Sales Report:Supplement No. 12 dated Feb 01, 2011 to Prospectus dated Jan 12, 2011
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jan 12, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jan 12, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 491232
This series of Notes was issued and sold upon the funding of the borrower loan #46793, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Jan-26-2011 
Term: 36 months Listing End date:  Jan-27-2011 
 
Lender yield: 23.99% Borrower rate/APR: 24.99% / 28.49% Monthly payment: $298.16
 
Lender servicing fee: 1.00% Effective Yield*: 23.40%  
Estimated return*: 13.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Sep-2000 Debt/Income ratio: 31%
Credit score: 740-759 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:0y 10m
Amount delinquent: $0 Total credit lines: 22 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $46Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 4%  
   Homeownership: No  
Screen name: MassBile Borrower's state: Virginia Borrower's group: 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 1 ( 100% ) 740-759 (Latest)
Principal borrowed: $7,000.00< 31 days late: 0 ( 0% )  
720-739 (Oct-2010)
600-619 (Jun-2008)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 1  
Description
2nd Prosper Loan 752 Credit Score
This is my second loan here on Prosper and I intend on paying this one just as I did the first.?? I have a great credit track record and always pay bills on time.?? No credit?deliquencies and a fairly strong Prosper rating of 7 out of 10.

I intend on using the funds from this loan to consolidate a few accounts into 1 payment.?? I feel confident that I will have no problems making the $300 monthly payment.?

I'm also a Prosper lender with 12 active notes currently.

Monthly net income: $ 4850

Monthly expenses: $ 2370

??Housing: $ 900?
??Insurance: $ 85
??Car expenses: $ 435
??Utilities: $ 100?
??Phone, cable, internet: $ 100
??Food, entertainment: $ 100
??Clothing, household expenses $ 50
??Credit cards and other loans: $?500
??Other expenses: $ 100

Please feel free to ask any questions you may have.?Thank you.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
greencat$50.001/26/2011 10:39:26 AM
Whipster$50.001/26/2011 12:19:31 PM
wise-rupee-sanctuary$50.001/26/2011 10:43:35 AM
vanklein$25.001/26/2011 2:01:57 PM
JustMee$25.001/26/2011 10:56:15 AM
worthy-bid8$50.001/26/2011 10:41:54 AM
witty-openness$25.001/26/2011 1:20:05 PM
EarlyRiser$250.001/26/2011 10:48:59 AM
DoctorJoe$25.001/26/2011 2:03:41 PM
squarebob$30.001/26/2011 2:13:02 PM
dpjd$50.001/26/2011 4:16:59 PM
killdare$25.001/26/2011 6:10:25 PM
balance-force$25.001/26/2011 4:26:03 PM
UCLA4life$25.001/26/2011 5:07:44 PM
drcoop$25.001/26/2011 6:00:04 PM
Whitewater_Loans$30.001/26/2011 6:18:31 PM
l2fp$43.231/26/2011 6:20:34 PM
clemclan$25.001/26/2011 6:54:05 PM
ethicalhumanist$25.001/26/2011 5:06:57 PM
Spinnaker$65.001/26/2011 5:43:38 PM
credit-missile$25.001/26/2011 7:01:24 PM
SolarMoonshine$200.001/26/2011 7:11:18 PM
grammaspurse$25.001/26/2011 9:30:47 PM
octoberfresh$25.001/26/2011 7:43:40 PM
KileNSmyth4$25.001/26/2011 11:43:47 PM
BangBros$611.251/26/2011 8:29:10 PM
SkyLoan$25.001/27/2011 12:18:08 AM
kendigme$34.431/27/2011 2:17:47 AM
rakey$25.001/26/2011 9:13:47 PM
unfixer$25.001/27/2011 3:54:10 AM
GeorgiaGator$25.001/26/2011 9:18:04 PM
blue-dollar-viking$25.001/26/2011 8:37:35 PM
Rollshaft$25.001/26/2011 9:47:45 PM
NekHoldings$25.001/26/2011 8:56:31 PM
Bob450$25.001/26/2011 10:48:10 PM
rlaboy$25.001/27/2011 1:10:52 AM
principal-laser$51.991/27/2011 2:33:01 AM
greenback-orb$50.001/26/2011 10:46:36 PM
greenback-guard$25.001/26/2011 11:46:34 PM
hemmer42$32.231/27/2011 12:05:29 AM
boomer5$25.001/27/2011 1:39:53 AM
social-heart$50.001/27/2011 3:17:31 AM
principal-star$25.001/26/2011 10:41:49 AM
courteous-note1$72.001/26/2011 12:14:32 PM
bluehen00$100.001/26/2011 1:35:51 PM
rescue$100.001/26/2011 10:49:07 AM
well-mannered-income3$50.001/26/2011 2:52:51 PM
reflective-rupee$1,500.771/26/2011 11:09:56 AM
velocity-solo$30.001/26/2011 10:43:40 AM
genius520$100.001/26/2011 10:43:45 AM
cleo1255$50.001/26/2011 3:49:20 PM
113121$400.001/26/2011 10:43:53 AM
justanothersushieater$25.001/26/2011 1:51:43 PM
one-midas$25.001/26/2011 10:45:56 AM
YoungTaxMan$123.851/26/2011 1:58:35 PM
investment-cluster$50.001/26/2011 1:59:48 PM
red-favorable-basis$25.001/26/2011 2:50:22 PM
credit-bliss8$25.001/26/2011 4:17:46 PM
aafg69$25.001/26/2011 4:52:53 PM
enthusiastic-balance5$100.001/26/2011 4:17:44 PM
113121$292.531/26/2011 3:09:02 PM
platinum-scientist9$25.001/26/2011 4:44:02 PM
nilonc1$50.001/26/2011 5:06:07 PM
Leshan$150.001/26/2011 5:19:02 PM
brightest-fascinating-principal$25.001/26/2011 5:27:33 PM
Byrd24$100.001/26/2011 5:47:14 PM
ac787$25.001/26/2011 5:59:13 PM
credit-missile$100.001/26/2011 6:51:36 PM
tech310$50.001/26/2011 8:12:55 PM
zone8$125.001/26/2011 7:10:09 PM
hidavehi$25.041/26/2011 8:26:27 PM
RLaumeyer$25.001/26/2011 7:14:39 PM
bughead$25.001/26/2011 9:29:17 PM
hopeful-truth5$200.001/26/2011 7:50:00 PM
stevekc1$25.001/26/2011 7:27:02 PM
shrewd-income$84.201/26/2011 7:39:23 PM
Green-Baron$25.001/26/2011 7:41:35 PM
hidavehi$28.041/27/2011 3:05:39 AM
himistu22$25.001/27/2011 3:13:39 AM
bondhedger$25.001/26/2011 9:10:59 PM
curveylady$27.001/27/2011 3:48:55 AM
poolshark72$25.001/26/2011 10:56:14 PM
riveting-credit5$500.001/26/2011 9:06:12 PM
draggon77$25.001/27/2011 12:15:14 AM
Nerdster1$35.041/27/2011 3:15:01 AM
Moe87$25.001/27/2011 3:28:38 AM
Rx-Ace$100.001/26/2011 11:49:38 PM
Starfin-Capital-Management$183.401/27/2011 4:48:15 AM
88 Investments
 
Borrower Payment Dependent Notes Series 491360
This series of Notes was issued and sold upon the funding of the borrower loan #46906, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jan-25-2011 
Term: 36 months Listing End date:  Jan-28-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Mar-1990 Debt/Income ratio: 16%
Credit score: 660-679 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 6 Current / open credit lines: 1 / 1Length of status:8y 9m
Amount delinquent: $1,723 Total credit lines: 29 Occupation: Tradesman - Mechani...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 16 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: rettyford Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
vibesvibes
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $ 1550
??Housing: $ 892
??Insurance: $ 50
??Car expenses: $ 260
??Utilities: $ 50
??Phone, cable, internet: $ 99.00
??Food, entertainment: $ 175
??Clothing, household expenses $ 20
??Credit cards and other loans: $ 260
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: 16 delinquiencies in the last 7 years? Please explain. Click on my name and read my messge. mri555. - mri555
A: In 2004-2005 I purchased an ice cream store and a bakery cafe business and lost a lot because of the damages of Hurricane Wilma, I saw my sales dropped due to the loss and my problems got worse as I struggle to survive and had ran out of resources (use of my personal funds) with no where else to turn, as a result I had to closed my business. (Jan-26-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
velocity-solo$25.001/25/2011 6:00:49 PM
worthy-bid8$50.001/25/2011 6:03:52 PM
rescue$100.001/25/2011 6:03:07 PM
zone8$75.001/25/2011 6:04:05 PM
Artist_Blue$25.001/26/2011 6:01:58 AM
new0rleans$25.001/26/2011 12:45:33 PM
jasjac0105$25.001/26/2011 4:52:49 PM
Bob450$25.001/26/2011 10:48:08 PM
asset-professor$25.001/27/2011 12:14:12 PM
Speculator$25.001/27/2011 1:39:45 PM
wwwUniversal$25.001/27/2011 4:28:55 PM
open-minded-fund9$50.001/27/2011 5:32:36 PM
matt_2006$25.001/27/2011 6:36:09 PM
impala6464$75.001/27/2011 6:00:43 PM
Jack55304$50.001/27/2011 9:32:17 PM
CaboWaboRobo$25.001/28/2011 12:41:02 AM
Easystreet$25.001/28/2011 12:46:32 AM
goldeneye777$25.001/28/2011 12:55:06 AM
momoney2lend$25.001/28/2011 12:59:12 AM
peace-missile$25.001/27/2011 9:40:29 PM
capital-halo1$500.001/27/2011 9:33:21 PM
Rogesparkguy$25.001/27/2011 9:36:56 PM
Rdodson11$25.001/28/2011 12:43:26 AM
Masterlender$25.001/27/2011 11:00:16 PM
MissionMicroFinance$25.001/28/2011 12:59:45 AM
GoldenGo4$50.001/27/2011 11:31:45 PM
golath24$25.001/28/2011 12:56:09 AM
mikelance7$25.001/25/2011 6:48:48 PM
drjekyllus$25.001/26/2011 5:51:22 PM
S-Master$50.001/26/2011 7:00:29 PM
VJ_Financial$25.001/26/2011 9:20:10 PM
zorg77$25.001/26/2011 9:37:45 PM
tech310$50.001/26/2011 8:12:51 PM
realtormoises$25.001/27/2011 6:16:51 AM
DonaldColorado$50.001/27/2011 7:23:06 PM
gain-gourd$75.001/27/2011 7:33:24 PM
finance-magma7$25.001/27/2011 8:38:25 PM
StWaldo$25.001/28/2011 12:40:36 AM
finagler$25.001/28/2011 12:46:26 AM
Kijib$25.001/28/2011 12:56:22 AM
Hambone1111$25.001/27/2011 11:17:45 PM
Zingaro$25.001/28/2011 1:01:31 AM
helpful-credit156$26.811/27/2011 11:45:00 PM
SpareChangeHero$25.001/28/2011 12:40:04 AM
seisen$29.601/28/2011 1:01:10 AM
45 Investments
 
