Sales Report:Supplement No. 7 dated Jan 25, 2011 to Prospectus dated Jan 12, 2011File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jan 12, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jan 12, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
488917
This series of Notes was issued and sold upon the funding of the borrower loan #46729, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Jan-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-15-2011 |
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 28.49% |
Monthly payment:
| $298.16 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 13.60% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1995 |
Debt/Income ratio:
| 19% |
Credit score:
| 720-739 (Dec-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
6 | Length of status: | 17y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $87,603 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| jimmyvegas |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 13 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $9,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jul-2010)
680-699
(Oct-2007)
700-719
(Dec-2006)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 13 | | |
Description
Pay Off 401k Loan
Purpose of loan:
Pay Off my 401k loan to allow me to take a larger loan from my 401k. Plan only allows one loan at a time. I will take the proceeds from a larger 401k loan to pay the prosper loan in full and do some improvements on rental property that I own.
My financial situation: My 401k balance is $125,000 and if I pay off a loan that I have for $8,000 I can borrow $50,000 at 3.25% from the plan. I will pay the prosper loan off as soon as I can process the new 401k loan 30-60 days.
Monthly net income: $ 6,000
Monthly expenses: $
??Housing: $
1,015
??Insurance: $
50
??Car expenses: $
200 (Fuel and maintenance) Car is paid off
??Utilities: $
100
??Phone, cable, internet: $ 50 (Don't have cable and cell phone is work provided)
??Food, entertainment: $
300
??Clothing, household expenses $
200
??Credit cards and other loans: $ 800
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
jns48 | $25.00 | 1/15/2011 11:39:30 AM |
miggy5 | $25.00 | 1/15/2011 11:39:55 AM |
flexible-income9 | $32.96 | 1/15/2011 11:40:10 AM |
calinno2 | $25.00 | 1/15/2011 11:40:53 AM |
taebutogi | $25.00 | 1/15/2011 11:41:01 AM |
ivy-league-MBA | $25.00 | 1/15/2011 11:41:08 AM |
brother_tam | $50.00 | 1/15/2011 11:41:56 AM |
apostle901 | $25.00 | 1/15/2011 11:42:30 AM |
CC911 | $25.00 | 1/15/2011 11:42:52 AM |
dollar-sonnet3 | $50.00 | 1/15/2011 11:43:25 AM |
Gibbyland | $50.00 | 1/15/2011 11:43:38 AM |
thelovebug | $100.00 | 1/15/2011 11:44:04 AM |
nicklds | $25.00 | 1/15/2011 11:44:08 AM |
hope-eagle6 | $25.00 | 1/15/2011 11:44:19 AM |
missing-link | $25.00 | 1/15/2011 11:44:43 AM |
UCLA4life | $25.00 | 1/15/2011 11:47:41 AM |
MoneyForNothing | $25.00 | 1/15/2011 11:48:20 AM |
oldtruckads | $25.00 | 1/15/2011 11:39:51 AM |
Davidson2 | $50.00 | 1/15/2011 11:39:58 AM |
AMCal | $50.00 | 1/15/2011 11:40:03 AM |
lagnisiruk | $25.00 | 1/15/2011 11:56:25 AM |
ubuntu2 | $50.00 | 1/15/2011 11:40:07 AM |
top-investment-american | $50.00 | 1/15/2011 11:40:16 AM |
platinum-celebration4 | $42.00 | 1/15/2011 11:40:22 AM |
treasure-generator | $25.00 | 1/15/2011 11:40:45 AM |
SpareChangeHero | $25.00 | 1/15/2011 11:40:54 AM |
AMSlife | $50.00 | 1/15/2011 11:57:15 AM |
the-silver-blaster | $50.00 | 1/15/2011 11:57:23 AM |
Thylow | $206.66 | 1/15/2011 11:41:51 AM |
momoney2lend | $25.00 | 1/15/2011 11:41:59 AM |
Miklot | $75.00 | 1/15/2011 11:42:41 AM |
nerdfactor | $25.00 | 1/15/2011 11:42:48 AM |
shrewd-peace7 | $25.00 | 1/15/2011 11:42:55 AM |
Wowzer | $25.00 | 1/15/2011 11:39:41 AM |
social-conductor4 | $25.00 | 1/15/2011 11:40:06 AM |
AgioNiko | $50.00 | 1/15/2011 11:40:14 AM |
whartonmba | $25.00 | 1/15/2011 11:43:34 AM |
Redmond | $25.00 | 1/15/2011 11:43:41 AM |
CaptainCrunch | $25.00 | 1/15/2011 11:40:56 AM |
GInBaghdad | $25.00 | 1/15/2011 11:44:15 AM |
stock106 | $25.00 | 1/15/2011 11:42:02 AM |
ciscoparrot | $25.00 | 1/15/2011 11:42:27 AM |
frankdelraza | $25.00 | 1/15/2011 11:42:45 AM |
Worldskiboy | $50.00 | 1/15/2011 11:42:47 AM |
velocity-solo | $30.00 | 1/15/2011 11:45:55 AM |
wtrboy | $50.00 | 1/15/2011 11:43:32 AM |
108lender | $150.00 | 1/15/2011 11:44:10 AM |
helping-out | $30.00 | 1/15/2011 11:45:42 AM |
bid-czar8 | $50.00 | 1/15/2011 11:45:49 AM |
nickel-hickory | $50.00 | 1/15/2011 11:48:39 AM |
market-walnut5 | $25.00 | 1/15/2011 11:45:59 AM |
gizmo65 | $25.00 | 1/15/2011 11:46:13 AM |
enthusiastic-balance5 | $100.00 | 1/15/2011 11:46:19 AM |
VAGweilo | $50.00 | 1/15/2011 11:46:47 AM |
credit-bliss8 | $25.00 | 1/15/2011 11:47:53 AM |
Investoman | $100.00 | 1/15/2011 11:52:33 AM |
amusement4 | $100.00 | 1/15/2011 11:53:01 AM |
Rob717171 | $50.00 | 1/15/2011 11:55:40 AM |
honorable-yield | $25.00 | 1/15/2011 11:53:31 AM |
kendallv | $25.00 | 1/15/2011 11:56:57 AM |
vigorous-velocity | $50.00 | 1/15/2011 11:54:35 AM |
natural-greenback6 | $25.00 | 1/15/2011 11:57:24 AM |
scrappy-diversification7 | $2,000.00 | 1/15/2011 11:57:27 AM |
cash-medalist3 | $25.00 | 1/15/2011 11:40:00 AM |
SkipperScott | $50.00 | 1/15/2011 11:40:12 AM |
yield-lion2 | $25.00 | 1/15/2011 11:40:42 AM |
sweetlan | $25.00 | 1/15/2011 11:40:48 AM |
bid-carrier0 | $25.00 | 1/15/2011 11:40:55 AM |
slithytove | $25.00 | 1/15/2011 11:42:36 AM |
berkeleyalum | $25.00 | 1/15/2011 11:42:49 AM |
fabulous-community4 | $50.00 | 1/15/2011 11:43:04 AM |
investment-visionary | $25.00 | 1/15/2011 11:43:22 AM |
bnlforever | $25.00 | 1/15/2011 11:43:36 AM |
credit-sycamore4 | $100.00 | 1/15/2011 11:43:43 AM |
LAM26 | $25.00 | 1/15/2011 11:44:42 AM |
LittleMingo | $30.00 | 1/15/2011 11:44:59 AM |
Feyenoord | $25.00 | 1/15/2011 11:45:29 AM |
B-rad_the_Coug | $25.00 | 1/15/2011 11:47:33 AM |
EBITDA | $25.00 | 1/15/2011 11:53:17 AM |
genius520 | $100.00 | 1/15/2011 11:53:21 AM |
ThatDanGuy | $50.00 | 1/15/2011 11:53:25 AM |
worthy-bid8 | $50.00 | 1/15/2011 11:53:38 AM |
first-upright-payout | $25.00 | 1/15/2011 11:53:45 AM |
golffish2 | $50.00 | 1/15/2011 11:39:24 AM |
fair-peace7 | $25.00 | 1/15/2011 11:39:43 AM |
FlorinFlorin | $25.00 | 1/15/2011 11:39:49 AM |
educate42 | $25.00 | 1/15/2011 11:39:57 AM |
fund-web3 | $25.00 | 1/15/2011 11:39:59 AM |
SajDiddy | $50.00 | 1/15/2011 11:40:05 AM |
Cash_Angel | $50.00 | 1/15/2011 11:40:15 AM |
Bob450 | $25.00 | 1/15/2011 11:40:44 AM |
DeltaComputerGuy | $25.00 | 1/15/2011 11:40:49 AM |
sensible-order2 | $50.00 | 1/15/2011 11:40:58 AM |
LoanerPrincipal | $25.00 | 1/15/2011 11:41:15 AM |
copper | $43.95 | 1/15/2011 11:41:54 AM |
bold-productive-wampum | $25.00 | 1/15/2011 11:42:15 AM |
newest-inspiring-power | $25.00 | 1/15/2011 11:42:26 AM |
freedomcrusader | $50.00 | 1/15/2011 11:42:38 AM |
cash-boots | $25.00 | 1/15/2011 11:42:43 AM |
point-kitten6 | $50.00 | 1/15/2011 11:43:01 AM |
KRAM151 | $25.00 | 1/15/2011 11:39:53 AM |
rogue_monster | $50.00 | 1/15/2011 11:40:13 AM |
grnii78 | $50.00 | 1/15/2011 11:40:17 AM |
MylesNH | $25.00 | 1/15/2011 11:40:20 AM |
ITExec | $28.21 | 1/15/2011 11:40:33 AM |
income-excellence1 | $50.00 | 1/15/2011 11:40:51 AM |
Diamond_Jim | $50.00 | 1/15/2011 11:41:06 AM |
NoCal | $25.00 | 1/15/2011 11:44:17 AM |
worth-shower8 | $50.00 | 1/15/2011 11:44:51 AM |
the-liberty-brigade | $25.00 | 1/15/2011 11:42:34 AM |
cedar_rose | $50.00 | 1/15/2011 11:42:46 AM |
whatknows | $25.00 | 1/15/2011 11:42:51 AM |
roadster199 | $25.00 | 1/15/2011 11:42:59 AM |
PatRichi | $25.00 | 1/15/2011 11:45:46 AM |
Comoparklender | $50.00 | 1/15/2011 11:46:00 AM |
Kash2010lu | $27.00 | 1/15/2011 11:46:23 AM |
Skeptical-one | $49.00 | 1/15/2011 11:47:30 AM |
twjh | $25.00 | 1/15/2011 11:45:34 AM |
profit-powerplant | $25.00 | 1/15/2011 11:46:11 AM |
musegaze | $50.00 | 1/15/2011 11:47:37 AM |
113121 | $400.00 | 1/15/2011 11:47:51 AM |
handshake5 | $100.00 | 1/15/2011 11:52:22 AM |
the-auction-bear | $25.00 | 1/15/2011 11:52:52 AM |
truth-ceremony | $25.00 | 1/15/2011 11:54:55 AM |
maldok1 | $25.00 | 1/15/2011 11:55:33 AM |
capital-halo1 | $500.00 | 1/15/2011 11:53:10 AM |
MoonMama | $25.00 | 1/15/2011 11:56:46 AM |
debtcollector | $50.00 | 1/15/2011 11:54:25 AM |
Caerus | $50.00 | 1/15/2011 11:57:22 AM |
nodrivelpls | $25.00 | 1/15/2011 11:57:20 AM |
130 Investments
|
Borrower Payment Dependent Notes Series
489751
This series of Notes was issued and sold upon the funding of the borrower loan #46701, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.20% |
Listing Start date:
| Jan-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-19-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $217.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 15.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1989 |
Debt/Income ratio:
| 24% |
Credit score:
| 700-719 (Jan-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 5y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 52 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,805 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| cjomom |
Borrower's state:
| Oregon |
Borrower's group:
| Not Active |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 21 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $9,300.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Oct-2010)
680-699
(Apr-2010)
680-699
(Aug-2008)
660-679
(Apr-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 21 | | |
Description
consolidate
Purpose of loan:
This loan will be used to consolidate store credit card balances.?
My financial situation:
I am a good candidate for this loan because I have steadily been building credit?and have been with the same?employer for over five years?and my? job?is stable.? I have had two prior prosper loans with no missed payments or late payments.
Monthly net income: $ 2700.00
Monthly expenses: $
??Housing: $ 400.00
??Insurance: $ 87.00
??Car expenses: $ 416.00
??Utilities: $ 150.00
??Phone, cable, internet: $ 50.00
??Food, entertainment: $ 400.00
??Clothing, household expenses $
??Credit cards and other loans: $ 400.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
Kash2010lu | $56.00 | 1/19/2011 4:59:51 PM |
Bob450 | $25.00 | 1/19/2011 5:00:09 PM |
twjh | $25.00 | 1/19/2011 5:00:42 PM |
Fire2 | $25.00 | 1/19/2011 5:01:46 PM |
peace-missile | $25.00 | 1/19/2011 5:10:38 PM |
velocity-solo | $25.00 | 1/19/2011 5:10:55 PM |
genius520 | $100.00 | 1/19/2011 5:12:22 PM |
radforj22 | $25.00 | 1/19/2011 5:14:16 PM |
SolarMoonshine | $50.00 | 1/19/2011 5:05:10 PM |
SLJ3 | $50.00 | 1/19/2011 5:20:35 PM |
credit-sycamore4 | $100.00 | 1/19/2011 5:08:20 PM |
UCLA4life | $25.00 | 1/19/2011 5:08:37 PM |
credit-guard5 | $25.00 | 1/19/2011 5:12:00 PM |
investmentgroup | $25.00 | 1/19/2011 4:59:37 PM |
alexgalt | $100.00 | 1/19/2011 4:59:55 PM |
McDeeter | $25.00 | 1/19/2011 5:01:33 PM |
mikeandcat | $151.14 | 1/19/2011 5:37:47 PM |
reflective-rupee | $1,000.77 | 1/19/2011 5:10:59 PM |
bold-direct-asset | $50.00 | 1/19/2011 6:01:03 PM |
riveting-credit5 | $574.49 | 1/19/2011 6:13:45 PM |
capital-halo1 | $500.00 | 1/19/2011 5:12:12 PM |
HHP | $50.00 | 1/19/2011 5:14:44 PM |
squarebob | $25.00 | 1/19/2011 5:21:19 PM |
mrxtravis | $50.00 | 1/19/2011 5:23:37 PM |
DasMula | $100.00 | 1/19/2011 5:23:56 PM |
thrifty-capital | $25.00 | 1/19/2011 5:25:20 PM |
penny-plato | $25.00 | 1/19/2011 5:45:06 PM |
Jerrys1951 | $40.00 | 1/19/2011 5:58:15 PM |
J-Rott | $50.00 | 1/19/2011 5:08:16 PM |
power-trophy7 | $25.00 | 1/19/2011 5:09:49 PM |
cloud8 | $50.00 | 1/19/2011 5:10:05 PM |
Wellman | $50.00 | 1/19/2011 5:13:19 PM |
113121 | $223.73 | 1/19/2011 5:15:30 PM |
SecondChanceLendingSERV | $50.00 | 1/19/2011 5:22:32 PM |
Mr-Miracle | $25.01 | 1/19/2011 5:27:15 PM |
Feyenoord | $25.00 | 1/19/2011 5:00:39 PM |
Jack55304 | $100.00 | 1/19/2011 5:08:40 PM |
wise-rupee-sanctuary | $50.00 | 1/19/2011 5:09:13 PM |
ingenious-interest1 | $50.00 | 1/19/2011 5:10:08 PM |
Investoman | $100.00 | 1/19/2011 5:12:02 PM |
freebush69 | $613.86 | 1/19/2011 6:20:57 PM |
lending-theory | $25.00 | 1/19/2011 5:13:55 PM |
mighty-payout1 | $40.00 | 1/19/2011 5:17:35 PM |
gothampark | $25.00 | 1/19/2011 5:21:03 PM |
DasMula | $100.00 | 1/19/2011 5:24:51 PM |
brother_tam | $50.00 | 1/19/2011 5:36:56 PM |
Rosencranz | $25.00 | 1/19/2011 5:40:26 PM |
IntrepidInvestment | $25.00 | 1/19/2011 5:44:34 PM |
48 Investments
|
Borrower Payment Dependent Notes Series
489927
This series of Notes was issued and sold upon the funding of the borrower loan #46565, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.25% |
Listing Start date:
| Jan-06-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-06-2011 |
|
Lender yield:
| 9.55% |
Borrower rate/APR:
| 10.55% / 12.66% |
Monthly payment:
| $162.63 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.52% | | |
| |
Estimated return*:
| 6.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jul-1993 |
Debt/Income ratio:
| 7% |
Credit score:
| 720-739 (Dec-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 1y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $746 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 47 |
Bankcard utilization:
| 74% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Born_to_Run |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 22 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $6,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Nov-2010)
720-739
(Oct-2010)
680-699
(Dec-2009)
740-759
(Jan-2008)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 22 | | |
Description
Last Credit Card, Need pay off Now.
Purpose of loan:
Thanks for your interest in bidding on my loan....................I'm just wanting to Pay off 1?loan that?is open at 28%.
We are very responsible people so feel?at ease to fund us...............My wifes income is over $45,000 yr. if this helps your decision.
Monthly net income: $
$4800.00
Monthly expenses: $?
??Mortgage: $ 1400
??Insurance: $?300
??Car expenses: $?350
??Utilities: $?400
??Phone, cable, internet: $ 200
??Food, entertainment: $?700
??Clothing, household expenses $ 100
??Credit cards and other loans: $?300
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
Drewkeeper | $25.00 | 1/6/2011 10:07:52 AM |
Feyenoord | $25.00 | 1/6/2011 10:12:25 AM |
Aberdeen | $4,000.00 | 1/6/2011 10:09:56 AM |
orgy63 | $26.71 | 1/6/2011 10:17:53 AM |
Eastern | $50.00 | 1/6/2011 10:18:10 AM |
fightinjoe | $50.00 | 1/6/2011 10:18:39 AM |
TSC | $100.00 | 1/6/2011 10:17:20 AM |
organized-payment6 | $50.00 | 1/6/2011 10:17:30 AM |
buckyhead2000 | $25.00 | 1/6/2011 10:18:55 AM |
jonn834 | $25.00 | 1/6/2011 10:19:25 AM |
mar97 | $50.00 | 1/6/2011 10:19:59 AM |
five-star-responsibility0 | $50.00 | 1/6/2011 10:08:52 AM |
enthralling-deal180 | $50.00 | 1/6/2011 10:12:38 AM |
tolerant-dinero2 | $25.00 | 1/6/2011 10:18:04 AM |
radforj22 | $25.00 | 1/6/2011 10:13:42 AM |
leverage-monger | $25.00 | 1/6/2011 10:20:06 AM |
handshake5 | $100.00 | 1/6/2011 10:17:14 AM |
a-responsible-return | $50.00 | 1/6/2011 10:17:25 AM |
bazaar-festivity | $100.00 | 1/6/2011 10:18:27 AM |
Banker7371 | $25.00 | 1/6/2011 10:18:43 AM |
patriot897 | $50.00 | 1/6/2011 10:19:11 AM |
b1geasy | $25.00 | 1/6/2011 10:09:59 AM |
6moonbeams | $50.00 | 1/6/2011 10:11:57 AM |
23 Investments
|
Borrower Payment Dependent Notes Series
490141
This series of Notes was issued and sold upon the funding of the borrower loan #46726, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.20% |
Listing Start date:
| Jan-12-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-13-2011 |
|
Lender yield:
| 31.20% |
Borrower rate/APR:
| 32.20% / 35.86% |
Monthly payment:
| $218.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.77% | | |
| |
Estimated return*:
| 15.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-1997 |
Debt/Income ratio:
| 11% |
Credit score:
| 680-699 (Jan-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 2
/
2 | Length of status: | 4y 3m |
Amount delinquent:
| $776 |
Total credit lines:
| 7 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $416 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 11% | | |
| |
Homeownership:
| No | | |
Screen name:
| bonus-emblem8 |
Borrower's state:
| RhodeIsland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paying persoal debts
Purpose of loan:
This loan will be used to pay personal debts to family and friends, as well as to pay for some much needed dental repair work
My financial situation:
I am a good candidate for this loan because?
i believe in paying back what i borrow, and am ultimetly a good person who wants to do the right thing
Monthly net income: aprox1,700
Monthly expenses: $
??Housing:?500
??Insurance:?0?
??Car expenses:?0?
??Utilities:?75?
??Phone, cable, internet:?110?
??Food, entertainment:?180?
??Clothing, household expenses?50?
??Credit cards and other loans:?75?
??Other expenses:?50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
musegaze | $100.00 | 1/12/2011 3:51:09 PM |
handshake5 | $100.00 | 1/12/2011 3:55:11 PM |
amusement4 | $100.00 | 1/12/2011 3:55:53 PM |
intuitive-camaraderi9 | $25.00 | 1/12/2011 3:58:26 PM |
greencat | $50.00 | 1/12/2011 4:12:26 PM |
well-mannered-income3 | $40.00 | 1/12/2011 5:12:56 PM |
balance-handshake7 | $50.00 | 1/12/2011 6:08:52 PM |
simplelender80 | $100.00 | 1/12/2011 3:56:01 PM |
ThatDanGuy | $50.00 | 1/12/2011 3:56:25 PM |
genius520 | $100.00 | 1/12/2011 3:56:19 PM |
bid-czar8 | $40.00 | 1/12/2011 3:57:12 PM |
kendallv | $25.00 | 1/12/2011 3:58:05 PM |
robocop | $50.00 | 1/12/2011 3:58:36 PM |
first-upright-payout | $25.00 | 1/12/2011 3:58:18 PM |
LBOregon | $25.00 | 1/12/2011 3:58:51 PM |
Speculator | $50.00 | 1/12/2011 3:58:44 PM |
Banker7371 | $25.00 | 1/12/2011 3:58:59 PM |
Whipster | $50.00 | 1/12/2011 4:04:54 PM |
credit-sycamore4 | $100.00 | 1/12/2011 3:59:02 PM |
2grindstones | $25.00 | 1/12/2011 4:08:24 PM |
SolarMoonshine | $25.00 | 1/12/2011 4:54:58 PM |
fareast_man | $25.00 | 1/12/2011 11:57:17 PM |
kcpeck | $25.00 | 1/12/2011 5:32:48 PM |
DasMula | $25.00 | 1/12/2011 5:47:46 PM |
HamletTower | $25.00 | 1/13/2011 12:34:58 AM |
mikelance7 | $25.00 | 1/12/2011 5:32:32 PM |
Magog12 | $25.00 | 1/12/2011 6:04:41 PM |
SFBank | $100.00 | 1/12/2011 6:26:36 PM |
red-favorable-basis | $25.00 | 1/12/2011 6:57:12 PM |
jescowa | $50.00 | 1/12/2011 7:49:10 PM |
silver-storm | $25.00 | 1/12/2011 8:16:06 PM |
droopie1 | $25.00 | 1/12/2011 8:30:20 PM |
TheAlchemist | $25.00 | 1/13/2011 5:26:44 AM |
sharp518 | $50.00 | 1/12/2011 7:56:34 PM |
Fun54115 | $25.00 | 1/13/2011 6:10:15 AM |
goodhearted-basis4 | $25.00 | 1/13/2011 12:31:31 AM |
andyscreenname | $70.00 | 1/13/2011 12:50:34 AM |
tzvie | $25.00 | 1/13/2011 7:35:12 AM |
payment-gusto | $25.00 | 1/13/2011 4:15:09 AM |
What-goes-around-comes-around | $50.00 | 1/13/2011 4:49:53 AM |
integrity-liberator | $50.00 | 1/13/2011 6:16:23 AM |
labate | $25.00 | 1/13/2011 6:32:09 AM |
ThisGuyIKnow | $25.00 | 1/13/2011 6:41:45 AM |
benefit-catalyst | $50.00 | 1/13/2011 7:27:48 AM |
PatRichi | $25.00 | 1/13/2011 7:37:40 AM |
uncleegg | $50.00 | 1/13/2011 7:54:38 AM |
Leshan | $25.00 | 1/13/2011 8:15:56 AM |
MapleLaker | $25.00 | 1/13/2011 9:50:36 AM |
frogperson | $250.00 | 1/13/2011 10:10:41 AM |
MoneyForNothing | $14.52 | 1/13/2011 10:59:58 AM |
capital-halo1 | $500.00 | 1/12/2011 3:56:06 PM |
rss197 | $25.00 | 1/12/2011 3:56:55 PM |
zipemdown | $50.00 | 1/12/2011 3:57:17 PM |
ozzie | $25.00 | 1/12/2011 4:18:39 PM |
worthy-bid8 | $50.00 | 1/12/2011 3:54:24 PM |
kindness-venture1 | $50.00 | 1/12/2011 3:55:07 PM |
the-auction-bear | $25.00 | 1/12/2011 3:55:29 PM |
Investoman | $100.00 | 1/12/2011 3:55:18 PM |
kindness-venture1 | $50.00 | 1/12/2011 3:55:50 PM |
pembull | $50.00 | 1/12/2011 3:55:38 PM |
EBITDA | $25.00 | 1/12/2011 3:56:17 PM |
aquistoyraul | $25.00 | 1/12/2011 6:40:32 PM |
honorable-yield | $25.00 | 1/12/2011 3:57:06 PM |
Aunca | $50.00 | 1/12/2011 3:57:29 PM |
mrxtravis | $50.00 | 1/12/2011 3:57:38 PM |
AspiringJunzi | $25.00 | 1/12/2011 3:57:40 PM |
goodhearted-basis4 | $25.00 | 1/12/2011 3:57:43 PM |
porkhelmet | $25.00 | 1/12/2011 3:57:45 PM |
kind-efficient-credit | $25.00 | 1/12/2011 3:58:10 PM |
generator535 | $25.00 | 1/12/2011 7:31:41 PM |
foothillender | $25.00 | 1/12/2011 7:42:54 PM |
consummate-loyalty1 | $50.00 | 1/12/2011 3:58:53 PM |
reflective-rupee | $33.33 | 1/12/2011 6:06:11 PM |
lending-theory | $25.00 | 1/12/2011 6:13:48 PM |
fortytwo | $25.86 | 1/13/2011 3:29:46 AM |
gulch | $50.00 | 1/12/2011 6:28:53 PM |
be_wise | $25.00 | 1/12/2011 6:29:17 PM |
thankful-nickel2 | $25.00 | 1/12/2011 7:14:48 PM |
Bob450 | $25.00 | 1/13/2011 3:57:16 AM |
hektek22 | $600.00 | 1/12/2011 8:29:09 PM |
velocity-solo | $25.00 | 1/13/2011 5:37:48 AM |
I-Believe-In-You | $25.00 | 1/12/2011 11:26:09 PM |
ah-long | $25.00 | 1/13/2011 12:10:13 AM |
vigorous-velocity | $50.00 | 1/13/2011 6:29:38 AM |
truth-ceremony | $25.00 | 1/13/2011 9:36:55 AM |
B2152 | $25.00 | 1/13/2011 5:34:10 AM |
dcap3 | $25.00 | 1/13/2011 5:51:10 AM |
racer36 | $25.00 | 1/13/2011 6:48:01 AM |
prodigy525 | $25.00 | 1/13/2011 7:46:04 AM |
ingenious-truth0 | $50.00 | 1/13/2011 7:14:28 AM |
tender-transaction | $75.00 | 1/13/2011 7:43:10 AM |
shomikaci | $25.00 | 1/13/2011 9:03:23 AM |
ElAbel11 | $25.00 | 1/13/2011 9:18:55 AM |
gothampark | $25.00 | 1/13/2011 10:08:53 AM |
EretzCapital | $26.29 | 1/13/2011 10:54:34 AM |
life-is-great | $50.00 | 1/13/2011 10:59:41 AM |
96 Investments
|
Borrower Payment Dependent Notes Series
490311
This series of Notes was issued and sold upon the funding of the borrower loan #46680, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.20% |
Listing Start date:
| Jan-11-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-12-2011 |
|
Lender yield:
| 31.20% |
Borrower rate/APR:
| 32.20% / 35.86% |
Monthly payment:
| $327.49 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.77% | | |
| |
Estimated return*:
| 15.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jan-2009 |
Debt/Income ratio:
| 19% |
Credit score:
| 660-679 (Jan-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Teacher's Aide |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $813 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| |
Homeownership:
| No | | |
Screen name:
| openness-fir5 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Inventory for spring/summer
Purpose of loan:
This loan will be used to fund the purchase of inventory for my retail business. We are looking to create custom packaging, revamp our website and produce a new product line.
My financial situation:
I am a good candidate for this loan because I have never missed or had any late payments. This has been the case for all my monthly payments including rent, utilities, student loans, and credit cards. I do not plan on changing my habits of paying in a timely manner as I wish to build my credit and a late payment would definitely hurt that reputaion.
Monthly net income: $2,000
Monthly expenses: $1000
??Housing: $650
??Insurance: $0
??Car expenses: $0
??Utilities: $100
??Phone, cable, internet: $50
??Food, entertainment: $100
??Clothing, household expenses $
??Credit cards and other loans: $100
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Please describe your business and provide a website. - orange-impartial-asset
A:
Hello, This business is a clothing brand. We are currently re-branding to create an experience for our customers, as it's been shown that customers purchase and continue to purchase from companies that build an experience through branding and marketing. As part of this re-branding effort, we don't have a functional website at the moment. We have, however finished the design layout and are in the process of coding the website. This is the url for our facebook fan page facebook.com/DFTAclothing
(Jan-11-2011)
1 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
simplelender80 | $100.00 | 1/11/2011 9:50:26 AM |
gold-channel2 | $25.00 | 1/11/2011 9:56:25 AM |
the-auction-bear | $25.00 | 1/11/2011 9:51:21 AM |
EBITDA | $25.00 | 1/11/2011 9:50:54 AM |
JJ9876 | $25.00 | 1/11/2011 9:52:33 AM |
genius520 | $100.00 | 1/11/2011 9:51:59 AM |
nickel-hickory | $50.00 | 1/11/2011 10:02:46 AM |
rss197 | $25.00 | 1/11/2011 9:53:49 AM |
investment-artist | $50.00 | 1/11/2011 10:05:20 AM |
kindness-venture1 | $50.00 | 1/11/2011 10:00:26 AM |
musegaze | $100.00 | 1/11/2011 10:01:16 AM |
liberty-motivator9 | $25.00 | 1/11/2011 10:20:26 AM |
thankful-nickel2 | $25.00 | 1/11/2011 10:23:38 AM |
Ocean713 | $50.00 | 1/11/2011 11:49:26 AM |
dtana | $25.00 | 1/11/2011 12:22:23 PM |
JPMorrisLegacyFund | $100.00 | 1/11/2011 11:27:46 AM |
reflective-rupee | $33.33 | 1/11/2011 1:23:41 PM |
Bob450 | $25.00 | 1/11/2011 11:29:26 AM |
sound | $50.00 | 1/11/2011 2:00:04 PM |
371millwood | $200.00 | 1/11/2011 1:55:10 PM |
platinum-celebration4 | $31.00 | 1/11/2011 2:53:45 PM |
persistent-bazaar | $26.59 | 1/11/2011 3:05:06 PM |
zorg77 | $25.00 | 1/11/2011 3:32:18 PM |
YoungTaxMan | $25.00 | 1/11/2011 4:34:05 PM |
SolarMoonshine | $25.00 | 1/11/2011 3:57:15 PM |
money-bauble | $100.00 | 1/11/2011 4:10:11 PM |
Leshan | $25.00 | 1/11/2011 4:51:45 PM |
jazzlender | $25.00 | 1/11/2011 4:21:45 PM |
hidavehi | $25.01 | 1/11/2011 4:57:56 PM |
IIP77 | $25.00 | 1/11/2011 5:03:10 PM |
d3v0t3d | $25.00 | 1/11/2011 5:04:15 PM |
diplomatic-wealth7 | $25.00 | 1/11/2011 5:04:44 PM |
papaman | $25.00 | 1/11/2011 6:19:56 PM |
cash-raccoon | $25.00 | 1/11/2011 4:58:40 PM |
ommcd | $25.00 | 1/11/2011 5:01:21 PM |
helping-out | $30.00 | 1/11/2011 5:02:51 PM |
fortytwo | $50.00 | 1/11/2011 5:04:19 PM |
yield-lion | $25.00 | 1/11/2011 5:04:42 PM |
principal-trombone | $50.00 | 1/11/2011 5:04:41 PM |
rate-mogul | $50.00 | 1/11/2011 5:05:00 PM |
payment-gusto | $25.00 | 1/11/2011 5:31:13 PM |
gain-butterfly | $38.98 | 1/11/2011 6:19:51 PM |
gold-blanket0 | $25.00 | 1/11/2011 6:23:48 PM |
wtrboy | $25.00 | 1/11/2011 6:21:58 PM |
J-Rott | $100.00 | 1/11/2011 6:26:24 PM |
MissionMicroFinance | $25.00 | 1/11/2011 6:23:01 PM |
wanna-help | $50.00 | 1/11/2011 6:33:05 PM |
impala6464 | $50.00 | 1/11/2011 8:15:26 PM |
dhkny5 | $50.00 | 1/11/2011 8:33:45 PM |
investment-comet | $25.00 | 1/11/2011 9:13:41 PM |
Gibbyland | $50.00 | 1/11/2011 9:59:16 PM |
VJ_Financial | $50.00 | 1/11/2011 7:08:01 PM |
finagler | $25.00 | 1/12/2011 1:09:26 AM |
mmckune | $25.00 | 1/12/2011 1:26:04 AM |
point | $26.84 | 1/12/2011 1:49:47 AM |
new-social-economist | $51.78 | 1/12/2011 1:51:36 AM |
unger | $55.00 | 1/11/2011 7:45:05 PM |
agreement-animal | $25.00 | 1/11/2011 11:08:05 PM |
nodrivelpls | $25.00 | 1/12/2011 1:21:58 AM |
mercuriant | $25.00 | 1/12/2011 1:23:43 AM |
lowcostmoney | $25.00 | 1/12/2011 6:08:47 AM |
a-successful-credit | $100.00 | 1/12/2011 6:09:25 AM |
investment-visionary | $25.00 | 1/12/2011 1:52:26 AM |
kind-efficient-credit | $25.00 | 1/12/2011 6:11:31 AM |
whirlingdervish | $25.00 | 1/12/2011 12:34:18 AM |
green-moola-sniffer | $50.00 | 1/12/2011 12:50:34 AM |
Katburg | $25.00 | 1/12/2011 1:19:43 AM |
melodious-openness | $35.00 | 1/12/2011 2:59:41 AM |
ResQDoc | $25.00 | 1/12/2011 6:47:53 AM |
sk8ndive | $25.00 | 1/12/2011 1:36:16 AM |
shrewd-peace7 | $27.66 | 1/12/2011 1:53:07 AM |
social-conductor4 | $25.00 | 1/12/2011 5:21:16 AM |
malar | $25.00 | 1/12/2011 5:40:27 AM |
NovaPro | $200.00 | 1/12/2011 4:36:17 AM |
bonafide-economy | $50.00 | 1/12/2011 6:09:20 AM |
FeedTheMachine | $50.00 | 1/12/2011 6:09:51 AM |
F16Pilot | $25.00 | 1/12/2011 6:09:16 AM |
fair-rate | $25.00 | 1/12/2011 6:18:39 AM |
murspot | $30.00 | 1/12/2011 6:20:44 AM |
Cessna172 | $25.00 | 1/12/2011 7:07:45 AM |
radforj22 | $25.00 | 1/11/2011 9:54:47 AM |
bid-czar8 | $50.00 | 1/11/2011 9:55:07 AM |
nilonc1 | $50.00 | 1/11/2011 9:49:40 AM |
capital-halo1 | $500.00 | 1/11/2011 9:50:44 AM |
ThatDanGuy | $50.00 | 1/11/2011 9:52:16 AM |
p1k4blu | $25.00 | 1/11/2011 9:52:53 AM |
honorable-yield | $25.00 | 1/11/2011 9:54:26 AM |
kendallv | $25.00 | 1/11/2011 9:53:56 AM |
helpishere777 | $25.00 | 1/11/2011 10:31:57 AM |
zipemdown | $50.00 | 1/11/2011 9:56:02 AM |
well-mannered-income3 | $40.00 | 1/11/2011 10:49:33 AM |
kind-important-liberty9 | $25.00 | 1/11/2011 9:56:32 AM |
persistent-value3 | $31.09 | 1/11/2011 11:21:56 AM |
greencat | $50.00 | 1/11/2011 10:00:46 AM |
amusement4 | $100.00 | 1/11/2011 10:00:57 AM |
handshake5 | $100.00 | 1/11/2011 10:01:25 AM |
Investoman | $50.00 | 1/11/2011 10:01:33 AM |
engaging-repayment8 | $50.00 | 1/11/2011 11:56:13 AM |
HenryS | $50.00 | 1/11/2011 11:25:17 AM |
2grindstones | $25.00 | 1/11/2011 1:10:24 PM |
worth-shower8 | $50.00 | 1/11/2011 11:27:49 AM |
data2360 | $50.00 | 1/11/2011 11:27:48 AM |
droopie1 | $25.00 | 1/11/2011 11:54:09 AM |
Aunca | $50.00 | 1/11/2011 2:40:11 PM |
mighty-payout1 | $25.00 | 1/11/2011 4:15:08 PM |
helpful-credit156 | $50.00 | 1/11/2011 3:55:12 PM |
ptjg | $25.00 | 1/11/2011 4:41:44 PM |
aultraman | $25.00 | 1/11/2011 4:55:22 PM |
kulender | $93.34 | 1/11/2011 4:21:29 PM |
jamiee73 | $25.00 | 1/11/2011 4:24:19 PM |
nickel-hickory | $50.00 | 1/11/2011 4:26:32 PM |
graceful-investment | $32.33 | 1/11/2011 5:02:21 PM |
nrowland | $50.00 | 1/11/2011 5:04:13 PM |
extraordinary-interest1 | $50.00 | 1/11/2011 5:04:28 PM |
favorite-commerce | $25.00 | 1/11/2011 4:54:25 PM |
payout-carnival | $46.87 | 1/11/2011 6:20:04 PM |
play4lax | $25.00 | 1/11/2011 6:20:13 PM |
payout-banker4 | $25.00 | 1/11/2011 4:59:33 PM |
inspiring-reward | $50.00 | 1/11/2011 6:23:50 PM |
pembull | $25.00 | 1/11/2011 5:02:30 PM |
fighter122 | $25.00 | 1/11/2011 5:04:43 PM |
tech310 | $50.00 | 1/11/2011 5:04:46 PM |
6moonbeams | $50.00 | 1/11/2011 6:24:05 PM |
macgeek | $25.00 | 1/11/2011 6:22:08 PM |
sharp518 | $200.00 | 1/11/2011 10:15:13 PM |
punctual-worth | $25.00 | 1/11/2011 7:16:32 PM |
AspiringJunzi | $25.00 | 1/11/2011 8:03:22 PM |
MilitaryLending | $25.00 | 1/12/2011 1:24:31 AM |
irrelevant | $25.00 | 1/12/2011 1:36:28 AM |
julsal | $25.00 | 1/11/2011 7:16:05 PM |
tranquil-return4 | $25.00 | 1/12/2011 1:50:08 AM |
Maetryx | $50.00 | 1/11/2011 8:42:45 PM |
porkhelmet | $25.00 | 1/11/2011 9:38:32 PM |
Reliance_Banker | $25.00 | 1/11/2011 11:43:23 PM |
brazilofmux | $45.24 | 1/12/2011 1:12:45 AM |
Rdodson11 | $25.00 | 1/12/2011 6:08:49 AM |
Hokie83 | $50.00 | 1/12/2011 6:09:24 AM |
kendigme | $43.81 | 1/12/2011 1:32:58 AM |
piter-to-la-investment | $25.00 | 1/12/2011 1:50:30 AM |
TCR3 | $35.89 | 1/12/2011 1:52:05 AM |
worthy-bid8 | $50.00 | 1/12/2011 1:55:39 AM |
Ducatiman1978 | $25.00 | 1/12/2011 6:18:57 AM |
famous-bill | $25.00 | 1/12/2011 6:36:05 AM |
seisen | $26.81 | 1/12/2011 1:23:55 AM |
mogul991 | $50.00 | 1/12/2011 6:48:28 AM |
minddoc | $25.00 | 1/12/2011 3:19:43 AM |
GlobalVisionary | $50.00 | 1/12/2011 4:18:46 AM |
cardguy | $25.00 | 1/12/2011 6:03:35 AM |
Turtlebear44 | $50.00 | 1/12/2011 6:09:19 AM |
brainy-repayment5 | $25.00 | 1/12/2011 6:09:22 AM |
seandre3000 | $50.00 | 1/12/2011 6:09:39 AM |
HelpfulLender1 | $25.00 | 1/12/2011 5:22:24 AM |
contract-giant | $25.00 | 1/12/2011 6:11:07 AM |
burrito6 | $25.00 | 1/12/2011 6:09:15 AM |
credit-sycamore4 | $100.00 | 1/12/2011 6:09:18 AM |
COCHINOBOY | $60.00 | 1/12/2011 6:18:27 AM |
soulful-truth | $50.00 | 1/12/2011 6:09:41 AM |
GoVegan | $25.00 | 1/12/2011 6:35:02 AM |
loyalist1 | $50.00 | 1/12/2011 6:36:12 AM |
first-upright-payout | $25.00 | 1/12/2011 6:55:50 AM |
leverage-holly | $25.00 | 1/12/2011 6:56:04 AM |
houli123 | $333.43 | 1/12/2011 7:13:00 AM |
162 Investments
|
Borrower Payment Dependent Notes Series
490363
This series of Notes was issued and sold upon the funding of the borrower loan #46714, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Jan-12-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-13-2011 |
|
Lender yield:
| 28.50% |
Borrower rate/APR:
| 29.50% / 33.10% |
Monthly payment:
| $253.07 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.78% | | |
| |
Estimated return*:
| 16.98% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-2002 |
Debt/Income ratio:
| >1000% |
Credit score:
| 720-739 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
6 | Length of status: | 4y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Waiter/Waitress |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,659 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| |
Homeownership:
| No | | |
Screen name:
| green-transaction-zeus |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
business remodel
Purpose of loan:
I have a family run restaurant and we have many?expenditures coming up, we just finished?putting up a new roof on half of the restaurant,?we need new plates and our booths need repair. ?
My financial situation:
I am a good candidate for this loan because? I always pay my bills on time, I am never late and I know how important it is to have good credit standing. I work a lot?and I enjoy working. ?
Monthly net income: $ With just tips I make 500 a week.
Monthly expenses: $ I live with my parents I have little expenses.
??Housing: $ 0
??Insurance: $
??Car expenses: $?251
??Utilities: $ 0
??Phone, cable, internet: $ 100
??Food, entertainment: $ 100
??Clothing, household expenses $?50
??Credit cards and other loans: $ 375
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
musegaze | $100.00 | 1/12/2011 3:51:11 PM |
amusement4 | $100.00 | 1/12/2011 3:55:55 PM |
point-kitten6 | $50.00 | 1/12/2011 3:57:02 PM |
kind-efficient-credit | $25.00 | 1/12/2011 3:58:12 PM |
Magog12 | $50.00 | 1/12/2011 6:03:18 PM |
the-auction-bear | $25.00 | 1/12/2011 3:55:31 PM |
simplelender80 | $100.00 | 1/12/2011 3:56:03 PM |
ThatDanGuy | $50.00 | 1/12/2011 3:56:28 PM |
porkhelmet | $25.00 | 1/12/2011 3:57:47 PM |
kendallv | $25.00 | 1/12/2011 3:58:08 PM |
2grindstones | $25.00 | 1/12/2011 3:58:14 PM |
first-upright-payout | $25.00 | 1/12/2011 3:58:19 PM |
fair-dollar | $38.97 | 1/12/2011 11:38:55 PM |
loaner-dude | $50.00 | 1/12/2011 5:43:57 PM |
israel15 | $25.00 | 1/13/2011 2:39:34 AM |
grotheik | $25.00 | 1/12/2011 6:52:05 PM |
red-favorable-basis | $25.00 | 1/12/2011 6:58:33 PM |
fareast_man | $25.00 | 1/12/2011 11:57:20 PM |
ah-long | $25.00 | 1/13/2011 12:10:21 AM |
ThisGuyIKnow | $25.00 | 1/13/2011 6:41:44 AM |
whartonmba | $25.00 | 1/13/2011 4:00:25 AM |
octoberfresh | $25.00 | 1/13/2011 3:56:34 AM |
Bob450 | $25.00 | 1/13/2011 3:57:24 AM |
thrilling-nickel5 | $25.00 | 1/13/2011 4:28:39 AM |
What-goes-around-comes-around | $50.00 | 1/13/2011 4:50:21 AM |
witty-openness | $25.00 | 1/13/2011 5:06:43 AM |
vigorous-velocity | $50.00 | 1/13/2011 6:29:40 AM |
Artist_Blue | $25.00 | 1/13/2011 6:09:41 AM |
PatRichi | $25.00 | 1/13/2011 7:37:41 AM |
life-is-great | $50.00 | 1/13/2011 10:59:42 AM |
cforell | $100.00 | 1/13/2011 11:36:06 AM |
mckhbnpc | $30.00 | 1/13/2011 11:43:16 AM |
berkeleyalum | $25.00 | 1/13/2011 12:25:31 PM |
freshdiet | $50.00 | 1/13/2011 12:26:02 PM |
green-thoughtful-yield | $50.00 | 1/13/2011 12:26:28 PM |
Trevor_C | $25.00 | 1/13/2011 12:26:44 PM |
scrappy-diversification7 | $926.84 | 1/13/2011 11:05:21 AM |
NYLG | $25.00 | 1/13/2011 11:54:28 AM |
treasure-singularity | $25.00 | 1/13/2011 12:25:34 PM |
diversification-medalist | $25.00 | 1/13/2011 12:25:47 PM |
MADAOO7 | $50.00 | 1/13/2011 12:25:54 PM |
samdog079 | $100.00 | 1/13/2011 10:27:23 AM |
MONEYMATCH | $25.00 | 1/13/2011 12:26:31 PM |
financial-frenzy | $25.00 | 1/13/2011 12:26:37 PM |
Tono | $25.00 | 1/13/2011 11:42:45 AM |
Worldskiboy | $50.00 | 1/13/2011 12:25:28 PM |
allamerathlete | $25.00 | 1/13/2011 12:25:46 PM |
finance-prescription | $50.00 | 1/13/2011 12:25:56 PM |
thestartuplender | $50.00 | 1/13/2011 12:26:07 PM |
money-yeller | $25.00 | 1/13/2011 12:26:09 PM |
Jloaner | $50.00 | 1/13/2011 12:26:18 PM |
jgar_O | $30.00 | 1/13/2011 12:26:29 PM |
NorthernFunds | $50.00 | 1/13/2011 12:27:15 PM |
handshake5 | $100.00 | 1/12/2011 3:55:14 PM |
capital-halo1 | $500.00 | 1/12/2011 3:56:08 PM |
EBITDA | $25.00 | 1/12/2011 3:56:15 PM |
zipemdown | $50.00 | 1/12/2011 3:57:19 PM |
intuitive-camaraderi9 | $25.00 | 1/12/2011 3:58:32 PM |
Speculator | $50.00 | 1/12/2011 3:58:46 PM |
credit-sycamore4 | $100.00 | 1/12/2011 3:59:03 PM |
well-mannered-income3 | $25.00 | 1/12/2011 5:17:39 PM |
gs92126 | $25.00 | 1/12/2011 5:28:53 PM |
worthy-bid8 | $50.00 | 1/12/2011 3:54:26 PM |
Investoman | $100.00 | 1/12/2011 3:55:20 PM |
gulch | $50.00 | 1/12/2011 6:28:51 PM |
genius520 | $100.00 | 1/12/2011 3:56:21 PM |
be_wise | $25.00 | 1/12/2011 6:29:19 PM |
rss197 | $25.00 | 1/12/2011 3:56:58 PM |
thorough-exchange4 | $50.00 | 1/12/2011 6:35:59 PM |
inspire22 | $25.00 | 1/12/2011 3:56:39 PM |
honorable-yield | $25.00 | 1/12/2011 3:57:07 PM |
bid-czar8 | $50.00 | 1/12/2011 3:57:13 PM |
Aunca | $50.00 | 1/12/2011 3:57:31 PM |
greencat | $50.00 | 1/12/2011 3:57:59 PM |
minddoc | $25.00 | 1/12/2011 3:57:56 PM |
loyalist1 | $50.00 | 1/12/2011 3:58:15 PM |
generator535 | $25.00 | 1/12/2011 7:31:45 PM |
Mr-Miracle | $25.00 | 1/12/2011 5:06:46 PM |
liberty-motivator9 | $25.00 | 1/12/2011 5:14:04 PM |
DasMula | $25.00 | 1/12/2011 5:43:38 PM |
mikelance7 | $25.00 | 1/12/2011 5:35:02 PM |
balance-handshake7 | $50.00 | 1/12/2011 6:08:50 PM |
thankful-nickel2 | $25.00 | 1/12/2011 7:17:23 PM |
dcap3 | $25.00 | 1/13/2011 5:51:10 AM |
integrity-liberator | $50.00 | 1/13/2011 6:16:22 AM |
PCity-LOA15 | $25.00 | 1/13/2011 7:03:05 AM |
truth-ceremony | $25.00 | 1/13/2011 9:36:57 AM |
velocity-solo | $25.00 | 1/13/2011 5:37:52 AM |
racer36 | $25.00 | 1/13/2011 6:49:43 AM |
ingenious-truth0 | $50.00 | 1/13/2011 7:14:29 AM |
favorite-commerce | $50.00 | 1/13/2011 7:36:04 AM |
uncleegg | $50.00 | 1/13/2011 7:54:39 AM |
Leshan | $25.00 | 1/13/2011 8:25:24 AM |
ElAbel11 | $25.00 | 1/13/2011 9:18:56 AM |
mercuriant | $25.00 | 1/13/2011 11:05:59 AM |
frogperson | $200.00 | 1/13/2011 10:12:08 AM |
nykidd | $50.00 | 1/13/2011 11:31:25 AM |
droopie1 | $25.00 | 1/13/2011 12:03:49 PM |
nerdfactor | $25.00 | 1/13/2011 12:25:30 PM |
WLenders | $50.00 | 1/13/2011 12:25:32 PM |
jamiee73 | $25.00 | 1/13/2011 12:25:58 PM |
dollar-sonnet3 | $35.02 | 1/13/2011 12:26:26 PM |
whatknows | $25.00 | 1/13/2011 12:26:47 PM |
mkainikm | $25.00 | 1/13/2011 12:25:33 PM |
Matt555555 | $50.00 | 1/13/2011 12:25:41 PM |
fairness-champ7 | $25.00 | 1/13/2011 12:25:49 PM |
martinnc | $50.00 | 1/13/2011 12:26:21 PM |
Doodlemeyer | $50.00 | 1/13/2011 12:26:32 PM |
sdcc72 | $25.00 | 1/13/2011 11:09:11 AM |
dollar-turtle | $25.00 | 1/13/2011 12:25:37 PM |
profit-powerplant | $25.00 | 1/13/2011 12:25:52 PM |
zen1cent | $25.00 | 1/13/2011 12:26:04 PM |
dedicated-transaction796 | $50.00 | 1/13/2011 12:26:16 PM |
suave-dime6 | $25.00 | 1/13/2011 12:27:04 PM |
washboard1 | $25.00 | 1/13/2011 12:27:18 PM |
115 Investments
|
Borrower Payment Dependent Notes Series
490403
This series of Notes was issued and sold upon the funding of the borrower loan #46571, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.95% |
Listing Start date:
| Jan-10-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-11-2011 |
|
Lender yield:
| 12.40% |
Borrower rate/APR:
| 13.40% / 15.55% |
Monthly payment:
| $237.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.19% | | |
| |
Estimated return*:
| 7.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 21% |
Credit score:
| 720-739 (Dec-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 4y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,346 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| |
Homeownership:
| No | | |
Screen name:
| Minnesota-Twin |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $6,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Apr-2010)
|
Principal balance:
| $5,373.85 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
DEBT FREE IN 2011!!!!!
Purpose of loan:
This loan will be used to pay of my credit cards in 2011 and consolidate all my debts thru prosper.? I would much rather have my fellow peers help me out and earn a little money than the big banks?????
My financial situation:
I am a good candidate for this loan because I have a good credit score have been employed full time at same position over 5yrs also will begin selling real estate part time this year?????
