Sales Report:Supplement No. 10 dated Jan 28, 2011 to Prospectus dated Jan 12, 2011File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jan 12, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jan 12, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
488629
This series of Notes was issued and sold upon the funding of the borrower loan #46682, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.95% |
Listing Start date:
| Jan-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jan-22-2011 |
|
|
Lender yield:
| 11.99% |
Borrower rate/APR:
| 12.99% / 15.13% |
Monthly payment:
| $252.67 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.79% | | |
| |
Estimated return*:
| 6.84% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 740-759 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 7y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 58 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,229 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Clear2Land78 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 3 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(May-2006)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 3 | | |
Description
Goodbye Closed Credit Card
Purpose of loan:
To pay off a higher rate credit card account that has been closed for a while now.
My financial situation:
I am a good candidate for this loan because I have worked hard to get my credit in good standing and since I work for the federal government, I get in trouble if I don't pay my bills. I am not going to lose my job over my bills. I also had a Prosper account a few years ago and paid it off early. I had investors email me to thank me.
Monthly net income: $
4000+ (salary went up this year .. waiting for first paycheck of new year next week)
Monthly expenses: $
??Housing: $
1550
??Insurance: $
120
??Car expenses: $
350
??Utilities: $
60
??Phone, cable, internet: $
100
??Food, entertainment: $
300
??Clothing, household expenses $
0
??Credit cards and other loans: $
500
??Other expenses: $
300 (student loans)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
| Investor | Amount | Investment Date (PT) |
|
| 1stBankAndHal | $25.00 | 1/21/2011 10:40:16 AM |
| wise-rupee-sanctuary | $50.00 | 1/21/2011 10:53:54 AM |
| Fiimg | $50.00 | 1/21/2011 10:56:12 AM |
| tech310 | $50.00 | 1/21/2011 10:59:55 AM |
| museic1 | $50.00 | 1/21/2011 11:09:51 AM |
| credit-investor5 | $50.00 | 1/21/2011 11:15:49 AM |
| ThomasC | $50.00 | 1/21/2011 11:18:12 AM |
| Speculator | $50.00 | 1/21/2011 10:48:48 AM |
| rss197 | $25.00 | 1/21/2011 10:53:40 AM |
| run_dmc | $100.00 | 1/21/2011 11:30:33 AM |
| 113121 | $25.00 | 1/21/2011 11:04:02 AM |
| honorable-yield | $25.00 | 1/21/2011 11:05:18 AM |
| Redmond | $25.00 | 1/21/2011 11:43:50 AM |
| golffish2 | $50.00 | 1/21/2011 10:41:16 AM |
| enthusiastic-balance5 | $100.00 | 1/21/2011 10:41:44 AM |
| rolandweary | $25.00 | 1/21/2011 11:10:30 AM |
| the-enterprising-leverage | $25.00 | 1/21/2011 11:12:11 AM |
| heavenly-repayment4 | $25.00 | 1/21/2011 11:13:02 AM |
| a-responsible-return | $25.00 | 1/21/2011 10:48:03 AM |
| ray1051 | $25.00 | 1/21/2011 10:48:23 AM |
| impressive-credit431 | $100.00 | 1/21/2011 10:48:34 AM |
| responsibility-cherry6 | $50.00 | 1/21/2011 11:15:08 AM |
| flexible-value | $100.00 | 1/21/2011 10:50:28 AM |
| wise-deal-panda | $50.00 | 1/21/2011 10:51:11 AM |
| cloud8 | $60.00 | 1/21/2011 10:57:11 AM |
| principal-bull | $25.00 | 1/21/2011 11:29:11 AM |
| skuba | $75.00 | 1/21/2011 11:02:18 AM |
| genius520 | $100.00 | 1/21/2011 11:03:55 AM |
| simplelender80 | $100.00 | 1/21/2011 11:04:39 AM |
| reflective-rupee | $200.77 | 1/21/2011 1:05:17 PM |
| respectful-integrity3 | $25.00 | 1/21/2011 1:22:56 PM |
| worldly-community3 | $50.00 | 1/21/2011 11:12:34 AM |
| jjswanso | $50.00 | 1/21/2011 11:18:32 AM |
| enchanted-yield4 | $50.00 | 1/21/2011 11:23:58 AM |
| RecoveryLender | $25.00 | 1/21/2011 11:29:13 AM |
| credit-bliss8 | $25.00 | 1/21/2011 11:31:00 AM |
| DoctorJoe | $25.00 | 1/21/2011 4:08:38 PM |
| TigerForce | $50.00 | 1/21/2011 4:19:46 PM |
| terrific-duty397 | $25.00 | 1/21/2011 2:08:59 PM |
| Barrayaran | $25.00 | 1/21/2011 2:20:32 PM |
| UncleSafety | $100.00 | 1/21/2011 3:17:12 PM |
| sweety075 | $25.00 | 1/21/2011 6:40:05 PM |
| helpless23 | $100.00 | 1/21/2011 6:53:01 PM |
| auctionator1 | $50.00 | 1/21/2011 6:59:08 PM |
| penny-plato | $25.00 | 1/21/2011 3:52:41 PM |
| SolarMoonshine | $200.00 | 1/21/2011 3:57:34 PM |
| lucrative-coin | $149.74 | 1/21/2011 8:04:57 PM |
| SMMII | $25.00 | 1/21/2011 8:13:11 PM |
| Weiler63 | $100.00 | 1/21/2011 5:33:33 PM |
| j2ee | $25.00 | 1/21/2011 5:53:58 PM |
| papaloha | $25.00 | 1/22/2011 12:42:02 AM |
| gamma | $25.00 | 1/21/2011 8:02:33 PM |
| ac787 | $25.00 | 1/21/2011 5:36:45 PM |
| bentheredunthat | $200.00 | 1/22/2011 6:04:47 AM |
| hawk357 | $25.00 | 1/22/2011 8:44:38 AM |
| MonkeyHero | $25.00 | 1/22/2011 8:49:20 AM |
| HomerdohNY | $25.00 | 1/22/2011 9:41:51 AM |
| hopeful-truth5 | $100.00 | 1/21/2011 7:17:33 PM |
| SmallTown5 | $49.29 | 1/22/2011 1:58:00 AM |
| missgina | $25.00 | 1/22/2011 7:28:20 AM |
| mort317 | $29.37 | 1/22/2011 8:17:12 AM |
| gothampark | $25.00 | 1/22/2011 9:42:29 AM |
| Sol_Invictus | $25.00 | 1/22/2011 9:55:17 AM |
| bughead | $25.00 | 1/22/2011 9:57:41 AM |
| loanman2007 | $75.00 | 1/22/2011 5:53:34 AM |
| maj0508 | $100.00 | 1/22/2011 8:27:47 AM |
| FinanceEngine | $25.00 | 1/22/2011 8:28:45 AM |
| RecoveryLender | $25.00 | 1/22/2011 8:47:53 AM |
| All_Wins | $25.00 | 1/22/2011 8:54:21 AM |
| katnmouse | $25.00 | 1/22/2011 9:31:28 AM |
| Carpetkid | $25.00 | 1/22/2011 9:46:29 AM |
| bonus-quark4 | $28.00 | 1/22/2011 9:54:46 AM |
| phchristensen | $50.00 | 1/22/2011 9:57:31 AM |
| enthralling-deal180 | $50.00 | 1/21/2011 10:40:31 AM |
| radforj22 | $25.00 | 1/21/2011 10:42:50 AM |
| kmr2 | $100.00 | 1/21/2011 10:52:04 AM |
| american6 | $100.00 | 1/21/2011 10:59:05 AM |
| gold-commander0 | $44.98 | 1/21/2011 11:00:46 AM |
| ursus | $100.00 | 1/21/2011 11:05:56 AM |
| velocity-solo | $50.00 | 1/21/2011 11:11:14 AM |
| newest-organic-rupee | $25.00 | 1/21/2011 10:40:08 AM |
| one-midas | $50.00 | 1/21/2011 10:52:14 AM |
| marketplace-cello5 | $25.00 | 1/21/2011 11:21:25 AM |
| bomdel | $25.00 | 1/21/2011 11:23:12 AM |
| gracej | $25.00 | 1/21/2011 10:55:30 AM |
| JustMee | $25.00 | 1/21/2011 11:28:22 AM |
| balance-chestnut | $25.00 | 1/21/2011 11:29:51 AM |
| bowdish1 | $50.00 | 1/21/2011 11:03:13 AM |
| benefit-trident | $25.00 | 1/21/2011 10:40:24 AM |
| jazzlender | $25.00 | 1/21/2011 10:41:00 AM |
| blue-useful-auction | $25.00 | 1/21/2011 12:03:50 PM |
| C_Mark | $100.00 | 1/21/2011 11:13:18 AM |
| indomitable-coin | $25.00 | 1/21/2011 11:13:48 AM |
| organized-payment6 | $50.00 | 1/21/2011 10:48:14 AM |
| powerful-finance7 | $25.00 | 1/21/2011 10:49:19 AM |
| somebody32 | $50.00 | 1/21/2011 11:16:46 AM |
| TNG812 | $25.00 | 1/21/2011 11:20:21 AM |
| steiglends | $250.00 | 1/21/2011 11:22:15 AM |
| DasMula | $25.00 | 1/21/2011 11:02:59 AM |
| TelegramSam | $25.00 | 1/21/2011 1:07:32 PM |
| 1SteelerFan | $30.00 | 1/21/2011 1:22:02 PM |
| Astyanax | $50.00 | 1/21/2011 11:42:16 AM |
| RandyL3 | $25.00 | 1/21/2011 11:42:25 AM |
| income-pizza | $25.00 | 1/21/2011 1:41:30 PM |
| bigphish | $50.00 | 1/21/2011 11:15:38 AM |
| cwegert | $28.39 | 1/21/2011 2:38:40 PM |
| missoula | $25.00 | 1/21/2011 12:23:35 PM |
| Domgabriel | $25.00 | 1/21/2011 11:23:21 AM |
| bjak | $25.00 | 1/21/2011 11:23:47 AM |
| LittleMingo | $30.00 | 1/21/2011 11:25:43 AM |
| tntmojave | $25.00 | 1/21/2011 11:28:57 AM |
| focused-wampum | $25.00 | 1/21/2011 1:12:51 PM |
| friendinmoney | $50.00 | 1/21/2011 4:48:09 PM |
| orangefob7 | $30.00 | 1/21/2011 5:26:38 PM |
| debtcollector | $50.00 | 1/21/2011 1:07:08 PM |
| heerzaquestion | $40.00 | 1/21/2011 4:27:32 PM |
| enterprising-diversification5 | $25.00 | 1/21/2011 5:53:40 PM |
| jcw3rd | $25.00 | 1/21/2011 6:00:27 PM |
| rdking647 | $35.00 | 1/21/2011 8:57:19 PM |
| SummaCapital | $100.00 | 1/21/2011 6:04:41 PM |
| Jag97 | $51.46 | 1/21/2011 6:25:55 PM |
| fair_rates | $25.00 | 1/22/2011 12:59:56 AM |
| colorfulgardener | $25.00 | 1/22/2011 3:15:07 AM |
| SC2TX | $200.00 | 1/22/2011 6:05:36 AM |
| balance-force | $25.00 | 1/21/2011 9:00:24 PM |
| enriched-note6 | $25.00 | 1/21/2011 11:12:03 PM |
| vutah | $50.00 | 1/22/2011 8:09:55 AM |
| handshake5 | $100.00 | 1/21/2011 5:47:22 PM |
| Whitewater_Loans | $55.80 | 1/22/2011 8:15:11 AM |
| floridahelper | $25.00 | 1/22/2011 8:38:13 AM |
| wdworld | $50.00 | 1/22/2011 12:47:16 AM |
| diversification-pilot | $25.00 | 1/22/2011 9:12:02 AM |
| AustinAmerica | $25.00 | 1/22/2011 9:16:27 AM |
| bestbuy | $25.00 | 1/22/2011 9:48:17 AM |
| impartial-deal | $25.00 | 1/22/2011 6:14:14 AM |
| wwwUniversal | $25.00 | 1/22/2011 6:18:26 AM |
| terrific-fund5 | $25.00 | 1/21/2011 9:16:51 PM |
| friendly-market5 | $33.46 | 1/22/2011 7:31:39 AM |
| peaceful-farmer | $40.00 | 1/22/2011 7:41:11 AM |
| cwegert | $27.23 | 1/22/2011 8:13:19 AM |
| Short_Stack | $25.00 | 1/22/2011 9:42:59 AM |
| pythia | $25.00 | 1/22/2011 3:57:17 AM |
| transformer855 | $100.00 | 1/22/2011 9:59:11 AM |
| Leshan | $100.00 | 1/22/2011 6:38:15 AM |
| zippy-revenue8 | $25.00 | 1/22/2011 6:45:08 AM |
| rockhound84 | $25.00 | 1/22/2011 7:00:13 AM |
| forthright-loot7 | $25.00 | 1/22/2011 8:05:12 AM |
| rupee-lion | $245.45 | 1/22/2011 8:09:56 AM |
| mpatrick | $25.00 | 1/22/2011 8:28:01 AM |
| bazaar-festivity | $25.00 | 1/22/2011 8:38:46 AM |
| Tizzo27 | $41.63 | 1/22/2011 9:08:47 AM |
| 151 Investments
|
Borrower Payment Dependent Notes Series
489917
This series of Notes was issued and sold upon the funding of the borrower loan #46840, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.70% |
Listing Start date:
| Jan-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jan-25-2011 |
|
|
Lender yield:
| 18.99% |
Borrower rate/APR:
| 19.99% / 23.38% |
Monthly payment:
| $557.38 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.55% | | |
| |
Estimated return*:
| 9.85% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1991 |
Debt/Income ratio:
| 40% |
|
Credit score:
| 780-799 (Jan-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 22y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $58,929 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| affluence-warp-speed |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to pay off two other loans, freeing up some additional cash that can be used to pay down some other debt.
My financial situation:
I am a good candidate for this loan because?
I have never been late and continue to pay my bills on time. Last year was tough in that I needed to replace the furnace, had a death in the family which I helped out with, and a medical expense that I had to cover.
Monthly net income: $
3600.00
Monthly expenses: $
??Housing: $ 1200
??Insurance: $ included in mortgage
??Car expenses: $ 200
??Utilities: $ 200
??Phone, cable, internet: $?180
??Food, entertainment: $ 250
??Clothing, household expenses $
??Credit cards and other loans: $ 1000
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
mortgage balance = 170864
market value = 172000
(Jan-22-2011)
Q:
Hi,
Please explain the medical expense.
TY
MM - Mr-Miracle
A:
It was my son. My wife had to take him to the emergency room for a sports injury.
(Jan-24-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| museic1 | $50.00 | 1/22/2011 11:20:43 AM |
| DasMula | $25.00 | 1/22/2011 11:28:07 AM |
| orange-preeminant-bill | $50.00 | 1/22/2011 11:34:53 AM |
| ingenious-interest1 | $100.00 | 1/22/2011 11:23:30 AM |
| skuba | $75.00 | 1/22/2011 11:27:24 AM |
| genius520 | $100.00 | 1/22/2011 11:27:58 AM |
| honorable-yield | $25.00 | 1/22/2011 11:28:17 AM |
| velocity-solo | $50.00 | 1/22/2011 11:29:11 AM |
| worldly-community3 | $50.00 | 1/22/2011 11:29:44 AM |
| jjswanso | $50.00 | 1/22/2011 11:30:36 AM |
| steiglends | $250.00 | 1/22/2011 11:31:08 AM |
| jimbo29blue | $50.00 | 1/22/2011 1:09:36 PM |
| JustMee | $25.00 | 1/22/2011 2:18:40 PM |
| responsibility-cherry6 | $50.00 | 1/22/2011 11:23:04 AM |
| squadron781 | $25.00 | 1/22/2011 2:26:15 PM |
| witty-openness | $25.00 | 1/22/2011 12:13:27 PM |
| felicity-loyalist0 | $25.00 | 1/22/2011 12:17:22 PM |
| bowdish1 | $50.00 | 1/22/2011 11:27:40 AM |
| C_Mark | $100.00 | 1/22/2011 11:29:57 AM |
| jimbo29blue | $50.00 | 1/22/2011 1:09:22 PM |
| five-star-justice | $36.00 | 1/22/2011 11:38:29 AM |
| auction-seeker | $25.00 | 1/22/2011 3:46:54 PM |
| SelectTrustLending | $25.00 | 1/22/2011 3:07:34 PM |
| mtnbikemania | $50.00 | 1/22/2011 3:59:28 PM |
| zorg77 | $25.00 | 1/22/2011 12:41:53 PM |
| first-serene-credit | $25.00 | 1/22/2011 6:30:29 PM |
| Discinc | $228.46 | 1/23/2011 11:37:41 AM |
| Pulchritudinous | $25.00 | 1/23/2011 12:48:21 PM |
| sensible-gain884 | $25.00 | 1/23/2011 5:47:27 AM |
| loyalty-czar | $25.42 | 1/23/2011 12:08:25 PM |
| enriched-note6 | $25.00 | 1/23/2011 12:18:30 PM |
| FlyingBobo | $25.00 | 1/23/2011 6:58:02 AM |
| chekat | $25.00 | 1/23/2011 11:24:20 AM |
| competent-p2p | $65.00 | 1/23/2011 5:23:19 PM |
| nanda | $100.00 | 1/23/2011 7:02:26 PM |
| rakstar | $25.00 | 1/24/2011 6:53:05 AM |
| economy-caper9 | $25.00 | 1/24/2011 7:13:50 AM |
| asdf9876 | $25.00 | 1/23/2011 3:11:55 PM |
| balance-force | $30.00 | 1/23/2011 11:32:15 PM |
| marketplace-achievement | $50.00 | 1/24/2011 9:11:47 AM |
| listing-bada-bing | $50.00 | 1/24/2011 9:54:48 AM |
| EarlyRiser | $250.00 | 1/24/2011 10:39:56 AM |
| vigilance-frontier | $25.00 | 1/24/2011 10:40:20 AM |
| Whipster | $50.00 | 1/24/2011 10:41:24 AM |
| vigorous-note | $50.00 | 1/24/2011 10:57:17 AM |
| speedster351 | $50.00 | 1/24/2011 2:11:41 PM |
| hopeful-truth5 | $100.00 | 1/24/2011 2:12:02 PM |
| CE88 | $25.00 | 1/24/2011 1:20:23 PM |
| IP | $50.00 | 1/24/2011 5:56:28 PM |
| Wally1727 | $50.00 | 1/24/2011 7:46:42 PM |
| acrocoach | $25.00 | 1/24/2011 10:16:42 PM |
| mpatrick | $25.00 | 1/25/2011 7:50:50 AM |
| bigphish | $25.00 | 1/24/2011 5:34:40 PM |
| heavenly-repayment4 | $25.00 | 1/24/2011 5:34:47 PM |
| ferdberfel | $50.00 | 1/25/2011 9:42:41 AM |
| loan-master996 | $50.00 | 1/25/2011 9:44:35 AM |
| The_Donald | $50.00 | 1/25/2011 9:45:22 AM |
| iannyc | $50.00 | 1/25/2011 9:45:36 AM |
| orange-dollar-guild | $25.00 | 1/24/2011 9:21:40 PM |
| terrific-fund5 | $25.00 | 1/25/2011 9:46:43 AM |
| drkosh | $25.00 | 1/25/2011 9:47:43 AM |
| jvp | $50.00 | 1/25/2011 9:48:38 AM |
| objective-investor | $150.00 | 1/25/2011 9:49:43 AM |
| acfreema | $25.00 | 1/25/2011 4:52:22 AM |
| loanman2007 | $125.00 | 1/25/2011 5:46:07 AM |
| the-auction-bear | $25.00 | 1/24/2011 8:32:00 PM |
| kegs | $150.00 | 1/25/2011 11:05:10 AM |
| fxtrader | $50.00 | 1/25/2011 5:06:41 AM |
| commerce-yeller | $50.00 | 1/25/2011 9:46:42 AM |
| dspmn | $27.00 | 1/25/2011 5:31:52 AM |
| TheGrayFox | $25.00 | 1/25/2011 9:47:28 AM |
| beatmix01 | $50.00 | 1/25/2011 9:48:34 AM |
| pnace | $50.00 | 1/25/2011 1:55:06 PM |
| nikkiesgrandma | $25.00 | 1/25/2011 1:56:36 PM |
| rss197 | $25.00 | 1/25/2011 9:43:39 AM |
| paladin847 | $50.00 | 1/25/2011 10:57:59 AM |
| lender987654321 | $25.00 | 1/25/2011 9:44:58 AM |
| Tradesmanlender | $35.00 | 1/25/2011 9:46:26 AM |
| encore06 | $25.00 | 1/25/2011 2:34:06 PM |
| a_salt_miner | $25.00 | 1/25/2011 9:47:27 AM |
| mennleo | $50.00 | 1/25/2011 9:47:47 AM |
| Fiimg | $50.00 | 1/25/2011 2:38:08 PM |
| porter22 | $25.00 | 1/25/2011 9:48:46 AM |
| revenue-candy | $25.00 | 1/25/2011 1:40:06 PM |
| wbahl | $25.00 | 1/25/2011 3:37:50 PM |
| fortytwo | $50.00 | 1/25/2011 3:42:05 PM |
| dajen1 | $50.00 | 1/25/2011 4:10:19 PM |
| LeReve | $100.00 | 1/25/2011 4:41:50 PM |
| handshake5 | $100.00 | 1/25/2011 2:37:58 PM |
| kbguru | $50.00 | 1/25/2011 5:19:42 PM |
| BaxterEvil | $25.00 | 1/25/2011 5:45:59 PM |
| slico | $50.00 | 1/25/2011 1:45:57 PM |
| 350DGRZ | $50.00 | 1/25/2011 3:44:18 PM |
| worthy-bid8 | $100.00 | 1/25/2011 1:46:56 PM |
| money-bauble | $150.00 | 1/25/2011 3:55:54 PM |
| first-upright-payout | $25.00 | 1/25/2011 3:58:18 PM |
| brightest-fascinating-principal | $50.00 | 1/25/2011 6:10:48 PM |
| imlosttoo | $25.00 | 1/25/2011 6:20:16 PM |
| Eagledrop | $25.00 | 1/25/2011 6:20:35 PM |
| DMCA | $50.00 | 1/25/2011 6:21:06 PM |
| BeachWalkz | $50.00 | 1/25/2011 6:21:29 PM |
| chairsitter | $25.00 | 1/25/2011 6:21:52 PM |
| mmullen2 | $25.00 | 1/25/2011 6:21:54 PM |
| sail120 | $50.00 | 1/25/2011 2:40:19 PM |
| Headhunter14 | $25.00 | 1/25/2011 6:22:59 PM |
| enthralling-investment | $50.00 | 1/25/2011 6:23:30 PM |
| lostontheedge | $25.00 | 1/25/2011 6:24:11 PM |
| puifais | $50.00 | 1/25/2011 6:25:56 PM |
| valiant-liberty4 | $25.00 | 1/25/2011 6:28:35 PM |
| revenue-pipeline | $25.00 | 1/25/2011 6:29:30 PM |
| Weaverville | $50.00 | 1/25/2011 6:30:19 PM |
| J-Rott | $100.00 | 1/25/2011 3:39:29 PM |
| wonderful-dime | $25.00 | 1/25/2011 6:31:45 PM |
| payout-banker4 | $25.00 | 1/25/2011 3:41:46 PM |
| homestarrunner | $50.00 | 1/25/2011 6:31:48 PM |
| otto1939 | $50.00 | 1/25/2011 6:31:50 PM |
| pr0sp3r1ty | $25.00 | 1/25/2011 6:32:05 PM |
| LongTail | $25.00 | 1/25/2011 6:32:18 PM |
| nickel-ferret | $46.35 | 1/25/2011 6:32:28 PM |
| inspired-investment8 | $100.00 | 1/25/2011 6:32:59 PM |
| divedude | $25.00 | 1/25/2011 6:33:31 PM |
| inspire22 | $50.00 | 1/25/2011 6:33:38 PM |
| five-star-responsibility0 | $50.00 | 1/25/2011 6:34:39 PM |
| hanuman77 | $25.03 | 1/25/2011 6:35:05 PM |
| Banker7371 | $25.00 | 1/25/2011 6:35:52 PM |
| hrubinst | $50.00 | 1/25/2011 6:36:10 PM |
| discrete-asset | $25.00 | 1/25/2011 6:37:30 PM |
| thankful-nickel2 | $25.00 | 1/25/2011 4:01:15 PM |
| downtownfarm | $25.00 | 1/25/2011 6:38:58 PM |
| market-assembler | $50.00 | 1/25/2011 6:39:10 PM |
| ozner | $25.00 | 1/25/2011 6:04:39 PM |
| petejones32 | $25.00 | 1/25/2011 6:20:21 PM |
| responsible-investment0 | $50.00 | 1/25/2011 6:20:57 PM |
| eastlake | $25.00 | 1/25/2011 6:21:03 PM |
| currency-trophy | $50.00 | 1/25/2011 6:22:03 PM |
| pensacolaborn | $50.00 | 1/25/2011 6:23:25 PM |
| Raaveness | $50.00 | 1/25/2011 6:25:08 PM |
| rinyt | $25.00 | 1/25/2011 5:26:08 PM |
| shrewd-credit7 | $50.00 | 1/25/2011 6:28:40 PM |
| superb-funds335 | $25.00 | 1/25/2011 6:28:58 PM |
| MicroL | $50.00 | 1/25/2011 6:29:28 PM |
| orange-generous-ore | $25.00 | 1/25/2011 6:31:31 PM |
| STLLAB-MO | $50.00 | 1/25/2011 6:31:57 PM |
| tsui517 | $50.00 | 1/25/2011 6:32:30 PM |
| Msbutterfly | $50.00 | 1/25/2011 6:32:42 PM |
| peso-colonel | $50.00 | 1/25/2011 6:32:49 PM |
| building_community | $25.00 | 1/25/2011 6:33:09 PM |
| loot-heart | $25.00 | 1/25/2011 6:35:48 PM |
| studious-bonus7 | $44.98 | 1/25/2011 6:36:13 PM |
| gt1687c | $50.00 | 1/25/2011 6:36:36 PM |
| gold-blanket0 | $25.00 | 1/25/2011 6:37:47 PM |
| impartial-deal | $25.00 | 1/25/2011 6:38:02 PM |
| durability-bandit1 | $50.00 | 1/25/2011 6:20:18 PM |
| retirementlady | $25.00 | 1/25/2011 6:20:54 PM |
| BrianRK | $26.00 | 1/25/2011 6:21:21 PM |
| income-pillow | $50.00 | 1/25/2011 6:21:44 PM |
| investment-comet | $25.00 | 1/25/2011 6:24:58 PM |
| bonus-zone | $25.00 | 1/25/2011 6:25:05 PM |
| Papa_Mema | $25.00 | 1/25/2011 6:25:16 PM |
| helpinghand63 | $25.00 | 1/25/2011 6:28:44 PM |
| downbet | $50.00 | 1/25/2011 6:29:25 PM |
| Premierelender | $25.00 | 1/25/2011 6:29:45 PM |
| roman2008 | $25.00 | 1/25/2011 6:30:36 PM |
| patriot897 | $50.00 | 1/25/2011 6:30:49 PM |
| TribecaFunding | $50.00 | 1/25/2011 6:31:42 PM |
| MasterKey | $25.00 | 1/25/2011 6:32:36 PM |
| dinero-speaker | $25.00 | 1/25/2011 6:32:47 PM |
| rangers94 | $25.00 | 1/25/2011 6:32:53 PM |
| icchok | $50.00 | 1/25/2011 6:33:07 PM |
| 1phantom | $50.00 | 1/25/2011 6:36:30 PM |
| bailey1223 | $25.00 | 1/25/2011 6:37:58 PM |
| tech310 | $50.00 | 1/22/2011 11:20:54 AM |
| enthralling-deal180 | $75.00 | 1/22/2011 11:22:16 AM |
| Ambassador | $50.00 | 1/22/2011 11:23:36 AM |
| flexible-value | $100.00 | 1/22/2011 11:25:59 AM |
| ursus | $100.00 | 1/22/2011 11:28:26 AM |
| the-enterprising-leverage | $25.00 | 1/22/2011 11:29:23 AM |
| indomitable-coin | $25.00 | 1/22/2011 11:30:11 AM |
| marketplace-cello5 | $25.00 | 1/22/2011 11:30:51 AM |
| jazzlender | $25.00 | 1/22/2011 11:21:27 AM |
| radforj22 | $25.00 | 1/22/2011 11:21:39 AM |
| papaloha | $25.00 | 1/22/2011 11:37:58 AM |
| CAGE-Investments | $25.00 | 1/22/2011 11:25:28 AM |
| powerful-finance7 | $25.00 | 1/22/2011 11:25:50 AM |
| wise-deal-panda | $50.00 | 1/22/2011 11:26:10 AM |
| wise-rupee-sanctuary | $50.00 | 1/22/2011 11:26:33 AM |
| simplelender80 | $100.00 | 1/22/2011 11:28:06 AM |
| rolandweary | $25.00 | 1/22/2011 11:28:55 AM |
| credit-investor5 | $50.00 | 1/22/2011 11:30:20 AM |
| somebody32 | $50.00 | 1/22/2011 11:30:27 AM |
| jimbo29blue | $50.00 | 1/22/2011 1:09:10 PM |
| american6 | $50.00 | 1/22/2011 11:20:49 AM |
| enchanted-yield4 | $50.00 | 1/22/2011 11:23:12 AM |
| Rick7925 | $25.00 | 1/22/2011 2:42:33 PM |
| ThomasC | $50.00 | 1/22/2011 11:30:31 AM |
| loss-of-control | $50.00 | 1/22/2011 1:33:03 PM |
| forthright-dedication | $50.00 | 1/22/2011 3:42:51 PM |
| reflective-rupee | $1,000.77 | 1/22/2011 1:39:57 PM |
| skiberdad | $50.00 | 1/22/2011 4:08:32 PM |
| coin-bee1 | $25.00 | 1/23/2011 10:53:41 AM |
| JM-Sarawak | $25.00 | 1/23/2011 6:27:11 AM |
| CASSHMAN | $150.00 | 1/23/2011 9:29:32 AM |
| Corellia | $100.00 | 1/23/2011 2:42:30 PM |
| Bank_Of_XL | $100.00 | 1/24/2011 6:13:08 AM |
| eloquent-dough5 | $25.00 | 1/23/2011 7:21:57 PM |
| PaulW | $25.00 | 1/24/2011 7:27:56 AM |
| AiriusTorpora | $25.00 | 1/24/2011 9:35:18 AM |
| cropdust3r | $25.00 | 1/24/2011 7:12:29 AM |
| firstandten | $50.00 | 1/24/2011 7:31:45 AM |
| agalt | $75.00 | 1/24/2011 8:32:25 AM |
| pythia | $25.00 | 1/24/2011 10:29:28 AM |
| speedy-point | $25.00 | 1/24/2011 10:38:53 AM |
| thrifty-dedication | $50.00 | 1/24/2011 10:56:43 AM |
| brw | $25.00 | 1/24/2011 4:21:52 PM |
| revenue-magnolia | $25.00 | 1/24/2011 10:32:08 AM |
| integrity-doctor | $100.00 | 1/24/2011 4:45:02 PM |
| ritchie70 | $25.00 | 1/24/2011 8:54:51 PM |
| nilonc1 | $25.00 | 1/24/2011 5:22:49 PM |
| boj2007 | $50.00 | 1/24/2011 2:56:51 PM |
| Scotcha | $50.00 | 1/24/2011 7:22:22 PM |
| organized-dedication9 | $50.00 | 1/25/2011 9:43:10 AM |
| Top_Gun_Lender | $26.00 | 1/24/2011 8:17:58 PM |
| dodgerfan | $50.00 | 1/25/2011 9:45:27 AM |
| Reputation1 | $25.00 | 1/25/2011 9:46:24 AM |
| Mark-7 | $50.00 | 1/25/2011 9:47:21 AM |
| dovid | $50.00 | 1/25/2011 9:47:40 AM |
| dollars4debts | $25.00 | 1/25/2011 9:48:44 AM |
| Speculator | $50.00 | 1/25/2011 9:48:55 AM |
| larrybird | $250.00 | 1/25/2011 9:29:50 AM |
| Aquafina24Ounce | $25.00 | 1/25/2011 10:26:40 AM |
| AFFlyboy | $50.00 | 1/25/2011 10:58:34 AM |
| honorable-durability0 | $25.00 | 1/25/2011 9:43:58 AM |
| TNG812 | $25.00 | 1/25/2011 9:44:19 AM |
| gracej | $25.00 | 1/25/2011 9:47:17 AM |
| garenyth | $50.00 | 1/25/2011 9:48:36 AM |
| dollardave | $100.00 | 1/25/2011 1:30:27 PM |
| Minnechela | $50.00 | 1/25/2011 1:57:17 PM |
| bjak | $25.00 | 1/25/2011 2:38:03 PM |
| wampum-chorus3 | $34.48 | 1/25/2011 2:57:25 PM |
| credible-bid0 | $50.00 | 1/25/2011 9:52:30 AM |
| Easystreet | $25.00 | 1/25/2011 3:40:30 PM |
| beach_bum | $25.00 | 1/25/2011 2:35:49 PM |
| kulender | $25.00 | 1/25/2011 3:55:21 PM |
| auction-architect7 | $50.00 | 1/25/2011 2:24:00 PM |
| first-restless-payout | $40.00 | 1/25/2011 2:34:03 PM |
| jct_enterprises | $50.00 | 1/25/2011 6:20:24 PM |
| brookewood | $25.00 | 1/25/2011 6:20:52 PM |
| dadalou | $25.00 | 1/25/2011 6:21:09 PM |
| just21andy | $50.00 | 1/25/2011 6:21:37 PM |
| laufer32304 | $47.05 | 1/25/2011 6:23:06 PM |
| Lender75 | $50.00 | 1/25/2011 6:23:39 PM |
| LoisLoan | $50.00 | 1/25/2011 6:24:08 PM |
| safe-finance | $25.00 | 1/25/2011 2:41:25 PM |
| Ocean713 | $50.00 | 1/25/2011 3:05:30 PM |
| andyb9 | $50.00 | 1/25/2011 6:27:51 PM |
| Trimalchio12 | $25.00 | 1/25/2011 6:28:38 PM |
| balance-voyager | $50.00 | 1/25/2011 6:28:52 PM |
| melodious-fairness | $50.00 | 1/25/2011 6:29:16 PM |
| balance-warrior | $25.00 | 1/25/2011 3:39:19 PM |
| brazilofmux | $69.64 | 1/25/2011 6:31:10 PM |
| 6moonbeams | $50.00 | 1/25/2011 3:39:55 PM |
| yield-seeker | $25.00 | 1/25/2011 6:31:40 PM |
| langdonx | $50.00 | 1/25/2011 6:31:46 PM |
| platinum-rapture6 | $50.00 | 1/25/2011 6:32:00 PM |
| Interloper | $25.00 | 1/25/2011 6:32:14 PM |
| schnatty | $25.00 | 1/25/2011 6:32:25 PM |
| fcukciti | $25.00 | 1/25/2011 6:33:03 PM |
| julijask | $45.00 | 1/25/2011 6:34:44 PM |
| gold-commander0 | $50.00 | 1/25/2011 3:58:36 PM |
| Eastern | $50.00 | 1/25/2011 6:35:55 PM |
| ijspence | $25.00 | 1/25/2011 6:37:52 PM |
| credit-serenity8 | $25.00 | 1/25/2011 6:38:42 PM |
| debtcollector | $50.00 | 1/25/2011 4:20:45 PM |
| taxman1971 | $25.00 | 1/25/2011 6:20:31 PM |
| bbrelo | $25.00 | 1/25/2011 6:21:00 PM |
| OgOman | $25.00 | 1/25/2011 6:22:01 PM |
| credit-kahuna | $50.00 | 1/25/2011 6:23:18 PM |
| painter85 | $50.00 | 1/25/2011 6:23:33 PM |
| bonus-genius | $25.00 | 1/25/2011 6:25:10 PM |
| SafeSaxa | $30.00 | 1/25/2011 6:25:25 PM |
| villagers | $25.00 | 1/25/2011 6:28:55 PM |
| ianakacg | $25.00 | 1/25/2011 6:29:02 PM |
| jamiee73 | $25.00 | 1/25/2011 5:53:41 PM |
| steely_dan34 | $25.00 | 1/25/2011 6:30:45 PM |
| GElender | $50.00 | 1/25/2011 6:31:29 PM |
| PatRichi | $25.00 | 1/25/2011 6:31:55 PM |
| brandilton | $25.00 | 1/25/2011 6:32:39 PM |
| bdevil10 | $25.00 | 1/25/2011 6:32:46 PM |
| innocent-income4 | $25.00 | 1/25/2011 6:32:55 PM |
| sci_guy | $25.00 | 1/25/2011 6:33:14 PM |
| conceptpi | $25.00 | 1/25/2011 6:35:23 PM |
| fightinjoe | $50.00 | 1/25/2011 6:35:50 PM |
| finance_mba | $25.00 | 1/25/2011 6:36:25 PM |
| rdav | $25.00 | 1/25/2011 6:38:48 PM |
| benjo | $50.00 | 1/25/2011 6:20:45 PM |
| wampum-optimization | $50.00 | 1/25/2011 6:21:14 PM |
| scottssm | $51.00 | 1/25/2011 6:21:48 PM |
| Gibbyland | $39.29 | 1/25/2011 6:25:02 PM |
| superpuppy | $42.47 | 1/25/2011 6:25:12 PM |
| bountiful-durability | $100.00 | 1/25/2011 6:26:00 PM |
| ClearLake | $25.00 | 1/25/2011 6:26:08 PM |
| gold-sushi | $25.00 | 1/25/2011 6:26:18 PM |
| Sixmil | $50.00 | 1/25/2011 6:31:12 PM |
| DcUnited | $30.00 | 1/25/2011 6:32:20 PM |
| likeable-leverage5 | $250.00 | 1/25/2011 6:32:50 PM |
| panegryst | $25.00 | 1/25/2011 6:33:16 PM |
| ptjg | $25.00 | 1/25/2011 6:36:03 PM |
| fiddlerzvi | $50.00 | 1/25/2011 6:38:29 PM |
| maldok1 | $25.00 | 1/25/2011 6:38:44 PM |
| 309 Investments
|
Borrower Payment Dependent Notes Series
490651
This series of Notes was issued and sold upon the funding of the borrower loan #46843, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.50% |
Listing Start date:
| Jan-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jan-16-2011 |
|
|
Lender yield:
| 8.55% |
Borrower rate/APR:
| 9.55% / 11.65% |
Monthly payment:
| $176.31 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.53% | | |
| |
Estimated return*:
| 5.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 3% |
|
Credit score:
| 760-779 (Jan-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 5
/
4 | Length of status: | 2y 5m |
|
Amount delinquent:
| $4,196 |
Total credit lines:
| 15 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,480 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 8% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| hogtrax10 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Heating & aircondition replacement
Purpose of loan:
This loan will be used to?Replace heating and aircondition unit.?
My financial situation:
I am a good candidate for this loan because? I have a steady income and I am reliable in paying back all payments.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
| Investor | Amount | Investment Date (PT) |
|
| worthy-bid8 | $50.00 | 1/15/2011 11:40:25 AM |
| roman1998 | $50.00 | 1/15/2011 11:43:54 AM |
| SoyLover | $50.00 | 1/15/2011 11:43:59 AM |
| velocity-solo | $60.00 | 1/15/2011 11:44:00 AM |
| skuba | $75.00 | 1/15/2011 11:49:15 AM |
| bowdish1 | $50.00 | 1/15/2011 11:49:24 AM |
| power-trophy7 | $25.00 | 1/15/2011 11:49:47 AM |
| honorable-yield | $25.00 | 1/15/2011 11:49:52 AM |
| rolandweary | $25.00 | 1/15/2011 11:54:21 AM |
| Ripsaw4U | $50.00 | 1/15/2011 11:56:49 AM |
| the-enterprising-leverage | $25.00 | 1/15/2011 11:41:18 AM |
| american6 | $50.00 | 1/15/2011 11:41:27 AM |
| GElender | $50.00 | 1/15/2011 11:58:41 AM |
| radforj22 | $25.00 | 1/15/2011 11:43:12 AM |
| indianoven | $25.00 | 1/15/2011 11:40:38 AM |
| first-upright-payout | $25.00 | 1/15/2011 11:41:22 AM |
| ray1051 | $50.00 | 1/15/2011 11:44:20 AM |
| worldly-community3 | $50.00 | 1/15/2011 12:00:21 PM |
| revenue-pipeline | $25.00 | 1/15/2011 12:00:27 PM |
| museic1 | $50.00 | 1/15/2011 11:43:18 AM |
| ericgassercom | $50.00 | 1/15/2011 11:46:21 AM |
| impeccable-transparency | $50.00 | 1/15/2011 11:50:08 AM |
| orange-generous-ore | $25.00 | 1/15/2011 1:21:51 PM |
| SPB | $50.00 | 1/15/2011 1:29:14 PM |
| conceptpi | $50.00 | 1/15/2011 11:54:53 AM |
| be_wise | $25.00 | 1/15/2011 11:54:05 AM |
| gt1687c | $50.00 | 1/15/2011 11:54:15 AM |
| otto1939 | $50.00 | 1/15/2011 11:56:19 AM |
| heavenly-repayment4 | $25.00 | 1/15/2011 12:00:30 PM |
| pensacolaborn | $50.00 | 1/15/2011 12:02:15 PM |
| five-star-justice | $36.00 | 1/15/2011 12:02:18 PM |
| a-consummate-camaraderi | $50.00 | 1/15/2011 12:00:44 PM |
| C_Mark | $100.00 | 1/15/2011 12:02:08 PM |
| epic-interest0 | $25.00 | 1/15/2011 5:13:48 PM |
| benefit-squirrel | $30.00 | 1/15/2011 5:20:15 PM |
| flexible-value | $100.00 | 1/15/2011 12:30:18 PM |
| goodhearted-gold3 | $100.00 | 1/15/2011 5:59:18 PM |
| wwwUniversal | $25.00 | 1/15/2011 6:01:34 PM |
| blue-open-wampum | $25.00 | 1/15/2011 1:20:24 PM |
| soular21804 | $25.00 | 1/15/2011 1:34:37 PM |
| gustavholstopus32 | $25.00 | 1/15/2011 1:04:13 PM |
| inspire22 | $50.00 | 1/15/2011 1:21:19 PM |
| ferocious-exchange3 | $50.00 | 1/15/2011 2:50:38 PM |
| hunterMG | $25.00 | 1/15/2011 3:55:57 PM |
| balance-force | $29.00 | 1/15/2011 11:17:21 PM |
| terrific-p2ploan | $25.00 | 1/15/2011 5:08:30 PM |
| competent-p2p | $50.00 | 1/15/2011 5:38:49 PM |
| Johnab | $26.00 | 1/16/2011 6:24:03 AM |
| ccdirectt | $100.00 | 1/15/2011 3:59:56 PM |
| mmullen2 | $25.00 | 1/15/2011 6:59:54 PM |
| rjrventure | $29.58 | 1/15/2011 7:22:01 PM |
| usd1027 | $25.00 | 1/15/2011 8:25:25 PM |
| wampum-chorus3 | $50.00 | 1/15/2011 8:37:14 PM |
| wampum-chorus3 | $25.00 | 1/15/2011 8:42:29 PM |
| husamk | $25.00 | 1/15/2011 10:55:24 PM |
| isuperwang | $58.03 | 1/16/2011 12:28:12 AM |
| iostorms | $57.58 | 1/16/2011 5:33:23 AM |
| JBF_Investments | $25.00 | 1/15/2011 10:58:07 PM |
| dreammachine | $50.00 | 1/16/2011 8:14:14 AM |
| responsibilityenstein3 | $40.00 | 1/16/2011 12:58:05 AM |
| objective-investor | $150.00 | 1/15/2011 11:41:04 AM |
| top-note-jamboree | $50.00 | 1/15/2011 11:43:56 AM |
| downtownfarm | $25.00 | 1/15/2011 11:54:40 AM |
| fiddlerzvi | $50.00 | 1/15/2011 11:55:02 AM |
| maldok1 | $25.00 | 1/15/2011 11:55:25 AM |
| Streetfighter | $50.00 | 1/15/2011 11:55:58 AM |
| lagnisiruk | $25.00 | 1/15/2011 11:56:36 AM |
| organized-payment6 | $50.00 | 1/15/2011 11:43:51 AM |
| TSC | $100.00 | 1/15/2011 11:43:48 AM |
| availableloan | $25.00 | 1/15/2011 12:02:05 PM |
| gold-commander0 | $50.00 | 1/15/2011 12:02:34 PM |
| enthralling-deal180 | $50.00 | 1/15/2011 11:44:54 AM |
| goodhearted-basis4 | $25.00 | 1/15/2011 11:48:20 AM |
| genius520 | $100.00 | 1/15/2011 11:49:35 AM |
| simplelender80 | $100.00 | 1/15/2011 11:49:43 AM |
| ursus | $100.00 | 1/15/2011 11:49:58 AM |
| commerce-yeller | $50.00 | 1/15/2011 1:21:45 PM |
| ijspence | $25.00 | 1/15/2011 11:55:15 AM |
| munnu | $25.00 | 1/15/2011 11:52:05 AM |
| all_of_that_one | $25.00 | 1/15/2011 2:27:19 PM |
| rdav | $25.00 | 1/15/2011 11:56:04 AM |
| bestbuy | $25.00 | 1/15/2011 11:56:11 AM |
| homestarrunner | $50.00 | 1/15/2011 11:56:15 AM |
| jazzlender | $25.00 | 1/15/2011 2:32:00 PM |
| Goodlender42 | $25.00 | 1/15/2011 11:55:50 AM |
| flexible-return297 | $50.00 | 1/15/2011 2:39:34 PM |
| steely_dan34 | $25.00 | 1/15/2011 11:56:52 AM |
| credit-kahuna | $50.00 | 1/15/2011 12:01:17 PM |
| market-assembler | $50.00 | 1/15/2011 11:57:54 AM |
| golden-wealth2 | $50.00 | 1/15/2011 12:01:43 PM |
| mizon291 | $50.00 | 1/15/2011 12:01:49 PM |
| openness-viking | $100.00 | 1/15/2011 4:10:05 PM |
| investment-star | $50.00 | 1/15/2011 12:01:27 PM |
| wise-deal-panda | $50.00 | 1/15/2011 4:20:25 PM |
| Lender75 | $50.00 | 1/15/2011 4:20:33 PM |
| KHU2-B | $25.00 | 1/15/2011 12:02:23 PM |
| enthralling-investment | $50.00 | 1/15/2011 12:02:57 PM |
| Tradesmanlender | $50.00 | 1/15/2011 12:05:35 PM |
| sonicpluto | $25.00 | 1/15/2011 1:03:43 PM |
| Rivermaverick | $25.00 | 1/15/2011 1:34:56 PM |
| brwnidgirl | $50.00 | 1/15/2011 1:36:23 PM |
| interstellar | $50.00 | 1/15/2011 1:40:19 PM |
| the-profit-oracle | $25.00 | 1/15/2011 3:03:10 PM |
| painter85 | $50.00 | 1/15/2011 2:46:51 PM |
| plentiful-reward | $50.00 | 1/15/2011 9:54:21 PM |
| wise-deal-panda | $200.00 | 1/15/2011 4:21:37 PM |
| psalms6612 | $25.00 | 1/15/2011 5:07:17 PM |
| sensible-fund | $50.00 | 1/16/2011 6:15:09 AM |
| Chewbaca | $25.00 | 1/16/2011 7:29:38 AM |
| leverage-gravitas | $25.00 | 1/16/2011 7:32:21 AM |
| jtc26 | $69.68 | 1/16/2011 7:38:51 AM |
| DeesBar | $25.00 | 1/15/2011 4:26:59 PM |
| marwadi-62 | $100.00 | 1/16/2011 8:11:19 AM |
| mistertao | $25.00 | 1/15/2011 9:46:44 PM |
| icon7 | $25.00 | 1/16/2011 7:54:01 AM |
| mort317 | $50.00 | 1/16/2011 8:04:20 AM |
| pumped130 | $25.00 | 1/16/2011 7:43:43 AM |
| dpd | $114.13 | 1/16/2011 8:41:04 AM |
| 118 Investments
|
Borrower Payment Dependent Notes Series
490899
This series of Notes was issued and sold upon the funding of the borrower loan #46822, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Jan-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jan-21-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $285.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1990 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 700-719 (Jan-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 16y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,042 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| flexible-hope0 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to?to pay for my son's therapy?and family vacation.? ?
My financial situation:
I am a good candidate for this loan because?i pay my bills on time and have a good credit score.?
Monthly net income: $10,600
Monthly expenses: $
??Housing: $ 4300.00
??Insurance: $ 120.00
??Car expenses: $ 500.00
??Utilities: $ 125.00
??Phone, cable, internet: $ 150.00
??Food, entertainment: $?1000.00
??Clothing, household expenses $ 200.00
??Credit cards and other loans: $ 2500.00
??Other expenses: $ 100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
How old is your son and what kind of therapy is he going to? - hektek22
A:
My son is 11yrs old and he,s going for psychiatric therapy.
