Sales Report:Supplement No. 6 dated Jan 24, 2011 to Prospectus dated Jan 12, 2011
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jan 12, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jan 12, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 488626
This series of Notes was issued and sold upon the funding of the borrower loan #46608, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Jan-13-2011 
Term: 36 months Listing End date:  Jan-13-2011 
 
Lender yield: 23.99% Borrower rate/APR: 24.99% / 28.49% Monthly payment: $119.26
 
Lender servicing fee: 1.00% Effective Yield*: 23.40%  
Estimated return*: 13.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jul-1986 Debt/Income ratio: 10%
Credit score: 640-659 (Dec-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 8Length of status:9y 0m
Amount delinquent: $0 Total credit lines: 52 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $4,491Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 46%  
   Homeownership: Yes  
Screen name: CanDoMom Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 26 ( 100% ) 640-659 (Latest)
Principal borrowed: $10,500.00< 31 days late: 0 ( 0% )  
700-719 (Dec-2009)
660-679 (Aug-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 26  
Description
Debt Consolidation
Purpose of loan:
I?have high interest, short term (10 months) loan and credit card I want to pay off. Both were used to purchase a furnace for my dads house when it quit working and was too old to repair. Due to his age and his limited income, he?couldn't afford or qualify for a loan to replace the furnace so I paid for it to be done. I want to consolidate this debt into one to have a lower interest rate and lower payment.

My financial situation:
I have a full time job and have been in my current position for?9 years. I have been in the same profession for nearly 20 years. In addition to my full time job, from Jan thru Apr of every year I work part time at a second job preparing taxes professionally. The additional income from this job helps me pay down/pay off existing debts.

Monthly net income:?????$ 3981

Monthly expenses:??????? $ 3105
Housing (mortgage):?$1437
Auto loan:??????????????$ 236
Credit cards, loans:? $ 320? *to be reduced if loan funded
Insurance (auto):????? $ 102
Car expenses (gas, etc): $ 300
Utilities:???????????????????????? $?265
Phone, cable, internet:??? $ 145
Food, household expenses: $ 300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
wizardii$25.001/13/2011 3:40:20 PM
randsenterprise$25.001/13/2011 3:42:16 PM
Skeptical-one$49.001/13/2011 3:40:17 PM
fabulous-community4$50.001/13/2011 3:40:36 PM
daekpon$40.001/13/2011 3:40:48 PM
worthy-bid8$39.561/13/2011 3:40:56 PM
transaction-circuit$100.001/13/2011 3:41:28 PM
bizzzond$37.531/13/2011 3:42:20 PM
Aberdeen$3,000.001/13/2011 3:42:46 PM
alexgalt$100.001/13/2011 3:40:22 PM
113121$400.001/13/2011 3:42:27 PM
DasMula$86.571/13/2011 3:42:40 PM
Feyenoord$25.001/13/2011 3:40:40 PM
amusement4$50.001/13/2011 3:41:59 PM
jhouman$25.001/13/2011 3:42:08 PM
UCLA4life$25.001/13/2011 3:40:14 PM
point-kitten6$50.001/13/2011 3:40:23 PM
credit-sycamore4$100.001/13/2011 3:41:41 PM
OldManP$25.001/13/2011 3:42:13 PM
LittleMingo$30.001/13/2011 3:42:23 PM
Bob450$25.001/13/2011 3:39:57 PM
drcoop$25.001/13/2011 3:42:06 PM
FarmersBank$35.971/13/2011 3:42:12 PM
23 Investments
 
Borrower Payment Dependent Notes Series 489382
This series of Notes was issued and sold upon the funding of the borrower loan #46702, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-12-2011 
Term: 36 months Listing End date:  Jan-13-2011 
 
Lender yield: 13.90% Borrower rate/APR: 14.90% / 17.07% Monthly payment: $311.55
 
Lender servicing fee: 1.00% Effective Yield*: 13.67%  
Estimated return*: 7.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jun-1997 Debt/Income ratio: 14%
Credit score: 700-719 (Dec-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:1y 2m
Amount delinquent: $0 Total credit lines: 24 Occupation: Fireman
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,027Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 58%  
   Homeownership: Yes  
Screen name: dieseldad13 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Septic Tank
Purpose of loan:
This loan will be used to replace/repair field lines for my septic tank. It is also so I can avoid maximizing my available balances on my credit cards to get this loan ?

My financial situation:
My financial situation is very stable as you can see with my above 700 credit score. I also show in my profile that I am just one point shy of a perfect score rating for Prosper?s rating scale.I am a full-time firefighter for a city department that offers extra over time each and every month that pays time and a half. I am also a full-time firefighter for a county department, this positions allows me to work as many or as few shifts per month as I choose.

Monthly net income: $
My city position pays $55,000.00 per year and my county position pays $15,000.00.

Monthly expenses: $
??Housing: $1086.00
??Insurance: $45.00
??Car expenses: $95.00
??Utilities: $190.00
??Phone, cable, internet: $150.00
??Food, entertainment: $ 400.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 300.00
??Other expenses: $ 150.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
inspire22$50.001/12/2011 9:26:06 AM
power-trophy7$25.001/12/2011 9:28:57 AM
rss197$25.001/12/2011 9:29:03 AM
1phantom$50.001/12/2011 9:29:06 AM
ray1051$25.001/12/2011 9:29:58 AM
museic1$50.001/12/2011 9:31:35 AM
tolerant-dinero2$25.001/12/2011 9:36:51 AM
selector568$300.001/12/2011 9:24:46 AM
adventurous-cash$25.001/12/2011 9:25:14 AM
tech310$50.001/12/2011 9:27:25 AM
enthralling-deal180$50.001/12/2011 9:25:40 AM
ichibon$250.001/12/2011 9:26:43 AM
simplelender80$100.001/12/2011 9:28:43 AM
handshake5$100.001/12/2011 9:26:59 AM
honorable-yield$25.001/12/2011 9:29:23 AM
skuba$75.001/12/2011 9:28:05 AM
LeReve$50.001/12/2011 11:27:01 AM
finance_mba$25.001/12/2011 9:30:22 AM
worthy-bid8$50.001/12/2011 9:31:57 AM
first-upright-payout$25.001/12/2011 9:32:07 AM
skiter53$50.001/12/2011 9:31:18 AM
RedCentre$325.561/12/2011 9:34:51 AM
priceless-money6$25.001/12/2011 9:31:39 AM
caddy5662$100.001/12/2011 10:01:46 AM
treasure-kazoo$50.001/12/2011 9:32:17 AM
atlantic51$25.001/12/2011 9:32:22 AM
one-midas$50.001/12/2011 1:27:41 PM
Johnab$25.001/12/2011 9:53:47 AM
AK49-JW$25.001/12/2011 10:18:14 AM
FundMaker$25.001/12/2011 11:13:46 AM
loss-of-control$100.001/12/2011 11:35:46 AM
american6$100.001/12/2011 11:54:07 AM
JustMee$25.001/12/2011 12:00:17 PM
mraleig$175.001/12/2011 3:56:20 PM
tedi-tif$40.001/12/2011 1:45:22 PM
jpblan11$184.761/12/2011 2:11:12 PM
iamdoug$25.001/12/2011 3:36:24 PM
RecoveryLender$25.001/12/2011 4:27:24 PM
SongBirdProphecy$25.001/12/2011 4:31:08 PM
unclemalcolm$50.001/12/2011 5:35:41 PM
gt1687c$50.001/12/2011 7:49:00 PM
rjrventure$25.001/12/2011 3:59:42 PM
DackoDenk$25.001/12/2011 4:35:52 PM
felicity-loyalist0$25.001/12/2011 4:24:17 PM
SolarMoonshine$25.001/12/2011 4:54:04 PM
grystndoc$25.001/12/2011 7:33:41 PM
Bank_Of_XL$50.001/12/2011 7:24:42 PM
generator535$25.001/12/2011 7:31:33 PM
triumph329$25.001/13/2011 5:38:15 AM
slartibardfast$25.001/12/2011 11:56:38 PM
potatoepicker$50.001/13/2011 5:51:18 AM
bdloans$25.001/13/2011 6:09:48 AM
Gobsek$25.001/13/2011 6:31:58 AM
kind-important-liberty9$25.001/13/2011 2:10:26 AM
Scotcha$50.001/13/2011 7:04:44 AM
RiskAdverse$25.001/13/2011 7:42:13 AM
Spkthewrd3$25.001/13/2011 8:04:16 AM
wwwUniversal$25.001/13/2011 8:09:39 AM
blue-useful-auction$25.001/13/2011 8:10:10 AM
Leshan$25.001/13/2011 8:16:43 AM
Sol_Invictus$25.001/13/2011 8:28:56 AM
cathexis$25.001/13/2011 8:35:29 AM
thrilling-nickel5$25.001/13/2011 4:24:00 AM
dcap3$25.001/13/2011 5:50:59 AM
MacAtk$75.001/13/2011 5:42:09 AM
Artist_Blue$25.001/13/2011 6:04:11 AM
GElender$50.001/13/2011 6:29:09 AM
nebraskajen$25.971/13/2011 6:38:18 AM
rockerZ71$25.001/13/2011 6:56:34 AM
the-revenue-demon$35.001/13/2011 7:12:39 AM
toomanyfishtanks$50.001/13/2011 7:28:49 AM
favorite-commerce$50.001/13/2011 7:34:13 AM
selvamfinance$50.001/13/2011 8:45:45 AM
dynrep$25.001/13/2011 9:14:12 AM
disaster13$200.001/13/2011 8:08:00 AM
Rulea72$40.301/13/2011 8:08:39 AM
tomdooley12520$25.001/13/2011 8:21:57 AM
beaker$25.001/13/2011 8:47:05 AM
conceptpi$50.001/13/2011 8:50:19 AM
unafraid-loan5$25.001/13/2011 9:55:40 AM
CashBank$25.001/13/2011 8:58:38 AM
georgedorn$25.001/13/2011 10:01:01 AM
spiritual-fairness5$29.001/13/2011 9:35:38 AM
fund-tom-tom6$50.001/13/2011 11:12:03 AM
brginhuntr$30.601/13/2011 1:06:29 PM
Manta_Rai$25.001/13/2011 1:10:31 PM
Isotope$25.001/13/2011 1:33:28 PM
well-mannered-income3$30.001/13/2011 1:53:08 PM
johnnyldr$50.001/13/2011 11:21:00 AM
moola-monger9$50.001/13/2011 11:58:32 AM
cash-tent$30.001/13/2011 12:18:35 PM
steve_a$25.001/13/2011 11:12:43 AM
Pickmar$25.001/13/2011 12:58:53 PM
fenpark15$25.001/13/2011 1:52:21 PM
merriewold$40.001/13/2011 1:58:00 PM
exadius71$30.001/13/2011 12:26:25 PM
himanshuko$40.001/13/2011 2:05:21 PM
Auburnmist$25.001/13/2011 1:16:59 PM
TomDalonajay$25.001/13/2011 1:58:07 PM
bazaar-festivity$100.001/12/2011 9:26:36 AM
a-responsible-return$25.001/12/2011 9:27:03 AM
peso-colonel$50.001/12/2011 9:28:51 AM
ursus$100.001/12/2011 9:30:08 AM
five-star-justice$36.001/12/2011 9:30:32 AM
industrious-dedication$25.001/12/2011 9:31:06 AM
impeccable-transparency$50.001/12/2011 9:31:44 AM
DasMula$38.841/12/2011 9:33:26 AM
investment-artist$50.001/12/2011 9:46:30 AM
commerce-yeller$25.001/12/2011 9:24:54 AM
RecoveryLender$25.001/12/2011 10:21:37 AM
nilonc1$50.001/12/2011 9:25:53 AM
bowdish1$50.001/12/2011 9:28:12 AM
genius520$100.001/12/2011 9:28:19 AM
indomitable-coin$100.001/12/2011 9:27:59 AM
organized-payment6$50.001/12/2011 9:29:43 AM
amusement4$100.001/12/2011 11:36:01 AM
Gamblor$50.001/12/2011 11:48:43 AM
mosby$50.001/12/2011 9:31:24 AM
radforj22$25.001/12/2011 9:30:13 AM
ryreesado$25.001/12/2011 9:30:53 AM
xcap$25.001/12/2011 9:33:52 AM
jckpar$80.001/12/2011 12:56:41 PM
asset-professor$50.001/12/2011 1:11:34 PM
Purple11$50.001/12/2011 10:19:20 AM
jdl424$50.001/12/2011 10:48:27 AM
robust-payout1$50.001/12/2011 12:39:42 PM
thankful-nickel2$25.001/12/2011 11:58:51 AM
transformer855$100.001/12/2011 12:18:42 PM
Dollars4Rent$25.001/12/2011 1:57:48 PM
first-serene-credit$25.001/12/2011 2:24:55 PM
flexible-vigilance7$25.001/12/2011 3:37:09 PM
be_wise$25.001/12/2011 6:29:02 PM
StrongMonty$50.001/12/2011 6:52:34 PM
Lou-Holtz$25.001/12/2011 7:04:49 PM
scottr$50.001/12/2011 7:23:51 PM
smalltown_mn$25.001/12/2011 7:45:06 PM
orange-generous-ore$25.001/12/2011 5:08:52 PM
kcpeck$25.001/12/2011 5:28:44 PM
gs92126$50.001/12/2011 5:28:46 PM
happyinvallarta$50.001/12/2011 5:54:02 PM
velocity-solo$25.001/13/2011 3:19:01 AM
MoneyTree79$62.081/12/2011 6:08:04 PM
thorough-exchange4$50.001/12/2011 6:35:56 PM
the-silver-blaster$50.001/12/2011 7:08:54 PM
a2190b$25.001/12/2011 7:11:25 PM
jescowa$50.001/12/2011 7:46:02 PM
a-balance-surgeon$50.001/12/2011 7:51:51 PM
washguy$41.191/12/2011 8:10:38 PM
joplinoz$25.001/13/2011 5:00:18 AM
loanman2007$200.001/13/2011 5:18:15 AM
finance-magma7$50.001/12/2011 8:44:17 PM
crw1950$25.001/13/2011 5:51:13 AM
wojo$25.001/13/2011 5:59:20 AM
fareast_man$25.001/12/2011 11:56:55 PM
rolandweary$25.001/13/2011 12:09:18 AM
EvalCrux$50.001/13/2011 12:34:37 AM
VBPlayer$30.001/13/2011 6:32:34 AM
newest-community-accordion$32.721/13/2011 12:56:16 AM
Long-term2040$25.001/13/2011 6:51:00 AM
blissful-bid235$32.181/13/2011 7:32:10 AM
rubenp417$46.941/13/2011 8:01:42 AM
junomich$29.851/13/2011 4:37:06 AM
economy-structure9$25.001/13/2011 5:15:04 AM
Charmart$25.001/13/2011 5:05:33 AM
Garlic72$50.001/13/2011 5:19:45 AM
Fun54115$25.001/13/2011 6:07:43 AM
dignified-finance$50.001/13/2011 6:34:37 AM
downtownfarm$25.001/13/2011 6:54:16 AM
revenue-appraiser$25.001/13/2011 7:09:52 AM
objective-investor$150.001/13/2011 7:24:23 AM
sprinkler5$25.001/13/2011 8:28:24 AM
PatRichi$25.001/13/2011 7:39:29 AM
relaxation4$25.001/13/2011 7:44:48 AM
SanJoser$25.001/13/2011 9:19:31 AM
RedBlack$50.001/13/2011 8:22:42 AM
ga_rainman$25.001/13/2011 8:41:31 AM
fiddlerzvi$50.001/13/2011 10:20:48 AM
revenue-spa8$25.001/13/2011 10:23:24 AM
improvman$25.001/13/2011 10:41:04 AM
pioneer580$100.001/13/2011 10:09:33 AM
dollar-kazoo$50.001/13/2011 11:18:46 AM
nykidd$50.001/13/2011 11:32:34 AM
wirebutterfly$50.001/13/2011 12:48:07 PM
SajDiddy$48.041/13/2011 1:23:07 PM
Jofga$25.001/13/2011 1:55:52 PM
currency-revolutionary$50.001/13/2011 11:38:10 AM
murspot$25.001/13/2011 12:38:10 PM
mlbox3k$50.001/13/2011 11:24:14 AM
vigilance-revolutionary$50.001/13/2011 12:34:50 PM
orbital-gain$25.001/13/2011 1:43:27 PM
190 Investments
 
Borrower Payment Dependent Notes Series 489518
This series of Notes was issued and sold upon the funding of the borrower loan #46687, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Dec-30-2010 
Term: 36 months Listing End date:  Jan-03-2011 
 
Lender yield: 28.50% Borrower rate/APR: 29.50% / 33.10% Monthly payment: $316.34
 
Lender servicing fee: 1.00% Effective Yield*: 27.78%  
Estimated return*: 16.98%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Sep-1989 Debt/Income ratio: 10%
Credit score: 680-699 (Dec-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 4 Current / open credit lines: 7 / 4Length of status:3y 3m
Amount delinquent: $19,685 Total credit lines: 73 Occupation: Executive
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $897Stated income:$100,000+
Delinquencies in last 7y: 27 Bankcard utilization: 64%  
   Homeownership: Yes  
Screen name: mcllong Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off IRS
Purpose of loan:
This loan will be used to?? To Pay off IRS.? A divorce
from a few years ago? really put me behind the eight ball. I have bee ndigging out with 2 house paymetns and as of May, 2010 my income is allowing me to get back to where I used to be financially.?
financial situation:
I am a good candidate for this loan because? I have a good career and just finished my PhD

Monthly net income: $ 9000.00

Monthly expenses: $
??Housing: $ 5000.00
??Insurance: $ 230.
??Car expenses: $ 400
??Utilities: $ 300
??Phone, cable, internet: $ 150
??Food, entertainment: $ 300
??Clothing, household expenses $ 200??
Credit cards and other loans: $ 1000
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please explain the large current delinquencies shown on your Prosper credit profile as well as the past delinquencies and public record. Thanks and best wishes. - reflective-rupee
A: I went through a divorce a few years ago where I took on all of the debt. I was makleing $97K at this time. This year I have increased pay to $193K but Im still in process of digging out which includeds a remod omn my mortage moving it from a variable to a fix whihc should be completed shortly. (Dec-30-2010)
Q: What are the balances, current monthly payment and interest rates of all the debts you plan to pay off with this loan? - mjerryfirst
A: I am paying off ythe IRS which the balance is $6800 and a $780 Chase BP oil. Not sure of interest rate on IRS and Chase is 18.9% i (Jan-03-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: The mortgage balance is $238K. The current estimated re sell value is probably between $210K to $230K based on recent conversations with realtors. (Jan-03-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
handshake5$100.0012/30/2010 9:30:00 AM
Investoman$50.0012/30/2010 9:33:16 AM
simplelender80$100.0012/30/2010 9:34:59 AM
diplomatic-wealth7$25.0012/30/2010 9:41:21 AM
loan-scientist8$25.0012/30/2010 1:10:48 PM
courteous-note1$25.0012/30/2010 10:44:50 AM
seandre3000$50.0012/30/2010 1:08:07 PM
happy-return4$50.0012/30/2010 1:11:47 PM
zone6$50.0012/30/2010 1:12:03 PM
money-bauble$100.0012/30/2010 2:35:36 PM
reflective-rupee$100.0012/30/2010 3:10:17 PM
booOST$50.0012/30/2010 3:21:28 PM
taetrade$25.0012/30/2010 4:19:25 PM
jkeller4000$30.6012/30/2010 5:10:14 PM
kendallv$50.0012/30/2010 4:28:26 PM
asset-professor$50.0012/30/2010 9:40:41 PM
mpatrick$25.0012/31/2010 9:38:53 AM
thelovebug$100.0012/31/2010 10:41:05 AM
Kreditorium$25.0012/31/2010 11:35:15 AM
foodog78$39.1812/31/2010 12:50:58 PM
Turtlebear44$50.0012/31/2010 2:54:21 PM
mckhbnpc$30.0012/31/2010 10:54:07 PM
Bob450$25.001/1/2011 8:57:38 AM
red-unequivocal-finance$25.001/2/2011 11:31:38 AM
jamiee73$25.001/2/2011 1:35:32 PM
navstox$25.001/2/2011 6:07:57 PM
ingenious-diversification$25.001/3/2011 5:37:14 AM
greenkid$59.401/2/2011 11:16:18 PM
benevolent-bonus$25.001/2/2011 8:03:16 PM
MilitaryLending$25.001/3/2011 8:46:10 AM
AMCal$50.001/3/2011 9:30:41 AM
fortytwo$50.001/3/2011 8:46:37 AM
whartonmba$25.001/3/2011 9:21:35 AM
rss197$25.001/3/2011 9:46:10 AM
shrewd-income$50.001/3/2011 11:05:09 AM
hope-eagle6$25.001/3/2011 11:12:08 AM
head$25.001/3/2011 11:15:44 AM
scrappy-diversification7$2,000.001/3/2011 11:55:31 AM
interstellar$50.001/3/2011 12:08:06 PM
GoBigRed97$50.001/3/2011 12:24:50 PM
Dowanhill$25.001/3/2011 12:53:10 PM
Redmond$25.001/3/2011 1:19:23 PM
imoutdoorsy$25.001/3/2011 4:15:43 PM
SNH$100.001/3/2011 4:33:54 PM
finance-prescription$50.001/3/2011 4:42:00 PM
CC911$25.001/3/2011 4:44:34 PM
economy-lotus$50.001/3/2011 4:31:33 PM
testguy$25.001/3/2011 5:09:50 PM
FeedTheMachine$50.001/3/2011 4:33:29 PM
coin-bee1$50.001/3/2011 4:33:59 PM
Ven58$34.521/3/2011 4:42:14 PM
payment-gusto$25.001/3/2011 4:43:41 PM
economy-producer$25.001/3/2011 4:44:24 PM
dollar-sonnet3$50.001/3/2011 4:44:29 PM
symbiosis$39.701/3/2011 4:44:31 PM
income-sage9$25.001/3/2011 4:44:35 PM
patriot897$25.001/3/2011 3:47:28 PM
orange-preeminant-bill$31.571/3/2011 4:44:45 PM
bre56$25.001/3/2011 7:55:28 PM
Sven79$50.001/3/2011 5:40:47 PM
social-conductor4$25.001/3/2011 4:40:50 PM
Happyhourcomics$25.001/3/2011 8:22:27 PM
platinum-celebration4$42.001/3/2011 8:35:30 PM
zen1cent$25.001/3/2011 6:00:47 PM
bnlforever$25.001/3/2011 4:44:36 PM
missing-link$25.001/3/2011 7:37:37 PM
IASKGOD$25.001/3/2011 8:06:14 PM
life-is-great$50.001/3/2011 5:40:31 PM
revenue-achievement$25.001/3/2011 6:00:49 PM
ASR3$50.001/3/2011 6:01:00 PM
green-thoughtful-yield$50.001/3/2011 6:01:01 PM
fantastic-investment$100.001/3/2011 11:04:55 PM
relentless-fund1$50.001/3/2011 6:50:33 PM
teller$25.0012/30/2010 9:39:54 AM
jazzlender$25.0012/30/2010 9:38:10 AM
a-finance-nirvana$25.0012/30/2010 9:42:05 AM
fighter122$25.0012/30/2010 9:42:37 AM
p2ploan-futurist9$50.0012/30/2010 1:10:49 PM
dedicated-diversification5$31.6512/30/2010 1:13:07 PM
soulful-truth$50.0012/30/2010 1:36:21 PM
J-Rott$375.0012/30/2010 10:59:13 AM
Nickle-and-Dime-Loans$25.0012/30/2010 1:10:46 PM
SolarMoonshine$25.0012/30/2010 3:20:53 PM
zorg77$25.0012/30/2010 4:59:15 PM
parsec9$25.0012/31/2010 4:05:30 AM
DrNano$50.0012/31/2010 11:56:17 AM
leverage-monger$25.0012/31/2010 6:29:36 AM
a-successful-credit$100.0012/31/2010 2:55:40 PM
gold-channel2$50.0012/31/2010 6:25:23 PM
musegaze$50.001/1/2011 11:26:47 AM
credit-sycamore4$100.001/1/2011 3:05:37 PM
brainy-repayment5$25.001/2/2011 7:36:05 AM
Rdodson11$25.001/2/2011 9:10:27 AM
Artist_Blue$25.001/2/2011 9:51:38 AM
gold-blanket0$25.001/1/2011 5:51:46 PM
F16Pilot$25.001/2/2011 10:25:47 AM
bonafide-economy$50.001/1/2011 6:55:42 PM
NorthernFunds$50.001/2/2011 6:25:34 PM
Bio-physicist$25.001/2/2011 8:31:12 PM
graceful-investment$100.001/3/2011 3:21:08 AM
lovely-order7$51.751/3/2011 6:09:54 AM
kulender$50.001/3/2011 8:51:08 AM
safe-finance$25.001/3/2011 10:03:09 AM
InvestorPartners$25.001/3/2011 6:48:14 AM
justasoldier$25.001/3/2011 11:07:55 AM
unbelievable-exchange$25.001/3/2011 1:02:39 PM
restless-currency$25.001/3/2011 3:25:38 PM
KarmaBum77$25.001/3/2011 4:05:40 PM
Jloaner$50.001/3/2011 2:11:56 PM
treasure-bliss$50.001/3/2011 4:32:54 PM
shrewd-peace7$25.001/3/2011 4:41:52 PM
martinnc$50.001/3/2011 4:44:26 PM
dckpolo$25.001/3/2011 4:31:37 PM
power-trophy7$50.001/3/2011 4:33:56 PM
panther757$25.001/3/2011 6:00:52 PM
TrekTune$25.001/3/2011 4:44:23 PM
newest-generous-income$25.001/3/2011 6:01:02 PM
wanna-help$50.001/3/2011 4:44:30 PM
engbusres$40.001/3/2011 8:08:58 PM
calkidd05$25.001/3/2011 4:41:06 PM
rate-mogul$50.001/3/2011 6:00:54 PM
dedicated-transaction796$50.001/3/2011 4:42:02 PM
pious-integrity6$25.001/3/2011 9:28:34 PM
BTRLender$25.001/3/2011 4:44:52 PM
mnmcarve$50.001/3/2011 9:06:24 PM
finance-mushroom$100.001/3/2011 6:00:58 PM
hopeful-truth5$100.001/3/2011 6:01:01 PM
finagler$25.001/3/2011 6:10:28 PM
finance-mammalian2$25.001/3/2011 8:03:05 PM
129 Investments
 
Borrower Payment Dependent Notes Series 489810
This series of Notes was issued and sold upon the funding of the borrower loan #46623, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-04-2011 
Term: 36 months Listing End date:  Jan-06-2011 
 
Lender yield: 13.90% Borrower rate/APR: 14.90% / 17.07% Monthly payment: $259.62
 
Lender servicing fee: 1.00% Effective Yield*: 13.67%  
Estimated return*: 7.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jul-1995 Debt/Income ratio: 19%
Credit score: 700-719 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:2y 3m
Amount delinquent: $0 Total credit lines: 28 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $27,965Stated income:$50,000-$74,999
Delinquencies in last 7y: 4 Bankcard utilization: 68%  
   Homeownership: Yes  
Screen name: a-euro-aviary Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Partial debt consolidation
Purpose of loan:
This loan will be used to consolidate part of my total debt which save me approximatley $85 per month.? As we all know these days, every penny counts!? Additionaly by going through prosper.com I can instantly improve my already "good" credit score which is a goal of mine to possibly refinance my home this year, thus saving more money.? Additionally, why continue to pay banks when good people such as yourself are willing to help those who need it such as myself!? Great program, and would rather pay interest to a great person such as yourself than the banks.

My financial situation:
I am a good candidate for this loan because my credit score shows that I beleive in paying regularly and in full.? I have a steady employment with a good salary.? I hope that I can be in position to lend money in the same manner in 2 years once my financial goals are met.

Monthly net income: $ 7166 before tax

Monthly expenses: $
??Housing: $ 1700
??Insurance: $ 70
??Car expenses: $ 100
??Utilities: $ 100
??Phone, cable, internet: $ 110
??Food, entertainment: $ 100
??Clothing, household expenses $ 80
??Credit cards and other loans: $ 565
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
five-star-responsibility0$50.001/4/2011 2:59:00 PM
rss197$25.001/4/2011 3:01:32 PM
panegryst$25.001/4/2011 3:03:12 PM
syounker$25.001/4/2011 3:04:33 PM
bigphish$25.001/4/2011 3:06:16 PM
6moonbeams$50.001/4/2011 3:02:44 PM
restless-currency$41.011/4/2011 3:03:48 PM
astute-investment5$25.001/4/2011 3:05:05 PM
a-responsible-return$25.001/4/2011 2:59:29 PM
ethicalhumanist$50.001/4/2011 3:27:01 PM
gold-channel2$50.001/4/2011 2:59:56 PM
orgy63$50.001/4/2011 3:01:38 PM
riskreward$100.001/4/2011 3:01:51 PM
DonTraveler99$25.001/4/2011 4:07:10 PM
fightinjoe$50.001/4/2011 3:02:50 PM
red-unequivocal-finance$25.001/4/2011 4:37:25 PM
ray1051$25.001/4/2011 3:04:04 PM
gold-conga$50.001/4/2011 3:05:30 PM
loss-of-control$100.001/4/2011 3:57:28 PM
studious-value8$25.001/4/2011 4:48:27 PM
sensible-fund$25.001/4/2011 5:50:28 PM
friendinmoney$25.001/4/2011 6:12:23 PM
KarmaBum77$25.001/4/2011 5:53:50 PM
radforj22$25.001/4/2011 5:50:18 PM
massuot$25.001/4/2011 10:04:39 PM
indomitable-coin$100.001/5/2011 5:34:31 AM
Heatguy$50.001/4/2011 7:56:06 PM
understanding-affluence5$25.001/5/2011 6:17:55 AM
inspired-investment8$100.001/4/2011 9:21:45 PM
GElender$50.001/5/2011 6:17:46 AM
JGB$91.131/5/2011 1:31:21 AM
cloud8$29.521/5/2011 1:50:41 AM
attractive-asset$100.001/5/2011 8:25:49 AM
investment-star$50.001/5/2011 8:11:00 AM
tenacious-payout$25.001/5/2011 9:13:34 AM
gold-blanket0$25.001/5/2011 11:40:36 AM
unabashed-contract5$50.001/5/2011 12:00:59 PM
Havana21$200.001/5/2011 11:10:51 AM
sci_guy$25.001/5/2011 2:24:01 PM
investment-cluster$25.001/5/2011 2:20:09 PM
visionary-community$25.001/5/2011 4:51:31 PM
jazzlender$41.281/5/2011 5:06:57 PM
currency-agave$25.001/5/2011 4:00:35 PM
ksubd$50.001/5/2011 5:12:12 PM
MrCoffee$25.001/5/2011 5:54:22 PM
villagers$25.001/5/2011 5:38:14 PM
steiglends$50.001/5/2011 6:21:00 PM
Barak$100.001/5/2011 4:49:28 PM
Scotcha$50.001/5/2011 8:31:18 PM
skifamily1992$25.001/5/2011 9:01:56 PM
hgmlp$50.001/5/2011 10:25:39 PM
intuitive-hope9$25.001/5/2011 5:08:04 PM
shrewd-loot$32.001/6/2011 4:28:27 AM
blue-useful-auction$25.001/6/2011 7:45:56 AM
onlyastepaway$50.001/6/2011 8:24:39 AM
Aimvest$25.001/6/2011 8:24:54 AM
gold-sushi$25.001/6/2011 9:33:35 AM
triumph329$50.001/6/2011 5:39:44 AM
euphoria8$25.001/6/2011 8:44:42 AM
raiderj$25.001/6/2011 9:32:47 AM
investment-kazoo$25.001/6/2011 11:21:48 AM
nestegg4e$25.001/6/2011 12:01:42 PM
minnesotafinancial$25.001/6/2011 11:34:29 AM
Eagledrop$25.001/6/2011 12:02:02 PM
Investoman$100.001/6/2011 3:52:07 PM
supersarah61$50.001/6/2011 4:01:56 PM
donkey$25.001/6/2011 4:30:36 PM
top-impressive-dinero$50.001/6/2011 4:49:34 PM
riproaringrapids$25.001/6/2011 4:51:55 PM
Touchette$25.001/6/2011 4:52:00 PM
KileNSmyth4$25.001/6/2011 4:50:37 PM
icontender$25.001/6/2011 4:51:56 PM
rcmso$100.001/6/2011 4:52:01 PM
gaileyb$50.001/6/2011 4:49:37 PM
bdevil10$25.001/6/2011 4:50:32 PM
gmilliken$25.001/6/2011 4:51:50 PM
enthralling-deal180$50.001/4/2011 3:01:20 PM
Eastern$50.001/4/2011 3:02:10 PM
bazaar-festivity$100.001/4/2011 3:02:23 PM
Artist_Blue$25.001/4/2011 3:03:01 PM
the-transaction-stronghold$25.001/4/2011 3:03:42 PM
patriot897$50.001/4/2011 3:04:14 PM
handshake5$100.001/4/2011 3:00:01 PM
jonn834$25.001/4/2011 3:04:54 PM
building_community$25.001/4/2011 3:02:04 PM
the-enterprising-leverage$25.001/4/2011 3:05:47 PM
organized-payment6$50.001/4/2011 3:02:26 PM
rdrloan$50.001/4/2011 3:06:22 PM
selector568$50.001/4/2011 3:03:53 PM
tech310$50.001/4/2011 3:04:09 PM
deal-zoo$50.001/4/2011 3:05:16 PM
tolerant-dinero2$25.001/4/2011 3:01:54 PM
Banker7371$25.001/4/2011 3:03:18 PM
Anny-Disco$50.001/4/2011 3:03:26 PM
buckyhead2000$25.001/4/2011 3:03:32 PM
SimpleChoice$25.001/4/2011 3:03:36 PM
american6$50.001/4/2011 3:04:42 PM
paytonbrigadier$317.401/4/2011 5:33:35 PM
asset-reaction$25.001/4/2011 3:31:52 PM
DasMula$25.001/4/2011 3:42:50 PM
jamiee73$25.001/4/2011 5:53:41 PM
cclady$50.001/4/2011 5:34:48 PM
JustMee$25.001/4/2011 9:11:57 PM
goodhearted-basis4$25.001/4/2011 10:53:24 PM
dospapalotes$29.781/5/2011 1:11:42 AM
LongTail$25.001/4/2011 10:05:58 PM
MarcusOcean$25.001/4/2011 6:45:48 PM
supreme-hope$25.001/4/2011 7:18:12 PM
first-upright-payout$25.001/5/2011 5:56:12 AM
samo102us$25.001/5/2011 1:29:11 AM
rate-hickory$25.001/5/2011 7:50:25 AM
lloyd_s$40.031/5/2011 1:32:52 AM
innocent-income4$25.001/5/2011 7:49:21 AM
get30inc$50.001/5/2011 9:12:34 AM
zorg77$25.001/5/2011 9:30:10 AM
tranquil-diversification8$50.001/5/2011 11:50:35 AM
Astyanax$45.001/5/2011 12:06:10 PM
rlgnyc$25.001/5/2011 12:21:41 PM
loanman2007$100.001/5/2011 11:46:29 AM
huorn$25.001/5/2011 11:09:24 AM
AF-Chief$50.001/5/2011 3:17:47 PM
helidude$25.001/5/2011 3:37:35 PM
dermit$25.001/5/2011 4:02:22 PM
KeepOnRunning$50.001/5/2011 7:35:15 PM
investment-comet$25.001/5/2011 5:08:07 PM
circustab$50.001/5/2011 8:29:06 PM
lukeskywalkerkp$40.551/5/2011 6:25:44 PM
jdnyguy$50.001/5/2011 6:36:05 PM
subtle-revenue0$25.001/5/2011 5:08:02 PM
julijask$45.001/6/2011 1:23:45 AM
uncleharold$25.001/6/2011 1:31:27 AM
visionary-currency$50.001/6/2011 1:38:13 AM
BxRealtor$25.001/5/2011 7:33:04 PM
jodilee31$39.751/5/2011 7:35:57 PM
logical-reward8$25.001/6/2011 2:02:34 AM
wtrboy$35.881/6/2011 3:05:43 AM
openness-wind8$29.881/6/2011 6:22:17 AM
adalger$25.001/6/2011 7:36:34 AM
intuitive-worth7$25.001/6/2011 7:49:05 AM
Mindful7$25.001/6/2011 8:44:51 AM
Short_Stack$25.001/6/2011 3:27:33 AM
massuot$25.001/6/2011 3:38:52 AM
FinanceEngine$25.001/6/2011 10:03:19 AM
manatee21$70.001/6/2011 8:54:42 AM
power-rotation7$50.001/6/2011 9:33:00 AM
malomar66$50.001/6/2011 10:43:42 AM
witchynana55$25.001/6/2011 12:01:55 PM
puifais$50.001/6/2011 12:10:54 PM
bzanlo33$60.001/6/2011 1:47:21 PM
cash-backer8$25.001/6/2011 12:49:37 PM
exciting-responsibility3$25.001/6/2011 2:41:31 PM
gilbrear$25.001/6/2011 3:18:54 PM
balance-voyager$50.001/6/2011 3:30:37 PM
joyous-revenue4$25.001/6/2011 11:42:14 AM
the-bright-velocity$25.001/6/2011 3:52:34 PM
fortytwo$250.001/6/2011 3:54:13 PM
power-trophy7$25.001/6/2011 3:52:08 PM
Ripsaw4U$50.001/6/2011 1:10:15 PM
leverage-monger$25.001/6/2011 3:56:42 PM
AsianDragon$51.111/6/2011 4:00:30 PM
snowyowl$25.001/6/2011 2:16:09 PM
kulender$50.001/6/2011 3:51:36 PM
bold-treasure-neutrino$50.001/6/2011 3:51:55 PM
SNH$100.001/6/2011 3:52:10 PM
mrrc7498$25.001/6/2011 4:43:28 PM
AgTiPinisher$50.001/6/2011 4:45:32 PM
SpotLending$25.001/6/2011 4:51:52 PM
mattk11$50.001/6/2011 4:51:58 PM
sympathetic-asset$50.001/6/2011 4:49:41 PM
flwah$25.001/6/2011 4:51:46 PM
resource777$50.001/6/2011 4:49:23 PM
generous-deal6$50.001/6/2011 4:49:51 PM
Weaverville$50.001/6/2011 4:50:00 PM
payout-banker4$25.001/6/2011 4:50:23 PM
174 Investments
 
Borrower Payment Dependent Notes Series 489812
This series of Notes was issued and sold upon the funding of the borrower loan #46602, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $16,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Jan-06-2011 
Term: 60 months Listing End date:  Jan-07-2011 
 
Lender yield: 10.00% Borrower rate/APR: 11.00% / 11.22% Monthly payment: $347.88
 
Lender servicing fee: 1.00% Effective Yield*: 9.99%  
Estimated return*: 8.44%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jul-1985 Debt/Income ratio: 19%
Credit score: 840-859 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:0y 5m
Amount delinquent: $0 Total credit lines: 48 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,766Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 13%  
   Homeownership: Yes  
Screen name: finance-locomotive Borrower's state: Delaware Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Screened Deck
Purpose of loan:
This loan will be used to? Build a screend deck on the back of my house.

My financial situation:
I am a good candidate for this loan because? I have never been late on a payment in my life. I manage my money correctly. I pay my bills first and eat second. I really don't care whether you loan me the money or not because if you don't,someone else will. My credit is good and I'm good for the money. I always have been and always will be.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
rosie777$30.001/6/2011 10:05:28 AM
Blue_HorseShoe$25.001/6/2011 10:05:36 AM
calessabay$25.001/6/2011 10:05:57 AM
seabass123$25.001/6/2011 10:06:09 AM
jey6941$25.001/6/2011 10:06:13 AM
srgriff$25.001/6/2011 10:06:28 AM
tenacious-payout$25.001/6/2011 10:06:52 AM
spenrod$50.001/6/2011 10:07:00 AM
bokonon$50.001/6/2011 10:07:32 AM
worthy-truth$25.001/6/2011 10:07:39 AM
outwish$25.001/6/2011 10:08:13 AM
Preteur$25.001/6/2011 10:08:24 AM
lenderforyoutoday$50.001/6/2011 10:09:15 AM
minista$25.001/6/2011 10:10:26 AM
red-unequivocal-finance$25.001/6/2011 10:05:50 AM
slartibardfast$25.001/6/2011 10:10:40 AM
MeSteve$25.001/6/2011 10:05:59 AM
reinforced-marketplace3$250.001/6/2011 10:10:54 AM
beebede$25.001/6/2011 10:06:05 AM
swiftsoul$25.001/6/2011 10:11:05 AM
Tasmir$25.001/6/2011 10:06:16 AM
bds9646$26.001/6/2011 10:11:15 AM
MoNeYMaN5$25.001/6/2011 10:06:20 AM
vigilance-revolutionary$50.001/6/2011 10:11:21 AM
EmeritusX$50.001/6/2011 10:06:33 AM
BlindProphet$50.001/6/2011 10:11:32 AM
Marathoner$25.001/6/2011 10:06:49 AM
TSC$100.001/6/2011 10:11:35 AM
pawsitive$39.741/6/2011 10:07:05 AM
saihu$25.001/6/2011 10:07:15 AM
stable-money$25.001/6/2011 10:07:23 AM
Soothsayer$25.001/6/2011 10:07:36 AM
saysana$50.001/6/2011 10:11:53 AM
Duchdad$25.001/6/2011 10:12:10 AM
red-trade-cologne$50.001/6/2011 10:08:02 AM
lendermender$25.001/6/2011 10:13:00 AM
acropiloterau2002$25.001/6/2011 10:08:27 AM
Dover$25.001/6/2011 10:13:12 AM
innocent-income4$25.001/6/2011 10:13:17 AM
FjLenders$25.001/6/2011 10:13:21 AM
Tahoeguy$50.001/6/2011 10:09:12 AM
socrates520$50.001/6/2011 10:13:32 AM
ZeoInvestments$25.001/6/2011 10:09:35 AM
HUNTER599673$25.001/6/2011 10:09:40 AM
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top-sensible-yield$25.001/6/2011 10:13:07 AM
yukongin$25.001/6/2011 10:13:25 AM
Centaur$50.001/6/2011 10:13:35 AM
zenchef$25.001/6/2011 10:13:46 AM
capital-futurist$45.251/6/2011 10:13:57 AM
jjb3$30.001/6/2011 10:14:11 AM
radforj22$75.001/6/2011 10:14:31 AM
degster$25.001/6/2011 10:15:14 AM
madison64$25.001/6/2011 10:15:23 AM
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gnar$25.001/6/2011 10:06:08 AM
SpareChangeDreamFundLLC$25.001/6/2011 10:06:36 AM
grlscz$25.001/6/2011 10:22:49 AM
xphile$25.001/6/2011 10:07:38 AM
BigLinCT$25.001/6/2011 10:23:14 AM
vtpilot00$44.781/6/2011 10:07:58 AM
Aimvest$25.001/6/2011 10:23:20 AM
dharma1$25.001/6/2011 10:08:55 AM
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commerce-voyager$25.001/6/2011 10:09:32 AM
supreme-hope$25.001/6/2011 10:09:58 AM
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freshdiet$100.001/6/2011 10:10:28 AM
tech310$50.001/6/2011 10:10:38 AM
meux99$25.001/6/2011 10:10:46 AM
orbital-loot333$25.001/6/2011 10:10:52 AM
eloquent-dime416$50.001/6/2011 10:11:04 AM
astute-investment5$25.001/6/2011 10:11:26 AM
indomitable-coin$50.001/6/2011 11:21:47 AM
Cover4$25.001/6/2011 10:21:46 AM
revenue-officer36$53.111/6/2011 11:25:30 AM
whistledicksmith$50.001/6/2011 10:22:38 AM
tsquared_030$46.561/6/2011 11:25:54 AM
mizount$25.001/6/2011 10:22:56 AM
smallbizrule$25.001/6/2011 10:12:08 AM
koinonea$25.001/6/2011 10:23:34 AM
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inspired-investment8$100.001/6/2011 10:13:02 AM
RB_Double-A_Bravo$25.001/6/2011 10:14:03 AM
contract-festival7$50.001/6/2011 10:14:21 AM
generous-deal6$50.001/6/2011 10:14:33 AM
Hokie83$50.001/6/2011 10:14:55 AM
here2lend$25.001/6/2011 10:15:00 AM
iolaire$25.001/6/2011 10:15:30 AM
Phantom99$100.001/6/2011 10:16:20 AM
hawaiiangirl76$25.001/6/2011 10:16:38 AM
CBO-Enterprise$100.001/6/2011 10:16:57 AM
vutah$50.001/6/2011 12:16:57 PM
friendinmoney$25.001/6/2011 11:51:55 AM
studious-value8$25.001/6/2011 12:19:24 PM
sensational-kindness$50.001/6/2011 12:31:43 PM
DukSerduk$25.001/6/2011 10:22:27 AM
zone6$50.001/6/2011 2:01:32 PM
MarinLoans$25.001/6/2011 10:23:05 AM
Ozmodeus$50.001/6/2011 10:23:31 AM
Allacalander$50.001/6/2011 10:23:38 AM
leverage-monger$25.001/6/2011 10:30:06 AM
DasMula$100.001/6/2011 10:44:11 AM
kulender$50.001/6/2011 3:07:07 PM
exciting-greenback$50.001/6/2011 2:14:19 PM
forthright-trade$25.001/6/2011 11:06:09 AM
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one-midas$200.001/6/2011 3:02:18 PM
Guiren$100.001/6/2011 11:10:18 AM
ideal-penny8$25.001/6/2011 3:23:43 PM
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bayareainv$50.001/6/2011 3:51:12 PM
historyman$25.001/6/2011 11:57:29 AM
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nickel-ferret$50.001/6/2011 3:49:55 PM
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angel879$25.001/6/2011 12:59:50 PM
goodhearted-gold3$100.001/6/2011 1:46:59 PM
Dollars4Rent$50.001/6/2011 1:53:26 PM
mrmojado$50.471/6/2011 2:25:29 PM
leverage-monger$50.001/6/2011 3:59:01 PM
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kalex752$50.001/6/2011 4:46:15 PM
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colorunner$25.001/6/2011 5:11:52 PM
entertaining-greenback2$25.001/6/2011 5:12:01 PM
ultimatepaintball$25.001/6/2011 4:50:56 PM
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MrGhost$25.001/6/2011 5:11:47 PM
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derec$25.001/6/2011 5:13:01 PM
KDW08$25.001/6/2011 5:24:11 PM
bradfid$25.001/6/2011 5:30:37 PM
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cwb8539$28.601/6/2011 6:22:09 PM
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a2190b$25.001/6/2011 7:16:28 PM
Short_Stack$25.001/6/2011 7:54:08 PM
loan-oasis4$25.001/6/2011 6:12:15 PM
best-generosity-financier$25.001/6/2011 9:33:39 PM
cash-backer8$25.001/6/2011 7:18:42 PM
bold-dynamic-silver$25.001/6/2011 11:50:12 PM
10ECgirl$25.001/7/2011 12:07:21 AM
zorg77$25.001/6/2011 9:54:11 PM
handy-point5$25.001/6/2011 10:19:58 PM
Timchenko_LLC$25.001/6/2011 11:55:09 PM
integrity-doctor$100.001/6/2011 8:28:37 PM
1traveler$25.001/7/2011 12:10:42 AM
zeelender$25.001/7/2011 12:37:38 AM
LTR$25.001/6/2011 10:05:31 AM
alpinaut$25.001/6/2011 10:05:44 AM
aaronhthompson$50.001/6/2011 10:06:02 AM
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Fryilluh$25.001/6/2011 10:06:15 AM
paddatjie$50.001/6/2011 10:06:55 AM
zhiguli$25.001/6/2011 10:07:19 AM
JonnyCash$25.001/6/2011 10:07:54 AM
Richmp412$25.001/6/2011 10:08:42 AM
a-exponential-hope$25.001/6/2011 10:10:16 AM
authoritative-truth$50.001/6/2011 10:10:34 AM
sabre79$25.001/6/2011 10:05:21 AM
kindness-dessert$25.001/6/2011 10:10:36 AM
lifegrowth$25.001/6/2011 10:05:53 AM
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kenji4861$50.001/6/2011 10:10:58 AM
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flexible-value$50.001/6/2011 10:11:10 AM
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wormdc$25.001/6/2011 10:06:44 AM
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dswilkes$25.001/6/2011 10:06:57 AM
important-ore$100.001/6/2011 10:11:40 AM
Investitall$25.001/6/2011 10:07:13 AM
Putnum$25.001/6/2011 10:07:25 AM
skunkor2$50.001/6/2011 10:07:41 AM
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revmax$31.771/6/2011 10:08:03 AM
cjames84$25.001/6/2011 10:08:25 AM
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grc$25.001/6/2011 10:13:15 AM
monstersdad$41.071/6/2011 10:09:04 AM
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Binan$25.001/6/2011 10:09:43 AM
Railbird$50.001/6/2011 10:13:59 AM
green-glowing-gain$25.001/6/2011 10:09:48 AM
NMGbank$25.001/6/2011 10:14:15 AM
Havana21$300.001/6/2011 10:10:01 AM
fotep-financial$25.001/6/2011 10:14:28 AM
cebgop$25.001/6/2011 10:10:12 AM
YellowJacket$25.001/6/2011 10:14:36 AM
UKloanfella$50.001/6/2011 10:10:21 AM
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Emgolda$25.001/6/2011 10:10:42 AM
outtahoth2o$50.001/6/2011 10:15:06 AM
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attractive-asset$100.001/6/2011 10:15:40 AM
restless-currency$41.011/6/2011 10:15:55 AM
kmwvma$25.001/6/2011 10:16:09 AM
holesome$40.811/6/2011 10:12:03 AM
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porter22$25.001/6/2011 10:13:30 AM
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nofreelunch$25.001/6/2011 10:14:14 AM
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brightest-affluence-motivator$100.001/6/2011 10:15:34 AM
godfather4u$50.001/6/2011 10:15:44 AM
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mla$25.001/6/2011 10:16:03 AM
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theemhdoctor$25.001/6/2011 10:07:30 AM
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heroic-platinum$25.001/6/2011 10:09:29 AM
DeltaGambler$25.001/6/2011 10:09:53 AM
power-trophy7$50.001/6/2011 10:10:14 AM
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tekkie2412$50.001/6/2011 10:10:44 AM
GElender$50.001/6/2011 10:10:50 AM
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ArtemisFitzlebottom$50.001/6/2011 10:22:23 AM
AmericanCredit$25.001/6/2011 10:12:01 AM
moola-rose8$25.001/6/2011 10:23:30 AM
Astyanax$50.001/6/2011 10:12:21 AM
Artist_Blue$25.001/6/2011 11:26:28 AM
Captain88$25.001/6/2011 10:14:06 AM
sanjl79$25.001/6/2011 10:14:30 AM
fireboss$50.001/6/2011 10:14:38 AM
gain-mountain1$50.001/6/2011 11:58:50 AM
AFairDeal$75.001/6/2011 10:14:58 AM
DonaldColorado$88.271/6/2011 10:15:16 AM
afotherg$75.001/6/2011 10:15:52 AM
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building_community$25.001/6/2011 10:16:30 AM
skuba$50.001/6/2011 10:17:01 AM
PrivateLender$25.001/6/2011 10:17:33 AM
power-cell$30.001/6/2011 11:26:52 AM
buckyhead2000$25.001/6/2011 10:18:51 AM
indomitable-coin$250.001/6/2011 11:36:14 AM
economy-caper9$25.001/6/2011 12:22:58 PM
angel879$25.001/6/2011 12:59:59 PM
Futurero$25.001/6/2011 10:22:19 AM
hope-amigo$25.001/6/2011 10:22:34 AM
sainswor99$25.001/6/2011 10:22:52 AM
justice-dna$35.001/6/2011 10:23:16 AM
nicebank$50.001/6/2011 10:23:28 AM
Hogan55$50.001/6/2011 2:10:47 PM
WSTRDG$50.001/6/2011 1:15:38 PM
Mr-Miracle$25.001/6/2011 2:57:51 PM
mcabery$150.001/6/2011 1:51:59 PM
chererat$100.001/6/2011 10:46:42 AM
felicity-loyalist0$30.001/6/2011 2:44:29 PM
crazyinjun$36.181/6/2011 2:53:47 PM
radiant-cash0$25.001/6/2011 3:29:34 PM
lloyd_s$25.001/6/2011 3:51:10 PM
investment-comet$25.001/6/2011 3:51:14 PM
octoberfresh$30.001/6/2011 3:51:24 PM
first-serene-credit$25.001/6/2011 4:08:30 PM
rhodylend$25.001/6/2011 4:01:52 PM
3_boyz$30.001/6/2011 1:46:34 PM
well-mannered-marketplace5$30.001/6/2011 2:41:32 PM
DP_Investment$50.001/6/2011 3:55:00 PM
HappyHelpingLender$25.001/6/2011 4:43:02 PM
psturm$25.001/6/2011 4:43:35 PM
kvandivo$25.001/6/2011 4:43:31 PM
mnmcarve$37.821/6/2011 4:47:46 PM
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aha6297$25.001/6/2011 4:48:16 PM
JGB$80.811/6/2011 4:48:27 PM
Bobafet$25.001/6/2011 4:46:35 PM
awwaww$25.001/6/2011 4:46:45 PM
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sci_guy$25.271/6/2011 4:50:58 PM
5kids5$48.041/6/2011 4:38:55 PM
compassion-paladin042$25.001/6/2011 4:43:04 PM
logical-reward8$25.001/6/2011 4:45:29 PM
MissionMicroFinance$25.001/6/2011 4:46:19 PM
Digs$25.001/6/2011 4:46:25 PM
IIP77$25.001/6/2011 4:47:04 PM
wwwUniversal$25.001/6/2011 4:47:29 PM
rulender$50.001/6/2011 5:11:45 PM
peb44$25.001/6/2011 4:51:24 PM
rsd4444$25.001/6/2011 5:13:21 PM
gain-butterfly$29.351/6/2011 5:11:39 PM
macgeek$37.381/6/2011 5:11:50 PM
camaraderi-workhorse$50.001/6/2011 5:14:20 PM
point-promiser$40.001/6/2011 5:12:49 PM
beaker$25.001/6/2011 5:12:59 PM
anyoi$36.181/6/2011 5:13:03 PM
best-unbeatable-transaction$97.551/6/2011 4:57:24 PM
upc_tnt$25.001/6/2011 5:12:57 PM
WilliamLeeSims$25.001/6/2011 5:14:35 PM
restless-balance9$50.001/6/2011 5:47:53 PM
WiscoInvestments$100.001/6/2011 6:13:38 PM
wampum-chorus3$75.001/6/2011 6:24:45 PM
perlindc$100.001/6/2011 5:22:24 PM
HOPPS$25.001/6/2011 6:54:40 PM
chibear34$25.001/6/2011 5:43:46 PM
sugarhoof$25.001/6/2011 5:46:35 PM
blissful-penny$45.671/6/2011 10:47:10 PM
vanderhp$25.001/6/2011 6:15:58 PM
ac787$25.001/6/2011 6:42:03 PM
RLM159$25.001/6/2011 7:13:07 PM
vigilance-searcher$25.001/6/2011 10:54:35 PM
buffalobills$25.001/6/2011 8:02:31 PM
HawaiianHelper$50.001/6/2011 11:27:36 PM
nicklds$25.001/7/2011 12:39:07 AM
Bidwinner08$50.001/6/2011 8:48:26 PM
lucky6$25.001/6/2011 9:06:05 PM
Registerednurse1$27.501/7/2011 12:27:21 AM
382 Investments
 
