Sales Report:Supplement No. 17 dated Feb 08, 2011 to Prospectus dated Jan 12, 2011
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jan 12, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jan 12, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 490431
This series of Notes was issued and sold upon the funding of the borrower loan #46993, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-28-2011 
Term: 36 months Listing End date:  Jan-31-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $306.15
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-1985 Debt/Income ratio: 19%
Credit score: 640-659 (Jan-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:3y 6m
Amount delinquent: $0 Total credit lines: 21 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,104Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 80%  
   Homeownership: No  
Screen name: diversification-daisy Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
DEBT CONSOLIDATION
Purpose of loan:
This loan will be used to? Consolidate my bills and make 1 payment per month so I can try to be debt free as soon as possible, right now the number of mininum payments I have to make are taking most of my income, and I feel that if I could try and settle some of my debts up front and pay them down I could be debt free in 36 months.

My financial situation:
I am a good candidate for this loan because? I have been with the same company altogether for almost 15 years,?I left briefly but am back now for?close to?4 years, I have good credit, I'm very dependable, Im never late on any of my payments. I had a tough time last year helping to support an unemployed family member and I'm just trying to get back on my feet and not owe anything.

Monthly net income: $ 3600.00

Monthly expenses: $ 2400.00
??Housing: $ 840.00
??Insurance: $ 103.00
??Car expenses: $160.00
??Utilities: $ 200.00
??Phone, cable, internet: $ 150.00
??Food, entertainment: $?200.00
??Clothing, household expenses $?100.00
??Credit cards and other loans: $ 550.00
??Other expenses: $ varies I tithe 10 percent of my salary
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Why are you wiling to pay such a high rate? - Socorro_Capital_Partners
A: Because no one in my family is in a position to help me and I cannot get a bank loan since I don't have enough collateral so I honestly don't know how else to go about getting a head start on my bills to bring them down, a lot of my payments now are mostly interest and are not bringing down the amounts. If I had a lump sum up front I could get some of these credit card companies to settle with me and let me pay them off up front. (Jan-30-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
velocity-solo$30.001/28/2011 5:06:57 PM
Angel_Investor_7$25.001/28/2011 5:09:04 PM
Bob450$25.001/28/2011 5:03:11 PM
sensible-order2$100.001/28/2011 5:10:29 PM
DasMula$25.001/28/2011 5:17:09 PM
Kash2010lu$27.001/28/2011 5:06:54 PM
back-scratchers$25.001/28/2011 5:09:30 PM
tech310$50.001/28/2011 5:09:47 PM
SolarMoonshine$25.001/28/2011 5:15:18 PM
lendstats_com$200.001/28/2011 8:59:22 PM
kttalamo$25.001/28/2011 5:51:12 PM
a-balance-surgeon$50.001/28/2011 9:48:32 PM
point-pinnacle$25.001/28/2011 9:56:02 PM
reflective-rupee$250.771/28/2011 6:36:13 PM
BlessedEveryDay$25.001/28/2011 7:12:33 PM
spiff666$25.001/28/2011 8:59:41 PM
sturdy-peace9$50.001/28/2011 9:21:02 PM
credit-force5$50.001/28/2011 11:38:41 PM
alexgalt$25.001/29/2011 12:32:28 AM
red-favorable-basis$25.001/29/2011 2:15:11 AM
realtormoises$25.001/29/2011 5:57:17 AM
favorite-commerce$50.001/29/2011 6:35:52 AM
helping-out$35.001/29/2011 4:24:44 AM
bluehen00$100.001/29/2011 6:56:02 AM
rockhound84$25.001/29/2011 5:53:23 AM
rjcoutur2001$32.751/29/2011 6:25:37 AM
COCHINOBOY$60.001/29/2011 6:06:36 AM
Helenska11$50.001/29/2011 9:32:32 AM
all_of_that_one$25.001/29/2011 7:56:20 AM
well-mannered-income3$35.001/29/2011 10:07:18 AM
kulender$50.001/29/2011 9:08:31 AM
Investor_83$32.491/29/2011 10:41:22 AM
Galdis$25.001/29/2011 10:53:36 AM
loanman2007$125.001/29/2011 11:38:12 AM
leverage-monger$25.001/29/2011 10:22:01 AM
SkyLoan$25.001/29/2011 12:21:35 PM
Mrgiggleswic$36.561/29/2011 10:02:52 AM
loss-of-control$75.001/29/2011 10:35:44 AM
auction-seeker$25.001/29/2011 11:22:26 AM
asian808$25.001/29/2011 2:55:53 PM
gold-channel2$25.001/29/2011 12:29:31 PM
coin-bee1$25.001/29/2011 5:07:02 PM
Max8319$25.001/29/2011 6:19:11 PM
asiaratt$50.001/29/2011 5:48:14 PM
EasternLender$25.001/29/2011 8:23:57 PM
blue-euro-entrepreneur$25.001/30/2011 12:48:14 AM
DER$50.001/29/2011 8:53:10 PM
Ananya$25.001/30/2011 7:40:33 AM
foothillender$25.001/30/2011 6:44:38 AM
malar$25.001/30/2011 8:18:49 AM
gold-cluster$100.001/30/2011 8:58:59 AM
TravisMcGee$25.001/30/2011 9:05:55 AM
moneysong$750.001/30/2011 8:36:05 AM
Socal$50.001/30/2011 9:34:27 AM
platinum-czar$100.001/30/2011 10:53:20 AM
MicroLender357$50.001/30/2011 12:09:38 PM
dzn512$50.001/30/2011 12:30:50 PM
unclejaef$25.001/30/2011 11:13:40 AM
worthy-bid4$25.001/30/2011 11:15:27 AM
green-safe-wampum$100.001/30/2011 12:41:50 PM
dtana$25.001/30/2011 1:47:01 PM
wwwUniversal$25.001/30/2011 12:08:26 PM
green-safe-wampum$100.001/30/2011 1:24:59 PM
suave-dime6$25.001/30/2011 2:33:00 PM
marinbb$25.001/30/2011 4:02:23 PM
new-social-economist$60.001/30/2011 3:47:39 PM
competent-p2p$25.001/30/2011 4:53:24 PM
victorcab$45.001/30/2011 6:19:32 PM
copper$50.001/30/2011 7:32:48 PM
brightest-breathtaking-finance$200.001/30/2011 7:23:08 PM
grnii78$125.001/30/2011 7:58:20 PM
skorpious$25.001/30/2011 8:40:56 PM
itsmaj$88.451/30/2011 8:49:56 PM
workwithchrisDOTbiz$50.001/30/2011 9:14:50 PM
master648$30.001/30/2011 8:28:08 PM
1st_Prosper_Lender$25.001/30/2011 5:47:05 PM
exciting-fairness$200.001/30/2011 6:11:07 PM
matthewa$25.001/30/2011 7:49:31 PM
global1adventurer$25.001/30/2011 8:21:56 PM
d627$50.001/30/2011 9:29:35 PM
seineil$50.001/30/2011 11:15:05 PM
damasterwc$25.001/30/2011 11:42:47 PM
crjcapt$125.001/31/2011 1:37:01 AM
genius520$100.001/28/2011 5:07:00 PM
EarlyRiser$250.001/28/2011 5:07:59 PM
gain-gourd$50.001/28/2011 5:03:36 PM
RedCentre$69.121/28/2011 5:13:03 PM
Speculator$50.001/28/2011 5:04:58 PM
rescue$100.001/28/2011 5:09:43 PM
jazzlender$25.001/28/2011 5:09:51 PM
orderly-leverage$50.001/28/2011 5:10:18 PM
houli123$25.001/29/2011 12:29:43 AM
lloyd_s$25.001/29/2011 3:20:47 AM
Kreditorium$25.001/29/2011 3:17:14 AM
the-profit-oracle$25.001/29/2011 4:04:34 AM
bankbuddy55$75.001/29/2011 7:53:52 AM
repayment-pudding$25.001/29/2011 8:11:42 AM
WMY-Investor$100.001/29/2011 8:54:27 AM
mpatrick$25.001/29/2011 9:13:09 AM
Gibbyland$50.001/29/2011 9:09:36 AM
E-B$50.001/29/2011 10:01:36 AM
Kyileo$25.001/29/2011 8:23:44 AM
erowis$40.001/29/2011 10:31:36 AM
nilonc1$50.001/29/2011 9:08:55 AM
Astyanax$50.001/29/2011 11:55:13 AM
radforj22$25.001/29/2011 10:28:45 AM
selector568$50.001/29/2011 1:18:46 PM
larryboy10$25.001/29/2011 2:05:26 PM
balance-force$25.001/29/2011 2:29:59 PM
ethicalhumanist$25.001/29/2011 5:03:13 PM
richboy56$25.001/29/2011 4:34:32 PM
SFBank$150.001/29/2011 5:13:08 PM
dsnybnd$25.001/29/2011 8:00:47 PM
SDNLR$25.001/29/2011 8:22:59 PM
gjm6d$25.001/29/2011 9:11:45 PM
triumphant-community$50.001/29/2011 10:59:58 PM
payment-gusto$25.001/30/2011 6:12:49 AM
shred123$50.001/30/2011 7:18:06 AM
hard-working-loot$25.001/30/2011 9:26:04 AM
BlueProteus$25.001/30/2011 9:36:08 AM
best-unbeatable-transaction$25.001/30/2011 9:57:52 AM
best-generosity-financier$25.001/30/2011 11:10:48 AM
bountiful-durability$100.001/30/2011 12:37:52 PM
Kqwik$25.001/30/2011 11:37:00 AM
Marfloogan$25.001/30/2011 2:28:30 PM
tractorman$50.001/30/2011 2:15:16 PM
desrman$50.001/30/2011 2:37:26 PM
sensible-fund$50.001/30/2011 2:48:33 PM
ingenious-deal6$25.001/30/2011 3:47:15 PM
Ray3486$25.001/30/2011 4:38:22 PM
highyield$38.421/30/2011 3:52:24 PM
red_spade$40.001/30/2011 4:26:07 PM
KrystalBall$25.001/30/2011 6:21:07 PM
terrific-p2ploan$25.001/30/2011 7:29:58 PM
killdare$25.001/30/2011 4:46:06 PM
heat25$25.001/30/2011 8:39:46 PM
Renoan$29.511/30/2011 9:37:11 PM
independent-transaction$35.691/30/2011 7:55:56 PM
lucky2$25.001/30/2011 8:27:49 PM
p2p-mover0$33.271/30/2011 9:31:22 PM
zorg77$25.001/30/2011 9:43:04 PM
141 Investments
 
Borrower Payment Dependent Notes Series 492343
This series of Notes was issued and sold upon the funding of the borrower loan #46983, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $11,500.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.30% Listing Start date:  Feb-01-2011 
Term: 36 months Listing End date:  Feb-02-2011 
 
Lender yield: 4.99% Borrower rate/APR: 5.99% / 6.33% Monthly payment: $349.80
 
Lender servicing fee: 1.00% Effective Yield*: 5.00%  
Estimated return*: 3.70%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Nov-1996 Debt/Income ratio: 19%
Credit score: 780-799 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 12Length of status:4y 9m
Amount delinquent: $0 Total credit lines: 50 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,438Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 18%  
   Homeownership: Yes  
Screen name: attentive-greenback6 Borrower's state: Arkansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 12 ( 100% ) 780-799 (Latest)
Principal borrowed: $13,500.00< 31 days late: 0 ( 0% )  
740-759 (Jan-2010)
 
Principal balance: $9,410.89 31+ days late: 0 ( 0% )
Total payments billed: 12  
Description
Re Financing Existing Loan
Purpose of loan:
This loan will be used to refinance the current prosper loan I have. The excess funds will be used to make improvments to my home.

My financial situation:
I am a good candidate for this loan because I have had a prosper loan for 1 year now and I want to refinance this loan to a better rate.? I am a professional person with a good and steady income.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
paladin847$50.002/1/2011 9:57:52 AM
radforj22$75.002/1/2011 9:58:00 AM
sensible-order2$100.002/1/2011 9:58:16 AM
minista$25.002/1/2011 9:58:26 AM
paintedposies$50.002/1/2011 9:58:33 AM
C_Mark$100.002/1/2011 9:58:38 AM
flexible-value$100.002/1/2011 9:59:01 AM
acropiloterau2002$25.002/1/2011 9:57:45 AM
skibum65$50.002/1/2011 9:59:14 AM
blot44$25.002/1/2011 9:57:51 AM
organized-payment6$25.002/1/2011 9:59:26 AM
docdekay$100.002/1/2011 9:59:31 AM
Havana21$300.002/1/2011 9:58:15 AM
newest-organic-rupee$25.002/1/2011 9:59:37 AM
jonandmeg21$50.002/1/2011 9:58:23 AM
Krozy$50.002/1/2011 9:58:27 AM
Centaur$50.002/1/2011 10:00:12 AM
Goodthing$100.002/1/2011 9:58:32 AM
ChristopherHS$25.002/1/2011 10:00:19 AM
Mantis75$25.002/1/2011 9:58:40 AM
perzzz$50.002/1/2011 9:58:53 AM
thedoctor$100.002/1/2011 9:58:59 AM
yukongin$25.002/1/2011 9:59:06 AM
buckeye9$50.002/1/2011 9:59:19 AM
Wangchuk$25.002/1/2011 10:02:22 AM
Curly-Girly$25.002/1/2011 9:59:23 AM
TexasLender2007$50.002/1/2011 9:59:32 AM
HHP$25.002/1/2011 10:00:21 AM
Feyenoord$25.002/1/2011 10:00:55 AM
elasermd$50.002/1/2011 10:01:08 AM
BidDaddyBigBucks$25.002/1/2011 10:07:32 AM
TheCount$25.002/1/2011 10:30:51 AM
velocity-solo$60.002/1/2011 9:57:43 AM
interest-exec9$25.002/1/2011 9:58:14 AM
antlr$50.002/1/2011 9:58:21 AM
kanakakm$50.002/1/2011 9:58:39 AM
currency-persimmon$25.002/1/2011 9:58:42 AM
lender987654321$25.002/1/2011 9:58:45 AM
don8ter$25.002/1/2011 9:58:51 AM
cebgop$25.002/1/2011 9:58:56 AM
heavenly-interest9$50.002/1/2011 9:59:13 AM
CBO-Enterprise$50.002/1/2011 9:59:17 AM
tedsrfdude$50.002/1/2011 9:59:39 AM
best-coin-miser$25.002/1/2011 10:00:16 AM
g314$30.002/1/2011 10:01:12 AM
warew$25.002/1/2011 11:47:02 AM
astute-benjamins$25.002/1/2011 2:50:15 PM
felicity-loyalist0$25.002/1/2011 3:48:20 PM
penny-plato$50.002/1/2011 11:35:08 AM
interest-fanatic3$50.002/1/2011 3:53:59 PM
cloud8$64.402/1/2011 4:48:41 PM
reueljw$25.002/1/2011 5:53:48 PM
reflective-rupee$25.772/1/2011 5:06:02 PM
meux99$25.002/1/2011 6:13:45 PM
Citizenryan$25.002/1/2011 10:31:37 PM
b1geasy$25.002/1/2011 8:16:57 PM
FlexFunding$36.522/2/2011 1:49:08 AM
JGB$40.592/2/2011 1:49:42 AM
jjb3$28.412/2/2011 1:34:48 AM
Artist_Blue$25.002/2/2011 8:46:23 AM
bannybucks$25.002/2/2011 4:23:24 AM
integrity-onator1$25.002/2/2011 2:38:37 PM
credit-maple5$300.002/2/2011 3:46:55 PM
bentonlending$50.002/2/2011 3:48:00 PM
30Sky$25.002/2/2011 1:45:34 PM
jt88$50.002/2/2011 3:46:56 PM
AmericanCredit$25.002/2/2011 3:47:00 PM
catmanbob$50.002/2/2011 3:48:01 PM
adventurous-cash$25.002/2/2011 7:05:10 PM
hopeful-truth5$59.292/2/2011 7:48:29 PM
DukSerduk$25.002/1/2011 9:57:57 AM
Daneistes$50.002/1/2011 9:58:18 AM
BaxterEvil$25.002/1/2011 9:58:30 AM
Goodlender42$25.002/1/2011 9:58:37 AM
kenji4861$25.002/1/2011 9:58:55 AM
tntmojave$25.002/1/2011 9:57:37 AM
honorable-yield$40.002/1/2011 9:59:12 AM
balance-voyager$50.002/1/2011 9:57:47 AM
Phantom99$100.002/1/2011 9:59:20 AM
fishtale$25.002/1/2011 9:57:53 AM
unclejaef$25.002/1/2011 9:59:29 AM
indomitable-coin$100.002/1/2011 9:58:13 AM
octoberfresh$25.002/1/2011 9:59:35 AM
credit-force5$50.002/1/2011 9:58:17 AM
fair-funds$50.002/1/2011 9:58:24 AM
Dollars4Rent$50.002/1/2011 9:58:29 AM
investor_101$50.002/1/2011 10:00:14 AM
cognizant-rate732$25.002/1/2011 9:58:34 AM
Marathoner$25.002/1/2011 10:00:23 AM
forthright-dedication$25.002/1/2011 9:58:46 AM
blissful-ore5$50.002/1/2011 9:58:58 AM
inspired-investment8$100.002/1/2011 9:59:03 AM
webclimber$50.002/1/2011 9:59:10 AM
jsw7us$50.002/1/2011 9:59:21 AM
syounker$25.002/1/2011 9:59:25 AM
ATOHokie$25.002/1/2011 10:00:26 AM
top-note-jamboree$50.002/1/2011 10:00:40 AM
Aberdeen$4,000.002/1/2011 10:01:03 AM
EarlyRiser$250.002/1/2011 10:03:30 AM
payout-reaction740$25.002/1/2011 10:13:11 AM
mdreiss$50.002/1/2011 10:06:32 AM
kyomoon$100.002/1/2011 9:57:49 AM
nimble-money0$25.002/1/2011 9:57:58 AM
youqianderen$50.002/1/2011 9:58:20 AM
ogmanny$50.002/1/2011 9:58:35 AM
larsowe$35.002/1/2011 9:58:41 AM
compoundinterest$50.002/1/2011 9:58:44 AM
Gr8Deal$50.002/1/2011 9:58:48 AM
TikPmp1$25.002/1/2011 9:58:52 AM
community-pipeline$25.002/1/2011 9:59:08 AM
sb0453$25.002/1/2011 9:59:15 AM
bigballer105$100.002/1/2011 9:59:22 AM
credit-investor5$50.002/1/2011 9:59:28 AM
jenkris$25.002/1/2011 10:00:15 AM
value-pouch$50.002/1/2011 10:00:24 AM
jazzlender$25.002/1/2011 10:01:06 AM
power-defender7$50.002/1/2011 10:06:01 AM
Montgomery-Burns$25.002/1/2011 10:06:30 AM
WeshaTheLeopard$37.522/1/2011 3:48:59 PM
L0anShark$60.002/1/2011 11:37:25 AM
hopeful-truth5$400.002/1/2011 2:05:42 PM
sweety075$25.002/1/2011 2:45:19 PM
bowdish1$26.752/1/2011 5:00:38 PM
top-magnificent-greenback$25.002/1/2011 6:04:40 PM
thermopylae6$50.002/1/2011 7:37:04 PM
Slapshot$25.002/1/2011 8:13:19 PM
kirkjerk$50.002/1/2011 10:03:57 PM
lloyd_s$25.002/2/2011 1:48:57 AM
kulender$50.002/2/2011 1:50:18 AM
wwwUniversal$25.002/2/2011 1:50:38 AM
revenue-officer36$25.752/2/2011 1:49:58 AM
setUup$100.002/2/2011 2:07:47 AM
gangusron$50.002/1/2011 9:53:55 PM
Tulalue$25.002/2/2011 5:13:09 AM
Preteur$25.002/2/2011 1:09:12 AM
RJN$25.002/2/2011 5:33:18 AM
benevolent-asset$25.002/2/2011 8:53:01 AM
BeansMan02$25.002/2/2011 4:58:16 AM
VBinvestor$100.002/2/2011 9:17:19 AM
iolaire$25.002/2/2011 9:30:05 AM
one-midas$25.002/2/2011 10:13:25 AM
Fortuno_per_commodo$50.002/2/2011 3:46:54 PM
GiftViftdotcom$50.002/2/2011 3:46:56 PM
impartial-deal$25.002/2/2011 3:48:26 PM
subtle-revenue0$25.002/2/2011 3:48:38 PM
ThomasC$50.002/2/2011 3:47:04 PM
Aimvest$25.002/2/2011 3:46:31 PM
Okeey$50.002/2/2011 3:46:45 PM
mpactlender$25.002/2/2011 3:48:57 PM
worth-victor6$25.002/2/2011 5:26:33 PM
engaging-worth$25.002/2/2011 5:52:04 PM
a2190b$25.002/2/2011 5:37:39 PM
rudymac777$30.002/2/2011 6:01:11 PM
Snoopylover$25.002/2/2011 6:05:03 PM
CASSHMAN$75.002/2/2011 7:41:18 PM
cash-cymbal$50.002/2/2011 6:47:39 PM
156 Investments
 