Borrower Payment Dependent Notes Series 491458
This series of Notes was issued and sold upon the funding of the borrower loan #46799, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jan-23-2011 
Term: 36 months Listing End date:  Jan-24-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $108.87
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Feb-2002 Debt/Income ratio: 21%
Credit score: 640-659 (Jan-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:9y 10m
Amount delinquent: $0 Total credit lines: 34 Occupation: Laborer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $26,140Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 81%  
   Homeownership: Yes  
Screen name: answer376 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
car down payment
Purpose of loan:
Need a new car for my family.? Never pay my bills late as you can see.?

My financial situation:
I am a good candidate for this loan because? I never pay a bill late and have had a steady job for almost 10 yrs.? Overtime is available at my work if I need extra cash.? Have 12k in my bank acct. and also 16k in an ira. account. if I need to pay this off I could immediately.? All my credit cards are low interest and I am paying them down quickly.

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 108,000 is the balance, I have no heloc on my house. The market value is 130,000. (Jan-24-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Kash2010lu$53.001/23/2011 2:13:09 PM
velocity-solo$25.001/23/2011 2:15:11 PM
RyanM561$25.001/23/2011 2:09:02 PM
a_salt_miner$25.001/23/2011 2:20:43 PM
DasMula$25.001/23/2011 2:23:12 PM
Jack55304$100.001/23/2011 2:19:56 PM
forthright-dedication$25.001/23/2011 2:20:28 PM
ultimate-peace$25.001/23/2011 3:34:01 PM
auction-mastery$49.531/24/2011 12:36:20 AM
MatticusCaesar$50.001/24/2011 2:06:23 AM
glenium$25.001/24/2011 3:46:55 AM
hektek22$600.001/23/2011 9:36:54 PM
exchange-upholder0$25.001/23/2011 11:53:26 PM
goal-responsibility4$25.001/23/2011 4:42:45 PM
jpaulnyc$50.001/24/2011 5:09:17 AM
droopie1$25.001/23/2011 10:10:33 PM
MatticusCaesar$53.121/24/2011 2:02:57 AM
MoneyForNothing$8.911/24/2011 5:47:24 AM
suave-dime6$25.001/23/2011 2:21:03 PM
reflective-rupee$250.771/23/2011 3:09:21 PM
amusement4$300.001/23/2011 6:03:45 PM
Mr-Miracle$25.001/23/2011 7:18:01 PM
enthusiastic-balance5$200.001/23/2011 7:20:43 PM
top-vigilance-cheetah$75.001/23/2011 10:59:09 PM
wild-orange$25.001/24/2011 1:51:02 AM
careful-note$50.001/23/2011 2:19:36 PM
Bocephus1959$25.001/23/2011 2:40:26 PM
favorite-commerce$50.001/23/2011 2:49:16 PM
850$50.001/23/2011 9:46:15 PM
lendstats_com$134.671/23/2011 4:43:14 PM
B2152$25.001/24/2011 5:40:35 AM
vanklein$25.001/23/2011 7:39:07 PM
Core-Marketing$25.001/24/2011 5:37:24 AM
33 Investments
 
Borrower Payment Dependent Notes Series 491584
This series of Notes was issued and sold upon the funding of the borrower loan #46891, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.95% Listing Start date:  Jan-24-2011 
Term: 36 months Listing End date:  Jan-24-2011 
 
Lender yield: 11.99% Borrower rate/APR: 12.99% / 15.13% Monthly payment: $101.07
 
Lender servicing fee: 1.00% Effective Yield*: 11.79%  
Estimated return*: 6.84%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-1993 Debt/Income ratio: 22%
Credit score: 760-779 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 12 / 9Length of status:2y 8m
Amount delinquent: $295 Total credit lines: 54 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,202Stated income:$75,000-$99,999
Delinquencies in last 7y: 9 Bankcard utilization: 31%  
   Homeownership: Yes  
Screen name: bid-hammock Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 6 ( 100% ) 760-779 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
740-759 (Jul-2010)
640-659 (Sep-2009)
 
Principal balance: $848.03 31+ days late: 0 ( 0% )
Total payments billed: 6  
Description
Pay Off Medical
Purpose of loan:
This loan will be used to pay off some recent medical bills.

My financial situation:
I am a good candidate for this loan because making the minimum payments will not be a problem for me.


 
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
radforj22$25.001/24/2011 10:24:19 AM
wise-rupee-sanctuary$50.001/24/2011 10:28:37 AM
bowdish1$50.001/24/2011 10:29:36 AM
museic1$50.001/24/2011 10:30:39 AM
rolandweary$25.001/24/2011 10:30:51 AM
velocity-solo$50.001/24/2011 10:30:57 AM
credit-investor5$50.001/24/2011 10:31:27 AM
bestbuy$25.001/24/2011 10:24:37 AM
inspire22$50.001/24/2011 10:25:26 AM
credit-bliss8$25.001/24/2011 10:28:10 AM
skuba$75.001/24/2011 10:29:25 AM
genius520$100.001/24/2011 10:29:47 AM
simplelender80$100.001/24/2011 10:29:53 AM
ursus$100.001/24/2011 10:30:14 AM
StrongMonty$40.001/24/2011 2:44:18 PM
american6$100.001/24/2011 10:29:03 AM
honorable-yield$25.001/24/2011 10:30:02 AM
C_Mark$100.001/24/2011 10:31:14 AM
Oak-Parker$25.001/24/2011 4:07:30 PM
sweety075$25.001/24/2011 11:29:23 AM
enthusiastic-balance5$100.001/24/2011 10:32:13 AM
Redmond$25.001/24/2011 10:32:23 AM
ScottCapital$25.001/24/2011 12:02:52 PM
Rick7925$25.001/24/2011 10:32:52 AM
skiberdad$50.001/24/2011 10:33:02 AM
reflective-rupee$100.771/24/2011 10:46:30 AM
5kids5$25.001/24/2011 3:18:20 PM
biofred$25.001/24/2011 5:18:10 PM
CE88$50.001/24/2011 1:05:38 PM
SlowGardener$50.001/24/2011 1:28:59 PM
kmr2$100.001/24/2011 10:28:29 AM
marketplace-cello5$25.001/24/2011 10:31:34 AM
steiglends$250.001/24/2011 10:31:44 AM
Domgabriel$25.001/24/2011 10:31:50 AM
epicanthal$25.001/24/2011 10:32:44 AM
Pulchritudinous$25.001/24/2011 10:33:15 AM
jazzlender$50.001/24/2011 10:23:33 AM
worldly-community3$50.001/24/2011 10:24:53 AM
hopeful-truth5$100.001/24/2011 1:56:16 PM
tech310$50.001/24/2011 10:34:27 AM
enthralling-deal180$75.001/24/2011 10:24:23 AM
principal-bull$25.001/24/2011 10:24:28 AM
organized-payment6$50.001/24/2011 10:28:17 AM
snowyowl$25.001/24/2011 2:38:30 PM
thrifty-dedication$50.001/24/2011 10:56:56 AM
the-enterprising-leverage$25.001/24/2011 10:31:07 AM
forthright-principal2$25.001/24/2011 3:57:07 PM
ltlsprite3$25.001/24/2011 4:17:22 PM
brw$25.001/24/2011 4:22:06 PM
engrossing-benefit0$25.001/24/2011 4:44:17 PM
mtnbikemania$50.001/24/2011 10:32:57 AM
integrity-doctor$100.001/24/2011 4:59:43 PM
nanda$100.001/24/2011 10:33:23 AM
paladin847$50.001/24/2011 10:33:34 AM
opus08$25.001/24/2011 3:36:23 PM
angel879$25.001/24/2011 4:12:13 PM
bondhedger$25.001/24/2011 5:01:38 PM
MoneyForNothing$9.231/24/2011 5:18:19 PM
58 Investments
 
Borrower Payment Dependent Notes Series 491680
This series of Notes was issued and sold upon the funding of the borrower loan #46866, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-25-2011 
Term: 36 months Listing End date:  Jan-27-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $285.74
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Apr-1993 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 760-779 (Jan-2011) Inquiries last 6m: 1Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:16y 0m
Amount delinquent: $0 Total credit lines: 20 Occupation: Social Worker
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $6,196Stated income:$50,000-$74,999
Delinquencies in last 7y: 3 Bankcard utilization: 33%  
   Homeownership: No  
Screen name: excellent-yield3 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Homeimprovment
Purpose of loan:
This loan will be used to? I am using this loan to add space for my business.

