Sales Report:Supplement No. 18 dated Feb 10, 2011 to Prospectus dated Jan 12, 2011File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jan 12, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jan 12, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
489310
This series of Notes was issued and sold upon the funding of the borrower loan #47004, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.70% |
Listing Start date:
| Jan-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Feb-01-2011 |
|
Lender yield:
| 18.99% |
Borrower rate/APR:
| 19.99% / 23.38% |
Monthly payment:
| $278.69 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.55% | | |
| |
Estimated return*:
| 9.85% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 32% |
Credit score:
| 680-699 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 3y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,677 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| No | | |
Screen name:
| greenback-virtuoso0 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to pay off more of my higher interest credit card debt so that I may further my education..?
My financial situation:
I am a good candidate for this loan because? I pay my bills on time.? I could ride my bicycle to work if I needed to save on gas and have a full time job.
Monthly net income: $
2005
Monthly expenses: $
??Housing: $
747
??Insurance: $
380
??Car expenses: $
0
??Utilities: $
150
??Phone, cable, internet: $
130
??Food, entertainment: $
n/a
??Clothing, household expenses $
n/a ???? ????
??Credit cards and other loans: $
n/a
??Other expenses: $
n/a
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
Ananya | $25.00 | 1/30/2011 9:58:56 AM |
hard-working-loot | $25.00 | 1/30/2011 9:59:17 AM |
enthralling-deal180 | $100.00 | 1/30/2011 10:03:25 AM |
genius520 | $100.00 | 1/30/2011 10:06:42 AM |
mtnbikemania | $50.00 | 1/30/2011 10:07:06 AM |
american6 | $100.00 | 1/30/2011 10:06:38 AM |
rolandweary | $25.00 | 1/30/2011 10:06:50 AM |
ursus | $100.00 | 1/30/2011 10:07:17 AM |
gold-tsunami | $50.00 | 1/30/2011 10:08:18 AM |
orderly-leverage | $100.00 | 1/30/2011 10:09:28 AM |
wayman | $50.00 | 1/30/2011 9:59:02 AM |
tech310 | $50.00 | 1/30/2011 10:03:52 AM |
mjdaking | $25.00 | 1/30/2011 10:18:10 AM |
CAGE-Investments | $25.00 | 1/30/2011 10:04:25 AM |
unclejaef | $25.00 | 1/30/2011 11:13:30 AM |
simplelender80 | $100.00 | 1/30/2011 10:06:45 AM |
GoldenGo4 | $50.00 | 1/30/2011 10:07:52 AM |
reflective-rupee | $100.77 | 1/30/2011 11:53:18 AM |
rjleves | $25.00 | 1/30/2011 10:08:22 AM |
terrific-p2ploan | $25.00 | 1/30/2011 11:51:51 AM |
sensible-order2 | $100.00 | 1/30/2011 10:09:19 AM |
loantigger | $50.00 | 1/30/2011 10:09:40 AM |
NYCFinancier | $25.00 | 1/30/2011 12:38:29 PM |
radforj22 | $25.00 | 1/30/2011 12:52:50 PM |
DasMula | $37.44 | 1/30/2011 1:22:44 PM |
meenan | $50.00 | 1/30/2011 2:43:14 PM |
Grandmahoneybee | $25.00 | 1/30/2011 1:40:35 PM |
dtana | $25.00 | 1/30/2011 1:51:39 PM |
Bank_Of_XL | $50.00 | 1/30/2011 4:47:20 PM |
Sapphicat | $50.00 | 1/30/2011 6:12:26 PM |
favorite-commerce | $50.00 | 1/30/2011 8:13:15 PM |
luminous-payout6 | $25.00 | 1/30/2011 9:32:09 PM |
jpyrek | $25.00 | 1/30/2011 11:55:07 PM |
wss560 | $25.00 | 1/31/2011 6:54:35 AM |
houli123 | $250.00 | 1/31/2011 8:14:11 AM |
mystss | $25.00 | 1/31/2011 9:29:07 AM |
transaction-animal8 | $25.00 | 1/31/2011 7:58:26 AM |
pdxKurt | $50.00 | 1/31/2011 10:15:19 AM |
medan20356 | $25.00 | 1/31/2011 10:49:53 AM |
Bcs-cnc | $30.00 | 1/31/2011 12:04:29 PM |
bonus-seahorse | $25.00 | 1/31/2011 11:43:47 AM |
scoobiedoo | $50.00 | 1/31/2011 2:46:18 PM |
SB-Funding | $50.00 | 1/31/2011 3:53:21 PM |
pythia | $25.00 | 1/31/2011 12:35:47 PM |
thebadpelican | $25.00 | 1/31/2011 1:28:50 PM |
RLW43 | $50.00 | 1/31/2011 4:48:27 PM |
integrity-enrichment2 | $33.00 | 1/31/2011 5:06:33 PM |
bboy21385 | $138.95 | 1/31/2011 5:40:28 PM |
CASSHMAN | $75.00 | 1/31/2011 6:12:30 PM |
felicity-loyalist0 | $25.00 | 1/31/2011 6:44:04 PM |
Byrd24 | $100.00 | 1/31/2011 7:05:05 PM |
money-floret | $50.00 | 1/31/2011 8:08:07 PM |
Reinadog9 | $50.00 | 1/31/2011 8:14:10 PM |
econman1 | $50.00 | 1/31/2011 9:28:07 PM |
credit-kahuna | $50.00 | 2/1/2011 12:18:54 AM |
wwwUniversal | $25.00 | 2/1/2011 1:30:37 AM |
omahajay | $25.00 | 1/31/2011 10:57:15 PM |
actuarial_investor | $25.00 | 2/1/2011 12:29:01 AM |
northphoto | $25.00 | 2/1/2011 6:48:10 AM |
rjrventure | $25.00 | 2/1/2011 7:03:34 AM |
Leshan | $25.00 | 2/1/2011 8:11:58 AM |
culldud6900 | $37.97 | 2/1/2011 2:49:45 AM |
raisingophelia | $25.00 | 2/1/2011 8:28:16 AM |
Moneypenny6 | $25.00 | 2/1/2011 9:18:06 AM |
mike279766 | $29.00 | 2/1/2011 8:28:35 AM |
bold-durability-drum | $100.00 | 2/1/2011 9:43:29 AM |
Minotaur | $25.00 | 2/1/2011 9:49:22 AM |
competent-p2p | $25.00 | 2/1/2011 7:34:32 AM |
deal-maple2 | $25.00 | 2/1/2011 9:33:27 AM |
JDFuego | $50.00 | 2/1/2011 7:38:03 AM |
american-investor | $28.34 | 2/1/2011 9:56:58 AM |
loss-of-control | $50.00 | 2/1/2011 9:04:19 AM |
liberty-society5 | $25.00 | 2/1/2011 9:32:51 AM |
branaa99 | $25.00 | 2/1/2011 9:42:47 AM |
the-transaction-stronghold | $25.00 | 2/1/2011 10:33:37 AM |
BidDaddyBigBucks | $25.00 | 2/1/2011 9:53:47 AM |
TheCount | $25.00 | 2/1/2011 10:19:37 AM |
brightest-dignified-penny | $25.00 | 2/1/2011 10:37:46 AM |
elvisloans | $25.00 | 2/1/2011 11:52:33 AM |
inspired-finance | $30.94 | 2/1/2011 11:00:06 AM |
chemistry220 | $50.00 | 2/1/2011 11:18:01 AM |
red-unequivocal-finance | $25.00 | 2/1/2011 11:57:58 AM |
jonnysixgun | $25.00 | 2/1/2011 12:40:03 PM |
Christophe | $25.00 | 2/1/2011 12:52:24 PM |
economy-caper9 | $25.00 | 2/1/2011 12:59:55 PM |
fishintime | $100.00 | 1/30/2011 9:58:40 AM |
Pulchritudinous | $25.00 | 1/30/2011 10:03:09 AM |
jazzlender | $50.00 | 1/30/2011 10:03:20 AM |
speedster351 | $50.00 | 1/30/2011 10:04:27 AM |
honorable-yield | $25.00 | 1/30/2011 10:06:48 AM |
marketplace-cello5 | $25.00 | 1/30/2011 10:07:00 AM |
EarlyRiser | $250.00 | 1/30/2011 10:07:11 AM |
exuberant-dime | $50.00 | 1/30/2011 10:07:33 AM |
paladin847 | $50.00 | 1/30/2011 10:07:24 AM |
treasure-bliss | $50.00 | 1/30/2011 10:09:10 AM |
credit-force5 | $50.00 | 1/30/2011 10:09:46 AM |
TelegramSam | $25.00 | 1/30/2011 9:59:10 AM |
back-scratchers | $25.00 | 1/30/2011 10:03:55 AM |
velocity-solo | $50.00 | 1/30/2011 10:06:22 AM |
enchanted-yield4 | $50.00 | 1/30/2011 10:06:36 AM |
peripatetic | $25.00 | 1/30/2011 10:09:30 AM |
starlight31 | $50.00 | 1/30/2011 10:09:54 AM |
a-finance-nirvana | $25.00 | 1/30/2011 10:48:02 AM |
loanman2007 | $50.00 | 1/30/2011 12:15:09 PM |
lendstats_com | $100.00 | 1/30/2011 11:25:47 AM |
SolarMoonshine | $25.00 | 1/30/2011 1:53:17 PM |
nilonc1 | $25.00 | 1/30/2011 2:14:56 PM |
Marfloogan | $25.00 | 1/30/2011 2:29:29 PM |
MattLic | $50.00 | 1/30/2011 3:22:26 PM |
investment-artist | $25.00 | 1/30/2011 2:19:48 PM |
ladderskibum | $25.00 | 1/30/2011 4:26:29 PM |
red_spade | $40.00 | 1/30/2011 4:26:18 PM |
courteous-fund9 | $50.00 | 1/30/2011 6:22:46 PM |
supreme-hope | $25.00 | 1/30/2011 6:29:48 PM |
GiftViftdotcom | $25.00 | 1/30/2011 7:39:11 PM |
lucky2 | $25.00 | 1/30/2011 8:34:59 PM |
financelover | $25.00 | 1/30/2011 9:14:48 PM |
newest-organic-rupee | $25.00 | 1/30/2011 10:29:47 PM |
octoberfresh | $25.00 | 1/31/2011 7:17:03 AM |
LoveVA | $50.00 | 1/31/2011 9:00:50 AM |
loan-wasp | $50.00 | 1/31/2011 8:44:29 AM |
income-rocker2 | $125.00 | 1/31/2011 7:45:46 AM |
Shawn95187 | $25.00 | 1/31/2011 9:33:23 AM |
EretzCapital | $39.45 | 1/31/2011 11:49:15 AM |
LeReve | $100.00 | 1/31/2011 12:09:55 PM |
finance-mammalian2 | $25.00 | 1/31/2011 2:22:48 PM |
Stack23 | $25.00 | 1/31/2011 2:59:04 PM |
competent-p2p | $25.00 | 1/31/2011 12:23:16 PM |
jenkris | $25.00 | 1/31/2011 12:38:46 PM |
shakas | $25.00 | 1/31/2011 3:17:25 PM |
rkhrdjp | $25.00 | 1/31/2011 3:29:18 PM |
hopeful-truth5 | $200.00 | 1/31/2011 3:34:44 PM |
sportcraft18 | $50.00 | 1/31/2011 3:55:43 PM |
buffalobills | $25.00 | 1/31/2011 5:07:11 PM |
blue-ideal-dime | $50.00 | 1/31/2011 5:15:10 PM |
rockhound84 | $25.00 | 1/31/2011 5:16:01 PM |
myduck | $25.00 | 1/31/2011 5:57:38 PM |
cablenews | $50.00 | 1/31/2011 6:35:18 PM |
RoyFauntleroy | $25.00 | 1/31/2011 4:39:51 PM |
bigb7 | $33.24 | 1/31/2011 4:47:55 PM |
congardner1 | $25.00 | 1/31/2011 5:32:58 PM |
Imaginos1892 | $75.00 | 1/31/2011 5:34:49 PM |
felicity-loyalist0 | $25.00 | 1/31/2011 6:44:34 PM |
Relevance | $25.00 | 1/31/2011 8:43:28 PM |
felicity-daydream | $25.00 | 1/31/2011 10:09:08 PM |
epicanthal | $25.00 | 1/31/2011 11:20:16 PM |
angel879 | $25.00 | 1/31/2011 10:07:09 PM |
bowdish1 | $50.00 | 2/1/2011 1:01:40 AM |
GATrust | $25.00 | 2/1/2011 2:07:52 AM |
duagne | $25.00 | 1/31/2011 11:13:11 PM |
silver-breeze3 | $37.99 | 2/1/2011 5:56:47 AM |
catmanbob | $25.00 | 2/1/2011 6:08:26 AM |
GElender | $50.00 | 2/1/2011 7:02:59 AM |
nethawk00 | $25.00 | 2/1/2011 7:17:39 AM |
HamachiMan | $50.00 | 2/1/2011 8:20:50 AM |
Tradesmanlender | $35.00 | 2/1/2011 8:34:00 AM |
Clambake | $100.00 | 2/1/2011 9:29:02 AM |
wkeboarder21 | $50.00 | 2/1/2011 8:37:06 AM |
JohnWS | $50.00 | 2/1/2011 8:55:55 AM |
SajDiddy | $25.00 | 2/1/2011 10:42:47 AM |
J-Rott | $50.00 | 2/1/2011 11:54:00 AM |
genuine-return2 | $25.00 | 2/1/2011 12:25:51 PM |
peter121612 | $115.00 | 2/1/2011 12:43:55 PM |
Adino | $50.00 | 2/1/2011 10:26:29 AM |
snowyowl | $25.00 | 2/1/2011 12:49:40 PM |
payout-alien6 | $25.00 | 2/1/2011 12:53:22 PM |
HalfDayz | $50.00 | 2/1/2011 1:20:14 PM |
167 Investments
|
Borrower Payment Dependent Notes Series
490888
This series of Notes was issued and sold upon the funding of the borrower loan #46925, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Feb-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Feb-02-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $306.15 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1988 |
Debt/Income ratio:
| 8% |
Credit score:
| 640-659 (Jan-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 1y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,390 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| No | | |
Screen name:
| valiant-peso5 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan - Motivated Borrower
Purpose of loan:
This loan will be used to consolidate current debt, pay some educational expenses, and any remaining will be used as part of a downpayment on a house.
My financial situation:
I am a good candidate for this loan because I am well-employed with an employer known for keeping people. I have a poor credit score only due to lack of credit history - not due to bad credit history, and part it fell immediately after needing to finance dental work which is part of the debt to be consolidated.
Monthly net income: $ 3300.00
Monthly expenses: $?2000.00
??Housing: $?450.00
??Insurance: $ 150.00
??Car expenses: $ 250.00
??Utilities: $ 100.00
??Phone, cable, internet: $ 100.00
??Food, entertainment: $?300.00
??Clothing, household expenses $ 300.00
??Credit cards and other loans: $ 300.00
??Other expenses: $ 50.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
I was wondering if you could explain what other debt there is, because the report only shows you owe 2,000-3,000; not 7,500- Thanks! - diversification-maple1
A:
I went back to school about three years ago and some of my educational expenses are not on the report but are financed by the school. Also, as I state in the loan's purpose, a small portion will be the seed money toward the purchase of a house. Perhaps not absolutely necessary, but a small seed will encourage me to grow it since my savings has been eaten up by a family medical situation (past, but the savings are still gone). Thanks for asking and understanding.
(Feb-02-2011)
1 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
Wangchuk | $25.33 | 2/1/2011 6:03:25 PM |
sensible-order2 | $100.00 | 2/1/2011 6:04:22 PM |
octoberfresh | $26.00 | 2/1/2011 6:05:05 PM |
dough-bear | $50.00 | 2/1/2011 6:05:12 PM |
EarlyRiser | $250.00 | 2/1/2011 6:07:25 PM |
genius520 | $100.00 | 2/1/2011 6:06:41 PM |
SDNLR | $25.00 | 2/1/2011 6:08:52 PM |
orderly-leverage | $50.00 | 2/1/2011 6:07:53 PM |
asiaratt | $50.00 | 2/1/2011 6:08:35 PM |
community-platoon8 | $25.00 | 2/1/2011 6:11:23 PM |
credit-sycamore4 | $100.00 | 2/1/2011 6:03:20 PM |
ingenious-truth0 | $50.00 | 2/1/2011 6:03:41 PM |
a-finance-nirvana | $25.00 | 2/1/2011 6:04:20 PM |
dtana | $25.00 | 2/1/2011 6:27:01 PM |
rinyt | $25.00 | 2/1/2011 6:31:39 PM |
mykkai | $25.00 | 2/1/2011 7:44:12 PM |
squarebob | $25.00 | 2/1/2011 8:17:12 PM |
houli123 | $150.00 | 2/1/2011 6:20:35 PM |
the-yield-surfer | $50.00 | 2/1/2011 9:36:25 PM |
master648 | $31.09 | 2/1/2011 7:49:22 PM |
2grindstones | $25.00 | 2/1/2011 10:16:46 PM |
Bob450 | $25.00 | 2/2/2011 1:53:33 AM |
DasMula | $25.00 | 2/1/2011 10:05:34 PM |
hopefulme | $50.00 | 2/2/2011 5:23:33 AM |
max007 | $25.00 | 2/2/2011 6:26:29 AM |
finance-mushroom | $100.00 | 2/2/2011 7:13:31 AM |
fireman4 | $25.00 | 2/2/2011 7:58:01 AM |
greencat | $50.00 | 2/2/2011 7:26:37 AM |
foothillender | $25.00 | 2/2/2011 8:37:20 AM |
kendigme | $27.22 | 2/2/2011 2:43:03 AM |
Moe87 | $25.00 | 2/2/2011 3:42:57 AM |
Myrick | $25.00 | 2/2/2011 3:53:44 AM |
well-mannered-income3 | $25.00 | 2/2/2011 6:40:02 AM |
shrewd-income | $50.00 | 2/2/2011 8:19:04 AM |
Artist_Blue | $25.00 | 2/2/2011 8:45:43 AM |
ready-interest9 | $25.00 | 2/2/2011 9:15:28 AM |
corporatejim | $34.16 | 2/2/2011 9:38:18 AM |
yield-lion | $25.00 | 2/2/2011 10:11:48 AM |
competent-p2p | $30.00 | 2/2/2011 12:38:32 PM |
CA-Lender | $25.00 | 2/2/2011 2:57:08 PM |
simplelender80 | $100.00 | 2/2/2011 12:35:30 PM |
spiff666 | $25.00 | 2/2/2011 12:36:40 PM |
witty-openness | $25.00 | 2/2/2011 4:15:04 PM |
heavy_ax | $25.00 | 2/2/2011 2:59:28 PM |
csarradio | $25.00 | 2/2/2011 4:44:12 PM |
HHP | $50.00 | 2/2/2011 4:10:24 PM |
jjswanso | $50.00 | 2/2/2011 4:10:52 PM |
melodious-openness | $100.00 | 2/2/2011 4:49:27 PM |
rupee-artisan | $25.00 | 2/2/2011 5:26:19 PM |
wealth-pal3 | $25.00 | 2/2/2011 5:39:35 PM |
kegs | $150.00 | 2/2/2011 5:48:52 PM |
zone8 | $125.00 | 2/2/2011 5:48:58 PM |
careful-note | $50.00 | 2/2/2011 5:49:12 PM |
wise-rupee-sanctuary | $50.00 | 2/2/2011 5:08:29 PM |
loss-of-control | $75.00 | 2/2/2011 5:30:57 PM |
orange-preeminant-bill | $50.00 | 2/2/2011 6:04:59 PM |
wanna-help | $50.00 | 2/2/2011 5:48:10 PM |
olka | $25.00 | 2/2/2011 6:18:12 PM |
Weaverville | $25.00 | 2/2/2011 5:28:43 PM |
mpatrick | $25.00 | 2/2/2011 6:55:14 PM |
sensible-fund | $50.00 | 2/2/2011 6:04:40 PM |
agiovasil | $25.00 | 2/2/2011 6:04:55 PM |
interstellar | $75.00 | 2/2/2011 5:31:34 PM |
blissful-deal0 | $25.00 | 2/2/2011 8:48:17 PM |
flanative | $50.00 | 2/2/2011 5:39:27 PM |
pixeldave | $50.00 | 2/2/2011 5:48:15 PM |
tech310 | $50.00 | 2/2/2011 5:48:49 PM |
capital-halo1 | $500.00 | 2/2/2011 5:49:10 PM |
bid-carrier0 | $25.00 | 2/2/2011 6:03:50 PM |
Tizzo27 | $50.00 | 2/2/2011 8:30:42 PM |
Aariel | $25.00 | 2/2/2011 6:42:09 PM |
freebush69 | $403.45 | 2/2/2011 9:28:42 PM |
suave-dime6 | $25.00 | 2/1/2011 6:03:26 PM |
Kash2010lu | $28.00 | 2/1/2011 6:04:50 PM |
payment-gusto | $25.00 | 2/1/2011 6:09:08 PM |
HamachiMan | $50.00 | 2/1/2011 6:10:32 PM |
ingenious-deal6 | $25.00 | 2/1/2011 6:03:30 PM |
gain-gourd | $50.00 | 2/1/2011 6:03:42 PM |
back-scratchers | $25.00 | 2/1/2011 6:04:19 PM |
BidDaddyBigBucks | $25.00 | 2/1/2011 6:11:27 PM |
Investoman | $50.00 | 2/1/2011 6:11:54 PM |
selector568 | $50.00 | 2/1/2011 6:05:41 PM |
jazzlender | $25.00 | 2/1/2011 6:05:49 PM |
velocity-solo | $30.00 | 2/1/2011 6:06:35 PM |
JustMee | $25.00 | 2/1/2011 6:53:36 PM |
gain-equator | $25.00 | 2/1/2011 7:18:35 PM |
raisingophelia | $25.00 | 2/1/2011 6:10:53 PM |
erowis | $55.00 | 2/1/2011 6:11:01 PM |
liberty-society5 | $25.00 | 2/1/2011 6:11:15 PM |
benefit-boots | $25.00 | 2/1/2011 6:59:26 PM |
favorite-commerce | $75.00 | 2/1/2011 8:54:01 PM |
hopeful-truth5 | $100.00 | 2/1/2011 8:55:30 PM |
DasMula | $25.00 | 2/1/2011 10:16:02 PM |
TheCount | $25.00 | 2/2/2011 1:24:43 AM |
zorg77 | $25.00 | 2/1/2011 8:35:22 PM |
reflective-rupee | $300.77 | 2/1/2011 8:49:48 PM |
dollardave | $50.66 | 2/2/2011 2:12:42 AM |
loanman2007 | $100.00 | 2/2/2011 5:51:32 AM |
treasure-bliss | $50.00 | 2/2/2011 1:53:41 AM |
fund-secret-agent | $25.00 | 2/2/2011 8:28:29 AM |
saffron4 | $50.00 | 2/2/2011 8:50:26 AM |
credit-maverick1 | $50.00 | 2/2/2011 6:50:57 AM |
red-favorable-basis | $25.00 | 2/2/2011 9:03:14 AM |
the-silver-blaster | $50.00 | 2/2/2011 9:29:24 AM |
IslandParadise | $30.00 | 2/2/2011 9:33:53 AM |
Leshan | $25.00 | 2/2/2011 10:01:22 AM |
nodebt2012 | $25.00 | 2/2/2011 11:01:43 AM |
Iceman1347 | $25.00 | 2/2/2011 11:43:01 AM |
Frosty | $25.00 | 2/2/2011 12:49:41 PM |
Iceman1347 | $25.00 | 2/2/2011 11:42:44 AM |
money-fort | $25.00 | 2/2/2011 12:07:24 PM |
gloomis2 | $26.17 | 2/2/2011 2:45:32 PM |
30Sky | $25.00 | 2/2/2011 1:48:44 PM |
CincyTex | $50.00 | 2/2/2011 2:11:16 PM |
money-bauble | $100.00 | 2/2/2011 2:58:50 PM |
evergreen16 | $25.00 | 2/2/2011 3:25:36 PM |
loan-kung-fu | $25.00 | 2/2/2011 3:49:07 PM |
kulender | $50.00 | 2/2/2011 4:08:35 PM |
emgventures | $50.00 | 2/2/2011 4:10:08 PM |
Angel_Investor_7 | $25.00 | 2/2/2011 4:10:42 PM |
derec | $25.00 | 2/2/2011 5:25:54 PM |
Marfloogan | $25.00 | 2/2/2011 5:06:54 PM |
rescue | $100.00 | 2/2/2011 5:49:04 PM |
motivator72 | $50.00 | 2/2/2011 6:03:54 PM |
graceful-investment | $47.15 | 2/2/2011 6:04:35 PM |
Cheburashka | $25.00 | 2/2/2011 6:05:18 PM |
ciscoparrot | $25.00 | 2/2/2011 5:25:47 PM |
listing-trapper3 | $50.00 | 2/2/2011 5:26:21 PM |
Rob717171 | $50.00 | 2/2/2011 5:48:36 PM |
jasjac0105 | $25.00 | 2/2/2011 5:49:00 PM |
BBL | $25.00 | 2/2/2011 6:04:45 PM |
ITExec | $100.00 | 2/2/2011 7:53:31 PM |
courteous-kindness1 | $50.00 | 2/2/2011 6:13:05 PM |
integrity-doctor | $100.00 | 2/2/2011 8:50:04 PM |
a-enticing-reward | $25.00 | 2/2/2011 5:48:17 PM |
organic-order | $25.00 | 2/2/2011 5:48:26 PM |
Ocean713 | $50.00 | 2/2/2011 5:48:41 PM |
worthy-bid8 | $50.00 | 2/2/2011 5:48:55 PM |
Jack55304 | $100.00 | 2/2/2011 5:49:17 PM |
shoedds | $25.00 | 2/2/2011 6:04:14 PM |
transformer855 | $50.00 | 2/2/2011 9:26:36 PM |
calahan | $75.00 | 2/2/2011 6:21:57 PM |
haiku328 | $25.00 | 2/2/2011 7:32:18 PM |
farmn | $25.00 | 2/2/2011 8:36:23 PM |
bahamaman | $30.00 | 2/2/2011 8:58:17 PM |
JohnWS | $50.00 | 2/2/2011 9:26:41 PM |
146 Investments
|
Borrower Payment Dependent Notes Series
490978
This series of Notes was issued and sold upon the funding of the borrower loan #47038, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jan-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-28-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1992 |
Debt/Income ratio:
| 27% |
Credit score:
| 680-699 (Jan-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 1y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $744 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| |
Homeownership:
| No | | |
Screen name:
| contract-bada-bing5 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Start Up Liquidity
Purpose of loan:
This loan will be used to?
Acquire final training aids and equipment, join trade associations and obtain additional training for recertification as an instructor. Some money will be held in reserve for additional marketing and instructional space will be leased for classes.
My financial situation:
I am a good candidate for this loan because? I am working full time and I pay my bills on time.
Monthly net income: $ 2000.00
Monthly expenses: $
??Housing: $ 650
??Insurance: $ 75
??Car expenses: $590
??Utilities: $ 30
??Phone, cable, internet: $120
??Food, entertainment: $ 150
??Clothing, household expenses $
??Credit cards and other loans: $ 75
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
What is the type of business? Who is your target market? What differentiates your business from your competitors? Good luck! - mbf2234
A:
Type of business: training, consulting and design
Target market: military, law enforcement and security
My competitors: no competitors within my immediate area
(Jan-28-2011)
1 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
Kash2010lu | $53.00 | 1/26/2011 6:20:44 PM |
selector568 | $100.00 | 1/26/2011 6:35:22 PM |
rescue | $100.00 | 1/26/2011 6:55:29 PM |
lloyd_s | $25.00 | 1/26/2011 8:08:32 PM |
larryboy10 | $25.00 | 1/26/2011 8:24:55 PM |
velocity-solo | $25.00 | 1/26/2011 6:52:14 PM |
impala6464 | $75.00 | 1/26/2011 9:16:12 PM |
VJ_Financial | $50.00 | 1/26/2011 9:21:46 PM |
zorg77 | $25.00 | 1/26/2011 9:38:32 PM |
Artist_Blue | $25.00 | 1/27/2011 6:04:27 AM |
UCLA4life | $25.00 | 1/27/2011 6:04:34 AM |
Bob450 | $25.00 | 1/26/2011 10:48:15 PM |
RyanM561 | $25.00 | 1/27/2011 6:03:57 AM |
Oak-Parker | $25.00 | 1/27/2011 6:23:10 AM |
Rogesparkguy | $25.00 | 1/27/2011 8:09:41 AM |
worthy-bid8 | $50.00 | 1/27/2011 10:37:58 AM |
asset-professor | $25.00 | 1/27/2011 12:14:05 PM |
Speculator | $25.00 | 1/27/2011 1:39:50 PM |
bid-treaty | $50.00 | 1/27/2011 6:31:33 PM |
AiriusTorpora | $25.00 | 1/27/2011 9:29:41 PM |
gain-gourd | $75.00 | 1/27/2011 7:33:27 PM |
GoldenGo4 | $50.00 | 1/27/2011 11:31:54 PM |
wwwUniversal | $25.00 | 1/28/2011 1:18:29 AM |
money-bauble | $80.92 | 1/28/2011 1:36:49 AM |
witty-openness | $25.00 | 1/28/2011 6:28:02 AM |
Angel_Investor_7 | $25.00 | 1/28/2011 6:33:01 AM |
graceful-investment | $40.99 | 1/28/2011 9:15:21 AM |
yield-maker | $25.00 | 1/28/2011 9:33:07 AM |
witchynana55 | $25.00 | 1/28/2011 9:33:46 AM |
calkidd05 | $25.00 | 1/28/2011 8:58:11 AM |
helping-out | $35.00 | 1/28/2011 10:28:04 AM |
compassion-paladin042 | $25.00 | 1/28/2011 10:13:06 AM |
kindness-venture1 | $49.27 | 1/28/2011 10:21:30 AM |
BadgerWI | $25.00 | 1/28/2011 10:21:52 AM |
somebody32 | $48.48 | 1/28/2011 1:38:24 PM |
capital-halo1 | $500.00 | 1/28/2011 1:38:28 PM |
forthright-dedication | $25.00 | 1/28/2011 1:58:10 PM |
DreDub | $50.00 | 1/28/2011 2:18:22 PM |
Maetryx | $45.00 | 1/28/2011 2:18:34 PM |
pixeldave | $50.00 | 1/28/2011 2:18:54 PM |
navstox | $25.00 | 1/28/2011 2:19:02 PM |
shrewd-peace7 | $25.00 | 1/28/2011 2:20:12 PM |
larrybird | $250.00 | 1/28/2011 2:20:33 PM |
REASONABLE | $25.00 | 1/28/2011 11:24:28 AM |
divedude | $25.00 | 1/28/2011 2:21:00 PM |
moola-wildebeest3 | $50.00 | 1/28/2011 2:21:54 PM |
dough-bear | $50.00 | 1/28/2011 2:21:58 PM |
F16Pilot | $25.00 | 1/28/2011 2:22:09 PM |
Darkjimson | $50.00 | 1/28/2011 11:48:09 AM |
MilitaryLending | $25.00 | 1/28/2011 2:23:06 PM |
missing-link | $25.00 | 1/28/2011 2:23:46 PM |
zone8 | $125.00 | 1/28/2011 2:24:42 PM |
suave-dime6 | $25.00 | 1/28/2011 1:58:06 PM |
Banker7371 | $25.00 | 1/28/2011 3:23:20 PM |
turbolozano | $30.00 | 1/28/2011 2:18:20 PM |
Makingitrain | $25.00 | 1/28/2011 3:23:52 PM |
hyrolln | $25.00 | 1/28/2011 2:18:23 PM |
muirheaj | $25.00 | 1/28/2011 2:19:05 PM |
green-moola-sniffer | $50.00 | 1/28/2011 3:27:46 PM |
social-conductor4 | $25.00 | 1/28/2011 2:19:18 PM |
gs92126 | $25.00 | 1/28/2011 3:27:55 PM |
Kqwik | $25.00 | 1/28/2011 2:03:51 PM |
ezg | $50.00 | 1/28/2011 2:20:52 PM |
nicklds | $25.00 | 1/28/2011 2:21:23 PM |
nanda | $50.00 | 1/28/2011 2:21:42 PM |
spirited-leverage | $25.00 | 1/28/2011 2:18:31 PM |
open-minded-fund9 | $50.00 | 1/28/2011 2:21:49 PM |
investment-visionary | $25.00 | 1/28/2011 2:19:08 PM |
speedy-point | $25.00 | 1/28/2011 2:21:56 PM |
Leopoldine | $25.00 | 1/28/2011 2:19:43 PM |
LAM26 | $25.00 | 1/28/2011 2:22:05 PM |
ElAbel11 | $25.00 | 1/28/2011 2:22:27 PM |
peace-missile | $25.00 | 1/28/2011 2:22:32 PM |
jjswanso | $25.00 | 1/28/2011 2:20:55 PM |
Comoparklender | $50.00 | 1/28/2011 2:23:26 PM |
IIP77 | $25.00 | 1/28/2011 2:21:21 PM |
payment-gusto | $25.00 | 1/28/2011 2:23:30 PM |
jasjac0105 | $25.00 | 1/28/2011 2:24:47 PM |
SignLanguageTeacher | $25.00 | 1/28/2011 3:09:27 PM |
Aunca | $50.00 | 1/28/2011 3:24:26 PM |
handshake5 | $100.00 | 1/28/2011 3:24:17 PM |
TpbiCapitals | $25.00 | 1/28/2011 3:27:43 PM |
Redmond | $25.00 | 1/28/2011 3:28:12 PM |
orderly-leverage | $50.00 | 1/28/2011 4:52:54 PM |
sensible-order2 | $100.00 | 1/28/2011 4:53:14 PM |
deal-contributor8 | $50.00 | 1/28/2011 5:54:57 PM |
open-minded-market99 | $25.00 | 1/28/2011 8:27:37 PM |
liberty-destiny3 | $25.00 | 1/28/2011 5:13:41 PM |
MoneyForNothing | $18.44 | 1/28/2011 9:42:53 PM |
droopie1 | $25.00 | 1/26/2011 7:02:24 PM |
EarlyRiser | $250.00 | 1/26/2011 6:54:57 PM |
realtormoises | $25.00 | 1/27/2011 6:17:44 AM |
greencat | $50.00 | 1/27/2011 7:15:49 AM |
tech310 | $50.00 | 1/27/2011 12:49:39 AM |
investment-artist | $25.00 | 1/27/2011 8:42:35 AM |
finance-magma7 | $25.00 | 1/27/2011 8:38:28 PM |
rupee_power | $31.23 | 1/27/2011 10:47:12 PM |
gangusron | $50.00 | 1/28/2011 7:50:37 AM |
fervent-power | $25.00 | 1/28/2011 6:16:28 AM |
supreme-hope | $25.00 | 1/28/2011 5:36:55 AM |
CA-Lender | $25.00 | 1/28/2011 9:16:32 AM |
ingenious-interest1 | $50.00 | 1/28/2011 9:16:23 AM |
he-shoots-he-scores | $50.00 | 1/28/2011 9:17:58 AM |
bazaar-festivity | $25.00 | 1/28/2011 9:08:47 AM |
supersarah61 | $25.00 | 1/28/2011 1:10:03 PM |
credit-sycamore4 | $100.00 | 1/28/2011 1:38:03 PM |
Jack55304 | $34.71 | 1/28/2011 10:21:48 AM |
jstnow | $25.00 | 1/28/2011 2:18:24 PM |
wampum-chorus3 | $25.00 | 1/28/2011 2:18:47 PM |
Sibelius2 | $25.00 | 1/28/2011 2:19:00 PM |
lowlite6647 | $25.00 | 1/28/2011 2:20:15 PM |
KVEER | $25.00 | 1/28/2011 2:20:37 PM |
wanna-help | $50.00 | 1/28/2011 2:20:53 PM |
kulender | $50.00 | 1/28/2011 2:21:04 PM |
brazilofmux | $31.96 | 1/28/2011 2:21:29 PM |
admirable-basis1 | $25.00 | 1/28/2011 2:21:47 PM |
CapitalismRocks | $25.00 | 1/28/2011 2:21:57 PM |
radforj22 | $25.00 | 1/28/2011 2:22:07 PM |
108lender | $150.00 | 1/28/2011 2:22:21 PM |
lagnisiruk | $25.00 | 1/28/2011 2:22:34 PM |
seisen | $50.00 | 1/28/2011 2:22:43 PM |
economy-producer | $25.00 | 1/28/2011 2:23:24 PM |
honorable-yield | $25.00 | 1/28/2011 2:23:36 PM |
FeedTheMachine | $50.00 | 1/28/2011 2:23:47 PM |
Rob717171 | $50.00 | 1/28/2011 2:24:37 PM |
kegs | $150.00 | 1/28/2011 2:24:45 PM |
jazzlender | $25.00 | 1/28/2011 1:18:21 PM |
LuvToLend | $25.00 | 1/28/2011 1:33:15 PM |
AspiringJunzi | $25.00 | 1/28/2011 3:23:22 PM |
rogue_monster | $25.00 | 1/28/2011 2:18:18 PM |
resplendent-dollar | $25.00 | 1/28/2011 2:18:21 PM |
zipemdown | $50.00 | 1/28/2011 3:24:21 PM |
dinero-mason | $50.00 | 1/28/2011 2:18:26 PM |
Crewhippie | $25.00 | 1/28/2011 2:18:30 PM |
flanative | $50.00 | 1/28/2011 2:18:49 PM |
peaceful-bazaar497 | $35.00 | 1/28/2011 3:27:40 PM |
leverage-holly | $25.00 | 1/28/2011 3:27:52 PM |
loan_doctor | $25.00 | 1/28/2011 1:49:31 PM |
inspired-duty5 | $75.00 | 1/28/2011 2:19:21 PM |
ronow22 | $50.00 | 1/28/2011 3:27:53 PM |
careful-note | $50.00 | 1/28/2011 1:58:12 PM |
oldmora | $50.00 | 1/28/2011 2:20:04 PM |
finagler | $25.00 | 1/28/2011 2:21:30 PM |
uncleegg | $50.00 | 1/28/2011 3:28:44 PM |
trade-surge3 | $50.00 | 1/28/2011 2:21:44 PM |
platinum-celebration4 | $41.00 | 1/28/2011 2:18:51 PM |
stoopidnoodle | $25.00 | 1/28/2011 2:21:53 PM |
meteoric-asset4 | $25.00 | 1/28/2011 2:19:24 PM |
organic-order | $25.00 | 1/28/2011 2:19:50 PM |
ChuckieG | $50.00 | 1/28/2011 2:20:02 PM |
Ocean713 | $50.00 | 1/28/2011 2:20:35 PM |
washboard1 | $25.00 | 1/28/2011 2:20:51 PM |
mercuriant | $25.00 | 1/28/2011 2:22:49 PM |
vigorous-velocity | $50.00 | 1/28/2011 2:23:39 PM |
gizzywump | $50.00 | 1/28/2011 2:21:55 PM |
apostle901 | $25.00 | 1/28/2011 2:23:13 PM |
kendallv | $25.00 | 1/28/2011 3:23:51 PM |
LBOregon | $25.00 | 1/28/2011 3:23:06 PM |
Zipcut | $25.00 | 1/28/2011 4:47:02 PM |
julsal | $25.00 | 1/28/2011 3:27:59 PM |
kind-adventurous-finance | $50.00 | 1/28/2011 3:27:54 PM |
cash-raccoon | $25.00 | 1/28/2011 3:28:19 PM |
investment-comet | $25.00 | 1/28/2011 3:29:15 PM |
Wawenock | $50.00 | 1/28/2011 4:00:39 PM |
Christophe | $25.00 | 1/28/2011 7:46:09 PM |
rcflick | $25.00 | 1/28/2011 6:24:55 PM |
payout-bridge | $250.00 | 1/28/2011 7:58:20 PM |
deal-promiser1 | $50.00 | 1/28/2011 8:08:01 PM |
168 Investments
|
Borrower Payment Dependent Notes Series
491746
This series of Notes was issued and sold upon the funding of the borrower loan #46907, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Feb-03-2011 |
Term:
| 36 months | | |
Listing End date:
| Feb-03-2011 |
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 28.49% |
Monthly payment:
| $298.16 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 13.60% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jun-2005 |
Debt/Income ratio:
| 31% |
Credit score:
| 700-719 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 4y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,227 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| jacollins323 |
Borrower's state:
| Arkansas |
Borrower's group:
| 1st and BEST for Loans |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 31 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(May-2008)
640-659
(Oct-2007)
|
Principal balance:
| $599.47 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 31 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to pay off existing credit card debt and taxes.? I will also use a portion of this loan to pay off my very small balance on my first prosper loan.? Allowing me to lower my payments and only make one payment a month.
My financial situation:
I am a good candidate for this loan because because this it will allow me to pay off existing credit card debt and lower my payments at the same time.? I also believe that?I am good candidate for this loan because this will be my second loan with Prosper and I have great payment history on my first loan.
Monthly net income: $ 2,800
Monthly expenses: $
??Housing: $ 0????
??Insurance: $ 0
??Car expenses: $265.00
??Utilities: $ 0
??Phone, cable, internet: $ 80
??Food, entertainment: $ 100
??Clothing, household expenses $ 100
??Credit cards and other loans: $?708
??Other expenses: $ 100- taxes on a payment plan
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
Whipster | $50.00 | 2/3/2011 5:09:18 PM |
vine99 | $50.00 | 2/3/2011 5:03:08 PM |
113121 | $400.00 | 2/3/2011 5:03:46 PM |
dough-bear | $50.00 | 2/3/2011 5:04:02 PM |
jazzlender | $25.00 | 2/3/2011 5:05:47 PM |
fabulous-community4 | $50.00 | 2/3/2011 5:05:56 PM |
reflective-rupee | $2,000.77 | 2/3/2011 5:02:46 PM |
impressive-credit431 | $100.00 | 2/3/2011 5:03:01 PM |
gain-equator | $25.00 | 2/3/2011 5:09:47 PM |
grnii78 | $44.38 | 2/3/2011 5:03:04 PM |
Wangchuk | $25.33 | 2/3/2011 5:03:29 PM |
kulender | $50.00 | 2/3/2011 5:03:47 PM |
CashFlow13 | $100.00 | 2/3/2011 5:03:54 PM |
genius520 | $100.00 | 2/3/2011 5:06:49 PM |
simplelender80 | $200.00 | 2/3/2011 5:05:09 PM |
orderly-leverage | $50.00 | 2/3/2011 5:07:40 PM |
velocity-solo | $30.00 | 2/3/2011 5:06:44 PM |
bobd32 | $25.00 | 2/3/2011 5:16:01 PM |
one-midas | $25.00 | 2/3/2011 5:37:03 PM |
HamachiMan | $50.00 | 2/3/2011 5:08:46 PM |
bstlndlrd207 | $200.00 | 2/3/2011 5:49:05 PM |
liberty-society5 | $25.00 | 2/3/2011 5:09:15 PM |
lucrative-transparency0 | $50.00 | 2/3/2011 5:12:31 PM |
profit-powerplant | $25.00 | 2/3/2011 5:12:56 PM |
EarlyRiser | $229.94 | 2/3/2011 6:31:36 PM |
lendstats_com | $400.00 | 2/3/2011 5:42:43 PM |
loss-of-control | $100.00 | 2/3/2011 6:31:09 PM |
houli123 | $254.40 | 2/3/2011 6:43:42 PM |
DoctorJoe | $25.00 | 2/3/2011 6:50:06 PM |
competent-p2p | $50.00 | 2/3/2011 7:33:52 PM |
Ubiquinone | $50.00 | 2/3/2011 7:45:34 PM |
SkyLoan | $28.00 | 2/3/2011 9:10:09 PM |
MoneyForNothing | $12.71 | 2/3/2011 10:15:56 PM |
EBITDA | $25.00 | 2/3/2011 7:04:00 PM |
squarebob | $25.00 | 2/3/2011 7:55:59 PM |
marwadi-62 | $50.00 | 2/3/2011 8:02:11 PM |
the-kindness-honker | $25.00 | 2/3/2011 7:42:03 PM |
favorite-commerce | $75.00 | 2/3/2011 7:45:14 PM |
economy-popcorn | $25.00 | 2/3/2011 8:52:10 PM |
erowis | $55.00 | 2/3/2011 7:58:07 PM |
bughead | $25.00 | 2/3/2011 7:59:10 PM |
thomas16882004 | $25.00 | 2/3/2011 10:08:50 PM |
Wangchuk | $25.00 | 2/3/2011 9:13:35 PM |
phchristensen | $25.00 | 2/3/2011 10:15:50 PM |
investment-daydream | $75.00 | 2/3/2011 5:03:43 PM |
octoberfresh | $26.00 | 2/3/2011 5:04:23 PM |
jhouman | $25.00 | 2/3/2011 5:05:44 PM |
sensible-order2 | $100.00 | 2/3/2011 5:03:56 PM |
suave-dime6 | $25.00 | 2/3/2011 5:08:15 PM |
Feyenoord | $25.00 | 2/3/2011 5:03:38 PM |
Kash2010lu | $28.00 | 2/3/2011 5:04:14 PM |
selector568 | $50.00 | 2/3/2011 5:04:26 PM |
transaction-animal8 | $25.00 | 2/3/2011 5:05:53 PM |
shmb6508 | $25.00 | 2/3/2011 5:12:48 PM |
SolarMoonshine | $50.00 | 2/3/2011 5:15:52 PM |
Jerrys1951 | $52.29 | 2/3/2011 5:27:41 PM |
JustMee | $25.00 | 2/3/2011 5:44:54 PM |
Artist_Blue | $25.00 | 2/3/2011 5:10:14 PM |
Jordan1123 | $25.00 | 2/3/2011 6:31:42 PM |
authoritative-platinum7 | $25.00 | 2/3/2011 5:13:03 PM |
credit-guard5 | $50.00 | 2/3/2011 5:43:42 PM |
2grindstones | $25.00 | 2/3/2011 5:38:26 PM |
hopeful-truth5 | $400.00 | 2/3/2011 5:55:47 PM |
DasMula | $100.00 | 2/3/2011 5:53:39 PM |
witty-openness | $25.00 | 2/3/2011 6:24:11 PM |
lovely-order7 | $50.00 | 2/3/2011 6:31:15 PM |
thrifty-capital | $30.00 | 2/3/2011 7:16:26 PM |
hershey88 | $66.70 | 2/3/2011 8:15:27 PM |
clemclan | $25.00 | 2/3/2011 9:26:49 PM |
The-Helper | $25.00 | 2/3/2011 9:44:21 PM |
grnii78 | $200.00 | 2/3/2011 7:06:41 PM |
mikeandcat | $200.00 | 2/3/2011 8:12:30 PM |
amlu1988 | $25.00 | 2/3/2011 8:25:57 PM |
wise-intelligent-duty | $50.00 | 2/3/2011 8:28:23 PM |
TeaHouseFinance | $26.77 | 2/3/2011 8:57:51 PM |
economy-cherry | $25.00 | 2/3/2011 7:57:10 PM |
MoneyForNothing | $39.71 | 2/3/2011 8:16:07 PM |
BangBros | $200.00 | 2/3/2011 8:20:33 PM |
buffalobills | $25.00 | 2/3/2011 9:14:47 PM |
LKCGICG | $25.00 | 2/3/2011 9:24:09 PM |
80 Investments
|
Borrower Payment Dependent Notes Series
491780
This series of Notes was issued and sold upon the funding of the borrower loan #46919, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.50% |
Listing Start date:
| Jan-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2011 |
|
Lender yield:
| 8.55% |
Borrower rate/APR:
| 9.55% / 11.65% |
Monthly payment:
| $224.39 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.53% | | |
| |
Estimated return*:
| 5.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 6% |
Credit score:
| 800-819 (Jan-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 9
/
8 | Length of status: | 1y 0m |
Amount delinquent:
| $429 |
Total credit lines:
| 15 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,233 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| impressive-openness7 |
Borrower's state:
| Illinois |
Borrower's group:
| LendersClub |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate my debts into one lower monthly payment, with a much lower interest rate.
My financial situation: I have a secure job as an IT consultant. My company has never laid anybody off, and they take pride in that fact. I also receive quarterly bonuses averaging 5% of my salary (20% per year), and I'm due for a raise in 3 months.
I am a good candidate for this loan because I am responsible with my money--I have never been late on a payment. This loan is really needed for short-term cash-flow issues, rather than overspending. I am also a lender with Prosper and have over $1,100 invested.
Regarding the 2 deliquencies, one is a medical bill for about $100 that slipped through the cracks, and the other is for a speeding ticket I got in another state. (I didn't know they could put that on my credit report!) I am working on getting these removed from my credit report.
Monthly income: $5,500
Monthly expenses:
Housing: $2,118 (includes mortgage, PMI, and property tax escrow)
Insurance: $0 (provided by employer)
Car expenses: $0 (I don't own a car and use public transportation exclusively
Utilities: $0 (Paid by my fiancee)
Phone, cable, internet: $0 (Paid by my fiancee)
Food, entertainment: $400
Clothing, household expenses $100
Credit cards and other loans: $300
Other expenses: $0
Total: $2,918
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Explain reasons for 3 Cred. inquiries. With such great credit why borrow from Prosper? Also, please explain more details on your cash issues and how you got into it. Please respond publicly. Good luck!! - Nasdaq
A:
Hi, thanks for your questions! In order:
1. The 3 credit inquiries are for mortgage refinancing quotes.
2. I want to use Prosper for ease and flexibility. I can apply and get funded quickly, unlike "traditional" routes. I also don't want to max my credit cards, as that would hurt my credit score and leave less cushion for emergencies.
3. Cash flow issues: a) needing cash to front my escrow when i refinance and b) loaning money to my fiancee and father, which I know will be paid back soon.
(Jan-26-2011)
Q:
It says that you are now delinquent 2 times and the delinquent amount is $429. Can you explain? - ommuruga
A:
Sure. I had 1 delinquency for $105 from when I went to the hospital. I had a lot of medical bills from different providers, and this one slipped through the cracks. The second one is a speeding ticket I got in a different state. With doubling, late fees, etc., the total is around $320. I neglected to pay it, and it ended up on my credit report. (I didn't know that was even legal.)
I am currently talking to the credit reporting companies to get these removed from my credit report.