Borrower Payment Dependent Notes Series 489874
This series of Notes was issued and sold upon the funding of the borrower loan #46672, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-06-2011 
Term: 36 months Listing End date:  Jan-07-2011 
 
Lender yield: 13.90% Borrower rate/APR: 14.90% / 17.07% Monthly payment: $155.77
 
Lender servicing fee: 1.00% Effective Yield*: 13.67%  
Estimated return*: 7.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-1995 Debt/Income ratio: 17%
Credit score: 780-799 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:0y 5m
Amount delinquent: $0 Total credit lines: 77 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $26,426Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 66%  
   Homeownership: Yes  
Screen name: dime-dreamer Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
business expansion
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: My mortgage is on an accelerated payment plan over 10 years at around 210k...home values are currently around 220k-250k. I do not have a second mortgage at this time. Thank you! (Jan-06-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
selector568$61.861/6/2011 10:06:38 AM
radforj22$25.001/6/2011 10:13:40 AM
handshake5$100.001/6/2011 10:17:07 AM
fightinjoe$50.001/6/2011 10:18:37 AM
patriot897$50.001/6/2011 10:19:05 AM
first-upright-payout$25.001/6/2011 10:20:32 AM
a-responsible-return$25.001/6/2011 10:17:03 AM
tolerant-dinero2$25.001/6/2011 10:18:02 AM
Drewkeeper$25.001/6/2011 10:07:51 AM
five-star-responsibility0$50.001/6/2011 10:08:49 AM
GElender$50.001/6/2011 10:08:58 AM
enthralling-deal180$50.001/6/2011 10:12:36 AM
indomitable-coin$100.001/6/2011 11:22:38 AM
reflective-rupee$33.331/6/2011 10:17:25 AM
Eastern$50.001/6/2011 10:18:07 AM
visionary-community$25.001/6/2011 10:21:50 AM
Ripsaw4U$50.001/6/2011 1:15:34 PM
felicity-loyalist0$25.001/6/2011 2:44:13 PM
return-owner$25.001/6/2011 3:42:42 PM
dudebrah$25.001/6/2011 1:41:31 PM
leverage-monger$25.001/6/2011 4:01:03 PM
hedgebaby$50.001/6/2011 4:52:05 PM
jamiee73$25.001/6/2011 4:55:13 PM
bountiful-durability$100.001/6/2011 5:22:09 PM
ianakacg$25.001/6/2011 8:05:38 PM
Short_Stack$25.001/6/2011 8:13:26 PM
angel879$25.001/6/2011 11:51:11 PM
superb-funds335$25.001/6/2011 9:37:24 PM
rockhound84$25.001/7/2011 5:17:09 AM
nolahelper$25.001/7/2011 6:15:16 AM
wwwUniversal$25.001/7/2011 6:25:00 AM
favorite-commerce$25.001/7/2011 6:50:44 AM
bowdish1$50.001/7/2011 1:03:51 AM
imoutdoorsy$25.001/7/2011 7:57:29 AM
draggon77$25.001/7/2011 3:47:59 AM
rautility$25.001/7/2011 5:10:50 AM
Snoopylover$25.001/7/2011 6:07:27 AM
buffalobills$25.001/7/2011 6:42:10 AM
elvisloans$25.001/7/2011 7:31:34 AM
FundMaker$25.001/7/2011 7:34:59 AM
rtb892$103.661/7/2011 7:29:34 AM
direct-asset$25.001/7/2011 7:34:39 AM
kulender$50.001/7/2011 8:02:33 AM
oracle3$50.001/7/2011 8:09:24 AM
well-mannered-income3$25.001/7/2011 8:18:39 AM
captainzero$50.001/7/2011 8:43:32 AM
El_Profesional$25.001/7/2011 8:38:13 AM
bazaar-festivity$100.001/6/2011 10:18:26 AM
buckyhead2000$25.001/6/2011 10:18:53 AM
ray1051$25.001/6/2011 10:19:03 AM
innocent-income4$25.001/6/2011 10:21:10 AM
tech310$50.001/6/2011 10:21:40 AM
vutah$50.001/6/2011 10:22:21 AM
Banker7371$25.001/6/2011 10:18:42 AM
orgy63$50.001/6/2011 10:07:21 AM
jonn834$25.001/6/2011 10:19:22 AM
vine99$75.001/6/2011 10:40:55 AM
6moonbeams$50.001/6/2011 10:11:55 AM
RandyL3$25.001/6/2011 11:22:44 AM
puifais$50.001/6/2011 12:11:06 PM
organized-payment6$50.001/6/2011 10:18:30 AM
studious-value8$25.001/6/2011 12:18:30 PM
inspired-investment8$100.001/6/2011 10:20:21 AM
villagers$25.001/6/2011 10:22:10 AM
Aimvest$25.001/6/2011 10:23:23 AM
goodhearted-basis4$25.001/6/2011 1:42:48 PM
DasMula$38.841/6/2011 10:51:08 AM
balance-voyager$50.001/6/2011 3:30:51 PM
hektek22$600.001/6/2011 4:25:17 PM
donenzo$25.001/6/2011 4:43:25 PM
Artist_Blue$25.001/6/2011 5:31:08 PM
loss-of-control$50.001/6/2011 6:24:55 PM
subtle-revenue0$25.001/6/2011 5:22:20 PM
platinum-investor1$25.001/6/2011 8:12:25 PM
Josphine$50.001/6/2011 5:33:55 PM
GeorgiaGator$25.001/6/2011 5:38:08 PM
credit-guard5$25.001/6/2011 7:55:26 PM
skuba$75.001/6/2011 9:55:38 PM
HawaiianHelper$50.001/6/2011 11:28:52 PM
Saleen06$30.001/6/2011 8:47:27 PM
dontletmoneyfoolya$25.001/7/2011 2:27:54 AM
glenium$25.001/7/2011 3:12:29 AM
market-jam$50.001/6/2011 9:30:36 PM
zorg77$25.001/6/2011 9:53:43 PM
vigorous-moola$36.001/7/2011 6:16:17 AM
chrisb1414$25.001/7/2011 6:54:49 AM
Fun54115$25.001/7/2011 7:15:38 AM
zippy-revenue8$25.001/7/2011 1:53:29 AM
mammalian4$25.001/7/2011 1:57:41 AM
vivacious-credit5$25.001/7/2011 8:16:28 AM
AdrianWapcaplet$67.491/7/2011 8:45:44 AM
on_your_side$25.001/7/2011 5:19:54 AM
JustMee$25.001/7/2011 5:33:44 AM
icon7$50.001/7/2011 5:43:46 AM
santhana$29.891/7/2011 2:02:54 AM
favorite-commerce$25.001/7/2011 6:49:30 AM
carrinel$59.781/7/2011 6:38:08 AM
llequire1$101.601/7/2011 7:57:56 AM
Sefotonga$25.001/7/2011 7:46:39 AM
duke12$37.551/7/2011 8:30:58 AM
rockymtbob$25.001/7/2011 8:45:12 AM
101 Investments
 
Borrower Payment Dependent Notes Series 490090
This series of Notes was issued and sold upon the funding of the borrower loan #46696, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Jan-07-2011 
Term: 60 months Listing End date:  Jan-11-2011 
 
Lender yield: 12.95% Borrower rate/APR: 13.95% / 15.33% Monthly payment: $348.64
 
Lender servicing fee: 1.00% Effective Yield*: 12.90%  
Estimated return*: 9.40%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Apr-1992 Debt/Income ratio: 20%
Credit score: 800-819 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:13y 10m
Amount delinquent: $0 Total credit lines: 16 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,511Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 12%  
   Homeownership: Yes  
Screen name: studious-income3 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
This loan is for debt consolidation purposes only. Currently I have too many bills spread out over several sources and want to consolidate and pay off as quickly as possible. I will not be adding any new debt with this loan. I am fully employed and have an excellent credit rating.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
dt_one$25.001/7/2011 5:48:44 PM
GElender$50.001/7/2011 5:50:21 PM
radforj22$25.001/7/2011 5:50:27 PM
kmr2$200.001/7/2011 5:52:20 PM
octoberfresh$26.001/7/2011 5:51:29 PM
skuba$50.001/7/2011 5:49:56 PM
handshake5$100.001/7/2011 5:52:27 PM
nilonc1$50.001/7/2011 5:56:19 PM
ianakacg$25.001/7/2011 5:56:37 PM
bowdish1$50.001/7/2011 5:56:54 PM
CAGE-Investments$25.001/7/2011 5:57:02 PM
causr08$25.001/7/2011 5:53:11 PM
Eastern$50.001/7/2011 5:53:43 PM
Banker7371$25.001/7/2011 5:57:56 PM
indomitable-coin$100.001/7/2011 5:56:04 PM
Ripsaw4U$50.001/7/2011 5:56:09 PM
genius520$100.001/7/2011 5:57:26 PM
DasMula$57.001/7/2011 5:57:57 PM
Short_Stack$25.001/7/2011 6:57:07 PM
C2Banking$25.001/7/2011 6:27:25 PM
riproaringrapids$25.001/7/2011 7:56:17 PM
vigilance-searcher$25.001/7/2011 10:07:05 PM
zorg77$25.001/7/2011 8:33:38 PM
bboy21385$61.571/7/2011 9:47:38 PM
ac787$25.001/8/2011 4:59:05 AM
MonopolyDred$25.001/8/2011 6:15:54 AM
first-serene-credit$25.001/8/2011 7:47:09 AM
felicity-loyalist0$25.001/8/2011 6:31:13 AM
gjm6d$25.001/8/2011 5:50:41 AM
Oakland$50.001/8/2011 7:41:13 AM
Katburg$50.001/8/2011 8:18:38 AM
JaceSpade$25.001/8/2011 9:14:03 AM
roman2008$25.001/8/2011 9:16:39 AM
RedCentre$118.661/8/2011 2:25:19 PM
balance-force$25.001/8/2011 11:16:29 AM
leverage-symphony$50.001/8/2011 10:53:14 AM
NJournalist$50.001/8/2011 3:55:35 PM
power-trophy7$25.001/8/2011 4:40:57 PM
efficient-treasure0$25.001/8/2011 7:19:00 PM
inspire22$50.001/8/2011 8:38:54 PM
inspire22$100.001/8/2011 8:42:33 PM
rss197$25.001/9/2011 6:44:02 AM
Ambassador$50.001/9/2011 7:10:59 AM
brightest-fascinating-principal$50.001/9/2011 2:01:41 PM
listing-exchanger596$46.561/9/2011 3:41:41 PM
loss-of-control$100.001/9/2011 9:26:25 AM
1phantom$50.001/9/2011 9:34:10 AM
Pickmar$25.001/9/2011 4:21:58 PM
aasx1108$25.001/9/2011 11:39:03 AM
LindaRicci$25.001/9/2011 6:28:01 PM
studious-value8$25.001/9/2011 4:58:15 PM
japerk$25.001/9/2011 4:25:11 PM
blue111$25.001/9/2011 7:55:52 PM
robertmm25$50.001/9/2011 9:28:55 PM
YoungTaxMan$25.001/9/2011 9:13:33 PM
mckhbnpc$30.001/9/2011 9:52:03 PM
Jtothe3$25.001/10/2011 9:21:55 AM
Moots$30.001/10/2011 9:33:51 AM
loanman2007$100.001/10/2011 9:50:37 AM
locofuego$50.001/10/2011 8:39:04 AM
Jtothe3$25.001/10/2011 9:23:41 AM
honorable-yield$25.001/10/2011 9:00:18 AM
reflective-rupee$99.991/10/2011 9:25:05 AM
Queueball1$25.001/10/2011 10:01:53 AM
FinanceEngine$30.001/10/2011 10:51:56 AM
first-upright-payout$25.001/10/2011 11:12:07 AM
leverage-monger$25.391/10/2011 9:35:18 AM
systematic-dollar9$25.001/10/2011 1:47:41 PM
grampy48$25.001/10/2011 2:23:30 PM
economy-producer$25.001/10/2011 11:29:07 AM
selfmademan$25.001/10/2011 12:22:11 PM
thankful-nickel2$25.001/10/2011 2:49:59 PM
astute-benjamins$25.001/10/2011 5:48:28 PM
vine99$90.001/10/2011 5:52:17 PM
amusement4$100.001/10/2011 7:04:55 PM
ulf187$71.431/11/2011 7:35:18 AM
Laurusllc$25.001/11/2011 1:48:07 AM
Zipperdu$50.001/11/2011 3:33:00 AM
JDFuego$50.001/11/2011 6:33:50 AM
marshallmanhattan$25.001/11/2011 8:13:47 AM
top-pragmatic-moola$25.001/11/2011 9:50:30 AM
debt-sphinx99$25.001/11/2011 10:02:31 AM
helpishere777$50.001/11/2011 10:31:37 AM
pwkpwk$25.001/11/2011 10:33:43 AM
Untiedshu$25.371/11/2011 11:24:19 AM
richboy56$25.001/11/2011 11:34:00 AM
CapitolHill$25.001/11/2011 10:24:07 AM
Ocean713$50.001/11/2011 11:48:59 AM
Astyanax$40.001/11/2011 10:56:23 AM
persistent-value3$94.761/11/2011 11:11:31 AM
sincerlyyours$200.001/11/2011 1:54:19 PM
tomspc$25.001/11/2011 12:02:52 PM
kjb1971$25.001/11/2011 12:40:43 PM
db2070$35.001/11/2011 1:45:59 PM
finance_mba$25.001/11/2011 2:18:44 PM
five-star-responsibility0$50.001/11/2011 3:26:23 PM
brother_tam$50.001/11/2011 3:28:18 PM
demszi1978$25.001/11/2011 2:58:31 PM
ihelpunow$50.001/11/2011 2:45:45 PM
lostontheedge$25.001/11/2011 3:28:21 PM
money-vista$25.001/11/2011 4:22:03 PM
gold-disk$50.001/11/2011 3:46:11 PM
integrity-trumpet$50.001/11/2011 3:49:47 PM
myduck$40.001/11/2011 4:25:14 PM
valiant-liberty4$25.001/11/2011 5:04:36 PM
hopeful-truth5$100.001/11/2011 4:43:54 PM
elevated-finance$78.011/11/2011 5:27:45 PM
Investoman$100.001/11/2011 4:44:18 PM
platinum-genetics$25.001/11/2011 4:44:06 PM
economy-beast$50.001/11/2011 4:56:37 PM
income-vault6$25.001/11/2011 6:21:48 PM
Oupa-George$25.001/11/2011 6:21:55 PM
huorn$25.001/11/2011 6:22:21 PM
helidude$25.001/11/2011 6:22:31 PM
GetItRight$50.001/11/2011 6:22:53 PM
Sixmil$25.001/11/2011 5:01:18 PM
innocent-income4$25.001/11/2011 6:23:05 PM
KeepOnRunning$50.001/11/2011 6:23:16 PM
Aquafina24Ounce$25.001/11/2011 6:23:21 PM
vegibenz$25.001/11/2011 6:24:16 PM
Cal07$25.001/11/2011 5:04:15 PM
loot-heart$25.001/11/2011 6:26:01 PM
topher515$25.001/11/2011 5:04:39 PM
nuts$25.001/11/2011 5:04:54 PM
american6$50.001/11/2011 6:27:07 PM
rmachi$25.001/11/2011 6:27:29 PM
studious-bonus7$67.711/11/2011 6:31:01 PM
Kyileo$25.001/11/2011 5:40:01 PM
lucrative-coin$50.001/11/2011 5:43:09 PM
handy-point5$25.001/11/2011 6:07:33 PM
atrain2007$39.291/11/2011 6:21:46 PM
BlessedEveryDay$30.001/11/2011 6:22:08 PM
understanding-affluence5$25.001/11/2011 6:22:11 PM
RKLFinancial$25.001/11/2011 6:20:41 PM
MarcusOcean$25.001/11/2011 6:22:20 PM
marketplace-cello5$50.001/11/2011 6:22:38 PM
tidy-dime$25.001/11/2011 6:22:48 PM
hste_llc$41.571/11/2011 6:22:57 PM
ejdirin$25.001/11/2011 6:23:18 PM
neutrino6$25.001/11/2011 6:23:23 PM
investment-star$50.001/11/2011 6:23:45 PM
wtrboy$25.001/11/2011 6:24:19 PM
GreenMind$25.001/11/2011 6:21:59 PM
rlgnyc$50.001/11/2011 6:22:27 PM
BxRealtor$25.001/11/2011 6:22:35 PM
chris-heretoinvest$25.001/11/2011 6:26:44 PM
onlyastepaway$50.001/11/2011 6:22:45 PM
gold-channel2$50.001/11/2011 6:23:09 PM
wwwUniversal$25.001/11/2011 6:27:37 PM
authentic-liberty7$25.001/11/2011 6:23:30 PM
thestartuplender$50.001/11/2011 6:24:13 PM
newest-generous-income$25.001/11/2011 6:30:49 PM
uarewhatuthink$25.001/11/2011 6:25:44 PM
money-bauble$100.001/11/2011 6:31:15 PM
bibliomania$25.001/11/2011 6:26:06 PM
bold-treasure-neutrino$50.001/11/2011 6:26:58 PM
panegryst$25.001/11/2011 6:27:04 PM
orgy63$50.001/11/2011 6:27:49 PM
Bank42$50.001/11/2011 6:30:55 PM
6moonbeams$50.001/7/2011 5:50:46 PM
PrivateLender$25.001/7/2011 5:51:55 PM
balance-voyager$50.001/7/2011 5:52:42 PM
Proactive-Financial-Lending$25.001/7/2011 5:53:31 PM
bountiful-durability$75.001/7/2011 5:56:28 PM
gentle-note$25.001/7/2011 5:52:21 PM
tech310$50.001/7/2011 5:52:39 PM
shrewd-credit7$50.001/7/2011 5:57:21 PM
TSC$100.001/7/2011 5:53:24 PM
inspired-investment8$100.001/7/2011 5:55:08 PM
ciscoparrot$25.001/7/2011 5:58:00 PM
villagers$25.001/7/2011 5:55:51 PM
Techne_Funds_LLC$25.001/7/2011 5:59:22 PM
superb-funds335$25.001/7/2011 5:56:42 PM
superpuppy$50.001/7/2011 5:58:49 PM
red-unequivocal-finance$25.001/7/2011 5:58:40 PM
auction-seeker$25.001/7/2011 7:05:46 PM
payment-halo$75.001/7/2011 6:14:27 PM
Bank_Of_XL$50.001/7/2011 7:18:37 PM
loaner-dude$250.001/8/2011 1:12:14 AM
btrfly11$25.001/7/2011 9:13:38 PM
lazyeye$25.001/8/2011 1:48:12 AM
Chillito$40.001/8/2011 12:10:52 AM
spy0$25.001/8/2011 1:25:31 AM
JustMee$25.001/8/2011 6:44:25 AM
simplelender80$100.001/8/2011 7:35:57 AM
peso-colonel$50.001/8/2011 8:01:10 AM
poeman$50.001/8/2011 8:14:22 AM
Leshan$25.001/8/2011 6:38:26 AM
integrity-doctor$100.001/8/2011 9:52:22 AM
leverage-monger$25.001/8/2011 7:24:59 AM
Dollars4Rent$25.001/8/2011 7:43:25 AM
BaxterEvil$25.001/8/2011 11:47:00 AM
adventurous-cash$25.001/8/2011 11:49:03 AM
leverage-monger$100.001/8/2011 11:52:19 AM
FinDoc$25.001/8/2011 8:10:33 AM
the-auction-lotus$25.001/8/2011 8:53:58 AM
caseattle$25.001/8/2011 10:20:04 AM
credit-guard5$25.001/8/2011 9:38:06 AM
comet55$25.001/8/2011 10:59:34 AM
meenan$50.001/8/2011 10:54:05 AM
weiyinsan$25.001/8/2011 12:50:00 PM
commerce-web5$50.001/8/2011 2:16:20 PM
winmals$25.001/8/2011 3:33:16 PM
johannesfactotum$25.001/8/2011 12:01:34 PM
Barky52$25.001/8/2011 12:03:18 PM
organic-commerce2$32.291/8/2011 12:09:48 PM
one-midas$50.001/8/2011 3:22:20 PM
ujiba$50.001/8/2011 3:59:25 PM
AK49-JW$25.001/8/2011 8:03:41 PM
Mariner3605$25.001/8/2011 4:33:57 PM
fairness-swashbuckler$50.001/8/2011 10:12:06 PM
Sealion$50.001/8/2011 8:11:44 PM
FredHead3$30.301/9/2011 8:05:25 AM
paintedposies$150.001/9/2011 3:57:40 AM
loyalty-sherpa$50.001/9/2011 10:39:35 AM
amusement4$200.001/8/2011 11:21:56 PM
340$25.001/9/2011 3:45:02 AM
Binan$25.001/9/2011 6:41:27 AM
Nicedad72$70.001/9/2011 1:12:45 PM
mpatrick$25.001/9/2011 6:50:15 PM
Corellia$100.001/9/2011 12:14:00 PM
rawman$50.001/9/2011 4:18:42 PM
oploans$40.001/9/2011 5:58:23 PM
luminous-payout6$25.001/9/2011 6:31:34 PM
marketplace-meridian$25.001/9/2011 8:50:23 PM
kendallv$25.001/9/2011 8:28:54 PM
authoritative-loot$25.001/9/2011 10:19:30 PM
Chex$1,500.001/10/2011 7:47:10 AM
nalaari$25.001/10/2011 5:59:39 AM
LawyerLoan$25.001/10/2011 7:30:54 AM
himanshuko$35.001/10/2011 11:31:55 AM
TangoKilo$25.001/10/2011 10:08:59 AM
exchange-upholder0$25.001/10/2011 10:11:58 AM
misit$25.001/10/2011 11:43:37 AM
FmrEngr2Phd$25.001/10/2011 1:36:56 PM
gsp1885$29.501/10/2011 4:12:11 PM
manugee$50.001/10/2011 5:48:48 PM
napoleon1168$50.001/10/2011 6:53:58 PM
cash-queen$25.001/10/2011 11:10:52 PM
blue-open-wampum$25.001/11/2011 8:22:45 AM
first-serene-credit$25.001/11/2011 9:35:02 AM
restless-balance9$50.001/11/2011 3:31:02 AM
Trevor_C$25.001/11/2011 9:35:19 AM
mgking007$31.101/11/2011 9:36:49 AM
shadargroup$25.001/11/2011 4:13:51 AM
vc4114$36.641/11/2011 8:45:20 AM
adir1$35.001/11/2011 9:41:23 AM
kind-important-liberty9$25.001/11/2011 9:34:42 AM
ursus$200.001/11/2011 9:59:54 AM
Approved1234$50.001/11/2011 11:49:36 AM
3_boyz$25.001/11/2011 1:38:12 PM
agalt$75.001/11/2011 11:58:52 AM
mykkai$25.001/11/2011 12:40:20 PM
Gabriel02$25.001/11/2011 12:08:57 PM
enchanted-note$25.001/11/2011 1:03:45 PM
five-star-justice$36.001/11/2011 3:14:21 PM
vacaerol$25.001/11/2011 1:06:25 PM
BrandonW$25.001/11/2011 3:24:45 PM
freefly67$27.231/11/2011 1:42:00 PM
andycheb$50.001/11/2011 3:30:28 PM
munnu$25.001/11/2011 3:28:08 PM
jazzlender$25.001/11/2011 4:08:36 PM
simplybarg$50.001/11/2011 3:46:15 PM
kulender$50.001/11/2011 4:08:46 PM
Weaverville$25.001/11/2011 4:22:01 PM
payout-banker4$25.001/11/2011 4:22:59 PM
anders94$50.001/11/2011 4:43:59 PM
Barak$100.001/11/2011 4:44:13 PM
responsibility-cherry6$50.001/11/2011 4:44:04 PM
ASR3$35.001/11/2011 4:44:10 PM
tranquil-capital4$50.001/11/2011 6:05:09 PM
life-is-great$50.001/11/2011 6:21:44 PM
sethred17$25.001/11/2011 6:21:51 PM
the-enterprising-leverage$25.001/11/2011 6:22:16 PM
unabashed-contract5$50.001/11/2011 6:22:24 PM
upright-asset2$50.001/11/2011 6:22:29 PM
availableloan$25.001/11/2011 5:01:05 PM
subtle-revenue0$25.001/11/2011 5:01:24 PM
melodious-fairness$38.991/11/2011 6:23:24 PM
Searlzy$25.001/11/2011 6:23:47 PM
benefit-piano5$25.001/11/2011 6:24:09 PM
GenerousGentleMan$75.001/11/2011 6:24:22 PM
Ranger_Investments$25.001/11/2011 6:25:33 PM
ptjg$25.001/11/2011 5:04:10 PM
Anny-Disco$50.001/11/2011 6:26:39 PM
palmdelino$25.001/11/2011 5:07:52 PM
rate-coup9$25.001/11/2011 6:30:30 PM
LenderByDay$25.001/11/2011 6:31:02 PM
k219824$100.001/11/2011 5:20:54 PM
108lender$200.001/11/2011 6:31:29 PM
Engineer44$25.001/11/2011 5:35:34 PM
tutnyce$60.001/11/2011 6:02:33 PM
new-auction-neutron$25.001/11/2011 6:18:19 PM
unfixer$25.001/11/2011 5:57:25 PM
BayTech$50.001/11/2011 6:21:49 PM
chlebie$25.001/11/2011 6:22:05 PM
LongTail$25.001/11/2011 6:22:10 PM
bigphish$25.001/11/2011 6:22:19 PM
tranquil-diversification8$50.001/11/2011 6:22:22 PM
Hexnut$25.001/11/2011 6:22:43 PM
socrates520$50.001/11/2011 6:22:56 PM
jonn834$25.001/11/2011 6:23:17 PM
steiglends$50.001/11/2011 6:23:20 PM
rcldesign$25.001/11/2011 6:21:42 PM
visionary-currency$50.001/11/2011 6:24:20 PM
SKOAL$50.001/11/2011 6:22:02 PM
astute-investment5$25.001/11/2011 6:22:13 PM
currency-agave$25.001/11/2011 6:22:33 PM
the-transaction-stronghold$25.001/11/2011 6:26:42 PM
hgmlp$50.001/11/2011 6:22:40 PM
restless-currency$41.011/11/2011 6:26:48 PM
fightinjoe$50.001/11/2011 6:27:10 PM
sci_guy$25.001/11/2011 6:27:22 PM
busnssmn$25.001/11/2011 6:23:11 PM
building_community$25.001/11/2011 6:27:44 PM
BigLinCT$25.001/11/2011 6:30:27 PM
uncleharold$25.001/11/2011 6:30:43 PM
visionary-community$25.001/11/2011 6:26:11 PM
gold-sushi$25.001/11/2011 6:26:33 PM
hopethisworks$50.001/11/2011 6:26:52 PM
buckyhead2000$25.001/11/2011 6:27:00 PM
investment-kazoo$50.001/11/2011 6:28:15 PM
Longstreet47$25.801/11/2011 6:30:10 PM
lending_well$50.001/11/2011 6:30:36 PM
324 Investments
 
Borrower Payment Dependent Notes Series 490094
This series of Notes was issued and sold upon the funding of the borrower loan #46614, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-11-2011 
Term: 60 months Listing End date:  Jan-14-2011 
 
Lender yield: 16.90% Borrower rate/APR: 17.90% / 19.33% Monthly payment: $380.09
 
Lender servicing fee: 1.00% Effective Yield*: 16.61%  
Estimated return*: 10.66%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jul-1992 Debt/Income ratio: 23%
Credit score: 740-759 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 12Length of status:2y 6m
Amount delinquent: $0 Total credit lines: 34 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $22,694Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 49%  
   Homeownership: Yes  
Screen name: fund-ladybug6 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate credit debt from several lines into one payment.

My financial situation:
I am a good candidate for this loan because I have excellent credit. You will see from my borrower profile that I am a responsible borrower who has never defaulted on a loan or line of credit. Lending to me ensures you will receive your money back and will make money yourself.

Monthly net income: $ $ 4,000 (myself alone) $8200 (combined with spouse)

Monthly expenses:
??Housing: $ 2000
??Insurance: $ 158
??Car expenses: $ 500
??Utilities: $ 100 in winter, approx. $20-50 in warmer months
??Phone, cable, internet: $ 150
??Food, entertainment: $ 600 groceries, $100 in dining
??Clothing, household expenses $ 50
??Credit cards and other loans: $ approx. 300-400
??Other expenses: $ 300 daycare tuition, which will end in May 2010
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.001/11/2011 9:49:08 AM
indomitable-coin$100.001/11/2011 9:51:00 AM
ichibon$250.001/11/2011 9:51:35 AM
inspire22$50.001/11/2011 9:53:28 AM
bowdish1$50.001/11/2011 9:51:29 AM
skuba$75.001/11/2011 9:51:12 AM
capital-dynamo0$50.001/11/2011 9:52:41 AM
peso-colonel$50.001/11/2011 9:52:57 AM
power-trophy7$25.001/11/2011 9:53:09 AM
honorable-yield$25.001/11/2011 9:54:09 AM
Astyanax$50.001/11/2011 11:08:54 AM
agalt$75.001/11/2011 11:59:03 AM
sincerlyyours$200.001/11/2011 1:56:49 PM
finance_mba$25.001/11/2011 2:18:55 PM
sturdy-velocity6$25.001/11/2011 1:49:05 PM
felicity-loyalist0$25.001/11/2011 2:51:46 PM
integrity-doctor$100.001/11/2011 3:02:26 PM
gentle-note$25.001/11/2011 4:41:32 PM
THE-ROI-Strategist$25.001/11/2011 5:31:29 PM
wanna-help$50.001/11/2011 6:33:17 PM
kendallv$25.001/11/2011 6:48:47 PM
witty-openness$25.001/11/2011 5:55:59 PM
handy-point5$25.001/11/2011 6:11:56 PM
well-mannered-income3$30.001/11/2011 6:30:19 PM
friendly-money$50.001/11/2011 9:15:56 PM
VitaminFunk$25.001/11/2011 7:32:47 PM
industrious-dedication$25.001/11/2011 10:16:02 PM
commerce-web5$50.001/12/2011 3:49:22 AM
SkyLoan$25.001/11/2011 10:49:01 PM
impeccable-transparency$50.001/12/2011 5:21:24 AM
skiter53$50.001/11/2011 11:03:47 PM
Artist_Blue$25.001/12/2011 6:10:09 AM
worthy-bid8$50.001/12/2011 6:11:22 AM
mystss$25.001/12/2011 6:57:03 AM
priceless-money6$50.001/12/2011 3:23:56 AM
6moonbeams$50.001/12/2011 3:44:21 AM
mosby$50.001/12/2011 2:28:55 AM
museic1$50.001/12/2011 3:22:27 AM
kindness-launcher$1,600.001/12/2011 7:42:54 AM
Ambassador$50.001/12/2011 4:44:10 AM
lazyeye$25.001/12/2011 4:50:11 AM
cardguy$25.001/12/2011 5:54:06 AM
treasure-kazoo$50.001/12/2011 6:56:33 AM
slpark$50.001/12/2011 7:57:15 AM
SB94114$50.001/12/2011 8:42:43 AM
BuzzyBee336$35.001/12/2011 8:51:20 AM
CSinvestments$25.001/12/2011 10:00:33 AM
american6$100.001/12/2011 11:54:01 AM
Gamblor$75.001/12/2011 11:20:27 AM
LeReve$50.001/12/2011 11:26:57 AM
thrifty-funds1$25.001/12/2011 12:46:22 PM
thorough-yield1$50.001/12/2011 1:35:45 PM
creditguy68$25.001/12/2011 1:55:49 PM
TicTac$25.001/12/2011 2:06:13 PM
competent-p2p$75.001/12/2011 2:05:58 PM
elegant-capital$25.001/12/2011 7:07:09 PM
steady-investment6$30.001/12/2011 4:34:56 PM
Wart126$25.001/12/2011 4:07:30 PM
orange-generous-ore$25.001/12/2011 5:08:47 PM
slartibardfast$25.001/12/2011 11:56:28 PM
debtcollector$50.001/13/2011 12:09:37 AM
loaner-dude$50.001/12/2011 5:40:13 PM
Mostyle$25.001/12/2011 5:51:43 PM
thorough-exchange4$50.001/12/2011 6:35:53 PM
tranquil-revenue$100.001/12/2011 6:36:18 PM
the-silver-blaster$50.001/12/2011 7:08:52 PM
scottr$50.001/12/2011 7:23:46 PM
gt1687c$50.001/12/2011 7:48:55 PM
generator535$25.001/12/2011 7:31:28 PM
grystndoc$25.001/12/2011 7:34:26 PM
dcap3$25.001/13/2011 5:50:56 AM
fareast_man$25.001/12/2011 11:56:51 PM
bdloans$25.001/13/2011 6:09:45 AM
rolandweary$25.001/13/2011 12:09:14 AM
dignified-finance$50.001/13/2011 6:34:34 AM
kind-important-liberty9$25.001/13/2011 2:10:22 AM
Scotcha$50.001/13/2011 7:03:39 AM
Preferred-Lender$25.001/13/2011 7:22:47 AM
junomich$50.001/13/2011 4:36:56 AM
gold-sushi$25.001/13/2011 9:38:23 AM
potatoepicker$50.001/13/2011 5:51:16 AM
labate$25.001/13/2011 6:30:20 AM
Loan-Mart$25.321/13/2011 6:42:12 AM
objective-investor$150.001/13/2011 7:24:19 AM
JeffHoll$80.001/13/2011 6:43:50 AM
PCity-LOA15$25.001/13/2011 7:07:09 AM
justinology$39.351/13/2011 7:57:48 AM
Flanders122$25.001/13/2011 7:30:04 AM
RedBlack$50.001/13/2011 8:30:21 AM
PatRichi$25.001/13/2011 7:39:26 AM
slwholesales$25.541/13/2011 7:42:22 AM
the-ethical-order$25.001/13/2011 8:58:45 AM
neoboy$534.311/13/2011 10:14:42 AM
lordnecron$26.691/13/2011 11:10:09 AM
revenue-spa8$25.001/13/2011 10:10:50 AM
AlfinityBank25$25.001/13/2011 12:42:44 PM
Jofga$25.001/13/2011 1:55:18 PM
georgedorn$25.001/13/2011 11:12:27 AM
mlbox3k$50.001/13/2011 11:24:11 AM
xhrisd$25.001/13/2011 11:45:59 AM
selfmademan$25.001/13/2011 3:01:22 PM
treasure-bliss$40.491/13/2011 12:29:51 PM
umwol13$25.001/13/2011 11:17:05 AM
mckhbnpc$30.001/13/2011 11:42:08 AM
fund-tom-tom6$25.001/13/2011 12:06:32 PM
Mr_Kensington$86.321/13/2011 3:18:53 PM
ijspence$25.001/13/2011 2:12:22 PM
direct-yield$25.001/13/2011 3:54:41 PM
smallbizrule$25.001/13/2011 2:44:18 PM
unassassinable$25.001/13/2011 4:02:33 PM
Strato$25.021/13/2011 4:06:04 PM
108lender$100.001/13/2011 3:19:40 PM
ptjg$25.001/13/2011 3:19:46 PM
wealth-competitor$25.001/13/2011 4:45:13 PM
wise-deal-panda$50.001/13/2011 3:34:16 PM
gold-blanket0$25.001/13/2011 5:30:05 PM
TheGameTable$25.001/13/2011 6:46:05 PM
MoneyForNothing$25.001/13/2011 4:03:49 PM
langdonx$50.001/13/2011 5:09:25 PM
bold-steady-peso$50.001/13/2011 4:19:54 PM
jcquiroz$50.001/13/2011 7:41:55 PM
SecondChanceLendingSERV$25.001/13/2011 5:58:23 PM
IamSparticus$25.001/13/2011 6:05:55 PM
money-vista$25.001/13/2011 6:40:07 PM
Weaverville$50.001/14/2011 1:04:12 AM
IIP77$25.001/14/2011 1:04:53 AM
Carne_Chung$25.001/14/2011 1:18:46 AM
mmckune$25.001/14/2011 1:20:28 AM
flwah$25.001/14/2011 1:21:39 AM
chlebie$25.001/14/2011 1:37:13 AM
piter-to-la-investment$25.001/14/2011 1:38:18 AM
agiovasil$25.001/14/2011 1:38:29 AM
community-saver158$50.001/13/2011 7:24:24 PM
Investor704$50.001/13/2011 8:42:59 PM
AndyT1999$25.001/13/2011 8:46:44 PM
terrific-return$27.871/13/2011 8:58:12 PM
productive-principal7$25.001/13/2011 7:01:38 PM
maldok1$25.001/13/2011 7:14:10 PM
dano1965$50.001/13/2011 7:14:14 PM
ASuperJohn$250.001/13/2011 8:03:56 PM
littlemonkey$25.001/14/2011 1:02:44 AM
sentry256$25.001/14/2011 1:03:06 AM
Cheburashka$25.001/14/2011 1:03:59 AM
jasonj72$25.001/13/2011 8:24:02 PM
Rob717171$50.001/13/2011 9:00:33 PM
suk200$25.001/14/2011 1:21:44 AM
philantist$30.001/14/2011 1:28:34 AM
ferdberfel$26.831/14/2011 1:37:24 AM
tremendous-payment$25.001/14/2011 1:37:30 AM
discrete-asset$25.001/14/2011 1:37:35 AM
Goodlender42$25.001/13/2011 10:17:08 PM
dood2112$25.001/13/2011 10:34:07 PM
vegibenz$25.001/14/2011 12:52:45 AM
mlender$25.001/14/2011 1:02:52 AM
Leopoldine$25.001/14/2011 1:19:50 AM
BzJ108$25.001/14/2011 1:20:55 AM
brother_tam$50.001/14/2011 1:24:24 AM
breadbroker$25.001/14/2011 1:37:07 AM
hrubinst$36.261/14/2011 1:39:23 AM
head$25.001/14/2011 1:47:13 AM
handshake5$100.001/11/2011 9:49:30 AM
rss197$25.001/11/2011 9:53:33 AM
kmr2$200.001/11/2011 9:49:23 AM
nilonc1$50.001/11/2011 9:49:44 AM
tech310$50.001/11/2011 9:50:16 AM
CAGE-Investments$25.001/11/2011 9:49:49 AM
one-midas$50.001/11/2011 9:49:57 AM
DasMula$57.001/11/2011 9:57:15 AM
a-responsible-return$50.001/11/2011 9:50:20 AM
genius520$100.001/11/2011 9:51:44 AM
adventurous-cash$25.001/11/2011 10:02:27 AM
best-unbeatable-transaction$25.001/11/2011 10:02:32 AM
1phantom$50.001/11/2011 9:53:39 AM
commerce-yeller$25.001/11/2011 9:53:14 AM
blue-open-wampum$25.001/11/2011 9:56:14 AM
DasMula$25.001/11/2011 10:03:09 AM
ursus$100.001/11/2011 10:19:00 AM
foothillender$25.001/11/2011 11:48:03 AM
JustMee$25.001/11/2011 12:03:24 PM
radforj22$25.001/11/2011 11:33:43 AM
persistent-value3$38.491/11/2011 11:29:26 AM
first-upright-payout$25.001/11/2011 11:39:43 AM
Ocean713$50.001/11/2011 11:49:21 AM
loss-of-control$150.001/11/2011 2:26:03 PM
mpatrick$25.001/11/2011 3:18:29 PM
red-favorable-basis$25.001/11/2011 3:02:20 PM
five-star-justice$36.001/11/2011 3:14:38 PM
vest_vortex$25.001/11/2011 2:33:01 PM
Bank_Of_XL$100.001/11/2011 3:40:19 PM
amusement4$100.001/11/2011 4:24:28 PM
GElender$50.001/11/2011 4:40:56 PM
gjm6d$25.001/11/2011 5:31:05 PM
Maximum_Investment$42.091/11/2011 6:22:36 PM
lucrative-coin$100.001/11/2011 5:37:42 PM
rockhound84$25.001/12/2011 2:43:37 AM
thrilling-nickel5$31.791/12/2011 4:29:22 AM
tenny321$25.001/12/2011 6:11:48 AM
chameleon125$25.001/12/2011 6:49:48 AM
earlybird172961$50.001/12/2011 7:28:18 AM
atlantic51$25.001/12/2011 7:24:26 AM
Tingali$25.001/12/2011 7:30:35 AM
exchange-upholder0$25.001/12/2011 12:43:24 PM
Purple11$50.001/12/2011 10:19:11 AM
wkeboarder21$50.001/12/2011 11:03:19 AM
Corellia$100.001/12/2011 12:30:09 PM
kind-adventurous-finance$50.001/12/2011 1:28:50 PM
asset-professor$50.001/12/2011 1:11:38 PM
zooom7$50.001/12/2011 1:29:30 PM
mraleig$175.001/12/2011 3:44:42 PM
jescowa$50.001/12/2011 7:45:55 PM
funtimes$25.001/13/2011 12:08:27 AM
gs92126$50.001/12/2011 5:28:43 PM
bid-papyrus$25.001/12/2011 5:53:51 PM
happyinvallarta$50.001/12/2011 5:53:57 PM
velocity-solo$25.001/13/2011 3:18:59 AM
be_wise$25.001/12/2011 6:28:59 PM
finance-magma7$50.001/12/2011 8:44:13 PM
2brotherslending$50.001/13/2011 12:16:38 AM
EvalCrux$50.001/13/2011 12:34:34 AM
wtrboy$50.001/13/2011 3:09:01 AM
ookete$50.001/13/2011 7:54:53 AM
tomdooley12520$25.001/13/2011 8:21:28 AM
beaker$25.001/13/2011 8:47:02 AM
rockhound84$25.001/13/2011 4:20:05 AM
ps2roy$25.001/13/2011 4:56:41 AM
kirklandrealtor$25.001/13/2011 9:54:09 AM
loanman2007$150.001/13/2011 5:23:06 AM
triumph329$25.001/13/2011 5:36:55 AM
downtownfarm$25.001/13/2011 6:54:11 AM
jbeckrj$25.681/13/2011 7:43:50 AM
cathexis$25.001/13/2011 8:35:24 AM
CashBank$25.001/13/2011 8:59:47 AM
l2fp$25.001/13/2011 9:03:45 AM
bold-worth-vinyl$50.001/13/2011 9:37:29 AM
SanJoser$25.001/13/2011 9:19:28 AM
sbsahm$50.001/13/2011 10:20:40 AM
gain-mountain1$25.001/13/2011 10:29:34 AM
life-is-great$50.001/13/2011 10:59:28 AM
virtuous-bill1$50.001/13/2011 11:15:26 AM
integrity-broker$25.001/13/2011 11:22:15 AM
mindful-exchange2$40.001/13/2011 10:06:57 AM
vigilance-revolutionary$50.001/13/2011 12:34:48 PM
fiddlerzvi$50.001/13/2011 10:20:46 AM
brightest-dignified-penny$25.001/13/2011 10:56:51 AM
merriewold$40.001/13/2011 1:57:57 PM
himanshuko$35.001/13/2011 2:15:55 PM
mgking007$29.971/13/2011 11:46:40 AM
Mindful7$25.001/13/2011 11:52:39 AM
listing-trapper3$75.001/13/2011 3:05:26 PM
peripatetic$25.001/13/2011 3:24:47 PM
Auburnmist$25.001/13/2011 1:16:56 PM
AceInTheHole$25.001/13/2011 1:19:09 PM
jazzlender$25.001/13/2011 3:09:09 PM
veritek$40.001/13/2011 2:33:42 PM
help4u$50.001/13/2011 4:05:30 PM
wwwUniversal$25.001/13/2011 5:36:44 PM
money-bauble$67.321/13/2011 4:03:43 PM
rate-gravity$50.001/13/2011 4:04:20 PM
forthright-trade$25.001/13/2011 4:26:30 PM
sarisai$50.001/13/2011 4:55:37 PM
nalaari$25.001/13/2011 5:29:55 PM
power-secret-agent$25.001/13/2011 6:29:27 PM
order-ruler$125.001/13/2011 5:14:57 PM
drseuzz$72.001/13/2011 5:29:39 PM
investment-kazoo$50.001/13/2011 7:29:49 PM
britches613$25.001/13/2011 7:39:51 PM
HoyaHeel$25.001/13/2011 7:44:16 PM
greggathelegga$25.001/13/2011 8:00:03 PM
Imaginos1892$100.001/13/2011 8:44:08 PM
DannyPhantom$25.001/13/2011 8:51:42 PM
massuot$25.001/13/2011 9:08:05 PM
kevin314$50.001/13/2011 10:50:04 PM
autonomous-basis$25.001/13/2011 11:45:23 PM
wirebutterfly$75.001/14/2011 12:57:55 AM
Headhunter14$25.001/14/2011 1:04:35 AM
Ven58$50.001/14/2011 1:05:23 AM
Aimvest$25.001/14/2011 1:18:35 AM
CPAMAN$25.001/14/2011 1:19:58 AM
simplybarg$25.551/14/2011 1:20:14 AM
ultimatepaintball$25.001/14/2011 1:20:59 AM
LongTail$25.001/14/2011 1:37:18 AM
Gabriel02$25.001/14/2011 1:38:06 AM
calm-deal7$25.001/14/2011 1:38:43 AM
CASSHMAN$100.001/13/2011 6:55:20 PM
ingenious-interest1$100.001/14/2011 1:49:40 AM
ArmyGuy$25.001/13/2011 7:10:59 PM
yield-explosion1$25.001/13/2011 8:07:42 PM
a-balance-surgeon$50.001/13/2011 8:34:32 PM
RLC$50.001/13/2011 9:00:28 PM
F16Edwards$25.001/13/2011 10:27:25 PM
Savings_EQ_Dignity$50.001/13/2011 11:24:37 PM
ujiba$25.101/14/2011 1:02:58 AM
ClearLake$25.001/14/2011 1:04:44 AM
Easystreet$25.001/14/2011 1:05:31 AM
BrooklynJim$25.221/14/2011 1:17:29 AM
Gladglide$43.511/14/2011 1:18:20 AM
tntmojave$47.821/14/2011 1:37:31 AM
PocketAces$50.001/13/2011 10:45:44 PM
WeAlNe$25.001/14/2011 1:18:02 AM
626457$25.001/14/2011 1:19:54 AM
julijask$36.961/14/2011 1:21:06 AM
kulender$50.001/14/2011 1:23:23 AM
visionary-currency$34.111/14/2011 1:38:33 AM
303 Investments
 
Borrower Payment Dependent Notes Series 490204
This series of Notes was issued and sold upon the funding of the borrower loan #46635, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-09-2011 
Term: 36 months Listing End date:  Jan-11-2011 
 
Lender yield: 28.50% Borrower rate/APR: 29.50% / 33.10% Monthly payment: $316.34
 
Lender servicing fee: 1.00% Effective Yield*: 27.78%  
Estimated return*: 16.98%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Mar-1992 Debt/Income ratio: 26%
Credit score: 660-679 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:2y 11m
Amount delinquent: $0 Total credit lines: 17 Occupation: Nurse (LPN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,837Stated income:$25,000-$49,999
Delinquencies in last 7y: 7 Bankcard utilization: 42%  
   Homeownership: No  
Screen name: Jaynurse Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Recently divorced paying off bill
Purpose of loan:
This loan will be used to? pay off my wedding, believe it or not. After putting 10,000 on my credit card for?our wedding, my ex-wife decided she wanted to see other people, 11 months later. We were together 6 years?but??married only 11 months. Guess who got stuck with the bill?

