Sales Report:Supplement No. 9 dated Jan 27, 2011 to Prospectus dated Jan 12, 2011
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jan 12, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jan 12, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 488473
This series of Notes was issued and sold upon the funding of the borrower loan #46810, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.30% Listing Start date:  Jan-11-2011 
Term: 36 months Listing End date:  Jan-11-2011 
 
Lender yield: 6.65% Borrower rate/APR: 7.65% / 7.99% Monthly payment: $467.63
 
Lender servicing fee: 1.00% Effective Yield*: 6.65%  
Estimated return*: 5.35%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Sep-1999 Debt/Income ratio: 7%
Credit score: 720-739 (Dec-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:0y 1m
Amount delinquent: $0 Total credit lines: 10 Occupation: Civil Service
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $354Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 7%  
   Homeownership: No  
Screen name: MilitaryLending Borrower's state: Florida Borrower's group: LendersClub
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 3 On-time: 29 ( 100% ) 720-739 (Latest)
Principal borrowed: $22,500.00< 31 days late: 0 ( 0% )  
720-739 (Apr-2010)
680-699 (Sep-2008)
720-739 (May-2008)
520-539 (Feb-2007)
 
Principal balance: $5,366.87 31+ days late: 0 ( 0% )
Total payments billed: 29  
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to?

- Payoff prior Prosper loan ($5500)
- Payoff $4000 (@15%)?of credit card debt incurred while moving and transitioning in to a new position
- Contribute maximum amount to a Roth IRA ($5000)

My financial situation:
I am a good candidate for this loan because?

- Have paid off 2 Prosper loans with 0? late payments
- Paying off 3rd Prosper loan with 0 late payments
- Dependable employment as a government worker
- Over $12,000 currently invested in Prosper


Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
MarinLoans$25.001/11/2011 6:55:45 PM
Slend49$25.001/11/2011 6:58:32 PM
lancetc$50.001/11/2011 6:58:46 PM
kcole10$25.001/11/2011 6:59:03 PM
ramsbladder$25.001/11/2011 6:59:08 PM
RockCrown$50.001/11/2011 6:59:19 PM
pawsitive$50.001/11/2011 6:59:37 PM
sensible-trade$50.001/11/2011 6:59:47 PM
sanjl79$25.001/11/2011 6:59:52 PM
UKloanfella$50.001/11/2011 6:59:58 PM
indomitable-coin$100.001/11/2011 7:00:09 PM
jbeez41$50.001/11/2011 7:00:36 PM
helpishere777$25.001/11/2011 7:02:02 PM
kind-important-liberty9$50.001/11/2011 7:02:07 PM
Chutney$25.001/11/2011 7:02:18 PM
compoundinterest$50.001/11/2011 7:02:37 PM
TSC$100.001/11/2011 7:02:52 PM
gauss02$50.001/11/2011 7:03:01 PM
innocent-income4$25.001/11/2011 7:03:06 PM
undaunted-kindness$100.001/11/2011 7:03:15 PM
neighborly-hope6$50.001/11/2011 7:03:24 PM
reinforced-reward$25.001/11/2011 7:03:38 PM
mathprof$25.001/11/2011 7:03:49 PM
LAKESPRING$50.001/11/2011 7:03:51 PM
meenan$100.001/11/2011 7:03:54 PM
Pickmar$25.001/11/2011 7:04:03 PM
robertmm25$50.001/11/2011 7:04:11 PM
restless-currency$41.011/11/2011 7:04:39 PM
GElender$50.001/11/2011 7:05:46 PM
lender987654321$25.001/11/2011 7:05:56 PM
Curly-Girly$25.001/11/2011 6:55:42 PM
brightest-affluence-motivator$56.771/11/2011 6:56:48 PM
OoM$25.001/11/2011 6:57:35 PM
progressive-silver028$50.001/11/2011 6:58:52 PM
generous-deal6$50.001/11/2011 6:59:53 PM
Bobafet$25.001/11/2011 7:07:58 PM
Marathoner$25.001/11/2011 6:55:48 PM
FlexFunding$100.001/11/2011 6:56:31 PM
Cover4$25.001/11/2011 7:00:33 PM
authoritative-loot$25.001/11/2011 6:57:21 PM
morpholog$50.001/11/2011 7:00:37 PM
Touchette$25.001/11/2011 6:57:40 PM
NMGbank$25.001/11/2011 7:00:44 PM
anwn$25.001/11/2011 6:57:46 PM
best-deal-banker$50.001/11/2011 7:00:49 PM
jt88$50.001/11/2011 6:58:03 PM
buckeye9$50.001/11/2011 6:58:38 PM
tolstoy00$25.001/11/2011 6:59:11 PM
knitwit$50.001/11/2011 6:59:15 PM
antlr$50.001/11/2011 6:59:23 PM
Aberdeen$4,000.001/11/2011 7:02:10 PM
newest-generous-income$25.001/11/2011 6:59:31 PM
slobrown$50.001/11/2011 7:02:19 PM
auction-sage$50.001/11/2011 6:59:45 PM
sajitk$25.001/11/2011 6:59:57 PM
patriot897$50.001/11/2011 7:02:32 PM
blot44$25.001/11/2011 7:00:13 PM
flexible-value$50.001/11/2011 7:02:43 PM
Tahoeguy$50.001/11/2011 7:00:22 PM
BankingFamily$50.001/11/2011 7:02:55 PM
DeltaGambler$25.001/11/2011 7:00:27 PM
bold-treasure-neutrino$50.001/11/2011 7:03:13 PM
keyfig$25.001/11/2011 7:00:47 PM
degster$25.001/11/2011 7:03:28 PM
JGuide$30.031/11/2011 7:01:18 PM
Dreamconnection$50.001/11/2011 7:03:34 PM
molam4u$50.001/11/2011 7:03:44 PM
syounker$25.001/11/2011 7:04:21 PM
shamrocker$25.001/11/2011 7:04:23 PM
ChicoBob$50.001/11/2011 7:02:21 PM
Centaur$50.001/11/2011 7:04:26 PM
Phantom99$68.231/11/2011 7:04:43 PM
building_community$25.001/11/2011 7:04:47 PM
corndog4000$50.001/11/2011 7:02:45 PM
DukSerduk$25.001/11/2011 7:05:19 PM
WLenders$50.001/11/2011 7:02:50 PM
minista$25.001/11/2011 7:05:32 PM
AmericanCredit$25.001/11/2011 7:02:58 PM
Emgolda$25.001/11/2011 7:05:41 PM
AFairDeal$75.001/11/2011 7:03:17 PM
NycDean$25.001/11/2011 7:05:49 PM
perlindc$47.821/11/2011 7:03:30 PM
JohnW12$50.001/11/2011 7:05:58 PM
justalender$25.001/11/2011 7:03:45 PM
emt747$25.001/11/2011 7:03:47 PM
Mark-O-Polo$50.001/11/2011 7:03:53 PM
PK_USMC$25.001/11/2011 7:04:02 PM
rss197$25.001/11/2011 7:04:06 PM
honorable-yield$40.001/11/2011 7:04:17 PM
ManyBlessings$50.001/11/2011 7:04:40 PM
Daneistes$50.001/11/2011 7:04:53 PM
casaram$25.001/11/2011 7:05:04 PM
thedoctor$50.001/11/2011 7:05:10 PM
justice-dna$35.001/11/2011 7:05:23 PM
authoritative-truth$50.001/11/2011 7:05:35 PM
meux99$25.001/11/2011 7:05:44 PM
SB94114$50.001/11/2011 7:05:47 PM
listing-meridian$50.001/11/2011 7:08:08 PM
orange-resolute-platinum$25.001/11/2011 7:05:52 PM
investment-kazoo$50.001/11/2011 7:08:18 PM
RecoveryLender$37.261/11/2011 7:11:35 PM
superchicken$25.001/11/2011 7:31:12 PM
NYCLAIMSGUY$25.001/11/2011 7:07:43 PM
Feyenoord$25.001/11/2011 7:38:56 PM
gpuck$50.001/11/2011 7:41:55 PM
schnippy$25.001/11/2011 7:07:53 PM
orbital-loot333$25.001/11/2011 7:08:01 PM
selector568$300.001/11/2011 7:15:05 PM
rubylender$50.001/11/2011 7:23:53 PM
MoneyForNothing$75.251/11/2011 7:47:19 PM
ScottW$25.001/11/2011 6:57:06 PM
Archchancellor$50.001/11/2011 6:58:27 PM
rate-coup9$50.001/11/2011 6:58:42 PM
bornsucka$25.001/11/2011 6:59:04 PM
trucklawyer$25.001/11/2011 6:59:22 PM
enigmallc$25.001/11/2011 6:59:36 PM
theemhdoctor$25.001/11/2011 6:59:40 PM
freshdiet$100.001/11/2011 6:59:50 PM
soheagle$50.001/11/2011 6:59:55 PM
Havana21$234.981/11/2011 7:00:24 PM
luckyldy$50.001/11/2011 7:00:32 PM
adventurous-cash$25.001/11/2011 7:01:00 PM
b1geasy$25.001/11/2011 7:02:08 PM
Slapshot$25.001/11/2011 7:02:11 PM
kenji4861$50.001/11/2011 7:02:35 PM
swiftsoul$25.001/11/2011 7:02:41 PM
smallbizrule$25.001/11/2011 7:03:00 PM
inspired-investment8$100.001/11/2011 7:03:04 PM
AF-Chief$50.001/11/2011 7:03:09 PM
outtahoth2o$50.001/11/2011 7:03:21 PM
understanding-payout2$50.001/11/2011 7:03:36 PM
DavenportCapital$25.001/11/2011 7:03:39 PM
JJ9876$50.001/11/2011 7:03:50 PM
credit-investor5$25.001/11/2011 7:03:52 PM
ojibwa$25.001/11/2011 7:04:01 PM
webclimber$50.001/11/2011 7:04:08 PM
interest-exec9$25.001/11/2011 7:04:20 PM
hawaiiangirl76$25.001/11/2011 7:04:49 PM
bruin558$60.001/11/2011 7:05:50 PM
HunterSix$25.001/11/2011 7:06:00 PM
speyer$25.001/11/2011 6:57:15 PM
dkmnygvr$25.001/11/2011 6:57:31 PM
pound-beast4$50.001/11/2011 6:58:20 PM
resource777$50.001/11/2011 6:58:56 PM
red-unequivocal-finance$25.001/11/2011 7:08:11 PM
dharma1$25.001/11/2011 6:56:07 PM
commerce-voyager$25.001/11/2011 7:00:11 PM
SV123$263.211/11/2011 7:08:42 PM
balance-voyager$50.001/11/2011 6:56:52 PM
Zoomie$25.001/11/2011 7:00:31 PM
Truckie-FD$50.001/11/2011 6:57:11 PM
louisprima$100.001/11/2011 7:00:35 PM
life-is-great$50.001/11/2011 6:57:25 PM
buckeye55$25.001/11/2011 7:00:41 PM
zone6$50.001/11/2011 7:00:45 PM
cash-boots$25.001/11/2011 6:57:56 PM
Swabjockey$25.001/11/2011 6:58:11 PM
reward-planetarium$50.001/11/2011 6:59:00 PM
schpere$56.201/11/2011 6:59:13 PM
funds-rascal$50.001/11/2011 6:59:16 PM
secureincome$1,200.001/11/2011 8:00:33 PM
dtrain5$50.001/11/2011 6:59:24 PM
MO_Investor$25.001/11/2011 7:02:16 PM
bokonon$50.001/11/2011 6:59:43 PM
heroic-platinum$25.001/11/2011 7:02:22 PM
conaty$50.001/11/2011 7:02:25 PM
eloquent-dime416$50.001/11/2011 7:02:39 PM
rosie777$30.001/11/2011 7:00:16 PM
bds9646$26.001/11/2011 7:02:44 PM
kyomoon$50.001/11/2011 7:00:25 PM
important-ore$150.001/11/2011 7:02:56 PM
SkonkeyGongo$25.001/11/2011 7:00:39 PM
responsibility-cherry6$50.001/11/2011 7:03:19 PM
bowdish1$100.001/11/2011 7:03:32 PM
rose88$50.001/11/2011 7:03:37 PM
JKEnterprises$25.001/11/2011 7:03:57 PM
xphile$50.001/11/2011 7:02:03 PM
organized-payment6$50.001/11/2011 7:04:22 PM
SourDoughSteve$25.001/11/2011 7:02:20 PM
a-responsible-return$50.001/11/2011 7:04:24 PM
aasx1108$25.001/11/2011 7:02:24 PM
nimble-money0$50.001/11/2011 7:04:31 PM
adhawan325$25.001/11/2011 7:02:33 PM
goldfinger3$100.001/11/2011 7:04:45 PM
Lender404$25.001/11/2011 7:02:45 PM
skuba$50.001/11/2011 7:05:13 PM
vigilance-revolutionary$50.001/11/2011 7:02:46 PM
power-trophy7$50.001/11/2011 7:05:28 PM
astute-investment5$25.001/11/2011 7:02:51 PM
slartibardfast$25.001/11/2011 7:05:39 PM
yukongin$25.001/11/2011 7:03:07 PM
tekkie2412$50.001/11/2011 7:05:43 PM
napoleon1168$50.001/11/2011 7:05:53 PM
radforj22$75.001/11/2011 7:03:41 PM
nomneu$50.001/11/2011 7:03:46 PM
community-pipeline$25.001/11/2011 7:03:47 PM
balanced-rupee$50.001/11/2011 7:03:59 PM
E_G$50.001/11/2011 7:04:04 PM
Ellisdee$50.001/11/2011 7:04:15 PM
flypenguin$50.001/11/2011 7:04:19 PM
gzeo$25.001/11/2011 7:04:58 PM
CBO-Enterprise$100.001/11/2011 7:05:06 PM
Goodthing$100.001/11/2011 7:05:16 PM
cebgop$25.001/11/2011 7:05:25 PM
tech310$50.001/11/2011 7:05:37 PM
TEAM-Jasper$25.001/11/2011 7:07:56 PM
reinforced-marketplace3$250.001/11/2011 7:05:46 PM
cosmof16$25.001/11/2011 7:05:48 PM
ray1051$75.001/11/2011 7:05:54 PM
JGuide$25.991/11/2011 7:21:52 PM
encore06$25.001/11/2011 7:07:42 PM
mammalian4$25.001/11/2011 7:07:51 PM
peregrine$50.001/11/2011 7:07:55 PM
matalt5$50.001/11/2011 7:18:20 PM
214 Investments
 
Borrower Payment Dependent Notes Series 489803
This series of Notes was issued and sold upon the funding of the borrower loan #46770, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-21-2011 
Term: 36 months Listing End date:  Jan-21-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $81.64
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jun-2000 Debt/Income ratio: 18%
Credit score: 660-679 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 8Length of status:3y 0m
Amount delinquent: $0 Total credit lines: 26 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $108,703Stated income:$50,000-$74,999
Delinquencies in last 7y: 3 Bankcard utilization: 100%  
   Homeownership: Yes  
Screen name: porto21 Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan
Purpose of loan:
This loan will be used for repairs

My financial situation:
I am a good candidate for this loan because I have

Monthly net income: $ 4900

Monthly expenses: $ 300
??Housing: $ 2900
??Insurance: $ 100
??Car expenses: $ 100
??Utilities: $ 400
??Phone, cable, internet: $ 100
??Food, entertainment: $ 300
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 400
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Mortgage balance: 566,500 Current appraised Market Value: 625,000 (Jan-21-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
loyalist1$50.001/21/2011 10:45:07 AM
genius520$100.001/21/2011 11:08:51 AM
HHP$50.001/21/2011 11:13:52 AM
bid-czar8$50.001/21/2011 11:16:20 AM
jazzlender$25.001/21/2011 10:47:17 AM
greencat$50.001/21/2011 10:51:55 AM
Jack55304$100.001/21/2011 10:52:19 AM
capital-halo1$500.001/21/2011 11:07:15 AM
goodhearted-basis4$25.001/21/2011 4:56:31 PM
frogperson$200.001/21/2011 5:29:04 PM
gold-commander0$50.001/21/2011 1:07:13 PM
retired272$25.001/21/2011 5:03:20 PM
CA-Lender$25.001/21/2011 5:25:20 PM
EBITDA$25.001/21/2011 5:25:59 PM
velocity-solo$30.001/21/2011 11:00:49 AM
Kash2010lu$27.001/21/2011 11:01:50 AM
credit-sycamore4$100.001/21/2011 11:16:38 AM
rapid-currency$25.001/21/2011 11:20:09 AM
power-trophy7$25.001/21/2011 10:56:18 AM
zorg77$25.001/21/2011 12:42:32 PM
somebody32$50.001/21/2011 11:17:09 AM
jjswanso$50.001/21/2011 11:18:32 AM
wise-rupee-sanctuary$50.001/21/2011 10:54:33 AM
ingenious-interest1$50.001/21/2011 10:57:51 AM
Investoman$100.001/21/2011 11:06:52 AM
mlj0671$25.001/21/2011 11:58:38 AM
leverage-monger$25.001/21/2011 2:46:58 PM
HappyToLoan$30.001/21/2011 12:31:34 PM
Bob450$25.001/21/2011 3:50:45 PM
Angel_Investor_7$25.001/21/2011 11:53:21 AM
careful-note$50.001/21/2011 3:38:07 PM
Oak-Parker$25.001/21/2011 4:43:33 PM
32 Investments
 
Borrower Payment Dependent Notes Series 490795
This series of Notes was issued and sold upon the funding of the borrower loan #46816, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,200.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Jan-17-2011 
Term: 36 months Listing End date:  Jan-18-2011 
 
Lender yield: 23.99% Borrower rate/APR: 24.99% / 28.49% Monthly payment: $166.97
 
Lender servicing fee: 1.00% Effective Yield*: 23.40%  
Estimated return*: 13.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Mar-1985 Debt/Income ratio: 7%
Credit score: 660-679 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:20y 9m
Amount delinquent: $0 Total credit lines: 33 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $120,197Stated income:$50,000-$74,999
Delinquencies in last 7y: 6 Bankcard utilization: 91%  
   Homeownership: No  
Screen name: social-tower Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 660-679 (Latest)
Principal borrowed: $3,200.00< 31 days late: 0 ( 0% )  
660-679 (Mar-2010)
660-679 (Feb-2010)
 
Principal balance: $2,679.59 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Paying refinance closing costs
Purpose of loan:
This loan will be used to pay closing costs on a refinance I am working on for my home along with federal taxes I will owe shortly by not having enough taxes with held from working a second job.? Due falling home prices, I am unable to roll the closing costs into the loan without throwing the LTV off. But, the refinance will benefit me with a .60 percent reduction so I want to get this done.

$2600.00 closing costs
$1600.00 2010 federal taxes

My financial situation:
I am a good candidate for this loan because I have been at my current employer (federal governement) for the past 21 years working in law enforcement? Additionally, I work a second job every other weekend in a comparable field which I have worked part time for 19 years.? I have been a homeowner for the past 18 years and in my current home for the past 12 years.

I am trusting and have all the means to pay this loan back.? My current Prosper Loan shows a flawless payment record which I stated I would have in that listing.? There is no reason to believe this loan will be any different.

My only debt is my 1st mortgage, a HELOC, a Chase Credit card (small balance) and a Propser loan which is reflected above showing 4 open Lines.? Revolving credit balance of $120,000.00 reflects my HELOC loan of $118,500.00 and a Chase Card with a limit of $1500.00.? No other debt and no other credit cards!

Thanks for considering this request.

Monthly net income: $ 3960.00????

Monthly expenses: $ 2180.00
??Housing: $ 1340.00
??Insurance: $ 120
??Car expenses: $0 (free and clear)?
??Utilities: $ 150
??Phone, cable, internet: $85
??Food, entertainment: $100
??Clothing, household expenses $ 240
??Credit cards and other loans: $?145 (Prosper Loan)
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Fire2$25.001/17/2011 7:19:02 PM
velocity-solo$30.001/17/2011 7:23:16 PM
ElAbel11$25.001/17/2011 7:24:38 PM
ingenious-deal6$25.001/17/2011 7:24:45 PM
impartial-deal$25.001/17/2011 9:09:43 PM
loanman2007$150.001/18/2011 4:32:55 AM
whatreality$32.251/18/2011 6:22:42 AM
beachliving29$26.821/18/2011 8:07:48 AM
a-finance-nirvana$25.001/17/2011 7:19:01 PM
genius520$100.001/17/2011 7:23:47 PM
burgeoning-silver$25.001/17/2011 7:24:48 PM
reward-adventure$50.001/17/2011 7:19:04 PM
enthusiastic-balance5$100.001/17/2011 7:20:14 PM
five-star-note$104.201/17/2011 9:36:33 PM
bid-czar8$50.001/17/2011 7:23:14 PM
HermanstadtKid$25.001/18/2011 7:00:34 AM
spiff666$25.001/18/2011 7:03:27 AM
cobramonkey$50.001/18/2011 8:41:14 AM
scoobiedoo$50.001/18/2011 8:59:51 AM
income-sage9$25.001/18/2011 12:24:45 AM
interstellar$50.001/18/2011 12:32:37 AM
Artist_Blue$25.001/18/2011 6:06:03 AM
Jack55304$100.001/18/2011 7:04:26 AM
Tkhalaska$25.001/18/2011 7:42:00 AM
113121$250.001/18/2011 7:42:49 AM
Marcus_Cato$25.001/18/2011 8:09:30 AM
worthy-bid4$25.001/18/2011 9:16:40 AM
cerebral-dollar773$53.921/18/2011 9:23:51 AM
goodhearted-basis4$25.001/17/2011 7:23:22 PM
Wellman$50.001/17/2011 7:24:25 PM
Perksunlimited$25.001/17/2011 7:25:17 PM
MoneyForNothing$25.001/17/2011 7:58:52 PM
Drewkeeper$25.001/17/2011 9:44:25 PM
slxvq$50.001/17/2011 10:26:46 PM
alaskanbearcub$25.001/18/2011 1:01:02 AM
UCLA4life$25.001/18/2011 6:14:33 AM
chameleon125$50.001/18/2011 7:02:28 AM
moola-monger9$50.001/18/2011 8:16:26 AM
thrifty-return$30.001/18/2011 8:19:38 AM
thatguyoverseas$34.001/18/2011 9:23:07 AM
Kash2010lu$27.001/17/2011 7:23:17 PM
EBITDA$25.001/17/2011 7:23:44 PM
vigorous-velocity$50.001/17/2011 7:23:55 PM
credit-investor5$50.001/17/2011 7:25:14 PM
divedude$25.001/17/2011 7:25:23 PM
J-Rott$50.001/17/2011 7:25:30 PM
reflective-rupee$600.771/17/2011 7:58:07 PM
feb217$25.001/17/2011 9:12:56 PM
Investoman$100.001/17/2011 7:23:39 PM
capital-halo1$500.001/17/2011 7:23:41 PM
Frankk2$40.001/18/2011 6:59:27 AM
DasMula$25.001/17/2011 7:24:56 PM
gain-gourd$50.001/17/2011 7:25:34 PM
credit-sycamore4$100.001/17/2011 7:25:42 PM
LoisLoan$50.001/17/2011 7:25:46 PM
first-dinero-temple$25.001/18/2011 8:30:56 AM
well-rounded-dinero$75.001/18/2011 8:42:01 AM
Mr-Miracle$25.011/17/2011 10:10:51 PM
Free-the-usa-1776$25.001/18/2011 12:29:44 AM
PapaSmurf69$50.001/18/2011 4:13:07 AM
rf7949$25.001/18/2011 5:27:19 AM
mikeandcat$100.001/18/2011 5:42:54 AM
greencat$50.001/18/2011 7:16:32 AM
Christophe$25.001/18/2011 7:24:53 AM
Leshan$50.811/18/2011 7:42:23 AM
Lam0nt$25.001/18/2011 7:59:10 AM
loss-of-control$50.001/18/2011 8:14:54 AM
dblakels$25.001/18/2011 9:20:42 AM
68 Investments
 
Borrower Payment Dependent Notes Series 490897
This series of Notes was issued and sold upon the funding of the borrower loan #46798, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-18-2011 
Term: 36 months Listing End date:  Jan-18-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $81.64
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-1991 Debt/Income ratio: 18%
Credit score: 700-719 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:13y 3m
Amount delinquent: $0 Total credit lines: 13 Occupation: Laborer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,667Stated income:$50,000-$74,999
Delinquencies in last 7y: 1 Bankcard utilization: 111%  
   Homeownership: Yes  
Screen name: bonus-structure7 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to? pay off some bills.

My financial situation:
I am a good candidate for this loan because? in current job for over 13yrs.

Monthly net income: $2600

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Evolver$30.631/18/2011 4:54:25 PM
transaction-circuit$100.001/18/2011 4:55:17 PM
velocity-solo$30.001/18/2011 4:59:15 PM
Investoman$100.001/18/2011 4:59:47 PM
EBITDA$25.001/18/2011 4:59:56 PM
credit-sycamore4$100.001/18/2011 5:02:02 PM
UCLA4life$25.001/18/2011 5:02:17 PM
bid-czar8$50.001/18/2011 5:03:08 PM
daekpon$40.001/18/2011 4:53:57 PM
Kash2010lu$27.001/18/2011 4:59:17 PM
vigorous-velocity$50.001/18/2011 5:00:23 PM
Whipster$50.001/18/2011 4:58:32 PM
genius520$100.001/18/2011 5:00:05 PM
gain-gourd$50.001/18/2011 5:01:54 PM
Jack55304$100.001/18/2011 5:02:21 PM
capital-halo1$500.001/18/2011 4:59:52 PM
Wellman$50.001/18/2011 5:00:48 PM
ElAbel11$25.001/18/2011 5:01:02 PM
ingenious-deal6$25.001/18/2011 5:01:12 PM
randsenterprise$25.001/18/2011 4:53:58 PM
peace-missile$25.001/18/2011 4:58:41 PM
credit-investor5$50.001/18/2011 5:01:43 PM
J-Rott$50.001/18/2011 5:01:48 PM
Bob450$25.001/18/2011 5:02:50 PM
wise-rupee-sanctuary$50.001/18/2011 5:02:37 PM
DHolly$30.001/18/2011 5:10:34 PM
scrappy-diversification7$118.781/18/2011 5:14:38 PM
riveting-credit5$148.591/18/2011 5:21:22 PM
28 Investments
 
Borrower Payment Dependent Notes Series 491059
This series of Notes was issued and sold upon the funding of the borrower loan #46804, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.25% Listing Start date:  Jan-20-2011 
Term: 36 months Listing End date:  Jan-23-2011 
 
Lender yield: 7.49% Borrower rate/APR: 8.49% / 10.58% Monthly payment: $473.44
 
Lender servicing fee: 1.00% Effective Yield*: 7.48%  
Estimated return*: 4.23%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jan-1976 Debt/Income ratio: 17%
Credit score: 780-799 (Jan-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:21y 10m
Amount delinquent: $0 Total credit lines: 17Stated income:$25,000-$49,999
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0 
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: jimbo29blue Borrower's state: California Borrower's group: SF State Teaching Credentials
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 3 On-time: 9 ( 100% ) 780-799 (Latest)
Principal borrowed: $14,250.00< 31 days late: 0 ( 0% )  
760-779 (Nov-2009)
820-839 (Jul-2009)
820-839 (May-2006)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
New Prius
Purpose of loan:
This loan will be used to purchase a new Toyota Prius?