(Jan-26-2011)
2 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
JGuide | $30.03 | 1/26/2011 10:41:25 AM |
Pulchritudinous | $25.00 | 1/26/2011 10:43:16 AM |
nybanker85 | $50.00 | 1/26/2011 10:43:23 AM |
american6 | $100.00 | 1/26/2011 10:47:38 AM |
marketplace-cello5 | $25.00 | 1/26/2011 10:48:28 AM |
Redmond | $25.00 | 1/26/2011 10:48:37 AM |
subtle-revenue0 | $25.00 | 1/26/2011 10:50:08 AM |
thinknovuu | $25.00 | 1/26/2011 10:51:07 AM |
well-rounded-dinero | $150.00 | 1/26/2011 11:08:05 AM |
velocity-solo | $60.00 | 1/26/2011 10:43:20 AM |
radforj22 | $25.00 | 1/26/2011 10:43:27 AM |
economy-orchid | $30.00 | 1/26/2011 10:47:18 AM |
genius520 | $100.00 | 1/26/2011 10:47:47 AM |
simplelender80 | $100.00 | 1/26/2011 10:47:54 AM |
dpries123 | $25.00 | 1/26/2011 10:50:27 AM |
principal-star | $25.00 | 1/26/2011 10:41:30 AM |
loanman2007 | $100.00 | 1/26/2011 10:41:33 AM |
enthusiastic-balance5 | $100.00 | 1/26/2011 10:41:35 AM |
DasMula | $25.00 | 1/26/2011 10:58:23 AM |
Oak-Parker | $25.00 | 1/26/2011 10:41:44 AM |
mikeandcat | $50.00 | 1/26/2011 11:03:52 AM |
reflective-rupee | $100.77 | 1/26/2011 11:07:05 AM |
enthralling-deal180 | $50.00 | 1/26/2011 10:43:08 AM |
organized-payment6 | $50.00 | 1/26/2011 10:43:19 AM |
NekHoldings | $25.00 | 1/26/2011 11:13:10 AM |
Astyanax | $45.00 | 1/26/2011 11:42:41 AM |
reflective-rupee | $150.77 | 1/26/2011 12:09:28 PM |
the-enterprising-leverage | $25.00 | 1/26/2011 1:57:29 PM |
enchanted-yield4 | $50.00 | 1/26/2011 10:47:24 AM |
PrepWonder | $54.97 | 1/26/2011 10:48:13 AM |
mtnbikemania | $50.00 | 1/26/2011 10:48:45 AM |
tech310 | $50.00 | 1/26/2011 2:04:55 PM |
investor_101 | $50.00 | 1/26/2011 10:49:34 AM |
steiglends | $250.00 | 1/26/2011 10:49:45 AM |
dammage | $50.00 | 1/26/2011 10:50:48 AM |
harty | $50.00 | 1/26/2011 10:52:17 AM |
barkochva | $25.00 | 1/26/2011 3:36:30 PM |
EarlyRiser | $200.00 | 1/26/2011 11:09:05 AM |
beachfunder | $50.00 | 1/26/2011 4:23:15 PM |
Tamerz | $43.00 | 1/26/2011 2:13:55 PM |
Only_Money | $25.00 | 1/26/2011 2:22:09 PM |
JGuide | $34.13 | 1/26/2011 4:17:24 PM |
flyfisherman99 | $26.00 | 1/26/2011 3:14:26 PM |
astute-benjamins | $25.00 | 1/26/2011 4:24:08 PM |
balance-force | $40.00 | 1/26/2011 4:24:22 PM |
inforapenny | $50.00 | 1/26/2011 5:02:13 PM |
tomdooley12520 | $50.00 | 1/26/2011 4:13:18 PM |
Nasdaq | $25.00 | 1/26/2011 4:59:33 PM |
SV-AZ | $35.00 | 1/26/2011 5:15:43 PM |
SoyLover | $50.00 | 1/26/2011 5:04:43 PM |
rjrventure | $30.00 | 1/26/2011 5:12:40 PM |
hopeful-truth5 | $200.00 | 1/26/2011 7:44:10 PM |
credit-missile | $25.00 | 1/26/2011 8:35:45 PM |
dma1206 | $25.00 | 1/26/2011 8:43:24 PM |
JGuide | $190.43 | 1/26/2011 8:54:42 PM |
Artist_Blue | $25.00 | 1/26/2011 7:04:09 PM |
SolarMoonshine | $25.00 | 1/26/2011 7:07:59 PM |
ms48105 | $25.00 | 1/26/2011 7:50:59 PM |
greenback-guard | $25.00 | 1/26/2011 11:46:32 PM |
penny-finder | $36.31 | 1/26/2011 11:56:52 PM |
lenderrn | $50.00 | 1/26/2011 8:37:32 PM |
Reddy_Capital | $25.00 | 1/26/2011 10:15:10 PM |
CincyTex | $50.00 | 1/26/2011 10:26:48 PM |
paul1 | $30.00 | 1/26/2011 9:13:14 PM |
proton346 | $25.00 | 1/27/2011 12:55:32 AM |
BankOfShaun | $25.00 | 1/27/2011 2:58:08 AM |
jjswanso | $95.83 | 1/27/2011 12:27:19 AM |
Slapshot | $25.00 | 1/27/2011 4:22:02 AM |
freyjabj | $25.00 | 1/26/2011 10:43:21 AM |
wise-rupee-sanctuary | $50.00 | 1/26/2011 10:47:31 AM |
C_Mark | $100.00 | 1/26/2011 10:48:14 AM |
commerce-yeller | $25.00 | 1/26/2011 10:48:34 AM |
Jinja | $58.00 | 1/26/2011 10:51:29 AM |
Kissabledevil | $50.00 | 1/26/2011 10:52:04 AM |
one-midas | $25.00 | 1/26/2011 10:52:22 AM |
enthusiastic-balance5 | $100.00 | 1/26/2011 11:06:20 AM |
Rick7925 | $25.00 | 1/26/2011 10:47:16 AM |
honorable-yield | $25.00 | 1/26/2011 10:48:00 AM |
nanda | $100.00 | 1/26/2011 10:48:55 AM |
paladin847 | $50.00 | 1/26/2011 10:49:23 AM |
LeReve | $100.00 | 1/26/2011 10:49:53 AM |
gpuck | $100.00 | 1/26/2011 2:35:26 PM |
rate-rapture8 | $50.00 | 1/26/2011 10:51:43 AM |
well-rounded-dinero | $150.00 | 1/26/2011 10:52:12 AM |
jazzlender | $50.00 | 1/26/2011 10:42:32 AM |
RecoveryLender | $25.00 | 1/26/2011 11:16:16 AM |
proud-silver0 | $50.00 | 1/26/2011 10:43:59 AM |
lepolgr | $50.00 | 1/26/2011 11:38:07 AM |
xcap | $25.00 | 1/26/2011 3:59:54 PM |
tacologic | $25.00 | 1/26/2011 1:47:51 PM |
schnippy | $25.00 | 1/26/2011 10:45:39 AM |
rolandweary | $25.00 | 1/26/2011 10:48:05 AM |
credit-investor5 | $50.00 | 1/26/2011 10:48:20 AM |
impeccable-transparency | $50.00 | 1/26/2011 4:06:16 PM |
loanermn | $25.00 | 1/26/2011 2:11:48 PM |
ursus | $100.00 | 1/26/2011 10:49:15 AM |
bowdish1 | $50.00 | 1/26/2011 10:50:15 AM |
peso-tiramisu | $25.00 | 1/26/2011 2:59:28 PM |
Dollars4Rent | $25.00 | 1/26/2011 4:09:38 PM |
thankful-nickel2 | $25.00 | 1/26/2011 2:17:59 PM |
interstellar | $75.00 | 1/26/2011 4:24:38 PM |
NYBIZ | $30.00 | 1/26/2011 5:47:43 PM |
cloud8 | $60.00 | 1/26/2011 4:53:22 PM |
vutah | $50.00 | 1/26/2011 4:44:47 PM |
trade-structure | $32.17 | 1/26/2011 5:13:16 PM |
djs81 | $25.00 | 1/26/2011 6:04:46 PM |
happy-yield | $32.22 | 1/26/2011 6:19:10 PM |
TSC | $100.00 | 1/26/2011 5:06:41 PM |
SimpleChoice | $25.00 | 1/26/2011 5:07:27 PM |
zevonyc | $25.00 | 1/26/2011 5:32:10 PM |
skiberdad | $50.00 | 1/26/2011 6:25:01 PM |
availableloan | $25.00 | 1/26/2011 8:47:16 PM |
Oak-Parker | $66.23 | 1/26/2011 6:58:22 PM |
FundMaker | $25.00 | 1/26/2011 9:17:39 PM |
slingshot_knitter | $25.00 | 1/26/2011 7:48:41 PM |
jalvin | $75.00 | 1/26/2011 11:06:53 PM |
217bid | $25.00 | 1/26/2011 11:10:13 PM |
wwwUniversal | $25.00 | 1/26/2011 8:57:29 PM |
rjrventure | $45.00 | 1/26/2011 8:21:33 PM |
credit-missile | $50.00 | 1/26/2011 8:34:18 PM |
bughead | $25.00 | 1/26/2011 9:34:59 PM |
Octamer | $109.00 | 1/26/2011 8:42:03 PM |
DSFinancial | $50.00 | 1/26/2011 9:48:21 PM |
valiant-liberty4 | $25.00 | 1/26/2011 11:39:08 PM |
nad139 | $25.00 | 1/27/2011 12:37:48 AM |
gogene2002 | $25.00 | 1/26/2011 9:46:15 PM |
arbor1 | $25.00 | 1/26/2011 10:42:56 PM |
five-star-reward5 | $25.00 | 1/26/2011 10:47:07 PM |
Cherrypicker | $50.00 | 1/26/2011 11:05:07 PM |
nimcha | $50.00 | 1/27/2011 3:39:51 AM |
soular21804 | $25.00 | 1/27/2011 4:10:48 AM |
Napoli_Lending | $100.00 | 1/27/2011 4:18:50 AM |
ferocious-finance | $25.00 | 1/27/2011 4:51:07 AM |
jpaulnyc | $135.14 | 1/27/2011 4:53:42 AM |
134 Investments
|
Borrower Payment Dependent Notes Series
491896
This series of Notes was issued and sold upon the funding of the borrower loan #47029, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Jan-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2011 |
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 28.49% |
Monthly payment:
| $298.16 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 13.60% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1984 |
Debt/Income ratio:
| 39% |
Credit score:
| 720-739 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
16 | Length of status: | 17y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 52 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $37,596 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| |
Homeownership:
| No | | |
Screen name:
| paydown100 |
Borrower's state:
| WestVirginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 29 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $20,790.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Apr-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 29 | | |
Description
paydown100
Purpose of loan:financial situation:
Iam a good candidate for this loan because?
I have already payed one 20,000 dollar loan with no missed payments and my payment record on all my accounts are good.
Monthly net income: $
8000
Monthly expenses: $
??Housing: $ 150
??Insurance: $ 140
??Car expenses: $ 100
??Utilities: $ 150
??Phone, cable, internet: $ 200
??Food, entertainment: $250
??Clothing, household expenses $ 250
??Credit cards and other loans: $ 1400
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
cashhelp | $50.00 | 1/27/2011 10:08:27 AM |
tech310 | $50.00 | 1/27/2011 10:15:56 AM |
MoneyForNothing | $32.58 | 1/27/2011 10:26:33 AM |
Skeptical-one | $49.00 | 1/27/2011 10:08:53 AM |
OldManP | $25.00 | 1/27/2011 10:09:33 AM |
SFBank | $200.00 | 1/27/2011 10:10:19 AM |
grnii78 | $50.00 | 1/27/2011 10:07:57 AM |
reflective-rupee | $1,000.77 | 1/27/2011 10:13:13 AM |
jhouman | $25.00 | 1/27/2011 10:08:56 AM |
rescue | $100.00 | 1/27/2011 10:13:59 AM |
Kash2010lu | $27.00 | 1/27/2011 10:10:13 AM |
beachliving29 | $32.40 | 1/27/2011 11:42:01 AM |
velocity-solo | $30.00 | 1/27/2011 10:11:14 AM |
genius520 | $100.00 | 1/27/2011 10:11:23 AM |
NekHoldings | $25.00 | 1/27/2011 10:15:44 AM |
greencat | $50.00 | 1/27/2011 10:15:55 AM |
witty-openness | $25.00 | 1/27/2011 12:31:37 PM |
Wangchuk | $25.00 | 1/27/2011 10:20:50 AM |
DasMula | $100.00 | 1/27/2011 10:26:30 AM |
DoctorJoe | $25.00 | 1/27/2011 1:17:38 PM |
selector568 | $150.00 | 1/27/2011 10:27:58 AM |
wonder3 | $25.00 | 1/27/2011 10:56:58 AM |
2brotherslending | $50.00 | 1/27/2011 2:28:00 PM |
asset-professor | $25.00 | 1/27/2011 12:13:56 PM |
hopeful-truth5 | $300.00 | 1/27/2011 11:08:03 AM |
bobd32 | $25.00 | 1/27/2011 1:06:58 PM |
vanklein | $25.00 | 1/27/2011 2:01:18 PM |
Mikale360 | $50.00 | 1/27/2011 1:05:13 PM |
Speculator | $25.00 | 1/27/2011 1:39:56 PM |
hillerod | $25.00 | 1/27/2011 4:30:49 PM |
power-secret-agent | $40.00 | 1/27/2011 3:05:07 PM |
chato2345 | $25.00 | 1/27/2011 3:42:21 PM |
rkhrdjp | $25.00 | 1/27/2011 2:51:04 PM |
thankful-nickel2 | $25.00 | 1/27/2011 3:25:16 PM |
thrifty-capital | $25.00 | 1/27/2011 3:56:33 PM |
nilonc1 | $50.00 | 1/27/2011 4:21:29 PM |
sweety075 | $25.00 | 1/27/2011 4:46:31 PM |
hillerod | $25.00 | 1/27/2011 4:45:23 PM |
loanman2007 | $175.00 | 1/27/2011 4:58:21 PM |
Jerrys1951 | $40.00 | 1/27/2011 5:03:49 PM |
snm2001 | $25.00 | 1/27/2011 5:46:21 PM |
profitable-money | $25.00 | 1/27/2011 6:04:37 PM |
bankbuddy55 | $50.00 | 1/27/2011 6:26:10 PM |
jpblan11 | $25.00 | 1/27/2011 7:28:39 PM |
flexible-and-social | $50.00 | 1/27/2011 7:55:07 PM |
J-Rott | $50.00 | 1/27/2011 9:31:16 PM |
cilynx | $40.00 | 1/27/2011 7:04:01 PM |
exciting-fairness | $200.00 | 1/27/2011 7:17:20 PM |
first-liberty-duckling | $30.41 | 1/27/2011 8:28:50 PM |
AustinAmerica | $25.00 | 1/27/2011 9:22:10 PM |
credit-missile | $25.00 | 1/27/2011 9:27:44 PM |
ac787 | $50.00 | 1/27/2011 7:53:19 PM |
Yaout | $87.05 | 1/27/2011 7:55:51 PM |
payout-alien6 | $30.00 | 1/27/2011 8:03:26 PM |
BigRegz | $25.00 | 1/27/2011 10:44:07 PM |
Pu239 | $60.00 | 1/27/2011 10:47:14 PM |
bughead | $25.00 | 1/27/2011 10:08:44 PM |
money-fort | $30.00 | 1/27/2011 10:48:38 PM |
Feyenoord | $25.00 | 1/27/2011 10:09:37 AM |
one-midas | $50.00 | 1/27/2011 10:17:52 AM |
DasMula | $100.00 | 1/27/2011 10:26:22 AM |
wise-rupee-sanctuary | $50.00 | 1/27/2011 10:11:10 AM |
vine99 | $50.00 | 1/27/2011 10:08:03 AM |
riveting-credit5 | $461.68 | 1/27/2011 11:11:32 AM |
JustMee | $25.00 | 1/27/2011 12:08:28 PM |
Frosty | $25.00 | 1/27/2011 12:09:28 PM |
EarlyRiser | $250.00 | 1/27/2011 10:13:47 AM |
CA_Lender | $25.00 | 1/27/2011 1:42:20 PM |
Whipster | $50.00 | 1/27/2011 10:58:07 AM |
SolarMoonshine | $25.00 | 1/27/2011 3:19:40 PM |
courteous-note1 | $100.00 | 1/27/2011 10:53:14 AM |
thomas16882004 | $50.00 | 1/27/2011 3:27:13 PM |
113121 | $500.00 | 1/27/2011 11:09:10 AM |
well-mannered-income3 | $70.00 | 1/27/2011 3:54:45 PM |
favorite-commerce | $50.00 | 1/27/2011 1:09:32 PM |
credit-missile | $100.00 | 1/27/2011 2:09:33 PM |
squarebob | $25.00 | 1/27/2011 1:11:26 PM |
TackingWindward | $25.00 | 1/27/2011 2:30:11 PM |
roguewinner | $25.00 | 1/27/2011 2:05:55 PM |
UCLA4life | $25.00 | 1/27/2011 2:08:00 PM |
investment-cluster | $30.00 | 1/27/2011 2:24:35 PM |
Moe87 | $40.58 | 1/27/2011 3:02:36 PM |
trumpeter5 | $50.00 | 1/27/2011 3:50:48 PM |
Bob450 | $25.00 | 1/27/2011 4:28:07 PM |
wisconsinvestor | $200.00 | 1/27/2011 5:11:21 PM |
ethicalhumanist | $25.00 | 1/27/2011 5:07:37 PM |
seadrg | $25.00 | 1/27/2011 6:05:45 PM |
moola-accelerator6 | $25.00 | 1/27/2011 6:35:32 PM |
El_Profesional | $25.00 | 1/27/2011 8:06:34 PM |
niq4soccer | $25.00 | 1/27/2011 8:22:28 PM |
Finchy78 | $25.00 | 1/27/2011 8:24:54 PM |
RKLFinancial | $25.00 | 1/27/2011 9:06:12 PM |
twjh | $25.00 | 1/27/2011 7:28:49 PM |
Leshan | $114.64 | 1/27/2011 7:34:57 PM |
nashibaksi | $25.00 | 1/27/2011 7:22:27 PM |
gain-gourd | $75.00 | 1/27/2011 7:33:34 PM |
drb4ever | $25.00 | 1/27/2011 9:27:06 PM |
gothampark | $25.00 | 1/27/2011 7:48:22 PM |
frogperson | $250.00 | 1/27/2011 8:14:35 PM |
Megaton | $25.00 | 1/27/2011 8:59:09 PM |
adventurous-treasure2 | $50.00 | 1/27/2011 9:05:05 PM |
EBITDA | $25.00 | 1/27/2011 9:32:19 PM |
JohnWS | $100.00 | 1/27/2011 9:41:51 PM |
sibling_rivalry | $100.00 | 1/27/2011 10:28:02 PM |
Hambone1111 | $25.00 | 1/27/2011 11:17:35 PM |
105 Investments
|
Borrower Payment Dependent Notes Series
491944
This series of Notes was issued and sold upon the funding of the borrower loan #47032, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Jan-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-31-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $306.15 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1999 |
Debt/Income ratio:
| 15% |
Credit score:
| 720-739 (Jan-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 12y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,825 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 50% | | |
| |
Homeownership:
| No | | |
Screen name:
| silverarella |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off last credit card
Purpose of loan:
This loan will be used to?
pay off credit cards bills
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $ 8300
Monthly expenses: $
??Housing: $ 2500
??Insurance: $ 100
??Car expenses: $ 0
??Utilities: $ 200
??Phone, cable, internet: $ 300
??Food, entertainment: $ 100
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 0
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
You have a monthly NET income (most people don't know the diff betw net and gross) of $8,300 or $100k annual but your stated income is $25k-$50k. So what is your actual income? - Income-Scout
A:
It is between me and my wife income I make a gross monthly income of 2600 and my wife is 4000 and we also get payed by a renter of 1500 a month so we have a combine gross income of 8100
(Jan-28-2011)
Q:
Please explain the delinquincies and public record shown on your listing. Thanks. - tigercat
A:
I had some renter problem all three bail on me at once. I try to find renter for a little bit and just couldn't. So I had to sell them. I had to use some credit cards for a while until to make payment until i sold them. After I got read of them it took a little while to settle them out.
(Jan-28-2011)
2 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
velocity-solo | $30.00 | 1/27/2011 5:47:00 PM |
genius520 | $100.00 | 1/27/2011 5:47:08 PM |
Speculator | $25.00 | 1/27/2011 5:49:07 PM |
EarlyRiser | $250.00 | 1/27/2011 5:47:57 PM |
reflective-rupee | $300.77 | 1/27/2011 6:37:52 PM |
lendstats_com | $200.00 | 1/27/2011 10:45:21 PM |
Bob450 | $25.00 | 1/27/2011 9:38:24 PM |
autonomous-truth | $53.16 | 1/28/2011 11:51:23 AM |
helping-out | $35.00 | 1/28/2011 10:28:11 AM |
upbeat-finance8 | $25.00 | 1/28/2011 12:13:25 PM |
sensible-diversification5 | $25.00 | 1/28/2011 1:08:57 PM |
jazzlender | $25.00 | 1/28/2011 1:18:30 PM |
orderly-leverage | $50.00 | 1/28/2011 4:52:59 PM |
SolarMoonshine | $50.00 | 1/28/2011 5:09:02 PM |
Zipcut | $25.00 | 1/28/2011 5:25:06 PM |
credit-force5 | $50.00 | 1/28/2011 11:38:35 PM |
UCLA4life | $25.00 | 1/29/2011 2:07:05 AM |
Dubbs360 | $25.00 | 1/29/2011 2:06:34 AM |
unger | $60.00 | 1/29/2011 2:56:39 AM |
kulender | $50.00 | 1/29/2011 3:04:58 AM |
FeedTheMachine | $50.00 | 1/29/2011 4:07:15 AM |
Leshan | $75.00 | 1/29/2011 6:19:46 AM |
atomantic | $25.00 | 1/29/2011 8:26:24 AM |
econgineer | $25.00 | 1/29/2011 8:03:03 AM |
MicroLender357 | $50.00 | 1/29/2011 9:50:29 AM |
thedude393 | $25.00 | 1/29/2011 10:20:46 AM |
jybank | $25.00 | 1/29/2011 2:33:46 PM |
gold-channel2 | $25.00 | 1/29/2011 12:29:28 PM |
competent-p2p | $46.63 | 1/29/2011 5:08:19 PM |
cash-backer8 | $25.00 | 1/29/2011 6:24:38 PM |
social-conductor4 | $25.00 | 1/29/2011 8:08:59 PM |
Max8319 | $25.00 | 1/29/2011 6:19:09 PM |
zadok | $50.00 | 1/29/2011 7:23:15 PM |
DER | $50.00 | 1/29/2011 8:53:07 PM |
psycardis | $25.00 | 1/30/2011 2:56:14 AM |
AdamsWay | $25.00 | 1/30/2011 5:44:21 AM |
payment-gusto | $25.00 | 1/30/2011 6:12:45 AM |
dparkhom | $25.00 | 1/30/2011 6:25:24 AM |
poormanenterprises | $25.24 | 1/30/2011 5:22:00 AM |
COCHINOBOY | $100.00 | 1/30/2011 9:23:01 AM |
mex_invests | $25.00 | 1/30/2011 9:50:21 AM |
Kqwik | $25.00 | 1/30/2011 11:37:21 AM |
mercuriant | $25.00 | 1/30/2011 12:07:11 PM |
orange-preeminant-bill | $50.00 | 1/30/2011 12:08:51 PM |
platinum-czar | $100.00 | 1/30/2011 10:54:08 AM |
brightest-income-hunter | $50.00 | 1/30/2011 12:57:14 PM |
deal-promiser1 | $50.00 | 1/30/2011 12:06:59 PM |
missing-link | $25.00 | 1/30/2011 12:09:14 PM |
Marfloogan | $25.00 | 1/30/2011 2:28:24 PM |
new-social-economist | $60.00 | 1/30/2011 3:47:33 PM |
carlos_chantana | $25.00 | 1/30/2011 2:40:21 PM |
sensible-fund | $50.00 | 1/30/2011 2:48:29 PM |
thatguyoverseas | $25.00 | 1/30/2011 3:16:15 PM |
victorcab | $25.00 | 1/30/2011 6:19:08 PM |
autonomous-basis | $25.00 | 1/30/2011 3:37:55 PM |
LoisLoan | $50.00 | 1/30/2011 5:57:26 PM |
copper | $50.00 | 1/30/2011 7:32:44 PM |
zorg77 | $25.00 | 1/30/2011 9:50:59 PM |
SV-AZ | $30.00 | 1/30/2011 10:33:03 PM |
unfixer | $25.00 | 1/31/2011 3:07:06 AM |
SkepticalBen | $50.00 | 1/31/2011 5:44:46 AM |
data2360 | $50.00 | 1/31/2011 5:22:53 AM |
Flreap | $25.00 | 1/31/2011 6:22:04 AM |
Tikibarman | $25.00 | 1/31/2011 6:42:50 AM |
greenback-visionary4 | $25.00 | 1/31/2011 6:58:03 AM |
jamiee73 | $25.00 | 1/31/2011 1:02:46 AM |
sweetlan | $25.00 | 1/31/2011 6:07:53 AM |
GCInvestments | $25.00 | 1/31/2011 8:23:03 AM |
just-money930 | $50.00 | 1/31/2011 8:37:52 AM |
sunnygee | $30.00 | 1/31/2011 6:55:01 AM |
privatebankerva | $25.00 | 1/31/2011 7:49:59 AM |
jmichael23 | $50.00 | 1/31/2011 8:03:47 AM |
Kash2010lu | $27.00 | 1/27/2011 5:46:38 PM |
tech310 | $50.00 | 1/27/2011 5:48:40 PM |
rescue | $100.00 | 1/27/2011 5:48:04 PM |
gain-gourd | $75.00 | 1/27/2011 7:33:37 PM |
impala6464 | $25.00 | 1/27/2011 6:45:33 PM |
loyaltyologist | $25.00 | 1/27/2011 6:46:02 PM |
frogperson | $125.00 | 1/27/2011 8:14:52 PM |
GoldenGo4 | $50.00 | 1/27/2011 11:32:12 PM |
Angel_Investor_7 | $25.00 | 1/28/2011 6:33:08 AM |
supreme-hope | $25.00 | 1/28/2011 5:38:07 AM |
greencat | $50.00 | 1/28/2011 7:16:51 AM |
realtormoises | $25.00 | 1/28/2011 7:43:43 AM |
Scotcha | $50.00 | 1/28/2011 12:50:14 PM |
bazaar-festivity | $25.00 | 1/28/2011 3:29:33 PM |
sensible-order2 | $100.00 | 1/28/2011 4:53:15 PM |
wise-careful-greenback | $25.00 | 1/28/2011 3:35:34 PM |
emance | $25.00 | 1/28/2011 3:41:53 PM |
justasoldier | $25.00 | 1/28/2011 9:07:32 PM |
Gibbyland | $50.00 | 1/28/2011 11:43:22 PM |
jwsun90 | $200.00 | 1/29/2011 1:49:09 AM |
wwwUniversal | $25.00 | 1/29/2011 4:04:00 AM |
the-profit-oracle | $25.00 | 1/29/2011 4:04:22 AM |
money-bauble | $66.61 | 1/29/2011 5:30:24 AM |
principal-laser | $25.00 | 1/29/2011 6:05:01 AM |
loanman2007 | $100.00 | 1/29/2011 5:07:04 AM |
circustab | $50.00 | 1/29/2011 6:27:18 AM |
loss-of-control | $25.00 | 1/29/2011 10:30:41 AM |
leverage-monger | $25.00 | 1/29/2011 10:19:35 AM |
Top_Gun_Lender | $26.00 | 1/29/2011 9:41:27 AM |
radforj22 | $25.00 | 1/29/2011 10:28:38 AM |
amusement4 | $200.00 | 1/29/2011 1:06:06 PM |
asian808 | $25.00 | 1/29/2011 2:54:50 PM |
SFBank | $200.00 | 1/29/2011 5:12:07 PM |
richboy56 | $25.00 | 1/29/2011 4:34:30 PM |
Falcon60 | $100.00 | 1/29/2011 5:11:56 PM |
asiaratt | $50.00 | 1/29/2011 5:48:07 PM |
SDNLR | $25.00 | 1/29/2011 8:22:57 PM |
daano15 | $25.00 | 1/29/2011 6:04:29 PM |
soyeddie | $25.00 | 1/29/2011 8:21:41 PM |
MALJAR | $25.00 | 1/30/2011 12:39:13 AM |
ColoradoBanker | $30.00 | 1/29/2011 8:59:05 PM |
blue-euro-entrepreneur | $25.00 | 1/30/2011 12:43:29 AM |
triumphant-community | $50.00 | 1/29/2011 10:59:55 PM |
Ananya | $25.00 | 1/30/2011 6:59:55 AM |
aggresive-nickel2 | $25.00 | 1/30/2011 3:09:20 AM |
moneysong | $300.00 | 1/30/2011 8:25:22 AM |
shred123 | $50.00 | 1/30/2011 7:18:02 AM |
hard-working-loot | $25.00 | 1/30/2011 9:25:59 AM |
Socal | $25.00 | 1/30/2011 9:38:51 AM |
gold-cluster | $100.00 | 1/30/2011 8:59:40 AM |
unclejaef | $25.00 | 1/30/2011 11:13:36 AM |
worthy-bid8 | $50.00 | 1/30/2011 12:06:38 PM |
musegaze | $100.00 | 1/30/2011 12:07:30 PM |
PatRichi | $25.00 | 1/30/2011 12:07:55 PM |
CA-Lender | $25.00 | 1/30/2011 12:08:54 PM |
bountiful-durability | $100.00 | 1/30/2011 12:37:50 PM |
wise-rupee-sanctuary | $50.00 | 1/30/2011 12:06:01 PM |
tractorman | $50.00 | 1/30/2011 2:15:12 PM |
suave-dime6 | $25.00 | 1/30/2011 2:32:57 PM |
ingenious-deal6 | $25.00 | 1/30/2011 3:47:12 PM |
brightest-breathtaking-finance | $200.00 | 1/30/2011 7:22:56 PM |
red_spade | $40.00 | 1/30/2011 4:25:58 PM |
SFBank | $50.00 | 1/30/2011 5:58:15 PM |
d627 | $50.00 | 1/30/2011 9:29:29 PM |
details | $65.00 | 1/30/2011 10:02:03 PM |
famous-bill | $25.00 | 1/31/2011 5:18:57 AM |
blivet1970 | $50.00 | 1/31/2011 5:29:14 AM |
GladToHelpYou | $71.72 | 1/31/2011 6:26:51 AM |
infusion6 | $25.00 | 1/31/2011 7:00:43 AM |
balance-river | $25.00 | 1/31/2011 7:33:39 AM |
floridass | $25.00 | 1/31/2011 7:47:01 AM |
Lam0nt | $25.00 | 1/31/2011 7:58:13 AM |
lowcostmoney | $25.00 | 1/31/2011 6:08:11 AM |
smithd76 | $50.00 | 1/31/2011 8:03:57 AM |
bzlbub | $50.00 | 1/31/2011 8:04:29 AM |
zone6 | $100.00 | 1/31/2011 8:41:50 AM |
148 Investments
|
Borrower Payment Dependent Notes Series
492240
This series of Notes was issued and sold upon the funding of the borrower loan #47056, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jan-31-2011 |
Term:
| 36 months | | |
Listing End date:
| Feb-01-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| May-1986 |
Debt/Income ratio:
| 21% |
Credit score:
| 720-739 (Jan-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
7 | Length of status: | 6y 7m |
Amount delinquent:
| $4,432 |
Total credit lines:
| 34 |
Occupation: | Food Service |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,091 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 77% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| foxy-duty1 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
considate bills
Purpose of loan:
This loan will be used to? pay off all my outstanding bills and get them caught up so I won't be in this situation again.
My financial situation:
I am a good candidate for this loan because I promise to pay my bills on time now and in the future.
Monthly net income: $ 4,909.00
Monthly expenses: $
??Housing: $ 1.312.25
??Insurance: $ 275.00
??Car expenses: $ 100 a month
??Utilities: $ 150.00
??Phone, cable, internet: $ 125.00
Food, entertainment: $ 500 a month
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
please explain your delinquency and public record. - loss-of-control
A:
I got behind because my hours were cut at work, once I get the loan I can catch up and still current, since now I am getting a partial social security.
(Jan-31-2011)
Q:
Please explain the public record and delinquincies shown on your listing. Thanks. - tigercat
A:
I got behind because my hours at work were cut, and if I get the loan, it'll help me stay current, as I am also getting a partial social security.check.
(Jan-31-2011)
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
The total balance due on my mortgage is $143,687.58. Its worth about $175,000.
(Jan-31-2011)
3 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
jazzlender | $25.00 | 1/31/2011 10:00:56 AM |
hard-working-loot | $25.00 | 1/31/2011 10:02:37 AM |
Speculator | $25.00 | 1/31/2011 10:04:14 AM |
gain-gourd | $75.00 | 1/31/2011 10:04:17 AM |
sensible-order2 | $100.00 | 1/31/2011 10:04:53 AM |
orderly-leverage | $50.00 | 1/31/2011 10:04:41 AM |
SDNLR | $25.00 | 1/31/2011 10:05:44 AM |
ingenious-deal6 | $25.00 | 1/31/2011 10:07:14 AM |
taetrade | $25.00 | 1/31/2011 11:31:37 AM |
competent-p2p | $25.00 | 1/31/2011 12:23:34 PM |
well-mannered-income3 | $25.00 | 1/31/2011 1:11:15 PM |
Asian-Persuasion | $25.00 | 1/31/2011 4:07:13 PM |
SolarMoonshine | $25.00 | 1/31/2011 3:56:25 PM |
Rob717171 | $50.00 | 1/31/2011 6:18:12 PM |
favorable-deal0 | $25.00 | 1/31/2011 6:06:43 PM |
squadron781 | $25.00 | 1/31/2011 6:59:01 PM |
uncleegg | $50.00 | 2/1/2011 5:48:07 AM |
Bob450 | $25.00 | 2/1/2011 7:44:22 AM |
HamachiMan | $50.00 | 2/1/2011 8:21:06 AM |
raisingophelia | $25.00 | 2/1/2011 8:28:22 AM |
community-platoon8 | $25.00 | 2/1/2011 9:33:39 AM |
emgventures | $50.00 | 2/1/2011 10:53:20 AM |
coin-jamboree | $50.00 | 2/1/2011 11:53:24 AM |
ElAbel11 | $44.34 | 2/1/2011 11:54:42 AM |
newest-investment-elevator | $50.00 | 2/1/2011 3:57:56 PM |
ingenious-truth0 | $55.00 | 2/1/2011 4:13:19 PM |
Investoman | $50.00 | 2/1/2011 4:30:55 PM |
agreement-animal | $25.00 | 2/1/2011 1:45:05 PM |
entertaining-greenback2 | $25.00 | 2/1/2011 4:36:14 PM |
Jack55304 | $100.00 | 2/1/2011 5:15:57 PM |
Reliance_Banker | $25.00 | 2/1/2011 5:43:41 PM |
adaptable-capital | $117.26 | 2/1/2011 6:01:06 PM |
jgwood | $26.00 | 2/1/2011 7:16:17 PM |
Sixmil | $48.13 | 2/1/2011 8:14:21 PM |
Kijib | $25.00 | 2/1/2011 8:24:02 PM |
tidy-cash1 | $32.26 | 2/1/2011 8:34:34 PM |
the-yield-surfer | $50.00 | 2/1/2011 9:36:01 PM |
jtc26 | $53.32 | 2/1/2011 9:53:14 PM |
velocity-solo | $25.00 | 1/31/2011 10:02:45 AM |
asiaratt | $50.00 | 1/31/2011 10:05:36 AM |
credit-force5 | $50.00 | 1/31/2011 10:05:17 AM |
payment-gusto | $25.00 | 1/31/2011 10:05:55 AM |
oregonusa | $50.00 | 1/31/2011 10:08:19 AM |
reflective-rupee | $400.77 | 1/31/2011 10:13:02 AM |
greencat | $50.00 | 1/31/2011 10:12:47 AM |
bountiful-durability | $100.00 | 1/31/2011 10:06:22 AM |
suave-dime6 | $25.00 | 1/31/2011 10:06:47 AM |
red_spade | $40.00 | 1/31/2011 10:07:26 AM |
Quest4euphoria | $25.00 | 1/31/2011 11:33:21 AM |
umfan123 | $25.00 | 1/31/2011 11:44:06 AM |
econgineer | $25.00 | 1/31/2011 1:33:20 PM |
credit-sycamore4 | $100.00 | 1/31/2011 3:32:58 PM |
mpatrick | $25.00 | 1/31/2011 4:17:07 PM |
hopeful-truth5 | $100.00 | 1/31/2011 3:47:27 PM |
aquistoyraul | $25.00 | 1/31/2011 5:15:29 PM |
banker65010 | $25.00 | 2/1/2011 3:28:11 AM |
dough-bear | $50.00 | 2/1/2011 7:52:49 AM |
liberty-society5 | $25.00 | 2/1/2011 9:33:06 AM |
wild-orange | $25.00 | 2/1/2011 11:40:36 AM |
BrownleeManagement | $25.00 | 2/1/2011 11:54:50 AM |
VJ_Financial | $56.34 | 2/1/2011 12:58:55 PM |
TheCount | $25.00 | 2/1/2011 10:18:33 AM |
pokey38650 | $25.00 | 2/1/2011 11:53:21 AM |
kulender | $50.00 | 2/1/2011 4:41:13 PM |
Angel_Investor_7 | $25.00 | 2/1/2011 4:59:19 PM |
moneyman369 | $73.17 | 2/1/2011 5:00:51 PM |
Makingitrain | $25.00 | 2/1/2011 5:01:01 PM |
investorRE | $30.00 | 2/1/2011 5:23:50 PM |
capital-halo1 | $349.03 | 2/1/2011 5:15:53 PM |
cladius67 | $50.00 | 2/1/2011 6:42:52 PM |
HammerSmith | $25.00 | 2/1/2011 6:35:02 PM |
gain-equator | $25.00 | 2/1/2011 7:18:28 PM |
shrewd-deal | $25.00 | 2/1/2011 6:56:08 PM |
ryanplays311 | $25.00 | 2/1/2011 9:54:01 PM |
the-yield-surfer | $43.48 | 2/1/2011 10:12:31 PM |
YellowJacket | $25.00 | 2/1/2011 8:13:26 PM |
JPMorrisLegacyFund | $255.90 | 2/1/2011 9:55:48 PM |
77 Investments
|
Borrower Payment Dependent Notes Series
492506
This series of Notes was issued and sold upon the funding of the borrower loan #47017, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.50% |
Listing Start date:
| Jan-31-2011 |
Term:
| 60 months | | |
Listing End date:
| Feb-02-2011 |
|
Lender yield:
| 11.55% |
Borrower rate/APR:
| 12.55% / 13.91% |
Monthly payment:
| $337.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.51% | | |
| |
Estimated return*:
| 8.01% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jul-1990 |
Debt/Income ratio:
| 11% |
Credit score:
| 800-819 (Jan-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 2y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,111 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 11% | | |
| |
Homeownership:
| No | | |
Screen name:
| market-visionary9 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
home improvement loan
Purpose of loan:
This loan will be used to?
make home improvements/remodel kitchen and replace appliances, replace cabinets and tile the floor.
My financial situation:
I am a good candidate for this loan because?I pay on time and have very good credit.? I?pay on time and fulfill my obligations.? I have been employed as a nurse?full-time for 14 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
It is suspicious that you deleted and chose not to answer the portion to declare your NET monthly income and listing all your monthly expenses, care to explain your actions? - jpblan11
A:
I did include my gross yearly income on my application. I haven't deleted anything. I was not asked for net monthly income but the answer is $2,600.00. I do not have a mortgage payment because my home is paid for. I have a few credit cards that I use and pay off all but one monthly. Other than that, I pay phone bill, cell phone bill, Insurance, and internet serv ice.
