Sales Report:Supplement No. 8 dated Jan 26, 2011 to Prospectus dated Jan 12, 2011
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jan 12, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jan 12, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 489638
This series of Notes was issued and sold upon the funding of the borrower loan #46704, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $25,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Jan-13-2011 
Term: 60 months Listing End date:  Jan-18-2011 
 
Lender yield: 8.55% Borrower rate/APR: 9.55% / 9.77% Monthly payment: $525.66
 
Lender servicing fee: 1.00% Effective Yield*: 8.54%  
Estimated return*: 6.99%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Oct-2000 Debt/Income ratio: 13%
Credit score: 780-799 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:3y 0m
Amount delinquent: $0 Total credit lines: 29 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $49,140Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 32%  
   Homeownership: No  
Screen name: DINOCA555 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Payoff work done on home
Purpose of loan:
I will use this loan to pay off the credit cards used to renovate the fixer upper home (My primary residence) in 2009. I bought a home in a great neighborhood, it just needed a lot of TLC to get it up to livable standards ?

My financial situation:
I am a good candidate for this loan because in my over 10 year credit history I have never been late on a loan payment. My 8 year old truck is paid off in full and up to the point of buying a home last year I had no outstanding consumer debt. I am an 8 year Marine Corps Iraq/Afghanistan War Veteran and a current 3 year Police Officer of a large metropolitan city in Northern California. My gross pay with overtime is approximately $8,845 per month and my mortgage is a fixed 30 year 4.5 % loan, which costs me $2,609 per month including property taxes and insurance.

I live well within my means and believe paying my debts is a personal responsibility to be taken very seriously. I believe my steady employment and dedication to my responsibilities makes me a good candidate for this loan. Thank you for your consideration.

B.T.W. I just refinanced my USAA Mortgage from 5.25 % to 4.5% which is the reason why it is showing I don't own a home. I am willing to scan my mortgage documents if requested by bidders.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: 1. Is the revolving credit ($49K) all credit cards? 2. List all your monthly expenses - jpblan11
A: One of the cards is $26,500 on a USAA card on a 6% fixed program. The other two balances are on a Chase and Citibank card which are at 0% now but won't be too much longer. I would be using the monies to pay'those two off. Mortgage/property taxes/mortgage insurance - 2609 Electric - 115 Garbage - 45 Personal and work cell phone - 145 Cable/internet/phone - 120 Food - 400 Gas - 250 Life/car insurance - 126 Entertainment - 300 Hygienic/cleaning supplies - 200 TOTAL 4310 (Jan-15-2011)
Q: Hi, Is there anything that the people investing in you should know? Thank you, MM - Mr-Miracle
A: I can't think of anything else other than the other question I answered on the other post, but if I was asked something specific I would return an answer promptly. (Jan-15-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
xphile$25.001/13/2011 6:51:10 PM
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dloan$25.001/15/2011 1:45:27 AM
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TheGameTable$25.001/13/2011 6:54:42 PM
AmericanCredit$25.001/13/2011 6:54:59 PM
smallbizrule$25.001/13/2011 6:55:03 PM
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goldfinger3$100.001/13/2011 6:56:33 PM
cardguy$50.001/13/2011 6:57:54 PM
cognizant-rate732$25.001/13/2011 6:58:02 PM
authoritative-truth$50.001/13/2011 6:58:25 PM
jdashv$50.001/13/2011 6:59:29 PM
velocity-solo$60.001/13/2011 6:59:51 PM
be_wise$25.001/13/2011 6:51:38 PM
Rob717171$50.001/13/2011 9:00:57 PM
Marathoner$25.001/13/2011 6:54:20 PM
yukongin$25.001/13/2011 6:55:30 PM
undaunted-kindness$100.001/13/2011 6:55:37 PM
radforj22$75.001/13/2011 6:55:54 PM
meenan$100.001/13/2011 6:56:03 PM
Goodlender42$25.001/13/2011 10:04:09 PM
Pickmar$25.001/13/2011 6:56:11 PM
robertmm25$50.001/13/2011 6:56:22 PM
casaram$25.001/13/2011 6:56:51 PM
CBO-Enterprise$100.001/13/2011 6:56:53 PM
cebgop$25.001/13/2011 6:57:07 PM
kevin314$50.001/13/2011 10:50:24 PM
balance-voyager$50.001/13/2011 6:50:54 PM
bruin558$60.001/13/2011 6:57:29 PM
blot44$25.001/13/2011 6:51:17 PM
HunterSix$25.001/13/2011 6:57:34 PM
munnu$25.001/13/2011 6:57:44 PM
FlexFunding$50.001/13/2011 6:51:47 PM
trustedfriend$25.001/13/2011 6:57:53 PM
Zach842$25.001/13/2011 6:58:42 PM
SFGuy$25.001/13/2011 6:59:19 PM
newest-organic-rupee$25.001/13/2011 6:54:18 PM
swiftsoul$25.001/13/2011 6:54:31 PM
BankingFamily$50.001/13/2011 6:54:55 PM
bowdish1$100.001/13/2011 6:55:50 PM
JJ9876$50.001/13/2011 6:56:01 PM
E_G$50.001/13/2011 6:56:15 PM
webclimber$50.001/13/2011 6:56:20 PM
langdonx$50.001/13/2011 7:01:28 PM
honorable-yield$40.001/13/2011 6:56:25 PM
building_community$25.001/13/2011 6:56:38 PM
thedoctor$50.001/13/2011 6:56:57 PM
tekkie2412$50.001/13/2011 6:57:19 PM
meux99$25.001/13/2011 6:57:22 PM
orange-resolute-platinum$25.001/13/2011 6:57:31 PM
matalt5$50.001/13/2011 6:57:38 PM
HHP$25.001/13/2011 6:58:22 PM
Taxman44$25.001/13/2011 6:58:32 PM
axl163$25.001/13/2011 6:59:24 PM
interest-fanatic3$50.001/13/2011 8:55:36 PM
top-sensible-yield$25.001/13/2011 7:01:32 PM
fenpark15$25.001/13/2011 8:06:37 PM
UncleScroogeDMD$50.001/14/2011 8:32:26 AM
indomitable-coin$250.001/13/2011 8:17:25 PM
banker4hire$40.001/14/2011 9:04:36 AM
Emgolda$25.001/14/2011 1:24:07 AM
dingus$25.001/13/2011 9:25:37 PM
Mr-Miracle$25.001/13/2011 10:46:21 PM
georgedorn$50.001/14/2011 10:09:44 AM
Havana21$200.001/14/2011 7:10:28 AM
MiniBank998$25.001/14/2011 1:50:12 AM
GCCPartners$25.001/14/2011 4:20:28 AM
friendinmoney$25.001/14/2011 7:57:55 AM
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Dorf$25.001/14/2011 9:38:35 AM
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passbook$25.001/14/2011 9:34:17 AM
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commerce-voyager$25.001/14/2011 12:49:02 PM
attractive-asset$86.681/14/2011 12:49:24 PM
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Rivervale_Westwood$25.001/14/2011 12:47:37 PM
bradny$25.001/14/2011 12:14:30 PM
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trevandtal$50.001/14/2011 12:47:40 PM
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Jassi$25.001/14/2011 12:49:05 PM
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soheagle$50.001/14/2011 2:18:52 PM
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techs$25.001/14/2011 3:54:00 PM
visionary-community$25.001/14/2011 3:54:50 PM
Anny-Disco$25.001/14/2011 3:55:03 PM
Railbird$50.001/14/2011 3:58:53 PM
BankofQ$25.001/14/2011 4:18:27 PM
BiggestG$25.001/14/2011 4:34:47 PM
FjLenders$25.001/14/2011 4:35:02 PM
Planecourage$25.001/14/2011 4:35:22 PM
GElender$50.001/14/2011 4:35:53 PM
paladin847$50.001/14/2011 4:36:10 PM
zhiguli$25.001/14/2011 4:45:56 PM
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KarmaBum77$25.001/14/2011 3:55:24 PM
Chewbaca$25.001/14/2011 4:57:25 PM
ultimatepaintball$25.001/14/2011 3:59:11 PM
Helping-One-Another$40.491/14/2011 4:07:37 PM
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ArtemisFitzlebottom$50.001/14/2011 4:35:09 PM
power-expert$25.001/14/2011 4:35:19 PM
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CASHGIRL$35.001/14/2011 4:35:45 PM
SteadyOne$25.001/14/2011 6:29:08 PM
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ctgscott$25.001/14/2011 4:46:23 PM
MO_Investor$25.001/14/2011 4:34:26 PM
LowLeftJim$25.001/14/2011 4:34:43 PM
spenrod$50.001/14/2011 4:35:24 PM
lender987654321$25.001/14/2011 4:35:40 PM
cash-merry-maker$25.001/14/2011 4:36:15 PM
WaitForIt$25.001/14/2011 4:45:20 PM
soular21804$25.001/14/2011 4:49:20 PM
engbusres$100.001/14/2011 10:49:01 PM
Reddy_Capital$25.001/15/2011 12:11:40 AM
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stinvest$25.001/15/2011 1:24:27 AM
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Kijib$25.001/15/2011 1:42:28 AM
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Cheburashka$30.001/15/2011 1:47:33 AM
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derfen$25.001/15/2011 3:13:29 AM
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FinDoc$25.001/15/2011 7:39:46 AM
dgallo$25.001/15/2011 1:20:18 AM
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ZeoInvestments$25.001/15/2011 1:44:24 AM
sleepdeprived$25.951/14/2011 10:06:21 PM
GenerousGentleMan$28.361/15/2011 1:48:16 AM
MonkeyHero$25.001/15/2011 9:16:03 AM
LARRY4NY$25.001/15/2011 9:52:02 AM
WorldlyWorker$25.001/15/2011 2:31:39 AM
nhm$27.471/15/2011 2:32:17 AM
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kcole10$25.001/15/2011 2:10:07 AM
wormdc$25.001/15/2011 3:40:52 AM
keyfig$25.001/15/2011 3:41:45 AM
Cre8iveCash$25.001/15/2011 2:29:24 AM
anyoi$36.651/15/2011 2:31:31 AM
green-safe-wampum$100.001/15/2011 10:17:08 AM
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pixeldave$50.001/15/2011 10:50:27 AM
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wise-silver-wonder$25.001/15/2011 3:45:28 AM
AoP$50.001/15/2011 5:16:38 AM
GarBear88$100.001/15/2011 5:29:12 AM
zippy-revenue8$25.001/15/2011 3:58:05 AM
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pious-integrity6$25.001/15/2011 5:00:30 AM
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Sol_Invictus$25.001/15/2011 8:49:46 AM
dcap3$25.001/15/2011 7:12:14 AM
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rmachi$25.001/15/2011 10:27:08 AM
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MrGhost$25.001/15/2011 10:25:18 AM
hayhelp$48.631/15/2011 10:26:48 AM
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RoyFauntleroy$50.001/15/2011 1:00:48 PM
ussugm$25.001/15/2011 1:19:29 PM
leverage-monger$25.001/15/2011 11:52:58 AM
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jthomps4$50.001/15/2011 1:22:09 PM
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toronado$50.001/15/2011 3:42:41 PM
Krozy$25.001/15/2011 12:59:09 PM
kubien$50.001/15/2011 12:59:19 PM
GBLENDER$25.001/15/2011 4:09:33 PM
Woodworker57$33.331/15/2011 12:59:26 PM
retiresecure$25.001/15/2011 12:59:34 PM
akshil13$50.001/15/2011 12:59:40 PM
jt88$50.001/15/2011 12:59:49 PM
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peb44$25.001/15/2011 1:00:16 PM
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peso-tiramisu$25.001/15/2011 4:41:45 PM
kleinbrak$25.001/15/2011 5:17:57 PM
two_talents$25.001/15/2011 5:24:17 PM
marketplace-meridian$25.001/15/2011 1:19:04 PM
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kanakakm$50.001/15/2011 6:10:40 PM
blue-sturdy-bazaar$50.001/15/2011 12:59:04 PM
wwwUniversal$25.001/15/2011 6:25:46 PM
Soothsayer$25.001/15/2011 12:59:12 PM
a-exponential-hope$25.001/15/2011 12:59:25 PM
Archchancellor$50.001/15/2011 12:59:52 PM
freshdiet$100.001/15/2011 1:00:05 PM
tomdooley12520$30.001/15/2011 7:38:12 PM
the-auction-lotus$25.001/15/2011 1:19:15 PM
fishcreek$100.001/15/2011 1:21:04 PM
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sanfelice14$25.001/15/2011 1:33:39 PM
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antrux$25.001/15/2011 2:32:52 PM
toronado$50.001/15/2011 4:08:13 PM
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lth35$73.961/15/2011 5:49:27 PM
calimanusa$25.001/15/2011 6:23:30 PM
jcw3rd$25.001/15/2011 6:13:53 PM
best-generosity-financier$25.001/16/2011 9:11:34 AM
EretzCapital$100.001/15/2011 6:17:36 PM
SpareChangeDreamFundLLC$25.001/15/2011 6:41:34 PM
Feminist1$25.001/15/2011 7:11:29 PM
Short_Stack$25.001/15/2011 8:59:10 PM
millionlender$100.001/15/2011 10:21:42 PM
noodles932$30.001/16/2011 11:05:14 AM
CymruAmByth$50.001/16/2011 3:54:49 AM
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Aimvest$25.001/16/2011 9:54:51 PM
Palladia$64.641/16/2011 9:57:55 PM
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649 Investments
 
Borrower Payment Dependent Notes Series 490564
This series of Notes was issued and sold upon the funding of the borrower loan #46613, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-14-2011 
Term: 36 months Listing End date:  Jan-14-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $306.15
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Feb-1990 Debt/Income ratio: 9%
Credit score: 680-699 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:0y 9m
Amount delinquent: $0 Total credit lines: 18 Occupation: Executive
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,820Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 93%  
   Homeownership: Yes  
Screen name: new-order-renaissance Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Get out of a car lease
Purpose of loan:
This loan will be used to? Cancel a auto lease thgat I have and by a used car cash

My financial situation:
I am a good candidate for this loan because because I have good income and I will be reducing my auto lease monthly payment of $ 1040

Monthly net income: $ 14,400

Monthly expenses: $
??Housing: $ 6200
??Insurance: $ 200
??Car expenses: $ 1040
??Utilities: $ 130
??Phone, cable, internet: $ 130
??Food, entertainment: $ 500
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 300
??Other expenses: $ 1000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Total balance = 820k , 1 mortgage only Market value Zillow = 1.2 mm Bought the apartment in July 2009 25 % down payment (Jan-14-2011)
Q: What is the reason for your public record on your credit profile? (i.e. a bankruptcy?) - THE-ROI-Strategist
A: No is not bankruptcy , I owe a credit card balance and paid it in full in 2006. They have not cleared my record yet. I don't have any collections nor I am Late in any of my financial obligations. (Jan-14-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
musegaze$100.001/14/2011 10:10:02 AM
UCLA4life$25.001/14/2011 10:11:27 AM
greencat$50.001/14/2011 10:13:04 AM
DasMula$37.441/14/2011 10:15:02 AM
reflective-rupee$33.331/14/2011 10:15:10 AM
first-upright-payout$25.001/14/2011 10:19:47 AM
a-finance-nirvana$25.001/14/2011 10:06:41 AM
missing-link$25.001/14/2011 10:07:47 AM
kevin314$25.001/14/2011 10:24:25 AM
graceful-investment$100.001/14/2011 10:11:05 AM
CA-Lender$25.001/14/2011 10:25:52 AM
lendingstar$50.001/14/2011 10:26:03 AM
lagnisiruk$25.001/14/2011 10:39:19 AM
tacinc100$25.001/14/2011 10:39:47 AM
credit-sycamore4$100.001/14/2011 10:10:28 AM
Aunca$50.001/14/2011 10:19:28 AM
worthy-bid8$50.001/14/2011 10:19:40 AM
heerzaquestion$25.001/14/2011 11:38:34 AM
green-discrete-responsibility$25.001/14/2011 11:44:10 AM
debtcollector$50.001/14/2011 10:20:56 AM
vigorous-velocity$50.001/14/2011 10:21:23 AM
ingenious-truth0$50.001/14/2011 10:21:47 AM
bid-czar8$50.001/14/2011 10:22:34 AM
benefit-piano5$25.001/14/2011 12:36:31 PM
Comoparklender$50.001/14/2011 10:24:34 AM
kendallv$25.001/14/2011 12:39:04 PM
Jack55304$50.001/14/2011 10:25:38 AM
Rob717171$50.001/14/2011 10:23:52 AM
interstellar$50.001/14/2011 1:25:07 PM
WoodyGator$50.001/14/2011 10:25:29 AM
108lender$150.001/14/2011 11:01:28 AM
the-bid-sorcerer$50.001/14/2011 11:34:18 AM
Income-Scout$200.001/14/2011 11:34:56 AM
red-favorable-basis$25.001/14/2011 11:39:17 AM
selector568$200.001/14/2011 12:04:19 PM
fortytwo$50.001/14/2011 12:04:29 PM
helping-out$30.001/14/2011 12:48:04 PM
DasMula$57.001/14/2011 12:46:20 PM
kulender$50.001/14/2011 12:47:54 PM
Tikibarman$50.001/14/2011 12:49:25 PM
winmals$25.001/14/2011 2:38:41 PM
orderly-wampum$128.311/14/2011 1:22:57 PM
magnifico932$25.001/14/2011 10:10:16 AM
Bob450$25.001/14/2011 10:10:47 AM
Investoman$100.001/14/2011 10:18:00 AM
the-auction-bear$25.001/14/2011 10:18:08 AM
amusement4$100.001/14/2011 10:18:20 AM
honorable-yield$25.001/14/2011 10:19:00 AM
zipemdown$50.001/14/2011 10:19:13 AM
tomjeff$50.001/14/2011 10:23:47 AM
market-walnut5$25.001/14/2011 10:24:13 AM
realtormoises$25.001/14/2011 10:33:30 AM
LAM26$25.001/14/2011 10:07:34 AM
EBITDA$25.001/14/2011 10:18:41 AM
MoonMama$25.001/14/2011 11:12:05 AM
ThatDanGuy$50.001/14/2011 10:18:49 AM
point-kitten6$50.001/14/2011 10:18:54 AM
five-star-investment8$61.331/14/2011 11:16:32 AM
capital-lesson$25.001/14/2011 11:44:06 AM
velocity-solo$30.001/14/2011 10:23:02 AM
langdonx$25.001/14/2011 10:23:19 AM
maldok1$25.001/14/2011 10:23:34 AM
handshake5$100.001/14/2011 10:17:52 AM
capital-halo1$500.001/14/2011 10:18:28 AM
genius520$100.001/14/2011 10:18:44 AM
profit-powerplant$25.001/14/2011 10:24:58 AM
FeedTheMachine$50.001/14/2011 10:25:07 AM
Speculator$50.001/14/2011 10:20:11 AM
bold-treasure-neutrino$30.001/14/2011 12:47:58 PM
Kash2010lu$25.001/14/2011 10:34:22 AM
truth-ceremony$25.001/14/2011 10:22:17 AM
capital-dynamo0$50.001/14/2011 12:49:54 PM
a-successful-credit$100.001/14/2011 12:51:13 PM
loanman2007$50.001/14/2011 12:53:20 PM
AMSlife$50.001/14/2011 1:02:37 PM
bid-treaty$50.001/14/2011 2:05:43 PM
famous-bid9$25.001/14/2011 10:31:56 AM
cippy$25.001/14/2011 11:01:22 AM
well-mannered-income3$25.001/14/2011 11:23:58 AM
silver-enlightenment0$100.001/14/2011 12:49:26 PM
ommcd$25.001/14/2011 12:49:50 PM
chief_wo$25.001/14/2011 12:51:04 PM
seisen$100.001/14/2011 12:51:26 PM
deal-promiser1$100.001/14/2011 1:36:12 PM
THE-ROI-Strategist$25.001/14/2011 1:40:39 PM
gustavzantanon$50.001/14/2011 2:51:01 PM
hopeful-truth5$100.001/14/2011 1:57:52 PM
kindness-launcher$2,567.591/14/2011 3:06:47 PM
88 Investments
 
Borrower Payment Dependent Notes Series 490744
This series of Notes was issued and sold upon the funding of the borrower loan #46765, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Jan-17-2011 
Term: 36 months Listing End date:  Jan-24-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $460.08
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Nov-1987 Debt/Income ratio: 21%
Credit score: 800-819 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 10Length of status:2y 9m
Amount delinquent: $0 Total credit lines: 51 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,910Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 33%  
   Homeownership: Yes  
Screen name: liberty-euphoria Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit cards for good!!
Purpose of loan:
This loan will be used to refinance credit card debt averaging 18% interest rate, with an equivalent monthly payment amount, for a 2/3 savings in monthly interest expense.

My financial situation:
I am a good candidate for this loan because I'm a fully employed business professional who's worked for 20 years to build and maintain my professional and financial status, and I'll continue to improve my overall personal and financial situation, not destroy it with bad decisions. I'm happy to answer any questions you may have. All commercial debts are in repayment and current, including 3 credit cards with large balances, 2 store cards with small balances, a mortgage, a student loan, and 3 other revolving accounts with $0 balances which are candidates for closure as other accounts are refinanced and paid down. Monthly budget includes $700 free cash flow at end of each month. Never had a bankruptcy, charge-off, or unpaid debt and I have no intention of starting now. I look forward to working with you!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
indomitable-coin$91.361/17/2011 7:19:23 PM
uncleubb$25.001/17/2011 7:19:33 PM
acropiloterau2002$25.001/17/2011 7:19:37 PM
Eagles81$50.001/17/2011 7:20:22 PM
patriot897$50.001/17/2011 7:20:30 PM
organized-payment6$50.001/17/2011 7:20:33 PM
compoundinterest$50.001/17/2011 7:20:39 PM
yukongin$25.001/17/2011 7:21:06 PM
responsibility-cherry6$50.001/17/2011 7:21:10 PM
meenan$100.001/17/2011 7:21:18 PM
paintedposies$50.001/17/2011 7:22:21 PM
jct_enterprises$25.001/17/2011 7:22:55 PM
kochan123$50.001/17/2011 7:24:50 PM
interest-exec9$25.001/17/2011 7:25:16 PM
flopcat$50.001/17/2011 7:44:15 PM
AWTT$50.001/18/2011 7:30:33 AM
balance-voyager$50.001/17/2011 7:19:10 PM
xphile$25.001/17/2011 7:19:15 PM
webclimber$50.001/17/2011 7:21:24 PM
Goodthing$100.001/17/2011 7:21:55 PM
DukSerduk$25.001/17/2011 7:22:00 PM
cognizant-rate732$25.001/17/2011 7:22:23 PM
authoritative-truth$50.001/17/2011 7:22:31 PM
ogmanny$50.001/17/2011 7:22:44 PM
Centaur$50.001/17/2011 7:22:57 PM
1fortheroad$25.001/17/2011 7:23:00 PM
mistertao$25.001/17/2011 7:23:07 PM
Mantis75$25.001/17/2011 7:25:07 PM
a-responsible-return$50.001/17/2011 7:25:41 PM
officer8$25.001/17/2011 7:18:57 PM
kyomoon$50.001/17/2011 7:19:12 PM
thedoctor$50.001/17/2011 7:19:24 PM
be_wise$25.001/17/2011 7:20:28 PM
bds9646$26.001/17/2011 7:20:43 PM
AmericanCredit$25.001/17/2011 7:20:51 PM
AFairDeal$75.001/17/2011 7:21:08 PM
Dreamconnection$50.001/17/2011 7:21:14 PM
Pickmar$25.001/17/2011 7:21:20 PM
honorable-yield$40.001/17/2011 7:21:27 PM
Phantom99$100.001/17/2011 7:21:35 PM
cebgop$25.001/17/2011 7:22:04 PM
tech310$50.001/17/2011 7:22:09 PM
tekkie2412$50.001/17/2011 7:22:11 PM
HunterSix$25.001/17/2011 7:22:16 PM
BankofBeth$25.001/17/2011 11:24:03 PM
unforgettable-order9$50.001/17/2011 7:22:29 PM
kanakakm$50.001/17/2011 7:23:04 PM
nilonc1$25.001/18/2011 10:49:20 AM
peace-missile$25.001/17/2011 7:24:53 PM
credit-investor5$50.001/17/2011 7:25:12 PM
larsowe$35.001/17/2011 7:25:37 PM
a8h8a8$31.621/18/2011 1:24:23 PM
impartial-deal$25.001/17/2011 9:09:22 PM
one-midas$25.001/18/2011 5:40:53 AM
debugger$26.581/18/2011 7:00:19 AM
Teminole$25.001/18/2011 7:24:43 AM
contract-position$25.001/18/2011 9:34:54 AM
cordial-bonus$50.001/18/2011 6:12:55 PM
life-is-great$50.001/18/2011 10:57:11 AM
mamayama$25.001/18/2011 7:14:34 PM
platinum-rapture6$50.001/18/2011 7:29:14 PM
FundMaker$25.001/19/2011 1:24:06 AM
cloud8$100.001/19/2011 7:50:29 AM
mattpet$25.001/18/2011 7:50:40 PM
soheagle$50.001/19/2011 9:54:30 AM
restless-balance9$50.001/19/2011 8:18:05 AM
lloyd_s$25.001/19/2011 1:23:21 AM
Curly-Girly$25.001/19/2011 1:05:30 PM
RockCrown$50.001/19/2011 7:39:21 AM
syounker$25.001/19/2011 1:05:42 PM
revenue-appraiser$25.001/20/2011 7:06:42 AM
tutnyce$75.001/20/2011 9:15:08 AM
djs81$25.001/20/2011 9:24:35 AM
velocity-solo$25.001/19/2011 6:19:09 PM
fishtale$25.001/20/2011 9:16:31 AM
SCD$25.001/20/2011 4:13:15 AM
squadron781$25.001/20/2011 1:04:52 PM
asset-snowdome$59.611/20/2011 6:57:28 AM
fireboss$50.001/20/2011 3:25:29 PM
unflappable-balance5$50.001/20/2011 1:51:40 PM
perzzz$50.001/20/2011 2:05:29 PM
gjm6d$25.001/20/2011 7:08:22 PM
benevolent-asset$25.001/20/2011 7:40:22 PM
martinatime$25.001/20/2011 10:03:30 PM
Oak-Parker$25.001/20/2011 6:04:10 PM
ThomasC$50.001/20/2011 6:41:30 PM
hopeful-truth5$200.001/20/2011 6:47:01 PM
blissful-ore5$50.001/21/2011 9:32:40 AM
wirebutterfly$30.001/20/2011 9:44:57 PM
Dskillz$30.001/21/2011 8:09:25 AM
roman1998$50.001/21/2011 12:46:35 PM
surfsider123$25.001/21/2011 1:48:48 PM
jonn834$25.001/21/2011 12:48:17 PM
power-defender7$50.001/21/2011 8:11:43 PM
market-honker$25.001/22/2011 6:42:44 AM
GenerousGentleMan$27.201/22/2011 12:44:34 AM
peb44$25.001/22/2011 1:05:09 AM
Nco$25.001/22/2011 10:57:41 AM
MicroLender357$50.001/22/2011 8:56:12 AM
ArashMass$26.711/22/2011 12:55:03 AM
paytonbrigadier$300.001/22/2011 11:37:41 AM
eloquent-dime416$50.001/22/2011 9:44:45 AM
forthright-dedication$25.001/22/2011 12:42:58 PM
ncbobcat50$25.001/22/2011 2:48:06 PM
mizinc$50.001/22/2011 12:17:00 PM
rmachi$25.001/22/2011 3:27:13 PM
DeathScythe676$50.001/22/2011 4:31:48 PM
pay_day$50.001/22/2011 7:38:58 PM
revenue-buddy0$50.001/22/2011 9:59:44 PM
responsibility-aurora$100.001/22/2011 10:09:00 PM
JM-Sarawak$100.001/23/2011 6:23:41 AM
Synergism$50.001/23/2011 8:18:19 AM
economy-orchid$30.001/23/2011 8:59:04 AM
enriching-payout$25.001/23/2011 9:22:06 AM
leverage-gravitas$25.001/23/2011 11:26:29 AM
orange-generous-ore$25.001/23/2011 6:56:56 AM
unknowable$30.001/23/2011 6:58:10 AM
promiser200$25.001/23/2011 9:17:01 AM
paixbouche$25.001/23/2011 1:00:23 PM
gzeo$25.001/23/2011 1:47:15 PM
louisprima$50.001/23/2011 11:23:58 AM
Pulchritudinous$25.001/23/2011 11:46:45 AM
Moneypenny6$25.001/23/2011 12:41:48 PM
ProfPC$25.001/23/2011 1:16:46 PM
Corellia$100.001/23/2011 2:40:36 PM
eighttone$25.001/23/2011 11:19:57 PM
dickiesweetboy$50.001/23/2011 6:58:56 PM
paddatjie$50.001/24/2011 6:26:50 AM
Loan-Mart$104.101/24/2011 7:44:54 AM
wjf60$50.001/24/2011 2:16:42 AM
passbook$25.001/24/2011 9:34:22 AM
Railbird$50.001/24/2011 9:35:45 AM
mhotchan$100.001/24/2011 8:41:14 AM
Geologist-67$25.001/24/2011 10:17:47 AM
paladin847$50.001/24/2011 6:11:25 AM
rex45$25.001/24/2011 9:11:27 AM
rakstar$50.001/24/2011 6:52:44 AM
marshallmanhattan$25.001/24/2011 8:19:20 AM
trumpeter7$50.001/24/2011 8:42:10 AM
TikPmp1$25.001/24/2011 9:55:37 AM
credit-maple5$100.001/24/2011 9:33:49 AM
LHSK$25.001/24/2011 10:52:14 AM
ITFDEE$25.001/24/2011 10:23:21 AM
adhawan325$25.001/24/2011 9:38:17 AM
EarlyRiser$250.001/24/2011 10:39:42 AM
grallu$50.001/24/2011 12:19:38 PM
Hiru$25.001/24/2011 2:05:27 PM
heavenly-interest9$250.001/24/2011 3:00:58 PM
MrUSC$25.001/24/2011 7:01:58 PM
vutah$25.001/24/2011 4:48:18 PM
anton$1,710.001/24/2011 8:47:19 PM
CE88$100.001/24/2011 1:00:27 PM
CarlThompson$59.081/24/2011 1:15:34 PM
Justice_ak$25.001/24/2011 5:44:54 PM
skibum65$50.001/24/2011 4:22:11 PM
epic-transaction$25.001/24/2011 5:13:37 PM
charming-dough0$25.001/24/2011 7:01:52 PM
newest-organic-rupee$25.001/17/2011 7:19:30 PM
lagnisiruk$25.001/17/2011 7:20:24 PM
BankingFamily$50.001/17/2011 7:20:48 PM
rss197$25.001/17/2011 7:21:22 PM
Daneistes$50.001/17/2011 7:21:47 PM
meux99$25.001/17/2011 7:22:13 PM
virtualbank$50.001/17/2011 7:22:18 PM
kevin314$26.001/17/2011 7:22:51 PM
ddibernardo$25.001/17/2011 7:25:39 PM
NDFIRTH$50.001/18/2011 8:47:49 AM
wise-deal-panda$50.001/17/2011 7:19:35 PM
radforj22$75.001/17/2011 7:19:58 PM
shamrocker$25.001/17/2011 7:20:35 PM
astute-investment5$25.001/17/2011 7:20:44 PM
inspired-investment8$100.001/17/2011 7:20:59 PM
community-pipeline$25.001/17/2011 7:21:15 PM
robertmm25$50.001/17/2011 7:21:25 PM
nimble-money0$50.001/17/2011 7:21:32 PM
goldfinger3$100.001/17/2011 7:21:40 PM
casaram$25.001/17/2011 7:21:48 PM
minista$25.001/17/2011 7:22:06 PM
JohnW12$50.001/17/2011 7:22:15 PM
HHP$25.001/17/2011 7:22:27 PM
Goodlender42$25.001/17/2011 7:22:48 PM
bestbuy$25.001/17/2011 7:24:11 PM
blot44$25.001/17/2011 7:19:17 PM
flexible-value$50.001/17/2011 7:19:31 PM
FlexFunding$50.001/17/2011 7:19:52 PM
mathprof$25.001/17/2011 7:20:32 PM
kenji4861$50.001/17/2011 7:20:37 PM
TSC$100.001/17/2011 7:20:46 PM
bowdish1$100.001/17/2011 7:21:11 PM
JJ9876$50.001/17/2011 7:21:16 PM
building_community$25.001/17/2011 7:21:43 PM
CBO-Enterprise$100.001/17/2011 7:21:51 PM
Castellan$50.001/17/2011 7:22:33 PM
Zach842$25.001/17/2011 7:22:36 PM
axl163$25.001/17/2011 7:22:38 PM
transparency-giant$50.001/17/2011 7:22:46 PM
C_Mark$100.001/17/2011 7:22:52 PM
red-unequivocal-finance$25.001/17/2011 7:22:58 PM
CapStack$50.001/17/2011 7:23:09 PM
Artist_Blue$25.001/18/2011 6:15:19 AM
principal-capo8$50.001/17/2011 7:24:58 PM
zx12rider$25.001/18/2011 10:00:01 AM
misit$25.001/18/2011 11:03:55 AM
felicity-loyalist0$25.001/18/2011 4:59:59 PM
Chewbaca$25.001/18/2011 3:59:11 PM
currency-persimmon$25.001/19/2011 5:53:59 AM
majestic-dedication$50.001/18/2011 6:34:16 PM
Nicedad72$25.001/18/2011 5:01:21 PM
ingenious-interest1$250.001/18/2011 6:24:51 PM
neenerman$50.001/19/2011 8:54:13 AM
Havana21$200.001/19/2011 1:25:10 AM
RedGranite$50.001/19/2011 8:01:22 AM
helpishere777$50.001/19/2011 1:05:08 PM
kulender$50.001/19/2011 5:22:27 PM
Ven58$36.631/20/2011 12:57:22 AM
BigLinCT$25.001/20/2011 1:25:44 PM
lender987654321$25.001/20/2011 9:24:29 AM
bold-treasure-neutrino$30.001/20/2011 5:29:39 PM
Dollars4Rent$50.001/20/2011 11:09:06 AM
kmprospeo$50.001/20/2011 7:11:35 PM
ParadigmShift$100.001/21/2011 3:21:40 AM
TigerForce$25.001/20/2011 6:30:47 PM
bomdel$25.001/21/2011 8:50:31 AM
deal-frontier$50.001/20/2011 9:56:45 PM
sandeepPR$25.001/20/2011 10:15:49 PM
Isotope$25.001/21/2011 10:43:13 AM
Richmp412$25.001/21/2011 12:42:44 PM
dharma1$25.001/21/2011 12:45:24 PM
Rob717171$50.001/21/2011 12:46:36 PM
6moonbeams$28.811/21/2011 12:48:08 PM
brightest-affluence-motivator$40.931/21/2011 12:49:13 PM
roadtruck$50.001/21/2011 2:16:45 PM
orange-resolute-platinum$25.001/21/2011 12:46:33 PM
hawaiiangirl76$25.001/21/2011 12:46:31 PM
hopeful-truth5$200.001/21/2011 7:24:28 PM
ttnk62918$25.001/21/2011 5:15:06 PM
Warwick$25.001/21/2011 10:48:08 PM
tastytitan$50.001/21/2011 11:16:43 PM
ryreesado$25.001/22/2011 12:45:46 AM
commerce-voyager$25.001/22/2011 1:17:34 AM
janicewill$50.001/22/2011 6:01:58 AM
AnxiousAirman$50.001/22/2011 10:53:19 AM
visionary-community$25.001/22/2011 1:15:12 AM
Spiv_51$25.001/22/2011 4:48:49 AM
Anny-Disco$50.001/22/2011 9:58:16 AM
steely_dan34$25.001/22/2011 8:36:40 AM
buckyhead2000$25.001/22/2011 11:37:43 AM
TennSquire$25.001/22/2011 9:33:25 AM
munnu$25.001/22/2011 9:47:38 AM
108lender$200.001/22/2011 11:32:59 AM
ArtLends$27.181/22/2011 1:48:16 PM
unequaled-deal3$50.001/22/2011 5:28:18 PM
voyage554$25.001/22/2011 2:19:24 PM
epsp$50.001/23/2011 3:22:36 AM
myworld701$25.001/23/2011 6:11:52 AM
fwaguy$25.001/23/2011 6:47:00 AM
worldly-kindness8$50.001/22/2011 8:31:40 PM
credit-delight2$50.001/22/2011 8:36:36 PM
first-serene-credit$25.001/23/2011 8:00:31 AM
meabandit$29.251/23/2011 12:29:00 AM
eyal0$50.001/23/2011 12:57:49 AM
Gr8Deal$50.001/23/2011 5:18:09 AM
jmainc$25.001/22/2011 5:06:44 PM
wealth-ferret$50.001/22/2011 7:10:38 PM
pay_day$50.001/22/2011 7:38:34 PM
indomart$50.001/22/2011 9:27:24 PM
flypenguin$50.001/23/2011 8:53:00 AM
MisterEd$75.001/23/2011 11:31:47 AM
balance-force$36.001/23/2011 11:22:29 PM
flwah$25.001/24/2011 5:56:37 AM
unclehank$50.001/23/2011 2:28:36 PM
16888$50.001/23/2011 8:12:28 PM
Duchdad$25.001/23/2011 8:16:38 PM
WarmWeather$25.001/23/2011 4:51:43 PM
buffalobills$25.001/24/2011 9:15:54 AM
darylc$25.001/24/2011 7:07:05 AM
dollars4debts$25.001/24/2011 9:37:32 AM
don8ter$25.001/24/2011 8:12:56 AM
ingenious-order783$25.001/24/2011 7:20:57 AM
DadWarbucks$32.991/24/2011 9:35:41 AM
ZeoInvestments$25.001/24/2011 9:36:59 AM
UncleTupelo2$25.001/24/2011 9:39:28 AM
mscomeaux$25.001/24/2011 9:55:46 AM
Proactive-Financial-Lending$25.001/24/2011 10:38:37 AM
youcanbankonit$25.001/24/2011 9:35:01 AM
awwaww$25.001/24/2011 9:36:17 AM
ctgscott$25.001/24/2011 9:39:17 AM
diverse2$50.001/24/2011 11:46:37 AM
community-conga$50.001/24/2011 3:22:03 PM
moneyplayer$25.001/24/2011 10:34:35 AM
bsnrnmale$30.001/24/2011 1:23:12 PM
well-mannered-truth3$25.001/24/2011 2:41:55 PM
stonechip$50.001/24/2011 8:01:40 PM
toronado$50.001/24/2011 7:42:51 PM
DrWill$25.001/24/2011 7:56:58 PM
295 Investments
 