Monthly net income: $ 2500.00
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
adventurous-cash | $25.00 | 1/10/2011 3:52:22 PM |
felicity-loyalist0 | $25.00 | 1/10/2011 3:53:10 PM |
DasMula | $57.00 | 1/10/2011 3:50:44 PM |
inspire22 | $50.00 | 1/10/2011 3:52:25 PM |
bowdish1 | $50.00 | 1/10/2011 3:57:47 PM |
peso-colonel | $50.00 | 1/10/2011 3:58:13 PM |
commerce-yeller | $25.00 | 1/10/2011 3:58:21 PM |
bazaar-festivity | $100.00 | 1/10/2011 3:52:53 PM |
a-responsible-return | $25.00 | 1/10/2011 3:52:59 PM |
FinDoc | $25.00 | 1/10/2011 3:54:56 PM |
RandyL3 | $25.00 | 1/10/2011 5:08:31 PM |
tech310 | $50.00 | 1/10/2011 3:57:00 PM |
one-midas | $25.00 | 1/10/2011 5:57:30 PM |
skuba | $75.00 | 1/10/2011 3:57:37 PM |
genius520 | $100.00 | 1/10/2011 3:57:53 PM |
simplelender80 | $100.00 | 1/10/2011 3:58:06 PM |
commerce-web5 | $50.00 | 1/10/2011 3:58:16 PM |
honorable-yield | $25.00 | 1/10/2011 3:58:58 PM |
1phantom | $50.00 | 1/10/2011 3:58:33 PM |
selector568 | $300.00 | 1/10/2011 3:59:01 PM |
organized-payment6 | $50.00 | 1/10/2011 3:59:08 PM |
fuke | $25.00 | 1/10/2011 9:59:08 PM |
sweety075 | $25.00 | 1/10/2011 10:33:26 PM |
JustMee | $25.00 | 1/10/2011 5:33:00 PM |
dynamic-platinum | $50.00 | 1/10/2011 5:53:04 PM |
lloyd_s | $35.83 | 1/11/2011 12:40:54 AM |
Mikale360 | $25.00 | 1/10/2011 6:37:44 PM |
Sol_Invictus | $25.00 | 1/11/2011 4:18:12 AM |
bunnybear | $25.00 | 1/10/2011 11:30:52 PM |
loss-of-control | $50.00 | 1/11/2011 7:11:07 AM |
twjh | $25.00 | 1/11/2011 12:42:56 AM |
market-solstice2 | $25.00 | 1/11/2011 12:49:24 AM |
outofoffice | $25.00 | 1/11/2011 8:27:34 AM |
Champion_Lending | $25.00 | 1/11/2011 8:58:48 AM |
blue-useful-auction | $25.00 | 1/11/2011 9:08:39 AM |
goodhearted-basis4 | $25.00 | 1/11/2011 9:46:09 AM |
ray1051 | $25.00 | 1/11/2011 5:49:41 AM |
lucrative-durability | $25.00 | 1/11/2011 8:52:20 AM |
Socorro_Capital_Partners | $25.00 | 1/11/2011 9:11:37 AM |
hopeful-truth5 | $100.00 | 1/11/2011 10:44:14 AM |
persistent-value3 | $40.67 | 1/11/2011 11:14:21 AM |
first-upright-payout | $25.00 | 1/11/2011 11:39:41 AM |
revenue-appraiser | $25.00 | 1/11/2011 12:26:40 PM |
Gabriel02 | $25.00 | 1/11/2011 12:09:05 PM |
enchanted-note | $25.00 | 1/11/2011 1:00:41 PM |
finance_mba | $25.00 | 1/11/2011 2:18:53 PM |
GElender | $50.00 | 1/11/2011 3:30:10 PM |
mobius_titan | $25.00 | 1/11/2011 4:20:23 PM |
Leshan | $150.00 | 1/11/2011 4:49:06 PM |
details | $84.50 | 1/11/2011 4:21:12 PM |
hidavehi | $38.00 | 1/11/2011 4:29:30 PM |
Engineer44 | $25.00 | 1/11/2011 5:37:02 PM |
coldsnap | $25.00 | 1/11/2011 6:20:06 PM |
gjm6d | $25.00 | 1/11/2011 5:30:43 PM |
lucrative-coin | $50.00 | 1/11/2011 5:38:25 PM |
Ripsaw4U | $50.00 | 1/11/2011 6:21:16 PM |
wanna-help | $50.00 | 1/11/2011 6:33:20 PM |
investment-kazoo | $25.00 | 1/11/2011 6:39:59 PM |
JCM_MN | $30.00 | 1/11/2011 6:48:30 PM |
Cawse | $25.00 | 1/11/2011 8:01:46 PM |
atomantic | $100.00 | 1/11/2011 6:59:56 PM |
goddess75 | $50.00 | 1/11/2011 7:34:42 PM |
reward-dynamo | $25.00 | 1/11/2011 7:09:06 PM |
handshake5 | $100.00 | 1/10/2011 3:54:31 PM |
myworld701 | $25.00 | 1/10/2011 3:49:54 PM |
credit-investor5 | $25.00 | 1/10/2011 3:51:53 PM |
SOP_Bank | $25.00 | 1/10/2011 3:50:42 PM |
enthralling-deal180 | $50.00 | 1/10/2011 3:52:47 PM |
power-trophy7 | $25.00 | 1/10/2011 3:58:20 PM |
bizzzond | $50.00 | 1/10/2011 3:52:24 PM |
rss197 | $25.00 | 1/10/2011 3:58:29 PM |
nilonc1 | $50.00 | 1/10/2011 3:54:37 PM |
Mr-Miracle | $25.01 | 1/10/2011 4:05:44 PM |
113121 | $250.00 | 1/10/2011 5:08:27 PM |
Nicedad72 | $25.00 | 1/10/2011 5:31:03 PM |
ichibon | $250.00 | 1/10/2011 3:57:49 PM |
indomitable-coin | $100.00 | 1/10/2011 3:57:24 PM |
capital-dynamo0 | $50.00 | 1/10/2011 3:58:02 PM |
radforj22 | $25.00 | 1/10/2011 3:59:28 PM |
first-serene-credit | $25.00 | 1/10/2011 5:01:57 PM |
Ducatiman1978 | $25.00 | 1/11/2011 12:14:13 AM |
IamSparticus | $25.00 | 1/10/2011 6:28:37 PM |
cloud8 | $33.58 | 1/11/2011 12:49:48 AM |
amusement4 | $100.00 | 1/10/2011 7:16:10 PM |
thankful-nickel2 | $25.00 | 1/10/2011 7:15:40 PM |
chameleon125 | $75.00 | 1/11/2011 6:29:30 AM |
Artist_Blue | $25.00 | 1/11/2011 12:24:32 AM |
hidavehi | $31.90 | 1/11/2011 12:40:07 AM |
loan-oasis4 | $25.00 | 1/11/2011 4:38:05 AM |
ursus | $100.00 | 1/11/2011 10:18:58 AM |
Bcs-cnc | $25.00 | 1/11/2011 12:36:54 PM |
shrewd-moola | $25.00 | 1/11/2011 11:29:10 AM |
Ocean713 | $50.00 | 1/11/2011 11:49:18 AM |
agalt | $75.00 | 1/11/2011 11:59:02 AM |
integrity-doctor | $100.00 | 1/11/2011 2:56:15 PM |
6moonbeams | $50.00 | 1/11/2011 3:26:57 PM |
starry2001 | $25.00 | 1/11/2011 2:28:09 PM |
five-star-justice | $36.00 | 1/11/2011 3:14:36 PM |
newest-organic-rupee | $25.00 | 1/11/2011 4:26:36 PM |
rockerZ71 | $25.00 | 1/11/2011 7:18:22 PM |
Johnab | $25.00 | 1/11/2011 7:41:22 PM |
Tizzo27 | $40.00 | 1/11/2011 7:46:22 PM |
secureincome | $2,000.00 | 1/11/2011 8:02:35 PM |
scottysidewinder | $27.39 | 1/11/2011 7:18:05 PM |
104 Investments
|
Borrower Payment Dependent Notes Series
490453
This series of Notes was issued and sold upon the funding of the borrower loan #46595, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.50% |
Listing Start date:
| Jan-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-14-2011 |
|
Lender yield:
| 8.55% |
Borrower rate/APR:
| 9.55% / 11.65% |
Monthly payment:
| $192.34 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.53% | | |
| |
Estimated return*:
| 5.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Apr-1981 |
Debt/Income ratio:
| 14% |
Credit score:
| 760-779 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 26y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,353 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| unflappable-basis0 |
Borrower's state:
| RhodeIsland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need a short-term loan
Purpose of loan:
I recently inherited my parents' home and have put it on the market for somewhat less than market value, in order to sell it quickly.? I am borrowing this money in order to pay the taxes, insurance and utilities on this home while it's on the market.?
My financial situation:
I am a good candidate for this loan because I have a secure, long-term job in the field of education which will allow me to repay the money on time.? I've been paying my own mortgage and household expenses in a timely manner for the past 17 1/2 years, plus I have paid off several other loans during this time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
selector568 | $400.00 | 1/13/2011 3:43:47 PM |
genius520 | $100.00 | 1/13/2011 3:44:49 PM |
1phantom | $50.00 | 1/13/2011 3:44:59 PM |
be_wise | $25.00 | 1/13/2011 3:50:26 PM |
scottr | $50.00 | 1/13/2011 3:50:32 PM |
conceptpi | $50.00 | 1/13/2011 3:53:06 PM |
SoyLover | $50.00 | 1/13/2011 3:53:27 PM |
myworld701 | $25.00 | 1/13/2011 3:40:32 PM |
vinayski | $25.00 | 1/13/2011 4:00:21 PM |
simplelender80 | $100.00 | 1/13/2011 3:44:52 PM |
five-star-justice | $36.00 | 1/13/2011 3:45:23 PM |
langdonx | $50.00 | 1/13/2011 5:09:33 PM |
bazaar-festivity | $100.00 | 1/13/2011 3:49:03 PM |
enthralling-deal180 | $50.00 | 1/13/2011 3:41:47 PM |
TSC | $100.00 | 1/13/2011 3:43:48 PM |
fareast_man | $25.00 | 1/13/2011 3:51:00 PM |
goodhearted-basis4 | $25.00 | 1/13/2011 3:51:22 PM |
honorable-yield | $25.00 | 1/13/2011 3:45:03 PM |
goodcents | $70.00 | 1/13/2011 6:39:08 PM |
radforj22 | $25.00 | 1/13/2011 3:45:19 PM |
downtownfarm | $25.00 | 1/13/2011 3:52:11 PM |
impeccable-transparency | $50.00 | 1/13/2011 3:45:29 PM |
roman1998 | $50.00 | 1/13/2011 3:52:39 PM |
beaker | $25.00 | 1/13/2011 3:52:53 PM |
fiddlerzvi | $50.00 | 1/13/2011 3:53:21 PM |
thrifty-funds1 | $25.00 | 1/13/2011 3:45:54 PM |
merriewold | $40.00 | 1/13/2011 3:54:15 PM |
munnu | $25.00 | 1/13/2011 3:48:17 PM |
orange-generous-ore | $25.00 | 1/13/2011 3:50:22 PM |
generator535 | $25.00 | 1/13/2011 3:50:43 PM |
objective-investor | $150.00 | 1/13/2011 3:52:19 PM |
vutah | $50.00 | 1/13/2011 3:53:29 PM |
sarisai | $25.00 | 1/13/2011 4:55:46 PM |
potatoepicker | $41.61 | 1/13/2011 3:54:25 PM |
bradfid | $25.00 | 1/13/2011 4:42:38 PM |
Earn_money | $25.24 | 1/13/2011 6:10:18 PM |
Reddy_Capital | $25.00 | 1/13/2011 6:39:13 PM |
Rob717171 | $50.00 | 1/13/2011 9:00:44 PM |
interest-fanatic3 | $50.00 | 1/13/2011 9:11:20 PM |
OKPapa | $25.00 | 1/14/2011 12:23:18 AM |
dano1965 | $50.00 | 1/13/2011 7:15:46 PM |
fenpark15 | $25.00 | 1/13/2011 7:34:08 PM |
friendinmoney | $25.00 | 1/14/2011 8:00:20 AM |
witty-compassion | $25.00 | 1/13/2011 11:49:12 PM |
sgt-schultz | $25.00 | 1/14/2011 8:04:07 AM |
wwwUniversal | $25.00 | 1/14/2011 8:04:22 AM |
gothampark | $25.00 | 1/13/2011 7:52:19 PM |
Squad51 | $25.00 | 1/13/2011 8:15:01 PM |
blue-useful-auction | $25.00 | 1/14/2011 8:49:53 AM |
a-balance-surgeon | $50.00 | 1/13/2011 8:39:43 PM |
liberty-grizzly | $75.00 | 1/14/2011 9:18:51 AM |
rdav | $25.00 | 1/14/2011 9:34:26 AM |
Stock-Stud | $25.00 | 1/13/2011 10:41:32 PM |
kevin314 | $50.00 | 1/13/2011 10:50:16 PM |
worklessmakemore | $50.00 | 1/14/2011 9:42:35 AM |
jayk63 | $25.00 | 1/14/2011 3:27:55 AM |
the-enterprising-leverage | $25.00 | 1/14/2011 9:59:24 AM |
disaster13 | $50.00 | 1/14/2011 6:06:39 AM |
Bieling | $25.00 | 1/14/2011 6:19:32 AM |
revenue-appraiser | $25.00 | 1/14/2011 8:31:51 AM |
holstj | $50.00 | 1/14/2011 6:02:37 AM |
heerzaquestion | $50.00 | 1/14/2011 9:07:19 AM |
FundMaker | $25.00 | 1/14/2011 7:30:59 AM |
buddy486 | $25.00 | 1/14/2011 7:54:10 AM |
turbostar666 | $35.00 | 1/14/2011 8:08:51 AM |
broosky2 | $50.00 | 1/14/2011 9:47:33 AM |
RecoveryLender | $25.00 | 1/14/2011 10:20:51 AM |
Johnab | $25.00 | 1/14/2011 9:22:50 AM |
bestbuy | $25.00 | 1/14/2011 9:34:52 AM |
songbird98 | $50.00 | 1/14/2011 10:34:40 AM |
laughmotel | $25.00 | 1/14/2011 10:35:57 AM |
nuts | $25.00 | 1/13/2011 3:43:57 PM |
investment-artist | $50.00 | 1/13/2011 3:48:14 PM |
DasMula | $37.44 | 1/13/2011 3:51:21 PM |
cathexis | $25.00 | 1/13/2011 3:52:42 PM |
blue-open-wampum | $25.00 | 1/13/2011 3:43:45 PM |
commerce-yeller | $50.00 | 1/13/2011 3:44:09 PM |
skuba | $75.00 | 1/13/2011 3:44:36 PM |
bowdish1 | $50.00 | 1/13/2011 3:44:43 PM |
ursus | $100.00 | 1/13/2011 3:45:14 PM |
finance_mba | $25.00 | 1/13/2011 3:45:20 PM |
museic1 | $50.00 | 1/13/2011 3:45:26 PM |
worthy-bid8 | $50.00 | 1/13/2011 3:45:30 PM |
socal-lender | $25.00 | 1/13/2011 3:45:39 PM |
reflective-rupee | $33.33 | 1/13/2011 4:20:40 PM |
nilonc1 | $50.00 | 1/13/2011 3:48:57 PM |
organized-payment6 | $50.00 | 1/13/2011 3:43:49 PM |
gt1687c | $50.00 | 1/13/2011 3:50:49 PM |
power-trophy7 | $25.00 | 1/13/2011 3:44:56 PM |
velocity-solo | $25.00 | 1/13/2011 3:51:45 PM |
dcap3 | $25.00 | 1/13/2011 3:51:54 PM |
onaquest66 | $50.00 | 1/13/2011 6:37:18 PM |
GElender | $50.00 | 1/13/2011 3:52:04 PM |
PatRichi | $25.00 | 1/13/2011 3:52:30 PM |
first-upright-payout | $25.00 | 1/13/2011 3:45:34 PM |
top-note-jamboree | $50.00 | 1/13/2011 3:53:20 PM |
american6 | $100.00 | 1/13/2011 3:45:48 PM |
RandyL3 | $25.00 | 1/13/2011 3:53:24 PM |
vigilance-revolutionary | $50.00 | 1/13/2011 3:54:02 PM |
ray1051 | $50.00 | 1/13/2011 4:03:18 PM |
rolandweary | $25.00 | 1/13/2011 3:51:08 PM |
bdloans | $25.00 | 1/13/2011 3:51:59 PM |
sparkymark | $32.58 | 1/13/2011 4:35:03 PM |
SanJoser | $25.00 | 1/13/2011 3:53:13 PM |
ijspence | $25.00 | 1/13/2011 3:54:20 PM |
tolerant-dinero2 | $25.00 | 1/13/2011 3:54:23 PM |
vutah | $50.00 | 1/13/2011 3:59:35 PM |
one-midas | $50.00 | 1/13/2011 5:37:10 PM |
CPA-Banker | $25.00 | 1/13/2011 7:00:45 PM |
openness-viking | $100.00 | 1/13/2011 6:17:50 PM |
Loan-Mart | $100.00 | 1/13/2011 6:30:01 PM |
pious-integrity6 | $25.00 | 1/13/2011 9:20:38 PM |
Goodlender42 | $25.00 | 1/13/2011 10:17:16 PM |
linklady | $50.00 | 1/14/2011 4:20:23 AM |
Streetfighter | $50.00 | 1/14/2011 6:59:47 AM |
yurison | $25.00 | 1/14/2011 7:15:21 AM |
maldok1 | $25.00 | 1/13/2011 7:14:21 PM |
bhaus5 | $25.00 | 1/13/2011 7:23:39 PM |
rjrventure | $40.00 | 1/14/2011 8:12:06 AM |
outofoffice | $50.00 | 1/14/2011 8:32:56 AM |
partyplan | $25.00 | 1/14/2011 8:54:05 AM |
SCD | $25.00 | 1/14/2011 3:22:29 AM |
jlofgren | $25.00 | 1/14/2011 9:59:40 AM |
wirebutterfly | $50.00 | 1/14/2011 10:10:35 AM |
transparent-silver6 | $25.00 | 1/14/2011 4:18:34 AM |
ericgassercom | $50.00 | 1/14/2011 8:09:34 AM |
Christophe | $50.00 | 1/14/2011 8:17:39 AM |
buffalobills | $25.00 | 1/14/2011 7:30:52 AM |
friendly-market5 | $50.00 | 1/14/2011 7:42:06 AM |
jrhinomo | $30.00 | 1/14/2011 9:51:37 AM |
Cherrypicker | $30.00 | 1/14/2011 9:59:28 AM |
jim95762 | $100.00 | 1/14/2011 10:06:32 AM |
homestarrunner | $50.00 | 1/14/2011 9:35:03 AM |
otto1939 | $50.00 | 1/14/2011 9:35:23 AM |
SimpleChoice | $25.00 | 1/14/2011 9:38:33 AM |
Isaac007 | $85.00 | 1/14/2011 10:12:47 AM |
136 Investments
|
Borrower Payment Dependent Notes Series
490593
This series of Notes was issued and sold upon the funding of the borrower loan #46656, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.70% |
Listing Start date:
| Jan-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-15-2011 |
|
Lender yield:
| 18.99% |
Borrower rate/APR:
| 19.99% / 23.38% |
Monthly payment:
| $557.38 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.55% | | |
| |
Estimated return*:
| 9.85% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1986 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 780-799 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
9 | Length of status: | 1y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,062 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| vitaminlover |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan:
This loan will be used to consolidate credit card debt.? I would like to consolidate balance from 3 cards into 1 payment and reduce my interest rates.
My financial situation:
I am a good candidate for this loan because I am currently employed in a managerial position and have never once been late with a payment on any loan in the past.
Monthly net income: $ 2500.00
Monthly expenses: $
??Housing: $ 850.00
??Insurance: $75.00
??Car expenses: $225.00
??Utilities: $ 220.00
??Phone, cable, internet: $ 50
??Food, entertainment: $ 50
??Clothing, household expenses $
??Credit cards and other loans: $600
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
Mortgage balance is $194,000. Current Market Value $225,000.
(Jan-14-2011)
Q:
How will this impact your existing monthly debt payments? Will they increase, decrease, or stay the same? Why are your requesting the maximum loan amount of $15,000? Thank you! - THE-ROI-Strategist
A:
I will be paying off my existing credit card debt with this lower rate (3 year) loan. I will be able to pay off my debt much faster using this prosper loan and save over $100 each month. Thank you for your consideration of investing in my future! I sincerely appreciate it.
(Jan-14-2011)
2 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
350DGRZ | $50.00 | 1/14/2011 3:01:47 PM |
handshake5 | $100.00 | 1/14/2011 3:02:25 PM |
bowdish1 | $50.00 | 1/14/2011 3:02:34 PM |
honorable-yield | $25.00 | 1/14/2011 3:02:50 PM |
homestarrunner | $50.00 | 1/14/2011 3:10:01 PM |
a-balance-surgeon | $50.00 | 1/14/2011 3:17:17 PM |
kindness-launcher | $2,500.00 | 1/14/2011 3:45:17 PM |
enthralling-deal180 | $50.00 | 1/14/2011 3:00:16 PM |
commerce-yeller | $50.00 | 1/14/2011 3:02:21 PM |
skuba | $75.00 | 1/14/2011 3:02:29 PM |
power-trophy7 | $25.00 | 1/14/2011 3:02:46 PM |
Ambassador | $50.00 | 1/14/2011 3:01:42 PM |
simplelender80 | $100.00 | 1/14/2011 3:01:48 PM |
best-unbeatable-transaction | $25.00 | 1/14/2011 3:01:50 PM |
tech310 | $50.00 | 1/14/2011 3:59:59 PM |
impeccable-transparency | $50.00 | 1/14/2011 3:02:59 PM |
worthy-bid8 | $50.00 | 1/14/2011 3:03:06 PM |
american6 | $100.00 | 1/14/2011 3:03:29 PM |
bibliomania | $25.00 | 1/14/2011 4:12:00 PM |
objective-investor | $150.00 | 1/14/2011 3:08:36 PM |
langdonx | $50.00 | 1/14/2011 3:08:57 PM |
investment-artist | $50.00 | 1/14/2011 3:05:16 PM |
Streetfighter | $50.00 | 1/14/2011 3:09:51 PM |
orange-generous-ore | $25.00 | 1/14/2011 3:07:43 PM |
capital-dynamo0 | $50.00 | 1/14/2011 3:10:56 PM |
wonderful-dime | $25.00 | 1/14/2011 3:11:06 PM |
debtcollector | $50.00 | 1/14/2011 3:08:11 PM |
credit-guard5 | $25.00 | 1/14/2011 3:09:09 PM |
greencat | $50.00 | 1/14/2011 3:18:15 PM |
gold-conga | $50.00 | 1/14/2011 4:56:23 PM |
top-courteous-peso | $100.00 | 1/14/2011 4:01:05 PM |
one-midas | $25.00 | 1/14/2011 3:57:16 PM |
RainyDayFunds | $25.00 | 1/14/2011 5:46:09 PM |
2grindstones | $25.00 | 1/14/2011 6:00:00 PM |
FinanceEngine | $25.00 | 1/14/2011 4:22:54 PM |
Premierelender | $25.00 | 1/14/2011 7:44:45 PM |
vanderhp | $30.00 | 1/14/2011 8:02:32 PM |
IIP77 | $25.00 | 1/15/2011 1:50:44 AM |
loss-of-control | $50.00 | 1/14/2011 5:54:44 PM |
kulender | $50.00 | 1/15/2011 3:05:26 AM |
heavenly-repayment4 | $25.00 | 1/14/2011 6:14:42 PM |
THE-ROI-Strategist | $25.00 | 1/14/2011 6:44:20 PM |
GolfPro2006 | $25.00 | 1/14/2011 5:38:13 PM |
zippy-interest | $25.00 | 1/14/2011 7:44:35 PM |
sgt-schultz | $33.95 | 1/14/2011 5:58:02 PM |
cajunguy | $57.36 | 1/14/2011 7:49:58 PM |
jo2y | $25.00 | 1/15/2011 5:00:35 AM |
worldly-community3 | $50.00 | 1/14/2011 6:06:08 PM |
zorg77 | $25.00 | 1/14/2011 9:32:46 PM |
SecondChanceLendingSERV | $50.00 | 1/14/2011 10:04:46 PM |
a-consummate-camaraderi | $50.00 | 1/14/2011 6:46:32 PM |
missile5 | $50.00 | 1/14/2011 7:23:17 PM |
chrisb4745 | $25.00 | 1/15/2011 7:36:44 AM |
Dan77 | $25.00 | 1/14/2011 7:51:41 PM |
tamcho | $25.00 | 1/15/2011 8:07:15 AM |
_NaLNaBB | $300.00 | 1/14/2011 8:45:27 PM |
sthomasg | $25.00 | 1/15/2011 8:20:22 AM |
JackinGreen | $65.00 | 1/15/2011 8:40:48 AM |
zone6 | $75.00 | 1/14/2011 10:08:37 PM |
vine99 | $50.00 | 1/15/2011 9:18:10 AM |
jct_enterprises | $50.00 | 1/15/2011 9:29:53 AM |
jdrez | $25.00 | 1/15/2011 10:04:31 AM |
kendigme | $25.00 | 1/15/2011 3:28:50 AM |
J-Rott | $100.00 | 1/15/2011 10:11:37 AM |
extraordinary-interest1 | $50.00 | 1/15/2011 10:11:49 AM |
brother_tam | $50.00 | 1/15/2011 2:19:58 AM |
lloyd_s | $50.00 | 1/15/2011 10:14:01 AM |
chestnut4 | $25.00 | 1/15/2011 10:14:17 AM |
JiggaJoeyS | $50.00 | 1/15/2011 10:21:19 AM |
PatRichi | $25.00 | 1/15/2011 3:03:01 AM |
cminus | $68.15 | 1/15/2011 10:35:03 AM |
MutuallyBeneficial | $50.00 | 1/15/2011 10:43:16 AM |
greenback-guard | $25.00 | 1/15/2011 4:13:59 AM |
money-bauble | $100.00 | 1/15/2011 10:55:06 AM |
Sol_Invictus | $25.00 | 1/15/2011 4:35:44 AM |
hidavehi | $40.00 | 1/15/2011 11:11:15 AM |
shrewd-income | $300.00 | 1/15/2011 11:29:39 AM |
gilbrear | $25.00 | 1/15/2011 11:38:30 AM |
biofred | $25.00 | 1/15/2011 5:05:42 AM |
mikeandcat | $100.00 | 1/15/2011 5:07:35 AM |
attractive-rate | $29.00 | 1/15/2011 4:11:19 AM |
Starfin-Capital-Management | $75.00 | 1/15/2011 4:15:23 AM |
investment-star | $50.00 | 1/15/2011 4:33:28 AM |
Rulea72 | $49.67 | 1/15/2011 7:12:38 AM |
worthy-bid4 | $44.46 | 1/15/2011 7:36:21 AM |
pensacolaborn | $50.00 | 1/15/2011 8:24:11 AM |
durability-bandit1 | $25.00 | 1/15/2011 8:40:05 AM |
mizon291 | $50.00 | 1/15/2011 5:55:48 AM |
platinum-waterfall | $70.10 | 1/15/2011 6:27:09 AM |
dcap3 | $25.00 | 1/15/2011 7:10:41 AM |
circustab | $50.00 | 1/15/2011 7:49:18 AM |
green-safe-wampum | $100.00 | 1/15/2011 10:02:11 AM |
ore-dojo | $25.00 | 1/15/2011 9:10:28 AM |
friendinmoney | $35.00 | 1/15/2011 9:17:49 AM |
bayou68 | $50.00 | 1/15/2011 9:26:36 AM |
newest-courageous-openness | $25.98 | 1/15/2011 9:44:39 AM |
Eagledrop | $25.00 | 1/15/2011 9:49:18 AM |
gentle-note | $25.00 | 1/15/2011 10:10:51 AM |
hurricanefever | $50.00 | 1/15/2011 10:11:47 AM |
platinum-cargo | $45.28 | 1/15/2011 10:13:25 AM |
wwwUniversal | $25.00 | 1/15/2011 10:14:26 AM |
wojo | $25.00 | 1/15/2011 10:23:33 AM |
Raser | $42.98 | 1/15/2011 10:10:45 AM |
dough-destiny | $26.94 | 1/15/2011 10:25:51 AM |
trade-elm | $40.00 | 1/15/2011 10:40:37 AM |
AF-Chief | $50.00 | 1/15/2011 10:13:14 AM |
benjo | $25.00 | 1/15/2011 11:09:29 AM |
BGILlender | $50.00 | 1/15/2011 10:25:30 AM |
green-safe-wampum | $200.00 | 1/15/2011 10:35:53 AM |
cbivitz | $250.00 | 1/15/2011 11:11:02 AM |
inspire22 | $50.00 | 1/14/2011 3:02:20 PM |
museic1 | $50.00 | 1/14/2011 3:07:50 PM |
gt1687c | $50.00 | 1/14/2011 3:07:57 PM |
Bank_Of_XL | $100.00 | 1/14/2011 3:08:49 PM |
rdav | $25.00 | 1/14/2011 3:09:56 PM |
steely_dan34 | $25.00 | 1/14/2011 3:10:50 PM |
soheagle | $25.00 | 1/14/2011 3:11:09 PM |
orange-preeminant-bill | $50.00 | 1/14/2011 3:26:03 PM |
DasMula | $77.00 | 1/14/2011 3:33:33 PM |
Whipster | $50.00 | 1/14/2011 3:45:51 PM |
Sugarmama21 | $65.00 | 1/14/2011 3:52:07 PM |
reflective-rupee | $1,000.77 | 1/14/2011 3:01:06 PM |
nickel-hickory | $50.00 | 1/14/2011 3:01:51 PM |
CAGE-Investments | $25.00 | 1/14/2011 3:01:49 PM |
thorough-exchange4 | $50.00 | 1/14/2011 3:01:54 PM |
genius520 | $100.00 | 1/14/2011 3:02:38 PM |
ursus | $100.00 | 1/14/2011 3:02:54 PM |
five-star-justice | $36.00 | 1/14/2011 3:02:56 PM |
be_wise | $25.00 | 1/14/2011 3:07:48 PM |
first-upright-payout | $25.00 | 1/14/2011 3:03:10 PM |
radforj22 | $25.00 | 1/14/2011 3:03:19 PM |
downtownfarm | $25.00 | 1/14/2011 3:08:29 PM |
first-serene-credit | $25.00 | 1/14/2011 4:20:40 PM |
maldok1 | $25.00 | 1/14/2011 3:09:07 PM |
otto1939 | $50.00 | 1/14/2011 3:10:07 PM |
the-enterprising-leverage | $25.00 | 1/14/2011 3:10:13 PM |
TribecaFunding | $25.00 | 1/14/2011 3:10:31 PM |
rolandweary | $25.00 | 1/14/2011 3:08:08 PM |
velocity-solo | $50.00 | 1/14/2011 3:08:19 PM |
conceptpi | $50.00 | 1/14/2011 3:08:42 PM |
fiddlerzvi | $50.00 | 1/14/2011 3:08:48 PM |
thrilling-nickel5 | $40.00 | 1/14/2011 3:17:16 PM |
lagnisiruk | $25.00 | 1/14/2011 3:10:25 PM |
penny-plato | $25.00 | 1/14/2011 3:55:12 PM |
GElender | $50.00 | 1/14/2011 3:55:29 PM |
market-assembler | $50.00 | 1/14/2011 4:01:16 PM |
paytonbrigadier | $200.00 | 1/14/2011 4:08:00 PM |
MicroL | $50.00 | 1/14/2011 6:34:20 PM |
handy-point5 | $25.00 | 1/14/2011 6:42:08 PM |
trade-goblin9 | $25.00 | 1/14/2011 6:46:25 PM |
impala6464 | $50.00 | 1/14/2011 8:35:51 PM |
tsui517 | $50.00 | 1/14/2011 10:39:12 PM |
engbusres | $50.00 | 1/14/2011 10:44:39 PM |
credit-kahuna | $50.00 | 1/15/2011 12:14:18 AM |
fishcreek | $25.00 | 1/15/2011 12:40:23 AM |
basejump0 | $25.00 | 1/15/2011 1:40:53 AM |
fighter122 | $25.00 | 1/14/2011 4:57:49 PM |
tnjohnso | $25.00 | 1/14/2011 5:08:41 PM |
SimpleChoice | $25.00 | 1/14/2011 4:57:38 PM |
samo102us | $25.00 | 1/15/2011 2:54:32 AM |
inspiring-reward | $50.00 | 1/14/2011 5:06:01 PM |
photo999 | $25.00 | 1/15/2011 3:03:31 AM |
head | $25.00 | 1/14/2011 5:10:47 PM |
jazzlender | $25.00 | 1/15/2011 3:28:33 AM |
the-profit-oracle | $25.00 | 1/15/2011 3:52:53 AM |
CACO_Lender | $25.00 | 1/14/2011 6:44:52 PM |
investment-cluster | $25.00 | 1/15/2011 4:50:27 AM |
loanman2007 | $100.00 | 1/15/2011 4:55:46 AM |
SkyLoan | $25.00 | 1/14/2011 7:51:43 PM |
realtormoises | $25.00 | 1/14/2011 8:03:30 PM |
revenue-pipeline | $25.00 | 1/14/2011 6:14:35 PM |
golden-wealth2 | $50.00 | 1/15/2011 5:41:21 AM |
green-credit-jam | $100.00 | 1/14/2011 9:32:13 PM |
auction-seeker | $25.00 | 1/14/2011 6:36:23 PM |
world10000 | $100.00 | 1/15/2011 6:46:11 AM |
loyalty-czar | $30.17 | 1/15/2011 7:38:27 AM |
C_Mark | $100.00 | 1/15/2011 8:04:52 AM |
Graven33 | $25.00 | 1/15/2011 8:24:00 AM |
bst | $33.77 | 1/15/2011 8:35:04 AM |
dough-funkmaster | $25.00 | 1/14/2011 9:42:01 PM |
Perksunlimited | $50.00 | 1/14/2011 10:31:41 PM |
wilmajean | $50.00 | 1/15/2011 1:54:20 AM |
taxman1971 | $25.00 | 1/15/2011 9:48:13 AM |
KHU2-B | $25.00 | 1/15/2011 9:49:23 AM |
Ratgirl | $50.00 | 1/15/2011 9:52:53 AM |
Weaverville | $25.00 | 1/15/2011 1:24:56 AM |
Stillinutah | $25.00 | 1/15/2011 1:36:41 AM |
justanothersushieater | $25.00 | 1/15/2011 2:04:02 AM |
black-plague | $100.00 | 1/15/2011 10:19:13 AM |
mighty-payout1 | $29.15 | 1/15/2011 4:33:48 AM |
lovely-leverage | $125.00 | 1/15/2011 11:19:38 AM |
rjcoutur2001 | $28.16 | 1/15/2011 3:34:16 AM |
income-rocker2 | $100.00 | 1/15/2011 11:37:32 AM |
pythia | $25.00 | 1/15/2011 6:04:30 AM |
foothillender | $25.00 | 1/15/2011 6:47:21 AM |
cerebral-dollar773 | $150.00 | 1/15/2011 6:54:24 AM |
Leshan | $25.00 | 1/15/2011 6:55:55 AM |
ddamenace | $30.00 | 1/15/2011 7:05:13 AM |
DonTraveler99 | $25.13 | 1/15/2011 7:07:13 AM |
principal-laser | $137.12 | 1/15/2011 5:02:59 AM |
trumpeter5 | $25.00 | 1/15/2011 7:48:57 AM |
favorite-commerce | $50.00 | 1/15/2011 8:49:23 AM |
Kyileo | $25.00 | 1/15/2011 8:57:06 AM |
Whitewater_Loans | $32.59 | 1/15/2011 9:19:46 AM |
lovely-order7 | $56.22 | 1/15/2011 7:37:52 AM |
BandB | $59.42 | 1/15/2011 8:17:52 AM |
MicAllenPR | $224.58 | 1/15/2011 11:48:01 AM |
principal-star | $25.00 | 1/15/2011 8:32:35 AM |
corporatejim | $59.20 | 1/15/2011 9:58:41 AM |
first-dinero-igloo | $25.00 | 1/15/2011 8:44:34 AM |
authority624 | $25.95 | 1/15/2011 9:18:58 AM |
csak13 | $25.00 | 1/15/2011 9:43:59 AM |
wealth-pizza | $50.00 | 1/15/2011 10:04:50 AM |
108lender | $200.00 | 1/15/2011 10:10:49 AM |
paul1 | $25.00 | 1/15/2011 10:06:31 AM |
Panna | $25.00 | 1/15/2011 10:14:09 AM |
studious-bonus7 | $100.00 | 1/15/2011 10:14:21 AM |
jamiee73 | $25.00 | 1/15/2011 10:10:37 AM |
red-unequivocal-finance | $25.00 | 1/15/2011 10:13:06 AM |
heatherwood | $50.00 | 1/15/2011 10:14:47 AM |
dedicated-transaction796 | $85.65 | 1/15/2011 11:04:05 AM |
gold-commander0 | $50.00 | 1/15/2011 10:14:54 AM |
power-secret-agent | $25.00 | 1/15/2011 10:21:50 AM |
enthralling-investment | $55.00 | 1/15/2011 10:31:48 AM |
CSinvestments | $25.00 | 1/15/2011 10:43:01 AM |
nalaari | $25.00 | 1/15/2011 10:53:43 AM |
Ven58 | $50.00 | 1/15/2011 10:54:30 AM |
flwah | $25.00 | 1/15/2011 10:54:59 AM |
encouraging-return1 | $25.00 | 1/15/2011 11:08:12 AM |
ErvLending | $40.25 | 1/15/2011 11:13:03 AM |
sonicpluto | $25.00 | 1/15/2011 11:45:37 AM |
231 Investments
|
Borrower Payment Dependent Notes Series
490647
This series of Notes was issued and sold upon the funding of the borrower loan #46695, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.50% |
Listing Start date:
| Jan-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-18-2011 |
|
Lender yield:
| 8.55% |
Borrower rate/APR:
| 9.55% / 11.65% |
Monthly payment:
| $320.56 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.53% | | |
| |
Estimated return*:
| 5.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Nov-1996 |
Debt/Income ratio:
| 26% |
Credit score:
| 820-839 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 4y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,257 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 25% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| transparency-base |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
Consolidate 2 credit cards
My financial situation:
A friend pointed me to this site and I think its the greatest idea! A full 3% lower than my current interest rates just by going peer-to-peer... I am sold!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
radforj22 | $25.00 | 1/16/2011 5:35:17 PM |
ijspence | $25.00 | 1/16/2011 5:39:06 PM |
Goodlender42 | $25.00 | 1/16/2011 5:39:13 PM |
TelegramSam | $25.00 | 1/16/2011 5:41:06 PM |
one-midas | $50.00 | 1/16/2011 6:15:08 PM |
principal-lion | $50.00 | 1/16/2011 6:57:14 PM |
selector568 | $400.00 | 1/16/2011 5:30:25 PM |
bowdish1 | $50.00 | 1/16/2011 5:36:54 PM |
GElender | $50.00 | 1/16/2011 5:34:31 PM |
museic1 | $50.00 | 1/16/2011 5:35:18 PM |
market-assembler | $50.00 | 1/16/2011 5:39:48 PM |
heavenly-repayment4 | $25.00 | 1/16/2011 5:39:58 PM |
velocity-solo | $60.00 | 1/16/2011 5:36:12 PM |
ray1051 | $50.00 | 1/16/2011 5:36:17 PM |
skuba | $75.00 | 1/16/2011 5:36:46 PM |
five-star-justice | $36.00 | 1/16/2011 5:40:57 PM |
worthy-bid8 | $50.00 | 1/16/2011 5:37:59 PM |
credit-guard5 | $25.00 | 1/16/2011 5:38:31 PM |
objective-investor | $150.00 | 1/16/2011 5:38:50 PM |
bestbuy | $25.00 | 1/16/2011 5:39:25 PM |
divedude | $25.00 | 1/17/2011 8:14:30 AM |
rakstar | $25.00 | 1/17/2011 8:39:49 AM |
investment-star | $50.00 | 1/16/2011 5:40:03 PM |
kander80 | $25.00 | 1/17/2011 8:44:13 AM |
flexible-value | $100.00 | 1/16/2011 5:40:22 PM |
kmr2 | $100.00 | 1/16/2011 8:04:33 PM |
SOP_Bank | $25.00 | 1/16/2011 5:40:47 PM |
openness-viking | $100.00 | 1/16/2011 8:41:36 PM |
DasMula | $38.84 | 1/16/2011 6:08:31 PM |
Chewbaca | $25.00 | 1/16/2011 6:18:07 PM |
reflective-rupee | $100.77 | 1/16/2011 7:36:49 PM |
papaloha | $25.00 | 1/16/2011 10:25:50 PM |
ac787 | $25.00 | 1/17/2011 6:48:00 AM |
mistertao | $25.00 | 1/17/2011 7:00:40 AM |
proud-silver0 | $50.00 | 1/17/2011 7:00:50 AM |
nilonc1 | $50.00 | 1/17/2011 10:53:26 AM |
daddypro | $25.00 | 1/17/2011 7:58:47 AM |
duty-starfish8 | $50.00 | 1/17/2011 3:19:25 AM |
a-balance-surgeon | $100.00 | 1/17/2011 8:57:34 AM |
WolRab | $100.00 | 1/17/2011 9:19:45 AM |
foofightee | $25.00 | 1/17/2011 12:50:17 PM |
DanV | $25.00 | 1/17/2011 1:06:20 PM |
sensible-fund | $50.00 | 1/17/2011 7:00:13 AM |
plentiful-reward | $50.00 | 1/17/2011 7:00:41 AM |
Mav26 | $100.00 | 1/17/2011 1:56:45 PM |
peso-tiramisu | $25.00 | 1/17/2011 2:15:11 PM |
designs626 | $50.00 | 1/17/2011 2:34:19 PM |
Dan4703 | $25.00 | 1/17/2011 8:42:07 AM |
balance-force | $40.00 | 1/17/2011 8:46:28 AM |
yerkster1 | $30.21 | 1/17/2011 4:40:00 PM |
LoisLoan | $25.00 | 1/17/2011 5:19:23 PM |
secureincome | $2,000.00 | 1/17/2011 9:52:37 AM |
Auditman | $50.00 | 1/17/2011 6:02:21 PM |
Charmart | $25.00 | 1/17/2011 7:02:37 PM |
Msbutterfly | $50.00 | 1/17/2011 12:24:25 PM |
generous-at-heart | $30.00 | 1/17/2011 1:08:54 PM |
SolarMoonshine | $50.00 | 1/17/2011 1:54:28 PM |
Kattosha | $25.00 | 1/17/2011 2:18:50 PM |
wwwUniversal | $25.00 | 1/17/2011 2:25:08 PM |
hopeful-truth5 | $400.00 | 1/17/2011 12:10:19 PM |
LongBeachLender | $25.00 | 1/17/2011 4:34:44 PM |
debugger | $25.00 | 1/18/2011 7:04:50 AM |
myduck | $50.00 | 1/17/2011 5:08:50 PM |
rmlends | $25.00 | 1/17/2011 12:21:11 PM |
misit | $25.00 | 1/17/2011 12:46:02 PM |
mbehounek | $50.00 | 1/17/2011 1:19:06 PM |
Nicedad72 | $25.00 | 1/17/2011 6:50:32 PM |
larsowe | $50.00 | 1/17/2011 2:21:37 PM |
jpblan11 | $25.00 | 1/17/2011 7:05:09 PM |
note-sensation | $50.00 | 1/18/2011 9:21:38 AM |
credit-serenity8 | $25.00 | 1/18/2011 9:35:09 AM |
vutah | $25.00 | 1/17/2011 3:43:19 PM |
a-responsible-return | $25.00 | 1/17/2011 5:04:17 PM |
happy-yield | $29.52 | 1/17/2011 5:16:02 PM |
Loan-Mart | $75.00 | 1/17/2011 6:07:01 PM |
impartial-deal | $25.00 | 1/17/2011 9:12:49 PM |
buffalobills | $25.00 | 1/18/2011 7:17:05 AM |
Richmp412 | $25.00 | 1/18/2011 1:21:38 PM |
RecoveryLender | $25.00 | 1/18/2011 9:10:36 AM |
slwholesales | $25.00 | 1/18/2011 9:24:32 AM |
organic-treasure | $25.00 | 1/18/2011 9:50:39 AM |
Artist_Blue | $25.00 | 1/18/2011 6:15:04 AM |
rss197 | $25.00 | 1/18/2011 7:25:03 AM |
Easy-eLoan | $50.00 | 1/18/2011 4:44:32 PM |
calimanusa | $25.00 | 1/18/2011 10:55:03 AM |
life-is-great | $50.00 | 1/18/2011 10:57:20 AM |
myworld701 | $25.00 | 1/18/2011 3:48:52 PM |
gluon | $25.00 | 1/18/2011 1:43:53 PM |
mpatrick | $25.00 | 1/18/2011 2:24:38 PM |
gracej | $25.00 | 1/18/2011 3:42:25 PM |
genius520 | $100.00 | 1/16/2011 5:37:02 PM |
impeccable-transparency | $50.00 | 1/16/2011 5:37:56 PM |
rdav | $25.00 | 1/16/2011 5:39:21 PM |
lagnisiruk | $25.00 | 1/16/2011 5:39:38 PM |
worldly-community3 | $50.00 | 1/16/2011 5:39:53 PM |
enthralling-deal180 | $50.00 | 1/16/2011 5:30:29 PM |
first-upright-payout | $25.00 | 1/16/2011 5:35:14 PM |
be_wise | $25.00 | 1/16/2011 5:38:30 PM |
rolandweary | $25.00 | 1/16/2011 5:38:42 PM |
gold-commander0 | $50.00 | 1/16/2011 5:35:47 PM |
TSC | $100.00 | 1/16/2011 5:36:03 PM |
golden-wealth2 | $50.00 | 1/16/2011 5:40:09 PM |
organized-payment6 | $50.00 | 1/16/2011 5:36:09 PM |
gogrannygo | $25.00 | 1/17/2011 6:51:26 AM |
simplelender80 | $100.00 | 1/16/2011 5:37:10 PM |
power-trophy7 | $25.00 | 1/16/2011 5:37:17 PM |
honorable-yield | $25.00 | 1/16/2011 5:37:23 PM |
ursus | $100.00 | 1/16/2011 5:37:35 PM |
downtownfarm | $25.00 | 1/17/2011 7:00:28 AM |
peace-missile | $25.00 | 1/16/2011 5:41:19 PM |
tech310 | $50.00 | 1/16/2011 5:41:25 PM |
american6 | $100.00 | 1/16/2011 5:38:13 PM |
fiddlerzvi | $50.00 | 1/16/2011 5:38:55 PM |
bailey1223 | $25.00 | 1/17/2011 7:57:18 AM |
Streetfighter | $50.00 | 1/16/2011 5:39:18 PM |
the-enterprising-leverage | $25.00 | 1/16/2011 5:39:27 PM |
C_Mark | $100.00 | 1/16/2011 5:40:12 PM |
wise-deal-panda | $50.00 | 1/16/2011 5:40:30 PM |
benefit-squirrel | $30.00 | 1/16/2011 5:40:38 PM |
EasternLender | $30.00 | 1/17/2011 9:39:24 AM |
powerful-finance7 | $25.00 | 1/16/2011 5:41:10 PM |
manuvns | $25.00 | 1/17/2011 9:54:41 AM |
kfinvest | $50.00 | 1/17/2011 10:15:38 AM |
Short_Stack | $25.00 | 1/16/2011 9:17:45 PM |
fishcreek | $25.00 | 1/16/2011 9:23:25 PM |
principal-capo8 | $25.00 | 1/16/2011 6:13:06 PM |
reflective-rupee | $100.77 | 1/16/2011 7:36:09 PM |
paytonbrigadier | $378.06 | 1/17/2011 5:00:27 AM |
Ripsaw4U | $50.00 | 1/16/2011 10:02:19 PM |
BURNERA_1 | $75.00 | 1/17/2011 1:02:51 PM |
credit-investor5 | $50.00 | 1/17/2011 6:40:48 AM |
felicity-loyalist0 | $25.00 | 1/17/2011 10:09:43 AM |
wise-benjamins-fortress | $25.00 | 1/17/2011 1:26:15 PM |
gold-blanket0 | $25.00 | 1/17/2011 10:29:15 AM |
dreammachine | $50.00 | 1/17/2011 7:00:44 AM |
wop310 | $50.00 | 1/17/2011 7:29:54 AM |
ryan6853 | $25.00 | 1/17/2011 2:20:15 PM |
Cherrypicker | $50.00 | 1/17/2011 2:55:01 PM |
beachfunder | $25.00 | 1/17/2011 9:46:07 AM |
bigphish | $25.00 | 1/17/2011 5:29:25 PM |
fair_rates | $25.00 | 1/17/2011 12:13:55 PM |
retiresecure | $25.00 | 1/17/2011 12:55:24 PM |
turbostar666 | $35.00 | 1/17/2011 2:24:36 PM |
Astyanax | $50.00 | 1/17/2011 12:00:56 PM |
skorpious | $25.00 | 1/18/2011 6:18:26 AM |
AustinAmerica | $25.00 | 1/17/2011 12:10:38 PM |
spiff666 | $25.00 | 1/18/2011 6:58:18 AM |
toronado | $50.00 | 1/17/2011 6:15:20 PM |
penny-plato | $25.00 | 1/17/2011 3:47:17 PM |
Hola_James | $25.00 | 1/18/2011 9:55:07 AM |
goalieman688 | $27.35 | 1/18/2011 10:07:22 AM |
verdiprr | $50.00 | 1/17/2011 5:29:15 PM |
impartial-deal | $25.00 | 1/17/2011 9:09:31 PM |
BankofBeth | $25.00 | 1/17/2011 11:17:04 PM |
terrific-p2ploan | $25.00 | 1/17/2011 7:34:57 PM |
agbullet55443 | $100.00 | 1/17/2011 9:24:58 PM |
wise-rupee-sanctuary | $50.00 | 1/18/2011 9:35:31 AM |
elegant-loot | $25.00 | 1/18/2011 3:27:31 PM |
Longstreet47 | $28.73 | 1/18/2011 6:30:08 AM |
mwb | $25.00 | 1/18/2011 4:04:10 PM |
zx12rider | $25.00 | 1/18/2011 9:57:21 AM |
RandyL3 | $25.00 | 1/18/2011 3:48:55 PM |
bazaar-festivity | $100.00 | 1/18/2011 3:48:59 PM |
REITRUST | $25.00 | 1/18/2011 11:14:05 AM |
Stepashka | $50.00 | 1/18/2011 3:06:38 PM |
KarmaBum77 | $25.00 | 1/18/2011 3:29:05 PM |
Bank42 | $50.00 | 1/18/2011 3:40:28 PM |
the-auction-bear | $25.00 | 1/18/2011 3:49:03 PM |
168 Investments
|
Borrower Payment Dependent Notes Series
490717
This series of Notes was issued and sold upon the funding of the borrower loan #46577, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,400.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.20% |
Listing Start date:
| Jan-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-15-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $104.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 15.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1999 |
Debt/Income ratio:
| 36% |
Credit score:
| 680-699 (Jan-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 5y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,667 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| |
Homeownership:
| No | | |
Screen name:
| decisive-fairness6 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Just a Little Push
Purpose of loan:
This loan will be used to pay off a few months of a car loan that I currently have. Since Prosper cannot provide educational loans, I would like to use the money for a few car loan payments instead. I am going to school to get my master's and I cannot afford to pay for my car and school at the same time.
My financial situation:
I am a good candidate for this loan because I pay all of my bills every single month. Even though I have a high debt to income ratio, I have never defaulted. I pay every bill faithfully because it's important to me to be responsible. Furthermore, after getting my master's I will move over on the pay scale for my job starting in September. Also, I won't need to pay for school starting in June. Also, I will be done paying off my car in December. Therefore, my financial situation will be looking up shortly.
Monthly net income: $ 2780 (I am paid for 10 months of the year, but money is withheld monthly so that?I can have checks continue in the summer).
