Sales Report:Supplement No. 16 dated Feb 07, 2011 to Prospectus dated Jan 12, 2011
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jan 12, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jan 12, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 489388
This series of Notes was issued and sold upon the funding of the borrower loan #46862, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-31-2011 
Term: 36 months Listing End date:  Jan-31-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $81.64
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jan-1999 Debt/Income ratio: Not calculated
Credit score: 720-739 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 3Length of status:10y 7m
Amount delinquent: $0 Total credit lines: 11 Occupation: Construction
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,144Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 91%  
   Homeownership: No  
Screen name: loyalty-pie Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
I need to replace engine on truck
Purpose of loan:
This loan will be used to replace my engine on my truck

My financial situation:
I am a good candidate for this loan because I will pay it back

Monthly net income: $ 3350.00

Monthly expenses: $ 1200.00
??Housing: $ 650.00
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
sensible-order2$100.001/31/2011 6:50:45 PM
pureliquidhw$25.001/31/2011 6:52:35 PM
Evolver$50.001/31/2011 6:56:10 PM
KrauseVentures$25.001/31/2011 6:57:13 PM
genius520$100.001/31/2011 6:58:17 PM
EarlyRiser$250.001/31/2011 7:00:17 PM
payment-gusto$25.001/31/2011 7:02:31 PM
vutah$25.001/31/2011 6:55:46 PM
velocity-solo$30.001/31/2011 6:58:13 PM
reflective-rupee$565.771/31/2011 7:30:07 PM
orderly-leverage$50.001/31/2011 7:01:30 PM
SDNLR$25.001/31/2011 7:02:23 PM
oregonusa$50.001/31/2011 7:04:02 PM
Whipster$50.001/31/2011 6:52:41 PM
transaction-circuit$100.001/31/2011 6:54:48 PM
gain-gourd$75.001/31/2011 7:01:05 PM
asiaratt$50.001/31/2011 7:02:18 PM
suave-dime6$25.001/31/2011 7:03:03 PM
jazzlender$25.001/31/2011 6:54:52 PM
credit-sycamore4$100.001/31/2011 7:04:49 PM
DHolly$30.001/31/2011 7:17:33 PM
IceFishingCash$25.001/31/2011 7:05:06 PM
credit-guard5$25.001/31/2011 7:25:17 PM
Byrd24$100.001/31/2011 7:07:51 PM
one-midas$50.001/31/2011 7:14:54 PM
ingenious-deal6$25.001/31/2011 7:03:23 PM
26 Investments
 
Borrower Payment Dependent Notes Series 491620
This series of Notes was issued and sold upon the funding of the borrower loan #46877, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-24-2011 
Term: 36 months Listing End date:  Jan-27-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $306.15
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Mar-1990 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 720-739 (Jan-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 1 Current / open credit lines: 3 / 3Length of status:2y 4m
Amount delinquent: $212 Total credit lines: 8 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,751Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 59%  
   Homeownership: No  
Screen name: liberty-banshee7 Borrower's state: Arkansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
short term needed very good risk
Purpose of loan:
Loan will be used to expand my business at this time by 20 to 25 %? with some repairs to my property.? I was going to wait until next year but contractor has time now to do it and is offering steep discount due to his lack of work in the next month.
My financial situation:
I own my own house and business.? I have no mortgages or liens against me. My monthly income is $4800 per month
Monthly expenses: $
??Housing: $ 0
??Insurance: $ 135
??Car expenses: $ 100
??Utilities: $ 245
??Phone, cable, internet: $ 62
??Food, : $ 50
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 200
??Other expenses: $ 100
 
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: please explain your delinquency. tell us about your business. - loss-of-control
A: I was not aware of the $212 delinquency until now and am trying to figure out where it came from and I will take care of it as soon as I know what it is. I belong to creditreports.com and this has not shown up before. I now own a small hotel and 95% of units are rented but I also have 2 more units that have been down since before I purchased this. I have a great contractor who has no business right now and his bid has dropped nearly 30% for the next 30 days. I will help with the renovations. (Jan-26-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
genius520$100.001/24/2011 5:37:39 PM
Artist_Blue$25.001/25/2011 6:06:36 AM
rescue$100.001/24/2011 5:39:08 PM
gpuck$25.001/24/2011 6:40:52 PM
wise-rupee-sanctuary$50.001/24/2011 5:36:47 PM
parsec9$25.001/25/2011 9:43:41 AM
reflective-rupee$500.771/24/2011 8:30:44 PM
EarlyRiser$250.001/25/2011 5:00:19 AM
jasjac0105$25.001/25/2011 9:42:34 AM
HHP$50.001/25/2011 4:54:16 PM
hopeful-truth5$100.001/25/2011 12:17:27 PM
worthy-bid8$50.001/25/2011 1:54:08 PM
SolarMoonshine$25.001/25/2011 5:29:06 PM
Astyanax$50.001/26/2011 12:02:14 PM
Jack55304$100.001/26/2011 4:53:41 PM
contract-high-five$25.001/27/2011 12:05:27 AM
I-Believe-In-You$25.001/27/2011 8:54:28 AM
lightninghcky7$25.001/27/2011 9:19:22 AM
credit-maverick1$50.001/27/2011 6:31:50 AM
Income-Scout$100.001/27/2011 7:16:36 AM
aprivatelender$50.001/27/2011 9:27:59 AM
2brotherslending$50.001/27/2011 2:08:33 PM
HelpfulLender1$25.001/27/2011 1:26:12 PM
asset-professor$25.001/27/2011 12:14:23 PM
capital-halo1$500.001/27/2011 2:12:29 PM
credit-sycamore4$100.001/27/2011 4:29:49 PM
helping-out$30.001/27/2011 6:43:49 PM
Ducatiman1978$25.001/27/2011 6:45:40 PM
PatRichi$25.001/27/2011 6:45:56 PM
shrewd-truth1$28.551/27/2011 6:46:06 PM
Msbutterfly$50.001/27/2011 6:46:49 PM
open-minded-fund9$50.001/27/2011 6:47:15 PM
bid-czar8$50.001/27/2011 6:47:25 PM
gold-commander0$50.001/27/2011 6:47:28 PM
vigorous-velocity$50.001/27/2011 6:47:47 PM
missing-link$25.001/27/2011 6:47:58 PM
CalCollegeFund19$25.001/27/2011 6:59:28 PM
impala6464$150.001/27/2011 6:21:57 PM
economy-producer$25.001/27/2011 6:45:58 PM
inspire22$25.001/27/2011 6:47:13 PM
rapid-currency$25.001/27/2011 6:47:20 PM
credit-investor5$50.001/27/2011 6:47:23 PM
point-kitten6$50.001/27/2011 6:47:29 PM
ingenious-truth0$50.001/27/2011 6:47:37 PM
lagnisiruk$25.001/27/2011 6:47:42 PM
Magog12$25.001/27/2011 6:43:54 PM
nalaari$25.001/27/2011 6:45:01 PM
nodrivelpls$25.001/27/2011 6:45:48 PM
selfmademan$25.001/27/2011 6:46:23 PM
CA-Lender$25.001/27/2011 6:46:57 PM
hope-hickory$25.001/27/2011 6:47:18 PM
truth-ceremony$25.001/27/2011 6:47:39 PM
honorable-yield$25.001/27/2011 6:47:44 PM
musegaze$100.001/27/2011 6:48:00 PM
ingenious-interest1$50.001/27/2011 6:48:46 PM
velocity-solo$30.001/24/2011 5:37:00 PM
loyaltyologist$25.001/24/2011 7:16:34 PM
jasjac0105$50.001/25/2011 10:06:58 AM
kegs$150.001/25/2011 11:07:26 AM
greencat$50.001/25/2011 7:12:15 AM
zone8$125.001/25/2011 2:23:20 PM
tech310$50.001/26/2011 1:17:52 AM
loyalist1$50.001/26/2011 8:26:50 AM
frogperson$150.001/26/2011 9:11:07 AM
Rob717171$50.001/25/2011 9:23:41 PM
ethicalhumanist$25.001/26/2011 4:58:02 PM
Bob450$25.001/26/2011 5:00:50 PM
wwwUniversal$25.001/26/2011 8:58:19 PM
wealth-competitor$25.001/26/2011 9:27:11 PM
balance-proton$25.001/26/2011 10:19:54 PM
vanderhp$25.001/26/2011 11:43:44 PM
rockhound84$25.001/27/2011 7:06:50 AM
head$25.001/27/2011 8:28:29 AM
Leshan$25.001/27/2011 10:13:29 AM
green-rapid-openness$150.001/27/2011 10:13:28 AM
moneysong$1,000.001/27/2011 12:28:54 PM
Speculator$25.001/27/2011 1:39:34 PM
credit-elation1$25.001/27/2011 1:57:14 PM
exuberant-dime$50.001/27/2011 11:13:16 AM
loss-of-control$100.001/27/2011 11:35:25 AM
loanman2007$25.001/27/2011 5:05:19 PM
rkhrdjp$25.001/27/2011 2:11:33 PM
thankful-nickel2$25.001/27/2011 3:35:14 PM
well-mannered-income3$50.001/27/2011 3:56:20 PM
hawaiitechnical$25.001/27/2011 5:47:47 PM
Zingaro$25.001/27/2011 5:27:52 PM
finance-scout2$50.001/27/2011 6:43:37 PM
graceful-investment$62.311/27/2011 6:44:02 PM
a-successful-credit$100.001/27/2011 6:44:39 PM
zipemdown$50.001/27/2011 6:46:02 PM
MilitaryLending$25.001/27/2011 6:46:19 PM
somebody32$50.001/27/2011 6:47:19 PM
Aunca$50.001/27/2011 6:47:38 PM
MoonMama$25.001/27/2011 6:47:43 PM
maldok1$25.001/27/2011 6:47:54 PM
money-bauble$92.521/27/2011 6:48:45 PM
kulender$50.001/27/2011 6:30:55 PM
matt_2006$25.001/27/2011 6:36:05 PM
niceguy777$25.001/27/2011 6:43:36 PM
shrewd-peace7$25.001/27/2011 6:44:13 PM
nicklds$25.001/27/2011 6:44:43 PM
stock106$25.001/27/2011 6:45:51 PM
Comoparklender$50.001/27/2011 6:46:54 PM
mercuriant$25.001/27/2011 6:47:07 PM
power-trophy7$25.001/27/2011 6:47:22 PM
kendallv$25.001/27/2011 6:47:40 PM
ThatDanGuy$50.001/27/2011 6:47:46 PM
rovo$25.001/27/2011 6:43:41 PM
IIP77$25.001/27/2011 6:43:57 PM
silver-enlightenment0$100.001/27/2011 6:44:37 PM
peace-missile$25.001/27/2011 6:44:54 PM
brazilofmux$38.461/27/2011 6:45:20 PM
natural-greenback6$25.001/27/2011 6:46:04 PM
finagler$25.001/27/2011 6:46:46 PM
careful-note$50.001/27/2011 6:47:02 PM
treasure-bliss$50.001/27/2011 6:47:28 PM
amusement4$100.001/27/2011 6:47:41 PM
first-upright-payout$25.001/27/2011 6:47:51 PM
duphregne79$50.001/27/2011 6:58:31 PM
119 Investments
 
Borrower Payment Dependent Notes Series 491938
This series of Notes was issued and sold upon the funding of the borrower loan #46960, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Jan-27-2011 
Term: 36 months Listing End date:  Jan-31-2011 
 
Lender yield: 8.55% Borrower rate/APR: 9.55% / 11.65% Monthly payment: $480.84
 
Lender servicing fee: 1.00% Effective Yield*: 8.53%  
Estimated return*: 5.03%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Sep-1998 Debt/Income ratio: 35%
Credit score: 820-839 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:0y 3m
Amount delinquent: $0 Total credit lines: 25 Occupation: Tradesman - Mechani...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,169Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 3%  
   Homeownership: Yes  
Screen name: undaunted-peace2 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
consolidation
I am obtaining this loan to reduce my monthly spending to maximize my monthly savings.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Thanks for taking the time from your busy schedule by completing the monthly NET income and monthly expenses section for bidders may make an informed decision and not suffer ANOTHER default. - jpblan11
A: I am unsure of the monthly expense section you are talking of. I do not see this. Our income vs expense will be $2500.00 expense and $6500.00 net income. (Jan-30-2011)
Q: The title for your listing is consolidation, yet I see nothing to be consolidated. What are you using this money for? - kushka
A: Two accounts that are a monthly payment totaling $1175.00. (Jan-30-2011)
Q: I think what the previous two investors are getting at is that the two sections above are for you to sell yourself to us as a good investment. By not filling those sections out, you aren?t helping us...please give us some details. - best-shiny-hope
A: I will fill anything out. I do not see what you are talking of. Of missed a section to fill out, i will correct it. I just do not see what sections I missed. (Jan-31-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Pulchritudinous$25.001/27/2011 5:43:06 PM
nybanker85$50.001/27/2011 5:46:34 PM
rebelduke$50.001/27/2011 5:48:46 PM
enthralling-deal180$50.001/27/2011 5:43:01 PM
tech310$50.001/27/2011 5:45:35 PM
radforj22$25.001/27/2011 5:45:41 PM
ursus$100.001/27/2011 5:48:09 PM
genius520$100.001/27/2011 5:47:20 PM
simplelender80$100.001/27/2011 5:47:25 PM
GoldenGo4$50.001/27/2011 5:48:58 PM
grf1945$25.001/27/2011 5:48:49 PM
bowdish1$50.001/27/2011 7:04:13 PM
reflective-rupee$300.771/27/2011 6:41:07 PM
bradfid$25.001/27/2011 10:08:05 PM
cash-queen$25.001/27/2011 11:12:02 PM
DasMula$37.441/27/2011 8:56:52 PM
sassykatty$50.001/28/2011 6:28:21 AM
gangusron$50.001/28/2011 7:50:31 AM
sensible-diversification5$25.001/28/2011 1:12:38 PM
economy-beast$38.281/28/2011 12:27:35 PM
scotty61$25.001/28/2011 12:18:32 PM
sensible-order2$100.001/28/2011 4:43:02 PM
best-coin-miser$25.001/28/2011 3:58:09 PM
astute-benjamins$25.001/28/2011 4:20:44 PM
SolarMoonshine$25.001/28/2011 5:12:19 PM
peripatetic$25.001/28/2011 5:13:29 PM
loantigger$50.001/28/2011 9:03:00 PM
credit-force5$50.001/28/2011 11:38:04 PM
Cheburashka$25.001/29/2011 1:48:29 AM
wwwUniversal$25.001/29/2011 4:06:20 AM
balance6$25.001/29/2011 6:13:20 AM
1phantom$25.001/29/2011 9:50:09 AM
Rzrwire$25.001/29/2011 2:21:18 PM
payout-runner$50.001/29/2011 3:53:15 PM
bold-yield-rumbler$25.001/29/2011 6:02:54 PM
the-auction-firestarter$25.001/29/2011 5:33:09 PM
liberty-banker0$50.001/29/2011 9:18:36 PM
dparkhom$25.001/30/2011 6:25:34 AM
shred123$50.001/30/2011 7:17:56 AM
Ananya$25.001/30/2011 7:17:14 AM
Jathlet$50.001/30/2011 7:40:45 AM
paixbouche$50.001/30/2011 8:41:21 AM
hard-working-loot$25.001/30/2011 9:18:12 AM
wayman$50.001/30/2011 7:58:10 AM
conductor146$25.001/30/2011 7:58:26 AM
mnbud$50.001/30/2011 9:55:48 AM
unclejaef$25.001/30/2011 11:13:19 AM
stanbalwight4$25.001/30/2011 11:54:06 AM
generous-at-heart$25.001/30/2011 10:38:01 AM
sophisticated-economy8$26.271/30/2011 11:22:55 AM
sarisai$50.001/30/2011 2:09:02 PM
NYCFinancier$25.001/30/2011 12:38:13 PM
meenan$50.001/30/2011 2:42:57 PM
sensible-fund$50.001/30/2011 2:43:20 PM
mvpratt$25.001/30/2011 6:37:55 PM
elasermd$50.001/30/2011 5:18:30 PM
elephantparty$50.001/30/2011 9:15:00 PM
interest-fanatic3$50.001/30/2011 6:29:41 PM
GiftViftdotcom$25.001/30/2011 7:38:53 PM
financelover$25.001/30/2011 9:14:25 PM
banjoey$25.001/30/2011 10:08:26 PM
silver-armada$50.001/31/2011 3:38:44 AM
octoberfresh$26.001/31/2011 7:13:52 AM
rdrloan$50.001/31/2011 7:33:08 AM
MrCoffee$25.001/31/2011 12:03:50 AM
cubesteak$25.001/31/2011 12:13:00 AM
agreement-sycamore$40.001/31/2011 7:46:44 AM
Lam0nt$25.001/31/2011 7:58:21 AM
zaxsan$50.001/31/2011 6:18:01 AM
OnceUponAPenny$50.001/31/2011 9:32:52 AM
jacmar$25.001/31/2011 7:46:59 AM
ClearLake$25.001/31/2011 9:34:36 AM
Aimvest$25.001/31/2011 9:34:45 AM
bookloverInCA$50.001/31/2011 9:53:20 AM
golden-finance7$50.001/31/2011 10:36:28 AM
asya$25.001/31/2011 11:40:03 AM
bonus-genius$25.001/31/2011 11:40:18 AM
orange-dollar-guild$25.001/31/2011 11:40:24 AM
credit-scout7$50.001/31/2011 11:40:38 AM
ocho$25.001/31/2011 11:40:49 AM
money-explorer3$25.001/31/2011 11:40:55 AM
downbet$50.001/31/2011 11:41:12 AM
holstj$50.001/31/2011 11:41:29 AM
Weaverville$25.001/31/2011 11:41:43 AM
piter-to-la-investment$25.001/31/2011 11:42:13 AM
calm-deal7$25.001/31/2011 11:40:07 AM
Jassi$25.001/31/2011 11:47:54 AM
the-determined-value$50.001/31/2011 11:40:30 AM
rogue_monster$50.001/31/2011 11:40:47 AM
durability-bandit1$50.001/31/2011 11:41:00 AM
orange-generous-ore$25.001/31/2011 11:41:16 AM
Danfromnapa$50.001/31/2011 11:42:02 AM
a-truth-upholder$50.001/31/2011 12:02:42 PM
the-profit-oracle$25.001/31/2011 11:42:15 AM
organized-dedication9$50.001/31/2011 12:02:47 PM
the-enterprising-leverage$25.001/31/2011 11:43:32 AM
kbguru$50.001/31/2011 12:02:54 PM
historic-fund$50.001/31/2011 12:03:24 PM
dokiya777$50.001/31/2011 12:03:31 PM
a-consummate-camaraderi$25.001/31/2011 12:03:37 PM
gunderstone$25.001/31/2011 12:03:43 PM
jades2000$50.001/31/2011 12:03:51 PM
generosity-giraffe0$25.001/31/2011 12:03:54 PM
peace-saber0$25.001/31/2011 12:04:01 PM
tinoepang$50.001/31/2011 12:04:09 PM
brw$25.001/31/2011 12:02:49 PM
Gladys9$50.001/31/2011 12:04:25 PM
the-auction-bear$25.001/31/2011 12:02:56 PM
manyhappydogs$50.001/31/2011 12:04:31 PM
Fruityvine$25.001/31/2011 12:03:00 PM
zoozka$50.001/31/2011 12:04:46 PM
pleasant-dime$25.001/31/2011 12:03:28 PM
cardguy$25.001/31/2011 12:04:56 PM
peace-habanero$25.001/31/2011 12:03:40 PM
superchicken$25.001/31/2011 12:05:27 PM
steve33569$25.001/31/2011 12:03:59 PM
MARSTUN$50.001/31/2011 12:04:23 PM
Approved1234$50.001/31/2011 12:04:35 PM
asdf9876$25.001/31/2011 12:08:45 PM
bigphish$25.001/31/2011 12:04:38 PM
LoisLoan$50.001/31/2011 12:09:00 PM
industrious-dedication$25.001/31/2011 12:05:01 PM
Zipline$25.001/31/2011 12:09:10 PM
Sixmil$50.081/31/2011 12:05:55 PM
simplybarg$50.001/31/2011 12:06:22 PM
investment-tempo$50.001/31/2011 12:06:45 PM
DMCA$25.001/31/2011 11:40:11 AM
CapitolHill$25.001/31/2011 12:09:08 PM
revenue-prospector$50.001/31/2011 11:40:21 AM
alpinaut$25.001/31/2011 11:40:34 AM
rate-rapture8$50.001/31/2011 12:09:48 PM
poeman$50.001/31/2011 11:40:44 AM
oracle3$25.001/31/2011 11:40:51 AM
comet55$25.001/31/2011 11:40:57 AM
competent-p2p$25.001/31/2011 12:22:56 PM
Eagledrop$25.001/31/2011 11:41:10 AM
rss197$25.001/31/2011 11:41:18 AM
sentry256$25.001/31/2011 11:41:35 AM
worklessmakemore$50.001/31/2011 11:41:38 AM
conceptpi$25.001/31/2011 11:41:45 AM
prohelper$50.001/31/2011 11:42:09 AM
BigUmbrellaDrinks$50.001/31/2011 12:53:27 PM
NewOrleans2012$25.001/31/2011 11:42:14 AM
nanda$100.001/31/2011 11:43:28 AM
worthy-bid8$50.001/31/2011 11:43:35 AM
museic1$50.001/31/2011 11:43:44 AM
objective-investor$150.001/31/2011 11:43:48 AM
boj2007$50.001/31/2011 12:02:48 PM
zebra7$25.001/31/2011 2:12:51 PM
liberty-carnival$25.001/31/2011 12:03:09 PM
MGinvest$25.001/31/2011 12:03:26 PM
helpishere777$50.001/31/2011 12:03:39 PM
DDHMoney$25.001/31/2011 12:03:45 PM
Adam_00$36.941/31/2011 12:03:48 PM
haplender$50.001/31/2011 12:03:57 PM
mtandb$50.001/31/2011 12:04:22 PM
LouisSaint$25.001/31/2011 12:04:39 PM
gold-disk$50.001/31/2011 12:04:43 PM
bibliomania$31.291/31/2011 2:56:04 PM
atlantic51$25.001/31/2011 12:05:04 PM
kegs$150.001/31/2011 12:05:11 PM
Ocean713$50.001/31/2011 12:05:14 PM
Hotrod52$27.501/31/2011 12:05:20 PM
F16Pilot$25.001/31/2011 12:05:30 PM
jamiee73$25.001/31/2011 12:05:50 PM
a-responsible-return$25.001/31/2011 12:05:59 PM
eloquent-dough5$25.001/31/2011 12:08:47 PM
Barak$50.001/31/2011 12:09:06 PM
papaloha$25.001/31/2011 12:09:19 PM
KVEER$25.001/31/2011 12:09:35 PM
syounker$25.001/31/2011 12:09:39 PM
penny-finder$34.001/31/2011 1:29:34 PM
Loans101$25.001/31/2011 2:48:13 PM
bibliomania$25.001/31/2011 2:52:34 PM
Dan4703$25.001/27/2011 5:45:34 PM
steiglends$250.001/27/2011 5:46:46 PM
american6$100.001/27/2011 5:47:14 PM
honorable-yield$25.001/27/2011 5:47:31 PM
rolandweary$25.001/27/2011 5:47:35 PM
credit-investor5$50.001/27/2011 5:47:39 PM
mtnbikemania$50.001/27/2011 5:47:50 PM
investor_101$50.001/27/2011 5:48:18 PM
jazzlender$25.001/27/2011 5:42:39 PM
organized-payment6$50.001/27/2011 5:46:28 PM
velocity-solo$60.001/27/2011 5:46:31 PM
marketplace-cello5$25.001/27/2011 5:47:43 PM
selector568$50.001/27/2011 5:46:25 PM
paladin847$50.001/27/2011 5:48:12 PM
LeReve$100.001/27/2011 5:48:20 PM
exuberant-dime$50.001/27/2011 5:48:54 PM
MadHun$50.001/27/2011 5:49:13 PM
one-midas$50.001/27/2011 6:57:14 PM
balance-force$26.001/27/2011 10:01:28 PM
gain-gourd$100.001/27/2011 7:33:17 PM
gold-tsunami$50.001/27/2011 9:58:33 PM
EarlyRiser$150.001/28/2011 4:50:18 AM
principal-bull$25.001/28/2011 2:33:03 AM
rjleves$25.001/28/2011 2:08:24 AM
SimpleChoice$25.001/28/2011 9:35:22 AM
Moots$25.001/28/2011 11:50:08 AM
orderly-leverage$100.001/28/2011 4:53:27 PM
MarinLoans$25.001/28/2011 7:28:09 PM
CE88$100.001/28/2011 5:57:10 PM
first-serene-credit$25.001/28/2011 10:23:43 PM
ferdberfel$25.911/29/2011 3:33:25 AM
gustavholstopus32$25.001/29/2011 5:44:24 AM
starlight31$50.001/29/2011 9:27:55 AM
one-midas$50.001/29/2011 8:44:02 PM
fishintime$100.001/29/2011 8:44:41 PM
oaktownadam$25.001/30/2011 6:11:31 AM
nickel-advocator$25.001/30/2011 7:24:35 AM
BBL$50.001/30/2011 7:48:24 AM
UofCMaroon$50.001/30/2011 8:07:55 AM
HappyToLoan$25.001/30/2011 8:28:36 AM
nobsbooks$25.001/30/2011 8:47:55 AM
TelegramSam$25.001/30/2011 8:52:49 AM
bill-expert$70.001/30/2011 10:18:57 AM
a-finance-nirvana$25.001/30/2011 10:47:50 AM
order-boomerang$25.001/30/2011 11:38:01 AM
terrific-p2ploan$25.001/30/2011 11:45:52 AM
jammers$50.001/30/2011 12:11:22 PM
Marfloogan$25.001/30/2011 2:29:03 PM
indomitable-coin$50.001/30/2011 2:28:43 PM
trade-cello$25.001/30/2011 3:07:56 PM
Grandmahoneybee$25.001/30/2011 1:44:55 PM
MattLic$50.001/30/2011 3:22:13 PM
jborer$30.001/30/2011 4:24:56 PM
independentusa$30.001/30/2011 5:46:21 PM
Sefotonga$25.001/30/2011 2:48:54 PM
ladderskibum$25.001/30/2011 4:26:23 PM
thoughtful-community7$25.001/30/2011 7:01:24 PM
gjacobs2$25.001/30/2011 4:25:03 PM
BuckeyeGuy$50.001/30/2011 7:57:28 PM
mattbison$25.001/30/2011 5:02:27 PM
alluring-truth$25.001/30/2011 6:30:53 PM
iuseyew$25.001/30/2011 10:17:32 PM
g314$30.001/30/2011 11:38:31 PM
marketrateinvestor$25.001/30/2011 11:04:24 PM
JoyfulVegetarian$25.001/31/2011 6:08:29 AM
newest-organic-rupee$25.001/30/2011 10:29:31 PM
BeemerRider$25.001/31/2011 7:32:57 AM
almar$50.001/31/2011 6:14:42 AM
LenderOnWheels$25.001/31/2011 6:17:55 AM
new-goal-return$25.001/31/2011 6:23:47 AM
newest-trade-spruce$50.001/31/2011 6:33:11 AM
memphisf01$25.001/31/2011 8:28:11 AM
Millmanator$25.001/31/2011 9:33:38 AM
caring-hope2$44.791/31/2011 7:45:47 AM
Shawn95187$25.001/31/2011 9:33:15 AM
pdxKurt$50.001/31/2011 10:15:10 AM
lowrate$50.001/31/2011 9:37:54 AM
HamachiMan$50.001/31/2011 10:15:51 AM
power-defender7$50.001/31/2011 10:15:32 AM
C_Mark$100.001/31/2011 10:38:58 AM
wise-rupee-sanctuary$50.001/31/2011 10:39:35 AM
medan20356$50.001/31/2011 10:49:40 AM
mrrc7498$25.001/31/2011 10:58:22 AM
aasx1108$25.001/31/2011 11:39:59 AM
eastlake$25.001/31/2011 11:40:09 AM
streak269$25.001/31/2011 11:40:20 AM
riproaringrapids$25.001/31/2011 11:40:42 AM
generosity-finder8$33.001/31/2011 11:40:53 AM
merriewold$40.001/31/2011 11:41:22 AM
bdloans$25.001/31/2011 11:41:31 AM
JohnBanks$25.001/31/2011 11:41:49 AM
6moonbeams$50.001/31/2011 11:41:54 AM
moola-escalator$25.001/31/2011 11:39:10 AM
OldColumbiaRoad$25.001/31/2011 11:40:01 AM
Raaveness$50.001/31/2011 11:40:16 AM
BaxterEvil$25.001/31/2011 11:40:45 AM
rose88$50.001/31/2011 11:40:52 AM
petejones32$25.001/31/2011 11:41:03 AM
worldly-community3$35.861/31/2011 11:42:12 AM
Wally1727$50.001/31/2011 12:02:45 PM
skiberdad$50.001/31/2011 11:43:26 AM
credible-bid0$50.001/31/2011 12:02:50 PM
nalaari$25.001/31/2011 11:43:46 AM
must32wind$50.001/31/2011 12:02:57 PM
diceman19$25.001/31/2011 12:03:23 PM
kulender$49.781/31/2011 12:03:29 PM
open-wealth492$25.001/31/2011 12:03:34 PM
MyPFBlog$25.001/31/2011 12:03:41 PM
Sartre$30.001/31/2011 12:03:47 PM
Velocity_Lenders$25.041/31/2011 10:57:58 AM
Rivervale_Westwood$25.001/31/2011 12:03:52 PM
inqbus$50.001/31/2011 12:03:55 PM
CaboWaboRobo$25.001/31/2011 12:02:39 PM
Westlake91362$50.001/31/2011 12:04:05 PM
larrybird$250.001/31/2011 12:02:47 PM
ideal-platinum1$50.001/31/2011 12:04:13 PM
sail120$50.001/31/2011 12:02:53 PM
sensible-trade$50.001/31/2011 12:04:28 PM
building-america$50.001/31/2011 12:02:56 PM
magnetic-duty$25.001/31/2011 12:04:32 PM
Okeey$25.001/31/2011 12:03:16 PM
first-upright-payout$25.001/31/2011 12:04:54 PM
TEAM-Jasper$25.001/31/2011 12:03:35 PM
PatriotKnight$25.001/31/2011 12:05:22 PM
Voltaire$50.001/31/2011 12:03:50 PM
diligent-kindness9$25.001/31/2011 12:05:48 PM
arcangel72$25.001/31/2011 12:04:19 PM
godzig$25.001/31/2011 12:06:05 PM
integrity-trumpet$50.001/31/2011 12:04:37 PM
speedy-point$25.001/31/2011 12:08:58 PM
ILWTC$50.001/31/2011 12:04:44 PM
SelectTrustLending$25.001/31/2011 12:09:04 PM
dg5803$50.001/31/2011 12:05:18 PM
responsibility-cherry6$25.001/31/2011 12:05:57 PM
SCTrojangirl$50.001/31/2011 12:06:07 PM
ouyangers$25.001/31/2011 12:06:23 PM
marketplace-achievement$50.001/31/2011 12:08:55 PM
bonus-zone$25.001/31/2011 11:40:13 AM
flexible-value$100.001/31/2011 12:09:21 PM
peso-mate$50.001/31/2011 11:40:28 AM
integrity-hawk$50.001/31/2011 12:09:43 PM
the-upbeat-p2p$50.001/31/2011 11:40:40 AM
commerce-web5$50.001/31/2011 11:40:56 AM
jct_enterprises$50.001/31/2011 11:41:07 AM
MicroL$50.001/31/2011 11:41:14 AM
dcap3$25.001/31/2011 11:41:33 AM
Ripsaw4U$50.001/31/2011 11:41:36 AM
five-star-responsibility0$50.001/31/2011 11:41:44 AM
kind-funds-tonic$25.001/31/2011 12:47:25 PM
first-poetic-deal$50.001/31/2011 12:28:17 PM
Mariner3605$25.001/31/2011 11:42:00 AM
taxman1971$25.001/31/2011 11:42:07 AM
jenkris$25.001/31/2011 12:38:33 PM
kmr2$100.001/31/2011 11:43:30 AM
skuba$75.001/31/2011 11:43:38 AM
greenkid$54.161/31/2011 2:01:24 PM
enriching-payout$25.001/31/2011 1:57:53 PM
AFFlyboy$50.001/31/2011 12:02:51 PM
beeper2$50.001/31/2011 12:03:03 PM
OCedHrt$25.001/31/2011 12:03:14 PM
tszbgae$50.001/31/2011 12:03:27 PM
fireboss$50.001/31/2011 12:03:44 PM
historydude654$50.001/31/2011 12:03:46 PM
cathybiz$50.001/31/2011 12:03:49 PM
williemc44$25.001/31/2011 12:04:17 PM
kind-important-liberty9$25.001/31/2011 12:04:33 PM
powerful-finance7$25.001/31/2011 12:04:41 PM
108lender$97.601/31/2011 12:04:50 PM
priceless-money6$50.001/31/2011 12:04:59 PM
treasure-kazoo$50.001/31/2011 12:05:02 PM
capital-web7$50.001/31/2011 12:05:16 PM
mlsstelulah$25.001/31/2011 12:05:23 PM
mmellace$50.001/31/2011 12:05:28 PM
currency-cigar4$44.291/31/2011 12:06:26 PM
chekat$25.001/31/2011 12:08:52 PM
rakstar$25.001/31/2011 12:09:16 PM
efficient-treasure0$25.001/31/2011 12:09:37 PM
harty$50.001/31/2011 12:09:51 PM
dontletmoneyfoolya$25.001/31/2011 12:42:08 PM
PotBellyPete$250.001/31/2011 1:10:29 PM
kalihan42$25.001/31/2011 1:54:47 PM
pwkpwk$25.001/31/2011 2:48:14 PM
356 Investments
 