(Jan-21-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| SolarMoonshine | $25.00 | 1/19/2011 5:06:17 PM |
| credit-sycamore4 | $100.00 | 1/19/2011 5:08:21 PM |
| nilonc1 | $50.00 | 1/19/2011 5:08:11 PM |
| bid-czar8 | $50.00 | 1/19/2011 5:09:31 PM |
| Mr-Miracle | $25.01 | 1/19/2011 5:26:50 PM |
| zorg77 | $25.00 | 1/19/2011 8:00:38 PM |
| OnTracInvest | $25.00 | 1/19/2011 5:14:07 PM |
| green-thoughtful-yield | $50.00 | 1/19/2011 9:12:27 PM |
| witty-openness | $25.00 | 1/19/2011 5:15:42 PM |
| DasMula | $25.00 | 1/19/2011 5:22:53 PM |
| power-trophy7 | $25.00 | 1/19/2011 5:09:49 PM |
| golffish2 | $100.00 | 1/20/2011 4:16:17 AM |
| ingenious-interest1 | $50.00 | 1/19/2011 5:10:08 PM |
| Kash2010lu | $27.00 | 1/19/2011 5:11:09 PM |
| loanman2007 | $125.00 | 1/20/2011 6:52:00 AM |
| revenue-appraiser | $25.00 | 1/20/2011 7:09:57 AM |
| genius520 | $100.00 | 1/19/2011 5:12:24 PM |
| SFBank | $300.00 | 1/19/2011 6:38:40 PM |
| shrewd-peace7 | $25.00 | 1/19/2011 10:00:04 PM |
| tarion3 | $25.00 | 1/20/2011 10:15:18 AM |
| enriched-note6 | $25.00 | 1/20/2011 10:20:47 AM |
| wonder3 | $25.00 | 1/20/2011 5:59:18 AM |
| RyanM561 | $25.00 | 1/20/2011 6:32:05 AM |
| JustMee | $25.00 | 1/19/2011 6:46:45 PM |
| greencat | $50.00 | 1/20/2011 7:22:33 AM |
| ready-interest9 | $25.00 | 1/20/2011 12:46:01 PM |
| somebody32 | $50.00 | 1/20/2011 1:59:23 PM |
| open-minded-fund9 | $50.00 | 1/20/2011 2:34:13 PM |
| EBITDA | $25.00 | 1/20/2011 9:48:08 AM |
| attractive-fund | $50.00 | 1/20/2011 9:53:23 AM |
| well-mannered-income3 | $50.00 | 1/20/2011 10:25:38 AM |
| jazzlender | $25.00 | 1/20/2011 10:36:24 AM |
| innocent-dedication | $50.00 | 1/20/2011 12:45:24 PM |
| willinvest | $25.00 | 1/20/2011 5:53:15 PM |
| Engineer44 | $25.00 | 1/20/2011 3:24:47 PM |
| realtormoises | $25.00 | 1/20/2011 6:51:44 PM |
| Frosty | $25.00 | 1/20/2011 11:51:49 AM |
| handshake52 | $25.00 | 1/20/2011 10:20:33 PM |
| fair-rate | $25.00 | 1/21/2011 1:17:22 AM |
| bid-papyrus | $25.00 | 1/21/2011 1:19:03 AM |
| asmithj | $50.00 | 1/20/2011 5:52:45 PM |
| wise-silver-wonder | $25.00 | 1/21/2011 1:21:57 AM |
| CMDCO | $50.00 | 1/20/2011 5:55:22 PM |
| ingenious-diversification | $25.00 | 1/21/2011 1:25:14 AM |
| hope-hickory | $25.00 | 1/20/2011 5:55:43 PM |
| buzzybee | $100.00 | 1/20/2011 3:59:29 PM |
| Angel_Investor_7 | $25.00 | 1/20/2011 4:09:40 PM |
| HammerSmith | $25.00 | 1/20/2011 6:25:31 PM |
| Thylow | $25.00 | 1/21/2011 9:32:51 AM |
| neutrino6 | $25.00 | 1/21/2011 9:33:05 AM |
| dough-destiny | $25.00 | 1/21/2011 9:34:20 AM |
| listing-cowbell | $25.00 | 1/21/2011 9:47:48 AM |
| 6moonbeams | $37.60 | 1/21/2011 12:57:16 AM |
| Comoparklender | $47.97 | 1/21/2011 1:09:11 AM |
| the-profit-oracle | $25.00 | 1/21/2011 1:22:44 AM |
| payment-gusto | $25.00 | 1/21/2011 1:29:09 AM |
| dollardave | $40.22 | 1/21/2011 1:32:01 AM |
| social-conductor4 | $25.00 | 1/21/2011 5:51:51 AM |
| CC911 | $25.00 | 1/21/2011 6:01:32 AM |
| LBOregon | $25.00 | 1/21/2011 7:22:19 AM |
| rapid-currency | $25.00 | 1/20/2011 8:01:59 PM |
| selfmademan | $25.00 | 1/21/2011 9:33:13 AM |
| buffalobills | $25.00 | 1/21/2011 9:41:53 AM |
| samo102us | $25.00 | 1/21/2011 1:03:31 AM |
| sk8ndive | $25.00 | 1/21/2011 1:08:21 AM |
| rutzebach | $49.49 | 1/21/2011 9:56:43 AM |
| GInBaghdad | $25.00 | 1/21/2011 1:18:45 AM |
| peace-missile | $25.00 | 1/21/2011 10:22:39 AM |
| suave-dime6 | $25.00 | 1/21/2011 1:20:11 AM |
| top-payout-fixer | $25.02 | 1/21/2011 1:22:37 AM |
| NoCal | $25.00 | 1/21/2011 1:25:39 AM |
| money-bauble | $100.00 | 1/21/2011 1:26:26 AM |
| helping-out | $43.38 | 1/21/2011 1:28:17 AM |
| head | $25.00 | 1/21/2011 2:55:25 AM |
| integrity-doctor | $100.00 | 1/21/2011 6:17:29 AM |
| erowis | $40.00 | 1/21/2011 6:33:49 AM |
| bluehen00 | $25.00 | 1/21/2011 7:33:36 AM |
| machkimaspesi | $50.00 | 1/21/2011 9:21:44 AM |
| first-aggresive-platinum | $25.00 | 1/21/2011 10:36:05 AM |
| gotyourgear | $50.00 | 1/21/2011 12:42:33 PM |
| HYGCapitalPartnersLP | $100.00 | 1/21/2011 12:43:06 PM |
| larryboy10 | $25.00 | 1/21/2011 10:56:39 AM |
| golath24 | $25.00 | 1/21/2011 11:44:37 AM |
| conaty | $50.00 | 1/21/2011 12:44:03 PM |
| mlj0671 | $25.00 | 1/21/2011 11:51:27 AM |
| Supp0rter | $36.23 | 1/21/2011 12:42:00 PM |
| UCLA4life | $25.00 | 1/19/2011 5:08:38 PM |
| velocity-solo | $30.00 | 1/19/2011 5:11:04 PM |
| reflective-rupee | $500.77 | 1/19/2011 5:14:24 PM |
| investment-artist | $25.00 | 1/19/2011 5:16:35 PM |
| Jack55304 | $100.00 | 1/19/2011 5:08:41 PM |
| wise-rupee-sanctuary | $50.00 | 1/19/2011 5:09:14 PM |
| cloud8 | $50.00 | 1/19/2011 5:10:04 PM |
| Investoman | $100.00 | 1/19/2011 5:12:02 PM |
| 2grindstones | $25.00 | 1/19/2011 7:19:22 PM |
| Bob450 | $25.00 | 1/19/2011 5:00:13 PM |
| radforj22 | $25.00 | 1/19/2011 5:14:17 PM |
| skillful-asset5 | $30.00 | 1/19/2011 8:40:34 PM |
| credit-investor5 | $50.00 | 1/19/2011 5:08:08 PM |
| foothillender | $25.00 | 1/20/2011 6:21:23 AM |
| auction-seeker | $25.00 | 1/19/2011 5:47:29 PM |
| capital-halo1 | $500.00 | 1/19/2011 5:12:13 PM |
| HHP | $50.00 | 1/19/2011 5:14:45 PM |
| Whipster | $50.00 | 1/19/2011 9:14:02 PM |
| wise-intelligent-duty | $25.00 | 1/19/2011 9:16:32 PM |
| gold-commander0 | $50.00 | 1/19/2011 10:19:32 PM |
| BAEVentures | $25.00 | 1/20/2011 6:14:15 AM |
| nimble-economy863 | $25.00 | 1/20/2011 9:34:06 AM |
| competent-p2p | $35.00 | 1/20/2011 11:49:26 AM |
| Moe87 | $25.37 | 1/20/2011 3:35:18 AM |
| new-social-economist | $75.00 | 1/20/2011 9:48:45 AM |
| mex_invests | $25.00 | 1/20/2011 5:33:57 PM |
| payout-bridge | $100.00 | 1/20/2011 2:52:54 PM |
| frogperson | $100.00 | 1/20/2011 8:35:12 PM |
| TNG812 | $25.00 | 1/20/2011 9:33:07 PM |
| bazaar-festivity | $25.00 | 1/20/2011 10:02:42 PM |
| jamiee73 | $25.00 | 1/21/2011 12:55:35 AM |
| musegaze | $87.78 | 1/21/2011 12:57:37 AM |
| reward-adventure | $27.47 | 1/21/2011 1:21:43 AM |
| graceful-investment | $100.00 | 1/21/2011 1:25:24 AM |
| credit-wheel7 | $25.00 | 1/21/2011 1:27:03 AM |
| jjswanso | $25.00 | 1/20/2011 6:21:50 PM |
| tshurts | $25.00 | 1/21/2011 7:26:44 AM |
| infusion6 | $25.00 | 1/21/2011 8:40:31 AM |
| rupee_power | $39.73 | 1/21/2011 9:16:20 AM |
| gain-butterfly | $29.16 | 1/21/2011 9:32:28 AM |
| MilitaryLending | $25.00 | 1/21/2011 12:48:34 AM |
| ferocious-exchange3 | $25.32 | 1/21/2011 1:19:31 AM |
| FeedTheMachine | $43.36 | 1/21/2011 1:30:54 AM |
| Christophe | $25.00 | 1/21/2011 7:34:08 AM |
| sdcc72 | $25.00 | 1/21/2011 8:26:01 AM |
| brazilofmux | $36.11 | 1/21/2011 12:47:09 AM |
| IIP77 | $25.00 | 1/21/2011 12:50:33 AM |
| momoney2lend | $25.00 | 1/21/2011 12:53:30 AM |
| MONEYMATCH | $25.00 | 1/21/2011 12:55:42 AM |
| ommcd | $25.00 | 1/21/2011 12:57:44 AM |
| iLoaner | $25.00 | 1/21/2011 1:08:38 AM |
| independent-leverage6 | $25.00 | 1/21/2011 10:13:59 AM |
| natural-greenback6 | $25.00 | 1/21/2011 1:22:49 AM |
| treasure-bliss | $50.00 | 1/21/2011 1:26:36 AM |
| the-bid-sorcerer | $28.61 | 1/21/2011 1:28:10 AM |
| handshake5 | $97.61 | 1/21/2011 1:28:56 AM |
| kendigme | $25.00 | 1/21/2011 3:07:58 AM |
| BlueProteus | $25.00 | 1/21/2011 9:29:41 AM |
| Doug1043 | $25.00 | 1/21/2011 9:32:06 AM |
| gimincorp | $30.00 | 1/21/2011 9:33:23 AM |
| desrman | $50.00 | 1/21/2011 10:03:01 AM |
| firewomin | $25.00 | 1/21/2011 10:31:48 AM |
| moola-monger9 | $50.00 | 1/21/2011 11:17:26 AM |
| umfan123 | $25.00 | 1/21/2011 11:23:16 AM |
| dime-explosion | $50.00 | 1/21/2011 12:38:58 PM |
| bajaruss | $25.00 | 1/21/2011 12:42:11 PM |
| 152 Investments
|
Borrower Payment Dependent Notes Series
490933
This series of Notes was issued and sold upon the funding of the borrower loan #46819, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Jan-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jan-20-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $306.15 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 760-779 (Jan-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
17 | Length of status: | 10y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Pilot - Private/Com... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $31,022 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bold-exchange-sunrise |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
bold-exchange-sunrise
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
what will this loan be used for? please answer some of the default questions. thanks. - witty-openness
A:
Consolidate some bills, resulting from a new house purchase.
(Jan-19-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| credit-investor5 | $50.00 | 1/19/2011 10:09:17 AM |
| gain-gourd | $50.00 | 1/19/2011 10:09:31 AM |
| credit-sycamore4 | $100.00 | 1/19/2011 10:09:41 AM |
| capital-halo1 | $500.00 | 1/19/2011 10:16:23 AM |
| ingenious-deal6 | $25.00 | 1/19/2011 10:08:44 AM |
| bid-czar8 | $50.00 | 1/19/2011 10:10:49 AM |
| Bob450 | $25.00 | 1/19/2011 10:12:06 AM |
| hedgebaby | $25.00 | 1/19/2011 1:30:46 PM |
| selector568 | $200.00 | 1/19/2011 10:14:46 AM |
| velocity-solo | $30.00 | 1/19/2011 10:15:43 AM |
| radforj22 | $25.00 | 1/19/2011 11:45:04 AM |
| reflective-rupee | $500.77 | 1/19/2011 11:46:10 AM |
| Wellman | $50.00 | 1/19/2011 10:08:26 AM |
| J-Rott | $50.00 | 1/19/2011 10:09:26 AM |
| Jack55304 | $100.00 | 1/19/2011 10:10:03 AM |
| wise-rupee-sanctuary | $50.00 | 1/19/2011 10:10:17 AM |
| DasMula | $86.57 | 1/19/2011 10:12:10 AM |
| cloud8 | $50.00 | 1/19/2011 10:12:33 AM |
| brightest-dignified-penny | $25.00 | 1/19/2011 10:46:16 AM |
| ElAbel11 | $25.00 | 1/19/2011 11:30:20 AM |
| EBITDA | $25.00 | 1/19/2011 5:16:27 PM |
| treasure-bliss | $50.00 | 1/19/2011 5:06:39 PM |
| gotjack | $25.00 | 1/19/2011 5:22:11 PM |
| capital-dynamo0 | $50.00 | 1/19/2011 5:22:59 PM |
| AF-Chief | $50.00 | 1/19/2011 5:23:26 PM |
| Tikibarman | $50.00 | 1/19/2011 5:25:40 PM |
| durability-halibut | $25.00 | 1/19/2011 5:10:53 PM |
| skillful-asset5 | $35.00 | 1/19/2011 8:37:12 PM |
| SolarMoonshine | $50.00 | 1/19/2011 5:01:21 PM |
| tnjohnso | $25.00 | 1/20/2011 12:57:05 AM |
| silver-enlightenment0 | $100.00 | 1/19/2011 5:25:00 PM |
| RyanM561 | $25.00 | 1/20/2011 6:32:28 AM |
| nimble-economy863 | $25.00 | 1/20/2011 9:34:03 AM |
| SouthCoast | $50.00 | 1/20/2011 9:34:07 AM |
| green-thoughtful-yield | $50.00 | 1/19/2011 9:12:23 PM |
| soulful-truth | $50.00 | 1/20/2011 9:47:53 AM |
| delicious-cash | $25.00 | 1/20/2011 9:54:50 AM |
| gold-channel2 | $25.00 | 1/20/2011 9:55:44 AM |
| justasoldier | $40.00 | 1/19/2011 10:12:55 PM |
| zipemdown | $50.00 | 1/20/2011 9:55:50 AM |
| JJ9876 | $25.00 | 1/20/2011 9:56:45 AM |
| handshake5 | $100.00 | 1/19/2011 5:24:18 PM |
| jazzlender | $25.00 | 1/20/2011 10:36:18 AM |
| a-successful-credit | $100.00 | 1/19/2011 5:25:45 PM |
| thomas16882004 | $26.70 | 1/20/2011 1:25:25 AM |
| money-bauble | $54.29 | 1/20/2011 1:46:22 AM |
| FeedTheMachine | $50.00 | 1/20/2011 1:46:37 AM |
| revenue-appraiser | $25.00 | 1/20/2011 7:14:19 AM |
| upbeat-coin937 | $50.00 | 1/19/2011 9:51:23 PM |
| shrewd-peace7 | $50.00 | 1/19/2011 9:59:42 PM |
| langdonx | $25.00 | 1/20/2011 11:41:55 AM |
| famous-bid9 | $25.00 | 1/20/2011 11:42:15 AM |
| patriot897 | $25.00 | 1/20/2011 9:48:03 AM |
| ivadood | $50.00 | 1/20/2011 11:42:39 AM |
| fairness-atmosphere | $25.00 | 1/20/2011 11:42:48 AM |
| jmcdon7230 | $50.00 | 1/20/2011 11:43:05 AM |
| p1k4blu | $25.00 | 1/20/2011 9:55:39 AM |
| attractive-fund | $50.00 | 1/20/2011 9:57:48 AM |
| point-enforcer | $25.00 | 1/20/2011 10:04:07 AM |
| missing-link | $25.00 | 1/20/2011 1:56:59 AM |
| mpatrick | $25.00 | 1/20/2011 10:11:51 AM |
| CC911 | $25.00 | 1/20/2011 6:06:12 AM |
| new-social-economist | $75.00 | 1/20/2011 9:48:35 AM |
| KMSB | $50.00 | 1/20/2011 9:56:47 AM |
| tomjeff | $50.00 | 1/20/2011 11:41:59 AM |
| HedgeFund | $50.00 | 1/20/2011 11:43:00 AM |
| kevin314 | $25.00 | 1/20/2011 11:42:01 AM |
| teejay411 | $100.00 | 1/20/2011 11:42:11 AM |
| the-bid-sorcerer | $50.00 | 1/20/2011 11:42:27 AM |
| bold-shrewd-duty | $50.00 | 1/20/2011 11:43:14 AM |
| power-trophy7 | $25.00 | 1/19/2011 10:11:43 AM |
| Kash2010lu | $27.00 | 1/19/2011 10:15:45 AM |
| Investoman | $100.00 | 1/19/2011 10:16:11 AM |
| greencat | $50.00 | 1/19/2011 10:18:22 AM |
| 2grindstones | $25.00 | 1/19/2011 11:37:16 AM |
| Frosty | $25.00 | 1/19/2011 12:23:42 PM |
| nilonc1 | $50.00 | 1/19/2011 10:09:23 AM |
| genius520 | $100.00 | 1/19/2011 10:16:36 AM |
| witty-openness | $25.00 | 1/19/2011 3:16:25 PM |
| liberty-magnate | $25.00 | 1/19/2011 10:18:44 AM |
| power-rotation7 | $25.00 | 1/19/2011 1:26:07 PM |
| F16Pilot | $25.00 | 1/19/2011 1:39:00 PM |
| ingenious-interest1 | $50.00 | 1/19/2011 10:12:42 AM |
| loss-of-control | $150.00 | 1/19/2011 3:21:19 PM |
| enchanted-note | $25.00 | 1/19/2011 10:54:05 AM |
| Leshan | $25.00 | 1/19/2011 4:52:37 PM |
| vigorous-velocity | $50.00 | 1/19/2011 11:30:10 AM |
| xzec777 | $25.00 | 1/19/2011 11:30:38 AM |
| first-restless-payout | $50.00 | 1/19/2011 12:09:20 PM |
| investment-artist | $25.00 | 1/19/2011 5:16:29 PM |
| friendinmoney | $25.00 | 1/19/2011 1:10:59 PM |
| HHP | $50.00 | 1/19/2011 1:12:49 PM |
| ready-interest9 | $25.00 | 1/19/2011 1:28:22 PM |
| 6moonbeams | $50.00 | 1/19/2011 5:23:33 PM |
| IntrepidInvestment | $25.00 | 1/19/2011 5:44:31 PM |
| Simonsez808 | $25.00 | 1/19/2011 7:20:33 PM |
| vine99 | $65.00 | 1/19/2011 7:53:45 PM |
| tidy-cash1 | $25.00 | 1/19/2011 8:22:00 PM |
| SLJ3 | $50.00 | 1/19/2011 5:14:33 PM |
| Cheburashka | $25.00 | 1/20/2011 12:55:43 AM |
| NoCal | $25.00 | 1/19/2011 5:24:13 PM |
| auction-seeker | $25.00 | 1/19/2011 5:28:17 PM |
| social-conductor4 | $25.00 | 1/20/2011 5:08:59 AM |
| sweetlan | $25.00 | 1/20/2011 6:05:19 AM |
| musegaze | $50.00 | 1/20/2011 9:46:27 AM |
| kginatl | $50.00 | 1/20/2011 9:47:50 AM |
| amusement4 | $100.00 | 1/20/2011 9:55:27 AM |
| rss197 | $25.00 | 1/20/2011 9:55:47 AM |
| JohnSmallberries | $25.00 | 1/19/2011 5:20:21 PM |
| gold-commander0 | $50.00 | 1/19/2011 10:19:24 PM |
| helping-out | $30.00 | 1/20/2011 9:56:06 AM |
| ThatDanGuy | $50.00 | 1/20/2011 9:56:46 AM |
| supreme-hope | $25.00 | 1/19/2011 11:19:25 PM |
| graceful-investment | $48.88 | 1/20/2011 1:40:12 AM |
| dough-bear | $47.94 | 1/20/2011 1:46:15 AM |
| realtormoises | $25.00 | 1/20/2011 3:22:05 AM |
| SFBank | $300.00 | 1/19/2011 6:36:52 PM |
| carlos_chantana | $25.00 | 1/20/2011 6:18:54 AM |
| loanman2007 | $125.00 | 1/20/2011 6:38:48 AM |
| TheBaldGuy | $25.00 | 1/20/2011 9:33:58 AM |
| bnlforever | $25.00 | 1/20/2011 9:35:19 AM |
| income-sage9 | $25.00 | 1/20/2011 9:45:16 AM |
| wtrboy | $50.00 | 1/20/2011 9:45:21 AM |
| cospilot | $25.00 | 1/20/2011 11:41:50 AM |
| ore-dojo | $30.00 | 1/20/2011 9:45:42 AM |
| lendingstar | $50.00 | 1/20/2011 11:42:05 AM |
| seisen | $100.00 | 1/20/2011 9:47:46 AM |
| tacinc100 | $25.00 | 1/20/2011 11:42:20 AM |
| NewOrleans2012 | $25.00 | 1/20/2011 11:42:44 AM |
| jameswmooreiii | $25.00 | 1/20/2011 11:42:54 AM |
| kind-important-liberty9 | $25.00 | 1/20/2011 9:55:38 AM |
| life-is-great | $50.00 | 1/20/2011 11:43:11 AM |
| marketplace-buckeye | $25.00 | 1/20/2011 9:55:41 AM |
| honorable-yield | $25.00 | 1/20/2011 9:55:54 AM |
| top-courteous-peso | $71.41 | 1/20/2011 6:29:08 AM |
| worth-arch | $25.00 | 1/20/2011 9:35:14 AM |
| credit-wheel7 | $25.00 | 1/20/2011 9:45:40 AM |
| mercuriant | $25.00 | 1/20/2011 9:47:44 AM |
| investment-star | $50.00 | 1/20/2011 9:55:00 AM |
| mobius_titan | $25.00 | 1/20/2011 9:58:55 AM |
| rcflick | $25.00 | 1/20/2011 11:41:47 AM |
| capital-lesson | $25.00 | 1/20/2011 11:42:32 AM |
| ZTA0796 | $50.00 | 1/20/2011 11:43:17 AM |
| cybernosha | $50.00 | 1/20/2011 10:53:32 AM |
| WoodyGator | $50.00 | 1/20/2011 11:42:03 AM |
| cippy | $25.00 | 1/20/2011 11:42:23 AM |
| green-discrete-responsibility | $25.00 | 1/20/2011 11:42:35 AM |
| 147 Investments
|
Borrower Payment Dependent Notes Series
491061
This series of Notes was issued and sold upon the funding of the borrower loan #46825, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.20% |
Listing Start date:
| Jan-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jan-20-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 15.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1975 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 660-679 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
6 | Length of status: | 22y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Postal Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $34,320 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| newest-coin-samurai |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
music
Purpose of loan:
This loan will be used to? pay off high interest loans
My financial situation:
I am a good candidate for this loan because?
I work full time and have had good credit until the last few years. We own our home with no mortgage payment. I would like to pay off higher interest loans and get back in good creidt
Monthly net income: $ 2600.00
Monthly expenses: $
??Housing: $ 0
??Insurance: $ 0
??Car expenses: $?0
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $ 50
??Clothing, household expenses $50
Credit cards and other loans: $ 1386.00
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Hi. The loan you are applying for is over 30%. Can you please list the rates of the debt you are trying to consolidate?
Thanks - fund-baker
A:
27% on credit cards and online pay day loans are charging me 30%. I need to get these paid off to get my finances back in control
(Jan-20-2011)
Q:
What are the interest rates on the loans that you are paying off? And with this loan how much will you be spending on all debt repayments including the prosper loan. - circle
A:
27% on credit cards however the thing that is causing financial difficulty is online pay day loans that I foolishly took out. They are charging me interest every two weeks and I can not get caught up. I would be paying off $7000.00 worth of high interest debt and my total payments for the month including this loan would be $1648.00. That would be very doable for me and would be less than what I am paying per month now.
(Jan-20-2011)
Q:
How does a family in NEW YORK get by on $50. a month for
food and entertainment, and Zero utilities? - RecoveryLender
A:
Good question, My husband takes care of all of our living expenses. I am responsible for my own debt. There is just the two of us and we live very inexpensively
(Jan-20-2011)
Q:
are your current interest rates below 31%? if not how do you expect this to help? - jjb516
A:
My interest rates are 27% for creidt cards unfortunately I foolishly got involved with the online pay day loans and they are charging me interest rates at 30% on teh balance every two weeks. I want to pay those off and the balance on the card that has 27% interest to get back ontrack financially
(Jan-20-2011)
Q:
If you are borrowing from Prosper at 31%+ to pay off interest, what interest are you paying now? Thanks and good luck! - mri555
A:
credit cards are at 27% but the thing I really need to pay off is that I foolishly got involved with the online pay day loans and I can't get them paid off I owe $3000.00 and would also pay off the credit card for $3500.0
(Jan-20-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| nilonc1 | $100.00 | 1/19/2011 5:02:26 PM |
| radforj22 | $25.00 | 1/19/2011 5:14:18 PM |
| DasMula | $38.84 | 1/19/2011 5:21:25 PM |
| squarebob | $25.00 | 1/19/2011 5:23:52 PM |
| auction-seeker | $25.00 | 1/19/2011 5:52:11 PM |
| droopie1 | $25.00 | 1/19/2011 6:41:29 PM |
| l2fp | $30.48 | 1/19/2011 6:45:40 PM |
| IASKGOD | $25.00 | 1/19/2011 6:55:49 PM |
| Bob450 | $25.00 | 1/19/2011 5:01:02 PM |
| green-thoughtful-yield | $50.00 | 1/19/2011 9:12:28 PM |
| HHP | $50.00 | 1/19/2011 5:14:45 PM |
| nickel-hickory | $50.00 | 1/19/2011 10:02:08 PM |
| gold-commander0 | $50.00 | 1/19/2011 10:19:32 PM |
| benefit-boots | $25.00 | 1/19/2011 11:03:08 PM |
| DasMula | $57.00 | 1/19/2011 5:25:34 PM |
| cloud8 | $50.00 | 1/19/2011 5:10:04 PM |
| nickel-hickory | $50.00 | 1/19/2011 5:10:13 PM |
| velocity-solo | $25.00 | 1/19/2011 5:10:56 PM |
| loanman2007 | $100.00 | 1/20/2011 6:42:31 AM |
| hektek22 | $600.00 | 1/19/2011 6:10:26 PM |
| RMI_Babylon | $25.00 | 1/19/2011 7:52:17 PM |
| reflective-rupee | $500.77 | 1/19/2011 5:13:51 PM |
| reflective-rupee | $250.77 | 1/19/2011 5:13:59 PM |
| skillful-asset5 | $35.00 | 1/19/2011 8:41:07 PM |
| shrewd-peace7 | $25.00 | 1/19/2011 10:00:06 PM |
| Lubava | $25.00 | 1/20/2011 10:18:44 AM |
| well-mannered-income3 | $60.00 | 1/20/2011 10:19:12 AM |
| Kqwik | $25.00 | 1/20/2011 1:23:16 AM |
| Mr-Miracle | $25.01 | 1/19/2011 5:26:13 PM |
| credit-missile | $25.00 | 1/20/2011 4:32:49 AM |
| HelpfulLender1 | $25.00 | 1/20/2011 5:17:36 AM |
| cash-arboretum | $34.94 | 1/20/2011 5:28:25 AM |
| freebush69 | $488.37 | 1/19/2011 6:32:00 PM |
| credit-missile | $50.00 | 1/19/2011 9:04:08 PM |
| open-minded-market99 | $25.00 | 1/20/2011 8:37:26 AM |
| supreme-hope | $25.00 | 1/19/2011 11:21:31 PM |
| EretzCapital | $30.00 | 1/20/2011 9:44:31 AM |
| Frosty | $25.00 | 1/20/2011 11:51:34 AM |
| realtormoises | $25.00 | 1/20/2011 3:21:31 AM |
| innocent-dedication | $50.00 | 1/20/2011 12:45:24 PM |
| greencat | $50.00 | 1/20/2011 7:22:10 AM |
| britches613 | $25.00 | 1/20/2011 10:14:03 AM |
| icon7 | $30.00 | 1/20/2011 3:21:35 PM |
| LuvToLend | $25.00 | 1/20/2011 10:34:41 AM |
| jazzlender | $25.00 | 1/20/2011 10:36:25 AM |
| WMY-Investor | $100.00 | 1/20/2011 1:24:19 PM |
| asmithj | $50.00 | 1/20/2011 5:52:46 PM |
| hopeful-truth5 | $50.00 | 1/20/2011 6:25:43 PM |
| Engineer44 | $25.00 | 1/20/2011 3:22:00 PM |
| competent-p2p | $38.00 | 1/20/2011 11:48:02 AM |
| ultimate-peace | $25.00 | 1/20/2011 5:32:43 PM |
| somebody32 | $50.00 | 1/20/2011 1:59:24 PM |
| Elevate2012 | $25.00 | 1/20/2011 3:14:04 PM |
| Oak-Parker | $25.00 | 1/20/2011 6:11:07 PM |
| bcsmith | $25.00 | 1/20/2011 7:28:19 PM |
| frogperson | $50.00 | 1/20/2011 8:31:54 PM |
| hope-hickory | $25.00 | 1/20/2011 5:55:45 PM |
| HammerSmith | $25.00 | 1/20/2011 6:24:03 PM |
| Wyatte | $25.00 | 1/20/2011 7:42:55 PM |
| rapid-currency | $25.00 | 1/20/2011 8:02:01 PM |
| Jack55304 | $100.00 | 1/19/2011 5:08:42 PM |
| wise-rupee-sanctuary | $50.00 | 1/19/2011 5:09:15 PM |
| selector568 | $100.00 | 1/19/2011 5:10:23 PM |
| power-trophy7 | $25.00 | 1/19/2011 5:09:50 PM |
| ingenious-interest1 | $50.00 | 1/19/2011 5:10:09 PM |
| Investoman | $100.00 | 1/19/2011 5:12:03 PM |
| capital-halo1 | $500.00 | 1/19/2011 5:12:14 PM |
| genius520 | $100.00 | 1/19/2011 5:12:24 PM |
| SFBank | $300.00 | 1/19/2011 6:34:39 PM |
| JustMee | $25.00 | 1/19/2011 6:45:26 PM |
| Kash2010lu | $53.00 | 1/19/2011 5:01:11 PM |
| J-Rott | $50.00 | 1/19/2011 5:08:16 PM |
| credit-sycamore4 | $100.00 | 1/19/2011 5:08:22 PM |
| Rogesparkguy | $25.00 | 1/19/2011 7:48:00 PM |
| zone6 | $50.00 | 1/20/2011 9:46:25 AM |
| kindness-venture1 | $50.00 | 1/20/2011 9:47:40 AM |
| nickel-hickory | $50.00 | 1/19/2011 10:00:44 PM |
| foothillender | $25.00 | 1/20/2011 6:18:27 AM |
| RyanM561 | $25.00 | 1/20/2011 6:29:41 AM |
| 2grindstones | $25.00 | 1/19/2011 7:22:08 PM |
| unger | $100.00 | 1/19/2011 7:47:55 PM |
| investment-artist | $25.00 | 1/20/2011 8:45:09 AM |
| srsock | $32.93 | 1/20/2011 11:25:32 AM |
| JPMorrisLegacyFund | $100.00 | 1/20/2011 9:47:36 AM |
| attractive-fund | $50.00 | 1/20/2011 9:55:43 AM |
| Iceman1347 | $25.00 | 1/20/2011 11:56:10 AM |
| Trespass4 | $60.00 | 1/20/2011 12:36:56 PM |
| ready-interest9 | $25.00 | 1/20/2011 12:41:29 PM |
| revenue-appraiser | $25.00 | 1/20/2011 7:13:26 AM |
| squadron781 | $50.00 | 1/20/2011 1:29:36 PM |
| new-social-economist | $60.00 | 1/20/2011 5:25:50 PM |
| benefit-position | $25.00 | 1/20/2011 10:55:01 AM |
| loss-of-control | $100.00 | 1/20/2011 1:34:20 PM |
| gothampark | $25.00 | 1/20/2011 2:25:39 PM |
| jjswanso | $25.00 | 1/20/2011 6:21:51 PM |
| first-serene-credit | $25.00 | 1/20/2011 11:20:37 AM |
| payout-bridge | $200.00 | 1/20/2011 11:27:30 AM |
| favorite-commerce | $50.00 | 1/20/2011 4:02:45 PM |
| Angel_Investor_7 | $25.00 | 1/20/2011 4:09:41 PM |
| mex_invests | $25.00 | 1/20/2011 5:30:51 PM |
| open-minded-fund9 | $50.00 | 1/20/2011 2:34:14 PM |
| Phatt-Daddy | $25.00 | 1/20/2011 4:02:22 PM |
| Cory79 | $25.00 | 1/20/2011 6:06:21 PM |
| FinanceEngine | $25.00 | 1/20/2011 5:25:20 PM |
| freebush69 | $600.00 | 1/20/2011 8:22:13 PM |
| 105 Investments
|
Borrower Payment Dependent Notes Series
491069
This series of Notes was issued and sold upon the funding of the borrower loan #46794, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-18-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jan-21-2011 |
|
|
Lender yield:
| 16.49% |
Borrower rate/APR:
| 17.49% / 18.91% |
Monthly payment:
| $376.75 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.20% | | |
| |
Estimated return*:
| 10.25% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1992 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 760-779 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
17 | Length of status: | 2y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Scientist |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,716 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| generosity-phase |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off Credit Cards Finally!!
Purpose of loan:
This loan will be used to pay off my credit cards.
My financial situation:
I am a good candidate for this loan because I always pay my bills on time and have great credit. I have been employed by a large, successful company for the past 2 years. Prior to this position, I worked for another company for 9 years, but left for?a better opportunity at my current employer.?I currently have no other debt?besides a student loan and credit cards that I would like to pay off using the loan?from Prosper.??
Monthly Net Income: $4050
Housing: $1400
Utilities: $60
Auto: $100
Telecommunications (internet, tv, etc) $200
Student Loan: $500
Household expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
| Investor | Amount | Investment Date (PT) |
|
| inspire22 | $50.00 | 1/18/2011 10:29:51 AM |
| best-unbeatable-transaction | $25.00 | 1/18/2011 10:30:37 AM |
| worthy-bid8 | $50.00 | 1/18/2011 10:30:48 AM |
| debtcollector | $50.00 | 1/18/2011 10:31:40 AM |
| ursus | $100.00 | 1/18/2011 10:32:41 AM |
| C_Mark | $100.00 | 1/18/2011 10:35:05 AM |
| wise-deal-panda | $50.00 | 1/18/2011 10:35:18 AM |
| papaloha | $25.00 | 1/18/2011 10:35:50 AM |
| redx | $25.00 | 1/18/2011 10:37:20 AM |
| CAGE-Investments | $25.00 | 1/18/2011 10:30:40 AM |
| one-midas | $50.00 | 1/18/2011 10:31:52 AM |
| SimpleChoice | $25.00 | 1/18/2011 3:29:58 PM |
| bowdish1 | $50.00 | 1/18/2011 10:32:23 AM |
| genius520 | $100.00 | 1/18/2011 10:32:30 AM |
| be_wise | $25.00 | 1/18/2011 10:33:37 AM |
| velocity-solo | $50.00 | 1/18/2011 10:33:47 AM |
| ijspence | $25.00 | 1/18/2011 10:34:20 AM |
| ilend57 | $25.00 | 1/18/2011 4:25:31 PM |
| Streetfighter | $50.00 | 1/18/2011 10:34:26 AM |
| lagnisiruk | $25.00 | 1/18/2011 10:34:39 AM |
| flexible-value | $100.00 | 1/18/2011 10:35:15 AM |
| TelegramSam | $25.00 | 1/18/2011 10:35:28 AM |
| divedude | $25.00 | 1/18/2011 10:36:06 AM |
| LoisLoan | $50.00 | 1/18/2011 10:36:52 AM |
| JustMee | $25.00 | 1/18/2011 10:42:35 AM |
| gold-commander0 | $50.00 | 1/18/2011 10:31:58 AM |
| AlfinityBank25 | $25.00 | 1/18/2011 12:19:58 PM |
| poolshark72 | $25.00 | 1/18/2011 12:30:19 PM |
| honorable-yield | $25.00 | 1/18/2011 10:32:39 AM |
| museic1 | $50.00 | 1/18/2011 10:33:41 AM |
| calbertrand | $25.00 | 1/18/2011 2:09:55 PM |
| objective-investor | $150.00 | 1/18/2011 10:34:13 AM |
| investment-star | $50.00 | 1/18/2011 10:35:02 AM |
| harmonica2 | $25.00 | 1/18/2011 3:25:20 PM |
| kmr2 | $100.00 | 1/18/2011 10:35:41 AM |
| Strato | $25.02 | 1/18/2011 3:25:42 PM |
| nilonc1 | $50.00 | 1/18/2011 10:36:17 AM |
| Carpetkid | $25.00 | 1/18/2011 5:20:02 PM |
| investment-artist | $50.00 | 1/18/2011 10:37:30 AM |
| smart-gain | $50.00 | 1/18/2011 7:03:36 PM |
| BankofBeth | $25.00 | 1/18/2011 11:33:36 AM |
| platinum-rapture6 | $50.00 | 1/18/2011 7:29:28 PM |
| Frosty | $50.00 | 1/18/2011 1:41:59 PM |
| Ambassador | $50.00 | 1/18/2011 8:46:12 PM |
| gracej | $25.00 | 1/18/2011 3:42:38 PM |
| rockhound84 | $25.00 | 1/19/2011 3:52:46 AM |
| Scotcha | $50.00 | 1/19/2011 4:43:22 AM |
| chrisb1414 | $25.00 | 1/19/2011 6:13:58 AM |
| Nicedad72 | $25.00 | 1/18/2011 4:57:39 PM |
| The-CAPS-fan | $35.00 | 1/19/2011 7:35:55 AM |
| cloud8 | $60.00 | 1/19/2011 7:50:12 AM |
| pr0sp3r1ty | $25.00 | 1/18/2011 7:44:25 PM |
| spiff666 | $25.00 | 1/19/2011 8:39:18 AM |
| jpsmith1981 | $100.00 | 1/18/2011 5:16:02 PM |
| rlaboy | $25.00 | 1/19/2011 1:32:57 AM |
| enthralling-deal180 | $75.00 | 1/19/2011 5:44:32 AM |
| manatee21 | $50.00 | 1/19/2011 8:31:46 AM |
| deal-contributor8 | $106.63 | 1/18/2011 11:50:11 PM |
| Leshan | $25.00 | 1/19/2011 9:07:59 AM |
| bullwink27 | $25.00 | 1/19/2011 11:45:25 AM |
| velocity-warrior | $50.00 | 1/19/2011 1:00:17 AM |
| dinero-elevator | $50.00 | 1/19/2011 3:46:21 AM |
| visionary-currency | $50.00 | 1/19/2011 1:25:11 PM |
| balance-force | $35.00 | 1/19/2011 3:55:58 PM |
| enchanted-note | $50.00 | 1/19/2011 10:52:44 AM |
| toomanyfishtanks | $25.00 | 1/19/2011 1:49:44 PM |
| auction-seeker | $25.00 | 1/19/2011 5:34:00 PM |
| NYBIZ | $27.00 | 1/19/2011 4:18:01 PM |
| FinanceEngine | $25.00 | 1/19/2011 5:14:27 PM |
| SkyLoan | $28.67 | 1/19/2011 9:57:07 PM |
| responsibility-cherry6 | $50.00 | 1/19/2011 11:19:16 PM |
| Leopoldine | $25.00 | 1/20/2011 1:08:04 AM |
| mckhbnpc | $30.00 | 1/19/2011 5:47:08 PM |
| GElender | $50.00 | 1/20/2011 1:47:11 AM |
| Makemony | $50.00 | 1/20/2011 3:47:30 AM |
| simeonthewhale | $25.00 | 1/19/2011 10:09:51 PM |
| nalaari | $25.00 | 1/20/2011 1:38:38 AM |
| riproaringrapids | $25.00 | 1/20/2011 3:20:00 AM |
| mmellace | $50.00 | 1/20/2011 5:59:05 AM |
| triumph329 | $27.27 | 1/20/2011 6:28:37 AM |
| ILWTC | $50.00 | 1/20/2011 1:04:14 PM |
| jazzlender | $25.00 | 1/20/2011 10:36:51 AM |
| tranquil-revenue | $50.00 | 1/20/2011 1:14:18 PM |
| zoozka | $50.00 | 1/20/2011 1:19:05 PM |
| revenue-appraiser | $25.00 | 1/20/2011 7:12:10 AM |
| somebody32 | $50.00 | 1/20/2011 1:59:06 PM |
| golden-finance7 | $50.00 | 1/20/2011 9:34:20 AM |
| thrifty-funds1 | $25.00 | 1/20/2011 2:29:26 PM |
| gt1687c | $50.00 | 1/20/2011 2:30:35 PM |
| PatRichi | $25.00 | 1/20/2011 2:31:06 PM |
| Shawnman19 | $39.98 | 1/20/2011 2:57:48 PM |
| villagers | $25.00 | 1/20/2011 3:01:22 PM |
| innocent-income4 | $25.00 | 1/20/2011 3:01:34 PM |
| Eastern | $50.00 | 1/20/2011 3:01:45 PM |
| Saleen06 | $31.00 | 1/20/2011 3:55:39 PM |
| gold-disk | $50.00 | 1/20/2011 12:56:24 PM |
| potatoepicker | $46.55 | 1/20/2011 2:29:07 PM |
| dcap3 | $25.00 | 1/20/2011 2:29:16 PM |
| jescowa | $50.00 | 1/20/2011 2:29:23 PM |
| 1phantom | $50.00 | 1/20/2011 2:30:48 PM |
| scottr | $50.00 | 1/20/2011 2:31:07 PM |
| pwkpwk | $25.00 | 1/20/2011 6:01:30 PM |
| SLN-10 | $25.00 | 1/20/2011 2:58:05 PM |
| ianakacg | $25.00 | 1/20/2011 3:01:26 PM |
| inspired-investment8 | $100.00 | 1/20/2011 3:01:44 PM |
| angel879 | $25.00 | 1/20/2011 7:10:39 PM |
| Goddess-4-one | $32.57 | 1/20/2011 8:05:00 PM |
| cathexis | $25.00 | 1/20/2011 2:29:14 PM |
| slartibardfast | $25.00 | 1/20/2011 2:29:27 PM |
| downtownfarm | $25.00 | 1/20/2011 2:30:36 PM |
| ciccio70 | $25.00 | 1/21/2011 12:42:05 AM |
| damanq | $25.00 | 1/20/2011 2:59:19 PM |
| davidc314 | $28.22 | 1/21/2011 12:52:45 AM |
| balance-voyager | $50.00 | 1/20/2011 3:01:19 PM |
| DcUnited | $28.18 | 1/21/2011 12:55:20 AM |
| fightinjoe | $50.00 | 1/20/2011 3:01:42 PM |
| listing-trapper3 | $28.19 | 1/21/2011 1:21:02 AM |
| dinero-speaker | $25.00 | 1/21/2011 1:26:03 AM |
| studious-bonus7 | $87.32 | 1/21/2011 1:26:44 AM |
| Oak-Parker | $25.00 | 1/20/2011 6:16:12 PM |
| Tikibarman | $50.00 | 1/21/2011 6:02:02 AM |
| hopeful-truth5 | $200.00 | 1/20/2011 6:31:54 PM |
| TigerForce | $50.00 | 1/20/2011 6:34:35 PM |
| wwwUniversal | $25.00 | 1/21/2011 6:56:41 AM |
| samdog079 | $115.90 | 1/21/2011 7:38:51 AM |
| friendinmoney | $25.83 | 1/21/2011 7:46:56 AM |
| bluehen00 | $25.00 | 1/21/2011 8:05:19 AM |
| SLJ3 | $48.43 | 1/21/2011 8:10:14 AM |
| gjm6d | $25.00 | 1/20/2011 7:09:18 PM |
| easylivin | $25.00 | 1/21/2011 8:36:04 AM |
| buyrite334 | $31.02 | 1/20/2011 7:19:08 PM |
| enchanted-yield4 | $50.00 | 1/21/2011 9:32:29 AM |
| wampum-prodigy6 | $25.00 | 1/20/2011 10:03:27 PM |
| macotra4 | $36.00 | 1/21/2011 9:57:03 AM |
| steady-investment6 | $27.50 | 1/21/2011 10:27:35 AM |
| junctionking | $25.00 | 1/21/2011 12:43:43 AM |
| Dubbs360 | $25.00 | 1/21/2011 12:54:18 AM |
| Philosonie | $25.00 | 1/21/2011 12:55:08 AM |
| maschinenbau | $25.00 | 1/21/2011 1:04:48 AM |
| troubleman50 | $50.00 | 1/20/2011 6:31:16 PM |
| agiovasil | $25.00 | 1/21/2011 1:18:25 AM |
| ThomasC | $50.00 | 1/20/2011 6:41:36 PM |
| nickel-ferret | $41.81 | 1/21/2011 1:22:05 AM |
| worth-arch | $25.00 | 1/21/2011 1:26:12 AM |
| rockhound84 | $25.00 | 1/21/2011 3:53:15 AM |
| TEAM-Jasper | $25.00 | 1/21/2011 6:06:27 AM |
| Hotrod52 | $27.50 | 1/21/2011 6:51:30 AM |
| loanman2007 | $125.00 | 1/21/2011 6:55:03 AM |
| benevolent-asset | $25.00 | 1/21/2011 7:14:41 AM |
| mystss | $50.00 | 1/21/2011 7:29:57 AM |
| zevonyc | $25.00 | 1/21/2011 8:44:14 AM |
| TrixieD | $25.00 | 1/21/2011 12:43:33 AM |
| Cheburashka | $25.00 | 1/21/2011 12:44:40 AM |
| ash135 | $25.00 | 1/21/2011 12:47:33 AM |
| payout-carnival | $50.00 | 1/21/2011 9:33:31 AM |
| open-wealth492 | $25.00 | 1/21/2011 9:48:43 AM |
| runbix7 | $25.00 | 1/21/2011 12:58:19 AM |
| gjh37 | $26.43 | 1/21/2011 1:03:46 AM |
| hrubinst | $35.06 | 1/21/2011 1:08:58 AM |
| GreenNotes | $25.00 | 1/21/2011 1:18:14 AM |
| crawfingers | $25.00 | 1/21/2011 1:18:35 AM |
| sgt-schultz | $28.73 | 1/21/2011 6:06:48 AM |
| Barak | $50.00 | 1/21/2011 8:41:45 AM |
| Domgabriel | $25.00 | 1/21/2011 9:03:51 AM |
| dokiya777 | $50.00 | 1/21/2011 9:06:42 AM |
| green-glowing-gain | $25.00 | 1/21/2011 9:31:47 AM |
| listing-cowbell | $25.00 | 1/21/2011 9:45:37 AM |
| enb3 | $60.00 | 1/21/2011 10:27:34 AM |
| WorldlyWorker | $25.00 | 1/21/2011 12:45:36 PM |
| CapitolHill | $25.00 | 1/21/2011 11:29:17 AM |
| oceanside | $25.00 | 1/21/2011 1:17:33 PM |
| rmachi | $25.00 | 1/21/2011 11:42:46 AM |
| DonaldColorado | $50.00 | 1/21/2011 2:42:03 PM |
| a-consummate-camaraderi | $50.00 | 1/21/2011 3:23:42 PM |
| Eudyptes | $34.05 | 1/21/2011 3:47:00 PM |
| CornerKetch | $25.00 | 1/21/2011 12:45:40 PM |
| ultimatepaintball | $25.00 | 1/21/2011 12:46:48 PM |
| derfen | $25.00 | 1/21/2011 12:57:36 PM |
| mlsstelulah | $25.00 | 1/21/2011 2:01:40 PM |
| George2384 | $25.00 | 1/21/2011 2:04:55 PM |
| newfuture44 | $25.00 | 1/21/2011 2:09:17 PM |
| missoula | $25.00 | 1/21/2011 12:22:40 PM |
| camaraderi-workhorse | $25.00 | 1/21/2011 12:45:14 PM |
| tuneman1980 | $25.00 | 1/21/2011 12:45:42 PM |
| Sixmil | $50.00 | 1/21/2011 12:46:03 PM |
| Anny-Disco | $34.14 | 1/21/2011 12:47:30 PM |
| green-market-umbrella | $25.32 | 1/21/2011 2:39:26 PM |
| special-rupee | $35.00 | 1/21/2011 3:27:40 PM |
| simplelender80 | $100.00 | 1/18/2011 10:30:34 AM |
| rdav | $25.00 | 1/18/2011 10:34:29 AM |
| peace-missile | $25.00 | 1/18/2011 10:35:37 AM |
| gold-blanket0 | $25.00 | 1/18/2011 10:36:13 AM |
| a-responsible-return | $25.00 | 1/18/2011 10:36:39 AM |
| loss-of-control | $200.00 | 1/18/2011 1:57:23 PM |
| cutter21 | $25.00 | 1/18/2011 2:26:06 PM |
| gold-conga | $50.00 | 1/18/2011 3:27:13 PM |
| american6 | $100.00 | 1/18/2011 10:30:55 AM |
| commerce-yeller | $25.00 | 1/18/2011 10:31:08 AM |
| skuba | $75.00 | 1/18/2011 10:32:19 AM |
| one-midas | $50.00 | 1/18/2011 10:32:55 AM |
| Goodlender42 | $25.00 | 1/18/2011 10:34:23 AM |
| the-enterprising-leverage | $25.00 | 1/18/2011 10:34:36 AM |
| forthright-trade | $25.00 | 1/18/2011 4:52:52 PM |
| bigphish | $25.00 | 1/18/2011 10:36:59 AM |
| Artist_Blue | $25.00 | 1/18/2011 10:37:46 AM |
| rss197 | $25.00 | 1/18/2011 10:37:57 AM |
| wise-rupee-sanctuary | $50.00 | 1/18/2011 10:38:11 AM |
| DasMula | $37.44 | 1/18/2011 10:38:24 AM |
| felicity-loyalist0 | $25.00 | 1/18/2011 4:58:12 PM |
| radforj22 | $25.00 | 1/18/2011 10:29:38 AM |
| Astyanax | $60.00 | 1/18/2011 11:44:47 AM |
| tech310 | $50.00 | 1/18/2011 10:31:00 AM |
| power-trophy7 | $25.00 | 1/18/2011 10:32:35 AM |
| impeccable-transparency | $50.00 | 1/18/2011 10:32:43 AM |
| rolandweary | $25.00 | 1/18/2011 10:33:45 AM |
| market-assembler | $50.00 | 1/18/2011 10:34:44 AM |
| worldly-community3 | $50.00 | 1/18/2011 10:34:54 AM |
| heavenly-repayment4 | $25.00 | 1/18/2011 10:34:58 AM |
| ShadowLender | $63.27 | 1/18/2011 3:23:00 PM |
| zone6 | $38.42 | 1/18/2011 3:27:15 PM |
| credit-serenity8 | $25.00 | 1/18/2011 10:38:08 AM |
| liberty-magnate | $25.00 | 1/18/2011 11:17:10 AM |
| sshgfwb | $25.00 | 1/18/2011 11:44:50 AM |
| terrific-p2ploan | $25.00 | 1/18/2011 1:50:14 PM |
| Mariner3605 | $25.00 | 1/18/2011 9:45:03 PM |
| handshake5 | $100.00 | 1/18/2011 4:49:40 PM |
| CASSHMAN | $100.00 | 1/18/2011 5:53:21 PM |
| the-dinero-samurai | $45.00 | 1/18/2011 5:55:36 PM |
| JBG | $25.00 | 1/19/2011 7:51:59 AM |
| competent-p2p | $75.00 | 1/19/2011 7:57:10 AM |
| principal-bull | $25.00 | 1/18/2011 6:36:08 PM |
| quick | $50.00 | 1/18/2011 6:53:09 PM |
| top-radiant-funds | $25.00 | 1/19/2011 10:20:15 AM |
| Fiimg | $50.00 | 1/18/2011 8:54:07 PM |
| Zipline | $25.00 | 1/19/2011 10:50:52 AM |
| F16Pilot | $25.00 | 1/19/2011 1:38:53 PM |
| dsgfl1 | $100.00 | 1/19/2011 2:00:37 PM |
| superchicken | $25.00 | 1/19/2011 11:10:24 AM |
| blue-dollar-viking | $25.00 | 1/19/2011 4:52:25 PM |
| jfreaksho | $25.00 | 1/19/2011 3:26:12 PM |
| indomitable-coin | $25.00 | 1/19/2011 10:17:46 AM |
| sjlender | $50.00 | 1/19/2011 11:09:57 AM |
| loss-of-control | $50.00 | 1/19/2011 3:32:09 PM |
| smear87 | $25.00 | 1/19/2011 7:20:36 PM |
| first-upright-payout | $25.00 | 1/20/2011 1:41:05 AM |
| vulgy | $40.00 | 1/19/2011 6:46:51 PM |
| Rompcat | $68.43 | 1/19/2011 10:44:22 PM |
| Weaverville | $25.00 | 1/20/2011 12:56:20 AM |
| Short_Stack | $25.00 | 1/19/2011 5:23:51 PM |
| the-profit-oracle | $25.00 | 1/20/2011 1:39:54 AM |
| Charmart | $25.00 | 1/20/2011 2:36:27 AM |
| rogue_monster | $50.00 | 1/20/2011 12:56:34 PM |
| asset-snowdome | $50.00 | 1/20/2011 6:44:13 AM |
| bdloans | $25.00 | 1/20/2011 2:29:13 PM |
| fareast_man | $25.00 | 1/20/2011 2:29:24 PM |
| skiter53 | $50.00 | 1/20/2011 2:29:32 PM |
| finance_mba | $25.00 | 1/20/2011 2:30:38 PM |
| visionary-community | $25.00 | 1/20/2011 3:01:14 PM |
| ptjg | $38.36 | 1/20/2011 3:01:32 PM |
| Banker7371 | $25.00 | 1/20/2011 3:01:41 PM |
| tarion3 | $50.00 | 1/20/2011 10:10:14 AM |
| smallbizrule | $25.00 | 1/20/2011 5:24:51 PM |
| jamiee73 | $25.00 | 1/20/2011 5:26:47 PM |
| WallyWall | $50.00 | 1/20/2011 11:09:05 AM |
| kendallv | $25.00 | 1/20/2011 11:44:30 AM |
| currency-cigar4 | $100.00 | 1/20/2011 12:04:10 PM |
| dough-souffle | $25.00 | 1/20/2011 2:09:16 PM |
| pinballwizard | $27.00 | 1/20/2011 2:10:26 PM |
| the-silver-blaster | $50.00 | 1/20/2011 2:29:11 PM |
| beaker | $25.00 | 1/20/2011 2:29:17 PM |
| happyinvallarta | $25.00 | 1/20/2011 2:29:22 PM |
| tszbgae | $50.00 | 1/20/2011 5:55:14 PM |
| generator535 | $25.00 | 1/20/2011 2:29:29 PM |
| subtle-revenue0 | $25.00 | 1/20/2011 2:59:50 PM |
| 6moonbeams | $50.00 | 1/20/2011 3:00:54 PM |
| puifais | $50.00 | 1/20/2011 3:01:09 PM |
| jonn834 | $25.00 | 1/20/2011 3:01:28 PM |
| buckyhead2000 | $25.00 | 1/20/2011 6:51:04 PM |
| Vreet | $50.00 | 1/20/2011 5:24:47 PM |
| fortytwo | $50.00 | 1/20/2011 11:51:59 AM |
| speedy-dime7 | $75.00 | 1/20/2011 7:24:37 PM |
| pleasant-dime | $25.00 | 1/20/2011 7:27:25 PM |
| frogperson | $100.00 | 1/20/2011 8:30:54 PM |
| TNG812 | $25.00 | 1/20/2011 9:33:03 PM |
| vigilance-revolutionary | $50.00 | 1/20/2011 2:29:20 PM |
| fiddlerzvi | $50.00 | 1/20/2011 2:31:09 PM |
| ncg1983 | $25.00 | 1/20/2011 5:40:22 PM |
| almiteycow | $25.00 | 1/20/2011 2:39:57 PM |
| five-star-responsibility0 | $50.00 | 1/20/2011 3:00:06 PM |
| bountiful-durability | $100.00 | 1/20/2011 3:01:17 PM |
| superb-funds335 | $25.00 | 1/20/2011 3:01:23 PM |
| anders94 | $28.05 | 1/21/2011 12:55:15 AM |
| Ripsaw4U | $50.00 | 1/20/2011 3:01:46 PM |
| julijask | $36.25 | 1/21/2011 1:08:48 AM |
| schnatty | $25.00 | 1/21/2011 1:09:21 AM |
| gdbls | $30.31 | 1/20/2011 3:39:53 PM |
| melodious-fairness | $31.99 | 1/21/2011 1:25:48 AM |
| mammalian4 | $25.00 | 1/21/2011 1:31:16 AM |
| blissful-note7 | $50.00 | 1/21/2011 2:47:52 AM |
| hope-hickory | $25.00 | 1/20/2011 6:02:53 PM |
| dunrizzo | $36.44 | 1/20/2011 6:05:01 PM |
| steiglends | $50.00 | 1/21/2011 5:42:33 AM |
| vutah | $25.00 | 1/20/2011 6:16:10 PM |
| DrNano | $50.00 | 1/20/2011 6:18:11 PM |
| jjswanso | $50.00 | 1/20/2011 6:42:34 PM |
| slwholesales | $33.37 | 1/21/2011 7:09:44 AM |
| SLJ3 | $50.00 | 1/21/2011 7:42:03 AM |
| Caledoni | $25.00 | 1/21/2011 8:07:01 AM |
| squadron781 | $25.00 | 1/20/2011 7:06:38 PM |
| bomdel | $25.00 | 1/21/2011 8:50:33 AM |
| georgedorn | $25.00 | 1/21/2011 9:21:37 AM |
| engbusres | $37.00 | 1/20/2011 8:33:01 PM |
| gold-sushi | $25.00 | 1/21/2011 9:33:15 AM |
| rupee_power | $45.00 | 1/21/2011 9:34:15 AM |
| balance-warrior | $25.00 | 1/21/2011 9:42:24 AM |
| PatriotKnight | $25.00 | 1/21/2011 9:52:12 AM |
| encouraging-truth29 | $50.00 | 1/21/2011 9:58:23 AM |
| ScottCapital | $25.00 | 1/21/2011 10:11:22 AM |
| marketplace-cello5 | $25.00 | 1/20/2011 10:27:04 PM |
| payout-alien6 | $25.00 | 1/21/2011 10:25:03 AM |
| branaa99 | $25.00 | 1/21/2011 10:34:12 AM |
| BuzzyBee336 | $27.61 | 1/20/2011 5:53:49 PM |
| dollardave | $100.00 | 1/21/2011 12:18:37 AM |
| fopaul13 | $25.00 | 1/21/2011 12:43:38 AM |
| zeelender | $25.00 | 1/21/2011 12:43:54 AM |
| 108lender | $144.42 | 1/21/2011 12:47:17 AM |
| hardwareman | $28.14 | 1/21/2011 12:52:22 AM |
| Ivan2007 | $25.10 | 1/21/2011 12:55:27 AM |
| mraleig | $175.00 | 1/20/2011 6:28:04 PM |
| diablo_ny | $25.00 | 1/21/2011 1:04:11 AM |
| Tradesmanlender | $27.21 | 1/21/2011 1:08:29 AM |
| bonus-tent | $25.00 | 1/21/2011 1:19:10 AM |
| loot-heart | $25.00 | 1/21/2011 1:26:08 AM |
| integrity-doctor | $100.00 | 1/21/2011 6:18:11 AM |
| Watersports | $25.00 | 1/21/2011 6:32:49 AM |
| dg5803 | $50.00 | 1/20/2011 7:33:02 PM |
| PowerCouple | $36.24 | 1/21/2011 7:02:41 AM |
| BlueProteus | $25.00 | 1/21/2011 9:23:50 AM |
| dustman | $25.00 | 1/21/2011 12:41:58 AM |
| LouisSaint | $25.00 | 1/21/2011 9:32:24 AM |
| productive-finance | $25.00 | 1/21/2011 9:33:04 AM |
| ClearLake | $25.00 | 1/21/2011 12:47:37 AM |
| kulender | $50.00 | 1/21/2011 1:05:55 AM |
| TheGameTable | $25.00 | 1/21/2011 9:59:38 AM |
| love_what_you_do | $25.00 | 1/21/2011 1:17:57 AM |
| unassassinable | $25.00 | 1/21/2011 1:18:40 AM |
| Gabriel02 | $25.00 | 1/21/2011 1:19:54 AM |
| Armenish | $50.00 | 1/21/2011 10:29:33 AM |
| payout-detective7 | $25.11 | 1/21/2011 6:48:57 AM |
| Christophe | $25.00 | 1/21/2011 7:28:46 AM |
| garnetchik | $32.32 | 1/21/2011 8:40:22 AM |
| bjak | $25.00 | 1/21/2011 9:32:10 AM |
| Putnum | $25.00 | 1/21/2011 9:33:33 AM |
| buffalobills | $25.00 | 1/21/2011 9:43:46 AM |
| TravisMcGee | $25.00 | 1/21/2011 9:59:11 AM |
| murlirao2002 | $25.00 | 1/21/2011 10:02:18 AM |
| Logan7 | $25.00 | 1/21/2011 10:22:52 AM |
| junomich | $45.15 | 1/21/2011 12:42:46 PM |
| L-vex | $25.00 | 1/21/2011 12:46:44 PM |
| nhm | $50.00 | 1/21/2011 12:46:55 PM |
| drluong | $50.00 | 1/21/2011 1:02:27 PM |
| dedicated-bid1 | $28.14 | 1/21/2011 1:08:28 PM |
| 1SteelerFan | $35.00 | 1/21/2011 1:17:38 PM |
| Hobson | $25.00 | 1/21/2011 1:53:50 PM |
| a-resplendent-commitment | $50.00 | 1/21/2011 2:13:08 PM |
| mbf2234 | $40.00 | 1/21/2011 3:08:20 PM |
| onlyinchicago | $48.68 | 1/21/2011 12:42:09 PM |
| RainyDayFunds | $25.00 | 1/21/2011 3:46:36 PM |
| DadWarbucks | $41.59 | 1/21/2011 12:45:29 PM |
| andyb9 | $36.28 | 1/21/2011 12:46:50 PM |
| InvestorPartners | $25.00 | 1/21/2011 12:58:08 PM |
| wampum-chorus3 | $31.16 | 1/21/2011 1:56:56 PM |
| CaboWaboRobo | $25.00 | 1/21/2011 12:11:42 PM |
| zbanker | $35.05 | 1/21/2011 2:33:51 PM |
| skifamily1992 | $25.00 | 1/21/2011 3:07:51 PM |
| PaulW | $25.00 | 1/21/2011 12:46:53 PM |
| Snoopylover | $25.00 | 1/21/2011 12:49:02 PM |
| a-resplendent-commitment | $40.00 | 1/21/2011 2:15:05 PM |
| Marcus_Cato | $25.80 | 1/21/2011 2:47:13 PM |
| 379 Investments
|
Borrower Payment Dependent Notes Series
491335
This series of Notes was issued and sold upon the funding of the borrower loan #46694, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Jan-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jan-27-2011 |
|
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 28.49% |
Monthly payment:
| $298.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 13.60% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 660-679 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
12 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $41,672 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| sportfury |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 43 ( 78% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $18,000.00 | < 31 days late:
| 8
( 15% )
| 640-659
(Nov-2010)
660-679
(Oct-2010)
700-719
(Apr-2008)
720-739
(Sep-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 4
( 7% )
|
|
Total payments billed:
| 55 | | |
Description
3rd Baby on the way / Need 2nd Car!