Please help me. I am honest, trustworthy, and I work full-time. I am reliable, and as I stated before, I pay all of my bills every single month. I have taken 8 classes and am only 4 classes away from my master's. If I get the money to pay for a few months of car loans, I can afford to pay for school and make my dream come true.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
wise-deal-panda | $50.00 | 1/15/2011 7:45:58 PM |
reward-adventure | $50.00 | 1/15/2011 7:46:06 PM |
UCLA4life | $25.00 | 1/15/2011 7:47:19 PM |
capital-halo1 | $500.00 | 1/15/2011 7:49:14 PM |
genius520 | $100.00 | 1/15/2011 7:49:22 PM |
honorable-yield | $25.00 | 1/15/2011 7:49:33 PM |
MoonMama | $25.00 | 1/15/2011 7:51:26 PM |
transaction-circuit | $100.00 | 1/15/2011 7:46:26 PM |
musegaze | $36.19 | 1/15/2011 7:47:30 PM |
selector568 | $100.00 | 1/15/2011 7:47:17 PM |
loyalist1 | $50.00 | 1/15/2011 7:47:34 PM |
credit-sycamore4 | $100.00 | 1/15/2011 7:47:40 PM |
handshake5 | $100.00 | 1/15/2011 7:48:58 PM |
AMSlife | $50.00 | 1/15/2011 7:51:46 PM |
amusement4 | $100.00 | 1/15/2011 7:49:09 PM |
EBITDA | $25.00 | 1/15/2011 7:49:21 PM |
ThatDanGuy | $50.00 | 1/15/2011 7:49:27 PM |
vigorous-velocity | $50.00 | 1/15/2011 7:50:05 PM |
Rob717171 | $50.00 | 1/15/2011 7:50:38 PM |
108lender | $150.00 | 1/15/2011 7:51:17 PM |
Kash2010lu | $53.00 | 1/15/2011 7:47:20 PM |
worthy-bid8 | $50.00 | 1/15/2011 7:49:41 PM |
Bob450 | $25.00 | 1/15/2011 7:51:41 PM |
JPMorrisLegacyFund | $100.00 | 1/15/2011 7:45:14 PM |
the-auction-bear | $25.00 | 1/15/2011 7:47:24 PM |
wealth-pipeline | $25.00 | 1/15/2011 7:44:23 PM |
nethosters | $25.00 | 1/15/2011 7:44:25 PM |
Comoparklender | $50.00 | 1/15/2011 7:45:21 PM |
dollar-sonnet3 | $50.00 | 1/15/2011 7:46:38 PM |
velocity-solo | $25.00 | 1/15/2011 7:47:21 PM |
truth-ceremony | $25.00 | 1/15/2011 7:50:22 PM |
goodhearted-basis4 | $25.00 | 1/15/2011 7:47:47 PM |
nickel-hickory | $50.00 | 1/15/2011 7:47:53 PM |
lagnisiruk | $25.00 | 1/15/2011 7:50:59 PM |
Investoman | $100.00 | 1/15/2011 7:49:04 PM |
Wellman | $50.00 | 1/15/2011 7:52:03 PM |
36 Investments
|
Borrower Payment Dependent Notes Series
490763
This series of Notes was issued and sold upon the funding of the borrower loan #46665, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,850.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.25% |
Listing Start date:
| Jan-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-15-2011 |
|
Lender yield:
| 7.49% |
Borrower rate/APR:
| 8.49% / 10.58% |
Monthly payment:
| $279.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.48% | | |
| |
Estimated return*:
| 4.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 18% |
Credit score:
| 780-799 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
11 | Length of status: | 4y 5m |
Amount delinquent:
| $16,882 |
Total credit lines:
| 27 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,832 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| myCYT |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 29 ( 100% )
| 780-799 (Latest)
|
Principal borrowed:
| $8,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jul-2008)
|
Principal balance:
| $1,920.78 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 29 | | |
Description
Consolidate Debt
Purpose of loan:
This loan will be used to consolidate old private student loans (from 2004 and 2005) that have higher interest rates with the remaining balance of my previous Prosper Loan (funded in 2006 with $1,921 remaining). The result will be a single loan that has a lower interest rate for me.
My financial situation:
I am a great candidate for this loan because I have no difficulty paying my existing prosper loan ($286 per month) and student loan payments ($145 per month). The loan that I am requesting would consolidate these loans, providing me a better interest rate for these existing loans and thus is a better deal for me and an opportunity to earn interest for you.
Thanks in advance for funding my loan! I really appreciate it.
** The delinquency reported in my Credit Profile was a rental property of mine that was foreclosed on in 2009. Thus, I no longer own the property. My primary residence was never delinquent and continues to be in good standing. The 3 delinquencies over the past 7 years includes the initial delinquency on my previous rental property discussed above and two 30 day late credit card payments from 2005. All credit cards have been in good standing since then.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
american6 | $50.00 | 1/15/2011 11:41:29 AM |
bizzzond | $45.91 | 1/15/2011 11:43:09 AM |
Aberdeen | $8,000.00 | 1/15/2011 11:47:57 AM |
indianoven | $25.00 | 1/15/2011 11:40:39 AM |
TSC | $100.00 | 1/15/2011 11:43:48 AM |
enthralling-deal180 | $50.00 | 1/15/2011 11:44:54 AM |
organized-payment6 | $50.00 | 1/15/2011 11:43:52 AM |
top-note-jamboree | $50.00 | 1/15/2011 11:43:57 AM |
b1geasy | $25.00 | 1/15/2011 11:44:35 AM |
goodhearted-basis4 | $25.00 | 1/15/2011 11:48:20 AM |
velocity-solo | $60.00 | 1/15/2011 11:44:01 AM |
ray1051 | $50.00 | 1/15/2011 11:44:21 AM |
ericgassercom | $50.00 | 1/15/2011 11:46:22 AM |
radforj22 | $25.00 | 1/15/2011 11:43:15 AM |
enthusiastic-balance5 | $100.00 | 1/15/2011 11:46:19 AM |
roman1998 | $50.00 | 1/15/2011 11:43:55 AM |
MoneyForNothing | $25.00 | 1/15/2011 11:48:53 AM |
skuba | $75.00 | 1/15/2011 11:49:17 AM |
18 Investments
|
Borrower Payment Dependent Notes Series
490811
This series of Notes was issued and sold upon the funding of the borrower loan #46738, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Jan-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-15-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $285.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-2002 |
Debt/Income ratio:
| 14% |
Credit score:
| 680-699 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,417 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| No | | |
Screen name:
| p2ploan-canary |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need cash to pay off my cards
To whom it may concern,
I graduated from college in December 2009 in the field of mechanical engineering. I managed to land a job as a solar engineer. I was interested in this field since before I went to college and was able to get hired at a renewable company because of my background in renewable as a student and my experience as an intern in the solar field. During college I had to use all my credit cards to pay for tuition, books and food and therefore I developed some debt that totals about $7,000 on my credit cards. My parents did not support me throughout college and I couldn?t sacrifice my education. I?m very unhappy about this situation since I tried my best to avoid accumulating debt but my studies were the most important thing for me at the moment.
Now that I have graduated I am trying my best to pay off my credit card debt and since I have a large outstanding balance, this is affecting my credit rating. I much prefer to pay off my cards and make loan payments rather than slowly paying them off through the credit card companies. I live a very simple life. I have lowered the rent I pay by living with a roommate. I still drive my old Honda Accord from college that is 12 years old and won?t get cable TV because I find it a waste of time. I work very hard at our company and my supervisor and director are very happy with my performance. I receive a $1,600 check twice a month. My salary is $57,000 and we receive a 25% bonus in March.
By giving me this loan, I can remove all my credit debt and increase my credit score which would help me a lot in the future. I will guarantee you that by working hard at my job and making all of my payments on-time that you have made the right decision by granting me these funds.
Thank you so much for your consideration.
Sincerely,
The New Applicant
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
supreme-hope | $25.00 | 1/15/2011 11:42:44 AM |
velocity-solo | $30.00 | 1/15/2011 11:45:57 AM |
UCLA4life | $25.00 | 1/15/2011 11:47:44 AM |
amusement4 | $100.00 | 1/15/2011 11:53:09 AM |
ThatDanGuy | $50.00 | 1/15/2011 11:53:29 AM |
honorable-yield | $25.00 | 1/15/2011 11:53:37 AM |
first-upright-payout | $25.00 | 1/15/2011 11:53:52 AM |
debtcollector | $35.00 | 1/15/2011 11:54:26 AM |
vigorous-velocity | $50.00 | 1/15/2011 11:54:38 AM |
truth-ceremony | $25.00 | 1/15/2011 11:54:59 AM |
loan-scientist8 | $25.00 | 1/15/2011 11:39:28 AM |
Kreditorium | $25.00 | 1/15/2011 11:59:31 AM |
persevering | $35.04 | 1/15/2011 11:40:23 AM |
CA-Lender | $25.00 | 1/15/2011 11:59:51 AM |
the-profit-oracle | $25.00 | 1/15/2011 12:01:15 PM |
lendme2 | $50.00 | 1/15/2011 11:44:14 AM |
point-kitten6 | $50.00 | 1/15/2011 11:45:44 AM |
Whipster | $25.00 | 1/15/2011 12:20:03 PM |
Artist_Blue | $25.00 | 1/15/2011 1:01:10 PM |
zone6 | $27.84 | 1/15/2011 1:09:43 PM |
the-auction-bear | $25.00 | 1/15/2011 11:52:58 AM |
genius520 | $100.00 | 1/15/2011 11:53:24 AM |
worthy-bid8 | $50.00 | 1/15/2011 11:53:43 AM |
chrisb4745 | $25.00 | 1/15/2011 1:30:44 PM |
BankofBeth | $25.00 | 1/15/2011 1:58:29 PM |
Investoman | $100.00 | 1/15/2011 11:52:49 AM |
108lender | $150.00 | 1/15/2011 11:56:44 AM |
MoonMama | $25.00 | 1/15/2011 11:56:48 AM |
kendallv | $25.00 | 1/15/2011 11:57:02 AM |
scrappy-diversification7 | $442.48 | 1/15/2011 11:57:34 AM |
2grindstones | $50.00 | 1/15/2011 2:36:17 PM |
lagnisiruk | $25.00 | 1/15/2011 11:56:32 AM |
Wellman | $50.00 | 1/15/2011 12:00:09 PM |
principal-laser | $32.55 | 1/15/2011 2:59:00 PM |
nilonc1 | $100.00 | 1/15/2011 11:57:51 AM |
missing-link | $25.00 | 1/15/2011 3:01:29 PM |
helping-out | $45.00 | 1/15/2011 3:02:57 PM |
a-plentiful-loyalty | $66.26 | 1/15/2011 3:04:42 PM |
jwsun90 | $150.00 | 1/15/2011 3:16:48 PM |
dedicated-diversification5 | $63.24 | 1/15/2011 11:59:36 AM |
fuzed | $45.00 | 1/15/2011 3:27:29 PM |
bboekest | $25.00 | 1/15/2011 3:46:10 PM |
Moe87 | $25.00 | 1/15/2011 4:08:38 PM |
Finchy78 | $25.00 | 1/15/2011 4:09:59 PM |
famous-bill | $25.00 | 1/15/2011 12:01:39 PM |
Gobsek | $25.00 | 1/15/2011 4:28:49 PM |
5kids5 | $31.77 | 1/15/2011 4:31:53 PM |
heatherwood | $50.00 | 1/15/2011 12:02:41 PM |
trumpeter5 | $50.00 | 1/15/2011 5:18:23 PM |
jwsun90 | $25.00 | 1/15/2011 1:06:41 PM |
gelt4u | $25.00 | 1/15/2011 5:28:09 PM |
spike22 | $25.00 | 1/15/2011 6:10:58 PM |
gold-channel2 | $25.00 | 1/15/2011 7:05:50 PM |
bazaar-festivity | $100.00 | 1/15/2011 1:22:07 PM |
VJ_Financial | $50.00 | 1/15/2011 1:32:31 PM |
foothillender | $25.00 | 1/15/2011 1:33:26 PM |
sfmf | $25.00 | 1/15/2011 3:00:30 PM |
flexible-and-social | $50.00 | 1/15/2011 2:39:53 PM |
amra | $25.00 | 1/15/2011 3:04:12 PM |
HedgeFund | $50.00 | 1/15/2011 3:34:45 PM |
thankful-nickel2 | $25.00 | 1/15/2011 3:35:27 PM |
mpatrick | $25.00 | 1/15/2011 4:08:02 PM |
britches613 | $50.00 | 1/15/2011 2:56:07 PM |
bid-treaty | $32.64 | 1/15/2011 3:04:10 PM |
psycardis | $36.35 | 1/15/2011 3:19:07 PM |
bosloan26 | $40.00 | 1/15/2011 5:20:54 PM |
hillerod | $25.00 | 1/15/2011 3:27:12 PM |
bold-dynamic-silver | $25.00 | 1/15/2011 5:46:47 PM |
mlaner92 | $35.00 | 1/15/2011 3:36:11 PM |
auction-seeker | $25.00 | 1/15/2011 6:12:01 PM |
exuberant-loot | $25.00 | 1/15/2011 6:19:30 PM |
mighty-commerce7 | $25.18 | 1/15/2011 4:19:03 PM |
arkleseizure | $25.64 | 1/15/2011 6:33:13 PM |
unger | $200.00 | 1/15/2011 4:27:10 PM |
EretzCapital | $100.00 | 1/15/2011 6:16:43 PM |
willinvest | $25.00 | 1/15/2011 6:26:34 PM |
penny-plato | $25.00 | 1/15/2011 6:43:57 PM |
scho0590 | $25.40 | 1/15/2011 6:56:41 PM |
sharp518 | $25.00 | 1/15/2011 7:14:33 PM |
Comoparklender | $50.00 | 1/15/2011 11:46:06 AM |
handshake5 | $100.00 | 1/15/2011 11:52:26 AM |
Rob717171 | $50.00 | 1/15/2011 11:55:44 AM |
leverage-monger | $25.00 | 1/15/2011 11:40:16 AM |
Bob450 | $25.00 | 1/15/2011 11:57:14 AM |
AMSlife | $50.00 | 1/15/2011 11:57:18 AM |
dollar-sonnet3 | $50.00 | 1/15/2011 11:43:29 AM |
ommcd | $25.00 | 1/15/2011 12:00:12 PM |
wise-deal-panda | $50.00 | 1/15/2011 12:00:16 PM |
Jonb6919 | $25.00 | 1/15/2011 11:41:41 AM |
bid-czar8 | $50.00 | 1/15/2011 11:45:51 AM |
musegaze | $100.00 | 1/15/2011 11:48:12 AM |
harddollars | $25.00 | 1/15/2011 1:00:00 PM |
credit-sycamore4 | $100.00 | 1/15/2011 11:48:18 AM |
capital-halo1 | $500.00 | 1/15/2011 11:53:15 AM |
ladderskibum | $25.00 | 1/15/2011 1:36:27 PM |
EBITDA | $25.00 | 1/15/2011 11:53:19 AM |
kulender | $50.00 | 1/15/2011 2:31:53 PM |
maldok1 | $25.00 | 1/15/2011 11:55:37 AM |
graceful-investment | $100.00 | 1/15/2011 11:58:53 AM |
MilitaryLending | $25.00 | 1/15/2011 11:59:14 AM |
income-sage9 | $25.00 | 1/15/2011 12:00:59 PM |
newest-generous-income | $25.00 | 1/15/2011 12:01:25 PM |
reward-adventure | $50.00 | 1/15/2011 12:02:00 PM |
bughead | $25.00 | 1/15/2011 3:14:33 PM |
investment-thinker4 | $25.00 | 1/15/2011 3:19:34 PM |
parsec9 | $25.00 | 1/15/2011 11:59:52 AM |
flexible-value | $100.00 | 1/15/2011 12:34:53 PM |
toronado | $50.00 | 1/15/2011 3:44:40 PM |
SolarMoonshine | $25.00 | 1/15/2011 12:52:46 PM |
dollar-gatherer | $58.46 | 1/15/2011 3:47:48 PM |
Nerdster1 | $25.04 | 1/15/2011 4:08:03 PM |
jjswanso | $69.91 | 1/15/2011 4:18:57 PM |
bondhedger | $25.00 | 1/15/2011 4:29:58 PM |
leam | $102.00 | 1/15/2011 4:33:33 PM |
ElAbel11 | $25.00 | 1/15/2011 12:02:29 PM |
jobani | $25.00 | 1/15/2011 12:03:10 PM |
well-rounded-dinero | $50.00 | 1/15/2011 1:04:19 PM |
Tizzo27 | $37.53 | 1/15/2011 12:22:04 PM |
goodhearted-gold3 | $25.00 | 1/15/2011 6:00:07 PM |
Tlk2drew | $75.00 | 1/15/2011 6:42:44 PM |
lloyd_s | $25.00 | 1/15/2011 1:01:28 PM |
favorite-commerce | $50.00 | 1/15/2011 1:28:21 PM |
orange-pound-party | $35.00 | 1/15/2011 1:54:23 PM |
patriot897 | $25.00 | 1/15/2011 1:11:02 PM |
all_of_that_one | $35.00 | 1/15/2011 2:26:25 PM |
1traveler | $25.00 | 1/15/2011 2:12:54 PM |
investment-artist | $25.00 | 1/15/2011 2:52:34 PM |
ferocious-exchange3 | $50.00 | 1/15/2011 2:46:58 PM |
Kash2010lu | $25.00 | 1/15/2011 4:30:07 PM |
zmaurides | $25.00 | 1/15/2011 4:37:23 PM |
SOP_Bank | $25.00 | 1/15/2011 4:58:47 PM |
FeedTheMachine | $50.00 | 1/15/2011 3:02:59 PM |
bluehen00 | $100.00 | 1/15/2011 5:04:12 PM |
KaChingInvestments | $25.00 | 1/15/2011 5:10:22 PM |
GeorgiaGator | $40.00 | 1/15/2011 3:24:09 PM |
Requiem | $25.00 | 1/15/2011 5:25:31 PM |
jcw3rd | $25.00 | 1/15/2011 6:10:51 PM |
RainyDayFunds | $25.00 | 1/15/2011 3:49:16 PM |
matthewa | $25.00 | 1/15/2011 6:21:08 PM |
rjrventure | $25.00 | 1/15/2011 7:19:10 PM |
grotheik | $25.00 | 1/15/2011 4:29:59 PM |
AM2008 | $25.00 | 1/15/2011 4:41:30 PM |
competent-p2p | $25.00 | 1/15/2011 5:36:40 PM |
jlathem | $25.00 | 1/15/2011 6:07:54 PM |
saxaphone6 | $25.00 | 1/15/2011 6:17:16 PM |
coin-amigo | $26.04 | 1/15/2011 6:21:50 PM |
MoneyForNothing | $21.63 | 1/15/2011 7:19:19 PM |
147 Investments
|
Borrower Payment Dependent Notes Series
490851
This series of Notes was issued and sold upon the funding of the borrower loan #46653, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.55% |
Listing Start date:
| Jan-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-21-2011 |
|
Lender yield:
| 5.55% |
Borrower rate/APR:
| 6.55% / 6.89% |
Monthly payment:
| $460.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.55% | | |
| |
Estimated return*:
| 4.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 15% |
Credit score:
| 760-779 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 4y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29,234 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| |
Homeownership:
| No | | |
Screen name:
| truth-explosion7 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation debt ASAP
Purpose of loan:
This loan will be used to? Pay off credit card debt.
My financial situation:
I am a good candidate for this loan because?
I Have a good credit history. Never being late or miss a payment. I get extra bonus every year and salary raise. Very responsible with loans. My credit History has always being good and I want to keep it that way.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
balance-voyager | $50.00 | 1/16/2011 5:29:43 PM |
indomitable-coin | $100.00 | 1/16/2011 5:30:06 PM |
thedoctor | $50.00 | 1/16/2011 5:30:09 PM |
CleeClee | $100.00 | 1/16/2011 5:30:46 PM |
be_wise | $25.00 | 1/16/2011 5:31:12 PM |
Curly-Girly | $25.00 | 1/16/2011 5:31:16 PM |
mathprof | $25.00 | 1/16/2011 5:31:22 PM |
astute-investment5 | $25.00 | 1/16/2011 5:31:52 PM |
BankingFamily | $50.00 | 1/16/2011 5:31:58 PM |
innocent-income4 | $25.00 | 1/16/2011 5:32:04 PM |
webclimber | $50.00 | 1/16/2011 5:32:30 PM |
tech310 | $50.00 | 1/16/2011 5:33:14 PM |
orange-resolute-platinum | $25.00 | 1/16/2011 5:33:22 PM |
virtualbank | $50.00 | 1/16/2011 5:33:28 PM |
HHP | $25.00 | 1/16/2011 5:33:41 PM |
axl163 | $25.00 | 1/16/2011 5:33:56 PM |
velocity-solo | $60.00 | 1/16/2011 5:34:04 PM |
transparency-giant | $50.00 | 1/16/2011 5:34:07 PM |
Rob717171 | $50.00 | 1/16/2011 5:34:15 PM |
Centaur | $50.00 | 1/16/2011 5:34:57 PM |
mistertao | $25.00 | 1/16/2011 5:35:29 PM |
principal-capo8 | $25.00 | 1/16/2011 6:19:50 PM |
kyomoon | $50.00 | 1/16/2011 5:29:47 PM |
xphile | $25.00 | 1/16/2011 5:29:56 PM |
FlexFunding | $50.00 | 1/16/2011 5:31:18 PM |
syounker | $25.00 | 1/16/2011 5:31:25 PM |
flexible-value | $50.00 | 1/16/2011 5:31:49 PM |
bowdish1 | $100.00 | 1/16/2011 5:32:11 PM |
community-pipeline | $25.00 | 1/16/2011 5:32:17 PM |
JJ9876 | $50.00 | 1/16/2011 5:32:19 PM |
goldfinger3 | $100.00 | 1/16/2011 5:32:43 PM |
Daneistes | $50.00 | 1/16/2011 5:32:53 PM |
FinDoc | $25.00 | 1/16/2011 9:58:48 PM |
JohnW12 | $50.00 | 1/16/2011 5:33:24 PM |
ham-mer | $25.00 | 1/16/2011 5:33:38 PM |
Eagles81 | $50.00 | 1/16/2011 5:30:41 PM |
steely_dan34 | $25.00 | 1/16/2011 5:30:59 PM |
ogmanny | $50.00 | 1/16/2011 5:34:00 PM |
Goodlender42 | $25.00 | 1/16/2011 5:34:18 PM |
lending-bear | $50.00 | 1/16/2011 5:34:27 PM |
uncleubb | $25.00 | 1/16/2011 5:34:34 PM |
organized-payment6 | $50.00 | 1/16/2011 5:31:27 PM |
newest-organic-rupee | $25.00 | 1/16/2011 5:31:34 PM |
compoundinterest | $50.00 | 1/16/2011 5:31:43 PM |
rss197 | $25.00 | 1/16/2011 5:32:28 PM |
robertmm25 | $50.00 | 1/16/2011 5:32:33 PM |
Phantom99 | $100.00 | 1/16/2011 5:32:40 PM |
hawaiiangirl76 | $25.00 | 1/16/2011 5:32:51 PM |
DukSerduk | $25.00 | 1/16/2011 5:33:04 PM |
HunterSix | $25.00 | 1/16/2011 5:33:26 PM |
cognizant-rate732 | $25.00 | 1/16/2011 5:33:36 PM |
authoritative-truth | $50.00 | 1/16/2011 5:33:45 PM |
Taxman44 | $25.00 | 1/16/2011 5:33:49 PM |
roman1998 | $50.00 | 1/16/2011 5:34:09 PM |
kevin314 | $50.00 | 1/16/2011 5:34:20 PM |
alpinaut | $25.00 | 1/16/2011 5:34:40 PM |
acropiloterau2002 | $25.00 | 1/16/2011 5:34:51 PM |
GBLENDER | $25.00 | 1/16/2011 5:35:03 PM |
credit-investor5 | $50.00 | 1/17/2011 6:34:25 AM |
eloquent-dime416 | $50.00 | 1/17/2011 6:59:19 AM |
principal-lion | $50.00 | 1/16/2011 6:56:57 PM |
indomitable-coin | $250.00 | 1/16/2011 7:40:26 PM |
Mantis75 | $25.00 | 1/16/2011 8:54:27 PM |
RG | $36.93 | 1/16/2011 7:56:10 PM |
6moonbeams | $50.00 | 1/16/2011 10:00:34 PM |
jonn834 | $25.00 | 1/16/2011 9:59:42 PM |
hopeful-truth5 | $100.00 | 1/17/2011 12:15:28 PM |
paytonbrigadier | $200.00 | 1/17/2011 9:28:39 AM |
one-midas | $50.00 | 1/17/2011 6:36:17 AM |
BURNERA_1 | $100.00 | 1/17/2011 12:53:36 PM |
orange-generous-ore | $25.00 | 1/17/2011 6:59:20 AM |
larsowe | $50.00 | 1/17/2011 2:19:31 PM |
a-responsible-return | $50.00 | 1/17/2011 5:04:21 PM |
DLock99 | $50.00 | 1/17/2011 9:50:04 AM |
nilonc1 | $50.00 | 1/17/2011 10:53:28 AM |
Ballard | $36.68 | 1/18/2011 8:49:08 AM |
ddibernardo | $25.00 | 1/17/2011 2:44:27 PM |
outofoffice | $50.00 | 1/18/2011 9:37:29 AM |
Teminole | $25.00 | 1/18/2011 7:24:39 AM |
a8h8a8 | $50.00 | 1/18/2011 1:24:17 PM |
reinforced-marketplace3 | $250.00 | 1/18/2011 2:11:17 PM |
ZeoInvestments | $25.00 | 1/18/2011 9:36:43 AM |
AWTT | $50.00 | 1/18/2011 7:30:31 AM |
NDFIRTH | $50.00 | 1/18/2011 8:47:44 AM |
generalcamacho | $40.00 | 1/18/2011 4:57:41 PM |
majestic-dedication | $50.00 | 1/18/2011 6:34:19 PM |
mamayama | $50.00 | 1/18/2011 7:21:48 PM |
Mookouw | $25.00 | 1/19/2011 12:51:28 AM |
attractive-asset | $100.00 | 1/18/2011 3:26:17 PM |
Weaverville | $25.00 | 1/19/2011 12:53:44 AM |
adhawan325 | $25.00 | 1/19/2011 12:56:39 AM |
FmrEngr2Phd | $25.00 | 1/19/2011 1:07:52 AM |
gotyourgear | $26.70 | 1/19/2011 1:08:29 AM |
spenrod | $42.43 | 1/19/2011 1:09:41 AM |
theemhdoctor | $25.00 | 1/19/2011 1:25:24 AM |
NJNY | $25.00 | 1/19/2011 1:36:44 AM |
Loans101 | $25.00 | 1/19/2011 1:37:08 AM |
johngaltline | $25.00 | 1/19/2011 1:37:18 AM |
a-exponential-hope | $25.00 | 1/19/2011 1:53:38 AM |
heroic-platinum | $25.00 | 1/19/2011 1:54:01 AM |
power-expert | $25.00 | 1/19/2011 1:55:50 AM |
brightest-affluence-motivator | $100.00 | 1/18/2011 4:39:15 PM |
bid-papyrus | $25.00 | 1/19/2011 1:56:19 AM |
commerce-voyager | $25.00 | 1/19/2011 1:56:58 AM |
auction-sage | $28.03 | 1/19/2011 1:58:52 AM |
currency-persimmon | $25.00 | 1/19/2011 5:53:55 AM |
ingenious-interest1 | $250.00 | 1/18/2011 6:24:48 PM |
RedGranite | $50.00 | 1/19/2011 8:01:20 AM |
neenerman | $50.00 | 1/19/2011 8:54:08 AM |
dharma1 | $25.00 | 1/19/2011 12:52:27 AM |
Victor-E-Lane | $25.00 | 1/19/2011 1:07:14 AM |
Railbird | $30.42 | 1/19/2011 1:23:09 AM |
profitable-asset1 | $25.00 | 1/19/2011 1:52:20 AM |
reward-walnut | $25.00 | 1/19/2011 1:53:26 AM |
productive-finance | $25.00 | 1/19/2011 1:55:24 AM |
watermark | $25.00 | 1/18/2011 7:04:21 PM |
mattpet | $25.00 | 1/18/2011 7:50:38 PM |
kloan | $25.00 | 1/19/2011 12:40:05 AM |
Zoomie | $25.00 | 1/19/2011 12:42:16 AM |
Deuce | $26.51 | 1/19/2011 12:51:48 AM |
Hogan55 | $45.18 | 1/19/2011 12:52:35 AM |
Rivervale_Westwood | $25.00 | 1/19/2011 12:52:58 AM |
Steveoo1 | $26.60 | 1/19/2011 12:53:39 AM |
soheagle | $26.32 | 1/19/2011 12:54:28 AM |
farbav | $25.00 | 1/19/2011 12:09:29 PM |
Shelby2082 | $25.00 | 1/19/2011 1:06:53 AM |
shadowflame_99 | $25.00 | 1/19/2011 1:08:23 AM |
bornsucka | $25.00 | 1/19/2011 1:22:14 AM |
gauss02 | $49.05 | 1/19/2011 1:02:49 PM |
andyb9 | $27.19 | 1/19/2011 1:40:53 AM |
intelligent-income7 | $25.00 | 1/19/2011 1:25:34 PM |
social-comet7 | $25.00 | 1/19/2011 1:55:31 AM |
justice-dna | $35.00 | 1/19/2011 1:58:37 AM |
magical-coin1 | $50.00 | 1/19/2011 9:37:36 AM |
forthright-trade | $50.00 | 1/19/2011 9:59:46 AM |
ivadood | $100.00 | 1/19/2011 5:00:04 PM |
Druidsoft | $25.00 | 1/19/2011 11:15:00 PM |
kalex752 | $26.55 | 1/20/2011 12:54:28 AM |
wise-silver-wonder | $25.00 | 1/19/2011 5:21:40 PM |
latestone | $25.00 | 1/20/2011 1:22:09 AM |
paramjit | $25.00 | 1/20/2011 1:22:25 AM |
WorldlyWorker | $25.00 | 1/19/2011 5:35:25 PM |
dartmouth99 | $50.00 | 1/20/2011 9:54:49 AM |
windpiano1962 | $25.00 | 1/20/2011 10:11:20 AM |
Tiger6543 | $25.00 | 1/20/2011 12:54:23 AM |
L-vex | $25.00 | 1/20/2011 12:54:59 AM |
Soothsayer | $25.00 | 1/20/2011 12:55:24 AM |
MO_Investor | $25.00 | 1/20/2011 1:36:00 AM |
saihu | $25.00 | 1/19/2011 5:34:26 PM |
keyfig | $25.00 | 1/20/2011 1:36:46 AM |
degster | $25.00 | 1/20/2011 1:36:57 AM |
inforapenny | $50.00 | 1/19/2011 5:35:03 PM |
Aimvest | $25.00 | 1/19/2011 5:36:29 PM |
revenue-appraiser | $25.00 | 1/20/2011 7:07:14 AM |
faldska | $25.00 | 1/20/2011 12:46:14 AM |
MoneySiles | $25.00 | 1/20/2011 11:19:56 AM |
wormdc | $25.00 | 1/20/2011 1:36:38 AM |
dejnik | $25.00 | 1/20/2011 10:10:39 AM |
VPRLLC | $25.00 | 1/20/2011 12:54:20 PM |
unflappable-balance5 | $50.00 | 1/20/2011 1:51:38 PM |
beeslow | $26.81 | 1/20/2011 8:42:03 AM |
teega5 | $25.00 | 1/20/2011 9:24:26 AM |
gilbrear | $25.00 | 1/20/2011 2:14:27 PM |
BobIrish88 | $25.00 | 1/20/2011 10:55:13 AM |
truth-companion | $50.00 | 1/20/2011 3:04:24 PM |
fireboss | $50.00 | 1/20/2011 3:25:23 PM |
conaty | $50.00 | 1/20/2011 11:41:42 AM |
diligent-leverage | $25.00 | 1/20/2011 6:43:04 PM |
buukyak | $30.38 | 1/20/2011 11:49:16 AM |
soulwork | $25.00 | 1/20/2011 7:27:28 PM |
deal-frontier | $50.00 | 1/20/2011 9:56:41 PM |
kunger | $25.00 | 1/20/2011 2:09:13 PM |
donloah | $25.00 | 1/21/2011 12:42:21 AM |
outwish | $25.00 | 1/21/2011 12:52:27 AM |
kmwvma | $25.00 | 1/21/2011 12:53:36 AM |
capital-star5 | $27.00 | 1/20/2011 5:43:32 PM |
buckyhead2000 | $25.00 | 1/20/2011 3:01:39 PM |
JaceSpade | $25.00 | 1/21/2011 1:03:36 AM |
sflender1099 | $50.00 | 1/20/2011 5:55:02 PM |
mammalian4 | $25.00 | 1/20/2011 6:02:33 PM |
rtree1 | $31.73 | 1/20/2011 6:13:19 PM |
TigerForce | $25.00 | 1/20/2011 6:29:33 PM |
lawyervon | $25.00 | 1/20/2011 6:43:06 PM |
bentonlending | $25.00 | 1/20/2011 7:39:25 PM |
sandeepPR | $30.00 | 1/20/2011 10:15:24 PM |
PCGeekWI | $25.00 | 1/21/2011 12:52:36 AM |
peb44 | $25.00 | 1/21/2011 1:04:02 AM |
commitment-farm | $25.00 | 1/21/2011 1:17:46 AM |
ArmyGuy | $25.00 | 1/20/2011 7:48:34 PM |
pawsitive | $25.12 | 1/21/2011 12:42:28 AM |
mla | $25.00 | 1/21/2011 12:43:09 AM |
rulender | $31.02 | 1/21/2011 1:02:46 AM |
tolstoy00 | $25.00 | 1/21/2011 1:03:39 AM |
reinforced-reward | $25.00 | 1/21/2011 1:18:30 AM |
market-socrates4 | $28.54 | 1/21/2011 1:18:54 AM |
MoneyForNothing | $16.86 | 1/21/2011 1:20:07 AM |
patriot897 | $50.00 | 1/16/2011 5:31:20 PM |
yukongin | $25.00 | 1/16/2011 5:32:06 PM |
radforj22 | $75.00 | 1/16/2011 5:32:15 PM |
Pickmar | $25.00 | 1/16/2011 5:32:26 PM |
honorable-yield | $40.00 | 1/16/2011 5:32:35 PM |
minista | $25.00 | 1/16/2011 5:33:10 PM |
meux99 | $25.00 | 1/16/2011 5:33:19 PM |
LendGuy | $50.00 | 1/16/2011 5:33:33 PM |
unforgettable-order9 | $50.00 | 1/16/2011 5:33:43 PM |
top-sensible-yield | $25.00 | 1/16/2011 5:34:12 PM |
wise-deal-panda | $50.00 | 1/16/2011 5:34:35 PM |
red-unequivocal-finance | $25.00 | 1/16/2011 5:34:59 PM |
brewman | $50.00 | 1/16/2011 5:35:22 PM |
ti22ring | $25.00 | 1/16/2011 5:35:40 PM |
bestbuy | $25.00 | 1/16/2011 5:39:26 PM |
peace-missile | $25.00 | 1/16/2011 5:41:17 PM |
helpishere777 | $25.00 | 1/16/2011 5:29:51 PM |
blot44 | $25.00 | 1/16/2011 5:30:00 PM |
Havana21 | $143.87 | 1/16/2011 5:30:15 PM |
lagnisiruk | $25.00 | 1/16/2011 5:30:49 PM |
snowman34 | $50.00 | 1/16/2011 5:30:52 PM |
pikopulling | $25.00 | 1/16/2011 5:30:54 PM |
bds9646 | $26.00 | 1/16/2011 5:31:52 PM |
AmericanCredit | $25.00 | 1/16/2011 5:32:00 PM |
AFairDeal | $75.00 | 1/16/2011 5:32:07 PM |
Dreamconnection | $50.00 | 1/16/2011 5:32:14 PM |
meenan | $100.00 | 1/16/2011 5:32:21 PM |
nimble-money0 | $50.00 | 1/16/2011 5:32:38 PM |
casaram | $25.00 | 1/16/2011 5:32:55 PM |
Goodthing | $100.00 | 1/16/2011 5:33:00 PM |
officer8 | $25.00 | 1/16/2011 5:30:19 PM |
NycDean | $25.00 | 1/16/2011 5:33:21 PM |
paintedposies | $50.00 | 1/16/2011 5:33:30 PM |
Dollars4Rent | $50.00 | 1/16/2011 5:30:38 PM |
OTtherapy | $25.00 | 1/16/2011 5:30:44 PM |
generator535 | $25.00 | 1/16/2011 5:33:53 PM |
KarmaBum77 | $25.00 | 1/16/2011 5:34:33 PM |
suges | $25.00 | 1/16/2011 5:34:37 PM |
shamrocker | $25.00 | 1/16/2011 5:31:30 PM |
kenji4861 | $50.00 | 1/16/2011 5:31:39 PM |
1fortheroad | $25.00 | 1/16/2011 5:35:10 PM |
TSC | $100.00 | 1/16/2011 5:31:55 PM |
Short_Stack | $25.00 | 1/16/2011 5:35:25 PM |
inspired-investment8 | $100.00 | 1/16/2011 5:32:03 PM |
responsibility-cherry6 | $50.00 | 1/16/2011 5:32:09 PM |
building_community | $25.00 | 1/16/2011 5:32:49 PM |
CBO-Enterprise | $100.00 | 1/16/2011 5:32:57 PM |
cebgop | $25.00 | 1/16/2011 5:33:08 PM |
tekkie2412 | $50.00 | 1/16/2011 5:33:16 PM |
Castellan | $50.00 | 1/16/2011 5:33:47 PM |
Zach842 | $25.00 | 1/16/2011 5:33:51 PM |
C_Mark | $100.00 | 1/16/2011 5:34:42 PM |
jct_enterprises | $25.00 | 1/16/2011 5:34:47 PM |
kanakakm | $50.00 | 1/16/2011 5:35:12 PM |
CapStack | $50.00 | 1/16/2011 5:35:33 PM |
kochan123 | $50.00 | 1/16/2011 5:40:52 PM |
Chewbaca | $25.00 | 1/16/2011 6:17:08 PM |
rakstar | $50.00 | 1/17/2011 8:39:58 AM |
balance-force | $29.00 | 1/17/2011 8:42:49 AM |
a-balance-surgeon | $97.83 | 1/17/2011 9:00:09 AM |
beachfunder | $25.00 | 1/17/2011 9:47:29 AM |
pipopirate | $50.00 | 1/16/2011 5:41:22 PM |
Apex-Lender | $25.00 | 1/16/2011 9:26:12 PM |
fishcreek | $25.00 | 1/16/2011 9:22:08 PM |
Binan | $25.00 | 1/16/2011 9:54:38 PM |
interest-exec9 | $25.00 | 1/17/2011 7:01:13 AM |
OldestBrother | $50.00 | 1/17/2011 11:40:06 AM |
misit | $25.00 | 1/17/2011 12:44:45 PM |
responsibilityenstein3 | $25.00 | 1/17/2011 9:55:39 AM |
kindness-dessert | $25.00 | 1/17/2011 6:54:08 PM |
flopcat | $50.00 | 1/17/2011 7:44:11 PM |
mbehounek | $100.00 | 1/17/2011 1:21:00 PM |
Artist_Blue | $25.00 | 1/18/2011 6:15:22 AM |
impartial-deal | $25.00 | 1/17/2011 9:09:18 PM |
chipperjohnson | $50.00 | 1/18/2011 1:44:06 PM |
bold-treasure-neutrino | $50.00 | 1/18/2011 3:28:16 PM |
arenangelchild | $50.00 | 1/18/2011 3:48:53 PM |
contract-position | $25.00 | 1/18/2011 9:34:51 AM |
Nicedad72 | $25.00 | 1/18/2011 5:00:42 PM |
tntmojave | $25.00 | 1/18/2011 3:27:35 PM |
totoro | $25.00 | 1/18/2011 3:39:46 PM |
life-is-great | $50.00 | 1/18/2011 10:57:07 AM |
chererat | $100.00 | 1/18/2011 1:29:51 PM |
knark | $25.00 | 1/18/2011 2:29:41 PM |
rmachi | $25.00 | 1/19/2011 12:41:53 AM |
PaulW | $25.00 | 1/19/2011 12:42:20 AM |
Anny-Disco | $25.00 | 1/18/2011 3:25:57 PM |
mizount | $25.00 | 1/19/2011 12:54:40 AM |
ndwayno | $25.00 | 1/19/2011 1:07:46 AM |
Natronpee | $25.00 | 1/19/2011 1:22:04 AM |
ChicoBob | $41.73 | 1/19/2011 1:23:26 AM |
NMGbank | $25.00 | 1/19/2011 1:24:28 AM |
platinum-rapture6 | $50.00 | 1/18/2011 7:29:11 PM |
cloud8 | $100.00 | 1/19/2011 7:50:33 AM |
jasperpants | $25.00 | 1/19/2011 12:51:40 AM |
Captain88 | $25.00 | 1/19/2011 12:53:12 AM |
zeelender | $25.00 | 1/19/2011 12:53:55 AM |
CaliforniaSun | $25.00 | 1/19/2011 1:10:06 AM |
FjLenders | $25.00 | 1/19/2011 1:10:31 AM |
tster | $25.00 | 1/19/2011 1:21:12 AM |
zenchef | $25.00 | 1/19/2011 1:22:58 AM |
afotherg | $32.59 | 1/19/2011 1:23:29 AM |
jcn12321 | $25.00 | 1/19/2011 1:26:03 AM |
p2p-paradise | $34.66 | 1/19/2011 1:38:35 AM |
aasx1108 | $25.00 | 1/19/2011 1:39:33 AM |
pleasant-basis | $25.46 | 1/19/2011 1:52:41 AM |
ArashMass | $30.00 | 1/19/2011 7:04:28 AM |
RockCrown | $50.00 | 1/19/2011 7:39:17 AM |
Ciphernetic | $34.28 | 1/19/2011 12:50:42 AM |
stensonb | $25.00 | 1/19/2011 12:52:43 AM |
guardlender | $25.00 | 1/19/2011 12:52:53 AM |
Searlzy | $25.00 | 1/19/2011 12:53:06 AM |
visionary-community | $25.00 | 1/19/2011 9:38:32 AM |
sainswor99 | $25.00 | 1/19/2011 1:07:25 AM |
SourDoughSteve | $25.00 | 1/19/2011 1:08:15 AM |
DadWarbucks | $51.85 | 1/19/2011 1:08:34 AM |
TEAM-Jasper | $25.00 | 1/19/2011 1:09:18 AM |
Emgolda | $25.00 | 1/19/2011 1:10:37 AM |
Jassi | $25.00 | 1/19/2011 1:23:33 AM |
FrayBentos | $25.00 | 1/19/2011 1:36:36 AM |
Tahoeguy | $45.77 | 1/19/2011 1:38:41 AM |
best-deal-banker | $33.13 | 1/19/2011 1:55:15 AM |
rate-coup9 | $50.00 | 1/19/2011 2:22:50 PM |
id26709 | $25.00 | 1/19/2011 10:44:53 AM |
astute-benjamins | $25.00 | 1/19/2011 3:13:07 PM |
rlrcstr | $25.00 | 1/19/2011 4:09:08 PM |
Bladewil | $50.00 | 1/19/2011 11:45:22 AM |
Putnum | $25.00 | 1/19/2011 12:20:11 PM |
reflective-rupee | $100.77 | 1/19/2011 2:49:04 PM |
Cheburashka | $30.00 | 1/19/2011 4:50:12 PM |
wbwill | $25.00 | 1/20/2011 12:56:56 AM |
lenderme | $25.00 | 1/20/2011 1:05:52 AM |
kulender | $50.00 | 1/19/2011 5:22:24 PM |
dlg | $25.54 | 1/20/2011 1:21:35 AM |
whistledicksmith | $27.59 | 1/20/2011 1:22:30 AM |
ttnk62918 | $25.00 | 1/19/2011 5:24:00 PM |
ultimatepaintball | $25.00 | 1/20/2011 1:24:18 AM |
paladin847 | $28.06 | 1/20/2011 1:36:24 AM |
market-jam | $50.00 | 1/20/2011 1:46:53 AM |
subtle-revenue0 | $41.40 | 1/19/2011 5:36:41 PM |
freesia54 | $50.00 | 1/20/2011 9:09:48 AM |
djs81 | $25.00 | 1/20/2011 9:24:32 AM |
schnippy | $25.00 | 1/20/2011 9:33:54 AM |
p1k4blu | $25.00 | 1/19/2011 5:21:38 PM |
perlindc | $25.31 | 1/20/2011 12:55:09 AM |
monstersdad | $25.40 | 1/20/2011 1:07:09 AM |
slartibardfast | $25.00 | 1/20/2011 1:23:29 AM |
revmax | $28.74 | 1/20/2011 1:36:22 AM |
wwwUniversal | $25.00 | 1/20/2011 1:37:35 AM |
MissionMicroFinance | $25.00 | 1/19/2011 5:35:24 PM |
Ripsaw4U | $50.00 | 1/19/2011 5:37:22 PM |
tomdooley12520 | $25.00 | 1/20/2011 5:21:53 AM |
think-become | $25.00 | 1/19/2011 6:24:42 PM |
asset-snowdome | $25.00 | 1/20/2011 6:39:13 AM |
gristle_mcthornbody | $25.00 | 1/20/2011 8:03:08 AM |
fishtale | $25.00 | 1/20/2011 9:16:25 AM |
tomxnsn | $25.00 | 1/20/2011 12:46:56 AM |
108lender | $200.00 | 1/20/2011 12:48:54 AM |
Schuld66 | $40.15 | 1/20/2011 12:54:46 AM |
tuneman1980 | $25.00 | 1/20/2011 1:22:46 AM |
lenderforyoutoday | $50.00 | 1/20/2011 7:25:41 AM |
lender987654321 | $25.00 | 1/20/2011 9:19:51 AM |
Bobafet | $25.00 | 1/20/2011 2:59:29 PM |
Attract | $25.00 | 1/20/2011 3:11:26 PM |
dough-souffle | $25.00 | 1/20/2011 1:17:42 PM |
BigLinCT | $25.00 | 1/20/2011 1:25:40 PM |
squadron781 | $25.00 | 1/20/2011 1:29:01 PM |
gothampark | $25.00 | 1/20/2011 2:29:38 PM |
dma1206 | $25.00 | 1/20/2011 6:01:50 PM |
camaraderi-entrepreneur | $50.00 | 1/20/2011 3:19:24 PM |
smallbizrule | $25.00 | 1/20/2011 11:43:43 AM |
gjm6d | $25.00 | 1/20/2011 7:08:50 PM |
thunderkiss | $25.00 | 1/20/2011 12:09:35 PM |
perzzz | $50.00 | 1/20/2011 2:05:24 PM |
martinatime | $25.00 | 1/20/2011 10:03:28 PM |
WilliamLeeSims | $25.00 | 1/21/2011 12:42:25 AM |
BiggestG | $25.00 | 1/21/2011 12:43:04 AM |
mpactlender | $25.00 | 1/21/2011 1:09:17 AM |
ThomasC | $50.00 | 1/20/2011 6:41:24 PM |
ncg1983 | $25.00 | 1/20/2011 5:40:58 PM |
Katburg | $49.82 | 1/21/2011 12:45:03 AM |
dollars4debts | $25.00 | 1/21/2011 12:52:32 AM |
cosmof16 | $25.00 | 1/21/2011 12:53:12 AM |
Oak-Parker | $25.00 | 1/20/2011 6:05:44 PM |
inventive-exchange | $25.00 | 1/21/2011 1:17:26 AM |
valiant-liberty4 | $25.00 | 1/21/2011 1:19:22 AM |
greenback-guard | $25.00 | 1/21/2011 1:19:18 AM |
lender_100 | $25.00 | 1/21/2011 1:20:01 AM |
384 Investments
|
Borrower Payment Dependent Notes Series
490857
This series of Notes was issued and sold upon the funding of the borrower loan #46689, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.20% |
Listing Start date:
| Jan-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-17-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 15.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 680-699 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 3y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,235 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 91% | | |
| |
Homeownership:
| No | | |
Screen name:
| strongSoftware |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Goal: Business Expansion
Purpose of loan:
This loan will be used to??
promote new product offerings and expand my company's customer base.
Essentially, I have been developing multimedia projects and software over the past year while selling
my previous software products.? Now I am able to fully focus on marketing and expansion.
My financial situation:
I am a good candidate for this loan because?
this is a short term business loan that will be paid back. Preferably, in advance, the loan will be paid back.
Monthly net income: $ 660 + variable bonus
Monthly expenses: $300
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
300 (biz)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
reward-adventure | $50.00 | 1/17/2011 10:36:41 AM |
goodhearted-basis4 | $25.00 | 1/17/2011 10:40:15 AM |
income-sage9 | $25.00 | 1/17/2011 10:43:31 AM |
mrxtravis | $50.00 | 1/17/2011 10:44:14 AM |
new-social-economist | $60.00 | 1/17/2011 10:44:28 AM |
divedude | $25.00 | 1/17/2011 10:45:09 AM |
J-Rott | $50.00 | 1/17/2011 11:39:18 AM |
loyalist1 | $50.00 | 1/17/2011 10:36:49 AM |
honorable-yield | $25.00 | 1/17/2011 10:41:44 AM |
peace-missile | $25.00 | 1/17/2011 10:44:10 AM |
Perksunlimited | $25.00 | 1/17/2011 10:44:51 AM |
capital-halo1 | $500.00 | 1/17/2011 10:41:14 AM |
EBITDA | $25.00 | 1/17/2011 10:41:27 AM |
pembull | $25.00 | 1/17/2011 12:40:15 PM |
ingenious-deal6 | $25.00 | 1/17/2011 10:43:25 AM |
MoneyForNothing | $19.65 | 1/17/2011 1:33:14 PM |
B2152 | $25.00 | 1/17/2011 11:49:23 AM |
helpful-credit156 | $128.57 | 1/17/2011 1:27:01 PM |
velocity-solo | $25.00 | 1/17/2011 10:39:47 AM |
handshake5 | $100.00 | 1/17/2011 10:40:53 AM |
genius520 | $100.00 | 1/17/2011 10:41:31 AM |
ThatDanGuy | $50.00 | 1/17/2011 10:41:37 AM |
lagnisiruk | $25.00 | 1/17/2011 10:42:35 AM |
ElAbel11 | $25.00 | 1/17/2011 10:43:07 AM |
burgeoning-silver | $25.00 | 1/17/2011 10:43:39 AM |
Bob450 | $25.00 | 1/17/2011 10:45:22 AM |
Christophe | $25.00 | 1/17/2011 1:33:10 PM |
transaction-circuit | $100.00 | 1/17/2011 10:39:55 AM |
Investoman | $100.00 | 1/17/2011 10:41:03 AM |
JohnWS | $25.00 | 1/17/2011 11:47:05 AM |
vigorous-velocity | $50.00 | 1/17/2011 10:42:03 AM |
Wellman | $50.00 | 1/17/2011 10:42:48 AM |
desertoasis | $25.00 | 1/17/2011 10:43:52 AM |
LuvToLend | $25.00 | 1/17/2011 12:06:01 PM |
carrinel | $66.78 | 1/17/2011 1:02:44 PM |
35 Investments
|
Borrower Payment Dependent Notes Series
490891
This series of Notes was issued and sold upon the funding of the borrower loan #46692, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $14,400.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-21-2011 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 16.65% |
Monthly payment:
| $495.59 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1992 |
Debt/Income ratio:
| 27% |
Credit score:
| 780-799 (Jan-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 25y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,982 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 20% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| best-autonomous-transaction7 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
ladybugk50
Purpose of loan:
This loan will be used to? Bank of America $4,040; Jefferson City Highway Credit Union $1,450; Citi Bank $8,900????
My financial situation:
I am a good candidate for this loan because?I pay my bills on time and in 3 years I will be debt free.???