Borrower Payment Dependent Notes Series 492112
This series of Notes was issued and sold upon the funding of the borrower loan #46856, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Jan-30-2011 
Term: 60 months Listing End date:  Feb-04-2011 
 
Lender yield: 8.55% Borrower rate/APR: 9.55% / 9.77% Monthly payment: $315.39
 
Lender servicing fee: 1.00% Effective Yield*: 8.54%  
Estimated return*: 6.99%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Oct-1984 Debt/Income ratio: 16%
Credit score: 800-819 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 18 / 16Length of status:13y 10m
Amount delinquent: $0 Total credit lines: 41 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $17,182Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 17%  
   Homeownership: No  
Screen name: kgilfor1 Borrower's state: Florida Borrower's group: Homeschoolers
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off High Interest Debt
Purpose of loan:
This loan will be used to pay off high interest credit card bills and medical debt.? Interest rates range from 11 to 29%, so 9% would be a big savings.

My financial situation:
I am a good candidate for this loan because I have steady income. ? I have a 26yr history of excellent credit.? My credit rating is important to me, so paying this back will be a high priority.

I have been a prosper investor for several years.

Thanks for your consideration.? If you have questions, let me know.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
balance-voyager$50.001/30/2011 9:36:13 PM
blot44$25.001/30/2011 9:37:09 PM
Havana21$300.001/30/2011 9:38:15 PM
antlr$50.001/30/2011 9:39:18 PM
paladin847$50.001/30/2011 9:37:44 PM
ChristopherHS$25.001/30/2011 9:39:36 PM
jazzlender$25.001/30/2011 9:38:45 PM
velocity-solo$60.001/30/2011 9:40:50 PM
youqianderen$50.001/30/2011 9:39:09 PM
acropiloterau2002$25.001/30/2011 9:40:55 PM
Centaur$50.001/30/2011 9:41:31 PM
ogmanny$50.001/30/2011 9:41:58 PM
kanakakm$50.001/30/2011 9:42:26 PM
currency-persimmon$25.001/30/2011 9:42:44 PM
forthright-dedication$25.001/30/2011 9:43:09 PM
Gr8Deal$50.001/30/2011 9:43:14 PM
Goodlender42$25.001/30/2011 9:42:06 PM
C_Mark$100.001/30/2011 9:42:16 PM
thedoctor$100.001/30/2011 9:44:15 PM
AFairDeal$75.001/30/2011 9:45:00 PM
honorable-yield$40.001/30/2011 9:45:32 PM
cebgop$25.001/30/2011 9:44:00 PM
inspired-investment8$100.001/30/2011 9:44:45 PM
CBO-Enterprise$50.001/30/2011 9:46:06 PM
community-pipeline$25.001/30/2011 9:45:07 PM
investor_101$50.001/30/2011 9:46:41 PM
jsw7us$50.001/30/2011 9:48:48 PM
radforj22$50.001/30/2011 9:36:04 PM
best-coin-miser$25.001/30/2011 9:38:21 PM
Fortuno_per_commodo$50.001/30/2011 9:38:51 PM
GiftViftdotcom$50.001/30/2011 9:53:42 PM
Dollars4Rent$50.001/30/2011 9:41:09 PM
DasMula$25.001/30/2011 10:08:56 PM
larsowe$35.001/30/2011 9:42:37 PM
lender987654321$25.001/30/2011 9:43:04 PM
don8ter$25.001/30/2011 9:43:18 PM
penny-finder$35.661/30/2011 10:35:20 PM
g314$30.001/30/2011 11:48:01 PM
heavenly-interest9$50.001/30/2011 9:45:45 PM
buckeye9$50.001/30/2011 9:46:14 PM
MrCoffee$25.001/31/2011 12:06:30 AM
alex206$33.941/31/2011 4:05:49 AM
tallfund$60.001/31/2011 2:14:28 AM
dobee$25.001/31/2011 5:08:34 AM
payingit4ward$25.001/31/2011 6:04:41 AM
elasermd$50.001/30/2011 9:53:34 PM
hml$50.001/30/2011 11:12:01 PM
cubesteak$25.001/31/2011 12:13:14 AM
RJN$25.001/31/2011 2:39:27 AM
wealth-cheetah7$50.001/31/2011 7:52:23 AM
NekHoldings$25.001/31/2011 8:44:16 AM
Aimvest$25.001/31/2011 9:33:54 AM
FlexFunding$25.001/31/2011 7:55:10 AM
JTHarris$25.001/31/2011 10:09:20 AM
conductor146$25.001/31/2011 2:49:15 PM
Duchdad$25.001/31/2011 2:49:22 PM
Marfloogan$50.001/31/2011 2:49:25 PM
wise-balanced-moola$25.001/31/2011 2:50:37 PM
lowrate$50.001/31/2011 2:50:47 PM
impartial-deal$25.001/31/2011 2:50:35 PM
hopeful-truth5$400.001/31/2011 3:44:27 PM
ThomasC$50.001/31/2011 4:10:38 PM
jenkris$25.001/31/2011 12:34:37 PM
Gorblum$25.001/31/2011 2:49:06 PM
shred123$50.001/31/2011 2:49:16 PM
HunterSix$25.001/31/2011 2:50:43 PM
CE88$100.001/31/2011 4:33:27 PM
unequaled-payout$26.581/31/2011 5:22:51 PM
freefly67$27.511/31/2011 5:41:16 PM
CASSHMAN$100.001/31/2011 6:14:50 PM
BOZO88$25.001/31/2011 6:35:14 PM
cloud8$80.001/31/2011 4:26:35 PM
MonopolyDred$25.002/1/2011 4:00:33 AM
astute-benjamins$25.002/1/2011 3:45:29 AM
mpactlender$25.002/1/2011 1:17:14 AM
marshallmanhattan$25.002/1/2011 7:01:12 AM
prossperous01$25.002/1/2011 9:22:11 AM
catmanbob$50.002/1/2011 6:08:17 AM
78$26.512/1/2011 11:39:32 AM
MWMoney$25.002/1/2011 1:57:07 PM
reflective-rupee$1,000.772/1/2011 12:18:50 PM
groovychick$25.002/1/2011 4:47:06 PM
Rogesparkguy$25.002/1/2011 5:19:15 PM
3_boyz$35.002/1/2011 5:41:10 PM
top-magnificent-greenback$25.002/1/2011 5:29:39 PM
kendallv$25.002/1/2011 5:14:59 PM
shrewd-deal$25.002/1/2011 6:55:40 PM
subtle-revenue0$25.002/1/2011 8:15:43 PM
gangusron$50.002/1/2011 9:53:49 PM
tutnyce$150.002/1/2011 10:15:25 PM
Citizenryan$50.002/1/2011 10:31:33 PM
BankofBeth$25.002/1/2011 10:54:11 PM
kirkjerk$50.002/1/2011 10:03:54 PM
sgt-schultz$26.632/2/2011 8:12:07 AM
excellent-loan8$50.002/2/2011 8:19:08 AM
Artist_Blue$25.002/2/2011 8:46:20 AM
autodidact42$50.002/2/2011 10:13:56 AM
iolaire$25.002/2/2011 9:30:09 AM
daddypro$25.002/2/2011 11:10:37 AM
autodidact42$50.002/2/2011 10:11:02 AM
juxtapose$25.002/2/2011 2:36:28 PM
samdog079$58.672/2/2011 3:04:49 PM
SJM10011a$25.002/2/2011 3:34:41 PM
BeemerRider$25.002/2/2011 3:46:57 PM
jonesboyz$25.002/2/2011 3:48:13 PM
Guiren$100.002/2/2011 3:48:59 PM
competent-p2p$25.002/2/2011 3:34:34 PM
108lender$100.002/2/2011 4:54:29 PM
myduck$50.002/2/2011 7:11:40 PM
friendinmoney$35.002/2/2011 7:17:06 PM
Rulea72$35.112/2/2011 7:35:01 PM
a-resplendent-commitment$30.002/2/2011 8:57:32 PM
paul1$28.052/2/2011 9:29:44 PM
wwwUniversal$25.002/2/2011 6:05:34 PM
best-generosity-financier$25.002/3/2011 12:07:51 AM
newest-funds-powerplant$25.002/3/2011 12:36:34 AM
degster$25.002/3/2011 1:15:19 AM
thankful-nickel2$25.002/2/2011 7:53:03 PM
ChemTeacher$31.142/2/2011 8:43:52 PM
jujitsulover$25.002/2/2011 9:54:07 PM
availableloan$25.002/2/2011 9:56:28 PM
himanshuko$25.002/3/2011 1:39:48 AM
Debdebwildwoman$25.002/3/2011 8:21:02 AM
engaging-worth$25.002/3/2011 9:22:45 AM
chibear34$25.002/3/2011 4:45:51 AM
efficient-treasure0$25.002/3/2011 6:23:19 AM
doopers$25.002/3/2011 6:27:19 AM
organic-treasure$25.002/3/2011 9:39:00 AM
tomspc$25.002/3/2011 9:53:24 AM
goobersayshey$100.002/3/2011 12:07:54 PM
forthright-trade$25.002/3/2011 10:17:00 AM
PotBellyPete$500.002/3/2011 11:41:10 AM
mammalian4$25.002/3/2011 3:21:25 PM
ITGuy$35.002/3/2011 5:02:47 PM
happy-yield$25.002/3/2011 5:26:39 PM
friendly-credit2$100.002/3/2011 6:21:39 PM
zippy-revenue8$25.002/3/2011 6:54:22 PM
ecom1970442$100.002/3/2011 7:24:04 PM
medebe$25.002/3/2011 7:45:19 PM
julijask$45.002/4/2011 1:12:47 AM
NYBIZ$25.002/3/2011 8:57:19 PM
adama_48$25.002/4/2011 12:53:16 AM
Snoopylover$25.002/4/2011 12:46:39 AM
NMGbank$25.002/4/2011 1:12:17 AM
kyomoon$50.001/30/2011 9:36:29 PM
DukSerduk$25.001/30/2011 9:37:33 PM
indomitable-coin$50.001/30/2011 9:37:41 PM
sensible-order2$100.001/30/2011 9:38:23 PM
minista$25.001/30/2011 9:40:10 PM
Krozy$50.001/30/2011 9:40:38 PM
Pulchritudinous$25.001/30/2011 9:41:03 PM
newest-organic-rupee$25.001/30/2011 9:41:21 PM
fair-funds$50.001/30/2011 9:39:44 PM
Goodthing$100.001/30/2011 9:41:38 PM
BaxterEvil$25.001/30/2011 9:41:25 PM
TikPmp1$25.001/30/2011 9:43:24 PM
perzzz$50.001/30/2011 9:43:27 PM
AmericanCredit$25.001/30/2011 9:44:38 PM
yukongin$25.001/30/2011 9:44:53 PM
kenji4861$25.001/30/2011 9:43:45 PM
webclimber$50.001/30/2011 9:45:18 PM
blissful-ore5$50.001/30/2011 9:44:09 PM
skibum65$50.001/30/2011 9:45:52 PM
sb0453$25.001/30/2011 9:45:58 PM
Phantom99$100.001/30/2011 9:46:46 PM
bigballer105$100.001/30/2011 9:48:53 PM
Curly-Girly$25.001/30/2011 9:49:18 PM
fishtale$25.001/30/2011 9:37:30 PM
nimble-money0$50.001/30/2011 9:37:48 PM
credit-force5$50.001/30/2011 9:38:33 PM
Daneistes$50.001/30/2011 9:38:57 PM
Marathoner$25.001/30/2011 9:40:48 PM
jt88$50.001/30/2011 9:52:21 PM
paintedposies$50.001/30/2011 9:41:44 PM
cognizant-rate732$25.001/30/2011 9:41:50 PM
Mantis75$25.001/30/2011 9:42:29 PM
compoundinterest$50.001/30/2011 9:42:54 PM
credit-maple5$100.001/30/2011 9:43:23 PM
John_Galt$100.001/30/2011 10:38:51 PM
flexible-value$100.001/30/2011 9:44:25 PM
EarlyRiser$250.001/30/2011 9:47:27 PM
unclejaef$25.001/30/2011 9:51:54 PM
CashProvider$100.001/30/2011 9:52:02 PM
leverage-reaction$25.001/30/2011 10:07:43 PM
octoberfresh$30.001/31/2011 7:14:01 AM
vigilance-searcher$25.001/31/2011 7:16:39 AM
SCD$25.001/31/2011 5:26:41 AM
tedsrfdude$50.001/31/2011 8:04:22 AM
interest-fanatic3$50.001/31/2011 9:11:58 AM
Moneypenny6$25.001/31/2011 7:28:16 AM
samo102us$25.001/31/2011 9:12:51 AM
restless-balance9$50.001/31/2011 9:22:22 AM
power-defender7$50.001/31/2011 10:15:42 AM
bowdish1$57.101/31/2011 11:42:58 AM
bssmom$75.001/31/2011 12:45:39 PM
repayment-pudding$25.001/31/2011 1:46:24 PM
myworld701$25.001/31/2011 2:49:11 PM
TennSquire$25.001/31/2011 2:49:21 PM
phillipd48$25.001/31/2011 2:50:30 PM
bds9646$26.001/31/2011 2:50:40 PM
Darkjimson$50.001/31/2011 2:49:09 PM
lagnisiruk$25.001/31/2011 2:50:28 PM
peso-tiramisu$25.001/31/2011 3:47:19 PM
funds-rascal$50.001/31/2011 2:49:26 PM
HHP$25.001/31/2011 2:50:39 PM
tomdooley12520$50.001/31/2011 4:31:26 PM
value-pouch$50.001/31/2011 4:40:02 PM
Reddy_Capital$25.001/31/2011 5:25:56 PM
ATOHokie$25.001/31/2011 5:19:56 PM
credit-observatory$25.001/31/2011 5:41:07 PM
felicity-loyalist0$30.001/31/2011 6:43:34 PM
vutah$50.001/31/2011 6:32:23 PM
gnuey$50.002/1/2011 1:02:21 AM
kulender$50.002/1/2011 12:04:45 AM
ScottCapital$25.002/1/2011 5:26:41 AM
lanlie$352.512/1/2011 5:30:01 AM
Planecourage$42.342/1/2011 4:16:46 AM
MONEYLENDER101$80.212/1/2011 5:12:51 AM
bentonlending$50.002/1/2011 6:08:06 AM
Montgomery-Burns$25.002/1/2011 3:28:24 AM
mdreiss$50.002/1/2011 3:59:47 AM
heretoprosper$25.002/1/2011 10:14:21 AM
Astyanax$60.002/1/2011 10:20:42 AM
TheCount$25.002/1/2011 10:31:48 AM
BidDaddyBigBucks$25.002/1/2011 9:55:12 AM
simiray$55.002/1/2011 11:05:24 AM
myidear$25.002/1/2011 1:57:26 PM
LoxKid$49.002/1/2011 5:39:49 PM
reueljw$25.002/1/2011 5:53:46 PM
meux99$25.002/1/2011 6:13:40 PM
Supermodeler$1,000.002/1/2011 10:36:54 PM
tolerant-dinero2$25.002/2/2011 12:59:17 AM
lloyd_s$25.002/2/2011 1:49:00 AM
upbeat-investment9$100.002/1/2011 8:58:26 PM
engrossing-benefit0$26.042/2/2011 7:09:37 AM
fireman4$150.002/2/2011 7:50:15 AM
VBinvestor$100.002/2/2011 9:38:07 AM
sxcsam$25.002/2/2011 12:56:25 PM
nv$53.242/2/2011 9:48:47 AM
MKLManagement$50.002/2/2011 10:18:36 AM
30Sky$25.002/2/2011 1:45:32 PM
pseudokris$25.002/2/2011 11:08:32 AM
integrity-onator1$25.002/2/2011 2:38:36 PM
IL2R2010$50.002/2/2011 3:46:40 PM
transparency-giant$50.002/2/2011 3:46:58 PM
IslandParadise$50.002/2/2011 3:50:26 PM
wise-deal-panda$50.002/2/2011 4:00:01 PM
Aariel$25.002/2/2011 6:22:31 PM
Spaceman838$35.002/2/2011 6:33:11 PM
265alan0$25.002/2/2011 6:36:22 PM
mykkai$25.002/2/2011 7:12:36 PM
haiku328$50.002/2/2011 7:18:33 PM
George2384$25.002/2/2011 8:21:08 PM
principal-bull$25.002/2/2011 6:02:43 PM
dharma1$25.002/3/2011 12:43:15 AM
circustab$50.002/2/2011 9:14:39 PM
tender-ore$35.002/2/2011 10:31:01 PM
mpatrick$25.002/2/2011 6:59:15 PM
sandeepPR$25.002/2/2011 11:56:18 PM
blissful-deal0$25.812/2/2011 8:46:49 PM
T2Capital$40.002/3/2011 4:47:48 AM
L0anShark$65.002/3/2011 8:01:07 AM
brightest-income-hunter$25.002/3/2011 9:19:51 AM
The-Lighthouse-Group$25.002/3/2011 6:57:40 AM
martymaniaman$25.002/3/2011 8:46:09 AM
blukestrel$50.002/3/2011 10:28:24 AM
AuroraRobbin$50.002/3/2011 11:53:49 AM
valiant-money$25.002/3/2011 12:52:00 PM
satisfying-exchange3$30.002/3/2011 2:17:10 PM
bradny$25.002/3/2011 2:53:04 PM
nakedboy$65.242/3/2011 4:28:56 PM
niteflite$25.002/3/2011 11:31:44 AM
duckbill_1972$33.002/3/2011 3:44:18 PM
lending-bear$50.002/3/2011 1:38:23 PM
TemeculaLending$25.002/3/2011 4:58:31 PM
hawaiiangirl76$25.002/3/2011 5:49:18 PM
be_wise$25.002/3/2011 6:19:31 PM
HOPPS$25.002/3/2011 9:30:21 PM
cxl9$143.902/3/2011 10:53:49 PM
FinDoc$25.002/4/2011 12:51:31 AM
jcw3rd$25.002/3/2011 8:00:50 PM
durability-halibut$25.002/3/2011 9:27:44 PM
282 Investments
 
Borrower Payment Dependent Notes Series 492220
This series of Notes was issued and sold upon the funding of the borrower loan #46956, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jan-30-2011 
Term: 36 months Listing End date:  Jan-31-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $217.74
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Aug-1994 Debt/Income ratio: 12%
Credit score: 700-719 (Jan-2011) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 11Length of status:19y 11m
Amount delinquent: $0 Total credit lines: 43 Occupation: Attorney
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,748Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 85%  
   Homeownership: Yes  
Screen name: adaptable-dedication862 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
NJSnow
Purpose of loan:
This loan will be used to? pay for unexpected damages from recent snow storms.

