Sales Report:Supplement No. 1 dated Dec 20, 2010 to Prospectus dated Dec 20, 2010File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Dec 20, 2010 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Dec 20, 2010 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
426473
This series of Notes was issued and sold upon the funding of the borrower loan #45965, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,800.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 36.60% |
Auction start date:
| Dec-06-2010 |
| |
Auction end date:
| Dec-10-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $81.42 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 38.72% |
Final monthly payment:
| $81.42 |
| |
|
Auction yield range:
| 16.57% - 34.00% |
Estimated loss impact:
| 38.61% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| -4.61% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Aug-1993 |
Debt/Income ratio:
| 41% |
|
Credit score:
| 640-659 (Dec-2010) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 6 |
Current / open credit lines:
| 11
/
10 | Length of status: | 9y 3m |
|
Amount delinquent:
| $13,466 |
Total credit lines:
| 40 |
Occupation: | Waiter/Waitress |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,578 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 19 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| teelcee |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 33 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Feb-2008)
|
|
Principal balance:
| $857.42 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 33 | | |
Description
Need to pay off some medical bills.
Purpose of loan:
This loan will be to pay off some medical bills..?
My financial situation:
I am a good candidate for this loan because I have been with Prosper for almost 3 years.? I have made all my payments on time.? My first prosper loan will be paid in full in February, 2010.? I am a single mom of an 9 year old boy and doing it all on my own. I have a full time job and work 40+ hours a week.? My first loan was to consolidate my credit cards.? My house was foreclosed on in July.? My loan was a variable rate loan and when the payments adjusted, I couldn't make the payments.? I tried everything I knew to get it refinanced with a fixed rate, but no one would help me.? I had no other choice but to let it go into foreclosure.? I rented a house in February 2009 and am current on my rent and my bills.? In July of this year, 2010, my son broke his arm and we are now receiving the bills for that.? My insurance, from my work, paid 80%, and my part is a little over $1800.? I have been trying to build my credit up as best that I can.? I plan to have most of my creditors paid off by February of next year.? I would appreciate anyone who would take the chance on me and help me out!
Monthly net income: $ 3000
Monthly expenses: $
??Housing: $ 795
??Insurance: $ 68
??Car expenses: $ 440
??Utilities: $ 250
??Phone, cable, internet: $ 138
??Food, entertainment: $ 200
??Clothing, household expenses $ 150
??Credit cards and other loans: $?350
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| zone6 | $70.00 | $15.49 | 12/6/2010 8:26:54 PM |
| red-favorable-basis | $25.00 | $25.00 | 12/6/2010 8:44:38 PM |
| currency-bumblebee | $25.00 | $25.00 | 12/7/2010 10:06:46 AM |
| reflective-rupee | $200.00 | $200.00 | 12/7/2010 1:46:32 PM |
| well-mannered-income3 | $30.00 | $30.00 | 12/7/2010 3:12:33 PM |
| spectrumlend | $25.00 | $25.00 | 12/7/2010 6:35:17 PM |
| Kash2010lu | $25.00 | $25.00 | 12/8/2010 9:26:31 AM |
| NekHoldings | $25.00 | $25.00 | 12/8/2010 5:28:08 AM |
| boodo | $101.04 | $101.04 | 12/8/2010 6:01:49 AM |
| mikeandcat | $50.00 | $50.00 | 12/8/2010 5:49:19 PM |
| bobd32 | $25.00 | $25.00 | 12/9/2010 10:20:24 AM |
| JobLowe | $34.26 | $34.26 | 12/8/2010 7:33:44 PM |
| shrewd-income | $180.00 | $180.00 | 12/9/2010 12:47:13 PM |
| Fire2 | $25.00 | $25.00 | 12/9/2010 2:51:40 PM |
| best-deal-escalator | $25.00 | $25.00 | 12/9/2010 4:10:09 PM |
| secondreality | $50.00 | $50.00 | 12/10/2010 4:37:33 AM |
| quest0 | $30.00 | $30.00 | 12/10/2010 1:21:36 PM |
| scarlet-velvet | $25.00 | $25.00 | 12/9/2010 10:27:35 PM |
| max007 | $30.00 | $30.00 | 12/10/2010 7:07:22 AM |
| cloud546 | $50.00 | $50.00 | 12/10/2010 2:28:00 PM |
| mammalian4 | $50.00 | $50.00 | 12/10/2010 10:17:09 AM |
| illinois_joe | $58.99 | $58.99 | 12/7/2010 7:04:36 AM |
| boodo | $115.22 | $115.22 | 12/7/2010 5:40:03 AM |
| UCLA4life | $25.00 | $25.00 | 12/7/2010 6:02:41 AM |
| SolarMoonshine | $50.00 | $50.00 | 12/8/2010 5:45:05 PM |
| brondero | $75.00 | $75.00 | 12/9/2010 8:09:08 AM |
| chameleon125 | $50.00 | $50.00 | 12/9/2010 7:40:31 AM |
| Iceman1347 | $25.00 | $25.00 | 12/9/2010 11:26:48 AM |
| mrxtravis | $50.00 | $50.00 | 12/9/2010 9:27:54 PM |
| return-grizzly | $100.00 | $100.00 | 12/10/2010 7:23:45 AM |
| Flying_Tilapia | $25.00 | $25.00 | 12/9/2010 10:01:57 PM |
| progressive-treasure1 | $50.00 | $50.00 | 12/10/2010 10:38:12 AM |
| CACO_Bank | $25.00 | $25.00 | 12/10/2010 11:41:38 AM |
| EJ217 | $25.00 | $25.00 | 12/10/2010 12:15:32 PM |
| competent-p2p | $30.00 | $30.00 | 12/10/2010 1:58:56 PM |
| FASTIZIO_P | $25.00 | $25.00 | 12/10/2010 2:46:39 PM |
| Bob450 | $25.00 | $25.00 | 12/10/2010 11:29:09 AM |
| 37 bids
|
Borrower Payment Dependent Notes Series
481531
This series of Notes was issued and sold upon the funding of the borrower loan #45986, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,600.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 36.60% |
Auction start date:
| Dec-10-2010 |
| |
Auction end date:
| Dec-17-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.88% |
Starting monthly payment:
| $72.38 |
|
Final lender yield:
| 24.50% |
Final borrower rate/APR:
| 25.50% / 29.16% |
Final monthly payment:
| $64.04 |
| |
|
Auction yield range:
| 16.51% - 34.00% |
Estimated loss impact:
| 38.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| -13.51% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Jul-1993 |
Debt/Income ratio:
| 62% |
|
Credit score:
| 700-719 (Dec-2010) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 34
/
30 | Length of status: | 2y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 75 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,383 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| WisconsinTrust |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Sep-2010)
640-659
(Jul-2010)
680-699
(Oct-2009)
700-719
(Aug-2009)
|
|
Principal balance:
| $694.31 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
Year End Tax Money
This loan will be used to cover my year end property taxes.? Some unexpected medical bills depleted our savings more than expected.
I am a good candidate because my?wife and I have stable, secure jobs, and we have never missed any payments...ever.
Please note that a significant portion of our debt is due to a contractor fraud situation we had about three years ago.? We have actually paid off a large portion of that debt. Please note we have NEVER missed any payments, even with this mess.
Here are our details:
Net Income
1800 x 2 = 3600 (Me, Proposal Engineer - I just got promoted to a new position)
1900 x 2 = 3800 (My wife, Teacher)
TOTAL 7400 month
Monthly Payments (Rounded)
Revolving Debt Payments 1656 (mostly at reduced interest rate we negotiated with creditors.)
Emergency Savings 400
Installment Loans 606
Student Loans 286
Household 1495
Mortgage 1824
Investments/Life Insurance 186
Private School Tuition/Fees 572
Child Care 375
TOTAL??? 7,400
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Why do you have so many credit lines and so much revolving debt? - money-baron
A:
As I mention in my listing, we had an issue with contractor fraud. A contractor took our initial payments to do an addition on our house and then never did any work except digging a bid hole in our back yard. Then he dissappeared. We decided to finish the job ourselves, but we were out of money. We opened and maxed out every credit card and loan we could get. We are proud that we have reduced almost $80K in debt to what you see we have now.
(Dec-14-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| superb-kindness2 | $25.00 | $25.00 | 12/10/2010 7:50:47 PM |
| Debby | $50.00 | $50.00 | 12/15/2010 12:51:34 PM |
| pioneer580 | $160.00 | $160.00 | 12/16/2010 3:50:28 AM |
| nextar | $50.00 | $50.00 | 12/15/2010 7:12:02 PM |
| Leshan | $150.00 | $150.00 | 12/15/2010 10:24:21 PM |
| courteous-note1 | $25.00 | $25.00 | 12/16/2010 3:15:52 PM |
| dammage | $25.25 | $25.25 | 12/16/2010 5:59:02 PM |
| orange-pound-party | $26.37 | $26.37 | 12/16/2010 7:36:32 PM |
| Feyenoord | $25.00 | $25.00 | 12/16/2010 4:28:46 PM |
| britches613 | $25.00 | $25.00 | 12/17/2010 8:43:00 AM |
| Bcs-cnc | $25.00 | $25.00 | 12/17/2010 11:55:50 AM |
| penny-sergeant | $25.00 | $25.00 | 12/17/2010 12:30:16 PM |
| exponential-peace5 | $25.00 | $25.00 | 12/17/2010 12:50:58 PM |
| wealth-multiplier | $25.00 | $25.00 | 12/17/2010 2:51:40 PM |
| tiger1818 | $25.00 | $25.00 | 12/17/2010 9:51:51 AM |
| REITRUST | $25.00 | $25.00 | 12/17/2010 10:54:37 AM |
| hillerod | $25.00 | $25.00 | 12/17/2010 1:42:30 PM |
| exchange-upholder0 | $25.00 | $25.00 | 12/17/2010 1:48:19 PM |
| supreme-hope | $25.00 | $25.00 | 12/17/2010 9:44:43 AM |
| credit-missile | $100.00 | $100.00 | 12/17/2010 11:11:50 AM |
| ultimate-peace | $125.00 | $125.00 | 12/17/2010 12:49:36 PM |
| investment-artist | $50.00 | $50.00 | 12/14/2010 8:41:23 AM |
| vine99 | $50.00 | $50.00 | 12/14/2010 9:52:10 PM |
| deepblue34 | $30.00 | $30.00 | 12/15/2010 5:40:05 PM |
| atomantic | $75.00 | $75.00 | 12/16/2010 11:25:20 AM |
| HenlopenCapital | $25.00 | $25.00 | 12/16/2010 5:57:29 AM |
| bullish2bearish | $77.93 | $77.93 | 12/16/2010 2:59:22 PM |
| realtormoises | $25.00 | $25.00 | 12/16/2010 4:26:52 PM |
| Astyanax | $50.00 | $50.00 | 12/17/2010 10:06:20 AM |
| farchoir | $25.00 | $25.00 | 12/17/2010 1:15:10 PM |
| rbgnr111 | $25.00 | $25.00 | 12/17/2010 2:19:22 PM |
| ultimate-peace | $125.00 | $30.45 | 12/17/2010 12:51:01 PM |
| wild-orange | $25.00 | $25.00 | 12/17/2010 1:16:52 PM |
| nickel-acrobat | $50.00 | $50.00 | 12/17/2010 11:12:14 AM |
| moola-monger9 | $50.00 | $50.00 | 12/17/2010 11:41:10 AM |
| 35 bids
|
Borrower Payment Dependent Notes Series
484643
This series of Notes was issued and sold upon the funding of the borrower loan #46045, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.30% |
Auction start date:
| Dec-08-2010 |
| |
Auction end date:
| Dec-15-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $158.33 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 38.72% |
Final monthly payment:
| $158.33 |
| |
|
Auction yield range:
| 16.51% - 34.00% |
Estimated loss impact:
| 20.31% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.69% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-2004 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 660-679 (Nov-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 4y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Tradesman - Electri... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,672 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| ncontras2 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Engagement Ring
Purpose of loan:
This loan will be used to? buy an engagement ring.