Monthly net income: $ 2,938
Monthly expenses: $ 956
??Housing: $
??Insurance: $
??Car expenses: $ 65
??Utilities: $ 222
??Phone, cable, internet: $ 124
??Food, entertainment: $ 270
??Clothing, household expenses $ 50
??Credit cards and other loans: $?225 includes the above that I want to pay off
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Why does monthly housing expenses and monthly insurance
expenses NOT have an amount indicated? Thanks - RecoveryLender
A:
My husband pays the house and insurance and taxes
(Jan-18-2011)
1 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
selector568 | $200.00 | 1/18/2011 4:54:21 PM |
enthralling-deal180 | $50.00 | 1/18/2011 4:55:26 PM |
Nicedad72 | $25.00 | 1/18/2011 4:59:13 PM |
be_wise | $25.00 | 1/18/2011 5:00:11 PM |
redx | $25.00 | 1/18/2011 5:02:13 PM |
gracej | $25.00 | 1/18/2011 5:03:02 PM |
Carpetkid | $25.00 | 1/18/2011 5:20:04 PM |
nourishing-payment8 | $25.00 | 1/18/2011 7:43:07 PM |
ray1051 | $25.00 | 1/18/2011 4:57:30 PM |
Fiimg | $50.00 | 1/18/2011 8:54:09 PM |
debtcollector | $50.00 | 1/18/2011 4:59:05 PM |
gold-commander0 | $50.00 | 1/18/2011 4:59:13 PM |
genius520 | $100.00 | 1/18/2011 4:59:27 PM |
museic1 | $50.00 | 1/18/2011 5:00:16 PM |
objective-investor | $150.00 | 1/18/2011 5:00:25 PM |
Goodlender42 | $25.00 | 1/18/2011 5:00:31 PM |
worldly-community3 | $50.00 | 1/18/2011 5:00:52 PM |
C_Mark | $100.00 | 1/18/2011 5:00:58 PM |
flexible-value | $100.00 | 1/18/2011 5:01:06 PM |
peace-missile | $25.00 | 1/18/2011 5:01:27 PM |
tech310 | $50.00 | 1/18/2011 4:55:13 PM |
radforj22 | $25.00 | 1/18/2011 4:55:31 PM |
handshake5 | $100.00 | 1/18/2011 6:09:51 PM |
fmvaulter | $25.00 | 1/19/2011 6:19:35 AM |
felicity-loyalist0 | $25.00 | 1/18/2011 4:57:23 PM |
organized-payment6 | $50.00 | 1/18/2011 4:57:26 PM |
BankofBeth | $25.00 | 1/18/2011 7:24:34 PM |
worthy-bid8 | $50.00 | 1/18/2011 4:58:54 PM |
power-trophy7 | $25.00 | 1/18/2011 4:59:33 PM |
impeccable-transparency | $50.00 | 1/18/2011 4:59:42 PM |
Streetfighter | $50.00 | 1/18/2011 5:00:33 PM |
machkimaspesi | $25.00 | 1/19/2011 8:21:16 AM |
rdav | $25.00 | 1/18/2011 5:00:36 PM |
the-enterprising-leverage | $25.00 | 1/18/2011 5:00:40 PM |
investment-star | $50.00 | 1/18/2011 5:00:57 PM |
Leshan | $25.00 | 1/19/2011 9:06:11 AM |
kmr2 | $100.00 | 1/18/2011 5:01:31 PM |
bigphish | $25.00 | 1/18/2011 5:02:12 PM |
credit-serenity8 | $25.00 | 1/18/2011 5:02:33 PM |
Bank_Of_XL | $50.00 | 1/18/2011 7:23:33 PM |
basis-sycamore | $25.00 | 1/19/2011 10:41:37 AM |
sjlender | $50.00 | 1/19/2011 11:10:00 AM |
enriched-note6 | $25.00 | 1/19/2011 9:51:37 AM |
Prosp_Lender | $34.49 | 1/19/2011 1:09:48 AM |
bewitching-asset3 | $25.00 | 1/19/2011 1:53:54 AM |
Scotcha | $50.00 | 1/19/2011 4:36:04 AM |
indomitable-coin | $25.00 | 1/19/2011 10:17:48 AM |
loanman2007 | $200.00 | 1/19/2011 6:43:33 AM |
enchanted-note | $50.00 | 1/19/2011 10:53:13 AM |
Torero06 | $50.00 | 1/19/2011 12:21:43 PM |
gold-blanket0 | $50.00 | 1/19/2011 12:38:00 PM |
ethicalhumanist | $50.00 | 1/19/2011 2:35:40 PM |
Zipline | $25.00 | 1/19/2011 10:50:53 AM |
SolarMoonshine | $25.00 | 1/19/2011 5:00:48 PM |
pythia | $25.00 | 1/19/2011 12:36:06 PM |
visionary-currency | $50.00 | 1/19/2011 1:25:18 PM |
FinanceEngine | $25.00 | 1/19/2011 5:13:04 PM |
Charmart | $25.00 | 1/20/2011 2:35:02 AM |
riproaringrapids | $25.00 | 1/20/2011 3:20:02 AM |
one-midas | $50.00 | 1/20/2011 5:07:31 AM |
geophreigh | $75.00 | 1/20/2011 5:50:41 AM |
responsibility-cherry6 | $50.00 | 1/19/2011 11:19:19 PM |
jazzlender | $25.00 | 1/20/2011 10:36:53 AM |
asset-snowdome | $100.00 | 1/20/2011 6:55:20 AM |
competent-p2p | $75.00 | 1/20/2011 11:52:30 AM |
mmellace | $50.00 | 1/20/2011 5:59:06 AM |
gold-disk | $50.00 | 1/20/2011 12:56:27 PM |
somebody32 | $50.00 | 1/20/2011 1:59:09 PM |
conceptpi | $25.00 | 1/20/2011 2:29:19 PM |
justinology | $47.14 | 1/20/2011 5:48:42 PM |
hope-hickory | $25.00 | 1/20/2011 6:02:56 PM |
nav1elt | $35.00 | 1/21/2011 4:30:17 AM |
TigerForce | $25.00 | 1/20/2011 6:28:28 PM |
Agent-S | $25.00 | 1/21/2011 6:38:47 AM |
hopeful-truth5 | $200.00 | 1/20/2011 6:37:17 PM |
triumph329 | $25.00 | 1/21/2011 7:04:17 AM |
buckyhead2000 | $25.00 | 1/20/2011 6:51:40 PM |
Barak | $50.00 | 1/21/2011 8:41:48 AM |
dg5803 | $50.00 | 1/20/2011 7:33:04 PM |
hope-lionheart1 | $50.00 | 1/20/2011 7:42:14 PM |
LouisSaint | $25.00 | 1/21/2011 9:32:26 AM |
enchanted-yield4 | $50.00 | 1/21/2011 9:32:32 AM |
mpatrick | $25.00 | 1/21/2011 10:21:52 AM |
marketplace-cello5 | $25.00 | 1/20/2011 10:27:06 PM |
rdav | $50.00 | 1/21/2011 10:32:13 AM |
mraleig | $75.00 | 1/20/2011 6:29:31 PM |
jjswanso | $50.00 | 1/20/2011 6:42:35 PM |
steiglends | $50.00 | 1/21/2011 5:42:34 AM |
integrity-doctor | $100.00 | 1/21/2011 6:25:46 AM |
TNG812 | $25.00 | 1/20/2011 9:33:04 PM |
zevonyc | $25.00 | 1/21/2011 8:45:12 AM |
dollardave | $100.00 | 1/21/2011 12:18:38 AM |
fortytwo | $94.08 | 1/21/2011 12:50:17 AM |
PatriotKnight | $25.00 | 1/21/2011 9:52:15 AM |
blissful-note7 | $50.00 | 1/21/2011 2:47:54 AM |
Caledoni | $25.00 | 1/21/2011 8:07:02 AM |
Hola_James | $45.00 | 1/21/2011 9:41:19 AM |
murlirao2002 | $25.00 | 1/21/2011 10:02:20 AM |
runbix7 | $25.00 | 1/21/2011 11:12:28 AM |
Redmond | $25.00 | 1/21/2011 11:43:29 AM |
mlsstelulah | $25.00 | 1/21/2011 2:01:47 PM |
Cheburashka | $25.00 | 1/21/2011 3:48:52 PM |
CapitolHill | $25.00 | 1/21/2011 11:29:21 AM |
Techne_Funds_LLC | $25.00 | 1/21/2011 4:49:48 PM |
loyalty-sherpa | $50.00 | 1/21/2011 5:10:01 PM |
aasx1108 | $25.00 | 1/21/2011 5:10:20 PM |
comet55 | $25.00 | 1/21/2011 5:10:33 PM |
treasure-bliss | $50.00 | 1/21/2011 5:11:24 PM |
selfmademan | $25.00 | 1/21/2011 5:11:50 PM |
Ripsaw4U | $50.00 | 1/21/2011 5:12:12 PM |
balance-voyager | $50.00 | 1/21/2011 5:12:48 PM |
ianakacg | $25.00 | 1/21/2011 5:13:01 PM |
melodious-fairness | $50.00 | 1/21/2011 5:15:25 PM |
five-star-responsibility0 | $50.00 | 1/21/2011 5:15:51 PM |
five-star-justice | $36.00 | 1/21/2011 5:16:20 PM |
jamiee73 | $25.00 | 1/21/2011 5:23:54 PM |
kevin314 | $50.00 | 1/21/2011 5:37:36 PM |
OldColumbiaRoad | $25.00 | 1/21/2011 5:37:50 PM |
Rob717171 | $50.00 | 1/21/2011 5:38:05 PM |
steely_dan34 | $25.00 | 1/21/2011 5:38:20 PM |
dunox | $25.00 | 1/21/2011 5:38:32 PM |
chris-heretoinvest | $25.00 | 1/21/2011 5:39:08 PM |
gt1687c | $50.00 | 1/21/2011 5:41:09 PM |
locofuego | $25.00 | 1/21/2011 5:10:13 PM |
lostontheedge | $25.00 | 1/21/2011 5:11:41 PM |
brother_tam | $50.00 | 1/21/2011 5:11:56 PM |
geekguy | $25.00 | 1/21/2011 5:12:02 PM |
patriot897 | $50.00 | 1/21/2011 5:13:04 PM |
108lender | $150.00 | 1/21/2011 5:24:01 PM |
RyanTH9893 | $25.00 | 1/21/2011 5:25:52 PM |
asya | $25.00 | 1/21/2011 5:37:52 PM |
downbet | $50.00 | 1/21/2011 5:37:56 PM |
holstj | $50.00 | 1/21/2011 5:38:08 PM |
revenue-pipeline | $25.00 | 1/21/2011 5:38:23 PM |
likeable-leverage5 | $250.00 | 1/21/2011 5:38:33 PM |
astute-investment5 | $25.00 | 1/21/2011 5:39:04 PM |
building_community | $25.00 | 1/21/2011 5:39:17 PM |
the-silver-blaster | $50.00 | 1/21/2011 5:40:29 PM |
vigilance-revolutionary | $50.00 | 1/21/2011 5:40:50 PM |
scottr | $40.49 | 1/21/2011 5:41:23 PM |
FmrEngr2Phd | $25.00 | 1/21/2011 5:07:13 PM |
robertmm25 | $50.00 | 1/21/2011 5:10:10 PM |
richboy56 | $25.00 | 1/21/2011 5:10:22 PM |
shrewd-credit7 | $50.00 | 1/21/2011 5:11:37 PM |
1phantom | $50.00 | 1/21/2011 5:12:32 PM |
inspired-investment8 | $100.00 | 1/21/2011 5:13:11 PM |
intlargonaut | $50.00 | 1/21/2011 5:38:01 PM |
linklady | $50.00 | 1/21/2011 5:38:06 PM |
homestarrunner | $50.00 | 1/21/2011 5:38:17 PM |
GatorsFan | $50.00 | 1/21/2011 5:38:30 PM |
soheagle | $25.00 | 1/21/2011 5:38:49 PM |
dcap3 | $25.00 | 1/21/2011 5:40:36 PM |
nilonc1 | $50.00 | 1/18/2011 4:54:33 PM |
commerce-yeller | $25.00 | 1/18/2011 4:55:33 PM |
american6 | $100.00 | 1/18/2011 4:58:57 PM |
ursus | $100.00 | 1/18/2011 4:59:39 PM |
velocity-solo | $50.00 | 1/18/2011 5:00:20 PM |
powerful-finance7 | $25.00 | 1/18/2011 5:01:23 PM |
LoisLoan | $50.00 | 1/18/2011 5:02:09 PM |
the-dinero-samurai | $45.00 | 1/18/2011 5:54:42 PM |
principal-bull | $25.00 | 1/18/2011 6:36:35 PM |
a-responsible-return | $25.00 | 1/18/2011 4:57:25 PM |
impressive-credit431 | $100.00 | 1/18/2011 4:57:33 PM |
DasMula | $57.00 | 1/18/2011 4:57:58 PM |
Speculator | $50.00 | 1/18/2011 4:58:11 PM |
skuba | $75.00 | 1/18/2011 4:59:21 PM |
simplelender80 | $100.00 | 1/18/2011 4:59:30 PM |
rolandweary | $25.00 | 1/18/2011 5:00:19 PM |
ijspence | $25.00 | 1/18/2011 5:00:28 PM |
market-assembler | $50.00 | 1/18/2011 5:00:45 PM |
heavenly-repayment4 | $25.00 | 1/18/2011 5:00:55 PM |
wise-deal-panda | $50.00 | 1/18/2011 5:01:08 PM |
TelegramSam | $25.00 | 1/18/2011 5:01:17 PM |
credit-investor5 | $50.00 | 1/18/2011 5:01:40 PM |
rss197 | $25.00 | 1/18/2011 5:02:24 PM |
note-sensation | $50.00 | 1/18/2011 5:02:27 PM |
reflective-rupee | $500.77 | 1/18/2011 7:15:36 PM |
The-CAPS-fan | $25.00 | 1/19/2011 7:35:05 AM |
cloud8 | $60.00 | 1/19/2011 7:50:10 AM |
bowdish1 | $50.00 | 1/18/2011 4:59:24 PM |
honorable-yield | $25.00 | 1/18/2011 4:59:35 PM |
lagnisiruk | $25.00 | 1/18/2011 5:00:42 PM |
spiff666 | $25.00 | 1/19/2011 8:40:13 AM |
xrycac | $25.00 | 1/19/2011 8:54:59 AM |
papaloha | $25.00 | 1/18/2011 5:01:34 PM |
awwaww | $25.00 | 1/19/2011 12:53:16 AM |
loss-of-control | $100.00 | 1/19/2011 9:47:20 AM |
wise-rupee-sanctuary | $50.00 | 1/18/2011 5:02:34 PM |
sincerlyyours | $200.00 | 1/19/2011 4:20:33 AM |
reflective-rupee | $500.77 | 1/18/2011 7:15:08 PM |
pr0sp3r1ty | $25.00 | 1/18/2011 7:44:28 PM |
fund-fox4 | $50.00 | 1/18/2011 8:12:25 PM |
bullwink27 | $25.00 | 1/19/2011 11:45:27 AM |
Artist_Blue | $25.00 | 1/19/2011 12:57:11 AM |
LittleMingo | $25.00 | 1/19/2011 11:49:14 AM |
Preteur | $25.00 | 1/19/2011 1:10:01 AM |
cpbreton | $25.00 | 1/19/2011 1:38:19 AM |
cello1 | $25.00 | 1/19/2011 1:55:44 AM |
reflective-rupee | $500.77 | 1/19/2011 2:50:45 PM |
opus08 | $25.00 | 1/19/2011 12:21:02 PM |
Astyanax | $50.00 | 1/19/2011 2:36:20 PM |
AK49-JW | $30.00 | 1/19/2011 3:48:57 PM |
balance-force | $35.00 | 1/19/2011 3:55:32 PM |
atlas100 | $50.00 | 1/19/2011 2:07:55 PM |
overdrivep | $31.47 | 1/19/2011 9:32:35 PM |
geophreigh | $25.00 | 1/20/2011 5:37:34 AM |
revenue-appraiser | $25.00 | 1/20/2011 7:10:31 AM |
blue-useful-auction | $25.00 | 1/20/2011 7:58:00 AM |
golden-finance7 | $50.00 | 1/20/2011 9:34:22 AM |
upbeat-coin937 | $50.00 | 1/19/2011 9:45:42 PM |
auction-seeker | $25.00 | 1/19/2011 5:41:41 PM |
misit | $25.00 | 1/20/2011 10:27:11 AM |
WhiteKnightofMountZion | $25.00 | 1/20/2011 4:07:53 AM |
rogue_monster | $50.00 | 1/20/2011 12:56:38 PM |
dough-souffle | $50.00 | 1/20/2011 1:19:38 PM |
orange-generous-ore | $25.00 | 1/20/2011 2:30:23 PM |
first-upright-payout | $25.00 | 1/20/2011 3:01:50 PM |
ILWTC | $50.00 | 1/20/2011 1:04:15 PM |
tszbgae | $50.00 | 1/20/2011 5:55:29 PM |
inspire22 | $50.00 | 1/20/2011 2:30:34 PM |
GElender | $50.00 | 1/20/2011 3:01:49 PM |
microlender67 | $50.00 | 1/20/2011 1:50:08 PM |
Hotrod52 | $27.50 | 1/21/2011 6:51:32 AM |
Sol_Invictus | $25.00 | 1/20/2011 6:41:33 PM |
ThomasC | $50.00 | 1/20/2011 6:41:42 PM |
economy-popcorn | $25.00 | 1/21/2011 5:38:04 AM |
Tikibarman | $50.00 | 1/21/2011 6:02:05 AM |
pleasant-dime | $25.00 | 1/20/2011 7:27:27 PM |
bjak | $25.00 | 1/21/2011 9:32:12 AM |
gold-sushi | $25.00 | 1/21/2011 9:33:17 AM |
Josphine | $25.00 | 1/21/2011 6:47:39 AM |
nekbet | $30.00 | 1/21/2011 7:13:15 AM |
bomdel | $25.00 | 1/21/2011 8:50:34 AM |
Domgabriel | $25.00 | 1/21/2011 9:03:52 AM |
dokiya777 | $50.00 | 1/21/2011 9:06:44 AM |
blLending | $25.00 | 1/21/2011 10:49:02 AM |
TEAM-Jasper | $25.00 | 1/21/2011 12:49:18 PM |
CaboWaboRobo | $25.00 | 1/21/2011 12:11:45 PM |
6moonbeams | $50.00 | 1/21/2011 3:50:30 PM |
blue111 | $25.00 | 1/21/2011 5:09:13 PM |
UncleSafety | $83.29 | 1/21/2011 3:18:58 PM |
economy-producer | $25.00 | 1/21/2011 5:10:17 PM |
commerce-web5 | $50.00 | 1/21/2011 5:10:32 PM |
peso-colonel | $50.00 | 1/21/2011 5:10:57 PM |
jhernand17 | $25.00 | 1/21/2011 5:11:07 PM |
nalaari | $25.00 | 1/21/2011 5:11:17 PM |
skiter53 | $50.00 | 1/21/2011 5:12:27 PM |
villagers | $25.00 | 1/21/2011 5:12:54 PM |
Banker7371 | $25.00 | 1/21/2011 5:13:07 PM |
nickel-ferret | $39.40 | 1/21/2011 5:14:57 PM |
kulender | $50.00 | 1/21/2011 4:13:13 PM |
songbird98 | $50.00 | 1/21/2011 5:37:43 PM |
uncleubb | $25.00 | 1/21/2011 5:37:58 PM |
langdonx | $50.00 | 1/21/2011 5:38:11 PM |
sarisai | $50.00 | 1/21/2011 5:38:29 PM |
the-transaction-stronghold | $25.00 | 1/21/2011 5:39:06 PM |
restless-currency | $41.01 | 1/21/2011 5:39:10 PM |
cathexis | $25.00 | 1/21/2011 5:40:33 PM |
generator535 | $25.00 | 1/21/2011 5:40:56 PM |
PatRichi | $25.00 | 1/21/2011 5:41:20 PM |
friendinmoney | $25.00 | 1/21/2011 4:41:22 PM |
valiant-liberty4 | $25.00 | 1/21/2011 5:08:52 PM |
Ocean713 | $50.00 | 1/21/2011 5:10:26 PM |
roman2008 | $25.00 | 1/21/2011 5:10:55 PM |
credit-panda1 | $25.00 | 1/21/2011 5:11:33 PM |
helpinghand63 | $25.00 | 1/21/2011 5:11:54 PM |
andycheb | $50.00 | 1/21/2011 5:11:57 PM |
superb-funds335 | $25.00 | 1/21/2011 5:12:58 PM |
Eastern | $50.00 | 1/21/2011 5:13:19 PM |
julijask | $31.02 | 1/21/2011 5:14:15 PM |
capital-dynamo0 | $50.00 | 1/21/2011 5:16:08 PM |
mammalian4 | $25.00 | 1/21/2011 5:17:31 PM |
falcone | $25.00 | 1/21/2011 5:22:42 PM |
money-bauble | $75.00 | 1/21/2011 5:24:46 PM |
wonderful-dime | $25.00 | 1/21/2011 5:37:55 PM |
MicroL | $50.00 | 1/21/2011 5:38:02 PM |
maldok1 | $25.00 | 1/21/2011 5:38:24 PM |
fcukciti | $25.00 | 1/21/2011 5:39:12 PM |
sci_guy | $25.00 | 1/21/2011 5:39:21 PM |
bdloans | $25.00 | 1/21/2011 5:40:31 PM |
dhkny5 | $50.00 | 1/21/2011 5:08:35 PM |
Queueball1 | $25.00 | 1/21/2011 5:10:15 PM |
efficient-treasure0 | $25.00 | 1/21/2011 5:10:24 PM |
superpuppy | $50.00 | 1/21/2011 5:10:36 PM |
Trimalchio12 | $25.00 | 1/21/2011 5:11:35 PM |
finance_mba | $25.00 | 1/21/2011 5:12:29 PM |
Gabriel02 | $25.00 | 1/21/2011 5:14:37 PM |
wwwUniversal | $25.00 | 1/21/2011 5:15:48 PM |
awwaaww | $50.00 | 1/21/2011 5:21:52 PM |
worklessmakemore | $50.00 | 1/21/2011 5:37:39 PM |
TribecaFunding | $50.00 | 1/21/2011 5:37:54 PM |
currency-balancer | $25.00 | 1/21/2011 5:37:59 PM |
merriewold | $40.00 | 1/21/2011 5:38:03 PM |
otto1939 | $50.00 | 1/21/2011 5:38:19 PM |
rangers94 | $25.00 | 1/21/2011 5:38:35 PM |
Bank42 | $50.00 | 1/21/2011 5:38:42 PM |
listing-trapper3 | $75.00 | 1/21/2011 5:38:59 PM |
icchok | $50.00 | 1/21/2011 5:39:14 PM |
panegryst | $25.00 | 1/21/2011 5:39:39 PM |
beaker | $25.00 | 1/21/2011 5:40:39 PM |
slartibardfast | $25.00 | 1/21/2011 5:40:53 PM |
downtownfarm | $25.00 | 1/21/2011 5:41:12 PM |
302 Investments
|
Borrower Payment Dependent Notes Series
490893
This series of Notes was issued and sold upon the funding of the borrower loan #46698, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.20% |
Listing Start date:
| Jan-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-17-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 15.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1992 |
Debt/Income ratio:
| 30% |
Credit score:
| 660-679 (Jan-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
7 | Length of status: | 11y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,140 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| wonderous-bazaar |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 9 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Mar-2010)
740-759
(Aug-2009)
|
Principal balance:
| $4,104.37 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Home Improvement/Medical Bills
Purpose of loan:
This loan will be used to pay off some medical bills that arose last year for our 3 children, as well as to make some home improvements to our house.? We are in a great position on our home in that we owe much less than the house is worth and are sitting on a lot of equity, but do not want to borrow from that equity for these items.
My financial situation:
I am a good candidate for this loan because I have another prosper loan out for our son's braces, and we have never been late.? My wife and I both work very hard and pay our bills on time.? Our loan payments will be automatically withdrawn and will be made on the date due.?
Monthly net income: $ 6000.00
Monthly expenses: $
??Housing: $ 1500
??Insurance: $ 150
??Car expenses: $ 700
??Utilities: $?350
??Phone, cable, internet: $ 150
??Food, entertainment: $ 700
??Clothing, household expenses $
??Credit cards and other loans: $ 900
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
The current mortgage balance is $162,000 and the market value is approximately $230,000. There is no second mortgage.
(Jan-17-2011)
1 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
investment-artist | $25.00 | 1/17/2011 10:37:16 AM |
jwsun90 | $76.66 | 1/17/2011 10:37:28 AM |
MoneyForNothing | $25.00 | 1/17/2011 10:40:46 AM |
EBITDA | $25.00 | 1/17/2011 10:41:26 AM |
honorable-yield | $25.00 | 1/17/2011 10:41:44 AM |
divedude | $25.00 | 1/17/2011 10:45:10 AM |
bright-exchange | $25.00 | 1/17/2011 11:01:50 AM |
reward-adventure | $50.00 | 1/17/2011 10:36:42 AM |
vigorous-velocity | $50.00 | 1/17/2011 10:42:04 AM |
reflective-rupee | $500.77 | 1/17/2011 10:42:42 AM |
Wellman | $50.00 | 1/17/2011 10:42:49 AM |
McDeeter | $25.00 | 1/17/2011 10:35:03 AM |
peace-missile | $25.00 | 1/17/2011 10:44:11 AM |
jwsun90 | $100.00 | 1/17/2011 10:46:08 AM |
nickel-hickory | $50.00 | 1/17/2011 10:40:20 AM |
RecoveryLender | $25.00 | 1/17/2011 10:58:34 AM |
NekHoldings | $25.00 | 1/17/2011 11:08:53 AM |
capital-halo1 | $500.00 | 1/17/2011 10:41:15 AM |
ElAbel11 | $25.00 | 1/17/2011 10:43:08 AM |
nilonc1 | $50.00 | 1/17/2011 10:53:13 AM |
JustMee | $25.00 | 1/17/2011 10:57:46 AM |
velocity-solo | $25.00 | 1/17/2011 10:39:47 AM |
handshake5 | $100.00 | 1/17/2011 10:40:53 AM |
Perksunlimited | $25.00 | 1/17/2011 10:44:52 AM |
VJ_Financial | $100.00 | 1/17/2011 10:46:13 AM |
droopie1 | $28.68 | 1/17/2011 10:47:40 AM |
DasMula | $38.84 | 1/17/2011 10:48:03 AM |
pwez652 | $52.47 | 1/17/2011 11:44:13 AM |
RyanM561 | $25.00 | 1/17/2011 10:34:25 AM |
Kash2010lu | $53.00 | 1/17/2011 10:36:30 AM |
zorg77 | $25.00 | 1/17/2011 10:37:12 AM |
kindness-launcher | $4,500.00 | 1/17/2011 10:39:02 AM |
Investoman | $100.00 | 1/17/2011 10:41:04 AM |
ingenious-deal6 | $25.00 | 1/17/2011 10:43:25 AM |
selector568 | $100.00 | 1/17/2011 10:36:28 AM |
Jerrys1951 | $40.00 | 1/17/2011 11:06:27 AM |
J-Rott | $50.00 | 1/17/2011 11:39:17 AM |
JohnWS | $100.00 | 1/17/2011 11:44:41 AM |
genius520 | $100.00 | 1/17/2011 10:41:32 AM |
ThatDanGuy | $50.00 | 1/17/2011 10:41:39 AM |
income-sage9 | $25.00 | 1/17/2011 10:43:31 AM |
burgeoning-silver | $25.00 | 1/17/2011 10:43:40 AM |
desertoasis | $25.00 | 1/17/2011 10:43:53 AM |
Bob450 | $25.00 | 1/17/2011 10:45:23 AM |
DasMula | $57.00 | 1/17/2011 10:47:49 AM |
loanman2007 | $150.00 | 1/17/2011 11:44:26 AM |
46 Investments
|
Borrower Payment Dependent Notes Series
490903
This series of Notes was issued and sold upon the funding of the borrower loan #46659, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-18-2011 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 16.65% |
Monthly payment:
| $103.25 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1989 |
Debt/Income ratio:
| 20% |
Credit score:
| 740-759 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
21 | Length of status: | 6y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 60 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $64,847 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| enchanted-bonus945 |
Borrower's state:
| DistrictOfColumbia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
enchanted
Purpose of loan:
This loan will be used to? consolodate several debts.
My financial situation:
I am a good candidate for this loan because? I own real and personal property and I have a stable flow of income.
Monthly net income: $ 3200.00
Monthly expenses: $
??Housing: $ 1029.00
??Insurance: $ 180.00
??Car expenses: $ 50.00
??Utilities: $ 180.00
??Phone, cable, internet: $ 150.00
??Food, entertainment: $ 100.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $?900.00
??Other expenses: $ 100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
epicanthal | $25.00 | 1/18/2011 4:53:52 PM |
ray1051 | $25.00 | 1/18/2011 4:57:31 PM |
simplelender80 | $100.00 | 1/18/2011 4:59:30 PM |
museic1 | $50.00 | 1/18/2011 5:00:16 PM |
objective-investor | $150.00 | 1/18/2011 5:00:26 PM |
lagnisiruk | $25.00 | 1/18/2011 5:00:43 PM |
heavenly-repayment4 | $25.00 | 1/18/2011 5:00:56 PM |
flexible-value | $100.00 | 1/18/2011 5:01:07 PM |
note-sensation | $25.00 | 1/18/2011 5:02:28 PM |
selector568 | $400.00 | 1/18/2011 4:54:02 PM |
worthy-bid8 | $50.00 | 1/18/2011 4:58:55 PM |
tech310 | $50.00 | 1/18/2011 4:59:01 PM |
gold-commander0 | $50.00 | 1/18/2011 4:59:13 PM |
bowdish1 | $50.00 | 1/18/2011 4:59:25 PM |
honorable-yield | $25.00 | 1/18/2011 4:59:36 PM |
Goodlender42 | $25.00 | 1/18/2011 5:00:32 PM |
bestbuy | $25.00 | 1/18/2011 5:00:38 PM |
kmr2 | $100.00 | 1/18/2011 5:01:32 PM |
bigphish | $25.00 | 1/18/2011 5:02:12 PM |
felicity-loyalist0 | $25.00 | 1/18/2011 4:56:19 PM |
organized-payment6 | $50.00 | 1/18/2011 4:57:27 PM |
american6 | $100.00 | 1/18/2011 4:58:58 PM |
be_wise | $25.00 | 1/18/2011 5:00:12 PM |
velocity-solo | $50.00 | 1/18/2011 5:00:21 PM |
powerful-finance7 | $25.00 | 1/18/2011 5:01:24 PM |
nilonc1 | $25.00 | 1/18/2011 5:01:46 PM |
commerce-yeller | $25.00 | 1/18/2011 4:55:34 PM |
a-responsible-return | $25.00 | 1/18/2011 4:57:26 PM |
Drewkeeper | $25.00 | 1/18/2011 4:57:57 PM |
debtcollector | $50.00 | 1/18/2011 4:59:06 PM |
genius520 | $100.00 | 1/18/2011 4:59:28 PM |
impeccable-transparency | $50.00 | 1/18/2011 4:59:41 PM |
Nicedad72 | $25.00 | 1/18/2011 4:59:44 PM |
rolandweary | $25.00 | 1/18/2011 5:00:19 PM |
ijspence | $25.00 | 1/18/2011 5:00:28 PM |
market-assembler | $50.00 | 1/18/2011 5:00:45 PM |
worldly-community3 | $50.00 | 1/18/2011 5:00:53 PM |
C_Mark | $100.00 | 1/18/2011 5:00:59 PM |
wise-deal-panda | $50.00 | 1/18/2011 5:01:09 PM |
peace-missile | $25.00 | 1/18/2011 5:01:28 PM |
credit-investor5 | $50.00 | 1/18/2011 5:01:40 PM |
starry2001 | $25.00 | 1/18/2011 5:02:26 PM |
vutah | $50.00 | 1/18/2011 4:53:55 PM |
radforj22 | $25.00 | 1/18/2011 4:55:32 PM |
DasMula | $77.00 | 1/18/2011 4:56:25 PM |
goodhearted-basis4 | $25.00 | 1/18/2011 4:59:19 PM |
skuba | $75.00 | 1/18/2011 4:59:22 PM |
power-trophy7 | $25.00 | 1/18/2011 4:59:33 PM |
ursus | $100.00 | 1/18/2011 4:59:40 PM |
Streetfighter | $50.00 | 1/18/2011 5:00:34 PM |
the-enterprising-leverage | $25.00 | 1/18/2011 5:00:40 PM |
TelegramSam | $25.00 | 1/18/2011 5:01:21 PM |
LoisLoan | $50.00 | 1/18/2011 5:02:10 PM |
rss197 | $25.00 | 1/18/2011 5:02:25 PM |
enthralling-deal180 | $50.00 | 1/18/2011 4:55:27 PM |
Speculator | $50.00 | 1/18/2011 4:58:12 PM |
papaloha | $25.00 | 1/18/2011 5:01:35 PM |
57 Investments
|
Borrower Payment Dependent Notes Series
490905
This series of Notes was issued and sold upon the funding of the borrower loan #46717, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Jan-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-19-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $285.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1973 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 740-759 (Jan-2011) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 40y 7m |
Amount delinquent:
| $2,007 |
Total credit lines:
| 14 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,811 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 31% | | |
| |
Homeownership:
| No | | |
Screen name:
| worth-wheel8 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
consolidate loans
Purpose of loan:
This loan will be used to? Consolidate my credit accounts? into one payment
My financial situation:
I am a good candidate for this loan because? I am collecting social security and work part time
Monthly net income: $
1900
Monthly expenses: $
??Housing: $ 700
??Insurance: $ 75
??Car expenses: $?80
??Utilities: $ 60
??Phone, cable, internet: $?90??Food, entertainment: $?300
?Clothing, household expenses $ 50
??Credit cards and other loans: $?350
??Other expenses: $ 50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
why the delinquency? thanks - shrewd-income
A:
My last divorce caused many problems for me
My ex thought she deserved everything and got it.
Left me with no assests and I'm still trying to recoup .
Add to that a reduced income over the last 3 years.
Thank you
(Jan-17-2011)
Q:
I am bidding on YOU I respect your attitude & I think you deserve a chance! All I ask is that you make sure this prosper loan gets paid.I am a REAL person(not a bank)Please don?t let me down! - I-Believe-In-You
A:
Thank you for the message.
The main reason I am on here for a loan is that its from peer to peer and not through a BANK.
It's nice to be dealing with people and not an instituion.
The interest rate is not as good as I had hoped for,but I'd rather be paying it to a person than fat cat bankers.
Be assured you will get your money BACK.
Thanks
(Jan-19-2011)
2 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
reward-adventure | $50.00 | 1/17/2011 10:36:43 AM |
velocity-solo | $30.00 | 1/17/2011 10:40:07 AM |
Wellman | $50.00 | 1/17/2011 10:42:49 AM |
desertoasis | $25.00 | 1/17/2011 10:43:55 AM |
peace-missile | $25.00 | 1/17/2011 10:44:11 AM |
Perksunlimited | $25.00 | 1/17/2011 10:44:53 AM |
gain-gourd | $50.00 | 1/17/2011 2:19:15 PM |
bid-czar8 | $50.00 | 1/17/2011 10:40:03 AM |
genius520 | $100.00 | 1/17/2011 10:41:33 AM |
ThatDanGuy | $50.00 | 1/17/2011 10:41:40 AM |
ingenious-deal6 | $25.00 | 1/17/2011 10:43:26 AM |
divedude | $25.00 | 1/17/2011 10:45:10 AM |
handshake5 | $100.00 | 1/17/2011 10:40:54 AM |
Investoman | $100.00 | 1/17/2011 10:41:05 AM |
Bob450 | $25.00 | 1/17/2011 10:45:24 AM |
mckhbnpc | $30.00 | 1/17/2011 10:49:31 AM |
Artist_Blue | $25.00 | 1/18/2011 6:06:06 AM |
JohnWS | $25.00 | 1/17/2011 11:45:47 AM |
loss-of-control | $50.00 | 1/17/2011 3:23:18 PM |
LoisLoan | $50.00 | 1/17/2011 5:26:16 PM |
credit-sycamore4 | $100.00 | 1/17/2011 5:19:40 PM |
dpries123 | $25.00 | 1/18/2011 10:47:38 AM |
suave-dime6 | $25.00 | 1/18/2011 2:21:53 PM |
wise-rupee-sanctuary | $50.00 | 1/18/2011 9:35:45 AM |
gold-blanket0 | $25.00 | 1/18/2011 2:59:12 PM |
sound | $50.00 | 1/18/2011 5:15:39 PM |
gold-channel2 | $25.00 | 1/18/2011 5:16:52 PM |
zipemdown | $50.00 | 1/18/2011 5:17:02 PM |
a-successful-credit | $100.00 | 1/18/2011 8:10:11 PM |
power-trophy7 | $25.00 | 1/18/2011 9:44:34 PM |
money-bauble | $100.00 | 1/18/2011 2:34:36 PM |
fortytwo | $50.00 | 1/19/2011 12:42:40 AM |
derec | $25.00 | 1/19/2011 12:51:16 AM |
faldska | $25.00 | 1/19/2011 12:51:53 AM |
BrianRK | $26.00 | 1/19/2011 12:54:52 AM |
heatherwood | $32.73 | 1/19/2011 1:12:07 AM |
marcomnzs | $25.00 | 1/19/2011 1:21:43 AM |
Comoparklender | $31.40 | 1/19/2011 1:40:43 AM |
amusement4 | $50.00 | 1/18/2011 5:15:56 PM |
deal-secret-agent | $25.00 | 1/19/2011 1:57:42 AM |
jamiee73 | $25.00 | 1/18/2011 5:16:13 PM |
Ocean713 | $50.00 | 1/18/2011 5:16:55 PM |
erowis | $40.00 | 1/19/2011 2:14:32 AM |
B2152 | $25.00 | 1/19/2011 4:46:46 AM |
contract-student2 | $50.00 | 1/18/2011 5:54:35 PM |
soulful-truth | $50.00 | 1/18/2011 8:10:06 PM |
silver-enlightenment0 | $100.00 | 1/18/2011 8:10:10 PM |
bold-treasure-neutrino | $30.00 | 1/18/2011 8:10:32 PM |
copper | $43.92 | 1/19/2011 12:54:08 AM |
6moonbeams | $29.61 | 1/19/2011 1:11:15 AM |
LoWRec | $25.00 | 1/19/2011 1:22:29 AM |
JJ9876 | $25.00 | 1/18/2011 5:16:58 PM |
sk8ndive | $25.00 | 1/19/2011 1:26:09 AM |
bettndon | $35.84 | 1/19/2011 1:38:25 AM |
amusement4 | $150.00 | 1/18/2011 5:44:32 PM |
thrifty-capital | $25.00 | 1/18/2011 5:59:08 PM |
hope-eagle6 | $25.00 | 1/19/2011 1:56:36 AM |
sensible-order2 | $29.86 | 1/19/2011 1:57:23 AM |
revenue-giraffe5 | $25.00 | 1/19/2011 5:53:03 AM |
patriot897 | $25.00 | 1/18/2011 8:10:11 PM |
I-Believe-In-You | $25.00 | 1/18/2011 10:15:51 PM |
MilitaryLending | $25.00 | 1/19/2011 1:10:53 AM |
ommcd | $25.00 | 1/19/2011 1:24:20 AM |
abundant-credit6 | $25.00 | 1/19/2011 1:54:26 AM |
graceful-investment | $31.96 | 1/19/2011 1:56:49 AM |
inspiring-reward | $68.44 | 1/19/2011 1:57:13 AM |
valiant-liberty4 | $25.00 | 1/19/2011 1:57:38 AM |
helping-out | $45.00 | 1/19/2011 1:57:57 AM |
vigorous-velocity | $50.00 | 1/17/2011 10:42:05 AM |
GMOD026 | $25.00 | 1/17/2011 1:34:55 PM |
capital-halo1 | $500.00 | 1/17/2011 10:41:16 AM |
EBITDA | $25.00 | 1/17/2011 10:41:24 AM |
ElAbel11 | $25.00 | 1/17/2011 10:43:08 AM |
burgeoning-silver | $25.00 | 1/17/2011 10:43:40 AM |
credit-investor5 | $50.00 | 1/17/2011 10:44:40 AM |
J-Rott | $50.00 | 1/17/2011 11:39:27 AM |
honorable-yield | $25.00 | 1/17/2011 10:41:45 AM |
shrewd-income | $25.00 | 1/17/2011 12:30:23 PM |
lowcostmoney | $25.00 | 1/18/2011 6:16:08 AM |
happy-yield | $25.00 | 1/17/2011 5:14:28 PM |
impartial-deal | $25.00 | 1/17/2011 9:12:23 PM |
Jack55304 | $100.00 | 1/18/2011 7:04:24 AM |
Lam0nt | $25.00 | 1/18/2011 7:59:09 AM |
impartial-deal | $25.00 | 1/17/2011 9:09:42 PM |
income-sage9 | $25.00 | 1/18/2011 12:24:41 AM |
fair-peace7 | $25.00 | 1/18/2011 9:41:42 AM |
thrifty-return | $30.00 | 1/18/2011 8:19:32 AM |
reflective-rupee | $25.77 | 1/18/2011 10:45:29 AM |
radforj22 | $25.00 | 1/18/2011 5:16:57 PM |
kendallv | $25.00 | 1/18/2011 5:17:04 PM |
life-is-great | $50.00 | 1/18/2011 10:57:24 AM |
musegaze | $100.00 | 1/18/2011 4:49:42 PM |
diplomatic-wealth7 | $25.00 | 1/18/2011 8:10:59 PM |
fund-companion4 | $25.00 | 1/18/2011 8:44:09 PM |
IASKGOD | $25.00 | 1/18/2011 10:39:10 PM |
drg6289 | $25.00 | 1/19/2011 12:51:23 AM |
Learning2Lend | $30.03 | 1/19/2011 12:51:43 AM |
tnjohnso | $25.00 | 1/19/2011 12:53:01 AM |
F16Pilot | $25.00 | 1/19/2011 1:41:51 AM |
scrappy-diversification7 | $1,500.00 | 1/18/2011 4:44:54 PM |
financial-frenzy | $25.00 | 1/19/2011 1:59:29 AM |
rss197 | $25.00 | 1/18/2011 5:17:00 PM |
vladimilasky | $25.00 | 1/19/2011 4:47:20 AM |
ingenious-interest1 | $50.00 | 1/18/2011 6:24:59 PM |
MoneyForNothing | $7.73 | 1/19/2011 5:58:00 AM |
platinum-rapture6 | $50.00 | 1/18/2011 7:29:33 PM |
kulender | $59.59 | 1/18/2011 8:09:51 PM |
kginatl | $39.69 | 1/18/2011 8:10:05 PM |
Tikibarman | $50.00 | 1/18/2011 8:10:09 PM |
jasonj72 | $25.00 | 1/18/2011 8:44:10 PM |
nicklds | $25.00 | 1/19/2011 12:54:17 AM |
loan_doctor | $25.00 | 1/19/2011 12:54:45 AM |
peruse | $25.00 | 1/19/2011 1:07:07 AM |
helpishere777 | $25.00 | 1/18/2011 5:16:54 PM |
irrelevant | $25.00 | 1/19/2011 1:37:48 AM |
FeedTheMachine | $50.00 | 1/19/2011 1:40:03 AM |
yield-lion | $25.00 | 1/19/2011 1:44:07 AM |
lagnisiruk | $25.00 | 1/18/2011 6:09:27 PM |
reinforced-investment4 | $25.00 | 1/19/2011 2:04:49 AM |
tsg2007 | $25.00 | 1/18/2011 6:29:57 PM |
lovely-order7 | $30.01 | 1/19/2011 5:30:48 AM |
KMSB | $50.00 | 1/18/2011 8:10:08 PM |
108lender | $150.00 | 1/19/2011 12:42:54 AM |
brazilofmux | $47.42 | 1/19/2011 12:56:17 AM |
amijo | $25.00 | 1/19/2011 1:21:56 AM |
whartonmba | $25.00 | 1/19/2011 1:24:11 AM |
treasure-bliss | $50.00 | 1/19/2011 1:41:12 AM |
wise-silver-wonder | $25.00 | 1/19/2011 1:54:37 AM |
natural-greenback6 | $25.00 | 1/19/2011 1:56:44 AM |
nalaari | $25.00 | 1/19/2011 1:57:07 AM |
payment-gusto | $25.00 | 1/19/2011 1:57:48 AM |
131 Investments
|
Borrower Payment Dependent Notes Series
490913
This series of Notes was issued and sold upon the funding of the borrower loan #46674, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Jan-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-16-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $81.64 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1970 |
Debt/Income ratio:
| 15% |
Credit score:
| 760-779 (Jan-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 1y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,494 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| principal-apricot |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Short Term
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
Comoparklender | $50.00 | 1/16/2011 9:58:25 AM |
reward-adventure | $50.00 | 1/16/2011 9:58:34 AM |
velocity-solo | $30.00 | 1/16/2011 9:59:12 AM |
Investoman | $100.00 | 1/16/2011 10:00:51 AM |
truth-ceremony | $25.00 | 1/16/2011 10:01:51 AM |
MoonMama | $25.00 | 1/16/2011 10:02:33 AM |
wise-deal-panda | $50.00 | 1/16/2011 10:03:08 AM |
heatherwood | $50.00 | 1/16/2011 10:03:39 AM |
ingenious-deal6 | $25.00 | 1/16/2011 10:04:17 AM |
income-sage9 | $25.00 | 1/16/2011 10:04:23 AM |
FASTIZIO_P | $25.00 | 1/16/2011 9:57:59 AM |
bid-czar8 | $50.00 | 1/16/2011 9:59:06 AM |
goodhearted-basis4 | $25.00 | 1/16/2011 9:59:35 AM |
lagnisiruk | $25.00 | 1/16/2011 10:02:18 AM |
top-courteous-peso | $95.04 | 1/16/2011 10:02:48 AM |
dollar-sonnet3 | $50.00 | 1/16/2011 9:58:47 AM |
ElAbel11 | $25.00 | 1/16/2011 10:03:34 AM |
capital-halo1 | $500.00 | 1/16/2011 10:00:55 AM |
ThatDanGuy | $50.00 | 1/16/2011 10:01:09 AM |
Bob450 | $25.00 | 1/16/2011 10:02:41 AM |
flexible-value | $100.00 | 1/16/2011 10:03:51 AM |
burgeoning-silver | $25.00 | 1/16/2011 10:04:31 AM |
transaction-circuit | $100.00 | 1/16/2011 9:58:41 AM |
handshake5 | $100.00 | 1/16/2011 10:00:44 AM |
honorable-yield | $25.00 | 1/16/2011 10:01:13 AM |
worthy-bid8 | $50.00 | 1/16/2011 10:01:17 AM |
thrifty-capital | $25.00 | 1/16/2011 10:04:36 AM |
EBITDA | $25.00 | 1/16/2011 10:00:58 AM |
genius520 | $100.00 | 1/16/2011 10:01:05 AM |
vigorous-velocity | $50.00 | 1/16/2011 10:01:34 AM |
Kash2010lu | $27.00 | 1/16/2011 9:59:21 AM |
gold-channel2 | $25.00 | 1/16/2011 10:03:58 AM |
Wellman | $50.00 | 1/16/2011 10:03:01 AM |
33 Investments
|
Borrower Payment Dependent Notes Series
490925
This series of Notes was issued and sold upon the funding of the borrower loan #46592, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Jan-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-16-2011 |
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 28.49% |
Monthly payment:
| $298.16 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 13.60% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1993 |
Debt/Income ratio:
| 15% |
Credit score:
| 680-699 (Jan-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 2y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,181 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| |
Homeownership:
| No | | |
Screen name:
| AaronM13 |
Borrower's state:
| Nevada |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 29 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $9,900.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Aug-2009)
680-699
(Oct-2006)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 29 | | |
Description
2nd Prosper Loan - Debt Consolid.
Thank you for looking at my listing. I am seeking a loan to consolidate my high interest rate credit cards, with high balances (see below), into a single monthly payment.In October of 2006, I received a loan through Prosper for $9,900.00 (Listing Number 49602 - Loan Number 4250). This loan was paid in full in April of 2009 - AHEAD OF SCHEDULE WITH NO DELINQUENT PAYMENTS OVER THE COURSE OF THE LOAN!I am now requesting a second Prosper loan to assist in ridding myself of all of my credit card debt (see below). The first Prosper loan helped a lot - and I hope this loan will help complete the process of eliminating my debt.Thanks again for the help!P.S. Below you will find my monthly take home pay and monthly expenses:Employment: Currently employed with an Information Technology (IT) firm (where I have been working for over two years). Monthly take home: $6000.00 Expenses:
Rent: $1035.00 / month
Gas: $50.00 / month
Utilities: $220.00 / month
Cable: $120.00 / month
Car Insurance: $200.00 / month
Telephone: $250.00 / month
Student Loan: $350.00 / month
Credit Cards (HSBC, Merrick Bank, CapitalOne, Credit One): approx. $3200.00 / monthLeft Over: $575.00 / month (groceries, miscellaneous expenses, etc.)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
reward-adventure | $50.00 | 1/16/2011 9:58:35 AM |
dollar-sonnet3 | $42.67 | 1/16/2011 9:58:48 AM |
bid-czar8 | $50.00 | 1/16/2011 9:59:07 AM |
velocity-solo | $30.00 | 1/16/2011 9:59:14 AM |
EBITDA | $25.00 | 1/16/2011 10:00:59 AM |
ThatDanGuy | $50.00 | 1/16/2011 10:01:10 AM |
red-power-pecan | $25.00 | 1/16/2011 10:04:49 AM |
MoneyForNothing | $44.44 | 1/16/2011 10:11:19 AM |
Kash2010lu | $27.00 | 1/16/2011 9:59:22 AM |
ElAbel11 | $25.00 | 1/16/2011 10:03:34 AM |
heatherwood | $50.00 | 1/16/2011 10:03:40 AM |
Short_Stack | $25.00 | 1/16/2011 10:04:07 AM |
burgeoning-silver | $25.00 | 1/16/2011 10:04:32 AM |
handshake5 | $100.00 | 1/16/2011 10:00:45 AM |
Aberdeen | $7,500.00 | 1/16/2011 10:11:54 AM |
truth-ceremony | $25.00 | 1/16/2011 10:01:53 AM |
MoonMama | $25.00 | 1/16/2011 10:02:35 AM |
ingenious-deal6 | $25.00 | 1/16/2011 10:04:18 AM |
income-sage9 | $25.00 | 1/16/2011 10:04:24 AM |
jhouman | $25.00 | 1/16/2011 10:11:14 AM |
MoneyForNothing | $25.00 | 1/16/2011 9:59:38 AM |
worthy-bid8 | $50.00 | 1/16/2011 10:01:18 AM |
vigorous-velocity | $50.00 | 1/16/2011 10:01:35 AM |
lagnisiruk | $25.00 | 1/16/2011 10:02:18 AM |
gold-channel2 | $25.00 | 1/16/2011 10:03:59 AM |
roadster199 | $25.00 | 1/16/2011 10:11:34 AM |
enthusiastic-balance5 | $100.00 | 1/16/2011 10:11:43 AM |
113121 | $77.29 | 1/16/2011 10:11:52 AM |
Investoman | $100.00 | 1/16/2011 10:00:52 AM |
capital-halo1 | $500.00 | 1/16/2011 10:00:55 AM |
credit-guard5 | $25.00 | 1/16/2011 10:01:47 AM |
Bob450 | $25.00 | 1/16/2011 10:02:42 AM |
Wellman | $50.00 | 1/16/2011 10:03:03 AM |
Comoparklender | $50.00 | 1/16/2011 9:58:26 AM |
flexible-value | $100.00 | 1/16/2011 10:03:51 AM |
nickel-hickory | $50.00 | 1/16/2011 9:59:40 AM |
grnii78 | $100.00 | 1/16/2011 10:11:16 AM |
cashhelp | $50.00 | 1/16/2011 10:11:31 AM |
genius520 | $100.00 | 1/16/2011 10:01:06 AM |
Skeptical-one | $49.00 | 1/16/2011 10:11:49 AM |
honorable-yield | $25.00 | 1/16/2011 10:01:13 AM |
MoneyForNothing | $33.33 | 1/16/2011 10:11:08 AM |
42 Investments
|
Borrower Payment Dependent Notes Series
490955
This series of Notes was issued and sold upon the funding of the borrower loan #46735, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.20% |
Listing Start date:
| Jan-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-16-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $130.65 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 15.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1981 |
Debt/Income ratio:
| 22% |
Credit score:
| 680-699 (Jan-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 2y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Nurse (LPN) |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $10,681 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 69 |
Bankcard utilization:
| 33% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| credit-empenada |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
loanapp
Purpose of loan:
This loan will be used to?consolidate emergency & medical bills and start repairing credit.?
My financial situation:
I am a good candidate for this loan because?I got in a bad situation due to a seperation, I have steady income and I very much want to get my credit repaired.?
Monthly net income: $ 3400
Monthly expenses: $
??Housing: $ 300
??Insurance: $ 101
??Car expenses: $ 150
??Utilities: $ 200
??Phone, cable, internet: $ 100
??Food, entertainment: $ 300
??Clothing, household expenses $?50
??Credit cards and other loans: $ 100
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
Investoman | $100.00 | 1/16/2011 5:38:19 PM |
droopie1 | $25.00 | 1/16/2011 5:41:40 PM |
scarlet-velvet | $25.00 | 1/16/2011 6:33:26 PM |
principal-lion | $50.00 | 1/16/2011 6:53:36 PM |
platinum-investor1 | $25.00 | 1/16/2011 8:05:44 PM |
gothampark | $25.00 | 1/16/2011 8:21:05 PM |
reward-adventure | $50.00 | 1/16/2011 5:30:23 PM |
velocity-solo | $25.00 | 1/16/2011 5:35:19 PM |
genius520 | $100.00 | 1/16/2011 5:38:24 PM |
honorable-yield | $25.00 | 1/16/2011 5:38:28 PM |
lagnisiruk | $25.00 | 1/16/2011 5:39:36 PM |
Wellman | $50.00 | 1/16/2011 5:39:52 PM |
HelpfulLender1 | $50.00 | 1/16/2011 6:02:04 PM |
buvaet | $25.00 | 1/16/2011 5:38:20 PM |
VJ_Financial | $50.00 | 1/16/2011 8:00:58 PM |
ingenious-deal6 | $25.00 | 1/16/2011 5:40:42 PM |
lsx7 | $25.00 | 1/16/2011 8:27:58 PM |
riverflow | $25.00 | 1/16/2011 8:50:44 PM |
FASTIZIO_P | $25.00 | 1/16/2011 5:45:19 PM |
Apex-Lender | $25.00 | 1/16/2011 9:29:18 PM |
DDH61 | $28.00 | 1/16/2011 6:43:15 PM |
Lubava | $25.00 | 1/16/2011 6:49:12 PM |
Kash2010lu | $50.00 | 1/16/2011 7:02:39 PM |
reflective-rupee | $33.33 | 1/16/2011 7:33:23 PM |
zorg77 | $25.00 | 1/16/2011 8:10:57 PM |
red-favorable-basis | $25.00 | 1/16/2011 8:30:21 PM |
McDeeter | $50.00 | 1/16/2011 8:52:09 PM |
social-heart | $50.00 | 1/16/2011 10:04:06 PM |
CreditBuilder2 | $38.67 | 1/16/2011 11:24:26 PM |
capital-halo1 | $500.00 | 1/16/2011 5:38:21 PM |
MoonMama | $25.00 | 1/16/2011 5:39:43 PM |
flexible-value | $100.00 | 1/16/2011 5:40:28 PM |
Chewbaca | $25.00 | 1/16/2011 6:19:49 PM |
sturdy-peace9 | $75.00 | 1/16/2011 7:59:24 PM |
JauaFlash | $25.00 | 1/16/2011 8:07:34 PM |
Comoparklender | $50.00 | 1/16/2011 5:30:36 PM |
JPMorrisLegacyFund | $100.00 | 1/16/2011 5:30:27 PM |
valiant-liberty4 | $25.00 | 1/16/2011 10:02:06 PM |
transaction-circuit | $100.00 | 1/16/2011 5:36:01 PM |
stupiddayjob | $25.00 | 1/16/2011 10:20:08 PM |
Bob450 | $25.00 | 1/16/2011 5:39:46 PM |
goodhearted-basis4 | $25.00 | 1/16/2011 5:36:35 PM |
burgeoning-silver | $25.00 | 1/16/2011 5:40:46 PM |
handshake5 | $100.00 | 1/16/2011 5:38:18 PM |
EBITDA | $25.00 | 1/16/2011 5:38:22 PM |
ThatDanGuy | $50.00 | 1/16/2011 5:38:26 PM |
djkaiser | $25.00 | 1/16/2011 6:12:21 PM |
vigorous-velocity | $50.00 | 1/16/2011 5:38:49 PM |
bold-direct-asset | $50.00 | 1/16/2011 7:03:56 PM |
ElAbel11 | $25.00 | 1/16/2011 5:40:18 PM |
heatherwood | $50.00 | 1/16/2011 5:40:21 PM |
well-mannered-income3 | $25.00 | 1/16/2011 8:01:43 PM |
income-sage9 | $25.00 | 1/16/2011 5:40:43 PM |
CapricornLending | $25.00 | 1/16/2011 8:27:44 PM |
investisure | $50.00 | 1/16/2011 5:41:01 PM |
desertoasis | $25.00 | 1/16/2011 5:41:04 PM |
wealth-multiplier | $25.00 | 1/16/2011 8:47:37 PM |
mrxtravis | $50.00 | 1/16/2011 5:44:49 PM |
fearless-bonus473 | $100.00 | 1/16/2011 6:06:25 PM |
profitable-money | $25.00 | 1/16/2011 9:39:50 PM |
RyanM561 | $25.00 | 1/16/2011 9:46:47 PM |
Kqwik | $25.00 | 1/16/2011 11:23:25 PM |
62 Investments
|
Borrower Payment Dependent Notes Series
491001
This series of Notes was issued and sold upon the funding of the borrower loan #46753, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.20% |
Listing Start date:
| Jan-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-19-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $130.65 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 15.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Feb-2008 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 700-719 (Jan-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,700 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| |
Homeownership:
| No | | |
Screen name:
| majestic-contract2 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Short Term Rental Loan
Purpose of loan:
This loan will be used to help my boyfriend pay for the first months rent and deposit on a new apartment.