My financial situation:
I am a good candidate for this loan because? she asked me to leave my home so I did and now live with family. I am a nurse who makes almost 2500 a month and really have no expenses at this time other than my care insurance since my family has been a good support system emotionally. I'd like to get this paid off and start over...stronger and wiser.

Monthly net income: $ 2,433

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $ 120
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $ 50
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
handshake5$100.001/9/2011 7:39:49 PM
Investoman$100.001/9/2011 7:39:57 PM
Tikibarman$50.001/9/2011 7:46:40 PM
KMSB$50.001/9/2011 7:47:05 PM
RetiredATC$50.001/9/2011 7:48:25 PM
amusement4$50.001/9/2011 7:50:02 PM
Bob450$25.001/9/2011 7:50:25 PM
the-auction-bear$25.001/9/2011 7:47:36 PM
bold-meteoric-justice$50.001/9/2011 7:47:50 PM
impala6464$50.001/9/2011 8:35:45 PM
capital-dynamo0$50.001/9/2011 7:48:46 PM
ThatDanGuy$50.001/9/2011 7:48:12 PM
YoungTaxMan$25.001/9/2011 9:10:19 PM
p1k4blu$25.001/9/2011 7:49:03 PM
the-revenue-demon$25.001/9/2011 11:42:12 PM
rss197$25.001/10/2011 6:17:50 AM
conaty$50.001/9/2011 7:51:39 PM
well-mannered-income3$40.001/10/2011 6:47:07 AM
marketplace-meridian$25.001/9/2011 8:54:43 PM
Kash2010lu$25.001/9/2011 10:45:28 PM
loanman2007$75.001/10/2011 5:16:35 AM
Lubava$100.001/10/2011 6:34:04 AM
marketplace-buckeye$25.001/10/2011 6:59:45 AM
greencat$50.001/10/2011 7:34:21 AM
joyful-felicity$29.861/10/2011 9:34:39 AM
blue-useful-auction$25.001/10/2011 9:31:20 AM
taetrade$25.001/10/2011 11:25:35 AM
wise-intelligent-duty$25.001/10/2011 12:27:22 PM
moola-monger9$50.001/10/2011 12:57:12 PM
nickel-position$25.001/10/2011 3:07:07 PM
attractive-fund$50.001/10/2011 4:35:33 PM
Land_on_your_feet$75.001/10/2011 7:33:20 PM
proper-revenue7$25.001/10/2011 8:44:35 PM
LKCGICG$25.001/10/2011 11:22:16 PM
InvestorPartners$25.001/11/2011 12:14:26 AM
blitzen40$25.001/10/2011 5:16:18 PM
cospilot$25.001/11/2011 12:39:26 AM
magnifico932$25.001/10/2011 6:03:55 PM
deal-secret-agent$25.001/11/2011 12:51:11 AM
mighty-payout1$25.001/10/2011 7:24:04 PM
deal-contributor8$50.001/10/2011 7:28:54 PM
IASKGOD$25.001/10/2011 8:11:24 PM
p2ploan-charmer$25.001/10/2011 8:33:42 PM
draggon77$25.001/11/2011 5:16:44 AM
culldud6900$50.001/11/2011 5:47:48 AM
zipemdown$50.001/11/2011 6:04:31 AM
copper$50.001/11/2011 12:14:34 AM
zone6$100.001/11/2011 6:35:03 AM
Rdodson11$25.001/11/2011 12:14:17 AM
runner262$25.001/11/2011 12:22:19 AM
IIP77$25.001/11/2011 12:23:29 AM
carrinel$41.461/11/2011 7:02:40 AM
NoMoreDebt4Me$25.001/11/2011 12:32:45 AM
mercuriant$25.001/11/2011 12:33:25 AM
seisen$29.371/11/2011 12:33:59 AM
tsquared_030$25.001/11/2011 12:39:23 AM
MoneyForNothing$18.771/11/2011 8:27:11 AM
income-excellence1$27.961/11/2011 12:50:41 AM
shrewd-peace7$25.001/11/2011 12:52:58 AM
CA-Lender$25.001/11/2011 12:53:05 AM
worthy-bid8$50.001/11/2011 12:53:27 AM
suave-dime6$25.001/11/2011 1:07:43 AM
dartmouth99$50.001/11/2011 1:38:46 AM
duty-monger$50.001/11/2011 4:07:56 AM
publisherptw$25.001/11/2011 6:59:40 AM
reward-walnut$25.001/11/2011 6:45:04 AM
matthewa$25.001/11/2011 8:12:11 AM
simplelender80$100.001/9/2011 7:46:00 PM
a-successful-credit$100.001/9/2011 7:46:08 PM
musegaze$50.001/9/2011 7:39:39 PM
capital-halo1$500.001/9/2011 7:46:19 PM
bold-treasure-neutrino$30.001/9/2011 7:46:26 PM
bazaar-festivity$100.001/9/2011 7:40:18 PM
EBITDA$25.001/9/2011 7:46:32 PM
helping-out$45.001/9/2011 7:51:32 PM
6moonbeams$50.001/9/2011 7:46:29 PM
JJ9876$25.001/9/2011 7:48:30 PM
VJ_Financial$50.001/9/2011 8:31:05 PM
genius520$100.001/9/2011 7:48:02 PM
skillful-asset5$29.761/9/2011 8:50:14 PM
poeman$50.001/9/2011 7:49:27 PM
HedgeFund$25.001/9/2011 7:49:49 PM
top-historic-peso$25.001/9/2011 7:50:21 PM
inspire22$25.001/9/2011 7:50:37 PM
investment-star$50.001/9/2011 7:50:52 PM
kendallv$25.001/9/2011 7:51:05 PM
bold-shrewd-duty$50.001/9/2011 7:51:25 PM
point-kitten6$50.001/10/2011 6:19:00 AM
scrappy-diversification7$1,500.001/9/2011 7:55:36 PM
rss197$25.001/9/2011 7:51:53 PM
nalaari$25.001/10/2011 5:59:26 AM
leverage-monger$25.001/10/2011 6:58:45 AM
dudebrah$25.001/10/2011 9:40:54 AM
honorable-yield$25.001/10/2011 9:00:31 AM
head$25.001/10/2011 9:00:47 AM
himanshuko$35.001/10/2011 11:38:12 AM
guardian3$25.001/10/2011 10:26:05 AM
hopeful-truth5$100.001/10/2011 2:26:35 PM
loss-of-control$50.001/10/2011 2:54:44 PM
radforj22$25.001/10/2011 11:23:04 AM
loaner-dude$100.001/10/2011 12:41:49 PM
Banker_Joe$25.001/10/2011 12:21:37 PM
mckhbnpc$30.001/10/2011 3:32:09 PM
commerce-yeller$50.001/10/2011 3:00:21 PM
AlfinityBank25$25.001/10/2011 9:39:03 PM
zorg77$25.001/10/2011 10:59:41 PM
bid-czar8$50.001/10/2011 5:03:42 PM
brazilofmux$65.671/11/2011 12:14:38 AM
SolarMoonshine$25.001/10/2011 5:42:55 PM
dynamic-platinum$50.001/10/2011 5:46:23 PM
helpwithoutbanks$25.001/10/2011 5:50:41 PM
mauge35$25.001/10/2011 5:56:08 PM
rider6$25.001/10/2011 6:34:37 PM
amusement4$100.001/10/2011 6:56:49 PM
I-Believe-In-You$26.581/10/2011 6:31:30 PM
graceful-investment$68.361/11/2011 12:50:21 AM
DeltaComputerGuy$25.001/11/2011 12:22:39 AM
pixeldave$25.191/11/2011 12:39:49 AM
famous-hope$25.001/11/2011 12:49:51 AM
NoCal$25.001/11/2011 12:51:00 AM
orange-preeminant-bill$50.001/11/2011 12:51:32 AM
hope-eagle6$25.001/11/2011 12:49:59 AM
ingenious-deal6$25.001/11/2011 12:52:51 AM
bnlforever$25.001/11/2011 12:50:49 AM
FeedTheMachine$48.981/11/2011 12:51:22 AM
money-bauble$71.131/11/2011 12:53:21 AM
silver-enlightenment0$100.001/11/2011 3:19:04 AM
attractive-rate$25.001/11/2011 3:21:36 AM
GreenHill$25.001/11/2011 3:43:43 AM
CC911$25.001/11/2011 6:03:46 AM
pfh$25.001/11/2011 5:55:08 AM
moneyman369$68.851/11/2011 6:01:27 AM
nfx$25.001/11/2011 6:28:12 AM
JDFuego$50.001/11/2011 6:33:52 AM
dragon222$25.001/11/2011 7:53:50 AM
goffmt$28.061/11/2011 6:55:14 AM
hellasow$40.001/11/2011 8:25:38 AM
RyanM561$25.001/11/2011 7:44:40 AM
138 Investments
 
Borrower Payment Dependent Notes Series 490224
This series of Notes was issued and sold upon the funding of the borrower loan #46620, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,300.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.95% Listing Start date:  Jan-10-2011 
Term: 12 months Listing End date:  Jan-10-2011 
 
Lender yield: 10.90% Borrower rate/APR: 11.90% / 17.72% Monthly payment: $293.05
 
Lender servicing fee: 1.00% Effective Yield*: 10.72%  
Estimated return*: 5.77%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Mar-2001 Debt/Income ratio: 15%
Credit score: 680-699 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:0y 9m
Amount delinquent: $0 Total credit lines: 11 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,831Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 62%  
   Homeownership: No  
Screen name: new-meteoric-repayment Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 680-699 (Latest)
Principal borrowed: $4,500.00< 31 days late: 0 ( 0% )  
700-719 (Mar-2010)
 
Principal balance: $3,489.58 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Paying off high interest card.
Purpose of loan:

Now that I have 9 months under my belt on my first Prosper loan, it's time to pay off and consolidate my next credit card.? I have a new job since I created my last listing and my salary is much higher, so I'm asking for a loan with a 1 year term this time. The card is locked up in my safe, not in my wallet.

My financial situation:

I have a flawless payment history on my prior Prosper loan and my other loans and lines of credit in the past.? I am aggressively paying down my debt with a goal of being debt free in 2 years or less while building up an emergency savings account at the same time.

Monthly net income: $4160

Monthly expenses: $3442
Housing: $995
Insurance: $8
Car expenses: $120
Utilities: $200
Phone, cable, internet: $25
Food, entertainment: $550
Clothing, household expenses $250
Credit cards and other loans: $1294 (includes this loan's payment)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
epicanthal$25.001/10/2011 3:50:00 PM
credit-investor5$25.001/10/2011 3:51:51 PM
bizzzond$50.001/10/2011 3:52:23 PM
q4golf$25.001/10/2011 3:52:28 PM
twjh$25.001/10/2011 3:52:49 PM
a-responsible-return$25.001/10/2011 3:52:57 PM
smurf163$25.001/10/2011 3:49:48 PM
Chutney$25.001/10/2011 3:50:08 PM
nilonc1$50.001/10/2011 3:54:38 PM
rakem777$25.001/10/2011 3:48:56 PM
indomitable-coin$100.001/10/2011 3:57:23 PM
1phantom$50.001/10/2011 3:58:31 PM
BankofBeth$25.001/10/2011 4:18:05 PM
OnePoorDude$50.001/10/2011 3:55:42 PM
penny-plato$25.001/10/2011 4:46:22 PM
113121$459.951/10/2011 5:08:50 PM
FinDoc$25.001/10/2011 3:54:55 PM
tech310$50.001/10/2011 3:56:58 PM
ac787$25.001/10/2011 5:52:46 PM
superb-funds335$25.001/10/2011 3:57:31 PM
aloantime07$25.001/10/2011 6:26:14 PM
capital-dynamo0$50.001/10/2011 3:58:01 PM
skuba$75.001/10/2011 3:57:34 PM
honorable-yield$25.001/10/2011 3:58:54 PM
feb217$25.001/10/2011 7:47:52 PM
rss197$25.001/10/2011 3:58:28 PM
organized-payment6$50.001/10/2011 3:59:06 PM
Mr-Miracle$25.011/10/2011 3:59:15 PM
nebraskajen$50.001/10/2011 4:57:49 PM
duty-sundae1$25.001/10/2011 5:43:47 PM
ac787$25.001/10/2011 5:45:52 PM
lnrn$29.031/10/2011 5:56:18 PM
oaktown11$100.001/10/2011 6:58:31 PM
IASKGOD$25.001/10/2011 8:01:57 PM
Onlyhappycustomers$25.001/10/2011 8:01:01 PM
FundMaker$25.001/10/2011 8:03:54 PM
balance-chestnut$25.001/10/2011 3:50:03 PM
commerce-yeller$25.001/10/2011 3:51:48 PM
best-unbeatable-transaction$25.001/10/2011 3:52:32 PM
DasMula$86.571/10/2011 3:52:52 PM
RetirementMoney$300.001/10/2011 3:54:21 PM
handshake5$100.001/10/2011 3:54:30 PM
vutah$50.001/10/2011 3:49:31 PM
enthralling-deal180$50.001/10/2011 3:52:45 PM
bazaar-festivity$100.001/10/2011 3:52:52 PM
BankofRa$25.001/10/2011 4:03:05 PM
tolerant-dinero2$25.001/10/2011 3:54:34 PM
wwwUniversal$25.001/10/2011 5:14:51 PM
ianakacg$25.001/10/2011 3:57:29 PM
peso-colonel$50.001/10/2011 3:58:12 PM
power-trophy7$25.001/10/2011 3:58:19 PM
bowdish1$50.001/10/2011 3:57:44 PM
genius520$100.001/10/2011 3:57:51 PM
simplelender80$100.001/10/2011 3:58:05 PM
commerce-web5$50.001/10/2011 3:58:15 PM
charb57$200.001/10/2011 7:40:40 PM
radforj22$25.001/10/2011 3:59:26 PM
dynamic-platinum$50.001/10/2011 5:52:02 PM
wise-intelligent-duty$25.001/10/2011 7:07:48 PM
MoneyForNothing$24.441/10/2011 8:03:57 PM
60 Investments
 
Borrower Payment Dependent Notes Series 490248
This series of Notes was issued and sold upon the funding of the borrower loan #46690, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Jan-09-2011 
Term: 36 months Listing End date:  Jan-11-2011 
 
Lender yield: 26.75% Borrower rate/APR: 27.75% / 31.31% Monthly payment: $309.21
 
Lender servicing fee: 1.00% Effective Yield*: 26.08%  
Estimated return*: 16.28%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1986 Debt/Income ratio: 21%
Credit score: 660-679 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 11Length of status:16y 4m
Amount delinquent: $0 Total credit lines: 28 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $106,423Stated income:$75,000-$99,999
Delinquencies in last 7y: 10 Bankcard utilization: 91%  
   Homeownership: Yes  
Screen name: newest-gain-ruler Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 660-679 (Latest)
Principal borrowed: $7,500.00< 31 days late: 0 ( 0% )  
640-659 (Mar-2010)
 
Principal balance: $6,156.57 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Consolidation Loan
Purpose of loan:This loan will be used to continue to consolidate loans and improve my credit. As noted I have raised my credit score since I first joined Prosper and I have never missed a payment or been late. My current goal is to bring down the number of outstanding credit lines with balances in order to qualify to refinance my mortgage loan, which will increase my disposable income and lower my debt ratio.

? Thanks

?Monthly net income: $ 5,505.00/month
? Housing: $965
? Insurance: $ 145
? ?Car expenses: $ 125
??Utilities: $ 120
??Phone, cable, internet: $55
??Food, entertainment: $500
??Clothing, household expenses $125
??Credit cards and other loans: $1415
??Other expenses: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Thank you for your inquiry my current mortgage balances are 1st Mtg $37160.48/ 5.50% APR 2nd Mtg $28170.40/ 11.625% APR The house was appraised at $82,000.00 in December 2002, Given the market conditions in my area I would put market value closer to $80,000 As you can see my LTV is 81.66% and my debt ratio is satisfactory but with my credit score under 700 I cant get the best market rates. (Jan-11-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Investoman$100.001/9/2011 7:40:00 PM
credit-bliss8$25.001/9/2011 7:40:21 PM
yield-lion2$25.001/9/2011 7:39:00 PM
musegaze$50.001/9/2011 7:39:41 PM
6moonbeams$31.501/9/2011 7:46:30 PM
poeman$50.001/9/2011 7:49:27 PM
simplelender80$100.001/9/2011 7:46:01 PM
Feyenoord$25.001/9/2011 7:45:55 PM
capital-halo1$500.001/9/2011 7:46:21 PM
Tikibarman$50.001/9/2011 7:46:41 PM
EBITDA$25.001/9/2011 7:46:32 PM
KMSB$50.001/9/2011 7:47:06 PM
ThatDanGuy$50.001/9/2011 7:48:13 PM
the-auction-bear$25.001/9/2011 7:47:37 PM
RetiredATC$50.001/9/2011 7:48:26 PM
kain11286$75.001/9/2011 9:35:52 PM
capital-dynamo0$50.001/9/2011 7:48:48 PM
investment-star$50.001/9/2011 7:50:52 PM
Bob450$25.001/9/2011 7:50:25 PM
rss197$25.001/9/2011 7:51:54 PM
helping-out$45.001/9/2011 7:51:33 PM
marketplace-meridian$25.001/9/2011 8:55:13 PM
YoungTaxMan$164.781/9/2011 9:12:34 PM
outofoffice$75.001/10/2011 7:49:40 AM
spsavage$25.001/10/2011 5:15:15 AM
credit-missile$125.001/10/2011 5:29:18 AM
well-mannered-income3$40.001/10/2011 6:45:40 AM
justbman$25.001/10/2011 9:34:51 AM
marketplace-buckeye$25.001/10/2011 6:59:46 AM
affluence-promise$25.001/10/2011 8:21:49 AM
honorable-yield$25.001/10/2011 9:00:31 AM
blue-useful-auction$25.001/10/2011 9:32:05 AM
Banker_Joe$25.001/10/2011 12:23:01 PM
social-zebra$39.551/10/2011 1:19:04 PM
hopeful-truth5$100.001/10/2011 2:22:53 PM
Astyanax$50.001/10/2011 11:23:31 AM
yu-rik$75.001/10/2011 11:24:33 AM
first-serene-credit$25.001/10/2011 5:07:57 PM
shrewd-income$25.001/10/2011 5:08:32 PM
magnifico932$25.001/10/2011 6:03:56 PM
zorg77$25.001/10/2011 11:00:41 PM
principal-laser$31.331/11/2011 6:10:42 AM
JDFuego$50.001/11/2011 6:33:53 AM
brother_tam$50.001/11/2011 12:32:33 AM
scabrendan$71.691/11/2011 8:00:23 AM
mercuriant$25.001/11/2011 12:33:27 AM
hellasow$40.001/11/2011 8:31:27 AM
goodhearted-gold3$150.001/11/2011 9:25:29 AM
dartmouth99$50.001/11/2011 1:38:47 AM
GreenHill$25.001/11/2011 3:43:44 AM
american-investor$35.001/11/2011 9:40:45 AM
duty-monger$50.001/11/2011 4:08:20 AM
glroark$50.001/11/2011 5:13:07 AM
MoneyForNothing$19.611/11/2011 9:44:56 AM
gold-channel2$25.001/11/2011 9:23:40 AM
kind-important-liberty9$25.001/11/2011 9:34:30 AM
delicious-cash$25.001/11/2011 9:34:10 AM
LittleMingo$33.001/11/2011 9:34:49 AM
handshake5$100.001/9/2011 7:39:51 PM
twjh$25.001/9/2011 7:40:13 PM
fabulous-community4$50.001/9/2011 7:40:29 PM
genius520$100.001/9/2011 7:48:03 PM
a-successful-credit$100.001/9/2011 7:46:09 PM
scrappy-diversification7$1,500.001/9/2011 7:55:37 PM
Jerrys1951$25.001/9/2011 8:24:39 PM
bold-meteoric-justice$50.001/9/2011 7:47:51 PM
JJ9876$25.001/9/2011 7:48:30 PM
p1k4blu$25.001/9/2011 7:49:03 PM
UCLA4life$25.001/9/2011 11:11:21 PM
Slapshot$50.001/9/2011 11:14:46 PM
amusement4$50.001/9/2011 7:50:03 PM
top-historic-peso$25.001/9/2011 7:50:21 PM
Moe87$25.001/10/2011 3:57:00 AM
kendallv$25.001/9/2011 7:51:06 PM
inspire22$25.001/9/2011 7:50:39 PM
nalaari$25.001/10/2011 5:59:27 AM
conaty$50.001/9/2011 7:51:40 PM
bold-shrewd-duty$50.001/9/2011 7:51:26 PM
point-kitten6$50.001/10/2011 6:19:01 AM
Lubava$57.371/10/2011 6:34:47 AM
YoungTaxMan$25.001/9/2011 9:05:38 PM
loanman2007$75.001/10/2011 5:14:36 AM
reflective-rupee$33.331/10/2011 9:25:23 AM
reward-motion$25.001/10/2011 9:31:53 AM
beachliving29$50.291/10/2011 7:21:56 AM
dudebrah$25.001/10/2011 9:39:57 AM
greencat$50.001/10/2011 7:31:32 AM
GS-ROCK$25.001/10/2011 8:52:39 AM
britches613$25.001/10/2011 9:21:06 AM
bonus-quark4$25.001/10/2011 9:38:25 AM
Galdis$25.001/10/2011 10:24:43 AM
FinanceEngine$25.001/10/2011 10:51:16 AM
TackingWindward$25.001/10/2011 10:59:27 AM
loss-of-control$100.001/10/2011 2:51:57 PM
radforj22$25.001/10/2011 11:23:05 AM
leverage-monger$25.001/10/2011 11:56:27 AM
mpatrick$25.001/10/2011 11:07:43 AM
loaner-dude$50.001/10/2011 12:43:52 PM
SouthernRemarketing$41.581/10/2011 2:36:44 PM
nickel-position$25.001/10/2011 3:07:37 PM
wisconsinvestor$100.001/10/2011 6:42:29 PM
amusement4$100.001/10/2011 6:54:39 PM
nebraskajen$30.001/10/2011 4:56:13 PM
bid-czar8$50.001/10/2011 5:03:44 PM
bold-direct-asset$50.001/10/2011 6:09:15 PM
CA-Lender$25.001/11/2011 12:53:11 AM
deal-contributor8$50.001/10/2011 7:28:54 PM
witty-openness$25.001/11/2011 4:18:20 AM
bunnybear$25.001/10/2011 11:30:10 PM
Rulea72$35.821/11/2011 6:57:25 AM
87Marc$25.001/11/2011 8:13:49 AM
contract-boomerang$25.001/11/2011 9:23:47 AM
silver-enlightenment0$100.001/11/2011 3:19:05 AM
JayIsABear$45.151/11/2011 9:43:53 AM
culldud6900$50.001/11/2011 5:23:50 AM
pfh$25.001/11/2011 5:56:17 AM
zipemdown$50.001/11/2011 6:04:32 AM
chameleon125$75.001/11/2011 6:28:25 AM
dsnybnd$25.001/11/2011 7:50:39 AM
Starfin-Capital-Management$100.001/11/2011 6:56:33 AM
Leshan$75.001/11/2011 8:56:51 AM
kindness-tonic$30.001/11/2011 9:32:00 AM
Digs$25.001/11/2011 9:35:10 AM
MrMikeMcD$25.001/11/2011 9:38:59 AM
124 Investments
 
Borrower Payment Dependent Notes Series 490274
This series of Notes was issued and sold upon the funding of the borrower loan #46541, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Jan-08-2011 
Term: 36 months Listing End date:  Jan-08-2011 
 
Lender yield: 7.00% Borrower rate/APR: 8.00% / 8.34% Monthly payment: $250.69
 
Lender servicing fee: 1.00% Effective Yield*: 7.00%  
Estimated return*: 5.45%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Sep-1996 Debt/Income ratio: 17%
Credit score: 780-799 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 12Length of status:7y 2m
Amount delinquent: $0 Total credit lines: 26 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,467Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 25%  
   Homeownership: Yes  
Screen name: genuine-currency3 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Credit card consolidation
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
highcountry1$25.001/8/2011 4:03:43 PM
diicali$25.001/8/2011 4:04:36 PM
dharma1$25.001/8/2011 4:04:55 PM
WealthBoy$50.001/8/2011 4:05:18 PM
indomitable-coin$100.001/8/2011 4:05:57 PM
shamrocker$25.001/8/2011 4:06:15 PM
acropiloterau2002$25.001/8/2011 4:06:22 PM
Havana21$300.001/8/2011 4:06:27 PM
Attract$25.001/8/2011 4:06:44 PM
newest-organic-rupee$25.001/8/2011 4:06:54 PM
FjLenders$25.001/8/2011 4:07:07 PM
restless-currency$41.011/8/2011 4:07:26 PM
DadWarbucks$60.001/8/2011 4:07:31 PM
building_community$25.001/8/2011 4:07:45 PM
BigLinCT$25.001/8/2011 4:08:37 PM
reinforced-marketplace3$250.001/8/2011 4:09:43 PM
compoundinterest$50.001/8/2011 4:09:54 PM
vigilance-revolutionary$50.001/8/2011 4:10:30 PM
interest-exec9$25.001/8/2011 4:05:27 PM
syounker$25.001/8/2011 4:05:32 PM
jjb3$27.651/8/2011 4:05:46 PM
MONEYLENDER101$48.891/8/2011 4:05:53 PM
zone6$50.001/8/2011 4:06:04 PM
phillipd48$25.001/8/2011 4:03:49 PM
inspired-investment8$100.001/8/2011 4:11:19 PM
rosie777$30.001/8/2011 4:06:19 PM
donloah$25.001/8/2011 4:11:20 PM
Tahoeguy$50.001/8/2011 4:06:24 PM
kyomoon$50.001/8/2011 4:06:31 PM
undaunted-kindness$100.001/8/2011 4:11:41 PM
AFairDeal$75.001/8/2011 4:11:47 PM
DeltaGambler$25.001/8/2011 4:07:05 PM
neighborly-hope6$50.001/8/2011 4:12:02 PM
iolaire$25.001/8/2011 4:07:14 PM
nimble-money0$50.001/8/2011 4:07:23 PM
truth-companion$25.001/8/2011 4:12:31 PM
Phantom99$100.001/8/2011 4:07:37 PM
vinayski$25.001/8/2011 4:12:37 PM
goldfinger3$100.001/8/2011 4:07:41 PM
wwwUniversal$25.001/8/2011 4:12:45 PM
fiscal65$50.001/8/2011 4:07:48 PM
courteous-deal114$50.001/8/2011 4:06:21 PM
CBO-Enterprise$100.001/8/2011 4:08:08 PM
Binan$25.001/8/2011 4:06:26 PM
inforapenny$50.001/8/2011 4:06:33 PM
Dollars4Rent$50.001/8/2011 4:06:52 PM
cebgop$25.001/8/2011 4:09:15 PM
aasx1108$25.001/8/2011 4:09:22 PM
brightest-affluence-motivator$55.781/8/2011 4:07:17 PM
orbital-loot333$25.001/8/2011 4:09:40 PM
mla$25.001/8/2011 4:07:29 PM
Zoomie$25.001/8/2011 4:10:07 PM
Daneistes$50.001/8/2011 4:07:59 PM
skuba$50.001/8/2011 4:08:14 PM
Woodworker57$33.331/8/2011 4:10:37 PM
ArtemisFitzlebottom$50.001/8/2011 4:08:20 PM
important-ore$150.001/8/2011 4:10:47 PM
saysana$25.001/8/2011 4:11:00 PM
6moonbeams$100.001/8/2011 4:11:05 PM
smallbizrule$25.001/8/2011 4:11:10 PM
authoritative-truth$50.001/8/2011 4:09:25 PM
yukongin$25.001/8/2011 4:11:25 PM
tech310$50.001/8/2011 4:09:28 PM
louisprima$100.001/8/2011 4:09:32 PM
AF-Chief$50.001/8/2011 4:11:35 PM
meux99$25.001/8/2011 4:09:37 PM
degster$25.001/8/2011 4:12:06 PM
Timchenko_LLC$25.001/8/2011 4:12:19 PM
mikepat55$25.001/8/2011 4:12:26 PM
corndog4000$50.001/8/2011 4:10:26 PM
rose88$50.001/8/2011 4:12:33 PM
WLenders$50.001/8/2011 4:10:32 PM
octoberfresh$30.001/8/2011 4:12:43 PM
networks4ever$25.001/8/2011 4:10:44 PM
molam4u$50.001/8/2011 4:13:01 PM
nomneu$50.001/8/2011 4:13:06 PM
AmericanCredit$25.001/8/2011 4:11:07 PM
zenchef$25.001/8/2011 4:11:27 PM
bold-treasure-neutrino$50.001/8/2011 4:11:39 PM
FundMaker$25.001/8/2011 4:15:02 PM
radforj22$75.001/8/2011 4:12:54 PM
justalender$25.001/8/2011 4:13:04 PM
mathprof$25.001/8/2011 4:18:03 PM
FlexFunding$50.001/8/2011 4:05:08 PM
red-trade-cologne$27.251/8/2011 4:05:11 PM
patriot897$50.001/8/2011 4:05:30 PM
commerce-voyager$25.001/8/2011 4:05:58 PM
ray1051$43.791/8/2011 4:06:10 PM
Captain88$25.001/8/2011 4:06:40 PM
mar97$50.001/8/2011 4:07:21 PM
hawaiiangirl76$25.001/8/2011 4:07:53 PM
gzeo$25.001/8/2011 4:08:02 PM
thedoctor$50.001/8/2011 4:08:11 PM
whistledicksmith$50.001/8/2011 4:08:25 PM
balance-voyager$50.001/8/2011 4:08:52 PM
guardlender$25.001/8/2011 4:09:12 PM
flypenguin$50.001/8/2011 4:03:55 PM
minista$25.001/8/2011 4:09:20 PM
kindness-dessert$25.001/8/2011 4:09:27 PM
TomDalonajay$25.001/8/2011 4:04:23 PM
Emgolda$25.001/8/2011 4:09:33 PM
GElender$50.001/8/2011 4:09:39 PM
best-deal-banker$50.001/8/2011 4:05:05 PM
skillful-diversification2$25.001/8/2011 4:05:23 PM
BankingFamily$50.001/8/2011 4:10:41 PM
dpfl55$25.001/8/2011 4:05:52 PM
PCGeekWI$25.001/8/2011 4:11:08 PM
gauss02$50.001/8/2011 4:11:14 PM
organized-payment6$50.001/8/2011 4:06:12 PM
innocent-income4$25.001/8/2011 4:11:23 PM
paytonbrigadier$350.001/8/2011 4:11:30 PM
open-minded-credit4$25.001/8/2011 4:04:25 PM
dinero-festivity2$37.151/8/2011 4:04:53 PM
Hokie83$50.001/8/2011 4:11:44 PM
srgriff$25.001/8/2011 4:06:56 PM
outtahoth2o$50.001/8/2011 4:11:57 PM
BabyLender$25.001/8/2011 4:05:03 PM
Centaur$50.001/8/2011 4:07:09 PM
Dreamconnection$50.001/8/2011 4:12:28 PM
ManyBlessings$50.001/8/2011 4:07:28 PM
DavenportCapital$25.001/8/2011 4:12:38 PM
blot44$25.001/8/2011 4:06:01 PM
a-responsible-return$50.001/8/2011 4:06:17 PM
casaram$25.001/8/2011 4:08:05 PM
diligent-leverage$50.001/8/2011 4:13:02 PM
Krozy$50.001/8/2011 4:06:38 PM
justice-dna$35.001/8/2011 4:08:43 PM
selector568$400.001/8/2011 4:14:01 PM
cognizant-rate732$25.001/8/2011 4:09:24 PM
DonaldColorado$46.141/8/2011 4:07:12 PM
slartibardfast$25.001/8/2011 4:09:30 PM
paladin847$50.001/8/2011 4:07:19 PM
tekkie2412$50.001/8/2011 4:09:35 PM
kmwvma$25.001/8/2011 4:07:33 PM
eloquent-dime416$50.001/8/2011 4:09:58 PM
Jassi$25.001/8/2011 4:07:39 PM
luckyldy$50.001/8/2011 4:10:16 PM
astute-investment5$25.001/8/2011 4:10:34 PM
Goodthing$100.001/8/2011 4:08:17 PM
DukSerduk$25.001/8/2011 4:08:23 PM
MarinLoans$25.001/8/2011 4:08:32 PM
Marathoner$25.001/8/2011 4:09:10 PM
power-trophy7$50.001/8/2011 4:09:18 PM
fireboss$50.001/8/2011 4:11:38 PM
responsibility-cherry6$50.001/8/2011 4:11:50 PM
kenji4861$50.001/8/2011 4:09:49 PM
swiftsoul$25.001/8/2011 4:10:03 PM
perlindc$100.001/8/2011 4:12:14 PM
flexible-value$50.001/8/2011 4:10:11 PM
bowdish1$100.001/8/2011 4:12:23 PM
bds9646$26.001/8/2011 4:10:19 PM
understanding-payout2$50.001/8/2011 4:12:30 PM
red-unequivocal-finance$25.001/8/2011 4:17:51 PM
reinforced-reward$25.001/8/2011 4:12:36 PM
Cover4$25.001/8/2011 4:12:51 PM
TSC$100.001/8/2011 4:10:39 PM
dedication-merman$50.001/8/2011 4:12:56 PM
emt747$25.001/8/2011 4:13:07 PM
vutah$50.001/8/2011 4:13:33 PM
Bio-physicist$25.001/8/2011 4:12:09 PM
RandyL3$25.001/8/2011 4:12:40 PM
449449$25.001/8/2011 4:12:58 PM
community-pipeline$25.001/8/2011 4:13:09 PM
PrivateLender$25.001/8/2011 4:13:33 PM
164 Investments
 
Borrower Payment Dependent Notes Series 490410
This series of Notes was issued and sold upon the funding of the borrower loan #46529, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-12-2011 
Term: 36 months Listing End date:  Jan-12-2011 
 
Lender yield: 28.50% Borrower rate/APR: 29.50% / 33.10% Monthly payment: $189.80
 
Lender servicing fee: 1.00% Effective Yield*: 27.78%  
Estimated return*: 16.98%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jan-2001 Debt/Income ratio: 6%
Credit score: 700-719 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 4 / 4Length of status:3y 8m
Amount delinquent: $223 Total credit lines: 14 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $817Stated income:$75,000-$99,999
Delinquencies in last 7y: 1 Bankcard utilization: 70%  
   Homeownership: Yes  
Screen name: liberty-contributor Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate
Purpose of loan:
This loan will be used to pay off bills?and be?able to visit my mom in?Florida this March.??
My financial situation:
I am a good candidate for this loan because I have fair credit and a good job. This monthly payment is quite manageable. I also have over 12k in a retirement account that I can show for stability. I just do not want to tap in to it. Also the "now delinquent" section is inaccurate. I am not delinquent on anything. I just pulled my report myself and experian is the only one reporting this way. The reason for this is that Americredit was bought out by GMAC and their billing system has been erratic ever since the buyout in late 2009. This mystery $223 amount is the amount left over that the?customer service rep forgot to include in my payoff that I requested online. The car is paid in full and has a zero balance as of 20 days ago.The worst thing about this is that is dropped my credit score 30 points!! ?Frustrating. Anyhow, just wanted to clear that up.

Monthly net income: $ 6200

Monthly expenses: $
??Housing: $ 1720
??Insurance: $ 160
??Car expenses: $?260
??Utilities: $?300
??Phone, cable, internet: $ 100
??Food, entertainment: $ 350
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 100
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
capital-halo1$500.001/12/2011 9:27:48 AM
genius520$100.001/12/2011 9:28:26 AM
JJ9876$25.001/12/2011 9:28:39 AM
zipemdown$50.001/12/2011 9:30:06 AM
Whipster$50.001/12/2011 9:30:49 AM
DasMula$25.001/12/2011 9:34:09 AM
musegaze$50.001/12/2011 9:25:28 AM
money-baron$50.001/12/2011 10:19:53 AM
Investoman$100.001/12/2011 9:25:37 AM
point-kitten6$50.001/12/2011 9:29:21 AM
payment-gusto$25.001/12/2011 9:30:37 AM
capital-kingdom$25.001/12/2011 9:29:09 AM
rss197$25.001/12/2011 9:29:17 AM
loanman2007$100.001/12/2011 11:46:30 AM
honorable-yield$25.001/12/2011 9:29:40 AM
fireman4$30.001/12/2011 11:49:13 AM
porkhelmet$25.001/12/2011 9:31:03 AM
worthy-bid8$50.001/12/2011 9:31:49 AM
first-upright-payout$25.001/12/2011 9:32:14 AM
brightest-income-hunter$64.001/12/2011 10:18:36 AM
intuitive-camaraderi9$25.001/12/2011 9:32:44 AM
carrinel$86.031/12/2011 9:34:45 AM
bonus-chosen-one$25.001/12/2011 10:28:33 AM
interstellar$50.001/12/2011 10:31:07 AM
wealth-multiplier$25.001/12/2011 10:03:30 AM
LBOregon$25.001/12/2011 10:44:00 AM
VJ_Financial$1,000.001/12/2011 11:26:03 AM
Banker_Joe$25.001/12/2011 10:54:19 AM
Abstract$48.971/12/2011 11:10:27 AM
loss-of-control$200.001/12/2011 11:31:52 AM
kendallv$25.001/12/2011 9:31:52 AM
revenue-officer36$36.151/12/2011 9:34:05 AM
a-finance-nirvana$25.001/12/2011 9:25:03 AM
the-auction-bear$25.001/12/2011 9:26:01 AM
bazaar-festivity$100.001/12/2011 9:26:40 AM
sophisticated-economy2$40.001/12/2011 9:26:57 AM
handshake5$100.001/12/2011 9:25:33 AM
Speculator$50.001/12/2011 10:31:21 AM
magnifico932$25.001/12/2011 9:26:47 AM
amusement4$100.001/12/2011 9:26:52 AM
ThatDanGuy$50.001/12/2011 9:28:32 AM
inspire22$25.001/12/2011 9:29:02 AM
credit-rocket4$25.001/12/2011 11:01:09 AM
simplelender80$100.001/12/2011 9:27:38 AM
EBITDA$25.001/12/2011 9:27:50 AM
DHolly$30.001/12/2011 9:29:23 AM
bid-czar8$50.001/12/2011 9:29:54 AM
AspiringJunzi$25.001/12/2011 9:30:45 AM
Lender95466$25.001/12/2011 11:39:21 AM
goodhearted-basis4$25.001/12/2011 9:30:58 AM
Ocean713$50.001/12/2011 9:30:20 AM
contract-giant$25.001/12/2011 9:31:56 AM
Aunca$50.001/12/2011 9:30:30 AM
loyalist1$50.001/12/2011 9:32:05 AM
minddoc$25.001/12/2011 9:31:33 AM
2grindstones$25.001/12/2011 9:51:14 AM
kind-efficient-credit$25.001/12/2011 9:32:03 AM
Bidwinner08$50.001/12/2011 10:15:16 AM
robocop$50.001/12/2011 9:36:44 AM
droopie1$25.001/12/2011 10:26:29 AM
leverage-monger$25.001/12/2011 10:16:22 AM
consummate-loyalty1$50.001/12/2011 10:58:51 AM
blitzen40$25.001/12/2011 10:20:12 AM
greencat$50.001/12/2011 10:22:38 AM
One_Lolo$50.001/12/2011 10:30:13 AM
loan-eagle9$25.001/12/2011 10:53:16 AM
FundMaker$25.001/12/2011 11:12:56 AM
Astyanax$75.001/12/2011 11:49:30 AM
68 Investments
 
Borrower Payment Dependent Notes Series 490414
This series of Notes was issued and sold upon the funding of the borrower loan #46678, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Jan-12-2011 
Term: 36 months Listing End date:  Jan-13-2011 
 
Lender yield: 26.75% Borrower rate/APR: 27.75% / 31.31% Monthly payment: $309.21
 
Lender servicing fee: 1.00% Effective Yield*: 26.08%  
Estimated return*: 16.28%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Dec-1996 Debt/Income ratio: 31%
Credit score: 760-779 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:1y 0m
Amount delinquent: $0 Total credit lines: 17 Occupation: Construction
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,216Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 74%  
   Homeownership: Yes  
Screen name: rlafayette Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 45 ( 64% ) 760-779 (Latest)
Principal borrowed: $20,000.00< 31 days late: 25 ( 36% )  
660-679 (Feb-2008)
660-679 (Mar-2007)
640-659 (Feb-2007)
 
Principal balance: $380.49 31+ days late: 0 ( 0% )
Total payments billed: 70  
Description
Credit Card Consolidation
Purpose of loan:
This loan will be used to consolidate our credit cards.

Credit Card Company????????????? Limit???????????? Balance?????? Minimum Due??????????? Usual Payment????? Interest Rate

Capital One? ?$?????????????????????? 300.00 ?$???????????? 47.42 ?$??????????????? 15.00 ?$?????????????????????????? 30.00???????? 18.75%
Capital One? ?$?????????????????????? 500.00 ?$?????????? 345.83 ?$??????????????? 15.00 ?$?????????????????????????? 30.00???????? ?17.90%
Capital One? ?$?????????????????????? 500.00 ?$?????????? 288.91 ?$??????????????? 15.00 ?$?????????????????????????? 45.00???????? ?22.90%
Aspire?????? ?????????????????????????????????n/a?? $???????? 1,226.53 ?$??????????????? 37.00 ?$?????????????????????????? 60.00????????? 29.75%
Household Bank ?$????????????? 2,600.00 ?$?????? ? 2,203.72 ?$??????????????? 85.00 ?$??????????????????????? 100.00?????????? 28.99%
Household Bank ?$??????????????1,700.00 ?$??????? ?1,358.56 ?$??????????????? 45.00 ?$?????????????????????????? 75.00????????? 17.90%
Walmart ?$???????????????????????????? 500.00 ?$?????????? ?376.70 ?$??????????????? 20.00 ?$?????????????????????????? 30.00????????? 22.90%
Home Depot ?$????????????????? ? 1,250.00 ?$????????? ? 977.76 ?$??????????????? 10.00 ?$??????????????????????? ?100.00?????????? 26.99%

TOTAL??????????????????????????????????????????????$??????????6,825.43??$????????????? 242.00??$???????????????????????? 470.00?????????????????


My financial situation:
I am a good candidate for this loan because I have already paid off a $15,000 loan last year and I have?a $5000 loan that wiil be paid off?in February of this year, two payments left.? I?was unemployed from January 27th 2009 until January of 2011 but kept up on my loans.?I had some late payment last year on my second loan because sometimes my unemployment checks didn't arrive in time to get payment out on time.? Payments were all made as soon as the check came in.? My wifes daycare help us through the hardest time with no problem and that was only because of the looan that Prosper gave us before to regain our finances and improve our credit score.?

Monthly net income: $?????? 9200.00

Monthly expenses: $?????????????????????????
??Housing: $???????????????????????????????????? 2300.00
??Insurance: $????????????????????????????????????638.00?
??Car expenses: $??????????????????????????????524.00???
??Utilities: $?????????????????????????????????????? 535.00???
??Phone, cable, internet: $????????????????? 180.00
??Food, entertainment: $???????????????????? 500.00?
??Clothing, household expenses $???????200.00
??Credit cards and other loans: $???????? 670.00?
??Other expenses: $

Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Thylow$338.141/12/2011 3:49:06 PM
handshake5$100.001/12/2011 3:55:16 PM
2grindstones$25.001/12/2011 3:55:17 PM
point-kitten6$50.001/12/2011 3:57:03 PM
minddoc$25.001/12/2011 3:57:54 PM
kind-efficient-credit$25.001/12/2011 3:58:13 PM
113121$400.001/12/2011 3:50:15 PM
top-courteous-peso$100.001/12/2011 3:50:48 PM
credit-elation1$25.001/12/2011 5:25:36 PM
revenue-driver8$35.661/12/2011 5:41:57 PM
DasMula$86.571/12/2011 5:45:21 PM
Investoman$100.001/12/2011 3:55:22 PM
nilonc1$50.001/12/2011 3:55:27 PM
magnifico932$25.001/12/2011 3:55:48 PM
balance-handshake7$50.001/12/2011 6:08:48 PM
bazaar-festivity$100.001/12/2011 3:55:43 PM
atlas100$25.001/12/2011 6:16:20 PM
gulch$50.001/12/2011 6:28:50 PM
simplelender80$100.001/12/2011 3:56:04 PM
capital-halo1$500.001/12/2011 3:56:11 PM
ThatDanGuy$50.001/12/2011 3:56:31 PM
rss197$25.001/12/2011 3:57:00 PM
honorable-yield$25.001/12/2011 3:57:09 PM
bid-czar8$50.001/12/2011 3:57:15 PM
first-upright-payout$25.001/12/2011 3:58:22 PM
intuitive-camaraderi9$25.001/12/2011 3:58:33 PM
113121$35.001/12/2011 8:38:37 PM
bunnybear$73.571/12/2011 5:39:20 PM
sweety075$25.001/12/2011 5:38:51 PM
umfan123$25.001/13/2011 3:08:54 AM
be_wise$25.001/12/2011 6:29:20 PM
quicksilver70$25.001/12/2011 6:32:53 PM
thorough-exchange4$30.001/12/2011 6:35:59 PM
elegant-capital$25.001/12/2011 7:06:04 PM
foothillender$25.001/12/2011 7:41:27 PM
ah-long$25.001/13/2011 12:10:23 AM
point-mastery$100.001/13/2011 2:22:54 AM
E-B$50.001/13/2011 3:11:34 AM
thrilling-nickel5$25.001/13/2011 4:21:35 AM
Nerdster1$25.051/13/2011 4:27:09 AM
Kash2010lu$50.001/12/2011 3:55:03 PM
the-auction-bear$25.001/12/2011 3:55:33 PM
EBITDA$25.001/12/2011 3:56:13 PM
genius520$100.001/12/2011 3:56:22 PM
zipemdown$50.001/12/2011 3:57:21 PM
intuitive-velocity4$25.001/12/2011 3:57:50 PM
credit-sycamore4$100.001/12/2011 3:59:06 PM
Thylow$500.001/12/2011 3:49:02 PM
wisconsinvestor$100.001/12/2011 4:27:07 PM
jhouman$25.001/12/2011 3:49:22 PM
FarmersBank$30.151/12/2011 3:49:37 PM
B-rad_the_Coug$25.001/12/2011 3:50:38 PM
credit-bliss8$25.001/12/2011 3:50:59 PM
well-mannered-income3$40.001/12/2011 5:09:14 PM
musegaze$100.001/12/2011 3:51:12 PM
Ray3486$25.001/12/2011 5:37:06 PM
greencat$50.001/12/2011 3:54:14 PM
reflective-rupee$99.991/12/2011 6:05:27 PM
amusement4$100.001/12/2011 3:55:56 PM
inspire22$25.001/12/2011 3:56:46 PM
Aunca$50.001/12/2011 3:57:33 PM
worthy-bid8$50.001/12/2011 3:58:01 PM
Speculator$50.001/12/2011 3:58:47 PM
BankofBeth$25.001/12/2011 7:38:07 PM
gothampark$25.001/12/2011 8:35:11 PM
wonder3$25.001/12/2011 4:35:18 PM
kendigme$49.541/13/2011 3:01:08 AM
spsavage$25.001/12/2011 6:44:49 PM
brother_tam$50.001/13/2011 3:53:03 AM
mikeandcat$150.001/12/2011 7:12:23 PM
thankful-nickel2$25.001/12/2011 7:12:20 PM
golffish2$100.001/13/2011 4:33:24 AM
credit-missile$124.251/12/2011 8:13:09 PM
dcm6276$25.001/12/2011 8:57:13 PM
SeaSkyGuy71$25.001/12/2011 11:17:44 PM
I-Believe-In-You$25.001/12/2011 11:36:37 PM
fareast_man$25.001/12/2011 11:57:21 PM
debtcollector$50.001/13/2011 12:09:56 AM
houli123$2,000.001/13/2011 12:33:44 AM
lucky2$25.001/13/2011 1:31:15 AM
UCLA4life$25.001/13/2011 2:04:59 AM
israel15$25.001/13/2011 2:39:33 AM
DoctorJoe$25.001/13/2011 4:02:37 AM
vanklein$25.001/13/2011 4:12:58 AM
rockhound84$25.001/13/2011 4:18:54 AM
Thylow$30.721/13/2011 4:27:22 AM
86 Investments
 
Borrower Payment Dependent Notes Series 490456
This series of Notes was issued and sold upon the funding of the borrower loan #46684, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Jan-13-2011 
Term: 36 months Listing End date:  Jan-13-2011 
 
Lender yield: 23.99% Borrower rate/APR: 24.99% / 28.49% Monthly payment: $298.16
 
Lender servicing fee: 1.00% Effective Yield*: 23.40%  
Estimated return*: 13.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-1989 Debt/Income ratio: 20%
Credit score: 660-679 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 6Length of status:0y 8m
Amount delinquent: $0 Total credit lines: 31 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,884Stated income:$75,000-$99,999
Delinquencies in last 7y: 7 Bankcard utilization: 69%  
   Homeownership: No  
Screen name: bstn_guy Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 48 ( 100% ) 660-679 (Latest)
Principal borrowed: $11,900.00< 31 days late: 0 ( 0% )  
640-659 (Oct-2009)
680-699 (Nov-2007)
 
Principal balance: $2,675.92 31+ days late: 0 ( 0% )
Total payments billed: 48  
Description
Paying off debt
Purpose of loan:
To pay off some debt and consolidate payments into one payment. I may pay off this loan before the full 3 years.