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $ 2470
Monthly expenses: $ 1400
??Housing: $ 0
??Insurance: $ 116
??Car expenses: $ 305
??Utilities: $ 200
??Phone, cable, internet: $ 250
??Food, entertainment: $ 300
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 300
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Artist_Blue | $25.00 | $25.00 | 12/8/2010 3:04:17 PM |
| money-bauble | $75.00 | $75.00 | 12/8/2010 3:46:32 PM |
| paytonbrigadier | $150.00 | $150.00 | 12/8/2010 3:07:58 PM |
| graceful-investment | $50.00 | $50.00 | 12/8/2010 4:26:48 PM |
| nilonc1 | $25.00 | $25.00 | 12/8/2010 4:52:24 PM |
| commanding-income774 | $25.00 | $25.00 | 12/8/2010 6:42:21 PM |
| reflective-rupee | $25.00 | $25.00 | 12/10/2010 9:27:51 AM |
| return-pumpkin7 | $25.00 | $25.00 | 12/13/2010 4:24:26 PM |
| Comoparklender | $50.00 | $50.00 | 12/13/2010 4:37:12 PM |
| JPMorrisLegacyFund | $100.00 | $100.00 | 12/13/2010 8:13:29 PM |
| worthy-bid8 | $25.00 | $25.00 | 12/13/2010 4:24:12 PM |
| Rogelio48 | $30.00 | $30.00 | 12/14/2010 1:00:14 AM |
| reflective-cash0 | $50.00 | $50.00 | 12/14/2010 3:00:03 PM |
| shmb6508 | $100.00 | $100.00 | 12/14/2010 3:14:27 PM |
| wampum-launcher0 | $25.00 | $25.00 | 12/14/2010 3:14:44 PM |
| tszbgae | $50.00 | $50.00 | 12/14/2010 3:14:52 PM |
| tech310 | $50.00 | $50.00 | 12/14/2010 3:15:04 PM |
| AF-Chief | $35.00 | $35.00 | 12/14/2010 3:15:51 PM |
| mtquan | $25.00 | $25.00 | 12/14/2010 3:16:30 PM |
| haplender | $50.00 | $50.00 | 12/14/2010 3:18:01 PM |
| HenryS | $50.00 | $50.00 | 12/14/2010 3:18:13 PM |
| DadWarbucks | $49.86 | $49.86 | 12/14/2010 2:56:47 PM |
| ah-long | $25.00 | $25.00 | 12/14/2010 2:59:56 PM |
| nybanker85 | $25.00 | $25.00 | 12/14/2010 3:01:25 PM |
| env | $25.00 | $25.00 | 12/14/2010 3:14:50 PM |
| Swabjockey | $50.00 | $50.00 | 12/14/2010 3:16:24 PM |
| green-capital-hornet | $25.00 | $25.00 | 12/14/2010 3:16:34 PM |
| Anny-Disco | $25.00 | $25.00 | 12/14/2010 3:17:16 PM |
| imoutdoorsy | $29.15 | $29.15 | 12/14/2010 3:15:30 PM |
| giannyny | $25.00 | $25.00 | 12/14/2010 3:16:12 PM |
| rocker6 | $25.00 | $25.00 | 12/14/2010 3:16:26 PM |
| Zipcut | $25.00 | $25.00 | 12/14/2010 5:54:28 PM |
| BrianRK | $26.00 | $26.00 | 12/14/2010 4:52:52 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/14/2010 5:49:47 PM |
| pokey38650 | $25.00 | $25.00 | 12/14/2010 6:46:35 PM |
| jasperpants | $25.00 | $25.00 | 12/14/2010 4:55:15 PM |
| sgt-schultz | $46.52 | $31.77 | 12/15/2010 7:44:14 AM |
| B2152 | $25.00 | $25.00 | 12/15/2010 12:50:28 PM |
| RyanM561 | $25.00 | $25.00 | 12/15/2010 1:34:48 PM |
| buffalobills | $25.00 | $25.00 | 12/15/2010 7:29:39 AM |
| Leshan | $25.00 | $25.00 | 12/15/2010 8:36:32 AM |
| friendinmoney | $25.00 | $25.00 | 12/15/2010 2:38:46 PM |
| Redmond | $25.00 | $25.00 | 12/8/2010 3:04:53 PM |
| Investoman | $25.00 | $25.00 | 12/13/2010 11:55:21 AM |
| AlexTrep | $25.00 | $25.00 | 12/13/2010 2:31:35 PM |
| friendinmoney | $25.00 | $25.00 | 12/13/2010 3:19:36 PM |
| kulender | $50.00 | $50.00 | 12/13/2010 4:24:00 PM |
| richboy56 | $25.00 | $25.00 | 12/13/2010 4:38:00 PM |
| ASR3 | $25.00 | $25.00 | 12/13/2010 4:23:36 PM |
| auction-architect7 | $50.00 | $50.00 | 12/13/2010 4:38:33 PM |
| reward-motion | $25.00 | $25.00 | 12/14/2010 2:55:34 PM |
| exchange-pledge | $25.00 | $25.00 | 12/14/2010 2:59:28 PM |
| aldeed | $25.00 | $25.00 | 12/14/2010 3:00:00 PM |
| finance-prescription | $50.00 | $50.00 | 12/14/2010 3:02:54 PM |
| euro-banker | $25.00 | $25.00 | 12/14/2010 3:15:07 PM |
| steamboatgal | $50.00 | $50.00 | 12/14/2010 3:15:26 PM |
| Tammy102800 | $25.00 | $25.00 | 12/14/2010 3:15:40 PM |
| jwjazzco | $25.00 | $25.00 | 12/14/2010 3:16:13 PM |
| orangetrust | $50.00 | $50.00 | 12/14/2010 3:16:29 PM |
| Aleut | $25.00 | $25.00 | 12/14/2010 3:17:35 PM |
| wise-silver-wonder | $25.00 | $25.00 | 12/14/2010 3:00:34 PM |
| dcap3 | $25.00 | $25.00 | 12/14/2010 3:47:17 PM |
| DeltaComputerGuy | $25.00 | $25.00 | 12/14/2010 3:48:08 PM |
| ore-seagull | $30.00 | $30.00 | 12/14/2010 3:14:34 PM |
| radiant-loan5 | $25.00 | $25.00 | 12/14/2010 3:14:56 PM |
| reward-adventure | $50.00 | $50.00 | 12/14/2010 3:16:07 PM |
| Bookophile | $50.00 | $50.00 | 12/14/2010 4:07:19 PM |
| wampum-chorus3 | $25.00 | $25.00 | 12/14/2010 3:17:06 PM |
| IIP77 | $25.00 | $25.00 | 12/14/2010 3:13:20 PM |
| iolaire | $25.00 | $25.00 | 12/14/2010 3:14:46 PM |
| rockstar78 | $25.00 | $25.00 | 12/14/2010 3:14:48 PM |
| yeti888 | $25.00 | $25.00 | 12/14/2010 3:16:03 PM |
| slushfunder | $25.00 | $25.00 | 12/14/2010 3:16:20 PM |
| lillian27 | $50.00 | $50.00 | 12/14/2010 3:16:28 PM |
| swoosh | $25.00 | $25.00 | 12/14/2010 3:17:27 PM |
| PatRichi | $25.00 | $25.00 | 12/14/2010 3:17:47 PM |
| reflective-rupee | $75.00 | $75.00 | 12/14/2010 3:19:12 PM |
| fund-baker | $25.00 | $25.00 | 12/14/2010 3:49:50 PM |
| kindness-venture1 | $50.00 | $50.00 | 12/14/2010 4:02:34 PM |
| Zipcut | $25.00 | $25.00 | 12/14/2010 5:54:57 PM |
| CASHGIRL | $25.00 | $25.00 | 12/14/2010 4:57:35 PM |
| dudebrah | $25.00 | $25.00 | 12/14/2010 10:29:13 PM |
| curriculum7 | $25.00 | $25.00 | 12/15/2010 1:38:21 AM |
| v-wms | $50.00 | $50.00 | 12/15/2010 2:26:34 AM |
| Makingitrain | $25.00 | $25.00 | 12/14/2010 9:27:21 PM |
| KiwiElf | $25.00 | $25.00 | 12/15/2010 12:08:51 AM |
| loss-of-control | $50.00 | $50.00 | 12/14/2010 5:13:15 PM |
| hokee | $25.00 | $25.00 | 12/15/2010 6:22:54 AM |
| mickw2000 | $30.00 | $30.00 | 12/15/2010 10:05:06 AM |
| droopie1 | $25.00 | $25.00 | 12/15/2010 11:44:57 AM |
| aquistoyraul | $25.00 | $25.00 | 12/15/2010 12:07:25 PM |
| banker65010 | $25.00 | $25.00 | 12/14/2010 8:34:46 PM |
| vine99 | $40.00 | $40.00 | 12/14/2010 9:45:47 PM |
| zorg77 | $25.00 | $25.00 | 12/14/2010 9:50:49 PM |
| kingston1 | $25.00 | $25.00 | 12/14/2010 11:44:31 PM |
| Gibbyland | $48.22 | $48.22 | 12/15/2010 12:38:51 AM |
| faldureon | $50.00 | $50.00 | 12/15/2010 7:34:51 AM |
| green-wampum-titan | $25.00 | $25.00 | 12/15/2010 9:15:51 AM |
| income-rocker2 | $25.00 | $25.00 | 12/15/2010 1:26:58 PM |
| Lubava | $50.00 | $50.00 | 12/15/2010 1:43:26 PM |
| 100 bids
|
Borrower Payment Dependent Notes Series
485349
This series of Notes was issued and sold upon the funding of the borrower loan #46054, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.30% |
Auction start date:
| Dec-06-2010 |
| |
Auction end date:
| Dec-13-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $226.18 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 38.72% |
Final monthly payment:
| $226.18 |
| |
|
Auction yield range:
| 16.51% - 34.00% |
Estimated loss impact:
| 20.31% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.69% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1987 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 640-659 (Nov-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 7y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,477 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 48 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| discrete-trade3 |
Borrower's state:
| Vermont |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paying off bills
Purpose of loan:
This loan will be used to?pay off credit cards and improve my credit rating
My financial situation:stable
I am a good candidate for this loan because?I have a steady income in a good paying job, my payment will come directly out of my checking
Monthly net income: $ 3100.00
Monthly expenses: $?2500.00??Housing: $850.00
??Insurance: $77.00
??Car expenses: $600.00
??Utilities: $65.00
??Phone, cable, internet: $140.00
??Food, entertainment: $150.00
??Clothing, household expenses $ 200.00
??Credit cards and other loans: $400.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please can you tell us about the past 48 delinquencies and public record showing on your prosper report? - circle
A:
Owned a home with my significant other, who left unexpectedly, and after trying to maintain this home and all the bills on my own, was advised to file bancruptcy. I had to sell the home at a loss, and most of my debt now is associated with moving and the costs to procure a new place to live.
(Dec-08-2010)
Q:
Your HR credit is a concern, but I am bidding on YOU. I think you deserve a chance! All I ask is that you make sure this prosper loan gets paid. I am NOT a bank, I am a REAL person putting faith in you, So please don?t let me down! - I-Believe-In-You
A:
Thank-you for having faith in me. I have a good job, with a steady income, all I need is a chance for a fresh start. I promise I will repay this loan.
(Dec-13-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| graceful-investment | $50.00 | $50.00 | 12/6/2010 4:02:33 PM |
| ASR3 | $25.00 | $25.00 | 12/6/2010 4:09:15 PM |
| money-bauble | $25.00 | $25.00 | 12/6/2010 4:24:00 PM |
| kulender | $50.00 | $50.00 | 12/6/2010 4:09:46 PM |
| banker65010 | $25.00 | $25.00 | 12/7/2010 10:10:33 AM |
| paytonbrigadier | $150.00 | $150.00 | 12/7/2010 5:55:09 PM |
| radiant-loan5 | $25.00 | $25.00 | 12/8/2010 3:53:00 PM |
| AlexTrep | $25.00 | $25.00 | 12/9/2010 11:06:44 AM |
| retired272 | $25.00 | $25.00 | 12/9/2010 12:52:43 PM |
| IIP77 | $25.00 | $25.00 | 12/10/2010 1:15:38 AM |
| AF-Chief | $32.68 | $32.68 | 12/10/2010 10:26:49 AM |
| ore-seagull | $30.00 | $30.00 | 12/10/2010 9:01:59 AM |
| dedicated-transaction796 | $50.00 | $50.00 | 12/10/2010 2:20:31 PM |
| exchange-pledge | $25.00 | $25.00 | 12/10/2010 2:21:27 PM |
| sycamore4 | $50.00 | $50.00 | 12/10/2010 2:21:35 PM |
| rupee-cake | $50.00 | $50.00 | 12/10/2010 2:21:40 PM |
| HenryS | $50.00 | $50.00 | 12/10/2010 2:21:45 PM |
| reward-motion | $25.00 | $25.00 | 12/10/2010 2:21:49 PM |
| direct-peso1 | $50.00 | $50.00 | 12/10/2010 2:21:36 PM |
| cycle198 | $25.00 | $25.00 | 12/10/2010 2:21:41 PM |
| the-upbeat-p2p | $50.00 | $50.00 | 12/10/2010 2:21:48 PM |
| euro-banker | $25.00 | $25.00 | 12/10/2010 2:22:05 PM |
| rockstar78 | $25.00 | $25.00 | 12/10/2010 10:56:49 AM |
| authoritative-capital | $25.00 | $25.00 | 12/10/2010 2:20:54 PM |
| abundant-credit6 | $25.00 | $25.00 | 12/10/2010 2:21:02 PM |
| tisgro | $25.00 | $25.00 | 12/10/2010 2:21:19 PM |
| nycloan | $25.00 | $25.00 | 12/10/2010 2:21:23 PM |
| red-unequivocal-finance | $25.00 | $25.00 | 12/10/2010 2:21:28 PM |
| bold-shrewd-duty | $25.00 | $25.00 | 12/10/2010 2:21:33 PM |
| worth-quark | $25.00 | $25.00 | 12/10/2010 2:21:39 PM |
| autonomous-basis | $25.00 | $25.00 | 12/10/2010 2:21:44 PM |
| mclilpaws | $25.00 | $25.00 | 12/10/2010 2:21:48 PM |
| ashot12 | $25.00 | $25.00 | 12/10/2010 2:22:03 PM |
| shrewd-income | $25.00 | $25.00 | 12/10/2010 8:11:13 PM |
| gold-cluster | $100.00 | $100.00 | 12/10/2010 6:25:18 PM |
| radiant-loan5 | $75.00 | $75.00 | 12/11/2010 4:15:43 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/10/2010 5:38:41 PM |
| AdmiralKirk | $25.00 | $25.00 | 12/11/2010 10:01:29 AM |
| melodious-openness | $25.00 | $25.00 | 12/11/2010 4:37:21 AM |
| gristle_mcthornbody | $25.00 | $25.00 | 12/12/2010 8:11:19 AM |
| lendstats_com | $200.00 | $200.00 | 12/11/2010 8:35:47 PM |
| vine99 | $40.00 | $40.00 | 12/12/2010 4:36:02 PM |
| luminous-payout6 | $25.00 | $25.00 | 12/12/2010 9:29:21 PM |
| cloud546 | $35.00 | $35.00 | 12/12/2010 3:48:33 PM |
| dolphin2007 | $50.00 | $50.00 | 12/12/2010 12:42:01 PM |
| beans53 | $25.00 | $25.00 | 12/12/2010 6:44:52 PM |
| bankbuddy55 | $30.00 | $30.00 | 12/12/2010 7:13:54 PM |
| matthewa | $25.00 | $25.00 | 12/13/2010 7:26:14 AM |
| helping-out | $25.00 | $25.00 | 12/12/2010 9:05:16 PM |
| Makingitrain | $25.00 | $25.00 | 12/12/2010 9:42:45 PM |
| benefit-admirer8 | $50.00 | $50.00 | 12/12/2010 6:32:31 PM |
| ultimate-peace | $100.00 | $100.00 | 12/13/2010 12:46:03 PM |
| green-wampum-titan | $25.00 | $25.00 | 12/13/2010 10:54:12 AM |
| Belair_Advisors | $25.00 | $25.00 | 12/13/2010 8:26:36 AM |
| kwan | $25.00 | $25.00 | 12/13/2010 10:41:07 AM |
| independent-transaction | $50.00 | $50.00 | 12/13/2010 10:58:03 AM |
| visionary-currency | $25.00 | $25.00 | 12/6/2010 4:02:12 PM |
| worthy-bid8 | $25.00 | $25.00 | 12/6/2010 4:09:34 PM |
| Artist_Blue | $25.00 | $25.00 | 12/6/2010 4:49:55 PM |
| Redmond | $25.00 | $25.00 | 12/6/2010 4:50:55 PM |
| shmb6508 | $35.00 | $35.00 | 12/7/2010 6:59:24 PM |
| Gibbyland | $25.69 | $25.69 | 12/8/2010 10:05:06 AM |
| reflective-rupee | $100.00 | $100.00 | 12/8/2010 12:40:42 PM |
| tech310 | $50.00 | $50.00 | 12/8/2010 3:46:30 PM |
| yeti888 | $25.00 | $25.00 | 12/9/2010 12:16:32 PM |
| finance-prescription | $50.00 | $50.00 | 12/9/2010 11:06:45 AM |
| independent-silver9 | $37.13 | $37.13 | 12/9/2010 2:57:17 PM |
| green-capital-hornet | $25.00 | $25.00 | 12/9/2010 2:57:56 PM |
| return-pumpkin7 | $25.00 | $25.00 | 12/9/2010 6:02:24 PM |
| auction-architect7 | $50.00 | $50.00 | 12/10/2010 9:33:37 AM |
| wampum-launcher0 | $25.00 | $25.00 | 12/10/2010 10:32:19 AM |
| tszbgae | $50.00 | $50.00 | 12/9/2010 4:16:19 PM |
| data2360 | $50.00 | $50.00 | 12/10/2010 2:20:56 PM |
| inspiring-reward | $100.00 | $100.00 | 12/10/2010 2:21:24 PM |
| tshurts | $25.00 | $25.00 | 12/10/2010 2:21:30 PM |
| able2help | $25.00 | $25.00 | 12/10/2010 2:21:37 PM |
| benevolent-bonus | $25.00 | $25.00 | 12/10/2010 2:21:43 PM |
| kegs | $150.00 | $150.00 | 12/10/2010 2:21:47 PM |
| best-unbeatable-transaction | $25.00 | $25.00 | 12/10/2010 2:22:00 PM |
| copper | $50.00 | $50.00 | 12/10/2010 10:26:53 AM |
| Wilvara | $25.00 | $25.00 | 12/10/2010 2:20:57 PM |
| mulliganpictorial | $50.00 | $50.00 | 12/10/2010 2:21:32 PM |
| Shtooie | $30.00 | $30.00 | 12/10/2010 2:21:38 PM |
| wampum-chorus3 | $25.00 | $25.00 | 12/10/2010 2:21:50 PM |
| barefootpaul | $25.00 | $25.00 | 12/10/2010 2:21:57 PM |
| panegryst | $50.00 | $21.32 | 12/10/2010 2:22:07 PM |
| iolaire | $25.00 | $25.00 | 12/10/2010 10:56:48 AM |
| env | $25.00 | $25.00 | 12/10/2010 11:04:11 AM |
| lucrative-deal5 | $25.00 | $25.00 | 12/10/2010 2:21:21 PM |
| swoosh | $25.00 | $25.00 | 12/10/2010 2:21:26 PM |
| YellowJacket | $25.00 | $25.00 | 12/10/2010 2:21:29 PM |
| pokey38650 | $25.00 | $25.00 | 12/10/2010 2:21:37 PM |
| meteoric-asset4 | $25.00 | $25.00 | 12/10/2010 2:21:42 PM |
| greenbacchus | $25.00 | $25.00 | 12/10/2010 2:21:46 PM |
| troy0868 | $25.00 | $25.00 | 12/10/2010 2:21:50 PM |
| well-mannered-income3 | $25.00 | $25.00 | 12/10/2010 4:24:29 PM |
| nhrma | $26.58 | $26.58 | 12/11/2010 2:53:34 AM |
| radiant-loan5 | $25.00 | $25.00 | 12/11/2010 4:16:29 PM |
| Rulea72 | $40.00 | $40.00 | 12/12/2010 6:28:35 AM |
| radiant-loan5 | $75.00 | $75.00 | 12/11/2010 4:08:21 PM |
| EretzCapital | $25.00 | $25.00 | 12/11/2010 7:44:41 PM |
| kingston1 | $25.00 | $25.00 | 12/12/2010 3:32:40 AM |
| platinum-czar | $100.00 | $100.00 | 12/12/2010 2:00:54 PM |
| Green-Baron | $25.00 | $25.00 | 12/12/2010 2:51:33 PM |
| I-Believe-In-You | $52.66 | $52.66 | 12/12/2010 8:08:25 PM |
| melodious-openness | $29.28 | $29.28 | 12/12/2010 8:14:16 PM |
| JBG | $25.00 | $25.00 | 12/13/2010 9:08:49 AM |
| SFBank | $300.00 | $300.00 | 12/12/2010 5:15:48 PM |
| eclipse056 | $29.51 | $29.51 | 12/13/2010 11:42:14 AM |
| VikingLender | $25.00 | $25.00 | 12/13/2010 10:47:04 AM |
| 168RichCapital | $25.13 | $25.13 | 12/13/2010 11:52:04 AM |
| thebadpelican | $25.00 | $25.00 | 12/13/2010 7:12:09 AM |
| income-rocker2 | $50.00 | $50.00 | 12/13/2010 8:27:59 AM |
| shawnb777 | $100.00 | $100.00 | 12/13/2010 1:17:14 PM |
| grampy48 | $25.00 | $25.00 | 12/13/2010 1:53:42 PM |
| worthy-bid4 | $25.00 | $25.00 | 12/13/2010 1:54:44 PM |
| principal-laser | $30.02 | $30.02 | 12/13/2010 10:30:49 AM |
| realtormoises | $25.00 | $25.00 | 12/13/2010 11:31:58 AM |
| aquistoyraul | $25.00 | $25.00 | 12/13/2010 11:56:49 AM |
| Astyanax | $50.00 | $50.00 | 12/13/2010 12:00:16 PM |
| donaldo | $100.00 | $100.00 | 12/13/2010 12:31:30 PM |
| PackFan13 | $25.00 | $25.00 | 12/13/2010 12:35:35 PM |
| 122 bids
|
Borrower Payment Dependent Notes Series
486371
This series of Notes was issued and sold upon the funding of the borrower loan #45971, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.80% |
Auction start date:
| Dec-01-2010 |
| |
Auction end date:
| Dec-04-2010 |
|
|
Starting lender yield:
| 28.50% |
Starting borrower rate/APR:
| 29.50% / 33.10% |
Starting monthly payment:
| $210.89 |
|
Final lender yield:
| 28.50% |
Final borrower rate/APR:
| 29.50% / 33.10% |
Final monthly payment:
| $210.89 |
| |
|
Auction yield range:
| 10.57% - 28.50% |
Estimated loss impact:
| 11.52% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 16.98% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-1974 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 660-679 (Dec-2010) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 2
/
2 | Length of status: | 2y 5m |
|
Amount delinquent:
| $110 |
Total credit lines:
| 12 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 4 |
Revolving credit balance:
| $802 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 102% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| commanding-power772 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan:
This loan will be used to?pay current bills and a past loan from an associate.?