Borrower Payment Dependent Notes Series 492377
This series of Notes was issued and sold upon the funding of the borrower loan #46889, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,700.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Jan-30-2011 
Term: 36 months Listing End date:  Feb-01-2011 
 
Lender yield: 23.99% Borrower rate/APR: 24.99% / 28.49% Monthly payment: $226.60
 
Lender servicing fee: 1.00% Effective Yield*: 23.40%  
Estimated return*: 13.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Mar-1985 Debt/Income ratio: 1%
Credit score: 660-679 (Jan-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 1 Current / open credit lines: 5 / 5Length of status:10y 3m
Amount delinquent: $0 Total credit lines: 25 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $3,597Stated income:$100,000+
Delinquencies in last 7y: 7 Bankcard utilization: 37%  
   Homeownership: No  
Screen name: a-felicity-rotation Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 11 ( 100% ) 660-679 (Latest)
Principal borrowed: $3,500.00< 31 days late: 0 ( 0% )  
680-699 (Feb-2010)
 
Principal balance: $2,638.65 31+ days late: 0 ( 0% )
Total payments billed: 11  
Description
afelicityr
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
jazzlender$25.001/30/2011 9:36:58 PM
investment-daydream$75.001/30/2011 9:37:17 PM
twjh$25.001/30/2011 9:37:21 PM
a-finance-nirvana$25.001/30/2011 9:40:22 PM
gain-gourd$75.001/30/2011 9:48:37 PM
credit-force5$50.001/30/2011 9:50:52 PM
asiaratt$50.001/30/2011 9:51:06 PM
SDNLR$25.001/30/2011 9:51:22 PM
Marfloogan$25.001/30/2011 9:52:34 PM
reflective-rupee$300.771/30/2011 11:08:43 PM
velocity-solo$30.001/30/2011 9:46:28 PM
red-favorable-basis$25.001/31/2011 6:20:59 AM
ingenious-deal6$25.001/30/2011 9:53:15 PM
DasMula$57.001/30/2011 10:19:30 PM
witty-openness$25.001/31/2011 4:40:48 AM
zone6$87.131/31/2011 8:43:20 AM
JBA25$25.001/31/2011 8:13:03 AM
Champion_Lending$25.001/31/2011 8:44:07 AM
brightest-dignified-penny$25.001/31/2011 10:23:38 AM
competent-p2p$100.001/31/2011 12:12:27 PM
umfan123$25.001/31/2011 11:44:02 AM
SolarMoonshine$25.001/31/2011 3:55:27 PM
radforj22$25.001/31/2011 12:42:55 PM
ddoneday$25.001/31/2011 5:11:22 PM
ddoneday$25.661/31/2011 5:11:44 PM
Rob717171$50.001/31/2011 6:18:09 PM
natejx$25.001/31/2011 7:05:09 PM
YoungTaxMan$25.001/31/2011 9:16:26 PM
uncleegg$50.002/1/2011 5:48:05 AM
KileNSmyth4$25.002/1/2011 1:41:52 AM
HamachiMan$50.002/1/2011 8:20:56 AM
community-platoon8$25.002/1/2011 9:33:38 AM
stoopidnoodle$25.002/1/2011 9:40:49 AM
WeshaTheLeopard$30.002/1/2011 3:48:38 PM
loyalist1$50.002/1/2011 5:01:58 PM
HHP$50.002/1/2011 5:02:53 PM
power-trophy7$25.002/1/2011 5:02:48 PM
red-power-pecan$25.002/1/2011 5:09:13 PM
capital-halo1$500.002/1/2011 5:02:52 PM
rovo$25.002/1/2011 5:09:41 PM
circuitfive$25.002/1/2011 5:09:45 PM
new-social-economist$75.002/1/2011 5:09:57 PM
heavy_ax$25.002/1/2011 4:12:55 PM
upbeat-coin937$50.002/1/2011 5:09:55 PM
rogue_monster$25.002/1/2011 5:10:20 PM
shmb6508$50.002/1/2011 5:10:17 PM
resplendent-dollar$25.002/1/2011 5:10:24 PM
jstnow$25.002/1/2011 5:10:27 PM
wampum-chorus3$25.002/1/2011 5:10:40 PM
kulender$50.002/1/2011 4:28:14 PM
hidavehi$38.002/1/2011 4:32:53 PM
wise-rupee-sanctuary$50.002/1/2011 5:02:35 PM
whartonmba$25.002/1/2011 5:09:06 PM
social-conductor4$25.002/1/2011 5:09:15 PM
helping-out$30.002/1/2011 5:09:43 PM
finagler$25.002/1/2011 5:10:14 PM
Crewhippie$25.002/1/2011 5:10:32 PM
Sibelius2$25.002/1/2011 5:10:42 PM
hard-working-loot$25.001/30/2011 9:40:05 PM
genius520$100.001/30/2011 9:46:37 PM
Speculator$25.001/30/2011 9:48:22 PM
Angel_Investor_7$25.001/30/2011 9:49:09 PM
sensible-order2$100.001/30/2011 9:50:14 PM
payment-gusto$25.001/30/2011 9:51:38 PM
bountiful-durability$100.001/30/2011 9:52:13 PM
orderly-leverage$50.001/30/2011 9:49:56 PM
suave-dime6$25.001/30/2011 9:52:49 PM
well-mannered-income3$25.001/31/2011 7:29:25 AM
greencat$50.001/31/2011 7:32:42 AM
mikeandcat$89.621/31/2011 7:36:36 AM
EarlyRiser$100.001/31/2011 7:40:02 AM
Kash2010lu$25.001/31/2011 6:39:31 AM
justonejake$25.001/31/2011 9:33:12 AM
oregonusa$50.001/31/2011 9:35:33 AM
galloping_unicorns_batman$25.001/31/2011 9:40:46 AM
transaction-animal8$25.001/31/2011 7:58:23 AM
LittleMingo$30.001/31/2011 9:34:51 AM
Silverling6$25.001/31/2011 10:18:16 AM
ElAbel11$50.001/31/2011 11:55:53 AM
credit-sycamore4$100.001/31/2011 3:32:55 PM
treasure-bliss$50.002/1/2011 5:18:03 AM
Bob450$25.002/1/2011 1:15:45 AM
banker65010$25.002/1/2011 3:28:08 AM
dough-bear$50.002/1/2011 7:52:43 AM
hamster$27.402/1/2011 9:04:38 AM
raisingophelia$25.002/1/2011 8:28:21 AM
contract-lionheart$207.362/1/2011 8:54:43 AM
loss-of-control$100.002/1/2011 9:18:22 AM
liberty-society5$25.002/1/2011 9:32:59 AM
deal-maple2$25.002/1/2011 9:33:31 AM
BidDaddyBigBucks$25.002/1/2011 9:55:16 AM
TheCount$25.002/1/2011 10:18:32 AM
emgventures$50.002/1/2011 10:53:18 AM
Whitewater_Loans$25.002/1/2011 11:22:52 AM
ingenious-truth0$55.002/1/2011 4:13:16 PM
interstellar$75.002/1/2011 4:30:44 PM
Investoman$50.002/1/2011 4:30:52 PM
melodious-openness$100.002/1/2011 4:52:46 PM
hidavehi$25.082/1/2011 3:39:20 PM
Jack55304$100.002/1/2011 5:02:55 PM
peace-missile$25.002/1/2011 5:02:45 PM
ingenious-interest1$50.002/1/2011 5:02:50 PM
Simonsez808$25.002/1/2011 5:09:11 PM
IntrepidInvestment$25.002/1/2011 5:09:52 PM
Perksunlimited$25.002/1/2011 5:09:48 PM
restless-currency$25.002/1/2011 5:10:18 PM
turbolozano$30.002/1/2011 5:10:23 PM
Sven79$50.002/1/2011 5:10:19 PM
DreDub$50.002/1/2011 5:10:26 PM
spirited-leverage$25.002/1/2011 5:10:35 PM
jubilant-auction5$25.002/1/2011 5:09:08 PM
nimble-economy863$25.002/1/2011 5:09:39 PM
p2p-czar3$30.002/1/2011 5:09:47 PM
dinero-mason$50.002/1/2011 5:10:30 PM
Maetryx$45.002/1/2011 5:10:37 PM
larrybird$250.002/1/2011 5:10:48 PM
116 Investments
 
Borrower Payment Dependent Notes Series 492477
This series of Notes was issued and sold upon the funding of the borrower loan #46977, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-01-2011 
Term: 36 months Listing End date:  Feb-02-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $163.28
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Feb-2005 Debt/Income ratio: 57%
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:4y 11m
Amount delinquent: $0 Total credit lines: 33 Occupation: Food Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,702Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 50%  
   Homeownership: No  
Screen name: organized-velocity8 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Student Debt :(
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
sensible-order2$100.002/1/2011 6:04:26 PM
dough-bear$50.002/1/2011 6:05:19 PM
genius520$100.002/1/2011 6:06:45 PM
asiaratt$50.002/1/2011 6:08:45 PM
ingenious-deal6$25.002/1/2011 6:09:48 PM
HamachiMan$50.002/1/2011 6:10:44 PM
liberty-society5$25.002/1/2011 6:11:19 PM
ingenious-truth0$25.002/1/2011 6:11:52 PM
octoberfresh$26.002/1/2011 6:05:11 PM
erowis$40.002/1/2011 6:18:49 PM
orderly-leverage$50.002/1/2011 6:08:03 PM
one-midas$25.002/1/2011 7:06:28 PM
gain-equator$25.002/1/2011 7:18:42 PM
terrific-p2ploan$49.612/1/2011 7:56:02 PM
reflective-rupee$400.772/1/2011 8:45:30 PM
dudebrah$25.002/1/2011 10:49:13 PM
2grindstones$25.002/1/2011 10:03:05 PM
Kash2010lu$25.002/1/2011 11:18:15 PM
finance-mushroom$100.002/2/2011 7:13:35 AM
grotheik$25.002/2/2011 7:19:57 AM
greencat$50.002/2/2011 7:22:43 AM
shrewd-income$25.002/2/2011 8:19:44 AM
ready-interest9$25.002/2/2011 9:14:17 AM
foothillender$25.002/2/2011 8:32:57 AM
the-silver-blaster$50.002/2/2011 9:29:29 AM
loan-kung-fu$25.002/2/2011 3:49:10 PM
credit-sycamore4$100.002/2/2011 4:10:07 PM
Blessed1958$30.002/2/2011 3:43:04 PM
payment-gusto$25.002/2/2011 4:10:34 PM
CASSHMAN$50.002/2/2011 7:42:09 PM
courteous-kindness1$50.002/2/2011 6:13:07 PM
bahamaman$30.002/2/2011 8:58:21 PM
thomas16882004$28.642/2/2011 7:21:55 PM
ITExec$100.002/2/2011 7:53:33 PM
BangBros$59.222/2/2011 7:35:30 PM
SFBank$200.002/1/2011 6:05:03 PM
jazzlender$25.002/1/2011 6:05:57 PM
velocity-solo$30.002/1/2011 6:06:39 PM
suave-dime6$25.002/1/2011 6:09:33 PM
BidDaddyBigBucks$25.002/1/2011 6:11:33 PM
Investoman$50.002/1/2011 6:12:03 PM
gain-gourd$75.002/1/2011 6:07:41 PM
SDNLR$25.002/1/2011 6:09:00 PM
the-yield-surfer$50.002/1/2011 9:36:35 PM
hopeful-truth5$100.002/1/2011 8:52:46 PM
favorite-commerce$50.002/1/2011 8:49:12 PM
CashFlow13$100.002/2/2011 3:15:12 AM
well-mannered-income3$25.002/2/2011 6:38:57 AM
gothampark$25.002/2/2011 6:47:13 AM
Artist_Blue$25.002/2/2011 8:45:00 AM
Leshan$25.002/2/2011 9:57:52 AM
nodebt2012$25.002/2/2011 10:58:20 AM
wild-orange$50.002/2/2011 11:02:08 AM
simplelender80$100.002/2/2011 12:35:34 PM
EarlyRiser$250.002/2/2011 11:47:39 AM
rjrventure$25.002/2/2011 2:08:44 PM
Armyman122$50.002/2/2011 10:26:27 AM
amsmiles00$25.002/2/2011 2:07:02 PM
Bob450$25.002/2/2011 2:58:41 PM
trade-enthusiast3$100.002/2/2011 1:33:27 PM
evergreen16$50.002/2/2011 3:23:11 PM
loss-of-control$150.002/2/2011 5:17:01 PM
mpatrick$25.002/2/2011 6:56:50 PM
MoneyForNothing$6.462/2/2011 8:58:48 PM
proud-pound4$324.302/2/2011 7:25:15 PM
upbeat-investment9$25.002/2/2011 8:29:51 PM
66 Investments
 
Borrower Payment Dependent Notes Series 492555
This series of Notes was issued and sold upon the funding of the borrower loan #46886, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-02-2011 
Term: 36 months Listing End date:  Feb-02-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $81.64
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-1989 Debt/Income ratio: 20%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 13Length of status:12y 5m
Amount delinquent: $0 Total credit lines: 49 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $40,185Stated income:$100,000+
Delinquencies in last 7y: 1 Bankcard utilization: 84%  
   Homeownership: No  
Screen name: the-credit-samaritan410 Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
MOBILIZED NATIONAL GUARD OFFICER
Purpose of loan:
This loan will be used to pay 1st and last month's rent for a small apartment.? I am a?military?officer living in CT who?is?ordered to active duty in support of the war beginning 7 FEB 2011 for 365 days near Hanscom Air Force Base in MA.? My first "paycheck" from the military will not come for a month so that is the other reason I need the money.? I can pull this money from my IRA but I do not want to incur a penalty on the money and already took money out last year during the divorce.

My financial situation:
I am a good candidate for this loan because I am past a rough divorce for over one year now and always pay my bills on time.? My credit rating suffered this past year due to having?"joint" bills with my ex-wife.?

Monthly net income: $
Beginning 7 February 2011, $8,000 per month (including all allowances for housing, food, and pay)

Monthly expenses: $
??Housing: $ 2000
??Insurance: $ 200
??Car expenses: $400
??Utilities: $ 150
??Phone, cable, internet: $300?
??Food, entertainment: $?800
??Clothing, household expenses $100?
??Credit cards and other loans: $ 900
??Other expenses: $ 900
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
dough-bear$50.002/2/2011 4:57:45 PM
velocity-solo$30.002/2/2011 4:58:38 PM
asiaratt$50.002/2/2011 5:00:04 PM
Evolver$50.002/2/2011 5:03:42 PM
HamachiMan$50.002/2/2011 5:00:36 PM
gain-equator$25.002/2/2011 5:01:37 PM
finance-mushroom$86.762/2/2011 5:02:11 PM
sensible-order2$100.002/2/2011 4:56:50 PM
ultimate-peace$50.002/2/2011 5:03:27 PM
Kash2010lu$28.002/2/2011 4:58:07 PM
simplelender80$200.002/2/2011 5:06:35 PM
liberty-society5$25.002/2/2011 5:00:58 PM
the-yield-surfer$50.002/2/2011 5:01:50 PM
marybennet$25.002/2/2011 5:42:21 PM
Free-the-usa-1776$25.002/2/2011 5:21:14 PM
Wangchuk$25.012/2/2011 6:15:52 PM
One_Lolo$25.002/2/2011 6:18:52 PM
vutah$25.002/2/2011 5:29:49 PM
calahan$50.002/2/2011 5:36:18 PM
loss-of-control$100.002/2/2011 5:38:52 PM
profitable-balance$25.002/2/2011 6:18:53 PM
squarebob$25.002/2/2011 6:07:19 PM
point-pinnacle$25.002/2/2011 6:17:58 PM
noodles932$40.002/2/2011 6:18:26 PM
Artist_Blue$25.002/2/2011 5:02:24 PM
suave-dime6$25.002/2/2011 5:00:14 PM
Investoman$50.002/2/2011 5:01:20 PM
jazzlender$25.002/2/2011 4:57:29 PM
genius520$100.002/2/2011 4:58:42 PM
zorg77$25.002/2/2011 5:24:02 PM
orderly-leverage$50.002/2/2011 4:59:39 PM
reflective-rupee$500.772/2/2011 5:24:40 PM
DasMula$25.002/2/2011 6:01:42 PM
33 Investments
 
Borrower Payment Dependent Notes Series 492617
This series of Notes was issued and sold upon the funding of the borrower loan #46980, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-01-2011 
Term: 36 months Listing End date:  Feb-04-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $285.74
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jun-1999 Debt/Income ratio: 11%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 3 / 3Length of status:5y 10m
Amount delinquent: $1,006 Total credit lines: 6 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $44Stated income:$25,000-$49,999
Delinquencies in last 7y: 7 Bankcard utilization: 4%  
   Homeownership: Yes  
Screen name: Freedomforme16 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
Purpose of loan:
This loan will be used to?Kitchen repair from water damage

My financial situation:good
I am a good candidate for this loan because?I have the resources to repay without upsetting my budget