My financial situation:
I am a good candidate for this loan because?
my credit is good and my bills are always up to date.
Monthly net income: $ 3500

Monthly expenses: $
??Housing: $
??Insurance: $ 100
??Car expenses: $ 100
??Utilities: $200?
??Phone, cable, internet: $ 50
??Food, entertainment: $?300
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 50
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please explain what your business is and what it does please. Could you also explain the public record on your credit report. Thank you. - thomas16882004
A: I am not sure what you mean by public record. About my credit, I have never missed a payment. My business is Tailoring and Alterations. I also work on new design. I design special occasions clothing like wedding dress, uniform, baby clothing, customs and much more. (Jan-27-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
genius520$100.001/25/2011 10:01:02 AM
jasjac0105$25.001/25/2011 10:03:34 AM
slico$50.001/25/2011 1:38:29 PM
velocity-solo$30.001/25/2011 10:00:02 AM
EarlyRiser$250.001/25/2011 10:02:40 AM
greencat$50.001/25/2011 10:03:18 AM
zone8$125.001/25/2011 2:23:23 PM
wise-rupee-sanctuary$50.001/25/2011 9:59:46 AM
SFBank$200.001/25/2011 4:54:26 PM
worthy-bid8$50.001/25/2011 1:54:27 PM
SolarMoonshine$25.001/25/2011 5:29:37 PM
minddoc$25.001/26/2011 3:38:49 AM
loyalist1$50.001/26/2011 8:26:54 AM
HHP$39.251/26/2011 9:34:58 AM
top-courteous-peso$48.831/26/2011 9:10:02 PM
wwwUniversal$25.001/26/2011 8:58:24 PM
leverage-monger$70.001/26/2011 9:30:23 PM
alexgalt$25.001/27/2011 12:54:18 AM
durable-investment8$28.891/27/2011 7:37:52 AM
head$25.001/27/2011 8:29:21 AM
Jack55304$100.001/27/2011 10:36:40 AM
asset-professor$25.001/27/2011 12:14:19 PM
well-mannered-income3$40.001/27/2011 4:05:07 PM
Zingaro$25.001/27/2011 5:27:53 PM
hawaiitechnical$25.001/27/2011 6:07:24 PM
Whipster$50.001/27/2011 7:03:22 PM
flopcat$25.001/27/2011 7:00:18 PM
Edwardtomo$25.001/27/2011 9:29:21 PM
I_Really_Hate_Banks$25.001/27/2011 9:29:35 PM
p2p-czar3$30.001/27/2011 9:30:13 PM
Perksunlimited$25.001/27/2011 9:30:32 PM
ElAbel11$25.001/27/2011 9:31:19 PM
Weaverville$25.001/27/2011 7:02:55 PM
new-social-economist$60.001/27/2011 9:31:55 PM
CapitalismRocks$25.001/27/2011 9:32:02 PM
bold-treasure-neutrino$30.001/27/2011 6:59:32 PM
Justbiz$50.001/27/2011 9:32:57 PM
mercuriant$25.001/27/2011 9:33:05 PM
shanedog$25.001/27/2011 7:13:59 PM
lagnisiruk$25.001/27/2011 9:33:12 PM
marketplace-buckeye$25.001/27/2011 9:38:09 PM
DonaldColorado$50.001/27/2011 7:23:02 PM
first-restless-payout$30.001/27/2011 9:38:18 PM
soulful-truth$50.001/27/2011 9:38:35 PM
Doodlemeyer$50.001/27/2011 7:28:50 PM
gain-gourd$75.001/27/2011 7:33:21 PM
larryboy10$25.001/27/2011 8:27:57 PM
wdfraser$50.001/27/2011 9:28:52 PM
nanda$50.001/27/2011 9:29:28 PM
Angel_Investor_7$25.001/27/2011 9:29:43 PM
profitable-return5$25.001/27/2011 9:30:17 PM
moola-wildebeest3$50.001/27/2011 9:31:58 PM
dough-bear$50.001/27/2011 9:32:05 PM
rapid-currency$25.001/27/2011 9:33:07 PM
soulwork$25.001/27/2011 7:59:14 PM
eccles$25.001/27/2011 9:38:07 PM
bold-meteoric-justice$50.001/27/2011 9:38:15 PM
rss197$25.001/27/2011 9:38:22 PM
musegaze$50.001/27/2011 9:38:41 PM
LAM26$25.001/27/2011 9:38:52 PM
finance-magma7$25.001/27/2011 8:38:23 PM
LoisLoan$50.001/27/2011 9:28:34 PM
ideal-platinum1$50.001/27/2011 9:28:55 PM
floridass$25.001/27/2011 9:29:02 PM
ezg$50.001/27/2011 9:29:09 PM
suave-dime6$25.001/27/2011 9:29:26 PM
GMOD026$25.001/27/2011 9:30:28 PM
burgeoning-silver$25.001/27/2011 9:30:35 PM
CC911$25.001/27/2011 9:31:25 PM
reward-adventure$50.001/27/2011 9:31:39 PM
forthright-dedication$25.001/27/2011 9:32:04 PM
careful-note$50.001/27/2011 9:33:03 PM
bid-czar8$50.001/27/2011 9:33:10 PM
ThatDanGuy$50.001/27/2011 9:33:15 PM
thunderkiss$25.001/27/2011 9:38:10 PM
iolaire$25.001/27/2011 9:38:15 PM
Tikibarman$50.001/27/2011 9:38:40 PM
ommcd$25.001/27/2011 9:38:51 PM
reflective-rupee$300.771/25/2011 10:52:56 AM
kegs$50.001/25/2011 11:07:30 AM
Kash2010lu$27.001/25/2011 10:01:50 AM
rescue$100.001/25/2011 10:02:55 AM
lasalle123$50.001/25/2011 2:40:50 PM
tech310$50.001/26/2011 1:17:56 AM
Rob717171$50.001/26/2011 4:58:58 PM
Bob450$25.001/26/2011 8:12:35 PM
Speculator$25.001/27/2011 1:39:36 PM
green-rapid-openness$100.001/27/2011 10:46:37 AM
hawaiitechnical$25.001/27/2011 6:06:59 PM
Cheburashka$25.001/27/2011 7:01:30 PM
matt_2006$25.001/27/2011 6:36:06 PM
impala6464$75.001/27/2011 6:40:33 PM
capital-halo1$500.001/27/2011 6:48:02 PM
jasonj72$25.001/27/2011 8:23:05 PM
first-liberty-duckling$30.001/27/2011 8:32:36 PM
beakerfish$100.001/27/2011 7:00:20 PM
ChuckieG$50.001/27/2011 9:29:12 PM
trade-surge3$50.001/27/2011 9:29:30 PM
open-minded-fund9$50.001/27/2011 9:30:04 PM
income-sage9$25.001/27/2011 9:30:26 PM
stoopidnoodle$25.001/27/2011 9:31:29 PM
gizzywump$50.001/27/2011 9:31:59 PM
ingenious-deal6$25.001/27/2011 9:32:06 PM
CA-Lender$25.001/27/2011 9:33:02 PM
credit-investor5$50.001/27/2011 9:33:08 PM
top-historic-peso$25.001/27/2011 9:38:08 PM
RetiredATC$50.001/27/2011 9:38:14 PM
jamiee73$25.001/27/2011 9:38:19 PM
graceful-investment$100.001/27/2011 9:38:31 PM
kulender$50.001/27/2011 7:02:34 PM
Military_Support$250.001/27/2011 7:03:30 PM
impartial-deal$25.001/27/2011 9:28:48 PM
HeavyDriver03$25.001/27/2011 9:29:18 PM
cippy$25.001/27/2011 9:29:59 PM
Apex-Lender$25.001/27/2011 9:30:27 PM
mmckune$25.001/27/2011 9:31:33 PM
NoMoreDebt4Me$25.001/27/2011 9:31:41 PM
credit-sycamore4$100.001/27/2011 9:31:56 PM
peace-missile$25.001/27/2011 9:33:00 PM
treasure-bliss$50.001/27/2011 9:33:11 PM
JJ9876$25.001/27/2011 9:38:12 PM
KMSB$50.001/27/2011 9:38:34 PM
ASG_NECO$50.001/27/2011 9:38:45 PM
shrewd-peace7$50.001/27/2011 9:38:53 PM
SFDiver$50.001/27/2011 9:28:57 PM
circuitfive$25.001/27/2011 9:29:06 PM
MADAOO7$50.001/27/2011 9:29:15 PM
gulch$50.001/27/2011 9:29:37 PM
admirable-basis1$25.001/27/2011 9:29:50 PM
desertoasis$25.001/27/2011 9:30:30 PM
speedy-point$25.001/27/2011 9:31:59 PM
Wellman$50.001/27/2011 9:32:09 PM
niceguy777$25.001/27/2011 9:32:59 PM
somebody32$50.001/27/2011 9:33:06 PM
honorable-yield$25.001/27/2011 9:33:14 PM
vigorous-velocity$50.001/27/2011 9:33:17 PM
cybernosha$50.001/27/2011 9:38:06 PM
poeman$50.001/27/2011 9:38:11 PM
seisen$90.611/27/2011 9:38:20 PM
patriot897$25.001/27/2011 9:38:38 PM
market-walnut5$25.001/27/2011 9:38:43 PM
141 Investments
 
Borrower Payment Dependent Notes Series 491782
This series of Notes was issued and sold upon the funding of the borrower loan #46909, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Jan-26-2011 
Term: 36 months Listing End date:  Jan-26-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $92.02
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Oct-1995 Debt/Income ratio: 3%
Credit score: 840-859 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:5y 7m
Amount delinquent: $0 Total credit lines: 30 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $27,846Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 28%  
   Homeownership: Yes  
Screen name: generosity-rancher Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
loan1
Purpose of loan:
This loan will be used to pay personal expenses.

