Sales Report:Supplement No. 9 dated Jan 27, 2011 to Prospectus dated Jan 12, 2011File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jan 12, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jan 12, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
488473
This series of Notes was issued and sold upon the funding of the borrower loan #46810, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.30% |
Listing Start date:
| Jan-11-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-11-2011 |
|
Lender yield:
| 6.65% |
Borrower rate/APR:
| 7.65% / 7.99% |
Monthly payment:
| $467.63 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.65% | | |
| |
Estimated return*:
| 5.35% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 7% |
Credit score:
| 720-739 (Dec-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $354 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| |
Homeownership:
| No | | |
Screen name:
| MilitaryLending |
Borrower's state:
| Florida |
Borrower's group:
| LendersClub |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 29 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $22,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Apr-2010)
680-699
(Sep-2008)
720-739
(May-2008)
520-539
(Feb-2007)
|
Principal balance:
| $5,366.87 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 29 | | |
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to?
- Payoff prior Prosper loan ($5500)
- Payoff $4000 (@15%)?of credit card debt incurred while moving and transitioning in to a new position
- Contribute maximum amount to a Roth IRA ($5000)
My financial situation:
I am a good candidate for this loan because?
- Have paid off 2 Prosper loans with 0? late payments
- Paying off 3rd Prosper loan with 0 late payments
- Dependable employment as a government worker
- Over $12,000 currently invested in Prosper
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
MarinLoans | $25.00 | 1/11/2011 6:55:45 PM |
Slend49 | $25.00 | 1/11/2011 6:58:32 PM |
lancetc | $50.00 | 1/11/2011 6:58:46 PM |
kcole10 | $25.00 | 1/11/2011 6:59:03 PM |
ramsbladder | $25.00 | 1/11/2011 6:59:08 PM |
RockCrown | $50.00 | 1/11/2011 6:59:19 PM |
pawsitive | $50.00 | 1/11/2011 6:59:37 PM |
sensible-trade | $50.00 | 1/11/2011 6:59:47 PM |
sanjl79 | $25.00 | 1/11/2011 6:59:52 PM |
UKloanfella | $50.00 | 1/11/2011 6:59:58 PM |
indomitable-coin | $100.00 | 1/11/2011 7:00:09 PM |
jbeez41 | $50.00 | 1/11/2011 7:00:36 PM |
helpishere777 | $25.00 | 1/11/2011 7:02:02 PM |
kind-important-liberty9 | $50.00 | 1/11/2011 7:02:07 PM |
Chutney | $25.00 | 1/11/2011 7:02:18 PM |
compoundinterest | $50.00 | 1/11/2011 7:02:37 PM |
TSC | $100.00 | 1/11/2011 7:02:52 PM |
gauss02 | $50.00 | 1/11/2011 7:03:01 PM |
innocent-income4 | $25.00 | 1/11/2011 7:03:06 PM |
undaunted-kindness | $100.00 | 1/11/2011 7:03:15 PM |
neighborly-hope6 | $50.00 | 1/11/2011 7:03:24 PM |
reinforced-reward | $25.00 | 1/11/2011 7:03:38 PM |
mathprof | $25.00 | 1/11/2011 7:03:49 PM |
LAKESPRING | $50.00 | 1/11/2011 7:03:51 PM |
meenan | $100.00 | 1/11/2011 7:03:54 PM |
Pickmar | $25.00 | 1/11/2011 7:04:03 PM |
robertmm25 | $50.00 | 1/11/2011 7:04:11 PM |
restless-currency | $41.01 | 1/11/2011 7:04:39 PM |
GElender | $50.00 | 1/11/2011 7:05:46 PM |
lender987654321 | $25.00 | 1/11/2011 7:05:56 PM |
Curly-Girly | $25.00 | 1/11/2011 6:55:42 PM |
brightest-affluence-motivator | $56.77 | 1/11/2011 6:56:48 PM |
OoM | $25.00 | 1/11/2011 6:57:35 PM |
progressive-silver028 | $50.00 | 1/11/2011 6:58:52 PM |
generous-deal6 | $50.00 | 1/11/2011 6:59:53 PM |
Bobafet | $25.00 | 1/11/2011 7:07:58 PM |
Marathoner | $25.00 | 1/11/2011 6:55:48 PM |
FlexFunding | $100.00 | 1/11/2011 6:56:31 PM |
Cover4 | $25.00 | 1/11/2011 7:00:33 PM |
authoritative-loot | $25.00 | 1/11/2011 6:57:21 PM |
morpholog | $50.00 | 1/11/2011 7:00:37 PM |
Touchette | $25.00 | 1/11/2011 6:57:40 PM |
NMGbank | $25.00 | 1/11/2011 7:00:44 PM |
anwn | $25.00 | 1/11/2011 6:57:46 PM |
best-deal-banker | $50.00 | 1/11/2011 7:00:49 PM |
jt88 | $50.00 | 1/11/2011 6:58:03 PM |
buckeye9 | $50.00 | 1/11/2011 6:58:38 PM |
tolstoy00 | $25.00 | 1/11/2011 6:59:11 PM |
knitwit | $50.00 | 1/11/2011 6:59:15 PM |
antlr | $50.00 | 1/11/2011 6:59:23 PM |
Aberdeen | $4,000.00 | 1/11/2011 7:02:10 PM |
newest-generous-income | $25.00 | 1/11/2011 6:59:31 PM |
slobrown | $50.00 | 1/11/2011 7:02:19 PM |
auction-sage | $50.00 | 1/11/2011 6:59:45 PM |
sajitk | $25.00 | 1/11/2011 6:59:57 PM |
patriot897 | $50.00 | 1/11/2011 7:02:32 PM |
blot44 | $25.00 | 1/11/2011 7:00:13 PM |
flexible-value | $50.00 | 1/11/2011 7:02:43 PM |
Tahoeguy | $50.00 | 1/11/2011 7:00:22 PM |
BankingFamily | $50.00 | 1/11/2011 7:02:55 PM |
DeltaGambler | $25.00 | 1/11/2011 7:00:27 PM |
bold-treasure-neutrino | $50.00 | 1/11/2011 7:03:13 PM |
keyfig | $25.00 | 1/11/2011 7:00:47 PM |
degster | $25.00 | 1/11/2011 7:03:28 PM |
JGuide | $30.03 | 1/11/2011 7:01:18 PM |
Dreamconnection | $50.00 | 1/11/2011 7:03:34 PM |
molam4u | $50.00 | 1/11/2011 7:03:44 PM |
syounker | $25.00 | 1/11/2011 7:04:21 PM |
shamrocker | $25.00 | 1/11/2011 7:04:23 PM |
ChicoBob | $50.00 | 1/11/2011 7:02:21 PM |
Centaur | $50.00 | 1/11/2011 7:04:26 PM |
Phantom99 | $68.23 | 1/11/2011 7:04:43 PM |
building_community | $25.00 | 1/11/2011 7:04:47 PM |
corndog4000 | $50.00 | 1/11/2011 7:02:45 PM |
DukSerduk | $25.00 | 1/11/2011 7:05:19 PM |
WLenders | $50.00 | 1/11/2011 7:02:50 PM |
minista | $25.00 | 1/11/2011 7:05:32 PM |
AmericanCredit | $25.00 | 1/11/2011 7:02:58 PM |
Emgolda | $25.00 | 1/11/2011 7:05:41 PM |
AFairDeal | $75.00 | 1/11/2011 7:03:17 PM |
NycDean | $25.00 | 1/11/2011 7:05:49 PM |
perlindc | $47.82 | 1/11/2011 7:03:30 PM |
JohnW12 | $50.00 | 1/11/2011 7:05:58 PM |
justalender | $25.00 | 1/11/2011 7:03:45 PM |
emt747 | $25.00 | 1/11/2011 7:03:47 PM |
Mark-O-Polo | $50.00 | 1/11/2011 7:03:53 PM |
PK_USMC | $25.00 | 1/11/2011 7:04:02 PM |
rss197 | $25.00 | 1/11/2011 7:04:06 PM |
honorable-yield | $40.00 | 1/11/2011 7:04:17 PM |
ManyBlessings | $50.00 | 1/11/2011 7:04:40 PM |
Daneistes | $50.00 | 1/11/2011 7:04:53 PM |
casaram | $25.00 | 1/11/2011 7:05:04 PM |
thedoctor | $50.00 | 1/11/2011 7:05:10 PM |
justice-dna | $35.00 | 1/11/2011 7:05:23 PM |
authoritative-truth | $50.00 | 1/11/2011 7:05:35 PM |
meux99 | $25.00 | 1/11/2011 7:05:44 PM |
SB94114 | $50.00 | 1/11/2011 7:05:47 PM |
listing-meridian | $50.00 | 1/11/2011 7:08:08 PM |
orange-resolute-platinum | $25.00 | 1/11/2011 7:05:52 PM |
investment-kazoo | $50.00 | 1/11/2011 7:08:18 PM |
RecoveryLender | $37.26 | 1/11/2011 7:11:35 PM |
superchicken | $25.00 | 1/11/2011 7:31:12 PM |
NYCLAIMSGUY | $25.00 | 1/11/2011 7:07:43 PM |
Feyenoord | $25.00 | 1/11/2011 7:38:56 PM |
gpuck | $50.00 | 1/11/2011 7:41:55 PM |
schnippy | $25.00 | 1/11/2011 7:07:53 PM |
orbital-loot333 | $25.00 | 1/11/2011 7:08:01 PM |
selector568 | $300.00 | 1/11/2011 7:15:05 PM |
rubylender | $50.00 | 1/11/2011 7:23:53 PM |
MoneyForNothing | $75.25 | 1/11/2011 7:47:19 PM |
ScottW | $25.00 | 1/11/2011 6:57:06 PM |
Archchancellor | $50.00 | 1/11/2011 6:58:27 PM |
rate-coup9 | $50.00 | 1/11/2011 6:58:42 PM |
bornsucka | $25.00 | 1/11/2011 6:59:04 PM |
trucklawyer | $25.00 | 1/11/2011 6:59:22 PM |
enigmallc | $25.00 | 1/11/2011 6:59:36 PM |
theemhdoctor | $25.00 | 1/11/2011 6:59:40 PM |
freshdiet | $100.00 | 1/11/2011 6:59:50 PM |
soheagle | $50.00 | 1/11/2011 6:59:55 PM |
Havana21 | $234.98 | 1/11/2011 7:00:24 PM |
luckyldy | $50.00 | 1/11/2011 7:00:32 PM |
adventurous-cash | $25.00 | 1/11/2011 7:01:00 PM |
b1geasy | $25.00 | 1/11/2011 7:02:08 PM |
Slapshot | $25.00 | 1/11/2011 7:02:11 PM |
kenji4861 | $50.00 | 1/11/2011 7:02:35 PM |
swiftsoul | $25.00 | 1/11/2011 7:02:41 PM |
smallbizrule | $25.00 | 1/11/2011 7:03:00 PM |
inspired-investment8 | $100.00 | 1/11/2011 7:03:04 PM |
AF-Chief | $50.00 | 1/11/2011 7:03:09 PM |
outtahoth2o | $50.00 | 1/11/2011 7:03:21 PM |
understanding-payout2 | $50.00 | 1/11/2011 7:03:36 PM |
DavenportCapital | $25.00 | 1/11/2011 7:03:39 PM |
JJ9876 | $50.00 | 1/11/2011 7:03:50 PM |
credit-investor5 | $25.00 | 1/11/2011 7:03:52 PM |
ojibwa | $25.00 | 1/11/2011 7:04:01 PM |
webclimber | $50.00 | 1/11/2011 7:04:08 PM |
interest-exec9 | $25.00 | 1/11/2011 7:04:20 PM |
hawaiiangirl76 | $25.00 | 1/11/2011 7:04:49 PM |
bruin558 | $60.00 | 1/11/2011 7:05:50 PM |
HunterSix | $25.00 | 1/11/2011 7:06:00 PM |
speyer | $25.00 | 1/11/2011 6:57:15 PM |
dkmnygvr | $25.00 | 1/11/2011 6:57:31 PM |
pound-beast4 | $50.00 | 1/11/2011 6:58:20 PM |
resource777 | $50.00 | 1/11/2011 6:58:56 PM |
red-unequivocal-finance | $25.00 | 1/11/2011 7:08:11 PM |
dharma1 | $25.00 | 1/11/2011 6:56:07 PM |
commerce-voyager | $25.00 | 1/11/2011 7:00:11 PM |
SV123 | $263.21 | 1/11/2011 7:08:42 PM |
balance-voyager | $50.00 | 1/11/2011 6:56:52 PM |
Zoomie | $25.00 | 1/11/2011 7:00:31 PM |
Truckie-FD | $50.00 | 1/11/2011 6:57:11 PM |
louisprima | $100.00 | 1/11/2011 7:00:35 PM |
life-is-great | $50.00 | 1/11/2011 6:57:25 PM |
buckeye55 | $25.00 | 1/11/2011 7:00:41 PM |
zone6 | $50.00 | 1/11/2011 7:00:45 PM |
cash-boots | $25.00 | 1/11/2011 6:57:56 PM |
Swabjockey | $25.00 | 1/11/2011 6:58:11 PM |
reward-planetarium | $50.00 | 1/11/2011 6:59:00 PM |
schpere | $56.20 | 1/11/2011 6:59:13 PM |
funds-rascal | $50.00 | 1/11/2011 6:59:16 PM |
secureincome | $1,200.00 | 1/11/2011 8:00:33 PM |
dtrain5 | $50.00 | 1/11/2011 6:59:24 PM |
MO_Investor | $25.00 | 1/11/2011 7:02:16 PM |
bokonon | $50.00 | 1/11/2011 6:59:43 PM |
heroic-platinum | $25.00 | 1/11/2011 7:02:22 PM |
conaty | $50.00 | 1/11/2011 7:02:25 PM |
eloquent-dime416 | $50.00 | 1/11/2011 7:02:39 PM |
rosie777 | $30.00 | 1/11/2011 7:00:16 PM |
bds9646 | $26.00 | 1/11/2011 7:02:44 PM |
kyomoon | $50.00 | 1/11/2011 7:00:25 PM |
important-ore | $150.00 | 1/11/2011 7:02:56 PM |
SkonkeyGongo | $25.00 | 1/11/2011 7:00:39 PM |
responsibility-cherry6 | $50.00 | 1/11/2011 7:03:19 PM |
bowdish1 | $100.00 | 1/11/2011 7:03:32 PM |
rose88 | $50.00 | 1/11/2011 7:03:37 PM |
JKEnterprises | $25.00 | 1/11/2011 7:03:57 PM |
xphile | $50.00 | 1/11/2011 7:02:03 PM |
organized-payment6 | $50.00 | 1/11/2011 7:04:22 PM |
SourDoughSteve | $25.00 | 1/11/2011 7:02:20 PM |
a-responsible-return | $50.00 | 1/11/2011 7:04:24 PM |
aasx1108 | $25.00 | 1/11/2011 7:02:24 PM |
nimble-money0 | $50.00 | 1/11/2011 7:04:31 PM |
adhawan325 | $25.00 | 1/11/2011 7:02:33 PM |
goldfinger3 | $100.00 | 1/11/2011 7:04:45 PM |
Lender404 | $25.00 | 1/11/2011 7:02:45 PM |
skuba | $50.00 | 1/11/2011 7:05:13 PM |
vigilance-revolutionary | $50.00 | 1/11/2011 7:02:46 PM |
power-trophy7 | $50.00 | 1/11/2011 7:05:28 PM |
astute-investment5 | $25.00 | 1/11/2011 7:02:51 PM |
slartibardfast | $25.00 | 1/11/2011 7:05:39 PM |
yukongin | $25.00 | 1/11/2011 7:03:07 PM |
tekkie2412 | $50.00 | 1/11/2011 7:05:43 PM |
napoleon1168 | $50.00 | 1/11/2011 7:05:53 PM |
radforj22 | $75.00 | 1/11/2011 7:03:41 PM |
nomneu | $50.00 | 1/11/2011 7:03:46 PM |
community-pipeline | $25.00 | 1/11/2011 7:03:47 PM |
balanced-rupee | $50.00 | 1/11/2011 7:03:59 PM |
E_G | $50.00 | 1/11/2011 7:04:04 PM |
Ellisdee | $50.00 | 1/11/2011 7:04:15 PM |
flypenguin | $50.00 | 1/11/2011 7:04:19 PM |
gzeo | $25.00 | 1/11/2011 7:04:58 PM |
CBO-Enterprise | $100.00 | 1/11/2011 7:05:06 PM |
Goodthing | $100.00 | 1/11/2011 7:05:16 PM |
cebgop | $25.00 | 1/11/2011 7:05:25 PM |
tech310 | $50.00 | 1/11/2011 7:05:37 PM |
TEAM-Jasper | $25.00 | 1/11/2011 7:07:56 PM |
reinforced-marketplace3 | $250.00 | 1/11/2011 7:05:46 PM |
cosmof16 | $25.00 | 1/11/2011 7:05:48 PM |
ray1051 | $75.00 | 1/11/2011 7:05:54 PM |
JGuide | $25.99 | 1/11/2011 7:21:52 PM |
encore06 | $25.00 | 1/11/2011 7:07:42 PM |
mammalian4 | $25.00 | 1/11/2011 7:07:51 PM |
peregrine | $50.00 | 1/11/2011 7:07:55 PM |
matalt5 | $50.00 | 1/11/2011 7:18:20 PM |
214 Investments
|
Borrower Payment Dependent Notes Series
489803
This series of Notes was issued and sold upon the funding of the borrower loan #46770, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Jan-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-21-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $81.64 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-2000 |
Debt/Income ratio:
| 18% |
Credit score:
| 660-679 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 3y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $108,703 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 100% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| porto21 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan
Purpose of loan:
This loan will be used for repairs
My financial situation:
I am a good candidate for this loan because I have
Monthly net income: $
4900
Monthly expenses: $
300
??Housing: $
2900
??Insurance: $
100
??Car expenses: $
100
??Utilities: $
400
??Phone, cable, internet: $
100
??Food, entertainment: $
300
??Clothing, household expenses $
0
??Credit cards and other loans: $
400
??Other expenses: $
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
Mortgage balance: 566,500
Current appraised Market Value: 625,000
(Jan-21-2011)
1 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
loyalist1 | $50.00 | 1/21/2011 10:45:07 AM |
genius520 | $100.00 | 1/21/2011 11:08:51 AM |
HHP | $50.00 | 1/21/2011 11:13:52 AM |
bid-czar8 | $50.00 | 1/21/2011 11:16:20 AM |
jazzlender | $25.00 | 1/21/2011 10:47:17 AM |
greencat | $50.00 | 1/21/2011 10:51:55 AM |
Jack55304 | $100.00 | 1/21/2011 10:52:19 AM |
capital-halo1 | $500.00 | 1/21/2011 11:07:15 AM |
goodhearted-basis4 | $25.00 | 1/21/2011 4:56:31 PM |
frogperson | $200.00 | 1/21/2011 5:29:04 PM |
gold-commander0 | $50.00 | 1/21/2011 1:07:13 PM |
retired272 | $25.00 | 1/21/2011 5:03:20 PM |
CA-Lender | $25.00 | 1/21/2011 5:25:20 PM |
EBITDA | $25.00 | 1/21/2011 5:25:59 PM |
velocity-solo | $30.00 | 1/21/2011 11:00:49 AM |
Kash2010lu | $27.00 | 1/21/2011 11:01:50 AM |
credit-sycamore4 | $100.00 | 1/21/2011 11:16:38 AM |
rapid-currency | $25.00 | 1/21/2011 11:20:09 AM |
power-trophy7 | $25.00 | 1/21/2011 10:56:18 AM |
zorg77 | $25.00 | 1/21/2011 12:42:32 PM |
somebody32 | $50.00 | 1/21/2011 11:17:09 AM |
jjswanso | $50.00 | 1/21/2011 11:18:32 AM |
wise-rupee-sanctuary | $50.00 | 1/21/2011 10:54:33 AM |
ingenious-interest1 | $50.00 | 1/21/2011 10:57:51 AM |
Investoman | $100.00 | 1/21/2011 11:06:52 AM |
mlj0671 | $25.00 | 1/21/2011 11:58:38 AM |
leverage-monger | $25.00 | 1/21/2011 2:46:58 PM |
HappyToLoan | $30.00 | 1/21/2011 12:31:34 PM |
Bob450 | $25.00 | 1/21/2011 3:50:45 PM |
Angel_Investor_7 | $25.00 | 1/21/2011 11:53:21 AM |
careful-note | $50.00 | 1/21/2011 3:38:07 PM |
Oak-Parker | $25.00 | 1/21/2011 4:43:33 PM |
32 Investments
|
Borrower Payment Dependent Notes Series
490795
This series of Notes was issued and sold upon the funding of the borrower loan #46816, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,200.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Jan-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-18-2011 |
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 28.49% |
Monthly payment:
| $166.97 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 13.60% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1985 |
Debt/Income ratio:
| 7% |
Credit score:
| 660-679 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 20y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $120,197 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 91% | | |
| |
Homeownership:
| No | | |
Screen name:
| social-tower |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $3,200.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Mar-2010)
660-679
(Feb-2010)
|
Principal balance:
| $2,679.59 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Paying refinance closing costs
Purpose of loan:
This loan will be used to pay closing costs on a refinance I am working on for my home along with federal taxes I will owe shortly by not having enough taxes with held from working a second job.? Due falling home prices, I am unable to roll the closing costs into the loan without throwing the LTV off. But, the refinance will benefit me with a .60 percent reduction so I want to get this done.
$2600.00 closing costs
$1600.00 2010 federal taxes
My financial situation:
I am a good candidate for this loan because I have been at my current employer (federal governement) for the past 21 years working in law enforcement? Additionally, I work a second job every other weekend in a comparable field which I have worked part time for 19 years.? I have been a homeowner for the past 18 years and in my current home for the past 12 years.
I am trusting and have all the means to pay this loan back.? My current Prosper Loan shows a flawless payment record which I stated I would have in that listing.? There is no reason to believe this loan will be any different.
My only debt is my 1st mortgage, a HELOC, a Chase Credit card (small balance) and a Propser loan which is reflected above showing 4 open Lines.? Revolving credit balance of $120,000.00 reflects my HELOC loan of $118,500.00 and a Chase Card with a limit of $1500.00.? No other debt and no other credit cards!
Thanks for considering this request.
Monthly net income: $ 3960.00????
Monthly expenses: $ 2180.00
??Housing: $ 1340.00
??Insurance: $ 120
??Car expenses: $0 (free and clear)?
??Utilities: $ 150
??Phone, cable, internet: $85
??Food, entertainment: $100
??Clothing, household expenses $ 240
??Credit cards and other loans: $?145 (Prosper Loan)
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
Fire2 | $25.00 | 1/17/2011 7:19:02 PM |
velocity-solo | $30.00 | 1/17/2011 7:23:16 PM |
ElAbel11 | $25.00 | 1/17/2011 7:24:38 PM |
ingenious-deal6 | $25.00 | 1/17/2011 7:24:45 PM |
impartial-deal | $25.00 | 1/17/2011 9:09:43 PM |
loanman2007 | $150.00 | 1/18/2011 4:32:55 AM |
whatreality | $32.25 | 1/18/2011 6:22:42 AM |
beachliving29 | $26.82 | 1/18/2011 8:07:48 AM |
a-finance-nirvana | $25.00 | 1/17/2011 7:19:01 PM |
genius520 | $100.00 | 1/17/2011 7:23:47 PM |
burgeoning-silver | $25.00 | 1/17/2011 7:24:48 PM |
reward-adventure | $50.00 | 1/17/2011 7:19:04 PM |
enthusiastic-balance5 | $100.00 | 1/17/2011 7:20:14 PM |
five-star-note | $104.20 | 1/17/2011 9:36:33 PM |
bid-czar8 | $50.00 | 1/17/2011 7:23:14 PM |
HermanstadtKid | $25.00 | 1/18/2011 7:00:34 AM |
spiff666 | $25.00 | 1/18/2011 7:03:27 AM |
cobramonkey | $50.00 | 1/18/2011 8:41:14 AM |
scoobiedoo | $50.00 | 1/18/2011 8:59:51 AM |
income-sage9 | $25.00 | 1/18/2011 12:24:45 AM |
interstellar | $50.00 | 1/18/2011 12:32:37 AM |
Artist_Blue | $25.00 | 1/18/2011 6:06:03 AM |
Jack55304 | $100.00 | 1/18/2011 7:04:26 AM |
Tkhalaska | $25.00 | 1/18/2011 7:42:00 AM |
113121 | $250.00 | 1/18/2011 7:42:49 AM |
Marcus_Cato | $25.00 | 1/18/2011 8:09:30 AM |
worthy-bid4 | $25.00 | 1/18/2011 9:16:40 AM |
cerebral-dollar773 | $53.92 | 1/18/2011 9:23:51 AM |
goodhearted-basis4 | $25.00 | 1/17/2011 7:23:22 PM |
Wellman | $50.00 | 1/17/2011 7:24:25 PM |
Perksunlimited | $25.00 | 1/17/2011 7:25:17 PM |
MoneyForNothing | $25.00 | 1/17/2011 7:58:52 PM |
Drewkeeper | $25.00 | 1/17/2011 9:44:25 PM |
slxvq | $50.00 | 1/17/2011 10:26:46 PM |
alaskanbearcub | $25.00 | 1/18/2011 1:01:02 AM |
UCLA4life | $25.00 | 1/18/2011 6:14:33 AM |
chameleon125 | $50.00 | 1/18/2011 7:02:28 AM |
moola-monger9 | $50.00 | 1/18/2011 8:16:26 AM |
thrifty-return | $30.00 | 1/18/2011 8:19:38 AM |
thatguyoverseas | $34.00 | 1/18/2011 9:23:07 AM |
Kash2010lu | $27.00 | 1/17/2011 7:23:17 PM |
EBITDA | $25.00 | 1/17/2011 7:23:44 PM |
vigorous-velocity | $50.00 | 1/17/2011 7:23:55 PM |
credit-investor5 | $50.00 | 1/17/2011 7:25:14 PM |
divedude | $25.00 | 1/17/2011 7:25:23 PM |
J-Rott | $50.00 | 1/17/2011 7:25:30 PM |
reflective-rupee | $600.77 | 1/17/2011 7:58:07 PM |
feb217 | $25.00 | 1/17/2011 9:12:56 PM |
Investoman | $100.00 | 1/17/2011 7:23:39 PM |
capital-halo1 | $500.00 | 1/17/2011 7:23:41 PM |
Frankk2 | $40.00 | 1/18/2011 6:59:27 AM |
DasMula | $25.00 | 1/17/2011 7:24:56 PM |
gain-gourd | $50.00 | 1/17/2011 7:25:34 PM |
credit-sycamore4 | $100.00 | 1/17/2011 7:25:42 PM |
LoisLoan | $50.00 | 1/17/2011 7:25:46 PM |
first-dinero-temple | $25.00 | 1/18/2011 8:30:56 AM |
well-rounded-dinero | $75.00 | 1/18/2011 8:42:01 AM |
Mr-Miracle | $25.01 | 1/17/2011 10:10:51 PM |
Free-the-usa-1776 | $25.00 | 1/18/2011 12:29:44 AM |
PapaSmurf69 | $50.00 | 1/18/2011 4:13:07 AM |
rf7949 | $25.00 | 1/18/2011 5:27:19 AM |
mikeandcat | $100.00 | 1/18/2011 5:42:54 AM |
greencat | $50.00 | 1/18/2011 7:16:32 AM |
Christophe | $25.00 | 1/18/2011 7:24:53 AM |
Leshan | $50.81 | 1/18/2011 7:42:23 AM |
Lam0nt | $25.00 | 1/18/2011 7:59:10 AM |
loss-of-control | $50.00 | 1/18/2011 8:14:54 AM |
dblakels | $25.00 | 1/18/2011 9:20:42 AM |
68 Investments
|
Borrower Payment Dependent Notes Series
490897
This series of Notes was issued and sold upon the funding of the borrower loan #46798, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Jan-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-18-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $81.64 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1991 |
Debt/Income ratio:
| 18% |
Credit score:
| 700-719 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 13y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,667 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 111% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bonus-structure7 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to? pay off some bills.
My financial situation:
I am a good candidate for this loan because? in current job for over 13yrs.
Monthly net income: $2600
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
Evolver | $30.63 | 1/18/2011 4:54:25 PM |
transaction-circuit | $100.00 | 1/18/2011 4:55:17 PM |
velocity-solo | $30.00 | 1/18/2011 4:59:15 PM |
Investoman | $100.00 | 1/18/2011 4:59:47 PM |
EBITDA | $25.00 | 1/18/2011 4:59:56 PM |
credit-sycamore4 | $100.00 | 1/18/2011 5:02:02 PM |
UCLA4life | $25.00 | 1/18/2011 5:02:17 PM |
bid-czar8 | $50.00 | 1/18/2011 5:03:08 PM |
daekpon | $40.00 | 1/18/2011 4:53:57 PM |
Kash2010lu | $27.00 | 1/18/2011 4:59:17 PM |
vigorous-velocity | $50.00 | 1/18/2011 5:00:23 PM |
Whipster | $50.00 | 1/18/2011 4:58:32 PM |
genius520 | $100.00 | 1/18/2011 5:00:05 PM |
gain-gourd | $50.00 | 1/18/2011 5:01:54 PM |
Jack55304 | $100.00 | 1/18/2011 5:02:21 PM |
capital-halo1 | $500.00 | 1/18/2011 4:59:52 PM |
Wellman | $50.00 | 1/18/2011 5:00:48 PM |
ElAbel11 | $25.00 | 1/18/2011 5:01:02 PM |
ingenious-deal6 | $25.00 | 1/18/2011 5:01:12 PM |
randsenterprise | $25.00 | 1/18/2011 4:53:58 PM |
peace-missile | $25.00 | 1/18/2011 4:58:41 PM |
credit-investor5 | $50.00 | 1/18/2011 5:01:43 PM |
J-Rott | $50.00 | 1/18/2011 5:01:48 PM |
Bob450 | $25.00 | 1/18/2011 5:02:50 PM |
wise-rupee-sanctuary | $50.00 | 1/18/2011 5:02:37 PM |
DHolly | $30.00 | 1/18/2011 5:10:34 PM |
scrappy-diversification7 | $118.78 | 1/18/2011 5:14:38 PM |
riveting-credit5 | $148.59 | 1/18/2011 5:21:22 PM |
28 Investments
|
Borrower Payment Dependent Notes Series
491059
This series of Notes was issued and sold upon the funding of the borrower loan #46804, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.25% |
Listing Start date:
| Jan-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2011 |
|
Lender yield:
| 7.49% |
Borrower rate/APR:
| 8.49% / 10.58% |
Monthly payment:
| $473.44 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.48% | | |
| |
Estimated return*:
| 4.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jan-1976 |
Debt/Income ratio:
| 17% |
Credit score:
| 780-799 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 21y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 | Stated income: | $25,000-$49,999 |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| jimbo29blue |
Borrower's state:
| California |
Borrower's group:
| SF State Teaching Credentials |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 3 |
On-time:
| 9 ( 100% )
| 780-799 (Latest)
|
Principal borrowed:
| $14,250.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Nov-2009)
820-839
(Jul-2009)
820-839
(May-2006)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
New Prius
Purpose of loan:
This loan will be used to purchase a new Toyota Prius?
My financial situation: Excellent
I am a good candidate for this loan because I have no debts other then a running account with AMEX which I pay fully each and every month. I own my own home free and clear as well as a four year old Lexus and I live alone since my wife of fifty years passed away.?