Monthly net income: $ 1900

Monthly expenses: $
??Housing: $750
??Insurance: $75
??Car expenses: $0
??Utilities: $200
??Phone, cable, internet: $50
??Food, entertainment: $150
??Clothing, household expenses $50
??Credit cards and other loans: $0
??Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 1. Mortgage Balance 139,688.82 2. Property Tax based on $126,500 3. Zillow says 113,000 4. No second or HELOC (Feb-02-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
velocity-solo$30.002/1/2011 6:06:40 PM
asiaratt$50.002/1/2011 6:08:46 PM
orderly-leverage$50.002/1/2011 6:08:07 PM
SDNLR$25.002/1/2011 6:09:02 PM
Investoman$50.002/1/2011 6:12:05 PM
sensible-order2$100.002/1/2011 6:04:28 PM
genius520$100.002/1/2011 6:06:46 PM
ingenious-deal6$25.002/1/2011 6:09:50 PM
liberty-society5$25.002/1/2011 6:11:21 PM
hopeful-truth5$50.002/1/2011 8:59:36 PM
the-yield-surfer$50.002/1/2011 9:36:36 PM
finance-mushroom$100.002/2/2011 7:13:36 AM
the-silver-blaster$50.002/2/2011 9:29:30 AM
competent-p2p$55.002/2/2011 12:39:57 PM
Shawn95187$100.002/2/2011 4:25:41 PM
Bob450$25.002/2/2011 5:48:29 PM
bahamaman$30.002/2/2011 8:58:22 PM
courteous-kindness1$50.002/2/2011 6:13:09 PM
kulender$50.002/3/2011 5:53:21 AM
bullwink27$25.002/3/2011 7:58:52 AM
lucrative-transparency0$50.002/3/2011 9:54:00 AM
profit-powerplant$25.002/3/2011 12:07:11 PM
shmb6508$25.002/3/2011 11:50:29 AM
extraordinary-transaction$25.002/3/2011 12:18:26 PM
money-bauble$100.002/3/2011 6:30:38 PM
heatherwood$50.002/3/2011 6:54:17 PM
treasure-bliss$50.002/3/2011 6:29:44 PM
tnjohnso$25.002/3/2011 6:30:08 PM
credit-sycamore4$71.302/3/2011 6:26:56 PM
open-minded-fund9$50.002/3/2011 6:54:59 PM
orange-preeminant-bill$50.002/3/2011 6:30:31 PM
CA-Lender$25.002/3/2011 6:27:36 PM
AdrianWapcaplet$50.002/3/2011 6:55:30 PM
Justbiz$50.002/3/2011 6:56:00 PM
musegaze$100.002/3/2011 6:28:03 PM
justonejake$25.002/3/2011 6:56:07 PM
jjswanso$50.002/3/2011 6:56:11 PM
be_wise$25.002/3/2011 6:32:57 PM
rupee-artisan$25.002/3/2011 6:57:30 PM
afm$50.002/3/2011 6:52:19 PM
handshake5$100.002/3/2011 7:01:05 PM
wise-deal-panda$50.002/3/2011 6:52:22 PM
MoonMama$25.002/3/2011 7:02:51 PM
first-upright-payout$25.002/3/2011 7:03:00 PM
loyalist1$50.002/3/2011 7:03:13 PM
chief_wo$25.002/3/2011 6:53:12 PM
capital-halo1$500.002/3/2011 7:03:26 PM
moola-wildebeest3$50.002/3/2011 6:55:00 PM
dollar-sonnet3$50.002/3/2011 6:55:04 PM
AMSlife$50.002/3/2011 6:55:31 PM
truth-ceremony$25.002/3/2011 6:55:37 PM
somebody32$50.002/3/2011 6:56:09 PM
admirable-basis1$25.002/3/2011 6:54:58 PM
niceguy777$25.002/3/2011 6:56:02 PM
Aljasa2008$50.002/3/2011 7:00:43 PM
point-kitten6$50.002/3/2011 7:02:36 PM
vigorous-velocity$50.002/3/2011 7:02:44 PM
Wellman$50.002/3/2011 7:03:09 PM
mercuriant$25.002/3/2011 7:03:19 PM
jasjac0105$25.002/3/2011 7:03:24 PM
divedude$25.002/4/2011 12:52:18 AM
Rdodson11$25.002/3/2011 7:03:34 PM
mmckune$25.002/4/2011 12:53:06 AM
EBITDA$25.002/3/2011 7:03:59 PM
Skiph$25.002/4/2011 1:05:47 AM
golath24$25.002/4/2011 1:08:23 AM
kendallv$25.002/3/2011 7:02:40 PM
utmom$25.002/4/2011 1:09:56 AM
bid-czar8$50.002/3/2011 7:03:02 PM
power-trophy7$25.002/3/2011 7:03:16 PM
kegs$150.002/3/2011 7:03:24 PM
careful-note$50.002/3/2011 7:03:28 PM
treasure-generator$25.002/4/2011 1:27:08 AM
yield-lion$25.002/4/2011 1:29:53 AM
phchristensen$25.002/3/2011 10:17:03 PM
Bears34$25.002/3/2011 10:17:23 PM
MrMoney0622$25.002/4/2011 12:49:44 AM
Easystreet$25.002/4/2011 12:53:01 AM
IIP77$25.002/4/2011 12:54:26 AM
NYLG$25.002/4/2011 1:07:12 AM
macbeck22$25.002/4/2011 1:17:43 AM
gain-gourd$75.002/1/2011 6:07:42 PM
suave-dime6$25.002/1/2011 6:09:35 PM
BidDaddyBigBucks$25.002/1/2011 6:11:35 PM
dough-bear$50.002/1/2011 6:05:20 PM
jazzlender$25.002/1/2011 6:05:59 PM
gain-equator$25.002/1/2011 7:18:43 PM
HamachiMan$50.002/1/2011 6:10:47 PM
zorg77$25.002/1/2011 8:39:38 PM
Artist_Blue$25.002/2/2011 8:44:57 AM
EarlyRiser$100.002/2/2011 11:51:48 AM
simplelender80$100.002/2/2011 12:35:36 PM
ingenious-truth0$55.002/2/2011 4:10:29 PM
FASTIZIO_P$35.002/2/2011 9:48:05 PM
silverloan$25.002/3/2011 8:26:07 AM
loan-kung-fu$25.002/3/2011 1:29:37 AM
cycle198$30.002/3/2011 7:38:23 AM
igotmoney$50.002/3/2011 12:30:09 PM
mammalian4$25.002/3/2011 3:39:05 PM
authoritative-platinum7$25.002/3/2011 1:49:36 PM
d_grbg$25.002/3/2011 5:58:26 PM
thorough-exchange4$25.002/3/2011 5:23:36 PM
jobani$25.002/3/2011 6:52:21 PM
helping-out$45.002/3/2011 6:53:15 PM
wise-rupee-sanctuary$50.002/3/2011 6:29:39 PM
rovo$25.002/3/2011 6:54:35 PM
nanda$26.842/3/2011 6:54:57 PM
CapitalismRocks$25.002/3/2011 6:55:03 PM
payment-gusto$25.002/3/2011 6:30:34 PM
graceful-investment$100.002/3/2011 6:55:25 PM
lagnisiruk$25.002/3/2011 6:55:33 PM
reward-adventure$50.002/3/2011 6:56:04 PM
rapid-currency$25.002/3/2011 6:56:08 PM
seisen$50.002/3/2011 7:00:30 PM
famous-bill$25.002/3/2011 6:50:00 PM
missing-link$25.002/3/2011 7:02:49 PM
worthy-bid8$50.002/3/2011 7:02:57 PM
Msbutterfly$50.002/3/2011 6:52:47 PM
AF-Chief$50.002/3/2011 6:54:31 PM
Angel_Investor_7$25.002/3/2011 6:54:34 PM
trade-surge3$50.002/3/2011 6:54:57 PM
gizzywump$50.002/3/2011 6:55:01 PM
ElAbel11$25.002/3/2011 6:55:35 PM
peace-missile$25.002/3/2011 6:56:05 PM
whartonmba$25.002/3/2011 6:54:35 PM
circuitfive$25.002/3/2011 6:54:37 PM
speedy-point$25.002/3/2011 6:55:02 PM
maldok1$25.002/3/2011 6:55:31 PM
VJ_Financial$25.002/3/2011 8:50:19 PM
flexible-value$100.002/3/2011 6:55:59 PM
new-social-economist$57.612/3/2011 6:56:03 PM
Sixmil$50.002/3/2011 6:57:14 PM
foxtrot12$27.342/4/2011 12:39:23 AM
HHP$50.002/3/2011 7:00:36 PM
FeedTheMachine$50.002/3/2011 7:00:56 PM
zeelender$25.002/4/2011 12:42:23 AM
Weaverville$25.002/4/2011 12:42:38 AM
drg6289$25.002/4/2011 12:43:05 AM
wanna-help$50.002/3/2011 7:02:37 PM
amusement4$95.822/3/2011 7:02:54 PM
ThatDanGuy$50.002/3/2011 7:03:14 PM
ommcd$25.002/3/2011 7:03:22 PM
honorable-yield$25.002/3/2011 7:02:41 PM
forthright-dedication$25.002/3/2011 7:03:05 PM
rescue$100.002/3/2011 7:03:25 PM
Jack55304$100.002/3/2011 7:03:30 PM
NoMoreDebt4Me$25.002/4/2011 1:17:55 AM
umfan123$25.002/4/2011 1:30:17 AM
Eudyptes$34.742/4/2011 12:49:25 AM
gustavzantanon$26.962/4/2011 12:50:41 AM
selfmademan$25.002/4/2011 12:41:42 AM
copper$32.212/4/2011 12:43:13 AM
carlover$25.002/4/2011 12:51:49 AM
TpbiCapitals$25.002/4/2011 1:08:49 AM
pixeldave$28.882/4/2011 1:08:43 AM
km007$25.002/4/2011 1:26:59 AM
oldmora$50.002/4/2011 1:28:34 AM
MoneyForNothing$18.302/4/2011 1:30:22 AM
158 Investments
 
Borrower Payment Dependent Notes Series 490840
This series of Notes was issued and sold upon the funding of the borrower loan #46990, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-02-2011 
Term: 36 months Listing End date:  Feb-04-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Nov-1997 Debt/Income ratio: 59%
Credit score: 680-699 (Jan-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:5y 10m
Amount delinquent: $0 Total credit lines: 41 Occupation: Laborer
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $6,310Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 33%  
   Homeownership: No  
Screen name: reaction399 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan to pay off truck difference
Purpose of loan:
This loan will be used to? pay off the difference of what i owe on my truck I am selling.

My financial situation:
I am a good candidate for this loan because? I am lowering my monthly expenses to be able to pay off my debts.? I plan to be debt free within 5 years.

Monthly net income: $ 2427

Monthly expenses: $
??Housing: $ 0 -?live in a?family house that is going to be inherited later
??Insurance: $ 180 will be reduced once truck is sold
??Car expenses: $ 200 includes gas & service - no car payments once truck is sold
??Utilities: $?150
??Phone, cable, internet: $ 160
??Food, entertainment: $ 375????
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 220
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
sensible-order2$100.002/2/2011 4:56:46 PM
HamachiMan$50.002/2/2011 5:00:32 PM
gain-equator$25.002/2/2011 5:01:34 PM
the-yield-surfer$50.002/2/2011 5:01:45 PM
EarlyRiser$250.002/2/2011 4:59:08 PM
Kash2010lu$54.002/2/2011 5:03:25 PM
liberty-society5$25.002/2/2011 5:00:53 PM
Artist_Blue$25.002/2/2011 5:02:37 PM
jazzlender$25.002/2/2011 4:57:24 PM
dough-bear$50.002/2/2011 4:57:40 PM
zorg77$25.002/2/2011 5:22:48 PM
gain-gourd$75.002/2/2011 5:08:37 PM
Banker_Joe$25.002/2/2011 5:52:12 PM
supreme-hope$25.002/2/2011 8:25:36 PM
Wangchuk$25.012/2/2011 6:20:37 PM
realtormoises$25.002/3/2011 5:15:00 AM
impala6464$150.002/3/2011 1:21:07 AM
autonomous-truth$50.002/3/2011 2:00:47 AM
OLYVRC$50.002/3/2011 7:13:00 AM
cycle198$25.002/3/2011 7:50:17 AM
bluehen00$30.002/3/2011 4:20:14 AM
droopie1$25.002/3/2011 9:14:20 AM
lucrative-transparency0$75.002/3/2011 9:47:06 AM
Rogesparkguy$25.002/3/2011 10:01:04 AM
nodebt2012$25.002/3/2011 12:16:53 PM
Core-Marketing$25.002/3/2011 12:54:52 PM
fund-baker$25.052/3/2011 11:12:54 AM
shmb6508$25.002/3/2011 11:50:34 AM
authoritative-platinum7$25.002/3/2011 1:49:39 PM
larryboy10$25.002/3/2011 9:46:02 AM
joebob78$50.002/3/2011 12:55:44 PM
radiant-loan5$100.002/3/2011 3:37:47 PM
ingenious-deal6$25.002/3/2011 6:26:58 PM
basis-image$30.002/3/2011 5:25:32 PM
be_wise$25.002/3/2011 6:33:03 PM
favorite-commerce$25.002/3/2011 7:49:31 PM
VJ_Financial$100.002/3/2011 8:45:40 PM
phchristensen$50.002/3/2011 10:21:23 PM
kri8iv$71.212/3/2011 6:57:18 PM
UCLA4life$25.002/4/2011 12:52:27 AM
responsibility-blanket6$26.002/3/2011 11:46:38 PM
CA-Lender$25.002/4/2011 1:55:09 AM
mammalian4$25.002/4/2011 5:30:48 AM
jo2y$25.002/4/2011 1:27:22 AM
S-Master$50.002/4/2011 1:29:24 AM
gold-blanket0$25.002/4/2011 8:59:05 AM
LakeShoreLending$25.002/4/2011 9:02:09 AM
SkinnyFish$25.002/4/2011 4:19:11 AM
B2152$25.002/4/2011 4:59:23 AM
coasterman$25.002/4/2011 5:37:08 AM
mason5$100.002/4/2011 6:27:55 AM
Leshan$25.002/4/2011 6:06:41 AM
BeanCownter$50.002/4/2011 8:08:20 AM
trumpeter5$25.002/4/2011 8:40:07 AM
foothillender$25.002/4/2011 8:45:27 AM
spark548$25.002/4/2011 7:23:20 AM
thatguyoverseas$38.492/4/2011 8:21:37 AM
MoneyForNothing$3.202/4/2011 9:33:25 AM
Investoman$50.002/2/2011 5:01:13 PM
orderly-leverage$50.002/2/2011 4:59:30 PM
asiaratt$50.002/2/2011 5:00:00 PM
SFBank$200.002/2/2011 5:06:26 PM
suave-dime6$25.002/2/2011 5:00:09 PM
reflective-rupee$1,000.772/2/2011 5:27:02 PM
simplelender80$200.002/2/2011 5:06:29 PM
finance-mushroom$100.002/2/2011 5:02:08 PM
whartonmba$25.002/2/2011 5:06:56 PM
money-fort$25.002/2/2011 5:33:06 PM
hopeful-truth5$200.002/2/2011 7:36:00 PM
courteous-kindness1$50.002/2/2011 6:13:14 PM
2grindstones$25.002/2/2011 6:32:28 PM
FASTIZIO_P$35.002/2/2011 9:48:10 PM
gold-cluster$100.002/3/2011 6:08:08 AM
loanman2007$125.002/3/2011 6:10:57 AM
loan-kung-fu$25.002/3/2011 1:29:50 AM
restless-dime$25.002/3/2011 6:56:06 AM
money-baron$400.002/3/2011 7:13:36 AM
kulender$50.002/3/2011 5:53:29 AM
greencat$50.002/3/2011 7:09:30 AM
cycle198$30.002/3/2011 7:38:29 AM
Moe87$25.002/3/2011 3:52:44 AM
payout-network1$25.002/3/2011 6:03:05 AM
RyanM561$25.002/3/2011 6:04:44 AM
sudeep104$25.002/3/2011 8:21:38 AM
sturdy-peace9$100.002/3/2011 10:52:38 AM
winmals$25.002/3/2011 4:40:15 PM
mikelance7$25.002/3/2011 10:29:01 AM
grnii78$100.002/3/2011 11:24:06 AM
capitalist2010$50.612/3/2011 3:24:02 PM
profit-powerplant$25.002/3/2011 12:07:19 PM
ethicalhumanist$25.002/3/2011 4:33:54 PM
SolarMoonshine$25.002/3/2011 5:11:58 PM
happy-yield$25.002/3/2011 5:27:57 PM
Lubava$25.002/3/2011 6:08:35 PM
Bob450$25.002/3/2011 6:28:34 PM
responsibility-blanket6$26.002/3/2011 11:47:36 PM
rakem777$25.002/4/2011 1:08:13 AM
LKCGICG$25.002/3/2011 9:20:16 PM
payout-bridge$850.002/3/2011 10:17:35 PM
orange-pound-party$30.002/3/2011 8:27:16 PM
money-bauble$32.912/4/2011 1:54:16 AM
bright-truth$60.002/3/2011 11:57:18 PM
Christophe$25.002/4/2011 7:55:48 AM
income-rocker2$50.002/4/2011 8:06:38 AM
Amber_Stone$25.002/4/2011 8:24:56 AM
samurai2$51.752/4/2011 8:51:46 AM
unger$100.002/4/2011 2:35:03 AM
whitewolf7$55.002/4/2011 4:56:04 AM
umfan123$25.002/4/2011 6:04:01 AM
head$25.002/4/2011 6:26:58 AM
MarvintheMartian$25.002/4/2011 7:51:04 AM
well-rounded-dinero$75.002/4/2011 8:03:56 AM
epic-value6$50.002/4/2011 9:33:08 AM
haplender$50.002/4/2011 9:19:03 AM
114 Investments
 
Borrower Payment Dependent Notes Series 491860
This series of Notes was issued and sold upon the funding of the borrower loan #46981, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-27-2011 
Term: 36 months Listing End date:  Jan-28-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $81.64
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Feb-1993 Debt/Income ratio: 3%
Credit score: 660-679 (Jan-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 0 / 0Length of status:0y 9m
Amount delinquent: $0 Total credit lines: 20 Occupation: Food Service Manage...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 4 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: credit-hugger Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
credit-huddle
Purpose of loan:
This loan will be used to?
Car and some bills

My financial situation:
I am a good candidate for this loan because?
My credit use to be A1 until i relocated and was out of work for a year.? I was was force to file bankrupcy due to no income.