My financial situation:
I am a good candidate for this loan because I have excellent credit history & stable employment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Marathoner$25.001/26/2011 10:41:50 AM
JohnW12$50.001/26/2011 10:44:09 AM
paintedposies$50.001/26/2011 10:44:12 AM
Mantis75$25.001/26/2011 10:44:32 AM
forthright-dedication$25.001/26/2011 10:44:57 AM
promiser200$25.001/26/2011 10:45:05 AM
wjf60$50.001/26/2011 10:45:10 AM
credit-maple5$300.001/26/2011 10:45:20 AM
organized-payment6$25.001/26/2011 10:45:29 AM
cebgop$25.001/26/2011 10:45:36 AM
velocity-solo$60.001/26/2011 10:42:01 AM
Dollars4Rent$50.001/26/2011 10:42:13 AM
blot44$25.001/26/2011 10:42:41 AM
casaram$25.001/26/2011 10:44:04 AM
transparency-giant$50.001/26/2011 10:44:19 AM
C_Mark$100.001/26/2011 10:44:25 AM
currency-persimmon$25.001/26/2011 10:44:44 AM
lender987654321$25.001/26/2011 10:44:52 AM
epsp$50.001/26/2011 10:44:59 AM
rakstar$50.001/26/2011 10:45:12 AM
blissful-ore5$50.001/26/2011 10:45:37 AM
vutah$36.061/26/2011 10:41:40 AM
fishtale$25.001/26/2011 10:42:44 AM
indomitable-coin$50.001/26/2011 10:42:54 AM
Havana21$300.001/26/2011 10:42:59 AM
exchange-squirrel$25.001/26/2011 10:44:01 AM
cognizant-rate732$25.001/26/2011 10:44:14 AM
Goodlender42$25.001/26/2011 10:44:22 AM
kanakakm$50.001/26/2011 10:44:29 AM
rex45$25.001/26/2011 10:45:18 AM
TikPmp1$25.001/26/2011 10:45:23 AM
thedoctor$100.001/26/2011 10:45:39 AM
balance-voyager$50.001/26/2011 10:42:02 AM
paladin847$50.001/26/2011 10:42:21 AM
DukSerduk$25.001/26/2011 10:42:46 AM
kyomoon$100.001/26/2011 10:42:52 AM
ogmanny$50.001/26/2011 10:44:16 AM
ThomasC$50.001/26/2011 10:45:31 AM
flexible-value$100.001/26/2011 10:45:41 AM
Drewkeeper$25.001/26/2011 10:41:55 AM
FlexFunding$50.001/26/2011 10:42:06 AM
b1geasy$25.001/26/2011 10:42:58 AM
Krozy$50.001/26/2011 10:43:02 AM
Goodthing$100.001/26/2011 10:44:06 AM
HunterSix$25.001/26/2011 10:44:10 AM
axl163$25.001/26/2011 10:44:15 AM
larsowe$35.001/26/2011 10:44:35 AM
Duchdad$25.001/26/2011 10:45:08 AM
don8ter$25.001/26/2011 10:45:16 AM
cashhelp$60.001/26/2011 10:41:43 AM
radforj22$75.001/26/2011 10:41:59 AM
nimble-money0$25.001/26/2011 10:43:57 AM
jct_enterprises$25.001/26/2011 10:44:27 AM
majestic-dedication$25.001/26/2011 10:44:42 AM
compoundinterest$50.001/26/2011 10:44:49 AM
TennSquire$25.001/26/2011 10:44:55 AM
Gr8Deal$50.001/26/2011 10:45:01 AM
perzzz$50.001/26/2011 10:45:26 AM
kenji4861$25.001/26/2011 10:45:34 AM
59 Investments
 
Borrower Payment Dependent Notes Series 491822
This series of Notes was issued and sold upon the funding of the borrower loan #46894, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Jan-25-2011 
Term: 36 months Listing End date:  Jan-25-2011 
 
Lender yield: 23.99% Borrower rate/APR: 24.99% / 28.49% Monthly payment: $79.51
 
Lender servicing fee: 1.00% Effective Yield*: 23.40%  
Estimated return*: 13.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jul-2001 Debt/Income ratio: 11%
Credit score: 640-659 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 3Length of status:5y 6m
Amount delinquent: $0 Total credit lines: 21 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,190Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: dans25 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 33 ( 97% ) 640-659 (Latest)
Principal borrowed: $2,500.00< 31 days late: 1 ( 3% )  
660-679 (Jan-2010)
620-639 (May-2007)
600-619 (Apr-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 34  
Description
closing up a few debts
Purpose of loan:
This loan will be used to sure up a few debts, close out?a credit card, etc.

My financial situation:
I am a good candidate for this loan because I have held down a steady job with the same great company for 7+ years, also if you take a look, I paid off my last prosper loan nice and early????

Monthly net income: $ 1,900/month

Monthly expenses: $ 1,405
??Housing: $?645????????
??Insurance: $ 80
??Car expenses: $ 100?????
??Utilities: $ 60
??Phone, cable, internet: $ 200
??Food, entertainment: $ 200
??Clothing, household expenses $? 40?
??Credit cards and other loans: $ 80
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
LittleMingo$25.001/25/2011 9:57:09 AM
velocity-solo$30.001/25/2011 10:00:03 AM
greencat$50.001/25/2011 10:01:12 AM
ac787$25.001/25/2011 10:08:20 AM
ac787$25.001/25/2011 10:09:21 AM
daekpon$40.001/25/2011 9:57:33 AM
Skeptical-one$49.001/25/2011 9:58:33 AM
Mr-Miracle$25.001/25/2011 10:04:59 AM
grnii78$100.001/25/2011 9:57:40 AM
jhouman$25.001/25/2011 9:59:15 AM
113121$400.001/25/2011 10:03:25 AM
MoneyForNothing$41.381/25/2011 10:05:04 AM
EarlyRiser$250.001/25/2011 10:02:47 AM
jasjac0105$25.001/25/2011 10:03:41 AM
transaction-circuit$100.001/25/2011 9:59:08 AM
wise-rupee-sanctuary$50.001/25/2011 9:59:47 AM
DHolly$30.001/25/2011 10:01:18 AM
credit-guard5$25.001/25/2011 10:09:22 AM
MoneyForNothing$66.331/25/2011 9:57:46 AM
brwnidgirl$100.001/25/2011 9:58:23 AM
genius520$100.001/25/2011 10:01:03 AM
Kash2010lu$27.001/25/2011 10:01:51 AM
rescue$100.001/25/2011 10:03:05 AM
EngineersAlliance$100.001/25/2011 10:03:18 AM
selector568$150.001/25/2011 10:07:19 AM
Borhino$25.001/25/2011 10:10:26 AM
bondhedger$25.001/25/2011 10:23:40 AM
27 Investments
 
Borrower Payment Dependent Notes Series 491283
This series of Notes was issued and sold upon the funding of the borrower loan #46903, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Jan-26-2011 
Term: 36 months Listing End date:  Jan-28-2011 
 
Lender yield: 18.99% Borrower rate/APR: 19.99% / 23.38% Monthly payment: $557.38
 
Lender servicing fee: 1.00% Effective Yield*: 18.55%  
Estimated return*: 9.85%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: May-1991 Debt/Income ratio: 37%
Credit score: 820-839 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:12y 8m
Amount delinquent: $0 Total credit lines: 22 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $793Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 4%  
   Homeownership: Yes  
Screen name: p2p-cherry Borrower's state: Idaho Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business Expansion Loan Needed
My son and I are partners in a cell phone business and need $15,000 in additional working capital to expand. We currently have two stores which generate enough income to pay the operating expenses. We have an opportunity to purchase an existing store and/or open a new store. My son manages the daily operations. I work full time somewhere else. My extended family has already put their property as collateral on our main business loan so they are unable to help add to our working capital to help with this expansion. We have also received some funds direct from other family and friends.

My personal net income after taxes is approximately $3635 per month. My average monthly expenses are approximately $2625. We do not have any car payments and pay our credit card bills in full each month. We do not have any outstanding credit card debt. Our only personal long term debt is our house payment.