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
benefit-trident | $25.00 | 1/20/2011 10:35:53 AM |
quantumwellguy | $50.00 | 1/20/2011 10:38:09 AM |
tech310 | $50.00 | 1/20/2011 10:38:53 AM |
powerful-finance7 | $25.00 | 1/20/2011 10:39:34 AM |
flexible-value | $100.00 | 1/20/2011 10:39:56 AM |
papaloha | $25.00 | 1/20/2011 10:40:14 AM |
RecoveryLender | $42.00 | 1/20/2011 11:41:21 AM |
kindness-tonic | $25.00 | 1/20/2011 11:51:29 AM |
enthralling-deal180 | $50.00 | 1/20/2011 10:36:05 AM |
Astyanax | $25.00 | 1/20/2011 10:37:25 AM |
bigphish | $25.00 | 1/20/2011 10:38:37 AM |
MoneyForNothing | $25.00 | 1/20/2011 10:38:51 AM |
somebody32 | $50.00 | 1/20/2011 1:59:18 PM |
Carpetkid | $25.00 | 1/20/2011 10:41:20 AM |
Fiimg | $50.00 | 1/20/2011 10:41:23 AM |
simplelender80 | $100.00 | 1/20/2011 10:43:22 AM |
heavenly-repayment4 | $25.00 | 1/20/2011 10:44:45 AM |
indomitable-coin | $25.00 | 1/20/2011 10:44:51 AM |
sjlender | $50.00 | 1/20/2011 10:44:55 AM |
bullwink27 | $25.00 | 1/20/2011 10:44:58 AM |
PrivateLender | $25.00 | 1/20/2011 10:34:59 AM |
CapStack | $50.00 | 1/20/2011 10:36:10 AM |
credit-investor5 | $50.00 | 1/20/2011 10:46:49 AM |
jazzlender | $25.00 | 1/20/2011 10:37:10 AM |
golden-finance7 | $50.00 | 1/20/2011 10:46:57 AM |
enthusiastic-balance5 | $100.00 | 1/20/2011 10:38:23 AM |
bestbuy | $25.00 | 1/20/2011 10:39:50 AM |
velocity-solo | $60.00 | 1/20/2011 10:42:28 AM |
museic1 | $50.00 | 1/20/2011 10:44:26 AM |
the-enterprising-leverage | $25.00 | 1/20/2011 10:44:36 AM |
worldly-community3 | $50.00 | 1/20/2011 10:44:42 AM |
a2190b | $25.00 | 1/20/2011 6:27:38 PM |
Jinja | $50.00 | 1/20/2011 11:28:35 AM |
buckyhead2000 | $25.00 | 1/20/2011 6:54:43 PM |
equitable-peace9 | $25.00 | 1/20/2011 12:59:43 PM |
terrific-duty397 | $25.00 | 1/20/2011 8:02:43 PM |
Dan4703 | $25.00 | 1/20/2011 3:52:23 PM |
travels536 | $25.00 | 1/21/2011 5:47:56 AM |
Tikibarman | $50.00 | 1/21/2011 6:02:15 AM |
steiglends | $250.00 | 1/21/2011 6:31:52 AM |
Barak | $50.00 | 1/21/2011 8:41:59 AM |
bjak | $25.00 | 1/21/2011 9:32:16 AM |
hope-hickory | $25.00 | 1/20/2011 6:03:03 PM |
stable-nickel | $50.00 | 1/21/2011 7:01:08 AM |
marketplace-cello5 | $25.00 | 1/20/2011 10:27:16 PM |
visionary-currency | $50.00 | 1/21/2011 1:27:50 AM |
encouraging-truth29 | $25.00 | 1/21/2011 9:59:18 AM |
cash-tent | $30.00 | 1/21/2011 12:31:12 PM |
hard-working-reward2 | $25.00 | 1/21/2011 3:09:45 PM |
msh345 | $25.00 | 1/21/2011 12:46:43 PM |
verdiprr | $300.00 | 1/21/2011 6:09:27 PM |
sweety075 | $25.00 | 1/21/2011 6:46:19 PM |
helpless23 | $25.00 | 1/21/2011 7:43:32 PM |
integrity-planet1 | $45.00 | 1/21/2011 9:31:15 PM |
market-inspector | $25.00 | 1/22/2011 1:00:17 AM |
onaquest66 | $25.00 | 1/21/2011 7:33:32 PM |
lagnisiruk | $25.00 | 1/21/2011 5:40:18 PM |
omerta6102 | $50.00 | 1/22/2011 6:52:31 AM |
freyjabj | $25.00 | 1/22/2011 7:07:22 AM |
j2ee | $25.00 | 1/21/2011 5:53:50 PM |
credit-serenity8 | $25.00 | 1/22/2011 9:45:22 AM |
power-defender7 | $50.00 | 1/21/2011 8:11:47 PM |
rdking647 | $35.00 | 1/21/2011 8:57:11 PM |
terrific-fund5 | $25.00 | 1/21/2011 9:16:39 PM |
hrubinst | $50.00 | 1/22/2011 10:01:26 AM |
gotbyu | $25.00 | 1/21/2011 10:01:05 PM |
commerce-yeller | $50.00 | 1/22/2011 8:36:35 AM |
first-upright-payout | $25.00 | 1/22/2011 8:37:34 AM |
tastytitan | $50.00 | 1/21/2011 11:17:06 PM |
investment-star | $50.00 | 1/22/2011 11:19:43 AM |
bid-computer | $25.00 | 1/22/2011 5:46:50 AM |
fortytwo | $50.00 | 1/22/2011 10:00:57 AM |
phase421 | $25.00 | 1/22/2011 11:31:30 AM |
gold-blanket0 | $28.50 | 1/22/2011 11:32:47 AM |
patriot897 | $50.00 | 1/22/2011 11:33:23 AM |
moola-escalator | $250.00 | 1/22/2011 11:01:40 AM |
fiddlerzvi | $50.00 | 1/22/2011 11:35:04 AM |
LoisLoan | $25.00 | 1/22/2011 11:36:10 AM |
Streetfighter | $50.00 | 1/22/2011 8:37:57 AM |
five-star-responsibility0 | $50.00 | 1/22/2011 11:38:49 AM |
CapitolHill | $25.00 | 1/22/2011 11:58:12 AM |
mizinc | $25.00 | 1/22/2011 12:17:04 PM |
market-assembler | $50.00 | 1/22/2011 9:48:04 AM |
rdav | $25.00 | 1/22/2011 9:48:56 AM |
loot-heart | $25.00 | 1/22/2011 11:34:24 AM |
maldok1 | $25.00 | 1/22/2011 11:38:02 AM |
note-sensation | $50.00 | 1/22/2011 11:19:46 AM |
Mark-7 | $50.00 | 1/22/2011 2:18:04 PM |
blissful-deal0 | $145.18 | 1/22/2011 2:56:28 PM |
tallfund | $25.00 | 1/22/2011 3:24:22 PM |
winter-vigilance | $50.00 | 1/22/2011 3:28:03 PM |
Dcoy | $50.00 | 1/22/2011 3:29:18 PM |
prohelper | $30.50 | 1/22/2011 3:33:58 PM |
brother_tam | $50.00 | 1/22/2011 11:34:07 AM |
Dollars4Rent | $25.00 | 1/22/2011 11:34:33 AM |
sensible-fund | $50.00 | 1/22/2011 3:37:28 PM |
kind-unassuming-fund | $25.00 | 1/22/2011 3:37:49 PM |
fcukciti | $25.00 | 1/22/2011 3:38:44 PM |
compwhiz | $25.00 | 1/22/2011 2:17:51 PM |
gt1687c | $50.00 | 1/22/2011 11:38:14 AM |
Eastern | $50.00 | 1/22/2011 11:38:47 AM |
lostontheedge | $25.00 | 1/22/2011 11:39:05 AM |
studious-bonus7 | $100.00 | 1/22/2011 11:39:13 AM |
brandongrowth | $50.00 | 1/22/2011 3:43:41 PM |
mattpet | $25.00 | 1/22/2011 11:58:27 AM |
calm-deal7 | $25.00 | 1/22/2011 3:27:28 PM |
JayKae | $50.00 | 1/22/2011 3:28:05 PM |
Weaverville | $25.00 | 1/22/2011 3:28:52 PM |
ericgassercom | $50.00 | 1/22/2011 3:30:06 PM |
TommyTucker | $50.00 | 1/22/2011 4:52:58 PM |
ash135 | $25.00 | 1/22/2011 3:33:49 PM |
Ivan2007 | $28.34 | 1/22/2011 3:34:03 PM |
LenderFish | $50.00 | 1/22/2011 12:43:09 PM |
Christophe | $25.00 | 1/22/2011 5:55:53 PM |
Squad51 | $25.00 | 1/22/2011 6:50:58 PM |
mizon291 | $50.00 | 1/22/2011 3:37:16 PM |
dreammachine | $50.00 | 1/22/2011 3:37:47 PM |
designs626 | $50.00 | 1/22/2011 3:37:58 PM |
restless-currency | $41.01 | 1/22/2011 3:38:41 PM |
five-star-justice | $36.00 | 1/22/2011 3:39:15 PM |
bss97603 | $50.00 | 1/22/2011 1:37:05 PM |
mtnbikemania | $50.00 | 1/22/2011 3:59:17 PM |
octoberfresh | $26.00 | 1/22/2011 3:25:44 PM |
thunderkiss | $25.00 | 1/22/2011 3:25:50 PM |
murlirao2002 | $25.00 | 1/22/2011 3:26:12 PM |
ritzman52 | $75.00 | 1/23/2011 5:13:22 AM |
asset-expert0 | $26.48 | 1/22/2011 5:48:23 PM |
bold-restless-dinero | $25.00 | 1/22/2011 3:28:18 PM |
TheDigitalMan | $25.00 | 1/23/2011 5:35:53 AM |
littlemonkey | $25.00 | 1/22/2011 3:28:49 PM |
causr08 | $25.00 | 1/22/2011 3:30:16 PM |
platinum-rapture6 | $50.00 | 1/22/2011 3:30:28 PM |
ijspence | $25.00 | 1/22/2011 3:31:22 PM |
uncleharold | $25.00 | 1/22/2011 7:16:40 PM |
discrete-asset | $25.00 | 1/22/2011 3:34:07 PM |
Builder60 | $25.00 | 1/23/2011 6:54:51 AM |
bromo999 | $25.00 | 1/22/2011 3:35:44 PM |
1phantom | $50.00 | 1/22/2011 3:37:01 PM |
mistertao | $25.00 | 1/22/2011 3:37:41 PM |
duty-starfish8 | $50.00 | 1/22/2011 3:37:54 PM |
MJFinancial | $50.00 | 1/22/2011 3:38:05 PM |
life-is-great | $50.00 | 1/22/2011 3:38:20 PM |
gold-channel2 | $50.00 | 1/22/2011 3:38:28 PM |
compassion-burrito | $25.00 | 1/22/2011 8:43:32 PM |
inspired-investment8 | $100.00 | 1/22/2011 3:38:32 PM |
chris-heretoinvest | $25.00 | 1/22/2011 3:38:37 PM |
sci_guy | $25.00 | 1/22/2011 3:39:24 PM |
nycloan | $25.00 | 1/23/2011 7:51:36 AM |
debt-system880 | $25.00 | 1/22/2011 9:06:47 PM |
tibia | $45.33 | 1/22/2011 9:11:36 PM |
payout-runner | $25.00 | 1/23/2011 8:31:58 AM |
theloanteacher | $25.00 | 1/22/2011 9:39:32 PM |
dckpolo | $50.00 | 1/22/2011 3:42:47 PM |
verdiprr | $200.00 | 1/23/2011 8:52:15 AM |
sweet-loan8 | $50.00 | 1/22/2011 10:23:13 PM |
exciting-greenback | $35.39 | 1/22/2011 10:27:11 PM |
mennleo | $50.00 | 1/23/2011 10:06:44 AM |
skiberdad | $50.00 | 1/22/2011 4:08:12 PM |
gjm6d | $25.00 | 1/22/2011 4:08:29 PM |
enthusiastic-ore5 | $35.00 | 1/23/2011 4:58:16 AM |
dovid | $50.00 | 1/23/2011 5:52:13 AM |
money-bauble | $150.00 | 1/22/2011 7:14:16 PM |
listenfirst | $100.00 | 1/23/2011 7:35:09 AM |
RecoveryLender | $58.00 | 1/23/2011 8:02:37 AM |
drkosh | $25.00 | 1/23/2011 8:29:44 AM |
TheGrayFox | $25.00 | 1/22/2011 11:37:01 PM |
Peacepower | $25.00 | 1/23/2011 10:31:56 AM |
trade-trumpet | $50.00 | 1/23/2011 10:44:17 AM |
JM-Sarawak | $100.00 | 1/23/2011 6:22:16 AM |
generator535 | $25.00 | 1/23/2011 6:56:53 AM |
TheStallion | $50.00 | 1/23/2011 8:44:50 AM |
paceme1 | $80.90 | 1/23/2011 10:46:29 AM |
TelegramSam | $25.00 | 1/20/2011 10:40:05 AM |
a-responsible-return | $25.00 | 1/20/2011 10:40:28 AM |
rss197 | $25.00 | 1/20/2011 10:40:47 AM |
gracej | $25.00 | 1/20/2011 10:41:16 AM |
cloud8 | $60.00 | 1/20/2011 10:41:46 AM |
TSC | $100.00 | 1/20/2011 10:42:25 AM |
gold-commander0 | $50.00 | 1/20/2011 10:42:46 AM |
C_Mark | $100.00 | 1/20/2011 10:44:48 AM |
radforj22 | $25.00 | 1/20/2011 11:47:34 AM |
credit-haven7 | $50.00 | 1/20/2011 12:13:36 PM |
maj0508 | $100.00 | 1/20/2011 12:55:16 PM |
organized-payment6 | $50.00 | 1/20/2011 10:39:26 AM |
wise-deal-panda | $50.00 | 1/20/2011 10:40:02 AM |
kmr2 | $100.00 | 1/20/2011 10:40:09 AM |
wise-rupee-sanctuary | $50.00 | 1/20/2011 10:40:59 AM |
skuba | $75.00 | 1/20/2011 10:43:11 AM |
bowdish1 | $50.00 | 1/20/2011 10:43:15 AM |
genius520 | $100.00 | 1/20/2011 10:43:19 AM |
honorable-yield | $25.00 | 1/20/2011 10:43:26 AM |
ursus | $100.00 | 1/20/2011 10:43:32 AM |
b1geasy | $25.00 | 1/20/2011 10:35:48 AM |
felicity-loyalist0 | $25.00 | 1/20/2011 5:23:59 PM |
american6 | $50.00 | 1/20/2011 10:38:48 AM |
ray1051 | $50.00 | 1/20/2011 10:39:28 AM |
WeshaTheLeopard | $53.97 | 1/20/2011 1:27:54 PM |
squadron781 | $50.00 | 1/20/2011 1:34:39 PM |
impeccable-transparency | $50.00 | 1/20/2011 10:43:37 AM |
rolandweary | $25.00 | 1/20/2011 10:44:31 AM |
groovychick | $25.00 | 1/20/2011 2:28:54 PM |
responsibility-cherry6 | $50.00 | 1/20/2011 10:46:19 AM |
first-serene-credit | $25.00 | 1/20/2011 11:28:05 AM |
kmprospeo | $30.39 | 1/20/2011 7:12:02 PM |
benevolent-asset | $25.00 | 1/20/2011 12:03:36 PM |
Reddy_Capital | $25.00 | 1/20/2011 10:02:30 PM |
dough-souffle | $25.00 | 1/20/2011 2:09:21 PM |
objective-investor | $150.00 | 1/20/2011 2:33:56 PM |
WiscoInvestments | $25.00 | 1/21/2011 4:14:37 AM |
Oak-Parker | $36.29 | 1/20/2011 6:17:11 PM |
chameleon125 | $50.00 | 1/21/2011 7:07:32 AM |
hopeful-truth5 | $100.00 | 1/20/2011 6:59:01 PM |
courteous-deal114 | $25.00 | 1/20/2011 7:21:15 PM |
bomdel | $25.00 | 1/21/2011 8:50:28 AM |
agbullet55443 | $100.00 | 1/20/2011 9:06:04 PM |
PXM-Financial | $63.00 | 1/20/2011 10:57:00 PM |
ThomasC | $50.00 | 1/20/2011 6:41:51 PM |
blissful-note7 | $42.49 | 1/21/2011 2:48:02 AM |
buckyhead2000 | $25.00 | 1/20/2011 6:53:46 PM |
Caledoni | $25.00 | 1/21/2011 8:07:06 AM |
interest-exec9 | $25.00 | 1/21/2011 6:09:59 AM |
gslinv | $30.57 | 1/21/2011 7:05:57 AM |
1SteelerFan | $30.00 | 1/21/2011 1:28:58 PM |
Redmond | $25.00 | 1/21/2011 11:43:38 AM |
worthy-bid8 | $50.00 | 1/21/2011 5:12:44 PM |
lucrative-coin | $150.00 | 1/21/2011 8:11:01 PM |
ac787 | $25.00 | 1/21/2011 5:41:20 PM |
the-profit-oracle | $25.00 | 1/22/2011 1:15:06 AM |
platytanz | $25.88 | 1/22/2011 1:20:36 AM |
lucrative-durability | $25.00 | 1/21/2011 7:47:01 PM |
gamma | $25.00 | 1/21/2011 8:11:22 PM |
nwagers | $25.00 | 1/22/2011 7:37:04 AM |
conceptpi | $25.00 | 1/22/2011 8:38:02 AM |
power-trophy7 | $25.00 | 1/22/2011 8:38:33 AM |
wdworld | $50.00 | 1/22/2011 12:47:03 AM |
cashhelp | $30.00 | 1/22/2011 4:36:45 AM |
helpless23 | $50.00 | 1/21/2011 8:20:44 PM |
Zipline | $25.00 | 1/22/2011 9:58:33 AM |
vordo | $50.00 | 1/22/2011 10:47:24 AM |
Goodlender42 | $25.00 | 1/22/2011 9:48:02 AM |
Chutney | $50.00 | 1/22/2011 6:21:42 AM |
invest-in-ed | $250.00 | 1/22/2011 10:36:38 AM |
nalaari | $25.00 | 1/22/2011 11:32:27 AM |
best-phenomenal-treasure | $50.00 | 1/22/2011 7:42:03 AM |
AnxiousAirman | $25.00 | 1/22/2011 10:57:29 AM |
chemestudent | $25.00 | 1/22/2011 8:36:33 AM |
fightinjoe | $50.00 | 1/22/2011 11:37:46 AM |
Banker7371 | $25.00 | 1/22/2011 11:37:51 AM |
downtownfarm | $25.00 | 1/22/2011 11:38:19 AM |
ptjg | $50.00 | 1/22/2011 11:38:55 AM |
MicroLender357 | $50.00 | 1/22/2011 8:56:24 AM |
jutdon84 | $75.00 | 1/22/2011 11:25:57 AM |
GElender | $50.00 | 1/22/2011 9:44:09 AM |
be_wise | $25.00 | 1/22/2011 9:49:04 AM |
paytonbrigadier | $300.00 | 1/22/2011 11:38:04 AM |
rogue_monster | $50.00 | 1/22/2011 3:25:53 PM |
Hotrod52 | $27.50 | 1/22/2011 3:26:05 PM |
nestegg4e | $25.00 | 1/22/2011 3:29:14 PM |
finance_mba | $25.00 | 1/22/2011 3:29:50 PM |
inspire22 | $50.00 | 1/22/2011 3:31:19 PM |
tsui517 | $26.33 | 1/22/2011 3:33:52 PM |
Ripsaw4U | $50.00 | 1/22/2011 11:34:00 AM |
SPB | $25.00 | 1/22/2011 3:37:24 PM |
alpinaut | $25.00 | 1/22/2011 3:37:37 PM |
LongBeachLender | $25.00 | 1/22/2011 3:38:02 PM |
KarmaBum77 | $25.00 | 1/22/2011 3:38:14 PM |
building_community | $25.00 | 1/22/2011 3:38:49 PM |
julijask | $31.41 | 1/22/2011 11:39:02 AM |
retirementlady | $25.00 | 1/22/2011 3:42:59 PM |
riproaringrapids | $25.00 | 1/22/2011 11:57:04 AM |
RicheyRich | $25.00 | 1/22/2011 11:58:25 AM |
SelectTrustLending | $25.00 | 1/22/2011 3:07:02 PM |
divedude | $25.00 | 1/22/2011 3:59:01 PM |
gsp1885 | $29.50 | 1/22/2011 4:01:14 PM |
credit-panda1 | $25.00 | 1/22/2011 12:26:05 PM |
Business_Happens | $25.00 | 1/22/2011 3:28:24 PM |
P7E | $50.00 | 1/22/2011 3:30:01 PM |
Global_Lender | $25.00 | 1/22/2011 4:43:43 PM |
WolRab | $50.00 | 1/22/2011 3:30:08 PM |
wwwUniversal | $25.00 | 1/22/2011 4:56:35 PM |
forthright-dedication | $50.00 | 1/22/2011 12:42:32 PM |
maven2 | $25.00 | 1/22/2011 3:33:55 PM |
ersheido | $50.00 | 1/22/2011 3:34:21 PM |
KHU2-B | $25.00 | 1/22/2011 3:37:20 PM |
plentiful-reward | $50.00 | 1/22/2011 3:37:44 PM |
bailey1223 | $25.00 | 1/22/2011 3:37:56 PM |
callmebryan | $25.00 | 1/22/2011 3:38:17 PM |
williemc44 | $25.00 | 1/22/2011 8:37:29 PM |
STAN7366 | $130.63 | 1/22/2011 8:38:21 PM |
markac | $100.00 | 1/22/2011 10:19:08 PM |
voyage554 | $25.00 | 1/22/2011 10:56:55 PM |
Rick7925 | $25.00 | 1/22/2011 2:42:25 PM |
ResQDoc | $50.00 | 1/23/2011 1:07:50 AM |
wilmajean | $50.00 | 1/23/2011 3:37:14 AM |
Mr_Marcus | $25.00 | 1/22/2011 3:25:46 PM |
lakefront5 | $50.00 | 1/23/2011 4:34:48 AM |
Kiwi0601 | $50.00 | 1/23/2011 5:27:33 AM |
ahalyaa | $50.00 | 1/22/2011 3:28:04 PM |
PitOfSuccess | $25.00 | 1/22/2011 3:28:36 PM |
sensible-gain884 | $25.00 | 1/23/2011 5:47:07 AM |
KichigaiSensei | $25.00 | 1/22/2011 3:32:14 PM |
pay_day | $75.00 | 1/22/2011 7:42:45 PM |
Laserbank | $50.00 | 1/23/2011 6:48:37 AM |
flexible-return297 | $50.00 | 1/22/2011 3:37:26 PM |
golden-wealth2 | $50.00 | 1/22/2011 3:37:52 PM |
SMARTDISK | $25.00 | 1/22/2011 3:38:01 PM |
impartial-deal | $25.00 | 1/22/2011 3:38:10 PM |
urbane-dollar4 | $43.67 | 1/22/2011 3:38:23 PM |
innocent-income4 | $25.00 | 1/22/2011 3:38:30 PM |
the-transaction-stronghold | $25.00 | 1/22/2011 3:38:35 PM |
icchok | $50.00 | 1/22/2011 3:38:46 PM |
investment-comet | $25.00 | 1/22/2011 3:39:19 PM |
panegryst | $25.00 | 1/22/2011 3:39:29 PM |
aguru54 | $25.00 | 1/22/2011 3:42:44 PM |
direct-asset | $25.00 | 1/23/2011 9:42:49 AM |
calimanusa | $25.00 | 1/22/2011 11:36:22 PM |
tommyanthony | $326.15 | 1/23/2011 1:19:21 AM |
auction-seeker | $25.00 | 1/22/2011 4:12:04 PM |
FlyingBobo | $25.00 | 1/23/2011 6:57:48 AM |
rpg | $75.00 | 1/23/2011 8:22:02 AM |
starikrai | $50.00 | 1/22/2011 9:11:39 PM |
graceful-credit5 | $50.00 | 1/23/2011 8:35:47 AM |
cool_kubera | $50.00 | 1/23/2011 10:33:11 AM |
CHOWFLORA | $25.00 | 1/23/2011 5:43:34 AM |
tomdooley12520 | $25.00 | 1/23/2011 6:47:49 AM |
economy-orchid | $30.00 | 1/23/2011 8:59:06 AM |
help4u | $50.00 | 1/23/2011 9:51:43 AM |
larug111 | $75.00 | 1/23/2011 10:13:46 AM |
328 Investments
|
Borrower Payment Dependent Notes Series
491079
This series of Notes was issued and sold upon the funding of the borrower loan #46661, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.20% |
Listing Start date:
| Jan-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-22-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 15.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1982 |
Debt/Income ratio:
| 33% |
Credit score:
| 680-699 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 19y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,101 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| |
Homeownership:
| No | | |
Screen name:
| restless-contract2 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
mejodicono
Purpose of loan:
This loan will be used to? pay off a debt
My financial situation:
I am a good candidate for this loan because? I can make the payments
Monthly net income: $ 2,800
Monthly expenses: $
??Housing: $ 400
??Insurance: $ 130
??Car expenses: $ 400
??Utilities: $ 0
??Phone, cable, internet: $ 50
??Food, entertainment: $ 250
??Clothing, household expenses $ 50
??Credit cards and other loans: $?400
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
jazzlender | $25.00 | 1/20/2011 10:36:31 AM |
Jack55304 | $100.00 | 1/20/2011 10:40:37 AM |
capital-halo1 | $500.00 | 1/20/2011 10:44:04 AM |
J-Rott | $100.00 | 1/20/2011 10:35:04 AM |
2grindstones | $25.00 | 1/20/2011 12:37:43 PM |
Bob450 | $25.00 | 1/20/2011 10:35:07 AM |
credit-sycamore4 | $100.00 | 1/20/2011 10:40:33 AM |
wise-rupee-sanctuary | $50.00 | 1/20/2011 10:41:05 AM |
RyanM561 | $25.00 | 1/20/2011 11:19:26 AM |
power-trophy7 | $25.00 | 1/20/2011 10:41:27 AM |
cloud8 | $50.00 | 1/20/2011 10:41:56 AM |
gold-commander0 | $50.00 | 1/20/2011 10:45:47 AM |
open-minded-fund9 | $50.00 | 1/20/2011 2:34:18 PM |
wonder3 | $25.00 | 1/20/2011 4:00:50 PM |
realtormoises | $25.00 | 1/20/2011 6:50:25 PM |
competent-p2p | $25.00 | 1/20/2011 11:48:44 AM |
Frosty | $25.00 | 1/20/2011 11:52:15 AM |
droopie1 | $25.00 | 1/20/2011 12:04:51 PM |
rapid-currency | $25.00 | 1/20/2011 8:02:06 PM |
Whipster | $50.00 | 1/20/2011 2:05:19 PM |
circle | $100.00 | 1/20/2011 10:53:22 PM |
hope-hickory | $25.00 | 1/20/2011 5:55:51 PM |
ultimate-peace | $25.00 | 1/20/2011 5:32:01 PM |
supreme-hope | $25.00 | 1/21/2011 3:03:01 AM |
frogperson | $100.00 | 1/20/2011 8:36:10 PM |
gotjack | $25.00 | 1/21/2011 3:49:46 PM |
kindness-venture1 | $50.00 | 1/21/2011 3:49:57 PM |
graceful-investment | $100.00 | 1/21/2011 4:54:26 PM |
kulender | $50.00 | 1/21/2011 5:13:40 PM |
famous-bill | $25.00 | 1/21/2011 5:17:32 PM |
ethicalhumanist | $25.00 | 1/21/2011 12:49:59 PM |
iolaire | $25.00 | 1/21/2011 5:17:40 PM |
bold-meteoric-justice | $50.00 | 1/21/2011 5:17:50 PM |
loss-of-control | $100.00 | 1/21/2011 2:06:08 PM |
nextar | $50.00 | 1/21/2011 4:43:39 PM |
IIP77 | $25.00 | 1/21/2011 4:55:50 PM |
jubilant-auction5 | $25.00 | 1/21/2011 6:09:34 PM |
careful-note | $50.00 | 1/21/2011 3:38:03 PM |
urcabinetguy | $25.00 | 1/21/2011 6:44:33 PM |
Tikibarman | $50.00 | 1/21/2011 5:17:36 PM |
charming-dough0 | $25.00 | 1/21/2011 7:46:18 PM |
patriot897 | $25.00 | 1/21/2011 5:24:54 PM |
handshake5 | $100.00 | 1/21/2011 5:25:22 PM |
maldok1 | $25.00 | 1/21/2011 5:25:27 PM |
MoonMama | $25.00 | 1/21/2011 5:25:35 PM |
amusement4 | $100.00 | 1/21/2011 5:25:43 PM |
retired272 | $25.00 | 1/21/2011 5:27:10 PM |
madrin | $25.00 | 1/21/2011 10:12:04 PM |
PatRichi | $25.00 | 1/21/2011 5:42:33 PM |
gshx2 | $25.00 | 1/22/2011 12:15:40 AM |
niceguy777 | $25.00 | 1/21/2011 6:26:46 PM |
6moonbeams | $50.00 | 1/21/2011 5:14:12 PM |
NYretire | $50.00 | 1/21/2011 7:48:42 PM |
bondhedger | $25.00 | 1/21/2011 5:24:43 PM |
Makingitrain | $25.00 | 1/21/2011 5:31:47 PM |
platytanz | $50.00 | 1/21/2011 8:36:51 PM |
fareast_man | $25.00 | 1/21/2011 5:42:26 PM |
kevin314 | $25.00 | 1/21/2011 5:44:59 PM |
calio99 | $25.00 | 1/21/2011 10:58:27 PM |
first-upright-payout | $25.00 | 1/21/2011 5:46:16 PM |
benefit-piano5 | $25.00 | 1/21/2011 5:46:24 PM |
impala6464 | $100.00 | 1/21/2011 9:03:33 PM |
UCLA4life | $25.00 | 1/21/2011 11:06:27 PM |
HHP | $50.00 | 1/20/2011 10:45:01 AM |
shrewd-peace7 | $50.00 | 1/20/2011 10:45:42 AM |
nickel-hickory | $50.00 | 1/20/2011 1:22:01 PM |
somebody32 | $50.00 | 1/20/2011 1:59:28 PM |
nickel-hickory | $50.00 | 1/20/2011 10:42:16 AM |
selector568 | $100.00 | 1/20/2011 10:42:24 AM |
velocity-solo | $25.00 | 1/20/2011 10:42:42 AM |
Investoman | $100.00 | 1/20/2011 10:43:47 AM |
foothillender | $25.00 | 1/20/2011 3:04:08 PM |
hektek22 | $600.00 | 1/20/2011 11:47:43 AM |
ingenious-interest1 | $50.00 | 1/20/2011 10:42:07 AM |
DasMula | $25.00 | 1/20/2011 12:49:34 PM |
genius520 | $100.00 | 1/20/2011 10:44:20 AM |
greencat | $50.00 | 1/20/2011 10:44:44 AM |
nilonc1 | $50.00 | 1/20/2011 10:46:38 AM |
jerrymaguire | $25.00 | 1/20/2011 2:45:40 PM |
Kash2010lu | $25.00 | 1/20/2011 10:59:09 AM |
unger | $100.00 | 1/20/2011 12:00:50 PM |
ready-interest9 | $25.00 | 1/20/2011 12:42:15 PM |
Wyatte | $25.00 | 1/20/2011 7:43:59 PM |
loss-of-control | $50.00 | 1/20/2011 2:04:02 PM |
favorite-commerce | $50.00 | 1/20/2011 4:07:10 PM |
gold-cluster | $100.00 | 1/21/2011 7:17:19 AM |
hopeful-truth5 | $100.00 | 1/20/2011 6:48:58 PM |
mike2246s | $26.30 | 1/21/2011 8:55:20 AM |
investment-happiness | $100.00 | 1/20/2011 8:46:23 PM |
handshake52 | $25.00 | 1/20/2011 10:22:44 PM |
HammerSmith | $25.00 | 1/20/2011 6:24:26 PM |
groundsquirrel | $25.00 | 1/20/2011 9:55:47 PM |
rupee_power | $35.00 | 1/21/2011 9:29:35 AM |
desrman | $50.00 | 1/21/2011 10:04:06 AM |
lovely-benefit7 | $25.00 | 1/21/2011 9:09:58 AM |
larryboy10 | $25.00 | 1/21/2011 11:51:28 AM |
Angel_Investor_7 | $25.00 | 1/21/2011 11:52:51 AM |
zorg77 | $25.00 | 1/21/2011 3:42:57 PM |
witty-openness | $25.00 | 1/21/2011 3:47:53 PM |
CA-Lender | $25.00 | 1/21/2011 12:45:21 PM |
JPMorrisLegacyFund | $100.00 | 1/21/2011 3:49:54 PM |
bazaar-festivity | $25.00 | 1/21/2011 12:59:57 PM |
ThatDanGuy | $50.00 | 1/21/2011 4:17:04 PM |
a-successful-credit | $100.00 | 1/21/2011 4:55:45 PM |
silver-enlightenment0 | $100.00 | 1/21/2011 5:17:34 PM |
helpful-credit156 | $50.00 | 1/21/2011 5:17:43 PM |
FeedTheMachine | $50.00 | 1/21/2011 5:18:44 PM |
worthy-bid8 | $50.00 | 1/21/2011 4:13:51 PM |
Rob717171 | $50.00 | 1/21/2011 5:25:31 PM |
mercuriant | $25.00 | 1/21/2011 5:25:51 PM |
Speculator | $50.00 | 1/21/2011 5:45:01 PM |
wwwUniversal | $25.00 | 1/21/2011 5:47:27 PM |
kendallv | $25.00 | 1/21/2011 5:47:49 PM |
data2360 | $50.00 | 1/21/2011 4:53:37 PM |
green-capital-hornet | $25.00 | 1/21/2011 3:49:52 PM |
wyobeads | $25.00 | 1/21/2011 7:17:01 PM |
the-dollar-topper | $50.00 | 1/21/2011 5:17:46 PM |
AMSlife | $50.00 | 1/21/2011 5:25:24 PM |
lagnisiruk | $25.00 | 1/21/2011 5:25:33 PM |
truth-ceremony | $25.00 | 1/21/2011 5:25:41 PM |
honorable-yield | $25.00 | 1/21/2011 5:25:46 PM |
musegaze | $100.00 | 1/21/2011 4:16:44 PM |
aztocas | $50.00 | 1/21/2011 10:13:54 PM |
studious-principal5 | $25.00 | 1/21/2011 11:01:50 PM |
benefit-boots | $25.00 | 1/21/2011 11:03:52 PM |
AdrianWapcaplet | $50.00 | 1/21/2011 5:42:02 PM |
zipemdown | $50.00 | 1/21/2011 5:46:29 PM |
debtcollector | $50.00 | 1/21/2011 4:55:36 PM |
social-conductor4 | $25.00 | 1/21/2011 5:54:02 PM |
KMSB | $50.00 | 1/21/2011 5:17:53 PM |
payout-network1 | $25.00 | 1/21/2011 5:23:05 PM |
Comoparklender | $50.00 | 1/21/2011 5:24:57 PM |
vigorous-velocity | $50.00 | 1/21/2011 5:25:42 PM |
PadreAyudate | $25.00 | 1/21/2011 8:43:33 PM |
ah-long | $25.00 | 1/21/2011 5:42:21 PM |
langdonx | $25.00 | 1/21/2011 5:42:30 PM |
brother_tam | $50.00 | 1/21/2011 5:42:42 PM |
ingenious-truth0 | $50.00 | 1/21/2011 5:45:05 PM |
missing-link | $25.00 | 1/21/2011 5:46:11 PM |
Aunca | $50.00 | 1/21/2011 5:46:26 PM |
Justbiz | $50.00 | 1/21/2011 5:54:07 PM |
economy-producer | $25.00 | 1/21/2011 6:26:36 PM |
cash-queen | $25.00 | 1/21/2011 6:28:59 PM |
exuberant-pound | $50.00 | 1/21/2011 8:57:26 PM |
dollar-pillow4 | $50.00 | 1/21/2011 9:24:51 PM |
caprirolito | $25.00 | 1/21/2011 11:00:36 PM |
BigRegz | $25.00 | 1/21/2011 11:13:39 PM |
MoneyForNothing | $13.70 | 1/22/2011 12:15:53 AM |
148 Investments
|
Borrower Payment Dependent Notes Series
491113
This series of Notes was issued and sold upon the funding of the borrower loan #46740, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Jan-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-24-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $306.15 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 18% |
Credit score:
| 680-699 (Jan-2011) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
19 | Length of status: | 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,691 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| profitable-transparency |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
loan1
Purpose of loan:
This loan will be used to invest in shares of my current employer.
My financial situation:
I am a good candidate for this loan because, the company has a good product with alot of interest in the cable tv industry.? It is a one-of-a-kind invention.?
Monthly net income: $5000 after taxes
Monthly expenses: $4000 or less
??Housing: $
530
??Insurance: $
85
??Car expenses: $
200
??Utilities: $
200
??Phone, cable, internet: $
200
??Food, entertainment: $
400
??Clothing, household expenses $
300
??Credit cards and other loans: $ 2000
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
I use Mint.com.
Zillow has my home valued at $41,000 - I'm not sure how accurate that is.
Total owed on home is $98,000
(Jan-21-2011)
1 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
ingenious-interest1 | $50.00 | 1/21/2011 10:57:55 AM |
loyalist1 | $50.00 | 1/21/2011 10:45:13 AM |
Jack55304 | $100.00 | 1/21/2011 10:52:30 AM |
wise-rupee-sanctuary | $50.00 | 1/21/2011 10:54:39 AM |
ready-interest9 | $25.00 | 1/21/2011 11:05:17 AM |
larryboy10 | $25.00 | 1/21/2011 11:59:35 AM |
somebody32 | $50.00 | 1/21/2011 11:17:13 AM |
greencat | $50.00 | 1/21/2011 10:56:28 AM |
Investoman | $100.00 | 1/21/2011 11:06:59 AM |
HHP | $50.00 | 1/21/2011 11:13:56 AM |
jjswanso | $50.00 | 1/21/2011 11:18:34 AM |
credit-sycamore4 | $100.00 | 1/21/2011 11:19:10 AM |
zorg77 | $25.00 | 1/21/2011 3:18:38 PM |
careful-note | $50.00 | 1/21/2011 3:38:09 PM |
mercuriant | $25.00 | 1/21/2011 7:31:51 PM |
Bob450 | $25.00 | 1/21/2011 4:54:00 PM |
peace-missile | $25.00 | 1/22/2011 11:36:59 AM |
forthright-dedication | $25.00 | 1/22/2011 12:41:54 PM |
TW2000 | $25.00 | 1/22/2011 4:08:07 PM |
gold-commander0 | $50.00 | 1/22/2011 3:36:16 PM |
Myrick | $25.00 | 1/22/2011 4:15:03 PM |
ideal-platinum1 | $50.00 | 1/23/2011 12:57:37 AM |
wdfraser | $50.00 | 1/22/2011 5:31:50 PM |
wicker1 | $50.00 | 1/22/2011 6:47:27 PM |
bonecrusher | $50.00 | 1/22/2011 8:17:47 PM |
ezg | $50.00 | 1/23/2011 12:27:07 AM |
SFDiver | $50.00 | 1/23/2011 5:36:57 AM |
CapitalismRocks | $25.00 | 1/23/2011 11:12:43 AM |
stoopidnoodle | $25.00 | 1/23/2011 9:26:44 AM |
MADAOO7 | $50.00 | 1/23/2011 9:36:49 AM |
enthusiastic-balance5 | $200.00 | 1/23/2011 7:22:56 PM |
moola-wildebeest3 | $50.00 | 1/23/2011 7:02:39 PM |
income-sage9 | $25.00 | 1/24/2011 9:07:34 AM |
Comoparklender | $50.00 | 1/24/2011 9:08:12 AM |
flexible-value | $100.00 | 1/24/2011 9:08:40 AM |
truth-ceremony | $25.00 | 1/24/2011 9:08:53 AM |
ElAbel11 | $25.00 | 1/24/2011 9:09:06 AM |
honorable-yield | $25.00 | 1/24/2011 9:09:16 AM |
Waltham | $25.00 | 1/24/2011 6:41:53 AM |
the-profit-oracle | $25.00 | 1/24/2011 10:09:41 AM |
I_Really_Hate_Banks | $25.00 | 1/24/2011 3:43:05 AM |
crittman | $25.00 | 1/24/2011 6:06:47 AM |
wise-deal-panda | $50.00 | 1/24/2011 9:07:48 AM |
amusement4 | $100.00 | 1/24/2011 9:08:07 AM |
burgeoning-silver | $25.00 | 1/24/2011 9:08:42 AM |
worthy-bid8 | $50.00 | 1/24/2011 9:08:49 AM |
dollar-sonnet3 | $50.00 | 1/24/2011 9:09:01 AM |
gulch | $50.00 | 1/24/2011 6:48:44 AM |
dough-bear | $50.00 | 1/24/2011 6:52:05 AM |
zone6 | $80.00 | 1/24/2011 7:25:32 AM |
musegaze | $100.00 | 1/24/2011 9:39:14 AM |
108lender | $50.00 | 1/24/2011 9:08:55 AM |
EarlyRiser | $250.00 | 1/24/2011 10:39:44 AM |
money-bauble | $100.00 | 1/24/2011 10:11:45 AM |
rupee-artisan | $25.00 | 1/24/2011 9:32:56 AM |
rogue_monster | $25.00 | 1/24/2011 1:02:38 PM |
speedy-point | $25.00 | 1/24/2011 10:38:13 AM |
yomanie | $50.00 | 1/24/2011 10:57:22 AM |
p2p-czar3 | $30.00 | 1/24/2011 12:01:43 PM |
richboy56 | $25.00 | 1/24/2011 12:48:02 PM |
rickp | $50.00 | 1/24/2011 2:11:45 PM |
swordfish42 | $25.00 | 1/24/2011 10:57:35 AM |
consummate-loyalty1 | $50.00 | 1/24/2011 8:41:36 PM |
coin-investor | $25.00 | 1/24/2011 5:31:45 PM |
rescue | $100.00 | 1/24/2011 2:07:54 PM |
Msbutterfly | $50.00 | 1/24/2011 5:32:15 PM |
divedude | $25.00 | 1/24/2011 5:32:21 PM |
vigorous-exchange | $25.00 | 1/24/2011 7:03:20 PM |
wwwUniversal | $25.00 | 1/24/2011 5:33:22 PM |
DrWill | $25.00 | 1/24/2011 8:01:01 PM |
KBC000 | $100.00 | 1/24/2011 8:22:38 PM |
favorite-commerce | $50.00 | 1/24/2011 8:31:32 PM |
anton | $130.00 | 1/24/2011 8:48:30 PM |
sctmac12 | $30.53 | 1/24/2011 7:38:18 PM |
Leshan | $25.00 | 1/24/2011 7:48:10 PM |
velocity-solo | $30.00 | 1/21/2011 11:00:53 AM |
jazzlender | $25.00 | 1/21/2011 10:47:21 AM |
capital-halo1 | $500.00 | 1/21/2011 11:07:21 AM |
genius520 | $100.00 | 1/21/2011 11:08:54 AM |
power-trophy7 | $25.00 | 1/21/2011 10:56:23 AM |
reflective-rupee | $25.77 | 1/21/2011 1:15:20 PM |
bid-czar8 | $50.00 | 1/21/2011 11:16:24 AM |
mlj0671 | $25.00 | 1/21/2011 12:23:31 PM |
rapid-currency | $25.00 | 1/21/2011 11:20:13 AM |
Mr-Miracle | $25.00 | 1/21/2011 4:12:08 PM |
Angel_Investor_7 | $25.00 | 1/21/2011 11:53:24 AM |
Justbiz | $50.00 | 1/21/2011 5:54:22 PM |
CA-Lender | $25.00 | 1/22/2011 1:20:10 AM |
frogperson | $200.00 | 1/21/2011 5:29:59 PM |
niceguy777 | $25.00 | 1/21/2011 6:26:54 PM |
suave-dime6 | $25.00 | 1/22/2011 1:33:47 PM |
handshake5 | $100.00 | 1/23/2011 6:57:39 AM |
auction-seeker | $25.00 | 1/22/2011 4:06:10 PM |
red-favorable-basis | $25.00 | 1/23/2011 2:56:11 AM |
circuitfive | $25.00 | 1/22/2011 8:53:27 PM |
ChuckieG | $50.00 | 1/23/2011 5:43:40 AM |
HeavyDriver03 | $25.00 | 1/23/2011 12:26:45 PM |
Edwardtomo | $25.00 | 1/23/2011 1:06:39 PM |
floridass | $25.00 | 1/23/2011 7:16:40 AM |
Nicedad72 | $25.00 | 1/23/2011 1:49:29 PM |
Leopoldine | $25.00 | 1/23/2011 8:44:09 AM |
ESKAPSZ | $50.00 | 1/23/2011 4:31:39 PM |
trade-surge3 | $50.00 | 1/23/2011 8:31:48 PM |
gizzywump | $50.00 | 1/24/2011 7:52:15 AM |
red-power-pecan | $50.00 | 1/24/2011 9:07:44 AM |
ingenious-deal6 | $25.00 | 1/24/2011 9:09:04 AM |
vigorous-velocity | $50.00 | 1/24/2011 9:09:14 AM |
CC911 | $25.00 | 1/24/2011 6:07:21 AM |
nanda | $50.00 | 1/23/2011 6:56:35 PM |
jobani | $25.00 | 1/24/2011 9:07:42 AM |
reward-adventure | $50.00 | 1/24/2011 9:07:52 AM |
gold-channel2 | $25.00 | 1/24/2011 9:08:39 AM |
MoonMama | $25.00 | 1/24/2011 9:08:47 AM |
ThatDanGuy | $50.00 | 1/24/2011 9:09:19 AM |
buffalobills | $25.00 | 1/24/2011 9:18:36 AM |
on_your_side | $25.00 | 1/24/2011 9:23:23 AM |
Thylow | $25.00 | 1/24/2011 9:35:52 AM |
FarmersBank | $50.00 | 1/24/2011 9:39:22 AM |
spirited-leverage | $25.00 | 1/24/2011 9:41:57 AM |
AMSlife | $50.00 | 1/24/2011 9:08:05 AM |
lagnisiruk | $25.00 | 1/24/2011 9:08:45 AM |
Wellman | $50.00 | 1/24/2011 9:09:11 AM |
treasure-generator | $25.00 | 1/24/2011 9:34:53 AM |
NoMoreDebt4Me | $25.00 | 1/24/2011 9:36:02 AM |
open-minded-fund9 | $50.00 | 1/24/2011 11:03:13 AM |
finance-scout2 | $50.00 | 1/24/2011 9:39:48 AM |
traice | $25.00 | 1/24/2011 9:40:41 AM |
mmckune | $25.00 | 1/24/2011 9:47:10 AM |
rupee_power | $30.00 | 1/24/2011 10:22:04 AM |
wanna-help | $50.00 | 1/24/2011 3:11:57 PM |
nickel-hickory | $100.00 | 1/24/2011 3:29:43 PM |
tisgro | $25.00 | 1/24/2011 4:37:19 PM |
admirable-basis1 | $25.00 | 1/24/2011 10:33:59 AM |
profitable-return5 | $25.00 | 1/24/2011 12:48:13 PM |
cippy | $25.00 | 1/24/2011 10:57:32 AM |
Reliance_Banker | $25.00 | 1/24/2011 6:09:04 PM |
Peterman | $30.00 | 1/24/2011 6:09:54 PM |
nickel-hickory | $100.00 | 1/24/2011 3:29:19 PM |
nickel-hickory | $100.00 | 1/24/2011 3:30:12 PM |
gallant-economy9 | $507.76 | 1/24/2011 6:52:28 PM |
gpuck | $25.00 | 1/24/2011 6:32:35 PM |
turbolozano | $30.00 | 1/24/2011 8:11:46 PM |
Top_Gun_Lender | $26.00 | 1/24/2011 8:26:56 PM |
143 Investments
|
Borrower Payment Dependent Notes Series
491189
This series of Notes was issued and sold upon the funding of the borrower loan #46767, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Jan-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-22-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Apr-1984 |
Debt/Income ratio:
| 8% |
Credit score:
| 660-679 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 14y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,343 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 28 |
Bankcard utilization:
| 24% | | |
| |
Homeownership:
| No | | |
Screen name:
| attentive-hope287 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
maddog57
Purpose of loan:
This loan will be used to?Pay my bills while I recover from a complete knee replacement which?I will have done on Febuary 24,2011.
