Sales Report:Supplement No. 20 dated Feb 15, 2011 to Prospectus dated Jan 12, 2011
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jan 12, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jan 12, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 488920
This series of Notes was issued and sold upon the funding of the borrower loan #46952, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-07-2011 
Term: 36 months Listing End date:  Feb-09-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $306.15
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-1979 Debt/Income ratio: 22%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 12Length of status:31y 10m
Amount delinquent: $0 Total credit lines: 41 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $135,811Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 99%  
   Homeownership: Yes  
Screen name: Kona_coffee Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation - low risk
Purpose of loan:
This is a zero risk loan.? This loan will be used to pay off the remaining balance of my 401k plan loan that has a high monthly payment.? As well as paying for this loan, the additional monthly cash flow will allow me to make higher than minimum monthly payments to other debts, thereby reducing the length of time needed to completely pay them off.? If needed at some point in the future, I will be eligible to obtain another loan against my 401k plan to completely pay off this loan.

My financial situation:
I am a good candidate for this loan because I have NEVER left a debt unpaid and ALWAYS pay on schedule.? I have adequate income from my corporate job (31+ loyal years with the same employer) to cover immediate personal expenses, but with a heavy debt load from past family medical crisis, it is difficult to pay more than the minimum monthly and reduce debt.? We are also beginning early to pay off college student loans.? I always pay off debts as quickly as possible.

Monthly net income: $ 6600

Monthly expenses: $ 6200
??Housing: $ 2240
??Insurance: $ 200
??Car expenses: $ 100
??Utilities: $ 300
??Phone, cable, internet: $ 300
??Food, entertainment: $ 500
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 2100
??Other expenses: $ 260

Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What exactly is your occupation? Thanks - RecoveryLender
A: Hello. Thanks for asking. I am a sales operations manager for a very large US corporation. I do sales analysis and forecasting for our 2 largest brands. (Feb-07-2011)
Q: Hi. I am interested in your loan, but I am concerned about your very high revolving credit balance. Is this a HELOC? What are you doing to ameliorate this issue? - magnetic-dedication3
A: Hi. Thanks for the question. It has had us concerned as well, and we began a plan about a year ago to drive that downward. We are on a very strict budget, with all extraneous activities cut out. Part of this is a HELOC, with the remainder being due to handling extraordinary medical expenses with credit. Our plan includes all purchases on a cash only basis. Thanks. (Feb-07-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Thank you for the question. 1. The total mortgage balance is $270K 2. Market value is $285K (Feb-07-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
kulender$50.002/7/2011 9:01:38 AM
suave-dime6$25.002/7/2011 9:06:35 AM
deegeeman$50.002/7/2011 9:08:47 AM
papaloha$25.002/7/2011 9:09:35 AM
simplelender80$100.002/7/2011 9:02:27 AM
benjamins-utopia$50.002/7/2011 10:37:00 AM
reflective-rupee$150.772/7/2011 9:24:08 AM
AF-Chief$50.002/7/2011 12:02:02 PM
greencat$50.002/7/2011 10:00:04 AM
musegaze$100.002/7/2011 9:38:06 AM
finance-prescription$50.002/7/2011 2:43:20 PM
Artist_Blue$25.002/7/2011 12:00:47 PM
favorite-commerce$25.002/7/2011 1:12:56 PM
hopeful-truth5$100.002/7/2011 12:40:42 PM
moneysong$400.002/7/2011 1:58:16 PM
trade-goblin9$25.002/7/2011 2:03:13 PM
shrewd-income$25.002/7/2011 4:04:04 PM
SolarMoonshine$25.002/7/2011 5:02:04 PM
witty-openness$25.002/7/2011 4:47:02 PM
commitment-orbiter5$50.002/7/2011 8:06:07 PM
red-favorable-basis$25.002/8/2011 9:07:47 AM
Bob450$25.002/8/2011 7:48:07 AM
loanman2007$25.002/8/2011 12:08:30 PM
HammerSmith$25.002/8/2011 5:45:45 PM
well-rounded-dinero$75.002/8/2011 5:46:33 PM
octoberfresh$26.002/8/2011 6:08:49 PM
OLYVRC$25.002/8/2011 6:17:06 PM
umfan123$25.002/8/2011 6:18:34 PM
Ocean713$50.002/8/2011 6:07:19 PM
money-bauble$100.002/8/2011 6:13:49 PM
bold-attentive-listing$25.002/8/2011 8:42:15 PM
missing-link$25.002/8/2011 6:19:42 PM
ingenious-interest1$50.002/8/2011 10:24:09 PM
exciting-fairness$200.002/8/2011 6:25:33 PM
periko$25.002/8/2011 8:29:55 PM
vutah$25.002/8/2011 9:55:17 PM
ommcd$25.002/9/2011 12:53:56 AM
GSV67$50.002/9/2011 6:06:01 AM
finance-mushroom$49.592/9/2011 1:18:51 AM
new-social-economist$60.002/9/2011 9:35:47 AM
gold-channel2$25.002/9/2011 9:36:15 AM
hard-working-loot$25.002/9/2011 9:36:20 AM
rescue$100.002/9/2011 9:36:26 AM
thatguyoverseas$30.002/9/2011 10:01:35 AM
mpatrick$25.002/9/2011 10:18:09 AM
SeaDevil$50.002/9/2011 8:56:21 AM
Leshan$75.002/9/2011 9:14:30 AM
bnlforever$25.002/9/2011 9:35:01 AM
unclejaef$25.002/9/2011 9:35:53 AM
tech310$50.002/9/2011 9:36:14 AM
ingenious-deal6$25.002/9/2011 9:36:23 AM
payment-gusto$25.002/9/2011 9:36:50 AM
monster4$50.002/9/2011 9:32:06 AM
Dowanhill$25.002/9/2011 10:20:52 AM
gain-gourd$75.002/9/2011 9:35:18 AM
shred123$50.002/9/2011 9:35:50 AM
Max8319$25.002/9/2011 9:35:59 AM
DER$50.002/9/2011 9:36:07 AM
velocity-solo$30.002/9/2011 9:36:24 AM
3613925$25.002/9/2011 10:11:42 AM
cash-prodigy1$30.002/9/2011 10:59:46 AM
liberty-society5$25.002/7/2011 9:07:08 AM
gain-equator$25.002/7/2011 9:07:26 AM
genius520$100.002/7/2011 9:09:02 AM
2grindstones$25.002/7/2011 9:36:48 AM
jazzlender$25.002/7/2011 9:02:46 AM
sensible-order2$100.002/7/2011 9:02:12 AM
orderly-leverage$50.002/7/2011 9:06:22 AM
HamachiMan$50.002/7/2011 9:06:47 AM
authoritative-platinum7$25.002/7/2011 9:07:43 AM
profit-powerplant$25.002/7/2011 9:07:37 AM
Investoman$50.002/7/2011 9:08:56 AM
reflective-rupee$100.772/7/2011 9:23:56 AM
squarebob$25.002/7/2011 11:05:35 AM
Astyanax$40.002/7/2011 11:46:20 AM
newest-funds-powerplant$25.002/7/2011 1:30:39 PM
upbeat-finance8$25.002/7/2011 2:48:15 PM
Nerdster1$25.052/8/2011 3:44:05 AM
travels536$25.002/8/2011 5:18:44 AM
indomitable-dedication$50.002/8/2011 1:30:56 PM
kttalamo$25.002/8/2011 1:31:40 PM
important-openness1$50.002/8/2011 1:37:37 PM
LuvToLend$25.002/8/2011 5:40:09 PM
Shawn95187$154.762/8/2011 5:34:24 PM
wise-rupee-sanctuary$50.002/8/2011 6:14:32 PM
seisen$50.002/8/2011 6:19:33 PM
IntrepidInvestment$50.002/8/2011 8:00:45 PM
TheCount$25.002/8/2011 6:19:02 PM
Whipster$27.412/9/2011 12:38:29 AM
lenderrb$25.002/8/2011 6:40:58 PM
uncleegg$50.002/9/2011 2:25:49 AM
freebush69$764.562/8/2011 7:27:53 PM
courteous-note1$31.502/9/2011 6:05:42 AM
realtormoises$25.002/9/2011 6:07:09 AM
balance-force$25.002/8/2011 8:03:26 PM
irrelevant$25.002/9/2011 6:57:27 AM
ready-interest9$25.002/9/2011 8:27:33 AM
Katburg$25.002/9/2011 12:48:05 AM
FeedTheMachine$50.002/9/2011 1:01:39 AM
handshake5$40.472/9/2011 1:18:38 AM
kendigme$25.002/9/2011 1:51:39 AM
impala6464$100.002/9/2011 9:25:31 AM
leverage-monger$25.002/9/2011 7:31:37 AM
Jack55304$300.002/9/2011 7:35:58 AM
Speculator$50.002/9/2011 9:34:28 AM
Gibbyland$50.002/9/2011 9:35:42 AM
Angel_Investor_7$25.002/9/2011 9:36:18 AM
bountiful-durability$100.002/9/2011 9:36:22 AM
credit-force5$50.002/9/2011 9:36:32 AM
worth-arch$25.002/9/2011 9:37:06 AM
ElAbel11$50.002/9/2011 8:06:26 AM
RickColo$168.262/9/2011 8:51:14 AM
amlu1988$25.002/9/2011 7:22:07 AM
moose-capital-funding$47.752/9/2011 10:55:01 AM
open-minded-fund9$163.332/9/2011 11:21:57 AM
famous-bill$25.002/9/2011 8:06:11 AM
agalt$75.002/9/2011 8:21:59 AM
attractive-fund$74.782/9/2011 8:59:42 AM
tractorman$50.002/9/2011 9:36:04 AM
SDNLR$25.002/9/2011 9:36:36 AM
asiaratt$50.002/9/2011 9:36:41 AM
triumphant-community$25.002/9/2011 9:35:38 AM
richboy56$25.002/9/2011 9:35:56 AM
EarlyRiser$250.002/9/2011 9:37:09 AM
seanambrose$25.002/9/2011 9:53:23 AM
Pu239$60.002/9/2011 10:02:46 AM
SGODLY$25.002/9/2011 10:09:14 AM
desrman$50.002/9/2011 10:41:30 AM
128 Investments
 
Borrower Payment Dependent Notes Series 491442
This series of Notes was issued and sold upon the funding of the borrower loan #47137, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Feb-05-2011 
Term: 36 months Listing End date:  Feb-11-2011 
 
Lender yield: 18.99% Borrower rate/APR: 19.99% / 23.38% Monthly payment: $557.38
 
Lender servicing fee: 1.00% Effective Yield*: 18.55%  
Estimated return*: 9.85%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-1997 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 820-839 (Jan-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 13 / 12Length of status:10y 9m
Amount delinquent: $0 Total credit lines: 27 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,461Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 18%  
   Homeownership: Yes  
Screen name: bid-cub Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
TR debt con.
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $
6,000.00
Monthly expenses: $
??Housing: $ 1,123.00
??Insurance: $ 250.00
??Car expenses: $ 438.00
??Utilities: $ 180.00
??Phone, cable, internet: $ 145.00
??Food, entertainment: $?500.00
??Clothing, household expenses $ 150.00
??Credit cards and other loans: $ 600.00
??Other expenses: $ 600.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please describe your employment/job/business. Thanks and best wishes. - reflective-rupee
A: House Cleaning/Offices. (Feb-06-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
reflective-rupee$500.772/5/2011 12:03:46 PM
CAGE-Investments$25.002/5/2011 12:09:46 PM
jenkris$25.002/5/2011 12:11:54 PM
HamachiMan$50.002/5/2011 12:12:03 PM
liberty-society5$25.002/5/2011 12:12:54 PM
enthralling-deal180$75.002/5/2011 12:01:32 PM
point-kitten6$50.002/5/2011 12:14:06 PM
jazzlender$25.002/5/2011 12:05:19 PM
active-reward7$50.002/5/2011 12:15:24 PM
skuba$50.002/5/2011 12:15:59 PM
aasx1108$25.002/5/2011 12:17:08 PM
kulender$100.002/5/2011 12:06:27 PM
fishintime$100.002/5/2011 12:09:59 PM
be_wise$25.002/5/2011 12:08:34 PM
american6$100.002/5/2011 12:10:33 PM
RyanTH9893$25.002/5/2011 1:23:37 PM
peripatetic$25.002/5/2011 12:11:30 PM
meenan$50.002/5/2011 12:11:41 PM
rolandweary$25.002/5/2011 12:10:41 PM
DasMula$37.442/5/2011 1:58:29 PM
marketplace-cello5$25.002/5/2011 12:10:59 PM
upbeat-finance8$25.002/5/2011 2:10:12 PM
orderly-leverage$100.002/5/2011 12:11:26 PM
radforj22$25.002/5/2011 12:15:20 PM
sprinter$50.002/5/2011 12:15:33 PM
bigphish$25.002/5/2011 12:13:33 PM
philgreen$50.002/5/2011 12:16:13 PM
balance-force$25.002/5/2011 3:31:00 PM
a-finance-nirvana$25.002/5/2011 12:16:34 PM
genius520$100.002/5/2011 8:20:54 PM
vine99$90.002/6/2011 11:16:39 AM
witty-openness$25.002/6/2011 12:44:15 PM
SolarMoonshine$25.002/6/2011 1:15:53 PM
loyalty-czar$34.712/6/2011 2:31:35 PM
reflective-rupee$250.772/6/2011 10:11:36 PM
competent-p2p$100.002/7/2011 8:28:51 AM
melodious-fairness$50.002/7/2011 10:40:47 AM
falcone$25.002/7/2011 1:23:40 PM
Ocean713$50.002/7/2011 2:51:24 PM
benjamins-utopia$100.002/7/2011 10:35:50 AM
ethicalhumanist$50.002/7/2011 11:37:05 AM
Artist_Blue$25.002/7/2011 12:01:04 PM
ursus$100.002/7/2011 3:31:24 PM
organized-dedication9$50.002/7/2011 5:11:51 PM
skillful-asset5$35.002/7/2011 6:28:02 PM
pdxKurt$31.022/8/2011 12:47:30 AM
dollardave$100.002/8/2011 9:00:46 AM
creed99$25.002/8/2011 1:06:18 AM
terrific-return$25.002/8/2011 6:03:55 AM
loanman2007$100.002/8/2011 6:08:47 AM
BxRealtor$25.002/8/2011 8:36:38 AM
upbeat-fund$25.002/8/2011 12:55:43 PM
enchanted-note$25.002/8/2011 10:13:48 AM
treasure-bliss$50.002/8/2011 4:47:49 PM
kind-important-liberty9$25.002/8/2011 6:24:51 PM
graceful-investment$100.002/8/2011 6:07:21 PM
orange-preeminant-bill$50.002/8/2011 6:11:16 PM
ptjg$50.002/8/2011 10:24:05 PM
fareast_man$25.002/8/2011 6:31:59 PM
lenderrb$25.002/8/2011 6:35:46 PM
studious-bonus7$38.032/9/2011 1:19:39 AM
GElender$50.002/8/2011 10:21:13 PM
superb-funds335$25.002/8/2011 8:30:48 PM
irrelevant$50.002/9/2011 7:01:25 AM
Iwantahelp$25.002/9/2011 7:12:17 AM
valiant-liberty4$25.002/9/2011 1:14:28 AM
whatreality$25.002/9/2011 4:59:11 AM
GSV67$50.002/9/2011 6:06:00 AM
RSV$25.002/9/2011 4:50:52 AM
Barak$50.002/9/2011 6:44:19 AM
red_spade$40.002/9/2011 9:37:00 AM
Rashanir$26.452/9/2011 8:14:14 AM
persistent-bazaar$25.002/9/2011 10:48:31 AM
moola-pillow$60.002/9/2011 7:46:32 AM
Medic05$25.002/9/2011 2:11:17 PM
starlight31$50.002/9/2011 5:19:38 PM
financelover$25.002/9/2011 5:19:45 PM
Worldskiboy$50.002/9/2011 3:11:00 PM
bot403$50.002/9/2011 3:56:51 PM
sk10023$25.002/9/2011 9:25:13 PM
bombay56$50.002/9/2011 10:05:42 PM
diligent-kindness9$25.002/9/2011 5:17:12 PM
speedster351$50.002/9/2011 5:17:40 PM
worth-arch$25.002/10/2011 1:15:08 AM
skiberdad$50.002/9/2011 5:19:01 PM
deal-maple2$25.002/9/2011 5:19:32 PM
exuberant-dime$50.002/9/2011 5:19:51 PM
350DGRZ$25.002/9/2011 5:15:58 PM
lukassaul$25.002/9/2011 5:18:21 PM
Reinadog9$50.002/9/2011 5:19:25 PM
credit-investor5$50.002/9/2011 5:21:22 PM
Sol_Invictus$25.002/9/2011 6:04:16 PM
plentiful-reward$50.002/9/2011 9:40:46 PM
steiglends$29.042/10/2011 12:59:42 AM
nalaari$25.002/10/2011 1:13:43 AM
don8ter$25.002/10/2011 7:56:57 AM
mtandb$50.002/10/2011 3:16:57 PM
rupee-prairie$75.002/10/2011 4:20:39 PM
opportunity85$25.002/10/2011 9:56:17 AM
exchange-upholder0$25.002/10/2011 10:59:01 AM
ultimate-trade896$50.002/10/2011 9:31:42 AM
gallant-camaraderi$38.002/10/2011 11:06:31 AM
mpatrick$25.002/10/2011 11:21:49 AM
harperpotok$50.002/10/2011 1:35:57 PM
Pu239$60.002/10/2011 11:20:59 AM
gain-butterfly$43.972/10/2011 4:42:26 PM
ujiba$29.702/11/2011 12:48:58 AM
TCayce$39.572/11/2011 12:57:23 AM
Katburg$47.492/11/2011 12:58:03 AM
thegobbler$25.002/11/2011 1:07:46 AM
jleng$25.002/11/2011 1:08:25 AM
banjoey$31.762/11/2011 1:08:50 AM
MakoF16$41.572/11/2011 1:10:09 AM
Aquafina24Ounce$25.002/11/2011 1:23:46 AM
Savings_EQ_Dignity$26.772/11/2011 1:24:09 AM
investment-comet$25.002/11/2011 1:24:14 AM
piter-to-la-investment$25.002/11/2011 1:25:47 AM
RoyFauntleroy$25.002/11/2011 1:27:37 AM
responsibility-cherry6$46.662/11/2011 1:43:32 AM
Yorker1776$50.002/10/2011 8:16:10 PM
pietro_torna_indietro$64.642/11/2011 6:24:47 AM
nycfinance$25.002/11/2011 12:40:40 AM
corvettejrw$33.332/11/2011 12:41:01 AM
dspmn$27.002/11/2011 12:47:50 AM
stollcm$25.002/11/2011 12:48:50 AM
junctionking$25.002/11/2011 12:51:11 AM
MrMoney0622$25.002/11/2011 12:56:48 AM
turbobrat$50.002/11/2011 8:06:06 AM
WeAlNe$25.002/11/2011 12:57:33 AM
amijo$25.002/11/2011 1:13:59 AM
Zoomie$25.002/11/2011 12:40:55 AM
und-alum$50.002/11/2011 12:46:43 AM
visionary-community$25.002/11/2011 1:25:27 AM
Interloper$25.002/11/2011 12:48:05 AM
peb44$25.002/11/2011 1:27:08 AM
andyb9$50.002/11/2011 1:28:08 AM
Bank42$50.002/11/2011 12:49:48 AM
scottr$26.482/11/2011 1:28:41 AM
objective-investor$116.192/11/2011 1:45:36 AM
rss197$25.002/11/2011 1:46:14 AM
626457$25.002/11/2011 1:09:33 AM
Yankeeeagle$43.692/11/2011 1:11:36 AM
tenny321$25.002/11/2011 1:12:01 AM
hrubinst$50.002/11/2011 1:13:25 AM
compassion-paladin042$25.002/11/2011 1:23:24 AM
bulabula$29.202/11/2011 1:23:54 AM
innocent-loot$25.002/11/2011 9:22:35 AM
rulender$32.012/11/2011 1:24:34 AM
love_what_you_do$25.002/11/2011 1:28:52 AM
neutrino6$25.002/11/2011 1:33:11 AM
gold-blanket0$25.002/11/2011 1:44:43 AM
worthy-bid8$50.002/11/2011 6:06:21 AM
jjswanso$100.002/11/2011 5:51:36 AM
sc5$50.002/11/2011 6:20:43 AM
credit-kahuna$50.002/11/2011 11:51:01 AM
exuberant-loot$25.002/11/2011 3:40:03 PM
PropertyInvest$25.002/11/2011 4:47:47 PM
onlyastepaway$25.002/11/2011 9:31:45 AM
MilitaryAV8R$25.002/11/2011 9:31:53 AM
worthy-bid4$35.002/11/2011 9:32:01 AM
best-platinum-persimmon$95.862/11/2011 9:32:23 AM
murlirao2002$25.002/11/2011 10:10:54 AM
creative-bill8$100.002/11/2011 10:40:55 AM
enchanted-reward1$42.062/11/2011 10:34:19 AM
kinetic-ore$25.002/11/2011 5:51:50 PM
wildebeest9$28.422/11/2011 8:15:04 PM
orange-rapid-benjamins$50.002/11/2011 1:54:31 PM
macjp123$25.002/11/2011 1:58:04 PM
Akkon$25.002/11/2011 3:10:40 PM
John_Galt$25.002/11/2011 3:24:20 PM
unassassinable$25.002/11/2011 5:01:02 PM
handshake5$100.002/11/2011 5:02:02 PM
kublai$25.002/11/2011 5:27:09 PM
on_your_side$25.002/11/2011 5:35:12 PM
loan-master996$50.002/11/2011 6:46:47 PM
Nusk$25.002/11/2011 7:28:42 PM
wtrboy$50.002/11/2011 9:11:00 PM
MoneyForNothing$12.602/11/2011 9:18:48 PM
simplelender80$100.002/5/2011 12:05:39 PM
top-courteous-peso$100.002/5/2011 12:08:42 PM
bold-durability-drum$100.002/5/2011 12:13:10 PM
gain-equator$25.002/5/2011 12:13:16 PM
bob_sacamano$25.002/5/2011 12:13:53 PM
ladybird1$50.002/5/2011 12:14:32 PM
cash-reaction2$50.002/5/2011 12:15:09 PM
msh345$25.002/5/2011 12:22:30 PM
tech310$50.002/5/2011 12:06:55 PM
velocity-solo$50.002/5/2011 12:10:19 PM
grf1945$35.002/5/2011 1:16:18 PM
sensible-order2$100.002/5/2011 12:11:16 PM
Clambake$100.002/5/2011 12:12:38 PM
Tradesmanlender$35.002/5/2011 12:12:17 PM
haplender$50.002/5/2011 12:14:47 PM
epic-value6$50.002/5/2011 12:14:59 PM
BidDaddyBigBucks$25.002/5/2011 12:13:43 PM
versatilenyguy$50.002/5/2011 12:16:38 PM
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klinebarger$25.002/5/2011 12:16:58 PM
comet55$25.002/5/2011 1:26:01 PM
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terrific-return$25.002/5/2011 9:40:56 PM
JustMee$25.002/5/2011 3:33:05 PM
GoldenGo4$50.002/6/2011 8:51:42 AM
anti-wall-st$25.002/6/2011 9:58:14 AM
vanklein$25.002/6/2011 6:48:09 AM
2grindstones$25.002/6/2011 8:42:40 AM
thrifty-capital$25.002/6/2011 7:57:47 PM
hurricanefever$50.002/6/2011 2:12:38 PM
Uncle_Scrooge$50.002/6/2011 1:21:17 PM
trustu$50.002/6/2011 8:31:29 PM
diversifed$50.002/7/2011 8:14:16 AM
autonomous-truth$25.002/7/2011 1:39:53 PM
agalt$75.002/7/2011 10:41:33 AM
adventurous-commerce$25.002/7/2011 11:26:46 AM
AF-Chief$50.002/7/2011 12:06:26 PM
hopeful-truth5$300.002/7/2011 12:28:45 PM
Pressure_Drop$25.792/7/2011 12:56:03 PM
oreyedoc$25.002/7/2011 2:42:30 PM
EarlyRiser$150.002/7/2011 3:10:55 PM
LightTheWay$50.002/7/2011 11:46:13 PM
jamiee73$25.002/8/2011 6:06:12 AM
phaded$25.002/8/2011 7:52:02 AM
otto1939$50.002/8/2011 9:16:51 AM
intuitive-integrity9$50.002/8/2011 4:32:35 PM
orgy63$50.002/8/2011 4:50:37 PM
terrific-p2ploan$25.002/8/2011 5:30:35 PM
ijspence$25.002/8/2011 5:59:21 PM
newest-organic-rupee$25.002/8/2011 6:20:01 PM
gracej$25.002/8/2011 6:04:16 PM
wwwUniversal$25.002/8/2011 6:09:24 PM
honorable-yield$25.002/8/2011 10:24:26 PM
Dubbs360$25.002/8/2011 6:18:20 PM
Ivan2007$50.002/9/2011 12:05:53 AM
GreenHill$25.002/9/2011 12:27:30 AM
ClearLake$25.002/9/2011 12:54:00 AM
jwood3030$25.002/9/2011 1:00:55 AM
silver-armada$50.002/8/2011 8:05:46 PM
famous-bill$25.002/8/2011 10:23:27 PM
mtnbikemania$50.002/8/2011 10:24:27 PM
thorough-exchange4$25.002/8/2011 10:20:57 PM
IIP77$25.002/8/2011 10:22:10 PM
rjleves$25.002/8/2011 10:24:15 PM
phaded$25.002/9/2011 7:46:59 AM
njlom$50.002/8/2011 10:54:19 PM
lostontheedge$25.002/9/2011 12:53:46 AM
Mariner3605$25.002/9/2011 12:54:23 AM
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encore06$25.002/9/2011 8:21:54 AM
mls$100.002/9/2011 8:25:44 AM
chameleon125$25.002/9/2011 7:02:05 AM
SeaDevil$50.002/9/2011 8:56:20 AM
Leshan$25.002/9/2011 9:20:51 AM
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monster4$50.002/9/2011 9:33:08 AM
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NYCFinancier$25.002/9/2011 5:19:48 PM
ALVO$50.002/9/2011 5:20:10 PM
thankful-nickel2$25.002/9/2011 5:36:57 PM
loss-of-control$150.002/9/2011 5:52:23 PM
community-champ3$25.002/9/2011 7:56:05 PM
benefit-boots$25.002/9/2011 9:23:06 PM
powerful-finance7$25.002/10/2011 12:53:14 AM
chomper969$25.002/9/2011 5:17:10 PM
gold-tsunami$50.002/9/2011 5:19:49 PM
museic1$50.002/9/2011 5:20:17 PM
contract-student2$50.002/10/2011 7:05:27 AM
loan-wasp$50.002/9/2011 5:17:54 PM
cablenews$50.002/9/2011 5:19:27 PM
paladin847$50.002/9/2011 5:19:52 PM
Shining-Star$25.002/9/2011 7:04:23 PM
tranquil-diversification8$50.002/9/2011 6:55:53 PM
Leopoldine$25.002/10/2011 12:40:18 AM
julijask$45.002/10/2011 12:51:20 AM
financialzen$25.002/10/2011 9:34:53 AM
g0avs3327$25.002/10/2011 9:47:39 AM
1-HARD-HEAD$25.002/10/2011 12:11:58 PM
shortstop21$25.002/10/2011 3:42:31 PM
Au-Ag-Pt$35.002/10/2011 4:42:15 PM
buddy486$25.002/10/2011 2:52:23 PM
Mark-7$50.002/11/2011 12:43:09 AM
swm$25.002/11/2011 12:46:19 AM
Oupa-George$25.002/11/2011 12:47:39 AM
littlemonkey$25.002/11/2011 12:48:45 AM
jojnax$25.002/11/2011 12:56:30 AM
EJO$25.002/11/2011 12:59:05 AM
Midg$25.002/11/2011 12:59:27 AM
saschar$25.002/11/2011 1:08:21 AM
hanuman77$50.002/11/2011 1:10:25 AM
hayhelp$37.172/11/2011 1:17:10 AM
krazydavet$25.002/11/2011 1:23:32 AM
five-star-responsibility0$50.002/11/2011 1:23:39 AM
schnatty$25.002/11/2011 1:24:38 AM
HoyaHeel$25.002/11/2011 1:26:32 AM
agiovasil$25.002/11/2011 1:27:31 AM
bullwink27$25.002/11/2011 1:28:56 AM
authentic-liberty7$25.002/11/2011 1:45:24 AM
mosby$25.002/10/2011 5:40:55 PM
AM2008$25.002/11/2011 4:49:05 AM
balanced-rupee$50.002/10/2011 6:25:55 PM
help4u$50.002/10/2011 6:06:50 PM
repaymeplease$27.572/11/2011 6:11:24 AM
flanative$50.002/10/2011 7:11:18 PM
scooter65$40.002/10/2011 11:17:34 PM
BenOrt$50.002/10/2011 7:15:54 PM
soulwork$25.002/10/2011 7:30:42 PM
socalavi8tor$25.002/11/2011 12:47:30 AM
lendme2$50.002/11/2011 12:49:56 AM
InvestorPartners$25.002/11/2011 12:50:43 AM
moola-monger9$50.002/11/2011 7:25:06 AM
omerta6102$50.002/11/2011 12:51:07 AM
coolnatkat$45.472/11/2011 12:56:38 AM
dollars4debts$25.002/11/2011 12:57:29 AM
cyberperception$25.002/11/2011 12:57:40 AM
Pasagam$50.002/11/2011 12:58:50 AM
Divr555$48.502/11/2011 1:00:45 AM
cosmof16$25.002/11/2011 1:07:54 AM
flwah$25.002/11/2011 1:11:26 AM
listing-trapper3$37.942/11/2011 1:23:28 AM
porter22$25.002/11/2011 1:24:06 AM
MoneyBagsRUs$25.002/11/2011 1:26:37 AM
calm-deal7$25.002/11/2011 1:29:06 AM
ferdberfel$43.532/11/2011 1:29:51 AM
THREE-POINTS-LENDING$25.062/11/2011 12:58:33 AM
nickel-ferret$25.632/11/2011 1:45:06 AM
GCInvestments$25.002/11/2011 1:50:04 AM
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tomxnsn$25.002/11/2011 9:32:35 AM
Use_It_Wisely$50.002/11/2011 9:56:05 AM
Dahlozer$50.002/11/2011 6:03:20 AM
Richmp412$25.002/11/2011 10:47:27 AM
wise-silver-wonder$25.002/11/2011 7:11:25 AM
JeffHoll$25.002/11/2011 7:15:41 AM
T-Bone$43.672/11/2011 11:46:21 AM
JFKPilot$25.002/11/2011 12:01:46 PM
durability-halibut$25.002/11/2011 7:18:23 AM
Christophe$25.002/11/2011 7:21:56 AM
LeReve$50.002/11/2011 2:01:05 PM
cospilot$25.002/11/2011 9:30:48 AM
farly13$50.002/11/2011 9:31:10 AM
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principal-flow9$50.002/11/2011 10:02:25 AM
therealjeremy$25.002/11/2011 9:50:06 AM
smallbizrule$25.002/11/2011 9:50:19 AM
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ayerobbie$50.002/11/2011 5:20:52 PM
honsbedh$25.002/11/2011 6:47:02 PM
gold-sushi$25.002/11/2011 1:28:09 PM
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supersarah61$25.002/11/2011 4:26:01 PM
jbrel$25.002/11/2011 4:20:50 PM
orbital-velocity7$50.002/11/2011 4:57:33 PM
Sapphicat$50.002/11/2011 5:20:10 PM
fairness-cell6$25.002/11/2011 5:48:05 PM
ava2009$50.002/11/2011 7:02:03 PM
gjm6d$25.002/11/2011 8:06:20 PM
359 Investments
 
Borrower Payment Dependent Notes Series 491790
This series of Notes was issued and sold upon the funding of the borrower loan #46958, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Feb-06-2011 
Term: 36 months Listing End date:  Feb-08-2011 
 
Lender yield: 23.99% Borrower rate/APR: 24.99% / 28.49% Monthly payment: $298.16
 
Lender servicing fee: 1.00% Effective Yield*: 23.40%  
Estimated return*: 13.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jul-1992 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 740-759 (Jan-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 1 Current / open credit lines: 3 / 3Length of status:3y 10m
Amount delinquent: $181 Total credit lines: 16 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $4,745Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 43%  
   Homeownership: No  
Screen name: candywoman Borrower's state: Kentucky Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 32 ( 100% ) 740-759 (Latest)
Principal borrowed: $2,200.00< 31 days late: 0 ( 0% )  
720-739 (Apr-2008)
 
Principal balance: $308.02 31+ days late: 0 ( 0% )
Total payments billed: 32  
Description
Moving Up
Purpose of loan:
This loan will be used to pay off balance of my first Prosper?loan and two other loans which will lower my monthly obligations. The remainder of the money will enable me to move my business to an ideal, high traffic location that has the extra room I need that will allow me to double my sales and income, the new lolcation also has living quarters whereas I won't have the cost of housing.?

My financial situation:
I am a good candidate for this loan because? I have increased my income and credit score every year for the last four to it's current level of 730+, all 15 past accounts state "never late" as I make it a priority to pay my bills on time or early. I have already doubled my product selection and adding more choices every month, every recipe is my own and my regular customers return like clockwork to see whats's new, "word of mouth will make you or break you" and for me it has been MAKE, my customers bring me more customers. The 1 delinquet account of $181 is in dispute as I have been paying on it and will pay it off with this money, the new location will really increase my income by at least 2x and I have the option of lease to own with owner financing which will enable me to have my own property/building. As a back-up in case of the unforseen happening I have two paid off vehicles, one of which I would sell to pay off the remainder of this loan. I am on track to be debt free within 18 months other than this loan, along the way I have plans to expand my marketing, product line and website.
Monthly net income: $3,334.00

Monthly expenses: $ 1,477.00
??Housing: $350.00
??Insurance $105.00
? Car expenses $80.00
? Utilities $165.00?
??Phone, cable, internet: $95.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $
??Credit cards and other loans: $ 482.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Your stated monthly income minus expenses nets you $1,857 per month, which is 6 times the amount currently due on the previous Prosper loan. So why would you need this loan to pay that amount off? Are you using other cash for the move? - orange-impartial-asset
A: This money is going to be used in a combination, to pay off Prosper, make the move and pay off other debts. Therefore having only one payment. (Feb-07-2011)
Q: What is your website? - RecoveryLender
A: I am sorry Prosper has warned me not to provide that information due to privacy act. (Feb-07-2011)
Q: Please describe your business and provide a website. - orange-impartial-asset
A: I'm sorry Prosper has warned me not to provide that information due to privacy act. (Feb-07-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
cashhelp$50.002/6/2011 12:01:37 PM
kulender$50.002/6/2011 12:03:12 PM
simplelender80$200.002/6/2011 12:04:55 PM
jazzlender$25.002/6/2011 12:05:18 PM
Feyenoord$25.002/6/2011 12:05:35 PM
suave-dime6$25.002/6/2011 12:10:09 PM
2grindstones$25.002/6/2011 1:50:27 PM
HamachiMan$50.002/6/2011 12:10:40 PM
orderly-leverage$50.002/6/2011 12:09:26 PM
liberty-society5$25.002/6/2011 12:11:11 PM
upbeat-finance8$25.002/6/2011 12:13:35 PM
Bob450$25.002/6/2011 12:14:01 PM
deegeeman$50.002/6/2011 12:14:55 PM
genius520$100.002/6/2011 12:15:40 PM
the-kindness-honker$25.002/6/2011 6:57:46 PM
SolarMoonshine$25.002/6/2011 1:18:11 PM
DasMula$38.842/6/2011 1:21:34 PM
Sturgee$25.002/7/2011 6:11:47 AM
greencat$50.002/7/2011 7:30:44 AM
festeringsnot$25.002/6/2011 6:55:56 PM
sdcc72$25.002/7/2011 9:01:25 AM
thrifty-capital$25.002/6/2011 7:59:11 PM
a_falk22$25.002/7/2011 6:41:46 AM
selector568$150.002/7/2011 5:15:30 AM
loanman2007$200.002/7/2011 5:22:47 AM
Champion_Lending$25.002/7/2011 9:25:42 AM
foothillender$25.002/7/2011 8:38:33 AM
benjamins-utopia$50.002/7/2011 10:36:46 AM
Astyanax$35.752/7/2011 11:22:25 AM
LittleMingo$30.002/7/2011 9:32:02 AM
hopeful-truth5$400.002/7/2011 12:10:53 PM
HAWK-Investing$100.002/7/2011 9:48:18 AM
Gregger$25.002/7/2011 12:32:11 PM
orange-rapid-benjamins$50.002/7/2011 12:44:19 PM
musegaze$100.002/7/2011 9:37:45 AM
minnesotafinancial$25.002/7/2011 11:30:48 AM
AF-Chief$50.002/7/2011 12:01:54 PM
ac787$25.002/7/2011 4:31:15 PM
Ocean713$50.002/7/2011 2:51:10 PM
competent-p2p$75.002/8/2011 6:31:37 AM
CoolPlexer$25.002/7/2011 8:45:23 PM
UCLA4life$25.002/8/2011 12:31:36 AM
DoctorJoe$25.002/8/2011 4:42:22 AM
yield-lion2$25.002/8/2011 1:17:52 AM
realtormoises$25.002/8/2011 4:22:02 AM
The-Helper$60.002/8/2011 7:20:58 AM
consummate-loyalty1$50.002/8/2011 11:10:53 AM
AEH_Now$50.002/8/2011 10:14:28 AM
us957165$25.002/8/2011 11:28:42 AM
indomitable-dedication$50.002/8/2011 1:30:52 PM
ah-long$25.002/8/2011 5:57:37 PM
porkhelmet$25.002/8/2011 5:57:45 PM
traice$25.002/8/2011 5:28:54 PM
velocity-solo$30.002/8/2011 5:31:52 PM
deal-hickory5$50.002/8/2011 6:05:41 PM
balance-hercules$50.002/8/2011 6:06:39 PM
graceful-investment$100.002/8/2011 6:07:22 PM
Moe87$25.002/8/2011 5:46:57 PM
NoMoreDebt4Me$25.002/8/2011 6:10:19 PM
nodrivelpls$25.002/8/2011 6:10:26 PM
Marfloogan$25.002/8/2011 6:12:44 PM
ChuckieG$28.362/8/2011 5:58:01 PM
famous-bill$25.002/8/2011 5:58:48 PM
Maupinman$50.002/8/2011 5:58:56 PM
wtrboy$50.002/8/2011 5:57:53 PM
profitable-return5$25.002/8/2011 6:02:36 PM
KrauseVentures$25.002/8/2011 6:05:08 PM
mdf$50.002/8/2011 6:05:16 PM
vmann$50.002/8/2011 6:06:08 PM
ericb674$25.002/8/2011 6:07:00 PM
gold-commander0$50.002/8/2011 6:08:44 PM
finance-vault$25.002/8/2011 6:05:48 PM
haplender$50.002/8/2011 6:06:27 PM
villagers$35.002/8/2011 6:06:29 PM
sgf$25.002/8/2011 6:09:53 PM
MilitaryLending$25.002/8/2011 6:10:24 PM
hope-eagle6$25.002/8/2011 6:09:25 PM
golath24$25.002/8/2011 6:10:18 PM
washboard1$25.002/8/2011 6:12:56 PM
jhouman$25.002/6/2011 12:02:44 PM
fabulous-community4$45.122/6/2011 12:03:53 PM
sensible-order2$100.002/6/2011 12:04:24 PM
drcoop$25.002/6/2011 12:01:40 PM
FarmersBank$50.002/6/2011 12:01:50 PM
gain-equator$25.002/6/2011 12:11:53 PM
authoritative-platinum7$25.002/6/2011 12:12:26 PM
mikeandcat$150.002/6/2011 5:11:45 PM
good4loan$25.002/6/2011 5:34:55 PM
profit-powerplant$25.002/6/2011 12:12:15 PM
papaloha$25.002/6/2011 7:11:01 PM
Investoman$50.002/6/2011 12:15:21 PM
brondero$300.002/6/2011 9:36:18 PM
competent-p2p$50.672/7/2011 7:05:50 AM
Scotcha$50.002/6/2011 3:47:54 PM
reflective-rupee$400.772/6/2011 8:30:04 PM
rate-hickory$25.002/7/2011 5:50:57 AM
WonByOne$50.002/7/2011 4:26:29 AM
NekHoldings$25.002/7/2011 5:14:57 AM
helynn$25.002/7/2011 6:42:43 AM
Mikale360$25.002/7/2011 7:33:58 AM
credit-bliss8$25.002/7/2011 9:38:30 AM
FinanceEngine$30.002/7/2011 9:50:14 AM
autonomous-truth$100.002/7/2011 1:36:11 PM
ethicalhumanist$25.002/7/2011 11:46:15 AM
fairness-atmosphere$25.002/7/2011 12:11:30 PM
Artist_Blue$25.002/7/2011 12:00:57 PM
Kyileo$25.002/7/2011 12:53:45 PM
silvercertificate$25.002/7/2011 12:12:52 PM
WeshaTheLeopard$25.002/7/2011 3:45:32 PM
finance-prescription$50.002/7/2011 2:43:09 PM
Ray3486$25.002/7/2011 5:58:18 PM
skillful-asset5$30.002/7/2011 6:30:09 PM
sierrasteve$75.002/7/2011 6:47:14 PM
blissful-penny$89.882/7/2011 10:58:22 PM
return-grizzly$86.692/8/2011 1:18:43 AM
commitment-orbiter5$50.002/7/2011 8:05:57 PM
chameleon125$50.002/8/2011 6:51:12 AM
convergentthinker$50.002/8/2011 1:48:18 AM
witty-openness$25.002/8/2011 2:44:36 AM
money-bauble$100.002/8/2011 1:26:20 PM
important-openness1$50.002/8/2011 1:37:34 PM
loyalist1$50.002/8/2011 4:38:50 PM
vutah$50.002/8/2011 4:33:13 PM
fareast_man$25.002/8/2011 5:57:38 PM
robocop$50.002/8/2011 5:57:46 PM
BidDaddyBigBucks$25.002/8/2011 5:34:29 PM
shmb6508$25.002/8/2011 6:06:25 PM
vigorous-velocity$50.002/8/2011 6:07:55 PM
first-aggresive-platinum$25.002/8/2011 5:45:20 PM
papaman$25.002/8/2011 6:10:13 PM
open-minded-fund9$50.002/8/2011 5:58:10 PM
gustavzantanon$50.002/8/2011 5:58:42 PM
life-is-great$50.002/8/2011 6:06:06 PM
Gladglide$30.002/8/2011 6:06:19 PM
skuba$25.002/8/2011 6:06:31 PM
Mark-7$50.002/8/2011 6:06:35 PM
Uncle_Scrooge$50.002/8/2011 6:06:42 PM
oreyedoc$50.002/8/2011 6:07:17 PM
ASR3$50.002/8/2011 6:05:46 PM
nicklds$25.002/8/2011 6:05:55 PM
runner262$25.002/8/2011 6:06:17 PM
ciscoparrot$25.002/8/2011 6:07:02 PM
momoney2lend$25.002/8/2011 6:10:23 PM
julsal$36.082/8/2011 6:10:27 PM
flwah$25.002/8/2011 6:10:30 PM
intuitive-camaraderi9$25.002/8/2011 6:07:42 PM
rapid-credit428$25.002/8/2011 6:11:29 PM
Weaverville$25.002/8/2011 6:07:56 PM
mmckune$25.002/8/2011 6:08:33 PM
IIP77$25.002/8/2011 6:09:38 PM
Learning2Lend$50.002/8/2011 6:09:47 PM
SANTIAGO1$25.002/8/2011 6:10:17 PM
reward-adventure$50.002/8/2011 6:10:49 PM
MAYBROOK$27.412/8/2011 6:11:21 PM
treasure-generator$25.002/8/2011 6:11:27 PM
debt-force$25.002/8/2011 6:11:58 PM
156 Investments
 
Borrower Payment Dependent Notes Series 491830
This series of Notes was issued and sold upon the funding of the borrower loan #47085, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Jan-31-2011 
Term: 36 months Listing End date:  Feb-01-2011 
 
Lender yield: 18.99% Borrower rate/APR: 19.99% / 23.38% Monthly payment: $278.69
 
Lender servicing fee: 1.00% Effective Yield*: 18.55%  
Estimated return*: 9.85%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-1991 Debt/Income ratio: 27%
Credit score: 700-719 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 9Length of status:24y 0m
Amount delinquent: $0 Total credit lines: 20 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $25,138Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 57%  
   Homeownership: Yes  
Screen name: direct-transparency268 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
NEW CARPET AND PAINT
Purpose of loan:
This loan will be used to?
NEW CARPET AND PAINT

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: THE BALANCE OF MY CONDO IS 50,000 AND MARKET VALUE IS ABOUT 75,000 (Jan-31-2011)
Q: How much of the 25K revolving credit balance is home equity loan? - Reddy_Capital
A: I DO NOT HAVE A HOME EQUITY LOAN, I HAVE A LINE OF CREDIT BALANCE (Jan-31-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Rick7925$25.001/31/2011 9:59:51 AM
enthralling-deal180$50.001/31/2011 10:00:29 AM
Pulchritudinous$25.001/31/2011 10:00:42 AM
jazzlender$50.001/31/2011 10:00:45 AM
CAGE-Investments$25.001/31/2011 10:01:06 AM
tech310$50.001/31/2011 10:00:51 AM
fishintime$100.001/31/2011 10:02:12 AM
back-scratchers$25.001/31/2011 10:00:54 AM
velocity-solo$50.001/31/2011 10:03:07 AM
rolandweary$25.001/31/2011 10:03:34 AM
rjleves$25.001/31/2011 10:04:24 AM
EarlyRiser$250.001/31/2011 10:03:54 AM
loantigger$50.001/31/2011 10:05:08 AM
sensible-order2$100.001/31/2011 10:04:47 AM
credit-force5$50.001/31/2011 10:05:12 AM
reflective-rupee$250.771/31/2011 10:13:20 AM
american6$100.001/31/2011 10:03:16 AM
ursus$100.001/31/2011 10:03:59 AM
a-finance-nirvana$25.001/31/2011 10:06:05 AM
unclejaef$25.001/31/2011 10:06:11 AM
NYCFinancier$25.001/31/2011 10:06:33 AM
meenan$50.001/31/2011 10:07:03 AM
GiftViftdotcom$25.001/31/2011 10:07:29 AM
transaction-animal8$25.001/31/2011 10:08:08 AM
favorite-commerce$50.001/31/2011 10:41:00 AM
radforj22$25.001/31/2011 10:41:07 AM
srilm$50.001/31/2011 11:38:25 AM
paladin847$50.001/31/2011 10:41:45 AM
impeccable-transparency$50.001/31/2011 10:38:53 AM
DasMula$25.001/31/2011 10:52:54 AM
cash-queen$25.001/31/2011 12:59:42 PM
finance-solo$31.461/31/2011 1:15:00 PM
shasta1$50.001/31/2011 12:53:31 PM
newest-unbeatable-currency$75.001/31/2011 11:53:39 AM
Hidalgo2004$25.011/31/2011 2:48:22 PM
Stack23$25.001/31/2011 2:58:59 PM
SimpleChoice$25.001/31/2011 12:06:24 PM
shabufa$50.001/31/2011 4:08:22 PM
Malkial$25.001/31/2011 4:08:56 PM
bold-principal-thinker$25.001/31/2011 4:14:42 PM
loss-of-control$150.001/31/2011 4:24:32 PM
AK49-JW$25.001/31/2011 3:23:45 PM
Nicedad72$29.411/31/2011 4:40:37 PM
buffalobills$25.001/31/2011 5:05:49 PM
JustMee$25.001/31/2011 5:09:17 PM
thankful-nickel2$25.001/31/2011 5:10:01 PM
benefit-squirrel$30.001/31/2011 4:09:19 PM
Imaginos1892$75.001/31/2011 5:35:29 PM
tomdooley12520$25.001/31/2011 4:30:04 PM
top-visionary-truth$25.001/31/2011 6:58:23 PM
Byrd24$100.001/31/2011 6:59:29 PM
Bank_Of_XL$100.001/31/2011 7:00:12 PM
HermanstadtKid$25.001/31/2011 7:56:04 PM
beakerfish$50.001/31/2011 8:57:13 PM
joeandsam$25.001/31/2011 10:51:42 PM
credit-kahuna$50.002/1/2011 12:18:57 AM
bowdish1$50.002/1/2011 1:20:28 AM
wwwUniversal$25.002/1/2011 1:30:42 AM
epicanthal$25.001/31/2011 11:20:22 PM
jcw3rd$25.002/1/2011 4:08:05 AM
goodhearted-gold3$45.082/1/2011 5:23:43 AM
bentonlending$25.002/1/2011 5:58:53 AM
mlj0671$25.002/1/2011 6:14:51 AM
Lubava$50.002/1/2011 6:42:17 AM
teds$25.002/1/2011 6:56:57 AM
GeorgiaGator$25.002/1/2011 1:44:34 AM
head$25.002/1/2011 7:38:11 AM
awwaaww$50.002/1/2011 8:34:35 AM
JDFuego$50.002/1/2011 7:38:05 AM
FinanceEngine$25.002/1/2011 8:05:55 AM
raisingophelia$25.002/1/2011 8:28:18 AM
wayman$50.001/31/2011 10:02:20 AM
mtnbikemania$50.001/31/2011 10:03:50 AM
TelegramSam$25.001/31/2011 10:02:27 AM
exuberant-dime$50.001/31/2011 10:04:04 AM
GoldenGo4$50.001/31/2011 10:04:09 AM
enchanted-yield4$50.001/31/2011 10:03:14 AM
genius520$100.001/31/2011 10:03:20 AM
simplelender80$100.001/31/2011 10:03:23 AM
marketplace-cello5$25.001/31/2011 10:03:44 AM
orderly-leverage$100.001/31/2011 10:04:59 AM
starlight31$50.001/31/2011 10:05:25 AM
MattLic$50.001/31/2011 10:07:08 AM
red_spade$40.001/31/2011 10:07:24 AM
one-midas$50.001/31/2011 10:17:56 AM
treasure-bliss$50.001/31/2011 10:01:15 AM
hard-working-loot$25.001/31/2011 10:02:32 AM
honorable-yield$25.001/31/2011 10:03:27 AM
gold-tsunami$50.001/31/2011 10:04:21 AM
peripatetic$25.001/31/2011 10:05:03 AM
financelover$25.001/31/2011 10:07:33 AM
Shawn95187$25.001/31/2011 10:08:14 AM
pdxKurt$50.001/31/2011 10:15:22 AM
loosd$45.211/31/2011 11:15:22 AM
jenkris$25.001/31/2011 12:38:49 PM
competent-p2p$25.001/31/2011 12:23:32 PM
YoungArchitect$600.001/31/2011 12:47:30 PM
dtana$25.001/31/2011 12:58:38 PM
PotBellyPete$250.001/31/2011 1:14:48 PM
Digs$25.001/31/2011 2:48:23 PM
investment-artist$25.001/31/2011 2:40:17 PM
thrifty-dedication$50.001/31/2011 12:05:08 PM
felicity-loyalist0$25.001/31/2011 3:29:28 PM
speedster351$50.001/31/2011 12:06:40 PM
wanna-help$50.001/31/2011 4:08:23 PM
cloud8$60.001/31/2011 4:09:44 PM
McGrufus$30.001/31/2011 4:08:29 PM
asset-professor$25.001/31/2011 4:08:52 PM
OSERENKUKU$25.001/31/2011 4:09:06 PM
imlosttoo$25.001/31/2011 4:09:24 PM
miket71$25.001/31/2011 4:09:43 PM
Preteur$25.001/31/2011 4:10:39 PM
cablenews$50.001/31/2011 6:35:20 PM
debt-sphinx99$25.001/31/2011 6:49:58 PM
blue-ideal-dime$50.001/31/2011 5:25:12 PM
vutah$25.001/31/2011 6:31:29 PM
best-income-fertilizer$100.001/31/2011 7:39:00 PM
terrific-p2ploan$25.001/31/2011 7:47:30 PM
num1irish$100.001/31/2011 7:42:26 PM
Reinadog9$50.001/31/2011 8:14:13 PM
Relevance$25.001/31/2011 8:43:33 PM
houli123$673.511/31/2011 10:37:18 PM
thebadpelican$25.002/1/2011 6:35:36 AM
catmanbob$25.002/1/2011 6:08:29 AM
GElender$50.002/1/2011 7:03:05 AM
mystss$25.002/1/2011 7:59:33 AM
HamachiMan$50.002/1/2011 8:21:05 AM
competent-p2p$25.002/1/2011 7:34:11 AM
drtxmac$50.002/1/2011 8:30:13 AM
Tradesmanlender$35.002/1/2011 8:34:02 AM
ColoradoCamping$25.002/1/2011 8:02:25 AM
EretzCapital$50.002/1/2011 8:42:33 AM
Leshan$25.002/1/2011 8:10:25 AM
rupee-cake$100.002/1/2011 8:39:50 AM
EretzCapital$4.552/1/2011 8:42:44 AM
135 Investments
 
Borrower Payment Dependent Notes Series 491968
This series of Notes was issued and sold upon the funding of the borrower loan #47049, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $25,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Jan-28-2011 
Term: 36 months Listing End date:  Feb-10-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $766.79
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Apr-2000 Debt/Income ratio: 16%
Credit score: 760-779 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 8Length of status:0y 3m
Amount delinquent: $0 Total credit lines: 21 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,320Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 18%  
   Homeownership: No  
Screen name: diplomatic-camaraderi9 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan for buying assets
Purpose of loan:
This loan will be used to invest in real estate in another country namely India.
I save about 1500$ a month? and I?contribute ?1300$ in my 401k so ?i should be able to repay it without any problem.