I am a good candidate for this loan because I have always paid all of my debts and currently have a very small amount of personal debt. Our business is in a good position to expand, which will help us continue to meet our business debts. Our cell phone store is a national cell store network. It has done well in this economy because it does not require credit checks or a contract. Our customers purchase their phones and then pay their bills monthly.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 1. Total mortgage balance is $77,484 2. Estimated value is $140,000 (Jan-27-2011)
Q: How close is the new store to the existing stores and have you identified someone capable to manage it when your son is not there? - orange-impartial-asset
A: The new store we are looking at is about 5 miles from our store. My son and his wife have been working together in our store. One of them will move to the new store and we will hire someone else to work at the original store. We will hire an additional person at the new store as business grows there. As we grow more my son will move more into a management role instead of working shifts at one store. (Jan-27-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
vine99$90.001/26/2011 10:41:46 AM
speedster351$50.001/26/2011 10:46:45 AM
marketplace-cello5$25.001/26/2011 10:48:26 AM
Astyanax$45.001/26/2011 12:09:45 PM
radforj22$25.001/26/2011 10:43:26 AM
wise-rupee-sanctuary$50.001/26/2011 10:47:31 AM
american6$100.001/26/2011 10:47:36 AM
genius520$100.001/26/2011 10:47:46 AM
the-enterprising-leverage$25.001/26/2011 10:50:06 AM
rate-rapture8$50.001/26/2011 10:51:40 AM
DasMula$57.001/26/2011 11:00:13 AM
enthralling-deal180$50.001/26/2011 10:43:07 AM
Ambassador$50.001/26/2011 12:32:13 PM
enchanted-yield4$50.001/26/2011 10:47:22 AM
simplelender80$100.001/26/2011 10:47:53 AM
mtnbikemania$50.001/26/2011 10:48:44 AM
selector568$100.001/26/2011 10:50:37 AM
reflective-rupee$750.771/26/2011 11:14:02 AM
tech310$50.001/26/2011 12:32:31 PM
asset-professor$25.001/26/2011 4:01:26 PM
Bank_Of_XL$100.001/26/2011 5:24:33 PM
felicity-loyalist0$25.001/26/2011 4:29:15 PM
interest88$25.001/26/2011 4:37:37 PM
jjswanso$50.001/26/2011 4:54:02 PM
nilonc1$50.001/26/2011 5:06:11 PM
Mariner3605$25.001/26/2011 7:03:28 PM
hopeful-truth5$300.001/26/2011 8:10:53 PM
Artist_Blue$25.001/26/2011 7:04:11 PM
economy-popcorn$25.001/27/2011 4:50:28 AM
The_Loan_Runner$25.001/26/2011 8:49:58 PM
invest-in-ed$100.001/27/2011 6:16:46 AM
vanklein$25.001/27/2011 4:55:24 AM
durable-investment8$40.001/27/2011 7:43:04 AM
thrilling-nickel5$26.601/27/2011 5:08:02 AM
Whipster$50.001/27/2011 8:20:09 AM
treasure-dreamer7$50.001/27/2011 9:08:09 AM
golden-finance7$50.001/27/2011 9:55:18 AM
jmvingeorgia$100.001/27/2011 9:09:10 AM
Leshan$25.001/27/2011 10:10:14 AM
exuberant-dime$50.001/27/2011 9:33:40 AM
aprivatelender$110.001/27/2011 9:35:50 AM
rkhrdjp$25.001/27/2011 3:50:08 PM
loss-of-control$100.001/27/2011 11:55:30 AM
moneysong$2,000.001/27/2011 12:32:16 PM
cash-queen$30.001/27/2011 1:28:04 PM
bhaus5$25.001/27/2011 4:34:51 PM
ferdberfel$50.001/27/2011 5:02:57 PM
thankful-nickel2$25.001/27/2011 3:30:13 PM
skuba$75.001/27/2011 4:23:49 PM
greenback-bull6$50.001/27/2011 5:14:37 PM
eagle1271$25.001/27/2011 6:27:31 PM
nashibaksi$25.001/27/2011 7:23:41 PM
USFoundation$25.001/27/2011 7:55:48 PM
saysana$25.001/27/2011 7:52:51 PM
anders94$50.001/27/2011 8:03:45 PM
tlawed$26.211/27/2011 8:23:25 PM
AM2171$25.001/27/2011 9:56:02 PM
overdrivep$43.531/27/2011 9:59:46 PM
rjleves$25.001/28/2011 2:08:15 AM
Moneypenny6$25.001/28/2011 5:40:41 AM
orange-preeminant-bill$50.001/28/2011 1:33:33 AM
rockhound84$25.001/28/2011 6:45:51 AM
mammalian4$25.001/28/2011 1:31:41 AM
red-favorable-basis$25.001/28/2011 5:49:44 AM
calkidd05$25.001/28/2011 8:55:23 AM
Munnie$25.001/28/2011 8:55:27 AM
1-HARD-HEAD$25.001/28/2011 3:49:34 AM
sassykatty$50.001/28/2011 6:28:07 AM
photo999$25.001/28/2011 6:02:44 AM
tokyopete23$25.001/28/2011 9:18:02 AM
realtormoises$25.001/28/2011 7:46:02 AM
Dollars4Rent$25.001/28/2011 7:50:32 AM
gangusron$50.001/28/2011 7:37:52 AM
jimartin1$25.831/28/2011 10:05:49 AM
VBinvestor$100.001/28/2011 9:18:43 AM
brightest-supreme-dollar$50.001/28/2011 9:33:02 AM
hcs1977$100.001/28/2011 10:02:25 AM
basejump0$25.001/28/2011 10:17:50 AM
liberty-optimization7$25.001/28/2011 10:30:16 AM
BadgerWI$25.001/28/2011 10:13:09 AM
historic-nickel$25.001/28/2011 12:48:01 PM
reward-winner$50.001/28/2011 10:35:11 AM
gjm6d$25.001/28/2011 11:06:47 AM
ocho$50.001/28/2011 11:08:11 AM
awwaaww$50.001/28/2011 12:54:08 PM
Cybercusp$25.001/28/2011 12:54:42 PM
rogue_monster$50.001/28/2011 2:29:26 PM
creative-bill8$27.821/28/2011 1:19:23 PM
loan_doctor$25.001/28/2011 1:49:26 PM
movingirl$25.001/28/2011 2:14:45 PM
MasterKey$25.001/28/2011 3:39:40 PM
nickel-demon2$100.001/28/2011 3:15:15 PM
Asynch$25.001/28/2011 4:49:24 PM
yogi1975$25.001/28/2011 3:50:07 PM
inismor$50.001/28/2011 3:43:17 PM
sensible-order2$100.001/28/2011 4:42:54 PM
brianslegel$100.001/28/2011 5:01:00 PM
peripatetic$25.001/28/2011 5:13:20 PM
donkey$25.001/28/2011 5:15:52 PM
durable-hope0$25.001/28/2011 5:24:03 PM
thomas16882004$25.001/28/2011 5:39:33 PM
nest235$25.001/28/2011 6:18:14 PM
Alittleluck$25.001/28/2011 6:20:50 PM
CSinvestments$25.001/28/2011 6:44:09 PM
kind-efficient-credit$50.001/28/2011 6:48:27 PM
Rick7925$25.001/26/2011 10:47:14 AM
honorable-yield$25.001/26/2011 10:47:59 AM
C_Mark$100.001/26/2011 10:48:14 AM
paladin847$50.001/26/2011 10:49:22 AM
harty$50.001/26/2011 10:52:15 AM
loyalty-czar$80.531/26/2011 11:50:15 AM
CAGE-Investments$25.001/26/2011 10:46:33 AM
nanda$100.001/26/2011 10:48:54 AM
EarlyRiser$250.001/26/2011 10:48:59 AM
LeReve$100.001/26/2011 10:49:51 AM
jazzlender$50.001/26/2011 10:42:30 AM
credit-guard5$25.001/26/2011 12:50:52 PM
rolandweary$25.001/26/2011 10:48:04 AM
velocity-solo$50.001/26/2011 10:48:10 AM
credit-investor5$50.001/26/2011 10:48:19 AM
ursus$100.001/26/2011 10:49:15 AM
bowdish1$50.001/26/2011 10:50:12 AM
JustMee$25.001/26/2011 10:55:56 AM
Row2010$25.001/26/2011 3:54:39 PM
impeccable-transparency$50.001/26/2011 4:06:17 PM
efficient-treasure0$25.001/26/2011 6:34:37 PM
witty-openness$25.001/26/2011 5:07:37 PM
skiberdad$50.001/26/2011 6:24:57 PM
best-unbeatable-transaction$25.001/26/2011 7:01:47 PM
Rashanir$32.581/26/2011 7:50:49 PM
treasure-bliss$50.001/26/2011 8:41:28 PM
DSFinancial$50.001/26/2011 9:48:19 PM
interest-exec9$25.001/27/2011 7:52:05 AM
kindness-launcher$2,000.001/27/2011 8:17:15 AM
falcone$25.001/27/2011 9:02:04 AM
noobsaibot$25.001/27/2011 8:40:47 AM
grf1945$25.001/27/2011 9:15:54 AM
Casman8815$25.001/27/2011 12:28:30 PM
MadHun$50.001/27/2011 1:43:41 PM
2brotherslending$99.001/27/2011 2:31:16 PM
GoldenGo4$50.001/27/2011 10:43:17 AM
SLJ3$30.161/27/2011 3:10:49 PM
nanaof7$25.001/27/2011 3:54:06 PM
moola-escalator$25.001/27/2011 12:59:24 PM
orange-impartial-asset$500.001/27/2011 2:05:22 PM
Sol_Invictus$25.001/27/2011 5:25:28 PM
top-epic-community$50.001/27/2011 4:19:47 PM
chato2345$30.181/27/2011 3:43:30 PM
worldly-community3$50.001/27/2011 4:21:28 PM
worthy-bid8$50.001/27/2011 4:23:43 PM
loanman2007$125.001/27/2011 5:01:49 PM
top-courteous-peso$100.001/27/2011 6:33:26 PM
museic1$50.001/27/2011 6:35:13 PM
ingenious-interest1$100.001/27/2011 9:32:55 PM
Gandalf0001$25.001/27/2011 7:29:00 PM
IIP77$25.001/28/2011 12:45:25 AM
coin-investor$25.001/27/2011 9:31:03 PM
gold-tsunami$50.001/27/2011 9:58:24 PM
djmjkelso$25.001/28/2011 2:08:40 AM
dime-vista2$25.001/27/2011 10:04:53 PM
cash-tent$25.001/27/2011 10:29:15 PM
Dubbs360$25.001/28/2011 12:57:21 AM
fearless-auction7$25.001/28/2011 5:19:10 AM
mspiggybank$200.001/28/2011 6:30:24 AM
AlfinityBank25$25.001/28/2011 1:36:17 AM
partyplan$30.001/28/2011 6:47:23 AM
icon7$30.001/28/2011 4:31:51 AM
ekn_enterprises$34.241/28/2011 8:01:26 AM
vegibenz$25.001/28/2011 8:58:29 AM
invincible-peso$57.921/28/2011 5:02:04 AM
wojo$25.001/28/2011 5:53:42 AM
lostontheedge$25.001/28/2011 9:34:43 AM
Christophe$25.001/28/2011 7:50:46 AM
machkimaspesi$25.001/28/2011 9:37:37 AM
nosualcneas$25.001/28/2011 8:55:31 AM
enriched-note6$25.001/28/2011 10:05:57 AM
he-shoots-he-scores$25.211/28/2011 9:18:04 AM
dime-historian$41.011/28/2011 9:54:14 AM
djkaiser$25.001/28/2011 9:34:05 AM
Tradesmanlender$35.001/28/2011 9:35:11 AM
friendly-credit2$50.001/28/2011 10:13:12 AM
FerventOne$30.001/28/2011 11:36:56 AM
Income-Scout$200.001/28/2011 10:13:38 AM
calahan$50.001/28/2011 10:17:16 AM
CrossCreek$25.001/28/2011 10:22:48 AM
thrifty-capital$25.001/28/2011 1:50:34 PM
mwb$25.001/28/2011 11:19:02 AM
moola-monger9$50.001/28/2011 11:22:27 AM
asset-vibraphone$75.001/28/2011 11:32:16 AM
Lender_Guy$25.001/28/2011 11:12:10 AM
the-profit-oracle$25.001/28/2011 2:21:33 PM
upbeat-finance8$25.001/28/2011 12:22:22 PM
jsanford9027$27.121/28/2011 1:01:08 PM
Sugarmama21$47.001/28/2011 2:26:51 PM
cassperr$25.001/28/2011 12:51:46 PM
NYBIZ$25.001/28/2011 3:15:32 PM
J-Rott$100.001/28/2011 3:29:12 PM
handshake5$100.001/28/2011 2:22:00 PM
best-coin-miser$25.001/28/2011 3:57:58 PM
thoughtful-investment045$25.001/28/2011 2:59:32 PM
Quid-Pro-Quo$25.001/28/2011 3:14:02 PM
sfd$75.001/28/2011 2:33:39 PM
pischkoa$29.251/28/2011 3:18:32 PM
orderly-leverage$100.001/28/2011 4:53:20 PM
CirC$86.441/28/2011 4:03:26 PM
Quigglesworth$45.731/28/2011 4:40:57 PM
attractive-rate$25.001/28/2011 5:21:20 PM
myduck$25.001/28/2011 5:29:59 PM
Byrd24$100.001/28/2011 6:25:46 PM
Nicedad72$25.001/28/2011 6:35:50 PM
gearhead924$50.001/28/2011 6:24:50 PM
211 Investments
 