(Feb-02-2011)
1 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
cablenews | $50.00 | 1/31/2011 6:51:10 PM |
indomitable-coin | $50.00 | 1/31/2011 6:54:19 PM |
tech310 | $50.00 | 1/31/2011 6:55:20 PM |
enchanted-yield4 | $50.00 | 1/31/2011 6:58:39 PM |
genius520 | $100.00 | 1/31/2011 6:59:13 PM |
ursus | $100.00 | 1/31/2011 7:00:41 PM |
GoldenGo4 | $50.00 | 1/31/2011 7:01:03 PM |
starlight31 | $50.00 | 1/31/2011 7:02:16 PM |
peripatetic | $25.00 | 1/31/2011 7:01:59 PM |
enthralling-deal180 | $100.00 | 1/31/2011 6:54:13 PM |
unclejaef | $25.00 | 1/31/2011 7:02:53 PM |
jazzlender | $25.00 | 1/31/2011 6:54:33 PM |
g314 | $30.00 | 1/31/2011 6:56:01 PM |
pdxKurt | $50.00 | 1/31/2011 7:04:21 PM |
loyalty-czar | $50.63 | 1/31/2011 7:18:44 PM |
terrific-p2ploan | $25.00 | 1/31/2011 7:54:57 PM |
a2190b | $25.00 | 1/31/2011 8:01:18 PM |
exuberant-dime | $50.00 | 1/31/2011 7:00:51 PM |
Reinadog9 | $50.00 | 1/31/2011 8:14:23 PM |
vutah | $25.00 | 1/31/2011 9:46:02 PM |
financelover | $25.00 | 1/31/2011 7:03:44 PM |
Shawn95187 | $25.00 | 1/31/2011 7:04:00 PM |
power-defender7 | $50.00 | 1/31/2011 7:04:26 PM |
Relevance | $25.00 | 1/31/2011 8:43:44 PM |
JustMee | $25.00 | 1/31/2011 9:09:35 PM |
fairness-swashbuckler | $25.00 | 1/31/2011 9:35:00 PM |
SimpleChoice | $25.00 | 2/1/2011 1:30:59 AM |
one-midas | $25.00 | 1/31/2011 10:23:12 PM |
thrilling-nickel5 | $25.00 | 2/1/2011 5:01:58 AM |
jdrez | $25.00 | 2/1/2011 12:51:27 AM |
koozkotopia | $25.00 | 2/1/2011 5:51:47 AM |
Prosp_Lender | $38.24 | 2/1/2011 1:00:20 AM |
kangarookim99 | $25.00 | 2/1/2011 6:06:55 AM |
Dan4703 | $25.00 | 2/1/2011 6:18:37 AM |
investment-kazoo | $25.00 | 2/1/2011 6:56:23 AM |
CIC | $25.00 | 2/1/2011 2:31:25 AM |
HamachiMan | $50.00 | 2/1/2011 8:21:29 AM |
weiyinsan | $25.00 | 2/1/2011 4:01:01 AM |
GoldenGo4 | $200.00 | 2/1/2011 8:54:29 AM |
Clambake | $100.00 | 2/1/2011 9:29:17 AM |
misit | $25.00 | 2/1/2011 9:10:38 AM |
triumph329 | $40.00 | 2/1/2011 6:45:19 AM |
bold-durability-drum | $100.00 | 2/1/2011 9:43:19 AM |
BidDaddyBigBucks | $25.00 | 2/1/2011 9:55:31 AM |
Tradesmanlender | $35.00 | 2/1/2011 8:34:07 AM |
leverage-monger | $40.00 | 2/1/2011 8:45:09 AM |
the-debt-fluffy-bunny | $25.00 | 2/1/2011 8:53:35 AM |
interest88 | $53.00 | 2/1/2011 9:01:45 AM |
Astyanax | $30.00 | 2/1/2011 10:32:55 AM |
tallcoolone | $25.00 | 2/1/2011 11:14:26 AM |
ingenious-order783 | $25.00 | 2/1/2011 11:25:19 AM |
warew | $25.00 | 2/1/2011 11:54:06 AM |
reflective-rupee | $1,500.77 | 2/1/2011 12:18:18 PM |
reflective-rupee | $500.77 | 2/1/2011 12:22:02 PM |
Pookiette | $70.00 | 2/1/2011 1:39:48 PM |
wach | $25.00 | 2/1/2011 12:46:16 PM |
tranquil-revenue | $50.00 | 2/1/2011 1:00:45 PM |
commerce-yeller | $25.00 | 2/1/2011 1:21:11 PM |
peso-tiramisu | $25.00 | 2/1/2011 2:47:53 PM |
responsibility-voltage | $25.00 | 2/1/2011 3:10:46 PM |
AFairDeal | $75.00 | 2/1/2011 5:17:56 PM |
top-magnificent-greenback | $25.00 | 2/1/2011 5:39:37 PM |
3_boyz | $30.00 | 2/1/2011 5:40:26 PM |
duckbill_1972 | $30.00 | 2/1/2011 5:06:58 PM |
SkyLoan | $31.11 | 2/1/2011 5:16:59 PM |
bruinguy | $25.10 | 2/1/2011 5:28:50 PM |
shrewd-deal | $25.00 | 2/1/2011 6:55:55 PM |
honorable-yield | $25.00 | 2/1/2011 8:17:40 PM |
gain-equator | $25.00 | 2/1/2011 7:18:22 PM |
tutnyce | $200.00 | 2/1/2011 10:17:42 PM |
riproaringrapids | $25.00 | 2/1/2011 11:58:49 PM |
wwwUniversal | $25.00 | 2/2/2011 1:51:46 AM |
The_Birnetts | $100.00 | 2/2/2011 5:06:51 AM |
Rogesparkguy | $25.00 | 2/2/2011 5:52:02 AM |
bigphish | $25.00 | 2/2/2011 7:24:36 AM |
buffalobills | $25.00 | 2/2/2011 8:39:19 AM |
TrustPlus | $50.00 | 2/2/2011 9:01:43 AM |
lukassaul | $25.00 | 2/2/2011 7:03:11 AM |
payout-detective7 | $34.86 | 2/2/2011 7:09:50 AM |
IslandParadise | $50.00 | 2/2/2011 9:33:44 AM |
loyalist1 | $50.00 | 2/2/2011 12:19:08 PM |
daddypro | $25.00 | 2/2/2011 11:06:15 AM |
rogue_monster | $50.00 | 2/2/2011 12:40:51 PM |
Leshan | $25.00 | 2/2/2011 9:56:32 AM |
30Sky | $25.00 | 2/2/2011 1:48:28 PM |
fundingyourbigfuture | $25.00 | 2/2/2011 12:15:35 PM |
vigilance-revolutionary | $50.00 | 2/2/2011 1:53:33 PM |
liberty-thinker | $25.00 | 2/2/2011 1:01:45 PM |
bowdish1 | $50.00 | 2/2/2011 4:01:35 PM |
commanding-income774 | $25.00 | 2/2/2011 4:28:50 PM |
paladin847 | $50.00 | 2/2/2011 4:30:34 PM |
nytrnbow | $25.00 | 2/2/2011 4:51:59 PM |
Domgabriel | $25.00 | 2/2/2011 4:52:41 PM |
nanda | $100.00 | 2/2/2011 5:08:18 PM |
LeReve | $100.00 | 2/2/2011 5:08:57 PM |
C_Mark | $100.00 | 2/2/2011 5:09:02 PM |
payout-runner | $50.00 | 2/2/2011 5:09:22 PM |
shred123 | $50.00 | 2/2/2011 5:09:29 PM |
golden-finance7 | $50.00 | 2/2/2011 5:09:32 PM |
planet7 | $25.00 | 2/2/2011 5:24:09 PM |
PThor | $25.00 | 2/2/2011 5:24:14 PM |
bconn078 | $25.00 | 2/2/2011 5:24:22 PM |
chlebie | $25.00 | 2/2/2011 5:24:45 PM |
a8h8a8 | $50.00 | 2/2/2011 5:24:52 PM |
CornerKetch | $25.00 | 2/2/2011 5:25:07 PM |
blagosboy | $50.00 | 2/2/2011 5:25:18 PM |
happyinvallarta | $50.00 | 2/2/2011 5:25:28 PM |
superb-funds335 | $25.00 | 2/2/2011 5:26:09 PM |
ianakacg | $25.00 | 2/2/2011 5:26:29 PM |
revenue-prospector | $50.00 | 2/2/2011 5:27:06 PM |
peso-mate | $50.00 | 2/2/2011 5:27:13 PM |
poeman | $50.00 | 2/2/2011 5:27:25 PM |
money-explorer3 | $25.00 | 2/2/2011 5:27:35 PM |
jct_enterprises | $50.00 | 2/2/2011 5:27:41 PM |
holstj | $50.00 | 2/2/2011 5:27:53 PM |
zoozka | $50.00 | 2/2/2011 5:28:06 PM |
atlantic51 | $25.00 | 2/2/2011 5:28:16 PM |
SafeSaxa | $30.00 | 2/2/2011 5:28:46 PM |
skiberdad | $50.00 | 2/2/2011 5:08:13 PM |
wampum-optimization | $28.12 | 2/2/2011 5:28:52 PM |
jamiee73 | $25.00 | 2/2/2011 5:29:08 PM |
best-coin-miser | $25.00 | 2/2/2011 5:09:18 PM |
haidoken | $50.00 | 2/2/2011 5:29:27 PM |
the-auction-firestarter | $25.00 | 2/2/2011 5:09:25 PM |
innocent-income4 | $25.00 | 2/2/2011 5:29:30 PM |
unbelievable-diversification8 | $25.00 | 2/2/2011 5:23:34 PM |
johnayan | $50.00 | 2/2/2011 5:24:27 PM |
calm-deal7 | $25.00 | 2/2/2011 5:24:37 PM |
benazafa | $50.00 | 2/2/2011 5:24:41 PM |
UncleSteve3000 | $25.00 | 2/2/2011 5:24:57 PM |
brookewood | $25.00 | 2/2/2011 5:25:12 PM |
bountiful-durability | $100.00 | 2/2/2011 5:25:15 PM |
Purple11 | $50.00 | 2/2/2011 5:25:26 PM |
mosby | $50.00 | 2/2/2011 5:25:32 PM |
dadalou | $25.00 | 2/2/2011 5:25:37 PM |
Trimalchio12 | $25.00 | 2/2/2011 5:26:30 PM |
worthy-truth | $25.00 | 2/2/2011 5:26:32 PM |
hons2000 | $25.00 | 2/2/2011 5:27:02 PM |
the-upbeat-p2p | $50.00 | 2/2/2011 5:27:23 PM |
Sefotonga | $25.00 | 2/2/2011 5:27:28 PM |
petejones32 | $25.00 | 2/2/2011 5:27:39 PM |
downbet | $50.00 | 2/2/2011 5:27:47 PM |
taxman1971 | $25.00 | 2/2/2011 5:27:58 PM |
credit-serenity8 | $25.00 | 2/2/2011 5:28:31 PM |
scottr | $41.84 | 2/2/2011 5:28:50 PM |
M34ME | $50.00 | 2/2/2011 5:29:17 PM |
inspired-investment8 | $100.00 | 2/2/2011 5:29:31 PM |
Rzrwire | $25.00 | 2/2/2011 5:09:21 PM |
oaktownadam | $25.00 | 2/2/2011 5:09:28 PM |
SanJoser | $25.00 | 2/2/2011 5:24:08 PM |
ThompsonCapital | $25.00 | 2/2/2011 5:24:17 PM |
fervent-repayment | $50.00 | 2/2/2011 5:24:19 PM |
HamletTower | $50.00 | 2/2/2011 5:24:26 PM |
Chuck9802 | $25.00 | 2/2/2011 5:24:33 PM |
ocean99 | $50.00 | 2/2/2011 5:24:39 PM |
think-become | $25.00 | 2/2/2011 5:25:01 PM |
basis-mammal | $25.00 | 2/2/2011 5:25:03 PM |
Papa_Mema | $25.00 | 2/2/2011 5:25:13 PM |
villagers | $25.00 | 2/2/2011 5:25:18 PM |
finance-magma7 | $50.00 | 2/2/2011 5:25:22 PM |
gs92126 | $50.00 | 2/2/2011 5:25:27 PM |
pr0sp3r1ty | $25.00 | 2/2/2011 5:25:36 PM |
peace-maximizer8 | $25.00 | 2/2/2011 5:25:43 PM |
inspire22 | $50.00 | 2/2/2011 5:26:07 PM |
orange-dollar-guild | $25.00 | 2/2/2011 5:27:09 PM |
oracle3 | $50.00 | 2/2/2011 5:27:29 PM |
comet55 | $25.00 | 2/2/2011 5:27:36 PM |
MicroL | $50.00 | 2/2/2011 5:27:49 PM |
ILWTC | $50.00 | 2/2/2011 5:28:03 PM |
treasure-kazoo | $50.00 | 2/2/2011 5:28:13 PM |
mmellace | $50.00 | 2/2/2011 5:28:25 PM |
MutuallyBeneficial | $50.00 | 1/31/2011 6:52:46 PM |
Pulchritudinous | $25.00 | 1/31/2011 6:53:29 PM |
velocity-solo | $60.00 | 1/31/2011 6:53:38 PM |
CAGE-Investments | $25.00 | 1/31/2011 6:56:40 PM |
american6 | $100.00 | 1/31/2011 6:58:52 PM |
simplelender80 | $100.00 | 1/31/2011 6:59:31 PM |
rolandweary | $25.00 | 1/31/2011 6:59:47 PM |
marketplace-cello5 | $25.00 | 1/31/2011 6:59:59 PM |
mtnbikemania | $50.00 | 1/31/2011 7:00:16 PM |
rjleves | $25.00 | 1/31/2011 7:01:27 PM |
gold-tsunami | $50.00 | 1/31/2011 7:01:19 PM |
sensible-order2 | $100.00 | 1/31/2011 7:01:43 PM |
NYCFinancier | $25.00 | 1/31/2011 7:03:01 PM |
radforj22 | $35.00 | 1/31/2011 6:54:46 PM |
MonkeyHero | $30.00 | 1/31/2011 6:55:06 PM |
elasermd | $50.00 | 1/31/2011 6:55:55 PM |
octoberfresh | $26.00 | 1/31/2011 6:56:05 PM |
jenkris | $25.00 | 1/31/2011 7:04:48 PM |
gain-gourd | $100.00 | 1/31/2011 6:57:10 PM |
fishintime | $100.00 | 1/31/2011 6:57:40 PM |
orderly-leverage | $100.00 | 1/31/2011 7:01:50 PM |
a-finance-nirvana | $25.00 | 1/31/2011 7:02:44 PM |
dtana | $25.00 | 1/31/2011 9:29:39 PM |
meenan | $50.00 | 1/31/2011 7:03:18 PM |
credit-kahuna | $50.00 | 2/1/2011 12:19:02 AM |
ms48105 | $25.00 | 2/1/2011 12:59:39 AM |
dospapalotes | $30.11 | 2/1/2011 1:00:29 AM |
lloyd_s | $50.00 | 2/1/2011 1:12:43 AM |
cpbreton | $25.00 | 2/1/2011 1:25:54 AM |
JGB | $59.72 | 2/1/2011 1:30:26 AM |
astute-benjamins | $25.00 | 2/1/2011 3:47:46 AM |
helpinghand63 | $35.12 | 2/1/2011 12:59:46 AM |
samo102us | $25.00 | 2/1/2011 1:16:21 AM |
hopeful-truth5 | $100.00 | 2/1/2011 7:02:08 AM |
GElender | $50.00 | 2/1/2011 7:03:16 AM |
birchbark86 | $25.00 | 2/1/2011 7:22:43 AM |
Moneypenny6 | $25.00 | 2/1/2011 9:17:09 AM |
catmanbob | $25.00 | 2/1/2011 6:08:34 AM |
PrivateCapitalResources | $25.00 | 2/1/2011 9:15:29 AM |
Adino | $50.00 | 2/1/2011 10:26:39 AM |
TheCount | $25.00 | 2/1/2011 10:30:02 AM |
vigilance-searcher | $25.00 | 2/1/2011 10:52:17 AM |
heavenly-interest9 | $300.00 | 2/1/2011 11:21:00 AM |
jms1983 | $25.00 | 2/1/2011 2:20:09 PM |
felicity-loyalist0 | $25.00 | 2/1/2011 3:48:33 PM |
heavy_ax | $25.00 | 2/1/2011 4:13:04 PM |
gold-enclave165 | $100.00 | 2/1/2011 4:42:08 PM |
exciting-greenback | $34.00 | 2/1/2011 2:12:00 PM |
epic-transaction | $25.00 | 2/1/2011 4:53:09 PM |
speedster351 | $50.00 | 2/1/2011 5:00:56 PM |
gracej | $25.00 | 2/1/2011 3:58:13 PM |
goldsun | $25.00 | 2/1/2011 6:00:21 PM |
ALVO | $50.00 | 2/1/2011 6:23:23 PM |
credit-observatory | $25.00 | 2/1/2011 6:27:09 PM |
sweet-peace6 | $27.00 | 2/1/2011 6:33:44 PM |
brutusbone | $50.00 | 2/1/2011 7:33:05 PM |
djs81 | $25.00 | 2/1/2011 7:48:11 PM |
nickel-position | $25.00 | 2/1/2011 8:00:41 PM |
Proactive-Financial-Lending | $25.00 | 2/1/2011 8:13:46 PM |
steiglends | $32.33 | 2/2/2011 1:54:24 AM |
Reddy_Capital | $25.00 | 2/1/2011 9:56:16 PM |
Johnab | $25.00 | 2/2/2011 4:51:36 AM |
chibear34 | $25.00 | 2/2/2011 7:16:56 AM |
Stavros | $100.00 | 2/2/2011 7:46:17 AM |
Artist_Blue | $25.00 | 2/2/2011 8:50:01 AM |
loanman2007 | $250.00 | 2/2/2011 5:35:43 AM |
excellent-loan8 | $25.00 | 2/2/2011 8:56:05 AM |
Banker7371 | $25.00 | 2/2/2011 9:35:22 AM |
lodcomm | $25.00 | 2/2/2011 9:31:37 AM |
flexible-fund6 | $50.00 | 2/2/2011 9:33:15 AM |
compassionate-dime0 | $50.00 | 2/2/2011 9:34:02 AM |
thebeauty | $25.00 | 2/2/2011 11:51:06 AM |
Pennywize | $25.00 | 2/2/2011 1:48:24 PM |
oceanside | $25.00 | 2/2/2011 1:37:33 PM |
grishmoney | $30.97 | 2/2/2011 2:24:30 PM |
simpy | $50.00 | 2/2/2011 4:03:27 PM |
superpuppy | $50.00 | 2/2/2011 4:52:04 PM |
top-visionary-truth | $25.00 | 2/2/2011 5:01:08 PM |
credit-force5 | $50.00 | 2/2/2011 5:08:49 PM |
sassykatty | $37.33 | 2/2/2011 5:09:17 PM |
thundermustard | $50.00 | 2/2/2011 5:09:25 PM |
Jathlet | $50.00 | 2/2/2011 5:09:31 PM |
ferdberfel | $50.00 | 2/2/2011 5:09:40 PM |
stealthbiker | $50.00 | 2/2/2011 5:24:10 PM |
harddollars | $25.00 | 2/2/2011 5:24:21 PM |
spursdog | $50.00 | 2/2/2011 5:24:34 PM |
kind-adventurous-finance | $50.00 | 2/2/2011 5:24:48 PM |
Mostyle | $25.00 | 2/2/2011 5:25:25 PM |
KarmaBum77 | $25.00 | 2/2/2011 5:25:39 PM |
Bank42 | $50.00 | 2/2/2011 5:26:02 PM |
revenue-pipeline | $25.00 | 2/2/2011 5:26:12 PM |
the-determined-value | $50.00 | 2/2/2011 5:27:15 PM |
generosity-finder8 | $33.00 | 2/2/2011 5:27:33 PM |
durability-bandit1 | $50.00 | 2/2/2011 5:27:38 PM |
merriewold | $40.00 | 2/2/2011 5:27:51 PM |
bdloans | $25.00 | 2/2/2011 5:27:55 PM |
cardguy | $25.00 | 2/2/2011 5:28:07 PM |
superchicken | $25.00 | 2/2/2011 5:28:22 PM |
Binan | $25.00 | 2/2/2011 5:28:48 PM |
loantigger | $50.00 | 2/2/2011 5:08:48 PM |
balance6 | $25.00 | 2/2/2011 5:09:19 PM |
stoopidnoodle | $25.00 | 2/2/2011 5:29:29 PM |
bold-yield-rumbler | $25.00 | 2/2/2011 5:09:26 PM |
ThomasC | $50.00 | 2/2/2011 5:09:43 PM |
beachbum22 | $25.00 | 2/2/2011 5:24:15 PM |
fairwealth | $25.00 | 2/2/2011 5:24:30 PM |
LKN2RTR | $25.00 | 2/2/2011 5:24:50 PM |
diverse2 | $35.00 | 2/2/2011 5:25:08 PM |
benjo | $50.00 | 2/2/2011 5:25:10 PM |
puifais | $28.00 | 2/2/2011 5:25:14 PM |
jescowa | $50.00 | 2/2/2011 5:25:29 PM |
DUDE66 | $50.00 | 2/2/2011 5:25:34 PM |
littlemonkey | $25.00 | 2/2/2011 5:26:25 PM |
slartibardfast | $25.00 | 2/2/2011 5:26:31 PM |
credit-scout7 | $50.00 | 2/2/2011 5:27:20 PM |
ocho | $50.00 | 2/2/2011 5:27:27 PM |
commerce-web5 | $50.00 | 2/2/2011 5:27:36 PM |
Eagledrop | $25.00 | 2/2/2011 5:27:45 PM |
dcap3 | $25.00 | 2/2/2011 5:27:57 PM |
priceless-money6 | $50.00 | 2/2/2011 5:28:09 PM |
NYBIZ | $25.00 | 2/2/2011 5:28:36 PM |
Nordzee | $50.00 | 2/2/2011 5:29:22 PM |
1phantom | $25.00 | 2/2/2011 5:09:20 PM |
liberty-banker0 | $50.00 | 2/2/2011 5:09:27 PM |
nickel-advocator | $25.00 | 2/2/2011 5:09:30 PM |
pokey38650 | $25.00 | 2/2/2011 5:24:16 PM |
iceberg982362 | $50.00 | 2/2/2011 5:24:18 PM |
peace-pilot | $50.00 | 2/2/2011 5:24:23 PM |
silver-flower448 | $50.00 | 2/2/2011 5:24:32 PM |
theincarnatemike | $25.00 | 2/2/2011 5:24:35 PM |
YLlama | $25.00 | 2/2/2011 5:24:43 PM |
smallbizrule | $25.00 | 2/2/2011 5:25:05 PM |
balance-voyager | $26.12 | 2/2/2011 5:25:16 PM |
kind-important-liberty9 | $25.00 | 2/2/2011 5:25:21 PM |
EvalCrux | $50.00 | 2/2/2011 5:25:24 PM |
fareast_man | $25.00 | 2/2/2011 5:25:30 PM |
uncleubb | $25.00 | 2/2/2011 5:25:44 PM |
ericgassercom | $50.00 | 2/2/2011 5:26:05 PM |
pensacolaborn | $50.00 | 2/2/2011 5:26:11 PM |
Ready2Loan | $25.00 | 2/2/2011 5:26:35 PM |
alpinaut | $25.00 | 2/2/2011 5:27:17 PM |
rose88 | $50.00 | 2/2/2011 5:27:30 PM |
gold-disk | $50.00 | 2/2/2011 5:28:00 PM |
industrious-dedication | $25.00 | 2/2/2011 5:28:11 PM |
ge0bab | $50.00 | 2/2/2011 5:29:19 PM |
316 Investments
|
Borrower Payment Dependent Notes Series
492508
This series of Notes was issued and sold upon the funding of the borrower loan #46910, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.70% |
Listing Start date:
| Feb-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Feb-03-2011 |
|
Lender yield:
| 18.99% |
Borrower rate/APR:
| 19.99% / 23.38% |
Monthly payment:
| $371.58 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.55% | | |
| |
Estimated return*:
| 9.85% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1996 |
Debt/Income ratio:
| 52% |
Credit score:
| 780-799 (Feb-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 7y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $61,531 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| upbeat-coin2 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Dumping Debt!
Purpose of loan:This loan will be used to consolidate a few accounts to a lower interest. The only remaining accounts will contain credit card and loan balances from going back to school for a further credential (around $50,000) Yes, school was expensive!
My financial situation: My actual take home pay is around $8,400 since I also have my husbands income. We have very stable jobs and have for years. We are ready to get some of our debt consolidated so we can follow Dave Ramsey and Live Like No One Else!! I would love to see more of our pay go into retirement and long term savings. This loan will free up hundreds of dollars a month to further attack our debt.
I am a good candidate for this loan because despite having high debt now, I have always had excellent credit and no missed payments. I am a trustworthy person ready to dump this debt! Although the debt did pile up for an honest reason (school), it is time to get rid of it for good!
Our total monthly bills leave us with about 600-700 dollars extra a month so paying this loan will not be a stretch.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
Total mortgage balance is 370,000 with the property worth 405,000.
(Feb-02-2011)
1 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
radforj22 | $25.00 | 2/2/2011 9:09:47 AM |
enthralling-deal180 | $50.00 | 2/2/2011 9:11:25 AM |
tech310 | $50.00 | 2/2/2011 9:12:04 AM |
cablenews | $50.00 | 2/2/2011 9:12:16 AM |
american6 | $100.00 | 2/2/2011 9:13:52 AM |
ursus | $100.00 | 2/2/2011 9:14:59 AM |
genius520 | $100.00 | 2/2/2011 9:13:59 AM |
simplelender80 | $100.00 | 2/2/2011 9:14:07 AM |
peripatetic | $25.00 | 2/2/2011 9:15:52 AM |
a-finance-nirvana | $25.00 | 2/2/2011 9:16:10 AM |
HamachiMan | $50.00 | 2/2/2011 9:17:35 AM |
jazzlender | $50.00 | 2/2/2011 9:09:25 AM |
Adino | $50.00 | 2/2/2011 9:18:56 AM |
gracej | $25.00 | 2/2/2011 9:19:03 AM |
ALVO | $50.00 | 2/2/2011 9:19:43 AM |
shrewd-deal | $25.00 | 2/2/2011 9:19:53 AM |
CAGE-Investments | $25.00 | 2/2/2011 9:10:40 AM |
lukassaul | $25.00 | 2/2/2011 9:20:50 AM |
fishintime | $100.00 | 2/2/2011 9:12:51 AM |
gain-equator | $25.00 | 2/2/2011 9:20:02 AM |
top-courteous-peso | $31.48 | 2/2/2011 9:26:36 AM |
starlight31 | $50.00 | 2/2/2011 9:15:58 AM |
meenan | $50.00 | 2/2/2011 9:16:32 AM |
pdxKurt | $50.00 | 2/2/2011 9:16:54 AM |
GElender | $50.00 | 2/2/2011 9:17:24 AM |
Clambake | $100.00 | 2/2/2011 9:18:04 AM |
BidDaddyBigBucks | $25.00 | 2/2/2011 9:18:50 AM |
flexible-fund6 | $50.00 | 2/2/2011 9:33:24 AM |
witty-openness | $25.00 | 2/2/2011 10:04:08 AM |
helynn | $25.00 | 2/2/2011 10:27:45 AM |
competent-p2p | $45.00 | 2/2/2011 10:39:09 AM |
reflective-rupee | $1,000.77 | 2/2/2011 10:05:10 AM |
2grindstones | $25.00 | 2/2/2011 11:02:02 AM |
loanman2007 | $225.00 | 2/2/2011 12:49:55 PM |
trumpeter5 | $25.00 | 2/2/2011 3:05:20 PM |
felicity-loyalist0 | $25.00 | 2/2/2011 3:09:27 PM |
30Sky | $25.00 | 2/2/2011 1:48:36 PM |
Astyanax | $45.00 | 2/2/2011 2:49:54 PM |
rakey | $25.00 | 2/2/2011 3:58:38 PM |
ready-agreement5 | $100.00 | 2/2/2011 4:52:28 PM |
FinanceEngine | $25.00 | 2/2/2011 4:49:32 PM |
vutah | $50.00 | 2/2/2011 5:25:14 PM |
credit-investor5 | $50.00 | 2/2/2011 5:55:19 PM |
mtnbikemania | $50.00 | 2/2/2011 5:09:06 PM |
RyanTH9893 | $34.53 | 2/2/2011 6:16:36 PM |
thankful-nickel2 | $25.00 | 2/2/2011 7:50:00 PM |
integrity-doctor | $100.00 | 2/2/2011 8:51:29 PM |
haidoken | $40.56 | 2/2/2011 6:48:26 PM |
invest0r | $50.00 | 2/2/2011 8:13:35 PM |
SkiFastBadly | $50.00 | 2/2/2011 6:20:34 PM |
Zipcut | $25.00 | 2/2/2011 6:22:42 PM |
mykkai | $25.00 | 2/2/2011 7:14:48 PM |
nashibaksi | $25.00 | 2/2/2011 7:21:25 PM |
autonomous-truth | $50.00 | 2/3/2011 1:53:43 AM |
brightest-compassion-omatic | $40.70 | 2/2/2011 9:25:33 PM |
efficient-treasure0 | $25.00 | 2/3/2011 6:23:28 AM |
doopers | $25.00 | 2/3/2011 6:26:18 AM |
whatreality | $30.83 | 2/3/2011 6:31:32 AM |
fcukciti | $35.00 | 2/3/2011 3:59:31 AM |
cbivitz | $200.00 | 2/3/2011 4:52:14 AM |
BigLinCT | $25.00 | 2/3/2011 5:28:26 AM |
point-kitten6 | $50.00 | 2/3/2011 7:28:25 AM |
BankofBeth | $25.00 | 2/3/2011 9:18:35 AM |
himanshuko | $25.00 | 2/3/2011 1:40:59 AM |
bullwink27 | $25.00 | 2/3/2011 7:53:22 AM |
point-promiser | $25.00 | 2/3/2011 4:13:31 AM |
silverloan | $50.00 | 2/3/2011 8:25:54 AM |
kulender | $100.00 | 2/3/2011 5:54:16 AM |
cycle198 | $50.00 | 2/3/2011 7:36:14 AM |
Josphine | $50.00 | 2/3/2011 7:44:00 AM |
mckhbnpc | $50.00 | 2/3/2011 9:00:38 AM |
hopheadmike | $30.00 | 2/3/2011 9:12:30 AM |
ore-dojo | $100.00 | 2/3/2011 9:29:16 AM |
bondhedger | $25.00 | 2/3/2011 11:35:47 AM |
cash-daisy | $43.66 | 2/3/2011 9:53:14 AM |
unafraid-loan5 | $25.00 | 2/3/2011 12:35:35 PM |
AmericasTeam | $50.00 | 2/3/2011 12:44:38 PM |
The-Helper | $25.00 | 2/3/2011 11:18:40 AM |
responsibility-voltage | $25.00 | 2/3/2011 1:35:04 PM |
0403 | $25.00 | 2/3/2011 9:46:47 AM |
exciting-fairness | $200.00 | 2/3/2011 10:18:53 AM |
MoneyForNothing | $19.14 | 2/3/2011 1:35:11 PM |
bonus-seahorse | $25.00 | 2/3/2011 10:53:48 AM |
diverse-benjamins | $25.00 | 2/3/2011 12:34:37 PM |
Scotcha | $50.00 | 2/3/2011 1:29:04 PM |
velocity-solo | $50.00 | 2/2/2011 9:13:23 AM |
sensible-order2 | $100.00 | 2/2/2011 9:15:38 AM |
EarlyRiser | $250.00 | 2/2/2011 9:14:50 AM |
Reinadog9 | $50.00 | 2/2/2011 9:17:16 AM |
Tradesmanlender | $35.00 | 2/2/2011 9:17:44 AM |
Shawn95187 | $25.00 | 2/2/2011 9:16:42 AM |
bigphish | $25.00 | 2/2/2011 9:21:04 AM |
rolandweary | $25.00 | 2/2/2011 9:14:25 AM |
marketplace-cello5 | $25.00 | 2/2/2011 9:14:42 AM |
rjleves | $25.00 | 2/2/2011 9:15:15 AM |
orderly-leverage | $100.00 | 2/2/2011 9:15:44 AM |
compassionate-dime0 | $50.00 | 2/2/2011 9:34:07 AM |
jenkris | $25.00 | 2/2/2011 9:17:09 AM |
one-midas | $50.00 | 2/2/2011 9:39:06 AM |
liberty-society5 | $25.00 | 2/2/2011 9:18:12 AM |
bold-durability-drum | $100.00 | 2/2/2011 9:18:34 AM |
heavy_ax | $25.00 | 2/2/2011 9:19:14 AM |
Rick7925 | $25.00 | 2/2/2011 9:20:20 AM |
Artist_Blue | $25.00 | 2/2/2011 9:21:41 AM |
Whipster | $50.00 | 2/2/2011 10:18:57 AM |
Tkhalaska | $25.00 | 2/2/2011 10:19:04 AM |
wkeboarder21 | $150.00 | 2/2/2011 10:21:03 AM |
moneysong | $1,000.00 | 2/2/2011 10:41:57 AM |
JustMee | $25.00 | 2/2/2011 11:05:48 AM |
investment-artist | $25.00 | 2/2/2011 9:34:31 AM |
wonder3 | $25.00 | 2/2/2011 9:48:37 AM |
erowis | $55.00 | 2/2/2011 10:14:38 AM |
squarebob | $25.00 | 2/2/2011 12:37:56 PM |
DasMula | $77.00 | 2/2/2011 11:18:01 AM |
thrifty-capital | $25.00 | 2/2/2011 2:27:46 PM |
hopeful-truth5 | $800.00 | 2/2/2011 12:26:04 PM |
loss-of-control | $125.00 | 2/2/2011 5:22:33 PM |
Bank_Of_XL | $100.00 | 2/2/2011 5:39:26 PM |
transaction-animal8 | $25.00 | 2/2/2011 6:04:25 PM |
peregrine | $28.86 | 2/2/2011 9:24:40 PM |
bob_sacamano | $25.00 | 2/2/2011 10:43:33 PM |
treasure-bliss | $50.00 | 2/2/2011 6:04:54 PM |
speedster351 | $50.00 | 2/2/2011 6:05:29 PM |
Jassi | $25.00 | 2/3/2011 12:59:03 AM |
SkyLoan | $25.00 | 2/2/2011 10:03:43 PM |
mpatrick | $25.00 | 2/2/2011 6:58:09 PM |
balance-whistle7 | $25.00 | 2/2/2011 11:43:48 PM |
seanickson | $25.00 | 2/2/2011 11:58:48 PM |
revenue-appraiser | $25.00 | 2/3/2011 6:32:16 AM |
BigGuyBank | $25.00 | 2/3/2011 5:03:24 AM |
wtrboy | $50.00 | 2/3/2011 5:38:23 AM |
loyalty-czar | $50.79 | 2/3/2011 6:09:22 AM |
wwwUniversal | $25.00 | 2/3/2011 1:20:36 AM |
Banker7371 | $25.00 | 2/3/2011 1:21:01 AM |
mlj0671 | $25.00 | 2/3/2011 6:53:15 AM |
thebadpelican | $25.00 | 2/3/2011 9:03:26 AM |
open-minded-finance1 | $25.00 | 2/3/2011 7:32:28 AM |
Christophe | $25.00 | 2/3/2011 6:46:38 AM |
lucrative-transparency0 | $100.00 | 2/3/2011 9:48:04 AM |
hopethisworks | $50.00 | 2/3/2011 10:36:38 AM |
wild-orange | $50.00 | 2/3/2011 10:53:50 AM |
grnii78 | $200.00 | 2/3/2011 11:19:15 AM |
cogent | $31.68 | 2/3/2011 11:37:39 AM |
PadreAyudate | $40.00 | 2/3/2011 11:42:51 AM |
falcone | $25.00 | 2/3/2011 12:06:33 PM |
Reddy_Capital | $25.00 | 2/3/2011 10:43:28 AM |
grotheik | $25.00 | 2/3/2011 9:36:31 AM |
valiant-money | $25.00 | 2/3/2011 12:49:54 PM |
benjamins-utopia | $50.00 | 2/3/2011 9:44:50 AM |
goobersayshey | $25.00 | 2/3/2011 12:30:18 PM |
emt747 | $25.00 | 2/3/2011 9:59:45 AM |
clean-finance1 | $35.00 | 2/3/2011 9:59:50 AM |
152 Investments
|
Borrower Payment Dependent Notes Series
492558
This series of Notes was issued and sold upon the funding of the borrower loan #47013, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.55% |
Listing Start date:
| Feb-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Feb-06-2011 |
|
Lender yield:
| 5.55% |
Borrower rate/APR:
| 6.55% / 6.89% |
Monthly payment:
| $306.72 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.55% | | |
| |
Estimated return*:
| 4.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Mar-1994 |
Debt/Income ratio:
| 21% |
Credit score:
| 840-859 (Feb-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 9y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,151 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 21% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| a-harmonious-social |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Loan
Purpose of loan:
This loan will be used to consolidate 2 credit cards.
My financial situation:
I am a good candidate for this loan because I have an excellent credit history.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
Phantom99 | $100.00 | 2/2/2011 4:56:20 PM |
selector568 | $50.00 | 2/2/2011 4:57:21 PM |
elasermd | $50.00 | 2/2/2011 4:58:27 PM |
skibum65 | $50.00 | 2/2/2011 4:55:55 PM |
CBO-Enterprise | $50.00 | 2/2/2011 4:56:07 PM |
organized-payment6 | $25.00 | 2/2/2011 4:56:33 PM |
jenkris | $25.00 | 2/2/2011 4:57:07 PM |
reueljw | $25.00 | 2/2/2011 4:57:50 PM |
DukSerduk | $25.00 | 2/2/2011 5:03:20 PM |
minista | $25.00 | 2/2/2011 5:04:10 PM |
Mantis75 | $25.00 | 2/2/2011 5:04:52 PM |
currency-persimmon | $25.00 | 2/2/2011 5:05:00 PM |
iolaire | $25.00 | 2/2/2011 5:06:17 PM |
sb0453 | $25.00 | 2/2/2011 4:56:00 PM |
bigballer105 | $100.00 | 2/2/2011 4:56:25 PM |
kirkjerk | $50.00 | 2/2/2011 5:01:57 PM |
balance-voyager | $50.00 | 2/2/2011 5:02:59 PM |
jazzlender | $25.00 | 2/2/2011 4:57:30 PM |
radforj22 | $50.00 | 2/2/2011 5:03:03 PM |
kyomoon | $50.00 | 2/2/2011 5:03:07 PM |
velocity-solo | $60.00 | 2/2/2011 5:03:31 PM |
vutah | $50.00 | 2/2/2011 5:03:44 PM |
sensible-order2 | $100.00 | 2/2/2011 5:03:51 PM |
Goodthing | $100.00 | 2/2/2011 5:04:20 PM |
ogmanny | $50.00 | 2/2/2011 5:04:31 PM |
yukongin | $25.00 | 2/2/2011 5:05:58 PM |
30Sky | $25.00 | 2/2/2011 5:06:40 PM |
integrity-onator1 | $25.00 | 2/2/2011 5:06:51 PM |
investor_101 | $50.00 | 2/2/2011 5:08:52 PM |
Artist_Blue | $25.00 | 2/2/2011 5:02:39 PM |
indomitable-coin | $50.00 | 2/2/2011 5:03:28 PM |
youqianderen | $50.00 | 2/2/2011 5:03:56 PM |
jonandmeg21 | $50.00 | 2/2/2011 5:04:03 PM |
paintedposies | $50.00 | 2/2/2011 5:04:25 PM |
bowdish1 | $50.00 | 2/2/2011 5:32:34 PM |
cebgop | $25.00 | 2/2/2011 5:05:42 PM |
thedoctor | $100.00 | 2/2/2011 5:05:50 PM |
inspired-investment8 | $100.00 | 2/2/2011 5:05:55 PM |
community-pipeline | $25.00 | 2/2/2011 5:06:02 PM |
honorable-yield | $40.00 | 2/2/2011 5:06:09 PM |
ThomasC | $50.00 | 2/2/2011 5:06:58 PM |
BidDaddyBigBucks | $25.00 | 2/2/2011 5:08:31 PM |
WealthBoy | $50.00 | 2/2/2011 5:26:50 PM |
Krozy | $50.00 | 2/2/2011 5:29:00 PM |
cash-cymbal | $50.00 | 2/2/2011 7:00:45 PM |
cash-queen | $100.00 | 2/2/2011 10:11:37 PM |
hopeful-truth5 | $300.00 | 2/2/2011 7:30:09 PM |
FundMaker | $25.00 | 2/3/2011 1:01:16 AM |
Charmart | $25.00 | 2/3/2011 2:45:07 AM |
myworld701 | $25.00 | 2/3/2011 12:58:14 AM |
efficient-treasure0 | $25.00 | 2/3/2011 6:23:22 AM |
restless-balance9 | $50.00 | 2/3/2011 7:53:24 AM |
DanV | $25.00 | 2/3/2011 8:59:24 AM |
blukestrel | $50.00 | 2/3/2011 10:28:27 AM |
bradny | $25.00 | 2/3/2011 2:58:22 PM |
UncleScroogeDMD | $138.13 | 2/3/2011 5:30:09 PM |
be_wise | $25.00 | 2/3/2011 6:19:33 PM |
HHP | $25.00 | 2/3/2011 6:29:27 PM |
subtle-revenue0 | $25.00 | 2/3/2011 6:59:15 PM |
wwwUniversal | $25.00 | 2/4/2011 1:31:26 AM |
manuvns | $25.00 | 2/4/2011 12:40:14 AM |
FlexFunding | $45.31 | 2/4/2011 1:30:01 AM |
a-responsible-return | $50.00 | 2/4/2011 2:58:53 AM |
bancoroyal | $125.00 | 2/4/2011 9:55:00 AM |
bancoroyal | $50.00 | 2/4/2011 9:33:50 AM |
Thelonius10 | $25.00 | 2/4/2011 9:35:38 AM |
ChoiceInvestments | $26.00 | 2/4/2011 9:48:33 AM |
Octavian315 | $35.00 | 2/4/2011 12:28:28 PM |
mddahlheim | $25.00 | 2/4/2011 1:16:05 PM |
SudianX | $46.65 | 2/4/2011 1:33:02 PM |
gjm6d | $25.00 | 2/4/2011 5:42:15 PM |
ProjectVenture | $100.00 | 2/4/2011 7:08:12 PM |
RyanTH9893 | $100.00 | 2/4/2011 7:44:04 PM |
skuba | $50.00 | 2/4/2011 11:31:11 PM |
ItsJustMe79 | $50.00 | 2/4/2011 7:40:47 PM |
Aimvest | $25.00 | 2/5/2011 2:00:25 AM |
rce1964 | $25.00 | 2/5/2011 2:16:06 AM |
fair_rates | $25.00 | 2/5/2011 2:31:38 AM |
Railbird | $25.00 | 2/5/2011 2:47:35 AM |
klinebarger | $25.00 | 2/5/2011 8:06:34 AM |
BURNERA_1 | $150.00 | 2/5/2011 8:41:06 AM |
balance-force | $25.00 | 2/5/2011 11:47:16 AM |
ToloUSN | $50.00 | 2/5/2011 8:30:26 AM |
retiresecure | $25.00 | 2/5/2011 8:18:28 AM |
MonkeyHero | $25.00 | 2/5/2011 8:28:02 AM |
Socorro_Capital_Partners | $25.00 | 2/5/2011 10:07:40 AM |
tolerant-dinero2 | $25.00 | 2/5/2011 9:54:12 AM |
RandyL3 | $25.00 | 2/5/2011 11:37:06 AM |
engaging-worth | $25.00 | 2/5/2011 2:27:59 PM |
mlkhamilton | $25.00 | 2/5/2011 12:51:57 PM |
dastdx1847 | $25.00 | 2/5/2011 2:07:57 PM |
BankofBeth | $25.00 | 2/6/2011 12:06:51 AM |
floridahelper | $115.09 | 2/6/2011 6:36:35 AM |
Curly-Girly | $25.00 | 2/2/2011 4:56:28 PM |
credit-investor5 | $50.00 | 2/2/2011 4:56:34 PM |
tedsrfdude | $50.00 | 2/2/2011 4:56:39 PM |
ATOHokie | $25.00 | 2/2/2011 4:57:15 PM |
Montgomery-Burns | $25.00 | 2/2/2011 4:57:38 PM |
EarlyRiser | $250.00 | 2/2/2011 4:59:12 PM |
heavenly-interest9 | $50.00 | 2/2/2011 4:55:48 PM |
Centaur | $50.00 | 2/2/2011 4:57:05 PM |
Marathoner | $25.00 | 2/2/2011 4:57:11 PM |
meux99 | $25.00 | 2/2/2011 5:01:27 PM |
mdreiss | $50.00 | 2/2/2011 4:57:39 PM |
RJN | $25.00 | 2/2/2011 5:02:02 PM |
fishtale | $25.00 | 2/2/2011 5:03:18 PM |
Havana21 | $300.00 | 2/2/2011 5:03:48 PM |
credit-force5 | $50.00 | 2/2/2011 5:03:53 PM |
Daneistes | $50.00 | 2/2/2011 5:03:55 PM |
kenji4861 | $25.00 | 2/2/2011 5:05:37 PM |
webclimber | $50.00 | 2/2/2011 5:06:07 PM |
buckeye9 | $50.00 | 2/2/2011 4:56:15 PM |
syounker | $25.00 | 2/2/2011 4:56:31 PM |
unclejaef | $25.00 | 2/2/2011 4:56:36 PM |
value-pouch | $50.00 | 2/2/2011 4:57:13 PM |
blot44 | $25.00 | 2/2/2011 5:03:10 PM |
CashProvider | $100.00 | 2/2/2011 5:03:35 PM |
paladin847 | $50.00 | 2/2/2011 5:03:45 PM |
g314 | $30.00 | 2/2/2011 4:58:30 PM |
antlr | $50.00 | 2/2/2011 5:04:02 PM |
fair-funds | $50.00 | 2/2/2011 5:04:04 PM |
compoundinterest | $50.00 | 2/2/2011 5:05:03 PM |
lender987654321 | $25.00 | 2/2/2011 5:05:08 PM |
TikPmp1 | $25.00 | 2/2/2011 5:05:29 PM |
perzzz | $50.00 | 2/2/2011 5:05:34 PM |
flexible-value | $100.00 | 2/2/2011 5:05:53 PM |
Pulchritudinous | $25.00 | 2/2/2011 5:26:41 PM |
acropiloterau2002 | $25.00 | 2/2/2011 5:03:33 PM |
BaxterEvil | $25.00 | 2/2/2011 5:04:16 PM |
cognizant-rate732 | $25.00 | 2/2/2011 5:04:28 PM |
Goodlender42 | $25.00 | 2/2/2011 5:04:37 PM |
C_Mark | $100.00 | 2/2/2011 5:04:41 PM |
kanakakm | $50.00 | 2/2/2011 5:04:50 PM |
reflective-rupee | $500.77 | 2/2/2011 5:26:00 PM |
larsowe | $35.00 | 2/2/2011 5:04:56 PM |
forthright-dedication | $25.00 | 2/2/2011 5:05:14 PM |
Gr8Deal | $50.00 | 2/2/2011 5:05:19 PM |
don8ter | $25.00 | 2/2/2011 5:05:25 PM |
octoberfresh | $30.00 | 2/2/2011 5:26:53 PM |
blissful-ore5 | $50.00 | 2/2/2011 5:05:45 PM |
nimble-money0 | $25.00 | 2/2/2011 5:28:58 PM |
principal-bull | $25.00 | 2/2/2011 6:04:32 PM |
docdekay | $100.00 | 2/2/2011 7:04:03 PM |
mozzarella | $25.00 | 2/2/2011 7:46:49 PM |
openness-viking | $100.00 | 2/2/2011 10:01:10 PM |
Chewbaca | $25.00 | 2/2/2011 6:54:44 PM |
sandeepPR | $25.00 | 2/2/2011 11:35:58 PM |
availableloan | $25.00 | 2/2/2011 9:59:46 PM |
kulender | $50.00 | 2/3/2011 5:53:15 AM |
open-minded-finance1 | $35.00 | 2/3/2011 7:35:22 AM |
astute-benjamins | $25.00 | 2/3/2011 6:11:47 AM |
outofoffice | $75.00 | 2/3/2011 7:36:39 AM |
top-magnificent-greenback | $25.00 | 2/3/2011 10:37:33 AM |
satisfying-exchange3 | $30.00 | 2/3/2011 2:26:49 PM |
boylezz | $50.00 | 2/3/2011 3:27:46 PM |
hawaiiangirl76 | $25.00 | 2/3/2011 5:49:23 PM |
competent-p2p | $30.00 | 2/3/2011 7:35:23 PM |
mpactlender | $25.00 | 2/4/2011 1:12:22 AM |
interest-fanatic3 | $50.00 | 2/3/2011 11:27:12 PM |
emunah6 | $25.00 | 2/4/2011 7:58:13 AM |
haryassman | $25.00 | 2/4/2011 9:50:33 AM |
sensible-diversification5 | $25.00 | 2/4/2011 12:56:56 PM |
Guiren | $100.00 | 2/4/2011 2:10:27 PM |
active-reward7 | $50.00 | 2/4/2011 10:53:11 AM |
CE88 | $100.00 | 2/4/2011 12:49:56 PM |
MoneyTree79 | $25.00 | 2/4/2011 1:55:50 PM |
108lender | $150.00 | 2/4/2011 3:16:25 PM |
zone6 | $50.00 | 2/5/2011 12:27:36 AM |
julijask | $45.00 | 2/5/2011 2:33:32 AM |
point-pinnacle | $25.00 | 2/4/2011 11:11:05 PM |
ChristopherHS | $25.00 | 2/5/2011 3:00:43 AM |
dharma1 | $25.00 | 2/5/2011 1:04:34 AM |
HunterSix | $25.00 | 2/5/2011 1:33:13 AM |
toocautious | $48.29 | 2/5/2011 6:54:30 AM |
Yaout | $50.00 | 2/5/2011 9:16:33 AM |
funds-rascal | $41.53 | 2/5/2011 4:41:03 AM |
tomdooley12520 | $25.00 | 2/5/2011 5:12:57 AM |
visionary-currency | $50.00 | 2/5/2011 6:00:59 AM |
Dan4703 | $25.00 | 2/5/2011 6:47:00 AM |
Dollars4Rent | $25.00 | 2/5/2011 6:59:11 AM |
justice-ally8 | $25.08 | 2/5/2011 8:13:19 AM |
Moneypenny6 | $25.00 | 2/5/2011 8:37:59 AM |
accelerator1 | $25.00 | 2/5/2011 9:04:23 AM |
paul1 | $25.00 | 2/5/2011 9:41:59 AM |
truth-image | $50.00 | 2/5/2011 10:01:52 AM |
one-midas | $25.00 | 2/5/2011 11:44:11 AM |
Bodyboard | $37.89 | 2/5/2011 12:48:12 PM |
arlingtonderek | $50.00 | 2/5/2011 1:07:58 PM |
agbullet55443 | $100.00 | 2/6/2011 12:10:30 AM |
dud | $50.00 | 2/5/2011 3:51:54 PM |
luminous-transparency1 | $50.00 | 2/5/2011 6:56:26 PM |
economy-beaker | $25.00 | 2/5/2011 6:32:56 PM |
Shawn95187 | $150.00 | 2/5/2011 9:11:59 PM |
verdiprr | $280.26 | 2/6/2011 7:53:34 AM |
income-encore1 | $25.00 | 2/6/2011 5:56:43 AM |
195 Investments
|
Borrower Payment Dependent Notes Series
492574
This series of Notes was issued and sold upon the funding of the borrower loan #46995, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Feb-03-2011 |
Term:
| 36 months | | |
Listing End date:
| Feb-04-2011 |
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 28.49% |
Monthly payment:
| $159.02 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 13.60% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 32% |
Credit score:
| 660-679 (Feb-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 2y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $704 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| |
Homeownership:
| No | | |
Screen name:
| first-treasure-zeus |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jan-2010)
|
Principal balance:
| $1,494.26 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 12 | | |
Description
Paying Off Some Bills
Purpose of loan:
This loan will be used to? Pay off some bills
My financial situation:
I am a good candidate for this loan because? I am gainfully employed and am a self-starter.? Due to my good work ethic, I am being considered for a promotion at the hotel at which I work.? I pay my bills on time and have?no?NSF fees or charge-offs?on my credit history.? I believe in staying on the right financial track and this loan?will help me get there, My car is paid for and my husband pays the insurance and rent.??
Net income: $ 2000
Monthly expenses: $
??Housing: $ 0
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 300
??Phone, cable, internet: $ 200
??Food, entertainment: $?400
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 300
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
nethosters | $25.00 | 2/3/2011 5:03:05 PM |
kulender | $50.00 | 2/3/2011 5:03:48 PM |
CashFlow13 | $100.00 | 2/3/2011 5:03:55 PM |
transaction-animal8 | $25.00 | 2/3/2011 5:05:53 PM |
113121 | $400.00 | 2/3/2011 5:03:46 PM |
investment-daydream | $75.00 | 2/3/2011 5:03:44 PM |
sensible-order2 | $100.00 | 2/3/2011 5:03:57 PM |
authoritative-platinum7 | $25.00 | 2/3/2011 5:13:04 PM |
velocity-solo | $30.00 | 2/3/2011 5:06:45 PM |
suave-dime6 | $25.00 | 2/3/2011 5:08:16 PM |
orderly-leverage | $50.00 | 2/3/2011 5:07:40 PM |
2grindstones | $25.00 | 2/3/2011 5:37:40 PM |
liberty-society5 | $25.00 | 2/3/2011 5:09:16 PM |
HamachiMan | $50.00 | 2/3/2011 5:08:48 PM |
profit-powerplant | $25.00 | 2/3/2011 5:12:56 PM |
lovely-order7 | $50.00 | 2/3/2011 6:31:35 PM |
grnii78 | $70.24 | 2/3/2011 7:08:25 PM |
erowis | $55.00 | 2/3/2011 7:57:01 PM |
credit-missile | $75.00 | 2/4/2011 12:44:22 AM |
Bob450 | $25.00 | 2/4/2011 1:12:06 AM |
f4Tex | $41.70 | 2/3/2011 8:51:31 PM |
twjh | $25.00 | 2/4/2011 1:31:47 AM |
Free-the-usa-1776 | $25.00 | 2/3/2011 9:18:34 PM |
vine99 | $40.00 | 2/3/2011 9:31:54 PM |
phchristensen | $50.00 | 2/3/2011 10:18:22 PM |
reflective-rupee | $200.77 | 2/3/2011 8:25:36 PM |
yield-lion2 | $25.00 | 2/4/2011 1:43:55 AM |
loan-kung-fu | $25.00 | 2/4/2011 1:48:16 AM |
dollar2reap | $25.00 | 2/4/2011 12:34:23 AM |
serene-capital | $25.00 | 2/4/2011 2:01:52 AM |
Feyenoord | $25.00 | 2/3/2011 5:03:39 PM |
selector568 | $50.00 | 2/3/2011 5:04:28 PM |
reflective-rupee | $400.77 | 2/3/2011 5:03:44 PM |
dough-bear | $50.00 | 2/3/2011 5:04:03 PM |
Kash2010lu | $28.00 | 2/3/2011 5:04:16 PM |
octoberfresh | $26.00 | 2/3/2011 5:04:24 PM |
simplelender80 | $200.00 | 2/3/2011 5:05:10 PM |
jazzlender | $25.00 | 2/3/2011 5:05:48 PM |
fabulous-community4 | $50.00 | 2/3/2011 5:05:56 PM |
Artist_Blue | $25.00 | 2/3/2011 5:10:13 PM |
genius520 | $100.00 | 2/3/2011 5:06:49 PM |
credit-guard5 | $25.00 | 2/3/2011 5:45:05 PM |
gain-equator | $25.00 | 2/3/2011 5:09:47 PM |
lucrative-transparency0 | $50.00 | 2/3/2011 5:12:32 PM |
building_community | $25.00 | 2/3/2011 5:18:52 PM |
shmb6508 | $25.00 | 2/3/2011 5:12:51 PM |
SolarMoonshine | $25.00 | 2/3/2011 5:18:47 PM |
loss-of-control | $100.00 | 2/3/2011 6:41:36 PM |
hopeful-truth5 | $200.00 | 2/3/2011 5:58:24 PM |
JustMee | $25.00 | 2/3/2011 5:44:02 PM |
DasMula | $38.84 | 2/3/2011 5:52:21 PM |
favorite-commerce | $50.00 | 2/3/2011 7:48:08 PM |
mikeandcat | $100.00 | 2/3/2011 8:13:44 PM |
shellstar | $25.00 | 2/3/2011 8:46:57 PM |
transformer855 | $100.00 | 2/3/2011 10:34:46 PM |
UCLA4life | $25.00 | 2/4/2011 12:52:25 AM |
changger | $50.00 | 2/3/2011 7:21:11 PM |
BangBros | $100.00 | 2/3/2011 8:24:20 PM |
buffalobills | $25.00 | 2/3/2011 9:16:10 PM |
felicity-daydream | $50.00 | 2/3/2011 10:37:20 PM |
OldManP | $25.00 | 2/4/2011 1:09:19 AM |
tntmojave | $37.80 | 2/4/2011 1:29:43 AM |
principal-laser | $25.00 | 2/4/2011 1:29:50 AM |
credit-missile | $25.00 | 2/4/2011 1:41:17 AM |
bondhedger | $25.00 | 2/4/2011 2:08:20 AM |
MoneyForNothing | $5.88 | 2/4/2011 3:09:13 AM |
realtormoises | $25.00 | 2/4/2011 3:08:15 AM |
67 Investments
|
Borrower Payment Dependent Notes Series
492606
This series of Notes was issued and sold upon the funding of the borrower loan #47062, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Feb-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Feb-08-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $142.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 38% |
Credit score:
| 660-679 (Feb-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
9 | Length of status: | 2y 11m |
Amount delinquent:
| $3,214 |
Total credit lines:
| 34 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $766 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 13% | | |
| |
Homeownership:
| No | | |
Screen name:
| the-transaction-clipper |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
loan
Purpose of loan:
This loan will be used to?
pay credit card and loan debts, and taxes owed
My financial situation:
I am a good candidate for this loan because?
I pay my bill on time
Monthly net income: $
2400
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $ car loan 353
??Utilities:?electric 75
??Phone, cable, internet: $ cable 65
??Food, entertainment: $?300
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 300
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
What is the current delinquentcy of:$3,214 and the past 3 delinquent:cies? Thanks - head
A:
current delinqency of 3214 is a 10 year old credit debt that was been partially paid by settlement . I am currently disputing tthe amount and the reason why it is not off credit report. The other debt is a medical bill in the amount of 77 dollars that has been paid. The other debt is a car loan that has been paid off for 3 years now and it has1 30 day late on it.