My financial situation:
I have a good job and make a decent income. I recently paid in full a prosper loan that was $276 a month. I will use the money to lower my monthly bills by about $100. Also, I will cut down the length of time to pay the balances in full by using prosper instead of credit cards. The interest rate is a little higher or about the same for my credit cards, but I prefer to pay the interest to people and not banks.

Monthly net income: $ 4246

Monthly expenses: $ 3005
??Housing: $ 1325
??Insurance: $ 0
??Car expenses: $ 0 - I don't have a car. I use the MBTA
??Utilities: $ 25
??Phone, cable, internet: $ 150
??Food, entertainment: $ 350
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 755 minimum payments, but I pay extra. So, my payments are $1,000 a month
??Other expenses: $ 250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
UCLA4life$25.001/13/2011 3:40:15 PM
musegaze$50.001/13/2011 3:44:01 PM
investment-artist$50.001/13/2011 3:47:01 PM
amusement4$100.001/13/2011 3:49:13 PM
fabulous-community4$27.251/13/2011 3:40:37 PM
credit-bliss8$25.001/13/2011 3:42:42 PM
Feyenoord$25.001/13/2011 3:42:45 PM
Aberdeen$6,000.001/13/2011 3:42:48 PM
Bob450$25.001/13/2011 3:41:08 PM
worthy-bid8$50.001/13/2011 3:42:50 PM
twjh$25.001/13/2011 3:43:19 PM
the-auction-bear$25.001/13/2011 3:49:00 PM
bazaar-festivity$100.001/13/2011 3:49:04 PM
capital-halo1$500.001/13/2011 3:49:18 PM
113121$400.001/13/2011 3:42:28 PM
jhouman$25.001/13/2011 3:42:09 PM
DasMula$86.571/13/2011 3:43:43 PM
handshake5$100.001/13/2011 3:48:48 PM
Investoman$100.001/13/2011 3:48:52 PM
19 Investments
 
Borrower Payment Dependent Notes Series 490534
This series of Notes was issued and sold upon the funding of the borrower loan #46626, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.30% Listing Start date:  Jan-14-2011 
Term: 36 months Listing End date:  Jan-14-2011 
 
Lender yield: 4.99% Borrower rate/APR: 5.99% / 6.33% Monthly payment: $152.09
 
Lender servicing fee: 1.00% Effective Yield*: 5.00%  
Estimated return*: 3.70%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Mar-1980 Debt/Income ratio: 5%
Credit score: 820-839 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:5y 4m
Amount delinquent: $0 Total credit lines: 23 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $3,580Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 24%  
   Homeownership: Yes  
Screen name: a2190b Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 3 On-time: 41 ( 100% ) 820-839 (Latest)
Principal borrowed: $21,500.00< 31 days late: 0 ( 0% )  
840-859 (Jun-2010)
840-859 (Oct-2009)
760-779 (Jun-2008)
760-779 (Nov-2007)
 
Principal balance: $5,045.62 31+ days late: 0 ( 0% )
Total payments billed: 41  
Description
Refi Prosper Loan
Purpose of loan:
This loan will be used to pay off my current Prosper loan which is at 8.3 percent.? I thought that was a rather high rate given that I am a lender and borrower with Prosper, and especially given my borrowing history and credit/income level.? I like the new format and obviously I like the new rate that Prosper initiated.

My financial situation:
I am a good candidate for this loan because I have been both a borrower and lender for over 3 years (see Ericscc.com to verify that).? This would be my fourth Prosper loan but really just a refi of loan number 3.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
vutah$50.001/14/2011 10:05:23 AM
credit-investor5$25.001/14/2011 10:07:10 AM
cashhelp$60.001/14/2011 10:07:19 AM
Aberdeen$5,000.001/14/2011 10:09:19 AM
Slapshot$25.001/14/2011 10:06:22 AM
b1geasy$25.001/14/2011 10:07:06 AM
balance-voyager$50.001/14/2011 10:08:56 AM
Feyenoord$25.001/14/2011 10:09:16 AM
one-midas$50.001/14/2011 10:08:15 AM
restless-currency$41.011/14/2011 10:07:12 AM
kyomoon$50.001/14/2011 10:08:50 AM
selector568$500.001/14/2011 10:05:38 AM
helpishere777$50.001/14/2011 10:09:11 AM
xphile$25.001/14/2011 10:09:04 AM
14 Investments
 
Borrower Payment Dependent Notes Series 490558
This series of Notes was issued and sold upon the funding of the borrower loan #46544, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.30% Listing Start date:  Jan-14-2011 
Term: 36 months Listing End date:  Jan-14-2011 
 
Lender yield: 4.99% Borrower rate/APR: 5.99% / 6.33% Monthly payment: $456.26
 
Lender servicing fee: 1.00% Effective Yield*: 5.00%  
Estimated return*: 3.70%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Nov-1991 Debt/Income ratio: 16%
Credit score: 820-839 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 11Length of status:2y 7m
Amount delinquent: $0 Total credit lines: 25 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,283Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 20%  
   Homeownership: Yes  
Screen name: kimber81 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 32 ( 100% ) 820-839 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
840-859 (May-2008)
 
Principal balance: $615.36 31+ days late: 0 ( 0% )
Total payments billed: 32  
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate debt.

My financial situation:
I am a good candidate for this loan because I have successfully paid off a previous prosper loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
MoneyForNothing$44.441/14/2011 10:06:08 AM
Slapshot$25.001/14/2011 10:06:23 AM
balance-voyager$50.001/14/2011 10:08:57 AM
helpishere777$50.001/14/2011 10:09:12 AM
socal-lender$25.001/14/2011 10:13:42 AM
Marathoner$25.001/14/2011 10:13:54 AM
bds9646$26.001/14/2011 10:14:22 AM
AmericanCredit$25.001/14/2011 10:14:40 AM
inspired-investment8$100.001/14/2011 10:14:43 AM
Dreamconnection$50.001/14/2011 10:15:11 AM
radforj22$75.001/14/2011 10:15:17 AM
honorable-yield$40.001/14/2011 10:15:47 AM
DukSerduk$25.001/14/2011 10:16:24 AM
minista$25.001/14/2011 10:16:38 AM
meux99$25.001/14/2011 10:17:02 AM
red-unequivocal-finance$25.001/14/2011 10:17:43 AM
ham-mer$50.001/14/2011 10:17:50 AM
HHP$25.001/14/2011 10:19:59 AM
authoritative-truth$50.001/14/2011 10:20:20 AM
generator535$25.001/14/2011 10:20:39 AM
axl163$25.001/14/2011 10:20:49 AM
kyomoon$50.001/14/2011 10:08:48 AM
Feyenoord$25.001/14/2011 10:09:17 AM
kevin314$50.001/14/2011 10:24:31 AM
life-is-great$50.001/14/2011 10:11:59 AM
turbostar666$35.001/14/2011 10:25:56 AM
mathprof$25.001/14/2011 10:12:30 AM
syounker$25.001/14/2011 10:12:35 AM
compoundinterest$50.001/14/2011 10:14:03 AM
swiftsoul$25.001/14/2011 10:14:10 AM
yukongin$25.001/14/2011 10:14:47 AM
outtahoth2o$50.001/14/2011 10:15:01 AM
Pickmar$25.001/14/2011 10:15:29 AM
rss197$25.001/14/2011 10:15:38 AM
CBO-Enterprise$100.001/14/2011 10:16:12 AM
orange-resolute-platinum$25.001/14/2011 10:17:11 AM
cognizant-rate732$25.001/14/2011 10:17:49 AM
be_wise$25.001/14/2011 10:12:07 AM
Curly-Girly$25.001/14/2011 10:12:11 AM
rosie777$30.001/14/2011 10:12:22 AM
shamrocker$25.001/14/2011 10:12:42 AM
winlender$25.001/14/2011 10:13:47 AM
corndog4000$50.001/14/2011 10:14:28 AM
astute-investment5$25.001/14/2011 10:14:31 AM
Taxman44$25.001/14/2011 10:20:26 AM
BankingFamily$50.001/14/2011 10:14:36 AM
Zach842$25.001/14/2011 10:20:31 AM
gauss02$50.001/14/2011 10:14:42 AM
innocent-income4$25.001/14/2011 10:14:45 AM
undaunted-kindness$100.001/14/2011 10:14:53 AM
responsibility-cherry6$50.001/14/2011 10:14:59 AM
transparency-giant$50.001/14/2011 10:21:39 AM
meenan$100.001/14/2011 10:15:26 AM
robertmm25$50.001/14/2011 10:15:45 AM
Centaur$50.001/14/2011 10:15:49 AM
Ripsaw4U$50.001/14/2011 12:05:00 PM
Phantom99$100.001/14/2011 10:15:53 AM
goldfinger3$100.001/14/2011 10:15:55 AM
steely_dan34$25.001/14/2011 12:20:17 PM
tekkie2412$50.001/14/2011 10:16:53 AM
NycDean$25.001/14/2011 10:17:07 AM
MarinLoans$25.001/14/2011 10:24:08 AM
officer8$25.001/14/2011 12:36:26 PM
wwwUniversal$25.001/14/2011 10:25:54 AM
bestbuy$25.001/14/2011 10:26:18 AM
Pasagam$50.001/14/2011 10:26:56 AM
tomxnsn$25.001/14/2011 10:20:43 AM
MiniBank998$25.001/14/2011 12:49:11 PM
CleeClee$100.001/14/2011 10:34:29 AM
tolerant-dinero2$25.001/14/2011 10:22:51 AM
balanced-rupee$50.001/14/2011 12:50:29 PM
MoneyForNothing$33.331/14/2011 10:25:44 AM
lagnisiruk$25.001/14/2011 10:39:16 AM
heerzaquestion$50.001/14/2011 11:34:20 AM
misit$25.001/14/2011 11:17:00 AM
pikopulling$25.001/14/2011 12:11:33 PM
snowman34$50.001/14/2011 11:29:15 AM
terrific-p2ploan$25.001/14/2011 12:04:54 PM
molam4u$50.001/14/2011 12:50:28 PM
Johnab$25.001/14/2011 1:01:32 PM
balance-force$25.001/14/2011 1:50:52 PM
passbook$25.001/14/2011 12:51:28 PM
indomitable-coin$116.481/14/2011 2:14:50 PM
xphile$25.001/14/2011 10:09:05 AM
patriot897$50.001/14/2011 10:12:26 AM
newest-organic-rupee$25.001/14/2011 10:13:51 AM
TSC$100.001/14/2011 10:14:34 AM
community-pipeline$25.001/14/2011 10:15:21 AM
investment-artist$50.001/14/2011 10:15:46 AM
nimble-money0$50.001/14/2011 10:15:51 AM
building_community$25.001/14/2011 10:15:58 AM
Daneistes$50.001/14/2011 10:16:05 AM
casaram$25.001/14/2011 10:16:08 AM
JohnW12$50.001/14/2011 10:17:16 AM
restless-currency$41.011/14/2011 10:07:12 AM
Aberdeen$8,000.001/14/2011 10:09:22 AM
FlexFunding$50.001/14/2011 10:12:15 AM
indomitable-coin$100.001/14/2011 10:12:19 AM
atlas100$50.001/14/2011 10:30:54 AM
b1geasy$25.001/14/2011 10:07:07 AM
kenji4861$50.001/14/2011 10:13:58 AM
AFairDeal$75.001/14/2011 10:14:55 AM
bowdish1$100.001/14/2011 10:15:08 AM
JJ9876$50.001/14/2011 10:15:23 AM
E_G$50.001/14/2011 10:15:32 AM
blot44$25.001/14/2011 10:09:30 AM
hawaiiangirl76$25.001/14/2011 10:16:02 AM
cebgop$25.001/14/2011 10:16:27 AM
one-midas$50.001/14/2011 10:45:43 AM
tech310$50.001/14/2011 10:16:45 AM
asset-expert0$25.001/14/2011 10:46:28 AM
munnu$25.001/14/2011 10:17:34 AM
paintedposies$50.001/14/2011 10:17:38 AM
LendGuy$50.001/14/2011 10:17:47 AM
Krozy$50.001/14/2011 10:11:36 AM
organized-payment6$50.001/14/2011 10:12:38 AM
moneybags16$25.001/14/2011 11:22:27 AM
eloquent-dime416$50.001/14/2011 10:14:07 AM
flexible-value$50.001/14/2011 10:14:15 AM
unforgettable-order9$50.001/14/2011 10:20:16 AM
orange-generous-ore$50.001/14/2011 10:20:28 AM
degster$25.001/14/2011 10:15:05 AM
webclimber$50.001/14/2011 10:15:42 AM
greenback-guard$25.001/14/2011 12:04:22 PM
bradny$25.001/14/2011 12:11:55 PM
thedoctor$50.001/14/2011 10:16:16 AM
Goodthing$100.001/14/2011 10:16:20 AM
langdonx$50.001/14/2011 10:23:15 AM
top-sensible-yield$25.001/14/2011 10:23:26 AM
HunterSix$25.001/14/2011 10:17:22 AM
virtualbank$50.001/14/2011 10:17:29 AM
Rob717171$50.001/14/2011 10:24:04 AM
Castellan$50.001/14/2011 10:20:23 AM
ogmanny$50.001/14/2011 10:21:05 AM
velocity-solo$60.001/14/2011 10:21:18 AM
selector568$300.001/14/2011 10:32:55 AM
myworld701$25.001/14/2011 12:48:57 PM
roman1998$50.001/14/2011 10:22:06 AM
interest-exec9$25.001/14/2011 12:49:59 PM
zone6$50.001/14/2011 12:50:59 PM
Tsimmeej$25.001/14/2011 12:51:27 PM
chief_wo$25.001/14/2011 10:36:42 AM
Goodlender42$25.001/14/2011 10:24:17 AM
BobJohnson$25.001/14/2011 1:21:26 PM
Eagles81$50.001/14/2011 10:25:25 AM
OTtherapy$25.001/14/2011 10:25:47 AM
pragmatic-camaraderi$25.001/14/2011 10:27:10 AM
unrivaled-justice$48.741/14/2011 12:45:24 PM
AF-Chief$50.001/14/2011 12:50:25 PM
matalt5$50.001/14/2011 12:50:50 PM
Westerly$50.001/14/2011 12:51:23 PM
best-deal-banker$50.001/14/2011 12:48:10 PM
hopeful-truth5$300.001/14/2011 1:48:06 PM
HamletTower$25.001/14/2011 12:50:57 PM
acsej$25.001/14/2011 12:51:21 PM
155 Investments
 
Borrower Payment Dependent Notes Series 490614
This series of Notes was issued and sold upon the funding of the borrower loan #46553, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-14-2011 
Term: 36 months Listing End date:  Jan-16-2011 
 
Lender yield: 13.49% Borrower rate/APR: 14.49% / 16.65% Monthly payment: $516.24
 
Lender servicing fee: 1.00% Effective Yield*: 13.26%  
Estimated return*: 7.31%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Apr-1974 Debt/Income ratio: 13%
Credit score: 720-739 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 5Length of status:6y 6m
Amount delinquent: $0 Total credit lines: 28 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,179Stated income:$50,000-$74,999
Delinquencies in last 7y: 1 Bankcard utilization: 40%  
   Homeownership: No  
Screen name: thankful-asset252 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Helping Animals
Purpose of loan:
This loan will be used to? pay off a car loan, credit card debt and a loan taken out to move my daughter so that she could go to college.

My financial situation:
I am a good candidate for this loan because? I have a secure job working in computer support for the court system.

Monthly net income: $ 3355.37

Monthly expenses: $
??Housing: $?
??Insurance: $
??Car expenses: $ 524.00
??Utilities: $ 600.00
??Phone, cable, internet: $ 175.00
??Food, entertainment: $ 600.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 800.00
??Other expenses: $ 200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What does this have to do with helping animals? - nekbet
A: I was taken by surprise by the question about a listing ID so I put what my wife and I do with our spare time. We adopt and foster abandoned or rescued dogs, cats and some farm animals (goats right now) (Jan-15-2011)
Q: 1. How is the title 'helping animals' related to paying off debt? 2. Where are your housing expenses? - craftygirl960
A: The request really has nothing to do with the listing name, I wasn't prepared for that question so I put this because my wife and I work with rescue groups and we have adopted and fostered dogs, cats and now farm animals (goats at this time). I didn't list housing expenses because that is taken care of by my wife and the instructions were to base it on my income and expenses only. (Jan-15-2011)
Q: If I may ask, why is your listing called Helping Animals? Also, do you own your own home? Thank you. - wilmajean
A: Helping Animals is what my wife and I do in our spare time. We have adopted and fostered dogs, cats and farm animals (goats at this time). I do own my home but did not list housing expenses because those are handled by my wife and the instructions as I understood them were to list only my income and expenses. (Jan-15-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
enthralling-deal180$50.001/14/2011 3:00:16 PM
handshake5$100.001/14/2011 3:02:26 PM
bowdish1$50.001/14/2011 3:02:35 PM
power-trophy7$25.001/14/2011 3:02:47 PM
impeccable-transparency$50.001/14/2011 3:02:59 PM
radforj22$25.001/14/2011 3:03:20 PM
objective-investor$150.001/14/2011 3:08:37 PM
ijspence$25.001/14/2011 3:08:54 PM
ingenious-interest1$100.001/14/2011 3:09:46 PM
a-responsible-return$25.001/14/2011 3:01:11 PM
skuba$75.001/14/2011 3:02:29 PM
inspire22$50.001/14/2011 2:58:57 PM
ursus$100.001/14/2011 3:02:54 PM
commerce-yeller$25.001/14/2011 2:59:48 PM
american6$100.001/14/2011 3:03:31 PM
market-assembler$50.001/14/2011 4:01:17 PM
conceptpi$50.001/14/2011 3:08:42 PM
vigilance-revolutionary$50.001/14/2011 3:08:52 PM
museic1$50.001/14/2011 3:07:51 PM
homestarrunner$50.001/14/2011 3:10:02 PM
steely_dan34$25.001/14/2011 3:10:50 PM
soheagle$25.001/14/2011 3:11:09 PM
courteous-fund9$50.001/14/2011 4:56:06 PM
tech310$50.001/14/2011 4:57:42 PM
worldly-community3$50.001/14/2011 6:06:09 PM
Scotcha$50.001/14/2011 6:31:08 PM
realtormoises$25.001/14/2011 8:04:52 PM
tolerant-dinero2$25.001/14/2011 4:50:16 PM
zone6$50.001/14/2011 4:57:10 PM
jdrez$25.001/15/2011 1:42:58 AM
brother_tam$50.001/15/2011 2:20:02 AM
Chewbaca$25.001/14/2011 5:21:06 PM
kulender$50.001/15/2011 3:05:28 AM
revenue-pipeline$25.001/14/2011 6:14:35 PM
tnjohnso$25.001/14/2011 5:08:46 PM
heavenly-repayment4$25.001/14/2011 6:14:42 PM
a-consummate-camaraderi$50.001/14/2011 6:46:33 PM
availableloan$25.001/15/2011 7:30:42 AM
Premierelender$25.001/14/2011 7:44:46 PM
Kyileo$25.001/15/2011 9:00:24 AM
dospapalotes$35.291/15/2011 2:18:09 AM
lloyd_s$32.951/15/2011 2:56:22 AM
tremendous-payment$25.001/15/2011 10:07:54 AM
OSERENKUKU$25.001/15/2011 1:49:31 AM
Panna$25.001/15/2011 3:17:46 AM
nickel-ferret$50.001/15/2011 10:11:59 AM
gold-commander0$50.001/15/2011 10:14:55 AM
the-profit-oracle$25.001/15/2011 3:52:57 AM
elegant-loot$25.001/15/2011 4:03:30 AM
miket71$36.121/15/2011 3:04:30 AM
JGB$34.821/15/2011 3:17:33 AM
inspiring-reward$150.001/15/2011 10:55:01 AM
red-favorable-basis$25.001/15/2011 4:53:58 AM
investment-star$50.001/15/2011 4:33:29 AM
debt-sphinx99$25.001/15/2011 7:08:14 AM
mizon291$50.001/15/2011 5:55:49 AM
ray1051$25.001/15/2011 6:34:15 AM
FinanceEngine$25.001/15/2011 9:30:13 AM
Digs$25.001/15/2011 10:08:07 AM
taxman1971$25.001/15/2011 9:48:13 AM
KHU2-B$25.001/15/2011 9:49:23 AM
xrycac$25.001/15/2011 10:04:27 AM
Ducatiman1978$25.001/15/2011 10:13:31 AM
Bank42$50.001/15/2011 10:13:36 AM
enthralling-investment$50.001/15/2011 10:44:43 AM
Nicedad72$25.001/15/2011 1:40:49 PM
gold-blanket0$25.001/15/2011 2:50:21 PM
bboekest$50.001/15/2011 3:44:40 PM
income-pillow$50.001/15/2011 4:49:26 PM
terrific-p2ploan$25.001/15/2011 5:17:53 PM
brookewood$25.001/15/2011 12:24:34 PM
ladderskibum$25.001/15/2011 1:39:34 PM
julijask$45.001/15/2011 2:33:16 PM
superb-funds335$25.001/15/2011 2:21:47 PM
ianakacg$25.001/15/2011 2:34:25 PM
Eastern$50.001/15/2011 2:50:27 PM
diverjoq$48.281/15/2011 8:17:29 PM
hopeful-truth5$100.001/15/2011 8:20:55 PM
studious-bonus7$90.651/15/2011 2:33:19 PM
discrete-asset$25.001/15/2011 2:34:23 PM
flexible-return297$50.001/15/2011 2:39:33 PM
mistertao$25.001/15/2011 9:46:42 PM
gold-channel2$50.001/15/2011 2:49:27 PM
Barak$100.001/15/2011 2:50:26 PM
psalms6612$25.001/15/2011 5:09:40 PM
benefit-squirrel$30.001/15/2011 5:20:17 PM
Photoman42$25.001/15/2011 7:16:19 PM
the_prince$35.001/16/2011 8:27:54 AM
alpinaut$25.001/16/2011 9:30:29 AM
footballfan125$29.001/15/2011 7:52:29 PM
sensible-trade$50.001/16/2011 2:00:53 PM
ronow22$100.001/16/2011 2:00:59 PM
cardguy$25.001/16/2011 2:02:33 PM
Mostyle$25.001/16/2011 2:02:43 PM
mosby$50.001/16/2011 2:02:49 PM
atlantic51$25.001/16/2011 2:03:12 PM
tenny321$25.001/16/2011 2:03:19 PM
rss197$25.001/16/2011 2:03:31 PM
comet55$25.001/16/2011 2:03:40 PM
peso-colonel$50.001/16/2011 2:03:58 PM
loss-of-control$50.001/16/2011 8:26:07 AM
sensible-fund$50.001/16/2011 6:15:02 AM
peace-missile$25.001/16/2011 3:15:58 PM
durable-investment8$27.871/16/2011 6:42:44 AM
NorthPointLending$100.001/16/2011 5:01:05 PM
dreammachine$50.001/16/2011 8:14:11 AM
skywise$50.001/16/2011 10:44:24 AM
dollardave$100.001/16/2011 11:30:21 AM
kind-unassuming-fund$25.001/16/2011 12:39:28 PM
williemc44$25.001/16/2011 2:00:39 PM
Gladys9$50.001/16/2011 2:00:50 PM
larrkon$43.101/16/2011 2:01:02 PM
Binan$25.001/16/2011 2:01:54 PM
haidoken$50.001/16/2011 2:02:39 PM
treasure-kazoo$50.001/16/2011 2:03:10 PM
1phantom$50.001/16/2011 2:03:34 PM
villagers$25.001/16/2011 2:03:48 PM
roman2008$25.001/16/2011 2:04:10 PM
luminous-payout6$25.001/16/2011 10:29:23 AM
CASSHMAN$50.001/16/2011 10:39:44 AM
katnmouse$30.001/16/2011 1:25:03 PM
sshs$50.001/16/2011 8:30:42 PM
arcangel72$25.001/16/2011 2:00:41 PM
manyhappydogs$50.001/16/2011 2:00:54 PM
aasx1108$25.001/16/2011 2:01:25 PM
nalaari$25.001/16/2011 2:01:45 PM
loyalist1$100.001/16/2011 2:02:35 PM
Apex-Lender$25.001/16/2011 9:29:07 PM
LeReve$50.001/16/2011 2:03:14 PM
commerce-web5$50.001/16/2011 2:03:27 PM
patriot897$50.001/16/2011 2:03:51 PM
acebandit$50.001/16/2011 9:54:51 PM
kanewna$50.001/16/2011 9:55:06 PM
smmgnn99$25.001/16/2011 9:55:12 PM
dmeg$25.001/16/2011 9:55:19 PM
Approved1234$50.001/16/2011 9:55:28 PM
Mindful7$25.001/16/2011 2:57:20 PM
andycheb$50.001/16/2011 9:55:38 PM
sweepeet$25.001/16/2011 9:55:42 PM
mrrc7498$25.001/16/2011 9:55:52 PM
jam96$25.001/16/2011 9:56:01 PM
sympathetic-asset$50.001/16/2011 9:56:12 PM
bigphish$25.001/16/2011 9:56:21 PM
rate-coup9$25.001/16/2011 9:56:33 PM
rcmso$100.001/16/2011 9:56:46 PM
truth-trapper$25.001/16/2011 4:13:57 PM
626457$25.001/16/2011 9:56:55 PM
efficient-marketplace$25.001/16/2011 9:57:06 PM
payout-banker4$25.001/16/2011 9:57:22 PM
fopaul13$25.001/16/2011 9:57:32 PM
green-wampum-titan$25.001/16/2011 9:57:51 PM
nprfan5$25.001/16/2011 9:58:00 PM
tender-integrity3$100.001/16/2011 9:58:20 PM
Dubbs360$25.001/16/2011 9:58:41 PM
russm011$50.001/16/2011 9:58:47 PM
loyalty-sherpa$50.001/16/2011 9:58:51 PM
fabulous-revenue7$25.001/16/2011 9:54:50 PM
MO_Investor$25.001/16/2011 9:55:10 PM
skurfa$25.001/16/2011 9:55:27 PM
Hiro07$25.001/16/2011 9:55:37 PM
bambampk$25.001/16/2011 9:55:44 PM
cropdust3r$25.001/16/2011 9:56:04 PM
gaileyb$50.001/16/2011 9:56:10 PM
DonaldColorado$50.001/16/2011 9:56:28 PM
principal-lion$50.001/16/2011 6:53:07 PM
forthright-principal2$25.001/16/2011 9:57:04 PM
caesark$25.001/16/2011 9:57:27 PM
life-is-great$50.001/16/2011 9:57:45 PM
Hartfelt$25.001/16/2011 9:57:58 PM
finance-magma7$25.001/16/2011 9:58:08 PM
chris-heretoinvest$25.001/16/2011 9:58:23 PM
jenkris$50.001/16/2011 9:58:28 PM
gametime34$50.001/16/2011 9:58:40 PM
vacaerol$25.001/16/2011 9:55:30 PM
lowestghost$37.051/16/2011 9:55:35 PM
integrity-trumpet$50.001/16/2011 9:55:41 PM
nicklds$40.621/16/2011 9:55:47 PM
best-affluence-vibraphone$50.001/16/2011 9:55:50 PM
taebutogi$25.001/16/2011 9:55:59 PM
resource777$50.001/16/2011 9:56:07 PM
Tideman$50.001/16/2011 9:56:25 PM
traveler50$25.001/16/2011 9:57:02 PM
haryassman$25.001/16/2011 9:57:29 PM
diversification-medalist$25.001/16/2011 9:57:52 PM
IndianChief$25.001/16/2011 9:58:01 PM
the-transaction-stronghold$25.001/16/2011 9:58:22 PM
NY_Lender$50.001/16/2011 9:58:26 PM
ualf$50.001/16/2011 9:58:37 PM
Dreams4Cash$25.001/16/2011 9:58:43 PM
simplelender80$100.001/14/2011 3:02:42 PM
be_wise$25.001/14/2011 3:07:48 PM
gt1687c$50.001/14/2011 3:07:58 PM
Streetfighter$50.001/14/2011 3:09:52 PM
the-enterprising-leverage$25.001/14/2011 3:10:14 PM
selector568$200.001/14/2011 2:59:00 PM
worthy-bid8$50.001/14/2011 3:03:06 PM
first-upright-payout$25.001/14/2011 3:03:11 PM
organized-payment6$50.001/14/2011 3:01:16 PM
genius520$100.001/14/2011 3:02:39 PM
honorable-yield$25.001/14/2011 3:02:51 PM
orange-generous-ore$25.001/14/2011 3:07:44 PM
rolandweary$25.001/14/2011 3:08:08 PM
velocity-solo$50.001/14/2011 3:08:20 PM
downtownfarm$25.001/14/2011 3:08:30 PM
first-serene-credit$25.001/14/2011 4:21:26 PM
fiddlerzvi$50.001/14/2011 3:08:49 PM
maldok1$25.001/14/2011 3:09:08 PM
otto1939$50.001/14/2011 3:10:07 PM
lagnisiruk$25.001/14/2011 3:10:26 PM
Ripsaw4U$50.001/14/2011 3:10:46 PM
Goodlender42$25.001/14/2011 3:09:32 PM
rdav$25.001/14/2011 3:09:57 PM
GElender$50.001/14/2011 3:57:38 PM
gold-conga$50.001/14/2011 3:56:00 PM
SimpleChoice$25.001/14/2011 3:59:46 PM
thankful-nickel2$25.001/14/2011 9:37:20 PM
tsui517$50.001/14/2011 10:39:13 PM
credit-kahuna$50.001/15/2011 12:14:19 AM
PatRichi$25.001/15/2011 3:03:06 AM
uncleubb$25.001/14/2011 5:09:09 PM
progressive-silver028$50.001/14/2011 6:50:21 PM
Elbanko$25.001/15/2011 5:14:45 AM
hughro$85.001/15/2011 5:29:43 AM
platinum-waterfall$25.001/15/2011 6:26:16 AM
zippy-interest$25.001/14/2011 7:44:33 PM
rjrventure$30.841/15/2011 7:56:06 AM
pensacolaborn$50.001/15/2011 8:24:11 AM
langdonx$50.001/15/2011 8:47:05 AM
dcap3$25.001/15/2011 8:47:54 AM
friendinmoney$25.001/15/2011 9:27:22 AM
fishcreek$25.001/15/2011 12:41:22 AM
Weaverville$25.001/15/2011 1:24:59 AM
samo102us$25.001/15/2011 2:54:29 AM
sammyhammy$25.001/15/2011 10:07:55 AM
Malkial$25.001/15/2011 10:08:09 AM
chestnut4$25.001/15/2011 4:00:35 AM
IIP77$25.001/15/2011 10:30:26 AM
jazzlender$25.001/15/2011 3:28:36 AM
income-rocker2$100.001/15/2011 11:39:40 AM
KrisKringle$25.001/15/2011 5:26:54 AM
shellback13$76.131/15/2011 7:51:59 AM
golden-wealth2$50.001/15/2011 5:41:22 AM
C_Mark$100.001/15/2011 8:04:53 AM
five-star-justice$36.001/15/2011 8:46:41 AM
wojo$30.001/15/2011 10:20:32 AM
encouraging-return1$25.001/15/2011 11:18:39 AM
Tradesmanlender$50.001/15/2011 12:05:31 PM
invest-in-ed$150.001/15/2011 12:44:59 PM
sonicpluto$25.001/15/2011 1:03:41 PM
finance_mba$25.001/15/2011 1:21:16 PM
treasure-bliss$50.001/15/2011 2:21:13 PM
jwood3030$25.001/15/2011 2:32:34 PM
superpuppy$50.001/15/2011 2:33:04 PM
authentic-liberty7$25.001/15/2011 2:33:18 PM
fightinjoe$50.001/15/2011 2:50:25 PM
BrianRK$26.001/15/2011 2:54:24 PM
fuzed$45.001/15/2011 3:28:27 PM
flexible-value$100.001/15/2011 12:30:17 PM
mmullen2$25.001/15/2011 6:59:52 PM
SPB$50.001/15/2011 1:29:13 PM
6moonbeams$50.001/15/2011 2:21:15 PM
melodious-fairness$50.001/15/2011 2:33:17 PM
flwah$25.001/15/2011 2:33:30 PM
hrubinst$50.001/15/2011 2:50:34 PM
ferocious-exchange3$50.001/15/2011 2:50:37 PM
jutdon84$50.001/15/2011 2:31:40 PM
painter85$50.001/15/2011 2:46:48 PM
husamk$25.001/15/2011 10:55:15 PM
britches613$32.851/15/2011 2:58:50 PM
wise-deal-panda$50.001/15/2011 4:20:24 PM
Lender75$50.001/15/2011 4:20:31 PM
plentiful-reward$50.001/15/2011 9:54:20 PM
janasek$25.001/16/2011 12:19:08 PM
siegoris$50.001/16/2011 5:55:07 AM
riproaringrapids$25.001/16/2011 2:00:45 PM
deal-griffin$25.001/16/2011 2:00:57 PM
selfmademan$25.001/16/2011 2:01:38 PM
blue111$25.001/16/2011 2:01:51 PM
kind-adventurous-finance$50.001/16/2011 2:02:40 PM
industrious-dedication$25.001/16/2011 2:02:47 PM
Purple11$50.001/16/2011 2:02:52 PM
gs92126$50.001/16/2011 2:03:16 PM
the-profit-worker$25.001/16/2011 12:37:55 AM
TelegramSam$25.001/16/2011 2:32:07 PM
ethical-point$50.001/16/2011 9:16:53 AM
eloquent-dime416$50.001/16/2011 9:30:38 AM
a-balance-surgeon$50.001/16/2011 8:39:50 AM
lender-inc$45.101/16/2011 10:02:05 AM
Thunder08$50.001/16/2011 9:34:34 AM
greenback-ally$50.001/16/2011 10:38:21 AM
Attract$25.001/16/2011 11:39:59 AM
scredneck$50.001/16/2011 11:40:18 AM
capital-dynamo0$50.001/16/2011 1:50:48 PM
richboy56$25.001/16/2011 2:00:19 PM
mtandb$25.001/16/2011 2:00:42 PM
magnetic-duty$25.001/16/2011 2:00:56 PM
Mark0135$50.001/16/2011 2:01:03 PM
Gabriel02$25.001/16/2011 2:01:43 PM
Ocean713$50.001/16/2011 2:02:31 PM
robust-payout1$50.001/16/2011 2:03:01 PM
inspired-investment8$100.001/16/2011 2:03:42 PM
proud-silver0$50.001/16/2011 10:12:52 AM
CASSHMAN$50.001/16/2011 10:30:03 AM
ideal-platinum1$50.001/16/2011 2:00:37 PM
MARSTUN$50.001/16/2011 2:00:47 PM
skiter53$50.001/16/2011 2:01:15 PM
Robyn5722$25.001/16/2011 2:01:40 PM
efficient-treasure0$25.001/16/2011 2:01:53 PM
priceless-money6$50.001/16/2011 2:02:37 PM
ThomasCranmer$50.001/16/2011 9:54:41 PM
JDFuego$50.001/16/2011 9:55:04 PM
kind-important-liberty9$25.001/16/2011 9:55:08 PM
powerful-finance7$25.001/16/2011 2:54:22 PM
dmfog$25.001/16/2011 9:55:15 PM
mittman43$53.991/16/2011 9:55:33 PM
gold-disk$50.001/16/2011 9:55:40 PM
icontender$25.001/16/2011 9:55:46 PM
Dillonmd58$25.001/16/2011 9:55:55 PM
jibe-set$100.001/16/2011 9:56:06 PM
OCedHrt$25.001/16/2011 9:56:18 PM
peregrine$50.001/16/2011 9:56:38 PM
simplybarg$50.001/16/2011 9:56:57 PM
j2ee$25.001/16/2011 9:57:08 PM
kbodendorf$50.001/16/2011 9:57:28 PM
buvaet$25.001/16/2011 5:32:38 PM
accountant41$25.001/16/2011 9:58:16 PM
authoritative-loot$25.001/16/2011 9:58:29 PM
tylerfd$25.001/16/2011 9:58:36 PM
Philosonie$25.001/16/2011 9:58:46 PM
RG$25.001/16/2011 7:59:07 PM
kmr2$100.001/16/2011 8:04:27 PM
lsx7$25.001/16/2011 8:29:33 PM
BrandonW$25.001/16/2011 9:54:56 PM
MGinvest$25.001/16/2011 9:55:32 PM
mbraslav$35.001/16/2011 9:55:41 PM
top-investment-american$50.001/16/2011 9:55:48 PM
GrommetPosse$50.001/16/2011 9:55:54 PM
top-impressive-dinero$50.001/16/2011 9:56:09 PM
anti-wall-st$75.001/16/2011 9:56:16 PM
logical-reward8$25.001/16/2011 9:56:36 PM
motivator796$25.001/16/2011 9:57:30 PM
passivesf$50.001/16/2011 9:57:48 PM
atope$50.001/16/2011 9:57:54 PM
Rick21$50.001/16/2011 9:58:07 PM
best-listing-toro$25.001/16/2011 9:58:17 PM
auction-ambrosia$25.001/16/2011 9:58:27 PM
carlover$25.001/16/2011 9:58:38 PM
profitable-money$25.001/16/2011 9:38:50 PM
TrixieD$25.001/16/2011 9:54:48 PM
wealth-revolutionary$50.001/16/2011 9:55:21 PM
Zarf$50.001/16/2011 9:55:34 PM
shingu79$50.001/16/2011 9:55:36 PM
AgTiPinisher$50.001/16/2011 9:55:43 PM
BxRealtor$25.001/16/2011 9:55:49 PM
SpotLending$25.001/16/2011 9:55:53 PM
loiosh$25.001/16/2011 9:56:03 PM
happyinvallarta$50.001/16/2011 9:56:13 PM
lending_well$36.371/16/2011 9:56:35 PM
tszbgae$50.001/16/2011 9:57:56 PM
VeedonFleece$25.001/16/2011 9:58:04 PM
zaquiri_ice$25.001/16/2011 9:58:19 PM
restless-currency$41.011/16/2011 9:58:25 PM
balanced-rupee$50.001/16/2011 9:58:49 PM
363 Investments
 
Borrower Payment Dependent Notes Series 490646
This series of Notes was issued and sold upon the funding of the borrower loan #46638, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Jan-13-2011 
Term: 12 months Listing End date:  Jan-13-2011 
 
Lender yield: 7.55% Borrower rate/APR: 8.55% / 14.33% Monthly payment: $174.49
 
Lender servicing fee: 1.00% Effective Yield*: 7.54%  
Estimated return*: 4.04%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Apr-1988 Debt/Income ratio: 2%
Credit score: 880-899 (Dec-2010) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:1y 3m
Amount delinquent: $0 Total credit lines: 26 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,708Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 3%  
   Homeownership: Yes  
Screen name: brwnidgirl Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Why am I not AA?
Purpose of loan:
I'm a long time investor in Prosper, it's a great concept.? While I'm not in need of funds now, I do want to get a propser loan?on the books?to get the better rate if I do want to get another loan?in the future.? I'll actually use the funds to reinvest in other prosper loans to cover the cost.

My financial situation:
I am a good candidate for this loan because? just look at credit score and stats, enough said.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
vutah$50.001/13/2011 9:59:03 AM
smurf163$25.001/13/2011 9:59:27 AM
enthralling-deal180$50.001/13/2011 10:00:45 AM
nuts$25.001/13/2011 10:01:45 AM
RecoveryLender$25.001/13/2011 10:02:19 AM
radforj22$25.001/13/2011 10:04:30 AM
gentle-gold$25.001/13/2011 9:58:50 AM
rce1964$25.001/13/2011 9:59:01 AM
commerce-yeller$50.001/13/2011 10:00:09 AM
ray1051$50.001/13/2011 10:00:29 AM
organized-payment6$50.001/13/2011 10:00:41 AM
Chutney$25.001/13/2011 10:01:11 AM
a-responsible-return$25.001/13/2011 10:02:37 AM
tech310$50.001/13/2011 10:02:43 AM
bowdish1$50.001/13/2011 10:03:10 AM
genius520$100.001/13/2011 10:03:23 AM
credit-investor5$25.001/13/2011 10:01:13 AM
skuba$75.001/13/2011 10:02:59 AM
simplelender80$100.001/13/2011 10:03:30 AM
skiter53$50.001/13/2011 10:04:48 AM
museic1$50.001/13/2011 10:04:53 AM
p2p_banker$25.001/13/2011 10:06:01 AM
reflective-rupee$99.991/13/2011 10:06:22 AM
TSC$100.001/13/2011 10:00:37 AM
power-trophy7$25.001/13/2011 10:03:42 AM
exchange-squirrel$25.001/13/2011 9:59:18 AM
blue-open-wampum$25.001/13/2011 10:00:31 AM
the-auction-bear$25.001/13/2011 9:59:31 AM
honorable-yield$25.001/13/2011 10:04:02 AM
euro-deployment$25.001/13/2011 10:00:19 AM
worthy-bid8$50.001/13/2011 10:05:18 AM
first-upright-payout$25.001/13/2011 10:05:35 AM
socal-lender$25.001/13/2011 10:05:54 AM
LeReve$50.001/13/2011 10:06:10 AM
cashhelp$60.001/13/2011 10:01:58 AM
OnePoorDude$50.001/13/2011 10:02:08 AM
1phantom$50.001/13/2011 10:03:53 AM
ursus$100.001/13/2011 10:04:19 AM
finance_mba$25.001/13/2011 10:04:34 AM
five-star-justice$36.001/13/2011 10:04:44 AM
impeccable-transparency$50.001/13/2011 10:05:07 AM
tolerant-dinero2$25.001/13/2011 10:05:50 AM
interstellar$50.001/13/2011 10:05:53 AM
american6$100.001/13/2011 10:06:21 AM
44 Investments
 
Borrower Payment Dependent Notes Series 490658
This series of Notes was issued and sold upon the funding of the borrower loan #46632, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.20% Listing Start date:  Jan-13-2011 
Term: 36 months Listing End date:  Jan-13-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 15.37%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jul-1992 Debt/Income ratio: 39%
Credit score: 660-679 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 12Length of status:11y 3m
Amount delinquent: $0 Total credit lines: 33 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,868Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 64%  
   Homeownership: No  
Screen name: wise-keen-reward Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Working towards becoming Debt-Free
Purpose of loan:
This loan will be used to pay off high interest credit cards and a health care loan that was obtained.

My financial situation:
I am a good candidate for this loan because I am stable within my employment and I DO pay all of my bills on time.