My financial situation: Excellent
I am a good candidate for this loan because I have no debts other then a running account with AMEX which I pay fully each and every month. I own my own home free and clear as well as a four year old Lexus and I live alone since my wife of fifty years passed away.?
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
benefit-trident$25.001/20/2011 10:35:53 AM
quantumwellguy$50.001/20/2011 10:38:09 AM
tech310$50.001/20/2011 10:38:53 AM
powerful-finance7$25.001/20/2011 10:39:34 AM
flexible-value$100.001/20/2011 10:39:56 AM
papaloha$25.001/20/2011 10:40:14 AM
RecoveryLender$42.001/20/2011 11:41:21 AM
kindness-tonic$25.001/20/2011 11:51:29 AM
enthralling-deal180$50.001/20/2011 10:36:05 AM
Astyanax$25.001/20/2011 10:37:25 AM
bigphish$25.001/20/2011 10:38:37 AM
MoneyForNothing$25.001/20/2011 10:38:51 AM
somebody32$50.001/20/2011 1:59:18 PM
Carpetkid$25.001/20/2011 10:41:20 AM
Fiimg$50.001/20/2011 10:41:23 AM
simplelender80$100.001/20/2011 10:43:22 AM
heavenly-repayment4$25.001/20/2011 10:44:45 AM
indomitable-coin$25.001/20/2011 10:44:51 AM
sjlender$50.001/20/2011 10:44:55 AM
bullwink27$25.001/20/2011 10:44:58 AM
PrivateLender$25.001/20/2011 10:34:59 AM
CapStack$50.001/20/2011 10:36:10 AM
credit-investor5$50.001/20/2011 10:46:49 AM
jazzlender$25.001/20/2011 10:37:10 AM
golden-finance7$50.001/20/2011 10:46:57 AM
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bestbuy$25.001/20/2011 10:39:50 AM
velocity-solo$60.001/20/2011 10:42:28 AM
museic1$50.001/20/2011 10:44:26 AM
the-enterprising-leverage$25.001/20/2011 10:44:36 AM
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a2190b$25.001/20/2011 6:27:38 PM
Jinja$50.001/20/2011 11:28:35 AM
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terrific-duty397$25.001/20/2011 8:02:43 PM
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bjak$25.001/21/2011 9:32:16 AM
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cash-tent$30.001/21/2011 12:31:12 PM
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msh345$25.001/21/2011 12:46:43 PM
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commerce-yeller$50.001/22/2011 8:36:35 AM
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mizinc$25.001/22/2011 12:17:04 PM
market-assembler$50.001/22/2011 9:48:04 AM
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loot-heart$25.001/22/2011 11:34:24 AM
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note-sensation$50.001/22/2011 11:19:46 AM
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tallfund$25.001/22/2011 3:24:22 PM
winter-vigilance$50.001/22/2011 3:28:03 PM
Dcoy$50.001/22/2011 3:29:18 PM
prohelper$30.501/22/2011 3:33:58 PM
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calm-deal7$25.001/22/2011 3:27:28 PM
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ericgassercom$50.001/22/2011 3:30:06 PM
TommyTucker$50.001/22/2011 4:52:58 PM
ash135$25.001/22/2011 3:33:49 PM
Ivan2007$28.341/22/2011 3:34:03 PM
LenderFish$50.001/22/2011 12:43:09 PM
Christophe$25.001/22/2011 5:55:53 PM
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ritzman52$75.001/23/2011 5:13:22 AM
asset-expert0$26.481/22/2011 5:48:23 PM
bold-restless-dinero$25.001/22/2011 3:28:18 PM
TheDigitalMan$25.001/23/2011 5:35:53 AM
littlemonkey$25.001/22/2011 3:28:49 PM
causr08$25.001/22/2011 3:30:16 PM
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mistertao$25.001/22/2011 3:37:41 PM
duty-starfish8$50.001/22/2011 3:37:54 PM
MJFinancial$50.001/22/2011 3:38:05 PM
life-is-great$50.001/22/2011 3:38:20 PM
gold-channel2$50.001/22/2011 3:38:28 PM
compassion-burrito$25.001/22/2011 8:43:32 PM
inspired-investment8$100.001/22/2011 3:38:32 PM
chris-heretoinvest$25.001/22/2011 3:38:37 PM
sci_guy$25.001/22/2011 3:39:24 PM
nycloan$25.001/23/2011 7:51:36 AM
debt-system880$25.001/22/2011 9:06:47 PM
tibia$45.331/22/2011 9:11:36 PM
payout-runner$25.001/23/2011 8:31:58 AM
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dckpolo$50.001/22/2011 3:42:47 PM
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mennleo$50.001/23/2011 10:06:44 AM
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dovid$50.001/23/2011 5:52:13 AM
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listenfirst$100.001/23/2011 7:35:09 AM
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drkosh$25.001/23/2011 8:29:44 AM
TheGrayFox$25.001/22/2011 11:37:01 PM
Peacepower$25.001/23/2011 10:31:56 AM
trade-trumpet$50.001/23/2011 10:44:17 AM
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TheStallion$50.001/23/2011 8:44:50 AM
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TSC$100.001/20/2011 10:42:25 AM
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C_Mark$100.001/20/2011 10:44:48 AM
radforj22$25.001/20/2011 11:47:34 AM
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maj0508$100.001/20/2011 12:55:16 PM
organized-payment6$50.001/20/2011 10:39:26 AM
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kmr2$100.001/20/2011 10:40:09 AM
wise-rupee-sanctuary$50.001/20/2011 10:40:59 AM
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honorable-yield$25.001/20/2011 10:43:26 AM
ursus$100.001/20/2011 10:43:32 AM
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kmprospeo$30.391/20/2011 7:12:02 PM
benevolent-asset$25.001/20/2011 12:03:36 PM
Reddy_Capital$25.001/20/2011 10:02:30 PM
dough-souffle$25.001/20/2011 2:09:21 PM
objective-investor$150.001/20/2011 2:33:56 PM
WiscoInvestments$25.001/21/2011 4:14:37 AM
Oak-Parker$36.291/20/2011 6:17:11 PM
chameleon125$50.001/21/2011 7:07:32 AM
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bomdel$25.001/21/2011 8:50:28 AM
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Caledoni$25.001/21/2011 8:07:06 AM
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nwagers$25.001/22/2011 7:37:04 AM
conceptpi$25.001/22/2011 8:38:02 AM
power-trophy7$25.001/22/2011 8:38:33 AM
wdworld$50.001/22/2011 12:47:03 AM
cashhelp$30.001/22/2011 4:36:45 AM
helpless23$50.001/21/2011 8:20:44 PM
Zipline$25.001/22/2011 9:58:33 AM
vordo$50.001/22/2011 10:47:24 AM
Goodlender42$25.001/22/2011 9:48:02 AM
Chutney$50.001/22/2011 6:21:42 AM
invest-in-ed$250.001/22/2011 10:36:38 AM
nalaari$25.001/22/2011 11:32:27 AM
best-phenomenal-treasure$50.001/22/2011 7:42:03 AM
AnxiousAirman$25.001/22/2011 10:57:29 AM
chemestudent$25.001/22/2011 8:36:33 AM
fightinjoe$50.001/22/2011 11:37:46 AM
Banker7371$25.001/22/2011 11:37:51 AM
downtownfarm$25.001/22/2011 11:38:19 AM
ptjg$50.001/22/2011 11:38:55 AM
MicroLender357$50.001/22/2011 8:56:24 AM
jutdon84$75.001/22/2011 11:25:57 AM
GElender$50.001/22/2011 9:44:09 AM
be_wise$25.001/22/2011 9:49:04 AM
paytonbrigadier$300.001/22/2011 11:38:04 AM
rogue_monster$50.001/22/2011 3:25:53 PM
Hotrod52$27.501/22/2011 3:26:05 PM
nestegg4e$25.001/22/2011 3:29:14 PM
finance_mba$25.001/22/2011 3:29:50 PM
inspire22$50.001/22/2011 3:31:19 PM
tsui517$26.331/22/2011 3:33:52 PM
Ripsaw4U$50.001/22/2011 11:34:00 AM
SPB$25.001/22/2011 3:37:24 PM
alpinaut$25.001/22/2011 3:37:37 PM
LongBeachLender$25.001/22/2011 3:38:02 PM
KarmaBum77$25.001/22/2011 3:38:14 PM
building_community$25.001/22/2011 3:38:49 PM
julijask$31.411/22/2011 11:39:02 AM
retirementlady$25.001/22/2011 3:42:59 PM
riproaringrapids$25.001/22/2011 11:57:04 AM
RicheyRich$25.001/22/2011 11:58:25 AM
SelectTrustLending$25.001/22/2011 3:07:02 PM
divedude$25.001/22/2011 3:59:01 PM
gsp1885$29.501/22/2011 4:01:14 PM
credit-panda1$25.001/22/2011 12:26:05 PM
Business_Happens$25.001/22/2011 3:28:24 PM
P7E$50.001/22/2011 3:30:01 PM
Global_Lender$25.001/22/2011 4:43:43 PM
WolRab$50.001/22/2011 3:30:08 PM
wwwUniversal$25.001/22/2011 4:56:35 PM
forthright-dedication$50.001/22/2011 12:42:32 PM
maven2$25.001/22/2011 3:33:55 PM
ersheido$50.001/22/2011 3:34:21 PM
KHU2-B$25.001/22/2011 3:37:20 PM
plentiful-reward$50.001/22/2011 3:37:44 PM
bailey1223$25.001/22/2011 3:37:56 PM
callmebryan$25.001/22/2011 3:38:17 PM
williemc44$25.001/22/2011 8:37:29 PM
STAN7366$130.631/22/2011 8:38:21 PM
markac$100.001/22/2011 10:19:08 PM
voyage554$25.001/22/2011 10:56:55 PM
Rick7925$25.001/22/2011 2:42:25 PM
ResQDoc$50.001/23/2011 1:07:50 AM
wilmajean$50.001/23/2011 3:37:14 AM
Mr_Marcus$25.001/22/2011 3:25:46 PM
lakefront5$50.001/23/2011 4:34:48 AM
Kiwi0601$50.001/23/2011 5:27:33 AM
ahalyaa$50.001/22/2011 3:28:04 PM
PitOfSuccess$25.001/22/2011 3:28:36 PM
sensible-gain884$25.001/23/2011 5:47:07 AM
KichigaiSensei$25.001/22/2011 3:32:14 PM
pay_day$75.001/22/2011 7:42:45 PM
Laserbank$50.001/23/2011 6:48:37 AM
flexible-return297$50.001/22/2011 3:37:26 PM
golden-wealth2$50.001/22/2011 3:37:52 PM
SMARTDISK$25.001/22/2011 3:38:01 PM
impartial-deal$25.001/22/2011 3:38:10 PM
urbane-dollar4$43.671/22/2011 3:38:23 PM
innocent-income4$25.001/22/2011 3:38:30 PM
the-transaction-stronghold$25.001/22/2011 3:38:35 PM
icchok$50.001/22/2011 3:38:46 PM
investment-comet$25.001/22/2011 3:39:19 PM
panegryst$25.001/22/2011 3:39:29 PM
aguru54$25.001/22/2011 3:42:44 PM
direct-asset$25.001/23/2011 9:42:49 AM
calimanusa$25.001/22/2011 11:36:22 PM
tommyanthony$326.151/23/2011 1:19:21 AM
auction-seeker$25.001/22/2011 4:12:04 PM
FlyingBobo$25.001/23/2011 6:57:48 AM
rpg$75.001/23/2011 8:22:02 AM
starikrai$50.001/22/2011 9:11:39 PM
graceful-credit5$50.001/23/2011 8:35:47 AM
cool_kubera$50.001/23/2011 10:33:11 AM
CHOWFLORA$25.001/23/2011 5:43:34 AM
tomdooley12520$25.001/23/2011 6:47:49 AM
economy-orchid$30.001/23/2011 8:59:06 AM
help4u$50.001/23/2011 9:51:43 AM
larug111$75.001/23/2011 10:13:46 AM
328 Investments
 
Borrower Payment Dependent Notes Series 491079
This series of Notes was issued and sold upon the funding of the borrower loan #46661, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.20% Listing Start date:  Jan-20-2011 
Term: 36 months Listing End date:  Jan-22-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 15.37%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Nov-1982 Debt/Income ratio: 33%
Credit score: 680-699 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:19y 5m
Amount delinquent: $0 Total credit lines: 29 Occupation: Civil Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $20,101Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 91%  
   Homeownership: No  
Screen name: restless-contract2 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
mejodicono
Purpose of loan:
This loan will be used to? pay off a debt

My financial situation:
I am a good candidate for this loan because? I can make the payments

Monthly net income: $ 2,800

Monthly expenses: $
??Housing: $ 400
??Insurance: $ 130
??Car expenses: $ 400
??Utilities: $ 0
??Phone, cable, internet: $ 50
??Food, entertainment: $ 250
??Clothing, household expenses $ 50
??Credit cards and other loans: $?400
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
jazzlender$25.001/20/2011 10:36:31 AM
Jack55304$100.001/20/2011 10:40:37 AM
capital-halo1$500.001/20/2011 10:44:04 AM
J-Rott$100.001/20/2011 10:35:04 AM
2grindstones$25.001/20/2011 12:37:43 PM
Bob450$25.001/20/2011 10:35:07 AM
credit-sycamore4$100.001/20/2011 10:40:33 AM
wise-rupee-sanctuary$50.001/20/2011 10:41:05 AM
RyanM561$25.001/20/2011 11:19:26 AM
power-trophy7$25.001/20/2011 10:41:27 AM
cloud8$50.001/20/2011 10:41:56 AM
gold-commander0$50.001/20/2011 10:45:47 AM
open-minded-fund9$50.001/20/2011 2:34:18 PM
wonder3$25.001/20/2011 4:00:50 PM
realtormoises$25.001/20/2011 6:50:25 PM
competent-p2p$25.001/20/2011 11:48:44 AM
Frosty$25.001/20/2011 11:52:15 AM
droopie1$25.001/20/2011 12:04:51 PM
rapid-currency$25.001/20/2011 8:02:06 PM
Whipster$50.001/20/2011 2:05:19 PM
circle$100.001/20/2011 10:53:22 PM
hope-hickory$25.001/20/2011 5:55:51 PM
ultimate-peace$25.001/20/2011 5:32:01 PM
supreme-hope$25.001/21/2011 3:03:01 AM
frogperson$100.001/20/2011 8:36:10 PM
gotjack$25.001/21/2011 3:49:46 PM
kindness-venture1$50.001/21/2011 3:49:57 PM
graceful-investment$100.001/21/2011 4:54:26 PM
kulender$50.001/21/2011 5:13:40 PM
famous-bill$25.001/21/2011 5:17:32 PM
ethicalhumanist$25.001/21/2011 12:49:59 PM
iolaire$25.001/21/2011 5:17:40 PM
bold-meteoric-justice$50.001/21/2011 5:17:50 PM
loss-of-control$100.001/21/2011 2:06:08 PM
nextar$50.001/21/2011 4:43:39 PM
IIP77$25.001/21/2011 4:55:50 PM
jubilant-auction5$25.001/21/2011 6:09:34 PM
careful-note$50.001/21/2011 3:38:03 PM
urcabinetguy$25.001/21/2011 6:44:33 PM
Tikibarman$50.001/21/2011 5:17:36 PM
charming-dough0$25.001/21/2011 7:46:18 PM
patriot897$25.001/21/2011 5:24:54 PM
handshake5$100.001/21/2011 5:25:22 PM
maldok1$25.001/21/2011 5:25:27 PM
MoonMama$25.001/21/2011 5:25:35 PM
amusement4$100.001/21/2011 5:25:43 PM
retired272$25.001/21/2011 5:27:10 PM
madrin$25.001/21/2011 10:12:04 PM
PatRichi$25.001/21/2011 5:42:33 PM
gshx2$25.001/22/2011 12:15:40 AM
niceguy777$25.001/21/2011 6:26:46 PM
6moonbeams$50.001/21/2011 5:14:12 PM
NYretire$50.001/21/2011 7:48:42 PM
bondhedger$25.001/21/2011 5:24:43 PM
Makingitrain$25.001/21/2011 5:31:47 PM
platytanz$50.001/21/2011 8:36:51 PM
fareast_man$25.001/21/2011 5:42:26 PM
kevin314$25.001/21/2011 5:44:59 PM
calio99$25.001/21/2011 10:58:27 PM
first-upright-payout$25.001/21/2011 5:46:16 PM
benefit-piano5$25.001/21/2011 5:46:24 PM
impala6464$100.001/21/2011 9:03:33 PM
UCLA4life$25.001/21/2011 11:06:27 PM
HHP$50.001/20/2011 10:45:01 AM
shrewd-peace7$50.001/20/2011 10:45:42 AM
nickel-hickory$50.001/20/2011 1:22:01 PM
somebody32$50.001/20/2011 1:59:28 PM
nickel-hickory$50.001/20/2011 10:42:16 AM
selector568$100.001/20/2011 10:42:24 AM
velocity-solo$25.001/20/2011 10:42:42 AM
Investoman$100.001/20/2011 10:43:47 AM
foothillender$25.001/20/2011 3:04:08 PM
hektek22$600.001/20/2011 11:47:43 AM
ingenious-interest1$50.001/20/2011 10:42:07 AM
DasMula$25.001/20/2011 12:49:34 PM
genius520$100.001/20/2011 10:44:20 AM
greencat$50.001/20/2011 10:44:44 AM
nilonc1$50.001/20/2011 10:46:38 AM
jerrymaguire$25.001/20/2011 2:45:40 PM
Kash2010lu$25.001/20/2011 10:59:09 AM
unger$100.001/20/2011 12:00:50 PM
ready-interest9$25.001/20/2011 12:42:15 PM
Wyatte$25.001/20/2011 7:43:59 PM
loss-of-control$50.001/20/2011 2:04:02 PM
favorite-commerce$50.001/20/2011 4:07:10 PM
gold-cluster$100.001/21/2011 7:17:19 AM
hopeful-truth5$100.001/20/2011 6:48:58 PM
mike2246s$26.301/21/2011 8:55:20 AM
investment-happiness$100.001/20/2011 8:46:23 PM
handshake52$25.001/20/2011 10:22:44 PM
HammerSmith$25.001/20/2011 6:24:26 PM
groundsquirrel$25.001/20/2011 9:55:47 PM
rupee_power$35.001/21/2011 9:29:35 AM
desrman$50.001/21/2011 10:04:06 AM
lovely-benefit7$25.001/21/2011 9:09:58 AM
larryboy10$25.001/21/2011 11:51:28 AM
Angel_Investor_7$25.001/21/2011 11:52:51 AM
zorg77$25.001/21/2011 3:42:57 PM
witty-openness$25.001/21/2011 3:47:53 PM
CA-Lender$25.001/21/2011 12:45:21 PM
JPMorrisLegacyFund$100.001/21/2011 3:49:54 PM
bazaar-festivity$25.001/21/2011 12:59:57 PM
ThatDanGuy$50.001/21/2011 4:17:04 PM
a-successful-credit$100.001/21/2011 4:55:45 PM
silver-enlightenment0$100.001/21/2011 5:17:34 PM
helpful-credit156$50.001/21/2011 5:17:43 PM
FeedTheMachine$50.001/21/2011 5:18:44 PM
worthy-bid8$50.001/21/2011 4:13:51 PM
Rob717171$50.001/21/2011 5:25:31 PM
mercuriant$25.001/21/2011 5:25:51 PM
Speculator$50.001/21/2011 5:45:01 PM
wwwUniversal$25.001/21/2011 5:47:27 PM
kendallv$25.001/21/2011 5:47:49 PM
data2360$50.001/21/2011 4:53:37 PM
green-capital-hornet$25.001/21/2011 3:49:52 PM
wyobeads$25.001/21/2011 7:17:01 PM
the-dollar-topper$50.001/21/2011 5:17:46 PM
AMSlife$50.001/21/2011 5:25:24 PM
lagnisiruk$25.001/21/2011 5:25:33 PM
truth-ceremony$25.001/21/2011 5:25:41 PM
honorable-yield$25.001/21/2011 5:25:46 PM
musegaze$100.001/21/2011 4:16:44 PM
aztocas$50.001/21/2011 10:13:54 PM
studious-principal5$25.001/21/2011 11:01:50 PM
benefit-boots$25.001/21/2011 11:03:52 PM
AdrianWapcaplet$50.001/21/2011 5:42:02 PM
zipemdown$50.001/21/2011 5:46:29 PM
debtcollector$50.001/21/2011 4:55:36 PM
social-conductor4$25.001/21/2011 5:54:02 PM
KMSB$50.001/21/2011 5:17:53 PM
payout-network1$25.001/21/2011 5:23:05 PM
Comoparklender$50.001/21/2011 5:24:57 PM
vigorous-velocity$50.001/21/2011 5:25:42 PM
PadreAyudate$25.001/21/2011 8:43:33 PM
ah-long$25.001/21/2011 5:42:21 PM
langdonx$25.001/21/2011 5:42:30 PM
brother_tam$50.001/21/2011 5:42:42 PM
ingenious-truth0$50.001/21/2011 5:45:05 PM
missing-link$25.001/21/2011 5:46:11 PM
Aunca$50.001/21/2011 5:46:26 PM
Justbiz$50.001/21/2011 5:54:07 PM
economy-producer$25.001/21/2011 6:26:36 PM
cash-queen$25.001/21/2011 6:28:59 PM
exuberant-pound$50.001/21/2011 8:57:26 PM
dollar-pillow4$50.001/21/2011 9:24:51 PM
caprirolito$25.001/21/2011 11:00:36 PM
BigRegz$25.001/21/2011 11:13:39 PM
MoneyForNothing$13.701/22/2011 12:15:53 AM
148 Investments
 
Borrower Payment Dependent Notes Series 491113
This series of Notes was issued and sold upon the funding of the borrower loan #46740, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-21-2011 
Term: 36 months Listing End date:  Jan-24-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $306.15
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Dec-1994 Debt/Income ratio: 18%
Credit score: 680-699 (Jan-2011) Inquiries last 6m: 6Employment status:Employed
Now delinquent: 0 Current / open credit lines: 22 / 19Length of status:0y 4m
Amount delinquent: $0 Total credit lines: 38 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $19,691Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 52%  
   Homeownership: Yes  
Screen name: profitable-transparency Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
loan1
Purpose of loan:
This loan will be used to invest in shares of my current employer.

My financial situation:
I am a good candidate for this loan because, the company has a good product with alot of interest in the cable tv industry.? It is a one-of-a-kind invention.?

Monthly net income: $5000 after taxes

Monthly expenses: $4000 or less
??Housing: $ 530
??Insurance: $ 85
??Car expenses: $ 200
??Utilities: $ 200
??Phone, cable, internet: $ 200
??Food, entertainment: $ 400
??Clothing, household expenses $ 300
??Credit cards and other loans: $ 2000
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: I use Mint.com. Zillow has my home valued at $41,000 - I'm not sure how accurate that is. Total owed on home is $98,000 (Jan-21-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
ingenious-interest1$50.001/21/2011 10:57:55 AM
loyalist1$50.001/21/2011 10:45:13 AM
Jack55304$100.001/21/2011 10:52:30 AM
wise-rupee-sanctuary$50.001/21/2011 10:54:39 AM
ready-interest9$25.001/21/2011 11:05:17 AM
larryboy10$25.001/21/2011 11:59:35 AM
somebody32$50.001/21/2011 11:17:13 AM
greencat$50.001/21/2011 10:56:28 AM
Investoman$100.001/21/2011 11:06:59 AM
HHP$50.001/21/2011 11:13:56 AM
jjswanso$50.001/21/2011 11:18:34 AM
credit-sycamore4$100.001/21/2011 11:19:10 AM
zorg77$25.001/21/2011 3:18:38 PM
careful-note$50.001/21/2011 3:38:09 PM
mercuriant$25.001/21/2011 7:31:51 PM
Bob450$25.001/21/2011 4:54:00 PM
peace-missile$25.001/22/2011 11:36:59 AM
forthright-dedication$25.001/22/2011 12:41:54 PM
TW2000$25.001/22/2011 4:08:07 PM
gold-commander0$50.001/22/2011 3:36:16 PM
Myrick$25.001/22/2011 4:15:03 PM
ideal-platinum1$50.001/23/2011 12:57:37 AM
wdfraser$50.001/22/2011 5:31:50 PM
wicker1$50.001/22/2011 6:47:27 PM
bonecrusher$50.001/22/2011 8:17:47 PM
ezg$50.001/23/2011 12:27:07 AM
SFDiver$50.001/23/2011 5:36:57 AM
CapitalismRocks$25.001/23/2011 11:12:43 AM
stoopidnoodle$25.001/23/2011 9:26:44 AM
MADAOO7$50.001/23/2011 9:36:49 AM
enthusiastic-balance5$200.001/23/2011 7:22:56 PM
moola-wildebeest3$50.001/23/2011 7:02:39 PM
income-sage9$25.001/24/2011 9:07:34 AM
Comoparklender$50.001/24/2011 9:08:12 AM
flexible-value$100.001/24/2011 9:08:40 AM
truth-ceremony$25.001/24/2011 9:08:53 AM
ElAbel11$25.001/24/2011 9:09:06 AM
honorable-yield$25.001/24/2011 9:09:16 AM
Waltham$25.001/24/2011 6:41:53 AM
the-profit-oracle$25.001/24/2011 10:09:41 AM
I_Really_Hate_Banks$25.001/24/2011 3:43:05 AM
crittman$25.001/24/2011 6:06:47 AM
wise-deal-panda$50.001/24/2011 9:07:48 AM
amusement4$100.001/24/2011 9:08:07 AM
burgeoning-silver$25.001/24/2011 9:08:42 AM
worthy-bid8$50.001/24/2011 9:08:49 AM
dollar-sonnet3$50.001/24/2011 9:09:01 AM
gulch$50.001/24/2011 6:48:44 AM
dough-bear$50.001/24/2011 6:52:05 AM
zone6$80.001/24/2011 7:25:32 AM
musegaze$100.001/24/2011 9:39:14 AM
108lender$50.001/24/2011 9:08:55 AM
EarlyRiser$250.001/24/2011 10:39:44 AM
money-bauble$100.001/24/2011 10:11:45 AM
rupee-artisan$25.001/24/2011 9:32:56 AM
rogue_monster$25.001/24/2011 1:02:38 PM
speedy-point$25.001/24/2011 10:38:13 AM
yomanie$50.001/24/2011 10:57:22 AM
p2p-czar3$30.001/24/2011 12:01:43 PM
richboy56$25.001/24/2011 12:48:02 PM
rickp$50.001/24/2011 2:11:45 PM
swordfish42$25.001/24/2011 10:57:35 AM
consummate-loyalty1$50.001/24/2011 8:41:36 PM
coin-investor$25.001/24/2011 5:31:45 PM
rescue$100.001/24/2011 2:07:54 PM
Msbutterfly$50.001/24/2011 5:32:15 PM
divedude$25.001/24/2011 5:32:21 PM
vigorous-exchange$25.001/24/2011 7:03:20 PM
wwwUniversal$25.001/24/2011 5:33:22 PM
DrWill$25.001/24/2011 8:01:01 PM
KBC000$100.001/24/2011 8:22:38 PM
favorite-commerce$50.001/24/2011 8:31:32 PM
anton$130.001/24/2011 8:48:30 PM
sctmac12$30.531/24/2011 7:38:18 PM
Leshan$25.001/24/2011 7:48:10 PM
velocity-solo$30.001/21/2011 11:00:53 AM
jazzlender$25.001/21/2011 10:47:21 AM
capital-halo1$500.001/21/2011 11:07:21 AM
genius520$100.001/21/2011 11:08:54 AM
power-trophy7$25.001/21/2011 10:56:23 AM
reflective-rupee$25.771/21/2011 1:15:20 PM
bid-czar8$50.001/21/2011 11:16:24 AM
mlj0671$25.001/21/2011 12:23:31 PM
rapid-currency$25.001/21/2011 11:20:13 AM
Mr-Miracle$25.001/21/2011 4:12:08 PM
Angel_Investor_7$25.001/21/2011 11:53:24 AM
Justbiz$50.001/21/2011 5:54:22 PM
CA-Lender$25.001/22/2011 1:20:10 AM
frogperson$200.001/21/2011 5:29:59 PM
niceguy777$25.001/21/2011 6:26:54 PM
suave-dime6$25.001/22/2011 1:33:47 PM
handshake5$100.001/23/2011 6:57:39 AM
auction-seeker$25.001/22/2011 4:06:10 PM
red-favorable-basis$25.001/23/2011 2:56:11 AM
circuitfive$25.001/22/2011 8:53:27 PM
ChuckieG$50.001/23/2011 5:43:40 AM
HeavyDriver03$25.001/23/2011 12:26:45 PM
Edwardtomo$25.001/23/2011 1:06:39 PM
floridass$25.001/23/2011 7:16:40 AM
Nicedad72$25.001/23/2011 1:49:29 PM
Leopoldine$25.001/23/2011 8:44:09 AM
ESKAPSZ$50.001/23/2011 4:31:39 PM
trade-surge3$50.001/23/2011 8:31:48 PM
gizzywump$50.001/24/2011 7:52:15 AM
red-power-pecan$50.001/24/2011 9:07:44 AM
ingenious-deal6$25.001/24/2011 9:09:04 AM
vigorous-velocity$50.001/24/2011 9:09:14 AM
CC911$25.001/24/2011 6:07:21 AM
nanda$50.001/23/2011 6:56:35 PM
jobani$25.001/24/2011 9:07:42 AM
reward-adventure$50.001/24/2011 9:07:52 AM
gold-channel2$25.001/24/2011 9:08:39 AM
MoonMama$25.001/24/2011 9:08:47 AM
ThatDanGuy$50.001/24/2011 9:09:19 AM
buffalobills$25.001/24/2011 9:18:36 AM
on_your_side$25.001/24/2011 9:23:23 AM
Thylow$25.001/24/2011 9:35:52 AM
FarmersBank$50.001/24/2011 9:39:22 AM
spirited-leverage$25.001/24/2011 9:41:57 AM
AMSlife$50.001/24/2011 9:08:05 AM
lagnisiruk$25.001/24/2011 9:08:45 AM
Wellman$50.001/24/2011 9:09:11 AM
treasure-generator$25.001/24/2011 9:34:53 AM
NoMoreDebt4Me$25.001/24/2011 9:36:02 AM
open-minded-fund9$50.001/24/2011 11:03:13 AM
finance-scout2$50.001/24/2011 9:39:48 AM
traice$25.001/24/2011 9:40:41 AM
mmckune$25.001/24/2011 9:47:10 AM
rupee_power$30.001/24/2011 10:22:04 AM
wanna-help$50.001/24/2011 3:11:57 PM
nickel-hickory$100.001/24/2011 3:29:43 PM
tisgro$25.001/24/2011 4:37:19 PM
admirable-basis1$25.001/24/2011 10:33:59 AM
profitable-return5$25.001/24/2011 12:48:13 PM
cippy$25.001/24/2011 10:57:32 AM
Reliance_Banker$25.001/24/2011 6:09:04 PM
Peterman$30.001/24/2011 6:09:54 PM
nickel-hickory$100.001/24/2011 3:29:19 PM
nickel-hickory$100.001/24/2011 3:30:12 PM
gallant-economy9$507.761/24/2011 6:52:28 PM
gpuck$25.001/24/2011 6:32:35 PM
turbolozano$30.001/24/2011 8:11:46 PM
Top_Gun_Lender$26.001/24/2011 8:26:56 PM
143 Investments
 
Borrower Payment Dependent Notes Series 491189
This series of Notes was issued and sold upon the funding of the borrower loan #46767, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-20-2011 
Term: 36 months Listing End date:  Jan-22-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $204.10
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Apr-1984 Debt/Income ratio: 8%
Credit score: 660-679 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:14y 2m
Amount delinquent: $0 Total credit lines: 48 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,343Stated income:$50,000-$74,999
Delinquencies in last 7y: 28 Bankcard utilization: 24%  
   Homeownership: No  
Screen name: attentive-hope287 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
maddog57
Purpose of loan:
This loan will be used to?Pay my bills while I recover from a complete knee replacement which?I will have done on Febuary 24,2011.


My financial situation:
I am a good candidate for this loan because?I have 80000 dollors in my TSP goverment retirement account that I can and will be able to borrow
from?in about 4 months. That is how I plan to pay back this loan.Also, my Wife is retired from the post office and brings in about 2000 a month.?