My financial situation:
I am a good candidate for this loan because?I have 80000 dollors in my TSP goverment retirement account that I can and will be able to borrow
from?in about 4 months. That is how I plan to pay back this loan.Also, my Wife is retired from the post office and brings in about 2000 a month.?
Monthly net income: $ 3700 pluse my Wifes 2000
Monthly expenses: $
??Housing: $ 1000
??Insurance: $ 200
??Car expenses: $ 160
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $ 500
??Clothing, household expenses $
??Credit cards and other loans: $ 100
??Other expenses: $ 400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
Jack55304 | $100.00 | 1/20/2011 10:40:42 AM |
Investoman | $100.00 | 1/20/2011 10:43:55 AM |
HHP | $50.00 | 1/20/2011 10:45:08 AM |
jazzlender | $25.00 | 1/20/2011 10:36:39 AM |
Sudoku | $61.16 | 1/20/2011 2:29:12 PM |
peace-missile | $25.00 | 1/20/2011 10:42:33 AM |
capital-halo1 | $500.00 | 1/20/2011 10:44:11 AM |
Angel_Investor_7 | $25.00 | 1/20/2011 4:14:02 PM |
bid-czar8 | $50.00 | 1/20/2011 10:47:21 AM |
ingenious-interest1 | $50.00 | 1/20/2011 10:42:13 AM |
greencat | $50.00 | 1/20/2011 10:43:45 AM |
jjswanso | $50.00 | 1/20/2011 6:42:50 PM |
credit-sycamore4 | $100.00 | 1/20/2011 6:46:47 PM |
Finchy78 | $25.00 | 1/20/2011 2:31:04 PM |
loanman2007 | $75.00 | 1/21/2011 7:06:32 AM |
frogperson | $100.00 | 1/20/2011 8:37:07 PM |
leverage-monger | $36.00 | 1/21/2011 8:26:03 AM |
shrewd-peace7 | $25.00 | 1/21/2011 3:50:24 PM |
goodhearted-basis4 | $25.00 | 1/21/2011 4:56:29 PM |
musegaze | $50.00 | 1/21/2011 5:17:24 PM |
a-successful-credit | $100.00 | 1/21/2011 5:25:54 PM |
amusement4 | $100.00 | 1/21/2011 5:47:57 PM |
mercuriant | $25.00 | 1/21/2011 7:31:41 PM |
worthy-bid8 | $50.00 | 1/21/2011 5:17:33 PM |
bazaar-festivity | $25.00 | 1/21/2011 5:24:39 PM |
bluebouyz | $25.00 | 1/21/2011 8:35:08 PM |
jybank | $25.00 | 1/21/2011 8:48:30 PM |
point-kitten6 | $50.00 | 1/21/2011 5:45:17 PM |
Cheburashka | $25.00 | 1/22/2011 12:41:34 AM |
swti37 | $50.00 | 1/21/2011 7:56:54 PM |
trade-goblin9 | $25.00 | 1/21/2011 9:22:51 PM |
first-upright-payout | $25.00 | 1/21/2011 5:46:18 PM |
feb217 | $25.00 | 1/22/2011 12:34:40 AM |
Justbiz | $50.00 | 1/21/2011 5:54:12 PM |
oldmora | $50.00 | 1/22/2011 9:27:16 AM |
Katburg | $25.00 | 1/22/2011 9:58:05 AM |
leverage-monger | $30.00 | 1/22/2011 8:18:44 AM |
pious-gold | $25.94 | 1/22/2011 8:41:04 AM |
heatherwood | $50.00 | 1/22/2011 11:19:56 AM |
MicroLender357 | $50.00 | 1/22/2011 9:02:24 AM |
handshake5 | $28.75 | 1/22/2011 1:23:28 AM |
HelpfulLender1 | $25.00 | 1/22/2011 11:32:39 AM |
worth-arch | $25.00 | 1/22/2011 11:25:08 AM |
kulender | $50.00 | 1/22/2011 9:46:47 AM |
WxChem | $29.07 | 1/22/2011 1:27:43 PM |
suave-dime6 | $25.00 | 1/22/2011 1:33:41 PM |
treasure-bliss | $50.00 | 1/22/2011 11:34:19 AM |
TaxAcct_444 | $50.00 | 1/22/2011 2:00:00 PM |
beans53 | $25.00 | 1/22/2011 11:05:24 AM |
tastytitan | $50.00 | 1/22/2011 11:58:39 AM |
shadowcredit | $50.00 | 1/22/2011 11:51:41 AM |
goodhearted-basis4 | $25.00 | 1/22/2011 11:58:18 AM |
aguru54 | $25.00 | 1/22/2011 12:12:07 PM |
power-trophy7 | $25.00 | 1/20/2011 10:41:31 AM |
Bob450 | $25.00 | 1/20/2011 10:41:37 AM |
velocity-solo | $30.00 | 1/20/2011 10:42:55 AM |
gold-commander0 | $50.00 | 1/20/2011 10:45:59 AM |
credit-investor5 | $50.00 | 1/20/2011 10:40:26 AM |
cloud8 | $50.00 | 1/20/2011 10:41:51 AM |
a-finance-nirvana | $25.00 | 1/20/2011 10:38:54 AM |
wise-rupee-sanctuary | $50.00 | 1/20/2011 10:41:12 AM |
Kash2010lu | $27.00 | 1/20/2011 10:43:06 AM |
genius520 | $100.00 | 1/20/2011 10:44:23 AM |
TNG812 | $25.00 | 1/20/2011 9:33:12 PM |
somebody32 | $50.00 | 1/20/2011 1:59:31 PM |
loss-of-control | $50.00 | 1/20/2011 2:06:43 PM |
carrinel | $54.65 | 1/21/2011 6:31:40 AM |
rapid-currency | $25.00 | 1/20/2011 8:02:10 PM |
rupee_power | $25.00 | 1/21/2011 9:32:48 AM |
dudebrah | $25.00 | 1/20/2011 6:03:31 PM |
Kennfusion | $50.00 | 1/20/2011 7:11:10 PM |
Cromag | $25.00 | 1/21/2011 8:18:47 AM |
Credit4Talent | $33.00 | 1/21/2011 9:24:32 AM |
CA-Lender | $25.00 | 1/21/2011 12:45:53 PM |
PCity-LOA15 | $25.00 | 1/21/2011 1:29:10 PM |
zorg77 | $25.00 | 1/21/2011 3:15:19 PM |
careful-note | $50.00 | 1/21/2011 3:38:04 PM |
ThatDanGuy | $50.00 | 1/21/2011 5:18:54 PM |
maldok1 | $25.00 | 1/21/2011 5:47:44 PM |
vigorous-velocity | $50.00 | 1/21/2011 5:47:55 PM |
economy-producer | $25.00 | 1/21/2011 6:26:39 PM |
truth-ceremony | $25.00 | 1/21/2011 5:47:53 PM |
MilitaryLending | $25.00 | 1/22/2011 12:41:53 AM |
interstellar | $50.00 | 1/21/2011 5:57:48 PM |
Comoparklender | $40.34 | 1/22/2011 1:06:01 AM |
honorable-yield | $25.00 | 1/21/2011 5:47:59 PM |
IIP77 | $25.00 | 1/22/2011 12:46:01 AM |
niceguy777 | $25.00 | 1/21/2011 6:26:47 PM |
graceful-investment | $100.00 | 1/22/2011 1:17:54 AM |
DaiUy | $25.00 | 1/22/2011 7:00:55 AM |
PatRichi | $25.00 | 1/22/2011 10:01:20 AM |
missing-link | $25.00 | 1/22/2011 8:32:51 AM |
kindness-hickory5 | $100.00 | 1/22/2011 9:18:50 AM |
UCLA4life | $25.00 | 1/22/2011 12:46:48 AM |
helping-out | $45.00 | 1/22/2011 1:15:52 AM |
treasure-bliss | $42.29 | 1/22/2011 1:20:21 AM |
rapid-credit428 | $25.00 | 1/22/2011 10:39:03 AM |
6moonbeams | $50.00 | 1/22/2011 11:32:38 AM |
jtc26 | $64.58 | 1/22/2011 11:32:47 AM |
carrinel | $66.08 | 1/22/2011 7:49:52 AM |
finance-scout2 | $50.00 | 1/22/2011 8:01:31 AM |
money-bauble | $25.00 | 1/22/2011 11:34:28 AM |
worthy-bid4 | $50.00 | 1/22/2011 11:37:23 AM |
AAe | $30.00 | 1/22/2011 9:07:15 AM |
suave-dime6 | $25.00 | 1/22/2011 1:35:11 PM |
divedude | $25.00 | 1/22/2011 11:19:36 AM |
dckpolo | $25.00 | 1/22/2011 12:26:02 PM |
forthright-dedication | $25.00 | 1/22/2011 12:41:50 PM |
Earl65 | $25.00 | 1/22/2011 1:02:18 PM |
jubilant-auction5 | $25.00 | 1/22/2011 1:37:07 PM |
MoneyForNothing | $6.14 | 1/22/2011 2:00:44 PM |
111 Investments
|
Borrower Payment Dependent Notes Series
491193
This series of Notes was issued and sold upon the funding of the borrower loan #46758, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Jan-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $306.15 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1986 |
Debt/Income ratio:
| 16% |
Credit score:
| 660-679 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
9 | Length of status: | 27y 7m |
Amount delinquent:
| $2,591 |
Total credit lines:
| 29 |
Occupation: | Professional |
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $87,406 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| impartial-loyalty |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consoldation
Purpose of loan:
This loan will be used to pay off credit card debt with high interest rates. The cards are now closed and I want them off my records.?
My financial situation:
I am a good candidate for this loan because I have remained current on all payments and this loan amount will enable me to cut my payments in half.
Monthly net income: $ 8000
Monthly expenses: $
??Housing: $ 2400????
??Insurance: $ 425????
??Car expenses: $ 700
??Utilities: $500
??Phone, cable, internet: $ 250
??Food, entertainment: $?650
??Clothing, household expenses $ 250
??Credit cards and other loans: $ 850
??Other expenses: $ 500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
please explain your public records and delequencies - loss-of-control
A:
Delequencies is AMEX which I am currently on a paymnet plan. Public Record was an IRS lien that is now cleared.
(Jan-22-2011)
1 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
parsec9 | $25.00 | 1/20/2011 5:27:49 PM |
87Marc | $25.00 | 1/20/2011 5:29:41 PM |
jazzlender | $25.00 | 1/20/2011 5:30:33 PM |
power-trophy7 | $25.00 | 1/20/2011 5:34:34 PM |
Investoman | $100.00 | 1/20/2011 5:39:13 PM |
JGB | $27.27 | 1/20/2011 6:01:53 PM |
Artist_Blue | $25.00 | 1/20/2011 5:29:55 PM |
ingenious-interest1 | $50.00 | 1/20/2011 5:35:42 PM |
capital-halo1 | $500.00 | 1/20/2011 5:39:30 PM |
velocity-solo | $30.00 | 1/20/2011 5:36:46 PM |
rapid-currency | $25.00 | 1/20/2011 8:02:24 PM |
lloyd_s | $25.00 | 1/21/2011 1:09:36 AM |
frogperson | $250.00 | 1/20/2011 8:39:28 PM |
Angel_Investor_7 | $25.00 | 1/21/2011 11:53:19 AM |
mlj0671 | $25.00 | 1/21/2011 12:20:57 PM |
Bob450 | $25.00 | 1/21/2011 12:59:18 PM |
Justbiz | $50.00 | 1/21/2011 5:54:19 PM |
CA-Lender | $25.00 | 1/21/2011 5:17:29 PM |
mercuriant | $25.00 | 1/21/2011 7:31:48 PM |
lucrative-coin | $100.00 | 1/21/2011 8:12:49 PM |
leverage-monger | $25.00 | 1/22/2011 10:12:12 AM |
forthright-dedication | $25.00 | 1/22/2011 12:41:52 PM |
Wellman | $31.72 | 1/22/2011 2:11:02 PM |
108lender | $150.00 | 1/22/2011 2:11:47 PM |
agiovasil | $25.00 | 1/22/2011 3:27:19 PM |
lagnisiruk | $25.00 | 1/22/2011 2:11:11 PM |
handshake5 | $100.00 | 1/22/2011 3:41:37 PM |
Perksunlimited | $25.00 | 1/22/2011 3:52:57 PM |
cgorry | $25.00 | 1/22/2011 3:53:04 PM |
life-is-great | $25.00 | 1/22/2011 3:53:29 PM |
Sven79 | $50.00 | 1/22/2011 3:54:11 PM |
kulender | $76.26 | 1/22/2011 3:56:16 PM |
Rdodson11 | $25.00 | 1/22/2011 3:56:36 PM |
helping-out | $30.00 | 1/22/2011 3:57:14 PM |
ingenious-deal6 | $25.00 | 1/22/2011 3:58:34 PM |
InvestorPartners | $25.00 | 1/22/2011 3:27:43 PM |
brazilofmux | $100.00 | 1/22/2011 3:28:55 PM |
wicker1 | $50.00 | 1/22/2011 6:47:26 PM |
suave-dime6 | $25.00 | 1/22/2011 1:33:43 PM |
retirementlady | $25.00 | 1/22/2011 3:53:09 PM |
igotmoney | $50.00 | 1/22/2011 3:53:21 PM |
MoonMama | $25.00 | 1/22/2011 2:11:14 PM |
Weaverville | $25.00 | 1/22/2011 3:53:32 PM |
vigorous-velocity | $50.00 | 1/22/2011 2:11:26 PM |
radforj22 | $25.00 | 1/22/2011 3:53:55 PM |
ThatDanGuy | $50.00 | 1/22/2011 2:11:36 PM |
MADAOO7 | $50.00 | 1/22/2011 3:54:14 PM |
Msbutterfly | $50.00 | 1/22/2011 2:11:53 PM |
dollar-sonnet3 | $29.07 | 1/22/2011 3:54:22 PM |
tech310 | $50.00 | 1/22/2011 3:55:50 PM |
Turtlebear44 | $50.00 | 1/22/2011 3:56:20 PM |
miamibeachloaner | $25.00 | 1/22/2011 3:56:28 PM |
soulful-truth | $50.00 | 1/22/2011 3:56:59 PM |
money-bauble | $100.00 | 1/22/2011 3:58:07 PM |
ElAbel11 | $25.00 | 1/22/2011 3:58:36 PM |
TW2000 | $25.00 | 1/22/2011 4:08:05 PM |
JoesSon | $25.00 | 1/22/2011 4:47:10 PM |
relentless-fund1 | $50.00 | 1/23/2011 5:21:41 AM |
Doodlemeyer | $32.06 | 1/22/2011 3:27:29 PM |
brother_tam | $50.00 | 1/22/2011 3:33:40 PM |
bonecrusher | $50.00 | 1/22/2011 8:17:46 PM |
OLYVRC | $25.00 | 1/22/2011 8:23:06 PM |
divedude | $25.00 | 1/22/2011 3:35:37 PM |
floridass | $25.00 | 1/23/2011 7:16:38 AM |
joyful-treasure2 | $25.00 | 1/22/2011 3:53:13 PM |
restless-currency | $25.00 | 1/22/2011 3:54:07 PM |
graceful-investment | $56.03 | 1/22/2011 3:55:56 PM |
missing-link | $25.00 | 1/22/2011 3:57:17 PM |
commander3 | $50.00 | 1/23/2011 10:01:16 AM |
EBITDA | $25.00 | 1/22/2011 3:58:57 PM |
ideal-platinum1 | $50.00 | 1/23/2011 12:57:36 AM |
capthouls | $25.00 | 1/22/2011 5:05:59 PM |
wdfraser | $50.00 | 1/22/2011 5:31:46 PM |
PadreAyudate | $25.37 | 1/23/2011 11:54:12 AM |
relentless-gain3 | $50.00 | 1/22/2011 5:56:39 PM |
reliable-silver7 | $50.00 | 1/23/2011 1:43:33 PM |
Leopoldine | $25.00 | 1/23/2011 8:44:08 AM |
stoopidnoodle | $25.00 | 1/23/2011 9:26:43 AM |
aztocas | $50.00 | 1/23/2011 12:20:48 PM |
social-conductor4 | $25.00 | 1/23/2011 8:07:14 AM |
spiff666 | $25.00 | 1/23/2011 3:35:17 PM |
amusement4 | $300.00 | 1/23/2011 5:46:09 PM |
shrewd-income | $50.00 | 1/23/2011 3:28:38 PM |
ESKAPSZ | $50.00 | 1/23/2011 4:31:38 PM |
wise-rupee-sanctuary | $50.00 | 1/20/2011 5:33:27 PM |
HHP | $50.00 | 1/20/2011 5:41:37 PM |
bid-czar8 | $50.00 | 1/20/2011 5:43:01 PM |
somebody32 | $50.00 | 1/20/2011 5:45:14 PM |
jjswanso | $50.00 | 1/20/2011 6:42:59 PM |
Jack55304 | $100.00 | 1/20/2011 5:32:47 PM |
genius520 | $100.00 | 1/20/2011 5:39:39 PM |
vacaerol | $25.00 | 1/21/2011 1:03:03 AM |
credit-sycamore4 | $100.00 | 1/20/2011 6:46:56 PM |
cloud8 | $50.00 | 1/20/2011 5:34:55 PM |
rupee_power | $30.00 | 1/21/2011 9:31:06 AM |
gold-commander0 | $50.00 | 1/20/2011 5:41:51 PM |
kmprospeo | $50.00 | 1/20/2011 7:11:25 PM |
KramericaIndustries | $25.00 | 1/21/2011 12:53:57 AM |
careful-note | $50.00 | 1/21/2011 3:38:07 PM |
niceguy777 | $25.00 | 1/21/2011 6:26:52 PM |
musegaze | $32.19 | 1/22/2011 12:59:49 AM |
zorg77 | $25.00 | 1/22/2011 9:34:56 AM |
illinois_joe | $25.00 | 1/22/2011 9:42:04 AM |
peace-missile | $25.00 | 1/22/2011 9:45:47 AM |
sensible-fund | $25.00 | 1/22/2011 2:07:57 PM |
FutureLenderEC | $25.00 | 1/22/2011 2:08:27 PM |
credit-investor5 | $50.00 | 1/22/2011 2:08:41 PM |
truth-ceremony | $25.00 | 1/22/2011 2:11:19 PM |
Easystreet | $25.00 | 1/22/2011 3:26:00 PM |
Comoparklender | $50.00 | 1/22/2011 2:11:08 PM |
honorable-yield | $25.00 | 1/22/2011 2:11:31 PM |
platinum-rapture6 | $50.00 | 1/22/2011 3:53:02 PM |
mike279766 | $25.00 | 1/22/2011 3:53:27 PM |
astute-investment5 | $25.00 | 1/22/2011 3:53:47 PM |
top-payout-fixer | $30.00 | 1/22/2011 3:54:32 PM |
kginatl | $50.00 | 1/22/2011 3:56:32 PM |
contract-student2 | $50.00 | 1/22/2011 3:25:20 PM |
ferocious-exchange3 | $30.26 | 1/22/2011 3:31:17 PM |
circuitfive | $25.00 | 1/22/2011 8:53:25 PM |
income-sage9 | $25.00 | 1/22/2011 3:52:59 PM |
xzec777 | $25.00 | 1/22/2011 3:53:17 PM |
red-favorable-basis | $25.00 | 1/22/2011 9:05:37 PM |
power-rotation7 | $25.00 | 1/22/2011 3:53:26 PM |
worthy-bid8 | $50.00 | 1/22/2011 2:11:16 PM |
F16Pilot | $25.00 | 1/22/2011 3:53:44 PM |
CapitalismRocks | $25.00 | 1/22/2011 3:54:18 PM |
credit-wheel7 | $25.00 | 1/22/2011 3:55:59 PM |
bonafide-economy | $50.00 | 1/22/2011 3:56:10 PM |
Tikibarman | $50.00 | 1/22/2011 3:56:26 PM |
seisen | $100.00 | 1/22/2011 3:56:57 PM |
impartial-deal | $25.00 | 1/22/2011 3:58:30 PM |
newest-generous-income | $25.00 | 1/22/2011 3:58:39 PM |
ezg | $50.00 | 1/23/2011 12:27:03 AM |
income-vault6 | $25.00 | 1/22/2011 4:47:12 PM |
irrelevant | $25.00 | 1/22/2011 3:27:30 PM |
kendallv | $25.00 | 1/22/2011 3:31:31 PM |
the-profit-oracle | $25.00 | 1/22/2011 3:33:18 PM |
wampum-chorus3 | $25.00 | 1/22/2011 3:43:25 PM |
gold-blanket0 | $25.00 | 1/22/2011 3:53:00 PM |
magical-coin1 | $50.00 | 1/22/2011 3:53:07 PM |
Cluvnupe06 | $25.00 | 1/22/2011 3:53:31 PM |
reward-adventure | $50.00 | 1/22/2011 3:53:52 PM |
shmb6508 | $50.00 | 1/22/2011 3:54:26 PM |
runner262 | $25.00 | 1/22/2011 3:56:07 PM |
nodrivelpls | $25.00 | 1/22/2011 3:57:08 PM |
gain-gourd | $50.00 | 1/22/2011 3:58:32 PM |
HeavyDriver03 | $25.00 | 1/23/2011 12:26:44 PM |
headred | $50.00 | 1/22/2011 7:01:41 PM |
SANTIAGO1 | $25.00 | 1/22/2011 7:52:53 PM |
samdog079 | $200.00 | 1/23/2011 9:33:44 AM |
SFDiver | $50.00 | 1/23/2011 5:36:54 AM |
ChuckieG | $50.00 | 1/23/2011 5:43:37 AM |
Edwardtomo | $25.00 | 1/23/2011 1:06:38 PM |
Lubava | $25.00 | 1/23/2011 8:11:48 AM |
zipemdown | $50.00 | 1/23/2011 8:31:54 AM |
onecooldrink | $25.00 | 1/23/2011 11:00:49 AM |
cathmorcorvus | $70.00 | 1/23/2011 1:17:59 PM |
RogueOne | $124.68 | 1/23/2011 4:41:54 PM |
theprodb | $128.00 | 1/23/2011 4:53:48 PM |
159 Investments
|
Borrower Payment Dependent Notes Series
491237
This series of Notes was issued and sold upon the funding of the borrower loan #46655, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.50% |
Listing Start date:
| Jan-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-26-2011 |
|
Lender yield:
| 8.55% |
Borrower rate/APR:
| 9.55% / 11.65% |
Monthly payment:
| $480.84 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.53% | | |
| |
Estimated return*:
| 5.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jul-1992 |
Debt/Income ratio:
| 21% |
Credit score:
| 760-779 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 12y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,947 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| return-optimization3 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation due to adopting
Purpose of loan:
This loan will be used to pay off?my credit card balance that?was used to help fund adoption expenses.? Those of you that are fathers and mothers know the joy of having children.? We used this credit card to pay for various expenses related to?adopting.? We were successful in adopting (a baby boy) which is the main reason we have the credit card debt that we currently have.? This loan will be used to pay off the higher interest rate credit card.
My financial situation:
I am a good candidate for this loan because I have always had excellent credit (credit score is 776),? never had a bankruptcy or charge-off and never missed a payment.? We budget every year and for 2011 after all expenses including this loan, all other loans, food, gas, bills, etc. we have an average of $1,200.00 free cash flow each month so we can easily afford this payment.? I have?been working for the same company for over 12 years in which my career is very secure.? In addition, I have short term & long term care policies, a life insurance policy 6 times my yearly salary, a growing?emergency fund?(currently $3,000) and the ability to borrow?against my 401k if needed.??I tried to discuss all aspects of my financial situation so you?can make a prudent decision.? I feel your investment is very sound?because of the points made in this description.? I look forward to working with you.?
Thanks for the funding.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
enthralling-deal180 | $75.00 | 1/22/2011 11:22:24 AM |
lender987654321 | $25.00 | 1/22/2011 11:22:44 AM |
wise-deal-panda | $50.00 | 1/22/2011 11:26:20 AM |
genius520 | $100.00 | 1/22/2011 11:28:01 AM |
the-enterprising-leverage | $25.00 | 1/22/2011 11:29:33 AM |
ray1051 | $50.00 | 1/22/2011 11:21:06 AM |
velocity-solo | $60.00 | 1/22/2011 11:22:59 AM |
enchanted-yield4 | $50.00 | 1/22/2011 11:23:19 AM |
the-auction-bear | $25.00 | 1/22/2011 11:48:59 AM |
powerful-finance7 | $25.00 | 1/22/2011 11:59:59 AM |
Chewbaca | $25.00 | 1/22/2011 12:04:40 PM |
american6 | $100.00 | 1/22/2011 11:27:02 AM |
museic1 | $50.00 | 1/22/2011 11:28:45 AM |
rolandweary | $25.00 | 1/22/2011 11:29:04 AM |
jazzlender | $25.00 | 1/22/2011 11:21:35 AM |
organized-payment6 | $50.00 | 1/22/2011 11:22:48 AM |
felicity-loyalist0 | $35.00 | 1/22/2011 12:16:45 PM |
simplelender80 | $100.00 | 1/22/2011 11:28:12 AM |
bss97603 | $300.00 | 1/22/2011 1:38:25 PM |
reflective-rupee | $250.77 | 1/22/2011 1:40:31 PM |
squadron781 | $25.00 | 1/22/2011 2:26:58 PM |
Kubasaki | $50.00 | 1/22/2011 5:44:13 PM |
Reddy_Capital | $50.00 | 1/22/2011 1:02:06 PM |
jdadverb | $45.82 | 1/22/2011 3:52:19 PM |
responsibility-aurora | $25.00 | 1/22/2011 9:20:53 PM |
mtnbikemania | $50.00 | 1/22/2011 3:59:33 PM |
rdking647 | $35.00 | 1/22/2011 11:53:07 PM |
Numero10 | $37.84 | 1/22/2011 5:52:47 PM |
PalmettoInvestor | $25.00 | 1/22/2011 6:46:54 PM |
JM-Sarawak | $100.00 | 1/23/2011 6:21:57 AM |
credit-delight2 | $51.00 | 1/22/2011 8:35:32 PM |
first-serene-credit | $25.00 | 1/23/2011 8:08:17 AM |
theloanteacher | $25.00 | 1/22/2011 9:36:34 PM |
responsibility-cherry6 | $25.00 | 1/22/2011 11:52:54 PM |
skiberdad | $50.00 | 1/22/2011 4:08:38 PM |
chekat | $25.00 | 1/23/2011 11:24:26 AM |
sensible-gain884 | $25.00 | 1/23/2011 5:47:30 AM |
tnylight | $50.00 | 1/22/2011 6:48:46 PM |
japerk | $25.00 | 1/23/2011 1:27:08 PM |
listenfirst | $100.00 | 1/23/2011 7:59:43 AM |
floridahelper | $100.00 | 1/23/2011 11:04:53 AM |
7588WorkingGuy | $30.00 | 1/23/2011 5:52:52 AM |
one-midas | $25.00 | 1/23/2011 11:12:59 AM |
enriched-note6 | $25.00 | 1/23/2011 12:23:56 PM |
misit | $25.00 | 1/23/2011 1:04:55 PM |
asdf9876 | $25.00 | 1/23/2011 3:11:58 PM |
PaulW | $25.00 | 1/24/2011 7:27:59 AM |
hope-lionheart1 | $50.00 | 1/23/2011 3:39:12 PM |
balance-force | $40.00 | 1/23/2011 11:27:05 PM |
Hola_James | $33.34 | 1/24/2011 8:34:48 AM |
eloquent-dough5 | $25.00 | 1/23/2011 7:21:58 PM |
rakstar | $25.00 | 1/24/2011 6:53:07 AM |
power-defender7 | $50.00 | 1/24/2011 10:09:23 AM |
coolcoast | $75.00 | 1/24/2011 7:54:16 AM |
penny-finder | $27.54 | 1/24/2011 8:52:33 AM |
LongJohn4263 | $25.00 | 1/24/2011 6:33:19 AM |
marketplace-achievement | $50.00 | 1/24/2011 9:11:48 AM |
petangerie | $79.36 | 1/24/2011 7:35:27 AM |
lucrative-worth | $49.31 | 1/24/2011 8:31:17 AM |
ITFDEE | $25.00 | 1/24/2011 10:20:22 AM |
M34ME | $50.00 | 1/24/2011 9:34:47 AM |
JDKevin | $50.00 | 1/24/2011 9:44:07 AM |
vutah | $25.00 | 1/24/2011 4:49:20 PM |
boj2007 | $50.00 | 1/24/2011 2:56:53 PM |
engrossing-benefit0 | $100.00 | 1/24/2011 4:46:06 PM |
asset-reaction | $25.00 | 1/24/2011 4:55:44 PM |
duke12 | $26.41 | 1/24/2011 1:03:33 PM |
SlowGardener | $70.00 | 1/24/2011 1:38:29 PM |
bankisopen | $200.00 | 1/25/2011 2:09:11 AM |
swanseasailor | $50.00 | 1/24/2011 2:03:28 PM |
helpless23 | $60.00 | 1/25/2011 6:00:10 AM |
silver-dogwood4 | $25.00 | 1/25/2011 6:48:12 AM |
forthright-principal2 | $25.00 | 1/24/2011 3:57:01 PM |
forthright-dedication | $50.00 | 1/25/2011 9:47:18 AM |
fxtrader | $25.00 | 1/25/2011 5:06:43 AM |
Wally1727 | $50.00 | 1/24/2011 7:46:43 PM |
dollymama | $25.00 | 1/25/2011 7:31:19 AM |
heretohelp1 | $27.36 | 1/25/2011 10:32:25 AM |
heroic-payout9 | $28.98 | 1/25/2011 10:46:55 AM |
jtc26 | $100.00 | 1/25/2011 8:16:46 AM |
UCSBGAUCHOS | $27.00 | 1/25/2011 9:12:00 AM |
thankful-nickel2 | $25.00 | 1/25/2011 9:41:55 AM |
countrypreacher | $25.00 | 1/25/2011 10:39:16 AM |
LVLends | $50.00 | 1/25/2011 10:46:56 AM |
penny-plato | $25.00 | 1/25/2011 11:28:33 AM |
Planecourage | $30.36 | 1/25/2011 12:01:03 PM |
heavenly-repayment4 | $25.00 | 1/25/2011 2:38:47 PM |
top-tranquil-justice | $50.00 | 1/25/2011 12:36:36 PM |
credible-bid0 | $50.00 | 1/25/2011 9:52:31 AM |
valiant-liberty4 | $25.00 | 1/25/2011 3:39:27 PM |
pnace | $50.00 | 1/25/2011 1:55:10 PM |
AFFlyboy | $50.00 | 1/25/2011 10:58:37 AM |
kegs | $150.00 | 1/25/2011 11:05:16 AM |
reflective-rupee | $250.77 | 1/25/2011 2:24:57 PM |
credit-sasquatch3 | $28.00 | 1/25/2011 11:08:37 AM |
beach_bum | $25.00 | 1/25/2011 2:37:45 PM |
sail120 | $50.00 | 1/25/2011 2:40:26 PM |
Ocean713 | $50.00 | 1/25/2011 3:05:34 PM |
money-bauble | $150.00 | 1/25/2011 3:56:00 PM |
statenisland51 | $50.00 | 1/25/2011 4:38:53 PM |
LeReve | $100.00 | 1/25/2011 4:41:52 PM |
BaxterEvil | $25.00 | 1/25/2011 5:46:02 PM |
conceptpi | $25.00 | 1/25/2011 6:35:27 PM |
ijspence | $25.00 | 1/25/2011 6:37:55 PM |
fiddlerzvi | $50.00 | 1/25/2011 6:38:38 PM |
maldok1 | $25.00 | 1/25/2011 6:38:45 PM |
commerce-yeller | $50.00 | 1/25/2011 6:39:48 PM |
note-sensation | $50.00 | 1/25/2011 6:40:01 PM |
SPB | $50.00 | 1/25/2011 6:40:10 PM |
Streetfighter | $50.00 | 1/25/2011 6:40:19 PM |
power-trophy7 | $25.00 | 1/25/2011 6:40:40 PM |
five-star-justice | $28.50 | 1/25/2011 6:41:47 PM |
fortytwo | $50.00 | 1/25/2011 6:42:46 PM |
first-upright-payout | $25.00 | 1/25/2011 6:42:59 PM |
Tesseract | $61.00 | 1/25/2011 6:46:59 PM |
RLaumeyer | $25.00 | 1/25/2011 6:57:17 PM |
helpinghand63 | $25.00 | 1/25/2011 6:28:46 PM |
jamiee73 | $25.00 | 1/25/2011 5:53:44 PM |
roman1998 | $50.00 | 1/25/2011 6:30:05 PM |
pixeldave | $50.00 | 1/25/2011 7:47:03 PM |
rdav | $25.00 | 1/25/2011 6:38:52 PM |
Goodlender42 | $25.00 | 1/25/2011 6:39:05 PM |
cassius84 | $25.00 | 1/25/2011 11:06:53 PM |
KHU2-B | $25.00 | 1/25/2011 6:40:08 PM |
golden-wealth2 | $50.00 | 1/25/2011 6:40:14 PM |
payout-banker4 | $25.00 | 1/25/2011 6:42:43 PM |
totoro | $25.00 | 1/26/2011 3:34:52 AM |
selfmademan | $25.00 | 1/26/2011 3:35:58 AM |
Weaverville | $25.00 | 1/26/2011 3:36:43 AM |
TNG812 | $25.50 | 1/25/2011 6:54:13 PM |
aurorasky | $97.13 | 1/25/2011 6:57:25 PM |
Preferred-Lender | $25.00 | 1/26/2011 3:48:38 AM |
FinDoc | $25.00 | 1/26/2011 3:50:50 AM |
Philosonie | $25.00 | 1/26/2011 3:51:30 AM |
JebkaClan | $25.00 | 1/26/2011 4:02:46 AM |
poppinkid | $25.00 | 1/26/2011 4:03:15 AM |
Nordzee | $50.00 | 1/25/2011 7:41:46 PM |
tenny321 | $25.00 | 1/26/2011 4:05:46 AM |
Sixmil | $50.00 | 1/25/2011 6:31:15 PM |
orange-generous-ore | $25.00 | 1/25/2011 6:31:33 PM |
downtownfarm | $25.00 | 1/25/2011 6:39:00 PM |
market-assembler | $50.00 | 1/25/2011 6:39:18 PM |
tutnyce | $100.00 | 1/25/2011 10:27:45 PM |
be_wise | $25.00 | 1/25/2011 6:39:21 PM |
Carpetkid | $25.00 | 1/25/2011 6:39:51 PM |
Jtomtom | $25.00 | 1/25/2011 11:16:29 PM |
gold-commander0 | $50.00 | 1/25/2011 6:43:04 PM |
gustavzantanon | $28.91 | 1/26/2011 3:33:53 AM |
ClearLake | $25.00 | 1/26/2011 3:40:19 AM |
mar97 | $26.18 | 1/26/2011 3:48:28 AM |
626457 | $25.00 | 1/26/2011 3:49:03 AM |
arejaybe | $25.05 | 1/26/2011 3:49:22 AM |
USCGC | $25.00 | 1/26/2011 3:50:32 AM |
Aimvest | $25.00 | 1/26/2011 3:51:08 AM |
mmckune | $25.00 | 1/26/2011 3:52:21 AM |
lostontheedge | $25.00 | 1/26/2011 3:53:25 AM |
tsquared_030 | $26.71 | 1/26/2011 4:03:58 AM |
gjm6d | $25.00 | 1/25/2011 8:05:17 PM |
slartibardfast | $25.00 | 1/26/2011 4:06:06 AM |
flwah | $25.00 | 1/26/2011 4:07:27 AM |
caring-contract6 | $25.00 | 1/25/2011 11:31:10 PM |
What-goes-around-comes-around | $27.22 | 1/26/2011 3:33:38 AM |
takarlstad | $33.13 | 1/26/2011 3:34:19 AM |
ianakacg | $25.00 | 1/26/2011 3:40:38 AM |
Ivan2007 | $41.12 | 1/26/2011 3:51:37 AM |
panegryst | $25.00 | 1/26/2011 3:56:48 AM |
ussugm | $25.00 | 1/26/2011 4:03:26 AM |
aha6297 | $25.00 | 1/26/2011 4:03:52 AM |