Purpose of loan:
This loan will be used to help purchase a 2nd car for my wife. To do that, I will pay off our first vehicle (@$3000) which will save me $316 a month. The rest of the money will go toward a down payment for a used minivan (we found one we love for $9588). This will keep my new monthly payment below $200 ? which is what our budget will allow.
My financial situation:
I am a good candidate for this loan because I?have a steady full time salaried position & my wife works for her family on a part time basis so we both have a steady income.
Monthly net income: $?5800 (for me) + $ 500 (from my wife)
Monthly expenses: $
??Housing: $ 2100 (includes insurance & taxes)
??Insurance: $ 90
??Car expenses: $ 316?(soon to?be paid off!)
??Utilities: $ 200
??Phone, cable, internet: $ 150
??Food, entertainment: $ 180
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 1700
??Other expenses: $ 180
Please let me know if you have any questions.? I'd be happy to answer them!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
I only have a primary mortgage on my home. It's current balance is approximately $374,000. I refinanced my home at the peak of the housing bubble, and it is now only valued around $200,000 (I live in Central Florida). (I'm sure over the next several years the values will rebound a bit - I have to be an optomist on this!) My financial goals are to pay off all of my unsecured debt over the next 2-3 years and then figure out how to handle my housing issue.
(Jan-25-2011)
Q:
You've have two prior propser loans and you're revolving credit has increased each time from $31,850 to $37,925 and now $41,672. Are you making any financial progress? - Slapshot
A:
The simple answer is yes - I am making progress. The jump between my first two loans was a result of being added to two of my wifes credit cards (JCPenney and Chase). The $41672 is actually down from a slightly higher number. My turning point came with my new job (with better pay), as it has allowed me to begin to target debt and pay it off systematically. I have also closed a few of my larger accounts and worked out repayment schedules with the creditor. Most will be paid off within 3 yrs.
(Jan-26-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| Short_Stack | $25.00 | 1/24/2011 10:23:24 AM |
| sweety075 | $25.00 | 1/24/2011 11:26:22 AM |
| rescue | $100.00 | 1/24/2011 2:08:26 PM |
| careful-note | $50.00 | 1/24/2011 10:32:27 AM |
| Jack55304 | $100.00 | 1/24/2011 10:32:35 AM |
| Nerdster1 | $25.05 | 1/24/2011 2:31:04 PM |
| integrity-doctor | $100.00 | 1/24/2011 4:58:40 PM |
| 113121 | $400.00 | 1/25/2011 6:31:45 AM |
| wanna-help | $50.00 | 1/24/2011 3:17:22 PM |
| vutah | $25.00 | 1/24/2011 4:55:14 PM |
| jasjac0105 | $25.00 | 1/25/2011 9:42:27 AM |
| kendigme | $25.00 | 1/25/2011 2:30:50 AM |
| Artist_Blue | $25.00 | 1/25/2011 6:06:50 AM |
| zone8 | $125.00 | 1/25/2011 2:22:36 PM |
| worthy-bid8 | $50.00 | 1/25/2011 1:51:28 PM |
| Rob717171 | $50.00 | 1/25/2011 9:23:34 PM |
| tech310 | $50.00 | 1/26/2011 1:17:43 AM |
| octoberfresh | $25.00 | 1/26/2011 3:51:02 AM |
| Bob450 | $25.00 | 1/26/2011 4:11:31 AM |
| loyalist1 | $50.00 | 1/26/2011 8:26:45 AM |
| snm2001 | $25.00 | 1/26/2011 10:02:13 AM |
| trumpeter5 | $25.00 | 1/26/2011 2:22:22 PM |
| frugalinvestor20 | $25.00 | 1/26/2011 1:14:40 PM |
| 108lender | $72.97 | 1/26/2011 7:07:13 PM |
| BGILlender | $26.54 | 1/26/2011 8:38:50 PM |
| orange-preeminant-bill | $50.00 | 1/26/2011 9:17:51 PM |
| kulender | $50.00 | 1/26/2011 8:08:45 PM |
| missing-link | $25.00 | 1/26/2011 11:46:06 PM |
| gotjack | $25.00 | 1/27/2011 5:07:59 AM |
| bountiful-justice4 | $100.00 | 1/27/2011 9:33:12 AM |
| mercuriant | $25.00 | 1/27/2011 9:35:03 AM |
| Hokie83 | $50.00 | 1/27/2011 10:43:09 AM |
| musegaze | $33.14 | 1/27/2011 10:38:36 AM |
| genius520 | $100.00 | 1/24/2011 10:30:22 AM |
| wise-rupee-sanctuary | $50.00 | 1/24/2011 10:28:47 AM |
| OrdiNance | $50.00 | 1/24/2011 11:56:42 AM |
| velocity-solo | $30.00 | 1/24/2011 10:29:12 AM |
| reflective-rupee | $250.77 | 1/24/2011 10:55:44 AM |
| HHP | $50.00 | 1/24/2011 10:31:19 AM |
| blue-useful-auction | $25.00 | 1/24/2011 11:40:50 AM |
| enthusiastic-balance5 | $100.00 | 1/24/2011 10:32:10 AM |
| EarlyRiser | $250.00 | 1/24/2011 10:40:15 AM |
| YoungTaxMan | $50.00 | 1/24/2011 11:03:39 AM |
| Mikale360 | $25.00 | 1/25/2011 5:44:21 AM |
| UCLA4life | $25.00 | 1/25/2011 6:02:26 AM |
| chameleon125 | $50.00 | 1/25/2011 6:45:37 AM |
| trumpeter5 | $25.00 | 1/25/2011 4:37:32 PM |
| kegs | $150.00 | 1/25/2011 11:07:15 AM |
| Thylow | $25.00 | 1/25/2011 3:39:17 PM |
| Moe87 | $36.15 | 1/25/2011 4:48:58 PM |
| Ocean713 | $50.00 | 1/25/2011 3:06:54 PM |
| papaloha | $25.00 | 1/25/2011 3:13:29 PM |
| Otagaini | $25.00 | 1/25/2011 6:42:13 PM |
| flexible-and-social | $50.00 | 1/25/2011 5:31:55 PM |
| pixeldave | $50.00 | 1/25/2011 7:46:55 PM |
| kendigme | $25.00 | 1/26/2011 3:23:12 AM |
| organic-order | $25.00 | 1/26/2011 5:01:50 AM |
| bazaar-festivity | $25.00 | 1/25/2011 6:41:37 PM |
| Slapshot | $25.00 | 1/26/2011 2:08:57 AM |
| niq4soccer | $25.00 | 1/26/2011 4:59:09 AM |
| Leshan | $148.99 | 1/26/2011 9:19:28 AM |
| supreme-hope | $25.00 | 1/26/2011 10:09:38 AM |
| capital-halo1 | $500.00 | 1/26/2011 4:15:55 PM |
| credit-sycamore4 | $30.90 | 1/26/2011 4:14:15 PM |
| wwwUniversal | $25.00 | 1/26/2011 8:58:04 PM |
| handshake5 | $40.81 | 1/26/2011 11:45:42 PM |
| asmithj | $50.00 | 1/26/2011 9:18:24 PM |
| IIP77 | $25.00 | 1/26/2011 11:48:29 PM |
| graceful-investment | $100.00 | 1/27/2011 10:33:59 AM |
| Comoparklender | $28.93 | 1/27/2011 10:38:11 AM |
| exuberant-dime | $50.00 | 1/27/2011 11:13:12 AM |
| lamsabuy | $2,990.00 | 1/27/2011 11:36:57 AM |
| 72 Investments
|
Borrower Payment Dependent Notes Series
491375
This series of Notes was issued and sold upon the funding of the borrower loan #46837, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jan-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jan-21-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $130.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1989 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 620-639 (Dec-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 2y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,872 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 22 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| deckim |
Borrower's state:
| Massachusetts |
Borrower's group:
| Credit Card Consolidation |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 64 ( 98% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $11,501.00 | < 31 days late:
| 1
( 2% )
| 600-619
(Dec-2009)
600-619
(Nov-2009)
600-619
(Sep-2009)
600-619
(Jun-2008)
|
|
Principal balance:
| $613.29 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 65 | | |
Description
Get myself to just one payment
Purpose of loan:
This loan will be used to?get myself to just one payment?
My financial situation:
I am a good candidate for this loan because?I have always paid my prosper loan on time.? The 1 day late you are seeing was a prosper error and not mine.? I was also told that it would not effect my prosper history but again I have been given missed informed information.? Prosper made an error with a payment back in June and I was told it was fixed and they removed the auto pay?which I?was unaware of.? But thank god I?check my payments every month to insure they come out of my account on the date thay should be.??This will be my?4th loan I took out my?3rd loan back in Dcember of 2009 and as you can see will be paid off by April 2011? or sooner.? I keep Prosper going to help rebuild my credit and get back on track and if you know me you will see I went from an hr rating one year ago to an E still not great but moving up and forward,
monthly net income: $ mine 1900 after taxes husband 4200 after taxes
Monthly expenses: $
??Housing: $ 1900.00????
??Insurance: $ 350????????
??Car expenses: $ p aid off
??Utilities: $ 355.00
??Phone, cable, internet: $ 35.00 work for company????
??Food, entertainment: $ 1000;00?
?Cell phone bill 237.00 5 phones???
??Clothing, household expenses $ 350.00
??Credit cards and other loans: $ 600 a month with prosper being paid off in april of 136 and a personal loan my husband has for 212 will be paid off in july of 2011
school payments for 2 sons totaling 550.00
Leaving me with 723.00 left over for this loan
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
| Investor | Amount | Investment Date (PT) |
|
| droopie1 | $25.00 | 1/21/2011 4:13:57 PM |
| careful-note | $50.00 | 1/21/2011 4:16:52 PM |
| MoneyForNothing | $254.59 | 1/21/2011 4:26:42 PM |
| UCLA4life | $25.00 | 1/21/2011 4:54:12 PM |
| ultimate-peace | $125.00 | 1/21/2011 5:02:47 PM |
| transaction-circuit | $100.00 | 1/21/2011 4:14:35 PM |
| one-midas | $50.00 | 1/21/2011 5:30:35 PM |
| velocity-solo | $25.00 | 1/21/2011 4:14:50 PM |
| Mikale360 | $35.00 | 1/21/2011 5:46:48 PM |
| DasMula | $86.57 | 1/21/2011 4:55:43 PM |
| Moe87 | $37.49 | 1/21/2011 5:07:44 PM |
| gothampark | $25.00 | 1/21/2011 6:53:39 PM |
| halothane_logic | $139.78 | 1/21/2011 6:58:22 PM |
| hopeful-truth5 | $90.05 | 1/21/2011 7:10:49 PM |
| credit-sycamore4 | $100.00 | 1/21/2011 4:15:57 PM |
| reflective-rupee | $200.77 | 1/21/2011 4:43:38 PM |
| verdiprr | $300.00 | 1/21/2011 5:58:52 PM |
| DoctorJoe | $25.00 | 1/21/2011 6:11:31 PM |
| mrxtravis | $50.00 | 1/21/2011 5:24:42 PM |
| entertaining-greenback2 | $25.00 | 1/21/2011 6:35:34 PM |
| brightest-dignified-penny | $25.00 | 1/21/2011 4:34:35 PM |
| DasMula | $100.00 | 1/21/2011 4:55:08 PM |
| daekpon | $40.00 | 1/21/2011 4:14:14 PM |
| HammerSmith | $27.08 | 1/21/2011 5:33:47 PM |
| well-mannered-income3 | $50.00 | 1/21/2011 6:06:39 PM |
| goodhearted-basis4 | $25.00 | 1/21/2011 4:56:41 PM |
| Kash2010lu | $25.00 | 1/21/2011 4:36:32 PM |
| reflective-rupee | $400.77 | 1/21/2011 4:40:00 PM |
| pembull | $57.90 | 1/21/2011 4:53:51 PM |
| DasMula | $100.00 | 1/21/2011 4:55:34 PM |
| SolarMoonshine | $50.00 | 1/21/2011 5:00:30 PM |
| himistu22 | $25.00 | 1/21/2011 5:54:29 PM |
| mikeandcat | $150.00 | 1/21/2011 6:17:19 PM |
| Gandalf0001 | $25.00 | 1/21/2011 6:29:00 PM |
| sparkling-funds | $25.00 | 1/21/2011 6:32:23 PM |
| wealth-competitor | $55.00 | 1/21/2011 7:08:39 PM |
| 1traveler | $25.00 | 1/21/2011 6:26:06 PM |
| sweety075 | $25.00 | 1/21/2011 6:36:59 PM |
| 38 Investments
|
Borrower Payment Dependent Notes Series
491447
This series of Notes was issued and sold upon the funding of the borrower loan #46785, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Jan-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jan-25-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $306.15 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 660-679 (Jan-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 28y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,254 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 21 |
Bankcard utilization:
| 100% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| interest-burrito3 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
how about a little more into/details, etc.?? - shrewd-income
A:
Please see posting
(Jan-24-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| greencat | $50.00 | 1/21/2011 10:59:30 AM |
| capital-halo1 | $500.00 | 1/21/2011 11:08:03 AM |
| a-finance-nirvana | $25.00 | 1/21/2011 10:42:06 AM |
| Jack55304 | $100.00 | 1/21/2011 10:53:01 AM |
| Kash2010lu | $27.00 | 1/21/2011 11:02:02 AM |
| HHP | $50.00 | 1/21/2011 11:14:09 AM |
| velocity-solo | $30.00 | 1/21/2011 11:01:17 AM |
| credit-sycamore4 | $100.00 | 1/21/2011 11:19:29 AM |
| SolarMoonshine | $25.00 | 1/21/2011 5:19:27 PM |
| Bob450 | $25.00 | 1/22/2011 12:59:34 AM |
| bazaar-festivity | $25.00 | 1/22/2011 11:59:12 AM |
| peace-missile | $25.00 | 1/22/2011 3:59:09 PM |
| ChuckieG | $50.00 | 1/23/2011 5:43:50 AM |
| jjswanso | $50.00 | 1/23/2011 8:03:50 AM |
| HeavyDriver03 | $25.00 | 1/23/2011 12:26:52 PM |
| trade-surge3 | $50.00 | 1/23/2011 8:31:52 PM |
| dough-bear | $50.00 | 1/24/2011 6:52:13 AM |
| power-trophy7 | $25.00 | 1/24/2011 9:41:33 AM |
| EarlyRiser | $250.00 | 1/24/2011 10:39:46 AM |
| rupee-artisan | $25.00 | 1/24/2011 9:33:01 AM |
| p2p-czar3 | $30.00 | 1/24/2011 12:01:46 PM |
| revenue-magnolia | $25.00 | 1/24/2011 10:29:43 AM |
| resplendent-dollar | $25.00 | 1/25/2011 2:31:41 AM |
| macbeck22 | $25.00 | 1/25/2011 6:07:19 AM |
| seisen | $50.00 | 1/25/2011 6:57:32 AM |
| gold-commander0 | $50.00 | 1/24/2011 5:34:20 PM |
| rovo | $25.00 | 1/25/2011 9:43:47 AM |
| orange-preeminant-bill | $50.00 | 1/25/2011 5:12:36 AM |
| consummate-loyalty1 | $25.00 | 1/24/2011 8:41:37 PM |
| bulabula | $25.00 | 1/25/2011 9:45:18 AM |
| jstnow | $25.00 | 1/25/2011 9:52:19 AM |
| Rdodson11 | $25.00 | 1/25/2011 8:36:45 AM |
| handshake5 | $100.00 | 1/25/2011 2:18:20 PM |
| kegs | $150.00 | 1/25/2011 11:06:41 AM |
| dinero-mason | $50.00 | 1/25/2011 2:40:52 PM |
| Crewhippie | $25.00 | 1/25/2011 3:16:21 PM |
| towering-compassion | $50.00 | 1/25/2011 3:38:34 PM |
| cash-raccoon | $25.00 | 1/25/2011 3:38:53 PM |
| samo102us | $25.00 | 1/25/2011 3:39:15 PM |
| bold-treasure-neutrino | $30.00 | 1/25/2011 3:39:51 PM |
| credit-wheel7 | $25.00 | 1/25/2011 3:40:53 PM |
| interstellar | $75.00 | 1/25/2011 3:42:47 PM |
| innocent-dedication | $50.00 | 1/25/2011 3:53:57 PM |
| homebody26 | $50.00 | 1/25/2011 3:54:21 PM |
| Cheburashka | $25.00 | 1/25/2011 3:54:41 PM |
| TheFamilyFund | $25.00 | 1/25/2011 2:07:51 PM |
| green-moola-sniffer | $50.00 | 1/25/2011 3:37:59 PM |
| auction-architect7 | $50.00 | 1/25/2011 3:38:32 PM |
| indomitable-dedication | $25.00 | 1/25/2011 3:38:57 PM |
| graceful-investment | $100.00 | 1/25/2011 3:39:44 PM |
| Sven79 | $50.00 | 1/25/2011 3:40:48 PM |
| missing-link | $25.00 | 1/25/2011 3:43:52 PM |
| nimble-economy863 | $25.00 | 1/25/2011 3:53:49 PM |
| worthy-bid8 | $50.00 | 1/25/2011 1:49:01 PM |
| macgeek | $25.00 | 1/25/2011 3:54:04 PM |
| intuitive-camaraderi9 | $25.00 | 1/25/2011 3:54:14 PM |
| asmithj | $50.00 | 1/25/2011 3:54:36 PM |
| fareast_man | $25.00 | 1/25/2011 3:54:51 PM |
| drg6289 | $25.00 | 1/25/2011 2:58:24 PM |
| bre56 | $25.00 | 1/25/2011 3:37:39 PM |
| happy-return4 | $50.00 | 1/25/2011 3:37:53 PM |
| platinum-celebration4 | $42.00 | 1/25/2011 3:38:20 PM |
| treasure-generator | $25.00 | 1/25/2011 3:38:28 PM |
| fund-companion4 | $25.00 | 1/25/2011 3:39:01 PM |
| GoBigRed97 | $50.00 | 1/25/2011 3:39:35 PM |
| KMSB | $50.00 | 1/25/2011 3:39:41 PM |
| restless-currency | $25.00 | 1/25/2011 3:40:46 PM |
| soulful-truth | $50.00 | 1/25/2011 3:41:08 PM |
| payment-gusto | $25.00 | 1/25/2011 3:43:34 PM |
| ElAbel11 | $25.00 | 1/25/2011 3:43:55 PM |
| IntrepidInvestment | $25.00 | 1/25/2011 3:53:34 PM |
| new-social-economist | $75.00 | 1/25/2011 3:53:52 PM |
| economy-lotus | $50.00 | 1/25/2011 3:54:12 PM |
| buyrite334 | $25.00 | 1/25/2011 3:54:24 PM |
| bold-steady-peso | $25.00 | 1/25/2011 3:54:47 PM |
| Unclejohn | $30.00 | 1/25/2011 3:54:49 PM |
| Speculator | $50.00 | 1/25/2011 3:54:53 PM |
| genius520 | $100.00 | 1/21/2011 11:09:10 AM |
| wise-rupee-sanctuary | $50.00 | 1/21/2011 10:54:55 AM |
| jazzlender | $25.00 | 1/21/2011 10:47:44 AM |
| ingenious-interest1 | $50.00 | 1/21/2011 10:58:14 AM |
| reflective-rupee | $25.77 | 1/21/2011 1:17:44 PM |
| careful-note | $50.00 | 1/21/2011 3:38:20 PM |
| frogperson | $200.00 | 1/21/2011 5:32:40 PM |
| Investoman | $100.00 | 1/21/2011 4:56:25 PM |
| mercuriant | $25.00 | 1/21/2011 7:32:01 PM |
| suave-dime6 | $25.00 | 1/22/2011 1:33:55 PM |
| forthright-dedication | $25.00 | 1/22/2011 12:41:59 PM |
| circuitfive | $25.00 | 1/22/2011 8:53:31 PM |
| bid-czar8 | $50.00 | 1/22/2011 2:11:03 PM |
| ezg | $50.00 | 1/23/2011 12:42:25 AM |
| CapitalismRocks | $25.00 | 1/23/2011 11:12:50 AM |
| moola-wildebeest3 | $50.00 | 1/23/2011 7:02:42 PM |
| nanda | $50.00 | 1/23/2011 6:56:39 PM |
| gizzywump | $50.00 | 1/24/2011 7:52:25 AM |
| CA-Lender | $25.00 | 1/24/2011 6:07:12 AM |
| rescue | $100.00 | 1/24/2011 2:07:59 PM |
| open-minded-fund9 | $50.00 | 1/24/2011 11:03:16 AM |
| admirable-basis1 | $25.00 | 1/24/2011 10:34:07 AM |
| richboy56 | $25.00 | 1/24/2011 12:48:07 PM |
| speedy-point | $25.00 | 1/24/2011 10:38:20 AM |
| rogue_monster | $25.00 | 1/24/2011 1:02:43 PM |
| turbolozano | $30.00 | 1/24/2011 8:11:48 PM |
| wanna-help | $50.00 | 1/24/2011 3:12:02 PM |
| DreDub | $50.00 | 1/25/2011 7:56:47 AM |
| Sibelius2 | $25.00 | 1/25/2011 9:42:46 AM |
| finagler | $25.00 | 1/25/2011 9:43:18 AM |
| whartonmba | $25.00 | 1/25/2011 1:41:04 PM |
| larrybird | $250.00 | 1/25/2011 9:29:22 AM |
| jasjac0105 | $25.00 | 1/25/2011 9:42:04 AM |
| heatherwood | $50.00 | 1/25/2011 2:15:31 PM |
| ThatDanGuy | $50.00 | 1/25/2011 2:16:25 PM |
| takarlstad | $50.00 | 1/25/2011 3:37:41 PM |
| famous-bill | $25.00 | 1/25/2011 3:38:09 PM |
| washboard1 | $25.00 | 1/25/2011 1:45:37 PM |
| Touchette | $25.00 | 1/25/2011 3:38:36 PM |
| puifais | $50.00 | 1/25/2011 3:38:59 PM |
| Doug1043 | $25.00 | 1/25/2011 3:39:16 PM |
| NorthernFunds | $50.00 | 1/25/2011 3:39:39 PM |
| silver-enlightenment0 | $100.00 | 1/25/2011 3:39:52 PM |
| bonafide-economy | $50.00 | 1/25/2011 3:40:56 PM |
| patriot897 | $25.00 | 1/25/2011 3:43:45 PM |
| hope-hickory | $25.00 | 1/25/2011 3:54:17 PM |
| zipemdown | $50.00 | 1/25/2011 3:54:57 PM |
| Tradesmanlender | $50.00 | 1/25/2011 2:07:24 PM |
| top-visionary-truth | $25.00 | 1/25/2011 11:36:48 AM |
| Ocean713 | $50.00 | 1/25/2011 3:06:22 PM |
| ouyangers | $25.00 | 1/25/2011 3:37:43 PM |
| benazafa | $25.00 | 1/25/2011 3:38:14 PM |
| GInBaghdad | $25.00 | 1/25/2011 3:38:43 PM |
| markgm | $25.00 | 1/25/2011 3:39:10 PM |
| jamiee73 | $25.00 | 1/25/2011 3:39:34 PM |
| kulender | $50.00 | 1/25/2011 3:39:49 PM |
| Turtlebear44 | $50.00 | 1/25/2011 3:40:59 PM |
| diplomatic-wealth7 | $25.00 | 1/25/2011 3:43:43 PM |
| musegaze | $100.00 | 1/25/2011 3:43:59 PM |
| upbeat-coin937 | $50.00 | 1/25/2011 3:53:37 PM |
| green-thoughtful-yield | $50.00 | 1/25/2011 3:53:55 PM |
| Angel_Investor_7 | $25.00 | 1/25/2011 3:54:02 PM |
| pound-lightning | $25.00 | 1/25/2011 3:54:09 PM |
| ah-long | $25.00 | 1/25/2011 3:54:50 PM |
| Aunca | $50.00 | 1/25/2011 3:54:56 PM |
| zone8 | $125.00 | 1/25/2011 2:21:41 PM |
| charlieok | $25.00 | 1/25/2011 3:37:46 PM |
| dbmurch | $25.00 | 1/25/2011 3:38:49 PM |
| MikeyZ2008 | $50.00 | 1/25/2011 3:39:08 PM |
| seandre3000 | $50.00 | 1/25/2011 3:39:32 PM |
| Jloaner | $50.00 | 1/25/2011 3:39:37 PM |
| Tikibarman | $50.00 | 1/25/2011 3:41:02 PM |
| a-successful-credit | $100.00 | 1/25/2011 3:43:49 PM |
| shrewd-peace7 | $36.20 | 1/25/2011 3:53:47 PM |
| Saulite | $50.00 | 1/25/2011 3:54:11 PM |
| supersarah61 | $25.00 | 1/25/2011 3:54:23 PM |
| AdrianWapcaplet | $50.00 | 1/25/2011 3:54:48 PM |
| langdonx | $25.00 | 1/25/2011 3:54:52 PM |
| ingenious-truth0 | $50.00 | 1/25/2011 3:54:55 PM |
| 156 Investments
|
Borrower Payment Dependent Notes Series
491469
This series of Notes was issued and sold upon the funding of the borrower loan #46782, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.95% |
Listing Start date:
| Jan-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jan-24-2011 |
|
|
Lender yield:
| 11.99% |
Borrower rate/APR:
| 12.99% / 15.13% |
Monthly payment:
| $505.34 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.79% | | |
| |
Estimated return*:
| 6.84% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1985 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 740-759 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 8y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,217 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| purdueengineer |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $12,000.00 | < 31 days late:
| 0
( 0% )
|
(Feb-2006)
|
|
Principal balance:
| $0.03 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate higher interest credit debt.
My financial situation:
I am a good candidate for this loan because I'm a hard working professional with very stable job (>8 years with my current employer). I have a previous history with Prosper with 100% on-time payment history.
Monthly net income: $7,200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
What the APR rates and balances your are now paying on these credit cards? - jpblan11
A:
The APR rates on my cards are 22% on one card ($9K balance) and 14% on the other ($18K balance).
(Jan-22-2011)
Q:
List your monthly expenses please. - jpblan11
A:
My monthly expenses are:
$1660 mortgage
$403 association fees
$160 phone / wireless
$106 car / home owner insurance
$100 utilities
(Jan-22-2011)
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
total mortgage balance = $182,900
heloc balance = $15,000
market value of home ~ $200,000 (based on appraisal in january 2009)
(Jan-23-2011)
Q:
What is your job? How long have you held the position? - Slapshot
A:
I manage ecommerce and marketing for a large retailer. I've been with the company for > 8 years.
(Jan-24-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| impressive-credit431 | $100.00 | 1/22/2011 11:25:46 AM |
| wise-deal-panda | $50.00 | 1/22/2011 11:26:23 AM |
| tech310 | $50.00 | 1/22/2011 11:27:12 AM |
| Redmond | $25.00 | 1/22/2011 11:31:55 AM |
| phase421 | $25.00 | 1/22/2011 11:33:44 AM |
| organized-payment6 | $50.00 | 1/22/2011 11:25:41 AM |
| one-midas | $50.00 | 1/22/2011 12:22:23 PM |
| bowdish1 | $50.00 | 1/22/2011 11:27:53 AM |
| credit-panda1 | $25.00 | 1/22/2011 12:26:27 PM |
| velocity-solo | $50.00 | 1/22/2011 11:29:19 AM |
| Reddy_Capital | $25.00 | 1/22/2011 12:45:50 PM |
| golffish2 | $43.81 | 1/22/2011 11:32:34 AM |
| MoneyForNothing | $88.44 | 1/22/2011 11:48:20 AM |
| jazzlender | $25.00 | 1/22/2011 11:21:36 AM |
| enthralling-deal180 | $75.00 | 1/22/2011 11:22:35 AM |
| ac787 | $25.00 | 1/22/2011 2:26:36 PM |
| enchanted-yield4 | $50.00 | 1/22/2011 11:23:21 AM |
| grnii78 | $100.00 | 1/22/2011 11:24:43 AM |
| felicity-loyalist0 | $35.00 | 1/22/2011 12:16:06 PM |
| skuba | $75.00 | 1/22/2011 11:27:37 AM |
| rolandweary | $25.00 | 1/22/2011 11:29:08 AM |
| C_Mark | $100.00 | 1/22/2011 11:30:06 AM |
| DoctorJoe | $25.00 | 1/22/2011 12:59:04 PM |
| marketplace-cello5 | $25.00 | 1/22/2011 11:31:04 AM |
| Domgabriel | $25.00 | 1/22/2011 11:31:27 AM |
| vutah | $25.00 | 1/22/2011 2:37:05 PM |
| Artist_Blue | $25.00 | 1/22/2011 3:41:34 PM |
| frugalinvestor20 | $25.00 | 1/22/2011 9:18:48 PM |
| PXM-Financial | $41.00 | 1/22/2011 9:58:43 PM |
| mtnbikemania | $50.00 | 1/22/2011 3:59:50 PM |
| Rick7925 | $25.00 | 1/22/2011 2:42:39 PM |
| skiberdad | $50.00 | 1/22/2011 4:08:42 PM |
| ac787 | $25.00 | 1/22/2011 5:26:31 PM |
| happyinvallarta | $50.00 | 1/23/2011 5:31:50 AM |
| Scotcha | $50.00 | 1/22/2011 6:06:16 PM |
| VBPlayer | $25.00 | 1/23/2011 11:19:31 AM |
| graceful-credit5 | $50.00 | 1/23/2011 8:34:57 AM |
| responsibility-aurora | $25.00 | 1/22/2011 9:50:38 PM |
| Discinc | $400.00 | 1/23/2011 11:39:31 AM |
| chameleon125 | $75.00 | 1/23/2011 6:31:28 AM |
| Elbanko | $63.35 | 1/23/2011 8:07:27 AM |
| enriched-note6 | $25.00 | 1/23/2011 12:20:26 PM |
| Pulchritudinous | $25.00 | 1/23/2011 12:41:57 PM |
| Corellia | $100.00 | 1/23/2011 2:40:58 PM |
| strgazr8888 | $25.00 | 1/23/2011 2:30:02 PM |
| tomdooley12520 | $25.00 | 1/24/2011 5:40:19 AM |
| rakstar | $25.00 | 1/24/2011 6:53:09 AM |
| Flanders122 | $25.00 | 1/24/2011 7:24:29 AM |
| asdf9876 | $25.00 | 1/23/2011 3:12:00 PM |
| malomar66 | $50.00 | 1/23/2011 3:54:49 PM |
| EverettFinancial | $25.00 | 1/24/2011 8:34:02 AM |
| Nicedad72 | $25.00 | 1/23/2011 6:05:20 PM |
| youcanbankonit | $25.00 | 1/24/2011 9:35:02 AM |
| cropdust3r | $25.00 | 1/24/2011 7:12:32 AM |
| SnakeV | $25.00 | 1/24/2011 7:13:13 AM |
| balance-force | $36.00 | 1/23/2011 11:22:56 PM |
| sensible-gain884 | $25.00 | 1/24/2011 10:12:49 AM |
| loanman2007 | $200.00 | 1/24/2011 5:34:30 AM |
| mhotchan | $100.00 | 1/24/2011 8:42:13 AM |
| phchristensen | $50.00 | 1/24/2011 10:24:33 AM |
| 0403 | $25.00 | 1/24/2011 9:26:00 AM |
| dsgfl1 | $100.00 | 1/24/2011 7:18:04 AM |
| marketplace-achievement | $50.00 | 1/24/2011 9:11:51 AM |
| CashBank | $25.00 | 1/24/2011 9:16:27 AM |
| ThomasC | $50.00 | 1/24/2011 10:12:42 AM |
| ujiba | $50.00 | 1/24/2011 9:35:26 AM |
| pythia | $25.00 | 1/24/2011 10:30:20 AM |
| flexible-value | $100.00 | 1/24/2011 10:12:33 AM |
| somebody32 | $50.00 | 1/24/2011 10:12:37 AM |
| djmjkelso | $30.00 | 1/24/2011 2:07:25 PM |
| brw | $25.00 | 1/24/2011 4:21:55 PM |
| vutah | $25.00 | 1/24/2011 4:57:59 PM |
| speedy-point | $25.00 | 1/24/2011 10:39:00 AM |
| IP | $50.00 | 1/24/2011 5:56:33 PM |
| sadhikari | $25.00 | 1/24/2011 3:32:28 PM |
| integrity-doctor | $100.00 | 1/24/2011 4:15:11 PM |
| bughead | $25.00 | 1/24/2011 8:21:29 PM |
| hopeful-truth5 | $300.00 | 1/24/2011 1:57:58 PM |
| tolerant-dinero2 | $25.00 | 1/24/2011 5:34:23 PM |
| Barrayaran | $25.00 | 1/24/2011 2:36:43 PM |
| thankful-nickel2 | $25.00 | 1/24/2011 2:58:18 PM |
| angel879 | $25.00 | 1/24/2011 6:01:25 PM |
| wicus | $66.42 | 1/24/2011 7:06:16 PM |
| brittany | $100.00 | 1/24/2011 6:28:37 PM |
| the-auction-bear | $25.00 | 1/24/2011 8:32:03 PM |
| wise-rupee-sanctuary | $50.00 | 1/22/2011 11:26:42 AM |
| simplelender80 | $100.00 | 1/22/2011 11:28:15 AM |
| museic1 | $50.00 | 1/22/2011 11:28:49 AM |
| worldly-community3 | $50.00 | 1/22/2011 11:29:54 AM |
| steiglends | $250.00 | 1/22/2011 11:31:17 AM |
| Aberdeen | $4,000.00 | 1/22/2011 11:31:33 AM |
| radforj22 | $25.00 | 1/22/2011 11:21:57 AM |
| cashhelp | $50.00 | 1/22/2011 11:25:23 AM |
| kmr2 | $100.00 | 1/22/2011 11:26:31 AM |
| genius520 | $100.00 | 1/22/2011 11:28:03 AM |
| ursus | $100.00 | 1/22/2011 11:28:32 AM |
| jjswanso | $50.00 | 1/22/2011 11:30:43 AM |
| enthusiastic-balance5 | $100.00 | 1/22/2011 11:31:40 AM |
| indomitable-coin | $25.00 | 1/22/2011 11:32:01 AM |
| commerce-yeller | $25.00 | 1/22/2011 11:49:01 AM |
| MoneyForNothing | $111.60 | 1/22/2011 11:26:35 AM |
| american6 | $100.00 | 1/22/2011 11:27:06 AM |
| SolarMoonshine | $100.00 | 1/22/2011 12:21:25 PM |
| SelectTrustLending | $25.00 | 1/22/2011 3:07:45 PM |
| honorable-yield | $25.00 | 1/22/2011 11:28:24 AM |
| the-enterprising-leverage | $25.00 | 1/22/2011 11:29:39 AM |
| credit-investor5 | $50.00 | 1/22/2011 11:30:26 AM |
| reflective-rupee | $300.77 | 1/22/2011 1:34:57 PM |
| ac787 | $50.00 | 1/22/2011 1:58:29 PM |
| DasMula | $57.00 | 1/22/2011 11:35:00 AM |
| MoneyForNothing | $66.33 | 1/22/2011 11:48:17 AM |
| SimpleChoice | $25.00 | 1/22/2011 12:00:25 PM |
| impeccable-transparency | $50.00 | 1/22/2011 12:00:56 PM |
| mpatrick | $25.00 | 1/22/2011 7:10:02 PM |
| a-balance-surgeon | $100.00 | 1/22/2011 8:28:57 PM |
| ac787 | $25.00 | 1/22/2011 2:24:28 PM |
| mogul16 | $25.00 | 1/22/2011 6:23:25 PM |
| terrific-p2ploan | $25.00 | 1/22/2011 8:40:46 PM |
| auction-seeker | $25.00 | 1/22/2011 3:43:03 PM |
| sweety075 | $25.00 | 1/22/2011 3:49:20 PM |
| EastBayCapital | $25.00 | 1/23/2011 11:47:19 AM |
| Bank_Of_XL | $25.00 | 1/23/2011 8:57:08 AM |
| wilmajean | $50.00 | 1/23/2011 3:44:17 AM |
| fund-fox4 | $50.00 | 1/23/2011 11:07:25 AM |
| chekat | $25.00 | 1/23/2011 11:24:29 AM |
| JM-Sarawak | $50.00 | 1/23/2011 6:20:58 AM |
| paixbouche | $50.00 | 1/23/2011 1:02:41 PM |
| order-elevator7 | $25.67 | 1/23/2011 9:09:50 AM |
| greenback-ally | $50.00 | 1/23/2011 9:29:25 AM |
| Nailman88 | $25.00 | 1/23/2011 10:09:30 AM |
| eloquent-dough5 | $25.00 | 1/23/2011 7:22:01 PM |
| genuine-integrity0 | $25.00 | 1/23/2011 6:55:18 PM |
| paladin847 | $50.00 | 1/24/2011 6:17:02 AM |
| nanda | $100.00 | 1/23/2011 7:02:29 PM |
| PaulW | $25.00 | 1/24/2011 7:28:01 AM |
| nytrnbow | $25.00 | 1/23/2011 9:18:49 PM |
| revenue-appraiser | $25.00 | 1/24/2011 8:09:08 AM |
| agalt | $75.00 | 1/24/2011 8:32:31 AM |
| jpaulnyc | $50.00 | 1/24/2011 5:10:17 AM |
| agreement-bunny | $25.00 | 1/24/2011 6:31:14 AM |
| LittleMingo | $25.00 | 1/24/2011 9:33:22 AM |
| superpuppy | $50.00 | 1/24/2011 6:42:01 AM |
| BenefactorX | $25.00 | 1/24/2011 9:37:05 AM |
| systemlender | $100.00 | 1/23/2011 8:01:31 PM |
| outofoffice | $75.00 | 1/24/2011 7:21:30 AM |
| tender-integrity3 | $100.00 | 1/23/2011 9:26:45 PM |
| power-secret-agent | $25.00 | 1/24/2011 9:57:16 AM |
| Stonewood | $50.00 | 1/24/2011 7:53:00 AM |
| HenlopenCapital | $25.00 | 1/24/2011 8:05:33 AM |
| DoctorJoe | $25.00 | 1/24/2011 4:05:27 AM |
| powerful-finance7 | $25.00 | 1/24/2011 10:12:20 AM |
| MoneyTree79 | $100.42 | 1/24/2011 9:11:11 AM |
| thrilling-nickel5 | $34.90 | 1/24/2011 6:40:57 AM |
| buffalobills | $25.00 | 1/24/2011 9:16:43 AM |
| Kyileo | $25.00 | 1/24/2011 9:36:23 AM |
| benefit-trident | $25.00 | 1/24/2011 10:08:16 AM |
| rdking647 | $35.00 | 1/24/2011 10:12:25 AM |
| forthright-principal2 | $25.00 | 1/24/2011 3:57:01 PM |
| redtilapia | $25.00 | 1/24/2011 4:09:35 PM |
| ScottCapital | $25.00 | 1/24/2011 12:00:54 PM |
| Nich | $25.00 | 1/24/2011 12:47:18 PM |
| boj2007 | $50.00 | 1/24/2011 2:56:54 PM |
| auctionator1 | $50.00 | 1/24/2011 3:08:57 PM |
| jaesposito | $25.00 | 1/24/2011 7:25:15 PM |
| Wally1727 | $50.00 | 1/24/2011 7:46:44 PM |
| engrossing-benefit0 | $25.00 | 1/24/2011 4:42:45 PM |
| CE88 | $50.00 | 1/24/2011 12:55:10 PM |
| nelie150 | $25.93 | 1/24/2011 5:16:46 PM |
| SlowGardener | $50.00 | 1/24/2011 1:23:16 PM |
| swanseasailor | $25.00 | 1/24/2011 1:50:31 PM |
| jms1983 | $25.00 | 1/24/2011 3:56:09 PM |
| 78 | $30.00 | 1/24/2011 6:12:10 PM |
| Speedfreak | $25.00 | 1/24/2011 7:33:54 PM |
| anton | $2,025.00 | 1/24/2011 8:49:50 PM |
| falcone | $25.00 | 1/24/2011 6:11:49 PM |
| razor783 | $50.00 | 1/24/2011 6:34:31 PM |
| thoughtful-payment268 | $35.33 | 1/24/2011 6:51:06 PM |
| 177 Investments
|
Borrower Payment Dependent Notes Series
491473
This series of Notes was issued and sold upon the funding of the borrower loan #46703, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.55% |
Listing Start date:
| Jan-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jan-27-2011 |
|
|
Lender yield:
| 5.55% |
Borrower rate/APR:
| 6.55% / 6.89% |
Monthly payment:
| $460.08 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.55% | | |
| |
Estimated return*:
| 4.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Jul-1995 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 840-859 (Jan-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 4y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,626 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 22% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| supreme-truth |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
I want to pay you, not JP Morgan
Purpose of loan:
The loan will be used to pay off my JP Morgan credit card. They recently raised my rate 4 percentage points, simply because they can. I would rather pay the interest to people like you, than Jp Morgan Chase?