Borrower Payment Dependent Notes Series 491829
This series of Notes was issued and sold upon the funding of the borrower loan #46875, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-26-2011 
Term: 36 months Listing End date:  Jan-29-2011 
 
Lender yield: 13.49% Borrower rate/APR: 14.49% / 16.65% Monthly payment: $361.37
 
Lender servicing fee: 1.00% Effective Yield*: 13.26%  
Estimated return*: 7.31%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-1995 Debt/Income ratio: 15%
Credit score: 740-759 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:1y 1m
Amount delinquent: $0 Total credit lines: 30 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $25,184Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 83%  
   Homeownership: Yes  
Screen name: Zukunft Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Free Goal
Purpose of loan:
Consolidate my High Interest Credit Cards and become debt free.

My financial situation:
I am a good candidate for this loan because I have learned to control my spending and WANT to be free and being building wealth.? Living from paycheck to paycheck is no longer acceptable.

Monthly net income: $? 5700

Monthly expenses: $
??Housing: $ 1993
??Insurance: $ 120.00
??Car expenses: $ 100.00
??Utilities: $ 250.00
??Phone, cable, internet: $ 200.00
??Food, entertainment: $ 250 (Including Groceries)
??Clothing, household expenses $? 75.00
??Credit cards and other loans: $? 800.00
??Other expenses: $ 400.00 ( Loan for a Judgement against me for a dog Incident, that was settled out of court)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
commerce-yeller$25.001/26/2011 10:46:34 AM
genius520$100.001/26/2011 10:47:48 AM
simplelender80$100.001/26/2011 10:47:55 AM
nanda$100.001/26/2011 10:48:55 AM
ursus$100.001/26/2011 10:49:16 AM
reflective-rupee$300.771/26/2011 11:08:45 AM
jazzlender$50.001/26/2011 10:42:34 AM
impressive-credit431$100.001/26/2011 10:47:28 AM
american6$100.001/26/2011 10:47:39 AM
C_Mark$100.001/26/2011 10:48:15 AM
LeReve$100.001/26/2011 10:49:54 AM
harty$50.001/26/2011 10:52:19 AM
DasMula$38.841/26/2011 10:55:52 AM
wise-rupee-sanctuary$50.001/26/2011 10:47:32 AM
tech310$50.001/26/2011 4:04:23 PM
honorable-yield$25.001/26/2011 10:48:01 AM
Redmond$25.001/26/2011 10:48:39 AM
bowdish1$50.001/26/2011 10:50:16 AM
EarlyRiser$250.001/26/2011 11:10:19 AM
Astyanax$45.001/26/2011 12:05:23 PM
balance-force$40.001/26/2011 4:26:35 PM
Prosp_Lender$44.361/26/2011 5:04:38 PM
Artist_Blue$25.001/26/2011 4:03:31 PM
cloud8$60.001/26/2011 4:53:20 PM
Bank_Of_XL$50.001/26/2011 5:22:28 PM
terrific-p2ploan$25.001/26/2011 5:49:15 PM
zone6$50.001/26/2011 5:04:31 PM
awwaww$25.001/26/2011 5:05:46 PM
heerzaquestion$50.001/26/2011 7:36:59 PM
hopeful-truth5$300.001/26/2011 8:07:43 PM
availableloan$25.001/26/2011 8:48:28 PM
Cherrypicker$50.001/26/2011 11:07:26 PM
ccclaireee333$25.001/26/2011 10:44:02 PM
grf1945$25.001/27/2011 9:15:56 AM
exuberant-dime$50.001/27/2011 9:33:42 AM
GElender$75.001/27/2011 6:02:39 AM
Leshan$25.001/27/2011 10:10:59 AM
CashBank$25.001/27/2011 10:56:54 AM
twerns$40.001/27/2011 3:06:30 PM
Casman8815$25.001/27/2011 12:28:31 PM
zenzorba$50.001/27/2011 2:31:14 PM
MadHun$50.001/27/2011 1:43:42 PM
thankful-nickel2$25.001/27/2011 3:36:35 PM
ferdberfel$50.001/27/2011 5:01:49 PM
greenback-bull6$50.001/27/2011 5:14:38 PM
cash-mountain4$25.001/27/2011 6:39:28 PM
BuzzyBee336$35.001/27/2011 6:09:13 PM
efficient-treasure0$25.001/27/2011 6:29:49 PM
skuba$75.001/27/2011 6:35:10 PM
worldly-community3$50.001/27/2011 6:32:38 PM
mpatrick$25.001/27/2011 7:36:04 PM
worthy-bid8$50.001/27/2011 6:35:07 PM
banker9705$42.931/27/2011 8:25:30 PM
AM2171$25.001/27/2011 10:00:36 PM
rjleves$25.001/28/2011 2:08:16 AM
gold-tsunami$50.001/27/2011 9:58:25 PM
IIP77$25.001/28/2011 12:45:26 AM
anders94$36.721/28/2011 1:05:51 AM
gangusron$50.001/28/2011 7:37:53 AM
fearless-auction7$25.001/28/2011 5:19:11 AM
Munnie$25.001/28/2011 8:55:27 AM
starry2001$25.001/28/2011 5:34:51 AM
machkimaspesi$50.001/28/2011 9:37:11 AM
smart-gain$50.001/28/2011 8:16:25 AM
dobee$50.001/28/2011 9:23:26 AM
bazaar-festivity$25.001/28/2011 9:08:45 AM
brightest-supreme-dollar$50.001/28/2011 9:33:03 AM
Tradesmanlender$35.001/28/2011 9:35:12 AM
friendly-credit2$50.001/28/2011 10:13:13 AM
lazyeye$25.001/28/2011 10:43:31 AM
cordial-affluence2$25.001/28/2011 10:45:39 AM
seabassx$25.001/28/2011 10:31:21 AM
bowl800$25.001/28/2011 11:11:14 AM
Freedom_Lender$44.251/28/2011 1:00:10 PM
sensible-diversification5$25.001/28/2011 12:34:47 PM
Scotcha$50.001/28/2011 12:48:20 PM
rogue_monster$50.001/28/2011 2:29:27 PM
auctionator1$50.001/28/2011 12:53:45 PM
Cybercusp$25.001/28/2011 12:54:43 PM
first-serene-credit$25.001/28/2011 2:02:24 PM
Sugarmama21$50.001/28/2011 2:25:36 PM
Quid-Pro-Quo$25.001/28/2011 2:54:46 PM
Asynch$25.001/28/2011 4:49:25 PM
stable-nickel$25.001/28/2011 4:11:36 PM
RyanTH9893$27.001/28/2011 5:00:34 PM
blLending$25.001/28/2011 5:18:44 PM
gearhead924$50.001/28/2011 6:24:50 PM
peripatetic$25.001/28/2011 5:13:21 PM
Oakland$50.001/28/2011 5:45:22 PM
kind-efficient-credit$50.001/28/2011 6:48:36 PM
five-star-note$100.261/29/2011 12:03:27 AM
MarinLoans$25.001/28/2011 7:27:56 PM
Gobsek$25.001/28/2011 8:19:42 PM
engbusres$31.001/28/2011 8:39:14 PM
loantigger$50.001/28/2011 9:02:51 PM
point-pinnacle$25.001/28/2011 9:46:09 PM
a-balance-surgeon$50.001/28/2011 9:40:42 PM
credit-force5$50.001/28/2011 11:37:53 PM
Bank42$50.001/29/2011 1:44:54 AM
fortytwo$153.791/29/2011 1:16:33 AM
Mariner3605$25.001/29/2011 2:04:40 AM