My financial situation:
I am a good candidate for this loan because?I've always paid my bills on time?

Monthly net income: $ 14,500 + annual bonus (This year, March 31, est net $50,000)

Monthly expenses: $
??Housing: $ 2626 including ins and taxes
??Insurance: $ 681
??Car expenses: $ no car payment, ins and general amintenance?$200
??Utilities: $ 250
??Phone, cable, internet: $ 300
??Food, entertainment: $ 400
??Clothing, household expenses $ 400
??Credit cards and other loans: $ 2669
??Other expenses: $ 6000 (alimony)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Current Mortgage Amt: $348,197. No HELOC. Recent appraisal $455,000 (Jan-31-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
nickel-hickory$50.001/30/2011 9:38:02 PM
Kash2010lu$54.001/30/2011 9:38:29 PM
jazzlender$25.001/30/2011 9:36:56 PM
orderly-leverage$50.001/30/2011 9:49:46 PM
hard-working-loot$25.001/30/2011 9:39:59 PM
red_spade$40.001/30/2011 9:53:20 PM
whartonmba$25.001/30/2011 9:53:48 PM
dtana$25.001/30/2011 9:58:45 PM
suave-dime6$25.001/30/2011 9:52:44 PM
reflective-rupee$1,000.771/30/2011 11:10:56 PM
seineil$50.001/30/2011 11:17:13 PM
awesome-silver$100.001/31/2011 3:53:58 AM
B2152$25.001/31/2011 4:48:41 AM
sensible-order2$100.001/30/2011 9:50:06 PM
RyanM561$25.001/31/2011 6:31:34 AM
Zipcut$50.001/31/2011 6:29:46 AM
well-mannered-income3$70.001/31/2011 7:26:29 AM
loanman2007$225.001/31/2011 5:11:50 AM
jmichael23$25.001/31/2011 8:03:54 AM
red-favorable-basis$25.001/31/2011 6:19:32 AM
foothillender$25.001/31/2011 8:34:10 AM
nickel-hickory$50.001/31/2011 9:12:10 AM
Wangchuk$25.011/31/2011 9:15:05 AM
Christophe$25.001/31/2011 7:22:58 AM
nickel-hickory$50.001/31/2011 9:12:18 AM
kindness-launcher$1,067.961/31/2011 9:15:53 AM
buffalobills$25.001/31/2011 7:57:33 AM
Cessna172$25.001/31/2011 8:13:49 AM
zorg77$25.001/30/2011 9:38:31 PM
velocity-solo$25.001/30/2011 9:41:15 PM
gain-gourd$75.001/30/2011 9:48:30 PM
Speculator$25.001/30/2011 9:48:16 PM
Angel_Investor_7$25.001/30/2011 9:49:00 PM
credit-force5$50.001/30/2011 9:50:40 PM
Bob450$25.001/30/2011 9:49:14 PM
payment-gusto$25.001/30/2011 9:51:33 PM
SDNLR$25.001/30/2011 9:51:14 PM
ingenious-deal6$25.001/30/2011 9:53:08 PM
Marfloogan$25.001/30/2011 9:52:29 PM
EarlyRiser$250.001/30/2011 9:47:29 PM
bluehen00$25.001/31/2011 3:05:15 AM
witty-openness$25.001/31/2011 3:27:28 AM
asiaratt$50.001/30/2011 9:51:01 PM
Ananya$25.001/30/2011 9:51:45 PM
bountiful-durability$100.001/30/2011 9:52:10 PM
responsible-worth113$30.001/31/2011 6:09:20 AM
DasMula$77.001/30/2011 10:10:24 PM
formula784$25.001/31/2011 6:55:53 AM
greencat$50.001/31/2011 7:23:16 AM
diversification-maple1$26.951/31/2011 7:24:12 AM
awesome-silver$100.001/31/2011 3:56:16 AM
booOST$33.331/31/2011 8:21:46 AM
JustMee$25.001/31/2011 8:45:06 AM
wss560$25.001/31/2011 6:42:59 AM
Tikibarman$25.001/31/2011 6:43:02 AM
nickel-hickory$50.001/31/2011 9:12:04 AM
zone6$100.001/31/2011 8:45:41 AM
nickel-hickory$50.001/31/2011 9:11:58 AM
nickel-hickory$50.001/31/2011 9:12:25 AM
income-rocker2$100.001/31/2011 7:38:19 AM
gold-cluster$100.001/31/2011 8:02:25 AM
Frosty$25.001/31/2011 8:39:19 AM
62 Investments
 
Borrower Payment Dependent Notes Series 492424
This series of Notes was issued and sold upon the funding of the borrower loan #46962, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-01-2011 
Term: 36 months Listing End date:  Feb-03-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $306.15
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Dec-1984 Debt/Income ratio: Not calculated
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:0y 8m
Amount delinquent: $0 Total credit lines: 12 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,794Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 32%  
   Homeownership: No  
Screen name: principal-force3 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Prof Mgt Co Working Capital
Purpose of loan: Infinity Global LLC is a Chicago-based professional condominium, HOA, and commercial owners association and mid-size to luxury hotel and resort management company. We are a highly-professional and experienced team of professionals which have put together an industry leading infrastructure based on five star customer service levels and value-based pricing.
This loan will be used to enable us to meet monthly reoccuring operational expenses until revenues stabilize and we are self-sustaining. Approximately 3-6 months.
My financial situation: We have expended our personal investments in the startup, legal, insurance, and YTD operational expenses and need this funding to stay in business and continue our expected growth rate.
I am a good candidate for this loan because? This is a guaranteed return on investment.

Monthly net income: $ N\A

Monthly expenses: $ 1,547.36
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: It's not clear to me whether this loan is to you or to the HOA. The length of employment and income appear to apply to you and the description appears to describe the HOA, ie, "This loan will be used to enable us...". Which is correct? - one-midas
A: Dear One-Midas, The loan is for Infinity Global only. Our apologies for any confusion. For more information about us please go to: www.infinityglobal.us. (Feb-02-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
credit-sycamore4$100.002/1/2011 6:03:35 PM
gain-gourd$75.002/1/2011 6:07:35 PM
SDNLR$25.002/1/2011 6:08:55 PM
HamachiMan$50.002/1/2011 6:10:35 PM
ingenious-truth0$55.002/1/2011 6:11:50 PM
velocity-solo$30.002/1/2011 6:06:37 PM
suave-dime6$25.002/1/2011 6:09:29 PM
liberty-society5$25.002/1/2011 6:11:17 PM
BidDaddyBigBucks$25.002/1/2011 6:11:30 PM
Investoman$50.002/1/2011 6:11:56 PM
zorg77$25.002/1/2011 8:37:10 PM
the-yield-surfer$50.002/1/2011 9:36:29 PM
Artist_Blue$25.002/2/2011 8:45:27 AM
ready-interest9$25.002/2/2011 9:17:29 AM
IslandParadise$30.002/2/2011 9:33:55 AM
treasure-bliss$50.002/2/2011 4:10:33 PM
TheCount$25.002/2/2011 2:58:36 PM
loyalist1$50.002/2/2011 4:09:30 PM
witty-openness$25.002/2/2011 4:18:43 PM
dollardave$26.622/2/2011 4:55:24 PM
wise-rupee-sanctuary$50.002/2/2011 5:08:30 PM
Weaverville$25.002/2/2011 5:28:44 PM
rescue$100.002/2/2011 5:49:05 PM
graceful-investment$52.852/2/2011 6:04:39 PM
BBL$25.002/2/2011 6:04:46 PM
FASTIZIO_P$35.002/2/2011 9:48:01 PM
archeanchaos$25.002/2/2011 10:18:18 PM
JBF_Investments$25.002/3/2011 12:17:38 AM
DER$29.632/3/2011 12:42:25 AM
yomanie$25.102/3/2011 12:56:03 AM
courteous-kindness1$50.002/2/2011 6:13:06 PM
HHP$28.842/3/2011 1:01:23 AM
shrewd-peace7$27.322/3/2011 1:13:20 AM
reward-adventure$50.002/3/2011 1:13:30 AM
DonaldColorado$50.002/3/2011 1:14:01 AM
FeedTheMachine$46.362/3/2011 1:14:29 AM
ivy-league-MBA$25.002/3/2011 1:15:14 AM
elegant-loot$25.002/3/2011 1:28:17 AM
green-moola-sniffer$32.892/3/2011 1:29:29 AM
drg6289$25.002/3/2011 12:41:23 AM
brazilofmux$34.102/3/2011 12:43:21 AM
copper$50.002/3/2011 12:45:11 AM
kendigme$25.002/3/2011 2:32:50 AM
wizardii$25.002/3/2011 12:57:27 AM
LAM26$25.002/3/2011 12:58:02 AM
Kqwik$25.002/2/2011 9:38:48 PM
lillian27$32.842/3/2011 1:01:19 AM
kindness-hickory5$50.002/3/2011 5:04:00 AM
Comoparklender$49.412/3/2011 1:14:06 AM
SerG_PunK$25.002/2/2011 10:29:18 PM
orange-preeminant-bill$50.002/3/2011 1:21:15 AM
Quiddity$30.472/3/2011 12:43:43 AM
autonomous-truth$50.002/3/2011 2:06:35 AM
IIP77$25.002/3/2011 12:46:02 AM
Dubbs360$25.002/3/2011 12:46:06 AM
ndwayno$25.002/3/2011 12:56:37 AM
MissionMicroFinance$25.002/3/2011 12:57:19 AM
realtormoises$25.002/3/2011 5:15:40 AM
ommcd$25.002/3/2011 12:59:49 AM
reward-walnut$25.002/3/2011 1:10:52 AM
leverage-monger$70.002/3/2011 7:55:47 AM
sudeep104$25.002/3/2011 8:18:51 AM
CA-Lender$25.002/3/2011 1:15:02 AM
silverloan$25.002/3/2011 8:26:03 AM
social-conductor4$25.002/3/2011 6:08:36 AM
ore-dojo$50.002/3/2011 9:31:10 AM
Doug1043$25.002/3/2011 9:45:26 AM
newest-generous-income$25.002/3/2011 11:05:13 AM
indomitable-dedication$25.002/3/2011 11:50:47 AM
auction-architect7$50.002/3/2011 10:28:34 AM
shmb6508$25.002/3/2011 11:50:22 AM
responsibility-voltage$25.002/3/2011 1:41:01 PM
Velocity_Lenders$28.952/3/2011 2:23:37 PM
igotmoney$50.002/3/2011 12:30:06 PM
extraordinary-transaction$25.002/3/2011 12:18:23 PM
tacopants$25.002/3/2011 1:05:38 PM
pixeldave$50.002/3/2011 6:24:00 PM
marketologist327$25.002/3/2011 6:24:39 PM
cardguy$25.002/3/2011 6:24:43 PM
wanna-help$50.002/3/2011 6:24:58 PM
rvfbroker$25.002/3/2011 6:25:06 PM
Gibbyland$50.002/3/2011 6:25:28 PM
engaging-leverage823$25.002/3/2011 6:25:32 PM
GoldenGo4$50.002/3/2011 6:25:58 PM
organic-order$25.002/3/2011 6:26:02 PM
generator535$25.002/3/2011 6:26:17 PM
porkhelmet$25.002/3/2011 6:26:30 PM
bid-computer$25.002/3/2011 5:28:16 PM
blackstar$25.002/3/2011 6:24:38 PM
gentle-social0$25.002/3/2011 6:24:50 PM
whartonmba$25.002/3/2011 6:25:25 PM
Ocean713$50.002/3/2011 6:25:35 PM
d_grbg$25.002/3/2011 5:58:20 PM
Banker7371$25.002/3/2011 6:26:27 PM
kendallv$25.002/3/2011 6:26:39 PM
vigorous-velocity$50.002/3/2011 6:26:46 PM
BadgerWI$25.002/3/2011 6:24:30 PM
vivixmedia$50.002/3/2011 6:24:52 PM
sound$50.002/3/2011 6:25:09 PM
VAGweilo$50.002/3/2011 6:25:53 PM
LBOregon$25.002/3/2011 6:26:04 PM
point-kitten6$50.002/3/2011 6:26:12 PM
ah-long$25.002/3/2011 6:26:24 PM
AspiringJunzi$25.002/3/2011 6:26:29 PM
intuitive-camaraderi9$25.002/3/2011 6:26:34 PM
sensible-order2$100.002/1/2011 6:04:24 PM
jazzlender$25.002/1/2011 6:05:52 PM
octoberfresh$26.002/1/2011 6:05:07 PM
dough-bear$50.002/1/2011 6:05:14 PM
genius520$100.002/1/2011 6:06:43 PM
orderly-leverage$50.002/1/2011 6:07:58 PM
payment-gusto$25.002/1/2011 6:09:15 PM
asiaratt$50.002/1/2011 6:08:38 PM
ingenious-deal6$25.002/1/2011 6:09:45 PM
mykkai$25.002/1/2011 7:46:40 PM
erowis$40.002/1/2011 6:15:44 PM
houli123$50.002/1/2011 6:21:38 PM
reflective-rupee$100.772/1/2011 8:52:44 PM
gain-equator$25.002/1/2011 7:18:38 PM
Bcs-cnc$25.002/1/2011 8:44:18 PM
Bob450$25.002/2/2011 1:53:46 AM
finance-mushroom$100.002/2/2011 7:13:32 AM
greencat$50.002/2/2011 7:25:03 AM
Moe87$25.302/2/2011 3:41:25 AM
lib5836$25.002/2/2011 6:19:15 AM
the-silver-blaster$50.002/2/2011 9:29:26 AM
EarlyRiser$100.002/2/2011 11:51:26 AM
simplelender80$100.002/2/2011 12:35:32 PM
30Sky$25.002/2/2011 1:48:46 PM
raisingophelia$25.002/2/2011 4:10:27 PM
community-platoon8$25.002/2/2011 4:10:28 PM
loan-kung-fu$25.002/2/2011 3:49:08 PM
capital_projects_investor$25.002/2/2011 4:12:06 PM
money-bauble$100.002/2/2011 5:31:37 PM
listing-trapper3$39.472/2/2011 5:26:21 PM
wealth-pal3$25.002/2/2011 5:39:35 PM
flanative$50.002/2/2011 5:39:28 PM
ITExec$100.002/2/2011 7:53:31 PM
L-vex$25.002/3/2011 12:40:05 AM
papaman$25.002/3/2011 12:41:26 AM
bahamaman$30.002/2/2011 8:58:18 PM
stock106$25.002/3/2011 12:59:25 AM
flwah$25.002/3/2011 12:59:57 AM
marcomnzs$25.002/3/2011 1:00:31 AM
helping-out$35.002/3/2011 1:14:11 AM
supreme-hope$25.002/3/2011 1:25:07 AM
tnjohnso$25.002/3/2011 12:44:07 AM
rockhound84$25.002/2/2011 8:49:10 PM
kulender$100.002/3/2011 12:59:31 AM
Aljasa2008$27.802/3/2011 1:11:41 AM
worth-arch$25.002/3/2011 1:15:48 AM
Rdodson11$25.002/3/2011 12:30:12 AM
handshake5$50.872/3/2011 1:30:12 AM
Learning2Lend$26.172/3/2011 12:42:04 AM
seisen$45.932/3/2011 12:44:52 AM
well-mannered-income3$25.002/3/2011 6:54:26 AM
wtrboy$50.002/3/2011 5:38:02 AM
irrelevant$25.002/3/2011 1:00:27 AM
cycle198$30.002/3/2011 7:38:19 AM
lowcostmoney$25.002/3/2011 6:03:10 AM
bullwink27$25.002/3/2011 7:58:50 AM
bnlforever$25.002/3/2011 1:14:54 AM
chrisb1414$25.002/3/2011 9:13:29 AM
dough-destiny$25.002/3/2011 9:45:06 AM
gimincorp$32.652/3/2011 9:45:08 AM
machkimaspesi$50.002/3/2011 10:28:02 AM
top-payout-fixer$30.002/3/2011 9:44:21 AM
lucrative-transparency0$50.002/3/2011 9:53:56 AM
authoritative-platinum7$25.002/3/2011 1:49:34 PM
Sadie27$25.002/3/2011 11:25:11 AM
profit-powerplant$25.002/3/2011 12:07:02 PM
azncurls82$100.002/3/2011 4:53:19 PM
new-social-economist$75.002/3/2011 6:24:36 PM
GlobalVisionary$25.002/3/2011 6:24:41 PM
Maetryx$50.002/3/2011 6:25:00 PM
helpishere777$25.002/3/2011 6:25:19 PM
inspire22$25.002/3/2011 6:25:37 PM
Darkjimson$50.002/3/2011 6:26:00 PM
jescowa$50.002/3/2011 6:26:20 PM
HamletTower$25.002/3/2011 6:26:22 PM
robocop$50.002/3/2011 6:26:31 PM
thorough-exchange4$25.002/3/2011 5:23:33 PM
famous-bill$25.002/3/2011 6:24:47 PM
lucrative-dollar$50.002/3/2011 6:25:02 PM
contract-giant$25.002/3/2011 6:25:33 PM
inismor$50.002/3/2011 6:25:40 PM
rcflick$25.002/3/2011 6:25:46 PM
asmithj$30.162/3/2011 6:26:11 PM
fareast_man$25.002/3/2011 6:26:26 PM
consummate-loyalty1$50.002/3/2011 6:26:32 PM
Aunca$50.002/3/2011 6:26:42 PM
supersarah61$25.002/3/2011 6:24:33 PM
leverage-hawk$25.002/3/2011 6:25:04 PM
dhkny5$50.002/3/2011 6:25:26 PM
deal-contributor8$50.002/3/2011 6:25:43 PM
finance-magma7$25.002/3/2011 6:25:56 PM
JJ9876$25.002/3/2011 6:26:09 PM
zipemdown$50.002/3/2011 6:26:14 PM
be_wise$25.002/3/2011 6:26:25 PM
kind-efficient-credit$25.002/3/2011 6:26:34 PM
honorable-yield$25.002/3/2011 6:26:44 PM
201 Investments
 
Borrower Payment Dependent Notes Series 492476
This series of Notes was issued and sold upon the funding of the borrower loan #46868, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,400.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Jan-31-2011 
Term: 36 months Listing End date:  Feb-02-2011 
 
Lender yield: 8.55% Borrower rate/APR: 9.55% / 11.65% Monthly payment: $205.16
 
Lender servicing fee: 1.00% Effective Yield*: 8.53%  
Estimated return*: 5.03%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: May-1992 Debt/Income ratio: 12%
Credit score: 740-759 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 5 / 6Length of status:1y 10m
Amount delinquent: $184 Total credit lines: 24 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,928Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 26%  
   Homeownership: Yes  
Screen name: moola-mussel4 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
personal loan
Purpose of loan:
This loan will be used to? consolidate loans.? I want to payoff a loan and also desire $1000 in cash.

My financial situation:
I am a good candidate for this loan because?I pay my bills on time.? My debt to income ratio is fine.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Care to explain the delinquency? It is suspicious that you deleted and chose not to answer the portion to declare your NET monthly income and listing all your monthly expenses, care to explain your actions? - jpblan11
A: The delinquency is from a credit card. My number was "stolen" during a business trip and several charges were made to the card. I am disputing this. I don't understand your next two questions. I answered everything that was asked of me during the application process. I did not delete anything. I was never asked to provide a monthly NET income, I would gladly provide it. My NET monthly income after my mortgage, car payment and other (elec., phone, etc.) obligations is approx. $4600. (Feb-01-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
cablenews$50.001/31/2011 6:51:06 PM
nybanker85$50.001/31/2011 6:54:24 PM
g314$30.001/31/2011 6:55:58 PM
gain-gourd$100.001/31/2011 6:56:58 PM
american6$100.001/31/2011 6:58:49 PM
genius520$100.001/31/2011 6:59:04 PM
marketplace-cello5$25.001/31/2011 6:59:53 PM
GoldenGo4$50.001/31/2011 7:01:00 PM
exuberant-dime$50.001/31/2011 7:00:47 PM
gold-tsunami$50.001/31/2011 7:01:17 PM
sensible-order2$100.001/31/2011 7:01:42 PM
peripatetic$25.001/31/2011 7:01:57 PM
commerce-yeller$25.001/31/2011 6:53:57 PM
elasermd$50.001/31/2011 6:55:52 PM
power-defender7$50.001/31/2011 7:04:24 PM
enchanted-yield4$50.001/31/2011 6:58:35 PM
rolandweary$25.001/31/2011 6:59:44 PM
ProjectVenture$25.001/31/2011 7:43:22 PM
Relevance$25.001/31/2011 8:43:38 PM
wayman$50.001/31/2011 10:14:41 PM
a-finance-nirvana$25.001/31/2011 7:02:42 PM
meenan$50.001/31/2011 7:03:16 PM
epicanthal$25.001/31/2011 11:20:31 PM
steiglends$27.262/1/2011 12:09:27 AM
credit-kahuna$50.002/1/2011 12:18:59 AM
payout-paladin0$32.192/1/2011 1:40:06 AM
valiant-liberty4$25.002/1/2011 1:43:15 AM
marshallmanhattan$25.002/1/2011 7:02:52 AM
HamachiMan$50.002/1/2011 8:21:25 AM
Tradesmanlender$35.002/1/2011 8:34:05 AM
vutah$50.002/1/2011 6:59:21 AM
gdfp158$25.002/1/2011 9:30:31 AM
Adino$50.002/1/2011 10:26:36 AM
dbs$25.002/1/2011 11:56:14 AM
gracej$25.002/1/2011 3:58:11 PM
RandyL3$25.002/1/2011 4:05:21 PM
heavy_ax$25.002/1/2011 4:13:05 PM
RicheyRich$25.002/1/2011 2:24:40 PM
eadamson$25.002/1/2011 2:48:08 PM
beachfunder$25.002/1/2011 2:59:08 PM
SolarMoonshine$25.002/1/2011 3:47:05 PM
AFairDeal$75.002/1/2011 5:17:54 PM
ALVO$50.002/1/2011 6:23:21 PM
gain-equator$25.002/1/2011 7:18:20 PM
brittany$100.002/1/2011 7:18:36 PM
paladin847$50.002/1/2011 8:16:59 PM
riproaringrapids$25.002/1/2011 11:58:44 PM
bowdish1$50.002/2/2011 1:54:37 AM
wilmajean$50.002/2/2011 6:52:00 AM
lukassaul$25.002/2/2011 7:03:09 AM
wwwUniversal$25.002/2/2011 1:51:40 AM
bigphish$25.002/2/2011 7:24:32 AM
pragmatic-camaraderi$25.002/2/2011 2:01:46 AM
bunnybear$29.902/2/2011 8:32:50 AM
buffalobills$25.002/2/2011 8:37:45 AM
Artist_Blue$25.002/2/2011 8:49:57 AM
kmwvma$25.002/2/2011 2:58:41 AM
TrustPlus$50.002/2/2011 9:01:41 AM
IslandParadise$50.002/2/2011 9:33:42 AM
compassionate-dime0$50.002/2/2011 9:34:01 AM
EarlyRiser$250.002/2/2011 11:46:12 AM
Banker7371$25.002/2/2011 9:35:17 AM
Pennywize$25.002/2/2011 1:48:22 PM
rogue_monster$50.002/2/2011 12:40:49 PM
riv701$25.002/2/2011 10:41:39 AM
bomdel$25.002/2/2011 3:47:06 PM
rebelduke$50.002/2/2011 4:33:06 PM
sensible-fund$50.002/2/2011 4:46:28 PM
soular21804$25.002/2/2011 4:06:31 PM
auction-sage$50.002/2/2011 4:33:11 PM
ms48105$25.002/2/2011 4:33:34 PM
MoneyForNothing$9.842/2/2011 4:47:35 PM
velocity-solo$60.001/31/2011 6:53:35 PM
enthralling-deal180$100.001/31/2011 6:54:10 PM
radforj22$35.001/31/2011 6:54:43 PM
tech310$50.001/31/2011 6:55:15 PM
fishintime$100.001/31/2011 6:57:34 PM
simplelender80$100.001/31/2011 6:59:26 PM
honorable-yield$25.001/31/2011 6:59:39 PM
ursus$100.001/31/2011 7:00:35 PM
loantigger$25.001/31/2011 7:02:07 PM
starlight31$50.001/31/2011 7:02:15 PM
unclejaef$25.001/31/2011 7:02:50 PM
Pulchritudinous$25.001/31/2011 6:53:26 PM
indomitable-coin$50.001/31/2011 6:54:16 PM
jazzlender$25.001/31/2011 6:54:30 PM
MattLic$50.001/31/2011 7:03:22 PM
credit-investor5$50.001/31/2011 7:04:38 PM
pdxKurt$50.001/31/2011 7:04:19 PM
jenkris$25.001/31/2011 7:04:45 PM
mtnbikemania$50.001/31/2011 7:00:10 PM
rjleves$25.001/31/2011 7:01:24 PM
orderly-leverage$100.001/31/2011 7:01:48 PM
credit-force5$50.001/31/2011 10:14:57 PM
NYCFinancier$25.001/31/2011 7:02:59 PM
financelover$25.001/31/2011 7:03:41 PM
Shawn95187$25.001/31/2011 7:03:57 PM
reflective-rupee$25.771/31/2011 7:34:01 PM
Reinadog9$50.001/31/2011 8:14:18 PM
gnuey$50.002/1/2011 1:02:23 AM
astute-benjamins$25.002/1/2011 3:46:57 AM
koozkotopia$25.002/1/2011 5:45:23 AM
hopeful-truth5$100.002/1/2011 6:47:13 AM
catmanbob$25.002/1/2011 6:08:32 AM
GElender$50.002/1/2011 7:03:11 AM
gavinsp$25.002/1/2011 7:24:12 AM
implementer538$25.002/1/2011 9:14:22 AM
bentonlending$25.002/1/2011 5:48:08 AM
rjrventure$50.002/1/2011 6:59:47 AM
bold-durability-drum$100.002/1/2011 9:43:21 AM
the-debt-fluffy-bunny$25.002/1/2011 8:53:29 AM
Clambake$100.002/1/2011 9:29:13 AM
TheCount$25.002/1/2011 10:31:58 AM
BidDaddyBigBucks$25.002/1/2011 9:55:28 AM
OKPapa$25.002/1/2011 10:52:34 AM
tallcoolone$25.002/1/2011 11:14:28 AM
tranquil-revenue$50.002/1/2011 1:00:40 PM
starlightstarwind$25.002/1/2011 1:39:56 PM
0403$25.002/1/2011 1:49:43 PM
drluong$50.002/1/2011 1:42:21 PM
luckyldy$25.002/1/2011 1:53:09 PM
John_Galt$75.002/1/2011 3:07:26 PM
slingshot_knitter$25.002/1/2011 6:52:26 PM
brutusbone$50.002/1/2011 7:33:03 PM
shrewd-deal$25.002/1/2011 6:55:53 PM
oskizzle$25.002/1/2011 8:13:23 PM
Oak-Parker$25.042/1/2011 10:18:42 PM
investor_101$50.002/1/2011 8:17:19 PM
Ripsaw4U$50.002/2/2011 1:22:49 AM
Spiv_51$25.002/2/2011 2:58:37 AM
Duanep01$25.002/2/2011 6:45:20 AM
JDL51$45.002/2/2011 7:25:38 AM
Stavros$100.002/2/2011 7:46:14 AM
ltstout$25.002/2/2011 3:06:28 AM
flyboy24$25.002/2/2011 9:03:22 AM
flexible-fund6$50.002/2/2011 9:33:13 AM
lodcomm$50.002/2/2011 9:31:35 AM
daddypro$25.002/2/2011 11:09:23 AM
currency-collider9$25.002/2/2011 9:34:21 AM
fundingyourbigfuture$25.002/2/2011 12:15:34 PM
Astyanax$45.002/2/2011 2:43:01 PM
invincible-duty$25.002/2/2011 11:48:33 AM
market-squadron3$25.002/2/2011 12:48:07 PM
william44$25.002/2/2011 1:23:22 PM
30Sky$25.002/2/2011 1:48:27 PM
vigilance-revolutionary$50.002/2/2011 1:53:30 PM
Taxman44$25.002/2/2011 4:30:54 PM
diligent-kindness9$25.002/2/2011 4:33:04 PM
simpy$50.002/2/2011 4:03:25 PM
proud-silver0$50.002/2/2011 4:33:44 PM
150 Investments
 