Monthly net income: $
2,500
Monthly expenses: $
??Housing: $ 520,00
??Insurance: $
??Car expenses: $ Car Paid for
??Utilities: $ o
??Phone, cable, internet: $ 120
??Food, entertainment: $ 55
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 0
??Other expenses: $
50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
daekpon$40.001/27/2011 10:08:47 AM
rescue$100.001/27/2011 10:13:58 AM
tech310$50.001/27/2011 10:15:53 AM
a-finance-nirvana$25.001/27/2011 10:08:54 AM
loyalist1$50.001/27/2011 10:10:26 AM
velocity-solo$30.001/27/2011 10:11:13 AM
genius520$100.001/27/2011 10:11:22 AM
wise-rupee-sanctuary$50.001/27/2011 10:11:09 AM
reflective-rupee$25.771/27/2011 10:11:15 AM
drjekyllus$25.001/27/2011 12:19:39 PM
greencat$50.001/27/2011 10:19:16 AM
Kash2010lu$25.001/27/2011 10:15:48 AM
SolarMoonshine$25.001/27/2011 3:21:35 PM
asset-professor$25.001/27/2011 12:13:59 PM
Speculator$25.001/27/2011 1:39:55 PM
investment-cluster$30.001/27/2011 2:23:15 PM
Bocephus1959$25.001/27/2011 5:15:48 PM
Hambone1111$25.001/27/2011 11:17:47 PM
head$25.001/28/2011 5:25:33 AM
icon7$30.001/28/2011 4:31:20 AM
JBG$25.001/28/2011 9:05:05 AM
realtormoises$25.001/28/2011 7:42:42 AM
Angel_Investor_7$25.001/28/2011 6:33:03 AM
felicity-shrine2$25.001/28/2011 10:00:47 AM
leverage-monger$25.001/28/2011 9:20:38 AM
worthy-bid8$50.001/28/2011 9:09:59 AM
EBITDA$25.001/28/2011 9:10:20 AM
Julzlmt$125.521/28/2011 10:11:06 AM
EarlyRiser$250.001/27/2011 10:13:32 AM
Evolver$36.001/27/2011 10:11:04 AM
Bob450$25.001/27/2011 12:58:32 PM
EasternLender$30.001/27/2011 5:06:55 PM
EngineersAlliance$100.001/27/2011 5:07:46 PM
lasalle123$50.001/27/2011 6:13:40 PM
gain-gourd$100.001/27/2011 7:03:11 PM
interstellar$75.001/27/2011 7:03:30 PM
GoldenGo4$50.001/27/2011 11:32:04 PM
PCity-LOA15$25.001/27/2011 9:03:59 PM
wild-orange$25.001/28/2011 1:25:47 AM
businessguy29$25.001/28/2011 6:36:36 AM
kind-diligent-coin$28.641/28/2011 4:51:15 AM
B2152$25.001/28/2011 4:48:16 AM
dobee$25.001/28/2011 9:54:00 AM
truth-poplar$25.001/28/2011 9:38:33 AM
kwan$25.001/28/2011 9:42:23 AM
ethicalhumanist$25.001/28/2011 9:58:52 AM
calahan$25.001/28/2011 10:03:53 AM
47 Investments
 
Borrower Payment Dependent Notes Series 491886
This series of Notes was issued and sold upon the funding of the borrower loan #46974, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-26-2011 
Term: 36 months Listing End date:  Jan-28-2011 
 
Lender yield: 13.49% Borrower rate/APR: 14.49% / 16.65% Monthly payment: $206.50
 
Lender servicing fee: 1.00% Effective Yield*: 13.26%  
Estimated return*: 7.31%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Feb-2006 Debt/Income ratio: 18%
Credit score: 700-719 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:1y 6m
Amount delinquent: $0 Total credit lines: 13 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,055Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 39%  
   Homeownership: Yes  
Screen name: ore-kung-fu1 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Looking to consolidate credit cards
Purpose of loan:To pay off credit cards
This loan will be used to pay off credit cards and small bills.







Reasons why you should choose me:I work in the financial industryI understand how credit worksI have over a 700 credit score


Monthly net income: $ 2,000
Monthly expenses: $
Housing: $ 300
Insurance: $ 20
Car expenses: $ 350
Utilities: $ 50
Phone, cable, internet: $ 60
Food, entertainment: $ 100
Clothing, household expenses $ 100
Credit cards and other loans: $ 0 (after I use this to pay them off)
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
marketplace-cello5$25.001/26/2011 6:16:09 PM
enchanted-yield4$50.001/26/2011 6:51:25 PM
jazzlender$25.001/26/2011 6:17:25 PM
rolandweary$25.001/26/2011 6:53:15 PM
commerce-yeller$25.001/26/2011 6:54:07 PM
ursus$100.001/26/2011 6:55:53 PM
paladin847$50.001/26/2011 6:56:10 PM
Artist_Blue$25.001/26/2011 7:03:59 PM
SolarMoonshine$25.001/26/2011 7:19:44 PM
radforj22$35.001/26/2011 6:24:47 PM
velocity-solo$50.001/26/2011 6:53:28 PM
rate-rapture8$50.001/26/2011 6:57:23 PM
myworld701$25.001/26/2011 8:04:54 PM
RandyL3$25.001/26/2011 8:09:53 PM
rjrventure$40.001/26/2011 8:16:16 PM
Redmond$25.001/26/2011 6:54:15 PM
investor_101$50.001/26/2011 6:56:23 PM
bowdish1$50.001/26/2011 7:57:14 PM
hopeful-truth5$100.001/26/2011 8:05:53 PM
Nerdster1$25.041/27/2011 3:17:59 AM
EarlyRiser$250.001/27/2011 4:38:41 AM
DSFinancial$50.001/26/2011 9:48:27 PM
blue-useful-auction$25.001/27/2011 7:57:00 AM
helpingyou1$25.001/27/2011 2:19:39 AM
noobsaibot$25.001/27/2011 8:41:25 AM
Cherrypicker$50.001/26/2011 11:08:05 PM
rockhound84$25.001/27/2011 7:01:50 AM
friendly-market5$25.001/27/2011 7:42:01 AM
Leshan$25.001/27/2011 10:08:27 AM
Bass4Life$25.001/27/2011 9:35:07 AM
newest-phenomenal-money$25.001/27/2011 11:23:21 AM
moola-escalator$25.001/27/2011 11:45:56 AM
cash-queen$30.001/27/2011 1:09:11 PM
slwholesales$25.001/27/2011 10:22:03 AM
intuitive-worth7$29.801/27/2011 11:10:00 AM
GoldenGo4$50.001/27/2011 10:43:21 AM
Casman8815$25.001/27/2011 12:28:35 PM
ferdberfel$50.001/27/2011 5:03:00 PM
point-pinnacle$25.001/27/2011 5:10:01 PM
COtheBeast$25.001/27/2011 3:30:14 PM
thankful-nickel2$25.001/27/2011 3:35:38 PM
greenback-bull6$50.001/27/2011 5:14:41 PM
klemer$25.001/27/2011 6:04:10 PM
Pendruce$25.001/27/2011 6:46:59 PM
open-dough6$25.001/27/2011 8:10:20 PM
Mav26$55.201/27/2011 7:01:53 PM
mpatrick$25.001/27/2011 7:35:17 PM
balance-force$26.001/27/2011 10:04:43 PM
dollardave$100.001/27/2011 11:43:03 PM
jodilee31$50.001/27/2011 7:35:46 PM
AM2171$25.001/27/2011 9:50:48 PM
vigilance-searcher$25.001/27/2011 11:05:05 PM
wojo$25.001/28/2011 5:56:10 AM
revenue-appraiser$25.001/28/2011 5:59:51 AM
icon7$30.001/28/2011 4:30:38 AM
Onlyhappycustomers$25.001/28/2011 7:49:46 AM
funfamilyX4$25.001/28/2011 8:25:08 AM
gdfp158$25.001/28/2011 8:32:33 AM
ScottCapital$25.001/28/2011 6:08:01 AM
calkidd05$25.001/28/2011 8:58:14 AM
ekbangali$50.001/28/2011 9:07:20 AM
sassykatty$50.001/28/2011 6:28:10 AM
mspiggybank$150.001/28/2011 6:26:14 AM
gunderstone$143.751/28/2011 6:40:03 AM
a-tender-transparency$40.001/28/2011 7:36:10 AM
realtormoises$25.001/28/2011 7:47:38 AM
buffalobills$25.001/28/2011 9:11:04 AM
VBinvestor$100.001/28/2011 9:11:29 AM
wwwUniversal$25.001/28/2011 9:15:15 AM
bestbuy$25.001/26/2011 6:28:46 PM
violaetain$25.001/26/2011 6:39:06 PM
enthralling-deal180$100.001/26/2011 6:20:07 PM
Pulchritudinous$25.001/26/2011 6:54:37 PM
organized-payment6$46.231/26/2011 7:01:16 PM
american6$100.001/26/2011 6:52:01 PM
genius520$100.001/26/2011 6:52:25 PM
honorable-yield$25.001/26/2011 6:52:59 PM
C_Mark$100.001/26/2011 6:53:42 PM
mtnbikemania$50.001/26/2011 6:54:29 PM
nanda$100.001/26/2011 6:54:50 PM
dpries123$25.001/26/2011 6:55:45 PM
vutah$50.001/26/2011 6:51:16 PM
impressive-credit431$100.001/26/2011 6:51:34 PM
wise-rupee-sanctuary$50.001/26/2011 6:51:45 PM
simplelender80$100.001/26/2011 6:52:45 PM
LeReve$100.001/26/2011 6:56:35 PM
subtle-revenue0$25.001/26/2011 6:56:50 PM
tech310$50.001/26/2011 6:59:59 PM
one-midas$50.001/26/2011 7:00:49 PM
the-enterprising-leverage$25.001/26/2011 7:04:30 PM
SOP_Bank$25.001/26/2011 7:26:55 PM
Halehuaka_i$50.001/27/2011 12:16:30 AM
friendinmoney$25.001/27/2011 7:57:29 AM
Moneypenny6$25.001/27/2011 8:04:30 AM
grf1945$25.001/27/2011 9:16:02 AM
Bank_Of_XL$50.001/27/2011 5:35:09 AM
golden-finance7$50.001/27/2011 9:55:23 AM
exuberant-dime$50.001/27/2011 9:33:45 AM
Book-Mark$25.001/27/2011 10:33:17 AM
zenzorba$75.001/27/2011 2:31:44 PM
jayk63$25.001/27/2011 2:45:47 PM
rkhrdjp$25.001/27/2011 2:48:49 PM
sonicpluto$25.001/27/2011 11:18:38 AM
OregonDane$25.001/27/2011 12:12:48 PM
engaging-worth$25.001/27/2011 4:22:15 PM
MadHun$50.001/27/2011 1:43:44 PM
EasternLender$25.001/27/2011 5:10:33 PM
TigerForce$25.001/27/2011 4:15:59 PM
Chewbaca$25.001/27/2011 3:45:59 PM
Finchy78$25.001/27/2011 4:20:50 PM
nilonc1$50.001/27/2011 5:49:22 PM
ethicalhumanist$50.001/27/2011 5:05:30 PM
profitable-money$25.001/27/2011 6:09:14 PM
careful-compassion$25.001/27/2011 5:01:38 PM
dproxima$25.001/27/2011 6:20:36 PM
BuzzyBee336$35.001/27/2011 6:07:50 PM
dough-souffle$25.001/27/2011 7:28:20 PM
gain-gourd$250.001/27/2011 6:59:50 PM
mjcareful$75.001/27/2011 7:04:23 PM
gold-tsunami$50.001/27/2011 9:58:26 PM
dsparrow$25.001/27/2011 11:16:31 PM
YellowJacket$25.001/28/2011 12:40:27 AM
Kessler$30.001/28/2011 6:32:44 AM
rjleves$25.001/28/2011 2:08:17 AM
loanman2007$50.001/28/2011 6:59:14 AM
gangusron$50.001/28/2011 7:37:54 AM
wonderous-power$25.001/28/2011 4:42:40 AM
starry2001$25.001/28/2011 5:24:22 AM
sgt-schultz$30.001/28/2011 5:59:17 AM
nosualcneas$25.001/28/2011 8:55:33 AM
KirosPOS$35.731/28/2011 7:06:16 AM
E-B$50.001/28/2011 5:45:19 AM
agreement-bunny$25.001/28/2011 6:42:23 AM
Chuck54$25.001/28/2011 7:54:04 AM
FallonCredit$25.001/28/2011 8:00:22 AM
FinanceEngine$25.001/28/2011 8:42:59 AM
Munnie$25.001/28/2011 8:55:28 AM
137 Investments
 
Borrower Payment Dependent Notes Series 491918
This series of Notes was issued and sold upon the funding of the borrower loan #46978, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jan-25-2011 
Term: 36 months Listing End date:  Jan-26-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Mar-2001 Debt/Income ratio: 23%
Credit score: 720-739 (Jan-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 23 / 23Length of status:0y 6m
Amount delinquent: $0 Total credit lines: 27 Occupation: Pharmacist
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,996Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 57%  
   Homeownership: No  
Screen name: open-vigilance5 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
home improvement loan
Purpose of loan:
This loan will be used to? update some things in my home including kitchen cabinets.? I have some money to invest in this but I need a little more and I do not want to use all of my savings in case of an emergency.?

My financial situation:
I am a good candidate for this loan because? I have a good stable job with a good income.? I do not have large credit card debt.? My only real debt is my?home loan, car loan and student loans.?

Monthly net income: $ 5200.00

Monthly expenses: $
??Housing: $ 1300.00
??Insurance: $
??Car expenses: $ 762
??Utilities: $ 100.00
??Phone, cable, internet: $?56.00
??Food, entertainment: $
??Clothing, household expenses $ 200.00
??Credit cards and other loans: $ 1250.00?
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
sensible-fund$49.121/25/2011 5:53:22 PM
AdamsWay$25.001/25/2011 5:57:42 PM
nickel-hickory$50.001/25/2011 6:12:35 PM
larryboy10$25.001/25/2011 6:20:07 PM
EarlyRiser$250.001/25/2011 6:03:00 PM
credit-guard5$25.001/25/2011 6:12:43 PM
friendinmoney$25.001/25/2011 7:02:46 PM
lending-theory$25.001/25/2011 7:07:49 PM
DHolly$30.001/25/2011 7:39:32 PM
2grindstones$25.001/25/2011 8:04:38 PM
a-balance-surgeon$50.001/25/2011 9:19:31 PM
responsibility-blanket6$47.001/25/2011 11:19:24 PM
riveting-credit5$500.001/25/2011 11:30:44 PM
peace-missile$112.101/26/2011 12:23:37 AM
nickel-hickory$50.001/25/2011 6:12:28 PM
restless-dime$25.001/25/2011 8:48:10 PM
dudebrah$25.001/25/2011 9:54:06 PM
bughead$25.001/25/2011 11:11:08 PM
Kash2010lu$25.001/25/2011 8:07:29 PM
feb217$25.001/25/2011 9:40:22 PM
velocity-solo$25.001/25/2011 6:00:50 PM
nickel-hickory$50.001/25/2011 6:12:15 PM
nickel-hickory$50.001/25/2011 6:12:40 PM
Thylow$105.551/25/2011 6:26:13 PM
witty-openness$25.001/25/2011 6:19:55 PM
Iloanyoumoney$25.001/25/2011 7:20:44 PM
reflective-rupee$1,000.771/25/2011 5:54:56 PM
Leshan$25.001/25/2011 9:51:21 PM
rescue$100.001/25/2011 6:03:09 PM
nickel-hickory$50.001/25/2011 6:12:23 PM
nickel-hickory$50.001/25/2011 6:12:46 PM
Wangchuk$25.011/25/2011 6:21:40 PM
credit-elation1$25.001/25/2011 7:17:07 PM
favorite-commerce$50.001/25/2011 7:27:55 PM
lloyd_s$25.001/25/2011 6:29:07 PM
head$25.001/25/2011 8:00:10 PM
vutah$25.001/25/2011 10:38:10 PM
social-heart$50.001/25/2011 11:31:32 PM
MoneyForNothing$5.451/26/2011 12:37:08 AM
IASKGOD$25.001/25/2011 7:26:21 PM
jwsun90$825.001/25/2011 7:49:47 PM
41 Investments
 
Borrower Payment Dependent Notes Series 492172
This series of Notes was issued and sold upon the funding of the borrower loan #46898, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jan-30-2011 
Term: 36 months Listing End date:  Feb-01-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-1984 Debt/Income ratio: 20%
Credit score: 640-659 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:0y 3m
Amount delinquent: $0 Total credit lines: 23 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,169Stated income:$1-$24,999
Delinquencies in last 7y: 23 Bankcard utilization: 86%  
   Homeownership: No  
Screen name: reflective-balance9 Borrower's state: Kentucky Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
myandy
Purpose of loan:
This loan will be used to? consolidate bills

My financial situation:
I am a good candidate for this loan because?
Because I JUST WANT ONE PAYMENT PER MONTH
Monthly net income: $