Monthly net income: $ 3700 pluse my Wifes 2000

Monthly expenses: $
??Housing: $ 1000
??Insurance: $ 200
??Car expenses: $ 160
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $ 500
??Clothing, household expenses $
??Credit cards and other loans: $ 100
??Other expenses: $ 400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Jack55304$100.001/20/2011 10:40:42 AM
Investoman$100.001/20/2011 10:43:55 AM
HHP$50.001/20/2011 10:45:08 AM
jazzlender$25.001/20/2011 10:36:39 AM
Sudoku$61.161/20/2011 2:29:12 PM
peace-missile$25.001/20/2011 10:42:33 AM
capital-halo1$500.001/20/2011 10:44:11 AM
Angel_Investor_7$25.001/20/2011 4:14:02 PM
bid-czar8$50.001/20/2011 10:47:21 AM
ingenious-interest1$50.001/20/2011 10:42:13 AM
greencat$50.001/20/2011 10:43:45 AM
jjswanso$50.001/20/2011 6:42:50 PM
credit-sycamore4$100.001/20/2011 6:46:47 PM
Finchy78$25.001/20/2011 2:31:04 PM
loanman2007$75.001/21/2011 7:06:32 AM
frogperson$100.001/20/2011 8:37:07 PM
leverage-monger$36.001/21/2011 8:26:03 AM
shrewd-peace7$25.001/21/2011 3:50:24 PM
goodhearted-basis4$25.001/21/2011 4:56:29 PM
musegaze$50.001/21/2011 5:17:24 PM
a-successful-credit$100.001/21/2011 5:25:54 PM
amusement4$100.001/21/2011 5:47:57 PM
mercuriant$25.001/21/2011 7:31:41 PM
worthy-bid8$50.001/21/2011 5:17:33 PM
bazaar-festivity$25.001/21/2011 5:24:39 PM
bluebouyz$25.001/21/2011 8:35:08 PM
jybank$25.001/21/2011 8:48:30 PM
point-kitten6$50.001/21/2011 5:45:17 PM
Cheburashka$25.001/22/2011 12:41:34 AM
swti37$50.001/21/2011 7:56:54 PM
trade-goblin9$25.001/21/2011 9:22:51 PM
first-upright-payout$25.001/21/2011 5:46:18 PM
feb217$25.001/22/2011 12:34:40 AM
Justbiz$50.001/21/2011 5:54:12 PM
oldmora$50.001/22/2011 9:27:16 AM
Katburg$25.001/22/2011 9:58:05 AM
leverage-monger$30.001/22/2011 8:18:44 AM
pious-gold$25.941/22/2011 8:41:04 AM
heatherwood$50.001/22/2011 11:19:56 AM
MicroLender357$50.001/22/2011 9:02:24 AM
handshake5$28.751/22/2011 1:23:28 AM
HelpfulLender1$25.001/22/2011 11:32:39 AM
worth-arch$25.001/22/2011 11:25:08 AM
kulender$50.001/22/2011 9:46:47 AM
WxChem$29.071/22/2011 1:27:43 PM
suave-dime6$25.001/22/2011 1:33:41 PM
treasure-bliss$50.001/22/2011 11:34:19 AM
TaxAcct_444$50.001/22/2011 2:00:00 PM
beans53$25.001/22/2011 11:05:24 AM
tastytitan$50.001/22/2011 11:58:39 AM
shadowcredit$50.001/22/2011 11:51:41 AM
goodhearted-basis4$25.001/22/2011 11:58:18 AM
aguru54$25.001/22/2011 12:12:07 PM
power-trophy7$25.001/20/2011 10:41:31 AM
Bob450$25.001/20/2011 10:41:37 AM
velocity-solo$30.001/20/2011 10:42:55 AM
gold-commander0$50.001/20/2011 10:45:59 AM
credit-investor5$50.001/20/2011 10:40:26 AM
cloud8$50.001/20/2011 10:41:51 AM
a-finance-nirvana$25.001/20/2011 10:38:54 AM
wise-rupee-sanctuary$50.001/20/2011 10:41:12 AM
Kash2010lu$27.001/20/2011 10:43:06 AM
genius520$100.001/20/2011 10:44:23 AM
TNG812$25.001/20/2011 9:33:12 PM
somebody32$50.001/20/2011 1:59:31 PM
loss-of-control$50.001/20/2011 2:06:43 PM
carrinel$54.651/21/2011 6:31:40 AM
rapid-currency$25.001/20/2011 8:02:10 PM
rupee_power$25.001/21/2011 9:32:48 AM
dudebrah$25.001/20/2011 6:03:31 PM
Kennfusion$50.001/20/2011 7:11:10 PM
Cromag$25.001/21/2011 8:18:47 AM
Credit4Talent$33.001/21/2011 9:24:32 AM
CA-Lender$25.001/21/2011 12:45:53 PM
PCity-LOA15$25.001/21/2011 1:29:10 PM
zorg77$25.001/21/2011 3:15:19 PM
careful-note$50.001/21/2011 3:38:04 PM
ThatDanGuy$50.001/21/2011 5:18:54 PM
maldok1$25.001/21/2011 5:47:44 PM
vigorous-velocity$50.001/21/2011 5:47:55 PM
economy-producer$25.001/21/2011 6:26:39 PM
truth-ceremony$25.001/21/2011 5:47:53 PM
MilitaryLending$25.001/22/2011 12:41:53 AM
interstellar$50.001/21/2011 5:57:48 PM
Comoparklender$40.341/22/2011 1:06:01 AM
honorable-yield$25.001/21/2011 5:47:59 PM
IIP77$25.001/22/2011 12:46:01 AM
niceguy777$25.001/21/2011 6:26:47 PM
graceful-investment$100.001/22/2011 1:17:54 AM
DaiUy$25.001/22/2011 7:00:55 AM
PatRichi$25.001/22/2011 10:01:20 AM
missing-link$25.001/22/2011 8:32:51 AM
kindness-hickory5$100.001/22/2011 9:18:50 AM
UCLA4life$25.001/22/2011 12:46:48 AM
helping-out$45.001/22/2011 1:15:52 AM
treasure-bliss$42.291/22/2011 1:20:21 AM
rapid-credit428$25.001/22/2011 10:39:03 AM
6moonbeams$50.001/22/2011 11:32:38 AM
jtc26$64.581/22/2011 11:32:47 AM
carrinel$66.081/22/2011 7:49:52 AM
finance-scout2$50.001/22/2011 8:01:31 AM
money-bauble$25.001/22/2011 11:34:28 AM
worthy-bid4$50.001/22/2011 11:37:23 AM
AAe$30.001/22/2011 9:07:15 AM
suave-dime6$25.001/22/2011 1:35:11 PM
divedude$25.001/22/2011 11:19:36 AM
dckpolo$25.001/22/2011 12:26:02 PM
forthright-dedication$25.001/22/2011 12:41:50 PM
Earl65$25.001/22/2011 1:02:18 PM
jubilant-auction5$25.001/22/2011 1:37:07 PM
MoneyForNothing$6.141/22/2011 2:00:44 PM
111 Investments
 
Borrower Payment Dependent Notes Series 491193
This series of Notes was issued and sold upon the funding of the borrower loan #46758, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-20-2011 
Term: 36 months Listing End date:  Jan-23-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $306.15
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-1986 Debt/Income ratio: 16%
Credit score: 660-679 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 10 / 9Length of status:27y 7m
Amount delinquent: $2,591 Total credit lines: 29 Occupation: Professional
Public records last 12m / 10y: 1/ 1 Revolving credit balance: $87,406Stated income:$100,000+
Delinquencies in last 7y: 4 Bankcard utilization: 99%  
   Homeownership: Yes  
Screen name: impartial-loyalty Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consoldation
Purpose of loan:
This loan will be used to pay off credit card debt with high interest rates. The cards are now closed and I want them off my records.?

My financial situation:
I am a good candidate for this loan because I have remained current on all payments and this loan amount will enable me to cut my payments in half.

Monthly net income: $ 8000

Monthly expenses: $
??Housing: $ 2400????
??Insurance: $ 425????
??Car expenses: $ 700
??Utilities: $500
??Phone, cable, internet: $ 250
??Food, entertainment: $?650
??Clothing, household expenses $ 250
??Credit cards and other loans: $ 850
??Other expenses: $ 500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: please explain your public records and delequencies - loss-of-control
A: Delequencies is AMEX which I am currently on a paymnet plan. Public Record was an IRS lien that is now cleared. (Jan-22-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
parsec9$25.001/20/2011 5:27:49 PM
87Marc$25.001/20/2011 5:29:41 PM
jazzlender$25.001/20/2011 5:30:33 PM
power-trophy7$25.001/20/2011 5:34:34 PM
Investoman$100.001/20/2011 5:39:13 PM
JGB$27.271/20/2011 6:01:53 PM
Artist_Blue$25.001/20/2011 5:29:55 PM
ingenious-interest1$50.001/20/2011 5:35:42 PM
capital-halo1$500.001/20/2011 5:39:30 PM
velocity-solo$30.001/20/2011 5:36:46 PM
rapid-currency$25.001/20/2011 8:02:24 PM
lloyd_s$25.001/21/2011 1:09:36 AM
frogperson$250.001/20/2011 8:39:28 PM
Angel_Investor_7$25.001/21/2011 11:53:19 AM
mlj0671$25.001/21/2011 12:20:57 PM
Bob450$25.001/21/2011 12:59:18 PM
Justbiz$50.001/21/2011 5:54:19 PM
CA-Lender$25.001/21/2011 5:17:29 PM
mercuriant$25.001/21/2011 7:31:48 PM
lucrative-coin$100.001/21/2011 8:12:49 PM
leverage-monger$25.001/22/2011 10:12:12 AM
forthright-dedication$25.001/22/2011 12:41:52 PM
Wellman$31.721/22/2011 2:11:02 PM
108lender$150.001/22/2011 2:11:47 PM
agiovasil$25.001/22/2011 3:27:19 PM
lagnisiruk$25.001/22/2011 2:11:11 PM
handshake5$100.001/22/2011 3:41:37 PM
Perksunlimited$25.001/22/2011 3:52:57 PM
cgorry$25.001/22/2011 3:53:04 PM
life-is-great$25.001/22/2011 3:53:29 PM
Sven79$50.001/22/2011 3:54:11 PM
kulender$76.261/22/2011 3:56:16 PM
Rdodson11$25.001/22/2011 3:56:36 PM
helping-out$30.001/22/2011 3:57:14 PM
ingenious-deal6$25.001/22/2011 3:58:34 PM
InvestorPartners$25.001/22/2011 3:27:43 PM
brazilofmux$100.001/22/2011 3:28:55 PM
wicker1$50.001/22/2011 6:47:26 PM
suave-dime6$25.001/22/2011 1:33:43 PM
retirementlady$25.001/22/2011 3:53:09 PM
igotmoney$50.001/22/2011 3:53:21 PM
MoonMama$25.001/22/2011 2:11:14 PM
Weaverville$25.001/22/2011 3:53:32 PM
vigorous-velocity$50.001/22/2011 2:11:26 PM
radforj22$25.001/22/2011 3:53:55 PM
ThatDanGuy$50.001/22/2011 2:11:36 PM
MADAOO7$50.001/22/2011 3:54:14 PM
Msbutterfly$50.001/22/2011 2:11:53 PM
dollar-sonnet3$29.071/22/2011 3:54:22 PM
tech310$50.001/22/2011 3:55:50 PM
Turtlebear44$50.001/22/2011 3:56:20 PM
miamibeachloaner$25.001/22/2011 3:56:28 PM
soulful-truth$50.001/22/2011 3:56:59 PM
money-bauble$100.001/22/2011 3:58:07 PM
ElAbel11$25.001/22/2011 3:58:36 PM
TW2000$25.001/22/2011 4:08:05 PM
JoesSon$25.001/22/2011 4:47:10 PM
relentless-fund1$50.001/23/2011 5:21:41 AM
Doodlemeyer$32.061/22/2011 3:27:29 PM
brother_tam$50.001/22/2011 3:33:40 PM
bonecrusher$50.001/22/2011 8:17:46 PM
OLYVRC$25.001/22/2011 8:23:06 PM
divedude$25.001/22/2011 3:35:37 PM
floridass$25.001/23/2011 7:16:38 AM
joyful-treasure2$25.001/22/2011 3:53:13 PM
restless-currency$25.001/22/2011 3:54:07 PM
graceful-investment$56.031/22/2011 3:55:56 PM
missing-link$25.001/22/2011 3:57:17 PM
commander3$50.001/23/2011 10:01:16 AM
EBITDA$25.001/22/2011 3:58:57 PM
ideal-platinum1$50.001/23/2011 12:57:36 AM
capthouls$25.001/22/2011 5:05:59 PM
wdfraser$50.001/22/2011 5:31:46 PM
PadreAyudate$25.371/23/2011 11:54:12 AM
relentless-gain3$50.001/22/2011 5:56:39 PM
reliable-silver7$50.001/23/2011 1:43:33 PM
Leopoldine$25.001/23/2011 8:44:08 AM
stoopidnoodle$25.001/23/2011 9:26:43 AM
aztocas$50.001/23/2011 12:20:48 PM
social-conductor4$25.001/23/2011 8:07:14 AM
spiff666$25.001/23/2011 3:35:17 PM
amusement4$300.001/23/2011 5:46:09 PM
shrewd-income$50.001/23/2011 3:28:38 PM
ESKAPSZ$50.001/23/2011 4:31:38 PM
wise-rupee-sanctuary$50.001/20/2011 5:33:27 PM
HHP$50.001/20/2011 5:41:37 PM
bid-czar8$50.001/20/2011 5:43:01 PM
somebody32$50.001/20/2011 5:45:14 PM
jjswanso$50.001/20/2011 6:42:59 PM
Jack55304$100.001/20/2011 5:32:47 PM
genius520$100.001/20/2011 5:39:39 PM
vacaerol$25.001/21/2011 1:03:03 AM
credit-sycamore4$100.001/20/2011 6:46:56 PM
cloud8$50.001/20/2011 5:34:55 PM
rupee_power$30.001/21/2011 9:31:06 AM
gold-commander0$50.001/20/2011 5:41:51 PM
kmprospeo$50.001/20/2011 7:11:25 PM
KramericaIndustries$25.001/21/2011 12:53:57 AM
careful-note$50.001/21/2011 3:38:07 PM
niceguy777$25.001/21/2011 6:26:52 PM
musegaze$32.191/22/2011 12:59:49 AM
zorg77$25.001/22/2011 9:34:56 AM
illinois_joe$25.001/22/2011 9:42:04 AM
peace-missile$25.001/22/2011 9:45:47 AM
sensible-fund$25.001/22/2011 2:07:57 PM
FutureLenderEC$25.001/22/2011 2:08:27 PM
credit-investor5$50.001/22/2011 2:08:41 PM
truth-ceremony$25.001/22/2011 2:11:19 PM
Easystreet$25.001/22/2011 3:26:00 PM
Comoparklender$50.001/22/2011 2:11:08 PM
honorable-yield$25.001/22/2011 2:11:31 PM
platinum-rapture6$50.001/22/2011 3:53:02 PM
mike279766$25.001/22/2011 3:53:27 PM
astute-investment5$25.001/22/2011 3:53:47 PM
top-payout-fixer$30.001/22/2011 3:54:32 PM
kginatl$50.001/22/2011 3:56:32 PM
contract-student2$50.001/22/2011 3:25:20 PM
ferocious-exchange3$30.261/22/2011 3:31:17 PM
circuitfive$25.001/22/2011 8:53:25 PM
income-sage9$25.001/22/2011 3:52:59 PM
xzec777$25.001/22/2011 3:53:17 PM
red-favorable-basis$25.001/22/2011 9:05:37 PM
power-rotation7$25.001/22/2011 3:53:26 PM
worthy-bid8$50.001/22/2011 2:11:16 PM
F16Pilot$25.001/22/2011 3:53:44 PM
CapitalismRocks$25.001/22/2011 3:54:18 PM
credit-wheel7$25.001/22/2011 3:55:59 PM
bonafide-economy$50.001/22/2011 3:56:10 PM
Tikibarman$50.001/22/2011 3:56:26 PM
seisen$100.001/22/2011 3:56:57 PM
impartial-deal$25.001/22/2011 3:58:30 PM
newest-generous-income$25.001/22/2011 3:58:39 PM
ezg$50.001/23/2011 12:27:03 AM
income-vault6$25.001/22/2011 4:47:12 PM
irrelevant$25.001/22/2011 3:27:30 PM
kendallv$25.001/22/2011 3:31:31 PM
the-profit-oracle$25.001/22/2011 3:33:18 PM
wampum-chorus3$25.001/22/2011 3:43:25 PM
gold-blanket0$25.001/22/2011 3:53:00 PM
magical-coin1$50.001/22/2011 3:53:07 PM
Cluvnupe06$25.001/22/2011 3:53:31 PM
reward-adventure$50.001/22/2011 3:53:52 PM
shmb6508$50.001/22/2011 3:54:26 PM
runner262$25.001/22/2011 3:56:07 PM
nodrivelpls$25.001/22/2011 3:57:08 PM
gain-gourd$50.001/22/2011 3:58:32 PM
HeavyDriver03$25.001/23/2011 12:26:44 PM
headred$50.001/22/2011 7:01:41 PM
SANTIAGO1$25.001/22/2011 7:52:53 PM
samdog079$200.001/23/2011 9:33:44 AM
SFDiver$50.001/23/2011 5:36:54 AM
ChuckieG$50.001/23/2011 5:43:37 AM
Edwardtomo$25.001/23/2011 1:06:38 PM
Lubava$25.001/23/2011 8:11:48 AM
zipemdown$50.001/23/2011 8:31:54 AM
onecooldrink$25.001/23/2011 11:00:49 AM
cathmorcorvus$70.001/23/2011 1:17:59 PM
RogueOne$124.681/23/2011 4:41:54 PM
theprodb$128.001/23/2011 4:53:48 PM
159 Investments
 
Borrower Payment Dependent Notes Series 491237
This series of Notes was issued and sold upon the funding of the borrower loan #46655, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Jan-22-2011 
Term: 36 months Listing End date:  Jan-26-2011 
 
Lender yield: 8.55% Borrower rate/APR: 9.55% / 11.65% Monthly payment: $480.84
 
Lender servicing fee: 1.00% Effective Yield*: 8.53%  
Estimated return*: 5.03%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jul-1992 Debt/Income ratio: 21%
Credit score: 760-779 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:12y 5m
Amount delinquent: $0 Total credit lines: 49 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $28,947Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 68%  
   Homeownership: Yes  
Screen name: return-optimization3 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation due to adopting
Purpose of loan:
This loan will be used to pay off?my credit card balance that?was used to help fund adoption expenses.? Those of you that are fathers and mothers know the joy of having children.? We used this credit card to pay for various expenses related to?adopting.? We were successful in adopting (a baby boy) which is the main reason we have the credit card debt that we currently have.? This loan will be used to pay off the higher interest rate credit card.

My financial situation:
I am a good candidate for this loan because I have always had excellent credit (credit score is 776),? never had a bankruptcy or charge-off and never missed a payment.? We budget every year and for 2011 after all expenses including this loan, all other loans, food, gas, bills, etc. we have an average of $1,200.00 free cash flow each month so we can easily afford this payment.? I have?been working for the same company for over 12 years in which my career is very secure.? In addition, I have short term & long term care policies, a life insurance policy 6 times my yearly salary, a growing?emergency fund?(currently $3,000) and the ability to borrow?against my 401k if needed.??I tried to discuss all aspects of my financial situation so you?can make a prudent decision.? I feel your investment is very sound?because of the points made in this description.? I look forward to working with you.?
Thanks for the funding.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
enthralling-deal180$75.001/22/2011 11:22:24 AM
lender987654321$25.001/22/2011 11:22:44 AM
wise-deal-panda$50.001/22/2011 11:26:20 AM
genius520$100.001/22/2011 11:28:01 AM
the-enterprising-leverage$25.001/22/2011 11:29:33 AM
ray1051$50.001/22/2011 11:21:06 AM
velocity-solo$60.001/22/2011 11:22:59 AM
enchanted-yield4$50.001/22/2011 11:23:19 AM
the-auction-bear$25.001/22/2011 11:48:59 AM
powerful-finance7$25.001/22/2011 11:59:59 AM
Chewbaca$25.001/22/2011 12:04:40 PM
american6$100.001/22/2011 11:27:02 AM
museic1$50.001/22/2011 11:28:45 AM
rolandweary$25.001/22/2011 11:29:04 AM
jazzlender$25.001/22/2011 11:21:35 AM
organized-payment6$50.001/22/2011 11:22:48 AM
felicity-loyalist0$35.001/22/2011 12:16:45 PM
simplelender80$100.001/22/2011 11:28:12 AM
bss97603$300.001/22/2011 1:38:25 PM
reflective-rupee$250.771/22/2011 1:40:31 PM
squadron781$25.001/22/2011 2:26:58 PM
Kubasaki$50.001/22/2011 5:44:13 PM
Reddy_Capital$50.001/22/2011 1:02:06 PM
jdadverb$45.821/22/2011 3:52:19 PM
responsibility-aurora$25.001/22/2011 9:20:53 PM
mtnbikemania$50.001/22/2011 3:59:33 PM
rdking647$35.001/22/2011 11:53:07 PM
Numero10$37.841/22/2011 5:52:47 PM
PalmettoInvestor$25.001/22/2011 6:46:54 PM
JM-Sarawak$100.001/23/2011 6:21:57 AM
credit-delight2$51.001/22/2011 8:35:32 PM
first-serene-credit$25.001/23/2011 8:08:17 AM
theloanteacher$25.001/22/2011 9:36:34 PM
responsibility-cherry6$25.001/22/2011 11:52:54 PM
skiberdad$50.001/22/2011 4:08:38 PM
chekat$25.001/23/2011 11:24:26 AM
sensible-gain884$25.001/23/2011 5:47:30 AM
tnylight$50.001/22/2011 6:48:46 PM
japerk$25.001/23/2011 1:27:08 PM
listenfirst$100.001/23/2011 7:59:43 AM
floridahelper$100.001/23/2011 11:04:53 AM
7588WorkingGuy$30.001/23/2011 5:52:52 AM
one-midas$25.001/23/2011 11:12:59 AM
enriched-note6$25.001/23/2011 12:23:56 PM
misit$25.001/23/2011 1:04:55 PM
asdf9876$25.001/23/2011 3:11:58 PM
PaulW$25.001/24/2011 7:27:59 AM
hope-lionheart1$50.001/23/2011 3:39:12 PM
balance-force$40.001/23/2011 11:27:05 PM
Hola_James$33.341/24/2011 8:34:48 AM
eloquent-dough5$25.001/23/2011 7:21:58 PM
rakstar$25.001/24/2011 6:53:07 AM
power-defender7$50.001/24/2011 10:09:23 AM
coolcoast$75.001/24/2011 7:54:16 AM
penny-finder$27.541/24/2011 8:52:33 AM
LongJohn4263$25.001/24/2011 6:33:19 AM
marketplace-achievement$50.001/24/2011 9:11:48 AM
petangerie$79.361/24/2011 7:35:27 AM
lucrative-worth$49.311/24/2011 8:31:17 AM
ITFDEE$25.001/24/2011 10:20:22 AM
M34ME$50.001/24/2011 9:34:47 AM
JDKevin$50.001/24/2011 9:44:07 AM
vutah$25.001/24/2011 4:49:20 PM
boj2007$50.001/24/2011 2:56:53 PM
engrossing-benefit0$100.001/24/2011 4:46:06 PM
asset-reaction$25.001/24/2011 4:55:44 PM
duke12$26.411/24/2011 1:03:33 PM
SlowGardener$70.001/24/2011 1:38:29 PM
bankisopen$200.001/25/2011 2:09:11 AM
swanseasailor$50.001/24/2011 2:03:28 PM
helpless23$60.001/25/2011 6:00:10 AM
silver-dogwood4$25.001/25/2011 6:48:12 AM
forthright-principal2$25.001/24/2011 3:57:01 PM
forthright-dedication$50.001/25/2011 9:47:18 AM
fxtrader$25.001/25/2011 5:06:43 AM
Wally1727$50.001/24/2011 7:46:43 PM
dollymama$25.001/25/2011 7:31:19 AM
heretohelp1$27.361/25/2011 10:32:25 AM
heroic-payout9$28.981/25/2011 10:46:55 AM
jtc26$100.001/25/2011 8:16:46 AM
UCSBGAUCHOS$27.001/25/2011 9:12:00 AM
thankful-nickel2$25.001/25/2011 9:41:55 AM
countrypreacher$25.001/25/2011 10:39:16 AM
LVLends$50.001/25/2011 10:46:56 AM
penny-plato$25.001/25/2011 11:28:33 AM
Planecourage$30.361/25/2011 12:01:03 PM
heavenly-repayment4$25.001/25/2011 2:38:47 PM
top-tranquil-justice$50.001/25/2011 12:36:36 PM
credible-bid0$50.001/25/2011 9:52:31 AM
valiant-liberty4$25.001/25/2011 3:39:27 PM
pnace$50.001/25/2011 1:55:10 PM
AFFlyboy$50.001/25/2011 10:58:37 AM
kegs$150.001/25/2011 11:05:16 AM
reflective-rupee$250.771/25/2011 2:24:57 PM
credit-sasquatch3$28.001/25/2011 11:08:37 AM
beach_bum$25.001/25/2011 2:37:45 PM
sail120$50.001/25/2011 2:40:26 PM
Ocean713$50.001/25/2011 3:05:34 PM
money-bauble$150.001/25/2011 3:56:00 PM
statenisland51$50.001/25/2011 4:38:53 PM
LeReve$100.001/25/2011 4:41:52 PM
BaxterEvil$25.001/25/2011 5:46:02 PM
conceptpi$25.001/25/2011 6:35:27 PM
ijspence$25.001/25/2011 6:37:55 PM
fiddlerzvi$50.001/25/2011 6:38:38 PM
maldok1$25.001/25/2011 6:38:45 PM
commerce-yeller$50.001/25/2011 6:39:48 PM
note-sensation$50.001/25/2011 6:40:01 PM
SPB$50.001/25/2011 6:40:10 PM
Streetfighter$50.001/25/2011 6:40:19 PM
power-trophy7$25.001/25/2011 6:40:40 PM
five-star-justice$28.501/25/2011 6:41:47 PM
fortytwo$50.001/25/2011 6:42:46 PM
first-upright-payout$25.001/25/2011 6:42:59 PM
Tesseract$61.001/25/2011 6:46:59 PM
RLaumeyer$25.001/25/2011 6:57:17 PM
helpinghand63$25.001/25/2011 6:28:46 PM
jamiee73$25.001/25/2011 5:53:44 PM
roman1998$50.001/25/2011 6:30:05 PM
pixeldave$50.001/25/2011 7:47:03 PM
rdav$25.001/25/2011 6:38:52 PM
Goodlender42$25.001/25/2011 6:39:05 PM
cassius84$25.001/25/2011 11:06:53 PM
KHU2-B$25.001/25/2011 6:40:08 PM
golden-wealth2$50.001/25/2011 6:40:14 PM
payout-banker4$25.001/25/2011 6:42:43 PM
totoro$25.001/26/2011 3:34:52 AM
selfmademan$25.001/26/2011 3:35:58 AM
Weaverville$25.001/26/2011 3:36:43 AM
TNG812$25.501/25/2011 6:54:13 PM
aurorasky$97.131/25/2011 6:57:25 PM
Preferred-Lender$25.001/26/2011 3:48:38 AM
FinDoc$25.001/26/2011 3:50:50 AM
Philosonie$25.001/26/2011 3:51:30 AM
JebkaClan$25.001/26/2011 4:02:46 AM
poppinkid$25.001/26/2011 4:03:15 AM
Nordzee$50.001/25/2011 7:41:46 PM
tenny321$25.001/26/2011 4:05:46 AM
Sixmil$50.001/25/2011 6:31:15 PM
orange-generous-ore$25.001/25/2011 6:31:33 PM
downtownfarm$25.001/25/2011 6:39:00 PM
market-assembler$50.001/25/2011 6:39:18 PM
tutnyce$100.001/25/2011 10:27:45 PM
be_wise$25.001/25/2011 6:39:21 PM
Carpetkid$25.001/25/2011 6:39:51 PM
Jtomtom$25.001/25/2011 11:16:29 PM
gold-commander0$50.001/25/2011 6:43:04 PM
gustavzantanon$28.911/26/2011 3:33:53 AM
ClearLake$25.001/26/2011 3:40:19 AM
mar97$26.181/26/2011 3:48:28 AM
626457$25.001/26/2011 3:49:03 AM
arejaybe$25.051/26/2011 3:49:22 AM
USCGC$25.001/26/2011 3:50:32 AM
Aimvest$25.001/26/2011 3:51:08 AM
mmckune$25.001/26/2011 3:52:21 AM
lostontheedge$25.001/26/2011 3:53:25 AM
tsquared_030$26.711/26/2011 4:03:58 AM
gjm6d$25.001/25/2011 8:05:17 PM
slartibardfast$25.001/26/2011 4:06:06 AM
flwah$25.001/26/2011 4:07:27 AM
caring-contract6$25.001/25/2011 11:31:10 PM
What-goes-around-comes-around$27.221/26/2011 3:33:38 AM
takarlstad$33.131/26/2011 3:34:19 AM
ianakacg$25.001/26/2011 3:40:38 AM
Ivan2007$41.121/26/2011 3:51:37 AM
panegryst$25.001/26/2011 3:56:48 AM
ussugm$25.001/26/2011 4:03:26 AM
aha6297$25.001/26/2011 4:03:52 AM
LongTail$25.001/26/2011 4:10:54 AM
bowdish1$50.001/22/2011 11:27:48 AM
ursus$100.001/22/2011 11:28:30 AM
worldly-community3$50.001/22/2011 11:29:51 AM
steiglends$250.001/22/2011 11:31:16 AM
freyjabj$25.001/22/2011 11:34:34 AM
wise-rupee-sanctuary$50.001/22/2011 11:26:39 AM
tech310$25.531/22/2011 11:27:09 AM
C_Mark$100.001/22/2011 11:30:04 AM
HollywoodT$25.001/22/2011 1:02:15 PM
marketplace-cello5$25.001/22/2011 11:30:59 AM
Redmond$25.001/22/2011 11:31:54 AM
radforj22$25.001/22/2011 11:21:52 AM
cr8on$40.001/22/2011 2:18:54 PM
TSC$100.001/22/2011 11:22:54 AM
flexible-value$100.001/22/2011 12:00:01 PM
ThomasC$50.001/22/2011 12:00:12 PM
Rick7925$25.001/22/2011 2:42:36 PM
kmr2$100.001/22/2011 11:26:29 AM
principal-bull$25.001/22/2011 12:25:01 PM
skuba$75.001/22/2011 11:27:31 AM
credit-panda1$25.001/22/2011 12:26:25 PM
honorable-yield$25.001/22/2011 11:28:22 AM
credit-investor5$50.001/22/2011 11:30:24 AM
indomitable-coin$25.001/22/2011 11:32:00 AM
SelectTrustLending$25.001/22/2011 3:07:41 PM
Poohcho$50.001/22/2011 3:59:59 PM
auction-seeker$25.001/22/2011 3:38:20 PM
STAN7366$100.001/22/2011 8:35:53 PM
terrific-p2ploan$25.001/22/2011 8:39:15 PM
ResQDoc$75.001/23/2011 1:09:32 AM
ms48105$25.001/22/2011 3:27:58 PM
WilsonFunds$35.501/23/2011 6:59:38 AM
moola-poplar$25.001/23/2011 7:35:51 AM
somebody32$50.001/22/2011 3:41:59 PM
saintjude$50.001/23/2011 9:55:57 AM
cool_kubera$50.001/23/2011 10:34:28 AM
RIVERHTS$50.001/23/2011 11:05:01 AM
AGSLending$25.001/23/2011 5:25:42 AM
Discinc$400.001/23/2011 11:40:45 AM
principal-capo8$50.001/22/2011 6:48:40 PM
pay_day$50.001/22/2011 7:40:59 PM
rpg$35.001/23/2011 8:27:37 AM
Pulchritudinous$25.001/23/2011 12:32:19 PM
economy-orchid$30.001/23/2011 8:59:09 AM
Moneypenny6$25.001/23/2011 12:41:26 PM
Aurumdraco$25.001/23/2011 3:03:27 PM
toronado$50.001/23/2011 7:53:33 PM
nybanker85$50.001/23/2011 3:48:57 PM
tender-integrity3$100.001/23/2011 9:26:44 PM
tallfund$30.001/24/2011 1:25:55 AM
RememberToForget$50.001/24/2011 5:28:18 AM
Nicedad72$25.001/23/2011 6:22:37 PM
paladin847$50.001/24/2011 6:17:01 AM
samaritan5$25.001/24/2011 6:50:52 AM
time_4_change$25.851/24/2011 8:02:33 AM
helpingyou1$36.641/23/2011 4:30:51 PM
marshallmanhattan$25.001/24/2011 8:17:42 AM
Travis247$50.001/24/2011 8:53:39 AM
nanda$100.001/23/2011 7:02:27 PM
samhome$25.001/24/2011 6:56:45 AM
BenefactorX$25.001/24/2011 9:37:03 AM
sflender1099$50.001/24/2011 10:08:08 AM
papaloha$25.001/24/2011 10:12:46 AM
FinanciallySavvyMom$30.001/24/2011 8:54:20 AM
ctgscott$25.001/24/2011 9:34:41 AM
cropdust3r$25.001/24/2011 7:12:31 AM
agalt$75.001/24/2011 8:32:28 AM
mhotchan$100.001/24/2011 8:45:03 AM
zippy-market5$35.001/24/2011 10:34:57 AM
Proactive-Financial-Lending$25.001/24/2011 10:38:33 AM
speedy-point$25.001/24/2011 10:38:56 AM
pythia$25.001/24/2011 10:31:18 AM
FlyingBobo$25.001/24/2011 10:13:22 AM
vigilance-frontier$25.001/24/2011 10:15:16 AM
hopeful-truth5$200.001/24/2011 2:02:31 PM
sincere-balance$25.001/24/2011 12:08:49 PM
CE88$50.001/24/2011 12:42:34 PM
5kids5$26.831/24/2011 3:23:04 PM
jarevack$25.001/25/2011 7:17:53 AM
brw$25.001/24/2011 4:21:54 PM
IP$50.001/24/2011 5:56:30 PM
EarlyRiser$250.001/25/2011 8:19:18 AM
TBTdragon$25.001/25/2011 9:00:07 AM
MoneyOps$25.001/24/2011 7:32:47 PM
BankofBeth$25.001/24/2011 8:23:43 PM
theloanfiller$25.001/24/2011 8:31:32 PM
gold-chomper$50.001/24/2011 9:16:22 PM
american-investor$30.001/25/2011 10:10:41 AM
larrybird$250.001/25/2011 9:29:54 AM
Borhino$40.001/25/2011 10:19:36 AM
ams294$75.001/25/2011 4:36:11 AM
revenue-river9$25.001/25/2011 11:29:45 AM
DanV$25.001/25/2011 1:39:28 PM
ultimate-dough0$25.001/25/2011 9:10:19 AM
nikkiesgrandma$25.001/25/2011 1:56:47 PM
Geologist-67$25.001/25/2011 10:27:30 AM
organized-dedication9$50.001/25/2011 9:43:12 AM
T-L-B$25.321/25/2011 10:46:18 AM
honorable-durability0$25.001/25/2011 9:44:00 AM
vigorous-note$50.001/25/2011 9:48:26 AM
investor_101$50.001/25/2011 1:41:42 PM
worthy-bid8$100.001/25/2011 1:47:20 PM
tranquil-revenue$50.001/25/2011 2:24:09 PM
fair_rates$25.001/25/2011 2:34:00 PM
top-visionary-truth$25.001/25/2011 11:19:06 AM
castlwizz$37.271/25/2011 12:18:19 PM
proud-silver0$50.001/25/2011 5:34:49 PM
bigphish$25.001/25/2011 2:37:37 PM
GElender$50.001/25/2011 6:38:27 PM
Tradesmanlender$35.001/25/2011 6:39:46 PM
authentic-liberty7$25.001/25/2011 6:39:59 PM
objective-investor$150.001/25/2011 6:40:36 PM
chibear34$25.001/25/2011 4:52:10 PM
orninh$25.001/25/2011 6:53:48 PM
kbguru$50.001/25/2011 5:19:45 PM
rovo$25.001/25/2011 6:39:42 PM
mizon291$50.001/25/2011 6:40:04 PM
flexible-return297$50.001/25/2011 6:40:12 PM
gracej$25.001/25/2011 6:41:56 PM
psturm$25.001/26/2011 3:32:54 AM
ramblin$25.001/26/2011 3:33:18 AM
Katburg$43.401/26/2011 3:34:46 AM
MyPlantsEatBugs$25.001/26/2011 3:35:12 AM
oht588$26.381/26/2011 3:48:04 AM
KVEER$25.001/25/2011 7:38:26 PM
microfunder$25.001/26/2011 3:52:12 AM
DcUnited$30.001/26/2011 3:56:44 AM
thetropics18$25.001/26/2011 4:03:08 AM
rulender$27.531/26/2011 4:03:38 AM
capital-web7$50.001/25/2011 9:23:05 PM
MonkeyHero$25.001/25/2011 6:39:23 PM
lagnisiruk$25.001/25/2011 6:40:23 PM
soheagle$25.001/25/2011 6:41:22 PM
Fiimg$50.001/25/2011 6:41:51 PM
turbostar666$27.151/26/2011 3:23:28 AM
subtle-revenue0$25.001/26/2011 3:26:59 AM
TheYellowDart$25.001/26/2011 3:33:58 AM
wild_carrot$25.001/26/2011 3:34:42 AM
Cheburashka$25.001/26/2011 3:36:34 AM
LenderByDay$25.001/26/2011 3:36:57 AM
Trimalchio12$25.001/26/2011 3:40:32 AM
Interloper$25.001/26/2011 3:40:47 AM
MakoF16$25.521/26/2011 3:48:34 AM
bomdel$25.001/26/2011 3:51:26 AM
slyder61$25.001/26/2011 4:02:54 AM
demoseal$25.001/26/2011 4:07:21 AM
LightTheWay$100.001/25/2011 11:42:11 PM
Cubsfan07$25.001/26/2011 3:22:29 AM
Charmart$25.001/26/2011 3:25:43 AM
13nd3r$25.001/26/2011 3:33:06 AM
JLChamberlain$25.001/26/2011 3:34:10 AM
und-alum$26.621/26/2011 3:34:28 AM
zeelender$25.001/26/2011 3:35:34 AM
Bank42$25.731/26/2011 3:36:13 AM
Snoopylover$25.001/26/2011 3:37:35 AM
nwagers$25.001/26/2011 3:37:46 AM
BlackFred$25.001/26/2011 3:48:23 AM
streak269$25.001/26/2011 4:03:45 AM
agiovasil$25.001/26/2011 4:06:26 AM
tuneman1980$25.001/26/2011 4:06:59 AM
329 Investments
 