My financial situation:
I am a good candidate for this loan because I actually have more income than I show.? We sold our tea room in Salado, Texas in June of this year and we receive an amount of $405.53 per month from owner financing and this continues for an additional 55 months,? We operated this business for 10 years and we retained the merchandise sales where we also sell two cookbooks authored by my wife. In addition, we own 21 acres and we have some farm income and I lease some adjoining land whick I have some deer lease revenue from.?We got ourselves in a bind due to a recent flood which resulted in major fence damage, debree deposits, and an expensive water well repair. I do have 12 acres free and clear that I can use as collateral, if necessary.? I paid off and old credit card last month which I paid $200.00 per month on since 2004 and was never late or missed a payment.? Our total monthly bills amount to 2770.00 and once we recover from paying the past emergency expenses, we will have ample money to pay our bills plus this monthly loan amount and have money left over.?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| graceful-investment | $100.00 | $100.00 | 12/1/2010 3:38:58 PM |
| ASR3 | $25.00 | $25.00 | 12/1/2010 3:46:49 PM |
| finance-prescription | $100.00 | $100.00 | 12/1/2010 3:47:22 PM |
| Redmond | $25.00 | $25.00 | 12/1/2010 3:56:19 PM |
| ichibon | $50.00 | $50.00 | 12/1/2010 3:54:25 PM |
| paytonbrigadier | $200.00 | $200.00 | 12/1/2010 3:48:18 PM |
| bountiful-durability | $50.78 | $50.78 | 12/1/2010 6:40:58 PM |
| MikeB918 | $25.00 | $25.00 | 12/1/2010 7:25:57 PM |
| kulender | $50.00 | $50.00 | 12/1/2010 3:53:15 PM |
| Artist_Blue | $25.00 | $25.00 | 12/1/2010 3:54:39 PM |
| iLoaner | $25.00 | $25.00 | 12/2/2010 2:09:06 AM |
| building_community | $50.00 | $50.00 | 12/2/2010 5:19:50 AM |
| danthemon35 | $25.00 | $25.00 | 12/2/2010 12:11:14 PM |
| barkochva | $25.00 | $25.00 | 12/2/2010 10:19:35 PM |
| scrappy-diversification7 | $3,000.00 | $3,000.00 | 12/3/2010 12:02:44 PM |
| interstellar | $50.00 | $50.00 | 12/3/2010 12:05:02 PM |
| scoobiedoo | $50.00 | $50.00 | 12/3/2010 2:20:03 PM |
| economy-synapse | $25.00 | $25.00 | 12/3/2010 7:16:30 PM |
| money-bauble | $25.00 | $25.00 | 12/1/2010 3:42:43 PM |
| DonaldColorado | $50.00 | $50.00 | 12/1/2010 3:48:00 PM |
| hopeful-truth5 | $100.00 | $100.00 | 12/1/2010 3:45:27 PM |
| simplelender80 | $100.00 | $100.00 | 12/1/2010 3:47:02 PM |
| bid-czar8 | $100.00 | $100.00 | 12/1/2010 3:48:40 PM |
| diplomatic-wealth7 | $25.00 | $25.00 | 12/1/2010 3:49:30 PM |
| commerce-yeller | $25.00 | $25.00 | 12/1/2010 3:50:07 PM |
| finance-prescription | $50.00 | $50.00 | 12/1/2010 3:47:19 PM |
| handshake5 | $100.00 | $100.00 | 12/1/2010 3:56:56 PM |
| responsive-rate884 | $50.00 | $36.87 | 12/1/2010 8:27:52 PM |
| economy-synapse | $25.00 | $25.00 | 12/1/2010 7:53:48 PM |
| deal-hickory5 | $43.08 | $43.08 | 12/2/2010 6:12:38 AM |
| Share_The_Wealth | $50.00 | $50.00 | 12/1/2010 7:59:50 PM |
| Cai8899 | $25.00 | $25.00 | 12/2/2010 12:59:17 AM |
| inspiring-reward | $150.00 | $150.00 | 12/2/2010 12:10:54 PM |
| reflective-rupee | $100.00 | $100.00 | 12/3/2010 10:36:25 AM |
| musegaze | $69.27 | $69.27 | 12/3/2010 3:54:50 PM |
| alexgalt | $25.00 | $25.00 | 12/4/2010 1:40:55 AM |
| 36 bids
|
Borrower Payment Dependent Notes Series
486717
This series of Notes was issued and sold upon the funding of the borrower loan #46086, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.80% |
Auction start date:
| Dec-06-2010 |
| |
Auction end date:
| Dec-09-2010 |
|
|
Starting lender yield:
| 28.50% |
Starting borrower rate/APR:
| 29.50% / 33.10% |
Starting monthly payment:
| $316.34 |
|
Final lender yield:
| 28.50% |
Final borrower rate/APR:
| 29.50% / 33.10% |
Final monthly payment:
| $316.34 |
| |
|
Auction yield range:
| 10.57% - 28.50% |
Estimated loss impact:
| 11.52% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 16.98% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1990 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 700-719 (Dec-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
7 | Length of status: | 1y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,993 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| relentless-pound7 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Dogma
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
I have never defaulted or been late for any loan or lines of credit.??I wouldn't take take out a loan I couldn't pay off or pay toward reducing the debt.
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| vigorous-velocity | $50.00 | $50.00 | 12/6/2010 3:46:07 PM |
| srgriff | $25.00 | $25.00 | 12/6/2010 3:53:51 PM |
| Aragorn | $25.00 | $25.00 | 12/6/2010 3:57:28 PM |
| Cal07 | $25.00 | $25.00 | 12/6/2010 3:59:19 PM |
| whartonmba | $25.00 | $25.00 | 12/6/2010 3:50:49 PM |
| slushfunder | $25.00 | $25.00 | 12/6/2010 3:59:24 PM |
| b2m80s | $50.00 | $50.00 | 12/6/2010 4:01:39 PM |
| ThatDanGuy | $100.00 | $100.00 | 12/6/2010 3:45:48 PM |
| jazzlender | $25.00 | $25.00 | 12/6/2010 3:50:12 PM |
| UT-Longhorn | $25.00 | $25.00 | 12/6/2010 3:51:20 PM |
| wanna-help | $50.00 | $50.00 | 12/6/2010 3:58:46 PM |
| rockstar78 | $25.00 | $25.00 | 12/6/2010 4:00:59 PM |
| WorldlyWorker | $25.00 | $25.00 | 12/6/2010 4:02:09 PM |
| Artist_Blue | $25.00 | $25.00 | 12/6/2010 4:49:33 PM |
| paytonbrigadier | $300.00 | $300.00 | 12/6/2010 4:53:45 PM |
| GElender | $25.00 | $25.00 | 12/6/2010 4:54:37 PM |
| rapid-credit428 | $25.00 | $25.00 | 12/6/2010 4:08:58 PM |
| hopeful-truth5 | $75.00 | $75.00 | 12/6/2010 4:40:21 PM |
| DonaldColorado | $50.00 | $50.00 | 12/6/2010 4:44:34 PM |
| tsquared_030 | $25.00 | $25.00 | 12/6/2010 6:37:06 PM |
| tszbgae | $50.00 | $50.00 | 12/6/2010 5:00:14 PM |
| gold-channel2 | $50.00 | $50.00 | 12/6/2010 5:16:22 PM |
| treasure-bliss | $50.00 | $50.00 | 12/6/2010 5:16:36 PM |
| ommcd | $25.00 | $25.00 | 12/6/2010 6:50:36 PM |
| Goldfingers | $25.00 | $25.00 | 12/6/2010 6:50:52 PM |
| ASR3 | $25.00 | $25.00 | 12/6/2010 4:43:04 PM |
| jlr613 | $50.00 | $50.00 | 12/6/2010 6:51:22 PM |
| aldeed | $100.00 | $100.00 | 12/6/2010 7:03:13 PM |
| navstox | $50.00 | $50.00 | 12/6/2010 7:03:34 PM |
| MedLend | $50.00 | $50.00 | 12/6/2010 7:04:35 PM |
| AF-Chief | $32.29 | $32.29 | 12/6/2010 7:04:55 PM |
| gain-gourd | $100.00 | $100.00 | 12/6/2010 7:05:54 PM |
| LiveNow | $25.00 | $25.00 | 12/6/2010 7:06:56 PM |
| diplomatic-wealth7 | $25.00 | $25.00 | 12/6/2010 4:45:59 PM |
| ferocious-exchange3 | $50.00 | $50.00 | 12/6/2010 7:10:40 PM |
| iceman33 | $25.00 | $25.00 | 12/6/2010 7:18:22 PM |
| finance-magma7 | $37.63 | $37.63 | 12/6/2010 7:18:30 PM |
| ichibon | $50.00 | $50.00 | 12/6/2010 4:48:58 PM |
| safe-kindness5 | $25.00 | $25.00 | 12/6/2010 7:43:03 PM |
| ingenious-deal6 | $25.00 | $25.00 | 12/6/2010 8:00:24 PM |
| handshake5 | $100.00 | $100.00 | 12/6/2010 4:51:18 PM |
| asiaratt | $50.00 | $50.00 | 12/6/2010 6:49:34 PM |
| profit-powerplant | $25.00 | $25.00 | 12/6/2010 6:50:17 PM |
| mercuriant | $25.00 | $25.00 | 12/6/2010 4:58:48 PM |
| kublai | $70.71 | $70.71 | 12/6/2010 6:50:43 PM |
| miked8303 | $25.00 | $25.00 | 12/6/2010 6:50:50 PM |
| pfenness | $50.00 | $50.00 | 12/6/2010 7:03:17 PM |
| platinum-celebration4 | $28.27 | $28.27 | 12/6/2010 7:03:26 PM |
| order-elevator7 | $25.00 | $25.00 | 12/6/2010 7:03:56 PM |
| cablenews | $50.00 | $50.00 | 12/6/2010 7:04:25 PM |
| nodrivelpls | $25.00 | $25.00 | 12/6/2010 7:05:19 PM |
| Wellman | $49.86 | $49.86 | 12/6/2010 7:10:41 PM |
| listing-trapper3 | $50.00 | $50.00 | 12/6/2010 5:17:28 PM |
| CC911 | $25.00 | $25.00 | 12/6/2010 7:17:56 PM |
| hyrolln | $25.00 | $25.00 | 12/6/2010 7:18:24 PM |
| new-social-economist | $44.14 | $33.04 | 12/7/2010 1:51:30 AM |
| reflective-rupee | $100.00 | $100.00 | 12/6/2010 7:58:59 PM |
| point-kitten6 | $50.00 | $50.00 | 12/6/2010 8:00:25 PM |
| kc8fot | $50.00 | $50.00 | 12/6/2010 6:50:51 PM |
| newgroom422 | $25.00 | $25.00 | 12/6/2010 11:18:12 PM |
| minddoc | $25.00 | $25.00 | 12/6/2010 6:54:35 PM |
| life-is-great | $50.00 | $50.00 | 12/6/2010 7:03:43 PM |
| shur | $25.00 | $25.00 | 12/6/2010 7:04:04 PM |
| admirable-basis1 | $25.00 | $25.00 | 12/6/2010 7:04:17 PM |
| Rick21 | $25.00 | $25.00 | 12/6/2010 7:04:35 PM |
| shrewd-peace7 | $50.00 | $50.00 | 12/6/2010 7:05:13 PM |
| IIP77 | $25.00 | $25.00 | 12/6/2010 7:05:25 PM |
| gallant-economy9 | $50.65 | $50.65 | 12/6/2010 7:05:47 PM |
| soulful-truth | $50.00 | $50.00 | 12/6/2010 7:09:32 PM |
| credit-comet9 | $25.00 | $25.00 | 12/6/2010 7:18:21 PM |
| flexible-income9 | $28.05 | $28.05 | 12/6/2010 7:21:09 PM |
| S-Master | $50.00 | $50.00 | 12/6/2010 7:36:59 PM |
| order-brigade | $25.00 | $25.00 | 12/7/2010 9:05:06 AM |
| banker65010 | $25.00 | $25.00 | 12/6/2010 8:45:23 PM |
| cognizant-rate732 | $25.00 | $25.00 | 12/6/2010 10:50:10 PM |
| umfan123 | $25.00 | $25.00 | 12/8/2010 6:52:11 AM |
| hurricanefever | $50.00 | $50.00 | 12/8/2010 12:26:32 PM |
| loyalist1 | $50.00 | $50.00 | 12/9/2010 11:24:09 AM |
| abnvette | $25.00 | $25.00 | 12/9/2010 11:39:16 AM |
| credit-sycamore4 | $100.00 | $100.00 | 12/6/2010 3:46:25 PM |
| famous-bill | $25.00 | $25.00 | 12/6/2010 3:48:16 PM |
| newest-generous-income | $25.00 | $25.00 | 12/6/2010 3:54:04 PM |
| astute-investment5 | $25.00 | $25.00 | 12/6/2010 3:57:57 PM |
| commerce-yeller | $25.00 | $25.00 | 12/6/2010 3:45:28 PM |
| trade-boots1 | $100.00 | $100.00 | 12/6/2010 3:45:58 PM |
| HeavyDriver03 | $25.00 | $25.00 | 12/6/2010 4:05:31 PM |
| fair-peace7 | $25.00 | $25.00 | 12/6/2010 3:48:30 PM |
| visionary-currency | $50.00 | $50.00 | 12/6/2010 3:52:26 PM |
| credit-investor5 | $25.00 | $25.00 | 12/6/2010 3:54:07 PM |
| SDNLR | $50.00 | $50.00 | 12/6/2010 3:55:24 PM |
| ore-armada | $50.00 | $50.00 | 12/6/2010 4:03:13 PM |
| Rdodson11 | $25.00 | $25.00 | 12/6/2010 3:49:08 PM |
| finance-prescription | $100.00 | $100.00 | 12/6/2010 4:43:53 PM |
| bid-czar8 | $100.00 | $100.00 | 12/6/2010 4:45:10 PM |
| 108lender | $150.00 | $150.00 | 12/6/2010 3:58:34 PM |
| bold-shrewd-duty | $25.00 | $25.00 | 12/6/2010 3:59:28 PM |
| integrity-liberator | $50.00 | $50.00 | 12/6/2010 4:00:30 PM |
| graceful-investment | $100.00 | $100.00 | 12/6/2010 4:02:25 PM |
| Redmond | $25.00 | $25.00 | 12/6/2010 4:51:00 PM |
| Tikibarman | $100.00 | $100.00 | 12/6/2010 4:04:34 PM |
| worthy-bid8 | $50.00 | $50.00 | 12/6/2010 4:52:16 PM |
| platinum-rapture6 | $25.00 | $25.00 | 12/6/2010 4:09:04 PM |
| simplelender80 | $100.00 | $100.00 | 12/6/2010 4:43:12 PM |
| jobani | $25.00 | $25.00 | 12/6/2010 5:02:16 PM |
| money-bauble | $25.00 | $25.00 | 12/6/2010 4:23:32 PM |
| inspiring-reward | $38.56 | $38.56 | 12/6/2010 5:41:33 PM |
| secureincome | $25.00 | $25.00 | 12/6/2010 6:15:00 PM |
| orange-dollar-guild | $25.00 | $25.00 | 12/6/2010 6:36:48 PM |