My financial situation:
I am a good candidate for this loan because I usually invest in? assets? and hardly? use it for spending.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
blot44$25.001/28/2011 10:04:30 AM
Marathoner$25.001/28/2011 10:04:40 AM
transparency-giant$50.001/28/2011 10:05:08 AM
kanakakm$50.001/28/2011 10:05:20 AM
compoundinterest$50.001/28/2011 10:05:27 AM
credit-maple5$300.001/28/2011 10:05:51 AM
cebgop$25.001/28/2011 10:06:06 AM
AFairDeal$75.001/28/2011 10:06:54 AM
CBO-Enterprise$50.001/28/2011 10:08:11 AM
Phantom99$100.001/28/2011 10:09:28 AM
Casman8815$25.001/28/2011 10:09:33 AM
BaxterEvil$25.001/28/2011 10:04:46 AM
TennSquire$25.001/28/2011 10:05:35 AM
Duchdad$25.001/28/2011 10:05:45 AM
TikPmp1$25.001/28/2011 10:05:55 AM
perzzz$50.001/28/2011 10:05:59 AM
indomitable-coin$100.001/28/2011 10:19:59 AM
paladin847$50.001/28/2011 10:20:00 AM
flexible-value$100.001/28/2011 10:06:21 AM
acropiloterau2002$25.001/28/2011 10:06:25 AM
patriot897$50.001/28/2011 10:20:24 AM
building_community$25.001/28/2011 10:04:49 AM
credit-investor5$50.001/28/2011 10:20:28 AM
AmericanCredit$25.001/28/2011 10:06:38 AM
ogmanny$50.001/28/2011 10:05:02 AM
currency-persimmon$25.001/28/2011 10:05:25 AM
webclimber$50.001/28/2011 10:07:42 AM
lender987654321$25.001/28/2011 10:05:30 AM
Daneistes$50.001/28/2011 10:07:59 AM
yukongin$25.001/28/2011 10:06:48 AM
skibum65$50.001/28/2011 10:08:05 AM
HHP$25.001/28/2011 10:08:17 AM
HunterSix$25.001/28/2011 10:09:40 AM
syounker$25.001/28/2011 10:20:06 AM
kyomoon$100.001/28/2011 10:19:37 AM
Havana21$300.001/28/2011 10:21:35 AM
Okeey$50.001/28/2011 10:20:17 AM
organized-payment6$25.001/28/2011 10:20:21 AM
Darkjimson$50.001/28/2011 11:48:06 AM
sensible-order2$100.001/28/2011 4:49:21 PM
credit-force5$50.001/28/2011 11:37:04 PM
Reddy_Capital$25.001/28/2011 11:11:28 PM
bowdish1$100.001/29/2011 2:49:05 AM
balance-force$25.001/29/2011 2:18:41 PM
misit$25.001/29/2011 4:17:26 PM
jonandmeg21$50.001/29/2011 10:43:42 PM
dpfl55$25.001/30/2011 7:29:44 AM
conductor146$25.001/30/2011 7:43:28 AM
unclejaef$25.001/30/2011 11:13:11 AM
Marfloogan$50.001/30/2011 2:29:41 PM
cash-cymbal$50.001/30/2011 3:57:48 PM
GiftViftdotcom$50.001/30/2011 7:32:34 PM
g314$30.001/30/2011 11:47:53 PM
RJN$25.001/31/2011 2:39:25 AM
spname$50.001/31/2011 9:23:20 AM
Aimvest$25.001/31/2011 9:33:52 AM
Rivermaverick$25.001/31/2011 9:52:50 AM
power-defender7$50.001/31/2011 10:15:35 AM
jenkris$25.001/31/2011 12:34:33 PM
wise-deal-panda$50.001/31/2011 12:07:45 PM
value-pouch$50.001/31/2011 4:39:59 PM
ATOHokie$25.001/31/2011 5:19:54 PM
degster$25.002/1/2011 1:28:03 AM
Montgomery-Burns$25.002/1/2011 3:28:23 AM
mdreiss$50.002/1/2011 3:59:46 AM
FordhamLaw$25.002/1/2011 7:11:35 AM
catmanbob$50.002/1/2011 6:08:15 AM
deal-maple2$25.002/1/2011 9:33:24 AM
TheCount$25.002/1/2011 10:31:15 AM
jonesboyz$25.002/1/2011 1:02:58 PM
shrewd-deal$25.002/1/2011 6:55:36 PM
a-responsible-return$33.122/1/2011 8:15:44 PM
meux99$25.002/1/2011 6:13:37 PM
gangusron$50.002/1/2011 9:53:41 PM
Artist_Blue$25.002/2/2011 8:46:12 AM
iolaire$25.002/2/2011 9:30:12 AM
pseudokris$25.002/2/2011 11:08:30 AM
kegs$250.002/2/2011 3:44:12 PM
NMGbank$25.002/2/2011 3:45:52 PM
credible-bid0$50.002/2/2011 3:44:14 PM
axl163$25.002/2/2011 3:46:28 PM
swiftsoul$25.002/2/2011 3:47:41 PM
integrity-onator1$25.002/2/2011 2:38:35 PM
eyal0$40.082/2/2011 3:47:30 PM
commerce-voyager$25.002/2/2011 3:49:01 PM
julijask$45.002/3/2011 1:06:01 AM
steady-gain5$25.002/3/2011 1:15:43 AM
xphile$25.002/3/2011 1:00:55 AM
lending-bear$50.002/3/2011 1:38:21 PM
LawyerLoan$50.002/3/2011 4:49:02 PM
mdv$25.002/3/2011 5:49:29 PM
be_wise$25.002/3/2011 6:19:30 PM
langdonx$50.002/3/2011 6:57:19 PM
Cheburashka$30.002/4/2011 12:53:45 AM
iLoaner$25.002/4/2011 1:11:01 AM
wwwUniversal$25.002/4/2011 1:31:21 AM
Richmp412$25.002/4/2011 6:43:54 AM
freesia54$25.002/4/2011 8:23:44 AM
bancoroyal$50.002/4/2011 9:33:55 AM
Bodyboard$25.002/4/2011 9:21:48 AM
adhawan325$25.002/4/2011 9:35:21 AM
soheagle$25.002/4/2011 10:44:41 AM
responsibility-cherry6$50.002/4/2011 10:42:57 AM
platinum-rapture6$26.882/4/2011 10:41:31 AM
active-reward7$50.002/4/2011 10:53:02 AM
jakesworld$50.002/4/2011 12:28:41 PM
skuba$50.002/4/2011 11:31:08 PM
ItsJustMe79$50.002/4/2011 7:40:50 PM
RyanTH9893$25.002/4/2011 7:45:52 PM
jcedar33$200.002/4/2011 8:19:24 PM
_kyle$29.922/5/2011 2:16:23 AM
rmachi$25.002/5/2011 12:57:32 AM
neenerman$44.802/5/2011 1:15:41 AM
awwaww$28.362/5/2011 1:30:10 AM
paramjit$25.002/5/2011 2:31:54 AM
discrete-asset$25.002/5/2011 3:29:38 AM
klinebarger$25.002/5/2011 8:06:32 AM
truth-image$50.002/5/2011 10:01:46 AM
PGAMasterPro$50.002/5/2011 4:39:09 AM
best-heavenly-justice$25.002/5/2011 4:40:48 AM
brightest-affluence-motivator$100.002/5/2011 4:52:16 AM
godfather4u$50.002/5/2011 11:25:50 AM
mlkhamilton$25.002/5/2011 12:51:54 PM
dastdx1847$25.002/5/2011 2:11:57 PM
dud$50.002/5/2011 3:51:52 PM
kid8549$25.002/6/2011 9:01:11 AM
Strand_Investments$25.002/6/2011 6:35:51 AM
johngaltline$25.002/5/2011 10:11:23 PM
afotherg$75.002/6/2011 11:20:51 AM
elegant-income3$50.002/6/2011 2:07:27 PM
asset-pilot$50.002/6/2011 9:45:43 PM
abnvette$25.002/6/2011 9:11:29 PM
the-upbeat-p2p$50.002/7/2011 10:41:20 AM
DavenportCapital$25.002/7/2011 9:31:22 AM
jasperpants$25.002/7/2011 9:33:46 AM
mrpowers5531$25.002/7/2011 9:32:24 AM
ZeoInvestments$25.002/7/2011 9:34:03 AM
top-note-jamboree$50.002/7/2011 10:16:55 AM
benjamins-utopia$100.002/7/2011 10:36:07 AM
ArmyGuy$25.002/7/2011 12:35:48 PM
Doc23$25.002/7/2011 1:00:46 PM
MrGhost$25.002/7/2011 3:22:31 PM
bid-papyrus$25.002/7/2011 3:24:13 PM
NaperLender$50.002/7/2011 4:09:27 PM
reflective-rupee$150.772/7/2011 4:36:00 PM
arenangelchild$50.002/8/2011 12:44:33 AM
tolstoy00$25.002/8/2011 12:52:58 AM
commitment-farm$25.002/8/2011 1:05:26 AM
anyoi$50.002/8/2011 8:17:17 AM
LightTheWay$50.002/7/2011 11:46:01 PM
lifegrowth$25.002/8/2011 8:53:24 AM
officer8$25.002/8/2011 1:01:49 AM
Mark-O-Polo$25.802/8/2011 12:34:55 AM
DadWarbucks$48.562/8/2011 12:44:02 AM
monstersdad$45.782/8/2011 12:45:16 AM
Putnum$25.002/8/2011 12:51:24 AM
Jassi$25.002/8/2011 12:52:24 AM
ctgscott$25.002/8/2011 1:03:54 AM
donmacprosper$25.002/8/2011 6:30:55 AM
logical-reward8$25.002/8/2011 4:03:02 PM
safe-kindness5$25.002/8/2011 9:31:05 AM
deal-promiser1$100.002/8/2011 4:04:38 PM
top-sensible-yield$25.002/8/2011 4:04:46 PM
visionary-community$25.002/8/2011 9:32:11 AM
mwfarmkid$50.002/8/2011 4:04:54 PM
dbzen$50.002/8/2011 4:04:59 PM
LynJohn1023$50.002/8/2011 4:05:08 PM
gopbernie$25.002/8/2011 4:05:27 PM
Victor-E-Lane$25.002/8/2011 9:31:11 AM
point-xylophone$25.002/8/2011 9:31:26 AM
guardlender$25.002/8/2011 4:05:59 PM
NycDean$25.002/8/2011 4:06:24 PM
damage$25.002/8/2011 4:06:28 PM
virtualbank$50.002/8/2011 4:06:43 PM
economy-orchid$30.002/8/2011 4:07:18 PM
dparkhom$25.002/8/2011 4:07:45 PM
Natronpee$25.002/8/2011 4:08:37 PM
region123$25.002/8/2011 4:09:07 PM
mizinc$25.002/8/2011 4:09:23 PM
ingenious-order783$25.002/8/2011 10:22:40 AM
BlindProphet$50.002/8/2011 4:09:29 PM
LowLeftJim$25.002/8/2011 4:09:43 PM
Philkent$34.702/8/2011 4:09:55 PM
Namrok$25.002/8/2011 4:09:59 PM
KonkoKid$50.002/8/2011 4:10:20 PM
Amaranto$50.002/8/2011 4:10:41 PM
Soothsayer$25.002/8/2011 4:12:25 PM
atlaaron$25.002/8/2011 4:12:31 PM
naniamo$25.002/8/2011 4:12:38 PM
sajitk$25.002/8/2011 4:12:46 PM
ArashMass$30.002/8/2011 4:13:10 PM
Emgolda$25.002/8/2011 4:13:27 PM
NJNY$25.002/8/2011 4:13:53 PM
skillful-diversification2$25.002/8/2011 4:14:22 PM
market-socrates4$30.342/8/2011 4:16:05 PM
sugarhoof$25.002/8/2011 4:16:44 PM
able_to_help$50.002/8/2011 4:16:59 PM
think-become$25.002/8/2011 4:17:08 PM
jfd287$25.002/8/2011 4:19:14 PM
shadowflame_99$25.002/8/2011 4:19:25 PM
mnmcarve$27.132/8/2011 4:19:37 PM
teega5$25.002/8/2011 1:45:42 PM
wealthstar$50.002/8/2011 4:04:21 PM
Asynch$25.002/8/2011 4:04:35 PM
colorado23$25.002/8/2011 4:04:49 PM
UncleTupelo2$25.002/8/2011 4:02:58 PM
DDHMoney$25.002/8/2011 4:05:01 PM
calessabay$25.002/8/2011 4:03:04 PM
wjf60$50.002/8/2011 4:03:56 PM
passbook$25.002/8/2011 4:04:23 PM
roadtruck$50.002/8/2011 4:06:16 PM
16888$50.002/8/2011 4:04:53 PM
direct-platinum8$25.002/8/2011 4:06:45 PM
exchange-pledge$50.002/8/2011 4:06:06 PM
prosha$25.002/8/2011 4:08:30 PM
maclove10$25.002/8/2011 4:09:36 PM
jdashv$33.332/8/2011 4:09:57 PM
Veridic$25.002/8/2011 4:10:10 PM
Warwick$25.002/8/2011 4:09:42 PM
SeaLoans$25.002/8/2011 4:09:54 PM
rcr549$25.002/8/2011 4:10:44 PM
rakey$25.002/8/2011 4:10:22 PM
blue-note-relaxation$50.002/8/2011 4:10:30 PM
auxiliary11$25.002/8/2011 4:11:35 PM
cordial-affluence2$50.002/8/2011 4:10:39 PM
zeelender$25.002/8/2011 4:11:10 PM
mikeleib$25.002/8/2011 4:12:42 PM
bajaruss$25.002/8/2011 4:13:29 PM
arwensolo55$25.002/8/2011 4:12:21 PM
AoP$29.302/8/2011 4:12:34 PM
social-comet7$25.002/8/2011 4:14:17 PM
trevandtal$28.362/8/2011 4:12:49 PM
kunger$25.002/8/2011 4:13:05 PM
9boag$25.002/8/2011 4:15:28 PM
vigilance-accruer$27.562/8/2011 4:14:04 PM
blissful-note7$48.452/8/2011 4:14:25 PM
principal-capo8$25.002/8/2011 4:16:37 PM
Futurero$25.002/8/2011 4:14:55 PM
bmcg$25.002/8/2011 4:18:55 PM
sunprints$25.002/8/2011 4:16:40 PM
CaliforniaSun$25.002/8/2011 4:17:49 PM
Binan$25.002/8/2011 4:20:01 PM
hope-amigo$25.002/8/2011 4:20:05 PM
upright-commitment5$25.002/8/2011 4:18:45 PM
randomguy100$26.572/8/2011 4:19:24 PM
JohnGalt94$35.932/8/2011 4:19:42 PM
intuitive-integrity9$50.002/8/2011 4:32:50 PM
CalCollegeFund19$48.712/8/2011 4:55:41 PM
antrux$25.002/8/2011 5:26:35 PM
investment-comet$25.002/8/2011 5:26:48 PM
Kijib$25.002/8/2011 5:59:36 PM
chief_wo$25.002/8/2011 6:03:27 PM
dansarkis$25.002/8/2011 6:03:42 PM
Searlzy$25.002/8/2011 6:03:56 PM
HibbyD$28.742/9/2011 12:36:37 AM
pipopirate$41.232/9/2011 12:37:09 AM
nicklds$27.342/9/2011 12:38:37 AM
bomdel$25.002/9/2011 12:48:13 AM
wellnessnyc$50.002/8/2011 7:00:55 PM
banker727$25.412/9/2011 1:08:10 AM
able2help$25.002/8/2011 6:47:17 PM
appastk$25.002/9/2011 8:15:48 AM
lucky6$25.002/9/2011 8:40:55 AM
jey6941$25.002/9/2011 12:46:15 AM
Flatfoot$25.002/9/2011 12:46:40 AM
here2lend$25.002/9/2011 12:47:16 AM
Thecozychick$25.002/9/2011 12:56:41 AM
Hoov$25.002/9/2011 12:57:07 AM
canisian$25.002/9/2011 7:50:40 AM
MechEngineer$25.002/9/2011 8:00:44 AM
blissful-penny$50.002/9/2011 9:22:04 AM
mimshack88$50.002/9/2011 9:31:27 AM
aquarexbi$50.002/9/2011 12:57:00 PM
Attract$25.002/9/2011 1:55:42 PM
stolan$25.742/10/2011 12:57:55 AM
promiser200$25.002/9/2011 8:12:16 PM
fortytwo$200.002/9/2011 9:55:49 PM
Fryilluh$25.002/10/2011 12:47:20 AM
productive-finance$25.002/10/2011 1:08:22 AM
martinatime$25.002/10/2011 12:37:24 AM
pleasant-basis$30.942/10/2011 1:08:16 AM
amijo$50.002/10/2011 7:56:50 AM
PadreAyudate$27.892/10/2011 5:24:12 AM
gain-butterfly$29.312/10/2011 9:31:31 AM
aloantime07$25.002/10/2011 12:56:01 PM
kushka$25.002/10/2011 11:30:19 AM
best-generosity-financier$25.002/10/2011 11:49:06 AM
anton$1,660.002/10/2011 1:27:28 PM
radforj22$75.001/28/2011 10:04:34 AM
Centaur$50.001/28/2011 10:04:52 AM
Gorblum$25.001/28/2011 10:04:55 AM
C_Mark$100.001/28/2011 10:05:15 AM
rakstar$50.001/28/2011 10:05:47 AM
thedoctor$100.001/28/2011 10:06:15 AM
meenan$100.001/28/2011 10:07:32 AM
honorable-yield$40.001/28/2011 10:07:47 AM
buckeye9$50.001/28/2011 10:08:33 AM
impartial-deal$25.001/28/2011 10:12:22 AM
jsw7us$50.001/28/2011 10:12:28 AM
bigballer105$100.001/28/2011 10:12:42 AM
Goodthing$100.001/28/2011 10:04:56 AM
casaram$25.001/28/2011 10:12:59 AM
cognizant-rate732$25.001/28/2011 10:05:00 AM
larsowe$35.001/28/2011 10:05:23 AM
velocity-solo$60.001/28/2011 10:05:31 AM
don8ter$25.001/28/2011 10:05:49 AM
fishtale$25.001/28/2011 10:19:55 AM
kenji4861$25.001/28/2011 10:06:03 AM
lagnisiruk$25.001/28/2011 10:06:30 AM
IL2R2010$50.001/28/2011 10:04:53 AM
BankingFamily$50.001/28/2011 10:06:34 AM
paintedposies$50.001/28/2011 10:04:58 AM
inspired-investment8$100.001/28/2011 10:06:42 AM
Goodlender42$25.001/28/2011 10:05:12 AM
community-pipeline$25.001/28/2011 10:07:00 AM
Mantis75$25.001/28/2011 10:05:21 AM
goldfinger3$100.001/28/2011 10:07:53 AM
forthright-dedication$25.001/28/2011 10:05:38 AM
Gr8Deal$50.001/28/2011 10:05:42 AM
ThomasC$38.691/28/2011 10:06:02 AM
blissful-ore5$50.001/28/2011 10:06:11 AM
heavenly-interest9$50.001/28/2011 10:08:01 AM
sb0453$25.001/28/2011 10:08:08 AM
investor_101$50.001/28/2011 10:09:22 AM
EarlyRiser$250.001/28/2011 10:11:09 AM
Curly-Girly$25.001/28/2011 10:13:02 AM
FlexFunding$50.001/28/2011 10:19:32 AM
nimble-money0$50.001/28/2011 10:20:02 AM
interest-exec9$25.001/28/2011 10:20:30 AM
reflective-rupee$25.771/28/2011 10:18:41 AM
balance-voyager$50.001/28/2011 10:19:28 AM
DukSerduk$25.001/28/2011 10:19:56 AM
sensible-diversification5$25.001/28/2011 1:11:19 PM
selector568$200.001/28/2011 10:20:12 AM
mathprof$25.001/28/2011 10:20:26 AM
lloyd_s$25.001/28/2011 10:35:04 AM
best-coin-miser$25.001/28/2011 3:57:54 PM
CE88$100.001/28/2011 5:51:17 PM
mpactlender$25.001/29/2011 3:02:59 AM
jazzlender$25.001/29/2011 8:18:15 AM
Fortuno_per_commodo$50.001/29/2011 8:47:56 AM
ivar$25.001/29/2011 1:13:25 PM
ultimatepaintball$25.001/29/2011 11:42:54 AM
youqianderen$50.001/29/2011 6:13:14 PM
antlr$50.001/29/2011 8:03:48 PM
Asparagirl$25.001/29/2011 8:30:56 PM
ChristopherHS$25.001/29/2011 9:32:54 PM
fair-funds$50.001/29/2011 11:29:07 PM
bds9646$26.001/30/2011 4:53:07 AM
shred123$50.001/30/2011 7:16:46 AM
Ananya$25.001/30/2011 7:17:37 AM
minista$25.001/30/2011 9:41:11 AM
CashProvider$100.001/30/2011 12:19:10 PM
satisfying-capital0$25.001/30/2011 12:32:48 PM
principal-prodigy$50.001/30/2011 12:53:36 PM
jt88$50.001/30/2011 2:18:25 PM
funds-rascal$50.001/30/2011 5:23:10 PM
interest-fanatic3$50.001/30/2011 6:18:14 PM
elasermd$50.001/30/2011 5:18:35 PM
subtle-revenue0$25.001/30/2011 6:08:38 PM
hml$30.001/30/2011 11:53:35 PM
octoberfresh$30.001/31/2011 7:13:58 AM
BeemerRider$25.001/31/2011 7:33:23 AM
tedsrfdude$50.001/31/2011 8:04:13 AM
lowrate$50.001/31/2011 9:35:21 AM
rss197$25.001/31/2011 4:25:53 PM
BOZO88$50.001/31/2011 6:36:15 PM
Geologist-67$25.001/31/2011 6:48:05 PM
kulender$50.002/1/2011 12:04:40 AM
astute-benjamins$25.002/1/2011 3:44:38 AM
bentonlending$50.002/1/2011 6:08:00 AM
BidDaddyBigBucks$25.002/1/2011 9:55:01 AM
JDFuego$50.002/1/2011 7:37:57 AM
reflective-rupee$75.772/1/2011 12:21:04 PM
heretoprosper$25.002/1/2011 10:14:19 AM
reueljw$25.002/1/2011 5:53:45 PM
adama_48$25.002/1/2011 8:39:23 PM
kirkjerk$50.002/1/2011 10:03:50 PM
Citizenryan$50.002/1/2011 10:31:30 PM
108lender$200.002/2/2011 1:14:14 AM
Railbird$25.002/2/2011 1:47:29 AM
Tulalue$25.002/2/2011 5:11:56 AM
IslandParadise$50.002/2/2011 9:33:37 AM
SJM10011a$25.002/2/2011 3:34:39 PM
dharma1$25.002/2/2011 3:44:20 PM
toronado$50.002/2/2011 3:44:04 PM
money-floret$100.002/2/2011 3:47:25 PM
30Sky$25.002/2/2011 1:45:31 PM
jct_enterprises$25.002/2/2011 3:46:24 PM
gzeo$25.002/2/2011 3:48:34 PM
Refugee$50.002/2/2011 3:46:01 PM
drlevvis$25.002/2/2011 4:34:23 PM
availableloan$25.002/2/2011 9:59:40 PM
slartibardfast$25.002/3/2011 1:15:32 AM
efficient-treasure0$25.002/3/2011 6:23:17 AM
ingenious-order783$30.002/3/2011 9:55:05 AM
blukestrel$50.002/3/2011 10:28:23 AM
hawaiiangirl76$25.002/3/2011 5:49:14 PM
PaulW$25.002/3/2011 6:58:31 PM
mizount$25.002/4/2011 12:43:20 AM
flwah$25.002/4/2011 1:30:58 AM
cash-merry-maker$25.002/4/2011 1:49:22 AM
AlwaysA-Chief$26.252/4/2011 3:58:16 AM
power-expert$25.002/4/2011 7:33:28 AM
wormdc$25.002/4/2011 9:15:09 AM
revmax$30.002/4/2011 9:35:41 AM
Thelonius10$25.002/4/2011 9:35:35 AM
Iamthewalrus$25.002/4/2011 10:53:34 AM
Octavian315$35.002/4/2011 12:28:24 PM
Guiren$100.002/4/2011 2:21:37 PM
majormoves1$25.002/5/2011 2:02:16 AM
PA2LA$25.002/4/2011 8:41:02 PM
zone6$50.002/5/2011 12:27:33 AM
totoro$25.002/5/2011 1:06:01 AM
inforapenny$50.002/5/2011 3:00:28 AM
valiant-liberty4$25.002/5/2011 4:37:32 AM
visionary-currency$50.002/5/2011 6:00:57 AM
revenue-trombone5$50.002/5/2011 7:14:04 AM
msh345$25.002/5/2011 12:22:21 PM
RB_Double-A_Bravo$25.002/5/2011 7:35:50 PM
seahorse2008$25.002/6/2011 9:24:38 AM
life-is-great$50.002/6/2011 10:52:57 AM
tenchi2777$50.002/6/2011 12:50:43 PM
Uncle_Scrooge$75.002/6/2011 1:16:03 PM
betaoption$50.002/6/2011 6:41:17 PM
Hexnut$50.002/6/2011 6:05:45 PM
IIP77$25.002/6/2011 9:21:00 PM
seabass123$25.002/7/2011 7:27:22 AM
reinforced-reward$25.002/7/2011 9:33:38 AM
ujiba$50.002/7/2011 9:33:27 AM
Washington_Loan$25.002/7/2011 9:35:16 AM
ti22ring$25.002/7/2011 1:36:11 PM
docdekay$100.002/7/2011 10:20:41 AM
diligent-leverage$40.002/7/2011 11:17:53 AM
surfsider123$25.002/7/2011 11:26:39 AM
mistertao$25.002/7/2011 3:23:45 PM
Sixmil$52.462/7/2011 3:26:51 PM
worker82$25.002/7/2011 4:57:38 PM
ijspence$25.002/7/2011 5:26:42 PM
whistledicksmith$32.092/8/2011 12:55:19 AM
scrappy-bonus2$25.002/8/2011 1:03:00 AM
MTLoans$25.002/7/2011 8:35:57 PM
ryreesado$25.002/8/2011 12:32:00 AM
Weaverville$25.002/8/2011 12:33:44 AM
BiggestG$25.002/8/2011 12:26:01 AM
gauss02$25.392/8/2011 12:32:47 AM
BlindSquirrel$25.002/8/2011 12:33:13 AM
emt747$25.002/8/2011 1:03:13 AM
Mickeyblu$25.002/8/2011 5:10:44 AM
tdinbranson$37.802/8/2011 4:02:56 PM
1fortheroad$25.002/8/2011 4:03:25 PM
JaceSpade$25.002/8/2011 4:03:48 PM
rex45$25.002/8/2011 4:03:57 PM
fireboss$50.002/8/2011 4:04:33 PM
jeangot$50.002/8/2011 4:04:51 PM
duty-starfish8$25.002/8/2011 4:05:06 PM
JohnW12$50.002/8/2011 4:05:20 PM
atlvalet$50.002/8/2011 9:30:50 AM
CorporateT00l$50.002/8/2011 4:05:56 PM
ideal-penny8$25.002/8/2011 4:06:19 PM
mobius404$50.002/8/2011 4:06:37 PM
kcole10$25.002/8/2011 4:07:25 PM
azncurls82$150.002/8/2011 4:08:40 PM
beachbum22$25.002/8/2011 4:09:27 PM
soulwork$25.002/8/2011 4:09:31 PM
ramsbladder$25.002/8/2011 4:09:47 PM
mrnazraq$25.002/8/2011 4:09:56 PM
Chuck9802$25.002/8/2011 4:10:08 PM
chris-heretoinvest$25.002/8/2011 4:10:24 PM
Portsmouth$25.002/8/2011 4:10:37 PM
point-promiser$25.002/8/2011 4:11:27 PM
AJLending$25.002/8/2011 4:12:36 PM
outwish$25.002/8/2011 4:13:07 PM
HRVRfunding$35.352/8/2011 4:13:19 PM
ChicoBob$39.232/8/2011 4:13:38 PM
Bearls$25.002/8/2011 4:13:52 PM
USMC0311$50.002/8/2011 4:13:56 PM
truth-companion$36.952/8/2011 4:14:07 PM
greenventures$25.002/8/2011 1:06:48 PM
exact-gold2$50.002/8/2011 4:16:42 PM
SC98007$25.002/8/2011 4:17:06 PM
tj1683$25.002/8/2011 4:17:57 PM
preciousjeni$25.002/8/2011 4:19:40 PM
gazelle1$50.002/8/2011 4:20:42 PM
hayhelp$25.002/8/2011 4:02:21 PM
DeathScythe676$35.892/8/2011 4:02:57 PM
grallu$50.002/8/2011 4:03:58 PM
larrybird$250.002/8/2011 4:04:07 PM
Blue_HorseShoe$25.002/8/2011 4:04:48 PM
woodenshoes$25.002/8/2011 4:04:52 PM
Sykes66$25.002/8/2011 4:03:00 PM
Castellan$50.002/8/2011 4:05:16 PM
theemhdoctor$25.542/8/2011 4:03:24 PM
best-decisive-peace$25.002/8/2011 4:03:55 PM
bajeezus$25.002/8/2011 4:04:11 PM
reward-motion$50.002/8/2011 4:06:01 PM
JKEnterprises$25.002/8/2011 4:04:37 PM
schreibp$25.002/8/2011 4:06:21 PM
bradomino$25.002/8/2011 4:04:50 PM
special-truth$50.002/8/2011 4:04:57 PM
Seadrag367$50.002/8/2011 4:05:05 PM
NDFIRTH$50.002/8/2011 4:05:18 PM
actuarial_investor$25.002/8/2011 4:05:58 PM
philantist$30.002/8/2011 4:07:36 PM
Ellisdee$50.002/8/2011 4:06:30 PM
selo80$25.002/8/2011 4:06:34 PM
pbeach05$25.002/8/2011 4:09:33 PM
unique-order8$25.002/8/2011 4:08:32 PM
stensonb$25.002/8/2011 4:09:37 PM
13nd3r$25.002/8/2011 4:09:40 PM
skunkor2$50.002/8/2011 4:10:00 PM
fairness-faire$25.002/8/2011 4:10:12 PM
Westerly$50.002/8/2011 4:10:21 PM
rulender$27.982/8/2011 4:09:58 PM
YellowJacket$25.002/8/2011 4:10:47 PM
SkonkeyGongo$25.002/8/2011 4:12:47 PM
bornsucka$25.002/8/2011 4:13:13 PM
MoneySiles$25.002/8/2011 4:12:00 PM
Breakfast_Gypsy$25.002/8/2011 4:13:25 PM
dloan$25.002/8/2011 4:12:23 PM
PoliticinandNegotiatin$25.002/8/2011 4:14:10 PM
green-glowing-gain$25.002/8/2011 4:14:24 PM
zenchef$25.002/8/2011 4:13:02 PM
satisfying-deal5$74.392/8/2011 4:14:44 PM
Tsimmeej$25.002/8/2011 4:13:16 PM
sociallender$25.002/8/2011 4:13:34 PM
Tasmir$25.002/8/2011 4:14:03 PM
keyfig$25.002/8/2011 4:14:12 PM
merlin981$50.002/8/2011 4:14:30 PM
excellent-nickel$27.892/8/2011 4:14:37 PM
indianoven$25.002/8/2011 4:14:58 PM
Tiger6543$25.002/8/2011 4:15:46 PM
Nathan8823$25.002/8/2011 4:18:50 PM
onegoodlender$25.002/8/2011 4:16:49 PM
nofreelunch$25.002/8/2011 4:19:34 PM
latestone$25.002/8/2011 4:18:53 PM
auction-rocket$25.002/8/2011 4:20:02 PM
myidear$25.002/8/2011 4:20:32 PM
windpiano1962$25.002/8/2011 4:20:47 PM
koinonea$25.002/8/2011 4:21:54 PM
mrfrog$40.982/8/2011 4:36:29 PM
fishman42$25.002/8/2011 5:52:18 PM
tastytitan$50.002/8/2011 5:23:43 PM
Vreet$33.852/8/2011 6:03:35 PM
shawndw$25.002/8/2011 6:04:30 PM
compassion-paladin042$25.002/8/2011 5:52:37 PM
SF2Berlin$25.002/8/2011 5:52:52 PM
Katburg$50.002/8/2011 5:58:44 PM
Zoomie$25.002/9/2011 12:30:46 AM
Mookouw$25.002/9/2011 12:36:45 AM
lenderrb$50.002/8/2011 6:40:43 PM
mscomeaux$25.002/9/2011 12:46:19 AM
L-vex$25.002/9/2011 12:46:29 AM
joseapg$25.002/8/2011 10:40:45 PM
stikman$25.002/9/2011 12:46:50 AM
TEAM-Jasper$25.002/9/2011 12:47:33 AM
nhm$28.082/9/2011 12:47:43 AM
saihu$25.002/9/2011 12:56:56 AM
huorn$25.002/9/2011 12:57:21 AM
repayment-launcher$25.002/9/2011 1:09:13 AM
DLock99$26.012/9/2011 12:37:02 AM
steely_dan34$25.002/9/2011 12:37:51 AM
palpbert$25.002/9/2011 12:39:00 AM
buckeye55$25.002/9/2011 12:46:37 AM
MoNeYMaN5$25.002/9/2011 12:46:46 AM
kalex752$25.002/9/2011 12:47:09 AM
rmsyvt$25.002/9/2011 12:57:01 AM
bold-authentic-velocity$25.002/9/2011 9:31:20 AM
LendingRyan$25.002/9/2011 1:39:42 PM
Zuzu$25.002/9/2011 9:31:50 AM
currency-agave$50.002/9/2011 2:51:52 PM
elevated-finance$35.982/9/2011 5:57:40 PM
Medic05$25.002/9/2011 2:11:06 PM
wild_carrot$25.002/10/2011 12:37:52 AM
budyzr$40.002/10/2011 7:02:01 AM
StWaldo$25.002/10/2011 12:27:08 AM
Headhunter14$25.002/10/2011 12:31:19 AM
Trevor_C$25.002/10/2011 12:38:10 AM
gotyourgear$29.482/10/2011 12:47:18 AM
benefit-sorcerer1$100.002/9/2011 9:26:39 PM
aha6297$31.312/10/2011 12:48:50 AM
lawyervon$25.002/10/2011 12:56:26 AM
diggs$25.002/10/2011 12:31:02 AM
flopcat$26.622/10/2011 12:31:12 AM
HarleyBoy$50.002/10/2011 5:32:59 AM
buffalobills$25.002/10/2011 8:10:01 AM
contract-festival7$50.002/10/2011 9:31:20 AM
ultimate-trade896$25.002/10/2011 9:32:44 AM
gallant-economy9$500.002/10/2011 11:37:01 AM
589 Investments
 
Borrower Payment Dependent Notes Series 492254
This series of Notes was issued and sold upon the funding of the borrower loan #46979, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Jan-29-2011 
Term: 36 months Listing End date:  Feb-04-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $460.08
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jun-1985 Debt/Income ratio: 5%
Credit score: 860-879 (Jan-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:9y 8m
Amount delinquent: $0 Total credit lines: 25 Occupation: Fireman
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,000Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 4%  
   Homeownership: Yes  
Screen name: obedient-transaction4 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Remodel with a Baby Coming
We have a baby coming, so we decided to finally remodel our home prior to his arrival in June. We love our home, can easily afford the mortgage with a very stable job, but bought our home a few years back and therefore have lost equity and can not obtain a low interest second mortgage. I have just paid the $3000 Chase revolving credit balance on 1/28/11 and now only owe money on our mortgage.

We are about half way finished with our remodel. I have a $30,000 unsecured line of credit with Well Fargo and will use that if necessary to finish our remodel, but I am shopping around trying to beat its high interest rate. Let me know if you can help beat my Wells Fargo LOC.

Thank you,
Matt, Teri and Baby Ace
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please provide additional detail regarding your monthly income and itemized expenses. Thanks. - Income-Scout
A: Gross Income Last Year Monthly Average: $11,834 Expenses: three PRE-TAX retirement accounts $2,361, medical and dental $225, Tax Withholding $1,991, Disability insurance $21, Mortgage with tax and insurance escrow $1,825, Utilities $211, Food including restaurants, household expenses and entertainment $1,515. Just paid credit card off so no debt besides mortgage. I have a great stable job with good assets, great credit and a perfect history of repaying my loans. (Jan-29-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
kyomoon$50.001/29/2011 3:38:26 PM
velocity-solo$60.001/29/2011 3:38:42 PM
DukSerduk$25.001/29/2011 3:39:08 PM
newest-organic-rupee$25.001/29/2011 3:40:17 PM
ogmanny$50.001/29/2011 3:40:31 PM
lender987654321$25.001/29/2011 3:40:45 PM
forthright-dedication$25.001/29/2011 3:40:49 PM
TikPmp1$25.001/29/2011 3:40:54 PM
thedoctor$100.001/29/2011 3:40:59 PM
community-pipeline$25.001/29/2011 3:41:14 PM
webclimber$50.001/29/2011 3:41:17 PM
skibum65$50.001/29/2011 3:41:23 PM
jsw7us$50.001/29/2011 3:43:05 PM
FlexFunding$50.001/29/2011 3:38:24 PM
Marathoner$25.001/29/2011 3:38:40 PM
syounker$25.001/29/2011 3:43:31 PM
balance-voyager$50.001/29/2011 3:38:22 PM
credit-investor5$50.001/29/2011 3:43:42 PM
nimble-money0$50.001/29/2011 3:39:14 PM
Dollars4Rent$50.001/29/2011 3:39:48 PM
Pulchritudinous$25.001/29/2011 3:39:27 PM
cognizant-rate732$25.001/29/2011 3:40:30 PM
currency-persimmon$25.001/29/2011 3:40:42 PM
BankingFamily$50.001/29/2011 3:41:01 PM
BaxterEvil$25.001/29/2011 3:40:20 PM
inspired-investment8$100.001/29/2011 3:41:07 PM
Gorblum$25.001/29/2011 3:40:27 PM
Goodlender42$25.001/29/2011 3:40:33 PM
Mantis75$25.001/29/2011 3:40:38 PM
Gr8Deal$50.001/29/2011 3:40:50 PM
credit-maple5$500.001/29/2011 3:40:53 PM
Daneistes$50.001/29/2011 3:45:10 PM
blissful-ore5$50.001/29/2011 3:40:58 PM
yukongin$25.001/29/2011 3:41:09 PM
sb0453$25.001/29/2011 3:41:25 PM
EarlyRiser$250.001/29/2011 3:42:23 PM
Okeey$50.001/29/2011 3:43:33 PM
Fortuno_per_commodo$50.001/29/2011 3:44:49 PM
Curly-Girly$25.001/29/2011 3:43:30 PM
mathprof$25.001/29/2011 3:43:40 PM
Darkjimson$50.001/29/2011 3:43:48 PM
one-midas$50.001/29/2011 5:08:44 PM
jazzlender$25.001/29/2011 3:44:49 PM
goldsun$25.001/29/2011 7:08:44 PM
reflective-rupee$500.771/29/2011 5:16:36 PM
ITFDEE$25.001/29/2011 9:10:59 PM
vutah$25.001/29/2011 9:23:57 PM
ChristopherHS$25.001/29/2011 9:32:56 PM
engaging-yield4$50.001/29/2011 10:07:50 PM
jonandmeg21$50.001/29/2011 10:43:44 PM
fair-funds$50.001/29/2011 11:29:08 PM
bds9646$26.001/30/2011 4:53:03 AM
dpfl55$25.001/30/2011 7:29:41 AM
Zipperdu$50.001/30/2011 7:36:55 AM
Ananya$25.001/30/2011 7:15:53 AM
shred123$50.001/30/2011 7:16:48 AM
paixbouche$100.001/30/2011 8:41:59 AM
cashhelp$30.001/30/2011 11:16:17 AM
Psalm1$100.001/30/2011 10:17:09 AM
unclejaef$25.001/30/2011 11:13:13 AM
kushka$50.001/30/2011 1:06:30 PM
radforj22$25.861/30/2011 12:05:56 PM
green-safe-wampum$100.001/30/2011 12:52:23 PM
green-safe-wampum$100.001/30/2011 1:32:27 PM
nilonc1$100.001/30/2011 2:19:13 PM
micah7345$50.001/30/2011 2:27:23 PM
TexasLender2007$50.001/30/2011 4:38:44 PM
Dan4703$25.001/30/2011 5:03:57 PM
elasermd$50.001/30/2011 5:18:42 PM
fredburr$100.001/30/2011 3:08:57 PM
safe-payment8$25.001/30/2011 6:34:37 PM
funds-rascal$29.861/30/2011 5:23:12 PM
iscout$75.001/30/2011 5:59:17 PM
engaging-worth$25.001/30/2011 10:10:24 PM
integrity-creature4$25.001/31/2011 5:24:18 AM
RiskManiac$25.001/31/2011 6:00:27 AM
bowdish1$100.001/31/2011 7:55:30 AM
impartial-deal$25.001/31/2011 7:55:46 AM
HunterSix$25.001/31/2011 7:58:08 AM
octoberfresh$30.001/31/2011 7:14:00 AM
radiant-fund$50.001/31/2011 9:53:23 AM
tedsrfdude$50.001/31/2011 8:04:15 AM
power-defender7$50.001/31/2011 10:15:41 AM
galloping_unicorns_batman$50.001/31/2011 9:49:19 AM
Troutfinder$52.001/31/2011 11:23:57 AM
jenkris$25.001/31/2011 12:34:36 PM
transparency-giant$50.001/31/2011 2:50:23 PM
IL2R2010$50.001/31/2011 2:48:34 PM
BeemerRider$25.001/31/2011 2:50:22 PM
redtilapia$25.001/31/2011 3:56:41 PM
kdat$50.001/31/2011 12:47:52 PM
patriot897$50.001/31/2011 2:50:24 PM
value-pouch$50.001/31/2011 4:40:00 PM
ATOHokie$25.001/31/2011 5:19:55 PM
Payout_Assured$30.791/31/2011 6:43:11 PM
TomDalonajay$25.002/1/2011 12:39:36 AM
Montgomery-Burns$25.002/1/2011 3:28:23 AM
mdreiss$50.002/1/2011 3:59:46 AM
bentonlending$50.002/1/2011 6:08:04 AM
dollarsforrent$50.002/1/2011 7:23:19 AM
Moneypenny6$25.002/1/2011 9:16:46 AM
FordhamLaw$125.002/1/2011 7:31:49 AM
heretoprosper$25.002/1/2011 10:14:20 AM
commerce-yeller$50.002/1/2011 1:20:08 PM
jonesboyz$25.002/1/2011 1:03:02 PM
ritchie70$25.002/1/2011 4:38:53 PM
reueljw$25.002/1/2011 5:53:46 PM
meux99$25.002/1/2011 6:13:38 PM
shrewd-deal$25.002/1/2011 6:55:38 PM
108lender$145.732/2/2011 1:14:15 AM
lnrn$25.002/2/2011 1:13:41 AM
irisheyes9$25.002/2/2011 5:29:20 AM
pseudokris$25.002/2/2011 11:08:31 AM
VBinvestor$100.002/2/2011 9:37:02 AM
30Sky$25.002/2/2011 1:45:31 PM
integrity-onator1$25.002/2/2011 2:38:35 PM
rakstar$50.002/2/2011 3:44:33 PM
adama_48$25.002/2/2011 3:48:40 PM
spname$50.002/2/2011 3:46:30 PM
wwwUniversal$25.002/2/2011 4:33:39 PM
Railbird$25.002/2/2011 3:48:54 PM
a-responsible-return$35.552/2/2011 4:54:07 PM
drlevvis$50.002/2/2011 5:09:42 PM
Aariel$25.002/2/2011 6:28:39 PM
understanding-money8$25.002/2/2011 6:34:20 PM
pious-integrity6$25.002/2/2011 8:00:58 PM
dharma1$25.002/3/2011 12:29:28 AM
circustab$50.002/2/2011 9:15:19 PM
dobee$25.002/3/2011 4:58:44 AM
missoula$25.002/3/2011 6:36:13 AM
NMGbank$25.002/3/2011 1:00:50 AM
TiZZaH$70.392/3/2011 10:25:27 AM
Aragorn$36.802/3/2011 2:47:46 PM
blukestrel$50.002/3/2011 10:28:23 AM
lending-bear$50.002/3/2011 1:38:22 PM
be_wise$25.002/3/2011 6:19:31 PM
Cheburashka$30.002/4/2011 12:53:48 AM
therodabides$25.002/4/2011 5:23:59 AM
Richmp412$25.002/4/2011 6:43:55 AM
ksubd$70.002/4/2011 9:04:21 AM
YellowJacket$25.002/4/2011 9:35:06 AM
RainyDayLoans$79.342/4/2011 9:44:50 AM
Iamthewalrus$25.002/4/2011 10:53:35 AM
orbital-gain$50.002/4/2011 10:31:53 AM
bowl800$25.002/4/2011 10:30:01 AM
SudianX$40.002/4/2011 1:30:25 PM
blLending$25.002/4/2011 11:53:46 AM
DesiKuber$28.602/4/2011 1:00:31 PM
blot44$25.001/29/2011 3:38:38 PM
acropiloterau2002$25.001/29/2011 3:38:45 PM
indomitable-coin$100.001/29/2011 3:39:10 PM
paladin847$50.001/29/2011 3:39:12 PM
building_community$25.001/29/2011 3:40:23 PM
compoundinterest$50.001/29/2011 3:40:43 PM
TennSquire$25.001/29/2011 3:40:47 PM
Duchdad$25.001/29/2011 3:40:51 PM
perzzz$50.001/29/2011 3:40:55 PM
AFairDeal$75.001/29/2011 3:41:12 PM
meenan$100.001/29/2011 3:41:15 PM
goldfinger3$100.001/29/2011 3:41:20 PM
buckeye9$50.001/29/2011 3:41:28 PM
bigballer105$100.001/29/2011 3:43:07 PM
organized-payment6$25.001/29/2011 3:43:38 PM
interest-exec9$25.001/29/2011 3:43:44 PM
fishtale$25.001/29/2011 3:39:04 PM
Havana21$300.001/29/2011 3:43:47 PM
sensible-order2$100.001/29/2011 3:43:53 PM
Goodthing$100.001/29/2011 3:40:28 PM
kanakakm$50.001/29/2011 3:40:36 PM
kenji4861$25.001/29/2011 3:40:56 PM
AmericanCredit$25.001/29/2011 3:41:04 PM
Centaur$50.001/29/2011 3:40:26 PM
heavenly-interest9$50.001/29/2011 3:41:21 PM
paintedposies$50.001/29/2011 3:40:29 PM
C_Mark$100.001/29/2011 3:40:34 PM
myworld701$25.001/29/2011 3:44:45 PM
larsowe$35.001/29/2011 3:40:40 PM
Phantom99$100.001/29/2011 3:41:48 PM
don8ter$25.001/29/2011 3:40:52 PM
openness-viking$100.001/29/2011 3:45:08 PM
cebgop$25.001/29/2011 3:40:57 PM
flexible-value$100.001/29/2011 3:41:00 PM
honorable-yield$40.001/29/2011 3:41:19 PM
CBO-Enterprise$50.001/29/2011 3:41:26 PM
investor_101$50.001/29/2011 3:41:45 PM
HHP$25.001/29/2011 3:44:43 PM
best-coin-miser$25.001/29/2011 3:43:51 PM
credit-force5$50.001/29/2011 3:44:25 PM
felicity-loyalist0$100.001/29/2011 4:55:17 PM
youqianderen$50.001/29/2011 6:13:16 PM
LawyerLoan$25.001/29/2011 5:10:57 PM
Asparagirl$50.001/29/2011 8:29:35 PM
antlr$50.001/29/2011 8:03:49 PM
cash-queen$100.001/30/2011 1:01:11 AM
restless-balance9$50.001/30/2011 7:39:01 AM
rkhrdjp$25.001/30/2011 8:42:23 AM
Dharry$100.001/30/2011 7:19:31 AM
spudbeach$66.621/30/2011 8:13:18 AM
minista$25.001/30/2011 9:41:16 AM
jlrmpa$100.001/30/2011 11:27:35 AM
five-star-reward5$25.001/30/2011 12:01:26 PM
invest-in-ed$100.001/30/2011 1:04:03 PM
jt88$50.001/30/2011 2:18:27 PM
CashProvider$100.001/30/2011 12:19:12 PM
Marfloogan$50.001/30/2011 2:29:44 PM
green-safe-wampum$200.001/30/2011 1:22:02 PM
docdekay$100.001/30/2011 2:26:46 PM
Income-Scout$103.731/30/2011 2:36:16 PM
interest-fanatic3$50.001/30/2011 6:16:59 PM
cash-cymbal$50.001/30/2011 4:05:22 PM
GiftViftdotcom$50.001/30/2011 7:32:37 PM
hml$50.001/30/2011 11:07:05 PM
g314$30.001/30/2011 11:48:00 PM
RJN$25.001/31/2011 2:39:26 AM
wealth-cheetah7$97.671/31/2011 7:48:46 AM
FundMaker$25.001/31/2011 7:53:25 AM
lagnisiruk$25.001/31/2011 7:55:26 AM
power-cell$30.001/31/2011 7:46:08 AM
lowrate$25.001/31/2011 9:35:22 AM
Aimvest$25.001/31/2011 9:33:53 AM
RiskMan$210.001/31/2011 11:46:23 AM
mpactlender$25.001/31/2011 2:48:52 PM
principal-prodigy$50.001/31/2011 2:49:23 PM
casaram$25.001/31/2011 2:48:37 PM
subtle-revenue0$25.001/31/2011 2:51:21 PM
hopeful-truth5$200.001/31/2011 3:31:57 PM
friendinmoney$25.001/31/2011 3:23:07 PM
ThomasC$50.001/31/2011 2:48:18 PM
CE88$100.001/31/2011 4:30:34 PM
marketplace-meridian$25.001/31/2011 4:46:45 PM
Chosen-one$25.001/31/2011 5:46:47 PM
BOZO88$50.001/31/2011 6:35:48 PM
wise-deal-panda$50.001/31/2011 4:29:31 PM
bonus-seahorse$50.001/31/2011 6:03:52 PM
Chewbaca$25.001/31/2011 6:10:27 PM
jwstclair$25.001/31/2011 8:59:29 PM
kulender$50.002/1/2011 12:04:42 AM
astute-benjamins$25.002/1/2011 3:45:17 AM
catmanbob$50.002/1/2011 6:08:16 AM
BidDaddyBigBucks$25.002/1/2011 9:55:07 AM
BidDaddyBigBucks$25.002/1/2011 9:57:13 AM
deal-maple2$25.002/1/2011 9:33:26 AM
paymaster4$35.002/1/2011 10:10:10 AM
TheCount$25.002/1/2011 10:30:39 AM
unassailable-dollar$25.002/1/2011 6:06:45 PM
gangusron$50.002/1/2011 9:53:45 PM
Citizenryan$50.002/1/2011 10:31:32 PM
tolerant-dinero2$25.002/2/2011 12:58:12 AM
Digs$25.002/2/2011 1:21:33 AM
kirkjerk$50.002/1/2011 10:03:52 PM
lloyd_s$25.002/2/2011 1:49:02 AM
bannybucks$25.002/2/2011 4:25:41 AM
Artist_Blue$25.002/2/2011 8:46:18 AM
iolaire$25.002/2/2011 9:30:10 AM
IslandParadise$50.002/2/2011 9:33:38 AM
MKLManagement$100.002/2/2011 10:15:17 AM
SJM10011a$25.002/2/2011 3:34:40 PM
Casman8815$25.002/2/2011 3:44:34 PM
degster$25.002/2/2011 3:47:54 PM
ultimatepaintball$25.002/2/2011 3:45:15 PM
JDFuego$50.002/2/2011 3:48:02 PM
rss197$25.002/2/2011 4:50:10 PM
corndog4000$100.002/2/2011 9:02:04 PM
mster9ball$25.002/2/2011 6:18:25 PM
best-generosity-financier$25.002/3/2011 12:06:50 AM
availableloan$25.002/2/2011 9:59:41 PM
swiftsoul$25.002/3/2011 12:45:44 AM
lawyervon$25.002/3/2011 1:12:43 AM
efficient-treasure0$25.002/3/2011 6:23:18 AM
Charmart$25.002/3/2011 2:51:27 AM
DeesBar$25.002/3/2011 9:55:43 AM
OzGuy609$25.002/3/2011 1:17:02 PM
hard-working-penny$25.002/3/2011 2:57:41 PM
ingenious-order783$25.002/3/2011 9:53:06 AM
boylezz$50.002/3/2011 3:29:30 PM
satisfying-exchange3$30.002/3/2011 2:21:58 PM
lively-exchange$25.002/3/2011 2:52:45 PM
hawaiiangirl76$25.002/3/2011 5:49:16 PM
cycle198$57.782/3/2011 7:10:25 PM
flwah$25.002/4/2011 1:31:00 AM
competent-p2p$30.002/3/2011 7:35:22 PM
dollar2reap$25.002/4/2011 12:44:35 AM
Xarach$40.172/4/2011 6:22:36 AM
julijask$45.002/4/2011 1:12:44 AM
commerce-voyager$25.002/4/2011 1:45:43 AM
REITRUST$25.002/4/2011 6:31:51 AM
sturzstrom$92.632/4/2011 8:33:22 AM
Tradesmanlender$50.002/4/2011 9:15:19 AM
epar$25.512/4/2011 8:23:48 AM
redtilapia$25.002/4/2011 9:14:35 AM
bancoroyal$50.002/4/2011 9:33:46 AM
Thelonius10$25.002/4/2011 9:35:35 AM
bancoroyal$100.002/4/2011 9:50:09 AM
active-reward7$50.002/4/2011 10:53:03 AM
HotRod25$50.002/4/2011 11:29:50 AM
Lotsofbears$25.002/4/2011 12:40:09 PM
Octavian315$35.002/4/2011 12:28:25 PM
sensible-diversification5$25.002/4/2011 12:49:43 PM
DesiKuber$75.002/4/2011 1:00:17 PM
Nikelaos$49.202/4/2011 1:43:18 PM
300 Investments
 
Borrower Payment Dependent Notes Series 492392
This series of Notes was issued and sold upon the funding of the borrower loan #47104, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-30-2011 
Term: 36 months Listing End date:  Feb-02-2011 
 
Lender yield: 13.49% Borrower rate/APR: 14.49% / 16.65% Monthly payment: $412.99
 
Lender servicing fee: 1.00% Effective Yield*: 13.26%  
Estimated return*: 7.31%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-1985 Debt/Income ratio: 14%
Credit score: 740-759 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 8Length of status:4y 11m
Amount delinquent: $0 Total credit lines: 28 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,254Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 88%  
   Homeownership: Yes  
Screen name: credit-proton Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Taking Back Control!
Purpose of loan:
This loan will be used to? get our financial health back on track.? We are excited about?eliminating our credit card debt with a higher interest rate.

My financial situation:
I am a good candidate for this loan because? my husband and I have both been with our employers for a long time, and we are both very honest and hardworking.? We are looking toward our future with sending our child to college in three years and want to be on solid ground in order to pay her tuition and all the other costs that will be necessary.

Monthly net income: $ 7,000

Monthly expenses: $
??Housing: $ 2755????
??Insurance: $?350
??Car expenses: $?450
??Utilities: $ 250
??Phone, cable, internet: $ 280
??Food, entertainment: $ 500
??Clothing, household expenses $ 200
??Credit cards and other loans: $?1500??????
??Other expenses: $ 715
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Hi ~ thank you for your question. My first has a balance of $458,066.81, and my 2nd (it is not a HELOC, it is fixed) has a balance of $53,479.84, My home's market value is about $500,000. I have lost well over $100K in equity since the bottom fell out of the real estate market. I am current on my payments if you are concerned about that. (Jan-31-2011)
Q: What are the current interest rates for the you plan to pay it off using this loan proceeds? - Reddy_Capital
A: Thank you for your question. I will be paying off a $7,500 personal line of credit that now has a 32.65% interest rate. I had been making timely payments, and the interest rate was vastly increased last year. I also have a credit card that has a 23.74% interest rate (again, I had been making timely payments when the interest rate was raised). (Jan-31-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
jazzlender$25.001/30/2011 9:36:23 PM
tech310$50.001/30/2011 9:37:26 PM
hard-working-loot$25.001/30/2011 9:39:55 PM
wayman$50.001/30/2011 9:39:48 PM
simplelender80$100.001/30/2011 9:46:59 PM
ursus$100.001/30/2011 9:47:43 PM
GoldenGo4$50.001/30/2011 9:47:57 PM
mtnbikemania$50.001/30/2011 9:47:17 PM
enthralling-deal180$75.001/30/2011 9:36:38 PM
sensible-order2$100.001/30/2011 9:50:00 PM
gold-tsunami$50.001/30/2011 9:48:42 PM
peripatetic$25.001/30/2011 9:50:23 PM
impressive-credit431$100.001/30/2011 9:38:00 PM
orderly-leverage$100.001/30/2011 9:50:19 PM
starlight31$50.001/30/2011 9:50:56 PM
unclejaef$25.001/30/2011 9:51:58 PM
dtana$25.001/30/2011 10:01:33 PM
Marfloogan$25.001/30/2011 9:52:38 PM
meenan$50.001/30/2011 9:52:55 PM
John_Galt$29.211/30/2011 9:46:25 PM
velocity-solo$50.001/30/2011 9:46:39 PM
genius520$100.001/30/2011 9:46:56 PM
cashasaurus0$200.001/31/2011 4:22:59 AM
credit-force5$50.001/30/2011 9:50:33 PM
red_spade$40.001/30/2011 9:53:23 PM
tamcho$25.001/31/2011 6:35:33 AM
MrCoffee$25.001/31/2011 12:01:34 AM
kmprospeo$50.001/31/2011 7:53:54 AM
JGB$25.301/31/2011 7:54:55 AM
rkhrdjp$25.001/31/2011 8:23:09 AM
orbital-gain$25.001/31/2011 9:19:19 AM
Shawn95187$25.001/31/2011 9:33:24 AM
Preteur$25.001/31/2011 7:54:52 AM
JustMee$25.001/31/2011 8:44:01 AM
0403$25.001/31/2011 9:10:32 AM
MissDaisey$52.971/31/2011 11:31:09 AM
black-plague$26.861/31/2011 11:59:57 AM
engaging-worth$25.001/31/2011 12:32:16 PM
jenkris$25.001/31/2011 12:38:48 PM
repayment-pudding$25.001/31/2011 1:43:20 PM
Loan-Mart$50.001/31/2011 2:02:35 PM
thebadpelican$50.001/31/2011 1:29:49 PM
penny-plato$25.001/31/2011 2:46:14 PM
SimpleChoice$25.001/31/2011 4:11:50 PM
coin-explorer$25.001/31/2011 4:15:03 PM
mpatrick$25.001/31/2011 4:13:58 PM
jodilee31$50.001/31/2011 12:56:32 PM
Stack23$25.001/31/2011 2:59:01 PM
Cherrypicker$30.001/31/2011 3:01:38 PM
CE88$25.001/31/2011 4:34:10 PM
hopeful-truth5$300.001/31/2011 3:45:34 PM
miket71$30.701/31/2011 4:09:46 PM
bonus-seahorse$50.001/31/2011 5:37:40 PM
intelligent-platinum1$25.001/31/2011 5:36:58 PM
impeccable-transparency$50.001/31/2011 4:11:39 PM
Billybobobbrain$30.001/31/2011 5:41:22 PM
phchristensen$50.001/31/2011 5:47:56 PM
loss-of-control$50.001/31/2011 4:28:12 PM
katnmouse$29.001/31/2011 4:31:19 PM
Bank_Of_XL$50.001/31/2011 6:59:47 PM
leverage-gravitas$25.001/31/2011 6:29:45 PM
felicity-loyalist0$32.001/31/2011 6:43:16 PM
Relevance$25.001/31/2011 8:43:32 PM
gala279$82.421/31/2011 9:08:30 PM
all_of_that_one$35.001/31/2011 11:32:01 PM
Reinadog9$50.001/31/2011 8:14:12 PM
bowdish1$50.002/1/2011 1:20:24 AM
econman1$25.001/31/2011 9:28:09 PM
astute-benjamins$25.002/1/2011 3:45:43 AM
ichibon$238.442/1/2011 12:08:19 AM
triumph329$28.122/1/2011 6:38:32 AM
wwwUniversal$25.002/1/2011 1:30:41 AM
rjrventure$50.002/1/2011 7:05:39 AM
chops21$43.002/1/2011 8:11:39 AM
mystss$35.002/1/2011 8:13:06 AM
FundMaker$25.002/1/2011 2:43:16 AM
raisingophelia$25.002/1/2011 8:28:18 AM
basejump0$25.002/1/2011 7:59:54 AM
loanman2007$200.002/1/2011 5:54:51 AM
Tradesmanlender$35.002/1/2011 8:34:01 AM
the-debt-fluffy-bunny$25.002/1/2011 8:53:24 AM
catmanbob$25.002/1/2011 6:08:28 AM
jtn4148$25.002/1/2011 8:54:28 AM
GoldenGo4$250.002/1/2011 9:08:04 AM
deal-maple2$25.002/1/2011 9:33:32 AM
spiff666$25.002/1/2011 6:55:37 AM
waggy22$36.602/1/2011 7:01:59 AM
Clambake$100.002/1/2011 9:29:08 AM
GElender$50.002/1/2011 7:03:02 AM
liberty-society5$25.002/1/2011 9:33:03 AM
HamachiMan$50.002/1/2011 8:20:57 AM
malomar66$40.002/1/2011 10:25:00 AM
creative-generosity3$54.812/1/2011 11:22:08 AM
return-investor6$45.002/1/2011 12:10:05 PM
coin-entrepreneur$25.002/1/2011 12:54:42 PM
TheWei44$87.652/1/2011 1:14:13 PM
Pookiette$50.002/1/2011 1:36:30 PM
williemc44$25.002/1/2011 2:00:01 PM
corvettejrw$33.332/1/2011 2:03:00 PM
Jazzy503$25.002/1/2011 11:47:55 AM
heavy_ax$25.002/1/2011 4:13:08 PM
genuine-return2$25.002/1/2011 12:23:14 PM
investment-cluster$25.002/1/2011 2:08:16 PM
eadamson$50.002/1/2011 2:48:04 PM
godspeed237$25.002/1/2011 2:48:18 PM
fairness-cell6$25.002/1/2011 3:41:14 PM
suave-dime6$25.002/1/2011 4:23:29 PM
PPLIN810$50.002/1/2011 5:15:02 PM
AFairDeal$75.002/1/2011 5:17:52 PM
one-midas$25.002/1/2011 5:21:33 PM
kristl$25.002/1/2011 5:44:57 PM
FinanceEngine$25.002/1/2011 5:59:10 PM
unassailable-dollar$25.002/1/2011 6:11:00 PM
gain-equator$25.002/1/2011 7:18:16 PM
new-cash-plato$25.002/1/2011 6:24:10 PM
upbeat-investment9$100.002/1/2011 8:41:15 PM
Sol_Invictus$25.002/1/2011 7:12:10 PM
johnnyldr$75.002/1/2011 7:14:31 PM
reBuild-America$25.002/1/2011 9:44:30 PM
brutusbone$50.002/1/2011 7:32:59 PM
Tizzo27$50.002/1/2011 7:50:51 PM
tutnyce$200.002/1/2011 10:08:22 PM
All_Wins$25.682/1/2011 8:11:36 PM
gold-sushi$25.002/2/2011 2:06:53 AM
jcw3rd$25.002/2/2011 2:46:44 AM
E-normous$25.002/1/2011 10:18:19 PM
Supermodeler$1,000.002/1/2011 10:35:15 PM
productive-finance$25.002/2/2011 2:04:13 AM
radforj22$35.001/30/2011 9:36:43 PM
organized-payment6$50.001/30/2011 9:38:05 PM
gain-gourd$100.001/30/2011 9:38:08 PM
TelegramSam$25.001/30/2011 9:39:51 PM
fishintime$100.001/30/2011 9:39:34 PM
american6$100.001/30/2011 9:46:53 PM
marketplace-cello5$25.001/30/2011 9:47:13 PM
exuberant-dime$50.001/30/2011 9:47:52 PM
rolandweary$25.001/30/2011 9:47:06 PM
paladin847$50.001/30/2011 9:47:46 PM
commerce-yeller$25.001/30/2011 9:36:35 PM
a-finance-nirvana$25.001/30/2011 9:51:50 PM
ladderskibum$25.001/30/2011 9:53:26 PM
MattLic$50.001/30/2011 9:53:01 PM
GiftViftdotcom$25.001/30/2011 9:53:43 PM
newest-organic-rupee$25.001/30/2011 10:29:49 PM
reflective-rupee$300.771/30/2011 11:07:50 PM
enchanted-yield4$50.001/30/2011 9:46:51 PM
honorable-yield$25.001/30/2011 9:47:02 PM
dsgfl1$200.001/31/2011 4:47:46 AM
rjleves$25.001/30/2011 9:48:46 PM
loantigger$50.001/30/2011 9:50:31 PM
NYCFinancier$25.001/30/2011 9:52:16 PM
payingit4ward$25.001/31/2011 6:11:38 AM
financelover$25.001/30/2011 9:53:57 PM
DasMula$37.441/30/2011 10:15:09 PM
Mellwell$45.061/31/2011 7:19:41 AM
octoberfresh$25.001/31/2011 7:17:40 AM
vigilance-searcher$25.001/31/2011 7:22:42 AM
Flreap$25.001/31/2011 6:20:17 AM
smart-gold$25.001/31/2011 6:55:29 AM
investment-artist$50.001/31/2011 9:23:16 AM
pdxKurt$50.001/31/2011 10:15:21 AM
rjrventure$40.001/31/2011 11:34:18 AM
SomebodysMom$65.191/31/2011 10:21:13 AM
Bcs-cnc$25.001/31/2011 12:08:33 PM
competent-p2p$25.001/31/2011 12:23:29 PM
shasta1$25.001/31/2011 12:53:33 PM
blooming-kindness$25.001/31/2011 1:54:20 PM
tooflets$29.001/31/2011 1:29:12 PM
sshgfwb$25.001/31/2011 2:12:53 PM
rbrown15$51.421/31/2011 2:48:30 PM
UncleSafety$33.621/31/2011 3:22:23 PM
EarlyRiser$250.001/31/2011 3:47:36 PM
peso-tiramisu$25.001/31/2011 3:49:38 PM
SolarMoonshine$25.001/31/2011 3:55:50 PM
cash-queen$25.001/31/2011 12:55:43 PM
tonyscc$50.001/31/2011 2:47:11 PM
AK49-JW$25.001/31/2011 3:21:16 PM
tomdooley12520$25.001/31/2011 4:30:51 PM
RoyFauntleroy$25.001/31/2011 4:39:52 PM
Honor_Leadership$25.001/31/2011 3:58:25 PM
KrisKringle$40.001/31/2011 5:24:35 PM
pilot1723$25.001/31/2011 5:16:59 PM
credit-observatory$25.001/31/2011 6:10:22 PM
kind-value-pouch$40.001/31/2011 5:44:32 PM
vutah$25.001/31/2011 6:28:07 PM
cablenews$50.001/31/2011 6:35:20 PM
blue-ideal-dime$50.001/31/2011 5:21:19 PM
Make_it_Rain$100.001/31/2011 6:35:13 PM
epicanthal$25.001/31/2011 11:20:20 PM
terrific-p2ploan$25.001/31/2011 7:45:10 PM
jwstclair$26.981/31/2011 9:07:16 PM
chrisb1414$25.002/1/2011 5:57:03 AM
respectful-integrity3$25.002/1/2011 6:23:17 AM
Hola_James$35.972/1/2011 7:31:06 AM
JDFuego$50.002/1/2011 7:38:04 AM
rockhound84$25.002/1/2011 3:37:14 AM
thrilling-nickel5$34.552/1/2011 5:04:57 AM
crw1950$27.432/1/2011 5:17:15 AM
bold-durability-drum$100.002/1/2011 9:43:26 AM
blLending$25.002/1/2011 10:18:17 AM
Adino$50.002/1/2011 10:26:31 AM
BidDaddyBigBucks$25.002/1/2011 9:55:16 AM
TheCount$25.002/1/2011 10:28:36 AM
chemistry220$50.002/1/2011 11:18:03 AM
dbs$25.002/1/2011 11:56:12 AM
tranquil-revenue$50.002/1/2011 1:00:35 PM
RuleOf70$30.002/1/2011 10:21:45 AM
economy-caper9$25.002/1/2011 1:08:17 PM
luckyldy$50.002/1/2011 1:53:03 PM
the-transaction-stronghold$25.002/1/2011 10:33:52 AM
hedgebaby$25.002/1/2011 3:40:12 PM
gracej$25.002/1/2011 3:58:04 PM
lazyeye$25.002/1/2011 4:22:35 PM
snowyowl$25.002/1/2011 12:54:00 PM
velocity-trail$50.002/1/2011 4:40:18 PM
HalfDayz$50.002/1/2011 1:20:20 PM
jpblan11$25.002/1/2011 4:43:45 PM
jodilee31$50.002/1/2011 2:49:11 PM
RKLFinancial$25.002/1/2011 4:26:26 PM
Investoman$100.002/1/2011 4:29:04 PM
ProModelA$25.002/1/2011 5:44:12 PM
payout-alien6$25.002/1/2011 4:53:56 PM
frclmym$25.002/1/2011 6:05:09 PM
hmarquiss4$40.002/1/2011 6:38:27 PM
liberty-squirrel$25.002/1/2011 6:43:44 PM
shrewd-deal$25.002/1/2011 6:55:48 PM
MonkeyHero$30.002/1/2011 7:18:50 PM
ALVO$50.002/1/2011 6:23:18 PM
Saleen06$43.712/1/2011 8:22:20 PM
rbgnr111$25.002/1/2011 9:52:31 PM
Jim33$25.002/1/2011 11:00:42 PM
Techne_Funds_LLC$25.002/1/2011 8:17:53 PM
ptjg$50.002/1/2011 8:25:25 PM
gangusron$50.002/1/2011 9:54:19 PM
JustOneVoice$25.002/2/2011 2:24:39 AM
reward-rancher$13.482/2/2011 2:56:24 AM
riproaringrapids$25.002/1/2011 11:58:34 PM
Weaverville$50.002/2/2011 1:22:15 AM
dinero-speaker$25.002/2/2011 2:05:45 AM
loot-heart$25.002/2/2011 2:09:05 AM
studious-bonus7$29.292/2/2011 2:14:49 AM
money-explorer3$25.002/2/2011 2:24:45 AM
Charmart$25.002/2/2011 2:49:40 AM
243 Investments
 
Borrower Payment Dependent Notes Series 492420
This series of Notes was issued and sold upon the funding of the borrower loan #46946, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-01-2011 
Term: 36 months Listing End date:  Feb-02-2011 
 
Lender yield: 8.55% Borrower rate/APR: 9.55% / 11.65% Monthly payment: $320.56
 
Lender servicing fee: 1.00% Effective Yield*: 8.53%  
Estimated return*: 5.03%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Aug-1979 Debt/Income ratio: 22%
Credit score: 820-839 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 19 / 15Length of status:16y 6m
Amount delinquent: $0 Total credit lines: 46 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,373Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 8%  
   Homeownership: Yes  
Screen name: alluring-liberty5 Borrower's state: Louisiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Payoff credit card & personal loan
Purpose of loan:
This loan will be used to?
Pay off higher interest credit card and repay a personal loan.
My financial situation:
I am a good candidate for this loan because? I have no problem paying my bills,(as my excellent credit rating indicates),and if I can find an interest rate lower than the one I'm paying, it just makes good sense to make the adjustment. I've been considering Prosper for a couple of months and I hope we can do business.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: It is suspicious that you deleted and chose not to answer the portion to declare your NET monthly income and listing all your monthly expenses, care to explain your actions? - jpblan11
A: I'm not aware that I deleted any part of the application. I've been looking at this since the beginning of January. I'm going to send my W2 and my check stub to validate me income. Thank you (Feb-02-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
cablenews$50.002/1/2011 10:00:33 AM
fishintime$100.002/1/2011 10:01:35 AM
enchanted-yield4$50.002/1/2011 10:01:55 AM
radforj22$25.002/1/2011 10:00:10 AM
velocity-solo$60.002/1/2011 10:00:49 AM
nybanker85$50.002/1/2011 10:00:57 AM
elasermd$50.002/1/2011 10:01:09 AM
NYCFinancier$25.002/1/2011 10:05:26 AM
power-defender7$50.002/1/2011 10:06:02 AM
rolandweary$25.002/1/2011 10:02:53 AM
gold-tsunami$50.002/1/2011 10:03:56 AM
rjleves$25.002/1/2011 10:04:03 AM
the-debt-fluffy-bunny$25.002/1/2011 10:07:02 AM
pdxKurt$50.002/1/2011 10:05:59 AM
enthralling-deal180$75.002/1/2011 9:58:11 AM
TheCount$25.002/1/2011 10:30:14 AM
Astyanax$40.002/1/2011 10:33:45 AM
tallcoolone$25.002/1/2011 11:14:25 AM
penny-plato$25.002/1/2011 11:30:06 AM
g314$30.002/1/2011 10:01:13 AM
genius520$100.002/1/2011 10:02:12 AM
sensible-order2$100.002/1/2011 10:04:14 AM
reflective-rupee$500.772/1/2011 12:04:52 PM
Reinadog9$50.002/1/2011 10:06:16 AM
Clambake$100.002/1/2011 10:07:10 AM
tranquil-revenue$25.002/1/2011 1:00:48 PM
GBlack$25.002/1/2011 1:30:18 PM
peso-tiramisu$25.002/1/2011 2:46:16 PM
astute-benjamins$25.002/1/2011 2:50:29 PM
reflective-rupee$500.772/1/2011 11:10:56 AM
fairness-cell6$25.002/1/2011 3:51:47 PM
gracej$25.002/1/2011 3:58:15 PM
heavy_ax$25.002/1/2011 4:13:10 PM
cloud8$60.002/1/2011 4:42:50 PM
hopeful-truth5$500.002/1/2011 2:06:53 PM
LuckySF$100.002/1/2011 4:46:50 PM
interest-fanatic3$50.002/1/2011 3:56:55 PM
AFairDeal$75.002/1/2011 5:17:58 PM
ALVO$50.002/1/2011 6:23:26 PM
slingshot_knitter$25.002/1/2011 6:53:31 PM
shrewd-deal$25.002/1/2011 6:56:00 PM
mykkai$25.002/1/2011 7:41:20 PM
Tizzo27$50.002/1/2011 7:49:48 PM
gain-equator$25.002/1/2011 7:18:24 PM
Reddy_Capital$25.002/1/2011 9:48:21 PM
tutnyce$150.002/1/2011 10:16:16 PM
BigGuyBank$25.002/2/2011 3:49:27 AM
Firescreek$25.002/2/2011 4:58:56 AM
lukassaul$25.002/2/2011 7:03:17 AM
Dskillz$30.002/2/2011 7:19:30 AM
Banker7371$25.002/2/2011 9:35:27 AM
Dollars4Rent$25.002/2/2011 11:43:32 AM
missoula$25.002/2/2011 11:07:35 AM
djmjkelso$30.002/2/2011 1:54:14 PM
fundingyourbigfuture$25.002/2/2011 12:15:37 PM
relierma$25.002/2/2011 1:50:42 PM
steiglends$250.002/2/2011 4:33:45 PM
newest-organic-rupee$25.002/2/2011 4:28:30 PM
unclejaef$25.002/2/2011 4:53:39 PM
wwwUniversal$25.002/2/2011 4:55:01 PM
loyalist1$100.002/2/2011 5:25:20 PM
proud-silver0$50.002/2/2011 5:32:30 PM
credit-panda1$25.002/2/2011 5:32:58 PM
freyjabj$25.002/2/2011 5:29:35 PM
loantigger$50.002/2/2011 5:55:15 PM
nickel-advocator$25.002/2/2011 5:55:24 PM
honorable-yield$25.002/2/2011 5:09:03 PM
BadgerWI$25.002/2/2011 6:03:39 PM
grampy48$25.002/2/2011 6:03:53 PM
income-pillow$25.002/2/2011 6:03:57 PM
ferocious-exchange3$50.002/2/2011 6:04:06 PM
paladin847$50.002/2/2011 5:34:29 PM
wealth-pal3$25.002/2/2011 5:39:33 PM
credit-force5$50.002/2/2011 5:55:17 PM
C_Mark$100.002/2/2011 5:55:29 PM
Jag97$27.192/2/2011 5:59:24 PM
PJE$25.002/2/2011 6:03:56 PM
imlosttoo$25.002/2/2011 6:04:04 PM
selfmademan$25.002/2/2011 6:04:09 PM
honorable-durability0$25.002/2/2011 5:29:58 PM
ms48105$25.002/2/2011 5:32:29 PM
TNG812$25.502/2/2011 5:32:36 PM
Redmond$25.002/2/2011 5:33:00 PM
rogue_monster$50.002/2/2011 5:53:54 PM
grf1945$25.002/2/2011 5:55:11 PM
gearhead924$25.002/2/2011 6:03:43 PM
jigs0910$50.002/2/2011 6:03:58 PM
rcldesign$25.002/2/2011 6:04:03 PM
chapman18$25.002/2/2011 6:04:09 PM
tech310$50.002/1/2011 10:01:05 AM
american6$100.002/1/2011 10:02:00 AM
mtnbikemania$50.002/1/2011 10:03:28 AM
ursus$100.002/1/2011 10:03:36 AM
Pulchritudinous$25.002/1/2011 10:00:48 AM
starlight31$50.002/1/2011 10:04:33 AM
octoberfresh$26.002/1/2011 10:01:15 AM
meenan$50.002/1/2011 10:05:43 AM
gain-gourd$100.002/1/2011 10:01:28 AM
Shawn95187$25.002/1/2011 10:05:56 AM
credit-investor5$50.002/1/2011 10:06:04 AM
jenkris$25.002/1/2011 10:06:07 AM
gnuey$50.002/1/2011 10:06:28 AM
GElender$50.002/1/2011 10:06:38 AM
exuberant-dime$50.002/1/2011 10:03:41 AM
BidDaddyBigBucks$25.002/1/2011 10:07:35 AM
a-finance-nirvana$25.002/1/2011 10:05:08 AM
Wangchuk$25.002/1/2011 10:06:09 AM
Adino$50.002/1/2011 10:26:47 AM
HamachiMan$50.002/1/2011 10:06:47 AM
DasMula$25.002/1/2011 10:32:45 AM
jazzlender$50.002/1/2011 9:59:53 AM
heavenly-interest9$300.002/1/2011 11:21:13 AM
selector568$50.002/1/2011 10:00:51 AM
simplelender80$100.002/1/2011 10:02:29 AM
marketplace-cello5$25.002/1/2011 10:03:17 AM
orderly-leverage$100.002/1/2011 10:04:19 AM
peripatetic$25.002/1/2011 10:04:26 AM
financelover$25.002/1/2011 10:05:51 AM
Relevance$25.002/1/2011 10:06:20 AM
Tradesmanlender$35.002/1/2011 10:06:57 AM
bold-durability-drum$100.002/1/2011 10:07:28 AM
one-midas$50.002/1/2011 10:43:21 AM
MWMoney$25.002/1/2011 2:01:33 PM
RicheyRich$25.002/1/2011 2:26:24 PM
openness-viking$100.002/1/2011 4:04:05 PM
rjrventure$150.002/1/2011 1:25:59 PM
epic-transaction$25.002/1/2011 4:53:07 PM
kmprospeo$50.002/1/2011 5:00:29 PM
intelligent-nickel$25.002/1/2011 5:08:55 PM
principal-bull$25.002/1/2011 6:31:05 PM
principal-bull$50.002/1/2011 6:31:51 PM
art75$25.002/1/2011 7:57:06 PM
1traveler$25.002/1/2011 6:13:34 PM
FundMaker$25.002/1/2011 9:36:07 PM
brutusbone$50.002/1/2011 7:33:09 PM
riproaringrapids$25.002/1/2011 11:58:58 PM
SCD$25.002/2/2011 4:06:19 AM
retiresecure$25.002/2/2011 5:05:16 AM
Moneypenny6$25.002/2/2011 7:26:57 AM
Artist_Blue$25.002/2/2011 8:50:11 AM
bigphish$25.002/2/2011 7:24:39 AM
Stavros$100.002/2/2011 7:46:18 AM
TrustPlus$50.002/2/2011 9:01:50 AM
flexible-fund6$50.002/2/2011 9:33:19 AM
compassionate-dime0$50.002/2/2011 9:34:03 AM
market-squadron3$25.002/2/2011 12:52:53 PM
starfield$50.002/2/2011 1:32:18 PM
vigilance-revolutionary$50.002/2/2011 1:53:34 PM
maniac3$1,000.002/2/2011 12:03:45 PM
30Sky$25.002/2/2011 1:48:31 PM
ctgscott$25.002/2/2011 5:29:41 PM
diligent-kindness9$25.002/2/2011 5:31:52 PM
greenback-maniac$25.002/2/2011 5:34:24 PM
courteous-deal114$50.002/2/2011 5:54:58 PM
MadHun$50.002/2/2011 5:55:13 PM
bold-yield-rumbler$25.002/2/2011 5:55:23 PM
LeReve$100.002/2/2011 5:55:27 PM
Asynch$25.002/2/2011 6:03:41 PM
GoldenGo4$50.002/2/2011 5:09:34 PM
Trevor_C$25.002/2/2011 6:04:00 PM
gobot$25.002/2/2011 6:04:11 PM
kmr2$100.002/2/2011 5:33:01 PM
engaging-worth$25.002/2/2011 5:50:47 PM
balance6$25.002/2/2011 5:55:21 PM
dethomp2$25.002/2/2011 6:03:59 PM
iLoaner$25.002/2/2011 6:04:07 PM
buddy486$25.002/2/2011 6:04:10 PM
forthright-principal2$25.002/2/2011 5:33:01 PM
1phantom$25.002/2/2011 5:55:22 PM
LaveenFinancial$25.002/2/2011 6:03:48 PM
kellyp255$27.812/2/2011 6:03:51 PM
tsquared_030$50.002/2/2011 6:04:02 PM
172 Investments
 
Borrower Payment Dependent Notes Series 492486
This series of Notes was issued and sold upon the funding of the borrower loan #47061, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-04-2011 
Term: 36 months Listing End date:  Feb-08-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $306.15
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jan-1988 Debt/Income ratio: 14%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 9 / 8Length of status:29y 3m
Amount delinquent: $81 Total credit lines: 20 Occupation: Civil Service
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $9,589Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 69%  
   Homeownership: Yes  
Screen name: payment-caramel Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
my loan listing
Purpose of loan:
This loan will be used to?pay off credit card debt?