My financial situation:
I am a good candidate for this loan because I plan on paying the loan back in a very short time. I live with my parents and have very little expenses on a day to day basis. Also, my boyfriend will be helping me pay the loan back as soon as possible. I do not plan on only making minimum payments.?I plan on paying a minimum of 1,000 a month but am intending to pay as much?as?I can as soon as possible.?
Monthly net income: $ 4,000.00 plus my boyfriends income
Monthly expenses: $?800.00
??Housing: $ 0
??Insurance
??Car expenses: $ 0
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $?400.00
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 200.00
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
greencat | $50.00 | 1/19/2011 10:11:20 AM |
ingenious-interest1 | $50.00 | 1/19/2011 10:12:46 AM |
red-favorable-basis | $25.00 | 1/19/2011 11:16:58 AM |
IASKGOD | $25.00 | 1/19/2011 11:50:16 AM |
compassionate-return485 | $50.00 | 1/19/2011 1:20:30 PM |
nickel-hickory | $50.00 | 1/19/2011 10:12:55 AM |
peace-missile | $25.00 | 1/19/2011 10:15:12 AM |
one-midas | $50.00 | 1/19/2011 10:25:33 AM |
hellasow | $25.00 | 1/19/2011 10:45:50 AM |
sudeep104 | $25.00 | 1/19/2011 11:27:50 AM |
Frosty | $25.00 | 1/19/2011 12:22:54 PM |
power-rotation7 | $25.00 | 1/19/2011 1:26:11 PM |
himistu22 | $25.00 | 1/19/2011 1:30:35 PM |
lending-theory | $25.00 | 1/19/2011 10:19:38 AM |
reflective-rupee | $500.77 | 1/19/2011 11:45:02 AM |
squarebob | $25.00 | 1/19/2011 1:23:11 PM |
ready-interest9 | $25.00 | 1/19/2011 1:25:25 PM |
capital-halo1 | $500.00 | 1/19/2011 10:16:28 AM |
radforj22 | $25.00 | 1/19/2011 11:45:07 AM |
J-Rott | $50.00 | 1/19/2011 10:09:27 AM |
PunjabBank | $250.00 | 1/19/2011 12:56:31 PM |
credit-sycamore4 | $100.00 | 1/19/2011 10:09:43 AM |
social-heart | $30.00 | 1/19/2011 1:34:17 PM |
gain-gourd | $50.00 | 1/19/2011 1:38:23 PM |
vutah | $25.00 | 1/19/2011 10:15:10 AM |
velocity-solo | $25.00 | 1/19/2011 10:15:34 AM |
Investoman | $100.00 | 1/19/2011 10:16:14 AM |
Wellman | $50.00 | 1/19/2011 10:17:13 AM |
ingenious-deal6 | $25.00 | 1/19/2011 10:08:47 AM |
Jack55304 | $100.00 | 1/19/2011 10:10:06 AM |
wise-rupee-sanctuary | $50.00 | 1/19/2011 10:10:20 AM |
power-trophy7 | $25.00 | 1/19/2011 10:11:47 AM |
hedgebaby | $50.00 | 1/19/2011 1:28:12 PM |
Bob450 | $25.00 | 1/19/2011 10:12:11 AM |
cloud8 | $50.00 | 1/19/2011 10:12:31 AM |
transaction-circuit | $100.00 | 1/19/2011 10:12:40 AM |
genius520 | $100.00 | 1/19/2011 10:16:40 AM |
liberty-magnate | $25.00 | 1/19/2011 10:22:28 AM |
tzvie | $25.00 | 1/19/2011 10:39:14 AM |
2grindstones | $25.00 | 1/19/2011 11:42:56 AM |
thrifty-capital | $25.00 | 1/19/2011 11:45:19 AM |
mighty-payout1 | $50.00 | 1/19/2011 11:48:58 AM |
capital-kingdom | $50.00 | 1/19/2011 12:45:58 PM |
HHP | $50.00 | 1/19/2011 1:12:58 PM |
44 Investments
|
Borrower Payment Dependent Notes Series
491089
This series of Notes was issued and sold upon the funding of the borrower loan #46604, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Jan-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-21-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $102.05 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-1985 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 720-739 (Jan-2011) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 14y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $137,070 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| |
Homeownership:
| No | | |
Screen name:
| MarinerTek |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
I.T. Consultancy Acct Rec'v Funding
Purpose of loan:
I own an I.T. Consultancy with focus areas of Server Virtualization, Outsourced I.T. Management & Staffing,? Serenity VoIP and Web Site Development. Originally an Internet Service Provider and Web Site Developer, with the demise of dial-up, we restructured the company to focus on B2B I.T. solutions. We retained our Web Site development product line and added I.T. Management & Staffing which led to Server Virtualization and Serenity VoIP. We are quite busy but receivables are slow. I am seeking a loan to help cover Accounts Receivable shortfalls while we continue our expansion.
My financial situation:
My living expenses are low. My wife and I live in a small home with our four children, keeping our personal expenses to a minimum. My wife is my business partner and together we closely monitor our budget, drawing only living expenses from the business. I have used my personal bank cards primarily for business expenses and have been diligent about keeping current with all my monthly payments. The "revolving credit balance" shown on my profile contains a home equity line of $127,000 drawn after the home was paid off several years ago. My rate on this is prime minus 1%.
Monthly net income: $ 4,900
Monthly expenses: $
??Home Equity Line: $ 275
??Insurance: $
225
??Car Expenses (Lease): $
525
? Gas for Automobile: $ 150
??Utilities: $ 500
??Phone, Direct TV, DSL Internet: $ 200
? Groceries (2 adults & 4 kids): $
1000
? Clothing & Personal Care: $ 250
? Bank Cards: $ 650
? School Fees: $ 150
? Miscellaneous
Expenses: $ 150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
cloud8 | $50.00 | 1/20/2011 5:35:01 PM |
ingenious-interest1 | $50.00 | 1/20/2011 5:35:22 PM |
vutah | $25.00 | 1/20/2011 6:13:22 PM |
power-trophy7 | $25.00 | 1/20/2011 5:34:25 PM |
TNG812 | $25.00 | 1/20/2011 9:18:32 PM |
bid-czar8 | $50.00 | 1/20/2011 5:42:55 PM |
loyalist1 | $50.00 | 1/20/2011 5:27:09 PM |
velocity-solo | $30.00 | 1/20/2011 5:36:40 PM |
feb217 | $25.00 | 1/20/2011 8:44:31 PM |
silver-bluebird | $100.00 | 1/20/2011 8:49:50 PM |
HHP | $50.00 | 1/20/2011 5:41:29 PM |
FinanceEngine | $25.00 | 1/20/2011 10:07:46 PM |
umfan123 | $25.00 | 1/20/2011 10:43:38 PM |
credit-sycamore4 | $100.00 | 1/20/2011 6:46:50 PM |
JobLowe | $26.10 | 1/20/2011 7:37:07 PM |
well-mannered-income3 | $40.00 | 1/20/2011 8:04:19 PM |
supreme-hope | $25.00 | 1/20/2011 9:05:02 PM |
bahmoose | $25.00 | 1/20/2011 9:07:40 PM |
handshake52 | $25.00 | 1/20/2011 10:13:49 PM |
mighty-payout1 | $25.00 | 1/20/2011 10:17:14 PM |
wise-intelligent-duty | $25.00 | 1/20/2011 10:39:47 PM |
Investoman | $100.00 | 1/20/2011 5:38:58 PM |
dudebrah | $25.00 | 1/20/2011 6:01:12 PM |
rapid-currency | $25.00 | 1/20/2011 8:02:16 PM |
wise-rupee-sanctuary | $50.00 | 1/20/2011 5:33:20 PM |
capital-halo1 | $500.00 | 1/20/2011 5:39:21 PM |
genius520 | $100.00 | 1/20/2011 5:39:33 PM |
s270 | $25.00 | 1/20/2011 10:53:13 PM |
MoneyForNothing | $640.00 | 1/21/2011 2:35:41 AM |
Oak-Parker | $25.00 | 1/20/2011 6:07:40 PM |
jazzlender | $25.00 | 1/20/2011 5:30:08 PM |
Whipster | $50.00 | 1/20/2011 5:31:08 PM |
Jack55304 | $100.00 | 1/20/2011 5:32:24 PM |
Bob450 | $25.00 | 1/20/2011 5:34:39 PM |
kmprospeo | $50.00 | 1/20/2011 7:11:29 PM |
Kash2010lu | $27.00 | 1/20/2011 5:36:53 PM |
gold-commander0 | $50.00 | 1/20/2011 5:41:44 PM |
SonicSCF | $44.73 | 1/20/2011 9:32:31 PM |
somebody32 | $50.00 | 1/20/2011 5:45:02 PM |
witty-openness | $25.00 | 1/20/2011 6:37:17 PM |
reflective-rupee | $225.77 | 1/20/2011 7:38:06 PM |
frogperson | $100.00 | 1/20/2011 8:33:11 PM |
42 Investments
|
Borrower Payment Dependent Notes Series
491101
This series of Notes was issued and sold upon the funding of the borrower loan #46607, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Jan-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-21-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $122.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 21% |
Credit score:
| 640-659 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 9y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,348 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| No | | |
Screen name:
| scholarly-currency0 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
consolidation
Purpose of loan:
Credit card debt consolidation
My financial situation:
Monthly net income: $? 50,000
Monthly expenses: $
??Housing: $ 1,500
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
randsenterprise | $25.00 | 1/20/2011 5:26:04 PM |
nethosters | $25.00 | 1/20/2011 5:28:34 PM |
DHolly | $30.00 | 1/20/2011 5:32:00 PM |
wise-rupee-sanctuary | $50.00 | 1/20/2011 5:33:23 PM |
credit-sycamore4 | $100.00 | 1/20/2011 6:46:52 PM |
Jack55304 | $100.00 | 1/20/2011 5:32:38 PM |
TNG812 | $25.00 | 1/20/2011 9:19:15 PM |
velocity-solo | $30.00 | 1/20/2011 5:36:43 PM |
Investoman | $100.00 | 1/20/2011 5:39:04 PM |
gold-commander0 | $50.00 | 1/20/2011 5:41:47 PM |
SolarMoonshine | $25.00 | 1/20/2011 5:52:31 PM |
dudebrah | $25.00 | 1/20/2011 6:01:43 PM |
Artist_Blue | $25.00 | 1/21/2011 6:06:57 AM |
jazzlender | $25.00 | 1/20/2011 5:30:28 PM |
ultimate-peace | $125.00 | 1/20/2011 5:31:29 PM |
investment-artist | $25.00 | 1/21/2011 7:52:54 AM |
capital-halo1 | $500.00 | 1/20/2011 5:39:25 PM |
bid-czar8 | $50.00 | 1/20/2011 5:42:59 PM |
somebody32 | $50.00 | 1/20/2011 5:45:06 PM |
vutah | $25.00 | 1/20/2011 6:13:55 PM |
dRatedOnly | $25.00 | 1/21/2011 2:52:46 AM |
vanklein | $25.00 | 1/21/2011 4:39:42 AM |
integrity-doctor | $100.00 | 1/21/2011 6:14:17 AM |
erowis | $40.00 | 1/21/2011 6:36:23 AM |
greencat | $50.00 | 1/21/2011 7:10:19 AM |
Christophe | $25.00 | 1/21/2011 7:33:07 AM |
umfan123 | $25.00 | 1/21/2011 7:33:49 AM |
investment-happiness | $100.00 | 1/20/2011 8:49:44 PM |
red-favorable-basis | $25.00 | 1/20/2011 9:11:32 PM |
Bob450 | $25.00 | 1/21/2011 1:11:07 AM |
FinanceEngine | $25.00 | 1/21/2011 7:15:16 AM |
One_Lolo | $25.00 | 1/21/2011 7:58:36 AM |
ingenious-interest1 | $50.00 | 1/20/2011 5:35:34 PM |
JustMee | $25.00 | 1/20/2011 5:36:07 PM |
jjswanso | $50.00 | 1/20/2011 6:42:57 PM |
frogperson | $200.00 | 1/20/2011 8:33:40 PM |
cloud8 | $50.00 | 1/20/2011 5:34:59 PM |
Kash2010lu | $27.00 | 1/20/2011 5:37:11 PM |
handshake52 | $25.00 | 1/20/2011 10:18:46 PM |
genius520 | $100.00 | 1/20/2011 5:39:35 PM |
wise-intelligent-duty | $25.00 | 1/20/2011 11:26:14 PM |
tzvie | $25.00 | 1/21/2011 6:47:34 AM |
bluehen00 | $50.00 | 1/21/2011 7:31:05 AM |
TigerForce | $25.00 | 1/20/2011 6:49:15 PM |
power-trophy7 | $25.00 | 1/20/2011 5:34:28 PM |
transaction-circuit | $100.00 | 1/20/2011 5:35:07 PM |
marwadi-62 | $100.00 | 1/20/2011 7:35:38 PM |
rapid-currency | $25.00 | 1/20/2011 8:02:21 PM |
HHP | $50.00 | 1/20/2011 5:41:33 PM |
building_community | $25.00 | 1/20/2011 5:43:07 PM |
kmprospeo | $50.00 | 1/20/2011 7:11:28 PM |
glenium | $25.00 | 1/21/2011 2:57:39 AM |
wlm3012 | $25.00 | 1/21/2011 7:46:48 AM |
MoneyForNothing | $23.00 | 1/21/2011 7:58:44 AM |
54 Investments
|
Borrower Payment Dependent Notes Series
491145
This series of Notes was issued and sold upon the funding of the borrower loan #46598, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Jan-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-21-2011 |
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 28.49% |
Monthly payment:
| $298.16 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 13.60% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-2000 |
Debt/Income ratio:
| 20% |
Credit score:
| 700-719 (Jan-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
6 | Length of status: | 8y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $399 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| bold-transaction-stronghold |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 2 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Oct-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 2 | | |
Description
Consolidating all of my Debt!
Purpose of loan:
This loan will be used to? Pay off my remaining two credit cards, and loan with my bank.? Some of my interest rates with my banks are pretty high, so this loan will definitly be helpful to me!!?? I will not let any of my investors down and I see this loan as a definite WIN-WIN for all of us!
My financial situation:
I am a good candidate for this loan because?? I have never in my entire life missed a payment on anything and I see myself as an extremely responsible borrower.? I have had the same sales job for over 8 years and it's very stable.? I plan on buying a house late this year and by paying off these cards I will be able to raise my credit score even higher than it currently is.?
Monthly net income: $
Monthly expenses: $
??Housing: $ 1260
??Insurance: $ 350
??Car expenses: $ 750
??Utilities: $ 400
??Phone, cable, internet: $ 350
??Food, entertainment: $ 1000
??Clothing, household expenses $ 600
??Credit cards and other loans: $ 950
??Other expenses: $ 500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
ready-interest9 | $25.00 | 1/20/2011 12:49:20 PM |
PrivateLender | $25.00 | 1/20/2011 10:35:01 AM |
jazzlender | $25.00 | 1/20/2011 10:36:37 AM |
wise-rupee-sanctuary | $50.00 | 1/20/2011 10:41:11 AM |
power-trophy7 | $25.00 | 1/20/2011 10:41:31 AM |
genius520 | $100.00 | 1/20/2011 10:44:23 AM |
PrivateLender | $25.00 | 1/20/2011 10:35:15 AM |
Astyanax | $75.00 | 1/20/2011 12:55:01 PM |
WeshaTheLeopard | $25.00 | 1/20/2011 1:27:38 PM |
Jack55304 | $100.00 | 1/20/2011 10:40:41 AM |
contract-lionheart | $75.00 | 1/20/2011 2:15:18 PM |
Bob450 | $25.00 | 1/20/2011 10:41:36 AM |
gold-commander0 | $50.00 | 1/20/2011 10:45:58 AM |
golffish2 | $50.00 | 1/20/2011 10:37:35 AM |
JustMee | $25.00 | 1/20/2011 10:53:07 AM |
113121 | $200.00 | 1/20/2011 11:08:04 AM |
revenue-appraiser | $25.00 | 1/20/2011 11:30:48 AM |
2grindstones | $50.00 | 1/20/2011 12:11:02 PM |
nickel-hickory | $50.00 | 1/20/2011 10:42:19 AM |
SFBank | $200.00 | 1/20/2011 10:42:22 AM |
Kash2010lu | $27.00 | 1/20/2011 10:43:04 AM |
Investoman | $100.00 | 1/20/2011 10:43:54 AM |
TackingWindward | $25.00 | 1/20/2011 12:44:59 PM |
terrific-duty397 | $25.00 | 1/20/2011 7:51:13 PM |
grammaspurse | $25.00 | 1/20/2011 7:57:22 PM |
TNG812 | $25.00 | 1/20/2011 9:33:10 PM |
1-HARD-HEAD | $25.00 | 1/20/2011 10:17:57 PM |
Mikale360 | $25.00 | 1/20/2011 10:54:02 PM |
twjh | $25.00 | 1/20/2011 2:32:35 PM |
squadron781 | $25.00 | 1/20/2011 2:51:52 PM |
investmentgroup | $25.00 | 1/21/2011 12:45:26 AM |
rpd1211 | $25.00 | 1/20/2011 3:01:35 PM |
brother_tam | $50.00 | 1/21/2011 12:57:23 AM |
foothillender | $25.00 | 1/20/2011 3:03:11 PM |
wisconsinvestor | $100.00 | 1/20/2011 3:27:30 PM |
credit-missile | $100.00 | 1/20/2011 3:32:40 PM |
favorite-commerce | $50.00 | 1/20/2011 4:04:53 PM |
integrity-doctor | $100.00 | 1/21/2011 6:15:06 AM |
silvercertificate | $25.00 | 1/20/2011 6:24:25 PM |
loanman2007 | $200.00 | 1/21/2011 6:52:53 AM |
chameleon125 | $75.00 | 1/21/2011 7:05:20 AM |
jjswanso | $50.00 | 1/20/2011 6:42:48 PM |
hidavehi | $38.00 | 1/20/2011 6:46:26 PM |
green-wampum-titan | $25.00 | 1/21/2011 8:02:06 AM |
wise-intelligent-duty | $50.00 | 1/20/2011 6:59:55 PM |
wealth-samaritan2 | $70.48 | 1/21/2011 8:51:17 AM |
head | $25.00 | 1/20/2011 8:59:48 PM |
fund-javelin1 | $25.00 | 1/21/2011 2:46:48 AM |
Manta_Rai | $25.00 | 1/21/2011 6:31:51 AM |
marwadi-62 | $100.00 | 1/20/2011 7:34:28 PM |
peso-tiramisu | $25.00 | 1/21/2011 8:31:42 AM |
VJ_Financial | $53.33 | 1/20/2011 9:06:50 PM |
derekjbj | $25.00 | 1/21/2011 9:28:47 AM |
Digs | $25.00 | 1/21/2011 12:42:16 AM |
principal-star | $50.00 | 1/21/2011 10:18:03 AM |
DoctorJoe | $25.00 | 1/21/2011 6:47:50 AM |
Christophe | $25.00 | 1/21/2011 7:32:31 AM |
BlueProteus | $25.00 | 1/21/2011 9:21:06 AM |
EarlyRiser | $25.00 | 1/21/2011 9:35:33 AM |
TheGameTable | $25.00 | 1/21/2011 10:03:59 AM |
MoneyForNothing | $4.90 | 1/21/2011 10:22:41 AM |
cloud8 | $50.00 | 1/20/2011 10:41:51 AM |
hidavehi | $25.04 | 1/20/2011 10:50:44 AM |
squarebob | $25.00 | 1/20/2011 11:21:39 AM |
nickel-hickory | $50.00 | 1/20/2011 1:22:37 PM |
enthusiastic-balance5 | $100.00 | 1/20/2011 10:38:33 AM |
somebody32 | $50.00 | 1/20/2011 1:59:30 PM |
peace-missile | $25.00 | 1/20/2011 10:42:32 AM |
velocity-solo | $30.00 | 1/20/2011 10:42:54 AM |
capital-halo1 | $500.00 | 1/20/2011 10:44:10 AM |
Short_Stack | $25.00 | 1/20/2011 3:02:21 PM |
HHP | $50.00 | 1/20/2011 10:45:07 AM |
liberty-magnate | $25.00 | 1/20/2011 10:37:13 AM |
Whipster | $50.00 | 1/20/2011 10:59:18 AM |
one-midas | $25.00 | 1/20/2011 11:02:21 AM |
credit-investor5 | $50.00 | 1/20/2011 10:40:25 AM |
greencat | $50.00 | 1/20/2011 10:41:01 AM |
witty-openness | $25.00 | 1/20/2011 12:02:27 PM |
ingenious-interest1 | $50.00 | 1/20/2011 10:42:12 AM |
bid-czar8 | $50.00 | 1/20/2011 10:47:20 AM |
reflective-rupee | $1,000.77 | 1/20/2011 10:57:54 AM |
MoneyMover | $25.00 | 1/20/2011 3:01:39 PM |
golffish2 | $50.00 | 1/20/2011 3:50:57 PM |
wonder3 | $25.00 | 1/20/2011 4:03:36 PM |
well-mannered-income3 | $70.00 | 1/20/2011 8:05:36 PM |
economy-popcorn | $25.00 | 1/20/2011 8:38:24 PM |
silver-bluebird | $100.00 | 1/20/2011 8:50:07 PM |
handshake52 | $25.00 | 1/20/2011 10:16:40 PM |
vanklein | $25.00 | 1/20/2011 3:05:48 PM |
one-midas | $25.00 | 1/20/2011 3:59:32 PM |
kendigme | $28.47 | 1/21/2011 3:07:15 AM |
hopeful-truth5 | $100.00 | 1/20/2011 6:34:13 PM |
credit-sycamore4 | $100.00 | 1/20/2011 6:46:46 PM |
wealth-pipeline | $25.00 | 1/21/2011 7:54:24 AM |
FinanceEngine | $30.00 | 1/20/2011 5:34:20 PM |
gjm6d | $25.00 | 1/20/2011 7:11:59 PM |
wise-benjamins-fortress | $50.00 | 1/20/2011 9:44:51 PM |
shrewd-peace7 | $50.00 | 1/21/2011 10:22:20 AM |
SolarMoonshine | $50.00 | 1/20/2011 5:50:34 PM |
113121 | $300.00 | 1/20/2011 6:41:46 PM |
TigerForce | $25.00 | 1/20/2011 6:51:56 PM |
travels536 | $39.64 | 1/21/2011 5:46:09 AM |
friendinmoney | $43.69 | 1/20/2011 7:07:20 PM |
taetrade | $25.00 | 1/21/2011 6:08:40 AM |
Ubiquinone | $35.00 | 1/20/2011 7:27:38 PM |
credible-balance0 | $25.00 | 1/21/2011 6:52:51 AM |
wlm3012 | $25.00 | 1/21/2011 7:26:29 AM |
rapid-currency | $25.00 | 1/20/2011 8:02:09 PM |
LendToCause | $25.00 | 1/20/2011 8:02:30 PM |
spiff666 | $25.00 | 1/20/2011 8:21:25 PM |
frogperson | $250.00 | 1/20/2011 8:33:24 PM |
investment-happiness | $194.90 | 1/20/2011 8:52:16 PM |
obrun | $43.78 | 1/21/2011 8:41:42 AM |
encouraging-fund | $25.00 | 1/21/2011 8:43:51 AM |
umfan123 | $25.00 | 1/21/2011 8:51:44 AM |
buffalobills | $25.00 | 1/21/2011 9:41:15 AM |
Chesterite | $50.00 | 1/21/2011 10:20:12 AM |
EBITDA | $25.00 | 1/21/2011 10:22:35 AM |
erowis | $40.00 | 1/21/2011 6:38:58 AM |
bluehen00 | $75.00 | 1/21/2011 7:32:05 AM |
Cromag | $25.00 | 1/21/2011 8:19:14 AM |
121 Investments
|
Borrower Payment Dependent Notes Series
491177
This series of Notes was issued and sold upon the funding of the borrower loan #46668, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.20% |
Listing Start date:
| Jan-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-19-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $130.65 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 15.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1993 |
Debt/Income ratio:
| 19% |
Credit score:
| 640-659 (Jan-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 0y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $17,536 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Paperclips |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Start up cost for a small business
Purpose of loan:
This loan will be used to?
Start up cost for a small business in internet travel
My financial situation:
I am a good candidate for this loan because?
I have been working in the industry of clinical research for over 11 years. Working with my current employer for over a year and I will be receiving a raise increasing my income to 98,000.00 a year with out counting any bonuses.
Monthly net income: $
7500.00
Monthly expenses: $
??Housing: $ 1240.00
??Insurance: $ 50.00
??Car expenses: $ 400.00
??Utilities: $ 200l.00
??Phone, cable, internet: $ 200.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $?200.00
??Credit cards and other loans:?300.00
??Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
credit-sycamore4 | $100.00 | 1/19/2011 10:09:47 AM |
Bob450 | $25.00 | 1/19/2011 10:12:20 AM |
velocity-solo | $25.00 | 1/19/2011 10:15:38 AM |
parsec9 | $25.00 | 1/19/2011 11:30:17 AM |
J-Rott | $50.00 | 1/19/2011 10:09:29 AM |
power-trophy7 | $25.00 | 1/19/2011 10:11:51 AM |
loyalist1 | $50.00 | 1/19/2011 10:14:54 AM |
capital-halo1 | $500.00 | 1/19/2011 10:16:35 AM |
Wellman | $50.00 | 1/19/2011 10:17:20 AM |
Kash2010lu | $25.00 | 1/19/2011 12:05:15 PM |
draggon77 | $25.00 | 1/19/2011 12:32:04 PM |
Jack55304 | $100.00 | 1/19/2011 10:10:09 AM |
pembull | $30.78 | 1/19/2011 10:14:52 AM |
cloud8 | $50.00 | 1/19/2011 10:12:28 AM |
red-favorable-basis | $25.00 | 1/19/2011 11:17:44 AM |
mighty-payout1 | $25.00 | 1/19/2011 11:46:14 AM |
get30inc | $50.00 | 1/19/2011 12:36:17 PM |
greencat | $50.00 | 1/19/2011 10:10:18 AM |
genius520 | $100.00 | 1/19/2011 10:16:43 AM |
hektek22 | $600.00 | 1/19/2011 11:16:57 AM |
riveting-credit5 | $500.00 | 1/19/2011 11:33:29 AM |
IASKGOD | $25.00 | 1/19/2011 11:43:17 AM |
radforj22 | $25.00 | 1/19/2011 11:45:12 AM |
skip6330 | $58.48 | 1/19/2011 11:56:22 AM |
UCLA4life | $25.00 | 1/19/2011 10:10:00 AM |
wise-rupee-sanctuary | $50.00 | 1/19/2011 10:10:24 AM |
ingenious-interest1 | $50.00 | 1/19/2011 10:12:49 AM |
selector568 | $100.00 | 1/19/2011 10:15:04 AM |
Investoman | $100.00 | 1/19/2011 10:16:20 AM |
DasMula | $25.00 | 1/19/2011 10:17:17 AM |
SouthernRemarketing | $37.75 | 1/19/2011 11:35:54 AM |
reflective-rupee | $25.77 | 1/19/2011 11:44:31 AM |
2grindstones | $25.00 | 1/19/2011 11:46:23 AM |
Christophe | $25.00 | 1/19/2011 12:23:57 PM |
34 Investments
|
Borrower Payment Dependent Notes Series
491209
This series of Notes was issued and sold upon the funding of the borrower loan #46568, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Jan-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-21-2011 |
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 28.49% |
Monthly payment:
| $79.51 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 13.60% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1992 |
Debt/Income ratio:
| 34% |
Credit score:
| 680-699 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 13y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,424 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 15% | | |
| |
Homeownership:
| No | | |
Screen name:
| listing-mammal5 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jun-2010)
|
Principal balance:
| $2,556.59 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Bells mom
Purpose of loan:
This loan will be used to? Do some auto repairs and buys 4 new tires.?
My financial situation:
I am a good candidate for this loan because?I pay my bills but don't have?the cash to do the needed repairs to my car.? ?
Monthly net income: $ $4125
Monthly expenses: $
??Housing: $ husband pays for house $0
??Insurance: $ 50.
??Car expenses: $ 500.00
??Utilities: $ 100
??Phone, cable, internet: $ 50
??Food, entertainment: $ 300
??Clothing, household expenses $ 500.00
??Credit cards and other loans: $?400.00
??Other expenses: $ Gas for car 200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
Fire2 | $25.00 | 1/21/2011 10:41:39 AM |
SFBank | $200.00 | 1/21/2011 10:42:22 AM |
enthusiastic-balance5 | $100.00 | 1/21/2011 10:41:47 AM |
HHP | $50.00 | 1/21/2011 11:14:01 AM |
daekpon | $40.00 | 1/21/2011 10:44:10 AM |
loyalist1 | $50.00 | 1/21/2011 10:45:16 AM |
hidavehi | $38.00 | 1/21/2011 11:19:04 AM |
credit-sycamore4 | $100.00 | 1/21/2011 11:19:15 AM |
Jack55304 | $100.00 | 1/21/2011 10:52:43 AM |
ultimate-peace | $25.00 | 1/21/2011 11:24:11 AM |
Kash2010lu | $27.00 | 1/21/2011 11:01:52 AM |
bid-czar8 | $50.00 | 1/21/2011 11:16:29 AM |
transaction-circuit | $100.00 | 1/21/2011 10:57:34 AM |
ingenious-interest1 | $50.00 | 1/21/2011 10:58:02 AM |
MoneyForNothing | $15.00 | 1/21/2011 11:28:59 AM |
greencat | $50.00 | 1/21/2011 10:49:57 AM |
velocity-solo | $30.00 | 1/21/2011 11:00:58 AM |
jazzlender | $25.00 | 1/21/2011 10:47:29 AM |
Investoman | $100.00 | 1/21/2011 11:07:06 AM |
genius520 | $100.00 | 1/21/2011 11:09:00 AM |
jjswanso | $50.00 | 1/21/2011 11:18:36 AM |
wise-rupee-sanctuary | $50.00 | 1/21/2011 10:54:46 AM |
bondhedger | $25.00 | 1/21/2011 11:28:46 AM |
DasMula | $25.00 | 1/21/2011 11:01:33 AM |
capital-halo1 | $500.00 | 1/21/2011 11:07:34 AM |
somebody32 | $50.00 | 1/21/2011 11:17:19 AM |
KSPHoldings | $25.00 | 1/21/2011 11:23:06 AM |
27 Investments
|
Borrower Payment Dependent Notes Series
491279
This series of Notes was issued and sold upon the funding of the borrower loan #46562, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,300.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Jan-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-20-2011 |
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 28.49% |
Monthly payment:
| $91.44 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 13.60% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 13% |
Credit score:
| 700-719 (Jan-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 3y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,505 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| |
Homeownership:
| No | | |
Screen name:
| HokieFan99 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Nov-2009)
660-679
(Jul-2008)
|
Principal balance:
| $1,690.96 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 14 | | |
Description
Engagement Ring for my Girlfriend!
Purpose of loan:
This loan will be used to?
Buy an engagement ring for my girlfriend.? I am not looking to get an outrageous ring but something special that I found that won't take forever to pay off and break the bank.? We are heading to Hawaii next month and I would love to propose while we are there!
My financial situation:
I am a good candidate for this loan because?
I have a good, stable job with a decent income where I should be getting a raise within the next month.? I pay all my bills on time, and I've increased my credit score in the last couple of years as you can see above.?
Monthly net income: $
3400 (plus quarterly bonuses)
Monthly expenses: $
??Housing: $
800
??Insurance: $
60
??Car expenses: $
100
??Utilities: $
100
??Phone, cable, internet: $
150
??Food, entertainment: $
200
??Clothing, household expenses $
100
??Credit cards and other loans: $ 500
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
grnii78 | $100.00 | 1/20/2011 10:35:13 AM |
shrewd-peace7 | $25.00 | 1/20/2011 10:37:41 AM |
Mr-Miracle | $25.33 | 1/20/2011 10:38:13 AM |
Whipster | $50.00 | 1/20/2011 10:39:31 AM |
capital-kingdom | $25.00 | 1/20/2011 10:40:22 AM |
bold-direct-asset | $50.00 | 1/20/2011 10:45:33 AM |
one-midas | $50.00 | 1/20/2011 10:32:17 AM |
amor1962 | $25.00 | 1/20/2011 10:34:37 AM |
golffish2 | $50.00 | 1/20/2011 10:37:36 AM |
vine99 | $50.00 | 1/20/2011 10:37:58 AM |
MoneyForNothing | $25.00 | 1/20/2011 10:40:19 AM |
power-trophy7 | $25.00 | 1/20/2011 10:41:33 AM |
SFBank | $200.00 | 1/20/2011 10:42:23 AM |
jazzlender | $25.00 | 1/20/2011 10:36:45 AM |
wise-rupee-sanctuary | $50.00 | 1/20/2011 10:41:13 AM |
ingenious-interest1 | $50.00 | 1/20/2011 10:42:15 AM |
genius520 | $100.00 | 1/20/2011 10:44:25 AM |
Evolver | $33.78 | 1/20/2011 10:37:23 AM |
Short_Stack | $25.00 | 1/20/2011 10:38:14 AM |
enthusiastic-balance5 | $100.00 | 1/20/2011 10:38:34 AM |
greencat | $50.00 | 1/20/2011 10:40:09 AM |
transaction-circuit | $100.00 | 1/20/2011 10:42:01 AM |
nickel-hickory | $50.00 | 1/20/2011 10:42:20 AM |
Kash2010lu | $27.00 | 1/20/2011 10:43:07 AM |
HHP | $50.00 | 1/20/2011 10:45:12 AM |
gold-commander0 | $50.00 | 1/20/2011 10:46:00 AM |
liberty-magnate | $50.00 | 1/20/2011 10:34:15 AM |
investment-artist | $25.00 | 1/20/2011 10:38:20 AM |
velocity-solo | $30.00 | 1/20/2011 10:42:57 AM |
wizardii | $25.00 | 1/20/2011 10:34:53 AM |
LittleMingo | $30.00 | 1/20/2011 10:37:52 AM |
Jack55304 | $100.00 | 1/20/2011 10:40:44 AM |
cloud8 | $50.00 | 1/20/2011 10:41:48 AM |
Investoman | $100.00 | 1/20/2011 10:43:58 AM |
capital-halo1 | $500.00 | 1/20/2011 10:44:17 AM |
35 Investments
|
Borrower Payment Dependent Notes Series
490352
This series of Notes was issued and sold upon the funding of the borrower loan #46741, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.20% |
Listing Start date:
| Jan-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-11-2011 |
|
Lender yield:
| 31.20% |
Borrower rate/APR:
| 32.20% / 35.86% |
Monthly payment:
| $327.49 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.77% | | |
| |
Estimated return*:
| 15.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1984 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 660-679 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 24y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Attorney |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $7,983 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| No | | |
Screen name:
| kind-ideal-truth |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paying off credit cards
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
JPMorrisLegacyFund | $100.00 | 1/9/2011 7:39:17 PM |
simplelender80 | $100.00 | 1/9/2011 7:46:04 PM |
handshake5 | $100.00 | 1/9/2011 7:39:54 PM |
ThatDanGuy | $50.00 | 1/9/2011 7:48:15 PM |
JJ9876 | $25.00 | 1/9/2011 7:48:33 PM |
inspire22 | $25.00 | 1/9/2011 7:50:45 PM |
Tikibarman | $50.00 | 1/9/2011 7:46:44 PM |
EBITDA | $25.00 | 1/9/2011 7:46:35 PM |
bold-meteoric-justice | $50.00 | 1/9/2011 7:47:53 PM |
the-auction-bear | $25.00 | 1/9/2011 7:47:39 PM |
genius520 | $100.00 | 1/9/2011 7:48:05 PM |
p1k4blu | $25.00 | 1/9/2011 7:49:09 PM |
YoungTaxMan | $25.00 | 1/9/2011 9:11:17 PM |
UCLA4life | $25.00 | 1/9/2011 11:11:23 PM |
glenium | $25.00 | 1/10/2011 2:49:06 AM |
investment-star | $50.00 | 1/9/2011 7:50:54 PM |
well-mannered-income3 | $30.00 | 1/10/2011 6:48:18 AM |
rss197 | $25.00 | 1/9/2011 7:51:56 PM |
YoungTaxMan | $25.00 | 1/9/2011 9:11:24 PM |
Kash2010lu | $25.00 | 1/9/2011 10:46:18 PM |
reflective-rupee | $99.99 | 1/10/2011 9:25:54 AM |
VJ_Financial | $50.00 | 1/10/2011 6:11:54 AM |
parsec9 | $25.00 | 1/10/2011 6:03:59 AM |
greencat | $50.00 | 1/10/2011 7:33:08 AM |
GS-ROCK | $25.00 | 1/10/2011 8:53:00 AM |
gold-cluster | $100.00 | 1/10/2011 9:24:00 AM |
KramericaIndustries | $25.00 | 1/10/2011 9:31:37 AM |
dudebrah | $25.00 | 1/10/2011 9:46:56 AM |
Banker_Joe | $25.00 | 1/10/2011 12:20:59 PM |
radforj22 | $25.00 | 1/10/2011 11:23:09 AM |
grampy48 | $25.00 | 1/10/2011 2:28:37 PM |
silver-frog0 | $800.00 | 1/10/2011 4:07:43 PM |
shrewd-income | $25.00 | 1/10/2011 5:07:47 PM |
SolarMoonshine | $400.00 | 1/10/2011 5:40:51 PM |
cunning-bill | $25.00 | 1/10/2011 4:57:52 PM |
bid-czar8 | $50.00 | 1/10/2011 5:03:45 PM |
sharp518 | $25.00 | 1/10/2011 11:54:12 PM |
SFBank | $200.00 | 1/10/2011 6:14:43 PM |
amusement4 | $100.00 | 1/10/2011 6:53:23 PM |
silver-enlightenment0 | $100.00 | 1/11/2011 3:19:06 AM |
glroark | $50.00 | 1/11/2011 5:15:32 AM |
Bob450 | $25.00 | 1/11/2011 12:41:33 AM |
dartmouth99 | $50.00 | 1/11/2011 1:38:48 AM |
delicious-cash | $25.00 | 1/11/2011 9:34:11 AM |
Kqwik | $25.00 | 1/11/2011 3:57:49 AM |
icon7 | $30.00 | 1/11/2011 4:32:22 AM |
pfh | $25.00 | 1/11/2011 5:55:30 AM |
zone6 | $113.72 | 1/11/2011 6:36:34 AM |
loot-hunter | $25.00 | 1/11/2011 6:40:29 AM |
restless-dime | $25.00 | 1/11/2011 7:07:00 AM |
87Marc | $25.00 | 1/11/2011 8:13:48 AM |
gold-channel2 | $25.00 | 1/11/2011 9:23:42 AM |
musegaze | $50.00 | 1/9/2011 7:39:45 PM |
Investoman | $100.00 | 1/9/2011 7:40:04 PM |
a-successful-credit | $100.00 | 1/9/2011 7:46:11 PM |
capital-halo1 | $500.00 | 1/9/2011 7:46:24 PM |
KMSB | $50.00 | 1/9/2011 7:47:09 PM |
amusement4 | $100.00 | 1/9/2011 7:50:49 PM |
bold-shrewd-duty | $50.00 | 1/9/2011 7:51:28 PM |
scrappy-diversification7 | $1,500.00 | 1/9/2011 7:55:38 PM |
kendallv | $25.00 | 1/9/2011 8:28:54 PM |
VJ_Financial | $50.00 | 1/9/2011 8:26:12 PM |
marketplace-buckeye | $25.00 | 1/10/2011 6:59:48 AM |
nalaari | $25.00 | 1/10/2011 5:59:28 AM |
honorable-yield | $25.00 | 1/10/2011 9:00:33 AM |
lloyd_s | $25.00 | 1/10/2011 9:34:49 AM |
Artist_Blue | $25.00 | 1/10/2011 9:37:33 AM |
realtormoises | $25.00 | 1/10/2011 11:12:40 AM |
helping-out | $25.00 | 1/10/2011 9:39:48 AM |
five-star-note | $100.00 | 1/10/2011 2:36:01 PM |
JPMorrisLegacyFund | $500.00 | 1/10/2011 3:05:37 PM |
SolarMoonshine | $100.00 | 1/10/2011 5:40:03 PM |
IASKGOD | $25.00 | 1/10/2011 8:09:04 PM |
credit-missile | $50.00 | 1/10/2011 4:26:26 PM |
aloantime07 | $25.00 | 1/10/2011 6:26:48 PM |
zorg77 | $25.00 | 1/10/2011 10:56:35 PM |
zipemdown | $50.00 | 1/11/2011 6:04:33 AM |
contract-boomerang | $25.00 | 1/11/2011 9:23:48 AM |
kind-important-liberty9 | $25.00 | 1/11/2011 9:34:31 AM |
riveting-credit5 | $326.29 | 1/11/2011 9:58:01 AM |
80 Investments
|
Borrower Payment Dependent Notes Series
490452
This series of Notes was issued and sold upon the funding of the borrower loan #46720, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Jan-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-18-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $183.69 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1990 |
Debt/Income ratio:
| 31% |
Credit score:
| 740-759 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 18y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,687 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Needful-Help |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Cathy's School
Purpose of loan:
This loan will be used to?
Assist my wife in completing the clinical years of medical school
My financial situation:
I am a good candidate for this loan because?
My debt to income ratio may be on the high side, but I always pay my bills.
Monthly net income: $
6400
Monthly expenses: $
??Housing: $
2000
??Insurance: $ 150
??Car expenses: $
0
??Utilities: $
150
??Phone, cable, internet: $
200
??Food, entertainment: $
700
??Clothing, household expenses $
150
??Credit cards and other loans: $
1000
??Other expenses: $
500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
What school is your wife attending and how many clinical years
doe she have left? Thanks - RecoveryLender
A:
All Saints University - 2 clinical years - all rotations out of Cook County and Advocate affiliated hospitals in the Chicago area
(Jan-18-2011)
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
Mortgage balance is $220,000 value $250,000
(Jan-18-2011)
2 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
velocity-solo | $30.00 | 1/18/2011 10:32:05 AM |
divedude | $25.00 | 1/18/2011 10:36:08 AM |
Mr-Miracle | $25.00 | 1/18/2011 10:58:20 AM |
branaa99 | $25.00 | 1/18/2011 12:01:46 PM |
DasMula | $77.00 | 1/18/2011 10:32:06 AM |
capital-halo1 | $500.00 | 1/18/2011 10:32:58 AM |
credit-sycamore4 | $100.00 | 1/18/2011 10:36:42 AM |
impartial-deal | $25.00 | 1/18/2011 10:37:02 AM |
Jack55304 | $100.00 | 1/18/2011 10:37:48 AM |
wise-rupee-sanctuary | $50.00 | 1/18/2011 10:38:13 AM |
JustMee | $25.00 | 1/18/2011 10:44:15 AM |
money-baron | $50.00 | 1/18/2011 10:28:48 AM |
Bob450 | $25.00 | 1/18/2011 11:10:40 AM |
Kash2010lu | $27.00 | 1/18/2011 10:32:09 AM |
Investoman | $100.00 | 1/18/2011 10:32:47 AM |
vigorous-velocity | $50.00 | 1/18/2011 10:33:50 AM |
UCLA4life | $25.00 | 1/18/2011 10:37:39 AM |
greencat | $50.00 | 1/18/2011 10:38:53 AM |
Mr-Miracle | $25.01 | 1/18/2011 10:57:39 AM |
witty-openness | $25.00 | 1/18/2011 11:05:55 AM |
capital-kingdom | $25.00 | 1/18/2011 11:18:27 AM |
kindness-launcher | $889.56 | 1/18/2011 12:04:54 PM |
goodhearted-basis4 | $25.00 | 1/18/2011 10:32:15 AM |
EBITDA | $25.00 | 1/18/2011 10:33:12 AM |
Wellman | $50.00 | 1/18/2011 10:34:46 AM |
ElAbel11 | $25.00 | 1/18/2011 10:35:08 AM |
ingenious-deal6 | $25.00 | 1/18/2011 10:35:20 AM |
credit-investor5 | $50.00 | 1/18/2011 10:35:54 AM |
nilonc1 | $75.00 | 1/18/2011 10:36:00 AM |
gain-gourd | $50.00 | 1/18/2011 10:36:28 AM |
thrifty-capital | $25.00 | 1/18/2011 10:44:18 AM |
dpries123 | $25.00 | 1/18/2011 10:48:34 AM |
travels536 | $25.00 | 1/18/2011 10:56:28 AM |
bid-czar8 | $50.00 | 1/18/2011 10:32:00 AM |
Perksunlimited | $25.00 | 1/18/2011 10:36:00 AM |
income-sage9 | $25.00 | 1/18/2011 10:37:25 AM |
lendstats_com | $90.66 | 1/18/2011 10:38:17 AM |
reflective-rupee | $1,000.77 | 1/18/2011 10:42:45 AM |
building_community | $25.00 | 1/18/2011 10:44:13 AM |
golffish2 | $200.00 | 1/18/2011 11:03:21 AM |
reward-adventure | $50.00 | 1/18/2011 10:29:22 AM |
genius520 | $100.00 | 1/18/2011 10:33:23 AM |
investment-artist | $25.00 | 1/18/2011 10:35:45 AM |
J-Rott | $50.00 | 1/18/2011 10:36:21 AM |
Whipster | $50.00 | 1/18/2011 10:40:29 AM |
one-midas | $50.00 | 1/18/2011 10:45:06 AM |
liberty-magnate | $25.00 | 1/18/2011 11:13:29 AM |
Astyanax | $60.00 | 1/18/2011 11:33:30 AM |
48 Investments
|
Borrower Payment Dependent Notes Series
490492
This series of Notes was issued and sold upon the funding of the borrower loan #46744, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.70% |
Listing Start date:
| Jan-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-15-2011 |
|
Lender yield:
| 18.99% |
Borrower rate/APR:
| 19.99% / 23.38% |
Monthly payment:
| $297.27 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.55% | | |
| |
Estimated return*:
| 9.85% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1991 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 780-799 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
18 | Length of status: | 2y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $351,497 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| golden-principal322 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need minimum cash flow to continue
Purpose of loan:
The purpose of this loan is to have a little bit of cash flow in the bank.?
My financial situation:
I am a good candidate because I am responsable and I have never skipped on anyone, I am good for it, just need a bit of cash.
My husband takes care of all the home expense so I do not have to worry about it, I can focus on making my business successful.
My business income is about $9,000 in the slow months ( about 3 months out of the year) $12,000 in the remaining 9 months.? My expenses are $8700.00 a month.? My retail business has about $75,000. in inventory plus equipment and is 85% paid for already.I would like to feel that I can have an emergency fund on the side even if I have to pay interest.? I have paid almost everything cash so that I would not have a huge debt, however I was short a couple of thousand.