| kulender | $100.00 | $100.00 | 12/6/2010 4:39:53 PM |
| JPMorrisLegacyFund | $100.00 | $100.00 | 12/6/2010 5:16:29 PM |
| LAM26 | $25.00 | $25.00 | 12/6/2010 6:50:31 PM |
| investment-comet | $25.00 | $25.00 | 12/6/2010 6:50:45 PM |
| MadHun | $26.81 | $26.81 | 12/6/2010 6:51:15 PM |
| platytanz | $50.00 | $50.00 | 12/6/2010 5:18:34 PM |
| finance-prescription | $50.00 | $50.00 | 12/6/2010 4:43:38 PM |
| dinero-jedi | $50.00 | $50.00 | 12/6/2010 7:03:15 PM |
| ingenious-truth0 | $50.00 | $50.00 | 12/6/2010 7:03:23 PM |
| flexible-money1 | $50.00 | $50.00 | 12/6/2010 7:03:47 PM |
| GInBaghdad | $25.00 | $25.00 | 12/6/2010 7:04:05 PM |
| Zimbu | $25.00 | $25.00 | 12/6/2010 7:04:32 PM |
| asmithj | $50.00 | $50.00 | 12/6/2010 7:05:09 PM |
| hope-eagle6 | $25.00 | $25.00 | 12/6/2010 7:05:40 PM |
| social-heart | $26.00 | $26.00 | 12/6/2010 7:05:52 PM |
| nybanker85 | $30.00 | $30.00 | 12/6/2010 7:05:57 PM |
| FeedTheMachine | $50.00 | $50.00 | 12/6/2010 5:41:34 PM |
| suave-dime6 | $25.00 | $25.00 | 12/6/2010 7:10:24 PM |
| divedude | $25.00 | $25.00 | 12/6/2010 6:31:19 PM |
| the-dollar-topper | $100.00 | $100.00 | 12/6/2010 4:54:14 PM |
| consummate-loyalty1 | $69.14 | $69.14 | 12/6/2010 6:50:21 PM |
| bnlforever | $25.00 | $25.00 | 12/6/2010 6:50:27 PM |
| social-conductor4 | $25.00 | $25.00 | 12/6/2010 6:50:53 PM |
| raisingophelia | $25.00 | $25.00 | 12/6/2010 6:51:03 PM |
| symbiosis | $50.00 | $50.00 | 12/6/2010 4:59:48 PM |
| fairness-kayak | $25.00 | $25.00 | 12/6/2010 7:03:25 PM |
| gentle-coin | $25.00 | $25.00 | 12/6/2010 7:03:52 PM |
| rmachi | $25.00 | $25.00 | 12/6/2010 7:04:22 PM |
| Comoparklender | $50.00 | $50.00 | 12/6/2010 7:04:36 PM |
| zebra806 | $53.46 | $53.46 | 12/6/2010 7:05:29 PM |
| Mariner3605 | $50.00 | $50.00 | 12/6/2010 7:06:44 PM |
| reward-motion | $25.00 | $25.00 | 12/6/2010 7:07:41 PM |
| Whipster | $50.00 | $50.00 | 12/6/2010 7:09:24 PM |
| kind-adventurous-finance | $50.00 | $50.00 | 12/6/2010 5:16:24 PM |
| credit-czar5 | $25.00 | $25.00 | 12/6/2010 7:18:20 PM |
| TheYellowDart | $25.00 | $25.00 | 12/6/2010 7:18:25 PM |
| richboy56 | $25.00 | $25.00 | 12/6/2010 7:18:35 PM |
| gotjack | $25.00 | $25.00 | 12/6/2010 11:19:38 PM |
| zeelender | $25.00 | $25.00 | 12/6/2010 7:21:48 PM |
| newest-inspiring-power | $25.00 | $25.00 | 12/6/2010 5:40:01 PM |
| mketelecom | $25.00 | $25.00 | 12/6/2010 7:36:58 PM |
| beakerfish | $50.00 | $50.00 | 12/6/2010 6:25:05 PM |
| joyous-revenue4 | $46.60 | $46.60 | 12/6/2010 8:00:27 PM |
| Cheburashka | $25.00 | $25.00 | 12/6/2010 8:16:35 PM |
| imoutdoorsy | $25.00 | $25.00 | 12/6/2010 8:36:45 PM |
| wonder3 | $25.00 | $25.00 | 12/7/2010 6:11:54 AM |
| DrStaff | $30.00 | $30.00 | 12/6/2010 6:50:44 PM |
| burrito6 | $25.00 | $25.00 | 12/6/2010 6:50:56 PM |
| missing-link | $50.00 | $50.00 | 12/6/2010 6:54:17 PM |
| coolnatkat | $25.00 | $25.00 | 12/6/2010 7:02:41 PM |
| best-cordial-cash | $25.00 | $25.00 | 12/6/2010 7:03:21 PM |
| Cybercusp | $25.00 | $25.00 | 12/6/2010 7:03:49 PM |
| jwm | $25.00 | $25.00 | 12/6/2010 7:04:07 PM |
| the-silver-blaster | $50.00 | $50.00 | 12/6/2010 7:04:19 PM |
| bazaar-secret-agent6 | $50.00 | $50.00 | 12/6/2010 7:04:23 PM |
| dedicated-transaction796 | $50.00 | $50.00 | 12/6/2010 7:04:28 PM |
| orange-preeminant-bill | $44.61 | $44.61 | 12/6/2010 7:05:23 PM |
| AK49-JW | $25.00 | $25.00 | 12/7/2010 12:30:15 AM |
| musegaze | $41.96 | $41.96 | 12/7/2010 7:47:34 AM |
| nickel-hickory | $50.00 | $50.00 | 12/6/2010 7:08:56 PM |
| Bomber | $25.00 | $25.00 | 12/7/2010 4:53:19 AM |
| alexgalt | $25.00 | $25.00 | 12/6/2010 9:46:52 PM |
| MrBailey | $30.47 | $30.47 | 12/6/2010 11:50:26 PM |
| nickel-position | $25.00 | $25.00 | 12/7/2010 2:21:32 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/7/2010 5:21:44 PM |
| nodebt2012 | $31.89 | $31.89 | 12/7/2010 5:49:52 PM |
| mammalian4 | $25.00 | $25.00 | 12/7/2010 7:58:38 PM |
| one-midas | $25.00 | $25.00 | 12/8/2010 4:42:35 PM |
| Bcs-cnc | $25.00 | $25.00 | 12/9/2010 5:55:45 AM |
| Bob450 | $25.00 | $25.00 | 12/9/2010 9:41:11 AM |
| 178 bids
|
Borrower Payment Dependent Notes Series
486933
This series of Notes was issued and sold upon the funding of the borrower loan #46092, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.30% |
Auction start date:
| Dec-07-2010 |
| |
Auction end date:
| Dec-13-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $135.71 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 38.72% |
Final monthly payment:
| $135.71 |
| |
|
Auction yield range:
| 16.51% - 34.00% |
Estimated loss impact:
| 20.31% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.69% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1993 |
Debt/Income ratio:
| 58% |
|
Credit score:
| 640-659 (Nov-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
17 | Length of status: | 7y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,660 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| contract-enchilada6 |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
bill payoff
Purpose of loan:
This loan will be used to??help with Christmas shopping for my kids and to pay a?bill or?two off.?
My financial situation:
I am a good candidate for this loan because?
I pay my? bills
Monthly net income: $ 2100
Monthly expenses: $?
??Housing: $ 637
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 800
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Artist_Blue | $25.00 | $25.00 | 12/7/2010 3:29:03 PM |
| Redmond | $25.00 | $25.00 | 12/7/2010 3:29:23 PM |
| paytonbrigadier | $150.00 | $150.00 | 12/7/2010 5:55:24 PM |
| nilonc1 | $100.00 | $100.00 | 12/8/2010 9:23:29 AM |
| kulender | $50.00 | $50.00 | 12/8/2010 3:48:27 PM |
| worthy-bid8 | $25.00 | $25.00 | 12/8/2010 3:48:23 PM |
| retired272 | $25.00 | $25.00 | 12/9/2010 1:24:59 PM |
| ASR3 | $25.00 | $25.00 | 12/9/2010 11:01:33 AM |
| auction-architect7 | $50.00 | $50.00 | 12/10/2010 9:33:44 AM |
| Comoparklender | $50.00 | $50.00 | 12/11/2010 1:51:46 PM |
| FASTIZIO_P | $25.00 | $25.00 | 12/13/2010 11:37:01 AM |
| jleng | $25.00 | $25.00 | 12/13/2010 4:21:29 PM |
| return-pumpkin7 | $25.00 | $25.00 | 12/13/2010 4:23:42 PM |
| tszbgae | $50.00 | $50.00 | 12/13/2010 4:24:45 PM |
| tech310 | $50.00 | $50.00 | 12/13/2010 4:26:06 PM |
| cycle198 | $25.00 | $25.00 | 12/13/2010 4:27:47 PM |
| inspiring-reward | $49.37 | $49.37 | 12/13/2010 4:35:51 PM |
| best-unbeatable-transaction | $25.00 | $25.00 | 12/13/2010 4:23:43 PM |
| reward-adventure | $50.00 | $50.00 | 12/13/2010 4:36:55 PM |
| giannyny | $25.00 | $25.00 | 12/13/2010 4:37:04 PM |
| Aleut | $25.00 | $25.00 | 12/13/2010 4:37:20 PM |
| lillian27 | $50.00 | $50.00 | 12/13/2010 4:37:30 PM |
| orangetrust | $50.00 | $50.00 | 12/13/2010 4:37:45 PM |
| panegryst | $50.00 | $50.00 | 12/13/2010 4:37:54 PM |
| steamboatgal | $50.00 | $50.00 | 12/13/2010 4:32:00 PM |
| imoutdoorsy | $29.15 | $29.15 | 12/13/2010 4:32:02 PM |
| best-systematic-cash | $50.00 | $50.00 | 12/13/2010 4:33:10 PM |
| ah-long | $25.00 | $25.00 | 12/13/2010 4:36:47 PM |
| Swabjockey | $50.00 | $50.00 | 12/13/2010 4:37:18 PM |
| aldeed | $100.00 | $100.00 | 12/13/2010 4:37:24 PM |
| dcap3 | $25.00 | $25.00 | 12/13/2010 4:48:51 PM |
| wise-silver-wonder | $25.00 | $2.57 | 12/13/2010 5:16:47 PM |
| env | $25.00 | $25.00 | 12/13/2010 4:24:40 PM |
| exchange-pledge | $25.00 | $25.00 | 12/13/2010 4:26:21 PM |
| FEWDollars | $25.00 | $25.00 | 12/13/2010 4:32:14 PM |
| CASHGIRL | $25.00 | $25.00 | 12/13/2010 4:32:19 PM |
| Tammy102800 | $25.00 | $25.00 | 12/13/2010 4:33:01 PM |
| hgar1 | $27.28 | $27.28 | 12/13/2010 4:34:32 PM |
| slushfunder | $25.00 | $25.00 | 12/13/2010 4:37:17 PM |
| rocker6 | $25.00 | $25.00 | 12/13/2010 4:37:22 PM |
| MrBailey | $25.00 | $25.00 | 12/13/2010 5:16:42 PM |
| graceful-investment | $100.00 | $100.00 | 12/7/2010 3:22:41 PM |
| money-bauble | $100.00 | $100.00 | 12/7/2010 3:10:32 PM |
| reflective-rupee | $25.00 | $25.00 | 12/9/2010 8:23:42 PM |
| alexgalt | $25.00 | $25.00 | 12/10/2010 12:46:20 AM |
| shmb6508 | $72.87 | $72.87 | 12/10/2010 2:22:58 PM |
| AlexTrep | $25.00 | $25.00 | 12/11/2010 1:54:15 AM |
| richboy56 | $25.00 | $25.00 | 12/10/2010 10:08:31 PM |
| Investoman | $25.00 | $25.00 | 12/13/2010 11:55:03 AM |
| IIP77 | $25.00 | $25.00 | 12/13/2010 10:53:19 AM |
| rockstar78 | $25.00 | $25.00 | 12/13/2010 4:24:37 PM |
| momoney2lend | $25.00 | $25.00 | 12/13/2010 4:28:33 PM |
| Bookophile | $49.39 | $49.39 | 12/13/2010 4:31:58 PM |
| SelectTrustLending | $25.00 | $25.00 | 12/13/2010 4:32:15 PM |
| payout-mongoose | $38.12 | $38.12 | 12/13/2010 4:32:23 PM |
| PatRichi | $25.00 | $25.00 | 12/13/2010 4:33:22 PM |
| ashot12 | $25.00 | $25.00 | 12/13/2010 4:23:45 PM |
| ore-seagull | $30.00 | $30.00 | 12/13/2010 4:24:18 PM |
| yeti888 | $25.00 | $25.00 | 12/13/2010 4:36:51 PM |
| iolaire | $25.00 | $25.00 | 12/13/2010 4:24:33 PM |
| reflective-cash0 | $50.00 | $50.00 | 12/13/2010 4:37:32 PM |
| swoosh | $25.00 | $25.00 | 12/13/2010 4:26:20 PM |
| euro-banker | $25.00 | $25.00 | 12/13/2010 4:27:06 PM |
| DeltaComputerGuy | $25.00 | $25.00 | 12/13/2010 4:32:22 PM |
| zorg77 | $25.00 | $25.00 | 12/13/2010 5:07:10 PM |
| AF-Chief | $35.00 | $35.00 | 12/13/2010 4:36:07 PM |
| copper | $50.00 | $50.00 | 12/13/2010 4:37:37 PM |
| mtquan | $25.00 | $25.00 | 12/13/2010 4:37:48 PM |
| data2360 | $40.77 | $40.77 | 12/13/2010 4:22:58 PM |
| Wilvara | $50.00 | $50.00 | 12/13/2010 4:23:34 PM |
| independent-silver9 | $175.48 | $175.48 | 12/13/2010 4:23:47 PM |
| wampum-launcher0 | $25.00 | $25.00 | 12/13/2010 4:24:28 PM |
| radiant-loan5 | $25.00 | $25.00 | 12/13/2010 4:24:48 PM |
| jwjazzco | $25.00 | $25.00 | 12/13/2010 4:37:06 PM |
| green-capital-hornet | $25.00 | $25.00 | 12/13/2010 4:38:10 PM |
| unger | $50.00 | $50.00 | 12/13/2010 7:16:34 PM |
| 76 bids
|
Borrower Payment Dependent Notes Series
487135
This series of Notes was issued and sold upon the funding of the borrower loan #45974, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.55% |
Auction start date:
| Dec-13-2010 |
| |
Auction end date:
| Dec-15-2010 |
|
|
Starting lender yield:
| 7.00% |
Starting borrower rate/APR:
| 8.00% / 8.34% |
Starting monthly payment:
| $172.35 |
|
Final lender yield:
| 7.00% |
Final borrower rate/APR:
| 8.00% / 8.34% |
Final monthly payment:
| $172.35 |
| |
|
Auction yield range:
| 2.51% - 7.00% |
Estimated loss impact:
| 1.55% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.45% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Jul-2002 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 780-799 (Dec-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 1y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,272 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 9% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| equitable-p2ploan8 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Will She Say Yes?