Borrower Payment Dependent Notes Series 490842
This series of Notes was issued and sold upon the funding of the borrower loan #46616, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Jan-16-2011 
Term: 36 months Listing End date:  Jan-19-2011 
 
Lender yield: 8.55% Borrower rate/APR: 9.55% / 11.65% Monthly payment: $320.56
 
Lender servicing fee: 1.00% Effective Yield*: 8.53%  
Estimated return*: 5.03%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Dec-1988 Debt/Income ratio: 25%
Credit score: 820-839 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 25 / 22Length of status:13y 2m
Amount delinquent: $0 Total credit lines: 61 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,507Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 15%  
   Homeownership: Yes  
Screen name: duty-chairman7 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
bugapple
Purpose of loan:
This loan will be used to?
a new roof
My financial situation:
I am a good candidate for this loan because? I have job security and always pay my debts
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
gold-commander0$50.001/16/2011 5:35:51 PM
organized-payment6$50.001/16/2011 5:36:11 PM
skuba$75.001/16/2011 5:36:51 PM
genius520$100.001/16/2011 5:37:06 PM
power-trophy7$25.001/16/2011 5:37:19 PM
worldly-community3$50.001/16/2011 5:39:55 PM
benefit-squirrel$30.001/16/2011 5:40:36 PM
Chewbaca$25.001/16/2011 6:23:22 PM
fishcreek$25.001/16/2011 9:21:23 PM
enthralling-deal180$50.001/16/2011 5:30:31 PM
selector568$400.001/16/2011 5:30:26 PM
velocity-solo$60.001/16/2011 5:36:15 PM
first-upright-payout$25.001/16/2011 10:03:40 PM
papaloha$25.001/16/2011 10:25:54 PM
ursus$100.001/16/2011 5:37:41 PM
rolandweary$25.001/16/2011 5:38:45 PM
Goodlender42$25.001/16/2011 5:39:15 PM
rdav$25.001/16/2011 5:39:23 PM
bestbuy$25.001/16/2011 5:39:26 PM
lagnisiruk$25.001/16/2011 5:39:41 PM
coloradoloanman$39.671/17/2011 6:28:58 AM
investment-star$50.001/16/2011 5:40:07 PM
TSC$100.001/16/2011 5:36:05 PM
Nyarpy$25.001/17/2011 6:55:51 AM
wise-deal-panda$50.001/16/2011 5:40:33 PM
SOP_Bank$25.001/16/2011 5:40:47 PM
honorable-yield$25.001/16/2011 5:37:29 PM
TelegramSam$25.001/16/2011 5:41:08 PM
powerful-finance7$25.001/16/2011 5:41:15 PM
american6$100.001/16/2011 5:38:15 PM
DasMula$38.841/16/2011 6:05:09 PM
principal-capo8$25.001/16/2011 6:12:05 PM
museic1$50.001/16/2011 5:38:39 PM
fiddlerzvi$50.001/16/2011 5:38:58 PM
Streetfighter$50.001/16/2011 5:39:19 PM
the-enterprising-leverage$25.001/16/2011 5:39:29 PM
C_Mark$100.001/16/2011 5:40:15 PM
peace-missile$25.001/16/2011 5:41:20 PM
tech310$50.001/16/2011 5:41:31 PM
betula$25.001/17/2011 10:17:37 AM
Short_Stack$25.001/16/2011 9:16:52 PM
gogrannygo$25.001/17/2011 6:52:24 AM
rjrventure$25.001/17/2011 7:48:42 AM
paytonbrigadier$250.001/17/2011 5:01:01 AM
credit-investor5$50.001/17/2011 6:40:51 AM
felicity-loyalist0$25.001/17/2011 10:08:54 AM
Christophe$25.001/17/2011 1:31:06 PM
CheapDolo22$25.001/17/2011 6:59:28 AM
SimpleChoice$25.001/17/2011 7:02:08 AM
bigphish$25.001/17/2011 5:29:28 PM
sibling_rivalry$400.001/17/2011 6:36:33 PM
terrific-p2ploan$25.001/17/2011 7:36:36 PM
ToweringDan$50.001/17/2011 11:35:47 PM
nilonc1$50.001/17/2011 10:53:27 AM
peso-tiramisu$25.001/17/2011 3:06:29 PM
Artist_Blue$25.001/18/2011 6:14:54 AM
credit-serenity8$25.001/18/2011 9:35:12 AM
Auditman$50.001/17/2011 6:03:23 PM
Nicedad72$25.001/17/2011 6:48:49 PM
AuroraRobbin$50.001/18/2011 1:30:01 PM
wise-rupee-sanctuary$50.001/18/2011 9:35:36 AM
mehlp2$25.001/18/2011 9:57:50 AM
zx12rider$25.001/18/2011 10:00:40 AM
GElender$50.001/18/2011 3:28:26 PM
travels536$25.001/18/2011 11:10:23 AM
platinum-rapture6$50.001/18/2011 7:29:22 PM
pr0sp3r1ty$25.001/18/2011 7:44:20 PM
gracej$25.001/18/2011 3:42:29 PM
Johnab$25.001/19/2011 4:43:41 AM
rubykait$25.001/19/2011 6:51:19 AM
redtilapia$25.001/19/2011 6:53:43 AM
mamayama$25.001/18/2011 7:17:36 PM
JedClampett$75.001/19/2011 8:36:23 AM
forthright-trade$25.001/19/2011 9:59:49 AM
economy-beast$25.001/18/2011 5:15:46 PM
the-dinero-samurai$75.001/18/2011 5:50:24 PM
money-bauble$57.641/19/2011 2:00:55 AM
jamiee73$25.001/19/2011 6:04:25 AM
power-rotation7$25.001/19/2011 6:19:52 AM
indomitable-coin$25.001/19/2011 10:17:39 AM
rovo$25.001/18/2011 10:09:30 PM
magical-coin1$50.001/19/2011 9:37:40 AM
syounker$25.001/19/2011 12:38:08 PM
sci_guy$25.001/19/2011 12:40:11 PM
IOWA$50.001/19/2011 2:46:39 PM
astute-benjamins$25.001/19/2011 3:12:30 PM
usd1027$25.001/19/2011 3:30:06 PM
silver-dogwood4$25.001/19/2011 7:01:08 AM
Emmascollegefund$45.001/19/2011 10:47:33 AM
SLJ3$25.001/19/2011 4:32:41 PM
Zipline$25.001/19/2011 10:50:44 AM
InvestForWealth$25.001/19/2011 4:38:30 PM
sjlender$50.001/19/2011 11:09:49 AM
iLoaner$25.001/19/2011 4:49:20 PM
Katburg$50.001/19/2011 11:10:08 AM
nalaari$25.001/19/2011 4:51:09 PM
cbllender$25.001/19/2011 9:38:10 AM
enriched-note6$25.001/19/2011 9:42:44 AM
turbostar666$35.001/19/2011 12:15:56 PM
jazzlender$43.481/19/2011 5:01:42 PM
rdrloan$50.001/19/2011 12:36:51 PM
patriot897$50.001/19/2011 12:38:17 PM
autonomous-basis$25.001/19/2011 12:40:57 PM
giannyny$25.001/19/2011 12:56:02 PM
hedgebaby$25.001/19/2011 1:26:41 PM
rutzebach$120.511/19/2011 1:55:10 PM
wonderful-revenue0$25.001/19/2011 2:39:32 PM
thegobbler$46.991/19/2011 2:45:38 PM
StWaldo$25.001/19/2011 3:29:14 PM
green-moola-sniffer$50.001/19/2011 10:16:56 AM
intelligent-income7$25.001/19/2011 10:52:16 AM
Trapman13$50.001/19/2011 12:07:50 PM
panegryst$25.001/19/2011 12:40:13 PM
js44043$25.001/19/2011 5:20:33 PM
platinum-optimization1$25.001/19/2011 1:12:18 PM
visionary-currency$50.001/19/2011 1:23:45 PM
reflective-rupee$200.771/19/2011 2:47:45 PM
sdeej1619$25.001/19/2011 4:04:20 PM
life-is-great$25.001/19/2011 4:06:32 PM
goldeneye777$49.531/19/2011 4:49:12 PM
bid-papyrus$25.001/19/2011 5:00:22 PM
radforj22$25.001/16/2011 5:38:12 PM
reflective-rupee$200.771/16/2011 7:36:37 PM
kmr2$100.001/16/2011 8:04:35 PM
NYBIZ$25.001/16/2011 9:16:03 PM
simplelender80$100.001/16/2011 5:37:13 PM
CreditBuilder2$74.001/16/2011 11:34:03 PM
be_wise$25.001/16/2011 5:38:33 PM
ijspence$25.001/16/2011 5:39:10 PM
market-assembler$50.001/16/2011 5:39:49 PM
heavenly-repayment4$25.001/16/2011 5:40:00 PM
ray1051$50.001/16/2011 5:36:19 PM
bowdish1$50.001/16/2011 5:36:58 PM
impeccable-transparency$50.001/16/2011 5:37:48 PM
worthy-bid8$50.001/16/2011 5:38:03 PM
brandon612$26.591/17/2011 7:43:18 AM
objective-investor$150.001/16/2011 5:38:52 PM
divedude$25.001/17/2011 8:14:32 AM
flexible-value$100.001/16/2011 5:40:25 PM
vutah$25.001/16/2011 5:59:00 PM
one-midas$50.001/16/2011 6:25:02 PM
openness-viking$100.001/16/2011 8:45:45 PM
cpblue79$50.001/17/2011 6:26:37 AM
daddypro$25.001/17/2011 8:00:29 AM
hopeful-truth5$100.001/17/2011 12:14:52 PM
rakstar$25.001/17/2011 8:39:53 AM
Msbutterfly$50.001/17/2011 12:24:28 PM
bonus-poplar2$50.001/17/2011 6:24:09 AM
duty-starfish8$50.001/17/2011 7:02:40 AM
balance-force$35.001/17/2011 8:43:15 AM
established-hope5$25.001/17/2011 8:59:23 AM
Usurious$25.001/17/2011 9:35:48 AM
manuvns$25.001/17/2011 6:39:12 PM
gold-blanket0$25.001/17/2011 10:29:18 AM
Charmart$25.001/17/2011 7:03:36 PM
BURNERA_1$150.001/17/2011 1:06:01 PM
Mav26$100.001/17/2011 1:57:03 PM
sincere-balance$29.701/17/2011 9:35:01 PM
Astyanax$75.001/17/2011 12:24:17 PM
SolarMoonshine$25.001/17/2011 1:57:13 PM
a-responsible-return$25.001/17/2011 5:04:20 PM
LoisLoan$50.001/17/2011 5:19:32 PM
impartial-deal$25.001/17/2011 9:09:34 PM
rss197$25.001/18/2011 7:25:06 AM
impartial-deal$25.001/17/2011 9:13:15 PM
Stepashka$50.001/18/2011 2:59:26 PM
orbital-gain$50.001/18/2011 3:30:47 PM
note-sensation$50.001/18/2011 9:21:44 AM
violaetain$50.001/18/2011 3:48:48 PM
calimanusa$25.001/18/2011 11:10:26 AM
Fiimg$50.001/18/2011 8:54:03 PM
lostontheedge$25.001/19/2011 1:26:15 AM
satisfying-deal5$61.161/19/2011 1:55:05 AM
LenderByDay$25.001/19/2011 5:29:19 AM
bazaar-festivity$100.001/18/2011 8:10:47 PM
xrycac$25.001/19/2011 8:51:06 AM
grove611$50.001/19/2011 9:37:50 AM
soheagle$25.001/19/2011 9:54:04 AM
Carpetkid$25.001/18/2011 5:19:56 PM
Philkent$25.001/19/2011 1:39:04 AM
the-profit-oracle$25.001/19/2011 1:40:08 AM
alpinaut$25.001/19/2011 5:54:29 AM
exact-peso2$25.001/19/2011 6:42:54 AM
cloud8$60.001/19/2011 7:50:23 AM
aimm$25.001/19/2011 9:38:53 AM
dignified-euro8$50.001/19/2011 9:56:22 AM
LongTail$25.001/19/2011 12:38:02 PM
KarmaBum77$25.001/19/2011 12:38:32 PM
RandyL3$25.001/19/2011 1:27:08 AM
mrack$50.001/19/2011 1:50:21 PM
eloquent-dime416$50.001/19/2011 1:58:14 AM
assetmanager$25.001/19/2011 2:39:26 PM
Florida67$50.001/19/2011 4:39:09 AM
kulender$29.251/19/2011 4:49:59 PM
bullwink27$25.001/19/2011 11:36:48 AM
hawksfanmd$25.001/19/2011 9:37:25 AM
fortytwo$50.311/19/2011 4:52:31 PM
first-restless-payout$50.001/19/2011 12:09:27 PM
myidear$25.001/19/2011 1:56:10 PM
dsgfl1$100.001/19/2011 2:01:23 PM
yerkster1$30.001/19/2011 2:09:00 PM
jfreaksho$25.001/19/2011 3:22:06 PM
brazilofmux$40.541/19/2011 4:51:17 PM
6moonbeams$50.001/19/2011 4:51:24 PM
superchicken$25.001/19/2011 11:10:16 AM
goldie414$50.001/19/2011 11:22:27 AM
bromo999$25.001/19/2011 5:02:21 PM
blissful-openness8$25.001/19/2011 12:04:17 PM
wwwUniversal$25.001/19/2011 12:15:52 PM
hrubinst$42.151/19/2011 12:40:16 PM
GlowHost$50.001/19/2011 5:20:09 PM
F16Pilot$25.001/19/2011 1:38:40 PM
reflective-rupee$100.771/19/2011 2:47:34 PM
RecoveryLender$25.001/19/2011 3:04:06 PM
MissionMicroFinance$25.001/19/2011 4:49:28 PM
keeks$25.001/19/2011 5:20:23 PM
216 Investments
 
Borrower Payment Dependent Notes Series 490908
This series of Notes was issued and sold upon the funding of the borrower loan #46634, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.20% Listing Start date:  Jan-17-2011 
Term: 36 months Listing End date:  Jan-19-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $217.74
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 15.37%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Nov-1984 Debt/Income ratio: 47%
Credit score: 700-719 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 2 Current / open credit lines: 10 / 8Length of status:36y 0m
Amount delinquent: $1,108 Total credit lines: 36 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $18,062Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 57%  
   Homeownership: Yes  
Screen name: visionary-contract0 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
cc
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What is the purpose of this loan? - mri555
A: to pay some bills and get ahead/ (Jan-18-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Investoman$100.001/17/2011 7:23:40 PM
ElAbel11$25.001/17/2011 7:24:39 PM
ingenious-deal6$25.001/17/2011 7:24:46 PM
impartial-deal$25.001/17/2011 9:09:44 PM
reward-adventure$50.001/17/2011 7:19:05 PM
thrifty-return$30.001/18/2011 9:53:21 AM
velocity-solo$25.001/17/2011 7:23:05 PM
genius520$100.001/17/2011 7:23:47 PM
Wellman$50.001/17/2011 7:24:26 PM
burgeoning-silver$25.001/17/2011 7:24:49 PM
gain-gourd$50.001/17/2011 7:25:35 PM
credit-sycamore4$100.001/17/2011 7:25:43 PM
income-sage9$25.001/18/2011 12:24:53 AM
gain-implementer$325.001/18/2011 7:43:50 AM
contract-position$25.001/18/2011 9:34:55 AM
gold-blanket0$25.001/18/2011 2:59:13 PM
honorable-yield$25.001/18/2011 9:51:37 AM
Artist_Blue$25.001/18/2011 6:06:00 AM
Jack55304$100.001/18/2011 7:04:27 AM
scrappy-diversification7$69.371/18/2011 4:44:56 PM
wise-rupee-sanctuary$50.001/18/2011 9:35:47 AM
life-is-great$50.001/18/2011 10:57:26 AM
suave-dime6$25.001/18/2011 2:21:55 PM
money-bauble$100.001/18/2011 2:34:36 PM
contract-student2$50.001/18/2011 5:54:36 PM
ingenious-interest1$50.001/18/2011 6:25:00 PM
realtormoises$25.001/18/2011 1:21:12 PM
power-trophy7$25.001/18/2011 9:44:38 PM
MilitaryLending$25.001/19/2011 1:10:57 AM
bid-czar8$50.001/18/2011 4:49:25 PM
amusement4$200.001/18/2011 5:39:56 PM
leverage-monger$25.001/18/2011 6:07:57 PM
radforj22$25.001/19/2011 5:35:38 AM
capital-galaxy$120.001/18/2011 6:44:38 PM
cloud8$50.001/19/2011 7:54:10 AM
kaburu$25.001/19/2011 7:57:29 AM
leverage-monger$31.211/19/2011 8:10:20 AM
Banker_Joe$25.001/18/2011 6:12:53 PM
joebob78$50.001/19/2011 7:58:44 AM
PadreAyudate$30.001/19/2011 8:21:22 AM
fortytwo$50.001/19/2011 12:42:42 AM
aggresive-loyalty$33.001/19/2011 9:37:20 AM
magical-coin1$50.001/19/2011 9:37:28 AM
Digs$25.001/19/2011 9:38:21 AM
retirementlady$25.001/19/2011 9:42:38 AM
Christophe$25.001/19/2011 12:25:42 PM
hyrolln$25.001/19/2011 4:49:16 PM
foxtrot12$37.411/19/2011 4:49:22 PM
NedNederlanderII$50.001/19/2011 4:49:30 PM
HHP$50.001/19/2011 1:12:24 PM
mike279766$25.001/19/2011 3:34:49 PM
Amused1$36.631/19/2011 4:49:05 PM
freshdiet$50.001/19/2011 4:49:34 PM
mighty-payout1$25.001/19/2011 11:47:22 AM
igotmoney$50.001/19/2011 1:13:12 PM
power-rotation7$25.001/19/2011 1:25:41 PM
barefootpaul$25.001/19/2011 4:49:09 PM
zen1cent$25.001/19/2011 4:49:37 PM
capital-halo1$500.001/17/2011 7:23:42 PM
EBITDA$25.001/17/2011 7:23:46 PM
Perksunlimited$25.001/17/2011 7:25:18 PM
divedude$25.001/17/2011 7:25:23 PM
droopie1$25.001/18/2011 12:55:47 AM
desertoasis$25.001/18/2011 9:51:40 AM
fair-peace7$25.001/18/2011 9:53:23 AM
J-Rott$50.001/17/2011 7:25:32 PM
Bob450$25.001/18/2011 11:10:38 AM
vigorous-velocity$50.001/17/2011 7:23:56 PM
LoisLoan$50.001/17/2011 7:25:47 PM
UCLA4life$25.001/18/2011 6:14:34 AM
Lam0nt$25.001/18/2011 7:59:11 AM
loss-of-control$50.001/18/2011 8:30:46 AM
mrxtravis$50.001/18/2011 4:49:11 PM
ThatDanGuy$50.001/18/2011 9:51:35 AM
musegaze$100.001/18/2011 5:17:07 PM
Reliance_Banker$25.001/18/2011 5:48:14 PM
IASKGOD$25.001/18/2011 10:45:04 PM
handshake5$100.001/18/2011 3:30:11 PM
lending-theory$25.001/18/2011 4:49:01 PM
spsavage$25.001/19/2011 2:23:14 AM
social-conductor4$25.001/19/2011 6:05:53 AM
platinum-rapture6$50.001/18/2011 7:29:34 PM
xzec777$25.001/19/2011 8:24:02 AM
Leshan$25.001/19/2011 8:55:23 AM
joyful-treasure2$50.001/19/2011 11:14:05 AM
108lender$67.501/19/2011 12:42:57 AM
jamiee73$25.001/19/2011 12:38:16 PM
kulender$100.001/19/2011 1:23:41 AM
alterlatina$25.001/19/2011 2:27:23 PM
reflective-rupee$100.771/19/2011 2:51:46 PM
impala6464$25.001/19/2011 3:47:57 PM
fairhelper$25.001/19/2011 4:49:14 PM
Gibbyland$50.001/19/2011 4:49:24 PM
jgar_O$30.001/19/2011 4:49:35 PM
cgorry$25.001/19/2011 8:34:07 AM
order-brigade$25.001/19/2011 9:55:23 AM
aultraman$25.001/19/2011 4:49:07 PM
F16Pilot$25.001/19/2011 1:21:18 PM
sdeej1619$35.811/19/2011 4:05:49 PM
richrobe$50.001/19/2011 4:49:31 PM
100 Investments
 
Borrower Payment Dependent Notes Series 490968
This series of Notes was issued and sold upon the funding of the borrower loan #46759, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-18-2011 
Term: 36 months Listing End date:  Jan-18-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $81.64
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Feb-1987 Debt/Income ratio: 37%
Credit score: 740-759 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 8Length of status:3y 5m
Amount delinquent: $0 Total credit lines: 16 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $25,016Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 44%  
   Homeownership: No  
Screen name: graceful-loyalty8 Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
carloaner
Purpose of loan:
This loan will be used to?
Repair my car
My financial situation:
I am a good candidate for this loan because? I pay on time

Monthly net income: $ 3000.00

Monthly expenses: $
??Housing: $
??Insurance: $ 60.00
??Car expenses: $ 100.00
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 1200.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Whipster$50.001/18/2011 10:29:43 AM
J-Rott$50.001/18/2011 10:36:19 AM
credit-sycamore4$100.001/18/2011 10:36:45 AM
lendstats_com$200.001/18/2011 10:36:49 AM
wealth-pipeline$25.001/18/2011 10:28:55 AM
velocity-solo$30.001/18/2011 10:32:07 AM
genius520$100.001/18/2011 10:33:27 AM
ingenious-deal6$25.001/18/2011 10:35:23 AM
principal-star$25.001/18/2011 10:29:02 AM
nethosters$25.001/18/2011 10:29:13 AM
loyalist1$50.001/18/2011 10:29:54 AM
SFBank$200.001/18/2011 10:30:17 AM
bid-czar8$50.001/18/2011 10:32:03 AM
Investoman$100.001/18/2011 10:32:52 AM
investment-artist$25.001/18/2011 10:33:06 AM
EBITDA$25.001/18/2011 10:33:11 AM
DasMula$25.001/18/2011 10:33:57 AM
nilonc1$50.001/18/2011 10:36:15 AM
gain-gourd$50.001/18/2011 10:36:34 AM
Kash2010lu$27.001/18/2011 10:32:11 AM
ElAbel11$25.001/18/2011 10:35:12 AM
credit-investor5$50.001/18/2011 10:35:58 AM
impartial-deal$25.001/18/2011 10:37:06 AM
vutah$25.001/18/2011 10:29:45 AM
capital-halo1$500.001/18/2011 10:33:07 AM
vigorous-velocity$50.001/18/2011 10:34:03 AM
divedude$25.001/18/2011 10:36:11 AM
Wellman$50.001/18/2011 10:34:50 AM
Perksunlimited$25.001/18/2011 10:36:04 AM
29 Investments
 
Borrower Payment Dependent Notes Series 490998
This series of Notes was issued and sold upon the funding of the borrower loan #46774, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-19-2011 
Term: 36 months Listing End date:  Jan-19-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $81.64
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Sep-1989 Debt/Income ratio: 45%
Credit score: 740-759 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 8Length of status:13y 1m
Amount delinquent: $0 Total credit lines: 17 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $17,390Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 70%  
   Homeownership: Yes  
Screen name: loyalty-neutrino Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Taxes
Purpose of loan:
This loan will be used to?
Pay property taxes
My financial situation:
I am a good candidate for this loan because?
I have been at this job for 15 years
Monthly net income: $ 1600

Monthly expenses: $
??Housing: $
??Insurance: $ 36
??Car expenses: $ 145
??Utilities: $ 330
??Phone, cable, internet: $ 160
??Food, entertainment: $ 100
??Clothing, household expenses $
??Credit cards and other loans: $ 816
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
nethosters$25.001/19/2011 5:05:21 PM
Whipster$50.001/19/2011 5:05:37 PM
credit-sycamore4$100.001/19/2011 5:08:24 PM
wise-rupee-sanctuary$50.001/19/2011 5:09:16 PM
SFBank$200.001/19/2011 5:10:21 PM
Kash2010lu$27.001/19/2011 5:11:12 PM
thrifty-capital$25.001/19/2011 5:14:20 PM
credit-investor5$50.001/19/2011 5:08:10 PM
genius520$100.001/19/2011 5:12:25 PM
Jack55304$100.001/19/2011 5:08:44 PM
bid-czar8$50.001/19/2011 5:09:33 PM
power-trophy7$25.001/19/2011 5:09:51 PM
Investoman$100.001/19/2011 5:12:04 PM
nilonc1$50.001/19/2011 5:08:13 PM
cloud8$50.001/19/2011 5:10:03 PM
transaction-circuit$100.001/19/2011 5:10:06 PM
radforj22$25.001/19/2011 5:14:19 PM
HHP$50.001/19/2011 5:14:46 PM
velocity-solo$30.001/19/2011 5:11:06 PM
Bob450$25.001/19/2011 5:09:19 PM
ingenious-interest1$50.001/19/2011 5:10:10 PM
capital-halo1$500.001/19/2011 5:12:17 PM
reflective-rupee$400.771/19/2011 5:15:36 PM
23 Investments
 
Borrower Payment Dependent Notes Series 491056
This series of Notes was issued and sold upon the funding of the borrower loan #46783, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-20-2011 
Term: 36 months Listing End date:  Jan-21-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $306.15
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-1999 Debt/Income ratio: 16%
Credit score: 740-759 (Jan-2011) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:2y 0m
Amount delinquent: $0 Total credit lines: 9 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,680Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 24%  
   Homeownership: No  
Screen name: adventure655 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
adventure655
Purpose of loan:
This loan will be used to? Debt consolidation

My financial situation:
I am a good candidate for this loan because? I work 40plus hours a week