Borrower Payment Dependent Notes Series 492494
This series of Notes was issued and sold upon the funding of the borrower loan #46850, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jan-31-2011 
Term: 36 months Listing End date:  Feb-01-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $217.74
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Mar-1984 Debt/Income ratio: 45%
Credit score: 660-679 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 19 / 11Length of status:18y 0m
Amount delinquent: $0 Total credit lines: 37 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $29,892Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: Yes  
Screen name: blue-graceful-loan Borrower's state: Nebraska Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Rocky
Purpose of loan:
This loan will be used to pay our property taxes and consolidate a few medical bills.

My financial situation:
I am a good candidate for this loan because, even though I have a high debt to income ratio, I pay my bills.? I work extra through the year to keep everything up to date.? We have a plan to pay our taxes for 2011 and are working on paying off our debts. We did not want to take this loan out and hopefully it will be our last one.?

Monthly net income: $ 7800.00? is the average.? It will be more when I work overtime in the spring, summer and fall. This also includes my spouses checks.

Monthly expenses: $
??Housing: $ 1195
??Insurance: $ 365
?Car expenses: $ 411 +?$236 per month. ( my oldest son just has a job and will be either taking over?his car payment or?his car insurance in the??spring.
??Utilities: $ $250?approximately.
??Phone, cable, internet: $ 173
??Food, entertainment: $?500.00
??Clothing, household expenses $ varies
??Credit cards and other loans: $ several
??Other expenses: $ a few medical bills.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 1st.-$153,959.00 2nd-$ 29,810.46 Zillow.com has our house listed at $196.500.00 (Jan-31-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
sensible-order2$100.001/31/2011 6:50:54 PM
nickel-hickory$50.001/31/2011 6:55:23 PM
moneysong$1,000.001/31/2011 6:59:57 PM
EarlyRiser$250.001/31/2011 7:00:24 PM
suave-dime6$25.001/31/2011 7:03:07 PM
credit-sycamore4$100.001/31/2011 7:04:52 PM
Byrd24$100.001/31/2011 7:11:48 PM
reflective-rupee$300.771/31/2011 7:35:16 PM
terrific-p2ploan$25.001/31/2011 7:54:10 PM
diversification-medalist$25.001/31/2011 8:33:00 PM
vutah$25.001/31/2011 8:59:58 PM
YoungTaxMan$283.411/31/2011 9:21:17 PM
2grindstones$25.001/31/2011 9:35:27 PM
zorg77$25.001/31/2011 9:06:36 PM
dtana$25.001/31/2011 9:24:08 PM
siafu_kali$25.002/1/2011 4:52:07 AM
bluehen00$27.992/1/2011 6:10:50 AM
jules3304$25.002/1/2011 6:35:15 AM
restless-dime$25.002/1/2011 7:33:28 AM
supreme-hope$25.002/1/2011 7:51:42 AM
montegomm$89.002/1/2011 7:59:41 AM
terrific-peace8$33.422/1/2011 8:16:56 AM
kendigme$25.002/1/2011 2:27:28 AM
EretzCapital$47.302/1/2011 8:43:53 AM
orange-pound-party$40.002/1/2011 4:46:27 AM
HamachiMan$50.002/1/2011 8:21:27 AM
nickel-hickory$50.002/1/2011 9:25:44 AM
hopeful-truth5$100.002/1/2011 6:42:52 AM
money-baron$54.752/1/2011 9:10:52 AM
rf7949$25.002/1/2011 9:39:33 AM
Leshan$25.002/1/2011 8:13:11 AM
nilonc1$25.002/1/2011 8:59:22 AM
nickel-hickory$50.002/1/2011 9:25:21 AM
DasMula$25.002/1/2011 10:36:32 AM
emgventures$25.002/1/2011 10:53:27 AM
SajDiddy$75.002/1/2011 10:44:03 AM
jybank$25.002/1/2011 10:57:30 AM
wild-orange$25.002/1/2011 11:36:45 AM
bonus-seahorse$50.002/1/2011 11:40:40 AM
reflective-rupee$362.012/1/2011 12:14:25 PM
erowis$50.002/1/2011 10:20:47 AM
velocity-solo$25.001/31/2011 6:58:08 PM
gain-gourd$75.001/31/2011 7:01:09 PM
orderly-leverage$50.001/31/2011 7:01:36 PM
asiaratt$50.001/31/2011 7:02:21 PM
SDNLR$25.001/31/2011 7:02:26 PM
payment-gusto$25.001/31/2011 7:02:35 PM
jazzlender$25.001/31/2011 6:55:32 PM
ingenious-deal6$25.001/31/2011 7:03:27 PM
competent-p2p$25.001/31/2011 7:04:41 PM
RyanM561$25.001/31/2011 7:38:58 PM
Kqwik$26.351/31/2011 8:44:50 PM
larryboy10$25.001/31/2011 9:00:00 PM
Requiem$25.002/1/2011 5:07:28 AM
realtormoises$25.002/1/2011 5:57:18 AM
Kash2010lu$25.002/1/2011 6:09:41 AM
well-mannered-income3$35.002/1/2011 6:45:45 AM
dough-bear$50.002/1/2011 7:52:57 AM
raisingophelia$25.002/1/2011 8:28:28 AM
Lubava$50.002/1/2011 6:41:39 AM
liberty-society5$25.002/1/2011 9:33:19 AM
catb$50.002/1/2011 9:13:48 AM
nickel-hickory$50.002/1/2011 9:25:06 AM
greencat$50.002/1/2011 7:10:56 AM
dynamic-capital$25.002/1/2011 9:53:16 AM
BidDaddyBigBucks$25.002/1/2011 9:56:07 AM
GoldenGo4$50.002/1/2011 9:00:54 AM
loss-of-control$100.002/1/2011 9:08:30 AM
nickel-hickory$50.002/1/2011 9:25:13 AM
nickel-hickory$50.002/1/2011 9:25:29 AM
community-platoon8$25.002/1/2011 9:33:43 AM
TheCount$25.002/1/2011 10:18:42 AM
danza$50.002/1/2011 11:04:34 AM
droopie1$25.002/1/2011 11:31:23 AM
penny-plato$25.002/1/2011 11:39:18 AM
75 Investments
 
Borrower Payment Dependent Notes Series 491389
This series of Notes was issued and sold upon the funding of the borrower loan #46859, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-23-2011 
Term: 36 months Listing End date:  Jan-24-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $102.05
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Dec-1995 Debt/Income ratio: 12%
Credit score: 640-659 (Jan-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:0y 8m
Amount delinquent: $0 Total credit lines: 21 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $17,653Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 73%  
   Homeownership: Yes  
Screen name: caring-money7 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan:
This loan will be used to pay off existing debt.

My financial situation:
I am a good candidate for this loan because I will lower my debt and pay off in less than 3 years.

Monthly net income: $ 3400

Monthly expenses: $
??Housing: $ 1292.00
??Insurance: $ 160.00
??Car expenses: $ 0
??Utilities: $ 200.00
??Phone, cable, internet: $ 100.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 250.00
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 1. $179,000 2. Marke value: Approximately $220,000 (Jan-23-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
capital-halo1$500.001/23/2011 2:21:37 PM
malomar66$50.001/23/2011 3:56:15 PM
DasMula$25.001/23/2011 2:18:57 PM
careful-note$50.001/23/2011 2:19:33 PM
Nicedad72$25.001/23/2011 5:49:25 PM
malar$25.001/23/2011 6:55:08 PM
wise-rupee-sanctuary$50.001/23/2011 2:14:22 PM
velocity-solo$30.001/23/2011 2:15:19 PM
shrewd-income$25.001/23/2011 3:35:12 PM
850$50.001/23/2011 9:50:54 PM
SolarMoonshine$25.001/23/2011 2:17:48 PM
HHP$50.001/23/2011 2:18:27 PM
Jack55304$100.001/23/2011 2:19:54 PM
suave-dime6$25.001/23/2011 2:20:56 PM
exciting-fairness$200.001/23/2011 7:12:32 PM
sdcc72$25.001/24/2011 7:31:35 AM
moola-monger9$50.001/24/2011 7:34:47 AM
cash-prodigy1$25.601/23/2011 7:14:32 PM
Pu239$60.001/24/2011 7:15:34 AM
gshx2$25.001/24/2011 7:47:09 AM
nickel-launcher$25.001/24/2011 7:53:52 AM
lively-exchange$25.001/24/2011 8:13:51 AM
OtPeMo$50.001/24/2011 8:19:47 AM
MoneyForNothing$6.791/24/2011 8:40:30 AM
Bocephus1959$25.001/23/2011 2:39:05 PM
reflective-rupee$25.771/23/2011 3:05:43 PM
forthright-dedication$25.001/23/2011 2:20:26 PM
genius520$100.001/23/2011 2:16:54 PM
transformer855$100.001/23/2011 10:33:18 PM
loanman2007$25.001/24/2011 5:21:16 AM
dough-bear$50.001/24/2011 6:52:33 AM
greencat$50.001/24/2011 7:16:48 AM
favorite-commerce$50.001/23/2011 2:47:56 PM
Flanders122$25.001/24/2011 7:26:32 AM
revenue-appraiser$25.001/24/2011 8:14:50 AM
MikeD_RI$26.841/24/2011 8:39:57 AM
amusement4$300.001/23/2011 5:48:16 PM
Wangchuk$25.001/23/2011 7:14:58 PM
Frosty$25.001/24/2011 7:34:15 AM
wild-orange$25.001/24/2011 1:50:13 AM
capital-kingdom$25.001/24/2011 8:16:03 AM
vutah$25.001/24/2011 6:42:58 AM
investment-artist$25.001/24/2011 8:17:56 AM
43 Investments
 
Borrower Payment Dependent Notes Series 491899
This series of Notes was issued and sold upon the funding of the borrower loan #46874, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-27-2011 
Term: 36 months Listing End date:  Jan-31-2011 
 
Lender yield: 13.49% Borrower rate/APR: 14.49% / 16.65% Monthly payment: $516.24
 
Lender servicing fee: 1.00% Effective Yield*: 13.26%  
Estimated return*: 7.31%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-1986 Debt/Income ratio: 17%
Credit score: 740-759 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:8y 5m
Amount delinquent: $0 Total credit lines: 15 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,633Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 54%  
   Homeownership: No  
Screen name: credit-enchilada Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
credit-enchilada
Purpose of loan:
This loan will be used to?pay off?my fiancees TV, truck and my attorney bill and the rest will go on our wedding in March.?I notice that the credit report show me with a revolving credit balance - I don't have one this is incorrect and it also reports me as NOT owning the home that I DO own.

My financial situation:
I am a good candidate for this loan because? I have steady employment, my home is paid in full and after a recent (December 2010) divorce, solely in my name.

Monthly net income: $ 40425.300/12=3368.77? I am not including my fiancees income but it goes into our shared account as well