Monthly net income: $ 2920

Monthly expenses: $
??Housing: $ 0 - live with parents
??Insurance: $ 0
??Car expenses: $ 848
??Utilities: $?0
??Phone, cable, internet: $ 40.00
??Food, entertainment: $?100.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 825
??Other expenses: $ 80.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What exactly is your occupation? Thanks - RecoveryLender
A: I am a Chemical Buyer (Jan-13-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
magnifico932$25.001/13/2011 10:12:43 AM
capital-halo1$500.001/13/2011 10:13:02 AM
zipemdown$50.001/13/2011 10:13:46 AM
Aunca$50.001/13/2011 10:13:50 AM
britches613$25.001/13/2011 10:15:14 AM
restless-dime$25.001/13/2011 10:15:26 AM
vigorous-velocity$50.001/13/2011 10:18:36 AM
truth-ceremony$25.001/13/2011 10:20:28 AM
Mr-Miracle$25.001/13/2011 10:34:56 AM
the-auction-bear$25.001/13/2011 10:12:32 AM
selector568$100.001/13/2011 10:12:34 AM
genius520$100.001/13/2011 10:13:16 AM
ThatDanGuy$50.001/13/2011 10:13:26 AM
fareast_man$25.001/13/2011 10:16:46 AM
Kash2010lu$55.001/13/2011 10:17:09 AM
AlfinityBank25$25.001/13/2011 12:36:28 PM
Investoman$100.001/13/2011 10:12:27 AM
icanhasloanz$50.001/13/2011 1:10:19 PM
favorite-commerce$50.001/13/2011 1:16:23 PM
nickel-hickory$50.001/13/2011 1:16:53 PM
EBITDA$25.001/13/2011 10:13:12 AM
worthy-bid8$50.001/13/2011 10:13:55 AM
first-upright-payout$25.001/13/2011 10:14:01 AM
Speculator$50.001/13/2011 10:14:14 AM
fenpark15$25.001/13/2011 2:11:51 PM
ah-long$25.001/13/2011 10:17:08 AM
payout-bridge$50.001/13/2011 11:21:58 AM
credit-missile$75.001/13/2011 2:27:48 PM
Bob450$25.001/13/2011 12:09:04 PM
2grindstones$25.001/13/2011 12:23:36 PM
gold-channel2$25.001/13/2011 3:10:03 PM
green-thoughtful-yield$50.001/13/2011 3:20:29 PM
tech310$50.001/13/2011 3:21:16 PM
YoungTaxMan$105.441/13/2011 3:22:51 PM
benefit-boots$25.001/13/2011 11:16:22 AM
umwol13$25.001/13/2011 11:18:14 AM
squarebob$25.001/13/2011 1:01:41 PM
justasoldier$27.971/13/2011 1:05:40 PM
loanman2007$100.001/13/2011 1:14:39 PM
droopie1$25.001/13/2011 11:45:12 AM
fund-tom-tom6$50.001/13/2011 12:22:35 PM
nickel-hickory$50.001/13/2011 1:17:09 PM
kindness-venture1$50.001/13/2011 1:25:39 PM
bid-czar8$50.001/13/2011 1:27:35 PM
investment-artist$50.001/13/2011 1:30:24 PM
AdrianWapcaplet$50.001/13/2011 1:58:17 PM
back-scratchers$25.001/13/2011 2:29:08 PM
scrappy-diversification7$844.631/13/2011 3:53:35 PM
loan-oath0$33.641/13/2011 3:36:43 PM
Matt555555$25.001/13/2011 2:48:59 PM
VJ_Financial$90.591/13/2011 3:57:41 PM
GlowHost$43.691/13/2011 3:59:58 PM
payout-banker4$25.001/13/2011 4:01:43 PM
fortytwo$50.001/13/2011 3:10:04 PM
icon7$30.001/13/2011 4:17:31 PM
HenryS$50.001/13/2011 3:19:14 PM
jamiee73$25.001/13/2011 3:21:11 PM
thankful-nickel2$25.001/13/2011 3:34:55 PM
patriot897$25.001/13/2011 3:53:53 PM
a-successful-credit$100.001/13/2011 3:53:57 PM
soulful-truth$50.001/13/2011 3:54:32 PM
social-heart$50.001/13/2011 4:14:32 PM
SecondChanceLendingSERV$27.601/13/2011 4:18:49 PM
MoneyForNothing$12.511/13/2011 4:29:52 PM
astute-investment5$25.001/13/2011 3:53:51 PM
Moe87$25.001/13/2011 3:54:02 PM
wwwUniversal$25.001/13/2011 3:54:35 PM
piter-to-la-investment$25.001/13/2011 4:00:00 PM
kulender$50.001/13/2011 4:02:55 PM
HelpfulLender1$25.001/13/2011 4:08:13 PM
engaging-repayment8$25.001/13/2011 4:11:12 PM
amusement4$100.001/13/2011 10:12:53 AM
nickel-hickory$50.001/13/2011 10:13:48 AM
revenue-spa8$25.001/13/2011 10:17:22 AM
UCLA4life$25.001/13/2011 10:17:26 AM
velocity-solo$25.001/13/2011 10:17:38 AM
PatRichi$25.001/13/2011 10:19:01 AM
reflective-rupee$99.991/13/2011 10:07:17 AM
handshake5$100.001/13/2011 10:12:24 AM
nilonc1$50.001/13/2011 10:12:29 AM
greencat$50.001/13/2011 10:06:01 AM
honorable-yield$25.001/13/2011 10:13:38 AM
credit-sycamore4$100.001/13/2011 10:14:22 AM
musegaze$100.001/13/2011 10:07:43 AM
debtcollector$50.001/13/2011 10:17:02 AM
JPMorrisLegacyFund$100.001/13/2011 12:28:17 PM
data2360$50.001/13/2011 12:28:27 PM
bazaar-festivity$100.001/13/2011 10:12:40 AM
SolarMoonshine$25.001/13/2011 1:15:53 PM
blitzen40$25.001/13/2011 10:23:50 AM
frogperson$150.001/13/2011 10:14:00 AM
brightest-dignified-penny$25.001/13/2011 10:53:56 AM
DasMula$37.441/13/2011 10:16:10 AM
sdcc72$25.001/13/2011 11:10:31 AM
JustMee$25.001/13/2011 11:16:54 AM
well-mannered-income3$50.001/13/2011 11:23:59 AM
Tono$25.001/13/2011 11:40:45 AM
ingenious-truth0$50.001/13/2011 10:18:53 AM
smallbizrule$25.001/13/2011 2:53:02 PM
jjsparks28$35.001/13/2011 2:54:35 PM
lendstats_com$200.001/13/2011 12:10:17 PM
Thylow$80.221/13/2011 3:02:36 PM
Artist_Blue$25.001/13/2011 3:10:02 PM
kind-bid-genome$25.001/13/2011 3:13:58 PM
ChillyWilly$25.001/13/2011 3:17:20 PM
realtormoises$25.001/13/2011 12:31:49 PM
sfmf$25.001/13/2011 1:24:26 PM
power-secret-agent$25.001/13/2011 12:06:03 PM
sophisticated-economy2$40.001/13/2011 1:25:41 PM
dhkny5$50.001/13/2011 1:26:23 PM
Haribelle$25.001/13/2011 1:45:34 PM
worth-shower8$50.001/13/2011 1:24:27 PM
payment-gusto$25.001/13/2011 3:10:05 PM
intuitive-camaraderi9$25.001/13/2011 1:27:44 PM
godspeed237$50.001/13/2011 1:30:21 PM
Jim33$25.001/13/2011 1:32:37 PM
extraordinary-interest1$50.001/13/2011 3:20:49 PM
himanshuko$25.001/13/2011 2:09:32 PM
principal-trombone$50.001/13/2011 3:21:15 PM
trumpeter5$50.001/13/2011 3:31:52 PM
one-midas$25.001/13/2011 2:30:25 PM
diplomatic-wealth7$25.001/13/2011 3:54:33 PM
WMY-Investor$100.001/13/2011 2:43:17 PM
pound-lightning$50.001/13/2011 3:54:47 PM
integrity-liberator$50.001/13/2011 3:04:11 PM
kind-efficient-credit$25.001/13/2011 3:05:14 PM
investment-comet$25.001/13/2011 4:03:38 PM
Magog12$25.001/13/2011 4:05:04 PM
mammalian4$25.001/13/2011 4:06:15 PM
imoutdoorsy$34.141/13/2011 4:10:36 PM
RSRAssociates$25.001/13/2011 3:47:46 PM
helping-out$27.141/13/2011 3:43:02 PM
bonafide-economy$50.001/13/2011 3:53:55 PM
youthful-greenback3$25.001/13/2011 3:59:57 PM
craftygirl960$25.001/13/2011 4:16:57 PM
loss-of-control$50.001/13/2011 4:20:23 PM
bold-steady-peso$25.001/13/2011 4:24:27 PM
jcw3rd$25.001/13/2011 4:29:47 PM
kginatl$50.001/13/2011 3:53:48 PM
HammerSmith$25.001/13/2011 3:54:16 PM
mercuriant$25.001/13/2011 3:54:31 PM
Leshan$25.001/13/2011 4:10:48 PM
142 Investments
 
Borrower Payment Dependent Notes Series 490674
This series of Notes was issued and sold upon the funding of the borrower loan #46675, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,900.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.30% Listing Start date:  Jan-15-2011 
Term: 36 months Listing End date:  Jan-15-2011 
 
Lender yield: 4.99% Borrower rate/APR: 5.99% / 6.33% Monthly payment: $149.05
 
Lender servicing fee: 1.00% Effective Yield*: 5.00%  
Estimated return*: 3.70%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jul-1991 Debt/Income ratio: 10%
Credit score: 820-839 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 5 / 5Length of status:17y 2m
Amount delinquent: $362 Total credit lines: 14 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,167Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 7%  
   Homeownership: Yes  
Screen name: wealthbuilder4u Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 31 ( 100% ) 820-839 (Latest)
Principal borrowed: $2,500.00< 31 days late: 0 ( 0% )  
820-839 (Feb-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 31  
Description
Consolidating debt used for school
Purpose of loan:
This loan will be used to consolidate debt used to obtain a professional credential.? My introductory rate for financing this debt has ended and I prefer not to remove money from an investment account.

My financial situation:
I am a good candidate for this loan because I have had many loans which I have paid back including a previous prosper loan.? I have expenses which are less than my income so I have the funds to pay back the loan and could tap into investments if I had to.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
IrrationalPi$25.001/15/2011 11:41:46 AM
terrific-p2ploan$25.001/15/2011 11:46:52 AM
WealthBoy$50.001/15/2011 11:47:24 AM
cashhelp$60.001/15/2011 11:47:48 AM
Aberdeen$4,900.001/15/2011 11:47:54 AM
Slapshot$25.001/15/2011 11:44:24 AM
Eagles81$50.001/15/2011 11:46:14 AM
pikopulling$25.001/15/2011 11:46:55 AM
b1geasy$25.001/15/2011 11:44:33 AM
soheagle$50.001/15/2011 11:47:21 AM
Feyenoord$25.001/15/2011 11:45:31 AM
lagnisiruk$25.001/15/2011 11:46:33 AM
steely_dan34$25.001/15/2011 11:46:59 AM
justice-dna$35.001/15/2011 11:47:08 AM
xphile$25.001/15/2011 11:45:19 AM
tolerant-dinero2$25.001/15/2011 11:45:54 AM
cashhelp$50.001/15/2011 11:41:34 AM
kyomoon$50.001/15/2011 11:45:04 AM
OTtherapy$25.001/15/2011 11:46:17 AM
officer8$25.001/15/2011 11:47:02 AM
interest-exec9$25.001/15/2011 11:47:12 AM
indomitable-coin$100.001/15/2011 11:47:19 AM
balance-voyager$50.001/15/2011 11:45:12 AM
helpishere777$50.001/15/2011 11:45:25 AM
twjh$25.001/15/2011 11:45:33 AM
CleeClee$100.001/15/2011 11:46:27 AM
thedoctor$100.001/15/2011 11:46:38 AM
snowman34$50.001/15/2011 11:46:43 AM
28 Investments
 
Borrower Payment Dependent Notes Series 490688
This series of Notes was issued and sold upon the funding of the borrower loan #46526, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Jan-14-2011 
Term: 36 months Listing End date:  Jan-14-2011 
 
Lender yield: 18.99% Borrower rate/APR: 19.99% / 23.38% Monthly payment: $74.32
 
Lender servicing fee: 1.00% Effective Yield*: 18.55%  
Estimated return*: 9.85%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Feb-2003 Debt/Income ratio: 4%
Credit score: 800-819 (Jan-2011) Inquiries last 6m: 7Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:8y 0m
Amount delinquent: $0 Total credit lines: 12 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,452Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 8%  
   Homeownership: Yes  
Screen name: jcquiroz Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Reinvest in Prosper
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Drewkeeper$25.001/14/2011 10:07:02 AM
credit-guard5$50.001/14/2011 10:07:35 AM
GElender$50.001/14/2011 10:11:24 AM
reflective-rupee$333.331/14/2011 10:11:30 AM
best-unbeatable-transaction$25.001/14/2011 10:11:50 AM
handshake5$100.001/14/2011 10:12:48 AM
skuba$75.001/14/2011 10:12:54 AM
first-upright-payout$25.001/14/2011 10:13:36 AM
wkeboarder21$50.001/14/2011 10:11:07 AM
capital-dynamo0$50.001/14/2011 10:11:48 AM
inspire22$50.001/14/2011 10:12:44 AM
tech310$50.001/14/2011 10:12:51 AM
power-trophy7$25.001/14/2011 10:13:10 AM
caseattle$25.001/14/2011 10:05:21 AM
ursus$100.001/14/2011 10:13:21 AM
nickel-hickory$50.001/14/2011 10:11:55 AM
worthy-bid8$50.001/14/2011 10:13:32 AM
the-auction-bear$25.001/14/2011 10:09:42 AM
vutah$50.001/14/2011 10:10:41 AM
simplelender80$100.001/14/2011 10:11:43 AM
honorable-yield$25.001/14/2011 10:13:16 AM
impeccable-transparency$50.001/14/2011 10:13:31 AM
Astyanax$50.001/14/2011 10:05:27 AM
enthralling-deal180$50.001/14/2011 10:08:29 AM
goodhearted-basis4$25.001/14/2011 10:10:34 AM
Ambassador$50.001/14/2011 10:11:22 AM
350DGRZ$50.001/14/2011 10:11:39 AM
thorough-exchange4$50.001/14/2011 10:12:03 AM
commerce-yeller$50.001/14/2011 10:12:47 AM
bowdish1$50.001/14/2011 10:12:59 AM
precious-coin3$50.001/14/2011 10:05:34 AM
five-star-justice$36.001/14/2011 10:13:26 AM
CK1$25.001/14/2011 10:09:25 AM
goodhearted-basis4$25.001/14/2011 10:10:21 AM
CAGE-Investments$25.001/14/2011 10:11:46 AM
genius520$100.001/14/2011 10:13:02 AM
36 Investments
 
Borrower Payment Dependent Notes Series 490830
This series of Notes was issued and sold upon the funding of the borrower loan #46538, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-16-2011 
Term: 36 months Listing End date:  Jan-17-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $122.46
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Oct-1999 Debt/Income ratio: 21%
Credit score: 640-659 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 3Length of status:5y 2m
Amount delinquent: $0 Total credit lines: 11 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,697Stated income:$25,000-$49,999
Delinquencies in last 7y: 5 Bankcard utilization: 91%  
   Homeownership: No  
Screen name: kindness-seagull3 Borrower's state: Oklahoma Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
clydereedok
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
transaction-circuit$100.001/16/2011 5:35:59 PM
Kash2010lu$27.001/16/2011 5:36:25 PM
handshake5$100.001/16/2011 5:38:17 PM
ThatDanGuy$50.001/16/2011 5:38:25 PM
vigorous-velocity$50.001/16/2011 5:38:48 PM
income-sage9$25.001/16/2011 5:40:43 PM
peace-missile$25.001/16/2011 5:41:21 PM
principal-lion$25.001/16/2011 6:58:53 PM
red-favorable-basis$25.001/16/2011 8:32:51 PM
reward-adventure$50.001/16/2011 5:30:22 PM
profitable-money$25.001/16/2011 9:46:13 PM
Evolver$46.351/16/2011 5:29:12 PM
velocity-solo$30.001/16/2011 5:36:23 PM
new-social-economist$60.001/16/2011 11:34:19 PM
coldfuzion$50.001/17/2011 12:01:35 AM
capital-halo1$500.001/16/2011 5:38:20 PM
honorable-yield$25.001/16/2011 5:38:27 PM
glenium$25.001/17/2011 3:01:26 AM
best-agreement-exchanger$25.001/17/2011 4:59:57 AM
ElAbel11$25.001/16/2011 5:40:17 PM
leverage-monger$25.001/17/2011 7:15:09 AM
Apex-Lender$25.001/16/2011 9:29:17 PM
loss-of-control$100.001/16/2011 7:19:24 PM
platinum-investor1$25.001/16/2011 8:06:51 PM
JLChamberlain$25.001/16/2011 9:11:22 PM
Kqwik$25.001/16/2011 11:25:55 PM
goodhearted-finance2$25.001/17/2011 7:07:41 AM
erowis$30.001/17/2011 3:28:28 AM
ColoradoLender82$25.001/17/2011 8:50:00 AM
newest-generous-income$25.001/17/2011 7:59:12 AM
One_Lolo$25.001/17/2011 8:44:25 AM
RoccoLoan$50.001/17/2011 9:27:16 AM
goodhearted-basis4$25.001/16/2011 5:36:33 PM
EBITDA$25.001/16/2011 5:38:22 PM
lagnisiruk$25.001/16/2011 5:39:35 PM
Bob450$25.001/16/2011 5:39:45 PM
burgeoning-silver$25.001/16/2011 5:40:45 PM
Comoparklender$50.001/16/2011 5:30:35 PM
FASTIZIO_P$25.001/16/2011 5:35:55 PM
bid-czar8$50.001/16/2011 5:36:21 PM
Investoman$100.001/16/2011 5:38:19 PM
B2152$25.001/17/2011 4:57:54 AM
heatherwood$50.001/16/2011 5:40:20 PM
flexible-value$100.001/16/2011 5:40:27 PM
ingenious-deal6$25.001/16/2011 5:40:41 PM
108lender$57.881/17/2011 7:00:35 AM
genius520$100.001/16/2011 5:38:23 PM
MoonMama$25.001/16/2011 5:39:43 PM
divedude$25.001/17/2011 8:14:37 AM
Wellman$50.001/16/2011 5:39:51 PM
agreement-animal$25.001/17/2011 8:39:59 AM
investisure$50.001/16/2011 5:41:00 PM
desertoasis$25.001/16/2011 5:41:02 PM
Lubava$25.001/16/2011 6:51:01 PM
Perksunlimited$50.001/17/2011 5:32:54 AM
leverage-monger$25.001/17/2011 6:26:36 AM
calkidd05$26.001/17/2011 7:05:30 AM
EngineersAlliance$100.001/17/2011 7:08:52 AM
dudebrah$25.001/17/2011 8:30:58 AM
Frosty$25.001/17/2011 8:51:31 AM
credit-investor5$50.001/17/2011 6:44:18 AM
bid-caballero$25.001/17/2011 8:02:03 AM
thorough-capital799$35.831/17/2011 9:11:17 AM
Flreap$11.941/17/2011 9:29:25 AM
64 Investments
 
Borrower Payment Dependent Notes Series 490910
This series of Notes was issued and sold upon the funding of the borrower loan #46535, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-16-2011 
Term: 36 months Listing End date:  Jan-16-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $306.15
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1998 Debt/Income ratio: 3%
Credit score: 720-739 (Jan-2011) Inquiries last 6m: 6Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:3y 5m
Amount delinquent: $0 Total credit lines: 16 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,647Stated income:$100,000+
Delinquencies in last 7y: 3 Bankcard utilization: 45%  
   Homeownership: Yes  
Screen name: durable-velocity4 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
Purpose of loan:
This loan will be used to handle remodelling of home

My financial situation:
I am a good candidate for this loan because I have a stable job and a home owner that has maintained a good credit score for the past decade.

Monthly net income: $ 6000

Monthly expenses: $
??Housing: $ 2400
??Insurance: $ 00
??Car expenses: $ 0
??Utilities: $ 100
??Phone, cable, internet: $ 50
??Food, entertainment: $ 300
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 200
??Other expenses: $ 300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hi, Most of us are entrusting you with our savings. Is there anything you think we should know? Thank you, MM - Mr-Miracle
A: Hmm. Just that I plan on paying this off in a few months in full. I dont like holding onto debt much and usually pay it off quickly. (Jan-16-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Comoparklender$50.001/16/2011 9:58:23 AM
reward-adventure$50.001/16/2011 9:58:33 AM
Kash2010lu$27.001/16/2011 9:59:20 AM
income-sage9$25.001/16/2011 10:04:21 AM
VJ_Financial$100.001/16/2011 12:20:44 PM
Mr-Miracle$25.001/16/2011 2:41:40 PM
Moe87$25.001/16/2011 3:58:55 PM
velocity-solo$30.001/16/2011 9:59:11 AM
handshake5$100.001/16/2011 10:00:43 AM
Investoman$100.001/16/2011 10:00:47 AM
honorable-yield$25.001/16/2011 10:01:12 AM
wise-deal-panda$50.001/16/2011 10:03:06 AM
dollar-sonnet3$50.001/16/2011 9:58:45 AM
jobani$25.001/16/2011 10:03:45 AM
loyalist1$50.001/16/2011 9:59:33 AM
ingenious-deal6$25.001/16/2011 10:04:16 AM
genius520$100.001/16/2011 10:01:04 AM
ThatDanGuy$50.001/16/2011 10:01:08 AM
friendinmoney$25.001/16/2011 11:45:59 AM
Bob450$25.001/16/2011 10:02:39 AM
AMSlife$50.001/16/2011 10:02:46 AM
ElAbel11$25.001/16/2011 10:03:32 AM
SolarMoonshine$25.001/16/2011 2:07:11 PM
DHolly$30.001/16/2011 6:03:59 PM
desertoasis$25.001/16/2011 2:20:20 PM
auction-seeker$25.001/16/2011 11:28:29 AM
peace-missile$25.001/16/2011 3:19:29 PM
truth-trapper$25.001/16/2011 4:10:46 PM
felicity-clipper$25.001/16/2011 1:20:45 PM
JiggaJoeyS$25.841/16/2011 1:30:59 PM
coasterman$25.001/16/2011 3:46:38 PM
payout-bridge$150.001/16/2011 6:42:16 PM
loss-of-control$200.001/16/2011 7:21:03 PM
reflective-rupee$300.771/16/2011 7:34:53 PM
Lubava$50.001/16/2011 6:52:59 PM
kindness-launcher$3,879.131/16/2011 8:06:39 PM
bid-czar8$50.001/16/2011 9:59:04 AM
capital-halo1$500.001/16/2011 10:00:54 AM
worthy-bid8$50.001/16/2011 10:01:16 AM
Wellman$50.001/16/2011 10:03:00 AM
flexible-value$100.001/16/2011 10:03:50 AM
red-power-pecan$50.001/16/2011 10:04:48 AM
cunning-bill$25.001/16/2011 5:25:36 PM
vigorous-velocity$50.001/16/2011 10:01:32 AM
MoonMama$25.001/16/2011 10:02:31 AM
heatherwood$50.001/16/2011 10:03:38 AM
gold-channel2$25.001/16/2011 10:03:57 AM
burgeoning-silver$25.001/16/2011 10:04:29 AM
EBITDA$25.001/16/2011 10:01:01 AM
jlofgren$25.001/16/2011 10:40:52 AM
truth-ceremony$25.001/16/2011 10:01:49 AM
greenback-orb$25.001/16/2011 11:36:01 AM
lagnisiruk$25.001/16/2011 10:02:16 AM
investisure$50.001/16/2011 2:10:08 PM
Scotcha$50.001/16/2011 6:19:51 PM
Banker_Joe$50.001/16/2011 4:51:47 PM
fund-secret-agent$25.001/16/2011 5:02:27 PM
credit-fox3$25.001/16/2011 5:28:23 PM
HelpfulLender1$50.001/16/2011 6:04:27 PM
quest0$32.261/16/2011 6:24:51 PM
SFBank$200.001/16/2011 5:56:29 PM
well-mannered-income3$50.001/16/2011 8:04:32 PM
62 Investments
 
Borrower Payment Dependent Notes Series 489911
This series of Notes was issued and sold upon the funding of the borrower loan #46669, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-05-2011 
Term: 36 months Listing End date:  Jan-05-2011 
 
Lender yield: 28.50% Borrower rate/APR: 29.50% / 33.10% Monthly payment: $253.07
 
Lender servicing fee: 1.00% Effective Yield*: 27.78%  
Estimated return*: 16.98%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-1995 Debt/Income ratio: 19%
Credit score: 700-719 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 7Length of status:2y 5m
Amount delinquent: $0 Total credit lines: 30 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,099Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 73%  
   Homeownership: No  
Screen name: diversification-grizzly Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Debt Consolidation Loan
Purpose of loan:
I'm looking to payoff some outstanding credit card debt and prefer peer lending to traditional banks.

My financial situation:
I have a great job as an IT manager for a non-profit, I've never missed a payment for anything in my life, I have good credit (fico is 700+), my car is paid off, and I rent a condo for $900.

Monthly net income: $ 5400

Monthly expenses: $ 3255
??Housing: $900
??Insurance: $
??Car expenses: $350 (gas + insurance)
??Utilities: $250
??Phone, cable, internet: $175
??Food, entertainment: $400
??Clothing, household expenses $250
??Credit cards and other loans: $80 student loan, $550 credit card
??Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
golffish2$100.001/5/2011 10:15:28 AM
greencat$50.001/5/2011 10:11:42 AM
Investoman$50.001/5/2011 10:18:55 AM
back-scratchers$25.001/5/2011 10:16:12 AM
patriot897$25.001/5/2011 10:26:26 AM
capital-halo1$500.001/5/2011 10:27:12 AM
scrappy-diversification7$1,500.001/5/2011 10:31:26 AM
loan-kung-fu$25.001/5/2011 10:28:30 AM
diplomatic-wealth7$25.001/5/2011 10:22:49 AM
seisen$100.001/5/2011 10:29:05 AM
a-successful-credit$100.001/5/2011 10:23:29 AM
nilonc1$100.001/5/2011 10:24:03 AM
reinforced-investment4$25.001/5/2011 10:30:20 AM
loanman2007$125.001/5/2011 11:37:15 AM
friendinmoney$29.351/5/2011 10:40:17 AM
hopheadmike$26.001/5/2011 11:44:30 AM
reflective-rupee$66.661/5/2011 10:44:06 AM
bold-treasure-neutrino$30.001/5/2011 10:27:22 AM
brightest-dignified-penny$25.001/5/2011 10:56:27 AM
miamibeachloaner$25.001/5/2011 10:28:54 AM
tigercat$50.001/5/2011 11:17:53 AM
golffish2$100.001/5/2011 10:31:21 AM
first-serene-credit$25.001/5/2011 1:55:31 PM
grnii78$200.001/5/2011 2:00:55 PM
DHolly$30.001/5/2011 12:07:57 PM
DasMula$25.001/5/2011 10:43:04 AM
roguewinner$25.001/5/2011 12:47:43 PM
IASKGOD$25.001/5/2011 1:02:58 PM
bondhedger$25.001/5/2011 1:15:16 PM
supreme-hope$25.001/5/2011 1:49:37 PM
careful-compassion$25.001/5/2011 1:54:19 PM
FinanceEngine$25.001/5/2011 3:56:22 PM
J-Rott$250.001/5/2011 4:22:01 PM
loss-of-control$100.001/5/2011 4:24:16 PM
mckhbnpc$30.001/5/2011 3:52:07 PM
handshake5$100.001/5/2011 10:18:42 AM
soulful-truth$50.001/5/2011 10:21:34 AM
bazaar-festivity$100.001/5/2011 10:23:40 AM
selector568$200.001/5/2011 10:20:42 AM
simplelender80$100.001/5/2011 10:22:14 AM
musegaze$50.001/5/2011 10:23:56 AM
thelovebug$100.001/5/2011 10:23:20 AM
mercuriant$25.001/5/2011 10:29:50 AM
JustMee$25.001/5/2011 11:03:20 AM
silver-enlightenment0$100.001/5/2011 10:31:16 AM
credit-guard5$25.001/5/2011 11:31:49 AM
Kash2010lu$26.001/5/2011 10:25:48 AM
vine99$50.001/5/2011 11:42:31 AM
Astyanax$75.001/5/2011 11:56:23 AM
6moonbeams$50.001/5/2011 10:27:36 AM
kginatl$50.001/5/2011 10:27:58 AM
EBITDA$25.001/5/2011 10:28:13 AM
nymoney$52.001/5/2011 1:49:23 PM
Tikibarman$50.001/5/2011 10:31:42 AM
Whipster$50.001/5/2011 10:39:33 AM
DMKAssetManagement$50.001/5/2011 10:44:17 AM
Kash2010lu$25.001/5/2011 10:44:43 AM
lendstats_com$200.001/5/2011 12:47:39 PM
ddoneday$25.001/5/2011 1:07:42 PM
RatRaceChamp$30.941/5/2011 1:08:36 PM
gothampark$25.001/5/2011 11:50:24 AM
AF-Chief$50.001/5/2011 3:17:38 PM
favorite-commerce$50.001/5/2011 2:14:10 PM
Moe87$25.001/5/2011 3:45:41 PM
Magician$25.001/5/2011 3:52:05 PM
shrewd-income$100.001/5/2011 4:04:42 PM
loss-of-control$200.001/5/2011 4:24:04 PM
penny-plato$25.001/5/2011 3:59:23 PM
68 Investments
 
Borrower Payment Dependent Notes Series 490033
This series of Notes was issued and sold upon the funding of the borrower loan #46550, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.20% Listing Start date:  Jan-09-2011 
Term: 36 months Listing End date:  Jan-10-2011 
 
Lender yield: 31.20% Borrower rate/APR: 32.20% / 35.86% Monthly payment: $327.49
 
Lender servicing fee: 1.00% Effective Yield*: 29.77%  
Estimated return*: 15.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-1990 Debt/Income ratio: 26%
Credit score: 660-679 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:8y 0m
Amount delinquent: $0 Total credit lines: 28 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $43,309Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 93%  
   Homeownership: Yes  
Screen name: kind-spirited-reward Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Career Change to Benefit Family
Purpose of loan:
This loan will be used to? kickstart my business and allow me to complete a house rehab that we have under contract.? Two?years ago I started?my?business acquiring rental properties and rehabbing houses.??I currently have 2 rental properties and now have a home under contract that I plan to rehab and sell.My goal is to keep on rehabbing houses and accruing rental properties so that I can create enough income from my newly started?business to allow me to eventually leave my workplace and work with my wife and my team of contractors rehabbing houses full-time.? My workplace is a very negative environment and is very demanding of my time and energy leaving little for my family.? I am doing everything I can to change this.???A family member is funding the majority of the rehab expense for a return on his investment at the end of the deal.??We?need $7500 to have all of the funds necessary to?complete the project.Thank you for your time.
My financial situation:
I am a good candidate for this loan because?simply put, we ALWAYS pay our bills.??We have enough money for the monthly payments this loan would require.??My credit score was 765 before I invested A LOT?OF?MONEY?on education and?business start-up expenses, most of which was put on low interest credit cards.???My credit score has dropped because of this, but there have never been deliquencies or bills left unpaid.?
This house rehab is a pivotal time for us, because it is the profit from THIS?deal that will help us to pay off our business start-up/education expenses and then leave us some capital to re-invest in another property.
Monthly net income: $ 3700

Monthly expenses: $ 2758
??Housing: $ 800
??Insurance: $ 113
??Car expenses: $100
??Utilities: $ 160
??Phone, cable, internet: $ 125
??Food, entertainment: $ 575
??Clothing, household expenses $ 75
??Credit cards and other loans: $ 750
??Other expenses: $ 60 daughter's guitar lessons
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
JPMorrisLegacyFund$100.001/9/2011 7:39:15 PM
investment-star$50.001/9/2011 7:39:28 PM
musegaze$50.001/9/2011 7:39:35 PM
handshake5$100.001/9/2011 7:39:46 PM
worth-shower8$50.001/9/2011 7:39:28 PM
Investoman$100.001/9/2011 7:39:55 PM
kindness-venture1$50.001/9/2011 7:40:24 PM
Tikibarman$50.001/9/2011 7:46:38 PM
genius520$100.001/9/2011 7:48:01 PM
scrappy-diversification7$1,500.001/9/2011 7:48:06 PM
RetiredATC$50.001/9/2011 7:48:24 PM
JJ9876$25.001/9/2011 7:48:28 PM
poeman$50.001/9/2011 7:49:25 PM
HedgeFund$50.001/9/2011 7:49:47 PM
simplelender80$100.001/9/2011 7:45:58 PM
life-is-great$50.001/9/2011 7:51:22 PM
silver-enlightenment0$100.001/9/2011 7:46:37 PM
conaty$50.001/9/2011 7:51:38 PM
MilitaryLending$25.001/9/2011 7:51:48 PM
nilonc1$50.001/9/2011 7:47:11 PM
realtormoises$25.001/9/2011 8:02:24 PM
bold-meteoric-justice$50.001/9/2011 7:47:48 PM
the-dollar-topper$50.001/9/2011 7:47:18 PM
liberty-motivator9$25.001/9/2011 8:26:00 PM
TheAlchemist$25.001/9/2011 10:23:50 PM
Moe87$25.001/10/2011 3:56:27 AM
Nerdster1$25.041/10/2011 4:06:01 AM
kendallv$25.001/9/2011 7:51:04 PM
amusement4$100.001/9/2011 7:50:47 PM
nalaari$25.001/10/2011 5:59:24 AM
jamiee73$25.001/10/2011 6:04:02 AM
helping-out$45.001/9/2011 7:51:31 PM
jazzlender$25.001/10/2011 6:50:02 AM
thankful-nickel2$25.001/9/2011 8:14:22 PM
greencat$50.001/10/2011 7:32:40 AM
WinterUSMC$25.001/9/2011 10:24:14 PM
Kash2010lu$25.001/9/2011 10:43:41 PM
new-social-economist$60.001/10/2011 1:48:45 AM
bold-direct-asset$50.001/10/2011 1:54:02 AM
glenium$25.001/10/2011 2:48:34 AM
head$25.001/10/2011 8:58:22 AM
techs$25.001/10/2011 9:29:38 AM
Lubava$50.001/10/2011 6:30:46 AM
lendstats_com$200.001/10/2011 9:35:01 AM
Snoopylover$25.001/10/2011 9:35:16 AM
buffalobills$25.001/10/2011 7:23:27 AM
marketplace-buckeye$25.001/10/2011 6:59:44 AM
id26709$26.051/10/2011 9:44:58 AM
GS-ROCK$25.001/10/2011 8:52:13 AM
sdcc72$25.001/10/2011 8:41:28 AM
mikelance7$25.001/10/2011 9:20:51 AM
kulender$50.001/10/2011 9:35:42 AM
2grindstones$25.001/10/2011 9:51:35 AM
astro128$35.231/10/2011 9:57:22 AM
sturdy-peace9$18.391/10/2011 10:20:09 AM
data2360$50.001/9/2011 7:39:27 PM
capital-halo1$500.001/9/2011 7:46:17 PM
bold-treasure-neutrino$30.001/9/2011 7:46:25 PM
nickel-hickory$50.001/9/2011 7:40:21 PM
the-auction-bear$25.001/9/2011 7:47:34 PM
jmcdon7230$25.001/9/2011 7:50:15 PM
bazaar-festivity$100.001/9/2011 7:46:12 PM
a-successful-credit$100.001/9/2011 7:46:05 PM
EBITDA$25.001/9/2011 7:46:34 PM
SFBank$300.001/9/2011 7:51:30 PM
6moonbeams$50.001/9/2011 7:46:27 PM
ZTA0796$50.001/9/2011 7:51:46 PM
KMSB$50.001/9/2011 7:47:03 PM
blue111$25.001/9/2011 8:05:24 PM
ThatDanGuy$50.001/9/2011 7:48:09 PM
helpful-credit156$50.001/9/2011 7:48:17 PM
Bob450$25.001/9/2011 7:48:23 PM
p1k4blu$25.001/9/2011 7:49:00 PM
YoungTaxMan$50.001/9/2011 9:09:03 PM
inspire22$25.001/9/2011 7:50:35 PM
bold-shrewd-duty$50.001/9/2011 7:51:24 PM
eccles$25.001/9/2011 7:51:50 PM
rss197$25.001/9/2011 7:51:52 PM
Christophe$25.001/9/2011 8:15:28 PM
marketplace-meridian$25.001/9/2011 8:51:37 PM
eagle1271$25.001/9/2011 8:53:52 PM
RyanM561$25.001/10/2011 7:30:44 AM
itsmaj$25.001/9/2011 10:28:27 PM
hektek22$600.001/9/2011 10:41:56 PM
PeePaw$25.001/10/2011 7:49:20 AM
UCLA4life$25.001/9/2011 11:11:19 PM
SoccoJoe$26.291/9/2011 11:26:31 PM
loanman2007$50.001/10/2011 5:10:57 AM
gold-cluster$100.001/10/2011 9:26:17 AM
well-mannered-income3$30.001/10/2011 6:41:33 AM
credit-missile$100.001/10/2011 9:34:18 AM
radforj22$25.001/10/2011 6:51:56 AM
riveting-credit5$500.001/10/2011 9:41:00 AM
power-secret-agent$25.001/10/2011 7:23:03 AM
generous-agreement$25.001/10/2011 8:36:56 AM
Leshan$25.001/10/2011 8:10:07 AM
honorable-yield$25.001/10/2011 9:00:30 AM
income-rocker2$54.001/10/2011 10:05:48 AM
98 Investments
 
Borrower Payment Dependent Notes Series 490103
This series of Notes was issued and sold upon the funding of the borrower loan #46629, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-07-2011 
Term: 36 months Listing End date:  Jan-12-2011 
 
Lender yield: 13.90% Borrower rate/APR: 14.90% / 17.07% Monthly payment: $519.25
 
Lender servicing fee: 1.00% Effective Yield*: 13.67%  
Estimated return*: 7.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1998 Debt/Income ratio: 19%
Credit score: 740-759 (Jan-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:2y 11m
Amount delinquent: $0 Total credit lines: 26 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $18,942Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 44%  
   Homeownership: No  
Screen name: kangaroo175 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
For my spouse's college education
Purpose of loan:
This loan will be used to? finance the remaining amount on my wife's education so she can finish her degree

My financial situation:
I am a good candidate for this loan because?I have never been delinquent on any financial payments and pay every payment on time.


Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
enthralling-deal180$50.001/7/2011 5:50:54 PM
skuba$50.001/7/2011 5:49:57 PM
bazaar-festivity$100.001/7/2011 5:51:13 PM
organized-payment6$50.001/7/2011 5:52:30 PM
indomitable-coin$100.001/7/2011 5:56:05 PM
6moonbeams$50.001/7/2011 5:50:47 PM
tolerant-dinero2$25.001/7/2011 5:53:29 PM
Eastern$50.001/7/2011 5:53:44 PM
patriot897$50.001/7/2011 5:54:11 PM
Ripsaw4U$50.001/7/2011 5:56:09 PM
superpuppy$50.001/7/2011 5:58:49 PM
genius520$100.001/7/2011 5:57:27 PM
superb-funds335$25.001/7/2011 5:56:43 PM
reflective-rupee$33.331/7/2011 8:53:56 PM
Sol_Invictus$25.001/8/2011 4:25:37 AM
FinDoc$25.001/8/2011 8:10:36 AM
integrity-doctor$100.001/8/2011 9:54:41 AM
comet55$25.001/8/2011 10:59:34 AM
simplelender80$100.001/8/2011 7:35:59 AM
peso-colonel$50.001/8/2011 8:01:11 AM
poeman$50.001/8/2011 8:14:24 AM
roman2008$25.001/8/2011 9:16:40 AM
beakerfish$50.001/8/2011 2:16:42 PM
fund-fox4$50.001/8/2011 10:20:58 AM
johannesfactotum$25.001/8/2011 12:01:35 PM
adventurous-cash$25.001/8/2011 11:46:49 AM
Thoth_88$32.641/9/2011 1:46:47 AM
power-trophy7$25.001/8/2011 4:40:58 PM
leverage-symphony$25.001/8/2011 7:21:36 PM
inspire22$50.001/8/2011 8:38:34 PM
aasx1108$25.001/9/2011 11:39:04 AM
Binan$25.001/9/2011 6:41:28 AM
1phantom$50.001/9/2011 9:34:11 AM
msh345$25.001/9/2011 11:02:26 AM
dynrep$25.001/9/2011 9:37:15 AM
Nicedad72$25.001/9/2011 1:13:15 PM
gpuck$25.001/9/2011 2:34:48 PM
seatown7$48.001/9/2011 7:08:58 PM
thankful-nickel2$25.001/9/2011 8:28:03 PM
blue111$25.001/9/2011 7:55:54 PM
robertmm25$50.001/9/2011 9:28:56 PM
locofuego$50.001/10/2011 8:39:05 AM
first-upright-payout$25.001/10/2011 11:12:08 AM
dollardave$32.961/10/2011 9:45:00 AM
FinanceEngine$25.001/10/2011 10:52:43 AM
selfmademan$25.001/10/2011 12:22:12 PM
upbeat-benjamins7$200.001/10/2011 8:32:55 PM
economy-producer$25.001/11/2011 12:55:17 AM
persistent-value3$31.011/11/2011 11:20:06 AM
richboy56$25.001/11/2011 11:34:01 AM
Ocean713$50.001/11/2011 11:49:03 AM
five-star-justice$36.001/11/2011 3:14:22 PM
Banker7371$25.001/11/2011 3:26:27 PM
powerful-finance7$25.001/11/2011 4:24:02 PM
integrity-trumpet$50.001/11/2011 3:49:48 PM
gold-disk$50.001/11/2011 4:20:08 PM
jazzlender$50.001/11/2011 4:41:42 PM
the-bright-velocity$25.001/11/2011 6:26:06 PM
seanambrose$25.001/11/2011 6:32:08 PM
C_Mark$50.001/11/2011 6:32:14 PM
MyPFBlog$25.001/11/2011 6:43:27 PM
gracej$25.001/11/2011 6:31:56 PM
revenue-achievement$25.001/11/2011 6:32:04 PM
Weaverville$41.881/11/2011 6:27:16 PM
Investoman$100.001/11/2011 6:32:22 PM
peace-habanero$25.001/11/2011 6:33:24 PM
logical-reward8$25.001/11/2011 6:31:39 PM
mkl42$50.001/11/2011 6:32:02 PM
Barak$100.001/11/2011 6:32:20 PM
julijask$35.001/11/2011 6:32:43 PM
ryreesado$25.001/11/2011 8:26:52 PM
skiter53$50.001/11/2011 11:03:40 PM
LouisSaint$25.001/12/2011 1:19:21 AM
devoider$25.001/12/2011 1:51:57 AM
commerce-yeller$25.001/11/2011 7:46:52 PM
Goddess-4-one$33.431/11/2011 7:48:04 PM
red-robust-rupee$25.001/11/2011 7:49:21 PM
djkaiser$25.001/11/2011 9:04:58 PM
gunderstone$25.001/11/2011 9:23:52 PM
Sartre$30.001/11/2011 10:24:13 PM
dhkny5$50.001/11/2011 8:33:41 PM
dm82$25.001/11/2011 9:11:11 PM
BzJ108$25.001/11/2011 11:01:14 PM
DDHMoney$25.001/11/2011 9:52:57 PM
mykeystoy$25.001/12/2011 5:06:19 AM
4the4ofus$50.001/12/2011 5:23:42 AM
cardguy$25.001/12/2011 5:53:54 AM
ideal-platinum1$50.001/11/2011 10:23:58 PM
AF_Trust$25.341/12/2011 1:09:53 AM
Headhunter14$25.001/12/2011 1:11:28 AM
greenback-ally$50.001/11/2011 10:39:29 PM
fopaul13$25.001/12/2011 1:24:36 AM
treasure-dreamer7$25.001/11/2011 10:48:59 PM
Philosonie$25.001/12/2011 1:24:47 AM
js44043$25.001/12/2011 1:35:20 AM
DcUnited$30.001/12/2011 1:36:33 AM
flwah$25.001/12/2011 1:37:46 AM
ultimatepaintball$25.001/12/2011 1:39:30 AM
thrifty-peso$25.001/12/2011 1:50:35 AM
zrohmm$50.001/11/2011 11:19:17 PM
wise-silver-wonder$25.001/12/2011 1:51:18 AM
wwwUniversal$25.001/12/2011 1:55:24 AM
melodious-fairness$26.321/12/2011 12:03:39 AM
studious-bonus7$47.991/12/2011 1:56:33 AM
gmilliken$25.001/12/2011 6:18:54 AM
terryaj$25.001/12/2011 1:21:31 AM
Cheburashka$25.001/12/2011 1:22:41 AM
IIP77$25.001/12/2011 1:26:12 AM
balance2$25.001/12/2011 1:50:24 AM
investment-tempo$26.661/12/2011 1:53:46 AM
realmoney2007$100.001/12/2011 3:44:34 AM
blue-dollar-viking$25.001/12/2011 5:56:10 AM
gold-blanket0$25.001/12/2011 6:09:13 AM
impeccable-transparency$50.001/12/2011 5:21:38 AM
NOLAfam$25.001/12/2011 8:37:11 AM
helpinghand63$25.001/12/2011 6:18:43 AM
loyalist1$100.001/12/2011 6:35:36 AM
nail19027$50.001/12/2011 6:43:56 AM
chameleon125$25.001/12/2011 6:52:15 AM
sensible-trade$50.001/12/2011 7:05:53 AM
Erileb$25.001/12/2011 7:43:02 AM
Rivervale_Westwood$25.001/12/2011 7:24:42 AM
Teaja$100.001/12/2011 7:28:35 AM
generosity-giraffe0$25.001/12/2011 7:44:17 AM
workinghardoregon$50.001/12/2011 8:03:51 AM
peace-saber0$25.001/12/2011 8:13:44 AM
Rivermaverick$25.001/12/2011 7:57:59 AM
GoldenState$25.001/12/2011 8:03:31 AM
first-serene-credit$25.001/12/2011 8:19:20 AM
B1$34.801/12/2011 8:36:06 AM
USCGC$25.001/12/2011 8:37:05 AM
108lender$100.001/12/2011 8:44:12 AM
dloan$25.001/12/2011 8:23:43 AM
green-wampum-titan$25.001/12/2011 8:37:50 AM
selector568$200.001/7/2011 5:51:11 PM
nilonc1$100.001/7/2011 5:51:14 PM
radforj22$25.001/7/2011 5:51:58 PM
a-responsible-return$25.001/7/2011 5:52:25 PM
handshake5$100.001/7/2011 5:52:28 PM
balance-voyager$50.001/7/2011 5:52:43 PM
villagers$25.001/7/2011 5:55:54 PM
ray1051$25.001/7/2011 5:52:32 PM
GElender$50.001/7/2011 5:52:35 PM
credit-panda1$25.001/7/2011 5:57:10 PM
ichibon$250.001/7/2011 5:57:16 PM
tech310$50.001/7/2011 5:52:40 PM
inspired-investment8$100.001/7/2011 5:55:09 PM
ciscoparrot$25.001/7/2011 5:58:04 PM
DasMula$100.001/7/2011 5:58:51 PM
bowdish1$50.001/7/2011 5:56:55 PM
ianakacg$25.001/7/2011 5:56:38 PM
shrewd-credit7$50.001/7/2011 5:57:22 PM
payout-tamarack9$25.001/7/2011 6:13:22 PM
zorg77$25.001/7/2011 8:25:28 PM
JustMee$25.001/8/2011 6:44:02 AM
felicity-loyalist0$25.001/8/2011 8:35:56 AM
Leshan$25.001/8/2011 6:39:48 AM
capital-dynamo0$50.001/8/2011 6:55:01 AM
godfather4u$25.001/8/2011 8:09:53 AM
well-mannered-income3$25.001/8/2011 12:09:32 PM
mauge35$28.361/8/2011 12:52:16 PM
gristle_mcthornbody$25.001/8/2011 8:35:47 AM
goodcents$25.001/8/2011 11:24:03 AM
myidear$25.001/8/2011 3:00:01 PM
commerce-web5$50.001/8/2011 2:16:23 PM
one-midas$25.001/8/2011 3:29:36 PM
ujiba$50.001/8/2011 3:59:26 PM
the-precious-bid$50.001/8/2011 6:50:31 PM
amusement4$100.001/8/2011 11:26:19 PM
usd1027$25.001/8/2011 4:46:36 PM
commerce-yeller$25.001/8/2011 6:45:31 PM
dollar-turtle$25.001/8/2011 6:52:43 PM
efficient-treasure0$25.001/8/2011 7:19:01 PM
BeachsideLending$25.001/8/2011 6:33:54 PM
rss197$25.001/9/2011 6:44:02 AM
beachfunder$25.001/9/2011 10:08:17 AM
loyalty-sherpa$50.001/9/2011 10:39:36 AM
new-dollar-sprout$50.001/9/2011 8:00:29 AM
respectful-credit3$33.321/9/2011 11:01:55 AM
Keystonekop$100.001/9/2011 1:46:24 PM
nalaari$25.001/10/2011 5:59:40 AM
marketplace-meridian$25.001/9/2011 8:46:57 PM
ANicePrep$25.001/10/2011 6:34:56 AM
honorable-yield$25.001/10/2011 9:00:19 AM
imdave4me$25.001/10/2011 9:32:03 AM
FmrEngr2Phd$25.001/10/2011 1:36:58 PM
Queueball1$25.001/10/2011 10:01:54 AM
wonderlandkat$25.001/10/2011 12:02:14 PM
himanshuko$25.001/10/2011 11:41:18 AM
fuke$25.001/10/2011 10:02:51 PM
loan-oasis4$25.001/11/2011 4:36:09 AM
JDFuego$50.001/11/2011 6:33:51 AM
Trevor_C$25.001/11/2011 9:35:20 AM
kendigme$47.541/11/2011 3:34:00 AM
kind-important-liberty9$25.001/11/2011 9:34:43 AM
CapitolHill$25.001/11/2011 10:24:08 AM
ursus$100.001/11/2011 10:02:10 AM
helpishere777$50.001/11/2011 10:31:38 AM
Approved1234$50.001/11/2011 11:49:37 AM
Gabriel02$25.001/11/2011 12:08:57 PM
kjb1971$25.001/11/2011 12:42:05 PM
agalt$75.001/11/2011 11:58:53 AM
enchanted-note$25.001/11/2011 1:03:10 PM
finance_mba$25.001/11/2011 2:18:45 PM
andycheb$50.001/11/2011 3:30:28 PM
riproaringrapids$25.001/11/2011 4:20:06 PM
five-star-responsibility0$50.001/11/2011 4:21:44 PM
lostontheedge$25.001/11/2011 4:23:53 PM
simplybarg$50.001/11/2011 3:46:16 PM
brother_tam$50.001/11/2011 4:23:48 PM
payout-banker4$25.001/11/2011 4:41:45 PM
reward-motion$50.001/11/2011 4:41:51 PM
InvestForWealth$25.001/11/2011 5:37:43 PM
tranquil-capital4$50.001/11/2011 6:05:11 PM
delicious-cash$25.001/11/2011 4:58:41 PM
deal-zoo$50.001/11/2011 6:22:15 PM
subtle-revenue0$25.001/11/2011 5:01:25 PM
treasure-bliss$50.001/11/2011 5:03:02 PM
RoyFauntleroy$50.001/11/2011 6:31:45 PM
hopeful-truth5$100.001/11/2011 6:32:12 PM
Engineer44$25.001/11/2011 5:38:47 PM
Trimalchio12$25.001/11/2011 6:48:53 PM
gt5149c$25.001/11/2011 6:21:50 PM
kulender$50.001/11/2011 6:25:51 PM
SiebirdLending$25.001/11/2011 6:26:29 PM
haryassman$25.001/11/2011 6:31:53 PM
syounker$25.001/11/2011 6:26:36 PM
Tradesmanlender$35.001/11/2011 6:32:00 PM
panther757$25.001/11/2011 6:32:06 PM
ASR3$35.001/11/2011 6:32:19 PM
investment-kazoo$25.001/11/2011 6:35:25 PM
motivator796$25.001/11/2011 6:31:55 PM
platinum-genetics$25.001/11/2011 6:32:17 PM
KarmaBum77$25.001/11/2011 6:32:40 PM
valiant-liberty4$25.001/11/2011 6:32:49 PM
fireboss$50.001/11/2011 9:28:51 PM
historydude654$50.001/11/2011 10:24:07 PM
williemc44$25.001/11/2011 10:38:42 PM
secureincome$3,000.001/11/2011 8:05:15 PM
DadWarbucks$34.521/12/2011 1:37:50 AM
excellent-bonus8$25.001/12/2011 1:49:40 AM
orange-dollar-guild$25.001/12/2011 1:50:58 AM
nickel-ferret$50.001/12/2011 1:51:42 AM
community-bee$45.001/11/2011 7:41:54 PM
Adam_00$50.001/12/2011 2:02:39 AM
priceless-money6$50.001/12/2011 3:23:47 AM
industrious-dedication$25.001/11/2011 10:15:44 PM
cathybiz$50.001/12/2011 3:37:05 AM
IeatatWendys$50.001/12/2011 5:06:24 AM
mtandb$50.001/11/2011 11:23:51 PM
gilbrear$25.001/12/2011 5:14:42 AM
zeelender$25.001/12/2011 1:10:06 AM
ClearLake$25.001/12/2011 1:24:40 AM
arcangel72$25.001/11/2011 11:01:01 PM
anyoi$50.001/12/2011 1:37:01 AM
hrubinst$31.191/12/2011 1:38:00 AM
agiovasil$25.001/12/2011 1:50:52 AM
velocity-solo$25.001/12/2011 1:53:19 AM
Anny-Disco$50.001/12/2011 1:56:24 AM
velocity-healer6$25.001/12/2011 6:18:50 AM
paulsar71495$25.001/12/2011 1:04:43 AM
beaker$25.001/12/2011 1:10:25 AM
Trinkaloki$25.001/12/2011 1:10:40 AM
ItNoKnot$25.001/12/2011 1:20:55 AM
Breakfast_Gypsy$25.001/12/2011 1:35:53 AM
museic1$26.061/12/2011 1:36:23 AM
Shockem923$25.001/12/2011 1:37:54 AM
gjh37$34.181/12/2011 1:49:55 AM
citytreker$25.561/12/2011 1:50:19 AM
visionary-currency$50.001/12/2011 1:52:44 AM
awe53$25.001/12/2011 1:53:27 AM
worth-arch$25.001/12/2011 1:54:55 AM
Nitronian$50.001/12/2011 7:15:28 AM
mosby$50.001/12/2011 2:28:44 AM
MARSTUN$50.001/12/2011 3:23:43 AM
hawksfanmd$25.001/12/2011 7:43:01 AM
bonus-maximizer919$25.001/12/2011 5:21:15 AM
manyhappydogs$50.001/12/2011 7:44:08 AM
HelpfulLender1$25.001/12/2011 5:26:18 AM
pure-silver$25.001/12/2011 7:48:16 AM
haplender$50.001/12/2011 7:48:47 AM
thrilling-nickel5$25.001/12/2011 4:36:12 AM
djalan$25.001/12/2011 8:10:52 AM
buffalobills$25.001/12/2011 8:18:56 AM
money-bauble$100.001/12/2011 6:10:03 AM
trustedfriend$50.001/12/2011 5:37:42 AM
worthy-bid8$50.001/12/2011 6:11:12 AM
Lender97$25.001/12/2011 8:37:13 AM
credible-balance0$25.001/12/2011 5:58:51 AM
jhernand17$25.001/12/2011 6:08:59 AM
tenny321$25.001/12/2011 6:11:37 AM
Voltaire$50.001/12/2011 6:19:10 AM
Gladys9$50.001/12/2011 6:35:53 AM
stylish-generosity6$25.001/12/2011 7:02:52 AM
jades2000$50.001/12/2011 7:05:47 AM
treasure-kazoo$50.001/12/2011 6:56:14 AM
ResQDoc$25.001/12/2011 6:59:56 AM
atlantic51$25.001/12/2011 7:24:10 AM
inqbus$50.001/12/2011 7:44:24 AM
blazing-money$25.001/12/2011 7:48:09 AM
Kubasaki$50.001/12/2011 8:06:50 AM
steve33569$25.001/12/2011 7:56:37 AM
transparent-silver$50.001/12/2011 8:10:49 AM
mamingo$25.001/12/2011 8:28:44 AM
a-truth-upholder$50.001/12/2011 8:36:59 AM
305 Investments
 
Borrower Payment Dependent Notes Series 490185
This series of Notes was issued and sold upon the funding of the borrower loan #46605, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-09-2011 
Term: 36 months Listing End date:  Jan-10-2011 
 
Lender yield: 28.50% Borrower rate/APR: 29.50% / 33.10% Monthly payment: $316.34
 
Lender servicing fee: 1.00% Effective Yield*: 27.78%  
Estimated return*: 16.98%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Feb-1993 Debt/Income ratio: 30%
Credit score: 720-739 (Jan-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:15y 1m
Amount delinquent: $0 Total credit lines: 7 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,716Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 65%  
   Homeownership: No  
Screen name: scholarly-funds990 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
purchase card
Purpose of loan:
This loan will be used to?purchase a car?