Monthly net income: $
1700
Monthly expenses: $
??Housing: $ 300
??Insurance: $35
??Car expenses: $0
??Utilities: $ 0
??Phone, cable, internet: $ 79
??Food, entertainment: $ 250
??Clothing, household expenses $ 250
??Credit cards and other loans: $ 267
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Bob450$25.001/20/2011 10:35:06 AM
jazzlender$25.001/20/2011 10:36:29 AM
Kash2010lu$27.001/20/2011 10:43:00 AM
capital-halo1$500.001/20/2011 10:44:03 AM
JustMee$25.001/20/2011 10:54:31 AM
credit-investor5$50.001/20/2011 10:40:17 AM
credit-sycamore4$100.001/20/2011 10:40:32 AM
loss-of-control$50.001/20/2011 2:07:33 PM
Jack55304$100.001/20/2011 10:40:37 AM
SFBank$200.001/20/2011 10:42:21 AM
peace-missile$25.001/20/2011 10:42:30 AM
shrewd-peace7$50.001/20/2011 10:45:41 AM
gold-commander0$50.001/20/2011 10:45:46 AM
bid-czar8$50.001/20/2011 10:47:15 AM
wise-rupee-sanctuary$50.001/20/2011 10:41:04 AM
power-trophy7$25.001/20/2011 10:41:26 AM
witty-openness$25.001/20/2011 12:03:05 PM
2grindstones$25.001/20/2011 12:13:29 PM
SolarMoonshine$25.001/20/2011 6:02:09 PM
one-midas$25.001/20/2011 11:03:29 AM
RyanM561$25.001/20/2011 11:24:12 AM
rapid-currency$25.001/20/2011 8:02:04 PM
somebody32$50.001/20/2011 1:59:27 PM
loss-of-control$50.001/20/2011 2:13:48 PM
nilonc1$50.001/20/2011 6:02:31 PM
credit-maverick1$50.001/21/2011 5:42:17 AM
niq4soccer$25.001/20/2011 6:23:05 PM
jjswanso$50.001/20/2011 6:42:43 PM
TNG812$25.001/20/2011 9:33:10 PM
independent-leverage6$25.001/21/2011 10:14:01 AM
hope-hickory$25.001/20/2011 5:55:50 PM
smear87$25.001/21/2011 12:47:21 AM
HammerSmith$42.671/20/2011 6:26:40 PM
realtormoises$25.001/21/2011 5:26:31 AM
frogperson$250.001/20/2011 8:37:28 PM
Cromag$25.001/21/2011 8:19:40 AM
machkimaspesi$37.001/21/2011 9:23:47 AM
green-thoughtful-yield$50.001/21/2011 12:58:37 PM
dedicated-transaction796$44.731/21/2011 3:48:14 PM
graceful-investment$100.001/21/2011 3:50:09 PM
musegaze$50.001/21/2011 3:50:18 PM
enriched-note6$25.001/21/2011 11:27:34 AM
peterpossum$25.001/21/2011 3:52:24 PM
iolaire$25.001/21/2011 3:52:35 PM
mlj0671$25.001/21/2011 12:06:56 PM
AMSlife$50.001/21/2011 4:55:52 PM
MoonMama$25.001/21/2011 4:56:00 PM
zrohmm$50.001/21/2011 5:07:52 PM
irrelevant$25.001/21/2011 5:11:32 PM
JJ9876$25.001/21/2011 5:12:23 PM
momoney2lend$25.001/21/2011 3:47:30 PM
wise-silver-wonder$25.001/21/2011 5:14:44 PM
fairhelper$25.001/21/2011 3:52:23 PM
silver-enlightenment0$100.001/21/2011 3:52:32 PM
the-dollar-topper$50.001/21/2011 3:52:36 PM
Banker_Joe$25.001/21/2011 12:51:01 PM
bold-meteoric-justice$50.001/21/2011 3:52:38 PM
GInBaghdad$25.001/21/2011 3:52:53 PM
miamibeachloaner$25.001/21/2011 5:23:21 PM
diplomatic-wealth7$25.001/21/2011 5:24:37 PM
seisen$100.001/21/2011 5:24:48 PM
AdrianWapcaplet$50.001/21/2011 5:25:06 PM
tomjeff$50.001/21/2011 5:40:22 PM
ah-long$25.001/21/2011 5:42:10 PM
suave-dime6$25.001/21/2011 4:17:01 PM
amlu1988$25.001/21/2011 2:21:04 PM
maldok1$25.001/21/2011 4:55:54 PM
Aunca$50.001/21/2011 4:56:05 PM
honorable-yield$25.001/21/2011 4:56:10 PM
Maximum_Investment$25.001/21/2011 4:57:06 PM
JDFuego$50.001/21/2011 5:07:20 PM
well-mannered-basis1$25.001/21/2011 5:11:30 PM
worthy-bid8$50.001/21/2011 3:52:29 PM
patriot897$25.001/21/2011 3:52:40 PM
ThatDanGuy$50.001/21/2011 3:52:46 PM
capital-dynamo0$50.001/21/2011 5:16:11 PM
RetiredATC$50.001/21/2011 5:17:22 PM
EBITDA$25.001/21/2011 5:18:55 PM
soulful-truth$50.001/21/2011 5:25:14 PM
kendallv$25.001/21/2011 5:25:37 PM
magnifico932$25.001/21/2011 4:52:15 PM
Comoparklender$50.001/21/2011 4:54:33 PM
NorthernFunds$50.001/21/2011 4:55:30 PM
benefit-piano5$25.001/21/2011 4:55:53 PM
truth-ceremony$25.001/21/2011 4:56:07 PM
mercuriant$25.001/21/2011 5:12:21 PM
6moonbeams$50.001/21/2011 5:14:08 PM
orange-preeminant-bill$50.001/21/2011 5:16:03 PM
nellaelyob$25.001/21/2011 5:17:18 PM
asset-equilibrium0$50.001/21/2011 5:37:34 PM
smallbizrule$25.001/21/2011 5:39:27 PM
principal-star$25.001/20/2011 10:35:44 AM
cloud8$50.001/20/2011 10:41:56 AM
Investoman$100.001/20/2011 10:43:43 AM
ready-interest9$25.001/20/2011 12:47:05 PM
open-minded-fund9$50.001/20/2011 2:34:17 PM
genius520$100.001/20/2011 10:44:19 AM
HHP$50.001/20/2011 10:45:00 AM
Mr-Miracle$25.001/20/2011 10:37:38 AM
ingenious-interest1$50.001/20/2011 10:42:05 AM
DasMula$25.001/20/2011 12:49:56 PM
velocity-solo$30.001/20/2011 10:42:51 AM
greencat$50.001/20/2011 10:44:15 AM
commanding-income774$50.001/20/2011 10:46:45 AM
foothillender$25.001/20/2011 3:01:21 PM
competent-p2p$75.001/20/2011 11:44:31 AM
hopeful-truth5$100.001/20/2011 6:55:12 PM
gjm6d$26.001/20/2011 7:11:07 PM
skillful-asset5$30.001/20/2011 2:19:44 PM
radforj22$25.001/20/2011 3:02:17 PM
Saleen06$30.411/20/2011 4:07:45 PM
Angel_Investor_7$25.001/20/2011 4:14:03 PM
erowis$40.001/21/2011 6:35:08 AM
Rogelio48$29.001/21/2011 8:29:15 AM
investment-happiness$100.001/20/2011 8:47:52 PM
handshake52$25.001/20/2011 10:24:07 PM
rupee_power$25.001/21/2011 9:30:35 AM
desrman$47.201/21/2011 10:08:44 AM
larryboy10$25.001/21/2011 11:54:31 AM
CA-Lender$25.001/21/2011 12:45:20 PM
careful-note$50.001/21/2011 3:38:02 PM
ivy-league-MBA$25.001/21/2011 3:52:25 PM
a-successful-credit$100.001/21/2011 3:52:44 PM
ommcd$25.001/21/2011 4:55:38 PM
lagnisiruk$25.001/21/2011 4:55:56 PM
amusement4$100.001/21/2011 4:56:08 PM
Peterman$25.001/21/2011 2:13:21 PM
social-conductor4$25.001/21/2011 5:11:29 PM
Cheburashka$25.001/21/2011 5:11:45 PM
buffalobills$25.001/21/2011 5:11:52 PM
poeman$50.001/21/2011 5:12:15 PM
asmithj$44.331/21/2011 3:50:32 PM
best-openness-banker$50.001/21/2011 5:17:20 PM
bnlforever$25.001/21/2011 3:52:31 PM
Tikibarman$50.001/21/2011 3:52:33 PM
KMSB$50.001/21/2011 3:52:42 PM
kginatl$50.001/21/2011 5:23:35 PM
bold-treasure-neutrino$30.001/21/2011 5:24:53 PM
retired272$25.001/21/2011 5:25:21 PM
PCity-LOA15$40.001/21/2011 1:27:00 PM
missing-link$25.001/21/2011 4:16:58 PM
kulender$94.871/21/2011 4:54:05 PM
burrito6$25.001/21/2011 4:55:28 PM
handshake5$100.001/21/2011 4:55:40 PM
Rob717171$50.001/21/2011 4:55:55 PM
vigorous-velocity$50.001/21/2011 4:56:07 PM
famous-bill$25.001/21/2011 3:52:26 PM
helpful-credit156$50.001/21/2011 3:52:35 PM
IIP77$25.001/21/2011 3:52:51 PM
Wellman$50.001/21/2011 5:23:15 PM
Rdodson11$25.001/21/2011 5:23:56 PM
valiant-liberty4$25.001/21/2011 5:38:45 PM
Aragorn$25.001/21/2011 5:39:35 PM
tnjohnso$25.001/21/2011 5:39:42 PM
famous-bid9$25.001/21/2011 5:40:26 PM
bold-steady-peso$25.001/21/2011 5:41:58 PM
Unclejohn$30.001/21/2011 5:42:06 PM
Jloaner$50.001/21/2011 4:55:27 PM
FeedTheMachine$50.001/21/2011 4:55:43 PM
zipemdown$25.001/21/2011 4:56:09 PM
Trevor_C$25.001/21/2011 5:11:13 PM
money-bauble$100.001/21/2011 5:15:30 PM
AF-Chief$50.001/21/2011 5:17:06 PM
supersarah61$25.001/21/2011 5:22:36 PM
wwwUniversal$25.001/21/2011 5:23:38 PM
soulwork$25.001/21/2011 5:37:32 PM
166 Investments
 
Borrower Payment Dependent Notes Series 491070
This series of Notes was issued and sold upon the funding of the borrower loan #46734, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Jan-19-2011 
Term: 36 months Listing End date:  Jan-19-2011 
 
Lender yield: 8.55% Borrower rate/APR: 9.55% / 11.65% Monthly payment: $160.28
 
Lender servicing fee: 1.00% Effective Yield*: 8.53%  
Estimated return*: 5.03%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Oct-1999 Debt/Income ratio: 8%
Credit score: 800-819 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:4y 7m
Amount delinquent: $0 Total credit lines: 6 Occupation: Scientist
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: brainy-integrity7 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Marry the girl of my dreams....
Purpose of loan: To purchase an engagement ring in conjunction with cash on hand .
This loan will be used to purchase an engagement ring and marry the woman of my dreams

My financial situation: I am a research fellow at a a major medical university with a very dependable source of income. Additionally, I have a a small sum invested in my primary residence
I am a good candidate for this loan because my income is steady and my credit is great!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
enthralling-deal180$50.001/19/2011 5:02:05 PM
ray1051$50.001/19/2011 5:05:33 PM
rss197$25.001/19/2011 5:08:56 PM
gracej$25.001/19/2011 5:09:25 PM
cloud8$60.001/19/2011 5:09:57 PM
museic1$50.001/19/2011 5:12:35 PM
SOP_Bank$25.001/19/2011 5:02:02 PM
vinayski$25.001/19/2011 5:05:54 PM
bestbuy$25.001/19/2011 5:07:34 PM
TelegramSam$25.001/19/2011 5:07:50 PM
loyalty-czar$50.001/19/2011 5:35:35 PM
TSC$100.001/19/2011 5:10:30 PM
rolandweary$25.001/19/2011 5:12:43 PM
the-enterprising-leverage$25.001/19/2011 5:13:04 PM
lagnisiruk$25.001/19/2011 5:13:09 PM
worldly-community3$50.001/19/2011 5:13:24 PM
radforj22$25.001/19/2011 5:14:12 PM
SCD$25.001/19/2011 8:32:33 PM
selector568$500.001/19/2011 5:01:18 PM
quantumwellguy$50.001/19/2011 5:01:28 PM
powerful-finance7$25.001/19/2011 5:05:46 PM
flexible-value$100.001/19/2011 5:07:42 PM
wise-deal-panda$50.001/19/2011 5:07:46 PM
papaloha$25.001/19/2011 5:08:05 PM
a-responsible-return$25.001/19/2011 5:08:19 PM
Carpetkid$25.001/19/2011 5:09:41 PM
tech310$50.001/19/2011 5:10:52 PM
interstellar$50.001/19/2011 6:01:06 PM
impeccable-transparency$50.001/19/2011 5:11:56 PM
RecoveryLender$25.001/19/2011 6:49:52 PM
bullwink27$25.001/19/2011 5:14:24 PM
air55$31.901/19/2011 5:15:31 PM
JustMee$25.001/19/2011 6:41:53 PM
kc_dude$25.001/19/2011 7:43:48 PM
MrsTT$100.001/19/2011 8:51:04 PM
vutah$50.001/19/2011 5:05:23 PM
organized-payment6$50.001/19/2011 5:05:25 PM
RandyL3$25.001/19/2011 5:06:35 PM
kmr2$100.001/19/2011 5:07:58 PM
wise-rupee-sanctuary$50.001/19/2011 5:09:09 PM
reflective-rupee$300.771/19/2011 5:09:48 PM
american6$100.001/19/2011 5:10:48 PM
gold-commander0$50.001/19/2011 5:11:01 PM
genius520$100.001/19/2011 5:11:35 PM
simplelender80$100.001/19/2011 5:11:42 PM
vine99$90.001/19/2011 5:01:04 PM
Bio-physicist$50.001/19/2011 5:02:12 PM
heavenly-repayment4$25.001/19/2011 5:13:31 PM
C_Mark$100.001/19/2011 5:13:38 PM
visionary-currency$50.001/19/2011 5:14:55 PM
credit-investor5$50.001/19/2011 5:05:51 PM
bigphish$25.001/19/2011 5:08:30 PM
velocity-solo$60.001/19/2011 5:10:36 PM
skuba$75.001/19/2011 5:11:21 PM
cwegert$150.001/19/2011 5:38:40 PM
honorable-yield$25.001/19/2011 5:11:49 PM
ursus$100.001/19/2011 5:11:54 PM
bondhedger$25.001/19/2011 7:48:49 PM
secureincome$700.001/19/2011 9:40:41 PM
commerce-yeller$25.001/19/2011 5:02:45 PM
DasMula$25.001/19/2011 5:18:41 PM
cashhelp$30.001/19/2011 5:19:10 PM
Fiimg$50.001/19/2011 5:09:47 PM
reflective-rupee$200.771/19/2011 5:09:59 PM
bowdish1$50.001/19/2011 5:11:29 PM
Onlyhappycustomers$25.001/19/2011 6:59:55 PM
indomitable-coin$25.001/19/2011 5:13:53 PM
sjlender$50.001/19/2011 5:14:05 PM
social-workhorse$25.001/19/2011 9:12:13 PM
platinum-sorcerer6$50.001/19/2011 9:25:55 PM
bill-booster5$25.001/19/2011 6:02:03 PM
one-midas$50.001/19/2011 7:16:35 PM
wwwUniversal$25.001/19/2011 7:43:52 PM
openness-viking$100.001/19/2011 9:38:23 PM
74 Investments
 
Borrower Payment Dependent Notes Series 491076
This series of Notes was issued and sold upon the funding of the borrower loan #46625, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-19-2011 
Term: 36 months Listing End date:  Jan-21-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $163.28
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Sep-1978 Debt/Income ratio: 7%
Credit score: 720-739 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 7 Current / open credit lines: 3 / 3Length of status:0y 4m
Amount delinquent: $3,298 Total credit lines: 32 Occupation: Other
Public records last 12m / 10y: 0/ 11 Revolving credit balance: $55Stated income:$25,000-$49,999
Delinquencies in last 7y: 33 Bankcard utilization: 13%  
   Homeownership: No  
Screen name: well-rounded-trade6 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Silver Fox
Purpose of loan:
This loan will be used to?payback friend for temporary housing?

My financial situation:
I am a good candidate for this loan because? Have obtained License for Health and Accident and am on call Carney Group to sell health Ins./collecting ss on monthly basis/ may soon have opportunity to enter health industry on permanent basis?

Monthly net income: $ 2600

Monthly expenses: $
??Housing: $ -0-????
??Insurance: $ 100
??Car expenses: $ 500
??Utilities: $ 150
??Phone, cable, internet: $ 70
??Food, entertainment: $ 150
??Clothing, household expenses $ 20
??Credit cards and other loans: $ 10
??Other expenses: $ 300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
credit-investor5$50.001/19/2011 5:08:10 PM
Jack55304$100.001/19/2011 5:08:45 PM
keeminn$50.001/19/2011 4:59:28 PM
JGB$54.181/19/2011 4:59:39 PM
Investoman$100.001/19/2011 5:12:05 PM
zone6$37.851/19/2011 5:06:21 PM
bid-czar8$50.001/19/2011 5:09:34 PM
entertaining-greenback2$25.001/19/2011 5:34:28 PM
peace-missile$25.001/19/2011 5:10:39 PM
velocity-solo$30.001/19/2011 5:11:07 PM
shrewd-peace7$25.001/19/2011 4:59:40 PM
wise-rupee-sanctuary$50.001/19/2011 5:09:18 PM
cloud8$50.001/19/2011 5:10:01 PM
capital-halo1$500.001/19/2011 5:12:19 PM
genius520$100.001/19/2011 5:12:27 PM
lloyd_s$25.001/20/2011 9:44:45 AM
nowits10$26.191/20/2011 1:06:19 AM
EBITDA$25.001/19/2011 5:26:07 PM
tidy-cash1$25.001/19/2011 8:21:13 PM
revenue-officer36$50.001/20/2011 9:44:18 AM
dsnybnd$25.001/20/2011 7:55:25 AM
persevering$36.971/20/2011 9:44:39 AM
open-minded-fund9$50.001/20/2011 2:34:15 PM
fund-baker$25.001/20/2011 10:18:51 AM
Artist_Blue$25.001/20/2011 10:26:05 AM
competent-p2p$30.001/20/2011 11:45:19 AM
innocent-dedication$50.001/20/2011 12:45:25 PM
treasure-bliss$45.081/21/2011 1:26:39 AM
Oak-Parker$25.001/20/2011 6:08:06 PM
HammerSmith$25.001/20/2011 6:26:05 PM
rapid-currency$25.001/20/2011 8:02:02 PM
asmithj$50.001/20/2011 5:52:47 PM
money-bauble$37.501/21/2011 1:26:29 AM
capital-galaxy$200.001/21/2011 10:48:30 AM
TNG812$25.001/20/2011 9:33:08 PM
p1k4blu$25.001/21/2011 12:48:33 PM
LuvToLend$25.001/21/2011 12:57:06 PM
cash-raccoon$25.001/21/2011 12:57:49 PM
Angel_Investor_7$25.001/21/2011 11:52:48 AM
conaty$38.211/21/2011 12:44:09 PM
smallbizrule$25.001/21/2011 12:46:46 PM
sincere-rate8$25.001/21/2011 12:57:13 PM
knitwhit122$50.001/21/2011 12:57:26 PM
BTRLender$50.001/21/2011 12:57:44 PM
MoneyForNothing$29.551/21/2011 12:55:48 PM
head$25.001/21/2011 12:57:09 PM
trimwork99$25.001/21/2011 12:57:24 PM
Bio-physicist$25.001/21/2011 12:58:02 PM
GoBigRed97$50.001/21/2011 12:58:10 PM
credit-sycamore4$100.001/19/2011 5:08:25 PM
power-trophy7$25.001/19/2011 5:09:52 PM
Bob450$25.001/19/2011 5:09:54 PM
ingenious-interest1$50.001/19/2011 5:10:11 PM
a-finance-nirvana$25.001/19/2011 5:02:39 PM
HHP$50.001/19/2011 5:14:48 PM
dedicated-diversification5$29.471/20/2011 1:36:59 AM
J-Rott$50.001/20/2011 8:05:21 AM
green-thoughtful-yield$50.001/19/2011 9:12:29 PM
Jonb6919$25.001/20/2011 9:44:41 AM
lendme2$50.001/20/2011 9:45:22 AM
play_ultimate$25.001/20/2011 9:45:31 AM
gold-commander0$50.001/19/2011 10:19:34 PM
oldmora$50.001/20/2011 9:45:20 AM
minddoc$25.001/20/2011 9:45:36 AM
87Marc$25.001/20/2011 9:54:58 AM
radforj22$25.001/20/2011 1:47:31 AM
HelpfulLender1$25.001/20/2011 5:15:33 AM
jazzlender$25.001/20/2011 10:36:26 AM
interstellar$50.001/20/2011 2:39:55 PM
somebody32$50.001/20/2011 1:59:25 PM
hope-hickory$25.001/20/2011 5:55:47 PM
jjswanso$50.001/20/2011 6:42:39 PM
Doug1043$25.001/21/2011 9:32:07 AM
CC911$25.001/21/2011 6:07:01 AM
frogperson$100.001/20/2011 8:34:33 PM
top-payout-fixer$25.001/21/2011 9:35:10 AM
independent-leverage6$25.001/21/2011 10:14:00 AM
glenium$25.001/21/2011 2:58:45 AM
LBOregon$25.001/21/2011 7:22:23 AM
rupee_power$55.001/21/2011 9:27:35 AM
CA-Lender$25.001/21/2011 12:45:17 PM
kendallv$25.001/21/2011 12:48:34 PM
treasure-generator$25.001/21/2011 12:57:19 PM
kulender$50.001/21/2011 12:47:56 PM
Dowanhill$25.001/21/2011 12:57:15 PM
jamiee73$25.001/21/2011 12:58:12 PM
mlj0671$25.001/21/2011 11:56:02 AM
bold-treasure-neutrino$30.001/21/2011 12:48:43 PM
sage4$25.001/21/2011 12:57:21 PM
F16Pilot$25.001/21/2011 12:57:29 PM
90 Investments
 
Borrower Payment Dependent Notes Series 491094
This series of Notes was issued and sold upon the funding of the borrower loan #46780, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Jan-20-2011 
Term: 36 months Listing End date:  Jan-20-2011 
 
Lender yield: 23.99% Borrower rate/APR: 24.99% / 28.49% Monthly payment: $298.16
 
Lender servicing fee: 1.00% Effective Yield*: 23.40%  
Estimated return*: 13.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Aug-1998 Debt/Income ratio: 22%
Credit score: 760-779 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:9y 5m
Amount delinquent: $0 Total credit lines: 20 Occupation: Tradesman - Electri...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,674Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 104%  
   Homeownership: Yes  
Screen name: rbdavis Borrower's state: Mississippi Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 23 ( 100% ) 760-779 (Latest)
Principal borrowed: $8,500.00< 31 days late: 0 ( 0% )  
600-619 (Mar-2008)
 
Principal balance: $0.03 31+ days late: 0 ( 0% )
Total payments billed: 23  
Description
2nd baby boy on the way.
Purpose of loan:
This loan will be used to?To pay difference In what I owe and what?I can sell my truck for.?

My financial situation:
I am a good candidate for this loan because?
I pay my loans. I have had some 30 day lates but Not ever filed bankruptcy or defaulted on a loan.
Monthly net income: $
65780/year and my wife also works.
Monthly expenses: $
??Housing: $ 1100
??Insurance: $ 100
??Car expenses: $ 632 which i will sell
??Utilities: $ 250
??Phone, cable, internet: $ 150
??Food, entertainment: $ 400
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 75
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Aberdeen$5,000.001/20/2011 10:37:15 AM
power-trophy7$25.001/20/2011 10:41:28 AM
impressive-credit431$100.001/20/2011 10:35:33 AM
Pay_Me_BACK_ASAP$25.001/20/2011 10:35:41 AM
enthusiastic-balance5$100.001/20/2011 10:38:27 AM
bold-direct-asset$50.001/20/2011 10:45:31 AM
MoneyForNothing$25.001/20/2011 10:38:24 AM
credit-investor5$50.001/20/2011 10:40:20 AM
ingenious-interest1$50.001/20/2011 10:42:08 AM
genius520$100.001/20/2011 10:44:20 AM
HHP$50.001/20/2011 10:45:02 AM
shrewd-peace7$50.001/20/2011 10:45:43 AM
golffish2$50.001/20/2011 10:37:30 AM
LittleMingo$30.001/20/2011 10:37:49 AM
credit-sycamore4$100.001/20/2011 10:40:34 AM
nickel-hickory$50.001/20/2011 10:42:17 AM
peace-missile$25.001/20/2011 10:42:31 AM
Kash2010lu$27.001/20/2011 10:43:01 AM
Investoman$100.001/20/2011 10:43:49 AM
organic-order$25.001/20/2011 10:45:27 AM
drcoop$25.001/20/2011 10:34:54 AM
grnii78$100.001/20/2011 10:35:11 AM
golffish2$75.411/20/2011 10:37:45 AM
wise-rupee-sanctuary$50.001/20/2011 10:41:07 AM
capital-halo1$500.001/20/2011 10:44:06 AM
jazzlender$25.001/20/2011 10:36:32 AM
Bob450$25.001/20/2011 10:37:43 AM
113121$400.001/20/2011 10:38:04 AM
investment-artist$25.001/20/2011 10:38:18 AM
greencat$50.001/20/2011 10:39:34 AM
Jack55304$100.001/20/2011 10:40:38 AM
cloud8$50.001/20/2011 10:41:55 AM
velocity-solo$30.001/20/2011 10:42:52 AM
gold-commander0$50.001/20/2011 10:45:48 AM
34 Investments
 
Borrower Payment Dependent Notes Series 491100
This series of Notes was issued and sold upon the funding of the borrower loan #46622, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Jan-19-2011 
Term: 60 months Listing End date:  Jan-24-2011 
 
Lender yield: 8.55% Borrower rate/APR: 9.55% / 9.77% Monthly payment: $315.39
 
Lender servicing fee: 1.00% Effective Yield*: 8.54%  
Estimated return*: 6.99%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Nov-1995 Debt/Income ratio: 16%
Credit score: 760-779 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 13Length of status:3y 10m
Amount delinquent: $0 Total credit lines: 24 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $34,903Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 15%  
   Homeownership: Yes  
Screen name: hard-working-liberty1 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Sunset View
Purpose of loan:
This loan will be used to rehab a house my son purchased.? It is a foreclosure close to where I live and he was able to pay cash.? This took all his funds and his credit is not established enough to qualify for a personal loan.? I will make the payments for him until he is done and can get a mortgage, at which time he will pay me back. He works as a commercial construction supervisor, is married, and expecting a baby in March.?