Borrower Payment Dependent Notes Series 491267
This series of Notes was issued and sold upon the funding of the borrower loan #46667, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-20-2011 
Term: 36 months Listing End date:  Jan-23-2011 
 
Lender yield: 13.49% Borrower rate/APR: 14.49% / 16.65% Monthly payment: $344.16
 
Lender servicing fee: 1.00% Effective Yield*: 13.26%  
Estimated return*: 7.31%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jul-1998 Debt/Income ratio: 50%
Credit score: 740-759 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:4y 9m
Amount delinquent: $0 Total credit lines: 27 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $18,101Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 37%  
   Homeownership: Yes  
Screen name: smk724 Borrower's state: Kentucky Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Need working capital for business
My husband and I currently own an auto repair shop. We lease a 5 bay garage, but just purchased an 8 bay garage. The new garage needs some work so we are anticipating that it will be July before we can officially move into the new garage. Until then, we are making payments on both buildings, plus utilities as well as every day expenses. December and January are statistically slow months because of the holidays. Based our our previous years in business (est. in April 2006), February, March, and April are our best months (income tax return time). We are just looking for some working capital to get us through this slow season. We have four technicians that work for us. We have several fleet accounts, including the police department for the city that we currently reside.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: $158, 480.92 is the total mortgage balance The last appraisal in 2007 was at $217,000. (Jan-20-2011)
Q: Do you or your husband have any income outside of the auto repair shop or do you both work there full time? - orange-impartial-asset
A: We both work there, but I also work part time at a nursing home/independent living facility. (Jan-20-2011)
Q: What was the annual revenue, expense, and net income of your business in 2010? - orange-impartial-asset
A: Total Revenue was $712,926.69 Net Income was $104,034. (Jan-20-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
jazzlender$25.001/20/2011 10:37:11 AM
gracej$25.001/20/2011 10:41:17 AM
bowdish1$50.001/20/2011 10:43:17 AM
museic1$50.001/20/2011 10:44:28 AM
the-enterprising-leverage$25.001/20/2011 10:44:37 AM
worldly-community3$50.001/20/2011 10:44:43 AM
Bank_Of_XL$50.001/20/2011 1:06:34 PM
seahorse2008$25.001/20/2011 1:23:11 PM
impressive-credit431$100.001/20/2011 10:39:21 AM
TelegramSam$25.001/20/2011 10:40:07 AM
cloud8$60.001/20/2011 10:41:44 AM
wanna-help$50.001/20/2011 2:59:09 PM
lendme2$50.001/20/2011 3:01:01 PM
impeccable-transparency$50.001/20/2011 10:43:35 AM
Artist_Blue$25.001/20/2011 3:02:04 PM
rolandweary$25.001/20/2011 10:44:32 AM
SOP_Bank$25.001/20/2011 10:35:31 AM
commerce-yeller$25.001/20/2011 10:38:56 AM
ray1051$25.001/20/2011 10:39:20 AM
rss197$25.001/20/2011 10:40:50 AM
genius520$100.001/20/2011 10:43:20 AM
ursus$100.001/20/2011 10:43:34 AM
cashasaurus0$300.001/20/2011 1:59:16 PM
loss-of-control$50.001/20/2011 2:10:04 PM
C_Mark$100.001/20/2011 10:44:49 AM
responsibility-cherry6$50.001/20/2011 10:46:22 AM
bigphish$50.001/20/2011 10:46:47 AM
golden-finance7$50.001/20/2011 10:47:08 AM
Railbird$30.721/20/2011 2:59:40 PM
benefit-position$25.001/20/2011 10:56:49 AM
dospapalotes$50.001/20/2011 3:01:06 PM
SimpleChoice$25.001/20/2011 3:01:53 PM
orange-impartial-asset$500.001/20/2011 3:43:17 PM
interest-exec9$25.001/20/2011 3:56:05 PM
USFoundation$25.001/20/2011 1:58:25 PM
TNG812$25.001/20/2011 9:33:14 PM
SLN-10$25.001/20/2011 2:59:34 PM
awwaww$25.001/20/2011 3:00:00 PM
helpinghand63$50.001/20/2011 3:01:03 PM
chestnut4$25.001/20/2011 3:01:51 PM
colorfulgardener$25.001/20/2011 3:16:50 PM
radforj22$25.001/20/2011 5:54:24 PM
steiglends$50.001/21/2011 5:42:39 AM
buckyhead2000$25.001/20/2011 6:55:07 PM
bomdel$25.001/21/2011 8:50:36 AM
hope-lionheart1$25.001/20/2011 7:32:20 PM
georgedorn$25.001/21/2011 9:19:33 AM
KateV$25.001/21/2011 10:04:15 AM
kmprospeo$50.001/20/2011 7:12:01 PM
Domgabriel$25.001/21/2011 9:03:55 AM
Tikibarman$50.001/21/2011 6:02:17 AM
pleasureman$25.001/21/2011 6:09:29 AM
Shamrock731$28.001/21/2011 11:20:55 AM
Redmond$25.001/21/2011 11:43:44 AM
enriched-note6$25.001/21/2011 11:30:06 AM
bullwink27$25.001/21/2011 3:50:06 PM
j2ee$25.001/21/2011 5:53:53 PM
helpless23$50.001/21/2011 7:46:22 PM
best-phenomenal-treasure$50.001/22/2011 7:42:05 AM
rupee-lion$300.001/22/2011 8:05:24 AM
dr_bob1500$50.001/22/2011 8:21:03 AM
floridahelper$50.001/22/2011 8:25:21 AM
inspire22$50.001/22/2011 8:38:04 AM
wdworld$50.001/22/2011 12:47:07 AM
friendly-market5$25.001/22/2011 9:04:18 AM
rider6$25.001/22/2011 4:47:40 AM
transformer855$100.001/22/2011 9:54:24 AM
rockhound84$25.001/22/2011 7:01:18 AM
AnxiousAirman$25.001/22/2011 10:57:31 AM
careful-money2$25.001/22/2011 8:33:12 AM
Sol_Invictus$25.001/22/2011 9:54:51 AM
power-trophy7$25.001/22/2011 11:38:26 AM
Chewbaca$25.001/22/2011 12:02:16 PM
forthright-dedication$50.001/22/2011 12:42:34 PM
maximizer$25.001/22/2011 12:51:28 PM
Rick7925$25.001/22/2011 2:42:26 PM
ColdWorld$25.001/22/2011 12:03:58 PM
blissful-deal0$25.001/22/2011 2:50:13 PM
jodilee31$50.001/22/2011 3:31:27 PM
Streetfighter$50.001/22/2011 11:38:08 AM
Mark-7$50.001/22/2011 2:18:09 PM
Goodlender42$25.001/22/2011 3:41:27 PM
Zipline$25.001/22/2011 3:41:40 PM
GermanKid$65.001/22/2011 2:46:20 PM
first-upright-payout$25.001/22/2011 11:59:07 AM
mtnbikemania$50.001/22/2011 3:59:19 PM
Hartfelt$25.001/22/2011 12:18:39 PM
riproaringrapids$25.001/22/2011 7:14:38 PM
blissful-note7$50.001/22/2011 3:40:25 PM
platytanz$50.001/22/2011 3:41:11 PM
fortytwo$50.001/22/2011 3:41:49 PM
terrific-p2ploan$25.001/22/2011 8:31:31 PM
platinum-rapture6$50.001/22/2011 3:43:33 PM
compwhiz$25.001/22/2011 2:17:55 PM
shivab$227.451/22/2011 10:18:49 PM
priceless-money6$25.001/23/2011 2:16:52 AM
Christophe$25.001/22/2011 5:56:30 PM
Math_Physics$25.001/22/2011 6:29:29 PM
bonecrusher$25.001/22/2011 8:10:40 PM
williemc44$25.001/22/2011 8:37:32 PM
balance-trailblazer$28.311/22/2011 8:48:56 PM
rdav$25.001/22/2011 3:39:02 PM
Barak$50.001/22/2011 3:40:40 PM
voyage554$25.001/22/2011 10:56:57 PM
ResQDoc$125.001/23/2011 1:04:03 AM
djalan$75.001/22/2011 4:17:28 PM
ore-jedi$26.001/23/2011 3:06:02 AM
rodaku$63.001/22/2011 5:39:23 PM
money-bauble$150.001/22/2011 7:14:22 PM
responsibility-aurora$25.001/22/2011 9:23:54 PM
KirosPOS$50.001/22/2011 11:02:30 PM
diverse-benjamins$25.001/22/2011 11:31:00 PM
TheGrayFox$25.001/22/2011 11:37:04 PM
Speculator$50.001/20/2011 10:39:23 AM
bestbuy$25.001/20/2011 10:39:52 AM
flexible-value$100.001/20/2011 10:39:59 AM
kmr2$100.001/20/2011 10:40:11 AM
wise-rupee-sanctuary$50.001/20/2011 10:41:02 AM
Carpetkid$25.001/20/2011 10:41:21 AM
simplelender80$100.001/20/2011 10:43:23 AM
a-responsible-return$25.001/20/2011 10:39:17 AM
somebody32$50.001/20/2011 1:59:20 PM
papaloha$25.001/20/2011 10:40:16 AM
3_boyz$25.001/20/2011 2:05:42 PM
american6$100.001/20/2011 10:42:37 AM
gold-commander0$50.001/20/2011 10:42:48 AM
jdrez$25.001/20/2011 2:59:17 PM
KramericaIndustries$25.001/20/2011 2:59:26 PM
Panna$25.001/20/2011 2:59:32 PM
enthralling-deal180$50.001/20/2011 10:36:07 AM
JustMee$25.001/20/2011 10:52:22 AM
organized-payment6$50.001/20/2011 10:39:18 AM
powerful-finance7$25.001/20/2011 10:39:37 AM
wise-deal-panda$50.001/20/2011 10:40:03 AM
Fiimg$50.001/20/2011 10:41:24 AM
tech310$50.001/20/2011 10:42:41 AM
skuba$75.001/20/2011 10:43:13 AM
squadron781$50.001/20/2011 1:34:07 PM
honorable-yield$25.001/20/2011 10:43:28 AM
velocity-solo$50.001/20/2011 10:44:34 AM
dough-souffle$25.001/20/2011 2:09:23 PM
heavenly-repayment4$25.001/20/2011 10:44:46 AM
indomitable-coin$25.001/20/2011 10:44:52 AM
ItsJustMe79$40.001/20/2011 2:59:14 PM
Prosp_Lender$50.001/20/2011 3:00:02 PM
jjswanso$50.001/20/2011 6:42:53 PM
thrilling-nickel5$27.851/20/2011 1:45:27 PM
Anamorph$25.001/20/2011 9:58:20 PM
californiakhan$25.001/20/2011 2:59:11 PM
QuinMccoy$50.001/20/2011 2:59:24 PM
integrity-doctor$100.001/21/2011 6:34:13 AM
hcs1977$100.001/21/2011 7:39:19 AM
Caledoni$25.001/21/2011 8:07:08 AM
Alittleluck$25.001/20/2011 7:12:33 PM
handshake5$100.001/20/2011 5:45:45 PM
hope-hickory$25.001/20/2011 6:03:05 PM
ThomasC$50.001/20/2011 6:41:54 PM
marketplace-cello5$25.001/20/2011 10:27:19 PM
bjak$25.001/21/2011 9:32:17 AM
appcoder$40.001/21/2011 10:30:48 AM
gogrannygo$25.001/21/2011 6:57:08 AM
cash-tent$50.001/21/2011 12:29:32 PM
HYGCapitalPartnersLP$100.001/21/2011 12:55:16 PM
bazaar-festivity$25.001/21/2011 5:24:40 PM
objective-investor$150.001/21/2011 5:42:48 PM
nickel-position$25.001/21/2011 7:33:29 PM
helpless23$100.001/21/2011 8:42:01 PM
terrific-fund5$25.001/21/2011 9:16:42 PM
tastytitan$50.001/21/2011 11:17:12 PM
visionary-currency$50.001/22/2011 1:20:02 AM
lagnisiruk$25.001/22/2011 9:49:00 AM
gamma$25.001/21/2011 8:11:56 PM
rdking647$35.001/21/2011 8:57:13 PM
omerta6102$50.001/22/2011 6:52:34 AM
runbix7$25.001/22/2011 10:02:32 AM
happy-loyalty$25.001/22/2011 10:17:23 AM
integrity-planet1$35.001/21/2011 9:32:47 PM
bill-expert$50.001/22/2011 10:26:40 AM
helpingyou1$25.001/21/2011 10:16:57 PM
worthy-bid8$50.001/22/2011 8:38:36 AM
market-inspector$25.001/22/2011 1:00:20 AM
vordo$50.001/22/2011 10:47:26 AM
redx$25.001/22/2011 11:36:44 AM
SmartBanking$25.001/22/2011 12:22:44 PM
sjlender$50.001/22/2011 9:58:42 AM
openness-wind8$27.981/22/2011 2:17:48 PM
conceptpi$25.001/22/2011 11:59:10 AM
SelectTrustLending$25.001/22/2011 3:07:04 PM
Toppenish99$25.001/22/2011 3:07:22 PM
sirmowalot$90.831/22/2011 2:03:06 PM
shadowcredit$34.391/22/2011 11:51:42 AM
wwwUniversal$25.001/22/2011 3:43:08 PM
market-assembler$50.001/22/2011 12:00:43 PM
GElender$50.001/22/2011 3:27:48 PM
credit-panda1$25.001/22/2011 12:26:07 PM
bid-computer$25.001/22/2011 3:29:11 PM
credit-serenity8$25.001/22/2011 3:38:29 PM
Cal07$30.001/22/2011 3:38:53 PM
be_wise$25.001/22/2011 3:39:09 PM
hrubinst$50.001/22/2011 3:39:55 PM
LenderFish$50.001/22/2011 3:42:55 PM
aoohollis310$50.001/22/2011 4:50:27 PM
TommyTucker$50.001/22/2011 4:53:00 PM
GoStrong$75.001/22/2011 6:07:14 PM
green-forceful-openness$25.001/22/2011 9:58:08 PM
the-profit-oracle$25.001/22/2011 3:58:22 PM
skiberdad$50.001/22/2011 4:08:15 PM
UBOtto186$50.001/23/2011 2:30:34 AM
wilmajean$50.001/23/2011 3:49:16 AM
nolahelper$25.001/22/2011 6:40:23 PM
debt-system880$25.001/22/2011 9:06:50 PM
debt-system880$25.001/22/2011 9:07:21 PM
starikrai$50.001/22/2011 9:11:41 PM
213 Investments
 
Borrower Payment Dependent Notes Series 491293
This series of Notes was issued and sold upon the funding of the borrower loan #46658, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-22-2011 
Term: 36 months Listing End date:  Jan-26-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $142.87
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: May-2003 Debt/Income ratio: 15%
Credit score: 640-659 (Jan-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 1 Current / open credit lines: 4 / 4Length of status:0y 8m
Amount delinquent: $91 Total credit lines: 30 Occupation: Analyst
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,648Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 92%  
   Homeownership: Yes  
Screen name: cash-multiplier7 Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
leonardledouxjr
Purpose of loan:
This loan will be used to? Auto License Registration

My financial situation:
I am a good candidate for this loan because?I will make sure that I pay it back in the time given.

Monthly net income: $ $4619.00

Monthly expenses: $ 2,679
??Housing: $ 725.00
??Insurance: $ 185.00
??Car expenses: $ 500.00
??Utilities: $ 205.00
??Phone, cable, internet: $ 224.00
??Food, entertainment: $ 800.00
??Clothing, household expenses $ 300.00
??Credit cards and other loans: $ 75.00
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: I do not own a home or have a mortage at this time (Jan-24-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
HHP$50.001/22/2011 11:30:15 AM
forthright-dedication$25.001/22/2011 12:42:21 PM
credit-sycamore4$100.001/22/2011 11:32:41 AM
suave-dime6$25.001/22/2011 1:36:56 PM
wise-rupee-sanctuary$50.001/22/2011 11:26:48 AM
SolarMoonshine$25.001/22/2011 12:24:29 PM
velocity-solo$30.001/22/2011 11:27:21 AM
careful-note$50.001/22/2011 11:32:04 AM
reflective-rupee$25.771/22/2011 1:36:33 PM
tzvie$25.001/23/2011 7:04:34 AM
Bob450$25.001/24/2011 9:08:44 AM
greencat$50.001/24/2011 7:24:36 AM
a-plentiful-loyalty$25.001/24/2011 11:45:39 AM
seineil$50.001/24/2011 12:57:41 PM
rescue$100.001/24/2011 2:08:13 PM
wanna-help$50.001/24/2011 3:12:09 PM
helpingyou1$25.001/24/2011 11:39:50 AM
EarlyRiser$250.001/25/2011 4:57:41 AM
loan-eagle9$25.001/25/2011 11:30:48 AM
larrybird$250.001/25/2011 9:29:30 AM
dpries123$25.001/25/2011 9:42:57 AM
dinero-mason$25.001/25/2011 2:41:06 PM
mlj0671$25.001/25/2011 2:46:33 PM
richboy56$25.001/25/2011 1:42:58 PM
washboard1$25.001/25/2011 1:46:21 PM
zone8$125.001/25/2011 2:21:59 PM
icon7$25.001/25/2011 5:05:08 PM
Leshan$25.001/25/2011 11:23:10 AM
taetrade$25.001/25/2011 5:25:29 PM
myduck$25.001/25/2011 5:35:57 PM
Ocean713$50.001/25/2011 3:06:33 PM
pixeldave$50.001/25/2011 7:46:46 PM
feb217$25.001/25/2011 9:35:32 PM
MoneyForNothing$17.231/26/2011 1:19:29 AM
organic-order$25.001/25/2011 6:43:49 PM
peace-missile$25.001/26/2011 12:18:14 AM
SV-AZ$35.001/25/2011 6:45:11 PM
worthy-bid4$25.001/25/2011 6:47:32 PM
platinum-celebration4$41.001/25/2011 7:01:42 PM
coin-bee1$25.001/25/2011 7:49:04 PM
head$25.001/25/2011 7:57:38 PM
tech310$50.001/26/2011 1:17:34 AM
Jack55304$100.001/22/2011 11:33:40 AM
capital-halo1$500.001/22/2011 11:33:50 AM
genius520$100.001/22/2011 11:28:36 AM
ingenious-interest1$50.001/22/2011 3:58:04 PM
CapitalismRocks$25.001/23/2011 11:13:07 AM
dough-bear$50.001/24/2011 6:52:26 AM
capital-kingdom$25.001/24/2011 8:15:07 AM
bazaar-festivity$25.001/24/2011 10:15:49 AM
goodhearted-basis4$25.001/25/2011 8:27:12 AM
Reliance_Banker$25.001/24/2011 6:07:54 PM
Top_Gun_Lender$26.001/24/2011 8:22:03 PM
jasjac0105$25.001/25/2011 9:42:11 AM
seisen$50.001/25/2011 6:57:38 AM
finagler$25.001/25/2011 9:43:27 AM
jazzlender$25.001/25/2011 1:56:54 PM
kegs$150.001/25/2011 11:06:51 AM
worthy-bid8$50.001/25/2011 1:49:20 PM
newstar2000$25.001/25/2011 4:14:36 PM
Rob717171$50.001/25/2011 9:23:25 PM
J-Rott$50.001/25/2011 6:44:11 PM
KVEER$25.001/25/2011 7:38:54 PM
jybank$25.001/25/2011 9:10:41 PM
peskier$25.001/25/2011 9:45:17 PM
EBITDA$25.001/25/2011 6:44:18 PM
66 Investments
 
Borrower Payment Dependent Notes Series 491339
This series of Notes was issued and sold upon the funding of the borrower loan #46807, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Jan-22-2011 
Term: 36 months Listing End date:  Jan-26-2011 
 
Lender yield: 18.99% Borrower rate/APR: 19.99% / 23.38% Monthly payment: $278.69
 
Lender servicing fee: 1.00% Effective Yield*: 18.55%  
Estimated return*: 9.85%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-2002 Debt/Income ratio: Not calculated
Credit score: 680-699 (Jan-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:17y 9m
Amount delinquent: $0 Total credit lines: 10 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,860Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 61%  
   Homeownership: No  
Screen name: encouraging-durability3 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Trying to get right...
Purpose of loan:
This loan will be used to? Pay off bills and keep a roof over me and my brothers head.

My financial situation:
I am a good candidate for this loan because? I try and do right.

Monthly net income: $ 1300

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 50
??Car expenses: $ 50
??Utilities: $ 100
??Phone, cable, internet: $ 0
??Food, entertainment: $ 100
??Clothing, household expenses $ 9
??Credit cards and other loans: $ 150
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
jazzlender$25.001/22/2011 11:21:30 AM
radforj22$25.001/22/2011 11:21:54 AM
honorable-yield$25.001/22/2011 11:28:23 AM
rolandweary$25.001/22/2011 11:29:05 AM
velocity-solo$50.001/22/2011 11:29:17 AM
credit-investor5$50.001/22/2011 11:30:25 AM
wise-deal-panda$50.001/22/2011 11:26:21 AM
museic1$50.001/22/2011 11:28:46 AM
the-enterprising-leverage$25.001/22/2011 11:29:34 AM
enthralling-deal180$75.001/22/2011 11:22:27 AM
CAGE-Investments$25.001/22/2011 11:25:30 AM
wise-rupee-sanctuary$50.001/22/2011 11:26:40 AM
american6$100.001/22/2011 11:27:03 AM
SelectTrustLending$25.001/22/2011 3:07:43 PM
genius520$100.001/22/2011 11:28:02 AM
simplelender80$100.001/22/2011 11:28:13 AM
mtnbikemania$50.001/22/2011 3:59:35 PM
zorg77$25.001/22/2011 5:53:58 PM
powerful-finance7$25.001/22/2011 11:53:05 PM
somebody32$50.001/22/2011 11:53:14 PM
sensible-gain884$25.001/23/2011 5:47:31 AM
impeccable-transparency$50.001/23/2011 6:57:42 AM
skiberdad$50.001/22/2011 4:08:40 PM
chekat$25.001/23/2011 11:24:27 AM
asdf9876$25.001/23/2011 3:11:59 PM
eloquent-dough5$25.001/23/2011 7:21:59 PM
PaulW$25.001/24/2011 7:28:00 AM
marketplace-achievement$50.001/24/2011 9:11:49 AM
rakstar$25.001/24/2011 6:53:08 AM
agalt$75.001/24/2011 8:32:30 AM
speedster351$50.001/24/2011 2:11:42 PM
boj2007$50.001/24/2011 2:56:53 PM
brw$25.001/24/2011 4:21:54 PM
papaloha$25.001/24/2011 5:34:55 PM
Wally1727$50.001/24/2011 7:46:44 PM
responsibility-cherry6$50.001/25/2011 9:44:11 AM
organized-dedication9$50.001/25/2011 9:43:13 AM
kegs$150.001/25/2011 11:05:18 AM
FlyingBobo$25.001/25/2011 9:47:42 AM
pnace$50.001/25/2011 1:55:13 PM
TNG812$25.001/25/2011 2:19:49 PM
paladin847$50.001/25/2011 10:58:01 AM
steiglends$250.001/25/2011 9:48:15 AM
credible-bid0$50.001/25/2011 9:52:32 AM
money-bauble$50.001/25/2011 3:56:02 PM
AFFlyboy$50.001/25/2011 10:58:38 AM
sail120$50.001/25/2011 2:40:28 PM
myduck$25.001/25/2011 5:37:21 PM
Ocean713$50.001/25/2011 3:05:36 PM
jamiee73$25.001/25/2011 5:53:45 PM
350DGRZ$50.001/25/2011 3:44:19 PM
worthy-bid8$100.001/25/2011 1:47:28 PM
bigphish$25.001/25/2011 2:37:50 PM
mizon291$50.001/25/2011 6:40:05 PM
LeReve$100.001/25/2011 4:41:53 PM
first-upright-payout$25.001/25/2011 6:43:00 PM
KVEER$25.001/25/2011 7:38:27 PM
BaxterEvil$25.001/25/2011 5:46:04 PM
rdav$25.001/25/2011 6:38:55 PM
market-assembler$50.001/25/2011 6:39:18 PM
golden-wealth2$50.001/25/2011 6:40:15 PM
Cheburashka$25.001/26/2011 3:36:36 AM
Tradesmanlender$27.121/26/2011 4:08:41 AM
LongTail$25.001/26/2011 4:11:11 AM
note-cougar0$25.001/26/2011 4:17:14 AM
Savings_EQ_Dignity$50.001/26/2011 4:17:27 AM
financial-frenzy$27.331/26/2011 4:18:10 AM
orange-generous-ore$25.001/25/2011 6:31:34 PM
nickel-ferret$46.191/26/2011 4:32:46 AM
be_wise$25.001/25/2011 6:39:22 PM
cassius84$25.001/25/2011 11:06:54 PM
Streetfighter$50.001/25/2011 6:40:20 PM
debtcollector$35.001/25/2011 6:43:18 PM
selfmademan$25.001/26/2011 3:35:59 AM
broker558$25.001/26/2011 7:52:21 AM
social-zebra$25.001/26/2011 8:47:01 AM
hrubinst$25.071/26/2011 4:11:23 AM
smloanbigresult$25.001/26/2011 4:17:01 AM
TheBaldGuy$25.001/26/2011 6:48:44 AM
syounker$25.001/26/2011 7:01:44 AM
money-surge1$25.001/26/2011 4:17:17 AM
social-heart$50.001/26/2011 7:37:04 AM
wise-bonus-honker$26.131/26/2011 4:17:59 AM
credit-czar5$25.001/26/2011 4:19:57 AM
Gabriel02$25.001/26/2011 4:20:08 AM
investment-comet$25.001/26/2011 4:21:54 AM
visionary-currency$40.821/26/2011 4:25:23 AM
ferocious-exchange3$26.301/26/2011 4:26:24 AM
treasure-bliss$50.001/26/2011 4:28:24 AM
dinero-speaker$25.001/26/2011 4:32:52 AM
zburner$50.001/26/2011 5:41:54 AM
ursus$100.001/22/2011 11:28:30 AM
worldly-community3$50.001/22/2011 11:29:52 AM
marketplace-cello5$25.001/22/2011 11:31:01 AM
tech310$50.001/22/2011 11:27:10 AM
skuba$75.001/22/2011 11:27:32 AM
bowdish1$50.001/22/2011 11:27:49 AM
C_Mark$100.001/22/2011 11:30:05 AM
indomitable-coin$25.001/22/2011 11:32:00 AM
flexible-value$100.001/22/2011 3:41:56 PM
ThomasC$50.001/22/2011 3:42:01 PM
JM-Sarawak$25.001/23/2011 6:27:33 AM
Bank_Of_XL$25.001/23/2011 8:56:16 AM
nanda$100.001/23/2011 7:02:28 PM
cropdust3r$25.001/24/2011 7:12:32 AM
speedy-point$25.001/24/2011 10:38:56 AM
the-debt-starfish$100.001/24/2011 10:13:41 AM
EarlyRiser$250.001/24/2011 10:39:57 AM
thrifty-dedication$50.001/24/2011 10:56:37 AM
IP$50.001/24/2011 5:56:31 PM
the-auction-bear$25.001/24/2011 8:32:01 PM
orange-preeminant-bill$50.001/25/2011 9:43:53 AM
five-star-justice$36.001/25/2011 9:44:25 AM
jtc26$100.001/25/2011 8:16:10 AM
larrybird$250.001/25/2011 9:29:57 AM
dollardave$100.001/25/2011 1:30:35 PM
lender987654321$25.001/25/2011 2:19:56 PM
Sixmil$50.001/25/2011 6:31:16 PM
objective-investor$150.001/25/2011 6:40:37 PM
handshake5$48.761/25/2011 4:54:13 PM
kbguru$50.001/25/2011 5:19:47 PM
capital-web7$50.001/25/2011 9:23:07 PM
fiddlerzvi$50.001/25/2011 6:38:39 PM
soheagle$25.001/25/2011 6:41:23 PM
Mariner3605$25.001/26/2011 3:37:00 AM
awwaaww$50.001/25/2011 7:34:25 PM
neutrino6$25.001/26/2011 4:17:48 AM
blissful-note7$29.931/26/2011 4:24:05 AM
the-profit-oracle$25.001/26/2011 4:26:34 AM
wwwUniversal$25.001/26/2011 4:27:07 AM
lagnisiruk$25.001/25/2011 6:40:25 PM
power-trophy7$25.001/25/2011 6:40:44 PM
heavenly-repayment4$25.001/25/2011 6:42:03 PM
efficient-treasure0$25.001/26/2011 6:16:45 AM
Weaverville$25.001/26/2011 3:36:44 AM
ChewyZ$25.001/26/2011 7:06:40 AM
averagefore$25.001/26/2011 7:56:22 AM
Rivervale_Westwood$25.001/26/2011 8:02:05 AM
Raser$25.571/26/2011 4:06:34 AM
listing-trapper3$27.971/26/2011 4:21:29 AM
bulabula$39.191/26/2011 4:23:23 AM
melodious-fairness$50.001/26/2011 4:32:30 AM
authentic-liberty7$25.001/26/2011 4:33:37 AM
fortytwo$255.811/26/2011 3:27:49 AM
Tahoeman$25.001/26/2011 7:36:19 AM
dollar-high-five$25.001/26/2011 4:18:50 AM
nalaari$25.001/26/2011 4:21:43 AM
building-america$50.001/26/2011 8:11:46 AM
gold-sushi$25.001/26/2011 4:22:29 AM
orange-dollar-guild$25.001/26/2011 4:24:51 AM
hope-hickory$25.001/26/2011 4:25:17 AM
JohnWS$25.001/26/2011 8:45:45 AM
yield-seeker$25.001/26/2011 4:32:40 AM
studious-bonus7$66.261/26/2011 4:33:00 AM
assetmanager$25.001/26/2011 7:01:38 AM
integrity-doctor$100.001/26/2011 8:44:37 AM
EretzCapital$41.551/26/2011 8:52:31 AM
157 Investments
 