Monthly expenses: $
??Housing: $?Husband pays mortgage
??Insurance: $ 50.00
??Car expenses: $50.00
??Utilities: $ 60.00
??Phone, cable, internet: $ o
??Food, entertainment: $ 0
??Clothing, household expenses $ wear a uniform
??Credit cards and other loans: $?180.00
??Other expenses: $ 100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Ananya$25.001/30/2011 9:58:59 AM
Bob450$25.001/30/2011 10:08:43 AM
sensible-order2$100.001/30/2011 10:09:25 AM
jazzlender$25.001/30/2011 10:03:59 AM
velocity-solo$25.001/30/2011 10:04:31 AM
unclejaef$25.001/30/2011 11:13:52 AM
EarlyRiser$250.001/30/2011 10:07:12 AM
bluehen00$25.001/30/2011 11:35:01 AM
bountiful-durability$100.001/30/2011 12:38:01 PM
tractorman$50.001/30/2011 2:15:20 PM
sensible-fund$50.001/30/2011 2:48:40 PM
well-mannered-income3$30.001/30/2011 3:11:21 PM
ingenious-deal6$25.001/30/2011 3:47:21 PM
VJ_Financial$25.001/30/2011 8:41:22 PM
zorg77$25.001/30/2011 9:19:19 PM
dudebrah$25.001/30/2011 6:12:46 PM
brightest-breathtaking-finance$200.001/30/2011 7:23:17 PM
bluebouyz$25.001/31/2011 5:14:29 AM
seineil$50.001/30/2011 11:16:49 PM
greencat$50.001/31/2011 7:33:14 AM
smithd76$50.001/31/2011 8:04:03 AM
umfan123$25.001/31/2011 11:43:55 AM
ElAbel11$50.001/31/2011 11:55:48 AM
bonus-seahorse$25.001/31/2011 11:42:45 AM
PotBellyPete$200.001/31/2011 1:14:16 PM
yons88$34.301/31/2011 3:27:48 PM
Rob717171$50.001/31/2011 6:18:05 PM
money-bauble$73.952/1/2011 12:06:24 AM
kulender$50.002/1/2011 12:05:22 AM
natejx$25.001/31/2011 7:05:05 PM
dogthecat$31.202/1/2011 1:13:46 AM
peace-missile$110.902/1/2011 2:02:10 AM
banker65010$25.002/1/2011 3:28:03 AM
payment-gusto$25.001/30/2011 9:58:53 AM
hard-working-loot$25.001/30/2011 9:59:22 AM
Speculator$25.001/30/2011 10:08:01 AM
gain-gourd$75.001/30/2011 10:08:13 AM
Angel_Investor_7$25.001/30/2011 10:08:33 AM
credit-force5$50.001/30/2011 10:09:49 AM
SDNLR$25.001/30/2011 10:10:08 AM
orderly-leverage$50.001/30/2011 10:09:16 AM
asiaratt$50.001/30/2011 10:10:01 AM
reflective-rupee$200.771/30/2011 12:01:09 PM
retired272$25.001/30/2011 2:11:16 PM
suave-dime6$25.001/30/2011 2:33:04 PM
Marfloogan$25.001/30/2011 2:28:38 PM
radforj22$25.001/30/2011 12:52:58 PM
impala6464$25.001/30/2011 1:47:45 PM
red_spade$40.001/30/2011 4:26:19 PM
f4Tex$25.001/30/2011 4:31:31 PM
mrxtravis$30.661/30/2011 6:05:51 PM
gold-channel2$25.001/30/2011 6:08:22 PM
supreme-hope$25.001/30/2011 6:30:41 PM
copper$50.001/30/2011 7:32:53 PM
whartonmba$25.001/30/2011 8:47:24 PM
famous-bill$25.001/31/2011 5:19:09 AM
jmichael23$50.001/31/2011 8:03:51 AM
booOST$33.331/31/2011 8:22:21 AM
Tikibarman$25.001/31/2011 6:42:58 AM
zone6$100.001/31/2011 8:35:40 AM
justonejake$25.001/31/2011 9:33:08 AM
lowrate$50.001/31/2011 9:38:06 AM
S-Master$50.001/31/2011 9:22:54 AM
oregonusa$50.001/31/2011 9:35:27 AM
sildoc$25.001/31/2011 10:15:14 AM
newest-unbeatable-currency$50.001/31/2011 11:59:35 AM
competent-p2p$25.001/31/2011 12:23:18 PM
realtormoises$25.001/31/2011 1:02:46 PM
top-historic-peso$25.001/31/2011 1:18:41 PM
bid-caballero$25.001/31/2011 12:05:52 PM
bold-shrewd-duty$25.001/31/2011 3:44:31 PM
contract-lotus$50.001/31/2011 12:38:58 PM
credit-sycamore4$100.001/31/2011 3:32:53 PM
WisconsinLiberal$25.001/31/2011 4:06:17 PM
aquistoyraul$25.001/31/2011 5:14:54 PM
favorable-deal0$25.001/31/2011 6:04:52 PM
intelligent-platinum1$25.001/31/2011 5:40:07 PM
money-floret$25.001/31/2011 8:14:01 PM
YoungTaxMan$50.001/31/2011 9:18:19 PM
benefit-boots$25.001/31/2011 11:12:38 PM
UCLA4life$25.002/1/2011 12:54:20 AM
helping-out$35.002/1/2011 1:46:10 AM
ElbowToast$28.321/31/2011 10:03:55 PM
CA-Lender$25.002/1/2011 1:53:23 AM
uncleegg$50.002/1/2011 5:48:01 AM
goodhearted-basis4$25.002/1/2011 1:48:54 AM
martinnc$50.002/1/2011 3:59:57 AM
MoneyForNothing$1.572/1/2011 5:52:37 AM
88 Investments
 
Borrower Payment Dependent Notes Series 492192
This series of Notes was issued and sold upon the funding of the borrower loan #46999, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Jan-30-2011 
Term: 36 months Listing End date:  Jan-30-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $122.69
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Nov-2001 Debt/Income ratio: 7%
Credit score: 740-759 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:3y 10m
Amount delinquent: $0 Total credit lines: 7 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,701Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 32%  
   Homeownership: No  
Screen name: best-fascinating-peace Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Help me pay off my credit card
Purpose of loan:
This loan will be used to pay of my credit card, which has an 13% APR interest rate.

My financial situation:
I am a good candidate for this loan because I will use this loan to pay of my credit card for good.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
shred123$50.001/30/2011 9:58:55 AM
fair-funds$50.001/30/2011 9:58:49 AM
DukSerduk$25.001/30/2011 10:03:48 AM
blot44$25.001/30/2011 10:03:38 AM
velocity-solo$60.001/30/2011 10:04:15 AM
Pulchritudinous$25.001/30/2011 10:04:24 AM
BaxterEvil$25.001/30/2011 10:04:37 AM
larsowe$35.001/30/2011 10:04:56 AM
lender987654321$25.001/30/2011 10:05:01 AM
paintedposies$50.001/30/2011 10:04:46 AM
CBO-Enterprise$50.001/30/2011 10:06:04 AM
kanakakm$50.001/30/2011 10:04:53 AM
forthright-dedication$25.001/30/2011 10:05:06 AM
Duchdad$25.001/30/2011 10:05:11 AM
cebgop$25.001/30/2011 10:05:28 AM
meenan$100.001/30/2011 10:05:47 AM
sb0453$25.001/30/2011 10:05:59 AM
Phantom99$100.001/30/2011 10:06:33 AM
EarlyRiser$250.001/30/2011 10:07:13 AM
jsw7us$50.001/30/2011 10:08:27 AM
organized-payment6$25.001/30/2011 10:08:55 AM
credit-investor5$50.001/30/2011 10:09:01 AM
jonandmeg21$50.001/30/2011 9:58:47 AM
indomitable-coin$50.001/30/2011 10:03:49 AM
Centaur$50.001/30/2011 10:04:42 AM
Goodlender42$25.001/30/2011 10:04:50 AM
TennSquire$25.001/30/2011 10:05:03 AM
TikPmp1$25.001/30/2011 10:05:18 AM
kenji4861$25.001/30/2011 10:05:25 AM
flexible-value$100.001/30/2011 10:05:33 AM
yukongin$25.001/30/2011 10:05:42 AM
community-pipeline$25.001/30/2011 10:05:45 AM
honorable-yield$40.001/30/2011 10:05:53 AM
buckeye9$50.001/30/2011 10:06:09 AM
syounker$25.001/30/2011 10:08:53 AM
ChristopherHS$25.001/30/2011 9:58:45 AM
minista$25.001/30/2011 9:59:27 AM
jfs1179$25.001/30/2011 10:02:37 AM
bestbuy$25.001/30/2011 10:03:12 AM
fishtale$25.001/30/2011 10:03:46 AM
nimble-money0$25.001/30/2011 10:03:50 AM
vutah$50.001/30/2011 10:03:57 AM
kyomoon$100.001/30/2011 10:03:31 AM
Marathoner$25.001/30/2011 10:04:13 AM
paladin847$50.001/30/2011 10:03:43 AM
acropiloterau2002$25.001/30/2011 10:04:16 AM
Krozy$50.001/30/2011 10:03:56 AM
newest-organic-rupee$25.001/30/2011 10:04:33 AM
selector568$50.001/30/2011 10:04:07 AM
cognizant-rate732$25.001/30/2011 10:04:47 AM
currency-persimmon$25.001/30/2011 10:04:57 AM
Goodthing$100.001/30/2011 10:04:44 AM
blissful-ore5$50.001/30/2011 10:05:29 AM
C_Mark$100.001/30/2011 10:04:51 AM
Mantis75$25.001/30/2011 10:04:55 AM
Gr8Deal$50.001/30/2011 10:05:09 AM
credit-maple5$500.001/30/2011 10:05:15 AM
AmericanCredit$25.001/30/2011 10:05:36 AM
heavenly-interest9$50.001/30/2011 10:05:56 AM
Curly-Girly$25.001/30/2011 10:08:50 AM
mathprof$25.001/30/2011 10:08:58 AM
balance-voyager$50.001/30/2011 10:03:29 AM
Dollars4Rent$50.001/30/2011 10:04:29 AM
building_community$25.001/30/2011 10:04:40 AM
ogmanny$50.001/30/2011 10:04:49 AM
compoundinterest$50.001/30/2011 10:04:59 AM
don8ter$25.001/30/2011 10:05:13 AM
perzzz$50.001/30/2011 10:05:21 AM
thedoctor$100.001/30/2011 10:05:30 AM
inspired-investment8$100.001/30/2011 10:05:39 AM
AFairDeal$75.001/30/2011 10:05:43 AM
webclimber$50.001/30/2011 10:05:50 AM
skibum65$50.001/30/2011 10:05:57 AM
investor_101$50.001/30/2011 10:06:28 AM
bigballer105$100.001/30/2011 10:08:29 AM
75 Investments
 
Borrower Payment Dependent Notes Series 492216
This series of Notes was issued and sold upon the funding of the borrower loan #46883, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Jan-30-2011 
Term: 36 months Listing End date:  Jan-31-2011 
 
Lender yield: 23.99% Borrower rate/APR: 24.99% / 28.49% Monthly payment: $159.02
 
Lender servicing fee: 1.00% Effective Yield*: 23.40%  
Estimated return*: 13.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Sep-2004 Debt/Income ratio: Not calculated
Credit score: 660-679 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:2y 8m
Amount delinquent: $0 Total credit lines: 7 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,150Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 62%  
   Homeownership: No  
Screen name: marzolan Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 3 ( 100% ) 660-679 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
700-719 (Nov-2010)
700-719 (Apr-2010)
700-719 (Jul-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 3  
Description
Relocation due to Job
Purpose of loan:
This loan will be used to?
I am transferring positions within the company I currently work for. This transfer involves a move to the other side of the country. Since I am a recent college graduate who has lived at home most of his life, this will mean obtaining and furnishing an apartment and other such relocation expense. Due to emergency health and auto expenses, my revolving credit cannot currently support this move, and so I am turning to the Prosper community.


My financial situation:
I am a good candidate for this loan because?
Despite a short credit history as far as the credit rating agencies are concerned, I have never had a single late payment or negative mark against me. As a first generation college student from a debt-ridden family, I know how to stay within my means and to work for what I want. I graduated Magna Cum Laude this past december after much hard work, and I'm not going to let that accomplishment be marred by failing to uphold a debt obligation.


The following figures are based on the most conservative projections of my income and liberal projection of my expenses after I relocate.


Monthly net income: $1350

Monthly expenses: $1000
??Housing: $600
??Insurance: $0
??Car expenses: $0 (walking distance to work and necessities)
??Utilities: $0 (part of rent)
??Phone, cable, internet: $100
??Food, entertainment: $100
??Clothing, household expenses $0
??Credit cards and other loans: $200
??Other expenses: $0

Difference: $350
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
hard-working-loot$25.001/30/2011 9:59:23 AM
ultimate-peace$25.001/30/2011 9:59:11 AM
alexgalt$100.001/30/2011 10:03:03 AM
genius520$100.001/30/2011 10:06:18 AM
Speculator$25.001/30/2011 10:08:04 AM
gain-gourd$75.001/30/2011 10:08:15 AM
drcoop$25.001/30/2011 10:09:58 AM
credit-force5$50.001/30/2011 10:09:50 AM
SDNLR$25.001/30/2011 10:10:08 AM
Mikale360$25.001/30/2011 10:45:35 AM
reflective-rupee$200.771/30/2011 11:55:32 AM
Angel_Investor_7$25.001/30/2011 10:08:36 AM
orderly-leverage$50.001/30/2011 10:09:16 AM
bountiful-durability$100.001/30/2011 12:38:06 PM
tractorman$50.001/30/2011 2:15:21 PM
CoolPlexer$25.001/30/2011 1:16:35 PM
SolarMoonshine$25.001/30/2011 1:52:20 PM
quest0$86.421/30/2011 4:06:54 PM
Astyanax$45.001/30/2011 4:55:00 PM
Cliffie83$26.161/30/2011 5:27:02 PM
bigvalleykid08$50.001/30/2011 4:17:52 PM
Ray3486$25.001/30/2011 4:38:30 PM
NekHoldings$25.001/30/2011 7:41:26 PM
testguy$25.001/30/2011 7:48:01 PM
Brown98$25.001/30/2011 8:14:13 PM
Land_on_your_feet$50.001/30/2011 5:58:34 PM
SFBank$150.001/30/2011 6:06:15 PM
HelpfulLender1$50.001/30/2011 6:13:15 PM
wealth-multiplier$25.001/30/2011 6:28:53 PM
wise-intelligent-duty$25.001/30/2011 8:35:15 PM
erowis$50.001/30/2011 10:27:08 PM
awesome-silver$25.001/31/2011 3:48:33 AM
famous-bill$25.001/31/2011 5:19:10 AM
seineil$50.001/30/2011 11:15:27 PM
principal-laser$25.001/31/2011 3:45:09 AM
vanklein$25.001/30/2011 10:02:53 AM
velocity-solo$30.001/30/2011 10:06:13 AM
EarlyRiser$250.001/30/2011 10:07:14 AM
asiaratt$50.001/30/2011 10:10:02 AM
payment-gusto$25.001/30/2011 10:10:18 AM
Ananya$25.001/30/2011 10:10:20 AM
jazzlender$25.001/30/2011 10:04:00 AM
Bob450$25.001/30/2011 10:08:45 AM
sensible-order2$100.001/30/2011 10:09:26 AM
loanman2007$50.001/30/2011 12:14:04 PM
revenue-driver8$29.891/30/2011 12:58:28 PM
radforj22$25.001/30/2011 12:52:59 PM
DasMula$38.841/30/2011 1:25:56 PM
Grandmahoneybee$41.271/30/2011 1:22:01 PM
green-safe-wampum$100.001/30/2011 1:28:52 PM
investment-artist$25.001/30/2011 2:19:11 PM
courteous-note1$25.001/30/2011 12:19:08 PM
Marfloogan$25.001/30/2011 2:28:39 PM
vutah$25.001/30/2011 12:47:18 PM
DHolly$30.001/30/2011 2:28:27 PM
Jrbgood$50.001/30/2011 12:55:36 PM
green-safe-wampum$100.001/30/2011 1:02:00 PM
ingenious-deal6$25.001/30/2011 3:47:22 PM
sensible-fund$41.591/30/2011 2:48:41 PM
squarebob$25.001/30/2011 1:53:58 PM
well-mannered-income3$40.001/30/2011 3:08:24 PM
suave-dime6$25.001/30/2011 2:33:06 PM
taetrade$25.001/30/2011 3:17:13 PM
DoctorJoe$25.001/30/2011 4:51:03 PM
jutdon84$25.001/30/2011 3:25:52 PM
lender12345$25.001/30/2011 3:34:03 PM
victorcab$25.001/30/2011 6:20:33 PM
marinbb$25.001/30/2011 4:03:49 PM
brightest-breathtaking-finance$200.001/30/2011 7:23:18 PM
favorite-commerce$50.001/30/2011 8:11:40 PM
five-star-note$157.891/30/2011 5:14:52 PM
cleo1255$50.001/30/2011 9:35:39 PM
Sapphicat$50.001/30/2011 6:12:50 PM
YurshotCapital$45.001/30/2011 6:15:06 PM
nodebt2012$25.001/30/2011 8:29:01 PM
heat25$30.001/30/2011 8:40:54 PM
zorg77$25.001/30/2011 9:44:43 PM
supreme-hope$25.001/30/2011 9:14:09 PM
principal-lion$50.001/30/2011 9:31:22 PM
bondhedger$25.001/31/2011 4:38:37 AM
unfixer$25.001/31/2011 3:03:20 AM
Nerdster1$25.041/31/2011 4:38:20 AM
MoneyForNothing$7.131/31/2011 5:19:51 AM
ladyopium$50.001/31/2011 12:10:53 AM
84 Investments
 
Borrower Payment Dependent Notes Series 492280
This series of Notes was issued and sold upon the funding of the borrower loan #46986, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jan-31-2011 
Term: 36 months Listing End date:  Feb-02-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Sep-2000 Debt/Income ratio: 20%
Credit score: 660-679 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:7y 8m
Amount delinquent: $0 Total credit lines: 19 Occupation: Waiter/Waitress
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,436Stated income:$1-$24,999
Delinquencies in last 7y: 11 Bankcard utilization: 78%  
   Homeownership: Yes  
Screen name: point-seagull8 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan:
This loan will be used to pay some bills and car repair.
My financial situation:
I am a good candidate for this loan because I always pay off my debts!
Monthly net income: $ 1,500