Monthly net income: $ 1000.00
Monthly expenses: $ 800.00
??Housing: $ 0
??Insurance: $ 0
??Car expenses: $ 100
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $ 100
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 500
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
simplelender80 | $100.00 | 1/13/2011 6:50:45 PM |
enthralling-deal180 | $50.00 | 1/13/2011 6:51:00 PM |
top-courteous-peso | $45.86 | 1/13/2011 6:51:21 PM |
power-trophy7 | $25.00 | 1/13/2011 6:53:16 PM |
1phantom | $25.00 | 1/13/2011 6:53:22 PM |
worthy-bid8 | $50.00 | 1/13/2011 6:53:46 PM |
thrifty-funds1 | $25.00 | 1/13/2011 6:54:15 PM |
downtownfarm | $25.00 | 1/13/2011 7:00:02 PM |
rate-gravity | $50.00 | 1/13/2011 7:01:13 PM |
350DGRZ | $50.00 | 1/13/2011 6:50:40 PM |
bowdish1 | $50.00 | 1/13/2011 6:52:58 PM |
Rob717171 | $50.00 | 1/13/2011 9:00:47 PM |
capital-dynamo0 | $50.00 | 1/13/2011 6:50:51 PM |
commerce-yeller | $50.00 | 1/13/2011 6:52:27 PM |
tech310 | $50.00 | 1/13/2011 6:52:40 PM |
finance_mba | $25.00 | 1/13/2011 6:53:34 PM |
dcap3 | $25.00 | 1/13/2011 6:59:53 PM |
PatRichi | $25.00 | 1/13/2011 7:00:16 PM |
conceptpi | $50.00 | 1/13/2011 7:00:31 PM |
fiddlerzvi | $50.00 | 1/13/2011 7:00:41 PM |
merriewold | $40.00 | 1/13/2011 7:01:00 PM |
langdonx | $50.00 | 1/13/2011 7:01:24 PM |
linklady | $25.00 | 1/14/2011 4:20:25 AM |
Leshan | $25.00 | 1/14/2011 7:00:08 AM |
objective-investor | $150.00 | 1/13/2011 7:00:11 PM |
cathexis | $25.00 | 1/13/2011 7:00:26 PM |
pposFUNDing | $38.72 | 1/13/2011 11:15:49 PM |
dollardave | $100.00 | 1/13/2011 9:48:54 PM |
inspiring-reward | $50.00 | 1/14/2011 1:43:20 AM |
greenback-guard | $25.00 | 1/14/2011 2:02:53 AM |
SimpleChoice | $25.00 | 1/14/2011 9:38:30 AM |
Nerdster1 | $25.04 | 1/14/2011 4:07:27 AM |
Bank_Of_XL | $100.00 | 1/14/2011 5:36:37 AM |
holstj | $50.00 | 1/14/2011 6:02:40 AM |
friendly-market5 | $25.00 | 1/14/2011 7:44:47 AM |
partyplan | $30.00 | 1/14/2011 8:53:18 AM |
WonByOne | $50.00 | 1/14/2011 6:25:38 AM |
glroark | $50.00 | 1/14/2011 6:44:02 AM |
favorite-commerce | $50.00 | 1/14/2011 6:47:30 AM |
the-enterprising-leverage | $25.00 | 1/14/2011 9:59:27 AM |
amusement4 | $100.00 | 1/14/2011 10:20:21 AM |
homestarrunner | $50.00 | 1/14/2011 9:35:05 AM |
hopeful-truth5 | $100.00 | 1/14/2011 2:00:28 PM |
OldColumbiaRoad | $25.00 | 1/14/2011 11:26:37 AM |
steely_dan34 | $25.00 | 1/14/2011 12:20:24 PM |
cupcake9 | $25.00 | 1/14/2011 2:34:17 PM |
fairness-cell6 | $25.00 | 1/14/2011 3:34:48 PM |
downbet | $50.00 | 1/14/2011 2:39:16 PM |
well-mannered-income3 | $25.00 | 1/14/2011 2:49:07 PM |
gentle-note | $25.00 | 1/14/2011 3:57:12 PM |
fighter122 | $25.00 | 1/14/2011 3:58:45 PM |
listing-trapper3 | $75.00 | 1/14/2011 4:51:29 PM |
gold-blanket0 | $25.00 | 1/14/2011 4:52:25 PM |
jamiee73 | $25.00 | 1/14/2011 3:55:10 PM |
J-Rott | $100.00 | 1/14/2011 3:58:46 PM |
Barak | $100.00 | 1/14/2011 4:57:28 PM |
jazzlender | $25.00 | 1/14/2011 5:06:08 PM |
108lender | $200.00 | 1/14/2011 3:57:09 PM |
AF-Chief | $50.00 | 1/14/2011 5:08:13 PM |
hurricanefever | $50.00 | 1/14/2011 4:05:43 PM |
market-assembler | $50.00 | 1/14/2011 4:01:13 PM |
CACO_Lender | $25.00 | 1/14/2011 6:42:34 PM |
testguy | $25.00 | 1/14/2011 4:28:38 PM |
social-workhorse | $25.00 | 1/14/2011 7:03:34 PM |
calm-platinum8 | $25.00 | 1/14/2011 4:35:56 PM |
Danfromnapa | $50.00 | 1/14/2011 7:50:54 PM |
Minotaur | $25.00 | 1/14/2011 4:37:15 PM |
Perksunlimited | $50.00 | 1/14/2011 10:30:50 PM |
nalaari | $25.00 | 1/14/2011 4:52:21 PM |
Ready2Loan | $25.00 | 1/15/2011 1:02:47 AM |
MoneyForNothing | $14.24 | 1/15/2011 1:03:35 AM |
building_community | $25.00 | 1/14/2011 4:57:18 PM |
justice-magnate | $46.55 | 1/14/2011 5:14:04 PM |
heavenly-repayment4 | $25.00 | 1/14/2011 6:14:39 PM |
wwwUniversal | $25.00 | 1/14/2011 6:24:16 PM |
worldly-community3 | $50.00 | 1/14/2011 6:06:02 PM |
realtormoises | $25.00 | 1/14/2011 8:02:54 PM |
revenue-pipeline | $25.00 | 1/14/2011 6:14:31 PM |
gardenofeden | $25.00 | 1/14/2011 6:19:20 PM |
rmachi | $25.00 | 1/15/2011 1:03:06 AM |
impala6464 | $50.00 | 1/14/2011 8:32:52 PM |
native68 | $50.00 | 1/14/2011 8:35:59 PM |
lovely-order7 | $64.45 | 1/14/2011 9:53:38 PM |
supreme-hope | $25.00 | 1/14/2011 11:40:19 PM |
credit-kahuna | $50.00 | 1/15/2011 12:14:12 AM |
CAGE-Investments | $25.00 | 1/13/2011 6:50:48 PM |
orange-preeminant-bill | $31.36 | 1/13/2011 6:51:15 PM |
thorough-exchange4 | $50.00 | 1/13/2011 6:51:30 PM |
handshake5 | $100.00 | 1/13/2011 6:52:32 PM |
Bob450 | $30.00 | 1/13/2011 6:53:10 PM |
ursus | $100.00 | 1/13/2011 6:53:30 PM |
five-star-justice | $36.00 | 1/13/2011 6:53:38 PM |
impeccable-transparency | $50.00 | 1/13/2011 6:53:44 PM |
orange-generous-ore | $25.00 | 1/13/2011 6:58:46 PM |
gt1687c | $50.00 | 1/13/2011 6:59:11 PM |
VAGweilo | $50.00 | 1/13/2011 6:50:16 PM |
dhkny5 | $50.00 | 1/13/2011 6:51:30 PM |
first-upright-payout | $25.00 | 1/13/2011 6:53:51 PM |
american6 | $100.00 | 1/13/2011 6:54:10 PM |
GElender | $50.00 | 1/13/2011 6:50:21 PM |
best-unbeatable-transaction | $25.00 | 1/13/2011 6:50:52 PM |
liberty-motivator9 | $25.00 | 1/13/2011 6:57:54 PM |
inspire22 | $50.00 | 1/13/2011 6:52:20 PM |
skuba | $75.00 | 1/13/2011 6:52:48 PM |
genius520 | $100.00 | 1/13/2011 6:53:04 PM |
honorable-yield | $25.00 | 1/13/2011 6:53:24 PM |
the-silver-blaster | $50.00 | 1/13/2011 6:58:58 PM |
radforj22 | $25.00 | 1/13/2011 6:54:00 PM |
bdloans | $25.00 | 1/13/2011 6:59:55 PM |
Artist_Blue | $25.00 | 1/14/2011 6:04:39 AM |
be_wise | $25.00 | 1/13/2011 6:58:51 PM |
museic1 | $50.00 | 1/13/2011 6:59:01 PM |
rolandweary | $25.00 | 1/13/2011 6:59:30 PM |
velocity-solo | $50.00 | 1/13/2011 6:59:48 PM |
thomas16882004 | $25.11 | 1/13/2011 10:00:41 PM |
loss-of-control | $50.00 | 1/14/2011 7:28:43 AM |
maldok1 | $25.00 | 1/13/2011 7:14:25 PM |
quest0 | $50.00 | 1/14/2011 7:45:58 AM |
reflective-rupee | $33.33 | 1/13/2011 8:18:13 PM |
witty-openness | $25.00 | 1/13/2011 8:38:16 PM |
Frosty | $25.00 | 1/14/2011 9:14:15 AM |
rdav | $25.00 | 1/14/2011 9:34:27 AM |
machkimaspesi | $50.00 | 1/14/2011 9:52:00 AM |
Streetfighter | $50.00 | 1/14/2011 6:59:49 AM |
fulfilling-money5 | $75.00 | 1/14/2011 8:14:42 AM |
greencat | $50.00 | 1/14/2011 8:28:06 AM |
Coppercanyon | $50.00 | 1/14/2011 9:04:02 AM |
benevolent-capital1 | $50.00 | 1/14/2011 9:07:56 AM |
otto1939 | $50.00 | 1/14/2011 9:35:25 AM |
jlofgren | $34.00 | 1/14/2011 9:57:33 AM |
worklessmakemore | $50.00 | 1/14/2011 9:42:39 AM |
TribecaFunding | $50.00 | 1/14/2011 10:39:56 AM |
lagnisiruk | $25.00 | 1/14/2011 10:39:39 AM |
moola-monger9 | $50.00 | 1/14/2011 1:17:08 PM |
msh345 | $25.00 | 1/14/2011 10:59:35 AM |
songbird98 | $50.00 | 1/14/2011 10:34:42 AM |
chief_wo | $25.00 | 1/14/2011 10:36:21 AM |
exchange-upholder0 | $25.00 | 1/14/2011 11:46:32 AM |
beaker | $25.00 | 1/14/2011 12:47:48 PM |
wonderful-dime | $25.00 | 1/14/2011 2:11:08 PM |
soheagle | $25.00 | 1/14/2011 2:26:03 PM |
asya | $25.00 | 1/14/2011 2:39:25 PM |
serene-integrity4 | $25.00 | 1/14/2011 3:57:57 PM |
extraordinary-interest1 | $50.00 | 1/14/2011 3:58:19 PM |
organic-order | $25.00 | 1/14/2011 3:45:30 PM |
tnjohnso | $25.00 | 1/14/2011 5:08:38 PM |
mammalian4 | $25.00 | 1/14/2011 5:36:24 PM |
MicroL | $50.00 | 1/14/2011 6:34:12 PM |
progressive-silver028 | $50.00 | 1/14/2011 6:38:27 PM |
CreditBuilder2 | $100.00 | 1/14/2011 4:27:15 PM |
flexible-and-social | $50.00 | 1/14/2011 4:37:19 PM |
greenback-magma1 | $50.00 | 1/14/2011 8:10:24 PM |
chaachie12 | $48.58 | 1/14/2011 9:52:44 PM |
a-balance-surgeon | $50.00 | 1/14/2011 10:57:44 PM |
Eastern | $50.00 | 1/14/2011 4:57:31 PM |
reinforced-investment4 | $25.00 | 1/14/2011 5:08:11 PM |
jtc26 | $50.00 | 1/14/2011 5:01:27 PM |
wise-deal-panda | $38.36 | 1/14/2011 5:54:11 PM |
intlargonaut | $39.95 | 1/14/2011 6:09:13 PM |
cheech29 | $25.00 | 1/14/2011 6:23:04 PM |
gilbrear | $25.00 | 1/14/2011 5:34:34 PM |
heroic-benefit | $200.00 | 1/14/2011 7:01:00 PM |
brother_tam | $50.00 | 1/14/2011 5:36:38 PM |
money-bauble | $100.00 | 1/14/2011 5:36:41 PM |
colorfulgardener | $25.00 | 1/14/2011 7:36:22 PM |
highyield | $25.00 | 1/14/2011 8:49:45 PM |
zorg77 | $25.00 | 1/14/2011 9:30:02 PM |
samdog079 | $100.00 | 1/14/2011 6:40:41 PM |
a-consummate-camaraderi | $50.00 | 1/14/2011 6:46:27 PM |
tsui517 | $50.00 | 1/14/2011 10:39:08 PM |
engbusres | $50.00 | 1/14/2011 10:41:43 PM |
the-profit-oracle | $25.00 | 1/14/2011 10:54:16 PM |
revenue-prospector | $50.00 | 1/14/2011 7:24:48 PM |
Premierelender | $25.00 | 1/14/2011 7:44:41 PM |
Xeam | $50.00 | 1/14/2011 9:11:44 PM |
FLSmooth | $50.00 | 1/14/2011 9:34:15 PM |
rockhound84 | $25.00 | 1/14/2011 9:58:12 PM |
zone6 | $78.45 | 1/14/2011 10:07:47 PM |
178 Investments
|
Borrower Payment Dependent Notes Series
490516
This series of Notes was issued and sold upon the funding of the borrower loan #46662, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-16-2011 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 16.65% |
Monthly payment:
| $206.50 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 32% |
Credit score:
| 780-799 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 5y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,090 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| |
Homeownership:
| No | | |
Screen name:
| payment-kitten9 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Buying a Ring!!!
Purpose of loan:
This loan will be used to? purchase an engagement ring for my girlfriend of 5 years.
My financial situation:
I am a good candidate for this loan because?I'm a responsible person that has always taken care of my debts and intends to do so moving forward.
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
inspire22 | $50.00 | 1/15/2011 7:45:11 PM |
simplelender80 | $100.00 | 1/15/2011 7:48:14 PM |
ursus | $100.00 | 1/15/2011 7:48:23 PM |
worthy-bid8 | $50.00 | 1/15/2011 7:48:27 PM |
velocity-solo | $50.00 | 1/15/2011 7:50:00 PM |
fiddlerzvi | $50.00 | 1/15/2011 7:50:26 PM |
Streetfighter | $50.00 | 1/15/2011 7:50:44 PM |
investment-star | $50.00 | 1/15/2011 7:52:39 PM |
mistertao | $25.00 | 1/15/2011 9:46:49 PM |
Bockhunter | $25.00 | 1/15/2011 11:23:46 PM |
myworld701 | $25.00 | 1/15/2011 7:44:42 PM |
enthralling-deal180 | $50.00 | 1/15/2011 7:45:17 PM |
GElender | $50.00 | 1/15/2011 7:45:43 PM |
gold-commander0 | $50.00 | 1/15/2011 7:46:12 PM |
SOP_Bank | $25.00 | 1/15/2011 7:44:24 PM |
skuba | $75.00 | 1/15/2011 7:48:02 PM |
impeccable-transparency | $50.00 | 1/15/2011 7:48:25 PM |
organized-payment6 | $50.00 | 1/15/2011 7:47:28 PM |
goodhearted-basis4 | $25.00 | 1/15/2011 7:47:44 PM |
market-assembler | $50.00 | 1/15/2011 7:51:52 PM |
worldly-community3 | $50.00 | 1/15/2011 7:52:20 PM |
a-consummate-camaraderi | $50.00 | 1/15/2011 7:52:29 PM |
objective-investor | $150.00 | 1/15/2011 7:50:16 PM |
rdav | $25.00 | 1/15/2011 7:50:46 PM |
the-enterprising-leverage | $25.00 | 1/15/2011 7:50:54 PM |
proud-silver0 | $50.00 | 1/16/2011 10:13:03 AM |
Short_Stack | $25.00 | 1/15/2011 9:58:37 PM |
ray1051 | $25.00 | 1/15/2011 7:52:46 PM |
KHU2-B | $25.00 | 1/15/2011 7:52:56 PM |
well-rounded-dinero | $75.00 | 1/16/2011 11:17:58 AM |
GALERXLoans | $100.00 | 1/15/2011 10:52:19 PM |
scredneck | $50.00 | 1/16/2011 11:36:34 AM |
wise-deal-panda | $50.00 | 1/15/2011 7:53:29 PM |
friendinmoney | $25.00 | 1/16/2011 11:51:46 AM |
hopeful-truth5 | $103.75 | 1/16/2011 12:08:03 PM |
E-B | $50.00 | 1/16/2011 4:46:57 AM |
gothampark | $25.00 | 1/15/2011 8:32:26 PM |
jayk63 | $25.00 | 1/16/2011 6:08:12 AM |
JustMee | $25.00 | 1/16/2011 7:20:49 AM |
leverage-gravitas | $25.00 | 1/16/2011 7:35:45 AM |
plentiful-reward | $50.00 | 1/15/2011 9:54:25 PM |
pathcrx | $25.00 | 1/16/2011 7:51:01 AM |
marwadi-62 | $100.00 | 1/16/2011 8:10:41 AM |
travels536 | $25.00 | 1/16/2011 8:19:11 AM |
jslo722 | $25.00 | 1/16/2011 8:31:26 AM |
rockhound84 | $25.00 | 1/16/2011 5:35:23 AM |
VeteranLender | $25.00 | 1/16/2011 9:52:18 AM |
buffalobills | $25.00 | 1/16/2011 7:37:55 AM |
spiff666 | $25.00 | 1/16/2011 8:55:29 AM |
best-generosity-financier | $25.00 | 1/16/2011 9:10:32 AM |
Thunder08 | $50.00 | 1/16/2011 9:34:38 AM |
Ray3486 | $25.00 | 1/16/2011 11:29:43 AM |
selector568 | $300.00 | 1/15/2011 7:45:12 PM |
GeorgiaGator | $25.00 | 1/15/2011 7:46:03 PM |
museic1 | $50.00 | 1/15/2011 7:46:33 PM |
a-responsible-return | $25.00 | 1/15/2011 7:47:27 PM |
handshake5 | $100.00 | 1/15/2011 7:48:00 PM |
honorable-yield | $25.00 | 1/15/2011 7:48:20 PM |
ijspence | $25.00 | 1/15/2011 7:50:29 PM |
bestbuy | $25.00 | 1/15/2011 7:50:49 PM |
golden-wealth2 | $50.00 | 1/15/2011 7:52:42 PM |
flexible-value | $100.00 | 1/15/2011 7:53:17 PM |
benefit-squirrel | $30.00 | 1/15/2011 7:53:35 PM |
DasMula | $86.57 | 1/15/2011 8:25:26 PM |
hektek22 | $600.00 | 1/15/2011 9:46:25 PM |
vutah | $25.00 | 1/15/2011 9:47:49 PM |
engaging-worth | $25.00 | 1/15/2011 10:04:03 PM |
balance-force | $30.00 | 1/15/2011 11:23:47 PM |
credit-birch | $50.00 | 1/16/2011 12:05:15 AM |
coin-bee1 | $25.00 | 1/16/2011 5:43:29 AM |
Leshan | $25.00 | 1/16/2011 7:30:55 AM |
icon7 | $30.00 | 1/16/2011 7:57:12 AM |
wwwUniversal | $25.00 | 1/16/2011 8:26:52 AM |
elvisloans | $25.00 | 1/16/2011 8:34:20 AM |
credit-guard5 | $25.00 | 1/15/2011 7:45:04 PM |
bowdish1 | $50.00 | 1/15/2011 7:48:08 PM |
first-upright-payout | $25.00 | 1/15/2011 7:46:23 PM |
american6 | $100.00 | 1/15/2011 7:48:34 PM |
radforj22 | $25.00 | 1/15/2011 7:46:30 PM |
rolandweary | $25.00 | 1/15/2011 7:49:57 PM |
genius520 | $100.00 | 1/15/2011 7:48:11 PM |
power-trophy7 | $25.00 | 1/15/2011 7:48:17 PM |
mizon291 | $50.00 | 1/15/2011 7:52:45 PM |
be_wise | $25.00 | 1/15/2011 7:49:51 PM |
downtownfarm | $25.00 | 1/15/2011 7:50:10 PM |
Goodlender42 | $25.00 | 1/15/2011 7:50:41 PM |
lagnisiruk | $25.00 | 1/15/2011 7:51:08 PM |
auctionator1 | $50.00 | 1/15/2011 9:40:37 PM |
bullincage | $28.91 | 1/16/2011 10:29:39 AM |
heavenly-repayment4 | $25.00 | 1/15/2011 7:52:25 PM |
MoneyTree79 | $30.00 | 1/16/2011 10:55:31 AM |
C_Mark | $100.00 | 1/15/2011 7:52:51 PM |
dollardave | $100.00 | 1/16/2011 11:30:26 AM |
impressive-credit431 | $100.00 | 1/15/2011 8:01:04 PM |
rockhound84 | $25.00 | 1/16/2011 1:22:04 AM |
economy-popcorn | $25.00 | 1/16/2011 5:27:05 AM |
durable-investment8 | $35.00 | 1/16/2011 6:43:50 AM |
skifamily1992 | $25.00 | 1/15/2011 9:04:14 PM |
loanman2007 | $50.00 | 1/16/2011 6:53:48 AM |
thankful-nickel2 | $25.00 | 1/15/2011 9:48:45 PM |
dreammachine | $50.00 | 1/16/2011 8:14:20 AM |
loss-of-control | $100.00 | 1/16/2011 8:18:17 AM |
reflective-rupee | $400.77 | 1/16/2011 8:22:33 AM |
red-favorable-basis | $25.00 | 1/16/2011 8:44:53 AM |
3_boyz | $25.00 | 1/16/2011 9:10:33 AM |
Chewbaca | $25.00 | 1/16/2011 7:32:54 AM |
Moneypenny6 | $25.00 | 1/16/2011 9:09:01 AM |
eloquent-dime416 | $50.00 | 1/16/2011 9:30:44 AM |
crdcteng | $25.00 | 1/16/2011 10:50:41 AM |
auction-seeker | $25.00 | 1/16/2011 11:44:04 AM |
110 Investments
|
Borrower Payment Dependent Notes Series
490622
This series of Notes was issued and sold upon the funding of the borrower loan #46574, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.70% |
Listing Start date:
| Jan-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-14-2011 |
|
Lender yield:
| 20.40% |
Borrower rate/APR:
| 21.40% / 24.82% |
Monthly payment:
| $568.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.92% | | |
| |
Estimated return*:
| 11.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1997 |
Debt/Income ratio:
| 52% |
Credit score:
| 780-799 (Dec-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 0y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,060 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| |
Homeownership:
| No | | |
Screen name:
| reinforced-leverage9 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
simplelender80 | $100.00 | 1/13/2011 9:59:32 AM |
credit-investor5 | $25.00 | 1/13/2011 10:01:12 AM |
power-trophy7 | $25.00 | 1/13/2011 10:03:40 AM |
thrifty-funds1 | $25.00 | 1/13/2011 10:06:46 AM |
capital-dynamo0 | $50.00 | 1/13/2011 9:59:42 AM |
best-unbeatable-transaction | $25.00 | 1/13/2011 9:59:49 AM |
be_wise | $25.00 | 1/13/2011 10:15:06 AM |
generator535 | $25.00 | 1/13/2011 10:15:30 AM |
slartibardfast | $25.00 | 1/13/2011 10:16:22 AM |
shellstar | $25.00 | 1/13/2011 9:59:17 AM |
350DGRZ | $50.00 | 1/13/2011 9:59:29 AM |
CAGE-Investments | $25.00 | 1/13/2011 9:59:39 AM |
downtownfarm | $25.00 | 1/13/2011 10:18:45 AM |
honorable-yield | $25.00 | 1/13/2011 10:04:00 AM |
first-upright-payout | $25.00 | 1/13/2011 10:05:33 AM |
conceptpi | $50.00 | 1/13/2011 10:19:55 AM |
a-responsible-return | $50.00 | 1/13/2011 10:01:31 AM |
inspire22 | $50.00 | 1/13/2011 10:02:12 AM |
ursus | $100.00 | 1/13/2011 10:04:18 AM |
finance_mba | $25.00 | 1/13/2011 10:04:34 AM |
five-star-justice | $36.00 | 1/13/2011 10:04:44 AM |
impeccable-transparency | $50.00 | 1/13/2011 10:05:08 AM |
american6 | $100.00 | 1/13/2011 10:06:20 AM |
happyinvallarta | $50.00 | 1/13/2011 10:14:55 AM |
velocity-solo | $25.00 | 1/13/2011 10:17:31 AM |
dcap3 | $25.00 | 1/13/2011 10:17:43 AM |
PatRichi | $25.00 | 1/13/2011 10:19:04 AM |
SanJoser | $25.00 | 1/13/2011 10:20:17 AM |
CROBRUN | $110.24 | 1/13/2011 10:25:46 AM |
amusement4 | $400.00 | 1/13/2011 1:29:46 PM |
fareast_man | $25.00 | 1/13/2011 10:16:33 AM |
treasure-kazoo | $50.00 | 1/13/2011 2:34:33 PM |
samdog079 | $100.00 | 1/13/2011 11:47:15 AM |
beaker | $25.00 | 1/13/2011 10:19:47 AM |
realtormoises | $25.00 | 1/13/2011 12:34:05 PM |
trumpeter5 | $25.00 | 1/13/2011 3:36:27 PM |
extraordinary-interest1 | $50.00 | 1/13/2011 1:24:30 PM |
Bob450 | $25.00 | 1/13/2011 1:57:32 PM |
peso-colonel | $50.00 | 1/13/2011 2:34:27 PM |
atlantic51 | $25.00 | 1/13/2011 2:34:34 PM |
thankful-nickel2 | $25.00 | 1/13/2011 3:38:19 PM |
moola-pillow | $25.00 | 1/13/2011 4:20:47 PM |
sarisai | $50.00 | 1/13/2011 4:55:43 PM |
inspiring-reward | $50.00 | 1/13/2011 6:40:02 PM |
vest_vortex | $25.00 | 1/13/2011 4:34:45 PM |
kendigme | $25.00 | 1/13/2011 5:33:36 PM |
3613925 | $25.00 | 1/13/2011 5:56:45 PM |
TigerForce | $33.00 | 1/13/2011 6:23:22 PM |
loss-of-control | $100.00 | 1/13/2011 4:25:55 PM |
langdonx | $50.00 | 1/13/2011 5:09:29 PM |
fighter122 | $25.00 | 1/13/2011 6:42:23 PM |
BangBros | $32.45 | 1/13/2011 6:43:16 PM |
vine99 | $75.00 | 1/13/2011 7:34:28 PM |
bhaus5 | $25.00 | 1/13/2011 7:34:48 PM |
Tazeme | $26.71 | 1/14/2011 1:37:45 AM |
transparent-silver6 | $25.00 | 1/14/2011 4:19:15 AM |
chameleon125 | $25.00 | 1/14/2011 6:41:54 AM |
Imaginos1892 | $100.00 | 1/13/2011 8:42:25 PM |
noodles932 | $27.81 | 1/13/2011 9:10:39 PM |
Rob717171 | $50.00 | 1/13/2011 9:00:39 PM |
terrific-peace8 | $28.26 | 1/14/2011 9:13:34 AM |
homestarrunner | $50.00 | 1/14/2011 9:35:00 AM |
lostontheedge | $25.00 | 1/14/2011 9:36:37 AM |
juxtapose | $25.00 | 1/14/2011 9:36:52 AM |
valiant-liberty4 | $25.00 | 1/14/2011 9:38:17 AM |
broosky2 | $30.00 | 1/14/2011 9:45:09 AM |
Streetfighter | $50.00 | 1/14/2011 6:59:42 AM |
supreme-hope | $25.00 | 1/14/2011 2:15:53 AM |
buddy486 | $25.00 | 1/14/2011 7:52:33 AM |
fulfilling-money5 | $75.00 | 1/14/2011 8:15:10 AM |
holstj | $50.00 | 1/14/2011 6:02:29 AM |
foothillender | $25.00 | 1/14/2011 8:27:22 AM |
innocent-loot | $50.00 | 1/14/2011 9:54:10 AM |
zorg77 | $25.00 | 1/14/2011 9:20:28 AM |
machkimaspesi | $50.00 | 1/14/2011 9:51:21 AM |
the-enterprising-leverage | $25.00 | 1/14/2011 9:59:16 AM |
coin-bee1 | $25.00 | 1/14/2011 10:00:32 AM |
OldColumbiaRoad | $25.00 | 1/14/2011 11:26:32 AM |
red-favorable-basis | $25.00 | 1/14/2011 11:37:07 AM |
soheagle | $25.00 | 1/14/2011 2:25:59 PM |
laughmotel | $25.00 | 1/14/2011 10:35:52 AM |
wonderful-dime | $25.00 | 1/14/2011 2:11:04 PM |
HermanstadtKid | $30.00 | 1/14/2011 1:03:28 PM |
ms48105 | $25.00 | 1/14/2011 2:54:52 PM |
bid-treaty | $50.00 | 1/14/2011 2:07:59 PM |
loan_doctor | $25.00 | 1/14/2011 3:55:35 PM |
panegryst | $25.00 | 1/14/2011 3:56:57 PM |
five-star-responsibility0 | $50.00 | 1/14/2011 3:57:02 PM |
inspired-investment8 | $100.00 | 1/14/2011 3:57:35 PM |
villagers | $25.00 | 1/14/2011 3:57:41 PM |
stoopidnoodle | $25.00 | 1/14/2011 3:57:48 PM |
BankofRon | $25.00 | 1/14/2011 3:58:12 PM |
newest-generous-income | $25.00 | 1/14/2011 3:58:26 PM |
brother_tam | $50.00 | 1/14/2011 3:58:57 PM |
fcukciti | $25.00 | 1/14/2011 3:59:08 PM |
responsibility-cherry6 | $50.00 | 1/14/2011 3:59:13 PM |
KarmaBum77 | $25.00 | 1/14/2011 4:04:42 PM |
eloquent-bill6 | $25.00 | 1/14/2011 4:04:46 PM |
gold-disk | $50.00 | 1/14/2011 4:45:29 PM |
harddollars | $25.00 | 1/14/2011 4:45:46 PM |
Denver-Rental-Properties | $25.00 | 1/14/2011 4:46:02 PM |
Loans101 | $25.00 | 1/14/2011 4:46:18 PM |
chlebie | $25.00 | 1/14/2011 4:47:07 PM |
credit-kahuna | $50.00 | 1/14/2011 4:47:28 PM |
alpinaut | $25.00 | 1/14/2011 4:47:38 PM |
sensational-dinero6 | $50.00 | 1/14/2011 4:47:50 PM |
yarg | $50.00 | 1/14/2011 4:48:07 PM |
wealthy60 | $50.00 | 1/14/2011 4:48:12 PM |
Ambassador | $50.00 | 1/14/2011 4:48:24 PM |
Dubbs360 | $50.00 | 1/14/2011 4:48:42 PM |
atope | $50.00 | 1/14/2011 4:48:56 PM |
ptjg | $50.00 | 1/14/2011 4:51:42 PM |
RoyFauntleroy | $50.00 | 1/14/2011 4:53:12 PM |
investment-comet | $25.00 | 1/14/2011 4:53:20 PM |
reinforced-investment4 | $25.00 | 1/14/2011 3:56:02 PM |
hurricanefever | $50.00 | 1/14/2011 3:56:28 PM |
visionary-currency | $50.00 | 1/14/2011 3:57:53 PM |
jamiee73 | $25.00 | 1/14/2011 3:55:09 PM |
seanambrose | $25.00 | 1/14/2011 3:58:27 PM |
lender987654321 | $25.00 | 1/14/2011 3:55:27 PM |
Ripsaw4U | $50.00 | 1/14/2011 3:55:43 PM |
orgy63 | $50.00 | 1/14/2011 3:59:19 PM |
Barak | $100.00 | 1/14/2011 3:59:26 PM |
bbrelo | $25.00 | 1/14/2011 3:59:31 PM |
patriot897 | $50.00 | 1/14/2011 3:57:42 PM |
gold-blanket0 | $50.00 | 1/14/2011 3:58:06 PM |
melodious-fairness | $50.00 | 1/14/2011 3:58:30 PM |
money-vista | $25.00 | 1/14/2011 3:58:42 PM |
dinero-speaker | $25.00 | 1/14/2011 3:59:03 PM |
revenue-achievement | $25.00 | 1/14/2011 3:59:21 PM |
ASR3 | $35.00 | 1/14/2011 3:59:24 PM |
testguy | $25.00 | 1/14/2011 4:27:38 PM |
Global2011 | $50.00 | 1/14/2011 4:45:23 PM |
rudyindc | $25.00 | 1/14/2011 4:45:42 PM |
peaceful-agreement2 | $25.00 | 1/14/2011 4:46:30 PM |
rogue_monster | $50.00 | 1/14/2011 4:47:53 PM |
passivesf | $50.00 | 1/14/2011 4:48:45 PM |
green-wampum-titan | $25.00 | 1/14/2011 4:48:54 PM |
jstnow | $25.00 | 1/14/2011 4:45:10 PM |
nprfan5 | $25.00 | 1/14/2011 4:49:02 PM |
VeedonFleece | $50.00 | 1/14/2011 4:49:08 PM |
lifegrowth | $25.00 | 1/14/2011 4:45:33 PM |
gold-channel2 | $50.00 | 1/14/2011 4:49:27 PM |
o0Sparrow0o | $25.00 | 1/14/2011 4:45:49 PM |
Anny-Disco | $50.00 | 1/14/2011 4:50:13 PM |
Interloper | $25.00 | 1/14/2011 4:50:24 PM |
fabeasy | $25.00 | 1/14/2011 4:46:05 PM |
Hotrod52 | $25.00 | 1/14/2011 4:46:25 PM |
camaraderi-workhorse | $25.00 | 1/14/2011 4:46:53 PM |
wampum-optimization | $50.00 | 1/14/2011 4:47:09 PM |
happy-contract8 | $50.00 | 1/14/2011 4:47:47 PM |
beeper2 | $30.00 | 1/14/2011 4:48:03 PM |
TEAM-Jasper | $25.00 | 1/14/2011 4:52:40 PM |
NorthernFunds | $50.00 | 1/14/2011 4:48:32 PM |
irrelevant | $25.00 | 1/14/2011 4:48:40 PM |
ava2009 | $50.00 | 1/14/2011 4:53:25 PM |
Hartfelt | $25.00 | 1/14/2011 4:49:01 PM |
anyoi | $46.70 | 1/14/2011 4:50:08 PM |
authentic-liberty7 | $25.00 | 1/14/2011 4:51:01 PM |
Gibbyland | $50.00 | 1/14/2011 4:52:01 PM |
flwah | $25.00 | 1/14/2011 4:52:50 PM |
studious-bonus7 | $100.00 | 1/14/2011 4:53:07 PM |
bold-productive-wampum | $25.00 | 1/13/2011 9:59:53 AM |
indomitable-coin | $100.00 | 1/13/2011 10:02:53 AM |
1phantom | $50.00 | 1/13/2011 10:03:52 AM |
radforj22 | $25.00 | 1/13/2011 10:04:29 AM |
museic1 | $50.00 | 1/13/2011 10:04:52 AM |
worthy-bid8 | $50.00 | 1/13/2011 10:05:17 AM |
greencat | $50.00 | 1/13/2011 10:06:35 AM |
reflective-rupee | $99.99 | 1/13/2011 10:07:48 AM |
kmr2 | $200.00 | 1/13/2011 9:59:37 AM |
organic-order | $25.00 | 1/13/2011 9:59:56 AM |
scottr | $50.00 | 1/13/2011 10:15:24 AM |
orange-preeminant-bill | $50.00 | 1/13/2011 10:01:49 AM |
debtcollector | $50.00 | 1/13/2011 10:17:01 AM |
commerce-yeller | $50.00 | 1/13/2011 10:02:19 AM |
tech310 | $50.00 | 1/13/2011 10:02:41 AM |
genius520 | $100.00 | 1/13/2011 10:03:18 AM |
GElender | $50.00 | 1/13/2011 10:18:27 AM |
dignified-finance | $50.00 | 1/13/2011 10:18:39 AM |
serene-integrity4 | $25.00 | 1/13/2011 9:59:54 AM |
skiter53 | $50.00 | 1/13/2011 10:04:48 AM |
enthralling-deal180 | $50.00 | 1/13/2011 10:00:44 AM |
dhkny5 | $50.00 | 1/13/2011 10:01:48 AM |
handshake5 | $100.00 | 1/13/2011 10:02:29 AM |
top-courteous-peso | $100.00 | 1/13/2011 10:07:40 AM |
DasMula | $25.00 | 1/13/2011 10:23:17 AM |
skuba | $75.00 | 1/13/2011 10:02:58 AM |
bowdish1 | $50.00 | 1/13/2011 10:03:09 AM |
brightest-dignified-penny | $25.00 | 1/13/2011 10:55:23 AM |
witty-openness | $25.00 | 1/13/2011 11:40:37 AM |
LeReve | $50.00 | 1/13/2011 10:06:09 AM |
mckhbnpc | $30.00 | 1/13/2011 11:45:55 AM |
nickel-hickory | $50.00 | 1/13/2011 10:13:48 AM |
2grindstones | $25.00 | 1/13/2011 12:17:56 PM |
gs92126 | $50.00 | 1/13/2011 10:14:52 AM |
the-silver-blaster | $50.00 | 1/13/2011 10:15:16 AM |
EvalCrux | $50.00 | 1/13/2011 10:17:16 AM |
objective-investor | $150.00 | 1/13/2011 10:18:56 AM |
frogperson | $200.00 | 1/13/2011 10:12:50 AM |
orange-generous-ore | $25.00 | 1/13/2011 10:14:43 AM |
thorough-exchange4 | $50.00 | 1/13/2011 10:15:14 AM |
jescowa | $50.00 | 1/13/2011 10:15:38 AM |
gt1687c | $50.00 | 1/13/2011 10:15:49 AM |
merriewold | $40.00 | 1/13/2011 1:58:04 PM |
rolandweary | $25.00 | 1/13/2011 10:16:56 AM |
potatoepicker | $50.00 | 1/13/2011 10:17:56 AM |
bdloans | $25.00 | 1/13/2011 10:18:06 AM |
finance-magma7 | $50.00 | 1/13/2011 2:34:53 PM |
cathexis | $25.00 | 1/13/2011 10:19:30 AM |
fiddlerzvi | $50.00 | 1/13/2011 10:20:52 AM |
wise-deal-panda | $50.00 | 1/13/2011 3:34:23 PM |
JustMee | $25.00 | 1/13/2011 11:17:17 AM |
well-mannered-income3 | $40.00 | 1/13/2011 1:56:00 PM |
Bank_Of_XL | $25.00 | 1/13/2011 1:14:24 PM |
listing-trapper3 | $75.00 | 1/13/2011 3:05:29 PM |
peripatetic | $25.00 | 1/13/2011 3:24:52 PM |
rss197 | $25.00 | 1/13/2011 2:34:29 PM |
vigilance-revolutionary | $50.00 | 1/13/2011 4:01:15 PM |
HelpfulLender1 | $25.00 | 1/13/2011 4:14:59 PM |
J-Rott | $100.00 | 1/13/2011 6:42:30 PM |
bold-steady-peso | $50.00 | 1/13/2011 4:19:57 PM |
rate-gravity | $50.00 | 1/13/2011 4:04:36 PM |
fairness-kayak | $25.00 | 1/13/2011 6:42:32 PM |
dollardave | $100.00 | 1/13/2011 9:48:53 PM |
kevin314 | $50.00 | 1/13/2011 10:50:12 PM |
mighty-payout1 | $25.00 | 1/14/2011 4:20:03 AM |
NYBIZ | $25.00 | 1/13/2011 7:25:53 PM |
ASuperJohn | $200.00 | 1/13/2011 7:59:57 PM |
maldok1 | $25.00 | 1/13/2011 7:14:18 PM |
profitable-deal3 | $40.64 | 1/14/2011 9:31:24 AM |
ready-interest9 | $25.00 | 1/14/2011 9:47:21 AM |
WonByOne | $50.00 | 1/14/2011 6:18:43 AM |
glroark | $50.00 | 1/14/2011 6:43:28 AM |
Leshan | $25.00 | 1/14/2011 6:57:56 AM |
treasure-bliss | $40.36 | 1/14/2011 1:43:28 AM |
greenback-guard | $25.00 | 1/14/2011 2:02:47 AM |
linklady | $50.00 | 1/14/2011 4:20:21 AM |
friendly-market5 | $25.00 | 1/14/2011 7:45:10 AM |
love_what_you_do | $25.00 | 1/14/2011 8:04:28 AM |
jazzlender | $25.00 | 1/14/2011 7:10:47 AM |
rdav | $25.00 | 1/14/2011 9:34:22 AM |
worklessmakemore | $50.00 | 1/14/2011 9:42:30 AM |
otto1939 | $50.00 | 1/14/2011 9:35:20 AM |
Tradesmanlender | $35.00 | 1/14/2011 9:36:56 AM |
divedude | $25.00 | 1/14/2011 10:48:50 AM |
songbird98 | $50.00 | 1/14/2011 10:34:35 AM |
swm | $25.00 | 1/14/2011 1:02:48 PM |
lagnisiruk | $25.00 | 1/14/2011 10:39:33 AM |
pragmatic-camaraderi | $25.00 | 1/14/2011 10:34:12 AM |
chief_wo | $25.00 | 1/14/2011 10:36:18 AM |
WealthBuildingLessons | $25.00 | 1/14/2011 11:13:12 AM |
TribecaFunding | $50.00 | 1/14/2011 10:39:51 AM |
mikeandcat | $50.00 | 1/14/2011 11:43:12 AM |
money-surge1 | $25.00 | 1/14/2011 11:49:20 AM |
upbeat-fund | $25.00 | 1/14/2011 11:59:42 AM |
steely_dan34 | $25.00 | 1/14/2011 12:20:21 PM |
the-bid-sorcerer | $50.00 | 1/14/2011 11:34:12 AM |
money-bauble | $100.00 | 1/14/2011 3:15:47 PM |
downbet | $50.00 | 1/14/2011 2:39:13 PM |
asya | $25.00 | 1/14/2011 2:39:23 PM |
kulender | $50.00 | 1/14/2011 3:25:57 PM |
BTRLender | $50.00 | 1/14/2011 3:54:53 PM |
superpuppy | $50.00 | 1/14/2011 3:55:07 PM |
Raser | $50.00 | 1/14/2011 3:56:17 PM |
hopethisworks | $50.00 | 1/14/2011 3:56:51 PM |
108lender | $200.00 | 1/14/2011 3:57:09 PM |
C_Mark | $50.00 | 1/14/2011 3:58:28 PM |
Leopoldine | $25.00 | 1/14/2011 3:58:55 PM |
hrubinst | $50.00 | 1/14/2011 3:59:00 PM |
icchok | $50.00 | 1/14/2011 3:59:10 PM |
building_community | $25.00 | 1/14/2011 3:59:15 PM |
platinum-genetics | $25.00 | 1/14/2011 3:59:24 PM |
djkaiser | $25.00 | 1/14/2011 3:07:54 PM |
dpdn57 | $25.00 | 1/14/2011 4:45:03 PM |
Lam0nt | $50.00 | 1/14/2011 4:45:48 PM |
cash-boots | $25.00 | 1/14/2011 4:46:08 PM |
EJO | $25.00 | 1/14/2011 4:46:34 PM |
crawfingers | $25.00 | 1/14/2011 4:47:21 PM |
loan-master996 | $50.00 | 1/14/2011 4:47:43 PM |
PrivateLenders | $25.00 | 1/14/2011 4:47:54 PM |
life-is-great | $50.00 | 1/14/2011 4:48:01 PM |
Getwood | $50.00 | 1/14/2011 4:48:09 PM |
Hokie83 | $50.00 | 1/14/2011 4:48:15 PM |
rachelrachelrachel | $25.00 | 1/14/2011 4:48:28 PM |
syounker | $25.00 | 1/14/2011 4:49:35 PM |
Cheburashka | $25.00 | 1/14/2011 4:50:02 PM |
wise-silver-wonder | $25.00 | 1/14/2011 4:50:10 PM |
jhernand17 | $25.00 | 1/14/2011 4:50:19 PM |
inforapenny | $42.09 | 1/14/2011 4:51:00 PM |
AF-Chief | $50.00 | 1/14/2011 3:56:10 PM |
red-unequivocal-finance | $25.00 | 1/14/2011 3:45:40 PM |
gentle-note | $25.00 | 1/14/2011 3:57:11 PM |
gmilliken | $25.00 | 1/14/2011 3:57:44 PM |
nalaari | $25.00 | 1/14/2011 3:58:07 PM |
WeAlNe | $25.00 | 1/14/2011 3:58:50 PM |
rneckfsu | $25.00 | 1/14/2011 3:55:38 PM |
ROCKI9 | $50.00 | 1/14/2011 3:59:12 PM |
hopeful-truth5 | $100.00 | 1/14/2011 3:59:23 PM |
bold-treasure-neutrino | $50.00 | 1/14/2011 3:56:53 PM |
6moonbeams | $50.00 | 1/14/2011 3:59:35 PM |
fightinjoe | $50.00 | 1/14/2011 3:57:00 PM |
Banker7371 | $25.00 | 1/14/2011 3:57:05 PM |
haryassman | $25.00 | 1/14/2011 3:57:15 PM |
anders94 | $50.00 | 1/14/2011 3:57:49 PM |
mkainikm | $25.00 | 1/14/2011 3:58:04 PM |
rate-mogul | $50.00 | 1/14/2011 3:58:16 PM |
13loans | $25.00 | 1/14/2011 3:58:27 PM |
loot-heart | $25.00 | 1/14/2011 3:59:05 PM |
Davidson2 | $50.00 | 1/14/2011 4:05:45 PM |
panther757 | $25.00 | 1/14/2011 3:59:22 PM |
Eastern | $50.00 | 1/14/2011 3:59:28 PM |
mammalian4 | $25.00 | 1/14/2011 3:59:41 PM |
market-assembler | $50.00 | 1/14/2011 4:01:10 PM |
flexible-and-social | $50.00 | 1/14/2011 4:24:51 PM |
SFBank | $150.00 | 1/14/2011 4:39:42 PM |
cotito | $25.00 | 1/14/2011 4:46:29 PM |
williemc44 | $25.00 | 1/14/2011 4:46:32 PM |
brightest-affluence-motivator | $50.00 | 1/14/2011 4:35:31 PM |
active-market | $50.00 | 1/14/2011 4:47:23 PM |
Bio-physicist | $25.00 | 1/14/2011 4:47:41 PM |
chicagobear23 | $50.00 | 1/14/2011 4:47:58 PM |
Medops911 | $25.00 | 1/14/2011 4:48:19 PM |
benefit-piano5 | $25.00 | 1/14/2011 4:48:38 PM |
compassion-burrito | $25.00 | 1/14/2011 4:45:05 PM |
diversification-medalist | $25.00 | 1/14/2011 4:48:55 PM |
burrito0 | $50.00 | 1/14/2011 4:45:18 PM |
IndianChief | $25.00 | 1/14/2011 4:49:05 PM |
calm-deal7 | $25.00 | 1/14/2011 4:45:27 PM |
precious-gold3 | $50.00 | 1/14/2011 4:45:36 PM |
sturdy-fairness5 | $25.00 | 1/14/2011 4:45:44 PM |
utopia14 | $25.00 | 1/14/2011 4:46:00 PM |
credit-vinyl | $25.00 | 1/14/2011 4:46:11 PM |
logical-moola4 | $50.00 | 1/14/2011 4:46:27 PM |
worth-arch | $25.00 | 1/14/2011 4:51:45 PM |
GreenNotes | $25.00 | 1/14/2011 4:47:24 PM |
bharosa | $25.00 | 1/14/2011 4:47:56 PM |
adaptable-camaraderi | $50.00 | 1/14/2011 4:48:25 PM |
Headhunter14 | $25.00 | 1/14/2011 4:52:45 PM |
accountant41 | $25.00 | 1/14/2011 4:53:24 PM |
tszbgae | $50.00 | 1/14/2011 4:48:57 PM |
Rick21 | $50.00 | 1/14/2011 4:49:10 PM |
nickel-ferret | $29.83 | 1/14/2011 4:50:12 PM |
financial-frenzy | $50.00 | 1/14/2011 4:50:52 PM |
planet7 | $25.00 | 1/14/2011 4:51:05 PM |
yield-seeker | $25.00 | 1/14/2011 4:51:56 PM |
unassassinable | $25.00 | 1/14/2011 4:52:13 PM |
ClearLake | $25.00 | 1/14/2011 4:52:47 PM |
the-bright-velocity | $25.00 | 1/14/2011 4:53:02 PM |
349 Investments
|
Borrower Payment Dependent Notes Series
490642
This series of Notes was issued and sold upon the funding of the borrower loan #46601, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.20% |
Listing Start date:
| Jan-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-15-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 15.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1993 |
Debt/Income ratio:
| 40% |
Credit score:
| 660-679 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 2y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Tradesman - Mechani... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,513 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 68% | | |
| |
Homeownership:
| No | | |
Screen name:
| fabulous-euro1 |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
SOS!
Purpose of loan:
This loan will be used to?? Pay a settlement with GMAC
My financial situation:
I am a good candidate for this loan because??
I work two jobs Full Time in a factory as a Line Mechanic and Part Time as a TV Technician.
Monthly net income: $
1,800 - 2,100
Monthly expenses: $ 898.96
??Housing: $
635
??Insurance: $
??Car expenses: $ 465.96
??Utilities: $
100
??Phone, cable, internet: $
133
??Food, entertainment: $
50
??Clothing, household expenses $
??Credit cards and other loans: $
150
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
coin-jamboree | $40.00 | 1/15/2011 11:40:43 AM |
shrewd-peace7 | $50.00 | 1/15/2011 11:43:30 AM |
Bob450 | $25.00 | 1/15/2011 11:45:40 AM |
Investoman | $100.00 | 1/15/2011 11:52:44 AM |
worthy-bid8 | $50.00 | 1/15/2011 11:53:41 AM |
first-upright-payout | $25.00 | 1/15/2011 11:53:48 AM |
realtormoises | $25.00 | 1/15/2011 11:42:32 AM |
Comoparklender | $50.00 | 1/15/2011 11:46:02 AM |
musegaze | $50.00 | 1/15/2011 11:47:39 AM |
velocity-solo | $25.00 | 1/15/2011 11:47:49 AM |
goodhearted-basis4 | $25.00 | 1/15/2011 11:48:19 AM |
capital-halo1 | $500.00 | 1/15/2011 11:53:12 AM |
ThatDanGuy | $50.00 | 1/15/2011 11:53:27 AM |
MoneyForNothing | $10.00 | 1/15/2011 11:53:52 AM |
EBITDA | $25.00 | 1/15/2011 11:53:19 AM |
missing-link | $25.00 | 1/15/2011 11:44:47 AM |
UCLA4life | $25.00 | 1/15/2011 11:47:42 AM |
the-auction-bear | $25.00 | 1/15/2011 11:48:00 AM |
honorable-yield | $25.00 | 1/15/2011 11:53:33 AM |
green-capital-hornet | $25.00 | 1/15/2011 11:40:30 AM |
transaction-circuit | $100.00 | 1/15/2011 11:43:08 AM |
108lender | $150.00 | 1/15/2011 11:44:12 AM |
dollar-sonnet3 | $50.00 | 1/15/2011 11:43:26 AM |
JPMorrisLegacyFund | $100.00 | 1/15/2011 11:44:30 AM |
leverage-monger | $25.00 | 1/15/2011 11:47:38 AM |
credit-sycamore4 | $100.00 | 1/15/2011 11:48:15 AM |
handshake5 | $100.00 | 1/15/2011 11:52:24 AM |
amusement4 | $100.00 | 1/15/2011 11:53:04 AM |
genius520 | $100.00 | 1/15/2011 11:53:22 AM |
29 Investments
|
Borrower Payment Dependent Notes Series
490678
This series of Notes was issued and sold upon the funding of the borrower loan #46677, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.70% |
Listing Start date:
| Jan-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-18-2011 |
|
Lender yield:
| 18.99% |
Borrower rate/APR:
| 19.99% / 23.38% |
Monthly payment:
| $445.90 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.55% | | |
| |
Estimated return*:
| 9.85% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1973 |
Debt/Income ratio:
| 44% |
Credit score:
| 780-799 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 8y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,648 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| angel940 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
deane
Purpose of loan:
This loan will be used to? consolidate debt, we have finally after all these years realized that we cannot be good stewards if we don't get our financial situation under control.? We have pledged to make changes in the way that we operate and get things under control.
My financial situation:
I am a good candidate for this loan because? I do want to keep my bills under control and do plan on getting things paid off and?keeping them that way, I have? learned that we are paying way more in interest and could have a lot of money if we were not paying credit card debt.? This will not completely pay off all bills but will make a great start to working us in that directon.