Purpose of loan:
This loan will be used to buy my girlfriend an engagement ring.
My financial situation:
I am a good candidate for this loan because I consistently pay my bills on time and would rather pay a lower interest rate than what my personal credit cards offer.
Monthly net income: $3,100
Monthly expenses:?? $2,055 ?
??Housing: $ 700 ????
??Insurance: $ 15 ($45 Quarterly Renters Insurance) ????
??Car expenses: $ 150 Gas $100 Insurance ????
??Utilities: $ 100 ????
??Phone, cable, internet: $ 90
??Food, entertainment: $ 250
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 200
??Retirement: $ 400
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| turbospeed | $25.00 | $25.00 | 12/13/2010 3:02:00 PM |
| auction-elvis | $25.00 | $25.00 | 12/13/2010 3:03:20 PM |
| UT-Longhorn | $25.00 | $25.00 | 12/13/2010 3:04:28 PM |
| figs4u2 | $100.00 | $100.00 | 12/13/2010 3:04:59 PM |
| first-upright-payout | $25.00 | $25.00 | 12/13/2010 3:05:13 PM |
| life-is-great | $50.00 | $50.00 | 12/13/2010 3:05:30 PM |
| cingular | $25.00 | $25.00 | 12/13/2010 3:12:20 PM |
| klinebarger | $25.00 | $25.00 | 12/13/2010 3:12:35 PM |
| guardlender | $25.00 | $25.00 | 12/13/2010 3:13:03 PM |
| Dreamconnection | $50.00 | $50.00 | 12/13/2010 3:13:11 PM |
| chris-heretoinvest | $25.00 | $25.00 | 12/13/2010 3:13:13 PM |
| buckeye9 | $50.00 | $50.00 | 12/13/2010 3:13:24 PM |
| antlr | $50.00 | $50.00 | 12/13/2010 3:03:22 PM |
| the-enterprising-leverage | $25.00 | $25.00 | 12/13/2010 3:15:10 PM |
| subtle-revenue0 | $25.00 | $25.00 | 12/13/2010 3:15:22 PM |
| kyomoon | $50.00 | $50.00 | 12/13/2010 3:04:45 PM |
| stable-money | $25.00 | $25.00 | 12/13/2010 3:15:31 PM |
| GElender | $100.00 | $100.00 | 12/13/2010 3:15:40 PM |
| delicious-social132 | $50.00 | $50.00 | 12/13/2010 3:15:51 PM |
| ADenny | $25.00 | $25.00 | 12/13/2010 3:05:33 PM |
| degster | $25.00 | $25.00 | 12/13/2010 3:17:41 PM |
| flypenguin | $50.00 | $50.00 | 12/13/2010 3:17:53 PM |
| innocent-deal | $50.00 | $50.00 | 12/13/2010 3:18:56 PM |
| bowdish1 | $100.00 | $100.00 | 12/13/2010 3:20:06 PM |
| investment-comet | $25.00 | $25.00 | 12/13/2010 3:20:18 PM |
| fishcreek | $100.00 | $100.00 | 12/13/2010 3:20:26 PM |
| auction-sage | $50.00 | $50.00 | 12/13/2010 3:08:19 PM |
| emt747 | $25.00 | $19.22 | 12/13/2010 3:21:03 PM |
| grf1945 | $25.00 | $25.00 | 12/13/2010 3:11:01 PM |
| organized-payment6 | $50.00 | $50.00 | 12/13/2010 3:11:16 PM |
| j2ee | $25.00 | $25.00 | 12/13/2010 3:11:22 PM |
| market-dancer8 | $50.00 | $50.00 | 12/13/2010 3:11:36 PM |
| Pulchritudinous | $25.00 | $25.00 | 12/13/2010 3:12:46 PM |
| truth-octave6 | $50.00 | $50.00 | 12/13/2010 3:13:21 PM |
| compoundinterest | $50.00 | $50.00 | 12/13/2010 3:13:55 PM |
| CaptainBlueberry | $25.00 | $25.00 | 12/13/2010 3:14:29 PM |
| efficient-marketplace | $50.00 | $50.00 | 12/13/2010 3:14:46 PM |
| loan-warrior | $25.00 | $25.00 | 12/13/2010 3:14:53 PM |
| chekat | $25.00 | $25.00 | 12/13/2010 3:17:18 PM |
| goldie414 | $50.00 | $50.00 | 12/13/2010 3:19:14 PM |
| visionary-currency | $100.00 | $100.00 | 12/13/2010 3:20:00 PM |
| gnar | $25.00 | $25.00 | 12/13/2010 3:20:42 PM |
| seabass123 | $25.00 | $25.00 | 12/13/2010 3:01:46 PM |
| windfall46 | $25.00 | $25.00 | 12/13/2010 3:04:14 PM |
| FlexFunding | $50.00 | $50.00 | 12/13/2010 3:04:23 PM |
| ommcd | $25.00 | $25.00 | 12/13/2010 3:05:05 PM |
| blot44 | $25.00 | $25.00 | 12/13/2010 3:10:27 PM |
| Woodworker57 | $25.00 | $25.00 | 12/13/2010 3:12:49 PM |
| justice-dna | $35.00 | $35.00 | 12/13/2010 3:12:58 PM |
| unclejaef | $25.00 | $25.00 | 12/13/2010 3:13:28 PM |
| kid8549 | $50.00 | $50.00 | 12/13/2010 3:13:48 PM |
| CBO-Enterprise | $100.00 | $100.00 | 12/13/2010 3:14:37 PM |
| rss197 | $25.00 | $25.00 | 12/13/2010 3:15:57 PM |
| astute-investment5 | $25.00 | $25.00 | 12/13/2010 3:16:05 PM |
| fortytwo | $200.00 | $200.00 | 12/13/2010 3:16:31 PM |
| ichibon | $75.00 | $75.00 | 12/13/2010 3:16:54 PM |
| reinforced-reward | $25.00 | $25.00 | 12/13/2010 3:17:03 PM |
| bds9646 | $26.00 | $26.00 | 12/13/2010 3:18:29 PM |
| skuba | $100.00 | $100.00 | 12/13/2010 3:18:48 PM |
| kenji4861 | $50.00 | $50.00 | 12/13/2010 3:19:36 PM |
| thankful-nickel2 | $25.00 | $25.00 | 12/13/2010 4:18:11 PM |
| tolerant-dinero2 | $25.00 | $25.00 | 12/13/2010 3:28:39 PM |
| RandyL3 | $25.00 | $25.00 | 12/13/2010 3:39:15 PM |
| dollarboy | $25.00 | $25.00 | 12/14/2010 2:42:08 PM |
| bannybucks | $25.00 | $25.00 | 12/14/2010 2:00:33 PM |
| newest-funds-powerplant | $25.00 | $25.00 | 12/14/2010 5:08:45 PM |
| gdfp158 | $25.00 | $25.00 | 12/15/2010 8:18:06 AM |
| inforapenny | $50.00 | $50.00 | 12/13/2010 3:03:43 PM |
| narblark | $100.00 | $100.00 | 12/13/2010 3:09:12 PM |
| steady-gain5 | $25.00 | $25.00 | 12/13/2010 3:10:01 PM |
| Ripsaw4U | $75.00 | $75.00 | 12/13/2010 3:10:41 PM |
| snowman34 | $25.00 | $25.00 | 12/13/2010 3:10:57 PM |
| perlindc | $100.00 | $100.00 | 12/13/2010 3:12:13 PM |
| mizount | $25.00 | $25.00 | 12/13/2010 3:12:16 PM |
| agalt | $100.00 | $100.00 | 12/13/2010 3:01:53 PM |
| DukSerduk | $25.00 | $25.00 | 12/13/2010 3:03:30 PM |
| AFairDeal | $75.00 | $75.00 | 12/13/2010 3:15:00 PM |
| afotherg | $75.00 | $75.00 | 12/13/2010 3:15:18 PM |
| commerce-voyager | $25.00 | $25.00 | 12/13/2010 3:04:49 PM |
| Doc23 | $25.00 | $25.00 | 12/13/2010 3:15:34 PM |
| nimble-money0 | $50.00 | $50.00 | 12/13/2010 3:16:22 PM |
| Artist_Blue | $25.00 | $25.00 | 12/13/2010 3:16:48 PM |
| fishtale | $25.00 | $25.00 | 12/13/2010 3:17:12 PM |
| Emgolda | $25.00 | $25.00 | 12/13/2010 3:18:05 PM |
| C_Mark | $50.00 | $50.00 | 12/13/2010 3:18:43 PM |
| indomitable-coin | $50.00 | $50.00 | 12/13/2010 3:19:08 PM |
| fcukciti | $25.00 | $25.00 | 12/13/2010 3:19:20 PM |
| community-pipeline | $25.00 | $25.00 | 12/13/2010 3:20:58 PM |
| Trevor_C | $25.00 | $25.00 | 12/13/2010 3:10:35 PM |
| bvzm | $50.00 | $50.00 | 12/13/2010 3:12:25 PM |
| capital-web7 | $50.00 | $50.00 | 12/13/2010 3:12:41 PM |
| rockstar78 | $50.00 | $50.00 | 12/13/2010 3:13:16 PM |
| meux99 | $25.00 | $25.00 | 12/13/2010 3:13:38 PM |
| tech310 | $50.00 | $50.00 | 12/13/2010 3:17:48 PM |
| murren | $25.00 | $25.00 | 12/13/2010 3:18:01 PM |
| forrestgump | $50.00 | $50.00 | 12/13/2010 3:18:14 PM |
| diablorulz | $50.00 | $50.00 | 12/13/2010 3:18:37 PM |
| exchange-pledge | $50.00 | $50.00 | 12/13/2010 3:19:25 PM |
| Havana21 | $200.00 | $200.00 | 12/13/2010 3:19:46 PM |
| rosie777 | $30.00 | $30.00 | 12/13/2010 3:19:51 PM |
| mathprof | $25.00 | $25.00 | 12/13/2010 3:21:21 PM |
| radforj22 | $25.00 | $25.00 | 12/13/2010 3:03:24 PM |
| ArashMass | $25.13 | $25.13 | 12/13/2010 3:03:40 PM |
| stinvest | $25.00 | $25.00 | 12/13/2010 3:03:50 PM |
| Hondo | $25.00 | $25.00 | 12/13/2010 3:04:03 PM |
| dharma1 | $25.00 | $25.00 | 12/13/2010 3:04:34 PM |
| ThomasC | $50.00 | $50.00 | 12/13/2010 3:05:23 PM |
| wjf60 | $50.00 | $50.00 | 12/13/2010 3:10:53 PM |
| BuckeyeBanker | $50.00 | $50.00 | 12/13/2010 3:11:08 PM |
| ProfPC | $25.00 | $25.00 | 12/13/2010 3:12:53 PM |
| meenan | $50.00 | $50.00 | 12/13/2010 3:13:05 PM |
| Binan | $25.00 | $25.00 | 12/13/2010 3:13:34 PM |
| stuy1998 | $30.00 | $30.00 | 12/13/2010 3:14:15 PM |
| important-ore | $100.00 | $100.00 | 12/13/2010 3:16:18 PM |
| investment-network | $25.00 | $25.00 | 12/13/2010 3:17:06 PM |
| BankingFamily | $25.00 | $25.00 | 12/13/2010 3:17:26 PM |
| panegryst | $50.00 | $50.00 | 12/13/2010 3:19:03 PM |
| tszbgae | $50.00 | $50.00 | 12/13/2010 3:19:43 PM |
| Goodlender42 | $25.00 | $25.00 | 12/13/2010 3:19:54 PM |
| income-encore1 | $100.00 | $100.00 | 12/13/2010 3:44:57 PM |
| reflective-rupee | $25.00 | $25.00 | 12/13/2010 4:01:17 PM |
| HRVRfunding | $34.65 | $34.65 | 12/13/2010 4:30:29 PM |
| economy-beast | $25.00 | $25.00 | 12/13/2010 5:24:13 PM |
| Dan4703 | $25.00 | $25.00 | 12/14/2010 4:56:04 AM |
| beachfunder | $25.00 | $25.00 | 12/14/2010 3:39:20 PM |
| Bosslady123q | $25.00 | $25.00 | 12/15/2010 9:01:30 AM |
| 126 bids
|
Borrower Payment Dependent Notes Series
487299
This series of Notes was issued and sold upon the funding of the borrower loan #45962, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.20% |
Auction start date:
| Dec-13-2010 |
| |
Auction end date:
| Dec-15-2010 |
|
|
Starting lender yield:
| 31.20% |
Starting borrower rate/APR:
| 32.20% / 35.86% |
Starting monthly payment:
| $327.49 |
|
Final lender yield:
| 31.20% |
Final borrower rate/APR:
| 32.20% / 35.86% |
Final monthly payment:
| $327.49 |
| |
|
Auction yield range:
| 13.51% - 31.20% |
Estimated loss impact:
| 15.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.57% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-2003 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 640-659 (Dec-2010) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 4y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $39,428 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ninja491 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
home ownership
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kulender | $50.00 | $50.00 | 12/13/2010 3:08:41 PM |
| ASR3 | $35.00 | $35.00 | 12/13/2010 3:29:06 PM |
| handshake5 | $100.00 | $100.00 | 12/13/2010 3:34:08 PM |
| ukstevenhawaii | $100.00 | $100.00 | 12/13/2010 3:24:01 PM |
| Interstate_Rate | $100.00 | $100.00 | 12/13/2010 3:37:20 PM |
| EBITDA | $25.00 | $25.00 | 12/13/2010 3:07:16 PM |
| flanative | $100.00 | $100.00 | 12/13/2010 3:48:00 PM |
| coin-bee1 | $50.00 | $50.00 | 12/13/2010 3:53:00 PM |
| symbiosis | $50.00 | $50.00 | 12/13/2010 3:35:22 PM |
| worthy-bid8 | $50.00 | $50.00 | 12/13/2010 3:40:07 PM |
| Gibbyland | $36.95 | $36.95 | 12/13/2010 4:28:22 PM |
| new-social-economist | $80.00 | $80.00 | 12/13/2010 3:49:26 PM |
| Investoman | $50.00 | $50.00 | 12/13/2010 4:00:26 PM |
| gold-channel2 | $25.00 | $25.00 | 12/13/2010 8:13:21 PM |
| capital-galaxy | $150.00 | $150.00 | 12/13/2010 7:30:55 PM |
| a-finance-nirvana | $25.00 | $25.00 | 12/14/2010 1:15:25 AM |
| bid-czar8 | $100.00 | $100.00 | 12/14/2010 1:33:26 AM |
| ideal-platinum1 | $25.00 | $25.00 | 12/13/2010 11:13:04 PM |
| JPMorrisLegacyFund | $70.13 | $70.13 | 12/14/2010 8:01:37 AM |
| LAM26 | $25.00 | $25.00 | 12/14/2010 9:33:15 AM |
| lendpeoplemoney | $25.00 | $25.00 | 12/14/2010 9:31:38 AM |
| hc90474 | $25.00 | $25.00 | 12/13/2010 8:26:44 PM |
| income-sage9 | $25.00 | $25.00 | 12/13/2010 10:01:37 PM |
| yield-lion | $25.00 | $25.00 | 12/14/2010 2:55:52 PM |
| jwm | $25.00 | $25.00 | 12/14/2010 2:56:04 PM |
| dedicated-transaction796 | $50.00 | $50.00 | 12/14/2010 2:56:54 PM |