My financial situation:
I am a good candidate for this loan because I am a controller for a $15M company and am good at managing money.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Monthly NEt income? Itemized Monthly expenses? - jpblan11
A: I bring home almost $1000 per week. I have two more car payments that are $250, so I only need an extra $100 to make the payments for my son. His brother has been sick and living with me since last summer. He has just been approved for disability income and I will be charging him $200 per month rent. I can still save about $50 per week. (Jan-21-2011)
Q: Is the $34K all credit cards? - jpblan11
A: No. I bought my house in 2006 with no money down. $30,000 is an equity line that I used to buy the house. I will admit that with the economy I still have no equity, but have put about $15,000 into the house in improvements. I couldn't rent anything close to what I have for what it costs me to live here so I am going to stay put and wait for housing to turn around. (Jan-21-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
newest-funds-powerplant$25.001/19/2011 4:59:26 PM
wise-deal-panda$50.001/19/2011 5:01:55 PM
newest-organic-rupee$25.001/19/2011 5:02:40 PM
BankingFamily$50.001/19/2011 5:02:59 PM
bowdish1$100.001/19/2011 5:03:06 PM
meenan$100.001/19/2011 5:03:14 PM
rss197$25.001/19/2011 5:03:19 PM
building_community$25.001/19/2011 5:03:32 PM
minista$25.001/19/2011 5:03:43 PM
JohnW12$50.001/19/2011 5:03:52 PM
ingenious-interest1$250.001/19/2011 5:06:08 PM
compoundinterest$50.001/19/2011 5:07:19 PM
flexible-value$50.001/19/2011 5:01:54 PM
Krozy$50.001/19/2011 5:02:28 PM
astute-investment5$25.001/19/2011 5:02:55 PM
inspired-investment8$100.001/19/2011 5:03:01 PM
Dreamconnection$50.001/19/2011 5:03:08 PM
honorable-yield$40.001/19/2011 5:03:24 PM
casaram$25.001/19/2011 5:03:35 PM
cebgop$25.001/19/2011 5:03:41 PM
HunterSix$25.001/19/2011 5:03:55 PM
axl163$25.001/19/2011 5:04:08 PM
Goodlender42$25.001/19/2011 5:04:18 PM
life-is-great$25.001/19/2011 5:15:05 PM
Mantis75$25.001/19/2011 5:05:03 PM
majestic-dedication$50.001/19/2011 5:06:11 PM
currency-persimmon$25.001/19/2011 5:06:58 PM
neenerman$50.001/19/2011 5:07:24 PM
bestbuy$25.001/19/2011 5:07:35 PM
overdrivep$25.001/19/2011 9:30:13 PM
balance-voyager$50.001/19/2011 5:01:48 PM
thedoctor$50.001/19/2011 5:01:53 PM
FlexFunding$50.001/19/2011 5:01:58 PM
be_wise$25.001/19/2011 5:02:50 PM
AmericanCredit$25.001/19/2011 5:03:00 PM
community-pipeline$25.001/19/2011 5:03:09 PM
robertmm25$50.001/19/2011 5:03:23 PM
Phantom99$100.001/19/2011 5:03:29 PM
DukSerduk$25.001/19/2011 5:03:40 PM
paintedposies$50.001/19/2011 5:03:57 PM
Castellan$50.001/19/2011 5:04:06 PM
C_Mark$100.001/19/2011 5:04:21 PM
peace-missile$25.001/19/2011 5:04:58 PM
impartial-deal$25.001/19/2011 5:05:08 PM
Centaur$50.001/19/2011 5:05:56 PM
RedGranite$50.001/19/2011 5:07:15 PM
velocity-solo$25.001/19/2011 6:19:14 PM
MrsTT$250.001/19/2011 9:04:37 PM
Bank_Of_XL$25.001/19/2011 9:16:49 PM
DasMula$25.001/19/2011 5:18:07 PM
uncleubb$25.001/20/2011 12:56:34 AM
auction-seeker$25.001/19/2011 5:38:55 PM
JustMee$25.001/19/2011 6:41:22 PM
order-wizard$25.001/19/2011 8:08:07 PM
fishtale$25.001/20/2011 9:16:34 AM
get30inc$48.471/20/2011 9:44:23 AM
blue-velocity-investor$33.011/20/2011 1:59:42 AM
TechieLender$50.001/20/2011 4:57:28 AM
Astyanax$50.001/20/2011 12:55:53 PM
gain-processor$50.001/20/2011 8:21:01 AM
MONEYLENDER101$81.991/20/2011 6:01:38 PM
benevolent-asset$25.001/20/2011 8:36:08 PM
3_boyz$30.001/20/2011 2:07:12 PM
FinDoc$25.001/21/2011 12:53:49 AM
virtualbank$50.001/20/2011 6:01:32 PM
gslinv$25.001/21/2011 7:08:11 AM
justme4now$30.001/21/2011 9:55:06 AM
martinatime$25.001/20/2011 10:03:31 PM
DeltaGambler$25.001/20/2011 6:01:38 PM
CorMDNY$25.001/20/2011 6:01:43 PM
ThomasC$50.001/20/2011 6:41:33 PM
ivar$25.001/20/2011 7:21:51 PM
deal-frontier$50.001/20/2011 9:56:47 PM
kvandivo$25.001/21/2011 12:52:15 AM
rdav$25.001/21/2011 10:27:09 AM
bonus-poplar2$76.651/21/2011 7:19:04 AM
Metasequoia$25.001/21/2011 2:59:18 PM
Curly-Girly$25.001/21/2011 12:42:13 PM
loaner-dude$100.001/21/2011 4:04:26 PM
1SteelerFan$35.001/21/2011 1:19:37 PM
secret-santa$25.001/21/2011 12:43:58 PM
bold-treasure-neutrino$50.001/21/2011 4:55:31 PM
historyman$25.001/21/2011 2:51:47 PM
gaoche$50.001/21/2011 5:56:25 PM
gamma$25.001/21/2011 8:04:42 PM
balance-force$25.001/21/2011 9:01:33 PM
houg35$55.001/21/2011 5:42:35 PM
kulender$50.001/22/2011 12:58:10 AM
chibear34$25.001/22/2011 5:34:55 AM
Christian47$40.001/21/2011 8:38:41 PM
Johnab$25.001/22/2011 6:11:56 AM
TennSquire$25.001/22/2011 9:33:28 AM
new0rleans$25.001/22/2011 3:49:15 AM
brightest-affluence-motivator$25.811/22/2011 1:23:40 AM
samdog079$100.001/22/2011 8:17:32 AM
jimbo29blue$50.001/22/2011 1:05:37 PM
AnxiousAirman$50.001/22/2011 10:53:21 AM
felicity-loyalist0$25.001/22/2011 12:22:15 PM
6moonbeams$72.391/22/2011 3:27:49 PM
bss97603$72.311/22/2011 1:29:27 PM
ArtLends$25.001/22/2011 1:43:55 PM
lanlie$94.351/22/2011 5:38:29 PM
forthright-dedication$25.001/22/2011 12:43:00 PM
jimbo29blue$50.001/22/2011 1:05:49 PM
MoneyInFlux$178.201/22/2011 1:09:45 PM
happyface$50.001/22/2011 1:12:45 PM
indomart$50.001/22/2011 9:27:27 PM
cr8on$60.001/22/2011 2:14:21 PM
buvaet$25.001/22/2011 4:21:35 PM
aoohollis310$50.001/22/2011 4:53:48 PM
sgt-schultz$25.001/23/2011 3:40:31 AM
lakefront5$90.001/23/2011 4:40:19 AM
intelligent-income7$25.001/22/2011 8:20:47 PM
STAN7366$200.001/22/2011 8:33:38 PM
turbostar666$28.391/23/2011 7:48:19 AM
first-serene-credit$25.001/23/2011 7:53:12 AM
TheStallion$120.011/23/2011 8:47:35 AM
revenue-buddy0$50.001/22/2011 9:59:47 PM
dbaoracle$200.001/22/2011 10:38:47 PM
voyage554$25.001/22/2011 11:03:27 PM
Poohcho$69.571/22/2011 4:03:57 PM
VBPlayer$30.001/23/2011 11:12:52 AM
epsp$50.001/23/2011 3:22:38 AM
DeathScythe676$50.001/22/2011 4:31:51 PM
kushka$25.001/22/2011 5:54:13 PM
JM-Sarawak$100.001/23/2011 6:21:34 AM
pshans$45.811/22/2011 6:51:04 PM
mcabery$100.001/23/2011 12:58:18 PM
JTHarris$25.001/23/2011 8:15:27 AM
LD4LIFE$25.001/23/2011 9:01:29 AM
cool_kubera$100.001/23/2011 10:33:49 AM
Gr8Deal$50.001/23/2011 5:18:11 AM
louisprima$25.001/23/2011 11:24:00 AM
Pulchritudinous$25.001/23/2011 11:46:46 AM
nycloan$50.001/23/2011 7:56:12 AM
Dopplerbob$44.591/23/2011 11:37:48 AM
ProfPC$25.001/23/2011 1:16:52 PM
japerk$25.001/23/2011 1:26:17 PM
TJ-Financial-Group$25.001/23/2011 3:05:48 PM
WarmWeather$42.971/23/2011 4:49:51 PM
dickiesweetboy$81.711/23/2011 7:02:31 PM
markandrosie$25.341/23/2011 8:46:49 PM
the-dollar-handshake$25.001/23/2011 11:09:09 PM
Harpersferry$50.001/23/2011 5:37:21 PM
sportract05$50.001/23/2011 5:54:30 PM
MoneyForNothing$11.151/24/2011 5:49:08 AM
powdrsnow$50.001/23/2011 7:00:17 PM
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tomdooley12520$25.001/24/2011 5:39:34 AM
Flreap$25.001/24/2011 5:48:46 AM
systemlender$100.001/23/2011 7:57:57 PM
Duchdad$25.001/23/2011 8:16:40 PM
SoccerDad98$25.001/24/2011 5:16:50 AM
indomitable-coin$100.001/19/2011 5:01:52 PM
Eagles81$50.001/19/2011 5:02:47 PM
yukongin$25.001/19/2011 5:03:02 PM
webclimber$50.001/19/2011 5:03:21 PM
Goodthing$100.001/19/2011 5:03:39 PM
tech310$50.001/19/2011 5:03:44 PM
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NDFIRTH$50.001/19/2011 5:05:11 PM
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RockCrown$50.001/19/2011 5:07:04 PM
soheagle$50.001/19/2011 5:07:27 PM
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TSC$100.001/19/2011 5:02:57 PM
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JGB$100.001/20/2011 9:45:24 AM
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officer8$25.001/20/2011 6:01:28 PM
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cello1$25.001/21/2011 1:18:18 AM
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DavenportCapital$25.001/20/2011 6:01:36 PM
phillipd48$25.001/20/2011 6:01:39 PM
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Cory79$25.001/20/2011 6:08:24 PM
1fortheroad$25.001/21/2011 12:54:24 AM
senior1$25.001/20/2011 6:49:10 PM
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daddypro$25.001/21/2011 8:46:30 AM
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lanlie$86.161/21/2011 12:51:31 PM
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Zach842$25.001/21/2011 12:46:37 PM
NYretire$50.001/21/2011 7:55:24 PM
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Numero10$100.001/22/2011 5:50:31 PM
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ingeborg77$50.001/22/2011 1:16:53 PM
debt-system880$50.001/22/2011 9:05:11 PM
eyal0$50.001/23/2011 12:57:52 AM
Kiwi0601$50.001/23/2011 5:32:37 AM
myworld701$25.001/23/2011 6:11:54 AM
xlch$25.001/23/2011 6:43:08 AM
terrific-p2ploan$25.001/22/2011 8:27:59 PM
worldly-kindness8$50.001/22/2011 8:31:42 PM
Snowflake6515$25.001/23/2011 7:07:03 AM
listenfirst$250.001/23/2011 7:46:23 AM
flypenguin$50.001/23/2011 8:53:03 AM
economy-orchid$30.001/23/2011 8:59:05 AM
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340$29.731/22/2011 7:28:47 PM
shneb$100.001/23/2011 7:51:23 AM
asciguide$98.741/23/2011 8:37:29 AM
calimanusa$25.001/22/2011 11:34:15 PM
dontletmoneyfoolya$25.001/23/2011 11:17:57 AM
scottburger$100.001/23/2011 11:37:49 AM
Guiren$100.001/23/2011 7:28:43 AM
rpg$75.001/23/2011 8:22:39 AM
saintjude$100.001/23/2011 9:55:15 AM
leverage-gravitas$25.001/23/2011 11:25:55 AM
unclehank$50.001/23/2011 2:28:41 PM
gzeo$25.001/23/2011 1:47:18 PM
Nicedad72$25.001/23/2011 2:21:19 PM
payment-halo$25.001/23/2011 4:15:23 PM
casteroil$100.001/23/2011 10:39:45 PM
dj624$75.001/24/2011 5:28:40 AM
toronado$50.001/23/2011 7:49:37 PM
16888$50.001/23/2011 8:12:31 PM
proud-silver0$100.001/23/2011 9:06:02 PM
helpingyou1$50.001/23/2011 4:29:55 PM
AlpineLakesGroup$25.001/24/2011 1:15:56 AM
blujfan9293$50.001/24/2011 5:22:59 AM
lobster$28.001/23/2011 9:21:50 PM
eighttone$25.001/23/2011 11:19:59 PM
12Knocksinna$25.001/23/2011 11:36:47 PM
wjf60$50.001/24/2011 2:16:44 AM
martymaniaman$25.621/24/2011 5:23:23 AM
312 Investments
 
Borrower Payment Dependent Notes Series 491142
This series of Notes was issued and sold upon the funding of the borrower loan #46771, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Jan-20-2011 
Term: 36 months Listing End date:  Jan-21-2011 
 
Lender yield: 23.99% Borrower rate/APR: 24.99% / 28.49% Monthly payment: $298.16
 
Lender servicing fee: 1.00% Effective Yield*: 23.40%  
Estimated return*: 13.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Dec-1997 Debt/Income ratio: 20%
Credit score: 660-679 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 11Length of status:4y 9m
Amount delinquent: $0 Total credit lines: 36 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,713Stated income:$75,000-$99,999
Delinquencies in last 7y: 3 Bankcard utilization: 79%  
   Homeownership: Yes  
Screen name: orestes69 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 25 ( 86% ) 660-679 (Latest)
Principal borrowed: $7,500.00< 31 days late: 4 ( 14% )  
620-639 (Aug-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 29  
Description
Pay it all OFF! Debt Goal $0 = 3yrs
Purpose of loan:
This loan will be used to term out the last of my revolving debt. i have a goal to be debt free other than my house within the next 36 months. i have the income and financial commitment to achieve the goal and i track my progress?with mint.com daily. Currently i am 6 months ahead of the schedule i have set for myself - this Prosper loan will help me meet my objective by freeing up additional monthly cash flow to pay towards the remaining revolving debt that this loan does not cover.

My financial situation:
I am a good candidate for this loan because i have high income and a commitment to financial progress. I am an executive for a finance company and have a clear understanding of financial goals and how to meet them.

Monthly net income: $ 6800

Monthly expenses: $ 2762?(broken down below)
??Housing: $ 1300
??Insurance: $ 250
??Car expenses: $ 50
??Utilities: $ 150
??Phone, cable, internet: $ 35
??Food, entertainment: $ 150
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 677
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Hello, The first mortgage balance is: $132,984 (30 year fixed - 27 remaining) the second is: $30,627 (15 year fixed - 12 remaining) Estimated Property Value: $175,000 Also: my BMW is paid in full it is worth about $9000 hope that helps and thank you so much for inquiring. (Jan-20-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
jazzlender$25.001/20/2011 10:36:35 AM
Jack55304$100.001/20/2011 10:40:41 AM
Kash2010lu$27.001/20/2011 10:43:04 AM
Investoman$100.001/20/2011 10:43:53 AM
capital-halo1$500.001/20/2011 10:44:09 AM
genius520$100.001/20/2011 10:44:22 AM
investment-cluster$25.001/20/2011 2:17:36 PM
greencat$50.001/20/2011 10:41:39 AM
guardian3$25.001/20/2011 2:35:04 PM
martyMSU$42.961/20/2011 2:43:40 PM
golffish2$100.001/20/2011 3:54:00 PM
jhouman$25.001/20/2011 10:35:36 AM
gold-commander0$50.001/20/2011 10:45:52 AM
golffish2$50.001/20/2011 10:37:34 AM
power-trophy7$25.001/20/2011 10:41:30 AM
justanothersushieater$25.001/20/2011 12:51:35 PM
Astyanax$75.001/20/2011 12:59:44 PM
velocity-solo$30.001/20/2011 10:42:54 AM
taetrade$25.001/20/2011 2:01:03 PM
reflective-rupee$300.771/20/2011 11:01:43 AM
UCLA4life$25.001/20/2011 11:51:00 AM
us957165$25.001/20/2011 7:48:55 PM
terrific-duty397$25.001/20/2011 7:53:46 PM
DasMula$25.001/20/2011 12:53:34 PM
investment-artist$25.001/20/2011 2:25:59 PM
brother_tam$50.001/21/2011 12:57:21 AM
wisconsinvestor$200.001/20/2011 3:25:55 PM
SolarMoonshine$100.001/20/2011 5:55:38 PM
mikeandcat$66.641/20/2011 3:59:12 PM
niq4soccer$25.001/20/2011 6:20:04 PM
DoctorJoe$25.001/21/2011 6:53:08 AM
jjswanso$50.001/20/2011 6:42:47 PM
marwadi-62$500.001/20/2011 7:33:52 PM
rupee_power$40.001/21/2011 9:31:59 AM
BlueProteus$25.001/21/2011 9:36:20 AM
handshake52$25.001/20/2011 10:17:56 PM
return-grizzly$39.831/20/2011 11:52:28 PM
hopeful-truth5$200.001/20/2011 6:43:26 PM
credit-sycamore4$100.001/20/2011 6:46:43 PM
gjm6d$26.001/20/2011 7:11:31 PM
Christophe$25.001/21/2011 7:33:42 AM
bluehen00$60.001/21/2011 8:00:19 AM
shrewd-peace7$25.001/21/2011 1:25:55 AM
HermanstadtKid$30.001/21/2011 7:32:35 AM
seadrg$25.001/21/2011 7:53:26 AM
atlas100$50.001/21/2011 10:05:12 AM
Chesterite$50.001/21/2011 10:19:33 AM
Angel_Investor_7$25.001/21/2011 11:52:55 AM
amlu1988$25.001/21/2011 2:19:27 PM
Leshan$150.001/21/2011 3:11:34 PM
zorg77$25.001/21/2011 3:44:09 PM
CA-Lender$25.001/21/2011 12:45:22 PM
farmn$25.001/21/2011 4:42:50 PM
mlj0671$25.001/21/2011 11:52:39 AM
EBITDA$25.001/21/2011 3:52:56 PM
brightest-income-hunter$28.201/21/2011 4:10:20 PM
friendinmoney$25.001/21/2011 4:28:03 PM
credit-investor5$50.001/20/2011 10:40:22 AM
Bob450$25.001/20/2011 10:41:35 AM
cloud8$50.001/20/2011 10:41:52 AM
113121$200.001/20/2011 11:07:13 AM
squarebob$25.001/20/2011 11:24:05 AM
competent-p2p$30.001/20/2011 11:51:10 AM
enthusiastic-balance5$100.001/20/2011 10:38:33 AM
golffish2$50.001/20/2011 3:50:23 PM
wise-rupee-sanctuary$50.001/20/2011 10:41:11 AM
ingenious-interest1$50.001/20/2011 10:42:11 AM
blitzen40$25.001/20/2011 1:46:31 PM
trumpeter5$50.001/20/2011 2:04:49 PM
HHP$50.001/20/2011 10:45:06 AM
hope-hickory$25.001/20/2011 5:55:53 PM
dudebrah$25.001/20/2011 6:02:30 PM
bid-czar8$50.001/20/2011 10:47:19 AM
TackingWindward$25.001/20/2011 12:52:02 PM
squadron781$25.001/20/2011 1:23:24 PM
frogperson$300.001/20/2011 8:34:53 PM
five-star-note$116.231/20/2011 9:16:03 PM
brightest-dignified-penny$25.001/20/2011 9:27:30 PM
somebody32$50.001/20/2011 1:59:29 PM
loss-of-control$125.001/20/2011 2:05:37 PM
FinanceEngine$30.001/20/2011 5:38:49 PM
angel879$25.001/20/2011 2:32:44 PM
vanklein$25.001/20/2011 3:06:13 PM
golffish2$100.001/20/2011 3:53:55 PM
rate-hickory$25.001/21/2011 6:35:07 AM
wlm3012$50.001/21/2011 7:30:23 AM
Rulea72$27.311/21/2011 7:39:24 AM
TigerForce$25.001/20/2011 6:53:19 PM
goodcents$30.001/20/2011 6:56:43 PM
supreme-hope$25.001/20/2011 9:04:00 PM
TNG812$25.001/20/2011 9:21:08 PM
bold-direct-asset$25.001/21/2011 10:22:26 AM
payout-alien6$25.001/21/2011 10:26:44 AM
wise-intelligent-duty$50.001/20/2011 11:29:38 PM
first-aggresive-platinum$25.001/21/2011 10:39:49 AM
return-grizzly$300.001/20/2011 11:51:55 PM
note-buddy$42.971/20/2011 6:17:40 PM
twjh$25.001/21/2011 1:10:26 AM
rapid-currency$25.001/20/2011 8:02:08 PM
Mikale360$50.001/20/2011 10:49:09 PM
travels536$25.001/21/2011 5:45:17 AM
integrity-doctor$100.001/21/2011 6:22:28 AM
moola-monger9$48.971/21/2011 11:18:00 AM
erowis$40.001/21/2011 6:37:41 AM
loanman2007$125.001/21/2011 6:57:47 AM
chameleon125$100.001/21/2011 7:06:18 AM
DANTHEMAN2$50.081/21/2011 9:34:11 AM
TheGameTable$25.001/21/2011 10:05:42 AM
fabulous-community4$40.001/21/2011 10:22:23 AM
ltdalum$40.001/21/2011 10:56:22 AM
Barrayaran$25.001/21/2011 11:23:03 AM
justbman$25.001/21/2011 10:58:45 AM
ethicalhumanist$50.001/21/2011 12:51:10 PM
bazaar-festivity$25.001/21/2011 1:00:00 PM
CACO_Lender$25.001/21/2011 11:39:07 AM
vest_vortex$25.001/21/2011 2:36:44 PM
Phatt-Daddy$138.041/21/2011 4:44:24 PM
careful-note$50.001/21/2011 3:38:04 PM
donenzo$25.001/21/2011 12:48:47 PM
KileNSmyth4$25.001/21/2011 12:57:04 PM
dsparrow$25.001/21/2011 4:22:12 PM
CMDCO$50.001/21/2011 2:42:03 PM
122 Investments
 
Borrower Payment Dependent Notes Series 491276
This series of Notes was issued and sold upon the funding of the borrower loan #46619, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-20-2011 
Term: 36 months Listing End date:  Jan-22-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $244.92
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1993 Debt/Income ratio: 15%
Credit score: 660-679 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 8Length of status:9y 9m
Amount delinquent: $0 Total credit lines: 19 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $23,254Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 92%  
   Homeownership: No  
Screen name: proper-responsibility5 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan Request for Sales Professional
Purpose of loan:
This loan will be used to fund some unexpected expenses incurred over the last 30 days.?

My financial situation:
I am a good candidate for this loan because I have a yearly income over the last several years of $200K which I can provide necessary proof.? I am in sales and have a substantial?commission payout on March 15, 2011.?

Monthly net income: $100K+

Monthly expenses: $
??Housing: $1425
??Insurance: $250
??Car expenses: $1746
??Utilities: $250
??Phone, cable, internet: $125
??Food, entertainment: $200
??Clothing, household expenses $200
??Credit cards and other loans: $1000
??Other expenses: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Income of $200K+ yet you have revolving debt of $23K and you cannot come up with $6,000 to pay unexpected expenses? Please explain. - CPAecs
A: I can provide proof of my W2 from the last 3 years that will show gross income of >$200K. Unfortunately I had a few extreme expenses over the last 30 days that had a substantial impact on my savings. The good news is that I have a commission check >$20K (Gross / net of around $12K) coming March 4 but I have a few financial obligations that need to be resolved prior to this date. This amount would close these obligations and allow me to rebuild my financial assets. (Jan-20-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Bob450$25.001/20/2011 10:41:41 AM
Investoman$100.001/20/2011 10:43:58 AM
capital-halo1$500.001/20/2011 10:44:16 AM
RyanM561$25.001/20/2011 11:24:17 AM
2grindstones$25.001/20/2011 12:30:13 PM
wise-rupee-sanctuary$50.001/20/2011 10:41:13 AM
ingenious-interest1$50.001/20/2011 10:42:14 AM
foothillender$25.001/20/2011 3:00:31 PM
culldud6900$51.131/20/2011 3:03:56 PM
gold-commander0$50.001/20/2011 10:46:00 AM
Jack55304$100.001/20/2011 10:40:43 AM
velocity-solo$30.001/20/2011 10:42:56 AM
dudebrah$25.001/20/2011 6:03:00 PM
bid-czar8$50.001/20/2011 10:47:23 AM
golffish2$100.001/20/2011 3:52:40 PM
DadWarbucks$60.001/20/2011 5:23:40 PM
integrity-liberator$37.001/20/2011 5:24:28 PM
erowis$40.001/21/2011 6:41:36 AM
loanman2007$50.001/21/2011 7:00:12 AM
lendhouse2008$100.001/21/2011 9:01:12 AM
frogperson$200.001/20/2011 8:35:41 PM
TNG812$25.001/20/2011 9:33:15 PM
droopie1$25.001/21/2011 10:04:25 AM
rupee_power$60.001/21/2011 9:28:24 AM
wise-intelligent-duty$25.001/20/2011 11:32:13 PM
Artist_Blue$25.001/21/2011 6:07:00 AM
integrity-doctor$100.001/21/2011 6:28:00 AM
Astyanax$50.001/21/2011 11:28:14 AM
credit-investor5$50.001/21/2011 10:22:15 AM
careful-note$50.001/21/2011 3:38:05 PM
friendinmoney$25.001/21/2011 4:39:16 PM
mlj0671$25.001/21/2011 11:59:50 AM
musegaze$100.001/21/2011 5:25:48 PM
ThatDanGuy$50.001/21/2011 5:25:57 PM
bazaar-festivity$25.001/21/2011 5:47:31 PM
niceguy777$25.001/21/2011 6:26:48 PM
mercuriant$25.001/21/2011 7:31:44 PM
helping-out$28.801/22/2011 1:15:56 AM
worthy-bid8$50.001/21/2011 5:25:39 PM
exciting-fairness$200.001/22/2011 5:58:55 AM
Justbiz$50.001/21/2011 5:54:15 PM
UCLA4life$25.001/22/2011 8:38:51 AM
MicroLender357$50.001/22/2011 9:02:25 AM
octoberfresh$25.001/22/2011 12:54:54 AM
economy-producer$25.001/21/2011 6:26:41 PM
peace-missile$25.001/22/2011 9:45:45 AM
golffish2$100.001/22/2011 8:08:57 AM
MilitaryLending$25.001/22/2011 12:41:55 AM
JustMee$25.001/22/2011 11:28:21 AM
first-upright-payout$25.001/22/2011 11:33:05 AM
HelpfulLender1$50.001/22/2011 11:22:19 AM
oldmora$25.001/22/2011 9:27:16 AM
worthy-bid4$46.731/22/2011 11:36:27 AM
dckpolo$25.001/22/2011 12:26:02 PM
jtc26$60.001/22/2011 11:31:58 AM
treasure-bliss$50.001/22/2011 11:34:21 AM
cloud8$50.001/20/2011 10:41:49 AM
jazzlender$25.001/20/2011 10:36:44 AM
somebody32$50.001/20/2011 1:59:32 PM
loss-of-control$50.001/20/2011 2:11:04 PM
power-trophy7$25.001/20/2011 10:41:33 AM
Kash2010lu$27.001/20/2011 10:43:06 AM
Malkial$25.001/20/2011 2:59:22 PM
HHP$50.001/20/2011 10:45:11 AM
reflective-rupee$100.771/20/2011 11:00:09 AM
ready-interest9$25.001/20/2011 12:48:36 PM
greencat$50.001/20/2011 10:43:00 AM
genius520$100.001/20/2011 10:44:24 AM
payout-bridge$250.001/20/2011 2:53:52 PM
vutah$25.001/20/2011 6:14:49 PM
supreme-hope$25.001/20/2011 5:24:53 PM
Frosty$25.001/20/2011 11:52:01 AM
hopethisworks$25.001/20/2011 5:23:31 PM
leverage-monger$37.001/21/2011 8:22:34 AM
zorg77$25.001/20/2011 7:55:00 PM
hektek22$600.001/20/2011 8:01:06 PM
handshake52$25.001/20/2011 10:21:37 PM
SolarMoonshine$25.001/20/2011 6:00:14 PM
jjswanso$50.001/20/2011 6:42:54 PM
red-favorable-basis$25.001/21/2011 3:08:20 AM
credit-sycamore4$100.001/20/2011 6:46:49 PM
kmprospeo$50.001/20/2011 7:11:30 PM
rapid-currency$25.001/20/2011 8:02:12 PM
nilonc1$50.001/21/2011 1:31:07 AM
tzvie$25.001/21/2011 6:49:13 AM
Credit4Talent$34.651/21/2011 9:32:03 AM
Angel_Investor_7$25.001/21/2011 11:53:08 AM
CA-Lender$25.001/21/2011 1:01:36 PM
well-mannered-income3$25.001/21/2011 12:25:39 PM
shrewd-peace7$25.001/21/2011 3:50:26 PM
NYretire$25.001/21/2011 7:50:47 PM
bold-dynamic-silver$25.001/21/2011 8:10:56 PM
IIP77$25.001/22/2011 12:46:08 AM
auction-seeker$25.001/21/2011 7:26:18 PM
kendigme$26.961/22/2011 5:36:59 AM
aztocas$25.001/21/2011 10:18:12 PM
kindness-hickory5$100.001/22/2011 9:18:53 AM
handshake5$100.001/22/2011 9:48:46 AM
Leshan$25.001/22/2011 6:35:19 AM
finance-scout2$50.001/22/2011 8:01:32 AM
rapid-credit428$25.001/22/2011 10:39:04 AM
benefit-boots$25.001/21/2011 11:03:33 PM
All_Wins$50.001/22/2011 9:07:22 AM
MoneyForNothing$3.031/22/2011 12:26:08 PM
hillerod$25.001/22/2011 11:53:33 AM
CallMeDaddy$56.931/22/2011 12:20:03 PM
106 Investments
 
Borrower Payment Dependent Notes Series 491280
This series of Notes was issued and sold upon the funding of the borrower loan #46722, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jan-21-2011 
Term: 36 months Listing End date:  Jan-22-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $261.29
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-2001 Debt/Income ratio: 32%
Credit score: 680-699 (Jan-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:2y 5m
Amount delinquent: $0 Total credit lines: 30 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,362Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 61%  
   Homeownership: No  
Screen name: jalum33 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 3 ( 100% ) 680-699 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
660-679 (May-2008)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 3  
Description
Poor Accountant
Purpose of loan:
This loan will be used to pay off my Bank of America credit card.

My financial situation:
I am a good candidate for this loan because my job as an accountant for a small business in Palo Alto is secure; I am the only person in charge of their accounting system. I also expect a raise and put in more hours as my employer will be converting its contractors into employees.

Monthly net income: $ 2500

Monthly expenses: $ 1595
??Housing: $895 (My rent is $1295 but only pay this much since my nephew puts in $400)
??Insurance: $ 40 (for old second-hand car)
??Car expenses: $ 80
??Utilities: $ 40
??Phone, cable, internet: $ 150
??Food, entertainment: $ 100
??Clothing, household expenses $ 40 (for supplies)
??Credit cards and other loans: $ 250 (BOA card)
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
ready-interest9$25.001/21/2011 11:03:27 AM
velocity-solo$25.001/21/2011 11:00:36 AM
DasMula$37.441/21/2011 10:59:49 AM
investment-artist$25.001/21/2011 11:31:45 AM
YeoLenderSource$25.001/21/2011 2:29:40 PM
ddoneday$25.001/21/2011 2:37:07 PM
attractive-fund$53.111/21/2011 2:39:13 PM
favorite-commerce$50.001/21/2011 2:51:28 PM
JustMee$25.001/21/2011 11:18:21 AM
McDeeter$25.001/21/2011 11:33:55 AM
mrxtravis$50.001/21/2011 11:40:51 AM
reflective-rupee$1,000.771/21/2011 1:19:31 PM
droopie1$25.001/21/2011 12:11:47 PM
YoungTaxMan$271.171/21/2011 5:16:18 PM
PCity-LOA15$40.001/21/2011 1:24:33 PM
friendinmoney$25.001/21/2011 5:45:35 PM
terrific-duty397$25.001/21/2011 2:17:39 PM
loss-of-control$100.001/21/2011 2:23:45 PM
Onlyhappycustomers$25.001/21/2011 6:08:27 PM
Whipster$50.001/21/2011 3:24:44 PM
aztocas$50.001/21/2011 10:18:53 PM
BigRegz$25.001/21/2011 11:18:02 PM
MoneyForNothing$6.521/22/2011 12:38:16 AM
beachliving29$45.341/21/2011 7:24:07 PM
capital-halo1$500.001/21/2011 10:47:55 PM
VJ_Financial$50.001/21/2011 6:16:36 PM
impala6464$75.001/21/2011 9:14:06 PM
bid-treaty$53.601/21/2011 10:10:50 PM
liberty-magnate$25.001/21/2011 11:11:40 AM
SFBank$141.841/21/2011 10:44:42 AM
credit-sycamore4$100.001/21/2011 11:19:48 AM
Kash2010lu$53.001/21/2011 10:44:38 AM
courteous-note1$25.031/21/2011 10:47:58 AM
greencat$50.001/21/2011 10:55:02 AM
nilonc1$100.001/21/2011 12:59:00 PM
bluehen00$25.001/21/2011 12:37:55 PM
penny-plato$25.001/21/2011 3:55:49 PM
jazzlender$25.001/21/2011 4:55:33 PM
careful-note$50.001/21/2011 3:38:25 PM
witty-openness$25.001/21/2011 3:49:14 PM
Moe87$25.001/21/2011 5:22:17 PM
verdiprr$100.001/21/2011 2:53:10 PM
mikelance7$25.001/21/2011 3:47:22 PM
sweety075$25.001/21/2011 6:41:59 PM
houli123$862.181/21/2011 10:07:01 PM
point-mastery$50.001/21/2011 10:59:58 PM
Mikale360$25.001/21/2011 5:44:36 PM
vutah$25.001/22/2011 12:34:09 AM
SolarMoonshine$200.001/21/2011 5:06:20 PM
well-mannered-income3$60.001/21/2011 6:19:02 PM
retired272$25.001/21/2011 5:32:19 PM
Rashanir$25.001/21/2011 9:58:14 PM
Jack55304$100.001/21/2011 10:47:40 PM
Iceman1347$25.001/21/2011 10:59:02 PM
riveting-credit5$500.001/21/2011 11:05:54 PM
eloquent-bill6$25.001/22/2011 12:17:54 AM
hopeful-truth5$400.001/21/2011 7:21:32 PM
NYretire$25.001/21/2011 7:54:10 PM
ingenious-interest1$50.001/21/2011 10:59:43 PM
first-serene-credit$25.001/21/2011 11:09:50 PM
NekHoldings$25.001/22/2011 12:34:35 AM
61 Investments
 
Borrower Payment Dependent Notes Series 491322
This series of Notes was issued and sold upon the funding of the borrower loan #46637, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Jan-21-2011 
Term: 36 months Listing End date:  Jan-24-2011 
 
Lender yield: 18.99% Borrower rate/APR: 19.99% / 23.38% Monthly payment: $185.79
 
Lender servicing fee: 1.00% Effective Yield*: 18.55%  
Estimated return*: 9.85%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-2007 Debt/Income ratio: Not calculated
Credit score: 680-699 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:0y 6m
Amount delinquent: $0 Total credit lines: 13 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,875Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 46%  
   Homeownership: No  
Screen name: WI-biker Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Motorcycle
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
radforj22$25.001/21/2011 10:43:45 AM
jazzlender$50.001/21/2011 10:46:00 AM
orange-preeminant-bill$50.001/21/2011 10:46:53 AM
powerful-finance7$25.001/21/2011 10:49:56 AM
gracej$25.001/21/2011 10:55:55 AM
museic1$50.001/21/2011 11:10:08 AM
worldly-community3$50.001/21/2011 11:12:46 AM
cloud8$60.001/21/2011 10:56:48 AM
bowdish1$50.001/21/2011 11:03:33 AM
genius520$100.001/21/2011 11:04:13 AM
rolandweary$25.001/21/2011 11:10:47 AM
enthralling-deal180$75.001/21/2011 10:44:53 AM
CAGE-Investments$25.001/21/2011 10:45:39 AM
responsibility-cherry6$50.001/21/2011 11:15:23 AM
wise-rupee-sanctuary$50.001/21/2011 10:54:12 AM
honorable-yield$25.001/21/2011 11:05:36 AM
ursus$100.001/21/2011 11:06:14 AM
reflective-rupee$25.771/21/2011 1:06:44 PM
impeccable-transparency$50.001/21/2011 11:06:46 AM
C_Mark$100.001/21/2011 11:13:34 AM
indomitable-coin$25.001/21/2011 11:44:26 AM
zorg77$25.001/21/2011 3:28:14 PM
TNG812$25.001/21/2011 11:20:35 AM
papaloha$25.001/22/2011 12:42:15 AM
Drewkeeper$25.001/21/2011 5:56:35 PM
heavenly-repayment4$25.001/22/2011 9:48:21 AM
Artist_Blue$25.001/22/2011 9:48:43 AM
Bank_Of_XL$25.001/22/2011 10:03:47 AM
bigphish$37.211/22/2011 11:25:05 AM
forthright-dedication$50.001/22/2011 12:42:45 PM
auction-seeker$25.001/22/2011 3:43:47 PM
dovid$50.001/23/2011 5:52:22 AM
dollardave$100.001/22/2011 11:52:30 PM
chekat$25.001/23/2011 11:24:13 AM
trade-trumpet$25.001/23/2011 10:44:24 AM
onecooldrink$25.001/23/2011 11:02:24 AM
kublai$25.001/23/2011 11:56:48 AM
asdf9876$25.001/23/2011 3:11:44 PM
dodgerfan$50.001/23/2011 6:42:04 PM
bazaar-ruler$50.001/24/2011 5:46:40 AM
cropdust3r$25.001/24/2011 7:12:25 AM
mckhbnpc$30.001/23/2011 8:03:56 PM
agalt$75.001/24/2011 8:32:20 AM
Travis247$50.001/24/2011 9:00:36 AM
handshake5$100.001/24/2011 9:09:24 AM
eloquent-dough5$25.001/23/2011 7:21:53 PM
rakstar$25.001/24/2011 6:53:01 AM
firstandten$50.001/24/2011 7:31:41 AM
return-daydream$50.001/24/2011 10:04:23 AM
conceptpi$25.001/24/2011 10:09:15 AM
bjak$25.001/24/2011 10:10:28 AM
debt-system880$25.001/24/2011 10:12:00 AM
PaulW$25.001/24/2011 7:27:51 AM
Tradesmanlender$35.001/24/2011 9:41:13 AM
rudyindc$49.221/24/2011 9:47:55 AM
lostontheedge$25.001/24/2011 10:15:44 AM
EarlyRiser$250.001/24/2011 10:39:52 AM
wise-deal-panda$50.001/21/2011 10:51:40 AM
american6$100.001/21/2011 10:59:23 AM
tech310$50.001/21/2011 11:00:16 AM
goodhearted-basis4$25.001/21/2011 10:43:19 AM
goodhearted-basis4$25.001/21/2011 10:43:24 AM
somebody32$50.001/21/2011 11:16:58 AM
five-star-justice$36.001/21/2011 11:17:37 AM
flexible-value$100.001/21/2011 10:50:46 AM
marketplace-cello5$25.001/21/2011 11:21:43 AM
simplelender80$100.001/21/2011 11:04:58 AM
the-enterprising-leverage$25.001/21/2011 11:12:22 AM
credit-investor5$50.001/21/2011 11:16:09 AM
steiglends$250.001/21/2011 11:22:28 AM
skuba$75.001/21/2011 11:02:40 AM
velocity-solo$50.001/21/2011 11:11:49 AM
favorite-commerce$50.001/21/2011 2:50:09 PM
ThomasC$50.001/21/2011 11:18:21 AM
terrific-fund5$25.001/21/2011 9:17:00 PM
goodhearted-basis4$25.001/21/2011 4:56:36 PM
rss197$25.001/22/2011 12:00:38 PM
bill-expert$25.001/22/2011 10:29:50 AM
SelectTrustLending$25.001/22/2011 3:07:20 PM
Reliance_Banker$25.001/22/2011 3:38:12 PM
Mark-7$50.001/22/2011 3:43:20 PM
voyage554$25.001/22/2011 10:57:09 PM
TheGrayFox$25.001/22/2011 11:37:25 PM
sensible-gain884$25.001/23/2011 5:47:19 AM
mtnbikemania$50.001/22/2011 3:59:24 PM
skiberdad$50.001/22/2011 4:08:27 PM
JM-Sarawak$25.001/23/2011 6:26:36 AM
drkosh$25.001/23/2011 8:29:57 AM
markac$144.251/22/2011 10:20:50 PM
mennleo$48.591/23/2011 10:07:06 AM
loan-master996$50.001/23/2011 11:38:17 AM
xlch$25.001/23/2011 6:45:14 AM
FlyingBobo$25.001/23/2011 6:57:54 AM
The_Donald$50.001/23/2011 4:41:46 PM
nanda$100.001/23/2011 7:02:23 PM
bulabula$50.001/23/2011 4:17:43 PM
iannyc$50.001/23/2011 7:21:41 PM
amusement4$100.001/23/2011 5:59:12 PM
marketplace-achievement$50.001/24/2011 9:11:42 AM
Reputation1$25.001/24/2011 9:36:49 AM
bicyclist2270$25.001/24/2011 10:09:12 AM
Fiimg$50.001/24/2011 10:10:49 AM
luv052693$25.001/24/2011 8:30:17 AM
speedy-point$25.001/24/2011 10:38:50 AM
thrifty-dedication$50.001/24/2011 10:56:44 AM
105 Investments
 
Borrower Payment Dependent Notes Series 491396
This series of Notes was issued and sold upon the funding of the borrower loan #46628, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Jan-21-2011 
Term: 12 months Listing End date:  Jan-21-2011 
 
Lender yield: 7.55% Borrower rate/APR: 8.55% / 14.33% Monthly payment: $174.49
 
Lender servicing fee: 1.00% Effective Yield*: 7.54%  
Estimated return*: 4.04%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jun-1977 Debt/Income ratio: 31%
Credit score: 740-759 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 8 / 8Length of status:2y 10m
Amount delinquent: $570 Total credit lines: 17 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,794Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 29%  
   Homeownership: No  
Screen name: muchooilandgas Borrower's state: Louisiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Auto repair
Purpose of loan:
This loan will be used to? replace the transmission on my Mazda van.