(Feb-05-2011)
1 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
kulender | $100.00 | 2/4/2011 4:58:43 PM |
sensible-order2 | $100.00 | 2/4/2011 4:59:08 PM |
simplelender80 | $200.00 | 2/4/2011 4:59:21 PM |
ultimate-peace | $50.00 | 2/4/2011 5:25:19 PM |
suave-dime6 | $25.00 | 2/4/2011 5:28:29 PM |
HamachiMan | $50.00 | 2/4/2011 5:29:03 PM |
profit-powerplant | $25.00 | 2/4/2011 5:32:03 PM |
authoritative-platinum7 | $25.00 | 2/4/2011 5:32:13 PM |
skuba | $25.00 | 2/4/2011 11:32:21 PM |
zone6 | $50.00 | 2/5/2011 12:27:45 AM |
villagers | $35.00 | 2/4/2011 5:47:56 PM |
deal-hickory5 | $50.00 | 2/4/2011 7:26:33 PM |
Scotcha | $50.00 | 2/4/2011 8:18:41 PM |
Bob450 | $25.00 | 2/5/2011 2:35:16 AM |
Tlrdlrrnch | $25.00 | 2/5/2011 8:10:37 AM |
economy-structure9 | $25.00 | 2/5/2011 11:30:34 AM |
exchange-dreams | $25.00 | 2/5/2011 9:12:52 AM |
4mydaughterseducation | $25.00 | 2/5/2011 9:02:54 AM |
HelpfulLender1 | $25.00 | 2/5/2011 2:19:49 PM |
shellback13 | $49.00 | 2/5/2011 5:49:41 PM |
LuvToLend | $25.00 | 2/6/2011 12:16:44 AM |
Investoman | $50.00 | 2/5/2011 5:21:06 PM |
genius520 | $100.00 | 2/5/2011 8:17:07 PM |
f4Tex | $25.74 | 2/6/2011 6:45:54 AM |
loss-of-control | $50.00 | 2/6/2011 1:43:07 PM |
pathcrx | $25.00 | 2/6/2011 7:47:34 PM |
festeringsnot | $25.00 | 2/6/2011 6:55:53 PM |
a-golden-deal | $25.00 | 2/6/2011 5:03:16 PM |
greencat | $50.00 | 2/7/2011 7:28:02 AM |
musegaze | $100.00 | 2/7/2011 9:37:34 AM |
oreyedoc | $50.00 | 2/7/2011 2:42:51 PM |
velocity-solo | $30.00 | 2/7/2011 3:32:23 PM |
commitment-orbiter5 | $50.00 | 2/7/2011 8:05:54 PM |
money-bauble | $100.00 | 2/8/2011 1:20:29 AM |
platinum-czar | $100.00 | 2/8/2011 7:05:07 AM |
dynamic-platinum | $25.00 | 2/8/2011 1:00:09 PM |
a-restless-dollar | $50.00 | 2/8/2011 12:19:01 PM |
sensible-fund | $50.00 | 2/8/2011 5:25:31 PM |
new-social-economist | $60.00 | 2/8/2011 5:26:54 PM |
uncleegg | $50.00 | 2/8/2011 5:28:00 PM |
rss197 | $25.00 | 2/8/2011 5:24:54 PM |
hard-working-loot | $25.00 | 2/8/2011 5:27:35 PM |
natejx | $25.00 | 2/8/2011 5:27:57 PM |
orderly-leverage | $50.00 | 2/4/2011 5:27:59 PM |
jazzlender | $25.00 | 2/4/2011 4:59:41 PM |
liberty-society5 | $25.00 | 2/4/2011 5:29:55 PM |
gain-equator | $25.00 | 2/4/2011 5:30:37 PM |
competent-p2p | $30.00 | 2/4/2011 5:32:42 PM |
leverage-monger | $25.00 | 2/5/2011 7:21:21 AM |
Top_Gun_Lender | $26.00 | 2/5/2011 12:24:49 PM |
ASR3 | $35.00 | 2/5/2011 2:01:06 PM |
peteyboy43 | $50.00 | 2/5/2011 5:30:53 PM |
SolarMoonshine | $25.00 | 2/5/2011 1:47:23 PM |
deegeeman | $50.00 | 2/5/2011 1:33:23 PM |
babuska02 | $34.51 | 2/5/2011 6:26:02 PM |
Shawn95187 | $25.00 | 2/5/2011 9:03:26 PM |
balance-hercules | $50.00 | 2/6/2011 8:53:42 AM |
runner262 | $25.00 | 2/6/2011 1:11:23 PM |
Uncle_Scrooge | $50.00 | 2/6/2011 1:26:26 PM |
papaloha | $25.00 | 2/6/2011 7:10:58 PM |
businessguy29 | $25.00 | 2/7/2011 10:49:16 AM |
finance-prescription | $50.00 | 2/7/2011 2:43:06 PM |
Happyhourcomics | $25.00 | 2/7/2011 3:14:43 PM |
benjamins-utopia | $50.00 | 2/7/2011 10:36:28 AM |
Artist_Blue | $25.00 | 2/7/2011 12:00:59 PM |
AF-Chief | $50.00 | 2/7/2011 12:01:51 PM |
Ocean713 | $50.00 | 2/7/2011 2:51:07 PM |
stable-bonus | $27.05 | 2/8/2011 6:26:27 AM |
consummate-loyalty1 | $50.00 | 2/8/2011 11:10:49 AM |
finance-mammalian2 | $25.00 | 2/8/2011 8:34:10 AM |
important-openness1 | $50.00 | 2/8/2011 1:37:32 PM |
top-loan-empenada | $25.00 | 2/8/2011 11:46:45 AM |
indomitable-dedication | $50.00 | 2/8/2011 1:30:50 PM |
TrustinOthers | $25.00 | 2/8/2011 3:50:55 PM |
graceful-investment | $42.57 | 2/8/2011 5:24:58 PM |
dough-bear | $50.00 | 2/8/2011 5:27:01 PM |
radforj22 | $25.00 | 2/8/2011 5:27:48 PM |
oregonusa | $50.00 | 2/8/2011 5:27:55 PM |
bountiful-durability | $100.00 | 2/8/2011 5:27:44 PM |
Rob717171 | $50.00 | 2/8/2011 5:27:51 PM |
80 Investments
|
Borrower Payment Dependent Notes Series
492648
This series of Notes was issued and sold upon the funding of the borrower loan #46992, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Feb-03-2011 |
Term:
| 36 months | | |
Listing End date:
| Feb-03-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $102.05 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 8% |
Credit score:
| 700-719 (Feb-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 1y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,705 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| No | | |
Screen name:
| leverage-orchid |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
LNP1977
Purpose of loan:
This loan will be used to consolidate and pay back bills/loans so I may get back on track.
My financial situation:
I am a good candidate for this loan because I have a steady income/salary which will allow me to pay back the loan on a monthly basis through automated debit.
Monthly net income: $3560
Monthly expenses: $
??Housing: $1395
??Insurance: $75
??Car expenses: $0
??Utilities: $85
??Phone, cable, internet: $100
??Food, entertainment: $500
??Clothing, household expenses $100
??Credit cards and other loans: $500
??Other expenses: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
GeorgiaGator | $25.00 | 2/3/2011 5:03:09 PM |
dough-bear | $50.00 | 2/3/2011 5:04:04 PM |
jazzlender | $25.00 | 2/3/2011 5:05:49 PM |
velocity-solo | $30.00 | 2/3/2011 5:06:46 PM |
octoberfresh | $25.00 | 2/3/2011 5:03:26 PM |
Kash2010lu | $28.00 | 2/3/2011 5:04:21 PM |
Evolver | $50.00 | 2/3/2011 5:05:08 PM |
gain-equator | $25.00 | 2/3/2011 5:09:49 PM |
kulender | $50.00 | 2/3/2011 5:03:50 PM |
alaskanbearcub | $25.00 | 2/3/2011 5:18:41 PM |
2grindstones | $25.00 | 2/3/2011 5:36:17 PM |
JustMee | $25.00 | 2/3/2011 5:42:50 PM |
profitable-balance | $25.00 | 2/3/2011 6:18:49 PM |
Artist_Blue | $25.00 | 2/3/2011 5:10:10 PM |
profit-powerplant | $25.00 | 2/3/2011 5:12:58 PM |
lucrative-transparency0 | $50.00 | 2/3/2011 5:12:33 PM |
shmb6508 | $25.00 | 2/3/2011 5:12:53 PM |
authoritative-platinum7 | $25.00 | 2/3/2011 5:13:05 PM |
EngineersAlliance | $100.00 | 2/3/2011 5:18:54 PM |
one-midas | $25.00 | 2/3/2011 5:35:40 PM |
credit-guard5 | $25.00 | 2/3/2011 5:43:13 PM |
Danjack_Capital | $25.00 | 2/3/2011 6:15:09 PM |
vutah | $25.00 | 2/3/2011 5:05:06 PM |
reflective-rupee | $400.77 | 2/3/2011 5:05:30 PM |
sensible-order2 | $100.00 | 2/3/2011 5:03:58 PM |
suave-dime6 | $25.00 | 2/3/2011 5:08:21 PM |
liberty-society5 | $25.00 | 2/3/2011 5:09:18 PM |
a-finance-nirvana | $25.00 | 2/3/2011 5:06:24 PM |
genius520 | $100.00 | 2/3/2011 5:06:51 PM |
simplelender80 | $200.00 | 2/3/2011 5:05:12 PM |
orderly-leverage | $50.00 | 2/3/2011 5:07:43 PM |
money-baron | $50.00 | 2/3/2011 5:13:02 PM |
interstellar | $75.00 | 2/3/2011 5:19:02 PM |
HamachiMan | $50.00 | 2/3/2011 5:08:52 PM |
spiff666 | $25.00 | 2/3/2011 5:34:07 PM |
loss-of-control | $100.00 | 2/3/2011 6:18:09 PM |
cminus | $103.93 | 2/3/2011 5:14:55 PM |
SolarMoonshine | $25.00 | 2/3/2011 5:20:44 PM |
basis-image | $30.00 | 2/3/2011 5:37:11 PM |
Wangchuk | $25.00 | 2/3/2011 5:43:37 PM |
hopeful-truth5 | $300.00 | 2/3/2011 5:53:18 PM |
Lubava | $50.00 | 2/3/2011 6:07:49 PM |
42 Investments
|
Borrower Payment Dependent Notes Series
492650
This series of Notes was issued and sold upon the funding of the borrower loan #47047, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.70% |
Listing Start date:
| Feb-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Feb-03-2011 |
|
Lender yield:
| 18.99% |
Borrower rate/APR:
| 19.99% / 23.38% |
Monthly payment:
| $148.63 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.55% | | |
| |
Estimated return*:
| 9.85% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1997 |
Debt/Income ratio:
| 15% |
Credit score:
| 640-659 (Feb-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 18y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Postal Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $32,038 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| caring-credit2 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
WillPay36
Purpose of loan:
This loan will be used to? Lower some high interest credit cards
My financial situation:
I am a good candidate for this loan because I am already pay the cards, I would like to save a little money
Monthly net income: $ 5400
Monthly expenses: $?4906
??Housing: $ 1875
??Insurance: $ 310
??Car expenses: $181
??Utilities: $ 240
??Phone, cable, internet: $215
??Food, entertainment: $ 475
??Clothing, household expenses $125
??Credit cards and other loans: $ 960
??Other expenses: $ 525
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
136,000 balance on 1st mortgage and 20,000 on 2nd mortgage cedit card.
value on home is 137,000 from the assessories office.
(Feb-02-2011)
1 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
jazzlender | $50.00 | 2/2/2011 9:09:28 AM |
CAGE-Investments | $25.00 | 2/2/2011 9:10:41 AM |
tech310 | $50.00 | 2/2/2011 9:12:09 AM |
fishintime | $100.00 | 2/2/2011 9:12:53 AM |
EarlyRiser | $250.00 | 2/2/2011 9:14:55 AM |
a-finance-nirvana | $25.00 | 2/2/2011 9:16:12 AM |
Pulchritudinous | $25.00 | 2/2/2011 9:09:21 AM |
bold-durability-drum | $100.00 | 2/2/2011 9:18:32 AM |
radforj22 | $25.00 | 2/2/2011 9:09:50 AM |
heavy_ax | $25.00 | 2/2/2011 9:19:08 AM |
Tradesmanlender | $35.00 | 2/2/2011 9:17:47 AM |
liberty-society5 | $25.00 | 2/2/2011 9:18:17 AM |
ALVO | $50.00 | 2/2/2011 9:19:46 AM |
building_community | $25.00 | 2/2/2011 9:25:13 AM |
B-rad_the_Coug | $25.00 | 2/2/2011 9:20:30 AM |
velocity-solo | $50.00 | 2/2/2011 9:13:32 AM |
american6 | $100.00 | 2/2/2011 9:13:54 AM |
rolandweary | $25.00 | 2/2/2011 9:14:30 AM |
marketplace-cello5 | $25.00 | 2/2/2011 9:14:45 AM |
Artist_Blue | $25.00 | 2/2/2011 9:21:48 AM |
rjleves | $25.00 | 2/2/2011 9:15:21 AM |
investment-artist | $25.00 | 2/2/2011 9:28:07 AM |
Shawn95187 | $25.00 | 2/2/2011 9:16:45 AM |
jenkris | $25.00 | 2/2/2011 9:17:10 AM |
HamachiMan | $50.00 | 2/2/2011 9:17:38 AM |
dpries123 | $25.00 | 2/2/2011 9:26:29 AM |
erowis | $40.00 | 2/2/2011 10:19:51 AM |
2grindstones | $25.00 | 2/2/2011 10:57:29 AM |
Leshan | $25.00 | 2/2/2011 9:55:24 AM |
favorite-commerce | $75.00 | 2/2/2011 1:11:40 PM |
Astyanax | $35.00 | 2/2/2011 2:47:36 PM |
vutah | $25.00 | 2/2/2011 5:22:26 PM |
loss-of-control | $50.00 | 2/2/2011 5:18:30 PM |
olka | $25.00 | 2/2/2011 6:19:33 PM |
gilbrear | $25.00 | 2/2/2011 7:56:03 PM |
rkhrdjp | $25.00 | 2/2/2011 5:58:43 PM |
bob_sacamano | $25.00 | 2/2/2011 10:43:35 PM |
wwwUniversal | $25.00 | 2/3/2011 1:20:47 AM |
thankful-nickel2 | $25.00 | 2/2/2011 7:50:41 PM |
draggon77 | $25.00 | 2/3/2011 12:49:14 AM |
coin-explorer | $25.00 | 2/3/2011 2:50:42 AM |
glenium | $25.00 | 2/3/2011 3:03:37 AM |
goodhearted-basis4 | $25.00 | 2/3/2011 1:13:22 AM |
fcukciti | $35.00 | 2/3/2011 3:59:33 AM |
genius520 | $100.00 | 2/2/2011 9:14:01 AM |
simplelender80 | $100.00 | 2/2/2011 9:14:11 AM |
ursus | $100.00 | 2/2/2011 9:15:02 AM |
orderly-leverage | $100.00 | 2/2/2011 9:15:46 AM |
peripatetic | $25.00 | 2/2/2011 9:15:54 AM |
BidDaddyBigBucks | $25.00 | 2/2/2011 9:18:52 AM |
Adino | $50.00 | 2/2/2011 9:18:58 AM |
gracej | $25.00 | 2/2/2011 9:19:06 AM |
Rick7925 | $25.00 | 2/2/2011 9:20:22 AM |
enthralling-deal180 | $50.00 | 2/2/2011 9:11:28 AM |
gain-equator | $25.00 | 2/2/2011 9:20:05 AM |
bigphish | $25.00 | 2/2/2011 9:21:06 AM |
sensible-order2 | $100.00 | 2/2/2011 9:15:40 AM |
commerce-yeller | $25.00 | 2/2/2011 9:26:11 AM |
meenan | $50.00 | 2/2/2011 9:16:34 AM |
pdxKurt | $50.00 | 2/2/2011 9:16:57 AM |
alphabet76 | $30.00 | 2/2/2011 9:44:18 AM |
Clambake | $100.00 | 2/2/2011 9:18:07 AM |
reflective-rupee | $25.77 | 2/2/2011 9:54:54 AM |
flexible-fund6 | $50.00 | 2/2/2011 9:33:26 AM |
shrewd-deal | $25.00 | 2/2/2011 9:19:56 AM |
lukassaul | $25.00 | 2/2/2011 9:20:52 AM |
tomdooley12520 | $25.00 | 2/2/2011 12:07:19 PM |
hopeful-truth5 | $200.00 | 2/2/2011 12:22:48 PM |
compassionate-dime0 | $50.00 | 2/2/2011 9:34:09 AM |
DasMula | $25.00 | 2/2/2011 11:13:48 AM |
LendingP2P | $50.00 | 2/2/2011 3:14:44 PM |
evergreen16 | $50.00 | 2/2/2011 3:21:30 PM |
30Sky | $25.00 | 2/2/2011 1:48:38 PM |
starlight31 | $50.00 | 2/2/2011 4:34:05 PM |
penny-plato | $25.00 | 2/2/2011 4:22:19 PM |
GElender | $50.00 | 2/2/2011 4:51:49 PM |
Lubava | $25.00 | 2/2/2011 4:29:41 PM |
mykkai | $25.00 | 2/2/2011 7:16:10 PM |
jonnysixgun | $25.00 | 2/2/2011 8:19:01 PM |
Bank_Of_XL | $100.00 | 2/2/2011 5:40:16 PM |
poolshark72 | $25.00 | 2/2/2011 10:06:22 PM |
mpatrick | $25.00 | 2/2/2011 6:55:56 PM |
duty-sundae1 | $25.00 | 2/2/2011 10:22:39 PM |
dime-vista2 | $25.00 | 2/2/2011 10:57:25 PM |
BuzzyBee336 | $30.00 | 2/2/2011 8:34:09 PM |
integrity-doctor | $100.00 | 2/2/2011 8:50:40 PM |
trade-goblin9 | $25.00 | 2/3/2011 1:19:37 AM |
paul1 | $25.00 | 2/2/2011 9:31:17 PM |
wild-orange | $50.00 | 2/3/2011 1:15:15 AM |
porwestco | $30.00 | 2/3/2011 1:57:04 AM |
90 Investments
|
Borrower Payment Dependent Notes Series
492678
This series of Notes was issued and sold upon the funding of the borrower loan #47023, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Feb-03-2011 |
Term:
| 36 months | | |
Listing End date:
| Feb-04-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $217.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1987 |
Debt/Income ratio:
| 33% |
Credit score:
| 680-699 (Feb-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 12y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,024 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| peso-bopper |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Needtopayoff401K
Purpose of loan:?To pay off a loan at work against my 401K.
My financial situation:? I am steady.? I have been employed with the same company for over 12 years and I have a good job.? I just need to get rid of this 401K loan.? I have no late payments on anything that I owe against.? I do not have any children to support, they are all grown. I am married and my husband has been at his job as an Electrical Engineer for over 20 years.? He pays most of the household bills, mortgage, etc with his salary.
Monthly net income: $ 2500.00 (just mine)
Monthly expenses: $
??Housing: $0
??Insurance: $ 0
??Car expenses: $350
??Utilities: $ 250
??Phone, cable, internet: $139
??Food, entertainment: $ 0
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 250
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Hi-
I was wondering how much the total loan you took out was and what was the purpose to take the loan originally?
Thanks - diversification-maple1
A:
$12,000 and I took it out to help a family member out of trouble.
(Feb-04-2011)
1 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
kulender | $50.00 | 2/3/2011 5:03:51 PM |
dough-bear | $50.00 | 2/3/2011 5:04:05 PM |
HamachiMan | $50.00 | 2/3/2011 5:08:54 PM |
sensible-order2 | $100.00 | 2/3/2011 5:03:59 PM |
ultimate-peace | $50.00 | 2/3/2011 5:04:47 PM |
EarlyRiser | $250.00 | 2/3/2011 5:07:27 PM |
lucrative-transparency0 | $50.00 | 2/3/2011 5:12:34 PM |
reflective-rupee | $750.77 | 2/3/2011 5:07:32 PM |
authoritative-platinum7 | $25.00 | 2/3/2011 5:13:06 PM |
orderly-leverage | $50.00 | 2/3/2011 5:07:43 PM |
liberty-society5 | $25.00 | 2/3/2011 5:09:19 PM |
Artist_Blue | $25.00 | 2/3/2011 5:10:09 PM |
SolarMoonshine | $25.00 | 2/3/2011 5:22:31 PM |
hopeful-truth5 | $200.00 | 2/3/2011 5:59:22 PM |
DasMula | $37.84 | 2/3/2011 5:47:41 PM |
fund-baker | $25.00 | 2/3/2011 6:29:01 PM |
RyanM561 | $25.00 | 2/3/2011 6:30:12 PM |
loss-of-control | $150.00 | 2/3/2011 6:51:20 PM |
open-minded-fund9 | $100.00 | 2/3/2011 6:51:56 PM |
VJ_Financial | $130.42 | 2/3/2011 8:43:50 PM |
phchristensen | $50.00 | 2/3/2011 10:22:51 PM |
WakkaWakkaWakka | $25.00 | 2/3/2011 7:28:13 PM |
orange-pound-party | $35.00 | 2/3/2011 8:28:12 PM |
wonder3 | $25.00 | 2/3/2011 8:30:36 PM |
liberty-magnate | $25.00 | 2/3/2011 7:54:14 PM |
squarebob | $25.00 | 2/3/2011 7:56:59 PM |
bluehen00 | $26.69 | 2/4/2011 2:57:15 AM |
Nerdster1 | $25.05 | 2/4/2011 4:04:45 AM |
head | $25.00 | 2/4/2011 6:27:40 AM |
Bob450 | $25.00 | 2/4/2011 1:12:10 AM |
rockhound84 | $25.00 | 2/4/2011 7:05:17 AM |
friendinmoney | $32.64 | 2/4/2011 7:24:20 AM |
well-rounded-dinero | $22.57 | 2/4/2011 7:57:27 AM |
mrxtravis | $25.00 | 2/4/2011 1:33:22 AM |
loan-kung-fu | $25.00 | 2/4/2011 1:48:21 AM |
mammalian4 | $25.00 | 2/4/2011 5:32:49 AM |
Rip128 | $75.00 | 2/4/2011 5:27:54 AM |
mason5 | $75.00 | 2/4/2011 6:30:40 AM |
zztopdog | $25.50 | 2/4/2011 7:18:57 AM |
new-poetic-transaction | $33.79 | 2/4/2011 7:41:28 AM |
buffalobills | $25.00 | 2/4/2011 7:45:26 AM |
Lubava | $72.38 | 2/4/2011 7:00:32 AM |
Whipster | $25.00 | 2/4/2011 5:19:58 AM |
simplelender80 | $200.00 | 2/3/2011 5:05:13 PM |
suave-dime6 | $25.00 | 2/3/2011 5:08:22 PM |
jazzlender | $25.00 | 2/3/2011 5:05:50 PM |
cycle198 | $25.00 | 2/3/2011 5:12:11 PM |
shmb6508 | $25.00 | 2/3/2011 5:12:53 PM |
money-baron | $50.00 | 2/3/2011 5:13:02 PM |
nickel-hickory | $50.00 | 2/3/2011 5:06:26 PM |
Kash2010lu | $25.00 | 2/3/2011 5:14:55 PM |
basis-image | $30.00 | 2/3/2011 5:34:10 PM |
lendstats_com | $200.00 | 2/3/2011 5:41:38 PM |
gain-equator | $25.00 | 2/3/2011 5:09:49 PM |
capital-deployment | $25.00 | 2/3/2011 5:14:23 PM |
profit-powerplant | $25.00 | 2/3/2011 5:12:58 PM |
2grindstones | $25.00 | 2/3/2011 5:23:34 PM |
JustMee | $25.00 | 2/3/2011 5:42:21 PM |
witty-openness | $25.00 | 2/3/2011 6:30:16 PM |
SFBank | $200.00 | 2/3/2011 6:32:17 PM |
favorite-commerce | $25.00 | 2/3/2011 7:47:32 PM |
jybank | $25.00 | 2/3/2011 8:11:12 PM |
thrifty-capital | $25.00 | 2/3/2011 7:26:45 PM |
competent-p2p | $49.00 | 2/3/2011 7:37:01 PM |
restless-dime | $25.00 | 2/3/2011 7:50:25 PM |
eboomer2611 | $25.00 | 2/3/2011 7:35:03 PM |
LKCGICG | $25.00 | 2/3/2011 9:21:47 PM |
first-serene-credit | $25.00 | 2/3/2011 10:12:14 PM |
Bears34 | $25.00 | 2/3/2011 10:20:13 PM |
vutah | $25.00 | 2/3/2011 9:11:57 PM |
droopie1 | $25.00 | 2/4/2011 12:11:43 AM |
responsibility-blanket6 | $26.00 | 2/3/2011 11:50:05 PM |
loanman2007 | $175.00 | 2/4/2011 5:10:13 AM |
RecoveryLender | $25.00 | 2/4/2011 7:02:37 AM |
ddoneday | $36.03 | 2/4/2011 7:15:48 AM |
Christophe | $25.00 | 2/4/2011 7:50:50 AM |
unger | $100.00 | 2/4/2011 2:38:11 AM |
realtormoises | $25.00 | 2/4/2011 3:07:24 AM |
golffish2 | $100.00 | 2/4/2011 3:51:28 AM |
kendigme | $25.00 | 2/4/2011 3:58:38 AM |
Moe87 | $30.32 | 2/4/2011 3:37:06 AM |
mikelance7 | $25.00 | 2/4/2011 5:45:46 AM |
Leshan | $25.00 | 2/4/2011 6:07:27 AM |
one-midas | $25.00 | 2/4/2011 7:20:26 AM |
greencat | $50.00 | 2/4/2011 7:11:42 AM |
sweet-social2 | $36.00 | 2/4/2011 7:28:53 AM |
investment-artist | $25.00 | 2/4/2011 7:52:34 AM |
87 Investments
|
Borrower Payment Dependent Notes Series
492682
This series of Notes was issued and sold upon the funding of the borrower loan #47011, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.70% |
Listing Start date:
| Feb-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Feb-04-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 21.34% |
Monthly payment:
| $271.11 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.60% | | |
| |
Estimated return*:
| 8.90% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-2004 |
Debt/Income ratio:
| 10% |
Credit score:
| 640-659 (Feb-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 3y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,366 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| |
Homeownership:
| No | | |
Screen name:
| ncast2523 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 31 ( 97% )
| 640-659 (Latest)
|
Principal borrowed:
| $13,000.00 | < 31 days late:
| 1
( 3% )
| 600-619
(Dec-2009)
600-619
(Jul-2009)
600-619
(Apr-2008)
|
Principal balance:
| $3,482.18 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 32 | | |
Description
Help someone who helps others!
Purpose of loan:
This loan will be used to consolidate debt from 1 of my higher interest credit cards and the balance of my second Prosper loan. My first loan has never had a late payment and my second loan only has 1 late which was due to an online screw up with an outside account. The money that will be used to pay this loan monthly gets taken directly from my paycheck and directly deposited into a separate account that is linked to Prosper, so there is no chance of me spending the money as it is never in my hands. This site has helped me so much with taking control of my debt and I love and thank you all for that!
My financial situation: I am a Police Officer in the greatest city in the world! I built up some debt at first being a young immature person, and then had to pick up some more paying for my expenses while in the academy.
I am a good candidate for this loan because I have a stable career and aboslutely LOVE doing what I do. My salary increases every January for the next 2 years until I hit top pay and I have no problem paying my bills now. I have never missed a payment and have had credit since I was young. My credit was excellent, but my rating is low now because of my utilization. Im willing to take a hit on the interest here for the convenience of combining 3 payments into just one and to lower my credit utilization.
Monthly net income: $2700
Monthly expenses: $
??Housing: $N/A (Live with parents)
?Car/insurance/phone: $600
??Utilities: $N/A (Live with parents)
??Phone, cable, internet: $N/A (Live with parents)
??Food, entertainment: $ As little as possible (been focused on paying my debt off)
??Clothing, household expenses $Minimal (only necessities, ie razorblades, toiletries, etc)
??Credit cards and other loans: $450
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
golffish2 | $100.00 | 2/4/2011 9:03:25 AM |
grnii78 | $100.00 | 2/4/2011 9:04:05 AM |
jazzlender | $25.00 | 2/4/2011 9:04:09 AM |
tech310 | $50.00 | 2/4/2011 9:05:49 AM |
fishintime | $100.00 | 2/4/2011 9:07:03 AM |
peripatetic | $25.00 | 2/4/2011 9:07:56 AM |
pdxKurt | $50.00 | 2/4/2011 9:08:21 AM |
liberty-society5 | $25.00 | 2/4/2011 9:08:50 AM |
bob_sacamano | $25.00 | 2/4/2011 9:10:22 AM |
be_wise | $25.00 | 2/4/2011 9:11:02 AM |
ladybird1 | $50.00 | 2/4/2011 9:11:30 AM |
Artist_Blue | $25.00 | 2/4/2011 9:11:38 AM |
MoneyForNothing | $129.18 | 2/4/2011 9:06:40 AM |
CAGE-Investments | $25.00 | 2/4/2011 9:06:52 AM |
simplelender80 | $100.00 | 2/4/2011 9:04:37 AM |
jenkris | $25.00 | 2/4/2011 9:08:25 AM |
HamachiMan | $50.00 | 2/4/2011 9:08:32 AM |
Clambake | $100.00 | 2/4/2011 9:08:44 AM |
gain-equator | $25.00 | 2/4/2011 9:09:04 AM |
genius520 | $100.00 | 2/4/2011 9:07:30 AM |
hopethisworks | $50.00 | 2/4/2011 9:10:31 AM |
Tradesmanlender | $35.00 | 2/4/2011 9:08:39 AM |
bigphish | $25.00 | 2/4/2011 9:09:29 AM |
haplender | $50.00 | 2/4/2011 9:18:57 AM |
point-shooter | $50.00 | 2/4/2011 9:11:11 AM |
investment-artist | $25.00 | 2/4/2011 9:13:11 AM |
epic-value6 | $50.00 | 2/4/2011 9:33:36 AM |
reflective-rupee | $300.77 | 2/4/2011 9:38:15 AM |
radforj22 | $25.00 | 2/4/2011 9:43:30 AM |
gracej | $25.00 | 2/4/2011 10:47:21 AM |
whatreality | $40.00 | 2/4/2011 12:32:26 PM |
COguy | $25.00 | 2/4/2011 12:38:59 PM |
peso-tiramisu | $25.00 | 2/4/2011 12:54:40 PM |
interstellar | $75.00 | 2/4/2011 1:04:26 PM |
active-reward7 | $50.00 | 2/4/2011 10:53:29 AM |
radiant-return | $27.00 | 2/4/2011 11:32:17 AM |
thrifty-capital | $25.00 | 2/4/2011 4:13:41 PM |
hillerod | $25.00 | 2/4/2011 12:05:12 PM |
patriot897 | $50.00 | 2/4/2011 12:26:42 PM |
rjleves | $25.00 | 2/4/2011 4:38:15 PM |
sprinter | $50.00 | 2/4/2011 4:43:55 PM |
loanman2007 | $175.00 | 2/4/2011 12:31:16 PM |
thankful-nickel2 | $25.00 | 2/4/2011 4:49:50 PM |
payout-alien6 | $49.02 | 2/4/2011 4:51:43 PM |
nilonc1 | $100.00 | 2/4/2011 12:53:04 PM |
sensible-diversification5 | $25.00 | 2/4/2011 1:00:04 PM |
durable-investment8 | $30.00 | 2/4/2011 1:16:28 PM |
genuine-integrity0 | $25.00 | 2/4/2011 1:38:05 PM |
grnii78 | $150.00 | 2/4/2011 2:05:38 PM |
Erikdbp | $25.00 | 2/4/2011 2:13:25 PM |
autonomous-truth | $61.60 | 2/4/2011 3:00:00 PM |
new-cash-plato | $25.00 | 2/4/2011 3:12:00 PM |
penny-plato | $25.00 | 2/4/2011 3:11:19 PM |
elegant-commerce7 | $50.00 | 2/4/2011 3:20:37 PM |
Scotcha | $50.00 | 2/4/2011 3:40:07 PM |
sweety075 | $25.00 | 2/4/2011 5:39:04 PM |
upbeat-finance8 | $25.00 | 2/4/2011 6:44:52 PM |
mraleig | $100.00 | 2/4/2011 7:04:54 PM |
mikeandcat | $198.21 | 2/4/2011 4:53:39 PM |
icon7 | $40.00 | 2/4/2011 5:44:28 PM |
bancoroyal | $50.00 | 2/4/2011 6:26:54 PM |
ProjectVenture | $241.45 | 2/4/2011 7:05:15 PM |
green-safe-wampum | $200.00 | 2/4/2011 3:33:13 PM |
heavy_ax | $25.00 | 2/4/2011 9:05:56 AM |
Pulchritudinous | $25.00 | 2/4/2011 9:06:45 AM |
rolandweary | $25.00 | 2/4/2011 9:07:33 AM |
orderly-leverage | $100.00 | 2/4/2011 9:07:53 AM |
bold-durability-drum | $100.00 | 2/4/2011 9:08:57 AM |
BidDaddyBigBucks | $25.00 | 2/4/2011 9:10:12 AM |
a-responsible-return | $25.00 | 2/4/2011 9:11:52 AM |
credit-guard5 | $25.00 | 2/4/2011 9:14:55 AM |
golffish2 | $27.12 | 2/4/2011 9:03:38 AM |
commerce-yeller | $25.00 | 2/4/2011 9:05:36 AM |
enthralling-deal180 | $75.00 | 2/4/2011 9:03:56 AM |
marketplace-cello5 | $25.00 | 2/4/2011 9:07:36 AM |
ChoiceInvestments | $26.00 | 2/4/2011 9:40:21 AM |
kulender | $100.00 | 2/4/2011 9:05:04 AM |
velocity-solo | $50.00 | 2/4/2011 9:07:20 AM |
american6 | $100.00 | 2/4/2011 9:07:27 AM |
ursus | $100.00 | 2/4/2011 9:07:39 AM |
sensible-order2 | $100.00 | 2/4/2011 9:07:51 AM |
a-finance-nirvana | $25.00 | 2/4/2011 9:07:59 AM |
meenan | $50.00 | 2/4/2011 9:08:10 AM |
ahansen | $25.00 | 2/4/2011 9:11:49 AM |
point-kitten6 | $50.00 | 2/4/2011 9:10:27 AM |
credit-investor5 | $50.00 | 2/4/2011 9:11:04 AM |
LittleMingo | $30.00 | 2/4/2011 9:33:01 AM |
hopeful-truth5 | $500.00 | 2/4/2011 9:12:53 AM |
DasMula | $38.84 | 2/4/2011 9:21:14 AM |
cash-reaction2 | $50.00 | 2/4/2011 9:34:26 AM |
tomdooley12520 | $25.00 | 2/4/2011 9:37:57 AM |
jsnryn | $35.74 | 2/4/2011 10:52:49 AM |
mpatrick | $25.00 | 2/4/2011 10:32:45 AM |
magnetic-dedication3 | $25.00 | 2/4/2011 1:50:21 PM |
superb-kindness2 | $100.00 | 2/4/2011 2:09:42 PM |
favorite-commerce | $50.00 | 2/4/2011 11:01:22 AM |
Mikale360 | $50.00 | 2/4/2011 10:57:31 AM |
atlas100 | $50.00 | 2/4/2011 3:35:53 PM |
debt-force | $25.00 | 2/4/2011 12:43:45 PM |
lendstats_com | $200.00 | 2/4/2011 1:04:22 PM |
JJ-Loans | $50.00 | 2/4/2011 1:12:32 PM |
bizzzond | $200.00 | 2/4/2011 2:21:40 PM |
mammalian4 | $50.00 | 2/4/2011 2:16:10 PM |
bizzzond | $187.24 | 2/4/2011 2:26:26 PM |
miket71 | $25.54 | 2/4/2011 3:21:43 PM |
peso-aggregator | $100.00 | 2/4/2011 3:22:45 PM |
EarlyRiser | $250.00 | 2/4/2011 3:22:13 PM |
myduck | $40.00 | 2/4/2011 3:29:21 PM |
hawaiitechnical | $25.00 | 2/4/2011 3:40:05 PM |
PropertyInvest | $25.00 | 2/4/2011 5:55:17 PM |
snowyowl | $50.00 | 2/4/2011 4:27:44 PM |
jcw3rd | $25.00 | 2/4/2011 4:34:27 PM |
peaceful-cash5 | $25.00 | 2/4/2011 6:52:56 PM |
bejfishing | $25.00 | 2/4/2011 7:01:34 PM |
Leshan | $74.29 | 2/4/2011 5:46:53 PM |
vutah | $50.00 | 2/4/2011 5:57:08 PM |
enlighter | $38.00 | 2/4/2011 6:14:26 PM |
Sol_Invictus | $25.00 | 2/4/2011 6:35:02 PM |
loss-of-control | $50.00 | 2/4/2011 6:53:02 PM |
119 Investments
|
Borrower Payment Dependent Notes Series
492696
This series of Notes was issued and sold upon the funding of the borrower loan #47002, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Feb-03-2011 |
Term:
| 36 months | | |
Listing End date:
| Feb-04-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $163.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1999 |
Debt/Income ratio:
| 51% |
Credit score:
| 720-739 (Feb-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 3y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Pilot - Private/Com... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,535 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| |
Homeownership:
| No | | |
Screen name:
| flexible-credit2 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Want to buy a boat
Purpose of loan:
I want to buy a used boat that is for sale and time is of the essence. If I had 6 months I could save this amount, but the guy is about to sell to someone else, so I need the cash quickly.
My financial situation:
I am a good candidate for this loan because I am responsible, have excellent credit and I have been employed as an Airline pilot for 3?years. I decided to try this route rather than go to the bank because the bank only offers $5,000 loans and I really don't want to finance more than I need. This is a short term loan, I expect to fully pay off within 6-12 months.
Monthly net income: $ 3,500
Monthly expenses: $
??Housing: $ 0 (wife pays mortgage)
??Insurance: $ 125
??Car expenses: $ 200
??Utilities: $ 200
??Phone, cable, internet: $ 50
??Food, entertainment: $?100
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 50
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
sensible-order2 | $100.00 | 2/3/2011 5:03:59 PM |
GeorgiaGator | $25.00 | 2/3/2011 5:03:10 PM |
orderly-leverage | $50.00 | 2/3/2011 5:07:44 PM |
kulender | $50.00 | 2/3/2011 5:03:51 PM |
dough-bear | $50.00 | 2/3/2011 5:04:05 PM |
simplelender80 | $200.00 | 2/3/2011 5:05:14 PM |
authoritative-platinum7 | $25.00 | 2/3/2011 5:13:07 PM |
genius520 | $100.00 | 2/3/2011 5:06:51 PM |
2grindstones | $25.00 | 2/3/2011 5:22:29 PM |
liberty-society5 | $25.00 | 2/3/2011 5:09:20 PM |
Artist_Blue | $25.00 | 2/3/2011 5:10:08 PM |
gain-equator | $25.00 | 2/3/2011 5:09:50 PM |
Whipster | $45.49 | 2/3/2011 5:12:27 PM |
shmb6508 | $25.00 | 2/3/2011 5:12:54 PM |
money-baron | $50.00 | 2/3/2011 5:13:02 PM |
SolarMoonshine | $50.00 | 2/3/2011 5:21:41 PM |
DasMula | $25.00 | 2/3/2011 5:42:21 PM |
Jazzy503 | $25.00 | 2/3/2011 8:22:08 PM |
the-revenue-demon | $35.00 | 2/3/2011 7:07:16 PM |
erowis | $55.00 | 2/3/2011 7:54:59 PM |
bughead | $25.00 | 2/3/2011 8:01:45 PM |
kendigme | $25.00 | 2/4/2011 4:01:23 AM |
credit-missile | $100.00 | 2/4/2011 12:41:51 AM |
Leshan | $25.00 | 2/4/2011 6:04:26 AM |
SFBank | $171.73 | 2/4/2011 1:29:31 AM |
loanman2007 | $200.00 | 2/4/2011 5:08:42 AM |
Steffy1976 | $25.00 | 2/4/2011 5:59:18 AM |
Snoopylover | $25.00 | 2/4/2011 6:09:48 AM |
reflective-rupee | $1,000.77 | 2/3/2011 5:06:27 PM |
octoberfresh | $25.00 | 2/3/2011 5:03:27 PM |
velocity-solo | $30.00 | 2/3/2011 5:06:47 PM |
Kash2010lu | $28.00 | 2/3/2011 5:04:22 PM |
jazzlender | $25.00 | 2/3/2011 5:05:50 PM |
suave-dime6 | $25.00 | 2/3/2011 5:08:23 PM |
HamachiMan | $50.00 | 2/3/2011 5:08:55 PM |
one-midas | $50.00 | 2/3/2011 5:39:42 PM |
JustMee | $25.00 | 2/3/2011 5:41:53 PM |
lucrative-transparency0 | $50.00 | 2/3/2011 5:12:34 PM |
profit-powerplant | $25.00 | 2/3/2011 5:12:59 PM |
credit-guard5 | $25.00 | 2/3/2011 5:44:18 PM |
witty-openness | $25.00 | 2/3/2011 6:25:43 PM |
hopeful-truth5 | $200.00 | 2/3/2011 5:56:47 PM |
smear87 | $25.00 | 2/3/2011 6:30:03 PM |
loss-of-control | $150.00 | 2/3/2011 6:40:42 PM |
lovely-order7 | $50.00 | 2/3/2011 6:29:54 PM |
favorite-commerce | $75.00 | 2/3/2011 7:46:37 PM |
coasterman | $25.00 | 2/3/2011 7:38:03 PM |
competent-p2p | $30.00 | 2/3/2011 7:33:21 PM |
VJ_Financial | $50.00 | 2/3/2011 8:53:06 PM |
LKCGICG | $25.00 | 2/3/2011 9:23:35 PM |
phchristensen | $50.00 | 2/3/2011 10:20:01 PM |
BangBros | $100.00 | 2/3/2011 8:25:46 PM |
vutah | $25.00 | 2/3/2011 9:10:00 PM |
serene-capital | $25.00 | 2/4/2011 2:02:55 AM |
mickeyroi | $25.00 | 2/4/2011 12:52:50 AM |
trade-goblin9 | $25.00 | 2/4/2011 4:34:38 AM |
mammalian4 | $25.00 | 2/4/2011 4:45:46 AM |
Moe87 | $26.00 | 2/4/2011 3:37:22 AM |
trevize | $25.00 | 2/4/2011 5:38:28 AM |
Xarach | $28.01 | 2/4/2011 6:21:04 AM |
REITRUST | $25.00 | 2/4/2011 5:56:11 AM |
61 Investments
|
Borrower Payment Dependent Notes Series
492708
This series of Notes was issued and sold upon the funding of the borrower loan #46928, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Feb-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Feb-04-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1986 |
Debt/Income ratio:
| 27% |
Credit score:
| 760-779 (Feb-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
5 | Length of status: | 25y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,061 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| dollar-secret-agent |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto One
Purpose of loan:
Purchase an Auto, I am using my tax return and this money to buy a new auto?
My financial situation:
I have been employed with the same employer for over 28 years, I have never been delinquent even one day on borrowed money.
Monthly net income: $ 3,681
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
jazzlender | $25.00 | 2/4/2011 9:06:15 AM |
profit-powerplant | $25.00 | 2/4/2011 9:10:43 AM |
money-baron | $50.00 | 2/4/2011 9:10:45 AM |
credit-guard5 | $50.00 | 2/4/2011 9:13:04 AM |
hopeful-truth5 | $200.00 | 2/4/2011 9:05:56 AM |
sensible-order2 | $100.00 | 2/4/2011 9:04:27 AM |
dough-bear | $33.75 | 2/4/2011 9:04:33 AM |
simplelender80 | $100.00 | 2/4/2011 9:04:44 AM |
orderly-leverage | $50.00 | 2/4/2011 9:07:48 AM |
nickel-hickory | $50.00 | 2/4/2011 9:06:54 AM |
DHolly | $30.00 | 2/4/2011 9:08:45 AM |
EL_Papin | $25.00 | 2/4/2011 10:13:03 AM |
Artist_Blue | $25.00 | 2/4/2011 9:09:36 AM |
haplender | $50.00 | 2/4/2011 9:19:23 AM |
greencat | $50.00 | 2/4/2011 9:22:49 AM |
top-courteous-peso | $100.00 | 2/4/2011 9:11:15 AM |
investment-artist | $25.00 | 2/4/2011 9:11:38 AM |
DasMula | $100.00 | 2/4/2011 9:17:40 AM |
one-midas | $50.00 | 2/4/2011 9:32:53 AM |
nickel-hickory | $50.00 | 2/4/2011 9:54:34 AM |
RyanM561 | $25.00 | 2/4/2011 9:47:35 AM |
MarvintheMartian | $25.00 | 2/4/2011 10:48:42 AM |
Jorgef741 | $25.00 | 2/4/2011 11:29:39 AM |
leverage-monger | $25.00 | 2/4/2011 10:37:39 AM |
bancoroyal | $50.00 | 2/4/2011 11:55:24 AM |
wild-orange | $41.40 | 2/4/2011 11:58:43 AM |
wonder3 | $25.00 | 2/4/2011 10:48:20 AM |
witty-openness | $25.00 | 2/4/2011 11:17:33 AM |
droopie1 | $25.00 | 2/4/2011 11:22:35 AM |
well-rounded-dinero | $150.00 | 2/4/2011 11:24:30 AM |
red-favorable-basis | $25.00 | 2/4/2011 11:46:53 AM |
balanced-balance6 | $25.00 | 2/4/2011 11:54:28 AM |
suave-dime6 | $25.00 | 2/4/2011 9:08:02 AM |
liberty-society5 | $25.00 | 2/4/2011 9:08:51 AM |
reflective-rupee | $1,000.77 | 2/4/2011 9:01:43 AM |
DasMula | $100.00 | 2/4/2011 9:17:51 AM |
selector568 | $100.00 | 2/4/2011 9:03:57 AM |
kulender | $50.00 | 2/4/2011 9:03:48 AM |
Kash2010lu | $54.00 | 2/4/2011 9:03:59 AM |
gothampark | $25.00 | 2/4/2011 9:44:54 AM |
HamachiMan | $50.00 | 2/4/2011 9:08:32 AM |
liberty-magnate | $100.00 | 2/4/2011 10:06:13 AM |
gain-equator | $25.00 | 2/4/2011 9:09:13 AM |
innovator2 | $50.00 | 2/4/2011 10:13:07 AM |
authoritative-platinum7 | $25.00 | 2/4/2011 9:10:52 AM |
burgeoning-marketplace4 | $25.00 | 2/4/2011 10:24:26 AM |
Wangchuk | $25.00 | 2/4/2011 9:46:03 AM |
nickel-hickory | $50.00 | 2/4/2011 9:54:41 AM |
EL_Papin | $25.00 | 2/4/2011 10:06:31 AM |
EL_Papin | $25.00 | 2/4/2011 10:07:01 AM |
EL_Papin | $25.00 | 2/4/2011 10:13:29 AM |
favorite-commerce | $75.00 | 2/4/2011 11:00:30 AM |
fulfilling-money5 | $75.00 | 2/4/2011 11:18:09 AM |
trade-goblin9 | $50.00 | 2/4/2011 11:28:56 AM |
chererat | $100.00 | 2/4/2011 10:28:50 AM |
VJ_Financial | $150.00 | 2/4/2011 10:48:38 AM |
brwnidgirl | $25.00 | 2/4/2011 11:51:22 AM |
cforell | $65.08 | 2/4/2011 11:18:42 AM |
58 Investments
|
Borrower Payment Dependent Notes Series
492782
This series of Notes was issued and sold upon the funding of the borrower loan #47005, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.55% |
Listing Start date:
| Feb-03-2011 |
Term:
| 36 months | | |
Listing End date:
| Feb-03-2011 |
|
Lender yield:
| 5.55% |
Borrower rate/APR:
| 6.55% / 6.89% |
Monthly payment:
| $153.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.55% | | |
| |
Estimated return*:
| 4.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Mar-2006 |
Debt/Income ratio:
| 17% |
Credit score:
| 740-759 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 6y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,792 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 20% | | |
| |
Homeownership:
| No | | |
Screen name:
| Justice_ak |
Borrower's state:
| Alaska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Closing out High Interest Credit
I am using this loan to pay of a Wells fargo and Chase Card. The interest rate on the cards is in the double digits so this loan will save me a lot of money.? With more financial freedom I plan to invest here at prosper.? Thanks.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
indomitable-coin | $100.00 | 2/3/2011 9:29:11 AM |
sb0453 | $25.00 | 2/3/2011 9:30:11 AM |
organized-payment6 | $25.00 | 2/3/2011 9:30:29 AM |
unclejaef | $25.00 | 2/3/2011 9:30:33 AM |
Centaur | $50.00 | 2/3/2011 9:30:37 AM |
RJN | $25.00 | 2/3/2011 9:28:36 AM |
youqianderen | $50.00 | 2/3/2011 9:34:31 AM |
heavenly-interest9 | $50.00 | 2/3/2011 9:30:07 AM |
Goodthing | $100.00 | 2/3/2011 9:34:41 AM |
CBO-Enterprise | $50.00 | 2/3/2011 9:30:15 AM |
buckeye9 | $50.00 | 2/3/2011 9:30:18 AM |
reflective-rupee | $25.77 | 2/3/2011 9:30:26 AM |
TikPmp1 | $25.00 | 2/3/2011 9:35:32 AM |
ATOHokie | $25.00 | 2/3/2011 9:30:40 AM |
webclimber | $50.00 | 2/3/2011 9:36:14 AM |
Pulchritudinous | $25.00 | 2/3/2011 9:37:12 AM |
jonandmeg21 | $50.00 | 2/3/2011 9:37:50 AM |
vinayski | $25.00 | 2/3/2011 9:43:46 AM |
CashProvider | $100.00 | 2/3/2011 9:34:20 AM |
balance-voyager | $50.00 | 2/3/2011 9:28:32 AM |
fair-funds | $50.00 | 2/3/2011 9:34:33 AM |
minista | $25.00 | 2/3/2011 9:34:35 AM |
kyomoon | $100.00 | 2/3/2011 9:28:57 AM |
ogmanny | $50.00 | 2/3/2011 9:34:46 AM |
fishtale | $25.00 | 2/3/2011 9:29:04 AM |
kanakakm | $50.00 | 2/3/2011 9:34:52 AM |
DukSerduk | $25.00 | 2/3/2011 9:29:06 AM |
forthright-dedication | $25.00 | 2/3/2011 9:35:15 AM |
don8ter | $25.00 | 2/3/2011 9:35:26 AM |
iolaire | $25.00 | 2/3/2011 9:36:31 AM |
skibum65 | $50.00 | 2/3/2011 9:30:09 AM |
investor_101 | $50.00 | 2/3/2011 9:37:04 AM |
g314 | $30.00 | 2/3/2011 9:30:55 AM |
efficient-treasure0 | $25.00 | 2/3/2011 9:38:43 AM |
Artist_Blue | $25.00 | 2/3/2011 9:33:58 AM |
cognizant-rate732 | $25.00 | 2/3/2011 9:34:44 AM |
C_Mark | $100.00 | 2/3/2011 9:34:50 AM |
currency-persimmon | $25.00 | 2/3/2011 9:34:57 AM |
Gr8Deal | $50.00 | 2/3/2011 9:35:20 AM |
cebgop | $25.00 | 2/3/2011 9:35:46 AM |
honorable-yield | $40.00 | 2/3/2011 9:36:23 AM |
Krozy | $50.00 | 2/3/2011 9:37:30 AM |
kulender | $50.00 | 2/3/2011 9:38:33 AM |
boylezz | $50.00 | 2/3/2011 3:23:46 PM |
VBinvestor | $100.00 | 2/3/2011 1:45:31 PM |
money-engine | $25.00 | 2/3/2011 5:15:39 PM |
happy-yield | $34.89 | 2/3/2011 5:44:43 PM |
Phantom99 | $100.00 | 2/3/2011 9:30:21 AM |
syounker | $25.00 | 2/3/2011 9:30:26 AM |
credit-investor5 | $50.00 | 2/3/2011 9:30:31 AM |
EarlyRiser | $250.00 | 2/3/2011 9:31:52 AM |
blot44 | $25.00 | 2/3/2011 9:29:01 AM |
Dan4703 | $25.00 | 2/3/2011 9:29:39 AM |
velocity-solo | $60.00 | 2/3/2011 9:34:14 AM |
acropiloterau2002 | $25.00 | 2/3/2011 9:34:17 AM |
paladin847 | $50.00 | 2/3/2011 9:34:25 AM |
ThomasC | $50.00 | 2/3/2011 9:30:01 AM |
Goodlender42 | $25.00 | 2/3/2011 9:34:48 AM |
Curly-Girly | $25.00 | 2/3/2011 9:30:24 AM |
compoundinterest | $50.00 | 2/3/2011 9:35:04 AM |
tedsrfdude | $50.00 | 2/3/2011 9:30:35 AM |
thedoctor | $100.00 | 2/3/2011 9:35:54 AM |
jazzlender | $25.00 | 2/3/2011 9:30:43 AM |
30Sky | $25.00 | 2/3/2011 9:36:36 AM |
integrity-onator1 | $25.00 | 2/3/2011 9:36:40 AM |
Dollars4Rent | $50.00 | 2/3/2011 9:37:32 AM |
docdekay | $100.00 | 2/3/2011 9:37:47 AM |
Drewkeeper | $25.00 | 2/3/2011 9:44:16 AM |
meux99 | $25.00 | 2/3/2011 9:33:12 AM |
TomDalonajay | $25.00 | 2/3/2011 9:45:28 AM |
larsowe | $35.00 | 2/3/2011 9:34:55 AM |
radforj22 | $75.00 | 2/3/2011 9:29:08 AM |
lender987654321 | $25.00 | 2/3/2011 9:35:11 AM |
perzzz | $50.00 | 2/3/2011 9:35:36 AM |
community-pipeline | $25.00 | 2/3/2011 9:36:10 AM |
BidDaddyBigBucks | $25.00 | 2/3/2011 9:36:48 AM |
WealthBoy | $50.00 | 2/3/2011 9:37:17 AM |
jenkris | $25.00 | 2/3/2011 9:30:39 AM |
availableloan | $25.00 | 2/3/2011 9:37:54 AM |
penny-plato | $25.00 | 2/3/2011 11:30:54 AM |
kirkjerk | $50.00 | 2/3/2011 9:33:37 AM |
one-midas | $25.00 | 2/3/2011 10:01:41 AM |
sensible-order2 | $100.00 | 2/3/2011 9:34:26 AM |
credit-force5 | $50.00 | 2/3/2011 9:34:28 AM |
blukestrel | $50.00 | 2/3/2011 10:28:31 AM |
Mantis75 | $25.00 | 2/3/2011 9:34:53 AM |
kenji4861 | $25.00 | 2/3/2011 9:35:41 AM |
inspired-investment8 | $100.00 | 2/3/2011 9:35:58 AM |
yukongin | $25.00 | 2/3/2011 9:36:05 AM |
octoberfresh | $30.00 | 2/3/2011 9:37:21 AM |
nimble-money0 | $25.00 | 2/3/2011 9:37:27 AM |
hopeful-truth5 | $500.00 | 2/3/2011 11:57:31 AM |
satisfying-exchange3 | $40.00 | 2/3/2011 2:24:26 PM |
RandyL3 | $25.00 | 2/3/2011 4:43:01 PM |
top-magnificent-greenback | $25.00 | 2/3/2011 10:38:45 AM |
point-pinnacle | $25.00 | 2/3/2011 3:27:26 PM |
astute-benjamins | $25.00 | 2/3/2011 4:35:51 PM |
equallender | $50.00 | 2/3/2011 2:34:04 PM |
cash-queen | $70.00 | 2/3/2011 4:27:16 PM |
FundMaker | $25.00 | 2/3/2011 4:34:51 PM |
TemeculaLending | $25.00 | 2/3/2011 4:49:40 PM |
happy-yield | $25.00 | 2/3/2011 5:25:57 PM |
hopeful-truth5 | $9.34 | 2/3/2011 5:50:43 PM |
103 Investments
|
Borrower Payment Dependent Notes Series
492814
This series of Notes was issued and sold upon the funding of the borrower loan #47026, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.55% |
Listing Start date:
| Feb-06-2011 |
Term:
| 36 months | | |
Listing End date:
| Feb-07-2011 |
|
Lender yield:
| 5.55% |
Borrower rate/APR:
| 6.55% / 6.89% |
Monthly payment:
| $153.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.55% | | |
| |
Estimated return*:
| 4.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| 12% |
Credit score:
| 840-859 (Feb-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 17y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Postal Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,362 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| mw47sw |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Repair/Debt Consolidation
Purpose of loan:
This loan will be used to?
help pay for home repair due to snow damage & also debt consolidation.