Monthly expenses: $
??Housing: $ paid in full
??Insurance: $ auto $394 - covers me, my 18 year old son & my fiancee
??Car expenses: $ paid in full - only gas?about $200
??Utilities: $ electric varies?by season - average about $400 (higher in winter) no gas, water average $27
??Phone, cable, internet: $ cell phone $108, Satellite $115, Embarq house phone & internet $80
??Food, entertainment: $ 800
??Clothing, household expenses $ 200 - rarely buy clothing
??Credit cards and other loans: $ none
??Other expenses: $ none
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
radforj22$25.001/27/2011 10:10:09 AM
simplelender80$100.001/27/2011 10:12:20 AM
honorable-yield$25.001/27/2011 10:12:31 AM
DasMula$86.571/27/2011 10:28:12 AM
GoldenGo4$50.001/27/2011 10:43:24 AM
selector568$200.001/27/2011 10:09:25 AM
exuberant-dime$50.001/27/2011 10:16:50 AM
C_Mark$100.001/27/2011 10:13:00 AM
one-midas$50.001/27/2011 10:27:25 AM
thebadpelican$25.001/27/2011 11:07:54 AM
hopeful-truth5$200.001/27/2011 11:14:54 AM
wirebutterfly$50.001/27/2011 2:12:37 PM
engaging-worth$25.001/27/2011 4:31:32 PM
ferdberfel$50.001/27/2011 5:03:08 PM
nilonc1$25.001/27/2011 5:53:35 PM
well-mannered-truth3$25.001/27/2011 6:21:48 PM
gain-gourd$100.001/27/2011 7:33:13 PM
jpblan11$25.001/27/2011 7:35:25 PM
adventurous-treasure2$50.001/27/2011 8:54:16 PM
gold-tsunami$50.001/27/2011 9:58:29 PM
wise-rupee-sanctuary$50.001/27/2011 9:39:21 PM
EarlyRiser$250.001/28/2011 4:39:14 AM
rjleves$25.001/28/2011 2:08:21 AM
gangusron$25.001/28/2011 7:37:57 AM
realtormoises$25.001/28/2011 7:48:18 AM
SimpleChoice$25.001/28/2011 9:35:25 AM
Scotcha$50.001/28/2011 12:45:16 PM
sensible-order2$100.001/28/2011 4:43:00 PM
orderly-leverage$100.001/28/2011 4:53:26 PM
CE88$25.001/28/2011 5:27:51 PM
williamdkit$70.241/28/2011 5:50:00 PM
CSinvestments$25.001/28/2011 6:39:26 PM
MarinLoans$25.001/28/2011 7:28:06 PM
AiriusTorpora$25.001/29/2011 2:19:32 AM
FinanceEngine$25.001/29/2011 7:30:27 AM
Leshan$25.001/29/2011 6:22:03 AM
Sol_Invictus$25.001/29/2011 8:05:23 AM
auction-seeker$25.001/29/2011 11:19:44 AM
ezhik00$25.001/29/2011 2:43:15 PM
doopers$25.001/29/2011 1:43:11 PM
alands94$25.001/29/2011 3:33:15 PM
payout-runner$50.001/29/2011 3:53:13 PM
jaredk821$50.001/29/2011 4:20:48 PM
the-auction-firestarter$25.001/29/2011 5:33:06 PM
mrfixerupper$25.001/29/2011 7:39:42 PM
bold-yield-rumbler$25.001/29/2011 6:02:53 PM
fishintime$100.001/29/2011 8:44:37 PM
liberty-banker0$50.001/29/2011 9:18:34 PM
sincerlyyours$200.001/30/2011 3:42:17 AM
ladderskibum$25.001/30/2011 5:56:07 AM
dparkhom$25.001/30/2011 6:25:31 AM
Czar450$50.001/30/2011 7:00:33 AM
Ananya$25.001/30/2011 7:09:01 AM
nickel-advocator$25.001/30/2011 7:24:32 AM
ShhDragon$25.001/30/2011 7:40:56 AM
BBL$50.001/30/2011 7:48:23 AM
UofCMaroon$50.001/30/2011 8:07:54 AM
conductor146$25.001/30/2011 7:58:25 AM
mastermvp$25.001/30/2011 8:23:15 AM
ClearCut$50.001/30/2011 8:48:13 AM
Jathlet$50.001/30/2011 7:40:42 AM
berkeleylender$25.001/30/2011 9:18:00 AM
HappyToLoan$25.001/30/2011 8:28:35 AM
TelegramSam$25.001/30/2011 8:52:49 AM
cvfriend$100.001/30/2011 10:08:12 AM
twerns$40.001/30/2011 10:18:40 AM
order-boomerang$25.001/30/2011 11:38:00 AM
stanbalwight4$25.001/30/2011 11:54:05 AM
dzn512$50.001/30/2011 12:42:43 PM
jammers$50.001/30/2011 12:11:21 PM
Marfloogan$25.001/30/2011 2:28:58 PM
the-felicity-supergiant$25.001/30/2011 1:35:34 PM
sensible-fund$50.001/30/2011 2:43:19 PM
trade-cello$25.001/30/2011 3:07:55 PM
red_spade$40.001/30/2011 4:25:52 PM
buckeyebucks$50.001/30/2011 5:11:18 PM
thoughtful-community7$25.001/30/2011 7:01:23 PM
BuckeyeGuy$50.001/30/2011 7:57:27 PM
mathomas3$50.001/30/2011 7:39:19 PM
financelover$25.001/30/2011 9:14:24 PM
elephantparty$50.001/30/2011 9:14:59 PM
iuseyew$50.001/30/2011 10:17:30 PM
spqrxxi$25.001/31/2011 6:14:47 AM
generosity-giraffe0$50.001/31/2011 5:38:16 AM
JoyfulVegetarian$25.001/31/2011 6:08:28 AM
new-goal-return$25.001/31/2011 6:23:45 AM
LenderOnWheels$25.001/31/2011 6:17:55 AM
newest-trade-spruce$50.001/31/2011 6:33:10 AM
Westsider$50.001/30/2011 10:55:02 PM
marketrateinvestor$25.001/30/2011 11:04:24 PM
jacmar$25.001/31/2011 7:46:58 AM
almar$50.001/31/2011 6:14:41 AM
loan-wasp$50.001/31/2011 8:44:12 AM
debt-fuse158$88.351/31/2011 8:54:12 AM
rdrloan$50.001/31/2011 7:33:11 AM
fair-funds2$32.001/31/2011 9:33:40 AM
mystss$25.001/31/2011 9:28:20 AM
Lam0nt$25.001/31/2011 7:58:20 AM
buffalobills$25.001/31/2011 7:59:21 AM
OnceUponAPenny$50.001/31/2011 9:32:48 AM
antrux$25.001/31/2011 9:32:59 AM
Shawn95187$25.001/31/2011 9:33:15 AM
pdxKurt$50.001/31/2011 10:15:08 AM
lowrate$50.001/31/2011 9:37:53 AM
drtexican$25.001/31/2011 10:30:18 AM
dovid$25.001/31/2011 10:33:28 AM
MicroLender357$50.001/31/2011 10:35:00 AM
rakstar$25.001/31/2011 10:37:48 AM
gt1687c$50.001/31/2011 10:38:19 AM
rdav$25.001/31/2011 10:38:32 AM
fortytwo$119.851/31/2011 10:39:49 AM
benjamin67$50.001/31/2011 10:39:58 AM
nalaari$25.001/31/2011 10:40:31 AM
studious-bonus7$71.511/31/2011 10:40:37 AM
objective-investor$150.001/31/2011 10:40:46 AM
gold-blanket0$25.001/31/2011 10:37:44 AM
papaloha$25.001/31/2011 10:37:51 AM
cutter21$25.001/31/2011 10:56:44 AM
finance_mba$25.001/31/2011 10:38:18 AM
be_wise$25.001/31/2011 10:38:37 AM
power-trophy7$25.001/31/2011 10:38:44 AM
entusiast$50.001/31/2011 11:24:51 AM
HamachiMan$50.001/31/2011 10:15:50 AM
escharfer$25.001/31/2011 10:39:52 AM
Tradesmanlender$35.001/31/2011 10:40:18 AM
tender-integrity3$100.001/31/2011 10:40:44 AM
rate-rapture8$50.001/31/2011 11:38:32 AM
treasure-dreamer7$50.001/31/2011 11:38:46 AM
cvlender$50.001/31/2011 11:39:07 AM
medan20356$50.001/31/2011 10:49:32 AM
GCInvestments$25.001/31/2011 11:39:17 AM
fair-hope$25.001/31/2011 11:39:32 AM
buddy486$25.001/31/2011 11:39:39 AM
robertmm25$50.001/31/2011 11:39:49 AM
swpski$25.001/31/2011 10:37:33 AM
integrity-hawk$50.001/31/2011 11:38:30 AM
credit-serenity8$25.001/31/2011 10:37:49 AM
dpjd$50.001/31/2011 11:38:41 AM
flexible-value$100.001/31/2011 10:38:03 AM
kokopuff$25.001/31/2011 11:39:01 AM
the-enterprising-leverage$25.001/31/2011 10:38:16 AM
greenback-bull6$50.001/31/2011 11:39:06 AM
five-star-justice$36.001/31/2011 10:38:25 AM
brightest-affluence-motivator$50.001/31/2011 11:39:15 AM
TheoProf$50.001/31/2011 11:39:21 AM
life-is-great$50.001/31/2011 11:39:26 AM
balanced-rupee$50.001/31/2011 11:39:40 AM
rudyindc$50.001/31/2011 10:39:17 AM
economy-producer$25.001/31/2011 11:39:52 AM
jjswanso$50.001/31/2011 10:39:28 AM
blissful-note7$50.001/31/2011 10:40:34 AM
wise-deal-panda$50.001/31/2011 10:40:48 AM
Centaur$50.001/31/2011 10:49:26 AM
Velocity_Lenders$25.041/31/2011 10:57:51 AM
Pulchritudinous$25.001/31/2011 11:28:17 AM
j245213$25.001/31/2011 11:38:12 AM
harty$50.001/31/2011 11:38:35 AM
DSFinancial$50.001/31/2011 11:38:44 AM
Casman8815$25.001/31/2011 11:38:55 AM
currency-guitar6$25.001/31/2011 11:39:04 AM
wise382$25.001/31/2011 11:39:12 AM
native68$37.761/31/2011 11:39:14 AM
dedicated-hope640$25.001/31/2011 11:39:22 AM
able2help$25.001/31/2011 11:39:23 AM
industrious-principal4$50.001/31/2011 11:39:31 AM
Rick21$50.001/31/2011 11:39:37 AM
WorldlyWorker$25.001/31/2011 11:39:43 AM
Queueball1$25.001/31/2011 11:39:51 AM
enchanted-yield4$50.001/27/2011 10:11:50 AM
american6$100.001/27/2011 10:11:59 AM
commerce-yeller$25.001/27/2011 10:13:12 AM
ursus$100.001/27/2011 10:14:11 AM
LeReve$100.001/27/2011 10:14:40 AM
bowdish1$50.001/27/2011 10:15:28 AM
reflective-rupee$500.771/27/2011 10:17:31 AM
jazzlender$25.001/27/2011 10:08:38 AM
enthralling-deal180$75.001/27/2011 10:09:16 AM
genius520$100.001/27/2011 10:12:09 AM
mtnbikemania$50.001/27/2011 10:13:22 AM
tech310$50.001/27/2011 10:15:00 AM
organized-payment6$50.001/27/2011 10:15:48 AM
impressive-credit431$100.001/27/2011 10:11:54 AM
grf1945$25.001/27/2011 10:16:16 AM
golden-finance7$50.001/27/2011 10:17:06 AM
rolandweary$25.001/27/2011 10:12:50 AM
velocity-solo$50.001/27/2011 10:12:54 AM
marketplace-cello5$25.001/27/2011 10:13:07 AM
moola-escalator$25.001/27/2011 12:59:30 PM
paladin847$50.001/27/2011 10:14:29 AM
MadHun$50.001/27/2011 1:43:53 PM
cash-queen$30.001/27/2011 12:49:52 PM
felicity-loyalist0$25.001/27/2011 4:21:50 PM
point-pinnacle$25.001/27/2011 5:23:33 PM
beakerfish$100.001/27/2011 6:55:53 PM
mjcareful$25.001/27/2011 7:06:16 PM
balance-force$26.001/27/2011 10:03:32 PM
mgking007$27.671/27/2011 10:25:00 PM
vigilance-searcher$25.001/27/2011 11:03:24 PM
dollardave$67.101/28/2011 1:38:25 AM
sassykatty$50.001/28/2011 6:28:16 AM
funfamilyX4$25.001/28/2011 8:25:10 AM
platinum-piledriver$33.721/28/2011 11:30:38 AM
friendly-credit2$50.001/28/2011 10:13:19 AM
upbeat-finance8$25.001/28/2011 12:18:43 PM
rogue_monster$50.001/28/2011 2:29:31 PM
best-coin-miser$25.001/28/2011 3:58:04 PM
loss-of-control$100.001/28/2011 4:03:08 PM
peripatetic$25.001/28/2011 5:13:27 PM
credit-force5$50.001/28/2011 11:38:01 PM
loantigger$50.001/28/2011 9:02:57 PM
Short_Stack$25.001/28/2011 10:54:58 PM
Cheburashka$25.001/29/2011 1:48:23 AM
IIP77$25.001/29/2011 1:49:50 AM
wwwUniversal$25.001/29/2011 4:06:15 AM
balance6$25.001/29/2011 6:13:16 AM
diversifed$50.001/29/2011 5:36:12 AM
FundMaker$25.101/29/2011 8:38:55 AM
paul1$25.001/29/2011 7:44:22 AM
1phantom$25.001/29/2011 9:50:07 AM
starlight31$50.001/29/2011 9:27:54 AM
Smallbear$25.001/29/2011 12:53:56 PM
nolahelper$25.001/29/2011 11:29:08 AM
loanman2007$75.001/29/2011 11:41:05 AM
elisebrun$25.001/29/2011 1:28:07 PM
Rzrwire$25.001/29/2011 2:21:17 PM
ironfox$25.001/29/2011 3:54:42 PM
janus_god$25.001/29/2011 4:23:39 PM
thundermustard$50.001/29/2011 4:44:11 PM
investment-kazoo$25.001/29/2011 6:12:08 PM
credit-observatory$25.001/29/2011 6:17:36 PM
CarlC$50.001/29/2011 7:57:58 PM
rustysailor$30.001/30/2011 4:55:33 AM
exuberant-loot$25.001/30/2011 4:38:13 AM
oaktownadam$25.001/30/2011 6:11:29 AM
drlevvis$50.001/30/2011 7:29:53 AM
seafox7$50.001/30/2011 6:43:32 AM
shred123$50.001/30/2011 7:17:55 AM
toronado$25.001/30/2011 9:06:31 AM
hard-working-loot$25.001/30/2011 9:18:10 AM
wayman$50.001/30/2011 7:58:10 AM
mnbud$50.001/30/2011 9:55:48 AM
nobsbooks$25.001/30/2011 8:47:53 AM
unclejaef$25.001/30/2011 11:13:18 AM
sophisticated-economy8$50.001/30/2011 11:22:55 AM
terrific-p2ploan$25.001/30/2011 11:44:30 AM
a-finance-nirvana$25.001/30/2011 10:47:50 AM
Akkon$25.001/30/2011 12:24:00 PM
SlowGardener$50.001/30/2011 11:35:45 AM
NYCFinancier$25.001/30/2011 12:38:12 PM
CASSHMAN$150.001/30/2011 1:21:11 PM
sdr984$25.001/30/2011 1:50:45 PM
dtana$25.001/30/2011 2:21:55 PM
meenan$50.001/30/2011 2:42:55 PM
Sefotonga$25.001/30/2011 2:48:51 PM
JackinGreen$79.951/30/2011 3:52:51 PM
sarisai$50.001/30/2011 2:09:00 PM
charming-dime$25.001/30/2011 2:15:27 PM
Bubbasnestegg$25.001/30/2011 5:18:18 PM
independentusa$30.001/30/2011 5:46:20 PM
MattLic$50.001/30/2011 3:22:12 PM
mattbison$25.001/30/2011 5:02:26 PM
alluring-truth$25.001/30/2011 6:30:51 PM
maximizer$25.001/30/2011 3:49:33 PM
GiftViftdotcom$25.001/30/2011 7:38:52 PM
katnmouse$25.001/30/2011 4:28:28 PM
BankLV$25.001/30/2011 7:31:51 PM
banjoey$50.001/30/2011 10:08:26 PM
newest-organic-rupee$25.001/30/2011 10:29:30 PM
silver-armada$50.001/31/2011 3:38:43 AM
snazzet$25.001/30/2011 10:32:55 PM
red-robust-rupee$25.001/31/2011 7:15:33 AM
octoberfresh$25.001/31/2011 7:16:13 AM
JBDAD$50.001/30/2011 11:38:16 PM
BeemerRider$25.001/31/2011 7:32:56 AM
dahnkster$25.001/31/2011 7:55:11 AM
zaxsan$50.001/31/2011 6:18:00 AM
brightest-useful-social$25.001/31/2011 9:08:33 AM
ClarityFinancial$25.001/31/2011 9:33:03 AM
agreement-sycamore$40.001/31/2011 7:46:43 AM
ClearLake$25.001/31/2011 9:34:34 AM
Aimvest$25.001/31/2011 9:34:44 AM
bookloverInCA$50.001/31/2011 9:53:19 AM
restless-balance$25.001/31/2011 8:05:47 AM
clarkoa$25.001/31/2011 9:20:45 AM
Millmanator$25.001/31/2011 9:33:36 AM
mobius404$50.001/31/2011 10:37:14 AM
downtownfarm$25.001/31/2011 10:38:24 AM
Ripsaw4U$50.001/31/2011 10:39:15 AM
nycfinance$25.001/31/2011 10:39:46 AM
omerta6102$50.001/31/2011 10:39:54 AM
capital-marsupial3$25.001/31/2011 10:40:41 AM
loot-heart$25.001/31/2011 10:40:49 AM
hrubinst$49.611/31/2011 10:41:01 AM
Rick7925$25.001/31/2011 10:41:56 AM
fiddlerzvi$50.001/31/2011 10:37:46 AM
kmr2$100.001/31/2011 10:37:54 AM
inspire22$50.001/31/2011 10:38:12 AM
GElender$50.001/31/2011 10:38:30 AM
lagnisiruk$25.001/31/2011 10:38:42 AM
heavenly-repayment4$25.001/31/2011 10:38:47 AM
ingenious-diversification$25.001/31/2011 10:39:25 AM
rss197$25.001/31/2011 10:39:42 AM
WLenders$50.001/31/2011 10:40:12 AM
bullwink27$25.001/31/2011 10:40:21 AM
KVEER$25.001/31/2011 11:38:26 AM
chlebie$45.051/31/2011 11:38:42 AM
Strato$25.021/31/2011 10:41:54 AM
investment-comet$25.001/31/2011 11:39:03 AM
Pickmar$25.001/31/2011 10:44:13 AM
currency-solo$30.521/31/2011 11:39:11 AM
burntxsoul$25.001/31/2011 11:39:19 AM
Brain_m$50.001/31/2011 11:39:28 AM
opie4624$25.001/31/2011 11:39:34 AM
trade-elm$30.001/31/2011 11:01:24 AM
E_G$50.001/31/2011 11:39:42 AM
locofuego$50.001/31/2011 11:39:50 AM
syounker$25.001/31/2011 11:38:29 AM
Redmond$25.001/31/2011 11:38:31 AM
Goodlender42$25.001/31/2011 10:37:59 AM
Mariner3605$25.001/31/2011 10:38:08 AM
top-epic-community$50.001/31/2011 11:39:02 AM
maldok1$25.001/31/2011 10:38:22 AM
market-assembler$50.001/31/2011 10:38:35 AM
UncleSteve3000$25.001/31/2011 11:39:16 AM
worthy-bid8$50.001/31/2011 10:38:46 AM
pirahna125$25.001/31/2011 11:39:24 AM
skuba$75.001/31/2011 10:38:51 AM
platinum-quest9$50.001/31/2011 11:39:38 AM
first-upright-payout$25.001/31/2011 10:38:56 AM
loyalty-sherpa$50.001/31/2011 11:39:48 AM
worldly-community3$50.001/31/2011 10:39:22 AM
lostontheedge$25.001/31/2011 10:40:08 AM
museic1$50.001/31/2011 10:40:14 AM
authentic-liberty7$25.001/31/2011 10:40:50 AM
mrrc7498$25.001/31/2011 10:58:18 AM
priviot$25.001/31/2011 11:35:26 AM
unbelievable-diversification8$25.001/31/2011 11:38:06 AM
efficient-treasure0$25.001/31/2011 11:38:27 AM
doncm$50.001/31/2011 11:38:38 AM
saxeman$25.001/31/2011 11:38:59 AM
rhodylend$25.001/31/2011 11:39:08 AM
Residuum$50.001/31/2011 11:39:13 AM
NewTouchAssociateLLC$50.001/31/2011 11:39:20 AM
DragonQueen$50.001/31/2011 11:39:30 AM
wonderful-rupee$25.001/31/2011 11:39:35 AM
mlender$25.001/31/2011 11:39:39 AM
blue111$25.001/31/2011 11:39:46 AM
347 Investments
 
Borrower Payment Dependent Notes Series 491911
This series of Notes was issued and sold upon the funding of the borrower loan #46959, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-27-2011 
Term: 36 months Listing End date:  Jan-28-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $163.28
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Sep-1984 Debt/Income ratio: 20%
Credit score: 700-719 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:42y 8m
Amount delinquent: $0 Total credit lines: 18 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $170,520Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 99%  
   Homeownership: Yes  
Screen name: forthright-bill6 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
CWU Home improvement loan
Purpose of loan:
This loan will be used to buy heat pump?

My financial situation:
I am a good candidate for this loan because I pay my bills and am responsilble.& make my payments on time.?

Monthly net income: $ 9,000

Monthly expenses: $
??Housing: $ 1,800
??Insurance: $?500??Car expenses: $ 800
??Utilities: $
500??Phone, cable, internet: $ 300
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $1,000
??Other expenses: $ 500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please explain your very high revolving debt level. Thanks and best wishes. - reflective-rupee
A: I used most of it for my daughters college tuition this year. (Jan-27-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: $350,000 total mortgages balance. Home value $525,000 (Jan-27-2011)
Q: The $170,000 revolving debt level shown in your Prosper credit file seems quite a bit higher than tuition for a year. Please explain. Thanks - reflective-rupee
A: $130 k home equity loan for home addition last year. $40k revolving lines used for tuition. Thanks. (Jan-27-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
velocity-solo$30.001/27/2011 10:11:15 AM
EarlyRiser$250.001/27/2011 10:13:50 AM
rescue$100.001/27/2011 10:14:00 AM
loyalist1$50.001/27/2011 10:10:28 AM
SqueezeKing$25.001/27/2011 10:15:20 AM
DasMula$25.001/27/2011 10:28:42 AM
asset-professor$25.001/27/2011 12:13:54 PM
wise-rupee-sanctuary$50.001/27/2011 12:58:42 PM
asset-equilibrium0$25.001/27/2011 4:27:42 PM
parsec9$25.001/27/2011 4:28:58 PM
reflective-rupee$400.771/27/2011 4:36:55 PM
Bob450$25.001/27/2011 6:33:57 PM
Whipster$50.001/27/2011 7:39:13 PM
gain-gourd$75.001/27/2011 7:33:34 PM
calm-platinum8$25.001/27/2011 8:01:13 PM
kindness-launcher$2,000.001/27/2011 10:41:31 PM
Cawse$28.941/27/2011 7:26:26 PM
Finchy78$25.001/27/2011 8:48:40 PM
wild-orange$50.001/28/2011 1:28:23 AM
EBITDA$25.001/28/2011 12:49:49 AM
GoldenGo4$50.001/27/2011 11:32:06 PM
note-mad-scientist$28.511/28/2011 2:04:51 AM
genius520$100.001/27/2011 10:11:24 AM
Kash2010lu$27.001/27/2011 10:10:14 AM
greencat$50.001/27/2011 10:17:29 AM
tech310$50.001/27/2011 10:15:58 AM
favorite-commerce$50.001/27/2011 1:11:40 PM
Speculator$25.001/27/2011 1:39:57 PM
bankbuddy55$50.001/27/2011 6:13:52 PM
vutah$25.001/27/2011 8:03:58 PM
Aurumdraco$25.001/28/2011 12:51:53 AM
Hambone1111$25.001/27/2011 11:17:40 PM
Armyman122$68.671/28/2011 1:57:54 AM
WonByOne$66.111/28/2011 4:25:34 AM
Snoopylover$25.001/28/2011 12:43:56 AM
UCLA4life$25.001/28/2011 12:49:53 AM
36 Investments
 
Borrower Payment Dependent Notes Series 492095
This series of Notes was issued and sold upon the funding of the borrower loan #46966, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Jan-27-2011 
Term: 36 months Listing End date:  Jan-31-2011 
 
Lender yield: 8.55% Borrower rate/APR: 9.55% / 11.65% Monthly payment: $320.56
 
Lender servicing fee: 1.00% Effective Yield*: 8.53%  
Estimated return*: 5.03%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jan-1988 Debt/Income ratio: 16%
Credit score: 780-799 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 7Length of status:4y 4m
Amount delinquent: $0 Total credit lines: 20 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $40,645Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 45%  
   Homeownership: Yes  
Screen name: orange-cozy-asset Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Working Capital
Purpose of loan:
This loan will be used to expand my business advertising efforts. I am in need of stronger advertising and have opted to advertise in two Yellow Pages books. I would like to fund this for about 18 months at about $500.00 per month ($9000.00). The other $1000.00 will be for lesser advertising methods (flyers, pull tabs, road signs, etc.). The business is an On Site Computer Services company. With the world of tech always expanding, the need for such a business will not diminish any time soon! I have three techs that I employ and in spite of a weak economy, my business is growing and your investment will surely produce a return - for both you and me!

My financial situation:
I am a good candidate for this loan because business is growing. More advertising will certainly help increase business. It will only take two or three service calls to make the monthly payment on this loan! That is certainly less than a day's work!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: That seems really expensive for a Yellow Pages ad. What cities are you advertising in, how big are the ads, and are you able to service 2 cities with just 3 technicians? I assume it is 2 cities because there is normally only 1 Yellow Book per city - orange-impartial-asset
A: I will keep personal information to myself. However, three technicians can certainly cover the area. Yes, there are two books, one for each of two cities. I could forward the quote from the YP rep, but that is also personal info. The quote includes discounts given because of a working relationship between the franchiser and Yellow Pages. I get to take advantage of that as a franchisee. (Jan-29-2011)
Q: Also, what was the revenue and net income for your business in 2010? And can you provide a website? - orange-impartial-asset
A: Again, personal/identifiable info will be withheld. The business is an on site computer services franchise. I have purchased this franchise only recently so there is no 2010 history. However, my first three weeks (this year) had 33, 45 and 35 billable hours. To give you perspective, based on billable hours and the rate I pay my techs and expenses, I clear 50% to 60% of my billable hours. If each of my three techs only had 11 billable hours a week, I would still clear $100,000.00 a year! (Jan-29-2011)
Q: What other types of advertising are you doing in addition to YP? Does the franchiser do any advertising for you? - Golfmoney
A: I am in the process of joining the Chamber of Commerce in my own city (one of the two I mentioned for YP ads). I also do a lot of "sweat equity" ads i.e. pull tabs, business cards left in other places of business with the proprietor's permission, Google Adwords, etc. As I mentioned in my listing, I plan other types along these line with the loan. Yes, the franchiser does national advertising. I have met with one of the other franchisees near my area and we might strike up a co-op deal. (Jan-31-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
jazzlender$25.001/27/2011 5:42:46 PM
honorable-yield$25.001/27/2011 5:47:33 PM
credit-investor5$50.001/27/2011 5:47:41 PM
Bio-physicist$34.161/27/2011 5:43:57 PM
steiglends$250.001/27/2011 5:46:47 PM
impeccable-transparency$50.001/27/2011 6:35:12 PM
mtnbikemania$50.001/27/2011 5:47:53 PM
organized-payment6$50.001/27/2011 5:46:29 PM
nybanker85$50.001/27/2011 5:46:35 PM
increase720$50.001/27/2011 5:46:54 PM
LeReve$100.001/27/2011 5:48:22 PM
enchanted-yield4$50.001/27/2011 5:47:11 PM
rolandweary$25.001/27/2011 5:47:37 PM
commerce-yeller$25.001/27/2011 5:47:48 PM
Digs$25.001/27/2011 7:00:07 PM
eagle1271$25.001/27/2011 6:25:51 PM
awwaww$25.001/27/2011 7:01:46 PM
gain-gourd$100.001/27/2011 7:33:19 PM
SimpleChoice$25.001/27/2011 6:35:15 PM
gold-tsunami$50.001/27/2011 9:58:36 PM
RandyL3$25.001/27/2011 7:04:06 PM
cash-tent$25.001/27/2011 10:31:02 PM
cash-queen$25.001/27/2011 11:09:47 PM
balance-force$35.001/27/2011 10:00:18 PM
rjleves$25.001/28/2011 2:08:27 AM
Trapman13$50.001/28/2011 7:41:47 AM
sassykatty$50.001/28/2011 6:28:25 AM
Astyanax$40.001/28/2011 10:20:02 AM
OzBitch$75.001/28/2011 4:26:00 PM
sensible-order2$100.001/28/2011 4:53:10 PM
orderly-leverage$100.001/28/2011 4:53:32 PM
peripatetic$25.001/28/2011 5:13:31 PM
CE88$65.001/28/2011 5:25:59 PM
slgilligan$50.001/28/2011 6:14:02 PM
kjb1971$25.001/28/2011 8:21:04 PM
colorfulgardener$25.001/28/2011 8:24:57 PM
loantigger$50.001/28/2011 9:03:03 PM
rce1964$25.001/29/2011 2:50:24 AM
seahorse2008$25.001/29/2011 6:11:16 AM
fillholdingsllc$25.001/29/2011 8:24:52 AM
Dollars4Rent$25.001/29/2011 7:32:26 AM
Rzrwire$25.001/29/2011 2:21:21 PM
payout-runner$50.001/29/2011 3:53:20 PM
MTGuy$45.001/29/2011 4:22:56 PM
the-auction-firestarter$25.001/29/2011 5:33:16 PM
Johnab$25.001/29/2011 5:57:29 PM
benefit-crescendo$27.711/29/2011 7:44:02 PM
bold-yield-rumbler$25.001/29/2011 6:02:56 PM
fishintime$100.001/29/2011 8:44:45 PM
liberty-banker0$50.001/29/2011 9:18:40 PM
Metasequoia$25.001/30/2011 6:22:47 AM
dparkhom$25.001/30/2011 6:25:36 AM
BBL$50.001/30/2011 7:48:26 AM
omnius$50.001/30/2011 7:58:21 AM
HappyToLoan$25.001/30/2011 8:28:40 AM
eastindianprince$25.001/30/2011 8:39:53 AM
generous-at-heart$25.001/30/2011 10:37:20 AM
terrific-p2ploan$25.001/30/2011 11:46:51 AM
cvfriend$100.001/30/2011 10:10:03 AM
a-finance-nirvana$25.001/30/2011 10:47:52 AM
unclejaef$25.001/30/2011 11:13:21 AM
stanbalwight4$25.001/30/2011 11:54:09 AM
kushka$25.001/30/2011 1:03:31 PM
NYCFinancier$25.001/30/2011 12:38:16 PM
indomitable-coin$50.001/30/2011 2:28:46 PM
ladderskibum$25.001/30/2011 4:26:25 PM
rodaku$31.451/30/2011 4:51:03 PM
MattLic$50.001/30/2011 3:22:16 PM
thoughtful-community7$25.001/30/2011 7:01:26 PM
availableloan$25.001/30/2011 7:21:21 PM
elephantparty$50.001/30/2011 9:15:02 PM
newest-organic-rupee$25.001/30/2011 10:29:35 PM
g314$30.001/30/2011 11:38:32 PM
cubesteak$25.001/31/2011 12:13:06 AM
silver-armada$50.001/31/2011 3:38:45 AM
JoyfulVegetarian$25.001/31/2011 6:08:33 AM
almar$50.001/31/2011 6:14:43 AM
newest-trade-spruce$50.001/31/2011 6:33:13 AM
BeemerRider$25.001/31/2011 7:33:00 AM
wwwUniversal$25.001/31/2011 7:55:49 AM
buffalobills$25.001/31/2011 8:00:13 AM
LenderOnWheels$25.001/31/2011 6:17:57 AM
galloping_unicorns_batman$25.001/31/2011 9:46:05 AM
seabassx$25.001/31/2011 8:28:33 AM
ClearLake$25.001/31/2011 9:34:38 AM
pdxKurt$50.001/31/2011 10:15:11 AM
power-defender7$50.001/31/2011 10:15:34 AM
sildoc$57.241/31/2011 10:23:37 AM
medan20356$50.001/31/2011 10:49:42 AM
Velocity_Lenders$25.041/31/2011 10:58:04 AM
CaboWaboRobo$25.001/31/2011 12:02:40 PM
wise-rupee-sanctuary$50.001/31/2011 12:09:26 PM
responsibility-cherry6$25.001/31/2011 12:05:58 PM
the-enterprising-leverage$25.001/31/2011 12:10:04 PM
worldly-community3$50.001/31/2011 12:09:23 PM
asset-watcher$50.001/31/2011 12:51:03 PM
ThirdWorldHoldings$30.001/31/2011 1:20:07 PM
BaxterEvil$25.001/31/2011 12:02:55 PM
Aimvest$25.001/31/2011 2:50:46 PM
tolerant-dinero2$25.001/31/2011 12:04:57 PM
hopeful-truth5$100.001/31/2011 3:28:44 PM
rogue_monster$50.001/31/2011 12:05:25 PM
piter-to-la-investment$25.001/31/2011 12:09:57 PM
rdking647$35.001/31/2011 4:08:26 PM
cropdust3r$25.001/31/2011 4:11:03 PM
firstandten$50.001/31/2011 4:11:05 PM
drkosh$25.001/31/2011 4:11:09 PM
first-poetic-deal$50.001/31/2011 12:28:19 PM
credit-panda1$25.001/31/2011 4:11:20 PM
wise-deal-panda$50.001/31/2011 4:11:41 PM
somebody32$50.001/31/2011 4:11:28 PM
tender-integrity3$100.001/31/2011 4:11:40 PM
SelectTrustLending$25.001/31/2011 4:11:55 PM
jenkris$25.001/31/2011 12:38:36 PM
speedy-point$25.001/31/2011 4:11:54 PM
Hexnut$25.001/31/2011 4:23:59 PM
bharosa$25.001/31/2011 4:24:09 PM
rovo$25.001/31/2011 4:24:16 PM
sensible-gain884$25.001/31/2011 4:11:07 PM
GrommetPosse$50.001/31/2011 4:11:36 PM
kmr2$100.001/31/2011 4:11:46 PM
asdf9876$25.001/31/2011 4:11:51 PM
papaloha$25.001/31/2011 4:11:58 PM
acrocoach$25.001/31/2011 4:24:01 PM
AgTiPinisher$50.001/31/2011 4:24:06 PM
enthralling-deal180$50.001/27/2011 5:43:03 PM
radforj22$25.001/27/2011 5:45:43 PM
american6$100.001/27/2011 5:47:17 PM
exuberant-dime$50.001/27/2011 5:48:56 PM
MadHun$50.001/27/2011 5:49:21 PM
simplelender80$100.001/27/2011 5:47:28 PM
marketplace-cello5$25.001/27/2011 5:47:45 PM
velocity-solo$60.001/27/2011 5:46:32 PM
genius520$100.001/27/2011 5:47:23 PM
GoldenGo4$50.001/27/2011 5:49:00 PM
ursus$100.001/27/2011 5:48:10 PM
paladin847$50.001/27/2011 5:48:15 PM
tech310$50.001/27/2011 5:48:24 PM
grf1945$25.001/27/2011 5:48:52 PM
miket71$50.001/27/2011 5:53:49 PM
MissionMicroFinance$25.001/27/2011 6:59:50 PM
nilonc1$27.461/27/2011 6:21:02 PM
mjcareful$50.001/27/2011 7:14:05 PM
robust-trade$68.491/27/2011 6:59:13 PM
payout-tamarack9$40.801/27/2011 8:58:45 PM
adventurous-treasure2$25.001/27/2011 9:02:39 PM
reflective-rupee$100.771/27/2011 7:02:50 PM
bowdish1$50.001/28/2011 1:04:51 AM
RyanTH9893$28.001/28/2011 5:04:44 PM
Tavita$50.001/28/2011 5:40:15 PM
toronado$50.001/28/2011 8:31:56 PM
credit-force5$50.001/28/2011 11:38:09 PM
FinDoc$25.001/29/2011 2:18:47 AM
1phantom$25.001/29/2011 9:50:11 AM
starlight31$50.001/29/2011 9:27:57 AM
wise-agile-investment$25.001/29/2011 9:48:04 AM
haiku328$30.001/29/2011 10:32:30 AM
bentonlending$25.001/29/2011 7:12:10 PM
CARedBull$50.001/30/2011 12:59:03 AM
steve_a$27.001/30/2011 1:20:57 AM
Ananya$25.001/30/2011 7:11:42 AM
shred123$50.001/30/2011 7:17:58 AM
b111$25.001/30/2011 7:59:53 AM
southIT$25.001/30/2011 8:33:12 AM
nickel-advocator$25.001/30/2011 7:24:38 AM
TelegramSam$25.001/30/2011 8:52:53 AM
Jathlet$50.001/30/2011 7:40:48 AM
hard-working-loot$25.001/30/2011 9:18:14 AM
Dskillz$36.001/30/2011 9:18:29 AM
wayman$50.001/30/2011 7:58:12 AM
mnbud$50.001/30/2011 9:55:50 AM
grasscutter$50.001/30/2011 11:51:10 AM
dzn512$50.001/30/2011 12:41:11 PM
invest-in-ed$100.001/30/2011 12:54:31 PM
sarisai$50.001/30/2011 2:09:09 PM
jammers$50.001/30/2011 12:11:24 PM
Marfloogan$25.001/30/2011 2:29:10 PM
sensible-fund$50.001/30/2011 2:43:21 PM
ToweringDan$50.001/30/2011 2:44:26 PM
meenan$50.001/30/2011 2:42:59 PM
mattbison$25.001/30/2011 5:02:29 PM
elasermd$50.001/30/2011 5:18:32 PM
CHAZGEO6685$56.021/30/2011 6:28:58 PM
GiftViftdotcom$25.001/30/2011 7:38:56 PM
financelover$25.001/30/2011 9:14:27 PM
zaxsan$50.001/31/2011 6:18:02 AM
tamcho$25.001/31/2011 6:38:12 AM
revenue-appraiser$25.001/31/2011 6:30:52 AM
poster177$50.001/31/2011 6:54:01 AM
octoberfresh$26.001/31/2011 7:13:53 AM
Shawn95187$25.001/31/2011 9:33:17 AM
agreement-sycamore$40.001/31/2011 7:46:46 AM
lowrate$50.001/31/2011 9:37:57 AM
HamachiMan$50.001/31/2011 10:15:52 AM
mrrc7498$25.001/31/2011 10:58:25 AM
balance6$25.001/31/2011 11:40:26 AM
C_Mark$100.001/31/2011 11:43:42 AM
golden-finance7$50.001/31/2011 11:38:52 AM
nalaari$25.001/31/2011 12:06:01 PM
skiberdad$50.001/31/2011 12:10:01 PM
skuba$75.001/31/2011 12:10:06 PM
Sefotonga$25.001/31/2011 11:40:50 AM
competent-p2p$25.001/31/2011 12:22:57 PM
mdf84$25.001/31/2011 12:51:41 PM
ferdberfel$50.001/31/2011 11:42:11 AM
Jassi$25.001/31/2011 11:47:55 AM
worthy-bid8$100.001/31/2011 12:05:13 PM
lending22$25.001/31/2011 3:48:02 PM
nanda$100.001/31/2011 12:10:02 PM
museic1$50.001/31/2011 12:10:09 PM
vb3jmg$36.881/31/2011 4:08:16 PM
dodgerfan$50.001/31/2011 4:11:00 PM
FlyingBobo$25.001/31/2011 4:11:08 PM
vigorous-note$50.001/31/2011 4:11:11 PM
j2ee$25.001/31/2011 4:11:17 PM
gracej$25.001/31/2011 4:11:32 PM
forthright-dedication$50.001/31/2011 4:11:25 PM
PaulW$25.001/31/2011 4:11:37 PM
chekat$25.001/31/2011 4:11:53 PM
rakstar$25.001/31/2011 4:11:57 PM
eloquent-dough5$25.001/31/2011 4:11:52 PM
flexible-value$100.001/31/2011 4:12:00 PM
EretzCapital$35.001/31/2011 4:22:34 PM
fxtrader$50.001/31/2011 4:24:08 PM
cornpop$50.001/31/2011 4:24:11 PM
bulabula$50.001/31/2011 4:24:18 PM
kdat$50.001/31/2011 2:39:16 PM
gilbrear$25.001/31/2011 3:25:09 PM
RedantFinance$25.001/31/2011 3:47:54 PM
SB-Funding$50.001/31/2011 3:53:15 PM
iannyc$25.001/31/2011 4:11:02 PM
terrific-fund5$25.001/31/2011 4:11:14 PM
Redmond$25.001/31/2011 4:11:44 PM
powerful-finance7$25.001/31/2011 4:11:48 PM
marketplace-achievement$50.001/31/2011 4:11:53 PM
SMARTDISK$25.001/31/2011 4:23:57 PM
talang$25.001/31/2011 4:24:03 PM
forthright-principal2$25.001/31/2011 4:24:13 PM
WolRab$69.231/31/2011 4:24:29 PM
239 Investments
 