My financial situation:
I am a good candidate for this loan because, I have excellent credit history, a steady income, steady expenses and can easily afford this payment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
| Investor | Amount | Investment Date (PT) |
|
| FlexFunding | $50.00 | 1/23/2011 2:02:59 PM |
| blot44 | $25.00 | 1/23/2011 2:03:11 PM |
| perzzz | $50.00 | 1/23/2011 2:04:22 PM |
| thedoctor | $100.00 | 1/23/2011 2:05:07 PM |
| kyomoon | $50.00 | 1/23/2011 2:05:23 PM |
| patriot897 | $50.00 | 1/23/2011 2:05:28 PM |
| mathprof | $25.00 | 1/23/2011 2:05:31 PM |
| newest-organic-rupee | $25.00 | 1/23/2011 2:06:15 PM |
| lagnisiruk | $25.00 | 1/23/2011 2:06:25 PM |
| astute-investment5 | $25.00 | 1/23/2011 2:06:30 PM |
| meenan | $100.00 | 1/23/2011 2:07:52 PM |
| Goodthing | $100.00 | 1/23/2011 2:09:05 PM |
| compoundinterest | $50.00 | 1/23/2011 2:11:39 PM |
| velocity-solo | $60.00 | 1/23/2011 2:12:50 PM |
| wise-deal-panda | $25.00 | 1/23/2011 2:03:27 PM |
| organized-payment6 | $25.00 | 1/23/2011 2:04:26 PM |
| blissful-ore5 | $50.00 | 1/23/2011 2:04:54 PM |
| credit-investor5 | $50.00 | 1/23/2011 2:05:45 PM |
| interest-exec9 | $25.00 | 1/23/2011 2:05:54 PM |
| acropiloterau2002 | $25.00 | 1/23/2011 2:06:03 PM |
| bowdish1 | $100.00 | 1/23/2011 2:07:23 PM |
| nimble-money0 | $50.00 | 1/23/2011 2:08:14 PM |
| casaram | $25.00 | 1/23/2011 2:08:55 PM |
| cognizant-rate732 | $25.00 | 1/23/2011 2:09:42 PM |
| HHP | $25.00 | 1/23/2011 2:09:49 PM |
| currency-persimmon | $25.00 | 1/23/2011 2:11:26 PM |
| epsp | $50.00 | 1/23/2011 2:23:02 PM |
| Gr8Deal | $50.00 | 1/23/2011 2:23:08 PM |
| myworld701 | $25.00 | 1/23/2011 2:23:16 PM |
| reflective-rupee | $25.77 | 1/23/2011 3:06:28 PM |
| flexible-value | $100.00 | 1/23/2011 2:05:16 PM |
| shamrocker | $25.00 | 1/23/2011 2:05:37 PM |
| inspired-investment8 | $100.00 | 1/23/2011 2:07:02 PM |
| Daneistes | $50.00 | 1/23/2011 2:08:49 PM |
| paintedposies | $50.00 | 1/23/2011 2:09:35 PM |
| transparency-giant | $50.00 | 1/23/2011 2:10:11 PM |
| jct_enterprises | $25.00 | 1/23/2011 2:10:31 PM |
| pay_day | $50.00 | 1/23/2011 2:22:23 PM |
| worldly-kindness8 | $50.00 | 1/23/2011 2:22:35 PM |
| indomart | $50.00 | 1/23/2011 2:22:42 PM |
| lender987654321 | $25.00 | 1/23/2011 2:11:53 PM |
| Pulchritudinous | $25.00 | 1/23/2011 2:24:04 PM |
| eyal0 | $50.00 | 1/23/2011 2:22:58 PM |
| rakstar | $50.00 | 1/24/2011 6:52:50 AM |
| outofoffice | $28.34 | 1/24/2011 7:22:30 AM |
| don8ter | $25.00 | 1/24/2011 8:13:00 AM |
| euro-deployment | $25.00 | 1/24/2011 8:54:35 AM |
| rex45 | $25.00 | 1/24/2011 9:11:32 AM |
| paladin847 | $50.00 | 1/24/2011 6:11:29 AM |
| Havana21 | $200.00 | 1/24/2011 7:06:46 AM |
| UncleTupelo2 | $25.00 | 1/24/2011 9:39:35 AM |
| Duchdad | $25.00 | 1/23/2011 8:16:42 PM |
| casteroil | $50.00 | 1/23/2011 10:42:05 PM |
| restless-balance9 | $50.00 | 1/24/2011 8:54:41 AM |
| TikPmp1 | $25.00 | 1/24/2011 9:55:41 AM |
| credit-maple5 | $100.00 | 1/24/2011 9:34:04 AM |
| awwaww | $25.00 | 1/24/2011 9:36:12 AM |
| EarlyRiser | $250.00 | 1/24/2011 10:40:07 AM |
| asset-reaction | $25.00 | 1/24/2011 5:03:10 PM |
| hopeful-truth5 | $200.00 | 1/24/2011 2:08:03 PM |
| grallu | $50.00 | 1/24/2011 12:19:57 PM |
| Mali1 | $25.00 | 1/24/2011 1:58:41 PM |
| p2ploan-futurist9 | $37.74 | 1/25/2011 6:05:22 AM |
| heavenly-interest9 | $50.00 | 1/24/2011 3:02:48 PM |
| epic-transaction | $25.00 | 1/24/2011 5:16:23 PM |
| tomspc | $25.00 | 1/25/2011 9:56:15 AM |
| kegs | $250.00 | 1/25/2011 11:05:03 AM |
| honorable-durability0 | $25.00 | 1/25/2011 9:44:01 AM |
| credible-bid0 | $50.00 | 1/25/2011 9:52:26 AM |
| larrybird | $250.00 | 1/25/2011 9:29:41 AM |
| impartial-deal | $25.00 | 1/25/2011 2:36:10 PM |
| investor_101 | $50.00 | 1/25/2011 1:41:46 PM |
| Borhino | $50.00 | 1/25/2011 9:56:45 AM |
| DandW | $28.27 | 1/25/2011 3:46:24 PM |
| thankful-nickel2 | $25.00 | 1/25/2011 3:59:56 PM |
| cloud8 | $70.00 | 1/25/2011 2:35:54 PM |
| futurist4 | $25.00 | 1/25/2011 5:20:35 PM |
| industrious-funds6 | $30.00 | 1/25/2011 5:53:41 PM |
| bds9646 | $26.00 | 1/25/2011 6:34:12 PM |
| a-responsible-return | $50.00 | 1/25/2011 6:35:14 PM |
| millionlender | $100.00 | 1/25/2011 6:58:16 PM |
| uncleubb | $25.00 | 1/25/2011 6:25:22 PM |
| be_wise | $25.00 | 1/25/2011 6:26:43 PM |
| robertmm25 | $50.00 | 1/25/2011 6:33:57 PM |
| swiftsoul | $25.00 | 1/25/2011 6:39:32 PM |
| Curly-Girly | $25.00 | 1/25/2011 6:24:38 PM |
| Pickmar | $25.00 | 1/25/2011 6:28:20 PM |
| responsibility-cherry6 | $50.00 | 1/25/2011 6:35:10 PM |
| promise2 | $35.00 | 1/25/2011 10:40:02 PM |
| goodhearted-gold3 | $25.00 | 1/26/2011 6:09:47 AM |
| tutnyce | $100.00 | 1/25/2011 10:36:47 PM |
| Gorblum | $25.00 | 1/26/2011 10:27:33 AM |
| best-decisive-peace | $25.00 | 1/26/2011 9:01:59 AM |
| UncleScroogeDMD | $60.48 | 1/26/2011 6:30:51 AM |
| credit-guard5 | $25.00 | 1/26/2011 1:17:18 PM |
| _kyle | $50.00 | 1/26/2011 2:46:42 PM |
| CASSHMAN | $100.00 | 1/26/2011 3:37:19 PM |
| roman1998 | $50.00 | 1/26/2011 4:00:30 PM |
| nebraskajen | $25.00 | 1/26/2011 12:17:22 PM |
| dharma1 | $25.00 | 1/26/2011 4:43:06 PM |
| Zach842 | $25.00 | 1/26/2011 4:55:29 PM |
| mistertao | $25.00 | 1/26/2011 4:43:22 PM |
| arenangelchild | $50.00 | 1/26/2011 5:06:26 PM |
| gzeo | $25.00 | 1/26/2011 4:50:14 PM |
| gWellington | $50.00 | 1/26/2011 4:53:05 PM |
| virtualbank | $50.00 | 1/26/2011 4:55:37 PM |
| red-unequivocal-finance | $25.00 | 1/26/2011 5:07:41 PM |
| steely_dan34 | $25.00 | 1/26/2011 4:48:01 PM |
| flwah | $25.00 | 1/26/2011 4:50:29 PM |
| CapStack | $50.00 | 1/26/2011 5:02:24 PM |
| zeelender | $25.00 | 1/26/2011 5:59:31 PM |
| Oak-Parker | $50.00 | 1/26/2011 7:06:20 PM |
| mizount | $25.00 | 1/26/2011 7:08:58 PM |
| schmegs | $25.00 | 1/26/2011 8:30:08 PM |
| commerce-voyager | $25.00 | 1/26/2011 11:39:49 PM |
| cjames84 | $25.00 | 1/26/2011 7:44:02 PM |
| martinatime | $25.00 | 1/26/2011 7:49:58 PM |
| atlaaron | $25.00 | 1/26/2011 7:50:44 PM |
| mammalian4 | $25.00 | 1/26/2011 11:47:41 PM |
| rose88 | $32.11 | 1/26/2011 8:30:22 PM |
| wise-silver-wonder | $25.00 | 1/26/2011 8:56:02 PM |
| bajeezus | $25.00 | 1/26/2011 8:17:13 PM |
| ParadigmShift | $56.48 | 1/27/2011 5:01:19 AM |
| Auditman | $50.00 | 1/27/2011 5:22:38 AM |
| discrete-asset | $25.00 | 1/26/2011 8:59:04 PM |
| m000240 | $50.00 | 1/26/2011 11:04:55 PM |
| justice-dna | $35.00 | 1/26/2011 9:11:26 PM |
| BankofBeth | $25.00 | 1/26/2011 9:17:04 PM |
| EretzCapital | $25.00 | 1/27/2011 8:46:17 AM |
| SourDoughSteve | $25.00 | 1/27/2011 9:34:54 AM |
| turbostar666 | $30.37 | 1/27/2011 9:54:57 AM |
| asset-snowdome | $25.00 | 1/27/2011 5:43:30 AM |
| income-pizza | $25.09 | 1/27/2011 10:09:30 AM |
| gustavholstopus32 | $25.00 | 1/27/2011 4:57:42 AM |
| pugmalion | $27.56 | 1/27/2011 7:54:16 AM |
| responsibility-aurora | $50.00 | 1/27/2011 9:04:45 AM |
| Richmp412 | $25.00 | 1/27/2011 7:25:55 AM |
| mindful-duty | $25.00 | 1/27/2011 9:33:05 AM |
| officer8 | $25.00 | 1/27/2011 9:33:16 AM |
| ingenious-order783 | $25.00 | 1/27/2011 8:26:22 AM |
| reflective-rupee | $475.77 | 1/27/2011 9:54:31 AM |
| top-loan-empenada | $75.00 | 1/27/2011 11:01:22 AM |
| lawyervon | $25.00 | 1/27/2011 11:35:07 AM |
| benefit-piano5 | $25.00 | 1/27/2011 11:13:01 AM |
| lamsabuy | $1,075.00 | 1/27/2011 11:35:54 AM |
| indomitable-coin | $100.00 | 1/23/2011 2:03:23 PM |
| fishtale | $25.00 | 1/23/2011 2:03:56 PM |
| cebgop | $25.00 | 1/23/2011 2:04:50 PM |
| Eagles81 | $50.00 | 1/23/2011 2:06:22 PM |
| TSC | $100.00 | 1/23/2011 2:06:38 PM |
| yukongin | $25.00 | 1/23/2011 2:07:10 PM |
| honorable-yield | $40.00 | 1/23/2011 2:08:06 PM |
| Phantom99 | $100.00 | 1/23/2011 2:08:20 PM |
| goldfinger3 | $100.00 | 1/23/2011 2:08:28 PM |
| building_community | $25.00 | 1/23/2011 2:08:35 PM |
| meux99 | $25.00 | 1/23/2011 2:09:19 PM |
| HunterSix | $25.00 | 1/23/2011 2:09:28 PM |
| Castellan | $50.00 | 1/23/2011 2:09:53 PM |
| ogmanny | $50.00 | 1/23/2011 2:10:04 PM |
| Centaur | $50.00 | 1/23/2011 2:11:11 PM |
| RedGranite | $50.00 | 1/23/2011 2:11:33 PM |
| balance-voyager | $50.00 | 1/23/2011 2:02:53 PM |
| BankingFamily | $50.00 | 1/23/2011 2:06:43 PM |
| AmericanCredit | $25.00 | 1/23/2011 2:06:52 PM |
| Dreamconnection | $50.00 | 1/23/2011 2:07:35 PM |
| webclimber | $50.00 | 1/23/2011 2:07:57 PM |
| DukSerduk | $25.00 | 1/23/2011 2:09:13 PM |
| JohnW12 | $50.00 | 1/23/2011 2:09:24 PM |
| Goodlender42 | $25.00 | 1/23/2011 2:10:20 PM |
| Mantis75 | $25.00 | 1/23/2011 2:10:49 PM |
| larsowe | $35.00 | 1/23/2011 2:10:56 PM |
| majestic-dedication | $50.00 | 1/23/2011 2:11:22 PM |
| Dollars4Rent | $50.00 | 1/23/2011 2:11:47 PM |
| TennSquire | $25.00 | 1/23/2011 2:12:57 PM |
| AnxiousAirman | $50.00 | 1/23/2011 2:13:02 PM |
| revenue-buddy0 | $50.00 | 1/23/2011 2:22:48 PM |
| promiser200 | $25.00 | 1/23/2011 2:23:44 PM |
| ThomasC | $50.00 | 1/23/2011 2:04:34 PM |
| kenji4861 | $25.00 | 1/23/2011 2:04:41 PM |
| radforj22 | $34.87 | 1/23/2011 2:06:20 PM |
| AFairDeal | $75.00 | 1/23/2011 2:07:16 PM |
| community-pipeline | $25.00 | 1/23/2011 2:07:43 PM |
| axl163 | $25.00 | 1/23/2011 2:09:57 PM |
| C_Mark | $100.00 | 1/23/2011 2:10:25 PM |
| kanakakm | $50.00 | 1/23/2011 2:10:43 PM |
| NDFIRTH | $50.00 | 1/23/2011 2:11:03 PM |
| neenerman | $41.03 | 1/23/2011 2:11:46 PM |
| life-is-great | $25.00 | 1/23/2011 2:11:50 PM |
| economy-orchid | $30.00 | 1/23/2011 2:23:33 PM |
| 16888 | $50.00 | 1/23/2011 8:12:33 PM |
| alaskacap | $50.00 | 1/23/2011 8:57:02 PM |
| balance-force | $35.00 | 1/23/2011 11:25:59 PM |
| wjf60 | $50.00 | 1/24/2011 2:16:47 AM |
| forthright-dedication | $25.00 | 1/23/2011 2:20:37 PM |
| DeathScythe676 | $33.52 | 1/23/2011 2:22:16 PM |
| trade-surge3 | $50.00 | 1/23/2011 8:31:01 PM |
| Moneypenny6 | $25.00 | 1/24/2011 7:49:32 AM |
| Hola_James | $25.00 | 1/24/2011 8:32:32 AM |
| mhotchan | $100.00 | 1/24/2011 8:45:30 AM |
| Artist_Blue | $25.00 | 1/24/2011 6:01:34 AM |
| basejump0 | $25.00 | 1/24/2011 10:11:25 AM |
| best-heavenly-justice | $25.00 | 1/24/2011 9:34:46 AM |
| Railbird | $25.00 | 1/24/2011 9:38:13 AM |
| pragmatic-contract | $50.00 | 1/24/2011 10:01:35 AM |
| CE88 | $100.00 | 1/24/2011 1:13:48 PM |
| Troutfinder | $26.00 | 1/24/2011 10:20:05 AM |
| misit | $25.00 | 1/24/2011 11:01:40 AM |
| Pacific-Bank | $50.00 | 1/24/2011 2:00:18 PM |
| AaronL | $25.00 | 1/24/2011 7:05:37 PM |
| jrhinomo | $31.31 | 1/24/2011 12:29:36 PM |
| silver-dogwood4 | $25.00 | 1/25/2011 6:46:31 AM |
| skibum65 | $50.00 | 1/24/2011 4:22:14 PM |
| cordial-bonus | $50.00 | 1/24/2011 6:37:12 PM |
| toronado | $50.00 | 1/24/2011 7:27:46 PM |
| gold-chomper | $50.00 | 1/24/2011 9:39:15 PM |
| Reddy_Capital | $25.00 | 1/24/2011 10:38:16 PM |
| Spkthewrd3 | $25.00 | 1/25/2011 5:37:05 AM |
| helpless23 | $50.00 | 1/25/2011 6:01:06 AM |
| platinum-rapture6 | $44.20 | 1/25/2011 9:43:33 AM |
| rss197 | $25.00 | 1/25/2011 2:36:14 PM |
| Planecourage | $30.00 | 1/25/2011 12:02:21 PM |
| Marathoner | $25.00 | 1/25/2011 1:40:41 PM |
| FundMaker | $25.00 | 1/25/2011 2:08:58 PM |
| sescubed | $25.00 | 1/25/2011 11:03:33 AM |
| handy-durability095 | $25.00 | 1/25/2011 2:40:48 PM |
| authoritative-truth | $50.00 | 1/25/2011 6:34:05 PM |
| West_End_Local | $50.00 | 1/25/2011 6:37:56 PM |
| BaxterEvil | $25.00 | 1/25/2011 6:04:32 PM |
| xphile | $25.00 | 1/25/2011 6:26:34 PM |
| JJ9876 | $50.00 | 1/25/2011 6:28:15 PM |
| Nordzee | $50.00 | 1/25/2011 7:41:47 PM |
| emosspot | $50.00 | 1/25/2011 9:18:21 PM |
| LightTheWay | $100.00 | 1/25/2011 11:45:15 PM |
| helpishere777 | $25.00 | 1/25/2011 6:22:32 PM |
| efficient-treasure0 | $25.00 | 1/26/2011 6:16:43 AM |
| Sixmil | $100.00 | 1/25/2011 6:44:28 PM |
| cash-queen | $50.00 | 1/25/2011 9:51:43 PM |
| IL2R2010 | $25.00 | 1/26/2011 9:31:47 AM |
| pay_day | $50.00 | 1/26/2011 12:48:33 AM |
| subtle-revenue0 | $50.00 | 1/26/2011 3:23:12 AM |
| Okeey | $50.00 | 1/26/2011 10:04:38 AM |
| syounker | $25.00 | 1/26/2011 6:59:04 AM |
| IL2R2010 | $25.00 | 1/26/2011 12:07:25 PM |
| blissful-openness8 | $25.00 | 1/26/2011 3:43:14 PM |
| brightest-affluence-motivator | $58.02 | 1/26/2011 5:01:20 PM |
| RJN | $25.00 | 1/26/2011 5:01:55 PM |
| fireheart | $50.00 | 1/26/2011 5:04:26 PM |
| TomDalonajay | $25.00 | 1/26/2011 4:43:43 PM |
| socal-lender | $25.00 | 1/26/2011 5:05:43 PM |
| ProfPC | $25.00 | 1/26/2011 4:50:11 PM |
| eighttone | $25.00 | 1/26/2011 4:50:25 PM |
| sb0453 | $25.00 | 1/26/2011 4:18:26 PM |
| innocent-income4 | $25.00 | 1/26/2011 4:55:34 PM |
| mizinc | $25.00 | 1/26/2011 4:47:18 PM |
| bomdel | $25.00 | 1/26/2011 4:51:02 PM |
| LenderMatt | $25.00 | 1/26/2011 5:57:56 PM |
| soheagle | $25.00 | 1/26/2011 6:32:22 PM |
| janicewill | $50.00 | 1/26/2011 7:09:08 PM |
| mpactlender | $25.00 | 1/26/2011 8:12:04 PM |
| afotherg | $56.41 | 1/26/2011 8:12:19 PM |
| CBO-Enterprise | $50.00 | 1/26/2011 7:08:34 PM |
| heerzaquestion | $25.00 | 1/26/2011 7:28:30 PM |
| gauss02 | $43.70 | 1/26/2011 7:10:16 PM |
| 6moonbeams | $100.00 | 1/26/2011 7:47:50 PM |
| jonn834 | $25.00 | 1/26/2011 7:36:52 PM |
| 1fortheroad | $25.00 | 1/26/2011 7:40:42 PM |
| paramjit | $25.00 | 1/26/2011 8:13:14 PM |
| fair_rates | $25.00 | 1/26/2011 8:07:27 PM |
| Spiv_51 | $25.00 | 1/27/2011 4:14:40 AM |
| dlenz | $25.00 | 1/27/2011 7:34:29 AM |
| glimmering-credit4 | $30.61 | 1/26/2011 9:34:52 PM |
| diligent-kindness9 | $25.00 | 1/27/2011 9:29:41 AM |
| worth-victor6 | $25.00 | 1/27/2011 9:34:11 AM |
| gentle-gold | $25.00 | 1/27/2011 5:24:08 AM |
| julijask | $45.00 | 1/27/2011 3:00:38 AM |
| TBCapitol | $50.00 | 1/27/2011 6:08:43 AM |
| seabass123 | $25.00 | 1/27/2011 7:57:50 AM |
| buckeye9 | $50.00 | 1/27/2011 6:48:10 AM |
| chris-heretoinvest | $25.00 | 1/27/2011 7:42:54 AM |
| anton | $1,400.00 | 1/27/2011 11:34:31 AM |
| kulender | $50.00 | 1/27/2011 10:35:01 AM |
| wwwUniversal | $25.00 | 1/27/2011 10:36:57 AM |
| 282 Investments
|
Borrower Payment Dependent Notes Series
491495
This series of Notes was issued and sold upon the funding of the borrower loan #46797, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jan-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jan-24-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1990 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 760-779 (Jan-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
7 | Length of status: | 4y 6m |
|
Amount delinquent:
| $3,269 |
Total credit lines:
| 14 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,653 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| the-purposeful-bid |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Please Help
Purpose of loan:
This loan will be used to? help catch up on bills and consolidate some credit cards.? My husband is a sub-contractor who was working for an investor that left town without notice and without paying my husband the $5000 that is owed to him.? We learned from our mistake of not learning more about the investor but we have used all savings to pay bills and we are now behind and close to losing the house and our cars.
My financial situation:
I am a good candidate for this loan because?
I have a good paying job and good credit.? We just need help getting caught up.? My husband has had some interviews and it looks like he should be able to start a new job sometime next month.? He has been doing some side work for some friends over the next couple of weeks so that will give us a little bit of extra cash.
Monthly net income: $
3000
Monthly expenses: $
??Housing: $ 1100
??Insurance: $150
??Car expenses: $ 700
??Utilities: $ 150
??Phone, cable, internet: $ 100
??Food, entertainment: $?150
??Clothing, household expenses $
??Credit cards and other loans: $ 200
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Hi there, sorry to hear about the fraud against you. Could you explain the current amount delinquent? Are the two of you covered by health insurance? Thanks and good luck with this loan. - green-rapid-openness
A:
Yes we are covered on my health plan. We are delinquent on our mortgage payment, auto payment, student loans, and car insurance which total around $3700. I appreciate you taking the time to write us. I'm just so lucky my husband has been strong through this, which helps myself keep my head up.
(Jan-22-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| brwnidgirl | $50.00 | 1/21/2011 4:12:25 PM |
| droopie1 | $25.00 | 1/21/2011 4:14:58 PM |
| retired272 | $25.00 | 1/21/2011 4:57:28 PM |
| goodhearted-basis4 | $25.00 | 1/21/2011 5:46:31 PM |
| VJ_Financial | $50.00 | 1/21/2011 6:07:06 PM |
| impala6464 | $50.00 | 1/21/2011 9:16:49 PM |
| niggard | $25.00 | 1/22/2011 7:36:51 AM |
| systematic-fairness1 | $25.65 | 1/22/2011 7:50:30 AM |
| zorg77 | $25.00 | 1/22/2011 12:41:06 PM |
| Reliance_Banker | $25.00 | 1/22/2011 3:45:24 PM |
| mrxtravis | $25.94 | 1/22/2011 3:57:10 PM |
| SANTIAGO1 | $25.00 | 1/22/2011 7:54:27 PM |
| aquistoyraul | $25.00 | 1/22/2011 2:20:15 PM |
| entreprenooner | $25.00 | 1/23/2011 5:43:04 AM |
| autonomous-truth | $50.00 | 1/22/2011 8:26:20 PM |
| Zipcut | $25.00 | 1/22/2011 11:58:02 PM |
| relentless-gain3 | $25.00 | 1/22/2011 5:48:23 PM |
| Dave_Cashflow | $494.52 | 1/23/2011 6:53:53 AM |
| first-serene-credit | $25.00 | 1/23/2011 8:21:54 AM |
| ezg | $50.00 | 1/23/2011 12:42:53 AM |
| LittleHelp | $25.00 | 1/23/2011 11:56:53 AM |
| lending-theory | $25.00 | 1/23/2011 6:57:44 AM |
| bazaar-festivity | $25.00 | 1/23/2011 8:07:11 AM |
| Lubava | $50.00 | 1/23/2011 8:10:14 AM |
| Bocephus1959 | $25.00 | 1/23/2011 2:31:53 PM |
| amusement4 | $200.00 | 1/23/2011 5:42:18 PM |
| amusement4 | $182.91 | 1/23/2011 6:15:20 PM |
| loanermn | $25.00 | 1/24/2011 6:15:37 AM |
| warde43502 | $35.00 | 1/23/2011 7:49:17 PM |
| systemlender | $100.00 | 1/23/2011 8:06:14 PM |
| 850 | $50.00 | 1/23/2011 9:41:52 PM |
| balance-force | $25.00 | 1/23/2011 11:21:53 PM |
| balanced-return5 | $25.00 | 1/23/2011 11:10:24 PM |
| yield-maker | $50.00 | 1/24/2011 12:49:10 AM |
| brwnidgirl | $50.00 | 1/24/2011 6:10:59 AM |
| velocity-solo | $25.00 | 1/21/2011 4:14:50 PM |
| careful-note | $50.00 | 1/21/2011 4:16:54 PM |
| reflective-rupee | $100.77 | 1/21/2011 4:43:02 PM |
| Jack55304 | $100.00 | 1/21/2011 10:47:43 PM |
| capital-halo1 | $500.00 | 1/21/2011 10:47:56 PM |
| feb217 | $25.00 | 1/22/2011 12:33:06 AM |
| verdiprr | $100.00 | 1/21/2011 6:00:57 PM |
| Artist_Blue | $25.00 | 1/22/2011 8:38:28 AM |
| realtormoises | $25.00 | 1/22/2011 5:58:11 AM |
| exciting-fairness | $200.00 | 1/22/2011 6:12:10 AM |
| ingenious-interest1 | $50.00 | 1/21/2011 10:59:46 PM |
| jutdon84 | $25.00 | 1/22/2011 11:25:18 AM |
| 2grindstones | $25.00 | 1/22/2011 10:26:40 AM |
| forthright-dedication | $25.00 | 1/22/2011 12:42:12 PM |
| Bob450 | $25.00 | 1/22/2011 2:11:06 PM |
| ddoneday | $30.00 | 1/22/2011 3:27:02 PM |
| suave-dime6 | $25.00 | 1/22/2011 1:36:49 PM |
| well-mannered-income3 | $25.00 | 1/22/2011 8:52:54 PM |
| power-grid134 | $25.00 | 1/22/2011 2:18:47 PM |
| Macbethofscots | $25.00 | 1/23/2011 7:00:40 AM |
| CapitalismRocks | $25.00 | 1/23/2011 11:13:02 AM |
| aztocas | $25.00 | 1/23/2011 12:28:44 PM |
| credit-sycamore4 | $100.00 | 1/23/2011 8:06:31 AM |
| jbloans | $30.00 | 1/23/2011 8:09:43 AM |
| onecooldrink | $25.00 | 1/23/2011 11:04:05 AM |
| Runegeld | $25.00 | 1/23/2011 5:00:03 PM |
| competent-p2p | $25.00 | 1/23/2011 5:21:27 PM |
| bold-elated-loot | $25.00 | 1/24/2011 12:53:44 AM |
| crdcteng | $50.00 | 1/23/2011 5:08:23 PM |
| green-rapid-openness | $150.00 | 1/23/2011 5:37:56 PM |
| shrewd-income | $25.00 | 1/23/2011 3:26:34 PM |
| auction-mastery | $25.00 | 1/24/2011 12:33:29 AM |
| nhrma | $25.13 | 1/24/2011 12:53:34 AM |
| SlickNick | $25.08 | 1/24/2011 6:28:32 AM |
| 69 Investments
|
Borrower Payment Dependent Notes Series
491543
This series of Notes was issued and sold upon the funding of the borrower loan #46709, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Jan-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jan-25-2011 |
|
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 28.49% |
Monthly payment:
| $218.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 13.60% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-2005 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 660-679 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 2y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,835 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| akguy |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Mar-2010)
|
|
Principal balance:
| $5,080.63 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Lowering My Prosper Loan Rate
Purpose of loan:
This loan will be to take advantage of Prosper's new lower borrower rates (and my improved rating)?and will?used to pay off my previous Prosper loan.? My previous loan had a rate of 35%.? I have made all payments on time, and am currently paying ahead of schedule.
My financial situation:
I am a good candidate for this loan because I feel I'm pretty good with my?money.? I consistently make timely payments on all my bills.? I always check my monthly statements and regularly check my credit report.?
I am employed full-time and things look good for my position and my company.? The company where I work recently restored all pay cuts that were made back in 2009, as well as catch-up pay increases.
Monthly net income: $ 3200
Monthly expenses: $
??Housing: $ 620
??Insurance: $?70
??Car expenses: $?50
??Utilities: $?80
??Phone, cable, internet: $ 300
??Food, entertainment: $?900
??Clothing, household expenses $?10 (avg/estimate)
??Credit cards and other loans: $ 500
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
| Investor | Amount | Investment Date (PT) |
|
| rescue | $100.00 | 1/24/2011 5:39:07 PM |
| investment-artist | $25.00 | 1/24/2011 5:41:48 PM |
| friendinmoney | $25.00 | 1/24/2011 5:58:39 PM |
| Top_Gun_Lender | $26.00 | 1/24/2011 8:20:37 PM |
| Short_Stack | $25.00 | 1/24/2011 5:35:17 PM |
| chameleon125 | $50.00 | 1/25/2011 6:44:18 AM |
| ac787 | $50.00 | 1/24/2011 6:29:30 PM |
| careful-compassion | $25.00 | 1/25/2011 8:43:05 AM |
| brwnidgirl | $50.00 | 1/25/2011 8:48:04 AM |
| smontgom | $25.00 | 1/24/2011 7:28:10 PM |
| velocity-solo | $30.00 | 1/24/2011 5:37:00 PM |
| nickel-hickory | $50.00 | 1/24/2011 9:44:49 PM |
| kendigme | $25.00 | 1/25/2011 2:31:54 AM |
| a-balance-surgeon | $50.00 | 1/25/2011 2:46:47 AM |
| NekHoldings | $25.00 | 1/25/2011 5:27:43 AM |
| credit-missile | $100.00 | 1/24/2011 7:42:29 PM |
| pietro_torna_indietro | $25.00 | 1/24/2011 9:55:19 PM |
| kegs | $150.00 | 1/25/2011 11:07:25 AM |
| The-Lighthouse-Group | $25.00 | 1/25/2011 5:59:11 AM |
| Artist_Blue | $25.00 | 1/25/2011 6:06:38 AM |
| hopeful-truth5 | $300.00 | 1/25/2011 12:15:49 PM |
| Slapshot | $25.00 | 1/25/2011 8:29:33 AM |
| Frosty | $25.00 | 1/25/2011 8:45:14 AM |
| vanklein | $25.00 | 1/25/2011 1:51:06 PM |
| thankful-nickel2 | $25.00 | 1/25/2011 9:39:25 AM |
| EA_Pokerking | $25.00 | 1/25/2011 11:01:47 AM |
| forthright-trade | $25.00 | 1/25/2011 11:18:06 AM |
| SkinnyFish | $50.00 | 1/25/2011 12:50:50 PM |
| felicity-daydream | $50.00 | 1/25/2011 1:00:09 PM |
| reflective-rupee | $200.77 | 1/25/2011 2:08:49 PM |
| zone8 | $125.00 | 1/25/2011 2:23:18 PM |
| tarion3 | $24.61 | 1/25/2011 4:50:49 PM |
| lasalle123 | $50.00 | 1/25/2011 2:27:28 PM |
| benefit-banshee | $50.00 | 1/25/2011 2:32:20 PM |
| CirC | $74.84 | 1/25/2011 11:15:57 AM |
| reflective-rupee | $100.77 | 1/25/2011 2:08:25 PM |
| jms1983 | $25.00 | 1/25/2011 4:15:30 PM |
| nilonc1 | $100.00 | 1/25/2011 4:20:41 PM |
| bgolat | $25.00 | 1/25/2011 4:47:06 PM |
| DasMula | $86.57 | 1/24/2011 6:06:24 PM |
| credit-guard5 | $25.00 | 1/24/2011 6:13:39 PM |
| gpuck | $25.00 | 1/24/2011 6:17:03 PM |
| marinbb | $100.00 | 1/24/2011 6:49:42 PM |
| favorite-commerce | $50.00 | 1/24/2011 8:37:06 PM |
| credit-missile | $25.00 | 1/24/2011 9:53:30 PM |
| Spinnaker | $75.00 | 1/24/2011 11:49:20 PM |
| propertytransformer | $30.00 | 1/25/2011 2:52:34 AM |
| wise-rupee-sanctuary | $50.00 | 1/24/2011 5:36:46 PM |
| DHolly | $30.00 | 1/25/2011 5:56:53 AM |
| Kash2010lu | $27.00 | 1/24/2011 5:38:24 PM |
| EarlyRiser | $250.00 | 1/24/2011 5:38:58 PM |
| greencat | $50.00 | 1/25/2011 7:09:22 AM |
| DasMula | $100.00 | 1/24/2011 6:06:34 PM |
| tzvie | $25.00 | 1/25/2011 8:24:35 AM |
| jasjac0105 | $25.00 | 1/25/2011 9:42:34 AM |
| parsec9 | $25.00 | 1/25/2011 9:43:42 AM |
| genius520 | $100.00 | 1/24/2011 5:37:37 PM |
| nickel-hickory | $50.00 | 1/24/2011 5:41:49 PM |
| benevolent-asset | $25.00 | 1/24/2011 6:31:46 PM |
| 113121 | $500.00 | 1/25/2011 6:28:51 AM |
| lendstats_com | $100.00 | 1/25/2011 6:53:55 AM |
| Maximum_Investment | $28.23 | 1/25/2011 8:35:43 AM |
| sweety075 | $25.00 | 1/24/2011 9:29:18 PM |
| ChoiceInvestments | $26.00 | 1/25/2011 10:16:05 AM |
| DoctorJoe | $25.00 | 1/25/2011 3:54:58 AM |
| mikeandcat | $100.00 | 1/25/2011 5:46:46 AM |
| databaseguy | $57.40 | 1/25/2011 7:36:15 AM |
| tomaswk | $28.70 | 1/25/2011 1:42:08 PM |
| Leshan | $106.05 | 1/25/2011 11:28:34 AM |
| mlj0671 | $25.00 | 1/25/2011 2:45:12 PM |
| amra | $25.00 | 1/25/2011 3:01:42 PM |
| corporatejim | $48.06 | 1/25/2011 3:12:47 PM |
| CASSHMAN | $150.00 | 1/25/2011 4:15:39 PM |
| a2190b | $25.00 | 1/25/2011 4:19:57 PM |
| loanman2007 | $225.00 | 1/25/2011 10:57:15 AM |
| jgar_O | $25.00 | 1/25/2011 4:44:44 PM |
| transformer855 | $100.00 | 1/25/2011 12:25:56 PM |
| payout-alien6 | $25.00 | 1/25/2011 3:03:16 PM |
| worthy-bid8 | $50.00 | 1/25/2011 1:53:58 PM |
| SFBank | $200.00 | 1/25/2011 4:24:55 PM |
| sonicpluto | $25.00 | 1/25/2011 2:59:14 PM |
| papaloha | $25.00 | 1/25/2011 3:11:20 PM |
| EBITDA | $25.00 | 1/25/2011 4:24:22 PM |
| head | $25.00 | 1/25/2011 4:24:53 PM |
| loss-of-control | $100.00 | 1/25/2011 4:42:28 PM |
| 85 Investments
|
Borrower Payment Dependent Notes Series
491571
This series of Notes was issued and sold upon the funding of the borrower loan #46691, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,200.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Jan-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jan-25-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $171.44 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jul-2000 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 640-659 (Jan-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
5 | Length of status: | 10y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,414 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| syrus |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
RS1
Purpose of loan:
This loan will be used to consolidate and pay off my debt.
My financial situation:
I am a good candidate for this loan because I reliable and will not miss a monthly payment.
Monthly net income: $
2000
Monthly expenses: $
??Housing: $
625
??Insurance: $
??Car expenses: $
??Utilities: $
50
??Phone, cable, internet: $
220
??Food, entertainment: $
200
??Clothing, household expenses $
100
??Credit cards and other loans: $
200
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
| Investor | Amount | Investment Date (PT) |
|
| SolarMoonshine | $25.00 | 1/23/2011 2:12:43 PM |
| Jack55304 | $100.00 | 1/23/2011 2:19:58 PM |
| velocity-solo | $30.00 | 1/23/2011 2:15:20 PM |
| reflective-rupee | $25.77 | 1/23/2011 3:11:29 PM |
| Kash2010lu | $27.00 | 1/23/2011 2:19:48 PM |
| Nicedad72 | $25.00 | 1/23/2011 6:01:39 PM |
| nethosters | $25.00 | 1/23/2011 2:13:12 PM |
| JustMee | $25.00 | 1/23/2011 3:27:45 PM |
| genius520 | $100.00 | 1/23/2011 2:16:55 PM |
| transformer855 | $100.00 | 1/23/2011 10:38:49 PM |
| taetrade | $25.00 | 1/23/2011 5:09:40 PM |
| simiray | $50.00 | 1/23/2011 6:48:31 PM |
| suave-dime6 | $25.00 | 1/23/2011 2:21:06 PM |
| Mr-Miracle | $25.00 | 1/23/2011 7:32:13 PM |
| 850 | $50.00 | 1/23/2011 10:01:13 PM |
| BAEVentures | $25.00 | 1/24/2011 6:03:34 AM |
| pwez652 | $75.00 | 1/23/2011 6:43:54 PM |
| greencat | $50.00 | 1/24/2011 7:21:00 AM |
| nilonc1 | $50.00 | 1/24/2011 9:40:46 AM |
| Frosty | $25.00 | 1/24/2011 7:43:36 AM |
| credit-sycamore4 | $100.00 | 1/24/2011 9:08:23 AM |
| coin-bee1 | $25.00 | 1/24/2011 9:43:19 AM |
| EarlyRiser | $250.00 | 1/24/2011 10:40:08 AM |
| taetrade | $25.00 | 1/24/2011 11:18:17 AM |
| hopeful-truth5 | $100.00 | 1/24/2011 2:06:54 PM |
| rescue | $100.00 | 1/24/2011 2:08:17 PM |
| grammaspurse | $25.00 | 1/24/2011 4:37:21 PM |
| money-baron | $50.00 | 1/24/2011 12:32:07 PM |
| social-zebra | $30.57 | 1/24/2011 11:26:41 AM |
| loyaltyologist | $25.00 | 1/24/2011 6:41:19 PM |
| elegant-commerce7 | $50.00 | 1/24/2011 7:24:35 PM |
| bhaus5 | $25.00 | 1/24/2011 8:24:41 PM |
| enriched-note6 | $25.00 | 1/24/2011 11:38:02 PM |
| transamerican | $25.00 | 1/24/2011 6:01:59 PM |
| seisen | $30.06 | 1/25/2011 6:57:43 AM |
| Christophe | $25.00 | 1/25/2011 7:44:31 AM |
| kendigme | $25.00 | 1/25/2011 2:36:55 AM |
| propertytransformer | $30.00 | 1/25/2011 2:57:46 AM |
| duty-monger | $50.00 | 1/25/2011 5:01:45 AM |
| felicity-daydream | $25.00 | 1/25/2011 12:40:46 PM |
| capital-halo1 | $500.00 | 1/25/2011 1:35:55 PM |
| foothillender | $25.00 | 1/25/2011 7:18:50 AM |
| richboy56 | $25.00 | 1/25/2011 1:43:26 PM |
| worthy-bid8 | $50.00 | 1/25/2011 1:49:45 PM |
| benefit-banshee | $50.00 | 1/25/2011 1:56:15 PM |
| zone8 | $125.00 | 1/25/2011 2:22:24 PM |
| leverage-monger | $25.00 | 1/25/2011 2:48:59 PM |
| worthy-commitment7 | $25.00 | 1/25/2011 10:37:48 AM |
| lasalle123 | $50.00 | 1/25/2011 2:25:26 PM |
| kegs | $150.00 | 1/25/2011 11:07:00 AM |
| back-scratchers | $25.00 | 1/25/2011 4:21:05 PM |
| MoneyForNothing | $16.60 | 1/25/2011 4:41:43 PM |
| amra | $25.00 | 1/25/2011 2:58:16 PM |
| Ocean713 | $50.00 | 1/25/2011 3:06:42 PM |
| forthright-dedication | $25.00 | 1/23/2011 2:20:30 PM |
| wise-rupee-sanctuary | $50.00 | 1/23/2011 2:14:23 PM |
| HHP | $50.00 | 1/23/2011 2:18:28 PM |
| careful-note | $50.00 | 1/23/2011 2:19:38 PM |
| credit-guard5 | $25.00 | 1/23/2011 2:31:35 PM |
| DHolly | $30.00 | 1/23/2011 5:07:26 PM |
| mhotchan | $100.00 | 1/24/2011 8:49:08 AM |
| global1adventurer | $25.00 | 1/24/2011 10:10:37 AM |
| EngineersAlliance | $100.00 | 1/24/2011 8:26:34 PM |
| Artist_Blue | $25.00 | 1/25/2011 6:06:53 AM |
| wanna-help | $50.00 | 1/24/2011 3:17:16 PM |
| dpries123 | $25.00 | 1/25/2011 9:44:09 AM |
| favorite-commerce | $50.00 | 1/24/2011 8:33:32 PM |
| buffalobills | $25.00 | 1/25/2011 9:17:17 AM |
| Leshan | $25.00 | 1/25/2011 11:24:15 AM |
| JohnWS | $50.00 | 1/25/2011 6:49:27 AM |
| Rogelio48 | $30.00 | 1/25/2011 7:31:47 AM |
| jasjac0105 | $25.00 | 1/25/2011 9:42:18 AM |
| grotheik | $25.00 | 1/25/2011 11:54:34 AM |
| MapleLaker | $25.00 | 1/25/2011 1:12:45 PM |
| CASSHMAN | $75.00 | 1/25/2011 4:14:26 PM |
| well-mannered-income3 | $25.00 | 1/25/2011 3:26:53 PM |
| HermanstadtKid | $25.00 | 1/25/2011 1:43:47 PM |
| EBITDA | $25.00 | 1/25/2011 3:44:08 PM |
| thankful-nickel2 | $25.00 | 1/25/2011 4:05:58 PM |
| bazaar-festivity | $25.00 | 1/25/2011 2:16:37 PM |
| Bob450 | $25.00 | 1/25/2011 4:22:07 PM |
| point-pinnacle | $25.00 | 1/25/2011 4:32:25 PM |
| loss-of-control | $75.00 | 1/25/2011 4:41:09 PM |
| 83 Investments
|
Borrower Payment Dependent Notes Series
491613
This series of Notes was issued and sold upon the funding of the borrower loan #46688, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-24-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Jan-25-2011 |
|
|
Lender yield:
| 11.99% |
Borrower rate/APR:
| 12.99% / 18.83% |
Monthly payment:
| $312.59 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.79% | | |
| |
Estimated return*:
| 5.84% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1988 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 780-799 (Jan-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 4 |
Current / open credit lines:
| 8
/
8 | Length of status: | 17y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,628 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 13% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| finance-microscope5 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
jph
Purpose of loan:
This loan will be used to? help pay for daughter's living expenses for college
My financial situation:
I am a good candidate for this loan because? already have funds set aside for repayment of this loan.
Monthly net income: $1566
Monthly expenses: $ 2900
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
Mort PB is $274,457.22 as of 01/03/11. Monthly PB for our addition is $24,695.08 as of 11/30/10. Another payment of $244.96 was made 12/31/10.
Per zillow, market value of the property is $201,500. I notice this didn't include the addition made last summer.
(Jan-24-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| jazzlender | $50.00 | 1/24/2011 10:23:35 AM |
| worldly-community3 | $50.00 | 1/24/2011 10:24:58 AM |
| inspire22 | $50.00 | 1/24/2011 10:25:28 AM |
| organized-payment6 | $50.00 | 1/24/2011 10:28:19 AM |
| simplelender80 | $100.00 | 1/24/2011 10:29:55 AM |
| honorable-yield | $25.00 | 1/24/2011 10:30:04 AM |
| the-enterprising-leverage | $25.00 | 1/24/2011 10:31:08 AM |
| freyjabj | $25.00 | 1/24/2011 10:32:40 AM |
| nybanker85 | $50.00 | 1/24/2011 10:33:20 AM |
| paladin847 | $50.00 | 1/24/2011 10:33:35 AM |
| tech310 | $50.00 | 1/24/2011 10:34:28 AM |
| treasure-brigade | $50.00 | 1/24/2011 10:34:32 AM |
| top-note-jamboree | $50.00 | 1/24/2011 10:25:17 AM |
| skuba | $75.00 | 1/24/2011 10:29:27 AM |
| hedgebaby | $25.00 | 1/24/2011 1:05:30 PM |
| Rick7925 | $25.00 | 1/24/2011 10:32:53 AM |
| smurf163 | $25.00 | 1/24/2011 10:23:14 AM |
| commerce-yeller | $25.00 | 1/24/2011 10:24:31 AM |
| american6 | $100.00 | 1/24/2011 10:29:06 AM |
| thrifty-dedication | $50.00 | 1/24/2011 10:56:55 AM |
| genius520 | $100.00 | 1/24/2011 10:29:48 AM |
| museic1 | $50.00 | 1/24/2011 10:30:46 AM |
| rolandweary | $25.00 | 1/24/2011 10:30:53 AM |
| mtnbikemania | $50.00 | 1/24/2011 10:32:57 AM |
| nanda | $100.00 | 1/24/2011 10:33:23 AM |
| brwnidgirl | $50.00 | 1/24/2011 10:54:04 AM |
| Wally1727 | $50.00 | 1/24/2011 7:46:52 PM |
| the-auction-bear | $25.00 | 1/24/2011 8:32:18 PM |
| angel879 | $25.00 | 1/24/2011 4:57:23 PM |
| commerce-selector0 | $50.00 | 1/25/2011 6:05:38 AM |
| forthright-principal2 | $25.00 | 1/24/2011 3:57:08 PM |
| bill-expert | $25.00 | 1/24/2011 5:51:51 PM |
| brw | $25.00 | 1/24/2011 4:22:06 PM |
| vigilance-searcher | $25.00 | 1/24/2011 10:33:33 PM |
| porwestco | $25.00 | 1/25/2011 3:08:16 AM |
| MrRooster101 | $25.00 | 1/24/2011 9:26:48 PM |
| Artist_Blue | $25.00 | 1/25/2011 6:03:11 AM |
| Borhino | $25.00 | 1/25/2011 9:49:18 AM |
| goodhearted-basis4 | $25.00 | 1/25/2011 2:35:58 PM |
| worthy-bid8 | $100.00 | 1/25/2011 1:48:28 PM |
| bcsmith | $25.00 | 1/25/2011 4:22:20 PM |
| tranquil-revenue | $50.00 | 1/25/2011 2:24:23 PM |
| natedog666 | $50.00 | 1/25/2011 12:02:10 PM |
| MoneyForNothing | $2.80 | 1/25/2011 4:37:36 PM |
| jms1983 | $25.00 | 1/25/2011 4:12:41 PM |
| enthralling-deal180 | $75.00 | 1/24/2011 10:24:24 AM |
| twenty_percent_plus | $25.00 | 1/24/2011 10:24:43 AM |
| velocity-solo | $50.00 | 1/24/2011 10:30:59 AM |
| credit-investor5 | $50.00 | 1/24/2011 10:31:30 AM |
| bowdish1 | $50.00 | 1/24/2011 10:29:37 AM |
| C_Mark | $100.00 | 1/24/2011 10:31:16 AM |
| rainorshine47 | $25.00 | 1/24/2011 1:11:14 PM |
| Redmond | $25.00 | 1/24/2011 10:32:23 AM |
| radforj22 | $25.00 | 1/24/2011 1:27:41 PM |
| skiberdad | $50.00 | 1/24/2011 10:33:03 AM |
| finance-scout2 | $50.00 | 1/24/2011 10:23:16 AM |
| wise-rupee-sanctuary | $50.00 | 1/24/2011 10:28:41 AM |
| ursus | $100.00 | 1/24/2011 10:30:15 AM |
| sadhikari | $25.00 | 1/24/2011 3:38:30 PM |
| marketplace-cello5 | $25.00 | 1/24/2011 10:31:37 AM |
| sensible-fund | $25.00 | 1/24/2011 5:31:47 PM |
| vigorous-exchange | $25.00 | 1/24/2011 7:00:38 PM |
| hunterMG | $25.00 | 1/24/2011 1:41:41 PM |
| loyaltyologist | $25.00 | 1/25/2011 5:00:06 AM |
| EarlyRiser | $100.00 | 1/25/2011 8:10:37 AM |
| naty25 | $89.42 | 1/24/2011 8:19:26 PM |
| bhaus5 | $25.00 | 1/24/2011 8:22:27 PM |
| dime-vista2 | $25.00 | 1/24/2011 10:08:55 PM |
| Christophe | $25.00 | 1/25/2011 7:46:07 AM |
| money-banker867 | $100.00 | 1/25/2011 8:59:10 AM |
| kegs | $150.00 | 1/25/2011 11:05:32 AM |
| indomitable-coin | $25.00 | 1/25/2011 2:37:56 PM |
| brandan | $25.00 | 1/25/2011 2:49:06 PM |
| social-zebra | $32.78 | 1/25/2011 12:53:14 PM |
| Ocean713 | $50.00 | 1/25/2011 3:06:03 PM |
| dough-souffle | $25.00 | 1/25/2011 3:44:06 PM |
| statenisland51 | $50.00 | 1/25/2011 4:37:28 PM |
| 77 Investments
|
Borrower Payment Dependent Notes Series
491667
This series of Notes was issued and sold upon the funding of the borrower loan #46828, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Jan-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jan-27-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $306.15 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 660-679 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
8 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,122 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 35 |
Bankcard utilization:
| 52% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| kindness-chief |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidation debts that have monthly payments exceeding the monthly payment of this loan.