| payment-gusto | $25.00 | $25.00 | 12/14/2010 3:01:01 PM |
| Rick21 | $25.00 | $25.00 | 12/14/2010 3:01:20 PM |
| astute-investment5 | $25.00 | $25.00 | 12/14/2010 3:02:53 PM |
| rapid-credit428 | $25.00 | $25.00 | 12/14/2010 12:37:22 PM |
| KiwiElf | $30.00 | $30.00 | 12/14/2010 3:13:37 PM |
| DreDub | $50.00 | $50.00 | 12/14/2010 3:21:46 PM |
| DER | $34.04 | $34.04 | 12/14/2010 2:56:37 PM |
| DrStaff | $30.00 | $30.00 | 12/14/2010 2:59:37 PM |
| ferocious-exchange3 | $37.01 | $37.01 | 12/14/2010 3:00:29 PM |
| LiveNow | $25.00 | $25.00 | 12/14/2010 3:02:27 PM |
| unclejaef | $25.00 | $25.00 | 12/14/2010 4:01:39 PM |
| greencat | $50.00 | $50.00 | 12/14/2010 7:50:46 AM |
| vigorous-velocity | $50.00 | $50.00 | 12/14/2010 4:02:08 PM |
| Sateesh | $60.87 | $60.87 | 12/14/2010 4:07:15 PM |
| kind-adventurous-finance | $26.95 | $26.95 | 12/14/2010 10:00:08 AM |
| attractive-point5 | $50.00 | $50.00 | 12/14/2010 4:01:41 PM |
| fair-peace7 | $25.00 | $25.00 | 12/14/2010 4:02:18 PM |
| independent-silver9 | $25.00 | $25.00 | 12/14/2010 4:02:26 PM |
| LenderOnWheels | $25.00 | $25.00 | 12/14/2010 4:07:12 PM |
| fortytwo | $50.00 | $50.00 | 12/14/2010 4:07:23 PM |
| inspiring-reward | $36.44 | $36.44 | 12/14/2010 11:53:01 AM |
| bazaar-secret-agent6 | $50.00 | $50.00 | 12/14/2010 2:56:13 PM |
| ivadood | $50.00 | $50.00 | 12/14/2010 2:59:25 PM |
| soulful-truth | $50.00 | $50.00 | 12/14/2010 2:59:33 PM |
| piter-to-la-investment | $25.00 | $25.00 | 12/14/2010 2:59:42 PM |
| investment-comet | $25.00 | $25.00 | 12/14/2010 3:00:24 PM |
| gallant-economy9 | $28.55 | $28.55 | 12/14/2010 3:02:15 PM |
| FeedTheMachine | $50.00 | $50.00 | 12/14/2010 3:04:21 PM |
| social-conductor4 | $25.00 | $25.00 | 12/14/2010 3:13:41 PM |
| Tasmir | $25.00 | $25.00 | 12/14/2010 3:22:50 PM |
| matt_2006 | $25.00 | $25.00 | 12/14/2010 3:43:37 PM |
| tuneman1980 | $25.00 | $25.00 | 12/14/2010 4:52:02 PM |
| navstox | $25.00 | $25.00 | 12/14/2010 4:01:33 PM |
| finance_mba | $25.00 | $25.00 | 12/14/2010 4:01:40 PM |
| the-determined-value | $50.00 | $50.00 | 12/14/2010 4:58:18 PM |
| point-kitten6 | $50.00 | $50.00 | 12/14/2010 4:06:52 PM |
| flexible-income9 | $71.89 | $71.89 | 12/14/2010 4:07:14 PM |
| balanced-dime7 | $25.00 | $25.00 | 12/14/2010 4:07:18 PM |
| palpbert | $25.00 | $25.00 | 12/14/2010 4:47:54 PM |
| radiant-loan5 | $25.00 | $25.00 | 12/14/2010 4:52:05 PM |
| Cheburashka | $25.00 | $25.00 | 12/14/2010 4:54:19 PM |
| credit-comet9 | $25.00 | $25.00 | 12/14/2010 7:42:49 PM |
| DSFinancial | $50.00 | $50.00 | 12/14/2010 4:58:19 PM |
| flexible-money1 | $50.00 | $50.00 | 12/14/2010 8:22:03 PM |
| credit-sycamore4 | $100.00 | $100.00 | 12/14/2010 5:00:26 PM |
| crawfingers | $25.00 | $25.00 | 12/14/2010 8:35:20 PM |
| nalaari | $25.00 | $25.00 | 12/14/2010 8:36:30 PM |
| bold-shrewd-duty | $25.00 | $25.00 | 12/14/2010 7:42:50 PM |
| PaulW | $25.00 | $25.00 | 12/15/2010 12:01:52 AM |
| miked8303 | $25.00 | $25.00 | 12/14/2010 7:56:57 PM |
| JSON | $25.00 | $25.00 | 12/14/2010 8:11:22 PM |
| Cybercusp | $25.00 | $25.00 | 12/14/2010 8:22:07 PM |
| CC911 | $25.00 | $25.00 | 12/15/2010 12:08:48 AM |
| TheGeek | $25.00 | $25.00 | 12/14/2010 4:51:59 PM |
| life-is-great | $50.00 | $50.00 | 12/14/2010 4:52:44 PM |
| wise-silver-wonder | $25.00 | $25.00 | 12/14/2010 5:00:20 PM |
| retirementlady | $25.00 | $25.00 | 12/14/2010 7:11:23 PM |
| wampum-chorus3 | $50.00 | $50.00 | 12/14/2010 7:42:53 PM |
| ommcd | $25.00 | $25.00 | 12/14/2010 7:57:00 PM |
| shur | $25.00 | $25.00 | 12/14/2010 8:22:12 PM |
| ferocious-camaraderi1 | $50.00 | $50.00 | 12/14/2010 8:35:59 PM |
| DonaldColorado | $50.00 | $50.00 | 12/13/2010 3:29:51 PM |
| Artist_Blue | $25.00 | $25.00 | 12/13/2010 3:32:14 PM |
| SNH | $100.00 | $100.00 | 12/13/2010 3:42:23 PM |
| richboy56 | $25.00 | $25.00 | 12/13/2010 3:43:16 PM |
| PRGuyinVA | $25.00 | $25.00 | 12/13/2010 3:45:58 PM |
| minddoc | $25.00 | $25.00 | 12/13/2010 3:50:11 PM |
| NR | $25.00 | $25.00 | 12/13/2010 3:51:21 PM |
| hayhelp | $25.00 | $25.00 | 12/13/2010 3:52:48 PM |
| TrekTune | $25.00 | $25.00 | 12/13/2010 3:55:07 PM |
| hope-hickory | $25.00 | $25.00 | 12/13/2010 3:57:25 PM |
| ichibon | $25.00 | $25.00 | 12/13/2010 3:43:41 PM |
| cropdust3r | $25.00 | $25.00 | 12/13/2010 4:01:18 PM |
| nickel-hickory | $50.00 | $50.00 | 12/13/2010 4:02:22 PM |
| diplomatic-wealth7 | $25.00 | $25.00 | 12/13/2010 3:30:24 PM |
| simplelender80 | $100.00 | $100.00 | 12/13/2010 3:31:19 PM |
| Redmond | $25.00 | $25.00 | 12/13/2010 4:41:05 PM |
| graceful-investment | $100.00 | $100.00 | 12/13/2010 4:28:09 PM |
| jamiee73 | $25.00 | $25.00 | 12/13/2010 3:48:08 PM |
| paytonbrigadier | $250.00 | $250.00 | 12/13/2010 3:50:16 PM |
| secureincome | $25.00 | $25.00 | 12/13/2010 5:53:20 PM |
| LoisLoan | $25.00 | $25.00 | 12/13/2010 3:54:34 PM |
| finance-magma7 | $25.00 | $25.00 | 12/14/2010 1:33:37 AM |
| orange-preeminant-bill | $50.00 | $50.00 | 12/14/2010 1:15:00 AM |
| ThatDanGuy | $31.61 | $31.61 | 12/13/2010 5:30:07 PM |
| top-investment-american | $25.00 | $25.00 | 12/14/2010 10:16:30 AM |
| oreyedoc | $50.00 | $50.00 | 12/14/2010 10:43:53 AM |
| rss197 | $25.00 | $25.00 | 12/14/2010 11:06:36 AM |
| jazzlender | $25.00 | $25.00 | 12/14/2010 11:31:37 AM |
| Comoparklender | $50.00 | $50.00 | 12/14/2010 2:56:02 PM |
| cablenews | $40.73 | $40.73 | 12/14/2010 2:56:31 PM |
| spark548 | $25.00 | $25.00 | 12/14/2010 2:56:39 PM |
| famous-bill | $25.00 | $25.00 | 12/14/2010 3:00:05 PM |
| MadHun | $50.00 | $50.00 | 12/14/2010 3:00:31 PM |
| asmithj | $25.00 | $25.00 | 12/14/2010 3:02:18 PM |
| Mariner3605 | $50.00 | $50.00 | 12/14/2010 3:03:23 PM |
| dollar-sonnet3 | $29.19 | $29.19 | 12/14/2010 3:04:18 PM |
| brazilofmux | $33.64 | $33.64 | 12/14/2010 3:15:35 PM |
| treasure-bliss | $31.16 | $31.16 | 12/14/2010 1:13:12 AM |
| retired272 | $25.00 | $25.00 | 12/14/2010 1:07:31 PM |
| zebra806 | $74.60 | $74.60 | 12/14/2010 3:22:34 PM |
| admirable-basis1 | $25.00 | $25.00 | 12/14/2010 2:56:06 PM |
| gain-gourd | $100.00 | $100.00 | 12/14/2010 3:00:10 PM |
| raisingophelia | $25.00 | $25.00 | 12/14/2010 3:00:23 PM |
| consummate-loyalty1 | $31.53 | $31.53 | 12/14/2010 3:02:22 PM |
| burrito6 | $25.00 | $25.00 | 12/14/2010 3:02:30 PM |
| traice | $25.00 | $25.00 | 12/14/2010 3:02:40 PM |
| commitment-symphony9 | $25.00 | $25.00 | 12/14/2010 4:01:35 PM |
| Bank42 | $50.00 | $50.00 | 12/14/2010 4:02:00 PM |
| teller | $50.00 | $50.00 | 12/14/2010 4:06:55 PM |
| trade-boots1 | $90.67 | $90.67 | 12/14/2010 8:01:55 AM |
| money-bauble | $25.00 | $25.00 | 12/14/2010 9:02:18 AM |
| Bob450 | $25.00 | $25.00 | 12/14/2010 9:56:38 AM |
| Katburg | $25.00 | $25.00 | 12/14/2010 10:07:36 AM |
| pixeldave | $50.00 | $50.00 | 12/14/2010 4:01:40 PM |
| reflective-rupee | $200.00 | $200.00 | 12/14/2010 10:32:11 AM |
| PrivateLoaner | $50.00 | $50.00 | 12/14/2010 4:07:16 PM |
| greenback-guard | $25.00 | $25.00 | 12/14/2010 4:08:18 PM |
| the-dollar-topper | $100.00 | $100.00 | 12/14/2010 11:53:05 AM |
| the-silver-blaster | $50.00 | $50.00 | 12/14/2010 2:56:10 PM |
| asiaratt | $50.00 | $50.00 | 12/14/2010 2:59:20 PM |
| AF-Chief | $43.78 | $43.78 | 12/14/2010 2:59:30 PM |
| MedLend | $50.00 | $50.00 | 12/14/2010 3:00:20 PM |
| Wellman | $50.00 | $50.00 | 12/14/2010 3:00:26 PM |
| flwah | $25.00 | $25.00 | 12/14/2010 3:15:32 PM |
| nybanker85 | $30.00 | $30.00 | 12/14/2010 3:17:58 PM |
| safe-finance | $25.00 | $25.00 | 12/14/2010 4:50:59 PM |
| ore-seagull | $40.00 | $40.00 | 12/14/2010 4:52:07 PM |
| Rdodson11 | $25.00 | $25.00 | 12/14/2010 4:01:31 PM |
| top-historic-peso | $25.00 | $25.00 | 12/14/2010 4:58:15 PM |
| joyous-revenue4 | $50.00 | $50.00 | 12/14/2010 4:06:48 PM |
| dcap3 | $25.00 | $25.00 | 12/14/2010 4:07:13 PM |
| finagler | $25.00 | $25.00 | 12/14/2010 4:07:20 PM |
| nycloan | $25.00 | $25.00 | 12/14/2010 4:53:10 PM |
| GInBaghdad | $25.00 | $25.00 | 12/14/2010 8:22:13 PM |
| zeelender | $25.00 | $25.00 | 12/14/2010 5:00:33 PM |
| stock106 | $25.00 | $25.00 | 12/14/2010 6:01:36 PM |
| greenkid | $25.00 | $25.00 | 12/14/2010 10:03:48 PM |
| tranquil-return4 | $25.00 | $25.00 | 12/14/2010 7:42:56 PM |
| DLUVLY1 | $50.00 | $50.00 | 12/14/2010 8:01:31 PM |
| newgroom422 | $25.00 | $25.00 | 12/15/2010 12:20:04 AM |
| musegaze | $50.00 | $50.00 | 12/14/2010 8:08:11 PM |
| platinum-celebration4 | $28.27 | $28.27 | 12/14/2010 8:22:01 PM |
| samo102us | $25.00 | $0.11 | 12/15/2010 12:35:04 AM |
| gentle-coin | $25.00 | $25.00 | 12/14/2010 8:22:09 PM |
| James_and_Tracy | $38.41 | $38.41 | 12/14/2010 8:34:13 PM |
| Wowzer | $25.00 | $25.00 | 12/15/2010 12:18:12 AM |
| famous-hope | $25.00 | $25.00 | 12/14/2010 4:52:13 PM |
| nodrivelpls | $25.00 | $25.00 | 12/15/2010 12:22:50 AM |
| MissionMicroFinance | $25.00 | $25.00 | 12/14/2010 4:53:52 PM |
| return-pumpkin7 | $25.00 | $25.00 | 12/14/2010 4:58:11 PM |
| lively-hope28 | $50.00 | $50.00 | 12/14/2010 4:59:38 PM |
| SDNLR | $39.52 | $39.52 | 12/14/2010 5:00:29 PM |
| Aragorn | $25.00 | $25.00 | 12/14/2010 5:01:21 PM |
| 108lender | $33.67 | $33.67 | 12/14/2010 5:46:33 PM |
| saffron4 | $25.00 | $25.00 | 12/14/2010 6:01:38 PM |
| UT-Longhorn | $25.00 | $25.00 | 12/14/2010 7:42:58 PM |
| order-elevator7 | $25.00 | $25.00 | 12/14/2010 8:22:11 PM |
| Learning2Lend | $30.28 | $30.28 | 12/15/2010 12:21:16 AM |
| selfmademan | $25.00 | $25.00 | 12/15/2010 12:22:39 AM |
| 186 bids
|
Borrower Payment Dependent Notes Series
487325
This series of Notes was issued and sold upon the funding of the borrower loan #46080, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,200.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.80% |
Auction start date:
| Dec-09-2010 |
| |
Auction end date:
| Dec-16-2010 |
|
|
Starting lender yield:
| 28.50% |
Starting borrower rate/APR:
| 29.50% / 33.10% |
Starting monthly payment:
| $219.33 |
|
Final lender yield:
| 28.50% |
Final borrower rate/APR:
| 29.50% / 33.10% |
Final monthly payment:
| $219.33 |
| |
|
Auction yield range:
| 10.51% - 28.50% |
Estimated loss impact:
| 11.52% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 16.98% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 50% |
|
Credit score:
| 720-739 (Nov-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 7y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $30,885 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| peace-cypress6 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit card debt
Purpose of loan:
This loan will be used to pay off?credit card debt.