Borrower Payment Dependent Notes Series 492153
This series of Notes was issued and sold upon the funding of the borrower loan #46853, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-30-2011 
Term: 36 months Listing End date:  Feb-01-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $285.74
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jan-1983 Debt/Income ratio: 15%
Credit score: 640-659 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 4 / 4Length of status:2y 8m
Amount delinquent: $29 Total credit lines: 10 Occupation: Executive
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $268Stated income:$50,000-$74,999
Delinquencies in last 7y: 6 Bankcard utilization: 89%  
   Homeownership: No  
Screen name: peace-cycle3 Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan for my business
Purpose of loan: business
This loan will be used to grow my family business
My financial situation: good
I am a good candidate for this loan because: I have stable income, abilty to repay the loan, low debt
Monthly net income: $ 3800
Monthly expenses:
?Housing: $0.00
Insurance: $0.00
??Car expenses: $428.00
??Utilities: $200.00
?Phone, cable, internet: $70.00
Food, entertainment: $250.00
Clothing, household expenses $150.00
?Credit cards and other loans: $50.00
Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What is your family business, and what steps will you take to make it grow? - BooSedna
A: The business is a screen print shop. We need another additional machine to accomodate the orders. We are currently farming out the overflow which cuts into the profit margin.We have the business already, we just need to accomodate it inhouse. (Feb-01-2011)
Q: You state that you do not own a home and also show no expenses for housing. Can you please explain that? - orange-impartial-asset
A: My home is paid for and taxes, insurance, and utilities paid as well by my ex spouse and will be transfered into my name in 2013 in accordance to the divorce decree. (Feb-01-2011)
Q: Can you explain the item that is now delinquent, the past delinquencies, and the public record? - orange-impartial-asset
A: The item currently deliquent ($29) is for a medical copay from 2004 that actually got paid and has not been removed from the report yet. That particular company keeps updating it every 6 mos and its been a battle to get it removed even after submitting the receipt of payment. All others are from accounts that were shared by an ex spouse. I paid my half per the divorce, he didnt. I am currently trying to get these negative items off. (Feb-01-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
payment-gusto$25.001/30/2011 9:58:51 AM
velocity-solo$30.001/30/2011 10:06:12 AM
gain-gourd$75.001/30/2011 10:08:12 AM
Angel_Investor_7$25.001/30/2011 10:08:31 AM
jazzlender$25.001/30/2011 10:03:58 AM
credit-force5$50.001/30/2011 10:09:48 AM
SDNLR$25.001/30/2011 10:10:06 AM
bountiful-durability$100.001/30/2011 12:38:00 PM
tractorman$50.001/30/2011 2:15:19 PM
ToweringDan$25.001/30/2011 2:47:41 PM
ingenious-deal6$25.001/30/2011 3:47:20 PM
supreme-hope$25.001/30/2011 6:33:17 PM
brightest-breathtaking-finance$200.001/30/2011 7:23:14 PM
d627$50.001/30/2011 9:29:44 PM
zorg77$25.001/30/2011 9:36:19 PM
famous-bill$25.001/31/2011 5:19:08 AM
EarlyRiser$100.001/31/2011 7:41:01 AM
floridass$25.001/31/2011 7:47:08 AM
smithd76$50.001/31/2011 8:04:02 AM
zone6$100.001/31/2011 8:49:19 AM
justonejake$25.001/31/2011 9:33:07 AM
lowrate$50.001/31/2011 9:38:05 AM
oregonusa$50.001/31/2011 9:35:26 AM
ElAbel11$50.001/31/2011 11:55:47 AM
bold-shrewd-duty$25.001/31/2011 3:44:30 PM
competent-p2p$25.001/31/2011 12:23:17 PM
top-historic-peso$25.001/31/2011 1:18:39 PM
mikelance7$25.001/31/2011 1:24:06 PM
natejx$25.001/31/2011 7:05:03 PM
money-floret$25.001/31/2011 8:13:58 PM
ElbowToast$30.001/31/2011 10:03:53 PM
money-bauble$100.002/1/2011 12:06:23 AM
kulender$50.002/1/2011 12:05:21 AM
graceful-investment$52.852/1/2011 1:43:56 AM
martinnc$50.002/1/2011 3:59:55 AM
banker65010$25.002/1/2011 3:28:01 AM
NolaBuzz$47.072/1/2011 5:29:00 AM
Katburg$25.002/1/2011 12:50:12 AM
ommcd$25.002/1/2011 1:02:07 AM
Comoparklender$50.002/1/2011 1:28:40 AM
reward-adventure$37.112/1/2011 1:44:03 AM
blackstar$25.002/1/2011 7:44:32 AM
ambmba$50.002/1/2011 4:43:03 AM
uncleegg$50.002/1/2011 5:48:00 AM
rhightower003$25.002/1/2011 9:33:54 AM
liberty-society5$25.002/1/2011 9:32:52 AM
HamachiMan$50.002/1/2011 8:20:51 AM
raisingophelia$25.002/1/2011 8:28:19 AM
stoopidnoodle$25.002/1/2011 9:40:46 AM
BooSedna$100.002/1/2011 10:54:43 AM
magical-coin1$50.002/1/2011 11:53:36 AM
power-rotation7$25.002/1/2011 11:53:45 AM
peace-missile$25.002/1/2011 11:54:07 AM
HHP$50.002/1/2011 11:54:26 AM
worth-shower8$50.002/1/2011 11:53:50 AM
bold-meteoric-justice$50.002/1/2011 11:53:56 AM
worthy-bid8$50.002/1/2011 11:54:09 AM
wise-rupee-sanctuary$50.002/1/2011 11:54:44 AM
revenue-magnolia$51.032/1/2011 12:50:48 PM
sharp-return7$26.992/1/2011 1:32:48 PM
mason5$50.002/1/2011 2:01:33 PM
rescue$100.002/1/2011 2:57:40 PM
lijah10$41.282/1/2011 3:20:39 PM
ohmarkybaby$25.002/1/2011 3:11:10 PM
MoneyForNothing$4.492/1/2011 3:24:39 PM
responsibility-voltage$25.002/1/2011 3:14:01 PM
John_Galt$35.002/1/2011 3:24:30 PM
igotmoney$50.002/1/2011 11:53:39 AM
F16Pilot$25.002/1/2011 11:53:44 AM
impartial-deal$25.002/1/2011 11:53:52 AM
power-trophy7$25.002/1/2011 11:54:08 AM
ingenious-interest1$50.002/1/2011 11:54:43 AM
hopeful-truth5$200.002/1/2011 2:04:22 PM
Ananya$25.001/30/2011 9:58:58 AM
hard-working-loot$25.001/30/2011 9:59:20 AM
Bob450$25.001/30/2011 10:04:04 AM
loyalist1$50.001/30/2011 10:04:17 AM
Speculator$25.001/30/2011 10:07:59 AM
orderly-leverage$50.001/30/2011 10:09:15 AM
asiaratt$50.001/30/2011 10:10:00 AM
genius520$100.001/30/2011 10:06:16 AM
unclejaef$25.001/30/2011 11:13:50 AM
sensible-order2$100.001/30/2011 10:09:22 AM
SolarMoonshine$25.001/30/2011 1:57:09 PM
gold-channel2$25.001/30/2011 12:10:06 PM
radforj22$25.001/30/2011 12:52:57 PM
suave-dime6$25.001/30/2011 2:33:03 PM
Marfloogan$25.001/30/2011 2:28:36 PM
sensible-fund$50.001/30/2011 2:48:38 PM
new-social-economist$60.001/30/2011 3:47:45 PM
copper$50.001/30/2011 7:32:52 PM
veropierre$25.001/31/2011 5:43:49 AM
Tikibarman$25.001/31/2011 6:42:56 AM
jmichael23$50.001/31/2011 8:03:50 AM
greencat$50.001/31/2011 7:31:17 AM
famous-bid9$25.001/31/2011 9:34:10 AM
umfan123$25.001/31/2011 11:43:54 AM
contract-lotus$50.001/31/2011 12:38:56 PM
credit-sycamore4$100.001/31/2011 3:32:51 PM
Rob717171$50.001/31/2011 6:18:04 PM
borquist$25.001/31/2011 10:23:03 PM
Cheburashka$25.002/1/2011 12:51:03 AM
the-profit-oracle$25.002/1/2011 1:28:51 AM
dedicated-transaction796$49.552/1/2011 1:45:20 AM
courteous-kindness1$32.542/1/2011 1:44:15 AM
helping-out$35.002/1/2011 1:46:07 AM
Inquisitor06$25.002/1/2011 6:07:50 AM
happy-return4$50.002/1/2011 1:40:53 AM
CA-Lender$25.002/1/2011 1:53:19 AM
JDFuego$50.002/1/2011 7:33:16 AM
social-conductor4$25.002/1/2011 4:14:58 AM
treasure-bliss$50.002/1/2011 5:17:58 AM
community-platoon8$25.002/1/2011 9:33:36 AM
musegaze$50.002/1/2011 9:43:34 AM
dough-bear$50.002/1/2011 7:52:37 AM
hawk357$40.002/1/2011 9:00:30 AM
deal-maple2$25.002/1/2011 9:33:28 AM
Digs$25.002/1/2011 9:33:49 AM
CC911$25.002/1/2011 9:43:02 AM
assetmanager$25.002/1/2011 9:48:14 AM
TheCount$25.002/1/2011 10:18:26 AM
BidDaddyBigBucks$25.002/1/2011 9:55:08 AM
TheCount$25.002/1/2011 10:20:05 AM
vigorous-velocity$50.002/1/2011 11:54:10 AM
capital-halo1$500.002/1/2011 11:54:56 AM
NoMoreDebt4Me$25.002/1/2011 11:53:54 AM
the-dollar-topper$50.002/1/2011 11:53:57 AM
Wellman$50.002/1/2011 11:54:06 AM
Gandalf0001$25.002/1/2011 12:10:51 PM
JJ9876$25.002/1/2011 11:54:12 AM
EBITDA$25.002/1/2011 11:54:20 AM
lillian27$50.002/1/2011 12:20:04 PM
newest-inspiring-power$25.002/1/2011 12:29:45 PM
orange-impartial-asset$500.002/1/2011 1:43:05 PM
Runegeld$50.002/1/2011 2:00:18 PM
emgventures$50.002/1/2011 10:53:06 AM
durable-investment8$31.002/1/2011 3:02:41 PM
wise-friendly-dollar$25.002/1/2011 3:04:15 PM
unassuming-market7$36.092/1/2011 3:13:14 PM
InvestmentFund$60.002/1/2011 3:15:52 PM
xzec777$25.002/1/2011 11:53:38 AM
life-is-great$25.002/1/2011 11:53:39 AM
dough-destiny$25.002/1/2011 11:53:49 AM
Jack55304$100.002/1/2011 11:54:27 AM
144 Investments
 
Borrower Payment Dependent Notes Series 492235
This series of Notes was issued and sold upon the funding of the borrower loan #46950, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jan-30-2011 
Term: 36 months Listing End date:  Jan-31-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $130.65
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Dec-1999 Debt/Income ratio: Not calculated
Credit score: 700-719 (Jan-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:3y 11m
Amount delinquent: $0 Total credit lines: 20 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,238Stated income:$25,000-$49,999
Delinquencies in last 7y: 3 Bankcard utilization: 33%  
   Homeownership: No  
Screen name: bountiful-moola Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
First loan
Purpose of loan:
This loan will be used to?To pay off a loan, and card?to free up some money.?

My financial situation:
I am a good candidate for this loan because? I am in a good position to repay this loan without any issues.

Monthly net income: $ 2,800

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 200
??Car expenses: $?0??Utilities: $ 150
??Phone, cable, internet: $ 100
??Food, entertainment: $ 250
??Clothing, household expenses $ 50
??Credit cards and other loans: $?465
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
jazzlender$25.001/30/2011 9:38:46 PM
hard-working-loot$25.001/30/2011 9:40:02 PM
Sparchange$25.001/30/2011 9:47:04 PM
Angel_Investor_7$25.001/30/2011 9:49:06 PM
transaction-circuit$100.001/30/2011 9:36:51 PM
bountiful-durability$100.001/30/2011 9:52:12 PM
velocity-solo$25.001/30/2011 9:41:16 PM
reflective-rupee$450.771/30/2011 11:09:48 PM
bluehen00$50.001/31/2011 3:04:02 AM
gain-gourd$75.001/30/2011 9:48:33 PM
SDNLR$25.001/30/2011 9:51:17 PM
VikingLender$25.001/31/2011 6:18:17 AM
elvisloans$25.001/31/2011 6:20:58 AM
formula784$25.001/31/2011 6:54:34 AM
Jorgef741$25.001/31/2011 6:54:06 AM
well-mannered-income3$45.001/31/2011 7:22:42 AM
greencat$50.001/31/2011 7:27:55 AM
balance-river$43.111/31/2011 7:35:15 AM
income-rocker2$25.001/31/2011 7:40:20 AM
courteous-note1$25.001/31/2011 5:06:55 AM
foothillender$25.001/31/2011 8:32:58 AM
Kash2010lu$25.001/31/2011 6:38:46 AM
investment-artist$25.001/31/2011 9:17:18 AM
S-Master$50.001/31/2011 9:22:53 AM
Finchy78$25.001/31/2011 9:18:38 AM
winmals$25.001/31/2011 7:42:45 AM
gold-cluster$100.001/31/2011 8:01:41 AM
Speculator$25.001/30/2011 9:48:19 PM
credit-force5$50.001/30/2011 9:50:47 PM
asiaratt$50.001/30/2011 9:51:03 PM
orderly-leverage$50.001/30/2011 9:49:50 PM
zorg77$25.001/30/2011 9:38:03 PM
Marfloogan$25.001/30/2011 9:52:31 PM
whartonmba$25.001/30/2011 9:53:52 PM
RMI_Babylon$25.001/30/2011 10:22:07 PM
SV-AZ$25.001/30/2011 10:31:27 PM
daekpon$25.001/30/2011 11:12:40 PM
EarlyRiser$250.001/30/2011 9:47:33 PM
witty-openness$25.001/31/2011 4:42:31 AM
glenium$25.001/31/2011 5:41:14 AM
DHolly$30.001/31/2011 4:22:54 AM
sensible-order2$100.001/30/2011 9:50:09 PM
realtormoises$25.001/31/2011 5:42:04 AM
payment-gusto$25.001/30/2011 9:51:35 PM
stuart791$26.001/31/2011 6:09:39 AM
suave-dime6$25.001/30/2011 9:52:47 PM
Zipcut$25.001/31/2011 6:32:04 AM
ingenious-deal6$25.001/30/2011 9:53:11 PM
red_spade$40.001/30/2011 9:53:21 PM
seineil$50.001/30/2011 11:16:16 PM
B2152$25.001/31/2011 4:46:03 AM
loanman2007$100.001/31/2011 5:08:57 AM
bluebouyz$25.001/31/2011 5:13:48 AM
jerrymaguire$25.001/31/2011 5:42:34 AM
red-favorable-basis$25.001/31/2011 6:13:43 AM
Cessna172$25.001/31/2011 8:11:08 AM
zone6$100.001/31/2011 8:38:12 AM
wss560$25.001/31/2011 6:35:47 AM
Iloanyoumoney$25.001/31/2011 7:13:17 AM
sturdy-peace9$24.721/31/2011 9:28:41 AM
thrifty-capital$25.001/31/2011 9:16:16 AM
social-zebra$30.001/31/2011 9:22:35 AM
ColoradoLender82$25.001/31/2011 7:56:56 AM
booOST$35.401/31/2011 8:13:37 AM
64 Investments
 
Borrower Payment Dependent Notes Series 492297
This series of Notes was issued and sold upon the funding of the borrower loan #46972, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jan-31-2011 
Term: 36 months Listing End date:  Feb-02-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jul-1999 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 700-719 (Jan-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 1 Current / open credit lines: 9 / 9Length of status:2y 0m
Amount delinquent: $1,989 Total credit lines: 18 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $25,568Stated income:$50,000-$74,999
Delinquencies in last 7y: 18 Bankcard utilization: 63%  
   Homeownership: Yes  
Screen name: champion329 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
eBay expansion
I am currently an eBay entrepreneur having been in the business for a decade now. It became a full time position in 2008 and have grown steadily ever since. Last year I had over $600,000 in sales and any business loans are guaranteed by the inventory purchased. Hence, there is no risk involved as the inventory is held as collateral. I need the current loan to help expand the business. I can't guarantee I won't prepay this loan early but it will certainly help inject cash flow for the time being into the business.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
jazzlender$25.001/31/2011 10:00:58 AM
velocity-solo$25.001/31/2011 10:02:47 AM
orderly-leverage$50.001/31/2011 10:04:45 AM
sensible-order2$100.001/31/2011 10:04:55 AM
ultimate-peace$125.001/31/2011 9:59:19 AM
bountiful-durability$43.561/31/2011 10:06:28 AM
greencat$50.001/31/2011 10:08:24 AM
wealth-multiplier$25.001/31/2011 12:25:52 PM
jes5199$25.001/31/2011 5:39:23 PM
Rob717171$50.001/31/2011 6:18:13 PM
Geologist-67$25.001/31/2011 6:47:32 PM
gold-cluster$100.001/31/2011 4:39:31 PM
zorg77$25.001/31/2011 9:02:30 PM
banker65010$25.002/1/2011 3:28:13 AM
HamachiMan$50.002/1/2011 8:21:10 AM
raisingophelia$25.002/1/2011 8:28:24 AM
community-platoon8$25.002/1/2011 9:33:40 AM
TheCount$25.002/1/2011 10:18:36 AM
emgventures$50.002/1/2011 10:53:21 AM
jybank$25.002/1/2011 10:56:06 AM
steady-return0$25.002/1/2011 12:43:30 PM
pembull$50.002/1/2011 12:26:32 PM
agreement-animal$31.602/1/2011 1:46:22 PM
ohmarkybaby$25.002/1/2011 3:10:05 PM
unassuming-market7$25.002/1/2011 3:12:43 PM
ritchie70$25.002/1/2011 3:20:09 PM
Investoman$50.002/1/2011 4:31:00 PM
investorRE$30.002/1/2011 5:23:51 PM
blitzen40$25.002/1/2011 4:47:45 PM
sturdy-peace9$25.002/1/2011 7:19:18 PM
compassionate-return485$25.002/2/2011 1:40:34 AM
mrxtravis$25.002/2/2011 1:47:58 AM
JSCharter$75.002/1/2011 8:41:05 PM
kulender$50.002/2/2011 1:50:23 AM
graceful-investment$36.702/2/2011 2:07:56 AM
ryanplays311$25.002/1/2011 9:54:05 PM
money-bauble$53.462/2/2011 2:09:20 AM
PCity-LOA15$25.002/2/2011 6:56:09 AM
Lubava$50.002/2/2011 7:49:32 AM
helping-out$35.002/2/2011 2:08:42 AM
Artist_Blue$25.002/2/2011 8:46:06 AM
worthy-bid4$40.502/2/2011 9:07:08 AM
loan-kung-fu$25.002/2/2011 4:03:27 AM
realtormoises$25.002/2/2011 5:59:45 AM
greenback-boss296$50.002/2/2011 9:30:27 AM
nimble-economy863$25.002/2/2011 9:34:14 AM
JDL51$35.002/2/2011 9:50:02 AM
gain-gourd$75.001/31/2011 10:04:18 AM
credit-force5$25.691/31/2011 10:05:21 AM
payment-gusto$25.001/31/2011 10:05:58 AM
asiaratt$50.001/31/2011 10:05:38 AM
suave-dime6$25.001/31/2011 10:06:50 AM
oregonusa$50.001/31/2011 10:08:21 AM
Speculator$25.001/31/2011 10:04:15 AM
SDNLR$25.001/31/2011 10:05:46 AM
ingenious-deal6$25.001/31/2011 10:07:16 AM
sildoc$50.001/31/2011 10:17:46 AM
umfan123$25.001/31/2011 11:44:08 AM
yons88$30.001/31/2011 3:34:59 PM
credit-sycamore4$100.001/31/2011 3:32:59 PM
EarlyRiser$100.001/31/2011 3:49:57 PM
master648$25.001/31/2011 4:08:52 PM
favorable-deal0$25.001/31/2011 6:07:55 PM
reflective-rupee$200.771/31/2011 7:37:01 PM
Zipcut$25.001/31/2011 9:00:53 PM
Nerdster1$25.042/1/2011 3:53:32 AM
dough-bear$50.002/1/2011 7:52:51 AM
liberty-society5$25.002/1/2011 9:33:08 AM
Bob450$25.002/1/2011 7:44:30 AM
red-favorable-basis$25.002/1/2011 8:40:47 AM
Zoomzoom22$50.162/1/2011 11:05:53 AM
BooSedna$100.002/1/2011 10:34:22 AM
droopie1$25.002/1/2011 11:32:39 AM
wild-orange$25.002/1/2011 11:39:42 AM
YeoLenderSource$25.002/1/2011 1:53:32 PM
ingenious-truth0$55.002/1/2011 4:13:20 PM
ElAbel11$25.002/1/2011 5:14:21 PM
Reliance_Banker$25.002/1/2011 5:45:09 PM
HammerSmith$25.002/1/2011 6:36:30 PM
gain-equator$25.002/1/2011 7:18:30 PM
shrewd-deal$25.002/1/2011 6:56:10 PM
best-deal-escalator$25.002/1/2011 7:07:38 PM
IIP77$25.002/2/2011 1:37:44 AM
S-Master$32.112/2/2011 1:51:51 AM
the-yield-surfer$50.002/1/2011 9:36:15 PM
worth-arch$25.002/2/2011 2:08:34 AM
rockhound84$25.002/2/2011 6:23:54 AM
ColoradoLender82$25.002/2/2011 7:51:21 AM
supreme-hope$25.002/2/2011 8:01:50 AM
FeedTheMachine$50.002/2/2011 8:18:16 AM
saffron4$50.002/2/2011 8:50:20 AM
capital-galaxy$110.002/2/2011 9:05:43 AM
chrisb1414$25.002/2/2011 9:06:30 AM
mobius404$25.002/2/2011 5:43:18 AM
finance-mushroom$100.002/2/2011 7:13:27 AM
ore-dojo$25.002/2/2011 9:13:41 AM
IslandParadise$30.002/2/2011 9:33:47 AM
MoneyForNothing$0.412/2/2011 10:07:36 AM
rupee_power$35.002/2/2011 9:25:01 AM
generous-agreement$25.002/2/2011 10:07:13 AM
100 Investments
 
Borrower Payment Dependent Notes Series 492333
This series of Notes was issued and sold upon the funding of the borrower loan #46953, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-31-2011 
Term: 36 months Listing End date:  Feb-01-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $306.15
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Nov-1986 Debt/Income ratio: 20%
Credit score: 760-779 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:23y 8m
Amount delinquent: $0 Total credit lines: 15 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $47,465Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 71%  
   Homeownership: Yes  
Screen name: top-terrific-loyalty Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Tax Loan
Purpose of loan:
This loan will be used to? College tuition and taxes

My financial situation:
I am a good candidate for this loan because? I have suffiecient income stream to repay the loan and have never missed payments on previous loans.