My financial situation:
I am a good candidate for this loan because even though I had some problems in the past I've gotten things on track and going the right direction.? I'm going to be consolidating loans that have a monthly payment of 620.00 which I've been making and is current.
Monthly net income: $
6800.00
Monthly expenses: $
??Housing: $
1029 ( plus 700 for a rental property)
??Insurance: $ 75
??Car expenses: $
300
??Utilities: $ 400
??Phone, cable, internet: $ 300
??Food, entertainment: $
500
??Clothing, household expenses $
300
??Credit cards and other loans: $
1500 (I'll be removing $620 of this each month)
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
I have two houses right now - my primary residence and a rental property
My house
Mortgage balance $153,000
Value (Zillow) $218,500
Rental
Mortgage (1st + 2nd) $77,000
Value (not available on Zillow) $100,000
Thanks for you interest and I assure you this will be a good loan for any lender.
(Jan-24-2011)
Q:
Can you tell us about the previous delinquencies showing on your prosper report? - circle
A:
I was forced to take a large pay cut. My savings covered the difference for a while but I was forced to make some tough choices and I fell behind on some payments. After my pay was restored I was able to catch up on everything and I have been making payments on time.
(Jan-26-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| velocity-solo | $30.00 | 1/24/2011 10:29:18 AM |
| EarlyRiser | $250.00 | 1/24/2011 10:40:24 AM |
| greencat | $50.00 | 1/24/2011 10:36:11 AM |
| wise-rupee-sanctuary | $50.00 | 1/24/2011 10:28:51 AM |
| reflective-rupee | $250.77 | 1/24/2011 10:57:48 AM |
| integrity-doctor | $100.00 | 1/24/2011 4:36:00 PM |
| SolarMoonshine | $25.00 | 1/24/2011 5:28:46 PM |
| rescue | $100.00 | 1/24/2011 2:08:31 PM |
| loyaltyologist | $100.00 | 1/24/2011 6:51:12 PM |
| kegs | $150.00 | 1/25/2011 11:07:19 AM |
| worthy-bid8 | $50.00 | 1/25/2011 1:52:43 PM |
| benefit-banshee | $50.00 | 1/25/2011 2:23:37 PM |
| loss-of-control | $75.00 | 1/25/2011 4:54:10 PM |
| Jack55304 | $50.00 | 1/25/2011 2:56:35 PM |
| pixeldave | $50.00 | 1/25/2011 7:46:58 PM |
| tech310 | $50.00 | 1/26/2011 1:17:46 AM |
| principal-laser | $25.00 | 1/26/2011 6:07:58 AM |
| scoobiedoo | $50.00 | 1/26/2011 7:22:32 AM |
| first-aggresive-platinum | $25.00 | 1/26/2011 9:04:12 AM |
| head | $25.00 | 1/26/2011 4:59:31 AM |
| power-secret-agent | $25.00 | 1/26/2011 9:19:06 AM |
| golffish2 | $100.00 | 1/26/2011 5:49:19 AM |
| well-mannered-income3 | $25.00 | 1/26/2011 2:45:57 PM |
| proper-revenue7 | $25.00 | 1/26/2011 10:30:54 AM |
| brightest-dignified-penny | $25.00 | 1/26/2011 3:57:19 PM |
| UCLA4life | $25.00 | 1/26/2011 12:02:14 PM |
| tomoe | $25.00 | 1/26/2011 1:58:39 PM |
| credit-sycamore4 | $100.00 | 1/26/2011 5:07:37 PM |
| EBITDA | $25.00 | 1/26/2011 5:08:01 PM |
| Reliance_Banker | $25.00 | 1/26/2011 7:06:43 PM |
| BankofBeth | $25.00 | 1/26/2011 10:06:12 PM |
| circle | $100.00 | 1/26/2011 8:06:43 PM |
| bazaar-festivity | $25.00 | 1/26/2011 11:46:25 PM |
| greenback-guard | $25.00 | 1/26/2011 11:46:38 PM |
| IIP77 | $25.00 | 1/26/2011 11:48:32 PM |
| fund-javelin1 | $25.00 | 1/27/2011 1:41:49 AM |
| wwwUniversal | $25.00 | 1/26/2011 8:58:09 PM |
| FundMaker | $25.00 | 1/26/2011 9:26:44 PM |
| point-enforcer | $25.00 | 1/26/2011 10:04:33 PM |
| credit-elation1 | $25.00 | 1/27/2011 8:10:34 AM |
| bold-extraordinary-interest | $75.00 | 1/27/2011 8:27:47 AM |
| gshx2 | $25.00 | 1/27/2011 8:33:21 AM |
| Marcus_Cato | $29.38 | 1/27/2011 8:50:06 AM |
| genius520 | $100.00 | 1/24/2011 10:30:25 AM |
| hopeful-truth5 | $200.00 | 1/24/2011 2:05:27 PM |
| HHP | $50.00 | 1/24/2011 10:31:21 AM |
| kindness-launcher | $2,500.00 | 1/24/2011 1:09:45 PM |
| OrdiNance | $50.00 | 1/24/2011 11:56:35 AM |
| Top_Gun_Lender | $29.51 | 1/24/2011 8:38:13 PM |
| Artist_Blue | $25.00 | 1/25/2011 6:06:44 AM |
| EretzCapital | $44.96 | 1/25/2011 8:29:47 AM |
| peregrine | $34.93 | 1/25/2011 1:02:31 AM |
| jasjac0105 | $25.00 | 1/25/2011 9:42:30 AM |
| a-balance-surgeon | $50.00 | 1/25/2011 2:41:42 AM |
| zone8 | $125.00 | 1/25/2011 2:22:44 PM |
| l2fp | $33.03 | 1/25/2011 5:58:41 PM |
| brightest-fascinating-principal | $25.00 | 1/25/2011 8:01:14 PM |
| jybank | $25.00 | 1/25/2011 9:16:06 PM |
| Rob717171 | $50.00 | 1/25/2011 9:23:37 PM |
| Bob450 | $25.00 | 1/26/2011 4:11:36 AM |
| vest_vortex | $25.00 | 1/26/2011 8:09:17 AM |
| Astyanax | $50.00 | 1/26/2011 10:56:51 AM |
| cerebral-dollar773 | $91.34 | 1/26/2011 11:08:55 AM |
| capital-halo1 | $500.00 | 1/26/2011 5:07:59 PM |
| britches613 | $25.00 | 1/26/2011 4:39:09 PM |
| happy-yield | $25.00 | 1/26/2011 6:18:23 PM |
| PropertyInvest | $25.00 | 1/26/2011 6:21:19 PM |
| careful-note | $50.00 | 1/26/2011 4:53:12 PM |
| realtormoises | $25.00 | 1/26/2011 4:56:03 PM |
| manfromMaine | $25.00 | 1/26/2011 5:32:31 PM |
| TigerForce | $25.00 | 1/26/2011 7:28:50 PM |
| shrewd-income | $50.00 | 1/26/2011 7:34:24 PM |
| asmithj | $50.00 | 1/26/2011 9:18:26 PM |
| peregrine | $37.22 | 1/26/2011 11:22:35 PM |
| kulender | $50.00 | 1/26/2011 8:08:52 PM |
| Daubertoo | $25.00 | 1/26/2011 9:00:10 PM |
| draggon77 | $25.00 | 1/27/2011 12:16:39 AM |
| auction-workhorse679 | $40.00 | 1/27/2011 9:18:02 AM |
| Rx-Ace | $50.00 | 1/26/2011 11:46:19 PM |
| GElender | $25.00 | 1/27/2011 6:05:38 AM |
| golffish2 | $100.00 | 1/27/2011 7:50:35 AM |
| a-community-aficionado | $50.00 | 1/27/2011 7:59:36 AM |
| mlj0671 | $25.00 | 1/27/2011 6:48:06 AM |
| Income-Scout | $200.00 | 1/27/2011 7:10:52 AM |
| YoungTaxMan | $78.12 | 1/27/2011 9:32:56 AM |
| leverage-monger | $25.74 | 1/27/2011 7:53:52 AM |
| 86 Investments
|
Borrower Payment Dependent Notes Series
491765
This series of Notes was issued and sold upon the funding of the borrower loan #46846, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jan-27-2011 |
|
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 16.65% |
Monthly payment:
| $344.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 760-779 (Jan-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 5y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,859 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| jy2k |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate the remainder of my revolving credit accounts. It only makes financial sense to consolidate them into 1 installment account and be fully paid over 3-years with a locked in feasible fixed interest rate. Total is $8900. I could use the extra $1100 to put aside as an
emergency fund in addition to my savings in the event I may ever need
it.
American Express - $2500 (not reflective on my current credit report)
Bank of America Mastercard - $4700
Chase - $1700
My financial situation:
I am a good candidate for this loan because I always pay my bills on time and have never missed a payment within the least 6-7 years.? Monthly payments include a prior mortgage, lines of credit, credit cards, rent, utilities, etc. I am very self-sufficient, independent, have a very stable job, no commuting expenses, and absolutely no judgments against me (alimony, child support, liens, etc) and no children.? I feel that my credit score and the determination to being on the right path to financial freedom and success are my greatest assets.
Monthly net income: $
3700
Monthly expenses: $
2760
??Housing: $
400 (currently $750 but splitting rent starting next month with new room mate)
??Insurance: $
50
??Car expenses: $ 40 (paid off old car just for gas I work from home rarely go anywhere)
??Utilities: $
0 (included in the rent above)
??Phone, cable, internet: $
170 (I pay for my family plan account)
??Food, entertainment: $
100
??Clothing, household expenses $
0
??Credit cards and other loans: $ 1500
??Other expenses: $ 500 (I help my mother with her rent)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Your occupation is other - can you elaborate??
Do you have a savings or emergency fund now?? or having this prosper loan will allow you to build such a fund?
What is your plan to not get into credit card debt going forward? - gpuck
A:
My occupation is information technology engineer, but the drop down didn't have anything listed close to it. Yes, I have savings that has about $2000 in it. I plan to close the majority of the credit card accounts once I am able to consolidate these accounts. I moved around often in recent years and during the time I owned a home a few years back, I mainly lived of credit for commuting expenses to Boston while paying for a mortgage I really couldn't afford while trying to make an engagement work
(Jan-24-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| impressive-credit431 | $100.00 | 1/24/2011 5:36:08 PM |
| ursus | $100.00 | 1/24/2011 5:37:31 PM |
| forthright-principal2 | $25.00 | 1/24/2011 5:39:14 PM |
| kind-value-pouch | $75.00 | 1/24/2011 8:24:41 PM |
| velocity-winner | $25.00 | 1/24/2011 10:07:33 PM |
| jazzlender | $25.00 | 1/24/2011 5:34:03 PM |
| commerce-yeller | $25.00 | 1/24/2011 5:38:18 PM |
| tech310 | $50.00 | 1/24/2011 5:38:53 PM |
| friendinmoney | $25.00 | 1/24/2011 5:55:39 PM |
| EarlyRiser | $250.00 | 1/25/2011 8:15:11 AM |
| credit-guard5 | $25.00 | 1/24/2011 6:17:01 PM |
| miket71 | $50.00 | 1/24/2011 8:01:43 PM |
| enchanted-yield4 | $50.00 | 1/24/2011 5:36:02 PM |
| theloanfiller | $25.00 | 1/24/2011 8:28:24 PM |
| velocity-solo | $50.00 | 1/24/2011 5:37:49 PM |
| marketplace-cello5 | $25.00 | 1/24/2011 5:38:14 PM |
| Redmond | $25.00 | 1/24/2011 5:38:21 PM |
| mtnbikemania | $50.00 | 1/24/2011 5:38:32 PM |
| DasMula | $25.00 | 1/24/2011 6:12:09 PM |
| reflective-rupee | $1,000.77 | 1/24/2011 8:10:48 PM |
| Artist_Blue | $25.00 | 1/25/2011 6:02:55 AM |
| zevonyc | $25.00 | 1/25/2011 12:18:31 PM |
| borrowmine | $25.00 | 1/25/2011 7:41:44 AM |
| one-midas | $50.00 | 1/25/2011 1:20:29 PM |
| srilm | $50.00 | 1/25/2011 1:45:01 PM |
| thankful-nickel2 | $25.00 | 1/25/2011 4:08:18 PM |
| loss-of-control | $50.00 | 1/25/2011 5:16:59 PM |
| SolarMoonshine | $50.00 | 1/25/2011 5:18:46 PM |
| lasalle123 | $50.00 | 1/25/2011 2:39:35 PM |
| sincerlyyours | $200.00 | 1/25/2011 11:40:40 AM |
| felicity-daydream | $150.00 | 1/25/2011 1:03:47 PM |
| investor_101 | $50.00 | 1/25/2011 1:42:24 PM |
| felicity-loyalist0 | $25.00 | 1/25/2011 4:36:13 PM |
| LeReve | $100.00 | 1/25/2011 4:42:18 PM |
| bowdish1 | $50.00 | 1/25/2011 2:39:09 PM |
| auctionator1 | $50.00 | 1/25/2011 6:35:19 PM |
| UncleSafety | $100.00 | 1/25/2011 4:38:44 PM |
| vutah | $25.00 | 1/25/2011 6:19:49 PM |
| KVEER | $25.00 | 1/25/2011 7:38:47 PM |
| power-secret-agent | $25.00 | 1/25/2011 7:23:26 PM |
| Pookiette | $50.00 | 1/26/2011 5:49:45 AM |
| pythia | $25.00 | 1/26/2011 2:47:14 AM |
| auction-seeker | $25.00 | 1/25/2011 6:53:12 PM |
| tutnyce | $50.00 | 1/25/2011 10:32:11 PM |
| loanman2007 | $200.00 | 1/26/2011 5:08:13 AM |
| benefit-catalyst | $208.84 | 1/26/2011 7:35:16 AM |
| rate-rapture8 | $50.00 | 1/26/2011 9:32:30 AM |
| wkeboarder21 | $50.00 | 1/26/2011 6:10:39 AM |
| lazyeye | $25.00 | 1/26/2011 6:18:28 AM |
| dsgfl1 | $100.00 | 1/26/2011 11:46:39 AM |
| doomsday18 | $25.00 | 1/26/2011 10:49:50 AM |
| Trident-Fund | $25.00 | 1/26/2011 10:49:57 AM |
| VBinvestor | $100.00 | 1/26/2011 11:51:12 AM |
| kmr2 | $100.00 | 1/26/2011 2:05:13 PM |
| dpjd | $50.00 | 1/26/2011 4:18:21 PM |
| RKLFinancial | $25.00 | 1/26/2011 3:11:49 PM |
| FinanceEngine | $25.00 | 1/26/2011 5:46:39 PM |
| fund-medalist171 | $30.00 | 1/26/2011 5:22:10 PM |
| slwholesales | $33.88 | 1/26/2011 6:40:53 PM |
| allocator5 | $25.00 | 1/26/2011 7:53:22 PM |
| investment-kazoo | $25.00 | 1/26/2011 7:56:07 PM |
| TigerForce | $25.00 | 1/26/2011 7:19:54 PM |
| adir1 | $50.00 | 1/26/2011 7:50:02 PM |
| DSFinancial | $50.00 | 1/26/2011 9:48:03 PM |
| ichibon | $250.00 | 1/26/2011 7:45:13 PM |
| Tiffies3 | $57.00 | 1/27/2011 3:12:53 AM |
| asset-snowdome | $35.00 | 1/27/2011 6:07:28 AM |
| the-profit-oracle | $25.00 | 1/26/2011 8:59:33 PM |
| zmaurides | $25.00 | 1/26/2011 9:06:14 PM |
| Oak-Parker | $25.00 | 1/27/2011 6:24:12 AM |
| mammalian4 | $25.00 | 1/26/2011 11:47:49 PM |
| penny-finder | $25.00 | 1/27/2011 12:16:39 AM |
| AllanBK | $26.18 | 1/27/2011 5:59:07 AM |
| fair_rates | $25.00 | 1/27/2011 3:01:43 AM |
| dgagli1 | $35.00 | 1/27/2011 6:11:01 AM |
| BAEVentures | $25.00 | 1/27/2011 6:24:48 AM |
| unfixer | $25.00 | 1/27/2011 3:46:02 AM |
| GElender | $50.00 | 1/27/2011 6:01:34 AM |
| rjrventure | $50.00 | 1/27/2011 6:24:33 AM |
| wise-rupee-sanctuary | $50.00 | 1/24/2011 5:36:43 PM |
| C_Mark | $100.00 | 1/24/2011 5:38:00 PM |
| JustMee | $25.00 | 1/24/2011 6:01:40 PM |
| 1traveler | $25.00 | 1/24/2011 6:15:37 PM |
| Occhy | $50.00 | 1/24/2011 7:06:44 PM |
| radforj22 | $25.00 | 1/24/2011 5:35:32 PM |
| organized-payment6 | $50.00 | 1/24/2011 5:36:06 PM |
| american6 | $100.00 | 1/24/2011 5:36:54 PM |
| simplelender80 | $100.00 | 1/24/2011 5:37:21 PM |
| rolandweary | $25.00 | 1/24/2011 5:37:46 PM |
| Pulchritudinous | $25.00 | 1/24/2011 5:38:38 PM |
| nanda | $100.00 | 1/24/2011 5:38:43 PM |
| CashBank | $25.00 | 1/25/2011 8:33:20 AM |
| enthralling-deal180 | $50.00 | 1/24/2011 5:33:47 PM |
| impeccable-transparency | $50.00 | 1/24/2011 5:35:08 PM |
| SOP_Bank | $25.00 | 1/24/2011 7:55:14 PM |
| inspire22 | $50.00 | 1/24/2011 5:35:40 PM |
| genius520 | $100.00 | 1/24/2011 5:37:15 PM |
| honorable-yield | $25.00 | 1/24/2011 5:37:26 PM |
| the-enterprising-leverage | $25.00 | 1/24/2011 5:37:55 PM |
| pietro_torna_indietro | $50.00 | 1/24/2011 9:59:47 PM |
| skiberdad | $50.00 | 1/24/2011 5:38:36 PM |
| paladin847 | $50.00 | 1/24/2011 5:38:45 PM |
| a-balance-surgeon | $25.00 | 1/25/2011 2:36:15 AM |
| terrific-p2ploan | $25.00 | 1/24/2011 7:23:20 PM |
| helpless23 | $65.00 | 1/25/2011 6:15:57 AM |
| gpuck | $50.00 | 1/25/2011 3:45:07 AM |
| vtrentster | $25.00 | 1/25/2011 6:04:06 AM |
| blue-useful-auction | $25.00 | 1/25/2011 7:41:21 AM |
| durable-investment8 | $40.00 | 1/25/2011 10:14:13 AM |
| cloud8 | $60.00 | 1/25/2011 9:44:13 AM |
| Eaglehigh | $25.00 | 1/25/2011 12:13:03 PM |
| point-pinnacle | $25.00 | 1/25/2011 4:43:32 PM |
| hopeful-truth5 | $300.00 | 1/25/2011 12:18:42 PM |
| Pickmar | $25.00 | 1/25/2011 12:34:19 PM |
| CASSHMAN | $150.00 | 1/25/2011 4:11:43 PM |
| jms1983 | $25.00 | 1/25/2011 4:21:49 PM |
| eloquent-bill6 | $25.00 | 1/25/2011 6:22:16 PM |
| worthy-bid8 | $50.00 | 1/25/2011 6:40:48 PM |
| skuba | $75.00 | 1/25/2011 6:42:25 PM |
| Realty24 | $25.00 | 1/25/2011 6:13:21 PM |
| worldly-community3 | $50.00 | 1/25/2011 6:39:55 PM |
| efficient-treasure0 | $25.00 | 1/26/2011 6:17:01 AM |
| subtle-revenue0 | $25.00 | 1/26/2011 3:27:26 AM |
| brightest-fascinating-principal | $75.00 | 1/25/2011 7:23:05 PM |
| cash-queen | $30.00 | 1/25/2011 10:12:24 PM |
| Moneypenny6 | $25.00 | 1/26/2011 12:19:40 AM |
| back-scratchers | $25.00 | 1/26/2011 9:34:02 AM |
| syounker | $25.00 | 1/26/2011 7:02:00 AM |
| doopers | $25.00 | 1/26/2011 5:52:47 AM |
| integrity-hawk | $50.00 | 1/26/2011 10:12:30 AM |
| AK49-JW | $30.00 | 1/26/2011 10:29:41 AM |
| seabassx | $50.00 | 1/26/2011 9:27:21 AM |
| harty | $50.00 | 1/26/2011 10:12:12 AM |
| hard-working-reward2 | $50.00 | 1/26/2011 2:44:14 PM |
| zbanker | $54.52 | 1/26/2011 10:51:41 AM |
| doncm | $50.00 | 1/26/2011 3:08:09 PM |
| Astyanax | $50.00 | 1/26/2011 11:00:01 AM |
| heroic-payout9 | $32.73 | 1/26/2011 4:06:21 PM |
| museic1 | $50.00 | 1/26/2011 2:04:24 PM |
| Jazzy503 | $25.00 | 1/26/2011 2:49:22 PM |
| balance-force | $40.00 | 1/26/2011 4:27:59 PM |
| Ocean713 | $50.00 | 1/26/2011 6:22:16 PM |
| ethicalhumanist | $50.00 | 1/26/2011 4:59:44 PM |
| direct-responsibility7 | $162.78 | 1/26/2011 6:44:24 PM |
| mrgrumpy | $100.00 | 1/26/2011 7:40:05 PM |
| bonanza1973 | $25.00 | 1/26/2011 9:01:52 PM |
| nashibaksi | $25.00 | 1/26/2011 7:45:34 PM |
| Cheburashka | $25.00 | 1/26/2011 7:42:58 PM |
| GolfPro2006 | $25.00 | 1/26/2011 7:54:11 PM |
| onlyastepaway | $25.00 | 1/27/2011 1:44:03 AM |
| kulender | $25.00 | 1/26/2011 8:08:05 PM |
| wwwUniversal | $25.00 | 1/26/2011 8:57:31 PM |
| studious-bonus7 | $71.31 | 1/27/2011 3:24:26 AM |
| sparkling-contract7 | $25.00 | 1/27/2011 5:58:21 AM |
| goodhearted-gold3 | $26.96 | 1/27/2011 6:22:28 AM |
| BankofBeth | $25.00 | 1/26/2011 10:09:08 PM |
| Cherrypicker | $50.00 | 1/26/2011 11:05:52 PM |
| justinology | $31.53 | 1/27/2011 12:05:38 AM |
| stolan | $50.00 | 1/27/2011 5:49:01 AM |
| black-plague | $100.00 | 1/27/2011 6:27:21 AM |
| moneysong | $650.00 | 1/27/2011 7:09:49 AM |
| ferocious-finance | $25.00 | 1/27/2011 4:53:35 AM |
| crw1950 | $50.00 | 1/27/2011 5:07:45 AM |
| BAEVentures | $25.00 | 1/27/2011 6:23:49 AM |
| George2384 | $25.00 | 1/27/2011 7:00:04 AM |
| rockhound84 | $25.00 | 1/27/2011 7:01:02 AM |
| 166 Investments
|
Borrower Payment Dependent Notes Series
490850
This series of Notes was issued and sold upon the funding of the borrower loan #46791, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jan-18-2011 |
|
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 16.65% |
Monthly payment:
| $516.24 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-2000 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 760-779 (Jan-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 1y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,582 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| engaging-justice9 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolodation
Purpose of loan:
This loan will be used to? consolodate debt, vehicle repair, and medical expenses.
My financial situation:
I am a good candidate for this loan because? I am responsible and hard working.? The company I worked for for over 30 years closed.? I worked as a tempory employee for my current employer and am now working permanent full time.
Monthly net income: $ 3300 including spouce
Monthly expenses: $
??Housing: $ 1282
??Insurance: $ 92
??Car expenses: $
??Utilities: $ 160
??Phone, cable, internet: $ 180
??Food, entertainment: $ 400
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 0
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
Thank you for your interest. The total due between both loans is just under $100,000. The home sits on a lake with fair market value of $185,000.
(Jan-15-2011)
Q:
Credit card debt of 14,000+ yet no cc payments listed?Please explain. - Islandgal
A:
This balance is the credit line that is tied to our home. The monthly payment was included in our monthly mortgage calculation.
(Jan-17-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| a-responsible-return | $25.00 | 1/15/2011 11:48:04 AM |
| handshake5 | $100.00 | 1/15/2011 11:49:10 AM |
| simplelender80 | $100.00 | 1/15/2011 11:49:45 AM |
| ursus | $100.00 | 1/15/2011 11:50:00 AM |
| gt1687c | $50.00 | 1/15/2011 11:54:17 AM |
| debtcollector | $50.00 | 1/15/2011 11:54:26 AM |
| conceptpi | $50.00 | 1/15/2011 11:54:54 AM |
| rdav | $25.00 | 1/15/2011 11:56:08 AM |
| commerce-yeller | $25.00 | 1/15/2011 11:44:40 AM |
| organized-payment6 | $50.00 | 1/15/2011 11:48:08 AM |
| power-trophy7 | $25.00 | 1/15/2011 11:49:48 AM |
| worthy-bid8 | $50.00 | 1/15/2011 11:50:15 AM |
| skuba | $75.00 | 1/15/2011 11:49:20 AM |
| impeccable-transparency | $50.00 | 1/15/2011 11:50:04 AM |
| radforj22 | $25.00 | 1/15/2011 11:50:23 AM |
| SPB | $50.00 | 1/15/2011 1:29:15 PM |
| museic1 | $50.00 | 1/15/2011 11:54:12 AM |
| rolandweary | $25.00 | 1/15/2011 11:54:23 AM |
| Goodlender42 | $25.00 | 1/15/2011 11:55:53 AM |
| Streetfighter | $50.00 | 1/15/2011 11:56:01 AM |
| velocity-solo | $50.00 | 1/15/2011 11:54:31 AM |
| objective-investor | $150.00 | 1/15/2011 11:54:50 AM |
| GElender | $50.00 | 1/15/2011 11:58:44 AM |
| red-favorable-basis | $25.00 | 1/15/2011 3:25:33 PM |
| heavenly-repayment4 | $25.00 | 1/15/2011 12:00:36 PM |
| chrisb4745 | $44.55 | 1/15/2011 1:33:47 PM |
| flexible-return297 | $50.00 | 1/15/2011 2:39:36 PM |
| impressive-credit431 | $100.00 | 1/15/2011 8:01:04 PM |
| hopeful-truth5 | $100.00 | 1/15/2011 8:26:04 PM |
| fuzed | $45.00 | 1/15/2011 3:29:23 PM |
| balance-force | $30.00 | 1/15/2011 11:18:28 PM |
| wise-deal-panda | $50.00 | 1/15/2011 4:20:27 PM |
| blue-ideal-dime | $50.00 | 1/15/2011 5:13:14 PM |
| exuberant-loot | $25.00 | 1/15/2011 6:20:24 PM |
| reflective-rupee | $33.33 | 1/15/2011 7:22:28 PM |
| terrific-p2ploan | $25.00 | 1/15/2011 5:20:33 PM |
| Thunder08 | $50.00 | 1/16/2011 9:34:37 AM |
| CASSHMAN | $100.00 | 1/16/2011 10:30:56 AM |
| plentiful-reward | $50.00 | 1/15/2011 9:54:23 PM |
| dollardave | $100.00 | 1/16/2011 11:30:24 AM |
| rockhound84 | $25.00 | 1/16/2011 1:21:43 AM |
| 1SteelerFan | $25.00 | 1/16/2011 12:22:04 PM |
| kind-unassuming-fund | $25.00 | 1/16/2011 12:39:33 PM |
| Leshan | $25.00 | 1/16/2011 7:33:06 AM |
| mistertao | $25.00 | 1/15/2011 9:46:46 PM |
| kindness-launcher | $1,600.00 | 1/15/2011 10:20:16 PM |
| dreammachine | $50.00 | 1/16/2011 8:14:17 AM |
| Ripsaw4U | $50.00 | 1/16/2011 2:03:55 PM |
| coin-bee1 | $25.00 | 1/16/2011 5:42:59 AM |
| sensible-fund | $50.00 | 1/16/2011 6:15:13 AM |
| heerzaquestion | $50.00 | 1/16/2011 7:33:04 AM |
| verdiprr | $200.00 | 1/16/2011 9:13:41 AM |
| eloquent-dime416 | $50.00 | 1/16/2011 9:30:43 AM |
| diverse-benjamins | $25.00 | 1/16/2011 5:51:41 PM |
| CASSHMAN | $100.00 | 1/16/2011 10:39:22 AM |
| Earnest_Money | $25.00 | 1/16/2011 5:32:20 PM |
| papaloha | $25.00 | 1/16/2011 10:25:45 PM |
| NewTouchAssociateLLC | $25.00 | 1/16/2011 10:59:36 PM |
| credit-investor5 | $50.00 | 1/17/2011 6:40:46 AM |
| painter85 | $50.00 | 1/17/2011 6:59:49 AM |
| Scotcha | $50.00 | 1/16/2011 6:16:20 PM |
| profitable-money | $25.00 | 1/16/2011 9:47:48 PM |
| junctionking | $25.00 | 1/17/2011 12:39:43 AM |
| cticemomof3 | $50.00 | 1/17/2011 10:45:36 AM |
| the_prince | $35.00 | 1/17/2011 7:00:14 AM |
| superpuppy | $50.00 | 1/17/2011 7:02:00 AM |
| adventurous-cash | $25.00 | 1/17/2011 7:22:24 AM |
| bailey1223 | $25.00 | 1/17/2011 7:57:15 AM |
| paytonbrigadier | $200.00 | 1/17/2011 9:27:06 AM |
| pensacolaborn | $50.00 | 1/17/2011 6:59:34 AM |
| sodems | $25.00 | 1/17/2011 2:17:57 PM |
| designs626 | $50.00 | 1/17/2011 2:34:16 PM |
| diceman19 | $25.00 | 1/17/2011 3:12:54 PM |
| rakstar | $25.00 | 1/17/2011 8:39:43 AM |
| truelumen | $25.00 | 1/17/2011 10:02:37 AM |
| Astyanax | $75.00 | 1/17/2011 12:24:16 PM |
| angelinvestor01 | $50.00 | 1/17/2011 7:59:16 PM |
| creative-bill8 | $25.00 | 1/17/2011 1:51:29 PM |
| peso-tiramisu | $25.00 | 1/17/2011 2:38:01 PM |
| skorpious | $25.00 | 1/18/2011 6:17:08 AM |
| buffalobills | $25.00 | 1/18/2011 7:18:45 AM |
| orbital-loot333 | $25.00 | 1/17/2011 12:23:23 PM |
| shrewd-income | $50.00 | 1/17/2011 12:23:45 PM |
| pete_rows | $50.00 | 1/18/2011 7:24:47 AM |
| rss197 | $25.00 | 1/18/2011 7:24:54 AM |
| bigphish | $25.00 | 1/17/2011 5:29:22 PM |
| KarmaBum77 | $25.00 | 1/18/2011 8:19:27 AM |
| CJLENDER | $46.64 | 1/17/2011 6:12:19 PM |
| slwholesales | $25.00 | 1/18/2011 9:25:05 AM |
| contract-position | $25.00 | 1/18/2011 9:34:49 AM |
| dsnybnd | $25.00 | 1/17/2011 2:47:31 PM |
| hopethisworks | $50.00 | 1/17/2011 2:56:33 PM |
| SMARTDISK | $25.00 | 1/17/2011 2:58:55 PM |
| wise-rupee-sanctuary | $50.00 | 1/18/2011 9:35:24 AM |
| LoisLoan | $25.00 | 1/17/2011 5:19:19 PM |
| Tradesmanlender | $35.00 | 1/17/2011 5:55:41 PM |
| MJFinancial | $50.00 | 1/17/2011 6:44:10 PM |
| redx | $25.00 | 1/18/2011 12:09:24 AM |
| nonregla | $25.00 | 1/18/2011 11:04:14 AM |
| AlfinityBank25 | $25.00 | 1/18/2011 12:25:17 PM |
| Gamblor | $75.00 | 1/18/2011 8:34:22 AM |
| pimienta | $50.00 | 1/17/2011 7:25:53 PM |
| flopcat | $50.00 | 1/17/2011 7:44:18 PM |
| toomanyfishtanks | $25.00 | 1/18/2011 1:48:55 PM |
| platinum-rapture6 | $25.00 | 1/17/2011 9:54:22 PM |
| AK49-JW | $25.00 | 1/18/2011 12:05:26 AM |
| syounker | $25.00 | 1/18/2011 3:26:57 PM |
| callmebryan | $25.00 | 1/18/2011 10:25:37 AM |
| VBPlayer | $25.00 | 1/18/2011 10:38:53 AM |
| pwkpwk | $25.00 | 1/18/2011 9:37:06 AM |
| salegalaxy | $25.00 | 1/18/2011 12:09:22 PM |
| agalt | $75.00 | 1/18/2011 1:03:52 PM |
| sincerlyyours | $200.00 | 1/18/2011 1:41:42 PM |
| djmgd790 | $66.62 | 1/18/2011 3:25:24 PM |
| GatorsFan | $50.00 | 1/18/2011 3:27:00 PM |
| investment-seeker7 | $27.00 | 1/18/2011 10:56:28 AM |
| DublinCaLender | $35.00 | 1/18/2011 12:49:10 PM |
| und-alum | $50.00 | 1/18/2011 3:27:02 PM |
| listing-trapper3 | $25.00 | 1/18/2011 3:27:23 PM |
| inspire22 | $50.00 | 1/15/2011 11:49:01 AM |
| lagnisiruk | $25.00 | 1/15/2011 11:56:40 AM |
| steely_dan34 | $25.00 | 1/15/2011 11:56:54 AM |
| investment-star | $50.00 | 1/15/2011 12:01:31 PM |
| enthralling-deal180 | $50.00 | 1/15/2011 11:44:56 AM |
| selector568 | $200.00 | 1/15/2011 11:47:26 AM |
| genius520 | $100.00 | 1/15/2011 11:49:39 AM |
| first-upright-payout | $25.00 | 1/15/2011 11:50:18 AM |
| bowdish1 | $50.00 | 1/15/2011 11:49:29 AM |
| honorable-yield | $25.00 | 1/15/2011 11:49:55 AM |
| american6 | $100.00 | 1/15/2011 11:50:25 AM |
| be_wise | $25.00 | 1/15/2011 11:54:07 AM |
| downtownfarm | $25.00 | 1/15/2011 11:54:42 AM |
| fiddlerzvi | $50.00 | 1/15/2011 11:55:07 AM |
| ijspence | $25.00 | 1/15/2011 11:55:18 AM |
| maldok1 | $25.00 | 1/15/2011 11:55:28 AM |
| ingenious-interest1 | $47.61 | 1/15/2011 11:55:56 AM |
| the-enterprising-leverage | $25.00 | 1/15/2011 11:56:23 AM |
| worldly-community3 | $50.00 | 1/15/2011 12:00:24 PM |
| a-consummate-camaraderi | $50.00 | 1/15/2011 12:00:49 PM |
| ferocious-exchange3 | $50.00 | 1/15/2011 2:50:42 PM |
| moneysong | $300.00 | 1/15/2011 2:54:24 PM |
| market-assembler | $50.00 | 1/15/2011 11:57:56 AM |
| mizon291 | $50.00 | 1/15/2011 12:01:51 PM |
| ray1051 | $25.00 | 1/15/2011 12:01:55 PM |
| SimpleChoice | $25.00 | 1/15/2011 11:59:17 AM |
| JustMee | $25.00 | 1/15/2011 3:30:18 PM |
| flexible-value | $100.00 | 1/15/2011 12:30:21 PM |
| quad | $25.00 | 1/15/2011 12:43:50 PM |
| golden-wealth2 | $50.00 | 1/15/2011 12:01:46 PM |
| C_Mark | $100.00 | 1/15/2011 12:02:12 PM |
| KHU2-B | $25.00 | 1/15/2011 12:02:25 PM |
| gold-commander0 | $50.00 | 1/15/2011 12:02:36 PM |
| benefit-squirrel | $30.00 | 1/15/2011 5:20:11 PM |
| a-balance-surgeon | $50.00 | 1/15/2011 7:41:37 PM |
| ethicalhumanist | $50.00 | 1/15/2011 1:27:05 PM |
| Nicedad72 | $25.00 | 1/15/2011 1:38:00 PM |
| DasMula | $86.57 | 1/15/2011 2:18:31 PM |
| tech310 | $50.00 | 1/15/2011 2:21:29 PM |
| Bank_Of_XL | $50.00 | 1/15/2011 3:21:19 PM |
| mpatrick | $25.00 | 1/15/2011 4:10:23 PM |
| competent-p2p | $25.00 | 1/15/2011 5:38:06 PM |
| exuberant-loot | $25.00 | 1/15/2011 6:22:12 PM |
| psalms6612 | $25.00 | 1/15/2011 5:05:46 PM |
| luminous-payout6 | $25.00 | 1/16/2011 10:14:43 AM |
| loanman2007 | $100.00 | 1/16/2011 6:58:28 AM |
| TelegramSam | $25.00 | 1/16/2011 2:32:12 PM |
| alpinaut | $25.00 | 1/16/2011 9:30:35 AM |
| Chewbaca | $25.00 | 1/16/2011 7:40:48 AM |
| buvaet | $25.00 | 1/16/2011 5:33:28 PM |
| auction-seeker | $25.00 | 1/16/2011 11:41:52 AM |
| scredneck | $50.00 | 1/16/2011 11:43:18 AM |
| proud-silver0 | $50.00 | 1/16/2011 10:12:59 AM |
| powerful-finance7 | $25.00 | 1/16/2011 2:54:26 PM |
| Smallbear | $25.00 | 1/16/2011 4:30:11 PM |
| peace-missile | $25.00 | 1/16/2011 3:16:09 PM |
| japerk | $25.00 | 1/16/2011 3:16:22 PM |
| transformer855 | $100.00 | 1/16/2011 11:26:18 PM |
| Weaverville | $25.00 | 1/17/2011 6:59:13 AM |
| credit-kahuna | $50.00 | 1/17/2011 6:59:32 AM |
| Apex-Lender | $25.00 | 1/17/2011 7:01:55 AM |
| five-star-justice | $36.00 | 1/17/2011 7:02:33 AM |
| principal-lion | $50.00 | 1/16/2011 6:54:36 PM |
| rate-tower1 | $31.82 | 1/17/2011 8:17:45 AM |
| WolRab | $50.00 | 1/17/2011 9:19:41 AM |
| kmr2 | $100.00 | 1/16/2011 8:04:30 PM |
| peso-fortress | $25.00 | 1/17/2011 6:59:26 AM |
| Ven58 | $50.00 | 1/17/2011 6:59:47 AM |
| Eastern | $50.00 | 1/17/2011 7:02:30 AM |
| duty-starfish8 | $50.00 | 1/17/2011 3:19:21 AM |
| divedude | $25.00 | 1/17/2011 8:14:27 AM |
| thrilling-nickel5 | $25.00 | 1/17/2011 4:43:54 AM |
| ekn_enterprises | $25.00 | 1/17/2011 9:29:31 AM |
| gold-blanket0 | $25.00 | 1/17/2011 7:02:17 AM |
| FinanceEngine | $25.00 | 1/17/2011 3:02:41 PM |
| brightest-dynamic-peace | $25.00 | 1/17/2011 4:04:16 PM |
| myduck | $30.00 | 1/17/2011 5:07:50 PM |
| secureincome | $3,000.00 | 1/17/2011 9:55:20 AM |
| economy-caper9 | $25.00 | 1/17/2011 10:13:23 AM |
| keeper24 | $25.00 | 1/17/2011 10:47:29 AM |
| wwwUniversal | $25.00 | 1/17/2011 12:23:58 PM |
| lazyeye | $25.00 | 1/17/2011 12:42:14 PM |
| lucky2 | $25.00 | 1/17/2011 1:04:00 PM |
| coin-investor | $25.00 | 1/17/2011 7:34:13 PM |
| mbehounek | $50.00 | 1/17/2011 1:17:58 PM |
| nilonc1 | $50.00 | 1/17/2011 10:53:18 AM |
| JohnWS | $50.00 | 1/17/2011 11:36:48 AM |
| Techne_Funds_LLC | $25.00 | 1/17/2011 3:44:44 PM |
| Nojukbong | $50.00 | 1/17/2011 12:06:00 PM |
| Msbutterfly | $50.00 | 1/17/2011 12:24:21 PM |
| credit-serenity8 | $25.00 | 1/18/2011 9:35:06 AM |
| LongBeachLender | $25.00 | 1/17/2011 4:34:32 PM |
| Loan-Mart | $76.77 | 1/17/2011 6:04:01 PM |
| Ivan2007 | $50.00 | 1/17/2011 7:25:59 PM |
| impartial-deal | $25.00 | 1/17/2011 9:09:25 PM |
| Speculator | $50.00 | 1/18/2011 8:54:34 AM |
| SLN-10 | $25.00 | 1/18/2011 2:01:42 PM |
| credit-bada-bing | $25.00 | 1/18/2011 2:08:10 PM |
| Stepashka | $50.00 | 1/18/2011 2:39:07 PM |
| TeamAmerica | $25.00 | 1/17/2011 10:24:13 PM |
| lostontheedge | $25.00 | 1/18/2011 9:37:19 AM |
| dunox | $25.00 | 1/18/2011 3:27:03 PM |
| Artist_Blue | $25.00 | 1/18/2011 6:15:08 AM |
| note-sensation | $50.00 | 1/18/2011 9:21:34 AM |
| deal-grid7 | $50.83 | 1/18/2011 9:33:14 AM |
| life-is-great | $50.00 | 1/18/2011 10:57:17 AM |
| urbane-dollar4 | $50.00 | 1/18/2011 12:29:47 PM |
| cordial-funds8 | $30.00 | 1/18/2011 1:42:38 PM |
| maschinenbau | $25.00 | 1/18/2011 3:24:55 PM |
| Attract | $25.00 | 1/18/2011 3:24:59 PM |
| astute-investment5 | $25.00 | 1/18/2011 3:27:07 PM |
| KileNSmyth4 | $25.00 | 1/18/2011 3:27:24 PM |
| felicity-daydream | $50.00 | 1/18/2011 2:01:38 PM |
| jujitsulover | $25.00 | 1/18/2011 2:25:01 PM |
| zeelender | $25.00 | 1/18/2011 3:27:22 PM |
| 234 Investments
|
Borrower Payment Dependent Notes Series
491016
This series of Notes was issued and sold upon the funding of the borrower loan #46706, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jan-25-2011 |
|
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 16.65% |
Monthly payment:
| $258.12 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1984 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 760-779 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 0y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 52 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $324 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 17 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| compatible-cash8 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Replenishing Cash Reserves
Purpose of loan:
I am trying to secure a loan for the sole purpose of having extra cash on hand.
My financial situation:
I am a good candidate for this loan because I have paid all my obligations on time and in full for the past. Please review payment history for student loans.
Monthly net income: $ 3,000
Housing: $ 600
Insurance: $
Car expenses: $ 100
Utilities: $ 50
Phone, cable, internet: $45
Food, entertainment: $ 150
Clothing, household expenses $ 25
Credit cards and other loans: $ 30
Other expenses: $
Monthly expenses: $?
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
| Investor | Amount | Investment Date (PT) |
|
| radforj22 | $25.00 | 1/22/2011 11:21:44 AM |
| honorable-yield | $25.00 | 1/22/2011 11:28:20 AM |
| velocity-solo | $50.00 | 1/22/2011 11:29:13 AM |
| jjswanso | $50.00 | 1/22/2011 11:30:39 AM |
| TNG812 | $25.00 | 1/22/2011 11:30:48 AM |
| Domgabriel | $25.00 | 1/22/2011 11:31:21 AM |
| commerce-yeller | $25.00 | 1/22/2011 11:31:45 AM |
| jazzlender | $25.00 | 1/22/2011 11:21:28 AM |
| powerful-finance7 | $25.00 | 1/22/2011 11:25:55 AM |
| american6 | $100.00 | 1/22/2011 11:26:58 AM |
| rolandweary | $25.00 | 1/22/2011 11:28:59 AM |
| the-enterprising-leverage | $25.00 | 1/22/2011 11:29:26 AM |
| flexible-value | $100.00 | 1/22/2011 11:26:04 AM |
| best-listing-toro | $25.00 | 1/22/2011 12:33:00 PM |
| museic1 | $50.00 | 1/22/2011 11:28:41 AM |
| diversification-balancer870 | $25.00 | 1/22/2011 12:04:40 PM |
| don'twannadance | $78.00 | 1/22/2011 1:39:52 PM |
| papaloha | $25.00 | 1/22/2011 3:42:32 PM |
| heat25 | $25.00 | 1/22/2011 10:10:03 PM |
| ray1051 | $25.00 | 1/22/2011 11:52:58 PM |
| nycloan | $25.00 | 1/23/2011 7:56:57 AM |
| mtnbikemania | $50.00 | 1/22/2011 3:59:30 PM |
| FlyingBobo | $25.00 | 1/23/2011 6:58:03 AM |
| Peacepower | $25.00 | 1/23/2011 10:34:41 AM |
| eloquent-dough5 | $25.00 | 1/23/2011 7:21:58 PM |
| asdf9876 | $25.00 | 1/23/2011 3:11:56 PM |
| nytrnbow | $25.00 | 1/23/2011 9:18:47 PM |
| tender-integrity3 | $100.00 | 1/23/2011 9:26:43 PM |
| loanman2007 | $75.00 | 1/24/2011 5:48:39 AM |
| cropdust3r | $25.00 | 1/24/2011 7:12:30 AM |
| agalt | $75.00 | 1/24/2011 8:32:27 AM |
| samaritan5 | $50.00 | 1/24/2011 6:52:48 AM |
| rakstar | $25.00 | 1/24/2011 6:53:06 AM |
| marketplace-achievement | $50.00 | 1/24/2011 9:11:47 AM |
| forthright-dedication | $50.00 | 1/24/2011 10:11:27 AM |
| thrifty-dedication | $50.00 | 1/24/2011 10:57:03 AM |
| CE88 | $25.00 | 1/24/2011 1:12:42 PM |
| brw | $25.00 | 1/24/2011 4:21:53 PM |
| speedy-point | $25.00 | 1/24/2011 10:38:55 AM |
| vigorous-note | $25.00 | 1/24/2011 10:57:18 AM |
| dspmn | $27.00 | 1/25/2011 5:31:53 AM |
| boj2007 | $50.00 | 1/24/2011 2:56:52 PM |
| golden-agreement2 | $200.00 | 1/24/2011 6:36:41 PM |
| organized-dedication9 | $50.00 | 1/25/2011 9:43:11 AM |
| the-auction-bear | $25.00 | 1/24/2011 8:32:01 PM |
| dime-vista2 | $25.00 | 1/24/2011 10:10:33 PM |
| credible-bid0 | $50.00 | 1/25/2011 9:52:31 AM |
| StanTheMan | $38.49 | 1/24/2011 7:34:33 PM |
| larrybird | $250.00 | 1/25/2011 9:29:52 AM |
| AFFlyboy | $50.00 | 1/25/2011 10:58:35 AM |
| worthy-bid8 | $100.00 | 1/25/2011 1:47:09 PM |
| kegs | $150.00 | 1/25/2011 11:05:12 AM |
| tranquil-revenue | $50.00 | 1/25/2011 2:24:06 PM |
| heavenly-repayment4 | $25.00 | 1/25/2011 9:49:30 AM |
| dime-explosion | $50.00 | 1/25/2011 3:51:36 PM |
| gracej | $25.00 | 1/25/2011 2:38:13 PM |
| jamiee73 | $25.00 | 1/25/2011 5:53:43 PM |
| rss197 | $25.00 | 1/25/2011 3:42:36 PM |
| nikkiesgrandma | $25.00 | 1/25/2011 1:56:41 PM |
| slico | $25.00 | 1/25/2011 2:24:37 PM |
| sail120 | $50.00 | 1/25/2011 2:40:21 PM |
| subtle-revenue0 | $25.00 | 1/25/2011 6:25:37 PM |
| amra | $25.00 | 1/25/2011 3:02:17 PM |
| Bank42 | $50.00 | 1/25/2011 6:29:35 PM |
| orange-generous-ore | $25.00 | 1/25/2011 6:31:32 PM |
| gold-blanket0 | $25.00 | 1/25/2011 6:37:48 PM |
| kbguru | $50.00 | 1/25/2011 5:19:44 PM |
| red-unequivocal-finance | $25.00 | 1/25/2011 6:30:40 PM |
| steely_dan34 | $25.00 | 1/25/2011 6:30:47 PM |
| otto1939 | $50.00 | 1/25/2011 6:31:51 PM |
| credit-kahuna | $50.00 | 1/25/2011 6:23:21 PM |
| lawyervon | $25.00 | 1/25/2011 6:26:04 PM |
| vigilance-revolutionary | $50.00 | 1/25/2011 6:29:41 PM |
| Ripsaw4U | $50.00 | 1/25/2011 6:35:38 PM |
| fiddlerzvi | $50.00 | 1/25/2011 6:38:31 PM |
| enthralling-deal180 | $75.00 | 1/22/2011 11:22:19 AM |
| bowdish1 | $50.00 | 1/22/2011 11:27:43 AM |
| genius520 | $100.00 | 1/22/2011 11:27:59 AM |
| ursus | $100.00 | 1/22/2011 11:28:28 AM |
| marketplace-cello5 | $25.00 | 1/22/2011 11:30:53 AM |
| rdking647 | $35.00 | 1/22/2011 11:33:35 AM |
| tech310 | $50.00 | 1/22/2011 11:21:00 AM |
| organized-payment6 | $50.00 | 1/22/2011 11:25:36 AM |
| kmr2 | $100.00 | 1/22/2011 11:26:27 AM |
| wise-rupee-sanctuary | $50.00 | 1/22/2011 11:26:36 AM |
| credit-panda1 | $25.00 | 1/22/2011 12:26:18 PM |
| worldly-community3 | $50.00 | 1/22/2011 11:29:48 AM |
| C_Mark | $100.00 | 1/22/2011 11:30:01 AM |
| wise-deal-panda | $50.00 | 1/22/2011 11:26:16 AM |
| skuba | $75.00 | 1/22/2011 11:27:26 AM |
| simplelender80 | $100.00 | 1/22/2011 11:28:09 AM |
| somebody32 | $50.00 | 1/22/2011 11:30:29 AM |
| ThomasC | $50.00 | 1/22/2011 11:30:32 AM |
| Redmond | $25.00 | 1/22/2011 11:31:50 AM |
| indomitable-coin | $25.00 | 1/22/2011 11:31:57 AM |
| Rick7925 | $25.00 | 1/22/2011 2:42:35 PM |
| responsibility-cherry6 | $25.00 | 1/22/2011 11:58:05 AM |
| reflective-rupee | $100.77 | 1/22/2011 1:37:51 PM |
| skiberdad | $50.00 | 1/22/2011 4:08:35 PM |
| SelectTrustLending | $25.00 | 1/22/2011 3:07:38 PM |
| happyinvallarta | $50.00 | 1/23/2011 5:31:45 AM |
| JM-Sarawak | $50.00 | 1/23/2011 6:19:55 AM |
| a-responsible-return | $25.00 | 1/23/2011 6:57:25 AM |
| sensible-gain884 | $25.00 | 1/23/2011 5:47:28 AM |
| chekat | $25.00 | 1/23/2011 11:24:22 AM |
| helpingyou1 | $50.00 | 1/23/2011 4:24:41 PM |
| nanda | $100.00 | 1/23/2011 7:02:27 PM |
| Edgewood | $25.00 | 1/24/2011 5:49:41 AM |
| superpuppy | $50.00 | 1/24/2011 6:42:00 AM |
| paladin847 | $50.00 | 1/24/2011 6:17:00 AM |
| PaulW | $25.00 | 1/24/2011 7:27:57 AM |
| bazaar-festivity | $25.00 | 1/24/2011 9:41:51 AM |
| ethicalhumanist | $50.00 | 1/24/2011 11:24:44 AM |
| IP | $50.00 | 1/24/2011 5:56:29 PM |
| Wally1727 | $50.00 | 1/24/2011 7:46:43 PM |
| seineil | $50.00 | 1/24/2011 12:55:37 PM |
| clydeturtle | $78.94 | 1/24/2011 11:35:41 PM |
| forthright-principal2 | $25.00 | 1/24/2011 3:57:00 PM |
| DrWill | $25.00 | 1/24/2011 7:55:04 PM |
| bigphish | $50.00 | 1/25/2011 9:43:51 AM |
| orange-dollar-guild | $25.00 | 1/24/2011 9:21:40 PM |
| MrRooster101 | $25.00 | 1/24/2011 9:25:49 PM |
| EarlyRiser | $100.00 | 1/25/2011 4:53:38 AM |
| fxtrader | $50.00 | 1/25/2011 5:06:42 AM |
| firstandten | $50.00 | 1/25/2011 9:45:53 AM |
| revenue-river9 | $25.00 | 1/25/2011 11:33:36 AM |
| circustab | $50.00 | 1/25/2011 12:20:41 PM |
| ferdberfel | $50.00 | 1/25/2011 9:42:42 AM |
| Ocean713 | $50.00 | 1/25/2011 3:05:32 PM |
| pnace | $50.00 | 1/25/2011 1:55:08 PM |
| LeReve | $100.00 | 1/25/2011 4:41:51 PM |
| auction-architect7 | $50.00 | 1/25/2011 2:24:02 PM |
| wwwUniversal | $25.00 | 1/25/2011 4:52:38 PM |
| terrific-fund5 | $25.00 | 1/25/2011 2:38:01 PM |
| Speculator | $50.00 | 1/25/2011 2:38:26 PM |
| brandan | $25.00 | 1/25/2011 2:52:34 PM |
| Minnechela | $50.00 | 1/25/2011 1:57:23 PM |
| money-bauble | $150.00 | 1/25/2011 3:55:58 PM |
| sc91 | $30.35 | 1/25/2011 3:57:31 PM |
| handshake5 | $100.00 | 1/25/2011 4:00:04 PM |
| dajen1 | $25.00 | 1/25/2011 4:10:23 PM |
| BaxterEvil | $25.00 | 1/25/2011 5:46:01 PM |
| revenue-pipeline | $25.00 | 1/25/2011 6:29:32 PM |
| homestarrunner | $50.00 | 1/25/2011 6:31:49 PM |
| tsui517 | $50.00 | 1/25/2011 6:32:33 PM |
| Kessler | $30.00 | 1/25/2011 6:34:19 PM |
| kulender | $25.00 | 1/25/2011 3:55:26 PM |
| gt1687c | $50.00 | 1/25/2011 6:36:40 PM |
| cocopuffs | $25.00 | 1/25/2011 4:48:35 PM |
| helpinghand63 | $25.00 | 1/25/2011 6:28:45 PM |
| gold-commander0 | $50.00 | 1/25/2011 6:30:07 PM |
| Sixmil | $50.00 | 1/25/2011 6:31:14 PM |
| ijspence | $25.00 | 1/25/2011 6:37:54 PM |
| arkleseizure | $27.80 | 1/25/2011 6:38:13 PM |
| GElender | $50.00 | 1/25/2011 6:38:25 PM |
| the-debt-fluffy-bunny | $25.00 | 1/25/2011 6:20:37 PM |
| 6moonbeams | $50.00 | 1/25/2011 6:30:24 PM |
| Msbutterfly | $50.00 | 1/25/2011 6:32:43 PM |
| namd | $50.00 | 1/25/2011 6:33:05 PM |
| divedude | $25.00 | 1/25/2011 6:33:32 PM |
| conceptpi | $25.00 | 1/25/2011 6:35:26 PM |
| 161 Investments
|
Borrower Payment Dependent Notes Series
491170
This series of Notes was issued and sold upon the funding of the borrower loan #46697, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Jan-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jan-24-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 640-659 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 4y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,156 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| stable-wampum |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate
Purpose of loan:
This loan will be used to? consolidate loans
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $ 3000
Monthly expenses: $
??Housing: $ 0????