Monthly expenses: $
??Housing: $ 1100
??Insurance: $
??Car expenses: $ 0
??Utilities: $
??Phone, cable, internet: $ 110
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 5000
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
velocity-solo$25.001/31/2011 10:02:46 AM
credit-force5$50.001/31/2011 10:05:19 AM
greencat$50.001/31/2011 10:06:30 AM
suave-dime6$25.001/31/2011 10:06:49 AM
reflective-rupee$100.771/31/2011 10:10:08 AM
jazzlender$25.001/31/2011 10:00:57 AM
hard-working-loot$25.001/31/2011 10:02:38 AM
bountiful-durability$100.001/31/2011 10:06:25 AM
umfan123$25.001/31/2011 11:44:07 AM
competent-p2p$25.001/31/2011 12:23:36 PM
credit-sycamore4$100.001/31/2011 3:32:59 PM
orange-pound-party$35.001/31/2011 6:41:14 PM
Rob717171$50.001/31/2011 6:18:13 PM
zorg77$25.001/31/2011 9:01:51 PM
uncleegg$50.002/1/2011 5:48:09 AM
emgventures$50.002/1/2011 10:53:20 AM
TheCount$25.002/1/2011 10:18:34 AM
droopie1$25.002/1/2011 11:33:03 AM
newest-investment-elevator$25.002/1/2011 3:56:59 PM
wild-orange$25.002/1/2011 11:40:12 AM
ElAbel11$25.002/1/2011 5:00:32 PM
kulender$50.002/1/2011 5:11:42 PM
investorRE$30.002/1/2011 5:23:50 PM
shrewd-deal$25.002/1/2011 6:56:09 PM
jgwood$27.992/1/2011 7:16:53 PM
gain-equator$25.002/1/2011 7:18:29 PM
BBL$25.002/2/2011 1:22:02 AM
selfmademan$25.002/2/2011 1:21:49 AM
mmckune$25.002/2/2011 1:32:46 AM
samo102us$25.002/2/2011 1:49:17 AM
wwwUniversal$25.002/2/2011 1:49:35 AM
safe-finance$25.002/2/2011 2:02:41 AM
Comoparklender$50.002/2/2011 1:53:30 AM
gold-commander0$33.342/2/2011 2:12:17 AM
shrewd-peace7$25.002/2/2011 2:08:26 AM
money-bauble$100.002/2/2011 2:09:17 AM
witchynana55$25.002/2/2011 4:48:18 AM
Rip128$50.002/2/2011 5:04:22 AM
mobius404$25.002/2/2011 5:43:17 AM
social-conductor4$25.002/2/2011 5:39:38 AM
keeper24$25.002/2/2011 6:59:56 AM
mrxtravis$25.002/2/2011 1:47:52 AM
Lubava$25.002/2/2011 7:48:08 AM
head$25.002/2/2011 7:49:52 AM
helping-out$35.002/2/2011 2:08:39 AM
MoneyForNothing$17.152/2/2011 8:38:35 AM
orderly-leverage$50.001/31/2011 10:04:43 AM
gain-gourd$75.001/31/2011 10:04:17 AM
sensible-order2$100.001/31/2011 10:04:54 AM
SDNLR$25.001/31/2011 10:05:45 AM
asiaratt$50.001/31/2011 10:05:37 AM
ingenious-deal6$25.001/31/2011 10:07:15 AM
EarlyRiser$250.001/31/2011 10:03:55 AM
Speculator$25.001/31/2011 10:04:14 AM
payment-gusto$25.001/31/2011 10:05:57 AM
oregonusa$50.001/31/2011 10:08:20 AM
Kash2010lu$25.001/31/2011 11:16:01 AM
yons88$30.001/31/2011 3:33:22 PM
banker65010$25.002/1/2011 3:28:12 AM
HamachiMan$50.002/1/2011 8:21:07 AM
raisingophelia$25.002/1/2011 8:28:23 AM
realtormoises$25.002/1/2011 5:57:33 AM
community-platoon8$25.002/1/2011 9:33:40 AM
liberty-society5$25.002/1/2011 9:33:07 AM
Bob450$25.002/1/2011 7:44:23 AM
dough-bear$50.002/1/2011 7:52:50 AM
pembull$25.002/1/2011 12:26:43 PM
CreditBuilder2$50.002/1/2011 3:50:23 PM
ingenious-truth0$55.002/1/2011 4:13:19 PM
Investoman$50.002/1/2011 4:30:57 PM
angel879$25.002/1/2011 4:58:36 PM
BrownleeManagement$25.002/1/2011 5:02:06 PM
Reliance_Banker$25.002/1/2011 5:45:39 PM
cladius67$25.002/1/2011 6:42:53 PM
ryanplays311$25.002/1/2011 9:54:03 PM
hyrolln$25.002/2/2011 1:19:58 AM
Trevor_C$25.002/2/2011 1:33:38 AM
IIP77$25.002/2/2011 1:37:42 AM
imlosttoo$25.002/2/2011 1:47:00 AM
seisen$50.002/2/2011 1:37:50 AM
flwah$25.002/2/2011 1:47:24 AM
economy-producer$25.002/2/2011 1:48:21 AM
the-yield-surfer$50.002/1/2011 9:36:08 PM
handshake5$85.752/2/2011 2:12:08 AM
payout-banker4$25.002/2/2011 2:04:32 AM
CashFlow13$100.002/2/2011 3:15:03 AM
missing-link$25.002/2/2011 2:12:32 AM
B2152$25.002/2/2011 5:02:03 AM
loan-kung-fu$25.002/2/2011 4:03:26 AM
Easystreet$25.002/2/2011 1:23:32 AM
MilitaryLending$25.002/2/2011 1:34:15 AM
Zingaro$25.002/2/2011 1:46:40 AM
DonaldColorado$50.002/2/2011 1:50:43 AM
graceful-investment$100.002/2/2011 2:07:53 AM
worth-arch$25.002/2/2011 2:08:31 AM
FeedTheMachine$50.002/2/2011 8:18:15 AM
reward-rancher$25.002/2/2011 3:03:52 AM
finance-mushroom$100.002/2/2011 7:13:26 AM
Christophe$25.002/2/2011 7:48:00 AM
shrewd-income$25.002/2/2011 8:15:55 AM
direct-asset$25.002/2/2011 8:38:31 AM
101 Investments
 
Borrower Payment Dependent Notes Series 492300
This series of Notes was issued and sold upon the funding of the borrower loan #46892, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-31-2011 
Term: 36 months Listing End date:  Feb-01-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $306.15
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Dec-1985 Debt/Income ratio: 12%
Credit score: 760-779 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:16y 1m
Amount delinquent: $0 Total credit lines: 20 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $19,222Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 92%  
   Homeownership: Yes  
Screen name: reward-arrow0 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
home repair and dental work
Purpose of loan:
This loan will be used to obtaining dental implants

My financial situation:
I am a good candidate for this loan because?I have the resources to repay the loan and my credit history show that I have never?been late on repayment?

Monthly net income: $? 9600.00

Monthly expenses: $
??Housing: $?????3650
??Insurance: $ N/A?
??Car expenses: $ N/A
??Utilities: $? 250.00
??Phone, cable, internet: $? 200.00
??Food, entertainment: $? 200.00
??Clothing, household expenses $ 125.00
??Credit cards and other loans: $ 600.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: The outstanding mortgage is $430,000. I do not have a 2nd/heloc loan. Like many homeowers" I am upside down on my mortgage and not eligble for a modification or refinance. The zillow estimate is $315,500. The range reported is $252K ? $341K . (Jan-31-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
selector568$50.001/31/2011 10:00:25 AM
KrauseVentures$25.001/31/2011 10:02:08 AM
jazzlender$25.001/31/2011 10:00:58 AM
top-courteous-peso$71.941/31/2011 10:01:46 AM
Speculator$25.001/31/2011 10:04:15 AM
gain-gourd$75.001/31/2011 10:04:19 AM
EarlyRiser$250.001/31/2011 10:03:55 AM
greencat$50.001/31/2011 10:05:57 AM
asiaratt$50.001/31/2011 10:05:39 AM
suave-dime6$25.001/31/2011 10:06:52 AM
SDNLR$25.001/31/2011 10:05:48 AM
octoberfresh$25.001/31/2011 10:07:51 AM
one-midas$50.001/31/2011 10:20:06 AM
ingenious-deal6$25.001/31/2011 10:07:17 AM
Kyileo$25.001/31/2011 10:37:13 AM
Kash2010lu$25.001/31/2011 11:21:30 AM
Skulljocky$50.001/31/2011 10:17:48 AM
umfan123$25.001/31/2011 11:44:09 AM
favorite-commerce$50.001/31/2011 10:40:37 AM
Bcs-cnc$30.001/31/2011 12:06:43 PM
2grindstones$25.001/31/2011 12:34:32 PM
Whipster$50.001/31/2011 1:14:40 PM
note-buddy$200.841/31/2011 1:22:47 PM
investment-artist$25.001/31/2011 2:42:14 PM
erowis$55.001/31/2011 2:06:54 PM
dtana$25.001/31/2011 12:59:29 PM
loss-of-control$100.001/31/2011 4:26:54 PM
jutdon84$25.001/31/2011 5:07:57 PM
ddoneday$25.001/31/2011 5:09:43 PM
phaded$25.001/31/2011 5:33:43 PM
eriqnoodle$25.001/31/2011 6:30:51 PM
vutah$25.001/31/2011 6:33:46 PM
exact-peso2$25.001/31/2011 6:41:14 PM
malar$25.001/31/2011 7:09:14 PM
wonder3$35.001/31/2011 8:30:48 PM
zorg77$25.001/31/2011 9:03:06 PM
icanloanit2u$50.002/1/2011 12:02:45 AM
dough-bear$50.002/1/2011 7:52:52 AM
buffalobills$25.002/1/2011 8:31:57 AM
Moe87$25.002/1/2011 5:14:26 AM
raisingophelia$25.002/1/2011 8:28:25 AM
liberty-society5$25.002/1/2011 9:33:09 AM
community-platoon8$25.002/1/2011 9:33:41 AM
BidDaddyBigBucks$25.002/1/2011 9:55:19 AM
red-favorable-basis$25.002/1/2011 7:58:43 AM
golffish2$100.002/1/2011 8:34:26 AM
emgventures$50.002/1/2011 10:53:22 AM
reflective-rupee$1,000.772/1/2011 12:16:35 PM
exciting-fairness$200.002/1/2011 12:56:10 PM
trident8$25.002/1/2011 1:02:09 PM
sharp-return7$26.992/1/2011 1:31:57 PM
ingenious-truth0$55.002/1/2011 4:13:21 PM
momentous-value$25.002/1/2011 4:27:57 PM
Rob717171$50.002/1/2011 4:28:01 PM
genuine-return2$25.002/1/2011 12:22:08 PM
CMDCO$49.342/1/2011 1:17:01 PM
velocity-trail$25.002/1/2011 4:55:00 PM
Jorgef741$25.002/1/2011 3:37:48 PM
HHP$50.002/1/2011 5:15:55 PM
investorRE$30.002/1/2011 5:23:51 PM
dollardave$75.002/1/2011 5:32:35 PM
willinvest$25.002/1/2011 5:50:51 PM
leverage-monger$62.002/1/2011 6:06:29 PM
Reliance_Banker$25.002/1/2011 5:42:41 PM
houli123$25.002/1/2011 6:16:29 PM
kind-elevated-market$25.002/1/2011 6:39:04 PM
duty-monger$50.002/1/2011 7:09:02 PM
gain-equator$25.002/1/2011 7:18:31 PM
thomas16882004$25.572/1/2011 7:55:26 PM
shrewd-deal$25.002/1/2011 6:56:11 PM
velocity-solo$30.001/31/2011 10:02:59 AM
genius520$100.001/31/2011 10:03:02 AM
orderly-leverage$50.001/31/2011 10:04:46 AM
sensible-order2$100.001/31/2011 10:04:55 AM
reflective-rupee$1,000.771/31/2011 10:12:38 AM
payment-gusto$25.001/31/2011 10:05:59 AM
oregonusa$50.001/31/2011 10:08:22 AM
DasMula$38.841/31/2011 10:52:05 AM
SomebodysMom$25.001/31/2011 10:26:31 AM
vine99$65.001/31/2011 11:02:51 AM
witty-openness$25.001/31/2011 11:14:25 AM
thrifty-capital$25.001/31/2011 11:31:59 AM
golffish2$100.001/31/2011 10:40:10 AM
ready-interest9$25.001/31/2011 1:26:25 PM
credit-sycamore4$100.001/31/2011 3:33:00 PM
well-mannered-income3$70.001/31/2011 1:10:05 PM
durable-investment8$35.001/31/2011 1:44:48 PM
SolarMoonshine$50.001/31/2011 3:54:48 PM
funds-control3$91.681/31/2011 6:20:30 PM
Nicedad72$25.001/31/2011 4:41:06 PM
nodebt2012$50.001/31/2011 5:11:11 PM
terrific-p2ploan$25.001/31/2011 7:48:52 PM
beakerfish$100.001/31/2011 8:55:36 PM
Zipcut$75.001/31/2011 9:02:47 PM
Kqwik$25.001/31/2011 8:43:35 PM
Mighty_Hunter$50.001/31/2011 8:48:44 PM
kendigme$25.002/1/2011 2:25:05 AM
loanman2007$200.002/1/2011 5:50:56 AM
treasure-bliss$45.972/1/2011 5:18:06 AM
HamachiMan$50.002/1/2011 8:21:12 AM
foothillender$25.002/1/2011 7:34:42 AM
banker65010$25.002/1/2011 3:28:14 AM
TheCount$25.002/1/2011 10:18:37 AM
sharp-return7$25.002/1/2011 1:09:17 PM
mason5$50.002/1/2011 2:02:47 PM
Bob450$25.002/1/2011 11:53:53 AM
EBITDA$25.002/1/2011 4:30:36 PM
justice-magnate$48.182/1/2011 5:02:29 PM
heavy_ax$25.002/1/2011 4:13:05 PM
Investoman$50.002/1/2011 4:31:01 PM
jjswanso$50.002/1/2011 5:15:26 PM
attractive-fund$50.002/1/2011 5:26:02 PM
mighty-payout1$26.002/1/2011 5:26:23 PM
SFBank$200.332/1/2011 6:07:54 PM
JiggaJoeyS$30.782/1/2011 5:57:11 PM
benefit-boots$25.002/1/2011 6:55:19 PM
3613925$25.002/1/2011 6:07:16 PM
frclmym$25.002/1/2011 6:09:16 PM
118 Investments
 
Borrower Payment Dependent Notes Series 492384
This series of Notes was issued and sold upon the funding of the borrower loan #46989, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-01-2011 
Term: 36 months Listing End date:  Feb-01-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $163.28
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Dec-1998 Debt/Income ratio: 18%
Credit score: 720-739 (Jan-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:3y 10m
Amount delinquent: $0 Total credit lines: 15 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $33,787Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 91%  
   Homeownership: Yes  
Screen name: TheMartian Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay Off Credit Card
Purpose of loan:
This loan will be used to?pay off a revolving credit card.??

My financial situation:
I am a good candidate for this loan because I am current on all obligations and have never been late.
Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
genius520$100.002/1/2011 10:01:42 AM
payment-gusto$25.002/1/2011 10:04:55 AM
HamachiMan$50.002/1/2011 10:06:46 AM
orderly-leverage$50.002/1/2011 10:04:06 AM
community-platoon8$25.002/1/2011 10:07:24 AM
asiaratt$50.002/1/2011 10:04:36 AM
raisingophelia$25.002/1/2011 10:06:50 AM
2grindstones$25.002/1/2011 10:52:46 AM
witty-openness$25.002/1/2011 11:08:34 AM
Kash2010lu$25.002/1/2011 11:12:27 AM
TheCount$25.002/1/2011 10:40:44 AM
JustMee$25.002/1/2011 11:20:22 AM
velocity-solo$30.002/1/2011 10:01:37 AM
penny-plato$50.002/1/2011 11:36:25 AM
wonder3$25.002/1/2011 11:37:41 AM
suave-dime6$25.002/1/2011 10:05:30 AM
well-mannered-income3$50.002/1/2011 12:13:35 PM
wkeboarder21$50.002/1/2011 12:30:38 PM
reflective-rupee$500.772/1/2011 12:03:40 PM
ready-interest9$25.002/1/2011 12:35:46 PM
snowyowl$25.002/1/2011 12:52:16 PM
dtana$25.002/1/2011 1:12:15 PM
squarebob$25.002/1/2011 11:02:59 AM
EarlyRiser$300.002/1/2011 12:44:58 PM
sharp-return7$26.992/1/2011 1:30:35 PM
Whipster$50.002/1/2011 1:21:36 PM
selector568$50.002/1/2011 9:59:45 AM
jazzlender$25.002/1/2011 9:59:58 AM
dough-bear$50.002/1/2011 10:06:43 AM
gain-gourd$75.002/1/2011 10:03:43 AM
ingenious-deal6$25.002/1/2011 10:05:45 AM
octoberfresh$25.002/1/2011 10:05:52 AM
greencat$50.002/1/2011 10:10:44 AM
brightest-dignified-penny$25.002/1/2011 10:33:29 AM
nethosters$25.002/1/2011 9:57:40 AM
sensible-order2$100.002/1/2011 10:00:03 AM
lendstats_com$200.002/1/2011 11:35:12 AM
reflective-rupee$1,000.772/1/2011 11:10:08 AM
wild-orange$50.002/1/2011 11:37:44 AM
SDNLR$25.002/1/2011 10:04:47 AM
credit-sycamore4$100.002/1/2011 10:06:09 AM
liberty-society5$25.002/1/2011 10:07:15 AM
BidDaddyBigBucks$25.002/1/2011 10:07:34 AM
scoobiedoo$50.002/1/2011 12:51:51 PM
exciting-fairness$200.002/1/2011 12:56:57 PM
TheCount$25.002/1/2011 10:18:45 AM
erowis$50.002/1/2011 10:22:26 AM
Astyanax$40.002/1/2011 10:35:25 AM
jonnysixgun$25.582/1/2011 12:43:54 PM
power-secret-agent$25.002/1/2011 1:08:08 PM
worthy-bid4$28.522/1/2011 1:31:18 PM
drluong$22.372/1/2011 1:40:16 PM
52 Investments
 
Borrower Payment Dependent Notes Series 492418
This series of Notes was issued and sold upon the funding of the borrower loan #46971, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-01-2011 
Term: 36 months Listing End date:  Feb-02-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $204.10
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jan-2000 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:4y 9m
Amount delinquent: $0 Total credit lines: 18 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,844Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 36%  
   Homeownership: No  
Screen name: vivacious-openness1 Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Inventory Purchase
Purpose of loan:
The loan will be used to expand my line of outdoor toys.I currently have one toy in the market right now and have invented another. I are currently collecting pre orders on this new toy and already have 840 pcs sold.In the 1st quarter 2010 we sold 2,400 pcs of our current product before the product was available to ship. This is what we have been doing since 2009.Our goal is to have half the inventory sold before we even have it.

My financial situation:
I am a good candidate for this loan because I already have enough orders to pay off the loan and will have about half of what I am selling sold before I have it.? I also have enough money in my bank account to pay this loan off.