Monthly net income: $ 2500.00
Monthly expenses: $
??Housing: $ 1470.00
??Insurance: $ 200.00
??Car expenses: $ 490.00
??Utilities: $ 125.00
??Phone, cable, internet: $ 115.00
??Food, entertainment: $?300.00
??Clothing, household expenses $?600.00
??Credit cards and other loans: $ 1500.00
??Other expenses: $ 300,00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
Ambassador | $50.00 | 1/16/2011 5:30:04 PM |
enthralling-deal180 | $50.00 | 1/16/2011 5:30:30 PM |
debtcollector | $50.00 | 1/16/2011 5:33:59 PM |
nickel-hickory | $50.00 | 1/16/2011 5:36:40 PM |
first-upright-payout | $25.00 | 1/16/2011 5:38:06 PM |
rolandweary | $25.00 | 1/16/2011 5:38:43 PM |
market-assembler | $50.00 | 1/16/2011 5:39:48 PM |
heavenly-repayment4 | $25.00 | 1/16/2011 5:39:58 PM |
five-star-justice | $36.00 | 1/16/2011 5:40:58 PM |
diverse-benjamins | $25.00 | 1/16/2011 6:07:20 PM |
Scotcha | $50.00 | 1/16/2011 6:22:13 PM |
350DGRZ | $50.00 | 1/16/2011 5:31:07 PM |
best-unbeatable-transaction | $25.00 | 1/16/2011 5:31:09 PM |
skuba | $75.00 | 1/16/2011 5:36:48 PM |
bowdish1 | $50.00 | 1/16/2011 5:36:56 PM |
shonboy182 | $25.00 | 1/16/2011 10:46:29 PM |
buvaet | $25.00 | 1/16/2011 5:37:29 PM |
impeccable-transparency | $50.00 | 1/16/2011 5:37:55 PM |
fiddlerzvi | $50.00 | 1/16/2011 5:38:56 PM |
orange-preeminant-bill | $50.00 | 1/16/2011 5:34:23 PM |
Bank_Of_XL | $100.00 | 1/17/2011 5:26:58 AM |
Streetfighter | $50.00 | 1/16/2011 5:39:18 PM |
the-enterprising-leverage | $25.00 | 1/16/2011 5:39:28 PM |
loanman2007 | $75.00 | 1/17/2011 5:43:37 AM |
C_Mark | $100.00 | 1/16/2011 5:40:13 PM |
flexible-value | $100.00 | 1/16/2011 5:40:23 PM |
capital-dynamo0 | $50.00 | 1/16/2011 5:40:55 PM |
radforj22 | $25.00 | 1/16/2011 5:38:10 PM |
HelpfulLender1 | $50.00 | 1/16/2011 5:59:44 PM |
DasMula | $86.57 | 1/16/2011 6:07:15 PM |
Josphine | $25.00 | 1/17/2011 7:18:11 AM |
bboy21385 | $45.94 | 1/17/2011 7:49:23 AM |
rdav | $25.00 | 1/16/2011 5:39:22 PM |
worldly-community3 | $50.00 | 1/16/2011 5:39:54 PM |
rakstar | $25.00 | 1/17/2011 8:39:50 AM |
investment-star | $50.00 | 1/16/2011 5:40:05 PM |
reflective-rupee | $400.77 | 1/16/2011 7:37:25 PM |
benefit-pro | $25.00 | 1/16/2011 6:45:14 PM |
platinum-scientist9 | $25.00 | 1/16/2011 9:06:40 PM |
GElender | $50.00 | 1/16/2011 10:02:26 PM |
papaloha | $25.00 | 1/16/2011 10:25:51 PM |
duty-starfish8 | $50.00 | 1/17/2011 3:19:26 AM |
credit-investor5 | $50.00 | 1/17/2011 6:40:49 AM |
wonder3 | $25.00 | 1/17/2011 11:39:58 AM |
five-star-note | $150.00 | 1/17/2011 11:50:42 AM |
loyalty-czar | $50.00 | 1/17/2011 9:23:34 AM |
liberty-magnate | $25.00 | 1/17/2011 9:40:09 AM |
inspire22 | $50.00 | 1/17/2011 6:59:17 AM |
mpatrick | $25.00 | 1/17/2011 2:15:52 PM |
Mrgiggleswic | $135.08 | 1/17/2011 7:55:54 AM |
LongBeachLender | $25.00 | 1/17/2011 4:34:45 PM |
truelumen | $25.00 | 1/17/2011 10:00:47 AM |
felicity-loyalist0 | $25.00 | 1/17/2011 10:09:25 AM |
SFBank | $112.12 | 1/17/2011 6:51:11 PM |
shrewd-income | $100.00 | 1/17/2011 12:25:02 PM |
Byrd24 | $100.00 | 1/17/2011 1:09:29 PM |
coin-investor | $25.00 | 1/17/2011 7:34:15 PM |
impartial-deal | $25.00 | 1/17/2011 9:09:32 PM |
vine99 | $50.00 | 1/17/2011 10:58:18 AM |
mighty-commerce7 | $25.00 | 1/18/2011 4:08:13 AM |
JohnWS | $50.00 | 1/17/2011 11:38:03 AM |
J-Rott | $50.00 | 1/17/2011 11:39:20 AM |
a-responsible-return | $25.00 | 1/17/2011 5:04:18 PM |
trade-surge3 | $39.02 | 1/18/2011 7:23:52 AM |
rss197 | $25.00 | 1/18/2011 7:25:04 AM |
moola-monger9 | $50.00 | 1/18/2011 8:18:12 AM |
SFBank | $187.88 | 1/17/2011 7:07:57 PM |
FinanceEngine | $25.00 | 1/17/2011 3:04:26 PM |
LoisLoan | $50.00 | 1/17/2011 5:19:27 PM |
Bank_of_T | $30.50 | 1/17/2011 11:42:20 PM |
mpatrick | $25.00 | 1/18/2011 11:34:14 AM |
Christophe | $25.00 | 1/18/2011 7:21:50 AM |
credit-serenity8 | $25.00 | 1/18/2011 9:35:10 AM |
Artist_Blue | $25.00 | 1/18/2011 6:15:01 AM |
morfie | $25.00 | 1/18/2011 3:52:26 PM |
Speculator | $50.00 | 1/18/2011 8:54:38 AM |
travels536 | $30.00 | 1/18/2011 11:07:52 AM |
AlfinityBank25 | $25.00 | 1/18/2011 12:42:36 PM |
VBPlayer | $25.00 | 1/18/2011 10:43:30 AM |
DaddyBill | $30.00 | 1/18/2011 7:16:19 PM |
on_your_side | $25.00 | 1/18/2011 11:40:22 AM |
tender-transaction | $37.83 | 1/18/2011 11:46:19 AM |
BaxterEvil | $40.00 | 1/18/2011 8:05:06 PM |
BankofRon | $25.00 | 1/18/2011 8:09:25 PM |
AF-Chief | $50.00 | 1/18/2011 8:10:14 PM |
gracej | $25.00 | 1/18/2011 3:42:26 PM |
top-courteous-peso | $100.00 | 1/18/2011 4:45:08 PM |
amusement4 | $150.00 | 1/18/2011 5:34:58 PM |
Nicedad72 | $25.00 | 1/18/2011 4:56:12 PM |
platinum-rapture6 | $50.00 | 1/18/2011 7:29:20 PM |
wealth-competitor | $25.00 | 1/18/2011 7:31:58 PM |
pr0sp3r1ty | $25.00 | 1/18/2011 7:44:18 PM |
missile5 | $50.00 | 1/18/2011 6:07:54 PM |
simplelender80 | $100.00 | 1/16/2011 5:31:08 PM |
handshake5 | $100.00 | 1/16/2011 5:36:43 PM |
genius520 | $100.00 | 1/16/2011 5:37:03 PM |
witty-openness | $25.00 | 1/16/2011 5:37:28 PM |
be_wise | $25.00 | 1/16/2011 5:38:31 PM |
museic1 | $50.00 | 1/16/2011 5:38:37 PM |
lagnisiruk | $25.00 | 1/16/2011 5:39:39 PM |
tech310 | $50.00 | 1/16/2011 5:41:29 PM |
one-midas | $25.00 | 1/16/2011 6:23:40 PM |
reflective-rupee | $400.77 | 1/16/2011 7:38:26 PM |
thorough-exchange4 | $50.00 | 1/16/2011 5:31:10 PM |
AiriusTorpora | $25.00 | 1/16/2011 9:56:30 PM |
angel879 | $25.00 | 1/16/2011 10:00:37 PM |
honorable-yield | $25.00 | 1/16/2011 5:37:26 PM |
worthy-bid8 | $50.00 | 1/16/2011 5:38:00 PM |
american6 | $100.00 | 1/16/2011 5:38:14 PM |
E-B | $50.00 | 1/17/2011 3:49:18 AM |
objective-investor | $150.00 | 1/16/2011 5:38:51 PM |
treasure-bliss | $50.00 | 1/17/2011 5:39:23 AM |
wkeboarder21 | $100.00 | 1/17/2011 6:06:13 AM |
gold-commander0 | $50.00 | 1/16/2011 5:35:49 PM |
golden-wealth2 | $25.00 | 1/16/2011 5:40:10 PM |
CAGE-Investments | $25.00 | 1/16/2011 5:36:37 PM |
benefit-squirrel | $30.00 | 1/16/2011 5:40:38 PM |
power-trophy7 | $25.00 | 1/16/2011 5:37:18 PM |
ursus | $100.00 | 1/16/2011 5:37:38 PM |
velocity-solo | $50.00 | 1/16/2011 5:38:46 PM |
bailey1223 | $25.00 | 1/17/2011 7:57:19 AM |
encore06 | $25.00 | 1/17/2011 8:09:38 AM |
heatherwood | $50.00 | 1/16/2011 5:40:19 PM |
a-balance-surgeon | $50.00 | 1/17/2011 8:56:21 AM |
wise-deal-panda | $50.00 | 1/16/2011 5:40:31 PM |
WolRab | $100.00 | 1/17/2011 9:19:46 AM |
TelegramSam | $25.00 | 1/16/2011 5:41:07 PM |
powerful-finance7 | $25.00 | 1/16/2011 5:41:10 PM |
secureincome | $2,500.00 | 1/17/2011 9:54:39 AM |
gold-blanket0 | $25.00 | 1/17/2011 10:29:16 AM |
dollardave | $100.00 | 1/16/2011 10:02:22 PM |
Leshan | $25.00 | 1/17/2011 6:33:53 AM |
nilonc1 | $50.00 | 1/17/2011 10:53:17 AM |
rockhound84 | $25.00 | 1/17/2011 7:28:49 AM |
thrilling-nickel5 | $25.00 | 1/17/2011 4:43:25 AM |
Flreap | $25.00 | 1/17/2011 9:30:53 AM |
Whipster | $50.00 | 1/17/2011 6:40:53 AM |
wise-benjamins-fortress | $25.00 | 1/17/2011 1:22:24 PM |
CyberCapital | $25.00 | 1/17/2011 6:59:45 AM |
sparkling-contract7 | $25.00 | 1/17/2011 10:36:16 AM |
foothillender | $25.00 | 1/17/2011 1:48:59 PM |
chrisb1414 | $25.00 | 1/17/2011 7:37:12 AM |
divedude | $25.00 | 1/17/2011 8:14:31 AM |
dsnybnd | $25.00 | 1/17/2011 3:00:38 PM |
mckhbnpc | $30.00 | 1/17/2011 10:48:24 AM |
designs626 | $25.00 | 1/17/2011 2:34:22 PM |
hopeful-truth5 | $200.00 | 1/17/2011 12:11:24 PM |
happy-yield | $25.00 | 1/17/2011 5:13:39 PM |
Msbutterfly | $50.00 | 1/17/2011 12:24:26 PM |
bigphish | $25.00 | 1/17/2011 5:29:26 PM |
Sugarmama21 | $45.00 | 1/17/2011 6:31:07 PM |
StargazerLending | $25.00 | 1/17/2011 8:40:09 PM |
redx | $25.00 | 1/18/2011 12:09:28 AM |
WAREAGLE127 | $100.00 | 1/18/2011 11:18:24 AM |
greencat | $50.00 | 1/18/2011 7:21:16 AM |
lotus6 | $36.00 | 1/18/2011 11:34:48 AM |
poolshark72 | $25.00 | 1/18/2011 12:30:33 PM |
note-sensation | $50.00 | 1/18/2011 9:21:40 AM |
wwwUniversal | $25.00 | 1/18/2011 3:49:49 PM |
mystss | $25.00 | 1/18/2011 9:19:44 AM |
wise-rupee-sanctuary | $50.00 | 1/18/2011 9:35:32 AM |
asset-expert0 | $47.96 | 1/18/2011 12:51:54 PM |
durability-halibut | $25.00 | 1/18/2011 12:55:00 PM |
fighter122 | $25.00 | 1/18/2011 5:16:14 PM |
roi-advantage | $25.00 | 1/18/2011 6:19:40 PM |
STLLAB-MO | $50.00 | 1/18/2011 6:49:12 PM |
Sol_Invictus | $25.00 | 1/18/2011 4:24:03 PM |
glroark | $100.00 | 1/18/2011 12:07:26 PM |
principal-star | $25.00 | 1/18/2011 1:16:20 PM |
capital-baron507 | $100.00 | 1/18/2011 8:12:39 PM |
Carpetkid | $25.00 | 1/18/2011 5:19:53 PM |
nashibaksi | $25.00 | 1/18/2011 7:01:46 PM |
Bendistraw | $100.00 | 1/18/2011 7:25:42 PM |
Importexport | $500.00 | 1/18/2011 8:41:02 PM |
jpsmith1981 | $100.00 | 1/18/2011 5:14:21 PM |
dough-hammock | $25.00 | 1/18/2011 5:14:42 PM |
gallant-camaraderi | $45.00 | 1/18/2011 6:26:57 PM |
thankful-nickel2 | $25.00 | 1/18/2011 7:38:21 PM |
randolphtaco | $25.00 | 1/18/2011 8:35:38 PM |
179 Investments
|
Borrower Payment Dependent Notes Series
490690
This series of Notes was issued and sold upon the funding of the borrower loan #46671, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Jan-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-16-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $183.69 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1973 |
Debt/Income ratio:
| 14% |
Credit score:
| 700-719 (Jan-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
11 | Length of status: | 17y 4m |
Amount delinquent:
| $29,429 |
Total credit lines:
| 32 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $11,650 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 29% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| red-zippy-agreement |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
stensonparks100
Purpose of loan:
This loan will be used to? help my Father with his medical caregiver needs and medication needs until we can figure out what and how to best proceed with his health needs.
My financial situation:
I am a good candidate for this loan because? I have longevity with my employee who I have been employed with for 17 years as a Business Manager and have roots in the community and until recently with the economy was able to help my Dad with his needs but because our company has frozen yearly increases money has been tight.
Monthly net income: $ 3270.00
Monthly expenses: $ 3038.50
Housing: $ 1800.00
??Insurance: $ 150.00
??Car expenses: $?100.00
??Utilities: $ 119.00
??Phone, cable, internet: $ 169.50
??Food, entertainment: $ $150.00
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $ 350.00
??Other expenses: $ 150.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
I am a co-borrower on my daughter's home which is now in default; I do not live at that residence - she is going through a loan modification and I believe she is 4 house payments behind. I am a renter and pay $1800.00 per month. If you need more information please let me know.
(Jan-16-2011)
1 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
wise-deal-panda | $50.00 | 1/15/2011 7:45:57 PM |
point-kitten6 | $50.00 | 1/15/2011 7:46:59 PM |
credit-sycamore4 | $100.00 | 1/15/2011 7:47:37 PM |
goodhearted-basis4 | $25.00 | 1/15/2011 7:47:46 PM |
AMSlife | $50.00 | 1/15/2011 7:51:45 PM |
MilitaryLending | $25.00 | 1/15/2011 7:51:57 PM |
income-sage9 | $25.00 | 1/15/2011 7:52:31 PM |
zorg77 | $25.00 | 1/15/2011 8:27:18 PM |
ingenious-deal6 | $25.00 | 1/15/2011 10:15:30 PM |
burgeoning-silver | $25.00 | 1/16/2011 1:34:23 AM |
duphregne79 | $50.00 | 1/16/2011 7:04:13 AM |
worthy-bid8 | $50.00 | 1/15/2011 7:44:44 PM |
EBITDA | $25.00 | 1/15/2011 7:49:18 PM |
ThatDanGuy | $50.00 | 1/15/2011 7:49:25 PM |
honorable-yield | $25.00 | 1/15/2011 7:49:31 PM |
ingenious-interest1 | $100.00 | 1/15/2011 7:50:43 PM |
108lender | $150.00 | 1/15/2011 7:51:13 PM |
MoonMama | $25.00 | 1/15/2011 7:51:24 PM |
handshake5 | $100.00 | 1/15/2011 7:48:56 PM |
amusement4 | $100.00 | 1/15/2011 7:49:07 PM |
capital-halo1 | $500.00 | 1/15/2011 7:49:13 PM |
genius520 | $100.00 | 1/15/2011 7:49:21 PM |
ElAbel11 | $25.00 | 1/15/2011 7:53:00 PM |
vigorous-velocity | $50.00 | 1/15/2011 7:50:03 PM |
newest-generous-income | $25.00 | 1/15/2011 7:52:37 PM |
ferocious-exchange3 | $30.17 | 1/15/2011 7:53:25 PM |
worthy-bid4 | $25.00 | 1/15/2011 8:36:08 PM |
hidavehi | $25.06 | 1/16/2011 6:00:39 AM |
leverage-monger | $25.00 | 1/15/2011 9:21:25 PM |
first-liberty-duckling | $26.74 | 1/15/2011 11:53:25 PM |
blackstar | $25.00 | 1/16/2011 3:59:45 AM |
Smallbear | $25.00 | 1/16/2011 4:24:34 PM |
tidy-cash1 | $29.49 | 1/16/2011 8:17:06 AM |
red-power-pecan | $50.00 | 1/16/2011 9:25:43 AM |
forthright-trade | $25.00 | 1/16/2011 2:39:11 PM |
quest0 | $35.00 | 1/16/2011 6:23:38 PM |
zztopdog | $25.00 | 1/16/2011 1:35:25 PM |
NoMoreDebt4Me | $25.00 | 1/16/2011 5:25:05 PM |
fearless-bonus473 | $300.00 | 1/16/2011 5:53:15 PM |
Bidwinner08 | $67.25 | 1/16/2011 8:01:15 PM |
principal-lion | $50.00 | 1/16/2011 6:50:57 PM |
FEWDollars | $25.00 | 1/16/2011 7:30:58 PM |
velocity-solo | $30.00 | 1/15/2011 7:47:05 PM |
the-auction-bear | $25.00 | 1/15/2011 7:47:25 PM |
truth-ceremony | $25.00 | 1/15/2011 7:50:20 PM |
Rob717171 | $50.00 | 1/15/2011 7:50:36 PM |
Wellman | $50.00 | 1/15/2011 7:52:01 PM |
heatherwood | $50.00 | 1/15/2011 7:53:06 PM |
HedgeFund | $50.00 | 1/15/2011 7:53:27 PM |
gold-channel2 | $25.00 | 1/15/2011 7:53:40 PM |
HelpfulLender1 | $50.00 | 1/16/2011 4:33:56 AM |
adaptable-capital | $250.00 | 1/16/2011 6:20:59 AM |
zone6 | $85.08 | 1/16/2011 7:54:40 AM |
Comoparklender | $50.00 | 1/15/2011 7:45:19 PM |
graceful-investment | $100.00 | 1/15/2011 7:45:56 PM |
mpatrick | $25.00 | 1/16/2011 8:31:34 AM |
musegaze | $50.00 | 1/15/2011 7:47:18 PM |
famous-bill | $25.00 | 1/15/2011 7:44:13 PM |
Bob450 | $25.00 | 1/15/2011 7:44:48 PM |
reward-adventure | $50.00 | 1/15/2011 7:46:04 PM |
dollar-sonnet3 | $50.00 | 1/15/2011 7:46:36 PM |
bid-czar8 | $50.00 | 1/15/2011 7:47:01 PM |
lagnisiruk | $25.00 | 1/15/2011 7:50:56 PM |
kendallv | $25.00 | 1/15/2011 7:51:38 PM |
Investoman | $100.00 | 1/15/2011 7:49:02 PM |
jobani | $25.00 | 1/15/2011 7:53:11 PM |
flexible-value | $100.00 | 1/15/2011 7:53:19 PM |
RebuildingAmerica | $38.37 | 1/16/2011 5:29:32 AM |
JiggaJoeyS | $25.00 | 1/16/2011 1:30:05 PM |
TheAlchemist | $25.00 | 1/15/2011 10:53:36 PM |
radiant-loan5 | $100.30 | 1/15/2011 11:16:21 PM |
investisure | $50.00 | 1/16/2011 2:10:05 PM |
truth-trapper | $25.00 | 1/16/2011 4:07:56 PM |
icon7 | $50.00 | 1/16/2011 7:56:24 AM |
Lubava | $25.00 | 1/16/2011 6:48:43 PM |
bratcher | $37.07 | 1/16/2011 7:04:36 PM |
6moonbeams | $50.00 | 1/16/2011 2:03:20 PM |
desertoasis | $25.00 | 1/16/2011 2:20:12 PM |
social-heart | $50.00 | 1/16/2011 6:53:58 PM |
well-mannered-income3 | $25.00 | 1/16/2011 7:59:33 PM |
80 Investments
|
Borrower Payment Dependent Notes Series
490766
This series of Notes was issued and sold upon the funding of the borrower loan #46589, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Jan-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-16-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $306.15 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 680-699 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 27y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,847 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| No | | |
Screen name:
| wise-investment-cougar |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Property Tax Loan Company
Purpose of loan:
This loan will be used to start a Tax Loan Company. I have an income tax company that I have owned for the last 25 years. Every year I always have clients that are about to lose their houses for unpaid property taxes. In of Texas, you need to be a licensed Tax Lender in order to provide tax based loans.
I currently have clients that are going to lose their houses because they owe any where between $2,000 dollars and $5,000 dollars. In the Property Tax Loan business, I would grant my clients the loan, but I would make the payment directly to the Tax entity (the County), and I would file a mechanics lien on the property. If they fail to pay me within 3 months at an 18 Percent interest rate, then I would foreclosure on the property.
My financial situation:
I am a good candidate for this loan because I can have this loan payed off in full within 4 months. I can also issue my interest in the loan contracts and the properties to Prosper until the loan is paid off in full.
Monthly net income: $
85,000
housetaxloans.com
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
dollar-sonnet3 | $50.00 | 1/15/2011 7:46:39 PM |
point-kitten6 | $25.00 | 1/15/2011 7:47:00 PM |
loyalist1 | $50.00 | 1/15/2011 7:47:35 PM |
worthy-bid8 | $50.00 | 1/15/2011 7:49:42 PM |
AMSlife | $50.00 | 1/15/2011 7:51:47 PM |
wise-deal-panda | $50.00 | 1/15/2011 7:52:12 PM |
DasMula | $37.44 | 1/15/2011 8:24:06 PM |
gothampark | $25.00 | 1/15/2011 8:29:32 PM |
fund-secret-agent | $25.00 | 1/16/2011 4:40:39 AM |
bobby51 | $25.00 | 1/16/2011 5:24:37 AM |
durable-investment8 | $30.00 | 1/16/2011 6:46:42 AM |
wonder3 | $25.00 | 1/16/2011 6:52:48 AM |
loanman2007 | $100.00 | 1/16/2011 6:56:19 AM |
reflective-rupee | $200.77 | 1/16/2011 8:25:33 AM |
elvisloans | $25.00 | 1/16/2011 8:34:53 AM |
EBITDA | $25.00 | 1/15/2011 7:49:20 PM |
ThatDanGuy | $50.00 | 1/15/2011 7:49:27 PM |
honorable-yield | $25.00 | 1/15/2011 7:49:34 PM |
RecoveryLender | $27.67 | 1/16/2011 10:00:47 AM |
108lender | $150.00 | 1/15/2011 7:51:18 PM |
Investoman | $100.00 | 1/15/2011 7:49:05 PM |
the-auction-bear | $25.00 | 1/15/2011 7:49:06 PM |
genius520 | $100.00 | 1/15/2011 7:49:23 PM |
gold-channel2 | $25.00 | 1/15/2011 7:53:41 PM |
bughead | $25.00 | 1/15/2011 8:36:44 PM |
lagnisiruk | $25.00 | 1/15/2011 7:51:01 PM |
MoonMama | $25.00 | 1/15/2011 7:51:27 PM |
ingenious-deal6 | $25.00 | 1/15/2011 10:15:32 PM |
payout-bridge | $100.00 | 1/16/2011 10:47:29 AM |
nodebt2012 | $127.07 | 1/16/2011 10:56:25 AM |
listing-bada-bing | $50.00 | 1/15/2011 10:29:19 PM |
flexible-value | $100.00 | 1/15/2011 7:53:20 PM |
justasoldier | $35.00 | 1/15/2011 10:59:37 PM |
Whipster | $50.00 | 1/15/2011 11:04:14 PM |
balance-force | $25.00 | 1/15/2011 11:25:49 PM |
enforcer0 | $26.72 | 1/16/2011 1:48:34 AM |
liberty-motivator9 | $25.00 | 1/15/2011 8:25:31 PM |
foothillender | $25.00 | 1/16/2011 6:50:54 AM |
attractive-fund | $50.00 | 1/16/2011 8:59:51 AM |
mikeandcat | $100.00 | 1/16/2011 2:37:07 PM |
japerk | $25.00 | 1/16/2011 3:13:53 PM |
willinvest | $25.00 | 1/16/2011 3:26:01 PM |
duphregne79 | $50.00 | 1/16/2011 7:04:13 AM |
JustMee | $25.00 | 1/16/2011 7:20:04 AM |
wojo | $25.00 | 1/16/2011 7:30:25 AM |
Leshan | $25.00 | 1/16/2011 7:32:29 AM |
loss-of-control | $50.00 | 1/16/2011 8:20:20 AM |
red-power-pecan | $50.00 | 1/16/2011 9:25:44 AM |
1-HARD-HEAD | $25.00 | 1/16/2011 11:22:21 AM |
himistu22 | $25.00 | 1/16/2011 1:18:25 PM |
SolarMoonshine | $200.00 | 1/16/2011 2:03:49 PM |
credit-elation1 | $25.00 | 1/16/2011 6:51:41 PM |
cforell | $160.06 | 1/16/2011 4:49:43 PM |
rate-farm3 | $100.00 | 1/16/2011 1:26:16 PM |
social-heart | $50.00 | 1/16/2011 8:54:23 PM |
Fun54115 | $25.00 | 1/16/2011 2:21:39 PM |
wodude | $25.00 | 1/16/2011 3:33:01 PM |
VJ_Financial | $100.00 | 1/16/2011 4:20:50 PM |
equitable-p2ploan8 | $27.92 | 1/16/2011 5:03:34 PM |
fearless-bonus473 | $100.00 | 1/16/2011 5:56:46 PM |
groundsquirrel | $25.00 | 1/16/2011 7:28:41 PM |
Nicedad72 | $25.00 | 1/16/2011 5:57:42 PM |
nickel-position | $25.00 | 1/16/2011 9:22:23 PM |
Apex-Lender | $25.00 | 1/16/2011 9:29:11 PM |
worthy-bid4 | $50.00 | 1/16/2011 6:29:56 PM |
principal-lion | $50.00 | 1/16/2011 6:51:47 PM |
cash-raccoon | $25.00 | 1/16/2011 9:56:48 PM |
worth-arch | $25.00 | 1/16/2011 9:57:00 PM |
mmckune | $25.00 | 1/16/2011 9:58:10 PM |
sturdy-peace9 | $75.00 | 1/16/2011 8:49:58 PM |
JLChamberlain | $25.00 | 1/16/2011 9:11:20 PM |
Vreet | $50.00 | 1/16/2011 9:56:47 PM |
bid-czar8 | $50.00 | 1/15/2011 7:47:03 PM |
capital-halo1 | $500.00 | 1/15/2011 7:49:14 PM |
truth-ceremony | $25.00 | 1/15/2011 7:50:23 PM |
Wellman | $50.00 | 1/15/2011 7:52:06 PM |
newest-generous-income | $25.00 | 1/15/2011 7:52:38 PM |
ElAbel11 | $25.00 | 1/15/2011 7:53:01 PM |
HelpfulLender1 | $50.00 | 1/16/2011 4:34:51 AM |
zone6 | $80.00 | 1/16/2011 7:55:21 AM |
power-rotation7 | $25.00 | 1/16/2011 8:11:46 AM |
PCity-LOA15 | $35.00 | 1/16/2011 8:16:17 AM |
Comoparklender | $50.00 | 1/15/2011 7:45:22 PM |
reward-adventure | $50.00 | 1/15/2011 7:46:06 PM |
WMY-Investor | $100.00 | 1/16/2011 9:41:11 AM |
velocity-solo | $30.00 | 1/15/2011 7:47:07 PM |
Kash2010lu | $27.00 | 1/15/2011 7:47:13 PM |
credit-sycamore4 | $100.00 | 1/15/2011 7:47:41 PM |
handshake5 | $100.00 | 1/15/2011 7:48:59 PM |
amusement4 | $100.00 | 1/15/2011 7:49:10 PM |
income-sage9 | $25.00 | 1/15/2011 7:52:35 PM |
a-balance-surgeon | $50.00 | 1/15/2011 7:49:25 PM |
vigorous-velocity | $50.00 | 1/15/2011 7:50:05 PM |
wampum-chorus3 | $25.00 | 1/15/2011 8:40:53 PM |
Bob450 | $25.00 | 1/15/2011 7:51:42 PM |
leverage-monger | $25.00 | 1/15/2011 9:23:36 PM |
wealth-competitor | $25.00 | 1/16/2011 10:42:11 AM |
2grindstones | $25.00 | 1/15/2011 10:35:05 PM |
jobani | $25.00 | 1/15/2011 7:53:12 PM |
the-kindness-honker | $25.00 | 1/15/2011 11:49:03 PM |
SFBank | $150.00 | 1/15/2011 8:23:16 PM |
zorg77 | $25.00 | 1/15/2011 8:28:57 PM |
natural-trade7 | $100.00 | 1/16/2011 7:04:11 AM |
JustMee | $25.00 | 1/16/2011 7:20:26 AM |
Moe87 | $25.00 | 1/16/2011 7:53:08 AM |
radiant-loan5 | $200.00 | 1/15/2011 11:46:53 PM |
Retiredsailor65 | $50.00 | 1/16/2011 12:03:27 AM |
burgeoning-silver | $25.00 | 1/16/2011 1:34:24 AM |
red-favorable-basis | $25.00 | 1/16/2011 6:49:58 AM |
penny-sergeant | $25.00 | 1/16/2011 7:08:06 AM |
cunning-bill | $25.00 | 1/16/2011 5:22:24 PM |
halothane_logic | $40.00 | 1/16/2011 7:15:41 AM |
Rackmaster32 | $25.00 | 1/16/2011 12:01:42 PM |
RyanM561 | $25.00 | 1/16/2011 1:38:00 PM |
money-baron | $33.31 | 1/16/2011 1:53:43 PM |
diverse-benjamins | $25.00 | 1/16/2011 5:47:12 PM |
desertoasis | $25.00 | 1/16/2011 2:20:14 PM |
StoneBreaker | $50.00 | 1/16/2011 6:09:38 PM |
auction-seeker | $25.00 | 1/16/2011 11:27:17 AM |
Lubava | $60.66 | 1/16/2011 6:53:30 PM |
credit-missile | $50.00 | 1/16/2011 7:09:45 PM |
truth-trapper | $25.00 | 1/16/2011 4:11:12 PM |
JiggaJoeyS | $35.00 | 1/16/2011 1:30:27 PM |
authoritative-loot | $25.00 | 1/16/2011 8:22:00 PM |
BARNAPAS | $41.70 | 1/16/2011 5:28:40 PM |
nashibaksi | $25.00 | 1/16/2011 8:26:46 PM |
riverflow | $35.13 | 1/16/2011 8:57:51 PM |
fire_torf | $25.00 | 1/16/2011 9:49:49 PM |
investisure | $50.00 | 1/16/2011 2:10:06 PM |
Oak-Parker | $25.00 | 1/16/2011 3:02:16 PM |
thomas16882004 | $25.00 | 1/16/2011 5:08:12 PM |
twtb19 | $25.00 | 1/16/2011 5:18:15 PM |
well-mannered-income3 | $30.00 | 1/16/2011 8:00:42 PM |
Mr-Miracle | $25.01 | 1/16/2011 8:30:55 PM |
wealth-multiplier | $25.00 | 1/16/2011 8:52:26 PM |
Military_Support | $100.00 | 1/16/2011 5:50:38 PM |
hamster | $27.60 | 1/16/2011 6:06:02 PM |
profitable-money | $25.00 | 1/16/2011 9:43:53 PM |
quest0 | $25.00 | 1/16/2011 6:23:51 PM |
principal-capo8 | $25.00 | 1/16/2011 6:29:36 PM |
kendallv | $25.00 | 1/16/2011 9:56:44 PM |
vutah | $25.00 | 1/16/2011 7:17:13 PM |
payment-encore | $200.00 | 1/16/2011 7:37:11 PM |
itsmaj | $146.98 | 1/16/2011 7:57:18 PM |
lsx7 | $50.00 | 1/16/2011 8:26:30 PM |
Trevor_C | $25.00 | 1/16/2011 9:56:43 PM |
146 Investments
|
Borrower Payment Dependent Notes Series
490806
This series of Notes was issued and sold upon the funding of the borrower loan #46586, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Jan-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-17-2011 |
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 28.49% |
Monthly payment:
| $298.16 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 13.60% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 18% |
Credit score:
| 700-719 (Jan-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 8y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,812 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 18 |
Bankcard utilization:
| 63% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| THENICEGUY |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 22 ( 71% )
| 700-719 (Latest)
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 9
( 29% )
| 700-719
(Jun-2008)
|
Principal balance:
| $1,640.47 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 31 | | |
Description
THENICEGUY
Purpose of loan:
This loan will be used to?
Pay off 3 of my bills and open up more free money a month.
My financial situation:
I am a good candidate for this loan because?
I am a hard worker and trying to enjoy my life more, not just work all the time.
Monthly net income: $ 5,300.00
Monthly expenses: $
??Housing: $ 2,100.00
??Insurance: $ 130.00
??Car expenses: $ 290.00
??Utilities: $ 80.00
??Phone, cable, internet: $ 100.00
??Food, entertainment: $ 80.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 650.00
??Other expenses: $ 60.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
reward-adventure | $50.00 | 1/16/2011 9:57:46 AM |
dollar-sonnet3 | $50.00 | 1/16/2011 9:58:44 AM |
Kash2010lu | $27.00 | 1/16/2011 9:59:18 AM |
Investoman | $100.00 | 1/16/2011 10:00:46 AM |
EBITDA | $25.00 | 1/16/2011 10:01:00 AM |
ThatDanGuy | $50.00 | 1/16/2011 10:01:07 AM |
luminous-payout6 | $25.00 | 1/16/2011 10:24:09 AM |
lendstats_com | $200.00 | 1/16/2011 11:10:33 AM |
wisconsinvestor | $100.00 | 1/16/2011 11:48:46 AM |
Mikale360 | $50.00 | 1/16/2011 12:08:01 PM |
VJ_Financial | $50.00 | 1/16/2011 12:26:05 PM |
desertoasis | $25.00 | 1/16/2011 2:20:19 PM |
mikeandcat | $100.00 | 1/16/2011 2:33:31 PM |
squarebob | $25.00 | 1/16/2011 3:04:09 PM |
bid-czar8 | $50.00 | 1/16/2011 9:59:03 AM |
velocity-solo | $30.00 | 1/16/2011 9:59:10 AM |
income-sage9 | $25.00 | 1/16/2011 10:04:20 AM |
handshake5 | $100.00 | 1/16/2011 10:00:42 AM |
vigorous-velocity | $50.00 | 1/16/2011 10:01:31 AM |
payout-bridge | $150.00 | 1/16/2011 10:48:24 AM |
MoonMama | $25.00 | 1/16/2011 10:02:27 AM |
Bob450 | $25.00 | 1/16/2011 10:02:37 AM |
wise-deal-panda | $50.00 | 1/16/2011 10:03:05 AM |
1SteelerFan | $25.00 | 1/16/2011 12:20:53 PM |
Leshan | $150.00 | 1/16/2011 1:13:10 PM |
heatherwood | $50.00 | 1/16/2011 10:03:37 AM |
jobani | $25.00 | 1/16/2011 10:03:44 AM |
gold-channel2 | $25.00 | 1/16/2011 10:03:57 AM |
jhouman | $25.00 | 1/16/2011 10:11:13 AM |
DasMula | $25.00 | 1/16/2011 10:20:40 AM |
illinois_joe | $86.40 | 1/16/2011 5:57:00 PM |
goal-benefit2 | $40.04 | 1/16/2011 10:43:04 AM |
well-rounded-dinero | $75.00 | 1/16/2011 11:16:59 AM |
hopeful-truth5 | $200.00 | 1/16/2011 12:10:09 PM |
4aBetterTomorrow | $33.00 | 1/16/2011 6:53:42 PM |
emance | $50.00 | 1/16/2011 12:25:05 PM |
a-balance-surgeon | $50.00 | 1/16/2011 2:20:50 PM |
ronin4sale | $25.00 | 1/16/2011 3:56:00 PM |
loanman2007 | $125.00 | 1/17/2011 5:34:39 AM |
chameleon125 | $50.00 | 1/17/2011 7:05:18 AM |
snm2001 | $25.00 | 1/17/2011 8:13:01 AM |
thorough-capital799 | $100.00 | 1/17/2011 9:10:32 AM |
nashibaksi | $25.00 | 1/16/2011 8:27:17 PM |
HelpfulLender1 | $50.00 | 1/16/2011 6:03:18 PM |
Chesterite | $100.00 | 1/16/2011 6:30:38 PM |
Lubava | $25.00 | 1/16/2011 6:51:43 PM |
bold-treasure-neutrino | $30.00 | 1/16/2011 10:00:36 PM |
wealth-multiplier | $25.00 | 1/16/2011 8:50:41 PM |
HOPPS | $25.00 | 1/16/2011 10:10:07 PM |
coldfuzion | $52.91 | 1/16/2011 11:59:05 PM |
motivator72 | $25.00 | 1/17/2011 4:51:05 AM |
mmckune | $25.00 | 1/16/2011 9:58:12 PM |
brother_tam | $50.00 | 1/16/2011 10:00:10 PM |
fortytwo | $50.00 | 1/16/2011 10:00:30 PM |
frankdelraza | $25.00 | 1/16/2011 11:34:51 PM |
Frosty | $25.00 | 1/17/2011 8:52:13 AM |
Pu239 | $60.00 | 1/17/2011 8:24:05 AM |
mikeandcat | $63.74 | 1/17/2011 8:28:19 AM |
agreement-animal | $35.12 | 1/17/2011 8:42:09 AM |
radar_love | $25.00 | 1/17/2011 9:07:16 AM |
vine99 | $50.00 | 1/16/2011 9:57:52 AM |
genius520 | $100.00 | 1/16/2011 10:01:03 AM |
truth-ceremony | $25.00 | 1/16/2011 10:01:48 AM |
lagnisiruk | $25.00 | 1/16/2011 10:02:15 AM |
AMSlife | $50.00 | 1/16/2011 10:02:45 AM |
Wellman | $50.00 | 1/16/2011 10:02:58 AM |
flexible-value | $100.00 | 1/16/2011 10:03:49 AM |
ingenious-deal6 | $25.00 | 1/16/2011 10:04:15 AM |
burgeoning-silver | $25.00 | 1/16/2011 10:04:28 AM |
red-power-pecan | $50.00 | 1/16/2011 10:04:47 AM |
enthusiastic-balance5 | $100.00 | 1/16/2011 10:11:42 AM |
credit-bliss8 | $25.00 | 1/16/2011 10:11:53 AM |
Jeffro123456 | $30.57 | 1/16/2011 1:55:39 PM |
Champion_Lending | $25.00 | 1/16/2011 4:23:35 PM |
Comoparklender | $50.00 | 1/16/2011 9:58:22 AM |
YoungTaxMan | $340.86 | 1/16/2011 5:12:12 PM |
capital-halo1 | $500.00 | 1/16/2011 10:00:53 AM |
ElAbel11 | $25.00 | 1/16/2011 10:03:31 AM |
golffish2 | $50.00 | 1/16/2011 10:10:16 AM |
organic-order | $25.00 | 1/16/2011 10:11:22 AM |
honorable-yield | $25.00 | 1/16/2011 10:01:11 AM |
worthy-bid8 | $50.00 | 1/16/2011 10:01:15 AM |
108lender | $150.00 | 1/16/2011 10:02:24 AM |
113121 | $400.00 | 1/16/2011 10:11:51 AM |
investisure | $50.00 | 1/16/2011 2:10:07 PM |
investment-artist | $25.00 | 1/16/2011 10:20:34 AM |
auction-seeker | $25.00 | 1/16/2011 11:34:10 AM |
hillerod | $25.00 | 1/16/2011 11:45:14 AM |
frugalinvestor20 | $25.00 | 1/16/2011 12:46:57 PM |
bluefinch | $25.00 | 1/16/2011 2:03:34 PM |
SolarMoonshine | $50.00 | 1/16/2011 2:04:55 PM |
peace-missile | $60.57 | 1/16/2011 2:58:48 PM |
Jerrys1951 | $50.00 | 1/16/2011 4:52:17 PM |
IIP77 | $25.00 | 1/16/2011 10:00:17 PM |
peace-missile | $70.00 | 1/17/2011 1:35:00 AM |
niq4soccer | $25.00 | 1/17/2011 5:35:29 AM |
treasure-bliss | $50.00 | 1/17/2011 5:39:20 AM |
credit-investor5 | $50.00 | 1/17/2011 6:44:17 AM |
bonus-quark4 | $25.00 | 1/17/2011 6:57:03 AM |
kendallv | $25.00 | 1/17/2011 7:00:03 AM |
supreme-hope | $25.00 | 1/17/2011 7:42:09 AM |
quest0 | $25.00 | 1/16/2011 6:24:18 PM |
jules3304 | $25.00 | 1/17/2011 7:43:31 AM |
principal-lion | $50.00 | 1/16/2011 6:58:34 PM |
balance-force | $25.00 | 1/17/2011 8:41:43 AM |
JLChamberlain | $25.00 | 1/16/2011 9:11:20 PM |
maj0508 | $100.00 | 1/16/2011 6:29:25 PM |
loss-of-control | $150.00 | 1/16/2011 7:17:45 PM |
ciscoparrot | $25.00 | 1/16/2011 10:00:12 PM |
selfmademan | $25.00 | 1/16/2011 10:00:40 PM |
Apex-Lender | $25.00 | 1/16/2011 9:29:15 PM |
papaloha | $200.00 | 1/16/2011 10:20:16 PM |
FunkyBro | $40.00 | 1/16/2011 10:49:05 PM |
Barrayaran | $25.00 | 1/17/2011 4:41:54 AM |
Perksunlimited | $50.00 | 1/17/2011 5:34:33 AM |
helvet | $45.00 | 1/17/2011 6:02:14 AM |
jazzlender | $25.00 | 1/16/2011 10:00:18 PM |
new-social-economist | $75.00 | 1/16/2011 11:34:15 PM |
zzaaak | $25.00 | 1/16/2011 11:49:43 PM |
divedude | $25.00 | 1/17/2011 8:14:35 AM |
grampy48 | $43.79 | 1/17/2011 4:48:21 AM |
sensible-fund | $25.00 | 1/17/2011 5:29:20 AM |
One_Lolo | $50.00 | 1/17/2011 8:41:28 AM |
MNJ | $25.00 | 1/17/2011 6:08:27 AM |
doomsday18 | $25.00 | 1/17/2011 7:38:55 AM |
newest-generous-income | $25.00 | 1/17/2011 7:59:11 AM |
trumpeter5 | $40.00 | 1/17/2011 8:20:32 AM |
thrifty-capital | $25.00 | 1/17/2011 8:27:03 AM |
social-heart | $37.50 | 1/17/2011 8:30:27 AM |
hidavehi | $25.08 | 1/17/2011 8:34:32 AM |
130 Investments
|
Borrower Payment Dependent Notes Series
490852
This series of Notes was issued and sold upon the funding of the borrower loan #46750, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Jan-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-18-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 43% |
Credit score:
| 720-739 (Jan-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 3y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,226 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| |
Homeownership:
| No | | |
Screen name:
| loyalty-fellow |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Last Term College Tuition
Purpose of loan:
This loan will be used to pay off my last term of tuition. I already have job interviews lined up and now I just have to finance my last term of tuition so I can graduate.
My financial situation:
I am a good candidate for this loan because I am always on time with all of my payments.
Monthly net income: $1,500
Monthly expenses: $758
??Housing: $216
??Insurance: $60
??Car expenses: $30
??Utilities: $25
??Phone, cable, internet: $22
??Food, entertainment: $20
??Clothing, household expenses $20
??Credit cards and other loans: $215
??Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
Requiem | $25.00 | 1/18/2011 10:29:34 AM |
income-sage9 | $25.00 | 1/18/2011 10:37:31 AM |
Jack55304 | $100.00 | 1/18/2011 10:37:50 AM |
Bob450 | $25.00 | 1/18/2011 11:10:45 AM |
loss-of-control | $50.00 | 1/18/2011 1:52:25 PM |
gold-blanket0 | $25.00 | 1/18/2011 2:59:15 PM |
smear87 | $25.00 | 1/18/2011 3:29:56 PM |
minddoc | $25.00 | 1/18/2011 4:06:37 PM |
divedude | $25.00 | 1/18/2011 10:36:09 AM |
credit-sycamore4 | $100.00 | 1/18/2011 10:36:43 AM |
greencat | $50.00 | 1/18/2011 10:40:50 AM |
witty-openness | $25.00 | 1/18/2011 11:09:07 AM |
Wellman | $50.00 | 1/18/2011 10:34:48 AM |
investment-artist | $25.00 | 1/18/2011 10:35:01 AM |
ElAbel11 | $25.00 | 1/18/2011 10:35:10 AM |
back-scratchers | $25.00 | 1/18/2011 5:16:02 PM |
goodhearted-basis4 | $25.00 | 1/18/2011 5:16:41 PM |
gain-gourd | $50.00 | 1/18/2011 10:36:32 AM |
UCLA4life | $25.00 | 1/18/2011 10:37:41 AM |
missile5 | $50.00 | 1/18/2011 6:11:50 PM |
alphabet76 | $30.00 | 1/18/2011 6:50:02 PM |
Astyanax | $45.00 | 1/18/2011 11:39:14 AM |
scrappy-diversification7 | $1,837.00 | 1/18/2011 8:09:59 PM |
wwwUniversal | $25.00 | 1/18/2011 8:10:57 PM |
handshake5 | $100.00 | 1/18/2011 8:11:00 PM |
MoneyForNothing | $22.23 | 1/18/2011 10:13:02 PM |
ac787 | $25.00 | 1/18/2011 5:17:08 PM |
goodhearted-basis4 | $25.00 | 1/18/2011 6:10:26 PM |
well-mannered-income3 | $25.00 | 1/18/2011 6:30:56 PM |
vine99 | $50.00 | 1/18/2011 9:06:18 PM |
SFBank | $200.00 | 1/18/2011 10:30:16 AM |
nilonc1 | $50.00 | 1/18/2011 10:36:14 AM |
dpries123 | $25.00 | 1/18/2011 10:49:29 AM |
liberty-magnate | $25.00 | 1/18/2011 11:18:41 AM |
Iago88 | $25.00 | 1/18/2011 3:09:23 PM |
money-baron | $50.00 | 1/18/2011 10:28:48 AM |
bid-czar8 | $50.00 | 1/18/2011 10:32:01 AM |
genius520 | $100.00 | 1/18/2011 10:33:25 AM |
hidavehi | $25.01 | 1/18/2011 4:15:14 PM |
ingenious-deal6 | $25.00 | 1/18/2011 10:35:21 AM |
Perksunlimited | $25.00 | 1/18/2011 10:36:02 AM |
J-Rott | $50.00 | 1/18/2011 10:36:22 AM |
velocity-solo | $30.00 | 1/18/2011 10:32:06 AM |
Investoman | $100.00 | 1/18/2011 10:32:50 AM |
capital-halo1 | $500.00 | 1/18/2011 10:33:04 AM |
EBITDA | $25.00 | 1/18/2011 10:33:13 AM |
vigorous-velocity | $50.00 | 1/18/2011 10:33:55 AM |
master648 | $25.00 | 1/18/2011 2:55:11 PM |
credit-investor5 | $50.00 | 1/18/2011 10:35:56 AM |
money-bauble | $50.00 | 1/18/2011 5:16:47 PM |
impartial-deal | $25.00 | 1/18/2011 10:37:04 AM |
wise-rupee-sanctuary | $50.00 | 1/18/2011 10:38:14 AM |
klemer | $25.00 | 1/18/2011 5:55:34 PM |
reward-adventure | $50.00 | 1/18/2011 6:09:24 PM |
honorable-yield | $25.00 | 1/18/2011 6:10:37 PM |
Banker_Joe | $25.00 | 1/18/2011 6:12:23 PM |
niq4soccer | $25.00 | 1/18/2011 11:22:31 AM |
Frosty | $25.00 | 1/18/2011 1:37:01 PM |
SLN-10 | $25.00 | 1/18/2011 2:03:03 PM |
I-Believe-In-You | $25.00 | 1/18/2011 10:12:46 PM |
wise-intelligent-duty | $25.00 | 1/18/2011 9:33:29 PM |
ThatDanGuy | $50.00 | 1/18/2011 6:10:36 PM |
ingenious-interest1 | $50.00 | 1/18/2011 6:25:03 PM |
platinum-rapture6 | $50.00 | 1/18/2011 7:29:36 PM |
thrifty-capital | $25.00 | 1/18/2011 8:10:46 PM |
Sorya | $35.76 | 1/18/2011 9:12:26 PM |
power-trophy7 | $25.00 | 1/18/2011 9:44:43 PM |
67 Investments
|
Borrower Payment Dependent Notes Series
490928
This series of Notes was issued and sold upon the funding of the borrower loan #46583, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.25% |
Listing Start date:
| Jan-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-16-2011 |
|
Lender yield:
| 7.49% |
Borrower rate/APR:
| 8.49% / 10.58% |
Monthly payment:
| $126.25 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.48% | | |
| |
Estimated return*:
| 4.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jan-2003 |
Debt/Income ratio:
| 8% |
Credit score:
| 760-779 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 3y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,351 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| siegoris |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 23 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Apr-2008)
760-779
(Mar-2008)
740-759
(Nov-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 23 | | |
Description
consolidate disc and mc
I will use this loan to eliminate the balance on my master card and discover card, leaving approximately 700 to go into an emergency fund. i would rather pay interest to people on prosper than to banks
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
gold-commander0 | $25.00 | 1/16/2011 9:58:38 AM |
top-note-jamboree | $50.00 | 1/16/2011 9:58:55 AM |
honorable-yield | $25.00 | 1/16/2011 10:00:14 AM |
radforj22 | $25.00 | 1/16/2011 10:00:36 AM |
american6 | $100.00 | 1/16/2011 10:00:41 AM |
Streetfighter | $50.00 | 1/16/2011 10:02:06 AM |
market-assembler | $50.00 | 1/16/2011 10:02:52 AM |
benefit-squirrel | $30.00 | 1/16/2011 10:03:55 AM |
dreammachine | $50.00 | 1/16/2011 10:04:43 AM |
SOP_Bank | $25.00 | 1/16/2011 10:10:45 AM |
grnii78 | $100.00 | 1/16/2011 10:11:17 AM |
enthralling-deal180 | $50.00 | 1/16/2011 9:58:18 AM |
ericgassercom | $50.00 | 1/16/2011 9:59:16 AM |
genius520 | $100.00 | 1/16/2011 9:59:59 AM |
power-trophy7 | $25.00 | 1/16/2011 10:00:10 AM |
worthy-bid8 | $50.00 | 1/16/2011 10:00:25 AM |
bestbuy | $25.00 | 1/16/2011 10:02:11 AM |
worldly-community3 | $50.00 | 1/16/2011 10:03:10 AM |
investment-star | $50.00 | 1/16/2011 10:03:18 AM |
golden-wealth2 | $50.00 | 1/16/2011 10:03:21 AM |
organized-payment6 | $50.00 | 1/16/2011 9:58:52 AM |
MoneyForNothing | $25.00 | 1/16/2011 9:59:21 AM |
b1geasy | $25.00 | 1/16/2011 10:11:39 AM |
be_wise | $25.00 | 1/16/2011 10:01:22 AM |
fiddlerzvi | $50.00 | 1/16/2011 10:01:57 AM |
heavenly-repayment4 | $25.00 | 1/16/2011 10:03:14 AM |
availableloan | $25.00 | 1/16/2011 10:03:24 AM |
mistertao | $25.00 | 1/16/2011 10:04:12 AM |
LSAR | $25.00 | 1/16/2011 10:10:10 AM |
cashhelp | $30.00 | 1/16/2011 10:11:21 AM |
Aberdeen | $4,000.00 | 1/16/2011 10:11:57 AM |
downtownfarm | $25.00 | 1/16/2011 10:01:39 AM |
Goodlender42 | $25.00 | 1/16/2011 10:02:03 AM |
lagnisiruk | $25.00 | 1/16/2011 10:02:22 AM |
interstellar | $50.00 | 1/16/2011 10:04:05 AM |
selector568 | $350.00 | 1/16/2011 9:58:31 AM |
ray1051 | $50.00 | 1/16/2011 9:59:00 AM |
bowdish1 | $50.00 | 1/16/2011 9:59:54 AM |
ursus | $100.00 | 1/16/2011 10:00:17 AM |
first-upright-payout | $25.00 | 1/16/2011 10:00:29 AM |
museic1 | $50.00 | 1/16/2011 10:01:26 AM |
the-enterprising-leverage | $25.00 | 1/16/2011 10:02:13 AM |
GElender | $50.00 | 1/16/2011 10:02:56 AM |
TSC | $100.00 | 1/16/2011 9:58:50 AM |
velocity-solo | $60.00 | 1/16/2011 9:58:57 AM |
wise-deal-panda | $50.00 | 1/16/2011 10:03:53 AM |
skuba | $75.00 | 1/16/2011 9:59:50 AM |
simplelender80 | $100.00 | 1/16/2011 10:00:05 AM |
impeccable-transparency | $50.00 | 1/16/2011 10:00:21 AM |
bizzzond | $50.00 | 1/16/2011 10:11:35 AM |
enthusiastic-balance5 | $100.00 | 1/16/2011 10:11:44 AM |
rolandweary | $25.00 | 1/16/2011 10:01:29 AM |
objective-investor | $150.00 | 1/16/2011 10:01:45 AM |
ijspence | $25.00 | 1/16/2011 10:02:00 AM |
rdav | $25.00 | 1/16/2011 10:02:10 AM |
C_Mark | $100.00 | 1/16/2011 10:03:27 AM |
five-star-justice | $36.00 | 1/16/2011 10:03:29 AM |
flexible-value | $100.00 | 1/16/2011 10:03:47 AM |
Bio-physicist | $50.00 | 1/16/2011 10:11:10 AM |
59 Investments
|
Borrower Payment Dependent Notes Series
490946
This series of Notes was issued and sold upon the funding of the borrower loan #46711, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.70% |
Listing Start date:
| Jan-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-16-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 21.34% |
Monthly payment:
| $72.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.60% | | |
| |
Estimated return*:
| 8.90% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1976 |
Debt/Income ratio:
| 65% |
Credit score:
| 860-879 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
17 | Length of status: | 6y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Nurse (LPN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,506 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 3% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| smillyone |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 16 ( 100% )
| 860-879 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 820-839
(Jul-2009)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 16 | | |
Description
Letty's new Dishwasher
Purpose of loan:
This loan will be used to?Purchase a new Dishwasher
My financial situation:is stable
I am a good candidate for this loan because?I always pay my debts
Monthly net income: $ 7,000.00
Monthly expenses: $ <3000.00>
??Housing: $ own home, pay only taxes & upkeep
??Insurance: $41.60 per month
??Car expenses: $100.00 per month
??Utilities: $225.00
??Phone, cable, internet: $50.00
??Food, entertainment: $350.00 per month
??Clothing, household expenses $300.00 per month
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
enthralling-deal180 | $50.00 | 1/16/2011 9:58:19 AM |
goodhearted-basis4 | $25.00 | 1/16/2011 9:59:36 AM |
skuba | $75.00 | 1/16/2011 9:59:51 AM |
genius520 | $100.00 | 1/16/2011 10:00:00 AM |
impeccable-transparency | $50.00 | 1/16/2011 10:00:20 AM |
objective-investor | $150.00 | 1/16/2011 10:01:46 AM |
rdav | $25.00 | 1/16/2011 10:02:10 AM |
simplelender80 | $100.00 | 1/16/2011 10:00:07 AM |
american6 | $100.00 | 1/16/2011 10:00:41 AM |
rolandweary | $25.00 | 1/16/2011 10:01:29 AM |
market-assembler | $50.00 | 1/16/2011 10:02:52 AM |
precious-coin3 | $50.00 | 1/16/2011 9:58:04 AM |
MutuallyBeneficial | $50.00 | 1/16/2011 10:03:43 AM |
Streetfighter | $50.00 | 1/16/2011 10:02:07 AM |
lagnisiruk | $25.00 | 1/16/2011 10:02:23 AM |
investment-star | $50.00 | 1/16/2011 10:03:19 AM |
C_Mark | $100.00 | 1/16/2011 10:03:29 AM |
five-star-justice | $36.00 | 1/16/2011 10:03:30 AM |
MoneyForNothing | $25.00 | 1/16/2011 9:59:00 AM |
CAGE-Investments | $25.00 | 1/16/2011 9:59:37 AM |
handshake5 | $100.00 | 1/16/2011 9:59:47 AM |
bowdish1 | $50.00 | 1/16/2011 9:59:55 AM |
power-trophy7 | $25.00 | 1/16/2011 10:00:11 AM |
ursus | $100.00 | 1/16/2011 10:00:19 AM |
radforj22 | $25.00 | 1/16/2011 10:00:38 AM |
museic1 | $50.00 | 1/16/2011 10:01:27 AM |
velocity-solo | $50.00 | 1/16/2011 10:01:30 AM |
nickel-hickory | $50.00 | 1/16/2011 9:59:43 AM |
worthy-bid8 | $50.00 | 1/16/2011 10:00:26 AM |
downtownfarm | $25.00 | 1/16/2011 10:01:40 AM |
fiddlerzvi | $50.00 | 1/16/2011 10:01:58 AM |
worldly-community3 | $50.00 | 1/16/2011 10:03:11 AM |
honorable-yield | $25.00 | 1/16/2011 10:00:15 AM |
first-upright-payout | $25.00 | 1/16/2011 10:00:31 AM |
be_wise | $25.00 | 1/16/2011 10:01:23 AM |
the-enterprising-leverage | $25.00 | 1/16/2011 10:02:14 AM |
heavenly-repayment4 | $25.00 | 1/16/2011 10:03:15 AM |
golden-wealth2 | $50.00 | 1/16/2011 10:03:22 AM |
heatherwood | $50.00 | 1/16/2011 10:03:41 AM |
39 Investments
|
Borrower Payment Dependent Notes Series
490950
This series of Notes was issued and sold upon the funding of the borrower loan #46732, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Jan-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-19-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $306.15 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1990 |
Debt/Income ratio:
| 20% |
Credit score:
| 660-679 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
9 | Length of status: | 6y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 54 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,767 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| No | | |
Screen name:
| return-victor |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Consolidation Loan
Purpose of loan:
Consolidate credit cards to get them paid off quicker
My financial situation:
I have a stable job with a good income.? I pay all?my bills on time and am a responsible borrower.??My credit card utilization?was based on small business investment I made that hasn't been paid back yet.? ?