My financial situation:
I am a good candidate for this loan because?I?will be able to pay money back in a timely manner and it will come out from top?

Monthly net income: $
2700
Monthly expenses: $
??Housing: $ 665.00
??Insurance?: $ medicare 98.00 and Blue Cross/Blue Shield through benefit plan
??Utilities: $ 200/00
??Phone, cable, internet: $ 180.00
??Food, entertainment: $ 125.00
??Clothing, household expenses $ as stated above
??Credit cards and other loans: $ 18,000
??Other expenses: $ 100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: I have bid on your loan. You have a great employment history (15 years!), No DQs, I think you deserve a chance! All I ask is that you make sure this prosper loan gets paid. I am a REAL person (not a bank) So Please don?t let me down! - I-Believe-In-You
A: I guess I misunderstood the status part of the question. I was employed for 30 years and have been retired for 15 yrs. (Jan-09-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Kash2010lu$50.001/9/2011 7:39:21 PM
selector568$200.001/9/2011 7:45:37 PM
handshake5$100.001/9/2011 7:39:48 PM
bazaar-festivity$100.001/9/2011 7:40:17 PM
nilonc1$50.001/9/2011 7:47:13 PM
bold-meteoric-justice$50.001/9/2011 7:47:49 PM
scrappy-diversification7$2,000.001/9/2011 7:45:04 PM
kendallv$25.001/9/2011 7:51:04 PM
capital-halo1$500.001/9/2011 7:46:18 PM
bold-treasure-neutrino$30.001/9/2011 7:46:25 PM
rss197$25.001/9/2011 7:51:52 PM
KMSB$50.001/9/2011 7:47:03 PM
thankful-nickel2$25.001/9/2011 8:12:48 PM
capital-dynamo0$50.001/9/2011 7:48:45 PM
skillful-asset5$30.001/9/2011 8:45:19 PM
p1k4blu$25.001/9/2011 7:49:01 PM
Bob450$25.001/9/2011 7:50:23 PM
inspire22$25.001/9/2011 7:50:35 PM
bold-shrewd-duty$50.001/9/2011 7:51:24 PM
ZTA0796$50.001/9/2011 7:51:46 PM
jamiee73$25.001/10/2011 6:53:30 AM
Moe87$25.001/10/2011 3:55:28 AM
finance-solo$25.641/10/2011 5:49:38 AM
nalaari$25.001/10/2011 5:59:25 AM
point-kitten6$50.001/10/2011 6:18:58 AM
well-mannered-income3$40.001/10/2011 6:43:16 AM
RyanM561$25.001/10/2011 7:31:01 AM
favorite-commerce$50.001/10/2011 7:57:05 AM
371millwood$300.001/10/2011 8:27:31 AM
back-scratchers$25.001/9/2011 7:39:03 PM
a-successful-credit$100.001/9/2011 7:46:06 PM
musegaze$50.001/9/2011 7:39:36 PM
Investoman$100.001/9/2011 7:39:56 PM
ThatDanGuy$50.001/9/2011 7:48:10 PM
JJ9876$25.001/9/2011 7:48:29 PM
HedgeFund$50.001/9/2011 7:49:48 PM
simplelender80$100.001/9/2011 7:45:59 PM
6moonbeams$50.001/9/2011 7:46:28 PM
EBITDA$25.001/9/2011 7:46:31 PM
Tikibarman$50.001/9/2011 7:46:39 PM
the-dollar-topper$50.001/9/2011 7:47:18 PM
thrifty-capital$25.001/9/2011 7:54:49 PM
the-auction-bear$25.001/9/2011 7:47:35 PM
I-Believe-In-You$25.001/9/2011 8:22:06 PM
genius520$100.001/9/2011 7:48:02 PM
RetiredATC$50.001/9/2011 7:48:24 PM
poeman$50.001/9/2011 7:49:26 PM
itsmaj$25.001/9/2011 10:29:01 PM
amusement4$50.001/9/2011 7:49:57 PM
top-historic-peso$25.001/9/2011 7:50:18 PM
investment-star$50.001/9/2011 7:50:51 PM
conaty$50.001/9/2011 7:51:37 PM
life-is-great$50.001/9/2011 7:51:22 PM
helping-out$45.001/9/2011 7:51:31 PM
Whipster$50.001/9/2011 7:54:43 PM
SFBank$300.001/9/2011 7:52:21 PM
blue111$25.001/9/2011 8:06:55 PM
trapper8$25.001/9/2011 8:06:52 PM
YoungTaxMan$25.001/9/2011 9:09:48 PM
buffalobills$25.001/10/2011 7:23:52 AM
itsmaj$68.241/9/2011 10:43:19 PM
new-social-economist$53.281/10/2011 1:48:45 AM
wealth-pipeline$25.001/10/2011 8:16:52 AM
erowis$30.001/10/2011 3:02:35 AM
genuine-dime$100.001/10/2011 6:09:11 AM
wonder3$25.001/10/2011 6:08:33 AM
DasMula$37.841/10/2011 6:21:43 AM
marketplace-buckeye$25.001/10/2011 6:59:44 AM
greencat$50.001/10/2011 7:35:54 AM
houli123$1,365.001/10/2011 8:47:05 AM
70 Investments
 
Borrower Payment Dependent Notes Series 490287
This series of Notes was issued and sold upon the funding of the borrower loan #46681, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-12-2011 
Term: 36 months Listing End date:  Jan-13-2011 
 
Lender yield: 28.50% Borrower rate/APR: 29.50% / 33.10% Monthly payment: $147.62
 
Lender servicing fee: 1.00% Effective Yield*: 27.78%  
Estimated return*: 16.98%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-1990 Debt/Income ratio: 15%
Credit score: 740-759 (Jan-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 3Length of status:0y 9m
Amount delinquent: $0 Total credit lines: 51 Occupation: Other
Public records last 12m / 10y: 1/ 2 Revolving credit balance: $237Stated income:$25,000-$49,999
Delinquencies in last 7y: 45 Bankcard utilization: 79%  
   Homeownership: No  
Screen name: robust-dedication6 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Down payment and bill consolidation
Purpose of loan:
This loan will be used to provide down payment on a house closer to work and consolidate some bills.?

My financial situation: Lost a 6 figure job in Dec. 2007. Lost home to foreclosure, Moved 50 miles. Ended up divorced. Lost everything. Filed bankruptcy. Now am back to work . Little debt. Always pay my bills on time
I am a good candidate for this loan because prior to losing my job during the recession ,I always paid my bills on time.?

Monthly net income: $ 2800

Monthly expenses: $
??Housing: $ 400
??Insurance: $200
??Car expenses: $300
??Utilities: $150
??Phone, cable, internet: $50
??Food, entertainment: $300
??Clothing, household expenses $100
??Credit cards and other loans: $300
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
worthy-bid8$50.001/12/2011 3:54:25 PM
Aunca$50.001/12/2011 3:57:30 PM
randsenterprise$25.001/12/2011 3:50:04 PM
farmn$25.001/12/2011 4:42:32 PM
dRatedOnly$25.001/12/2011 5:24:38 PM
handshake5$100.001/12/2011 3:55:13 PM
magnifico932$25.001/12/2011 3:55:47 PM
balance-handshake7$50.001/12/2011 6:08:51 PM
sophisticated-economy2$40.001/12/2011 3:55:58 PM
EBITDA$25.001/12/2011 3:56:14 PM
rss197$25.001/12/2011 3:56:57 PM
greencat$50.001/12/2011 3:56:36 PM
honorable-yield$25.001/12/2011 3:57:07 PM
porkhelmet$25.001/12/2011 3:57:46 PM
robocop$50.001/12/2011 3:58:38 PM
consummate-loyalty1$50.001/12/2011 3:58:55 PM
credit-sycamore4$100.001/12/2011 3:59:03 PM
Banker7371$25.001/12/2011 3:59:00 PM
wealth-multiplier$25.001/12/2011 4:56:04 PM
well-mannered-income3$30.001/12/2011 5:06:12 PM
FundMaker$25.001/12/2011 5:17:11 PM
fareast_man$25.001/12/2011 11:57:19 PM
goodhearted-basis4$25.001/13/2011 12:31:36 AM
vine99$40.001/12/2011 6:16:01 PM
gulch$50.001/12/2011 6:28:51 PM
duty-monger$50.001/13/2011 3:37:21 AM
SFBank$46.511/12/2011 6:27:35 PM
be_wise$25.001/12/2011 6:29:18 PM
whartonmba$25.001/12/2011 6:46:52 PM
generator535$25.001/12/2011 7:31:43 PM
thrifty-capital$25.001/12/2011 7:50:17 PM
UCLA4life$25.001/13/2011 2:06:42 AM
Starfin-Capital-Management$100.001/13/2011 3:37:32 AM
tomoe$25.001/13/2011 4:21:00 AM
What-goes-around-comes-around$50.001/13/2011 4:50:20 AM
commerce-broker$25.001/13/2011 5:42:37 AM
velocity-solo$25.001/13/2011 5:37:50 AM
dcap3$25.001/13/2011 5:40:48 AM
Artist_Blue$25.001/13/2011 6:09:42 AM
newfuture44$25.001/13/2011 6:17:09 AM
ChewyZ$25.001/13/2011 6:27:33 AM
racer36$25.001/13/2011 6:46:35 AM
Investoman$100.001/12/2011 3:55:19 PM
the-auction-bear$25.001/12/2011 3:55:30 PM
simplelender80$100.001/12/2011 3:56:02 PM
point-kitten6$50.001/12/2011 3:57:01 PM
bid-czar8$50.001/12/2011 3:57:13 PM
minddoc$25.001/12/2011 3:57:57 PM
first-upright-payout$25.001/12/2011 3:58:19 PM
musegaze$100.001/12/2011 3:51:11 PM
amusement4$100.001/12/2011 3:55:54 PM
capital-halo1$500.001/12/2011 3:56:08 PM
inspire22$25.001/12/2011 3:56:37 PM
genius520$100.001/12/2011 3:56:21 PM
ThatDanGuy$50.001/12/2011 3:56:27 PM
supreme-hope$25.001/12/2011 6:50:07 PM
zipemdown$50.001/12/2011 3:57:19 PM
AspiringJunzi$25.001/12/2011 3:57:42 PM
goodhearted-basis4$25.001/12/2011 3:57:44 PM
kind-efficient-credit$25.001/12/2011 3:58:11 PM
kendallv$25.001/12/2011 3:58:07 PM
intuitive-camaraderi9$25.001/12/2011 3:58:31 PM
Speculator$50.001/12/2011 3:58:45 PM
SolarMoonshine$25.001/12/2011 4:51:51 PM
Lend2006$25.001/12/2011 5:00:42 PM
gs92126$25.001/12/2011 5:28:52 PM
feb217$25.001/12/2011 6:00:41 PM
attractive-rate$35.001/13/2011 2:57:23 AM
reflective-rupee$33.331/12/2011 6:04:24 PM
thorough-exchange4$50.001/12/2011 6:35:58 PM
I-Believe-In-You$25.001/12/2011 11:21:03 PM
ah-long$25.001/13/2011 12:10:16 AM
Bob450$25.001/13/2011 3:57:21 AM
integrity-liberator$50.001/13/2011 6:16:23 AM
vigorous-velocity$50.001/13/2011 6:29:39 AM
ThisGuyIKnow$25.001/13/2011 6:41:45 AM
MoneyForNothing$25.161/13/2011 6:49:37 AM
77 Investments
 
Borrower Payment Dependent Notes Series 490405
This series of Notes was issued and sold upon the funding of the borrower loan #46532, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-12-2011 
Term: 36 months Listing End date:  Jan-12-2011 
 
Lender yield: 28.50% Borrower rate/APR: 29.50% / 33.10% Monthly payment: $274.16
 
Lender servicing fee: 1.00% Effective Yield*: 27.78%  
Estimated return*: 16.98%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-1981 Debt/Income ratio: 31%
Credit score: 720-739 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:16y 4m
Amount delinquent: $0 Total credit lines: 18 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,379Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 54%  
   Homeownership: Yes  
Screen name: order-nucleus6 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
paying medical bills, home improvem
Purpose of loan:
This loan will be used to? pay medical bills, home improvements

My financial situation:
I am a good candidate for this loan because? i have a steady full time job and have always paid my bills and debts

Monthly net income: $ 2900.00

Monthly expenses: $
??Housing: $ 1230.00
??Insurance: $ 100.00
??Car expenses: $
??Utilities: $ 100.00
??Phone, cable, internet: $ 150.00
??Food, entertainment: $ 50.00
??Clothing, household expenses $
??Credit cards and other loans: $ 300.00
??Other expenses: $ 80.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: balance: $118,925 value: $207,500 (Jan-12-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
handshake5$100.001/12/2011 3:55:15 PM
Investoman$100.001/12/2011 3:55:21 PM
sophisticated-economy2$40.001/12/2011 3:55:59 PM
porkhelmet$25.001/12/2011 3:57:47 PM
minddoc$25.001/12/2011 3:57:56 PM
Mr-Miracle$25.001/12/2011 3:50:53 PM
well-mannered-income3$40.001/12/2011 5:15:59 PM
Ray3486$25.001/12/2011 5:35:07 PM
worthy-bid8$50.001/12/2011 3:54:27 PM
nilonc1$50.001/12/2011 3:55:25 PM
bazaar-festivity$100.001/12/2011 3:55:41 PM
simplelender80$100.001/12/2011 3:56:03 PM
gulch$50.001/12/2011 6:28:50 PM
capital-halo1$500.001/12/2011 3:56:09 PM
genius520$100.001/12/2011 3:56:22 PM
rss197$25.001/12/2011 3:56:59 PM
ThatDanGuy$50.001/12/2011 3:56:29 PM
inspire22$25.001/12/2011 3:56:42 PM
honorable-yield$25.001/12/2011 3:57:08 PM
bid-czar8$50.001/12/2011 3:57:14 PM
intuitive-camaraderi9$25.001/12/2011 3:58:32 PM
Speculator$50.001/12/2011 3:58:46 PM
2grindstones$25.001/12/2011 4:00:12 PM
loaner-dude$100.001/12/2011 5:47:24 PM
reflective-rupee$66.661/12/2011 6:06:50 PM
balance-handshake7$50.001/12/2011 6:08:49 PM
intuitive-velocity4$50.001/12/2011 3:57:49 PM
musegaze$100.001/12/2011 3:51:12 PM
investment-artist$25.001/12/2011 3:54:30 PM
Kash2010lu$50.001/12/2011 3:55:02 PM
the-auction-bear$25.001/12/2011 3:55:31 PM
selector568$200.001/12/2011 3:55:37 PM
amusement4$100.001/12/2011 3:55:55 PM
magnifico932$25.001/12/2011 3:55:48 PM
EBITDA$25.001/12/2011 3:56:15 PM
point-kitten6$50.001/12/2011 3:57:03 PM
greencat$50.001/12/2011 3:57:06 PM
zipemdown$50.001/12/2011 3:57:20 PM
Aunca$50.001/12/2011 3:57:32 PM
kind-efficient-credit$25.001/12/2011 3:58:12 PM
first-upright-payout$25.001/12/2011 3:58:20 PM
credit-sycamore4$100.001/12/2011 3:59:04 PM
wonder3$25.001/12/2011 4:33:03 PM
gs92126$25.001/12/2011 5:28:54 PM
DasMula$38.841/12/2011 5:43:12 PM
kindness-launcher$3,689.501/12/2011 6:28:51 PM
46 Investments
 
Borrower Payment Dependent Notes Series 490423
This series of Notes was issued and sold upon the funding of the borrower loan #46617, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,800.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-13-2011 
Term: 36 months Listing End date:  Jan-14-2011 
 
Lender yield: 13.90% Borrower rate/APR: 14.90% / 17.07% Monthly payment: $339.24
 
Lender servicing fee: 1.00% Effective Yield*: 13.67%  
Estimated return*: 7.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-1988 Debt/Income ratio: 28%
Credit score: 740-759 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 8Length of status:9y 4m
Amount delinquent: $0 Total credit lines: 44 Occupation: Professor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,419Stated income:$75,000-$99,999
Delinquencies in last 7y: 14 Bankcard utilization: 41%  
   Homeownership: No  
Screen name: thankful-treasure2 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Save me from Discover Card!!
Purpose of loan:
This loan will be used to?
Pay off a credit card that assigned to me by the divorce court.? I am and have been always been current and actually pay $100 over the minimum payment but, the interest rate of 23% is unfair.? I have tried to negotiate with Discover but, they have not budged.? additionally Discover does not allow ballance transfers.? I am stuck!? I hope I can get some help and say good buy to this institution.?
My financial situation:
I am a good candidate for this loan because?
I have been employed with the City for almost ten years now.? I am retired Navy and I am very reliable.? I divorced four years ago and assumed the majority of our debt.? It has been a long road back but, I am very close to being debt free.

Monthly net income: $
$6,000
Monthly expenses: $
??Housing: $ 700
??Insurance: $ 150
??Car expenses: $ 0
??Utilities: $ 150
??Phone, cable, internet: $?275
??Food, entertainment: $ 800
??Clothing, household expenses $ 300
??Credit cards and other loans: $ 1000
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What City are you employed with and what do you teach? Also, please explain the 14 delinquencies in your credit profile. Thanks - RecoveryLender
A: I work for the City of Everett as a Project Manager not as a Professor. I was trying to select Professional on the job description scroll menu. Concerning the credit delinquencies, I went through a challenging divorce a few years ago. It took a little effort to get the finances squared away. In the end I decided take most of the bills to insure timely payment. (Jan-13-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
selector568$300.001/13/2011 10:02:02 AM
power-trophy7$25.001/13/2011 10:03:43 AM
finance_mba$25.001/13/2011 10:04:36 AM
five-star-justice$36.001/13/2011 10:04:45 AM
museic1$50.001/13/2011 10:04:54 AM
worthy-bid8$50.001/13/2011 10:05:22 AM
happyinvallarta$50.001/13/2011 10:14:56 AM
scottr$50.001/13/2011 10:15:25 AM
enthralling-deal180$50.001/13/2011 10:00:47 AM
dcap3$25.001/13/2011 10:17:49 AM
bdloans$25.001/13/2011 10:18:11 AM
1phantom$50.001/13/2011 10:03:54 AM
honorable-yield$25.001/13/2011 10:04:04 AM
organized-payment6$50.001/13/2011 10:04:12 AM
commerce-yeller$25.001/13/2011 10:02:02 AM
handshake5$100.001/13/2011 10:02:31 AM
tech310$50.001/13/2011 10:02:49 AM
ursus$100.001/13/2011 10:04:20 AM
first-upright-payout$25.001/13/2011 10:05:37 AM
LeReve$50.001/13/2011 10:06:11 AM
slartibardfast$25.001/13/2011 10:16:25 AM
SolarMoonshine$50.001/13/2011 1:18:15 PM
orange-generous-ore$25.001/13/2011 10:14:44 AM
be_wise$25.001/13/2011 10:15:07 AM
the-silver-blaster$50.001/13/2011 10:15:18 AM
jescowa$50.001/13/2011 10:15:40 AM
gt1687c$50.001/13/2011 10:15:51 AM
georgedorn$27.611/13/2011 11:09:47 AM
fund-tom-tom6$25.001/13/2011 11:18:52 AM
revenue-spa8$25.001/13/2011 10:18:26 AM
objective-investor$150.001/13/2011 10:18:56 AM
fiddlerzvi$50.001/13/2011 10:20:53 AM
wise-deal-panda$50.001/13/2011 3:34:26 PM
wirebutterfly$50.001/13/2011 12:47:25 PM
amusement4$200.001/13/2011 1:35:07 PM
BankofBeth$25.001/13/2011 2:10:17 PM
ray1051$25.001/13/2011 2:34:00 PM
gs92126$50.001/13/2011 2:34:48 PM
vigilance-revolutionary$50.001/13/2011 12:34:53 PM
listing-trapper3$75.001/13/2011 3:05:30 PM
Artist_Blue$25.001/13/2011 3:21:14 PM
a-tender-transparency$30.001/13/2011 4:10:50 PM
bold-steady-peso$50.001/13/2011 4:19:59 PM
loss-of-control$50.001/13/2011 4:24:20 PM
rate-gravity$50.001/13/2011 4:04:42 PM
maldok1$25.001/13/2011 7:14:19 PM
SongBirdProphecy$25.001/13/2011 6:16:12 PM
cash-vault$25.001/14/2011 1:38:35 AM
mlb1$50.001/14/2011 4:07:45 AM
rockhound84$25.001/14/2011 4:36:59 AM
Fun54115$25.001/14/2011 6:49:38 AM
FinanceEngine$25.001/14/2011 7:25:52 AM
blazing-dough$25.001/14/2011 7:44:36 AM
blue-useful-auction$25.001/14/2011 8:50:44 AM
a-balance-surgeon$50.001/13/2011 8:38:02 PM
samanthastephen$30.001/14/2011 8:54:07 AM
ethicalhumanist$50.001/14/2011 9:06:27 AM
otto1939$50.001/14/2011 9:35:22 AM
bughead$25.001/14/2011 2:05:16 AM
thrilling-nickel5$25.001/14/2011 4:34:36 AM
WonByOne$50.001/14/2011 6:21:27 AM
Nazbuster$50.001/14/2011 7:02:37 AM
new0rleans$25.001/14/2011 3:03:30 AM
linklady$50.001/14/2011 4:20:22 AM
mpatrick$25.001/14/2011 8:02:23 AM
love_what_you_do$25.001/14/2011 8:04:30 AM
nowits10$25.001/14/2011 9:03:57 AM
social-zebra$30.001/14/2011 9:08:18 AM
UncleScroogeDMD$49.801/14/2011 8:34:33 AM
jarevack$25.001/14/2011 10:05:37 AM
SimpleChoice$25.001/14/2011 9:38:36 AM
worklessmakemore$50.001/14/2011 9:42:32 AM
dime-reaction$425.571/14/2011 12:27:17 PM
Michael206$500.001/14/2011 10:31:19 AM
fenpark15$27.271/14/2011 1:13:23 PM
creative-generosity3$31.861/14/2011 10:49:37 AM
RIVERHTS$50.001/14/2011 11:03:35 AM
peace-sitar0$50.001/14/2011 11:06:12 AM
songbird98$50.001/14/2011 10:34:37 AM
chief_wo$25.001/14/2011 10:36:19 AM
peaceful-farmer$25.001/14/2011 11:23:25 AM
TribecaFunding$50.001/14/2011 10:39:52 AM
money-surge1$25.001/14/2011 11:49:21 AM
ConcreteOne$35.001/14/2011 11:11:16 AM
misit$25.001/14/2011 11:20:46 AM
steely_dan34$25.001/14/2011 12:20:22 PM
five-star-note$150.001/14/2011 12:34:48 PM
red-favorable-basis$25.001/14/2011 11:43:36 AM
mikeandcat$100.001/14/2011 11:50:55 AM
the-swashbuckler$50.001/14/2011 11:55:47 AM
dman15$37.001/14/2011 1:03:47 PM
RecoveryLender$25.001/14/2011 1:26:07 PM
dman15$25.001/14/2011 1:00:59 PM
swm$25.001/14/2011 1:02:50 PM
ichibon$250.001/13/2011 10:02:22 AM
impeccable-transparency$50.001/13/2011 10:05:04 AM
pioneer580$100.001/13/2011 10:10:44 AM
reflective-rupee$33.331/13/2011 10:11:11 AM
generator535$25.001/13/2011 10:15:31 AM
fareast_man$25.001/13/2011 10:16:34 AM
a-responsible-return$50.001/13/2011 10:01:33 AM
rolandweary$25.001/13/2011 10:16:57 AM
inspire22$50.001/13/2011 10:02:14 AM
EvalCrux$50.001/13/2011 10:17:17 AM
potatoepicker$50.001/13/2011 10:17:57 AM
bowdish1$50.001/13/2011 10:03:12 AM
downtownfarm$25.001/13/2011 10:18:46 AM
PatRichi$25.001/13/2011 10:19:06 AM
cathexis$25.001/13/2011 10:19:33 AM
conceptpi$50.001/13/2011 10:19:56 AM
american6$100.001/13/2011 10:06:23 AM
indomitable-coin$100.001/13/2011 10:02:54 AM
skuba$75.001/13/2011 10:03:00 AM
genius520$100.001/13/2011 10:03:25 AM
simplelender80$100.001/13/2011 10:03:31 AM
radforj22$25.001/13/2011 10:04:32 AM
skiter53$50.001/13/2011 10:04:49 AM
bazaar-festivity$100.001/13/2011 10:12:41 AM
velocity-solo$25.001/13/2011 10:17:32 AM
GElender$50.001/13/2011 10:18:28 AM
SanJoser$25.001/13/2011 10:20:19 AM
Bothus$25.001/13/2011 10:17:00 AM
dignified-finance$50.001/13/2011 10:18:40 AM
beaker$25.001/13/2011 10:19:48 AM
DasMula$100.001/13/2011 10:21:31 AM
ChillyWilly$25.001/13/2011 3:20:24 PM
exact-principal220$27.761/13/2011 3:13:48 PM
merriewold$40.001/13/2011 1:58:06 PM
fenpark15$25.001/13/2011 2:00:31 PM
ijspence$25.001/13/2011 2:12:28 PM
thankful-nickel2$25.001/13/2011 3:36:08 PM
unassailable-dollar$25.001/13/2011 3:00:27 PM
vest_vortex$50.001/13/2011 4:33:25 PM
sarisai$50.001/13/2011 4:55:44 PM
courteous-deal114$50.001/13/2011 6:23:58 PM
RecoveryLender$25.001/13/2011 5:27:43 PM
chuckler1$100.001/13/2011 4:21:31 PM
langdonx$50.001/13/2011 5:09:30 PM
NYBIZ$25.001/13/2011 7:16:30 PM
bearden3$30.001/13/2011 7:34:52 PM
Goodlender42$25.001/13/2011 10:17:14 PM
rockhound84$25.001/14/2011 4:35:06 AM
pythia$25.001/13/2011 7:29:38 PM
bhaus5$25.001/13/2011 7:36:02 PM
Streetfighter$50.001/14/2011 6:59:44 AM
friendly-market5$25.001/14/2011 7:40:26 AM
sosleep$25.001/14/2011 7:42:13 AM
balance-warrior$25.001/14/2011 8:51:17 AM
Rob717171$50.001/13/2011 9:00:41 PM
flexible-duty3$25.001/14/2011 9:27:47 AM
ingenious-interest1$100.001/14/2011 1:49:35 AM
lostontheedge$25.001/14/2011 9:36:39 AM
kevin314$50.001/13/2011 10:50:14 PM
valiant-liberty4$25.001/14/2011 9:38:19 AM
innocent-loot$50.001/14/2011 9:54:11 AM
loanman2007$100.001/14/2011 5:12:44 AM
disaster13$100.001/14/2011 6:03:06 AM
payment-halo$25.001/14/2011 10:07:57 AM
trade-goblin9$25.001/14/2011 6:24:00 AM
Sturgee$25.001/14/2011 1:51:52 AM
holstj$50.001/14/2011 6:02:33 AM
bestbuy$25.001/14/2011 9:34:51 AM
homestarrunner$50.001/14/2011 9:35:01 AM
simeonthewhale$47.671/14/2011 7:39:42 AM
buddy486$25.001/14/2011 7:52:35 AM
Tradesmanlender$35.001/14/2011 9:36:58 AM
rohnjobus$30.001/14/2011 8:28:06 AM
coin-bee1$25.001/14/2011 9:59:24 AM
rdav$25.001/14/2011 9:34:24 AM
the-enterprising-leverage$25.001/14/2011 9:59:20 AM
Astyanax$50.001/14/2011 10:40:39 AM
asset-expert0$25.001/14/2011 10:45:32 AM
TicTac$25.001/14/2011 11:01:13 AM
OldColumbiaRoad$25.001/14/2011 11:26:34 AM
power-secret-agent$25.001/14/2011 11:33:25 AM
the-bid-sorcerer$50.001/14/2011 11:34:14 AM
rbgnr111$25.001/14/2011 11:49:41 AM
Ripsaw4U$50.001/14/2011 11:59:36 AM
lawyervon$25.001/14/2011 12:46:06 PM
laughmotel$25.001/14/2011 10:35:55 AM
transamerican$25.001/14/2011 10:36:24 AM
WealthBuildingLessons$55.001/14/2011 11:09:44 AM
lagnisiruk$25.001/14/2011 10:39:34 AM
divedude$25.001/14/2011 10:48:52 AM
bill-expert$50.001/14/2011 11:51:44 AM
econdoc$25.001/14/2011 11:10:47 AM
wwwUniversal$25.001/14/2011 11:11:46 AM
Accountant83$25.001/14/2011 11:17:26 AM
p_amadeus$41.131/14/2011 12:26:16 PM
Watersports$25.001/14/2011 12:39:21 PM
poetic-economy$75.001/14/2011 12:39:47 PM
upbeat-fund$25.001/14/2011 11:59:43 AM
bigb7$25.001/14/2011 12:12:56 PM
flexible-money1$150.001/14/2011 12:22:14 PM
greenback-guard$25.001/14/2011 12:51:47 PM
note-cougar0$25.001/14/2011 12:59:04 PM
well-rounded-dinero$125.001/14/2011 1:03:11 PM
197 Investments
 
Borrower Payment Dependent Notes Series 490507
This series of Notes was issued and sold upon the funding of the borrower loan #46556, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $13,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Jan-13-2011 
Term: 60 months Listing End date:  Jan-15-2011 
 
Lender yield: 11.55% Borrower rate/APR: 12.55% / 13.91% Monthly payment: $292.80
 
Lender servicing fee: 1.00% Effective Yield*: 11.51%  
Estimated return*: 8.01%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jun-1992 Debt/Income ratio: 16%
Credit score: 760-779 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:2y 6m
Amount delinquent: $0 Total credit lines: 25 Occupation: Clergy
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,607Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 25%  
   Homeownership: No  
Screen name: the-excellent-gold Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Youth Rev
Purpose of loan:
This loan will be used to pay off and close out a credit card.

My financial situation: is good.
I am a good candidate for this loan because I take responsibility for my debts.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Provide some sort of budget that shows how you expect to repay the loan. Monthly net income $xxxx Monthly budget with the prosper loan in place:$x - Your Expenses (One each per line.) $x - Credit Cards Not paid off with this loan = $x- total monthly - jpblan11
A: My salary is $4200.00 per month, net, not gross. I have $150.00 in student loans, a car loan of $192.00, approximately $175 in utilities and $183 in phone, cable and dsl to pay per month. My housing is paid for by my work. I do not have any other credit card debt. I also have $48,000.00 saved towards retirement, $28,000.00 available to be pulled out if I were to lose my job. (Jan-14-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
blue-open-wampum$25.001/13/2011 6:51:57 PM
honorable-yield$25.001/13/2011 6:53:26 PM
thrifty-funds1$25.001/13/2011 6:54:17 PM
TheGameTable$25.001/13/2011 6:55:23 PM
museic1$50.001/13/2011 6:59:02 PM
rolandweary$25.001/13/2011 6:59:31 PM
objective-investor$150.001/13/2011 7:00:12 PM
SoyLover$50.001/13/2011 7:00:52 PM
merriewold$40.001/13/2011 7:01:01 PM
TSC$100.001/13/2011 6:52:02 PM
nuts$25.001/13/2011 6:52:17 PM
fenpark15$25.001/13/2011 7:54:01 PM
handshake5$100.001/13/2011 6:52:34 PM
bowdish1$50.001/13/2011 6:52:59 PM
DasMula$86.571/13/2011 8:14:39 PM
genius520$100.001/13/2011 6:53:07 PM
simplelender80$100.001/13/2011 6:53:13 PM
five-star-justice$36.001/13/2011 6:53:39 PM
CAGE-Investments$25.001/13/2011 6:50:49 PM
power-trophy7$25.001/13/2011 6:53:18 PM
ursus$100.001/13/2011 6:53:31 PM
be_wise$25.001/13/2011 6:58:54 PM
worthy-bid8$50.001/13/2011 6:53:47 PM
dcap3$25.001/13/2011 6:59:53 PM
roman1998$50.001/13/2011 7:00:25 PM
fiddlerzvi$50.001/13/2011 7:00:42 PM
velocity-solo$60.001/13/2011 7:00:55 PM
langdonx$50.001/13/2011 7:01:25 PM
rockhound84$25.001/14/2011 4:36:01 AM
GElender$50.001/13/2011 6:59:59 PM
Imaginos1892$100.001/13/2011 8:46:28 PM
cathexis$25.001/13/2011 7:00:27 PM
friendly-market5$25.001/14/2011 7:41:23 AM
friendinmoney$25.001/14/2011 7:55:54 AM
RecoveryLender$25.001/13/2011 7:51:26 PM
Dorf$25.001/14/2011 9:32:24 AM
nilonc1$100.001/14/2011 12:10:29 AM
BankofBeth$25.001/14/2011 10:08:33 AM
Leshan$25.001/14/2011 7:02:38 AM
coin-bee1$25.001/14/2011 7:24:43 AM
disaster13$50.001/14/2011 6:05:10 AM
Havnfun$25.001/14/2011 6:59:45 AM
bestbuy$25.001/14/2011 9:34:54 AM
homestarrunner$50.001/14/2011 9:35:07 AM
wkeboarder21$50.001/14/2011 8:06:58 AM
ericgassercom$50.001/14/2011 8:09:35 AM
outofoffice$50.001/14/2011 8:32:30 AM
leverage-monger$29.791/14/2011 8:36:04 AM
many_many$25.001/14/2011 10:09:31 AM
generous-at-heart$25.001/14/2011 11:45:46 AM
steely_dan34$25.001/14/2011 12:20:25 PM
chief_wo$25.001/14/2011 10:36:22 AM
trustworthy-finance6$150.001/14/2011 1:27:43 PM
hopeful-truth5$100.001/14/2011 2:07:11 PM
wonderful-dime$25.001/14/2011 2:11:09 PM
OldColumbiaRoad$25.001/14/2011 11:26:38 AM
lagnisiruk$25.001/14/2011 10:39:40 AM
samdog079$50.001/14/2011 10:55:01 AM
balance-force$31.001/14/2011 1:52:38 PM
cynthiathegreat$25.001/14/2011 3:58:49 PM
3_boyz$30.001/14/2011 4:47:50 PM
paytonbrigadier$350.001/14/2011 4:03:28 PM
WZ3190$25.001/14/2011 4:14:03 PM
treasure-omatic2$25.001/14/2011 4:42:36 PM
CreditBuilder2$100.001/14/2011 4:33:19 PM
spiff666$25.001/14/2011 7:00:00 PM
dunrizzo$46.461/14/2011 7:12:29 PM
SCD$25.001/14/2011 8:44:27 PM
Chewbaca$25.001/14/2011 4:49:23 PM
Astyanax$50.001/14/2011 4:56:03 PM
6moonbeams$50.001/15/2011 2:18:22 AM
brother_tam$50.001/15/2011 2:19:35 AM
red-unequivocal-finance$25.001/14/2011 4:57:51 PM
ptjg$50.001/15/2011 2:39:29 AM
beaker$25.001/14/2011 5:06:39 PM
chererat$100.001/14/2011 6:13:09 PM
heavenly-repayment4$25.001/14/2011 6:14:39 PM
zhiguli$25.001/15/2011 3:14:31 AM
a-consummate-camaraderi$50.001/14/2011 6:46:28 PM
money-surge1$25.001/15/2011 4:04:58 AM
credit-vinyl$25.001/15/2011 4:11:44 AM
nickel-ferret$50.001/15/2011 4:12:07 AM
money-bauble$150.001/15/2011 4:14:18 AM
loanman2007$100.001/15/2011 4:54:11 AM
worldly-community3$50.001/14/2011 6:06:03 PM
Fun54115$25.001/14/2011 8:23:47 PM
KrisKringle$50.001/15/2011 5:24:31 AM
noble-marketplace$29.001/15/2011 5:34:26 AM
sleepdeprived$25.951/14/2011 10:05:08 PM
blissful-deal0$30.001/14/2011 7:02:17 PM
Hybodant$25.001/15/2011 12:56:24 AM
rmachi$25.001/15/2011 1:03:07 AM
FinDoc$25.001/15/2011 7:39:47 AM
circustab$50.001/15/2011 7:45:41 AM
realtormoises$25.001/14/2011 8:05:22 PM
Immunologist$25.001/15/2011 7:59:54 AM
native68$50.001/14/2011 8:36:01 PM
lucrative-worth$66.841/15/2011 8:39:39 AM
first-dinero-igloo$25.001/15/2011 8:45:02 AM
generator535$25.001/15/2011 8:45:40 AM
tsui517$50.001/14/2011 10:39:09 PM
prohelper$50.001/15/2011 9:14:14 AM
CashCow-Moooo-la$35.171/15/2011 9:21:27 AM
CARedBull$50.001/14/2011 11:30:30 PM
Weaverville$25.001/15/2011 1:24:38 AM
lostontheedge$25.001/15/2011 2:38:47 AM
hrubinst$50.001/15/2011 3:04:44 AM
agiovasil$25.001/15/2011 3:20:54 AM
Dweeberkitty1$37.341/15/2011 3:40:26 AM
Gabriel02$25.001/15/2011 3:41:08 AM
calm-deal7$25.001/15/2011 3:42:25 AM
neutrino6$25.001/15/2011 3:44:25 AM
piter-to-la-investment$25.001/15/2011 3:45:40 AM
green-discrete-responsibility$25.001/15/2011 3:47:46 AM
peace-maximizer8$25.001/15/2011 3:58:29 AM
irrelevant$25.001/15/2011 3:02:54 AM
brightest-affluence-motivator$50.001/15/2011 4:11:21 AM
authentic-liberty7$25.001/15/2011 4:12:20 AM
yield-seeker$25.001/15/2011 4:12:33 AM
studious-bonus7$100.001/15/2011 4:12:47 AM
dinero-speaker$25.001/15/2011 4:13:13 AM
bullwink27$25.001/15/2011 3:40:30 AM
wwwUniversal$25.001/15/2011 5:00:47 AM
dinero-festivity2$38.491/15/2011 3:42:43 AM
HoyaHeel$25.001/15/2011 3:44:57 AM
listing-trapper3$36.761/15/2011 3:50:57 AM
melodious-fairness$50.001/15/2011 3:51:27 AM
inspiring-reward$150.001/15/2011 3:52:02 AM
KileNSmyth4$25.001/15/2011 3:57:57 AM
revenue-appraiser$25.001/15/2011 5:39:20 AM
active-market$28.631/15/2011 4:11:58 AM
valiant-liberty4$25.001/15/2011 4:13:24 AM
leverage-monger$82.861/15/2011 7:17:06 AM
BlessedEveryDay$30.001/15/2011 7:38:34 AM
dime-vista2$25.001/15/2011 7:40:16 AM
accelerator1$25.001/15/2011 7:54:23 AM
word140$25.001/15/2011 5:27:07 AM
sthomasg$25.001/15/2011 8:22:44 AM
Johnab$25.001/15/2011 9:04:52 AM
gokart83$25.001/15/2011 6:36:03 AM
zorg77$25.001/15/2011 6:47:50 AM
prudent-gain7$25.001/15/2011 7:24:15 AM
zooom7$50.001/15/2011 7:51:45 AM
C_Mark$100.001/15/2011 8:04:49 AM
tamcho$25.001/15/2011 8:10:23 AM
ore-dojo$25.001/15/2011 9:08:45 AM
petejones32$25.001/15/2011 9:24:09 AM
bayou68$100.001/15/2011 9:27:51 AM
jct_enterprises$50.001/15/2011 9:29:48 AM
finance_mba$25.001/13/2011 6:53:35 PM
PatRichi$25.001/13/2011 7:00:17 PM
vigilance-revolutionary$50.001/13/2011 7:00:56 PM
inspire22$50.001/13/2011 6:52:23 PM
tech310$50.001/13/2011 6:52:42 PM
first-upright-payout$25.001/13/2011 6:53:54 PM
american6$100.001/13/2011 6:54:11 PM
Goodlender42$25.001/13/2011 10:17:19 PM
skuba$75.001/13/2011 6:52:51 PM
orange-generous-ore$25.001/13/2011 6:58:47 PM
impeccable-transparency$50.001/13/2011 6:53:44 PM
radforj22$25.001/13/2011 6:54:02 PM
bdloans$25.001/13/2011 6:59:56 PM
ijspence$25.001/13/2011 7:01:04 PM
NYBIZ$25.001/13/2011 7:13:49 PM
munnu$25.001/13/2011 6:57:45 PM
investment-kazoo$50.001/13/2011 7:27:42 PM
holstj$50.001/14/2011 6:02:42 AM
gt1687c$50.001/13/2011 6:59:13 PM
downtownfarm$25.001/13/2011 7:00:03 PM
Streetfighter$50.001/14/2011 6:59:50 AM
maldok1$25.001/13/2011 7:14:27 PM
jpblan11$28.071/13/2011 7:25:51 PM
Artist_Blue$25.001/14/2011 1:06:54 AM
Rob717171$50.001/13/2011 9:00:49 PM
rdav$25.001/14/2011 9:34:28 AM
new0rleans$25.001/14/2011 3:08:19 AM
the-enterprising-leverage$25.001/14/2011 9:59:29 AM
phase421$25.001/14/2011 6:20:12 AM
SomebodysMom$80.291/14/2011 7:02:47 AM
MonopolyDred$49.361/14/2011 4:16:21 AM
thrilling-nickel5$25.001/14/2011 4:37:15 AM
vigilance-searcher$25.001/14/2011 6:52:35 AM
sincerlyyours$200.001/14/2011 9:20:43 AM
LendingP2P$100.001/14/2011 9:33:50 AM
otto1939$50.001/14/2011 9:35:26 AM
daddypro$25.001/14/2011 8:01:37 AM
ethicalhumanist$50.001/14/2011 9:13:28 AM
SimpleChoice$25.001/14/2011 9:38:27 AM
worklessmakemore$50.001/14/2011 9:42:40 AM
nanaof7$25.001/14/2011 10:33:53 AM
TribecaFunding$50.001/14/2011 10:39:57 AM
msh345$25.001/14/2011 10:57:35 AM
justinology$57.391/14/2011 11:15:59 AM
Ripsaw4U$50.001/14/2011 12:04:57 PM
lucky187$50.001/14/2011 10:25:05 AM
redtilapia$25.001/14/2011 2:26:06 PM
leverage-monger$25.001/14/2011 2:34:30 PM
one-midas$50.001/14/2011 11:08:53 AM
ms48105$25.001/14/2011 2:54:45 PM
kendallv$25.001/14/2011 12:39:02 PM
pragmatic-camaraderi$25.001/14/2011 12:49:44 PM
soheagle$25.001/14/2011 2:26:05 PM
downbet$50.001/14/2011 2:39:16 PM
asya$25.001/14/2011 2:39:26 PM
Proactive-Financial-Lending$25.001/14/2011 3:57:25 PM
astute-benjamins$50.001/14/2011 4:48:00 PM
investorrr$56.191/14/2011 3:47:47 PM
market-assembler$50.001/14/2011 4:01:14 PM
octoberfresh$26.001/14/2011 3:57:50 PM
nimcha$50.001/14/2011 5:10:05 PM
american-investor$32.011/14/2011 5:22:46 PM
revenue-pipeline$25.001/14/2011 6:14:32 PM
gardenofeden$25.001/14/2011 6:20:37 PM
MicroL$50.001/14/2011 6:34:13 PM
revenue-prospector$50.001/14/2011 7:24:49 PM
greenback-magma1$50.001/14/2011 8:09:04 PM
conqueror359$30.001/14/2011 9:29:21 PM
SecondChanceLendingSERV$50.001/14/2011 10:10:24 PM
engbusres$100.001/14/2011 10:43:35 PM
fishcreek$25.001/15/2011 12:43:12 AM
IIP77$25.001/15/2011 1:50:35 AM
Easystreet$25.001/15/2011 1:50:54 AM
uncleubb$25.001/14/2011 5:09:06 PM
Techne_Funds_LLC$25.001/14/2011 5:24:46 PM
flwah$25.001/15/2011 3:04:15 AM
ctgscott$25.001/15/2011 3:15:08 AM
gardenofeden$25.001/14/2011 6:16:59 PM
Philkent$25.001/15/2011 3:39:19 AM
worth-arch$25.001/15/2011 3:51:09 AM
bazaar-utensil7$26.341/15/2011 3:57:08 AM
YellowJacket$25.001/14/2011 5:34:10 PM
income-vault6$25.001/15/2011 3:59:52 AM
a-truth-upholder$27.331/15/2011 4:00:42 AM
jazzlender$25.001/14/2011 5:36:26 PM
Saab93$25.001/14/2011 7:12:51 PM
crawfingers$25.001/15/2011 4:11:51 AM
missile5$50.001/14/2011 7:19:12 PM
Sealion$50.001/14/2011 7:24:01 PM
investment-star$50.001/15/2011 4:33:15 AM
nolahelper$25.001/15/2011 4:54:25 AM
nelie150$25.001/14/2011 8:23:55 PM
golden-wealth2$50.001/15/2011 5:41:18 AM
SteadyOne$25.001/14/2011 6:34:47 PM
elvisloans$25.001/15/2011 6:46:58 AM
diversification-pilot$25.001/15/2011 7:10:12 AM
credit-kahuna$50.001/15/2011 12:14:13 AM
availableloan$25.001/15/2011 7:29:28 AM
Danfromnapa$50.001/14/2011 7:50:55 PM
shellback13$100.001/15/2011 7:49:47 AM
Rulea72$74.091/14/2011 8:18:48 PM
mhammond$50.001/15/2011 8:37:45 AM
durability-bandit1$50.001/15/2011 8:40:00 AM
1phantom$50.001/15/2011 8:45:50 AM
nbah123$50.001/14/2011 10:33:47 PM
sinner_c5$26.401/15/2011 9:01:28 AM
the-profit-oracle$25.001/14/2011 10:54:17 PM
SafeSaxa$30.001/15/2011 9:22:45 AM
fortytwo$141.711/15/2011 1:10:10 AM
zeelender$25.001/15/2011 1:24:05 AM
kulender$50.001/15/2011 3:05:14 AM
Cheburashka$25.001/15/2011 1:50:17 AM
chlebie$25.001/15/2011 3:16:08 AM
ClearLake$25.001/15/2011 1:58:47 AM
LongTail$25.001/15/2011 3:20:44 AM
slartibardfast$25.001/15/2011 3:22:49 AM
DcUnited$30.001/15/2011 2:10:50 AM
historic-nickel$25.001/15/2011 3:40:15 AM
bentheredunthat$150.001/15/2011 3:43:43 AM
tntmojave$30.301/15/2011 3:45:16 AM
wampum-optimization$42.291/15/2011 3:51:07 AM
investment-comet$25.001/15/2011 3:51:16 AM
orange-dollar-guild$25.001/15/2011 4:00:16 AM
julijask$45.001/15/2011 2:55:52 AM
productive-finance$25.001/15/2011 4:05:31 AM
loot-heart$25.001/15/2011 4:10:57 AM
payout-carnival$50.001/15/2011 3:42:49 AM
gold-sushi$25.001/15/2011 3:43:00 AM
Elbanko$40.001/15/2011 5:13:35 AM
nalaari$25.001/15/2011 3:45:54 AM
toocautious$100.001/15/2011 5:22:33 AM
KrisKringle$25.001/15/2011 5:30:13 AM
Spiv_51$25.001/15/2011 4:00:31 AM
ballz694$25.001/15/2011 6:52:29 AM
Barky52$25.001/15/2011 6:55:14 AM
ttnk62918$25.001/15/2011 4:14:12 AM
Sol_Invictus$25.001/15/2011 4:36:21 AM
gustavholstopus32$25.001/15/2011 5:07:16 AM
peso-tiramisu$25.001/15/2011 8:36:47 AM
mizon291$50.001/15/2011 5:55:44 AM
worth-excellence4$27.831/15/2011 8:43:20 AM
theloanfiller$25.001/15/2011 6:05:51 AM
linklady$50.001/15/2011 8:46:13 AM
TigerForce$33.001/15/2011 6:42:38 AM
Mindful7$25.001/15/2011 7:02:08 AM
EODCAP$25.001/15/2011 9:31:21 AM
dukeiyer$47.541/15/2011 9:39:05 AM
pensacolaborn$50.001/15/2011 8:24:07 AM
Loan2save$29.981/15/2011 8:50:01 AM
Kyileo$25.001/15/2011 8:54:51 AM
cunning-compassion1$25.001/15/2011 9:19:57 AM
shrewd-income$363.021/15/2011 9:41:04 AM
301 Investments
 