LongTail | $25.00 | 1/26/2011 4:10:54 AM |
bowdish1 | $50.00 | 1/22/2011 11:27:48 AM |
ursus | $100.00 | 1/22/2011 11:28:30 AM |
worldly-community3 | $50.00 | 1/22/2011 11:29:51 AM |
steiglends | $250.00 | 1/22/2011 11:31:16 AM |
freyjabj | $25.00 | 1/22/2011 11:34:34 AM |
wise-rupee-sanctuary | $50.00 | 1/22/2011 11:26:39 AM |
tech310 | $25.53 | 1/22/2011 11:27:09 AM |
C_Mark | $100.00 | 1/22/2011 11:30:04 AM |
HollywoodT | $25.00 | 1/22/2011 1:02:15 PM |
marketplace-cello5 | $25.00 | 1/22/2011 11:30:59 AM |
Redmond | $25.00 | 1/22/2011 11:31:54 AM |
radforj22 | $25.00 | 1/22/2011 11:21:52 AM |
cr8on | $40.00 | 1/22/2011 2:18:54 PM |
TSC | $100.00 | 1/22/2011 11:22:54 AM |
flexible-value | $100.00 | 1/22/2011 12:00:01 PM |
ThomasC | $50.00 | 1/22/2011 12:00:12 PM |
Rick7925 | $25.00 | 1/22/2011 2:42:36 PM |
kmr2 | $100.00 | 1/22/2011 11:26:29 AM |
principal-bull | $25.00 | 1/22/2011 12:25:01 PM |
skuba | $75.00 | 1/22/2011 11:27:31 AM |
credit-panda1 | $25.00 | 1/22/2011 12:26:25 PM |
honorable-yield | $25.00 | 1/22/2011 11:28:22 AM |
credit-investor5 | $50.00 | 1/22/2011 11:30:24 AM |
indomitable-coin | $25.00 | 1/22/2011 11:32:00 AM |
SelectTrustLending | $25.00 | 1/22/2011 3:07:41 PM |
Poohcho | $50.00 | 1/22/2011 3:59:59 PM |
auction-seeker | $25.00 | 1/22/2011 3:38:20 PM |
STAN7366 | $100.00 | 1/22/2011 8:35:53 PM |
terrific-p2ploan | $25.00 | 1/22/2011 8:39:15 PM |
ResQDoc | $75.00 | 1/23/2011 1:09:32 AM |
ms48105 | $25.00 | 1/22/2011 3:27:58 PM |
WilsonFunds | $35.50 | 1/23/2011 6:59:38 AM |
moola-poplar | $25.00 | 1/23/2011 7:35:51 AM |
somebody32 | $50.00 | 1/22/2011 3:41:59 PM |
saintjude | $50.00 | 1/23/2011 9:55:57 AM |
cool_kubera | $50.00 | 1/23/2011 10:34:28 AM |
RIVERHTS | $50.00 | 1/23/2011 11:05:01 AM |
AGSLending | $25.00 | 1/23/2011 5:25:42 AM |
Discinc | $400.00 | 1/23/2011 11:40:45 AM |
principal-capo8 | $50.00 | 1/22/2011 6:48:40 PM |
pay_day | $50.00 | 1/22/2011 7:40:59 PM |
rpg | $35.00 | 1/23/2011 8:27:37 AM |
Pulchritudinous | $25.00 | 1/23/2011 12:32:19 PM |
economy-orchid | $30.00 | 1/23/2011 8:59:09 AM |
Moneypenny6 | $25.00 | 1/23/2011 12:41:26 PM |
Aurumdraco | $25.00 | 1/23/2011 3:03:27 PM |
toronado | $50.00 | 1/23/2011 7:53:33 PM |
nybanker85 | $50.00 | 1/23/2011 3:48:57 PM |
tender-integrity3 | $100.00 | 1/23/2011 9:26:44 PM |
tallfund | $30.00 | 1/24/2011 1:25:55 AM |
RememberToForget | $50.00 | 1/24/2011 5:28:18 AM |
Nicedad72 | $25.00 | 1/23/2011 6:22:37 PM |
paladin847 | $50.00 | 1/24/2011 6:17:01 AM |
samaritan5 | $25.00 | 1/24/2011 6:50:52 AM |
time_4_change | $25.85 | 1/24/2011 8:02:33 AM |
helpingyou1 | $36.64 | 1/23/2011 4:30:51 PM |
marshallmanhattan | $25.00 | 1/24/2011 8:17:42 AM |
Travis247 | $50.00 | 1/24/2011 8:53:39 AM |
nanda | $100.00 | 1/23/2011 7:02:27 PM |
samhome | $25.00 | 1/24/2011 6:56:45 AM |
BenefactorX | $25.00 | 1/24/2011 9:37:03 AM |
sflender1099 | $50.00 | 1/24/2011 10:08:08 AM |
papaloha | $25.00 | 1/24/2011 10:12:46 AM |
FinanciallySavvyMom | $30.00 | 1/24/2011 8:54:20 AM |
ctgscott | $25.00 | 1/24/2011 9:34:41 AM |
cropdust3r | $25.00 | 1/24/2011 7:12:31 AM |
agalt | $75.00 | 1/24/2011 8:32:28 AM |
mhotchan | $100.00 | 1/24/2011 8:45:03 AM |
zippy-market5 | $35.00 | 1/24/2011 10:34:57 AM |
Proactive-Financial-Lending | $25.00 | 1/24/2011 10:38:33 AM |
speedy-point | $25.00 | 1/24/2011 10:38:56 AM |
pythia | $25.00 | 1/24/2011 10:31:18 AM |
FlyingBobo | $25.00 | 1/24/2011 10:13:22 AM |
vigilance-frontier | $25.00 | 1/24/2011 10:15:16 AM |
hopeful-truth5 | $200.00 | 1/24/2011 2:02:31 PM |
sincere-balance | $25.00 | 1/24/2011 12:08:49 PM |
CE88 | $50.00 | 1/24/2011 12:42:34 PM |
5kids5 | $26.83 | 1/24/2011 3:23:04 PM |
jarevack | $25.00 | 1/25/2011 7:17:53 AM |
brw | $25.00 | 1/24/2011 4:21:54 PM |
IP | $50.00 | 1/24/2011 5:56:30 PM |
EarlyRiser | $250.00 | 1/25/2011 8:19:18 AM |
TBTdragon | $25.00 | 1/25/2011 9:00:07 AM |
MoneyOps | $25.00 | 1/24/2011 7:32:47 PM |
BankofBeth | $25.00 | 1/24/2011 8:23:43 PM |
theloanfiller | $25.00 | 1/24/2011 8:31:32 PM |
gold-chomper | $50.00 | 1/24/2011 9:16:22 PM |
american-investor | $30.00 | 1/25/2011 10:10:41 AM |
larrybird | $250.00 | 1/25/2011 9:29:54 AM |
Borhino | $40.00 | 1/25/2011 10:19:36 AM |
ams294 | $75.00 | 1/25/2011 4:36:11 AM |
revenue-river9 | $25.00 | 1/25/2011 11:29:45 AM |
DanV | $25.00 | 1/25/2011 1:39:28 PM |
ultimate-dough0 | $25.00 | 1/25/2011 9:10:19 AM |
nikkiesgrandma | $25.00 | 1/25/2011 1:56:47 PM |
Geologist-67 | $25.00 | 1/25/2011 10:27:30 AM |
organized-dedication9 | $50.00 | 1/25/2011 9:43:12 AM |
T-L-B | $25.32 | 1/25/2011 10:46:18 AM |
honorable-durability0 | $25.00 | 1/25/2011 9:44:00 AM |
vigorous-note | $50.00 | 1/25/2011 9:48:26 AM |
investor_101 | $50.00 | 1/25/2011 1:41:42 PM |
worthy-bid8 | $100.00 | 1/25/2011 1:47:20 PM |
tranquil-revenue | $50.00 | 1/25/2011 2:24:09 PM |
fair_rates | $25.00 | 1/25/2011 2:34:00 PM |
top-visionary-truth | $25.00 | 1/25/2011 11:19:06 AM |
castlwizz | $37.27 | 1/25/2011 12:18:19 PM |
proud-silver0 | $50.00 | 1/25/2011 5:34:49 PM |
bigphish | $25.00 | 1/25/2011 2:37:37 PM |
GElender | $50.00 | 1/25/2011 6:38:27 PM |
Tradesmanlender | $35.00 | 1/25/2011 6:39:46 PM |
authentic-liberty7 | $25.00 | 1/25/2011 6:39:59 PM |
objective-investor | $150.00 | 1/25/2011 6:40:36 PM |
chibear34 | $25.00 | 1/25/2011 4:52:10 PM |
orninh | $25.00 | 1/25/2011 6:53:48 PM |
kbguru | $50.00 | 1/25/2011 5:19:45 PM |
rovo | $25.00 | 1/25/2011 6:39:42 PM |
mizon291 | $50.00 | 1/25/2011 6:40:04 PM |
flexible-return297 | $50.00 | 1/25/2011 6:40:12 PM |
gracej | $25.00 | 1/25/2011 6:41:56 PM |
psturm | $25.00 | 1/26/2011 3:32:54 AM |
ramblin | $25.00 | 1/26/2011 3:33:18 AM |
Katburg | $43.40 | 1/26/2011 3:34:46 AM |
MyPlantsEatBugs | $25.00 | 1/26/2011 3:35:12 AM |
oht588 | $26.38 | 1/26/2011 3:48:04 AM |
KVEER | $25.00 | 1/25/2011 7:38:26 PM |
microfunder | $25.00 | 1/26/2011 3:52:12 AM |
DcUnited | $30.00 | 1/26/2011 3:56:44 AM |
thetropics18 | $25.00 | 1/26/2011 4:03:08 AM |
rulender | $27.53 | 1/26/2011 4:03:38 AM |
capital-web7 | $50.00 | 1/25/2011 9:23:05 PM |
MonkeyHero | $25.00 | 1/25/2011 6:39:23 PM |
lagnisiruk | $25.00 | 1/25/2011 6:40:23 PM |
soheagle | $25.00 | 1/25/2011 6:41:22 PM |
Fiimg | $50.00 | 1/25/2011 6:41:51 PM |
turbostar666 | $27.15 | 1/26/2011 3:23:28 AM |
subtle-revenue0 | $25.00 | 1/26/2011 3:26:59 AM |
TheYellowDart | $25.00 | 1/26/2011 3:33:58 AM |
wild_carrot | $25.00 | 1/26/2011 3:34:42 AM |
Cheburashka | $25.00 | 1/26/2011 3:36:34 AM |
LenderByDay | $25.00 | 1/26/2011 3:36:57 AM |
Trimalchio12 | $25.00 | 1/26/2011 3:40:32 AM |
Interloper | $25.00 | 1/26/2011 3:40:47 AM |
MakoF16 | $25.52 | 1/26/2011 3:48:34 AM |
bomdel | $25.00 | 1/26/2011 3:51:26 AM |
slyder61 | $25.00 | 1/26/2011 4:02:54 AM |
demoseal | $25.00 | 1/26/2011 4:07:21 AM |
LightTheWay | $100.00 | 1/25/2011 11:42:11 PM |
Cubsfan07 | $25.00 | 1/26/2011 3:22:29 AM |
Charmart | $25.00 | 1/26/2011 3:25:43 AM |
13nd3r | $25.00 | 1/26/2011 3:33:06 AM |
JLChamberlain | $25.00 | 1/26/2011 3:34:10 AM |
und-alum | $26.62 | 1/26/2011 3:34:28 AM |
zeelender | $25.00 | 1/26/2011 3:35:34 AM |
Bank42 | $25.73 | 1/26/2011 3:36:13 AM |
Snoopylover | $25.00 | 1/26/2011 3:37:35 AM |
nwagers | $25.00 | 1/26/2011 3:37:46 AM |
BlackFred | $25.00 | 1/26/2011 3:48:23 AM |
streak269 | $25.00 | 1/26/2011 4:03:45 AM |
agiovasil | $25.00 | 1/26/2011 4:06:26 AM |
tuneman1980 | $25.00 | 1/26/2011 4:06:59 AM |
329 Investments
|
Borrower Payment Dependent Notes Series
491267
This series of Notes was issued and sold upon the funding of the borrower loan #46667, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2011 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 16.65% |
Monthly payment:
| $344.16 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 50% |
Credit score:
| 740-759 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 4y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,101 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 37% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| smk724 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need working capital for business
My husband and I currently own an auto repair shop. We lease a 5 bay garage, but just purchased an 8 bay garage. The new garage needs some work so we are anticipating that it will be July before we can officially move into the new garage. Until then, we are making payments on both buildings, plus utilities as well as every day expenses. December and January are statistically slow months because of the holidays. Based our our previous years in business (est. in April 2006), February, March, and April are our best months (income tax return time). We are just looking for some working capital to get us through this slow season. We have four technicians that work for us. We have several fleet accounts, including the police department for the city that we currently reside.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
$158, 480.92 is the total mortgage balance The last appraisal in 2007 was at $217,000.
(Jan-20-2011)
Q:
Do you or your husband have any income outside of the auto repair shop or do you both work there full time? - orange-impartial-asset
A:
We both work there, but I also work part time at a nursing home/independent living facility.
(Jan-20-2011)
Q:
What was the annual revenue, expense, and net income of your business in 2010? - orange-impartial-asset
A:
Total Revenue was $712,926.69
Net Income was $104,034.
(Jan-20-2011)
3 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
jazzlender | $25.00 | 1/20/2011 10:37:11 AM |
gracej | $25.00 | 1/20/2011 10:41:17 AM |
bowdish1 | $50.00 | 1/20/2011 10:43:17 AM |
museic1 | $50.00 | 1/20/2011 10:44:28 AM |
the-enterprising-leverage | $25.00 | 1/20/2011 10:44:37 AM |
worldly-community3 | $50.00 | 1/20/2011 10:44:43 AM |
Bank_Of_XL | $50.00 | 1/20/2011 1:06:34 PM |
seahorse2008 | $25.00 | 1/20/2011 1:23:11 PM |
impressive-credit431 | $100.00 | 1/20/2011 10:39:21 AM |
TelegramSam | $25.00 | 1/20/2011 10:40:07 AM |
cloud8 | $60.00 | 1/20/2011 10:41:44 AM |
wanna-help | $50.00 | 1/20/2011 2:59:09 PM |
lendme2 | $50.00 | 1/20/2011 3:01:01 PM |
impeccable-transparency | $50.00 | 1/20/2011 10:43:35 AM |
Artist_Blue | $25.00 | 1/20/2011 3:02:04 PM |
rolandweary | $25.00 | 1/20/2011 10:44:32 AM |
SOP_Bank | $25.00 | 1/20/2011 10:35:31 AM |
commerce-yeller | $25.00 | 1/20/2011 10:38:56 AM |
ray1051 | $25.00 | 1/20/2011 10:39:20 AM |
rss197 | $25.00 | 1/20/2011 10:40:50 AM |
genius520 | $100.00 | 1/20/2011 10:43:20 AM |
ursus | $100.00 | 1/20/2011 10:43:34 AM |
cashasaurus0 | $300.00 | 1/20/2011 1:59:16 PM |
loss-of-control | $50.00 | 1/20/2011 2:10:04 PM |
C_Mark | $100.00 | 1/20/2011 10:44:49 AM |
responsibility-cherry6 | $50.00 | 1/20/2011 10:46:22 AM |
bigphish | $50.00 | 1/20/2011 10:46:47 AM |
golden-finance7 | $50.00 | 1/20/2011 10:47:08 AM |
Railbird | $30.72 | 1/20/2011 2:59:40 PM |
benefit-position | $25.00 | 1/20/2011 10:56:49 AM |
dospapalotes | $50.00 | 1/20/2011 3:01:06 PM |
SimpleChoice | $25.00 | 1/20/2011 3:01:53 PM |
orange-impartial-asset | $500.00 | 1/20/2011 3:43:17 PM |
interest-exec9 | $25.00 | 1/20/2011 3:56:05 PM |
USFoundation | $25.00 | 1/20/2011 1:58:25 PM |
TNG812 | $25.00 | 1/20/2011 9:33:14 PM |
SLN-10 | $25.00 | 1/20/2011 2:59:34 PM |
awwaww | $25.00 | 1/20/2011 3:00:00 PM |
helpinghand63 | $50.00 | 1/20/2011 3:01:03 PM |
chestnut4 | $25.00 | 1/20/2011 3:01:51 PM |
colorfulgardener | $25.00 | 1/20/2011 3:16:50 PM |
radforj22 | $25.00 | 1/20/2011 5:54:24 PM |
steiglends | $50.00 | 1/21/2011 5:42:39 AM |
buckyhead2000 | $25.00 | 1/20/2011 6:55:07 PM |
bomdel | $25.00 | 1/21/2011 8:50:36 AM |
hope-lionheart1 | $25.00 | 1/20/2011 7:32:20 PM |
georgedorn | $25.00 | 1/21/2011 9:19:33 AM |
KateV | $25.00 | 1/21/2011 10:04:15 AM |
kmprospeo | $50.00 | 1/20/2011 7:12:01 PM |
Domgabriel | $25.00 | 1/21/2011 9:03:55 AM |
Tikibarman | $50.00 | 1/21/2011 6:02:17 AM |
pleasureman | $25.00 | 1/21/2011 6:09:29 AM |
Shamrock731 | $28.00 | 1/21/2011 11:20:55 AM |
Redmond | $25.00 | 1/21/2011 11:43:44 AM |
enriched-note6 | $25.00 | 1/21/2011 11:30:06 AM |
bullwink27 | $25.00 | 1/21/2011 3:50:06 PM |
j2ee | $25.00 | 1/21/2011 5:53:53 PM |
helpless23 | $50.00 | 1/21/2011 7:46:22 PM |
best-phenomenal-treasure | $50.00 | 1/22/2011 7:42:05 AM |
rupee-lion | $300.00 | 1/22/2011 8:05:24 AM |
dr_bob1500 | $50.00 | 1/22/2011 8:21:03 AM |
floridahelper | $50.00 | 1/22/2011 8:25:21 AM |
inspire22 | $50.00 | 1/22/2011 8:38:04 AM |
wdworld | $50.00 | 1/22/2011 12:47:07 AM |
friendly-market5 | $25.00 | 1/22/2011 9:04:18 AM |
rider6 | $25.00 | 1/22/2011 4:47:40 AM |
transformer855 | $100.00 | 1/22/2011 9:54:24 AM |
rockhound84 | $25.00 | 1/22/2011 7:01:18 AM |
AnxiousAirman | $25.00 | 1/22/2011 10:57:31 AM |
careful-money2 | $25.00 | 1/22/2011 8:33:12 AM |
Sol_Invictus | $25.00 | 1/22/2011 9:54:51 AM |
power-trophy7 | $25.00 | 1/22/2011 11:38:26 AM |
Chewbaca | $25.00 | 1/22/2011 12:02:16 PM |
forthright-dedication | $50.00 | 1/22/2011 12:42:34 PM |
maximizer | $25.00 | 1/22/2011 12:51:28 PM |
Rick7925 | $25.00 | 1/22/2011 2:42:26 PM |
ColdWorld | $25.00 | 1/22/2011 12:03:58 PM |
blissful-deal0 | $25.00 | 1/22/2011 2:50:13 PM |
jodilee31 | $50.00 | 1/22/2011 3:31:27 PM |
Streetfighter | $50.00 | 1/22/2011 11:38:08 AM |
Mark-7 | $50.00 | 1/22/2011 2:18:09 PM |
Goodlender42 | $25.00 | 1/22/2011 3:41:27 PM |
Zipline | $25.00 | 1/22/2011 3:41:40 PM |
GermanKid | $65.00 | 1/22/2011 2:46:20 PM |
first-upright-payout | $25.00 | 1/22/2011 11:59:07 AM |
mtnbikemania | $50.00 | 1/22/2011 3:59:19 PM |
Hartfelt | $25.00 | 1/22/2011 12:18:39 PM |
riproaringrapids | $25.00 | 1/22/2011 7:14:38 PM |
blissful-note7 | $50.00 | 1/22/2011 3:40:25 PM |
platytanz | $50.00 | 1/22/2011 3:41:11 PM |
fortytwo | $50.00 | 1/22/2011 3:41:49 PM |
terrific-p2ploan | $25.00 | 1/22/2011 8:31:31 PM |
platinum-rapture6 | $50.00 | 1/22/2011 3:43:33 PM |
compwhiz | $25.00 | 1/22/2011 2:17:55 PM |
shivab | $227.45 | 1/22/2011 10:18:49 PM |
priceless-money6 | $25.00 | 1/23/2011 2:16:52 AM |
Christophe | $25.00 | 1/22/2011 5:56:30 PM |
Math_Physics | $25.00 | 1/22/2011 6:29:29 PM |
bonecrusher | $25.00 | 1/22/2011 8:10:40 PM |
williemc44 | $25.00 | 1/22/2011 8:37:32 PM |
balance-trailblazer | $28.31 | 1/22/2011 8:48:56 PM |
rdav | $25.00 | 1/22/2011 3:39:02 PM |
Barak | $50.00 | 1/22/2011 3:40:40 PM |
voyage554 | $25.00 | 1/22/2011 10:56:57 PM |
ResQDoc | $125.00 | 1/23/2011 1:04:03 AM |
djalan | $75.00 | 1/22/2011 4:17:28 PM |
ore-jedi | $26.00 | 1/23/2011 3:06:02 AM |
rodaku | $63.00 | 1/22/2011 5:39:23 PM |
money-bauble | $150.00 | 1/22/2011 7:14:22 PM |
responsibility-aurora | $25.00 | 1/22/2011 9:23:54 PM |
KirosPOS | $50.00 | 1/22/2011 11:02:30 PM |
diverse-benjamins | $25.00 | 1/22/2011 11:31:00 PM |
TheGrayFox | $25.00 | 1/22/2011 11:37:04 PM |
Speculator | $50.00 | 1/20/2011 10:39:23 AM |
bestbuy | $25.00 | 1/20/2011 10:39:52 AM |
flexible-value | $100.00 | 1/20/2011 10:39:59 AM |
kmr2 | $100.00 | 1/20/2011 10:40:11 AM |
wise-rupee-sanctuary | $50.00 | 1/20/2011 10:41:02 AM |
Carpetkid | $25.00 | 1/20/2011 10:41:21 AM |
simplelender80 | $100.00 | 1/20/2011 10:43:23 AM |
a-responsible-return | $25.00 | 1/20/2011 10:39:17 AM |
somebody32 | $50.00 | 1/20/2011 1:59:20 PM |
papaloha | $25.00 | 1/20/2011 10:40:16 AM |
3_boyz | $25.00 | 1/20/2011 2:05:42 PM |
american6 | $100.00 | 1/20/2011 10:42:37 AM |
gold-commander0 | $50.00 | 1/20/2011 10:42:48 AM |
jdrez | $25.00 | 1/20/2011 2:59:17 PM |
KramericaIndustries | $25.00 | 1/20/2011 2:59:26 PM |
Panna | $25.00 | 1/20/2011 2:59:32 PM |
enthralling-deal180 | $50.00 | 1/20/2011 10:36:07 AM |
JustMee | $25.00 | 1/20/2011 10:52:22 AM |
organized-payment6 | $50.00 | 1/20/2011 10:39:18 AM |
powerful-finance7 | $25.00 | 1/20/2011 10:39:37 AM |
wise-deal-panda | $50.00 | 1/20/2011 10:40:03 AM |
Fiimg | $50.00 | 1/20/2011 10:41:24 AM |
tech310 | $50.00 | 1/20/2011 10:42:41 AM |
skuba | $75.00 | 1/20/2011 10:43:13 AM |
squadron781 | $50.00 | 1/20/2011 1:34:07 PM |
honorable-yield | $25.00 | 1/20/2011 10:43:28 AM |
velocity-solo | $50.00 | 1/20/2011 10:44:34 AM |
dough-souffle | $25.00 | 1/20/2011 2:09:23 PM |
heavenly-repayment4 | $25.00 | 1/20/2011 10:44:46 AM |
indomitable-coin | $25.00 | 1/20/2011 10:44:52 AM |
ItsJustMe79 | $40.00 | 1/20/2011 2:59:14 PM |
Prosp_Lender | $50.00 | 1/20/2011 3:00:02 PM |
jjswanso | $50.00 | 1/20/2011 6:42:53 PM |
thrilling-nickel5 | $27.85 | 1/20/2011 1:45:27 PM |
Anamorph | $25.00 | 1/20/2011 9:58:20 PM |
californiakhan | $25.00 | 1/20/2011 2:59:11 PM |
QuinMccoy | $50.00 | 1/20/2011 2:59:24 PM |
integrity-doctor | $100.00 | 1/21/2011 6:34:13 AM |
hcs1977 | $100.00 | 1/21/2011 7:39:19 AM |
Caledoni | $25.00 | 1/21/2011 8:07:08 AM |
Alittleluck | $25.00 | 1/20/2011 7:12:33 PM |
handshake5 | $100.00 | 1/20/2011 5:45:45 PM |
hope-hickory | $25.00 | 1/20/2011 6:03:05 PM |
ThomasC | $50.00 | 1/20/2011 6:41:54 PM |
marketplace-cello5 | $25.00 | 1/20/2011 10:27:19 PM |
bjak | $25.00 | 1/21/2011 9:32:17 AM |
appcoder | $40.00 | 1/21/2011 10:30:48 AM |
gogrannygo | $25.00 | 1/21/2011 6:57:08 AM |
cash-tent | $50.00 | 1/21/2011 12:29:32 PM |
HYGCapitalPartnersLP | $100.00 | 1/21/2011 12:55:16 PM |
bazaar-festivity | $25.00 | 1/21/2011 5:24:40 PM |
objective-investor | $150.00 | 1/21/2011 5:42:48 PM |
nickel-position | $25.00 | 1/21/2011 7:33:29 PM |
helpless23 | $100.00 | 1/21/2011 8:42:01 PM |
terrific-fund5 | $25.00 | 1/21/2011 9:16:42 PM |
tastytitan | $50.00 | 1/21/2011 11:17:12 PM |
visionary-currency | $50.00 | 1/22/2011 1:20:02 AM |
lagnisiruk | $25.00 | 1/22/2011 9:49:00 AM |
gamma | $25.00 | 1/21/2011 8:11:56 PM |
rdking647 | $35.00 | 1/21/2011 8:57:13 PM |
omerta6102 | $50.00 | 1/22/2011 6:52:34 AM |
runbix7 | $25.00 | 1/22/2011 10:02:32 AM |
happy-loyalty | $25.00 | 1/22/2011 10:17:23 AM |
integrity-planet1 | $35.00 | 1/21/2011 9:32:47 PM |
bill-expert | $50.00 | 1/22/2011 10:26:40 AM |
helpingyou1 | $25.00 | 1/21/2011 10:16:57 PM |
worthy-bid8 | $50.00 | 1/22/2011 8:38:36 AM |
market-inspector | $25.00 | 1/22/2011 1:00:20 AM |
vordo | $50.00 | 1/22/2011 10:47:26 AM |
redx | $25.00 | 1/22/2011 11:36:44 AM |
SmartBanking | $25.00 | 1/22/2011 12:22:44 PM |
sjlender | $50.00 | 1/22/2011 9:58:42 AM |
openness-wind8 | $27.98 | 1/22/2011 2:17:48 PM |
conceptpi | $25.00 | 1/22/2011 11:59:10 AM |
SelectTrustLending | $25.00 | 1/22/2011 3:07:04 PM |
Toppenish99 | $25.00 | 1/22/2011 3:07:22 PM |
sirmowalot | $90.83 | 1/22/2011 2:03:06 PM |
shadowcredit | $34.39 | 1/22/2011 11:51:42 AM |
wwwUniversal | $25.00 | 1/22/2011 3:43:08 PM |
market-assembler | $50.00 | 1/22/2011 12:00:43 PM |
GElender | $50.00 | 1/22/2011 3:27:48 PM |
credit-panda1 | $25.00 | 1/22/2011 12:26:07 PM |
bid-computer | $25.00 | 1/22/2011 3:29:11 PM |
credit-serenity8 | $25.00 | 1/22/2011 3:38:29 PM |
Cal07 | $30.00 | 1/22/2011 3:38:53 PM |
be_wise | $25.00 | 1/22/2011 3:39:09 PM |
hrubinst | $50.00 | 1/22/2011 3:39:55 PM |
LenderFish | $50.00 | 1/22/2011 3:42:55 PM |
aoohollis310 | $50.00 | 1/22/2011 4:50:27 PM |
TommyTucker | $50.00 | 1/22/2011 4:53:00 PM |
GoStrong | $75.00 | 1/22/2011 6:07:14 PM |
green-forceful-openness | $25.00 | 1/22/2011 9:58:08 PM |
the-profit-oracle | $25.00 | 1/22/2011 3:58:22 PM |
skiberdad | $50.00 | 1/22/2011 4:08:15 PM |
UBOtto186 | $50.00 | 1/23/2011 2:30:34 AM |
wilmajean | $50.00 | 1/23/2011 3:49:16 AM |
nolahelper | $25.00 | 1/22/2011 6:40:23 PM |
debt-system880 | $25.00 | 1/22/2011 9:06:50 PM |
debt-system880 | $25.00 | 1/22/2011 9:07:21 PM |
starikrai | $50.00 | 1/22/2011 9:11:41 PM |
213 Investments
|
Borrower Payment Dependent Notes Series
491293
This series of Notes was issued and sold upon the funding of the borrower loan #46658, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Jan-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-26-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $142.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-2003 |
Debt/Income ratio:
| 15% |
Credit score:
| 640-659 (Jan-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 8m |
Amount delinquent:
| $91 |
Total credit lines:
| 30 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,648 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| cash-multiplier7 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
leonardledouxjr
Purpose of loan:
This loan will be used to?
Auto License Registration
My financial situation:
I am a good candidate for this loan because?I will make sure that I pay it back in the time given.
Monthly net income: $ $4619.00
Monthly expenses: $ 2,679
??Housing: $
725.00
??Insurance: $
185.00
??Car expenses: $
500.00
??Utilities: $
205.00
??Phone, cable, internet: $
224.00
??Food, entertainment: $ 800.00
??Clothing, household expenses $ 300.00
??Credit cards and other loans: $ 75.00
??Other expenses: $
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
I do not own a home or have a mortage at this time
(Jan-24-2011)
1 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
HHP | $50.00 | 1/22/2011 11:30:15 AM |
forthright-dedication | $25.00 | 1/22/2011 12:42:21 PM |
credit-sycamore4 | $100.00 | 1/22/2011 11:32:41 AM |
suave-dime6 | $25.00 | 1/22/2011 1:36:56 PM |
wise-rupee-sanctuary | $50.00 | 1/22/2011 11:26:48 AM |
SolarMoonshine | $25.00 | 1/22/2011 12:24:29 PM |
velocity-solo | $30.00 | 1/22/2011 11:27:21 AM |
careful-note | $50.00 | 1/22/2011 11:32:04 AM |
reflective-rupee | $25.77 | 1/22/2011 1:36:33 PM |
tzvie | $25.00 | 1/23/2011 7:04:34 AM |
Bob450 | $25.00 | 1/24/2011 9:08:44 AM |
greencat | $50.00 | 1/24/2011 7:24:36 AM |
a-plentiful-loyalty | $25.00 | 1/24/2011 11:45:39 AM |
seineil | $50.00 | 1/24/2011 12:57:41 PM |
rescue | $100.00 | 1/24/2011 2:08:13 PM |
wanna-help | $50.00 | 1/24/2011 3:12:09 PM |
helpingyou1 | $25.00 | 1/24/2011 11:39:50 AM |
EarlyRiser | $250.00 | 1/25/2011 4:57:41 AM |
loan-eagle9 | $25.00 | 1/25/2011 11:30:48 AM |
larrybird | $250.00 | 1/25/2011 9:29:30 AM |
dpries123 | $25.00 | 1/25/2011 9:42:57 AM |
dinero-mason | $25.00 | 1/25/2011 2:41:06 PM |
mlj0671 | $25.00 | 1/25/2011 2:46:33 PM |
richboy56 | $25.00 | 1/25/2011 1:42:58 PM |
washboard1 | $25.00 | 1/25/2011 1:46:21 PM |
zone8 | $125.00 | 1/25/2011 2:21:59 PM |
icon7 | $25.00 | 1/25/2011 5:05:08 PM |
Leshan | $25.00 | 1/25/2011 11:23:10 AM |
taetrade | $25.00 | 1/25/2011 5:25:29 PM |
myduck | $25.00 | 1/25/2011 5:35:57 PM |
Ocean713 | $50.00 | 1/25/2011 3:06:33 PM |
pixeldave | $50.00 | 1/25/2011 7:46:46 PM |
feb217 | $25.00 | 1/25/2011 9:35:32 PM |
MoneyForNothing | $17.23 | 1/26/2011 1:19:29 AM |
organic-order | $25.00 | 1/25/2011 6:43:49 PM |
peace-missile | $25.00 | 1/26/2011 12:18:14 AM |
SV-AZ | $35.00 | 1/25/2011 6:45:11 PM |
worthy-bid4 | $25.00 | 1/25/2011 6:47:32 PM |
platinum-celebration4 | $41.00 | 1/25/2011 7:01:42 PM |
coin-bee1 | $25.00 | 1/25/2011 7:49:04 PM |
head | $25.00 | 1/25/2011 7:57:38 PM |
tech310 | $50.00 | 1/26/2011 1:17:34 AM |
Jack55304 | $100.00 | 1/22/2011 11:33:40 AM |
capital-halo1 | $500.00 | 1/22/2011 11:33:50 AM |
genius520 | $100.00 | 1/22/2011 11:28:36 AM |
ingenious-interest1 | $50.00 | 1/22/2011 3:58:04 PM |
CapitalismRocks | $25.00 | 1/23/2011 11:13:07 AM |
dough-bear | $50.00 | 1/24/2011 6:52:26 AM |
capital-kingdom | $25.00 | 1/24/2011 8:15:07 AM |
bazaar-festivity | $25.00 | 1/24/2011 10:15:49 AM |
goodhearted-basis4 | $25.00 | 1/25/2011 8:27:12 AM |
Reliance_Banker | $25.00 | 1/24/2011 6:07:54 PM |
Top_Gun_Lender | $26.00 | 1/24/2011 8:22:03 PM |
jasjac0105 | $25.00 | 1/25/2011 9:42:11 AM |
seisen | $50.00 | 1/25/2011 6:57:38 AM |
finagler | $25.00 | 1/25/2011 9:43:27 AM |
jazzlender | $25.00 | 1/25/2011 1:56:54 PM |
kegs | $150.00 | 1/25/2011 11:06:51 AM |
worthy-bid8 | $50.00 | 1/25/2011 1:49:20 PM |
newstar2000 | $25.00 | 1/25/2011 4:14:36 PM |
Rob717171 | $50.00 | 1/25/2011 9:23:25 PM |
J-Rott | $50.00 | 1/25/2011 6:44:11 PM |
KVEER | $25.00 | 1/25/2011 7:38:54 PM |
jybank | $25.00 | 1/25/2011 9:10:41 PM |
peskier | $25.00 | 1/25/2011 9:45:17 PM |
EBITDA | $25.00 | 1/25/2011 6:44:18 PM |
66 Investments
|
Borrower Payment Dependent Notes Series
491339
This series of Notes was issued and sold upon the funding of the borrower loan #46807, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.70% |
Listing Start date:
| Jan-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-26-2011 |
|
Lender yield:
| 18.99% |
Borrower rate/APR:
| 19.99% / 23.38% |
Monthly payment:
| $278.69 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.55% | | |
| |
Estimated return*:
| 9.85% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-2002 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 680-699 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 17y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,860 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| No | | |
Screen name:
| encouraging-durability3 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Trying to get right...
Purpose of loan:
This loan will be used to? Pay off bills and keep a roof over me and my brothers head.
My financial situation:
I am a good candidate for this loan because? I try and do right.