Borrower Payment Dependent Notes Series 491531
This series of Notes was issued and sold upon the funding of the borrower loan #46746, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Jan-22-2011 
Term: 36 months Listing End date:  Jan-26-2011 
 
Lender yield: 18.99% Borrower rate/APR: 19.99% / 23.38% Monthly payment: $260.11
 
Lender servicing fee: 1.00% Effective Yield*: 18.55%  
Estimated return*: 9.85%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-2005 Debt/Income ratio: 19%
Credit score: 660-679 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:13y 0m
Amount delinquent: $0 Total credit lines: 11 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,504Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 70%  
   Homeownership: No  
Screen name: dancer710 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
New Opportunity
Purpose of loan:
This loan will be used to?increase inventory? on my personal business

My financial situation:
I am a good candidate for this loan because?I'm making enough and my paying back record is very good

Monthly net income: $?5,500

Monthly expenses: $ 200.00
??Housing: $ 950,00
??Insurance: $ 84.00
??Car expenses: $ 0.00
??Utilities: $ 0.00
??Phone, cable, internet: $ 120.00
??Food, entertainment: $
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $ 230.00
??Other expenses: $ 0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What type of business do you have? How will you earn a return on this additional cash? - nycloan
A: i will buy goods that have 30% gross return, my maket area are packaging, i need the cast to increase my purchasing power do to price increse on raw material, i sell packaging materials. (Jan-23-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
jazzlender$25.001/22/2011 11:21:31 AM
CAGE-Investments$25.001/22/2011 11:25:30 AM
genius520$100.001/22/2011 11:28:03 AM
simplelender80$100.001/22/2011 11:28:15 AM
museic1$50.001/22/2011 11:28:51 AM
worldly-community3$50.001/22/2011 11:29:55 AM
jjswanso$50.001/22/2011 11:30:44 AM
SimpleChoice$25.001/22/2011 11:35:09 AM
ursus$100.001/22/2011 11:28:32 AM
C_Mark$100.001/22/2011 11:30:08 AM
indomitable-coin$25.001/22/2011 11:32:02 AM
platinum-sorcerer6$25.001/22/2011 11:56:56 AM
Artist_Blue$25.001/22/2011 11:59:35 AM
american6$100.001/22/2011 11:27:07 AM
honorable-yield$25.001/22/2011 11:28:25 AM
impeccable-transparency$50.001/22/2011 11:38:31 AM
tom48l$50.001/22/2011 11:57:00 AM
zorg77$25.001/22/2011 12:37:07 PM
mogul16$25.001/22/2011 6:23:23 PM
auction-seeker$25.001/22/2011 4:12:52 PM
investment-artist$25.001/23/2011 10:31:40 AM
ritzman52$25.001/23/2011 9:39:12 AM
loss-of-control$50.001/23/2011 9:55:44 AM
AlfinityBank25$25.001/23/2011 12:08:01 AM
chekat$25.001/23/2011 11:24:32 AM
first-serene-credit$25.001/23/2011 8:04:09 AM
Bank_Of_XL$50.001/23/2011 8:57:28 AM
eloquent-dough5$25.001/23/2011 7:22:02 PM
asdf9876$25.001/23/2011 3:12:02 PM
buffalobills$25.001/24/2011 9:20:03 AM
enthusiastic-balance5$200.001/23/2011 7:15:09 PM
speedy-point$25.001/24/2011 10:39:02 AM
MoneyTree79$30.001/24/2011 9:15:55 AM
EarlyRiser$250.001/24/2011 10:40:00 AM
speedster351$50.001/24/2011 2:11:42 PM
boj2007$50.001/24/2011 2:56:55 PM
Wally1727$50.001/24/2011 7:46:45 PM
larrybird$250.001/25/2011 9:29:59 AM
organized-dedication9$50.001/25/2011 9:43:13 AM
the-auction-bear$25.001/24/2011 8:32:04 PM
papaloha$25.001/25/2011 9:49:46 AM
credible-bid0$50.001/25/2011 9:52:33 AM
steiglends$250.001/25/2011 2:21:20 PM
Hola_James$31.871/25/2011 9:46:55 AM
goodhearted-basis4$25.001/25/2011 2:34:14 PM
ThomasC$50.001/25/2011 9:47:32 AM
sail120$50.001/25/2011 2:40:29 PM
pnace$50.001/25/2011 1:55:15 PM
five-star-justice$36.001/25/2011 2:37:53 PM
kbguru$50.001/25/2011 5:19:49 PM
BaxterEvil$25.001/25/2011 5:46:05 PM
cash-tent$30.001/25/2011 12:34:55 PM
LeReve$100.001/25/2011 4:41:54 PM
responsibility-cherry6$25.001/25/2011 2:34:20 PM
Sixmil$50.001/25/2011 6:31:17 PM
goodhearted-basis4$25.001/25/2011 4:23:10 PM
objective-investor$150.001/25/2011 6:40:38 PM
jcw3rd$25.001/25/2011 6:55:13 PM
jamiee73$25.001/25/2011 5:53:52 PM
power-trophy7$25.001/25/2011 6:40:44 PM
Moneypenny6$25.001/26/2011 12:20:05 AM
TNG812$25.501/25/2011 6:54:15 PM
robust-duty1$29.001/26/2011 3:39:37 AM
DaddyBill$30.001/25/2011 7:48:44 PM
wwwUniversal$25.001/26/2011 4:27:13 AM
handshake5$100.001/26/2011 4:28:44 AM
nilonc1$50.001/25/2011 6:38:10 PM
market-assembler$44.941/25/2011 6:39:19 PM
lagnisiruk$25.001/25/2011 6:40:27 PM
draggon77$25.001/26/2011 6:40:13 AM
Matt_Colsia$259.551/26/2011 7:00:39 AM
KVEER$25.001/25/2011 7:38:28 PM
dollardave$73.511/26/2011 4:26:05 AM
cassius84$25.001/25/2011 11:06:55 PM
benefit-position$30.001/26/2011 4:56:31 AM
gilbrear$25.001/26/2011 4:17:29 AM
tomdooley12520$25.001/26/2011 5:05:08 AM
efficient-treasure0$25.001/26/2011 6:16:46 AM
radforj22$25.001/22/2011 11:21:58 AM
enthralling-deal180$75.001/22/2011 11:22:36 AM
wise-deal-panda$50.001/22/2011 11:26:24 AM
tech310$50.001/22/2011 11:27:13 AM
bowdish1$50.001/22/2011 11:27:56 AM
rolandweary$25.001/22/2011 11:29:08 AM
the-enterprising-leverage$25.001/22/2011 11:29:41 AM
wise-rupee-sanctuary$50.001/22/2011 11:26:44 AM
skuba$75.001/22/2011 11:27:38 AM
credit-investor5$50.001/22/2011 11:30:26 AM
B-rad_the_Coug$25.001/22/2011 11:34:02 AM
benefit-squirrel$30.001/22/2011 11:36:18 AM
chestnut4$25.001/22/2011 11:57:07 AM
velocity-solo$50.001/22/2011 11:29:21 AM
marketplace-cello5$25.001/22/2011 11:31:05 AM
SelectTrustLending$25.001/22/2011 3:07:47 PM
mtnbikemania$50.001/22/2011 3:59:52 PM
skiberdad$50.001/22/2011 4:08:43 PM
JM-Sarawak$28.841/23/2011 6:28:03 AM
cloud8$60.001/22/2011 3:57:26 PM
enriched-note6$25.001/23/2011 12:22:00 PM
coin-bee1$25.001/23/2011 10:52:58 AM
favorite-commerce$50.001/23/2011 6:36:09 AM
nanda$100.001/23/2011 7:02:30 PM
Nicedad72$25.001/23/2011 6:15:40 PM
rakstar$25.001/24/2011 6:53:13 AM
PaulW$25.001/24/2011 7:28:02 AM
goodhearted-basis4$25.001/24/2011 9:40:13 AM
compagnt$25.001/24/2011 8:14:54 AM
agalt$75.001/24/2011 8:32:33 AM
marketplace-achievement$50.001/24/2011 9:11:52 AM
FinanceEngine$25.001/24/2011 10:10:24 AM
thrifty-dedication$50.001/24/2011 10:56:41 AM
brw$25.001/24/2011 4:21:57 PM
powerful-finance7$25.001/24/2011 5:32:11 PM
IP$50.001/24/2011 5:56:34 PM
elegant-commerce7$50.001/24/2011 7:23:32 PM
flexible-value$100.001/24/2011 5:34:53 PM
somebody32$50.001/25/2011 9:47:31 AM
durable-investment8$35.001/25/2011 10:19:18 AM
paladin847$50.001/25/2011 10:58:02 AM
kegs$150.001/25/2011 11:05:19 AM
sensible-gain884$25.001/25/2011 9:47:34 AM
AFFlyboy$50.001/25/2011 10:58:39 AM
cropdust3r$25.001/25/2011 9:45:52 AM
Ocean713$50.001/25/2011 3:05:38 PM
worthy-bid8$100.001/25/2011 1:47:33 PM
350DGRZ$50.001/25/2011 3:44:20 PM
bazaar-festivity$25.001/25/2011 2:16:33 PM
heavenly-repayment4$25.001/25/2011 6:42:04 PM
first-upright-payout$25.001/25/2011 6:43:00 PM
SLJ3$25.791/25/2011 7:23:01 PM
golden-wealth2$50.001/25/2011 6:40:16 PM
bigphish$25.001/25/2011 6:41:46 PM
EODLEGS$25.001/26/2011 2:43:09 AM
asset-bada-bing$25.001/25/2011 7:59:35 PM
jybank$25.001/25/2011 9:12:16 PM
orange-preeminant-bill$50.001/26/2011 4:25:11 AM
capital-web7$50.001/25/2011 9:23:08 PM
be_wise$25.001/25/2011 6:39:23 PM
Streetfighter$50.001/25/2011 6:40:20 PM
Mindful7$25.001/26/2011 5:58:32 AM
treasure-bliss$50.001/26/2011 4:28:26 AM
Weaverville$25.001/26/2011 3:36:45 AM
the-profit-oracle$25.001/26/2011 4:26:38 AM
143 Investments
 
Borrower Payment Dependent Notes Series 491545
This series of Notes was issued and sold upon the funding of the borrower loan #46755, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Jan-24-2011 
Term: 36 months Listing End date:  Jan-24-2011 
 
Lender yield: 23.99% Borrower rate/APR: 24.99% / 28.49% Monthly payment: $298.16
 
Lender servicing fee: 1.00% Effective Yield*: 23.40%  
Estimated return*: 13.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-1993 Debt/Income ratio: 22%
Credit score: 660-679 (Jan-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:8y 2m
Amount delinquent: $0 Total credit lines: 44 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $7,626Stated income:$50,000-$74,999
Delinquencies in last 7y: 2 Bankcard utilization: 36%  
   Homeownership: No  
Screen name: dargonian Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 660-679 (Latest)
Principal borrowed: $4,000.00< 31 days late: 0 ( 0% )  
660-679 (Sep-2006)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Temporary Loan for Medical Bill
Purpose of loan:
This loan will be needed to pay off a few medical-related debts. I am expecting a refund in excess escrow payments from 2010 as well as a tax refund, so the true life of this loan will most likely be less than 2 years.

My financial situation:
I'm an ordinary, hard-working American citizen who happens to have typical bills and debts. My financial situation has greatly improved over the past 7 years, and I'm well-positioned to make timely payments on this loan as I did on my last Prosper loan.

Monthly net income: $ 3,317

Monthly expenses: $
??Housing: $ 1054
??Insurance: $ 88
??Car expenses: $425
??Utilities: $ 175
??Phone, cable, internet: $165
??Credit cards and other loans: $ 201

Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
YoungTaxMan$200.001/24/2011 11:04:03 AM
genius520$100.001/24/2011 10:30:23 AM
selector568$150.001/24/2011 10:37:28 AM
taetrade$25.001/24/2011 10:43:30 AM
investment-artist$25.001/24/2011 10:47:53 AM
SFBank$200.001/24/2011 10:24:05 AM
Skeptical-one$49.001/24/2011 10:27:52 AM
blue-useful-auction$25.001/24/2011 11:33:43 AM
wise-rupee-sanctuary$50.001/24/2011 10:28:49 AM
velocity-solo$30.001/24/2011 10:29:17 AM
jhouman$25.001/24/2011 10:24:03 AM
MoneyForNothing$38.311/24/2011 2:08:46 PM
Aberdeen$4,000.001/24/2011 10:31:57 AM
Kash2010lu$27.001/24/2011 10:32:29 AM
vutah$25.001/24/2011 4:56:01 PM
num1irish$125.001/24/2011 12:31:08 PM
Mr-Miracle$25.001/24/2011 10:33:42 AM
justasoldier$35.001/24/2011 1:51:57 PM
NekHoldings$25.001/24/2011 10:44:03 AM
rescue$100.001/24/2011 2:08:29 PM
thankful-nickel2$25.001/24/2011 3:00:02 PM
sweety075$25.001/24/2011 11:28:50 AM
golffish2$100.001/24/2011 11:51:43 AM
FinanceEngine$30.001/24/2011 4:24:39 PM
angel879$50.001/24/2011 4:58:12 PM
seineil$50.001/24/2011 12:57:05 PM
mikeandcat$100.001/24/2011 1:00:45 PM
credit-guard5$25.001/24/2011 1:07:31 PM
loanman2007$200.001/24/2011 1:48:37 PM
social-heart$50.001/24/2011 4:01:55 PM
vigorous-moola$36.001/24/2011 4:39:17 PM
greencat$50.001/24/2011 10:34:36 AM
DasMula$56.841/24/2011 10:37:14 AM
cashhelp$50.001/24/2011 10:28:14 AM
courteous-note1$100.001/24/2011 11:44:13 AM
best-income-fertilizer$100.001/24/2011 12:20:50 PM
MoneyForNothing$50.571/24/2011 10:30:09 AM
EarlyRiser$250.001/24/2011 10:40:20 AM
HHP$50.001/24/2011 10:31:20 AM
enthusiastic-balance5$32.501/24/2011 10:32:12 AM
grammaspurse$25.001/24/2011 4:38:58 PM
hopeful-truth5$200.001/24/2011 1:53:58 PM
reflective-rupee$250.771/24/2011 10:48:03 AM
integrity-doctor$100.001/24/2011 3:58:08 PM
Oak-Parker$25.921/24/2011 4:09:26 PM
credit-missile$120.551/24/2011 5:22:28 PM
Rulea72$42.541/24/2011 1:06:47 PM
Iceman1347$25.001/24/2011 3:48:12 PM
48 Investments
 
Borrower Payment Dependent Notes Series 489112
This series of Notes was issued and sold upon the funding of the borrower loan #46773, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jan-21-2011 
Term: 36 months Listing End date:  Jan-22-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Mar-1989 Debt/Income ratio: 23%
Credit score: 700-719 (Dec-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:20y 5m
Amount delinquent: $0 Total credit lines: 50 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,346Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 95%  
   Homeownership: Yes  
Screen name: income-warmth6 Borrower's state: Delaware Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
updating my kitchen
Purpose of loan:
This loan will be used to? update kitchen appliances and assist my daughter with some financial issues.

My financial situation:
I am a good candidate for this loan because? I have a secure job and income. I always pay my bills.

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
nilonc1$50.001/21/2011 4:14:05 PM
credit-sycamore4$100.001/21/2011 4:15:56 PM
careful-note$50.001/21/2011 4:16:50 PM
one-midas$50.001/21/2011 5:59:29 PM
velocity-solo$25.001/21/2011 4:14:49 PM
reflective-rupee$400.771/21/2011 4:42:03 PM
Jack55304$100.001/21/2011 10:47:41 PM
mamasbeachhouse$125.001/21/2011 6:06:05 PM
new0rleans$25.001/22/2011 4:08:52 AM
wonder3$25.001/22/2011 7:16:57 AM
SOP_Bank$25.001/21/2011 6:05:57 PM
realtormoises$25.001/22/2011 5:57:55 AM
impala6464$100.001/21/2011 9:14:54 PM
dollar-pillow4$50.001/21/2011 9:29:04 PM
lendstats_com$200.001/22/2011 8:26:48 AM
lending-theory$25.001/21/2011 11:01:31 PM
gothampark$25.001/22/2011 9:47:38 AM
Moe87$30.371/22/2011 6:02:22 AM
suave-dime6$25.001/22/2011 1:34:04 PM
ekmendenhall$200.001/22/2011 2:17:36 PM
RyanM561$25.001/22/2011 2:42:56 PM
blissful-deal0$50.001/22/2011 2:53:27 PM
jutdon84$250.001/22/2011 2:12:33 PM
head$25.001/22/2011 2:23:47 PM
vanklein$25.001/22/2011 2:42:27 PM
goodhearted-basis4$25.001/21/2011 4:56:39 PM
SolarMoonshine$50.001/21/2011 5:18:44 PM
droopie1$25.001/21/2011 4:12:58 PM
witty-openness$25.001/21/2011 4:56:17 PM
Kash2010lu$25.001/21/2011 4:41:58 PM
sensible-fund$25.001/21/2011 4:52:46 PM
ingenious-interest1$50.001/21/2011 10:59:45 PM
hopeful-truth5$100.001/21/2011 7:32:55 PM
retired272$25.001/21/2011 5:24:11 PM
orange-pound-party$40.001/22/2011 6:12:26 AM
IASKGOD$25.001/21/2011 10:06:32 PM
larryboy10$25.001/21/2011 5:57:36 PM
bid-treaty$50.001/22/2011 9:03:47 AM
Sudoku$46.341/22/2011 1:01:47 AM
restless-dime$25.001/22/2011 9:34:18 AM
leverage-monger$38.001/21/2011 6:55:31 PM
loanman2007$75.001/22/2011 5:33:18 AM
Loan2Own$50.001/22/2011 10:08:22 AM
capital-halo1$500.001/21/2011 10:47:56 PM
ultimate-power2$25.001/22/2011 9:01:47 AM
Kqwik$50.001/22/2011 9:13:24 AM
unger$150.001/22/2011 2:59:26 AM
Whipster$50.001/22/2011 5:39:03 AM
dudebrah$25.001/22/2011 11:19:07 AM
Bob450$25.001/22/2011 8:39:06 AM
investment-artist$25.001/22/2011 9:13:54 AM
zorg77$25.001/22/2011 9:38:20 AM
loss-of-control$150.001/22/2011 1:03:57 PM
worthy-bid4$25.001/22/2011 11:39:52 AM
MoneyForNothing$19.521/22/2011 3:03:19 PM
forthright-dedication$25.001/22/2011 12:42:07 PM
aquistoyraul$25.001/22/2011 2:16:28 PM
matthewa$25.001/22/2011 1:07:44 PM
squadron781$50.001/22/2011 2:20:52 PM
jerrymaguire$25.001/22/2011 2:25:00 PM
Jorgef741$25.001/22/2011 3:03:12 PM
61 Investments
 
Borrower Payment Dependent Notes Series 490302
This series of Notes was issued and sold upon the funding of the borrower loan #46643, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-13-2011 
Term: 36 months Listing End date:  Jan-13-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $265.33
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-1998 Debt/Income ratio: 19%
Credit score: 780-799 (Jan-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 6Length of status:21y 11m
Amount delinquent: $0 Total credit lines: 19 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,053Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 66%  
   Homeownership: Yes  
Screen name: ethical-credit7 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying down bills
Purpose of loan:
This loan will be used to make payment on outstanding account and one credit card?

My financial situation:
I am a good candidate for this loan because I am a responsible employee who respects my work ethic and I do strive to repay my?debts. I have a good history of paying on time and I treat my debts seriously. I don't want to apply for bankruptcy and I want to keep my house. Just like everyone else, I deserve a chance to prove that I am a worthy candidate.?

Monthly net income: $ 3,250

Monthly expenses: $
??Housing: $2,600
??Insurance: $261
??Car expenses: $0
??Utilities: $150
??Phone, cable, internet: $55
??Food, entertainment: $90
??Clothing, household expenses $50
??Credit cards and other loans: $175?
??Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
musegaze$50.001/13/2011 10:02:04 AM
the-auction-bear$25.001/13/2011 10:12:31 AM
inspire22$25.001/13/2011 10:13:29 AM
zipemdown$50.001/13/2011 10:13:44 AM
fareast_man$25.001/13/2011 10:16:43 AM
dcap3$25.001/13/2011 10:17:53 AM
ingenious-truth0$50.001/13/2011 10:18:51 AM
Mr-Miracle$25.001/13/2011 10:35:55 AM
greencat$50.001/13/2011 10:05:16 AM
JustMee$25.001/13/2011 11:18:09 AM
worthy-bid8$50.001/13/2011 10:13:54 AM
intuitive-camaraderi9$25.001/13/2011 10:14:04 AM
britches613$50.001/13/2011 10:15:57 AM
ah-long$25.001/13/2011 10:17:06 AM
velocity-solo$25.001/13/2011 10:17:36 AM
realtormoises$25.001/13/2011 12:33:06 PM
murspot$25.001/13/2011 12:40:26 PM
AlfinityBank25$25.001/13/2011 12:52:55 PM
nilonc1$50.001/13/2011 10:12:30 AM
capital-halo1$500.001/13/2011 10:13:00 AM
truth-ceremony$25.001/13/2011 10:20:26 AM
genius520$100.001/13/2011 10:13:13 AM
radforj22$25.001/13/2011 1:24:19 PM
green-moola-sniffer$50.001/13/2011 1:24:47 PM
point-kitten6$50.001/13/2011 10:13:32 AM
kulender$50.001/13/2011 1:24:54 PM
gentle-social0$50.001/13/2011 1:25:03 PM
fighter122$25.001/13/2011 1:25:13 PM
Aunca$50.001/13/2011 10:13:49 AM
Tasmir$25.001/13/2011 1:25:22 PM
blackattak67$25.001/13/2011 1:25:28 PM
soulful-truth$50.001/13/2011 1:28:21 PM
credit-sycamore4$100.001/13/2011 10:14:20 AM
fortytwo$50.001/13/2011 1:28:25 PM
well-mannered-income3$40.001/13/2011 1:54:36 PM
AdrianWapcaplet$50.001/13/2011 1:58:11 PM
UCLA4life$25.001/13/2011 10:17:24 AM
engaging-leverage823$50.001/13/2011 3:01:29 PM
Bob450$25.001/13/2011 12:09:01 PM
2grindstones$25.001/13/2011 12:19:48 PM
samdog079$100.001/13/2011 10:27:25 AM
Thylow$25.001/13/2011 11:04:55 AM
mckhbnpc$30.001/13/2011 11:44:39 AM
platinum-celebration4$31.001/13/2011 1:24:21 PM
GlobalVisionary$50.001/13/2011 1:24:56 PM
leverage-holly$25.001/13/2011 1:25:02 PM
leverage-hawk$25.001/13/2011 1:25:21 PM
amusement4$300.001/13/2011 1:38:39 PM
himanshuko$25.001/13/2011 2:06:13 PM
infinitykid$50.001/13/2011 2:12:18 PM
credit-missile$75.001/13/2011 2:25:37 PM
luann199$35.571/13/2011 2:26:56 PM
velocity-flag$50.001/13/2011 2:45:10 PM
thorough-exchange4$50.001/13/2011 2:52:58 PM
TeaHouseFinance$27.991/13/2011 1:03:27 PM
icanhasloanz$50.001/13/2011 1:09:15 PM
favorite-commerce$50.001/13/2011 1:15:40 PM
julsal$25.001/13/2011 1:24:42 PM
famous-bill$25.001/13/2011 1:25:01 PM
contract-giant$25.001/13/2011 1:25:19 PM
deadbabyseal$25.001/13/2011 1:25:29 PM
AspiringJunzi$25.001/13/2011 1:25:46 PM
LBOregon$25.001/13/2011 1:25:53 PM
Gibbyland$50.001/13/2011 1:25:59 PM
payment-gusto$25.001/13/2011 1:28:27 PM
wwwUniversal$25.001/13/2011 1:42:18 PM
BankofRon$25.001/13/2011 3:01:18 PM
ronow22$50.001/13/2011 3:01:30 PM
Thylow$250.001/13/2011 3:01:32 PM
reflective-rupee$99.991/13/2011 10:08:09 AM
handshake5$100.001/13/2011 10:12:23 AM
bid-czar8$50.001/13/2011 10:13:40 AM
DHolly$30.001/13/2011 10:02:30 AM
uncleegg$50.001/13/2011 10:19:19 AM
Investoman$100.001/13/2011 10:12:26 AM
bazaar-festivity$100.001/13/2011 10:12:36 AM
frogperson$300.001/13/2011 10:13:42 AM
kind-efficient-credit$25.001/13/2011 10:13:57 AM
Speculator$50.001/13/2011 10:14:12 AM
lendstats_com$200.001/13/2011 12:12:19 PM
top-courteous-peso$100.001/13/2011 10:07:39 AM
DasMula$38.841/13/2011 10:18:06 AM
amusement4$100.001/13/2011 10:12:44 AM
EBITDA$25.001/13/2011 10:13:06 AM
ThatDanGuy$50.001/13/2011 10:13:24 AM
Maetryx$50.001/13/2011 1:24:44 PM
jamiee73$25.001/13/2011 1:24:52 PM
honorable-yield$25.001/13/2011 10:13:35 AM
ptjg$25.001/13/2011 1:25:00 PM
peace-saber0$25.001/13/2011 1:25:07 PM
JJ9876$25.001/13/2011 1:25:16 PM
worth-arch$25.001/13/2011 1:25:23 PM
rss197$25.001/13/2011 1:25:43 PM
first-upright-payout$25.001/13/2011 10:14:00 AM
robocop$50.001/13/2011 1:25:51 PM
tech310$50.001/13/2011 1:28:19 PM
diplomatic-wealth7$25.001/13/2011 1:28:23 PM
investment-artist$25.001/13/2011 1:31:29 PM
one-midas$25.001/13/2011 2:34:14 PM
vigorous-velocity$50.001/13/2011 10:18:32 AM
PatRichi$25.001/13/2011 10:19:00 AM
jjsparks28$32.001/13/2011 2:56:42 PM
fund-tom-tom6$25.001/13/2011 12:31:14 PM
witty-openness$25.001/13/2011 11:37:23 AM
helpishere777$25.001/13/2011 1:24:15 PM
sound$50.001/13/2011 1:24:24 PM
moola-monger9$50.001/13/2011 12:01:27 PM
cardguy$25.001/13/2011 1:24:58 PM
Aragorn$25.001/13/2011 1:25:12 PM
rvfbroker$25.001/13/2011 1:25:25 PM
seandre3000$50.001/13/2011 1:28:17 PM
rate-gravity$50.001/13/2011 2:04:23 PM
eclicknsave$25.001/13/2011 2:42:31 PM
dhkny5$50.001/13/2011 2:52:53 PM
smallbizrule$25.001/13/2011 2:53:00 PM
Doug1043$25.001/13/2011 3:00:51 PM
J-Rott$100.001/13/2011 3:01:27 PM
gold-channel2$25.001/13/2011 1:24:12 PM
wanna-help$50.001/13/2011 1:24:39 PM
investment-comet$25.001/13/2011 1:24:45 PM
graceful-investment$39.831/13/2011 1:25:05 PM
lucrative-dollar$50.001/13/2011 1:25:10 PM
Ocean713$50.001/13/2011 1:25:18 PM
bnlforever$25.001/13/2011 1:25:24 PM
porkhelmet$25.001/13/2011 1:25:48 PM
consummate-loyalty1$50.001/13/2011 1:25:54 PM
abundant-credit6$25.001/13/2011 1:28:29 PM
commanding-income774$25.001/13/2011 2:50:51 PM
kind-adventurous-finance$50.001/13/2011 3:01:31 PM
129 Investments
 
Borrower Payment Dependent Notes Series 490404
This series of Notes was issued and sold upon the funding of the borrower loan #46801, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.20% Listing Start date:  Jan-20-2011 
Term: 36 months Listing End date:  Jan-20-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $108.87
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 15.37%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: May-1999 Debt/Income ratio: 22%
Credit score: 700-719 (Jan-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:2y 3m
Amount delinquent: $0 Total credit lines: 19 Occupation: Medical Technician
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,482Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 38%  
   Homeownership: No  
Screen name: thoughtful-loot458 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying medical bills
Purpose of loan:
This loan will be used to pay medical bills and holiday expenses.

My financial situation:
I am a good candidate for this loan because I'm a steady full-time worker that always pays my bills on time.