My financial situation:
I am a good candidate for this loan because?the secondary auto needing repair is paid for as is the house and Sharon and I both have very steady incomes (only the largest portion of my own income is reported here) while this sudden expense is hitting us post Christmas and pre-tax refund while cash flow is rather tight for this kind of thing.?? I also want to try out Prosper and perhaps utilize it for some business financing in the future if things work out well with this.? We will have excess cash to cover this matter following our tax refund but haven't received all of our paperwork to file yet.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
radforj22$25.001/21/2011 10:43:48 AM
OnePoorDude$50.001/21/2011 10:44:24 AM
wise-rupee-sanctuary$50.001/21/2011 10:54:15 AM
gracej$25.001/21/2011 10:55:58 AM
cloud8$60.001/21/2011 10:56:44 AM
bowdish1$50.001/21/2011 11:03:35 AM
simplelender80$100.001/21/2011 11:05:01 AM
worldly-community3$50.001/21/2011 11:12:47 AM
jazzlender$50.001/21/2011 10:46:03 AM
organized-payment6$50.001/21/2011 10:48:59 AM
run_dmc$100.001/21/2011 11:22:19 AM
wwwUniversal$25.001/21/2011 11:23:39 AM
p2p_banker$25.001/21/2011 11:30:11 AM
genius520$100.001/21/2011 11:04:16 AM
greenback-magma1$50.001/21/2011 11:08:42 AM
ursus$100.001/21/2011 11:06:18 AM
C_Mark$100.001/21/2011 11:13:35 AM
enthralling-deal180$75.001/21/2011 10:44:55 AM
wise-deal-panda$50.001/21/2011 10:51:42 AM
velocity-solo$60.001/21/2011 10:58:58 AM
honorable-yield$25.001/21/2011 11:05:39 AM
impeccable-transparency$50.001/21/2011 11:06:44 AM
rolandweary$25.001/21/2011 11:10:49 AM
responsibility-cherry6$50.001/21/2011 11:15:25 AM
a-responsible-return$25.001/21/2011 10:48:07 AM
flexible-value$100.001/21/2011 10:50:49 AM
marketplace-cello5$25.001/21/2011 11:21:45 AM
vutah$25.001/21/2011 10:54:46 AM
Chutney$25.001/21/2011 11:30:06 AM
TSC$100.001/21/2011 10:58:53 AM
museic1$50.001/21/2011 11:10:10 AM
the-enterprising-leverage$25.001/21/2011 11:12:23 AM
powerful-finance7$25.001/21/2011 10:50:02 AM
somebody32$50.001/21/2011 11:17:00 AM
american6$100.001/21/2011 10:59:25 AM
skuba$75.001/21/2011 11:02:46 AM
ThomasC$50.001/21/2011 11:18:22 AM
37 Investments
 
Borrower Payment Dependent Notes Series 491462
This series of Notes was issued and sold upon the funding of the borrower loan #46719, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-21-2011 
Term: 36 months Listing End date:  Jan-23-2011 
 
Lender yield: 13.49% Borrower rate/APR: 14.49% / 16.65% Monthly payment: $258.12
 
Lender servicing fee: 1.00% Effective Yield*: 13.26%  
Estimated return*: 7.31%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-1990 Debt/Income ratio: 35%
Credit score: 760-779 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 21 / 18Length of status:27y 0m
Amount delinquent: $0 Total credit lines: 40 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $38,190Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 60%  
   Homeownership: Yes  
Screen name: njyankeefan61 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Goodbye to credit cards
Purpose of loan:
This loan will be used to? pay down credit card debt

My financial situation:
I am a good candidate for this loan because? I have never been late in making my payment to any creditor and take very seriously my obligation to pay back creditors.

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
radforj22$25.001/21/2011 10:43:54 AM
impressive-credit431$100.001/21/2011 10:48:39 AM
powerful-finance7$25.001/21/2011 10:50:16 AM
bowdish1$50.001/21/2011 11:03:44 AM
museic1$50.001/21/2011 11:10:17 AM
Domgabriel$25.001/21/2011 11:23:34 AM
skuba$75.001/21/2011 11:02:59 AM
commerce-yeller$25.001/21/2011 11:43:12 AM
C_Mark$100.001/21/2011 11:13:39 AM
responsibility-cherry6$50.001/21/2011 11:15:29 AM
flexible-value$100.001/21/2011 10:50:57 AM
wise-deal-panda$50.001/21/2011 10:51:51 AM
kmr2$100.001/21/2011 10:52:13 AM
jjswanso$50.001/21/2011 11:18:59 AM
american6$100.001/21/2011 10:59:37 AM
honorable-yield$25.001/21/2011 11:05:45 AM
ursus$100.001/21/2011 11:06:23 AM
impeccable-transparency$50.001/21/2011 11:06:34 AM
reflective-rupee$200.771/21/2011 1:12:04 PM
rolandweary$25.001/21/2011 11:10:57 AM
velocity-solo$50.001/21/2011 11:11:59 AM
JustMee$25.001/21/2011 11:15:44 AM
indomitable-coin$25.001/21/2011 11:44:31 AM
exchange-upholder0$25.001/21/2011 12:54:23 PM
orbital-gain$25.001/21/2011 1:36:53 PM
ray1051$25.001/21/2011 5:16:15 PM
lucrative-coin$100.001/21/2011 8:09:46 PM
rdking647$35.001/21/2011 8:57:21 PM
terrific-fund5$25.001/21/2011 9:17:03 PM
78$30.001/21/2011 6:04:49 PM
hopeful-truth5$200.001/21/2011 7:27:04 PM
beakerfish$50.001/21/2011 9:01:11 PM
miket71$50.001/22/2011 6:57:58 AM
enriched-note6$25.001/21/2011 11:09:20 PM
vutah$25.001/22/2011 8:07:03 AM
papaloha$25.001/22/2011 12:42:21 AM
friendly-market5$25.001/22/2011 7:31:04 AM
Bank_Of_XL$50.001/22/2011 10:05:04 AM
credit-panda1$25.001/22/2011 12:26:13 PM
cr8on$50.001/22/2011 2:12:49 PM
voyage554$25.001/22/2011 2:13:54 PM
thankful-nickel2$25.001/22/2011 2:38:47 PM
gilbrear$25.001/22/2011 3:25:33 PM
auction-seeker$25.001/22/2011 3:27:58 PM
DrNano$50.001/22/2011 12:51:40 PM
terrific-p2ploan$25.001/22/2011 8:33:56 PM
skiberdad$50.001/22/2011 4:08:29 PM
mlb1$50.001/22/2011 3:22:18 PM
open-minded-finance1$25.001/23/2011 5:16:44 AM
happyinvallarta$50.001/23/2011 5:31:41 AM
sensible-gain884$25.001/23/2011 5:47:23 AM
a-balance-surgeon$25.001/22/2011 8:34:07 PM
jodilee31$50.001/22/2011 4:22:05 PM
TheGrayFox$25.001/22/2011 11:37:31 PM
shantran$200.001/23/2011 5:09:02 AM
FinanceEngine$25.001/23/2011 11:29:27 AM
best-generosity-financier$25.001/23/2011 11:56:55 AM
first-serene-credit$25.001/23/2011 8:05:49 AM
drkosh$25.001/23/2011 8:30:02 AM
RIVERHTS$50.001/23/2011 10:59:45 AM
spiff666$25.001/23/2011 3:38:51 PM
sincere-investment4$25.001/23/2011 2:24:39 PM
hope-lionheart1$25.001/23/2011 3:38:01 PM
Corellia$100.001/23/2011 2:40:07 PM
DasMula$37.441/21/2011 10:53:50 AM
tech310$50.001/21/2011 11:00:23 AM
jazzlender$50.001/21/2011 10:46:15 AM
cloud8$60.001/21/2011 10:56:35 AM
selector568$50.001/21/2011 11:34:02 AM
enthralling-deal180$75.001/21/2011 10:45:02 AM
HappyToLoan$30.001/21/2011 12:26:47 PM
organized-payment6$50.001/21/2011 10:48:18 AM
ThomasC$50.001/21/2011 11:18:26 AM
wise-rupee-sanctuary$50.001/21/2011 10:54:24 AM
TNG812$25.001/21/2011 11:20:39 AM
genius520$100.001/21/2011 11:04:25 AM
simplelender80$100.001/21/2011 11:05:07 AM
the-enterprising-leverage$25.001/21/2011 11:12:27 AM
worldly-community3$50.001/21/2011 11:12:55 AM
somebody32$50.001/21/2011 11:17:05 AM
felicity-loyalist0$25.001/21/2011 2:50:51 PM
marketplace-cello5$25.001/21/2011 11:21:52 AM
enchanted-yield4$50.001/21/2011 11:24:19 AM
Redmond$25.001/21/2011 11:43:53 AM
respectful-integrity3$25.001/21/2011 1:24:35 PM
sincerlyyours$200.001/21/2011 1:25:24 PM
loss-of-control$100.001/21/2011 2:17:18 PM
SummaCapital$100.001/21/2011 6:04:03 PM
SummaCapital$100.001/21/2011 6:05:30 PM
nickel-position$25.001/21/2011 7:30:47 PM
swti37$50.001/21/2011 7:47:39 PM
a-responsible-return$25.001/21/2011 5:43:01 PM
Artist_Blue$25.001/22/2011 12:45:50 AM
gracej$25.001/22/2011 11:37:13 AM
best-listing-toro$25.001/22/2011 12:31:44 PM
palmdelino$25.001/22/2011 1:12:45 PM
steiglends$50.001/22/2011 3:40:29 PM
noodles932$47.091/22/2011 2:58:24 PM
hektek22$600.001/22/2011 5:07:33 PM
forthright-dedication$50.001/22/2011 12:42:48 PM
j2ee$25.001/22/2011 3:40:53 PM
heavenly-repayment4$25.001/22/2011 3:42:28 PM
mtnbikemania$50.001/22/2011 3:59:26 PM
Rick7925$25.001/22/2011 2:42:31 PM
SelectTrustLending$25.001/22/2011 3:07:28 PM
mpatrick$25.001/22/2011 7:10:47 PM
JM-Sarawak$50.001/23/2011 6:19:14 AM
patron123$25.001/22/2011 7:28:59 PM
bazaar-festivity$25.001/23/2011 6:57:18 AM
SBRun$50.001/22/2011 9:45:31 PM
mac976$25.001/23/2011 10:07:14 AM
ore-jedi$25.001/23/2011 3:12:05 AM
chekat$25.001/23/2011 11:24:16 AM
Quid-Pro-Quo$25.001/22/2011 5:18:35 PM
captainzero$50.001/22/2011 7:05:19 PM
OnyxLite$93.431/23/2011 12:54:52 PM
FlyingBobo$25.001/23/2011 6:57:56 AM
lnrn$25.001/22/2011 7:29:05 PM
NYBIZ$25.001/23/2011 1:49:10 PM
responsibility-aurora$25.001/22/2011 9:16:28 PM
Nicedad72$26.881/23/2011 2:09:47 PM
Edwardtomo$50.001/23/2011 12:34:20 PM
repaymeplease$25.001/23/2011 8:00:11 AM
rpg$30.001/23/2011 8:26:39 AM
order-elevator7$30.001/23/2011 9:08:43 AM
MrJDL1971$71.291/23/2011 11:12:44 AM
VBPlayer$35.001/23/2011 11:14:02 AM
Pulchritudinous$25.001/23/2011 12:41:54 PM
japerk$25.001/23/2011 1:31:08 PM
eric731$50.001/23/2011 2:44:57 PM
asdf9876$25.001/23/2011 3:11:48 PM
secureincome$777.001/23/2011 3:42:21 PM
132 Investments
 
Borrower Payment Dependent Notes Series 490315
This series of Notes was issued and sold upon the funding of the borrower loan #46762, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $11,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Jan-11-2011 
Term: 60 months Listing End date:  Jan-12-2011 
 
Lender yield: 12.95% Borrower rate/APR: 13.95% / 15.33% Monthly payment: $255.67
 
Lender servicing fee: 1.00% Effective Yield*: 12.90%  
Estimated return*: 9.40%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jul-1992 Debt/Income ratio: 12%
Credit score: 840-859 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 8Length of status:5y 11m
Amount delinquent: $0 Total credit lines: 17 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,230Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 5%  
   Homeownership: Yes  
Screen name: reflective-interest1 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
landscaping, patio cover , garage
Purpose of loan:
This loan will be used to? home improvement, landscaping, patio cover, shelving in garage, painting ?exterior of home

My financial situation:
I am a good candidate for this loan because? of my income and my low credit payments home payments and own my car. I pay bills on time. I qualified for a home loan of $315,000.00 and purchased my home at $179,000.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
PrivateLender$25.001/11/2011 9:49:22 AM
CAGE-Investments$25.001/11/2011 9:49:50 AM
indomitable-coin$100.001/11/2011 9:51:05 AM
bowdish1$50.001/11/2011 9:51:31 AM
simplelender80$100.001/11/2011 9:52:45 AM
peso-colonel$50.001/11/2011 9:53:00 AM
blue-open-wampum$25.001/11/2011 9:56:17 AM
fairmaiden$25.001/11/2011 9:57:28 AM
RedCentre$28.751/11/2011 10:00:15 AM
chops21$82.001/11/2011 11:24:42 AM
TSC$100.001/11/2011 10:00:36 AM
myworld701$25.001/11/2011 10:00:45 AM
DasMula$86.571/11/2011 10:01:50 AM
adventurous-cash$25.001/11/2011 10:02:26 AM
ursus$500.001/11/2011 10:06:59 AM
Dollars4Rent$25.001/11/2011 10:30:22 AM
persistent-value3$129.621/11/2011 11:24:05 AM
kokomorock$51.501/11/2011 1:27:30 PM
Ocean713$50.001/11/2011 11:49:22 AM
agalt$75.001/11/2011 11:59:05 AM
calbertrand$50.001/11/2011 11:54:59 AM
durable-investment8$55.001/11/2011 2:09:23 PM
loss-of-control$50.001/11/2011 2:21:01 PM
DeesBar$25.001/11/2011 12:06:57 PM
leverage-monger$63.001/11/2011 1:09:53 PM
power-cell$30.001/11/2011 2:08:28 PM
felicity-loyalist0$30.001/11/2011 2:51:31 PM
finance_mba$25.001/11/2011 2:18:58 PM
FundMaker$25.001/11/2011 3:01:03 PM
Bank_Of_XL$50.001/11/2011 3:40:48 PM
amusement4$100.001/11/2011 4:20:41 PM
crippledcircus$50.001/11/2011 3:54:32 PM
myduck$50.001/11/2011 4:24:25 PM
cclady$50.001/11/2011 4:32:13 PM
k219824$200.001/11/2011 5:26:43 PM
GElender$50.001/11/2011 6:24:04 PM
MoneyOps$25.001/11/2011 6:27:17 PM
Charmart$25.001/11/2011 5:18:01 PM
kendallv$25.001/11/2011 6:48:48 PM
vine99$100.001/11/2011 6:10:58 PM
SimpleChoice$25.001/11/2011 6:31:19 PM
Artist_Blue$25.001/11/2011 6:31:50 PM
cash-blueberry$25.001/11/2011 6:56:29 PM
SCD$25.001/11/2011 8:24:20 PM
thegreatstrafe$25.001/11/2011 9:26:49 PM
Tizzo27$45.341/11/2011 7:47:30 PM
ryreesado$25.001/11/2011 8:27:01 PM
balance-force$40.001/11/2011 8:03:51 PM
vigilance-searcher$25.001/11/2011 9:54:12 PM
fairness-swashbuckler$50.001/11/2011 10:09:09 PM
causr08$25.001/12/2011 3:44:18 AM
munnu$25.001/11/2011 8:48:51 PM
poolshark72$25.001/11/2011 11:02:44 PM
unbelievable-value2$25.001/11/2011 11:10:42 PM
upbeat-benjamins7$500.001/11/2011 10:00:21 PM
green-moola-sniffer$43.861/12/2011 12:50:33 AM
Glowworm11$26.991/11/2011 10:30:28 PM
skiter53$50.001/11/2011 11:03:47 PM
ricebin$25.001/11/2011 11:06:00 PM
priceless-money6$50.001/12/2011 3:23:57 AM
mosby$50.001/12/2011 2:28:56 AM
atlantic51$25.001/12/2011 7:24:29 AM
museic1$50.001/12/2011 3:22:28 AM
friendinmoney$25.001/12/2011 7:43:53 AM
Mav26$78.571/12/2011 5:51:44 AM
thrilling-nickel5$25.001/12/2011 4:53:12 AM
the-capital-shooter$72.221/12/2011 8:20:22 AM
cardguy$25.001/12/2011 5:54:07 AM
worthy-bid8$50.001/12/2011 6:11:23 AM
dlenz$25.001/12/2011 6:09:05 AM
Zipperdu$50.001/12/2011 8:54:11 AM
treasure-kazoo$50.001/12/2011 6:56:34 AM
intuitive-camaraderi9$52.391/12/2011 7:17:49 AM
interest-exec9$25.001/12/2011 7:17:12 AM
Fun54115$25.001/12/2011 7:25:07 AM
outofoffice$121.321/12/2011 7:52:42 AM
9skyrider$25.001/12/2011 8:25:27 AM
restless-balance9$50.001/12/2011 8:56:03 AM
payout-tamarack9$139.941/12/2011 10:28:07 AM
income-encore1$50.001/12/2011 11:10:38 AM
credit-rocket4$25.001/12/2011 11:11:34 AM
Sealion$50.001/12/2011 12:47:59 PM
unbelievable-exchange$50.001/12/2011 10:55:04 AM
LeReve$50.001/12/2011 11:26:58 AM
Christophe$50.001/12/2011 12:41:04 PM
thrifty-funds1$25.001/12/2011 12:46:23 PM
Ocean713$75.001/12/2011 2:22:24 PM
Bujinkan1$25.001/12/2011 2:15:06 PM
MacBrandon$25.001/12/2011 3:35:04 PM
happyinvallarta$50.001/12/2011 5:53:58 PM
jutdon84$200.001/12/2011 7:22:14 PM
grystndoc$25.001/12/2011 7:39:27 PM
a-balance-surgeon$50.001/12/2011 7:50:12 PM
silver-storm$25.001/12/2011 8:14:25 PM
orange-generous-ore$25.001/12/2011 5:08:49 PM
roswellandy$37.331/12/2011 5:10:26 PM
greekgst99$25.001/12/2011 6:06:08 PM
Mostyle$25.001/12/2011 5:51:44 PM
gold-cooker$250.001/12/2011 6:16:42 PM
entertaining-greenback2$25.001/12/2011 6:25:19 PM
pilot1723$25.001/12/2011 6:25:29 PM
Keystonekop$100.001/12/2011 6:29:42 PM
Lou-Holtz$25.001/12/2011 7:01:38 PM
wildebeest9$26.651/12/2011 6:51:19 PM
generator535$25.001/12/2011 7:31:31 PM
peace-pilot$61.381/12/2011 8:21:05 PM
gt1687c$50.001/12/2011 7:48:56 PM
genius520$100.001/11/2011 9:51:48 AM
kmr2$200.001/11/2011 9:49:25 AM
handshake5$100.001/11/2011 9:49:32 AM
nilonc1$50.001/11/2011 9:49:46 AM
tech310$50.001/11/2011 9:50:18 AM
bazaar-festivity$100.001/11/2011 9:50:37 AM
skuba$75.001/11/2011 9:51:15 AM
power-trophy7$25.001/11/2011 9:53:11 AM
inspire22$50.001/11/2011 9:53:28 AM
rss197$25.001/11/2011 9:53:35 AM
1phantom$50.001/11/2011 9:53:42 AM
gaiusceasar$25.001/11/2011 10:20:26 AM
honorable-yield$25.001/11/2011 9:54:14 AM
integrity-creature4$25.001/11/2011 9:57:48 AM
one-midas$100.001/11/2011 10:01:42 AM
spy0$25.001/11/2011 10:08:44 AM
first-upright-payout$25.001/11/2011 11:39:44 AM
Astyanax$60.001/11/2011 11:07:16 AM
RainMakers$30.001/11/2011 1:29:19 PM
3_boyz$35.001/11/2011 1:35:37 PM
radforj22$25.001/11/2011 11:33:45 AM
JustMee$50.001/11/2011 12:02:43 PM
db2070$65.001/11/2011 1:41:30 PM
five-star-justice$36.001/11/2011 3:14:39 PM
zorg77$25.001/11/2011 3:37:20 PM
vutah$50.001/11/2011 3:25:11 PM
cashhelp$25.001/11/2011 3:28:12 PM
Leshan$25.001/11/2011 4:53:50 PM
paceme1$35.001/11/2011 4:21:54 PM
Dan4703$25.001/11/2011 4:58:07 PM
greenback-magma1$50.001/11/2011 6:19:07 PM
nuts$25.001/11/2011 5:04:58 PM
1traveler$35.001/11/2011 5:30:26 PM
a2190b$25.001/11/2011 5:45:03 PM
Kyileo$25.001/11/2011 5:47:17 PM
Nicedad72$25.001/11/2011 6:50:55 PM
octoberfresh$26.001/11/2011 6:24:24 PM
investment-kazoo$25.001/11/2011 6:28:43 PM
gentle-note$25.001/11/2011 6:31:43 PM
wanna-help$50.001/11/2011 6:33:16 PM
industrious-dedication$25.001/11/2011 10:16:04 PM
Kennfusion$100.001/11/2011 7:40:00 PM
blissful-dedication3$29.621/12/2011 2:21:49 AM
Proactive-Financial-Lending$25.001/12/2011 3:44:03 AM
jdadverb$25.001/11/2011 8:32:13 PM
blue-velocity-investor$37.051/12/2011 4:29:45 AM
fishcreek$100.001/11/2011 10:01:12 PM
gain-dolphin$25.001/11/2011 11:56:00 PM
damasterwc$25.001/12/2011 12:17:47 AM
malar$25.001/12/2011 5:39:58 AM
wwilcoxen$50.001/11/2011 10:42:18 PM
pay_day$32.181/12/2011 12:43:36 AM
runbix7$25.001/12/2011 2:42:51 AM
relierma$25.001/12/2011 4:14:04 AM
red-unequivocal-finance$25.001/12/2011 3:45:19 AM
impeccable-transparency$50.001/12/2011 5:21:23 AM
ruralgold$236.001/12/2011 4:30:52 AM
Ambassador$50.001/12/2011 4:42:34 AM
wonderous-power$25.001/12/2011 8:50:26 AM
ospreyusmc$25.001/12/2011 8:58:45 AM
tenny321$25.001/12/2011 6:11:49 AM
ussugm$25.001/12/2011 9:16:17 AM
a-versatile-power$25.001/12/2011 6:22:13 AM
ResQDoc$100.001/12/2011 6:49:40 AM
banker581$25.001/12/2011 6:53:32 AM
intuitive-camaraderi9$25.001/12/2011 7:17:11 AM
Nitronian$50.001/12/2011 7:17:58 AM
vigilance-searcher$25.001/12/2011 7:26:15 AM
weiyinsan$50.001/12/2011 7:36:28 AM
honorable-vigilance$50.001/12/2011 7:53:20 AM
SDD123$25.001/12/2011 7:50:05 AM
gypsy11$100.001/12/2011 8:07:13 AM
payout-detective7$45.901/12/2011 8:09:31 AM
brightest-important-worth$50.001/12/2011 8:11:04 AM
igotplans$50.001/12/2011 8:54:45 AM
myidear$25.001/12/2011 8:58:47 AM
Gamblor$100.001/12/2011 11:39:11 AM
xcap$25.001/12/2011 9:33:53 AM
foothillender$25.001/12/2011 12:46:49 PM
mwb$25.001/12/2011 10:06:15 AM
fund-medalist171$38.001/12/2011 10:04:46 AM
forthright-trade$25.001/12/2011 10:07:13 AM
mpatrick$25.001/12/2011 10:11:36 AM
unbelievable-exchange$25.001/12/2011 10:45:58 AM
Purple11$50.001/12/2011 10:19:14 AM
shneb$100.001/12/2011 11:21:33 AM
turbostar666$35.001/12/2011 11:41:22 AM
thankful-nickel2$25.001/12/2011 11:56:53 AM
PrivateCapitalResources$50.001/12/2011 12:12:52 PM
american6$100.001/12/2011 11:54:03 AM
ohwow$45.001/12/2011 11:54:20 AM
Loves-Corvairs$100.001/12/2011 1:06:34 PM
asset-professor$50.001/12/2011 1:11:37 PM
helvet$50.001/12/2011 3:36:16 PM
crafty$25.001/12/2011 3:39:48 PM
best-generosity-financier$25.001/12/2011 5:26:30 PM
gs92126$50.001/12/2011 5:28:44 PM
jescowa$50.001/12/2011 7:45:57 PM
TNG812$25.001/12/2011 7:58:32 PM
steady-investment6$25.001/12/2011 4:36:09 PM
daano15$25.001/12/2011 4:36:16 PM
PPLIN810$25.001/12/2011 5:22:19 PM
Lendomatic$25.001/12/2011 6:06:00 PM
be_wise$25.001/12/2011 6:29:00 PM
freefly67$26.821/12/2011 6:49:18 PM
scottr$50.001/12/2011 7:23:49 PM
gjacobs2$25.001/12/2011 7:18:05 PM
214 Investments
 
Borrower Payment Dependent Notes Series 490451
This series of Notes was issued and sold upon the funding of the borrower loan #46728, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-11-2011 
Term: 36 months Listing End date:  Jan-11-2011 
 
Lender yield: 28.50% Borrower rate/APR: 29.50% / 33.10% Monthly payment: $168.71
 
Lender servicing fee: 1.00% Effective Yield*: 27.78%  
Estimated return*: 16.98%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Dec-1998 Debt/Income ratio: 17%
Credit score: 640-659 (Jan-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 8Length of status:8y 3m
Amount delinquent: $0 Total credit lines: 32 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,338Stated income:$25,000-$49,999
Delinquencies in last 7y: 5 Bankcard utilization: 7%  
   Homeownership: No  
Screen name: Kevn3435 Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off debts and get a new start!!
Purpose of loan:
To pay off small debts and free up my cash flow so I can start a savings...

My financial situation:
I am a good candidate for this loan because I have a good job and I want to make a new start in life.