Monthly net income: $ 5000

Monthly expenses: $
??Housing: $ 1300
??Insurance: $ 60
??Car expenses: $
??Utilities: $ 400
??Phone, cable, internet: $ 70
??Food, entertainment: $ 250
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 800
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Current Mortgage balance (including home equity line) is $225k. Appraised value of the home is $293k. (Feb-01-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
jazzlender$25.001/31/2011 6:55:29 PM
Kash2010lu$28.001/31/2011 6:55:44 PM
payment-gusto$25.001/31/2011 7:02:33 PM
suave-dime6$25.001/31/2011 7:03:06 PM
octoberfresh$25.001/31/2011 7:03:47 PM
credit-sycamore4$100.001/31/2011 7:04:51 PM
velocity-solo$30.001/31/2011 6:58:16 PM
DasMula$57.001/31/2011 7:10:25 PM
witty-openness$25.001/31/2011 7:58:14 PM
reflective-rupee$1,000.771/31/2011 7:32:37 PM
Whipster$50.001/31/2011 7:33:28 PM
diversification-medalist$25.001/31/2011 8:33:02 PM
Mighty_Hunter$50.001/31/2011 8:46:14 PM
LaBamba$100.001/31/2011 8:51:21 PM
dtana$25.001/31/2011 9:21:24 PM
ingenious-deal6$25.001/31/2011 7:03:25 PM
american-investor$25.651/31/2011 9:03:15 PM
Zipcut$25.001/31/2011 9:05:56 PM
bankbuddy55$75.002/1/2011 5:12:01 AM
EarlyRiser$500.002/1/2011 4:59:11 AM
loanman2007$150.002/1/2011 5:48:30 AM
hopeful-truth5$200.002/1/2011 6:40:58 AM
alluring-yield5$25.002/1/2011 6:49:50 AM
kindness-launcher$2,468.292/1/2011 7:43:03 AM
rjrventure$25.002/1/2011 7:04:36 AM
greencat$50.002/1/2011 7:11:21 AM
carlos_chantana$25.002/1/2011 7:02:46 AM
genius520$100.001/31/2011 6:58:21 PM
gain-gourd$75.001/31/2011 7:01:07 PM
orderly-leverage$50.001/31/2011 7:01:34 PM
sensible-order2$100.001/31/2011 6:50:51 PM
asiaratt$50.001/31/2011 7:02:20 PM
SDNLR$25.001/31/2011 7:02:25 PM
money-fort$25.001/31/2011 7:15:30 PM
moneysong$1,000.001/31/2011 7:06:08 PM
lendstats_com$50.001/31/2011 7:43:49 PM
one-midas$50.001/31/2011 7:09:36 PM
wonder3$35.001/31/2011 8:27:59 PM
Kqwik$25.001/31/2011 8:51:03 PM
RedCentre$92.211/31/2011 10:15:29 PM
Wangchuk$25.001/31/2011 7:02:49 PM
2grindstones$25.001/31/2011 9:37:38 PM
Mighty_Hunter$25.001/31/2011 8:46:22 PM
zorg77$25.001/31/2011 9:05:37 PM
kendigme$25.002/1/2011 2:26:24 AM
SFBank$200.002/1/2011 12:06:38 AM
spiff666$25.002/1/2011 6:54:07 AM
top-courteous-peso$28.082/1/2011 1:30:50 AM
well-mannered-income3$60.002/1/2011 6:43:55 AM
golffish2$100.002/1/2011 4:23:19 AM
competent-p2p$50.002/1/2011 7:24:39 AM
foothillender$25.002/1/2011 7:32:47 AM
Dollars4Rent$25.002/1/2011 7:38:51 AM
53 Investments
 
Borrower Payment Dependent Notes Series 492357
This series of Notes was issued and sold upon the funding of the borrower loan #46947, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Jan-31-2011 
Term: 36 months Listing End date:  Jan-31-2011 
 
Lender yield: 23.99% Borrower rate/APR: 24.99% / 28.49% Monthly payment: $99.39
 
Lender servicing fee: 1.00% Effective Yield*: 23.40%  
Estimated return*: 13.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Sep-1993 Debt/Income ratio: 21%
Credit score: 700-719 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 9Length of status:1y 3m
Amount delinquent: $0 Total credit lines: 27 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,652Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 89%  
   Homeownership: Yes  
Screen name: Chess_Player Borrower's state: Ohio Borrower's group: Debt Consolidators
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 3 On-time: 63 ( 100% ) 700-719 (Latest)
Principal borrowed: $10,800.00< 31 days late: 0 ( 0% )  
700-719 (Jul-2009)
760-779 (May-2009)
680-699 (Apr-2008)
680-699 (Sep-2007)
 
Principal balance: $1,466.74 31+ days late: 0 ( 0% )
Total payments billed: 63  
Description
Home Improvements
Purpose of loan:
This loan will be used for unexpected repairs on my rental property.? I own a duplex.? I live in half and rent the other. My most recent tenants did a decent amount of damage.? I will need to install new carpet, get a new fridge, install three new interior doors and other cosmetic items.? I will be pursuing damages in court, but in the meantime, I need to return the apartment to a habitable condition and get it rented again.

My financial situation:
I am a good candidate for this loan because I am in a good financial position, I was just taken off guard by this turn of events.? I have never been late on any of the prosper loans I have taken out and I can't remember the last time I made a late payment to any other creditor.

Monthly net income: $ 5575

Monthly expenses: $
??Housing: $ 1650
??Insurance: $ 130
??Car expenses: $ 576
??Utilities: $ 250
??Phone, cable, internet: $ 200
??Food, entertainment: $ 1000
??Clothing, household expenses $ 2000
??Credit cards and other loans: $ 700
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Whipster$50.001/31/2011 6:52:44 PM
vine99$50.001/31/2011 6:52:56 PM
Feyenoord$25.001/31/2011 6:54:02 PM
transaction-circuit$100.001/31/2011 6:54:50 PM
Aberdeen$2,500.001/31/2011 6:54:58 PM
MoneyForNothing$66.331/31/2011 6:53:05 PM
sensible-order2$100.001/31/2011 6:50:53 PM
MoneyForNothing$66.661/31/2011 6:52:57 PM
grnii78$100.001/31/2011 6:52:50 PM
Wangchuk$25.001/31/2011 6:54:33 PM
10 Investments
 
Borrower Payment Dependent Notes Series 492509
This series of Notes was issued and sold upon the funding of the borrower loan #46871, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jan-31-2011 
Term: 36 months Listing End date:  Feb-01-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Sep-1985 Debt/Income ratio: 69%
Credit score: 720-739 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 19 / 18Length of status:27y 11m
Amount delinquent: $0 Total credit lines: 42 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $141,193Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 91%  
   Homeownership: Yes  
Screen name: order-blueberry Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 10 ( 100% ) 720-739 (Latest)
Principal borrowed: $12,000.00< 31 days late: 0 ( 0% )  
760-779 (Feb-2010)
760-779 (Nov-2009)
 
Principal balance: $9,189.05 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
Debit Consolidation
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: The total mortage is $229,000 and the market value is $260,000 (Jan-31-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
sensible-order2$100.001/31/2011 6:50:55 PM
investment-artist$25.001/31/2011 6:52:53 PM
nickel-hickory$50.001/31/2011 6:55:25 PM
jazzlender$25.001/31/2011 6:55:32 PM
ingenious-deal6$25.001/31/2011 7:03:28 PM
dpries123$25.001/31/2011 6:56:20 PM
reflective-rupee$400.771/31/2011 7:35:57 PM
RyanM561$25.001/31/2011 7:39:31 PM
witty-openness$25.001/31/2011 7:57:00 PM
num1irish$100.001/31/2011 7:43:21 PM
Brown98$25.001/31/2011 8:15:27 PM
KramericaIndustries$25.002/1/2011 1:09:20 AM
yield-lion2$25.002/1/2011 1:41:59 AM
Moe87$35.002/1/2011 5:10:56 AM
tdorren$25.002/1/2011 5:56:39 AM
twjh$25.002/1/2011 1:29:10 AM
hopeful-truth5$50.002/1/2011 6:46:03 AM
Lubava$25.002/1/2011 7:00:43 AM
kendigme$25.002/1/2011 2:21:02 AM
leverage-monger$25.202/1/2011 8:32:16 AM
first-serene-credit$25.002/1/2011 7:58:36 AM
nickel-hickory$50.002/1/2011 9:24:06 AM
contract-lionheart$75.002/1/2011 8:56:54 AM
sincere-fund1$50.002/1/2011 9:04:57 AM
liberty-society5$25.002/1/2011 9:33:20 AM
supreme-hope$25.002/1/2011 7:53:01 AM
nilonc1$25.002/1/2011 9:01:43 AM
loss-of-control$150.002/1/2011 9:06:37 AM
nickel-hickory$50.002/1/2011 9:24:23 AM
BidDaddyBigBucks$25.002/1/2011 9:55:01 AM
mpatrick$25.002/1/2011 10:39:04 AM
droopie1$25.002/1/2011 11:30:44 AM
wild-orange$25.002/1/2011 11:37:06 AM
investment-artist$25.001/31/2011 6:52:39 PM
transaction-animal8$25.001/31/2011 6:56:07 PM
gain-gourd$75.001/31/2011 7:01:10 PM
orderly-leverage$50.001/31/2011 7:01:37 PM
asiaratt$50.001/31/2011 7:02:22 PM
SDNLR$25.001/31/2011 7:02:27 PM
suave-dime6$25.001/31/2011 7:03:08 PM
credit-sycamore4$100.001/31/2011 7:04:53 PM
ultimate-peace$300.001/31/2011 6:57:18 PM
money-fort$30.001/31/2011 7:14:02 PM
velocity-solo$25.001/31/2011 6:58:11 PM
best-income-fertilizer$100.001/31/2011 7:41:26 PM
EarlyRiser$250.001/31/2011 7:00:25 PM
terrific-p2ploan$25.001/31/2011 7:55:46 PM
diversification-medalist$25.001/31/2011 8:32:58 PM
payment-gusto$25.001/31/2011 7:02:36 PM
2grindstones$25.001/31/2011 9:33:30 PM
YoungTaxMan$50.001/31/2011 9:15:40 PM
dtana$25.001/31/2011 9:24:55 PM
capital-kingdom$25.002/1/2011 5:55:25 AM
Kash2010lu$35.002/1/2011 6:11:32 AM
greencat$50.002/1/2011 7:13:30 AM
Leshan$34.472/1/2011 8:13:57 AM
restless-dime$25.002/1/2011 7:37:27 AM
raisingophelia$25.002/1/2011 8:28:29 AM
NekHoldings$25.002/1/2011 4:14:45 AM
nickel-hickory$50.002/1/2011 9:24:16 AM
five-star-note$103.202/1/2011 8:51:40 AM
SouthernRemarketing$25.002/1/2011 6:21:18 AM
well-mannered-income3$25.002/1/2011 7:01:54 AM
community-platoon8$25.002/1/2011 9:33:44 AM
Moe87$25.302/1/2011 7:50:46 AM
dough-bear$50.002/1/2011 7:52:58 AM
HamachiMan$50.002/1/2011 8:21:31 AM
JohnWS$59.132/1/2011 8:56:39 AM
TheCount$25.002/1/2011 10:18:43 AM
erowis$40.002/1/2011 10:26:28 AM
CACO_Lender$25.002/1/2011 11:38:44 AM
reflective-rupee$361.932/1/2011 12:12:53 PM
72 Investments
 
Borrower Payment Dependent Notes Series 492531
This series of Notes was issued and sold upon the funding of the borrower loan #46963, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-02-2011 
Term: 36 months Listing End date:  Feb-02-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $81.64
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-2003 Debt/Income ratio: 5%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 1Length of status:0y 3m
Amount delinquent: $0 Total credit lines: 17 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$75,000-$99,999
Delinquencies in last 7y: 1 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: openness-scientist9 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
my auto loan
Purpose of loan:
This loan will be used for temporary moving expenses, as I am just arriving in the area and need to purchase a cheap cash car.

My financial situation:
I am a good candidate for this loan because I have a good education and work history, making my ability to hold/get a job very easy.

Monthly net income: $ 6500

Monthly expenses: $ 1700
??Housing: $1200
??Insurance: $70
??Car expenses: $60
??Utilities: $0
??Phone, cable, internet: $20
??Food, entertainment: $240
??Clothing, household expenses $0
??Credit cards and other loans: $100
??Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
sensible-order2$100.002/2/2011 9:09:34 AM
velocity-solo$30.002/2/2011 9:13:05 AM
suave-dime6$25.002/2/2011 9:16:26 AM
Investoman$50.002/2/2011 9:19:25 AM
jazzlender$25.002/2/2011 9:10:32 AM
the-yield-surfer$50.002/2/2011 9:20:36 AM
the-silver-blaster$50.002/2/2011 9:29:40 AM
daekpon$40.002/2/2011 9:24:52 AM
liberty-society5$25.002/2/2011 9:18:15 AM
Armyman122$50.002/2/2011 10:26:07 AM
EngineersAlliance$100.002/2/2011 9:55:36 AM
greencat$50.002/2/2011 9:58:38 AM
erowis$55.002/2/2011 10:00:56 AM
Kash2010lu$25.002/2/2011 10:05:37 AM
wild-orange$50.002/2/2011 10:57:46 AM
taetrade$25.002/2/2011 11:17:11 AM
IASKGOD$25.002/2/2011 11:41:43 AM
evergreen16$50.002/2/2011 11:32:57 AM
One_Lolo$25.002/2/2011 11:48:02 AM
dough-bear$50.002/2/2011 9:10:55 AM
genius520$100.002/2/2011 9:13:14 AM
orderly-leverage$50.002/2/2011 9:15:32 AM
HamachiMan$50.002/2/2011 9:17:37 AM
asiaratt$50.002/2/2011 9:16:05 AM
a-finance-nirvana$25.002/2/2011 9:11:34 AM
Artist_Blue$25.002/2/2011 9:21:22 AM
finance-mushroom$100.002/2/2011 9:20:56 AM
investment-artist$25.002/2/2011 9:30:18 AM
gain-equator$25.002/2/2011 9:20:13 AM
rustysailor$25.002/2/2011 10:19:12 AM
leverage-monger$37.512/2/2011 10:37:47 AM
Evolver$50.002/2/2011 9:26:25 AM
wise-intelligent-duty$25.002/2/2011 11:35:41 AM
2grindstones$25.002/2/2011 10:35:03 AM
EarlyRiser$300.002/2/2011 11:46:30 AM
reflective-rupee$100.772/2/2011 9:54:27 AM
interstellar$75.002/2/2011 10:03:22 AM
profitable-balance$25.002/2/2011 11:48:03 AM
38 Investments
 
Borrower Payment Dependent Notes Series 492563
This series of Notes was issued and sold upon the funding of the borrower loan #46965, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-01-2011 
Term: 36 months Listing End date:  Feb-01-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $108.87
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Sep-1994 Debt/Income ratio: 22%
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 13Length of status:1y 1m
Amount delinquent: $0 Total credit lines: 45 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,997Stated income:$75,000-$99,999
Delinquencies in last 7y: 2 Bankcard utilization: 90%  
   Homeownership: Yes  
Screen name: open-economy4 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan needed for car repair
Purpose of loan:
This loan will be used to do some repairs on my car

My financial situation:
I am a good candidate for this loan because I have good monthly income, own my home, and always pay bills on-time.

Monthly net income: $? 4500

Monthly expenses: $
??Housing: $ 2700
??Insurance: $
??Car expenses: $ 500
??Utilities: $ 200
??Phone, cable, internet: $ 175
??Food, entertainment: $ 400
??Clothing, household expenses $ 500
??Credit cards and other loans: $ 800
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
jazzlender$25.002/1/2011 10:00:00 AM
orderly-leverage$50.002/1/2011 10:04:09 AM
transaction-circuit$100.002/1/2011 10:01:01 AM
raisingophelia$25.002/1/2011 10:06:52 AM
ultimate-peace$50.002/1/2011 10:06:59 AM
SDNLR$25.002/1/2011 10:04:52 AM
ingenious-deal6$25.002/1/2011 10:05:46 AM
investment-artist$25.002/1/2011 10:05:57 AM
dough-bear$50.002/1/2011 10:06:44 AM
droopie1$30.002/1/2011 10:31:29 AM
community-platoon8$25.002/1/2011 10:07:26 AM
2grindstones$25.002/1/2011 10:50:14 AM
DasMula$25.002/1/2011 10:29:53 AM
gain-gourd$75.002/1/2011 10:03:47 AM
RyanM561$25.002/1/2011 11:34:21 AM
cloud8$40.002/1/2011 11:54:41 AM
liberty-society5$25.002/1/2011 10:07:22 AM
greencat$50.002/1/2011 10:10:21 AM
Zoomzoom22$50.002/1/2011 11:10:17 AM
LittleRhody07$25.002/1/2011 11:19:36 AM
DHolly$30.002/1/2011 11:30:52 AM
minddoc$25.002/1/2011 11:54:24 AM
EarlyRiser$250.002/1/2011 10:03:31 AM
asiaratt$50.002/1/2011 10:04:40 AM
payment-gusto$25.002/1/2011 10:04:59 AM
HamachiMan$50.002/1/2011 10:06:48 AM
TheCount$25.002/1/2011 10:18:47 AM
reflective-rupee$625.772/1/2011 11:07:44 AM
sensible-order2$100.002/1/2011 10:00:05 AM
suave-dime6$25.002/1/2011 10:05:38 AM
benefit-banshee$25.002/1/2011 11:59:15 AM
REITRUST$25.002/1/2011 10:48:51 AM
Kash2010lu$50.002/1/2011 10:53:32 AM
EngineersAlliance$100.002/1/2011 11:13:34 AM
wild-orange$50.002/1/2011 11:35:43 AM
bonus-seahorse$25.002/1/2011 11:38:42 AM
reflective-rupee$249.232/1/2011 12:03:06 PM
37 Investments
 
Borrower Payment Dependent Notes Series 492575
This series of Notes was issued and sold upon the funding of the borrower loan #46880, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-01-2011 
Term: 36 months Listing End date:  Feb-03-2011 
 
Lender yield: 13.49% Borrower rate/APR: 14.49% / 16.65% Monthly payment: $516.24
 
Lender servicing fee: 1.00% Effective Yield*: 13.26%  
Estimated return*: 7.31%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1994 Debt/Income ratio: 21%
Credit score: 760-779 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 6Length of status:4y 9m
Amount delinquent: $0 Total credit lines: 31 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $330Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 3%  
   Homeownership: No  
Screen name: bold-robust-liberty Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Payoff Previous Owners Loan
Purpose of loan:
This loan will be used to pay off a loan from the previous owner of?my wife's?business.