My financial situation:
I am a good candidate for this loan because? I am 56 years old... have had a steady job with the same government organization for over 17 years... I own a home & am reliable ....Have a good credit rating because I always pay off my debts on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
Tradesmanlender | $50.00 | 2/6/2011 12:03:59 PM |
don8ter | $25.00 | 2/6/2011 12:06:19 PM |
honorable-yield | $40.00 | 2/6/2011 12:06:32 PM |
BaxterEvil | $25.00 | 2/6/2011 12:06:37 PM |
jonandmeg21 | $50.00 | 2/6/2011 12:07:00 PM |
CBO-Enterprise | $50.00 | 2/6/2011 12:07:24 PM |
Centaur | $50.00 | 2/6/2011 12:07:40 PM |
ogmanny | $50.00 | 2/6/2011 12:08:25 PM |
kyomoon | $50.00 | 2/6/2011 12:03:06 PM |
klinebarger | $25.00 | 2/6/2011 12:14:11 PM |
mlkhamilton | $25.00 | 2/6/2011 12:14:31 PM |
ThomasC | $50.00 | 2/6/2011 12:03:44 PM |
cashhelp | $60.00 | 2/6/2011 12:02:29 PM |
CashProvider | $100.00 | 2/6/2011 12:06:08 PM |
currency-persimmon | $25.00 | 2/6/2011 12:06:13 PM |
kenji4861 | $25.00 | 2/6/2011 12:06:24 PM |
velocity-solo | $60.00 | 2/6/2011 12:08:07 PM |
sensible-order2 | $100.00 | 2/6/2011 12:08:17 PM |
youqianderen | $50.00 | 2/6/2011 12:08:23 PM |
TikPmp1 | $25.00 | 2/6/2011 12:06:22 PM |
iolaire | $25.00 | 2/6/2011 12:06:33 PM |
organized-payment6 | $25.00 | 2/6/2011 12:06:55 PM |
Phantom99 | $100.00 | 2/6/2011 12:07:29 PM |
paladin847 | $50.00 | 2/6/2011 12:08:14 PM |
shellstar | $25.00 | 2/6/2011 1:53:26 PM |
elegant-income3 | $50.00 | 2/6/2011 2:07:34 PM |
BidDaddyBigBucks | $25.00 | 2/6/2011 12:12:03 PM |
skuba | $50.00 | 2/6/2011 12:13:45 PM |
revenue-trombone5 | $25.00 | 2/6/2011 12:14:37 PM |
blot44 | $25.00 | 2/6/2011 12:14:34 PM |
bughead | $25.00 | 2/6/2011 12:34:08 PM |
abnvette | $25.00 | 2/6/2011 9:07:41 PM |
one-midas | $50.00 | 2/6/2011 2:47:07 PM |
Chosen-one | $25.00 | 2/6/2011 4:00:05 PM |
openness-viking | $100.00 | 2/6/2011 6:11:33 PM |
manfromMaine | $25.00 | 2/7/2011 8:47:19 AM |
mroew | $27.12 | 2/7/2011 9:05:54 AM |
cash-queen | $25.00 | 2/6/2011 9:37:26 PM |
kulender | $100.00 | 2/7/2011 5:56:39 AM |
indomitable-coin | $50.00 | 2/7/2011 6:55:45 AM |
Planecourage | $43.37 | 2/7/2011 10:23:26 AM |
benjamins-utopia | $100.00 | 2/7/2011 10:36:16 AM |
top-note-jamboree | $50.00 | 2/7/2011 10:16:59 AM |
VBinvestor | $100.00 | 2/7/2011 10:45:03 AM |
auction-workhorse679 | $25.00 | 2/7/2011 11:19:51 AM |
Artist_Blue | $25.00 | 2/7/2011 12:00:37 PM |
surfsider123 | $25.00 | 2/7/2011 11:28:02 AM |
cash-queen | $50.00 | 2/7/2011 11:47:38 AM |
cebgop | $25.00 | 2/6/2011 12:06:25 PM |
nimble-money0 | $25.00 | 2/6/2011 12:06:34 PM |
DukSerduk | $25.00 | 2/6/2011 12:06:50 PM |
tedsrfdude | $50.00 | 2/6/2011 12:07:35 PM |
jenkris | $25.00 | 2/6/2011 12:07:45 PM |
Goodlender42 | $25.00 | 2/6/2011 12:08:28 PM |
Bieling | $25.00 | 2/6/2011 12:01:32 PM |
selector568 | $50.00 | 2/6/2011 12:02:05 PM |
be_wise | $25.00 | 2/6/2011 12:02:53 PM |
truth-image | $50.00 | 2/6/2011 12:14:13 PM |
vine99 | $100.00 | 2/6/2011 12:01:44 PM |
FundMaker | $25.00 | 2/6/2011 12:02:22 PM |
TexasLender2007 | $50.00 | 2/6/2011 12:02:40 PM |
docdekay | $100.00 | 2/6/2011 12:22:25 PM |
Pulchritudinous | $25.00 | 2/6/2011 12:06:04 PM |
kanakakm | $50.00 | 2/6/2011 12:06:11 PM |
compoundinterest | $50.00 | 2/6/2011 12:06:17 PM |
community-pipeline | $25.00 | 2/6/2011 12:06:30 PM |
credit-investor5 | $50.00 | 2/6/2011 12:06:58 PM |
meux99 | $25.00 | 2/6/2011 12:08:04 PM |
acropiloterau2002 | $25.00 | 2/6/2011 12:08:11 PM |
credit-force5 | $50.00 | 2/6/2011 12:08:19 PM |
thedoctor | $100.00 | 2/6/2011 12:06:27 PM |
a-responsible-return | $50.00 | 2/6/2011 12:06:40 PM |
heavenly-interest9 | $50.00 | 2/6/2011 12:07:18 PM |
unclejaef | $25.00 | 2/6/2011 12:07:31 PM |
C_Mark | $100.00 | 2/6/2011 12:08:31 PM |
vutah | $25.00 | 2/6/2011 2:01:18 PM |
kid8549 | $25.00 | 2/6/2011 12:16:22 PM |
visionary-currency | $50.00 | 2/6/2011 12:14:05 PM |
Havana21 | $200.00 | 2/6/2011 12:16:19 PM |
Uncle_Scrooge | $50.00 | 2/6/2011 1:20:58 PM |
John_Galt | $35.00 | 2/6/2011 10:25:47 PM |
CE88 | $100.00 | 2/7/2011 12:57:36 AM |
swissbanker | $25.00 | 2/7/2011 7:05:16 AM |
octoberfresh | $25.00 | 2/7/2011 7:10:41 AM |
BlessedEveryDay | $30.00 | 2/6/2011 2:33:18 PM |
reflective-rupee | $250.77 | 2/6/2011 8:06:57 PM |
lucabratsie | $40.00 | 2/6/2011 8:15:43 PM |
asset-pilot | $53.60 | 2/6/2011 9:49:42 PM |
point-pinnacle | $25.00 | 2/6/2011 9:25:41 PM |
sandeepPR | $25.00 | 2/7/2011 12:10:11 AM |
dollarboy | $25.00 | 2/7/2011 1:27:55 AM |
Moneypenny6 | $25.00 | 2/7/2011 5:58:07 AM |
hopeful-truth5 | $200.00 | 2/7/2011 7:32:49 AM |
degster | $25.00 | 2/7/2011 9:34:57 AM |
outofoffice | $75.00 | 2/7/2011 7:57:11 AM |
restless-balance9 | $50.00 | 2/7/2011 7:59:22 AM |
Nasdaq | $25.00 | 2/7/2011 10:35:30 AM |
epar | $50.00 | 2/7/2011 9:34:11 AM |
hopeful-truth5 | $85.14 | 2/7/2011 12:14:51 PM |
blLending | $25.00 | 2/7/2011 12:12:07 PM |
freetolive | $25.00 | 2/7/2011 12:13:15 PM |
101 Investments
|
Borrower Payment Dependent Notes Series
492996
This series of Notes was issued and sold upon the funding of the borrower loan #46922, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Feb-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Feb-07-2011 |
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 28.49% |
Monthly payment:
| $139.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 13.60% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-2002 |
Debt/Income ratio:
| 18% |
Credit score:
| 660-679 (Feb-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
8 | Length of status: | 0y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,389 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| |
Homeownership:
| No | | |
Screen name:
| acumen84 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 40 ( 95% )
| 660-679 (Latest)
|
Principal borrowed:
| $13,000.00 | < 31 days late:
| 2
( 5% )
| 680-699
(Apr-2008)
700-719
(May-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 42 | | |
Description
Moving and relocation expenses
Purpose of loan:
I just took a new job in New York City, so I need to relocate and cover several short term big expenses.
This loan will be used to cover my moving and relocation expenses, and to pay for my registration for the
CFA (Chartered Financial Analyst) program.
I am sure I can comfortably make the payments once I get settled, but I just need to cover immediate pressing expenses.
Monthly net income: $5,400
Monthly expenses: $3,810
??Housing: $1,600
??Utilities: $100
??Phone, cable, internet: $160
??Food, entertainment: $800
??Clothing, household expenses $200
??Credit cards and other loans: $700
??Subway expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $66.33 | 2/7/2011 9:00:58 AM |
113121 | $400.00 | 2/7/2011 9:01:11 AM |
Investoman | $50.00 | 2/7/2011 9:08:59 AM |
B-rad_the_Coug | $25.00 | 2/7/2011 9:01:03 AM |
kulender | $50.00 | 2/7/2011 9:01:43 AM |
brightest-income-hunter | $50.00 | 2/7/2011 10:19:31 AM |
profit-powerplant | $25.00 | 2/7/2011 9:07:39 AM |
benjamins-utopia | $50.00 | 2/7/2011 10:37:03 AM |
Nasdaq | $25.00 | 2/7/2011 10:39:17 AM |
orderly-leverage | $50.00 | 2/7/2011 9:06:25 AM |
papaloha | $25.00 | 2/7/2011 9:09:39 AM |
hillerod | $25.00 | 2/7/2011 10:43:42 AM |
gain-equator | $25.00 | 2/7/2011 9:07:28 AM |
investment-artist | $25.00 | 2/7/2011 9:14:43 AM |
MoneyForNothing | $18.26 | 2/7/2011 11:02:31 AM |
reflective-rupee | $500.77 | 2/7/2011 9:18:18 AM |
EngineersAlliance | $100.00 | 2/7/2011 9:21:33 AM |
MoneyForNothing | $61.07 | 2/7/2011 9:26:50 AM |
greencat | $50.00 | 2/7/2011 9:58:59 AM |
musegaze | $100.00 | 2/7/2011 9:38:16 AM |
moola-monger9 | $50.00 | 2/7/2011 9:43:33 AM |
wealth-pipeline | $25.00 | 2/7/2011 10:54:25 AM |
squarebob | $25.00 | 2/7/2011 11:02:27 AM |
grnii78 | $100.00 | 2/7/2011 9:01:23 AM |
HamachiMan | $50.00 | 2/7/2011 9:06:54 AM |
five-star-note | $400.00 | 2/7/2011 9:28:57 AM |
sensible-order2 | $100.00 | 2/7/2011 9:02:14 AM |
FinanceEngine | $30.00 | 2/7/2011 9:37:00 AM |
jazzlender | $25.00 | 2/7/2011 9:02:53 AM |
2grindstones | $25.00 | 2/7/2011 9:41:32 AM |
bobd32 | $50.00 | 2/7/2011 10:13:51 AM |
simplelender80 | $100.00 | 2/7/2011 9:02:31 AM |
selector568 | $50.00 | 2/7/2011 9:03:51 AM |
authoritative-platinum7 | $25.00 | 2/7/2011 9:07:46 AM |
ultimate-peace | $50.00 | 2/7/2011 9:08:14 AM |
JerryB96 | $25.00 | 2/7/2011 10:38:34 AM |
suave-dime6 | $25.00 | 2/7/2011 9:06:38 AM |
deegeeman | $50.00 | 2/7/2011 9:08:51 AM |
genius520 | $100.00 | 2/7/2011 9:09:05 AM |
businessguy29 | $25.00 | 2/7/2011 10:46:53 AM |
Kash2010lu | $25.00 | 2/7/2011 9:33:33 AM |
golffish2 | $100.00 | 2/7/2011 9:36:02 AM |
loanman2007 | $150.00 | 2/7/2011 9:41:38 AM |
bondhedger | $25.00 | 2/7/2011 9:46:53 AM |
Scotcha | $50.00 | 2/7/2011 9:51:29 AM |
DenimCapital | $48.57 | 2/7/2011 10:25:34 AM |
NekHoldings | $25.00 | 2/7/2011 10:30:15 AM |
MarvintheMartian | $25.00 | 2/7/2011 10:52:48 AM |
48 Investments
|
Borrower Payment Dependent Notes Series
493024
This series of Notes was issued and sold upon the funding of the borrower loan #47001, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,900.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.70% |
Listing Start date:
| Feb-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Feb-08-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 21.34% |
Monthly payment:
| $104.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.60% | | |
| |
Estimated return*:
| 8.90% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1991 |
Debt/Income ratio:
| 10% |
Credit score:
| 700-719 (Feb-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 13y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,961 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| compassion-seagull5 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 8 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(May-2010)
|
Principal balance:
| $0.09 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 8 | | |
Description
MIdas 320
Purpose of loan:
This loan will be used to?Buy a small mixing console for a future business I am setting up for after retirement.
My financial situation:
I am a good candidate for this loan because?Despite the iditiotic Prosper/Experian rating of "C",with no delinquent payments to ANYONE, in fact, paying off my last Prosper loan with over 2 years left in the agreement, I pay my debts and bills.
Monthly net income: $ About 3200.00
Monthly expenses: $
??Housing: $ 750.00
??Insurance: $ 100.00 for all.
??Car expenses: $ 240.00
??Utilities: $ 250.00
??Phone, cable, internet: $?200.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 200.00
??Credit cards and other loans: $ 300.00
??Other expenses: $ Please understand that all of the above expenses are split down the middle with my wife.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
vine99 | $50.00 | 2/8/2011 9:00:54 AM |
benjamins-utopia | $100.00 | 2/8/2011 9:03:16 AM |
credit-investor5 | $50.00 | 2/8/2011 9:03:26 AM |
HamachiMan | $50.00 | 2/8/2011 9:10:16 AM |
liberty-society5 | $25.00 | 2/8/2011 9:10:35 AM |
reflective-rupee | $100.77 | 2/8/2011 9:17:26 AM |
HenlopenCapital | $25.00 | 2/8/2011 10:02:27 AM |
bondhedger | $25.00 | 2/8/2011 10:16:48 AM |
kulender | $100.00 | 2/8/2011 9:02:42 AM |
melodious-fairness | $100.00 | 2/8/2011 9:03:23 AM |
investment-artist | $25.00 | 2/8/2011 9:03:27 AM |
simplelender80 | $100.00 | 2/8/2011 9:03:56 AM |
fishintime | $100.00 | 2/8/2011 9:08:35 AM |
velocity-solo | $50.00 | 2/8/2011 9:08:40 AM |
jenkris | $25.00 | 2/8/2011 9:10:03 AM |
gain-equator | $25.00 | 2/8/2011 9:10:52 AM |
skuba | $50.00 | 2/8/2011 9:11:56 AM |
grf1945 | $30.00 | 2/8/2011 9:12:15 AM |
interstellar | $75.00 | 2/8/2011 9:16:41 AM |
LittleMingo | $30.00 | 2/8/2011 9:31:34 AM |
DasMula | $37.84 | 2/8/2011 9:19:35 AM |
golffish2 | $100.00 | 2/8/2011 9:21:04 AM |
LSAR | $30.00 | 2/8/2011 9:25:47 AM |
wise-benjamins-fortress | $25.00 | 2/8/2011 10:14:28 AM |
witty-openness | $25.00 | 2/8/2011 10:15:17 AM |
1stBankAndHal | $25.00 | 2/8/2011 9:01:58 AM |
enchanted-yield4 | $50.00 | 2/8/2011 9:08:47 AM |
american6 | $100.00 | 2/8/2011 9:08:56 AM |
sensible-order2 | $100.00 | 2/8/2011 9:09:27 AM |
Tradesmanlender | $35.00 | 2/8/2011 9:10:27 AM |
bold-durability-drum | $100.00 | 2/8/2011 9:10:40 AM |
EngineersAlliance | $100.00 | 2/8/2011 9:14:16 AM |
Wangchuk | $25.00 | 2/8/2011 9:55:04 AM |
GeorgiaGator | $49.09 | 2/8/2011 9:01:35 AM |
debt-force | $25.00 | 2/8/2011 9:03:01 AM |
enthralling-deal180 | $75.00 | 2/8/2011 9:01:49 AM |
jazzlender | $25.00 | 2/8/2011 9:03:49 AM |
BoCo | $30.25 | 2/8/2011 9:06:30 AM |
commerce-yeller | $25.00 | 2/8/2011 9:05:17 AM |
one-midas | $50.00 | 2/8/2011 9:09:45 AM |
marketplace-cello5 | $25.00 | 2/8/2011 9:09:03 AM |
genius520 | $100.00 | 2/8/2011 9:12:36 AM |
evergreen16 | $500.00 | 2/8/2011 9:27:06 AM |
2grindstones | $25.00 | 2/8/2011 9:23:55 AM |
cul8rv8 | $25.00 | 2/8/2011 9:48:02 AM |
Nerdster1 | $35.05 | 2/8/2011 9:59:16 AM |
american-investor | $25.00 | 2/8/2011 9:55:40 AM |
47 Investments
|
Borrower Payment Dependent Notes Series
493062
This series of Notes was issued and sold upon the funding of the borrower loan #46937, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Feb-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Feb-08-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1980 |
Debt/Income ratio:
| 56% |
Credit score:
| 720-739 (Feb-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 26
/
24 | Length of status: | 12y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 62 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $81,142 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| moeller02 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 52 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $15,400.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Aug-2009)
720-739
(Jul-2009)
680-699
(Jan-2008)
|
Principal balance:
| $3,375.43 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 52 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidated a couple of credit cards.
My financial situation:
I am a good candidate for this loan because I have paid off (1) prosper loan and currently have paid (16) months on another prosper loan. Also, I have never been late or missed a payment on any of my debts.
Monthly net income: $ 3,822
Monthly expenses:?
??Housing: $ 1,091
??Insurance: $ 100
??Car expenses: $ 213
??Utilities: $ 150
??Phone, cable, internet: $?
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 1,050
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
kulender | $50.00 | 2/7/2011 5:01:37 PM |
reflective-rupee | $750.77 | 2/7/2011 5:07:35 PM |
papaloha | $25.00 | 2/7/2011 5:08:52 PM |
musegaze | $100.00 | 2/7/2011 5:09:19 PM |
investment-artist | $25.00 | 2/7/2011 5:01:16 PM |
orange-rapid-benjamins | $50.00 | 2/7/2011 6:46:56 PM |
wonder3 | $25.00 | 2/7/2011 6:51:21 PM |
suave-dime6 | $25.00 | 2/7/2011 5:01:13 PM |
Core-Marketing | $25.00 | 2/7/2011 5:01:24 PM |
simplelender80 | $200.00 | 2/7/2011 5:02:44 PM |
jazzlender | $25.00 | 2/7/2011 5:03:06 PM |
orderly-leverage | $50.00 | 2/7/2011 5:05:30 PM |
Kash2010lu | $54.00 | 2/7/2011 5:03:31 PM |
HamachiMan | $50.00 | 2/7/2011 5:06:13 PM |
liberty-society5 | $25.00 | 2/7/2011 5:06:29 PM |
nickel-hickory | $25.00 | 2/7/2011 5:04:45 PM |
2grindstones | $25.00 | 2/7/2011 10:46:55 PM |
deegeeman | $50.00 | 2/7/2011 5:08:14 PM |
gain-equator | $25.00 | 2/7/2011 5:07:00 PM |
profit-powerplant | $25.00 | 2/7/2011 5:07:18 PM |
genius520 | $100.00 | 2/7/2011 5:08:22 PM |
DasMula | $57.00 | 2/7/2011 5:15:06 PM |
finance-prescription | $50.00 | 2/7/2011 5:09:51 PM |
RyanTH9893 | $25.00 | 2/7/2011 6:12:14 PM |
credit-guard5 | $25.00 | 2/7/2011 6:19:48 PM |
return-grizzly | $100.00 | 2/8/2011 1:17:38 AM |
witty-openness | $25.00 | 2/8/2011 2:37:16 AM |
supreme-hope | $25.00 | 2/7/2011 6:22:06 PM |
RainyDayFunds | $25.00 | 2/7/2011 6:34:56 PM |
the-kindness-honker | $25.00 | 2/7/2011 7:48:43 PM |
restless-dime | $50.00 | 2/7/2011 8:29:45 PM |
chameleon125 | $250.00 | 2/8/2011 6:48:02 AM |
contract-lionheart | $41.49 | 2/7/2011 8:09:17 PM |
realtormoises | $25.00 | 2/7/2011 8:10:27 PM |
siv | $50.00 | 2/8/2011 8:17:45 AM |
impala6464 | $200.00 | 2/8/2011 1:58:04 AM |
squarebob | $25.00 | 2/8/2011 4:58:04 AM |
AF-Chief | $50.00 | 2/8/2011 1:08:40 AM |
RyanM561 | $25.00 | 2/8/2011 5:46:13 AM |
Feyenoord | $25.00 | 2/8/2011 1:10:13 AM |
Mikale360 | $25.00 | 2/8/2011 6:00:11 AM |
loanman2007 | $75.00 | 2/8/2011 6:00:55 AM |
Artist_Blue | $25.00 | 2/8/2011 6:07:40 AM |
platinum-czar | $100.00 | 2/8/2011 7:07:17 AM |
The-Helper | $50.00 | 2/8/2011 7:14:33 AM |
payout-bridge | $700.00 | 2/8/2011 7:47:25 AM |
sturdy-peace9 | $100.00 | 2/8/2011 8:13:46 AM |
ramst41 | $25.00 | 2/8/2011 7:02:46 AM |
greencat | $50.00 | 2/8/2011 7:04:58 AM |
113121 | $200.00 | 2/8/2011 10:45:36 AM |
brightest-dignified-penny | $25.00 | 2/8/2011 10:44:12 AM |
atlmoneyman | $31.69 | 2/8/2011 12:00:43 PM |
indomitable-dedication | $50.00 | 2/8/2011 1:30:59 PM |
deepblue34 | $30.00 | 2/8/2011 4:26:12 PM |
sweety075 | $25.00 | 2/8/2011 4:50:26 PM |
Moe87 | $68.69 | 2/8/2011 5:19:51 PM |
UCLA4life | $32.26 | 2/8/2011 5:23:06 PM |
alaskakid | $27.50 | 2/8/2011 5:54:05 PM |
natural-trade7 | $19.44 | 2/8/2011 6:01:42 PM |
jhouman | $25.00 | 2/7/2011 5:02:14 PM |
upbeat-finance8 | $50.00 | 2/7/2011 7:43:08 PM |
grnii78 | $25.00 | 2/7/2011 5:01:18 PM |
sensible-order2 | $100.00 | 2/7/2011 5:02:33 PM |
open-minded-fund9 | $150.00 | 2/7/2011 8:25:37 PM |
authoritative-platinum7 | $25.00 | 2/7/2011 5:07:28 PM |
benjamins-utopia | $50.00 | 2/7/2011 5:09:35 PM |
MoneyForNothing | $68.54 | 2/7/2011 5:15:20 PM |
Investoman | $50.00 | 2/8/2011 1:23:42 AM |
kendigme | $25.00 | 2/8/2011 2:11:13 AM |
mrreynol | $25.00 | 2/8/2011 4:37:43 AM |
droopie1 | $25.00 | 2/7/2011 7:07:52 PM |
FarmersBank | $52.03 | 2/7/2011 7:14:45 PM |
SouthernRemarketing | $25.00 | 2/8/2011 6:34:56 AM |
PeePaw | $25.00 | 2/7/2011 8:29:09 PM |
commitment-orbiter5 | $50.00 | 2/7/2011 8:06:16 PM |
favorite-commerce | $50.00 | 2/7/2011 8:10:13 PM |
foothillender | $25.00 | 2/8/2011 7:02:18 AM |
VikingLender | $25.00 | 2/7/2011 8:54:19 PM |
HammerSmith | $50.00 | 2/7/2011 9:23:16 PM |
transformer855 | $100.00 | 2/7/2011 10:07:08 PM |
investment-artist | $25.00 | 2/8/2011 8:10:29 AM |
chrisb1414 | $25.00 | 2/8/2011 8:38:29 AM |
whatreality | $25.00 | 2/8/2011 3:10:13 AM |
NekHoldings | $25.00 | 2/8/2011 3:50:32 AM |
hopeful-truth5 | $400.00 | 2/8/2011 4:27:04 AM |
travels536 | $75.00 | 2/8/2011 5:11:57 AM |
blitzen40 | $50.00 | 2/8/2011 6:35:06 AM |
HenlopenCapital | $26.53 | 2/8/2011 10:03:32 AM |
important-openness1 | $50.00 | 2/8/2011 1:37:41 PM |
jchurchi | $50.00 | 2/8/2011 3:33:50 PM |
grnii78 | $200.00 | 2/8/2011 9:24:45 AM |
silver-enlightenment0 | $120.00 | 2/8/2011 10:47:43 AM |
whatreality | $25.00 | 2/8/2011 11:50:55 AM |
Jordan1123 | $25.00 | 2/8/2011 12:52:48 PM |
SkinnyFish | $50.00 | 2/8/2011 1:12:07 PM |
SolarMoonshine | $25.00 | 2/8/2011 3:54:49 PM |
vutah | $25.00 | 2/8/2011 4:34:05 PM |
valiant-money | $30.00 | 2/8/2011 4:22:22 PM |
Leshan | $140.06 | 2/8/2011 4:37:02 PM |
FinanceEngine | $25.00 | 2/8/2011 5:32:16 PM |
larryboy10 | $50.00 | 2/8/2011 5:56:22 PM |
bizzzond | $500.00 | 2/8/2011 5:37:11 PM |
Bob450 | $25.00 | 2/8/2011 5:58:16 PM |
103 Investments
|
Borrower Payment Dependent Notes Series
493142
This series of Notes was issued and sold upon the funding of the borrower loan #46904, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Feb-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Feb-07-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jan-1982 |
Debt/Income ratio:
| 9% |
Credit score:
| 700-719 (Feb-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 10y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 57 |
Occupation: | Doctor |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $34,405 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| morgabe |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 18 ( 53% )
| 700-719 (Latest)
|
Principal borrowed:
| $26,000.00 | < 31 days late:
| 16
( 47% )
| 700-719
(Oct-2010)
700-719
(Aug-2010)
700-719
(Jul-2010)
700-719
(Jun-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 34 | | |
Description
Third Loan! Low DTI!
Purpose of loan:
This loan will be used to? fix the siding on our house and finish consolidating.
My financial situation:
I am a good candidate for this loan because?
I've paid off two Prosper loans without any problems and Prosper considers us in good standing.? Our revolving credit is about $20,000 but the bureaus haven't caught up and are reporting too high!
Monthly net income: $ 21,000
Monthly expenses: $ Monthly net income: $20,000 (not including Reserve duty)
Monthly expenses: 11,917.00 (approx)
??Housing: 4000 (PITI)
??Insurance: 1150
??Car expenses: 1500
??Utilities:?400?
??Phone, cable, internet: 450
??Food, entertainment: 1000
??Clothing, household expenses?750?
??Credit cards and other loans: 2000.00
??Medical Dues: 125Taxes: 542
Thank you for considering my new request!
Information in the Description is not verified.
Friends And Family Investments
MilitaryLoans has invested a total of
$1,893.09.
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
kulender | $50.00 | 2/7/2011 5:01:47 PM |
jhouman | $25.00 | 2/7/2011 5:02:18 PM |
simplelender80 | $200.00 | 2/7/2011 5:02:48 PM |
suave-dime6 | $25.00 | 2/7/2011 5:05:58 PM |
HamachiMan | $50.00 | 2/7/2011 5:06:21 PM |
papaloha | $25.00 | 2/7/2011 5:08:58 PM |
lending-theory | $25.00 | 2/7/2011 6:11:39 PM |
sensible-order2 | $100.00 | 2/7/2011 5:02:37 PM |
selector568 | $100.00 | 2/7/2011 5:03:29 PM |
Kash2010lu | $54.00 | 2/7/2011 5:03:35 PM |
orderly-leverage | $50.00 | 2/7/2011 5:05:37 PM |
jazzlender | $25.00 | 2/7/2011 5:03:44 PM |
profit-powerplant | $25.00 | 2/7/2011 5:07:24 PM |
thrifty-capital | $25.00 | 2/7/2011 5:05:54 PM |
liberty-society5 | $25.00 | 2/7/2011 5:06:31 PM |
DasMula | $100.00 | 2/7/2011 5:09:09 PM |
deegeeman | $50.00 | 2/7/2011 5:08:18 PM |
one-midas | $25.00 | 2/7/2011 5:12:17 PM |
penny-plato | $25.00 | 2/7/2011 5:16:45 PM |
hookUup | $100.00 | 2/7/2011 6:09:53 PM |
reflective-rupee | $300.77 | 2/7/2011 5:02:55 PM |
gain-equator | $25.00 | 2/7/2011 5:07:05 PM |
authoritative-platinum7 | $25.00 | 2/7/2011 5:07:31 PM |
musegaze | $100.00 | 2/7/2011 5:09:24 PM |
finance-prescription | $50.00 | 2/7/2011 5:09:54 PM |
sweety075 | $25.00 | 2/7/2011 6:01:23 PM |
SFBank | $122.14 | 2/7/2011 5:02:11 PM |
genius520 | $100.00 | 2/7/2011 5:08:27 PM |
benjamins-utopia | $50.00 | 2/7/2011 5:09:38 PM |
DasMula | $100.00 | 2/7/2011 5:09:47 PM |
seadrg | $25.00 | 2/7/2011 5:35:48 PM |
simiray | $55.00 | 2/7/2011 5:16:27 PM |
Wangchuk | $25.00 | 2/7/2011 5:26:58 PM |
MilitaryLoans | $1,893.09 | 2/7/2011 6:21:59 PM |
34 Investments
|
Borrower Payment Dependent Notes Series
490231
This series of Notes was issued and sold upon the funding of the borrower loan #47044, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Jan-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-30-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $306.15 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1983 |
Debt/Income ratio:
| 24% |
Credit score:
| 700-719 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 30y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,478 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 77% | | |
| |
Homeownership:
| No | | |
Screen name:
| green-preeminant-platinum |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
pjay's loan equest
Purpose of loan:
This loan will be used to?purchase ingredients and packaging material for food manufacturing business
My financial situation:
I am a good candidate for this loan because? I have maintained stability with my employment as I have been with the same company for over 30 years and have worked in different positions.
Monthly net income: $2475
Monthly expenses: $
??Housing: $ n/a
??Insurance: $?217??Car expenses: $?552??Utilities: $ n/a
??Phone, cable, internet: $ n/a
??Food, entertainment: $ 200
??Clothing, household expenses $?150??Credit cards and other loans: $200??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
Speculator | $50.00 | 1/27/2011 5:43:15 PM |
loyalist1 | $50.00 | 1/27/2011 5:43:18 PM |
genius520 | $100.00 | 1/27/2011 5:47:06 PM |
tech310 | $50.00 | 1/27/2011 5:48:32 PM |
well-mannered-income3 | $25.00 | 1/27/2011 6:48:29 PM |
Bob450 | $25.00 | 1/27/2011 9:31:09 PM |
GoldenGo4 | $50.00 | 1/27/2011 11:32:10 PM |
Angel_Investor_7 | $25.00 | 1/28/2011 6:33:06 AM |
red-favorable-basis | $25.00 | 1/28/2011 5:45:56 AM |
helping-out | $35.00 | 1/28/2011 10:28:09 AM |
jazzlender | $25.00 | 1/28/2011 1:18:29 PM |
worthy-bid8 | $50.00 | 1/28/2011 3:24:28 PM |
leverage-monger | $25.00 | 1/28/2011 3:57:34 PM |
orderly-leverage | $50.00 | 1/28/2011 4:52:58 PM |
credit-force5 | $50.00 | 1/28/2011 11:38:31 PM |
deal-promiser1 | $50.00 | 1/28/2011 8:08:06 PM |
Gibbyland | $50.00 | 1/28/2011 11:43:20 PM |
6moonbeams | $50.00 | 1/29/2011 2:36:11 AM |
kulender | $50.00 | 1/29/2011 3:04:40 AM |
PatRichi | $25.00 | 1/29/2011 3:21:09 AM |
musegaze | $100.00 | 1/29/2011 2:52:08 AM |
the-profit-oracle | $25.00 | 1/29/2011 4:04:16 AM |
seisen | $47.46 | 1/29/2011 2:21:21 AM |
thrifty-return | $30.00 | 1/29/2011 4:02:17 AM |
graceful-investment | $79.33 | 1/29/2011 4:32:32 AM |
agiovasil | $25.00 | 1/29/2011 3:48:56 AM |
DonaldColorado | $27.15 | 1/29/2011 3:49:21 AM |
bnlforever | $25.00 | 1/29/2011 3:50:46 AM |
money-bauble | $100.00 | 1/29/2011 5:30:22 AM |
payment-gusto | $25.00 | 1/29/2011 5:19:08 AM |
handshake5 | $100.00 | 1/29/2011 5:43:20 AM |
golffish2 | $100.00 | 1/29/2011 8:31:33 AM |
LAM26 | $25.00 | 1/29/2011 8:54:17 AM |
lowcostmoney | $25.00 | 1/29/2011 11:32:57 AM |
richboy56 | $25.00 | 1/29/2011 4:34:27 PM |
Max8319 | $25.00 | 1/29/2011 6:19:08 PM |
SDNLR | $25.00 | 1/29/2011 8:22:55 PM |
DER | $50.00 | 1/29/2011 8:53:03 PM |
MALJAR | $25.00 | 1/30/2011 12:38:58 AM |
resource777 | $25.00 | 1/30/2011 5:22:52 AM |
jubilant-auction5 | $25.00 | 1/29/2011 11:28:48 PM |
aggresive-nickel2 | $25.00 | 1/30/2011 3:09:14 AM |
Ananya | $25.00 | 1/30/2011 7:04:32 AM |
melodious-openness | $100.00 | 1/30/2011 6:08:37 AM |
shred123 | $50.00 | 1/30/2011 7:17:59 AM |
hard-working-loot | $25.00 | 1/30/2011 9:25:57 AM |
freeskier626 | $50.00 | 1/30/2011 10:14:55 AM |
green-ore-expert | $50.00 | 1/30/2011 10:30:23 AM |
Davidson2 | $50.00 | 1/30/2011 11:02:55 AM |
Kqwik | $25.00 | 1/30/2011 11:40:46 AM |
Darkjimson | $50.00 | 1/30/2011 12:05:57 PM |
ITExec | $41.17 | 1/30/2011 12:04:46 PM |
Jack55304 | $100.00 | 1/30/2011 12:06:35 PM |
ThatDanGuy | $50.00 | 1/30/2011 12:06:55 PM |
investmentgroup | $25.00 | 1/30/2011 12:07:02 PM |
momoney2lend | $25.00 | 1/30/2011 12:07:22 PM |
first-upright-payout | $25.00 | 1/30/2011 12:06:54 PM |
wtrboy | $47.95 | 1/30/2011 12:07:29 PM |
lendingstar | $26.33 | 1/30/2011 12:07:09 PM |
CSUgrad08 | $25.00 | 1/30/2011 12:07:51 PM |
sk8ndive | $25.00 | 1/30/2011 12:07:40 PM |
rhightower003 | $25.00 | 1/30/2011 12:08:09 PM |
income-excellence1 | $44.63 | 1/30/2011 12:08:14 PM |
suave-dime6 | $25.00 | 1/30/2011 12:09:17 PM |
dollar-sonnet3 | $32.49 | 1/30/2011 12:09:20 PM |
inkplj | $49.01 | 1/30/2011 12:09:50 PM |
bill-solo | $25.00 | 1/30/2011 12:09:44 PM |
Au-Ag-Pt | $28.17 | 1/30/2011 12:04:23 PM |
courteous-kindness1 | $46.48 | 1/30/2011 12:05:50 PM |
ChuckieG | $26.00 | 1/30/2011 12:06:10 PM |
zipemdown | $47.46 | 1/30/2011 12:06:52 PM |
cda3 | $50.00 | 1/30/2011 1:43:36 PM |
cospilot | $25.00 | 1/30/2011 12:07:36 PM |
hope-eagle6 | $25.00 | 1/30/2011 12:08:36 PM |
famous-hope | $25.00 | 1/30/2011 12:08:44 PM |
natural-greenback6 | $25.00 | 1/30/2011 12:08:56 PM |
credit-wheel7 | $25.00 | 1/30/2011 12:09:04 PM |
rytrearc | $25.00 | 1/30/2011 2:15:28 PM |
ingenious-deal6 | $25.00 | 1/30/2011 3:47:08 PM |
quest0 | $25.00 | 1/30/2011 4:04:21 PM |
red_spade | $40.00 | 1/30/2011 4:25:54 PM |
thatguyoverseas | $35.00 | 1/30/2011 3:18:26 PM |
competent-p2p | $40.00 | 1/30/2011 4:53:01 PM |
Hokies | $25.00 | 1/30/2011 6:30:18 PM |
income-sage9 | $50.00 | 1/30/2011 7:57:30 PM |
principal-lion | $5.69 | 1/30/2011 9:30:40 PM |
testguy | $25.00 | 1/30/2011 7:46:11 PM |
d627 | $50.00 | 1/30/2011 9:29:27 PM |
Kash2010lu | $27.00 | 1/27/2011 5:46:36 PM |
impala6464 | $100.00 | 1/27/2011 6:42:35 PM |
EarlyRiser | $250.00 | 1/27/2011 5:47:54 PM |
rescue | $100.00 | 1/27/2011 5:48:02 PM |
velocity-solo | $30.00 | 1/27/2011 5:46:58 PM |
wise-rupee-sanctuary | $50.00 | 1/27/2011 6:47:01 PM |
gain-gourd | $75.00 | 1/27/2011 7:33:36 PM |
greencat | $50.00 | 1/28/2011 7:18:05 AM |
realtormoises | $25.00 | 1/28/2011 7:43:12 AM |
PCity-LOA15 | $25.00 | 1/28/2011 8:00:09 AM |
autonomous-truth | $50.00 | 1/28/2011 11:52:32 AM |
sensible-order2 | $28.99 | 1/28/2011 11:33:48 AM |
loss-of-control | $200.00 | 1/28/2011 4:07:36 PM |
bazaar-festivity | $25.00 | 1/28/2011 3:29:32 PM |
SolarMoonshine | $25.00 | 1/28/2011 5:10:09 PM |
Dubbs360 | $25.00 | 1/29/2011 2:06:26 AM |
mercuriant | $25.00 | 1/29/2011 2:08:31 AM |
flwah | $25.00 | 1/29/2011 3:18:30 AM |
panther757 | $25.00 | 1/29/2011 2:24:50 AM |
UCLA4life | $25.00 | 1/29/2011 2:07:11 AM |
wwwUniversal | $25.00 | 1/29/2011 4:03:56 AM |
ommcd | $25.00 | 1/29/2011 2:55:49 AM |
Comoparklender | $50.00 | 1/29/2011 3:49:36 AM |
CA-Lender | $25.00 | 1/29/2011 4:25:18 AM |
FeedTheMachine | $50.00 | 1/29/2011 4:07:11 AM |
orange-preeminant-bill | $50.00 | 1/29/2011 4:25:04 AM |
social-conductor4 | $25.00 | 1/29/2011 4:49:14 AM |
dedicated-transaction796 | $50.00 | 1/29/2011 5:47:56 AM |
unassassinable | $25.00 | 1/29/2011 5:23:12 AM |
reward-adventure | $50.00 | 1/29/2011 4:24:15 AM |
investment-comet | $25.00 | 1/29/2011 4:24:55 AM |
missing-link | $25.00 | 1/29/2011 5:40:45 AM |
radforj22 | $25.00 | 1/29/2011 10:28:35 AM |
MicroLender357 | $50.00 | 1/29/2011 9:50:26 AM |
vest_vortex | $25.00 | 1/29/2011 10:52:02 AM |
thedude393 | $25.00 | 1/29/2011 10:20:43 AM |
gold-channel2 | $25.00 | 1/29/2011 12:29:23 PM |
asian808 | $25.00 | 1/29/2011 2:54:06 PM |
2note | $25.00 | 1/29/2011 5:08:18 PM |
asiaratt | $50.00 | 1/29/2011 5:48:03 PM |
note-ringleader0 | $50.00 | 1/29/2011 8:09:09 PM |
triumphant-community | $50.00 | 1/29/2011 10:59:52 PM |
dparkhom | $25.00 | 1/30/2011 6:25:17 AM |
puppy880 | $25.00 | 1/30/2011 8:28:43 AM |
youngtrader | $50.00 | 1/30/2011 7:37:54 AM |
WowieATL | $50.00 | 1/30/2011 10:38:09 AM |
unclejaef | $25.00 | 1/30/2011 11:13:33 AM |
finance-magma7 | $25.00 | 1/30/2011 12:05:17 PM |
organic-order | $25.00 | 1/30/2011 12:06:04 PM |
HHP | $50.00 | 1/30/2011 12:06:29 PM |
bid-czar8 | $50.00 | 1/30/2011 12:06:57 PM |
Easystreet | $25.00 | 1/30/2011 12:07:05 PM |
IIP77 | $25.00 | 1/30/2011 12:06:17 PM |
MilitaryLending | $25.00 | 1/30/2011 12:07:15 PM |
LBOregon | $25.00 | 1/30/2011 12:06:40 PM |
navstox | $25.00 | 1/30/2011 12:07:25 PM |
Rdodson11 | $25.00 | 1/30/2011 12:07:00 PM |
stock106 | $25.00 | 1/30/2011 12:07:47 PM |
ossobuco | $26.16 | 1/30/2011 12:07:27 PM |
F16Pilot | $25.00 | 1/30/2011 12:08:04 PM |
NoCal | $25.00 | 1/30/2011 12:08:06 PM |
tornandfrayed | $29.45 | 1/30/2011 12:08:12 PM |
asmithj | $28.28 | 1/30/2011 12:08:18 PM |
oldmora | $50.00 | 1/30/2011 12:08:31 PM |
nalaari | $25.00 | 1/30/2011 12:08:41 PM |
abundant-credit6 | $25.00 | 1/30/2011 12:09:12 PM |
NewOrleans2012 | $25.00 | 1/30/2011 12:09:16 PM |
economy-lotus | $47.84 | 1/30/2011 12:09:19 PM |
billete | $25.00 | 1/30/2011 12:09:49 PM |
supersarah61 | $25.00 | 1/30/2011 12:10:15 PM |
bountiful-durability | $100.00 | 1/30/2011 12:37:48 PM |
shrewd-peace7 | $50.00 | 1/30/2011 12:05:07 PM |
amusement4 | $50.00 | 1/30/2011 12:06:53 PM |
barefootpaul | $25.00 | 1/30/2011 12:07:43 PM |
economy-producer | $25.00 | 1/30/2011 12:08:33 PM |
investment-visionary | $25.00 | 1/30/2011 12:08:42 PM |
piter-to-la-investment | $25.00 | 1/30/2011 12:08:46 PM |
o0Sparrow0o | $25.00 | 1/30/2011 12:09:46 PM |
tractorman | $50.00 | 1/30/2011 2:15:08 PM |
Marfloogan | $25.00 | 1/30/2011 2:28:20 PM |
sensible-fund | $50.00 | 1/30/2011 2:48:26 PM |
the-felicity-supergiant | $42.96 | 1/30/2011 1:35:49 PM |
donnaalison213 | $25.00 | 1/30/2011 3:56:33 PM |
autonomous-basis | $25.00 | 1/30/2011 3:37:52 PM |
new-social-economist | $60.00 | 1/30/2011 3:47:29 PM |
LoisLoan | $50.00 | 1/30/2011 5:57:23 PM |
Loanstou | $25.00 | 1/30/2011 6:45:06 PM |
1131B | $150.00 | 1/30/2011 7:43:34 PM |
brightest-breathtaking-finance | $200.00 | 1/30/2011 7:22:53 PM |
copper | $50.00 | 1/30/2011 7:32:40 PM |
vine99 | $50.00 | 1/30/2011 9:19:44 PM |
victorcab | $25.00 | 1/30/2011 6:21:37 PM |
zorg77 | $25.00 | 1/30/2011 9:19:49 PM |
181 Investments
|
Borrower Payment Dependent Notes Series
491655
This series of Notes was issued and sold upon the funding of the borrower loan #46901, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Jan-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $142.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1971 |
Debt/Income ratio:
| 10% |
Credit score:
| 680-699 (Jan-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 0m |
Amount delinquent:
| $76 |
Total credit lines:
| 6 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,857 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 23% | | |
| |
Homeownership:
| No | | |
Screen name:
| commitment-caballero4 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Housing Upgrades
Purpose of loan:
This loan will be used to?
Fix plumbing and roof
My financial situation:
I am a good candidate for this loan because? Because I have always paid my bills in the past and have a good history.
Monthly net income: $ 2500????
Monthly expenses: $
??Housing: $ 0.00????
??Insurance: $ 48
??Car expenses: $ 150.