My financial situation:
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What kind of professional are you?. What is the interest rate and balance on your credit card? - principal-star
A:
Currently I am working in Project Management for a large financial institution. I have been with the company for over 7 years.
The rate on the card is 26.99%. I know the rate on the loan is higher, however the card had a portion of it at a deferred interest rate. Once this rate expires a large sum of deferred interest will be billed to my account (over $2,000.00) if the balance is not paid in full. This is my primary reason for wanting to resolve that credit card account with a separate loan.
(Dec-11-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Lubava | $50.00 | $50.00 | 12/16/2010 1:00:15 PM |
| simplelender80 | $100.00 | $100.00 | 12/9/2010 2:43:40 PM |
| reflective-rupee | $100.00 | $100.00 | 12/9/2010 3:00:51 PM |
| nickel-hickory | $75.00 | $75.00 | 12/9/2010 8:13:09 PM |
| Whipster | $60.00 | $60.00 | 12/9/2010 2:53:28 PM |
| greencat | $50.00 | $50.00 | 12/10/2010 7:13:51 AM |
| alexgalt | $25.00 | $25.00 | 12/10/2010 12:45:05 AM |
| finance-prescription | $45.61 | $45.61 | 12/10/2010 1:21:49 PM |
| thankful-nickel2 | $25.00 | $25.00 | 12/11/2010 9:38:07 AM |
| snoopey100 | $25.00 | $25.00 | 12/12/2010 2:52:20 PM |
| 108lender | $25.00 | $25.00 | 12/12/2010 7:38:31 PM |
| dime-futurist | $25.00 | $25.00 | 12/12/2010 3:48:30 PM |
| erowis | $30.00 | $30.00 | 12/13/2010 4:28:10 PM |
| Ven58 | $25.00 | $25.00 | 12/14/2010 12:27:53 AM |
| FinanceEngine | $25.00 | $25.00 | 12/14/2010 10:03:22 AM |
| integrity-doctor | $100.00 | $100.00 | 12/14/2010 2:56:28 PM |
| melodious-openness | $100.00 | $100.00 | 12/14/2010 5:19:12 PM |
| loss-of-control | $100.00 | $100.00 | 12/14/2010 5:43:24 PM |
| loss-of-control | $50.00 | $50.00 | 12/14/2010 5:43:53 PM |
| a-golden-deal | $50.00 | $50.00 | 12/14/2010 4:28:23 PM |
| credit-missile | $125.00 | $125.00 | 12/14/2010 9:00:01 PM |
| smear87 | $25.00 | $25.00 | 12/15/2010 12:58:37 PM |
| funtwosay | $25.00 | $25.00 | 12/15/2010 12:29:33 PM |
| umfan123 | $25.00 | $25.00 | 12/15/2010 6:02:05 AM |
| Maximum_Investment | $25.00 | $25.00 | 12/15/2010 1:49:36 PM |
| b-rent | $25.00 | $25.00 | 12/15/2010 2:55:08 PM |
| AM2008 | $25.00 | $25.00 | 12/15/2010 5:30:56 PM |
| worthy-bid4 | $25.00 | $25.00 | 12/15/2010 5:17:30 PM |
| paradisenow | $25.00 | $25.00 | 12/16/2010 7:30:25 AM |
| Leshan | $25.00 | $25.00 | 12/16/2010 8:31:24 AM |
| gothampark | $25.00 | $25.00 | 12/15/2010 6:30:05 PM |
| CC911 | $25.00 | $25.00 | 12/16/2010 6:01:39 AM |
| cash-daisy | $30.01 | $30.01 | 12/16/2010 7:46:02 AM |
| djkaiser | $26.00 | $26.00 | 12/16/2010 11:05:38 AM |
| skillful-asset5 | $30.00 | $30.00 | 12/15/2010 8:40:25 PM |
| justasoldier | $30.00 | $30.00 | 12/16/2010 12:27:45 PM |
| investment-artist | $25.00 | $25.00 | 12/16/2010 10:12:06 AM |
| Easystreet | $25.00 | $25.00 | 12/16/2010 10:40:07 AM |
| autoconnection | $25.00 | $25.00 | 12/16/2010 5:00:31 AM |
| gjm6d | $25.00 | $25.00 | 12/16/2010 6:00:32 AM |
| garnetchik | $29.37 | $29.37 | 12/16/2010 11:45:56 AM |
| realtormoises | $25.00 | $25.00 | 12/16/2010 8:31:08 AM |
| Pu239 | $60.00 | $60.00 | 12/16/2010 8:36:27 AM |
| bill-expert | $100.00 | $100.00 | 12/16/2010 11:05:41 AM |
| melodious-openness | $200.00 | $200.00 | 12/16/2010 11:50:06 AM |
| EBITDA | $25.00 | $25.00 | 12/9/2010 2:38:21 PM |
| nickel-hickory | $50.00 | $50.00 | 12/9/2010 2:47:51 PM |
| reflective-rupee | $100.00 | $100.00 | 12/9/2010 3:00:37 PM |
| nilonc1 | $25.00 | $25.00 | 12/9/2010 8:38:35 PM |
| worthy-bid8 | $50.00 | $50.00 | 12/9/2010 2:37:47 PM |
| secureincome | $2,000.00 | $739.78 | 12/9/2010 2:39:26 PM |
| reflective-rupee | $100.00 | $100.00 | 12/9/2010 2:59:59 PM |
| JustMee | $25.00 | $25.00 | 12/9/2010 5:40:43 PM |
| finance-prescription | $100.00 | $100.00 | 12/10/2010 2:24:31 PM |
| SFBank | $300.00 | $300.00 | 12/11/2010 8:50:00 PM |
| building_community | $25.00 | $25.00 | 12/12/2010 12:41:08 PM |
| wonder3 | $25.00 | $25.00 | 12/13/2010 6:46:08 AM |
| nickel-position | $25.00 | $25.00 | 12/12/2010 3:37:04 PM |
| bankojerry | $25.00 | $25.00 | 12/14/2010 3:25:57 AM |
| Branch95 | $26.81 | $26.81 | 12/14/2010 2:50:20 PM |
| worldly-gold | $50.00 | $50.00 | 12/14/2010 3:17:25 PM |
| Free-the-usa-1776 | $25.00 | $25.00 | 12/14/2010 5:42:56 PM |
| loyalist1 | $26.39 | $26.39 | 12/14/2010 5:43:21 PM |
| loss-of-control | $50.00 | $50.00 | 12/14/2010 5:44:34 PM |
| 850 | $50.00 | $50.00 | 12/14/2010 7:50:13 PM |
| octoberfresh | $25.00 | $25.00 | 12/15/2010 7:02:14 AM |
| wwwUniversal | $25.00 | $25.00 | 12/15/2010 12:53:39 AM |
| ptclender | $60.00 | $60.00 | 12/15/2010 1:49:22 PM |
| attractive-fund | $50.00 | $50.00 | 12/15/2010 3:39:35 PM |
| suave-dime6 | $25.00 | $25.00 | 12/16/2010 2:48:28 AM |
| mpatrick | $25.00 | $25.00 | 12/16/2010 8:20:25 AM |
| LittleMingo | $30.00 | $30.00 | 12/16/2010 12:42:07 PM |
| p2p-mover0 | $70.63 | $70.63 | 12/16/2010 1:57:18 PM |
| unger | $25.00 | $25.00 | 12/16/2010 2:36:32 PM |
| principal-star | $25.00 | $25.00 | 12/16/2010 11:00:29 AM |
| bitano | $50.00 | $50.00 | 12/16/2010 8:01:11 AM |
| principal-laser | $43.80 | $43.80 | 12/16/2010 12:49:06 PM |
| llequire1 | $63.50 | $63.50 | 12/16/2010 8:54:55 AM |
| leverage-monger | $25.00 | $25.00 | 12/16/2010 10:07:03 AM |
| garnetchik | $25.00 | $25.00 | 12/16/2010 10:17:33 AM |
| reflective-rupee | $500.00 | $500.00 | 12/16/2010 10:47:36 AM |
| shrewd-income | $100.00 | $100.00 | 12/16/2010 11:04:00 AM |
| enthusiastic-ore5 | $48.10 | $48.10 | 12/16/2010 12:35:51 PM |
| goodhearted-basis4 | $25.00 | $25.00 | 12/16/2010 1:54:49 PM |
| 84 bids
|
Borrower Payment Dependent Notes Series
487489
This series of Notes was issued and sold upon the funding of the borrower loan #45959, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.80% |
Auction start date:
| Dec-10-2010 |
| |
Auction end date:
| Dec-14-2010 |
|
|
Starting lender yield:
| 28.50% |
Starting borrower rate/APR:
| 29.50% / 33.10% |
Starting monthly payment:
| $316.34 |
|
Final lender yield:
| 28.50% |
Final borrower rate/APR:
| 29.50% / 33.10% |
Final monthly payment:
| $316.34 |
| |
|
Auction yield range:
| 10.51% - 28.50% |
Estimated loss impact:
| 11.52% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 16.98% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-2006 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 700-719 (Nov-2010) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,864 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| economy-stream8 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
guaranteed return investment
Purpose of loan:
This loan will be used to?invest in cars that are pre-sold to dealers in Canada. I get a 12 percent earning from every dollar I finance.
My financial situation:I have more than enough money to make monthly payments. Never struggle financially.
I am a good candidate for this loan because?I am on time and always pay what I owe and have a disciplined financial lifestyle.
Monthly net income: $2200
Monthly expenses: $
??Housing: $398
??Insurance: $220
??Car expenses: $0
??Utilities: $50
??Phone, cable, internet: $100
??Food, entertainment: $150
??Clothing, household expenses $50
??Credit cards and other loans: $220
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| EBITDA | $25.00 | $25.00 | 12/10/2010 3:09:14 PM |
| ukstevenhawaii | $100.00 | $100.00 | 12/10/2010 3:11:03 PM |
| greencat | $50.00 | $50.00 | 12/10/2010 2:59:55 PM |
| ichibon | $50.00 | $50.00 | 12/10/2010 3:42:13 PM |
| Artist_Blue | $25.00 | $25.00 | 12/10/2010 3:14:09 PM |
| scrappy-diversification7 | $1,500.00 | $1,500.00 | 12/10/2010 5:51:30 PM |
| mercuriant | $25.00 | $25.00 | 12/10/2010 5:56:35 PM |
| MikeyZ2008 | $100.00 | $100.00 | 12/10/2010 4:32:26 PM |
| diplomatic-wealth7 | $25.00 | $25.00 | 12/10/2010 3:13:18 PM |
| Redmond | $25.00 | $25.00 | 12/10/2010 3:14:48 PM |
| paytonbrigadier | $300.00 | $300.00 | 12/10/2010 3:16:19 PM |
| worthy-bid8 | $41.07 | $41.07 | 12/10/2010 3:41:50 PM |
| back-scratchers | $25.00 | $25.00 | 12/11/2010 11:43:52 AM |
| simplewareinc | $50.00 | $50.00 | 12/10/2010 5:34:55 PM |
| secureincome | $34.00 | $34.00 | 12/10/2010 5:49:43 PM |
| SFBank | $300.00 | $300.00 | 12/11/2010 8:51:26 PM |
| graceful-investment | $27.84 | $27.84 | 12/11/2010 11:43:44 AM |
| minddoc | $25.00 | $25.00 | 12/12/2010 3:17:02 AM |
| flanative | $100.00 | $100.00 | 12/11/2010 3:56:35 PM |
| bid-czar8 | $59.88 | $59.88 | 12/11/2010 2:12:53 AM |
| IIP77 | $25.00 | $25.00 | 12/11/2010 4:23:40 AM |
| jono9999 | $98.56 | $98.56 | 12/11/2010 4:58:10 AM |
| raisingophelia | $25.00 | $25.00 | 12/12/2010 9:38:31 AM |
| parsec9 | $25.00 | $25.00 | 12/12/2010 9:38:39 AM |
| sturdy-openness885 | $25.00 | $25.00 | 12/11/2010 7:28:42 AM |
| GElender | $30.65 | $30.65 | 12/12/2010 9:45:16 AM |
| vigorous-velocity | $31.13 | $31.13 | 12/12/2010 11:01:08 AM |
| soulful-truth | $25.10 | $25.10 | 12/11/2010 8:26:52 AM |
| coin-bee1 | $50.00 | $50.00 | 12/12/2010 12:16:40 PM |
| NR | $25.00 | $25.00 | 12/12/2010 7:55:55 AM |
| asset-professor | $50.00 | $50.00 | 12/12/2010 2:51:07 PM |
| JPMorrisLegacyFund | $64.67 | $64.67 | 12/11/2010 8:03:58 PM |
| firewomin | $50.00 | $50.00 | 12/12/2010 3:06:54 PM |
| FeedTheMachine | $38.12 | $38.12 | 12/12/2010 3:45:37 PM |
| lloyd_s | $25.00 | $25.00 | 12/12/2010 1:48:24 PM |
| new-social-economist | $75.00 | $75.00 | 12/11/2010 10:41:43 PM |
| inspiring-reward | $32.67 | $32.67 | 12/12/2010 3:37:20 AM |
| finagler | $25.00 | $25.00 | 12/12/2010 6:51:44 PM |
| money-bauble | $25.00 | $25.00 | 12/12/2010 2:53:27 PM |
| ThisGuyIKnow | $25.00 | $25.00 | 12/12/2010 5:22:24 PM |
| lend2end | $50.00 | $50.00 | 12/12/2010 1:43:45 PM |
| asiaratt | $50.00 | $50.00 | 12/13/2010 7:26:42 AM |
| kmprospeo | $46.96 | $46.96 | 12/13/2010 7:41:31 AM |
| jga516 | $25.00 | $25.00 | 12/12/2010 1:45:45 PM |
| the-dollar-topper | $41.23 | $41.23 | 12/13/2010 8:16:35 AM |
| coin-amigo | $28.62 | $28.62 | 12/13/2010 9:34:28 AM |
| charming-dime | $25.00 | $25.00 | 12/13/2010 9:48:23 AM |
| mswmba | $25.00 | $25.00 | 12/13/2010 9:48:37 AM |
| vacaerol | $25.00 | $25.00 | 12/13/2010 9:49:08 AM |
| HawaiiB | $31.91 | $31.91 | 12/13/2010 9:49:27 AM |
| CreativeIdeas | $25.00 | $3.02 | 12/13/2010 9:49:44 AM |
| deal-hickory5 | $29.06 | $29.06 | 12/13/2010 9:51:21 AM |
| Fabiolous | $200.00 | $200.00 | 12/13/2010 12:11:47 AM |
| MadHun | $40.56 | $40.56 | 12/13/2010 7:26:44 AM |
| Mariner3605 | $50.00 | $50.00 | 12/13/2010 7:26:52 AM |
| Cheburashka | $25.00 | $25.00 | 12/13/2010 8:21:52 AM |
| silver-enlightenment0 | $50.00 | $50.00 | 12/13/2010 9:33:38 AM |
| larry2003 | $25.00 | $25.00 | 12/13/2010 9:48:32 AM |
| MAYBROOK | $50.00 | $50.00 | 12/13/2010 9:48:38 AM |
| LoisLoan | $25.00 | $25.00 | 12/12/2010 5:52:28 PM |
| tszbgae | $50.00 | $50.00 | 12/12/2010 7:07:43 PM |
| flwah | $25.00 | $25.00 | 12/12/2010 10:16:58 PM |
| uprising35 | $25.00 | $25.00 | 12/13/2010 9:48:22 AM |
| wcg-nyc | $25.00 | $25.00 | 12/13/2010 9:48:26 AM |
| Bailador | $25.00 | $25.00 | 12/13/2010 9:48:36 AM |
| israel15 | $25.00 | $25.00 | 12/13/2010 9:49:06 AM |
| poppinkid | $25.00 | $25.00 | 12/13/2010 9:49:39 AM |
| ASR3 | $35.00 | $35.00 | 12/10/2010 3:12:48 PM |
| DonaldColorado | $50.00 | $50.00 | 12/10/2010 3:13:06 PM |
| simplelender80 | $100.00 | $100.00 | 12/10/2010 3:13:36 PM |
| handshake5 | $100.00 | $100.00 | 12/10/2010 3:14:57 PM |
| Interstate_Rate | $100.00 | $100.00 | 12/10/2010 3:16:37 PM |
| SNH | $100.00 | $100.00 | 12/10/2010 8:09:22 PM |
| DSFinancial | $40.43 | $40.43 | 12/10/2010 9:52:14 PM |
| richboy56 | $25.00 | $25.00 | 12/10/2010 10:08:43 PM |
| Bank42 | $50.00 | $50.00 | 12/10/2010 3:11:36 PM |