Monthly net income: $ 11,055.00
Monthly expenses: $
??Housing: $ 1500.00
??Insurance: $ 120.00
??Car expenses: $ 909.00
??Utilities: $ 490.00
??Food, entertainment: $ 750.00
??Credit cards and other loans: $ 1250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
ready-interest9 | $25.00 | 1/19/2011 1:26:51 PM |
bid-czar8 | $50.00 | 1/18/2011 10:32:02 AM |
ElAbel11 | $25.00 | 1/18/2011 10:35:11 AM |
Perksunlimited | $25.00 | 1/18/2011 10:36:04 AM |
gain-gourd | $50.00 | 1/18/2011 10:36:33 AM |
UCLA4life | $25.00 | 1/18/2011 10:37:42 AM |
greencat | $50.00 | 1/18/2011 10:41:10 AM |
Astyanax | $50.00 | 1/18/2011 11:43:17 AM |
vigorous-velocity | $50.00 | 1/18/2011 10:34:00 AM |
glroark | $150.00 | 1/18/2011 12:05:23 PM |
velocity-solo | $30.00 | 1/18/2011 10:32:06 AM |
Green-Baron | $25.00 | 1/18/2011 2:17:26 PM |
ingenious-deal6 | $25.00 | 1/18/2011 10:35:23 AM |
credit-sycamore4 | $100.00 | 1/18/2011 10:36:45 AM |
impartial-deal | $25.00 | 1/18/2011 10:37:05 AM |
Jack55304 | $100.00 | 1/18/2011 10:37:51 AM |
nilonc1 | $100.00 | 1/18/2011 10:48:03 AM |
golffish2 | $100.00 | 1/18/2011 11:04:18 AM |
Bob450 | $25.00 | 1/18/2011 11:10:46 AM |
income-sage9 | $25.00 | 1/18/2011 8:09:26 PM |
IASKGOD | $25.00 | 1/18/2011 10:40:33 PM |
one-midas | $50.00 | 1/18/2011 4:42:53 PM |
ingenious-interest1 | $50.00 | 1/18/2011 6:25:04 PM |
alphabet76 | $30.00 | 1/18/2011 6:52:15 PM |
moola-monger9 | $50.00 | 1/19/2011 7:38:48 AM |
cloud8 | $50.00 | 1/19/2011 7:54:09 AM |
Thylow | $25.00 | 1/18/2011 8:09:24 PM |
wise-intelligent-duty | $25.00 | 1/18/2011 9:41:11 PM |
shrewd-income | $54.16 | 1/18/2011 11:34:06 PM |
witty-openness | $25.00 | 1/19/2011 9:27:00 AM |
amusement4 | $100.00 | 1/18/2011 5:43:46 PM |
radforj22 | $25.00 | 1/19/2011 5:35:40 AM |
note-buddy | $226.00 | 1/18/2011 7:02:37 PM |
loanman2007 | $75.00 | 1/19/2011 6:37:30 AM |
Gobsek | $25.00 | 1/19/2011 10:16:44 AM |
machkimaspesi | $50.00 | 1/19/2011 8:17:07 AM |
tzvie | $25.00 | 1/19/2011 10:40:48 AM |
spiff666 | $25.00 | 1/19/2011 8:41:00 AM |
fortytwo | $50.00 | 1/19/2011 12:42:47 AM |
riveting-credit5 | $158.14 | 1/19/2011 11:43:34 AM |
2grindstones | $25.00 | 1/19/2011 9:43:25 AM |
handshake5 | $44.54 | 1/19/2011 2:04:58 AM |
fairness-atmosphere | $25.00 | 1/19/2011 4:48:48 PM |
sfmf | $25.00 | 1/19/2011 4:50:52 PM |
Mrgiggleswic | $79.08 | 1/19/2011 9:05:05 AM |
mpatrick | $25.00 | 1/19/2011 9:11:35 AM |
musegaze | $69.90 | 1/19/2011 4:51:39 PM |
wwwUniversal | $25.00 | 1/19/2011 4:52:33 PM |
ommcd | $25.00 | 1/19/2011 4:52:45 PM |
QuantumLobster | $25.00 | 1/19/2011 4:59:31 PM |
shrewd-peace7 | $25.00 | 1/19/2011 4:59:47 PM |
green-thoughtful-yield | $50.00 | 1/19/2011 5:00:53 PM |
HHP | $50.00 | 1/19/2011 1:12:38 PM |
igotmoney | $50.00 | 1/19/2011 1:13:18 PM |
silver-enlightenment0 | $100.00 | 1/19/2011 5:06:22 PM |
attractive-fund | $50.00 | 1/19/2011 4:49:42 PM |
MilitaryLending | $25.00 | 1/19/2011 4:53:06 PM |
play4lax | $25.00 | 1/19/2011 4:59:49 PM |
stock106 | $25.00 | 1/19/2011 5:00:29 PM |
kulender | $50.00 | 1/19/2011 5:00:50 PM |
top-return-oasis | $75.00 | 1/19/2011 12:00:05 PM |
first-restless-payout | $50.00 | 1/19/2011 12:09:17 PM |
worth-arch | $25.00 | 1/19/2011 5:07:02 PM |
payout-carnival | $28.03 | 1/19/2011 5:07:23 PM |
gothampark | $25.00 | 1/19/2011 1:11:39 PM |
toomanyfishtanks | $25.00 | 1/19/2011 1:43:16 PM |
mike279766 | $25.00 | 1/19/2011 3:34:54 PM |
RKLFinancial | $25.00 | 1/19/2011 3:44:52 PM |
Redmond | $25.00 | 1/19/2011 4:50:14 PM |
bondhedger | $25.00 | 1/19/2011 4:51:00 PM |
NoCal | $25.00 | 1/19/2011 4:51:13 PM |
thelovebug | $100.00 | 1/19/2011 4:51:58 PM |
patriot897 | $25.00 | 1/19/2011 4:52:27 PM |
FeedTheMachine | $50.00 | 1/19/2011 4:52:46 PM |
thestartuplender | $50.00 | 1/19/2011 4:59:58 PM |
apostle901 | $25.00 | 1/19/2011 5:00:31 PM |
nodrivelpls | $25.00 | 1/19/2011 5:15:09 PM |
fighter122 | $25.00 | 1/19/2011 5:06:01 PM |
helping-out | $35.59 | 1/19/2011 5:06:43 PM |
Investoman | $100.00 | 1/18/2011 10:32:51 AM |
capital-halo1 | $500.00 | 1/18/2011 10:33:06 AM |
EBITDA | $25.00 | 1/18/2011 10:33:16 AM |
Wellman | $50.00 | 1/18/2011 10:34:49 AM |
BankofBeth | $25.00 | 1/18/2011 11:27:35 AM |
penny-plato | $25.00 | 1/18/2011 2:25:57 PM |
Kash2010lu | $27.00 | 1/18/2011 10:32:10 AM |
SolarMoonshine | $50.00 | 1/18/2011 3:46:25 PM |
genius520 | $100.00 | 1/18/2011 10:33:26 AM |
credit-investor5 | $50.00 | 1/18/2011 10:35:57 AM |
wise-rupee-sanctuary | $50.00 | 1/18/2011 10:38:15 AM |
liberty-magnate | $25.00 | 1/18/2011 11:15:56 AM |
Frosty | $25.00 | 1/18/2011 1:39:13 PM |
brightest-dignified-penny | $25.00 | 1/18/2011 10:35:00 AM |
squarebob | $25.00 | 1/18/2011 3:13:42 PM |
divedude | $25.00 | 1/18/2011 10:36:10 AM |
J-Rott | $50.00 | 1/18/2011 10:36:24 AM |
SFBank | $200.00 | 1/18/2011 5:40:41 PM |
reflective-rupee | $300.77 | 1/18/2011 10:46:35 AM |
minddoc | $25.00 | 1/18/2011 4:06:36 PM |
travels536 | $25.00 | 1/18/2011 11:11:38 AM |
fund-fox4 | $50.00 | 1/18/2011 8:16:58 PM |
loss-of-control | $200.00 | 1/18/2011 1:55:14 PM |
pietro_torna_indietro | $41.95 | 1/18/2011 9:43:15 PM |
power-trophy7 | $25.00 | 1/18/2011 9:44:45 PM |
octoberfresh | $25.00 | 1/19/2011 1:08:44 AM |
gold-blanket0 | $25.00 | 1/18/2011 3:32:01 PM |
treasure-bliss | $50.00 | 1/19/2011 1:41:15 AM |
orderly-wampum | $60.00 | 1/18/2011 4:39:50 PM |
erowis | $40.00 | 1/19/2011 2:15:56 AM |
beer-gardener | $28.81 | 1/18/2011 4:50:30 PM |
dtana | $25.00 | 1/18/2011 5:53:50 PM |
missile5 | $50.00 | 1/18/2011 6:09:21 PM |
reward-adventure | $50.00 | 1/18/2011 8:09:12 PM |
joebob78 | $46.12 | 1/19/2011 8:00:50 AM |
Leshan | $25.00 | 1/19/2011 8:59:16 AM |
magical-coin1 | $50.00 | 1/19/2011 9:37:31 AM |
enriched-note6 | $25.00 | 1/19/2011 9:48:00 AM |
Thylow | $25.00 | 1/19/2011 1:55:38 AM |
ethicalhumanist | $50.00 | 1/19/2011 2:31:11 PM |
kendigme | $25.00 | 1/19/2011 2:29:23 AM |
favorite-commerce | $50.00 | 1/19/2011 7:23:09 AM |
cbivitz | $200.00 | 1/19/2011 4:38:16 PM |
rapid-credit428 | $25.00 | 1/19/2011 4:49:04 PM |
supreme-hope | $25.00 | 1/19/2011 8:19:56 AM |
xzec777 | $25.00 | 1/19/2011 8:24:04 AM |
orange-preeminant-bill | $50.00 | 1/19/2011 4:51:06 PM |
LionLending | $78.34 | 1/19/2011 9:15:01 AM |
a-successful-credit | $91.93 | 1/19/2011 4:52:24 PM |
108lender | $43.89 | 1/19/2011 4:52:43 PM |
natural-greenback6 | $25.00 | 1/19/2011 4:52:48 PM |
power-rotation7 | $25.00 | 1/19/2011 1:25:47 PM |
brightest-income-hunter | $25.00 | 1/19/2011 10:17:41 AM |
money-bauble | $100.00 | 1/19/2011 4:51:38 PM |
masonn | $25.00 | 1/19/2011 4:59:35 PM |
social-conductor4 | $25.00 | 1/19/2011 5:00:03 PM |
bid-carrier0 | $25.00 | 1/19/2011 5:00:24 PM |
bold-treasure-neutrino | $30.00 | 1/19/2011 5:06:30 PM |
bnlforever | $25.00 | 1/19/2011 5:07:17 PM |
F16Pilot | $25.00 | 1/19/2011 1:21:25 PM |
Starfin-Capital-Management | $69.34 | 1/19/2011 1:35:33 PM |
nickel-universe2 | $25.00 | 1/19/2011 1:48:18 PM |
life-is-great | $25.00 | 1/19/2011 4:06:40 PM |
diplomatic-wealth7 | $25.00 | 1/19/2011 4:52:36 PM |
graceful-investment | $32.33 | 1/19/2011 5:00:16 PM |
shmb6508 | $50.00 | 1/19/2011 5:15:13 PM |
lowcostmoney | $25.00 | 1/19/2011 5:02:00 PM |
reinforced-investment4 | $25.00 | 1/19/2011 5:06:54 PM |
147 Investments
|
Borrower Payment Dependent Notes Series
491024
This series of Notes was issued and sold upon the funding of the borrower loan #46686, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Jan-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-17-2011 |
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 28.49% |
Monthly payment:
| $278.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 13.60% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-2004 |
Debt/Income ratio:
| 36% |
Credit score:
| 720-739 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 6y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,520 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| nifer2415 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 35 ( 97% )
| 720-739 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 1
( 3% )
| 600-619
(Jan-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 36 | | |
Description
Pay off bills and pay for wedding!
Purpose of loan:
To pay off some bills and pay for my wedding in June!
My financial situation:
I am a good candidate for this loan because I can make the payments every month.
Monthly net income: $1500-$1700
Monthly expenses: $
??Housing: $
300
??Insurance: $
120
??Car expenses: $
205
??Utilities: $
100
??Phone, cable, internet: $
50
??Food, entertainment: $
150
??Clothing, household expenses $
50
??Credit cards and other loans: $
100
??Other expenses: $
88
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
grnii78 | $75.00 | 1/17/2011 10:34:53 AM |
bid-czar8 | $50.00 | 1/17/2011 10:40:05 AM |
genius520 | $100.00 | 1/17/2011 10:41:34 AM |
honorable-yield | $25.00 | 1/17/2011 10:41:46 AM |
ingenious-deal6 | $25.00 | 1/17/2011 10:43:27 AM |
divedude | $25.00 | 1/17/2011 10:45:12 AM |
DasMula | $57.00 | 1/17/2011 10:49:51 AM |
five-star-note | $250.00 | 1/17/2011 11:48:17 AM |
marinbb | $25.00 | 1/17/2011 12:26:26 PM |
vutah | $25.00 | 1/17/2011 1:32:13 PM |
enthusiastic-balance5 | $100.00 | 1/17/2011 10:37:03 AM |
credit-guard5 | $25.00 | 1/17/2011 10:37:38 AM |
loss-of-control | $200.00 | 1/17/2011 3:13:18 PM |
favorite-commerce | $50.00 | 1/17/2011 3:22:36 PM |
velocity-solo | $30.00 | 1/17/2011 10:40:08 AM |
EBITDA | $25.00 | 1/17/2011 10:41:20 AM |
DasMula | $86.57 | 1/17/2011 5:20:33 PM |
ac787 | $25.00 | 1/17/2011 5:30:29 PM |
sincere-balance | $50.00 | 1/17/2011 5:33:49 PM |
Wellman | $50.00 | 1/17/2011 10:42:51 AM |
impressive-credit431 | $100.00 | 1/17/2011 10:36:34 AM |
desertoasis | $25.00 | 1/17/2011 10:43:57 AM |
peace-missile | $25.00 | 1/17/2011 10:44:12 AM |
mckhbnpc | $30.00 | 1/17/2011 10:50:04 AM |
Kash2010lu | $27.00 | 1/17/2011 10:40:10 AM |
MoneyForNothing | $25.00 | 1/17/2011 10:41:04 AM |
capital-halo1 | $500.00 | 1/17/2011 10:41:18 AM |
one-midas | $100.00 | 1/17/2011 12:11:12 PM |
vigorous-velocity | $50.00 | 1/17/2011 10:42:07 AM |
ElAbel11 | $25.00 | 1/17/2011 10:43:10 AM |
Byrd24 | $100.00 | 1/17/2011 1:12:19 PM |
selector568 | $150.00 | 1/17/2011 10:50:43 AM |
justanothersushieater | $25.00 | 1/17/2011 2:45:33 PM |
vest_vortex | $25.00 | 1/17/2011 3:29:52 PM |
brightest-dignified-penny | $25.00 | 1/17/2011 3:59:38 PM |
mikeandcat | $150.00 | 1/17/2011 4:25:41 PM |
Leshan | $200.00 | 1/17/2011 4:36:22 PM |
shrewd-income | $100.00 | 1/17/2011 12:20:36 PM |
LoisLoan | $50.00 | 1/17/2011 5:26:18 PM |
well-mannered-income3 | $50.00 | 1/17/2011 1:17:43 PM |
thankful-nickel2 | $25.00 | 1/17/2011 3:00:41 PM |
2grindstones | $25.00 | 1/17/2011 3:46:20 PM |
jutdon84 | $500.00 | 1/17/2011 5:16:58 PM |
ac787 | $25.00 | 1/17/2011 5:31:27 PM |
MoneyForNothing | $22.66 | 1/17/2011 6:03:10 PM |
Short_Stack | $25.00 | 1/17/2011 10:36:51 AM |
JustMee | $25.00 | 1/17/2011 10:56:45 AM |
Jerrys1951 | $50.00 | 1/17/2011 11:07:24 AM |
wonder3 | $35.00 | 1/17/2011 11:37:02 AM |
J-Rott | $50.00 | 1/17/2011 11:39:24 AM |
JohnWS | $100.00 | 1/17/2011 11:48:46 AM |
Astyanax | $85.00 | 1/17/2011 12:09:24 PM |
Mr-Miracle | $25.00 | 1/17/2011 12:19:49 PM |
jhouman | $25.00 | 1/17/2011 10:36:57 AM |
Skeptical-one | $49.00 | 1/17/2011 10:37:05 AM |
wealth-multiplier | $25.00 | 1/17/2011 2:22:50 PM |
peso-tiramisu | $25.00 | 1/17/2011 3:04:10 PM |
credit-sycamore4 | $100.00 | 1/17/2011 5:19:43 PM |
verdiprr | $400.00 | 1/17/2011 5:28:00 PM |
snm2001 | $25.00 | 1/17/2011 5:54:14 PM |
investment-daydream | $75.00 | 1/17/2011 10:35:11 AM |
reward-adventure | $50.00 | 1/17/2011 10:36:44 AM |
credit-investor5 | $50.00 | 1/17/2011 10:44:42 AM |
Perksunlimited | $25.00 | 1/17/2011 10:44:54 AM |
vine99 | $50.00 | 1/17/2011 10:57:05 AM |
handshake5 | $100.00 | 1/17/2011 10:40:56 AM |
Investoman | $100.00 | 1/17/2011 10:41:07 AM |
hopeful-truth5 | $300.00 | 1/17/2011 12:13:33 PM |
burgeoning-silver | $25.00 | 1/17/2011 10:43:42 AM |
sincerlyyours | $200.00 | 1/17/2011 1:17:49 PM |
Vans1975 | $47.00 | 1/17/2011 1:44:26 PM |
reflective-rupee | $500.77 | 1/17/2011 10:47:04 AM |
DKSArt | $25.00 | 1/17/2011 1:51:46 PM |
well-rounded-dinero | $75.00 | 1/17/2011 1:57:22 PM |
Whipster | $50.00 | 1/17/2011 10:52:09 AM |
nilonc1 | $50.00 | 1/17/2011 10:53:16 AM |
ryan6853 | $25.00 | 1/17/2011 2:21:40 PM |
hunterMG | $25.00 | 1/17/2011 2:45:50 PM |
FinanceEngine | $30.00 | 1/17/2011 3:06:13 PM |
witty-openness | $25.00 | 1/17/2011 11:55:36 AM |
ready-interest9 | $25.00 | 1/17/2011 11:59:20 AM |
master648 | $45.00 | 1/17/2011 3:36:43 PM |
investment-artist | $25.00 | 1/17/2011 3:54:47 PM |
eod_man | $100.00 | 1/17/2011 5:25:37 PM |
SolarMoonshine | $50.00 | 1/17/2011 1:56:28 PM |
gain-gourd | $50.00 | 1/17/2011 2:19:17 PM |
thrifty-capital | $25.00 | 1/17/2011 2:24:47 PM |
rustysailor | $30.00 | 1/17/2011 4:18:13 PM |
Galdis | $25.00 | 1/17/2011 4:26:34 PM |
d_grbg | $25.00 | 1/17/2011 5:28:52 PM |
Scotcha | $50.00 | 1/17/2011 6:03:01 PM |
91 Investments
|
Borrower Payment Dependent Notes Series
491036
This series of Notes was issued and sold upon the funding of the borrower loan #46723, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Jan-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-18-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $285.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 16% |
Credit score:
| 700-719 (Jan-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 6y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $48,449 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| peaceful-return033 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate debt.
My financial situation:
I am a good candidate for this loan because I have a very stable job in the IT industry and will have no problem making the monthly payments. I also have about 150,000+ equity in my home.
Monthly net income: $ 5000
Monthly expenses: $
??Housing: $ 2450
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 100
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
reward-adventure | $50.00 | 1/17/2011 7:19:06 PM |
bid-czar8 | $50.00 | 1/17/2011 7:23:15 PM |
EBITDA | $25.00 | 1/17/2011 7:23:45 PM |
genius520 | $100.00 | 1/17/2011 7:23:48 PM |
gain-gourd | $50.00 | 1/17/2011 7:25:36 PM |
coin-investor | $25.00 | 1/17/2011 7:34:20 PM |
loanman2007 | $75.00 | 1/18/2011 4:34:29 AM |
RyanM561 | $25.00 | 1/18/2011 6:40:07 AM |
first-dinero-temple | $25.00 | 1/18/2011 8:35:35 AM |
wise-rupee-sanctuary | $50.00 | 1/18/2011 9:35:48 AM |
ready-interest9 | $25.00 | 1/18/2011 10:13:20 AM |
DasMula | $77.00 | 1/17/2011 7:25:46 PM |
reflective-rupee | $200.77 | 1/17/2011 7:59:34 PM |
freebush69 | $2,000.00 | 1/17/2011 9:34:18 PM |
Free-the-usa-1776 | $25.00 | 1/18/2011 12:33:09 AM |
Moe87 | $35.83 | 1/18/2011 4:03:03 AM |
one-midas | $25.00 | 1/18/2011 5:31:33 AM |
Kash2010lu | $27.00 | 1/17/2011 7:23:19 PM |
liberty-magnate | $25.00 | 1/18/2011 11:14:05 AM |
ElAbel11 | $25.00 | 1/17/2011 7:24:40 PM |
Perksunlimited | $25.00 | 1/17/2011 7:25:19 PM |
poolshark72 | $25.00 | 1/18/2011 12:31:58 PM |
squarebob | $25.00 | 1/18/2011 3:15:48 PM |
erowis | $30.00 | 1/18/2011 1:23:12 AM |
Lam0nt | $25.00 | 1/18/2011 9:53:20 AM |
duty-monger | $50.00 | 1/18/2011 3:51:19 AM |
spiff666 | $25.00 | 1/18/2011 7:03:59 AM |
PCity-LOA15 | $25.00 | 1/18/2011 8:33:41 AM |
honorable-yield | $25.00 | 1/18/2011 4:49:21 PM |
travels536 | $25.00 | 1/18/2011 10:54:56 AM |
burgeoning-silver | $25.00 | 1/18/2011 9:52:51 AM |
glroark | $100.00 | 1/18/2011 12:04:58 PM |
CalCollegeFund19 | $25.00 | 1/18/2011 1:59:15 PM |
nilonc1 | $100.00 | 1/18/2011 10:34:38 AM |
Nicedad72 | $25.00 | 1/18/2011 5:03:49 PM |
Iago88 | $25.00 | 1/18/2011 3:09:00 PM |
durable-investment8 | $35.00 | 1/18/2011 3:28:46 PM |
Bob450 | $25.00 | 1/18/2011 11:10:39 AM |
handshake5 | $100.00 | 1/18/2011 4:47:24 PM |
well-mannered-income3 | $30.00 | 1/18/2011 12:58:47 PM |
penny-plato | $25.00 | 1/18/2011 2:25:24 PM |
gold-blanket0 | $25.00 | 1/18/2011 2:59:13 PM |
hidavehi | $25.04 | 1/18/2011 4:14:20 PM |
dough-hammock | $25.00 | 1/18/2011 5:13:21 PM |
beer-gardener | $25.00 | 1/18/2011 4:52:35 PM |
Wellman | $50.00 | 1/17/2011 7:24:27 PM |
J-Rott | $50.00 | 1/17/2011 7:25:33 PM |
impartial-deal | $25.00 | 1/17/2011 9:09:45 PM |
lendstats_com | $200.00 | 1/17/2011 9:14:07 PM |
witty-openness | $25.00 | 1/18/2011 4:26:59 AM |
Artist_Blue | $25.00 | 1/18/2011 6:05:57 AM |
UCLA4life | $25.00 | 1/18/2011 6:14:34 AM |
favorite-commerce | $50.00 | 1/18/2011 7:01:15 AM |
Jack55304 | $100.00 | 1/18/2011 7:04:28 AM |
loss-of-control | $200.00 | 1/18/2011 8:19:15 AM |
blue-useful-auction | $25.00 | 1/18/2011 10:19:43 AM |
velocity-solo | $30.00 | 1/17/2011 7:23:17 PM |
vigorous-velocity | $50.00 | 1/17/2011 7:23:57 PM |
credit-investor5 | $50.00 | 1/17/2011 7:25:15 PM |
n2fitns | $40.00 | 1/17/2011 10:34:27 PM |
income-sage9 | $25.00 | 1/18/2011 12:24:55 AM |
Investoman | $100.00 | 1/17/2011 7:23:40 PM |
capital-halo1 | $500.00 | 1/17/2011 7:23:43 PM |
ingenious-deal6 | $25.00 | 1/17/2011 7:24:47 PM |
divedude | $25.00 | 1/17/2011 7:25:24 PM |
credit-sycamore4 | $100.00 | 1/17/2011 7:25:44 PM |
durability-halibut | $25.00 | 1/18/2011 12:54:07 PM |
dblakels | $25.00 | 1/18/2011 9:17:09 AM |
impartial-deal | $25.00 | 1/17/2011 9:12:37 PM |
money-bauble | $100.00 | 1/18/2011 2:34:37 PM |
Whipster | $50.00 | 1/17/2011 9:34:37 PM |
dynamic-platinum | $100.00 | 1/18/2011 2:48:09 PM |
LoisLoan | $50.00 | 1/18/2011 9:53:04 AM |
mighty-commerce7 | $25.00 | 1/18/2011 4:09:06 AM |
money-banker867 | $100.00 | 1/18/2011 10:23:31 AM |
wonder3 | $25.00 | 1/18/2011 6:22:53 AM |
killdare | $25.00 | 1/18/2011 6:38:06 AM |
cybercop45 | $25.00 | 1/18/2011 3:38:39 PM |
greencat | $50.00 | 1/18/2011 7:17:06 AM |
buffalobills | $25.00 | 1/18/2011 7:19:42 AM |
moola-monger9 | $100.00 | 1/18/2011 8:19:34 AM |
scoobiedoo | $50.00 | 1/18/2011 9:03:21 AM |
reasonable-kindness0 | $36.00 | 1/18/2011 4:55:06 PM |
Frosty | $50.00 | 1/18/2011 1:31:59 PM |
SLN-10 | $25.00 | 1/18/2011 2:02:47 PM |
mpatrick | $25.00 | 1/18/2011 2:26:20 PM |
wwwUniversal | $25.00 | 1/18/2011 5:16:25 PM |
riveting-credit5 | $182.85 | 1/18/2011 5:17:57 PM |
Keyver17 | $25.00 | 1/18/2011 3:43:15 PM |
life-is-great | $50.00 | 1/18/2011 10:57:27 AM |
ThatDanGuy | $50.00 | 1/18/2011 4:49:20 PM |
Bcs-cnc | $48.51 | 1/18/2011 12:35:22 PM |
orderly-wampum | $60.00 | 1/18/2011 4:40:06 PM |
thankful-nickel2 | $25.00 | 1/18/2011 4:45:23 PM |
mmmm1982 | $42.00 | 1/18/2011 4:52:03 PM |
95 Investments
|
Borrower Payment Dependent Notes Series
491138
This series of Notes was issued and sold upon the funding of the borrower loan #46580, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.20% |
Listing Start date:
| Jan-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-18-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $108.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 15.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 13% |
Credit score:
| 660-679 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 20y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,427 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| |
Homeownership:
| No | | |
Screen name:
| awesome-gold5 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
betterich1
Purpose of loan:
This loan will be used to?start my own company?
My financial situation:
I am a good candidate for this loan because?
I am a responsible individual who has held the same job for the past 20 years and always pay my bills on time.
Monthly net income: $
3000.00
Monthly expenses: $
??Housing: $ 700.00
??Insurance: $?95.00
??Car expenses: $ 0
??Utilities: $ 200.00
??Phone, cable, internet: $ 100.00
??Food, entertainment: $ 400.00
??Clothing, household expenses $ 200.00
??Credit cards and other loans: $ 100.00
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
selector568 | $100.00 | 1/18/2011 4:55:09 PM |
ElAbel11 | $25.00 | 1/18/2011 5:01:03 PM |
ingenious-deal6 | $25.00 | 1/18/2011 5:01:13 PM |
Jack55304 | $100.00 | 1/18/2011 5:02:22 PM |
Bob450 | $25.00 | 1/18/2011 5:02:52 PM |
transaction-circuit | $100.00 | 1/18/2011 4:55:18 PM |
nickel-hickory | $50.00 | 1/18/2011 4:58:38 PM |
peace-missile | $25.00 | 1/18/2011 4:58:43 PM |
velocity-solo | $25.00 | 1/18/2011 4:59:09 PM |
Kash2010lu | $25.00 | 1/18/2011 5:08:13 PM |
payout-bridge | $100.00 | 1/18/2011 5:14:44 PM |
nickel-hickory | $50.00 | 1/18/2011 5:16:42 PM |
pembull | $75.00 | 1/18/2011 4:58:14 PM |
vigorous-velocity | $36.78 | 1/18/2011 5:00:24 PM |
Wellman | $50.00 | 1/18/2011 5:00:49 PM |
credit-sycamore4 | $100.00 | 1/18/2011 5:02:04 PM |
riveting-credit5 | $358.22 | 1/18/2011 5:19:47 PM |
DasMula | $25.00 | 1/18/2011 4:56:48 PM |
gain-gourd | $50.00 | 1/18/2011 5:01:56 PM |
wise-rupee-sanctuary | $50.00 | 1/18/2011 5:02:39 PM |
droopie1 | $25.00 | 1/18/2011 5:11:41 PM |
ac787 | $25.00 | 1/18/2011 5:15:50 PM |
nickel-hickory | $50.00 | 1/18/2011 5:16:11 PM |
nickel-hickory | $50.00 | 1/18/2011 5:16:22 PM |
nilonc1 | $100.00 | 1/18/2011 4:54:15 PM |
capital-halo1 | $500.00 | 1/18/2011 4:59:53 PM |
genius520 | $100.00 | 1/18/2011 5:00:07 PM |
momentous-value | $25.00 | 1/18/2011 5:16:01 PM |
nethosters | $25.00 | 1/18/2011 4:58:18 PM |
vutah | $25.00 | 1/18/2011 4:58:33 PM |
Investoman | $100.00 | 1/18/2011 4:59:48 PM |
J-Rott | $50.00 | 1/18/2011 5:01:48 PM |
DHolly | $30.00 | 1/18/2011 5:15:36 PM |
33 Investments
|
Borrower Payment Dependent Notes Series
491208
This series of Notes was issued and sold upon the funding of the borrower loan #46747, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-22-2011 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 16.65% |
Monthly payment:
| $258.12 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 13% |
Credit score:
| 760-779 (Jan-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 3y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Attorney |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,200 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| extraordinary-bill7 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
IRS Loan
Purpose of loan:
This loan will be used to?pay tax liability.
My financial situation:
I am a good candidate for this loan because?I have a solid history of making payments when they are due.
Monthly net income: $ 12,000.00
Monthly expenses: $ 7,000.00 (total, see below for individual expenses)
??Housing: $2000.00
??Insurance: $100.00
??Car expenses: $600.00
??Utilities: $150.00
??Phone, cable, internet: $200.00
??Food, entertainment: $700.00
??Clothing, household expenses $200.00
??Credit cards and other loans: $1,000.00
??Other expenses: $2,050.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
I have only one mortgage, and the balance is $231,193.11. According to Zillow.com, my home is worth $267,500.
(Jan-20-2011)
1 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
a-responsible-return | $25.00 | 1/20/2011 5:30:53 PM |
TelegramSam | $25.00 | 1/20/2011 5:31:42 PM |
rss197 | $25.00 | 1/20/2011 5:33:03 PM |
Carpetkid | $25.00 | 1/20/2011 5:34:03 PM |
Fiimg | $50.00 | 1/20/2011 5:34:14 PM |
reflective-rupee | $500.77 | 1/20/2011 5:35:10 PM |
gold-commander0 | $50.00 | 1/20/2011 5:36:33 PM |
skuba | $75.00 | 1/20/2011 5:37:25 PM |
C_Mark | $100.00 | 1/20/2011 5:41:17 PM |
RandyL3 | $25.00 | 1/20/2011 5:42:14 PM |
radforj22 | $25.00 | 1/20/2011 5:54:28 PM |
jazzlender | $50.00 | 1/20/2011 5:28:07 PM |
commerce-yeller | $25.00 | 1/20/2011 5:30:41 PM |
organized-payment6 | $50.00 | 1/20/2011 5:30:55 PM |
Bank_Of_XL | $50.00 | 1/20/2011 8:02:22 PM |
gracej | $25.00 | 1/20/2011 5:33:33 PM |
heavenly-repayment4 | $25.00 | 1/20/2011 5:41:07 PM |
indomitable-coin | $25.00 | 1/20/2011 5:41:25 PM |
wise-deal-panda | $50.00 | 1/20/2011 5:31:29 PM |
wise-rupee-sanctuary | $50.00 | 1/20/2011 5:33:14 PM |
motivator796 | $25.00 | 1/21/2011 8:20:01 AM |
kmprospeo | $50.00 | 1/20/2011 7:11:58 PM |
hope-lionheart1 | $25.00 | 1/20/2011 7:30:52 PM |
museic1 | $50.00 | 1/20/2011 5:39:46 PM |
the-enterprising-leverage | $25.00 | 1/20/2011 5:40:38 PM |
worldly-community3 | $50.00 | 1/20/2011 5:40:55 PM |
bigphish | $50.00 | 1/20/2011 5:42:27 PM |
golden-finance7 | $50.00 | 1/20/2011 5:42:51 PM |
murlirao2002 | $25.00 | 1/21/2011 9:56:59 AM |
SolarMoonshine | $1,000.00 | 1/20/2011 5:59:16 PM |
ThomasC | $50.00 | 1/20/2011 6:42:18 PM |
jjswanso | $50.00 | 1/20/2011 6:43:01 PM |
buckyhead2000 | $25.00 | 1/20/2011 6:55:36 PM |
enthusiastic-ore5 | $50.00 | 1/21/2011 9:00:45 AM |
papaloha | $25.00 | 1/21/2011 12:49:15 AM |
BlueProteus | $25.00 | 1/21/2011 10:34:21 AM |
Artist_Blue | $25.00 | 1/21/2011 6:01:58 AM |
FinanceEngine | $25.00 | 1/21/2011 7:16:16 AM |
Dskillz | $25.00 | 1/21/2011 8:11:08 AM |
Gobsek | $25.00 | 1/21/2011 11:29:59 AM |
enriched-note6 | $25.00 | 1/21/2011 11:31:28 AM |
bomdel | $25.00 | 1/21/2011 8:50:37 AM |
Domgabriel | $25.00 | 1/21/2011 9:03:56 AM |
mpatrick | $25.00 | 1/21/2011 10:22:24 AM |
HYGCapitalPartnersLP | $100.00 | 1/21/2011 12:52:52 PM |
Techne_Funds_LLC | $25.00 | 1/21/2011 4:48:46 PM |
engaging-worth | $25.00 | 1/21/2011 3:24:50 PM |
friendinmoney | $25.00 | 1/21/2011 4:40:26 PM |
enterprising-diversification5 | $25.00 | 1/21/2011 5:48:14 PM |
UncleSafety | $50.00 | 1/21/2011 3:15:45 PM |
jybank | $25.00 | 1/21/2011 8:36:07 PM |
liberty-thinker | $25.00 | 1/21/2011 5:25:39 PM |
colorfulgardener | $25.00 | 1/22/2011 3:12:34 AM |
wampum-chorus3 | $75.00 | 1/22/2011 4:45:18 AM |
silver-beaker | $25.00 | 1/22/2011 5:41:27 AM |
tolerant-dinero2 | $25.00 | 1/21/2011 5:38:13 PM |
LateOneNight | $25.00 | 1/21/2011 9:16:23 PM |
exact-peso2 | $25.00 | 1/22/2011 6:31:54 AM |
JohnWS | $47.06 | 1/21/2011 9:22:19 PM |
bestbuy | $25.00 | 1/21/2011 5:42:34 PM |
wdworld | $50.00 | 1/22/2011 12:47:13 AM |
wwwUniversal | $25.00 | 1/22/2011 1:00:02 AM |
wampum-chorus3 | $100.00 | 1/22/2011 4:36:51 AM |
bentheredunthat | $50.00 | 1/22/2011 6:08:06 AM |
terrific-fund5 | $25.00 | 1/21/2011 9:16:48 PM |
bjr01 | $25.00 | 1/21/2011 10:58:31 PM |
m0rlock | $500.00 | 1/22/2011 3:44:42 AM |
sabot6 | $25.18 | 1/22/2011 7:00:09 AM |
AnxiousAirman | $25.00 | 1/22/2011 10:57:33 AM |
wampum-chorus3 | $57.92 | 1/22/2011 11:20:13 AM |
bazaar-festivity | $25.00 | 1/22/2011 8:38:45 AM |
All_Wins | $25.00 | 1/22/2011 8:49:56 AM |
Fun54115 | $25.00 | 1/22/2011 9:40:15 AM |
CASSHMAN | $50.00 | 1/22/2011 10:08:47 AM |
bill-expert | $55.00 | 1/22/2011 10:30:46 AM |
heerzaquestion | $25.00 | 1/22/2011 10:39:43 AM |
vordo | $50.00 | 1/22/2011 10:47:31 AM |
impressive-credit431 | $100.00 | 1/20/2011 5:30:58 PM |
Speculator | $50.00 | 1/20/2011 5:31:04 PM |
flexible-value | $100.00 | 1/20/2011 5:31:21 PM |
honorable-yield | $25.00 | 1/20/2011 5:38:07 PM |
velocity-solo | $50.00 | 1/20/2011 5:40:13 PM |
responsibility-cherry6 | $50.00 | 1/20/2011 5:42:02 PM |
ray1051 | $25.00 | 1/20/2011 5:30:57 PM |
powerful-finance7 | $25.00 | 1/20/2011 5:31:11 PM |
cloud8 | $60.00 | 1/20/2011 5:34:44 PM |
american6 | $100.00 | 1/20/2011 5:36:06 PM |
tech310 | $50.00 | 1/20/2011 5:36:12 PM |
bowdish1 | $50.00 | 1/20/2011 5:37:42 PM |
genius520 | $100.00 | 1/20/2011 5:37:55 PM |
ursus | $100.00 | 1/20/2011 5:38:15 PM |
impeccable-transparency | $50.00 | 1/20/2011 5:38:29 PM |
rolandweary | $25.00 | 1/20/2011 5:40:03 PM |
somebody32 | $50.00 | 1/20/2011 5:44:56 PM |
Oak-Parker | $25.00 | 1/20/2011 6:04:39 PM |
enthralling-deal180 | $75.00 | 1/20/2011 5:26:54 PM |
vutah | $25.00 | 1/20/2011 6:18:10 PM |
lender987654321 | $25.00 | 1/20/2011 5:29:36 PM |
loanman2007 | $100.00 | 1/21/2011 7:01:21 AM |
kmr2 | $100.00 | 1/20/2011 5:31:46 PM |
DasMula | $37.44 | 1/20/2011 5:33:51 PM |
simplelender80 | $100.00 | 1/20/2011 5:38:01 PM |
bjak | $25.00 | 1/21/2011 9:32:21 AM |
isid0re | $26.00 | 1/20/2011 8:50:59 PM |
TNG812 | $25.00 | 1/20/2011 9:33:16 PM |
georgedorn | $25.00 | 1/21/2011 9:18:31 AM |
marketplace-cello5 | $25.00 | 1/20/2011 10:36:49 PM |
rdav | $25.00 | 1/21/2011 10:34:56 AM |
gristle_mcthornbody | $25.00 | 1/21/2011 6:01:38 AM |
integrity-doctor | $100.00 | 1/21/2011 6:31:01 AM |
FundMaker | $25.00 | 1/21/2011 7:11:10 AM |
MNJ | $25.00 | 1/21/2011 7:47:31 AM |
Moneypenny6 | $25.00 | 1/21/2011 8:09:12 AM |
Astyanax | $50.00 | 1/21/2011 11:29:21 AM |
enchanted-yield4 | $50.00 | 1/21/2011 9:32:36 AM |
Redmond | $25.00 | 1/21/2011 11:43:48 AM |
Shamrock731 | $28.87 | 1/21/2011 11:21:30 AM |
1SteelerFan | $30.00 | 1/21/2011 1:19:05 PM |
loss-of-control | $50.00 | 1/21/2011 1:49:13 PM |
felicity-loyalist0 | $25.00 | 1/21/2011 2:54:32 PM |
exchange-upholder0 | $25.00 | 1/21/2011 1:00:04 PM |
hard-working-reward2 | $37.00 | 1/21/2011 3:09:22 PM |
handshake5 | $100.00 | 1/21/2011 5:18:37 PM |
j2ee | $25.00 | 1/21/2011 5:53:57 PM |
friendly-principal76 | $25.00 | 1/21/2011 6:05:25 PM |
RyanTH9893 | $25.00 | 1/21/2011 5:27:21 PM |
rdking647 | $35.00 | 1/21/2011 8:57:18 PM |
Leshan | $25.00 | 1/22/2011 6:33:38 AM |
rockhound84 | $25.00 | 1/22/2011 7:02:10 AM |
vigilance-searcher | $25.00 | 1/22/2011 9:03:19 AM |
dcap3 | $30.00 | 1/22/2011 4:25:41 AM |
helpless23 | $25.00 | 1/21/2011 8:10:02 PM |
phchristensen | $50.00 | 1/22/2011 10:01:01 AM |
bnoble09 | $25.00 | 1/22/2011 10:18:40 AM |
helpingyou1 | $25.00 | 1/21/2011 10:16:59 PM |
Islandgal | $25.01 | 1/21/2011 10:46:49 PM |
equitable-p2ploan8 | $26.85 | 1/22/2011 11:25:35 AM |
icon688 | $25.00 | 1/22/2011 10:25:50 AM |
friendly-market5 | $25.00 | 1/22/2011 7:30:35 AM |
JustMee | $2.90 | 1/22/2011 11:27:40 AM |
Sol_Invictus | $25.00 | 1/22/2011 9:55:04 AM |
141 Investments
|
Borrower Payment Dependent Notes Series
491272
This series of Notes was issued and sold upon the funding of the borrower loan #46683, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.70% |
Listing Start date:
| Jan-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-24-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 21.34% |
Monthly payment:
| $180.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.60% | | |
| |
Estimated return*:
| 8.90% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 680-699 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
5 | Length of status: | 1y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $33,553 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| PositiveINV |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 20 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $6,300.00 | < 31 days late:
| 0
( 0% )
| 620-639
(May-2008)
|
Principal balance:
| $0.02 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 20 | | |
Description
Raising more Business Capital
Purpose of loan:
This loan will be used to increase my business capital.
My financial situation:
I am a good candidate for this loan because i have a good track record
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
radforj22 | $25.00 | 1/21/2011 4:13:57 PM |
return-grizzly | $100.00 | 1/21/2011 4:14:01 PM |
enthralling-deal180 | $50.00 | 1/21/2011 4:14:06 PM |
bowdish1 | $50.00 | 1/21/2011 4:14:59 PM |
the-enterprising-leverage | $25.00 | 1/21/2011 4:15:33 PM |
somebody32 | $50.00 | 1/21/2011 4:15:51 PM |
marketplace-cello5 | $25.00 | 1/21/2011 4:16:02 PM |
Skeptical-one | $49.00 | 1/21/2011 4:16:26 PM |
DasMula | $25.00 | 1/21/2011 4:39:08 PM |
tech310 | $50.00 | 1/21/2011 4:14:46 PM |
simplelender80 | $100.00 | 1/21/2011 4:15:07 PM |
museic1 | $50.00 | 1/21/2011 4:15:28 PM |
velocity-solo | $50.00 | 1/21/2011 4:15:31 PM |
ThomasC | $50.00 | 1/21/2011 4:15:53 PM |
steiglends | $250.00 | 1/21/2011 4:16:04 PM |
MoneyForNothing | $25.10 | 1/21/2011 4:28:26 PM |
powerful-finance7 | $25.00 | 1/21/2011 4:14:22 PM |
genius520 | $100.00 | 1/21/2011 4:15:05 PM |
ursus | $100.00 | 1/21/2011 4:15:16 PM |
rolandweary | $25.00 | 1/21/2011 4:15:29 PM |
NekHoldings | $25.00 | 1/22/2011 12:35:48 AM |
JustMee | $25.00 | 1/21/2011 5:01:17 PM |
Mikale360 | $25.00 | 1/21/2011 5:49:50 PM |
papaloha | $25.00 | 1/22/2011 12:42:24 AM |
shabufa | $25.00 | 1/21/2011 8:11:51 PM |
trumpeter5 | $40.00 | 1/22/2011 6:13:58 AM |
Brown98 | $25.00 | 1/22/2011 6:44:48 AM |
ac787 | $25.00 | 1/21/2011 5:40:32 PM |
miket71 | $50.00 | 1/22/2011 6:57:57 AM |
terrific-duty397 | $25.00 | 1/22/2011 7:22:40 AM |
drcoop | $25.00 | 1/22/2011 12:41:01 AM |
hopeful-truth5 | $100.00 | 1/21/2011 7:25:35 PM |
GoodScot | $25.00 | 1/21/2011 8:07:52 PM |
Bank_Of_XL | $100.00 | 1/22/2011 10:06:22 AM |
Rick7925 | $25.00 | 1/22/2011 2:42:32 PM |
wampum-chorus3 | $50.51 | 1/22/2011 2:17:13 PM |
mtnbikemania | $50.00 | 1/22/2011 3:59:27 PM |
terrific-fund5 | $50.00 | 1/22/2011 3:28:13 PM |
ronin4sale | $25.00 | 1/22/2011 6:04:29 PM |
GoStrong | $50.00 | 1/22/2011 6:13:09 PM |
frugalinvestor20 | $25.00 | 1/22/2011 9:15:41 PM |
green-forceful-openness | $25.00 | 1/22/2011 9:57:29 PM |
SelectTrustLending | $25.00 | 1/22/2011 3:07:31 PM |
gracej | $25.00 | 1/22/2011 3:42:22 PM |
genuine-integrity0 | $25.00 | 1/22/2011 5:06:26 PM |
sensible-gain884 | $25.00 | 1/23/2011 5:47:25 AM |
favorite-commerce | $50.00 | 1/23/2011 6:30:24 AM |
PXM-Financial | $35.00 | 1/22/2011 9:55:01 PM |
FlyingBobo | $25.00 | 1/23/2011 6:57:57 AM |
nickel-position | $25.00 | 1/23/2011 1:59:56 PM |
fund-fox4 | $50.00 | 1/23/2011 11:21:13 AM |
asdf9876 | $25.00 | 1/23/2011 3:11:52 PM |
dodgerfan | $50.00 | 1/23/2011 6:42:08 PM |
terrific-duty397 | $27.24 | 1/23/2011 8:28:28 PM |
mbear | $100.00 | 1/23/2011 9:04:18 PM |
five-star-note | $151.52 | 1/23/2011 10:22:14 PM |
balance-force | $35.00 | 1/23/2011 11:20:32 PM |
jpaulnyc | $100.00 | 1/24/2011 5:08:16 AM |
responsibility-cherry6 | $25.00 | 1/21/2011 4:13:59 PM |
flexible-value | $100.00 | 1/21/2011 4:14:23 PM |
C_Mark | $100.00 | 1/21/2011 4:15:36 PM |
enthusiastic-balance5 | $100.00 | 1/21/2011 4:16:31 PM |
Artist_Blue | $25.00 | 1/21/2011 5:17:12 PM |
vanklein | $25.00 | 1/21/2011 4:11:59 PM |
alexgalt | $100.00 | 1/21/2011 4:12:46 PM |
jazzlender | $25.00 | 1/21/2011 4:13:01 PM |
CAGE-Investments | $25.00 | 1/21/2011 4:14:18 PM |
wise-deal-panda | $50.00 | 1/21/2011 4:14:26 PM |
wise-rupee-sanctuary | $50.00 | 1/21/2011 4:14:30 PM |
skuba | $75.00 | 1/21/2011 4:14:55 PM |
honorable-yield | $25.00 | 1/21/2011 4:15:11 PM |
worldly-community3 | $50.00 | 1/21/2011 4:15:35 PM |
indomitable-coin | $25.00 | 1/21/2011 4:15:38 PM |
goodhearted-basis4 | $25.00 | 1/21/2011 4:14:11 PM |
american6 | $100.00 | 1/21/2011 4:14:43 PM |
credit-investor5 | $50.00 | 1/21/2011 4:15:45 PM |
goodhearted-basis4 | $25.00 | 1/21/2011 4:56:40 PM |
jpalmer | $49.89 | 1/21/2011 9:01:17 PM |
impeccable-transparency | $50.00 | 1/21/2011 5:47:14 PM |
SimpleChoice | $25.00 | 1/22/2011 8:38:26 AM |
five-star-justice | $36.00 | 1/22/2011 8:38:38 AM |
investment-artist | $50.00 | 1/22/2011 9:20:10 AM |
cashhelp | $30.00 | 1/22/2011 4:36:47 AM |
mckhbnpc | $30.00 | 1/22/2011 10:16:58 AM |
orange-preeminant-bill | $37.41 | 1/22/2011 8:37:24 AM |
jayk63 | $25.00 | 1/22/2011 6:19:58 AM |
phase421 | $25.00 | 1/22/2011 11:32:59 AM |
gain-doughnut | $50.00 | 1/22/2011 12:07:47 PM |
forthright-dedication | $50.00 | 1/22/2011 12:42:51 PM |
BlueProteus | $25.00 | 1/22/2011 12:21:17 PM |
Reliance_Banker | $25.00 | 1/22/2011 3:39:02 PM |
skiberdad | $50.00 | 1/22/2011 4:08:31 PM |
VBPlayer | $25.00 | 1/23/2011 11:15:05 AM |
graceful-credit5 | $50.00 | 1/23/2011 8:36:35 AM |
chameleon125 | $50.00 | 1/23/2011 6:30:32 AM |
1BizLady | $25.00 | 1/23/2011 7:52:30 AM |
FinanceEngine | $25.00 | 1/23/2011 2:18:43 PM |
onecooldrink | $25.00 | 1/23/2011 11:03:13 AM |
chekat | $25.00 | 1/23/2011 11:24:18 AM |
iannyc | $50.00 | 1/23/2011 7:21:47 PM |
eloquent-dough5 | $25.00 | 1/23/2011 7:21:56 PM |
Slapshot | $114.57 | 1/24/2011 5:14:23 AM |
nanda | $100.00 | 1/23/2011 7:02:25 PM |
Nolessthanthebest | $38.76 | 1/23/2011 7:58:04 PM |
economy-structure9 | $25.00 | 1/24/2011 3:43:47 AM |
nashibaksi | $25.00 | 1/23/2011 5:56:07 PM |
106 Investments
|