Monthly net income: $ 4,250

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 127
??Car expenses: $ 347
??Utilities: $ 0
??Phone, cable, internet: $ 85
??Food, entertainment: $ 400
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 550
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.001/11/2011 9:50:29 AM
JJ9876$25.001/11/2011 9:52:37 AM
inspire22$25.001/11/2011 9:53:24 AM
bid-czar8$50.001/11/2011 9:55:13 AM
zipemdown$50.001/11/2011 9:56:05 AM
EBITDA$25.001/11/2011 9:50:50 AM
the-auction-bear$25.001/11/2011 9:51:24 AM
handshake5$100.001/11/2011 10:01:27 AM
genius520$100.001/11/2011 9:52:05 AM
ThatDanGuy$50.001/11/2011 9:52:21 AM
honorable-yield$25.001/11/2011 9:54:30 AM
greencat$50.001/11/2011 9:59:53 AM
musegaze$100.001/11/2011 10:01:19 AM
hopeful-truth5$100.001/11/2011 10:46:09 AM
well-mannered-income3$40.001/11/2011 10:46:42 AM
Astyanax$50.001/11/2011 11:04:34 AM
wealth-pipeline$25.001/11/2011 11:41:48 AM
droopie1$25.001/11/2011 11:56:39 AM
Ocean713$50.001/11/2011 11:49:29 AM
sophisticated-economy2$40.001/11/2011 2:53:49 PM
integrity-doctor$100.001/11/2011 2:55:40 PM
Rogelio48$25.001/11/2011 2:16:00 PM
loss-of-control$150.001/11/2011 2:18:04 PM
sound$50.001/11/2011 2:00:07 PM
FundMaker$25.001/11/2011 2:58:59 PM
vest_vortex$25.001/11/2011 2:29:33 PM
wealth-multiplier$25.001/11/2011 4:05:26 PM
SolarMoonshine$25.001/11/2011 3:54:40 PM
amusement4$100.001/11/2011 4:16:51 PM
FJerry$25.001/11/2011 4:40:12 PM
money-vista$25.001/11/2011 5:04:07 PM
britches613$25.001/11/2011 4:41:46 PM
Calif-smo$25.001/11/2011 5:27:55 PM
payment-gusto$25.001/11/2011 5:31:17 PM
Kyileo$25.001/11/2011 5:40:55 PM
RKLFinancial$25.001/11/2011 6:22:04 PM
orange-preeminant-bill$50.001/11/2011 6:25:57 PM
JauaFlash$25.001/11/2011 5:13:28 PM
yurison$25.001/11/2011 6:48:47 PM
credit-elation1$25.001/11/2011 6:02:32 PM
fairness-kayak$25.001/11/2011 6:20:02 PM
hurricanefever$50.001/11/2011 6:24:11 PM
VJ_Financial$50.001/11/2011 7:00:45 PM
justasoldier$30.001/11/2011 6:32:09 PM
Sudoku$29.891/11/2011 6:36:34 PM
blitzen40$25.001/11/2011 7:00:03 PM
reward-dynamo$25.001/11/2011 7:14:00 PM
MoneyForNothing$7.021/11/2011 7:26:16 PM
amusement4$50.001/11/2011 9:53:06 AM
magnifico932$25.001/11/2011 9:55:27 AM
capital-halo1$500.001/11/2011 9:50:46 AM
rss197$25.001/11/2011 9:53:51 AM
Kash2010lu$25.001/11/2011 10:12:46 AM
point-kitten6$50.001/11/2011 9:54:02 AM
gold-channel2$25.001/11/2011 11:25:11 AM
Investoman$50.001/11/2011 10:01:36 AM
investment-artist$25.001/11/2011 10:07:48 AM
Mr-Miracle$25.001/11/2011 10:18:30 AM
helpishere777$25.001/11/2011 10:32:01 AM
moola-monger9$50.001/11/2011 11:25:48 AM
kjb1971$25.001/11/2011 12:38:08 PM
vest_vortex$25.001/11/2011 2:30:26 PM
Aunca$50.001/11/2011 2:40:13 PM
goodhearted-basis4$25.001/11/2011 1:55:01 PM
supreme-hope$25.001/11/2011 2:32:22 PM
Abstract$50.001/11/2011 4:21:13 PM
YoungTaxMan$25.001/11/2011 4:33:37 PM
Bob450$25.001/11/2011 4:26:53 PM
SouthernRemarketing$39.591/11/2011 5:10:43 PM
vigorous-moola$36.001/11/2011 5:25:43 PM
principal-laser$36.511/11/2011 4:44:24 PM
Cal07$25.001/11/2011 5:05:59 PM
fortytwo$50.001/11/2011 6:32:34 PM
EngineersAlliance$100.001/11/2011 6:39:28 PM
kendallv$25.001/11/2011 6:48:49 PM
rolo12$50.001/11/2011 6:16:49 PM
zorg77$25.001/11/2011 6:18:46 PM
reinforced-investment4$25.001/11/2011 6:23:04 PM
trent98375$40.991/11/2011 7:00:26 PM
AF-Chief$50.001/11/2011 6:23:13 PM
wwwUniversal$25.001/11/2011 6:30:39 PM
wanna-help$50.001/11/2011 6:33:09 PM
Rip128$75.001/11/2011 6:52:54 PM
atrevete$25.001/11/2011 7:14:52 PM
roxon$25.001/11/2011 7:10:41 PM
julsal$25.001/11/2011 7:16:12 PM
rubylender$25.001/11/2011 7:26:08 PM
87 Investments
 
Borrower Payment Dependent Notes Series 490477
This series of Notes was issued and sold upon the funding of the borrower loan #46710, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-13-2011 
Term: 36 months Listing End date:  Jan-14-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $306.15
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-2002 Debt/Income ratio: 13%
Credit score: 700-719 (Jan-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:1y 3m
Amount delinquent: $0 Total credit lines: 5 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,455Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 63%  
   Homeownership: No  
Screen name: credit-professor4 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
IRS7500Loan
Purpose of loan:
This loan will be used to? Pay back my Grandmother, who is in a nursing home, for money she spent on me for my college education before she passes away.

My financial situation:
I am a good candidate for this loan because?I have a full-time job with the ability?for a $4,000.00 a year raise based on being "fully successful" at my position.? I have already received one pay grade increase for my first year on the job.? My last yearly evaluation deemed me as "fully successful at my position.?

Monthly net income: $ 2024

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 100
??Car expenses: $100
??Utilities: $150?
??Phone, cable, internet: $110
??Food, entertainment: $ 400
??Clothing, household expenses $
??Credit cards and other loans: $100
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
the-auction-bear$25.001/13/2011 3:49:00 PM
capital-halo1$500.001/13/2011 3:49:20 PM
credit-sycamore4$100.001/13/2011 3:50:13 PM
ah-long$25.001/13/2011 3:51:16 PM
handshake5$100.001/13/2011 3:48:49 PM
investment-artist$25.001/13/2011 3:48:57 PM
amusement4$100.001/13/2011 3:49:14 PM
inspire22$25.001/13/2011 3:49:31 PM
fortytwo$50.001/13/2011 5:36:47 PM
2grindstones$25.001/13/2011 5:57:57 PM
PatRichi$25.001/13/2011 3:52:27 PM
green-thoughtful-yield$50.001/13/2011 6:41:46 PM
new-social-economist$75.001/13/2011 6:41:57 PM
famous-bill$25.001/13/2011 6:42:03 PM
burrito6$25.001/13/2011 6:42:12 PM
seandre3000$50.001/13/2011 6:42:29 PM
selector568$200.001/13/2011 6:42:41 PM
scrappy-diversification7$655.371/13/2011 6:43:31 PM
mercuriant$25.001/13/2011 6:43:37 PM
kendallv$25.001/13/2011 6:43:58 PM
CA-Lender$25.001/13/2011 6:44:37 PM
obrun$50.001/13/2011 6:49:58 PM
EBITDA$25.001/13/2011 3:49:24 PM
ThatDanGuy$50.001/13/2011 3:49:28 PM
first-upright-payout$25.001/13/2011 3:49:52 PM
fareast_man$25.001/13/2011 3:51:02 PM
loss-of-control$100.001/13/2011 4:28:39 PM
mighty-payout1$25.001/13/2011 4:40:01 PM
Bob450$25.001/13/2011 3:53:41 PM
Saulite$25.001/13/2011 5:20:52 PM
HammerSmith$25.001/13/2011 3:57:17 PM
TheFamilyFund$25.001/13/2011 5:29:24 PM
samdog079$50.001/13/2011 6:40:28 PM
bold-steady-peso$25.001/13/2011 4:24:28 PM
mclilpaws$25.001/13/2011 6:41:54 PM
orange-preeminant-bill$50.001/13/2011 6:42:18 PM
miamibeachloaner$25.001/13/2011 6:42:31 PM
gold-channel2$25.001/13/2011 6:44:19 PM
payment-gusto$25.001/13/2011 6:44:44 PM
pwez652$57.941/13/2011 6:47:26 PM
kendigme$25.821/13/2011 5:36:04 PM
ASuperJohn$200.001/13/2011 7:58:13 PM
head$25.001/13/2011 8:37:30 PM
soulwork$25.001/13/2011 6:42:00 PM
gold-commander0$50.001/13/2011 6:42:16 PM
bnlforever$25.001/13/2011 6:42:25 PM
nodebt2012$25.001/13/2011 9:49:13 PM
Magog12$25.001/13/2011 6:43:42 PM
LiveNow$25.001/13/2011 6:44:01 PM
finance-mushroom$100.001/13/2011 6:44:15 PM
hopeful-truth5$100.001/13/2011 6:44:33 PM
Au-Ag-Pt$29.571/14/2011 1:02:24 AM
umfan123$25.001/14/2011 1:10:28 AM
Cluvnupe06$25.001/14/2011 1:22:38 AM
vine99$50.001/13/2011 7:29:43 PM
britches613$25.001/13/2011 7:42:29 PM
tomjeff$50.001/13/2011 7:51:11 PM
Rob717171$50.001/13/2011 9:00:31 PM
market-walnut5$25.001/13/2011 9:39:07 PM
beakerfish$50.001/13/2011 10:11:59 PM
bhaus5$25.001/13/2011 7:38:53 PM
gothampark$25.001/13/2011 7:44:04 PM
nicklds$25.001/14/2011 12:51:48 AM
transparency-point$50.001/14/2011 12:55:19 AM
Cory79$26.601/13/2011 8:09:12 PM
engbusres$40.001/13/2011 8:28:13 PM
FinDoc$25.001/14/2011 1:05:44 AM
LoanerPrincipal$50.001/13/2011 8:40:20 PM
return-grizzly$100.001/14/2011 1:10:49 AM
kevin314$25.001/13/2011 10:45:41 PM
Comoparklender$50.001/14/2011 12:11:07 AM
adventurous-power1$50.001/14/2011 12:49:24 AM
selfmademan$25.001/14/2011 1:05:50 AM
GracieLuLu04$25.001/14/2011 1:22:28 AM
6moonbeams$50.001/14/2011 1:22:48 AM
genius520$100.001/13/2011 3:49:25 PM
zipemdown$50.001/13/2011 3:49:41 PM
vigorous-velocity$50.001/13/2011 3:52:08 PM
truth-ceremony$25.001/13/2011 3:53:17 PM
AdrianWapcaplet$50.001/13/2011 3:54:18 PM
HelpfulLender1$50.001/13/2011 4:16:34 PM
musegaze$100.001/13/2011 3:46:01 PM
Unclejohn$30.001/13/2011 4:55:48 PM
Investoman$100.001/13/2011 3:48:53 PM
witty-openness$25.001/13/2011 5:18:13 PM
JustMee$25.001/13/2011 5:38:17 PM
Myrick$25.001/13/2011 6:09:29 PM
ingenious-truth0$50.001/13/2011 3:52:16 PM
well-mannered-income3$50.001/13/2011 6:40:51 PM
Aljasa2008$50.001/13/2011 6:41:55 PM
bid-czar8$50.001/13/2011 3:54:11 PM
blue-sturdy-bazaar$50.001/13/2011 6:41:59 PM
nrowland$50.001/13/2011 6:42:08 PM
yield-lion$25.001/13/2011 6:42:14 PM
smallbizrule$25.001/13/2011 3:54:28 PM
jamiee73$25.001/13/2011 6:43:43 PM
revenue-achievement$25.001/13/2011 6:44:06 PM
diplomatic-wealth7$25.001/13/2011 6:44:49 PM
nilonc1$50.001/13/2011 3:48:56 PM
point-kitten6$50.001/13/2011 3:49:32 PM
honorable-yield$25.001/13/2011 3:49:37 PM
Aunca$50.001/13/2011 3:49:44 PM
worthy-bid8$50.001/13/2011 3:49:47 PM
Speculator$50.001/13/2011 3:49:59 PM
reflective-rupee$99.991/13/2011 4:23:23 PM
langdonx$25.001/13/2011 5:14:04 PM
velocity-solo$30.001/13/2011 4:08:58 PM
upbeat-investment9$25.001/13/2011 5:00:40 PM
helping-out$30.001/13/2011 6:42:07 PM
Gibbyland$50.001/13/2011 6:42:27 PM
Redmond$25.001/13/2011 6:42:38 PM
thelovebug$100.001/13/2011 6:43:34 PM
maldok1$25.001/13/2011 7:14:31 PM
CapitalismRocks$25.001/13/2011 6:44:03 PM
tech310$50.001/13/2011 6:44:42 PM
soulful-truth$50.001/13/2011 6:44:46 PM
larryboy10$25.001/13/2011 7:34:36 PM
greggathelegga$25.991/13/2011 8:02:25 PM
Mr-Miracle$25.001/13/2011 6:36:11 PM
thomas16882004$25.001/13/2011 8:48:41 PM
a-balance-surgeon$50.001/13/2011 8:55:28 PM
deal-secret-agent$25.001/13/2011 6:42:05 PM
seisen$100.001/13/2011 6:42:36 PM
Whipster$50.001/13/2011 6:43:45 PM
ommcd$25.001/13/2011 6:43:56 PM
panther757$25.001/13/2011 6:44:09 PM
Rdodson11$25.001/13/2011 6:44:28 PM
principal-trombone$50.001/13/2011 6:44:40 PM
108lender$150.001/14/2011 12:53:39 AM
ingenious-interest1$250.001/14/2011 12:55:41 AM
asset-equilibrium0$50.001/13/2011 7:29:12 PM
fenpark15$25.001/13/2011 7:56:58 PM
ddoneday$30.001/13/2011 8:30:48 PM
fund-fox4$50.001/13/2011 9:39:49 PM
jubilant-auction5$25.001/13/2011 10:57:42 PM
patriot897$25.001/14/2011 12:10:14 AM
dood2112$25.001/13/2011 10:34:08 PM
leverage-ectasy$30.531/13/2011 10:41:55 PM
a-successful-credit$100.001/14/2011 12:10:16 AM
Scoote2912$25.001/14/2011 1:18:29 AM
MONEYMATCH$25.001/14/2011 1:22:42 AM
141 Investments
 
Borrower Payment Dependent Notes Series 490599
This series of Notes was issued and sold upon the funding of the borrower loan #46786, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-14-2011 
Term: 36 months Listing End date:  Jan-14-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $204.10
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Sep-2004 Debt/Income ratio: Not calculated
Credit score: 680-699 (Jan-2011) Inquiries last 6m: 0Employment status:Not employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:0y 2m
Amount delinquent: $0 Total credit lines: 11Stated income:Not employed
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,296 
Delinquencies in last 7y: 6 Bankcard utilization: 59%  
   Homeownership: No  
Screen name: melodious-pound3 Borrower's state: SouthDakota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan
Purpose of loan:
This loan will be used to?
Consoladate my exisiting debt.
My financial situation:
I am a good candidate for this loan because?
I have good credit. I am responsible. I just need a little money until I get my job that I am currently pursuing.
Monthly net income: $
0
Monthly expenses: $
??Housing: $ 180
??Insurance: $ 127
??Car expenses: $ 354
??Utilities: $ 80
??Phone, cable, internet: $ 30
??Food, entertainment: $ 0
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 20
??Other expenses: $ 300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
missing-link$25.001/14/2011 10:07:49 AM
point-kitten6$50.001/14/2011 10:18:55 AM
Speculator$50.001/14/2011 10:20:13 AM
ingenious-truth0$50.001/14/2011 10:21:49 AM
truth-ceremony$25.001/14/2011 10:22:21 AM
the-auction-bear$25.001/14/2011 10:09:49 AM
goodhearted-basis4$25.001/14/2011 10:10:33 AM
Bob450$25.001/14/2011 10:10:50 AM
cippy$25.001/14/2011 11:01:24 AM
Aunca$50.001/14/2011 10:19:32 AM
bid-czar8$50.001/14/2011 10:22:37 AM
amusement4$100.001/14/2011 10:18:22 AM
honorable-yield$25.001/14/2011 10:19:03 AM
worthy-bid8$50.001/14/2011 10:19:42 AM
realtormoises$25.001/14/2011 10:33:45 AM
lagnisiruk$25.001/14/2011 10:39:25 AM
Jack55304$50.001/14/2011 10:25:40 AM
organic-order$25.001/14/2011 2:59:18 PM
radiant-wealth0$50.001/14/2011 10:57:22 AM
kendallv$25.001/14/2011 12:39:05 PM
revenue-achievement$25.001/14/2011 3:25:36 PM
tech310$50.001/14/2011 3:25:44 PM
Sven79$50.001/14/2011 3:26:12 PM
ASR3$50.001/14/2011 3:26:35 PM
deal-promiser1$25.001/14/2011 1:36:15 PM
gold-commander0$50.001/14/2011 3:27:51 PM
CapitalismRocks$25.001/14/2011 3:25:33 PM
Rdodson11$25.001/14/2011 3:25:40 PM
6moonbeams$50.001/14/2011 3:25:56 PM
scrappy-diversification7$1,083.941/14/2011 3:26:21 PM
finance-mushroom$100.001/14/2011 3:26:38 PM
MilitaryLending$25.001/14/2011 3:26:47 PM
astute-investment5$25.001/14/2011 3:26:13 PM
credit-sycamore4$100.001/14/2011 10:10:30 AM
investment-artist$25.001/14/2011 10:11:36 AM
EBITDA$25.001/14/2011 10:18:38 AM
genius520$100.001/14/2011 10:18:46 AM
LAM26$25.001/14/2011 10:07:36 AM
velocity-solo$30.001/14/2011 10:23:04 AM
musegaze$100.001/14/2011 10:10:05 AM
Comoparklender$50.001/14/2011 10:24:36 AM
famous-bid9$25.001/14/2011 10:31:59 AM
magnifico932$25.001/14/2011 10:10:19 AM
108lender$150.001/14/2011 11:01:30 AM
capital-halo1$500.001/14/2011 10:18:30 AM
ThatDanGuy$50.001/14/2011 10:18:50 AM
zipemdown$50.001/14/2011 10:19:17 AM
first-upright-payout$25.001/14/2011 10:19:48 AM
the-bid-sorcerer$32.231/14/2011 11:34:20 AM
langdonx$25.001/14/2011 10:23:22 AM
maldok1$25.001/14/2011 10:23:39 AM
Rob717171$50.001/14/2011 10:23:55 AM
handshake5$100.001/14/2011 10:17:53 AM
Investoman$100.001/14/2011 10:18:03 AM
kevin314$25.001/14/2011 10:24:27 AM
WoodyGator$50.001/14/2011 10:25:31 AM
lendingstar$50.001/14/2011 10:26:06 AM
vigorous-velocity$50.001/14/2011 10:21:25 AM
MoonMama$25.001/14/2011 11:12:07 AM
gustavzantanon$50.001/14/2011 2:51:05 PM
capital-lesson$25.001/14/2011 11:44:08 AM
benefit-piano5$25.001/14/2011 12:36:33 PM
AMSlife$50.001/14/2011 1:02:40 PM
principal-trombone$50.001/14/2011 3:25:42 PM
natural-greenback6$25.001/14/2011 3:26:00 PM
inspire22$25.001/14/2011 3:26:48 PM
lending-bear$50.001/14/2011 3:27:55 PM
LiveNow$25.001/14/2011 3:25:29 PM
gold-channel2$25.001/14/2011 3:25:39 PM
fareast_man$25.001/14/2011 3:25:48 PM
restless-currency$25.001/14/2011 3:26:11 PM
patriot897$25.001/14/2011 3:26:25 PM
money-bauble$100.001/14/2011 3:26:42 PM
kulender$50.001/14/2011 3:15:28 PM
graceful-investment$100.001/14/2011 3:15:45 PM
panther757$25.001/14/2011 3:25:38 PM
shmb6508$50.001/14/2011 3:26:09 PM
hopeful-truth5$100.001/14/2011 3:26:41 PM
78 Investments
 
Borrower Payment Dependent Notes Series 490653
This series of Notes was issued and sold upon the funding of the borrower loan #46725, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-19-2011 
Term: 36 months Listing End date:  Jan-19-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $81.64
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Nov-2007 Debt/Income ratio: 11%
Credit score: 700-719 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:4y 0m
Amount delinquent: $0 Total credit lines: 4 Occupation: Food Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $398Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 79%  
   Homeownership: No  
Screen name: orange-impartial-market Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Consolidation
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
J-Rott$50.001/19/2011 10:09:24 AM
wise-rupee-sanctuary$50.001/19/2011 10:10:17 AM
transaction-circuit$100.001/19/2011 10:12:39 AM
peace-missile$25.001/19/2011 10:15:11 AM
ElAbel11$25.001/19/2011 10:08:34 AM
credit-investor5$50.001/19/2011 10:09:15 AM
gain-gourd$50.001/19/2011 10:09:30 AM
credit-sycamore4$100.001/19/2011 10:09:40 AM
Jack55304$100.001/19/2011 10:10:02 AM
Bob450$25.001/19/2011 10:10:26 AM
velocity-solo$30.001/19/2011 10:15:42 AM
capital-halo1$500.001/19/2011 10:16:22 AM
one-midas$50.001/19/2011 10:22:13 AM
credit-guard5$25.001/19/2011 10:24:01 AM
Wellman$50.001/19/2011 10:08:25 AM
ingenious-deal6$25.001/19/2011 10:08:43 AM
investment-artist$25.001/19/2011 10:08:57 AM
EBITDA$25.001/19/2011 10:11:31 AM
leverage-monger$25.001/19/2011 10:26:40 AM
cloud8$50.001/19/2011 10:12:35 AM
xzec777$25.001/19/2011 10:12:38 AM
Evolver$50.001/19/2011 10:15:03 AM
genius520$100.001/19/2011 10:16:36 AM
power-trophy7$25.001/19/2011 10:11:42 AM
ingenious-interest1$50.001/19/2011 10:12:41 AM
liberty-magnate$25.001/19/2011 10:19:42 AM
Katzenjammer$26.331/19/2011 10:21:34 AM
greencat$50.001/19/2011 10:08:55 AM
nilonc1$50.001/19/2011 10:09:22 AM
bid-czar8$50.001/19/2011 10:10:43 AM
back-scratchers$25.001/19/2011 10:11:07 AM
vutah$25.001/19/2011 10:15:09 AM
Investoman$100.001/19/2011 10:16:10 AM
MoneyForNothing$18.671/19/2011 10:26:44 AM
34 Investments
 
Borrower Payment Dependent Notes Series 490671
This series of Notes was issued and sold upon the funding of the borrower loan #46631, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Jan-15-2011 
Term: 36 months Listing End date:  Jan-15-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $230.04
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jun-1999 Debt/Income ratio: 13%
Credit score: 760-779 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:7y 0m
Amount delinquent: $0 Total credit lines: 33 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,316Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 31%  
   Homeownership: No  
Screen name: brightest-payment-fuse Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
belladog8
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
rce1964$25.001/15/2011 11:42:12 AM
acsej$25.001/15/2011 11:47:15 AM
Curly-Girly$25.001/15/2011 11:48:44 AM
kenji4861$50.001/15/2011 11:50:30 AM
gauss02$50.001/15/2011 11:50:51 AM
yukongin$25.001/15/2011 11:50:56 AM
radforj22$75.001/15/2011 11:51:17 AM
Pickmar$25.001/15/2011 11:51:22 AM
goldfinger3$100.001/15/2011 11:51:34 AM
meux99$25.001/15/2011 11:51:56 AM
munnu$25.001/15/2011 11:52:07 AM
unforgettable-order9$50.001/15/2011 11:53:55 AM
velocity-solo$60.001/15/2011 11:54:34 AM
roman1998$50.001/15/2011 11:54:52 AM
selector568$400.001/15/2011 11:43:46 AM
balance-voyager$50.001/15/2011 11:45:11 AM
blot44$25.001/15/2011 11:45:36 AM
FjLenders$25.001/15/2011 12:01:22 PM
terrific-p2ploan$25.001/15/2011 11:46:51 AM
indomitable-coin$100.001/15/2011 11:47:18 AM
helpishere777$50.001/15/2011 11:45:23 AM
vutah$50.001/15/2011 11:48:21 AM
be_wise$25.001/15/2011 11:48:43 AM
patriot897$50.001/15/2011 11:48:47 AM
Dollars4Rent$50.001/15/2011 11:46:08 AM
organized-payment6$50.001/15/2011 11:48:55 AM
OTtherapy$25.001/15/2011 11:46:16 AM
thedoctor$100.001/15/2011 11:46:37 AM
snowman34$50.001/15/2011 11:46:41 AM
Tsimmeej$25.001/15/2011 11:47:17 AM
Marathoner$25.001/15/2011 11:50:29 AM
flexible-value$50.001/15/2011 11:50:37 AM
corndog4000$50.001/15/2011 1:01:24 PM
responsibility-cherry6$50.001/15/2011 11:51:03 AM
bowdish1$100.001/15/2011 11:51:13 AM
JJ9876$50.001/15/2011 11:51:20 AM
Krozy$50.001/15/2011 11:48:26 AM
Phantom99$100.001/15/2011 11:51:31 AM
6moonbeams$59.771/15/2011 1:10:11 PM
casaram$25.001/15/2011 11:51:42 AM
orange-resolute-platinum$25.001/15/2011 11:51:58 AM
shamrocker$25.001/15/2011 11:48:57 AM
Castellan$50.001/15/2011 11:53:57 AM
compoundinterest$50.001/15/2011 11:50:33 AM
TSC$100.001/15/2011 11:50:42 AM
indomitable-coin$250.001/15/2011 1:41:21 PM
community-pipeline$25.001/15/2011 11:51:19 AM
webclimber$50.001/15/2011 11:51:25 AM
building_community$25.001/15/2011 11:51:35 AM
Goodthing$100.001/15/2011 11:51:45 AM
cebgop$25.001/15/2011 11:51:47 AM
tech310$50.001/15/2011 11:51:51 AM
HunterSix$25.001/15/2011 11:52:01 AM
langdonx$50.001/15/2011 11:55:20 AM
LendGuy$50.001/15/2011 11:52:14 AM
HHP$25.001/15/2011 11:53:54 AM
Zach842$25.001/15/2011 11:54:02 AM
tomxnsn$25.001/15/2011 11:54:18 AM
transparency-giant$50.001/15/2011 11:54:44 AM
Centaur$50.001/15/2011 11:58:18 AM
top-sensible-yield$25.001/15/2011 11:55:22 AM
Goodlender42$25.001/15/2011 11:55:48 AM
uncleubb$25.001/15/2011 12:00:02 PM
thefiringzod$25.001/15/2011 11:58:17 AM
red-unequivocal-finance$25.001/15/2011 12:02:38 PM
RandyL3$25.001/15/2011 12:04:58 PM
preciousjeni$25.001/15/2011 12:58:59 PM
availableloan$25.001/15/2011 12:02:06 PM
Preteur$25.001/15/2011 1:00:39 PM
acropiloterau2002$25.001/15/2011 12:29:45 PM
worlds-best-auction$50.001/15/2011 1:00:55 PM
Emgolda$25.001/15/2011 1:01:34 PM
kmwvma$25.001/15/2011 1:01:51 PM
Kessler$25.741/15/2011 1:02:00 PM
jthomps4$25.001/15/2011 1:22:13 PM
greenback-guard$25.001/15/2011 2:32:50 PM
beaker$25.001/15/2011 3:00:58 PM
GBLENDER$25.001/15/2011 4:09:35 PM
kulender$50.001/15/2011 3:00:49 PM
Whosonfirst$51.021/15/2011 3:20:32 PM
kyomoon$50.001/15/2011 11:45:06 AM
Eagles81$50.001/15/2011 11:46:13 AM
CleeClee$100.001/15/2011 11:46:25 AM
syounker$25.001/15/2011 11:48:52 AM
newest-organic-rupee$25.001/15/2011 11:50:27 AM
eloquent-dime416$50.001/15/2011 11:50:36 AM
astute-investment5$25.001/15/2011 11:50:40 AM
BankingFamily$50.001/15/2011 11:50:45 AM
outtahoth2o$50.001/15/2011 11:51:05 AM
meenan$100.001/15/2011 11:51:21 AM
honorable-yield$40.001/15/2011 11:51:29 AM
CBO-Enterprise$100.001/15/2011 11:51:43 AM
JohnW12$50.001/15/2011 11:51:59 AM
paintedposies$50.001/15/2011 11:52:10 AM
orange-generous-ore$50.001/15/2011 11:54:01 AM
generator535$25.001/15/2011 11:54:13 AM
Quiz18$25.001/15/2011 11:41:12 AM
lending-bear$50.001/15/2011 11:57:35 AM
Havana21$200.001/15/2011 11:57:48 AM
MarinLoans$25.001/15/2011 11:42:22 AM
xphile$25.001/15/2011 11:45:17 AM
FundMaker$25.001/15/2011 11:43:06 AM
lagnisiruk$25.001/15/2011 11:46:31 AM
C_Mark$100.001/15/2011 12:02:08 PM
pikopulling$25.001/15/2011 11:46:54 AM
steely_dan34$25.001/15/2011 11:46:58 AM
jct_enterprises$25.001/15/2011 12:02:21 PM
jayk63$25.001/15/2011 11:47:22 AM
wwwUniversal$25.001/15/2011 12:05:16 PM
dproxima$25.001/15/2011 12:12:46 PM
FlexFunding$50.001/15/2011 11:48:45 AM
officer8$25.001/15/2011 11:46:57 AM
justice-dna$35.001/15/2011 11:47:07 AM
interest-exec9$25.001/15/2011 11:47:11 AM
soheagle$50.001/15/2011 11:47:20 AM
swiftsoul$25.001/15/2011 1:01:23 PM
bds9646$26.001/15/2011 11:50:39 AM
AmericanCredit$25.001/15/2011 11:50:49 AM
inspired-investment8$100.001/15/2011 11:50:53 AM
AFairDeal$75.001/15/2011 11:51:01 AM
degster$25.001/15/2011 11:51:11 AM
Dreamconnection$50.001/15/2011 11:51:16 AM
robertmm25$50.001/15/2011 11:51:28 AM
Daneistes$50.001/15/2011 11:51:40 AM
tekkie2412$50.001/15/2011 11:51:54 AM
cognizant-rate732$25.001/15/2011 11:52:18 AM
mathprof$25.001/15/2011 11:48:49 AM
FinDoc$25.001/15/2011 1:19:25 PM
socal-lender$25.001/15/2011 11:50:20 AM
Taxman44$25.001/15/2011 11:53:59 AM
axl163$25.001/15/2011 11:54:19 AM
innocent-income4$25.001/15/2011 11:50:54 AM
undaunted-kindness$100.001/15/2011 11:50:59 AM
rss197$25.001/15/2011 11:51:24 AM
nimble-money0$50.001/15/2011 11:51:30 AM
hawaiiangirl76$25.001/15/2011 11:51:38 AM
DukSerduk$25.001/15/2011 11:51:46 AM
minista$25.001/15/2011 11:51:49 AM
NycDean$25.001/15/2011 11:51:57 AM
virtualbank$50.001/15/2011 11:52:03 AM
ham-mer$50.001/15/2011 11:52:21 AM
kevin314$50.001/15/2011 11:55:54 AM
bestbuy$25.001/15/2011 11:56:12 AM
authoritative-truth$50.001/15/2011 11:53:56 AM
ogmanny$50.001/15/2011 11:54:27 AM
Rob717171$50.001/15/2011 11:55:46 AM
bold-treasure-neutrino$50.001/15/2011 2:49:49 PM
Ripsaw4U$50.001/15/2011 11:56:50 AM
mla$25.001/15/2011 12:01:21 PM
KarmaBum77$25.001/15/2011 11:58:13 AM
vinayski$25.001/15/2011 12:04:52 PM
wise-deal-panda$50.001/15/2011 12:00:19 PM
thankful-nickel2$25.001/15/2011 3:33:21 PM
suges$25.001/15/2011 12:00:25 PM
alpinaut$25.001/15/2011 12:01:20 PM
CorMDNY$25.001/15/2011 12:59:30 PM
wise-deal-panda$252.471/15/2011 4:18:51 PM
dharma1$25.001/15/2011 1:00:14 PM
mizount$25.001/15/2011 1:01:47 PM
Nicedad72$25.001/15/2011 1:35:55 PM
Artist_Blue$25.001/15/2011 2:49:52 PM
161 Investments
 
Borrower Payment Dependent Notes Series 490885
This series of Notes was issued and sold upon the funding of the borrower loan #46731, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.20% Listing Start date:  Jan-18-2011 
Term: 36 months Listing End date:  Jan-18-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 15.37%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jun-1994 Debt/Income ratio: 3%
Credit score: 660-679 (Jan-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 0 / 0Length of status:5y 7m
Amount delinquent: $0 Total credit lines: 18 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 3 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: proud-father3 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Medical
Purpose of loan:
Pay off medical bill acquired within the past 6 months due to illness from my daughter and wife.

My financial situation:
I am a good candidate for this loan because?
I am currently working 2 full time jobs to support my family for the past 5 months.?
With the 2 jobs, I can not get ahead of the past due bills.? With the small loan, I can get even
and still be able to pay back the small loan.?