Monthly net income: $ 1300
Monthly expenses: $
??Housing: $ 0
??Insurance: $ 50
??Car expenses: $ 50
??Utilities: $ 100
??Phone, cable, internet: $ 0
??Food, entertainment: $ 100
??Clothing, household expenses $ 9
??Credit cards and other loans: $ 150
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
jazzlender | $25.00 | 1/22/2011 11:21:30 AM |
radforj22 | $25.00 | 1/22/2011 11:21:54 AM |
honorable-yield | $25.00 | 1/22/2011 11:28:23 AM |
rolandweary | $25.00 | 1/22/2011 11:29:05 AM |
velocity-solo | $50.00 | 1/22/2011 11:29:17 AM |
credit-investor5 | $50.00 | 1/22/2011 11:30:25 AM |
wise-deal-panda | $50.00 | 1/22/2011 11:26:21 AM |
museic1 | $50.00 | 1/22/2011 11:28:46 AM |
the-enterprising-leverage | $25.00 | 1/22/2011 11:29:34 AM |
enthralling-deal180 | $75.00 | 1/22/2011 11:22:27 AM |
CAGE-Investments | $25.00 | 1/22/2011 11:25:30 AM |
wise-rupee-sanctuary | $50.00 | 1/22/2011 11:26:40 AM |
american6 | $100.00 | 1/22/2011 11:27:03 AM |
SelectTrustLending | $25.00 | 1/22/2011 3:07:43 PM |
genius520 | $100.00 | 1/22/2011 11:28:02 AM |
simplelender80 | $100.00 | 1/22/2011 11:28:13 AM |
mtnbikemania | $50.00 | 1/22/2011 3:59:35 PM |
zorg77 | $25.00 | 1/22/2011 5:53:58 PM |
powerful-finance7 | $25.00 | 1/22/2011 11:53:05 PM |
somebody32 | $50.00 | 1/22/2011 11:53:14 PM |
sensible-gain884 | $25.00 | 1/23/2011 5:47:31 AM |
impeccable-transparency | $50.00 | 1/23/2011 6:57:42 AM |
skiberdad | $50.00 | 1/22/2011 4:08:40 PM |
chekat | $25.00 | 1/23/2011 11:24:27 AM |
asdf9876 | $25.00 | 1/23/2011 3:11:59 PM |
eloquent-dough5 | $25.00 | 1/23/2011 7:21:59 PM |
PaulW | $25.00 | 1/24/2011 7:28:00 AM |
marketplace-achievement | $50.00 | 1/24/2011 9:11:49 AM |
rakstar | $25.00 | 1/24/2011 6:53:08 AM |
agalt | $75.00 | 1/24/2011 8:32:30 AM |
speedster351 | $50.00 | 1/24/2011 2:11:42 PM |
boj2007 | $50.00 | 1/24/2011 2:56:53 PM |
brw | $25.00 | 1/24/2011 4:21:54 PM |
papaloha | $25.00 | 1/24/2011 5:34:55 PM |
Wally1727 | $50.00 | 1/24/2011 7:46:44 PM |
responsibility-cherry6 | $50.00 | 1/25/2011 9:44:11 AM |
organized-dedication9 | $50.00 | 1/25/2011 9:43:13 AM |
kegs | $150.00 | 1/25/2011 11:05:18 AM |
FlyingBobo | $25.00 | 1/25/2011 9:47:42 AM |
pnace | $50.00 | 1/25/2011 1:55:13 PM |
TNG812 | $25.00 | 1/25/2011 2:19:49 PM |
paladin847 | $50.00 | 1/25/2011 10:58:01 AM |
steiglends | $250.00 | 1/25/2011 9:48:15 AM |
credible-bid0 | $50.00 | 1/25/2011 9:52:32 AM |
money-bauble | $50.00 | 1/25/2011 3:56:02 PM |
AFFlyboy | $50.00 | 1/25/2011 10:58:38 AM |
sail120 | $50.00 | 1/25/2011 2:40:28 PM |
myduck | $25.00 | 1/25/2011 5:37:21 PM |
Ocean713 | $50.00 | 1/25/2011 3:05:36 PM |
jamiee73 | $25.00 | 1/25/2011 5:53:45 PM |
350DGRZ | $50.00 | 1/25/2011 3:44:19 PM |
worthy-bid8 | $100.00 | 1/25/2011 1:47:28 PM |
bigphish | $25.00 | 1/25/2011 2:37:50 PM |
mizon291 | $50.00 | 1/25/2011 6:40:05 PM |
LeReve | $100.00 | 1/25/2011 4:41:53 PM |
first-upright-payout | $25.00 | 1/25/2011 6:43:00 PM |
KVEER | $25.00 | 1/25/2011 7:38:27 PM |
BaxterEvil | $25.00 | 1/25/2011 5:46:04 PM |
rdav | $25.00 | 1/25/2011 6:38:55 PM |
market-assembler | $50.00 | 1/25/2011 6:39:18 PM |
golden-wealth2 | $50.00 | 1/25/2011 6:40:15 PM |
Cheburashka | $25.00 | 1/26/2011 3:36:36 AM |
Tradesmanlender | $27.12 | 1/26/2011 4:08:41 AM |
LongTail | $25.00 | 1/26/2011 4:11:11 AM |
note-cougar0 | $25.00 | 1/26/2011 4:17:14 AM |
Savings_EQ_Dignity | $50.00 | 1/26/2011 4:17:27 AM |
financial-frenzy | $27.33 | 1/26/2011 4:18:10 AM |
orange-generous-ore | $25.00 | 1/25/2011 6:31:34 PM |
nickel-ferret | $46.19 | 1/26/2011 4:32:46 AM |
be_wise | $25.00 | 1/25/2011 6:39:22 PM |
cassius84 | $25.00 | 1/25/2011 11:06:54 PM |
Streetfighter | $50.00 | 1/25/2011 6:40:20 PM |
debtcollector | $35.00 | 1/25/2011 6:43:18 PM |
selfmademan | $25.00 | 1/26/2011 3:35:59 AM |
broker558 | $25.00 | 1/26/2011 7:52:21 AM |
social-zebra | $25.00 | 1/26/2011 8:47:01 AM |
hrubinst | $25.07 | 1/26/2011 4:11:23 AM |
smloanbigresult | $25.00 | 1/26/2011 4:17:01 AM |
TheBaldGuy | $25.00 | 1/26/2011 6:48:44 AM |
syounker | $25.00 | 1/26/2011 7:01:44 AM |
money-surge1 | $25.00 | 1/26/2011 4:17:17 AM |
social-heart | $50.00 | 1/26/2011 7:37:04 AM |
wise-bonus-honker | $26.13 | 1/26/2011 4:17:59 AM |
credit-czar5 | $25.00 | 1/26/2011 4:19:57 AM |
Gabriel02 | $25.00 | 1/26/2011 4:20:08 AM |
investment-comet | $25.00 | 1/26/2011 4:21:54 AM |
visionary-currency | $40.82 | 1/26/2011 4:25:23 AM |
ferocious-exchange3 | $26.30 | 1/26/2011 4:26:24 AM |
treasure-bliss | $50.00 | 1/26/2011 4:28:24 AM |
dinero-speaker | $25.00 | 1/26/2011 4:32:52 AM |
zburner | $50.00 | 1/26/2011 5:41:54 AM |
ursus | $100.00 | 1/22/2011 11:28:30 AM |
worldly-community3 | $50.00 | 1/22/2011 11:29:52 AM |
marketplace-cello5 | $25.00 | 1/22/2011 11:31:01 AM |
tech310 | $50.00 | 1/22/2011 11:27:10 AM |
skuba | $75.00 | 1/22/2011 11:27:32 AM |
bowdish1 | $50.00 | 1/22/2011 11:27:49 AM |
C_Mark | $100.00 | 1/22/2011 11:30:05 AM |
indomitable-coin | $25.00 | 1/22/2011 11:32:00 AM |
flexible-value | $100.00 | 1/22/2011 3:41:56 PM |
ThomasC | $50.00 | 1/22/2011 3:42:01 PM |
JM-Sarawak | $25.00 | 1/23/2011 6:27:33 AM |
Bank_Of_XL | $25.00 | 1/23/2011 8:56:16 AM |
nanda | $100.00 | 1/23/2011 7:02:28 PM |
cropdust3r | $25.00 | 1/24/2011 7:12:32 AM |
speedy-point | $25.00 | 1/24/2011 10:38:56 AM |
the-debt-starfish | $100.00 | 1/24/2011 10:13:41 AM |
EarlyRiser | $250.00 | 1/24/2011 10:39:57 AM |
thrifty-dedication | $50.00 | 1/24/2011 10:56:37 AM |
IP | $50.00 | 1/24/2011 5:56:31 PM |
the-auction-bear | $25.00 | 1/24/2011 8:32:01 PM |
orange-preeminant-bill | $50.00 | 1/25/2011 9:43:53 AM |
five-star-justice | $36.00 | 1/25/2011 9:44:25 AM |
jtc26 | $100.00 | 1/25/2011 8:16:10 AM |
larrybird | $250.00 | 1/25/2011 9:29:57 AM |
dollardave | $100.00 | 1/25/2011 1:30:35 PM |
lender987654321 | $25.00 | 1/25/2011 2:19:56 PM |
Sixmil | $50.00 | 1/25/2011 6:31:16 PM |
objective-investor | $150.00 | 1/25/2011 6:40:37 PM |
handshake5 | $48.76 | 1/25/2011 4:54:13 PM |
kbguru | $50.00 | 1/25/2011 5:19:47 PM |
capital-web7 | $50.00 | 1/25/2011 9:23:07 PM |
fiddlerzvi | $50.00 | 1/25/2011 6:38:39 PM |
soheagle | $25.00 | 1/25/2011 6:41:23 PM |
Mariner3605 | $25.00 | 1/26/2011 3:37:00 AM |
awwaaww | $50.00 | 1/25/2011 7:34:25 PM |
neutrino6 | $25.00 | 1/26/2011 4:17:48 AM |
blissful-note7 | $29.93 | 1/26/2011 4:24:05 AM |
the-profit-oracle | $25.00 | 1/26/2011 4:26:34 AM |
wwwUniversal | $25.00 | 1/26/2011 4:27:07 AM |
lagnisiruk | $25.00 | 1/25/2011 6:40:25 PM |
power-trophy7 | $25.00 | 1/25/2011 6:40:44 PM |
heavenly-repayment4 | $25.00 | 1/25/2011 6:42:03 PM |
efficient-treasure0 | $25.00 | 1/26/2011 6:16:45 AM |
Weaverville | $25.00 | 1/26/2011 3:36:44 AM |
ChewyZ | $25.00 | 1/26/2011 7:06:40 AM |
averagefore | $25.00 | 1/26/2011 7:56:22 AM |
Rivervale_Westwood | $25.00 | 1/26/2011 8:02:05 AM |
Raser | $25.57 | 1/26/2011 4:06:34 AM |
listing-trapper3 | $27.97 | 1/26/2011 4:21:29 AM |
bulabula | $39.19 | 1/26/2011 4:23:23 AM |
melodious-fairness | $50.00 | 1/26/2011 4:32:30 AM |
authentic-liberty7 | $25.00 | 1/26/2011 4:33:37 AM |
fortytwo | $255.81 | 1/26/2011 3:27:49 AM |
Tahoeman | $25.00 | 1/26/2011 7:36:19 AM |
dollar-high-five | $25.00 | 1/26/2011 4:18:50 AM |
nalaari | $25.00 | 1/26/2011 4:21:43 AM |
building-america | $50.00 | 1/26/2011 8:11:46 AM |
gold-sushi | $25.00 | 1/26/2011 4:22:29 AM |
orange-dollar-guild | $25.00 | 1/26/2011 4:24:51 AM |
hope-hickory | $25.00 | 1/26/2011 4:25:17 AM |
JohnWS | $25.00 | 1/26/2011 8:45:45 AM |
yield-seeker | $25.00 | 1/26/2011 4:32:40 AM |
studious-bonus7 | $66.26 | 1/26/2011 4:33:00 AM |
assetmanager | $25.00 | 1/26/2011 7:01:38 AM |
integrity-doctor | $100.00 | 1/26/2011 8:44:37 AM |
EretzCapital | $41.55 | 1/26/2011 8:52:31 AM |
157 Investments
|
Borrower Payment Dependent Notes Series
491531
This series of Notes was issued and sold upon the funding of the borrower loan #46746, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.70% |
Listing Start date:
| Jan-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-26-2011 |
|
Lender yield:
| 18.99% |
Borrower rate/APR:
| 19.99% / 23.38% |
Monthly payment:
| $260.11 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.55% | | |
| |
Estimated return*:
| 9.85% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-2005 |
Debt/Income ratio:
| 19% |
Credit score:
| 660-679 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 13y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,504 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| |
Homeownership:
| No | | |
Screen name:
| dancer710 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
New Opportunity
Purpose of loan:
This loan will be used to?increase inventory? on my personal business
My financial situation:
I am a good candidate for this loan because?I'm making enough and my paying back record is very good
Monthly net income: $?5,500
Monthly expenses: $ 200.00
??Housing: $ 950,00
??Insurance: $ 84.00
??Car expenses: $ 0.00
??Utilities: $ 0.00
??Phone, cable, internet: $ 120.00
??Food, entertainment: $
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $ 230.00
??Other expenses: $ 0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
What type of business do you have? How will you earn a return on this additional cash? - nycloan
A:
i will buy goods that have 30% gross return, my maket area are packaging, i need the cast to increase my purchasing power do to price increse on raw material, i sell packaging materials.
(Jan-23-2011)
1 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
jazzlender | $25.00 | 1/22/2011 11:21:31 AM |
CAGE-Investments | $25.00 | 1/22/2011 11:25:30 AM |
genius520 | $100.00 | 1/22/2011 11:28:03 AM |
simplelender80 | $100.00 | 1/22/2011 11:28:15 AM |
museic1 | $50.00 | 1/22/2011 11:28:51 AM |
worldly-community3 | $50.00 | 1/22/2011 11:29:55 AM |
jjswanso | $50.00 | 1/22/2011 11:30:44 AM |
SimpleChoice | $25.00 | 1/22/2011 11:35:09 AM |
ursus | $100.00 | 1/22/2011 11:28:32 AM |
C_Mark | $100.00 | 1/22/2011 11:30:08 AM |
indomitable-coin | $25.00 | 1/22/2011 11:32:02 AM |
platinum-sorcerer6 | $25.00 | 1/22/2011 11:56:56 AM |
Artist_Blue | $25.00 | 1/22/2011 11:59:35 AM |
american6 | $100.00 | 1/22/2011 11:27:07 AM |
honorable-yield | $25.00 | 1/22/2011 11:28:25 AM |
impeccable-transparency | $50.00 | 1/22/2011 11:38:31 AM |
tom48l | $50.00 | 1/22/2011 11:57:00 AM |
zorg77 | $25.00 | 1/22/2011 12:37:07 PM |
mogul16 | $25.00 | 1/22/2011 6:23:23 PM |
auction-seeker | $25.00 | 1/22/2011 4:12:52 PM |
investment-artist | $25.00 | 1/23/2011 10:31:40 AM |
ritzman52 | $25.00 | 1/23/2011 9:39:12 AM |
loss-of-control | $50.00 | 1/23/2011 9:55:44 AM |
AlfinityBank25 | $25.00 | 1/23/2011 12:08:01 AM |
chekat | $25.00 | 1/23/2011 11:24:32 AM |
first-serene-credit | $25.00 | 1/23/2011 8:04:09 AM |
Bank_Of_XL | $50.00 | 1/23/2011 8:57:28 AM |
eloquent-dough5 | $25.00 | 1/23/2011 7:22:02 PM |
asdf9876 | $25.00 | 1/23/2011 3:12:02 PM |
buffalobills | $25.00 | 1/24/2011 9:20:03 AM |
enthusiastic-balance5 | $200.00 | 1/23/2011 7:15:09 PM |
speedy-point | $25.00 | 1/24/2011 10:39:02 AM |
MoneyTree79 | $30.00 | 1/24/2011 9:15:55 AM |
EarlyRiser | $250.00 | 1/24/2011 10:40:00 AM |
speedster351 | $50.00 | 1/24/2011 2:11:42 PM |
boj2007 | $50.00 | 1/24/2011 2:56:55 PM |
Wally1727 | $50.00 | 1/24/2011 7:46:45 PM |
larrybird | $250.00 | 1/25/2011 9:29:59 AM |
organized-dedication9 | $50.00 | 1/25/2011 9:43:13 AM |
the-auction-bear | $25.00 | 1/24/2011 8:32:04 PM |
papaloha | $25.00 | 1/25/2011 9:49:46 AM |
credible-bid0 | $50.00 | 1/25/2011 9:52:33 AM |
steiglends | $250.00 | 1/25/2011 2:21:20 PM |
Hola_James | $31.87 | 1/25/2011 9:46:55 AM |
goodhearted-basis4 | $25.00 | 1/25/2011 2:34:14 PM |
ThomasC | $50.00 | 1/25/2011 9:47:32 AM |
sail120 | $50.00 | 1/25/2011 2:40:29 PM |
pnace | $50.00 | 1/25/2011 1:55:15 PM |
five-star-justice | $36.00 | 1/25/2011 2:37:53 PM |
kbguru | $50.00 | 1/25/2011 5:19:49 PM |
BaxterEvil | $25.00 | 1/25/2011 5:46:05 PM |
cash-tent | $30.00 | 1/25/2011 12:34:55 PM |
LeReve | $100.00 | 1/25/2011 4:41:54 PM |
responsibility-cherry6 | $25.00 | 1/25/2011 2:34:20 PM |
Sixmil | $50.00 | 1/25/2011 6:31:17 PM |
goodhearted-basis4 | $25.00 | 1/25/2011 4:23:10 PM |
objective-investor | $150.00 | 1/25/2011 6:40:38 PM |
jcw3rd | $25.00 | 1/25/2011 6:55:13 PM |
jamiee73 | $25.00 | 1/25/2011 5:53:52 PM |
power-trophy7 | $25.00 | 1/25/2011 6:40:44 PM |
Moneypenny6 | $25.00 | 1/26/2011 12:20:05 AM |
TNG812 | $25.50 | 1/25/2011 6:54:15 PM |
robust-duty1 | $29.00 | 1/26/2011 3:39:37 AM |
DaddyBill | $30.00 | 1/25/2011 7:48:44 PM |
wwwUniversal | $25.00 | 1/26/2011 4:27:13 AM |
handshake5 | $100.00 | 1/26/2011 4:28:44 AM |
nilonc1 | $50.00 | 1/25/2011 6:38:10 PM |
market-assembler | $44.94 | 1/25/2011 6:39:19 PM |
lagnisiruk | $25.00 | 1/25/2011 6:40:27 PM |
draggon77 | $25.00 | 1/26/2011 6:40:13 AM |
Matt_Colsia | $259.55 | 1/26/2011 7:00:39 AM |
KVEER | $25.00 | 1/25/2011 7:38:28 PM |
dollardave | $73.51 | 1/26/2011 4:26:05 AM |
cassius84 | $25.00 | 1/25/2011 11:06:55 PM |
benefit-position | $30.00 | 1/26/2011 4:56:31 AM |
gilbrear | $25.00 | 1/26/2011 4:17:29 AM |
tomdooley12520 | $25.00 | 1/26/2011 5:05:08 AM |
efficient-treasure0 | $25.00 | 1/26/2011 6:16:46 AM |
radforj22 | $25.00 | 1/22/2011 11:21:58 AM |
enthralling-deal180 | $75.00 | 1/22/2011 11:22:36 AM |
wise-deal-panda | $50.00 | 1/22/2011 11:26:24 AM |
tech310 | $50.00 | 1/22/2011 11:27:13 AM |
bowdish1 | $50.00 | 1/22/2011 11:27:56 AM |
rolandweary | $25.00 | 1/22/2011 11:29:08 AM |
the-enterprising-leverage | $25.00 | 1/22/2011 11:29:41 AM |
wise-rupee-sanctuary | $50.00 | 1/22/2011 11:26:44 AM |
skuba | $75.00 | 1/22/2011 11:27:38 AM |
credit-investor5 | $50.00 | 1/22/2011 11:30:26 AM |
B-rad_the_Coug | $25.00 | 1/22/2011 11:34:02 AM |
benefit-squirrel | $30.00 | 1/22/2011 11:36:18 AM |
chestnut4 | $25.00 | 1/22/2011 11:57:07 AM |
velocity-solo | $50.00 | 1/22/2011 11:29:21 AM |
marketplace-cello5 | $25.00 | 1/22/2011 11:31:05 AM |
SelectTrustLending | $25.00 | 1/22/2011 3:07:47 PM |
mtnbikemania | $50.00 | 1/22/2011 3:59:52 PM |
skiberdad | $50.00 | 1/22/2011 4:08:43 PM |
JM-Sarawak | $28.84 | 1/23/2011 6:28:03 AM |
cloud8 | $60.00 | 1/22/2011 3:57:26 PM |
enriched-note6 | $25.00 | 1/23/2011 12:22:00 PM |
coin-bee1 | $25.00 | 1/23/2011 10:52:58 AM |
favorite-commerce | $50.00 | 1/23/2011 6:36:09 AM |
nanda | $100.00 | 1/23/2011 7:02:30 PM |
Nicedad72 | $25.00 | 1/23/2011 6:15:40 PM |
rakstar | $25.00 | 1/24/2011 6:53:13 AM |
PaulW | $25.00 | 1/24/2011 7:28:02 AM |
goodhearted-basis4 | $25.00 | 1/24/2011 9:40:13 AM |
compagnt | $25.00 | 1/24/2011 8:14:54 AM |
agalt | $75.00 | 1/24/2011 8:32:33 AM |
marketplace-achievement | $50.00 | 1/24/2011 9:11:52 AM |
FinanceEngine | $25.00 | 1/24/2011 10:10:24 AM |
thrifty-dedication | $50.00 | 1/24/2011 10:56:41 AM |
brw | $25.00 | 1/24/2011 4:21:57 PM |
powerful-finance7 | $25.00 | 1/24/2011 5:32:11 PM |
IP | $50.00 | 1/24/2011 5:56:34 PM |
elegant-commerce7 | $50.00 | 1/24/2011 7:23:32 PM |
flexible-value | $100.00 | 1/24/2011 5:34:53 PM |
somebody32 | $50.00 | 1/25/2011 9:47:31 AM |
durable-investment8 | $35.00 | 1/25/2011 10:19:18 AM |
paladin847 | $50.00 | 1/25/2011 10:58:02 AM |
kegs | $150.00 | 1/25/2011 11:05:19 AM |
sensible-gain884 | $25.00 | 1/25/2011 9:47:34 AM |
AFFlyboy | $50.00 | 1/25/2011 10:58:39 AM |
cropdust3r | $25.00 | 1/25/2011 9:45:52 AM |
Ocean713 | $50.00 | 1/25/2011 3:05:38 PM |
worthy-bid8 | $100.00 | 1/25/2011 1:47:33 PM |
350DGRZ | $50.00 | 1/25/2011 3:44:20 PM |
bazaar-festivity | $25.00 | 1/25/2011 2:16:33 PM |
heavenly-repayment4 | $25.00 | 1/25/2011 6:42:04 PM |
first-upright-payout | $25.00 | 1/25/2011 6:43:00 PM |
SLJ3 | $25.79 | 1/25/2011 7:23:01 PM |
golden-wealth2 | $50.00 | 1/25/2011 6:40:16 PM |
bigphish | $25.00 | 1/25/2011 6:41:46 PM |
EODLEGS | $25.00 | 1/26/2011 2:43:09 AM |
asset-bada-bing | $25.00 | 1/25/2011 7:59:35 PM |
jybank | $25.00 | 1/25/2011 9:12:16 PM |
orange-preeminant-bill | $50.00 | 1/26/2011 4:25:11 AM |
capital-web7 | $50.00 | 1/25/2011 9:23:08 PM |
be_wise | $25.00 | 1/25/2011 6:39:23 PM |
Streetfighter | $50.00 | 1/25/2011 6:40:20 PM |
Mindful7 | $25.00 | 1/26/2011 5:58:32 AM |
treasure-bliss | $50.00 | 1/26/2011 4:28:26 AM |
Weaverville | $25.00 | 1/26/2011 3:36:45 AM |
the-profit-oracle | $25.00 | 1/26/2011 4:26:38 AM |
143 Investments
|
Borrower Payment Dependent Notes Series
491545
This series of Notes was issued and sold upon the funding of the borrower loan #46755, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Jan-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-24-2011 |
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 28.49% |
Monthly payment:
| $298.16 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 13.60% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1993 |
Debt/Income ratio:
| 22% |
Credit score:
| 660-679 (Jan-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 8y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,626 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 36% | | |
| |
Homeownership:
| No | | |
Screen name:
| dargonian |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Sep-2006)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Temporary Loan for Medical Bill
Purpose of loan:
This loan will be needed to pay off a few medical-related debts. I am expecting a refund in excess escrow payments from 2010 as well as a tax refund, so the true life of this loan will most likely be less than 2 years.
My financial situation:
I'm an ordinary, hard-working American citizen who happens to have typical bills and debts. My financial situation has greatly improved over the past 7 years, and I'm well-positioned to make timely payments on this loan as I did on my last Prosper loan.
Monthly net income: $ 3,317
Monthly expenses: $
??Housing: $
1054
??Insurance: $
88
??Car expenses: $425
??Utilities: $ 175
??Phone, cable, internet: $165
??Credit cards and other loans: $
201
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
YoungTaxMan | $200.00 | 1/24/2011 11:04:03 AM |
genius520 | $100.00 | 1/24/2011 10:30:23 AM |
selector568 | $150.00 | 1/24/2011 10:37:28 AM |
taetrade | $25.00 | 1/24/2011 10:43:30 AM |
investment-artist | $25.00 | 1/24/2011 10:47:53 AM |
SFBank | $200.00 | 1/24/2011 10:24:05 AM |
Skeptical-one | $49.00 | 1/24/2011 10:27:52 AM |
blue-useful-auction | $25.00 | 1/24/2011 11:33:43 AM |
wise-rupee-sanctuary | $50.00 | 1/24/2011 10:28:49 AM |
velocity-solo | $30.00 | 1/24/2011 10:29:17 AM |
jhouman | $25.00 | 1/24/2011 10:24:03 AM |
MoneyForNothing | $38.31 | 1/24/2011 2:08:46 PM |
Aberdeen | $4,000.00 | 1/24/2011 10:31:57 AM |
Kash2010lu | $27.00 | 1/24/2011 10:32:29 AM |
vutah | $25.00 | 1/24/2011 4:56:01 PM |
num1irish | $125.00 | 1/24/2011 12:31:08 PM |
Mr-Miracle | $25.00 | 1/24/2011 10:33:42 AM |
justasoldier | $35.00 | 1/24/2011 1:51:57 PM |
NekHoldings | $25.00 | 1/24/2011 10:44:03 AM |
rescue | $100.00 | 1/24/2011 2:08:29 PM |
thankful-nickel2 | $25.00 | 1/24/2011 3:00:02 PM |
sweety075 | $25.00 | 1/24/2011 11:28:50 AM |
golffish2 | $100.00 | 1/24/2011 11:51:43 AM |
FinanceEngine | $30.00 | 1/24/2011 4:24:39 PM |
angel879 | $50.00 | 1/24/2011 4:58:12 PM |
seineil | $50.00 | 1/24/2011 12:57:05 PM |
mikeandcat | $100.00 | 1/24/2011 1:00:45 PM |
credit-guard5 | $25.00 | 1/24/2011 1:07:31 PM |
loanman2007 | $200.00 | 1/24/2011 1:48:37 PM |
social-heart | $50.00 | 1/24/2011 4:01:55 PM |
vigorous-moola | $36.00 | 1/24/2011 4:39:17 PM |
greencat | $50.00 | 1/24/2011 10:34:36 AM |
DasMula | $56.84 | 1/24/2011 10:37:14 AM |
cashhelp | $50.00 | 1/24/2011 10:28:14 AM |
courteous-note1 | $100.00 | 1/24/2011 11:44:13 AM |
best-income-fertilizer | $100.00 | 1/24/2011 12:20:50 PM |
MoneyForNothing | $50.57 | 1/24/2011 10:30:09 AM |
EarlyRiser | $250.00 | 1/24/2011 10:40:20 AM |
HHP | $50.00 | 1/24/2011 10:31:20 AM |
enthusiastic-balance5 | $32.50 | 1/24/2011 10:32:12 AM |
grammaspurse | $25.00 | 1/24/2011 4:38:58 PM |
hopeful-truth5 | $200.00 | 1/24/2011 1:53:58 PM |
reflective-rupee | $250.77 | 1/24/2011 10:48:03 AM |
integrity-doctor | $100.00 | 1/24/2011 3:58:08 PM |
Oak-Parker | $25.92 | 1/24/2011 4:09:26 PM |
credit-missile | $120.55 | 1/24/2011 5:22:28 PM |
Rulea72 | $42.54 | 1/24/2011 1:06:47 PM |
Iceman1347 | $25.00 | 1/24/2011 3:48:12 PM |
48 Investments
|
Borrower Payment Dependent Notes Series
489112
This series of Notes was issued and sold upon the funding of the borrower loan #46773, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jan-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-22-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1989 |
Debt/Income ratio:
| 23% |
Credit score:
| 700-719 (Dec-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 20y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 50 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,346 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| income-warmth6 |
Borrower's state:
| Delaware |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
updating my kitchen
Purpose of loan:
This loan will be used to? update kitchen appliances and assist my daughter with some financial issues.
My financial situation:
I am a good candidate for this loan because? I have a secure job and income. I always pay my bills.
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
nilonc1 | $50.00 | 1/21/2011 4:14:05 PM |
credit-sycamore4 | $100.00 | 1/21/2011 4:15:56 PM |
careful-note | $50.00 | 1/21/2011 4:16:50 PM |
one-midas | $50.00 | 1/21/2011 5:59:29 PM |
velocity-solo | $25.00 | 1/21/2011 4:14:49 PM |
reflective-rupee | $400.77 | 1/21/2011 4:42:03 PM |
Jack55304 | $100.00 | 1/21/2011 10:47:41 PM |
mamasbeachhouse | $125.00 | 1/21/2011 6:06:05 PM |
new0rleans | $25.00 | 1/22/2011 4:08:52 AM |
wonder3 | $25.00 | 1/22/2011 7:16:57 AM |
SOP_Bank | $25.00 | 1/21/2011 6:05:57 PM |
realtormoises | $25.00 | 1/22/2011 5:57:55 AM |
impala6464 | $100.00 | 1/21/2011 9:14:54 PM |
dollar-pillow4 | $50.00 | 1/21/2011 9:29:04 PM |
lendstats_com | $200.00 | 1/22/2011 8:26:48 AM |
lending-theory | $25.00 | 1/21/2011 11:01:31 PM |
gothampark | $25.00 | 1/22/2011 9:47:38 AM |
Moe87 | $30.37 | 1/22/2011 6:02:22 AM |
suave-dime6 | $25.00 | 1/22/2011 1:34:04 PM |
ekmendenhall | $200.00 | 1/22/2011 2:17:36 PM |
RyanM561 | $25.00 | 1/22/2011 2:42:56 PM |
blissful-deal0 | $50.00 | 1/22/2011 2:53:27 PM |
jutdon84 | $250.00 | 1/22/2011 2:12:33 PM |
head | $25.00 | 1/22/2011 2:23:47 PM |
vanklein | $25.00 | 1/22/2011 2:42:27 PM |
goodhearted-basis4 | $25.00 | 1/21/2011 4:56:39 PM |
SolarMoonshine | $50.00 | 1/21/2011 5:18:44 PM |
droopie1 | $25.00 | 1/21/2011 4:12:58 PM |
witty-openness | $25.00 | 1/21/2011 4:56:17 PM |
Kash2010lu | $25.00 | 1/21/2011 4:41:58 PM |
sensible-fund | $25.00 | 1/21/2011 4:52:46 PM |
ingenious-interest1 | $50.00 | 1/21/2011 10:59:45 PM |
hopeful-truth5 | $100.00 | 1/21/2011 7:32:55 PM |
retired272 | $25.00 | 1/21/2011 5:24:11 PM |
orange-pound-party | $40.00 | 1/22/2011 6:12:26 AM |
IASKGOD | $25.00 | 1/21/2011 10:06:32 PM |
larryboy10 | $25.00 | 1/21/2011 5:57:36 PM |
bid-treaty | $50.00 | 1/22/2011 9:03:47 AM |
Sudoku | $46.34 | 1/22/2011 1:01:47 AM |
restless-dime | $25.00 | 1/22/2011 9:34:18 AM |
leverage-monger | $38.00 | 1/21/2011 6:55:31 PM |
loanman2007 | $75.00 | 1/22/2011 5:33:18 AM |
Loan2Own | $50.00 | 1/22/2011 10:08:22 AM |
capital-halo1 | $500.00 | 1/21/2011 10:47:56 PM |
ultimate-power2 | $25.00 | 1/22/2011 9:01:47 AM |
Kqwik | $50.00 | 1/22/2011 9:13:24 AM |
unger | $150.00 | 1/22/2011 2:59:26 AM |
Whipster | $50.00 | 1/22/2011 5:39:03 AM |
dudebrah | $25.00 | 1/22/2011 11:19:07 AM |
Bob450 | $25.00 | 1/22/2011 8:39:06 AM |
investment-artist | $25.00 | 1/22/2011 9:13:54 AM |
zorg77 | $25.00 | 1/22/2011 9:38:20 AM |
loss-of-control | $150.00 | 1/22/2011 1:03:57 PM |
worthy-bid4 | $25.00 | 1/22/2011 11:39:52 AM |
MoneyForNothing | $19.52 | 1/22/2011 3:03:19 PM |
forthright-dedication | $25.00 | 1/22/2011 12:42:07 PM |
aquistoyraul | $25.00 | 1/22/2011 2:16:28 PM |
matthewa | $25.00 | 1/22/2011 1:07:44 PM |
squadron781 | $50.00 | 1/22/2011 2:20:52 PM |
jerrymaguire | $25.00 | 1/22/2011 2:25:00 PM |
Jorgef741 | $25.00 | 1/22/2011 3:03:12 PM |
61 Investments
|
Borrower Payment Dependent Notes Series
490302
This series of Notes was issued and sold upon the funding of the borrower loan #46643, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Jan-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-13-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $265.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 19% |
Credit score:
| 780-799 (Jan-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
6 | Length of status: | 21y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,053 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| ethical-credit7 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying down bills
Purpose of loan:
This loan will be used to make payment on outstanding account and one credit card?
My financial situation:
I am a good candidate for this loan because I am a responsible employee who respects my work ethic and I do strive to repay my?debts. I have a good history of paying on time and I treat my debts seriously. I don't want to apply for bankruptcy and I want to keep my house. Just like everyone else, I deserve a chance to prove that I am a worthy candidate.?
Monthly net income: $ 3,250
Monthly expenses: $
??Housing: $2,600
??Insurance: $261
??Car expenses: $0
??Utilities: $150
??Phone, cable, internet: $55
??Food, entertainment: $90
??Clothing, household expenses $50
??Credit cards and other loans: $175?
??Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
musegaze | $50.00 | 1/13/2011 10:02:04 AM |
the-auction-bear | $25.00 | 1/13/2011 10:12:31 AM |
inspire22 | $25.00 | 1/13/2011 10:13:29 AM |
zipemdown | $50.00 | 1/13/2011 10:13:44 AM |
fareast_man | $25.00 | 1/13/2011 10:16:43 AM |
dcap3 | $25.00 | 1/13/2011 10:17:53 AM |
ingenious-truth0 | $50.00 | 1/13/2011 10:18:51 AM |
Mr-Miracle | $25.00 | 1/13/2011 10:35:55 AM |
greencat | $50.00 | 1/13/2011 10:05:16 AM |
JustMee | $25.00 | 1/13/2011 11:18:09 AM |
worthy-bid8 | $50.00 | 1/13/2011 10:13:54 AM |
intuitive-camaraderi9 | $25.00 | 1/13/2011 10:14:04 AM |
britches613 | $50.00 | 1/13/2011 10:15:57 AM |
ah-long | $25.00 | 1/13/2011 10:17:06 AM |
velocity-solo | $25.00 | 1/13/2011 10:17:36 AM |
realtormoises | $25.00 | 1/13/2011 12:33:06 PM |
murspot | $25.00 | 1/13/2011 12:40:26 PM |
AlfinityBank25 | $25.00 | 1/13/2011 12:52:55 PM |
nilonc1 | $50.00 | 1/13/2011 10:12:30 AM |
capital-halo1 | $500.00 | 1/13/2011 10:13:00 AM |
truth-ceremony | $25.00 | 1/13/2011 10:20:26 AM |
genius520 | $100.00 | 1/13/2011 10:13:13 AM |
radforj22 | $25.00 | 1/13/2011 1:24:19 PM |
green-moola-sniffer | $50.00 | 1/13/2011 1:24:47 PM |
point-kitten6 | $50.00 | 1/13/2011 10:13:32 AM |
kulender | $50.00 | 1/13/2011 1:24:54 PM |
gentle-social0 | $50.00 | 1/13/2011 1:25:03 PM |
fighter122 | $25.00 | 1/13/2011 1:25:13 PM |
Aunca | $50.00 | 1/13/2011 10:13:49 AM |
Tasmir | $25.00 | 1/13/2011 1:25:22 PM |
blackattak67 | $25.00 | 1/13/2011 1:25:28 PM |
soulful-truth | $50.00 | 1/13/2011 1:28:21 PM |
credit-sycamore4 | $100.00 | 1/13/2011 10:14:20 AM |
fortytwo | $50.00 | 1/13/2011 1:28:25 PM |
well-mannered-income3 | $40.00 | 1/13/2011 1:54:36 PM |
AdrianWapcaplet | $50.00 | 1/13/2011 1:58:11 PM |
UCLA4life | $25.00 | 1/13/2011 10:17:24 AM |
engaging-leverage823 | $50.00 | 1/13/2011 3:01:29 PM |
Bob450 | $25.00 | 1/13/2011 12:09:01 PM |
2grindstones | $25.00 | 1/13/2011 12:19:48 PM |
samdog079 | $100.00 | 1/13/2011 10:27:25 AM |
Thylow | $25.00 | 1/13/2011 11:04:55 AM |
mckhbnpc | $30.00 | 1/13/2011 11:44:39 AM |
platinum-celebration4 | $31.00 | 1/13/2011 1:24:21 PM |
GlobalVisionary | $50.00 | 1/13/2011 1:24:56 PM |
leverage-holly | $25.00 | 1/13/2011 1:25:02 PM |
leverage-hawk | $25.00 | 1/13/2011 1:25:21 PM |
amusement4 | $300.00 | 1/13/2011 1:38:39 PM |
himanshuko | $25.00 | 1/13/2011 2:06:13 PM |
infinitykid | $50.00 | 1/13/2011 2:12:18 PM |
credit-missile | $75.00 | 1/13/2011 2:25:37 PM |
luann199 | $35.57 | 1/13/2011 2:26:56 PM |
velocity-flag | $50.00 | 1/13/2011 2:45:10 PM |
thorough-exchange4 | $50.00 | 1/13/2011 2:52:58 PM |
TeaHouseFinance | $27.99 | 1/13/2011 1:03:27 PM |
icanhasloanz | $50.00 | 1/13/2011 1:09:15 PM |
favorite-commerce | $50.00 | 1/13/2011 1:15:40 PM |
julsal | $25.00 | 1/13/2011 1:24:42 PM |
famous-bill | $25.00 | 1/13/2011 1:25:01 PM |
contract-giant | $25.00 | 1/13/2011 1:25:19 PM |
deadbabyseal | $25.00 | 1/13/2011 1:25:29 PM |
AspiringJunzi | $25.00 | 1/13/2011 1:25:46 PM |
LBOregon | $25.00 | 1/13/2011 1:25:53 PM |
Gibbyland | $50.00 | 1/13/2011 1:25:59 PM |
payment-gusto | $25.00 | 1/13/2011 1:28:27 PM |
wwwUniversal | $25.00 | 1/13/2011 1:42:18 PM |
BankofRon | $25.00 | 1/13/2011 3:01:18 PM |
ronow22 | $50.00 | 1/13/2011 3:01:30 PM |
Thylow | $250.00 | 1/13/2011 3:01:32 PM |
reflective-rupee | $99.99 | 1/13/2011 10:08:09 AM |
handshake5 | $100.00 | 1/13/2011 10:12:23 AM |
bid-czar8 | $50.00 | 1/13/2011 10:13:40 AM |
DHolly | $30.00 | 1/13/2011 10:02:30 AM |
uncleegg | $50.00 | 1/13/2011 10:19:19 AM |
Investoman | $100.00 | 1/13/2011 10:12:26 AM |
bazaar-festivity | $100.00 | 1/13/2011 10:12:36 AM |
frogperson | $300.00 | 1/13/2011 10:13:42 AM |
kind-efficient-credit | $25.00 | 1/13/2011 10:13:57 AM |
Speculator | $50.00 | 1/13/2011 10:14:12 AM |
lendstats_com | $200.00 | 1/13/2011 12:12:19 PM |
top-courteous-peso | $100.00 | 1/13/2011 10:07:39 AM |
DasMula | $38.84 | 1/13/2011 10:18:06 AM |
amusement4 | $100.00 | 1/13/2011 10:12:44 AM |
EBITDA | $25.00 | 1/13/2011 10:13:06 AM |
ThatDanGuy | $50.00 | 1/13/2011 10:13:24 AM |
Maetryx | $50.00 | 1/13/2011 1:24:44 PM |
jamiee73 | $25.00 | 1/13/2011 1:24:52 PM |
honorable-yield | $25.00 | 1/13/2011 10:13:35 AM |
ptjg | $25.00 | 1/13/2011 1:25:00 PM |
peace-saber0 | $25.00 | 1/13/2011 1:25:07 PM |
JJ9876 | $25.00 | 1/13/2011 1:25:16 PM |
worth-arch | $25.00 | 1/13/2011 1:25:23 PM |
rss197 | $25.00 | 1/13/2011 1:25:43 PM |
first-upright-payout | $25.00 | 1/13/2011 10:14:00 AM |
robocop | $50.00 | 1/13/2011 1:25:51 PM |
tech310 | $50.00 | 1/13/2011 1:28:19 PM |
diplomatic-wealth7 | $25.00 | 1/13/2011 1:28:23 PM |
investment-artist | $25.00 | 1/13/2011 1:31:29 PM |
one-midas | $25.00 | 1/13/2011 2:34:14 PM |
vigorous-velocity | $50.00 | 1/13/2011 10:18:32 AM |
PatRichi | $25.00 | 1/13/2011 10:19:00 AM |
jjsparks28 | $32.00 | 1/13/2011 2:56:42 PM |
fund-tom-tom6 | $25.00 | 1/13/2011 12:31:14 PM |
witty-openness | $25.00 | 1/13/2011 11:37:23 AM |
helpishere777 | $25.00 | 1/13/2011 1:24:15 PM |
sound | $50.00 | 1/13/2011 1:24:24 PM |
moola-monger9 | $50.00 | 1/13/2011 12:01:27 PM |
cardguy | $25.00 | 1/13/2011 1:24:58 PM |
Aragorn | $25.00 | 1/13/2011 1:25:12 PM |
rvfbroker | $25.00 | 1/13/2011 1:25:25 PM |
seandre3000 | $50.00 | 1/13/2011 1:28:17 PM |
rate-gravity | $50.00 | 1/13/2011 2:04:23 PM |
eclicknsave | $25.00 | 1/13/2011 2:42:31 PM |
dhkny5 | $50.00 | 1/13/2011 2:52:53 PM |
smallbizrule | $25.00 | 1/13/2011 2:53:00 PM |
Doug1043 | $25.00 | 1/13/2011 3:00:51 PM |
J-Rott | $100.00 | 1/13/2011 3:01:27 PM |
gold-channel2 | $25.00 | 1/13/2011 1:24:12 PM |
wanna-help | $50.00 | 1/13/2011 1:24:39 PM |
investment-comet | $25.00 | 1/13/2011 1:24:45 PM |
graceful-investment | $39.83 | 1/13/2011 1:25:05 PM |
lucrative-dollar | $50.00 | 1/13/2011 1:25:10 PM |
Ocean713 | $50.00 | 1/13/2011 1:25:18 PM |
bnlforever | $25.00 | 1/13/2011 1:25:24 PM |
porkhelmet | $25.00 | 1/13/2011 1:25:48 PM |
consummate-loyalty1 | $50.00 | 1/13/2011 1:25:54 PM |
abundant-credit6 | $25.00 | 1/13/2011 1:28:29 PM |
commanding-income774 | $25.00 | 1/13/2011 2:50:51 PM |
kind-adventurous-finance | $50.00 | 1/13/2011 3:01:31 PM |
129 Investments
|
Borrower Payment Dependent Notes Series
490404
This series of Notes was issued and sold upon the funding of the borrower loan #46801, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.20% |
Listing Start date:
| Jan-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-20-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $108.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 15.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| May-1999 |
Debt/Income ratio:
| 22% |
Credit score:
| 700-719 (Jan-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 2y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Medical Technician |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,482 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| |
Homeownership:
| No | | |
Screen name:
| thoughtful-loot458 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying medical bills
Purpose of loan:
This loan will be used to pay medical bills and holiday expenses.
My financial situation:
I am a good candidate for this loan because I'm a steady full-time worker that always pays my bills on time.
Monthly net income: $3200(myself & spouse combined)
Monthly expenses: $
??Housing: $
1244/month(Rent)
??Insurance: $
77/month(Car insurance)
??Car expenses: $
140/month(Gas)
??Utilities: $
100/month(heat, electricity)
??Phone, cable, internet: $ 200/month
??Food, entertainment: $
100/month
??Clothing, household expenses $
20
??Credit cards and other loans: $ 300
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
Kash2010lu | $53.00 | 1/20/2011 5:26:16 PM |
Jack55304 | $100.00 | 1/20/2011 5:32:15 PM |
wise-rupee-sanctuary | $50.00 | 1/20/2011 5:33:19 PM |
power-trophy7 | $25.00 | 1/20/2011 5:34:22 PM |
selector568 | $100.00 | 1/20/2011 5:35:53 PM |
reflective-rupee | $600.77 | 1/20/2011 5:34:11 PM |
Investoman | $100.00 | 1/20/2011 5:38:55 PM |
capital-halo1 | $500.00 | 1/20/2011 5:39:16 PM |
cloud8 | $50.00 | 1/20/2011 5:35:02 PM |
trade-goblin9 | $25.00 | 1/20/2011 5:35:37 PM |
nickel-hickory | $50.00 | 1/20/2011 5:35:47 PM |
velocity-solo | $25.00 | 1/20/2011 5:36:15 PM |
JustMee | $25.00 | 1/20/2011 5:37:26 PM |
J-Rott | $50.00 | 1/20/2011 5:29:26 PM |
jazzlender | $25.00 | 1/20/2011 5:30:07 PM |
ingenious-interest1 | $50.00 | 1/20/2011 5:35:10 PM |
SFBank | $200.00 | 1/20/2011 5:26:21 PM |
Bob450 | $25.00 | 1/20/2011 5:30:38 PM |
reflective-rupee | $400.77 | 1/20/2011 5:34:28 PM |
transaction-circuit | $100.00 | 1/20/2011 5:35:05 PM |
20 Investments
|
Borrower Payment Dependent Notes Series
490422
This series of Notes was issued and sold upon the funding of the borrower loan #46640, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.50% |
Listing Start date:
| Jan-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-14-2011 |
|
Lender yield:
| 8.55% |
Borrower rate/APR:
| 9.55% / 11.65% |
Monthly payment:
| $304.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.53% | | |
| |
Estimated return*:
| 5.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 14% |
Credit score:
| 720-739 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 5y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,483 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 48% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| responsibility-venture |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paying off credit cards
Purpose of loan:????
The purpose of this loan is to payoff a large dental loan along with 4 other credit cards
My financial situation:
I am single with no kids and make a very comfortable living.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
commerce-yeller | $50.00 | 1/13/2011 10:00:08 AM |
finance_mba | $25.00 | 1/13/2011 10:04:33 AM |
five-star-justice | $36.00 | 1/13/2011 10:04:42 AM |
atlantic51 | $25.00 | 1/13/2011 10:05:46 AM |
bazaar-festivity | $100.00 | 1/13/2011 10:12:38 AM |
happyinvallarta | $50.00 | 1/13/2011 10:14:54 AM |
enthralling-deal180 | $50.00 | 1/13/2011 10:00:43 AM |
gt1687c | $50.00 | 1/13/2011 10:15:46 AM |
peso-colonel | $25.00 | 1/13/2011 10:03:36 AM |
rss197 | $25.00 | 1/13/2011 10:03:47 AM |
honorable-yield | $25.00 | 1/13/2011 10:03:59 AM |
blue-open-wampum | $25.00 | 1/13/2011 10:00:30 AM |
conceptpi | $50.00 | 1/13/2011 10:19:54 AM |
thrifty-funds1 | $25.00 | 1/13/2011 10:06:44 AM |
fiddlerzvi | $50.00 | 1/13/2011 10:20:51 AM |
simplelender80 | $100.00 | 1/13/2011 10:03:29 AM |
ursus | $100.00 | 1/13/2011 10:04:17 AM |
DasMula | $37.44 | 1/13/2011 10:11:37 AM |
first-upright-payout | $25.00 | 1/13/2011 10:05:32 AM |
american6 | $100.00 | 1/13/2011 10:06:19 AM |
orange-generous-ore | $25.00 | 1/13/2011 10:14:40 AM |
scottr | $50.00 | 1/13/2011 10:15:23 AM |
jescowa | $50.00 | 1/13/2011 10:15:36 AM |
slartibardfast | $25.00 | 1/13/2011 10:16:21 AM |
velocity-solo | $25.00 | 1/13/2011 10:17:30 AM |
PatRichi | $25.00 | 1/13/2011 10:19:03 AM |
CPA-Banker | $25.00 | 1/13/2011 10:32:01 AM |
SoyLover | $50.00 | 1/13/2011 10:42:00 AM |
be_wise | $25.00 | 1/13/2011 10:15:05 AM |
fund-tom-tom6 | $25.00 | 1/13/2011 11:08:43 AM |
dcap3 | $25.00 | 1/13/2011 10:17:41 AM |
kind-important-liberty9 | $25.00 | 1/13/2011 2:34:16 PM |
daddypro | $25.00 | 1/13/2011 11:39:15 AM |
mlbox3k | $50.00 | 1/13/2011 2:35:21 PM |
GElender | $50.00 | 1/13/2011 10:18:25 AM |
UCSBGAUCHOS | $27.50 | 1/13/2011 1:49:39 PM |
ijspence | $25.00 | 1/13/2011 2:12:26 PM |
fenpark15 | $25.00 | 1/13/2011 1:53:29 PM |
thankful-nickel2 | $25.00 | 1/13/2011 3:36:52 PM |
intrepid-gain5 | $500.00 | 1/13/2011 4:44:01 PM |
sharp518 | $25.00 | 1/13/2011 3:30:56 PM |
langdonx | $50.00 | 1/13/2011 5:09:28 PM |
sarisai | $50.00 | 1/13/2011 4:55:42 PM |
bold-steady-peso | $50.00 | 1/13/2011 4:19:57 PM |
maldok1 | $25.00 | 1/13/2011 7:14:16 PM |
bhaus5 | $25.00 | 1/13/2011 7:33:53 PM |
buddy486 | $25.00 | 1/14/2011 7:52:31 AM |
OKPapa | $25.00 | 1/14/2011 12:23:44 AM |
valiant-liberty4 | $25.00 | 1/14/2011 9:38:15 AM |
jazzlender | $25.00 | 1/14/2011 1:41:23 AM |
holstj | $50.00 | 1/14/2011 6:02:28 AM |
samanthastephen | $75.00 | 1/14/2011 8:46:47 AM |
ss2020 | $30.00 | 1/14/2011 9:34:09 AM |
imlosttoo | $25.00 | 1/14/2011 9:35:45 AM |
innocent-loot | $50.00 | 1/14/2011 9:54:09 AM |
money-bauble | $100.00 | 1/14/2011 9:05:27 AM |
jim95762 | $100.00 | 1/14/2011 10:07:15 AM |
sincerlyyours | $200.00 | 1/14/2011 9:22:06 AM |
yennib | $50.00 | 1/14/2011 9:34:42 AM |
Dorf | $25.00 | 1/14/2011 9:34:56 AM |
helpinghand63 | $25.00 | 1/14/2011 9:36:02 AM |
worklessmakemore | $50.00 | 1/14/2011 9:42:29 AM |
teejay411 | $100.00 | 1/14/2011 9:54:07 AM |
the-enterprising-leverage | $25.00 | 1/14/2011 9:59:16 AM |
MrMoney0622 | $25.00 | 1/14/2011 9:59:36 AM |
lagnisiruk | $25.00 | 1/14/2011 10:39:32 AM |
upbeat-fund | $25.00 | 1/14/2011 11:59:40 AM |
TribecaFunding | $50.00 | 1/14/2011 10:39:50 AM |
payout-paladin0 | $50.00 | 1/14/2011 1:52:57 PM |
cosmof16 | $25.00 | 1/14/2011 10:54:46 AM |
RIVERHTS | $50.00 | 1/14/2011 11:00:32 AM |
ms48105 | $25.00 | 1/14/2011 2:54:46 PM |
misit | $25.00 | 1/14/2011 11:17:50 AM |
the-bid-sorcerer | $50.00 | 1/14/2011 11:34:11 AM |
enterprising-diversification5 | $25.00 | 1/14/2011 11:57:23 AM |
OldColumbiaRoad | $25.00 | 1/14/2011 11:26:31 AM |
barkochva | $25.00 | 1/14/2011 12:37:33 PM |
mazzano | $25.00 | 1/14/2011 1:02:45 PM |
swm | $25.00 | 1/14/2011 1:02:47 PM |
Winsten | $25.00 | 1/14/2011 2:38:26 PM |
golfreak923 | $25.00 | 1/14/2011 1:05:03 PM |
Astyanax | $50.00 | 1/14/2011 3:45:25 PM |
smallbizrule | $25.00 | 1/14/2011 3:54:16 PM |
Sixmil | $43.46 | 1/14/2011 3:55:37 PM |
bigphish | $25.00 | 1/14/2011 3:55:54 PM |
innocent-income4 | $25.00 | 1/14/2011 3:56:06 PM |
fightinjoe | $50.00 | 1/14/2011 3:56:59 PM |
motivator796 | $25.00 | 1/14/2011 3:57:16 PM |
superb-funds335 | $25.00 | 1/14/2011 3:57:27 PM |
fortytwo | $50.00 | 1/14/2011 3:15:54 PM |
credit-kahuna | $50.00 | 1/14/2011 3:55:26 PM |
deal-zoo | $50.00 | 1/14/2011 3:55:51 PM |
five-star-responsibility0 | $50.00 | 1/14/2011 3:57:01 PM |
ianakacg | $25.00 | 1/14/2011 3:57:26 PM |
inspired-investment8 | $100.00 | 1/14/2011 3:57:32 PM |
mkl42 | $50.00 | 1/14/2011 3:57:17 PM |
6moonbeams | $50.00 | 1/14/2011 3:57:28 PM |
TSC | $100.00 | 1/13/2011 10:00:36 AM |
bowdish1 | $50.00 | 1/13/2011 10:03:07 AM |
genius520 | $100.00 | 1/13/2011 10:03:17 AM |
museic1 | $50.00 | 1/13/2011 10:04:51 AM |
worthy-bid8 | $50.00 | 1/13/2011 10:05:15 AM |
treasure-kazoo | $50.00 | 1/13/2011 10:05:43 AM |
tolerant-dinero2 | $25.00 | 1/13/2011 10:05:49 AM |
LeReve | $50.00 | 1/13/2011 10:06:03 AM |
fareast_man | $25.00 | 1/13/2011 10:16:31 AM |
rolandweary | $25.00 | 1/13/2011 10:16:55 AM |
nuts | $25.00 | 1/13/2011 10:01:44 AM |
EvalCrux | $50.00 | 1/13/2011 10:17:14 AM |
potatoepicker | $50.00 | 1/13/2011 10:17:55 AM |
objective-investor | $150.00 | 1/13/2011 10:18:55 AM |
ray1051 | $50.00 | 1/13/2011 10:00:28 AM |
radforj22 | $25.00 | 1/13/2011 10:04:28 AM |
selector568 | $400.00 | 1/13/2011 10:00:32 AM |
organized-payment6 | $50.00 | 1/13/2011 10:00:40 AM |
impeccable-transparency | $50.00 | 1/13/2011 10:05:10 AM |
beaker | $25.00 | 1/13/2011 10:19:45 AM |
top-note-jamboree | $50.00 | 1/13/2011 10:20:34 AM |
skuba | $75.00 | 1/13/2011 10:02:57 AM |
power-trophy7 | $25.00 | 1/13/2011 10:03:39 AM |
1phantom | $50.00 | 1/13/2011 10:03:50 AM |
munnu | $25.00 | 1/13/2011 10:11:31 AM |
steve_a | $25.00 | 1/13/2011 11:11:14 AM |
gs92126 | $50.00 | 1/13/2011 10:14:51 AM |
generator535 | $25.00 | 1/13/2011 10:15:30 AM |
finance-magma7 | $25.00 | 1/13/2011 10:16:12 AM |
vigilance-revolutionary | $50.00 | 1/13/2011 12:34:52 PM |
dignified-finance | $50.00 | 1/13/2011 10:18:39 AM |
downtownfarm | $25.00 | 1/13/2011 10:18:43 AM |
roman1998 | $50.00 | 1/13/2011 10:19:23 AM |
merriewold | $40.00 | 1/13/2011 1:58:03 PM |
bdloans | $25.00 | 1/13/2011 10:18:02 AM |
one-midas | $25.00 | 1/13/2011 2:40:42 PM |
cathexis | $25.00 | 1/13/2011 10:19:26 AM |
SanJoser | $25.00 | 1/13/2011 10:20:16 AM |
wise-deal-panda | $50.00 | 1/13/2011 3:34:22 PM |
SolarMoonshine | $25.00 | 1/13/2011 1:18:58 PM |
himanshuko | $25.00 | 1/13/2011 2:15:59 PM |
peripatetic | $25.00 | 1/13/2011 3:24:51 PM |
mosby | $50.00 | 1/13/2011 2:34:02 PM |
listing-trapper3 | $75.00 | 1/13/2011 3:05:29 PM |
msh345 | $25.00 | 1/13/2011 3:19:20 PM |
mandular | $25.00 | 1/13/2011 6:31:20 PM |
DannyPhantom | $50.00 | 1/13/2011 8:55:11 PM |
Rob717171 | $50.00 | 1/13/2011 9:00:38 PM |
openness-viking | $100.00 | 1/13/2011 10:31:23 PM |
linklady | $50.00 | 1/14/2011 4:20:20 AM |
community-saver158 | $50.00 | 1/13/2011 7:24:27 PM |
pious-integrity6 | $25.00 | 1/13/2011 9:22:18 PM |
Goodlender42 | $25.00 | 1/13/2011 10:17:13 PM |
F16Edwards | $25.00 | 1/13/2011 10:23:38 PM |
friendly-market5 | $50.00 | 1/14/2011 7:41:43 AM |
kevin314 | $50.00 | 1/13/2011 10:50:10 PM |
ericgassercom | $50.00 | 1/14/2011 8:09:33 AM |
EtaDuck | $25.00 | 1/14/2011 9:34:46 AM |
Cherrypicker | $50.00 | 1/14/2011 9:56:57 AM |
kulender | $38.38 | 1/14/2011 1:23:33 AM |
intuitive-hope9 | $25.00 | 1/14/2011 6:29:12 AM |
gallant-bazaar | $50.00 | 1/14/2011 6:55:31 AM |
chererat | $100.00 | 1/14/2011 7:17:03 AM |
Streetfighter | $50.00 | 1/14/2011 6:59:41 AM |
rogue_monster | $50.00 | 1/14/2011 9:30:20 AM |
rdav | $25.00 | 1/14/2011 9:34:22 AM |
bestbuy | $25.00 | 1/14/2011 9:34:50 AM |
dajen1 | $28.24 | 1/14/2011 7:21:05 AM |
otto1939 | $50.00 | 1/14/2011 9:35:19 AM |
love_what_you_do | $25.00 | 1/14/2011 8:04:28 AM |
revenue-appraiser | $25.00 | 1/14/2011 8:30:56 AM |
ingenious-diversification | $25.00 | 1/14/2011 9:34:40 AM |
homestarrunner | $50.00 | 1/14/2011 9:34:59 AM |
lostontheedge | $25.00 | 1/14/2011 9:36:36 AM |
pragmatic-camaraderi | $25.00 | 1/14/2011 10:34:10 AM |
bicyclebear | $50.00 | 1/14/2011 10:34:17 AM |
chief_wo | $25.00 | 1/14/2011 10:36:17 AM |
108lender | $92.88 | 1/14/2011 10:59:35 AM |
steely_dan34 | $25.00 | 1/14/2011 12:20:20 PM |
Macinvest | $25.00 | 1/14/2011 12:29:27 PM |
songbird98 | $50.00 | 1/14/2011 10:34:34 AM |
laughmotel | $25.00 | 1/14/2011 10:35:50 AM |
jakesworld | $50.00 | 1/14/2011 10:39:07 AM |
balance-force | $25.00 | 1/14/2011 1:50:25 PM |
haryassman | $25.00 | 1/14/2011 2:06:50 PM |
FundMaker | $25.00 | 1/14/2011 2:30:59 PM |
money-surge1 | $25.00 | 1/14/2011 11:49:19 AM |
bill-expert | $100.00 | 1/14/2011 11:50:15 AM |
Ripsaw4U | $50.00 | 1/14/2011 11:59:34 AM |
peaceful-farmer | $25.00 | 1/14/2011 11:24:24 AM |
generous-at-heart | $25.00 | 1/14/2011 11:47:52 AM |
paul1 | $35.00 | 1/14/2011 12:14:20 PM |
dman15 | $38.00 | 1/14/2011 1:02:28 PM |
twsems | $100.00 | 1/14/2011 2:06:25 PM |
soheagle | $25.00 | 1/14/2011 2:25:58 PM |
downbet | $50.00 | 1/14/2011 2:39:12 PM |
asya | $25.00 | 1/14/2011 2:39:22 PM |
red-unequivocal-finance | $25.00 | 1/14/2011 3:45:39 PM |
wonderful-dime | $25.00 | 1/14/2011 2:11:02 PM |
investorrr | $100.00 | 1/14/2011 3:46:21 PM |
gold-channel2 | $50.00 | 1/14/2011 3:55:27 PM |
jonn834 | $25.00 | 1/14/2011 3:56:14 PM |
investment-star | $50.00 | 1/14/2011 3:56:23 PM |
restless-currency | $29.85 | 1/14/2011 3:56:49 PM |
fopaul13 | $25.00 | 1/14/2011 3:57:23 PM |
panegryst | $25.00 | 1/14/2011 3:56:56 PM |
sci_guy | $25.00 | 1/14/2011 3:57:07 PM |
terryaj | $25.00 | 1/14/2011 3:57:22 PM |
balance-voyager | $50.00 | 1/14/2011 3:57:30 PM |
buckyhead2000 | $25.00 | 1/14/2011 3:56:54 PM |
Banker7371 | $25.00 | 1/14/2011 3:57:04 PM |
Trimalchio12 | $25.00 | 1/14/2011 3:57:19 PM |
209 Investments
|
Borrower Payment Dependent Notes Series
490446
This series of Notes was issued and sold upon the funding of the borrower loan #46813, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Jan-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-13-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $306.15 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| 15% |
Credit score:
| 680-699 (Dec-2010) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 12y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,895 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| |
Homeownership:
| No | | |
Screen name:
| Rahul_Pardeshi |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
consolidating all credit card bills
Purpose of loan:
This loan will be used to?? group all my credit card bill and pay them off
My financial situation:
I am a good candidate for this loan because? i have a?Permanent job as a sr software engineer in Ann arbor , MI
Monthly net income: $ 90000
Monthly expenses: $
??Housing: $ 1704
??Insurance: $ 100
??Car expenses: $463?????
??Utilities: $ 200
??Phone, cable, internet: $70
??Food, entertainment: $ 100
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
Bob450 | $25.00 | 1/13/2011 3:40:06 PM |
worthy-bid8 | $50.00 | 1/13/2011 3:42:49 PM |
Kash2010lu | $25.00 | 1/13/2011 3:51:08 PM |
debtcollector | $50.00 | 1/13/2011 3:51:13 PM |
roadster199 | $25.00 | 1/13/2011 3:39:56 PM |
musegaze | $50.00 | 1/13/2011 3:44:01 PM |
the-auction-bear | $25.00 | 1/13/2011 3:48:59 PM |
amusement4 | $100.00 | 1/13/2011 3:49:12 PM |
Thylow | $25.00 | 1/13/2011 5:30:46 PM |
genius520 | $100.00 | 1/13/2011 3:49:25 PM |
kendallv | $25.00 | 1/13/2011 5:31:45 PM |
hopeful-truth5 | $100.00 | 1/13/2011 5:32:47 PM |
credit-sycamore4 | $100.00 | 1/13/2011 3:50:09 PM |
principal-trombone | $50.00 | 1/13/2011 5:33:04 PM |
kendigme | $25.00 | 1/13/2011 5:34:51 PM |
ah-long | $25.00 | 1/13/2011 3:51:14 PM |
Mr-Miracle | $25.00 | 1/13/2011 6:36:46 PM |
wise-silver-wonder | $25.00 | 1/13/2011 6:39:53 PM |
infinitykid | $50.00 | 1/13/2011 6:40:42 PM |
assetmanager | $25.00 | 1/13/2011 6:40:54 PM |
sound | $50.00 | 1/13/2011 6:41:01 PM |
JJ9876 | $25.00 | 1/13/2011 6:41:13 PM |
rss197 | $25.00 | 1/13/2011 6:41:31 PM |
kind-efficient-credit | $25.00 | 1/13/2011 6:41:42 PM |
AdrianWapcaplet | $50.00 | 1/13/2011 3:54:18 PM |
bazaar-festivity | $100.00 | 1/13/2011 3:49:02 PM |
inspire22 | $25.00 | 1/13/2011 3:49:30 PM |
velocity-solo | $30.00 | 1/13/2011 4:08:56 PM |
reflective-rupee | $99.99 | 1/13/2011 4:22:35 PM |
bold-steady-peso | $25.00 | 1/13/2011 4:24:28 PM |
ingenious-truth0 | $50.00 | 1/13/2011 3:52:15 PM |
mighty-payout1 | $25.00 | 1/13/2011 4:38:05 PM |
Whipster | $50.00 | 1/13/2011 4:40:41 PM |
bid-czar8 | $50.00 | 1/13/2011 3:54:09 PM |
scrappy-diversification7 | $1,500.00 | 1/13/2011 5:31:25 PM |
CA-Lender | $25.00 | 1/13/2011 5:33:00 PM |
kginatl | $50.00 | 1/13/2011 5:36:25 PM |
soulful-truth | $50.00 | 1/13/2011 5:36:36 PM |
Pu239 | $60.00 | 1/13/2011 6:24:11 PM |
HelpfulLender1 | $50.00 | 1/13/2011 4:15:43 PM |
courteous-kindness1 | $32.26 | 1/13/2011 6:40:27 PM |
graceful-investment | $27.84 | 1/13/2011 6:40:33 PM |
be_wise | $25.00 | 1/13/2011 6:40:47 PM |
SouthCoast | $50.00 | 1/13/2011 6:40:53 PM |
uncleegg | $50.00 | 1/13/2011 6:41:00 PM |
lucrative-dollar | $25.00 | 1/13/2011 6:41:10 PM |
porkhelmet | $25.00 | 1/13/2011 6:41:34 PM |
attractive-fund | $25.00 | 1/13/2011 6:41:45 PM |
MAYBROOK | $50.00 | 1/13/2011 6:41:49 PM |
shrewd-income | $100.00 | 1/13/2011 5:28:55 PM |
economy-lotus | $46.93 | 1/13/2011 5:30:01 PM |
Thylow | $25.00 | 1/13/2011 5:31:46 PM |
payment-gusto | $25.00 | 1/13/2011 5:33:10 PM |
patriot897 | $25.00 | 1/13/2011 5:36:28 PM |
SongBirdProphecy | $25.00 | 1/13/2011 6:04:55 PM |
agiovasil | $25.00 | 1/13/2011 6:39:57 PM |
cash-raccoon | $25.00 | 1/13/2011 6:40:05 PM |
samdog079 | $50.00 | 1/13/2011 6:40:28 PM |
kulender | $50.00 | 1/13/2011 6:40:36 PM |
gs92126 | $25.00 | 1/13/2011 6:40:47 PM |
jescowa | $50.00 | 1/13/2011 6:40:49 PM |
extraordinary-transaction | $25.00 | 1/13/2011 6:40:53 PM |
leverage-hawk | $25.00 | 1/13/2011 6:41:27 PM |
LBOregon | $25.00 | 1/13/2011 6:41:38 PM |
Caerus | $25.00 | 1/13/2011 6:41:47 PM |
nilonc1 | $50.00 | 1/13/2011 3:48:55 PM |
EBITDA | $25.00 | 1/13/2011 3:49:23 PM |
ThatDanGuy | $50.00 | 1/13/2011 3:49:27 PM |
point-kitten6 | $50.00 | 1/13/2011 3:49:31 PM |
honorable-yield | $25.00 | 1/13/2011 3:49:36 PM |
zipemdown | $50.00 | 1/13/2011 3:49:41 PM |
Aunca | $50.00 | 1/13/2011 3:49:43 PM |
first-upright-payout | $25.00 | 1/13/2011 3:49:51 PM |
Speculator | $50.00 | 1/13/2011 3:49:58 PM |
fareast_man | $25.00 | 1/13/2011 3:51:01 PM |
truth-ceremony | $25.00 | 1/13/2011 3:53:15 PM |
DasMula | $25.00 | 1/13/2011 3:54:06 PM |
loss-of-control | $200.00 | 1/13/2011 4:27:02 PM |
gold-cluster | $100.00 | 1/13/2011 4:49:57 PM |
credit-elation1 | $25.00 | 1/13/2011 5:06:09 PM |
magnifico932 | $25.00 | 1/13/2011 3:49:11 PM |
money-bauble | $100.00 | 1/13/2011 5:32:53 PM |
tech310 | $50.00 | 1/13/2011 5:33:07 PM |
astute-investment5 | $25.00 | 1/13/2011 5:36:27 PM |
Myrick | $25.00 | 1/13/2011 6:08:40 PM |
UCLA4life | $25.00 | 1/13/2011 3:51:36 PM |
Mr-Miracle | $25.00 | 1/13/2011 6:37:05 PM |
vigorous-velocity | $50.00 | 1/13/2011 3:52:08 PM |
vivixmedia | $50.00 | 1/13/2011 6:40:51 PM |
whartonmba | $25.00 | 1/13/2011 6:40:52 PM |
top-payout-fixer | $30.00 | 1/13/2011 6:40:58 PM |
Maetryx | $50.00 | 1/13/2011 6:41:08 PM |
Ocean713 | $50.00 | 1/13/2011 6:41:21 PM |
robocop | $50.00 | 1/13/2011 6:41:36 PM |
smallbizrule | $25.00 | 1/13/2011 3:54:27 PM |
handshake5 | $100.00 | 1/13/2011 3:48:47 PM |
Investoman | $100.00 | 1/13/2011 3:48:52 PM |
capital-halo1 | $500.00 | 1/13/2011 3:49:18 PM |
rate-gravity | $50.00 | 1/13/2011 4:04:48 PM |
fortytwo | $30.04 | 1/13/2011 4:05:19 PM |
PatRichi | $25.00 | 1/13/2011 3:52:24 PM |
leverage-monger | $25.00 | 1/13/2011 3:54:22 PM |
langdonx | $25.00 | 1/13/2011 5:14:03 PM |
deepblue34 | $25.00 | 1/13/2011 5:26:05 PM |
investment-visionary | $25.00 | 1/13/2011 5:30:02 PM |
bonafide-economy | $50.00 | 1/13/2011 5:36:30 PM |
diplomatic-wealth7 | $25.00 | 1/13/2011 5:36:39 PM |
JustMee | $25.00 | 1/13/2011 5:38:40 PM |
one-midas | $25.00 | 1/13/2011 6:20:42 PM |
well-mannered-income3 | $50.00 | 1/13/2011 6:39:45 PM |
SecondChanceLendingSERV | $27.61 | 1/13/2011 4:21:18 PM |
Banker7371 | $25.00 | 1/13/2011 6:40:45 PM |
HamletTower | $25.00 | 1/13/2011 6:40:50 PM |
ossobuco | $50.00 | 1/13/2011 6:40:56 PM |
Unclejohn | $30.00 | 1/13/2011 4:55:48 PM |
julsal | $25.00 | 1/13/2011 6:41:04 PM |
rvfbroker | $25.00 | 1/13/2011 6:41:29 PM |
consummate-loyalty1 | $50.00 | 1/13/2011 6:41:39 PM |
the-silver-blaster | $50.00 | 1/13/2011 6:41:48 PM |
Saulite | $50.00 | 1/13/2011 5:20:51 PM |
jamiee73 | $25.00 | 1/13/2011 5:30:55 PM |
green-thoughtful-yield | $39.98 | 1/13/2011 5:32:40 PM |
a-successful-credit | $100.00 | 1/13/2011 5:36:32 PM |
hedgebaby | $25.00 | 1/13/2011 5:46:01 PM |
2grindstones | $25.00 | 1/13/2011 5:59:29 PM |
shrewd-peace7 | $36.14 | 1/13/2011 6:40:03 PM |
dedicated-transaction796 | $34.45 | 1/13/2011 6:40:31 PM |
generator535 | $25.00 | 1/13/2011 6:40:48 PM |
wtrboy | $50.00 | 1/13/2011 6:40:51 PM |
shomikaci | $25.00 | 1/13/2011 6:40:55 PM |
wanna-help | $50.00 | 1/13/2011 6:41:03 PM |
contract-giant | $25.00 | 1/13/2011 6:41:24 PM |
AspiringJunzi | $25.00 | 1/13/2011 6:41:33 PM |
intuitive-camaraderi9 | $25.00 | 1/13/2011 6:41:44 PM |
134 Investments
|
Borrower Payment Dependent Notes Series
490714
This series of Notes was issued and sold upon the funding of the borrower loan #46761, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Jan-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-16-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jan-2003 |
Debt/Income ratio:
| 9% |
Credit score:
| 700-719 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 10y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation: | Food Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $174 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 34% | | |
| |
Homeownership:
| No | | |
Screen name:
| inspired-duty |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Hard worker looking to expand!
Purpose of loan:
This loan will be used to purchase a?basic, reliable,?4x4?truck or SUV for winter transportation.
My financial situation:
I am a good candidate for this loan because i have minimal expenses. I take my finances seriously and always pay my bills on time. I have worked for the same company for over 10 years, and i believe this is a good indicator of both my ability and eagerness to acquire and repay this small loan.