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $ 0
??Clothing, household expenses $ 0
??Credit cards and other loans: $?7000
??Other expenses: $ 1000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
| Investor | Amount | Investment Date (PT) |
|
| jazzlender | $25.00 | 1/21/2011 10:47:57 AM |
| greencat | $50.00 | 1/21/2011 10:57:47 AM |
| ingenious-interest1 | $50.00 | 1/21/2011 10:58:24 AM |
| HHP | $50.00 | 1/21/2011 11:14:17 AM |
| credit-sycamore4 | $100.00 | 1/21/2011 11:19:42 AM |
| careful-note | $50.00 | 1/21/2011 3:38:23 PM |
| retired272 | $25.00 | 1/21/2011 5:21:16 PM |
| goodhearted-basis4 | $25.00 | 1/21/2011 4:56:35 PM |
| Investoman | $100.00 | 1/21/2011 5:48:05 PM |
| zorg77 | $25.00 | 1/22/2011 9:45:10 AM |
| hopeful-truth5 | $100.00 | 1/21/2011 7:33:47 PM |
| swti37 | $50.00 | 1/21/2011 7:52:41 PM |
| Bob450 | $25.00 | 1/22/2011 8:38:59 AM |
| goodhearted-basis4 | $25.00 | 1/22/2011 11:58:19 AM |
| suave-dime6 | $25.00 | 1/22/2011 1:34:01 PM |
| forthright-dedication | $25.00 | 1/22/2011 12:42:04 PM |
| roadster199 | $25.00 | 1/23/2011 1:56:42 AM |
| a_salt_miner | $25.00 | 1/22/2011 6:05:13 PM |
| auction-seeker | $25.00 | 1/22/2011 4:08:23 PM |
| ezg | $50.00 | 1/23/2011 12:42:42 AM |
| alluring-yield5 | $25.00 | 1/23/2011 10:51:54 AM |
| amusement4 | $300.00 | 1/23/2011 6:01:24 PM |
| nanda | $50.00 | 1/23/2011 6:56:43 PM |
| moola-wildebeest3 | $50.00 | 1/23/2011 7:02:44 PM |
| frogperson | $220.00 | 1/23/2011 10:03:58 PM |
| bid-czar8 | $50.00 | 1/24/2011 9:45:51 AM |
| 850 | $50.00 | 1/23/2011 9:55:04 PM |
| open-minded-fund9 | $50.00 | 1/24/2011 11:03:18 AM |
| money-baron | $50.00 | 1/24/2011 12:32:06 PM |
| speedy-point | $25.00 | 1/24/2011 10:38:25 AM |
| rogue_monster | $25.00 | 1/24/2011 1:02:45 PM |
| wanna-help | $50.00 | 1/24/2011 3:12:05 PM |
| turbolozano | $30.00 | 1/24/2011 8:11:51 PM |
| vutah | $25.00 | 1/24/2011 8:01:26 PM |
| capital-halo1 | $500.00 | 1/21/2011 11:08:25 AM |
| Jack55304 | $100.00 | 1/21/2011 10:53:11 AM |
| wise-rupee-sanctuary | $50.00 | 1/21/2011 10:55:05 AM |
| Kash2010lu | $27.00 | 1/21/2011 11:02:09 AM |
| genius520 | $100.00 | 1/21/2011 11:09:23 AM |
| velocity-solo | $30.00 | 1/21/2011 11:01:30 AM |
| ready-interest9 | $25.00 | 1/21/2011 1:15:08 PM |
| favorite-commerce | $50.00 | 1/21/2011 2:51:52 PM |
| mercuriant | $25.00 | 1/21/2011 7:32:05 PM |
| erowis | $40.00 | 1/21/2011 9:39:07 PM |
| squadron781 | $25.00 | 1/22/2011 2:15:54 PM |
| ekmendenhall | $25.00 | 1/22/2011 2:26:42 PM |
| ChuckieG | $25.00 | 1/23/2011 5:43:55 AM |
| loss-of-control | $100.00 | 1/23/2011 9:50:27 AM |
| CapitalismRocks | $25.00 | 1/23/2011 11:12:53 AM |
| CA-Lender | $25.00 | 1/24/2011 6:11:54 AM |
| Nicedad72 | $25.00 | 1/23/2011 6:08:10 PM |
| dough-bear | $50.00 | 1/24/2011 6:52:18 AM |
| mhotchan | $100.00 | 1/24/2011 8:47:46 AM |
| gizzywump | $50.00 | 1/24/2011 7:52:34 AM |
| admirable-basis1 | $25.00 | 1/24/2011 10:34:10 AM |
| a-plentiful-loyalty | $25.00 | 1/24/2011 11:43:37 AM |
| FinanceEngine | $25.00 | 1/24/2011 10:04:55 AM |
| revenue-magnolia | $25.00 | 1/24/2011 10:26:35 AM |
| noble-marketplace | $33.00 | 1/24/2011 2:11:23 PM |
| EarlyRiser | $250.00 | 1/24/2011 10:39:52 AM |
| rescue | $100.00 | 1/24/2011 2:08:08 PM |
| platinum-czar | $100.00 | 1/24/2011 5:57:43 PM |
| anton | $995.00 | 1/24/2011 8:50:14 PM |
| integrity-doctor | $100.00 | 1/24/2011 4:20:16 PM |
| engrossing-benefit0 | $25.00 | 1/24/2011 4:49:25 PM |
| charming-dough0 | $25.00 | 1/24/2011 7:05:02 PM |
| 66 Investments
|
Borrower Payment Dependent Notes Series
491228
This series of Notes was issued and sold upon the funding of the borrower loan #46776, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jan-21-2011 |
|
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 16.65% |
Monthly payment:
| $258.12 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1989 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 720-739 (Jan-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 32y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,165 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| intrepid-revenue5 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
credit card refinancing
Purpose of loan:
This loan will be used to?
refinace high interest credit card
My financial situation:
I am a good candidate for this loan because?
same employer 32yrs,will use auto pay
Monthly net income: $
Monthly expenses: $
??Housing: $ 1292.53
??Insurance: $ 167
??Car expenses: $ 60
??Utilities: $ 180
??Phone, cable, internet: $ 149
??Food, entertainment: $ 100
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 400
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
total balance 184,034.82 as of jan 3. Last appraisal dec /2010 was 205,000
(Jan-19-2011)
Q:
How do you get by on $100. for food and entertainment every month? - RecoveryLender
A:
My mom is 90 three days a week i have lunch with her and i eat dinner at work
My mom is in wheelchair i sort of help take to pt twice a week ,store etc she feel like she has to do this.Anyway i am 61 my husband is 68 scheduled for total knee feb 12 we don't get to go out a lot most of our time is spent with friends.some moths is probably a little more.
(Jan-19-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| Bio-physicist | $25.29 | 1/19/2011 5:02:15 PM |
| impeccable-transparency | $50.00 | 1/19/2011 5:11:55 PM |
| commerce-yeller | $25.00 | 1/19/2011 5:01:22 PM |
| enthralling-deal180 | $50.00 | 1/19/2011 5:02:09 PM |
| heavenly-repayment4 | $25.00 | 1/19/2011 5:13:32 PM |
| visionary-currency | $27.66 | 1/19/2011 5:14:57 PM |
| a-responsible-return | $25.00 | 1/19/2011 5:04:33 PM |
| organized-payment6 | $50.00 | 1/19/2011 5:04:41 PM |
| powerful-finance7 | $25.00 | 1/19/2011 5:05:47 PM |
| bigphish | $25.00 | 1/19/2011 5:08:31 PM |
| Fiimg | $50.00 | 1/19/2011 5:09:47 PM |
| SLJ3 | $25.00 | 1/19/2011 5:33:03 PM |
| SolarMoonshine | $25.00 | 1/19/2011 5:09:57 PM |
| helpinghand63 | $50.00 | 1/19/2011 5:35:21 PM |
| indomitable-coin | $25.00 | 1/19/2011 5:13:54 PM |
| sjlender | $50.00 | 1/19/2011 5:14:05 PM |
| platinum-sorcerer6 | $50.00 | 1/19/2011 9:25:54 PM |
| runner262 | $25.00 | 1/20/2011 12:55:13 AM |
| impressive-credit431 | $100.00 | 1/19/2011 5:04:56 PM |
| lloyd_s | $33.89 | 1/20/2011 1:22:57 AM |
| RandyL3 | $25.00 | 1/20/2011 1:27:51 AM |
| TelegramSam | $25.00 | 1/19/2011 5:07:51 PM |
| JGB | $35.50 | 1/20/2011 1:36:35 AM |
| LittleMingo | $25.00 | 1/20/2011 2:43:29 AM |
| gracej | $25.00 | 1/19/2011 5:09:26 PM |
| american6 | $100.00 | 1/19/2011 5:10:48 PM |
| genius520 | $100.00 | 1/19/2011 5:11:36 PM |
| simplelender80 | $100.00 | 1/19/2011 5:11:44 PM |
| museic1 | $50.00 | 1/19/2011 5:12:36 PM |
| the-enterprising-leverage | $25.00 | 1/19/2011 5:13:04 PM |
| order-wizard | $50.00 | 1/19/2011 8:05:38 PM |
| DasMula | $37.44 | 1/19/2011 5:17:04 PM |
| lendme2 | $50.00 | 1/19/2011 5:34:20 PM |
| dospapalotes | $50.00 | 1/19/2011 5:35:23 PM |
| SimpleChoice | $25.00 | 1/19/2011 5:38:55 PM |
| priceless-cash5 | $25.00 | 1/20/2011 5:08:58 AM |
| auction-seeker | $25.00 | 1/19/2011 5:56:59 PM |
| kain11286 | $50.00 | 1/19/2011 7:19:54 PM |
| vutah | $25.00 | 1/19/2011 9:31:47 PM |
| tom48l | $50.00 | 1/20/2011 9:00:55 AM |
| Socorro_Capital_Partners | $25.00 | 1/20/2011 9:22:24 AM |
| fmvaulter | $25.00 | 1/20/2011 1:40:27 AM |
| ethicalhumanist | $50.00 | 1/20/2011 1:54:31 PM |
| CashBank | $25.00 | 1/20/2011 8:32:39 AM |
| jazzlender | $25.00 | 1/20/2011 10:37:06 AM |
| Astyanax | $50.00 | 1/20/2011 12:49:24 PM |
| somebody32 | $50.00 | 1/20/2011 1:59:17 PM |
| handshake5 | $100.00 | 1/20/2011 2:32:53 PM |
| hope-hickory | $25.00 | 1/20/2011 6:03:02 PM |
| paytonbrigadier | $300.00 | 1/20/2011 3:07:50 PM |
| TigerForce | $25.00 | 1/20/2011 6:39:23 PM |
| mraleig | $100.00 | 1/20/2011 6:42:32 PM |
| NYBIZ | $25.00 | 1/20/2011 3:42:08 PM |
| loss-of-control | $50.00 | 1/20/2011 2:03:04 PM |
| worthy-bid8 | $50.00 | 1/20/2011 2:32:41 PM |
| FundMaker | $25.00 | 1/20/2011 5:52:10 PM |
| hopeful-truth5 | $200.00 | 1/20/2011 6:30:48 PM |
| jjswanso | $50.00 | 1/20/2011 6:42:40 PM |
| enchanted-yield4 | $50.00 | 1/21/2011 9:32:35 AM |
| zztopdog | $25.41 | 1/20/2011 9:25:49 PM |
| TheGameTable | $25.00 | 1/21/2011 10:02:41 AM |
| 1-HARD-HEAD | $25.00 | 1/20/2011 10:19:52 PM |
| favorite-commerce | $50.00 | 1/21/2011 10:28:05 AM |
| starry2001 | $25.00 | 1/20/2011 8:08:56 PM |
| Barak | $50.00 | 1/21/2011 8:41:58 AM |
| zevonyc | $25.00 | 1/21/2011 8:44:37 AM |
| buffalobills | $25.00 | 1/21/2011 9:45:31 AM |
| vtrentster | $25.00 | 1/21/2011 11:11:36 AM |
| blissful-note7 | $50.00 | 1/21/2011 2:48:01 AM |
| steiglends | $50.00 | 1/21/2011 5:42:38 AM |
| integrity-doctor | $100.00 | 1/21/2011 6:18:58 AM |
| machkimaspesi | $50.00 | 1/21/2011 9:22:14 AM |
| sincerlyyours | $200.00 | 1/21/2011 1:20:59 PM |
| mammalian4 | $25.00 | 1/21/2011 3:52:16 PM |
| bazaar-festivity | $25.00 | 1/21/2011 12:59:52 PM |
| drluong | $50.00 | 1/21/2011 1:07:06 PM |
| nymoney | $40.00 | 1/21/2011 2:30:09 PM |
| respectful-integrity3 | $25.00 | 1/21/2011 1:17:00 PM |
| Techne_Funds_LLC | $25.00 | 1/21/2011 4:46:36 PM |
| Leshan | $25.00 | 1/21/2011 3:12:10 PM |
| peaceful-integrity5 | $25.00 | 1/21/2011 5:11:44 PM |
| CapitolHill | $25.00 | 1/21/2011 5:16:24 PM |
| awwaaww | $50.00 | 1/21/2011 5:22:42 PM |
| greenback-guard | $25.00 | 1/21/2011 5:25:18 PM |
| LARRY4NY | $25.00 | 1/21/2011 5:26:51 PM |
| market-assembler | $50.00 | 1/21/2011 5:39:57 PM |
| gaoche | $50.00 | 1/21/2011 5:52:53 PM |
| Speculator | $50.00 | 1/19/2011 5:05:20 PM |
| bestbuy | $25.00 | 1/19/2011 5:07:36 PM |
| skuba | $75.00 | 1/19/2011 5:11:23 PM |
| honorable-yield | $25.00 | 1/19/2011 5:11:50 PM |
| ursus | $100.00 | 1/19/2011 5:11:54 PM |
| flexible-value | $100.00 | 1/19/2011 5:07:42 PM |
| wise-deal-panda | $50.00 | 1/19/2011 5:07:47 PM |
| kmr2 | $100.00 | 1/19/2011 5:07:59 PM |
| Carpetkid | $25.00 | 1/19/2011 5:09:42 PM |
| bowdish1 | $50.00 | 1/19/2011 5:11:30 PM |
| JustMee | $25.00 | 1/19/2011 6:40:28 PM |
| rolandweary | $25.00 | 1/19/2011 5:12:44 PM |
| lagnisiruk | $25.00 | 1/19/2011 5:13:10 PM |
| worldly-community3 | $50.00 | 1/19/2011 5:13:24 PM |
| one-midas | $25.00 | 1/19/2011 7:27:06 PM |
| radforj22 | $25.00 | 1/19/2011 5:14:12 PM |
| ray1051 | $25.00 | 1/19/2011 5:04:50 PM |
| Ducatiman1978 | $25.00 | 1/19/2011 5:21:45 PM |
| Snailslug | $25.00 | 1/20/2011 1:35:36 AM |
| papaloha | $25.00 | 1/19/2011 5:08:06 PM |
| rss197 | $25.00 | 1/19/2011 5:08:56 PM |
| wise-rupee-sanctuary | $50.00 | 1/19/2011 5:09:09 PM |
| cloud8 | $60.00 | 1/19/2011 5:09:56 PM |
| tech310 | $50.00 | 1/19/2011 5:10:53 PM |
| gold-commander0 | $50.00 | 1/19/2011 5:11:02 PM |
| revenue-appraiser | $25.00 | 1/20/2011 7:11:48 AM |
| blue-useful-auction | $25.00 | 1/20/2011 7:54:53 AM |
| velocity-solo | $50.00 | 1/19/2011 5:12:49 PM |
| C_Mark | $100.00 | 1/19/2011 5:13:39 PM |
| bullwink27 | $25.00 | 1/19/2011 5:14:25 PM |
| reflective-rupee | $100.77 | 1/19/2011 5:17:12 PM |
| mpatrick | $25.00 | 1/20/2011 9:59:16 AM |
| wadkuzma | $43.33 | 1/20/2011 10:18:29 AM |
| jdrez | $25.00 | 1/19/2011 5:34:46 PM |
| chestnut4 | $25.00 | 1/19/2011 5:36:52 PM |
| objective-investor | $67.14 | 1/20/2011 1:47:25 AM |
| thankful-nickel2 | $25.00 | 1/19/2011 7:33:01 PM |
| Bank_Of_XL | $50.00 | 1/19/2011 9:18:36 PM |
| Earn_money | $25.00 | 1/20/2011 9:23:36 AM |
| responsibility-cherry6 | $50.00 | 1/19/2011 11:19:28 PM |
| golden-finance7 | $50.00 | 1/20/2011 9:34:29 AM |
| sfd | $50.00 | 1/20/2011 9:44:54 AM |
| enriched-note6 | $25.00 | 1/20/2011 10:24:51 AM |
| asset-snowdome | $25.00 | 1/20/2011 6:48:55 AM |
| dough-souffle | $25.00 | 1/20/2011 2:09:20 PM |
| jamiee73 | $25.00 | 1/20/2011 3:00:04 PM |
| tolerant-dinero2 | $25.00 | 1/20/2011 10:11:19 AM |
| Artist_Blue | $25.00 | 1/20/2011 10:25:55 AM |
| Oak-Parker | $25.00 | 1/20/2011 6:11:46 PM |
| ThomasC | $50.00 | 1/20/2011 6:41:50 PM |
| buckyhead2000 | $25.00 | 1/20/2011 6:53:28 PM |
| courteous-deal114 | $25.00 | 1/20/2011 7:26:00 PM |
| FinanceEngine | $25.00 | 1/20/2011 5:30:27 PM |
| TNG812 | $25.00 | 1/20/2011 9:20:44 PM |
| marketplace-cello5 | $25.00 | 1/20/2011 10:27:12 PM |
| Engineer44 | $25.00 | 1/20/2011 3:23:32 PM |
| felicity-loyalist0 | $25.00 | 1/20/2011 5:24:18 PM |
| SOP_Bank | $25.00 | 1/20/2011 6:21:46 PM |
| thebadpelican | $25.00 | 1/21/2011 6:28:14 AM |
| Moneypenny6 | $25.00 | 1/21/2011 7:57:54 AM |
| peso-tiramisu | $25.00 | 1/21/2011 9:08:42 AM |
| Hola_James | $30.92 | 1/21/2011 9:36:00 AM |
| seanvr33 | $50.00 | 1/20/2011 10:54:28 PM |
| openness-viking | $100.00 | 1/20/2011 11:52:35 PM |
| blLending | $25.00 | 1/21/2011 10:47:25 AM |
| Tikibarman | $50.00 | 1/21/2011 6:02:12 AM |
| gjm6d | $25.00 | 1/20/2011 7:10:48 PM |
| benevolent-asset | $25.00 | 1/20/2011 7:46:20 PM |
| Pod1313 | $40.57 | 1/20/2011 8:19:57 PM |
| Caledoni | $25.00 | 1/21/2011 8:07:06 AM |
| Dskillz | $25.00 | 1/21/2011 8:10:22 AM |
| bomdel | $25.00 | 1/21/2011 8:50:35 AM |
| wwwUniversal | $25.00 | 1/21/2011 9:27:00 AM |
| bjak | $25.00 | 1/21/2011 9:32:15 AM |
| rdav | $25.00 | 1/21/2011 10:30:47 AM |
| enb3 | $50.00 | 1/21/2011 10:32:23 AM |
| Christophe | $25.00 | 1/21/2011 7:30:18 AM |
| Domgabriel | $25.00 | 1/21/2011 9:03:54 AM |
| Redmond | $25.00 | 1/21/2011 11:43:36 AM |
| Sol_Invictus | $25.00 | 1/21/2011 12:12:27 PM |
| Rusty3 | $25.00 | 1/21/2011 3:00:55 PM |
| 1SteelerFan | $35.00 | 1/21/2011 1:20:27 PM |
| return-daydream | $94.61 | 1/21/2011 4:52:25 PM |
| UncleSafety | $100.00 | 1/21/2011 3:13:36 PM |
| GeorgiaGator | $25.00 | 1/21/2011 5:11:59 PM |
| Weiler63 | $100.00 | 1/21/2011 5:31:24 PM |
| worth-victor6 | $25.00 | 1/21/2011 5:37:57 PM |
| 174 Investments
|
Borrower Payment Dependent Notes Series
491330
This series of Notes was issued and sold upon the funding of the borrower loan #46779, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Jan-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jan-26-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $285.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1994 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 640-659 (Jan-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 1y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $224 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 44% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| glimmering-finance1 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
A new beginning
Purpose of loan:
This loan will be used to? purchase a vehicle that will not only allow me to utlize a more versatile vehicle for business related activities but rebuild me credit to a more respectable rating.?
My financial situation:
I am a good candidate for this loan because?I am not exactly what you see on paper.? My credit situation is not entirely due to my lack of self control or inattentiveness to my finances.? The next part is not meant?to be a "sob story" it is merely the truth.? In 2005 my wife and I were well on?our way of having a combined income of $100,000.? Early 2005, my wife was diagnoses with Stage IV cancer at 25.? No symptoms, discovery came from a routine physical.? She was gone by early 2007.? During the time we fought the illness we sold everything of value or cut as deeply as possible to reduce finacial burden.? At the time I was employed in an aftermarket industy dependant on the automotive industry. Needless to say, I was left with major bills, dwindling income and a?7 year old daughter.? I did what I could but it finally became to overwhelming.? I filed?for bankruptcy in late 2009 and am restarting.? With this loan I can continue?to rebuild my credit.? I am not shirking my responsibility or disowning my part in the financial mess that I have ended up in but I am not someone who frivolously spent money with no intention of attenting to my debts.? This loan will prove just that.
Monthly net income: $ 3150
Monthly expenses: $
??Housing: $ 500
??Insurance: $?85
??Car expenses: $ 125
??Utilities: $ 125
??Phone, cable, internet: $ 75
??Food, entertainment: $ 250 (groceries)
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 15
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
| Investor | Amount | Investment Date (PT) |
|
| greencat | $50.00 | 1/21/2011 10:57:22 AM |
| ingenious-interest1 | $50.00 | 1/21/2011 10:58:32 AM |
| Jack55304 | $100.00 | 1/21/2011 10:53:18 AM |
| credit-sycamore4 | $100.00 | 1/21/2011 11:19:49 AM |
| HHP | $50.00 | 1/21/2011 11:14:25 AM |
| careful-note | $50.00 | 1/21/2011 3:38:26 PM |
| reflective-rupee | $25.77 | 1/21/2011 1:18:48 PM |
| Kash2010lu | $27.00 | 1/21/2011 3:52:58 PM |
| 1SteelerFan | $30.00 | 1/21/2011 1:31:18 PM |
| mercuriant | $25.00 | 1/22/2011 12:46:28 AM |
| forthright-dedication | $25.00 | 1/22/2011 12:42:05 PM |
| bazaar-festivity | $25.00 | 1/22/2011 2:13:08 PM |
| suave-dime6 | $25.00 | 1/22/2011 1:34:02 PM |
| Investoman | $100.00 | 1/22/2011 2:11:34 PM |
| open-minded-finance1 | $25.00 | 1/23/2011 5:21:57 AM |
| ChuckieG | $50.00 | 1/23/2011 8:07:09 AM |
| ezg | $50.00 | 1/23/2011 12:42:44 AM |
| nanda | $50.00 | 1/23/2011 6:56:44 PM |
| moola-wildebeest3 | $50.00 | 1/23/2011 7:02:45 PM |
| Land_on_your_feet | $122.03 | 1/23/2011 7:09:34 PM |
| enthusiastic-balance5 | $200.00 | 1/23/2011 7:16:48 PM |
| top-vigilance-cheetah | $45.00 | 1/23/2011 11:02:50 PM |
| gizzywump | $50.00 | 1/24/2011 7:52:36 AM |
| Geologist-67 | $25.00 | 1/24/2011 10:07:58 AM |
| EarlyRiser | $250.00 | 1/24/2011 10:39:53 AM |
| open-minded-fund9 | $50.00 | 1/24/2011 11:03:19 AM |
| seineil | $50.00 | 1/24/2011 12:57:27 PM |
| speedy-point | $25.00 | 1/24/2011 10:38:26 AM |
| ethicalhumanist | $25.00 | 1/24/2011 11:20:51 AM |
| integrity-doctor | $100.00 | 1/24/2011 4:41:53 PM |
| finagler | $25.00 | 1/25/2011 9:43:20 AM |
| ritchie70 | $25.00 | 1/24/2011 8:51:44 PM |
| jstnow | $25.00 | 1/25/2011 9:52:22 AM |
| Leshan | $25.00 | 1/25/2011 11:26:49 AM |
| washboard1 | $25.00 | 1/25/2011 1:45:59 PM |
| magnifico932 | $25.00 | 1/25/2011 4:20:13 PM |
| the-profit-oracle | $25.00 | 1/25/2011 6:35:44 PM |
| peace-missile | $25.00 | 1/25/2011 4:53:49 PM |
| musegaze | $100.00 | 1/25/2011 4:54:21 PM |
| platinum-celebration4 | $41.00 | 1/25/2011 7:01:40 PM |
| KVEER | $25.00 | 1/25/2011 7:38:52 PM |
| pixeldave | $50.00 | 1/25/2011 7:46:45 PM |
| ttnk62918 | $25.00 | 1/26/2011 4:20:32 AM |
| courteous-kindness1 | $50.00 | 1/26/2011 4:26:15 AM |
| money-bauble | $50.00 | 1/25/2011 6:36:21 PM |
| LightTheWay | $117.21 | 1/25/2011 11:40:31 PM |
| tech310 | $50.00 | 1/26/2011 1:17:32 AM |
| organic-order | $25.00 | 1/25/2011 6:43:46 PM |
| SV-AZ | $25.00 | 1/25/2011 6:47:13 PM |
| FinanceEngine | $25.00 | 1/25/2011 7:46:45 PM |
| FeedTheMachine | $50.00 | 1/26/2011 4:28:33 AM |
| piter-to-la-investment | $25.00 | 1/26/2011 4:19:33 AM |
| reward-adventure | $35.35 | 1/26/2011 4:22:19 AM |
| inspired-duty5 | $75.00 | 1/26/2011 5:27:06 AM |
| wise-rupee-sanctuary | $50.00 | 1/21/2011 10:55:12 AM |
| velocity-solo | $30.00 | 1/21/2011 11:01:36 AM |
| genius520 | $100.00 | 1/21/2011 11:09:28 AM |
| capital-halo1 | $500.00 | 1/21/2011 11:08:33 AM |
| zorg77 | $25.00 | 1/21/2011 3:31:53 PM |
| hopeful-truth5 | $100.00 | 1/21/2011 7:43:11 PM |
| loyalist1 | $50.00 | 1/21/2011 4:14:17 PM |
| Bob450 | $25.00 | 1/22/2011 8:39:03 AM |
| jazzlender | $25.00 | 1/22/2011 2:10:58 PM |
| CapitalismRocks | $25.00 | 1/23/2011 11:12:54 AM |
| CA-Lender | $25.00 | 1/24/2011 6:11:55 AM |
| balance-proton | $25.00 | 1/23/2011 2:36:08 PM |
| CreditBuilder2 | $150.00 | 1/23/2011 9:58:53 PM |
| brwnidgirl | $50.00 | 1/24/2011 6:20:42 AM |
| dough-bear | $50.00 | 1/24/2011 6:52:19 AM |
| revenue-magnolia | $25.00 | 1/24/2011 10:27:49 AM |
| rogue_monster | $25.00 | 1/24/2011 1:02:46 PM |
| wanna-help | $50.00 | 1/24/2011 3:12:06 PM |
| rescue | $100.00 | 1/24/2011 2:08:10 PM |
| payout-bridge | $500.00 | 1/24/2011 5:33:49 PM |
| loanman2007 | $25.00 | 1/25/2011 5:29:09 AM |
| DreDub | $50.00 | 1/25/2011 7:56:51 AM |
| jasjac0105 | $25.00 | 1/25/2011 9:42:07 AM |
| seisen | $50.00 | 1/25/2011 6:57:35 AM |
| PCity-LOA15 | $40.00 | 1/25/2011 7:07:21 AM |
| coin-bee1 | $38.39 | 1/25/2011 8:04:14 AM |
| larrybird | $250.00 | 1/25/2011 9:29:26 AM |
| credit-sasquatch3 | $25.00 | 1/25/2011 11:00:59 AM |
| kegs | $150.00 | 1/25/2011 11:06:45 AM |
| richboy56 | $25.00 | 1/25/2011 1:42:43 PM |
| worthy-bid8 | $50.00 | 1/25/2011 1:49:12 PM |
| bid-czar8 | $50.00 | 1/25/2011 2:16:28 PM |
| dinero-mason | $50.00 | 1/25/2011 2:40:57 PM |
| zone8 | $125.00 | 1/25/2011 2:21:47 PM |
| orange-preeminant-bill | $50.00 | 1/25/2011 2:37:45 PM |
| amusement4 | $50.00 | 1/25/2011 6:24:23 PM |
| Ocean713 | $50.00 | 1/25/2011 3:06:27 PM |
| jamiee73 | $25.00 | 1/25/2011 5:54:24 PM |
| dime-explosion | $50.55 | 1/25/2011 3:55:17 PM |
| wwwUniversal | $25.00 | 1/25/2011 6:38:17 PM |
| sophisticated-economy2 | $40.00 | 1/25/2011 4:18:27 PM |
| Maetryx | $45.00 | 1/25/2011 4:36:41 PM |
| honorable-yield | $25.00 | 1/25/2011 6:43:33 PM |
| flanative | $50.00 | 1/25/2011 6:54:02 PM |
| brightest-fascinating-principal | $50.00 | 1/25/2011 7:57:56 PM |
| ThatDanGuy | $50.00 | 1/25/2011 6:43:36 PM |
| Wellman | $50.00 | 1/25/2011 6:44:16 PM |
| EBITDA | $25.00 | 1/26/2011 3:40:56 AM |
| kulender | $100.00 | 1/26/2011 4:06:52 AM |
| Rob717171 | $50.00 | 1/25/2011 9:23:23 PM |
| missing-link | $25.00 | 1/26/2011 4:28:06 AM |
| handshake5 | $100.00 | 1/25/2011 6:43:28 PM |
| 108lender | $114.85 | 1/26/2011 3:24:07 AM |
| ingenious-deal6 | $25.00 | 1/25/2011 6:44:14 PM |
| tnjohnso | $25.00 | 1/26/2011 3:40:41 AM |
| shrewd-peace7 | $50.00 | 1/26/2011 4:18:40 AM |
| greenback-guard | $25.00 | 1/26/2011 4:33:56 AM |
| benefit-position | $25.00 | 1/26/2011 4:55:40 AM |
| Phatt-Daddy | $25.00 | 1/26/2011 3:03:00 AM |
| enthralling-investment | $34.00 | 1/26/2011 5:27:04 AM |
| Comoparklender | $50.00 | 1/26/2011 4:08:47 AM |
| PatRichi | $25.00 | 1/26/2011 4:09:08 AM |
| graceful-investment | $50.86 | 1/26/2011 4:22:41 AM |
| spsavage | $25.00 | 1/26/2011 4:28:02 AM |
| 118 Investments
|
Borrower Payment Dependent Notes Series
491358
This series of Notes was issued and sold upon the funding of the borrower loan #46685, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Jan-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jan-21-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $122.46 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1997 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 720-739 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 8y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $80 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Traveler_51 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Cash Advance
Purpose of loan
This loan is for immediate cash flow.
I expect $10,000 from a private equity fund that may take up to 90 days.
I applied for a withdrawal over 30 days ago and now, need the funds for
computer and technology upgrades.
My financial situation:
I am a good candidate for this loan because?
I can pay it off within 90 days
Monthly net income: $
$5500
Monthly expenses: $
??Housing: $1100
??Insurance: $230
??Car expenses: $200?for gas
??Utilities: $350
??Phone, cable, internet: $250
??Food, entertainment: $450?
??Clothing, household expenses $250
??Credit cards and other loans: $35
??Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
| Investor | Amount | Investment Date (PT) |
|
| Whipster | $50.00 | 1/21/2011 10:49:11 AM |
| cloud8 | $39.04 | 1/21/2011 10:57:26 AM |
| velocity-solo | $30.00 | 1/21/2011 11:01:40 AM |
| capital-halo1 | $500.00 | 1/21/2011 11:08:42 AM |
| HHP | $50.00 | 1/21/2011 11:14:57 AM |
| ingenious-interest1 | $50.00 | 1/21/2011 10:58:36 AM |
| larryboy10 | $25.00 | 1/21/2011 12:05:25 PM |
| JustMee | $25.00 | 1/21/2011 11:17:33 AM |
| wise-rupee-sanctuary | $50.00 | 1/21/2011 10:55:17 AM |
| credit-sycamore4 | $100.00 | 1/21/2011 11:19:53 AM |
| Cessna172 | $25.00 | 1/21/2011 1:00:09 PM |
| brwnidgirl | $50.00 | 1/21/2011 1:20:22 PM |
| mlj0671 | $25.00 | 1/21/2011 12:09:19 PM |
| SolarMoonshine | $25.00 | 1/21/2011 3:55:24 PM |
| reflective-rupee | $300.77 | 1/21/2011 1:03:59 PM |
| leverage-monger | $25.00 | 1/21/2011 2:51:55 PM |
| wonder3 | $25.00 | 1/21/2011 1:10:48 PM |
| vutah | $25.00 | 1/21/2011 2:30:53 PM |
| kinetic-social | $25.00 | 1/21/2011 3:10:40 PM |
| well-mannered-income3 | $40.00 | 1/21/2011 6:04:49 PM |
| verdiprr | $300.00 | 1/21/2011 6:05:42 PM |
| flexible-and-social | $50.00 | 1/21/2011 5:09:35 PM |
| loyalist1 | $50.00 | 1/21/2011 5:45:27 PM |
| goodhearted-basis4 | $25.00 | 1/21/2011 4:56:37 PM |
| MoneyForNothing | $12.72 | 1/21/2011 6:05:59 PM |
| retired272 | $25.00 | 1/21/2011 5:33:18 PM |
| greencat | $50.00 | 1/21/2011 10:54:25 AM |
| genius520 | $100.00 | 1/21/2011 11:09:38 AM |
| Jack55304 | $100.00 | 1/21/2011 10:53:24 AM |
| capital-kingdom | $25.00 | 1/21/2011 11:03:36 AM |
| run_dmc | $100.00 | 1/21/2011 11:29:02 AM |
| competent-p2p | $50.00 | 1/21/2011 11:12:00 AM |
| RecoveryLender | $25.00 | 1/21/2011 11:37:37 AM |
| SFBank | $200.00 | 1/21/2011 4:54:37 PM |
| one-midas | $25.00 | 1/21/2011 12:41:19 PM |
| DHolly | $30.00 | 1/21/2011 3:25:13 PM |
| zorg77 | $25.00 | 1/21/2011 3:33:34 PM |
| witty-openness | $25.00 | 1/21/2011 12:55:27 PM |
| Kash2010lu | $27.00 | 1/21/2011 4:17:07 PM |
| favorite-commerce | $50.00 | 1/21/2011 2:46:46 PM |
| careful-note | $50.00 | 1/21/2011 3:38:26 PM |
| capital_projects_investor | $25.00 | 1/21/2011 3:48:53 PM |
| carrinel | $120.47 | 1/21/2011 5:01:20 PM |
| EBITDA | $25.00 | 1/21/2011 5:48:12 PM |
| 44 Investments
|
Borrower Payment Dependent Notes Series
491388
This series of Notes was issued and sold upon the funding of the borrower loan #46852, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Jan-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jan-21-2011 |
|
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 28.49% |
Monthly payment:
| $79.51 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 13.60% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-1988 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 720-739 (Jan-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
14 | Length of status: | 1y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $34,608 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 50% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dollar-gatherer488 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Jun-2010)
700-719
(Oct-2008)
|
|
Principal balance:
| $4,270.82 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Medical Bills
Purpose of loan:
This loan will be used to paying off medical bills incurred by my wife.
My financial situation:
I am a good candidate for this loan because I have never missed a payment on any bills within the last six years.
Monthly net income: $ 7718
Monthly expenses:
??Housing: $ 1562.00
??Insurance: $ 69.00
??Car expenses: $ 338.00
??Utilities: $ 250.00
??Phone, cable, internet: $ 130.00
??Food, entertainment: $?760
??Clothing, household expenses $ 400.00
??Credit cards and other loans: $ 500
??Other expenses: $ 600.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
1. $238,706.51
2. $265,000.00
(Jan-21-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| HHP | $50.00 | 1/21/2011 11:14:59 AM |
| reflective-rupee | $325.77 | 1/21/2011 11:24:05 AM |
| velocity-solo | $30.00 | 1/21/2011 11:01:43 AM |
| greencat | $50.00 | 1/21/2011 10:51:08 AM |
| Jack55304 | $100.00 | 1/21/2011 10:53:26 AM |
| wise-rupee-sanctuary | $50.00 | 1/21/2011 10:55:19 AM |
| credit-sycamore4 | $100.00 | 1/21/2011 11:19:55 AM |
| cloud8 | $50.00 | 1/21/2011 10:57:24 AM |
| capital-halo1 | $500.00 | 1/21/2011 11:08:44 AM |
| genius520 | $100.00 | 1/21/2011 11:09:40 AM |
| enthusiastic-balance5 | $100.00 | 1/21/2011 11:43:01 AM |
| ethicalhumanist | $25.00 | 1/21/2011 1:06:13 PM |
| 1SteelerFan | $25.00 | 1/21/2011 1:20:55 PM |
| blue-useful-auction | $25.00 | 1/21/2011 12:15:48 PM |
| MoneyForNothing | $14.40 | 1/21/2011 2:31:03 PM |
| terrific-duty397 | $25.00 | 1/21/2011 1:35:46 PM |
| jsnryn | $39.28 | 1/21/2011 2:30:39 PM |
| unafraid-loan5 | $25.00 | 1/21/2011 12:11:37 PM |
| Mr-Miracle | $25.01 | 1/21/2011 12:16:51 PM |
| hornet27 | $40.54 | 1/21/2011 12:26:19 PM |
| ingenious-interest1 | $50.00 | 1/21/2011 10:58:40 AM |
| mlj0671 | $25.00 | 1/21/2011 11:57:54 AM |
| amor1962 | $25.00 | 1/21/2011 11:41:21 AM |
| macgeek | $25.00 | 1/21/2011 12:43:19 PM |
| loss-of-control | $150.00 | 1/21/2011 1:32:17 PM |
| sflash | $25.00 | 1/21/2011 2:13:25 PM |
| 26 Investments
|
Borrower Payment Dependent Notes Series
491416
This series of Notes was issued and sold upon the funding of the borrower loan #46673, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jan-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jan-26-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1993 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 660-679 (Dec-2010) |
Inquiries last 6m:
| 2 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
6 | Length of status: | 7y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,657 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| keen-agreement2 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying it forward
Purpose of loan:? This loan will be used to pay off credit card debt
My financial situation:? After a very difficult divorce I have found myself buried in debt and I have a moral responsibility to repay my debt and that is why I am here on Prosper asking for your help.? I have listed my employment status as ?Other? because I am considered an ?Intermittent? employee with my current employer of 7 ? years, even though I am an intermittent employee, in the past 7 ? years I have worked more hours than the average full-time employee, working 40 - 70 hours a week, 10 ? 12 months a year.? I am a Disaster Assistance Employee and I only work when there are active disasters.? Mother Nature has kept me very busy. Monthly net income: $ 4500.00
Monthly expenses: $3269.00
Housing: $ 1009.00
Car expenses: $ 60.00
Utilities: $120.00
Phone, cable, internet: $150.00
Food, entertainment: $ 250.00
Clothing, household expenses $100.00
Credit cards and other loans: $1500.00??
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
This looks like a very similar loan request from someone that was not able to provide proof of income. Did you fix this? What was the problem last time? - organic-treasure
A:
Hi there,
You are correct, I did have another loan request that was canceled by Prosper because of the type of employment that I have. They said that due to the fact that I am considered an "intermittent" employee that they can't document a steady source of income. I explained that I have worked for this employer for 7 1/2 years and that I work more than a regular full time employee when you add my hours up, however they still can't consider it full time employment. Hence the new listing.
(Jan-25-2011)
Q:
I understand the employment quandrie, but how are you going to verify employment this time? - Phatt-Daddy
A:
From what I understand from Prosper, they have changed my profile internally so that I do not have to send them any other employment documentation. I have already provided them with pay stubs, W2 and they have spoken to my employer. I hope this answers your question, please let me know if you have additional questions.