Monthly net income: $3200(myself & spouse combined)

Monthly expenses: $
??Housing: $ 1244/month(Rent)
??Insurance: $ 77/month(Car insurance)
??Car expenses: $ 140/month(Gas)
??Utilities: $ 100/month(heat, electricity)
??Phone, cable, internet: $ 200/month
??Food, entertainment: $ 100/month
??Clothing, household expenses $ 20
??Credit cards and other loans: $ 300
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Kash2010lu$53.001/20/2011 5:26:16 PM
Jack55304$100.001/20/2011 5:32:15 PM
wise-rupee-sanctuary$50.001/20/2011 5:33:19 PM
power-trophy7$25.001/20/2011 5:34:22 PM
selector568$100.001/20/2011 5:35:53 PM
reflective-rupee$600.771/20/2011 5:34:11 PM
Investoman$100.001/20/2011 5:38:55 PM
capital-halo1$500.001/20/2011 5:39:16 PM
cloud8$50.001/20/2011 5:35:02 PM
trade-goblin9$25.001/20/2011 5:35:37 PM
nickel-hickory$50.001/20/2011 5:35:47 PM
velocity-solo$25.001/20/2011 5:36:15 PM
JustMee$25.001/20/2011 5:37:26 PM
J-Rott$50.001/20/2011 5:29:26 PM
jazzlender$25.001/20/2011 5:30:07 PM
ingenious-interest1$50.001/20/2011 5:35:10 PM
SFBank$200.001/20/2011 5:26:21 PM
Bob450$25.001/20/2011 5:30:38 PM
reflective-rupee$400.771/20/2011 5:34:28 PM
transaction-circuit$100.001/20/2011 5:35:05 PM
20 Investments
 
Borrower Payment Dependent Notes Series 490422
This series of Notes was issued and sold upon the funding of the borrower loan #46640, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Jan-13-2011 
Term: 36 months Listing End date:  Jan-14-2011 
 
Lender yield: 8.55% Borrower rate/APR: 9.55% / 11.65% Monthly payment: $304.54
 
Lender servicing fee: 1.00% Effective Yield*: 8.53%  
Estimated return*: 5.03%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Aug-2000 Debt/Income ratio: 14%
Credit score: 720-739 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 8Length of status:5y 8m
Amount delinquent: $0 Total credit lines: 17 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,483Stated income:$50,000-$74,999
Delinquencies in last 7y: 1 Bankcard utilization: 48%  
   Homeownership: Yes  
Screen name: responsibility-venture Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
paying off credit cards
Purpose of loan:????
The purpose of this loan is to payoff a large dental loan along with 4 other credit cards

My financial situation:
I am single with no kids and make a very comfortable living.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
commerce-yeller$50.001/13/2011 10:00:08 AM
finance_mba$25.001/13/2011 10:04:33 AM
five-star-justice$36.001/13/2011 10:04:42 AM
atlantic51$25.001/13/2011 10:05:46 AM
bazaar-festivity$100.001/13/2011 10:12:38 AM
happyinvallarta$50.001/13/2011 10:14:54 AM
enthralling-deal180$50.001/13/2011 10:00:43 AM
gt1687c$50.001/13/2011 10:15:46 AM
peso-colonel$25.001/13/2011 10:03:36 AM
rss197$25.001/13/2011 10:03:47 AM
honorable-yield$25.001/13/2011 10:03:59 AM
blue-open-wampum$25.001/13/2011 10:00:30 AM
conceptpi$50.001/13/2011 10:19:54 AM
thrifty-funds1$25.001/13/2011 10:06:44 AM
fiddlerzvi$50.001/13/2011 10:20:51 AM
simplelender80$100.001/13/2011 10:03:29 AM
ursus$100.001/13/2011 10:04:17 AM
DasMula$37.441/13/2011 10:11:37 AM
first-upright-payout$25.001/13/2011 10:05:32 AM
american6$100.001/13/2011 10:06:19 AM
orange-generous-ore$25.001/13/2011 10:14:40 AM
scottr$50.001/13/2011 10:15:23 AM
jescowa$50.001/13/2011 10:15:36 AM
slartibardfast$25.001/13/2011 10:16:21 AM
velocity-solo$25.001/13/2011 10:17:30 AM
PatRichi$25.001/13/2011 10:19:03 AM
CPA-Banker$25.001/13/2011 10:32:01 AM
SoyLover$50.001/13/2011 10:42:00 AM
be_wise$25.001/13/2011 10:15:05 AM
fund-tom-tom6$25.001/13/2011 11:08:43 AM
dcap3$25.001/13/2011 10:17:41 AM
kind-important-liberty9$25.001/13/2011 2:34:16 PM
daddypro$25.001/13/2011 11:39:15 AM
mlbox3k$50.001/13/2011 2:35:21 PM
GElender$50.001/13/2011 10:18:25 AM
UCSBGAUCHOS$27.501/13/2011 1:49:39 PM
ijspence$25.001/13/2011 2:12:26 PM
fenpark15$25.001/13/2011 1:53:29 PM
thankful-nickel2$25.001/13/2011 3:36:52 PM
intrepid-gain5$500.001/13/2011 4:44:01 PM
sharp518$25.001/13/2011 3:30:56 PM
langdonx$50.001/13/2011 5:09:28 PM
sarisai$50.001/13/2011 4:55:42 PM
bold-steady-peso$50.001/13/2011 4:19:57 PM
maldok1$25.001/13/2011 7:14:16 PM
bhaus5$25.001/13/2011 7:33:53 PM
buddy486$25.001/14/2011 7:52:31 AM
OKPapa$25.001/14/2011 12:23:44 AM
valiant-liberty4$25.001/14/2011 9:38:15 AM
jazzlender$25.001/14/2011 1:41:23 AM
holstj$50.001/14/2011 6:02:28 AM
samanthastephen$75.001/14/2011 8:46:47 AM
ss2020$30.001/14/2011 9:34:09 AM
imlosttoo$25.001/14/2011 9:35:45 AM
innocent-loot$50.001/14/2011 9:54:09 AM
money-bauble$100.001/14/2011 9:05:27 AM
jim95762$100.001/14/2011 10:07:15 AM
sincerlyyours$200.001/14/2011 9:22:06 AM
yennib$50.001/14/2011 9:34:42 AM
Dorf$25.001/14/2011 9:34:56 AM
helpinghand63$25.001/14/2011 9:36:02 AM
worklessmakemore$50.001/14/2011 9:42:29 AM
teejay411$100.001/14/2011 9:54:07 AM
the-enterprising-leverage$25.001/14/2011 9:59:16 AM
MrMoney0622$25.001/14/2011 9:59:36 AM
lagnisiruk$25.001/14/2011 10:39:32 AM
upbeat-fund$25.001/14/2011 11:59:40 AM
TribecaFunding$50.001/14/2011 10:39:50 AM
payout-paladin0$50.001/14/2011 1:52:57 PM
cosmof16$25.001/14/2011 10:54:46 AM
RIVERHTS$50.001/14/2011 11:00:32 AM
ms48105$25.001/14/2011 2:54:46 PM
misit$25.001/14/2011 11:17:50 AM
the-bid-sorcerer$50.001/14/2011 11:34:11 AM
enterprising-diversification5$25.001/14/2011 11:57:23 AM
OldColumbiaRoad$25.001/14/2011 11:26:31 AM
barkochva$25.001/14/2011 12:37:33 PM
mazzano$25.001/14/2011 1:02:45 PM
swm$25.001/14/2011 1:02:47 PM
Winsten$25.001/14/2011 2:38:26 PM
golfreak923$25.001/14/2011 1:05:03 PM
Astyanax$50.001/14/2011 3:45:25 PM
smallbizrule$25.001/14/2011 3:54:16 PM
Sixmil$43.461/14/2011 3:55:37 PM
bigphish$25.001/14/2011 3:55:54 PM
innocent-income4$25.001/14/2011 3:56:06 PM
fightinjoe$50.001/14/2011 3:56:59 PM
motivator796$25.001/14/2011 3:57:16 PM
superb-funds335$25.001/14/2011 3:57:27 PM
fortytwo$50.001/14/2011 3:15:54 PM
credit-kahuna$50.001/14/2011 3:55:26 PM
deal-zoo$50.001/14/2011 3:55:51 PM
five-star-responsibility0$50.001/14/2011 3:57:01 PM
ianakacg$25.001/14/2011 3:57:26 PM
inspired-investment8$100.001/14/2011 3:57:32 PM
mkl42$50.001/14/2011 3:57:17 PM
6moonbeams$50.001/14/2011 3:57:28 PM
TSC$100.001/13/2011 10:00:36 AM
bowdish1$50.001/13/2011 10:03:07 AM
genius520$100.001/13/2011 10:03:17 AM
museic1$50.001/13/2011 10:04:51 AM
worthy-bid8$50.001/13/2011 10:05:15 AM
treasure-kazoo$50.001/13/2011 10:05:43 AM
tolerant-dinero2$25.001/13/2011 10:05:49 AM
LeReve$50.001/13/2011 10:06:03 AM
fareast_man$25.001/13/2011 10:16:31 AM
rolandweary$25.001/13/2011 10:16:55 AM
nuts$25.001/13/2011 10:01:44 AM
EvalCrux$50.001/13/2011 10:17:14 AM
potatoepicker$50.001/13/2011 10:17:55 AM
objective-investor$150.001/13/2011 10:18:55 AM
ray1051$50.001/13/2011 10:00:28 AM
radforj22$25.001/13/2011 10:04:28 AM
selector568$400.001/13/2011 10:00:32 AM
organized-payment6$50.001/13/2011 10:00:40 AM
impeccable-transparency$50.001/13/2011 10:05:10 AM
beaker$25.001/13/2011 10:19:45 AM
top-note-jamboree$50.001/13/2011 10:20:34 AM
skuba$75.001/13/2011 10:02:57 AM
power-trophy7$25.001/13/2011 10:03:39 AM
1phantom$50.001/13/2011 10:03:50 AM
munnu$25.001/13/2011 10:11:31 AM
steve_a$25.001/13/2011 11:11:14 AM
gs92126$50.001/13/2011 10:14:51 AM
generator535$25.001/13/2011 10:15:30 AM
finance-magma7$25.001/13/2011 10:16:12 AM
vigilance-revolutionary$50.001/13/2011 12:34:52 PM
dignified-finance$50.001/13/2011 10:18:39 AM
downtownfarm$25.001/13/2011 10:18:43 AM
roman1998$50.001/13/2011 10:19:23 AM
merriewold$40.001/13/2011 1:58:03 PM
bdloans$25.001/13/2011 10:18:02 AM
one-midas$25.001/13/2011 2:40:42 PM
cathexis$25.001/13/2011 10:19:26 AM
SanJoser$25.001/13/2011 10:20:16 AM
wise-deal-panda$50.001/13/2011 3:34:22 PM
SolarMoonshine$25.001/13/2011 1:18:58 PM
himanshuko$25.001/13/2011 2:15:59 PM
peripatetic$25.001/13/2011 3:24:51 PM
mosby$50.001/13/2011 2:34:02 PM
listing-trapper3$75.001/13/2011 3:05:29 PM
msh345$25.001/13/2011 3:19:20 PM
mandular$25.001/13/2011 6:31:20 PM
DannyPhantom$50.001/13/2011 8:55:11 PM
Rob717171$50.001/13/2011 9:00:38 PM
openness-viking$100.001/13/2011 10:31:23 PM
linklady$50.001/14/2011 4:20:20 AM
community-saver158$50.001/13/2011 7:24:27 PM
pious-integrity6$25.001/13/2011 9:22:18 PM
Goodlender42$25.001/13/2011 10:17:13 PM
F16Edwards$25.001/13/2011 10:23:38 PM
friendly-market5$50.001/14/2011 7:41:43 AM
kevin314$50.001/13/2011 10:50:10 PM
ericgassercom$50.001/14/2011 8:09:33 AM
EtaDuck$25.001/14/2011 9:34:46 AM
Cherrypicker$50.001/14/2011 9:56:57 AM
kulender$38.381/14/2011 1:23:33 AM
intuitive-hope9$25.001/14/2011 6:29:12 AM
gallant-bazaar$50.001/14/2011 6:55:31 AM
chererat$100.001/14/2011 7:17:03 AM
Streetfighter$50.001/14/2011 6:59:41 AM
rogue_monster$50.001/14/2011 9:30:20 AM
rdav$25.001/14/2011 9:34:22 AM
bestbuy$25.001/14/2011 9:34:50 AM
dajen1$28.241/14/2011 7:21:05 AM
otto1939$50.001/14/2011 9:35:19 AM
love_what_you_do$25.001/14/2011 8:04:28 AM
revenue-appraiser$25.001/14/2011 8:30:56 AM
ingenious-diversification$25.001/14/2011 9:34:40 AM
homestarrunner$50.001/14/2011 9:34:59 AM
lostontheedge$25.001/14/2011 9:36:36 AM
pragmatic-camaraderi$25.001/14/2011 10:34:10 AM
bicyclebear$50.001/14/2011 10:34:17 AM
chief_wo$25.001/14/2011 10:36:17 AM
108lender$92.881/14/2011 10:59:35 AM
steely_dan34$25.001/14/2011 12:20:20 PM
Macinvest$25.001/14/2011 12:29:27 PM
songbird98$50.001/14/2011 10:34:34 AM
laughmotel$25.001/14/2011 10:35:50 AM
jakesworld$50.001/14/2011 10:39:07 AM
balance-force$25.001/14/2011 1:50:25 PM
haryassman$25.001/14/2011 2:06:50 PM
FundMaker$25.001/14/2011 2:30:59 PM
money-surge1$25.001/14/2011 11:49:19 AM
bill-expert$100.001/14/2011 11:50:15 AM
Ripsaw4U$50.001/14/2011 11:59:34 AM
peaceful-farmer$25.001/14/2011 11:24:24 AM
generous-at-heart$25.001/14/2011 11:47:52 AM
paul1$35.001/14/2011 12:14:20 PM
dman15$38.001/14/2011 1:02:28 PM
twsems$100.001/14/2011 2:06:25 PM
soheagle$25.001/14/2011 2:25:58 PM
downbet$50.001/14/2011 2:39:12 PM
asya$25.001/14/2011 2:39:22 PM
red-unequivocal-finance$25.001/14/2011 3:45:39 PM
wonderful-dime$25.001/14/2011 2:11:02 PM
investorrr$100.001/14/2011 3:46:21 PM
gold-channel2$50.001/14/2011 3:55:27 PM
jonn834$25.001/14/2011 3:56:14 PM
investment-star$50.001/14/2011 3:56:23 PM
restless-currency$29.851/14/2011 3:56:49 PM
fopaul13$25.001/14/2011 3:57:23 PM
panegryst$25.001/14/2011 3:56:56 PM
sci_guy$25.001/14/2011 3:57:07 PM
terryaj$25.001/14/2011 3:57:22 PM
balance-voyager$50.001/14/2011 3:57:30 PM
buckyhead2000$25.001/14/2011 3:56:54 PM
Banker7371$25.001/14/2011 3:57:04 PM
Trimalchio12$25.001/14/2011 3:57:19 PM
209 Investments
 
Borrower Payment Dependent Notes Series 490446
This series of Notes was issued and sold upon the funding of the borrower loan #46813, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-13-2011 
Term: 36 months Listing End date:  Jan-13-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $306.15
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Apr-1999 Debt/Income ratio: 15%
Credit score: 680-699 (Dec-2010) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:12y 1m
Amount delinquent: $0 Total credit lines: 31 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,895Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 29%  
   Homeownership: No  
Screen name: Rahul_Pardeshi Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
consolidating all credit card bills
Purpose of loan:
This loan will be used to?? group all my credit card bill and pay them off

My financial situation:
I am a good candidate for this loan because? i have a?Permanent job as a sr software engineer in Ann arbor , MI

Monthly net income: $ 90000

Monthly expenses: $
??Housing: $ 1704
??Insurance: $ 100
??Car expenses: $463?????
??Utilities: $ 200
??Phone, cable, internet: $70
??Food, entertainment: $ 100
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Bob450$25.001/13/2011 3:40:06 PM
worthy-bid8$50.001/13/2011 3:42:49 PM
Kash2010lu$25.001/13/2011 3:51:08 PM
debtcollector$50.001/13/2011 3:51:13 PM
roadster199$25.001/13/2011 3:39:56 PM
musegaze$50.001/13/2011 3:44:01 PM
the-auction-bear$25.001/13/2011 3:48:59 PM
amusement4$100.001/13/2011 3:49:12 PM
Thylow$25.001/13/2011 5:30:46 PM
genius520$100.001/13/2011 3:49:25 PM
kendallv$25.001/13/2011 5:31:45 PM
hopeful-truth5$100.001/13/2011 5:32:47 PM
credit-sycamore4$100.001/13/2011 3:50:09 PM
principal-trombone$50.001/13/2011 5:33:04 PM
kendigme$25.001/13/2011 5:34:51 PM
ah-long$25.001/13/2011 3:51:14 PM
Mr-Miracle$25.001/13/2011 6:36:46 PM
wise-silver-wonder$25.001/13/2011 6:39:53 PM
infinitykid$50.001/13/2011 6:40:42 PM
assetmanager$25.001/13/2011 6:40:54 PM
sound$50.001/13/2011 6:41:01 PM
JJ9876$25.001/13/2011 6:41:13 PM
rss197$25.001/13/2011 6:41:31 PM
kind-efficient-credit$25.001/13/2011 6:41:42 PM
AdrianWapcaplet$50.001/13/2011 3:54:18 PM
bazaar-festivity$100.001/13/2011 3:49:02 PM
inspire22$25.001/13/2011 3:49:30 PM
velocity-solo$30.001/13/2011 4:08:56 PM
reflective-rupee$99.991/13/2011 4:22:35 PM
bold-steady-peso$25.001/13/2011 4:24:28 PM
ingenious-truth0$50.001/13/2011 3:52:15 PM
mighty-payout1$25.001/13/2011 4:38:05 PM
Whipster$50.001/13/2011 4:40:41 PM
bid-czar8$50.001/13/2011 3:54:09 PM
scrappy-diversification7$1,500.001/13/2011 5:31:25 PM
CA-Lender$25.001/13/2011 5:33:00 PM
kginatl$50.001/13/2011 5:36:25 PM
soulful-truth$50.001/13/2011 5:36:36 PM
Pu239$60.001/13/2011 6:24:11 PM
HelpfulLender1$50.001/13/2011 4:15:43 PM
courteous-kindness1$32.261/13/2011 6:40:27 PM
graceful-investment$27.841/13/2011 6:40:33 PM
be_wise$25.001/13/2011 6:40:47 PM
SouthCoast$50.001/13/2011 6:40:53 PM
uncleegg$50.001/13/2011 6:41:00 PM
lucrative-dollar$25.001/13/2011 6:41:10 PM
porkhelmet$25.001/13/2011 6:41:34 PM
attractive-fund$25.001/13/2011 6:41:45 PM
MAYBROOK$50.001/13/2011 6:41:49 PM
shrewd-income$100.001/13/2011 5:28:55 PM
economy-lotus$46.931/13/2011 5:30:01 PM
Thylow$25.001/13/2011 5:31:46 PM
payment-gusto$25.001/13/2011 5:33:10 PM
patriot897$25.001/13/2011 5:36:28 PM
SongBirdProphecy$25.001/13/2011 6:04:55 PM
agiovasil$25.001/13/2011 6:39:57 PM
cash-raccoon$25.001/13/2011 6:40:05 PM
samdog079$50.001/13/2011 6:40:28 PM
kulender$50.001/13/2011 6:40:36 PM
gs92126$25.001/13/2011 6:40:47 PM
jescowa$50.001/13/2011 6:40:49 PM
extraordinary-transaction$25.001/13/2011 6:40:53 PM
leverage-hawk$25.001/13/2011 6:41:27 PM
LBOregon$25.001/13/2011 6:41:38 PM
Caerus$25.001/13/2011 6:41:47 PM
nilonc1$50.001/13/2011 3:48:55 PM
EBITDA$25.001/13/2011 3:49:23 PM
ThatDanGuy$50.001/13/2011 3:49:27 PM
point-kitten6$50.001/13/2011 3:49:31 PM
honorable-yield$25.001/13/2011 3:49:36 PM
zipemdown$50.001/13/2011 3:49:41 PM
Aunca$50.001/13/2011 3:49:43 PM
first-upright-payout$25.001/13/2011 3:49:51 PM
Speculator$50.001/13/2011 3:49:58 PM
fareast_man$25.001/13/2011 3:51:01 PM
truth-ceremony$25.001/13/2011 3:53:15 PM
DasMula$25.001/13/2011 3:54:06 PM
loss-of-control$200.001/13/2011 4:27:02 PM
gold-cluster$100.001/13/2011 4:49:57 PM
credit-elation1$25.001/13/2011 5:06:09 PM
magnifico932$25.001/13/2011 3:49:11 PM
money-bauble$100.001/13/2011 5:32:53 PM
tech310$50.001/13/2011 5:33:07 PM
astute-investment5$25.001/13/2011 5:36:27 PM
Myrick$25.001/13/2011 6:08:40 PM
UCLA4life$25.001/13/2011 3:51:36 PM
Mr-Miracle$25.001/13/2011 6:37:05 PM
vigorous-velocity$50.001/13/2011 3:52:08 PM
vivixmedia$50.001/13/2011 6:40:51 PM
whartonmba$25.001/13/2011 6:40:52 PM
top-payout-fixer$30.001/13/2011 6:40:58 PM
Maetryx$50.001/13/2011 6:41:08 PM
Ocean713$50.001/13/2011 6:41:21 PM
robocop$50.001/13/2011 6:41:36 PM
smallbizrule$25.001/13/2011 3:54:27 PM
handshake5$100.001/13/2011 3:48:47 PM
Investoman$100.001/13/2011 3:48:52 PM
capital-halo1$500.001/13/2011 3:49:18 PM
rate-gravity$50.001/13/2011 4:04:48 PM
fortytwo$30.041/13/2011 4:05:19 PM
PatRichi$25.001/13/2011 3:52:24 PM
leverage-monger$25.001/13/2011 3:54:22 PM
langdonx$25.001/13/2011 5:14:03 PM
deepblue34$25.001/13/2011 5:26:05 PM
investment-visionary$25.001/13/2011 5:30:02 PM
bonafide-economy$50.001/13/2011 5:36:30 PM
diplomatic-wealth7$25.001/13/2011 5:36:39 PM
JustMee$25.001/13/2011 5:38:40 PM
one-midas$25.001/13/2011 6:20:42 PM
well-mannered-income3$50.001/13/2011 6:39:45 PM
SecondChanceLendingSERV$27.611/13/2011 4:21:18 PM
Banker7371$25.001/13/2011 6:40:45 PM
HamletTower$25.001/13/2011 6:40:50 PM
ossobuco$50.001/13/2011 6:40:56 PM
Unclejohn$30.001/13/2011 4:55:48 PM
julsal$25.001/13/2011 6:41:04 PM
rvfbroker$25.001/13/2011 6:41:29 PM
consummate-loyalty1$50.001/13/2011 6:41:39 PM
the-silver-blaster$50.001/13/2011 6:41:48 PM
Saulite$50.001/13/2011 5:20:51 PM
jamiee73$25.001/13/2011 5:30:55 PM
green-thoughtful-yield$39.981/13/2011 5:32:40 PM
a-successful-credit$100.001/13/2011 5:36:32 PM
hedgebaby$25.001/13/2011 5:46:01 PM
2grindstones$25.001/13/2011 5:59:29 PM
shrewd-peace7$36.141/13/2011 6:40:03 PM
dedicated-transaction796$34.451/13/2011 6:40:31 PM
generator535$25.001/13/2011 6:40:48 PM
wtrboy$50.001/13/2011 6:40:51 PM
shomikaci$25.001/13/2011 6:40:55 PM
wanna-help$50.001/13/2011 6:41:03 PM
contract-giant$25.001/13/2011 6:41:24 PM
AspiringJunzi$25.001/13/2011 6:41:33 PM
intuitive-camaraderi9$25.001/13/2011 6:41:44 PM
134 Investments
 
Borrower Payment Dependent Notes Series 490714
This series of Notes was issued and sold upon the funding of the borrower loan #46761, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-15-2011 
Term: 36 months Listing End date:  Jan-16-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $204.10
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jan-2003 Debt/Income ratio: 9%
Credit score: 700-719 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 1 / 1Length of status:10y 10m
Amount delinquent: $0 Total credit lines: 3 Occupation: Food Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $174Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 34%  
   Homeownership: No  
Screen name: inspired-duty Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Hard worker looking to expand!
Purpose of loan:
This loan will be used to purchase a?basic, reliable,?4x4?truck or SUV for winter transportation.

My financial situation:
I am a good candidate for this loan because i have minimal expenses. I take my finances seriously and always pay my bills on time. I have worked for the same company for over 10 years, and i believe this is a good indicator of both my ability and eagerness to acquire and repay this small loan.

Monthly net income: $? 2500

Monthly expenses: $
??Housing: $ 0? (live with family)
??Insurance: $ 45
??Car expenses: $ 50-100 (for fuel and random maintenance car is paid off)
??Utilities: $?100
??Phone, cable, internet: $
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $ 50
??Other expenses: $? 100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
credit-guard5$25.001/15/2011 7:44:06 PM
EBITDA$25.001/15/2011 7:49:19 PM
honorable-yield$25.001/15/2011 7:49:32 PM
Rob717171$50.001/15/2011 7:50:37 PM
108lender$150.001/15/2011 7:51:14 PM
MoonMama$25.001/15/2011 7:51:25 PM
jobani$25.001/15/2011 7:53:11 PM
DasMula$25.001/15/2011 8:22:25 PM
draggon77$25.001/15/2011 8:46:12 PM
2grindstones$25.001/15/2011 10:32:37 PM
witty-openness$25.001/16/2011 3:47:24 AM
bluehen00$100.001/16/2011 4:46:50 AM
starry2001$8.691/16/2011 6:54:43 AM
wise-deal-panda$50.001/15/2011 7:45:58 PM
bid-czar8$50.001/15/2011 7:47:02 PM
musegaze$100.001/15/2011 7:47:29 PM
goodhearted-basis4$25.001/15/2011 7:47:46 PM
handshake5$100.001/15/2011 7:48:56 PM
a-finance-nirvana$25.001/15/2011 7:46:57 PM
genius520$100.001/15/2011 7:49:22 PM
loyalist1$50.001/15/2011 7:47:33 PM
credit-sycamore4$100.001/15/2011 7:47:38 PM
worthy-bid8$50.001/15/2011 7:49:40 PM
truth-ceremony$25.001/15/2011 7:50:21 PM
77scout$59.071/15/2011 8:11:35 PM
zorg77$25.001/15/2011 8:28:08 PM
platinum-enlightenment$25.001/15/2011 8:35:13 PM
lagnisiruk$25.001/15/2011 7:50:57 PM
jonnysixgun$35.351/15/2011 8:59:27 PM
Wellman$50.001/15/2011 7:52:02 PM
grepzilla$25.031/15/2011 9:58:24 PM
Short_Stack$25.001/15/2011 10:07:00 PM
TheAlchemist$25.001/15/2011 10:52:22 PM
radiant-loan5$100.001/15/2011 11:09:59 PM
wilmajean$50.001/16/2011 3:33:28 AM
wonder3$35.001/15/2011 8:38:49 PM
interstellar$50.001/15/2011 8:44:01 PM
jutdon84$200.001/16/2011 6:48:28 AM
broomfieldbucks$25.001/15/2011 9:26:13 PM
FundMaker$25.001/15/2011 10:15:35 PM
HelpfulLender1$50.001/16/2011 4:32:21 AM
hidavehi$25.071/16/2011 5:59:12 AM
tech30528$51.841/16/2011 6:34:54 AM
social-heart$50.001/16/2011 6:51:06 AM
Comoparklender$50.001/15/2011 7:45:20 PM
Kash2010lu$27.001/15/2011 7:47:12 PM
ThatDanGuy$50.001/15/2011 7:49:26 PM
Whipster$50.001/15/2011 7:53:15 PM
flexible-value$100.001/15/2011 7:53:20 PM
SFBank$150.001/15/2011 8:21:49 PM
leverage-monger$25.001/15/2011 9:20:07 PM
thankful-nickel2$25.001/15/2011 9:49:48 PM
SmartConsolidation$25.001/15/2011 11:49:21 PM
TeaHouseFinance$31.211/16/2011 1:16:47 AM
burgeoning-silver$25.001/16/2011 1:34:24 AM
E-B$50.001/16/2011 4:45:55 AM
reward-adventure$50.001/15/2011 7:46:05 PM
Bob450$25.001/15/2011 7:46:21 PM
dollar-sonnet3$50.001/15/2011 7:46:36 PM
point-kitten6$50.001/15/2011 7:47:00 PM
the-auction-bear$25.001/15/2011 7:47:26 PM
Mr-Miracle$25.331/15/2011 7:45:08 PM
Investoman$100.001/15/2011 7:49:03 PM
amusement4$100.001/15/2011 7:49:08 PM
velocity-solo$30.001/15/2011 7:47:06 PM
vigorous-velocity$50.001/15/2011 7:50:04 PM
capital-halo1$500.001/15/2011 7:49:13 PM
newest-generous-income$25.001/15/2011 7:52:38 PM
ElAbel11$25.001/15/2011 7:53:01 PM
_NaLNaBB$300.001/15/2011 8:42:26 PM
AMSlife$50.001/15/2011 7:51:45 PM
income-sage9$25.001/15/2011 7:52:34 PM
gold-channel2$25.001/15/2011 7:53:41 PM
building_community$25.001/15/2011 8:00:13 PM
red-favorable-basis$25.001/16/2011 6:46:24 AM
natural-trade7$61.791/16/2011 6:54:07 AM
ingenious-deal6$25.001/15/2011 10:15:31 PM
VJ_Financial$50.001/15/2011 11:58:34 PM
credit-birch$50.001/16/2011 12:04:07 AM
blackstar$25.001/16/2011 3:59:46 AM
coin-bee1$25.001/16/2011 5:40:37 AM
credit-maverick1$50.001/16/2011 5:59:14 AM
adaptable-capital$204.621/16/2011 6:22:05 AM
DaiUy$25.001/16/2011 6:42:06 AM
durable-investment8$30.001/16/2011 6:45:06 AM
loanman2007$150.001/16/2011 6:50:42 AM
foothillender$25.001/16/2011 6:52:15 AM
87 Investments
 
Borrower Payment Dependent Notes Series 490798
This series of Notes was issued and sold upon the funding of the borrower loan #46789, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-17-2011 
Term: 36 months Listing End date:  Jan-19-2011 
 
Lender yield: 13.49% Borrower rate/APR: 14.49% / 16.65% Monthly payment: $258.12
 
Lender servicing fee: 1.00% Effective Yield*: 13.26%  
Estimated return*: 7.31%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-1998 Debt/Income ratio: 32%
Credit score: 720-739 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:6y 7m
Amount delinquent: $0 Total credit lines: 16 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $27,476Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 69%  
   Homeownership: No  
Screen name: relentless-loot2 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Cons
Purpose of loan:
This loan will be used to consolidate credit card debt.