Monthly net income: $ 2,500

Monthly expenses: $
??Housing: $ 596
??Insurance: $ 100
??Car expenses: $ 150
??Utilities: $ 150
??Phone, cable, internet: $ 130
??Food, entertainment: $ 350
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 400
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What kind of toy is it? - RecoveryLender
A: The outdoor toy is a futuristic designed football. It glides though the air with great accuracy and distance. It flies farther and better than any football currently in the market today. (Feb-02-2011)
Q: Hi, could you post a picture/image of this toy and possibly a link to purchase it (if available online)? How can one order it if online purchase is not an option? How much does it cost? Thanks. - best-finance-economist
A: This item I will be getting with the loan is not available yet. It will be available after I get the funds required to make an inventory purchase. The product and the packaging are ready and the manufacture is ready for production. I do not sell my products directly to the consumer. My customers are the independently owned toy stores in the USA. This new product will retail for $10 to $12. (Feb-02-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
credit-sycamore4$100.002/1/2011 6:03:34 PM
suave-dime6$25.002/1/2011 6:03:28 PM
gain-gourd$30.772/1/2011 6:03:44 PM
ingenious-deal6$25.002/1/2011 6:03:32 PM
sensible-order2$100.002/1/2011 6:04:23 PM
octoberfresh$26.002/1/2011 6:05:06 PM
SDNLR$25.002/1/2011 6:08:54 PM
liberty-society5$25.002/1/2011 6:11:17 PM
ingenious-truth0$55.002/1/2011 6:11:49 PM
dough-bear$50.002/1/2011 6:05:13 PM
houli123$50.002/1/2011 6:21:04 PM
EarlyRiser$250.002/1/2011 6:07:26 PM
asiaratt$50.002/1/2011 6:08:37 PM
payment-gusto$25.002/1/2011 6:09:14 PM
mykkai$25.002/1/2011 7:45:33 PM
Investoman$50.002/1/2011 6:11:55 PM
JustMee$25.002/1/2011 6:52:50 PM
zorg77$25.002/1/2011 8:36:26 PM
Bcs-cnc$38.002/1/2011 8:45:19 PM
reflective-rupee$250.772/1/2011 8:46:11 PM
Whipster$50.002/1/2011 8:47:42 PM
the-yield-surfer$50.002/1/2011 9:36:28 PM
2grindstones$25.002/1/2011 10:09:37 PM
CashFlow13$100.002/2/2011 3:15:09 AM
loanman2007$50.002/2/2011 5:38:01 AM
well-mannered-income3$30.002/2/2011 6:37:16 AM
SOP_Bank$25.002/2/2011 6:32:06 AM
elvisloans$25.002/2/2011 7:35:47 AM
Cessna172$25.002/2/2011 7:17:05 AM
Artist_Blue$25.002/2/2011 8:45:33 AM
golffish2$100.002/2/2011 5:54:57 AM
finance-mushroom$100.002/2/2011 7:13:31 AM
Zipcut$50.002/2/2011 7:43:18 AM
Christophe$25.002/2/2011 7:50:32 AM
ready-interest9$25.002/2/2011 9:14:55 AM
saffron4$50.002/2/2011 8:50:27 AM
cassperr$25.002/2/2011 9:33:20 AM
rustysailor$30.002/2/2011 10:21:36 AM
thomas16882004$25.002/2/2011 12:18:05 PM
FinanceEngine$25.002/2/2011 10:57:18 AM
Leshan$25.002/2/2011 9:51:03 AM
yield-lion$25.002/2/2011 10:11:50 AM
revenue-channel8$45.312/2/2011 12:29:42 PM
Iceman1347$25.002/2/2011 11:43:23 AM
faithfulartist$150.002/2/2011 1:55:47 PM
community-platoon8$25.002/2/2011 2:58:33 PM
Kash2010lu$28.002/1/2011 6:04:51 PM
SFBank$200.002/1/2011 6:05:01 PM
jazzlender$25.002/1/2011 6:05:51 PM
velocity-solo$30.002/1/2011 6:06:36 PM
genius520$100.002/1/2011 6:06:43 PM
orderly-leverage$50.002/1/2011 6:07:57 PM
BidDaddyBigBucks$25.002/1/2011 6:11:29 PM
erowis$50.002/1/2011 6:13:48 PM
witty-openness$25.002/1/2011 7:13:57 PM
gain-equator$25.002/1/2011 7:18:37 PM
HamachiMan$50.002/1/2011 6:10:34 PM
credit-guard5$25.002/1/2011 8:38:35 PM
hopeful-truth5$100.002/1/2011 8:51:55 PM
favorite-commerce$75.002/1/2011 8:53:20 PM
Bob450$25.002/2/2011 1:53:45 AM
flexible-and-social$50.002/1/2011 9:54:24 PM
DasMula$25.002/1/2011 10:17:52 PM
lib5836$25.002/2/2011 6:18:03 AM
greencat$50.002/2/2011 7:26:11 AM
foothillender$25.002/2/2011 8:33:54 AM
wonder3$35.002/2/2011 5:45:31 AM
credit-maverick1$50.002/2/2011 6:52:09 AM
red-favorable-basis$25.002/2/2011 9:00:18 AM
the-silver-blaster$50.002/2/2011 9:29:25 AM
fund-baker$25.002/2/2011 9:50:50 AM
IslandParadise$30.002/2/2011 9:33:54 AM
SC2TX$100.002/2/2011 9:39:11 AM
alphabet76$25.002/2/2011 9:46:55 AM
VBinvestor$100.002/2/2011 10:47:30 AM
wild-orange$50.002/2/2011 10:58:57 AM
responsible-worth113$25.002/2/2011 11:04:29 AM
simplelender80$100.002/2/2011 12:35:31 PM
CincyTex$50.002/2/2011 2:09:06 PM
Armyman122$50.002/2/2011 10:28:41 AM
Jorgef741$25.002/2/2011 2:35:10 PM
Frosty$25.002/2/2011 12:46:48 PM
ore-dojo$50.002/2/2011 10:45:53 AM
30Sky$25.002/2/2011 1:48:45 PM
RSRAssociates$29.682/2/2011 2:21:04 PM
wise-intelligent-duty$25.002/2/2011 11:40:30 AM
treasure-bliss$50.002/2/2011 2:58:38 PM
contract-lionheart$79.902/2/2011 3:22:23 PM
Blessed1958$30.002/2/2011 3:42:34 PM
TheCount$25.002/2/2011 2:58:35 PM
loan-kung-fu$25.002/2/2011 3:49:08 PM
loyalist1$50.002/2/2011 2:53:41 PM
JohnWS$51.982/2/2011 4:00:17 PM
raisingophelia$25.002/2/2011 2:58:32 PM
payout-bridge$850.002/2/2011 4:03:19 PM
diversification-maple1$25.002/2/2011 3:04:17 PM
96 Investments
 
Borrower Payment Dependent Notes Series 492438
This series of Notes was issued and sold upon the funding of the borrower loan #46895, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Feb-02-2011 
Term: 36 months Listing End date:  Feb-02-2011 
 
Lender yield: 18.99% Borrower rate/APR: 19.99% / 23.38% Monthly payment: $185.79
 
Lender servicing fee: 1.00% Effective Yield*: 18.55%  
Estimated return*: 9.85%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Apr-2000 Debt/Income ratio: 18%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:4y 8m
Amount delinquent: $0 Total credit lines: 10 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,420Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 92%  
   Homeownership: No  
Screen name: pashtt Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
CC Consolidation for Easier Payoff
Purpose of loan:
This loan will be used to pay off my existing credit cards in full.? The APRs are between 24 and 27% on all of them, and I would like to consolidate to a lower APR and a single point of payment.

My financial situation:
I am a good candidate for this loan because I always make my payments on time.? I rent, so I have relatively low monthly expenses.? I currently support myself and my wife on only my income, however she will be returning to work within the next two months, which will allow us to pay off this loan more quickly.

Monthly net income: $ 3280

Monthly expenses: $ 2230
??Housing: $ 710
??Insurance: $ 160
??Car expenses: $ 415
??Utilities: $? 30
??Phone, cable, internet: $ 55
??Food, entertainment: $ 400
??Clothing, household expenses $ 60
??Credit cards and other loans: $ 250
??Other expenses: $ 150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Pulchritudinous$25.002/2/2011 9:09:20 AM
radforj22$25.002/2/2011 9:09:45 AM
enthralling-deal180$50.002/2/2011 9:11:22 AM
velocity-solo$50.002/2/2011 9:13:22 AM
marketplace-cello5$25.002/2/2011 9:14:35 AM
rjleves$25.002/2/2011 9:15:12 AM
genius520$100.002/2/2011 9:13:57 AM
meenan$50.002/2/2011 9:16:30 AM
sensible-order2$100.002/2/2011 9:15:36 AM
jenkris$25.002/2/2011 9:17:04 AM
HamachiMan$50.002/2/2011 9:17:33 AM
Clambake$100.002/2/2011 9:18:02 AM
liberty-society5$25.002/2/2011 9:18:11 AM
Shawn95187$25.002/2/2011 9:16:40 AM
bold-durability-drum$100.002/2/2011 9:18:37 AM
Reinadog9$50.002/2/2011 9:17:14 AM
BidDaddyBigBucks$25.002/2/2011 9:18:46 AM
heavy_ax$25.002/2/2011 9:19:12 AM
commerce-yeller$25.002/2/2011 9:26:10 AM
rolandweary$25.002/2/2011 9:14:22 AM
ursus$100.002/2/2011 9:14:58 AM
Artist_Blue$25.002/2/2011 9:21:39 AM
SC2TX$100.002/2/2011 9:46:09 AM
Adino$50.002/2/2011 9:18:55 AM
gracej$25.002/2/2011 9:19:02 AM
golffish2$90.002/2/2011 10:09:25 AM
lukassaul$25.002/2/2011 9:20:49 AM
bigphish$25.002/2/2011 9:21:01 AM
reflective-rupee$100.772/2/2011 9:57:30 AM
black-plague$25.002/2/2011 10:58:46 AM
2grindstones$25.002/2/2011 10:59:17 AM
Rabid_Dove$25.002/2/2011 9:29:28 AM
flexible-fund6$50.002/2/2011 9:33:23 AM
hopeful-truth5$200.002/2/2011 12:18:19 PM
loyalist1$50.002/2/2011 12:19:24 PM
FinanceEngine$25.002/2/2011 11:01:06 AM
DasMula$25.002/2/2011 11:15:10 AM
eloquent-bill6$25.002/2/2011 9:46:52 AM
Leshan$25.002/2/2011 9:58:29 AM
30Sky$25.002/2/2011 1:48:35 PM
erowis$55.002/2/2011 10:09:56 AM
JustMee$25.002/2/2011 11:08:15 AM
gilbrear$25.002/2/2011 11:31:40 AM
benevolent-asset$25.002/2/2011 2:07:35 PM
spiff666$25.002/2/2011 12:35:10 PM
serene-capital$30.002/2/2011 12:36:56 PM
favorite-commerce$75.002/2/2011 1:12:48 PM
rjrventure$50.002/2/2011 2:05:28 PM
PropertyInvest$25.002/2/2011 4:23:26 PM
LendingP2P$50.002/2/2011 3:13:46 PM
mtnbikemania$50.002/2/2011 4:30:44 PM
witty-openness$25.002/2/2011 4:21:42 PM
enlighter$28.602/2/2011 5:06:39 PM
MoneyForNothing$7.342/2/2011 5:21:22 PM
loss-of-control$150.002/2/2011 5:15:00 PM
vutah$25.002/2/2011 5:21:12 PM
gold-tsunami$50.002/2/2011 5:08:51 PM
jazzlender$50.002/2/2011 9:09:24 AM
fishintime$100.002/2/2011 9:12:48 AM
cablenews$50.002/2/2011 9:12:14 AM
EarlyRiser$250.002/2/2011 9:14:49 AM
american6$100.002/2/2011 9:13:49 AM
orderly-leverage$100.002/2/2011 9:15:42 AM
a-finance-nirvana$25.002/2/2011 9:16:08 AM
GElender$50.002/2/2011 9:17:22 AM
Tradesmanlender$35.002/2/2011 9:17:42 AM
shrewd-deal$25.002/2/2011 9:19:52 AM
CAGE-Investments$25.002/2/2011 9:10:39 AM
gain-equator$25.002/2/2011 9:19:59 AM
B-rad_the_Coug$25.002/2/2011 9:20:30 AM
tech310$50.002/2/2011 9:12:03 AM
ALVO$50.002/2/2011 9:19:42 AM
simplelender80$100.002/2/2011 9:14:05 AM
peripatetic$25.002/2/2011 9:15:50 AM
starlight31$50.002/2/2011 9:15:56 AM
pdxKurt$50.002/2/2011 9:16:52 AM
investment-seeker7$34.002/2/2011 9:54:06 AM
compassionate-dime0$50.002/2/2011 9:34:06 AM
building_community$25.002/2/2011 9:35:09 AM
Armyman122$50.002/2/2011 10:25:56 AM
one-midas$25.002/2/2011 9:37:29 AM
dpries123$25.002/2/2011 9:24:59 AM
thebadpelican$25.002/2/2011 10:48:37 AM
lendstats_com$200.002/2/2011 11:17:08 AM
bonus-seahorse$100.002/2/2011 12:01:41 PM
squarebob$25.002/2/2011 12:35:41 PM
competent-p2p$40.002/2/2011 12:43:08 PM
loanman2007$150.002/2/2011 12:45:37 PM
dtana$25.002/2/2011 3:37:36 PM
CincyTex$50.002/2/2011 2:07:06 PM
Astyanax$75.002/2/2011 2:44:40 PM
profitable-money$25.002/2/2011 2:51:29 PM
ekn_enterprises$29.292/2/2011 3:52:15 PM
penny-plato$25.002/2/2011 4:21:13 PM
Sol_Invictus$25.002/2/2011 4:01:15 PM
brightest-fascinating-principal$50.002/2/2011 4:27:57 PM
angel879$25.002/2/2011 5:16:51 PM
KDW08$25.002/2/2011 5:19:48 PM
Banker7371$25.002/2/2011 5:06:22 PM
99 Investments
 
Borrower Payment Dependent Notes Series 492448
This series of Notes was issued and sold upon the funding of the borrower loan #46987, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-01-2011 
Term: 36 months Listing End date:  Feb-03-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $244.92
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Dec-1998 Debt/Income ratio: Not calculated
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:0y 1m
Amount delinquent: $0 Total credit lines: 14 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,469Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 89%  
   Homeownership: No  
Screen name: bewitching-community1 Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Replacing engine in my Subaru WRX
Purpose of loan:
This loan will be used to help replace the blown engine in my Subaru WRX.? I have started the work and am looking for the funds to finish it.?
The work is being done by professionals.

My financial situation:
I am a good candidate for this loan because my credit score is actually very close to 700 - like 690 or so.? This kept me just under the tier for a lower interest rate.? If you look, I have zero delinquencies on my credit report, which shows that I pay my bills on time.? This is a good opportunity of an investor who wants to make more money with less risk. ?

Monthly net income: $ 36,000

Monthly expenses: $
??Housing: $ 320
??Insurance: $ 100
??Car expenses: $ 566
??Utilities: $ 180
??Phone, cable, internet: $ 60
??Food, entertainment: $ 300
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 400
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
credit-sycamore4$100.002/1/2011 6:03:38 PM
gain-gourd$75.002/1/2011 6:07:38 PM
SDNLR$25.002/1/2011 6:08:58 PM
ingenious-deal6$25.002/1/2011 6:09:47 PM
sensible-order2$100.002/1/2011 6:04:25 PM
BidDaddyBigBucks$25.002/1/2011 6:11:30 PM
dtana$25.002/1/2011 6:28:01 PM
velocity-solo$30.002/1/2011 6:06:37 PM
the-yield-surfer$50.002/1/2011 9:36:32 PM
2grindstones$25.002/1/2011 10:05:52 PM
greencat$50.002/2/2011 7:23:49 AM
ready-interest9$25.002/2/2011 9:17:54 AM
Leshan$25.002/2/2011 10:04:51 AM
30Sky$25.002/2/2011 1:48:47 PM
simplelender80$100.002/2/2011 12:35:33 PM
Hummer-Guy$25.002/2/2011 12:51:31 PM
melodious-openness$100.002/2/2011 4:54:39 PM
greenback-maniac$25.002/2/2011 5:33:04 PM
wise-rupee-sanctuary$50.002/2/2011 5:49:39 PM
loss-of-control$25.002/2/2011 5:42:37 PM
courteous-kindness1$50.002/2/2011 6:13:06 PM
archeanchaos$25.002/2/2011 10:18:19 PM
CASSHMAN$75.002/2/2011 7:44:10 PM
graceful-investment$49.992/3/2011 1:13:28 AM
head$25.002/3/2011 1:20:01 AM
frclmym$25.002/2/2011 7:24:30 PM
elegant-loot$25.002/3/2011 1:28:18 AM
treasure-bliss$50.002/3/2011 1:16:04 AM
himanshuko$25.002/3/2011 1:41:34 AM
IIP77$25.002/3/2011 12:46:03 AM
helping-out$29.912/3/2011 1:14:12 AM
orange-preeminant-bill$33.352/3/2011 1:21:18 AM
money-baron$39.412/3/2011 7:24:19 AM
autonomous-truth$50.002/3/2011 2:08:30 AM
silverloan$25.002/3/2011 8:26:04 AM
wtrboy$50.002/3/2011 5:38:03 AM
lucrative-transparency0$50.002/3/2011 9:53:57 AM
ore-dojo$50.002/3/2011 9:29:55 AM
Doug1043$25.002/3/2011 9:45:27 AM
shmb6508$25.002/3/2011 11:50:24 AM
mammalian4$25.002/3/2011 3:22:25 PM
extraordinary-transaction$25.002/3/2011 12:18:24 PM
realtormoises$25.002/3/2011 9:58:19 AM
valiant-money$25.002/3/2011 12:52:53 PM
auction-architect7$50.002/3/2011 10:28:35 AM
testguy$45.992/3/2011 2:04:16 PM
indomitable-dedication$25.002/3/2011 11:50:49 AM
sharp-return7$25.002/3/2011 12:12:34 PM
tzvie$25.002/3/2011 12:33:13 PM
tacopants$100.002/3/2011 1:02:07 PM
goffmt$27.042/3/2011 4:17:02 PM
loyalist1$50.002/3/2011 6:27:28 PM
bid-computer$25.002/3/2011 5:28:17 PM
d_grbg$25.002/3/2011 5:58:21 PM
reward-adventure$50.002/3/2011 6:27:30 PM
jazzlender$25.002/1/2011 6:05:55 PM
asiaratt$50.002/1/2011 6:08:43 PM
suave-dime6$25.002/1/2011 6:09:31 PM
liberty-society5$25.002/1/2011 6:11:18 PM
HamachiMan$50.002/1/2011 6:10:40 PM
Investoman$50.002/1/2011 6:11:58 PM
octoberfresh$26.002/1/2011 6:05:09 PM
dough-bear$50.002/1/2011 6:05:15 PM
erowis$50.002/1/2011 6:17:07 PM
genius520$100.002/1/2011 6:06:44 PM
orderly-leverage$50.002/1/2011 6:08:01 PM
gain-equator$25.002/1/2011 7:18:40 PM
witty-openness$25.002/1/2011 7:28:01 PM
mykkai$25.002/1/2011 7:47:40 PM
ingenious-truth0$55.002/1/2011 6:11:51 PM
houli123$50.002/1/2011 6:22:25 PM
favorite-commerce$75.002/1/2011 8:50:33 PM
hopeful-truth5$100.002/1/2011 8:54:35 PM
gothampark$25.002/1/2011 10:23:01 PM
zorg77$25.002/1/2011 8:37:55 PM
reflective-rupee$500.772/1/2011 8:51:27 PM
upbeat-investment9$25.002/1/2011 8:55:55 PM
payment-gusto$25.002/2/2011 2:13:47 AM
Moe87$25.002/2/2011 3:42:23 AM
loanman2007$100.002/2/2011 5:53:31 AM
Bob450$25.002/2/2011 1:53:51 AM
Artist_Blue$25.002/2/2011 8:45:08 AM
finance-mushroom$100.002/2/2011 7:13:33 AM
IslandParadise$30.002/2/2011 9:33:56 AM
fund-baker$25.002/2/2011 9:46:02 AM
the-silver-blaster$50.002/2/2011 9:29:27 AM
SunriseTrader1$25.002/2/2011 10:56:03 AM
EarlyRiser$300.002/2/2011 11:49:40 AM
nodebt2012$25.002/2/2011 10:59:30 AM
loan-kung-fu$25.002/2/2011 3:49:09 PM
TheCount$25.002/2/2011 3:50:38 PM
Nerdster1$25.052/2/2011 4:30:00 PM
flanative$50.002/2/2011 5:39:28 PM
money-bauble$50.002/2/2011 5:31:38 PM
wealth-pal3$25.002/2/2011 5:39:36 PM
dollardave$75.002/2/2011 6:06:44 PM
bahamaman$30.002/2/2011 8:58:19 PM
kulender$46.562/3/2011 12:59:32 AM
FASTIZIO_P$35.002/2/2011 9:48:02 PM
ITExec$100.002/2/2011 7:53:32 PM
CA-Lender$25.002/3/2011 6:03:22 AM
well-mannered-income3$50.002/3/2011 6:53:25 AM
cycle198$30.002/3/2011 7:38:20 AM
bullwink27$25.002/3/2011 7:58:50 AM
sudeep104$25.002/3/2011 8:24:37 AM
kendigme$25.002/3/2011 2:33:32 AM
profit-powerplant$25.002/3/2011 12:07:05 PM
igotmoney$50.002/3/2011 12:30:07 PM
PotBellyPete$300.002/3/2011 11:41:46 AM
payout-bridge$60.002/3/2011 12:55:27 PM
newest-famous-velocity$25.002/3/2011 1:44:00 PM
authoritative-platinum7$25.002/3/2011 1:49:34 PM
on_your_side$25.002/3/2011 3:25:11 PM
LendK$38.722/3/2011 5:10:04 PM
jamiee73$25.002/3/2011 6:27:05 PM
missing-link$25.002/3/2011 6:27:24 PM
thorough-exchange4$25.002/3/2011 5:23:33 PM
wanna-help$50.002/3/2011 6:26:15 PM
Zingaro$25.002/3/2011 6:27:08 PM
wwwUniversal$25.002/3/2011 6:27:22 PM
asmithj$38.032/3/2011 6:27:26 PM
MoonMama$25.002/3/2011 6:27:34 PM
vigorous-velocity$50.002/3/2011 6:26:54 PM
NoCal$25.002/3/2011 6:27:10 PM
exuberant-dime$50.002/3/2011 6:27:31 PM
amusement4$100.002/3/2011 6:27:37 PM
126 Investments
 