(Jan-25-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| Jack55304 | $100.00 | 1/23/2011 2:19:55 PM |
| suave-dime6 | $25.00 | 1/23/2011 2:20:59 PM |
| careful-note | $50.00 | 1/23/2011 2:19:34 PM |
| Kash2010lu | $53.00 | 1/23/2011 2:13:07 PM |
| velocity-solo | $25.00 | 1/23/2011 2:15:09 PM |
| reflective-rupee | $100.77 | 1/23/2011 3:16:23 PM |
| capital-halo1 | $500.00 | 1/24/2011 9:11:04 AM |
| justice-trailblazer0 | $25.00 | 1/24/2011 9:22:28 AM |
| Mr-Miracle | $25.00 | 1/23/2011 7:16:42 PM |
| dough-bear | $50.00 | 1/24/2011 6:52:34 AM |
| credit-sycamore4 | $100.00 | 1/24/2011 9:41:42 AM |
| Frosty | $25.00 | 1/24/2011 7:45:04 AM |
| RyanM561 | $25.00 | 1/24/2011 6:19:37 AM |
| restless-dime | $25.00 | 1/24/2011 7:07:23 AM |
| superb-generosity8 | $25.00 | 1/24/2011 9:34:31 AM |
| coin-bee1 | $25.00 | 1/24/2011 9:45:26 AM |
| EarlyRiser | $250.00 | 1/24/2011 10:40:05 AM |
| AiriusTorpora | $25.00 | 1/24/2011 9:35:17 AM |
| speedy-point | $25.00 | 1/24/2011 10:39:04 AM |
| OrdiNance | $50.00 | 1/24/2011 11:56:44 AM |
| nickel-hickory | $50.00 | 1/24/2011 4:57:44 PM |
| swanseasailor | $25.00 | 1/24/2011 1:41:58 PM |
| orange-pound-party | $30.00 | 1/24/2011 6:31:24 PM |
| a-plentiful-loyalty | $50.00 | 1/24/2011 11:46:59 AM |
| courteous-integrity661 | $25.00 | 1/24/2011 12:30:01 PM |
| nickel-hickory | $50.00 | 1/24/2011 4:57:31 PM |
| kendigme | $25.00 | 1/25/2011 2:35:53 AM |
| rescue | $100.00 | 1/24/2011 2:08:15 PM |
| wanna-help | $50.00 | 1/24/2011 3:12:11 PM |
| fervent-power | $25.00 | 1/24/2011 6:44:27 PM |
| elegant-commerce7 | $70.00 | 1/24/2011 7:30:46 PM |
| jasjac0105 | $25.00 | 1/25/2011 9:42:15 AM |
| finagler | $25.00 | 1/25/2011 9:43:29 AM |
| gpuck | $25.00 | 1/24/2011 6:31:26 PM |
| kind-elevated-market | $25.00 | 1/24/2011 6:49:46 PM |
| yield-scout8 | $29.18 | 1/24/2011 7:17:47 PM |
| kegs | $150.00 | 1/25/2011 11:06:54 AM |
| loanman2007 | $75.00 | 1/25/2011 5:41:16 AM |
| jtc26 | $50.00 | 1/25/2011 8:13:47 AM |
| ingenious-interest1 | $50.00 | 1/25/2011 8:27:14 AM |
| MilitaryLending | $25.00 | 1/25/2011 2:11:19 PM |
| zone8 | $125.00 | 1/25/2011 2:22:12 PM |
| amra | $25.00 | 1/25/2011 3:03:29 PM |
| richboy56 | $25.00 | 1/25/2011 1:43:09 PM |
| kindness-venture1 | $50.00 | 1/25/2011 3:40:22 PM |
| worthy-bid8 | $50.00 | 1/25/2011 1:49:27 PM |
| red-favorable-basis | $25.00 | 1/25/2011 10:25:33 AM |
| Lubava | $27.36 | 1/25/2011 10:48:32 AM |
| sturdy-peace9 | $50.00 | 1/25/2011 8:25:29 PM |
| Rob717171 | $50.00 | 1/25/2011 9:23:27 PM |
| tech310 | $50.00 | 1/26/2011 1:17:36 AM |
| KVEER | $25.00 | 1/25/2011 7:38:56 PM |
| Jim33 | $25.00 | 1/25/2011 10:42:54 PM |
| B2152 | $25.00 | 1/26/2011 5:23:49 AM |
| JPMorrisLegacyFund | $127.35 | 1/25/2011 11:39:37 PM |
| jubilant-agreement0 | $25.00 | 1/26/2011 7:42:52 AM |
| mercuriant | $25.00 | 1/26/2011 3:52:29 AM |
| LightTheWay | $50.00 | 1/25/2011 11:43:56 PM |
| kendigme | $25.00 | 1/26/2011 3:25:00 AM |
| unger | $60.00 | 1/26/2011 4:26:22 AM |
| Mrgiggleswic | $60.33 | 1/26/2011 4:59:14 AM |
| principal-laser | $26.33 | 1/26/2011 6:07:17 AM |
| jutdon84 | $75.00 | 1/26/2011 11:58:22 AM |
| famous-bill | $25.00 | 1/26/2011 8:07:59 AM |
| Najaca | $25.00 | 1/26/2011 1:01:44 PM |
| formula784 | $25.00 | 1/26/2011 10:19:49 AM |
| Newstart2011 | $25.00 | 1/26/2011 11:56:14 AM |
| lagnisiruk | $25.00 | 1/26/2011 4:15:37 PM |
| money-bauble | $38.82 | 1/26/2011 4:16:19 PM |
| graceful-investment | $80.68 | 1/26/2011 4:22:03 PM |
| thankful-nickel2 | $25.00 | 1/26/2011 1:55:24 PM |
| kendallv | $25.00 | 1/26/2011 4:14:46 PM |
| Comoparklender | $50.00 | 1/26/2011 4:15:28 PM |
| ElAbel11 | $25.00 | 1/26/2011 4:15:52 PM |
| nicklds | $25.00 | 1/26/2011 4:16:01 PM |
| uncleegg | $50.00 | 1/26/2011 4:21:30 PM |
| the-bid-sorcerer | $50.00 | 1/26/2011 4:21:41 PM |
| kulender | $50.00 | 1/26/2011 4:22:08 PM |
| economy-lotus | $50.00 | 1/26/2011 4:22:12 PM |
| LAM26 | $25.00 | 1/26/2011 4:23:05 PM |
| bonafide-economy | $50.00 | 1/26/2011 4:14:31 PM |
| restless-currency | $25.00 | 1/26/2011 4:14:43 PM |
| payment-gusto | $25.00 | 1/26/2011 4:16:21 PM |
| FeedTheMachine | $50.00 | 1/26/2011 4:16:25 PM |
| reflective-rupee | $150.77 | 1/23/2011 3:16:33 PM |
| JustMee | $25.00 | 1/23/2011 3:25:25 PM |
| amusement4 | $200.00 | 1/23/2011 5:45:09 PM |
| forthright-dedication | $25.00 | 1/23/2011 2:20:27 PM |
| shrewd-income | $50.00 | 1/23/2011 3:27:23 PM |
| Calif-smo | $32.00 | 1/23/2011 7:03:07 PM |
| enthusiastic-balance5 | $100.00 | 1/23/2011 7:21:34 PM |
| greencat | $50.00 | 1/24/2011 7:21:51 AM |
| realestate6606 | $150.00 | 1/24/2011 8:52:02 AM |
| HenryS | $50.00 | 1/24/2011 2:01:40 PM |
| hopeful-truth5 | $100.00 | 1/24/2011 2:13:36 PM |
| Top_Gun_Lender | $26.00 | 1/24/2011 8:31:42 PM |
| larrybird | $250.00 | 1/25/2011 9:29:32 AM |
| gold-cluster | $100.00 | 1/24/2011 7:29:02 PM |
| jwsun90 | $159.32 | 1/24/2011 5:54:39 PM |
| aquistoyraul | $25.00 | 1/25/2011 7:33:03 AM |
| favorite-commerce | $50.00 | 1/24/2011 8:34:41 PM |
| larryboy10 | $25.00 | 1/24/2011 10:04:53 PM |
| seisen | $50.00 | 1/25/2011 6:57:40 AM |
| TCR3 | $44.93 | 1/25/2011 2:07:42 PM |
| Bob450 | $25.00 | 1/25/2011 2:12:48 PM |
| washboard1 | $25.00 | 1/25/2011 1:46:31 PM |
| green-capital-hornet | $25.00 | 1/25/2011 3:54:34 PM |
| Ocean713 | $50.00 | 1/25/2011 3:06:37 PM |
| jo2y | $25.00 | 1/25/2011 3:38:18 PM |
| dime-explosion | $75.00 | 1/25/2011 3:48:09 PM |
| mri555 | $30.00 | 1/25/2011 5:58:08 PM |
| witty-openness | $25.00 | 1/25/2011 6:06:56 PM |
| organic-order | $25.00 | 1/25/2011 6:43:58 PM |
| realtormoises | $25.00 | 1/25/2011 5:14:30 PM |
| SecondChanceLendingSERV | $60.70 | 1/25/2011 7:29:00 PM |
| FutureLenderEC | $25.00 | 1/26/2011 4:06:41 AM |
| orange-pound-party | $25.00 | 1/25/2011 8:05:11 PM |
| wwwUniversal | $25.00 | 1/26/2011 4:33:12 AM |
| Rogelio48 | $30.00 | 1/26/2011 5:58:32 AM |
| pixeldave | $50.00 | 1/25/2011 7:46:47 PM |
| JohnWS | $26.77 | 1/26/2011 8:49:01 AM |
| Leshan | $25.00 | 1/26/2011 9:07:37 AM |
| LKCGICG | $25.00 | 1/25/2011 10:21:08 PM |
| CA-Lender | $25.00 | 1/26/2011 4:26:48 AM |
| lively-exchange | $25.00 | 1/26/2011 9:45:16 AM |
| bright-exchange | $25.00 | 1/26/2011 11:25:55 AM |
| Trevor_C | $25.00 | 1/26/2011 9:32:55 AM |
| Weaverville | $25.00 | 1/26/2011 2:00:48 PM |
| truth-ceremony | $25.00 | 1/26/2011 4:14:38 PM |
| Tikibarman | $50.00 | 1/26/2011 4:14:59 PM |
| vigorous-velocity | $50.00 | 1/26/2011 4:15:46 PM |
| honorable-yield | $25.00 | 1/26/2011 4:15:49 PM |
| Astyanax | $50.00 | 1/26/2011 10:53:25 AM |
| Aunca | $50.00 | 1/26/2011 4:22:32 PM |
| Lender_Guy | $28.69 | 1/26/2011 4:23:46 PM |
| well-mannered-income3 | $40.00 | 1/26/2011 1:18:45 PM |
| druidpoet | $27.00 | 1/26/2011 4:02:59 PM |
| debtcollector | $50.00 | 1/26/2011 4:03:11 PM |
| benevolent-asset | $25.00 | 1/26/2011 4:07:06 PM |
| S-Master | $50.00 | 1/26/2011 2:42:27 PM |
| tacinc100 | $25.00 | 1/26/2011 4:21:36 PM |
| ksubd | $90.00 | 1/26/2011 3:42:52 PM |
| 108lender | $150.00 | 1/26/2011 4:15:59 PM |
| missing-link | $25.00 | 1/26/2011 4:16:22 PM |
| nodrivelpls | $25.00 | 1/26/2011 4:21:51 PM |
| 145 Investments
|
Borrower Payment Dependent Notes Series
491436
This series of Notes was issued and sold upon the funding of the borrower loan #46715, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Jan-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jan-22-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $81.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-2001 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-719 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 9y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,686 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| generous-treasure0 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
planning to pay back with tax refun
Purpose of loan:
This loan will be used to fix heat in my truck and other services needed, pay some extra bills such as?car tags/taxes, etc.
My financial situation:
I am a good candidate for this loan because?I have very?good credit history and plan to pay this off when my tax refund comes in March.? I have always paid as agreed on all?loans, etc.?
Monthly net income: $ 3200+1800..around 5000
Monthly expenses: $
??Housing: $ 1020
??Insurance: $ 137
??Car expenses: $ 472
??Utilities: $ 125
??Phone, cable, internet: $ 113
??Food, entertainment: $ 280
??Clothing, household expenses $?100 HOA fees
??Credit cards and other loans: $?350
??Other expenses: $ gas- 160/month
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
| Investor | Amount | Investment Date (PT) |
|
| Whipster | $50.00 | 1/22/2011 11:22:50 AM |
| HHP | $50.00 | 1/22/2011 11:30:16 AM |
| wise-rupee-sanctuary | $50.00 | 1/22/2011 11:26:49 AM |
| zorg77 | $25.00 | 1/22/2011 12:36:43 PM |
| loss-of-control | $50.00 | 1/22/2011 1:05:18 PM |
| Kash2010lu | $27.00 | 1/22/2011 11:32:17 AM |
| velocity-solo | $30.00 | 1/22/2011 11:27:21 AM |
| vutah | $25.00 | 1/22/2011 1:15:43 PM |
| careful-note | $50.00 | 1/22/2011 11:32:06 AM |
| ac787 | $25.00 | 1/22/2011 2:02:56 PM |
| capital-halo1 | $500.00 | 1/22/2011 11:33:52 AM |
| forthright-dedication | $25.00 | 1/22/2011 12:42:22 PM |
| reflective-rupee | $400.77 | 1/22/2011 1:32:42 PM |
| credit-sycamore4 | $100.00 | 1/22/2011 2:08:17 PM |
| Jack55304 | $100.00 | 1/22/2011 11:33:42 AM |
| transaction-circuit | $100.00 | 1/22/2011 11:26:54 AM |
| foothillender | $25.00 | 1/22/2011 12:34:37 PM |
| WisconsinLiberal | $26.09 | 1/22/2011 12:47:28 PM |
| DasMula | $37.44 | 1/22/2011 11:34:24 AM |
| ultimate-peace | $125.00 | 1/22/2011 11:53:58 AM |
| Mr-Miracle | $25.00 | 1/22/2011 12:03:08 PM |
| witty-openness | $25.00 | 1/22/2011 12:10:00 PM |
| genius520 | $100.00 | 1/22/2011 11:28:37 AM |
| a_salt_miner | $25.00 | 1/22/2011 1:01:50 PM |
| vanklein | $25.00 | 1/22/2011 1:33:41 PM |
| SolarMoonshine | $25.00 | 1/22/2011 12:22:11 PM |
| suave-dime6 | $25.00 | 1/22/2011 1:36:57 PM |
| 27 Investments
|
Borrower Payment Dependent Notes Series
491468
This series of Notes was issued and sold upon the funding of the borrower loan #46800, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.70% |
Listing Start date:
| Jan-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jan-24-2011 |
|
|
Lender yield:
| 18.99% |
Borrower rate/APR:
| 19.99% / 23.38% |
Monthly payment:
| $445.90 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.55% | | |
| |
Estimated return*:
| 9.85% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1990 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 780-799 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 13y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Professor |
|
Public records last 12m / 10y:
| 0/ 3 |
Revolving credit balance:
| $33,602 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| the-coin-chairman |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Five Girls
Purpose of loan:
This loan will be used to?
Pay federal income taxes
My financial situation:
I am a good candidate for this loan because? I have always paid back my loans on time.? I also plan to teach extra courses this summer to pay back this loan ever faster than the 36 months suggested.? The below information may seem skewed because my husband is the greater provider in our household and pays most of the bills.
Monthly net income: $ 4000.00
Monthly expenses: $
??Housing: $ 2000.00
??Insurance: $ 150.00
??Car expenses: $ 0
??Utilities: $ 300
??Phone, cable, internet: $ 200
??Food, entertainment: $ 400
??Clothing, household expenses $ 200
??Credit cards and other loans: $?750
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
| Investor | Amount | Investment Date (PT) |
|
| CAGE-Investments | $25.00 | 1/21/2011 10:45:43 AM |
| wise-rupee-sanctuary | $50.00 | 1/21/2011 10:54:27 AM |
| tech310 | $50.00 | 1/21/2011 11:00:25 AM |
| skuba | $75.00 | 1/21/2011 11:03:01 AM |
| honorable-yield | $25.00 | 1/21/2011 11:05:48 AM |
| ursus | $100.00 | 1/21/2011 11:06:26 AM |
| radforj22 | $25.00 | 1/21/2011 10:43:56 AM |
| credit-investor5 | $50.00 | 1/21/2011 11:16:15 AM |
| enthralling-deal180 | $75.00 | 1/21/2011 10:45:03 AM |
| jazzlender | $50.00 | 1/21/2011 10:46:19 AM |
| wise-deal-panda | $50.00 | 1/21/2011 10:51:53 AM |
| cloud8 | $60.00 | 1/21/2011 10:56:33 AM |
| simplelender80 | $100.00 | 1/21/2011 11:05:09 AM |
| velocity-solo | $50.00 | 1/21/2011 11:12:02 AM |
| TNG812 | $25.00 | 1/21/2011 11:20:41 AM |
| cybernosha | $25.81 | 1/21/2011 1:07:23 PM |
| Panna | $25.00 | 1/21/2011 1:07:25 PM |
| worldly-community3 | $50.00 | 1/21/2011 11:12:56 AM |
| ThomasC | $50.00 | 1/21/2011 11:18:28 AM |
| mlj0671 | $25.00 | 1/21/2011 12:25:23 PM |
| marketplace-cello5 | $25.00 | 1/21/2011 11:21:54 AM |
| steiglends | $250.00 | 1/21/2011 11:22:33 AM |
| jdrez | $25.00 | 1/21/2011 1:06:33 PM |
| zorg77 | $25.00 | 1/21/2011 3:37:40 PM |
| Digs | $25.00 | 1/21/2011 3:48:01 PM |
| Bank_Of_XL | $25.00 | 1/22/2011 10:05:43 AM |
| gracej | $25.00 | 1/22/2011 12:00:41 PM |
| SelectTrustLending | $25.00 | 1/22/2011 3:07:29 PM |
| terrific-fund5 | $25.00 | 1/22/2011 11:58:32 AM |
| joelsar | $25.00 | 1/22/2011 10:31:01 PM |
| Rick7925 | $25.00 | 1/22/2011 2:42:31 PM |
| FlyingBobo | $25.00 | 1/23/2011 6:57:56 AM |
| autonomous-truth | $50.00 | 1/22/2011 9:44:16 PM |
| skiberdad | $50.00 | 1/22/2011 4:08:30 PM |
| fund-fox4 | $50.00 | 1/23/2011 11:03:17 AM |
| drkosh | $25.00 | 1/23/2011 8:30:03 AM |
| SC2TX | $200.00 | 1/23/2011 9:08:55 AM |
| nycloan | $25.00 | 1/23/2011 8:11:29 AM |
| chekat | $25.00 | 1/23/2011 11:24:17 AM |
| sincere-investment4 | $25.00 | 1/23/2011 2:31:24 PM |
| secureincome | $2,000.00 | 1/23/2011 3:54:44 PM |
| Nicedad72 | $25.00 | 1/23/2011 5:56:00 PM |
| iannyc | $50.00 | 1/23/2011 7:21:46 PM |
| Core-Marketing | $25.00 | 1/24/2011 5:39:05 AM |
| eloquent-dough5 | $25.00 | 1/23/2011 7:21:55 PM |
| firstandten | $50.00 | 1/24/2011 7:31:42 AM |
| 850 | $50.00 | 1/23/2011 9:49:08 PM |
| coolcoast | $25.00 | 1/24/2011 8:05:43 AM |
| Firescreek | $25.00 | 1/24/2011 4:41:38 AM |
| top-courteous-peso | $100.00 | 1/24/2011 9:08:35 AM |
| coin-bee1 | $25.00 | 1/24/2011 9:28:43 AM |
| MRMCapital | $25.00 | 1/24/2011 6:16:45 AM |
| 1stofthemonth | $35.89 | 1/24/2011 9:48:50 AM |
| Geologist-67 | $25.00 | 1/24/2011 10:04:14 AM |
| flibinite | $50.00 | 1/24/2011 10:05:27 AM |
| speedy-point | $25.00 | 1/24/2011 10:38:51 AM |
| thrifty-dedication | $50.00 | 1/24/2011 10:56:49 AM |
| mex_invests | $25.00 | 1/24/2011 4:23:15 PM |
| EarlyRiser | $250.00 | 1/24/2011 10:39:53 AM |
| gallant-economy9 | $1,236.84 | 1/24/2011 6:50:37 PM |
| brw | $25.00 | 1/24/2011 4:21:51 PM |
| testguy | $50.00 | 1/24/2011 2:40:08 PM |
| angel879 | $25.00 | 1/24/2011 6:04:41 PM |
| platinum-czar | $100.00 | 1/24/2011 5:56:37 PM |
| bowdish1 | $50.00 | 1/21/2011 11:03:47 AM |
| genius520 | $100.00 | 1/21/2011 11:04:28 AM |
| the-enterprising-leverage | $25.00 | 1/21/2011 11:12:29 AM |
| C_Mark | $100.00 | 1/21/2011 11:13:41 AM |
| orange-preeminant-bill | $35.50 | 1/21/2011 10:46:56 AM |
| jjswanso | $50.00 | 1/21/2011 11:19:00 AM |
| museic1 | $50.00 | 1/21/2011 11:10:19 AM |
| rolandweary | $25.00 | 1/21/2011 11:10:59 AM |
| powerful-finance7 | $25.00 | 1/21/2011 10:50:19 AM |
| responsibility-cherry6 | $50.00 | 1/21/2011 11:15:31 AM |
| flexible-value | $100.00 | 1/21/2011 10:50:58 AM |
| somebody32 | $50.00 | 1/21/2011 11:17:07 AM |
| five-star-justice | $28.50 | 1/21/2011 11:17:41 AM |
| enchanted-yield4 | $50.00 | 1/21/2011 11:24:21 AM |
| american6 | $100.00 | 1/21/2011 10:59:42 AM |
| robust-trade | $59.41 | 1/21/2011 12:57:52 PM |
| impeccable-transparency | $50.00 | 1/21/2011 11:06:31 AM |
| lloyd_s | $29.04 | 1/21/2011 1:07:18 PM |
| epic-transaction | $25.12 | 1/21/2011 1:07:24 PM |
| squadron781 | $25.00 | 1/21/2011 2:55:27 PM |
| get30inc | $50.00 | 1/21/2011 12:45:28 PM |
| xcap | $25.00 | 1/21/2011 12:46:01 PM |
| Ambassador | $27.44 | 1/21/2011 11:31:20 AM |
| cello1 | $25.00 | 1/21/2011 12:47:28 PM |
| kmprospeo | $50.00 | 1/21/2011 1:07:20 PM |
| indomitable-coin | $25.00 | 1/21/2011 11:44:34 AM |
| loss-of-control | $100.00 | 1/21/2011 2:19:22 PM |
| loyalty-czar | $30.00 | 1/21/2011 12:36:15 PM |
| Artist_Blue | $25.00 | 1/21/2011 1:00:24 PM |
| reflective-rupee | $1,000.77 | 1/21/2011 1:14:35 PM |
| samo102us | $25.00 | 1/21/2011 3:47:59 PM |
| papaloha | $25.00 | 1/22/2011 12:42:23 AM |
| miket71 | $50.00 | 1/22/2011 6:57:57 AM |
| cupcake9 | $26.89 | 1/21/2011 7:07:22 PM |
| hopeful-truth5 | $200.00 | 1/21/2011 7:31:27 PM |
| invest-in-ed | $300.00 | 1/22/2011 10:40:21 AM |
| forthright-dedication | $50.00 | 1/22/2011 12:42:49 PM |
| mtnbikemania | $50.00 | 1/22/2011 3:59:26 PM |
| wkeboarder21 | $100.00 | 1/22/2011 4:28:14 PM |
| JM-Sarawak | $25.00 | 1/23/2011 6:26:51 AM |
| sensible-gain884 | $25.00 | 1/23/2011 5:47:24 AM |
| asdf9876 | $25.00 | 1/23/2011 3:11:50 PM |
| dodgerfan | $50.00 | 1/23/2011 6:42:06 PM |
| enthusiastic-balance5 | $200.00 | 1/23/2011 7:11:37 PM |
| helpingyou1 | $50.00 | 1/23/2011 4:29:24 PM |
| loanman2007 | $175.00 | 1/24/2011 5:25:16 AM |
| exciting-fairness | $200.00 | 1/23/2011 7:15:12 PM |
| cropdust3r | $25.00 | 1/24/2011 7:12:27 AM |
| agalt | $75.00 | 1/24/2011 8:32:23 AM |
| surfcash | $507.00 | 1/23/2011 5:03:55 PM |
| mala54 | $30.00 | 1/24/2011 9:07:38 AM |
| Saleen06 | $31.79 | 1/23/2011 6:01:03 PM |
| nanda | $100.00 | 1/23/2011 7:02:24 PM |
| PaulW | $25.00 | 1/24/2011 7:27:54 AM |
| bigphish | $25.00 | 1/24/2011 10:10:46 AM |
| TheGrayFox | $25.00 | 1/24/2011 10:12:13 AM |
| Travis247 | $50.00 | 1/24/2011 9:01:54 AM |
| rakstar | $25.00 | 1/24/2011 6:53:03 AM |
| marketplace-achievement | $50.00 | 1/24/2011 9:11:44 AM |
| heavenly-repayment4 | $25.00 | 1/24/2011 10:11:12 AM |
| frederic-chopin | $25.00 | 1/24/2011 9:24:24 AM |
| ethicalhumanist | $50.00 | 1/24/2011 11:22:53 AM |
| jvp | $25.00 | 1/24/2011 11:46:51 AM |
| CE88 | $25.00 | 1/24/2011 1:18:15 PM |
| porter22 | $25.00 | 1/24/2011 1:28:20 PM |
| swanseasailor | $25.00 | 1/24/2011 1:43:25 PM |
| snowyowl | $25.00 | 1/24/2011 2:41:36 PM |
| vigorous-note | $50.00 | 1/24/2011 10:57:14 AM |
| asset-vibraphone | $35.00 | 1/24/2011 11:04:13 AM |
| speedster351 | $50.00 | 1/24/2011 2:11:40 PM |
| mpatrick | $25.00 | 1/24/2011 11:00:09 AM |
| boj2007 | $50.00 | 1/24/2011 2:56:50 PM |
| integrity-doctor | $100.00 | 1/24/2011 4:08:42 PM |
| dollars4debts | $25.00 | 1/24/2011 12:26:40 PM |
| tokyopete23 | $25.00 | 1/24/2011 1:23:56 PM |
| bill-expert | $50.00 | 1/24/2011 5:49:18 PM |
| Sugarmama21 | $50.00 | 1/24/2011 6:22:56 PM |
| IP | $50.00 | 1/24/2011 5:56:27 PM |
| razor783 | $50.00 | 1/24/2011 6:35:40 PM |
| 143 Investments
|
Borrower Payment Dependent Notes Series
491512
This series of Notes was issued and sold upon the funding of the borrower loan #46679, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.30% |
Listing Start date:
| Jan-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jan-23-2011 |
|
|
Lender yield:
| 4.99% |
Borrower rate/APR:
| 5.99% / 6.33% |
Monthly payment:
| $182.50 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.00% | | |
| |
Estimated return*:
| 3.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 780-799 (Jan-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 8y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,176 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 17% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| chopsdogg |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 4 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $4,250.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Oct-2010)
740-759
(Sep-2008)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 4 | | |
Description
Consolidate Spouse's Student Loans
Purpose of loan:
We have been working on my girlfriend's credit.? She has a couple unsecured education loans out that are currently her highest interest debt.? We own a home together.? We are both software developers and together have 150+k per year income.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
| Investor | Amount | Investment Date (PT) |
|
| indomitable-coin | $100.00 | 1/23/2011 2:03:24 PM |
| acropiloterau2002 | $25.00 | 1/23/2011 2:06:06 PM |
| BankingFamily | $50.00 | 1/23/2011 2:06:44 PM |
| AmericanCredit | $25.00 | 1/23/2011 2:06:57 PM |
| community-pipeline | $25.00 | 1/23/2011 2:07:44 PM |
| honorable-yield | $40.00 | 1/23/2011 2:08:07 PM |
| nimble-money0 | $50.00 | 1/23/2011 2:08:15 PM |
| building_community | $25.00 | 1/23/2011 2:08:38 PM |
| Daneistes | $50.00 | 1/23/2011 2:08:50 PM |
| cognizant-rate732 | $25.00 | 1/23/2011 2:09:43 PM |
| Goodlender42 | $25.00 | 1/23/2011 2:10:21 PM |
| Centaur | $50.00 | 1/23/2011 2:11:13 PM |
| RandyL3 | $25.00 | 1/23/2011 2:12:08 PM |
| bds9646 | $26.00 | 1/23/2011 2:12:17 PM |
| TennSquire | $25.00 | 1/23/2011 2:12:58 PM |
| tntmojave | $25.00 | 1/23/2011 2:02:49 PM |
| fishtale | $25.00 | 1/23/2011 2:03:55 PM |
| AFairDeal | $75.00 | 1/23/2011 2:07:18 PM |
| webclimber | $50.00 | 1/23/2011 2:07:58 PM |
| DukSerduk | $25.00 | 1/23/2011 2:09:14 PM |
| HunterSix | $25.00 | 1/23/2011 2:09:29 PM |
| ogmanny | $50.00 | 1/23/2011 2:10:05 PM |
| Mantis75 | $25.00 | 1/23/2011 2:10:50 PM |
| larsowe | $35.00 | 1/23/2011 2:10:57 PM |
| majestic-dedication | $50.00 | 1/23/2011 2:11:21 PM |
| life-is-great | $25.00 | 1/23/2011 2:11:51 PM |
| velocity-solo | $60.00 | 1/23/2011 2:12:52 PM |
| indomart | $50.00 | 1/23/2011 2:22:43 PM |
| revenue-buddy0 | $50.00 | 1/23/2011 2:22:52 PM |
| b1geasy | $25.00 | 1/23/2011 2:04:13 PM |
| perzzz | $50.00 | 1/23/2011 2:04:23 PM |
| organized-payment6 | $25.00 | 1/23/2011 2:04:27 PM |
| ThomasC | $50.00 | 1/23/2011 2:04:35 PM |
| kenji4861 | $25.00 | 1/23/2011 2:04:44 PM |
| thesage | $50.00 | 1/23/2011 3:13:53 PM |
| cebgop | $25.00 | 1/23/2011 2:04:51 PM |
| setUup | $100.00 | 1/23/2011 3:24:48 PM |
| wise-deal-panda | $50.00 | 1/23/2011 2:05:20 PM |
| mathprof | $25.00 | 1/23/2011 2:05:33 PM |
| secureincome | $1,200.00 | 1/23/2011 3:47:21 PM |
| meenan | $100.00 | 1/23/2011 2:07:53 PM |
| Phantom99 | $100.00 | 1/23/2011 2:08:23 PM |
| goldfinger3 | $100.00 | 1/23/2011 2:08:29 PM |
| Goodthing | $100.00 | 1/23/2011 2:09:06 PM |
| meux99 | $25.00 | 1/23/2011 2:09:20 PM |
| Castellan | $50.00 | 1/23/2011 2:09:54 PM |
| Nicedad72 | $25.00 | 1/23/2011 6:12:27 PM |
| C_Mark | $100.00 | 1/23/2011 2:10:26 PM |
| kanakakm | $50.00 | 1/23/2011 2:10:42 PM |
| NDFIRTH | $50.00 | 1/23/2011 2:11:04 PM |
| eyal0 | $50.00 | 1/23/2011 2:23:00 PM |
| Gr8Deal | $50.00 | 1/23/2011 2:23:09 PM |
| economy-orchid | $30.00 | 1/23/2011 2:23:34 PM |
| sweety075 | $25.00 | 1/23/2011 2:14:39 PM |
| Kessler | $30.00 | 1/23/2011 3:47:30 PM |
| engaging-worth | $25.00 | 1/23/2011 3:48:51 PM |
| credit-guard5 | $25.00 | 1/23/2011 3:53:23 PM |
| MoneyForNothing | $16.92 | 1/23/2011 10:29:37 PM |
| Harpersferry | $100.00 | 1/23/2011 5:40:36 PM |
| forthright-dedication | $25.00 | 1/23/2011 2:20:38 PM |
| toronado | $50.00 | 1/23/2011 7:48:28 PM |
| bdcchicago | $50.00 | 1/23/2011 7:55:54 PM |
| Duchdad | $25.00 | 1/23/2011 8:16:43 PM |
| radforj22 | $75.00 | 1/23/2011 4:51:47 PM |
| PrivateLender | $25.00 | 1/23/2011 2:04:06 PM |
| commanding-income774 | $50.00 | 1/23/2011 2:04:20 PM |
| blissful-ore5 | $50.00 | 1/23/2011 2:04:55 PM |
| flexible-value | $100.00 | 1/23/2011 2:05:17 PM |
| patriot897 | $50.00 | 1/23/2011 2:05:28 PM |
| astute-investment5 | $25.00 | 1/23/2011 2:06:32 PM |
| Dreamconnection | $50.00 | 1/23/2011 2:07:32 PM |
| casaram | $25.00 | 1/23/2011 2:08:58 PM |
| JohnW12 | $50.00 | 1/23/2011 2:09:25 PM |
| axl163 | $25.00 | 1/23/2011 2:09:58 PM |
| transparency-giant | $50.00 | 1/23/2011 2:10:12 PM |
| currency-persimmon | $25.00 | 1/23/2011 2:11:27 PM |
| Dollars4Rent | $50.00 | 1/23/2011 2:11:49 PM |
| blot44 | $25.00 | 1/23/2011 2:03:13 PM |
| PrivateLender | $25.00 | 1/23/2011 2:03:59 PM |
| Pay_Me_BACK_ASAP | $25.00 | 1/23/2011 2:04:12 PM |
| cashhelp | $30.00 | 1/23/2011 2:05:02 PM |
| kyomoon | $50.00 | 1/23/2011 2:05:24 PM |
| credit-investor5 | $50.00 | 1/23/2011 2:05:48 PM |
| interest-exec9 | $25.00 | 1/23/2011 2:05:55 PM |
| Krozy | $50.00 | 1/23/2011 2:06:12 PM |
| newest-organic-rupee | $25.00 | 1/23/2011 2:06:17 PM |
| Eagles81 | $25.00 | 1/23/2011 2:06:23 PM |
| lagnisiruk | $25.00 | 1/23/2011 2:06:26 PM |
| yukongin | $25.00 | 1/23/2011 2:07:11 PM |
| bowdish1 | $100.00 | 1/23/2011 2:07:25 PM |
| paintedposies | $50.00 | 1/23/2011 2:09:36 PM |
| HHP | $25.00 | 1/23/2011 2:09:48 PM |
| myworld701 | $25.00 | 1/23/2011 2:23:17 PM |
| balance-voyager | $50.00 | 1/23/2011 2:02:54 PM |
| FlexFunding | $50.00 | 1/23/2011 2:03:00 PM |
| thedoctor | $100.00 | 1/23/2011 2:05:08 PM |
| shamrocker | $25.00 | 1/23/2011 2:05:39 PM |
| inspired-investment8 | $100.00 | 1/23/2011 2:07:04 PM |
| jct_enterprises | $25.00 | 1/23/2011 2:10:32 PM |
| pay_day | $50.00 | 1/23/2011 2:22:25 PM |
| compoundinterest | $50.00 | 1/23/2011 2:11:40 PM |
| lender987654321 | $25.00 | 1/23/2011 2:11:54 PM |
| promiser200 | $25.00 | 1/23/2011 2:23:45 PM |
| Pulchritudinous | $25.00 | 1/23/2011 2:24:06 PM |
| crdcteng | $50.00 | 1/23/2011 4:49:32 PM |
| epsp | $50.00 | 1/23/2011 2:23:03 PM |
| aquaskiiier | $50.00 | 1/23/2011 3:51:33 PM |
| economy-beast | $32.08 | 1/23/2011 8:03:43 PM |
| 16888 | $50.00 | 1/23/2011 8:12:34 PM |
| interest-fanatic3 | $50.00 | 1/23/2011 10:24:43 PM |
| 110 Investments
|
Borrower Payment Dependent Notes Series
491516
This series of Notes was issued and sold upon the funding of the borrower loan #46831, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Jan-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jan-23-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-2003 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 720-739 (Jan-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 2y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 2 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,502 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| IWILLGETAHEAD |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation
Purpose of loan:
This loan will be used to consolidate?some debt,?and to move into our new home. ?
My financial situation:
I am a good candidate for this loan because I always pay my bills and I am very responsible with my spending limits.
Monthly net income: $ 1400.00????
Monthly expenses: $
??Housing: $ 325.00
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 150.00
??Phone, cable, internet: $ 99.00?
??Food, entertainment:?$0?
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 25.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Hi there. Since about half of the bankruptcies in this country are due to medical expenses, could you tell me if you are covered by health insurance? Thanks and good luck with this loan. - green-rapid-openness
A:
Hi! Thank you for the question! I am covered with health and dental insurance through the corporation that I work for. Thank you!
(Jan-22-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| HHP | $50.00 | 1/21/2011 4:15:43 PM |
| SolarMoonshine | $25.00 | 1/21/2011 5:12:42 PM |
| enriching-fund4 | $25.00 | 1/21/2011 5:22:32 PM |
| Kreditorium | $25.00 | 1/21/2011 5:22:58 PM |
| play_ultimate | $25.00 | 1/21/2011 5:23:32 PM |
| genius520 | $100.00 | 1/21/2011 4:15:26 PM |
| Artist_Blue | $25.00 | 1/21/2011 5:44:36 PM |
| lloyd_s | $25.00 | 1/21/2011 5:14:24 PM |
| gulch | $50.00 | 1/21/2011 5:22:22 PM |
| rhightower003 | $25.00 | 1/21/2011 5:22:34 PM |
| credit-guard5 | $25.00 | 1/21/2011 7:59:54 PM |
| joee | $25.00 | 1/21/2011 5:22:55 PM |
| integrity-liberator | $50.00 | 1/21/2011 5:23:52 PM |
| Jack55304 | $100.00 | 1/21/2011 4:14:29 PM |
| wise-rupee-sanctuary | $50.00 | 1/21/2011 4:14:34 PM |
| capital-halo1 | $500.00 | 1/21/2011 4:15:23 PM |
| hopeful-truth5 | $100.00 | 1/21/2011 7:23:25 PM |
| israel15 | $25.00 | 1/21/2011 5:22:24 PM |
| asset-professor | $50.00 | 1/21/2011 5:22:31 PM |
| dedicated-diversification5 | $100.00 | 1/21/2011 5:23:41 PM |
| exciting-fairness | $200.00 | 1/22/2011 6:03:28 AM |
| investment-artist | $25.00 | 1/22/2011 6:30:22 AM |
| erowis | $40.00 | 1/21/2011 9:40:59 PM |
| nilonc1 | $50.00 | 1/22/2011 9:48:28 AM |
| texrob20 | $25.00 | 1/22/2011 12:53:49 AM |
| loanman2007 | $50.00 | 1/22/2011 5:41:32 AM |
| SFBank | $63.11 | 1/22/2011 8:41:56 AM |
| forthright-dedication | $25.00 | 1/22/2011 12:42:17 PM |
| squarebob | $25.00 | 1/22/2011 10:57:16 AM |
| zorg77 | $25.00 | 1/22/2011 12:41:26 PM |
| green-rapid-openness | $100.00 | 1/22/2011 5:46:43 PM |
| suave-dime6 | $25.00 | 1/22/2011 1:36:52 PM |
| UBOtto186 | $60.00 | 1/23/2011 2:32:01 AM |
| E-B | $50.00 | 1/23/2011 7:14:28 AM |
| JohnWS | $58.13 | 1/23/2011 9:24:07 AM |
| FinanceEngine | $25.00 | 1/23/2011 11:27:08 AM |
| thrifty-capital | $25.00 | 1/22/2011 7:16:52 PM |
| verdiprr | $200.00 | 1/23/2011 8:43:29 AM |
| auction-seeker | $25.00 | 1/23/2011 9:46:55 AM |
| econgineer | $25.00 | 1/23/2011 1:59:57 AM |
| onecooldrink | $25.00 | 1/23/2011 11:04:28 AM |
| ac787 | $25.00 | 1/23/2011 5:39:01 AM |
| CapitalismRocks | $25.00 | 1/23/2011 11:13:05 AM |
| dovid | $200.00 | 1/23/2011 5:56:43 AM |
| boneill | $50.00 | 1/23/2011 11:45:16 AM |
| capital-galaxy | $250.00 | 1/21/2011 5:05:48 PM |
| minddoc | $25.00 | 1/21/2011 5:12:04 PM |
| kkcoolmom | $25.00 | 1/21/2011 5:22:26 PM |
| oldmora | $50.00 | 1/21/2011 5:23:27 PM |
| ingenious-interest1 | $50.00 | 1/21/2011 4:14:40 PM |
| zone6 | $50.00 | 1/21/2011 5:44:31 PM |
| reflective-rupee | $350.77 | 1/21/2011 4:40:51 PM |
| CreativeIdeas | $25.00 | 1/21/2011 5:22:28 PM |
| parsec9 | $25.00 | 1/21/2011 5:24:07 PM |
| velocity-solo | $30.00 | 1/21/2011 4:14:53 PM |
| credit-sycamore4 | $100.00 | 1/21/2011 5:25:47 PM |
| careful-note | $50.00 | 1/21/2011 4:16:56 PM |
| SFBank | $100.00 | 1/21/2011 4:54:38 PM |
| witty-openness | $25.00 | 1/21/2011 5:01:37 PM |
| one-midas | $50.00 | 1/21/2011 5:06:08 PM |
| balance-handshake7 | $50.00 | 1/21/2011 5:22:19 PM |
| cashonhand | $25.00 | 1/21/2011 5:22:27 PM |
| economy-popcorn | $25.00 | 1/22/2011 9:19:47 AM |
| JGB | $37.41 | 1/22/2011 1:03:08 AM |
| pwez652 | $50.00 | 1/22/2011 11:02:56 AM |
| loss-of-control | $25.00 | 1/22/2011 1:06:47 PM |
| supreme-hope | $25.00 | 1/22/2011 3:11:37 PM |
| Loanstou | $50.00 | 1/22/2011 3:14:17 PM |
| Mr-Miracle | $25.33 | 1/22/2011 12:12:10 PM |
| foothillender | $25.00 | 1/22/2011 12:37:14 PM |
| SANTIAGO1 | $25.00 | 1/22/2011 7:53:12 PM |
| well-mannered-income3 | $40.00 | 1/22/2011 8:48:26 PM |
| Bob450 | $25.00 | 1/23/2011 8:06:36 AM |
| special-money | $51.27 | 1/23/2011 10:15:43 AM |
| Zipcut | $100.00 | 1/23/2011 12:00:06 AM |
| Peacepower | $25.00 | 1/23/2011 10:33:43 AM |
| payout-alien6 | $28.21 | 1/23/2011 10:53:18 AM |
| top-attractive-moola | $50.00 | 1/23/2011 11:21:23 AM |
| cbivitz | $100.00 | 1/23/2011 5:35:21 AM |
| autonomous-truth | $50.00 | 1/22/2011 9:33:19 PM |
| favorite-commerce | $50.00 | 1/23/2011 6:29:39 AM |
| Leshan | $25.00 | 1/23/2011 6:31:10 AM |
| Onlyhappycustomers | $25.00 | 1/23/2011 6:34:13 AM |
| goodhearted-basis4 | $25.00 | 1/23/2011 6:56:54 AM |
| 84 Investments
|
Borrower Payment Dependent Notes Series
491530
This series of Notes was issued and sold upon the funding of the borrower loan #46670, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jan-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jan-24-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1995 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 700-719 (Jan-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
4 | Length of status: | 21y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| newest-loyalty-enclave |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Revolving Credit
Purpose of loan:
This loan will be used to? bill consolidation
My financial situation:
I am a good candidate for this loan because? i have had a perfect credit recod for 23 years
Monthly net income: $ 4797
Monthly expenses: $ 3000
??Housing: $ 1700
??Insurance: $ 200
??Car expenses: $?342??Utilities: $ 150
??Phone, cable, internet: $ 100
??Food, entertainment: $ 100
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 500
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Hi,
What is your revolving credit balance? Prosper indicates you have a $0 in revolving credit.
TY
MM - Mr-Miracle
A:
3800.00
(Jan-24-2011)
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
212,000 is my balance.appraised at 240,000
(Jan-24-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| Kash2010lu | $53.00 | 1/24/2011 10:27:56 AM |
| EarlyRiser | $250.00 | 1/24/2011 10:40:17 AM |
| OrdiNance | $50.00 | 1/24/2011 11:56:44 AM |
| taetrade | $25.00 | 1/24/2011 10:39:01 AM |
| restless-dime | $50.00 | 1/24/2011 3:53:10 PM |
| liberty-magnate | $25.00 | 1/24/2011 11:27:35 AM |
| lending-theory | $25.00 | 1/24/2011 5:01:50 PM |
| greencat | $50.00 | 1/24/2011 10:39:37 AM |
| Frosty | $25.00 | 1/24/2011 1:39:27 PM |
| DasMula | $25.00 | 1/24/2011 10:49:27 AM |
| WMY-Investor | $100.00 | 1/24/2011 2:47:58 PM |
| first-serene-credit | $25.00 | 1/24/2011 3:01:36 PM |
| Starfin-Capital-Management | $66.56 | 1/24/2011 11:47:19 AM |
| Christophe | $25.00 | 1/24/2011 4:32:15 PM |
| droopie1 | $33.59 | 1/24/2011 5:02:34 PM |
| rockwild | $27.62 | 1/24/2011 5:32:18 PM |
| payout-bridge | $500.00 | 1/24/2011 5:32:45 PM |
| fearless-bonus473 | $200.00 | 1/24/2011 5:36:53 PM |
| Core-Marketing | $25.00 | 1/24/2011 2:56:13 PM |
| nilonc1 | $25.00 | 1/24/2011 5:12:12 PM |
| Justice_ak | $25.00 | 1/24/2011 5:38:48 PM |
| velocity-solo | $25.00 | 1/24/2011 10:29:10 AM |
| DHolly | $30.00 | 1/24/2011 10:26:33 AM |
| witty-openness | $25.00 | 1/24/2011 12:04:13 PM |
| money-baron | $50.00 | 1/24/2011 12:32:05 PM |
| RyanM561 | $25.00 | 1/24/2011 10:30:03 AM |
| brwnidgirl | $50.00 | 1/24/2011 10:24:01 AM |
| RSRAssociates | $27.21 | 1/24/2011 10:30:40 AM |
| money-baron | $50.00 | 1/24/2011 12:29:28 PM |
| investment-artist | $25.00 | 1/24/2011 10:43:15 AM |
| pwez652 | $25.99 | 1/24/2011 2:00:45 PM |
| reflective-rupee | $600.77 | 1/24/2011 10:54:26 AM |
| MoneyForNothing | $10.26 | 1/24/2011 5:39:52 PM |
| nickel-hickory | $100.00 | 1/24/2011 4:58:34 PM |
| one-midas | $25.00 | 1/24/2011 12:55:37 PM |
| payout-bridge | $1,000.00 | 1/24/2011 5:32:31 PM |
| rescue | $100.00 | 1/24/2011 2:08:28 PM |
| power-leader1 | $25.00 | 1/24/2011 2:50:13 PM |
| brightest-dignified-penny | $25.00 | 1/24/2011 4:03:00 PM |
| nickel-hickory | $100.00 | 1/24/2011 4:58:16 PM |
| SolarMoonshine | $50.00 | 1/24/2011 5:27:41 PM |
| 41 Investments
|
Borrower Payment Dependent Notes Series
491550
This series of Notes was issued and sold upon the funding of the borrower loan #46849, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.70% |
Listing Start date:
| Jan-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jan-23-2011 |
|
|
Lender yield:
| 18.99% |
Borrower rate/APR:
| 19.99% / 23.38% |
Monthly payment:
| $92.90 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.55% | | |
| |
Estimated return*:
| 9.85% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-2005 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 640-659 (Jan-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,406 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| money-backer2 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off Credit Card Debt
Purpose of loan:
This loan will be used to pay off high interest credit cards so I can finally close them down and consolidate my debts. Plus even with interest I'd much rather see someone other than the greedy banks making money.
My financial situation:
I am a good candidate for this loan because my expenses per month are really low. My primary expense is just paying off debt mostly student loans. The only reason I have so much debt is because, well, college isn't cheap even with student loans...
Monthly net income: $ 4600
Monthly expenses:
Housing: $ 450.00
Utilities: $ 60.00
Phone, cable, internet: $ 150
Food, entertainment: $ 600
Clothing, household expenses $ 100.00
Credit cards and student loans: $ 1200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
| Investor | Amount | Investment Date (PT) |
|
| wise-rupee-sanctuary | $50.00 | 1/23/2011 2:14:08 PM |
| jazzlender | $25.00 | 1/23/2011 2:03:39 PM |
| skuba | $75.00 | 1/23/2011 2:15:32 PM |
| simplelender80 | $100.00 | 1/23/2011 2:16:12 PM |
| ursus | $100.00 | 1/23/2011 2:16:46 PM |
| velocity-solo | $50.00 | 1/23/2011 2:17:33 PM |
| C_Mark | $100.00 | 1/23/2011 2:18:18 PM |
| marketplace-cello5 | $25.00 | 1/23/2011 2:18:49 PM |
| SolarMoonshine | $25.00 | 1/23/2011 2:13:47 PM |
| CK1 | $25.00 | 1/23/2011 2:02:36 PM |
| reflective-rupee | $25.77 | 1/23/2011 3:04:53 PM |
| the-enterprising-leverage | $25.00 | 1/23/2011 2:17:46 PM |
| atlmoneyman | $26.63 | 1/23/2011 4:02:47 PM |
| helpingyou1 | $25.00 | 1/23/2011 4:26:00 PM |
| a_salt_miner | $25.00 | 1/23/2011 2:20:45 PM |
| sportract05 | $50.00 | 1/23/2011 5:59:54 PM |
| mtnbikemania | $50.00 | 1/23/2011 2:21:43 PM |
| jjswanso | $50.00 | 1/23/2011 2:23:28 PM |
| enthralling-deal180 | $50.00 | 1/23/2011 2:12:31 PM |
| american6 | $100.00 | 1/23/2011 2:14:37 PM |
| malomar66 | $50.00 | 1/23/2011 3:58:08 PM |
| crdcteng | $50.00 | 1/23/2011 5:04:46 PM |
| skiberdad | $50.00 | 1/23/2011 2:22:02 PM |
| Corellia | $100.00 | 1/23/2011 2:40:47 PM |
| eric731 | $50.00 | 1/23/2011 2:45:26 PM |
| tech310 | $50.00 | 1/23/2011 2:14:57 PM |
| bowdish1 | $50.00 | 1/23/2011 2:15:44 PM |
| honorable-yield | $25.00 | 1/23/2011 2:16:28 PM |
| museic1 | $50.00 | 1/23/2011 2:17:08 PM |
| worldly-community3 | $50.00 | 1/23/2011 2:18:03 PM |
| credit-investor5 | $50.00 | 1/23/2011 2:18:41 PM |
| epicanthal | $25.00 | 1/23/2011 2:20:12 PM |
| interstellar | $50.00 | 1/23/2011 2:27:17 PM |
| commerce-yeller | $25.00 | 1/23/2011 2:02:24 PM |
| favorite-commerce | $50.00 | 1/23/2011 2:47:16 PM |
| shrewd-income | $50.00 | 1/23/2011 3:44:36 PM |
| precious-coin3 | $50.00 | 1/23/2011 2:20:19 PM |
| MoneyForNothing | $22.60 | 1/23/2011 6:49:45 PM |
| Pulchritudinous | $25.00 | 1/23/2011 2:24:13 PM |
| CAGE-Investments | $25.00 | 1/23/2011 2:13:41 PM |
| genius520 | $100.00 | 1/23/2011 2:15:57 PM |
| spiff666 | $25.00 | 1/23/2011 3:36:12 PM |
| rolandweary | $25.00 | 1/23/2011 2:17:22 PM |
| Nicedad72 | $25.00 | 1/23/2011 6:03:09 PM |
| chekat | $25.00 | 1/23/2011 2:23:55 PM |
| asdf9876 | $25.00 | 1/23/2011 3:12:08 PM |
| Snoclaf | $25.00 | 1/23/2011 4:17:04 PM |
| radforj22 | $25.00 | 1/23/2011 4:51:30 PM |
| amusement4 | $300.00 | 1/23/2011 5:56:51 PM |
| wealth-multiplier | $25.00 | 1/23/2011 6:44:48 PM |
| 50 Investments
|
Borrower Payment Dependent Notes Series
491610
This series of Notes was issued and sold upon the funding of the borrower loan #46700, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.55% |
Listing Start date:
| Jan-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jan-24-2011 |
|
|
Lender yield:
| 5.55% |
Borrower rate/APR:
| 6.55% / 6.89% |
Monthly payment:
| $76.68 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.55% | | |
| |
Estimated return*:
| 4.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 780-799 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 3y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $489 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| top-power-ladybug |
Borrower's state:
| WestVirginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
A Safe Place to Put Your Money
Purpose of loan:
This loan will be used to either repair my car or find an inexpensive replacement vehicle.