My financial situation:


Monthly net income: $3500

Monthly expenses: $
??Housing: $703
??Insurance: $183
??Car expenses: $505
??Utilities: $50
??Phone, cable, internet: $60
??Food, entertainment: $100
??Clothing, household expenses $50
??Credit cards and other loans: $800

Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
tech310$50.001/17/2011 7:19:48 PM
commerce-yeller$25.001/17/2011 7:19:55 PM
selector568$300.001/17/2011 7:20:01 PM
debtcollector$50.001/17/2011 7:22:40 PM
gold-commander0$50.001/17/2011 7:23:13 PM
skuba$75.001/17/2011 7:23:24 PM
genius520$100.001/17/2011 7:23:29 PM
ursus$100.001/17/2011 7:23:36 PM
museic1$50.001/17/2011 7:23:51 PM
objective-investor$150.001/17/2011 7:23:58 PM
reflective-rupee$25.771/17/2011 7:58:31 PM
impartial-deal$25.001/17/2011 9:10:54 PM
note-sensation$50.001/18/2011 9:21:54 AM
organized-payment6$50.001/17/2011 7:23:21 PM
simplelender80$100.001/17/2011 7:23:31 PM
Streetfighter$50.001/17/2011 7:24:06 PM
heavenly-repayment4$25.001/17/2011 7:24:32 PM
ray1051$25.001/17/2011 7:24:36 PM
peace-missile$25.001/17/2011 7:24:56 PM
divedude$25.001/17/2011 7:25:20 PM
LoisLoan$50.001/17/2011 7:25:45 PM
coin-investor$25.001/17/2011 7:34:20 PM
terrific-p2ploan$25.001/17/2011 7:37:28 PM
one-midas$50.001/18/2011 5:37:28 AM
a-responsible-return$25.001/17/2011 7:23:20 PM
impeccable-transparency$50.001/17/2011 7:23:38 PM
ijspence$25.001/17/2011 7:24:02 PM
rdav$25.001/17/2011 7:24:08 PM
the-enterprising-leverage$25.001/17/2011 7:24:13 PM
wise-deal-panda$50.001/17/2011 7:24:42 PM
nilonc1$50.001/17/2011 7:25:29 PM
Speculator$50.001/18/2011 8:54:43 AM
wise-rupee-sanctuary$50.001/18/2011 9:35:41 AM
SolarMoonshine$25.001/18/2011 3:44:48 PM
rss197$25.001/18/2011 7:25:12 AM
penny-plato$25.001/18/2011 2:22:59 PM
Fiimg$50.001/18/2011 8:54:06 PM
SLN-10$25.001/18/2011 2:02:22 PM
toomanyfishtanks$25.001/18/2011 2:08:38 PM
gracej$25.001/18/2011 3:42:36 PM
Carpetkid$25.001/18/2011 5:20:00 PM
Johnab$25.001/18/2011 6:57:17 PM
newest-famous-velocity$25.001/19/2011 6:57:35 AM
platinum-rapture6$50.001/18/2011 7:29:26 PM
machkimaspesi$25.001/19/2011 8:21:00 AM
BAEVentures$25.001/19/2011 5:54:38 AM
shrewd-income$25.001/18/2011 11:30:36 PM
enriched-note6$25.001/19/2011 9:46:54 AM
velocity-warrior$50.001/19/2011 1:00:13 AM
visionary-currency$50.001/19/2011 1:24:23 PM
Astyanax$50.001/19/2011 2:31:54 PM
Florida67$50.001/19/2011 4:39:13 AM
alpinaut$25.001/19/2011 5:54:37 AM
indomitable-coin$25.001/19/2011 10:17:43 AM
Zipline$25.001/19/2011 10:50:49 AM
superchicken$25.001/19/2011 11:10:22 AM
xrycac$25.001/19/2011 8:53:12 AM
soheagle$25.001/19/2011 9:54:09 AM
first-upright-payout$25.001/19/2011 12:38:23 PM
auction-seeker$25.001/19/2011 5:18:39 PM
ethicalhumanist$50.001/19/2011 2:28:16 PM
transformer855$100.001/19/2011 2:29:41 PM
GElender$50.001/19/2011 5:38:22 PM
secureincome$1,800.001/19/2011 9:43:15 PM
vutah$50.001/19/2011 5:34:22 PM
kind-value-pouch$80.001/19/2011 6:12:49 PM
5kids5$27.001/19/2011 7:46:16 PM
punctual-kindness3$30.001/19/2011 7:29:21 PM
Goodlender42$25.001/17/2011 7:24:04 PM
bestbuy$25.001/17/2011 7:24:12 PM
worldly-community3$50.001/17/2011 7:24:29 PM
C_Mark$100.001/17/2011 7:24:37 PM
benefit-squirrel$30.001/17/2011 7:24:44 PM
powerful-finance7$25.001/17/2011 7:24:53 PM
kmr2$100.001/17/2011 7:25:01 PM
papaloha$25.001/17/2011 7:25:10 PM
credit-investor5$50.001/17/2011 7:25:13 PM
bigphish$25.001/17/2011 7:25:48 PM
diverse-benjamins$25.001/17/2011 8:07:59 PM
enthralling-deal180$50.001/17/2011 7:19:26 PM
worthy-bid8$50.001/17/2011 7:19:41 PM
american6$100.001/17/2011 7:19:46 PM
handshake5$100.001/18/2011 9:51:33 AM
bankofriverside$25.391/18/2011 10:17:31 AM
power-trophy7$25.001/17/2011 7:23:33 PM
rolandweary$25.001/17/2011 7:23:52 PM
lagnisiruk$25.001/17/2011 7:24:15 PM
flexible-value$100.001/17/2011 7:24:40 PM
Bio-physicist$50.001/17/2011 7:19:08 PM
radforj22$25.001/17/2011 7:19:44 PM
JustMee$25.001/17/2011 8:33:41 PM
DasMula$77.001/17/2011 7:22:19 PM
bowdish1$50.001/17/2011 7:23:27 PM
honorable-yield$25.001/17/2011 7:23:34 PM
be_wise$25.001/17/2011 7:23:49 PM
velocity-solo$50.001/17/2011 7:23:54 PM
spiff666$25.001/18/2011 7:00:57 AM
market-assembler$50.001/17/2011 7:24:19 PM
investment-star$50.001/17/2011 7:24:34 PM
impressive-credit431$100.001/17/2011 7:24:45 PM
TelegramSam$25.001/17/2011 7:24:51 PM
SOP_Bank$25.001/18/2011 12:19:56 PM
gold-blanket0$25.001/17/2011 7:25:26 PM
note-virtuoso8$50.001/18/2011 1:27:03 PM
redx$25.001/18/2011 12:09:34 AM
blue-useful-auction$25.001/18/2011 10:24:15 AM
Artist_Blue$25.001/18/2011 6:14:42 AM
loss-of-control$50.001/18/2011 8:30:02 AM
bazaar-festivity$100.001/18/2011 4:49:06 PM
slwholesales$25.001/18/2011 9:23:11 AM
credit-serenity8$25.001/18/2011 9:35:15 AM
Ambassador$50.001/18/2011 8:44:32 PM
piano55$25.351/19/2011 2:25:16 AM
Leshan$25.001/19/2011 8:59:55 AM
economy-caper9$25.001/19/2011 9:27:01 AM
principal-bull$25.001/18/2011 6:34:40 PM
pr0sp3r1ty$25.001/18/2011 7:44:24 PM
The-CAPS-fan$35.001/19/2011 7:34:07 AM
cloud8$60.001/19/2011 7:50:17 AM
kind-bid-genome$25.001/18/2011 9:06:02 PM
bullwink27$25.001/19/2011 11:37:04 AM
first-restless-payout$30.001/19/2011 12:09:24 PM
giannyny$25.001/19/2011 12:56:12 PM
grove611$50.001/19/2011 9:38:02 AM
reflective-rupee$75.771/19/2011 2:48:41 PM
life-is-great$25.001/19/2011 4:06:38 PM
SLJ3$50.001/19/2011 4:36:37 PM
sjlender$50.001/19/2011 11:09:54 AM
starry2001$25.001/19/2011 5:21:33 PM
F16Pilot$25.001/19/2011 1:38:49 PM
sdeej1619$25.001/19/2011 4:04:41 PM
mammalian4$25.001/19/2011 5:14:40 PM
fortytwo$41.761/19/2011 5:40:22 PM
133 Investments
 
Borrower Payment Dependent Notes Series 491028
This series of Notes was issued and sold upon the funding of the borrower loan #46649, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.20% Listing Start date:  Jan-19-2011 
Term: 36 months Listing End date:  Jan-20-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 15.37%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Feb-1997 Debt/Income ratio: 49%
Credit score: 680-699 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 13Length of status:9y 7m
Amount delinquent: $0 Total credit lines: 23 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $34,110Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: g-wall Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 38 ( 100% ) 680-699 (Latest)
Principal borrowed: $25,500.00< 31 days late: 0 ( 0% )  
700-719 (Mar-2010)
740-759 (Jul-2008)
 
Principal balance: $2,713.98 31+ days late: 0 ( 0% )
Total payments billed: 38  
Description
To assist family.
Purpose of loan:
This loan will be used to? To send money to China my mother in-law and sister in-law?died 4 days apart.

My financial situation:
I am a good candidate for this loan because? I am always upto date with all of my payments.

Monthly net income: $ 3156.88

Monthly expenses: $ 2131
??Housing: $ 907
??Insurance: $ 14
??Car expenses: $ 40
??Utilities: $?175
??Phone,cable,internet:$?205?????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? Food, entertainment:$ 100
??Clothing, household expenses $ 75
??Credit cards and other loans: $ 636
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Moe87$25.001/19/2011 5:03:17 PM
Bob450$25.001/19/2011 5:09:53 PM
capital-halo1$500.001/19/2011 5:12:18 PM
genius520$100.001/19/2011 5:12:26 PM
credit-guard5$25.001/19/2011 5:13:30 PM
mighty-payout1$27.751/19/2011 5:19:48 PM
ingenious-interest1$50.001/19/2011 5:10:11 PM
mikeandcat$150.001/19/2011 5:38:57 PM
Investoman$100.001/19/2011 5:12:05 PM
SFBank$300.001/19/2011 6:35:58 PM
sturdy-peace9$55.001/19/2011 7:22:41 PM
MoneyForNothing$40.921/19/2011 7:47:40 PM
UCLA4life$25.001/19/2011 5:24:47 PM
ddoneday$25.001/20/2011 4:26:49 AM
loanman2007$200.001/20/2011 6:35:17 AM
auction-seeker$25.001/19/2011 5:53:17 PM
twjh$25.001/20/2011 8:04:48 AM
papaloha$400.001/19/2011 6:30:48 PM
open-minded-market99$25.001/20/2011 8:38:16 AM
Mikale360$100.001/19/2011 6:36:29 PM
balanced-balance6$45.001/20/2011 8:56:42 AM
Rip128$50.001/19/2011 7:35:08 PM
trumpeter5$50.001/20/2011 9:39:15 AM
nickel-hickory$50.001/19/2011 10:01:49 PM
mohara25$128.771/19/2011 10:33:06 PM
EBITDA$25.001/20/2011 9:57:01 AM
dejnik$25.001/20/2011 10:09:10 AM
DenimCapital$100.001/20/2011 10:11:10 AM
well-mannered-income3$50.001/20/2011 10:16:11 AM
FarmersBank$32.091/20/2011 1:21:58 AM
droopie1$25.001/19/2011 6:40:02 PM
IASKGOD$25.001/19/2011 6:57:49 PM
benrice$25.001/20/2011 6:52:53 AM
2grindstones$25.001/19/2011 7:24:20 PM
Brown98$25.001/20/2011 8:10:08 AM
courteous-note1$46.791/20/2011 8:54:29 AM
gold-commander0$50.001/19/2011 10:19:33 PM
dedicated-diversification5$55.691/20/2011 9:48:22 AM
JPMorrisLegacyFund$100.001/20/2011 9:56:50 AM
tarion3$50.001/20/2011 10:03:47 AM
fund-baker$25.001/20/2011 10:24:15 AM
gizmo65$39.141/20/2011 5:58:18 AM
NekHoldings$25.001/20/2011 5:59:10 AM
tzvie$25.001/20/2011 7:04:30 AM
worldpower2$25.001/20/2011 7:10:32 AM
fairness-atmosphere$25.001/20/2011 8:58:07 AM
nickel-hickory$50.001/20/2011 9:18:15 AM
outofoffice$50.001/20/2011 9:28:18 AM
sgt-schultz$31.451/20/2011 10:03:31 AM
LuvToLend$25.001/20/2011 10:25:36 AM
wise-rupee-sanctuary$50.001/19/2011 5:09:17 PM
reflective-rupee$250.771/19/2011 5:16:54 PM
DasMula$25.001/19/2011 5:19:21 PM
J-Rott$50.001/19/2011 5:08:17 PM
credit-sycamore4$100.001/19/2011 5:08:25 PM
cashhelp$30.001/19/2011 5:24:00 PM
Jack55304$100.001/19/2011 5:08:45 PM
power-trophy7$25.001/19/2011 5:09:52 PM
cloud8$50.001/19/2011 5:10:02 PM
nickel-hickory$50.001/19/2011 5:10:15 PM
velocity-solo$25.001/19/2011 5:10:56 PM
radforj22$25.001/19/2011 5:40:14 PM
sweety075$25.001/19/2011 7:05:44 PM
bobd32$25.001/19/2011 8:22:05 PM
Kash2010lu$56.001/19/2011 5:02:09 PM
PXM-Financial$65.001/19/2011 10:53:16 PM
OldManP$25.001/20/2011 1:22:18 AM
Feyenoord$25.001/20/2011 1:41:26 AM
platinum-cargo$53.171/19/2011 5:29:37 PM
blue-velocity-investor$25.001/20/2011 1:56:19 AM
unger$115.001/20/2011 4:59:44 AM
Whipster$50.001/20/2011 5:12:13 AM
Jerrys1951$25.001/19/2011 6:01:59 PM
greencat$50.001/20/2011 7:21:02 AM
jono9999$26.621/20/2011 8:42:40 AM
investment-artist$25.001/20/2011 8:46:04 AM
fairgirl$25.001/20/2011 9:07:37 AM
nickel-hickory$50.001/20/2011 9:19:02 AM
head$25.001/19/2011 8:02:29 PM
kcpeck$25.001/20/2011 9:26:42 AM
HHP$50.001/19/2011 5:14:47 PM
reflective-rupee$250.771/19/2011 5:16:45 PM
sentimental-commerce1$25.851/20/2011 10:09:59 AM
innovator2$100.001/20/2011 10:19:00 AM
fabulous-community4$36.071/20/2011 1:53:10 AM
realtormoises$25.001/20/2011 3:21:49 AM
kendigme$49.911/20/2011 3:34:17 AM
penny-plato$25.001/19/2011 5:48:38 PM
principal-laser$35.241/20/2011 5:00:16 AM
HelpfulLender1$25.001/20/2011 5:18:42 AM
riveting-credit5$500.001/19/2011 6:20:57 PM
Leshan$149.301/20/2011 5:29:18 AM
chameleon125$75.001/20/2011 6:48:55 AM
bonus-quark4$25.001/20/2011 7:32:24 AM
gain-implementer$325.001/20/2011 7:54:16 AM
wattboy$100.001/19/2011 8:45:53 PM
371millwood$200.001/20/2011 8:09:14 AM
zone6$90.801/19/2011 9:10:37 PM
Brown98$25.001/20/2011 8:12:00 AM
green-thoughtful-yield$50.001/19/2011 9:12:29 PM
bunnybear$29.551/19/2011 9:41:58 PM
shrewd-peace7$25.001/19/2011 10:00:07 PM
lovely-benefit7$25.001/19/2011 10:39:53 PM
Artist_Blue$25.001/20/2011 10:26:07 AM
MoneyForNothing$7.371/20/2011 10:30:02 AM
vanklein$50.001/20/2011 4:24:11 AM
RyanM561$25.001/20/2011 6:30:32 AM
nickel-hickory$50.001/20/2011 9:18:05 AM
AndyT1999$25.001/20/2011 9:40:28 AM
Lubava$50.981/20/2011 10:16:49 AM
110 Investments
 
Borrower Payment Dependent Notes Series 491032
This series of Notes was issued and sold upon the funding of the borrower loan #46752, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-20-2011 
Term: 12 months Listing End date:  Jan-20-2011 
 
Lender yield: 11.99% Borrower rate/APR: 12.99% / 18.83% Monthly payment: $223.28
 
Lender servicing fee: 1.00% Effective Yield*: 11.79%  
Estimated return*: 5.84%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-1996 Debt/Income ratio: 6%
Credit score: 720-739 (Jan-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 4 Current / open credit lines: 6 / 6Length of status:31y 6m
Amount delinquent: $0 Total credit lines: 23 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,800Stated income:$100,000+
Delinquencies in last 7y: 11 Bankcard utilization: 80%  
   Homeownership: Yes  
Screen name: restless-openness3 Borrower's state: Nevada Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
taykyncar3
Purpose of loan:
This loan will be used to pay bills?

My financial situation:
I am a good candidate for this loan because?
i am credit worthy and I pay my bills in a timely manner.
Monthly net income: $ 9000

Monthly expenses: $
??Housing: $ 2700
??Insurance: $ 345
??Car expenses: $ 150
??Utilities: $ 300
??Phone, cable, internet: $ 205
??Food, entertainment: $ 500
??Clothing, household expenses $ 300
??Credit cards and other loans: $ 500
??Other expenses: $ 250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
powerful-finance7$25.001/20/2011 10:35:03 AM
enthralling-deal180$50.001/20/2011 10:36:04 AM
radforj22$25.001/20/2011 10:37:28 AM
the-enterprising-leverage$25.001/20/2011 10:38:42 AM
genius520$100.001/20/2011 10:43:18 AM
simplelender80$100.001/20/2011 10:43:21 AM
velocity-solo$50.001/20/2011 10:44:33 AM
lagnisiruk$25.001/20/2011 10:44:39 AM
visionary-currency$50.001/20/2011 10:45:15 AM
smurf163$25.001/20/2011 10:34:50 AM
best-unbeatable-transaction$25.001/20/2011 10:37:20 AM
american6$50.001/20/2011 10:38:46 AM
ray1051$25.001/20/2011 10:39:19 AM
Carpetkid$25.001/20/2011 10:41:19 AM
rolandweary$25.001/20/2011 10:44:29 AM
heavenly-repayment4$25.001/20/2011 10:44:45 AM
indomitable-coin$25.001/20/2011 10:44:50 AM
sjlender$50.001/20/2011 10:44:54 AM
bullwink27$25.001/20/2011 10:44:57 AM
finance-scout2$50.001/20/2011 10:34:56 AM
top-note-jamboree$50.001/20/2011 10:35:09 AM
wwwUniversal$25.001/20/2011 10:46:30 AM
credit-investor5$50.001/20/2011 10:46:49 AM
interstellar$50.001/20/2011 10:47:26 AM
flexible-value$100.001/20/2011 10:39:54 AM
rss197$25.001/20/2011 10:40:46 AM
cloud8$60.001/20/2011 10:41:47 AM
worldly-community3$50.001/20/2011 10:44:41 AM
objective-investor$150.001/20/2011 10:46:41 AM
golden-finance7$50.001/20/2011 10:46:56 AM
bigphish$50.001/20/2011 10:35:22 AM
Fiimg$50.001/20/2011 10:41:22 AM
honorable-yield$25.001/20/2011 10:43:25 AM
impeccable-transparency$50.001/20/2011 10:43:40 AM
C_Mark$100.001/20/2011 10:44:48 AM
rakem777$25.001/20/2011 10:34:39 AM
museic1$50.001/20/2011 10:35:38 AM
jazzlender$25.001/20/2011 10:37:08 AM
commerce-yeller$25.001/20/2011 10:38:01 AM
organized-payment6$50.001/20/2011 10:39:18 AM
bestbuy$25.001/20/2011 10:39:48 AM
wise-deal-panda$50.001/20/2011 10:40:01 AM
wise-rupee-sanctuary$50.001/20/2011 10:40:51 AM
bowdish1$50.001/20/2011 10:43:14 AM
ursus$100.001/20/2011 10:43:30 AM
responsibility-cherry6$50.001/20/2011 10:46:08 AM
tech310$50.001/20/2011 10:38:50 AM
a-responsible-return$25.001/20/2011 10:39:15 AM
TelegramSam$25.001/20/2011 10:40:04 AM
papaloha$25.001/20/2011 10:40:13 AM
gracej$25.001/20/2011 10:41:14 AM
gold-commander0$50.001/20/2011 10:42:44 AM
skuba$75.001/20/2011 10:43:09 AM
dime-historian$25.001/20/2011 11:16:30 AM
MoneyForNothing$15.001/20/2011 11:17:45 AM
55 Investments
 
Borrower Payment Dependent Notes Series 491236
This series of Notes was issued and sold upon the funding of the borrower loan #46737, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.30% Listing Start date:  Jan-21-2011 
Term: 36 months Listing End date:  Jan-21-2011 
 
Lender yield: 4.99% Borrower rate/APR: 5.99% / 6.33% Monthly payment: $60.83
 
Lender servicing fee: 1.00% Effective Yield*: 5.00%  
Estimated return*: 3.70%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Sep-1992 Debt/Income ratio: 18%
Credit score: 800-819 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 12Length of status:4y 7m
Amount delinquent: $0 Total credit lines: 47 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,085Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 25%  
   Homeownership: Yes  
Screen name: Pika1868 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 26 ( 100% ) 800-819 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
740-759 (Jun-2008)
 
Principal balance: $0.03 31+ days late: 0 ( 0% )
Total payments billed: 26  
Description
Goodbye US Bank debt
Purpose of loan:
This loan will be used to?

I'm using the proceeds to pay off my US Bank credit card (now closed) since their interest is a staggering 15.24%.

My financial situation:
I am a good candidate for this loan because?

I've used Prosper in the past and I enjoyed the format and ACH payments. More important, I've achieved the AA prosper rating!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
perzzz$50.001/21/2011 10:43:09 AM
platinum-rapture6$50.001/21/2011 11:33:42 AM
Krozy$50.001/21/2011 11:34:07 AM
deal-frontier$25.001/21/2011 11:20:53 AM
selector568$250.001/21/2011 11:31:09 AM
blot44$25.001/21/2011 11:32:02 AM
indomitable-coin$100.001/21/2011 11:32:13 AM
FlexFunding$50.001/21/2011 11:32:37 AM
kyomoon$50.001/21/2011 11:32:47 AM
credit-investor5$50.001/21/2011 11:33:17 AM
lagnisiruk$25.001/21/2011 11:34:29 AM
inspired-investment8$100.001/21/2011 11:35:03 AM
kenji4861$25.001/21/2011 11:22:09 AM
velocity-solo$25.001/21/2011 11:22:47 AM
cebgop$25.001/21/2011 11:23:02 AM
wonderous-power$25.001/21/2011 11:28:38 AM
Approved$50.001/21/2011 11:31:25 AM
patriot897$50.001/21/2011 11:32:55 AM
shamrocker$25.001/21/2011 11:33:11 AM
newest-organic-rupee$25.001/21/2011 11:34:13 AM
one-midas$50.001/21/2011 11:04:03 AM
Feyenoord$25.001/21/2011 10:42:35 AM
organized-payment6$25.001/21/2011 10:44:05 AM
vutah$25.001/21/2011 10:55:42 AM
exchange-squirrel$25.001/21/2011 11:30:01 AM
cashhelp$30.001/21/2011 11:30:56 AM
flexible-value$100.001/21/2011 11:32:24 AM
wise-deal-panda$50.001/21/2011 11:32:30 AM
Eagles81$50.001/21/2011 11:34:24 AM
squadron781$25.001/21/2011 10:42:57 AM
ThomasC$50.001/21/2011 11:18:08 AM
thedoctor$100.001/21/2011 11:32:08 AM
interest-exec9$25.001/21/2011 11:33:24 AM
acropiloterau2002$25.001/21/2011 11:34:00 AM
astute-investment5$25.001/21/2011 11:34:43 AM
BankingFamily$50.001/21/2011 11:34:52 AM
yukongin$25.001/21/2011 11:35:09 AM
AFairDeal$75.001/21/2011 11:35:15 AM
vinayski$25.001/21/2011 11:17:53 AM
blissful-ore5$50.001/21/2011 11:24:30 AM
balance-voyager$50.001/21/2011 11:31:41 AM
mathprof$25.001/21/2011 11:33:03 AM
AmericanCredit$25.001/21/2011 11:34:56 AM
43 Investments
 
Borrower Payment Dependent Notes Series 491284
This series of Notes was issued and sold upon the funding of the borrower loan #46795, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jan-23-2011 
Term: 36 months Listing End date:  Jan-23-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-1996 Debt/Income ratio: 9%
Credit score: 600-619 (Jan-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 3Length of status:14y 6m
Amount delinquent: $0 Total credit lines: 25 Occupation: Fireman
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $498Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 94%  
   Homeownership: No  
Screen name: 1LOANMASTER1 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 29 ( 100% ) 600-619 (Latest)
Principal borrowed: $3,500.00< 31 days late: 0 ( 0% )  
720-739 (Oct-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 29  
Description
Money To Take Fire Officer Classes
::::: Time to start taking classes again :::::: This loan will be used to enroll in Fire Officer Classes I II & III to qualify for promotion at work. I am a good candidate for this loan because I pay all my bills on time; better yet, you can see I paid my previous prosper loan without a single late payment. Monthly net income: $ 3660
Monthly expenses: $
??Housing: $900
??Insurance: $ 55
??Car expenses: $295
??Utilities: $120
??Phone, cable, internet: $ 75
??Food, entertainment: $ 300
??Credit cards and other loans: $ 25
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
sweety075$25.001/23/2011 2:09:10 PM
velocity-solo$25.001/23/2011 2:15:08 PM
McDeeter$25.001/23/2011 2:06:00 PM
Skeptical-one$49.001/23/2011 2:12:43 PM
transaction-circuit$100.001/23/2011 2:14:30 PM
alexgalt$100.001/23/2011 2:12:21 PM
SolarMoonshine$100.001/23/2011 2:18:38 PM
Aberdeen$2,000.001/23/2011 2:19:05 PM
daekpon$40.001/23/2011 2:12:41 PM
pembull$75.001/23/2011 2:12:45 PM
investment-artist$25.001/23/2011 2:12:55 PM
RyanM561$25.001/23/2011 2:08:51 PM
cashhelp$50.001/23/2011 2:13:32 PM
DasMula$86.571/23/2011 2:18:19 PM
14 Investments
 
Borrower Payment Dependent Notes Series 491394
This series of Notes was issued and sold upon the funding of the borrower loan #46646, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-21-2011 
Term: 36 months Listing End date:  Jan-25-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $204.10
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-1998 Debt/Income ratio: 10%
Credit score: 640-659 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 5 / 4Length of status:3y 0m
Amount delinquent: $94 Total credit lines: 16 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,555Stated income:$25,000-$49,999
Delinquencies in last 7y: 15 Bankcard utilization: 94%  
   Homeownership: No  
Screen name: courteous-integrity960 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan Needed
Purpose of loan:
This loan will be used to?
Consolidate some debt and help with expenses as I wait to receive a settlement related to a lawsuit.
My financial situation:
I am a good candidate for this loan because?
I was injured in an accident and will be receiving a sizable settlement within the next year. Also I have steady income from a job I have held for 3 years. My credit has taken a hit due to bills piling up resulting from the accident but everything should be back in order soon.
Monthly net income: $
2,733
Monthly expenses: $
??Housing: $750
??Insurance: $0
??Car expenses: $0
??Utilities: $25
??Phone, cable, internet: $100
??Food, entertainment: $800
??Clothing, household expenses $100
??Credit cards and other loans: $100
??Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
velocity-solo$30.001/21/2011 11:01:45 AM
credit-sycamore4$100.001/21/2011 11:19:57 AM
cloud8$50.001/21/2011 10:57:22 AM
ingenious-interest1$50.001/21/2011 10:58:42 AM
macgeek$25.001/21/2011 12:43:18 PM
value-microscope$26.241/21/2011 1:06:29 PM
brwnidgirl$50.001/21/2011 1:23:50 PM
zone6$34.311/21/2011 12:59:10 PM
Artist_Blue$25.001/21/2011 1:07:27 PM
goodhearted-basis4$25.001/21/2011 4:56:37 PM
leverage-monger$30.001/22/2011 8:10:22 AM
Bob450$25.001/22/2011 8:39:04 AM
bazaar-festivity$25.001/22/2011 2:13:11 PM
suave-dime6$25.001/22/2011 1:34:03 PM
Loanstou$50.001/22/2011 3:13:17 PM
forthright-dedication$25.001/22/2011 12:42:06 PM
mercuriant$25.001/22/2011 3:57:02 PM
jazzlender$25.001/23/2011 8:06:47 AM
ezg$50.001/23/2011 12:42:46 AM
CapitalismRocks$25.001/23/2011 11:12:56 AM
Kyileo$25.001/24/2011 9:41:31 AM
dough-bear$50.001/24/2011 6:52:21 AM
speedy-point$25.001/24/2011 10:38:27 AM
rescue$100.001/24/2011 2:08:11 PM
open-minded-fund9$25.001/24/2011 11:03:19 AM
wanna-help$50.001/24/2011 3:12:07 PM
seisen$50.001/25/2011 6:57:36 AM
jasjac0105$25.001/25/2011 9:42:08 AM
jstnow$25.001/25/2011 9:52:22 AM
kegs$150.001/25/2011 11:06:46 AM
interstellar$75.001/25/2011 8:02:23 AM
dpries123$25.001/25/2011 9:40:50 AM
richboy56$25.001/25/2011 1:42:48 PM
TripleNickle$25.551/25/2011 3:23:45 PM
worthy-bid8$50.001/25/2011 1:49:14 PM
bid-czar8$50.001/25/2011 3:59:58 PM
J-Rott$50.001/25/2011 4:53:46 PM
dinero-mason$50.001/25/2011 2:40:59 PM
zone8$125.001/25/2011 2:21:48 PM
Otagaini$25.001/25/2011 6:21:52 PM
EBITDA$25.001/25/2011 4:54:24 PM
jamiee73$25.001/25/2011 5:54:26 PM
West_End_Local$25.001/25/2011 6:33:36 PM
Maetryx$45.001/25/2011 4:36:43 PM
brightest-fascinating-principal$25.001/25/2011 5:57:13 PM
musegaze$50.001/25/2011 6:42:56 PM
handshake5$100.001/25/2011 6:43:30 PM
genius520$100.001/21/2011 11:09:43 AM
Jack55304$100.001/21/2011 10:53:28 AM
wise-rupee-sanctuary$50.001/21/2011 10:55:22 AM
greencat$50.001/21/2011 11:02:31 AM
capital-halo1$500.001/21/2011 11:08:46 AM
a-finance-nirvana$25.001/21/2011 11:43:05 AM
HHP$50.001/21/2011 11:15:01 AM
careful-note$50.001/21/2011 3:38:27 PM
zorg77$25.001/22/2011 9:45:35 AM
Investoman$100.001/22/2011 3:58:51 PM
I-Believe-In-You$27.701/22/2011 7:48:32 PM
loss-of-control$50.001/23/2011 9:51:48 AM
amusement4$300.001/23/2011 6:02:31 PM
moola-wildebeest3$50.001/23/2011 7:02:45 PM
enthusiastic-balance5$200.001/23/2011 7:13:46 PM
CA-Lender$25.001/24/2011 9:45:33 AM
Frosty$25.001/24/2011 7:36:59 AM
gizzywump$50.001/24/2011 7:52:38 AM
dime-vista2$25.001/24/2011 10:11:15 PM
EarlyRiser$100.001/25/2011 8:11:31 AM
larrybird$250.001/25/2011 9:29:27 AM
finagler$25.001/25/2011 9:43:21 AM
Travis247$50.001/24/2011 6:13:48 PM
mpatrick$25.001/25/2011 7:49:52 AM
MrRooster101$25.001/24/2011 9:14:38 PM
duty-monger$50.001/25/2011 5:02:08 AM
DreDub$50.001/25/2011 7:56:51 AM
Ocean713$50.001/25/2011 3:06:29 PM
Phatt-Daddy$25.001/25/2011 3:28:49 PM
washboard1$25.001/25/2011 1:46:06 PM
top-visionary-truth$25.001/25/2011 11:38:13 AM
payout-bridge$250.001/25/2011 12:42:57 PM
Luv2Bless$25.001/25/2011 12:58:12 PM
organic-order$25.001/25/2011 4:51:44 PM
icon7$25.001/25/2011 5:03:34 PM
Mira48$47.721/25/2011 6:48:53 PM
wwwUniversal$25.001/25/2011 6:38:18 PM
CO_Engineer$33.481/25/2011 6:18:44 PM
worthy-bid4$25.001/25/2011 6:46:37 PM
86 Investments
 
Borrower Payment Dependent Notes Series 491402
This series of Notes was issued and sold upon the funding of the borrower loan #46743, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.70% Listing Start date:  Jan-21-2011 
Term: 36 months Listing End date:  Jan-23-2011 
 
Lender yield: 16.99% Borrower rate/APR: 17.99% / 21.34% Monthly payment: $271.11
 
Lender servicing fee: 1.00% Effective Yield*: 16.60%  
Estimated return*: 8.90%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-2000 Debt/Income ratio: 25%
Credit score: 700-719 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 11Length of status:2y 10m
Amount delinquent: $0 Total credit lines: 27 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,375Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 39%  
   Homeownership: No  
Screen name: elegant-hope5 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 12 ( 100% ) 700-719 (Latest)
Principal borrowed: $10,000.00< 31 days late: 0 ( 0% )  
700-719 (Aug-2010)
740-759 (Dec-2009)
 
Principal balance: $7,610.41 31+ days late: 0 ( 0% )
Total payments billed: 12  
Description
LOAN REFINANCING: A BETTER FUTURE
Purpose of loan:
This loan will be used to?Refinance existing loanwith Prosper to improve my finances and provide a better financial future for my family.