Borrower Payment Dependent Notes Series 490559
This series of Notes was issued and sold upon the funding of the borrower loan #46705, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.20% Listing Start date:  Jan-12-2011 
Term: 36 months Listing End date:  Jan-12-2011 
 
Lender yield: 31.20% Borrower rate/APR: 32.20% / 35.86% Monthly payment: $218.33
 
Lender servicing fee: 1.00% Effective Yield*: 29.77%  
Estimated return*: 15.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jun-1997 Debt/Income ratio: 21%
Credit score: 680-699 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:10y 1m
Amount delinquent: $0 Total credit lines: 16 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,599Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 76%  
   Homeownership: Yes  
Screen name: laudable-responsibility8 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
paying off my credit cards
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
nethosters$25.001/12/2011 9:24:31 AM
Kash2010lu$50.001/12/2011 9:25:17 AM
bazaar-festivity$100.001/12/2011 9:26:41 AM
sophisticated-economy2$40.001/12/2011 9:26:58 AM
capital-halo1$500.001/12/2011 9:27:49 AM
genius520$100.001/12/2011 9:28:27 AM
ThatDanGuy$50.001/12/2011 9:28:32 AM
bid-czar8$50.001/12/2011 9:29:56 AM
zipemdown$50.001/12/2011 9:30:06 AM
robocop$50.001/12/2011 9:36:46 AM
2grindstones$25.001/12/2011 9:54:52 AM
lending-theory$25.001/12/2011 9:59:44 AM
musegaze$50.001/12/2011 9:25:30 AM
handshake5$100.001/12/2011 9:25:34 AM
kindness-venture1$50.001/12/2011 9:25:19 AM
Investoman$100.001/12/2011 9:25:38 AM
Whipster$25.001/12/2011 11:10:22 AM
rss197$25.001/12/2011 9:29:17 AM
Ocean713$50.001/12/2011 9:30:21 AM
loss-of-control$100.001/12/2011 11:32:50 AM
mrxtravis$50.001/12/2011 9:30:42 AM
porkhelmet$25.001/12/2011 9:31:04 AM
honorable-yield$25.001/12/2011 9:29:41 AM
kendallv$25.001/12/2011 9:31:53 AM
intuitive-velocity4$50.001/12/2011 9:31:11 AM
illinois_joe$40.141/12/2011 12:33:39 PM
worthy-bid8$50.001/12/2011 9:31:49 AM
first-upright-payout$25.001/12/2011 9:32:15 AM
money-baron$25.001/12/2011 10:18:00 AM
droopie1$25.001/12/2011 10:19:02 AM
intuitive-camaraderi9$25.001/12/2011 9:32:45 AM
kind-adventurous-finance$25.001/12/2011 1:28:57 PM
nickel-hickory$50.001/12/2011 10:20:36 AM
greencat$50.001/12/2011 10:20:54 AM
bonus-chosen-one$25.001/12/2011 10:28:32 AM
machkimaspesi$50.001/12/2011 10:32:20 AM
lendstats_com$200.001/12/2011 10:35:50 AM
gold-cluster$100.001/12/2011 11:03:06 AM
Banker7371$25.001/12/2011 12:23:54 PM
competent-p2p$26.451/12/2011 2:08:42 PM
vanklein$25.001/12/2011 2:23:34 PM
well-mannered-income3$50.001/12/2011 2:51:58 PM
Bob450$25.001/12/2011 3:18:37 PM
pembull$50.001/12/2011 3:37:03 PM
bewitching-asset3$25.001/12/2011 3:39:34 PM
whalefish$156.001/12/2011 4:46:06 PM
cunning-bill$25.001/12/2011 5:08:45 PM
Leshan$25.001/12/2011 5:18:49 PM
Magog12$50.001/12/2011 6:01:12 PM
buffalobills$25.001/12/2011 6:21:45 PM
SolarMoonshine$25.001/12/2011 4:50:18 PM
credit-coach118$25.001/12/2011 5:14:09 PM
mpatrick$25.001/12/2011 5:20:55 PM
gs92126$25.001/12/2011 5:28:51 PM
mikelance7$25.001/12/2011 5:32:12 PM
best-generosity-financier$25.001/12/2011 5:26:11 PM
Ray3486$25.001/12/2011 5:37:39 PM
nilonc1$50.001/12/2011 9:25:48 AM
magnifico932$25.001/12/2011 9:26:48 AM
amusement4$100.001/12/2011 9:26:52 AM
nickel-hickory$50.001/12/2011 9:30:07 AM
revenue-officer36$50.001/12/2011 9:34:05 AM
kindness-venture1$50.001/12/2011 9:26:50 AM
simplelender80$100.001/12/2011 9:27:40 AM
the-auction-bear$25.001/12/2011 9:26:02 AM
Speculator$50.001/12/2011 10:31:21 AM
capital-kingdom$25.001/12/2011 9:28:11 AM
selector568$100.001/12/2011 9:26:32 AM
LBOregon$25.001/12/2011 10:44:00 AM
EBITDA$25.001/12/2011 9:27:55 AM
JJ9876$25.001/12/2011 9:28:40 AM
Gamblor$35.001/12/2011 11:31:56 AM
amusement4$100.001/12/2011 11:36:59 AM
minddoc$25.001/12/2011 9:31:30 AM
Aunca$50.001/12/2011 9:30:30 AM
kind-efficient-credit$25.001/12/2011 9:32:04 AM
thankful-nickel2$25.001/12/2011 12:13:11 PM
AspiringJunzi$25.001/12/2011 9:30:46 AM
goodhearted-basis4$25.001/12/2011 9:30:59 AM
credit-sycamore4$100.001/12/2011 12:46:31 PM
nickel-hickory$50.001/12/2011 10:20:49 AM
Mr-Miracle$25.011/12/2011 2:14:51 PM
DasMula$37.441/12/2011 9:37:16 AM
consummate-loyalty1$50.001/12/2011 10:58:52 AM
wonder3$25.001/12/2011 10:46:25 AM
auction-formula$170.001/12/2011 11:38:53 AM
engaging-repayment8$25.001/12/2011 12:03:34 PM
reflective-rupee$99.991/12/2011 1:10:45 PM
favorite-commerce$25.001/12/2011 2:06:45 PM
first-serene-credit$25.001/12/2011 2:26:24 PM
shrewd-income$25.001/12/2011 2:39:10 PM
Artist_Blue$25.001/12/2011 3:19:31 PM
amitraman$25.001/12/2011 3:34:46 PM
justasoldier$30.001/12/2011 3:47:28 PM
CashFlow13$115.001/12/2011 6:23:02 PM
IASKGOD$25.001/12/2011 5:52:57 PM
96 Investments
 
Borrower Payment Dependent Notes Series 490607
This series of Notes was issued and sold upon the funding of the borrower loan #46693, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-13-2011 
Term: 36 months Listing End date:  Jan-15-2011 
 
Lender yield: 13.90% Borrower rate/APR: 14.90% / 17.07% Monthly payment: $519.25
 
Lender servicing fee: 1.00% Effective Yield*: 13.67%  
Estimated return*: 7.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-1978 Debt/Income ratio: 82%
Credit score: 800-819 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 9Length of status:13y 6m
Amount delinquent: $0 Total credit lines: 35 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,592Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 18%  
   Homeownership: Yes  
Screen name: hennypenny7 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit card balances.
Purpose of loan:
This loan will be used to? pay off my credit card balances.

My financial situation:
I am a good candidate for this loan because? I have actively been trying to get my debt ratio down.

Monthly net income: $ 2400.00

Monthly expenses: $
??Housing: $ 856.
??Insurance: $400.?
??Car expenses: $ 1454.
??Utilities: $240.
??Phone, cable, internet: $300.
??Food, entertainment: $200.
??Clothing, household expenses $100.
??Credit cards and other loans: $20000.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Are your car expenses really that high? As it is listed, your monthly expenses exceed your net income by a wide margin. - LendingSingularity
A: I listed my income only and did not include my spouses. We have 2 car payments and one of them will be paid off by end of summer. (Jan-13-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
a-responsible-return$50.001/13/2011 10:01:35 AM
inspire22$50.001/13/2011 10:02:16 AM
ichibon$250.001/13/2011 10:02:24 AM
1phantom$50.001/13/2011 10:03:56 AM
skiter53$50.001/13/2011 10:04:50 AM
first-upright-payout$25.001/13/2011 10:05:40 AM
generator535$25.001/13/2011 10:15:32 AM
potatoepicker$25.001/13/2011 10:17:59 AM
bdloans$25.001/13/2011 10:18:13 AM
downtownfarm$25.001/13/2011 10:18:47 AM
PatRichi$25.001/13/2011 10:19:08 AM
enthralling-deal180$50.001/13/2011 10:00:49 AM
cathexis$25.001/13/2011 10:19:37 AM
handshake5$100.001/13/2011 10:02:33 AM
finance_mba$25.001/13/2011 10:04:37 AM
five-star-justice$36.001/13/2011 10:04:46 AM
reflective-rupee$33.331/13/2011 10:11:33 AM
museic1$46.431/13/2011 10:04:55 AM
JustMee$25.001/13/2011 11:16:05 AM
fund-tom-tom6$25.001/13/2011 12:14:07 PM
the-silver-blaster$50.001/13/2011 10:15:19 AM
slartibardfast$25.001/13/2011 10:16:28 AM
vigilance-revolutionary$50.001/13/2011 12:34:54 PM
amusement4$200.001/13/2011 1:22:10 PM
amusement4$200.001/13/2011 1:26:35 PM
wkeboarder21$50.001/13/2011 1:30:04 PM
orange-generous-ore$25.001/13/2011 10:14:47 AM
scottr$50.001/13/2011 10:15:26 AM
GElender$50.001/13/2011 10:18:30 AM
lloyd_s$42.461/13/2011 3:01:16 PM
beaker$25.001/13/2011 10:19:51 AM
conceptpi$50.001/13/2011 10:19:57 AM
fair-rate$25.001/13/2011 3:19:16 PM
wise-deal-panda$36.641/13/2011 3:34:27 PM
Bank_Of_XL$50.001/13/2011 1:14:55 PM
LeReve$50.001/13/2011 2:34:37 PM
happyinvallarta$50.001/13/2011 2:34:49 PM
EvalCrux$50.001/13/2011 2:34:56 PM
moola-pillow$25.001/13/2011 4:28:40 PM
thankful-nickel2$25.001/13/2011 3:37:32 PM
intrepid-gain5$500.001/13/2011 4:43:13 PM
rate-gravity$50.001/13/2011 4:04:45 PM
sarisai$50.001/13/2011 4:55:45 PM
Rob717171$50.001/13/2011 9:00:42 PM
holstj$50.001/14/2011 6:02:36 AM
Leshan$25.001/14/2011 7:01:01 AM
LendingSingularity$50.001/13/2011 10:11:17 PM
love_what_you_do$25.001/14/2011 8:04:30 AM
rohnjobus$30.001/14/2011 8:30:11 AM
ray1051$25.001/14/2011 1:41:09 AM
homestarrunner$50.001/14/2011 9:35:01 AM
dermit$25.001/14/2011 3:46:33 AM
linklady$50.001/14/2011 4:20:22 AM
thrilling-nickel5$25.001/14/2011 4:36:42 AM
georgedorn$25.001/14/2011 10:09:27 AM
buddy486$25.001/14/2011 7:54:09 AM
Sol_Invictus$25.001/14/2011 4:34:48 AM
samanthastephen$30.001/14/2011 8:55:40 AM
sincerlyyours$200.001/14/2011 9:17:43 AM
coin-bee1$25.001/14/2011 7:08:24 AM
LendingP2P$50.001/14/2011 9:30:34 AM
SimpleChoice$25.001/14/2011 9:38:34 AM
nowits10$25.001/14/2011 9:03:55 AM
first-charming-fund$44.401/14/2011 11:01:57 AM
steely_dan34$25.001/14/2011 12:20:23 PM
soheagle$25.001/14/2011 2:26:00 PM
ms48105$25.001/14/2011 2:54:50 PM
OldColumbiaRoad$25.001/14/2011 11:26:35 AM
hopeful-truth5$100.001/14/2011 2:04:27 PM
inspired-investment8$51.751/14/2011 3:57:36 PM
lostontheedge$25.001/14/2011 3:58:10 PM
money-bauble$100.001/14/2011 4:01:07 PM
FinanceEngine$25.001/14/2011 4:22:15 PM
visionary-currency$50.001/14/2011 4:52:55 PM
treasure-bliss$50.001/14/2011 4:53:04 PM
fortytwo$50.001/14/2011 4:55:32 PM
rangers94$25.001/14/2011 4:56:14 PM
restless-currency$41.011/14/2011 4:56:29 PM
Banker7371$25.001/14/2011 4:56:49 PM
sci_guy$25.001/14/2011 4:56:53 PM
jazzlender$50.001/14/2011 3:58:32 PM
melodious-fairness$50.001/14/2011 4:56:59 PM
ASR3$35.001/14/2011 4:57:26 PM
Eastern$50.001/14/2011 3:59:28 PM
amijo$25.001/14/2011 5:04:23 PM
valiant-liberty4$25.001/14/2011 3:59:43 PM
market-assembler$50.001/14/2011 4:01:11 PM
Bank42$50.001/14/2011 3:58:36 PM
inspiring-reward$50.001/14/2011 3:58:44 PM
brother_tam$30.541/14/2011 3:58:58 PM
building_community$25.001/14/2011 3:59:17 PM
djalan$25.001/14/2011 4:06:21 PM
worldly-community3$50.001/14/2011 6:05:59 PM
paytonbrigadier$263.621/14/2011 4:05:27 PM
Centaur$50.001/14/2011 4:36:29 PM
treasure-omatic2$25.001/14/2011 4:41:14 PM
omahajay$25.001/14/2011 4:28:05 PM
Danfromnapa$50.001/14/2011 7:50:51 PM
Medops911$25.001/14/2011 4:48:21 PM
Rulea72$35.001/14/2011 8:18:31 PM
Xeam$50.001/14/2011 9:11:39 PM
tsui517$50.001/14/2011 10:39:07 PM
engbusres$50.001/14/2011 10:42:38 PM
gold-blanket0$25.001/14/2011 4:52:23 PM
zaquiri_ice$25.001/14/2011 4:53:35 PM
rmachi$25.001/15/2011 1:03:03 AM
gold-channel2$50.001/14/2011 4:49:29 PM
SkiNZ$25.001/15/2011 1:20:55 AM
CyberCapital$25.001/15/2011 1:21:26 AM
totoro$25.001/15/2011 1:21:52 AM
brandilton$25.001/14/2011 4:56:10 PM
Vreet$25.611/15/2011 1:22:59 AM
faldska$25.001/15/2011 1:24:16 AM
Weaverville$25.001/15/2011 1:24:36 AM
five-star-responsibility0$50.001/14/2011 4:52:04 PM
the-transaction-stronghold$25.001/14/2011 4:56:25 PM
panegryst$25.001/14/2011 4:56:39 PM
jbadawg1017$25.001/15/2011 1:41:49 AM
best-listing-toro$25.001/14/2011 4:53:33 PM
platinum-genetics$25.001/14/2011 4:57:24 PM
Dubbs360$25.001/15/2011 1:46:46 AM
IIP77$25.001/15/2011 1:50:31 AM
Easystreet$25.001/15/2011 1:50:51 AM
gustavzantanon$26.041/15/2011 1:53:07 AM
kvandivo$25.001/15/2011 2:08:20 AM
deal-zoo$50.001/14/2011 4:56:20 PM
ssh1983$25.001/15/2011 2:09:36 AM
janus_god$25.001/15/2011 2:12:43 AM
icchok$50.001/14/2011 4:57:14 PM
revenue-achievement$25.001/14/2011 4:57:22 PM
imlosttoo$25.001/15/2011 2:33:27 AM
rulender$40.421/15/2011 2:49:51 AM
authoritative-loot$25.001/14/2011 5:05:03 PM
hanuman77$50.001/15/2011 2:56:27 AM
AM2008$25.001/14/2011 6:00:40 PM
JustOneVoice$25.001/14/2011 6:07:27 PM
flwah$25.001/15/2011 3:04:10 AM
intlargonaut$50.001/14/2011 6:09:11 PM
Oakland$50.001/14/2011 6:15:47 PM
uncleubb$25.001/14/2011 5:09:04 PM
BGILlender$35.101/14/2011 5:34:00 PM
MissionMicroFinance$25.001/14/2011 5:34:14 PM
revenue-prospector$50.001/14/2011 7:24:46 PM
RKLFinancial$25.001/14/2011 8:20:47 PM
revenue-pipeline$25.001/14/2011 6:14:28 PM
MicroL$50.001/14/2011 6:34:09 PM
Dan77$25.001/14/2011 7:48:55 PM
thomkozik$28.271/15/2011 1:20:32 AM
realtormoises$25.001/14/2011 8:03:46 PM
tylerfd$25.001/15/2011 1:23:05 AM
jonn834$25.001/15/2011 1:33:19 AM
payment-artist$50.001/15/2011 1:35:33 AM
TheYellowDart$25.001/15/2011 1:43:36 AM
THREE-POINTS-LENDING$33.031/15/2011 1:45:37 AM
frclmym$25.001/14/2011 10:09:02 PM
Dazz2061$25.001/15/2011 1:46:35 AM
AM2171$25.001/14/2011 10:15:46 PM
Dreams4Cash$25.001/15/2011 1:49:16 AM
Cheburashka$25.001/15/2011 1:50:13 AM
the-profit-oracle$25.001/14/2011 10:54:14 PM
ClearLake$25.001/15/2011 1:58:44 AM
Sibelius2$25.001/15/2011 2:08:55 AM
credit-kahuna$50.001/15/2011 12:14:10 AM
LKN2RTR$25.001/15/2011 2:09:54 AM
DcUnited$30.001/15/2011 2:10:47 AM
DrStaff$30.001/15/2011 1:03:37 AM
suk200$25.001/15/2011 2:12:31 AM
wwwUniversal$25.001/15/2011 1:10:29 AM
pi31415$25.001/15/2011 1:19:56 AM
aader$25.001/15/2011 1:22:55 AM
zeelender$25.001/15/2011 1:24:01 AM
selfmademan$25.001/15/2011 1:25:53 AM
jleng$25.001/15/2011 2:49:01 AM
ianakacg$25.001/15/2011 1:33:24 AM
mrfixit49$25.001/15/2011 2:51:24 AM
schnatty$25.001/15/2011 3:14:37 AM
chlebie$25.001/15/2011 3:16:04 AM
gjh37$33.281/15/2011 3:16:27 AM
EJO$25.001/15/2011 1:58:32 AM
DadWarbucks$60.001/15/2011 2:10:20 AM
PsiPro$25.001/15/2011 2:10:55 AM
Leopoldine$25.001/15/2011 2:12:37 AM
CapeDollars$26.241/15/2011 2:28:20 AM
RSV$25.001/15/2011 2:29:10 AM
jblack01$25.001/15/2011 2:29:31 AM
USCGC$25.001/15/2011 2:30:54 AM
Gladglide$25.121/15/2011 2:33:13 AM
Washington_Loan$25.001/15/2011 2:50:35 AM
Robyn5722$25.001/15/2011 2:52:43 AM
julijask$45.001/15/2011 2:55:50 AM
rsd4444$25.001/15/2011 3:13:14 AM
indomitable-coin$100.001/13/2011 10:02:55 AM
simplelender80$100.001/13/2011 10:03:32 AM
organized-payment6$50.001/13/2011 10:04:13 AM
ursus$100.001/13/2011 10:04:21 AM
impeccable-transparency$50.001/13/2011 10:04:58 AM
jescowa$50.001/13/2011 10:15:43 AM
fareast_man$25.001/13/2011 10:16:36 AM
debtcollector$50.001/13/2011 10:17:05 AM
commerce-yeller$50.001/13/2011 10:02:20 AM
velocity-solo$25.001/13/2011 10:17:33 AM
bowdish1$50.001/13/2011 10:03:14 AM
power-trophy7$25.001/13/2011 10:03:45 AM
american6$100.001/13/2011 10:06:26 AM
tech310$50.001/13/2011 10:02:51 AM
skuba$75.001/13/2011 10:03:03 AM
genius520$100.001/13/2011 10:03:26 AM
honorable-yield$25.001/13/2011 10:04:08 AM
worthy-bid8$50.001/13/2011 10:05:26 AM
radforj22$25.001/13/2011 10:06:00 AM
be_wise$25.001/13/2011 10:15:09 AM
rolandweary$25.001/13/2011 10:16:59 AM
objective-investor$150.001/13/2011 10:18:58 AM
SanJoser$25.001/13/2011 10:20:22 AM
fiddlerzvi$50.001/13/2011 10:20:54 AM
gt1687c$50.001/13/2011 10:15:54 AM
dcap3$25.001/13/2011 10:17:51 AM
dignified-finance$50.001/13/2011 2:35:08 PM
congardner1$25.001/13/2011 11:49:33 AM
Artist_Blue$25.001/13/2011 3:05:09 PM
felicity-loyalist0$30.001/13/2011 3:17:44 PM
kind-bid-genome$25.001/13/2011 3:18:06 PM
samo102us$25.001/13/2011 3:19:10 PM
Ducatiman1978$25.001/13/2011 3:19:33 PM
merriewold$40.001/13/2011 1:58:07 PM
ijspence$25.001/13/2011 2:12:29 PM
sharp518$25.001/13/2011 3:29:26 PM
langdonx$50.001/13/2011 5:09:32 PM
bhaus5$25.001/13/2011 7:37:21 PM
Goodlender42$25.001/13/2011 10:17:15 PM
kevin314$50.001/13/2011 10:50:15 PM
chameleon125$25.001/14/2011 6:42:15 AM
Streetfighter$50.001/14/2011 6:59:45 AM
ptjg$50.001/14/2011 7:10:15 AM
maldok1$25.001/13/2011 7:14:20 PM
earlj20$50.001/13/2011 7:15:09 PM
friendly-market5$25.001/14/2011 7:40:52 AM
rockhound84$25.001/14/2011 4:35:42 AM
rdav$25.001/14/2011 9:34:25 AM
worklessmakemore$50.001/14/2011 9:42:33 AM
Cherrypicker$50.001/14/2011 9:57:43 AM
the-enterprising-leverage$25.001/14/2011 9:59:22 AM
otto1939$50.001/14/2011 9:35:22 AM
Tradesmanlender$35.001/14/2011 9:36:59 AM
songbird98$50.001/14/2011 10:34:38 AM
laughmotel$25.001/14/2011 10:35:56 AM
Ripsaw4U$50.001/14/2011 11:59:37 AM
bigb7$28.901/14/2011 12:15:05 PM
chief_wo$25.001/14/2011 10:36:20 AM
lagnisiruk$25.001/14/2011 10:39:36 AM
TribecaFunding$50.001/14/2011 10:39:52 AM
wonderful-dime$25.001/14/2011 2:11:06 PM
asya$25.001/14/2011 2:39:24 PM
WealthBuildingLessons$50.001/14/2011 11:12:44 AM
divedude$25.001/14/2011 10:48:52 AM
Watersports$25.001/14/2011 12:39:42 PM
lazyeye$25.001/14/2011 2:07:51 PM
downbet$50.001/14/2011 2:39:14 PM
orgy63$50.001/14/2011 3:59:20 PM
Barak$50.001/14/2011 3:59:27 PM
brightest-affluence-motivator$50.001/14/2011 4:35:32 PM
engaging-worth$25.001/14/2011 3:05:57 PM
red-unequivocal-finance$25.001/14/2011 4:36:35 PM
syounker$25.001/14/2011 4:49:43 PM
listing-trapper3$75.001/14/2011 3:54:11 PM
nalaari$25.001/14/2011 4:52:17 PM
powerful-finance7$25.001/14/2011 4:53:37 PM
ultimatepaintball$25.001/14/2011 4:54:15 PM
GatorsFan$50.001/14/2011 4:56:07 PM
fightinjoe$50.001/14/2011 4:56:44 PM
patriot897$50.001/14/2011 4:56:55 PM
KarmaBum77$25.001/14/2011 4:57:45 PM
jpjones86$25.001/14/2011 5:04:17 PM
andypbe$50.001/14/2011 5:04:28 PM
jenkris$50.001/14/2011 5:05:02 PM
Davidson2$50.001/14/2011 4:05:46 PM
greenback-maniac$25.001/14/2011 4:42:39 PM
top-integrity-sunshine$26.211/14/2011 6:40:28 PM
manfromMaine$25.001/14/2011 4:27:52 PM
native68$50.001/14/2011 8:35:58 PM
newest-generous-income$25.001/14/2011 4:45:39 PM
SecondChanceLendingSERV$50.001/14/2011 10:06:48 PM
auctionator1$50.001/14/2011 4:50:30 PM
tender-integrity3$100.001/14/2011 4:53:36 PM
finance-magma7$50.001/14/2011 4:49:13 PM
BCD$25.001/15/2011 1:19:17 AM
Anny-Disco$50.001/14/2011 4:50:14 PM
shamil45$25.001/15/2011 1:21:05 AM
Frenchynh$25.001/15/2011 1:21:40 AM
Veltliner$25.001/15/2011 1:22:03 AM
und-alum$50.001/14/2011 4:56:09 PM
kscc183$25.001/15/2011 1:22:49 AM
likeable-leverage5$250.001/14/2011 4:56:11 PM
dunox$25.001/14/2011 4:56:16 PM
hopethisworks$50.001/14/2011 4:56:32 PM
Strato$25.021/15/2011 1:26:27 AM
stoopidnoodle$25.001/14/2011 4:56:57 PM
hrubinst$50.001/14/2011 4:57:05 PM
dinero-speaker$25.001/14/2011 4:57:08 PM
Interloper$25.001/15/2011 1:34:19 AM
fcukciti$25.001/14/2011 4:57:11 PM
panther757$25.001/14/2011 4:57:23 PM
WindyKid$25.001/15/2011 1:42:21 AM
investment-tempo$36.921/14/2011 4:53:38 PM
Havana21$100.001/14/2011 4:53:58 PM
token34$25.001/15/2011 1:45:48 AM
divemaster$25.001/15/2011 1:49:07 AM
auction-ambrosia$25.001/14/2011 5:05:00 PM
Radium84$25.001/15/2011 1:57:59 AM
yarg$28.821/15/2011 1:58:38 AM
astute-investment5$25.001/14/2011 4:56:18 PM
benjamin67$29.371/15/2011 2:08:47 AM
bigphish$25.001/14/2011 4:56:21 PM
bold-treasure-neutrino$50.001/14/2011 5:08:16 PM
Ragestang$25.001/15/2011 2:09:40 AM
chris-heretoinvest$25.001/14/2011 4:56:27 PM
anders94$50.001/15/2011 2:18:26 AM
BinghamtonMBA06$25.001/14/2011 5:04:27 PM
NY_Lender$50.001/14/2011 5:04:58 PM
shawndw$25.891/15/2011 3:14:27 AM
tnjohnso$25.001/14/2011 5:08:42 PM
awe53$25.001/15/2011 3:16:38 AM
chererat$100.001/14/2011 6:14:48 PM
open-moola$50.001/14/2011 5:14:29 PM
red-favorable-basis$25.001/14/2011 5:16:44 PM
repaymeplease$25.001/14/2011 5:28:01 PM
a-consummate-camaraderi$50.001/14/2011 6:46:20 PM
kulender$50.001/14/2011 5:36:16 PM
currency-balancer$25.001/14/2011 5:51:31 PM
heavenly-repayment4$25.001/14/2011 6:14:37 PM
Whitewater_Loans$30.171/14/2011 6:36:48 PM
mgking007$32.491/14/2011 10:21:34 PM
Cubsfan07$25.001/15/2011 1:01:48 AM
Premierelender$25.001/14/2011 7:44:38 PM
vegibenz$25.001/15/2011 1:05:03 AM
StoneBreaker$50.001/14/2011 7:46:28 PM
AdamClemSC$25.001/15/2011 1:25:45 AM
Snoopylover$25.001/15/2011 1:27:24 AM
profitable-money$25.001/14/2011 8:37:45 PM
Tapu22$50.001/14/2011 9:36:47 PM
carlover$25.001/15/2011 1:44:06 AM
gametime34$25.761/15/2011 1:46:25 AM
MasterKey$25.001/15/2011 2:09:15 AM
topher515$25.001/15/2011 2:09:47 AM
lcole32$25.001/15/2011 2:10:38 AM
Ready2Loan$25.001/15/2011 1:02:41 AM
Carne_Chung$25.001/15/2011 2:12:14 AM
saschar$25.001/15/2011 2:18:00 AM
morewhatsinstore$25.001/15/2011 1:19:39 AM
Oupa-George$25.001/15/2011 1:21:34 AM
ualf$50.001/15/2011 1:23:12 AM
roman2008$25.001/15/2011 2:31:04 AM
drtexican$27.441/15/2011 2:48:30 AM
Ven58$50.001/15/2011 1:27:15 AM
InvestorPartners$25.001/15/2011 1:33:13 AM
bbrelo$25.001/15/2011 1:33:35 AM
jwood3030$25.001/15/2011 2:53:04 AM
irrelevant$25.001/15/2011 3:02:51 AM
laufer32304$30.651/15/2011 1:44:20 AM
ouyangers$25.001/15/2011 3:14:16 AM
russm011$31.361/15/2011 3:15:32 AM
atmaan$27.311/15/2011 3:16:46 AM
Philosonie$25.001/15/2011 2:11:46 AM
mmckune$25.001/15/2011 2:12:27 AM
6moonbeams$50.001/15/2011 2:18:18 AM
macgeek$25.001/15/2011 2:29:42 AM
Papa_Mema$25.001/15/2011 2:30:33 AM
integrity-enrichment2$35.001/15/2011 2:43:28 AM
CSUgrad08$25.411/15/2011 2:49:47 AM
ElChico124$26.791/15/2011 2:51:09 AM
cvlender$25.001/15/2011 2:52:00 AM
tsquared_030$30.971/15/2011 2:54:04 AM
photo999$25.001/15/2011 3:02:27 AM
bdevil10$25.001/15/2011 3:14:40 AM
MoneyForNothing$1.231/15/2011 3:17:02 AM
375 Investments
 
Borrower Payment Dependent Notes Series 490611
This series of Notes was issued and sold upon the funding of the borrower loan #46641, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.30% Listing Start date:  Jan-14-2011 
Term: 36 months Listing End date:  Jan-14-2011 
 
Lender yield: 4.99% Borrower rate/APR: 5.99% / 6.33% Monthly payment: $228.13
 
Lender servicing fee: 1.00% Effective Yield*: 5.00%  
Estimated return*: 3.70%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jun-1972 Debt/Income ratio: 16%
Credit score: 740-759 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:3y 0m
Amount delinquent: $0 Total credit lines: 12 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,618Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 29%  
   Homeownership: No  
Screen name: market-boots Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 13 ( 100% ) 740-759 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
760-779 (Nov-2009)
 
Principal balance: $2,645.41 31+ days late: 0 ( 0% )
Total payments billed: 13  
Description
Paying off credit cards
Purpose of loan:
This loan will be used to pay off credit cards

My financial situation: Good job with good job security for the last three years. Still paying off some credit card debt.
I am a good candidate for this loan because I've changed my spending habits and am now budgeting appropriately.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Slapshot$25.001/14/2011 10:06:25 AM
restless-currency$35.961/14/2011 10:07:14 AM
balance-voyager$50.001/14/2011 10:08:58 AM
kyomoon$50.001/14/2011 10:08:46 AM
xphile$25.001/14/2011 10:09:06 AM
helpishere777$50.001/14/2011 10:09:13 AM
b1geasy$25.001/14/2011 10:07:08 AM
Aberdeen$7,500.001/14/2011 10:09:24 AM
8 Investments
 
Borrower Payment Dependent Notes Series 490643
This series of Notes was issued and sold upon the funding of the borrower loan #46559, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $11,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-15-2011 
Term: 36 months Listing End date:  Jan-17-2011 
 
Lender yield: 13.49% Borrower rate/APR: 14.49% / 16.65% Monthly payment: $378.58
 
Lender servicing fee: 1.00% Effective Yield*: 13.26%  
Estimated return*: 7.31%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-2001 Debt/Income ratio: Not calculated
Credit score: 780-799 (Jan-2011) Inquiries last 6m: 0Employment status:Not employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:4y 3m
Amount delinquent: $0 Total credit lines: 6Stated income:Not employed
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $719 
Delinquencies in last 7y: 0 Bankcard utilization: 1%  
   Homeownership: No  
Screen name: the-restless-platinum Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business Capital
Purpose of loan:
This loan will be used to fund a project I have for my business.

My financial situation:
I am a good candidate for this loan because I pay my debts and honor them.

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: You do not list your employment or your monthly income/debt. Please list current mo income and what your total installment/revolving debt is. Also, how long, if employed, have you been at your current job? Thank you - enthusiast758
A: I have less than 200 monthly debt and my income is varies monthly from 400-1000 depending on my business. I have no revolving debt. (Jan-16-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
fiddlerzvi$25.001/15/2011 11:40:35 AM
first-upright-payout$25.001/15/2011 11:41:20 AM
museic1$50.001/15/2011 11:43:17 AM
organized-payment6$50.001/15/2011 11:48:07 AM
inspire22$50.001/15/2011 11:48:59 AM
ijspence$25.001/15/2011 11:55:13 AM
worthy-bid8$50.001/15/2011 11:39:47 AM
homestarrunner$50.001/15/2011 11:56:14 AM
objective-investor$150.001/15/2011 11:41:03 AM
GElender$50.001/15/2011 11:57:41 AM
worldly-community3$50.001/15/2011 11:43:20 AM
tech310$50.001/15/2011 11:59:22 AM
investment-star$50.001/15/2011 11:40:27 AM
tsui517$32.041/15/2011 12:01:04 PM
skuba$75.001/15/2011 11:49:13 AM
power-trophy7$25.001/15/2011 11:49:46 AM
a-responsible-return$25.001/15/2011 11:48:02 AM
handshake5$100.001/15/2011 11:49:07 AM
simplelender80$100.001/15/2011 11:49:41 AM
downtownfarm$25.001/15/2011 11:54:39 AM
maldok1$25.001/15/2011 11:55:24 AM
rdav$25.001/15/2011 11:56:03 AM
lagnisiruk$25.001/15/2011 11:56:35 AM
vigilance-revolutionary$50.001/15/2011 11:55:11 AM
Goodlender42$25.001/15/2011 11:55:49 AM
flexible-and-social$50.001/15/2011 2:44:31 PM
heavenly-repayment4$25.001/15/2011 12:00:29 PM
sonicpluto$25.001/15/2011 1:03:42 PM
soheagle$25.001/15/2011 1:01:25 PM
Bank42$50.001/15/2011 2:33:09 PM
Weaverville$50.001/15/2011 2:29:36 PM
flexible-return297$50.001/15/2011 2:39:33 PM
jazzlender$25.001/15/2011 2:31:59 PM
painter85$50.001/15/2011 2:46:50 PM
husamk$25.001/15/2011 10:55:22 PM
wise-deal-panda$50.001/15/2011 4:20:25 PM
Lender75$50.001/15/2011 4:20:32 PM
IIP77$25.001/15/2011 3:01:06 PM
Independenttools$25.001/15/2011 6:20:42 PM
Leshan$25.001/16/2011 7:34:32 AM
income-pillow$50.001/15/2011 4:49:27 PM
benefit-squirrel$30.001/15/2011 5:20:16 PM
exuberant-loot$25.001/15/2011 6:19:03 PM
proud-silver0$50.001/16/2011 10:12:54 AM
plentiful-reward$50.001/15/2011 9:54:21 PM
auction-seeker$25.001/16/2011 11:42:39 AM
janasek$25.001/16/2011 12:19:11 PM
sensible-fund$50.001/16/2011 6:15:08 AM
superpuppy$50.001/16/2011 2:00:25 PM
balance-force$29.001/15/2011 11:19:20 PM
ethical-point$25.001/16/2011 9:16:54 AM
eloquent-dime416$50.001/16/2011 9:30:39 AM
loss-of-control$50.001/16/2011 8:22:23 AM
alpinaut$25.001/16/2011 9:30:31 AM
Thunder08$50.001/16/2011 9:34:35 AM
Attract$25.001/16/2011 11:40:01 AM
peace-missile$25.001/16/2011 3:16:01 PM
capital-dynamo0$50.001/16/2011 9:41:36 PM
TelegramSam$25.001/16/2011 2:32:09 PM
sincere-balance$25.001/16/2011 3:30:10 PM
MasterKey$25.001/16/2011 9:59:12 PM
nalaari$25.001/16/2011 9:59:34 PM
ava2009$50.001/16/2011 9:59:48 PM
Leopoldine$25.001/16/2011 9:59:59 PM
generosity-finder8$33.001/16/2011 10:00:42 PM
meenan$50.001/16/2011 10:00:50 PM
treasure-bliss$50.001/16/2011 10:01:13 PM
anders94$50.001/16/2011 10:01:22 PM
gold-channel2$50.001/16/2011 10:01:46 PM
building_community$25.001/16/2011 10:01:52 PM
efficient-treasure0$25.001/16/2011 10:02:36 PM
interest-exec9$25.001/17/2011 6:56:35 AM
fearless-bonus473$200.001/16/2011 6:07:48 PM
kmr2$100.001/16/2011 8:04:28 PM
MoneyForNothing$15.841/17/2011 10:24:24 AM
fishcreek$25.001/16/2011 9:20:13 PM
Queueball1$25.001/16/2011 9:59:11 PM
cassius84$25.001/16/2011 9:59:17 PM
mkl42$50.001/16/2011 9:59:32 PM
panther757$25.001/16/2011 9:59:53 PM
money-bauble$50.001/16/2011 10:00:08 PM
uncleharold$25.001/16/2011 10:00:41 PM
shrewd-credit7$50.001/16/2011 10:00:55 PM
balance-voyager$50.001/16/2011 10:01:03 PM
Interloper$25.001/16/2011 10:01:17 PM
Dazz2061$25.001/16/2011 10:01:19 PM
dinero-speaker$25.001/16/2011 10:01:32 PM
Apex-Lender$25.001/16/2011 9:29:08 PM
RoyFauntleroy$50.001/16/2011 10:01:44 PM
1phantom$50.001/16/2011 10:02:47 PM
duty-starfish8$50.001/17/2011 3:19:12 AM
locofuego$50.001/16/2011 9:59:10 PM
economy-producer$25.001/16/2011 9:59:14 PM
five-star-responsibility0$50.001/16/2011 9:59:25 PM
lostontheedge$25.001/16/2011 9:59:51 PM
ASR3$35.001/16/2011 9:59:56 PM
Hutpit$31.121/16/2011 10:00:03 PM
bountiful-durability$100.001/16/2011 10:00:53 PM
funnymoney1$25.001/16/2011 10:01:14 PM
DcUnited$30.001/16/2011 10:01:35 PM
studious-bonus7$100.001/16/2011 10:01:41 PM
fcukciti$25.001/16/2011 10:01:49 PM
fightinjoe$50.001/16/2011 10:02:01 PM
smear87$25.001/17/2011 7:01:58 AM
Ocean713$50.001/16/2011 10:02:37 PM
rss197$25.001/16/2011 10:02:45 PM
villagers$25.001/16/2011 10:02:54 PM
roman2008$25.001/16/2011 10:02:59 PM
adventurous-cash$25.001/17/2011 7:21:50 AM
investment-comet$25.001/17/2011 7:24:21 AM
lizard_lips$50.001/17/2011 1:05:42 AM
bailey1223$25.001/17/2011 7:57:13 AM
kind-scholarly-peace$25.001/17/2011 8:40:02 AM
credit-investor5$50.001/17/2011 6:40:43 AM
DLock99$50.001/17/2011 9:50:06 AM
ekn_enterprises$25.001/17/2011 9:29:29 AM
truelumen$25.001/17/2011 9:58:34 AM
american6$50.001/15/2011 11:41:25 AM
enthralling-deal180$50.001/15/2011 11:44:53 AM
genius520$100.001/15/2011 11:49:33 AM
impeccable-transparency$50.001/15/2011 11:50:09 AM
be_wise$25.001/15/2011 11:54:05 AM
gt1687c$50.001/15/2011 11:54:14 AM
otto1939$50.001/15/2011 11:56:18 AM
steely_dan34$25.001/15/2011 11:56:52 AM
C_Mark$50.001/15/2011 11:57:44 AM
market-assembler$50.001/15/2011 11:57:53 AM
the-enterprising-leverage$25.001/15/2011 11:41:17 AM
radforj22$25.001/15/2011 11:43:11 AM
the-profit-oracle$25.001/15/2011 12:01:26 PM
KHU2-B$25.001/15/2011 12:02:22 PM
enthralling-investment$50.001/15/2011 12:02:56 PM
flexible-value$100.001/15/2011 12:30:18 PM
bowdish1$50.001/15/2011 11:49:23 AM
honorable-yield$25.001/15/2011 11:49:51 AM
commerce-yeller$50.001/15/2011 11:49:05 AM
ursus$100.001/15/2011 11:49:57 AM
orange-generous-ore$25.001/15/2011 11:54:03 AM
rolandweary$25.001/15/2011 11:54:20 AM
velocity-solo$50.001/15/2011 11:54:29 AM
Streetfighter$50.001/15/2011 11:55:58 AM
conceptpi$50.001/15/2011 11:54:52 AM
revenue-pipeline$25.001/15/2011 12:00:26 PM
ray1051$25.001/15/2011 12:01:54 PM
a-consummate-camaraderi$50.001/15/2011 12:00:42 PM
credit-kahuna$50.001/15/2011 12:01:16 PM
golden-wealth2$50.001/15/2011 12:01:42 PM
mizon291$50.001/15/2011 12:01:49 PM
pensacolaborn$50.001/15/2011 12:02:14 PM
gold-commander0$50.001/15/2011 12:02:33 PM
SPB$50.001/15/2011 1:29:13 PM
DasMula$25.001/15/2011 2:16:05 PM
Ripsaw4U$50.001/15/2011 1:21:21 PM
brother_tam$50.001/15/2011 2:32:26 PM
mistertao$25.001/15/2011 9:46:43 PM
6moonbeams$50.001/15/2011 2:49:46 PM
gold-blanket0$25.001/15/2011 2:50:22 PM
ferocious-exchange3$50.001/15/2011 2:50:38 PM
flwah$25.001/15/2011 3:03:41 PM
mmullen2$25.001/15/2011 6:59:53 PM
superb-funds335$25.001/16/2011 2:04:03 PM
ianakacg$25.001/16/2011 2:04:13 PM
powerful-finance7$25.001/16/2011 2:54:23 PM
siegoris$50.001/16/2011 5:55:13 AM
jutdon84$50.001/16/2011 6:48:17 AM
dreammachine$50.001/16/2011 8:14:13 AM
skywise$50.001/16/2011 10:44:25 AM
kind-unassuming-fund$25.001/16/2011 12:39:29 PM
finance_mba$25.001/16/2011 2:03:23 PM
Eastern$50.001/16/2011 2:04:17 PM
five-star-justice$36.001/16/2011 1:51:29 PM
kulender$50.001/16/2011 9:55:25 PM
robertmm25$50.001/16/2011 9:59:09 PM
visionary-community$25.001/16/2011 9:59:19 PM
WLenders$50.001/16/2011 9:59:23 PM
hopeful-truth5$100.001/16/2011 9:59:40 PM
platinum-genetics$25.001/16/2011 9:59:54 PM
poeman$50.001/16/2011 10:00:48 PM
BaxterEvil$25.001/16/2011 10:00:52 PM
CPAMAN$25.001/16/2011 10:01:15 PM
bdevil10$25.001/16/2011 10:01:28 PM
julijask$44.731/16/2011 10:01:40 PM
panegryst$25.001/16/2011 10:01:48 PM
hrubinst$50.001/16/2011 10:02:05 PM
richboy56$25.001/16/2011 10:02:32 PM
commerce-web5$50.001/16/2011 10:02:43 PM
papaloha$25.001/16/2011 10:25:41 PM
buvaet$25.001/16/2011 5:32:54 PM
shun500$25.001/17/2011 1:14:39 AM
wwwUniversal$25.001/17/2011 3:20:09 AM
calkidd05$26.001/17/2011 7:06:21 AM
newest-generous-income$25.001/17/2011 8:05:48 AM
WolRab$50.001/17/2011 9:19:34 AM
lsx7$50.001/16/2011 8:32:24 PM
dgammons$25.001/17/2011 9:44:15 AM
principal-lion$25.001/16/2011 6:55:07 PM
RG$25.001/16/2011 7:59:08 PM
E_G$50.001/16/2011 9:59:07 PM
Ivan2007$50.001/16/2011 9:59:16 PM
ROCKI9$50.001/16/2011 9:59:39 PM
KarmaBum77$25.001/16/2011 9:59:58 PM
sshs$50.001/16/2011 8:32:04 PM
riproaringrapids$25.001/16/2011 10:00:47 PM
Headhunter14$25.001/16/2011 10:01:05 PM
Banker7371$25.001/16/2011 10:01:12 PM
laufer32304$32.271/16/2011 10:01:18 PM
ClearLake$25.001/16/2011 10:01:21 PM
ptjg$50.001/16/2011 10:01:38 PM
icchok$50.001/16/2011 10:01:50 PM
Barak$100.001/16/2011 10:02:03 PM
comet55$25.001/16/2011 10:02:51 PM
junctionking$25.001/17/2011 12:39:35 AM
tremendous-payment$25.001/16/2011 9:56:59 PM
Dubbs360$25.001/16/2011 9:58:41 PM
upperdeck$25.001/17/2011 5:55:39 AM
Touchette$25.001/16/2011 9:59:13 PM
aasx1108$25.001/16/2011 9:59:20 PM
13loans$25.001/16/2011 9:59:36 PM
revenue-achievement$25.001/16/2011 9:59:52 PM
janus_god$25.001/16/2011 10:00:06 PM
rmachi$25.001/16/2011 10:00:33 PM
money-explorer3$25.001/16/2011 10:00:45 PM
gold-sushi$25.001/16/2011 10:01:30 PM
Papa_Mema$25.001/16/2011 10:01:37 PM
Palacios$50.001/16/2011 10:01:43 PM
sci_guy$25.001/16/2011 10:01:54 PM
rate-mogul$50.001/16/2011 10:02:07 PM
Gabriel02$25.001/16/2011 10:02:34 PM
inspired-investment8$100.001/16/2011 10:02:52 PM
peso-colonel$50.001/16/2011 10:02:56 PM
NewTouchAssociateLLC$50.001/16/2011 10:59:28 PM
divedude$25.001/17/2011 8:14:24 AM
rakstar$25.001/17/2011 8:39:40 AM
schnaars$25.001/17/2011 7:15:58 AM
loyalty-czar$50.001/17/2011 9:26:43 AM
secureincome$1,500.001/17/2011 9:56:16 AM
MGinvest$25.001/17/2011 10:11:39 AM
durability-high-five$25.001/17/2011 10:24:19 AM
238 Investments
 
Borrower Payment Dependent Notes Series 490673
This series of Notes was issued and sold upon the funding of the borrower loan #46611, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-13-2011 
Term: 36 months Listing End date:  Jan-13-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $142.87
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Apr-1995 Debt/Income ratio: 14%
Credit score: 680-699 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 2 Current / open credit lines: 12 / 11Length of status:8y 11m
Amount delinquent: $227 Total credit lines: 38 Occupation: Social Worker
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $4,120Stated income:$75,000-$99,999
Delinquencies in last 7y: 9 Bankcard utilization: 26%  
   Homeownership: Yes  
Screen name: deal-casserole Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
srw555
Purpose of loan:
This loan will be used?to assist my daughter with her tuition for? this semester in?college. She was not able to obtain full financial aid.?

My financial situation:
I am a good candidate for this loan because I have been on my job for the past 9 years and have a steady bank account?