My financial situation:
I am a good candidate for this loan because?I?pay my bills on time. I want to retire in 3 years and?do not want to carry over?much credit card debt in my retirement?

Monthly net income: $ 3746.84

Monthly expenses: $
??Housing: $ 1374
??Insurance: $ escrowed in to mortgage
??Car expenses: $ 0
??Utilities: $ 233 for electric, $119 every three months for water,?$90 every 3 months for garbage
??Phone, cable, internet: $ 108/mn
??Food, entertainment: $ 600
??Clothing, household expenses $50-100/mn?
??Credit cards and other loans: $ 550
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hello- what are the balances and interest rates on your credit card debt? Thanks and best wishes. - moneysong
A: Hello, Chase Visa the balance is $1468 and interest rate is 29.99% Applied Bank balance is $1038 and the interest rate is 29% HSBC balance is $1525 and interest rate is 22.9% Credit One is $1423.16 and the interest rate is 23,9% Merrick Bank balance is $1010.62 and the interest rate is 23.45% Capital One balance is $2141.01 and the interest rate is 22.9% (Feb-05-2011)
Q: Thanks for your response to my earlier question. One more question... what is the current delinquency that appears on your credit report? Thanks and best wishes. - moneysong
A: I believe it is from my land line Verizon bill and I am disputing that delinquency. (Feb-05-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$200.002/4/2011 4:59:20 PM
sensible-order2$100.002/4/2011 4:59:07 PM
jcedar33$50.002/4/2011 7:33:36 PM
jcedar33$50.002/4/2011 7:48:24 PM
suave-dime6$25.002/4/2011 5:28:28 PM
shrewd-income$25.002/4/2011 10:43:54 PM
skuba$25.002/4/2011 11:32:17 PM
lendstats_com$50.002/4/2011 7:09:23 PM
Scotcha$50.002/4/2011 8:19:51 PM
jjswanso$51.522/4/2011 8:35:33 PM
hopeful-truth5$100.002/4/2011 9:03:07 PM
Bob450$25.002/5/2011 2:35:13 AM
mammalian4$25.002/5/2011 6:58:35 AM
realtormoises$25.002/5/2011 5:30:05 AM
winmals$25.002/5/2011 5:36:25 AM
MarvintheMartian$25.002/5/2011 6:16:40 AM
foothillender$25.002/5/2011 7:03:01 AM
thrifty-capital$25.002/5/2011 8:41:05 AM
loanman2007$25.002/5/2011 1:14:51 PM
supreme-hope$25.002/5/2011 1:34:44 PM
moneysong$400.002/5/2011 3:27:11 PM
Astyanax$50.002/5/2011 8:52:28 PM
well-mannered-income3$25.002/5/2011 4:01:05 PM
spiff666$25.002/5/2011 4:23:59 PM
houli123$50.002/6/2011 3:30:25 AM
PCity-LOA15$30.982/6/2011 10:08:35 AM
runner262$25.002/6/2011 1:11:22 PM
greencat$50.002/7/2011 7:28:33 AM
benjamins-utopia$50.002/7/2011 10:36:27 AM
musegaze$100.002/7/2011 9:37:32 AM
oreyedoc$50.002/7/2011 2:42:50 PM
lawstudent1$25.002/7/2011 10:50:03 AM
ethicalhumanist$25.002/7/2011 11:33:38 AM
finance-prescription$50.002/7/2011 2:43:05 PM
skillful-asset5$25.002/7/2011 6:26:22 PM
The-Helper$25.002/8/2011 7:28:47 AM
favorable-dough$27.862/7/2011 11:58:34 PM
indomitable-dedication$50.002/8/2011 1:30:49 PM
TrustinOthers$25.002/8/2011 3:50:54 PM
payment-gusto$25.002/8/2011 4:57:14 PM
tuneman1980$25.002/8/2011 4:13:50 PM
dough-bear$50.002/8/2011 4:38:13 PM
IslandParadise$30.002/8/2011 5:23:10 PM
rapid-credit428$25.002/8/2011 5:23:23 PM
stoopidnoodle$25.002/8/2011 5:23:32 PM
lillian27$50.002/8/2011 5:23:52 PM
rapid-currency$25.002/8/2011 5:24:32 PM
rss197$25.002/8/2011 5:24:53 PM
Speculator$25.002/8/2011 4:57:13 PM
sensible-fund$50.002/8/2011 5:25:30 PM
DonaldColorado$50.002/8/2011 5:26:34 PM
floridass$25.002/8/2011 5:27:14 PM
actuarial_investor$25.002/8/2011 5:27:23 PM
contract-lotus$50.002/8/2011 5:27:28 PM
hard-working-loot$25.002/8/2011 5:27:34 PM
GMOD026$25.002/8/2011 5:23:26 PM
ingenious-truth0$55.002/8/2011 5:23:39 PM
somebody32$50.002/8/2011 5:24:35 PM
30Sky$25.002/8/2011 5:23:12 PM
finance-scout2$50.002/8/2011 5:23:24 PM
JDFuego$50.002/8/2011 5:23:31 PM
the-yield-surfer$50.002/8/2011 5:23:56 PM
burgeoning-silver$25.002/8/2011 5:24:08 PM
bid-papyrus$25.002/8/2011 5:26:37 PM
Justbiz$50.002/8/2011 5:24:14 PM
niceguy777$25.002/8/2011 5:24:22 PM
shred123$50.002/8/2011 5:27:06 PM
Max8319$25.002/8/2011 5:27:12 PM
platinum-celebration4$31.002/8/2011 5:27:16 PM
tractorman$50.002/8/2011 5:27:24 PM
bold-shrewd-duty$25.002/8/2011 5:27:31 PM
new-social-economist$60.002/8/2011 5:26:54 PM
d627$50.002/8/2011 5:27:13 PM
borquist$25.002/8/2011 5:27:22 PM
smithd76$50.002/8/2011 5:27:27 PM
jazzlender$25.002/4/2011 4:59:41 PM
HamachiMan$50.002/4/2011 5:29:02 PM
profit-powerplant$25.002/4/2011 5:32:01 PM
2grindstones$25.002/4/2011 6:25:58 PM
kulender$100.002/4/2011 4:58:42 PM
deal-hickory5$50.002/4/2011 7:26:32 PM
orderly-leverage$50.002/4/2011 5:27:58 PM
liberty-society5$25.002/4/2011 5:29:53 PM
gain-equator$25.002/4/2011 5:30:36 PM
authoritative-platinum7$25.002/4/2011 5:32:12 PM
villagers$35.002/4/2011 5:47:55 PM
upbeat-finance8$25.002/4/2011 7:07:54 PM
zone6$50.002/5/2011 12:27:47 AM
CMDCO$50.002/5/2011 11:15:54 AM
leverage-monger$50.002/5/2011 7:28:37 AM
HelpfulLender1$25.002/5/2011 2:22:37 PM
Leshan$25.002/5/2011 12:29:02 PM
kingston4g$25.002/5/2011 7:02:22 PM
deegeeman$50.002/5/2011 1:33:22 PM
genius520$100.002/5/2011 8:17:06 PM
SolarMoonshine$25.002/5/2011 1:50:01 PM
ASR3$35.002/5/2011 2:01:06 PM
Investoman$50.002/5/2011 5:21:05 PM
bughead$25.002/5/2011 8:00:52 PM
balance-hercules$50.002/6/2011 8:53:41 AM
Uncle_Scrooge$50.002/6/2011 1:26:25 PM
festeringsnot$25.002/6/2011 6:55:52 PM
papaloha$25.002/6/2011 7:10:57 PM
larryboy10$25.002/6/2011 8:12:04 PM
haplender$50.002/7/2011 7:10:47 AM
velocity-solo$30.002/7/2011 7:10:42 AM
yield-aurora4$300.002/7/2011 10:15:54 AM
HAWK-Investing$100.002/7/2011 9:41:43 AM
Been_There_Owed_That$150.002/7/2011 10:11:13 AM
Shining-Star$50.002/7/2011 11:04:22 AM
Artist_Blue$25.002/7/2011 12:01:00 PM
AF-Chief$50.002/7/2011 12:01:49 PM
Ocean713$50.002/7/2011 2:51:06 PM
money-bauble$79.642/7/2011 3:33:53 PM
all_of_that_one$35.002/7/2011 6:39:58 PM
commitment-orbiter5$50.002/7/2011 8:05:54 PM
orange-rapid-benjamins$50.002/7/2011 10:46:39 PM
consummate-loyalty1$50.002/8/2011 11:10:48 AM
top-loan-empenada$25.002/8/2011 11:46:44 AM
important-openness1$50.002/8/2011 1:37:31 PM
ttnk62918$25.002/8/2011 4:38:25 PM
seisen$50.002/8/2011 4:40:11 PM
F16Pilot$25.002/8/2011 5:23:03 PM
the-silver-blaster$50.002/8/2011 5:23:15 PM
Apex-Lender$25.002/8/2011 5:23:25 PM
community-platoon8$25.002/8/2011 5:23:37 PM
GoldenGo4$50.002/8/2011 5:24:05 PM
power-trophy7$25.002/8/2011 5:24:38 PM
graceful-investment$100.002/8/2011 5:24:57 PM
Sixmil$50.002/8/2011 5:26:21 PM
reward-adventure$50.002/8/2011 5:26:43 PM
unclejaef$25.002/8/2011 5:27:10 PM
lowrate$50.002/8/2011 5:27:17 PM
Tikibarman$25.002/8/2011 5:27:25 PM
top-historic-peso$25.002/8/2011 5:27:29 PM
bountiful-durability$100.002/8/2011 5:27:39 PM
rcldesign$25.002/8/2011 5:23:17 PM
emgventures$50.002/8/2011 5:23:34 PM
csarradio$25.002/8/2011 5:23:41 PM
lowcostmoney$25.002/8/2011 5:23:54 PM
capital-halo1$500.002/8/2011 5:24:40 PM
saffron4$50.002/8/2011 5:23:08 PM
MicroLender357$50.002/8/2011 5:23:20 PM
desertoasis$25.002/8/2011 5:23:29 PM
raisingophelia$25.002/8/2011 5:23:36 PM
lcole32$25.002/8/2011 5:26:27 PM
bulabula$25.002/8/2011 5:24:11 PM
dedicated-transaction796$50.002/8/2011 5:26:46 PM
worthy-bid8$50.002/8/2011 5:24:37 PM
richboy56$25.002/8/2011 5:27:11 PM
Lam0nt$25.002/8/2011 5:27:15 PM
lenderman007$50.002/8/2011 5:27:21 PM
jmichael23$50.002/8/2011 5:27:26 PM
TNG812$25.002/8/2011 5:26:12 PM
banker65010$25.002/8/2011 5:26:28 PM
ElbowToast$30.002/8/2011 5:27:21 PM
famous-bill$25.002/8/2011 5:27:24 PM
money-floret$25.002/8/2011 5:27:32 PM
158 Investments
 
Borrower Payment Dependent Notes Series 492524
This series of Notes was issued and sold upon the funding of the borrower loan #46949, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-02-2011 
Term: 36 months Listing End date:  Feb-04-2011 
 
Lender yield: 8.55% Borrower rate/APR: 9.55% / 11.65% Monthly payment: $480.84
 
Lender servicing fee: 1.00% Effective Yield*: 8.53%  
Estimated return*: 5.03%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jan-1990 Debt/Income ratio: 10%
Credit score: 740-759 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:3y 6m
Amount delinquent: $0 Total credit lines: 24 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $9,710Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 87%  
   Homeownership: Yes  
Screen name: reflective-openness6 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
payoff bills
Purpose of loan:
This loan will be used to? pay off credit cards and home improvement

My financial situation:
I am a good candidate for this loan because? paying off my credit cards will help me with decreasing my debt and the amount I'm paying out monthly.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
selector568$50.002/2/2011 9:10:18 AM
increase720$50.002/2/2011 9:11:11 AM
elasermd$50.002/2/2011 9:12:35 AM
cablenews$50.002/2/2011 9:12:17 AM
enchanted-yield4$50.002/2/2011 9:13:41 AM
rolandweary$25.002/2/2011 9:14:26 AM
g314$30.002/2/2011 9:12:39 AM
marketplace-cello5$25.002/2/2011 9:14:43 AM
rjleves$25.002/2/2011 9:15:17 AM
peripatetic$25.002/2/2011 9:15:53 AM
starlight31$50.002/2/2011 9:15:59 AM
ursus$100.002/2/2011 9:15:00 AM
meenan$50.002/2/2011 9:16:33 AM
jenkris$25.002/2/2011 9:17:09 AM
GElender$50.002/2/2011 9:17:25 AM
Clambake$100.002/2/2011 9:18:05 AM
jazzlender$50.002/2/2011 9:09:26 AM
Reinadog9$50.002/2/2011 9:17:18 AM
tallcoolone$25.002/2/2011 9:11:00 AM
Adino$50.002/2/2011 9:18:57 AM
gracej$25.002/2/2011 9:19:04 AM
Artist_Blue$25.002/2/2011 9:21:42 AM
ALVO$50.002/2/2011 9:19:44 AM
shrewd-deal$25.002/2/2011 9:19:54 AM
simplelender80$100.002/2/2011 9:14:09 AM
HamachiMan$50.002/2/2011 9:17:36 AM
bigphish$25.002/2/2011 9:21:05 AM
flexible-fund6$50.002/2/2011 9:33:25 AM
daddypro$25.002/2/2011 9:36:03 AM
30Sky$25.002/2/2011 1:48:37 PM
vigilance-revolutionary$50.002/2/2011 1:53:37 PM
astute-benjamins$25.002/2/2011 2:49:21 PM
credit-investor5$50.002/2/2011 4:30:46 PM
mtnbikemania$50.002/2/2011 5:34:34 PM
edsmoney$100.002/2/2011 6:08:23 PM
SolarMoonshine$25.002/2/2011 6:57:44 PM
cash-cymbal$25.002/2/2011 7:04:20 PM
principal-bull$25.002/2/2011 6:04:07 PM
balance-whistle7$25.002/2/2011 11:43:51 PM
invest0r$50.002/2/2011 8:13:36 PM
sandeepPR$25.002/2/2011 11:54:44 PM
fcukciti$35.002/3/2011 3:59:32 AM
bob_sacamano$25.002/2/2011 10:43:33 PM
himanshuko$25.002/3/2011 1:45:23 AM
efficient-treasure0$25.002/3/2011 6:23:28 AM
point-kitten6$50.002/3/2011 7:28:26 AM
kulender$100.002/3/2011 5:54:18 AM
tranquil-revenue$50.002/3/2011 3:08:24 AM
rjmdez$25.002/3/2011 3:53:29 AM
point-promiser$25.002/3/2011 4:13:32 AM
silverloan$50.002/3/2011 8:25:58 AM
emt747$25.002/3/2011 9:59:46 AM
Auburnmist$25.002/3/2011 1:43:27 PM
FundMaker$25.002/3/2011 4:58:19 PM
be_wise$25.002/3/2011 6:32:36 PM
market-walnut5$25.002/3/2011 5:58:17 PM
steiglends$217.302/3/2011 6:59:03 PM
wise-rupee-sanctuary$50.002/3/2011 7:00:21 PM
Gibbyland$50.002/4/2011 1:14:16 AM
loot-heart$25.002/4/2011 1:54:56 AM
gold-disk$50.002/3/2011 11:28:26 PM
brazilofmux$41.602/4/2011 12:41:37 AM
mizon291$50.002/4/2011 12:23:23 AM
ptjg$33.252/4/2011 1:12:39 AM
yield-seeker$25.002/4/2011 1:54:32 AM
studious-bonus7$43.852/4/2011 1:48:31 AM
a-responsible-return$25.002/4/2011 2:58:35 AM
Moneypenny6$25.002/4/2011 7:35:01 AM
TCayce$50.002/4/2011 7:38:19 AM
haplender$50.002/4/2011 9:18:41 AM
gold-blanket0$25.002/4/2011 8:58:24 AM
bancoroyal$50.002/4/2011 9:33:52 AM
Maupinman$50.002/4/2011 9:34:39 AM
ladderskibum$25.002/4/2011 10:14:00 AM
capital-marsupial3$25.002/4/2011 10:14:12 AM
visionary-community$25.002/4/2011 10:14:25 AM
power-defender7$50.002/4/2011 10:14:42 AM
responsibility-cherry6$25.002/4/2011 10:14:46 AM
fiddlerzvi$50.002/4/2011 10:14:53 AM
best-openness-banker$50.002/4/2011 10:15:00 AM
luv052693$25.002/4/2011 10:15:13 AM
jvp$50.002/4/2011 10:16:02 AM
iannyc$50.002/4/2011 10:16:06 AM
golden-wealth2$50.002/4/2011 10:16:35 AM
newest-organic-rupee$25.002/4/2011 10:17:26 AM
agreement-sycamore$40.002/4/2011 10:17:33 AM
HappyToLoan$25.002/4/2011 10:17:56 AM
GoldenGo4$50.002/4/2011 10:18:11 AM
ArchonFinancialHoldings$50.002/4/2011 10:18:20 AM
LongBeachLender$25.002/4/2011 10:18:45 AM
plentiful-reward$25.002/4/2011 10:18:49 AM
epic-value6$50.002/4/2011 9:33:05 AM
best-phenomenal-treasure$50.002/4/2011 10:19:07 AM
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bjak$25.002/4/2011 10:19:21 AM
forthright-dedication$50.002/4/2011 10:19:33 AM
ijspence$25.002/4/2011 10:19:43 AM
market-assembler$50.002/4/2011 10:19:56 AM
heavenly-repayment4$25.002/4/2011 10:20:05 AM
somebody32$50.002/4/2011 10:20:24 AM
brw$25.002/4/2011 10:20:39 AM
skiberdad$50.002/4/2011 10:20:42 AM
dspmn$27.002/4/2011 10:21:06 AM
bazaar-ruler$50.002/4/2011 10:21:29 AM
dbs$25.002/4/2011 10:39:55 AM
kmwvma$25.002/4/2011 10:40:20 AM
nycfinance$25.002/4/2011 9:36:25 AM
Ripsaw4U$50.002/4/2011 9:36:26 AM
medan20356$50.002/4/2011 10:14:04 AM
RLW43$50.002/4/2011 10:14:15 AM
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Edwardtomo$50.002/4/2011 10:14:57 AM
burger283$25.002/4/2011 10:15:17 AM
dovid$25.002/4/2011 10:15:40 AM
wing_nut$25.002/4/2011 10:15:52 AM
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sensible-gain884$25.002/4/2011 10:16:11 AM
vigorous-note$50.002/4/2011 10:16:15 AM
WolRab$86.582/4/2011 10:14:10 AM
SPB$50.002/4/2011 10:16:30 AM
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mistertao$25.002/4/2011 10:14:34 AM
wayman$50.002/4/2011 10:16:50 AM
loantigger$50.002/4/2011 10:16:59 AM
lowrate$50.002/4/2011 10:14:52 AM
nickel-advocator$25.002/4/2011 10:17:11 AM
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williemc44$25.002/4/2011 10:15:19 AM
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flexible-return297$50.002/4/2011 10:19:00 AM
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power-trophy7$25.002/4/2011 10:20:00 AM
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kmr2$100.002/4/2011 10:20:15 AM
financelover$25.002/4/2011 10:17:50 AM
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exuberant-dime$50.002/4/2011 10:18:12 AM
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dreammachine$50.002/4/2011 10:18:51 AM
vordo$50.002/4/2011 10:19:10 AM
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rakstar$25.002/4/2011 10:20:03 AM
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worldly-community3$50.002/4/2011 10:20:35 AM
gold-commander0$50.002/4/2011 10:20:58 AM
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dparkhom$25.002/4/2011 10:21:31 AM
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JDFuego$50.002/4/2011 10:39:40 AM
the-transaction-stronghold$25.002/4/2011 10:39:51 AM
money-explorer3$25.002/4/2011 10:40:14 AM
lodcomm$50.002/4/2011 10:40:33 AM
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radforj22$25.002/2/2011 9:09:48 AM
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tech310$50.002/2/2011 9:12:30 AM
american6$100.002/2/2011 9:13:53 AM
pdxKurt$50.002/2/2011 9:16:55 AM
sensible-order2$100.002/2/2011 9:15:38 AM
Tradesmanlender$35.002/2/2011 9:17:45 AM
Shawn95187$25.002/2/2011 9:16:43 AM
BidDaddyBigBucks$25.002/2/2011 9:18:50 AM
bold-durability-drum$100.002/2/2011 9:18:33 AM
velocity-solo$60.002/2/2011 9:12:27 AM
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orderly-leverage$100.002/2/2011 9:15:45 AM
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heavy_ax$25.002/2/2011 9:19:08 AM
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heroic-payout9$30.472/2/2011 11:19:36 AM
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reflective-rupee$100.772/2/2011 10:05:58 AM
DasMula$25.002/2/2011 11:13:25 AM
gain-gourd$100.002/2/2011 4:33:58 PM
nybanker85$50.002/2/2011 5:08:56 PM
mykkai$25.002/2/2011 7:15:24 PM
Tizzo27$50.002/2/2011 8:32:56 PM
rkhrdjp$25.002/3/2011 2:44:46 AM
wwwUniversal$25.002/3/2011 1:20:41 AM
wtrboy$50.002/3/2011 5:38:24 AM
Banker7371$25.002/3/2011 1:21:03 AM
gustavholstopus32$25.002/3/2011 5:23:46 AM
bullwink27$25.002/3/2011 7:53:23 AM
hopethisworks$50.002/3/2011 10:36:39 AM
top-magnificent-greenback$25.002/3/2011 10:46:20 AM
clean-finance1$35.002/3/2011 9:59:51 AM
Cherrypicker$40.002/3/2011 10:40:54 AM
benjamins-utopia$50.002/3/2011 9:44:51 AM
Emberfox$25.002/3/2011 2:40:09 PM
boylezz$50.002/3/2011 3:48:18 PM
TechieLender$50.002/3/2011 10:10:03 AM
indomitable-coin$50.002/3/2011 1:09:52 PM
hard-working-penny$25.002/3/2011 2:57:14 PM
kublai$50.002/3/2011 12:23:17 PM
newest-funds-powerplant$50.002/3/2011 4:36:01 PM
mammalian4$25.002/3/2011 3:36:55 PM
orgy63$50.002/3/2011 6:32:27 PM
honorable-yield$25.002/3/2011 7:00:04 PM
MonkeyHero$35.002/3/2011 6:48:29 PM
C_Mark$100.002/3/2011 6:59:59 PM
ahansen$25.002/4/2011 12:57:47 AM
point-shooter$50.002/3/2011 7:03:41 PM
chlebie$25.002/4/2011 1:27:45 AM
rmachi$25.002/4/2011 12:34:00 AM
ladybird1$50.002/3/2011 11:34:19 PM
Leopoldine$25.002/4/2011 12:54:14 AM
bowdish1$50.002/4/2011 1:14:26 AM
ThisGuyIKnow$39.632/4/2011 1:26:19 AM
innocent-income4$25.002/4/2011 7:53:34 AM
museic1$33.562/4/2011 1:35:54 AM
wonderful-dime$25.002/4/2011 8:08:18 AM
worth-arch$25.002/4/2011 1:47:20 AM
nalaari$25.002/4/2011 1:54:45 AM
VeteranLender$25.002/4/2011 6:23:19 AM
janus_god$25.002/4/2011 5:45:11 AM
Seafirst$50.002/4/2011 7:01:49 AM
cberthiaume$25.002/4/2011 9:14:40 AM
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misit$25.002/4/2011 10:02:06 AM
scottyb73$25.002/4/2011 10:13:47 AM
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RoyFauntleroy$25.002/4/2011 10:14:14 AM
IP$50.002/4/2011 10:14:30 AM
biglender5$25.002/4/2011 10:14:41 AM
organized-dedication9$50.002/4/2011 10:14:43 AM
BBL$50.002/4/2011 10:14:50 AM
The_Donald$50.002/4/2011 10:14:59 AM
jbrel$25.002/4/2011 10:15:07 AM
starikrai$50.002/4/2011 10:15:28 AM
DMark69$25.002/4/2011 10:15:58 AM
seanambrose$25.002/4/2011 10:16:03 AM
drkosh$25.002/4/2011 10:16:13 AM
red-unequivocal-finance$25.002/4/2011 9:18:32 AM
marketplace-achievement$50.002/4/2011 10:16:22 AM
credit-force5$50.002/4/2011 10:17:00 AM
thoughtful-community7$25.002/4/2011 10:17:23 AM
LenderOnWheels$25.002/4/2011 10:17:30 AM
NYCFinancier$25.002/4/2011 10:17:45 AM
the-auction-firestarter$25.002/4/2011 10:18:04 AM
jtradition$50.002/4/2011 10:18:13 AM
designs626$50.002/4/2011 10:18:40 AM
LoisLoan$25.002/4/2011 10:18:47 AM
AnxiousAirman$25.002/4/2011 10:19:05 AM
Mark-7$50.002/4/2011 10:19:17 AM
Caledoni$25.002/4/2011 10:19:20 AM
j2ee$25.002/4/2011 10:19:27 AM
ThomasC$50.002/4/2011 10:19:37 AM
maldok1$25.002/4/2011 10:19:49 AM
first-upright-payout$25.002/4/2011 10:20:02 AM
flexible-value$100.002/4/2011 10:20:07 AM
chekat$25.002/4/2011 10:20:33 AM
skuba$75.002/4/2011 10:20:41 AM
paladin847$50.002/4/2011 10:20:49 AM
TeamAmerica$25.002/4/2011 10:20:56 AM
catmanbob$25.002/4/2011 10:39:48 AM
brutusbone$50.002/4/2011 10:40:08 AM
RTJLender$50.002/4/2011 10:40:25 AM
yennib$50.002/4/2011 9:35:02 AM
currency-collider9$25.002/4/2011 10:40:44 AM
benjamin67$50.002/4/2011 9:36:16 AM
lostontheedge$25.002/4/2011 9:36:05 AM
mrrc7498$25.002/4/2011 10:14:05 AM
porter22$25.002/4/2011 10:14:11 AM
credible-bid0$50.002/4/2011 10:14:45 AM
loan-master996$50.002/4/2011 10:14:56 AM
fun2invest$25.002/4/2011 10:15:02 AM
debt-system880$25.002/4/2011 10:15:24 AM
mennleo$50.002/4/2011 10:15:50 AM
order-gondola$25.002/4/2011 10:15:57 AM
dodgerfan$50.002/4/2011 10:16:05 AM
FlyingBobo$25.002/4/2011 10:16:12 AM
terrific-fund5$25.002/4/2011 10:16:18 AM
SB-Funding$50.002/4/2011 10:14:07 AM
credit-serenity8$25.002/4/2011 10:16:29 AM
worthy-bid8$50.002/4/2011 10:14:13 AM
KHU2-B$25.002/4/2011 10:16:34 AM
Fiimg$50.002/4/2011 10:16:45 AM
boj2007$50.002/4/2011 10:14:44 AM
MadHun$50.002/4/2011 10:16:57 AM
sensible-fund$50.002/4/2011 10:14:51 AM
1phantom$25.002/4/2011 10:17:06 AM
trade-trumpet$50.002/4/2011 10:14:55 AM
stanbalwight4$25.002/4/2011 10:17:16 AM
rex45$25.002/4/2011 10:15:16 AM
elephantparty$50.002/4/2011 10:17:25 AM
TheGrayFox$25.002/4/2011 10:15:34 AM
newest-trade-spruce$50.002/4/2011 10:17:32 AM
growlydog$25.002/4/2011 10:15:56 AM
unclejaef$25.002/4/2011 10:17:43 AM
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Jathlet$25.002/4/2011 10:18:09 AM
speedy-point$25.002/4/2011 10:16:23 AM
bailey1223$25.002/4/2011 10:18:55 AM
Carpetkid$25.002/4/2011 10:16:42 AM
grf1945$25.002/4/2011 10:16:55 AM
wdworld$50.002/4/2011 10:19:13 AM
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jammers$50.002/4/2011 10:17:18 AM
SelectTrustLending$25.002/4/2011 10:19:35 AM
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Goodlender42$25.002/4/2011 10:19:46 AM
TelegramSam$25.002/4/2011 10:17:35 AM
credit-panda1$25.002/4/2011 10:20:11 AM
MattLic$50.002/4/2011 10:17:41 AM
eloquent-dough5$25.002/4/2011 10:20:30 AM
liberty-banker0$50.002/4/2011 10:18:05 AM
the-enterprising-leverage$25.002/4/2011 10:20:46 AM
GrommetPosse$50.002/4/2011 10:18:14 AM
impartial-deal$25.002/4/2011 10:18:58 AM
tender-integrity3$100.002/4/2011 10:20:59 AM
downtownfarm$25.002/4/2011 10:19:51 AM
lagnisiruk$25.002/4/2011 10:19:59 AM
rudyindc$50.002/4/2011 10:21:25 AM
sjlender$50.002/4/2011 10:20:09 AM
asdf9876$25.002/4/2011 10:20:27 AM
nanda$100.002/4/2011 10:20:45 AM
omerta6102$50.002/4/2011 10:20:54 AM
WLenders$50.002/4/2011 10:21:23 AM
ferdberfel$50.002/4/2011 10:21:33 AM
luckyldy$50.002/4/2011 10:40:00 AM
objective-investor$50.772/4/2011 10:21:39 AM
the-debt-fluffy-bunny$25.002/4/2011 10:40:31 AM
invincible-duty$25.002/4/2011 10:40:50 AM
banjoey$50.002/4/2011 10:39:18 AM
credit-kahuna$50.002/4/2011 10:39:38 AM
Relevance$25.002/4/2011 10:39:44 AM
HalfDayz$50.002/4/2011 10:39:57 AM
eadamson$50.002/4/2011 10:40:04 AM
seasonedinvestor$50.002/4/2011 10:40:47 AM
362 Investments
 
Borrower Payment Dependent Notes Series 492568
This series of Notes was issued and sold upon the funding of the borrower loan #46976, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Feb-03-2011 
Term: 36 months Listing End date:  Feb-05-2011 
 
Lender yield: 18.99% Borrower rate/APR: 19.99% / 23.38% Monthly payment: $222.95
 
Lender servicing fee: 1.00% Effective Yield*: 18.55%  
Estimated return*: 9.85%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-2001 Debt/Income ratio: 6%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 2 Current / open credit lines: 3 / 3Length of status:1y 8m
Amount delinquent: $934 Total credit lines: 9 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $390Stated income:$50,000-$74,999
Delinquencies in last 7y: 17 Bankcard utilization: 50%  
   Homeownership: No  
Screen name: money-grove4 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
undefinedundefinedundefined My financial situation:
I am a good candidate for this loan because? My current take home pay is approximately $2,900 per month. Currently my only expenses aside from the debt listed above is rent of $1,000 per month and utility/phone/cable bills totaling $135 per month. Currently I am paying about $600 per month to try and pay off everything listed above. I also have a savings account of about $3,000.My problems shown in my credit report were due to being out of work years back for about 9 months.I have paid off a substantial amount of debt over the last 3 years through saving but can?t seem to get over the hump due to high rates on some of my accounts. This loan would save me about $400 per month and save me a ton of money in interest I am currently paying. I have been in my current job for 1 year and 8 months and just received a 5% raise. I can provide any type of documentation needed. If you have any questions feel free to ask.

Monthly net income: $ 2,900

Monthly expenses: $
??Housing: $ 1,000
??Insurance: $ 0.
??Car expenses: $ 0. Do not drive. Walk to work.
??Utilities: $ 25
??Phone, cable, internet: $ 110
??Food, entertainment: $ 400
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 600
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What is your job title? - black-plague
A: I am a QA Analyst for a advertising company. It is in the IT field. (Feb-03-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
bigphish$47.562/3/2011 9:28:35 AM
enthralling-deal180$100.002/3/2011 9:28:48 AM
jazzlender$25.002/3/2011 9:28:52 AM
peripatetic$25.002/3/2011 9:32:15 AM
meenan$50.002/3/2011 9:32:27 AM
Artist_Blue$25.002/3/2011 9:34:03 AM
fishintime$100.002/3/2011 9:31:04 AM
american6$100.002/3/2011 9:31:25 AM
bullwink27$25.002/3/2011 9:39:13 AM
pdxKurt$50.002/3/2011 9:32:32 AM
bold-durability-drum$100.002/3/2011 9:33:06 AM
ALVO$50.002/3/2011 9:33:16 AM
competent-p2p$25.002/3/2011 9:37:02 AM
kulender$100.002/3/2011 9:38:28 AM
rolandweary$25.002/3/2011 9:31:37 AM
marketplace-cello5$25.002/3/2011 9:31:40 AM
HamachiMan$50.002/3/2011 9:32:39 AM
bondhedger$25.002/3/2011 11:39:01 AM
BidDaddyBigBucks$25.002/3/2011 9:36:47 AM
fcukciti$35.002/3/2011 9:38:16 AM
hopethisworks$50.002/3/2011 10:36:49 AM
mammalian4$25.002/3/2011 3:36:17 PM
AlfinityBank25$25.002/3/2011 3:49:45 PM
ladybird1$50.002/3/2011 11:34:26 PM
Byrd24$100.002/3/2011 10:51:25 PM
gold-blanket0$25.002/4/2011 8:58:34 AM
a-responsible-return$25.002/4/2011 2:58:41 AM
njlom$100.002/4/2011 3:53:02 AM
PotBellyPete$100.002/4/2011 9:03:25 AM
haplender$50.002/4/2011 9:18:48 AM
Adino$50.002/4/2011 10:42:58 AM
Maupinman$50.002/4/2011 9:34:44 AM
efficient-treasure0$25.002/4/2011 10:46:27 AM
mtnbikemania$50.002/4/2011 10:52:50 AM
Iamthewalrus$25.002/4/2011 10:53:52 AM
thrifty-dedication$50.002/4/2011 3:15:53 PM
active-reward7$50.002/4/2011 10:53:19 AM
lostontheedge$25.002/4/2011 3:18:01 PM
honorable-yield$25.002/4/2011 3:23:24 PM
Scotcha$50.002/4/2011 3:38:07 PM
soulful-dime1$31.312/4/2011 12:12:24 PM
debt-force$25.002/4/2011 12:43:29 PM
C_Mark$100.002/4/2011 4:38:27 PM
blue-note-relaxation$25.002/4/2011 2:28:34 PM
steiglends$50.002/4/2011 3:15:50 PM
indomitable-coin$25.002/4/2011 3:15:57 PM
upbeat-finance8$25.002/4/2011 6:49:06 PM
profitable-money$25.002/4/2011 9:59:05 PM
ujiba$37.152/5/2011 1:15:13 AM
Weaverville$25.002/5/2011 1:16:21 AM
John73$25.002/5/2011 1:28:15 AM
selfmademan$25.002/5/2011 1:31:35 AM
soheagle$25.002/5/2011 1:32:57 AM
ClearLake$25.002/5/2011 1:35:56 AM
shrewd-income$50.002/4/2011 10:46:06 PM
jwood3030$25.002/5/2011 2:45:40 AM
hrubinst$50.002/5/2011 2:49:54 AM
Ready2Loan$25.002/5/2011 1:04:56 AM
wwwUniversal$25.002/5/2011 3:31:30 AM
Mariner3605$25.002/5/2011 1:31:02 AM
Bank42$50.002/5/2011 1:31:23 AM
ferocious-exchange3$29.672/5/2011 3:36:20 AM
neutrino6$25.002/5/2011 3:36:42 AM
lendme2$50.002/5/2011 1:33:09 AM
Dreams4Cash$25.002/5/2011 1:33:42 AM
Archchancellor$50.002/5/2011 1:39:44 AM
helpinghand63$25.002/5/2011 2:20:09 AM
bowdish1$50.002/5/2011 2:36:39 AM
treasure-bliss$50.002/5/2011 3:16:36 AM
Gabriel02$25.002/5/2011 3:28:37 AM
CO_Engineer$27.422/5/2011 3:35:53 AM
nalaari$25.002/5/2011 3:36:47 AM
MoneyForNothing$9.962/5/2011 3:54:56 AM
gracej$25.002/3/2011 9:28:40 AM
simplelender80$100.002/3/2011 9:29:50 AM
velocity-solo$50.002/3/2011 9:31:15 AM
Tradesmanlender$35.002/3/2011 9:32:48 AM
tech310$50.002/3/2011 9:29:32 AM
CAGE-Investments$25.002/3/2011 9:30:45 AM
ursus$100.002/3/2011 9:31:57 AM
a-finance-nirvana$25.002/3/2011 9:32:21 AM
liberty-society5$25.002/3/2011 9:33:01 AM
benjamins-utopia$50.002/3/2011 9:44:58 AM
sensible-order2$100.002/3/2011 9:28:25 AM
Pulchritudinous$25.002/3/2011 9:30:36 AM
bob_sacamano$25.002/3/2011 9:38:02 AM
reflective-rupee$25.772/3/2011 9:31:02 AM
genius520$100.002/3/2011 9:31:31 AM
rjleves$25.002/3/2011 9:32:00 AM
orderly-leverage$100.002/3/2011 9:32:10 AM
jenkris$25.002/3/2011 9:32:35 AM
Clambake$100.002/3/2011 9:32:55 AM
gain-equator$25.002/3/2011 9:33:23 AM
point-kitten6$50.002/3/2011 9:38:54 AM
hopeful-truth5$100.002/3/2011 12:04:13 PM
boylezz$50.002/3/2011 3:48:22 PM
thorough-exchange4$25.002/3/2011 5:23:43 PM
orgy63$50.002/3/2011 6:32:32 PM
be_wise$25.002/3/2011 6:32:40 PM
radforj22$35.002/3/2011 6:55:06 PM
point-shooter$50.002/3/2011 7:03:48 PM
jarevack$26.242/3/2011 8:17:27 PM
trade-goblin9$25.002/4/2011 4:36:07 AM
famous-bill$25.002/4/2011 4:49:33 AM
lovely-order7$48.822/4/2011 5:29:22 AM
ahansen$25.002/4/2011 12:57:57 AM
GElender$42.052/4/2011 1:32:28 AM
cash-reaction2$50.002/4/2011 9:34:18 AM
epic-value6$50.002/4/2011 9:33:15 AM
haryassman$25.002/4/2011 9:53:09 AM
orangetrust$25.002/4/2011 12:28:54 PM
fireboss$27.552/4/2011 12:38:57 PM
Midg$25.002/4/2011 2:43:26 PM
Speculator$50.002/4/2011 3:13:58 PM
kublai$25.002/4/2011 3:14:33 PM
shrewd-credit7$50.002/4/2011 11:39:58 AM
ssc955s$50.002/4/2011 3:58:31 PM
patriot897$50.002/4/2011 12:26:31 PM
interstellar$75.002/4/2011 12:14:18 PM
GoldenGo4$50.002/4/2011 4:38:09 PM
museic1$49.132/4/2011 4:38:33 PM
mikrolown$30.002/4/2011 1:54:31 PM
Papa_Mema$25.002/4/2011 4:13:33 PM
wise-rupee-sanctuary$50.002/4/2011 4:37:31 PM
sprinter$50.002/4/2011 4:43:43 PM
skuba$50.002/4/2011 11:31:23 PM
benjamin67$25.542/5/2011 2:03:56 AM
DcUnited$30.002/5/2011 2:17:06 AM
terrific-point4$25.002/4/2011 8:20:01 PM
MutuallyBeneficial$50.002/4/2011 8:30:52 PM
junctionking$25.002/5/2011 1:06:25 AM
Rivervale_Westwood$25.002/5/2011 1:17:26 AM
philgreen$50.002/5/2011 1:20:56 AM
dollar-high-five$25.002/5/2011 3:53:27 AM
IIP77$25.002/5/2011 1:36:46 AM
Pasagam$31.832/5/2011 1:46:03 AM
power-secret-agent$25.002/5/2011 2:30:42 AM
mmckune$25.002/5/2011 2:02:30 AM
flwah$25.002/5/2011 2:47:06 AM
bdevil10$25.002/5/2011 3:16:03 AM
ptjg$50.002/5/2011 2:35:54 AM
goodhearted-basis4$25.002/5/2011 3:54:46 AM
Banker7371$25.002/5/2011 3:31:24 AM
143 Investments
 
Borrower Payment Dependent Notes Series 492680
This series of Notes was issued and sold upon the funding of the borrower loan #47128, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-02-2011 
Term: 36 months Listing End date:  Feb-04-2011 
 
Lender yield: 8.55% Borrower rate/APR: 9.55% / 11.65% Monthly payment: $480.84
 
Lender servicing fee: 1.00% Effective Yield*: 8.53%  
Estimated return*: 5.03%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Oct-2001 Debt/Income ratio: 17%
Credit score: 780-799 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:3y 8m
Amount delinquent: $0 Total credit lines: 13 Occupation: Engineer - Mechanic...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,085Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 7%  
   Homeownership: Yes  
Screen name: orchestra141 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Improvements to condo
Loan Purpose:
I will be using this loan to make improvements to my condo which I purchased in Houston recently. I would like to rent out the condo on a short term basis to employees in my company who work in the home office?2 blocks?away?on short term assignments and would like to make improvements and furnish the condo?to improve rental rates.

My financial situation:
I am currently working on a long term assignment overseas where I will be earning significantly more income in the next couple years due to tax breaks and assignment bonuses.? I expect to continue my career back in my home office in the US following this assignment.? I do not incur living expenses while overseas, since I am reimbursed,?and will have a significant portion of my income available to meet this loan obligation.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
radforj22$25.002/2/2011 9:09:51 AM
increase720$50.002/2/2011 9:11:12 AM
enthralling-deal180$50.002/2/2011 9:11:29 AM
commerce-yeller$25.002/2/2011 9:11:38 AM
fishintime$100.002/2/2011 9:12:54 AM
tech310$50.002/2/2011 9:12:31 AM
american6$100.002/2/2011 9:13:55 AM
simplelender80$100.002/2/2011 9:14:13 AM
Shawn95187$25.002/2/2011 9:16:45 AM
HamachiMan$50.002/2/2011 9:17:39 AM
bold-durability-drum$100.002/2/2011 9:18:25 AM
Tradesmanlender$35.002/2/2011 9:17:48 AM
heavy_ax$25.002/2/2011 9:19:11 AM
velocity-solo$60.002/2/2011 9:12:27 AM
Stavros$100.002/2/2011 9:21:11 AM
g314$30.002/2/2011 9:12:41 AM
ALVO$50.002/2/2011 9:19:47 AM
genius520$100.002/2/2011 9:14:02 AM
orderly-leverage$100.002/2/2011 9:15:47 AM
a-finance-nirvana$25.002/2/2011 9:16:12 AM
AFairDeal$75.002/2/2011 9:19:32 AM
gain-equator$25.002/2/2011 9:20:05 AM
reflective-rupee$500.772/2/2011 10:22:26 AM
DasMula$25.002/2/2011 11:11:59 AM
vigilance-revolutionary$50.002/2/2011 1:53:37 PM
one-midas$50.002/2/2011 1:26:25 PM
glimmering-point$25.002/2/2011 4:45:16 PM
credit-investor5$50.002/2/2011 5:09:11 PM
gustavholstopus32$25.002/3/2011 5:24:17 AM
GElender$50.002/3/2011 1:12:23 AM
kulender$100.002/3/2011 5:54:20 AM
ingeborg77$50.002/3/2011 7:16:39 AM
himanshuko$25.002/3/2011 1:45:07 AM
bullwink27$25.002/3/2011 7:53:25 AM
silverloan$50.002/3/2011 8:26:00 AM
point-kitten6$50.002/3/2011 7:28:28 AM
benjamins-utopia$50.002/3/2011 9:44:53 AM
clean-finance1$35.002/3/2011 9:59:53 AM
top-magnificent-greenback$25.002/3/2011 10:23:38 AM
hard-working-penny$25.002/3/2011 2:56:41 PM
indomitable-coin$50.002/3/2011 1:09:53 PM
Paxman84$50.002/3/2011 3:15:59 PM
boylezz$50.002/3/2011 3:37:12 PM
orgy63$50.002/3/2011 6:32:29 PM
MonkeyHero$30.792/3/2011 6:45:23 PM
wise-rupee-sanctuary$50.002/3/2011 7:00:23 PM
ahansen$25.002/4/2011 12:57:51 AM
point-shooter$50.002/3/2011 7:03:44 PM
ladybird1$50.002/3/2011 11:34:22 PM
peaceful-farmer$30.002/4/2011 6:58:22 AM
competent-p2p$50.002/4/2011 7:24:59 AM
loot-heart$25.002/4/2011 1:54:59 AM
colorfulgardener$25.002/4/2011 3:15:45 AM
TCayce$50.002/4/2011 7:38:20 AM
innocent-income4$25.002/4/2011 7:53:36 AM
epic-value6$50.002/4/2011 9:33:07 AM
benjamin67$50.002/4/2011 9:36:19 AM
red-unequivocal-finance$25.002/4/2011 9:18:34 AM
haplender$50.002/4/2011 9:18:44 AM
bancoroyal$50.002/4/2011 9:33:55 AM
shrewd-deal$25.002/4/2011 10:40:32 AM
cash-reaction2$50.002/4/2011 9:34:15 AM
C_Mark$100.002/4/2011 10:52:47 AM
Iamthewalrus$25.002/4/2011 10:53:50 AM
patriot897$50.002/4/2011 12:26:27 PM
donnaalison213$25.002/4/2011 10:42:02 AM
pfenness$50.002/4/2011 10:42:28 AM
the-skillful-value$25.002/4/2011 10:42:34 AM
fireboss$50.002/4/2011 12:38:51 PM
DesiKuber$75.002/4/2011 12:59:32 PM
MoneyTree79$50.002/4/2011 1:57:39 PM
El_Maestro$25.002/4/2011 2:11:53 PM
Aquafina24Ounce$25.002/4/2011 3:13:38 PM
revenue-candy$25.002/4/2011 3:13:40 PM
slico$25.002/4/2011 3:13:56 PM
note-sensation$50.002/4/2011 3:14:02 PM
AgTiPinisher$50.002/4/2011 3:14:16 PM
Searlzy$25.002/4/2011 3:15:12 PM
powerful-finance7$25.002/4/2011 3:15:55 PM
GoldenGo4$50.002/4/2011 10:51:58 AM
debt-system880$25.002/4/2011 3:19:08 PM
seanambrose$25.002/4/2011 3:19:59 PM
firstandten$50.002/4/2011 3:20:16 PM
terrific-fund5$25.002/4/2011 3:20:29 PM
active-reward7$50.002/4/2011 10:53:08 AM
GrommetPosse$50.002/4/2011 3:20:44 PM
wdworld$50.002/4/2011 3:20:55 PM
bjak$25.002/4/2011 3:21:01 PM
credit-panda1$25.002/4/2011 3:21:17 PM
rudyindc$50.002/4/2011 3:21:39 PM
boj2007$50.002/4/2011 3:22:17 PM
ThomasC$50.002/4/2011 3:22:32 PM
eloquent-dough5$25.002/4/2011 3:22:53 PM
worldly-community3$50.002/4/2011 3:23:01 PM
skiberdad$50.002/4/2011 3:23:15 PM
glc527$30.002/4/2011 11:32:19 AM
ferdberfel$50.002/4/2011 3:23:29 PM
shrewd-credit7$50.002/4/2011 11:39:56 AM
ssc955s$50.002/4/2011 3:58:28 PM
nosualcneas$25.002/4/2011 4:34:03 PM
DSFinancial$50.002/4/2011 4:34:24 PM
gangusron$50.002/4/2011 4:34:57 PM
vegibenz$25.002/4/2011 4:35:54 PM
studious-bonus7$100.002/4/2011 4:36:37 PM
best-coin-miser$25.002/4/2011 4:37:24 PM
gold-tsunami$50.002/4/2011 4:38:03 PM
orangetrust$50.002/4/2011 12:28:42 PM
diversifed$50.002/4/2011 12:46:09 PM
caring-hope2$50.002/4/2011 1:31:03 PM
Minnechela$50.002/4/2011 3:13:49 PM
rdking647$35.002/4/2011 3:14:07 PM
Cheburashka$25.002/4/2011 3:14:59 PM
cberthiaume$25.002/4/2011 3:13:35 PM
responsibility-cherry6$50.002/4/2011 3:15:47 PM
nikkiesgrandma$25.002/4/2011 3:13:47 PM
Redmond$25.002/4/2011 3:15:58 PM
fxtrader$50.002/4/2011 3:14:17 PM
IP$50.002/4/2011 3:16:28 PM
The_Donald$50.002/4/2011 3:18:24 PM
PaulW$25.002/4/2011 3:14:45 PM
jbrel$50.002/4/2011 3:18:42 PM
burger283$25.002/4/2011 3:19:00 PM
garenyth$50.002/4/2011 3:19:51 PM
iannyc$50.002/4/2011 3:20:09 PM
porter22$25.002/4/2011 3:18:07 PM
drkosh$25.002/4/2011 3:20:24 PM
loan-master996$25.002/4/2011 3:18:22 PM
TheGrayFox$25.002/4/2011 3:19:14 PM
wing_nut$25.002/4/2011 3:19:36 PM
power-trophy7$25.002/4/2011 3:21:14 PM
beatmix01$50.002/4/2011 3:19:48 PM
dspmn$27.002/4/2011 3:21:34 PM
FlyingBobo$25.002/4/2011 3:20:22 PM
bazaar-ruler$50.002/4/2011 3:21:48 PM
orange-dollar-guild$25.002/4/2011 3:20:46 PM
larrybird$250.002/4/2011 3:21:57 PM
golden-finance7$50.002/4/2011 3:21:06 PM
organized-dedication9$50.002/4/2011 3:22:15 PM
kmr2$100.002/4/2011 3:21:19 PM
SelectTrustLending$25.002/4/2011 3:22:30 PM
brw$25.002/4/2011 3:23:07 PM
kegs$150.002/4/2011 3:22:11 PM
the-enterprising-leverage$25.002/4/2011 3:23:21 PM
credible-bid0$50.002/4/2011 3:22:20 PM
NYCFinancier$25.002/4/2011 3:22:27 PM
heavenly-repayment4$25.002/4/2011 3:22:36 PM
somebody32$50.002/4/2011 3:22:46 PM
affluent-anteater$25.002/4/2011 3:29:12 PM
Papa_Mema$25.002/4/2011 4:13:32 PM
Munnie$25.002/4/2011 4:34:01 PM
a275ranger$30.002/4/2011 4:34:11 PM
Gabriel02$25.002/4/2011 4:34:13 PM
chlebie$29.572/4/2011 4:34:21 PM
greenback-bull6$50.002/4/2011 4:34:28 PM
Casman8815$25.002/4/2011 4:34:50 PM
LaveenFinancial$25.002/4/2011 4:34:56 PM
gearhead924$50.002/4/2011 4:34:55 PM
valiant-liberty4$25.002/4/2011 4:35:10 PM
piter-to-la-investment$25.002/4/2011 4:35:07 PM
julijask$45.002/4/2011 4:35:49 PM
Leopoldine$25.002/4/2011 4:36:14 PM
hrubinst$42.982/4/2011 4:36:33 PM
friendly-credit2$50.002/4/2011 4:37:20 PM
moola-escalator$25.002/4/2011 4:37:23 PM
108lender$150.002/4/2011 4:37:38 PM
bowdish1$50.002/4/2011 4:37:46 PM
grf1945$25.002/4/2011 4:37:51 PM
loantigger$50.002/4/2011 4:37:56 PM
exuberant-dime$50.002/4/2011 4:38:12 PM
tallcoolone$25.002/2/2011 9:11:00 AM
marketplace-cello5$25.002/2/2011 9:14:46 AM
enchanted-yield4$50.002/2/2011 9:13:43 AM
rjleves$25.002/2/2011 9:15:22 AM
sensible-order2$100.002/2/2011 9:15:40 AM
rolandweary$25.002/2/2011 9:14:31 AM
jenkris$25.002/2/2011 9:17:11 AM
Clambake$100.002/2/2011 9:18:08 AM
pdxKurt$50.002/2/2011 9:16:57 AM
jazzlender$50.002/2/2011 9:09:29 AM
BidDaddyBigBucks$25.002/2/2011 9:18:53 AM
selector568$50.002/2/2011 9:10:20 AM
octoberfresh$26.002/2/2011 9:10:38 AM
Adino$50.002/2/2011 9:18:58 AM
gracej$25.002/2/2011 9:19:06 AM
bigphish$25.002/2/2011 9:21:07 AM
elasermd$50.002/2/2011 9:12:36 AM
ursus$100.002/2/2011 9:15:02 AM
peripatetic$25.002/2/2011 9:15:54 AM
meenan$50.002/2/2011 9:16:35 AM
compassionate-dime0$50.002/2/2011 9:34:10 AM
daddypro$25.002/2/2011 9:35:01 AM
Artist_Blue$25.002/2/2011 9:21:50 AM
green-moola-sniffer$50.002/2/2011 10:51:09 AM
mddahlheim$25.002/2/2011 10:09:11 AM
flexible-fund6$50.002/2/2011 9:33:27 AM
cash-queen$25.002/2/2011 12:01:57 PM
30Sky$25.002/2/2011 1:48:39 PM
hopeful-truth5$200.002/2/2011 12:35:52 PM
astute-benjamins$25.002/2/2011 2:49:45 PM
starlight31$50.002/2/2011 5:09:39 PM
mykkai$25.002/2/2011 7:16:50 PM
lotus6$36.002/2/2011 9:24:46 PM
Aariel$25.002/2/2011 6:50:26 PM
courteous-deal114$50.002/2/2011 6:01:23 PM
SolarMoonshine$25.002/2/2011 6:57:13 PM
bob_sacamano$25.002/2/2011 10:43:36 PM
SCD$25.002/3/2011 3:54:11 AM
fcukciti$35.002/3/2011 3:59:36 AM
chibear34$25.002/3/2011 4:47:13 AM
wtrboy$50.002/3/2011 5:38:25 AM
efficient-treasure0$25.002/3/2011 6:23:30 AM
ingeborg77$75.002/3/2011 7:17:14 AM
tranquil-revenue$50.002/3/2011 3:08:24 AM
hopethisworks$50.002/3/2011 10:36:42 AM
kublai$50.002/3/2011 12:23:18 PM
Keystonekop$100.002/3/2011 4:45:22 PM
mammalian4$25.002/3/2011 3:37:37 PM
FundMaker$25.002/3/2011 5:00:26 PM
gain-gourd$75.002/3/2011 6:28:45 PM
be_wise$25.002/3/2011 6:32:37 PM
competent-p2p$30.002/3/2011 7:35:17 PM
wwwUniversal$25.002/3/2011 7:01:02 PM
mtnbikemania$50.002/3/2011 7:00:07 PM
income-encore1$25.002/3/2011 7:40:25 PM
mizon291$50.002/4/2011 12:23:26 AM
Seafirst$25.002/4/2011 7:01:51 AM
Banker7371$25.002/4/2011 1:32:43 AM
Hola_James$28.002/4/2011 7:59:29 AM
five-star-reward5$25.002/4/2011 8:01:14 AM
a-responsible-return$25.002/4/2011 2:58:38 AM
Ananya$25.002/4/2011 5:18:11 AM
VeteranLender$25.002/4/2011 6:23:21 AM
gold-blanket0$25.002/4/2011 8:58:27 AM
jrhinomo$50.002/4/2011 9:25:29 AM
Ripsaw4U$50.002/4/2011 9:36:28 AM
misit$25.002/4/2011 9:59:50 AM
Maupinman$50.002/4/2011 9:34:41 AM
lostontheedge$25.002/4/2011 9:36:08 AM
cablenews$50.002/4/2011 10:49:08 AM
nybanker85$50.002/4/2011 9:54:40 AM
museic1$50.002/4/2011 10:52:56 AM
honorable-yield$25.002/4/2011 10:20:51 AM
steiglends$250.002/4/2011 10:21:34 AM
Adam_00$50.002/4/2011 10:23:37 AM
bowl800$25.002/4/2011 10:30:46 AM
Reinadog9$50.002/4/2011 10:40:29 AM
mikrolown$30.002/4/2011 1:54:29 PM
peso-tiramisu$25.002/4/2011 2:22:48 PM
auction-architect7$50.002/4/2011 3:13:54 PM
Hexnut$25.002/4/2011 3:14:10 PM
wise-deal-panda$50.002/4/2011 3:15:54 PM
forthright-principal2$25.002/4/2011 3:16:00 PM
yennib$50.002/4/2011 3:17:57 PM
worthy-bid8$50.002/4/2011 3:18:12 PM
mennleo$26.412/4/2011 3:19:30 PM
dodgerfan$50.002/4/2011 3:20:03 PM
sensible-gain884$25.002/4/2011 3:20:19 PM
Carpetkid$25.002/4/2011 3:20:36 PM
Mark-7$50.002/4/2011 3:20:59 PM
forthright-dedication$50.002/4/2011 3:21:05 PM
AFFlyboy$50.002/4/2011 3:21:59 PM
papaloha$25.002/4/2011 3:22:26 PM
asdf9876$25.002/4/2011 3:22:50 PM
chekat$25.002/4/2011 3:22:57 PM
Wally1727$50.002/4/2011 3:23:03 PM
paladin847$50.002/4/2011 3:23:22 PM
John_Galt$75.002/4/2011 4:24:38 PM
calkidd05$25.002/4/2011 4:33:58 PM
ITS-A-WONDERFUL-LIFE$25.002/4/2011 4:34:09 PM
Bank42$39.332/4/2011 4:34:33 PM
Cybercusp$25.002/4/2011 4:34:45 PM
MasterKey$25.002/4/2011 4:36:23 PM
nalaari$25.002/4/2011 4:36:40 PM
harty$50.002/4/2011 4:37:30 PM
TheoProf$50.002/4/2011 12:28:34 PM
CE88$100.002/4/2011 12:48:54 PM
harmonious-yield$25.002/4/2011 1:01:28 PM
Midg$25.002/4/2011 2:43:24 PM
blue-note-relaxation$25.002/4/2011 2:28:32 PM
good_lender$50.002/4/2011 3:13:52 PM
talang$25.002/4/2011 3:14:14 PM
first-upright-payout$25.002/4/2011 3:13:33 PM
cticemomof3$25.002/4/2011 3:13:44 PM
acrocoach$25.002/4/2011 3:14:12 PM
a_salt_miner$25.002/4/2011 3:14:34 PM
hannibal720$25.002/4/2011 3:18:31 PM
wampum-chorus3$37.462/4/2011 3:15:44 PM
rex45$25.002/4/2011 3:18:54 PM
Thelonius98$50.002/4/2011 3:20:01 PM
cropdust3r$25.002/4/2011 3:20:13 PM
trade-trumpet$50.002/4/2011 3:18:19 PM
Reputation1$25.002/4/2011 3:20:33 PM
luv052693$25.002/4/2011 3:18:48 PM
Fiimg$50.002/4/2011 3:20:41 PM
dovid$25.002/4/2011 3:19:23 PM
ArchonFinancialHoldings$50.002/4/2011 3:20:52 PM
growlydog$25.002/4/2011 3:19:42 PM
tender-integrity3$100.002/4/2011 3:21:29 PM
jvp$50.002/4/2011 3:19:54 PM
vigorous-note$50.002/4/2011 3:20:27 PM
pnace$50.002/4/2011 3:21:50 PM
j2ee$25.002/4/2011 3:21:02 PM
sail120$50.002/4/2011 3:22:02 PM
lagnisiruk$25.002/4/2011 3:21:11 PM
speedy-point$25.002/4/2011 3:22:24 PM
gold-commander0$50.002/4/2011 3:21:27 PM
dollars4debts$25.002/4/2011 3:22:01 PM
skuba$75.002/4/2011 3:23:12 PM
objective-investor$150.002/4/2011 3:23:32 PM
marketplace-achievement$50.002/4/2011 3:22:22 PM
rakstar$25.002/4/2011 3:22:34 PM
flexible-value$100.002/4/2011 3:22:40 PM
the-auction-bear$25.002/4/2011 3:22:43 PM
nanda$100.002/4/2011 3:23:20 PM
626457$25.002/4/2011 4:13:24 PM
LeReve$50.002/4/2011 4:33:46 PM
kind-efficient-credit$50.002/4/2011 4:34:06 PM
gqrob$40.002/4/2011 4:28:21 PM
top-epic-community$50.002/4/2011 4:34:26 PM
rogue_monster$50.002/4/2011 4:34:48 PM
Asynch$25.002/4/2011 4:34:53 PM
BadgerWI$25.002/4/2011 4:34:51 PM
anders94$50.002/4/2011 4:35:04 PM
Weaverville$25.002/4/2011 4:35:01 PM
irrelevant$25.002/4/2011 4:35:40 PM
melodious-fairness$50.002/4/2011 4:36:35 PM
MarinLoans$25.002/4/2011 4:37:22 PM
rate-rapture8$50.002/4/2011 4:37:28 PM
MadHun$50.002/4/2011 4:37:53 PM
sassykatty$50.002/4/2011 4:38:06 PM
credit-force5$50.002/4/2011 4:37:59 PM
sprinter$50.002/4/2011 4:43:29 PM
332 Investments
 
Borrower Payment Dependent Notes Series 492754
This series of Notes was issued and sold upon the funding of the borrower loan #47101, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,200.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Feb-08-2011 
Term: 36 months Listing End date:  Feb-08-2011 
 
Lender yield: 23.99% Borrower rate/APR: 24.99% / 28.49% Monthly payment: $286.23
 
Lender servicing fee: 1.00% Effective Yield*: 23.40%  
Estimated return*: 13.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Mar-1989 Debt/Income ratio: Not calculated
Credit score: 780-799 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:12y 6m
Amount delinquent: $0 Total credit lines: 14 Occupation: Teacher
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,175Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 40%  
   Homeownership: Yes  
Screen name: MGM23 Borrower's state: Utah Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 34 ( 100% ) 780-799 (Latest)
Principal borrowed: $11,900.00< 31 days late: 0 ( 0% )  
800-819 (Jun-2010)
820-839 (Jun-2008)
 
Principal balance: $3,230.67 31+ days late: 0 ( 0% )
Total payments billed: 34  
Description
Apartment Upgrade for Rental
Purpose of loan:
This loan will be used to? fix up 2-bedroom basement apartment with kitchen and living room in preparation for $750 month rental with an initial 2-year agreement.?? This $750 will be additional and new income that is not included in the figures below.?

My financial situation:
I am a good candidate for this loan because? we are an honest and and hard-working family.?

Monthly net income: $ 8900

Monthly expenses: $?7090?Total
??Housing: $ 2700
??Insurance: $ 350
??Car expenses: $ 525
??Utilities: $ 450
??Phone, cable, internet: $ 300
??Food, entertainment: $ 775
??Clothing, household expenses $ 840
??Credit cards and other loans: $ 500
??Other expenses: $ 500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.002/8/2011 9:02:16 AM
jazzlender$25.002/8/2011 9:04:02 AM
authoritative-platinum7$25.002/8/2011 9:11:24 AM
finance-prescription$50.002/8/2011 9:13:44 AM
kulender$100.002/8/2011 9:01:08 AM
wonder3$25.002/8/2011 10:52:37 AM
sensible-order2$100.002/8/2011 9:02:05 AM
jhouman$25.002/8/2011 9:03:33 AM
Kash2010lu$28.002/8/2011 9:04:18 AM
profit-powerplant$25.002/8/2011 9:11:10 AM
papaloha$25.002/8/2011 9:12:48 AM
MoneyForNothing$13.552/8/2011 3:59:21 PM
reflective-rupee$500.772/8/2011 9:40:06 AM
113121$343.002/8/2011 10:48:21 AM
MarvintheMartian$25.002/8/2011 10:40:27 AM
loanman2007$300.002/8/2011 11:55:29 AM
NekHoldings$25.002/8/2011 12:00:28 PM
reflective-rupee$1,100.772/8/2011 12:31:15 PM
kindness-launcher$500.002/8/2011 1:46:30 PM
trevize$25.002/8/2011 1:52:34 PM
important-openness1$50.002/8/2011 1:37:49 PM
social-heart$50.002/8/2011 1:52:36 PM
jchurchi$63.172/8/2011 3:35:05 PM
orderly-leverage$50.002/8/2011 9:09:11 AM
genius520$100.002/8/2011 9:12:24 AM
selector568$150.002/8/2011 9:40:50 AM
greencat$50.002/8/2011 9:52:39 AM
ChoiceInvestments$26.002/8/2011 9:58:42 AM
Astyanax$45.002/8/2011 11:08:13 AM
bobd32$25.002/8/2011 12:15:35 PM
active-dinero$28.262/8/2011 1:00:46 PM
suave-dime6$25.002/8/2011 9:09:32 AM
HamachiMan$50.002/8/2011 9:10:13 AM
gain-equator$25.002/8/2011 9:10:56 AM
musegaze$100.002/8/2011 9:13:06 AM
RyanTH9893$25.002/8/2011 3:13:44 PM
one-midas$50.002/8/2011 9:13:20 AM
benjamins-utopia$50.002/8/2011 9:13:25 AM
commitment-orbiter5$50.002/8/2011 9:14:01 AM
investment-artist$25.002/8/2011 9:20:04 AM
2grindstones$25.002/8/2011 9:20:31 AM
MoneyForNothing$59.942/8/2011 9:21:09 AM
reflective-rupee$1,500.772/8/2011 9:39:37 AM
reflective-rupee$500.772/8/2011 9:40:17 AM
Wangchuk$25.002/8/2011 9:57:00 AM
113121$300.002/8/2011 10:46:51 AM
a-restless-dollar$100.002/8/2011 12:27:17 PM
competent-p2p$100.002/8/2011 12:20:07 PM
witty-openness$25.002/8/2011 1:36:14 PM
RKLFinancial$25.002/8/2011 1:50:42 PM
penny-plato$25.002/8/2011 2:15:30 PM
ac787$75.002/8/2011 3:29:19 PM
The-Helper$40.002/8/2011 3:15:02 PM
53 Investments
 
Borrower Payment Dependent Notes Series 492772
This series of Notes was issued and sold upon the funding of the borrower loan #47070, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-05-2011 
Term: 36 months Listing End date:  Feb-12-2011 
 
Lender yield: 13.49% Borrower rate/APR: 14.49% / 16.65% Monthly payment: $516.24
 
Lender servicing fee: 1.00% Effective Yield*: 13.26%  
Estimated return*: 7.31%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-1997 Debt/Income ratio: 16%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 14Length of status:3y 4m
Amount delinquent: $0 Total credit lines: 36 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,870Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 54%  
   Homeownership: Yes  
Screen name: penny-recorder5 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate all my credit card bills into one easy payment.