??Utilities: $ 165
??Phone, cable, internet: $ 54
??Food, entertainment: $ 200
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 150
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
a-finance-nirvana | $25.00 | 1/25/2011 9:59:10 AM |
velocity-solo | $30.00 | 1/25/2011 10:00:01 AM |
tacopants | $25.00 | 1/25/2011 1:53:07 PM |
crippledcircus | $35.90 | 1/25/2011 1:57:30 PM |
greencat | $50.00 | 1/25/2011 10:09:12 AM |
zone8 | $125.00 | 1/25/2011 2:23:22 PM |
brwnidgirl | $50.00 | 1/25/2011 9:57:27 AM |
genius520 | $100.00 | 1/25/2011 10:01:01 AM |
worthy-bid8 | $50.00 | 1/25/2011 1:54:21 PM |
jasjac0105 | $25.00 | 1/25/2011 10:03:33 AM |
ultimate-peace | $25.00 | 1/25/2011 10:05:48 AM |
EarlyRiser | $250.00 | 1/25/2011 11:12:34 AM |
Rob717171 | $25.00 | 1/25/2011 9:23:42 PM |
loyalist1 | $50.00 | 1/26/2011 8:26:54 AM |
Cessna172 | $25.00 | 1/26/2011 7:31:51 AM |
loanman2007 | $25.00 | 1/26/2011 5:10:33 AM |
Jack55304 | $100.00 | 1/26/2011 4:53:43 PM |
Reliance_Banker | $25.00 | 1/26/2011 7:09:30 PM |
wwwUniversal | $25.00 | 1/26/2011 8:58:22 PM |
FinDoc | $25.00 | 1/26/2011 7:35:06 PM |
alexgalt | $25.00 | 1/27/2011 12:51:47 AM |
whirlingdervish | $25.00 | 1/27/2011 12:53:18 AM |
asset-professor | $25.00 | 1/27/2011 12:14:21 PM |
rkhrdjp | $25.00 | 1/27/2011 2:16:02 PM |
Bocephus1959 | $25.00 | 1/27/2011 5:13:00 PM |
Zingaro | $25.00 | 1/27/2011 5:27:52 PM |
kulender | $50.00 | 1/27/2011 6:44:51 PM |
econdoc | $25.00 | 1/27/2011 6:47:40 PM |
shrewd-peace7 | $25.00 | 1/27/2011 6:44:14 PM |
jjswanso | $50.00 | 1/27/2011 6:44:57 PM |
wise-rupee-sanctuary | $50.00 | 1/25/2011 9:59:45 AM |
reflective-rupee | $500.77 | 1/25/2011 10:45:45 AM |
kegs | $150.00 | 1/25/2011 11:07:28 AM |
rescue | $100.00 | 1/25/2011 10:02:52 AM |
loss-of-control | $150.00 | 1/25/2011 5:21:49 PM |
tech310 | $50.00 | 1/26/2011 1:17:54 AM |
HHP | $50.00 | 1/26/2011 3:54:11 AM |
SqueezeKing | $25.00 | 1/26/2011 8:36:25 AM |
well-mannered-income3 | $40.00 | 1/26/2011 2:49:47 PM |
jybank | $25.00 | 1/26/2011 3:14:31 PM |
interstellar | $75.00 | 1/26/2011 5:08:06 PM |
taetrade | $25.00 | 1/26/2011 7:05:38 PM |
Bob450 | $25.00 | 1/26/2011 8:12:32 PM |
enthralling-investment | $46.00 | 1/27/2011 6:08:57 AM |
StreetJustice | $50.00 | 1/27/2011 10:43:37 AM |
Speculator | $25.00 | 1/27/2011 1:39:35 PM |
capital-halo1 | $500.00 | 1/27/2011 4:29:57 PM |
CalCollegeFund19 | $25.00 | 1/27/2011 6:59:30 PM |
impala6464 | $50.00 | 1/27/2011 6:34:28 PM |
credit-sycamore4 | $100.00 | 1/27/2011 6:47:56 PM |
matt_2006 | $25.00 | 1/27/2011 6:36:06 PM |
CaliforniaSun | $25.00 | 1/27/2011 6:45:43 PM |
52 Investments
|
Borrower Payment Dependent Notes Series
491669
This series of Notes was issued and sold upon the funding of the borrower loan #47041, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Jan-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-24-2011 |
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 28.49% |
Monthly payment:
| $298.16 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 13.60% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1998 |
Debt/Income ratio:
| 20% |
Credit score:
| 660-679 (Jan-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,180 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| imaworkaholic |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 29 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Nov-2010)
640-659
(Jul-2008)
620-639
(Jan-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 29 | | |
Description
pay off high interest rate cards
Employment history:
I have only been employed with this company for 4 months but I have been doing this type of work for over 9 years.? I was with my previous company for 8 years and 4 months.?
Purpose of loan:
This loan will be used to pay off my credit card and my wifes and a small loan from Christmas.
Company????????payoff????????monthy payment????????interest rate
Chase????????????$1100???????????????? $100????????????????????29.9%
Tower Loans????$2800????????????????$201????????????????????28.9%
Dell????????????????$1200??????????????? ?$50??????????????????????27%
Ge Money????????$1200????????????????$50??????????????????????24%
Sears???????????????$1200????????????????$50??????????????????????22%
Totals????????????????$7500????????????????$451
My financial situation:
I am a good candidate for this loan because I will be paying less a month for this loan than what I am currently paying.?This is not my first loan through Prosper.? My last loan was payed off early.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
cashhelp | $50.00 | 1/24/2011 10:28:15 AM |
NekHoldings | $25.00 | 1/24/2011 10:45:13 AM |
impressive-credit431 | $100.00 | 1/24/2011 10:23:19 AM |
MoneyForNothing | $41.77 | 1/24/2011 10:27:25 AM |
truelumen | $25.00 | 1/24/2011 1:03:14 PM |
Skeptical-one | $49.00 | 1/24/2011 10:27:50 AM |
reflective-rupee | $250.77 | 1/24/2011 10:49:00 AM |
first-serene-credit | $25.00 | 1/24/2011 2:58:54 PM |
thankful-nickel2 | $25.00 | 1/24/2011 3:00:45 PM |
HHP | $50.00 | 1/24/2011 10:31:22 AM |
greencat | $50.00 | 1/24/2011 10:34:14 AM |
RecoveryLender | $25.00 | 1/24/2011 1:03:42 PM |
wealth-multiplier | $25.00 | 1/24/2011 1:27:34 PM |
rescue | $100.00 | 1/24/2011 2:08:32 PM |
sweety075 | $25.00 | 1/24/2011 11:29:48 AM |
economy-popcorn | $25.00 | 1/24/2011 11:54:57 AM |
vanklein | $25.00 | 1/24/2011 1:00:09 PM |
loanman2007 | $200.00 | 1/24/2011 1:50:49 PM |
hopeful-truth5 | $500.00 | 1/24/2011 1:55:29 PM |
5kids5 | $25.00 | 1/24/2011 3:15:05 PM |
farmn | $24.69 | 1/24/2011 3:56:03 PM |
jhouman | $25.00 | 1/24/2011 10:24:04 AM |
mpatrick | $25.00 | 1/24/2011 11:01:23 AM |
britches613 | $36.62 | 1/24/2011 11:33:08 AM |
wise-rupee-sanctuary | $50.00 | 1/24/2011 10:28:52 AM |
one-midas | $25.00 | 1/24/2011 12:53:40 PM |
genius520 | $100.00 | 1/24/2011 10:30:25 AM |
DasMula | $57.00 | 1/24/2011 10:35:59 AM |
selector568 | $150.00 | 1/24/2011 10:37:29 AM |
velocity-solo | $30.00 | 1/24/2011 10:29:19 AM |
courteous-note1 | $100.00 | 1/24/2011 11:43:51 AM |
Aberdeen | $4,000.00 | 1/24/2011 10:32:07 AM |
squarebob | $25.00 | 1/24/2011 12:07:34 PM |
RainyDayLoans | $50.00 | 1/24/2011 12:39:16 PM |
DasMula | $38.84 | 1/24/2011 10:35:43 AM |
credit-guard5 | $25.00 | 1/24/2011 1:07:59 PM |
EarlyRiser | $250.00 | 1/24/2011 10:40:24 AM |
investment-artist | $25.00 | 1/24/2011 10:44:45 AM |
attractive-fund | $54.71 | 1/24/2011 2:11:41 PM |
MoneyForNothing | $36.00 | 1/24/2011 2:18:05 PM |
YoungTaxMan | $100.00 | 1/24/2011 11:03:18 AM |
snowyowl | $25.00 | 1/24/2011 2:39:40 PM |
YoungTaxMan | $161.84 | 1/24/2011 11:04:21 AM |
The-Helper | $25.00 | 1/24/2011 11:34:45 AM |
Iceman1347 | $25.00 | 1/24/2011 3:47:54 PM |
golffish2 | $100.00 | 1/24/2011 11:53:07 AM |
mikeandcat | $150.00 | 1/24/2011 12:59:33 PM |
quest0 | $69.13 | 1/24/2011 2:46:24 PM |
sven111 | $25.00 | 1/24/2011 3:07:21 PM |
DDS84 | $49.63 | 1/24/2011 3:17:19 PM |
50 Investments
|
Borrower Payment Dependent Notes Series
492001
This series of Notes was issued and sold upon the funding of the borrower loan #47053, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Feb-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Feb-08-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $306.15 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1986 |
Debt/Income ratio:
| 92% |
Credit score:
| 740-759 (Jan-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 5y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Medical Technician |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $31,060 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| priceless-interest3 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
priceless-interest3
Purpose of loan:
This loan will be used to?get ahead after a Divorce.
My financial situation:
I am a good candidate for this loan because?
I will pay my account on time.
Monthly net income: $ 2,000.00
Monthly expenses: $
??Housing: $ 482.00
??Insurance: $
??Car expenses: $?
??Utilities: $ 130.00
??Phone, cable, internet: $ 127.00
??Food, entertainment: $ 100.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 200.00
??Other expenses: $ 50.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
sensible-order2 | $100.00 | 2/4/2011 9:04:25 AM |
genius520 | $100.00 | 2/4/2011 9:07:11 AM |
liberty-society5 | $25.00 | 2/4/2011 9:08:47 AM |
gain-equator | $25.00 | 2/4/2011 9:09:08 AM |
profit-powerplant | $25.00 | 2/4/2011 9:10:39 AM |
kulender | $50.00 | 2/4/2011 9:03:44 AM |
hopeful-truth5 | $200.00 | 2/4/2011 9:21:43 AM |
CashFlow13 | $100.00 | 2/4/2011 9:05:30 AM |
suave-dime6 | $25.00 | 2/4/2011 9:03:32 AM |
simplelender80 | $100.00 | 2/4/2011 9:04:42 AM |
orderly-leverage | $50.00 | 2/4/2011 9:07:46 AM |
jazzlender | $25.00 | 2/4/2011 9:06:10 AM |
shmb6508 | $25.00 | 2/4/2011 9:10:36 AM |
Artist_Blue | $25.00 | 2/4/2011 9:09:40 AM |
investment-artist | $25.00 | 2/4/2011 9:16:56 AM |
reflective-rupee | $500.77 | 2/4/2011 10:04:51 AM |
leverage-monger | $25.00 | 2/4/2011 10:49:50 AM |
autonomous-truth | $25.00 | 2/4/2011 2:51:05 PM |
green-safe-wampum | $124.14 | 2/4/2011 3:53:09 PM |
2grindstones | $25.00 | 2/4/2011 6:31:14 PM |
zorg77 | $25.00 | 2/4/2011 8:37:43 PM |
Zipcut | $25.00 | 2/4/2011 5:33:41 PM |
villagers | $35.00 | 2/4/2011 5:47:47 PM |
upbeat-finance8 | $25.00 | 2/4/2011 7:09:23 PM |
deal-hickory5 | $50.00 | 2/4/2011 7:26:28 PM |
RyanTH9893 | $25.00 | 2/4/2011 7:38:42 PM |
jjswanso | $50.00 | 2/4/2011 8:30:54 PM |
shrewd-income | $50.00 | 2/4/2011 10:42:27 PM |
skuba | $25.00 | 2/4/2011 11:32:09 PM |
realtormoises | $25.00 | 2/5/2011 5:29:11 AM |
SFBank | $200.00 | 2/5/2011 5:35:51 AM |
KrauseVentures | $25.00 | 2/5/2011 4:55:51 AM |
Frosty | $25.00 | 2/5/2011 9:26:29 AM |
wild-orange | $50.00 | 2/5/2011 11:55:07 AM |
cash-arboretum | $29.63 | 2/5/2011 2:54:49 PM |
principal-laser | $37.00 | 2/6/2011 4:27:25 AM |
desrman | $60.00 | 2/5/2011 4:56:22 PM |
platinum-cargo | $100.00 | 2/5/2011 5:03:34 PM |
Investoman | $50.00 | 2/5/2011 5:21:02 PM |
Mark-7 | $50.00 | 2/5/2011 8:26:07 PM |
PCity-LOA15 | $28.00 | 2/6/2011 10:07:11 AM |
runner262 | $25.00 | 2/6/2011 1:11:18 PM |
Uncle_Scrooge | $50.00 | 2/6/2011 1:26:22 PM |
good4loan | $25.00 | 2/6/2011 5:31:59 PM |
festeringsnot | $25.00 | 2/6/2011 6:55:49 PM |
papaloha | $25.00 | 2/6/2011 7:10:54 PM |
competent-p2p | $25.00 | 2/7/2011 7:03:23 AM |
inforapenny | $50.00 | 2/7/2011 9:33:33 AM |
AF-Chief | $50.00 | 2/7/2011 12:01:45 PM |
oreyedoc | $50.00 | 2/7/2011 2:42:45 PM |
finance-prescription | $50.00 | 2/7/2011 2:43:02 PM |
benjamins-utopia | $50.00 | 2/7/2011 10:36:23 AM |
seisen | $50.00 | 2/7/2011 3:34:17 PM |
sgf | $25.00 | 2/7/2011 8:17:22 PM |
platinum-czar | $200.00 | 2/8/2011 7:05:36 AM |
The-Helper | $25.00 | 2/8/2011 7:27:07 AM |
LightTheWay | $50.00 | 2/7/2011 11:46:07 PM |
Cheburashka | $25.00 | 2/8/2011 12:34:22 AM |
umfan123 | $25.00 | 2/8/2011 6:07:47 AM |
consummate-loyalty1 | $50.00 | 2/8/2011 11:10:45 AM |
top-loan-empenada | $25.00 | 2/8/2011 11:46:42 AM |
important-openness1 | $50.00 | 2/8/2011 1:37:28 PM |
indomitable-dedication | $50.00 | 2/8/2011 1:30:46 PM |
trade-elm | $39.00 | 2/8/2011 2:47:10 PM |
bountiful-justice4 | $100.00 | 2/8/2011 4:36:21 PM |
skybolt4 | $25.00 | 2/8/2011 4:36:25 PM |
Casman8815 | $25.00 | 2/8/2011 4:36:32 PM |
HammerSmith | $25.00 | 2/8/2011 3:26:17 PM |
macgeek | $25.00 | 2/8/2011 4:03:30 PM |
antrux | $25.00 | 2/8/2011 4:11:06 PM |
monstersdad | $33.56 | 2/8/2011 4:12:53 PM |
loan-genie88 | $25.00 | 2/8/2011 4:36:23 PM |
benefit-piano5 | $25.00 | 2/8/2011 4:36:34 PM |
Angel_Investor_7 | $25.00 | 2/8/2011 4:36:47 PM |
momoney2lend | $25.00 | 2/8/2011 4:37:04 PM |
Doug1043 | $25.00 | 2/8/2011 4:37:27 PM |
Gibbyland | $50.00 | 2/8/2011 4:37:37 PM |
afm | $50.00 | 2/8/2011 4:37:46 PM |
leverage-ectasy | $30.00 | 2/8/2011 4:36:24 PM |
graceful-investment | $100.00 | 2/8/2011 4:36:59 PM |
HedgeFund | $50.00 | 2/8/2011 4:37:10 PM |
elegant-loot | $25.00 | 2/8/2011 4:37:23 PM |
credit-sycamore4 | $100.00 | 2/8/2011 4:37:42 PM |
wise-deal-panda | $50.00 | 2/8/2011 4:37:50 PM |
speedy-point | $25.00 | 2/8/2011 4:37:53 PM |
greencat | $50.00 | 2/4/2011 9:19:19 AM |
dough-bear | $50.00 | 2/4/2011 9:04:31 AM |
octoberfresh | $25.00 | 2/4/2011 9:05:22 AM |
Kash2010lu | $28.00 | 2/4/2011 9:05:39 AM |
HamachiMan | $50.00 | 2/4/2011 9:08:29 AM |
velocity-solo | $30.00 | 2/4/2011 9:07:04 AM |
authoritative-platinum7 | $25.00 | 2/4/2011 9:10:50 AM |
haplender | $50.00 | 2/4/2011 9:19:15 AM |
epic-value6 | $50.00 | 2/4/2011 9:33:32 AM |
smear87 | $25.00 | 2/4/2011 10:46:53 AM |
active-reward7 | $50.00 | 2/4/2011 10:53:26 AM |
favorite-commerce | $25.00 | 2/4/2011 11:02:43 AM |
witty-openness | $25.00 | 2/4/2011 11:21:39 AM |
debt-force | $25.00 | 2/4/2011 12:43:40 PM |
ready-interest9 | $25.00 | 2/4/2011 12:46:43 PM |
mammalian4 | $25.00 | 2/4/2011 2:19:14 PM |
Scotcha | $50.00 | 2/4/2011 3:45:16 PM |
thomas16882004 | $25.00 | 2/4/2011 8:46:23 PM |
loss-of-control | $100.00 | 2/4/2011 7:28:25 PM |
loan-kung-fu | $25.00 | 2/5/2011 4:45:59 AM |
Bob450 | $25.00 | 2/5/2011 2:35:00 AM |
SFBank | $43.84 | 2/5/2011 3:29:49 AM |
mdf | $50.00 | 2/5/2011 8:32:25 AM |
Whipster | $25.00 | 2/5/2011 10:31:39 AM |
Top_Gun_Lender | $26.00 | 2/5/2011 12:26:07 PM |
WakkaWakkaWakka | $25.10 | 2/5/2011 12:30:12 PM |
deegeeman | $50.00 | 2/5/2011 1:33:18 PM |
HelpfulLender1 | $25.00 | 2/5/2011 2:17:04 PM |
well-mannered-income3 | $40.00 | 2/5/2011 3:56:37 PM |
dsnybnd | $25.00 | 2/5/2011 12:21:29 PM |
Leshan | $25.00 | 2/5/2011 12:21:48 PM |
kingston4g | $25.00 | 2/5/2011 7:02:21 PM |
ASR3 | $35.00 | 2/5/2011 2:01:10 PM |
Smallbear | $25.00 | 2/5/2011 3:38:03 PM |
terrific-return | $25.00 | 2/5/2011 9:26:15 PM |
houli123 | $126.03 | 2/6/2011 3:32:44 AM |
balance-hercules | $50.00 | 2/6/2011 8:53:37 AM |
nicklds | $25.00 | 2/5/2011 11:45:55 PM |
money-boomarang | $25.00 | 2/6/2011 7:00:23 PM |
elated-greenback | $50.00 | 2/7/2011 7:30:22 AM |
musegaze | $100.00 | 2/7/2011 9:37:19 AM |
FinanceEngine | $25.00 | 2/7/2011 9:41:16 AM |
Pu239 | $60.00 | 2/7/2011 10:14:23 AM |
life-is-great | $50.00 | 2/7/2011 3:21:28 PM |
awe-inspiring-basis | $60.00 | 2/7/2011 1:10:53 PM |
money-bauble | $100.00 | 2/7/2011 1:45:43 PM |
Ocean713 | $50.00 | 2/7/2011 2:51:04 PM |
LaBamba | $50.00 | 2/7/2011 6:21:28 PM |
skillful-asset5 | $35.00 | 2/7/2011 6:24:14 PM |
commitment-orbiter5 | $50.00 | 2/7/2011 8:05:52 PM |
CA-Lender | $25.00 | 2/8/2011 6:08:40 AM |
courteous-cash6 | $100.00 | 2/8/2011 6:20:01 AM |
enchanted-note | $25.00 | 2/8/2011 10:11:47 AM |
TheCount | $25.00 | 2/8/2011 4:12:19 PM |
palpbert | $25.00 | 2/8/2011 4:12:28 PM |
upbeat-fund | $25.00 | 2/8/2011 12:55:40 PM |
social-conductor4 | $25.00 | 2/8/2011 4:36:18 PM |
tacinc100 | $25.00 | 2/8/2011 4:36:22 PM |
Hokie83 | $50.00 | 2/8/2011 4:36:31 PM |
buyrite334 | $25.00 | 2/8/2011 4:36:39 PM |
gimincorp | $40.00 | 2/8/2011 4:37:26 PM |
exuberant-dime | $50.00 | 2/8/2011 4:37:45 PM |
TrustinOthers | $25.00 | 2/8/2011 3:50:52 PM |
Marfloogan | $25.00 | 2/8/2011 4:11:13 PM |
excellent-greenback | $25.00 | 2/8/2011 4:36:19 PM |
assetmanager | $25.00 | 2/8/2011 4:36:28 PM |
best-marketologist | $25.00 | 2/8/2011 4:36:36 PM |
washboard1 | $25.00 | 2/8/2011 4:37:07 PM |
shrewd-peace7 | $50.00 | 2/8/2011 4:37:22 PM |
pixeldave | $50.00 | 2/8/2011 4:37:35 PM |
organic-order | $25.00 | 2/8/2011 4:37:40 PM |
jobani | $25.00 | 2/8/2011 4:37:49 PM |
revenue-achievement | $25.00 | 2/8/2011 4:36:20 PM |
lowlite6647 | $25.00 | 2/8/2011 4:37:01 PM |
upbeat-coin937 | $25.00 | 2/8/2011 4:37:06 PM |
chomper969 | $25.00 | 2/8/2011 4:37:12 PM |
dough-destiny | $25.00 | 2/8/2011 4:37:25 PM |
newest-generous-income | $25.00 | 2/8/2011 4:37:48 PM |
Msbutterfly | $48.93 | 2/8/2011 4:37:52 PM |
164 Investments
|
Borrower Payment Dependent Notes Series
492141
This series of Notes was issued and sold upon the funding of the borrower loan #47035, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Jan-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-31-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 13% |
Credit score:
| 660-679 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 1
/
1 | Length of status: | 3y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $626 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| curious166 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
A second car and a motorcycle
Purpose of loan:
This loan will be used to purchase an auto and a motorcycle.? Currently I drive a 1993 Dodge Dakota.? It runs well, but not great on gas. I am looking to buy a used car for $2,500.? I have not yet picked out the car. But I know that I can buy a decient car for the money I am asking for..? My 18 yr old son also has just started driving.? One vehicle is not enough.? He has also just recieved his motorcycle endorsement. I wish to buy a used, dual sport type of motorcycle? for 2,5000 for him to use back and forth to college.
My financial situation:
I am a good candidate for this loan because I do pay my bills. My credit score does not reflect the reality of my situation.? I allowed myself to be talked into using my good credit to buy?Two houses from a family member.? These were purchased before the housing market collapsed. My newphew, a business owner, would make the payments on my two houses (for investment) and the one he was living in.? Well, market collapased hurting small business.? My newphew's janitorial business dropped from about $50,000 a month in sales to $20,000.? As a result, my newphew could no longer afford all these investments and here I am.? One house was sold as a short sale.? My other house is currently being reviewed by the bank for modification.
I am a public school teacher.? I've been teaching for almost 5 years.? My job is secured.? I also just recieved my Master's degree and for teachers it means I will get a pay raise.? This pay raise will kick in next September.
My expences are limited.
Monthly net income: $
$2,600 net
Monthly expenses: $
??Housing: $ 1,200
??Insurance: $ 75 Car insurance for Dodge.
??Car expenses: $?25 I?do office?work for my newphew's business.??In return, He pays for my?gas and cell phone using the business credit card.
??Utilities: $ 300
??Phone, cable, internet: $ 40 Internet only
??Food, entertainment: $ 200? My son works and pays me $300 for food for us. I am estimating $200 for entertainment a month.
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 50? Firestone auto repair?instore charge account?for past auto work.
??Other expenses: $ none
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
The total morgage balance of the investment property that is in my name is $230,400.00 Zillow estimates this property to be worth 215,000.00
The house I live in is a rent-to-own and is in the owner's name. In three years, I agreed to buy the house for $165,000. Zillow estimates this property to be worth $159,000.
(Jan-29-2011)
1 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
loyalist1 | $50.00 | 1/29/2011 3:38:50 PM |
gain-gourd | $75.00 | 1/29/2011 3:42:54 PM |
velocity-solo | $30.00 | 1/29/2011 3:41:32 PM |
gold-channel2 | $25.00 | 1/29/2011 3:44:59 PM |
Angel_Investor_7 | $25.00 | 1/29/2011 3:43:13 PM |
Bob450 | $25.00 | 1/29/2011 3:43:26 PM |
SolarMoonshine | $25.00 | 1/29/2011 4:58:06 PM |
orderly-leverage | $50.00 | 1/29/2011 3:43:57 PM |
SDNLR | $25.00 | 1/29/2011 8:23:02 PM |
a-plentiful-loyalty | $25.00 | 1/29/2011 8:43:03 PM |
JohnSmallberries | $50.00 | 1/29/2011 11:46:56 PM |
Ananya | $25.00 | 1/30/2011 6:58:46 AM |
payment-gusto | $25.00 | 1/30/2011 6:12:53 AM |
hard-working-loot | $25.00 | 1/30/2011 9:26:11 AM |
bountiful-durability | $100.00 | 1/30/2011 12:37:55 PM |
ToweringDan | $75.00 | 1/30/2011 2:45:59 PM |
sensible-fund | $50.00 | 1/30/2011 2:48:37 PM |
suave-dime6 | $25.00 | 1/30/2011 2:33:03 PM |
Land_on_your_feet | $65.72 | 1/30/2011 6:03:37 PM |
red_spade | $40.00 | 1/30/2011 4:26:15 PM |
EarlyRiser | $250.00 | 1/30/2011 4:33:53 PM |
d627 | $50.00 | 1/30/2011 9:29:43 PM |
zorg77 | $25.00 | 1/30/2011 9:22:33 PM |
victorcab | $25.00 | 1/30/2011 6:20:52 PM |
loanman2007 | $25.00 | 1/31/2011 5:07:25 AM |
famous-bill | $25.00 | 1/31/2011 5:19:06 AM |
jamiee73 | $25.00 | 1/31/2011 6:07:57 AM |
responsible-worth113 | $25.00 | 1/31/2011 6:09:29 AM |
greencat | $50.00 | 1/31/2011 7:32:09 AM |
NekHoldings | $25.00 | 1/31/2011 8:45:43 AM |
justonejake | $25.00 | 1/31/2011 9:33:07 AM |
floridass | $25.00 | 1/31/2011 7:47:07 AM |
branaa99 | $25.00 | 1/31/2011 9:41:17 AM |
lowrate | $50.00 | 1/31/2011 9:38:03 AM |
jmichael23 | $50.00 | 1/31/2011 8:03:49 AM |
goodhearted-basis4 | $25.00 | 1/31/2011 9:33:45 AM |
oregonusa | $50.00 | 1/31/2011 9:35:26 AM |
rescue | $100.00 | 1/31/2011 10:18:24 AM |
bonus-seahorse | $50.00 | 1/31/2011 11:39:26 AM |
ElAbel11 | $25.00 | 1/31/2011 11:27:46 AM |
JohnWS | $57.66 | 1/31/2011 11:35:15 AM |
JauaFlash | $25.00 | 1/31/2011 12:46:49 PM |
umfan123 | $25.00 | 1/31/2011 11:43:54 AM |
newest-unbeatable-currency | $25.00 | 1/31/2011 12:05:02 PM |
Rashanir | $28.31 | 1/31/2011 12:36:34 PM |
ultimate-peace | $25.00 | 1/29/2011 3:39:12 PM |
jazzlender | $25.00 | 1/29/2011 3:38:11 PM |
Speculator | $50.00 | 1/29/2011 3:40:11 PM |
genius520 | $100.00 | 1/29/2011 3:41:38 PM |
credit-force5 | $50.00 | 1/29/2011 3:44:31 PM |
sensible-order2 | $100.00 | 1/29/2011 3:44:07 PM |
asiaratt | $50.00 | 1/29/2011 5:48:25 PM |
Finchy78 | $25.00 | 1/29/2011 7:00:08 PM |
ladderskibum | $100.00 | 1/30/2011 6:54:26 AM |
melodious-openness | $100.00 | 1/30/2011 6:17:25 AM |
community-seahorse0 | $25.00 | 1/30/2011 9:06:57 AM |
wealth-kangaroo8 | $50.00 | 1/30/2011 9:37:55 AM |
unclejaef | $25.00 | 1/30/2011 11:13:47 AM |
Max8319 | $25.00 | 1/30/2011 12:10:17 PM |
green-safe-wampum | $300.00 | 1/30/2011 1:15:40 PM |
richboy56 | $25.00 | 1/30/2011 12:10:10 PM |
tractorman | $50.00 | 1/30/2011 2:15:18 PM |
revenue-driver8 | $25.00 | 1/30/2011 12:50:34 PM |
radforj22 | $25.00 | 1/30/2011 12:52:57 PM |
new-social-economist | $60.00 | 1/30/2011 3:47:44 PM |
Marfloogan | $25.00 | 1/30/2011 2:28:35 PM |
ingenious-deal6 | $25.00 | 1/30/2011 3:47:19 PM |
JGuide | $51.99 | 1/30/2011 4:40:07 PM |
freebush69 | $500.00 | 1/30/2011 7:51:33 PM |
brightest-breathtaking-finance | $200.00 | 1/30/2011 7:23:13 PM |
copper | $50.00 | 1/30/2011 7:32:51 PM |
seineil | $50.00 | 1/30/2011 11:15:49 PM |
veropierre | $25.22 | 1/31/2011 5:50:09 AM |
Tikibarman | $25.00 | 1/31/2011 6:42:55 AM |
smithd76 | $50.00 | 1/31/2011 8:04:01 AM |
euro-deployment | $25.00 | 1/31/2011 9:14:07 AM |
investment-party | $56.28 | 1/31/2011 9:19:52 AM |
zone6 | $100.00 | 1/31/2011 8:50:31 AM |
Credit4Talent | $30.00 | 1/31/2011 8:54:15 AM |
forthright-trade | $25.00 | 1/31/2011 9:32:27 AM |
seisen | $46.26 | 1/31/2011 9:35:00 AM |
loan-wasp | $50.00 | 1/31/2011 8:44:26 AM |
famous-bid9 | $25.00 | 1/31/2011 9:34:09 AM |
tech310 | $50.00 | 1/31/2011 10:18:28 AM |
lenderman007 | $25.00 | 1/31/2011 10:56:12 AM |
yu-rik | $50.00 | 1/31/2011 11:05:42 AM |
mobius404 | $25.00 | 1/31/2011 10:39:34 AM |
coldfuzion | $38.84 | 1/31/2011 10:42:20 AM |
contract-lotus | $50.00 | 1/31/2011 12:38:55 PM |
PotBellyPete | $300.00 | 1/31/2011 1:12:36 PM |
competent-p2p | $25.00 | 1/31/2011 12:23:13 PM |
91 Investments
|
Borrower Payment Dependent Notes Series
492263
This series of Notes was issued and sold upon the funding of the borrower loan #47007, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Jan-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-30-2011 |
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 28.49% |
Monthly payment:
| $139.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 13.60% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 660-679 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 6y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Realtor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,017 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| MsTracey777 |
Borrower's state:
| DistrictOfColumbia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 34 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $4,999.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Feb-2008)
|
Principal balance:
| $362.69 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 34 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used?to pay off medical?bills.
My financial situation:
I am a good candidate for this loan because I have a flawless payment history with Prosper.
Monthly net income: $ 4,000
Monthly expenses: $
??Housing: $ 1735.
??Insurance: $ 230.
??Car expenses: $?200.
??Utilities: $ 300.
??Phone, cable, internet: $ 70
??Food, entertainment: $ 350
??Clothing, household expenses $?150
??Credit cards and other loans: $ 50.
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
investment-daydream | $75.00 | 1/29/2011 3:38:46 PM |
cashhelp | $50.00 | 1/29/2011 3:37:55 PM |
jazzlender | $25.00 | 1/29/2011 3:38:12 PM |
Skeptical-one | $49.00 | 1/29/2011 3:39:18 PM |
velocity-solo | $30.00 | 1/29/2011 3:41:32 PM |
Angel_Investor_7 | $25.00 | 1/29/2011 3:43:15 PM |
gain-gourd | $75.00 | 1/29/2011 3:42:55 PM |
gold-channel2 | $25.00 | 1/29/2011 3:45:00 PM |
jhouman | $25.00 | 1/29/2011 3:49:56 PM |
DasMula | $77.00 | 1/29/2011 3:52:10 PM |
orderly-leverage | $50.00 | 1/29/2011 3:43:58 PM |
Kash2010lu | $28.00 | 1/29/2011 3:44:20 PM |
SFBank | $300.00 | 1/29/2011 5:14:46 PM |
SolarMoonshine | $25.00 | 1/29/2011 4:52:49 PM |
MoneyForNothing | $40.05 | 1/29/2011 3:49:56 PM |
us957165 | $25.00 | 1/29/2011 4:57:46 PM |
ore-dojo | $50.00 | 1/29/2011 7:02:21 PM |
money-fort | $30.00 | 1/29/2011 6:22:14 PM |
ethicalhumanist | $25.00 | 1/29/2011 5:09:54 PM |
DoctorJoe | $25.00 | 1/29/2011 5:10:44 PM |
Mikale360 | $35.00 | 1/29/2011 7:02:11 PM |
asiaratt | $50.00 | 1/29/2011 5:48:26 PM |
SDNLR | $25.00 | 1/29/2011 8:23:03 PM |
vutah | $25.00 | 1/29/2011 6:43:29 PM |
bobd32 | $25.00 | 1/29/2011 10:53:42 PM |
credit-missile | $100.00 | 1/29/2011 11:02:23 PM |
Finchy78 | $25.00 | 1/29/2011 11:48:42 PM |
draggon77 | $25.00 | 1/30/2011 1:10:31 AM |
Feyenoord | $25.00 | 1/29/2011 10:23:06 PM |
RainyDayFunds | $25.00 | 1/29/2011 11:01:59 PM |
ac787 | $50.00 | 1/29/2011 11:21:09 PM |
dough-rocket | $75.00 | 1/30/2011 1:30:50 AM |
a-wealth-visionary | $25.00 | 1/30/2011 1:43:16 AM |
Bob450 | $25.00 | 1/29/2011 3:43:27 PM |
twjh | $25.00 | 1/29/2011 3:38:52 PM |
LittleMingo | $30.00 | 1/29/2011 3:39:02 PM |
genius520 | $100.00 | 1/29/2011 3:41:38 PM |
Speculator | $25.00 | 1/29/2011 3:42:39 PM |
loss-of-control | $50.00 | 1/29/2011 4:11:41 PM |
EarlyRiser | $250.00 | 1/29/2011 3:42:24 PM |
sensible-order2 | $100.00 | 1/29/2011 3:44:09 PM |
selector568 | $150.00 | 1/29/2011 3:52:53 PM |
credit-force5 | $50.00 | 1/29/2011 3:44:32 PM |
reflective-rupee | $300.77 | 1/29/2011 4:35:06 PM |
DHolly | $30.00 | 1/29/2011 5:41:25 PM |
DasMula | $100.00 | 1/29/2011 3:55:15 PM |
sweety075 | $25.00 | 1/29/2011 6:13:26 PM |
zadok | $50.00 | 1/29/2011 7:21:15 PM |
FLSmooth | $50.00 | 1/29/2011 8:59:32 PM |
credit-guard5 | $25.00 | 1/29/2011 9:19:52 PM |
will0126 | $40.00 | 1/29/2011 9:45:15 PM |
bmw2 | $29.00 | 1/29/2011 11:07:07 PM |
MALJAR | $25.00 | 1/30/2011 12:21:14 AM |
courteous-note1 | $26.84 | 1/29/2011 11:12:47 PM |
hollywoodproducer | $51.25 | 1/30/2011 1:00:24 AM |
spsavage | $25.00 | 1/30/2011 1:14:28 AM |
Megaton | $25.00 | 1/30/2011 1:05:02 AM |
psycardis | $5.19 | 1/30/2011 2:44:55 AM |
jjb516 | $32.79 | 1/29/2011 9:25:01 PM |
samdog079 | $230.11 | 1/29/2011 10:06:07 PM |
undaunted-agreement | $35.00 | 1/30/2011 12:02:48 AM |
bondhedger | $25.00 | 1/30/2011 1:32:43 AM |
62 Investments
|
Borrower Payment Dependent Notes Series
492449
This series of Notes was issued and sold upon the funding of the borrower loan #47010, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.70% |
Listing Start date:
| Jan-31-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-31-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 21.34% |
Monthly payment:
| $72.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.60% | | |
| |
Estimated return*:
| 8.90% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-2007 |
Debt/Income ratio:
| 12% |
Credit score:
| 640-659 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 0y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,590 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| No | | |
Screen name:
| diman_77 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 6 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Oct-2009)
520-539
(Apr-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Pay an unexpected bill
Purpose of loan:
This loan will be used to pay unexpected bill.
My financial situation:
I am a good candidate for this loan because I have a high income.
Monthly net income: $ 7200
??Housing: $ 2000
??Insurance: $ 600
??Car expenses: $ 800
??Utilities: $ 150
??Phone, cable, internet: $ 100
??Food, entertainment: $ 1200
??Clothing, household expenses $ 400
??Credit cards and other loans: $ 300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
dpries123 | $25.00 | 1/31/2011 9:59:41 AM |
commerce-yeller | $25.00 | 1/31/2011 10:00:27 AM |
enthralling-deal180 | $50.00 | 1/31/2011 10:00:33 AM |
credit-bliss8 | $25.00 | 1/31/2011 9:59:01 AM |
enthusiastic-balance5 | $100.00 | 1/31/2011 9:59:27 AM |
tech310 | $50.00 | 1/31/2011 10:00:53 AM |
cashhelp | $30.00 | 1/31/2011 9:59:58 AM |
CAGE-Investments | $25.00 | 1/31/2011 10:01:08 AM |
alexgalt | $100.00 | 1/31/2011 10:00:40 AM |
fishintime | $100.00 | 1/31/2011 10:02:16 AM |
vutah | $50.00 | 1/31/2011 10:02:42 AM |
gain-gourd | $100.00 | 1/31/2011 10:01:55 AM |
genius520 | $100.00 | 1/31/2011 10:03:22 AM |
mtnbikemania | $50.00 | 1/31/2011 10:03:52 AM |
GoldenGo4 | $50.00 | 1/31/2011 10:04:11 AM |
marketplace-cello5 | $25.00 | 1/31/2011 10:03:48 AM |
credit-investor5 | $50.00 | 1/31/2011 10:01:35 AM |
wayman | $50.00 | 1/31/2011 10:02:24 AM |
hard-working-loot | $25.00 | 1/31/2011 10:02:34 AM |
velocity-solo | $50.00 | 1/31/2011 10:03:09 AM |
rjleves | $25.00 | 1/31/2011 10:04:26 AM |
sensible-order2 | $100.00 | 1/31/2011 10:04:49 AM |
jazzlender | $50.00 | 1/31/2011 10:00:47 AM |
benefit-trident | $25.00 | 1/31/2011 10:00:38 AM |
Skeptical-one | $49.00 | 1/31/2011 10:01:44 AM |
EarlyRiser | $250.00 | 1/31/2011 10:03:56 AM |
american6 | $100.00 | 1/31/2011 10:03:19 AM |
honorable-yield | $25.00 | 1/31/2011 10:03:30 AM |
ursus | $100.00 | 1/31/2011 10:04:02 AM |
ultimate-peace | $25.00 | 1/31/2011 9:59:31 AM |
buukyak | $25.00 | 1/31/2011 10:00:23 AM |
simplelender80 | $100.00 | 1/31/2011 10:03:26 AM |
rolandweary | $25.00 | 1/31/2011 10:03:40 AM |
exuberant-dime | $50.00 | 1/31/2011 10:04:08 AM |
gold-tsunami | $50.00 | 1/31/2011 10:04:22 AM |
35 Investments
|
Borrower Payment Dependent Notes Series
492451
This series of Notes was issued and sold upon the funding of the borrower loan #47059, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Feb-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Feb-03-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $285.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 25% |
Credit score:
| 660-679 (Jan-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
14 | Length of status: | 0y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $30,426 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| p2ploan-appraiser2 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Hunting
Purpose of loan:
This loan will be used to?debt consolidation?
My financial situation:
I am a good candidate for this loan because????
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
octoberfresh | $26.00 | 2/1/2011 6:05:10 PM |
selector568 | $50.00 | 2/1/2011 6:05:42 PM |
sensible-order2 | $100.00 | 2/1/2011 6:04:26 PM |
BidDaddyBigBucks | $25.00 | 2/1/2011 6:11:32 PM |
ingenious-truth0 | $55.00 | 2/1/2011 6:11:52 PM |
jazzlender | $25.00 | 2/1/2011 6:05:56 PM |
velocity-solo | $30.00 | 2/1/2011 6:06:38 PM |
SDNLR | $25.00 | 2/1/2011 6:09:00 PM |
ingenious-deal6 | $25.00 | 2/1/2011 6:09:48 PM |
reflective-rupee | $100.66 | 2/1/2011 8:55:24 PM |
gain-equator | $25.00 | 2/1/2011 7:18:41 PM |
the-yield-surfer | $50.00 | 2/1/2011 9:36:33 PM |
favorite-commerce | $50.00 | 2/1/2011 8:49:40 PM |
CashFlow13 | $100.00 | 2/2/2011 3:15:11 AM |
finance-mushroom | $100.00 | 2/2/2011 7:13:34 AM |
houli123 | $100.00 | 2/2/2011 8:17:27 AM |
ready-interest9 | $25.00 | 2/2/2011 9:16:53 AM |
Bob450 | $25.00 | 2/2/2011 10:35:52 AM |
30Sky | $25.00 | 2/2/2011 1:48:48 PM |
simplelender80 | $100.00 | 2/2/2011 12:35:34 PM |
competent-p2p | $25.00 | 2/2/2011 12:39:23 PM |
payment-gusto | $25.00 | 2/2/2011 2:58:44 PM |
courteous-kindness1 | $50.00 | 2/2/2011 6:13:07 PM |
ITExec | $100.00 | 2/2/2011 7:53:33 PM |
frogperson | $250.00 | 2/2/2011 10:20:09 PM |
freebush69 | $696.55 | 2/2/2011 9:39:36 PM |
bahamaman | $30.00 | 2/2/2011 8:58:20 PM |
supreme-hope | $25.00 | 2/3/2011 1:28:09 AM |
leverage-monger | $25.32 | 2/3/2011 7:52:47 AM |
silverloan | $25.00 | 2/3/2011 8:26:05 AM |
Doug1043 | $25.00 | 2/3/2011 9:45:27 AM |
grotheik | $25.00 | 2/3/2011 9:48:43 AM |
lucrative-transparency0 | $50.00 | 2/3/2011 9:53:58 AM |
shmb6508 | $25.00 | 2/3/2011 11:50:26 AM |
thorough-exchange4 | $25.00 | 2/3/2011 5:23:34 PM |
bid-czar8 | $50.00 | 2/3/2011 6:28:12 PM |
ThatDanGuy | $50.00 | 2/3/2011 6:28:25 PM |
mercuriant | $25.00 | 2/3/2011 6:28:36 PM |
gold-commander0 | $50.00 | 2/3/2011 6:28:50 PM |
Rdodson11 | $25.00 | 2/3/2011 6:30:02 PM |
wtrboy | $50.00 | 2/3/2011 6:30:41 PM |
bid-computer | $25.00 | 2/3/2011 5:28:20 PM |
relentless-gain3 | $50.00 | 2/3/2011 6:49:14 PM |
consummate-loyalty1 | $50.00 | 2/3/2011 6:49:39 PM |
burgeoning-silver | $25.00 | 2/3/2011 6:27:51 PM |
power-trophy7 | $25.00 | 2/3/2011 6:28:27 PM |
jasjac0105 | $25.00 | 2/3/2011 6:29:17 PM |
helping-out | $35.00 | 2/3/2011 6:30:15 PM |
lovely-order7 | $50.00 | 2/3/2011 6:30:16 PM |
orange-preeminant-bill | $50.00 | 2/3/2011 6:30:30 PM |
Magog12 | $25.00 | 2/3/2011 6:27:43 PM |
gotjack | $25.00 | 2/3/2011 6:27:56 PM |
first-upright-payout | $25.00 | 2/3/2011 6:28:08 PM |
loyalist1 | $50.00 | 2/3/2011 6:28:23 PM |
PatRichi | $25.00 | 2/3/2011 6:28:49 PM |
Rob717171 | $50.00 | 2/3/2011 6:28:58 PM |
kegs | $150.00 | 2/3/2011 6:29:11 PM |
Jack55304 | $100.00 | 2/3/2011 6:29:35 PM |
bonecrusher | $50.00 | 2/3/2011 6:49:21 PM |
wicker1 | $50.00 | 2/3/2011 6:49:18 PM |
rickp | $25.00 | 2/3/2011 6:49:34 PM |
virtuous-capital | $50.00 | 2/3/2011 6:49:46 PM |
gain-gourd | $75.00 | 2/1/2011 6:07:40 PM |
asiaratt | $50.00 | 2/1/2011 6:08:44 PM |
suave-dime6 | $25.00 | 2/1/2011 6:09:32 PM |
HamachiMan | $50.00 | 2/1/2011 6:10:41 PM |
liberty-society5 | $25.00 | 2/1/2011 6:11:19 PM |
dough-bear | $50.00 | 2/1/2011 6:05:16 PM |
erowis | $50.00 | 2/1/2011 6:17:58 PM |
genius520 | $100.00 | 2/1/2011 6:06:45 PM |
orderly-leverage | $50.00 | 2/1/2011 6:08:02 PM |
mykkai | $25.00 | 2/1/2011 7:48:46 PM |
Investoman | $50.00 | 2/1/2011 6:12:00 PM |
zorg77 | $25.00 | 2/1/2011 8:38:24 PM |
DasMula | $25.00 | 2/1/2011 10:03:32 PM |
greencat | $50.00 | 2/2/2011 7:21:59 AM |
Artist_Blue | $25.00 | 2/2/2011 8:45:01 AM |
the-silver-blaster | $50.00 | 2/2/2011 9:29:28 AM |
EarlyRiser | $250.00 | 2/2/2011 11:50:02 AM |
credit-sycamore4 | $100.00 | 2/2/2011 2:54:59 PM |
loan-kung-fu | $25.00 | 2/2/2011 3:49:09 PM |
TheCount | $25.00 | 2/2/2011 4:10:52 PM |
FASTIZIO_P | $35.00 | 2/2/2011 9:48:04 PM |
dollardave | $25.00 | 2/2/2011 6:06:46 PM |
CA-Lender | $25.00 | 2/3/2011 6:03:23 AM |
money-bauble | $80.27 | 2/3/2011 1:33:11 AM |
kulender | $50.00 | 2/3/2011 5:53:19 AM |
treasure-bliss | $29.83 | 2/3/2011 1:16:07 AM |
cycle198 | $30.00 | 2/3/2011 7:38:21 AM |
bullwink27 | $25.00 | 2/3/2011 7:58:51 AM |
buffalobills | $25.00 | 2/3/2011 8:56:04 AM |
profit-powerplant | $25.00 | 2/3/2011 12:07:08 PM |
extraordinary-transaction | $25.00 | 2/3/2011 12:18:25 PM |
igotmoney | $50.00 | 2/3/2011 12:30:07 PM |
authoritative-platinum7 | $25.00 | 2/3/2011 1:49:35 PM |
d_grbg | $25.00 | 2/3/2011 5:58:22 PM |
wwwUniversal | $25.00 | 2/3/2011 6:27:23 PM |
forthright-dedication | $25.00 | 2/3/2011 6:28:18 PM |
Angel_Investor_7 | $25.00 | 2/3/2011 6:28:40 PM |
ommcd | $25.00 | 2/3/2011 6:28:55 PM |
frankdelraza | $25.00 | 2/3/2011 6:49:03 PM |
tisgro | $25.00 | 2/3/2011 6:49:37 PM |
musegaze | $100.00 | 2/3/2011 6:28:02 PM |
Speculator | $25.00 | 2/3/2011 6:28:38 PM |
rescue | $100.00 | 2/3/2011 6:29:20 PM |
capital-halo1 | $500.00 | 2/3/2011 6:29:29 PM |
wise-rupee-sanctuary | $50.00 | 2/3/2011 6:29:38 PM |
bnlforever | $25.00 | 2/3/2011 6:30:19 PM |
graceful-investment | $100.00 | 2/3/2011 6:27:07 PM |
EBITDA | $25.00 | 2/3/2011 6:31:08 PM |
amusement4 | $100.00 | 2/3/2011 6:27:39 PM |
worthy-bid8 | $50.00 | 2/3/2011 6:27:54 PM |
Wellman | $50.00 | 2/3/2011 6:28:21 PM |
ingenious-interest1 | $50.00 | 2/3/2011 6:28:30 PM |
TNG812 | $25.50 | 2/3/2011 6:28:54 PM |
tech310 | $50.00 | 2/3/2011 6:29:01 PM |
zone8 | $125.00 | 2/3/2011 6:29:16 PM |
careful-note | $50.00 | 2/3/2011 6:29:33 PM |
agiovasil | $25.00 | 2/3/2011 6:29:47 PM |
TW2000 | $25.00 | 2/3/2011 6:49:10 PM |
tnjohnso | $25.00 | 2/3/2011 6:30:07 PM |
macbeck22 | $25.00 | 2/3/2011 6:49:40 PM |
be_wise | $25.00 | 2/3/2011 6:32:55 PM |
lethalvb01 | $25.00 | 2/3/2011 6:49:43 PM |
washboard1 | $25.00 | 2/3/2011 6:49:48 PM |
125 Investments
|
Borrower Payment Dependent Notes Series
492461
This series of Notes was issued and sold upon the funding of the borrower loan #46916, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Jan-31-2011 |
Term:
| 36 months | | |
Listing End date:
| Feb-02-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $306.15 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1992 |
Debt/Income ratio:
| 5% |
Credit score:
| 700-719 (Jan-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 7 |
Current / open credit lines:
| 9
/
7 | Length of status: | 6y 3m |
Amount delinquent:
| $6,114 |
Total credit lines:
| 41 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,610 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 47% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| profitable-note027 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation
Purpose of loan: I purchased a home with my wife just about a year ago and I am looking to put a patio in my back yard and some interior decorating. I would also like to consolidate a few bills.
My financial situation:
I am rebuilding my credit and I have worked at my job for the last 6+ years.