My financial situation:
I am a tax accountant that currently earns a wage of $100k between my wife and myself as well as bills out $40k every tax season as a side business.?
I would like to obtain this loan in order to pay off the previous owner of my wifes business. My wife owns a laundromat with a drycleaning and wash/dry/fold?service. We currently owe the previous owner $24k with 7% interest. The previous owner has asked us to pay off the loan early and agreed to accept?$15k as a pay off.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Why was your earlier loan, at a lower interest rate, cancelled? - one-midas
A: The income verification only takes into account my income and not my household income. I was including my wife's wages in income and I did not know that. (Feb-02-2011)
Q: You listed this loan earlier and got 100% funded but appear to have failed during Prosper review process. May I know why and what action did you take to address those concerns? - Reddy_Capital
A: I originally included my total household income in my original listing, which included my wifes wages. After speaking with someone at Prosper, they explained that they only take into account the individual income and not the household income. I have adjusted my account to show only my income and relisted this loan request. That is why they listed me at a lower rating of B and a higher interest rate. They told me that with those changes I should have no problem with verification. (Feb-02-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
jazzlender$25.002/1/2011 6:04:42 PM
radforj22$35.002/1/2011 6:04:46 PM
impressive-credit431$100.002/1/2011 6:06:28 PM
cablenews$50.002/1/2011 6:06:06 PM
genius520$100.002/1/2011 6:06:59 PM
rolandweary$25.002/1/2011 6:07:15 PM
marketplace-cello5$25.002/1/2011 6:07:19 PM
starlight31$50.002/1/2011 6:08:29 PM
a-finance-nirvana$25.002/1/2011 6:09:20 PM
financelover$25.002/1/2011 6:09:53 PM
pdxKurt$50.002/1/2011 6:10:05 PM
meenan$50.002/1/2011 6:09:39 PM
Reinadog9$50.002/1/2011 6:10:15 PM
octoberfresh$25.002/1/2011 6:09:57 PM
Tradesmanlender$35.002/1/2011 6:10:56 PM
the-debt-fluffy-bunny$25.002/1/2011 6:11:02 PM
Adino$50.002/1/2011 6:11:37 PM
Clambake$100.002/1/2011 6:11:08 PM
heavy_ax$25.002/1/2011 6:11:46 PM
ALVO$50.002/1/2011 6:23:27 PM
shrewd-deal$25.002/1/2011 6:56:03 PM
sensible-order2$100.002/1/2011 6:08:13 PM
gain-equator$25.002/1/2011 7:18:26 PM
orderly-leverage$100.002/1/2011 6:08:20 PM
BidDaddyBigBucks$25.002/1/2011 6:11:34 PM
moneysong$700.002/1/2011 6:44:17 PM
reflective-rupee$500.772/1/2011 8:48:10 PM
tutnyce$100.002/1/2011 10:22:00 PM
mykkai$25.002/1/2011 7:50:05 PM
economy-popcorn$25.002/1/2011 8:51:09 PM
Reddy_Capital$25.002/1/2011 9:38:54 PM
interest-exec9$25.002/2/2011 7:05:15 AM
orange-impartial-asset$500.002/2/2011 7:58:23 AM
Artist_Blue$25.002/2/2011 8:50:17 AM
flyflorida2001$25.002/2/2011 5:47:47 AM
JDL51$40.002/2/2011 7:28:28 AM
one-midas$50.002/2/2011 9:30:08 AM
compassionate-dime0$50.002/2/2011 9:34:05 AM
Banker7371$25.002/2/2011 9:35:32 AM
tensalis$38.842/2/2011 10:33:58 AM
Leshan$25.002/2/2011 10:03:54 AM
black-plague$25.002/2/2011 10:55:35 AM
sshgfwb$25.002/2/2011 9:40:40 AM
vigilance-revolutionary$50.002/2/2011 1:53:35 PM
benevolent-asset$25.002/2/2011 3:09:25 PM
LendingP2P$75.002/2/2011 3:17:14 PM
FinanceEngine$25.002/2/2011 4:52:46 PM
riproaringrapids$25.002/2/2011 5:28:28 PM
m0rlock$500.002/2/2011 5:36:25 PM
bonus-poplar2$49.792/2/2011 5:38:39 PM
bazaar-winner$25.002/2/2011 7:54:58 PM
point-pinnacle$25.002/2/2011 6:10:57 PM
265alan0$25.002/2/2011 6:40:11 PM
velocity-winner$25.002/2/2011 9:51:25 PM
SerG_PunK$25.002/2/2011 10:23:37 PM
sophisticated-economy8$50.002/2/2011 7:18:27 PM
tender-ore$30.002/2/2011 10:26:43 PM
Da_Huntta$58.402/2/2011 8:41:29 PM
Weaverville$25.002/3/2011 12:44:27 AM
ichibon$133.342/3/2011 12:46:11 AM
internetwolf$130.002/2/2011 6:11:12 PM
fund-fox4$50.002/2/2011 9:00:13 PM
superb-commerce1$50.002/2/2011 9:19:30 PM
blue-relay$25.002/2/2011 6:44:06 PM
haidoken$50.002/2/2011 6:48:23 PM
Crame$50.002/2/2011 6:58:30 PM
integrity-doctor$100.002/2/2011 8:55:17 PM
point-promiser$25.002/3/2011 4:13:24 AM
ptjg$26.872/3/2011 1:05:39 AM
kulender$100.002/3/2011 5:54:07 AM
tranquil-revenue$50.002/2/2011 11:19:50 PM
night0wl$25.002/3/2011 12:32:56 AM
efficient-treasure0$25.002/3/2011 6:23:25 AM
cashhelp$30.002/3/2011 4:19:26 AM
Vans1975$86.002/3/2011 7:32:31 AM
Gibbyland$49.262/3/2011 1:06:37 AM
bhaus5$25.002/3/2011 5:53:46 AM
wwwUniversal$25.002/3/2011 1:20:24 AM
himanshuko$25.002/3/2011 1:41:10 AM
crw1950$29.012/3/2011 5:56:37 AM
ScottCapital$25.002/3/2011 9:29:58 AM
credit-atmosphere9$25.002/3/2011 9:44:02 AM
kublai$50.002/3/2011 12:23:15 PM
Shamrock731$27.852/3/2011 12:42:14 PM
bondhedger$25.002/3/2011 11:34:49 AM
best-payment-antioxidant$50.002/3/2011 9:44:07 AM
bradfid$25.002/3/2011 3:50:10 PM
peso-tiramisu$25.002/3/2011 3:59:11 PM
azncurls82$102.002/3/2011 4:53:13 PM
payout-alien6$25.002/3/2011 2:27:02 PM
Sadie27$25.002/3/2011 11:27:13 AM
Gobsek$25.002/3/2011 2:47:23 PM
integrity-enrichment2$36.002/3/2011 3:23:36 PM
seabassx$25.002/3/2011 11:54:22 AM
mammalian4$25.002/3/2011 3:24:46 PM
pinnacle10$25.002/3/2011 12:16:37 PM
newest-funds-powerplant$50.002/3/2011 3:45:21 PM
rbrown15$50.002/3/2011 3:48:33 PM
mcs99$100.002/3/2011 1:26:53 PM
FundMaker$25.002/3/2011 4:44:09 PM
lively-exchange$25.002/3/2011 2:54:36 PM
3_boyz$35.352/3/2011 3:08:43 PM
capital-mover7$25.002/3/2011 5:19:07 PM
market-walnut5$25.002/3/2011 5:58:14 PM
bid-papyrus$25.002/3/2011 6:26:08 PM
handshake5$100.002/3/2011 6:29:59 PM
thorough-exchange4$25.002/3/2011 5:23:35 PM
credit-observatory$25.002/3/2011 6:42:22 PM
generator535$25.002/3/2011 6:50:04 PM
open-moola$50.002/3/2011 6:50:25 PM
terrific-fund5$50.002/3/2011 6:50:31 PM
Eagledrop$25.002/3/2011 6:50:39 PM
cvlender$25.002/3/2011 6:50:55 PM
kingbutthd$25.002/3/2011 6:51:03 PM
newest-generous-income$25.002/3/2011 6:51:06 PM
canisian$25.002/3/2011 6:51:09 PM
platinum-optimization1$25.002/3/2011 6:51:26 PM
mtsilver$25.002/3/2011 6:51:31 PM
aguru54$25.002/3/2011 6:51:36 PM
JoesSon$25.002/3/2011 6:51:45 PM
calm-deal7$25.002/3/2011 5:58:19 PM
rupee-artisan$25.002/3/2011 6:27:25 PM
flwah$25.002/3/2011 6:27:48 PM
irrelevant$25.002/3/2011 6:28:53 PM
be_wise$25.002/3/2011 6:32:34 PM
gold-commander0$50.002/3/2011 6:50:03 PM
murlirao2002$25.002/3/2011 6:50:21 PM
Dcoy$50.002/3/2011 6:50:41 PM
P7E$50.002/3/2011 6:50:47 PM
green-moola-sniffer$50.002/3/2011 6:50:59 PM
hatuey99$25.002/3/2011 6:51:10 PM
id26709$25.002/3/2011 6:51:19 PM
raetus$25.002/3/2011 6:51:30 PM
upright-asset2$50.002/3/2011 6:51:35 PM
brandongrowth$50.002/3/2011 6:51:42 PM
dingus$25.002/3/2011 6:50:07 PM
jhuang617$25.002/3/2011 6:50:33 PM
panther757$25.002/3/2011 6:50:36 PM
lovelongandprosper$50.002/3/2011 6:50:49 PM
cbllender$25.002/3/2011 6:50:54 PM
magical-coin1$50.002/3/2011 6:51:13 PM
aimm$25.002/3/2011 6:51:16 PM
autonomous-basis$25.002/3/2011 6:51:21 PM
ersheido$50.002/3/2011 6:51:31 PM
burrito0$29.842/3/2011 6:51:35 PM
treasure-miser$25.002/3/2011 6:51:43 PM
american6$100.002/1/2011 6:06:53 PM
gain-gourd$100.002/1/2011 6:06:30 PM
rjleves$25.002/1/2011 6:07:49 PM
simplelender80$100.002/1/2011 6:07:07 PM
mtnbikemania$50.002/1/2011 6:07:24 PM
peripatetic$25.002/1/2011 6:08:25 PM
NYCFinancier$25.002/1/2011 6:09:25 PM
HamachiMan$50.002/1/2011 6:10:46 PM
Shawn95187$25.002/1/2011 6:10:01 PM
GElender$50.002/1/2011 6:10:23 PM
gracej$25.002/1/2011 6:11:43 PM
enthralling-deal180$50.002/1/2011 6:04:17 PM
liberty-society5$25.002/1/2011 6:11:20 PM
bold-durability-drum$100.002/1/2011 6:11:25 PM
AFairDeal$75.002/1/2011 6:12:07 PM
commerce-yeller$25.002/1/2011 6:04:38 PM
tech310$50.002/1/2011 6:05:47 PM
fishintime$100.002/1/2011 6:06:33 PM
ethicalhumanist$50.002/1/2011 6:43:06 PM
velocity-solo$50.002/1/2011 6:06:48 PM
ursus$100.002/1/2011 6:07:31 PM
gold-tsunami$50.002/1/2011 6:07:46 PM
brutusbone$50.002/1/2011 7:33:13 PM
jenkris$25.002/1/2011 6:10:12 PM
sst36$25.002/1/2011 8:05:52 PM
theloanfiller$25.002/1/2011 8:21:28 PM
JustMee$25.002/1/2011 6:51:17 PM
reBuild-America$25.002/1/2011 9:42:49 PM
hopeful-truth5$200.002/1/2011 8:56:25 PM
Reddy_Capital$25.002/1/2011 9:40:09 PM
Soulphoniks-Holdings$43.712/2/2011 3:32:17 AM
The_Birnetts$100.002/2/2011 5:05:21 AM
chameleon125$50.002/2/2011 6:54:33 AM
lukassaul$25.002/2/2011 7:03:19 AM
bigphish$25.002/2/2011 7:24:40 AM
fireman4$35.002/2/2011 8:01:06 AM
friendinmoney$40.002/2/2011 8:04:36 AM
organic-treasure$25.002/2/2011 8:50:15 AM
LittleMingo$27.002/2/2011 5:26:16 AM
astute-benjamins$25.002/2/2011 6:50:51 AM
exact-peso2$25.002/2/2011 7:05:10 AM
houli123$557.772/2/2011 8:20:22 AM
flexible-fund6$50.002/2/2011 9:33:21 AM
principal-trombone$354.552/2/2011 9:30:35 AM
dsgfl1$100.002/2/2011 9:50:45 AM
mddahlheim$25.002/2/2011 10:12:11 AM
30Sky$25.002/2/2011 1:48:33 PM
Sealion$50.002/2/2011 12:05:17 PM
loyalist1$50.002/2/2011 12:19:21 PM
exuberant-dime$50.002/2/2011 5:09:37 PM
honorable-yield$25.002/2/2011 5:34:32 PM
loss-of-control$50.002/2/2011 5:43:59 PM
olka$25.002/2/2011 6:23:15 PM
Aariel$25.002/2/2011 6:45:12 PM
thankful-nickel2$25.002/2/2011 7:52:10 PM
invest0r$50.002/2/2011 8:13:31 PM
Tizzo27$50.002/2/2011 8:31:42 PM
wealth-pal3$25.002/2/2011 5:39:34 PM
nimble-benjamins$25.002/2/2011 6:39:26 PM
upbeat-investment9$100.002/2/2011 8:32:31 PM
calm-platinum8$30.002/2/2011 8:58:35 PM
SkiFastBadly$50.002/2/2011 6:17:46 PM
marketrateinvestor$25.002/3/2011 1:06:44 AM
balance-whistle7$25.002/2/2011 11:43:42 PM
loot-heart$25.002/3/2011 1:33:21 AM
pleasureman$25.002/3/2011 3:17:58 AM
fcukciti$35.002/3/2011 3:59:29 AM
availableloan$25.002/2/2011 9:58:02 PM
bowdish1$38.362/3/2011 1:06:49 AM
BigLinCT$25.002/3/2011 5:28:20 AM
jblack01$25.002/3/2011 5:49:05 AM
bob_sacamano$25.002/2/2011 10:43:25 PM
god_is_great$25.002/3/2011 6:08:34 AM
Breadandbutter$25.002/3/2011 6:46:36 AM
Helping-One-Another$62.962/3/2011 5:07:41 AM
cycle198$50.002/3/2011 7:36:11 AM
anders94$25.302/3/2011 1:06:31 AM
bullwink27$25.002/3/2011 7:43:13 AM
jhernand17$25.002/3/2011 6:03:19 AM
thebadpelican$50.002/3/2011 9:05:01 AM
wtrboy$50.002/3/2011 5:38:18 AM
point-kitten6$50.002/3/2011 7:28:21 AM
open-minded-finance1$25.002/3/2011 7:29:00 AM
Perksunlimited$68.002/3/2011 8:14:07 AM
silverloan$50.002/3/2011 8:25:48 AM
gold-sushi$25.002/3/2011 9:45:19 AM
ore-dojo$50.002/3/2011 9:33:13 AM
emt747$25.002/3/2011 9:59:42 AM
McRowdy$25.002/3/2011 9:37:51 AM
hopethisworks$50.002/3/2011 10:36:33 AM
safe-finance$25.002/3/2011 9:44:31 AM
Divr555$50.002/3/2011 10:39:01 AM
ArchonFinancialHoldings$50.002/3/2011 9:45:57 AM
InvestorPartners$25.002/3/2011 9:47:01 AM
goobersayshey$50.002/3/2011 12:30:14 PM
benjamins-utopia$50.002/3/2011 9:44:48 AM
tonyscc$50.002/3/2011 12:07:51 PM
bonus-zone$25.002/3/2011 12:44:16 PM
clean-finance1$35.002/3/2011 9:59:48 AM
responsibility-voltage$25.002/3/2011 1:29:10 PM
sincerlyyours$200.002/3/2011 1:38:05 PM
Auburnmist$25.002/3/2011 1:43:24 PM
VBinvestor$100.002/3/2011 1:50:43 PM
redhead21$63.732/3/2011 11:35:05 AM
ProudDad$50.002/3/2011 2:12:02 PM
Sol_Invictus$25.002/3/2011 3:30:13 PM
boylezz$50.002/3/2011 3:38:28 PM
gilbrear$25.002/3/2011 4:30:33 PM
SolarMoonshine$200.002/3/2011 5:08:48 PM
happy-yield$25.002/3/2011 5:44:02 PM
rss197$25.002/3/2011 6:26:36 PM
IIP77$25.002/3/2011 6:29:54 PM
89323gtx$40.002/3/2011 6:48:38 PM
investment-comet$25.002/3/2011 6:50:02 PM
Cleon$25.002/3/2011 6:50:05 PM
JayKae$50.002/3/2011 6:50:28 PM
nestegg4e$25.002/3/2011 6:50:37 PM
sweepeet$25.002/3/2011 6:50:44 PM
forthright-trade$25.002/3/2011 6:50:58 PM
checkuto$25.002/3/2011 6:51:04 PM
Florida67$50.002/3/2011 6:51:06 PM
giannyny$25.002/3/2011 6:51:24 PM
maven2$25.002/3/2011 6:51:28 PM
rlgnyc$50.002/3/2011 6:51:34 PM
jetfan11$60.002/3/2011 6:51:40 PM
Herluftrolle$50.002/3/2011 6:51:46 PM
orgy63$50.002/3/2011 6:32:25 PM
uarewhatuthink$25.002/3/2011 6:49:45 PM
bold-restless-dinero$25.002/3/2011 6:50:32 PM
idojudo123$25.002/3/2011 6:50:45 PM
fairwealth$25.002/3/2011 6:50:50 PM
goldie414$50.002/3/2011 6:51:00 PM
hawksfanmd$25.002/3/2011 6:51:11 PM
poor-man$25.002/3/2011 6:51:29 PM
orangetrust$75.002/3/2011 6:51:32 PM
dckpolo$50.002/3/2011 6:51:38 PM
Oupa-George$25.002/3/2011 6:50:11 PM
protector807$25.002/3/2011 6:50:26 PM
affluent-anteater$25.002/3/2011 6:50:35 PM
Kmac_Lending$25.002/3/2011 6:50:43 PM
SJM10011a$25.002/3/2011 6:50:52 PM
HarrisonHome$25.002/3/2011 6:51:02 PM
grove611$50.002/3/2011 6:51:15 PM
Tasmir$25.002/3/2011 6:51:27 PM
tranquil-diversification8$50.002/3/2011 6:51:33 PM
Earl65$25.002/3/2011 6:51:39 PM
292 Investments
 
Borrower Payment Dependent Notes Series 492623
This series of Notes was issued and sold upon the funding of the borrower loan #46969, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-01-2011 
Term: 36 months Listing End date:  Feb-02-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $163.28
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jan-1984 Debt/Income ratio: 20%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 15Length of status:7y 9m
Amount delinquent: $0 Total credit lines: 32 Occupation: Civil Service
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $61,066Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: Yes  
Screen name: listing-sceptre5 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
DOD GS Employee - Pay legal expense
Purpose of loan:
This loan will be used to payoff an unplanned legal expense.? I would like to get $7500 funded, but the application process defaulted to $4000

My financial situation:
I am a good candidate for this loan because I am employed with the Department of Defense, have almost Zero risk of losing my job and I will set this up for automatic payment every two weeks.

Monthly net income: $
7200
Monthly expenses: $
??Housing: $ 3400
??Insurance: $ 50
??Car expenses: $ 575
??Utilities: $ 150
??Phone, cable, internet: $ 50
??Food, entertainment: $ 200
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 75
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
sensible-order2$100.002/1/2011 6:04:29 PM
dough-bear$50.002/1/2011 6:05:20 PM
genius520$100.002/1/2011 6:06:47 PM
suave-dime6$25.002/1/2011 6:09:36 PM
ingenious-deal6$25.002/1/2011 6:09:50 PM
HamachiMan$50.002/1/2011 6:10:48 PM
liberty-society5$25.002/1/2011 6:11:22 PM
velocity-solo$30.002/1/2011 6:06:40 PM
mykkai$25.002/1/2011 7:51:25 PM
gain-equator$25.002/1/2011 7:18:44 PM
master648$30.002/1/2011 7:46:27 PM
texrob20$25.002/2/2011 1:45:49 AM
zippy-interest$25.002/2/2011 2:03:48 AM
dedicated-diversification5$26.302/2/2011 2:07:15 AM
vutah$50.002/1/2011 10:01:44 PM
blue-pragmatic-truth$25.002/2/2011 3:32:44 AM
dudebrah$25.002/1/2011 10:47:08 PM
kind-bid-genome$25.002/2/2011 6:15:35 AM
finance-mushroom$100.002/2/2011 7:13:37 AM
ddoneday$31.742/2/2011 7:57:00 AM
moola-monger9$50.002/2/2011 8:02:32 AM
forthright-trade$25.002/2/2011 10:58:52 AM
RecoveryLender$25.002/2/2011 10:26:57 AM
alphabet76$30.002/2/2011 9:43:17 AM
Leshan$25.002/2/2011 9:47:04 AM
FinanceEngine$25.002/2/2011 10:55:04 AM
wild-orange$50.002/2/2011 10:59:40 AM
jazzlender$25.002/1/2011 6:06:00 PM
orderly-leverage$50.002/1/2011 6:08:09 PM
gain-gourd$75.002/1/2011 6:07:43 PM
SDNLR$25.002/1/2011 6:09:04 PM
houli123$250.002/1/2011 6:13:32 PM
asiaratt$50.002/1/2011 6:08:47 PM
Investoman$50.002/1/2011 6:12:05 PM
hopeful-truth5$200.002/1/2011 8:51:03 PM
reflective-rupee$500.772/1/2011 8:44:20 PM
favorite-commerce$50.002/1/2011 8:48:36 PM
witty-openness$25.002/1/2011 7:23:01 PM
gothampark$25.002/1/2011 10:13:03 PM
2grindstones$25.002/1/2011 10:00:30 PM
jybank$25.002/1/2011 10:10:38 PM
zorg77$25.002/1/2011 8:39:59 PM
the-yield-surfer$50.002/1/2011 9:36:38 PM
DasMula$37.442/1/2011 10:08:08 PM
proud-pound4$500.002/1/2011 10:26:38 PM
Kash2010lu$25.002/1/2011 11:11:57 PM
loanman2007$200.002/2/2011 5:29:02 AM
greencat$50.002/2/2011 7:20:46 AM
shrewd-income$100.002/2/2011 8:20:31 AM
fund-secret-agent$25.002/2/2011 8:26:47 AM
Artist_Blue$25.002/2/2011 8:44:55 AM
well-mannered-income3$50.002/2/2011 6:35:20 AM
enriched-note6$25.002/2/2011 8:07:04 AM
supreme-hope$25.002/2/2011 8:13:53 AM
the-silver-blaster$50.002/2/2011 9:29:31 AM
branaa99$25.002/2/2011 10:31:12 AM
terrific-return$35.192/2/2011 10:37:42 AM
Tkhalaska$25.002/2/2011 10:14:37 AM
evergreen16$153.432/2/2011 11:30:31 AM
Armyman122$50.002/2/2011 10:23:33 AM
investment-artist$25.002/2/2011 9:31:46 AM
nodebt2012$50.002/2/2011 10:56:25 AM
social-zebra$25.132/2/2011 10:59:54 AM
63 Investments
 
Borrower Payment Dependent Notes Series 492657
This series of Notes was issued and sold upon the funding of the borrower loan #46865, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.25% Listing Start date:  Feb-03-2011 
Term: 36 months Listing End date:  Feb-03-2011 
 
Lender yield: 7.49% Borrower rate/APR: 8.49% / 10.58% Monthly payment: $236.72
 
Lender servicing fee: 1.00% Effective Yield*: 7.48%  
Estimated return*: 4.23%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: May-1997 Debt/Income ratio: 16%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:5y 0m
Amount delinquent: $0 Total credit lines: 20 Occupation: Civil Service
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $3,839Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 43%  
   Homeownership: No  
Screen name: profoster Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 44 ( 100% ) 740-759 (Latest)
Principal borrowed: $9,500.00< 31 days late: 0 ( 0% )  
720-739 (Mar-2010)
580-599 (Feb-2008)
660-679 (Feb-2007)
 
Principal balance: $4,856.95 31+ days late: 0 ( 0% )
Total payments billed: 44  
Description
Improve Prosper Rate, Debt Conso
Purpose of loan:
I am looking to reduce my interest rate on my current Proper Loan.? My credit has been rapidly improving and I would like to benefit from my increased credit performance.? Approximately $5,000 would be used to pay off the current Prosper Loan.? The rest will be used to pay off my remaining Sears CC balance of $2,650 (expiring 0% interest in 2 months) which was used to purchase new appliances for a remodeled kitchen (we have been actively improving our home over the past 2 years).? I have a history with Prosper Loans and have made 47 consecutive payments on-time or early (never missing one).

My financial situation:
My monthly bills are as follows:
Rent/Mortgage????$500
Insurance????$125
Water, Gas, and Electric????$175
Food????$200
Entertainment????$130
Sears Credit Card????$100
Student Loans????$110
Cell Phones????$115
Internet / Cable????$120
Prosper Loan????$240
Both of our vehicles are paid off in full.
-------------------------------------------------------
Total Monthly Bills --> $1815

My take home pay is still $2400 per month, my wife's take home pay is $2250.? The loan would eliminate $340 in payments and then add $236 for the new Prosper loan.

My public record is a personal bankrupcy from 2003.? I have not missed a single payment since this time period.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kulender$100.002/3/2011 5:05:36 PM
ursus$100.002/3/2011 5:07:32 PM
rjleves$25.002/3/2011 5:07:37 PM
enthralling-deal180$75.002/3/2011 5:03:14 PM
jazzlender$25.002/3/2011 5:03:33 PM
vigilance-revolutionary$50.002/3/2011 5:05:20 PM
AFairDeal$75.002/3/2011 5:09:36 PM
gain-equator$25.002/3/2011 5:09:44 PM
Pulchritudinous$25.002/3/2011 5:05:54 PM
Aberdeen$4,000.002/3/2011 5:03:23 PM
bigphish$25.002/3/2011 5:09:59 PM
top-note-jamboree$50.002/3/2011 5:06:29 PM
credit-investor5$50.002/3/2011 5:11:54 PM
meenan$50.002/3/2011 5:08:30 PM
HamachiMan$50.002/3/2011 5:08:53 PM
bold-durability-drum$100.002/3/2011 5:09:26 PM
Tradesmanlender$35.002/3/2011 5:09:04 PM
Clambake$100.002/3/2011 5:09:10 PM
BidDaddyBigBucks$25.002/3/2011 5:11:48 PM
bondhedger$25.002/3/2011 5:12:44 PM
bob_sacamano$25.002/3/2011 5:11:57 PM
happy-yield$25.002/3/2011 5:31:03 PM
DasMula$25.002/3/2011 5:48:06 PM
selector568$50.002/3/2011 5:06:18 PM
fishintime$100.002/3/2011 5:06:40 PM
enchanted-yield4$50.002/3/2011 5:06:58 PM
american6$100.002/3/2011 5:07:03 PM
genius520$100.002/3/2011 5:07:08 PM
marketplace-cello5$25.002/3/2011 5:07:23 PM
simplelender80$100.002/3/2011 5:04:46 PM
reflective-rupee$50.772/3/2011 5:04:50 PM
Stavros$75.002/3/2011 5:10:04 PM
Feyenoord$25.002/3/2011 5:03:40 PM
g314$30.002/3/2011 5:06:33 PM
benjamins-utopia$50.002/3/2011 5:12:23 PM
tech310$50.002/3/2011 5:05:55 PM
hopethisworks$50.002/3/2011 5:12:38 PM
sensible-order2$100.002/3/2011 5:07:51 PM
velocity-solo$60.002/3/2011 5:06:30 PM
rolandweary$25.002/3/2011 5:07:16 PM
pdxKurt$50.002/3/2011 5:08:35 PM
orderly-leverage$100.002/3/2011 5:07:58 PM
peripatetic$25.002/3/2011 5:08:03 PM
a-finance-nirvana$25.002/3/2011 5:08:10 PM
jenkris$25.002/3/2011 5:08:42 PM
point-kitten6$50.002/3/2011 5:12:09 PM
LSAR$30.002/3/2011 5:12:47 PM
indomitable-coin$50.002/3/2011 5:13:01 PM
boylezz$50.002/3/2011 5:13:14 PM
one-midas$25.002/3/2011 5:33:44 PM
setUup$51.442/3/2011 5:40:10 PM
hopeful-truth5$892.792/3/2011 5:51:55 PM
52 Investments