Monthly net income: $ 3200

Monthly expenses: $
??Housing: $ 1000
??Insurance: $ 85
??Car expenses: $ 125
??Utilities: $ 385
??Phone, cable, internet: $ 35
??Food, entertainment: $ 500
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 800
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
peace-missile$25.001/18/2011 10:30:06 AM
Investoman$100.001/18/2011 10:32:50 AM
divedude$25.001/18/2011 10:36:10 AM
impartial-deal$25.001/18/2011 10:37:04 AM
greencat$50.001/18/2011 10:40:10 AM
velocity-solo$25.001/18/2011 10:31:50 AM
capital-halo1$500.001/18/2011 10:33:05 AM
genius520$100.001/18/2011 10:33:26 AM
Wellman$50.001/18/2011 10:34:48 AM
Jack55304$100.001/18/2011 10:37:51 AM
wise-rupee-sanctuary$50.001/18/2011 10:38:15 AM
pembull$75.001/18/2011 10:28:49 AM
ingenious-deal6$25.001/18/2011 10:35:22 AM
Perksunlimited$25.001/18/2011 10:36:03 AM
J-Rott$50.001/18/2011 10:36:20 AM
interstellar$50.001/18/2011 10:37:36 AM
EngineersAlliance$100.001/18/2011 10:40:13 AM
SFBank$200.001/18/2011 10:30:11 AM
EBITDA$25.001/18/2011 10:33:17 AM
ElAbel11$25.001/18/2011 10:35:10 AM
income-sage9$25.001/18/2011 10:37:32 AM
daekpon$25.001/18/2011 10:39:43 AM
reflective-rupee$200.771/18/2011 10:43:18 AM
vigorous-velocity$50.001/18/2011 10:33:57 AM
gain-gourd$50.001/18/2011 10:36:32 AM
credit-sycamore4$100.001/18/2011 10:36:44 AM
26 Investments
 
Borrower Payment Dependent Notes Series 490979
This series of Notes was issued and sold upon the funding of the borrower loan #46707, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $25,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Jan-16-2011 
Term: 36 months Listing End date:  Jan-24-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $766.79
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Mar-2003 Debt/Income ratio: 15%
Credit score: 760-779 (Jan-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:7y 11m
Amount delinquent: $0 Total credit lines: 15 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,345Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 25%  
   Homeownership: No  
Screen name: brightest-punctual-dough Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Helping a very close friend
Purpose of loan:
This loan will be used to help a very close friend to take care of a critical situation.

My financial situation is strong - My wife also works and i have a very stable job. I also get yearly commision almost 20% of my gross salary which is something i did not mention when i applied for the loan. I am committed to pay off this loan on time
I am a good candidate for this loan because i do not carry hold debt at all and i have been maintaining Excellent credit rating for past 6 years and have never slipped on a single payment. I ensure that i will handle and repay you investment in me carefully. You will a happy lender...its a promise.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What is your profession and what is your wife's profession? - WiscoInvestments
A: I am working for an IT Services company doing consulting work in high end computing areas and my wife is in the senior management position at a hospitality firm (Jan-19-2011)
Q: Would you a bank give you a loan with the details that you have provided with this loan request? How about a bit of reality and answering the questions about your monthly expenses and net income that you purposely chosen not to answer. - jpblan11
A: Respected Lender, I have provided all/any information that was requested till date to the borrower validation team at prosper. I can only repay the loan on time and prove that am a good borrower. If you choose to not invest in me then i completely respect your decision. (Jan-22-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
kyomoon$50.001/16/2011 5:29:48 PM
helpishere777$25.001/16/2011 5:29:52 PM
xphile$25.001/16/2011 5:29:56 PM
blot44$25.001/16/2011 5:30:02 PM
officer8$25.001/16/2011 5:30:20 PM
snowman34$25.001/16/2011 5:30:52 PM
AFairDeal$75.001/16/2011 5:32:08 PM
JJ9876$50.001/16/2011 5:32:20 PM
nimble-money0$50.001/16/2011 5:32:39 PM
Daneistes$50.001/16/2011 5:32:53 PM
Goodthing$100.001/16/2011 5:33:01 PM
paintedposies$50.001/16/2011 5:33:32 PM
Castellan$50.001/16/2011 5:33:48 PM
lending-bear$50.001/16/2011 5:34:28 PM
suges$25.001/16/2011 5:34:39 PM
red-unequivocal-finance$25.001/16/2011 5:35:00 PM
fearless-bonus473$300.001/16/2011 6:08:34 PM
one-midas$50.001/16/2011 6:19:00 PM
Dollars4Rent$29.691/16/2011 5:30:39 PM
Eagles81$50.001/16/2011 5:30:43 PM
OTtherapy$25.001/16/2011 5:30:45 PM
shamrocker$25.001/16/2011 5:31:31 PM
kenji4861$50.001/16/2011 5:31:40 PM
TSC$100.001/16/2011 5:31:57 PM
inspired-investment8$100.001/16/2011 5:32:04 PM
meenan$100.001/16/2011 5:32:24 PM
robertmm25$50.001/16/2011 5:32:34 PM
selector568$200.001/16/2011 5:29:09 PM
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DukSerduk$25.001/16/2011 5:33:05 PM
tekkie2412$50.001/16/2011 5:33:17 PM
virtualbank$50.001/16/2011 5:33:29 PM
unforgettable-order9$50.001/16/2011 5:33:42 PM
CleeClee$100.001/16/2011 5:30:47 PM
Zach842$25.001/16/2011 5:33:52 PM
roman1998$50.001/16/2011 5:34:10 PM
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GBLENDER$25.001/16/2011 5:35:04 PM
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bds9646$26.001/16/2011 5:31:51 PM
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yukongin$25.001/16/2011 5:32:06 PM
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tech310$50.001/16/2011 5:33:15 PM
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axl163$25.001/16/2011 5:33:58 PM
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fearless-bonus473$300.001/16/2011 5:54:09 PM
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jonn834$25.001/19/2011 12:37:30 PM
reflective-rupee$100.771/19/2011 2:50:14 PM
rlrcstr$25.001/19/2011 4:09:09 PM
neenerman$50.001/19/2011 8:54:09 AM
magical-coin1$50.001/19/2011 9:37:37 AM
Bladewil$42.621/19/2011 11:45:23 AM
attractive-asset$100.001/19/2011 12:38:06 PM
steely_dan34$25.001/19/2011 1:04:15 PM
d3v0t3d$100.001/19/2011 1:18:06 PM
kulender$50.001/19/2011 5:22:25 PM
dlg$25.301/20/2011 1:23:21 AM
saihu$25.001/19/2011 5:34:27 PM
fishtale$25.001/20/2011 9:16:28 AM
Binan$25.001/20/2011 1:22:36 AM
blue-velocity-investor$25.001/20/2011 2:00:33 AM
lender987654321$25.001/20/2011 9:24:28 AM
mizount$25.001/20/2011 12:57:09 AM
unflappable-balance5$50.001/20/2011 1:51:38 PM
invest-in-ed$100.001/20/2011 8:17:31 AM
perzzz$50.001/20/2011 2:05:26 PM
fireboss$50.001/20/2011 3:25:24 PM
Aimvest$25.001/20/2011 3:01:12 PM
ThomasC$50.001/20/2011 6:41:27 PM
BigLinCT$25.001/20/2011 1:25:41 PM
deal-frontier$50.001/20/2011 9:56:43 PM
capital-star5$31.001/20/2011 5:42:22 PM
Hogan55$28.531/21/2011 12:44:17 AM
peb44$25.001/21/2011 1:04:04 AM
mrpowers5531$25.001/21/2011 6:31:55 AM
soulwork$25.001/20/2011 7:27:29 PM
bomdel$25.001/21/2011 8:42:00 AM
blissful-ore5$50.001/21/2011 9:32:38 AM
nhm$38.601/21/2011 9:33:01 AM
TomDalonajay$25.001/21/2011 9:33:19 AM
Richmp412$25.001/21/2011 6:31:56 AM
koinonea$25.001/21/2011 12:42:18 PM
LAKESPRING$50.001/21/2011 12:42:24 PM
peace-saber0$25.001/21/2011 12:42:27 PM
adamk911$50.001/21/2011 12:42:31 PM
bold-loyalty-pony$25.001/21/2011 12:42:49 PM
rose88$50.001/21/2011 12:42:55 PM
nikkogreek$50.001/21/2011 12:43:02 PM
lenderme$25.001/21/2011 12:43:43 PM
Apeman00$27.881/21/2011 12:43:56 PM
listing-meridian$50.001/21/2011 12:44:18 PM
TIGERTRUST$50.001/21/2011 12:44:26 PM
PK_USMC$25.001/21/2011 12:44:36 PM
cardguy$50.001/21/2011 12:44:47 PM
jdashv$50.001/21/2011 12:44:51 PM
GCCPartners$25.001/21/2011 12:44:58 PM
balanced-rupee$50.001/21/2011 12:45:01 PM
latestone$25.001/21/2011 12:45:31 PM
Marathoner$25.001/21/2011 12:45:48 PM
outtahoth2o$50.001/21/2011 12:45:50 PM
important-ore$150.001/21/2011 12:45:56 PM
ham-mer$50.001/21/2011 12:46:24 PM
zeelender$25.001/21/2011 12:47:00 PM
commerce-voyager$25.001/21/2011 12:47:33 PM
paladin847$33.091/21/2011 12:48:26 PM
tolstoy00$25.001/21/2011 12:49:03 PM
pbandjb$25.001/21/2011 12:42:07 PM
Phillip298$25.001/21/2011 12:42:21 PM
fontana$50.001/21/2011 12:42:30 PM
palpbert$25.001/21/2011 12:42:38 PM
wormdc$25.001/21/2011 12:42:43 PM
scottburger$50.001/21/2011 12:43:00 PM
super100$50.001/21/2011 12:43:06 PM
Holtavious$25.001/21/2011 12:43:16 PM
jasonj72$25.001/21/2011 12:43:34 PM
HibbyD$50.001/21/2011 12:43:46 PM
guybyny$26.841/21/2011 12:43:51 PM
understanding-payout2$50.001/21/2011 12:44:12 PM
respectablename$50.001/21/2011 12:44:23 PM
hayhelp$25.001/21/2011 3:47:36 PM
GoingFishing$25.001/21/2011 12:44:36 PM
unequaled-deal3$25.001/21/2011 12:44:43 PM
Jamesusc03$50.001/21/2011 12:44:55 PM
zone6$50.001/21/2011 12:45:06 PM
octoberfresh$30.001/21/2011 12:45:30 PM
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munnu$25.001/21/2011 12:46:56 PM
Weaverville$25.001/21/2011 12:46:59 PM
p2p-paradise$50.001/21/2011 12:47:20 PM
MissionMicroFinance$25.001/21/2011 1:06:53 PM
surfsider123$25.001/21/2011 1:48:12 PM
Crystalprop$25.001/21/2011 12:11:46 PM
roadtruck$50.001/21/2011 2:16:43 PM
outwish$25.001/21/2011 12:42:05 PM
investment-kazoo$50.001/21/2011 12:42:25 PM
fund-ambrosia0$25.001/21/2011 5:07:01 PM
saver20$25.001/21/2011 12:42:28 PM
jcttjg$40.001/21/2011 12:43:03 PM
Jerry44$25.001/21/2011 12:43:21 PM
workinghardoregon$50.001/21/2011 5:08:06 PM
p2p-harmony$50.001/21/2011 12:44:35 PM
tenacious-payout$50.001/21/2011 12:44:49 PM
Keebs$25.001/21/2011 12:44:54 PM
matalt5$50.001/21/2011 12:45:03 PM
ivadood$41.271/21/2011 12:45:32 PM
WLenders$50.001/21/2011 12:45:58 PM
NMGbank$25.001/21/2011 12:47:13 PM
johngaltline$25.001/21/2011 12:47:18 PM
gauss02$50.001/21/2011 12:47:38 PM
shadowflame_99$25.001/21/2011 12:48:12 PM
monstersdad$44.061/21/2011 12:48:19 PM
108lender$150.001/21/2011 4:13:09 PM
buckyhead2000$25.001/21/2011 5:41:38 PM
friendinmoney$25.001/21/2011 4:43:42 PM
iLoaner$25.001/21/2011 4:53:44 PM
TJ643$50.001/21/2011 5:48:14 PM
ahalyaa$50.001/21/2011 7:06:44 PM
OhMy$25.001/21/2011 7:32:07 PM
purohit$25.001/21/2011 5:48:01 PM
cyonamine$25.001/22/2011 12:38:43 AM
ujiba$49.011/22/2011 12:39:55 AM
rate-fluffy-bunny$25.001/21/2011 5:08:22 PM
nofreelunch$25.001/22/2011 12:53:40 AM
SeaLoans$25.001/22/2011 12:54:20 AM
reward-motion$50.001/21/2011 5:11:20 PM
ctgscott$25.001/22/2011 1:02:06 AM
cash-merry-maker$25.001/22/2011 1:13:31 AM
cjames84$25.001/22/2011 4:32:55 AM
power-defender7$50.001/21/2011 8:11:40 PM
gamma$50.001/21/2011 8:11:59 PM
chief_wo$25.001/21/2011 5:37:47 PM
BlindSquirrel$25.001/22/2011 12:38:24 AM
tdinbranson$28.011/22/2011 12:55:17 AM
TennSquire$25.001/22/2011 9:33:23 AM
Bobafet$25.001/22/2011 1:02:57 AM
logical-reward8$25.001/22/2011 1:22:14 AM
market-honker$25.001/22/2011 6:42:41 AM
AnxiousAirman$50.001/22/2011 10:53:16 AM
Warwick$25.001/21/2011 10:48:05 PM
hope-amigo$25.001/22/2011 8:47:01 AM
fishman42$25.001/22/2011 12:38:47 AM
SourDoughSteve$25.001/22/2011 12:40:18 AM
Shockem923$25.001/22/2011 12:53:19 AM
ets2011$25.001/22/2011 1:01:50 AM
inforapenny$33.461/22/2011 1:02:19 AM
Crisscross$50.001/22/2011 5:22:09 AM
janicewill$50.001/22/2011 6:01:57 AM
MicroLender357$50.001/22/2011 8:56:07 AM
quad$25.001/22/2011 9:40:24 AM
availableloan$25.001/22/2011 9:43:02 AM
PaulW$25.001/22/2011 11:19:53 AM
BookandLaw$50.001/22/2011 12:56:46 PM
Earl65$25.001/22/2011 1:02:16 PM
mizinc$50.001/22/2011 12:16:57 PM
jmainc$25.001/22/2011 5:06:42 PM
forthright-dedication$25.001/22/2011 12:42:53 PM
KamiKen$27.031/22/2011 7:31:48 PM
MitchD$25.001/22/2011 7:53:42 PM
STAN7366$100.001/22/2011 8:42:39 PM
smallbizrule$25.001/22/2011 3:54:03 PM
TrustOne$50.001/22/2011 2:47:59 PM
eyal0$50.001/23/2011 12:57:41 AM
stikman$25.001/22/2011 3:24:28 PM
Deuce$25.001/23/2011 4:47:49 AM
kushka$25.001/22/2011 5:52:00 PM
Synergism$50.001/23/2011 8:18:17 AM
mclark340$50.001/23/2011 9:33:22 AM
HH123$25.001/23/2011 3:32:14 AM
able2help$25.001/22/2011 4:39:37 PM
Daychia$30.001/23/2011 12:30:37 PM
unknowable$30.001/23/2011 6:58:07 AM
ProfPC$25.001/23/2011 1:16:41 PM
economy-orchid$30.001/23/2011 8:59:02 AM
promiser200$25.001/23/2011 9:16:59 AM
louisprima$50.001/23/2011 11:23:54 AM
Builder60$25.001/23/2011 6:58:57 AM
gzeo$25.001/23/2011 1:47:11 PM
best-generosity-financier$25.001/23/2011 11:57:25 AM
Nicedad72$25.001/23/2011 6:27:23 PM
seabass123$25.001/24/2011 6:08:59 AM
16888$50.001/23/2011 8:12:26 PM
lobster$40.001/23/2011 9:27:29 PM
don8ter$25.001/24/2011 8:12:53 AM
credit-maple5$100.001/24/2011 9:33:45 AM
dollars4debts$25.001/24/2011 9:37:29 AM
eighttone$25.001/23/2011 11:19:54 PM
flwah$25.001/24/2011 5:56:34 AM
bcg2004$25.001/24/2011 8:55:11 AM
rex45$25.001/24/2011 9:11:25 AM
SpareChangeDreamFundLLC$25.001/24/2011 9:34:58 AM
sunsetinvestment$200.001/24/2011 9:40:55 AM
coolcoast$25.001/24/2011 8:02:25 AM
TikPmp1$25.001/24/2011 9:48:02 AM
frederic-chopin$40.851/24/2011 9:23:04 AM
JebkaClan$25.001/24/2011 9:32:42 AM
aquaskiiier$50.001/24/2011 10:41:29 AM
Proactive-Financial-Lending$25.001/24/2011 10:38:36 AM
skibum65$50.001/24/2011 4:22:09 PM
diverse2$50.001/24/2011 11:46:34 AM
tranquil-note7$50.001/24/2011 10:41:17 AM
heavenly-interest9$500.001/24/2011 2:58:46 PM
anton$998.001/24/2011 4:44:00 PM
community-conga$50.001/24/2011 3:22:00 PM
sadhikari$25.001/24/2011 3:36:28 PM
563 Investments
 
Borrower Payment Dependent Notes Series 491185
This series of Notes was issued and sold upon the funding of the borrower loan #46768, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-21-2011 
Term: 36 months Listing End date:  Jan-21-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $81.64
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-1992 Debt/Income ratio: 35%
Credit score: 680-699 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 9Length of status:0y 11m
Amount delinquent: $0 Total credit lines: 38 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,002Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 81%  
   Homeownership: No  
Screen name: nba Borrower's state: Arkansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan 1
Purpose of loan:
This loan will be used to? pay off some outstanding bills.My financial situation: Shaky at times but stable; expect to pay off at least 4 credit cards this year by myself.
I am a good candidate for this loan because?? I only needed to borrow $500; I plan to pay off $1500 during the first month.

Monthly net income: $ 3274

Monthly expenses: $
??Housing: $ 700
??Insurance: $ 50
??Car expenses: $ 50
??Utilities: $ 283
??Phone, cable, internet: $ 124
??Food, entertainment: $ 200
??Clothing, household expenses $ 20
??Credit cards and other loans: $ 1655
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Jack55304$100.001/21/2011 10:52:36 AM
vutah$25.001/21/2011 10:43:49 AM
jazzlender$25.001/21/2011 10:47:27 AM
greencat$50.001/21/2011 10:52:18 AM
velocity-solo$30.001/21/2011 11:00:57 AM
jjswanso$50.001/21/2011 11:18:36 AM
wise-rupee-sanctuary$50.001/21/2011 10:54:43 AM
credit-sycamore4$100.001/21/2011 11:19:14 AM
Astyanax$50.001/21/2011 11:26:35 AM
Investoman$100.001/21/2011 11:07:04 AM
RecoveryLender$25.001/21/2011 11:32:44 AM
EngineersAlliance$100.001/21/2011 11:33:27 AM
power-trophy7$25.001/21/2011 10:56:27 AM
transaction-circuit$100.001/21/2011 10:57:31 AM
ready-interest9$25.001/21/2011 11:06:11 AM
capital-halo1$500.001/21/2011 11:07:32 AM
HHP$50.001/21/2011 11:13:59 AM
somebody32$50.001/21/2011 11:17:17 AM
JustMee$25.001/21/2011 11:26:50 AM
bondhedger$25.001/21/2011 11:40:56 AM
MoneyForNothing$24.231/21/2011 11:41:05 AM
randsenterprise$25.001/21/2011 10:44:28 AM
building_community$25.001/21/2011 11:16:34 AM
ingenious-interest1$50.001/21/2011 10:58:00 AM
ultimate-peace$125.001/21/2011 11:23:44 AM
wise-intelligent-duty$25.001/21/2011 11:33:12 AM
reflective-rupee$70.771/21/2011 11:34:15 AM
genius520$100.001/21/2011 11:08:58 AM
bid-czar8$50.001/21/2011 11:16:26 AM
29 Investments
 
Borrower Payment Dependent Notes Series 491195
This series of Notes was issued and sold upon the funding of the borrower loan #46610, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Jan-19-2011 
Term: 36 months Listing End date:  Jan-22-2011 
 
Lender yield: 8.55% Borrower rate/APR: 9.55% / 11.65% Monthly payment: $320.56
 
Lender servicing fee: 1.00% Effective Yield*: 8.53%  
Estimated return*: 5.03%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jul-1994 Debt/Income ratio: 7%
Credit score: 740-759 (Jan-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 10Length of status:5y 0m
Amount delinquent: $0 Total credit lines: 48 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $33,591Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 67%  
   Homeownership: Yes  
Screen name: top-unassailable-contract Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Excellent credit- 10k loan
Purpose of loan:
This loan will allow me to consolidate some old debt that has to go. I've paid off most of my debt and this will be the last step to become debt free. I'm a great loan applicant - never been delinquent in any form on any debt.

My financial situation is very good. My debt to income ratio is fine and income is more than enough to meet my obligations. I'm looking to use this to simply consolidate and remove credit cards from the picture entirely.
Thanks for funding.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
enthralling-deal180$50.001/19/2011 5:02:03 PM
powerful-finance7$25.001/19/2011 5:05:42 PM
bestbuy$25.001/19/2011 5:07:30 PM
Fiimg$50.001/19/2011 5:09:44 PM
gold-commander0$50.001/19/2011 5:10:59 PM
skuba$75.001/19/2011 5:11:17 PM
museic1$50.001/19/2011 5:12:31 PM
Goodlender42$25.001/19/2011 5:12:56 PM
market-assembler$50.001/19/2011 5:13:15 PM
ray1051$50.001/19/2011 5:05:30 PM
kmr2$100.001/19/2011 5:07:55 PM
gracej$25.001/19/2011 5:09:22 PM
Carpetkid$25.001/19/2011 5:09:38 PM
TSC$100.001/19/2011 5:10:25 PM
rolandweary$25.001/19/2011 5:12:39 PM
worldly-community3$50.001/19/2011 5:13:21 PM
one-midas$25.001/19/2011 7:31:23 PM
bullwink27$25.001/19/2011 5:14:22 PM
the-auction-bear$25.001/19/2011 5:02:22 PM
commerce-yeller$25.001/19/2011 5:02:43 PM
octoberfresh$26.001/20/2011 1:06:57 AM
flexible-value$100.001/19/2011 5:07:38 PM
wise-deal-panda$50.001/19/2011 5:07:44 PM
papaloha$25.001/19/2011 5:08:02 PM
rss197$25.001/19/2011 5:08:51 PM
worthy-bid8$44.711/19/2011 5:10:43 PM
simplelender80$100.001/19/2011 5:11:39 PM
impeccable-transparency$50.001/19/2011 5:11:59 PM
singletrck$25.001/20/2011 8:55:59 AM
Streetfighter$25.001/19/2011 5:13:00 PM
indomitable-coin$25.001/19/2011 5:13:45 PM
Rompcat$50.001/19/2011 10:44:58 PM
enriched-note6$25.001/20/2011 10:21:18 AM
misit$25.001/20/2011 10:23:15 AM
Artist_Blue$25.001/20/2011 10:26:00 AM
RandyL3$25.001/20/2011 1:27:49 AM
velocity-winner$25.001/19/2011 6:15:39 PM
Iamatlast$50.001/20/2011 6:12:39 AM
BankofBeth$25.001/19/2011 7:28:43 PM
blue-useful-auction$25.001/20/2011 7:50:02 AM
nilonc1$50.001/20/2011 1:44:30 AM
revenue-appraiser$25.001/20/2011 7:11:01 AM
fund-baker$25.001/20/2011 10:21:35 AM
Dollars4Rent$25.001/20/2011 11:14:18 AM
hope-hickory$25.001/20/2011 6:03:00 PM
scotty61$25.001/20/2011 6:17:35 PM
benevolent-asset$25.001/20/2011 7:36:02 PM
Astyanax$40.001/20/2011 12:56:35 PM
El_Maestro$25.001/20/2011 1:55:55 PM
Reddy_Capital$25.001/20/2011 10:06:20 PM
hope-wonder4$25.601/21/2011 4:32:12 AM
ThomasC$50.001/20/2011 6:41:48 PM
Caledoni$25.001/21/2011 8:07:05 AM
bomdel$25.001/21/2011 8:50:27 AM
courteous-deal114$50.001/20/2011 7:30:45 PM
BlueProteus$25.001/21/2011 9:39:05 AM
murlirao2002$25.001/21/2011 10:02:25 AM
selector568$93.481/20/2011 6:01:35 PM
Oak-Parker$25.001/20/2011 6:05:01 PM
TigerForce$25.001/20/2011 6:40:35 PM
hopeful-truth5$100.001/20/2011 6:45:45 PM
Hola_James$25.001/20/2011 6:56:32 PM
Spkthewrd3$25.001/21/2011 7:07:42 AM
sandeepPR$25.001/20/2011 10:21:24 PM
enchanted-yield4$50.001/21/2011 9:32:34 AM
kindness-sage$25.001/21/2011 10:07:43 AM
gslinv$25.001/21/2011 7:02:01 AM
daddypro$25.001/21/2011 8:44:52 AM
bjak$25.001/21/2011 9:32:14 AM
1SteelerFan$25.001/21/2011 1:26:45 PM
vutah$25.001/21/2011 2:27:00 PM
Buzzpoet$50.001/21/2011 2:58:57 PM
respectful-integrity3$25.001/21/2011 1:15:10 PM
tallfund$50.001/21/2011 6:13:49 PM
RicheyRich$25.001/21/2011 6:38:26 PM
Katherine12$50.001/21/2011 8:11:47 PM
RyanTH9893$40.741/21/2011 5:30:29 PM
jtu55$25.001/21/2011 11:31:12 PM
sgt-schultz$25.001/21/2011 5:56:52 PM
first-upright-payout$25.001/21/2011 5:10:34 PM
helpless23$25.001/21/2011 6:47:58 PM
yennib$50.001/21/2011 7:28:23 PM
the-profit-oracle$25.001/22/2011 1:15:00 AM
transformer855$50.001/21/2011 7:34:49 PM
balance-force$25.001/21/2011 8:59:08 PM
bentheredunthat$109.001/22/2011 6:08:38 AM
terrific-fund5$50.001/21/2011 9:11:45 PM
conceptpi$25.001/21/2011 5:40:43 PM
crw1950$50.001/22/2011 7:35:04 AM
gaoche$50.001/21/2011 5:54:19 PM
Bank42$48.061/22/2011 12:40:45 AM
FinDoc$25.001/22/2011 12:42:36 AM
greenback-guard$25.001/22/2011 8:38:50 AM
brother_tam$29.541/22/2011 12:59:11 AM
orange-agreement-historian$35.001/22/2011 5:08:14 AM
Ripsaw4U$50.001/22/2011 9:48:00 AM
lucrative-coin$50.001/21/2011 8:04:02 PM
rdking647$35.001/21/2011 8:57:06 PM
g9d$399.571/21/2011 9:30:46 PM
wwwUniversal$25.001/21/2011 11:31:54 PM
inspire22$50.001/22/2011 9:47:29 AM
SC2TX$200.001/22/2011 5:58:46 AM
jtn4148$25.001/22/2011 9:59:21 AM
rebeldog67$50.001/22/2011 6:07:10 AM
MoneyForNothing$15.731/22/2011 10:01:21 AM
chemestudent$25.001/22/2011 8:33:52 AM
All_Wins$25.001/22/2011 8:48:50 AM
fiddlerzvi$50.001/22/2011 9:42:56 AM
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ursus$100.001/19/2011 5:11:52 PM
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edsmoney$100.001/21/2011 12:45:01 PM
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0403$25.001/21/2011 1:17:51 PM
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j2ee$25.001/21/2011 5:53:46 PM
PalmettoInvestor$56.001/21/2011 6:25:54 PM
winter-vigilance$50.001/21/2011 6:57:05 PM
power-defender7$50.001/21/2011 8:11:45 PM
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friendinmoney$50.001/21/2011 4:47:34 PM
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SummaCapital$100.001/21/2011 6:06:27 PM
mattpet$25.001/21/2011 7:56:41 PM
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Zadz$30.001/21/2011 9:56:58 PM
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tastytitan$50.001/21/2011 11:16:59 PM
GElender$50.001/22/2011 8:38:23 AM
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AustinAmerica$25.001/22/2011 9:12:25 AM
brwnidgirl$26.641/22/2011 9:15:48 AM
market-inspector$25.001/22/2011 1:00:14 AM
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hopeful-truth5$100.001/21/2011 8:05:00 PM
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ParadigmShift$100.001/22/2011 5:57:07 AM
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tlstar14$29.581/22/2011 7:23:29 AM
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gold-blanket0$25.001/22/2011 9:45:17 AM
229 Investments
 
Borrower Payment Dependent Notes Series 491227
This series of Notes was issued and sold upon the funding of the borrower loan #46756, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jan-21-2011 
Term: 36 months Listing End date:  Jan-22-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $130.65
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-1995 Debt/Income ratio: 17%
Credit score: 660-679 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:7y 6m
Amount delinquent: $0 Total credit lines: 21 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,786Stated income:$75,000-$99,999
Delinquencies in last 7y: 1 Bankcard utilization: 102%  
   Homeownership: No  
Screen name: astute-auction8 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Stating a Business
Purpose of loan:
This loan will be used to defray the cost of a small music ensemble.

My financial situation:
I am a good candidate for this loan because I can afford the payments and pay my bills on time.

Monthly net income: $ 4000

Monthly expenses: $
??Housing: $ 1745
??Insurance: $ 120
??Car expenses: $ 300
??Utilities: $
??Phone, cable, internet: $ 250?
??Food, entertainment: $ 400
??Clothing, household expenses $
??Credit cards and other loans: $ 500
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
larryboy10$25.001/21/2011 10:55:31 AM
jazzlender$25.001/21/2011 10:47:30 AM
transaction-circuit$100.001/21/2011 10:57:36 AM
somebody32$50.001/21/2011 11:17:21 AM
PCity-LOA15$25.001/21/2011 1:22:12 PM
Peterman$25.001/21/2011 2:12:12 PM
ddoneday$25.001/21/2011 2:35:16 PM
IASKGOD$25.001/21/2011 12:13:40 PM
vanklein$25.001/21/2011 2:54:40 PM
leverage-monger$25.001/21/2011 2:59:00 PM
zorg77$25.001/21/2011 3:20:26 PM
mikelance7$25.001/21/2011 3:45:27 PM
MrDance123$40.001/21/2011 7:07:28 PM
witty-openness$25.001/21/2011 3:50:49 PM
mercuriant$25.001/21/2011 7:31:54 PM
mrxtravis$50.001/21/2011 5:22:15 PM
goodhearted-basis4$25.001/21/2011 5:25:01 PM
ingenious-interest1$50.001/21/2011 10:59:38 PM
VJ_Financial$75.001/21/2011 6:24:16 PM
entertaining-greenback2$25.001/21/2011 6:37:36 PM
urcabinetguy$50.001/21/2011 6:47:39 PM
Silverling6$25.001/22/2011 6:51:58 AM
Bob450$25.001/21/2011 5:42:50 PM
capital-halo1$500.001/21/2011 10:47:53 PM
ASASE-ABAN$30.001/22/2011 7:32:35 AM
bluebouyz$25.001/21/2011 8:32:55 PM
ASuperJohn$150.001/22/2011 7:20:08 AM
fund-secret-agent$25.001/22/2011 3:53:23 AM
Leshan$25.001/22/2011 6:36:01 AM
riveting-credit5$194.331/22/2011 7:01:35 AM
Jorgef741$25.001/22/2011 7:06:23 AM
systematic-fairness1$47.001/22/2011 8:05:04 AM
MoneyForNothing$23.861/22/2011 8:05:32 AM
greencat$50.001/21/2011 11:00:28 AM
ready-interest9$25.001/21/2011 11:02:39 AM
credit-sycamore4$100.001/21/2011 11:19:16 AM
velocity-solo$25.001/21/2011 11:00:32 AM
DasMula$37.841/21/2011 11:06:49 AM
droopie1$25.001/21/2011 12:09:53 PM
careful-note$50.001/21/2011 3:38:11 PM
s_man1$109.171/21/2011 1:47:17 PM
SecondChanceLendingSERV$50.001/21/2011 1:49:17 PM
loss-of-control$50.001/21/2011 2:28:29 PM
unassuming-market7$25.001/21/2011 3:19:30 PM
retired272$25.001/21/2011 5:11:13 PM
Sudoku$58.301/21/2011 4:14:05 PM
reflective-rupee$25.771/21/2011 1:16:09 PM
YeoLenderSource$25.001/21/2011 2:28:10 PM
mrxtravis$25.631/21/2011 2:31:50 PM
goodhearted-basis4$25.001/21/2011 4:56:31 PM
kind-diligent-coin$27.101/22/2011 12:06:23 AM
Justbiz$25.001/21/2011 5:54:27 PM
unger$130.001/22/2011 3:02:21 AM
realtormoises$25.001/22/2011 5:57:29 AM
Moe87$25.001/22/2011 6:01:08 AM
impala6464$75.001/21/2011 9:09:19 PM
daekpon$25.001/21/2011 8:36:27 PM
systematic-fairness1$26.001/22/2011 7:51:40 AM
Jack55304$25.001/21/2011 10:47:31 PM
1st_Prosper_Lender$25.001/22/2011 4:58:21 AM
60 Investments
 
Borrower Payment Dependent Notes Series 491251
This series of Notes was issued and sold upon the funding of the borrower loan #46716, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $13,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Jan-21-2011 
Term: 36 months Listing End date:  Jan-24-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $398.73
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Feb-1994 Debt/Income ratio: 14%
Credit score: 740-759 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 23 / 22Length of status:6y 6m
Amount delinquent: $0 Total credit lines: 56 Occupation: Professor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $29,682Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 46%  
   Homeownership: Yes  
Screen name: DocMo Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Last of the Short Term Debt
Purpose of loan:
The goal is to restructure a high interest rate loan from Wells Fargo. The Wells Fargo loan represents the last high interest rate debt that I am carrying.