Monthly net income: $ 11000
Monthly expenses: $
??Housing: $ 2525
??Insurance: $?275
??Car expenses: $0
??Utilities: $?1000
??Phone, cable, internet: $ 400
??Food, entertainment: $ 1000
??Clothing, household expenses $ 1000
??Credit cards and other loans: $ 2000
??Other expenses: $ 1000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Please explain the current and past delinquencies and public record shown on your Prosper credit profile. Thanks and best wishes. - reflective-rupee
A:
We are 4 years and 2 months into a Chapter 13. We complete the Chapter 13 in December 2011. Due to the fact we are in this our credit shows reflects this. We have made all of our payments to the court on time and have even purchased a home.
(Jan-31-2011)
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
The total mortgage balance is $398170.98. When purchased in May 2010 we had about $4,000 in equity. We are in a new development and the houses are selling a bit higher. We do not have a second. The zestimate for the homes that sold in our neighborhood says n/a.
(Jan-31-2011)
2 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
jazzlender | $25.00 | 1/31/2011 10:00:59 AM |
a-finance-nirvana | $25.00 | 1/31/2011 10:02:41 AM |
gain-gourd | $75.00 | 1/31/2011 10:04:19 AM |
sensible-order2 | $100.00 | 1/31/2011 10:04:56 AM |
SDNLR | $25.00 | 1/31/2011 10:05:49 AM |
asiaratt | $50.00 | 1/31/2011 10:05:41 AM |
velocity-solo | $30.00 | 1/31/2011 10:03:00 AM |
orderly-leverage | $50.00 | 1/31/2011 10:04:46 AM |
ingenious-deal6 | $25.00 | 1/31/2011 10:07:18 AM |
cloud8 | $40.00 | 1/31/2011 10:39:30 AM |
bonus-seahorse | $50.00 | 1/31/2011 11:53:09 AM |
GellMaster | $25.00 | 1/31/2011 2:34:13 PM |
penny-plato | $25.00 | 1/31/2011 2:50:21 PM |
SolarMoonshine | $25.00 | 1/31/2011 3:57:24 PM |
hopeful-truth5 | $100.00 | 1/31/2011 3:59:12 PM |
lloyd_s | $25.00 | 1/31/2011 4:09:41 PM |
Starfin-Capital-Management | $167.27 | 1/31/2011 6:47:51 PM |
banker65010 | $25.00 | 2/1/2011 3:28:15 AM |
raisingophelia | $25.00 | 2/1/2011 8:28:26 AM |
dough-bear | $50.00 | 2/1/2011 7:52:53 AM |
community-platoon8 | $25.00 | 2/1/2011 9:33:41 AM |
BidDaddyBigBucks | $25.00 | 2/1/2011 9:55:20 AM |
britches613 | $48.11 | 2/1/2011 10:35:40 AM |
emgventures | $50.00 | 2/1/2011 10:53:23 AM |
orderly-wampum | $130.00 | 2/1/2011 3:27:56 PM |
Speculator | $50.00 | 2/1/2011 4:41:15 PM |
loyalist1 | $50.00 | 2/1/2011 5:15:40 PM |
shrewd-deal | $25.00 | 2/1/2011 6:56:12 PM |
gain-equator | $25.00 | 2/1/2011 7:18:32 PM |
wise-rupee-sanctuary | $50.00 | 2/1/2011 8:17:41 PM |
Gladglide | $28.68 | 2/1/2011 8:23:53 PM |
Veggie_Monkey | $25.00 | 2/1/2011 8:23:22 PM |
the-yield-surfer | $50.00 | 2/1/2011 9:36:17 PM |
graceful-investment | $100.00 | 2/1/2011 11:34:28 PM |
PatRichi | $25.00 | 2/2/2011 1:37:55 AM |
hope-eagle6 | $25.00 | 2/2/2011 2:11:52 AM |
shrewd-truth1 | $39.53 | 2/2/2011 2:04:39 AM |
valiant-liberty4 | $25.00 | 2/2/2011 2:09:27 AM |
loan-kung-fu | $25.00 | 2/2/2011 4:03:28 AM |
Get56 | $25.00 | 2/2/2011 6:42:31 AM |
Starfin-Capital-Management | $232.76 | 2/2/2011 6:08:59 AM |
lukassaul | $25.00 | 2/2/2011 7:03:03 AM |
ommcd | $25.00 | 2/2/2011 1:37:59 AM |
ivadood | $32.74 | 2/2/2011 1:46:48 AM |
interstellar | $75.00 | 2/2/2011 7:35:30 AM |
shrewd-income | $100.00 | 2/2/2011 8:17:39 AM |
Artist_Blue | $25.00 | 2/2/2011 8:46:00 AM |
saffron4 | $50.00 | 2/2/2011 8:50:21 AM |
djmgd790 | $31.50 | 2/2/2011 9:34:28 AM |
the-silver-blaster | $50.00 | 2/2/2011 9:29:18 AM |
yield-lion | $25.00 | 2/2/2011 10:11:43 AM |
credit-force5 | $50.00 | 2/2/2011 10:35:40 AM |
CA-Lender | $25.00 | 2/2/2011 10:43:40 AM |
simplelender80 | $100.00 | 2/2/2011 12:35:23 PM |
bnlforever | $25.00 | 2/2/2011 9:34:49 AM |
dood2112 | $25.00 | 2/2/2011 12:08:52 PM |
Ananya | $25.00 | 2/2/2011 2:53:44 PM |
Rob717171 | $50.00 | 2/2/2011 2:54:22 PM |
martinnc | $48.06 | 2/2/2011 2:54:43 PM |
30Sky | $25.00 | 2/2/2011 1:48:40 PM |
MAYBROOK | $50.00 | 2/2/2011 2:55:35 PM |
peterpossum | $25.00 | 2/2/2011 2:55:39 PM |
Doug1043 | $25.00 | 2/2/2011 2:55:50 PM |
courteous-integrity661 | $25.00 | 2/2/2011 2:37:24 PM |
tractorman | $50.00 | 2/2/2011 2:53:47 PM |
famous-bill | $25.00 | 2/2/2011 2:53:53 PM |
smithd76 | $50.00 | 2/2/2011 2:54:03 PM |
top-historic-peso | $25.00 | 2/2/2011 2:54:17 PM |
reward-adventure | $50.00 | 2/2/2011 2:55:09 PM |
independent-leverage6 | $25.00 | 2/2/2011 2:55:25 PM |
nellaelyob | $50.00 | 2/2/2011 2:55:40 PM |
virtuous-bill1 | $25.00 | 2/2/2011 2:55:52 PM |
hard-working-loot | $25.00 | 2/2/2011 2:54:09 PM |
radforj22 | $25.00 | 2/2/2011 2:54:16 PM |
natejx | $25.00 | 2/2/2011 2:54:27 PM |
JDFuego | $50.00 | 2/2/2011 2:54:53 PM |
deal-maple2 | $25.00 | 2/2/2011 2:55:01 PM |
andrewrobison | $33.00 | 2/2/2011 2:55:28 PM |
momoney2lend | $25.00 | 2/2/2011 2:55:33 PM |
best-openness-banker | $75.00 | 2/2/2011 2:55:41 PM |
lending-bear | $50.00 | 2/2/2011 2:55:57 PM |
genius520 | $100.00 | 1/31/2011 10:03:04 AM |
suave-dime6 | $25.00 | 1/31/2011 10:06:55 AM |
oregonusa | $50.00 | 1/31/2011 10:08:23 AM |
payment-gusto | $25.00 | 1/31/2011 10:06:01 AM |
umfan123 | $25.00 | 1/31/2011 11:44:10 AM |
reflective-rupee | $500.77 | 1/31/2011 1:30:28 PM |
illinois_joe | $25.73 | 1/31/2011 3:01:47 PM |
erowis | $55.00 | 1/31/2011 2:06:03 PM |
credit-sycamore4 | $100.00 | 1/31/2011 3:33:01 PM |
phaded | $25.00 | 1/31/2011 5:28:50 PM |
moneysong | $300.00 | 1/31/2011 6:04:49 PM |
brightest-dignified-penny | $25.00 | 1/31/2011 4:58:00 PM |
Kqwik | $25.00 | 1/31/2011 8:47:53 PM |
Zipcut | $25.00 | 1/31/2011 9:04:47 PM |
peace-missile | $50.00 | 2/1/2011 1:17:31 AM |
loanman2007 | $50.00 | 2/1/2011 6:08:58 AM |
HamachiMan | $50.00 | 2/1/2011 8:21:14 AM |
liberty-society5 | $25.00 | 2/1/2011 9:33:10 AM |
TheCount | $25.00 | 2/1/2011 10:18:37 AM |
greencat | $50.00 | 2/1/2011 10:14:10 AM |
britches613 | $25.00 | 2/1/2011 10:34:57 AM |
Bob450 | $25.00 | 2/1/2011 4:28:39 PM |
Investoman | $50.00 | 2/1/2011 4:31:02 PM |
treasure-bliss | $50.00 | 2/1/2011 4:42:46 PM |
heavy_ax | $25.00 | 2/1/2011 4:12:57 PM |
ingenious-truth0 | $55.00 | 2/1/2011 4:13:21 PM |
Reliance_Banker | $25.00 | 2/1/2011 5:46:33 PM |
benefit-boots | $25.00 | 2/1/2011 6:57:34 PM |
jamiee73 | $25.00 | 2/1/2011 8:14:47 PM |
gotyourgear | $48.33 | 2/1/2011 8:23:06 PM |
agiovasil | $25.00 | 2/2/2011 1:53:26 AM |
kulender | $50.00 | 2/2/2011 1:50:25 AM |
impartial-deal | $25.00 | 2/2/2011 2:11:43 AM |
orange-preeminant-bill | $50.00 | 2/2/2011 2:12:23 AM |
thrifty-return | $25.19 | 2/2/2011 2:12:04 AM |
PCity-LOA15 | $31.42 | 2/2/2011 6:58:37 AM |
NoCal | $25.00 | 2/2/2011 1:48:16 AM |
Lubava | $25.00 | 2/2/2011 7:52:24 AM |
money-bauble | $100.00 | 2/2/2011 7:28:29 AM |
unassassinable | $25.00 | 2/2/2011 2:06:12 AM |
FeedTheMachine | $50.00 | 2/2/2011 8:18:23 AM |
mobius404 | $25.00 | 2/2/2011 5:43:19 AM |
finance-mushroom | $100.00 | 2/2/2011 7:13:27 AM |
red-favorable-basis | $25.00 | 2/2/2011 8:57:37 AM |
IslandParadise | $30.00 | 2/2/2011 9:33:48 AM |
corporatejim | $34.16 | 2/2/2011 9:36:23 AM |
retirementlady | $25.00 | 2/2/2011 10:24:29 AM |
Armyman122 | $50.00 | 2/2/2011 10:29:10 AM |
Angel_Investor_7 | $25.00 | 2/2/2011 10:35:38 AM |
nimble-economy863 | $25.00 | 2/2/2011 9:34:44 AM |
treasure-generator | $25.00 | 2/2/2011 2:53:22 PM |
jmichael23 | $50.00 | 2/2/2011 2:54:01 PM |
money-floret | $25.00 | 2/2/2011 2:54:29 PM |
stoopidnoodle | $25.00 | 2/2/2011 2:54:56 PM |
newest-inspiring-power | $25.00 | 2/2/2011 2:55:12 PM |
assetmanager | $25.00 | 2/2/2011 2:55:37 PM |
theshef | $25.00 | 2/2/2011 2:55:43 PM |
AMSlife | $50.00 | 2/2/2011 2:56:01 PM |
asmithj | $48.25 | 2/2/2011 2:53:37 PM |
Marfloogan | $25.00 | 2/2/2011 2:53:49 PM |
Tikibarman | $25.00 | 2/2/2011 2:53:58 PM |
bountiful-durability | $100.00 | 2/2/2011 2:54:12 PM |
exuberant-dime | $50.00 | 2/2/2011 2:55:15 PM |
marcomnzs | $25.00 | 2/2/2011 2:55:27 PM |
newest-generous-income | $25.00 | 2/2/2011 2:55:38 PM |
reinforced-investment4 | $25.00 | 2/2/2011 2:55:45 PM |
HedgeFund | $50.00 | 2/2/2011 2:55:55 PM |
competent-p2p | $100.00 | 2/2/2011 12:36:54 PM |
djmjkelso | $30.00 | 2/2/2011 1:54:54 PM |
justonejake | $25.00 | 2/2/2011 2:54:05 PM |
contract-lotus | $50.00 | 2/2/2011 2:54:14 PM |
bold-shrewd-duty | $25.00 | 2/2/2011 2:54:20 PM |
copper | $50.00 | 2/2/2011 2:54:33 PM |
irrelevant | $25.00 | 2/2/2011 2:54:39 PM |
uncleegg | $50.00 | 2/2/2011 2:54:49 PM |
rhightower003 | $25.00 | 2/2/2011 2:54:54 PM |
lillian27 | $50.00 | 2/2/2011 2:55:11 PM |
tech310 | $50.00 | 2/2/2011 2:55:23 PM |
kyle84119 | $50.00 | 2/2/2011 2:55:29 PM |
knitwhit122 | $25.00 | 2/2/2011 2:55:39 PM |
Georgetastic | $25.00 | 2/2/2011 2:55:47 PM |
AdrianWapcaplet | $50.00 | 2/2/2011 2:56:00 PM |
163 Investments
|
Borrower Payment Dependent Notes Series
492491
This series of Notes was issued and sold upon the funding of the borrower loan #46931, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.50% |
Listing Start date:
| Jan-31-2011 |
Term:
| 36 months | | |
Listing End date:
| Feb-02-2011 |
|
Lender yield:
| 8.55% |
Borrower rate/APR:
| 9.55% / 11.65% |
Monthly payment:
| $256.45 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.53% | | |
| |
Estimated return*:
| 5.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Feb-2005 |
Debt/Income ratio:
| 7% |
Credit score:
| 740-759 (Jan-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $914 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 14% | | |
| |
Homeownership:
| No | | |
Screen name:
| thorough-return768 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Final step to becoming debt free
Debt free plan:
I have already paid down most all of my credit cards.
This is the last step of getting out of debt as I will take care of an existing loan and remainder of credit card debt.
Not only do I have great credit, but I make enough to pay this off quickly. My plan is to be debt free by August 2011.
I will accomplish this with or without the help of prosper, I would just rather pay less interest while also eliminating the middleman.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
Pulchritudinous | $25.00 | 1/31/2011 6:53:27 PM |
selector568 | $50.00 | 1/31/2011 6:53:47 PM |
velocity-solo | $60.00 | 1/31/2011 6:53:37 PM |
jazzlender | $25.00 | 1/31/2011 6:54:33 PM |
tech310 | $50.00 | 1/31/2011 6:55:19 PM |
g314 | $30.00 | 1/31/2011 6:56:00 PM |
fishintime | $100.00 | 1/31/2011 6:57:38 PM |
simplelender80 | $100.00 | 1/31/2011 6:59:30 PM |
marketplace-cello5 | $25.00 | 1/31/2011 6:59:56 PM |
exuberant-dime | $50.00 | 1/31/2011 7:00:51 PM |
sensible-order2 | $100.00 | 1/31/2011 7:01:43 PM |
cablenews | $50.00 | 1/31/2011 6:51:08 PM |
NYCFinancier | $25.00 | 1/31/2011 7:03:01 PM |
meenan | $50.00 | 1/31/2011 7:03:17 PM |
jenkris | $25.00 | 1/31/2011 7:04:47 PM |
gain-gourd | $100.00 | 1/31/2011 6:57:05 PM |
american6 | $100.00 | 1/31/2011 6:58:51 PM |
reflective-rupee | $50.77 | 1/31/2011 7:34:42 PM |
mtnbikemania | $50.00 | 1/31/2011 7:00:13 PM |
terrific-p2ploan | $25.00 | 1/31/2011 7:52:54 PM |
Reinadog9 | $50.00 | 1/31/2011 8:14:22 PM |
GoldenGo4 | $50.00 | 1/31/2011 7:01:02 PM |
rjleves | $25.00 | 1/31/2011 7:01:27 PM |
orderly-leverage | $100.00 | 1/31/2011 7:01:49 PM |
peripatetic | $25.00 | 1/31/2011 7:01:58 PM |
credit-investor5 | $50.00 | 1/31/2011 7:04:39 PM |
credit-kahuna | $50.00 | 2/1/2011 12:19:01 AM |
gnuey | $50.00 | 2/1/2011 1:02:27 AM |
Planecourage | $28.00 | 2/1/2011 4:13:46 AM |
best-vivacious-funds | $25.00 | 2/1/2011 5:16:04 AM |
shrewd-loot | $28.00 | 2/1/2011 5:59:39 AM |
retiresecure | $25.00 | 2/1/2011 7:22:02 AM |
hopeful-truth5 | $100.00 | 2/1/2011 6:52:27 AM |
rjrventure | $75.00 | 2/1/2011 7:00:50 AM |
peace-missile | $50.00 | 2/1/2011 1:56:21 AM |
implementer538 | $25.00 | 2/1/2011 9:15:55 AM |
the-debt-fluffy-bunny | $25.00 | 2/1/2011 8:53:32 AM |
catmanbob | $25.00 | 2/1/2011 6:08:33 AM |
Clambake | $100.00 | 2/1/2011 9:29:15 AM |
JedClampett | $75.00 | 2/1/2011 8:27:24 AM |
bold-durability-drum | $100.00 | 2/1/2011 9:43:20 AM |
BidDaddyBigBucks | $25.00 | 2/1/2011 9:55:30 AM |
Astyanax | $40.00 | 2/1/2011 10:27:43 AM |
tallcoolone | $25.00 | 2/1/2011 11:14:27 AM |
mystical-coin5 | $25.00 | 2/1/2011 11:26:01 AM |
starlightstarwind | $25.00 | 2/1/2011 1:41:16 PM |
RandyL3 | $25.00 | 2/1/2011 4:05:46 PM |
heavy_ax | $25.00 | 2/1/2011 4:13:01 PM |
top-magnificent-greenback | $25.00 | 2/1/2011 5:34:52 PM |
ALVO | $50.00 | 2/1/2011 6:23:22 PM |
slingshot_knitter | $25.00 | 2/1/2011 6:56:01 PM |
interstellar | $75.00 | 2/1/2011 8:17:55 PM |
shrewd-deal | $25.00 | 2/1/2011 6:55:54 PM |
Reddy_Capital | $25.00 | 2/1/2011 9:58:23 PM |
rce1964 | $25.00 | 2/2/2011 1:21:53 AM |
upbeat-investment9 | $100.00 | 2/1/2011 8:53:53 PM |
bowdish1 | $38.72 | 2/2/2011 1:54:40 AM |
Oak-Parker | $25.00 | 2/1/2011 10:20:09 PM |
Stavros | $100.00 | 2/2/2011 7:46:16 AM |
Havnfun | $25.00 | 2/2/2011 7:54:28 AM |
buffalobills | $25.00 | 2/2/2011 8:40:01 AM |
flyboy24 | $25.00 | 2/2/2011 9:03:23 AM |
Banker7371 | $25.00 | 2/2/2011 9:35:20 AM |
lodcomm | $50.00 | 2/2/2011 9:31:36 AM |
flexible-fund6 | $50.00 | 2/2/2011 9:33:14 AM |
daddypro | $25.00 | 2/2/2011 11:07:39 AM |
lasalsa03 | $25.00 | 2/2/2011 12:43:20 PM |
market-squadron3 | $25.00 | 2/2/2011 12:53:52 PM |
serene-capital | $30.00 | 2/2/2011 12:39:12 PM |
30Sky | $25.00 | 2/2/2011 1:48:27 PM |
paladin847 | $50.00 | 2/2/2011 4:01:22 PM |
Taxman44 | $25.00 | 2/2/2011 4:30:57 PM |
mammalian4 | $25.00 | 2/2/2011 4:33:46 PM |
credit-force5 | $50.00 | 2/2/2011 4:29:01 PM |
pythia | $25.00 | 2/2/2011 4:51:50 PM |
MattLic | $50.00 | 2/2/2011 4:53:20 PM |
simpy | $50.00 | 2/2/2011 4:03:27 PM |
helpingyou1 | $25.00 | 2/2/2011 4:50:21 PM |
credit-panda1 | $25.00 | 2/2/2011 4:52:39 PM |
five-star-responsibility0 | $25.23 | 2/2/2011 4:49:37 PM |
hard-working-loot | $25.00 | 2/2/2011 4:53:17 PM |
brw | $25.00 | 2/2/2011 5:08:06 PM |
skiberdad | $50.00 | 2/2/2011 5:08:12 PM |
investment-tempo | $50.00 | 2/2/2011 5:08:27 PM |
MadHun | $50.00 | 2/2/2011 5:08:47 PM |
asdf9876 | $25.00 | 2/2/2011 5:07:16 PM |
moola-escalator | $25.00 | 2/2/2011 5:08:43 PM |
chekat | $25.00 | 2/2/2011 5:07:31 PM |
SelectTrustLending | $25.00 | 2/2/2011 5:07:45 PM |
grf1945 | $25.00 | 2/2/2011 5:08:45 PM |
C_Mark | $100.00 | 2/2/2011 5:09:01 PM |
sassykatty | $50.00 | 2/2/2011 5:09:13 PM |
nybanker85 | $50.00 | 1/31/2011 6:54:24 PM |
indomitable-coin | $50.00 | 1/31/2011 6:54:18 PM |
radforj22 | $35.00 | 1/31/2011 6:54:46 PM |
elasermd | $50.00 | 1/31/2011 6:55:53 PM |
octoberfresh | $26.00 | 1/31/2011 6:56:03 PM |
enchanted-yield4 | $50.00 | 1/31/2011 6:58:38 PM |
starlight31 | $50.00 | 1/31/2011 7:02:16 PM |
unclejaef | $25.00 | 1/31/2011 7:02:52 PM |
enthralling-deal180 | $100.00 | 1/31/2011 6:54:12 PM |
a-finance-nirvana | $25.00 | 1/31/2011 7:02:43 PM |
pdxKurt | $50.00 | 1/31/2011 7:04:20 PM |
financelover | $25.00 | 1/31/2011 7:03:43 PM |
Shawn95187 | $25.00 | 1/31/2011 7:03:59 PM |
power-defender7 | $50.00 | 1/31/2011 7:04:25 PM |
genius520 | $100.00 | 1/31/2011 6:59:11 PM |
rolandweary | $25.00 | 1/31/2011 6:59:46 PM |
ursus | $100.00 | 1/31/2011 7:00:40 PM |
gold-tsunami | $50.00 | 1/31/2011 7:01:18 PM |
Relevance | $25.00 | 1/31/2011 8:43:42 PM |
vutah | $50.00 | 1/31/2011 8:57:49 PM |
one-midas | $50.00 | 1/31/2011 7:06:31 PM |
astute-benjamins | $25.00 | 2/1/2011 3:47:31 AM |
koozkotopia | $25.00 | 2/1/2011 5:54:27 AM |
relierma | $25.00 | 2/1/2011 6:53:13 AM |
Tradesmanlender | $35.00 | 2/1/2011 8:34:06 AM |
Dan4703 | $25.00 | 2/1/2011 6:17:21 AM |
GElender | $50.00 | 2/1/2011 7:03:12 AM |
HamachiMan | $50.00 | 2/1/2011 8:21:26 AM |
cwegert | $25.61 | 2/1/2011 8:39:27 AM |
Adino | $50.00 | 2/1/2011 10:26:38 AM |
tranquil-revenue | $50.00 | 2/1/2011 1:00:41 PM |
MWMoney | $25.00 | 2/1/2011 2:00:21 PM |
RicheyRich | $25.00 | 2/1/2011 2:25:34 PM |
AsianDragon | $45.00 | 2/1/2011 2:32:37 PM |
heavenly-interest9 | $200.00 | 2/1/2011 11:19:47 AM |
gracej | $25.00 | 2/1/2011 3:58:12 PM |
epic-transaction | $25.00 | 2/1/2011 4:53:10 PM |
John_Galt | $75.00 | 2/1/2011 3:08:56 PM |
honorable-yield | $25.00 | 2/1/2011 5:00:59 PM |
SolarMoonshine | $25.00 | 2/1/2011 3:47:51 PM |
AFairDeal | $75.00 | 2/1/2011 5:17:55 PM |
mojii77 | $50.00 | 2/1/2011 4:58:37 PM |
hmarquiss4 | $40.00 | 2/1/2011 6:41:07 PM |
steiglends | $250.00 | 2/1/2011 8:17:03 PM |
gain-equator | $25.00 | 2/1/2011 7:18:21 PM |
brutusbone | $50.00 | 2/1/2011 7:33:04 PM |
riproaringrapids | $25.00 | 2/1/2011 11:58:46 PM |
bannybucks | $25.00 | 2/2/2011 4:27:19 AM |
lukassaul | $25.00 | 2/2/2011 7:03:10 AM |
wwwUniversal | $25.00 | 2/2/2011 1:51:43 AM |
bigphish | $25.00 | 2/2/2011 7:24:33 AM |
Artist_Blue | $25.00 | 2/2/2011 8:49:59 AM |
kmwvma | $25.00 | 2/2/2011 2:58:43 AM |
excellent-loan8 | $25.00 | 2/2/2011 8:00:00 AM |
TrustPlus | $50.00 | 2/2/2011 9:01:42 AM |
IslandParadise | $50.00 | 2/2/2011 9:33:43 AM |
compassionate-dime0 | $50.00 | 2/2/2011 9:34:01 AM |
fundingyourbigfuture | $25.00 | 2/2/2011 12:15:34 PM |
ihelpunow | $25.00 | 2/2/2011 9:47:16 AM |
bonus-sensai825 | $25.00 | 2/2/2011 1:41:55 PM |
Pennywize | $25.00 | 2/2/2011 1:48:23 PM |
rogue_monster | $50.00 | 2/2/2011 12:40:50 PM |
william44 | $25.00 | 2/2/2011 1:23:23 PM |
vigilance-revolutionary | $50.00 | 2/2/2011 1:53:32 PM |
3musketeers | $50.00 | 2/2/2011 1:53:54 PM |
rjrventure | $25.00 | 2/2/2011 2:07:16 PM |
loantigger | $50.00 | 2/2/2011 4:28:58 PM |
investor_101 | $50.00 | 2/2/2011 4:29:48 PM |
wayman | $50.00 | 2/2/2011 4:53:11 PM |
PaulW | $25.00 | 2/2/2011 4:50:06 PM |
llequire1 | $100.00 | 2/2/2011 4:51:44 PM |
Rick7925 | $25.00 | 2/2/2011 5:01:41 PM |
skuba | $75.00 | 2/2/2011 5:08:10 PM |
nanda | $100.00 | 2/2/2011 5:08:16 PM |
the-enterprising-leverage | $25.00 | 2/2/2011 5:08:20 PM |
MarinLoans | $25.00 | 2/2/2011 5:08:42 PM |
eloquent-dough5 | $25.00 | 2/2/2011 5:07:24 PM |
Ocean713 | $50.00 | 2/2/2011 5:08:04 PM |
museic1 | $50.00 | 2/2/2011 5:08:22 PM |
objective-investor | $150.00 | 2/2/2011 5:08:28 PM |
speedy-point | $25.00 | 2/2/2011 5:07:39 PM |
Wally1727 | $50.00 | 2/2/2011 5:08:05 PM |
friendly-credit2 | $50.00 | 2/2/2011 5:08:40 PM |
LeReve | $100.00 | 2/2/2011 5:08:57 PM |
176 Investments
|
Borrower Payment Dependent Notes Series
492493
This series of Notes was issued and sold upon the funding of the borrower loan #47020, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.25% |
Listing Start date:
| Feb-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Feb-02-2011 |
|
Lender yield:
| 7.49% |
Borrower rate/APR:
| 8.49% / 10.58% |
Monthly payment:
| $142.03 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.48% | | |
| |
Estimated return*:
| 4.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| May-1996 |
Debt/Income ratio:
| 14% |
Credit score:
| 720-739 (Feb-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
5 | Length of status: | 15y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Military Enlisted |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,241 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| |
Homeownership:
| No | | |
Screen name:
| leverage-antioxidant |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 5 ( 83% )
| 720-739 (Latest)
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 1
( 17% )
| 800-819
(Jun-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Need to buy another car for family
Purpose of loan:
This loan will be used to?buy another car for my family.? My teenage daughter is driving and we need to get an older used car for use around town.
My financial situation:
I am a good candidate for this loan because?I am in the military and have a steady income that wont change.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
radforj22 | $25.00 | 2/2/2011 9:09:46 AM |
tallcoolone | $25.00 | 2/2/2011 9:11:01 AM |
enthralling-deal180 | $50.00 | 2/2/2011 9:11:24 AM |
cablenews | $50.00 | 2/2/2011 9:12:15 AM |
american6 | $100.00 | 2/2/2011 9:13:51 AM |
genius520 | $100.00 | 2/2/2011 9:13:58 AM |
peripatetic | $25.00 | 2/2/2011 9:15:52 AM |
rolandweary | $25.00 | 2/2/2011 9:14:24 AM |
marketplace-cello5 | $25.00 | 2/2/2011 9:14:40 AM |
rjleves | $25.00 | 2/2/2011 9:15:14 AM |
sensible-order2 | $100.00 | 2/2/2011 9:15:37 AM |
a-finance-nirvana | $25.00 | 2/2/2011 9:16:09 AM |
jazzlender | $50.00 | 2/2/2011 9:09:25 AM |
bold-durability-drum | $100.00 | 2/2/2011 9:18:36 AM |
jenkris | $25.00 | 2/2/2011 9:17:05 AM |
Adino | $50.00 | 2/2/2011 9:18:56 AM |
octoberfresh | $26.00 | 2/2/2011 9:10:37 AM |
Clambake | $100.00 | 2/2/2011 9:18:03 AM |
velocity-solo | $60.00 | 2/2/2011 9:12:26 AM |
bigphish | $25.00 | 2/2/2011 9:21:03 AM |
elasermd | $50.00 | 2/2/2011 9:12:34 AM |
gain-gourd | $100.00 | 2/2/2011 9:12:44 AM |
fishintime | $100.00 | 2/2/2011 9:12:49 AM |
Stavros | $100.00 | 2/2/2011 9:21:09 AM |
ursus | $100.00 | 2/2/2011 9:14:58 AM |
Slapshot | $25.00 | 2/2/2011 9:24:32 AM |
vutah | $50.00 | 2/2/2011 9:26:34 AM |
Shawn95187 | $25.00 | 2/2/2011 9:16:41 AM |
pdxKurt | $50.00 | 2/2/2011 9:16:53 AM |
Reinadog9 | $50.00 | 2/2/2011 9:17:15 AM |
GElender | $50.00 | 2/2/2011 9:17:23 AM |
Tradesmanlender | $35.00 | 2/2/2011 9:17:43 AM |
BidDaddyBigBucks | $25.00 | 2/2/2011 9:18:46 AM |
flexible-fund6 | $50.00 | 2/2/2011 9:33:24 AM |
AFairDeal | $75.00 | 2/2/2011 9:19:30 AM |
Dollars4Rent | $25.00 | 2/2/2011 11:48:54 AM |
Stock-Stud | $25.00 | 2/2/2011 10:54:25 AM |
mddahlheim | $50.00 | 2/2/2011 10:07:39 AM |
hopeful-truth5 | $100.00 | 2/2/2011 12:22:02 PM |
30Sky | $25.00 | 2/2/2011 1:48:35 PM |
rdrloan | $50.00 | 2/2/2011 4:53:06 PM |
RandyL3 | $25.00 | 2/2/2011 4:45:27 PM |
lucabratsie | $50.00 | 2/2/2011 5:26:00 PM |
Firescreek | $25.00 | 2/2/2011 5:12:10 PM |
the-debt-fluffy-bunny | $25.00 | 2/2/2011 5:25:10 PM |
Lendomatic | $73.00 | 2/2/2011 5:46:37 PM |
gold-tsunami | $50.00 | 2/2/2011 5:55:18 PM |
mtnbikemania | $50.00 | 2/2/2011 5:09:06 PM |
SolarMoonshine | $25.00 | 2/2/2011 6:44:39 PM |
steiglends | $32.70 | 2/2/2011 5:32:31 PM |
HomerdohNY | $25.00 | 2/2/2011 7:45:52 PM |
marybennet | $25.00 | 2/2/2011 5:33:41 PM |
Johnab | $25.00 | 2/2/2011 8:15:13 PM |
hidavehi | $33.00 | 2/2/2011 6:24:50 PM |
auction-workhorse679 | $30.00 | 2/2/2011 6:59:29 PM |
myduck | $40.00 | 2/2/2011 7:12:52 PM |
Aurumdraco | $25.00 | 2/2/2011 7:34:59 PM |
mozzarella | $25.00 | 2/2/2011 7:46:01 PM |
invest0r | $50.00 | 2/2/2011 8:13:33 PM |
Da_Huntta | $50.00 | 2/2/2011 8:19:56 PM |
financelover | $25.00 | 2/2/2011 6:06:34 PM |
gilbrear | $25.00 | 2/2/2011 7:54:40 PM |
power-cell | $25.00 | 2/2/2011 8:50:53 PM |
credit-investor5 | $50.00 | 2/2/2011 9:11:05 AM |
Pulchritudinous | $25.00 | 2/2/2011 9:12:24 AM |
g314 | $30.00 | 2/2/2011 9:12:38 AM |
orderly-leverage | $100.00 | 2/2/2011 9:15:43 AM |
meenan | $50.00 | 2/2/2011 9:16:31 AM |
HamachiMan | $50.00 | 2/2/2011 9:17:34 AM |
gain-equator | $25.00 | 2/2/2011 9:20:01 AM |
gracej | $25.00 | 2/2/2011 9:19:03 AM |
top-note-jamboree | $50.00 | 2/2/2011 9:12:21 AM |
tech310 | $50.00 | 2/2/2011 9:12:29 AM |
ALVO | $50.00 | 2/2/2011 9:19:43 AM |
cash-vault | $25.00 | 2/2/2011 9:24:21 AM |
shrewd-deal | $25.00 | 2/2/2011 9:19:52 AM |
selector568 | $50.00 | 2/2/2011 9:25:28 AM |
simplelender80 | $100.00 | 2/2/2011 9:14:06 AM |
starlight31 | $50.00 | 2/2/2011 9:15:57 AM |
compassionate-dime0 | $50.00 | 2/2/2011 9:34:07 AM |
Artist_Blue | $25.00 | 2/2/2011 9:21:40 AM |
Chutney | $50.00 | 2/2/2011 9:24:54 AM |
one-midas | $50.00 | 2/2/2011 9:36:10 AM |
Whitewater_Loans | $40.00 | 2/2/2011 11:24:25 AM |
vigilance-revolutionary | $50.00 | 2/2/2011 1:53:36 PM |
astute-benjamins | $25.00 | 2/2/2011 2:49:08 PM |
eCapital | $25.00 | 2/2/2011 11:54:13 AM |
engaging-worth | $25.00 | 2/2/2011 3:42:14 PM |
kinetic-social | $25.00 | 2/2/2011 2:42:33 PM |
Barrayaran | $25.00 | 2/2/2011 4:44:26 PM |
JedClampett | $75.00 | 2/2/2011 4:25:55 PM |
nybanker85 | $50.00 | 2/2/2011 4:29:59 PM |
payout-paladin0 | $30.26 | 2/2/2011 5:23:50 PM |
oskizzle | $25.00 | 2/2/2011 5:29:18 PM |
Dr_M | $25.00 | 2/2/2011 5:50:09 PM |
Banker7371 | $25.00 | 2/2/2011 5:33:40 PM |
dpries123 | $25.00 | 2/2/2011 5:31:22 PM |
NYCFinancier | $25.00 | 2/2/2011 6:06:33 PM |
265alan0 | $25.00 | 2/2/2011 6:37:18 PM |
thankful-nickel2 | $25.00 | 2/2/2011 7:49:15 PM |
MoneyForNothing | $5.17 | 2/2/2011 8:50:58 PM |
noodles932 | $39.87 | 2/2/2011 6:15:51 PM |
haidoken | $50.00 | 2/2/2011 6:48:25 PM |
103 Investments
|
Borrower Payment Dependent Notes Series
492523
This series of Notes was issued and sold upon the funding of the borrower loan #47008, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Feb-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Feb-02-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $102.05 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 720-739 (Feb-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 3y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,583 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| |
Homeownership:
| No | | |
Screen name:
| new-profitable-wealth |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
johnny 1d
Purpose of loan:
This loan will be used to?
cosolidate bills
My financial situation:
I am a good candidate for this loan because?
im a hard worker and try my hardest to pay my bills
Monthly net income: $
2800
Monthly expenses: $
??Housing: $ 0
??Insurance: $ 0
??Car expenses: $0?
??Utilities: $ 0
??Phone, cable, internet: $ 90
??Food, entertainment: $ 50
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
dough-bear | $50.00 | 2/2/2011 4:57:41 PM |
genius520 | $100.00 | 2/2/2011 4:58:40 PM |
velocity-solo | $30.00 | 2/2/2011 4:58:36 PM |
HamachiMan | $50.00 | 2/2/2011 5:00:33 PM |
JustMee | $25.00 | 2/2/2011 5:01:01 PM |
Investoman | $50.00 | 2/2/2011 5:01:17 PM |
Whipster | $50.00 | 2/2/2011 5:03:37 PM |
reflective-rupee | $125.77 | 2/2/2011 5:23:56 PM |
orderly-leverage | $50.00 | 2/2/2011 4:59:36 PM |
gain-equator | $25.00 | 2/2/2011 5:01:35 PM |
the-yield-surfer | $50.00 | 2/2/2011 5:01:47 PM |
Evolver | $50.00 | 2/2/2011 5:03:41 PM |
transaction-circuit | $100.00 | 2/2/2011 5:29:04 PM |
engaging-worth | $25.00 | 2/2/2011 5:55:48 PM |
Zipcut | $25.00 | 2/2/2011 6:03:47 PM |
money-fort | $30.00 | 2/2/2011 5:34:02 PM |
DasMula | $38.84 | 2/2/2011 6:00:26 PM |
Kash2010lu | $28.00 | 2/2/2011 4:58:06 PM |
octoberfresh | $26.00 | 2/2/2011 4:58:10 PM |
asiaratt | $50.00 | 2/2/2011 5:00:02 PM |
Artist_Blue | $25.00 | 2/2/2011 5:02:31 PM |
EarlyRiser | $250.00 | 2/2/2011 4:59:10 PM |
vutah | $25.00 | 2/2/2011 5:03:39 PM |
liberty-society5 | $25.00 | 2/2/2011 5:00:55 PM |
finance-mushroom | $100.00 | 2/2/2011 5:02:10 PM |
sensible-order2 | $100.00 | 2/2/2011 4:56:48 PM |
jazzlender | $25.00 | 2/2/2011 4:57:25 PM |
suave-dime6 | $25.00 | 2/2/2011 5:00:11 PM |
poormanenterprises | $39.00 | 2/2/2011 5:33:43 PM |
simplelender80 | $200.00 | 2/2/2011 5:06:32 PM |
reflective-rupee | $500.77 | 2/2/2011 5:23:45 PM |
witty-openness | $25.00 | 2/2/2011 6:08:37 PM |
courteous-kindness1 | $50.00 | 2/2/2011 6:13:17 PM |
loss-of-control | $100.00 | 2/2/2011 5:35:38 PM |
Cory79 | $31.91 | 2/2/2011 5:51:31 PM |
35 Investments
|
Borrower Payment Dependent Notes Series
492605
This series of Notes was issued and sold upon the funding of the borrower loan #46913, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Feb-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Feb-03-2011 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 16.65% |
Monthly payment:
| $516.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-2001 |
Debt/Income ratio:
| 20% |
Credit score:
| 760-779 (Feb-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 1y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,044 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 7% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Change101 |
Borrower's state:
| NewMexico |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Room Addition
Purpose of loan:
This loan will be used to pay for a room addition.?Part of it was already there when we bought the house, just completeing the job. ?
My financial situation:
I am a good candidate for this loan because I have no debt remaining except for the home mortgage.
Monthly net income: $2700/- ?
Monthly expenses: $?2200/- None?from my income. My husband's income?pays for all
??Housing: $ 1000
??Insurance: $100?
??Car expenses: $?50 (Gas)
??Utilities: $ 200
??Phone, cable, internet: $ 150
??Food, entertainment: $?600?
??Clothing, household expenses $?100?
??Credit cards and other loans: $0?