My financial situation:
I am a good candidate for this loan because, I have a steady job in the Healthcare Technology Field. At a Major Hospital System.

Monthly net income: $ 8000.00

Monthly expenses: $
??Housing: $ 900.00
??Insurance: $ 0.00
??Car expenses: $ 225.00
??Utilities: $ 150.00
??Phone, cable, internet: $ 100.00
??Food, entertainment: $ 50.00
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: My Current Mortgage Balance is: 104,000 My Current Market Home Value is: 130,000 (Feb-05-2011)
Q: Hi. Thanks for posting your loan. Could please provide balances, APR, and minimum payments for each of the accounts you plan to consolidate? - magnetic-dedication3
A: I have 4 Credit Card Accounts and 1 Revolving Account that total $15,000. CC#1 - APR: 14.5% - BAL: $1,000 - Min Pymt: 50.00 CC#2 - APR: 27.2% - BAL: $3,500 - Min Pymt: 100.00 CC#3 - APR: 17.9% - BAL: $2,500 - Min Pymt: 100.00 CC#4 - APR: 13.9% - BAL: $1,000 - Min Pymt: 50.00 Rev Acct - APR: 27.9% - BAL: $8,000 - Min Pymt: 250.00 (Feb-08-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
be_wise$25.002/5/2011 12:08:35 PM
marketplace-cello5$25.002/5/2011 12:11:01 PM
kulender$100.002/5/2011 12:06:29 PM
commerce-yeller$25.002/5/2011 12:06:43 PM
tech310$50.002/5/2011 12:06:58 PM
newest-funds-powerplant$50.002/5/2011 12:06:06 PM
reflective-rupee$250.772/5/2011 12:07:09 PM
velocity-solo$50.002/5/2011 12:10:21 PM
RyanTH9893$25.002/5/2011 1:22:36 PM
american6$100.002/5/2011 12:10:34 PM
liberty-society5$25.002/5/2011 12:12:55 PM
Tradesmanlender$35.002/5/2011 12:12:21 PM
ladybird1$50.002/5/2011 12:14:34 PM
Clambake$100.002/5/2011 12:12:41 PM
haplender$50.002/5/2011 12:14:49 PM
bold-durability-drum$100.002/5/2011 12:13:08 PM
gain-equator$25.002/5/2011 12:13:18 PM
money-aggregator7$25.002/5/2011 2:57:12 PM
bob_sacamano$25.002/5/2011 12:13:54 PM
skuba$50.002/5/2011 12:16:01 PM
philgreen$50.002/5/2011 12:16:14 PM
fairness-kayak$25.002/5/2011 3:41:36 PM
Bank_Of_XL$50.002/5/2011 3:49:18 PM
samaritan5$50.002/5/2011 4:20:49 PM
aasx1108$25.002/5/2011 12:17:10 PM
grf1945$35.002/5/2011 1:16:20 PM
comet55$25.002/5/2011 1:26:03 PM
credit-guard5$25.002/5/2011 3:29:39 PM
balance-force$40.002/5/2011 3:30:26 PM
upbeat-finance8$25.002/5/2011 2:10:59 PM
kmr2$100.002/5/2011 9:16:18 PM
LittleMingo$30.002/5/2011 4:46:26 PM
FundMaker$25.002/6/2011 10:09:53 AM
terrific-return$25.002/5/2011 9:39:25 PM
GoldenGo4$50.002/6/2011 8:51:43 AM
loss-of-control$100.002/6/2011 2:01:48 PM
trustu$50.002/6/2011 8:31:30 PM
Uncle_Scrooge$50.002/6/2011 1:21:18 PM
John_Galt$133.002/6/2011 10:22:10 PM
Josphine$25.002/7/2011 9:00:00 AM
seabassx$25.002/7/2011 7:35:33 AM
1SteelerFan$25.002/7/2011 11:28:02 AM
lazyeye$25.002/7/2011 1:38:10 PM
agalt$75.002/7/2011 10:41:34 AM
radforj22$35.002/7/2011 3:29:08 PM
AF-Chief$50.002/7/2011 12:06:30 PM
dsgfl1$100.002/7/2011 1:16:47 PM
organized-dedication9$50.002/7/2011 5:11:51 PM
sincerlyyours$200.002/7/2011 7:33:32 PM
ijspence$25.002/7/2011 5:26:52 PM
LightTheWay$50.002/7/2011 11:46:15 PM
BxRealtor$25.002/8/2011 8:36:39 AM
auctionator1$50.002/8/2011 11:32:53 AM
competent-p2p$100.002/8/2011 1:59:58 PM
orgy63$50.002/8/2011 4:50:38 PM
tolerant-dinero2$25.002/8/2011 5:22:16 PM
bigphish$25.002/8/2011 6:05:36 PM
Ivan2007$50.002/9/2011 12:05:54 AM
Charmart$25.002/9/2011 2:50:33 AM
Barak$50.002/9/2011 6:44:21 AM
GrayStudio$25.002/8/2011 11:10:52 PM
LendingSingularity$150.002/8/2011 10:51:34 PM
ptjg$50.002/9/2011 12:54:17 AM
GElender$50.002/9/2011 1:01:15 AM
wwwUniversal$25.002/9/2011 1:18:08 AM
chameleon125$25.002/9/2011 7:02:27 AM
mls$100.002/9/2011 8:25:45 AM
aquarexbi$50.002/9/2011 12:57:23 PM
Cherrypicker$35.002/9/2011 1:10:03 PM
Leshan$25.002/9/2011 9:21:31 AM
Worldskiboy$50.002/9/2011 3:11:01 PM
gain-gourd$96.982/9/2011 4:07:06 PM
tranquil-revenue$25.002/9/2011 4:30:57 PM
persistent-bazaar$25.002/9/2011 10:48:33 AM
kind-important-liberty9$25.002/9/2011 11:20:16 AM
red_spade$40.002/9/2011 4:46:27 PM
IIP77$25.002/10/2011 12:39:40 AM
lostontheedge$25.002/10/2011 12:51:35 AM
studious-bonus7$34.722/10/2011 1:15:28 AM
mtnbikemania$50.002/9/2011 5:20:31 PM
thankful-nickel2$25.002/9/2011 5:41:51 PM
dime-smasher5$25.002/9/2011 8:26:32 PM
plentiful-reward$50.002/9/2011 9:40:48 PM
bombay56$50.002/9/2011 10:05:43 PM
ichibon$46.232/10/2011 12:39:58 AM
Mariner3605$25.002/10/2011 12:40:23 AM
museic1$31.202/10/2011 1:00:41 AM
skiberdad$30.632/10/2011 12:32:51 AM
doopers$25.002/10/2011 8:12:03 AM
cash-queen$30.002/10/2011 11:53:05 AM
contract-student2$50.002/10/2011 7:14:21 AM
don8ter$25.002/10/2011 7:56:57 AM
silver-metronome2$100.002/10/2011 12:37:04 PM
ClearCut$50.002/10/2011 1:03:09 PM
buffalobills$25.002/10/2011 8:03:52 AM
jrbill1998$50.002/10/2011 4:47:08 PM
RJTintheBK$50.002/10/2011 10:37:20 AM
transformer855$50.002/10/2011 6:49:15 PM
mraleig$115.002/10/2011 12:39:02 PM
soulwork$25.002/10/2011 7:30:43 PM
Sol_Invictus$25.002/10/2011 3:57:27 PM
InvestorPartners$25.002/11/2011 12:50:46 AM
ClearLake$25.002/11/2011 12:59:47 AM
schnatty$25.002/11/2011 1:24:41 AM
nalaari$25.002/11/2011 1:30:51 AM
neutrino6$25.002/11/2011 1:33:14 AM
gilbrear$25.002/11/2011 3:35:48 AM
help4u$50.002/10/2011 6:06:51 PM
balanced-rupee$50.002/10/2011 6:25:56 PM
platinum-czar$100.002/10/2011 7:38:51 PM
UBOtto186$50.002/11/2011 6:17:37 AM
felicity-daydream$50.002/10/2011 10:08:42 PM
flanative$50.002/10/2011 7:11:19 PM
BenOrt$50.002/10/2011 7:15:56 PM
Bank42$35.782/11/2011 12:49:49 AM
flwah$25.002/11/2011 1:11:29 AM
RSV$25.002/11/2011 1:12:22 AM
piter-to-la-investment$25.002/11/2011 1:25:50 AM
worth-arch$25.002/11/2011 1:31:09 AM
fair_rates$25.002/11/2011 4:41:29 AM
farly13$25.002/11/2011 9:31:11 AM
GrommetPosse$29.862/11/2011 1:27:27 AM
MilitaryAV8R$25.002/11/2011 9:31:54 AM
barchibald$50.002/11/2011 9:32:02 AM
dood2112$25.002/11/2011 9:36:37 AM
sc5$50.002/11/2011 6:20:44 AM
basejump0$25.002/11/2011 6:26:27 AM
busnssmn$25.002/11/2011 11:00:43 AM
JeffHoll$100.002/11/2011 7:03:13 AM
JFKPilot$25.002/11/2011 12:01:50 PM
Manta_Rai$25.002/11/2011 8:34:08 AM
LeReve$50.002/11/2011 2:01:07 PM
yennib$50.002/11/2011 9:30:54 AM
valiant-money$25.002/11/2011 9:16:34 AM
nycfinance$25.002/11/2011 9:33:16 AM
therealjeremy$25.002/11/2011 9:50:08 AM
GreenHill$25.002/11/2011 9:55:59 AM
Use_It_Wisely$50.002/11/2011 9:56:06 AM
creative-generosity3$35.642/11/2011 11:04:06 AM
firsttouch1$200.002/11/2011 11:34:07 AM
T-Bone$30.002/11/2011 11:48:09 AM
honsbedh$25.002/11/2011 6:47:03 PM
credit-observatory$25.002/11/2011 6:56:27 PM
gold-sushi$25.002/11/2011 1:28:10 PM
macjp123$25.002/11/2011 1:58:03 PM
wtrboy$50.002/11/2011 9:12:09 PM
MortgageeMarty$25.002/11/2011 2:53:26 PM
wampum-chorus3$54.812/12/2011 1:12:00 AM
RobotTwo$25.002/12/2011 1:13:10 AM
Rivervale_Westwood$25.002/12/2011 1:16:42 AM
omerta6102$32.652/12/2011 1:18:57 AM
Shelby2082$25.002/12/2011 1:28:41 AM
Carne_Chung$26.562/12/2011 1:42:48 AM
HappyToLoan$25.002/12/2011 2:00:15 AM
West_End_Local$50.002/11/2011 6:31:34 PM
jcw3rd$25.002/11/2011 5:49:35 PM
ava2009$50.002/11/2011 7:02:03 PM
AustinAmerica$25.002/11/2011 8:06:08 PM
mistertao$25.002/11/2011 9:45:44 PM
creativename$30.002/11/2011 9:54:44 PM
h_corey$25.002/12/2011 1:04:53 AM
vegibenz$25.002/12/2011 12:57:21 AM
Cleon$25.002/12/2011 1:01:55 AM
IP$25.172/12/2011 1:31:26 AM
nicklds$25.002/12/2011 1:02:24 AM
Easystreet$25.002/12/2011 1:31:56 AM
Sixmil$31.212/12/2011 1:02:59 AM
divedude$25.002/12/2011 1:33:02 AM
Interloper$25.002/12/2011 1:04:59 AM
Msbutterfly$26.722/12/2011 1:15:26 AM
Weaverville$25.002/12/2011 1:17:08 AM
ssh1983$25.002/12/2011 1:57:42 AM
TrixieD$25.002/12/2011 1:29:34 AM
gustavzantanon$29.802/12/2011 1:30:12 AM
tsui517$45.512/12/2011 1:31:34 AM
roman2008$25.002/12/2011 2:01:24 AM
ItNoKnot$25.002/12/2011 1:42:39 AM
WLenders$38.112/12/2011 2:30:36 AM
soroxy$25.002/12/2011 1:57:37 AM
SafeSaxa$27.202/12/2011 1:58:37 AM
Bubbasnestegg$25.002/12/2011 2:00:04 AM
lcole32$25.002/12/2011 2:00:27 AM
iLoaner$25.002/12/2011 2:14:29 AM
ultimatepaintball$25.002/12/2011 2:14:39 AM
julijask$45.002/12/2011 2:15:34 AM
vigilance-revolutionary$50.002/5/2011 12:09:27 PM
impressive-credit431$100.002/5/2011 12:09:36 PM
octoberfresh$25.002/5/2011 12:09:40 PM
fishintime$100.002/5/2011 12:10:04 PM
enchanted-yield4$50.002/5/2011 12:10:29 PM
meenan$50.002/5/2011 12:11:44 PM
enthralling-deal180$75.002/5/2011 12:01:35 PM
jazzlender$25.002/5/2011 12:05:21 PM
klinebarger$25.002/5/2011 12:17:00 PM
simplelender80$100.002/5/2011 12:05:41 PM
reflective-rupee$250.772/5/2011 12:07:23 PM
jenkris$25.002/5/2011 12:11:55 PM
SolarMoonshine$50.002/5/2011 1:52:04 PM
rolandweary$25.002/5/2011 12:10:44 PM
HamachiMan$50.002/5/2011 12:12:04 PM
sensible-order2$100.002/5/2011 12:11:17 PM
orderly-leverage$100.002/5/2011 12:11:27 PM
peripatetic$25.002/5/2011 12:11:31 PM
LastLikeFirst$25.002/5/2011 2:31:13 PM
cash-reaction2$50.002/5/2011 12:15:10 PM
sprinter$50.002/5/2011 12:15:35 PM
point-kitten6$50.002/5/2011 12:14:08 PM
versatilenyguy$50.002/5/2011 12:16:39 PM
penny-plato$25.002/5/2011 1:38:21 PM
luminous-transparency1$40.002/5/2011 7:07:15 PM
DasMula$38.842/5/2011 2:22:35 PM
JustMee$25.002/5/2011 3:32:44 PM
primed$25.002/5/2011 2:38:31 PM
Scotcha$50.002/5/2011 4:35:05 PM
genius520$100.002/5/2011 8:20:54 PM
veggiecats$25.002/6/2011 9:50:21 AM
loanman2007$100.002/6/2011 6:40:37 AM
nilonc1$25.002/6/2011 9:48:15 AM
anti-wall-st$25.002/6/2011 9:58:15 AM
loanman2007$50.002/7/2011 5:25:50 AM
duke12$32.472/7/2011 9:08:26 AM
southIT$25.002/7/2011 9:11:27 AM
oreyedoc$25.002/7/2011 2:42:32 PM
benjamins-utopia$100.002/7/2011 10:35:51 AM
melodious-fairness$50.002/7/2011 10:40:48 AM
ethicalhumanist$50.002/7/2011 11:37:54 AM
Artist_Blue$25.002/7/2011 12:01:05 PM
adventurous-commerce$25.002/7/2011 11:26:47 AM
Astyanax$40.002/7/2011 11:37:15 AM
hopeful-truth5$300.002/7/2011 12:26:15 PM
Ocean713$50.002/7/2011 2:51:24 PM
ursus$100.002/7/2011 3:31:25 PM
a-finance-nirvana$25.002/7/2011 3:31:30 PM
witty-openness$25.002/8/2011 2:41:00 AM
jamiee73$25.002/8/2011 6:06:13 AM
otto1939$50.002/8/2011 9:16:52 AM
upbeat-fund$25.002/8/2011 12:55:44 PM
intuitive-integrity9$50.002/8/2011 4:32:36 PM
pdxKurt$50.002/8/2011 5:29:28 PM
terrific-p2ploan$25.002/8/2011 5:35:23 PM
gracej$25.002/8/2011 6:04:17 PM
BidDaddyBigBucks$25.002/8/2011 5:34:27 PM
silver-armada$50.002/8/2011 8:05:47 PM
rjleves$25.002/8/2011 6:21:00 PM
AFairDeal$75.002/8/2011 6:21:15 PM
fareast_man$25.002/8/2011 6:32:01 PM
lenderrb$25.002/8/2011 6:35:49 PM
careful-compassion$25.002/8/2011 6:46:07 PM
superb-funds335$25.002/8/2011 8:30:49 PM
irrelevant$50.002/9/2011 7:01:28 AM
Iwantahelp$25.002/9/2011 7:12:18 AM
BuzzyBee336$30.002/9/2011 8:17:10 AM
CashBank$25.002/9/2011 8:51:15 AM
merciful-yield$96.392/9/2011 2:26:51 PM
monster4$50.002/9/2011 9:33:13 AM
selector568$50.002/9/2011 9:55:52 AM
RuleOf70$30.002/9/2011 9:38:04 AM
sincere-balance$25.002/9/2011 12:01:11 PM
simeonthewhale$50.002/9/2011 4:00:54 PM
JackinGreen$75.002/9/2011 4:24:09 PM
direct-yield$25.002/9/2011 1:27:46 PM
tuneman1980$25.002/10/2011 12:57:51 AM
crw1950$34.032/9/2011 8:34:57 PM
profitable-money$25.002/9/2011 7:44:29 PM
inforapenny$28.112/10/2011 12:58:05 AM
powerful-finance7$25.002/10/2011 12:53:15 AM
principal-sensation$25.002/10/2011 1:21:24 AM
myextracash$25.002/10/2011 2:29:00 PM
g0avs3327$25.002/10/2011 9:47:41 AM
ultimate-trade896$50.002/10/2011 9:31:46 AM
harperpotok$50.002/10/2011 1:35:58 PM
tomoe$25.002/10/2011 2:35:31 PM
bibliomania$25.002/10/2011 1:14:23 PM
shortstop21$25.002/10/2011 3:42:32 PM
Leopoldine$25.002/11/2011 1:00:39 AM
Gibbyland$50.002/11/2011 1:12:17 AM
Techne_Funds_LLC$25.002/10/2011 5:03:12 PM
gold-blanket0$25.002/11/2011 1:44:45 AM
valiant-liberty4$25.002/11/2011 1:45:01 AM
Dahlozer$50.002/11/2011 6:03:21 AM
debt-force$25.002/11/2011 6:03:32 AM
Yorker1776$50.002/10/2011 8:16:11 PM
worthy-bid8$50.002/11/2011 6:06:22 AM
triumph329$29.592/11/2011 6:57:11 AM
Mark-7$50.002/11/2011 12:43:11 AM
greenback-ally$50.002/10/2011 8:22:04 PM
integrity-doctor$100.002/11/2011 8:28:09 AM
hrubinst$50.002/11/2011 1:13:27 AM
RoyFauntleroy$25.002/11/2011 1:27:40 AM
626457$25.002/11/2011 1:09:35 AM
Mindful7$25.002/11/2011 4:41:11 AM
tender-integrity3$100.002/11/2011 1:44:54 AM
FinanceEngine$30.002/11/2011 9:42:24 AM
crdcteng$50.002/11/2011 10:14:32 AM
return-phase9$25.002/11/2011 6:38:17 AM
justinology$50.002/11/2011 10:38:52 AM
credit-kahuna$50.002/11/2011 11:51:02 AM
superpuppy$50.002/11/2011 6:40:55 AM
wise-silver-wonder$25.002/11/2011 7:11:27 AM
turbobrat$50.002/11/2011 8:06:07 AM
DalCowboys$25.002/11/2011 3:36:56 PM
mpatrick$25.002/11/2011 4:14:14 PM
murlirao2002$25.002/11/2011 10:10:55 AM
Richmp412$25.002/11/2011 10:47:30 AM
fernor$56.002/11/2011 11:20:18 AM
crawfishcentral$25.282/11/2011 11:59:14 AM
YosemiteSam$25.002/11/2011 6:30:29 PM
twerns$40.002/11/2011 12:11:37 PM
gjm6d$25.002/11/2011 8:06:22 PM
KirosPOS$90.002/11/2011 9:42:55 PM
JustOneVoice$25.002/11/2011 3:11:14 PM
PaulW$25.002/12/2011 12:57:01 AM
dgallo$25.002/12/2011 1:01:47 AM
LenderByDay$25.002/12/2011 1:03:05 AM
morewhatsinstore$25.002/12/2011 1:12:22 AM
MoNeYMaN5$25.002/11/2011 4:16:17 PM
zeelender$25.002/12/2011 1:16:29 AM
astute-benjamins$25.002/11/2011 4:16:50 PM
truenorth5$40.522/11/2011 4:22:58 PM
Cheburashka$25.002/12/2011 1:32:25 AM
dajen1$30.192/12/2011 1:43:24 AM
shadowcredit$25.592/12/2011 1:44:13 AM
Aimvest$25.002/12/2011 1:44:36 AM
upc_tnt$25.002/12/2011 1:45:30 AM
myhrer$50.002/12/2011 1:50:18 AM
DDHMoney$25.002/12/2011 1:59:32 AM
onlyastepaway$25.002/12/2011 2:04:22 AM
ayerobbie$50.002/11/2011 5:20:55 PM
kublai$25.002/11/2011 5:27:10 PM
loan-master996$50.002/11/2011 6:46:48 PM
kinetic-ore$25.002/11/2011 5:51:51 PM
benefit-flow$25.002/11/2011 6:46:51 PM
SpectrumCen$25.002/11/2011 10:45:41 PM
chief_wo$25.002/12/2011 12:56:44 AM
rmachi$25.002/12/2011 12:57:14 AM
jtradition$29.022/12/2011 1:02:39 AM
pi31415$25.002/12/2011 1:01:40 AM
BBL$34.342/12/2011 1:02:06 AM
Searlzy$25.002/12/2011 1:32:04 AM
brazilofmux$65.752/12/2011 1:03:35 AM
shingu79$27.072/12/2011 1:14:22 AM
mmckune$25.002/12/2011 1:44:29 AM
dbs$25.002/12/2011 1:16:22 AM
takarlstad$27.232/12/2011 1:28:11 AM
hardwareman$25.002/12/2011 1:56:58 AM
soheagle$25.002/12/2011 1:29:27 AM
cassius84$25.002/12/2011 1:58:42 AM
djkaiser$25.002/12/2011 1:30:31 AM
ss2020$26.812/12/2011 2:12:11 AM
tlam168$25.002/12/2011 1:43:59 AM
Sibelius2$25.002/12/2011 1:45:24 AM
anders94$29.692/12/2011 1:46:24 AM
MasterKey$25.002/12/2011 1:58:57 AM
jblack01$25.002/12/2011 2:00:11 AM
rlgnyc$38.542/12/2011 2:13:31 AM
think-become$25.002/12/2011 2:28:47 AM
356 Investments
 
Borrower Payment Dependent Notes Series 492844
This series of Notes was issued and sold upon the funding of the borrower loan #47110, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-06-2011 
Term: 36 months Listing End date:  Feb-08-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $285.74
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Mar-1999 Debt/Income ratio: 20%
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 7 / 6Length of status:12y 5m
Amount delinquent: $0 Total credit lines: 20 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,618Stated income:$50,000-$74,999
Delinquencies in last 7y: 3 Bankcard utilization: 79%  
   Homeownership: Yes  
Screen name: undaunted-asset4 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan
Purpose of loan:
This loan will be used to?Pay down debt and home improvements
I am a good candidate for this loan because?I have a stable job, and work very hard in being responsible for my credit to make up mistakes I have made in the past with my credit.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 1.)163,669 2.)172,000 (Feb-06-2011)
Q: I would like to know your paygrade and service, plus PCS or deployment plans over the loan term. Thanks! - Integrity1st
A: Paygrade is E-6, no plans to PCS or deploy on a volunteer basis. Please keep in mind that the military can move me as a non-volunteer at any time. (Feb-07-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
kulender$50.002/6/2011 12:03:14 PM
jazzlender$25.002/6/2011 12:05:20 PM
orderly-leverage$50.002/6/2011 12:09:31 PM
profit-powerplant$25.002/6/2011 12:12:19 PM
Investoman$50.002/6/2011 12:15:24 PM
kingston4g$25.002/6/2011 12:15:36 PM
genius520$100.002/6/2011 12:15:44 PM
2grindstones$25.002/6/2011 1:46:08 PM
beachliving29$44.422/6/2011 2:02:46 PM
papaloha$25.002/6/2011 7:11:03 PM
reflective-rupee$300.772/6/2011 8:13:13 PM
Kash2010lu$25.002/6/2011 9:40:25 PM
lendstats_com$100.002/6/2011 8:30:30 PM
thrifty-capital$25.002/6/2011 7:54:16 PM
WonByOne$46.612/7/2011 4:30:37 AM
greencat$50.002/7/2011 7:29:47 AM
musegaze$100.002/7/2011 9:37:51 AM
benjamins-utopia$50.002/7/2011 10:36:48 AM
finance-prescription$50.002/7/2011 2:43:12 PM
zorg77$25.002/7/2011 4:41:06 PM
bughead$25.002/7/2011 8:40:15 PM
orange-rapid-benjamins$25.002/7/2011 6:56:40 PM
commitment-orbiter5$50.002/7/2011 8:05:59 PM
leverage-monger$25.002/8/2011 8:15:43 AM
money-bauble$100.002/8/2011 1:26:22 PM
consummate-loyalty1$50.002/8/2011 5:57:47 PM
umfan123$25.002/8/2011 5:30:14 PM
Apex-Lender$25.002/8/2011 6:16:02 PM
ingenious-truth0$55.002/8/2011 6:16:17 PM
DonaldColorado$30.062/8/2011 6:17:29 PM
ingenious-deal6$25.002/8/2011 6:17:40 PM
Wellman$50.002/8/2011 6:17:49 PM
Dubbs360$25.002/8/2011 6:18:21 PM
apostle901$25.002/8/2011 6:18:26 PM
jasjac0105$25.002/8/2011 6:19:18 PM
rescue$100.002/8/2011 6:19:28 PM
SDNLR$25.002/8/2011 6:19:47 PM
payment-gusto$25.002/8/2011 6:19:53 PM
loss-of-control$25.002/8/2011 6:21:03 PM
Smallbear$25.002/8/2011 6:43:04 PM
gold-commander0$32.162/8/2011 6:08:47 PM
the-yield-surfer$50.002/8/2011 6:16:19 PM
hard-working-loot$25.002/8/2011 6:17:31 PM
justonejake$25.002/8/2011 6:17:42 PM
ommcd$25.002/8/2011 6:18:01 PM
Marfloogan$25.002/8/2011 6:12:47 PM
MT1130$50.002/8/2011 9:25:58 PM
dough-bear$50.002/8/2011 6:13:07 PM
kegs$150.002/8/2011 6:13:13 PM
bid-czar8$50.002/8/2011 6:19:15 PM
seisen$50.002/8/2011 6:19:29 PM
missing-link$25.002/8/2011 6:19:40 PM
Angel_Investor_7$25.002/8/2011 6:14:48 PM
asiaratt$50.002/8/2011 6:19:48 PM
GMOD026$25.002/8/2011 6:16:07 PM
community-platoon8$25.002/8/2011 6:16:14 PM
be_wise$25.002/8/2011 10:21:47 PM
somebody32$50.002/8/2011 6:16:22 PM
capital-halo1$150.972/8/2011 6:16:26 PM
worth-arch$25.002/8/2011 10:23:13 PM
bountiful-durability$100.002/8/2011 6:17:32 PM
oregonusa$50.002/8/2011 6:17:35 PM
credit-sycamore4$100.002/8/2011 6:17:39 PM
CC911$25.002/8/2011 6:18:09 PM
deal-maple2$25.002/8/2011 6:18:52 PM
worthy-bid8$50.002/8/2011 6:19:12 PM
mercuriant$25.002/8/2011 6:19:25 PM
Loanstou$55.832/8/2011 7:25:03 PM
a-plentiful-loyalty$25.002/8/2011 6:25:53 PM
balance-force$25.002/8/2011 8:00:44 PM
lenderrb$25.002/8/2011 6:40:57 PM
willinvest$25.002/8/2011 7:26:06 PM
IntrepidInvestment$50.002/8/2011 8:00:43 PM
jjswanso$25.002/8/2011 10:23:47 PM
SV-AZ$71.182/8/2011 10:53:04 PM
draggon77$25.002/8/2011 10:14:29 PM
sensible-order2$100.002/6/2011 12:04:30 PM
simplelender80$200.002/6/2011 12:04:57 PM
HamachiMan$50.002/6/2011 12:10:45 PM
gain-equator$25.002/6/2011 12:11:56 PM
deegeeman$50.002/6/2011 12:14:58 PM
suave-dime6$25.002/6/2011 12:10:12 PM
liberty-society5$25.002/6/2011 12:11:16 PM
authoritative-platinum7$25.002/6/2011 12:12:29 PM
lendstats_com$91.182/6/2011 8:33:24 PM
hurricanefever$50.002/6/2011 2:13:15 PM
SolarMoonshine$25.002/6/2011 1:23:44 PM
festeringsnot$25.002/6/2011 6:55:58 PM
Bob450$25.002/7/2011 7:11:25 AM
doomsday18$25.002/7/2011 7:38:01 AM
Artist_Blue$25.002/7/2011 12:00:54 PM
AF-Chief$50.002/7/2011 12:01:56 PM
Shining-Star$200.002/7/2011 10:54:26 AM
hopeful-truth5$50.002/7/2011 12:27:45 PM
Ocean713$50.002/7/2011 2:51:14 PM
rhodylend$28.102/7/2011 5:04:05 PM
Jazzy503$25.002/7/2011 4:24:26 PM
skillful-asset5$30.002/7/2011 6:31:29 PM
beakerfish$50.002/7/2011 6:45:49 PM
loanman2007$75.002/8/2011 6:07:15 AM
foothillender$25.002/8/2011 7:09:05 AM
important-openness1$50.002/8/2011 1:37:35 PM
indomitable-dedication$50.002/8/2011 1:30:53 PM
HammerSmith$25.002/8/2011 5:42:40 PM
Rdodson11$25.002/8/2011 6:13:26 PM
wwwUniversal$25.002/8/2011 6:13:32 PM
emgventures$50.002/8/2011 6:16:10 PM
power-trophy7$25.002/8/2011 6:16:24 PM
uncleegg$50.002/8/2011 6:17:37 PM
first-upright-payout$25.002/8/2011 6:17:46 PM
finance-mushroom$100.002/8/2011 6:18:29 PM
TheCount$25.002/8/2011 6:18:59 PM
zone8$125.002/8/2011 6:19:13 PM
careful-note$50.002/8/2011 6:19:19 PM
epic-value6$50.002/8/2011 6:21:19 PM
new-social-economist$44.652/8/2011 6:13:05 PM
wise-rupee-sanctuary$50.002/8/2011 6:14:30 PM
IIP77$25.002/8/2011 6:09:40 PM
raisingophelia$25.002/8/2011 6:16:12 PM
excellent-loan8$25.002/8/2011 8:16:38 PM
periko$25.002/8/2011 8:19:45 PM
credit-investor5$50.002/8/2011 6:17:43 PM
riveting-credit5$273.242/8/2011 8:44:16 PM
ingenious-interest1$50.002/8/2011 6:19:10 PM
handshake5$100.002/8/2011 6:13:16 PM
velocity-solo$30.002/8/2011 6:19:22 PM
CA-Lender$25.002/8/2011 6:13:34 PM
PatRichi$25.002/8/2011 6:19:34 PM
FeedTheMachine$50.002/8/2011 6:19:37 PM
treasure-bliss$50.002/8/2011 6:15:04 PM
credit-force5$50.002/8/2011 6:19:45 PM
active-reward7$50.002/8/2011 6:15:45 PM
desertoasis$25.002/8/2011 6:16:08 PM
rapid-currency$25.002/8/2011 6:16:21 PM
orange-preeminant-bill$50.002/8/2011 10:23:47 PM
Rob717171$50.002/8/2011 6:17:34 PM
natejx$25.002/8/2011 6:17:36 PM
peace-missile$25.002/8/2011 6:17:45 PM
JiggaJoeyS$30.072/8/2011 6:27:54 PM
benefit-flow$25.002/8/2011 6:29:11 PM
forthright-dedication$25.002/8/2011 6:19:16 PM
mammalian4$25.002/8/2011 6:30:15 PM
Speculator$25.002/8/2011 6:19:52 PM
redhead21$60.762/8/2011 6:49:52 PM
Ananya$25.002/8/2011 7:26:39 PM
jjswanso$25.002/8/2011 10:24:03 PM
146 Investments
 
Borrower Payment Dependent Notes Series 493058
This series of Notes was issued and sold upon the funding of the borrower loan #47131, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-06-2011 
Term: 36 months Listing End date:  Feb-06-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $81.64
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Feb-2008 Debt/Income ratio: 4%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:5y 5m
Amount delinquent: $0 Total credit lines: 4 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: bunnny Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Help to renovate my bath leak
Purpose of loan:
This loan will be used to renovate my bath, part of the kitchen and some other small items around my home

My financial situation:
I am a good candidate for this loan because I have stable job respectively income.

Monthly net income: $2800.00

Monthly expenses: $700
??Housing: $
??Insurance: $N/A
??Car expenses: $N/A
??Utilities: $50
??Phone, cable, internet: $250
??Food, entertainment: $250
??Clothing, household expenses $100
??Credit cards and other loans: $N/A
??Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
nethosters$25.002/6/2011 12:01:57 PM
simplelender80$200.002/6/2011 12:05:05 PM
competent-p2p$30.002/6/2011 12:05:46 PM
orderly-leverage$50.002/6/2011 12:09:41 PM
authoritative-platinum7$25.002/6/2011 12:12:35 PM
Danjack_Capital$25.002/6/2011 12:02:22 PM
Investoman$50.002/6/2011 12:15:34 PM
sensible-order2$100.002/6/2011 12:04:40 PM
nodebt2012$25.002/6/2011 12:16:09 PM
Evolver$50.002/6/2011 12:05:43 PM
vutah$25.002/6/2011 12:05:54 PM
MarvintheMartian$25.002/6/2011 12:49:24 PM
one-midas$25.002/6/2011 2:44:36 PM
suave-dime6$25.002/6/2011 12:10:22 PM
MoneyForNothing$25.002/6/2011 4:31:25 PM
MoneyForNothing$10.812/6/2011 6:36:32 PM
deegeeman$50.002/6/2011 12:15:06 PM
nelie150$25.422/6/2011 4:42:59 PM
good4loan$25.002/6/2011 5:40:53 PM
social-heart$40.002/6/2011 6:28:29 PM
malar$25.002/6/2011 6:33:37 PM
OSERENKUKU$25.002/6/2011 6:17:46 PM
jazzlender$25.002/6/2011 12:05:31 PM
ASR3$35.002/6/2011 12:15:10 PM
CashFlow13$100.002/6/2011 12:03:50 PM
Kash2010lu$28.002/6/2011 12:05:39 PM
kulender$50.002/6/2011 12:03:24 PM
interstellar$75.002/6/2011 1:10:49 PM
profit-powerplant$25.002/6/2011 12:12:24 PM
HamachiMan$50.002/6/2011 12:10:53 PM
gain-equator$25.002/6/2011 12:12:01 PM
upbeat-finance8$25.002/6/2011 12:21:32 PM
genius520$100.002/6/2011 12:15:54 PM
trade-goblin9$50.002/6/2011 1:09:34 PM
DHolly$30.002/6/2011 12:32:28 PM
SolarMoonshine$25.002/6/2011 1:06:51 PM
Christophe$25.002/6/2011 2:14:59 PM
reflective-rupee$300.772/6/2011 2:45:34 PM
2grindstones$25.002/6/2011 1:30:58 PM
profitable-balance$25.002/6/2011 6:35:34 PM
a2190b$25.002/6/2011 3:46:10 PM
MoneyForNothing$25.002/6/2011 4:39:23 PM
a-golden-deal$25.002/6/2011 4:53:55 PM
43 Investments
 
Borrower Payment Dependent Notes Series 493126
This series of Notes was issued and sold upon the funding of the borrower loan #47100, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-09-2011 
Term: 36 months Listing End date:  Feb-11-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $224.51
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Mar-1991 Debt/Income ratio: 22%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 10Length of status:5y 4m
Amount delinquent: $0 Total credit lines: 43 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $63,558Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 99%  
   Homeownership: Yes  
Screen name: meteoric-benefit9 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Resolution in Action
Purpose of loan:
This loan will be used to? consolidate multiple revolving credit card?accounts with super high interest?into one easy to manage monthly payment!

My financial situation:
I am a good candidate for this loan because...I am a college educated, responsible senior level professional, happily married, mother of three.? I effectively manage multiple, multi-million dollar projects for a global organization to ensure on time and under budget delivery complete with client satisfaction.? I? have an excellent work ethic and believe in the power of a "formula" I call CR+IT.? This means: Collaboration, Reach,?Integrity and Transparency.? These traits?encourage professionals at all levels to collaborate with their colleagues?to ensure understanding and to reach out to others in their organization to effectively communicate and demonstrate integrity which equates to transparency.

While I do have a debt to income ratio of 22%, all of my bills are paid on time with no delinquencies despite the tough economy.? At this juncture, I manage?all household expenses and the costs?associated with?three young daughters.? The tough financial times have?left my husband, a successful business owner of 17 years with no alternative but to shut his doors and thus unemployed, but constantly looking for job opportunities.? Despite these trials and tribulations, I have kept the lights on, food on the table, and everyone is still happy and positive.? In so doing, I have accumulated credit card debt that I resolve to consolidate?so as to?eliminate high interest rates and allow for continued pay off and closure of these accounts.?Please, consider my application coupled with my responsible payment history, 6 figure income, stable employment?and work ethics?so that I will be able to make steps to achieve a more stable financial future for myself and family.


Monthly net income: $ 6600.00
Monthly expenses: $
??Housing: $ 879.00 payment?plus 300.00 per month in Home?Owner's Association dues
??Insurance: $ 160.00
??Car expenses: $ 0 (cars are paid off in full)
??Utilities: $ 300.00
??Phone, cable, internet: $ 220.00
??Food, entertainment: $?650.00
??Clothing, household expenses $ 250.00
??Credit cards and other loans: $ 1700.00
??Other expenses: $ 200.00 per month for tutoring
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Hi, There is a balance of 95,060 on the mortgage. No second mortgage or refinance. The market value according to zillow.com is 139,500. (Feb-09-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
sensible-order2$100.002/9/2011 9:02:44 AM
irrelevant$50.002/9/2011 9:07:14 AM
Jack55304$300.002/9/2011 9:07:18 AM
suave-dime6$25.002/9/2011 9:04:56 AM
HamachiMan$50.002/9/2011 9:05:07 AM
genius520$100.002/9/2011 9:05:39 AM
finance-prescription$50.002/9/2011 9:06:05 AM
platinum-investor1$25.002/9/2011 1:07:32 PM
simplelender80$100.002/9/2011 9:02:09 AM
benjamins-utopia$50.002/9/2011 9:06:00 AM
reflective-rupee$500.772/9/2011 9:37:59 AM
loanman2007$100.002/9/2011 10:27:37 AM
El_Profesional$25.002/9/2011 11:09:34 AM
witty-openness$25.002/9/2011 10:05:04 AM
grnii78$100.002/9/2011 12:35:05 PM
brightest-dignified-penny$25.002/9/2011 3:16:58 PM
Artist_Blue$25.002/10/2011 6:06:30 AM
gothampark$25.002/9/2011 5:22:30 PM
liberty-destiny3$25.002/9/2011 6:35:44 PM
grotheik$25.002/10/2011 8:14:30 AM
credit-elation1$25.002/9/2011 5:40:55 PM
nilonc1$200.002/10/2011 3:17:03 AM
buffalobills$25.002/10/2011 8:02:53 AM
systematic-fairness1$61.592/10/2011 1:21:08 PM
mauge35$52.662/10/2011 2:37:49 PM
liberty-destiny3$25.002/10/2011 2:50:49 PM
horse-gal$50.002/10/2011 12:44:56 PM
rjrventure$50.002/10/2011 1:23:53 PM
finance-mushroom$100.002/10/2011 4:46:10 PM
erowis$55.002/10/2011 11:03:30 PM
glroark$150.002/10/2011 4:35:40 PM
papaloha$25.002/11/2011 1:01:03 AM
octoberfresh$26.002/11/2011 1:11:18 AM
Reliance_Banker$33.802/10/2011 5:24:39 PM
worthy-bid8$50.002/11/2011 6:06:49 AM
transformer855$50.002/10/2011 6:42:01 PM
psycardis$25.002/10/2011 10:28:41 PM
well-mannered-income3$30.002/10/2011 7:14:00 PM
Christophe$25.002/11/2011 7:21:03 AM
EBITDA$25.002/11/2011 12:49:43 AM
Bomber$25.002/11/2011 5:15:23 AM
privatebankerva$25.002/11/2011 6:15:44 AM
UBOtto186$25.002/11/2011 6:20:04 AM
durability-halibut$28.332/11/2011 7:19:13 AM
integrity-doctor$100.002/11/2011 8:26:13 AM
a-restless-dollar$67.312/11/2011 8:50:35 AM
UCLA4life$35.002/9/2011 9:07:07 AM
2grindstones$25.002/9/2011 9:16:12 AM
Nerdster1$50.052/9/2011 9:24:04 AM
investment-artist$25.002/9/2011 9:26:05 AM
jazzlender$25.002/9/2011 9:04:08 AM
important-openness1$50.002/9/2011 9:06:13 AM
kulender$50.002/9/2011 9:01:47 AM
Maximum_Investment$25.002/9/2011 1:24:36 PM
orderly-leverage$50.002/9/2011 9:04:44 AM
monster4$50.002/9/2011 9:32:53 AM
greencat$50.002/9/2011 9:33:55 AM
profit-powerplant$25.002/9/2011 9:05:33 AM
musegaze$100.002/9/2011 9:05:53 AM
squarebob$25.002/9/2011 10:54:33 AM
briskdevl07$25.002/9/2011 2:24:20 PM
hopeful-truth5$200.002/9/2011 5:53:31 PM
LibbyZ$50.002/9/2011 6:17:25 PM
red-favorable-basis$25.002/9/2011 3:18:10 PM
silver-bluebird$40.002/9/2011 4:34:24 PM
BDS$27.112/10/2011 7:22:56 AM
spiff666$25.002/10/2011 8:33:55 AM
vutah$50.002/9/2011 7:56:03 PM
loss-of-control$150.002/9/2011 6:07:34 PM
Bob450$25.002/9/2011 8:55:52 PM
kttalamo$25.002/10/2011 7:44:07 AM
rupee_power$25.002/10/2011 12:18:14 PM
tomoe$25.002/10/2011 1:54:40 PM
Leshan$25.002/10/2011 4:16:54 PM
Imageloan$75.002/10/2011 5:16:10 PM
bibliomania$25.002/10/2011 1:13:03 PM
sfmf$25.002/10/2011 5:42:12 PM
Frosty$30.002/10/2011 1:52:15 PM
social-hunter5$100.002/10/2011 11:47:18 AM
magnolia161$50.002/10/2011 6:16:33 PM
authoritative-platinum7$25.002/10/2011 4:46:40 PM
credit-missile$75.002/10/2011 10:54:22 PM
jjswanso$50.002/11/2011 5:43:50 AM
platinum-czar$100.002/10/2011 7:37:47 PM
leverage-monger$25.002/10/2011 6:27:36 PM
rockhound84$25.002/11/2011 6:26:17 AM
fund-baker$25.002/11/2011 6:36:45 AM
JeffHoll$50.002/11/2011 7:14:56 AM
moola-monger9$50.002/11/2011 7:24:14 AM
all_of_that_one$25.132/11/2011 5:13:30 AM
corporatejim$50.002/11/2011 3:18:27 AM
rjcoutur2001$25.122/11/2011 7:30:58 AM
green-wampum-titan$25.002/11/2011 8:22:21 AM
EretzCapital$25.022/11/2011 8:26:28 AM
unflappable-gold6$25.002/11/2011 8:50:07 AM
chrisb1414$25.002/11/2011 7:22:30 AM
mlj0671$25.002/11/2011 7:38:32 AM
JohnWS$62.112/11/2011 8:43:00 AM
platinum-enlightenment$25.002/11/2011 9:01:17 AM
TackingWindward$25.002/11/2011 9:11:21 AM
worthy-bid4$50.002/11/2011 9:30:42 AM
101 Investments
 
Borrower Payment Dependent Notes Series 493136
This series of Notes was issued and sold upon the funding of the borrower loan #47116, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-07-2011 
Term: 36 months Listing End date:  Feb-09-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $163.28
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Feb-2006 Debt/Income ratio: 22%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 14Length of status:3y 0m
Amount delinquent: $0 Total credit lines: 21 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,207Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 93%  
   Homeownership: Yes  
Screen name: deal-shrine8 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home heating upgrade
Purpose of loan:
This loan will be used to upgrade home heating boiler

My financial situation:
I am a good candidate for this loan because?i always pay my bills ontime and have never been delinquent.

Monthly net income: $ 3100.00

Monthly expenses: $
??Housing: $ 1063
??Insurance: $ 151
??Car expenses: $ 120.00
??Utilities: $ 74.00
??Phone, cable, internet: $ 170 (fiancee)
??Food, entertainment: $ 300?
??Clothing, household expenses $?n/a
??Credit cards and other loans: $ 250.00
??Other?Car loan?expenses: $ 450.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 1) Total mortgage owed $128,000. No heloc. 2) Market value $189,000. Insured rep cost on dwelling $205,000. 3) Zillow est $150,000. (Feb-08-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
jazzlender$25.002/7/2011 5:03:20 PM
gain-equator$25.002/7/2011 5:07:04 PM
deegeeman$50.002/7/2011 5:08:17 PM
benjamins-utopia$50.002/7/2011 5:09:38 PM
simplelender80$200.002/7/2011 5:02:48 PM
upbeat-finance8$50.002/7/2011 7:42:00 PM
commitment-orbiter5$50.002/7/2011 8:06:21 PM
reflective-rupee$200.772/7/2011 5:05:02 PM
2grindstones$25.002/7/2011 10:51:14 PM
orderly-leverage$50.002/7/2011 5:05:35 PM
authoritative-platinum7$25.002/7/2011 5:07:30 PM
musegaze$100.002/7/2011 5:09:24 PM
genius520$100.002/7/2011 5:08:27 PM
MarvintheMartian$25.002/7/2011 5:12:08 PM
zone6$50.002/8/2011 1:09:04 AM
one-midas$25.002/7/2011 5:17:46 PM
Artist_Blue$25.002/8/2011 6:07:32 AM
Nerdster1$25.052/8/2011 3:41:53 AM
hopeful-truth5$200.002/8/2011 4:28:05 AM
loanman2007$25.002/8/2011 6:02:17 AM
golffish2$100.002/8/2011 4:01:44 AM
investment-artist$25.002/8/2011 8:06:40 AM
leverage-monger$25.002/8/2011 8:12:10 AM
foothillender$25.002/8/2011 7:07:16 AM
EngineersAlliance$100.002/8/2011 7:10:33 AM
BDS$50.002/8/2011 8:50:17 AM
ac787$25.002/8/2011 3:33:50 PM
brightest-dignified-penny$25.002/8/2011 4:09:13 PM
octoberfresh$26.002/8/2011 6:08:51 PM
zorg77$25.002/8/2011 6:18:16 PM
Kqwik$35.002/9/2011 12:09:23 AM
Investoman$50.002/8/2011 6:18:43 PM
SqueezeKing$25.002/9/2011 12:38:11 AM
bold-attentive-listing$25.002/8/2011 8:41:33 PM
beakerfish$75.002/8/2011 9:28:42 PM
careful-compassion$25.002/8/2011 6:48:19 PM
Southern_Illinois_Girl$33.892/8/2011 8:01:30 PM
elegant-commerce7$50.002/9/2011 7:05:10 AM
ready-interest9$25.002/9/2011 8:28:36 AM
realtormoises$25.002/9/2011 6:08:00 AM
nodebt2012$25.002/9/2011 9:46:27 AM
bunnybear$35.702/9/2011 9:52:37 AM
relaxation688$25.002/9/2011 7:12:35 AM
ore-dojo$25.002/9/2011 9:02:00 AM
monster4$50.002/9/2011 9:32:27 AM
DasMula$25.002/7/2011 5:12:25 PM
kulender$50.002/7/2011 5:01:46 PM
sensible-order2$100.002/7/2011 5:02:36 PM
suave-dime6$25.002/7/2011 5:05:56 PM
HamachiMan$50.002/7/2011 5:06:20 PM
profit-powerplant$25.002/7/2011 5:07:23 PM
papaloha$25.002/7/2011 5:08:57 PM
finance-prescription$50.002/7/2011 5:09:53 PM
vutah$25.002/7/2011 7:26:54 PM
favorite-commerce$75.002/7/2011 8:09:15 PM
exchange-squirrel$50.002/8/2011 2:09:34 AM
greencat$50.002/8/2011 7:06:03 AM
a-restless-dollar$50.002/8/2011 12:30:49 PM
income-lion$25.002/8/2011 12:44:47 PM
important-openness1$50.002/8/2011 1:37:44 PM
SolarMoonshine$25.002/8/2011 3:57:40 PM
Kash2010lu$25.002/8/2011 4:56:50 PM
LuvToLend$26.462/8/2011 5:41:49 PM
loss-of-control$50.002/8/2011 6:15:20 PM
ss88yo$50.002/9/2011 12:32:18 AM
kind-important-liberty9$25.002/9/2011 1:37:25 AM
kendigme$47.712/9/2011 1:54:52 AM
Jack55304$300.002/9/2011 7:36:25 AM
agalt$75.002/9/2011 8:22:05 AM
Bob450$25.002/9/2011 1:01:18 AM
balanced-balance6$30.002/9/2011 3:41:00 AM
irrelevant$25.002/9/2011 6:57:32 AM
Christophe$25.002/9/2011 7:25:01 AM
dpries123$25.002/9/2011 8:01:14 AM
famous-bill$25.002/9/2011 8:06:20 AM
attractive-fund$50.002/9/2011 8:58:25 AM
Leshan$25.002/9/2011 9:12:41 AM
impala6464$100.002/9/2011 9:26:20 AM
point-pinnacle$25.002/9/2011 9:34:20 AM
MoneyForNothing$14.422/9/2011 9:53:15 AM
FutureLenderEC$25.002/9/2011 9:31:36 AM
cti11$25.002/9/2011 9:37:56 AM
82 Investments
 
Borrower Payment Dependent Notes Series 493232
This series of Notes was issued and sold upon the funding of the borrower loan #47073, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-08-2011 
Term: 36 months Listing End date:  Feb-12-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $265.33
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-1999 Debt/Income ratio: 16%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 8Length of status:1y 11m
Amount delinquent: $0 Total credit lines: 45 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $290Stated income:$100,000+
Delinquencies in last 7y: 3 Bankcard utilization: 9%  
   Homeownership: Yes  
Screen name: emphatic-exchange Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
San
undefinedundefinedundefined Purpose of loan:
Consolidate several smaller loan payments into one loan payment.

My financial situation:
I am a good candidate for this loan because; I have been working as a NASA Contractor for over 28 years which provides me the income stability needed to repay this loan.Because of contract changes my current employment with SAIC has been a little over a year but the same contract with NASA.I have wanted to consolidate several small loans in order to manage my finances better and keep the stress of having to pay this person, this person, etc.

Monthly net income: $ 5,400.00

Monthly expenses: $
??Housing: $ 1311.00
??Insurance: $ 65.00 (house), 230.00 (car)
??Car expenses: $ 394.00 (only 10 payments left)
??Utilities: $ 175.00
??Phone, cable, internet: $ 129.00
??Food, entertainment: $ 250.00
??Clothing, household expenses $ 200.00
??Credit cards and other loans: $1,300.00 
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hello! I am interested in your loan. Please list the debts you want to consolidate, including outstanding balance, APR, and min monthly payment. Also, what are the 3 delinquencies noted in your file? - newest-funds-powerplant
A: Sun Loan Balance Owe 1,000.00 112.00 monthly APR 29.8% Priority Lending Owe 800.00 94.00 monthly APR 29.8% Credit Central owe 900.00 110.00 monthly APR 26.8% First Service owe 1,000 124.00 monthly APR 29.0% First Franklin owe 3,500 224.00 monthly APR 26.0% Wal-Mart owe 900.00 50.00 monthly APR 19.0% Amazon Credit owe 900.00 30.00 monthly APR 13.0% World Finance owe 3,800.00 185.00 APR 28% Redstone Federal Credit Union owe 8,000.00 174.00 monthly APR 8.0% (Feb-09-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 97,000.00. the value on tax assessment was 85,900 but the garage is a room and the sqft. is now at 1850 so the last appraisal was 110,00.00 value (Feb-09-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$200.002/8/2011 5:04:26 PM
Kash2010lu$28.002/8/2011 5:06:24 PM
finance-prescription$50.002/8/2011 5:12:37 PM
kulender$50.002/8/2011 5:02:23 PM
HamachiMan$50.002/8/2011 5:09:39 PM
suave-dime6$25.002/8/2011 5:08:50 PM
musegaze$100.002/8/2011 5:12:17 PM
Angel_Investor_7$25.002/8/2011 5:22:49 PM
zone6$50.002/8/2011 5:33:45 PM
2grindstones$25.002/8/2011 6:45:41 PM
kind-bid-genome$25.002/8/2011 10:31:21 PM
leverage-monger$25.002/9/2011 7:39:47 AM
greencat$50.002/9/2011 7:17:24 AM
UCLA4life$35.002/9/2011 6:56:11 AM
Marcus_Cato$28.242/9/2011 10:41:54 AM
monster4$50.002/9/2011 9:32:47 AM
seanambrose$25.002/9/2011 9:53:38 AM
papaloha$25.002/9/2011 12:12:14 PM
sk10023$25.002/9/2011 1:03:28 PM
master648$25.002/9/2011 1:48:17 PM
loss-of-control$100.002/9/2011 6:12:25 PM
ThatDanGuy$50.002/9/2011 2:29:13 PM
red-favorable-basis$25.002/9/2011 3:20:07 PM
Bob450$25.002/9/2011 8:55:47 PM
leverage-ectasy$25.002/9/2011 4:54:17 PM
finance-mushroom$100.002/10/2011 3:20:48 AM
Artist_Blue$25.002/10/2011 6:06:35 AM
logical-loyalty0$25.002/9/2011 10:10:55 PM
commitment-orbiter5$50.002/10/2011 11:05:45 AM
tomoe$25.002/10/2011 2:01:42 PM
glroark$100.002/10/2011 4:39:31 PM
deal-financier0$50.002/10/2011 10:33:42 AM
rupee_power$25.002/10/2011 12:21:42 PM
hunterMG$25.002/10/2011 12:45:58 PM
Rob717171$50.002/10/2011 5:55:48 PM
Uylsses$100.002/10/2011 2:39:34 PM
1SteelerFan$25.002/10/2011 10:32:20 PM
wise-benjamins-fortress$25.002/10/2011 11:37:01 PM
yield-aurora4$100.002/11/2011 9:31:15 AM
jjswanso$50.002/11/2011 5:41:43 AM
FinanceEngine$25.002/11/2011 9:37:05 AM
branaa99$25.002/11/2011 9:39:16 AM
debt-force$25.002/11/2011 6:03:37 AM
corporatejim$50.002/11/2011 3:21:29 AM
Pu239$60.002/11/2011 9:57:39 AM
payout-bridge$300.002/11/2011 11:02:12 AM
euro-mirth$25.002/11/2011 6:10:45 AM
Astyanax$40.002/11/2011 1:22:16 PM
PCity-LOA15$37.192/11/2011 3:56:55 PM
Cromag$25.002/11/2011 10:08:42 AM
FeedTheMachine$50.002/11/2011 5:03:59 PM
desertoasis$25.002/11/2011 8:15:42 PM
EarlyRiser$250.002/11/2011 4:16:42 PM
flwah$25.002/12/2011 2:15:50 AM
himistu22$25.002/11/2011 6:31:28 PM
jjsparks28$26.012/12/2011 3:23:05 AM
SV-AZ$35.002/11/2011 7:15:17 PM
happy-yield$42.572/12/2011 5:07:11 AM
mistertao$25.002/11/2011 9:46:25 PM
Christophe$25.002/11/2011 9:27:48 PM
seisen$50.002/12/2011 1:49:49 AM
orange-preeminant-bill$50.002/12/2011 3:01:05 AM
crazyinjun$48.432/12/2011 4:50:35 AM
MoneyForNothing$6.572/12/2011 5:14:01 AM
payment-gusto$25.002/12/2011 3:04:37 AM
orderly-leverage$50.002/8/2011 5:08:32 PM
reflective-rupee$250.772/8/2011 5:08:49 PM
profit-powerplant$25.002/8/2011 5:11:05 PM
jazzlender$25.002/8/2011 5:14:08 PM
DasMula$25.002/8/2011 5:24:59 PM
sensible-order2$100.002/8/2011 5:04:19 PM
Tradesmanlender$50.002/8/2011 5:04:46 PM
genius520$100.002/8/2011 5:11:41 PM
benjamins-utopia$50.002/8/2011 5:12:28 PM
important-openness1$50.002/8/2011 5:12:58 PM
FinDoc$25.002/8/2011 5:28:56 PM
squarebob$25.002/8/2011 5:49:48 PM
authoritative-platinum7$25.002/8/2011 6:15:38 PM
CashFlow13$100.002/8/2011 6:22:08 PM
Jack55304$300.002/9/2011 7:36:40 AM
irrelevant$50.002/9/2011 7:02:02 AM
hopeful-truth5$100.002/9/2011 7:06:30 AM
foothillender$25.002/9/2011 10:53:50 AM
gain-equator$25.002/9/2011 12:12:32 PM
newest-funds-powerplant$25.002/9/2011 9:13:54 AM
loanman2007$25.002/9/2011 10:29:58 AM
witty-openness$25.002/9/2011 5:13:09 PM
LibbyZ$50.002/9/2011 6:17:21 PM
Shining-Star$25.002/9/2011 6:49:52 PM
Myrick$25.002/9/2011 6:20:56 PM
liberty-destiny3$25.002/9/2011 6:35:42 PM
benefit-banshee$50.002/9/2011 6:34:04 PM
contract-student2$50.002/10/2011 7:17:58 AM
spiff666$25.002/10/2011 8:37:11 AM
money-bauble$100.002/10/2011 8:51:21 AM
credit-sycamore4$100.002/10/2011 4:45:16 PM
realtormoises$25.002/10/2011 9:48:51 AM
skillful-asset5$31.092/10/2011 5:43:10 PM
gold-cluster$100.002/10/2011 6:01:22 PM
Banker7371$25.002/10/2011 11:36:04 PM
Investoman$50.002/11/2011 1:47:32 AM
SweatyBalls$25.002/10/2011 5:41:02 PM
magnolia161$50.002/10/2011 6:16:30 PM
John_Galt$66.002/10/2011 6:45:46 PM
jumbonav$90.002/10/2011 6:57:33 PM
platinum-czar$100.002/10/2011 7:39:45 PM
well-mannered-income3$25.002/10/2011 7:15:11 PM
ZOOOM$25.002/10/2011 9:08:50 PM
ore-armada$25.002/11/2011 4:46:07 AM
worthy-bid8$50.002/11/2011 6:06:47 AM
diplomatic-wealth7$25.002/11/2011 12:01:08 PM
moola-monger9$50.002/11/2011 7:27:17 AM
larryboy10$25.002/11/2011 12:54:42 PM
CA-Lender$25.002/11/2011 5:01:19 PM
JFKPilot$25.002/11/2011 12:02:48 PM
attractive-rate$25.002/11/2011 6:34:39 PM
excellent-loan8$25.002/11/2011 12:54:44 PM
mammalian4$25.002/11/2011 2:49:36 PM
tigercat$50.002/11/2011 3:28:24 PM
mpatrick$25.002/11/2011 4:13:21 PM
treasure-bliss$50.002/12/2011 2:40:43 AM
loyaltyologist$45.002/11/2011 5:17:11 PM
erowis$43.002/11/2011 8:02:21 PM
hidavehi$44.002/11/2011 8:27:55 PM
abovefifty$60.002/11/2011 8:45:36 PM
mark1017-31$83.132/12/2011 1:50:24 AM
greenback-guard$25.002/12/2011 3:06:32 AM
127 Investments
 
Borrower Payment Dependent Notes Series 490387
This series of Notes was issued and sold upon the funding of the borrower loan #47113, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-04-2011 
Term: 36 months Listing End date:  Feb-04-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Mar-1996 Debt/Income ratio: 7%
Credit score: 660-679 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 4 Current / open credit lines: 3 / 3Length of status:2y 0m
Amount delinquent: $0 Total credit lines: 35 Occupation: Laborer
Public records last 12m / 10y: 1/ 1 Revolving credit balance: $810Stated income:$25,000-$49,999
Delinquencies in last 7y: 2 Bankcard utilization: 95%  
   Homeownership: No  
Screen name: steady-bill3 Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to?to pay for my daughters braces on her teeth.

My financial situation:
I am a good candidate for this loan because? I am getting myself back on track.

Monthly net income: $ 1834.00

Monthly expenses: $
??Housing: $ 450.00
??Insurance: $ 65.00
??Car expenses: $
??Utilities: $ 150.00
??Phone, cable, internet: $ 80.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 50.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
sensible-order2$100.002/4/2011 9:04:23 AM
HamachiMan$50.002/4/2011 9:08:27 AM
shmb6508$25.002/4/2011 9:10:34 AM
suave-dime6$25.002/4/2011 9:03:31 AM
a-finance-nirvana$25.002/4/2011 9:06:53 AM
dough-bear$50.002/4/2011 9:04:29 AM
simplelender80$100.002/4/2011 9:04:40 AM
jazzlender$25.002/4/2011 9:06:09 AM
gain-equator$25.002/4/2011 9:09:06 AM
authoritative-platinum7$25.002/4/2011 9:10:47 AM
epic-value6$50.002/4/2011 9:33:30 AM
reflective-rupee$100.772/4/2011 9:35:34 AM
VJ_Financial$100.002/4/2011 10:28:40 AM
debt-force$25.002/4/2011 12:43:39 PM
power-grid134$25.002/4/2011 2:15:06 PM
lalivn$25.002/4/2011 12:01:36 PM
helpingyou1$25.002/4/2011 4:19:51 PM
Kash2010lu$25.002/4/2011 12:23:56 PM
interstellar$75.002/4/2011 1:39:58 PM
Reliance_Banker$25.002/4/2011 2:09:31 PM
env$25.002/4/2011 2:37:53 PM
Kennfusion$100.002/4/2011 2:55:51 PM
Moe87$25.002/4/2011 4:11:33 PM
spike22$25.732/4/2011 4:53:55 PM
icon7$40.002/4/2011 5:42:43 PM
villagers$35.002/4/2011 5:47:45 PM
precious-coin3$50.002/4/2011 9:00:48 AM
pembull$75.002/4/2011 9:03:04 AM
haplender$50.002/4/2011 9:19:12 AM
profit-powerplant$25.002/4/2011 9:03:27 AM
kulender$50.002/4/2011 9:03:40 AM
orderly-leverage$50.002/4/2011 9:07:44 AM
Artist_Blue$25.002/4/2011 9:09:42 AM
liberty-society5$25.002/4/2011 9:08:46 AM
greencat$50.002/4/2011 9:24:04 AM
Danjack_Capital$25.002/4/2011 1:35:34 PM
WMY-Investor$100.002/4/2011 1:49:10 PM
JPMorrisLegacyFund$101.562/4/2011 2:34:28 PM
realtormoises$25.002/4/2011 2:40:45 PM
zodiac100$25.002/4/2011 3:34:36 PM
JauaFlash$25.002/4/2011 3:38:21 PM
SolarMoonshine$25.002/4/2011 3:53:18 PM
snowyowl$50.002/4/2011 4:25:07 PM
tsoprano$28.172/4/2011 5:26:17 PM
well-mannered-income3$18.772/4/2011 5:55:32 PM
45 Investments
 
Borrower Payment Dependent Notes Series 491265
This series of Notes was issued and sold upon the funding of the borrower loan #47079, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-31-2011 
Term: 36 months Listing End date:  Feb-02-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $163.28
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Apr-2001 Debt/Income ratio: 88%
Credit score: 680-699 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 15Length of status:11y 4m
Amount delinquent: $0 Total credit lines: 24 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $24,987Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 59%  
   Homeownership: Yes  
Screen name: community-ranch6 Borrower's state: Louisiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
my cats name is jack
Purpose of loan:
This loan will be used to send my son to Coastal Truck Driving Academy in Opelousas, Louisiana.

My financial situation:i work 40 hrs a week and pay my bills...my husband pays the majority of the household bills.
I am a good candidate for this loan because i pay my bills on time, or before the due date to protect my credit history because that is very important to me.