Monthly net income: $ 2,035

Monthly expenses: $
??Housing: $?600.00
??Insurance: $ 60.00
??Car expenses: $120.00
??Utilities: $?100.00
??Phone, cable, internet: $ 120.00
??Food, entertainment: $?50.00
??Clothing, household expenses $
??Credit cards and other loans: $ 600.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
musegaze$100.001/13/2011 3:46:01 PM
amusement4$100.001/13/2011 3:49:15 PM
point-kitten6$50.001/13/2011 3:49:33 PM
Speculator$50.001/13/2011 3:50:00 PM
ah-long$25.001/13/2011 3:51:17 PM
ingenious-truth0$50.001/13/2011 3:52:17 PM
bid-czar8$50.001/13/2011 3:54:12 PM
the-auction-bear$25.001/13/2011 3:44:19 PM
reflective-rupee$33.331/13/2011 4:19:50 PM
Lend2006$25.001/13/2011 4:50:44 PM
WisconsinLiberal$25.001/13/2011 5:06:48 PM
bazaar-festivity$81.221/13/2011 3:49:09 PM
capital-halo1$500.001/13/2011 3:49:21 PM
ThatDanGuy$50.001/13/2011 3:49:29 PM
fareast_man$25.001/13/2011 3:51:02 PM
EBITDA$25.001/13/2011 3:49:22 PM
genius520$100.001/13/2011 3:49:26 PM
HelpfulLender1$25.001/13/2011 4:11:20 PM
UCLA4life$25.001/13/2011 3:51:38 PM
social-heart$50.001/13/2011 5:08:31 PM
Unclejohn$30.001/13/2011 4:55:49 PM
freebush69$1,300.001/13/2011 5:07:18 PM
handshake5$100.001/13/2011 3:48:50 PM
PatRichi$25.001/13/2011 3:52:28 PM
velocity-solo$30.001/13/2011 4:08:59 PM
honorable-yield$25.001/13/2011 3:49:38 PM
Aunca$50.001/13/2011 3:49:45 PM
first-upright-payout$25.001/13/2011 3:49:52 PM
Bob450$25.001/13/2011 3:53:42 PM
Moe87$25.001/13/2011 3:58:37 PM
Investoman$100.001/13/2011 3:48:54 PM
zipemdown$50.001/13/2011 3:49:42 PM
goodhearted-basis4$25.001/13/2011 3:49:46 PM
worthy-bid8$50.001/13/2011 3:49:48 PM
credit-sycamore4$100.001/13/2011 3:50:14 PM
goodhearted-basis4$25.001/13/2011 3:51:27 PM
bold-steady-peso$25.001/13/2011 4:24:29 PM
vigorous-velocity$50.001/13/2011 3:52:09 PM
truth-ceremony$25.001/13/2011 3:53:17 PM
wwwUniversal$25.001/13/2011 5:08:30 PM
40 Investments
 
Borrower Payment Dependent Notes Series 490725
This series of Notes was issued and sold upon the funding of the borrower loan #46699, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.20% Listing Start date:  Jan-15-2011 
Term: 36 months Listing End date:  Jan-15-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $304.84
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 15.37%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Apr-2002 Debt/Income ratio: 33%
Credit score: 680-699 (Jan-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:8y 9m
Amount delinquent: $0 Total credit lines: 15 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,425Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 34%  
   Homeownership: No  
Screen name: bold-platinum-welder Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
vaction
Purpose of loan:
This loan will be used to? to take a vacation to my girlfriend

My financial situation:
I am a good candidate for this loan because? i have always paid my bills ontime

Monthly net income: $ 2,200 a month

Monthly expenses: $
??Housing: $ 250.00
??Insurance: $ 100.00
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 400.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
green-capital-hornet$25.001/15/2011 11:40:31 AM
108lender$150.001/15/2011 11:44:13 AM
nickel-hickory$50.001/15/2011 11:48:40 AM
genius520$100.001/15/2011 11:53:23 AM
first-upright-payout$25.001/15/2011 11:53:49 AM
lagnisiruk$25.001/15/2011 11:56:29 AM
nilonc1$100.001/15/2011 11:57:51 AM
payment-gusto$25.001/15/2011 11:58:01 AM
realtormoises$25.001/15/2011 11:42:48 AM
wise-deal-panda$50.001/15/2011 12:00:15 PM
leverage-ectasy$30.001/15/2011 12:01:11 PM
the-profit-oracle$25.001/15/2011 12:01:13 PM
Comoparklender$50.001/15/2011 11:46:03 AM
ElAbel11$25.001/15/2011 12:02:27 PM
leverage-monger$25.001/15/2011 12:04:58 PM
Rogesparkguy$25.001/15/2011 12:06:57 PM
UCLA4life$25.001/15/2011 11:47:43 AM
Kash2010lu$53.001/15/2011 11:47:47 AM
the-auction-bear$25.001/15/2011 11:52:55 AM
capital-halo1$500.001/15/2011 11:53:13 AM
WorldlyWorker$25.001/15/2011 2:29:41 PM
worthy-bid8$50.001/15/2011 11:53:42 AM
DrStaff$25.001/15/2011 2:30:18 PM
Ducatiman1978$25.001/15/2011 2:31:02 PM
unassassinable$25.001/15/2011 2:31:42 PM
zeelender$25.001/15/2011 2:31:45 PM
kulender$50.001/15/2011 11:58:11 AM
AdrianWapcaplet$50.001/15/2011 11:58:15 AM
Rob717171$50.001/15/2011 11:55:42 AM
MilitaryLending$25.001/15/2011 11:59:12 AM
YellowJacket$25.001/15/2011 2:58:56 PM
auction-architect7$50.001/15/2011 2:59:07 PM
TCR3$31.581/15/2011 11:57:39 AM
WLenders$50.001/15/2011 2:59:47 PM
panther757$25.001/15/2011 3:00:26 PM
gold-channel2$25.001/15/2011 3:00:32 PM
nerdfactor$25.001/15/2011 3:01:16 PM
the-silver-blaster$50.001/15/2011 3:02:47 PM
orange-preeminant-bill$50.001/15/2011 3:03:02 PM
bazaar-festivity$54.131/15/2011 11:58:56 AM
jobani$25.001/15/2011 12:03:07 PM
Rdodson11$25.001/15/2011 11:59:58 AM
newest-generous-income$25.001/15/2011 12:01:24 PM
restless-currency$25.001/15/2011 1:03:17 PM
diplomatic-wealth7$25.001/15/2011 1:03:28 PM
Whipster$50.001/15/2011 12:06:24 PM
bold-meteoric-justice$50.001/15/2011 1:09:50 PM
bonafide-economy$50.001/15/2011 1:03:13 PM
J-Rott$100.001/15/2011 2:21:36 PM
ticketman2$25.001/15/2011 2:29:52 PM
agiovasil$25.001/15/2011 2:30:49 PM
foothillender$25.001/15/2011 1:35:15 PM
nalaari$25.001/15/2011 2:31:16 PM
inspiring-reward$50.001/15/2011 2:31:48 PM
Makingitrain$25.001/15/2011 2:24:21 PM
Touchette$25.001/15/2011 2:59:14 PM
MADAOO7$50.001/15/2011 2:59:54 PM
data2360$50.001/15/2011 3:00:20 PM
revenue-achievement$25.001/15/2011 3:00:25 PM
tech310$50.001/15/2011 3:00:34 PM
shrewd-peace7$25.001/15/2011 3:01:19 PM
Caerus$50.001/15/2011 3:02:46 PM
social-heart$50.001/15/2011 3:03:28 PM
thankful-nickel2$25.001/15/2011 3:35:00 PM
Moe87$25.001/15/2011 4:07:54 PM
Weaverville$25.001/15/2011 2:59:40 PM
FundMaker$1.231/15/2011 4:19:58 PM
LiveNow$25.001/15/2011 3:00:24 PM
finance-mushroom$100.001/15/2011 3:00:26 PM
berkeleyalum$25.001/15/2011 3:01:17 PM
head$25.001/15/2011 3:14:57 PM
HedgeFund$50.001/15/2011 3:34:44 PM
missing-link$25.001/15/2011 11:44:48 AM
velocity-solo$25.001/15/2011 11:47:50 AM
EBITDA$25.001/15/2011 11:53:20 AM
vigorous-velocity$50.001/15/2011 11:54:37 AM
kendallv$25.001/15/2011 11:57:00 AM
graceful-investment$100.001/15/2011 11:58:49 AM
Wellman$50.001/15/2011 12:00:07 PM
dollar-sonnet3$50.001/15/2011 11:43:27 AM
reward-adventure$50.001/15/2011 12:01:59 PM
skybolt4$25.001/15/2011 12:02:04 PM
JPMorrisLegacyFund$100.001/15/2011 11:44:31 AM
heatherwood$50.001/15/2011 12:02:39 PM
musegaze$50.001/15/2011 11:47:40 AM
droopie1$25.001/15/2011 12:06:20 PM
Cheburashka$25.001/15/2011 1:00:36 PM
selector568$100.001/15/2011 11:47:28 AM
Turtlebear44$50.001/15/2011 1:03:12 PM
credit-sycamore4$100.001/15/2011 11:48:16 AM
Sven79$50.001/15/2011 1:03:18 PM
handshake5$100.001/15/2011 11:52:25 AM
platinum-scientist9$25.001/15/2011 1:19:34 PM
Investoman$100.001/15/2011 11:52:45 AM
maldok1$25.001/15/2011 11:55:35 AM
extraordinary-interest1$50.001/15/2011 2:20:54 PM
amusement4$100.001/15/2011 11:53:07 AM
ThatDanGuy$50.001/15/2011 11:53:27 AM
honorable-yield$25.001/15/2011 11:53:35 AM
neutrino6$25.001/15/2011 2:31:18 PM
ptjg$25.001/15/2011 2:31:44 PM
truth-ceremony$25.001/15/2011 11:54:57 AM
jazzlender$25.001/15/2011 11:58:30 AM
new-social-economist$60.001/15/2011 11:59:40 AM
sensible-order2$31.051/15/2011 2:33:39 PM
patriot897$25.001/15/2011 12:00:01 PM
MoonMama$25.001/15/2011 11:56:47 AM
Bob450$25.001/15/2011 11:57:11 AM
loan-genie88$25.001/15/2011 12:00:56 PM
AMSlife$50.001/15/2011 11:57:17 AM
oceanside$25.001/15/2011 2:55:35 PM
GInBaghdad$25.001/15/2011 2:59:18 PM
famous-bill$25.001/15/2011 12:01:37 PM
resource777$25.001/15/2011 3:00:23 PM
green-thoughtful-yield$50.001/15/2011 3:00:31 PM
helping-out$45.001/15/2011 11:58:03 AM
money-bauble$25.001/15/2011 3:00:39 PM
ASR3$50.001/15/2011 3:00:44 PM
Worldskiboy$50.001/15/2011 3:01:15 PM
FeedTheMachine$50.001/15/2011 11:58:38 AM
a-plentiful-loyalty$50.001/15/2011 3:03:04 PM
rate-mogul$50.001/15/2011 3:03:38 PM
payout-bridge$100.001/15/2011 12:02:42 PM
fighter122$25.001/15/2011 11:59:28 AM
CA-Lender$25.001/15/2011 11:59:49 AM
ommcd$25.001/15/2011 12:00:11 PM
income-sage9$25.001/15/2011 12:00:58 PM
mindful-cash6$25.001/15/2011 12:01:53 PM
afm$50.001/15/2011 12:03:02 PM
larryboy10$50.001/15/2011 12:03:12 PM
a-successful-credit$100.001/15/2011 1:03:23 PM
Tradesmanlender$50.001/15/2011 12:05:36 PM
flexible-value$100.001/15/2011 12:34:50 PM
soulful-truth$50.001/15/2011 1:03:21 PM
VJ_Financial$50.001/15/2011 1:25:43 PM
social-conductor4$25.001/15/2011 1:25:50 PM
favorite-commerce$50.001/15/2011 1:28:07 PM
DasMula$37.441/15/2011 2:14:54 PM
jamiee73$25.001/15/2011 2:19:42 PM
income-excellence1$50.001/15/2011 2:33:37 PM
ferocious-exchange3$50.001/15/2011 2:46:55 PM
MissionMicroFinance$25.001/15/2011 2:30:23 PM
loan_doctor$25.001/15/2011 2:31:39 PM
WilliamLeeSims$25.001/15/2011 2:59:29 PM
Matt555555$50.001/15/2011 2:59:53 PM
dedicated-transaction796$31.571/15/2011 3:00:22 PM
toronado$50.001/15/2011 4:05:13 PM
towering-compassion$25.001/15/2011 2:59:10 PM
Doodlemeyer$50.001/15/2011 2:59:48 PM
healthy-worth5$25.001/15/2011 4:16:13 PM
CapitalismRocks$25.001/15/2011 3:00:24 PM
principal-trombone$50.001/15/2011 3:00:33 PM
hopeful-truth5$100.001/15/2011 3:00:45 PM
deal-secret-agent$25.001/15/2011 3:02:52 PM
wwwUniversal$25.001/15/2011 3:03:18 PM
Rogelio48$25.001/15/2011 3:50:14 PM
156 Investments
 
Borrower Payment Dependent Notes Series 490757
This series of Notes was issued and sold upon the funding of the borrower loan #46650, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-14-2011 
Term: 36 months Listing End date:  Jan-14-2011 
 
Lender yield: 13.49% Borrower rate/APR: 14.49% / 16.65% Monthly payment: $172.08
 
Lender servicing fee: 1.00% Effective Yield*: 13.26%  
Estimated return*: 7.31%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-1987 Debt/Income ratio: 28%
Credit score: 800-819 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 19 / 17Length of status:1y 11m
Amount delinquent: $0 Total credit lines: 42 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,918Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 3%  
   Homeownership: Yes  
Screen name: unequivocal-duty8 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
AC for suite!!
Purpose of loan:
This loan will be used to?
purchase an AC unit for the suite in our home :)
My financial situation:
I am a good candidate for this loan because?
I will pay the loan on time.? I have a very low credit usage compared to what is available to me (less than 5%)

Monthly net income: $ 3020

Monthly expenses: $
??Housing: $ 1038
??Insurance: $ 80
??Car expenses: $ 235
??Utilities: $?125
??Phone, cable, internet: $ 125
??Food, entertainment: $ 200
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 50
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
vine99$90.001/14/2011 10:07:17 AM
selector568$400.001/14/2011 10:07:20 AM
investment-artist$50.001/14/2011 10:08:23 AM
the-auction-bear$25.001/14/2011 10:09:48 AM
reflective-rupee$66.661/14/2011 10:10:49 AM
bowdish1$50.001/14/2011 10:13:00 AM
power-trophy7$25.001/14/2011 10:13:13 AM
five-star-justice$36.001/14/2011 10:13:28 AM
VonAp$60.001/14/2011 10:14:06 AM
rolandweary$25.001/14/2011 10:20:52 AM
rate-gravity$50.001/14/2011 10:22:58 AM
Goodlender42$25.001/14/2011 10:24:19 AM
ingenious-interest1$100.001/14/2011 10:25:18 AM
rdav$25.001/14/2011 10:26:13 AM
otto1939$50.001/14/2011 10:26:25 AM
skuba$75.001/14/2011 10:12:58 AM
genius520$100.001/14/2011 10:13:03 AM
nanaof7$25.001/14/2011 10:30:09 AM
worthy-bid8$50.001/14/2011 10:13:34 AM
commerce-yeller$25.001/14/2011 10:07:22 AM
enthralling-deal180$50.001/14/2011 10:08:34 AM
reflective-rupee$33.331/14/2011 10:10:27 AM
impeccable-transparency$50.001/14/2011 10:13:30 AM
be_wise$25.001/14/2011 10:20:35 AM
gt1687c$50.001/14/2011 10:20:40 AM
fiddlerzvi$50.001/14/2011 10:22:29 AM
ijspence$25.001/14/2011 10:22:45 AM
Leshan$25.001/14/2011 10:18:19 AM
capital-kingdom$25.001/14/2011 10:27:54 AM
objective-investor$150.001/14/2011 10:21:56 AM
conceptpi$50.001/14/2011 10:22:10 AM
langdonx$50.001/14/2011 10:23:08 AM
maldok1$25.001/14/2011 10:23:31 AM
amusement4$200.001/14/2011 10:24:22 AM
GElender$50.001/14/2011 10:25:16 AM
Streetfighter$50.001/14/2011 10:25:48 AM
beachfunder$25.001/14/2011 11:02:50 AM
hektek22$600.001/14/2011 10:35:52 AM
chief_wo$25.001/14/2011 10:36:28 AM
handshake5$100.001/14/2011 10:12:49 AM
first-upright-payout$25.001/14/2011 10:13:39 AM
radforj22$25.001/14/2011 10:13:44 AM
museic1$50.001/14/2011 10:20:36 AM
velocity-solo$50.001/14/2011 10:21:15 AM
many_many$40.071/14/2011 10:21:52 AM
vigilance-revolutionary$50.001/14/2011 10:22:31 AM
organized-payment6$50.001/14/2011 10:09:56 AM
goodhearted-basis4$25.001/14/2011 10:10:39 AM
ericgassercom$50.001/14/2011 10:25:58 AM
tech310$50.001/14/2011 10:12:53 AM
smart-gold$25.001/14/2011 10:26:37 AM
simplelender80$100.001/14/2011 10:13:06 AM
honorable-yield$25.001/14/2011 10:13:19 AM
Astyanax$50.001/14/2011 10:38:48 AM
ichibon$250.001/14/2011 10:09:34 AM
a-responsible-return$25.001/14/2011 10:09:51 AM
samdog079$50.001/14/2011 10:48:51 AM
vutah$50.001/14/2011 10:10:44 AM
DasMula$86.571/14/2011 10:11:00 AM
vigilance-searcher$25.001/14/2011 11:04:14 AM
RIVERHTS$50.001/14/2011 11:05:56 AM
inspire22$50.001/14/2011 10:12:45 AM
ursus$100.001/14/2011 10:13:23 AM
american6$100.001/14/2011 10:13:49 AM
orange-generous-ore$25.001/14/2011 10:20:33 AM
downtownfarm$25.001/14/2011 10:21:31 AM
DasMula$37.441/14/2011 10:17:13 AM
bestbuy$25.001/14/2011 10:26:19 AM
RandyL3$25.001/14/2011 10:33:39 AM
TribecaFunding$50.001/14/2011 10:40:01 AM
homestarrunner$50.001/14/2011 10:26:22 AM
the-enterprising-leverage$25.001/14/2011 10:26:53 AM
msh345$25.001/14/2011 10:58:13 AM
AK49-JW$30.001/14/2011 11:00:03 AM
TicTac$25.001/14/2011 11:02:01 AM
wwwUniversal$25.001/14/2011 10:36:49 AM
one-midas$100.001/14/2011 10:37:06 AM
lagnisiruk$25.001/14/2011 10:39:45 AM
respectful-integrity3$50.001/14/2011 11:02:49 AM
peace-sitar0$50.001/14/2011 11:07:44 AM
80 Investments
 
Borrower Payment Dependent Notes Series 490845
This series of Notes was issued and sold upon the funding of the borrower loan #46647, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-16-2011 
Term: 36 months Listing End date:  Jan-20-2011 
 
Lender yield: 13.49% Borrower rate/APR: 14.49% / 16.65% Monthly payment: $516.24
 
Lender servicing fee: 1.00% Effective Yield*: 13.26%  
Estimated return*: 7.31%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-1999 Debt/Income ratio: 10%
Credit score: 760-779 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:0y 2m
Amount delinquent: $0 Total credit lines: 18 Occupation: Engineer - Mechanic...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,776Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: invincible-bonus1 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Payoff housing expenses
Purpose of loan:
This loan will be used to?
Payoff of unexpected housing expenses.

My financial situation:
I am a good candidate for this loan because?
I earn a sizable income for a Fortune 100 company. My income is into six figures when considering bonuses and stock awards.

Monthly net income: $ 6,270

Monthly expenses:
??Housing: $1,619
??All other monthly expenses are typical with one car loan for less than $9,000 owed.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
enthralling-deal180$50.001/16/2011 5:30:33 PM
simplelender80$100.001/16/2011 5:37:14 PM
honorable-yield$25.001/16/2011 5:37:31 PM
rolandweary$25.001/16/2011 5:38:45 PM
rdav$25.001/16/2011 5:39:23 PM
market-assembler$50.001/16/2011 5:39:50 PM
heavenly-repayment4$25.001/16/2011 5:40:01 PM
ray1051$25.001/16/2011 5:40:11 PM
powerful-finance7$25.001/16/2011 5:41:16 PM
commerce-yeller$25.001/16/2011 5:30:28 PM
organized-payment6$50.001/16/2011 5:36:30 PM
bowdish1$50.001/16/2011 5:37:00 PM
museic1$50.001/16/2011 5:38:40 PM
fiddlerzvi$50.001/16/2011 5:38:59 PM
sensible-fund$25.001/17/2011 5:29:17 AM
Streetfighter$50.001/16/2011 5:39:20 PM
buvaet$25.001/16/2011 5:36:00 PM
C_Mark$100.001/16/2011 5:40:16 PM
Nyarpy$25.001/17/2011 6:53:02 AM
a-responsible-return$25.001/16/2011 5:36:28 PM
genius520$100.001/16/2011 5:37:07 PM
first-upright-payout$25.001/17/2011 6:59:57 AM
impeccable-transparency$50.001/16/2011 5:37:46 PM
peace-missile$25.001/16/2011 5:41:20 PM
worthy-bid8$50.001/16/2011 5:38:04 PM
radforj22$25.001/16/2011 5:38:12 PM
objective-investor$150.001/16/2011 5:38:53 PM
worldly-community3$50.001/16/2011 5:39:56 PM
investment-star$50.001/16/2011 5:40:08 PM
flexible-value$100.001/16/2011 5:40:26 PM
benefit-squirrel$30.001/16/2011 5:40:35 PM
sspemba$200.001/17/2011 9:56:13 AM
DasMula$57.001/16/2011 6:04:42 PM
Scotcha$50.001/16/2011 6:23:19 PM
kmr2$100.001/16/2011 8:04:36 PM
JustMee$25.001/16/2011 8:27:53 PM
nickel-position$25.001/16/2011 9:23:01 PM
Leshan$25.001/17/2011 6:35:10 AM
chestnut4$25.001/16/2011 10:00:01 PM
Chessplayer71$39.711/17/2011 11:59:41 AM
rakstar$25.001/17/2011 8:39:54 AM
loanman2007$100.001/17/2011 5:45:06 AM
upperdeck$25.001/17/2011 5:57:54 AM
balance-force$35.001/17/2011 8:43:42 AM
a-balance-surgeon$100.001/17/2011 8:58:34 AM
Usurious$25.001/17/2011 9:35:48 AM
grotheik$25.001/17/2011 9:40:41 AM
liberty-magnate$25.001/17/2011 9:47:31 AM
terrific-p2ploan$25.001/17/2011 7:32:15 PM
megich06$50.001/17/2011 11:43:03 AM
wlm3012$25.001/17/2011 11:52:05 AM
Nojukbong$50.001/17/2011 12:03:46 PM
hopeful-truth5$100.001/17/2011 12:20:28 PM
Leshan$25.001/17/2011 4:52:28 PM
Astyanax$50.001/17/2011 12:24:18 PM
dblakels$25.001/18/2011 9:18:15 AM
SLN-10$25.001/18/2011 2:02:05 PM
Wart126$25.001/18/2011 3:15:58 PM
franski12$50.001/18/2011 3:39:37 PM
tolerant-dinero2$25.001/18/2011 3:49:06 PM
note-sensation$50.001/18/2011 9:21:46 AM
Hola_James$25.001/18/2011 9:55:56 AM
gracej$25.001/18/2011 3:42:30 PM
Ambassador$50.001/18/2011 8:45:18 PM
Fiimg$50.001/18/2011 8:54:04 PM
Centaur$50.001/18/2011 3:30:42 PM
LenderByDay$25.001/19/2011 5:29:21 AM
mamayama$50.001/18/2011 7:30:32 PM
rovo$25.001/18/2011 10:09:31 PM
aimm$25.001/19/2011 9:38:55 AM
velocity-warrior$50.001/19/2011 1:00:08 AM
soheagle$25.001/19/2011 9:54:06 AM
the-profit-oracle$25.001/19/2011 1:40:11 AM
kendigme$25.001/19/2011 2:31:09 AM
alpinaut$25.001/19/2011 5:54:32 AM
DaddyBill$30.001/18/2011 7:22:44 PM
cloud8$60.001/19/2011 7:50:22 AM
cbllender$25.001/19/2011 9:38:11 AM
mrack$50.001/19/2011 1:50:24 PM
exact-peso2$25.001/19/2011 6:42:12 AM
The-CAPS-fan$25.001/19/2011 7:30:58 AM
enchanted-note$50.001/19/2011 10:49:41 AM
superchicken$25.001/19/2011 11:10:18 AM
goldie414$50.001/19/2011 11:22:29 AM
grove611$50.001/19/2011 9:37:53 AM
first-restless-payout$50.001/19/2011 12:09:22 PM
paytonbrigadier$250.001/19/2011 3:07:39 PM
indomitable-coin$25.001/19/2011 10:17:40 AM
bullwink27$25.001/19/2011 11:36:51 AM
rate-mogul$50.001/19/2011 5:02:19 PM
money-bauble$150.001/19/2011 5:06:51 PM
js44043$25.001/19/2011 5:20:43 PM
Xoxira$44.671/19/2011 2:15:38 PM
wonderful-revenue0$25.001/19/2011 2:39:38 PM
credit-panda1$25.001/19/2011 5:34:54 PM
rogue_monster$50.001/19/2011 5:35:52 PM
Sefotonga$25.001/19/2011 5:35:56 PM
helpingothers2007$35.001/19/2011 5:36:08 PM
Trimalchio12$25.001/19/2011 5:36:21 PM
topher515$25.001/19/2011 5:36:44 PM
generosity-finder8$33.001/19/2011 5:36:58 PM
Papa_Mema$25.001/19/2011 5:37:19 PM
AF_Trust$50.001/19/2011 5:38:02 PM
interstellar$50.001/19/2011 6:01:04 PM
-Angel-Investor-$50.001/19/2011 8:23:56 PM
youthful-greenback3$25.001/19/2011 5:21:11 PM
ualf$28.741/20/2011 12:57:13 AM
Ragestang$25.001/20/2011 1:07:04 AM
Leopoldine$25.001/20/2011 1:07:59 AM
Aimvest$25.001/20/2011 1:09:11 AM
Aleut$25.001/20/2011 1:23:39 AM
kulender$50.001/20/2011 1:25:13 AM
steiglends$35.191/20/2011 1:37:04 AM
tremendous-payment$25.001/20/2011 1:37:48 AM
loot-heart$25.001/20/2011 1:38:54 AM
ash135$25.001/19/2011 5:34:40 PM
blue-velocity-investor$25.001/20/2011 1:55:27 AM
worthy-truth$25.001/19/2011 5:35:42 PM
Gibbyland$50.001/19/2011 5:36:07 PM
superpuppy$50.001/19/2011 5:36:16 PM
kbodendorf$50.001/19/2011 5:36:37 PM
visionary-community$25.001/19/2011 5:36:47 PM
superb-funds335$25.001/19/2011 5:37:27 PM
tender-integrity3$100.001/19/2011 5:37:55 PM
tomdooley12520$25.001/20/2011 5:22:37 AM
patriot897$50.001/19/2011 5:38:36 PM
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Eastern$50.001/19/2011 5:39:00 PM
grabtakeout$25.001/19/2011 7:24:00 PM
teega5$25.001/20/2011 9:19:59 AM
order-wizard$25.001/19/2011 8:02:21 PM
geekguy$25.001/20/2011 9:34:49 AM
tinoepang$50.001/19/2011 9:20:12 PM
orange-agreement-historian$30.001/20/2011 10:00:38 AM
selfmademan$25.001/20/2011 12:56:01 AM
hermosaloan$25.001/20/2011 1:05:18 AM
irrelevant$25.001/20/2011 1:23:05 AM
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freshdiet$100.001/19/2011 5:34:43 PM
ingenious-diversification$25.001/19/2011 5:35:09 PM
oracle3$50.001/19/2011 5:35:58 PM
puifais$50.001/19/2011 5:36:04 PM
bountiful-durability$100.001/19/2011 5:37:04 PM
BigLinCT$25.001/19/2011 5:37:42 PM
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ptjg$50.001/19/2011 5:38:19 PM
Banker7371$25.001/19/2011 5:38:40 PM
fightinjoe$50.001/19/2011 5:38:45 PM
Firescreek$25.001/20/2011 6:10:28 AM
planet7$25.001/20/2011 7:14:37 AM
Reputation1$25.001/20/2011 12:47:01 AM
nethawk00$25.001/20/2011 11:14:44 AM
brazilofmux$44.651/20/2011 12:49:10 AM
lokiswolf$27.001/20/2011 12:54:39 AM
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WolRab$25.491/20/2011 12:57:26 AM
christifa$25.001/20/2011 1:05:26 AM
lounges$46.011/20/2011 1:35:40 AM
investment-tempo$38.831/20/2011 1:36:28 AM
benefit-position$30.001/20/2011 4:50:03 AM
MyPlantsEatBugs$25.001/20/2011 9:33:56 AM
golden-finance7$50.001/20/2011 9:34:17 AM
EretzCapital$38.871/20/2011 9:42:28 AM
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strutter$25.001/20/2011 11:13:53 AM
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ijspence$25.001/16/2011 5:39:11 PM
Goodlender42$25.001/16/2011 5:39:16 PM
the-enterprising-leverage$25.001/16/2011 5:39:33 PM
TelegramSam$25.001/16/2011 5:41:09 PM
tech310$50.001/16/2011 5:41:32 PM
reflective-rupee$400.771/16/2011 7:38:01 PM
SimpleChoice$25.001/16/2011 10:00:20 PM
ursus$100.001/16/2011 5:37:42 PM
american6$100.001/16/2011 5:38:16 PM
velocity-solo$50.001/16/2011 5:38:47 PM
cpblue79$50.001/17/2011 6:26:36 AM
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handshake5$100.001/16/2011 5:36:44 PM
skuba$75.001/16/2011 5:36:52 PM
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lagnisiruk$25.001/16/2011 5:39:42 PM
wise-deal-panda$50.001/16/2011 5:40:33 PM
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one-midas$50.001/16/2011 6:17:58 PM
Perksunlimited$50.001/17/2011 5:33:49 AM
Thunder08$50.001/17/2011 7:00:46 AM
papaloha$25.001/16/2011 10:25:55 PM
CreditBuilder2$100.001/16/2011 11:29:29 PM
rockhound84$25.001/17/2011 7:29:08 AM
TheSaltBoilers$25.001/17/2011 7:40:31 AM
paytonbrigadier$200.001/17/2011 5:02:50 AM
Flreap$25.001/17/2011 9:26:14 AM
credit-investor5$50.001/17/2011 6:40:52 AM
SolarMoonshine$25.001/17/2011 2:00:45 PM
divedude$25.001/17/2011 8:14:33 AM
LoisLoan$50.001/17/2011 5:26:13 PM
felicity-loyalist0$25.001/17/2011 10:08:34 AM
Msbutterfly$50.001/17/2011 12:24:28 PM
malomar66$50.001/17/2011 3:08:12 PM
JohnWS$60.801/17/2011 11:52:23 AM
Speculator$50.001/18/2011 8:54:39 AM
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bigphish$25.001/17/2011 5:29:29 PM
diverse-benjamins$25.001/17/2011 7:24:59 PM
coin-investor$25.001/17/2011 7:34:17 PM
redx$25.001/18/2011 12:09:30 AM
Artist_Blue$25.001/18/2011 6:14:52 AM
llequire1$50.001/18/2011 7:56:37 AM
impartial-deal$25.001/17/2011 9:09:35 PM
wise-rupee-sanctuary$50.001/18/2011 9:35:38 AM
Ven58$50.001/18/2011 3:29:54 PM
rss197$25.001/18/2011 7:25:07 AM
note-virtuoso8$50.001/18/2011 1:24:11 PM
engaging-worth$25.001/18/2011 5:50:16 PM
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platinum-rapture6$50.001/18/2011 7:29:24 PM
pr0sp3r1ty$25.001/18/2011 7:44:21 PM
Nicedad72$25.001/18/2011 4:57:59 PM
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Carpetkid$25.001/18/2011 5:19:57 PM
machkimaspesi$25.001/19/2011 8:20:26 AM
Florida67$50.001/19/2011 4:39:10 AM
Mindful7$25.001/19/2011 4:45:22 AM
jamiee73$25.001/19/2011 6:04:17 AM
green-moola-sniffer$25.001/19/2011 10:16:58 AM
Shanester$25.001/19/2011 7:53:57 AM
sjlender$50.001/19/2011 11:09:51 AM
giannyny$25.001/19/2011 12:56:04 PM
GElender$50.001/19/2011 1:41:01 AM
reflective-rupee$600.771/19/2011 2:49:35 PM
Zipline$25.001/19/2011 10:50:45 AM
Katburg$50.001/19/2011 11:10:09 AM
treasure-bliss$50.001/19/2011 4:51:28 PM
enriched-note6$25.001/19/2011 9:44:21 AM
visionary-currency$50.001/19/2011 1:23:52 PM
F16Pilot$25.001/19/2011 1:38:43 PM
StWaldo$25.001/19/2011 3:29:15 PM
intelligent-income7$25.001/19/2011 10:54:20 AM
Sol_Invictus$25.001/19/2011 10:57:22 AM
intelligent-income7$25.001/19/2011 11:00:29 AM
deal-zoo$50.001/19/2011 12:38:10 PM
6moonbeams$50.001/19/2011 5:06:26 PM
auction-seeker$25.001/19/2011 5:20:19 PM
platinum-optimization1$25.001/19/2011 1:12:21 PM
jazzlender$25.001/19/2011 5:23:06 PM
revenue-candy$25.001/19/2011 1:40:06 PM
phillipd48$25.001/19/2011 5:34:30 PM
stollcm$25.001/19/2011 5:35:16 PM
neutrino6$25.001/19/2011 5:35:28 PM
UncleSteve3000$25.001/19/2011 5:35:49 PM
ocho$50.001/19/2011 5:35:54 PM
investment-comet$25.001/19/2011 5:36:02 PM
Raaveness$50.001/19/2011 5:36:12 PM
cropdust3r$25.001/19/2011 5:36:33 PM
mkl42$50.001/19/2011 5:36:50 PM
balance-voyager$50.001/19/2011 5:37:14 PM
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life-is-great$25.001/19/2011 4:06:33 PM
crowdetc$50.001/19/2011 9:25:51 PM
responsibility-cherry6$50.001/19/2011 11:19:08 PM
easylender$25.001/20/2011 12:45:50 AM
ClearLake$25.001/20/2011 12:56:08 AM
helpinghand63$25.001/20/2011 1:07:22 AM
bold-treasure-neutrino$50.001/19/2011 5:23:57 PM
108lender$100.001/19/2011 5:24:06 PM
julijask$45.001/20/2011 1:25:31 AM
financial-frenzy$33.651/20/2011 1:38:02 AM
dinero-speaker$25.001/20/2011 1:38:49 AM
mobius_titan$25.001/19/2011 5:34:51 PM
Ragnar$40.001/19/2011 5:35:12 PM
market-jam$50.001/19/2011 5:35:33 PM
hons2000$25.001/19/2011 5:36:05 PM
bonus-zone$25.001/19/2011 5:36:10 PM
ciscoparrot$25.001/19/2011 5:36:19 PM
shrewd-credit7$50.001/19/2011 5:37:08 PM
villagers$25.001/19/2011 5:37:24 PM
ianakacg$25.001/19/2011 5:37:29 PM
ASR3$35.001/19/2011 5:38:00 PM
Tradesmanlender$35.001/19/2011 5:38:14 PM
innocent-income4$25.001/19/2011 5:38:34 PM
buckyhead2000$25.001/19/2011 5:38:38 PM
inspired-investment8$100.001/19/2011 5:38:48 PM
scredneck$50.001/20/2011 6:18:26 AM
biffmush$100.001/19/2011 5:50:09 PM
rbgnr111$25.001/20/2011 7:00:05 AM
revenue-appraiser$25.001/20/2011 7:08:48 AM
unafraid-loan5$25.001/20/2011 9:24:11 AM
wwwUniversal$25.001/19/2011 8:24:21 PM
rcldesign$25.001/20/2011 9:34:33 AM
djmgd790$26.961/20/2011 9:34:59 AM
sfd$50.001/20/2011 9:42:17 AM
fortytwo$150.001/19/2011 5:16:06 PM
Cheburashka$25.001/19/2011 5:21:49 PM
direct-compassion$25.001/19/2011 11:33:50 PM
Oryx22$25.221/20/2011 12:54:49 AM
jlwells$25.001/20/2011 12:59:01 AM
jojnax$25.001/20/2011 1:04:43 AM
andycheb$45.041/20/2011 1:24:08 AM
AF-Chief$50.001/19/2011 5:34:24 PM
Alwayssail$25.001/19/2011 5:34:31 PM
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lending_well$50.001/19/2011 5:35:05 PM
currency-agave$25.001/19/2011 5:35:18 PM
nalaari$25.001/20/2011 1:38:34 AM
bdevil10$25.001/20/2011 1:38:45 AM
cberthiaume$25.001/19/2011 5:35:46 PM
Tasmir$25.001/20/2011 1:39:44 AM
rose88$50.001/19/2011 5:36:00 PM
dinero-festivity2$34.141/20/2011 1:40:06 AM
bonus-genius$25.001/19/2011 5:36:14 PM
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jonn834$25.001/19/2011 5:37:49 PM
Bank42$50.001/19/2011 5:38:03 PM
gold-channel2$50.001/19/2011 5:38:43 PM
panegryst$25.001/19/2011 5:39:07 PM
MathMuse$25.001/20/2011 6:20:57 AM
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gt5149c$25.001/20/2011 6:59:38 AM
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missmoneypenny48$25.001/20/2011 9:25:25 AM
NYCFinancier$25.001/20/2011 12:45:41 AM
WallyWall$50.001/20/2011 11:09:03 AM
roman2008$25.001/20/2011 9:34:41 AM
durability-exchanger$25.001/20/2011 9:35:36 AM
jtd6cb$18.231/20/2011 11:16:15 AM
Ripsaw4U$33.351/20/2011 12:56:23 AM
SKOAL$26.541/20/2011 1:05:45 AM
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brother_tam$50.001/20/2011 1:09:22 AM
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JTCorp$25.001/20/2011 1:35:46 AM
chlebie$25.001/20/2011 1:36:19 AM
wise-bonus-honker$25.811/20/2011 1:36:31 AM
wise-silver-wonder$25.001/20/2011 1:36:53 AM
mpatrick$25.001/20/2011 9:59:49 AM
worth-arch$25.001/20/2011 1:40:32 AM
Lubava$25.001/20/2011 10:17:24 AM
riproaringrapids$25.001/20/2011 3:19:54 AM
cathybiz$25.001/20/2011 4:09:20 AM
mmellace$50.001/20/2011 5:59:01 AM
liweih21$25.001/20/2011 6:05:11 AM
bashar$25.001/20/2011 8:09:28 AM
Oupa-George$25.001/20/2011 9:34:11 AM
hanuman77$28.611/20/2011 9:34:56 AM
Munnie$25.001/20/2011 9:35:33 AM
dejnik$25.001/20/2011 10:06:57 AM
355 Investments
 
Borrower Payment Dependent Notes Series 490875
This series of Notes was issued and sold upon the funding of the borrower loan #46708, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-17-2011 
Term: 36 months Listing End date:  Jan-19-2011 
 
Lender yield: 13.49% Borrower rate/APR: 14.49% / 16.65% Monthly payment: $240.91
 
Lender servicing fee: 1.00% Effective Yield*: 13.26%  
Estimated return*: 7.31%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1994 Debt/Income ratio: 18%
Credit score: 760-779 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 11Length of status:8y 4m
Amount delinquent: $0 Total credit lines: 59 Occupation: Analyst
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $3,957Stated income:$75,000-$99,999
Delinquencies in last 7y: 2 Bankcard utilization: 14%  
   Homeownership: Yes  
Screen name: Mya2007 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to? consolidate credit card and home improvement

My financial situation:
I am a good candidate for this loan because?I have?been employee with the same company for 8 plus years?

Monthly net income: $ 5000

Monthly expenses: $
??Housing: $ 1600
??Insurance: $ 1200
??Car expenses: $ 250
??Utilities: $ 100
??Phone, cable, internet: $ 50
??Food, entertainment: $ 100
??Clothing, household expenses $ 50
??Credit cards and other loans: $?200
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Mortgage balance $268K with no 2nd/heloc. Between $280-$310 K (Jan-17-2011)
Q: Could you explain the delinquencies and the public records? - Johnab
A: Caused by family health and economic hardship. (Jan-18-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
selector568$300.001/17/2011 10:36:15 AM
worthy-bid8$50.001/17/2011 10:36:21 AM
a-responsible-return$25.001/17/2011 10:40:11 AM
power-trophy7$25.001/17/2011 10:40:42 AM
rolandweary$25.001/17/2011 10:41:56 AM
powerful-finance7$25.001/17/2011 10:44:02 AM
sensible-fund$25.001/17/2011 10:44:30 AM
credit-investor5$50.001/17/2011 10:44:37 AM
gold-blanket0$25.001/17/2011 10:45:31 AM
wlm3012$25.001/17/2011 11:54:52 AM
Nojukbong$50.001/17/2011 12:04:23 PM
vb3jmg$25.001/17/2011 12:44:44 PM
american6$50.001/17/2011 10:36:26 AM
enthralling-deal180$50.001/17/2011 10:36:48 AM
commerce-yeller$25.001/17/2011 10:37:37 AM
loss-of-control$25.001/17/2011 3:14:28 PM
ursus$100.001/17/2011 10:40:46 AM
reflective-rupee$100.771/17/2011 10:41:22 AM
velocity-solo$50.001/17/2011 10:41:58 AM
Goodlender42$25.001/17/2011 10:42:20 AM
investment-star$50.001/17/2011 10:42:58 AM
flexible-value$100.001/17/2011 10:43:14 AM
kmr2$100.001/17/2011 10:44:17 AM
simplelender80$100.001/17/2011 10:40:40 AM
impeccable-transparency$50.001/17/2011 10:40:47 AM
be_wise$25.001/17/2011 10:41:49 AM
the-enterprising-leverage$25.001/17/2011 10:42:30 AM
ray1051$25.001/17/2011 10:43:00 AM
beakerfish$100.001/17/2011 12:38:26 PM
wise-deal-panda$50.001/17/2011 10:43:16 AM
DasMula$38.841/17/2011 10:48:34 AM
JohnWS$50.001/17/2011 11:37:11 AM
Msbutterfly$50.001/17/2011 12:24:30 PM
Techne_Funds_LLC$25.001/17/2011 3:46:35 PM
LoisLoan$50.001/17/2011 5:26:15 PM
bigphish$25.001/17/2011 5:29:33 PM
Xsi2k$25.001/18/2011 3:05:26 PM
redx$25.001/18/2011 12:09:33 AM
loanman2007$75.001/18/2011 4:37:14 AM
Artist_Blue$25.001/18/2011 6:14:46 AM
bejfishing$25.001/18/2011 4:39:02 PM
bill-expert$50.001/18/2011 8:51:25 AM
zx12rider$25.001/18/2011 9:58:29 AM
ethicalhumanist$50.001/18/2011 11:14:41 AM
blissful-exchange4$30.001/18/2011 3:06:59 PM
ChiPhi49083$25.001/18/2011 5:42:15 PM
dpries123$25.001/18/2011 10:46:23 AM
lotus6$36.001/18/2011 11:14:50 AM
pr0sp3r1ty$25.001/18/2011 7:44:23 PM
mpatrick$25.001/18/2011 2:25:13 PM
Finchy78$25.001/19/2011 1:09:31 AM
durable-investment8$25.001/18/2011 3:29:45 PM
fiddlerzvi$26.161/19/2011 1:59:24 AM
Florida67$50.001/19/2011 4:39:12 AM
alpinaut$25.001/19/2011 5:54:35 AM
cloud8$60.001/19/2011 7:50:19 AM
leverage-gravitas$25.001/18/2011 5:45:51 PM
klemer$25.001/18/2011 5:56:30 PM
fund-fox4$50.001/18/2011 8:08:10 PM
lucabratsie$50.001/18/2011 8:17:17 PM
ProudDad$50.001/18/2011 9:21:35 PM
Emmascollegefund$35.001/19/2011 10:46:44 AM
Erie100$29.711/19/2011 9:36:31 AM
RLaumeyer$25.001/19/2011 11:30:19 AM
bullwink27$25.001/19/2011 11:37:00 AM
YellowJacket$25.001/19/2011 1:07:58 AM
GElender$50.001/19/2011 12:37:40 PM
life-is-great$25.001/19/2011 4:06:36 PM
grove611$50.001/19/2011 9:38:01 AM
aimm$25.001/19/2011 9:38:57 AM
first-restless-payout$50.001/19/2011 12:09:23 PM
reflective-economy1$25.001/19/2011 10:15:41 AM
StWaldo$25.001/19/2011 3:29:19 PM
InvestForWealth$34.551/19/2011 4:41:33 PM
Zipline$25.001/19/2011 10:50:48 AM
Independenttools$25.001/19/2011 11:05:45 AM
sjlender$50.001/19/2011 11:09:53 AM
giannyny$25.001/19/2011 12:56:09 PM
hoonio$100.001/19/2011 1:37:46 PM
velocity-healer6$25.001/19/2011 5:34:56 PM
bazaar-festivity$100.001/19/2011 5:39:05 PM
fortytwo$50.001/19/2011 5:40:20 PM
hopeful-truth5$100.001/19/2011 5:37:57 PM
inspire22$50.001/17/2011 10:36:46 AM
skuba$75.001/17/2011 10:40:26 AM
honorable-yield$25.001/17/2011 10:40:44 AM
objective-investor$150.001/17/2011 10:42:11 AM
worldly-community3$50.001/17/2011 10:42:53 AM
TelegramSam$25.001/17/2011 10:44:01 AM
ansky127$25.501/17/2011 10:52:53 AM
Astyanax$50.001/17/2011 12:11:54 PM
Skiph$25.001/17/2011 1:09:16 PM
tech310$50.001/17/2011 10:37:22 AM
radforj22$25.001/17/2011 10:39:43 AM
organized-payment6$50.001/17/2011 10:40:12 AM
handshake5$100.001/17/2011 10:40:22 AM
bowdish1$50.001/17/2011 10:40:33 AM
genius520$100.001/17/2011 10:40:37 AM
ijspence$25.001/17/2011 10:42:18 AM
rdav$25.001/17/2011 10:42:27 AM
lagnisiruk$25.001/17/2011 10:42:38 AM
market-assembler$50.001/17/2011 10:42:45 AM
heavenly-repayment4$25.001/17/2011 10:42:55 AM
C_Mark$100.001/17/2011 10:43:01 AM
goodhearted-basis4$25.001/17/2011 10:35:13 AM
benefit-squirrel$30.001/17/2011 10:43:18 AM
gold-commander0$50.001/17/2011 10:39:54 AM
goodhearted-basis4$25.001/17/2011 10:40:17 AM
museic1$50.001/17/2011 10:41:50 AM
Streetfighter$50.001/17/2011 10:42:24 AM
bestbuy$25.001/17/2011 10:42:29 AM
peace-missile$25.001/17/2011 10:44:08 AM
papaloha$25.001/17/2011 10:44:25 AM
divedude$25.001/17/2011 10:45:03 AM
SolarMoonshine$25.001/17/2011 1:57:51 PM
toronado$50.001/17/2011 6:24:03 PM
3_boyz$25.001/17/2011 2:09:44 PM
note-sensation$50.001/18/2011 9:21:52 AM
credit-serenity8$25.001/18/2011 9:35:14 AM
wise-rupee-sanctuary$50.001/18/2011 9:35:40 AM
outofoffice$25.871/18/2011 9:36:48 AM
exciting-responsibility3$25.001/17/2011 7:09:16 PM
rss197$25.001/18/2011 7:25:10 AM
hyeholdings$25.001/18/2011 8:38:35 AM
Speculator$50.001/18/2011 8:54:42 AM
impartial-deal$25.001/17/2011 9:09:38 PM
blue-useful-auction$25.001/18/2011 10:23:26 AM
Carpetkid$25.001/18/2011 5:19:59 PM
truenorth5$38.381/18/2011 4:49:04 PM
Fiimg$50.001/18/2011 8:54:05 PM
starry2001$25.001/18/2011 4:58:51 PM
Ven58$47.001/19/2011 12:57:31 AM
velocity-warrior$50.001/19/2011 1:00:12 AM
gracej$25.001/18/2011 3:42:35 PM
The-CAPS-fan$35.001/19/2011 7:32:48 AM
platinum-rapture6$50.001/18/2011 7:29:25 PM
rovo$25.001/18/2011 10:09:33 PM
soheagle$25.001/19/2011 9:54:08 AM
first-upright-payout$25.001/19/2011 1:59:03 AM
btrfly11$26.511/18/2011 6:33:39 PM
indomitable-coin$25.001/19/2011 10:17:42 AM
debt-patriot$57.701/19/2011 10:39:40 AM
wwwUniversal$25.001/19/2011 11:13:52 AM
enriched-note6$25.001/19/2011 9:46:21 AM
visionary-currency$50.001/19/2011 1:24:05 PM
F16Pilot$25.001/19/2011 1:38:47 PM
coin-sphinx4$100.001/19/2011 2:02:03 PM
investment-cluster$25.001/19/2011 2:47:57 PM
reflective-rupee$300.771/19/2011 2:52:07 PM
Barrayaran$25.001/19/2011 2:54:16 PM
usd1027$25.001/19/2011 3:30:41 PM
crw1950$42.001/19/2011 6:58:20 AM
sweet-bonus$25.001/19/2011 10:22:47 AM
SLJ3$25.001/19/2011 4:34:25 PM
superchicken$25.001/19/2011 11:10:20 AM
icon7$45.001/19/2011 5:04:07 PM
FundMaker$25.001/19/2011 1:19:21 PM
revenue-candy$25.001/19/2011 1:42:59 PM
hidavehi$27.001/19/2011 3:19:54 PM
Katburg$50.001/19/2011 11:10:11 AM
jfreaksho$25.001/19/2011 3:20:45 PM
161 Investments