laufer32304$50.001/29/2011 2:06:03 AM
Leopoldine$25.001/29/2011 2:20:26 AM
Ripsaw4U$34.131/29/2011 1:48:55 AM
helpinghand63$25.001/29/2011 2:35:22 AM
mmckune$25.001/29/2011 2:17:46 AM
rolandweary$25.001/26/2011 10:48:06 AM
mtnbikemania$50.001/26/2011 10:48:46 AM
Pulchritudinous$25.001/26/2011 10:48:50 AM
paladin847$50.001/26/2011 10:49:25 AM
RedCentre$500.001/26/2011 10:57:31 AM
enthralling-deal180$50.001/26/2011 10:43:10 AM
velocity-solo$50.001/26/2011 10:48:11 AM
marketplace-cello5$25.001/26/2011 10:48:29 AM
organized-payment6$50.001/26/2011 2:03:35 PM
lender987654321$25.001/26/2011 10:49:42 AM
radforj22$25.001/26/2011 10:43:29 AM
enchanted-yield4$50.001/26/2011 10:47:25 AM
the-enterprising-leverage$25.001/26/2011 4:04:14 PM
investor_101$50.001/26/2011 10:49:37 AM
subtle-revenue0$25.001/26/2011 10:50:09 AM
rate-rapture8$50.001/26/2011 10:51:46 AM
impeccable-transparency$50.001/26/2011 3:49:51 PM
SimpleChoice$25.001/26/2011 4:06:15 PM
felicity-loyalist0$25.001/26/2011 4:27:45 PM
jdrez$25.001/26/2011 3:58:51 PM
benefit-squirrel$30.001/26/2011 4:06:14 PM
interest88$25.001/26/2011 4:43:26 PM
rjrventure$29.961/26/2011 7:01:47 PM
SolarMoonshine$25.001/26/2011 7:20:23 PM
RLaumeyer$25.001/26/2011 7:21:41 PM
vutah$50.001/26/2011 7:39:56 PM
DSFinancial$50.001/26/2011 9:48:22 PM
Reddy_Capital$25.001/26/2011 10:11:19 PM
moneysong$300.001/27/2011 7:02:32 AM
friendly-market5$25.001/27/2011 7:41:36 AM
friendinmoney$25.001/27/2011 7:56:13 AM
noobsaibot$25.001/27/2011 8:30:18 AM
responsibility-aurora$50.001/27/2011 9:06:45 AM
golden-finance7$50.001/27/2011 9:55:20 AM
wealth-comet694$25.001/27/2011 10:01:13 AM
cash-queen$25.001/27/2011 1:24:25 PM
2brotherslending$50.001/27/2011 2:13:14 PM
GoldenGo4$50.001/27/2011 10:43:18 AM
tpcnet$45.901/27/2011 12:33:58 PM
moola-escalator$25.001/27/2011 12:45:19 PM
rkhrdjp$25.001/27/2011 3:45:05 PM
economy-caper9$25.001/27/2011 2:21:59 PM
Shamrock731$28.001/27/2011 4:52:32 PM
Sol_Invictus$25.001/27/2011 5:25:59 PM
rbotterbLLC$25.001/27/2011 2:28:33 PM
top-epic-community$50.001/27/2011 4:19:48 PM
bhaus5$25.001/27/2011 4:42:54 PM
nilonc1$75.001/27/2011 5:43:13 PM
Pendruce$25.001/27/2011 6:47:27 PM
gain-gourd$100.001/27/2011 7:32:59 PM
adventurous-treasure2$25.001/27/2011 8:58:19 PM
mgking007$25.001/27/2011 10:23:14 PM
dollardave$100.001/27/2011 11:43:01 PM
BTUrecycler$25.001/28/2011 5:11:59 AM
funfamilyX4$25.001/28/2011 8:25:06 AM
djmjkelso$25.001/28/2011 2:10:15 AM
icon7$30.001/28/2011 4:33:31 AM
rockhound84$25.001/28/2011 6:46:28 AM
sassykatty$50.001/28/2011 6:28:08 AM
realtormoises$25.001/28/2011 7:47:10 AM
loanman2007$100.001/28/2011 7:01:54 AM
enriched-note6$25.001/28/2011 10:02:28 AM
vegibenz$25.001/28/2011 8:58:30 AM
pjandnikki$25.001/28/2011 10:07:44 AM
calkidd05$25.001/28/2011 8:55:23 AM
nosualcneas$25.001/28/2011 8:55:32 AM
buffalobills$25.001/28/2011 9:12:57 AM
djkaiser$25.001/28/2011 9:34:06 AM
lostontheedge$25.001/28/2011 9:34:44 AM
sshgfwb$25.001/28/2011 9:47:09 AM
durability-revelry2$25.001/28/2011 9:54:46 AM
gjm6d$25.001/28/2011 11:07:08 AM
upbeat-finance8$25.001/28/2011 11:59:16 AM
BadgerWI$25.001/28/2011 10:13:10 AM
awwaaww$100.001/28/2011 12:57:15 PM
liberty-optimization7$25.001/28/2011 10:31:40 AM
FredHead3$33.041/28/2011 11:16:58 AM
wilmajean$50.001/28/2011 2:36:06 PM
sensible-order2$100.001/28/2011 4:42:56 PM
handshake5$100.001/28/2011 3:29:36 PM
MasterKey$25.001/28/2011 3:39:41 PM
lovely-leverage$125.001/28/2011 3:36:36 PM
best-coin-miser$25.001/28/2011 3:57:59 PM
orderly-leverage$100.001/28/2011 4:53:22 PM
CE88$50.001/28/2011 5:04:40 PM
donkey$25.001/28/2011 5:18:57 PM
sincere-balance$25.001/28/2011 6:09:54 PM
smk420$25.001/28/2011 8:27:23 PM
bambampk$50.001/28/2011 9:50:37 PM
a275ranger$30.001/28/2011 10:44:58 PM
mlpinz$50.001/28/2011 7:23:47 PM
calahan$25.001/29/2011 12:02:46 AM
zeelender$25.001/29/2011 1:43:18 AM
spiff666$25.001/28/2011 9:00:30 PM
Cheburashka$25.001/29/2011 1:48:09 AM
ITS-A-WONDERFUL-LIFE$25.001/28/2011 9:43:11 PM
commitment-symphony9$25.001/28/2011 10:32:29 PM
power-secret-agent$25.001/28/2011 10:37:14 PM
greenback-ally$50.001/28/2011 10:26:25 PM
108lender$150.001/29/2011 1:14:49 AM
euphoria8$25.001/29/2011 12:47:08 AM
rmachi$25.001/29/2011 1:13:17 AM
Weaverville$25.001/29/2011 1:46:40 AM
nycfinance$25.001/29/2011 1:15:27 AM
InvestorPartners$25.001/29/2011 1:28:16 AM
junctionking$25.001/29/2011 1:29:37 AM
brazilofmux$26.521/29/2011 1:30:22 AM
ClearLake$25.001/29/2011 2:06:09 AM
ichibon$250.001/29/2011 2:06:44 AM
215 Investments
 
Borrower Payment Dependent Notes Series 491863
This series of Notes was issued and sold upon the funding of the borrower loan #46878, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-27-2011 
Term: 36 months Listing End date:  Jan-29-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $122.46
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jan-1984 Debt/Income ratio: 22%
Credit score: 660-679 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 10Length of status:5y 5m
Amount delinquent: $0 Total credit lines: 23 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $26,502Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 99%  
   Homeownership: Yes  
Screen name: impeccable-p2ploan2 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
pcar
Purpose of loan:
This loan will be used to purchase a used car.

My financial situation:
I am a good candidate for this loan because I must be responsible with my finances in order to keep by mortgage license.