My financial situation:Live within means, but need help to refinance loan that was originally taken out to help pay bills from spouse's cancer treatment.
I am a good candidate for this loan because? I have a stable job with a state agency and has a solid record of paying any and all bills on time. I have never avoided any financial responsibilities and have been able to meet them all over time.

Monthly net income: $ 3600

Monthly expenses: $ 2450
??Housing: $800
??Insurance: $500
??Car expenses: $200
??Utilities: $200
??Phone, cable, internet: $50
??Food, entertainment: $200
??Clothing, household expenses $100
??Credit cards and other loans: $400
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
enthralling-deal180$75.001/21/2011 10:44:58 AM
CAGE-Investments$25.001/21/2011 10:45:41 AM
jazzlender$50.001/21/2011 10:46:06 AM
flexible-value$100.001/21/2011 10:50:51 AM
wise-deal-panda$50.001/21/2011 10:51:45 AM
DasMula$77.001/21/2011 10:55:40 AM
honorable-yield$25.001/21/2011 11:05:41 AM
impeccable-transparency$50.001/21/2011 11:06:40 AM
rolandweary$25.001/21/2011 11:10:51 AM
powerful-finance7$25.001/21/2011 10:50:08 AM
balance-chestnut$25.001/21/2011 11:29:57 AM
american6$100.001/21/2011 10:59:28 AM
enthusiastic-balance5$100.001/21/2011 11:43:02 AM
museic1$50.001/21/2011 11:10:13 AM
radforj22$25.001/21/2011 10:43:50 AM
the-enterprising-leverage$25.001/21/2011 11:12:25 AM
worldly-community3$50.001/21/2011 11:12:49 AM
skuba$75.001/21/2011 11:02:48 AM
genius520$100.001/21/2011 11:04:18 AM
commerce-yeller$25.001/21/2011 11:43:08 AM
favorite-commerce$50.001/21/2011 2:48:52 PM
ThomasC$50.001/21/2011 11:18:23 AM
marketplace-cello5$25.001/21/2011 11:21:47 AM
ingenious-interest1$100.001/21/2011 11:30:50 AM
reflective-rupee$750.771/21/2011 1:10:08 PM
indomitable-coin$25.001/21/2011 11:44:28 AM
CA_Lender$25.001/21/2011 2:53:29 PM
golffish2$100.001/21/2011 5:13:31 PM
loss-of-control$150.001/21/2011 2:09:18 PM
SolarMoonshine$50.001/21/2011 5:02:32 PM
jelly1126$50.001/21/2011 11:09:41 PM
jcw3rd$25.001/21/2011 6:01:06 PM
B-rad_the_Coug$25.001/22/2011 12:43:15 AM
sweety075$25.001/21/2011 6:40:53 PM
loanman2007$150.001/22/2011 6:00:23 AM
lucrative-coin$50.001/21/2011 8:07:23 PM
Feyenoord$25.001/22/2011 1:16:04 AM
SunriseTrader1$50.001/22/2011 10:09:16 AM
heavenly-repayment4$25.001/22/2011 11:37:48 AM
all_of_that_one$35.001/22/2011 1:17:22 PM
niq4soccer$25.001/22/2011 11:52:26 AM
bigphish$25.001/22/2011 11:59:20 AM
bannybucks$25.001/22/2011 4:38:31 PM
auction-seeker$25.001/22/2011 3:37:38 PM
rss197$25.001/22/2011 3:42:16 PM
Kiwi0601$50.001/23/2011 5:29:51 AM
a-balance-surgeon$52.021/22/2011 8:35:34 PM
onecooldrink$25.001/23/2011 11:02:51 AM
vineet$25.631/23/2011 11:48:07 AM
Pressure_Drop$33.781/23/2011 12:12:59 PM
Pulchritudinous$25.001/23/2011 12:48:17 PM
responsibility-aurora$25.001/22/2011 9:33:07 PM
verdiprr$300.001/23/2011 8:47:01 AM
Barrayaran$25.001/23/2011 3:10:22 AM
sensible-gain884$25.001/23/2011 5:47:20 AM
chameleon125$50.001/23/2011 6:29:01 AM
9skyrider$25.001/23/2011 7:40:11 AM
transformer855$100.001/23/2011 9:24:43 AM
Corellia$100.001/23/2011 2:39:55 PM
mikeandcat$101.841/23/2011 3:22:35 PM
thesage$50.001/23/2011 3:12:56 PM
Thelonius98$50.001/23/2011 2:28:18 PM
shrewd-income$71.261/23/2011 3:46:00 PM
wise-rupee-sanctuary$50.001/21/2011 10:54:17 AM
cloud8$60.001/21/2011 10:56:41 AM
simplelender80$100.001/21/2011 11:05:03 AM
C_Mark$100.001/21/2011 11:13:37 AM
somebody32$50.001/21/2011 11:17:02 AM
orange-preeminant-bill$50.001/21/2011 10:46:55 AM
steiglends$250.001/21/2011 11:22:29 AM
tech310$50.001/21/2011 11:00:18 AM
bowdish1$50.001/21/2011 11:03:37 AM
velocity-solo$50.001/21/2011 11:11:52 AM
credit-investor5$50.001/21/2011 11:16:14 AM
JustMee$25.001/21/2011 11:16:38 AM
TNG812$25.001/21/2011 11:20:36 AM
ursus$100.001/21/2011 11:06:20 AM
grnii78$100.001/21/2011 11:41:34 AM
responsibility-cherry6$50.001/21/2011 11:15:27 AM
Astyanax$50.001/21/2011 11:56:06 AM
five-star-justice$36.001/21/2011 11:17:39 AM
jjswanso$50.001/21/2011 11:18:56 AM
enchanted-yield4$50.001/21/2011 11:24:12 AM
penny-plato$25.001/21/2011 3:58:21 PM
witty-openness$25.001/21/2011 4:59:54 PM
georgedorn$25.001/21/2011 12:42:02 PM
vine99$40.001/21/2011 12:57:02 PM
gracej$25.001/21/2011 1:07:34 PM
well-mannered-truth3$25.001/21/2011 5:37:09 PM
terrific-duty397$25.001/21/2011 2:09:59 PM
hopeful-truth5$200.001/21/2011 7:19:36 PM
terrific-fund5$25.001/21/2011 9:17:01 PM
ac787$25.001/21/2011 5:38:17 PM
enriched-note6$25.001/21/2011 11:27:48 PM
exciting-fairness$200.001/22/2011 6:09:20 AM
friendly-principal76$26.061/21/2011 6:06:38 PM
tigercat$50.001/22/2011 8:18:48 AM
papaloha$25.001/22/2011 12:42:17 AM
Artist_Blue$25.001/22/2011 12:45:54 AM
payout-reaction740$25.001/22/2011 8:19:17 AM
bazaar-festivity$25.001/22/2011 2:13:13 PM
SeekingAlpha$25.001/22/2011 2:53:06 PM
forthright-dedication$50.001/22/2011 12:42:46 PM
SelectTrustLending$25.001/22/2011 3:07:24 PM
dovid$50.001/23/2011 5:52:23 AM
auction-workhorse679$50.001/23/2011 6:03:26 AM
drkosh$25.001/23/2011 8:29:59 AM
graceful-credit5$50.001/23/2011 8:37:10 AM
voyage554$25.001/22/2011 10:57:12 PM
TheGrayFox$25.001/22/2011 11:37:26 PM
mtnbikemania$50.001/22/2011 3:59:24 PM
CPAecs$25.001/23/2011 10:24:27 AM
skiberdad$50.001/22/2011 4:08:27 PM
chekat$25.001/23/2011 11:24:14 AM
FinanceEngine$35.001/23/2011 11:28:48 AM
tomdooley12520$35.001/23/2011 6:49:09 AM
FlyingBobo$25.001/23/2011 6:57:55 AM
E-B$50.001/23/2011 7:17:39 AM
AGSLending$25.001/23/2011 5:21:01 AM
loan-master996$50.001/23/2011 11:38:18 AM
kublai$25.001/23/2011 11:56:49 AM
first-serene-credit$25.001/23/2011 7:58:13 AM
LD4LIFE$25.001/23/2011 8:54:28 AM
fairness-atmosphere$25.001/23/2011 12:34:46 PM
Byrd24$100.001/23/2011 1:28:08 PM
Nicedad72$25.001/23/2011 2:01:49 PM
eric731$50.001/23/2011 2:44:43 PM
Caidin$25.001/23/2011 3:20:12 PM
secureincome$77.001/23/2011 3:49:57 PM
sincere-investment4$25.001/23/2011 2:23:27 PM
Christophe$25.001/23/2011 2:44:06 PM
spiff666$25.001/23/2011 3:34:05 PM
emjaybee$35.821/23/2011 2:42:27 PM
asdf9876$25.001/23/2011 3:11:45 PM
134 Investments
 
Borrower Payment Dependent Notes Series 491490
This series of Notes was issued and sold upon the funding of the borrower loan #46792, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jan-22-2011 
Term: 36 months Listing End date:  Jan-22-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jun-1993 Debt/Income ratio: 22%
Credit score: 720-739 (Jan-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 18 / 13Length of status:12y 4m
Amount delinquent: $0 Total credit lines: 45 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $17,541Stated income:$100,000+
Delinquencies in last 7y: 1 Bankcard utilization: 83%  
   Homeownership: Yes  
Screen name: balance-web6 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
dbac
Purpose of loan:
Payoff debt
My financial situation:
I am a good candidate for this loan because I always repay my debt

Monthly net income: $ 6000

Monthly expenses: $
??Housing: $ 2214
??Insurance: $ 100
??Car expenses: $ 500
??Utilities: $ 200
??Phone, cable, internet: $ 270
??Food, entertainment: $ 300
??Clothing, household expenses $
??Credit cards and other loans: $ 1500
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Jack55304$100.001/22/2011 11:33:43 AM
capital-halo1$64.021/22/2011 11:33:53 AM
careful-note$50.001/22/2011 11:32:08 AM
suave-dime6$25.001/22/2011 1:36:58 PM
reflective-rupee$400.771/22/2011 1:44:52 PM
SolarMoonshine$50.001/22/2011 12:20:46 PM
Whipster$50.001/22/2011 3:08:56 PM
TackingWindward$25.001/22/2011 2:23:19 PM
justasoldier$32.201/22/2011 5:53:02 PM
friendinmoney$25.001/22/2011 12:49:16 PM
laidback59$100.001/22/2011 6:21:47 PM
thrifty-capital$25.001/22/2011 7:17:52 PM
reflective-rupee$600.771/22/2011 1:42:14 PM
zorg77$25.001/22/2011 1:55:30 PM
MoneyForNothing$0.411/22/2011 8:50:10 PM
payout-bridge$100.001/22/2011 5:40:41 PM
autonomous-truth$50.001/22/2011 6:32:40 PM
dime-sitar$25.001/22/2011 7:32:31 PM
VikingLender$25.001/22/2011 7:42:19 PM
head$25.001/22/2011 8:50:03 PM
Reliance_Banker$25.001/22/2011 3:46:50 PM
freebush69$1,500.001/22/2011 4:10:24 PM
vine99$40.001/22/2011 4:43:10 PM
SANTIAGO1$25.001/22/2011 7:50:45 PM
ekmendenhall$25.001/22/2011 2:24:33 PM
RyanM561$25.001/22/2011 2:43:41 PM
velocity-solo$25.001/22/2011 11:27:17 AM
forthright-dedication$25.001/22/2011 12:42:23 PM
VJ_Financial$25.001/22/2011 1:49:17 PM
DasMula$25.001/22/2011 11:35:28 AM
respectful-credit3$27.001/22/2011 7:57:34 PM
poolshark72$25.001/22/2011 2:34:05 PM
coyone$65.521/22/2011 5:28:02 PM
Sudoku$100.001/22/2011 5:40:39 PM
relentless-gain3$25.001/22/2011 5:50:41 PM
realtormoises$25.001/22/2011 6:17:10 PM
crazyinjun$29.311/22/2011 7:58:39 PM
OLYVRC$50.001/22/2011 8:20:42 PM
well-mannered-income3$40.001/22/2011 8:45:25 PM
Kash2010lu$25.001/22/2011 4:20:23 PM
winmals$25.001/22/2011 5:11:39 PM
a-balance-surgeon$25.001/22/2011 8:32:35 PM
42 Investments
 
Borrower Payment Dependent Notes Series 491498
This series of Notes was issued and sold upon the funding of the borrower loan #46652, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-21-2011 
Term: 36 months Listing End date:  Jan-26-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $204.10
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-1996 Debt/Income ratio: 21%
Credit score: 660-679 (Jan-2011) Inquiries last 6m: 2Employment status:Other
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:5y 4m
Amount delinquent: $0 Total credit lines: 29 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $3,879Stated income:$25,000-$49,999
Delinquencies in last 7y: 17 Bankcard utilization: 38%  
   Homeownership: No  
Screen name: duty-ninja Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
need to do some landscaping
Purpose of loan:
This loan will be used to?build some retaining walls, some pvc piping for drainage, sod installation and minor?landscaping (shrubbery and mulch)?

My financial situation:
I am a good candidate for this loan because?I am retired but my background is engineering and I like to be productive.?

Monthly net income: $ 1998.00

Monthly expenses: $
??Housing: $ 0
??Insurance: $0
??Car expenses: $45
??Utilities: $0
??Phone, cable, internet: $95
??Food, entertainment: $250
??Clothing, household expenses $50
??Credit cards and other loans: $200
??Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hi there, could you explain the delinquencies and the public record? Since about half of the bankruptcies in this country are due to medical expenses, could you tell me if you are covered by health insurance? Thanks and good luck with this loan. - green-rapid-openness
A: Sure, In 2005 economics forced an end to my position at the engineering firm. My son was in college at the time and I was stretched...2cars, 2 homes etc, thus the delinquincies. My primary care physician advised me to COBRA of course and in Georgia, after the COBRA process insurance companies are required to offer continued covererage. We also have assistance in Georgia to pay premiums for this coverage, Quick summary I do not pay anything for insurance and I have an even better policy now. (Jan-22-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Kash2010lu$27.001/21/2011 4:28:48 PM
SolarMoonshine$25.001/21/2011 5:15:41 PM
HHP$50.001/21/2011 4:15:43 PM
Artist_Blue$25.001/21/2011 5:44:38 PM
Jack55304$100.001/21/2011 4:14:29 PM
wise-rupee-sanctuary$50.001/21/2011 4:14:34 PM
ingenious-interest1$50.001/21/2011 4:14:39 PM
capital-halo1$500.001/21/2011 4:15:22 PM
goodhearted-basis4$25.001/21/2011 5:46:33 PM
Bob450$25.001/22/2011 3:53:41 PM
enthusiastic-balance5$200.001/23/2011 7:16:18 PM
green-rapid-openness$100.001/23/2011 5:35:49 PM
Top_Gun_Lender$26.001/24/2011 8:23:33 PM
btormc5$30.001/24/2011 4:57:22 PM
yield-scout8$25.001/24/2011 7:15:54 PM
seisen$50.001/25/2011 6:57:38 AM
jazzlender$25.001/25/2011 8:26:59 AM
finagler$25.001/25/2011 9:43:26 AM
CA-Lender$25.001/25/2011 2:16:17 PM
open-minded-fund9$50.001/25/2011 3:53:59 PM
dime-explosion$50.001/25/2011 3:57:05 PM
Rob717171$50.001/25/2011 9:23:24 PM
pixeldave$50.001/25/2011 7:46:45 PM
jybank$25.001/25/2011 9:09:56 PM
money-bauble$100.001/26/2011 4:27:45 AM
FeedTheMachine$40.451/26/2011 4:28:38 AM
handshake5$100.001/25/2011 6:43:31 PM
KVEER$25.001/25/2011 7:38:53 PM
Comoparklender$50.001/26/2011 4:08:51 AM
a-enticing-reward$25.001/26/2011 9:31:53 AM
orange-preeminant-bill$50.001/26/2011 4:27:32 AM
head$25.001/26/2011 4:39:02 AM
meteoric-asset4$25.001/26/2011 6:26:37 AM
assetmanager$25.001/26/2011 7:01:41 AM
kulender$74.101/26/2011 4:06:53 AM
inspired-duty5$37.011/26/2011 5:27:25 AM
djmgd790$27.721/26/2011 9:32:41 AM
Fun54115$25.001/26/2011 8:08:46 AM
frogperson$200.001/26/2011 9:08:41 AM
diligent-kindness9$25.001/26/2011 9:31:32 AM
leverage-monger$25.821/26/2011 9:31:41 AM
credit-sycamore4$100.001/21/2011 4:56:20 PM
reflective-rupee$25.771/21/2011 4:40:30 PM
velocity-solo$30.001/21/2011 4:14:53 PM
genius520$100.001/21/2011 4:15:26 PM
careful-note$50.001/21/2011 4:16:55 PM
lloyd_s$25.001/21/2011 5:14:33 PM
dedicated-diversification5$36.891/22/2011 1:20:16 AM
zorg77$25.001/22/2011 9:40:04 AM
suave-dime6$25.001/22/2011 1:36:51 PM
forthright-dedication$25.001/22/2011 12:42:14 PM
ezg$50.001/23/2011 8:07:05 AM
CapitalismRocks$25.001/23/2011 11:13:04 AM
dough-bear$50.001/24/2011 6:52:24 AM
gizzywump$25.001/24/2011 7:52:41 AM
brwnidgirl$100.001/24/2011 6:18:39 AM
EarlyRiser$250.001/24/2011 10:39:55 AM
rescue$100.001/24/2011 2:08:12 PM
loyaltyologist$25.001/24/2011 6:26:36 PM
wanna-help$50.001/24/2011 3:12:09 PM
larrybird$250.001/25/2011 9:29:28 AM
worthy-bid8$50.001/25/2011 1:49:17 PM
jasjac0105$25.001/25/2011 9:42:10 AM
kegs$150.001/25/2011 11:06:49 AM
dinero-mason$50.001/25/2011 2:41:04 PM
washboard1$25.001/25/2011 1:46:13 PM
zone8$125.001/25/2011 2:21:50 PM
richboy56$25.001/25/2011 1:42:53 PM
tacopants$50.001/25/2011 1:51:04 PM
loyalist1$50.001/25/2011 2:10:48 PM
bid-czar8$50.001/25/2011 4:54:10 PM
Ocean713$50.001/25/2011 3:06:31 PM
mercuriant$25.001/25/2011 3:41:11 PM
Leshan$50.001/25/2011 5:19:34 PM
engbusres$45.001/25/2011 9:01:16 PM
tech310$50.001/26/2011 1:17:33 AM
organic-order$25.001/25/2011 6:43:47 PM
platinum-celebration4$41.001/25/2011 7:01:41 PM
Christophe$25.001/26/2011 7:59:17 AM
musegaze$100.001/26/2011 3:54:16 AM
wwwUniversal$25.001/26/2011 4:33:09 AM
JohnWS$50.001/26/2011 8:46:58 AM
goodhearted-gold3$25.001/26/2011 6:07:51 AM
jubilant-agreement0$25.001/26/2011 7:42:51 AM
famous-bill$25.001/26/2011 8:07:57 AM
85 Investments
 
Borrower Payment Dependent Notes Series 491598
This series of Notes was issued and sold upon the funding of the borrower loan #46664, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.95% Listing Start date:  Jan-23-2011 
Term: 36 months Listing End date:  Jan-23-2011 
 
Lender yield: 11.99% Borrower rate/APR: 12.99% / 15.13% Monthly payment: $320.05
 
Lender servicing fee: 1.00% Effective Yield*: 11.79%  
Estimated return*: 6.84%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Dec-1998 Debt/Income ratio: 16%
Credit score: 680-699 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 19 / 16Length of status:5y 4m
Amount delinquent: $0 Total credit lines: 45 Occupation: Attorney
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,049Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 12%  
   Homeownership: No  
Screen name: coleigh Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 680-699 (Latest)
Principal borrowed: $20,000.00< 31 days late: 0 ( 0% )  
620-639 (Jul-2007)
 
Principal balance: $0.84 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Getting Married
Purpose of loan:
This loan will be used for my wedding.? I am getting married in June 2011, and while I have saved up most of the cost of the wedding already, I would prefer to spread payments out over time with this loan.? Also, I would like to help family members with their expenses associated with the wedding (hotel rooms, dresses, travel), and this loan will make that easier.

My financial situation:
I am a good candidate for this loan because I have been a Prosper borrower before (three and a half years ago) and used the previous loan to pay off credit cards and other debts accrued during college and law school.? I paid my previous loan on time every month.? Also, my salary has increased by $50,000 per year since my last loan.? I graduated from law school five and a half years ago and have been working full-time as an attorney since then.? My income is stable and my credit rating has steadily improved.? (I have paid down my credit cards since the most recent information available to Prosper, so my current revolving credit balance is actually $2,000 (primarily on a credit card I maintain for airline miles).)

Monthly net income: $8,400

Monthly expenses: $5,525
??Housing: $2,095
??Insurance: $300
??Car expenses: $450
??Utilities: $300
??Phone, cable, internet: $80
??Food, entertainment: $400
??Clothing, household expenses $200
??Credit cards and other loans: $1,400
??Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
PrivateLender$25.001/23/2011 2:04:01 PM
cashhelp$50.001/23/2011 2:13:33 PM
wise-rupee-sanctuary$50.001/23/2011 2:14:11 PM
PrivateLender$25.001/23/2011 2:04:08 PM
inspire22$50.001/23/2011 2:04:14 PM
tech310$50.001/23/2011 2:15:00 PM
skuba$75.001/23/2011 2:15:34 PM
bowdish1$50.001/23/2011 2:15:46 PM
ursus$100.001/23/2011 2:16:50 PM
marketplace-cello5$25.001/23/2011 2:18:52 PM
Aberdeen$4,000.001/23/2011 2:19:11 PM
Redmond$25.001/23/2011 2:19:30 PM
credit-panda1$25.001/23/2011 2:20:24 PM
chekat$25.001/23/2011 2:23:58 PM
sweety075$25.001/23/2011 2:17:26 PM
velocity-solo$50.001/23/2011 2:17:36 PM
SolarMoonshine$1,000.001/23/2011 2:09:59 PM
mtnbikemania$50.001/23/2011 2:21:47 PM
indomitable-coin$25.001/23/2011 7:06:47 PM
credit-bliss8$25.001/23/2011 2:13:27 PM
impressive-credit431$100.001/23/2011 2:13:53 PM
DasMula$100.001/23/2011 2:34:47 PM
gala279$100.001/23/2011 7:50:26 PM
JustMee$25.001/23/2011 3:30:54 PM
terrific-duty397$27.241/23/2011 8:44:33 PM
the-enterprising-leverage$25.001/23/2011 2:17:50 PM
worldly-community3$50.001/23/2011 2:18:05 PM
credit-investor5$50.001/23/2011 2:18:42 PM
sportract05$50.001/23/2011 5:57:41 PM
MoneyForNothing$66.331/23/2011 2:20:07 PM
reflective-rupee$100.771/23/2011 3:03:18 PM
hope-lionheart1$75.001/23/2011 9:34:31 PM
wealth-multiplier$25.001/23/2011 6:55:48 PM
Mr-Miracle$25.011/23/2011 7:20:28 PM
economy-popcorn$25.001/23/2011 7:48:13 PM
nytrnbow$25.001/23/2011 9:18:52 PM
Intelon$140.701/23/2011 9:27:22 PM
tntmojave$25.001/23/2011 2:04:58 PM
jazzlender$25.001/23/2011 2:03:44 PM
museic1$50.001/23/2011 2:17:12 PM
enthralling-deal180$50.001/23/2011 2:12:34 PM
lender987654321$25.001/23/2011 2:13:14 PM
sincere-investment4$25.001/23/2011 2:29:50 PM
simplelender80$100.001/23/2011 2:16:16 PM
honorable-yield$25.001/23/2011 2:16:34 PM
SOP_Bank$25.001/23/2011 2:04:10 PM
The-Lighthouse-Group$25.001/23/2011 5:21:53 PM
MoneyForNothing$88.441/23/2011 2:20:09 PM
simiray$50.001/23/2011 6:52:06 PM
enthusiastic-balance5$100.001/23/2011 7:10:14 PM
organized-payment6$50.001/23/2011 2:13:48 PM
kmr2$100.001/23/2011 2:13:59 PM
american6$100.001/23/2011 2:14:42 PM
toronado$100.001/23/2011 7:58:29 PM
itsmaj$89.191/23/2011 8:05:57 PM
trade-surge3$50.001/23/2011 8:30:46 PM
genius520$100.001/23/2011 2:15:59 PM
Aurumdraco$25.001/23/2011 3:46:27 PM
credit-guard5$25.001/23/2011 3:53:57 PM
rolandweary$25.001/23/2011 2:17:24 PM
crdcteng$50.001/23/2011 4:44:46 PM
C_Mark$100.001/23/2011 2:18:22 PM
steiglends$250.001/23/2011 2:18:57 PM
Domgabriel$25.001/23/2011 2:19:03 PM
enthusiastic-balance5$100.001/23/2011 2:19:13 PM
zippy-market5$35.001/23/2011 6:02:07 PM
dorfinia$50.001/23/2011 6:58:00 PM
Rick7925$25.001/23/2011 2:21:20 PM
skiberdad$50.001/23/2011 2:22:05 PM
nanda$100.001/23/2011 7:02:34 PM
asdf9876$25.001/23/2011 3:12:16 PM
bondhedger$25.001/23/2011 3:16:34 PM
setUup$100.001/23/2011 3:27:53 PM
CreditBuilder2$250.001/23/2011 9:47:21 PM
yield-enlistment$72.001/23/2011 9:54:34 PM
engaging-worth$25.001/23/2011 3:50:17 PM
radforj22$25.001/23/2011 4:51:34 PM
Nicedad72$25.001/23/2011 5:58:26 PM
genuine-integrity0$25.001/23/2011 6:55:58 PM
eloquent-dough5$25.001/23/2011 7:22:08 PM
Ray3486$25.001/23/2011 7:51:08 PM
terrific-p2ploan$25.001/23/2011 7:52:45 PM
urgeforknowledge$100.001/23/2011 10:45:04 PM
83 Investments
 
Borrower Payment Dependent Notes Series 491602
This series of Notes was issued and sold upon the funding of the borrower loan #46749, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.95% Listing Start date:  Jan-24-2011 
Term: 36 months Listing End date:  Jan-24-2011 
 
Lender yield: 11.99% Borrower rate/APR: 12.99% / 15.13% Monthly payment: $117.91
 
Lender servicing fee: 1.00% Effective Yield*: 11.79%  
Estimated return*: 6.84%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-1999 Debt/Income ratio: 18%
Credit score: 720-739 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:2y 6m
Amount delinquent: $0 Total credit lines: 9 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,608Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 80%  
   Homeownership: Yes  
Screen name: Greyed Borrower's state: Nevada Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 17 ( 100% ) 720-739 (Latest)
Principal borrowed: $2,500.00< 31 days late: 0 ( 0% )  
660-679 (Jul-2009)
 
Principal balance: $1,476.50 31+ days late: 0 ( 0% )
Total payments billed: 17  
Description
Auto Repair - Clutch
Purpose of loan:
Unexpected repairs needed to my car. Clutch seized up and needs to be replaced. I simply do not have the available funds on hand for this emergency repair. This will not impact my ability to travel to work as I have a motorcycle, However commuting on a motorcycle in the middle of winter is not something I relish.

I have another loan here at Prosper, I obtained it in Sep. of '09 and it has been paid 100% on time since then.
Since obtaining that loan my credit rating has improved dramatically and I have purchased a house. The Prosper estimated $118/month payment is well within my means.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
jazzlender$50.001/24/2011 10:23:34 AM
worldly-community3$50.001/24/2011 10:24:56 AM
credit-bliss8$25.001/24/2011 10:28:11 AM
genius520$100.001/24/2011 10:29:48 AM
enthralling-deal180$75.001/24/2011 10:24:23 AM
impressive-credit431$100.001/24/2011 10:28:23 AM
wise-rupee-sanctuary$50.001/24/2011 10:28:38 AM
skuba$75.001/24/2011 10:29:26 AM
museic1$50.001/24/2011 10:30:42 AM
credit-investor5$50.001/24/2011 10:31:29 AM
american6$100.001/24/2011 10:29:04 AM
bowdish1$50.001/24/2011 10:29:37 AM
honorable-yield$25.001/24/2011 10:30:03 AM
rolandweary$25.001/24/2011 10:30:52 AM
C_Mark$100.001/24/2011 10:31:15 AM
Domgabriel$25.001/24/2011 10:31:52 AM
ursus$100.001/24/2011 10:30:14 AM
organized-payment6$50.001/24/2011 10:28:18 AM
kmr2$100.001/24/2011 10:28:29 AM
the-enterprising-leverage$25.001/24/2011 10:31:08 AM
Aberdeen$3,500.001/24/2011 10:32:03 AM
grnii78$100.001/24/2011 10:25:07 AM
simplelender80$100.001/24/2011 10:29:54 AM
velocity-solo$50.001/24/2011 10:30:58 AM
marketplace-cello5$25.001/24/2011 10:31:34 AM
steiglends$250.001/24/2011 10:31:46 AM
26 Investments