My financial situation:
I am a good candidate for this loan because I have a secure job, excellent credit, and always pay my bills on time. I strongly believe in meeting my financial obligations. This loan will help me restructure the last of the high interest debt and reduce the costs while that debt is eliminated.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Thanks for taking the time to complete the monthly net income and monthly expenses portion. - jpblan11
A: Net Monthly Income (Net Taxes, Insurance): about $10,600. Monthly expenses (Mortgages, Insurance, Utilities, Debt Maintenance): about $6,400. Discretionary Income/Savings: about $4,200. This Prosper Loan is earmarked to directly replace a $12,600 Wells Fargo Loan written at 17.9% with a monthly payment of $485 and about 4 years left in the term. The new terms of this loan will be roughly 6.6% with a $399 payment. Savings over 3 years are estimated to be about $10,000. (Jan-23-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
squadron781$25.001/21/2011 10:42:52 AM
ThomasC$50.001/21/2011 11:18:04 AM
martinatime$25.001/21/2011 11:20:58 AM
cebgop$25.001/21/2011 11:22:56 AM
blot44$25.001/21/2011 11:31:57 AM
indomitable-coin$100.001/21/2011 11:32:11 AM
patriot897$50.001/21/2011 11:32:50 AM
interest-exec9$25.001/21/2011 11:33:21 AM
inspired-investment8$100.001/21/2011 11:34:59 AM
community-pipeline$25.001/21/2011 11:35:35 AM
meenan$100.001/21/2011 11:35:45 AM
robertmm25$50.001/21/2011 11:35:58 AM
paintedposies$50.001/21/2011 11:37:37 AM
Castellan$50.001/21/2011 11:38:06 AM
axl163$25.001/21/2011 11:38:11 AM
C_Mark$100.001/21/2011 11:38:43 AM
principal-capo8$50.001/21/2011 11:39:01 AM
RedGranite$50.001/21/2011 11:40:13 AM
soheagle$50.001/21/2011 11:40:31 AM
fishtale$25.001/21/2011 11:41:00 AM
lender987654321$25.001/21/2011 11:41:06 AM
organized-payment6$25.001/21/2011 10:44:01 AM
FlexFunding$50.001/21/2011 11:32:32 AM
mathprof$25.001/21/2011 11:32:58 AM
Eagles81$50.001/21/2011 11:34:21 AM
TSC$100.001/21/2011 11:34:46 AM
Dreamconnection$50.001/21/2011 11:35:32 AM
goldfinger3$100.001/21/2011 11:36:27 AM
Daneistes$50.001/21/2011 11:36:43 AM
tech310$50.001/21/2011 11:37:07 AM
JohnW12$50.001/21/2011 11:37:26 AM
cognizant-rate732$25.001/21/2011 11:37:42 AM
Mantis75$25.001/21/2011 11:39:04 AM
larsowe$35.001/21/2011 11:39:09 AM
NDFIRTH$50.001/21/2011 11:39:17 AM
mattpet$25.001/21/2011 11:39:50 AM
neenerman$50.001/21/2011 11:40:28 AM
officer8$25.001/21/2011 11:30:33 AM
rss197$25.001/21/2011 12:48:03 PM
virtualbank$50.001/21/2011 12:48:52 PM
AFairDeal$75.001/21/2011 11:35:12 AM
webclimber$50.001/21/2011 11:35:53 AM
HHP$25.001/21/2011 11:37:57 AM
transparency-giant$50.001/21/2011 11:38:27 AM
Centaur$50.001/21/2011 11:39:29 AM
compoundinterest$50.001/21/2011 11:40:21 AM
bomdel$25.001/21/2011 1:07:28 PM
samo102us$25.001/21/2011 4:52:25 PM
bds9646$26.001/21/2011 12:50:41 PM
lloyd_s$25.001/21/2011 5:24:34 PM
a-responsible-return$46.671/21/2011 1:06:41 PM
Digs$25.001/21/2011 4:52:27 PM
misit$25.001/21/2011 4:53:40 PM
felicity-loyalist0$25.001/21/2011 2:53:02 PM
integrity-planet1$50.001/21/2011 9:29:12 PM
kulender$50.001/22/2011 12:58:13 AM
vutah$25.001/22/2011 8:08:28 AM
hopeful-truth5$300.001/21/2011 7:27:51 PM
pwkpwk$25.001/22/2011 9:44:44 AM
RiskManiac$25.001/22/2011 6:44:26 AM
monroemoney$25.001/22/2011 12:39:00 AM
wise-balanced-moola$25.001/22/2011 1:17:41 AM
ItsJustMe79$27.521/22/2011 1:22:07 AM
friendinmoney$25.001/22/2011 8:44:19 AM
AnxiousAirman$50.001/22/2011 10:53:22 AM
bestbuy$25.001/22/2011 11:59:31 AM
cloud8$76.731/22/2011 11:57:48 AM
forthright-dedication$25.001/22/2011 12:43:01 PM
indomart$50.001/22/2011 9:27:29 PM
revenue-buddy0$50.001/22/2011 9:59:48 PM
BankofBeth$25.001/22/2011 5:18:13 PM
sandeepPR$35.001/22/2011 5:39:44 PM
mistertao$25.001/23/2011 9:36:55 AM
epsp$50.001/23/2011 3:22:39 AM
DeathScythe676$50.001/22/2011 4:31:52 PM
pay_day$50.001/22/2011 7:38:38 PM
eyal0$50.001/23/2011 12:57:53 AM
JM-Sarawak$100.001/23/2011 6:24:41 AM
MrJDL1971$100.001/23/2011 11:11:53 AM
leverage-gravitas$25.001/23/2011 11:28:03 AM
Nicedad72$25.001/23/2011 5:51:41 PM
Corellia$100.001/23/2011 2:41:09 PM
Aurumdraco$25.001/23/2011 3:09:53 PM
16888$50.001/23/2011 8:12:32 PM
TikPmp1$25.001/24/2011 9:55:40 AM
balance-force$26.001/23/2011 11:23:20 PM
gpsgreg$50.001/24/2011 8:10:47 AM
buffalobills$25.001/24/2011 9:17:26 AM
awwaww$25.001/24/2011 9:36:14 AM
UncleTupelo2$25.001/24/2011 9:39:32 AM
revenue-appraiser$25.001/24/2011 8:10:24 AM
fenpark15$25.001/24/2011 9:46:14 AM
FinanciallySavvyMom$25.001/24/2011 8:49:32 AM
credit-maple5$100.001/24/2011 9:33:52 AM
Hiru$25.001/24/2011 2:06:59 PM
engrossing-benefit0$25.001/24/2011 4:47:34 PM
EarlyRiser$250.001/24/2011 10:39:45 AM
cleveland2portland$50.001/24/2011 1:39:47 PM
diverse2$38.281/24/2011 11:46:40 AM
grallu$50.001/24/2011 12:19:50 PM
dollars4debts$25.001/24/2011 12:26:43 PM
anton$3,700.001/24/2011 8:55:10 PM
perzzz$50.001/21/2011 10:43:01 AM
one-midas$50.001/21/2011 10:50:34 AM
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balance-voyager$50.001/21/2011 11:31:37 AM
xphile$25.001/21/2011 11:31:54 AM
thedoctor$100.001/21/2011 11:32:05 AM
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shamrocker$25.001/21/2011 11:33:06 AM
platinum-rapture6$50.001/21/2011 11:33:39 AM
newest-organic-rupee$25.001/21/2011 11:34:10 AM
radforj22$75.001/21/2011 11:34:15 AM
yukongin$25.001/21/2011 11:35:06 AM
Pickmar$25.001/21/2011 11:35:51 AM
Phantom99$100.001/21/2011 11:36:20 AM
casaram$25.001/21/2011 11:36:49 AM
DukSerduk$25.001/21/2011 11:37:01 AM
ogmanny$50.001/21/2011 11:38:17 AM
kanakakm$50.001/21/2011 11:38:58 AM
impartial-deal$25.001/21/2011 11:39:13 AM
ingenious-interest1$250.001/21/2011 11:39:36 AM
majestic-dedication$50.001/21/2011 11:39:45 AM
Dollars4Rent$50.001/21/2011 11:40:38 AM
CapStack$50.001/21/2011 11:41:56 AM
deal-frontier$50.001/21/2011 11:20:45 AM
flexible-value$100.001/21/2011 11:32:19 AM
kyomoon$50.001/21/2011 11:32:40 AM
bowdish1$100.001/21/2011 11:35:26 AM
JJ9876$50.001/21/2011 11:35:41 AM
tekkie2412$50.001/21/2011 11:37:14 AM
HunterSix$25.001/21/2011 11:37:31 AM
authoritative-truth$50.001/21/2011 11:38:00 AM
life-is-great$25.001/21/2011 11:40:43 AM
kenji4861$25.001/21/2011 11:22:05 AM
velocity-solo$25.001/21/2011 11:22:37 AM
penny-plato$25.001/21/2011 3:54:22 PM
wise-deal-panda$50.001/21/2011 11:32:26 AM
credit-investor5$50.001/21/2011 11:33:14 AM
Havana21$118.881/21/2011 11:33:46 AM
lagnisiruk$25.001/21/2011 11:34:26 AM
be_wise$25.001/21/2011 11:34:34 AM
astute-investment5$25.001/21/2011 11:34:40 AM
BankingFamily$50.001/21/2011 11:34:49 AM
AmericanCredit$25.001/21/2011 11:34:54 AM
responsibility-cherry6$50.001/21/2011 11:35:21 AM
honorable-yield$40.001/21/2011 11:36:04 AM
nimble-money0$50.001/21/2011 11:36:09 AM
building_community$25.001/21/2011 11:36:36 AM
Goodthing$100.001/21/2011 11:36:54 AM
meux99$25.001/21/2011 11:37:21 AM
Goodlender42$25.001/21/2011 11:38:37 AM
jct_enterprises$25.001/21/2011 11:38:48 AM
currency-persimmon$25.001/21/2011 11:40:00 AM
RockCrown$50.001/21/2011 11:40:09 AM
surfsider123$25.001/21/2011 1:49:55 PM
felicity-loyalist0$25.001/21/2011 2:52:25 PM
reflective-rupee$25.771/21/2011 1:09:20 PM
Artist_Blue$25.001/21/2011 3:52:11 PM
phillipd48$25.001/22/2011 1:05:04 AM
beaker$25.001/22/2011 12:30:58 AM
Stafo$25.001/22/2011 1:13:08 AM
tastytitan$50.001/21/2011 11:16:49 PM
MONEYLENDER101$39.441/22/2011 12:44:30 AM
TennSquire$25.001/22/2011 9:33:29 AM
paytonbrigadier$200.001/22/2011 11:38:33 AM
bold-treasure-neutrino$50.001/22/2011 3:27:44 PM
responsibility-aurora$25.001/22/2011 9:53:41 PM
dinero-festivity2$37.651/22/2011 3:26:03 PM
Gr8Deal$50.001/23/2011 5:18:11 AM
myworld701$25.001/23/2011 6:11:55 AM
worldly-kindness8$50.001/22/2011 8:31:43 PM
economy-orchid$30.001/23/2011 8:59:08 AM
promiser200$25.001/23/2011 9:17:05 AM
ml13$25.001/23/2011 11:55:45 AM
japerk$25.001/23/2011 1:30:40 PM
listenfirst$100.001/23/2011 7:51:33 AM
enriching-payout$25.001/23/2011 9:24:31 AM
ProfPC$25.001/23/2011 1:16:54 PM
Snowflake6515$25.001/23/2011 7:07:00 AM
Pulchritudinous$25.001/23/2011 11:46:48 AM
gzeo$25.001/23/2011 1:47:19 PM
Duchdad$25.001/23/2011 8:16:40 PM
trade-surge3$50.001/23/2011 8:33:00 PM
titan2$25.001/23/2011 11:02:25 PM
rakstar$50.001/24/2011 6:52:47 AM
paladin847$50.001/24/2011 6:11:27 AM
eighttone$25.001/23/2011 11:20:00 PM
don8ter$25.001/24/2011 8:12:58 AM
wjf60$50.001/24/2011 2:16:45 AM
tomdooley12520$25.001/24/2011 5:43:50 AM
ITFDEE$25.001/24/2011 10:13:46 AM
vigilance-frontier$25.001/24/2011 10:24:05 AM
outofoffice$75.001/24/2011 7:22:12 AM
Railbird$50.001/24/2011 9:35:49 AM
rex45$25.001/24/2011 9:11:30 AM
Geologist-67$25.001/24/2011 10:16:36 AM
CE88$75.001/24/2011 12:38:53 PM
skibum65$50.001/24/2011 4:22:12 PM
sincere-balance$25.001/24/2011 12:27:47 PM
asset-reaction$25.001/24/2011 4:49:56 PM
heavenly-interest9$50.001/24/2011 3:02:46 PM
benevolent-asset$25.001/24/2011 4:38:10 PM
Chosen-one$25.001/24/2011 6:58:52 PM
toronado$50.001/24/2011 7:42:53 PM
205 Investments
 
Borrower Payment Dependent Notes Series 491253
This series of Notes was issued and sold upon the funding of the borrower loan #46777, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.70% Listing Start date:  Jan-21-2011 
Term: 36 months Listing End date:  Jan-24-2011 
 
Lender yield: 16.99% Borrower rate/APR: 17.99% / 21.34% Monthly payment: $271.11
 
Lender servicing fee: 1.00% Effective Yield*: 16.60%  
Estimated return*: 8.90%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-1994 Debt/Income ratio: 18%
Credit score: 680-699 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 3Length of status:2y 10m
Amount delinquent: $0 Total credit lines: 22 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,300Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 86%  
   Homeownership: Yes  
Screen name: LoanerGal Borrower's state: Mississippi Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 18 ( 95% ) 680-699 (Latest)
Principal borrowed: $2,500.00< 31 days late: 1 ( 5% )  
740-759 (Apr-2008)
720-739 (Nov-2006)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 19  
Description
Loan One
Purpose of loan:
This loan will be used to fund a home business.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Mortgage Balance is appx. $39000. There is no 2nd or heloc. Market Value is appx. $60000. (Jan-21-2011)
Q: How is Miss--what is the home business--thanks - maj0508
A: It is cold here this weekend in MS. Sales/Direct Marketing-- Inventory/Start-up Costs - $4000; 4 months Advertising $2000; 4 months Expenses $1500; (Jan-22-2011)
Q: Will the home business be your only source of income? Are you otherwise employed? - Slapshot
A: Currently I am employed as an orthodontist assistant and will continue in that capacity until such time as I can justify moving on. I currently have debt of only the house (45000) and $5000 in miscellaneous. My mortgage payment is only $610. My husband and I own a car and a van and we have the title to both vehicles. Please consider funding my loan. (Jan-24-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
enthusiastic-balance5$100.001/21/2011 10:41:49 AM
commerce-yeller$25.001/21/2011 10:42:10 AM
commanding-income774$50.001/21/2011 10:42:38 AM
wise-deal-panda$50.001/21/2011 10:51:25 AM
bowdish1$50.001/21/2011 11:03:21 AM
simplelender80$100.001/21/2011 11:04:48 AM
rolandweary$25.001/21/2011 11:10:36 AM
C_Mark$100.001/21/2011 11:13:23 AM
jazzlender$25.001/21/2011 10:41:06 AM
somebody32$50.001/21/2011 11:16:50 AM
five-star-justice$36.001/21/2011 11:17:31 AM
flexible-value$100.001/21/2011 10:50:33 AM
indomitable-coin$25.001/21/2011 11:44:18 AM
CAGE-Investments$25.001/21/2011 10:45:32 AM
lender987654321$25.001/21/2011 10:47:09 AM
responsibility-cherry6$50.001/21/2011 11:15:13 AM
one-midas$25.001/21/2011 12:43:25 PM
credit-investor5$50.001/21/2011 11:15:58 AM
genius520$100.001/21/2011 11:04:03 AM
MutuallyBeneficial$50.001/21/2011 11:33:36 AM
reflective-rupee$25.771/21/2011 1:10:41 PM
museic1$50.001/21/2011 11:09:57 AM
terrific-duty397$25.001/21/2011 2:15:35 PM
TNG812$25.001/21/2011 11:20:29 AM
enchanted-yield4$50.001/21/2011 11:24:02 AM
Skeptical-one$49.001/21/2011 11:41:16 AM
Mikale360$25.001/21/2011 5:33:43 PM
nilonc1$100.001/22/2011 8:37:17 AM
zorg77$25.001/22/2011 9:41:39 AM
terrific-fund5$25.001/21/2011 9:16:56 PM
Sol_Invictus$25.001/22/2011 9:55:32 AM
Bank_Of_XL$50.001/22/2011 10:01:58 AM
handshake5$100.001/22/2011 8:38:42 AM
encore06$25.001/22/2011 11:22:01 AM
Speculator$50.001/22/2011 11:22:47 AM
maj0508$100.001/22/2011 9:04:30 AM
wdworld$50.001/22/2011 11:58:46 AM
thorough-exchange4$50.001/22/2011 11:34:43 AM
bomdel$25.001/22/2011 11:57:27 AM
gold-commander0$50.001/22/2011 11:58:15 AM
AnxiousAirman$25.001/22/2011 3:34:18 PM
350DGRZ$50.001/22/2011 11:34:47 AM
felicity-loyalist0$25.001/22/2011 12:20:38 PM
vordo$50.001/22/2011 3:34:15 PM
responsibility-aurora$25.001/22/2011 9:34:27 PM
noodles932$25.001/22/2011 2:56:10 PM
ronin4sale$25.001/22/2011 5:53:44 PM
chameleon125$50.001/23/2011 6:30:00 AM
FlyingBobo$25.001/23/2011 6:57:52 AM
williemc44$25.001/22/2011 8:37:40 PM
dough-souffle$25.001/22/2011 3:40:15 PM
debt-system880$25.001/22/2011 9:06:55 PM
drkosh$25.001/23/2011 8:29:54 AM
skiberdad$50.001/22/2011 4:08:22 PM
chekat$25.001/23/2011 11:24:10 AM
dovid$50.001/23/2011 5:52:19 AM
worthy-bid8$50.001/23/2011 6:57:40 AM
capital-marsupial3$25.001/23/2011 11:42:19 AM
kublai$25.001/23/2011 11:56:45 AM
bulabula$50.001/23/2011 4:17:40 PM
nanda$100.001/23/2011 7:02:21 PM
hannibal720$25.001/24/2011 6:31:48 AM
rakstar$25.001/24/2011 6:52:57 AM
The_Donald$50.001/23/2011 4:41:44 PM
fun2invest$25.001/24/2011 6:09:08 AM
buffalobills$25.001/24/2011 9:14:15 AM
swpski$25.001/24/2011 9:33:15 AM
eloquent-dough5$25.001/23/2011 7:21:52 PM
Reputation1$25.001/24/2011 9:36:41 AM
maschinenbau$25.001/24/2011 9:37:44 AM
yennib$50.001/24/2011 9:38:52 AM
firstandten$50.001/24/2011 7:31:39 AM
rudyindc$50.001/24/2011 9:47:48 AM
Christophe$25.001/24/2011 7:38:01 AM
flibinite$50.001/24/2011 9:55:41 AM
luv052693$25.001/24/2011 8:30:15 AM
marketplace-achievement$50.001/24/2011 9:11:38 AM
JayIsABear$30.001/24/2011 9:13:22 AM
cropdust3r$25.001/24/2011 7:12:16 AM
PaulW$25.001/24/2011 7:27:47 AM
ingenious-diversification$25.001/24/2011 9:36:09 AM
moola-monger9$50.001/24/2011 7:35:40 AM
ore-dojo$25.001/24/2011 10:02:12 AM
FinanciallySavvyMom$28.291/24/2011 9:07:50 AM
rex45$25.001/24/2011 9:17:04 AM
worth-sanctuary9$50.001/24/2011 9:34:38 AM
antrux$25.001/24/2011 9:34:52 AM
NYCFinancier$25.001/24/2011 9:36:28 AM
wise-rupee-sanctuary$50.001/21/2011 10:54:02 AM
cloud8$60.001/21/2011 10:57:02 AM
ursus$100.001/21/2011 11:06:02 AM
enthralling-deal180$75.001/21/2011 10:44:44 AM
orange-preeminant-bill$50.001/21/2011 10:46:46 AM
ThomasC$50.001/21/2011 11:18:15 AM
powerful-finance7$25.001/21/2011 10:49:33 AM
steiglends$250.001/21/2011 11:22:22 AM
JustMee$25.001/21/2011 11:25:32 AM
B-rad_the_Coug$25.001/21/2011 11:29:01 AM
gracej$25.001/21/2011 10:55:41 AM
tech310$50.001/21/2011 11:00:06 AM
skuba$75.001/21/2011 11:02:25 AM
honorable-yield$25.001/21/2011 11:05:26 AM
radforj22$25.001/21/2011 10:43:35 AM
velocity-solo$50.001/21/2011 11:11:24 AM
the-enterprising-leverage$25.001/21/2011 11:12:15 AM
heavenly-repayment4$25.001/21/2011 11:13:06 AM
bigphish$40.231/21/2011 11:15:43 AM
jjswanso$50.001/21/2011 11:18:39 AM
marketplace-cello5$25.001/21/2011 11:21:33 AM
american6$100.001/21/2011 10:59:11 AM
rss197$25.001/21/2011 1:07:33 PM
DasMula$25.001/21/2011 11:11:44 AM
worldly-community3$50.001/21/2011 11:12:37 AM
bjak$25.001/21/2011 1:07:52 PM
papaloha$25.001/22/2011 12:42:08 AM
hopeful-truth5$100.001/21/2011 7:30:27 PM
Fiimg$50.001/22/2011 9:46:40 AM
objective-investor$150.001/22/2011 12:01:00 PM
capital-dynamo0$50.001/22/2011 11:34:56 AM
TelegramSam$25.001/22/2011 11:37:05 AM
golden-finance7$50.001/22/2011 11:57:57 AM
Mark-7$50.001/22/2011 2:18:22 PM
Rick7925$25.001/22/2011 2:42:28 PM
forthright-dedication$50.001/22/2011 12:42:41 PM
Carpetkid$25.001/22/2011 11:59:24 AM
a-responsible-return$25.001/22/2011 11:59:28 AM
mtnbikemania$50.001/22/2011 3:59:21 PM
all_of_that_one$25.001/22/2011 1:19:28 PM
SelectTrustLending$25.001/22/2011 3:07:13 PM
helpingyou1$25.001/22/2011 3:41:01 PM
frugalinvestor20$25.001/22/2011 9:20:55 PM
graceful-credit5$50.001/23/2011 8:38:14 AM
platinum-rapture6$50.001/22/2011 3:43:38 PM
voyage554$25.001/22/2011 10:57:04 PM
loan-master996$50.001/23/2011 11:38:15 AM
return-marsupial3$25.001/23/2011 11:55:42 AM
Nicedad72$25.001/23/2011 1:54:11 PM
TheGrayFox$25.001/22/2011 11:37:13 PM
dollardave$100.001/22/2011 11:52:27 PM
trade-trumpet$50.001/23/2011 10:44:22 AM
sensible-gain884$25.001/23/2011 5:47:15 AM
1BizLady$25.001/23/2011 7:52:47 AM
mennleo$50.001/23/2011 10:07:04 AM
CorporateT00l$50.001/23/2011 10:52:21 AM
Edwardtomo$50.001/23/2011 1:06:47 PM
asdf9876$25.001/23/2011 3:11:39 PM
dodgerfan$50.001/23/2011 6:42:00 PM
powdrsnow$50.001/23/2011 7:11:10 PM
iannyc$50.001/23/2011 7:21:38 PM
Slapshot$75.001/24/2011 5:52:13 AM
superpuppy$50.001/24/2011 6:41:55 AM
Thelonius98$50.001/23/2011 2:28:15 PM
best-openness-banker$50.001/23/2011 8:57:03 PM
RamesesTG$25.001/23/2011 10:27:28 PM
AxionMan05$50.001/23/2011 4:06:38 PM
nashibaksi$25.001/23/2011 6:00:05 PM
WLenders$50.001/23/2011 7:26:53 PM
balanced-balance6$25.001/24/2011 7:14:58 AM
IanIan$25.001/24/2011 9:45:01 AM
burger283$25.001/24/2011 9:47:28 AM
1stBankAndHal$25.001/24/2011 10:08:11 AM
urgeforknowledge$50.001/23/2011 10:54:01 PM
jbrel$50.001/24/2011 8:07:14 AM
compagnt$25.001/24/2011 8:14:04 AM
Slapshot$25.001/24/2011 5:18:33 AM
frobin$25.001/24/2011 5:27:02 AM
bazaar-ruler$50.001/24/2011 5:46:38 AM
paladin847$50.001/24/2011 6:16:58 AM
Tradesmanlender$35.001/24/2011 9:41:05 AM
lostontheedge$25.001/24/2011 9:41:28 AM
agalt$75.001/24/2011 8:32:17 AM
Red-Bull-One$25.001/24/2011 9:56:33 AM
frederic-chopin$25.001/24/2011 9:19:46 AM
Geologist-67$25.001/24/2011 10:02:41 AM
174 Investments
 
Borrower Payment Dependent Notes Series 491341
This series of Notes was issued and sold upon the funding of the borrower loan #46713, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-22-2011 
Term: 36 months Listing End date:  Jan-23-2011 
 
Lender yield: 13.49% Borrower rate/APR: 14.49% / 16.65% Monthly payment: $120.46
 
Lender servicing fee: 1.00% Effective Yield*: 13.26%  
Estimated return*: 7.31%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Apr-1997 Debt/Income ratio: 10%
Credit score: 700-719 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 7 / 7Length of status:1y 9m
Amount delinquent: $0 Total credit lines: 24 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,541Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 62%  
   Homeownership: No  
Screen name: exuberant-bill6 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Ashanbooks
Purpose of loan:
This loan will be used to?
pay off?a credit card and to market my recently released book.
My financial situation:
I am a good candidate for this loan because?
I am stable and reliable; I am not an impulse buyer.
Monthly net income: $ 4700.00

Monthly expenses: $ 2310
??Housing: $ 610
??Insurance: $ 250
??Car expenses: $ 420
??Utilities: $ 150
??Phone, cable, internet: $ 80
??Food, entertainment: $ 500
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 350
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you provide more details about a 1 listed delinquency? - Reddy_Capital
A: As far as I can tell from my most current credit report, the delinquency involved a student loan which has long since been paid off. (Jan-22-2011)
Q: Based on your cash flow you shoud be able to save 3500 in two months. Why not do that instead of borrowing? - Math_Physics
A: I have an immediate opportunity to hold a book signing and release event. However I need money in advance to order a supply of books to sign and sell at the event. With the holidays just past, I'm a little short on funds, but I don't want to let this opportunity slip by. (Jan-23-2011)
Q: Question about your Monthly Expenses. When I add up the numbers you have provided, I get $2660. I think you list another amount for your Monthly Expenses. Could you clarify your math for me? Just want to make sure I understand your listing. Thanks! - wilmajean
A: You are correct. Apparently I missed the credit card expenses of $350 when I totalled the numbers. (Jan-23-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
jazzlender$25.001/22/2011 11:21:30 AM
american6$100.001/22/2011 11:27:04 AM
velocity-solo$50.001/22/2011 11:29:18 AM
organized-payment6$50.001/22/2011 11:25:40 AM
bowdish1$50.001/22/2011 11:27:52 AM
credit-panda1$25.001/22/2011 12:26:26 PM
museic1$50.001/22/2011 11:28:48 AM
C_Mark$100.001/22/2011 11:30:05 AM
Redmond$25.001/22/2011 11:31:55 AM
Edge-City$25.001/22/2011 2:09:59 PM
enthralling-deal180$75.001/22/2011 11:22:31 AM
enchanted-yield4$50.001/22/2011 11:23:20 AM
wise-deal-panda$50.001/22/2011 11:26:23 AM
Rick7925$25.001/22/2011 2:42:37 PM
wise-rupee-sanctuary$50.001/22/2011 11:26:41 AM
genius520$100.001/22/2011 11:28:03 AM
simplelender80$100.001/22/2011 11:28:14 AM
friendinmoney$25.001/22/2011 12:42:53 PM
Domgabriel$25.001/22/2011 11:31:26 AM
commerce-yeller$25.001/22/2011 11:31:46 AM
squadron781$25.001/22/2011 2:24:02 PM
epicanthal$25.001/22/2011 11:48:32 AM
jodilee31$50.001/22/2011 4:20:45 PM
blue-useful-auction$25.001/22/2011 4:29:08 PM
mogul16$25.001/22/2011 6:23:29 PM
skidoo99$27.101/22/2011 8:25:47 PM
SelectTrustLending$25.001/22/2011 3:07:44 PM
interstellar$50.001/22/2011 5:13:42 PM
wealth-ferret$50.001/22/2011 7:11:15 PM
markdavid1957$25.001/23/2011 7:52:24 AM
a2190b$25.001/23/2011 8:02:09 AM
eretro$28.571/23/2011 8:26:49 AM
ThomasC$50.001/22/2011 11:53:16 PM
santhana$59.101/23/2011 1:06:09 AM
skiberdad$50.001/22/2011 4:08:41 PM
happyinvallarta$50.001/23/2011 5:31:49 AM
JM-Sarawak$50.001/23/2011 6:20:16 AM
shellback13$75.021/23/2011 6:45:02 AM
authentic-peace7$35.441/22/2011 8:44:57 PM
KirosPOS$65.271/22/2011 10:57:50 PM
wwwUniversal$25.001/22/2011 11:53:21 PM
first-serene-credit$25.001/23/2011 7:55:25 AM
Sandiegorep$54.881/23/2011 9:24:38 AM
skuba$75.001/22/2011 11:27:33 AM
ursus$100.001/22/2011 11:28:31 AM
the-enterprising-leverage$25.001/22/2011 11:29:38 AM
radforj22$25.001/22/2011 11:21:55 AM
Jassi$25.001/22/2011 11:57:51 AM
kmr2$100.001/22/2011 11:26:30 AM
honorable-yield$25.001/22/2011 11:28:23 AM
best-listing-toro$25.001/22/2011 12:34:38 PM
rolandweary$25.001/22/2011 11:29:06 AM
jjswanso$50.001/22/2011 11:30:42 AM
marketplace-cello5$25.001/22/2011 11:31:03 AM
indomitable-coin$25.001/22/2011 11:32:01 AM
Toppenish99$25.001/22/2011 3:03:18 PM
tech310$50.001/22/2011 11:27:11 AM
worldly-community3$50.001/22/2011 11:29:53 AM
loss-of-control$50.001/22/2011 1:13:23 PM
one-midas$25.001/22/2011 12:05:08 PM
mtnbikemania$50.001/22/2011 3:59:42 PM
SolarMoonshine$25.001/22/2011 12:23:19 PM
vutah$50.001/22/2011 5:10:28 PM
pshans$40.001/22/2011 6:53:43 PM
terrific-p2ploan$25.001/22/2011 8:25:51 PM
open-minded-finance1$50.001/23/2011 5:27:18 AM
Josphine$25.001/23/2011 5:42:28 AM
Scotcha$50.001/22/2011 6:10:26 PM
Cliffie83$52.371/22/2011 6:43:44 PM
beachfunder$50.001/23/2011 7:04:21 AM
thecommishonline$50.001/22/2011 8:52:03 PM
impeccable-transparency$50.001/22/2011 3:42:41 PM
SBRun$50.001/22/2011 9:41:12 PM
MoneyForNothing$12.251/23/2011 9:25:27 AM
flexible-value$100.001/22/2011 11:53:12 PM
AGSLending$25.001/23/2011 5:14:51 AM
porwestco$25.001/23/2011 7:04:57 AM
diverse-benjamins$25.001/22/2011 11:25:54 PM
sensible-gain884$25.001/23/2011 5:47:33 AM
Math_Physics$25.001/23/2011 7:22:39 AM
blue-relay$25.001/23/2011 7:31:54 AM
81 Investments