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
enthralling-deal180 | $50.00 | 2/1/2011 6:04:17 PM |
gain-gourd | $100.00 | 2/1/2011 6:06:30 PM |
rolandweary | $25.00 | 2/1/2011 6:07:16 PM |
fishintime | $100.00 | 2/1/2011 6:06:34 PM |
marketplace-cello5 | $25.00 | 2/1/2011 6:07:20 PM |
rjleves | $25.00 | 2/1/2011 6:07:49 PM |
ursus | $100.00 | 2/1/2011 6:07:33 PM |
orderly-leverage | $100.00 | 2/1/2011 6:08:21 PM |
NYCFinancier | $25.00 | 2/1/2011 6:09:26 PM |
a-finance-nirvana | $25.00 | 2/1/2011 6:09:20 PM |
GElender | $50.00 | 2/1/2011 6:10:24 PM |
financelover | $25.00 | 2/1/2011 6:09:54 PM |
Clambake | $100.00 | 2/1/2011 6:11:09 PM |
liberty-society5 | $25.00 | 2/1/2011 6:11:21 PM |
BidDaddyBigBucks | $25.00 | 2/1/2011 6:11:34 PM |
commerce-yeller | $25.00 | 2/1/2011 6:04:38 PM |
cablenews | $50.00 | 2/1/2011 6:06:07 PM |
ALVO | $50.00 | 2/1/2011 6:23:28 PM |
new-cash-plato | $25.00 | 2/1/2011 6:31:16 PM |
gold-tsunami | $50.00 | 2/1/2011 6:07:46 PM |
peripatetic | $25.00 | 2/1/2011 6:08:26 PM |
starlight31 | $50.00 | 2/1/2011 6:08:30 PM |
pdxKurt | $50.00 | 2/1/2011 6:10:06 PM |
HamachiMan | $50.00 | 2/1/2011 6:10:46 PM |
gracej | $25.00 | 2/1/2011 6:11:44 PM |
AFairDeal | $75.00 | 2/1/2011 6:12:08 PM |
mtnbikemania | $50.00 | 2/1/2011 8:17:49 PM |
gain-equator | $25.00 | 2/1/2011 7:18:27 PM |
xrycac | $25.00 | 2/2/2011 1:20:26 AM |
jdrez | $25.00 | 2/2/2011 1:23:01 AM |
Headhunter14 | $25.00 | 2/2/2011 1:21:39 AM |
Ducatiman1978 | $25.00 | 2/2/2011 1:22:54 AM |
Contour | $27.14 | 2/2/2011 1:30:26 AM |
miket71 | $35.77 | 2/2/2011 1:49:46 AM |
hopeful-truth5 | $50.00 | 2/1/2011 8:57:13 PM |
loanman2007 | $75.00 | 2/2/2011 6:05:26 AM |
chameleon125 | $25.00 | 2/2/2011 6:56:04 AM |
bigphish | $25.00 | 2/2/2011 7:24:41 AM |
cello1 | $25.00 | 2/2/2011 2:05:17 AM |
lukassaul | $25.00 | 2/2/2011 7:03:20 AM |
Artist_Blue | $25.00 | 2/2/2011 8:50:18 AM |
grishmoney | $50.00 | 2/2/2011 2:21:31 PM |
SkiFastBadly | $50.00 | 2/2/2011 6:16:39 PM |
exuberant-dime | $50.00 | 2/2/2011 6:07:42 PM |
olka | $25.00 | 2/2/2011 6:23:16 PM |
nimble-benjamins | $25.00 | 2/2/2011 6:39:27 PM |
tranquil-revenue | $50.00 | 2/2/2011 11:19:51 PM |
Littlepeng | $25.00 | 2/2/2011 7:41:21 PM |
himanshuko | $25.00 | 2/3/2011 1:44:41 AM |
wtrboy | $50.00 | 2/3/2011 5:38:19 AM |
fcukciti | $35.00 | 2/3/2011 3:59:30 AM |
point-promiser | $25.00 | 2/3/2011 4:13:25 AM |
BigLinCT | $25.00 | 2/3/2011 5:28:22 AM |
jblack01 | $25.00 | 2/3/2011 5:49:06 AM |
efficient-treasure0 | $25.00 | 2/3/2011 6:23:25 AM |
silverloan | $50.00 | 2/3/2011 8:25:50 AM |
cycle198 | $50.00 | 2/3/2011 7:36:12 AM |
jhernand17 | $25.00 | 2/3/2011 6:03:20 AM |
gaiusceasar | $25.00 | 2/3/2011 6:09:16 AM |
bullwink27 | $25.00 | 2/3/2011 7:43:15 AM |
competent-p2p | $35.00 | 2/3/2011 9:16:25 AM |
clean-finance1 | $35.00 | 2/3/2011 9:59:49 AM |
benjamins-utopia | $50.00 | 2/3/2011 9:44:49 AM |
InvestorPartners | $25.00 | 2/3/2011 9:47:02 AM |
emt747 | $25.00 | 2/3/2011 9:59:42 AM |
goobersayshey | $50.00 | 2/3/2011 12:30:15 PM |
ArchonFinancialHoldings | $50.00 | 2/3/2011 9:45:58 AM |
hopethisworks | $50.00 | 2/3/2011 10:36:34 AM |
bonus-zone | $25.00 | 2/3/2011 12:44:18 PM |
boylezz | $50.00 | 2/3/2011 3:48:16 PM |
SolarMoonshine | $25.00 | 2/3/2011 5:17:08 PM |
lokiswolf | $27.00 | 2/3/2011 6:52:00 PM |
NewTouchAssociateLLC | $50.00 | 2/3/2011 6:52:27 PM |
chlebie | $45.56 | 2/3/2011 6:52:45 PM |
Bank42 | $50.00 | 2/3/2011 6:53:11 PM |
PocketAces | $50.00 | 2/3/2011 6:53:24 PM |
mmckune | $25.00 | 2/3/2011 6:53:26 PM |
five-star-responsibility0 | $50.00 | 2/3/2011 6:53:49 PM |
dg5803 | $50.00 | 2/3/2011 6:53:54 PM |
LongBeachLender | $25.00 | 2/3/2011 6:54:00 PM |
platinum-rapture6 | $29.67 | 2/3/2011 6:54:26 PM |
orgy63 | $50.00 | 2/3/2011 6:32:26 PM |
platytanz | $50.00 | 2/3/2011 6:56:21 PM |
gamma | $25.00 | 2/3/2011 6:56:42 PM |
Mark-7 | $50.00 | 2/3/2011 6:56:51 PM |
tenny321 | $25.00 | 2/3/2011 6:57:10 PM |
treasure-kazoo | $50.00 | 2/3/2011 6:57:37 PM |
five-star-justice | $36.00 | 2/3/2011 6:57:53 PM |
maldok1 | $25.00 | 2/3/2011 6:58:05 PM |
first-upright-payout | $25.00 | 2/3/2011 6:58:14 PM |
OCedHrt | $25.00 | 2/3/2011 6:58:27 PM |
SCTrojangirl | $50.00 | 2/3/2011 6:58:49 PM |
harty | $50.00 | 2/3/2011 6:58:58 PM |
credit-panda1 | $25.00 | 2/3/2011 6:59:10 PM |
kmr2 | $100.00 | 2/3/2011 6:59:13 PM |
somebody32 | $50.00 | 2/3/2011 6:59:21 PM |
brw | $25.00 | 2/3/2011 6:59:33 PM |
C_Mark | $100.00 | 2/3/2011 6:59:57 PM |
julijask | $45.00 | 2/3/2011 7:00:17 PM |
uncleharold | $25.00 | 2/3/2011 6:51:58 PM |
junctionking | $25.00 | 2/3/2011 7:00:29 PM |
LouisSaint | $25.00 | 2/3/2011 6:52:03 PM |
prohelper | $26.43 | 2/3/2011 7:00:34 PM |
nalaari | $25.00 | 2/3/2011 7:00:53 PM |
calm-deal7 | $25.00 | 2/3/2011 6:50:18 PM |
orbital-loot333 | $25.00 | 2/3/2011 6:52:28 PM |
SMARTDISK | $25.00 | 2/3/2011 6:52:34 PM |
life-is-great | $50.00 | 2/3/2011 6:52:38 PM |
TNG812 | $25.50 | 2/3/2011 7:03:21 PM |
sentry256 | $25.00 | 2/3/2011 6:53:45 PM |
Danfromnapa | $41.76 | 2/3/2011 6:53:50 PM |
easylender | $25.00 | 2/3/2011 6:51:59 PM |
bailey1223 | $25.00 | 2/3/2011 6:54:04 PM |
understanding-affluence5 | $25.00 | 2/3/2011 6:52:25 PM |
sensible-fund | $50.00 | 2/3/2011 6:52:31 PM |
urbane-dollar4 | $50.00 | 2/3/2011 6:52:40 PM |
schnatty | $25.00 | 2/3/2011 6:53:14 PM |
ualf | $50.00 | 2/3/2011 6:53:23 PM |
MicroLender357 | $50.00 | 2/3/2011 6:53:38 PM |
Veltliner | $25.00 | 2/3/2011 6:55:08 PM |
worklessmakemore | $50.00 | 2/3/2011 6:53:48 PM |
Weaverville | $31.90 | 2/3/2011 6:55:17 PM |
designs626 | $50.00 | 2/3/2011 6:53:59 PM |
dreammachine | $50.00 | 2/3/2011 6:54:03 PM |
flexible-return297 | $50.00 | 2/3/2011 6:54:06 PM |
roman2008 | $25.00 | 2/3/2011 6:55:48 PM |
nest235 | $25.00 | 2/3/2011 8:26:04 PM |
LenderFish | $50.00 | 2/3/2011 6:56:25 PM |
CapitolHill | $25.00 | 2/3/2011 6:56:36 PM |
dough-souffle | $25.00 | 2/3/2011 6:56:48 PM |
bjak | $25.00 | 2/3/2011 6:57:00 PM |
bdevil10 | $25.00 | 2/3/2011 6:55:22 PM |
superpuppy | $50.00 | 2/3/2011 6:57:04 PM |
blissful-note7 | $50.00 | 2/3/2011 6:55:27 PM |
slartibardfast | $25.00 | 2/3/2011 6:57:33 PM |
jamiee73 | $25.00 | 2/3/2011 6:55:50 PM |
atlantic51 | $25.00 | 2/3/2011 6:57:39 PM |
peso-colonel | $50.00 | 2/3/2011 6:57:49 PM |
doncm | $50.00 | 2/3/2011 6:57:57 PM |
lagnisiruk | $25.00 | 2/3/2011 6:58:10 PM |
mattpet | $25.00 | 2/3/2011 6:56:19 PM |
wise-deal-panda | $50.00 | 2/3/2011 6:58:23 PM |
nwagers | $25.00 | 2/3/2011 6:56:30 PM |
redx | $25.00 | 2/3/2011 6:56:41 PM |
integrity-hawk | $50.00 | 2/3/2011 6:58:56 PM |
market-inspector | $25.00 | 2/3/2011 6:56:50 PM |
sjlender | $50.00 | 2/3/2011 6:59:07 PM |
hope-hickory | $25.00 | 2/3/2011 6:57:01 PM |
forthright-dedication | $50.00 | 2/3/2011 6:57:08 PM |
worthy-bid8 | $100.00 | 2/3/2011 6:59:29 PM |
SelectTrustLending | $25.00 | 2/3/2011 6:57:22 PM |
industrious-dedication | $25.00 | 2/3/2011 6:57:36 PM |
paladin847 | $50.00 | 2/3/2011 6:59:55 PM |
finance_mba | $25.00 | 2/3/2011 6:57:50 PM |
conceptpi | $25.00 | 2/3/2011 6:58:00 PM |
rdav | $25.00 | 2/3/2011 6:58:07 PM |
ichibon | $250.00 | 2/3/2011 7:00:31 PM |
soheagle | $25.00 | 2/3/2011 6:58:21 PM |
powerful-finance7 | $25.00 | 2/3/2011 6:58:35 PM |
scottr | $50.00 | 2/3/2011 7:01:00 PM |
Okeey | $25.00 | 2/3/2011 6:58:42 PM |
objective-investor | $150.00 | 2/3/2011 7:01:06 PM |
capital-web7 | $50.00 | 2/3/2011 6:58:47 PM |
rate-rapture8 | $50.00 | 2/3/2011 6:58:57 PM |
Rick7925 | $25.00 | 2/3/2011 7:01:28 PM |
sail120 | $50.00 | 2/3/2011 6:59:16 PM |
asdf9876 | $25.00 | 2/3/2011 6:59:22 PM |
Ocean713 | $50.00 | 2/3/2011 6:59:30 PM |
LenderByDay | $25.00 | 2/3/2011 7:00:28 PM |
LongTail | $25.00 | 2/3/2011 7:00:47 PM |
gold-commander0 | $50.00 | 2/3/2011 7:00:58 PM |
mjcareful | $28.66 | 2/3/2011 7:10:41 PM |
Fun54115 | $25.00 | 2/3/2011 7:41:23 PM |
the-revenue-demon | $50.00 | 2/3/2011 7:10:35 PM |
Bidwinner08 | $46.31 | 2/3/2011 8:30:57 PM |
Loanstou | $163.67 | 2/3/2011 7:50:56 PM |
economy-cherry | $28.19 | 2/3/2011 7:59:27 PM |
radforj22 | $35.00 | 2/1/2011 6:04:47 PM |
tech310 | $50.00 | 2/1/2011 6:05:48 PM |
genius520 | $100.00 | 2/1/2011 6:07:00 PM |
velocity-solo | $50.00 | 2/1/2011 6:06:49 PM |
sensible-order2 | $100.00 | 2/1/2011 6:08:16 PM |
meenan | $50.00 | 2/1/2011 6:09:41 PM |
Shawn95187 | $25.00 | 2/1/2011 6:10:02 PM |
the-debt-fluffy-bunny | $25.00 | 2/1/2011 6:11:02 PM |
jenkris | $25.00 | 2/1/2011 6:10:12 PM |
jazzlender | $25.00 | 2/1/2011 6:04:43 PM |
heavy_ax | $25.00 | 2/1/2011 6:11:45 PM |
top-magnificent-greenback | $25.00 | 2/1/2011 6:17:28 PM |
american6 | $100.00 | 2/1/2011 6:06:53 PM |
simplelender80 | $100.00 | 2/1/2011 6:07:08 PM |
Reinadog9 | $50.00 | 2/1/2011 6:10:16 PM |
Tradesmanlender | $35.00 | 2/1/2011 6:10:57 PM |
bold-durability-drum | $100.00 | 2/1/2011 6:11:25 PM |
Adino | $50.00 | 2/1/2011 6:11:38 PM |
upbeat-investment9 | $25.00 | 2/1/2011 8:47:07 PM |
shrewd-deal | $25.00 | 2/1/2011 6:56:05 PM |
DasMula | $25.00 | 2/1/2011 10:09:34 PM |
adamnash | $25.00 | 2/2/2011 1:13:27 AM |
reflective-rupee | $250.77 | 2/1/2011 8:53:57 PM |
cybernosha | $31.08 | 2/2/2011 1:32:18 AM |
astute-benjamins | $25.00 | 2/2/2011 6:51:09 AM |
cloud8 | $60.00 | 2/2/2011 2:11:58 AM |
economy-popcorn | $25.00 | 2/2/2011 5:54:06 AM |
compassionate-dime0 | $50.00 | 2/2/2011 9:34:05 AM |
Banker7371 | $25.00 | 2/2/2011 9:35:33 AM |
flexible-fund6 | $50.00 | 2/2/2011 9:33:22 AM |
vigilance-revolutionary | $50.00 | 2/2/2011 1:53:36 PM |
bonus-seahorse | $50.00 | 2/2/2011 11:58:44 AM |
loyalist1 | $50.00 | 2/2/2011 12:19:22 PM |
30Sky | $25.00 | 2/2/2011 1:48:33 PM |
selector568 | $200.00 | 2/2/2011 4:44:35 PM |
honorable-yield | $25.00 | 2/2/2011 5:55:30 PM |
haidoken | $50.00 | 2/2/2011 6:48:24 PM |
auction-workhorse679 | $25.00 | 2/2/2011 6:58:35 PM |
cudgeon | $25.00 | 2/2/2011 8:49:46 PM |
superb-commerce1 | $50.00 | 2/2/2011 9:19:31 PM |
one-midas | $25.00 | 2/2/2011 9:43:24 PM |
bob_sacamano | $25.00 | 2/2/2011 10:43:25 PM |
balance-whistle7 | $25.00 | 2/2/2011 11:43:43 PM |
invest0r | $50.00 | 2/2/2011 8:13:32 PM |
credit-birch | $50.00 | 2/2/2011 8:57:52 PM |
tender-ore | $30.00 | 2/2/2011 10:28:07 PM |
kulender | $100.00 | 2/3/2011 5:54:08 AM |
loot-heart | $25.00 | 2/3/2011 1:33:23 AM |
beachfunder | $25.00 | 2/3/2011 6:40:45 AM |
god_is_great | $25.00 | 2/3/2011 6:08:35 AM |
Perksunlimited | $50.00 | 2/3/2011 8:12:51 AM |
wwwUniversal | $25.00 | 2/3/2011 1:20:27 AM |
point-kitten6 | $50.00 | 2/3/2011 7:28:22 AM |
kangarookim99 | $25.00 | 2/3/2011 5:25:33 AM |
best-payment-antioxidant | $50.00 | 2/3/2011 9:44:09 AM |
pinnacle10 | $25.00 | 2/3/2011 12:16:37 PM |
tonyscc | $50.00 | 2/3/2011 12:06:14 PM |
gold-sushi | $25.00 | 2/3/2011 9:45:20 AM |
kublai | $50.00 | 2/3/2011 12:23:16 PM |
tacopants | $100.00 | 2/3/2011 1:09:56 PM |
equallender | $50.00 | 2/3/2011 2:32:17 PM |
k219824 | $100.00 | 2/3/2011 2:54:13 PM |
Auburnmist | $25.00 | 2/3/2011 1:43:24 PM |
capital-mover7 | $25.00 | 2/3/2011 5:19:08 PM |
market-walnut5 | $25.00 | 2/3/2011 5:58:15 PM |
thorough-exchange4 | $25.00 | 2/3/2011 5:23:36 PM |
STLLAB-MO | $50.00 | 2/3/2011 6:52:06 PM |
alpinaut | $25.00 | 2/3/2011 6:52:33 PM |
theaterguy | $25.00 | 2/3/2011 6:53:25 PM |
inspired-agreement | $50.00 | 2/3/2011 6:53:28 PM |
nycfinance | $25.00 | 2/3/2011 6:53:40 PM |
108lender | $100.00 | 2/3/2011 6:53:52 PM |
PatriotKnight | $25.00 | 2/3/2011 6:53:55 PM |
kind-unassuming-fund | $25.00 | 2/3/2011 6:54:03 PM |
best-platinum-persimmon | $45.68 | 2/3/2011 6:54:20 PM |
bid-computer | $25.00 | 2/3/2011 6:56:16 PM |
Barak | $50.00 | 2/3/2011 6:56:33 PM |
be_wise | $25.00 | 2/3/2011 6:32:35 PM |
vordo | $50.00 | 2/3/2011 6:56:47 PM |
Caledoni | $25.00 | 2/3/2011 6:56:57 PM |
stealthbiker | $50.00 | 2/3/2011 6:57:26 PM |
littlemonkey | $25.00 | 2/3/2011 6:57:31 PM |
golden-finance7 | $50.00 | 2/3/2011 6:57:45 PM |
ijspence | $25.00 | 2/3/2011 6:58:02 PM |
market-assembler | $50.00 | 2/3/2011 6:58:08 PM |
1phantom | $50.00 | 2/3/2011 6:58:16 PM |
diligent-kindness9 | $25.00 | 2/3/2011 6:58:29 PM |
syounker | $25.00 | 2/3/2011 6:58:55 PM |
heavenly-repayment4 | $25.00 | 2/3/2011 6:59:00 PM |
forthright-principal2 | $25.00 | 2/3/2011 6:59:12 PM |
kbguru | $50.00 | 2/3/2011 6:59:17 PM |
eloquent-dough5 | $25.00 | 2/3/2011 6:59:23 PM |
kegs | $150.00 | 2/3/2011 6:59:28 PM |
skiberdad | $50.00 | 2/3/2011 6:59:37 PM |
museic1 | $50.00 | 2/3/2011 6:59:47 PM |
wise-rupee-sanctuary | $50.00 | 2/3/2011 7:00:19 PM |
Relevance | $25.00 | 2/3/2011 6:51:56 PM |
omerta6102 | $50.00 | 2/3/2011 7:00:26 PM |
shingu79 | $50.00 | 2/3/2011 6:52:02 PM |
TheBaldGuy | $25.00 | 2/3/2011 6:52:07 PM |
DUDE66 | $50.00 | 2/3/2011 6:52:13 PM |
WolRab | $50.00 | 2/3/2011 6:52:24 PM |
nonregla | $25.00 | 2/3/2011 6:52:30 PM |
KarmaBum77 | $25.00 | 2/3/2011 6:52:35 PM |
riproaringrapids | $25.00 | 2/3/2011 6:53:42 PM |
Ripsaw4U | $50.00 | 2/3/2011 6:53:47 PM |
LoisLoan | $25.00 | 2/3/2011 6:54:01 PM |
wampum-chorus3 | $50.00 | 2/3/2011 6:52:05 PM |
steely_dan34 | $25.00 | 2/3/2011 6:54:14 PM |
GetItRight | $32.48 | 2/3/2011 6:54:27 PM |
pimienta | $50.00 | 2/3/2011 6:52:29 PM |
callmebryan | $25.00 | 2/3/2011 6:52:36 PM |
RG | $25.00 | 2/3/2011 6:53:21 PM |
Ivan2007 | $50.00 | 2/3/2011 6:53:27 PM |
rogue_monster | $50.00 | 2/3/2011 6:53:43 PM |
rss197 | $25.00 | 2/3/2011 6:55:09 PM |
Hotrod52 | $27.50 | 2/3/2011 6:53:55 PM |
benjamin67 | $50.00 | 2/3/2011 6:55:19 PM |
plentiful-reward | $50.00 | 2/3/2011 6:54:02 PM |
yield-seeker | $25.00 | 2/3/2011 6:55:26 PM |
impartial-deal | $25.00 | 2/3/2011 6:54:05 PM |
gold-blanket0 | $50.00 | 2/3/2011 6:54:07 PM |
a-responsible-return | $25.00 | 2/3/2011 6:55:44 PM |
geekguy | $25.00 | 2/3/2011 6:55:55 PM |
listing-trapper3 | $56.48 | 2/3/2011 6:54:23 PM |
compwhiz | $25.00 | 2/3/2011 6:56:28 PM |
AnxiousAirman | $25.00 | 2/3/2011 6:56:44 PM |
wdworld | $50.00 | 2/3/2011 6:56:49 PM |
Premierelender | $25.00 | 2/3/2011 6:55:20 PM |
fiddlerzvi | $50.00 | 2/3/2011 6:55:24 PM |
Domgabriel | $25.00 | 2/3/2011 6:57:06 PM |
happyinvallarta | $50.00 | 2/3/2011 6:57:28 PM |
responsibility-cherry6 | $50.00 | 2/3/2011 6:55:42 PM |
priceless-money6 | $50.00 | 2/3/2011 6:57:35 PM |
ge0bab | $50.00 | 2/3/2011 6:57:47 PM |
fortytwo | $50.00 | 2/3/2011 6:57:55 PM |
downtownfarm | $25.00 | 2/3/2011 6:58:06 PM |
RicheyRich | $25.00 | 2/3/2011 6:56:18 PM |
dpjd | $50.00 | 2/3/2011 6:58:18 PM |
TommyTucker | $50.00 | 2/3/2011 6:56:29 PM |
steiglends | $32.70 | 2/3/2011 6:56:40 PM |
KVEER | $25.00 | 2/3/2011 6:58:50 PM |
best-phenomenal-treasure | $50.00 | 2/3/2011 6:56:45 PM |
Zipline | $25.00 | 2/3/2011 6:59:05 PM |
Tikibarman | $50.00 | 2/3/2011 6:56:56 PM |
Redmond | $25.00 | 2/3/2011 6:59:11 PM |
j2ee | $25.00 | 2/3/2011 6:57:05 PM |
BaxterEvil | $25.00 | 2/3/2011 6:59:19 PM |
chekat | $25.00 | 2/3/2011 6:59:24 PM |
skuba | $75.00 | 2/3/2011 6:59:34 PM |
ThomasC | $50.00 | 2/3/2011 6:57:24 PM |
the-enterprising-leverage | $25.00 | 2/3/2011 6:59:44 PM |
mosby | $50.00 | 2/3/2011 6:57:29 PM |
LeReve | $100.00 | 2/3/2011 6:59:51 PM |
superchicken | $25.00 | 2/3/2011 6:57:43 PM |
gt1687c | $50.00 | 2/3/2011 6:57:51 PM |
Goodlender42 | $25.00 | 2/3/2011 6:58:04 PM |
Rivervale_Westwood | $25.00 | 2/3/2011 7:00:27 PM |
power-trophy7 | $25.00 | 2/3/2011 6:58:11 PM |
liberty-carnival | $25.00 | 2/3/2011 6:58:25 PM |
rakstar | $25.00 | 2/3/2011 6:58:39 PM |
diceman19 | $25.00 | 2/3/2011 6:58:45 PM |
flexible-value | $100.00 | 2/3/2011 6:59:01 PM |
PitOfSuccess | $25.00 | 2/3/2011 7:01:30 PM |
indomitable-coin | $25.00 | 2/3/2011 6:59:08 PM |
the-auction-bear | $25.00 | 2/3/2011 6:59:20 PM |
worldly-community3 | $50.00 | 2/3/2011 6:59:25 PM |
Wally1727 | $50.00 | 2/3/2011 6:59:32 PM |
nanda | $100.00 | 2/3/2011 6:59:39 PM |
point-shooter | $50.00 | 2/3/2011 7:03:39 PM |
escharfer | $25.00 | 2/3/2011 7:00:24 PM |
PatRichi | $25.00 | 2/3/2011 7:00:33 PM |
winter-vigilance | $50.00 | 2/3/2011 7:00:45 PM |
TeamAmerica | $25.00 | 2/3/2011 7:00:51 PM |
tender-integrity3 | $66.42 | 2/3/2011 7:01:04 PM |
namd | $50.00 | 2/3/2011 7:18:47 PM |
ecom1970442 | $50.00 | 2/3/2011 7:25:46 PM |
Dreams4Cash | $25.00 | 2/3/2011 7:01:36 PM |
superb-bonus0 | $33.32 | 2/3/2011 7:49:21 PM |
356 Investments
|
Borrower Payment Dependent Notes Series
492731
This series of Notes was issued and sold upon the funding of the borrower loan #46998, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Feb-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Feb-02-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $81.64 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-2004 |
Debt/Income ratio:
| 15% |
Credit score:
| 640-659 (Feb-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 4y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,287 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| precious-revenue6 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Payment of bills
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
sensible-order2 | $100.00 | 2/2/2011 4:56:53 PM |
genius520 | $100.00 | 2/2/2011 4:58:43 PM |
jazzlender | $25.00 | 2/2/2011 4:57:33 PM |
Kash2010lu | $28.00 | 2/2/2011 4:58:09 PM |
selector568 | $50.00 | 2/2/2011 4:58:15 PM |
suave-dime6 | $25.00 | 2/2/2011 5:00:17 PM |
liberty-society5 | $25.00 | 2/2/2011 5:01:00 PM |
dough-bear | $50.00 | 2/2/2011 4:57:48 PM |
vutah | $25.00 | 2/2/2011 5:03:39 PM |
velocity-solo | $30.00 | 2/2/2011 4:58:38 PM |
asiaratt | $50.00 | 2/2/2011 5:00:05 PM |
simplelender80 | $200.00 | 2/2/2011 5:06:37 PM |
nethosters | $25.00 | 2/2/2011 5:02:55 PM |
Evolver | $50.00 | 2/2/2011 5:03:42 PM |
loss-of-control | $50.00 | 2/2/2011 5:31:52 PM |
reflective-rupee | $100.77 | 2/2/2011 5:25:02 PM |
Onlyhappycustomers | $25.00 | 2/2/2011 5:54:23 PM |
transaction-circuit | $100.00 | 2/2/2011 5:29:04 PM |
noodles932 | $40.00 | 2/2/2011 6:19:00 PM |
SolarMoonshine | $25.00 | 2/2/2011 6:44:05 PM |
hopeful-truth5 | $45.82 | 2/2/2011 7:27:30 PM |
scho0590 | $25.44 | 2/2/2011 6:08:17 PM |
octoberfresh | $26.00 | 2/2/2011 4:58:13 PM |
orderly-leverage | $50.00 | 2/2/2011 4:59:42 PM |
HamachiMan | $50.00 | 2/2/2011 5:00:40 PM |
gain-equator | $25.00 | 2/2/2011 5:01:38 PM |
Artist_Blue | $25.00 | 2/2/2011 5:02:21 PM |
CashFlow13 | $100.00 | 2/2/2011 4:55:29 PM |
Investoman | $50.00 | 2/2/2011 5:01:23 PM |
Free-the-usa-1776 | $25.00 | 2/2/2011 5:21:58 PM |
the-yield-surfer | $50.00 | 2/2/2011 5:01:54 PM |
zorg77 | $25.00 | 2/2/2011 5:30:11 PM |
building_community | $25.00 | 2/2/2011 5:31:26 PM |
Wangchuk | $25.00 | 2/2/2011 6:14:03 PM |
EngineersAlliance | $100.00 | 2/2/2011 5:31:32 PM |
point-pinnacle | $25.00 | 2/2/2011 6:11:25 PM |
money-fort | $28.97 | 2/2/2011 5:34:46 PM |
olka | $25.00 | 2/2/2011 6:19:09 PM |
2grindstones | $25.00 | 2/2/2011 6:27:29 PM |
12sec67camaro | $25.00 | 2/2/2011 6:29:24 PM |
Finchy78 | $25.00 | 2/2/2011 6:54:01 PM |
DasMula | $25.00 | 2/2/2011 6:02:07 PM |
Image68 | $50.00 | 2/2/2011 7:14:42 PM |
43 Investments
|
Borrower Payment Dependent Notes Series
492749
This series of Notes was issued and sold upon the funding of the borrower loan #47014, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Feb-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Feb-04-2011 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 16.65% |
Monthly payment:
| $344.16 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 12% |
Credit score:
| 760-779 (Feb-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,224 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| goodhearted-trade1 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate Debt
Purpose of loan:
I will use this loan to pay down some credit card bills (Platinum AmEx, which has a very high interest rate) before I get married in a few months.
My financial situation:
I am a good candidate for this loan because I have always had steady income (the past 10 years), both as a full-time employee, and as someone who does contracting work at times as well. I take pride in paying all of my bills on time.
Monthly net income:
After taxes I bring home roughly 8k. I own my own place (which is roughly $2500 after mortgage, taxes, utilites, etc). I have other miscellaneous bills as well.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
What are your other miscellaneous bills? - RecoveryLender
A:
Car payment, Parking, Insurance, Cable/Internet, Mobile, Electricity...roughly $1000 a month
(Feb-04-2011)
1 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
radforj22 | $25.00 | 2/2/2011 4:57:01 PM |
jazzlender | $25.00 | 2/2/2011 4:57:34 PM |
marketplace-cello5 | $25.00 | 2/2/2011 4:59:05 PM |
peripatetic | $25.00 | 2/2/2011 4:59:58 PM |
a-finance-nirvana | $25.00 | 2/2/2011 5:00:08 PM |
Tradesmanlender | $35.00 | 2/2/2011 5:00:45 PM |
liberty-society5 | $25.00 | 2/2/2011 5:01:02 PM |
gracej | $25.00 | 2/2/2011 5:01:11 PM |
tech310 | $50.00 | 2/2/2011 4:58:19 PM |
meenan | $50.00 | 2/2/2011 5:00:23 PM |
gain-equator | $25.00 | 2/2/2011 5:01:34 PM |
lukassaul | $25.00 | 2/2/2011 5:02:06 PM |
bigphish | $25.00 | 2/2/2011 5:02:14 PM |
commerce-yeller | $25.00 | 2/2/2011 4:58:03 PM |
velocity-solo | $50.00 | 2/2/2011 4:58:46 PM |
enchanted-yield4 | $50.00 | 2/2/2011 4:58:49 PM |
american6 | $100.00 | 2/2/2011 4:58:52 PM |
genius520 | $100.00 | 2/2/2011 4:58:53 PM |
Adino | $50.00 | 2/2/2011 5:01:08 PM |
ALVO | $50.00 | 2/2/2011 5:01:32 PM |
octoberfresh | $25.00 | 2/2/2011 5:29:16 PM |
lender987654321 | $25.00 | 2/2/2011 5:29:12 PM |
impressive-credit431 | $100.00 | 2/2/2011 5:29:15 PM |
hopeful-truth5 | $300.00 | 2/2/2011 7:32:33 PM |
saraven01 | $26.54 | 2/2/2011 7:33:47 PM |
glimmering-point | $25.00 | 2/2/2011 5:32:38 PM |
John_Galt | $125.95 | 2/2/2011 6:45:05 PM |
StrongMonty | $26.34 | 2/2/2011 11:40:07 PM |
blue-relay | $25.00 | 2/2/2011 6:40:39 PM |
fcukciti | $35.00 | 2/3/2011 3:59:38 AM |
availableloan | $25.00 | 2/2/2011 9:58:45 PM |
poolshark72 | $25.00 | 2/2/2011 10:05:36 PM |
tender-ore | $30.00 | 2/2/2011 10:29:14 PM |
jdrez | $25.00 | 2/3/2011 12:42:56 AM |
notyourdaddy | $25.00 | 2/3/2011 12:57:51 AM |
kulender | $100.00 | 2/3/2011 5:54:26 AM |
Moneypenny6 | $25.00 | 2/3/2011 7:12:53 AM |
point-kitten6 | $50.00 | 2/3/2011 7:28:31 AM |
rkhrdjp | $25.00 | 2/3/2011 2:45:58 AM |
loanman2007 | $200.00 | 2/3/2011 6:07:53 AM |
phchristensen | $50.00 | 2/3/2011 9:29:04 AM |
CashBank | $25.00 | 2/3/2011 9:00:16 AM |
auctionator1 | $50.00 | 2/3/2011 11:17:43 AM |
seabassx | $25.00 | 2/3/2011 11:56:11 AM |
mpatrick | $25.00 | 2/3/2011 1:22:11 PM |
five-star-bid2 | $30.00 | 2/3/2011 1:41:13 PM |
benjamins-utopia | $50.00 | 2/3/2011 9:44:55 AM |
TemeculaLending | $25.00 | 2/3/2011 4:59:33 PM |
cogent | $31.00 | 2/3/2011 11:36:09 AM |
point-pinnacle | $25.00 | 2/3/2011 3:18:50 PM |
boylezz | $50.00 | 2/3/2011 3:25:00 PM |
mammalian4 | $25.00 | 2/3/2011 3:28:54 PM |
ethicalhumanist | $50.00 | 2/3/2011 4:38:04 PM |
thorough-exchange4 | $25.00 | 2/3/2011 5:23:39 PM |
loss-of-control | $100.00 | 2/3/2011 6:39:23 PM |
orgy63 | $50.00 | 2/3/2011 6:32:30 PM |
cwb8539 | $25.70 | 2/3/2011 10:24:57 PM |
point-shooter | $50.00 | 2/3/2011 7:03:46 PM |
bughead | $25.00 | 2/3/2011 8:04:40 PM |
ladybird1 | $50.00 | 2/3/2011 11:34:25 PM |
AM2008 | $25.00 | 2/4/2011 3:43:03 AM |
trade-goblin9 | $50.00 | 2/4/2011 4:37:05 AM |
ichibon | $227.94 | 2/4/2011 12:57:36 AM |
sosleep | $25.00 | 2/4/2011 8:28:20 AM |
samurai2 | $40.00 | 2/4/2011 8:44:19 AM |
point-mastery | $27.00 | 2/4/2011 3:51:54 AM |
lovely-order7 | $50.00 | 2/4/2011 5:28:38 AM |
mason5 | $50.00 | 2/4/2011 5:57:56 AM |
heroic-payout9 | $35.54 | 2/4/2011 6:49:39 AM |
slwholesales | $36.48 | 2/4/2011 7:01:25 AM |
robust-trade5 | $50.00 | 2/4/2011 8:32:34 AM |
Erasma | $25.00 | 2/4/2011 8:03:10 AM |
exact-principal220 | $28.79 | 2/4/2011 9:37:04 AM |
Long-term2040 | $25.00 | 2/4/2011 9:42:02 AM |
bancoroyal | $50.00 | 2/4/2011 9:33:47 AM |
mtnbikemania | $50.00 | 2/4/2011 10:20:52 AM |
Adam_00 | $25.00 | 2/4/2011 10:23:39 AM |
cash-reaction2 | $50.00 | 2/4/2011 9:34:17 AM |
Maupinman | $50.00 | 2/4/2011 9:34:43 AM |
haryassman | $25.00 | 2/4/2011 9:51:06 AM |
agreement-magician | $50.00 | 2/4/2011 9:59:05 AM |
bomdel | $25.00 | 2/4/2011 10:14:23 AM |
ddamenace | $30.00 | 2/4/2011 11:07:34 AM |
power-secret-agent | $25.00 | 2/4/2011 10:30:24 AM |
lostontheedge | $25.00 | 2/4/2011 10:21:19 AM |
loan-wasp | $50.00 | 2/4/2011 10:43:24 AM |
TNG812 | $25.50 | 2/4/2011 10:46:48 AM |
Shawn95187 | $25.00 | 2/4/2011 10:49:24 AM |
Iamthewalrus | $25.00 | 2/4/2011 10:53:52 AM |
shrewd-credit7 | $50.00 | 2/4/2011 11:39:58 AM |
TheoProf | $25.00 | 2/4/2011 12:28:36 PM |
orangetrust | $50.00 | 2/4/2011 12:28:49 PM |
JustMee | $25.00 | 2/2/2011 4:58:35 PM |
rolandweary | $25.00 | 2/2/2011 4:59:02 PM |
rjleves | $25.00 | 2/2/2011 4:59:28 PM |
sensible-order2 | $100.00 | 2/2/2011 4:59:48 PM |
jenkris | $25.00 | 2/2/2011 5:00:31 PM |
Clambake | $100.00 | 2/2/2011 5:00:51 PM |
orderly-leverage | $100.00 | 2/2/2011 4:59:53 PM |
pdxKurt | $50.00 | 2/2/2011 5:00:29 PM |
bold-durability-drum | $100.00 | 2/2/2011 5:01:04 PM |
enthralling-deal180 | $75.00 | 2/2/2011 4:55:38 PM |
Artist_Blue | $25.00 | 2/2/2011 5:02:48 PM |
fishintime | $100.00 | 2/2/2011 4:58:35 PM |
simplelender80 | $100.00 | 2/2/2011 4:58:57 PM |
ursus | $100.00 | 2/2/2011 4:59:21 PM |
HamachiMan | $50.00 | 2/2/2011 5:00:42 PM |
AFairDeal | $75.00 | 2/2/2011 5:01:26 PM |
RedCentre | $132.02 | 2/2/2011 5:29:05 PM |
greenback-maniac | $25.00 | 2/2/2011 5:27:08 PM |
one-midas | $50.00 | 2/2/2011 5:44:54 PM |
vigilance-revolutionary | $50.00 | 2/2/2011 5:06:48 PM |
BidDaddyBigBucks | $25.00 | 2/2/2011 5:08:33 PM |
reflective-rupee | $1,000.77 | 2/2/2011 5:29:14 PM |
mykkai | $25.00 | 2/2/2011 7:18:11 PM |
DasMula | $37.84 | 2/2/2011 6:11:19 PM |
olka | $25.00 | 2/2/2011 6:20:23 PM |
integrity-doctor | $100.00 | 2/2/2011 9:00:16 PM |
itspao | $129.58 | 2/2/2011 6:25:05 PM |
justinology | $59.82 | 2/2/2011 9:03:08 PM |
SolarMoonshine | $100.00 | 2/2/2011 6:53:32 PM |
friendinmoney | $39.36 | 2/2/2011 7:18:51 PM |
newest-funds-powerplant | $50.00 | 2/3/2011 12:34:56 AM |
China0813 | $25.00 | 2/3/2011 12:39:32 AM |
himanshuko | $25.00 | 2/3/2011 1:42:56 AM |
vutah | $25.00 | 2/2/2011 9:56:13 PM |
bob_sacamano | $25.00 | 2/2/2011 10:43:40 PM |
luann199 | $29.98 | 2/3/2011 5:58:22 AM |
revenue-appraiser | $25.00 | 2/3/2011 6:33:13 AM |
FundMaker | $25.00 | 2/3/2011 7:07:39 AM |
efficient-treasure0 | $25.00 | 2/3/2011 6:23:32 AM |
doopers | $25.00 | 2/3/2011 6:24:37 AM |
beachfunder | $50.00 | 2/3/2011 6:39:44 AM |
golffish2 | $100.00 | 2/3/2011 4:09:30 AM |
a-wealth-visionary | $30.23 | 2/3/2011 4:56:28 AM |
astute-benjamins | $25.00 | 2/3/2011 6:13:46 AM |
wkeboarder21 | $50.00 | 2/3/2011 6:48:32 AM |
bullwink27 | $25.00 | 2/3/2011 7:53:27 AM |
Acid | $50.00 | 2/3/2011 8:33:30 AM |
Astyanax | $50.00 | 2/3/2011 9:55:46 AM |
hopethisworks | $50.00 | 2/3/2011 10:36:46 AM |
tonyscc | $50.00 | 2/3/2011 12:09:13 PM |
bondhedger | $25.00 | 2/3/2011 11:37:08 AM |
Sol_Invictus | $25.00 | 2/3/2011 3:30:31 PM |
imdave4me | $100.00 | 2/3/2011 5:06:54 PM |
rbrown15 | $51.00 | 2/3/2011 3:47:19 PM |
penny-plato | $25.00 | 2/3/2011 4:08:03 PM |
be_wise | $25.00 | 2/3/2011 6:32:39 PM |
ToloUSN | $50.00 | 2/3/2011 7:23:42 PM |
bbrelo | $25.00 | 2/4/2011 12:41:59 AM |
KirosPOS | $43.74 | 2/3/2011 8:01:14 PM |
TheGameTable | $25.00 | 2/3/2011 9:00:43 PM |
Stillinutah | $25.00 | 2/3/2011 8:35:55 PM |
Ananya | $25.00 | 2/4/2011 5:17:36 AM |
ahansen | $25.00 | 2/4/2011 12:57:56 AM |
Christophe | $25.00 | 2/4/2011 7:53:11 AM |
GElender | $50.00 | 2/4/2011 1:32:24 AM |
manatee21 | $70.00 | 2/4/2011 8:20:07 AM |
sensible-fund | $34.85 | 2/4/2011 1:45:53 AM |
WZ3190 | $25.00 | 2/4/2011 8:58:23 AM |
gold-blanket0 | $25.00 | 2/4/2011 8:58:31 AM |
a-responsible-return | $25.00 | 2/4/2011 2:58:40 AM |
FinanceEngine | $25.00 | 2/4/2011 9:03:58 AM |
serene-capital | $30.00 | 2/4/2011 2:07:43 AM |
njlom | $100.00 | 2/4/2011 3:52:23 AM |
Ambassador | $37.00 | 2/4/2011 4:49:11 AM |
jcw3rd | $25.00 | 2/4/2011 6:01:28 AM |
liberty-thinker | $25.00 | 2/4/2011 6:15:10 AM |
seabassx | $25.00 | 2/4/2011 7:46:06 AM |
friendly-market5 | $27.76 | 2/4/2011 8:03:01 AM |
ksubd | $75.00 | 2/4/2011 9:03:49 AM |
economy-caper9 | $25.00 | 2/4/2011 9:37:22 AM |
mizon291 | $50.00 | 2/4/2011 10:16:32 AM |
ihelpunow | $25.00 | 2/4/2011 9:21:25 AM |
epic-value6 | $50.00 | 2/4/2011 9:33:14 AM |
haplender | $50.00 | 2/4/2011 9:18:47 AM |
funfamilyX4 | $25.00 | 2/4/2011 10:41:57 AM |
benjamin67 | $50.00 | 2/4/2011 9:36:21 AM |
indomitable-coin | $25.00 | 2/4/2011 10:43:03 AM |
bancoroyal | $100.00 | 2/4/2011 9:47:17 AM |
lazyeye | $25.00 | 2/4/2011 10:21:05 AM |
platinum-czar | $200.00 | 2/4/2011 11:57:57 AM |
wild-orange | $50.00 | 2/4/2011 12:01:59 PM |
patriot897 | $50.00 | 2/4/2011 12:26:30 PM |
memphisf01 | $25.00 | 2/4/2011 10:42:08 AM |
Westsider | $50.00 | 2/4/2011 10:42:06 AM |
wwwUniversal | $25.00 | 2/4/2011 10:44:55 AM |
starlight31 | $50.00 | 2/4/2011 10:50:40 AM |
active-reward7 | $50.00 | 2/4/2011 10:53:17 AM |
CallMeDaddy | $56.82 | 2/4/2011 11:00:52 AM |
easylivin | $25.00 | 2/4/2011 11:45:25 AM |
hillerod | $25.00 | 2/4/2011 11:48:18 AM |
fund-javelin1 | $25.00 | 2/4/2011 12:28:45 PM |
fireboss | $50.00 | 2/4/2011 12:38:54 PM |
194 Investments
|
Borrower Payment Dependent Notes Series
492843
This series of Notes was issued and sold upon the funding of the borrower loan #46934, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Feb-05-2011 |
Term:
| 36 months | | |
Listing End date:
| Feb-08-2011 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 16.65% |
Monthly payment:
| $258.12 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-2004 |
Debt/Income ratio:
| 13% |
Credit score:
| 740-759 (Feb-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 2y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,766 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Rayudu_P_V |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate payment
Purpose of loan:
This loan will be used to payoff Bank Of America credit card to reduce my monthly payments.
My financial situation:
I am a good candidate for this loan because
Monthly net income: $
Monthly expenses: $
??Housing: $?1900.00
??Insurance: $ 175.00
??Car expenses: $ 100.00
??Utilities: $?400.00
??Phone, cable, internet: $ 60.00
??Food, entertainment: $ 100.00
??Clothing, household expenses $ 200.00
??Credit cards and other loans: $ 1000
??Other expenses: $ 200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
velocity-solo | $50.00 | 2/5/2011 12:10:24 PM |
enchanted-yield4 | $50.00 | 2/5/2011 12:10:31 PM |
point-kitten6 | $50.00 | 2/5/2011 12:14:16 PM |
ladybird1 | $50.00 | 2/5/2011 12:14:37 PM |
haplender | $50.00 | 2/5/2011 12:14:53 PM |
simplelender80 | $100.00 | 2/5/2011 12:05:47 PM |
kulender | $100.00 | 2/5/2011 12:06:32 PM |
be_wise | $25.00 | 2/5/2011 12:08:39 PM |
commerce-yeller | $25.00 | 2/5/2011 12:06:48 PM |
newest-funds-powerplant | $25.00 | 2/5/2011 12:08:55 PM |
tech310 | $50.00 | 2/5/2011 12:07:01 PM |
vigilance-revolutionary | $50.00 | 2/5/2011 12:09:29 PM |
loanman2007 | $75.00 | 2/5/2011 12:45:08 PM |
reflective-rupee | $500.77 | 2/5/2011 12:08:00 PM |
impressive-credit431 | $100.00 | 2/5/2011 12:09:36 PM |
octoberfresh | $25.00 | 2/5/2011 12:09:42 PM |
sensible-order2 | $100.00 | 2/5/2011 12:11:19 PM |
american6 | $100.00 | 2/5/2011 12:10:36 PM |
Clambake | $100.00 | 2/5/2011 12:12:46 PM |
liberty-society5 | $25.00 | 2/5/2011 12:12:58 PM |
bold-durability-drum | $100.00 | 2/5/2011 12:13:06 PM |
bob_sacamano | $25.00 | 2/5/2011 12:13:58 PM |
balance-force | $35.00 | 2/5/2011 3:28:36 PM |
jybank | $25.00 | 2/5/2011 3:39:59 PM |
grf1945 | $35.00 | 2/5/2011 1:16:23 PM |
squarebob | $25.00 | 2/5/2011 5:46:52 PM |
comet55 | $25.00 | 2/5/2011 1:26:04 PM |
upbeat-investment9 | $64.13 | 2/5/2011 6:15:51 PM |
RyanTH9893 | $25.00 | 2/5/2011 1:18:02 PM |
DasMula | $25.00 | 2/5/2011 2:29:36 PM |
SolarMoonshine | $50.00 | 2/5/2011 1:45:41 PM |
spiff666 | $25.00 | 2/5/2011 4:26:23 PM |
genius520 | $100.00 | 2/5/2011 8:20:56 PM |
FundMaker | $25.00 | 2/5/2011 6:01:38 PM |
Uncle_Scrooge | $50.00 | 2/6/2011 1:21:22 PM |
Techne_Funds_LLC | $25.00 | 2/6/2011 5:30:52 PM |
reflective-rupee | $500.77 | 2/6/2011 3:50:08 PM |
blue-dollar-viking | $25.00 | 2/6/2011 7:07:38 PM |
buffalobills | $25.00 | 2/7/2011 8:30:37 AM |
barchibald | $50.00 | 2/7/2011 7:23:29 AM |
melodious-fairness | $50.00 | 2/7/2011 10:40:50 AM |
ethicalhumanist | $50.00 | 2/7/2011 11:39:16 AM |
agalt | $75.00 | 2/7/2011 10:41:45 AM |
Cherrypicker | $45.00 | 2/7/2011 11:09:37 AM |
adventurous-commerce | $25.00 | 2/7/2011 11:26:53 AM |
lskarp | $28.56 | 2/7/2011 11:30:10 AM |
AF-Chief | $50.00 | 2/7/2011 12:06:37 PM |
inventive-dough3 | $50.00 | 2/7/2011 3:42:12 PM |
Artist_Blue | $25.00 | 2/7/2011 12:42:30 PM |
falcone | $25.00 | 2/7/2011 1:24:19 PM |
serene-capital | $30.00 | 2/7/2011 1:53:47 PM |
John_Galt | $88.00 | 2/7/2011 3:40:29 PM |
organized-dedication9 | $50.00 | 2/7/2011 5:11:59 PM |
ijspence | $25.00 | 2/7/2011 5:27:00 PM |
fairness-cell6 | $25.00 | 2/7/2011 7:20:56 PM |
valiant-money | $25.00 | 2/7/2011 8:48:30 PM |
alwayson | $25.00 | 2/8/2011 7:20:41 AM |
vineet | $25.00 | 2/7/2011 10:11:13 PM |
transformer855 | $50.00 | 2/8/2011 8:37:16 AM |
chameleon125 | $25.00 | 2/8/2011 7:06:39 AM |
wise-benjamins-fortress | $25.00 | 2/8/2011 10:23:04 AM |
upbeat-fund | $25.00 | 2/8/2011 12:55:48 PM |
patron123 | $25.55 | 2/8/2011 2:54:27 PM |
otto1939 | $50.00 | 2/8/2011 9:16:54 AM |
salegalaxy | $25.00 | 2/8/2011 4:08:29 PM |
Bio-physicist | $50.00 | 2/8/2011 10:41:33 AM |
bancoroyal | $50.00 | 2/8/2011 4:11:49 PM |
chermysl | $69.73 | 2/8/2011 12:10:23 PM |
mingthemink | $25.00 | 2/8/2011 11:54:30 AM |
point-pinnacle | $27.01 | 2/8/2011 1:24:29 PM |
rolandweary | $25.00 | 2/5/2011 12:10:52 PM |
marketplace-cello5 | $25.00 | 2/5/2011 12:11:05 PM |
Tradesmanlender | $35.00 | 2/5/2011 12:12:27 PM |
enthralling-deal180 | $75.00 | 2/5/2011 12:01:43 PM |
gain-equator | $25.00 | 2/5/2011 12:13:24 PM |
jazzlender | $25.00 | 2/5/2011 12:05:24 PM |
klinebarger | $25.00 | 2/5/2011 12:17:02 PM |
fishintime | $100.00 | 2/5/2011 12:10:10 PM |
meenan | $50.00 | 2/5/2011 12:11:48 PM |
upbeat-finance8 | $25.00 | 2/5/2011 2:17:06 PM |
peripatetic | $25.00 | 2/5/2011 12:11:33 PM |
jenkris | $25.00 | 2/5/2011 12:11:57 PM |
HamachiMan | $50.00 | 2/5/2011 12:12:08 PM |
LastLikeFirst | $25.00 | 2/5/2011 2:31:15 PM |
primed | $25.00 | 2/5/2011 2:36:48 PM |
cash-reaction2 | $50.00 | 2/5/2011 12:15:13 PM |
sprinter | $50.00 | 2/5/2011 12:15:38 PM |
skuba | $50.00 | 2/5/2011 12:16:04 PM |
versatilenyguy | $50.00 | 2/5/2011 12:16:45 PM |
principal-bull | $25.00 | 2/5/2011 1:24:59 PM |
Leshan | $25.00 | 2/5/2011 12:26:08 PM |
penny-plato | $25.00 | 2/5/2011 1:37:31 PM |
bughead | $25.00 | 2/5/2011 7:57:24 PM |
tedi-tif | $40.00 | 2/5/2011 2:24:13 PM |
favorite-commerce | $50.00 | 2/5/2011 2:45:58 PM |
samaritan5 | $50.00 | 2/5/2011 4:20:47 PM |
fairness-kayak | $25.00 | 2/5/2011 3:41:37 PM |
auctionator1 | $53.03 | 2/5/2011 3:47:54 PM |
Bank_Of_XL | $50.00 | 2/5/2011 3:49:42 PM |
availableloan | $25.00 | 2/5/2011 8:52:41 PM |
WhiteKnightofMountZion | $48.55 | 2/6/2011 4:35:07 AM |
kmr2 | $100.00 | 2/5/2011 9:16:19 PM |
vutah | $50.00 | 2/6/2011 8:19:10 AM |
GoldenGo4 | $50.00 | 2/6/2011 8:51:47 AM |
veggiecats | $25.00 | 2/6/2011 9:51:09 AM |
anti-wall-st | $25.00 | 2/6/2011 9:58:19 AM |
loss-of-control | $100.00 | 2/6/2011 1:40:30 PM |
hopeful-truth5 | $300.00 | 2/7/2011 7:36:00 AM |
trustu | $50.00 | 2/6/2011 8:31:32 PM |
Goodnotlucky | $50.00 | 2/6/2011 9:31:02 PM |
value-guru3 | $30.00 | 2/6/2011 9:32:45 PM |
L0anShark | $60.00 | 2/7/2011 7:12:42 AM |
one-midas | $25.00 | 2/7/2011 8:00:42 AM |
relaxation688 | $25.00 | 2/7/2011 10:02:47 AM |
FinanceEngine | $25.00 | 2/7/2011 9:37:40 AM |
benjamins-utopia | $100.00 | 2/7/2011 10:35:54 AM |
cash-queen | $30.00 | 2/7/2011 2:36:55 PM |
5kids5 | $53.77 | 2/7/2011 3:41:50 PM |
rajs | $249.36 | 2/7/2011 1:11:59 PM |
Ocean713 | $50.00 | 2/7/2011 2:51:26 PM |
YosemiteSam | $25.00 | 2/7/2011 3:02:46 PM |
bicyclist2270 | $25.00 | 2/7/2011 3:21:35 PM |
orderly-leverage | $100.00 | 2/7/2011 3:31:26 PM |
wwwUniversal | $25.00 | 2/7/2011 3:31:27 PM |
radforj22 | $25.00 | 2/7/2011 4:45:46 PM |
LightTheWay | $50.00 | 2/7/2011 11:46:17 PM |
BxRealtor | $25.00 | 2/8/2011 8:36:43 AM |
RandyL3 | $25.00 | 2/8/2011 12:53:19 AM |
jamiee73 | $25.00 | 2/8/2011 6:06:20 AM |
Christophe | $25.00 | 2/8/2011 7:19:46 AM |
gitanillo | $50.00 | 2/8/2011 7:36:55 AM |
platinum-czar | $200.00 | 2/8/2011 6:59:54 AM |
circustab | $50.00 | 2/8/2011 7:30:55 AM |
easylivin | $25.00 | 2/8/2011 11:23:40 AM |
bass | $25.91 | 2/8/2011 10:26:26 AM |
payment-friendship | $25.00 | 2/8/2011 10:52:58 AM |
dontletmoneyfoolya | $25.00 | 2/8/2011 4:16:51 PM |
greenback-guard | $25.00 | 2/8/2011 4:20:38 PM |
MoneyForNothing | $16.53 | 2/8/2011 4:20:47 PM |
thriller451 | $33.33 | 2/8/2011 2:51:15 PM |
140 Investments
|
Borrower Payment Dependent Notes Series
492865
This series of Notes was issued and sold upon the funding of the borrower loan #47065, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Feb-06-2011 |
Term:
| 36 months | | |
Listing End date:
| Feb-06-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1999 |
Debt/Income ratio:
| 47% |
Credit score:
| 720-739 (Feb-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 10y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9,905 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| SINGLEDAD314 |
Borrower's state:
| Missouri |
Borrower's group:
| BORROWERS - LARGEST GROUP |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 32 ( 91% )
| 720-739 (Latest)
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 3
( 9% )
| 640-659
(Sep-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
2nd loan--1st paid in full!
Purpose of loan:
This loan will be used to allow me to pay off my credits cards on a 3 year payment plan instead of the 10 years it would take me if i was to continue making the minimum payments. This is my 2nd Prosper loan and I have already proven my ability to pay my loan in full by carrying my first loan to full term. I have a credit score in the 700's which also backs up my ability to pay my bills on time. My first loan was intended for this exact purpose but I ended up incurring some unexpected legal fees in the process of obtaining custody of my daughter. All new investors will receive the same RESPECT as the last and have comfort in getting the return promised on this loan. Thank you in advance!?
My financial situation:
I am a good candidate for this loan because? I have already proven my ability to pay off a Prosper?loan by completing the first in full.
Monthly net income: $ 2568.00
Monthly expenses: $
??Housing: $ 250--fiance pays the other half
??Insurance: $ 100
??Car expenses: $ 300
??Utilities: $ 160
??Phone, cable, internet: $ 60
??Food, entertainment: $ 150
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 350
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
tntmojave | $27.19 | 2/6/2011 12:03:01 PM |
simplelender80 | $200.00 | 2/6/2011 12:04:59 PM |
mrxtravis | $25.00 | 2/6/2011 12:03:03 PM |
twjh | $25.00 | 2/6/2011 12:03:09 PM |
sensible-order2 | $100.00 | 2/6/2011 12:04:33 PM |
jazzlender | $25.00 | 2/6/2011 12:05:22 PM |
suave-dime6 | $25.00 | 2/6/2011 12:10:15 PM |
HamachiMan | $50.00 | 2/6/2011 12:10:47 PM |
profit-powerplant | $25.00 | 2/6/2011 12:12:20 PM |
jwsun90 | $500.00 | 2/6/2011 4:49:14 PM |
booOST | $78.45 | 2/6/2011 4:52:09 PM |
jwsun90 | $1,462.36 | 2/6/2011 5:06:05 PM |
Investoman | $50.00 | 2/6/2011 12:15:27 PM |
genius520 | $100.00 | 2/6/2011 12:15:46 PM |
witty-openness | $25.00 | 2/6/2011 12:47:51 PM |
sweety075 | $25.00 | 2/6/2011 4:34:04 PM |
orderly-leverage | $50.00 | 2/6/2011 12:09:34 PM |
kulender | $50.00 | 2/6/2011 12:03:16 PM |
MoneyForNothing | $25.00 | 2/6/2011 12:34:19 PM |
Danjack_Capital | $25.00 | 2/6/2011 12:06:43 PM |
liberty-society5 | $25.00 | 2/6/2011 12:11:18 PM |
gain-equator | $25.00 | 2/6/2011 12:11:58 PM |
authoritative-platinum7 | $25.00 | 2/6/2011 12:12:31 PM |
debt-force | $25.00 | 2/6/2011 12:13:35 PM |
jwsun90 | $3,000.00 | 2/6/2011 5:04:58 PM |
deegeeman | $50.00 | 2/6/2011 12:15:00 PM |
upbeat-finance8 | $25.00 | 2/6/2011 12:16:43 PM |
droopie1 | $25.00 | 2/6/2011 12:17:28 PM |
SolarMoonshine | $50.00 | 2/6/2011 1:19:37 PM |
DasMula | $57.00 | 2/6/2011 1:18:52 PM |
jwsun90 | $500.00 | 2/6/2011 4:44:39 PM |
jwsun90 | $800.00 | 2/6/2011 4:56:28 PM |
32 Investments
|