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Hello, The value of our home on Eppraisal is 425K. We owe a total of 365K on first and second mortgages. I am not on our first mortgage as I was not working when we purchased our home 10 years ago. Thanks! (Jan-28-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Kash2010lu$27.001/27/2011 10:10:13 AM
loyalist1$50.001/27/2011 10:10:27 AM
wise-rupee-sanctuary$50.001/27/2011 10:11:10 AM
EarlyRiser$250.001/27/2011 10:13:39 AM
Speculator$25.001/27/2011 1:39:56 PM
DasMula$77.001/27/2011 10:24:53 AM
funtwosay$25.001/27/2011 12:36:28 PM
favorite-commerce$50.001/27/2011 1:10:46 PM
tzvie$25.001/27/2011 1:06:18 PM
bankbuddy55$50.001/27/2011 6:20:55 PM
nilonc1$25.001/27/2011 5:38:13 PM
vutah$25.001/27/2011 8:01:24 PM
gain-gourd$75.001/27/2011 7:33:33 PM
UCLA4life$25.001/27/2011 7:22:48 PM
GoldenGo4$50.001/27/2011 11:32:05 PM
Angel_Investor_7$25.001/28/2011 6:33:04 AM
vine99$40.001/28/2011 9:57:57 AM
tigercat$50.001/28/2011 10:04:17 AM
buffalobills$25.001/28/2011 9:12:34 AM
bazaar-festivity$25.001/28/2011 9:08:49 AM
worthy-bid8$50.001/28/2011 10:21:01 AM
silver-enlightenment0$25.001/28/2011 1:12:51 PM
dobee$25.001/28/2011 10:26:28 AM
sensible-order2$50.001/28/2011 11:33:48 AM
orderly-leverage$50.001/28/2011 4:52:57 PM
bid-czar8$50.001/28/2011 3:30:55 PM
loss-of-control$25.001/28/2011 3:54:29 PM
Xarach$25.001/28/2011 6:45:27 PM
deal-promiser1$50.001/28/2011 8:08:04 PM
zorg77$25.001/28/2011 8:11:11 PM
impala6464$75.001/28/2011 8:39:38 PM
Easystreet$25.001/29/2011 1:50:01 AM
poster177$36.001/28/2011 10:39:30 PM
Gibbyland$50.001/28/2011 11:43:18 PM
Rdodson11$25.001/29/2011 1:14:34 AM
Evolver$50.001/29/2011 1:29:17 AM
EBITDA$25.001/29/2011 1:31:46 AM
Snoopylover$25.001/29/2011 1:51:17 AM
money-baron$50.001/27/2011 10:15:42 AM
greencat$50.001/27/2011 10:16:50 AM
investment-artist$25.001/27/2011 10:17:19 AM
reflective-rupee$25.771/27/2011 10:11:34 AM
velocity-solo$30.001/27/2011 10:11:13 AM
genius520$100.001/27/2011 10:11:23 AM
ultimate-peace$125.001/27/2011 10:26:01 AM
capital-kingdom$25.001/27/2011 10:29:08 AM
rescue$100.001/27/2011 10:13:59 AM
dpries123$25.001/27/2011 10:14:07 AM
tech310$50.001/27/2011 10:15:55 AM
Bob450$25.001/27/2011 2:08:06 PM
asset-professor$25.001/27/2011 12:13:57 PM
Nerdster1$25.051/28/2011 3:58:49 AM
wild-orange$50.001/28/2011 1:27:44 AM
icon7$30.001/28/2011 4:34:20 AM
building_community$25.001/28/2011 1:44:34 AM
balanced-balance6$25.001/28/2011 6:04:08 AM
head$25.001/28/2011 5:28:39 AM
realtormoises$25.001/28/2011 7:42:58 AM
Myrick$25.001/28/2011 10:16:11 AM
helping-out$35.001/28/2011 10:28:08 AM
ready-interest9$25.001/28/2011 3:11:16 PM
jazzlender$25.001/28/2011 1:18:26 PM
Bidwinner08$50.001/28/2011 4:16:11 PM
josephpenrod$25.001/28/2011 9:27:59 PM
selfmademan$25.001/29/2011 1:48:40 AM
Free-the-usa-1776$25.001/28/2011 10:28:02 PM
cake7$25.001/28/2011 9:47:49 PM
credit-force5$50.001/28/2011 11:38:27 PM
mohara25$142.281/29/2011 12:38:47 AM
YellowJacket$25.001/29/2011 2:01:07 AM
70 Investments
 
Borrower Payment Dependent Notes Series 491919
This series of Notes was issued and sold upon the funding of the borrower loan #46796, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jan-27-2011 
Term: 36 months Listing End date:  Jan-29-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $217.74
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Dec-2000 Debt/Income ratio: 22%
Credit score: 680-699 (Jan-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 2 Current / open credit lines: 4 / 4Length of status:9y 0m
Amount delinquent: $358 Total credit lines: 39 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,338Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 27%  
   Homeownership: No  
Screen name: favorite-liberty8 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
needing a loan
Purpose of loan:
This loan will be used to? Medical bills/ Vacation????

My financial situation:
I am a good candidate for this loan because? I do pay back my loans on time. Also i have great job time and residence time????

Monthly net income: $ 2300.00????????

Monthly expenses: $
??Housing: $ 0???

??Insurance: $?0
??Car expenses: $420.00
??Utilities: $ 0Phone, cable, internet: $ 75.00
??Food, entertainment: $ 100.00
??Clothing, household expenses $100.00
??Credit cards and other loans: $50.00??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: please explain your delinquencies. also are these all of your expenses (no housing expense). - loss-of-control
A: The del's are medical bills I was unaware that my insurance was not covering them. Yes these are all my expense (Jan-27-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
velocity-solo$25.001/27/2011 10:12:03 AM
tech310$50.001/27/2011 10:16:02 AM
DasMula$37.441/27/2011 10:30:07 AM
EarlyRiser$250.001/27/2011 10:53:28 AM
bluehen00$25.001/27/2011 11:15:52 AM
Speculator$25.001/27/2011 1:39:58 PM
zorg77$25.001/27/2011 5:01:49 PM
Bob450$25.001/27/2011 6:47:36 PM
gothampark$25.001/27/2011 7:50:14 PM
UCLA4life$25.001/27/2011 9:33:27 PM
unger$100.001/27/2011 7:25:12 PM
terrific-peace8$32.471/27/2011 7:35:33 PM
wild-orange$50.001/28/2011 1:30:26 AM
GoldenGo4$50.001/27/2011 11:32:07 PM
return-grizzly$100.001/28/2011 4:58:13 AM
trade-goblin9$25.001/28/2011 5:06:02 AM
fervent-power$25.001/28/2011 6:17:33 AM
168RichCapital$25.001/28/2011 6:30:55 AM
buffalobills$25.001/28/2011 9:11:50 AM
NeketanBank$25.001/28/2011 9:39:12 AM
helping-out$35.001/28/2011 10:28:08 AM
VJ_Financial$50.001/28/2011 1:26:59 PM
desrman$50.001/28/2011 10:45:03 AM
SouthernRemarketing$25.001/28/2011 10:47:48 AM
sensible-diversification5$25.001/28/2011 1:00:34 PM
Kqwik$30.001/28/2011 2:02:07 PM
bazaar-festivity$25.001/28/2011 3:29:31 PM
worthy-bid8$50.001/28/2011 2:24:40 PM
loss-of-control$50.001/28/2011 3:41:16 PM
sensible-order2$100.001/28/2011 4:53:15 PM
Zipcut$50.001/28/2011 5:08:10 PM
deal-promiser1$50.001/28/2011 8:08:05 PM
mckhbnpc$30.001/28/2011 8:53:10 PM
Gibbyland$50.001/28/2011 11:43:19 PM
Banker_Joe$25.001/28/2011 10:30:49 PM
houli123$100.001/29/2011 12:26:14 AM
jwsun90$29.171/29/2011 1:47:39 AM
seisen$50.001/29/2011 2:21:18 AM
mercuriant$25.001/29/2011 2:08:25 AM
wwwUniversal$25.001/29/2011 4:03:54 AM
payout-network1$25.001/29/2011 4:23:18 AM
iLoaner$25.001/29/2011 3:02:39 AM
investment-comet$25.001/29/2011 4:24:54 AM
CA-Lender$25.001/29/2011 4:25:13 AM
flwah$25.001/29/2011 3:18:27 AM
worth-arch$25.001/29/2011 4:24:24 AM
rescue$100.001/27/2011 10:14:03 AM
reflective-rupee$1,000.771/27/2011 10:18:47 AM
asset-professor$25.001/27/2011 12:13:52 PM
greencat$50.001/27/2011 10:20:08 AM
well-mannered-income3$50.001/27/2011 4:00:27 PM
open-minded-fund9$50.001/27/2011 5:34:26 PM
zenzorba$50.001/27/2011 2:31:33 PM
SolarMoonshine$25.001/27/2011 3:28:49 PM
impala6464$100.001/27/2011 6:04:37 PM
weezy22$26.001/27/2011 4:31:19 PM
gain-gourd$75.001/27/2011 7:33:35 PM
Rogelio48$30.001/27/2011 7:10:58 PM
capital-galaxy$150.001/28/2011 5:23:54 AM
supreme-hope$25.001/28/2011 5:32:06 AM
Angel_Investor_7$25.001/28/2011 6:33:05 AM
loanman2007$75.001/28/2011 7:14:30 AM
realtormoises$25.001/28/2011 7:41:32 AM
thankful-nickel2$25.001/28/2011 8:08:07 AM
blitzen40$25.001/28/2011 10:01:24 AM
tigercat$50.001/28/2011 10:05:06 AM
mrxtravis$50.001/28/2011 10:20:33 AM
ore-dojo$100.001/28/2011 10:25:28 AM
REASONABLE$25.001/28/2011 11:25:25 AM
Rogesparkguy$25.001/28/2011 11:57:37 AM
independent-silver9$25.001/28/2011 12:30:29 PM
2grindstones$25.001/28/2011 2:31:10 PM
jazzlender$25.001/28/2011 1:18:27 PM
Hummer-Guy$25.001/28/2011 4:43:07 PM
bluehen00$54.421/28/2011 3:33:18 PM
CirC$25.001/28/2011 3:59:32 PM
orderly-leverage$50.001/28/2011 4:52:57 PM
Newfoundcash$25.001/28/2011 5:02:47 PM
bold-principal-thinker$25.001/28/2011 7:57:51 PM
alterlatina$25.001/28/2011 8:27:20 PM
calahan$25.001/28/2011 10:43:43 PM
payout-bridge$150.001/28/2011 7:59:51 PM
credit-force5$50.001/28/2011 11:38:29 PM
panther757$50.001/29/2011 2:24:47 AM
techs$25.001/29/2011 1:26:10 AM
kulender$50.001/29/2011 3:04:36 AM
DonaldColorado$50.001/29/2011 3:49:18 AM
MilitaryLending$25.001/29/2011 2:08:42 AM
Comoparklender$50.001/29/2011 3:49:34 AM
FeedTheMachine$50.001/29/2011 4:07:09 AM
90 Investments