Monthly net income: $2,000

Monthly expenses: $941.12
??Housing: $0
? Insurance: $o
??Car expenses: $491.12
??Phone, cable, internet: $90.95
??Food, entertainment: $0
?? Clothing, household expenses $100.00
? Credit cards and other loans: $851.12
??Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
sensible-order2$100.001/31/2011 6:50:47 PM
jazzlender$25.001/31/2011 6:55:27 PM
velocity-solo$30.001/31/2011 6:58:14 PM
genius520$100.001/31/2011 6:58:19 PM
EarlyRiser$177.811/31/2011 7:00:19 PM
gain-gourd$75.001/31/2011 7:01:06 PM
orderly-leverage$50.001/31/2011 7:01:32 PM
octoberfresh$25.001/31/2011 7:03:45 PM
ingenious-deal6$25.001/31/2011 7:03:24 PM
oregonusa$50.001/31/2011 7:04:04 PM
credit-sycamore4$100.001/31/2011 7:04:50 PM
diversification-medalist$25.001/31/2011 8:33:03 PM
dtana$25.001/31/2011 9:20:38 PM
SDNLR$25.001/31/2011 7:02:24 PM
payment-gusto$25.001/31/2011 7:02:32 PM
2grindstones$25.001/31/2011 9:41:07 PM
SFBank$200.002/1/2011 12:06:36 AM
umfan123$25.002/1/2011 12:08:23 AM
capital-kingdom$25.002/1/2011 5:56:36 AM
kendigme$25.002/1/2011 2:25:46 AM
hopeful-truth5$50.002/1/2011 6:53:52 AM
rf7949$25.002/1/2011 9:38:02 AM
BidDaddyBigBucks$25.002/1/2011 9:55:23 AM
nickel-universe2$25.002/1/2011 8:00:49 AM
TheCount$25.002/1/2011 10:18:38 AM
wild-orange$25.002/1/2011 11:39:19 AM
reflective-rupee$100.772/1/2011 12:22:47 PM
ready-interest9$25.002/1/2011 12:36:21 PM
money-baron$50.002/1/2011 1:57:48 PM
emgventures$50.002/1/2011 10:53:24 AM
heavy_ax$25.002/1/2011 4:13:13 PM
melodious-openness$100.002/1/2011 4:55:36 PM
FutureLenderEC$25.002/1/2011 5:00:06 PM
mickeyroi$25.002/1/2011 5:02:02 PM
Investoman$50.002/1/2011 4:31:03 PM
Speculator$50.002/1/2011 5:15:08 PM
Reliance_Banker$25.002/1/2011 5:44:12 PM
treasure-bliss$50.002/1/2011 5:13:25 PM
gain-equator$25.002/1/2011 7:18:32 PM
upbeat-investment9$25.002/1/2011 8:45:56 PM
benefit-boots$25.002/1/2011 6:57:51 PM
duty-monger$50.002/1/2011 7:09:39 PM
the-yield-surfer$50.002/1/2011 9:36:19 PM
justice-trooper$25.762/1/2011 10:50:23 PM
mobius404$25.002/2/2011 5:43:21 AM
finance-mushroom$100.002/2/2011 7:13:28 AM
money-bauble$100.002/2/2011 7:28:30 AM
elvisloans$25.002/2/2011 7:32:11 AM
orange-preeminant-bill$50.002/2/2011 2:12:24 AM
mammalian4$25.002/2/2011 2:15:03 AM
moola-monger9$50.002/2/2011 8:01:20 AM
hopeful-truth5$96.502/2/2011 8:08:14 AM
suave-dime6$25.001/31/2011 7:03:04 PM
asiaratt$50.001/31/2011 7:02:19 PM
zorg77$25.001/31/2011 9:03:53 PM
banker65010$25.002/1/2011 3:28:16 AM
greencat$50.002/1/2011 7:11:53 AM
foothillender$25.002/1/2011 7:37:57 AM
dough-bear$50.002/1/2011 7:52:54 AM
well-mannered-income3$30.002/1/2011 7:05:11 AM
loss-of-control$100.002/1/2011 9:24:25 AM
liberty-society5$25.002/1/2011 9:33:12 AM
erowis$55.002/1/2011 9:54:45 AM
HamachiMan$50.002/1/2011 8:21:16 AM
raisingophelia$25.002/1/2011 8:28:26 AM
community-platoon8$25.002/1/2011 9:33:42 AM
LuvToLend$29.162/1/2011 11:24:12 AM
favorite-commerce$50.002/1/2011 1:57:32 PM
Bob450$25.002/1/2011 4:39:36 PM
ingenious-truth0$55.002/1/2011 4:13:22 PM
dollardave$75.002/1/2011 5:32:37 PM
hunterMG$25.002/1/2011 7:08:49 PM
shrewd-deal$25.002/1/2011 6:56:14 PM
jtc26$100.002/1/2011 9:53:53 PM
graceful-investment$100.002/1/2011 11:34:29 PM
PatRichi$25.002/2/2011 1:55:01 AM
CashFlow13$100.002/2/2011 3:15:04 AM
Rip128$50.002/2/2011 5:06:58 AM
realtormoises$25.002/2/2011 6:01:11 AM
lukassaul$25.002/2/2011 7:03:05 AM
kendigme$25.002/2/2011 2:40:51 AM
loan-kung-fu$25.002/2/2011 4:03:29 AM
diverse-benjamins$50.002/2/2011 7:46:08 AM
Lubava$50.002/2/2011 7:53:01 AM
84 Investments
 
Borrower Payment Dependent Notes Series 491883
This series of Notes was issued and sold upon the funding of the borrower loan #47107, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-02-2011 
Term: 36 months Listing End date:  Feb-04-2011 
 
Lender yield: 8.55% Borrower rate/APR: 9.55% / 11.65% Monthly payment: $480.84
 
Lender servicing fee: 1.00% Effective Yield*: 8.53%  
Estimated return*: 5.03%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Sep-1984 Debt/Income ratio: 16%
Credit score: 820-839 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 13Length of status:5y 11m
Amount delinquent: $0 Total credit lines: 43 Occupation: Attorney
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,467Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 15%  
   Homeownership: Yes  
Screen name: dynamic-repayment3 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Divorce-Related Credit Card Debt
Purpose of loan:

This loan will be used to pay off credit card debt accumulated while I was separated from my ex-wife in 2009. I was in the habit of not carrying a balance on this or any other card. However, my access to our?joint bank account was restricted pending completion of our?property settlement?and I was forced to?carry a balance for necessities. I do receive the best rate the credit card bank has to offer, but it is still high. I have been paying the?balance down slowly but would like to accelerate that process by obtaining a?loan at a lower rate and repaying that loan instead.?????

My financial situation:
I am a good candidate for this loan because of my long and excellent credit history,?my current income and my prospects for continued employment in my field.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: The legal market has been a volatile one over the last several years. What type of law do you practice? - organic-treasure
A: Thank you for your interest in investing in my loan. I have over 25 years' experience in banking and consumer financial services law, including mortgage lending. While nothing is certain, the recent turmoil in these sectors and the federal and state governments' legislative and regulatory responses reasonably can be expected to provide experienced counsel with substantial amounts of legal work into the foreseeable future. (Feb-03-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
jazzlender$50.002/2/2011 9:09:22 AM
selector568$50.002/2/2011 9:10:16 AM
increase720$50.002/2/2011 9:11:10 AM
Pulchritudinous$25.002/2/2011 9:12:23 AM
rolandweary$25.002/2/2011 9:14:19 AM
sensible-order2$100.002/2/2011 9:15:35 AM
starlight31$50.002/2/2011 9:15:55 AM
Tradesmanlender$35.002/2/2011 9:17:42 AM
pdxKurt$50.002/2/2011 9:16:51 AM
GElender$50.002/2/2011 9:17:21 AM
octoberfresh$26.002/2/2011 9:10:36 AM
shrewd-deal$25.002/2/2011 9:19:50 AM
the-debt-fluffy-bunny$25.002/2/2011 9:17:51 AM
Clambake$100.002/2/2011 9:17:55 AM
enthralling-deal180$50.002/2/2011 9:11:21 AM
commerce-yeller$25.002/2/2011 9:11:36 AM
Adino$50.002/2/2011 9:18:54 AM
AFairDeal$75.002/2/2011 9:19:29 AM
gain-gourd$100.002/2/2011 9:12:43 AM
fishintime$100.002/2/2011 9:12:46 AM
american6$100.002/2/2011 9:13:46 AM
simplelender80$100.002/2/2011 9:14:04 AM
bigphish$25.002/2/2011 9:21:00 AM
Stavros$100.002/2/2011 9:21:09 AM
orderly-leverage$100.002/2/2011 9:15:41 AM
peripatetic$25.002/2/2011 9:15:48 AM
Shawn95187$25.002/2/2011 9:16:39 AM
Banker7371$25.002/2/2011 9:35:34 AM
reflective-rupee$500.772/2/2011 10:00:46 AM
ALVO$50.002/2/2011 9:19:41 AM
daddypro$25.002/2/2011 9:37:45 AM
DasMula$25.002/2/2011 11:12:32 AM
Dollars4Rent$25.002/2/2011 11:47:50 AM
openness-viking$100.002/2/2011 12:23:47 PM
vigilance-revolutionary$50.002/2/2011 1:53:36 PM
mtnbikemania$50.002/2/2011 4:01:32 PM
SolarMoonshine$1,000.002/2/2011 6:51:58 PM
pvmnt13$44.722/2/2011 7:02:56 PM
adventurous-cash$25.002/2/2011 7:04:21 PM
capital-star5$30.002/2/2011 10:53:30 PM
upbeat-investment9$50.002/2/2011 8:28:02 PM
edsmoney$100.002/2/2011 6:06:56 PM
arenangelchild$26.092/3/2011 12:57:11 AM
superb-commerce1$50.002/2/2011 9:19:33 PM
bob_sacamano$25.002/2/2011 10:43:26 PM
invest0r$50.002/2/2011 8:13:33 PM
gustavholstopus32$25.002/3/2011 5:23:13 AM
tranquil-revenue$25.002/2/2011 11:19:52 PM
wtrboy$50.002/3/2011 5:38:20 AM
kulender$100.002/3/2011 5:54:14 AM
Moneypenny6$25.002/3/2011 7:12:25 AM
Hola_James$25.002/3/2011 7:31:55 AM
efficient-treasure0$25.002/3/2011 6:23:27 AM
organic-treasure$25.952/3/2011 9:40:31 AM
top-magnificent-greenback$25.002/3/2011 10:29:33 AM
emt747$25.002/3/2011 9:59:44 AM
Auburnmist$25.002/3/2011 1:43:25 PM
best-payment-antioxidant$50.002/3/2011 9:44:10 AM
ArchonFinancialHoldings$50.002/3/2011 9:45:58 AM
pinnacle10$25.002/3/2011 12:16:38 PM
goobersayshey$50.002/3/2011 12:30:17 PM
newest-funds-powerplant$50.002/3/2011 4:08:46 PM
Asparagirl$25.002/3/2011 10:24:14 AM
hopethisworks$50.002/3/2011 10:36:35 AM
Airthus$25.002/3/2011 10:39:04 AM
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292 Investments
 
Borrower Payment Dependent Notes Series 491929
This series of Notes was issued and sold upon the funding of the borrower loan #46985, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $25,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Jan-27-2011 
Term: 60 months Listing End date:  Feb-05-2011 
 
Lender yield: 8.55% Borrower rate/APR: 9.55% / 9.77% Monthly payment: $525.66
 
Lender servicing fee: 1.00% Effective Yield*: 8.54%  
Estimated return*: 6.99%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Oct-1987 Debt/Income ratio: 14%
Credit score: 760-779 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 13Length of status:24y 6m
Amount delinquent: $0 Total credit lines: 32 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $28,893Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 33%  
   Homeownership: Yes  
Screen name: FarCry Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Get Rid of the Credit Cards
Purpose of loan:
We used credit cards to fix up some rental houses.? The houses are all in rent now, but we had to reduce rents due to the economy, so we haven't been able to make headway on the cards.? We are selling the houses one by one but it takes time. To get the credit cards out from over us at a reasonable rate would be great.
My financial situation:
I make a great income and I have never defaulted on anything.? Should all go according to plan, I should be able to pay this off ahead of time. My wife and I both work steady and have all our lives.? We are in no financial dire straights, but we just want this stuff consolidated in one loan that makes some sense.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Thanks for taking the time from your busy schedule by completing the monthly NET income and monthly expenses section for bidders may make an informed decision and not suffer ANOTHER default. - jpblan11
A: I couldn't locate the form you referenced but I'll continue looking. Here is an overview of my monthly expenses of note. $875 mortgage, $800 livestock fees, no car pymt, $500 technology fees. Rentals are nearly a wash with rentals covering mortgages but not much over. $13,000 combined checking and savings and I have a 401K. I am rebuilding my savings or I would simply pay this off in big chunks. Together, my wife and I net about $5000 a month income. See my credit check I have never defaulted. (Jan-28-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
balance-voyager$50.001/27/2011 5:42:41 PM
indomitable-coin$50.001/27/2011 5:42:57 PM
Havana21$300.001/27/2011 5:42:59 PM
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radforj22$75.001/27/2011 5:43:22 PM
bowdish1$61.161/27/2011 5:43:59 PM
cognizant-rate732$25.001/27/2011 5:44:14 PM
kanakakm$50.001/27/2011 5:44:28 PM
TennSquire$25.001/27/2011 5:44:40 PM
TikPmp1$25.001/27/2011 5:44:49 PM
ThomasC$50.001/27/2011 5:44:53 PM
yukongin$25.001/27/2011 5:45:07 PM
honorable-yield$40.001/27/2011 5:45:18 PM
EarlyRiser$250.001/27/2011 5:47:56 PM
Phantom99$50.001/27/2011 5:49:01 PM
paladin847$50.001/27/2011 5:42:53 PM
kegs$181.501/27/2011 5:43:40 PM
building_community$25.001/27/2011 5:43:51 PM
Gorblum$25.001/27/2011 5:44:06 PM
transparency-giant$25.001/27/2011 5:44:20 PM
lender987654321$25.001/27/2011 5:44:37 PM
don8ter$25.001/27/2011 5:44:47 PM
cebgop$25.001/27/2011 5:44:55 PM
flexible-value$100.001/27/2011 5:44:59 PM
community-pipeline$25.001/27/2011 5:45:12 PM
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fishtale$25.001/27/2011 5:42:54 PM
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kenji4861$25.001/27/2011 5:44:54 PM
acropiloterau2002$25.001/27/2011 5:45:00 PM
AmericanCredit$25.001/27/2011 5:45:04 PM
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sb0453$25.001/27/2011 5:45:26 PM
HHP$25.001/27/2011 5:45:30 PM
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E_G$50.001/27/2011 6:59:40 PM
samo102us$25.001/27/2011 7:00:04 PM
astute-investment5$25.001/27/2011 7:02:00 PM
wise-balanced-moola$25.001/27/2011 7:02:37 PM
HunterSix$25.001/27/2011 7:02:58 PM
Pasagam$25.001/27/2011 6:58:06 PM
Dreamconnection$50.001/27/2011 7:02:10 PM
jtrue71$25.001/27/2011 6:58:17 PM
phillipd48$25.001/27/2011 7:02:36 PM
subtle-revenue0$50.001/27/2011 7:02:01 PM
Phantom99$50.001/27/2011 10:35:41 PM
vigilance-searcher$25.001/27/2011 11:01:03 PM
epic-interest0$25.001/28/2011 4:59:40 AM
FinDoc$25.001/28/2011 12:59:24 AM
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MonopolyDred$25.001/28/2011 5:51:03 AM
bigballer105$100.001/28/2011 6:18:00 AM
ingenious-order783$25.001/28/2011 7:13:04 AM
solarwind$25.001/28/2011 9:29:57 AM
indomitable-coin$250.001/28/2011 8:29:10 AM
first-serene-credit$25.001/28/2011 2:01:12 PM
phchristensen$50.001/28/2011 10:56:15 AM
takeller$50.001/28/2011 11:14:10 AM
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toronado$50.001/28/2011 8:26:00 PM
jpblan11$25.001/29/2011 1:01:41 AM
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degster$25.001/29/2011 6:24:27 AM
rss197$25.001/29/2011 5:48:29 AM
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Kyileo$25.001/29/2011 8:21:11 AM
nolahelper$25.001/29/2011 11:28:20 AM
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bradny$25.001/29/2011 2:52:07 PM
credit-observatory$25.001/29/2011 6:24:01 PM
vutah$50.001/29/2011 6:52:13 PM
antlr$50.001/29/2011 8:03:47 PM
youqianderen$50.001/29/2011 6:13:13 PM
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rustysailor$25.001/30/2011 4:57:02 AM
Ananya$25.001/30/2011 7:16:47 AM
helvet$40.621/30/2011 6:29:10 AM
dpfl55$25.001/30/2011 7:29:45 AM
conductor146$25.001/30/2011 7:43:25 AM
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theloanfiller$25.001/30/2011 8:20:22 AM
berkeleylender$25.001/30/2011 9:27:07 AM
social-comet224$25.001/30/2011 10:29:05 AM
Daubertoo$25.001/30/2011 10:39:21 AM
unclejaef$25.001/30/2011 11:13:10 AM
booie$25.001/30/2011 10:22:19 AM
I_Break_Thumbs$200.001/30/2011 1:32:03 PM
Marfloogan$50.001/30/2011 2:29:39 PM
CASSHMAN$75.001/30/2011 1:18:32 PM
drmodz584$54.961/30/2011 1:57:33 PM
serene_sale$150.001/30/2011 5:35:12 PM
cash-cymbal$50.001/30/2011 3:39:07 PM
JackinGreen$75.001/30/2011 3:51:46 PM
availableloan$25.001/30/2011 7:20:40 PM
GiftViftdotcom$50.001/30/2011 7:32:33 PM
elasermd$50.001/30/2011 5:18:29 PM
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MrCoffee$25.001/31/2011 12:03:13 AM
NMGbank$25.001/31/2011 1:24:09 AM
alex206$25.001/31/2011 3:51:48 AM
Refugee$25.001/31/2011 6:33:06 AM
thrilling-dedication4$350.001/30/2011 10:41:49 PM
caring-hope2$50.001/31/2011 7:43:34 AM
tallfund$50.001/31/2011 2:16:22 AM
RJN$25.001/31/2011 2:39:24 AM
jct_enterprises$25.001/31/2011 7:54:29 AM
sincere-balance$30.001/31/2011 8:07:21 AM
lowrate$50.001/31/2011 9:35:19 AM
Aimvest$25.001/31/2011 9:33:51 AM
wise-deal-panda$50.001/31/2011 7:54:56 AM
mxlinux$25.001/31/2011 9:43:03 AM
kristof2007$100.001/31/2011 10:32:13 AM
power-defender7$50.001/31/2011 10:15:31 AM
kind-funds-tonic$25.001/31/2011 12:48:14 PM
bssmom$75.001/31/2011 12:43:33 PM
value-pouch$50.001/31/2011 4:39:58 PM
ferocious-hope$27.001/31/2011 4:47:16 PM
ATOHokie$25.001/31/2011 5:19:53 PM
MSTCOURTJESTER$50.001/31/2011 6:19:15 PM
kulender$50.002/1/2011 12:04:38 AM
108lender$89.052/1/2011 12:05:16 AM
swiftsoul$25.002/1/2011 12:52:05 AM
money-floret$100.001/31/2011 8:08:01 PM
revenue-youngster$25.002/1/2011 3:48:40 AM
mdreiss$50.002/1/2011 3:59:45 AM
bentonlending$50.002/1/2011 6:07:59 AM
historyman$25.002/1/2011 7:43:23 AM
helpless23$50.002/1/2011 9:06:03 AM
heretoprosper$25.002/1/2011 10:14:19 AM
mpatrick$25.002/1/2011 10:40:13 AM
BidDaddyBigBucks$25.002/1/2011 9:57:56 AM
TheCount$25.002/1/2011 10:58:27 AM
basis-sycamore$25.002/1/2011 12:46:02 PM
forthright-trade$25.002/1/2011 4:41:11 PM
shrewd-deal$25.002/1/2011 6:55:35 PM
gzeo$25.002/1/2011 6:12:17 PM
adama_48$25.002/1/2011 8:39:22 PM
tutnyce$50.002/1/2011 10:13:43 PM
commerce-voyager$25.002/2/2011 2:05:33 AM
Citizenryan$50.002/1/2011 10:31:29 PM
Tulalue$25.002/2/2011 5:15:26 AM
irisheyes9$25.002/2/2011 5:31:39 AM
Chosen-one$25.002/2/2011 4:38:28 AM
Artist_Blue$25.002/2/2011 8:46:10 AM
autodidact42$50.002/2/2011 10:10:22 AM
jpblan11$25.002/2/2011 2:31:48 PM
pseudokris$25.002/2/2011 11:08:29 AM
life-is-great$50.002/2/2011 3:43:53 PM
JKEnterprises$25.002/2/2011 3:44:49 PM
JohnW12$50.002/2/2011 3:46:23 PM
UncleTupelo2$25.002/2/2011 3:44:18 PM
passbook$25.002/2/2011 3:44:29 PM
adhawan325$25.002/2/2011 3:47:44 PM
bradomino$25.002/2/2011 3:45:14 PM
xphile$25.002/2/2011 3:46:29 PM
selo80$25.002/2/2011 3:49:11 PM
actuarial_investor$25.002/2/2011 3:47:26 PM
integrity-onator1$25.002/2/2011 2:38:34 PM
_kyle$50.002/2/2011 3:48:52 PM
wjf60$50.002/2/2011 3:44:01 PM
larrybird$250.002/2/2011 3:44:06 PM
top-sensible-yield$25.002/2/2011 3:45:10 PM
NDFIRTH$50.002/2/2011 3:46:22 PM
justice-dna$35.002/2/2011 3:49:00 PM
langdonx$50.002/2/2011 5:07:02 PM
justme4now$70.002/2/2011 5:51:22 PM
ArmyGuy$25.002/2/2011 5:49:51 PM
platinum-rapture6$25.002/2/2011 6:04:26 PM
PaulW$25.002/2/2011 5:31:53 PM
265alan0$25.002/2/2011 6:35:11 PM
Rulea72$35.002/2/2011 7:36:09 PM
crw1950$50.002/3/2011 5:57:23 AM
don'twannadance$50.002/3/2011 7:19:51 AM
Trabey$40.002/3/2011 8:33:11 AM
cash-merry-maker$25.002/3/2011 9:45:31 AM
emt747$25.002/3/2011 9:59:55 AM
AmericasTeam$50.002/3/2011 12:35:06 PM
NorthPlainsCapital$25.002/3/2011 3:36:43 PM
lending-bear$50.002/3/2011 1:38:20 PM
BAJMP$39.322/3/2011 1:05:16 PM
newest-funds-powerplant$50.002/3/2011 4:02:27 PM
mdv$25.002/3/2011 5:49:28 PM
rmachi$25.002/3/2011 6:55:46 PM
wdfraser$50.002/3/2011 6:49:27 PM
discrete-asset$25.002/3/2011 6:55:40 PM
ZeoInvestments$25.002/4/2011 12:42:17 AM
beachbum22$25.002/3/2011 7:04:09 PM
soulwork$25.002/3/2011 7:53:18 PM
wwwUniversal$25.002/4/2011 1:31:19 AM
medebe$25.002/3/2011 7:43:43 PM
a-responsible-return$50.002/4/2011 3:04:36 AM
steely_dan34$25.002/4/2011 12:42:07 AM
SeaLoans$25.002/4/2011 1:11:50 AM
ivadood$51.102/4/2011 1:28:28 AM
brightest-affluence-motivator$60.932/4/2011 1:45:34 AM
Anny-Disco$30.612/4/2011 1:45:50 AM
soular21804$25.002/4/2011 2:16:04 AM
chris-heretoinvest$25.002/4/2011 7:14:44 AM
engbusres$38.002/4/2011 6:51:36 AM
freesia54$50.002/4/2011 8:23:43 AM
epar$50.002/4/2011 8:23:46 AM
Bodyboard$25.002/4/2011 9:20:50 AM
Sixmil$51.272/4/2011 9:35:26 AM
wormdc$25.002/4/2011 9:15:06 AM
trade-elm$30.002/4/2011 9:53:48 AM
caring-hope2$57.022/4/2011 10:13:01 AM
NYBIZ$40.002/4/2011 11:48:23 AM
active-reward7$50.002/4/2011 10:53:02 AM
reward-blueberry2$25.002/4/2011 3:53:21 PM
conqueror359$50.002/4/2011 1:46:16 PM
CreditBuilder2$100.002/4/2011 4:02:57 PM
daveseansworld$53.332/4/2011 4:43:45 PM
Headhunter14$25.002/5/2011 1:15:51 AM
damage$25.002/4/2011 7:05:46 PM
1fortheroad$25.002/5/2011 2:14:27 AM
PA2LA$25.002/4/2011 8:41:00 PM
valiant-money$25.002/4/2011 10:27:08 PM
skuba$50.002/4/2011 11:31:01 PM
Spiv_51$25.002/4/2011 11:38:48 PM
helpless23$25.002/4/2011 11:46:34 PM
turbostar666$35.002/5/2011 12:56:41 AM
chief_wo$25.002/5/2011 1:04:28 AM
logical-reward8$25.002/5/2011 4:40:43 AM
sociallender$25.002/5/2011 2:31:22 AM
localwinelover$25.002/5/2011 6:35:11 AM
ChicoBob$34.152/5/2011 2:31:50 AM
antrux$25.002/5/2011 3:13:58 AM
klinebarger$25.002/5/2011 8:06:31 AM
rulender$25.002/5/2011 2:59:17 AM
truth-image$50.002/5/2011 10:01:44 AM
market-socrates4$26.812/5/2011 4:31:01 AM
pumped130$28.602/5/2011 10:11:14 AM
merlin981$32.382/5/2011 4:39:07 AM
Oakland$50.002/5/2011 10:50:58 AM
bullwink27$25.002/5/2011 7:03:41 AM
BURNERA_1$200.002/5/2011 7:50:38 AM
Busekrc$41.002/5/2011 8:29:08 AM
DoLttle$40.002/5/2011 9:35:35 AM
thegreatstrafe$25.002/5/2011 10:24:06 AM
saltymt$39.002/5/2011 11:14:23 AM
trade-structure$60.982/5/2011 11:22:39 AM
godfather4u$50.002/5/2011 11:25:48 AM
BobJohnson$30.002/5/2011 2:18:43 PM
msh345$25.002/5/2011 12:22:20 PM
mlkhamilton$25.002/5/2011 12:51:52 PM
atlas100$50.002/5/2011 1:11:26 PM
Augiebball$35.142/5/2011 2:49:04 PM
GalileoBob$50.002/5/2011 3:51:44 PM
fascinating-value4$100.002/5/2011 3:14:57 PM
upbeat-investment9$25.002/5/2011 5:44:57 PM
lucrative-worth$50.002/5/2011 4:39:37 PM
kyomoon$50.001/27/2011 5:42:51 PM
BaxterEvil$25.001/27/2011 5:43:46 PM
Goodthing$100.001/27/2011 5:44:10 PM
C_Mark$100.001/27/2011 5:44:26 PM
velocity-solo$60.001/27/2011 5:44:39 PM
Duchdad$25.001/27/2011 5:44:43 PM
perzzz$50.001/27/2011 5:44:51 PM
BankingFamily$50.001/27/2011 5:45:03 PM
webclimber$50.001/27/2011 5:45:17 PM
heavenly-interest9$50.001/27/2011 5:45:22 PM
nilonc1$100.001/27/2011 6:15:00 PM
DukSerduk$25.001/27/2011 5:42:55 PM
newest-organic-rupee$25.001/27/2011 5:43:25 PM
Marathoner$25.001/27/2011 5:43:43 PM
casaram$25.001/27/2011 5:44:08 PM
Goodlender42$25.001/27/2011 5:44:23 PM
Gr8Deal$50.001/27/2011 5:44:42 PM
credit-maple5$300.001/27/2011 5:44:48 PM
blissful-ore5$50.001/27/2011 5:44:57 PM
inspired-investment8$100.001/27/2011 5:45:06 PM
meenan$100.001/27/2011 5:45:13 PM
FlexFunding$50.001/27/2011 5:42:43 PM
credible-bid0$50.001/27/2011 5:45:25 PM
buckeye9$50.001/27/2011 5:45:47 PM
IL2R2010$50.001/27/2011 5:44:03 PM
ogmanny$50.001/27/2011 5:44:18 PM
larsowe$35.001/27/2011 5:44:31 PM
compoundinterest$50.001/27/2011 5:44:35 PM
rakstar$38.731/27/2011 5:44:45 PM
thedoctor$100.001/27/2011 5:44:58 PM
lagnisiruk$25.001/27/2011 5:45:01 PM
AFairDeal$75.001/27/2011 5:45:08 PM
skibum65$50.001/27/2011 5:45:24 PM
CBO-Enterprise$50.001/27/2011 5:45:29 PM
investor_101$50.001/27/2011 5:48:17 PM
cloud8$50.001/27/2011 6:45:35 PM
Short_Stack$25.001/27/2011 6:58:39 PM
Casman8815$25.001/27/2011 5:49:03 PM
best-heavenly-justice$25.001/27/2011 6:59:21 PM
lotus6$36.001/27/2011 7:02:59 PM
unforgettable-order9$50.001/27/2011 7:01:25 PM
iolaire$25.001/27/2011 6:58:16 PM
bjmazur$25.001/27/2011 6:58:19 PM
MONEYLENDER101$73.231/27/2011 7:02:19 PM
DonaldColorado$100.001/27/2011 6:59:11 PM
cello1$25.001/27/2011 6:59:36 PM
MonkeyHero$30.161/27/2011 7:14:23 PM
kmprospeo$26.531/27/2011 7:00:52 PM
impartial-deal$25.001/28/2011 1:19:29 AM
cjwlender$25.001/27/2011 11:02:21 PM
Digs$25.001/28/2011 12:43:12 AM
awwaww$25.001/28/2011 12:44:58 AM
balance-force$45.001/27/2011 10:01:43 PM
jsw7us$50.001/28/2011 4:59:04 AM
peso-tiramisu$25.001/28/2011 6:13:47 AM
summerlander$25.001/28/2011 1:26:37 AM
jjb3$30.001/28/2011 1:00:25 AM
Moneypenny6$25.001/28/2011 5:39:38 AM
gangusron$50.001/28/2011 7:50:47 AM
Curly-Girly$25.001/28/2011 9:40:44 AM
KichigaiSensei$25.001/28/2011 10:24:25 AM
Astyanax$40.001/28/2011 10:25:41 AM
lloyd_s$25.001/28/2011 10:35:07 AM
sensible-diversification5$25.001/28/2011 1:10:40 PM
best-coin-miser$25.001/28/2011 3:57:53 PM
enthusiastic-ore5$45.701/28/2011 3:11:38 PM
sensible-order2$100.001/28/2011 4:49:20 PM
CE88$100.001/28/2011 5:20:46 PM
credit-force5$50.001/28/2011 11:37:02 PM
mpactlender$25.001/29/2011 3:02:55 AM
Railbird$25.001/29/2011 3:19:11 AM
diversifed$50.001/29/2011 5:26:39 AM
jazzlender$25.001/29/2011 8:18:14 AM
Fortuno_per_commodo$50.001/29/2011 8:47:55 AM
ospreyusmc$25.001/29/2011 8:48:59 AM
BankofBeth$25.001/29/2011 10:27:18 AM
exchange-cub$74.621/29/2011 10:55:18 AM
dobee$26.701/29/2011 9:25:08 AM
malcolmreynolds$25.001/29/2011 11:00:50 AM
ultimatepaintball$25.001/29/2011 11:42:53 AM
SoleilHot$100.001/29/2011 11:46:17 AM
a2190b$25.001/29/2011 3:24:36 PM
SFBank$80.221/29/2011 5:15:37 PM
floridahelper$25.001/29/2011 7:51:39 PM
one-midas$25.001/29/2011 8:41:18 PM
RussiaAC5M$26.161/29/2011 6:27:24 PM
ChristopherHS$25.001/29/2011 9:32:53 PM
runbix7$25.001/29/2011 8:40:04 PM
bds9646$26.001/30/2011 4:53:09 AM
shred123$50.001/30/2011 7:16:45 AM
Czar450$70.001/30/2011 7:17:16 AM
social-comet224$31.741/30/2011 9:27:09 AM
ultimate-commitment$50.001/30/2011 9:38:04 AM
minista$25.001/30/2011 9:41:09 AM
blue-dollar-viking$25.001/30/2011 8:53:37 AM
generous-at-heart$25.001/30/2011 10:35:38 AM
terrific-p2ploan$25.001/30/2011 11:45:07 AM
grasscutter$200.001/30/2011 11:54:52 AM
CashProvider$100.001/30/2011 12:19:08 PM
lanlie$151.601/30/2011 12:58:50 PM
tutnyce$50.001/30/2011 2:07:12 PM
jt88$50.001/30/2011 2:18:24 PM
dblaz5$300.001/30/2011 1:05:06 PM
Tsnark$25.001/30/2011 2:08:11 PM
keichi03$30.001/30/2011 3:14:34 PM
bigvalleykid08$85.001/30/2011 4:21:44 PM
interest-fanatic3$50.001/30/2011 6:19:44 PM
AlBRich$38.911/30/2011 7:45:23 PM
funds-rascal$50.001/30/2011 5:23:10 PM
g314$30.001/30/2011 11:38:29 PM
cubesteak$25.001/31/2011 12:12:57 AM
Independenttools$25.001/31/2011 6:49:02 AM
BeemerRider$25.001/31/2011 7:33:21 AM
axl163$25.001/31/2011 7:54:39 AM
tedsrfdude$50.001/31/2011 8:04:12 AM
DeesBar$25.001/31/2011 8:22:47 AM
octoberfresh$30.001/31/2011 7:13:56 AM
focused-wampum$25.001/31/2011 9:44:03 AM
spname$50.001/31/2011 9:23:13 AM
JTHarris$25.001/31/2011 10:08:45 AM
kermitdafrog$25.001/31/2011 11:25:02 AM
friendly-market5$42.151/31/2011 10:42:18 AM
flyfisherman99$55.001/31/2011 11:37:49 AM
hopeful-truth5$350.001/31/2011 3:40:18 PM
deal-grid7$50.791/31/2011 4:10:13 PM
jenkris$25.001/31/2011 12:34:32 PM
m0rlock$500.001/31/2011 2:51:01 PM
BOZO88$50.001/31/2011 6:36:40 PM
senior1$25.001/31/2011 8:19:25 PM
rawman$40.001/31/2011 9:03:36 PM
eyal0$25.922/1/2011 12:39:46 AM
samdog079$200.001/31/2011 8:13:43 PM
gnuey$50.002/1/2011 1:02:13 AM
jwstclair$25.001/31/2011 9:06:39 PM
Montgomery-Burns$25.002/1/2011 3:28:22 AM
dharma1$25.002/1/2011 12:39:33 AM
catmanbob$50.002/1/2011 6:08:14 AM
best-vivacious-funds$25.002/1/2011 5:14:42 AM
GoldenGo4$200.002/1/2011 9:05:46 AM
BidDaddyBigBucks$25.002/1/2011 9:54:58 AM
JDFuego$50.002/1/2011 7:37:56 AM
reflective-rupee$1,000.772/1/2011 12:19:37 PM
snowyowl$25.002/1/2011 12:48:00 PM
TheCount$25.002/1/2011 10:31:39 AM
myidear$25.002/1/2011 1:55:39 PM
jonesboyz$25.002/1/2011 1:02:57 PM
kendallv$25.002/1/2011 4:40:48 PM
reueljw$25.002/1/2011 5:53:44 PM
meux99$25.002/1/2011 6:13:35 PM
kirkjerk$50.002/1/2011 10:03:49 PM
upbeat-investment9$25.002/1/2011 8:41:52 PM
Oak-Parker$25.002/1/2011 10:21:52 PM
excellent-loan8$50.002/2/2011 8:30:54 AM
sparkling-contract7$25.002/2/2011 6:21:43 AM
Longstreet47$30.262/2/2011 7:09:54 AM
IslandParadise$50.002/2/2011 9:33:37 AM
woodenshoes$50.002/2/2011 3:45:17 PM
SJM10011a$25.002/2/2011 3:34:39 PM
drlevvis$50.002/2/2011 3:45:26 PM
30Sky$25.002/2/2011 1:45:30 PM
Castellan$50.002/2/2011 3:46:20 PM
mobius404$50.002/2/2011 3:49:12 PM
slartibardfast$25.002/2/2011 3:48:58 PM
responsibility-cherry6$25.002/2/2011 4:54:21 PM
Cheburashka$30.002/2/2011 4:54:35 PM
Proactive-Financial-Lending$25.002/2/2011 5:29:21 PM
julijask$45.002/2/2011 5:31:45 PM
economy-orchid$30.002/2/2011 5:31:46 PM
soheagle$25.002/2/2011 6:06:35 PM
gold-chomper$100.002/2/2011 9:58:08 PM
thankful-nickel2$25.002/2/2011 7:52:40 PM
mizount$25.002/3/2011 12:45:38 AM
VTGunz$25.002/3/2011 5:26:04 AM
dparkhom$25.002/3/2011 1:16:22 AM
efficient-treasure0$25.002/3/2011 6:23:16 AM
don'twannadance$50.002/3/2011 7:20:04 AM
paramjit$25.002/3/2011 1:01:06 AM
happyface$64.002/3/2011 7:14:01 AM
don'twannadance$50.002/3/2011 7:20:16 AM
keeper24$25.002/3/2011 5:31:46 AM
don'twannadance$50.002/3/2011 7:20:35 AM
theskippy$25.002/3/2011 8:11:39 AM
blukestrel$50.002/3/2011 10:28:22 AM
johngaltline$25.002/3/2011 9:45:16 AM
AuroraRobbin$50.002/3/2011 11:53:02 AM
mammalian4$25.002/3/2011 3:26:33 PM
hawaiiangirl76$25.002/3/2011 5:49:09 PM
be_wise$25.002/3/2011 6:19:28 PM
BiggestG$25.002/4/2011 12:33:28 AM
competent-p2p$30.002/3/2011 7:35:15 PM
majormoves1$25.002/4/2011 1:11:22 AM
martymaniaman$47.142/4/2011 5:44:14 AM
DadWarbucks$56.892/4/2011 1:10:09 AM
Westerly$50.002/4/2011 6:28:28 AM
revmax$25.912/4/2011 1:27:53 AM
flwah$25.002/4/2011 1:30:57 AM
valiant-liberty4$25.002/4/2011 1:46:20 AM
PotBellyPete$150.002/4/2011 9:01:31 AM
competent-p2p$70.002/4/2011 7:25:48 AM
Richmp412$25.002/4/2011 6:43:53 AM
RecoveryLender$25.002/4/2011 8:51:58 AM
power-expert$25.002/4/2011 7:33:27 AM
bancoroyal$50.002/4/2011 9:33:48 AM
Thelonius10$25.002/4/2011 9:35:34 AM
schnippy$25.002/4/2011 10:12:13 AM
YellowJacket$25.002/4/2011 9:35:08 AM
Weaverville$25.002/4/2011 10:43:32 AM
bancoroyal$100.002/4/2011 9:48:40 AM
haryassman$25.002/4/2011 9:47:54 AM
Iamthewalrus$25.002/4/2011 10:53:33 AM
jakesworld$50.002/4/2011 12:28:39 PM
Octavian315$35.002/4/2011 12:28:23 PM
trustworthy-finance6$150.002/4/2011 1:27:33 PM
noble-marketplace$26.002/4/2011 2:07:04 PM
visionary-community$25.002/4/2011 3:16:31 PM
Isotope$25.002/4/2011 8:54:57 PM
MoneySiles$25.002/5/2011 12:56:31 AM
gjm6d$25.002/4/2011 5:41:48 PM
neenerman$50.002/5/2011 1:15:37 AM
perlindc$31.262/5/2011 1:33:04 AM
dano1965$50.002/4/2011 7:30:35 PM
jcedar33$100.002/4/2011 7:42:28 PM
jcedar33$100.002/4/2011 8:11:53 PM
Emgolda$25.002/5/2011 2:16:55 AM
profitable-money$25.002/4/2011 9:56:16 PM
best-generosity-financier$25.002/5/2011 12:20:30 AM
zone6$50.002/5/2011 12:27:32 AM
adir1$25.002/5/2011 12:00:02 AM
totoro$25.002/5/2011 1:05:56 AM
naniamo$25.002/5/2011 1:31:14 AM
Hogan55$26.672/5/2011 1:33:50 AM
Searlzy$25.002/5/2011 1:35:38 AM
PGAMasterPro$50.002/5/2011 4:39:08 AM
sajitk$25.002/5/2011 1:46:46 AM
visionary-currency$50.002/5/2011 6:00:56 AM
tolstoy00$25.002/5/2011 2:47:26 AM
phycho2$50.002/5/2011 7:07:51 AM
USMC0311$50.002/5/2011 3:00:38 AM
Tasmir$25.002/5/2011 3:16:49 AM
social-comet7$25.002/5/2011 3:31:10 AM
camaraderi-workhorse$43.752/5/2011 6:51:17 AM
NorthwestLoan1$40.002/5/2011 6:36:14 AM
jdadverb$31.402/5/2011 7:46:58 AM
ucmdad$77.372/5/2011 12:37:52 PM
responsibility-aurora$50.002/5/2011 2:05:42 PM
20mule$200.002/5/2011 2:33:46 PM
CSAworker$25.002/5/2011 12:18:32 PM
dud$50.002/5/2011 3:51:51 PM
arlingtonderek$50.002/5/2011 1:04:36 PM
catpal$200.002/5/2011 1:21:20 PM
dastdx1847$25.002/5/2011 2:00:35 PM
deal-seagull7$82.792/5/2011 6:02:21 PM
518 Investments
 
Borrower Payment Dependent Notes Series 492131
This series of Notes was issued and sold upon the funding of the borrower loan #47122, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-27-2011 
Term: 36 months Listing End date:  Feb-01-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $306.15
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Sep-1988 Debt/Income ratio: 12%
Credit score: 680-699 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 2 Current / open credit lines: 20 / 16Length of status:9y 9m
Amount delinquent: $2,421 Total credit lines: 52 Occupation: Attorney
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $93,838Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 89%  
   Homeownership: Yes  
Screen name: productive-affluence878 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
JVS2
Purpose of loan:
This loan will be used to purchase an engagement ring.

My financial situation is strong.
I am a good candidate for this loan because I am a partner at a major national law firm.

Monthly net income: $17,000

Monthly expenses: $
??Housing: $1850
??Insurance: $140
??Car expenses: $1200
??Utilities: $50
??Phone, cable, internet: $30
??Food, entertainment: $400
??Clothing, household expenses $900
??Credit cards and other loans: $2500
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please explain the current deliquencies shown on your prosper credit profile and please explain your high revolving debt balance. Thanks and best wishes. - reflective-rupee
A: I believe this was for a late movie return to blockbuster which is now bankrupt. I did not receive notice because I had moved. My high credit balances arise from a divorce settlement. I am current on all lines of credit. Best, (Jan-27-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
genius520$100.001/27/2011 5:47:10 PM
Speculator$25.001/27/2011 5:49:11 PM
tech310$50.001/27/2011 5:48:44 PM
harmonica2$25.001/27/2011 9:28:38 PM
mbwillma$25.001/28/2011 12:41:35 AM
lendme2$43.221/28/2011 12:43:42 AM
Angel_Investor_7$25.001/28/2011 6:33:12 AM
Bob450$25.001/28/2011 7:28:04 AM
Income-Scout$150.001/28/2011 6:11:39 AM
greencat$50.001/28/2011 7:19:22 AM
realtormoises$25.001/28/2011 7:44:44 AM
jazzlender$25.001/28/2011 1:18:34 PM
kulender$50.001/29/2011 3:05:02 AM
wwwUniversal$25.001/29/2011 4:04:05 AM
radforj22$25.001/29/2011 10:28:42 AM
MicroLender357$50.001/29/2011 9:50:31 AM
asian808$25.001/29/2011 2:55:31 PM
Nerdster1$25.041/29/2011 4:27:14 PM
Max8319$25.001/29/2011 6:19:10 PM
DER$50.001/29/2011 8:53:09 PM
payment-gusto$25.001/30/2011 6:12:48 AM
foothillender$25.001/30/2011 6:46:27 AM
Ananya$25.001/30/2011 7:06:06 AM
hard-working-loot$25.001/30/2011 9:26:00 AM
Whipster$50.001/30/2011 11:19:20 AM
unclejaef$25.001/30/2011 11:13:39 AM
tractorman$50.001/30/2011 2:15:15 PM
thedude393$25.001/30/2011 12:09:41 PM
suave-dime6$25.001/30/2011 2:32:59 PM
red_spade$40.001/30/2011 4:26:02 PM
thatguyoverseas$30.701/30/2011 3:25:03 PM
new-social-economist$60.001/30/2011 3:47:38 PM
apple757$28.581/30/2011 8:04:48 PM
zorg77$25.001/30/2011 9:20:39 PM
d627$50.001/30/2011 9:29:35 PM
famous-bill$25.001/31/2011 5:19:02 AM
jamiee73$25.001/31/2011 6:07:56 AM
floridass$25.001/31/2011 7:47:04 AM
FriendInSeattle$100.001/31/2011 7:48:21 AM
blivet1970$50.001/31/2011 5:29:18 AM
buffalobills$25.001/31/2011 7:58:26 AM
loan-wasp$50.001/31/2011 8:44:18 AM
Tikibarman$25.001/31/2011 6:42:53 AM
justonejake$25.001/31/2011 9:33:05 AM
leverage-monger$25.001/31/2011 7:56:52 AM
smithd76$50.001/31/2011 8:03:59 AM
Credit4Talent$30.231/31/2011 8:58:25 AM
picklesforarthur$42.741/31/2011 10:19:04 AM
bulabula$25.001/31/2011 10:32:05 AM
ElAbel11$25.001/31/2011 11:27:45 AM
competent-p2p$25.001/31/2011 12:22:59 PM
MrMcduck$25.001/31/2011 2:51:30 PM
credit-sycamore4$100.001/31/2011 3:32:50 PM
greenkid$25.001/31/2011 2:03:41 PM
natejx$25.001/31/2011 7:05:01 PM
money-floret$25.001/31/2011 8:13:57 PM
CA-Lender$25.002/1/2011 12:06:18 AM
FeedTheMachine$26.082/1/2011 12:06:13 AM
IIP77$25.002/1/2011 12:51:58 AM
mercuriant$25.002/1/2011 12:52:45 AM
nodrivelpls$25.002/1/2011 12:59:42 AM
oldmora$35.482/1/2011 1:28:59 AM
graceful-investment$100.002/1/2011 1:43:47 AM
bnlforever$25.002/1/2011 1:28:44 AM
ElbowToast$30.001/31/2011 10:03:51 PM
handshake5$91.432/1/2011 1:49:45 AM
borquist$25.001/31/2011 10:23:02 PM
reward-adventure$50.002/1/2011 1:44:02 AM
worth-arch$25.002/1/2011 1:44:40 AM
investment-comet$25.002/1/2011 1:45:47 AM
martinnc$50.002/1/2011 3:59:49 AM
money-bauble$100.002/1/2011 12:06:21 AM
divedude$25.002/1/2011 12:51:39 AM
momoney2lend$25.002/1/2011 1:00:34 AM
stock106$25.002/1/2011 1:13:06 AM
special-responsibility$25.002/1/2011 1:26:54 AM
irrelevant$25.002/1/2011 1:27:30 AM
dedicated-transaction796$50.002/1/2011 1:45:17 AM
orange-preeminant-bill$50.002/1/2011 1:45:54 AM
rescue$100.001/27/2011 5:48:07 PM
velocity-solo$30.001/27/2011 5:47:05 PM
cloud8$40.001/27/2011 9:38:59 PM
gain-gourd$75.001/27/2011 7:33:40 PM
MikeB918$25.001/28/2011 1:10:34 AM
reflective-rupee$300.771/27/2011 9:56:30 PM
EarlyRiser$150.001/28/2011 4:51:49 AM
red-favorable-basis$25.001/28/2011 5:44:58 AM
happy-return4$50.001/28/2011 1:26:26 AM
Jonb6919$25.001/28/2011 1:16:12 AM
glroark$100.001/28/2011 6:54:11 AM
dedicated-diversification5$25.591/28/2011 9:16:27 AM
upbeat-finance8$25.001/28/2011 12:17:59 PM
orderly-leverage$50.001/28/2011 4:53:04 PM
sensible-order2$100.001/28/2011 4:53:17 PM
SolarMoonshine$25.001/28/2011 5:11:36 PM
Zipcut$25.001/28/2011 6:16:28 PM
UCLA4life$25.001/29/2011 2:07:08 AM
credit-force5$50.001/28/2011 11:38:37 PM
Gibbyland$50.001/28/2011 11:43:24 PM
the-profit-oracle$25.001/29/2011 4:04:25 AM
lloyd_s$25.001/29/2011 3:20:54 AM
helping-out$35.001/29/2011 4:24:37 AM
gadget7$25.001/29/2011 9:28:34 AM
gold-channel2$25.001/29/2011 12:29:30 PM
Champ3295$25.001/29/2011 2:40:00 PM
richboy56$25.001/29/2011 4:34:32 PM
asiaratt$50.001/29/2011 5:48:11 PM
SDNLR$25.001/29/2011 8:22:58 PM
fund-secret-agent$25.001/29/2011 7:23:57 PM
triumphant-community$50.001/29/2011 10:59:57 PM
JohnSmallberries$50.001/29/2011 11:46:54 PM
dparkhom$25.001/30/2011 6:25:26 AM
shred123$50.001/30/2011 7:18:05 AM
I_Break_Thumbs$200.001/30/2011 1:28:07 PM
Marfloogan$25.001/30/2011 2:28:28 PM
bountiful-durability$100.001/30/2011 12:37:52 PM
ingenious-deal6$25.001/30/2011 3:47:14 PM
sensible-fund$50.001/30/2011 2:48:30 PM
YurshotCapital$53.801/30/2011 6:19:23 PM
brightest-breathtaking-finance$200.001/30/2011 7:23:03 PM
copper$50.001/30/2011 7:32:47 PM
testguy$59.911/30/2011 7:57:08 PM
greenback-visionary4$25.001/31/2011 6:58:05 AM
SkepticalBen$25.001/31/2011 5:44:53 AM
jmichael23$50.001/31/2011 8:03:48 AM
Lam0nt$25.001/31/2011 7:58:15 AM
GCInvestments$25.001/31/2011 8:23:05 AM
platinum-celebration4$31.001/31/2011 8:57:59 AM
famous-bid9$25.001/31/2011 9:34:08 AM
seisen$50.001/31/2011 9:34:59 AM
oregonusa$50.001/31/2011 9:35:24 AM
lowrate$50.001/31/2011 9:38:01 AM
zone6$100.001/31/2011 8:52:14 AM
lenderman007$50.001/31/2011 10:56:10 AM
HamachiMan$50.001/31/2011 10:15:54 AM
umfan123$25.001/31/2011 11:43:52 AM
trade-elm$30.001/31/2011 11:03:42 AM
contract-lotus$50.001/31/2011 12:38:52 PM
top-historic-peso$25.001/31/2011 1:18:36 PM
tr-doc$200.001/31/2011 1:46:58 PM
LetsDoThisTogether$80.581/31/2011 2:19:42 PM
utmom$25.001/31/2011 3:14:55 PM
wise-rupee-sanctuary$50.001/31/2011 4:11:46 PM
bold-shrewd-duty$25.001/31/2011 3:44:28 PM
340$26.011/31/2011 4:06:05 PM
Rob717171$50.001/31/2011 6:18:02 PM
actuarial_investor$25.002/1/2011 12:29:04 AM
108lender$150.002/1/2011 12:40:24 AM
Katburg$25.002/1/2011 12:50:11 AM
Cheburashka$25.002/1/2011 12:50:58 AM
djkaiser$25.002/1/2011 12:51:20 AM
whatknows$25.002/1/2011 12:50:07 AM
investmentgroup$25.002/1/2011 12:52:35 AM
Cluvnupe06$25.002/1/2011 12:59:03 AM
6moonbeams$34.892/1/2011 1:00:17 AM
ommcd$25.002/1/2011 1:02:06 AM
PatRichi$25.002/1/2011 1:13:17 AM
payout-mongoose$50.002/1/2011 1:25:31 AM
shrewd-peace7$25.002/1/2011 1:43:40 AM
Comoparklender$50.002/1/2011 1:27:48 AM
capital-halo1$61.652/1/2011 1:50:07 AM
elegant-loot$25.002/1/2011 1:43:20 AM
courteous-kindness1$50.002/1/2011 1:44:13 AM
natural-greenback6$25.002/1/2011 1:46:02 AM
wbahl$25.002/1/2011 12:49:58 AM
tnjohnso$25.002/1/2011 12:51:43 AM
Easystreet$25.002/1/2011 12:52:37 AM
heatherwood$30.362/1/2011 12:59:49 AM
lakehavasu88$25.002/1/2011 1:25:18 AM
banker65010$25.002/1/2011 3:27:59 AM
170 Investments
 
Borrower Payment Dependent Notes Series 492189
This series of Notes was issued and sold upon the funding of the borrower loan #46982, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-04-2011 
Term: 36 months Listing End date:  Feb-08-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $306.15
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Dec-1999 Debt/Income ratio: 28%
Credit score: 720-739 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 10Length of status:2y 11m
Amount delinquent: $0 Total credit lines: 27 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,532Stated income:$25,000-$49,999
Delinquencies in last 7y: 20 Bankcard utilization: 12%  
   Homeownership: No  
Screen name: platinum-sage Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
wedding
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: You didn't provide any reasons why you are a good candidate for this loan, and you have 20 delinquencies listed in your profile...can you explain why they happened, and why they are unlikely to happen again? - lawchick
A: The only reason or explination I can offer you about any delinquencies I may have had is when I was cut days at work and feel behind. This was when i worked as a stock team for norstrom. That enabled me to have sufficent funds to cover all my expenses. I can asure you this no longer the case and will not happen. I now have a full time management possition working with Target. I have been with Target a little over three years now and have great future with this company. (Feb-04-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
kulender$50.002/4/2011 9:03:44 AM
greencat$50.002/4/2011 9:22:27 AM
simplelender80$100.002/4/2011 9:04:43 AM
jazzlender$25.002/4/2011 9:06:11 AM
velocity-solo$30.002/4/2011 9:07:05 AM
sensible-order2$100.002/4/2011 9:04:25 AM
genius520$100.002/4/2011 9:07:11 AM
authoritative-platinum7$25.002/4/2011 9:10:50 AM
liberty-society5$25.002/4/2011 9:08:48 AM
autonomous-truth$25.002/4/2011 2:52:45 PM
active-reward7$50.002/4/2011 10:53:27 AM
debt-force$25.002/4/2011 12:43:41 PM
villagers$35.002/4/2011 5:47:48 PM
jjswanso$50.002/4/2011 8:34:52 PM
loan-kung-fu$25.002/5/2011 4:46:00 AM
Bob450$25.002/5/2011 2:35:02 AM
mdf$50.002/5/2011 8:32:26 AM
ASR3$35.002/5/2011 2:01:09 PM
platinum-cargo$50.002/5/2011 5:07:35 PM
hellasow$30.002/6/2011 7:48:26 AM
nicklds$25.002/5/2011 11:45:56 PM
Uncle_Scrooge$50.002/6/2011 1:26:23 PM
festeringsnot$25.002/6/2011 6:55:50 PM
competent-p2p$25.002/7/2011 7:04:39 AM
musegaze$100.002/7/2011 9:37:23 AM
Ocean713$50.002/7/2011 2:51:04 PM
Cheburashka$25.002/8/2011 12:34:24 AM
skillful-asset5$30.002/7/2011 6:25:13 PM
indomitable-dedication$50.002/8/2011 1:30:47 PM
HammerSmith$25.002/8/2011 3:26:56 PM
TrustinOthers$25.002/8/2011 3:50:53 PM
flexible-value$100.002/8/2011 4:37:58 PM
Comoparklender$50.002/8/2011 4:38:06 PM
reward-adventure$26.822/8/2011 4:38:12 PM
Speculator$25.002/8/2011 4:38:30 PM
finagler$25.002/8/2011 4:39:03 PM
kegs$150.002/8/2011 4:39:24 PM
mercuriant$25.002/8/2011 4:39:50 PM
HHP$50.002/8/2011 4:40:08 PM
Angel_Investor_7$25.002/8/2011 4:56:19 PM
TheCount$25.002/8/2011 4:12:19 PM
dedicated-transaction796$50.002/8/2011 4:38:18 PM
Najaca$25.002/8/2011 4:38:37 PM
wanna-help$50.002/8/2011 4:38:44 PM
ingenious-interest1$50.002/8/2011 4:38:52 PM
AMSlife$50.002/8/2011 4:39:07 PM
point-kitten6$50.002/8/2011 4:39:17 PM
careful-note$50.002/8/2011 4:39:28 PM
handshake5$100.002/8/2011 4:39:38 PM
rescue$100.002/8/2011 4:39:52 PM
bid-czar8$50.002/8/2011 4:39:19 PM
PatRichi$25.002/8/2011 4:40:15 PM
FeedTheMachine$50.002/8/2011 4:40:25 PM
asiaratt$50.002/8/2011 4:56:17 PM
social-conductor4$25.002/8/2011 5:21:51 PM
greenback-visionary4$25.002/8/2011 5:22:03 PM
treasure-bliss$50.002/8/2011 5:05:43 PM
MicroLender357$50.002/8/2011 5:21:54 PM
blivet1970$50.002/8/2011 5:22:00 PM
rickp$25.002/8/2011 5:22:08 PM
Linux4Fun$25.002/8/2011 5:22:18 PM
benevolent-bonus$50.002/8/2011 5:22:42 PM
triumphant-community$50.002/8/2011 5:21:49 PM
thedude393$25.002/8/2011 5:21:55 PM
GCInvestments$25.002/8/2011 5:22:04 PM
famous-bid9$25.002/8/2011 5:22:52 PM
dough-bear$50.002/4/2011 9:04:32 AM
CashFlow13$100.002/4/2011 9:05:31 AM
orderly-leverage$50.002/4/2011 9:07:46 AM
suave-dime6$25.002/4/2011 9:08:00 AM
HamachiMan$50.002/4/2011 9:08:29 AM
gain-equator$25.002/4/2011 9:09:09 AM
Artist_Blue$25.002/4/2011 9:09:39 AM
shmb6508$25.002/4/2011 9:10:36 AM
Kash2010lu$28.002/4/2011 9:05:41 AM
reflective-rupee$500.772/4/2011 10:05:30 AM
competent-p2p$30.002/4/2011 9:11:23 AM
haplender$50.002/4/2011 9:19:18 AM
profit-powerplant$25.002/4/2011 9:10:41 AM
epic-value6$50.002/4/2011 9:33:34 AM
bid-treaty$50.002/4/2011 1:36:28 PM
SolarMoonshine$25.002/4/2011 4:00:28 PM
deal-hickory5$50.002/4/2011 7:26:29 PM
skuba$25.002/4/2011 11:32:11 PM
loss-of-control$150.002/5/2011 7:48:48 AM
econgineer$25.002/5/2011 4:43:10 AM
supreme-hope$25.002/5/2011 6:26:21 AM
eriqnoodle$25.002/5/2011 9:40:49 AM
wild-orange$50.002/5/2011 11:54:22 AM
loanman2007$100.002/5/2011 1:05:51 PM
deegeeman$50.002/5/2011 1:33:19 PM
Mark-7$50.002/5/2011 8:26:07 PM
leverage-monger$25.002/6/2011 7:38:33 AM
Investoman$50.002/5/2011 5:21:03 PM
balance-hercules$50.002/6/2011 8:53:38 AM
vine99$50.002/6/2011 11:10:20 AM
runner262$25.002/6/2011 1:11:19 PM
papaloha$25.002/6/2011 7:10:55 PM
AF-Chief$50.002/7/2011 12:01:46 PM
benjamins-utopia$50.002/7/2011 10:36:23 AM
money-bauble$100.002/7/2011 3:09:47 PM
oreyedoc$50.002/7/2011 2:42:47 PM
finance-prescription$50.002/7/2011 2:43:03 PM
seisen$33.062/8/2011 12:47:44 AM
commitment-orbiter5$50.002/7/2011 8:05:53 PM
LightTheWay$50.002/7/2011 11:46:08 PM
top-loan-empenada$25.002/8/2011 11:46:43 AM
Marfloogan$25.002/8/2011 4:11:14 PM
consummate-loyalty1$50.002/8/2011 11:10:46 AM
important-openness1$50.002/8/2011 1:37:30 PM
new-social-economist$60.002/8/2011 4:37:59 PM
financial-frenzy$25.002/8/2011 4:38:23 PM
payment-gusto$25.002/8/2011 4:38:33 PM
zone8$125.002/8/2011 4:39:00 PM
forthright-dedication$25.002/8/2011 4:39:21 PM
bnlforever$25.002/8/2011 4:39:42 PM
top-payout-fixer$30.002/8/2011 4:39:58 PM
StreetJustice$50.002/8/2011 4:40:17 PM
EarlyRiser$250.002/8/2011 4:40:42 PM
wise-rupee-sanctuary$50.002/8/2011 4:49:07 PM
gain-gourd$75.002/8/2011 4:56:07 PM
SDNLR$25.002/8/2011 4:56:17 PM
iLoaner$25.002/8/2011 4:38:20 PM
richboy56$25.002/8/2011 4:38:35 PM
a-enticing-reward$25.002/8/2011 4:38:46 PM
Rob717171$50.002/8/2011 4:38:55 PM
maldok1$25.002/8/2011 4:39:11 PM
jasjac0105$25.002/8/2011 4:39:26 PM
Jack55304$100.002/8/2011 4:39:30 PM
CapitalismRocks$25.002/8/2011 4:37:57 PM
orange-preeminant-bill$50.002/8/2011 4:39:36 PM
asmithj$50.002/8/2011 4:38:21 PM
yield-lion$25.002/8/2011 4:39:43 PM
IIP77$25.002/8/2011 4:38:27 PM
108lender$150.002/8/2011 4:40:01 PM
worthy-bid8$50.002/8/2011 4:38:57 PM
CA-Lender$25.002/8/2011 4:40:22 PM
Rdodson11$25.002/8/2011 4:39:40 PM
tech310$50.002/8/2011 4:39:48 PM
wwwUniversal$25.002/8/2011 4:40:19 PM
missing-link$25.002/8/2011 4:40:28 PM
gold-channel2$25.002/8/2011 4:56:15 PM
dparkhom$25.002/8/2011 5:21:50 PM
fund-jedi3$25.002/8/2011 5:22:10 PM
credit-force5$50.002/8/2011 4:56:16 PM
Aveon$25.002/8/2011 4:57:25 PM
miggy5$25.002/8/2011 5:21:33 PM
data2360$50.002/8/2011 5:21:58 PM
picklesforarthur$50.002/8/2011 5:22:06 PM
GoodScot$25.002/8/2011 5:22:14 PM
new-thrilling-principal$25.002/8/2011 5:22:21 PM
income-vault6$25.002/8/2011 5:22:44 PM
Gibbyland$50.002/8/2011 5:21:53 PM
SkepticalBen$50.002/8/2011 5:22:01 PM
MrMcduck$25.002/8/2011 5:22:13 PM
voidpile$25.002/8/2011 5:22:34 PM
F16Pilot$25.002/8/2011 5:22:55 PM
157 Investments
 
Borrower Payment Dependent Notes Series 492269
This series of Notes was issued and sold upon the funding of the borrower loan #47094, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jan-29-2011 
Term: 36 months Listing End date:  Jan-30-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $283.07
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Feb-1994 Debt/Income ratio: 27%
Credit score: 680-699 (Jan-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 21 / 19Length of status:3y 5m
Amount delinquent: $0 Total credit lines: 34 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $30,291Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 76%  
   Homeownership: Yes  
Screen name: lean-listing Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate some credit cards
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Hello I only have 1 mortgage no second. The total outstanding principal is 138,500 market value is roughly 179,000 (Jan-29-2011)
Q: Hi, What is your Monthly net income, Monthly expenses, and what makes you a good candidate for this loan? TY MM - Wangchuk
A: Monthly net is roughly 5700. We also receive 500 a month in child support. Mortgage 1280 roughly 1 car payment 520 a month Utilities 250 We don't use credit cards at all anymore and have no problems with paying monthly bills the issue is 2 cards that we would like to consolidate.I am a good candidate for a loan as you see on my credit report no derogatory items and just 3 months ago paid off another car loan, I have stable employment and don't switch jobs or have a problem keeping them. (Jan-29-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
selector568$100.001/29/2011 3:37:48 PM
EarlyRiser$250.001/29/2011 3:42:26 PM
Angel_Investor_7$25.001/29/2011 3:43:16 PM
nickel-hickory$50.001/29/2011 3:39:56 PM
Kash2010lu$54.001/29/2011 3:44:21 PM
Bob450$25.001/29/2011 3:43:28 PM
Speculator$25.001/29/2011 3:42:41 PM
sensible-order2$100.001/29/2011 3:44:10 PM
asiaratt$50.001/29/2011 5:48:27 PM
lendstats_com$200.001/29/2011 5:43:01 PM
reflective-rupee$1,000.771/29/2011 5:10:24 PM
one-midas$50.001/29/2011 5:16:56 PM
mighty-payout1$25.001/29/2011 7:20:12 PM
nickel-hickory$50.001/29/2011 10:08:56 PM
nickel-hickory$50.001/29/2011 10:09:07 PM
nickel-hickory$50.001/29/2011 10:08:46 PM
SDNLR$25.001/29/2011 8:23:05 PM
vutah$25.001/29/2011 9:09:03 PM
head$25.001/30/2011 1:22:33 AM
JPMorrisLegacyFund$81.531/29/2011 10:57:13 PM
payment-gusto$25.001/30/2011 6:12:54 AM
loanman2007$175.001/30/2011 6:45:21 AM
Ananya$25.001/30/2011 6:57:17 AM
power-secret-agent$25.001/30/2011 2:10:01 AM
capital-halo1$1,000.001/30/2011 8:24:41 AM
farmn$25.001/30/2011 8:40:34 AM
tigercat$50.001/30/2011 7:26:43 AM
community-seahorse0$25.001/30/2011 9:06:36 AM
best-unbeatable-transaction$25.001/30/2011 9:53:49 AM
witty-openness$25.001/30/2011 8:19:01 AM
blue-dollar-viking$25.001/30/2011 9:33:24 AM
best-generosity-financier$25.001/30/2011 11:09:56 AM
benefit-banshee$45.011/30/2011 12:29:32 PM
unclejaef$25.001/30/2011 11:13:49 AM
p2p-mushroom1$26.561/30/2011 12:28:01 PM
simiray$25.001/30/2011 11:47:31 AM
green-safe-wampum$200.001/30/2011 12:28:38 PM
bountiful-durability$100.001/30/2011 12:37:56 PM
jazzlender$25.001/29/2011 3:38:13 PM
velocity-solo$25.001/29/2011 3:40:04 PM
orderly-leverage$50.001/29/2011 3:43:59 PM
DasMula$25.001/29/2011 3:53:12 PM
gain-gourd$75.001/29/2011 3:42:55 PM
loss-of-control$50.001/29/2011 4:18:38 PM
credit-force5$50.001/29/2011 3:44:33 PM
gold-channel2$25.001/29/2011 3:45:01 PM
sturdy-peace9$31.001/29/2011 6:45:13 PM
RyanM561$25.001/29/2011 8:00:21 PM
nickel-hickory$50.001/29/2011 10:09:01 PM
Wangchuk$25.001/29/2011 8:08:55 PM
nickel-hickory$50.001/29/2011 10:08:39 PM
courteous-note1$30.001/29/2011 11:18:08 PM
houli123$25.001/30/2011 12:31:30 AM
restless-dime$25.001/29/2011 10:52:09 PM
melodious-openness$100.001/30/2011 6:07:13 AM
groundsquirrel$25.001/30/2011 6:50:37 AM
bold-direct-asset$50.001/30/2011 8:28:12 AM
moneysong$1,000.001/30/2011 8:27:57 AM
arrow6$25.001/30/2011 8:28:54 AM
investment-artist$25.001/30/2011 8:42:26 AM
gold-cluster$100.001/30/2011 8:58:03 AM
bluehen00$40.001/30/2011 7:50:56 AM
hard-working-loot$25.001/30/2011 9:26:14 AM
Socal$25.001/30/2011 9:30:25 AM
El_Profesional$25.001/30/2011 9:05:55 AM
peso-tiramisu$25.001/30/2011 9:42:02 AM
loss-of-control$50.001/30/2011 10:35:31 AM
platinum-czar$100.001/30/2011 10:52:42 AM
platinum-czar$25.451/30/2011 11:00:31 AM
worthy-bid4$25.001/30/2011 11:14:51 AM
shymkentsandie$34.241/30/2011 11:42:07 AM
dzn512$50.001/30/2011 12:29:14 PM
Rip128$50.001/30/2011 11:24:48 AM
bright-exchange$25.001/30/2011 12:29:15 PM
74 Investments
 
Borrower Payment Dependent Notes Series 492361
This series of Notes was issued and sold upon the funding of the borrower loan #47055, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-02-2011 
Term: 36 months Listing End date:  Feb-03-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Apr-1984 Debt/Income ratio: 31%
Credit score: 660-679 (Jan-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:28y 6m
Amount delinquent: $0 Total credit lines: 29 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $24,845Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 81%  
   Homeownership: No  
Screen name: luminous-market7 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
payoff debt, consolidate
Purpose of loan:
This loan will be used to consoliate credit cards?