My financial situation:
I am a good candidate for this loan because I take my financial responsibilities very seriously.? Reflecting my priorities, I give money to the Lord first, I put some in savings second, and then I pay my debts and bills.? Paying back my debts takes priority over buying groceries or gas or anything else.? You can verify this by my excellent credit score.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
| Investor | Amount | Investment Date (PT) |
|
| balance-voyager | $50.00 | 1/24/2011 10:22:50 AM |
| blot44 | $25.00 | 1/24/2011 10:23:51 AM |
| Bio-physicist | $50.00 | 1/24/2011 10:24:46 AM |
| ThomasC | $50.00 | 1/24/2011 10:25:41 AM |
| mathprof | $25.00 | 1/24/2011 10:26:10 AM |
| AmericanCredit | $25.00 | 1/24/2011 10:26:34 AM |
| webclimber | $50.00 | 1/24/2011 10:26:56 AM |
| nimble-money0 | $50.00 | 1/24/2011 10:27:07 AM |
| quantumwellguy | $50.00 | 1/24/2011 10:23:22 AM |
| indomitable-coin | $100.00 | 1/24/2011 10:25:12 AM |
| credit-investor5 | $50.00 | 1/24/2011 10:26:15 AM |
| newest-organic-rupee | $25.00 | 1/24/2011 10:26:26 AM |
| inspired-investment8 | $100.00 | 1/24/2011 10:26:36 AM |
| Dreamconnection | $50.00 | 1/24/2011 10:26:47 AM |
| goldfinger3 | $100.00 | 1/24/2011 10:27:13 AM |
| organized-payment6 | $25.00 | 1/24/2011 10:25:38 AM |
| cebgop | $25.00 | 1/24/2011 10:25:47 AM |
| shamrocker | $25.00 | 1/24/2011 10:26:13 AM |
| Havana21 | $300.00 | 1/24/2011 10:26:19 AM |
| astute-investment5 | $25.00 | 1/24/2011 10:26:30 AM |
| bowdish1 | $100.00 | 1/24/2011 10:26:44 AM |
| Approved | $50.00 | 1/24/2011 10:23:49 AM |
| fishtale | $25.00 | 1/24/2011 10:23:53 AM |
| DukSerduk | $25.00 | 1/24/2011 10:24:08 AM |
| thedoctor | $100.00 | 1/24/2011 10:25:59 AM |
| Krozy | $50.00 | 1/24/2011 10:26:22 AM |
| honorable-yield | $40.00 | 1/24/2011 10:27:03 AM |
| Phantom99 | $100.00 | 1/24/2011 10:27:10 AM |
| kyomoon | $100.00 | 1/24/2011 10:24:40 AM |
| blissful-ore5 | $50.00 | 1/24/2011 10:25:51 AM |
| patriot897 | $50.00 | 1/24/2011 10:26:07 AM |
| acropiloterau2002 | $25.00 | 1/24/2011 10:26:21 AM |
| yukongin | $25.00 | 1/24/2011 10:26:38 AM |
| meenan | $100.00 | 1/24/2011 10:26:53 AM |
| Daneistes | $50.00 | 1/24/2011 10:27:15 AM |
| FlexFunding | $50.00 | 1/24/2011 10:22:54 AM |
| perzzz | $50.00 | 1/24/2011 10:25:34 AM |
| kenji4861 | $25.00 | 1/24/2011 10:25:44 AM |
| flexible-value | $100.00 | 1/24/2011 10:26:02 AM |
| interest-exec9 | $25.00 | 1/24/2011 10:26:17 AM |
| lagnisiruk | $25.00 | 1/24/2011 10:26:28 AM |
| BankingFamily | $50.00 | 1/24/2011 10:26:32 AM |
| AFairDeal | $75.00 | 1/24/2011 10:26:42 AM |
| community-pipeline | $25.00 | 1/24/2011 10:26:50 AM |
| 44 Investments
|
Borrower Payment Dependent Notes Series
491636
This series of Notes was issued and sold upon the funding of the borrower loan #46712, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Jan-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jan-27-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $163.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1993 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 660-679 (Jan-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 1
/
1 | Length of status: | 3y 10m |
|
Amount delinquent:
| $605 |
Total credit lines:
| 12 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,178 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 41% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| enriching-rate9 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
neo
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
So why do you want a loan? - ritchie70
A:
I am trying to pay off doctors bills while saving for a car ( it was too costly to repair two days before Christmas - no lie - so we had to part it out). I live 25 miles from work and have to borrow my fathers truck until I can save some money. I am also 39 years old and living at home, so I'm trying to move out. I just need to get ahead and have some security in the bank. I'll sleep better at night and move on with my life. It's been a rough few months. Thank you, melissa
(Jan-25-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| velocity-solo | $30.00 | 1/23/2011 2:15:24 PM |
| SolarMoonshine | $25.00 | 1/23/2011 2:07:20 PM |
| Jack55304 | $100.00 | 1/23/2011 2:20:02 PM |
| genius520 | $100.00 | 1/23/2011 2:17:02 PM |
| HHP | $50.00 | 1/23/2011 2:18:32 PM |
| wise-rupee-sanctuary | $50.00 | 1/23/2011 2:14:26 PM |
| careful-note | $50.00 | 1/23/2011 2:19:44 PM |
| Artist_Blue | $25.00 | 1/24/2011 6:07:25 AM |
| rescue | $100.00 | 1/24/2011 2:08:23 PM |
| OrdiNance | $50.00 | 1/24/2011 11:56:36 AM |
| wanna-help | $50.00 | 1/24/2011 3:17:19 PM |
| kegs | $150.00 | 1/25/2011 11:07:11 AM |
| worthy-bid8 | $50.00 | 1/25/2011 1:50:28 PM |
| credit-sycamore4 | $100.00 | 1/25/2011 4:24:14 PM |
| zone8 | $125.00 | 1/25/2011 2:22:32 PM |
| capital-halo1 | $500.00 | 1/25/2011 4:25:15 PM |
| peace-missile | $25.00 | 1/26/2011 12:21:16 AM |
| organic-order | $25.00 | 1/26/2011 5:01:47 AM |
| Bob450 | $25.00 | 1/26/2011 4:09:17 AM |
| leverage-monger | $25.00 | 1/26/2011 9:48:28 AM |
| Trevor_C | $25.00 | 1/26/2011 9:33:00 AM |
| mercuriant | $25.00 | 1/26/2011 7:44:18 PM |
| kulender | $50.00 | 1/26/2011 8:08:39 PM |
| social-conductor4 | $25.00 | 1/26/2011 11:37:47 PM |
| handshake5 | $100.00 | 1/26/2011 11:45:38 PM |
| flwah | $25.00 | 1/26/2011 8:09:08 PM |
| wwwUniversal | $25.00 | 1/26/2011 8:57:57 PM |
| FeedTheMachine | $27.06 | 1/26/2011 8:58:53 PM |
| graceful-investment | $66.54 | 1/26/2011 11:37:11 PM |
| IIP77 | $25.00 | 1/26/2011 11:48:25 PM |
| seisen | $30.94 | 1/27/2011 3:01:11 AM |
| suave-dime6 | $25.00 | 1/26/2011 11:44:26 PM |
| CA-Lender | $25.00 | 1/27/2011 3:23:41 AM |
| worthy-bid4 | $25.00 | 1/27/2011 9:54:40 AM |
| invest-in-ed | $50.00 | 1/27/2011 6:07:10 AM |
| revenue-achievement | $25.00 | 1/27/2011 7:26:00 AM |
| Doug1043 | $25.00 | 1/27/2011 9:33:30 AM |
| best-marketologist | $25.00 | 1/27/2011 1:28:15 PM |
| Hokie83 | $50.00 | 1/27/2011 10:43:05 AM |
| credit-investor5 | $50.00 | 1/27/2011 2:09:05 PM |
| Wellman | $50.00 | 1/27/2011 2:09:12 PM |
| StreetJustice | $50.00 | 1/27/2011 10:43:31 AM |
| ingenious-deal6 | $25.00 | 1/27/2011 2:09:10 PM |
| new-social-economist | $75.00 | 1/27/2011 2:08:35 PM |
| jasjac0105 | $25.00 | 1/25/2011 9:42:24 AM |
| Ocean713 | $50.00 | 1/25/2011 3:06:49 PM |
| richboy56 | $25.00 | 1/25/2011 1:44:13 PM |
| Rob717171 | $50.00 | 1/25/2011 9:23:31 PM |
| pixeldave | $50.00 | 1/25/2011 7:46:52 PM |
| tech310 | $50.00 | 1/26/2011 1:17:41 AM |
| yield-museum | $50.00 | 1/26/2011 11:04:48 AM |
| a-enticing-reward | $25.00 | 1/26/2011 9:31:56 AM |
| ingenious-interest1 | $50.00 | 1/26/2011 4:53:29 PM |
| 108lender | $150.00 | 1/26/2011 7:06:57 PM |
| financial-frenzy | $25.00 | 1/26/2011 9:08:29 PM |
| gold-commander0 | $50.00 | 1/26/2011 9:11:14 PM |
| goodhearted-basis4 | $25.00 | 1/26/2011 9:17:12 PM |
| asmithj | $50.00 | 1/26/2011 9:18:22 PM |
| money-bauble | $100.00 | 1/26/2011 11:45:30 PM |
| musegaze | $36.88 | 1/26/2011 7:49:51 PM |
| irrelevant | $25.00 | 1/26/2011 8:28:27 PM |
| excellent-greenback | $25.00 | 1/27/2011 1:14:22 AM |
| orange-preeminant-bill | $50.00 | 1/26/2011 9:17:49 PM |
| Comoparklender | $28.78 | 1/26/2011 8:42:57 PM |
| missing-link | $25.00 | 1/26/2011 11:46:03 PM |
| mckhbnpc | $30.00 | 1/27/2011 8:04:05 AM |
| forthright-dedication | $25.00 | 1/27/2011 10:33:46 AM |
| bountiful-justice4 | $100.00 | 1/27/2011 9:33:11 AM |
| reward-adventure | $50.00 | 1/27/2011 10:35:50 AM |
| ttnk62918 | $25.00 | 1/27/2011 10:38:22 AM |
| YoungTaxMan | $25.00 | 1/27/2011 9:35:39 AM |
| exuberant-dime | $50.00 | 1/27/2011 11:13:11 AM |
| Casman8815 | $25.00 | 1/27/2011 12:32:59 PM |
| benefit-piano5 | $25.00 | 1/27/2011 12:39:40 PM |
| Speculator | $25.00 | 1/27/2011 1:39:28 PM |
| btormc5 | $30.00 | 1/27/2011 12:53:18 PM |
| shrewd-peace7 | $25.00 | 1/27/2011 2:08:54 PM |
| power-trophy7 | $25.00 | 1/27/2011 2:08:40 PM |
| TNG812 | $25.00 | 1/27/2011 2:09:03 PM |
| 79 Investments
|
Borrower Payment Dependent Notes Series
491654
This series of Notes was issued and sold upon the funding of the borrower loan #46834, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Jan-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jan-27-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $306.15 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-2004 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 640-659 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 1y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,603 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| fabulous-dollar2 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Consolidation
Purpose of loan:
This loan will be used to?to pay off credit cards with high balances. I plan to use the "snowball method" to pay off my credit card debit.
My financial situation:
I am a good candidate for this loan because?I have never missed a payment on any credit account. I no longer want to use credit cards since I have the income to get by without them.
Monthly net income: $2700
Monthly expenses: $1953
??Housing: $943
??Insurance: $50
??Car expenses: $75
??Utilities: $100
??Phone, cable, internet: $135
??Food, entertainment: $200
??Clothing, household expenses $50
??Credit cards and other loans: $400
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Please describe your job, career prospects etc... & other potential sources of income. - on_your_side
A:
Hello, I do computer technical support for a fortune 500 company. I also have my own computer repair business. I started these two new opportunities about a year and a half ago and the rewards have been great. Now I am paying catch up for the last 7 years of having a dead in job and hardly no income. This loan would be used to pay off high balances on credit cards.
Thank you
(Jan-24-2011)
Q:
What has changed in your situation since you ran up the initial debts? Do you use any sort of budgeting software (e.g. mint.com) to stick to your plan? - on_your_side
A:
I have better income now,thats whats has changed since my initial debts. My last bank which was a credit union did not support Mint.com. I have a better bank now so I was able to set up a Mint.com account today with no problem. Thanks for your help.
(Jan-24-2011)
Q:
Hi, can you tell me about the interest rates and balances on the credit cards that you will replace with this loan please? - circle
A:
Hello, I have 8 credit cards, the average APR between all the cards is around 23.99%.Almost all my cards are near the credit line which varies from 1 to 3 thousand dollars each card. I need to pay off the high balance cards immediately, its killing my credit score. I plan to repay this loan before 3 years to avoid the higher interest rates.Thanks
(Jan-26-2011)
Q:
Please can you tell us whether the amount of $400 for credit cards and loans is calculated for before or after the prosper loan is taken out. Thanks? - circle
A:
No, the prosper loan has not been calculated in. Please note, 90% of the time I bring in much more than 2700 dollars a month net income. I did not include money earned for my computer repair business in my description and there is no way to go back and modify that unless I cancel the listing. Thanks.
(Jan-26-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| genius520 | $100.00 | 1/23/2011 2:17:02 PM |
| HHP | $50.00 | 1/23/2011 2:18:33 PM |
| Nerdster1 | $25.05 | 1/23/2011 4:25:27 PM |
| careful-note | $50.00 | 1/23/2011 2:19:45 PM |
| velocity-solo | $30.00 | 1/23/2011 2:15:25 PM |
| Kash2010lu | $27.00 | 1/23/2011 2:19:53 PM |
| Jack55304 | $100.00 | 1/23/2011 2:20:03 PM |
| Artist_Blue | $25.00 | 1/24/2011 6:07:24 AM |
| Mr-Miracle | $25.00 | 1/23/2011 7:33:57 PM |
| Frosty | $25.00 | 1/24/2011 7:47:06 AM |
| greencat | $50.00 | 1/24/2011 7:17:55 AM |
| coin-bee1 | $25.00 | 1/24/2011 9:52:22 AM |
| hopeful-truth5 | $200.00 | 1/24/2011 2:22:21 PM |
| nilonc1 | $72.08 | 1/24/2011 5:10:45 PM |
| rockhound84 | $25.00 | 1/24/2011 12:56:43 PM |
| chrisb1414 | $25.00 | 1/24/2011 1:45:13 PM |
| erowis | $40.00 | 1/24/2011 4:33:52 PM |
| kegs | $150.00 | 1/25/2011 11:07:12 AM |
| rinyt | $25.00 | 1/25/2011 5:27:52 PM |
| worthy-bid8 | $50.00 | 1/25/2011 1:50:42 PM |
| capital-halo1 | $500.00 | 1/25/2011 4:54:28 PM |
| credit-sycamore4 | $100.00 | 1/25/2011 4:53:38 PM |
| balance-force | $30.00 | 1/25/2011 4:59:46 PM |
| Otagaini | $25.00 | 1/25/2011 6:37:18 PM |
| Bob450 | $25.00 | 1/26/2011 4:11:29 AM |
| gjm6d | $25.00 | 1/25/2011 8:05:56 PM |
| auction-seeker | $25.00 | 1/25/2011 6:51:04 PM |
| pixeldave | $50.00 | 1/25/2011 7:46:53 PM |
| Rob717171 | $50.00 | 1/25/2011 9:23:32 PM |
| tech310 | $50.00 | 1/26/2011 1:17:42 AM |
| selector568 | $200.00 | 1/26/2011 8:52:11 AM |
| Leshan | $25.00 | 1/26/2011 9:16:06 AM |
| a-enticing-reward | $25.00 | 1/26/2011 9:31:57 AM |
| doopers | $25.00 | 1/26/2011 5:59:23 AM |
| loss-of-control | $50.00 | 1/26/2011 7:53:28 AM |
| Math_Physics | $25.00 | 1/26/2011 11:53:14 AM |
| investment-cluster | $25.00 | 1/26/2011 1:58:30 PM |
| AM2008 | $25.00 | 1/26/2011 4:30:28 PM |
| UCLA4life | $25.00 | 1/26/2011 5:07:44 PM |
| killdare | $25.00 | 1/26/2011 6:13:04 PM |
| Smallbear | $25.00 | 1/26/2011 6:44:42 PM |
| 108lender | $150.00 | 1/26/2011 7:07:09 PM |
| orange-preeminant-bill | $50.00 | 1/26/2011 9:17:50 PM |
| vutah | $25.00 | 1/26/2011 9:41:22 PM |
| kulender | $50.00 | 1/26/2011 8:08:42 PM |
| IIP77 | $25.00 | 1/26/2011 11:48:27 PM |
| Maximum_Investment | $31.09 | 1/27/2011 6:00:47 AM |
| FinanceEngine | $25.00 | 1/27/2011 7:02:31 AM |
| missing-link | $25.00 | 1/26/2011 11:46:04 PM |
| genuine-dime | $100.00 | 1/27/2011 7:54:48 AM |
| foothillender | $25.00 | 1/27/2011 8:09:51 AM |
| noobsaibot | $50.00 | 1/27/2011 8:37:37 AM |
| musegaze | $35.90 | 1/27/2011 3:01:16 AM |
| handshake5 | $100.00 | 1/26/2011 11:45:40 PM |
| FeedTheMachine | $44.31 | 1/27/2011 3:23:01 AM |
| mercuriant | $25.00 | 1/27/2011 9:35:01 AM |
| kendigme | $25.00 | 1/27/2011 2:20:01 AM |
| Comoparklender | $39.68 | 1/27/2011 3:19:25 AM |
| gotjack | $25.00 | 1/27/2011 5:07:58 AM |
| Hokie83 | $50.00 | 1/27/2011 10:43:06 AM |
| seisen | $50.00 | 1/27/2011 10:38:32 AM |
| StreetJustice | $50.00 | 1/27/2011 10:43:33 AM |
| money-bauble | $46.40 | 1/27/2011 10:37:50 AM |
| exuberant-dime | $50.00 | 1/27/2011 11:13:11 AM |
| wise-rupee-sanctuary | $50.00 | 1/23/2011 2:14:27 PM |
| reflective-rupee | $100.77 | 1/23/2011 3:15:42 PM |
| shrewd-income | $25.00 | 1/23/2011 3:36:59 PM |
| amusement4 | $200.00 | 1/23/2011 5:40:34 PM |
| justanothersushieater | $25.00 | 1/24/2011 10:13:23 AM |
| EarlyRiser | $250.00 | 1/24/2011 10:40:13 AM |
| on_your_side | $25.56 | 1/24/2011 10:30:02 AM |
| wanna-help | $50.00 | 1/24/2011 3:17:20 PM |
| britches613 | $25.00 | 1/24/2011 11:29:45 AM |
| rescue | $100.00 | 1/24/2011 2:08:24 PM |
| acfreema | $25.00 | 1/25/2011 4:54:35 AM |
| enriched-note6 | $25.00 | 1/24/2011 11:40:09 PM |
| jasjac0105 | $25.00 | 1/25/2011 9:42:25 AM |
| benefit-banshee | $25.00 | 1/25/2011 2:19:56 PM |
| zone8 | $125.00 | 1/25/2011 2:22:33 PM |
| lasalle123 | $50.00 | 1/25/2011 2:35:21 PM |
| Ocean713 | $50.00 | 1/25/2011 3:06:51 PM |
| bazaar-festivity | $25.00 | 1/25/2011 6:41:35 PM |
| witty-openness | $25.00 | 1/25/2011 6:11:36 PM |
| organic-order | $25.00 | 1/26/2011 5:01:48 AM |
| LKCGICG | $25.00 | 1/25/2011 10:23:26 PM |
| loanman2007 | $75.00 | 1/26/2011 5:16:11 AM |
| kendigme | $39.80 | 1/26/2011 3:27:23 AM |
| octoberfresh | $25.00 | 1/26/2011 3:50:58 AM |
| supreme-hope | $25.00 | 1/26/2011 10:00:29 AM |
| exciting-fairness | $200.00 | 1/26/2011 9:57:20 AM |
| Phatt-Daddy | $25.00 | 1/26/2011 9:30:28 AM |
| well-mannered-income3 | $25.00 | 1/26/2011 2:51:34 PM |
| asmithj | $50.00 | 1/26/2011 9:18:23 PM |
| flwah | $25.00 | 1/26/2011 8:09:09 PM |
| circle | $100.00 | 1/26/2011 8:11:04 PM |
| wwwUniversal | $25.00 | 1/26/2011 8:58:00 PM |
| larryboy10 | $25.00 | 1/26/2011 8:28:07 PM |
| hokee | $25.00 | 1/27/2011 6:19:37 AM |
| mmmm1982 | $25.00 | 1/27/2011 8:45:55 AM |
| green-rapid-openness | $200.00 | 1/27/2011 10:02:53 AM |
| graceful-investment | $59.01 | 1/27/2011 3:16:06 AM |
| culldud6900 | $44.31 | 1/27/2011 6:59:54 AM |
| Income-Scout | $50.00 | 1/27/2011 7:01:49 AM |
| kttalamo | $25.00 | 1/27/2011 7:06:43 AM |
| YoungTaxMan | $50.00 | 1/27/2011 9:32:24 AM |
| bountiful-justice4 | $100.00 | 1/27/2011 9:33:12 AM |
| social-conductor4 | $25.00 | 1/27/2011 10:34:02 AM |
| suave-dime6 | $25.00 | 1/27/2011 10:38:29 AM |
| commerce-stronghold | $26.44 | 1/27/2011 10:18:20 AM |
| CA-Lender | $25.00 | 1/27/2011 10:38:37 AM |
| richboy56 | $25.00 | 1/27/2011 10:33:56 AM |
| jybank | $25.00 | 1/27/2011 11:06:30 AM |
| hopeful-truth5 | $200.00 | 1/27/2011 11:27:09 AM |
| lamsabuy | $1,100.00 | 1/27/2011 11:36:31 AM |
| 114 Investments
|
Borrower Payment Dependent Notes Series
491696
This series of Notes was issued and sold upon the funding of the borrower loan #46676, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jan-26-2011 |
|
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 16.65% |
Monthly payment:
| $344.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1991 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 720-739 (Jan-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 4y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,001 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dartman442 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan To Finish Rental Property
Purpose of loan:
This loan will be used to finish renovations to a commercial store front I currently own.? I plan to pay this loan back within 12-16 months.? It just seems easier to bundle this renovation into a Prosper loan rather than putting it on plastic.? The renter is in place and ready to move in once the renovations are complete.? The rent will more than cover the mortgage and this loan.
My financial situation:
I am a good candidate for this loan because I pay my bills on time and have other income sources (other rentals)?beside my full time job.? I own 3 properties and am current with all of the notes on them, I don't live above my means.
Monthly net income: $ 5000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
| Investor | Amount | Investment Date (PT) |
|
| simplelender80 | $100.00 | 1/24/2011 10:29:57 AM |
| reflective-rupee | $200.77 | 1/24/2011 10:53:55 AM |
| thrifty-dedication | $50.00 | 1/24/2011 10:56:53 AM |
| CE88 | $50.00 | 1/24/2011 12:51:30 PM |
| velocity-solo | $50.00 | 1/24/2011 10:31:00 AM |
| Redmond | $25.00 | 1/24/2011 10:32:25 AM |
| jazzlender | $50.00 | 1/24/2011 10:23:39 AM |
| enthralling-deal180 | $75.00 | 1/24/2011 10:24:25 AM |
| StrongMonty | $60.00 | 1/24/2011 2:54:10 PM |
| bowdish1 | $50.00 | 1/24/2011 10:29:39 AM |
| agile-vigilance8 | $100.00 | 1/24/2011 4:04:05 PM |
| svandals | $35.36 | 1/24/2011 12:19:10 PM |
| mtnbikemania | $50.00 | 1/24/2011 10:32:59 AM |
| Pacific-Bank | $47.70 | 1/24/2011 2:02:59 PM |
| AaronL | $25.00 | 1/24/2011 6:54:49 PM |
| forthright-principal2 | $25.00 | 1/24/2011 3:57:09 PM |
| swanseasailor | $25.00 | 1/24/2011 1:38:11 PM |
| thrilling-nickel5 | $25.00 | 1/25/2011 5:31:38 AM |
| Artist_Blue | $25.00 | 1/25/2011 6:03:06 AM |
| theloanfiller | $25.00 | 1/24/2011 8:30:17 PM |
| deepclear | $100.00 | 1/25/2011 9:45:43 AM |
| silver-dogwood4 | $25.00 | 1/25/2011 6:49:18 AM |
| Borhino | $50.00 | 1/25/2011 10:01:43 AM |
| EarlyRiser | $100.00 | 1/25/2011 8:18:50 AM |
| kegs | $150.00 | 1/25/2011 11:05:35 AM |
| worthy-bid8 | $100.00 | 1/25/2011 1:48:36 PM |
| brw | $25.00 | 1/25/2011 9:48:48 AM |
| LeReve | $100.00 | 1/25/2011 4:42:08 PM |
| jmvingeorgia | $45.00 | 1/25/2011 1:25:37 PM |
| Jimfromsac | $100.00 | 1/25/2011 1:37:44 PM |
| the-auction-bear | $25.00 | 1/25/2011 4:24:09 PM |
| balance-force | $31.00 | 1/25/2011 4:57:26 PM |
| auction-seeker | $25.00 | 1/25/2011 6:57:48 PM |
| Longstreet47 | $25.80 | 1/25/2011 5:27:52 PM |
| caring-contract6 | $25.00 | 1/25/2011 11:28:11 PM |
| tuco | $100.00 | 1/25/2011 6:10:01 PM |
| RLaumeyer | $25.00 | 1/25/2011 7:14:32 PM |
| KVEER | $25.00 | 1/25/2011 7:38:40 PM |
| brightest-fascinating-principal | $50.00 | 1/25/2011 7:40:20 PM |
| KirosPOS | $91.51 | 1/25/2011 8:43:44 PM |
| rustysailor | $25.00 | 1/25/2011 9:32:53 PM |
| Pookiette | $40.00 | 1/26/2011 5:43:49 AM |
| bass | $25.31 | 1/25/2011 6:55:14 PM |
| friendinmoney | $25.00 | 1/26/2011 8:25:18 AM |
| capital-web7 | $50.00 | 1/25/2011 9:23:17 PM |
| calm-platinum8 | $25.00 | 1/25/2011 9:59:16 PM |
| cash-queen | $30.00 | 1/25/2011 10:25:40 PM |
| payout-alien6 | $25.79 | 1/26/2011 10:29:47 AM |
| rate-rapture8 | $50.00 | 1/26/2011 9:32:24 AM |
| harty | $50.00 | 1/26/2011 10:12:06 AM |
| benefit-catalyst | $200.00 | 1/26/2011 7:34:34 AM |
| Newstart2011 | $25.00 | 1/26/2011 11:52:50 AM |
| Littlepeng | $25.00 | 1/26/2011 7:54:20 AM |
| back-scratchers | $25.00 | 1/26/2011 9:33:47 AM |
| Gambino | $50.00 | 1/26/2011 3:39:14 PM |
| ge0bab | $25.00 | 1/26/2011 4:06:23 PM |
| Panlion | $100.00 | 1/26/2011 4:08:06 PM |
| hard-working-reward2 | $25.00 | 1/26/2011 2:44:45 PM |
| Astyanax | $50.00 | 1/26/2011 11:01:41 AM |
| cleo1255 | $67.50 | 1/26/2011 3:47:28 PM |
| rancher7 | $25.00 | 1/26/2011 4:36:12 PM |
| coin-sphinx4 | $156.79 | 1/26/2011 1:24:58 PM |
| auctionator1 | $50.00 | 1/26/2011 1:36:42 PM |
| spiritual-fairness5 | $54.00 | 1/26/2011 4:17:07 PM |
| proud-pound4 | $100.00 | 1/26/2011 2:45:36 PM |
| dpjd | $50.00 | 1/26/2011 4:18:18 PM |
| KDW08 | $25.00 | 1/26/2011 3:58:24 PM |
| benevolent-asset | $25.00 | 1/26/2011 4:03:19 PM |
| wise-deal-panda | $50.00 | 1/26/2011 5:07:12 PM |
| TNG812 | $25.00 | 1/26/2011 4:53:08 PM |
| Sixmil | $50.00 | 1/26/2011 6:26:30 PM |
| Weaverville | $25.00 | 1/26/2011 6:31:30 PM |
| Ripsaw4U | $27.73 | 1/26/2011 7:47:34 PM |
| divedude | $25.00 | 1/26/2011 7:49:14 PM |
| Phillip4ever | $25.00 | 1/26/2011 7:53:03 PM |
| PatRichi | $25.00 | 1/26/2011 8:13:09 PM |
| yachtmaster45 | $25.00 | 1/26/2011 8:25:00 PM |
| scottr | $50.00 | 1/26/2011 8:30:14 PM |
| dadalou | $25.00 | 1/26/2011 8:43:13 PM |
| BaltimoreLender | $25.00 | 1/26/2011 8:46:50 PM |
| Gabriel02 | $25.00 | 1/26/2011 8:56:05 PM |
| bullwink27 | $25.00 | 1/26/2011 9:01:39 PM |
| ace330 | $25.00 | 1/26/2011 9:05:28 PM |
| KarmaBum77 | $25.00 | 1/26/2011 9:09:23 PM |
| melodious-fairness | $50.00 | 1/26/2011 9:11:35 PM |
| hope-hickory | $25.00 | 1/26/2011 9:18:13 PM |
| elloboverde | $25.00 | 1/26/2011 11:24:06 PM |
| selfmademan | $25.00 | 1/26/2011 7:42:21 PM |
| Johnab | $25.00 | 1/26/2011 8:32:34 PM |
| bdevil10 | $25.00 | 1/26/2011 8:43:48 PM |
| worthy-truth | $25.00 | 1/26/2011 8:58:58 PM |
| safe-kindness5 | $25.00 | 1/26/2011 9:07:18 PM |
| tremendous-payment | $25.00 | 1/26/2011 9:08:16 PM |
| ferocious-exchange3 | $34.13 | 1/26/2011 9:10:07 PM |
| visionary-currency | $50.00 | 1/26/2011 9:13:16 PM |
| devoider | $25.00 | 1/26/2011 8:29:52 PM |
| russm011 | $27.23 | 1/26/2011 8:38:37 PM |
| agiovasil | $25.00 | 1/26/2011 8:41:15 PM |
| new-reward-sequoia | $25.00 | 1/26/2011 8:53:55 PM |
| five-star-responsibility0 | $30.53 | 1/26/2011 9:17:57 PM |
| ursus | $100.00 | 1/24/2011 10:30:17 AM |
| rolandweary | $25.00 | 1/24/2011 10:30:54 AM |
| C_Mark | $100.00 | 1/24/2011 10:31:17 AM |
| paladin847 | $50.00 | 1/24/2011 10:33:37 AM |
| tech310 | $50.00 | 1/24/2011 10:34:30 AM |
| worldly-community3 | $50.00 | 1/24/2011 10:25:00 AM |
| enchanted-yield4 | $50.00 | 1/24/2011 10:28:08 AM |
| organized-payment6 | $50.00 | 1/24/2011 10:28:20 AM |
| wise-rupee-sanctuary | $50.00 | 1/24/2011 10:28:43 AM |
| skuba | $75.00 | 1/24/2011 10:29:30 AM |
| jrhinomo | $30.00 | 1/24/2011 12:24:01 PM |
| honorable-yield | $25.00 | 1/24/2011 10:30:06 AM |
| marketplace-cello5 | $25.00 | 1/24/2011 10:31:39 AM |
| nanda | $100.00 | 1/24/2011 10:33:24 AM |
| commerce-yeller | $25.00 | 1/24/2011 10:24:32 AM |
| hopeful-truth5 | $100.00 | 1/24/2011 2:19:56 PM |
| impressive-credit431 | $100.00 | 1/24/2011 10:28:24 AM |
| DasMula | $25.00 | 1/24/2011 10:44:29 AM |
| american6 | $100.00 | 1/24/2011 10:29:08 AM |
| pleasureman | $25.00 | 1/24/2011 2:59:02 PM |
| genius520 | $100.00 | 1/24/2011 10:29:50 AM |
| unbelievable-exchange | $25.00 | 1/24/2011 11:00:47 AM |
| the-enterprising-leverage | $25.00 | 1/24/2011 10:31:10 AM |
| blue-useful-auction | $25.00 | 1/24/2011 11:31:13 AM |
| asset-reaction | $25.00 | 1/24/2011 4:51:20 PM |
| skiberdad | $50.00 | 1/24/2011 10:33:07 AM |
| felicity-loyalist0 | $30.00 | 1/24/2011 12:53:29 PM |
| radforj22 | $25.00 | 1/24/2011 1:27:44 PM |
| Hola_James | $33.33 | 1/24/2011 2:33:53 PM |
| terrific-p2ploan | $25.00 | 1/24/2011 7:20:27 PM |
| Wally1727 | $50.00 | 1/24/2011 7:46:53 PM |
| SOP_Bank | $25.00 | 1/24/2011 7:56:12 PM |
| SolarMoonshine | $50.00 | 1/24/2011 5:34:05 PM |
| falcone | $25.00 | 1/24/2011 6:16:57 PM |
| epic-transaction | $25.00 | 1/24/2011 5:15:31 PM |
| museic1 | $50.00 | 1/24/2011 5:37:40 PM |
| epall | $25.00 | 1/24/2011 8:54:49 PM |
| Reddy_Capital | $25.00 | 1/24/2011 10:25:51 PM |
| AK49-JW | $30.00 | 1/24/2011 11:40:32 PM |
| enriched-note6 | $25.00 | 1/24/2011 11:35:55 PM |
| Bank_Of_XL | $50.00 | 1/25/2011 5:08:25 AM |
| loanman2007 | $40.00 | 1/25/2011 5:23:06 AM |
| enthralling-investment | $56.00 | 1/25/2011 1:41:33 PM |
| cactus70 | $35.21 | 1/25/2011 9:31:13 AM |
| investor_101 | $50.00 | 1/25/2011 1:42:15 PM |
| durable-investment8 | $30.00 | 1/25/2011 9:57:47 AM |
| s0saman | $25.00 | 1/25/2011 10:09:37 AM |
| five-star-reward5 | $25.00 | 1/25/2011 1:00:23 PM |
| tacopants | $50.00 | 1/25/2011 1:53:58 PM |
| tranquil-revenue | $25.00 | 1/25/2011 2:24:27 PM |
| lasalle123 | $50.00 | 1/25/2011 2:38:05 PM |
| loss-of-control | $50.00 | 1/25/2011 5:26:30 PM |
| Ocean713 | $50.00 | 1/25/2011 3:06:10 PM |
| jamiee73 | $25.00 | 1/25/2011 5:54:13 PM |
| Bio-physicist | $50.00 | 1/25/2011 6:37:02 PM |
| 4Horseman | $75.00 | 1/25/2011 8:29:03 PM |
| kmr2 | $100.00 | 1/25/2011 6:39:25 PM |
| jms1983 | $25.00 | 1/25/2011 8:04:30 PM |
| Minotaur | $25.00 | 1/26/2011 9:58:16 AM |
| subtle-revenue0 | $25.00 | 1/26/2011 3:27:17 AM |
| hcs1977 | $100.00 | 1/26/2011 5:44:16 AM |
| efficient-treasure0 | $25.00 | 1/26/2011 6:16:55 AM |
| Cambalache | $63.00 | 1/26/2011 6:17:07 AM |
| FundMaker | $25.00 | 1/26/2011 7:46:56 AM |
| FallonCredit | $25.00 | 1/26/2011 8:02:36 AM |
| Emberfox | $25.00 | 1/26/2011 8:36:59 AM |
| credit-coach118 | $25.00 | 1/26/2011 8:55:02 AM |
| seabassx | $50.00 | 1/26/2011 9:27:11 AM |
| syounker | $25.00 | 1/26/2011 7:01:54 AM |
| integrity-hawk | $50.00 | 1/26/2011 10:12:25 AM |
| the-serene-transaction | $28.40 | 1/26/2011 10:14:51 AM |
| integrity-doctor | $100.00 | 1/26/2011 9:07:53 AM |
| thankful-nickel2 | $25.00 | 1/26/2011 1:56:55 PM |
| ichibon | $250.00 | 1/26/2011 9:56:39 AM |
| doncm | $50.00 | 1/26/2011 3:08:04 PM |
| Havnfun | $25.00 | 1/26/2011 4:00:10 PM |
| VBinvestor | $100.00 | 1/26/2011 1:28:15 PM |
| indomitable-coin | $25.00 | 1/26/2011 4:04:50 PM |
| jc33148 | $25.00 | 1/26/2011 11:35:51 AM |
| ammasv | $25.00 | 1/26/2011 1:09:28 PM |
| indianoven | $25.00 | 1/26/2011 1:41:05 PM |
| Rick7925 | $25.00 | 1/26/2011 5:03:23 PM |
| FinanceEngine | $25.00 | 1/26/2011 5:26:33 PM |
| deal-zoo | $50.00 | 1/26/2011 5:04:34 PM |
| Green-Baron | $25.00 | 1/26/2011 7:20:51 PM |
| Cheburashka | $25.00 | 1/26/2011 7:42:49 PM |
| ClearLake | $25.00 | 1/26/2011 7:43:05 PM |
| rmachi | $25.00 | 1/26/2011 6:58:16 PM |
| kulender | $25.00 | 1/26/2011 8:07:56 PM |
| Goodlender42 | $25.00 | 1/26/2011 7:15:03 PM |
| rockfx77 | $50.00 | 1/26/2011 7:17:33 PM |
| heerzaquestion | $25.00 | 1/26/2011 7:29:35 PM |
| Earnest_Money | $30.00 | 1/26/2011 7:04:27 PM |
| visionary-community | $25.00 | 1/26/2011 9:09:08 PM |
| neutrino6 | $25.00 | 1/26/2011 9:09:39 PM |
| nalaari | $25.00 | 1/26/2011 9:10:55 PM |
| helpinghand63 | $25.00 | 1/26/2011 7:41:22 PM |
| worth-arch | $25.00 | 1/26/2011 9:17:26 PM |
| wampum-optimization | $50.00 | 1/26/2011 9:17:55 PM |
| listing-trapper3 | $51.57 | 1/26/2011 9:18:02 PM |
| nashibaksi | $25.00 | 1/26/2011 7:44:03 PM |
| ptjg | $50.00 | 1/26/2011 7:58:00 PM |
| lostontheedge | $25.00 | 1/26/2011 7:58:10 PM |
| socal100 | $42.68 | 1/26/2011 10:39:11 PM |
| Tradesmanlender | $35.00 | 1/26/2011 8:14:04 PM |
| breadbroker | $25.00 | 1/26/2011 8:24:48 PM |
| chlebie | $50.00 | 1/26/2011 8:26:45 PM |
| schnatty | $25.00 | 1/26/2011 8:30:53 PM |
| mflawyer | $25.00 | 1/26/2011 8:37:24 PM |
| treasure-generator | $25.00 | 1/26/2011 8:53:47 PM |
| GrommetPosse | $50.00 | 1/26/2011 8:55:19 PM |
| julijask | $45.00 | 1/26/2011 8:11:51 PM |
| hrubinst | $50.00 | 1/26/2011 8:12:27 PM |
| gold-sushi | $25.00 | 1/26/2011 9:09:56 PM |
| porter22 | $25.00 | 1/26/2011 8:27:07 PM |
| ferdberfel | $34.97 | 1/26/2011 8:29:59 PM |
| first-upright-payout | $25.00 | 1/26/2011 9:18:06 PM |
| F16Pilot | $25.00 | 1/26/2011 8:42:30 PM |
| DSFinancial | $50.00 | 1/26/2011 9:47:51 PM |
| helpless23 | $50.00 | 1/26/2011 9:52:48 PM |
| wwwUniversal | $25.00 | 1/26/2011 8:57:23 PM |
| the-profit-oracle | $25.00 | 1/26/2011 8:59:17 PM |
| bonanza1973 | $25.00 | 1/26/2011 9:01:48 PM |
| happy-return4 | $33.96 | 1/26/2011 11:34:45 PM |
| a-responsible-return | $25.00 | 1/26/2011 9:11:01 PM |
| calm-deal7 | $25.00 | 1/26/2011 9:16:51 PM |
| investment-comet | $25.00 | 1/26/2011 9:18:15 PM |
| apogor | $50.00 | 1/26/2011 10:54:20 PM |
| 228 Investments
|
Borrower Payment Dependent Notes Series
491876
This series of Notes was issued and sold upon the funding of the borrower loan #46788, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.25% |
Listing Start date:
| Jan-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jan-27-2011 |
|
|
Lender yield:
| 7.49% |
Borrower rate/APR:
| 8.49% / 10.58% |
Monthly payment:
| $252.50 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.48% | | |
| |
Estimated return*:
| 4.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Oct-1999 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 720-739 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 6y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,536 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| 4kiddad |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 97% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $10,500.00 | < 31 days late:
| 1
( 3% )
| 740-759
(May-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 36 | | |
Description
Home Improvements and Car purchase
Purpose of loan:
This loan will be used to purchase a used car and do home improvements. My 1994 Dodge Ram truck is about to go. It has 202,000 miles on it and needs a new transmission and the motor needs work and?it wouldn't be wise to put any more money into it. I want to buy a used car between $6000.00 - $7,000.00 and use the balance to paint my house on exterior, which I will do myself. ?
My financial situation:
I am a good candidate for this loan because I have now been here at my place of emloyment for 6+ years and 29 + years in the industry?and I am in good standing with the company. The account I handle has had record revenues in all three of the last years. I work for a very reputable printer, the largest in the world. I had a previous loan with prosper for more thatn I am asking on this and made all of my payments?automically.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Thanks for taking the time to list your monthly net income and list all your monthly expenses so bidders may make an informed decision. - jpblan11
A:
Monthly Net Income: $3985.50
Monthly Expenses:
Housing: $1142.00
Insurance: $98.00
Car Expenses: $0.00
Utilities: $150.00
Phone, Cable & Internet: $125.00
Food & Entertainment: $150.00
Clothing & Household Expenses: $100.00
Credit Card: $250.00
Other: $100.00
(Jan-26-2011)
Q:
Are you going to get another Ram?
They are hard to kill!!!!!!!! - maj0508
A:
I'm going to look for something a bit more friendly on gas. I wish I could get another but the price of gasoline scares me. I think it is going up more here in the near future and I need something more economical. They are great trucks. Best vehicle I ever had.
(Jan-27-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| american6 | $100.00 | 1/25/2011 9:59:53 AM |
| honorable-yield | $25.00 | 1/25/2011 10:00:28 AM |
| the-enterprising-leverage | $25.00 | 1/25/2011 10:01:24 AM |
| C_Mark | $100.00 | 1/25/2011 10:01:32 AM |
| credit-investor5 | $50.00 | 1/25/2011 10:01:36 AM |
| mtnbikemania | $50.00 | 1/25/2011 10:01:57 AM |
| skiberdad | $50.00 | 1/25/2011 10:02:07 AM |
| paladin847 | $50.00 | 1/25/2011 10:02:26 AM |
| steiglends | $250.00 | 1/25/2011 10:04:20 AM |
| MoneyForNothing | $66.33 | 1/25/2011 9:57:45 AM |
| Chutney | $50.00 | 1/25/2011 9:58:18 AM |
| organized-payment6 | $50.00 | 1/25/2011 9:58:36 AM |
| Rick7925 | $25.00 | 1/25/2011 9:58:49 AM |
| simplelender80 | $100.00 | 1/25/2011 10:00:20 AM |
| vinayski | $25.00 | 1/25/2011 10:06:56 AM |
| Artist_Blue | $25.00 | 1/25/2011 2:18:59 PM |
| circustab | $50.00 | 1/25/2011 12:19:35 PM |
| hopeful-truth5 | $100.00 | 1/25/2011 12:26:40 PM |
| jazzlender | $25.00 | 1/25/2011 9:57:15 AM |
| velocity-solo | $60.00 | 1/25/2011 9:58:38 AM |
| freyjabj | $25.00 | 1/25/2011 9:58:46 AM |
| economy-orchid | $30.00 | 1/25/2011 9:58:51 AM |
| genius520 | $100.00 | 1/25/2011 10:00:13 AM |
| rolandweary | $25.00 | 1/25/2011 10:01:12 AM |
| Redmond | $25.00 | 1/25/2011 10:01:48 AM |
| RandyL3 | $25.00 | 1/25/2011 10:07:07 AM |
| efficient-commitment | $169.56 | 1/25/2011 12:58:15 PM |
| cloud8 | $50.00 | 1/25/2011 4:52:55 PM |
| balance-force | $25.00 | 1/25/2011 4:55:05 PM |
| proud-silver0 | $50.00 | 1/25/2011 5:35:04 PM |
| terrific-p2ploan | $25.00 | 1/25/2011 7:13:14 PM |
| Reddy_Capital | $25.00 | 1/25/2011 11:16:28 PM |
| bowdish1 | $50.00 | 1/25/2011 6:42:32 PM |
| Slapshot | $75.00 | 1/26/2011 2:03:37 AM |
| tech310 | $50.00 | 1/26/2011 4:11:50 AM |
| penny-finder | $27.98 | 1/25/2011 9:32:12 PM |
| FinDoc | $25.00 | 1/26/2011 3:50:47 AM |
| msh345 | $25.00 | 1/26/2011 8:06:38 AM |
| friendinmoney | $42.00 | 1/26/2011 8:29:01 AM |
| selector568 | $50.00 | 1/26/2011 8:52:20 AM |
| marwadi-62 | $500.00 | 1/25/2011 9:04:51 PM |
| subtle-revenue0 | $25.00 | 1/26/2011 3:27:32 AM |
| efficient-treasure0 | $25.00 | 1/26/2011 6:17:05 AM |
| The-Lighthouse-Group | $25.00 | 1/26/2011 6:21:34 AM |
| chameleon125 | $50.00 | 1/26/2011 6:44:45 AM |
| oskizzle | $25.00 | 1/26/2011 7:06:43 AM |
| increase720 | $50.00 | 1/26/2011 12:58:22 PM |
| imdave4me | $50.00 | 1/26/2011 10:01:06 AM |
| integrity-hawk | $50.00 | 1/26/2011 10:12:33 AM |
| doncm | $50.00 | 1/26/2011 3:08:13 PM |
| skuba | $75.00 | 1/26/2011 4:06:00 PM |
| ams294 | $50.00 | 1/26/2011 12:23:20 PM |
| TSC | $100.00 | 1/26/2011 4:05:07 PM |
| worthy-bid8 | $50.00 | 1/26/2011 4:05:45 PM |
| pure-fairness | $25.00 | 1/26/2011 2:46:53 PM |
| jayk63 | $25.00 | 1/26/2011 3:30:02 PM |
| FundMaker | $25.00 | 1/26/2011 4:59:39 PM |
| syounker | $25.00 | 1/26/2011 6:34:55 PM |
| Oak-Parker | $25.00 | 1/26/2011 7:02:54 PM |
| blue-open-wampum | $25.00 | 1/26/2011 7:13:34 PM |
| heerzaquestion | $25.00 | 1/26/2011 7:33:46 PM |
| crw1950 | $50.00 | 1/27/2011 5:05:34 AM |
| ScottCapital | $25.00 | 1/27/2011 5:53:48 AM |
| rebelduke | $50.00 | 1/27/2011 7:17:58 AM |
| dreamhope | $25.00 | 1/27/2011 7:26:08 AM |
| valiant-liberty4 | $25.00 | 1/26/2011 11:39:07 PM |
| squweech | $25.00 | 1/27/2011 9:08:58 AM |
| exuberant-dime | $50.00 | 1/27/2011 9:33:36 AM |
| Oak-Parker | $28.00 | 1/27/2011 6:25:57 AM |
| wampum-chorus3 | $25.71 | 1/27/2011 5:39:14 AM |
| grnii78 | $75.00 | 1/27/2011 6:08:11 AM |
| rutzebach | $68.21 | 1/27/2011 10:25:39 AM |
| maj0508 | $100.00 | 1/27/2011 10:02:14 AM |
| grf1945 | $25.00 | 1/27/2011 9:15:46 AM |
| worth-victor6 | $25.00 | 1/27/2011 9:34:09 AM |
| VBinvestor | $100.00 | 1/27/2011 10:52:26 AM |
| magee425 | $25.00 | 1/27/2011 10:32:41 AM |
| loan-oath0 | $28.50 | 1/27/2011 10:57:45 AM |
| ursus | $100.00 | 1/25/2011 10:00:56 AM |
| nanda | $100.00 | 1/25/2011 10:02:19 AM |
| indomitable-coin | $100.00 | 1/25/2011 12:10:35 PM |
| dakotaret | $54.80 | 1/25/2011 12:26:17 PM |
| newest-organic-rupee | $25.00 | 1/25/2011 9:57:08 AM |
| enthralling-deal180 | $100.00 | 1/25/2011 9:58:03 AM |
| enthusiastic-balance5 | $100.00 | 1/25/2011 9:58:42 AM |
| srilm | $50.00 | 1/25/2011 1:44:20 PM |
| wise-rupee-sanctuary | $50.00 | 1/25/2011 9:59:44 AM |
| MoneyForNothing | $44.57 | 1/25/2011 10:02:44 AM |
| ac787 | $25.00 | 1/25/2011 10:12:27 AM |
| one-midas | $50.00 | 1/25/2011 1:08:38 PM |
| investor_101 | $50.00 | 1/25/2011 1:42:33 PM |
| Slapshot | $25.00 | 1/25/2011 9:58:06 AM |
| nybanker85 | $50.00 | 1/25/2011 9:58:55 AM |
| vutah | $50.00 | 1/25/2011 9:59:06 AM |
| radforj22 | $25.00 | 1/25/2011 9:59:21 AM |
| marketplace-cello5 | $25.00 | 1/25/2011 10:01:42 AM |
| sweety075 | $25.00 | 1/25/2011 4:23:27 PM |
| top-note-jamboree | $50.00 | 1/25/2011 2:17:21 PM |
| felicity-loyalist0 | $25.00 | 1/25/2011 4:34:40 PM |
| natedog666 | $100.00 | 1/25/2011 12:03:41 PM |
| thankful-nickel2 | $25.00 | 1/25/2011 4:07:42 PM |
| vutah | $25.00 | 1/25/2011 6:16:52 PM |
| LeReve | $100.00 | 1/25/2011 4:42:22 PM |
| 1stBankAndHal | $25.00 | 1/25/2011 6:19:34 PM |
| cash-queen | $40.00 | 1/25/2011 10:01:11 PM |
| tomdooley12520 | $25.00 | 1/26/2011 5:03:06 AM |
| EarlyRiser | $250.00 | 1/26/2011 5:19:56 AM |
| 4Horseman | $50.00 | 1/25/2011 8:25:36 PM |
| blue-useful-auction | $25.00 | 1/26/2011 8:50:32 AM |
| DasMula | $25.00 | 1/26/2011 9:27:32 AM |
| rate-rapture8 | $50.00 | 1/26/2011 9:32:34 AM |
| Johnab | $25.00 | 1/26/2011 4:40:51 AM |
| harty | $50.00 | 1/26/2011 10:12:16 AM |
| frugalinvestor20 | $25.00 | 1/26/2011 1:28:15 PM |
| worldly-community3 | $50.00 | 1/26/2011 4:03:25 PM |
| pumped130 | $29.58 | 1/26/2011 4:51:03 PM |
| tolerant-dinero2 | $25.00 | 1/26/2011 5:04:01 PM |
| museic1 | $50.00 | 1/26/2011 7:16:16 PM |
| QsDad | $25.00 | 1/26/2011 7:27:51 PM |
| the-profit-oracle | $25.00 | 1/26/2011 8:59:43 PM |
| CA_Lender | $25.00 | 1/26/2011 10:30:40 PM |
| adir1 | $50.00 | 1/26/2011 7:51:35 PM |
| boomer5 | $25.00 | 1/27/2011 1:40:35 AM |
| octoberfresh | $26.00 | 1/27/2011 3:00:09 AM |
| paramjit | $25.00 | 1/26/2011 8:13:20 PM |
| gustavholstopus32 | $25.00 | 1/27/2011 4:58:13 AM |
| turbostar666 | $35.00 | 1/27/2011 7:28:00 AM |
| DSFinancial | $50.00 | 1/26/2011 9:48:10 PM |
| helpless23 | $145.00 | 1/26/2011 10:00:27 PM |
| ashinvest | $25.00 | 1/27/2011 5:24:05 AM |
| TBCapitol | $50.00 | 1/27/2011 6:07:14 AM |
| wise-repayment-seeker | $25.00 | 1/27/2011 10:03:08 AM |
| Immunologist | $25.00 | 1/27/2011 8:14:09 AM |
| lucrative-worth | $25.00 | 1/27/2011 8:21:18 AM |
| loyalist1 | $150.00 | 1/27/2011 8:35:25 AM |
| Anacomical | $25.00 | 1/27/2011 9:22:39 AM |
| dma1206 | $25.00 | 1/27/2011 7:28:35 AM |
| bill-expert | $100.00 | 1/27/2011 9:28:01 AM |
| diligent-kindness9 | $25.00 | 1/27/2011 9:29:49 AM |
| Bass4Life | $25.00 | 1/27/2011 9:38:01 AM |
| golden-finance7 | $50.00 | 1/27/2011 9:55:14 AM |
| noobsaibot | $25.00 | 1/27/2011 8:42:33 AM |
| outofoffice | $25.00 | 1/27/2011 10:26:11 AM |
| treasure-dreamer7 | $50.00 | 1/27/2011 9:08:06 AM |
| Medops911 | $25.00 | 1/27/2011 10:31:44 AM |
| Earn_money | $25.51 | 1/27/2011 10:37:17 AM |
| moola-escalator | $198.25 | 1/27/2011 11:15:44 AM |
| penny-cougar | $100.00 | 1/27/2011 10:17:56 AM |
| crmoir | $30.00 | 1/27/2011 10:40:57 AM |
| top-loan-empenada | $125.00 | 1/27/2011 10:55:33 AM |
| CFOGO | $25.00 | 1/27/2011 11:00:30 AM |
| 151 Investments
|