Monthly net income: $? 2500
Monthly expenses: $
??Housing: $ 0? (live with family)
??Insurance: $ 45
??Car expenses: $ 50-100 (for fuel and random maintenance car is paid off)
??Utilities: $?100
??Phone, cable, internet: $
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $ 50
??Other expenses: $? 100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
credit-guard5 | $25.00 | 1/15/2011 7:44:06 PM |
EBITDA | $25.00 | 1/15/2011 7:49:19 PM |
honorable-yield | $25.00 | 1/15/2011 7:49:32 PM |
Rob717171 | $50.00 | 1/15/2011 7:50:37 PM |
108lender | $150.00 | 1/15/2011 7:51:14 PM |
MoonMama | $25.00 | 1/15/2011 7:51:25 PM |
jobani | $25.00 | 1/15/2011 7:53:11 PM |
DasMula | $25.00 | 1/15/2011 8:22:25 PM |
draggon77 | $25.00 | 1/15/2011 8:46:12 PM |
2grindstones | $25.00 | 1/15/2011 10:32:37 PM |
witty-openness | $25.00 | 1/16/2011 3:47:24 AM |
bluehen00 | $100.00 | 1/16/2011 4:46:50 AM |
starry2001 | $8.69 | 1/16/2011 6:54:43 AM |
wise-deal-panda | $50.00 | 1/15/2011 7:45:58 PM |
bid-czar8 | $50.00 | 1/15/2011 7:47:02 PM |
musegaze | $100.00 | 1/15/2011 7:47:29 PM |
goodhearted-basis4 | $25.00 | 1/15/2011 7:47:46 PM |
handshake5 | $100.00 | 1/15/2011 7:48:56 PM |
a-finance-nirvana | $25.00 | 1/15/2011 7:46:57 PM |
genius520 | $100.00 | 1/15/2011 7:49:22 PM |
loyalist1 | $50.00 | 1/15/2011 7:47:33 PM |
credit-sycamore4 | $100.00 | 1/15/2011 7:47:38 PM |
worthy-bid8 | $50.00 | 1/15/2011 7:49:40 PM |
truth-ceremony | $25.00 | 1/15/2011 7:50:21 PM |
77scout | $59.07 | 1/15/2011 8:11:35 PM |
zorg77 | $25.00 | 1/15/2011 8:28:08 PM |
platinum-enlightenment | $25.00 | 1/15/2011 8:35:13 PM |
lagnisiruk | $25.00 | 1/15/2011 7:50:57 PM |
jonnysixgun | $35.35 | 1/15/2011 8:59:27 PM |
Wellman | $50.00 | 1/15/2011 7:52:02 PM |
grepzilla | $25.03 | 1/15/2011 9:58:24 PM |
Short_Stack | $25.00 | 1/15/2011 10:07:00 PM |
TheAlchemist | $25.00 | 1/15/2011 10:52:22 PM |
radiant-loan5 | $100.00 | 1/15/2011 11:09:59 PM |
wilmajean | $50.00 | 1/16/2011 3:33:28 AM |
wonder3 | $35.00 | 1/15/2011 8:38:49 PM |
interstellar | $50.00 | 1/15/2011 8:44:01 PM |
jutdon84 | $200.00 | 1/16/2011 6:48:28 AM |
broomfieldbucks | $25.00 | 1/15/2011 9:26:13 PM |
FundMaker | $25.00 | 1/15/2011 10:15:35 PM |
HelpfulLender1 | $50.00 | 1/16/2011 4:32:21 AM |
hidavehi | $25.07 | 1/16/2011 5:59:12 AM |
tech30528 | $51.84 | 1/16/2011 6:34:54 AM |
social-heart | $50.00 | 1/16/2011 6:51:06 AM |
Comoparklender | $50.00 | 1/15/2011 7:45:20 PM |
Kash2010lu | $27.00 | 1/15/2011 7:47:12 PM |
ThatDanGuy | $50.00 | 1/15/2011 7:49:26 PM |
Whipster | $50.00 | 1/15/2011 7:53:15 PM |
flexible-value | $100.00 | 1/15/2011 7:53:20 PM |
SFBank | $150.00 | 1/15/2011 8:21:49 PM |
leverage-monger | $25.00 | 1/15/2011 9:20:07 PM |
thankful-nickel2 | $25.00 | 1/15/2011 9:49:48 PM |
SmartConsolidation | $25.00 | 1/15/2011 11:49:21 PM |
TeaHouseFinance | $31.21 | 1/16/2011 1:16:47 AM |
burgeoning-silver | $25.00 | 1/16/2011 1:34:24 AM |
E-B | $50.00 | 1/16/2011 4:45:55 AM |
reward-adventure | $50.00 | 1/15/2011 7:46:05 PM |
Bob450 | $25.00 | 1/15/2011 7:46:21 PM |
dollar-sonnet3 | $50.00 | 1/15/2011 7:46:36 PM |
point-kitten6 | $50.00 | 1/15/2011 7:47:00 PM |
the-auction-bear | $25.00 | 1/15/2011 7:47:26 PM |
Mr-Miracle | $25.33 | 1/15/2011 7:45:08 PM |
Investoman | $100.00 | 1/15/2011 7:49:03 PM |
amusement4 | $100.00 | 1/15/2011 7:49:08 PM |
velocity-solo | $30.00 | 1/15/2011 7:47:06 PM |
vigorous-velocity | $50.00 | 1/15/2011 7:50:04 PM |
capital-halo1 | $500.00 | 1/15/2011 7:49:13 PM |
newest-generous-income | $25.00 | 1/15/2011 7:52:38 PM |
ElAbel11 | $25.00 | 1/15/2011 7:53:01 PM |
_NaLNaBB | $300.00 | 1/15/2011 8:42:26 PM |
AMSlife | $50.00 | 1/15/2011 7:51:45 PM |
income-sage9 | $25.00 | 1/15/2011 7:52:34 PM |
gold-channel2 | $25.00 | 1/15/2011 7:53:41 PM |
building_community | $25.00 | 1/15/2011 8:00:13 PM |
red-favorable-basis | $25.00 | 1/16/2011 6:46:24 AM |
natural-trade7 | $61.79 | 1/16/2011 6:54:07 AM |
ingenious-deal6 | $25.00 | 1/15/2011 10:15:31 PM |
VJ_Financial | $50.00 | 1/15/2011 11:58:34 PM |
credit-birch | $50.00 | 1/16/2011 12:04:07 AM |
blackstar | $25.00 | 1/16/2011 3:59:46 AM |
coin-bee1 | $25.00 | 1/16/2011 5:40:37 AM |
credit-maverick1 | $50.00 | 1/16/2011 5:59:14 AM |
adaptable-capital | $204.62 | 1/16/2011 6:22:05 AM |
DaiUy | $25.00 | 1/16/2011 6:42:06 AM |
durable-investment8 | $30.00 | 1/16/2011 6:45:06 AM |
loanman2007 | $150.00 | 1/16/2011 6:50:42 AM |
foothillender | $25.00 | 1/16/2011 6:52:15 AM |
87 Investments
|
Borrower Payment Dependent Notes Series
490798
This series of Notes was issued and sold upon the funding of the borrower loan #46789, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-19-2011 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 16.65% |
Monthly payment:
| $258.12 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 32% |
Credit score:
| 720-739 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 6y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,476 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| No | | |
Screen name:
| relentless-loot2 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Cons
Purpose of loan:
This loan will be used to consolidate credit card debt.
My financial situation:
Monthly net income: $3500
Monthly expenses: $
??Housing: $703
??Insurance: $183
??Car expenses: $505
??Utilities: $50
??Phone, cable, internet: $60
??Food, entertainment: $100
??Clothing, household expenses $50
??Credit cards and other loans: $800
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
tech310 | $50.00 | 1/17/2011 7:19:48 PM |
commerce-yeller | $25.00 | 1/17/2011 7:19:55 PM |
selector568 | $300.00 | 1/17/2011 7:20:01 PM |
debtcollector | $50.00 | 1/17/2011 7:22:40 PM |
gold-commander0 | $50.00 | 1/17/2011 7:23:13 PM |
skuba | $75.00 | 1/17/2011 7:23:24 PM |
genius520 | $100.00 | 1/17/2011 7:23:29 PM |
ursus | $100.00 | 1/17/2011 7:23:36 PM |
museic1 | $50.00 | 1/17/2011 7:23:51 PM |
objective-investor | $150.00 | 1/17/2011 7:23:58 PM |
reflective-rupee | $25.77 | 1/17/2011 7:58:31 PM |
impartial-deal | $25.00 | 1/17/2011 9:10:54 PM |
note-sensation | $50.00 | 1/18/2011 9:21:54 AM |
organized-payment6 | $50.00 | 1/17/2011 7:23:21 PM |
simplelender80 | $100.00 | 1/17/2011 7:23:31 PM |
Streetfighter | $50.00 | 1/17/2011 7:24:06 PM |
heavenly-repayment4 | $25.00 | 1/17/2011 7:24:32 PM |
ray1051 | $25.00 | 1/17/2011 7:24:36 PM |
peace-missile | $25.00 | 1/17/2011 7:24:56 PM |
divedude | $25.00 | 1/17/2011 7:25:20 PM |
LoisLoan | $50.00 | 1/17/2011 7:25:45 PM |
coin-investor | $25.00 | 1/17/2011 7:34:20 PM |
terrific-p2ploan | $25.00 | 1/17/2011 7:37:28 PM |
one-midas | $50.00 | 1/18/2011 5:37:28 AM |
a-responsible-return | $25.00 | 1/17/2011 7:23:20 PM |
impeccable-transparency | $50.00 | 1/17/2011 7:23:38 PM |
ijspence | $25.00 | 1/17/2011 7:24:02 PM |
rdav | $25.00 | 1/17/2011 7:24:08 PM |
the-enterprising-leverage | $25.00 | 1/17/2011 7:24:13 PM |
wise-deal-panda | $50.00 | 1/17/2011 7:24:42 PM |
nilonc1 | $50.00 | 1/17/2011 7:25:29 PM |
Speculator | $50.00 | 1/18/2011 8:54:43 AM |
wise-rupee-sanctuary | $50.00 | 1/18/2011 9:35:41 AM |
SolarMoonshine | $25.00 | 1/18/2011 3:44:48 PM |
rss197 | $25.00 | 1/18/2011 7:25:12 AM |
penny-plato | $25.00 | 1/18/2011 2:22:59 PM |
Fiimg | $50.00 | 1/18/2011 8:54:06 PM |
SLN-10 | $25.00 | 1/18/2011 2:02:22 PM |
toomanyfishtanks | $25.00 | 1/18/2011 2:08:38 PM |
gracej | $25.00 | 1/18/2011 3:42:36 PM |
Carpetkid | $25.00 | 1/18/2011 5:20:00 PM |
Johnab | $25.00 | 1/18/2011 6:57:17 PM |
newest-famous-velocity | $25.00 | 1/19/2011 6:57:35 AM |
platinum-rapture6 | $50.00 | 1/18/2011 7:29:26 PM |
machkimaspesi | $25.00 | 1/19/2011 8:21:00 AM |
BAEVentures | $25.00 | 1/19/2011 5:54:38 AM |
shrewd-income | $25.00 | 1/18/2011 11:30:36 PM |
enriched-note6 | $25.00 | 1/19/2011 9:46:54 AM |
velocity-warrior | $50.00 | 1/19/2011 1:00:13 AM |
visionary-currency | $50.00 | 1/19/2011 1:24:23 PM |
Astyanax | $50.00 | 1/19/2011 2:31:54 PM |
Florida67 | $50.00 | 1/19/2011 4:39:13 AM |
alpinaut | $25.00 | 1/19/2011 5:54:37 AM |
indomitable-coin | $25.00 | 1/19/2011 10:17:43 AM |
Zipline | $25.00 | 1/19/2011 10:50:49 AM |
superchicken | $25.00 | 1/19/2011 11:10:22 AM |
xrycac | $25.00 | 1/19/2011 8:53:12 AM |
soheagle | $25.00 | 1/19/2011 9:54:09 AM |
first-upright-payout | $25.00 | 1/19/2011 12:38:23 PM |
auction-seeker | $25.00 | 1/19/2011 5:18:39 PM |
ethicalhumanist | $50.00 | 1/19/2011 2:28:16 PM |
transformer855 | $100.00 | 1/19/2011 2:29:41 PM |
GElender | $50.00 | 1/19/2011 5:38:22 PM |
secureincome | $1,800.00 | 1/19/2011 9:43:15 PM |
vutah | $50.00 | 1/19/2011 5:34:22 PM |
kind-value-pouch | $80.00 | 1/19/2011 6:12:49 PM |
5kids5 | $27.00 | 1/19/2011 7:46:16 PM |
punctual-kindness3 | $30.00 | 1/19/2011 7:29:21 PM |
Goodlender42 | $25.00 | 1/17/2011 7:24:04 PM |
bestbuy | $25.00 | 1/17/2011 7:24:12 PM |
worldly-community3 | $50.00 | 1/17/2011 7:24:29 PM |
C_Mark | $100.00 | 1/17/2011 7:24:37 PM |
benefit-squirrel | $30.00 | 1/17/2011 7:24:44 PM |
powerful-finance7 | $25.00 | 1/17/2011 7:24:53 PM |
kmr2 | $100.00 | 1/17/2011 7:25:01 PM |
papaloha | $25.00 | 1/17/2011 7:25:10 PM |
credit-investor5 | $50.00 | 1/17/2011 7:25:13 PM |
bigphish | $25.00 | 1/17/2011 7:25:48 PM |
diverse-benjamins | $25.00 | 1/17/2011 8:07:59 PM |
enthralling-deal180 | $50.00 | 1/17/2011 7:19:26 PM |
worthy-bid8 | $50.00 | 1/17/2011 7:19:41 PM |
american6 | $100.00 | 1/17/2011 7:19:46 PM |
handshake5 | $100.00 | 1/18/2011 9:51:33 AM |
bankofriverside | $25.39 | 1/18/2011 10:17:31 AM |
power-trophy7 | $25.00 | 1/17/2011 7:23:33 PM |
rolandweary | $25.00 | 1/17/2011 7:23:52 PM |
lagnisiruk | $25.00 | 1/17/2011 7:24:15 PM |
flexible-value | $100.00 | 1/17/2011 7:24:40 PM |
Bio-physicist | $50.00 | 1/17/2011 7:19:08 PM |
radforj22 | $25.00 | 1/17/2011 7:19:44 PM |
JustMee | $25.00 | 1/17/2011 8:33:41 PM |
DasMula | $77.00 | 1/17/2011 7:22:19 PM |
bowdish1 | $50.00 | 1/17/2011 7:23:27 PM |
honorable-yield | $25.00 | 1/17/2011 7:23:34 PM |
be_wise | $25.00 | 1/17/2011 7:23:49 PM |
velocity-solo | $50.00 | 1/17/2011 7:23:54 PM |
spiff666 | $25.00 | 1/18/2011 7:00:57 AM |
market-assembler | $50.00 | 1/17/2011 7:24:19 PM |
investment-star | $50.00 | 1/17/2011 7:24:34 PM |
impressive-credit431 | $100.00 | 1/17/2011 7:24:45 PM |
TelegramSam | $25.00 | 1/17/2011 7:24:51 PM |
SOP_Bank | $25.00 | 1/18/2011 12:19:56 PM |
gold-blanket0 | $25.00 | 1/17/2011 7:25:26 PM |
note-virtuoso8 | $50.00 | 1/18/2011 1:27:03 PM |
redx | $25.00 | 1/18/2011 12:09:34 AM |
blue-useful-auction | $25.00 | 1/18/2011 10:24:15 AM |
Artist_Blue | $25.00 | 1/18/2011 6:14:42 AM |
loss-of-control | $50.00 | 1/18/2011 8:30:02 AM |
bazaar-festivity | $100.00 | 1/18/2011 4:49:06 PM |
slwholesales | $25.00 | 1/18/2011 9:23:11 AM |
credit-serenity8 | $25.00 | 1/18/2011 9:35:15 AM |
Ambassador | $50.00 | 1/18/2011 8:44:32 PM |
piano55 | $25.35 | 1/19/2011 2:25:16 AM |
Leshan | $25.00 | 1/19/2011 8:59:55 AM |
economy-caper9 | $25.00 | 1/19/2011 9:27:01 AM |
principal-bull | $25.00 | 1/18/2011 6:34:40 PM |
pr0sp3r1ty | $25.00 | 1/18/2011 7:44:24 PM |
The-CAPS-fan | $35.00 | 1/19/2011 7:34:07 AM |
cloud8 | $60.00 | 1/19/2011 7:50:17 AM |
kind-bid-genome | $25.00 | 1/18/2011 9:06:02 PM |
bullwink27 | $25.00 | 1/19/2011 11:37:04 AM |
first-restless-payout | $30.00 | 1/19/2011 12:09:24 PM |
giannyny | $25.00 | 1/19/2011 12:56:12 PM |
grove611 | $50.00 | 1/19/2011 9:38:02 AM |
reflective-rupee | $75.77 | 1/19/2011 2:48:41 PM |
life-is-great | $25.00 | 1/19/2011 4:06:38 PM |
SLJ3 | $50.00 | 1/19/2011 4:36:37 PM |
sjlender | $50.00 | 1/19/2011 11:09:54 AM |
starry2001 | $25.00 | 1/19/2011 5:21:33 PM |
F16Pilot | $25.00 | 1/19/2011 1:38:49 PM |
sdeej1619 | $25.00 | 1/19/2011 4:04:41 PM |
mammalian4 | $25.00 | 1/19/2011 5:14:40 PM |
fortytwo | $41.76 | 1/19/2011 5:40:22 PM |
133 Investments
|
Borrower Payment Dependent Notes Series
491028
This series of Notes was issued and sold upon the funding of the borrower loan #46649, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.20% |
Listing Start date:
| Jan-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-20-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 15.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1997 |
Debt/Income ratio:
| 49% |
Credit score:
| 680-699 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 9y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $34,110 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| g-wall |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 38 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $25,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Mar-2010)
740-759
(Jul-2008)
|
Principal balance:
| $2,713.98 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 38 | | |
Description
To assist family.
Purpose of loan:
This loan will be used to? To send money to China my mother in-law and sister in-law?died 4 days apart.
My financial situation:
I am a good candidate for this loan because? I am always upto date with all of my payments.
Monthly net income: $ 3156.88
Monthly expenses: $ 2131
??Housing: $ 907
??Insurance: $ 14
??Car expenses: $ 40
??Utilities: $?175
??Phone,cable,internet:$?205?????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? Food, entertainment:$ 100
??Clothing, household expenses $ 75
??Credit cards and other loans: $ 636
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
Moe87 | $25.00 | 1/19/2011 5:03:17 PM |
Bob450 | $25.00 | 1/19/2011 5:09:53 PM |
capital-halo1 | $500.00 | 1/19/2011 5:12:18 PM |
genius520 | $100.00 | 1/19/2011 5:12:26 PM |
credit-guard5 | $25.00 | 1/19/2011 5:13:30 PM |
mighty-payout1 | $27.75 | 1/19/2011 5:19:48 PM |
ingenious-interest1 | $50.00 | 1/19/2011 5:10:11 PM |
mikeandcat | $150.00 | 1/19/2011 5:38:57 PM |
Investoman | $100.00 | 1/19/2011 5:12:05 PM |
SFBank | $300.00 | 1/19/2011 6:35:58 PM |
sturdy-peace9 | $55.00 | 1/19/2011 7:22:41 PM |
MoneyForNothing | $40.92 | 1/19/2011 7:47:40 PM |
UCLA4life | $25.00 | 1/19/2011 5:24:47 PM |
ddoneday | $25.00 | 1/20/2011 4:26:49 AM |
loanman2007 | $200.00 | 1/20/2011 6:35:17 AM |
auction-seeker | $25.00 | 1/19/2011 5:53:17 PM |
twjh | $25.00 | 1/20/2011 8:04:48 AM |
papaloha | $400.00 | 1/19/2011 6:30:48 PM |
open-minded-market99 | $25.00 | 1/20/2011 8:38:16 AM |
Mikale360 | $100.00 | 1/19/2011 6:36:29 PM |
balanced-balance6 | $45.00 | 1/20/2011 8:56:42 AM |
Rip128 | $50.00 | 1/19/2011 7:35:08 PM |
trumpeter5 | $50.00 | 1/20/2011 9:39:15 AM |
nickel-hickory | $50.00 | 1/19/2011 10:01:49 PM |
mohara25 | $128.77 | 1/19/2011 10:33:06 PM |
EBITDA | $25.00 | 1/20/2011 9:57:01 AM |
dejnik | $25.00 | 1/20/2011 10:09:10 AM |
DenimCapital | $100.00 | 1/20/2011 10:11:10 AM |
well-mannered-income3 | $50.00 | 1/20/2011 10:16:11 AM |
FarmersBank | $32.09 | 1/20/2011 1:21:58 AM |
droopie1 | $25.00 | 1/19/2011 6:40:02 PM |
IASKGOD | $25.00 | 1/19/2011 6:57:49 PM |
benrice | $25.00 | 1/20/2011 6:52:53 AM |
2grindstones | $25.00 | 1/19/2011 7:24:20 PM |
Brown98 | $25.00 | 1/20/2011 8:10:08 AM |
courteous-note1 | $46.79 | 1/20/2011 8:54:29 AM |
gold-commander0 | $50.00 | 1/19/2011 10:19:33 PM |
dedicated-diversification5 | $55.69 | 1/20/2011 9:48:22 AM |
JPMorrisLegacyFund | $100.00 | 1/20/2011 9:56:50 AM |
tarion3 | $50.00 | 1/20/2011 10:03:47 AM |
fund-baker | $25.00 | 1/20/2011 10:24:15 AM |
gizmo65 | $39.14 | 1/20/2011 5:58:18 AM |
NekHoldings | $25.00 | 1/20/2011 5:59:10 AM |
tzvie | $25.00 | 1/20/2011 7:04:30 AM |
worldpower2 | $25.00 | 1/20/2011 7:10:32 AM |
fairness-atmosphere | $25.00 | 1/20/2011 8:58:07 AM |
nickel-hickory | $50.00 | 1/20/2011 9:18:15 AM |
outofoffice | $50.00 | 1/20/2011 9:28:18 AM |
sgt-schultz | $31.45 | 1/20/2011 10:03:31 AM |
LuvToLend | $25.00 | 1/20/2011 10:25:36 AM |
wise-rupee-sanctuary | $50.00 | 1/19/2011 5:09:17 PM |
reflective-rupee | $250.77 | 1/19/2011 5:16:54 PM |
DasMula | $25.00 | 1/19/2011 5:19:21 PM |
J-Rott | $50.00 | 1/19/2011 5:08:17 PM |
credit-sycamore4 | $100.00 | 1/19/2011 5:08:25 PM |
cashhelp | $30.00 | 1/19/2011 5:24:00 PM |
Jack55304 | $100.00 | 1/19/2011 5:08:45 PM |
power-trophy7 | $25.00 | 1/19/2011 5:09:52 PM |
cloud8 | $50.00 | 1/19/2011 5:10:02 PM |
nickel-hickory | $50.00 | 1/19/2011 5:10:15 PM |
velocity-solo | $25.00 | 1/19/2011 5:10:56 PM |
radforj22 | $25.00 | 1/19/2011 5:40:14 PM |
sweety075 | $25.00 | 1/19/2011 7:05:44 PM |
bobd32 | $25.00 | 1/19/2011 8:22:05 PM |
Kash2010lu | $56.00 | 1/19/2011 5:02:09 PM |
PXM-Financial | $65.00 | 1/19/2011 10:53:16 PM |
OldManP | $25.00 | 1/20/2011 1:22:18 AM |
Feyenoord | $25.00 | 1/20/2011 1:41:26 AM |
platinum-cargo | $53.17 | 1/19/2011 5:29:37 PM |
blue-velocity-investor | $25.00 | 1/20/2011 1:56:19 AM |
unger | $115.00 | 1/20/2011 4:59:44 AM |
Whipster | $50.00 | 1/20/2011 5:12:13 AM |
Jerrys1951 | $25.00 | 1/19/2011 6:01:59 PM |
greencat | $50.00 | 1/20/2011 7:21:02 AM |
jono9999 | $26.62 | 1/20/2011 8:42:40 AM |
investment-artist | $25.00 | 1/20/2011 8:46:04 AM |
fairgirl | $25.00 | 1/20/2011 9:07:37 AM |
nickel-hickory | $50.00 | 1/20/2011 9:19:02 AM |
head | $25.00 | 1/19/2011 8:02:29 PM |
kcpeck | $25.00 | 1/20/2011 9:26:42 AM |
HHP | $50.00 | 1/19/2011 5:14:47 PM |
reflective-rupee | $250.77 | 1/19/2011 5:16:45 PM |
sentimental-commerce1 | $25.85 | 1/20/2011 10:09:59 AM |
innovator2 | $100.00 | 1/20/2011 10:19:00 AM |
fabulous-community4 | $36.07 | 1/20/2011 1:53:10 AM |
realtormoises | $25.00 | 1/20/2011 3:21:49 AM |
kendigme | $49.91 | 1/20/2011 3:34:17 AM |
penny-plato | $25.00 | 1/19/2011 5:48:38 PM |
principal-laser | $35.24 | 1/20/2011 5:00:16 AM |
HelpfulLender1 | $25.00 | 1/20/2011 5:18:42 AM |
riveting-credit5 | $500.00 | 1/19/2011 6:20:57 PM |
Leshan | $149.30 | 1/20/2011 5:29:18 AM |
chameleon125 | $75.00 | 1/20/2011 6:48:55 AM |
bonus-quark4 | $25.00 | 1/20/2011 7:32:24 AM |
gain-implementer | $325.00 | 1/20/2011 7:54:16 AM |
wattboy | $100.00 | 1/19/2011 8:45:53 PM |
371millwood | $200.00 | 1/20/2011 8:09:14 AM |
zone6 | $90.80 | 1/19/2011 9:10:37 PM |
Brown98 | $25.00 | 1/20/2011 8:12:00 AM |
green-thoughtful-yield | $50.00 | 1/19/2011 9:12:29 PM |
bunnybear | $29.55 | 1/19/2011 9:41:58 PM |
shrewd-peace7 | $25.00 | 1/19/2011 10:00:07 PM |
lovely-benefit7 | $25.00 | 1/19/2011 10:39:53 PM |
Artist_Blue | $25.00 | 1/20/2011 10:26:07 AM |
MoneyForNothing | $7.37 | 1/20/2011 10:30:02 AM |
vanklein | $50.00 | 1/20/2011 4:24:11 AM |
RyanM561 | $25.00 | 1/20/2011 6:30:32 AM |
nickel-hickory | $50.00 | 1/20/2011 9:18:05 AM |
AndyT1999 | $25.00 | 1/20/2011 9:40:28 AM |
Lubava | $50.98 | 1/20/2011 10:16:49 AM |
110 Investments
|
Borrower Payment Dependent Notes Series
491032
This series of Notes was issued and sold upon the funding of the borrower loan #46752, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-20-2011 |
Term:
| 12 months | | |
Listing End date:
| Jan-20-2011 |
|
Lender yield:
| 11.99% |
Borrower rate/APR:
| 12.99% / 18.83% |
Monthly payment:
| $223.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.79% | | |
| |
Estimated return*:
| 5.84% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1996 |
Debt/Income ratio:
| 6% |
Credit score:
| 720-739 (Jan-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 4 |
Current / open credit lines:
| 6
/
6 | Length of status: | 31y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,800 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 80% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| restless-openness3 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
taykyncar3
Purpose of loan:
This loan will be used to pay bills?
My financial situation:
I am a good candidate for this loan because?
i am credit worthy and I pay my bills in a timely manner.
Monthly net income: $ 9000
Monthly expenses: $
??Housing: $ 2700
??Insurance: $ 345
??Car expenses: $ 150
??Utilities: $ 300
??Phone, cable, internet: $ 205
??Food, entertainment: $ 500
??Clothing, household expenses $ 300
??Credit cards and other loans: $ 500
??Other expenses: $ 250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
powerful-finance7 | $25.00 | 1/20/2011 10:35:03 AM |
enthralling-deal180 | $50.00 | 1/20/2011 10:36:04 AM |
radforj22 | $25.00 | 1/20/2011 10:37:28 AM |
the-enterprising-leverage | $25.00 | 1/20/2011 10:38:42 AM |
genius520 | $100.00 | 1/20/2011 10:43:18 AM |
simplelender80 | $100.00 | 1/20/2011 10:43:21 AM |
velocity-solo | $50.00 | 1/20/2011 10:44:33 AM |
lagnisiruk | $25.00 | 1/20/2011 10:44:39 AM |
visionary-currency | $50.00 | 1/20/2011 10:45:15 AM |
smurf163 | $25.00 | 1/20/2011 10:34:50 AM |
best-unbeatable-transaction | $25.00 | 1/20/2011 10:37:20 AM |
american6 | $50.00 | 1/20/2011 10:38:46 AM |
ray1051 | $25.00 | 1/20/2011 10:39:19 AM |
Carpetkid | $25.00 | 1/20/2011 10:41:19 AM |
rolandweary | $25.00 | 1/20/2011 10:44:29 AM |
heavenly-repayment4 | $25.00 | 1/20/2011 10:44:45 AM |
indomitable-coin | $25.00 | 1/20/2011 10:44:50 AM |
sjlender | $50.00 | 1/20/2011 10:44:54 AM |
bullwink27 | $25.00 | 1/20/2011 10:44:57 AM |
finance-scout2 | $50.00 | 1/20/2011 10:34:56 AM |
top-note-jamboree | $50.00 | 1/20/2011 10:35:09 AM |
wwwUniversal | $25.00 | 1/20/2011 10:46:30 AM |
credit-investor5 | $50.00 | 1/20/2011 10:46:49 AM |
interstellar | $50.00 | 1/20/2011 10:47:26 AM |
flexible-value | $100.00 | 1/20/2011 10:39:54 AM |
rss197 | $25.00 | 1/20/2011 10:40:46 AM |
cloud8 | $60.00 | 1/20/2011 10:41:47 AM |
worldly-community3 | $50.00 | 1/20/2011 10:44:41 AM |
objective-investor | $150.00 | 1/20/2011 10:46:41 AM |
golden-finance7 | $50.00 | 1/20/2011 10:46:56 AM |
bigphish | $50.00 | 1/20/2011 10:35:22 AM |
Fiimg | $50.00 | 1/20/2011 10:41:22 AM |
honorable-yield | $25.00 | 1/20/2011 10:43:25 AM |
impeccable-transparency | $50.00 | 1/20/2011 10:43:40 AM |
C_Mark | $100.00 | 1/20/2011 10:44:48 AM |
rakem777 | $25.00 | 1/20/2011 10:34:39 AM |
museic1 | $50.00 | 1/20/2011 10:35:38 AM |
jazzlender | $25.00 | 1/20/2011 10:37:08 AM |
commerce-yeller | $25.00 | 1/20/2011 10:38:01 AM |
organized-payment6 | $50.00 | 1/20/2011 10:39:18 AM |
bestbuy | $25.00 | 1/20/2011 10:39:48 AM |
wise-deal-panda | $50.00 | 1/20/2011 10:40:01 AM |
wise-rupee-sanctuary | $50.00 | 1/20/2011 10:40:51 AM |
bowdish1 | $50.00 | 1/20/2011 10:43:14 AM |
ursus | $100.00 | 1/20/2011 10:43:30 AM |
responsibility-cherry6 | $50.00 | 1/20/2011 10:46:08 AM |
tech310 | $50.00 | 1/20/2011 10:38:50 AM |
a-responsible-return | $25.00 | 1/20/2011 10:39:15 AM |
TelegramSam | $25.00 | 1/20/2011 10:40:04 AM |
papaloha | $25.00 | 1/20/2011 10:40:13 AM |
gracej | $25.00 | 1/20/2011 10:41:14 AM |
gold-commander0 | $50.00 | 1/20/2011 10:42:44 AM |
skuba | $75.00 | 1/20/2011 10:43:09 AM |
dime-historian | $25.00 | 1/20/2011 11:16:30 AM |
MoneyForNothing | $15.00 | 1/20/2011 11:17:45 AM |
55 Investments
|
Borrower Payment Dependent Notes Series
491236
This series of Notes was issued and sold upon the funding of the borrower loan #46737, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.30% |
Listing Start date:
| Jan-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-21-2011 |
|
Lender yield:
| 4.99% |
Borrower rate/APR:
| 5.99% / 6.33% |
Monthly payment:
| $60.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.00% | | |
| |
Estimated return*:
| 3.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 18% |
Credit score:
| 800-819 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 4y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,085 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 25% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Pika1868 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 26 ( 100% )
| 800-819 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jun-2008)
|
Principal balance:
| $0.03 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 26 | | |
Description
Goodbye US Bank debt
Purpose of loan:
This loan will be used to?
I'm using the proceeds to pay off my US Bank credit card (now closed) since their interest is a staggering 15.24%.
My financial situation:
I am a good candidate for this loan because?
I've used Prosper in the past and I enjoyed the format and ACH payments. More important, I've achieved the AA prosper rating!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
perzzz | $50.00 | 1/21/2011 10:43:09 AM |
platinum-rapture6 | $50.00 | 1/21/2011 11:33:42 AM |
Krozy | $50.00 | 1/21/2011 11:34:07 AM |
deal-frontier | $25.00 | 1/21/2011 11:20:53 AM |
selector568 | $250.00 | 1/21/2011 11:31:09 AM |
blot44 | $25.00 | 1/21/2011 11:32:02 AM |
indomitable-coin | $100.00 | 1/21/2011 11:32:13 AM |
FlexFunding | $50.00 | 1/21/2011 11:32:37 AM |
kyomoon | $50.00 | 1/21/2011 11:32:47 AM |
credit-investor5 | $50.00 | 1/21/2011 11:33:17 AM |
lagnisiruk | $25.00 | 1/21/2011 11:34:29 AM |
inspired-investment8 | $100.00 | 1/21/2011 11:35:03 AM |
kenji4861 | $25.00 | 1/21/2011 11:22:09 AM |
velocity-solo | $25.00 | 1/21/2011 11:22:47 AM |
cebgop | $25.00 | 1/21/2011 11:23:02 AM |
wonderous-power | $25.00 | 1/21/2011 11:28:38 AM |
Approved | $50.00 | 1/21/2011 11:31:25 AM |
patriot897 | $50.00 | 1/21/2011 11:32:55 AM |
shamrocker | $25.00 | 1/21/2011 11:33:11 AM |
newest-organic-rupee | $25.00 | 1/21/2011 11:34:13 AM |
one-midas | $50.00 | 1/21/2011 11:04:03 AM |
Feyenoord | $25.00 | 1/21/2011 10:42:35 AM |
organized-payment6 | $25.00 | 1/21/2011 10:44:05 AM |
vutah | $25.00 | 1/21/2011 10:55:42 AM |
exchange-squirrel | $25.00 | 1/21/2011 11:30:01 AM |
cashhelp | $30.00 | 1/21/2011 11:30:56 AM |
flexible-value | $100.00 | 1/21/2011 11:32:24 AM |
wise-deal-panda | $50.00 | 1/21/2011 11:32:30 AM |
Eagles81 | $50.00 | 1/21/2011 11:34:24 AM |
squadron781 | $25.00 | 1/21/2011 10:42:57 AM |
ThomasC | $50.00 | 1/21/2011 11:18:08 AM |
thedoctor | $100.00 | 1/21/2011 11:32:08 AM |
interest-exec9 | $25.00 | 1/21/2011 11:33:24 AM |
acropiloterau2002 | $25.00 | 1/21/2011 11:34:00 AM |
astute-investment5 | $25.00 | 1/21/2011 11:34:43 AM |
BankingFamily | $50.00 | 1/21/2011 11:34:52 AM |
yukongin | $25.00 | 1/21/2011 11:35:09 AM |
AFairDeal | $75.00 | 1/21/2011 11:35:15 AM |
vinayski | $25.00 | 1/21/2011 11:17:53 AM |
blissful-ore5 | $50.00 | 1/21/2011 11:24:30 AM |
balance-voyager | $50.00 | 1/21/2011 11:31:41 AM |
mathprof | $25.00 | 1/21/2011 11:33:03 AM |
AmericanCredit | $25.00 | 1/21/2011 11:34:56 AM |
43 Investments
|
Borrower Payment Dependent Notes Series
491284
This series of Notes was issued and sold upon the funding of the borrower loan #46795, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jan-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-1996 |
Debt/Income ratio:
| 9% |
Credit score:
| 600-619 (Jan-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
3 | Length of status: | 14y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Fireman |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $498 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| No | | |
Screen name:
| 1LOANMASTER1 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 29 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Oct-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 29 | | |
Description
Money To Take Fire Officer Classes
::::: Time to start taking classes again ::::::
This loan will be used to enroll in Fire Officer Classes I II & III to qualify for promotion at work.
I am a good candidate for this loan because I pay all my bills on time; better yet, you can see I paid my previous prosper loan without a single late payment.
Monthly net income: $ 3660
Monthly expenses: $
??Housing: $900
??Insurance: $ 55
??Car expenses: $295
??Utilities: $120
??Phone, cable, internet: $ 75
??Food, entertainment: $ 300
??Credit cards and other loans: $ 25
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
sweety075 | $25.00 | 1/23/2011 2:09:10 PM |
velocity-solo | $25.00 | 1/23/2011 2:15:08 PM |
McDeeter | $25.00 | 1/23/2011 2:06:00 PM |
Skeptical-one | $49.00 | 1/23/2011 2:12:43 PM |
transaction-circuit | $100.00 | 1/23/2011 2:14:30 PM |
alexgalt | $100.00 | 1/23/2011 2:12:21 PM |
SolarMoonshine | $100.00 | 1/23/2011 2:18:38 PM |
Aberdeen | $2,000.00 | 1/23/2011 2:19:05 PM |
daekpon | $40.00 | 1/23/2011 2:12:41 PM |
pembull | $75.00 | 1/23/2011 2:12:45 PM |
investment-artist | $25.00 | 1/23/2011 2:12:55 PM |
RyanM561 | $25.00 | 1/23/2011 2:08:51 PM |
cashhelp | $50.00 | 1/23/2011 2:13:32 PM |
DasMula | $86.57 | 1/23/2011 2:18:19 PM |
14 Investments
|
Borrower Payment Dependent Notes Series
491394
This series of Notes was issued and sold upon the funding of the borrower loan #46646, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Jan-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 10% |
Credit score:
| 640-659 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
4 | Length of status: | 3y 0m |
Amount delinquent:
| $94 |
Total credit lines:
| 16 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,555 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| No | | |
Screen name:
| courteous-integrity960 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan Needed
Purpose of loan:
This loan will be used to?
Consolidate some debt and help with expenses as I wait to receive a settlement related to a lawsuit.
My financial situation:
I am a good candidate for this loan because?
I was injured in an accident and will be receiving a sizable settlement within the next year. Also I have steady income from a job I have held for 3 years. My credit has taken a hit due to bills piling up resulting from the accident but everything should be back in order soon.