My financial situation:
I am a good candidate for this loan because never delinquent?

Monthly net income: $2,300.

Monthly expenses: $
??Housing: $1,195.00
??Insurance: $157.00
??Car expenses: $495.
??Utilities: $60.00
??Phone, cable, internet: $100.00
??Food, entertainment: $70.00
??Clothing, household expenses $
??Credit cards and other loans: $400.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
sensible-order2$100.002/2/2011 4:56:47 PM
liberty-society5$25.002/2/2011 5:00:54 PM
finance-mushroom$100.002/2/2011 5:02:09 PM
Artist_Blue$25.002/2/2011 5:02:33 PM
orderly-leverage$50.002/2/2011 4:59:32 PM
simplelender80$200.002/2/2011 5:06:31 PM
gain-gourd$25.002/2/2011 5:08:38 PM
asiaratt$50.002/2/2011 5:00:01 PM
suave-dime6$25.002/2/2011 5:00:10 PM
selector568$100.002/2/2011 5:02:57 PM
loss-of-control$50.002/2/2011 5:48:53 PM
nickel-hickory$50.002/2/2011 5:32:26 PM
money-fort$25.002/2/2011 5:33:35 PM
reflective-rupee$750.772/2/2011 5:26:29 PM
courteous-kindness1$50.002/2/2011 6:13:16 PM
DasMula$57.002/2/2011 5:59:37 PM
hopeful-truth5$150.002/2/2011 7:28:41 PM
Wangchuk$25.002/2/2011 6:16:20 PM
attractive-rate$25.002/3/2011 2:55:30 AM
Moe87$25.462/3/2011 3:51:29 AM
golffish2$100.002/3/2011 4:06:19 AM
FASTIZIO_P$35.002/3/2011 1:07:06 AM
impala6464$100.002/3/2011 1:22:03 AM
cbivitz$100.002/3/2011 4:48:24 AM
rockhound84$25.002/3/2011 4:53:50 AM
kulender$50.002/3/2011 5:53:30 AM
mrxtravis$25.002/3/2011 1:13:44 AM
realtormoises$25.002/3/2011 5:15:13 AM
jazzlender$25.002/2/2011 4:57:24 PM
HamachiMan$50.002/2/2011 5:00:33 PM
Investoman$50.002/2/2011 5:01:16 PM
gain-equator$25.002/2/2011 5:01:35 PM
the-yield-surfer$50.002/2/2011 5:01:47 PM
dough-bear$50.002/2/2011 4:57:40 PM
nickel-hickory$50.002/2/2011 4:58:04 PM
EarlyRiser$250.002/2/2011 4:59:09 PM
Kash2010lu$54.002/2/2011 5:03:25 PM
investment-artist$25.002/2/2011 7:32:07 PM
LittleHelp$25.002/2/2011 7:33:45 PM
head$25.002/2/2011 8:16:00 PM
money-banker867$100.002/2/2011 6:12:27 PM
credit-missile$100.002/2/2011 6:34:21 PM
lendstats_com$200.002/2/2011 11:37:59 PM
Kqwik$25.002/2/2011 9:35:08 PM
olka$25.002/2/2011 6:18:46 PM
2grindstones$25.002/2/2011 6:30:55 PM
wild-orange$50.002/3/2011 1:16:24 AM
autonomous-truth$50.002/3/2011 1:59:21 AM
unger$95.002/3/2011 4:01:42 AM
PunjabBank$25.002/3/2011 4:19:50 AM
poolshark72$25.002/2/2011 10:04:55 PM
himanshuko$25.002/3/2011 1:45:58 AM
gizmo65$26.512/3/2011 4:59:04 AM
loan-kung-fu$25.002/3/2011 1:29:51 AM
glenium$25.002/3/2011 3:03:06 AM
loanman2007$131.262/3/2011 5:55:22 AM
56 Investments
 
Borrower Payment Dependent Notes Series 492407
This series of Notes was issued and sold upon the funding of the borrower loan #46955, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $22,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Jan-30-2011 
Term: 36 months Listing End date:  Feb-10-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $674.78
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jun-1992 Debt/Income ratio: 12%
Credit score: 800-819 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 14Length of status:2y 0m
Amount delinquent: $0 Total credit lines: 31 Occupation: Construction
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,799Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 1%  
   Homeownership: Yes  
Screen name: top-brainy-basis Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan - predio do Brasil
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide some more information about this loan? - sfmf
A: I am buying an apartment with my older son. (Jan-31-2011)
Q: You didn't really include much information on your loan request. This lack of attention and interest to spend a few minutes providing more information may make several nervous. Why should we invest in you? - organic-treasure
A: I am going to buy an apartment with my brother and my son. My brother is going to buy half of it and me and my son are each going to buy the other 25%. It is located in Betim, Minas Gerais in Brazil, which is where I am from. The building is still not built, the owner of the lot needs money to build it and he is looking for people to put in money in change of an apartment. I have other 4 real estates in the same city in Brasil, which together are worth $400,000, and 2 apartments in NYC. (Feb-03-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
selector568$200.001/30/2011 9:35:58 PM
balance-voyager$50.001/30/2011 9:36:18 PM
interest-exec9$25.001/30/2011 9:38:13 PM
sensible-order2$100.001/30/2011 9:38:25 PM
jazzlender$25.001/30/2011 9:38:48 PM
Daneistes$50.001/30/2011 9:39:01 PM
velocity-solo$60.001/30/2011 9:40:53 PM
indomitable-coin$50.001/30/2011 9:40:33 PM
currency-persimmon$25.001/30/2011 9:42:49 PM
compoundinterest$50.001/30/2011 9:43:01 PM
Goodlender42$25.001/30/2011 9:42:10 PM
Mantis75$25.001/30/2011 9:42:33 PM
thedoctor$100.001/30/2011 9:44:19 PM
lender987654321$25.001/30/2011 9:43:06 PM
don8ter$25.001/30/2011 9:43:21 PM
kenji4861$25.001/30/2011 9:43:52 PM
honorable-yield$40.001/30/2011 9:45:37 PM
AFairDeal$75.001/30/2011 9:45:03 PM
buckeye9$50.001/30/2011 9:46:21 PM
jsw7us$25.001/30/2011 9:48:51 PM
Curly-Girly$25.001/30/2011 9:49:21 PM
youqianderen$50.001/30/2011 9:39:13 PM
TexasLender2007$50.001/30/2011 9:53:30 PM
acropiloterau2002$25.001/30/2011 9:40:58 PM
elasermd$50.001/30/2011 9:53:36 PM
kanakakm$50.001/30/2011 9:42:23 PM
larsowe$35.001/30/2011 9:42:41 PM
forthright-dedication$25.001/30/2011 9:43:11 PM
Gr8Deal$50.001/30/2011 9:43:16 PM
g314$30.001/30/2011 11:48:05 PM
community-pipeline$25.001/30/2011 9:45:13 PM
CBO-Enterprise$50.001/30/2011 9:46:10 PM
hml$30.001/30/2011 11:58:36 PM
bigballer105$100.001/30/2011 9:48:55 PM
Dan4703$25.001/31/2011 4:46:45 AM
beaker$25.001/31/2011 7:53:38 AM
neighborly-hope6$50.001/31/2011 7:53:19 AM
DavenportCapital$25.001/31/2011 7:53:50 AM
bds9646$26.001/31/2011 7:56:09 AM
jjb3$30.001/31/2011 7:58:10 AM
lloyd_s$25.001/31/2011 7:55:18 AM
HHP$25.001/31/2011 7:56:02 AM
newest-organic-rupee$25.001/31/2011 7:57:12 AM
restless-balance9$50.001/31/2011 9:21:41 AM
samo102us$25.001/31/2011 9:12:47 AM
Aimvest$25.001/31/2011 9:33:56 AM
cloud8$46.141/31/2011 7:55:21 AM
tedsrfdude$50.001/31/2011 8:04:26 AM
power-defender7$50.001/31/2011 10:15:43 AM
kmprospeo$50.001/31/2011 10:39:02 AM
best-coin-miser$25.001/31/2011 2:49:44 PM
ChristopherHS$25.001/31/2011 2:49:52 PM
jt88$50.001/31/2011 2:50:15 PM
Marathoner$25.001/31/2011 2:48:31 PM
Preteur$25.001/31/2011 2:48:45 PM
summerlander$25.001/31/2011 2:49:00 PM
jenkris$25.001/31/2011 12:34:39 PM
FlexFunding$40.721/31/2011 2:49:05 PM
Okeey$50.001/31/2011 2:49:08 PM
GiftViftdotcom$50.001/31/2011 2:50:18 PM
unequaled-payout$100.001/31/2011 5:22:51 PM
felicity-loyalist0$30.001/31/2011 6:42:48 PM
axl163$25.002/1/2011 12:59:57 AM
bentonlending$50.002/1/2011 6:08:07 AM
Dollars4Rent$25.002/1/2011 7:37:44 AM
astute-benjamins$25.002/1/2011 3:45:56 AM
BidDaddyBigBucks$25.002/1/2011 9:55:18 AM
top-magnificent-greenback$25.002/1/2011 5:20:51 PM
goldsun$25.002/1/2011 6:01:42 PM
reueljw$25.002/1/2011 5:53:47 PM
Citizenryan$50.002/1/2011 10:31:35 PM
mpactlender$25.002/2/2011 1:51:22 AM
kirkjerk$50.002/1/2011 10:03:55 PM
Zipperdu$50.002/2/2011 7:44:24 AM
iolaire$25.002/2/2011 9:30:08 AM
integrity-onator1$25.002/2/2011 2:38:37 PM
Darkjimson$50.002/2/2011 3:46:47 PM
lagnisiruk$25.002/2/2011 3:46:59 PM
30Sky$25.002/2/2011 1:45:33 PM
Gorblum$25.002/2/2011 3:46:43 PM
principal-prodigy$50.002/2/2011 3:46:53 PM
heretoprosper$25.002/2/2011 3:48:08 PM
TennSquire$25.002/2/2011 3:46:51 PM
HunterSix$25.002/2/2011 3:47:01 PM
subtle-revenue0$25.002/2/2011 3:48:38 PM
Marfloogan$48.732/2/2011 4:08:27 PM
wise-deal-panda$29.022/3/2011 1:29:54 AM
108lender$86.092/3/2011 12:31:08 AM
efficient-treasure0$25.002/3/2011 6:23:20 AM
blukestrel$50.002/3/2011 10:28:25 AM
julijask$26.332/4/2011 1:13:42 AM
degster$25.002/4/2011 1:32:36 AM
dharma1$25.002/4/2011 12:42:59 AM
Railbird$25.002/4/2011 1:30:09 AM
bancoroyal$50.002/4/2011 9:33:54 AM
Thelonius10$25.002/4/2011 9:35:36 AM
Guiren$200.002/4/2011 2:09:31 PM
Cheburashka$30.002/4/2011 4:36:10 PM
rmachi$25.002/5/2011 12:57:34 AM
skuba$50.002/4/2011 11:31:09 PM
zone6$50.002/5/2011 12:27:35 AM
eyal0$25.722/5/2011 1:04:10 AM
adhawan325$25.002/5/2011 1:35:20 AM
cash-merry-maker$25.002/5/2011 4:31:12 AM
langdonx$49.522/5/2011 2:18:20 AM
ultimatepaintball$25.002/5/2011 2:31:16 AM
valiant-liberty4$25.002/5/2011 4:37:33 AM
visionary-currency$50.002/5/2011 6:00:58 AM
godfather4u$50.002/5/2011 11:25:51 AM
dastdx1847$25.002/5/2011 2:11:57 PM
msh345$25.002/5/2011 12:22:22 PM
cash-tent$30.002/5/2011 1:25:42 PM
life-is-great$50.002/6/2011 10:52:59 AM
tenchi2777$50.002/6/2011 12:50:45 PM
elegant-income3$50.002/6/2011 2:07:27 PM
Uncle_Scrooge$50.002/6/2011 1:20:48 PM
jonesboyz$25.002/6/2011 11:48:56 PM
diligent-leverage$40.002/7/2011 11:17:53 AM
ZeoInvestments$25.002/7/2011 9:34:05 AM
ujiba$50.002/7/2011 9:33:29 AM
reinforced-reward$25.002/7/2011 9:33:38 AM
Washington_Loan$25.002/7/2011 9:35:18 AM
reflective-rupee$25.772/7/2011 11:19:55 AM
Doc23$25.002/7/2011 1:00:47 PM
ijspence$25.002/7/2011 5:26:43 PM
totoro$25.002/8/2011 12:26:19 AM
MTLoans$25.002/7/2011 8:35:58 PM
visionary-community$25.002/8/2011 9:32:13 AM
anyoi$50.002/8/2011 8:17:18 AM
kegs$250.002/8/2011 4:04:19 PM
JDFuego$50.002/8/2011 4:06:07 PM
Putnum$25.002/8/2011 4:08:25 PM
greenventures$25.002/8/2011 1:06:50 PM
Strand_Investments$25.002/8/2011 4:15:49 PM
whistledicksmith$50.002/8/2011 4:19:59 PM
toronado$50.002/8/2011 4:04:00 PM
jct_enterprises$25.002/8/2011 4:05:22 PM
IL2R2010$50.002/8/2011 4:05:29 PM
money-floret$100.002/8/2011 4:05:57 PM
Casman8815$25.002/8/2011 4:04:26 PM
Refugee$50.002/8/2011 4:05:10 PM
spname$50.002/8/2011 4:05:26 PM
drlevvis$50.002/8/2011 4:07:03 PM
platinum-rapture6$50.002/8/2011 4:07:24 PM
jasperpants$25.002/8/2011 4:08:27 PM
MrGhost$25.002/8/2011 4:09:39 PM
mdv$25.002/8/2011 4:09:02 PM
iLoaner$25.002/8/2011 4:09:50 PM
power-expert$25.002/8/2011 4:10:25 PM
revmax$50.002/8/2011 4:10:01 PM
soheagle$25.002/8/2011 4:11:19 PM
PA2LA$25.002/8/2011 4:11:52 PM
_kyle$25.882/8/2011 4:13:23 PM
best-heavenly-justice$25.002/8/2011 4:14:35 PM
johngaltline$25.002/8/2011 4:15:39 PM
LesPaul1$25.002/8/2011 4:17:36 PM
Mark-O-Polo$29.012/8/2011 4:19:22 PM
tolstoy00$25.002/8/2011 4:19:45 PM
ryreesado$25.002/8/2011 4:19:09 PM
LightTheWay$50.002/8/2011 4:21:58 PM
mnmcarve$50.002/8/2011 5:31:19 PM
monstersdad$50.002/8/2011 5:29:23 PM
Sixmil$29.442/8/2011 6:08:00 PM
green-glowing-gain$25.002/8/2011 6:12:51 PM
Sykes66$25.002/8/2011 5:55:06 PM
discrete-asset$25.002/8/2011 6:04:34 PM
lenderrb$50.002/8/2011 6:40:44 PM
atlaaron$25.002/9/2011 12:40:41 AM
outwish$25.002/9/2011 12:49:05 AM
USMC0311$32.402/9/2011 12:59:25 AM
keyfig$25.002/9/2011 1:14:03 AM
ChicoBob$31.122/9/2011 12:51:03 AM
Natronpee$25.002/9/2011 12:57:38 AM
encore06$25.002/9/2011 8:22:49 AM
bid-papyrus$25.002/9/2011 1:12:14 AM
guardlender$25.002/9/2011 12:40:14 AM
zenchef$25.002/9/2011 12:59:21 AM
bold-authentic-velocity$25.002/9/2011 9:31:21 AM
aquarexbi$50.002/9/2011 12:57:04 PM
Medic05$25.002/9/2011 2:11:07 PM
fortytwo$200.002/9/2011 9:55:53 PM
buffalobills$25.002/10/2011 8:10:57 AM
greenback-porcelain2$25.002/9/2011 5:49:37 PM
sajitk$25.002/10/2011 12:38:50 AM
SeaLoans$25.002/10/2011 12:49:29 AM
Searlzy$25.002/10/2011 9:34:00 AM
ultimate-trade896$25.002/10/2011 9:32:46 AM
kushka$25.002/10/2011 11:36:27 AM
best-generosity-financier$25.002/10/2011 11:51:14 AM
kyomoon$50.001/30/2011 9:36:33 PM
blot44$25.001/30/2011 9:37:15 PM
fishtale$25.001/30/2011 9:37:27 PM
credit-force5$50.001/30/2011 9:38:39 PM
DukSerduk$25.001/30/2011 9:37:37 PM
antlr$50.001/30/2011 9:39:21 PM
Havana21$300.001/30/2011 9:38:19 PM
minista$25.001/30/2011 9:40:15 PM
jonandmeg21$50.001/30/2011 9:39:43 PM
fair-funds$50.001/30/2011 9:39:46 PM
Goodthing$100.001/30/2011 9:41:41 PM
TikPmp1$25.001/30/2011 9:43:26 PM
cebgop$25.001/30/2011 9:44:06 PM
C_Mark$100.001/30/2011 9:42:20 PM
flexible-value$100.001/30/2011 9:44:33 PM
webclimber$50.001/30/2011 9:45:27 PM
heavenly-interest9$50.001/30/2011 9:45:49 PM
investor_101$50.001/30/2011 9:46:43 PM
skibum65$50.001/30/2011 9:45:54 PM
Phantom99$100.001/30/2011 9:46:49 PM
radforj22$50.001/30/2011 9:36:08 PM
organized-payment6$25.001/30/2011 9:49:33 PM
paladin847$50.001/30/2011 9:37:46 PM
syounker$25.001/30/2011 9:49:27 PM
nimble-money0$50.001/30/2011 9:37:52 PM
unclejaef$25.001/30/2011 9:51:57 PM
BaxterEvil$25.001/30/2011 9:41:28 PM
Centaur$50.001/30/2011 9:41:35 PM
paintedposies$50.001/30/2011 9:41:46 PM
cognizant-rate732$25.001/30/2011 9:41:55 PM
ogmanny$50.001/30/2011 9:42:03 PM
perzzz$50.001/30/2011 9:43:29 PM
blissful-ore5$50.001/30/2011 9:44:11 PM
inspired-investment8$100.001/30/2011 9:44:50 PM
yukongin$25.001/30/2011 9:44:56 PM
sb0453$25.001/30/2011 9:46:01 PM
EarlyRiser$250.001/30/2011 9:47:39 PM
credit-investor5$50.001/30/2011 9:49:37 PM
CashProvider$100.001/30/2011 9:52:04 PM
octoberfresh$30.001/31/2011 7:14:03 AM
PumpkinHead406$25.001/31/2011 7:53:23 AM
majestic-dedication$50.001/31/2011 7:53:49 AM
jayhawk1000$50.001/31/2011 7:53:21 AM
unforgettable-order9$50.001/31/2011 7:54:11 AM
Dreamconnection$50.001/31/2011 7:54:32 AM
E_G$50.001/31/2011 7:54:04 AM
macgeek$51.971/31/2011 7:54:50 AM
phillipd48$25.001/31/2011 7:55:38 AM
investmentgroup$25.001/31/2011 7:53:18 AM
DonaldColorado$50.121/31/2011 7:54:02 AM
wise-balanced-moola$25.001/31/2011 7:55:51 AM
interest-fanatic3$50.001/31/2011 9:12:29 AM
JGB$95.291/31/2011 2:48:58 PM
Fortuno_per_commodo$50.001/31/2011 2:49:48 PM
credit-maple5$500.001/31/2011 2:49:59 PM
AmericanCredit$25.001/31/2011 2:50:42 PM
jtrue71$25.001/31/2011 2:48:48 PM
community-saver158$29.831/31/2011 2:49:02 PM
bowdish1$100.001/31/2011 2:51:25 PM
dpfl55$25.001/31/2011 2:49:13 PM
RJN$25.001/31/2011 2:50:20 PM
CorMDNY$25.001/31/2011 2:48:59 PM
value-pouch$50.001/31/2011 4:40:03 PM
ATOHokie$25.001/31/2011 5:19:57 PM
CE88$100.001/31/2011 4:35:20 PM
ThomasC$25.972/1/2011 12:08:33 AM
dinero-festivity2$29.312/1/2011 1:40:34 AM
kulender$50.002/1/2011 12:04:50 AM
Montgomery-Burns$25.002/1/2011 3:28:25 AM
mdreiss$50.002/1/2011 3:59:48 AM
MONEYLENDER101$100.002/1/2011 5:12:50 AM
catmanbob$50.002/1/2011 6:08:18 AM
cello1$25.002/1/2011 1:42:37 AM
TheCount$25.002/1/2011 10:31:02 AM
simiray$25.002/1/2011 11:07:34 AM
impartial-deal$25.002/1/2011 5:00:34 PM
meux99$25.002/1/2011 6:13:43 PM
gangusron$50.002/1/2011 9:53:53 PM
Artist_Blue$25.002/2/2011 8:46:21 AM
Duchdad$25.002/2/2011 3:46:52 PM
lowrate$50.002/2/2011 3:47:02 PM
conductor146$25.002/2/2011 3:46:49 PM
pseudokris$25.002/2/2011 3:50:30 PM
deal-maple2$25.002/2/2011 3:50:37 PM
SJM10011a$25.002/2/2011 3:34:42 PM
shred123$50.002/2/2011 3:46:50 PM
funds-rascal$50.002/2/2011 3:46:53 PM
shrewd-deal$25.002/2/2011 3:48:35 PM
availableloan$25.002/2/2011 9:59:42 PM
BeemerRider$25.002/2/2011 6:05:24 PM
upbeat-investment9$25.002/2/2011 8:31:17 PM
hawaiiangirl76$25.002/3/2011 5:49:20 PM
be_wise$25.002/3/2011 6:19:32 PM
wwwUniversal$25.002/4/2011 1:31:23 AM
a-responsible-return$50.002/4/2011 1:46:27 AM
Tradesmanlender$50.002/4/2011 9:15:23 AM
active-reward7$50.002/4/2011 10:53:04 AM
Iamthewalrus$25.002/4/2011 10:53:36 AM
Octavian315$35.002/4/2011 12:28:26 PM
rss197$25.002/4/2011 3:14:32 PM
PaulW$25.002/5/2011 12:57:40 AM
mizount$25.002/5/2011 1:33:25 AM
ItsJustMe79$50.002/4/2011 7:40:49 PM
swiftsoul$25.002/5/2011 1:31:47 AM
adama_48$25.002/5/2011 2:02:02 AM
slartibardfast$25.002/5/2011 3:01:01 AM
NMGbank$25.002/5/2011 2:33:07 AM
PGAMasterPro$25.002/5/2011 4:39:10 AM
revenue-trombone5$25.002/5/2011 8:25:52 AM
klinebarger$25.002/5/2011 8:06:33 AM
truth-image$50.002/5/2011 10:01:48 AM
mlkhamilton$25.002/5/2011 12:51:55 PM
RB_Double-A_Bravo$25.002/5/2011 7:35:51 PM
responsibility-aurora$25.002/5/2011 2:04:38 PM
dud$50.002/5/2011 3:51:53 PM
kid8549$25.002/6/2011 9:01:13 AM
afotherg$27.722/6/2011 11:20:53 AM
betaoption$50.002/6/2011 6:41:18 PM
IIP77$25.002/6/2011 9:21:01 PM
asset-pilot$50.002/6/2011 9:45:44 PM
top-note-jamboree$50.002/7/2011 10:16:56 AM
wormdc$25.002/7/2011 10:55:47 AM
inforapenny$50.002/7/2011 9:33:30 AM
benjamins-utopia$100.002/7/2011 10:36:08 AM
the-upbeat-p2p$50.002/7/2011 10:41:20 AM
docdekay$100.002/7/2011 11:20:41 AM
flwah$25.002/7/2011 3:26:36 PM
ti22ring$25.002/7/2011 1:36:11 PM
LoanAngel$25.002/7/2011 8:21:34 PM
steady-gain5$25.002/8/2011 1:03:07 AM
HenryK7$25.002/7/2011 6:25:58 PM
Weaverville$25.002/8/2011 12:33:47 AM
Mickeyblu$25.002/8/2011 5:10:45 AM
point-xylophone$25.002/8/2011 9:31:27 AM
lifegrowth$25.002/8/2011 8:53:29 AM
atlvalet$50.002/8/2011 9:30:51 AM
Richmp412$25.002/8/2011 4:04:56 PM
Victor-E-Lane$25.002/8/2011 9:31:13 AM
gzeo$25.002/8/2011 4:06:25 PM
xphile$25.002/8/2011 4:07:41 PM
donmacprosper$25.002/8/2011 4:07:49 PM
safe-kindness5$25.002/8/2011 4:14:20 PM
brightest-affluence-motivator$100.002/8/2011 4:14:47 PM
Hexnut$50.002/8/2011 4:16:46 PM
scrappy-bonus2$25.002/8/2011 4:20:07 PM
officer8$25.002/8/2011 4:02:05 PM
rakstar$50.002/8/2011 4:04:24 PM
IslandParadise$50.002/8/2011 4:06:38 PM
transparency-giant$50.002/8/2011 4:05:48 PM
ArmyGuy$25.002/8/2011 4:07:22 PM
lending-bear$50.002/8/2011 4:08:34 PM
freesia54$50.002/8/2011 4:10:28 PM
jakesworld$50.002/8/2011 4:11:33 PM
neenerman$50.002/8/2011 4:12:17 PM
paramjit$25.002/8/2011 4:13:40 PM
BiggestG$25.002/8/2011 4:18:57 PM
gauss02$46.382/8/2011 4:19:17 PM
seabass123$25.002/8/2011 4:17:01 PM
mrpowers5531$25.002/8/2011 4:17:10 PM
BlindSquirrel$25.002/8/2011 4:21:04 PM
emt747$25.002/8/2011 4:20:10 PM
ctgscott$25.002/8/2011 4:20:15 PM
commitment-farm$25.002/8/2011 4:20:21 PM
intuitive-integrity9$50.002/8/2011 4:32:51 PM
DadWarbucks$60.002/8/2011 5:56:27 PM
tastytitan$35.312/8/2011 5:23:45 PM
responsibility-cherry6$29.992/8/2011 5:25:26 PM
Jassi$25.002/8/2011 5:29:44 PM
mistertao$25.002/9/2011 12:49:09 AM
latestone$25.002/9/2011 12:58:34 AM
stensonb$25.002/9/2011 12:40:18 AM
kalex752$25.002/9/2011 12:47:11 AM
bmcg$25.002/9/2011 12:31:15 AM
Emgolda$25.002/9/2011 12:51:00 AM
rulender$25.002/9/2011 12:58:02 AM
skillful-diversification2$25.002/9/2011 1:14:09 AM
Zuzu$25.002/9/2011 9:31:54 AM
lucky6$25.002/9/2011 8:40:57 AM
mimshack88$50.002/9/2011 9:31:28 AM
passbook$25.002/9/2011 9:34:45 AM
Attract$25.002/9/2011 1:55:44 PM
Tasmir$25.002/10/2011 12:58:19 AM
promiser200$25.002/9/2011 8:12:17 PM
Breakfast_Gypsy$25.002/10/2011 12:49:36 AM
contract-festival7$50.002/10/2011 9:31:22 AM
amijo$50.002/10/2011 7:56:51 AM
anton$6,400.002/10/2011 1:35:50 PM
376 Investments
 
Borrower Payment Dependent Notes Series 492445
This series of Notes was issued and sold upon the funding of the borrower loan #47125, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-01-2011 
Term: 36 months Listing End date:  Feb-02-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jul-2008 Debt/Income ratio: Not calculated
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:0y 9m
Amount delinquent: $0 Total credit lines: 4 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: p2p-friendship2 Borrower's state: Utah Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Starter Roofing Company
Purpose of loan:
This loan will be used to buy tools for roofing

My financial situation: is stable
I am a good candidate for this loan because?I work hard to provide the income needed to succeed. I have worked in roofing for 3 years and have done every job imaginable.

Monthly net income: $ 3000.00

Monthly expenses: $ 1500
??Housing: $580
??Insurance: $200
??Car expenses: $100
??Utilities: $0
??Phone, cable, internet: $100
??Food, entertainment: $250
??Clothing, household expenses $200
??Credit cards and other loans: $0
??Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
credit-sycamore4$100.002/1/2011 6:03:38 PM
kindness-venture1$50.002/1/2011 6:04:32 PM
dough-bear$50.002/1/2011 6:05:14 PM
jazzlender$25.002/1/2011 6:05:54 PM
ingenious-deal6$25.002/1/2011 6:09:46 PM
payment-gusto$25.002/1/2011 6:09:17 PM
sensible-order2$100.002/1/2011 6:04:25 PM
Investoman$50.002/1/2011 6:11:57 PM
gain-gourd$75.002/1/2011 6:07:37 PM
VJ_Financial$50.002/1/2011 6:58:08 PM
witty-openness$25.002/1/2011 7:11:24 PM
asiaratt$50.002/1/2011 6:08:42 PM
houli123$59.002/1/2011 6:16:08 PM
DHolly$30.002/1/2011 6:30:25 PM
money-baron$150.002/1/2011 8:40:33 PM
Bcs-cnc$30.002/1/2011 8:43:14 PM
the-yield-surfer$50.002/1/2011 9:36:30 PM
larryboy10$25.002/1/2011 10:23:37 PM
helpful-credit156$51.012/2/2011 12:49:58 AM
compassionate-return485$25.002/2/2011 1:43:42 AM
CashFlow13$100.002/2/2011 3:15:10 AM
dudebrah$25.002/1/2011 10:48:09 PM
PCity-LOA15$25.002/2/2011 6:57:03 AM
well-mannered-income3$30.002/2/2011 6:36:15 AM
greencat$50.002/2/2011 7:27:29 AM
Cessna172$25.002/2/2011 7:11:25 AM
loanman2007$50.002/2/2011 5:30:33 AM
credit-maverick1$50.002/2/2011 6:54:22 AM
ready-interest9$25.002/2/2011 9:13:25 AM
elvisloans$25.002/2/2011 7:34:12 AM
balanced-balance6$25.002/2/2011 7:47:02 AM
excellent-loan8$25.002/2/2011 8:48:05 AM
nickel-hickory$50.002/2/2011 10:11:30 AM
nickel-hickory$50.002/2/2011 10:11:46 AM
nickel-hickory$50.002/2/2011 10:12:17 AM
nodebt2012$25.002/2/2011 10:55:26 AM
jjsparks28$43.962/2/2011 10:47:11 AM
wild-orange$50.002/2/2011 11:00:23 AM
alphabet76$30.002/2/2011 9:42:08 AM
nickel-hickory$50.002/2/2011 10:11:38 AM
taetrade$25.002/2/2011 11:05:13 AM
MoneyForNothing$18.062/2/2011 11:34:43 AM
nickel-hickory$50.002/1/2011 6:04:49 PM
EarlyRiser$250.002/1/2011 6:07:28 PM
droopie1$25.002/1/2011 6:07:42 PM
suave-dime6$25.002/1/2011 6:09:31 PM
SDNLR$25.002/1/2011 6:08:57 PM
HamachiMan$50.002/1/2011 6:10:39 PM
ingenious-truth0$55.002/1/2011 6:11:50 PM
orderly-leverage$50.002/1/2011 6:08:00 PM
gain-equator$25.002/1/2011 7:18:39 PM
liberty-society5$25.002/1/2011 6:11:18 PM
HammerSmith$36.882/1/2011 6:36:05 PM
Zoomzoom22$55.092/1/2011 8:30:25 PM
zorg77$25.002/1/2011 8:37:29 PM
favorite-commerce$75.002/1/2011 8:51:14 PM
reflective-rupee$250.772/1/2011 8:43:16 PM
hopeful-truth5$100.002/1/2011 8:50:06 PM
2grindstones$25.002/1/2011 10:07:10 PM
proud-pound4$250.002/1/2011 10:25:59 PM
Bob450$25.002/2/2011 1:53:47 AM
bluehen00$55.232/2/2011 3:00:30 AM
Kash2010lu$25.002/1/2011 11:14:24 PM
realtormoises$25.002/2/2011 6:00:31 AM
lib5836$25.002/2/2011 6:19:54 AM
RyanM561$25.002/2/2011 6:08:22 AM
finance-mushroom$100.002/2/2011 7:13:33 AM
supreme-hope$25.002/2/2011 8:02:55 AM
PeePaw$25.002/2/2011 7:39:28 AM
Artist_Blue$25.002/2/2011 8:45:17 AM
groundsquirrel$25.002/2/2011 7:06:07 AM
nickel-hickory$50.002/2/2011 10:11:54 AM
Leshan$25.002/2/2011 9:47:48 AM
competent-p2p$50.002/2/2011 10:38:34 AM
IASKGOD$25.002/2/2011 11:27:44 AM
IslandParadise$30.002/2/2011 9:33:56 AM
I-Believe-In-You$25.002/2/2011 11:17:12 AM
thrifty-capital$25.002/2/2011 10:12:42 AM
Armyman122$50.002/2/2011 10:29:28 AM
nickel-hickory$50.002/2/2011 11:34:29 AM
80 Investments
 
Borrower Payment Dependent Notes Series 492475
This series of Notes was issued and sold upon the funding of the borrower loan #47119, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-04-2011 
Term: 36 months Listing End date:  Feb-04-2011 
 
Lender yield: 13.49% Borrower rate/APR: 14.49% / 16.65% Monthly payment: $68.83
 
Lender servicing fee: 1.00% Effective Yield*: 13.26%  
Estimated return*: 7.31%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Feb-2007 Debt/Income ratio: 8%
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:7y 9m
Amount delinquent: $0 Total credit lines: 5 Occupation: Food Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,507Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 31%  
   Homeownership: No  
Screen name: serene-commerce9 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
leaves turning
Purpose of loan:travel
This loan will be used to?

My financial situation:
I am a good candidate for this loan because i work.?

Monthly net income: $2135

Monthly expenses: $
??Housing: $535
??Insurance: $46
??Car expenses: $0
??Utilities: $35
??Phone, cable, internet: $160
??Food, entertainment: 80$
??Clothing, household expenses $20
??Credit cards and other loans: 120$
??Other expenses: $40
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
commanding-income774$25.002/4/2011 4:58:31 PM
octoberfresh$25.002/4/2011 5:26:39 PM
velocity-solo$50.002/4/2011 5:27:12 PM
peripatetic$25.002/4/2011 5:28:20 PM
Tradesmanlender$35.002/4/2011 5:29:27 PM
bold-durability-drum$100.002/4/2011 5:30:12 PM
commerce-yeller$25.002/4/2011 4:58:23 PM
selector568$200.002/4/2011 4:58:09 PM
jazzlender$50.002/4/2011 4:58:34 PM
simplelender80$100.002/4/2011 4:59:15 PM
kulender$100.002/4/2011 4:59:28 PM
be_wise$25.002/4/2011 4:59:57 PM
vigilance-revolutionary$50.002/4/2011 5:26:20 PM
impressive-credit431$100.002/4/2011 5:26:35 PM
enchanted-yield4$50.002/4/2011 5:27:17 PM
american6$100.002/4/2011 5:27:21 PM
rolandweary$25.002/4/2011 5:27:27 PM
marketplace-cello5$25.002/4/2011 5:27:43 PM
ursus$100.002/4/2011 5:27:53 PM
sensible-order2$100.002/4/2011 5:28:07 PM
meenan$50.002/4/2011 5:28:38 PM
enthralling-deal180$100.002/4/2011 4:58:54 PM
p2p_banker$25.002/4/2011 4:58:15 PM
dpries123$25.002/4/2011 4:58:38 PM
tech310$50.002/4/2011 4:59:35 PM
bestbuy$25.002/4/2011 5:00:07 PM
fishintime$100.002/4/2011 5:27:07 PM
orderly-leverage$100.002/4/2011 5:28:13 PM
pdxKurt$50.002/4/2011 5:28:48 PM
jenkris$25.002/4/2011 5:28:55 PM
HamachiMan$50.002/4/2011 5:29:01 PM
Clambake$100.002/4/2011 5:29:40 PM
liberty-society5$25.002/4/2011 5:29:51 PM
33 Investments
 
Borrower Payment Dependent Notes Series 492551
This series of Notes was issued and sold upon the funding of the borrower loan #47082, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-02-2011 
Term: 36 months Listing End date:  Feb-03-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $184.03
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Nov-1995 Debt/Income ratio: 4%
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:7y 9m
Amount delinquent: $0 Total credit lines: 14 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $6,165Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 26%  
   Homeownership: No  
Screen name: ready-treasure5 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate Debt
Purpose of loan:
Lower my interest expense

My financial situation:
I have a fairly stable job. I pay a substantial amount of child and spousal support but other than that I have a pretty simple financial picture.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
skibum65$50.002/2/2011 9:08:55 AM
buckeye9$50.002/2/2011 9:09:02 AM
bigballer105$25.002/2/2011 9:09:07 AM
organized-payment6$25.002/2/2011 9:09:11 AM
unclejaef$25.002/2/2011 9:09:15 AM
heavenly-interest9$50.002/2/2011 9:08:52 AM
HHP$25.002/2/2011 9:10:00 AM
jazzlender$25.002/2/2011 9:10:33 AM
Centaur$50.002/2/2011 9:09:53 AM
Marathoner$25.002/2/2011 9:10:04 AM
mdreiss$48.732/2/2011 9:10:48 AM
selector568$50.002/2/2011 9:10:19 AM
elasermd$50.002/2/2011 9:12:35 AM
sb0453$25.002/2/2011 9:08:58 AM
Phantom99$100.002/2/2011 9:09:05 AM
kirkjerk$50.002/2/2011 9:20:42 AM
meux99$25.002/2/2011 9:19:36 AM
g314$30.002/2/2011 9:12:40 AM
nimble-money0$50.002/2/2011 9:25:55 AM
Goodthing$100.002/2/2011 9:27:27 AM
compoundinterest$50.002/2/2011 9:27:54 AM
lender987654321$25.002/2/2011 9:28:03 AM
cebgop$25.002/2/2011 9:28:40 AM
yukongin$25.002/2/2011 9:29:00 AM
radforj22$50.002/2/2011 9:25:34 AM
kyomoon$50.002/2/2011 9:25:37 AM
DukSerduk$25.002/2/2011 9:25:52 AM
acropiloterau2002$25.002/2/2011 9:26:06 AM
Daneistes$50.002/2/2011 9:26:55 AM
antlr$50.002/2/2011 9:27:05 AM
BaxterEvil$25.002/2/2011 9:27:23 AM
C_Mark$100.002/2/2011 9:27:38 AM
currency-persimmon$25.002/2/2011 9:27:49 AM
Gr8Deal$50.002/2/2011 9:28:23 AM
perzzz$50.002/2/2011 9:28:35 AM
community-pipeline$25.002/2/2011 9:29:03 AM
Artist_Blue$25.002/2/2011 9:21:35 AM
blot44$25.002/2/2011 9:25:39 AM
velocity-solo$60.002/2/2011 9:26:04 AM
credit-force5$50.002/2/2011 9:26:53 AM
paintedposies$50.002/2/2011 9:27:29 AM
ogmanny$50.002/2/2011 9:27:33 AM
kanakakm$50.002/2/2011 9:27:39 AM
don8ter$25.002/2/2011 9:28:29 AM
inspired-investment8$100.002/2/2011 9:28:57 AM
gangusron$50.002/2/2011 3:44:22 PM
coloradoloanman$25.002/2/2011 3:45:08 PM
FundMaker$25.002/2/2011 3:59:14 PM
TomDalonajay$25.002/2/2011 3:47:27 PM
kvandivo$25.002/2/2011 2:53:31 PM
Digs$25.002/2/2011 3:59:05 PM
Dreamconnection$50.002/2/2011 3:46:26 PM
power-defender7$25.002/2/2011 3:50:40 PM
TheSmartAtheist$25.002/2/2011 4:33:07 PM
bowdish1$50.002/2/2011 4:34:27 PM
Dr_M$25.002/2/2011 5:50:43 PM
olka$25.002/2/2011 6:17:00 PM
lucabratsie$50.002/2/2011 5:28:30 PM
mozzarella$25.002/2/2011 7:45:35 PM
best-generosity-financier$25.002/3/2011 12:07:24 AM
cash-cymbal$50.002/2/2011 6:49:54 PM
pious-integrity6$25.002/2/2011 8:02:33 PM
efficient-treasure0$25.002/3/2011 6:23:21 AM
top-magnificent-greenback$25.002/3/2011 10:35:47 AM
LSAR$30.002/3/2011 11:33:55 AM
satisfying-exchange3$30.002/3/2011 2:22:29 PM
skro$55.532/3/2011 4:57:10 PM
return-owner$25.002/3/2011 3:09:31 PM
TemeculaLending$25.002/3/2011 4:50:46 PM
syounker$25.002/2/2011 9:09:10 AM
credit-investor5$50.002/2/2011 9:09:12 AM
tedsrfdude$50.002/2/2011 9:09:19 AM
CBO-Enterprise$50.002/2/2011 9:09:01 AM
jenkris$25.002/2/2011 9:09:57 AM
value-pouch$25.002/2/2011 9:10:09 AM
Montgomery-Burns$25.002/2/2011 9:10:45 AM
reueljw$25.002/2/2011 9:11:09 AM
EarlyRiser$250.002/2/2011 9:14:53 AM
Curly-Girly$25.002/2/2011 9:09:09 AM
ATOHokie$25.002/2/2011 9:10:12 AM
BidDaddyBigBucks$25.002/2/2011 9:18:51 AM
balance-voyager$50.002/2/2011 9:25:26 AM
CashProvider$100.002/2/2011 9:26:08 AM
Havana21$300.002/2/2011 9:26:42 AM
youqianderen$50.002/2/2011 9:27:00 AM
RJN$25.002/2/2011 9:20:45 AM
minista$25.002/2/2011 9:27:16 AM
cognizant-rate732$25.002/2/2011 9:27:31 AM
kenji4861$25.002/2/2011 9:28:37 AM
flexible-value$100.002/2/2011 9:28:55 AM
paladin847$50.002/2/2011 9:26:39 AM
jonandmeg21$50.002/2/2011 9:27:07 AM
Goodlender42$25.002/2/2011 9:27:36 AM
Mantis75$25.002/2/2011 9:27:42 AM
larsowe$35.002/2/2011 9:27:46 AM
forthright-dedication$25.002/2/2011 9:28:19 AM
TikPmp1$25.002/2/2011 9:28:33 AM
blissful-ore5$50.002/2/2011 9:28:49 AM
webclimber$50.002/2/2011 9:29:05 AM
iolaire$25.002/2/2011 9:30:02 AM
brightest-durability-chomper$25.002/2/2011 9:24:17 AM
fishtale$25.002/2/2011 9:25:46 AM
indomitable-coin$50.002/2/2011 9:26:02 AM
vutah$50.002/2/2011 9:26:34 AM
sensible-order2$100.002/2/2011 9:26:45 AM
fair-funds$50.002/2/2011 9:27:12 AM
thedoctor$100.002/2/2011 9:28:51 AM
honorable-yield$40.002/2/2011 9:29:07 AM
one-midas$25.002/2/2011 9:35:01 AM
30Sky$25.002/2/2011 1:45:35 PM
astute-benjamins$25.002/2/2011 2:49:33 PM
hopeful-truth5$100.002/2/2011 12:19:21 PM
ChristopherHS$25.002/2/2011 3:49:31 PM
integrity-onator1$25.002/2/2011 2:38:40 PM
ThomasC$50.002/2/2011 4:33:32 PM
cash-queen$25.002/2/2011 4:27:07 PM
awwaww$47.572/2/2011 3:45:38 PM
RandyL3$25.002/2/2011 4:45:44 PM
helpingyou1$50.002/2/2011 4:47:34 PM
subtle-revenue0$25.002/2/2011 5:33:45 PM
265alan0$25.002/2/2011 6:38:45 PM
jujitsulover$25.002/2/2011 9:52:59 PM
dobee$25.002/3/2011 4:56:18 AM
availableloan$25.002/2/2011 9:59:45 PM
FlexFunding$38.122/3/2011 1:13:47 AM
sandeepPR$25.002/2/2011 11:35:22 PM
kulender$50.002/3/2011 5:53:12 AM
revenue-appraiser$25.002/3/2011 6:31:13 AM
asset-snowdome$28.152/3/2011 5:32:43 AM
outofoffice$75.002/3/2011 7:36:07 AM
L0anShark$50.002/3/2011 8:02:16 AM
active-benjamins4$25.002/3/2011 8:44:03 AM
blukestrel$50.002/3/2011 10:28:26 AM
bondhedger$25.002/3/2011 11:36:15 AM
silver-beaker$25.002/3/2011 2:23:02 PM
Kessler$31.002/3/2011 9:45:24 AM
boylezz$50.002/3/2011 3:26:29 PM
UCSBGAUCHOS$26.002/3/2011 1:34:51 PM
VBinvestor$100.002/3/2011 1:44:34 PM
139 Investments
 
Borrower Payment Dependent Notes Series 492689
This series of Notes was issued and sold upon the funding of the borrower loan #46967, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-02-2011 
Term: 36 months Listing End date:  Feb-04-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $244.92
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jun-1994 Debt/Income ratio: 17%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 3 Current / open credit lines: 12 / 12Length of status:14y 10m
Amount delinquent: $677 Total credit lines: 23 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,044Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 45%  
   Homeownership: No  
Screen name: market-defender3 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation Loan
Purpose of loan:
This loan will be used to pay off my current credit card debt and one outstanding personal loan. The reason I am applying for a debt consolidation loan is to improve my credit score, the convenience?of having one payment and at the same time lowering my monthly payment.?
I would like to buy a home in the future and want to improve my credit score to get the best possible % rate.
My financial situation:
I am a good candidate for this loan because I like the idea of people helping people. I pay my monthly debts?on time and I usually pay off my personal loans ahead of time. I am also looking to invest with Prosper.com.?I have been at my home for 9 years when I first got married and I have been with my current employer for almost 15 years now. I'd like to see my credit score improve and look forward to helping others like me in the future.

Monthly net income: $ 2838.86

Monthly expenses: $
??Housing: $ 700.00
??Insurance: $ N/A
??Car expenses: $ 172.40 - Car Ins. - Car is paid off
??Utilities: $ 150.00 - FPL/ I don't pay for water
??Phone, cable, internet: $ 44.00
??Food, entertainment: $?600.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 320.00
??Other expenses: $ N/A
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
sensible-order2$100.002/2/2011 9:09:40 AM
jazzlender$25.002/2/2011 9:10:35 AM
dough-bear$50.002/2/2011 9:10:56 AM
velocity-solo$30.002/2/2011 9:13:08 AM
suave-dime6$25.002/2/2011 9:16:27 AM
HamachiMan$50.002/2/2011 9:17:39 AM
the-yield-surfer$50.002/2/2011 9:20:37 AM
finance-mushroom$100.002/2/2011 9:20:57 AM
orderly-leverage$50.002/2/2011 9:15:33 AM
reflective-rupee$100.772/2/2011 10:24:40 AM
taetrade$25.002/2/2011 11:00:32 AM
Moe87$25.002/2/2011 2:58:52 PM
ingenious-deal6$25.002/2/2011 2:59:55 PM
vacaerol$25.002/2/2011 4:45:13 PM
vutah$25.002/2/2011 5:31:18 PM
integrity-doctor$100.002/2/2011 9:04:18 PM
courteous-kindness1$50.002/2/2011 6:13:13 PM
loan-kung-fu$25.002/3/2011 1:29:49 AM
frogperson$250.002/2/2011 10:21:47 PM
zydeco337$25.002/3/2011 7:36:23 AM
cycle198$30.002/3/2011 7:38:28 AM
OLYVRC$25.002/3/2011 7:15:11 AM
WonByOne$95.142/3/2011 4:04:57 AM
leverage-monger$25.002/3/2011 7:49:52 AM
profit-powerplant$25.002/3/2011 12:07:17 PM
authoritative-platinum7$25.002/3/2011 1:49:38 PM
mammalian4$25.002/3/2011 3:34:20 PM
jybank$25.002/3/2011 8:07:16 PM
VJ_Financial$50.002/3/2011 8:49:09 PM
d_grbg$25.002/4/2011 1:35:30 AM
money-bauble$100.002/4/2011 1:54:10 AM
trade-goblin9$50.002/4/2011 5:13:56 AM
umfan123$25.002/4/2011 6:04:00 AM
head$25.002/4/2011 6:29:36 AM
competent-p2p$25.002/4/2011 7:30:18 AM
Comoparklender$29.392/4/2011 1:32:17 AM
FeedTheMachine$32.782/4/2011 1:35:59 AM
mason5$75.002/4/2011 6:32:18 AM
rockhound84$25.002/4/2011 7:11:49 AM
spark548$25.002/4/2011 7:23:19 AM
PotBellyPete$150.002/4/2011 9:02:19 AM
income-rocker2$50.002/4/2011 8:08:42 AM
haplender$50.002/4/2011 9:19:02 AM
FinanceEngine$25.002/4/2011 9:06:53 AM
chrisb1414$25.002/4/2011 9:30:46 AM
epic-value6$50.002/4/2011 9:33:07 AM
forthright-trade$25.002/4/2011 9:41:47 AM
bancoroyal$25.002/4/2011 9:53:42 AM
imoutdoorsy$25.002/4/2011 9:43:46 AM
special-rupee$45.002/4/2011 10:53:46 AM
rapid-credit428$25.002/4/2011 11:00:35 AM
mpatrick$25.002/4/2011 10:30:19 AM
Reliance_Banker$25.002/4/2011 2:08:05 PM
Iamthewalrus$25.002/4/2011 10:53:57 AM
Scotcha$50.002/4/2011 3:42:44 PM
platinum-czar$100.002/4/2011 11:58:38 AM
fund-javelin1$25.002/4/2011 12:27:50 PM
debt-force$25.002/4/2011 12:43:27 PM
utukxul$42.302/4/2011 1:18:16 PM
srsock$26.302/4/2011 1:39:28 PM
lamcat2000$25.002/4/2011 1:54:55 PM
Kselr$61.002/4/2011 2:59:15 PM
sweetlan$25.002/4/2011 3:08:39 PM
handshake5$100.002/4/2011 3:21:31 PM
shrewd-income$100.002/4/2011 4:28:04 PM
momoney2lend$25.002/4/2011 6:32:31 PM
icon7$40.002/4/2011 5:43:29 PM
wattboy$26.382/4/2011 7:45:33 PM
MoneyForNothing$10.952/4/2011 7:55:26 PM
genius520$100.002/2/2011 9:13:17 AM
asiaratt$50.002/2/2011 9:16:06 AM
liberty-society5$25.002/2/2011 9:18:18 AM
gain-equator$25.002/2/2011 9:20:15 AM
Artist_Blue$25.002/2/2011 9:21:14 AM
Investoman$50.002/2/2011 9:19:27 AM
greencat$50.002/2/2011 10:04:40 AM
simplelender80$100.002/2/2011 12:35:42 PM
competent-p2p$25.002/2/2011 12:40:30 PM
EarlyRiser$150.002/2/2011 11:47:05 AM
money-fort$25.002/2/2011 12:13:17 PM
2grindstones$25.002/2/2011 10:31:07 AM
gain-gourd$75.002/2/2011 2:59:56 PM
hopeful-truth5$100.002/2/2011 12:46:15 PM
crab-e-bill$28.612/2/2011 7:33:28 PM
SolarMoonshine$25.002/2/2011 6:55:29 PM
FASTIZIO_P$35.002/2/2011 9:48:09 PM
rjrventure$37.502/2/2011 7:32:06 PM
poolshark72$25.002/2/2011 10:06:49 PM
kulender$50.002/3/2011 5:53:28 AM
zorg77$25.002/3/2011 7:12:52 AM
dsnybnd$25.002/3/2011 7:58:19 AM
trumpeter5$30.002/3/2011 8:43:52 AM
shmb6508$25.002/3/2011 11:50:33 AM
machkimaspesi$25.002/3/2011 10:29:43 AM
lucrative-transparency0$50.002/3/2011 9:54:03 AM
Bob450$25.002/3/2011 6:24:26 PM
be_wise$25.002/3/2011 6:33:03 PM
loss-of-control$50.002/3/2011 7:03:24 PM
felicity-daydream$50.002/3/2011 10:33:12 PM
CA-Lender$25.002/4/2011 1:53:29 AM
treasure-bliss$38.602/4/2011 1:35:47 AM
Cromag$25.002/4/2011 8:04:00 AM
gold-blanket0$25.002/4/2011 8:59:03 AM
orange-preeminant-bill$50.002/4/2011 1:55:05 AM
lovely-order7$25.002/4/2011 5:29:02 AM
famous-bill$25.002/4/2011 4:49:31 AM
Leshan$25.002/4/2011 6:11:39 AM
MarvintheMartian$25.002/4/2011 6:59:50 AM
diversification-maple1$25.002/4/2011 7:18:57 AM
BankofBeth$25.002/4/2011 9:16:28 AM
BeanCownter$50.002/4/2011 8:08:20 AM
foothillender$25.002/4/2011 8:46:34 AM
Maupinman$50.002/4/2011 9:34:49 AM
druidpoet$27.002/4/2011 9:45:55 AM
BBL$25.002/4/2011 10:43:34 AM
active-reward7$50.002/4/2011 10:53:08 AM
profitable-return5$25.002/4/2011 12:09:25 PM
bid-treaty$50.002/4/2011 1:31:04 PM
melodious-openness$100.002/4/2011 3:13:01 PM
CreditBuilder2$50.002/4/2011 3:13:40 PM
wise-rupee-sanctuary$50.002/4/2011 3:20:53 PM
phoenix08$25.002/4/2011 3:33:22 PM
hawaiitechnical$25.002/4/2011 3:41:41 PM
payout-alien6$25.002/4/2011 4:49:28 PM
jarevack$25.002/4/2011 1:07:34 PM
economy-producer$25.002/4/2011 2:13:27 PM
radiant-loan5$200.002/4/2011 3:08:32 PM
cr55595$25.772/4/2011 4:37:40 PM
gold-commander0$42.512/4/2011 4:37:49 PM
villagers$35.002/4/2011 5:47:23 PM
Megaton$25.002/4/2011 5:59:25 PM
well-mannered-income3$25.002/4/2011 5:56:18 PM
ProjectVenture$25.002/4/2011 7:03:31 PM
upbeat-finance8$25.002/4/2011 6:42:44 PM
deal-hickory5$50.002/4/2011 7:26:15 PM
roark84$25.002/4/2011 7:39:43 PM
abovefifty$55.002/4/2011 7:55:08 PM
137 Investments
 
Borrower Payment Dependent Notes Series 492761
This series of Notes was issued and sold upon the funding of the borrower loan #47052, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.30% Listing Start date:  Feb-02-2011 
Term: 60 months Listing End date:  Feb-08-2011 
 
Lender yield: 7.99% Borrower rate/APR: 8.99% / 9.20% Monthly payment: $249.04
 
Lender servicing fee: 1.00% Effective Yield*: 7.99%  
Estimated return*: 6.69%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Aug-1987 Debt/Income ratio: 15%
Credit score: 780-799 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 23 / 23Length of status:2y 10m
Amount delinquent: $0 Total credit lines: 55 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $31,577Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 35%  
   Homeownership: Yes  
Screen name: innocent-investment Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 8 ( 100% ) 780-799 (Latest)
Principal borrowed: $15,000.00< 31 days late: 0 ( 0% )  
780-799 (May-2010)
 
Principal balance: $12,093.47 31+ days late: 0 ( 0% )
Total payments billed: 8  
Description
Loan 2
Purpose of loan:
This loan will be used to consolidate a large portion of remaining debt.

My financial situation:
I am a good candidate for this loan because it will improve my cash flow and I have a very stable, well paying job.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Does your 31K revolving credit balance include your previous Prosper loan or not? - Reddy_Capital
A: No it does not. (Feb-02-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
heavenly-interest9$50.002/2/2011 4:55:53 PM
buckeye9$50.002/2/2011 4:56:18 PM
Centaur$50.002/2/2011 4:57:06 PM
ATOHokie$25.002/2/2011 4:57:19 PM
elasermd$50.002/2/2011 4:58:30 PM
fair-funds$50.002/2/2011 5:04:06 PM
Goodlender42$25.002/2/2011 5:04:39 PM
larsowe$35.002/2/2011 5:04:58 PM
forthright-dedication$25.002/2/2011 5:05:17 PM
iolaire$25.002/2/2011 5:06:12 PM
skibum65$50.002/2/2011 4:55:58 PM
sb0453$25.002/2/2011 4:56:05 PM
ThomasC$50.002/2/2011 5:06:59 PM
Phantom99$100.002/2/2011 4:56:23 PM
Artist_Blue$25.002/2/2011 5:02:42 PM
BidDaddyBigBucks$25.002/2/2011 5:08:33 PM
balance-voyager$50.002/2/2011 5:03:01 PM
radforj22$50.002/2/2011 5:03:05 PM
investor_101$50.002/2/2011 5:08:54 PM
DukSerduk$25.002/2/2011 5:03:23 PM
indomitable-coin$50.002/2/2011 5:03:30 PM
velocity-solo$60.002/2/2011 5:03:32 PM
Havana21$300.002/2/2011 5:03:50 PM
minista$25.002/2/2011 5:04:13 PM
Goodthing$100.002/2/2011 5:04:22 PM
cognizant-rate732$25.002/2/2011 5:04:30 PM
ogmanny$50.002/2/2011 5:04:35 PM
C_Mark$100.002/2/2011 5:04:44 PM
cebgop$25.002/2/2011 5:05:43 PM
community-pipeline$25.002/2/2011 5:06:06 PM
integrity-onator1$25.002/2/2011 5:06:52 PM
tntmojave$25.002/2/2011 5:28:54 PM
youqianderen$50.002/2/2011 5:04:00 PM
currency-persimmon$25.002/2/2011 5:05:02 PM
thedoctor$100.002/2/2011 5:05:52 PM
inspired-investment8$100.002/2/2011 5:05:57 PM
webclimber$50.002/2/2011 5:06:08 PM
hopeful-truth5$500.002/2/2011 7:34:58 PM
m0rlock$500.002/2/2011 5:37:20 PM
cloud8$51.552/2/2011 5:48:40 PM
chameleon125$25.002/2/2011 10:00:13 PM
113121$28.432/2/2011 7:55:27 PM
get30inc$50.002/3/2011 12:56:14 AM
sandeepPR$25.002/2/2011 11:37:31 PM
astute-benjamins$25.002/3/2011 6:12:51 AM
jimbo29blue$50.002/3/2011 7:10:47 AM
JGB$35.352/3/2011 1:13:53 AM
don'twannadance$50.002/3/2011 7:24:00 AM
Hola_James$25.002/3/2011 7:33:08 AM
MonopolyDred$25.002/3/2011 5:37:53 AM
The-Helper$30.002/3/2011 11:18:12 AM
riv701$25.642/3/2011 12:35:13 PM
DeesBar$25.002/3/2011 9:55:13 AM
mikeandcat$76.292/3/2011 1:56:57 PM
vigilance-searcher$25.002/3/2011 11:25:18 AM
newest-funds-powerplant$50.002/3/2011 2:34:15 PM
boylezz$50.002/3/2011 3:35:37 PM
be_wise$25.002/3/2011 6:19:34 PM
competent-p2p$30.002/3/2011 7:35:21 PM
competent-p2p$70.002/4/2011 7:28:20 AM
a-responsible-return$50.002/4/2011 3:04:39 AM
payout-detective7$27.042/4/2011 4:23:37 AM
daddypro$25.002/4/2011 8:57:03 AM
atomantic$25.002/4/2011 9:45:58 AM
bancoroyal$50.002/4/2011 9:33:51 AM
Zadz$30.002/4/2011 10:31:31 AM
peso-tiramisu$25.002/4/2011 12:44:38 PM
sensible-diversification5$25.002/4/2011 12:58:14 PM
Guiren$100.002/4/2011 2:18:51 PM
CE88$100.002/4/2011 12:54:33 PM
bill-expert$85.002/4/2011 1:36:48 PM
conqueror359$50.002/4/2011 1:52:08 PM
wwwUniversal$25.002/4/2011 4:36:30 PM
ItsJustMe79$50.002/4/2011 7:40:45 PM
tutnyce$81.692/4/2011 7:57:56 PM
Socorro_Capital_Partners$25.002/5/2011 1:24:28 AM
ProjectVenture$55.002/4/2011 7:09:03 PM
profitable-money$25.002/4/2011 10:01:26 PM
zone6$50.002/5/2011 12:27:38 AM
visionary-currency$50.002/5/2011 6:01:01 AM
Dollars4Rent$25.002/5/2011 7:00:38 AM
mpactlender$25.002/5/2011 2:33:14 AM
FlexFunding$35.442/5/2011 3:14:40 AM
klinebarger$25.002/5/2011 8:06:36 AM
felicity-loyalist0$25.002/5/2011 10:38:15 AM
truth-image$50.002/5/2011 10:01:55 AM
CSinvestments$25.002/5/2011 11:54:19 AM
mlkhamilton$25.002/5/2011 12:51:58 PM
dud$50.002/5/2011 3:51:56 PM
historyman$25.002/5/2011 1:31:26 PM
bonus-quark4$25.002/5/2011 4:37:06 PM
theloanfiller$25.002/6/2011 8:12:41 AM
investment-kazoo$25.002/6/2011 8:35:41 AM
dontjader$100.002/5/2011 9:19:31 PM
MrRooster101$46.452/5/2011 7:57:49 PM
philly_eagles$25.002/6/2011 9:13:14 AM
tohster$40.392/6/2011 10:24:52 AM
crdcteng$50.002/6/2011 12:29:33 PM
IIP77$25.002/6/2011 9:21:06 PM
elegant-income3$50.002/6/2011 2:07:29 PM
vutah$25.002/7/2011 6:54:52 AM
Hola_James$35.802/7/2011 8:05:54 AM
HenlopenCapital$25.002/7/2011 8:03:43 AM
degster$25.002/7/2011 9:34:51 AM
the-openness-rotation$75.002/7/2011 1:30:08 PM
mitirp$84.262/7/2011 11:05:16 AM
benjamins-utopia$100.002/7/2011 10:36:11 AM
NaperLender$50.002/7/2011 4:05:59 PM
first-serene-credit$25.002/7/2011 7:46:55 PM
MTLoans$25.002/7/2011 8:36:00 PM
HunterSix$25.002/8/2011 12:34:02 AM
christifa$25.002/7/2011 5:13:53 PM
HenryK7$25.002/7/2011 6:26:00 PM
friendinmoney$25.002/8/2011 7:53:44 AM
blissful-penny$200.002/7/2011 10:43:50 PM
conductor146$25.002/8/2011 1:02:58 AM
lifegrowth$25.002/8/2011 8:53:33 AM
MoneyForNothing$15.432/8/2011 1:04:06 PM
CBO-Enterprise$50.002/2/2011 4:56:13 PM
unclejaef$25.002/2/2011 4:56:38 PM
jenkris$25.002/2/2011 4:57:10 PM
top-note-jamboree$50.002/2/2011 4:58:23 PM
EarlyRiser$250.002/2/2011 4:59:14 PM
tedsrfdude$50.002/2/2011 4:56:41 PM
jazzlender$25.002/2/2011 4:57:35 PM
kirkjerk$50.002/2/2011 5:01:59 PM
blot44$25.002/2/2011 5:03:14 PM
paladin847$50.002/2/2011 5:03:47 PM
sensible-order2$100.002/2/2011 5:03:52 PM
credit-force5$50.002/2/2011 5:03:54 PM
lender987654321$25.002/2/2011 5:05:10 PM
Gr8Deal$50.002/2/2011 5:05:23 PM
perzzz$50.002/2/2011 5:05:35 PM
honorable-yield$40.002/2/2011 5:06:10 PM
Curly-Girly$25.002/2/2011 4:56:30 PM
fishtale$25.002/2/2011 5:03:16 PM
acropiloterau2002$25.002/2/2011 5:03:34 PM
g314$30.002/2/2011 4:58:32 PM
paintedposies$50.002/2/2011 5:04:27 PM
compoundinterest$50.002/2/2011 5:05:07 PM
don8ter$25.002/2/2011 5:05:27 PM
kenji4861$25.002/2/2011 5:05:41 PM
blissful-ore5$50.002/2/2011 5:05:47 PM
yukongin$25.002/2/2011 5:06:00 PM
buukyak$25.002/2/2011 5:26:57 PM
meux99$25.002/2/2011 5:01:29 PM
nimble-money0$25.002/2/2011 5:28:59 PM
octoberfresh$25.002/2/2011 5:29:03 PM
RJN$25.002/2/2011 5:02:04 PM
kyomoon$50.002/2/2011 5:03:09 PM
kanakakm$50.002/2/2011 5:04:46 PM
Mantis75$25.002/2/2011 5:04:54 PM
Pulchritudinous$25.002/2/2011 5:26:42 PM
TikPmp1$25.002/2/2011 5:05:32 PM
30Sky$25.002/2/2011 5:06:41 PM
HHP$25.002/2/2011 5:49:07 PM
principal-bull$25.002/2/2011 6:04:54 PM
Aariel$25.002/2/2011 6:25:43 PM
blue-note-relaxation$25.002/2/2011 6:03:23 PM
FinDoc$25.002/3/2011 12:41:59 AM
integrity-doctor$100.002/2/2011 8:46:51 PM
dpfl55$25.002/3/2011 12:58:17 AM
bowdish1$100.002/3/2011 1:06:15 AM
mykkai$25.002/2/2011 7:18:41 PM
Tizzo27$50.002/2/2011 8:32:14 PM
reueljw$25.002/3/2011 12:46:39 AM
MiniBank998$25.002/3/2011 3:59:27 AM
availableloan$25.002/2/2011 9:59:49 PM
kulender$50.002/3/2011 5:53:17 AM
engaging-yield4$25.652/3/2011 1:27:23 AM
MONEYLENDER101$57.282/3/2011 12:43:30 AM
jimbo29blue$50.002/3/2011 7:11:02 AM
doopers$25.002/3/2011 6:23:37 AM
Moneypenny6$25.002/3/2011 7:11:49 AM
don'twannadance$50.002/3/2011 7:23:35 AM
moneybags16$25.002/3/2011 9:02:49 AM
efficient-treasure0$25.002/3/2011 6:23:23 AM
don'twannadance$50.002/3/2011 7:22:38 AM
don'twannadance$50.002/3/2011 7:23:02 AM
outofoffice$50.002/3/2011 7:36:22 AM
Astyanax$45.002/3/2011 10:00:18 AM
blukestrel$50.002/3/2011 10:28:30 AM
a2190b$25.002/3/2011 6:52:09 PM
BaxterEvil$25.002/3/2011 6:04:00 PM
best-social-cub$40.002/3/2011 8:49:47 PM
mammalian4$25.002/4/2011 5:35:10 AM
bancoroyal$100.002/4/2011 9:57:28 AM
active-reward7$50.002/4/2011 10:53:18 AM
Octavian315$35.002/4/2011 12:28:30 PM
harmonious-yield$25.002/4/2011 1:00:23 PM
caring-hope2$50.002/4/2011 1:50:23 PM
MoneyTree79$87.762/4/2011 1:53:58 PM
skuba$50.002/4/2011 11:31:14 PM
myworld701$25.002/5/2011 2:31:43 AM
108lender$200.002/5/2011 12:59:13 AM
subtle-revenue0$25.002/5/2011 5:02:15 AM
BURNERA_1$150.002/5/2011 8:46:44 AM
principal-bull$25.002/5/2011 1:22:00 PM
freefly67$25.002/5/2011 7:14:39 PM
dastdx1847$25.002/5/2011 2:12:02 PM
fascinating-value4$100.002/5/2011 3:24:39 PM
blue-euro-entrepreneur$25.002/6/2011 2:14:31 AM
TechieLender$50.002/6/2011 6:41:14 AM
luminous-transparency1$50.002/5/2011 7:02:22 PM
kid8549$25.002/6/2011 9:01:20 AM
life-is-great$50.002/6/2011 10:53:02 AM
alydad1$25.002/6/2011 10:55:48 AM
tenchi2777$50.002/6/2011 12:50:48 PM
Uncle_Scrooge$50.002/6/2011 1:20:51 PM
asset-pilot$50.002/6/2011 9:47:10 PM
elated-greenback$50.002/7/2011 7:28:18 AM
E-B$50.002/7/2011 8:17:43 AM
mpatrick$25.002/7/2011 11:13:40 AM
reinforced-reward$25.002/7/2011 9:33:41 AM
Washington_Loan$25.002/7/2011 9:35:21 AM
DavenportCapital$25.002/7/2011 9:31:40 AM
skaught$50.002/7/2011 10:01:37 AM
reflective-rupee$500.772/7/2011 11:20:21 AM
focused-wampum$25.002/7/2011 12:56:07 PM
5kids5$50.002/7/2011 3:40:14 PM
idriveajeep$30.002/7/2011 1:56:02 PM
GoldenGo4$200.002/7/2011 3:34:58 PM
b1geasy$25.002/7/2011 6:15:54 PM
zx12rider$25.002/7/2011 5:31:32 PM
Ristefo$34.962/7/2011 6:17:37 PM
alwayson$25.002/8/2011 7:11:00 AM
goodhearted-gold3$103.232/8/2011 5:42:32 AM
Manta_Rai$25.002/8/2011 5:56:26 AM
adama_48$25.002/8/2011 9:31:59 AM
Hotrod52$49.362/8/2011 9:57:59 AM
wyogirllender$25.002/8/2011 12:58:07 PM
NeketanBank$25.002/8/2011 9:49:40 AM
the-cash-allotment$29.272/8/2011 9:50:17 AM
sincere-balance$25.002/8/2011 10:34:48 AM
kelcurtis$29.622/8/2011 10:59:38 AM
thriller451$33.342/8/2011 10:37:34 AM
Brklyn01$25.002/8/2011 11:38:23 AM
Mira48$25.002/8/2011 11:11:54 AM
moneybags16$25.002/8/2011 1:03:56 PM
239 Investments
 