Borrower Payment Dependent Notes Series 492638
This series of Notes was issued and sold upon the funding of the borrower loan #46975, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,200.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.25% Listing Start date:  Feb-01-2011 
Term: 36 months Listing End date:  Feb-01-2011 
 
Lender yield: 7.49% Borrower rate/APR: 8.49% / 10.58% Monthly payment: $69.44
 
Lender servicing fee: 1.00% Effective Yield*: 7.48%  
Estimated return*: 4.23%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Mar-1976 Debt/Income ratio: 19%
Credit score: 780-799 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 11Length of status:11y 5m
Amount delinquent: $0 Total credit lines: 34 Occupation: Professor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $27,125Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 56%  
   Homeownership: Yes  
Screen name: marshallville Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 31 ( 97% ) 780-799 (Latest)
Principal borrowed: $1,800.00< 31 days late: 1 ( 3% )  
740-759 (May-2008)
 
Principal balance: $240.66 31+ days late: 0 ( 0% )
Total payments billed: 32  
Description
Load consolidation
Purpose of loan:
This loan will be used to?
consolidate debt
My financial situation:
I am a good candidate for this loan because?
My payment history is excellent
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
precious-coin3$50.002/1/2011 6:03:15 PM
enthralling-deal180$50.002/1/2011 6:04:18 PM
lender987654321$25.002/1/2011 6:04:36 PM
velocity-solo$60.002/1/2011 6:06:16 PM
fishintime$100.002/1/2011 6:06:35 PM
g314$30.002/1/2011 6:06:26 PM
meenan$50.002/1/2011 6:09:42 PM
power-defender7$25.002/1/2011 6:10:09 PM
CK1$25.002/1/2011 6:03:02 PM
jazzlender$25.002/1/2011 6:04:44 PM
vutah$50.002/1/2011 6:04:55 PM
Pulchritudinous$25.002/1/2011 6:06:14 PM
enchanted-yield4$50.002/1/2011 6:06:51 PM
genius520$100.002/1/2011 6:07:01 PM
marketplace-cello5$25.002/1/2011 6:07:21 PM
ursus$100.002/1/2011 6:07:34 PM
jenkris$25.002/1/2011 6:10:13 PM
Tradesmanlender$35.002/1/2011 6:10:58 PM
increase720$50.002/1/2011 6:03:18 PM
tntmojave$50.002/1/2011 6:04:14 PM
radforj22$35.002/1/2011 6:04:48 PM
bestbuy$25.002/1/2011 6:04:58 PM
cablenews$50.002/1/2011 6:06:09 PM
elasermd$50.002/1/2011 6:06:25 PM
simplelender80$100.002/1/2011 6:07:12 PM
gain-gourd$100.002/1/2011 6:06:31 PM
rolandweary$25.002/1/2011 6:07:17 PM
american6$100.002/1/2011 6:06:54 PM
a-finance-nirvana$25.002/1/2011 6:09:21 PM
NYCFinancier$25.002/1/2011 6:09:27 PM
Wangchuk$25.002/1/2011 6:09:40 PM
Reinadog9$50.002/1/2011 6:10:17 PM
HamachiMan$50.002/1/2011 6:10:49 PM
pdxKurt$50.002/1/2011 6:10:07 PM
Clambake$100.002/1/2011 6:11:11 PM
top-note-jamboree$50.002/1/2011 6:06:12 PM
tech310$50.002/1/2011 6:06:23 PM
rjleves$25.002/1/2011 6:07:51 PM
sensible-order2$100.002/1/2011 6:08:18 PM
orderly-leverage$100.002/1/2011 6:08:22 PM
peripatetic$25.002/1/2011 6:08:27 PM
starlight31$50.002/1/2011 6:08:32 PM
financelover$25.002/1/2011 6:09:55 PM
Shawn95187$25.002/1/2011 6:10:03 PM
GElender$50.002/1/2011 6:10:25 PM
the-debt-fluffy-bunny$25.002/1/2011 6:11:04 PM
46 Investments
 
Borrower Payment Dependent Notes Series 492674
This series of Notes was issued and sold upon the funding of the borrower loan #46984, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-02-2011 
Term: 36 months Listing End date:  Feb-03-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $122.46
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jun-1992 Debt/Income ratio: 14%
Credit score: 660-679 (Jan-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 1 Current / open credit lines: 5 / 5Length of status:3y 11m
Amount delinquent: $54 Total credit lines: 12 Occupation: Social Worker
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $294Stated income:$75,000-$99,999
Delinquencies in last 7y: 1 Bankcard utilization: 45%  
   Homeownership: No  
Screen name: sharp-moola9 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Utility User Tax Refund Los Angeles
We are requesting a small loan to expand our eight-year old social entrepreneurial enterprise in Los Angeles. We have the opportunity of assisting thousands of California residents with filing utility user tax refunds with various municipalities. Certain cities owe their residents from 19 to 55 months worth of back taxes for cellular phone usage, and due to California's unemployment rate at 12.4%, many residents would take advantage of our service to help them recoup money owed to them. Thanks to my employment as a college counselor, I can reasonably make the monthly payments to repay investors as security for this loan. We appreciate your consideration to support this worthy business venture.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
jazzlender$25.002/2/2011 9:10:34 AM
orderly-leverage$50.002/2/2011 9:15:33 AM
sensible-order2$100.002/2/2011 9:09:35 AM
Investoman$50.002/2/2011 9:19:26 AM
genius520$100.002/2/2011 9:13:15 AM
Evolver$50.002/2/2011 9:26:27 AM
the-yield-surfer$50.002/2/2011 9:20:36 AM
liberty-society5$25.002/2/2011 9:18:18 AM
finance-mushroom$100.002/2/2011 9:20:57 AM
gain-gourd$49.342/2/2011 2:18:40 PM
responsible-worth113$25.002/2/2011 11:06:59 AM
kinetic-social$25.002/2/2011 2:41:27 PM
money-fort$25.002/2/2011 12:12:51 PM
the-silver-blaster$50.002/2/2011 2:18:38 PM
Moe87$25.002/2/2011 3:00:46 PM
sensational-dollar$25.002/2/2011 4:53:51 PM
loss-of-control$25.002/2/2011 5:40:41 PM
SolarMoonshine$25.002/2/2011 6:49:32 PM
simiray$30.002/2/2011 11:31:19 PM
bahamaman$25.002/2/2011 8:58:25 PM
autonomous-truth$50.002/3/2011 2:14:37 AM
commitment-symphony9$31.672/2/2011 10:51:57 PM
glenium$25.002/3/2011 3:02:46 AM
carrinel$36.702/3/2011 7:03:44 AM
Cessna172$25.002/3/2011 8:02:03 AM
mckhbnpc$50.002/3/2011 9:00:14 AM
foothillender$25.002/3/2011 7:33:42 AM
cycle198$50.002/3/2011 7:16:35 AM
PotBellyPete$180.002/3/2011 8:14:55 AM
xemiterx$25.002/3/2011 8:24:33 AM
Danjack_Capital$25.002/3/2011 10:30:14 AM
profitable-balance$25.002/3/2011 11:08:04 AM
dough-bear$50.002/2/2011 9:10:56 AM
velocity-solo$30.002/2/2011 9:13:06 AM
HamachiMan$50.002/2/2011 9:17:38 AM
gain-equator$25.002/2/2011 9:20:14 AM
Artist_Blue$25.002/2/2011 9:21:19 AM
asiaratt$50.002/2/2011 9:16:05 AM
suave-dime6$25.002/2/2011 9:16:27 AM
ritchie70$25.002/2/2011 9:35:23 AM
leverage-monger$25.002/2/2011 10:34:07 AM
greencat$50.002/2/2011 10:02:07 AM
2grindstones$25.002/2/2011 10:33:01 AM
EarlyRiser$150.002/2/2011 11:48:46 AM
simplelender80$100.002/2/2011 12:35:41 PM
competent-p2p$25.002/2/2011 2:59:37 PM
revenue-channel8$50.002/2/2011 12:29:20 PM
ingenious-deal6$25.002/2/2011 2:18:24 PM
IASKGOD$25.002/2/2011 4:20:18 PM
melodious-openness$75.002/2/2011 4:56:52 PM
zorg77$25.002/2/2011 5:21:50 PM
courteous-kindness1$50.002/2/2011 6:13:11 PM
fund-secret-agent$25.002/2/2011 5:44:47 PM
Kqwik$25.002/2/2011 9:36:19 PM
FASTIZIO_P$35.002/2/2011 9:48:09 PM
thankful-nickel2$25.002/2/2011 7:54:47 PM
upbeat-investment9$25.002/2/2011 8:34:04 PM
poolshark72$25.002/2/2011 10:04:11 PM
loan-kung-fu$25.002/3/2011 1:29:47 AM
red-favorable-basis$25.002/2/2011 8:39:49 PM
integrity-doctor$100.002/2/2011 8:54:00 PM
Bob450$25.002/3/2011 1:00:45 AM
Jorgef741$25.002/3/2011 4:15:32 AM
himanshuko$25.002/3/2011 1:42:08 AM
kulender$50.002/3/2011 5:53:25 AM
OLYVRC$25.002/3/2011 7:14:04 AM
HelpfulLender1$25.002/3/2011 10:56:52 AM
lucrative-transparency0$100.002/3/2011 9:45:34 AM
One_Lolo$25.002/3/2011 11:08:04 AM
bonus-seahorse$25.002/3/2011 10:52:20 AM
unifiedac$50.002/3/2011 11:05:28 AM
71 Investments
 
Borrower Payment Dependent Notes Series 492718
This series of Notes was issued and sold upon the funding of the borrower loan #46996, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-04-2011 
Term: 36 months Listing End date:  Feb-04-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $204.10
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jun-1981 Debt/Income ratio: 16%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 10Length of status:1y 1m
Amount delinquent: $0 Total credit lines: 30 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,633Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 49%  
   Homeownership: No  
Screen name: fredt2008 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off credit card
Purpose of loan:
This loan will be used to pay off a CC and help improve my credit score which is almost 700.

My financial situation:
I am a good candidate for this loan because I am never late on payments and have good income. I have never had a lapse of employment and have always met my financial obligations. As you can see from my detail, my income is much more than my expenses. Adding a personal loan and paying off outstanding credit card debt would really help me out and should push me over a 700 credit score. It would also look great on my credit for me to have repaid a personal loan. Aside from my credit card debt listed, I have a car loan and some student loans too that I am paying off. But my debit to income ratio is very good.

Monthly net income: $4,800

Monthly expenses: $3,500
??Housing: $900
??Insurance: $200
??Car expenses: $300
??Utilities: $50
??Phone, cable, internet: $175
??Food, entertainment: $800
??Clothing, household expenses $250
??Credit cards and other loans: $400
??Other expenses: $425
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
jazzlender$25.002/4/2011 4:59:43 PM
octoberfresh$26.002/4/2011 5:00:26 PM
HamachiMan$50.002/4/2011 5:29:05 PM
profit-powerplant$25.002/4/2011 5:32:05 PM
money-baron$50.002/4/2011 5:32:10 PM
deepblue34$40.002/4/2011 5:58:52 PM
reflective-rupee$1,000.772/4/2011 6:10:39 PM
moneysong$500.002/4/2011 6:18:04 PM
trade-goblin9$25.002/4/2011 6:26:07 PM
exact-euro4$39.002/4/2011 7:02:48 PM
Wangchuk$25.002/4/2011 7:25:48 PM
Wangchuk$25.332/4/2011 4:59:02 PM
kulender$100.002/4/2011 4:58:45 PM
deal-hickory5$50.002/4/2011 7:26:35 PM
selector568$50.002/4/2011 5:00:28 PM
getreadyloans$40.002/4/2011 7:56:20 PM
Scotcha$50.002/4/2011 8:17:17 PM
orderly-leverage$50.002/4/2011 5:28:01 PM
ChillyWilly$25.002/4/2011 8:53:10 PM
liberty-society5$25.002/4/2011 5:29:58 PM
authoritative-platinum7$25.002/4/2011 5:32:14 PM
competent-p2p$30.002/4/2011 5:32:44 PM
one-midas$50.002/4/2011 5:47:24 PM
vutah$25.002/4/2011 6:09:31 PM
credit-guard5$25.002/4/2011 6:47:21 PM
TeaHouseFinance$25.002/4/2011 6:43:37 PM
upbeat-finance8$25.002/4/2011 6:53:38 PM
loss-of-control$200.002/4/2011 7:13:34 PM
upbeat-finance8$25.002/4/2011 7:18:05 PM
rjcoutur2001$78.512/4/2011 7:39:31 PM
bughead$25.002/4/2011 7:47:45 PM
Redmind$25.002/4/2011 8:19:08 PM
jcedar33$100.002/4/2011 7:54:07 PM
favorite-commerce$75.002/4/2011 8:13:12 PM
1traveler$25.002/4/2011 8:57:15 PM
Kash2010lu$28.002/4/2011 5:00:23 PM
Artist_Blue$25.002/4/2011 5:31:21 PM
JustMee$25.002/4/2011 6:02:05 PM
2grindstones$25.002/4/2011 6:23:10 PM
mraleig$125.002/4/2011 7:04:15 PM
sensible-order2$100.002/4/2011 4:59:09 PM
simplelender80$200.002/4/2011 4:59:22 PM
roark84$40.002/4/2011 7:43:33 PM
riveting-credit5$382.452/4/2011 7:51:47 PM
bancoroyal$25.002/4/2011 7:59:14 PM
asset-mammal$48.312/4/2011 8:13:15 PM
gold-chomper$50.002/4/2011 8:32:20 PM
suave-dime6$25.002/4/2011 5:28:31 PM
squarebob$25.002/4/2011 8:45:26 PM
gain-equator$25.002/4/2011 5:30:40 PM
DHolly$30.002/4/2011 6:00:17 PM
DasMula$38.842/4/2011 6:04:25 PM
stormtrooper72$35.812/4/2011 8:29:04 PM
abovefifty$55.002/4/2011 7:58:58 PM
calahan$25.002/4/2011 8:15:07 PM
hopeful-truth5$286.982/4/2011 9:05:34 PM
hopeful-truth5$400.002/4/2011 8:51:24 PM
57 Investments
 
Borrower Payment Dependent Notes Series 492806
This series of Notes was issued and sold upon the funding of the borrower loan #46968, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.30% Listing Start date:  Feb-04-2011 
Term: 36 months Listing End date:  Feb-04-2011 
 
Lender yield: 4.99% Borrower rate/APR: 5.99% / 6.33% Monthly payment: $60.83
 
Lender servicing fee: 1.00% Effective Yield*: 5.00%  
Estimated return*: 3.70%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Oct-1996 Debt/Income ratio: 4%
Credit score: 760-779 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:5y 6m
Amount delinquent: $0 Total credit lines: 21 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,832Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: nickel-canary Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 7 ( 100% ) 760-779 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
780-799 (Jun-2010)
 
Principal balance: $265.71 31+ days late: 0 ( 0% )
Total payments billed: 7  
Description
Moving on and moving out.
Purpose of loan:
This loan will be used to pay for a deposit on a new apartment and help my old apartment-mates out as I am leaving early (before the end of the lease). I will be paying a portion of the rent on my old apartment while securing a new place to live. I am in the process of making a major life-change (the end of a relationship) and this will enable me to move on.

My financial situation:
I am a good candidate for this loan because I am gainfully employed, make my loan payments on time and often pay more than the minimum required. Living in NYC is expensive so even with a decent salary it's hard to save money, which is why I don't have money for a security deposit. I do have enough income to pay a monthly fee, though!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
selector568$250.002/4/2011 9:02:59 AM
kyomoon$100.002/4/2011 9:04:12 AM
DukSerduk$25.002/4/2011 9:04:21 AM
syounker$25.002/4/2011 9:04:53 AM
heavenly-interest9$50.002/4/2011 9:06:23 AM
RJN$25.002/4/2011 9:09:27 AM
velocity-solo$60.002/4/2011 9:09:46 AM
Goodlender42$25.002/4/2011 9:10:00 AM
bestbuy$25.002/4/2011 9:03:34 AM
vutah$50.002/4/2011 9:03:33 AM
CBO-Enterprise$50.002/4/2011 9:06:30 AM
fishtale$25.002/4/2011 9:04:18 AM
ThomasC$50.002/4/2011 9:04:50 AM
jonandmeg21$50.002/4/2011 9:05:02 AM
Phantom99$100.002/4/2011 9:06:32 AM
jenkris$25.002/4/2011 9:06:48 AM
minista$25.002/4/2011 9:09:53 AM
C_Mark$100.002/4/2011 9:10:01 AM
acropiloterau2002$25.002/4/2011 9:09:46 AM
sensible-order2$100.002/4/2011 9:09:49 AM
Goodthing$100.002/4/2011 9:09:57 AM
blot44$25.002/4/2011 9:04:16 AM
docdekay$100.002/4/2011 9:05:00 AM
meux99$25.002/4/2011 9:09:01 AM
Artist_Blue$25.002/4/2011 9:09:44 AM
fair-funds$25.002/4/2011 9:09:52 AM
USNavyVet$25.002/4/2011 9:03:02 AM
cashhelp$30.002/4/2011 9:03:29 AM
credit-investor5$50.002/4/2011 9:04:58 AM
octoberfresh$25.002/4/2011 9:05:58 AM
unclejaef$25.002/4/2011 9:06:38 AM
tedsrfdude$50.002/4/2011 9:06:42 AM
top-note-jamboree$50.002/4/2011 9:06:59 AM
organized-payment6$25.002/4/2011 9:04:57 AM
Centaur$50.002/4/2011 9:06:46 AM
g314$30.002/4/2011 9:07:00 AM
youqianderen$50.002/4/2011 9:09:51 AM
ogmanny$50.002/4/2011 9:09:59 AM
indomitable-coin$50.002/4/2011 9:09:45 AM
paladin847$50.002/4/2011 9:09:48 AM
credit-force5$50.002/4/2011 9:09:50 AM
41 Investments