Monthly net income: $
2,733
Monthly expenses: $
??Housing: $750
??Insurance: $0
??Car expenses: $0
??Utilities: $25
??Phone, cable, internet: $100
??Food, entertainment: $800
??Clothing, household expenses $100
??Credit cards and other loans: $100
??Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
velocity-solo | $30.00 | 1/21/2011 11:01:45 AM |
credit-sycamore4 | $100.00 | 1/21/2011 11:19:57 AM |
cloud8 | $50.00 | 1/21/2011 10:57:22 AM |
ingenious-interest1 | $50.00 | 1/21/2011 10:58:42 AM |
macgeek | $25.00 | 1/21/2011 12:43:18 PM |
value-microscope | $26.24 | 1/21/2011 1:06:29 PM |
brwnidgirl | $50.00 | 1/21/2011 1:23:50 PM |
zone6 | $34.31 | 1/21/2011 12:59:10 PM |
Artist_Blue | $25.00 | 1/21/2011 1:07:27 PM |
goodhearted-basis4 | $25.00 | 1/21/2011 4:56:37 PM |
leverage-monger | $30.00 | 1/22/2011 8:10:22 AM |
Bob450 | $25.00 | 1/22/2011 8:39:04 AM |
bazaar-festivity | $25.00 | 1/22/2011 2:13:11 PM |
suave-dime6 | $25.00 | 1/22/2011 1:34:03 PM |
Loanstou | $50.00 | 1/22/2011 3:13:17 PM |
forthright-dedication | $25.00 | 1/22/2011 12:42:06 PM |
mercuriant | $25.00 | 1/22/2011 3:57:02 PM |
jazzlender | $25.00 | 1/23/2011 8:06:47 AM |
ezg | $50.00 | 1/23/2011 12:42:46 AM |
CapitalismRocks | $25.00 | 1/23/2011 11:12:56 AM |
Kyileo | $25.00 | 1/24/2011 9:41:31 AM |
dough-bear | $50.00 | 1/24/2011 6:52:21 AM |
speedy-point | $25.00 | 1/24/2011 10:38:27 AM |
rescue | $100.00 | 1/24/2011 2:08:11 PM |
open-minded-fund9 | $25.00 | 1/24/2011 11:03:19 AM |
wanna-help | $50.00 | 1/24/2011 3:12:07 PM |
seisen | $50.00 | 1/25/2011 6:57:36 AM |
jasjac0105 | $25.00 | 1/25/2011 9:42:08 AM |
jstnow | $25.00 | 1/25/2011 9:52:22 AM |
kegs | $150.00 | 1/25/2011 11:06:46 AM |
interstellar | $75.00 | 1/25/2011 8:02:23 AM |
dpries123 | $25.00 | 1/25/2011 9:40:50 AM |
richboy56 | $25.00 | 1/25/2011 1:42:48 PM |
TripleNickle | $25.55 | 1/25/2011 3:23:45 PM |
worthy-bid8 | $50.00 | 1/25/2011 1:49:14 PM |
bid-czar8 | $50.00 | 1/25/2011 3:59:58 PM |
J-Rott | $50.00 | 1/25/2011 4:53:46 PM |
dinero-mason | $50.00 | 1/25/2011 2:40:59 PM |
zone8 | $125.00 | 1/25/2011 2:21:48 PM |
Otagaini | $25.00 | 1/25/2011 6:21:52 PM |
EBITDA | $25.00 | 1/25/2011 4:54:24 PM |
jamiee73 | $25.00 | 1/25/2011 5:54:26 PM |
West_End_Local | $25.00 | 1/25/2011 6:33:36 PM |
Maetryx | $45.00 | 1/25/2011 4:36:43 PM |
brightest-fascinating-principal | $25.00 | 1/25/2011 5:57:13 PM |
musegaze | $50.00 | 1/25/2011 6:42:56 PM |
handshake5 | $100.00 | 1/25/2011 6:43:30 PM |
genius520 | $100.00 | 1/21/2011 11:09:43 AM |
Jack55304 | $100.00 | 1/21/2011 10:53:28 AM |
wise-rupee-sanctuary | $50.00 | 1/21/2011 10:55:22 AM |
greencat | $50.00 | 1/21/2011 11:02:31 AM |
capital-halo1 | $500.00 | 1/21/2011 11:08:46 AM |
a-finance-nirvana | $25.00 | 1/21/2011 11:43:05 AM |
HHP | $50.00 | 1/21/2011 11:15:01 AM |
careful-note | $50.00 | 1/21/2011 3:38:27 PM |
zorg77 | $25.00 | 1/22/2011 9:45:35 AM |
Investoman | $100.00 | 1/22/2011 3:58:51 PM |
I-Believe-In-You | $27.70 | 1/22/2011 7:48:32 PM |
loss-of-control | $50.00 | 1/23/2011 9:51:48 AM |
amusement4 | $300.00 | 1/23/2011 6:02:31 PM |
moola-wildebeest3 | $50.00 | 1/23/2011 7:02:45 PM |
enthusiastic-balance5 | $200.00 | 1/23/2011 7:13:46 PM |
CA-Lender | $25.00 | 1/24/2011 9:45:33 AM |
Frosty | $25.00 | 1/24/2011 7:36:59 AM |
gizzywump | $50.00 | 1/24/2011 7:52:38 AM |
dime-vista2 | $25.00 | 1/24/2011 10:11:15 PM |
EarlyRiser | $100.00 | 1/25/2011 8:11:31 AM |
larrybird | $250.00 | 1/25/2011 9:29:27 AM |
finagler | $25.00 | 1/25/2011 9:43:21 AM |
Travis247 | $50.00 | 1/24/2011 6:13:48 PM |
mpatrick | $25.00 | 1/25/2011 7:49:52 AM |
MrRooster101 | $25.00 | 1/24/2011 9:14:38 PM |
duty-monger | $50.00 | 1/25/2011 5:02:08 AM |
DreDub | $50.00 | 1/25/2011 7:56:51 AM |
Ocean713 | $50.00 | 1/25/2011 3:06:29 PM |
Phatt-Daddy | $25.00 | 1/25/2011 3:28:49 PM |
washboard1 | $25.00 | 1/25/2011 1:46:06 PM |
top-visionary-truth | $25.00 | 1/25/2011 11:38:13 AM |
payout-bridge | $250.00 | 1/25/2011 12:42:57 PM |
Luv2Bless | $25.00 | 1/25/2011 12:58:12 PM |
organic-order | $25.00 | 1/25/2011 4:51:44 PM |
icon7 | $25.00 | 1/25/2011 5:03:34 PM |
Mira48 | $47.72 | 1/25/2011 6:48:53 PM |
wwwUniversal | $25.00 | 1/25/2011 6:38:18 PM |
CO_Engineer | $33.48 | 1/25/2011 6:18:44 PM |
worthy-bid4 | $25.00 | 1/25/2011 6:46:37 PM |
86 Investments
|
Borrower Payment Dependent Notes Series
491402
This series of Notes was issued and sold upon the funding of the borrower loan #46743, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.70% |
Listing Start date:
| Jan-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 21.34% |
Monthly payment:
| $271.11 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.60% | | |
| |
Estimated return*:
| 8.90% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-2000 |
Debt/Income ratio:
| 25% |
Credit score:
| 700-719 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 2y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,375 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| |
Homeownership:
| No | | |
Screen name:
| elegant-hope5 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Aug-2010)
740-759
(Dec-2009)
|
Principal balance:
| $7,610.41 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 12 | | |
Description
LOAN REFINANCING: A BETTER FUTURE
Purpose of loan:
This loan will be used to?Refinance existing loanwith Prosper to improve my finances and provide a better financial future for my family.
My financial situation:Live within means, but need help to refinance loan that was originally taken out to help pay bills from spouse's cancer treatment.
I am a good candidate for this loan because? I have a stable job with a state agency and has a solid record of paying any and all bills on time. I have never avoided any financial responsibilities and have been able to meet them all over time.
Monthly net income: $ 3600
Monthly expenses: $ 2450
??Housing: $800
??Insurance: $500
??Car expenses: $200
??Utilities: $200
??Phone, cable, internet: $50
??Food, entertainment: $200
??Clothing, household expenses $100
??Credit cards and other loans: $400
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
enthralling-deal180 | $75.00 | 1/21/2011 10:44:58 AM |
CAGE-Investments | $25.00 | 1/21/2011 10:45:41 AM |
jazzlender | $50.00 | 1/21/2011 10:46:06 AM |
flexible-value | $100.00 | 1/21/2011 10:50:51 AM |
wise-deal-panda | $50.00 | 1/21/2011 10:51:45 AM |
DasMula | $77.00 | 1/21/2011 10:55:40 AM |
honorable-yield | $25.00 | 1/21/2011 11:05:41 AM |
impeccable-transparency | $50.00 | 1/21/2011 11:06:40 AM |
rolandweary | $25.00 | 1/21/2011 11:10:51 AM |
powerful-finance7 | $25.00 | 1/21/2011 10:50:08 AM |
balance-chestnut | $25.00 | 1/21/2011 11:29:57 AM |
american6 | $100.00 | 1/21/2011 10:59:28 AM |
enthusiastic-balance5 | $100.00 | 1/21/2011 11:43:02 AM |
museic1 | $50.00 | 1/21/2011 11:10:13 AM |
radforj22 | $25.00 | 1/21/2011 10:43:50 AM |
the-enterprising-leverage | $25.00 | 1/21/2011 11:12:25 AM |
worldly-community3 | $50.00 | 1/21/2011 11:12:49 AM |
skuba | $75.00 | 1/21/2011 11:02:48 AM |
genius520 | $100.00 | 1/21/2011 11:04:18 AM |
commerce-yeller | $25.00 | 1/21/2011 11:43:08 AM |
favorite-commerce | $50.00 | 1/21/2011 2:48:52 PM |
ThomasC | $50.00 | 1/21/2011 11:18:23 AM |
marketplace-cello5 | $25.00 | 1/21/2011 11:21:47 AM |
ingenious-interest1 | $100.00 | 1/21/2011 11:30:50 AM |
reflective-rupee | $750.77 | 1/21/2011 1:10:08 PM |
indomitable-coin | $25.00 | 1/21/2011 11:44:28 AM |
CA_Lender | $25.00 | 1/21/2011 2:53:29 PM |
golffish2 | $100.00 | 1/21/2011 5:13:31 PM |
loss-of-control | $150.00 | 1/21/2011 2:09:18 PM |
SolarMoonshine | $50.00 | 1/21/2011 5:02:32 PM |
jelly1126 | $50.00 | 1/21/2011 11:09:41 PM |
jcw3rd | $25.00 | 1/21/2011 6:01:06 PM |
B-rad_the_Coug | $25.00 | 1/22/2011 12:43:15 AM |
sweety075 | $25.00 | 1/21/2011 6:40:53 PM |
loanman2007 | $150.00 | 1/22/2011 6:00:23 AM |
lucrative-coin | $50.00 | 1/21/2011 8:07:23 PM |
Feyenoord | $25.00 | 1/22/2011 1:16:04 AM |
SunriseTrader1 | $50.00 | 1/22/2011 10:09:16 AM |
heavenly-repayment4 | $25.00 | 1/22/2011 11:37:48 AM |
all_of_that_one | $35.00 | 1/22/2011 1:17:22 PM |
niq4soccer | $25.00 | 1/22/2011 11:52:26 AM |
bigphish | $25.00 | 1/22/2011 11:59:20 AM |
bannybucks | $25.00 | 1/22/2011 4:38:31 PM |
auction-seeker | $25.00 | 1/22/2011 3:37:38 PM |
rss197 | $25.00 | 1/22/2011 3:42:16 PM |
Kiwi0601 | $50.00 | 1/23/2011 5:29:51 AM |
a-balance-surgeon | $52.02 | 1/22/2011 8:35:34 PM |
onecooldrink | $25.00 | 1/23/2011 11:02:51 AM |
vineet | $25.63 | 1/23/2011 11:48:07 AM |
Pressure_Drop | $33.78 | 1/23/2011 12:12:59 PM |
Pulchritudinous | $25.00 | 1/23/2011 12:48:17 PM |
responsibility-aurora | $25.00 | 1/22/2011 9:33:07 PM |
verdiprr | $300.00 | 1/23/2011 8:47:01 AM |
Barrayaran | $25.00 | 1/23/2011 3:10:22 AM |
sensible-gain884 | $25.00 | 1/23/2011 5:47:20 AM |
chameleon125 | $50.00 | 1/23/2011 6:29:01 AM |
9skyrider | $25.00 | 1/23/2011 7:40:11 AM |
transformer855 | $100.00 | 1/23/2011 9:24:43 AM |
Corellia | $100.00 | 1/23/2011 2:39:55 PM |
mikeandcat | $101.84 | 1/23/2011 3:22:35 PM |
thesage | $50.00 | 1/23/2011 3:12:56 PM |
Thelonius98 | $50.00 | 1/23/2011 2:28:18 PM |
shrewd-income | $71.26 | 1/23/2011 3:46:00 PM |
wise-rupee-sanctuary | $50.00 | 1/21/2011 10:54:17 AM |
cloud8 | $60.00 | 1/21/2011 10:56:41 AM |
simplelender80 | $100.00 | 1/21/2011 11:05:03 AM |
C_Mark | $100.00 | 1/21/2011 11:13:37 AM |
somebody32 | $50.00 | 1/21/2011 11:17:02 AM |
orange-preeminant-bill | $50.00 | 1/21/2011 10:46:55 AM |
steiglends | $250.00 | 1/21/2011 11:22:29 AM |
tech310 | $50.00 | 1/21/2011 11:00:18 AM |
bowdish1 | $50.00 | 1/21/2011 11:03:37 AM |
velocity-solo | $50.00 | 1/21/2011 11:11:52 AM |
credit-investor5 | $50.00 | 1/21/2011 11:16:14 AM |
JustMee | $25.00 | 1/21/2011 11:16:38 AM |
TNG812 | $25.00 | 1/21/2011 11:20:36 AM |
ursus | $100.00 | 1/21/2011 11:06:20 AM |
grnii78 | $100.00 | 1/21/2011 11:41:34 AM |
responsibility-cherry6 | $50.00 | 1/21/2011 11:15:27 AM |
Astyanax | $50.00 | 1/21/2011 11:56:06 AM |
five-star-justice | $36.00 | 1/21/2011 11:17:39 AM |
jjswanso | $50.00 | 1/21/2011 11:18:56 AM |
enchanted-yield4 | $50.00 | 1/21/2011 11:24:12 AM |
penny-plato | $25.00 | 1/21/2011 3:58:21 PM |
witty-openness | $25.00 | 1/21/2011 4:59:54 PM |
georgedorn | $25.00 | 1/21/2011 12:42:02 PM |
vine99 | $40.00 | 1/21/2011 12:57:02 PM |
gracej | $25.00 | 1/21/2011 1:07:34 PM |
well-mannered-truth3 | $25.00 | 1/21/2011 5:37:09 PM |
terrific-duty397 | $25.00 | 1/21/2011 2:09:59 PM |
hopeful-truth5 | $200.00 | 1/21/2011 7:19:36 PM |
terrific-fund5 | $25.00 | 1/21/2011 9:17:01 PM |
ac787 | $25.00 | 1/21/2011 5:38:17 PM |
enriched-note6 | $25.00 | 1/21/2011 11:27:48 PM |
exciting-fairness | $200.00 | 1/22/2011 6:09:20 AM |
friendly-principal76 | $26.06 | 1/21/2011 6:06:38 PM |
tigercat | $50.00 | 1/22/2011 8:18:48 AM |
papaloha | $25.00 | 1/22/2011 12:42:17 AM |
Artist_Blue | $25.00 | 1/22/2011 12:45:54 AM |
payout-reaction740 | $25.00 | 1/22/2011 8:19:17 AM |
bazaar-festivity | $25.00 | 1/22/2011 2:13:13 PM |
SeekingAlpha | $25.00 | 1/22/2011 2:53:06 PM |
forthright-dedication | $50.00 | 1/22/2011 12:42:46 PM |
SelectTrustLending | $25.00 | 1/22/2011 3:07:24 PM |
dovid | $50.00 | 1/23/2011 5:52:23 AM |
auction-workhorse679 | $50.00 | 1/23/2011 6:03:26 AM |
drkosh | $25.00 | 1/23/2011 8:29:59 AM |
graceful-credit5 | $50.00 | 1/23/2011 8:37:10 AM |
voyage554 | $25.00 | 1/22/2011 10:57:12 PM |
TheGrayFox | $25.00 | 1/22/2011 11:37:26 PM |
mtnbikemania | $50.00 | 1/22/2011 3:59:24 PM |
CPAecs | $25.00 | 1/23/2011 10:24:27 AM |
skiberdad | $50.00 | 1/22/2011 4:08:27 PM |
chekat | $25.00 | 1/23/2011 11:24:14 AM |
FinanceEngine | $35.00 | 1/23/2011 11:28:48 AM |
tomdooley12520 | $35.00 | 1/23/2011 6:49:09 AM |
FlyingBobo | $25.00 | 1/23/2011 6:57:55 AM |
E-B | $50.00 | 1/23/2011 7:17:39 AM |
AGSLending | $25.00 | 1/23/2011 5:21:01 AM |
loan-master996 | $50.00 | 1/23/2011 11:38:18 AM |
kublai | $25.00 | 1/23/2011 11:56:49 AM |
first-serene-credit | $25.00 | 1/23/2011 7:58:13 AM |
LD4LIFE | $25.00 | 1/23/2011 8:54:28 AM |
fairness-atmosphere | $25.00 | 1/23/2011 12:34:46 PM |
Byrd24 | $100.00 | 1/23/2011 1:28:08 PM |
Nicedad72 | $25.00 | 1/23/2011 2:01:49 PM |
eric731 | $50.00 | 1/23/2011 2:44:43 PM |
Caidin | $25.00 | 1/23/2011 3:20:12 PM |
secureincome | $77.00 | 1/23/2011 3:49:57 PM |
sincere-investment4 | $25.00 | 1/23/2011 2:23:27 PM |
Christophe | $25.00 | 1/23/2011 2:44:06 PM |
spiff666 | $25.00 | 1/23/2011 3:34:05 PM |
emjaybee | $35.82 | 1/23/2011 2:42:27 PM |
asdf9876 | $25.00 | 1/23/2011 3:11:45 PM |
134 Investments
|
Borrower Payment Dependent Notes Series
491490
This series of Notes was issued and sold upon the funding of the borrower loan #46792, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jan-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-22-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1993 |
Debt/Income ratio:
| 22% |
Credit score:
| 720-739 (Jan-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
13 | Length of status: | 12y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,541 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 83% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| balance-web6 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
dbac
Purpose of loan:
Payoff debt
My financial situation:
I am a good candidate for this loan because I always repay my debt
Monthly net income: $ 6000
Monthly expenses: $
??Housing: $ 2214
??Insurance: $ 100
??Car expenses: $ 500
??Utilities: $ 200
??Phone, cable, internet: $ 270
??Food, entertainment: $ 300
??Clothing, household expenses $
??Credit cards and other loans: $ 1500
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
Jack55304 | $100.00 | 1/22/2011 11:33:43 AM |
capital-halo1 | $64.02 | 1/22/2011 11:33:53 AM |
careful-note | $50.00 | 1/22/2011 11:32:08 AM |
suave-dime6 | $25.00 | 1/22/2011 1:36:58 PM |
reflective-rupee | $400.77 | 1/22/2011 1:44:52 PM |
SolarMoonshine | $50.00 | 1/22/2011 12:20:46 PM |
Whipster | $50.00 | 1/22/2011 3:08:56 PM |
TackingWindward | $25.00 | 1/22/2011 2:23:19 PM |
justasoldier | $32.20 | 1/22/2011 5:53:02 PM |
friendinmoney | $25.00 | 1/22/2011 12:49:16 PM |
laidback59 | $100.00 | 1/22/2011 6:21:47 PM |
thrifty-capital | $25.00 | 1/22/2011 7:17:52 PM |
reflective-rupee | $600.77 | 1/22/2011 1:42:14 PM |
zorg77 | $25.00 | 1/22/2011 1:55:30 PM |
MoneyForNothing | $0.41 | 1/22/2011 8:50:10 PM |
payout-bridge | $100.00 | 1/22/2011 5:40:41 PM |
autonomous-truth | $50.00 | 1/22/2011 6:32:40 PM |
dime-sitar | $25.00 | 1/22/2011 7:32:31 PM |
VikingLender | $25.00 | 1/22/2011 7:42:19 PM |
head | $25.00 | 1/22/2011 8:50:03 PM |
Reliance_Banker | $25.00 | 1/22/2011 3:46:50 PM |
freebush69 | $1,500.00 | 1/22/2011 4:10:24 PM |
vine99 | $40.00 | 1/22/2011 4:43:10 PM |
SANTIAGO1 | $25.00 | 1/22/2011 7:50:45 PM |
ekmendenhall | $25.00 | 1/22/2011 2:24:33 PM |
RyanM561 | $25.00 | 1/22/2011 2:43:41 PM |
velocity-solo | $25.00 | 1/22/2011 11:27:17 AM |
forthright-dedication | $25.00 | 1/22/2011 12:42:23 PM |
VJ_Financial | $25.00 | 1/22/2011 1:49:17 PM |
DasMula | $25.00 | 1/22/2011 11:35:28 AM |
respectful-credit3 | $27.00 | 1/22/2011 7:57:34 PM |
poolshark72 | $25.00 | 1/22/2011 2:34:05 PM |
coyone | $65.52 | 1/22/2011 5:28:02 PM |
Sudoku | $100.00 | 1/22/2011 5:40:39 PM |
relentless-gain3 | $25.00 | 1/22/2011 5:50:41 PM |
realtormoises | $25.00 | 1/22/2011 6:17:10 PM |
crazyinjun | $29.31 | 1/22/2011 7:58:39 PM |
OLYVRC | $50.00 | 1/22/2011 8:20:42 PM |
well-mannered-income3 | $40.00 | 1/22/2011 8:45:25 PM |
Kash2010lu | $25.00 | 1/22/2011 4:20:23 PM |
winmals | $25.00 | 1/22/2011 5:11:39 PM |
a-balance-surgeon | $25.00 | 1/22/2011 8:32:35 PM |
42 Investments
|
Borrower Payment Dependent Notes Series
491498
This series of Notes was issued and sold upon the funding of the borrower loan #46652, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Jan-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-26-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1996 |
Debt/Income ratio:
| 21% |
Credit score:
| 660-679 (Jan-2011) |
Inquiries last 6m:
| 2 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 5y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,879 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 17 |
Bankcard utilization:
| 38% | | |
| |
Homeownership:
| No | | |
Screen name:
| duty-ninja |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
need to do some landscaping
Purpose of loan:
This loan will be used to?build some retaining walls, some pvc piping for drainage, sod installation and minor?landscaping (shrubbery and mulch)?
My financial situation:
I am a good candidate for this loan because?I am retired but my background is engineering and I like to be productive.?
Monthly net income: $ 1998.00
Monthly expenses: $
??Housing: $ 0
??Insurance: $0
??Car expenses: $45
??Utilities: $0
??Phone, cable, internet: $95
??Food, entertainment: $250
??Clothing, household expenses $50
??Credit cards and other loans: $200
??Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Hi there, could you explain the delinquencies and the public record? Since about half of the bankruptcies in this country are due to medical expenses, could you tell me if you are covered by health insurance? Thanks and good luck with this loan. - green-rapid-openness
A:
Sure, In 2005 economics forced an end to my position at the engineering firm. My son was in college at the time and I was stretched...2cars, 2 homes etc, thus the delinquincies. My primary care physician advised me to COBRA of course and in Georgia, after the COBRA process insurance companies are required to offer continued covererage. We also have assistance in Georgia to pay premiums for this coverage, Quick summary I do not pay anything for insurance and I have an even better policy now.
(Jan-22-2011)
1 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
Kash2010lu | $27.00 | 1/21/2011 4:28:48 PM |
SolarMoonshine | $25.00 | 1/21/2011 5:15:41 PM |
HHP | $50.00 | 1/21/2011 4:15:43 PM |
Artist_Blue | $25.00 | 1/21/2011 5:44:38 PM |
Jack55304 | $100.00 | 1/21/2011 4:14:29 PM |
wise-rupee-sanctuary | $50.00 | 1/21/2011 4:14:34 PM |
ingenious-interest1 | $50.00 | 1/21/2011 4:14:39 PM |
capital-halo1 | $500.00 | 1/21/2011 4:15:22 PM |
goodhearted-basis4 | $25.00 | 1/21/2011 5:46:33 PM |
Bob450 | $25.00 | 1/22/2011 3:53:41 PM |
enthusiastic-balance5 | $200.00 | 1/23/2011 7:16:18 PM |
green-rapid-openness | $100.00 | 1/23/2011 5:35:49 PM |
Top_Gun_Lender | $26.00 | 1/24/2011 8:23:33 PM |
btormc5 | $30.00 | 1/24/2011 4:57:22 PM |
yield-scout8 | $25.00 | 1/24/2011 7:15:54 PM |
seisen | $50.00 | 1/25/2011 6:57:38 AM |
jazzlender | $25.00 | 1/25/2011 8:26:59 AM |
finagler | $25.00 | 1/25/2011 9:43:26 AM |
CA-Lender | $25.00 | 1/25/2011 2:16:17 PM |
open-minded-fund9 | $50.00 | 1/25/2011 3:53:59 PM |
dime-explosion | $50.00 | 1/25/2011 3:57:05 PM |
Rob717171 | $50.00 | 1/25/2011 9:23:24 PM |
pixeldave | $50.00 | 1/25/2011 7:46:45 PM |
jybank | $25.00 | 1/25/2011 9:09:56 PM |
money-bauble | $100.00 | 1/26/2011 4:27:45 AM |
FeedTheMachine | $40.45 | 1/26/2011 4:28:38 AM |
handshake5 | $100.00 | 1/25/2011 6:43:31 PM |
KVEER | $25.00 | 1/25/2011 7:38:53 PM |
Comoparklender | $50.00 | 1/26/2011 4:08:51 AM |
a-enticing-reward | $25.00 | 1/26/2011 9:31:53 AM |
orange-preeminant-bill | $50.00 | 1/26/2011 4:27:32 AM |
head | $25.00 | 1/26/2011 4:39:02 AM |
meteoric-asset4 | $25.00 | 1/26/2011 6:26:37 AM |
assetmanager | $25.00 | 1/26/2011 7:01:41 AM |
kulender | $74.10 | 1/26/2011 4:06:53 AM |
inspired-duty5 | $37.01 | 1/26/2011 5:27:25 AM |
djmgd790 | $27.72 | 1/26/2011 9:32:41 AM |
Fun54115 | $25.00 | 1/26/2011 8:08:46 AM |
frogperson | $200.00 | 1/26/2011 9:08:41 AM |
diligent-kindness9 | $25.00 | 1/26/2011 9:31:32 AM |
leverage-monger | $25.82 | 1/26/2011 9:31:41 AM |
credit-sycamore4 | $100.00 | 1/21/2011 4:56:20 PM |
reflective-rupee | $25.77 | 1/21/2011 4:40:30 PM |
velocity-solo | $30.00 | 1/21/2011 4:14:53 PM |
genius520 | $100.00 | 1/21/2011 4:15:26 PM |
careful-note | $50.00 | 1/21/2011 4:16:55 PM |
lloyd_s | $25.00 | 1/21/2011 5:14:33 PM |
dedicated-diversification5 | $36.89 | 1/22/2011 1:20:16 AM |
zorg77 | $25.00 | 1/22/2011 9:40:04 AM |
suave-dime6 | $25.00 | 1/22/2011 1:36:51 PM |
forthright-dedication | $25.00 | 1/22/2011 12:42:14 PM |
ezg | $50.00 | 1/23/2011 8:07:05 AM |
CapitalismRocks | $25.00 | 1/23/2011 11:13:04 AM |
dough-bear | $50.00 | 1/24/2011 6:52:24 AM |
gizzywump | $25.00 | 1/24/2011 7:52:41 AM |
brwnidgirl | $100.00 | 1/24/2011 6:18:39 AM |
EarlyRiser | $250.00 | 1/24/2011 10:39:55 AM |
rescue | $100.00 | 1/24/2011 2:08:12 PM |
loyaltyologist | $25.00 | 1/24/2011 6:26:36 PM |
wanna-help | $50.00 | 1/24/2011 3:12:09 PM |
larrybird | $250.00 | 1/25/2011 9:29:28 AM |
worthy-bid8 | $50.00 | 1/25/2011 1:49:17 PM |
jasjac0105 | $25.00 | 1/25/2011 9:42:10 AM |
kegs | $150.00 | 1/25/2011 11:06:49 AM |
dinero-mason | $50.00 | 1/25/2011 2:41:04 PM |
washboard1 | $25.00 | 1/25/2011 1:46:13 PM |
zone8 | $125.00 | 1/25/2011 2:21:50 PM |
richboy56 | $25.00 | 1/25/2011 1:42:53 PM |
tacopants | $50.00 | 1/25/2011 1:51:04 PM |
loyalist1 | $50.00 | 1/25/2011 2:10:48 PM |
bid-czar8 | $50.00 | 1/25/2011 4:54:10 PM |
Ocean713 | $50.00 | 1/25/2011 3:06:31 PM |
mercuriant | $25.00 | 1/25/2011 3:41:11 PM |
Leshan | $50.00 | 1/25/2011 5:19:34 PM |
engbusres | $45.00 | 1/25/2011 9:01:16 PM |
tech310 | $50.00 | 1/26/2011 1:17:33 AM |
organic-order | $25.00 | 1/25/2011 6:43:47 PM |
platinum-celebration4 | $41.00 | 1/25/2011 7:01:41 PM |
Christophe | $25.00 | 1/26/2011 7:59:17 AM |
musegaze | $100.00 | 1/26/2011 3:54:16 AM |
wwwUniversal | $25.00 | 1/26/2011 4:33:09 AM |
JohnWS | $50.00 | 1/26/2011 8:46:58 AM |
goodhearted-gold3 | $25.00 | 1/26/2011 6:07:51 AM |
jubilant-agreement0 | $25.00 | 1/26/2011 7:42:51 AM |
famous-bill | $25.00 | 1/26/2011 8:07:57 AM |
85 Investments
|
Borrower Payment Dependent Notes Series
491598
This series of Notes was issued and sold upon the funding of the borrower loan #46664, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.95% |
Listing Start date:
| Jan-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2011 |
|
Lender yield:
| 11.99% |
Borrower rate/APR:
| 12.99% / 15.13% |
Monthly payment:
| $320.05 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.79% | | |
| |
Estimated return*:
| 6.84% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 16% |
Credit score:
| 680-699 (Jan-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
16 | Length of status: | 5y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Attorney |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,049 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 12% | | |
| |
Homeownership:
| No | | |
Screen name:
| coleigh |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $20,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Jul-2007)
|
Principal balance:
| $0.84 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Getting Married
Purpose of loan:
This loan will be used for my wedding.? I am getting married in June 2011, and while I have saved up most of the cost of the wedding already, I would prefer to spread payments out over time with this loan.? Also, I would like to help family members with their expenses associated with the wedding (hotel rooms, dresses, travel), and this loan will make that easier.
My financial situation:
I am a good candidate for this loan because I have been a Prosper borrower before (three and a half years ago) and used the previous loan to pay off credit cards and other debts accrued during college and law school.? I paid my previous loan on time every month.? Also, my salary has increased by $50,000 per year since my last loan.? I graduated from law school five and a half years ago and have been working full-time as an attorney since then.? My income is stable and my credit rating has steadily improved.? (I have paid down my credit cards since the most recent information available to Prosper, so my current revolving credit balance is actually $2,000 (primarily on a credit card I maintain for airline miles).)
Monthly net income: $8,400
Monthly expenses: $5,525
??Housing: $2,095
??Insurance: $300
??Car expenses: $450
??Utilities: $300
??Phone, cable, internet: $80
??Food, entertainment: $400
??Clothing, household expenses $200
??Credit cards and other loans: $1,400
??Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
PrivateLender | $25.00 | 1/23/2011 2:04:01 PM |
cashhelp | $50.00 | 1/23/2011 2:13:33 PM |
wise-rupee-sanctuary | $50.00 | 1/23/2011 2:14:11 PM |
PrivateLender | $25.00 | 1/23/2011 2:04:08 PM |
inspire22 | $50.00 | 1/23/2011 2:04:14 PM |
tech310 | $50.00 | 1/23/2011 2:15:00 PM |
skuba | $75.00 | 1/23/2011 2:15:34 PM |
bowdish1 | $50.00 | 1/23/2011 2:15:46 PM |
ursus | $100.00 | 1/23/2011 2:16:50 PM |
marketplace-cello5 | $25.00 | 1/23/2011 2:18:52 PM |
Aberdeen | $4,000.00 | 1/23/2011 2:19:11 PM |
Redmond | $25.00 | 1/23/2011 2:19:30 PM |
credit-panda1 | $25.00 | 1/23/2011 2:20:24 PM |
chekat | $25.00 | 1/23/2011 2:23:58 PM |
sweety075 | $25.00 | 1/23/2011 2:17:26 PM |
velocity-solo | $50.00 | 1/23/2011 2:17:36 PM |
SolarMoonshine | $1,000.00 | 1/23/2011 2:09:59 PM |
mtnbikemania | $50.00 | 1/23/2011 2:21:47 PM |
indomitable-coin | $25.00 | 1/23/2011 7:06:47 PM |
credit-bliss8 | $25.00 | 1/23/2011 2:13:27 PM |
impressive-credit431 | $100.00 | 1/23/2011 2:13:53 PM |
DasMula | $100.00 | 1/23/2011 2:34:47 PM |
gala279 | $100.00 | 1/23/2011 7:50:26 PM |
JustMee | $25.00 | 1/23/2011 3:30:54 PM |
terrific-duty397 | $27.24 | 1/23/2011 8:44:33 PM |
the-enterprising-leverage | $25.00 | 1/23/2011 2:17:50 PM |
worldly-community3 | $50.00 | 1/23/2011 2:18:05 PM |
credit-investor5 | $50.00 | 1/23/2011 2:18:42 PM |
sportract05 | $50.00 | 1/23/2011 5:57:41 PM |
MoneyForNothing | $66.33 | 1/23/2011 2:20:07 PM |
reflective-rupee | $100.77 | 1/23/2011 3:03:18 PM |
hope-lionheart1 | $75.00 | 1/23/2011 9:34:31 PM |
wealth-multiplier | $25.00 | 1/23/2011 6:55:48 PM |
Mr-Miracle | $25.01 | 1/23/2011 7:20:28 PM |
economy-popcorn | $25.00 | 1/23/2011 7:48:13 PM |
nytrnbow | $25.00 | 1/23/2011 9:18:52 PM |
Intelon | $140.70 | 1/23/2011 9:27:22 PM |
tntmojave | $25.00 | 1/23/2011 2:04:58 PM |
jazzlender | $25.00 | 1/23/2011 2:03:44 PM |
museic1 | $50.00 | 1/23/2011 2:17:12 PM |
enthralling-deal180 | $50.00 | 1/23/2011 2:12:34 PM |
lender987654321 | $25.00 | 1/23/2011 2:13:14 PM |
sincere-investment4 | $25.00 | 1/23/2011 2:29:50 PM |
simplelender80 | $100.00 | 1/23/2011 2:16:16 PM |
honorable-yield | $25.00 | 1/23/2011 2:16:34 PM |
SOP_Bank | $25.00 | 1/23/2011 2:04:10 PM |
The-Lighthouse-Group | $25.00 | 1/23/2011 5:21:53 PM |
MoneyForNothing | $88.44 | 1/23/2011 2:20:09 PM |
simiray | $50.00 | 1/23/2011 6:52:06 PM |
enthusiastic-balance5 | $100.00 | 1/23/2011 7:10:14 PM |
organized-payment6 | $50.00 | 1/23/2011 2:13:48 PM |
kmr2 | $100.00 | 1/23/2011 2:13:59 PM |
american6 | $100.00 | 1/23/2011 2:14:42 PM |
toronado | $100.00 | 1/23/2011 7:58:29 PM |
itsmaj | $89.19 | 1/23/2011 8:05:57 PM |
trade-surge3 | $50.00 | 1/23/2011 8:30:46 PM |
genius520 | $100.00 | 1/23/2011 2:15:59 PM |
Aurumdraco | $25.00 | 1/23/2011 3:46:27 PM |
credit-guard5 | $25.00 | 1/23/2011 3:53:57 PM |
rolandweary | $25.00 | 1/23/2011 2:17:24 PM |
crdcteng | $50.00 | 1/23/2011 4:44:46 PM |
C_Mark | $100.00 | 1/23/2011 2:18:22 PM |
steiglends | $250.00 | 1/23/2011 2:18:57 PM |
Domgabriel | $25.00 | 1/23/2011 2:19:03 PM |
enthusiastic-balance5 | $100.00 | 1/23/2011 2:19:13 PM |
zippy-market5 | $35.00 | 1/23/2011 6:02:07 PM |
dorfinia | $50.00 | 1/23/2011 6:58:00 PM |
Rick7925 | $25.00 | 1/23/2011 2:21:20 PM |
skiberdad | $50.00 | 1/23/2011 2:22:05 PM |
nanda | $100.00 | 1/23/2011 7:02:34 PM |
asdf9876 | $25.00 | 1/23/2011 3:12:16 PM |
bondhedger | $25.00 | 1/23/2011 3:16:34 PM |
setUup | $100.00 | 1/23/2011 3:27:53 PM |
CreditBuilder2 | $250.00 | 1/23/2011 9:47:21 PM |
yield-enlistment | $72.00 | 1/23/2011 9:54:34 PM |
engaging-worth | $25.00 | 1/23/2011 3:50:17 PM |
radforj22 | $25.00 | 1/23/2011 4:51:34 PM |
Nicedad72 | $25.00 | 1/23/2011 5:58:26 PM |
genuine-integrity0 | $25.00 | 1/23/2011 6:55:58 PM |
eloquent-dough5 | $25.00 | 1/23/2011 7:22:08 PM |
Ray3486 | $25.00 | 1/23/2011 7:51:08 PM |
terrific-p2ploan | $25.00 | 1/23/2011 7:52:45 PM |
urgeforknowledge | $100.00 | 1/23/2011 10:45:04 PM |
83 Investments
|
Borrower Payment Dependent Notes Series
491602
This series of Notes was issued and sold upon the funding of the borrower loan #46749, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.95% |
Listing Start date:
| Jan-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-24-2011 |
|
Lender yield:
| 11.99% |
Borrower rate/APR:
| 12.99% / 15.13% |
Monthly payment:
| $117.91 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.79% | | |
| |
Estimated return*:
| 6.84% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1999 |
Debt/Income ratio:
| 18% |
Credit score:
| 720-739 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 2y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,608 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Greyed |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 17 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jul-2009)
|
Principal balance:
| $1,476.50 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 17 | | |
Description
Auto Repair - Clutch
Purpose of loan:
Unexpected repairs needed to my car. Clutch seized up and needs to be replaced. I simply do not have the available funds on hand for this emergency repair. This will not impact my ability to travel to work as I have a motorcycle, However commuting on a motorcycle in the middle of winter is not something I relish.
I have another loan here at Prosper, I obtained it in Sep. of '09 and it has been paid 100% on time since then.
Since obtaining that loan my credit rating has improved dramatically and I have purchased a house. The Prosper estimated $118/month payment is well within my means.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
jazzlender | $50.00 | 1/24/2011 10:23:34 AM |
worldly-community3 | $50.00 | 1/24/2011 10:24:56 AM |
credit-bliss8 | $25.00 | 1/24/2011 10:28:11 AM |
genius520 | $100.00 | 1/24/2011 10:29:48 AM |
enthralling-deal180 | $75.00 | 1/24/2011 10:24:23 AM |
impressive-credit431 | $100.00 | 1/24/2011 10:28:23 AM |
wise-rupee-sanctuary | $50.00 | 1/24/2011 10:28:38 AM |
skuba | $75.00 | 1/24/2011 10:29:26 AM |
museic1 | $50.00 | 1/24/2011 10:30:42 AM |
credit-investor5 | $50.00 | 1/24/2011 10:31:29 AM |
american6 | $100.00 | 1/24/2011 10:29:04 AM |
bowdish1 | $50.00 | 1/24/2011 10:29:37 AM |
honorable-yield | $25.00 | 1/24/2011 10:30:03 AM |
rolandweary | $25.00 | 1/24/2011 10:30:52 AM |
C_Mark | $100.00 | 1/24/2011 10:31:15 AM |
Domgabriel | $25.00 | 1/24/2011 10:31:52 AM |
ursus | $100.00 | 1/24/2011 10:30:14 AM |
organized-payment6 | $50.00 | 1/24/2011 10:28:18 AM |
kmr2 | $100.00 | 1/24/2011 10:28:29 AM |
the-enterprising-leverage | $25.00 | 1/24/2011 10:31:08 AM |
Aberdeen | $3,500.00 | 1/24/2011 10:32:03 AM |
grnii78 | $100.00 | 1/24/2011 10:25:07 AM |
simplelender80 | $100.00 | 1/24/2011 10:29:54 AM |
velocity-solo | $50.00 | 1/24/2011 10:30:58 AM |
marketplace-cello5 | $25.00 | 1/24/2011 10:31:34 AM |
steiglends | $250.00 | 1/24/2011 10:31:46 AM |
26 Investments
|