Borrower Payment Dependent Notes Series 492771
This series of Notes was issued and sold upon the funding of the borrower loan #46973, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-04-2011 
Term: 36 months Listing End date:  Feb-07-2011 
 
Lender yield: 13.49% Borrower rate/APR: 14.49% / 16.65% Monthly payment: $258.12
 
Lender servicing fee: 1.00% Effective Yield*: 13.26%  
Estimated return*: 7.31%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Apr-2008 Debt/Income ratio: 7%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:10y 8m
Amount delinquent: $0 Total credit lines: 8 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,897Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 56%  
   Homeownership: Yes  
Screen name: bold-benjamins-pursuit9 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: We bought the house in Aug 2010. The balance on the mortgage is $327k. There is a house on our street - exactly the same as ours - currently for sale at $419k but we think they are chancing their luck. Current value is around $350k - The Meadows community in Douglas County is an up and coming area and houses are selling fast in the area. Thanks. (Feb-06-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
tech310$50.002/4/2011 4:59:36 PM
be_wise$25.002/4/2011 4:59:58 PM
vigilance-revolutionary$50.002/4/2011 5:26:23 PM
pdxKurt$50.002/4/2011 5:28:50 PM
bancoroyal$50.002/4/2011 5:33:11 PM
radforj22$25.002/4/2011 5:33:28 PM
debt-force$25.002/4/2011 5:33:48 PM
enthralling-deal180$100.002/4/2011 4:58:55 PM
simplelender80$100.002/4/2011 4:59:17 PM
kulender$100.002/4/2011 4:59:29 PM
impressive-credit431$100.002/4/2011 5:26:36 PM
fishintime$100.002/4/2011 5:27:08 PM
velocity-solo$50.002/4/2011 5:27:13 PM
enchanted-yield4$50.002/4/2011 5:27:18 PM
american6$100.002/4/2011 5:27:23 PM
sensible-order2$100.002/4/2011 5:28:09 PM
mddahlheim$25.002/4/2011 9:04:34 PM
Tradesmanlender$35.002/4/2011 5:29:29 PM
Clambake$100.002/4/2011 5:29:42 PM
liberty-society5$25.002/4/2011 5:30:00 PM
bold-durability-drum$100.002/4/2011 5:30:10 PM
gain-equator$25.002/4/2011 5:30:33 PM
point-kitten6$50.002/4/2011 5:31:48 PM
ladybird1$50.002/4/2011 5:32:52 PM
competent-p2p$30.002/4/2011 5:32:46 PM
haplender$50.002/4/2011 5:32:58 PM
sprinter$50.002/4/2011 5:34:15 PM
reflective-rupee$500.772/4/2011 6:07:49 PM
philgreen$50.002/5/2011 1:21:22 AM
availableloan$25.002/4/2011 7:09:23 PM
loss-of-control$100.002/4/2011 7:19:04 PM
upbeat-finance8$25.002/4/2011 7:12:32 PM
auctionator1$50.002/4/2011 7:29:28 PM
ItsJustMe79$40.002/4/2011 7:42:02 PM
RyanTH9893$50.002/4/2011 7:39:23 PM
Nerdster1$25.012/5/2011 1:59:30 AM
Scotcha$50.002/4/2011 8:37:50 PM
beakerfish$50.002/4/2011 9:53:27 PM
profitable-money$25.002/4/2011 10:04:18 PM
point-pinnacle$50.002/4/2011 11:08:37 PM
lloyd_s$39.362/5/2011 2:46:13 AM
Artist_Blue$25.002/5/2011 1:19:02 AM
kind-value-pouch$61.002/5/2011 3:58:52 AM
FinanceEngine$25.002/5/2011 7:41:02 AM
zone6$50.002/5/2011 3:33:28 AM
credit-panda1$25.002/5/2011 8:36:11 AM
balance-force$25.002/5/2011 11:56:22 AM
mammalian4$25.002/5/2011 6:40:14 AM
klinebarger$25.002/5/2011 8:06:52 AM
aasx1108$25.002/5/2011 10:31:13 AM
wild-orange$50.002/5/2011 11:48:22 AM
enthusiastic-ore5$31.652/5/2011 12:07:08 PM
moola-accelerator6$25.002/5/2011 1:03:09 PM
SolarMoonshine$200.002/5/2011 1:43:18 PM
CSAworker$25.002/5/2011 12:14:24 PM
cash-tent$30.002/5/2011 12:42:51 PM
Investoman$50.002/5/2011 5:22:55 PM
comet55$25.002/5/2011 1:25:57 PM
kingston4g$50.002/5/2011 6:51:42 PM
dastdx1847$25.002/5/2011 2:02:32 PM
colorfulgardener$25.002/5/2011 3:36:29 PM
aspire2grow$25.002/5/2011 3:30:48 PM
luminous-transparency1$30.002/5/2011 7:09:19 PM
whatreality$51.762/6/2011 10:16:08 AM
kmr2$100.002/5/2011 9:16:14 PM
genius520$100.002/5/2011 8:20:51 PM
thankful-nickel2$25.002/5/2011 9:14:55 PM
vigilance-searcher$25.002/6/2011 9:07:55 AM
credit-observatory$25.002/6/2011 8:15:05 AM
alydad1$25.002/6/2011 10:58:46 AM
circustab$50.002/6/2011 7:37:13 PM
bowl800$25.002/6/2011 7:49:28 PM
Cambium$40.002/6/2011 8:22:45 PM
burgeoning-silver$25.002/7/2011 1:26:21 AM
IIP77$25.002/6/2011 9:21:17 PM
abnvette$25.002/6/2011 9:04:05 PM
value-guru3$30.002/6/2011 9:31:02 PM
rolandweary$25.002/4/2011 5:27:33 PM
marketplace-cello5$25.002/4/2011 5:27:46 PM
orderly-leverage$100.002/4/2011 5:28:14 PM
jenkris$25.002/4/2011 5:28:56 PM
bigphish$25.002/4/2011 5:30:56 PM
BidDaddyBigBucks$25.002/4/2011 5:31:35 PM
active-reward7$50.002/4/2011 5:33:37 PM
one-midas$25.002/4/2011 5:42:01 PM
scredneck$50.002/4/2011 6:50:12 PM
commerce-yeller$25.002/4/2011 4:58:24 PM
jazzlender$25.002/4/2011 4:59:05 PM
octoberfresh$25.002/4/2011 5:26:40 PM
ursus$100.002/4/2011 5:27:55 PM
peripatetic$25.002/4/2011 5:28:22 PM
meenan$50.002/4/2011 5:28:39 PM
HamachiMan$50.002/4/2011 5:29:06 PM
cash-queen$25.002/4/2011 10:23:42 PM
AFairDeal$75.002/4/2011 5:30:27 PM
bob_sacamano$25.002/4/2011 5:31:41 PM
skuba$50.002/4/2011 11:31:39 PM
epic-value6$50.002/4/2011 5:33:05 PM
cash-reaction2$50.002/4/2011 5:33:20 PM
vutah$25.002/4/2011 5:44:54 PM
Bank_Of_XL$50.002/4/2011 5:48:19 PM
RedCentre$96.322/5/2011 2:02:06 AM
MutuallyBeneficial$50.002/4/2011 8:31:05 PM
adir1$40.002/4/2011 11:57:33 PM
cash-vault$25.002/5/2011 3:47:02 AM
gracej$25.002/5/2011 2:20:46 AM
Johnab$25.002/5/2011 6:10:22 AM
interstellar$75.002/5/2011 6:35:46 AM
principal-star$25.002/5/2011 7:55:14 AM
wampum-chorus3$300.652/5/2011 4:06:56 AM
a-finance-nirvana$25.002/5/2011 3:37:48 AM
versatilenyguy$50.002/5/2011 5:06:41 AM
RandyL3$25.002/5/2011 11:37:12 AM
localwinelover$25.002/5/2011 6:34:03 AM
jayk63$25.002/5/2011 5:45:56 AM
exact-peso2$25.002/5/2011 6:49:56 AM
Sol_Invictus$25.002/5/2011 8:32:50 AM
justice-ally8$25.002/5/2011 8:14:17 AM
SimpleChoice$25.002/5/2011 11:00:57 AM
saltymt$25.002/5/2011 11:10:59 AM
economy-structure9$25.002/5/2011 11:35:08 AM
msh345$25.002/5/2011 12:22:29 PM
20mule$200.002/5/2011 2:25:59 PM
Leshan$25.002/5/2011 12:15:34 PM
grf1945$35.002/5/2011 1:16:14 PM
jmvingeorgia$100.602/5/2011 12:39:41 PM
LastLikeFirst$25.002/5/2011 2:31:08 PM
fairness-kayak$25.002/5/2011 3:41:34 PM
agalt$75.002/5/2011 4:25:52 PM
revenue-giraffe5$25.002/6/2011 7:35:52 AM
peteyboy43$71.012/5/2011 5:36:34 PM
GoldenGo4$50.002/6/2011 8:51:37 AM
anti-wall-st$25.002/6/2011 9:58:08 AM
herman7$25.002/5/2011 7:58:28 PM
SanJoser$25.002/6/2011 8:02:53 AM
doc1$100.002/6/2011 12:40:54 PM
Uncle_Scrooge$50.002/6/2011 1:21:13 PM
giantfan19$41.662/6/2011 1:49:59 PM
trustu$50.002/6/2011 8:31:26 PM
John_Galt$45.002/6/2011 10:24:47 PM
Thoth_88$29.612/6/2011 10:29:11 PM
Christophe$25.002/6/2011 2:16:06 PM
mclark340$50.002/7/2011 4:30:12 AM
wonderous-power$25.002/7/2011 5:22:19 AM
self-reliant-integrity0$50.002/6/2011 3:34:14 PM
liquidhorse$45.002/6/2011 5:54:32 PM
Techne_Funds_LLC$25.002/6/2011 5:29:55 PM
ScottCapital$25.002/7/2011 6:19:39 AM
LendsToMomos$51.022/7/2011 1:27:26 AM
gokart83$25.002/7/2011 5:09:11 AM
Nyarpy$24.582/7/2011 6:39:43 AM
151 Investments
 
Borrower Payment Dependent Notes Series 492787
This series of Notes was issued and sold upon the funding of the borrower loan #47076, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-10-2011 
Term: 36 months Listing End date:  Feb-10-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $92.02
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Dec-1975 Debt/Income ratio: 7%
Credit score: 840-859 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:40y 8m
Amount delinquent: $0 Total credit lines: 34 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $684Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 1%  
   Homeownership: Yes  
Screen name: unequivocal-finance2 Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
short term loan
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because? I have worked for the same company the last 40 years and I have a good credit history. I realize the legal issue of paying my bills on time but I also consider it a moral obligation. When I borrow money I pay it back.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Bieling$25.002/10/2011 9:00:34 AM
organized-payment6$25.002/10/2011 9:01:51 AM
currency-persimmon$25.002/10/2011 9:02:18 AM
compoundinterest$50.002/10/2011 9:02:23 AM
tedsrfdude$50.002/10/2011 9:03:06 AM
sensible-order2$100.002/10/2011 9:03:25 AM
Goodlender42$25.002/10/2011 9:03:36 AM
truth-image$50.002/10/2011 9:03:44 AM
benjamins-utopia$100.002/10/2011 9:03:56 AM
bowdish1$50.002/10/2011 9:04:08 AM
Dollars4Rent$38.712/10/2011 9:04:18 AM
Tradesmanlender$50.002/10/2011 9:05:27 AM
indomitable-coin$50.002/10/2011 9:09:34 AM
acropiloterau2002$25.002/10/2011 9:10:28 AM
MoneyForNothing$16.292/10/2011 9:17:20 AM
kenji4861$25.002/10/2011 9:00:59 AM
selector568$50.002/10/2011 9:01:26 AM
jonandmeg21$50.002/10/2011 9:01:57 AM
nimble-money0$25.002/10/2011 9:02:43 AM
a-responsible-return$50.002/10/2011 9:02:47 AM
ogmanny$50.002/10/2011 9:03:31 AM
intuitive-integrity9$50.002/10/2011 9:04:06 AM
investment-artist$50.002/10/2011 9:04:48 AM
TikPmp1$25.002/10/2011 9:02:29 AM
jenkris$25.002/10/2011 9:03:12 AM
youqianderen$50.002/10/2011 9:03:28 AM
C_Mark$100.002/10/2011 9:03:39 AM
mlkhamilton$25.002/10/2011 9:03:46 AM
wwwUniversal$25.002/10/2011 9:04:17 AM
sk10023$25.002/10/2011 9:09:49 AM
kyomoon$50.002/10/2011 9:00:45 AM
ThomasC$50.002/10/2011 9:00:50 AM
BaxterEvil$25.002/10/2011 9:01:05 AM
kanakakm$50.002/10/2011 9:02:17 AM
CBO-Enterprise$50.002/10/2011 9:02:58 AM
meux99$25.002/10/2011 9:03:17 AM
velocity-solo$60.002/10/2011 9:03:20 AM
kid8549$25.002/10/2011 9:03:47 AM
MTLoans$25.002/10/2011 9:04:02 AM
docdekay$100.002/10/2011 9:04:04 AM
lenderrb$50.002/10/2011 9:04:14 AM
ProjectVenture$50.002/10/2011 9:08:14 AM
credit-investor5$50.002/10/2011 9:01:55 AM
heavenly-interest9$50.002/10/2011 9:02:54 AM
paladin847$50.002/10/2011 9:03:23 AM
credit-force5$50.002/10/2011 9:03:27 AM
kulender$100.002/10/2011 9:03:53 AM
cashhelp$60.002/10/2011 9:05:44 AM
vine99$100.002/10/2011 9:00:37 AM
blot44$25.002/10/2011 9:00:55 AM
skuba$50.002/10/2011 9:01:09 AM
quantumwellguy$50.002/10/2011 9:01:18 AM
TexasLender2007$25.002/10/2011 9:01:48 AM
CashProvider$100.002/10/2011 9:02:13 AM
don8ter$25.002/10/2011 9:02:26 AM
cebgop$25.002/10/2011 9:02:33 AM
thedoctor$100.002/10/2011 9:02:39 AM
DukSerduk$25.002/10/2011 9:02:50 AM
Phantom99$100.002/10/2011 9:03:03 AM
klinebarger$25.002/10/2011 9:03:42 AM
Uncle_Scrooge$50.002/10/2011 9:03:51 AM
scrappy-bonus2$25.002/10/2011 9:04:13 AM
BidDaddyBigBucks$25.002/10/2011 9:09:46 AM
exchange-squirrel$25.002/10/2011 9:17:01 AM
64 Investments
 
Borrower Payment Dependent Notes Series 492813
This series of Notes was issued and sold upon the funding of the borrower loan #47046, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-05-2011 
Term: 36 months Listing End date:  Feb-08-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Sep-1987 Debt/Income ratio: 49%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 7Length of status:3y 1m
Amount delinquent: $0 Total credit lines: 27 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $23,091Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: No  
Screen name: silver-prominence5 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
I am asking for this money to consolidate my credit cards or some of them into a lower payment, so I can get myself out of debt. I have no problem making my payments on time to my creditors, but I am overextended and if I am able to combine some of them into one loan I would have an eaiser time paying off the loans. I have 2 cards which are closed and I would like to pay them off or most of them so I can get rid of those cards for good. I am a single parent and have manged quite well without any child support. I really am asking for some help to consolidate and get back on track with things. I have tried going to traditional banks but they wont take me and rather than file bankrupty or go through credit counesling I rather pay them off and get ahead. I just paid off my car a little over a year ago and my monthly payment was 357.31 a month and I was never late, and despite deffering three payments over the life of the loan I still paid off my contract on time, without extending it. I have been at my job for a little over three years and I dont plan on going anywhere and I was at my last job for almost four years. I just need help to consolidate things and get ahead!

I would really appriecate the help!

Thanks in advance.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: what's your monthly net income, and see my page please. thank you - Tono
A: 2600.00 a month (Feb-06-2011)
Q: Are the interest rates on your current lines of credit over 29%? If not, how will a loan at a higher interest rate help you pay your debt off faster? - lawchick
A: Some of them yes are over that percentage! It will help me pay things down faster by having one payment and it will free up money so I can actually put more towards the debt insted of having to try to spread it out over so many cards! (Feb-06-2011)
Q: Thank you for the reply, I'm guessing "$2,600 a month" is your income. Right? Now for the second part: my page will ask you for your total average monthly expenses, a single sum figure. good luck - Tono
A: 2200.00 a month are my monthly expenses, and by doing this loan I am going to reduce that down by consolidating a couple of credit cards! (Feb-06-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
reflective-rupee$350.772/5/2011 12:05:00 PM
simplelender80$100.002/5/2011 12:05:57 PM
kulender$100.002/5/2011 12:01:09 PM
profit-powerplant$25.002/5/2011 12:14:24 PM
jazzlender$25.002/5/2011 12:07:07 PM
restless-dime$25.002/5/2011 12:30:56 PM
lendstats_com$200.002/5/2011 1:04:31 PM
deegeeman$50.002/5/2011 1:33:33 PM
ready-interest9$25.002/5/2011 2:49:07 PM
sturdy-peace9$75.002/5/2011 3:32:19 PM
2grindstones$25.002/5/2011 4:58:16 PM
red-favorable-basis$25.002/5/2011 5:26:36 PM
power-grid134$25.002/5/2011 2:06:05 PM
nickel-hickory$50.002/5/2011 1:26:29 PM
DasMula$25.002/5/2011 2:25:46 PM
hillerod$25.002/5/2011 3:20:49 PM
balance-force$25.002/5/2011 3:31:42 PM
Investoman$50.002/5/2011 5:21:10 PM
nilonc1$25.002/6/2011 8:10:47 AM
WMY-Investor$100.002/5/2011 7:59:21 PM
COCHINOBOY$50.002/5/2011 11:26:27 PM
genius520$100.002/5/2011 8:17:11 PM
loanman2007$100.002/6/2011 6:37:05 AM
good4loan$25.002/6/2011 5:35:33 PM
festeringsnot$25.002/6/2011 6:55:55 PM
upbeat-finance8$25.002/6/2011 8:38:20 PM
sentimental-commerce1$125.842/7/2011 7:10:24 AM
skuba$25.002/7/2011 7:11:02 AM
musegaze$100.002/7/2011 9:37:44 AM
sflash$25.002/7/2011 9:15:34 AM
oreyedoc$50.002/7/2011 2:42:55 PM
finance-prescription$50.002/7/2011 2:43:08 PM
Shining-Star$25.002/7/2011 10:28:47 AM
Makingitrain$25.002/7/2011 3:10:46 PM
Artist_Blue$25.002/7/2011 12:00:58 PM
hopeful-truth5$300.002/7/2011 12:12:59 PM
bid-treaty$54.232/7/2011 3:47:16 PM
autonomous-truth$25.002/7/2011 1:46:03 PM
jjswanso$25.002/7/2011 5:00:58 PM
Ocean713$50.002/7/2011 2:51:09 PM
shrewd-income$25.002/7/2011 3:58:36 PM
open-minded-fund9$50.002/7/2011 8:33:54 PM
HammerSmith$25.002/7/2011 9:24:48 PM
onecooldrink$25.002/7/2011 11:52:46 PM
arrow6$25.002/8/2011 4:56:14 PM
EarlyRiser$250.002/8/2011 4:50:27 PM
justonejake$25.002/8/2011 5:28:06 PM
SDNLR$25.002/8/2011 5:32:25 PM
Aunca$50.002/8/2011 5:57:49 PM
ChuckieG$50.002/8/2011 5:58:00 PM
shrewd-peace7$50.002/8/2011 5:58:47 PM
Maupinman$50.002/8/2011 5:58:52 PM
ingenious-deal6$25.002/8/2011 5:28:05 PM
TheCount$25.002/8/2011 5:31:14 PM
profitable-return5$25.002/8/2011 6:02:19 PM
108lender$35.412/8/2011 5:32:01 PM
CA-Lender$25.002/8/2011 5:30:19 PM
payout-mongoose$25.002/8/2011 6:04:36 PM
hope-spinner$25.002/8/2011 6:06:04 PM
MAYBROOK$50.002/8/2011 6:06:51 PM
kindness-hickory5$50.002/8/2011 6:07:11 PM
epic-value6$50.002/8/2011 5:34:31 PM
larrybird$63.022/8/2011 5:58:06 PM
wanna-help$50.002/8/2011 5:58:37 PM
nimble-economy863$25.002/8/2011 5:58:49 PM
AspiringJunzi$25.002/8/2011 5:57:43 PM
gizzywump$50.002/8/2011 5:58:13 PM
gold-blanket0$25.002/8/2011 5:58:50 PM
economy-producer$25.002/8/2011 6:04:39 PM
green-capital-hornet$25.002/8/2011 6:05:05 PM
GInBaghdad$25.002/8/2011 6:05:19 PM
supersarah61$25.002/8/2011 6:05:50 PM
nicklds$25.002/8/2011 6:05:54 PM
runner262$25.002/8/2011 6:06:16 PM
blackstar$25.002/8/2011 6:06:23 PM
Iamthewalrus$25.002/8/2011 6:02:15 PM
mdf$50.002/8/2011 6:05:14 PM
shmb6508$25.002/8/2011 6:06:24 PM
villagers$35.002/8/2011 6:06:28 PM
Mark-7$50.002/8/2011 6:06:34 PM
the-upbeat-p2p$50.002/8/2011 6:07:06 PM
zipemdown$40.342/8/2011 6:07:38 PM
orderly-leverage$50.002/5/2011 12:11:13 PM
liberty-society5$25.002/5/2011 12:12:56 PM
debt-force$25.002/5/2011 12:15:30 PM
sensible-order2$100.002/5/2011 12:05:36 PM
nickel-hickory$25.002/5/2011 12:07:33 PM
nickel-hickory$50.002/5/2011 1:26:36 PM
suave-dime6$25.002/5/2011 12:11:37 PM
HamachiMan$50.002/5/2011 12:12:06 PM
authoritative-platinum7$25.002/5/2011 12:14:27 PM
investment-artist$25.002/5/2011 2:38:00 PM
favorite-commerce$50.002/5/2011 2:46:25 PM
gain-equator$25.002/5/2011 12:13:30 PM
Bob450$25.002/5/2011 12:16:22 PM
impala6464$100.002/5/2011 6:55:45 PM
HelpfulLender1$25.002/5/2011 2:23:33 PM
ASR3$35.002/5/2011 2:01:01 PM
impressive-openness7$25.002/5/2011 3:26:02 PM
well-mannered-income3$30.002/5/2011 4:03:04 PM
platinum-cargo$50.002/5/2011 5:09:49 PM
RyanM561$25.002/5/2011 7:05:32 PM
droopie1$25.002/5/2011 11:32:33 PM
principal-laser$37.682/6/2011 4:26:29 AM
TackingWindward$25.002/6/2011 1:55:22 PM
papaloha$25.002/6/2011 7:11:00 PM
witty-openness$25.002/6/2011 5:06:20 PM
loss-of-control$50.002/6/2011 1:55:26 PM
deal-hickory5$50.002/7/2011 7:10:54 AM
gold-cluster$100.002/7/2011 5:33:12 AM
greencat$50.002/7/2011 7:26:20 AM
benjamins-utopia$50.002/7/2011 10:36:44 AM
AF-Chief$50.002/7/2011 12:01:53 PM
bronzmajom$25.002/7/2011 2:40:28 PM
aquistoyraul$25.002/7/2011 2:44:42 PM
tigercat$50.002/7/2011 3:58:35 PM
ekmendenhall$55.552/7/2011 4:08:28 PM
skillful-asset5$30.002/7/2011 6:29:07 PM
larryboy10$25.002/7/2011 7:03:47 PM
commitment-orbiter5$50.002/7/2011 8:05:57 PM
ramst41$25.002/8/2011 7:02:06 AM
travels536$25.002/8/2011 5:13:09 AM
money-bauble$100.002/8/2011 1:26:19 PM
indomitable-dedication$50.002/8/2011 1:30:51 PM
consummate-loyalty1$50.002/8/2011 11:10:51 AM
important-openness1$50.002/8/2011 1:37:33 PM
YeoLenderSource$25.002/8/2011 2:47:46 PM
asiaratt$50.002/8/2011 5:32:27 PM
payment-gusto$25.002/8/2011 5:32:37 PM
be_wise$25.002/8/2011 5:57:55 PM
admirable-basis1$25.002/8/2011 5:58:10 PM
spark548$25.002/8/2011 5:58:49 PM
imoutdoorsy$25.002/8/2011 5:59:01 PM
credit-sycamore4$100.002/8/2011 5:28:02 PM
FASTIZIO_P$35.002/8/2011 6:04:13 PM
credit-force5$50.002/8/2011 5:32:23 PM
ingenious-interest1$50.002/8/2011 5:31:32 PM
meteoric-asset4$25.002/8/2011 6:05:51 PM
Speculator$25.002/8/2011 5:32:34 PM
vmann$50.002/8/2011 6:06:08 PM
kingston4g$25.002/8/2011 6:06:15 PM
enriching-listing$25.002/8/2011 6:07:04 PM
S-Master$50.002/8/2011 6:07:27 PM
honorable-yield$25.002/8/2011 6:07:52 PM
mykkai$25.002/8/2011 5:44:27 PM
Banker7371$25.002/8/2011 5:57:41 PM
nanda$50.002/8/2011 5:58:08 PM
moola-wildebeest3$50.002/8/2011 5:58:11 PM
trade-surge3$50.002/8/2011 5:58:09 PM
social-conductor4$25.002/8/2011 6:05:22 PM
finance-vault$25.002/8/2011 6:05:47 PM
Pilotaceh$25.002/8/2011 6:05:52 PM
Gladglide$30.002/8/2011 6:06:19 PM
haplender$50.002/8/2011 6:06:26 PM
Uncle_Scrooge$50.002/8/2011 6:06:41 PM
market-inspector$50.002/8/2011 6:07:13 PM
new-social-economist$60.002/8/2011 6:07:19 PM
income-sage9$25.002/8/2011 6:05:56 PM
life-is-great$50.002/8/2011 6:06:05 PM
lucrative-dollar$25.002/8/2011 6:06:18 PM
balance-hercules$50.002/8/2011 6:06:38 PM
red-power-pecan$50.002/8/2011 6:06:57 PM
whartonmba$25.002/8/2011 6:07:20 PM
kind-efficient-credit$25.002/8/2011 6:07:39 PM
164 Investments
 
Borrower Payment Dependent Notes Series 492829
This series of Notes was issued and sold upon the funding of the borrower loan #47098, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-06-2011 
Term: 36 months Listing End date:  Feb-10-2011 
 
Lender yield: 8.55% Borrower rate/APR: 9.55% / 11.65% Monthly payment: $288.51
 
Lender servicing fee: 1.00% Effective Yield*: 8.53%  
Estimated return*: 5.03%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Aug-1992 Debt/Income ratio: 12%
Credit score: 780-799 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:10y 1m
Amount delinquent: $0 Total credit lines: 10 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,010Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 45%  
   Homeownership: Yes  
Screen name: wmdswf Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Taking Control of My Debt
Purpose of loan:
This loan will enable me to take control of my debt, pay it off, and live a life without the stress and burden of monthly credit card payments.? I would love to become a certified sign language interpreter and paying off my debt will help me to be able to take the next step towards progressing in that direction without the monthly payments hanging over me.

My financial situation:
I am a good candidate for this loan because I work hard and always pay my bills each month.? I take my job seriously and truly respect and appreciate the decision others may make in taking a chance on me.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
enthralling-deal180$75.002/6/2011 12:03:29 PM
haplender$50.002/6/2011 12:13:01 PM
cash-reaction2$50.002/6/2011 12:13:18 PM
jazzlender$25.002/6/2011 12:04:21 PM
vigilance-revolutionary$50.002/6/2011 12:08:46 PM
american6$100.002/6/2011 12:09:08 PM
velocity-solo$60.002/6/2011 12:08:36 PM
meenan$50.002/6/2011 12:10:26 PM
marketplace-cello5$25.002/6/2011 12:09:20 PM
HamachiMan$50.002/6/2011 12:10:44 PM
sensible-order2$100.002/6/2011 12:09:45 PM
bold-durability-drum$100.002/6/2011 12:11:33 PM
active-reward7$50.002/6/2011 12:13:28 PM
skuba$50.002/6/2011 12:13:51 PM
msh345$25.002/6/2011 12:14:23 PM
doc1$65.002/6/2011 12:43:41 PM
CE88$50.002/7/2011 12:58:45 AM
Uncle_Scrooge$50.002/6/2011 1:21:28 PM
openness-viking$100.002/6/2011 6:13:15 PM
misit$25.002/6/2011 3:26:42 PM
daddypro$25.002/7/2011 8:00:57 AM
Reddy_Capital$25.002/6/2011 6:29:29 PM
RyanTH9893$25.002/6/2011 8:40:07 PM
L0anShark$70.002/7/2011 7:16:59 AM
Shamrock731$25.002/7/2011 10:57:07 AM
AF-Chief$50.002/7/2011 12:06:47 PM
Ocean713$50.002/7/2011 2:51:31 PM
benjamins-utopia$100.002/7/2011 10:35:59 AM
melodious-fairness$50.002/7/2011 10:40:54 AM
1SteelerFan$30.002/7/2011 11:27:05 AM
adventurous-commerce$25.002/7/2011 11:27:01 AM
hopeful-truth5$300.002/7/2011 12:16:21 PM
GoldenGo4$50.002/7/2011 3:41:16 PM
greenback-orchestra$25.002/7/2011 1:53:50 PM
TechieLender$50.002/7/2011 2:09:50 PM
Terapin0511$25.002/7/2011 2:42:29 PM
LoanAngel$25.002/7/2011 8:15:06 PM
simiray$25.002/7/2011 5:18:45 PM
circustab$50.002/8/2011 7:31:45 AM
Bio-physicist$50.002/8/2011 10:41:35 AM
Moneypenny6$25.002/8/2011 8:36:48 AM
ijspence$25.002/8/2011 2:26:30 PM
otto1939$50.002/8/2011 9:17:02 AM
payment-friendship$25.002/8/2011 10:45:41 AM
upbeat-fund$25.002/8/2011 12:55:52 PM
tech310$50.002/8/2011 4:49:32 PM
g314$30.002/8/2011 5:32:32 PM
RandyL3$25.002/8/2011 5:29:49 PM
Pulchritudinous$25.002/8/2011 5:33:40 PM
balance-force$45.002/8/2011 5:50:52 PM
credit-investor5$32.952/8/2011 5:35:02 PM
rdrloan$50.002/8/2011 5:55:15 PM
a-finance-nirvana$25.002/8/2011 6:21:08 PM
YellowJacket$25.002/8/2011 6:06:01 PM
superb-funds335$25.002/8/2011 8:30:52 PM
ursus$100.002/8/2011 6:21:51 PM
lenderrb$35.002/8/2011 6:41:09 PM
orderly-leverage$100.002/8/2011 6:21:03 PM
engaging-worth$25.002/8/2011 7:13:46 PM
GrayStudio$25.002/8/2011 11:10:59 PM
Barak$50.002/9/2011 6:44:40 AM
rjrventure$25.002/9/2011 2:40:26 PM
one-midas$25.002/9/2011 9:34:53 AM
BAJMP$51.732/9/2011 12:20:38 PM
peso-tiramisu$25.002/9/2011 3:00:47 PM
penny-finder$34.372/9/2011 12:28:34 PM
aquarexbi$50.002/9/2011 12:57:28 PM
rjrventure$75.002/9/2011 2:30:55 PM
dime-smasher5$25.002/9/2011 8:26:34 PM
DalCowboys$25.002/9/2011 4:25:09 PM
powerful-finance7$25.002/10/2011 12:53:18 AM
pdxKurt$50.002/9/2011 5:20:22 PM
magnificent-income7$25.002/10/2011 7:21:32 AM
brightest-income-hunter$32.532/9/2011 6:26:23 PM
BankofBeth$25.002/10/2011 8:40:51 AM
myduck$75.002/9/2011 7:07:29 PM
Cal07$25.002/9/2011 8:14:26 PM
blindtaxidriver$25.002/9/2011 10:14:56 PM
bombay56$50.002/9/2011 10:05:46 PM
Charmart$25.002/10/2011 3:15:46 AM
favorite-commerce$25.002/10/2011 10:18:05 AM
gustavholstopus32$25.002/10/2011 4:51:17 AM
buffalobills$25.002/10/2011 8:02:29 AM
tomdooley12520$25.002/10/2011 12:44:54 PM
knark$25.002/10/2011 10:53:42 AM
Tradesmanlender$50.002/6/2011 12:04:00 PM
commerce-yeller$25.002/6/2011 12:07:04 PM
be_wise$25.002/6/2011 12:08:39 PM
peripatetic$25.002/6/2011 12:09:56 PM
gain-equator$25.002/6/2011 12:11:47 PM
BidDaddyBigBucks$25.002/6/2011 12:12:04 PM
ladybird1$50.002/6/2011 12:12:44 PM
epic-value6$50.002/6/2011 12:13:13 PM
kmr2$100.002/6/2011 12:16:12 PM
selector568$50.002/6/2011 12:05:16 PM
competent-p2p$30.002/6/2011 12:05:49 PM
simplelender80$100.002/6/2011 12:04:47 PM
kulender$100.002/6/2011 12:05:07 PM
DasMula$25.002/6/2011 1:12:45 PM
fishintime$100.002/6/2011 12:08:54 PM
newest-funds-powerplant$25.002/6/2011 2:25:26 PM
AFairDeal$75.002/6/2011 12:11:39 PM
jenkris$25.002/6/2011 12:10:33 PM
sprinter$39.312/6/2011 12:13:42 PM
point-kitten6$50.002/6/2011 12:12:09 PM
grf1945$35.002/6/2011 12:14:44 PM
genius520$100.002/6/2011 12:15:57 PM
SolarMoonshine$25.002/6/2011 1:14:35 PM
FundMaker$25.002/6/2011 10:32:55 PM
reflective-rupee$500.772/6/2011 8:11:29 PM
sandeepPR$25.002/7/2011 12:12:47 AM
trustu$50.002/6/2011 8:31:37 PM
SCD$25.002/7/2011 4:11:11 AM
retiresecure$25.002/7/2011 6:45:10 AM
indomitable-coin$50.002/7/2011 6:55:46 AM
dreamhope$25.002/7/2011 8:26:45 AM
investment-artist$25.002/7/2011 8:30:49 AM
HAWK-Investing$50.002/7/2011 9:52:32 AM
agalt$75.002/7/2011 10:41:50 AM
vutah$50.002/7/2011 3:23:46 PM
cash-queen$40.002/7/2011 11:54:12 AM
radforj22$25.002/7/2011 4:45:53 PM
terrific-p2ploan$30.002/7/2011 7:44:54 PM
organized-dedication9$50.002/7/2011 5:12:06 PM
tutnyce$100.002/7/2011 5:15:59 PM
goodhearted-basis4$25.002/8/2011 1:08:20 AM
chestnut4$25.002/8/2011 8:17:05 AM
Mav26$75.002/8/2011 8:38:55 AM
Artist_Blue$25.002/8/2011 6:07:54 AM
revenue-appraiser$25.002/8/2011 5:25:18 AM
rolandweary$25.002/8/2011 2:26:18 PM
a-restless-dollar$75.002/8/2011 12:15:47 PM
ams294$48.402/8/2011 1:09:25 PM
Clambake$100.002/8/2011 2:25:50 PM
orgy63$25.002/8/2011 4:50:45 PM
octoberfresh$26.502/8/2011 4:16:21 PM
intuitive-integrity9$50.002/8/2011 4:32:45 PM
astute-benjamins$25.002/8/2011 5:48:55 PM
jamiee73$25.002/8/2011 6:11:48 PM
rce1964$25.002/9/2011 12:48:17 AM
sincere-balance$25.002/9/2011 6:49:00 AM
mls$100.002/9/2011 8:25:50 AM
steady-funds3$32.542/9/2011 6:01:48 AM
elvisloans$25.002/9/2011 6:37:43 AM
irrelevant$50.002/9/2011 7:01:33 AM
competent-p2p$45.002/9/2011 10:18:20 AM
Iwantahelp$25.002/9/2011 7:12:23 AM
VBinvestor$100.002/9/2011 10:12:32 AM
sk10023$40.002/9/2011 10:35:43 AM
monster4$50.002/9/2011 9:33:25 AM
radiant-cash0$30.002/9/2011 12:11:32 PM
SGODLY$25.002/9/2011 9:56:25 AM
luminous-transparency1$30.002/9/2011 3:07:08 PM
thankful-nickel2$25.002/9/2011 5:41:16 PM
piano55$29.002/9/2011 2:16:36 PM
profitable-money$25.002/9/2011 7:40:16 PM
friendly-principal76$30.792/9/2011 3:41:49 PM
mandular$25.002/10/2011 12:50:48 AM
icon7$25.002/10/2011 4:35:19 AM
CASSHMAN$150.002/9/2011 6:44:23 PM
wwwUniversal$25.002/10/2011 1:00:23 AM
Moots$29.002/10/2011 7:16:33 AM
don8ter$25.002/10/2011 7:57:02 AM
anton$1,150.002/10/2011 1:30:45 PM
ultimate-trade896$50.002/10/2011 9:32:00 AM
crdcteng$25.002/10/2011 9:41:09 AM
best-generosity-financier$25.002/10/2011 11:49:53 AM
167 Investments
 
Borrower Payment Dependent Notes Series 492845
This series of Notes was issued and sold upon the funding of the borrower loan #47143, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-04-2011 
Term: 36 months Listing End date:  Feb-07-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $244.92
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Feb-2002 Debt/Income ratio: Not calculated
Credit score: 680-699 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:8y 8m
Amount delinquent: $0 Total credit lines: 14 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,559Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 91%  
   Homeownership: No  
Screen name: enthralling-rupee Borrower's state: NewHampshire Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Support Until Graduate School
Purpose of loan:
This loan will be used for...
Payment of my student loans from present until I begin my master's degree in Geology at the University of New Hampshire in late August 2011. I am requiring extra funds to pay for my loans because I moved to the island of St. Kitts to live with my girlfriend while she is in her first 3 semesters of getting her Doctorate of Veterinary Medicine at Ross University, and found out as a non-citizen that I am prevented from working for pay. I am currently volunteering my time on the island to pioneer my faith, helping with children's classes and teaching the readings. I am also a writer and have been taking some time to start articles on environmental impact here on the island and abroad. However, I don't feel comfortable devoting my full time to it unless I can find a way to fund my student loans.
My financial situation:
I am a good candidate for this loan because? I have a very limited time where I need an external source of funds (now until August). Once I begin graduate school at UNH - I am already accepted into the program - I will have both my tuition paid for from grants within the department and also receive a stipend of around $15000. There are also extra stipends and fellowships I will take part in by being a teaching and/or research assistant. Also, I will have a month at home before I start graduate school in which I am requested to work at my usual job because it is their peak business season. I will be living at my parent's home, so there will be no housing expenses, and I should be able to bring in around $2000 that month from my job.

Monthly net income: Currently $ 0

Monthly expenses: $
??Housing: $ 0 (taken care of with my girlfriend's student housing)
??Insurance: $ 0
??Car expenses: $ 0 (use a bicycle now)
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $ 800
??Clothing, household expenses $100
??Credit cards and other loans: $500
??Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hi- I was wondering what the $9,000 in revolving credit balance was for? Thanks! Josh - diversification-maple1
A: Thanks for the inquiry Josh. While I was at school, my parents added me to their Capital One credit card account by getting me my own card linked to their account for use in emergencies. I believe the $9,000 is their credit limit on that card. Best, Chris (Feb-06-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
sensible-order2$100.002/4/2011 9:04:28 AM
profit-powerplant$25.002/4/2011 9:10:44 AM
haplender$50.002/4/2011 9:19:26 AM
octoberfresh$26.002/4/2011 9:05:45 AM
jazzlender$25.002/4/2011 9:06:17 AM
kulender$50.002/4/2011 9:03:52 AM
orderly-leverage$50.002/4/2011 9:07:50 AM
Artist_Blue$25.002/4/2011 9:09:32 AM
87Marc$25.002/4/2011 9:35:29 AM
reflective-rupee$600.772/4/2011 10:02:39 AM
leverage-monger$25.002/4/2011 10:48:09 AM
loanman2007$25.002/4/2011 12:36:06 PM
moneysong$600.002/4/2011 6:11:07 PM
zorg77$25.002/4/2011 8:39:22 PM
loss-of-control$50.002/4/2011 7:18:18 PM
shrewd-income$394.352/4/2011 10:48:23 PM
leverage-monger$25.002/5/2011 6:55:56 AM
exchange-dreams$27.002/5/2011 9:14:04 AM
spsavage$25.002/5/2011 5:32:14 AM
integrity-enrichment2$35.002/5/2011 5:47:20 AM
foothillender$25.002/5/2011 7:00:21 AM
FinanceEngine$25.002/5/2011 7:43:21 AM
bankbuddy55$50.002/5/2011 8:49:51 AM
Leshan$25.002/5/2011 12:16:48 PM
deal-seagull7$100.002/5/2011 6:06:39 PM
HelpfulLender1$25.002/5/2011 1:59:38 PM
ASR3$25.002/5/2011 2:39:10 PM
houli123$100.002/6/2011 3:29:42 AM
SDD123$25.002/6/2011 4:52:54 AM
platinum-cargo$50.002/5/2011 5:11:11 PM
balance-hercules$50.002/6/2011 8:53:40 AM
runner262$25.002/6/2011 1:11:21 PM
Uncle_Scrooge$50.002/6/2011 1:26:24 PM
shmb6508$25.002/7/2011 7:10:45 AM
Mark-7$50.002/7/2011 7:11:04 AM
debt-force$25.002/7/2011 7:11:23 AM
maj0508$100.002/7/2011 8:37:14 AM
124SpiderMan$50.002/7/2011 10:05:02 AM
benjamins-utopia$50.002/7/2011 10:36:24 AM
Shining-Star$100.002/7/2011 11:12:00 AM
the-openness-rotation$100.002/7/2011 1:33:18 PM
musegaze$100.002/7/2011 9:37:27 AM
Ocean713$50.002/7/2011 2:51:05 PM
mpatrick$25.002/7/2011 11:13:03 AM
druidpoet$27.002/7/2011 4:08:34 PM
finance-prescription$50.002/7/2011 2:43:04 PM
EBITDA$25.002/7/2011 3:29:25 PM
Jazzy503$17.212/7/2011 4:18:30 PM
suave-dime6$25.002/4/2011 9:08:04 AM
HamachiMan$50.002/4/2011 9:08:34 AM
simplelender80$100.002/4/2011 9:04:48 AM
velocity-solo$30.002/4/2011 9:07:09 AM
genius520$100.002/4/2011 9:07:17 AM
liberty-society5$25.002/4/2011 9:08:53 AM
gain-equator$25.002/4/2011 9:09:19 AM
investment-artist$25.002/4/2011 9:12:18 AM
authoritative-platinum7$25.002/4/2011 9:10:53 AM
cloud8$40.002/4/2011 10:14:26 AM
JGB$50.002/4/2011 10:53:44 AM
frogperson$245.002/4/2011 10:59:51 AM
shrewd-income$100.002/4/2011 4:30:31 PM
Kash2010lu$25.002/4/2011 12:25:33 PM
ready-interest9$25.002/4/2011 12:49:55 PM
well-mannered-income3$30.002/4/2011 6:02:17 PM
deal-hickory5$50.002/4/2011 7:26:32 PM
zone6$50.002/5/2011 12:27:48 AM
villagers$35.002/4/2011 5:47:53 PM
Whipster$27.672/4/2011 6:17:31 PM
upbeat-finance8$25.002/4/2011 6:56:53 PM
skuba$25.002/4/2011 11:32:16 PM
ac787$25.002/5/2011 5:17:32 AM
Bob450$25.002/5/2011 2:35:11 AM
4mydaughterseducation$25.002/5/2011 9:03:26 AM
wild-orange$50.002/5/2011 11:52:37 AM
rockhound84$25.002/5/2011 6:27:50 AM
gothampark$25.002/5/2011 11:20:48 AM
goodcents$25.002/5/2011 10:16:32 AM
Investoman$50.002/5/2011 5:21:05 PM
jmvingeorgia$40.002/5/2011 12:28:27 PM
deegeeman$50.002/5/2011 1:33:21 PM
ASR3$35.002/5/2011 2:01:07 PM
engaging-worth$25.002/5/2011 2:31:16 PM
LuvToLend$25.002/6/2011 12:15:58 AM
hellasow$30.002/6/2011 7:46:30 AM
loanman2007$50.002/6/2011 6:30:25 AM
philly_eagles$25.002/6/2011 9:20:38 AM
Tkhalaska$25.002/6/2011 3:32:48 PM
chrisb1414$25.002/7/2011 6:13:20 AM
a-golden-deal$25.002/6/2011 4:57:04 PM
good4loan$25.002/6/2011 5:34:08 PM
manfromMaine$25.002/7/2011 8:50:19 AM
festeringsnot$25.002/6/2011 6:55:51 PM
papaloha$25.002/6/2011 7:10:56 PM
dough-bear$50.002/7/2011 7:10:38 AM
best-income-fertilizer$100.002/7/2011 9:40:41 AM
valiant-money$25.002/7/2011 9:16:20 AM
num1irish$100.002/7/2011 9:39:05 AM
Pu239$60.002/7/2011 10:16:18 AM
AF-Chief$50.002/7/2011 12:01:47 PM
leverage-monger$25.002/7/2011 3:48:37 PM
oreyedoc$50.002/7/2011 2:42:48 PM
5kids5$25.002/7/2011 3:38:07 PM
money-bauble$100.002/7/2011 3:33:49 PM
103 Investments
 
Borrower Payment Dependent Notes Series 492967
This series of Notes was issued and sold upon the funding of the borrower loan #47067, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.95% Listing Start date:  Feb-07-2011 
Term: 36 months Listing End date:  Feb-08-2011 
 
Lender yield: 11.99% Borrower rate/APR: 12.99% / 15.13% Monthly payment: $151.60
 
Lender servicing fee: 1.00% Effective Yield*: 11.79%  
Estimated return*: 6.84%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-1986 Debt/Income ratio: 37%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:4y 6m
Amount delinquent: $0 Total credit lines: 18 Occupation: Laborer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,394Stated income:$25,000-$49,999
Delinquencies in last 7y: 9 Bankcard utilization: 29%  
   Homeownership: Yes  
Screen name: bassgal49 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 35 ( 100% ) 740-759 (Latest)
Principal borrowed: $3,500.00< 31 days late: 0 ( 0% )  
720-739 (Mar-2010)
760-779 (Feb-2008)
 
Principal balance: $108.46 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Bills due to husbands death
Purpose of loan:
Pay off some bills and get the house put into just my name since my husband passed away?

My financial situation:
I pay my bills on time?

Monthly net income: $
2006.84
Monthly expenses: $
??Housing: $ 608.09
??Insurance: $
??Car expenses: $ 451.89
??Utilities: $ 150.00
??Phone, cable, internet: $ 100
??Food, entertainment: $ 120
??Clothing, household expenses $
??Credit cards and other loans: $ 100
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
enthralling-deal180$75.002/7/2011 5:01:54 PM
cashhelp$50.002/7/2011 5:02:07 PM
jazzlender$25.002/7/2011 5:02:31 PM
Feyenoord$25.002/7/2011 5:02:56 PM
grf1945$35.002/7/2011 5:08:07 PM
genius520$100.002/7/2011 5:08:32 PM
OnePoorDude$33.412/7/2011 5:01:03 PM
simplelender80$100.002/7/2011 5:03:10 PM
fishintime$100.002/7/2011 5:05:16 PM
marketplace-cello5$25.002/7/2011 5:05:28 PM
liberty-society5$25.002/7/2011 5:06:28 PM
skuba$50.002/7/2011 5:07:50 PM
exchange-squirrel$50.002/8/2011 2:10:14 AM
circustab$50.002/8/2011 7:28:21 AM
CoolPlexer$50.002/7/2011 8:47:50 PM
hopeful-truth5$100.002/8/2011 4:24:38 AM
mauge35$39.332/8/2011 7:59:02 AM
mingthemink$25.002/8/2011 11:52:47 AM
us957165$25.002/8/2011 11:23:40 AM
haplender$25.002/8/2011 2:30:54 PM
felicity-loyalist0$25.002/8/2011 4:08:46 PM
GoldenGo4$50.002/8/2011 4:50:21 PM
ProjectVenture$50.002/8/2011 4:57:17 PM
Dskillz$26.912/8/2011 5:19:17 PM
meenan$50.002/8/2011 5:13:19 PM
balance-force$25.002/8/2011 5:49:47 PM
cassidyauction$25.002/8/2011 7:12:26 PM
selector568$400.002/7/2011 5:03:00 PM
american6$100.002/7/2011 5:05:24 PM
jenkris$25.002/7/2011 5:06:05 PM
cash-reaction2$50.002/7/2011 5:07:37 PM
kmr2$100.002/7/2011 5:08:37 PM
benjamins-utopia$50.002/7/2011 5:09:31 PM
melodious-fairness$50.002/7/2011 5:09:44 PM
MoneyForNothing$40.912/7/2011 5:13:39 PM
orange-rapid-benjamins$25.002/7/2011 6:36:50 PM
reflective-rupee$200.772/7/2011 5:04:42 PM
vigilance-revolutionary$50.002/7/2011 5:05:02 PM
kulender$100.002/7/2011 5:02:53 PM
sensible-order2$100.002/7/2011 5:05:43 PM
HamachiMan$50.002/7/2011 5:06:12 PM
bold-durability-drum$100.002/7/2011 5:06:34 PM
AFairDeal$75.002/7/2011 5:06:40 PM
velocity-solo$50.002/7/2011 5:05:19 PM
Tradesmanlender$35.002/7/2011 5:06:24 PM
gain-equator$25.002/7/2011 5:06:51 PM
DasMula$25.002/7/2011 5:16:37 PM
Ray3486$25.002/7/2011 5:57:55 PM
Bank_Of_XL$25.002/7/2011 6:03:31 PM
organized-dedication9$50.002/7/2011 5:12:20 PM
DasMula$25.002/7/2011 5:17:12 PM
Johnab$26.002/8/2011 4:46:00 AM
loanman2007$50.002/8/2011 5:54:59 AM
be_wise$25.002/7/2011 6:37:02 PM
The-Helper$50.002/8/2011 7:15:53 AM
Dutchhunter$50.002/8/2011 8:11:04 AM
investment-artist$30.002/8/2011 8:11:19 AM
rdrloan$25.002/8/2011 8:55:47 AM
radforj22$25.002/8/2011 1:12:54 AM
competent-p2p$50.002/8/2011 6:36:20 AM
chameleon125$25.002/8/2011 6:48:43 AM
chestnut4$25.002/8/2011 8:16:58 AM
wild-orange$50.002/8/2011 10:23:15 AM
worthy-truth$25.002/8/2011 10:26:21 AM
wise-benjamins-fortress$25.002/8/2011 11:09:09 AM
otto1939$50.002/8/2011 9:17:19 AM
ChoiceInvestments$26.002/8/2011 9:55:47 AM
dynamic-platinum$25.002/8/2011 1:02:54 PM
ac787$25.002/8/2011 3:30:41 PM
jpblan11$25.002/8/2011 4:37:43 PM
wwwUniversal$25.002/8/2011 5:30:21 PM
agreement-magician$25.002/8/2011 5:51:24 PM
Artist_Blue$25.002/8/2011 6:14:08 PM
lenderrb$35.002/8/2011 6:41:18 PM
bentonlending$25.002/8/2011 7:20:40 PM
starry2001$25.002/8/2011 8:05:47 PM
tech310$50.002/8/2011 6:12:38 PM
peripatetic$25.002/8/2011 6:21:22 PM
marwadi-62$500.002/8/2011 8:06:48 PM
green-safe-wampum$200.002/8/2011 7:10:53 PM
80 Investments
 
Borrower Payment Dependent Notes Series 493001
This series of Notes was issued and sold upon the funding of the borrower loan #47043, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-06-2011 
Term: 36 months Listing End date:  Feb-08-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $122.46
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-2003 Debt/Income ratio: Not calculated
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 0Employment status:Not employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:0y 2m
Amount delinquent: $0 Total credit lines: 21Stated income:Not employed
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,285 
Delinquencies in last 7y: 0 Bankcard utilization: 85%  
   Homeownership: No  
Screen name: precious-transparency018 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Repaying college debt
Purpose of loan:
This loan will be used to? To pay off college debt (I will be graduating from Temple University with a BS) and this will also assist me in the transformation from student to career professional.

My financial situation:
I am a good candidate for this loan because? I am in the process of lowering my monthly expenses in order to pay off my student debt, I have a good monthly income, and I pay my bills on time

Monthly net income: $

Monthly expenses: $
??Housing: $ 665 ????
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 0
??Phone, cable, internet: $ 100
??Food, entertainment: $ 75
??Clothing, household expenses $
??Credit cards and other loans: $ 150, I pay above the minimum payment of $47.
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What is the source of your income? Thanks and best wishes - reflective-rupee
A: Full time job. (Feb-07-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
kulender$50.002/6/2011 12:03:20 PM
orderly-leverage$50.002/6/2011 12:09:37 PM
suave-dime6$25.002/6/2011 12:10:19 PM
transaction-circuit$100.002/6/2011 12:04:10 PM
HamachiMan$50.002/6/2011 12:10:50 PM
authoritative-platinum7$25.002/6/2011 12:12:33 PM
crdcteng$25.002/6/2011 12:43:41 PM
deegeeman$50.002/6/2011 12:15:03 PM
investment-artist$25.002/7/2011 8:59:30 AM
moola-monger9$50.002/7/2011 9:50:36 AM
benjamins-utopia$50.002/7/2011 10:36:52 AM
finance-prescription$50.002/7/2011 2:43:17 PM
reflective-rupee$100.772/7/2011 5:00:06 PM
Ocean713$50.002/7/2011 2:51:16 PM
duty-monger$50.002/7/2011 7:45:04 PM
Bob450$25.002/8/2011 12:53:51 AM
REITRUST$25.002/8/2011 1:30:18 PM
indomitable-dedication$50.002/8/2011 1:30:54 PM
wealth-competitor$25.002/8/2011 4:12:20 PM
LuvToLend$25.002/8/2011 5:38:56 PM
EBITDA$25.002/8/2011 5:32:03 PM
festeringsnot$25.002/8/2011 6:06:45 PM
liberty-society5$25.002/6/2011 12:11:22 PM
Investoman$50.002/6/2011 12:15:31 PM
sensible-order2$100.002/6/2011 12:04:36 PM
simplelender80$200.002/6/2011 12:05:02 PM
jazzlender$25.002/6/2011 12:05:26 PM
vutah$25.002/6/2011 12:05:53 PM
ultimate-peace$500.002/6/2011 12:10:18 PM
profit-powerplant$25.002/6/2011 12:12:22 PM
gain-equator$25.002/6/2011 12:12:00 PM
ASR3$35.002/6/2011 12:15:15 PM
genius520$100.002/6/2011 12:15:51 PM
DHolly$30.002/6/2011 12:37:20 PM
leverage-monger$25.002/6/2011 5:22:03 PM
papaloha$25.002/6/2011 7:11:05 PM
wild-orange$50.002/7/2011 5:06:59 AM
greencat$50.002/7/2011 7:24:13 AM
wild-orange$50.002/7/2011 11:40:35 AM
musegaze$100.002/7/2011 9:37:57 AM
Artist_Blue$25.002/7/2011 12:00:51 PM
AF-Chief$50.002/7/2011 12:01:58 PM
tcpfan$25.002/7/2011 4:41:06 PM
commitment-orbiter5$50.002/7/2011 8:06:01 PM
terrific-return$25.002/8/2011 6:02:13 AM
fairness-cell6$25.002/7/2011 7:17:46 PM
important-openness1$50.002/8/2011 1:37:36 PM
octoberfresh$25.002/8/2011 5:25:10 PM
money-bauble$100.002/8/2011 5:30:54 PM
dough-bear$50.002/8/2011 6:13:08 PM
CA-Lender$25.002/8/2011 6:13:38 PM
money-baron$50.002/8/2011 6:14:27 PM
IIP77$25.002/8/2011 6:09:42 PM
handshake5$100.002/8/2011 6:13:21 PM
54 Investments
 
Borrower Payment Dependent Notes Series 493017
This series of Notes was issued and sold upon the funding of the borrower loan #46964, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-07-2011 
Term: 36 months Listing End date:  Feb-07-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $163.28
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Apr-2004 Debt/Income ratio: Not calculated
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:0y 6m
Amount delinquent: $0 Total credit lines: 24 Occupation: Medical Technician
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,816Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 66%  
   Homeownership: No  
Screen name: wronglyconfused Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Debt
Purpose of loan:
This loan will be used to pay off my debts that I attained while graduating from college.

My financial situation:
I am a good candidate for this loan because I have never had a late payment and?have a?fair credit?score. I am in descent financial position. It was very hard to keep a full time job and go to school full time. I turned to credit cards to help me a little and I am now in a position to consolidate and pay them off.


Monthly net income: $ 2030

Monthly expenses: $
??Housing: $ 412.50
??Insurance: $ 35.00
??Car expenses: $ 60.00
??Utilities: $?60.00
??Phone, cable, internet: $?40.00
??Food, entertainment: $ 100.00
??Clothing, household expenses $?50.00
??Credit cards and other loans: $?200
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you list the amounts and rates for all the credit card debt you plan to pay off with this loan? Also can you list any other additional debt you have? Student loans...car loans...etc - wealth-pipeline
A: I can, I do want to say that the credit cards increased the APR when the new credit card law took affect: Chase : Limit =$3000 Owe= $1800 APR =30% Capital1: Limit =$2000 Owe $1800 APR19.5% Orchard Bank : Limit =2000 Owe $400 APR 9% My student loans: 1.) Sallie Mae: $5,000 @ fixed rate 6.8% 2.) Federal Loan Servicing $10,960 @ Fixed rate 6.8% 3.) Direct Loans $11,560 @ fixed rate 6. I dont owe anything on a car. I owe only cards a student loans. (Feb-07-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
kulender$50.002/7/2011 9:01:44 AM
sensible-order2$100.002/7/2011 9:02:15 AM
deegeeman$50.002/7/2011 9:08:53 AM
Investoman$50.002/7/2011 9:09:00 AM
papaloha$25.002/7/2011 9:09:40 AM
2grindstones$25.002/7/2011 9:42:54 AM
greencat$50.002/7/2011 10:00:30 AM
orderly-leverage$50.002/7/2011 9:06:27 AM
AF-Chief$50.002/7/2011 12:02:05 PM
musegaze$100.002/7/2011 9:38:17 AM
loanman2007$100.002/7/2011 9:43:14 AM
businessguy29$25.002/7/2011 10:48:02 AM
Astyanax$45.002/7/2011 11:17:48 AM
leverage-monger$25.002/7/2011 11:22:39 AM
hopeful-truth5$300.002/7/2011 12:04:00 PM
Artist_Blue$25.002/7/2011 12:00:41 PM
jcw3rd$25.002/7/2011 4:27:34 PM
bibliomania$50.002/7/2011 2:52:45 PM
zone6$50.002/7/2011 3:09:34 PM
upbeat-finance8$25.002/7/2011 2:53:33 PM
penny-plato$25.002/7/2011 3:27:39 PM
tigercat$50.002/7/2011 3:50:57 PM
SolarMoonshine$50.002/7/2011 4:56:14 PM
shrewd-income$50.002/7/2011 4:04:40 PM
ekmendenhall$181.422/7/2011 4:10:23 PM
wealth-multiplier$25.002/7/2011 8:05:03 PM
commitment-orbiter5$50.002/7/2011 8:06:12 PM
credit-missile$100.002/7/2011 7:53:18 PM
jazzlender$25.002/7/2011 9:02:56 AM
HamachiMan$50.002/7/2011 9:06:55 AM
gain-equator$25.002/7/2011 9:07:31 AM
simplelender80$100.002/7/2011 9:02:32 AM
Wangchuk$25.002/7/2011 9:42:52 AM
CashFlow13$100.002/7/2011 9:03:42 AM
one-midas$50.002/7/2011 10:01:15 AM
suave-dime6$25.002/7/2011 9:06:39 AM
profit-powerplant$25.002/7/2011 9:07:41 AM
authoritative-platinum7$25.002/7/2011 9:07:46 AM
reflective-rupee$500.772/7/2011 9:19:03 AM
ultimate-peace$300.002/7/2011 9:08:26 AM
genius520$100.002/7/2011 9:09:09 AM
investment-artist$25.002/7/2011 9:17:41 AM
JustMee$25.002/7/2011 9:42:34 AM
cloud8$40.002/7/2011 12:41:25 PM
favorite-commerce$75.002/7/2011 1:09:43 PM
benjamins-utopia$50.002/7/2011 10:37:04 AM
Scotcha$50.002/7/2011 9:50:41 AM
MarvintheMartian$25.002/7/2011 10:51:43 AM
squarebob$25.002/7/2011 11:03:09 AM
wild-orange$50.002/7/2011 11:42:29 AM
witty-openness$25.002/7/2011 12:07:14 PM
Lender_Guy$25.002/7/2011 1:24:44 PM
bondhedger$25.002/7/2011 3:33:11 PM
wealth-pipeline$25.002/7/2011 1:39:43 PM
keeminn$50.002/7/2011 12:41:02 PM
inventive-dough3$25.002/7/2011 3:45:09 PM
JGB$39.522/7/2011 12:41:27 PM
amor1962$25.002/7/2011 1:27:08 PM
finance-prescription$50.002/7/2011 2:43:24 PM
shrewd-peace7$30.002/7/2011 3:07:46 PM
duty-monger$50.002/7/2011 7:44:07 PM
thrifty-capital$25.002/7/2011 5:03:34 PM
a-balance-surgeon$50.002/7/2011 7:22:41 PM
loss-of-control$100.002/7/2011 7:13:46 PM
64 Investments
 
Borrower Payment Dependent Notes Series 493031
This series of Notes was issued and sold upon the funding of the borrower loan #47091, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Feb-06-2011 
Term: 36 months Listing End date:  Feb-09-2011 
 
Lender yield: 23.99% Borrower rate/APR: 24.99% / 28.49% Monthly payment: $298.16
 
Lender servicing fee: 1.00% Effective Yield*: 23.40%  
Estimated return*: 13.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: May-2007 Debt/Income ratio: Not calculated
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:3y 9m
Amount delinquent: $0 Total credit lines: 12 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $896Stated income:$0
Delinquencies in last 7y: 0 Bankcard utilization: 10%  
   Homeownership: No  
Screen name: ptnglobal Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 23 ( 96% ) 720-739 (Latest)
Principal borrowed: $1,000.00< 31 days late: 1 ( 4% )  
600-619 (Apr-2010)
620-639 (Feb-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 24  
Description
REDUCING MY MONTHLY PAYMENT
I am seeking this loan to reduce my monthly payment on a private note, which is currently $633.33 per month. Additionally, I want to pay off my existing credit card debt which is currently about $550. I plan to use the extra money every month to reinvest in my side business.

I have never missed a payment on my debts. The above payment history is incorrect for my last prosper loan. I have inquired with them to fix it, but to no avail. They claim I was late one month, when in fact I had paid for two months in advance the previous month and they accounted for this improperly.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: please explain your stated income of $0 - witty-openness
A: Hello: Since I have unverifiable and varying income, I did not state it. I am a trader/investor, programmer for hire (I do independent projects for people), and receive advertising commissions that vary immensely month to month. Obviously, this makes it hard to prove my income. I always have a 3 month cash reserve that can cover up to 3 months of bill. This protects me from discrepancies in my month to month income. (Feb-06-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
twjh$25.002/6/2011 12:03:10 PM
simplelender80$200.002/6/2011 12:05:03 PM
jazzlender$25.002/6/2011 12:05:29 PM
nodebt2012$25.002/6/2011 12:20:09 PM
jhouman$25.002/6/2011 12:02:49 PM
kulender$50.002/6/2011 12:03:21 PM
witty-openness$25.002/6/2011 1:16:53 PM
gain-equator$25.002/6/2011 12:12:00 PM
liberty-society5$25.002/6/2011 12:11:24 PM
Investoman$50.002/6/2011 12:15:33 PM
genuine-integrity0$25.002/6/2011 12:20:57 PM
Feyenoord$25.002/6/2011 8:48:35 PM
brondero$250.002/6/2011 9:44:07 PM
kendigme$26.062/7/2011 3:08:27 AM
2grindstones$25.002/6/2011 1:33:31 PM
thrifty-capital$25.002/6/2011 8:00:36 PM
Kash2010lu$25.002/6/2011 9:41:25 PM
namronmi2$25.002/6/2011 10:48:42 PM
favorite-commerce$75.002/7/2011 6:52:41 AM
competent-p2p$72.002/7/2011 7:06:41 AM
mikeandcat$81.992/7/2011 5:38:02 AM
greencat$50.002/7/2011 7:20:51 AM
outofoffice$97.662/7/2011 7:58:25 AM
loanman2007$50.002/7/2011 9:45:45 AM
investment-artist$25.002/7/2011 8:55:34 AM
Artist_Blue$25.002/7/2011 12:00:49 PM
laidback59$100.002/7/2011 9:21:12 AM
finance-prescription$50.002/7/2011 2:43:18 PM
benjamins-utopia$50.002/7/2011 10:36:57 AM
minnesotafinancial$25.002/7/2011 11:31:47 AM
autonomous-truth$50.002/7/2011 1:38:06 PM
Ocean713$50.002/7/2011 3:24:04 PM
wisconsinvestor$100.002/7/2011 5:54:57 PM
kendigme$25.002/8/2011 2:10:14 AM
commitment-orbiter5$50.002/7/2011 8:06:02 PM
upbeat-finance8$25.002/7/2011 7:38:16 PM
CoolPlexer$25.002/7/2011 8:45:54 PM
Bob450$25.002/8/2011 12:53:53 AM
The-Helper$50.002/8/2011 7:18:42 AM
indomitable-dedication$50.002/8/2011 1:30:54 PM
goodcents$25.002/8/2011 9:48:37 AM
smear87$25.002/8/2011 6:12:15 PM
velocity-solo$30.002/8/2011 6:19:23 PM
seisen$50.002/8/2011 6:19:32 PM
payment-gusto$25.002/8/2011 6:19:53 PM
gotjack$25.002/8/2011 6:18:12 PM
ommcd$25.002/8/2011 6:18:02 PM
benefit-flow$25.002/8/2011 6:26:29 PM
HappyHelpingLender$25.002/9/2011 12:30:36 AM
FeedTheMachine$50.002/8/2011 6:19:38 PM
missing-link$25.002/8/2011 6:19:41 PM
colorunner$25.002/9/2011 12:46:25 AM
joshlenn$25.002/9/2011 12:56:14 AM
benevolent-asset$25.002/8/2011 7:02:37 PM
LAM26$25.002/9/2011 12:58:19 AM
treasure-bliss$50.002/9/2011 1:01:30 AM
IntrepidInvestment$50.002/8/2011 8:00:44 PM
lenderrb$25.002/8/2011 6:40:58 PM
head$25.002/9/2011 2:10:25 AM
MT1130$42.572/8/2011 9:26:00 PM
irrelevant$25.002/9/2011 6:57:25 AM
selfmademan$25.002/9/2011 12:37:48 AM
zeelender$25.002/9/2011 12:39:36 AM
finagler$25.002/9/2011 12:40:53 AM
token34$25.002/9/2011 12:46:34 AM
kvandivo$25.002/9/2011 12:47:03 AM
rickp$28.502/9/2011 12:47:24 AM
FASTIZIO_P$35.002/9/2011 12:53:36 AM
asmithj$34.592/9/2011 12:59:59 AM
compassion-paladin042$25.002/9/2011 1:09:02 AM
courteous-kindness1$27.092/9/2011 1:09:36 AM
chief_wo$25.002/9/2011 12:30:59 AM
faldska$25.002/9/2011 12:37:14 AM
brazilofmux$45.822/9/2011 12:39:31 AM
uncleegg$50.002/9/2011 2:25:48 AM
Sibelius2$25.002/9/2011 12:47:29 AM
Katburg$25.002/9/2011 12:48:02 AM
principal-laser$28.002/9/2011 4:41:13 AM
lovely-order7$25.002/9/2011 5:29:29 AM
unclerock$50.002/9/2011 5:53:03 AM
NoCal$25.002/9/2011 12:58:05 AM
stock106$25.002/9/2011 12:58:27 AM
DonaldColorado$32.652/9/2011 1:01:35 AM
SouthernRemarketing$27.042/9/2011 6:48:04 AM
investment-comet$25.002/9/2011 1:11:56 AM
kendigme$25.002/9/2011 1:50:49 AM
Caidin$25.002/9/2011 7:13:38 AM
amlu1988$25.002/9/2011 7:19:34 AM
leverage-monger$25.912/9/2011 7:21:48 AM
Christophe$25.002/9/2011 7:22:39 AM
FinanceEngine$25.002/9/2011 7:29:30 AM
COCHINOBOY$113.982/9/2011 5:36:05 AM
social-zebra$30.002/9/2011 7:31:25 AM
draggon77$25.002/9/2011 6:38:08 AM
chrisb1414$25.002/9/2011 6:54:15 AM
RainyDayFunds$25.002/9/2011 7:12:47 AM
profit-powerplant$25.002/6/2011 12:12:23 PM
authoritative-platinum7$25.002/6/2011 12:12:34 PM
sensible-order2$100.002/6/2011 12:04:38 PM
orderly-leverage$50.002/6/2011 12:09:38 PM
suave-dime6$25.002/6/2011 12:10:20 PM
HamachiMan$50.002/6/2011 12:10:52 PM
squarebob$25.002/6/2011 5:57:33 PM
deegeeman$50.002/6/2011 12:15:04 PM
ASR3$35.002/6/2011 12:15:14 PM
genius520$100.002/6/2011 12:15:52 PM
papaloha$25.002/6/2011 7:11:06 PM
Mikale360$25.002/7/2011 7:36:22 AM
RyanTH9893$25.002/6/2011 8:38:11 PM
reflective-rupee$200.772/6/2011 8:24:30 PM
NekHoldings$25.002/7/2011 5:15:14 AM
ChoiceInvestments$34.052/6/2011 11:58:01 PM
selector568$150.002/7/2011 9:41:24 AM
JerryB96$25.002/7/2011 10:38:11 AM
yield-aurora4$150.002/7/2011 10:12:28 AM
musegaze$100.002/7/2011 9:37:59 AM
wise-careful-greenback$25.002/7/2011 12:01:36 PM
Astyanax$40.002/7/2011 11:34:24 AM
AF-Chief$50.002/7/2011 12:01:59 PM
tntmojave$25.002/7/2011 3:31:43 PM
hopeful-truth5$200.002/7/2011 12:17:54 PM
tigercat$50.002/7/2011 3:56:49 PM
shrewd-income$25.002/7/2011 4:05:22 PM
orange-rapid-benjamins$50.002/7/2011 6:31:52 PM
upbeat-finance8$50.002/7/2011 7:39:36 PM
rakey$25.002/8/2011 12:52:20 AM
Ray3486$25.002/7/2011 5:55:29 PM
DoctorJoe$25.002/8/2011 4:37:49 AM
listing-bada-bing$50.002/7/2011 11:40:33 PM
whatreality$25.962/8/2011 3:09:05 AM
finance-solo$25.542/8/2011 5:03:33 AM
convergentthinker$25.002/8/2011 1:47:41 AM
chameleon125$50.002/8/2011 6:49:57 AM
important-openness1$50.002/8/2011 1:37:36 PM
money-bauble$100.002/8/2011 5:30:56 PM
YoungTaxMan$25.002/8/2011 6:18:00 PM
umfan123$25.002/8/2011 6:18:32 PM
YoungTaxMan$25.002/8/2011 6:20:24 PM
handshake5$100.002/8/2011 6:13:23 PM
interest-walnut$30.172/8/2011 7:37:16 PM
loss-of-control$50.002/8/2011 6:16:41 PM
bold-attentive-listing$25.002/8/2011 8:42:34 PM
CC911$25.002/8/2011 6:18:10 PM
PatRichi$25.002/8/2011 6:19:36 PM
wise-rupee-sanctuary$50.002/8/2011 6:14:31 PM
EarlyRiser$250.002/8/2011 6:22:00 PM
finance-mushroom$100.002/8/2011 6:18:31 PM
TheCount$25.002/8/2011 6:19:01 PM
kind-important-liberty9$25.002/8/2011 6:29:10 PM
mammalian4$25.002/8/2011 6:33:29 PM
asiaratt$50.002/8/2011 6:19:49 PM
d_grbg$25.002/9/2011 12:58:09 AM
jjswanso$25.002/9/2011 1:01:42 AM
organic-order$25.002/9/2011 1:14:35 AM
ingenious-interest1$50.002/8/2011 10:24:08 PM
countrypreacher$43.772/9/2011 7:10:15 AM
Jack55304$300.002/9/2011 7:35:47 AM
monstersdad$43.772/9/2011 12:50:56 AM
lcole32$25.002/9/2011 12:53:19 AM
graceful-investment$65.282/9/2011 1:12:46 AM
wwwUniversal$25.002/9/2011 1:18:44 AM
Cheburashka$25.002/9/2011 12:39:52 AM
IIP77$25.002/9/2011 12:40:50 AM
yomanie$33.422/9/2011 12:47:21 AM
Georgetastic$25.002/9/2011 12:49:19 AM
ScottCapital$25.002/9/2011 5:59:39 AM
GSV67$50.002/9/2011 6:06:01 AM
zrohmm$39.542/9/2011 12:56:24 AM
fabulous-community4$30.002/9/2011 1:11:30 AM
CA-Lender$25.002/9/2011 1:17:29 AM
kendigme$25.002/9/2011 1:49:21 AM
unflappable-balance5$40.002/9/2011 7:22:13 AM
rockhound84$25.002/9/2011 5:16:41 AM
173 Investments
 
Borrower Payment Dependent Notes Series 493067
This series of Notes was issued and sold upon the funding of the borrower loan #47134, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.95% Listing Start date:  Feb-06-2011 
Term: 36 months Listing End date:  Feb-13-2011 
 
Lender yield: 11.99% Borrower rate/APR: 12.99% / 15.13% Monthly payment: $505.34
 
Lender servicing fee: 1.00% Effective Yield*: 11.79%  
Estimated return*: 6.84%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-1979 Debt/Income ratio: 34%
Credit score: 820-839 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 25 / 24Length of status:33y 1m
Amount delinquent: $0 Total credit lines: 69 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $21,297Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 15%  
   Homeownership: Yes  
Screen name: social-equinox Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 7 ( 100% ) 820-839 (Latest)
Principal borrowed: $10,000.00< 31 days late: 0 ( 0% )  
840-859 (Jun-2010)
 
Principal balance: $8,269.36 31+ days late: 0 ( 0% )
Total payments billed: 7  
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to eliminate certain of my children's student loan debts?

My financial situation:
I am a good candidate for this loan because I am NEVER late in paying my bills and have extremely stable employment?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
enthralling-deal180$75.002/6/2011 12:03:34 PM
jazzlender$25.002/6/2011 12:05:32 PM
Pulchritudinous$25.002/6/2011 12:05:50 PM
velocity-solo$50.002/6/2011 12:09:01 PM
peripatetic$25.002/6/2011 12:10:04 PM
ladybird1$50.002/6/2011 12:12:53 PM
vigilance-revolutionary$50.002/6/2011 12:08:49 PM
tech310$50.002/6/2011 12:07:12 PM
jenkris$25.002/6/2011 12:10:38 PM
HamachiMan$50.002/6/2011 12:10:54 PM
liberty-society5$25.002/6/2011 12:11:26 PM
loyalty-czar$50.002/6/2011 2:30:06 PM
sensible-order2$100.002/6/2011 12:09:50 PM
AFairDeal$75.002/6/2011 12:11:42 PM
grf1945$35.002/6/2011 12:14:52 PM
haplender$50.002/6/2011 12:13:09 PM
skuba$50.002/6/2011 12:13:58 PM
hidavehi$25.042/6/2011 8:30:34 PM
genius520$100.002/6/2011 12:16:06 PM
competent-p2p$100.002/7/2011 7:08:39 AM
the-kindness-honker$25.002/6/2011 6:58:20 PM
seabassx$25.002/7/2011 7:30:33 AM
benjamins-utopia$100.002/7/2011 10:36:02 AM
agalt$75.002/7/2011 10:41:56 AM
Astyanax$45.002/7/2011 11:29:01 AM
hopeful-truth5$200.002/7/2011 12:19:56 PM
newfoundation$25.002/7/2011 12:16:27 PM
GoldenGo4$50.002/7/2011 3:41:19 PM
felicity-loyalist0$25.002/7/2011 4:01:35 PM
radforj22$25.002/7/2011 4:45:56 PM
LightTheWay$50.002/7/2011 11:46:25 PM
chameleon125$50.002/8/2011 6:49:32 AM
otto1939$50.002/8/2011 9:17:08 AM
a-restless-dollar$100.002/8/2011 12:23:16 PM
top-note-jamboree$50.002/8/2011 4:17:20 PM
mykkai$25.002/8/2011 5:53:56 PM
Clambake$100.002/8/2011 6:12:34 PM
direct-responsibility7$153.002/8/2011 9:36:11 PM
GrayStudio$25.002/8/2011 11:11:02 PM
Trapman13$50.002/9/2011 7:11:32 AM
Barak$50.002/9/2011 6:44:51 AM
Mo_64$50.002/9/2011 10:26:01 AM
VBinvestor$100.002/9/2011 10:15:08 AM
Jazzy503$25.012/9/2011 10:16:52 AM
simeonthewhale$50.002/9/2011 3:57:49 PM
currency-agave$25.002/9/2011 2:51:55 PM
doopers$25.002/10/2011 8:12:43 AM
dime-smasher5$25.002/9/2011 8:26:38 PM
profitable-money$50.002/9/2011 7:43:16 PM
ultimate-trade896$50.002/10/2011 9:32:05 AM
don8ter$25.002/10/2011 7:57:05 AM
tranquil-note7$50.002/10/2011 10:42:32 AM
payout-reaction740$25.002/10/2011 2:15:49 PM
loanman2007$100.002/10/2011 11:48:32 AM
market-network$25.002/10/2011 10:50:53 AM
harperpotok$50.002/10/2011 1:36:05 PM
kristof2007$100.002/10/2011 2:14:29 PM
jrbill1998$50.002/10/2011 4:47:21 PM
corporatejim$50.002/11/2011 3:17:06 AM
blissful-cash3$295.072/10/2011 7:15:36 PM
greenback-ally$50.002/10/2011 8:26:15 PM
benevolent-asset$25.002/10/2011 6:42:55 PM
Yorker1776$50.002/10/2011 8:16:16 PM
turbobrat$50.002/11/2011 8:06:14 AM
payout-alien6$25.002/10/2011 8:41:24 PM
lostontheedge$25.002/11/2011 9:32:20 AM
worthy-bid8$50.002/11/2011 6:06:25 AM
bonus-quark4$25.002/11/2011 6:32:38 AM
bigphish$25.002/11/2011 11:30:56 AM
firsttouch1$400.002/11/2011 3:03:52 PM
BobbieG$25.002/11/2011 10:18:16 AM
exchange-jet$33.342/11/2011 11:02:11 AM
JFKPilot$25.002/11/2011 12:02:03 PM
chrisb4745$27.352/11/2011 6:31:08 PM
AustinAmerica$25.002/11/2011 8:17:00 PM
bnoble09$50.002/11/2011 1:59:59 PM
kublai$25.002/11/2011 5:27:15 PM
loan-master996$50.002/11/2011 6:46:54 PM
honsbedh$25.002/11/2011 6:47:09 PM
Johnab$25.002/11/2011 8:11:12 PM
wtrboy$50.002/11/2011 9:12:17 PM
hidavehi$44.002/11/2011 8:26:21 PM
wwwUniversal$25.002/11/2011 9:46:21 PM
mistertao$25.002/11/2011 9:45:57 PM
myhrer$50.002/12/2011 1:50:32 AM
BxRealtor$25.002/12/2011 9:23:19 AM
vine99$90.002/12/2011 10:37:43 AM
lender987654321$25.002/12/2011 2:39:16 AM
auctionator1$50.002/12/2011 2:42:59 AM
exadius71$25.002/12/2011 5:42:58 AM
Mailman2004$50.002/12/2011 5:52:32 AM
Makemony$50.002/12/2011 5:58:16 AM
dobee$26.652/12/2011 7:10:08 AM
MARWARISETH$25.002/12/2011 7:46:28 AM
impartial-deal$25.002/12/2011 8:34:40 AM
felicity-loyalist0$25.002/12/2011 7:52:53 AM
1phantom$25.002/12/2011 10:46:53 AM
bill-expert$27.002/12/2011 11:03:13 AM
jcw3rd$25.002/12/2011 11:36:57 AM
organized-payment6$50.002/13/2011 9:17:48 AM
hitsman$50.002/12/2011 12:07:35 PM
walkerp$25.002/13/2011 10:05:07 AM
maximizer$47.902/12/2011 3:13:07 PM
dogbait$50.002/12/2011 3:31:59 PM
mtp$50.002/12/2011 3:35:49 PM
coin-trajectory$25.002/12/2011 3:30:23 PM
theboat$25.002/12/2011 8:35:52 PM
historic-loan1$30.002/12/2011 6:09:26 PM
reward-motion$25.002/13/2011 4:51:35 AM
Eagledrop$25.002/13/2011 8:25:26 AM
dynrep$48.912/13/2011 10:53:49 AM
commerce-yeller$30.002/13/2011 11:18:13 AM
Shining-Star$50.002/13/2011 3:53:29 PM
lucrative-coin$100.002/13/2011 2:31:55 PM
MoneyForNothing$17.232/13/2011 5:20:56 PM
oldrebel$25.002/13/2011 3:46:46 PM
GCInvestments$25.002/13/2011 5:20:51 PM
kulender$100.002/6/2011 12:05:13 PM
meenan$37.722/6/2011 12:10:30 PM
bold-durability-drum$100.002/6/2011 12:11:29 PM
gain-equator$25.002/6/2011 12:11:51 PM
cash-reaction2$50.002/6/2011 12:13:23 PM
vine99$90.002/6/2011 12:04:05 PM
simplelender80$100.002/6/2011 12:04:53 PM
kmr2$100.002/6/2011 12:16:16 PM
be_wise$25.002/6/2011 12:08:43 PM
DasMula$25.002/6/2011 1:14:16 PM
impressive-credit431$100.002/6/2011 12:08:51 PM
fishintime$100.002/6/2011 12:08:57 PM
enchanted-yield4$50.002/6/2011 12:09:04 PM
marketplace-cello5$25.002/6/2011 12:09:24 PM
american6$100.002/6/2011 12:09:12 PM
Tradesmanlender$35.002/6/2011 12:11:02 PM
reflective-rupee$3,000.772/6/2011 8:27:50 PM
Reddy_Capital$25.002/6/2011 6:16:16 PM
p2ploan-wildcat$25.002/7/2011 8:48:56 AM
brondero$200.002/6/2011 9:39:49 PM
chrisb1414$25.002/7/2011 6:12:54 AM
runner262$25.002/7/2011 7:11:33 AM
HenlopenCapital$25.002/7/2011 8:04:08 AM
melodious-fairness$50.002/7/2011 10:40:57 AM
AF-Chief$50.002/7/2011 12:06:52 PM
Katherine12$25.002/7/2011 2:53:19 PM
credit-investor5$50.002/7/2011 3:29:09 PM
organized-dedication9$50.002/7/2011 5:12:12 PM
penny-plato$25.002/7/2011 5:13:01 PM
John_Galt$33.002/7/2011 4:11:51 PM
Artist_Blue$25.002/8/2011 6:07:57 AM
The-Helper$50.002/8/2011 7:17:49 AM
BigCountryDF$125.002/8/2011 7:31:35 AM
rdrloan$50.002/8/2011 8:55:42 AM
loanman2007$150.002/8/2011 6:03:47 AM
jamiee73$25.002/8/2011 6:06:28 AM
Dutchhunter$50.002/8/2011 8:11:13 AM
chestnut4$25.002/8/2011 8:17:03 AM
point-kitten6$50.002/8/2011 2:25:51 PM
upbeat-fund$25.002/8/2011 12:55:54 PM
trustu$50.002/8/2011 2:25:56 PM
intuitive-integrity9$50.002/8/2011 4:32:48 PM
balance-force$25.002/8/2011 5:52:43 PM
rolandweary$25.002/8/2011 5:35:04 PM
Ocean713$50.002/8/2011 6:08:14 PM
superb-funds335$25.002/8/2011 8:30:54 PM
lenderrb$35.002/8/2011 6:41:13 PM
irrelevant$50.002/9/2011 7:01:36 AM
Astounding$25.002/9/2011 12:37:38 AM
Iwantahelp$25.002/9/2011 7:12:29 AM
genuine-return2$25.002/9/2011 7:16:28 AM
Whitewater_Loans$30.002/9/2011 8:47:13 AM
a-finance-nirvana$25.002/9/2011 1:19:51 AM
monster4$50.002/9/2011 9:33:32 AM
selector568$50.002/9/2011 9:55:51 AM
loyalist1$150.002/9/2011 7:36:22 AM
jmvingeorgia$100.002/9/2011 7:48:06 AM
Nicedad72$26.762/9/2011 3:22:22 PM
black-plague$26.892/9/2011 9:51:37 AM
LittleMingo$30.002/9/2011 9:34:22 AM
aquarexbi$50.002/9/2011 12:57:30 PM
orderly-leverage$100.002/9/2011 5:20:27 PM
thankful-nickel2$25.002/9/2011 5:35:49 PM
Sol_Invictus$25.002/9/2011 6:01:27 PM
bombay56$50.002/9/2011 10:05:49 PM
octoberfresh$25.002/10/2011 12:49:16 AM
Untiedshu$46.832/10/2011 1:07:44 PM
buffalobills$25.002/10/2011 8:04:12 AM
firsttouch1$200.002/10/2011 1:43:48 PM
cash-queen$25.002/10/2011 1:21:37 PM
tomoe$25.002/10/2011 2:34:10 PM
economy-popcorn$25.002/10/2011 2:29:47 PM
pdxKurt$50.002/10/2011 4:22:20 PM
Mark-7$50.002/11/2011 12:43:21 AM
Dahlozer$50.002/11/2011 6:03:27 AM
value-squirrel3$40.002/10/2011 7:38:54 PM
balanced-rupee$50.002/10/2011 6:26:02 PM
KlarthXVII$25.002/10/2011 8:22:20 PM
integrity-doctor$100.002/11/2011 8:22:32 AM
gilbrear$25.002/11/2011 3:37:28 AM
wonderous-power$25.002/11/2011 3:28:39 AM
resolute-return1$25.002/11/2011 5:00:18 AM
superpuppy$50.002/11/2011 6:41:06 AM
wise-silver-wonder$25.002/11/2011 7:11:33 AM
macjp123$25.002/11/2011 1:57:58 PM
valiant-money$25.002/11/2011 9:17:19 AM
credit-kahuna$50.002/11/2011 11:51:13 AM
SpectrumCen$25.002/11/2011 10:45:47 PM
tutnyce$156.282/12/2011 9:15:39 AM
economy-seagull5$25.002/12/2011 9:17:38 AM
sc91$31.942/12/2011 10:50:34 AM
IIP77$25.002/12/2011 6:20:36 AM
ptjg$25.002/12/2011 12:06:03 PM
mammalian4$25.002/12/2011 12:06:59 PM
ferdberfel$50.002/12/2011 8:32:14 AM
compwhiz$25.002/12/2011 12:47:19 PM
silver-dogwood4$25.002/12/2011 8:51:50 AM
rutzebach$54.182/12/2011 9:24:58 AM
VBPlayer$30.002/12/2011 10:31:22 AM
pnace$35.002/12/2011 10:36:34 AM
legend717$25.002/12/2011 3:21:13 PM
gold-sushi$25.002/12/2011 11:56:55 AM
Viamin$25.002/12/2011 11:06:23 AM
duty-windmill$25.002/12/2011 11:11:07 AM
generous-deal6$50.002/13/2011 12:51:41 AM
nalaari$25.002/12/2011 12:06:21 PM
pfh$25.002/13/2011 5:51:11 AM
mpatrick$25.002/13/2011 7:19:12 AM
aztec$50.002/12/2011 1:50:10 PM
52digital$50.002/12/2011 2:15:55 PM
reward-rancher$25.002/12/2011 6:35:38 PM
bountiful-social$25.002/13/2011 1:42:29 PM
engaging-worth$25.002/12/2011 5:22:50 PM
a-consummate-camaraderi$50.002/13/2011 3:59:58 PM
lazyeye$43.782/13/2011 5:26:29 AM
GMPK_TLAS$50.002/12/2011 6:25:48 PM
platinum-czar$116.352/13/2011 5:11:59 PM
Purple11$50.002/12/2011 9:25:47 PM
payment-halo$25.002/13/2011 9:59:28 AM
coolgenner$25.002/13/2011 7:11:47 AM
cash-cymbal$50.002/13/2011 12:56:54 PM
treasure-ace$25.002/13/2011 10:12:39 AM
Shining-Star$25.002/13/2011 3:55:02 PM
PotBellyPete$300.002/13/2011 2:31:38 PM
efficient-treasure0$25.002/13/2011 3:05:55 PM
242 Investments
 
Borrower Payment Dependent Notes Series 493119
This series of Notes was issued and sold upon the funding of the borrower loan #46961, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-08-2011 
Term: 36 months Listing End date:  Feb-11-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $244.92
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Mar-1973 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 1Employment status:Self-employed
Now delinquent: 1 Current / open credit lines: 9 / 7Length of status:0y 3m
Amount delinquent: $98 Total credit lines: 52 Occupation: Student - College G...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,856Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 2%  
   Homeownership: No  
Screen name: loan-sunrise Borrower's state: Mississippi Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
roscoe1
Purpose of loan:
This loan will be used to? pay off medical bills.?

My financial situation:
I am a good candidate for this loan because? I have funds deposited into my checking account on the 25th of each month.

Monthly net income: $ 2600

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kulender$100.002/8/2011 9:01:13 AM
jazzlender$25.002/8/2011 9:04:03 AM
orderly-leverage$50.002/8/2011 9:09:16 AM
suave-dime6$25.002/8/2011 9:09:33 AM
HamachiMan$50.002/8/2011 9:10:18 AM
profit-powerplant$25.002/8/2011 9:11:12 AM
finance-prescription$50.002/8/2011 9:13:45 AM
sensible-order2$100.002/8/2011 9:02:07 AM
gain-equator$25.002/8/2011 9:10:58 AM
authoritative-platinum7$25.002/8/2011 9:11:26 AM
genius520$100.002/8/2011 9:12:26 AM
papaloha$25.002/8/2011 9:12:50 AM
benjamins-utopia$50.002/8/2011 9:13:29 AM
commitment-orbiter5$50.002/8/2011 9:14:03 AM
2grindstones$25.002/8/2011 9:25:02 AM
important-openness1$50.002/8/2011 1:37:51 PM
HammerSmith$25.002/8/2011 5:56:10 PM
bold-attentive-listing$25.002/8/2011 8:40:57 PM
irrelevant$50.002/9/2011 7:01:56 AM
Bob450$25.002/9/2011 4:08:04 PM
Dowanhill$25.002/9/2011 10:21:00 AM
logical-loyalty0$25.002/9/2011 10:10:52 PM
realtormoises$25.002/10/2011 3:09:53 AM
LibbyZ$50.002/9/2011 6:17:15 PM
HedgeFund$50.002/9/2011 8:01:23 PM
Investoman$50.002/10/2011 1:16:04 AM
finance-mushroom$100.002/10/2011 3:20:45 AM
money-bauble$100.002/10/2011 8:51:16 AM
loan-wasp$50.002/10/2011 4:45:37 PM
gotjack$25.002/10/2011 4:46:02 PM
missing-link$25.002/10/2011 4:46:06 PM
liberty-society5$25.002/10/2011 4:46:31 PM
Doug1043$25.002/10/2011 9:33:37 AM
newest-generous-income$25.002/10/2011 9:50:54 AM
soulwork$25.002/10/2011 7:30:44 PM
tomoe$25.002/10/2011 2:05:15 PM
radforj22$25.002/10/2011 9:51:01 PM
copper$50.002/10/2011 4:45:43 PM
TheCount$25.002/10/2011 4:45:58 PM
dbmurch$25.002/11/2011 12:46:57 AM
Weaverville$25.002/11/2011 12:50:12 AM
brazilofmux$45.492/11/2011 12:50:32 AM
seisen$50.002/10/2011 4:45:59 PM
CA-Lender$25.002/10/2011 4:46:13 PM
cospilot$25.002/11/2011 1:08:37 AM
FASTIZIO_P$35.002/11/2011 1:14:48 AM
oldmora$45.382/11/2011 1:30:12 AM
orange-preeminant-bill$50.002/11/2011 1:31:23 AM
sweetlan$25.002/11/2011 1:33:30 AM
debt-force$25.002/11/2011 6:03:34 AM
assetmanager$25.002/10/2011 6:10:43 PM
John_Galt$25.002/10/2011 6:46:55 PM
Leshan$25.002/11/2011 7:05:57 AM
kscc183$25.002/11/2011 12:48:01 AM
Sixmil$26.042/11/2011 12:49:40 AM
transparency-burger$25.002/11/2011 8:00:46 AM
ndwayno$25.002/11/2011 12:57:13 AM
momoney2lend$25.002/11/2011 12:59:23 AM
BBL$25.002/11/2011 12:47:43 AM
drg6289$25.002/11/2011 12:48:28 AM
NedNederlanderII$26.052/11/2011 12:56:58 AM
treasure-bliss$50.002/11/2011 1:30:33 AM
IIP77$25.002/11/2011 12:58:58 AM
payout-banker4$25.002/11/2011 1:42:50 AM
yield-aurora4$100.002/11/2011 9:31:12 AM
asmithj$50.002/11/2011 1:28:33 AM
therealjeremy$50.002/11/2011 9:50:14 AM
euro-mirth$25.002/11/2011 6:10:42 AM
valiant-money$25.002/11/2011 9:14:04 AM
Aljasa2008$50.002/11/2011 9:31:23 AM
T-Bone$25.002/11/2011 11:36:12 AM
JFKPilot$25.002/11/2011 12:02:38 PM
AF-Chief$50.002/11/2011 12:15:57 PM
SeaDevil$50.002/11/2011 12:16:01 PM
simplelender80$100.002/8/2011 9:02:19 AM
musegaze$100.002/8/2011 9:13:10 AM
greencat$50.002/8/2011 9:59:52 AM
reflective-rupee$100.772/8/2011 9:40:56 AM
erowis$45.002/8/2011 9:00:40 PM
monster4$50.002/9/2011 9:32:39 AM
seanambrose$25.002/9/2011 9:53:32 AM
agalt$75.002/9/2011 8:22:08 AM
Jack55304$300.002/9/2011 7:36:32 AM
credit-sycamore4$50.002/9/2011 12:32:40 PM
gentle-coin$25.002/9/2011 10:02:59 AM
ThatDanGuy$50.002/9/2011 2:28:17 PM
deegeeman$50.002/9/2011 12:11:46 PM
liberty-destiny3$25.002/9/2011 4:08:44 PM
cippy$25.002/9/2011 4:41:20 PM
xzec777$25.002/10/2011 3:51:05 AM
washboard1$50.002/10/2011 10:30:49 AM
jhernand17$25.002/10/2011 6:06:06 AM
rupee_power$25.002/10/2011 11:33:20 AM
Aunca$29.792/10/2011 3:42:29 PM
deal-maple2$25.002/10/2011 4:45:39 PM
BidDaddyBigBucks$25.002/10/2011 4:46:32 PM
admirable-basis1$25.002/10/2011 9:33:05 AM
Pu239$60.002/10/2011 11:26:35 AM
liberty-destiny3$25.002/10/2011 2:53:41 PM
ursus$50.002/10/2011 4:23:16 PM
payment-gusto$25.002/10/2011 8:31:15 PM
yield-lion$25.002/10/2011 4:46:04 PM
Banker7371$25.002/10/2011 11:35:52 PM
Digs$25.002/11/2011 12:47:56 AM
runner262$25.002/11/2011 12:50:01 AM
tnjohnso$25.002/11/2011 12:50:25 AM
Dubbs360$25.002/11/2011 1:00:18 AM
macgeek$25.002/11/2011 1:10:43 AM
LAM26$25.002/11/2011 1:11:47 AM
zipemdown$43.572/11/2011 1:26:59 AM
d_grbg$25.002/11/2011 1:28:03 AM
DonaldColorado$34.092/11/2011 1:28:47 AM
FeedTheMachine$50.002/11/2011 1:33:43 AM
SweatyBalls$25.002/10/2011 5:40:58 PM
Rob717171$50.002/10/2011 5:55:45 PM
ore-armada$50.002/11/2011 4:45:58 AM
magnolia161$50.002/10/2011 6:16:27 PM
Fire2$25.002/11/2011 5:22:34 AM
fairhelper$25.002/11/2011 6:03:18 AM
CC911$25.002/11/2011 6:05:58 AM
flanative$50.002/10/2011 7:11:25 PM
turbobrat$50.002/11/2011 8:06:16 AM
HHP$28.192/11/2011 1:11:02 AM
listing-trapper3$50.002/11/2011 1:23:57 AM
ferocious-exchange3$31.462/11/2011 1:24:17 AM
aader$25.002/11/2011 12:47:16 AM
bid-papyrus$25.002/11/2011 1:26:19 AM
Vreet$38.072/11/2011 12:48:23 AM
bnlforever$25.002/11/2011 1:29:11 AM
ITExec$29.912/11/2011 12:57:45 AM
jamiee73$25.002/11/2011 12:58:19 AM
Au-Ag-Pt$34.092/11/2011 12:58:27 AM
Cheburashka$25.002/11/2011 12:59:42 AM
imlosttoo$25.002/11/2011 1:09:20 AM
tsquared_030$25.002/11/2011 1:10:31 AM
DowntownLAcash$25.002/11/2011 9:31:05 AM
hope-eagle6$25.002/11/2011 1:27:13 AM
NoCal$25.002/11/2011 1:27:57 AM
famous-bill$25.002/11/2011 5:36:44 AM
graceful-investment$75.112/11/2011 1:29:31 AM
handshake5$100.002/11/2011 1:45:12 AM
Erikdbp$25.002/11/2011 9:40:46 AM
worthy-bid8$50.002/11/2011 6:06:45 AM
cash-raccoon$25.002/11/2011 12:15:53 PM
leverage-monger$70.002/11/2011 8:16:16 AM
lucrative-deal5$25.002/11/2011 9:31:49 AM
worthy-bid4$25.112/11/2011 9:31:34 AM
murlirao2002$25.002/11/2011 10:10:59 AM
durability-exchanger$25.002/11/2011 11:22:40 AM
diplomatic-wealth7$25.002/11/2011 12:01:01 PM
lenderrb$25.002/11/2011 12:15:52 PM
GSV67$50.002/11/2011 12:15:59 PM
152 Investments
 
Borrower Payment Dependent Notes Series 493131
This series of Notes was issued and sold upon the funding of the borrower loan #47058, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Feb-08-2011 
Term: 36 months Listing End date:  Feb-09-2011 
 
Lender yield: 23.99% Borrower rate/APR: 24.99% / 28.49% Monthly payment: $159.02
 
Lender servicing fee: 1.00% Effective Yield*: 23.40%  
Estimated return*: 13.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-1992 Debt/Income ratio: 29%
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:0y 8m
Amount delinquent: $0 Total credit lines: 33 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,364Stated income:$50,000-$74,999
Delinquencies in last 7y: 5 Bankcard utilization: 75%  
   Homeownership: No  
Screen name: paulieusmc Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 23 ( 74% ) 700-719 (Latest)
Principal borrowed: $7,500.00< 31 days late: 7 ( 23% )  
680-699 (Jun-2008)
 
Principal balance: $836.05 31+ days late: 1 ( 3% )
Total payments billed: 31  
Description
Debt consolidation
Purpose of loan:
This loan will be used to? Consolidate bills

My financial situation:
I am a good candidate for this loan because? I make a very good living as an Internet Sales Consultant

Monthly net income: $ 3500

Monthly expenses: $
??Housing: $ 470
??Insurance: $ 45
??Car expenses: $ 550
??Utilities: $ 75
??Phone, cable, internet: $ 20
??Food, entertainment: $ 150
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 900
??Other expenses: $ 750
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: please explain why you were 31+ days late on a payment on your previous prosper loan. - witty-openness
A: Thank you for the question. The company I had worked for previously had cut-backs in employment and, unfortunately, I was one of those caught in the reduction of force. As a result, I got behind in bills. Since then, I have not only paid the bills on time, but have been paying more than the minimum amount due. (Feb-08-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
authoritative-platinum7$25.002/8/2011 9:11:27 AM
sensible-order2$100.002/8/2011 9:02:09 AM
simplelender80$100.002/8/2011 9:02:24 AM
loanman2007$75.002/8/2011 11:56:45 AM
jhouman$25.002/8/2011 9:03:35 AM
jazzlender$25.002/8/2011 9:04:05 AM
important-openness1$50.002/8/2011 1:37:52 PM
genius520$100.002/8/2011 9:12:28 AM
investment-artist$25.002/8/2011 9:13:43 AM
musegaze$100.002/8/2011 9:13:13 AM
benjamins-utopia$50.002/8/2011 9:13:33 AM
EngineersAlliance$100.002/8/2011 10:06:01 AM
Danjack_Capital$25.002/8/2011 10:04:11 AM
wild-orange$70.272/8/2011 10:25:16 AM
tomaswk$45.562/8/2011 12:41:19 PM
SolarMoonshine$50.002/8/2011 3:56:59 PM
Mikale360$25.002/8/2011 6:46:45 PM
loss-of-control$50.002/8/2011 6:13:53 PM
Elevate2012$25.002/8/2011 8:35:03 PM
ShadowLender$33.082/9/2011 6:42:20 AM
dpries123$25.002/9/2011 7:58:06 AM
hopeful-truth5$300.002/9/2011 6:56:29 AM
head$25.002/9/2011 2:13:37 AM
realtormoises$25.002/9/2011 6:06:43 AM
Zipcut$25.002/9/2011 8:06:21 AM
chameleon125$50.002/9/2011 6:59:07 AM
bondhedger$25.002/9/2011 8:00:36 AM
papaloha$25.002/8/2011 9:12:52 AM
commitment-orbiter5$50.002/8/2011 9:14:05 AM
ultimate-peace$50.002/8/2011 9:34:40 AM
greencat$50.002/8/2011 9:57:56 AM
113121$400.002/8/2011 9:01:56 AM
vutah$25.002/8/2011 11:35:35 AM
bobd32$25.002/8/2011 12:18:30 PM
kulender$100.002/8/2011 9:01:16 AM
suave-dime6$25.002/8/2011 9:09:36 AM
orderly-leverage$50.002/8/2011 9:09:18 AM
HamachiMan$50.002/8/2011 9:10:20 AM
profit-powerplant$25.002/8/2011 9:11:15 AM
gain-equator$25.002/8/2011 9:11:00 AM
finance-prescription$50.002/8/2011 9:13:48 AM
credit-bliss8$25.002/8/2011 9:13:19 AM
reflective-rupee$500.772/8/2011 9:19:46 AM
Kash2010lu$25.002/8/2011 10:04:24 AM
hillerod$25.002/8/2011 12:14:41 PM
penny-plato$25.002/8/2011 2:14:52 PM
taetrade$25.002/8/2011 2:13:37 PM
The-Helper$30.002/8/2011 3:16:31 PM
Moe87$25.002/8/2011 5:27:07 PM
thankful-nickel2$25.002/8/2011 6:25:37 PM
marwadi-62$100.002/8/2011 8:06:08 PM
YoungTaxMan$25.002/8/2011 6:18:43 PM
Bcs-cnc$33.702/8/2011 7:29:55 PM
CashFlow13$100.002/8/2011 6:22:06 PM
irrelevant$50.002/9/2011 7:01:59 AM
social-zebra$30.002/9/2011 7:30:46 AM
Jack55304$300.002/9/2011 7:36:34 AM
kind-important-liberty9$25.002/9/2011 1:43:38 AM
UCLA4life$35.002/9/2011 6:02:33 AM
FinanceEngine$25.002/9/2011 7:30:30 AM
MoneyForNothing$21.622/9/2011 8:06:27 AM
leverage-monger$25.002/9/2011 7:24:48 AM
62 Investments
 
Borrower Payment Dependent Notes Series 493133
This series of Notes was issued and sold upon the funding of the borrower loan #47140, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-07-2011 
Term: 36 months Listing End date:  Feb-09-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $304.84
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Dec-2006 Debt/Income ratio: 35%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:4y 2m
Amount delinquent: $0 Total credit lines: 11 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,755Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 86%  
   Homeownership: No  
Screen name: currency-poem Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Consolidation
Purpose of loan:
Consolidationing Credit Cards

My financial situation:
Trying to build credit, also consolidating high ARP credit card's. Need to get these payed off, been a excellent borrower.
Monthly net income: $ 2,800

Monthly expenses: $
??Housing: $ 0????
??Insurance: $ 140
??Car expenses: $ 513????
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $ 300
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 520
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: who are you employed by. Wat do you do as far as housing why - restless-dime
A: I live with family and have no living expenses. Been employed for 4 years with a very stable career. (Feb-08-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
orderly-leverage$50.002/7/2011 5:05:34 PM
suave-dime6$25.002/7/2011 5:05:53 PM
liberty-society5$25.002/7/2011 5:06:31 PM
gain-equator$25.002/7/2011 5:07:03 PM
one-midas$25.002/7/2011 5:16:02 PM
kulender$50.002/7/2011 5:01:43 PM
sensible-order2$100.002/7/2011 5:02:36 PM
simplelender80$200.002/7/2011 5:02:47 PM
Kash2010lu$54.002/7/2011 5:03:33 PM
jazzlender$25.002/7/2011 5:03:42 PM
open-minded-fund9$60.002/7/2011 8:34:31 PM
nickel-hickory$25.002/7/2011 5:04:46 PM
HammerSmith$25.002/7/2011 9:13:57 PM
reflective-rupee$400.772/7/2011 5:06:45 PM
HamachiMan$50.002/7/2011 5:06:19 PM
deegeeman$50.002/7/2011 5:08:17 PM
genius520$100.002/7/2011 5:08:23 PM
musegaze$100.002/7/2011 5:09:23 PM
dws2380$25.002/7/2011 6:11:17 PM
upbeat-finance8$50.002/7/2011 7:48:12 PM
commitment-orbiter5$50.002/7/2011 8:06:20 PM
favorite-commerce$25.002/7/2011 8:09:38 PM
ramst41$25.002/8/2011 7:03:37 AM
hopeful-truth5$200.002/8/2011 4:30:39 AM
zone6$30.992/8/2011 1:09:07 AM
Artist_Blue$25.002/8/2011 6:07:34 AM
credit-coach118$35.002/8/2011 9:37:12 AM
greencat$50.002/8/2011 7:07:06 AM
SolarMoonshine$25.002/8/2011 4:00:35 PM
CashFlow13$2,000.002/8/2011 5:31:56 PM
Investoman$50.002/8/2011 5:31:06 PM
loss-of-control$50.002/8/2011 6:13:02 PM
Southern_Illinois_Girl$25.002/8/2011 7:59:38 PM
OLYVRC$25.002/8/2011 6:10:21 PM
kendigme$25.002/9/2011 1:53:42 AM
ZOOOM$25.002/8/2011 9:46:30 PM
unger$100.002/8/2011 7:34:02 PM
irrelevant$25.002/9/2011 6:57:31 AM
kind-elevated-market$25.002/8/2011 10:35:31 PM
the-openness-rotation$50.002/8/2011 11:56:29 PM
daddysgotya$50.002/9/2011 7:50:11 AM
ready-interest9$25.002/9/2011 8:24:42 AM
GSV67$50.002/9/2011 6:06:04 AM
Bob450$25.002/9/2011 1:00:11 AM
cash-queen$25.002/9/2011 1:15:48 AM
elegant-commerce7$75.002/9/2011 7:01:22 AM
WMY-Investor$100.002/9/2011 9:59:17 AM
Whitewater_Loans$29.712/9/2011 8:48:21 AM
double22$46.502/9/2011 7:33:20 AM
Jack55304$300.002/9/2011 7:36:21 AM
agalt$75.002/9/2011 8:22:04 AM
fairness-base$50.002/9/2011 8:33:48 AM
impala6464$100.002/9/2011 9:20:23 AM
riverflow$25.192/9/2011 9:03:31 AM
Makingitrain$25.002/9/2011 9:37:19 AM
integrity-statue$50.002/9/2011 10:01:15 AM
monster4$50.002/9/2011 9:32:22 AM
nodebt2012$25.002/9/2011 9:48:21 AM
thatguyoverseas$28.642/9/2011 10:00:01 AM
MoneyForNothing$1.322/9/2011 10:01:21 AM
commanding-income774$25.002/7/2011 5:01:27 PM
sturdy-peace9$26.002/7/2011 6:37:17 PM
profit-powerplant$25.002/7/2011 5:07:22 PM
authoritative-platinum7$25.002/7/2011 5:07:30 PM
benjamins-utopia$50.002/7/2011 5:09:37 PM
finance-prescription$50.002/7/2011 5:09:53 PM
MarvintheMartian$25.002/7/2011 5:11:22 PM
papaloha$25.002/7/2011 5:08:55 PM
red-favorable-basis$25.002/7/2011 6:31:38 PM
droopie1$25.002/7/2011 7:08:14 PM
squarebob$25.002/8/2011 5:00:50 AM
DHolly$30.002/8/2011 5:54:01 AM
investment-artist$25.002/8/2011 7:54:03 AM
2grindstones$25.002/7/2011 10:50:18 PM
witty-openness$25.002/8/2011 4:41:18 AM
travels536$25.002/8/2011 5:14:42 AM
foothillender$25.002/8/2011 7:10:16 AM
loanman2007$75.002/8/2011 6:12:05 AM
important-openness1$50.002/8/2011 1:37:43 PM
restless-dime$25.002/8/2011 5:46:27 PM
AF-Chief$50.002/8/2011 6:11:23 PM
EarlyRiser$250.002/8/2011 6:22:01 PM
bluehen00$28.262/8/2011 6:26:38 PM
periko$25.002/8/2011 8:23:16 PM
jcw3rd$25.002/8/2011 8:24:52 PM
kind-important-liberty9$25.002/9/2011 1:53:53 AM
money-baron$101.622/8/2011 8:02:21 PM
excellent-loan8$25.002/8/2011 8:20:08 PM
Kqwik$27.002/9/2011 12:03:38 AM
aquistoyraul$25.002/9/2011 7:11:14 AM
courteous-note1$25.002/9/2011 6:05:08 AM
realtormoises$25.002/9/2011 6:06:23 AM
seanambrose$25.002/9/2011 9:53:27 AM
attractive-fund$50.002/9/2011 8:57:32 AM
Christophe$25.002/9/2011 7:25:13 AM
Stek7$25.002/9/2011 8:29:59 AM
SeaDevil$50.002/9/2011 8:56:28 AM
ore-dojo$25.002/9/2011 9:01:21 AM
Leshan$25.002/9/2011 9:12:13 AM
Phatt-Daddy$25.002/9/2011 9:19:51 AM
100 Investments
 
Borrower Payment Dependent Notes Series 493311
This series of Notes was issued and sold upon the funding of the borrower loan #47097, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-10-2011 
Term: 36 months Listing End date:  Feb-10-2011 
 
Lender yield: 8.55% Borrower rate/APR: 9.55% / 11.65% Monthly payment: $64.11
 
Lender servicing fee: 1.00% Effective Yield*: 8.53%  
Estimated return*: 5.03%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Oct-1987 Debt/Income ratio: 14%
Credit score: 760-779 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:19y 3m
Amount delinquent: $0 Total credit lines: 20 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,456Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 70%  
   Homeownership: Yes  
Screen name: stable-p2p3 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Career Opportunity
Purpose of loan:
This loan will be used to pay a portion of the cost for the training needed to obtain a CDL Class A license.

My financial situation:
I am a good candidate for this loan because my credit profile simply speaks for itself.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kulender$100.002/10/2011 9:04:47 AM
melodious-fairness$100.002/10/2011 9:05:08 AM
simplelender80$100.002/10/2011 9:05:24 AM
commerce-yeller$25.002/10/2011 9:06:02 AM
HamachiMan$50.002/10/2011 9:06:49 AM
genius520$100.002/10/2011 9:07:49 AM
irrelevant$50.002/10/2011 9:09:01 AM
exchange-squirrel$25.002/10/2011 9:17:03 AM
velocity-solo$60.002/10/2011 9:05:52 AM
enthralling-deal180$100.002/10/2011 9:01:43 AM
AFairDeal$75.002/10/2011 9:08:26 AM
vine99$90.002/10/2011 9:05:46 AM
sk10023$25.002/10/2011 9:09:55 AM
sensible-order2$100.002/10/2011 9:06:41 AM
don8ter$25.002/10/2011 9:10:36 AM
bold-durability-drum$100.002/10/2011 9:07:09 AM
GrayStudio$25.002/10/2011 9:08:47 AM
indomitable-coin$50.002/10/2011 9:09:36 AM
LSAR$30.002/10/2011 9:18:09 AM
Tradesmanlender$50.002/10/2011 9:05:28 AM
selector568$250.002/10/2011 9:05:31 AM
fishintime$100.002/10/2011 9:06:10 AM
dime-smasher5$25.002/10/2011 9:10:10 AM
benjamins-utopia$100.002/10/2011 9:04:57 AM
jazzlender$25.002/10/2011 9:05:58 AM
marketplace-cello5$25.002/10/2011 9:06:27 AM
investment-artist$25.002/10/2011 9:07:36 AM
gain-equator$25.002/10/2011 9:07:25 AM
kmr2$100.002/10/2011 9:07:52 AM
ProjectVenture$50.002/10/2011 9:08:18 AM
30 Investments
 
Borrower Payment Dependent Notes Series 493321
This series of Notes was issued and sold upon the funding of the borrower loan #47064, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Feb-10-2011 
Term: 36 months Listing End date:  Feb-11-2011 
 
Lender yield: 23.99% Borrower rate/APR: 24.99% / 28.49% Monthly payment: $298.16
 
Lender servicing fee: 1.00% Effective Yield*: 23.40%  
Estimated return*: 13.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Dec-1987 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:4y 8m
Amount delinquent: $0 Total credit lines: 16 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $7,526Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 67%  
   Homeownership: No  
Screen name: hfce3 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 33 ( 100% ) 700-719 (Latest)
Principal borrowed: $6,500.00< 31 days late: 0 ( 0% )  
700-719 (Apr-2008)
700-719 (Feb-2008)
 
Principal balance: $667.70 31+ days late: 0 ( 0% )
Total payments billed: 33  
Description
Debt consolidation
Purpose of loan:
**I had 100% funded loan last week but had to cancel it due to mis-classification of occupation.** I hope same investors will jump back on board. This loan will be used to? to pay off the remaining balance on my Prius, which will reduce $509.00 a month from my bills. I also plan to payoff the existing amount of 448.00 left on my prosper account.

My financial situation:
I am a good candidate for this loan because? I have a 720 experian credit score and have been ontime on all my bills. I am just finishing paying my first Prosper account.

Monthly net income: apprx. $4,500 and up, each month is increasing

Monthly expenses: approx. $4,000
??Housing: $ 2,000
??Insurance: $ 500
??Car expenses: $ 100
??Utilities: $ 75
??Phone, cable, internet: $
??Food, entertainment: $ 500
??Clothing, household expenses $
??Credit cards and other loans: $ 750
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
credit-bliss8$25.002/10/2011 5:00:59 PM
suave-dime6$25.002/10/2011 5:02:41 PM
orderly-leverage$50.002/10/2011 5:05:40 PM
Jack55304$300.002/10/2011 5:07:42 PM
professional-integrity$57.042/10/2011 5:18:25 PM
one-midas$50.002/10/2011 5:22:33 PM
Wangchuk$25.012/10/2011 5:44:34 PM
Galdis$25.002/10/2011 6:03:31 PM
wonder3$30.002/10/2011 7:34:17 PM
2grindstones$50.002/10/2011 9:12:21 PM
favorite-commerce$25.002/10/2011 9:49:58 PM
Mikale360$25.002/10/2011 10:08:33 PM
important-openness1$50.002/10/2011 5:07:03 PM
monster4$50.002/10/2011 5:07:53 PM
Feyenoord$25.002/11/2011 1:28:17 AM
Whipster$35.002/10/2011 5:18:26 PM
corporatejim$50.002/11/2011 3:15:12 AM
NekHoldings$25.002/11/2011 3:47:11 AM
irrelevant$50.002/10/2011 5:07:31 PM
MarvintheMartian$25.002/10/2011 6:12:12 PM
benevolent-asset$25.002/10/2011 6:41:53 PM
RyanTH9893$25.002/10/2011 6:57:55 PM
penny-plato$50.002/10/2011 5:16:52 PM
the-kindness-honker$25.002/10/2011 7:31:36 PM
Shining-Star$100.002/10/2011 8:30:58 PM
credit-missile$125.002/10/2011 10:47:30 PM
rate-hickory$25.002/11/2011 7:16:55 AM
moola-monger9$100.002/11/2011 7:26:04 AM
Barrayaran$25.002/11/2011 7:36:03 AM
amlu1988$25.002/10/2011 8:57:06 PM
Bob450$25.002/11/2011 1:16:35 AM
tntmojave$50.002/11/2011 1:24:20 AM
ichibon$50.002/11/2011 1:00:08 AM
DoctorJoe$25.002/11/2011 3:50:46 AM
selector568$150.002/11/2011 1:29:23 AM
jjswanso$100.002/11/2011 5:49:24 AM
FinanceEngine$25.002/11/2011 9:34:39 AM
worthy-bid8$50.002/11/2011 6:06:55 AM
loanman2007$225.002/11/2011 6:06:58 AM
Leshan$200.002/11/2011 7:08:33 AM
foothillender$25.002/11/2011 8:37:07 AM
a-restless-dollar$62.362/11/2011 8:49:06 AM
leverage-monger$70.282/11/2011 8:21:09 AM
Julzlmt$110.562/11/2011 2:02:18 PM
sk10023$25.002/11/2011 9:03:31 AM
mammalian4$25.002/11/2011 2:52:49 PM
bunnybear$49.582/11/2011 10:04:54 AM
Scotcha$50.002/11/2011 10:16:02 AM
equitable-p2ploan8$25.002/11/2011 10:21:25 AM
green-safe-wampum$100.002/11/2011 10:48:28 AM
realtormoises$25.002/11/2011 11:54:12 AM
niq4soccer$25.002/11/2011 12:15:09 PM
larryboy10$25.002/11/2011 1:01:09 PM
EL_Papin$121.892/11/2011 1:04:33 PM
houli123$500.002/11/2011 1:08:29 PM
trumpeter5$35.002/11/2011 2:16:09 PM
gothampark$25.002/11/2011 2:50:27 PM
kulender$100.002/10/2011 5:01:44 PM
drcoop$25.002/10/2011 5:02:59 PM
Kash2010lu$28.002/10/2011 5:04:48 PM
liberty-destiny3$25.002/10/2011 5:08:03 PM
DasMula$100.002/10/2011 5:11:23 PM
simplelender80$100.002/10/2011 5:01:33 PM
UCLA4life$50.002/10/2011 5:01:40 PM
sensible-order2$100.002/10/2011 5:02:03 PM
profit-powerplant$25.002/10/2011 5:06:25 PM
reflective-rupee$1,000.772/10/2011 5:06:43 PM
finance-prescription$50.002/10/2011 5:06:57 PM
CashFlow13$100.002/10/2011 5:07:14 PM
jhouman$25.002/10/2011 5:04:43 PM
HamachiMan$50.002/10/2011 5:05:51 PM
head$25.002/11/2011 1:33:50 AM
twjh$25.002/11/2011 1:36:44 AM
genius520$100.002/10/2011 5:06:33 PM
SolarMoonshine$50.002/10/2011 5:20:48 PM
musegaze$100.002/10/2011 5:06:49 PM
Moe87$30.002/11/2011 3:37:37 AM
Nerdster1$25.052/11/2011 3:45:07 AM
witty-openness$25.002/11/2011 3:55:21 AM
principal-laser$37.762/11/2011 4:22:36 AM
mikeandcat$100.002/11/2011 5:30:40 AM
squarebob$25.002/11/2011 5:33:35 AM
wisconsinvestor$100.002/10/2011 6:58:11 PM
well-mannered-income3$30.002/10/2011 7:18:41 PM
DasMula$77.002/10/2011 5:14:46 PM
ac787$25.002/10/2011 5:18:29 PM
thankful-nickel2$25.002/10/2011 6:23:51 PM
greencat$50.002/11/2011 7:22:40 AM
LittleMingo$30.002/11/2011 12:57:57 AM
integrity-doctor$100.002/11/2011 8:21:10 AM
silvercertificate$25.002/11/2011 9:09:30 AM
basejump0$25.002/11/2011 10:02:35 AM
whatreality$35.002/11/2011 6:09:15 AM
hopeful-truth5$400.002/11/2011 6:46:42 AM
Champion_Lending$30.002/11/2011 8:08:23 AM
green-wampum-titan$25.002/11/2011 8:24:16 AM
grammaspurse$25.002/11/2011 1:14:19 PM
Darkjokerg1$25.002/11/2011 1:19:30 PM
OSERENKUKU$25.002/11/2011 2:34:40 PM
cashhelp$50.002/11/2011 2:55:53 PM
valiant-money$25.002/11/2011 9:15:54 AM
Paxman84$25.002/11/2011 10:02:17 AM
justinology$25.002/11/2011 10:40:23 AM
yield-cologne$25.002/11/2011 10:55:05 AM
diplomatic-wealth7$25.002/11/2011 12:01:25 PM
benjamins-utopia$50.002/11/2011 12:18:15 PM
FarmersBank$50.002/11/2011 12:22:45 PM
Astyanax$40.002/11/2011 1:18:12 PM
noble-marketplace$30.002/11/2011 2:06:48 PM
italisvital$25.002/11/2011 2:06:25 PM
CACO_Lender$25.002/11/2011 2:15:17 PM
CACO_Lender$25.002/11/2011 2:17:53 PM
112 Investments
 
Borrower Payment Dependent Notes Series 493427
This series of Notes was issued and sold upon the funding of the borrower loan #46970, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-10-2011 
Term: 36 months Listing End date:  Feb-10-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-2001 Debt/Income ratio: 6%
Credit score: 640-659 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 1 / 1Length of status:3y 2m
Amount delinquent: $323 Total credit lines: 7 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $599Stated income:$25,000-$49,999
Delinquencies in last 7y: 1 Bankcard utilization: 34%  
   Homeownership: No  
Screen name: reinforced-principal7 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Jr41175
Purpose of loan:
This loan will be used to is help?build my credit?and? get a vehicle.?

My financial situation:
I am a good candidate for this loan because because i have a?good job?able to pay my bills. And i will be paying my loan directly threw my checking account?so it will automatic?be take without no late fees.

Monthly net income: $ 41,000.00

Monthly expenses: $
??Housing: $?524??Insurance: $ 100
??Car expenses: $?150
??Utilities: $ 200
??Phone, cable, internet: $ 35
??Food $100, entertainment: $??Clothing, household expenses $?50
??Credit cards and other loans: $?40
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$200.002/10/2011 9:02:08 AM
important-openness1$50.002/10/2011 9:08:08 AM
ultimate-peace$50.002/10/2011 9:08:59 AM
interstellar$75.002/10/2011 9:20:39 AM
thankful-nickel2$25.002/10/2011 10:41:36 AM
rupee_power$60.002/10/2011 11:28:09 AM
sensible-order2$100.002/10/2011 9:04:38 AM
horse-gal$50.002/10/2011 12:41:04 PM
blitzen40$25.002/10/2011 9:03:09 AM
wealth-multiplier$25.002/10/2011 3:58:40 PM
suave-dime6$25.002/10/2011 9:05:41 AM
ASR3$35.002/10/2011 4:43:57 PM
musegaze$100.002/10/2011 9:07:57 AM
droopie1$25.002/10/2011 9:08:16 AM
irrelevant$50.002/10/2011 9:09:07 AM
Shining-Star$100.002/10/2011 9:41:31 AM
pembull$70.692/10/2011 5:05:08 PM
REITRUST$25.002/10/2011 10:10:03 AM
SolarMoonshine$25.002/10/2011 5:06:15 PM
hektek22$600.002/10/2011 9:19:42 AM
MarvintheMartian$25.002/10/2011 10:48:47 AM
greencat$50.002/10/2011 9:27:06 AM
ohmarkybaby$25.002/10/2011 12:20:35 PM
lovely-benefit7$25.002/10/2011 10:57:34 AM
Frankk2$40.002/10/2011 2:38:54 PM
HOPPS$25.002/10/2011 12:09:18 PM
liberty-destiny3$25.002/10/2011 2:47:06 PM
new-poetic-transaction$25.002/10/2011 1:03:14 PM
sturdy-peace9$50.002/10/2011 2:26:53 PM
tomoe$25.002/10/2011 2:53:40 PM
shrewd-income$58.732/10/2011 3:43:12 PM
platinum-cargo$50.872/10/2011 4:48:49 PM
bluehen00$24.232/10/2011 6:01:04 PM
Reliance_Banker$25.002/10/2011 5:22:52 PM
kulender$50.002/10/2011 9:04:23 AM
orderly-leverage$50.002/10/2011 9:06:35 AM
HamachiMan$50.002/10/2011 9:06:53 AM
genius520$100.002/10/2011 9:07:43 AM
jazzlender$25.002/10/2011 9:08:13 AM
liberty-society5$25.002/10/2011 9:09:29 AM
liberty-destiny3$25.002/10/2011 9:10:04 AM
reflective-rupee$400.772/10/2011 9:12:25 AM
mrxtravis$25.002/10/2011 9:17:40 AM
2grindstones$25.002/10/2011 9:20:45 AM
kushka$25.002/10/2011 11:34:37 AM
competent-p2p$30.002/10/2011 9:04:10 AM
taetrade$25.002/10/2011 12:29:39 PM
dudebrah$25.002/10/2011 2:01:49 PM
finance-prescription$50.002/10/2011 9:08:03 AM
glroark$100.002/10/2011 4:42:04 PM
Jack55304$300.002/10/2011 9:09:15 AM
monster4$50.002/10/2011 9:09:20 AM
zone6$50.002/10/2011 4:46:47 PM
profit-powerplant$25.002/10/2011 9:07:33 AM
restless-dime$25.002/10/2011 9:28:47 AM
realtormoises$25.002/10/2011 9:48:06 AM
Bob450$25.002/10/2011 9:10:20 AM
ddoneday$25.002/10/2011 10:20:40 AM
resplendent-peace7$25.002/10/2011 10:42:11 AM
wattboy$29.712/10/2011 9:36:59 AM
loanman2007$25.002/10/2011 11:46:43 AM
impala6464$100.002/10/2011 5:58:16 PM
Nasdaq$25.002/10/2011 4:43:32 PM
bondhedger$25.002/10/2011 4:50:56 PM
a-finance-nirvana$25.002/10/2011 4:22:23 PM
65 Investments
 
Borrower Payment Dependent Notes Series 493493
This series of Notes was issued and sold upon the funding of the borrower loan #47088, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-10-2011 
Term: 36 months Listing End date:  Feb-10-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $122.46
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-2006 Debt/Income ratio: 36%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 7Length of status:1y 5m
Amount delinquent: $0 Total credit lines: 13 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,580Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 44%  
   Homeownership: No  
Screen name: magnificent-responsibility6 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Moving-out Loan.
Purpose of loan:
This loan will be used to? Pay for expenses of moving into a new place.

My financial situation:
I am a good candidate for this loan because? I am a responsible individual and I have no accounts in collection and repayment will be made without any delays

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $150
??Car expenses: $300
??Utilities: $100
??Phone, cable, internet: $200
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $250
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hi, I noticed you did not list any expenses for housing. If you are moving to a new place, what will your monthly rent be? Thanks. - liberty-magnate
A: Hi, it will be $700, Thank you for your question. (Feb-10-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
transaction-circuit$100.002/10/2011 9:02:00 AM
orderly-leverage$50.002/10/2011 9:06:36 AM
HamachiMan$50.002/10/2011 9:06:57 AM
profit-powerplant$25.002/10/2011 9:07:35 AM
Nerdster1$25.052/10/2011 9:15:35 AM
Wangchuk$25.332/10/2011 9:17:16 AM
ddoneday$25.002/10/2011 10:31:57 AM
social-hunter5$102.592/10/2011 11:46:33 AM
genius520$100.002/10/2011 9:07:44 AM
CashFlow13$100.002/10/2011 9:08:29 AM
back-scratchers$25.002/10/2011 9:05:50 AM
jutdon84$61.842/10/2011 9:20:41 AM
Jack55304$300.002/10/2011 9:09:15 AM
gothampark$25.002/10/2011 10:23:01 AM
one-midas$25.002/10/2011 9:14:58 AM
MarvintheMartian$25.002/10/2011 10:53:58 AM
houli123$275.002/10/2011 11:46:05 AM
REITRUST$25.002/10/2011 10:09:21 AM
Jonb6919$25.002/10/2011 11:05:37 AM
Kash2010lu$28.002/10/2011 9:05:30 AM
suave-dime6$25.002/10/2011 9:05:42 AM
musegaze$100.002/10/2011 9:07:57 AM
evergreen16$100.002/10/2011 10:37:58 AM
busylender35$25.002/10/2011 11:05:36 AM
minddoc$25.002/10/2011 11:05:44 AM
simplelender80$200.002/10/2011 9:02:09 AM
kulender$50.002/10/2011 9:04:24 AM
sensible-order2$100.002/10/2011 9:04:39 AM
investment-artist$25.002/10/2011 9:05:37 AM
vutah$25.002/10/2011 9:05:48 AM
important-openness1$50.002/10/2011 9:08:11 AM
reflective-rupee$300.772/10/2011 9:05:26 AM
irrelevant$50.002/10/2011 9:09:08 AM
2grindstones$25.002/10/2011 9:09:31 AM
liberty-destiny3$25.002/10/2011 9:10:05 AM
Bob450$25.002/10/2011 9:10:21 AM
squarebob$25.002/10/2011 9:17:18 AM
greencat$50.002/10/2011 9:24:04 AM
finance-prescription$50.002/10/2011 9:08:04 AM
monster4$50.002/10/2011 9:09:21 AM
Shining-Star$25.002/10/2011 9:50:20 AM
thankful-nickel2$25.002/10/2011 10:39:25 AM
zone6$50.002/10/2011 11:05:42 AM
leverage-monger$31.422/10/2011 11:23:13 AM
revenue-appraiser$25.002/10/2011 11:31:46 AM
rupee_power$25.002/10/2011 11:32:48 AM
favorite-commerce$50.002/10/2011 10:12:50 AM
kind-bid-genome$25.002/10/2011 11:42:42 AM
48 Investments