| hopeful-truth5 | $38.12 | $38.12 | 12/10/2010 3:12:24 PM |
| treasure-bliss | $50.00 | $50.00 | 12/11/2010 1:54:42 AM |
| a-finance-nirvana | $25.00 | $25.00 | 12/11/2010 1:54:56 AM |
| kulender | $50.00 | $50.00 | 12/10/2010 3:13:45 PM |
| symbiosis | $50.00 | $50.00 | 12/10/2010 3:15:29 PM |
| nickel-hickory | $50.00 | $50.00 | 12/10/2010 10:11:44 PM |
| reflective-rupee | $100.00 | $100.00 | 12/10/2010 3:33:33 PM |
| ferocious-camaraderi1 | $50.00 | $50.00 | 12/11/2010 8:12:05 AM |
| social-conductor4 | $25.00 | $25.00 | 12/11/2010 10:16:28 AM |
| nilonc1 | $25.00 | $25.00 | 12/10/2010 4:16:03 PM |
| thatguyoverseas | $31.70 | $31.70 | 12/12/2010 3:13:14 AM |
| PRGuyinVA | $25.00 | $25.00 | 12/11/2010 2:13:52 AM |
| blackstar | $25.00 | $25.00 | 12/11/2010 4:08:19 AM |
| red-power-pecan | $50.00 | $50.00 | 12/11/2010 5:53:35 PM |
| p2ploan-sensation211 | $25.00 | $25.00 | 12/11/2010 6:13:05 PM |
| famous-bill | $25.00 | $25.00 | 12/11/2010 5:03:12 AM |
| ionyad | $50.00 | $50.00 | 12/12/2010 8:41:31 AM |
| 87Marc | $25.00 | $25.00 | 12/12/2010 10:21:30 AM |
| Guerrilla_Man | $25.00 | $25.00 | 12/11/2010 8:36:32 AM |
| hayhelp | $25.00 | $25.00 | 12/12/2010 11:53:11 AM |
| PrivateLoaner | $25.00 | $25.00 | 12/12/2010 12:12:58 PM |
| jamiee73 | $25.00 | $25.00 | 12/11/2010 4:22:09 PM |
| flexible-income9 | $50.00 | $50.00 | 12/11/2010 6:21:34 PM |
| building_community | $25.00 | $25.00 | 12/12/2010 12:40:58 PM |
| finance-prescription | $100.00 | $100.00 | 12/12/2010 2:54:42 PM |
| orange-preeminant-bill | $41.70 | $41.70 | 12/12/2010 3:34:24 PM |
| asset-equilibrium0 | $25.00 | $25.00 | 12/12/2010 3:36:38 PM |
| gain-gourd | $25.00 | $25.00 | 12/12/2010 3:45:46 PM |
| bountiful-durability | $30.65 | $30.65 | 12/11/2010 8:46:43 PM |
| DadWarbucks | $43.59 | $43.59 | 12/12/2010 5:22:37 PM |
| TrekTune | $25.00 | $25.00 | 12/12/2010 7:16:42 PM |
| DER | $38.52 | $38.52 | 12/12/2010 3:11:41 PM |
| investment-comet | $25.00 | $25.00 | 12/12/2010 3:45:01 PM |
| finance-prescription | $25.24 | $25.24 | 12/12/2010 10:51:31 AM |
| JBA25 | $25.00 | $25.00 | 12/13/2010 7:53:40 AM |
| JGB | $62.63 | $62.63 | 12/12/2010 1:46:42 PM |
| tsquared_030 | $25.00 | $25.00 | 12/12/2010 10:12:30 PM |
| hope-hickory | $25.00 | $25.00 | 12/13/2010 9:23:34 AM |
| yeti888 | $30.22 | $30.22 | 12/13/2010 9:26:26 AM |
| biz20 | $25.00 | $25.00 | 12/13/2010 9:48:33 AM |
| SacramentoLoaners | $25.00 | $25.00 | 12/13/2010 9:49:07 AM |
| rhightower003 | $25.00 | $25.00 | 12/13/2010 9:49:09 AM |
| revenue-officer36 | $38.67 | $38.67 | 12/13/2010 9:49:16 AM |
| brazilofmux | $28.60 | $28.60 | 12/13/2010 4:26:32 AM |
| worth-arch | $25.00 | $25.00 | 12/12/2010 2:52:07 PM |
| desertoasis | $25.00 | $25.00 | 12/12/2010 3:52:46 PM |
| fairness-kayak | $25.00 | $25.00 | 12/12/2010 4:41:31 PM |
| zebra806 | $35.28 | $35.28 | 12/13/2010 9:48:28 AM |
| kindness-hickory5 | $50.00 | $50.00 | 12/13/2010 9:49:22 AM |
| EngineersAlliance | $50.00 | $50.00 | 12/13/2010 9:50:12 AM |
| Kijib | $25.00 | $25.00 | 12/12/2010 10:12:32 PM |
| apostle901 | $25.00 | $25.00 | 12/13/2010 9:48:25 AM |
| smart-gain | $49.60 | $49.60 | 12/13/2010 9:48:30 AM |
| kind-efficient-credit | $50.00 | $50.00 | 12/13/2010 9:48:39 AM |
| 108lender | $150.00 | $150.00 | 12/13/2010 10:26:42 AM |
| sentry256 | $25.00 | $25.00 | 12/13/2010 1:03:04 PM |
| liberty-motivator9 | $25.00 | $25.00 | 12/13/2010 2:06:13 PM |
| lawyervon | $25.00 | $25.00 | 12/13/2010 4:26:57 PM |
| wwwUniversal | $25.00 | $25.00 | 12/14/2010 1:05:49 AM |
| 135 bids
|
Borrower Payment Dependent Notes Series
487501
This series of Notes was issued and sold upon the funding of the borrower loan #46095, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.80% |
Auction start date:
| Dec-10-2010 |
| |
Auction end date:
| Dec-16-2010 |
|
|
Starting lender yield:
| 28.50% |
Starting borrower rate/APR:
| 29.50% / 33.51% |
Starting monthly payment:
| $63.27 |
|
Final lender yield:
| 20.00% |
Final borrower rate/APR:
| 21.00% / 24.81% |
Final monthly payment:
| $56.51 |
| |
|
Auction yield range:
| 10.51% - 28.50% |
Estimated loss impact:
| 11.28% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.72% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 760-779 (Nov-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
11 | Length of status: | 3y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 53 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $818 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| whamo267 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
new loan1
Purpose of loan:
This loan will be used to? pay off short term bills
My financial situation:
I am a good candidate for this loan because? I will repay in a timely manner????
Monthly net income: $ 4000
Monthly expenses: $
??Housing: $ 1400
??Insurance: $ 100
??Car expenses: $ 500
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $ 100
??Clothing, household expenses $
??Credit cards and other loans: $ 200
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please provide 1. The total balance of the mortgage loans and any HELOC you owe on your home, and... 2. The current market value of your home? (use zillow.com if unsure) - kindness-launcher
A:
I have a mortgage balance of $155,000 and it was appraised at $188,000 a year ago. Thank you!
(Dec-13-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| reflective-rupee | $100.00 | $55.00 | 12/10/2010 3:31:27 PM |
| GeorgiaGator | $25.00 | $25.00 | 12/12/2010 2:15:21 PM |
| cash-tent | $30.00 | $30.00 | 12/13/2010 7:15:40 PM |
| Johnab | $25.00 | $25.00 | 12/13/2010 8:26:38 PM |
| klemer | $25.00 | $25.00 | 12/13/2010 5:20:43 PM |
| Reliance_Banker | $25.00 | $25.00 | 12/13/2010 7:39:10 PM |
| reflective-rupee | $25.00 | $25.00 | 12/14/2010 10:48:56 AM |
| epponomics101 | $50.00 | $50.00 | 12/14/2010 3:12:44 PM |
| beachfunder | $25.00 | $25.00 | 12/14/2010 3:34:04 PM |
| beachfunder | $25.00 | $25.00 | 12/14/2010 3:35:01 PM |
| FinanceEngine | $25.00 | $25.00 | 12/14/2010 4:27:18 PM |
| dudebrah | $25.00 | $25.00 | 12/14/2010 10:40:47 PM |
| JDL51 | $25.00 | $25.00 | 12/15/2010 8:38:34 AM |
| DasMula | $25.00 | $25.00 | 12/15/2010 3:07:20 PM |
| SolarMoonshine | $50.00 | $50.00 | 12/10/2010 5:35:38 PM |
| top-courteous-peso | $100.00 | $100.00 | 12/10/2010 3:02:37 PM |
| Brown98 | $50.00 | $50.00 | 12/10/2010 3:02:54 PM |
| foothillender | $25.00 | $25.00 | 12/11/2010 6:47:41 AM |
| a2190b | $25.00 | $25.00 | 12/11/2010 5:55:46 PM |
| Requiem | $25.00 | $25.00 | 12/13/2010 6:01:09 AM |
| vine99 | $65.00 | $65.00 | 12/12/2010 4:49:12 PM |
| beachfunder | $25.00 | $25.00 | 12/13/2010 10:28:53 AM |
| Dopplerbob | $25.00 | $25.00 | 12/13/2010 2:30:37 PM |
| beachfunder | $25.00 | $25.00 | 12/13/2010 10:27:58 AM |
| loanman2007 | $50.00 | $50.00 | 12/14/2010 6:10:35 AM |
| Mahogany_Group | $25.00 | $25.00 | 12/14/2010 1:53:02 PM |
| Danjack_Capital | $25.00 | $25.00 | 12/14/2010 3:05:56 PM |
| marwadi-62 | $100.00 | $100.00 | 12/14/2010 10:40:18 AM |
| credit-guard5 | $25.00 | $25.00 | 12/14/2010 5:48:12 PM |
| lsx7 | $100.00 | $100.00 | 12/14/2010 11:22:10 PM |
| 850 | $50.00 | $50.00 | 12/14/2010 7:00:54 PM |
| nimble-nickel | $25.00 | $25.00 | 12/15/2010 10:59:34 AM |
| rpd1211 | $25.00 | $25.00 | 12/15/2010 10:17:03 AM |
| reflective-rupee | $25.00 | $25.00 | 12/15/2010 12:51:59 PM |
| lendstats_com | $200.00 | $200.00 | 12/15/2010 7:10:26 PM |
| usbank | $25.00 | $25.00 | 12/15/2010 8:41:02 PM |
| 36 bids
|
Borrower Payment Dependent Notes Series
487513
This series of Notes was issued and sold upon the funding of the borrower loan #46083, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 3.50% |
Auction start date:
| Dec-10-2010 |
| |
Auction end date:
| Dec-13-2010 |
|
|
Starting lender yield:
| 9.95% |
Starting borrower rate/APR:
| 10.95% / 13.07% |
Starting monthly payment:
| $245.36 |
|
Final lender yield:
| 9.95% |
Final borrower rate/APR:
| 10.95% / 13.07% |
Final monthly payment:
| $245.36 |
| |
|
Auction yield range:
| 3.51% - 9.95% |
Estimated loss impact:
| 3.53% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.42% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 760-779 (Dec-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,866 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| liberty-songbird9 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used simply to consolidate my credit card debt.
My financial situation:
I am a good candidate for this loan because I'm going to set up an automatic payment with my bank. I am currently reading books to improve my financial situation, and consolidation is a big part of my trip towards fiscal wellness.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
I am interested in funding your loan. Please list the outstanding balance, APR, and monthly payment for the debt you are going to consolidate with this loan. Also, how long has you been paying off these debts. Thank you! - newest-funds-powerplant
A:
I have a multitude of cards that I will pay off with this consolidation loan:
? $1406.40 (APR 16.24%)
??$3078.74 (APR 12.99%)
? $595.79 (APR 0% for the next two months)
? $1279.92 (APR 0% for the next seven months)
? about $1100 (APR about 22%) (my wife's account)
Just shy of $7500 in total. I've been paying these off for about two years now and making very little progress. You can bet I'm going to shred all but one of these credit cards (for emergencies) once I pay them off.
(Dec-11-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Pulchritudinous | $25.00 | $25.00 | 12/10/2010 3:02:46 PM |
| tech310 | $50.00 | $50.00 | 12/10/2010 3:09:43 PM |
| rss197 | $25.00 | $25.00 | 12/10/2010 3:10:15 PM |
| gigabit | $50.00 | $50.00 | 12/10/2010 3:10:34 PM |
| bid-czar8 | $100.00 | $100.00 | 12/10/2010 3:13:13 PM |
| Artist_Blue | $25.00 | $25.00 | 12/10/2010 3:14:29 PM |
| handshake5 | $100.00 | $100.00 | 12/10/2010 3:15:04 PM |
| paytonbrigadier | $250.00 | $250.00 | 12/10/2010 3:15:46 PM |
| epic-transaction | $50.00 | $50.00 | 12/10/2010 3:38:40 PM |
| ciccio70 | $25.00 | $25.00 | 12/10/2010 3:39:10 PM |
| paymentologist | $25.00 | $25.00 | 12/10/2010 3:39:59 PM |
| andlifegoeson | $50.00 | $50.00 | 12/10/2010 3:40:16 PM |
| nickel-ferret | $50.00 | $50.00 | 12/10/2010 3:40:33 PM |
| indomitable-coin | $100.00 | $100.00 | 12/10/2010 3:09:40 PM |
| ray1051 | $50.00 | $50.00 | 12/10/2010 3:10:09 PM |
| finance_mba | $25.00 | $25.00 | 12/10/2010 3:11:26 PM |
| Bank42 | $50.00 | $50.00 | 12/10/2010 3:11:29 PM |
| listing-trapper3 | $75.00 | $75.00 | 12/10/2010 3:11:44 PM |
| meenan | $50.00 | $50.00 | 12/10/2010 3:11:51 PM |
| the-enterprising-leverage | $25.00 | $25.00 | 12/10/2010 3:13:30 PM |
| PocketAces | $25.00 | $25.00 | 12/10/2010 3:40:14 PM |
| kc8fot | $25.00 | $25.00 | 12/10/2010 3:42:27 PM |
| reflective-rupee | $100.00 | $100.00 | 12/10/2010 3:59:42 PM |
| prudent-dinero | $25.00 | $25.00 | 12/10/2010 10:15:46 PM |
| Kotlovan | $25.00 | $25.00 | 12/11/2010 12:09:05 AM |
| thrifty-peso | $25.00 | $25.00 | 12/10/2010 4:08:59 PM |
| chlebie | $25.00 | $25.00 | 12/10/2010 3:08:59 PM |
| Strato | $25.02 | $25.02 | 12/11/2010 12:28:47 AM |
| Mrphlox | $25.00 | $25.00 | 12/11/2010 12:45:12 AM |
| Dutchhunter | $34.93 | $34.93 | 12/11/2010 12:48:52 AM |
| lloyd_s | $25.00 | $25.00 | 12/11/2010 1:03:27 AM |
| samo102us | $25.00 | $25.00 | 12/11/2010 1:22:18 AM |
| JGB | $76.63 | $76.63 | 12/11/2010 1:25:03 AM |
| ASR3 | $35.00 | $35.00 | 12/10/2010 3:12:35 PM |
| adam_rodgers | $25.00 | $25.00 | 12/11/2010 2:36:45 AM |
| the-dollar-topper | $100.00 | $100.00 | 12/10/2010 3:15:18 PM |
| power-trophy7 | $25.00 | $25.00 | 12/10/2010 3:16:24 PM |
| selector568 | $400.00 | $400.00 | 12/10/2010 3:24:18 PM |
| CROBRUN | $28.67 | $28.67 | 12/11/2010 7:56:32 AM |
| castleman | $25.00 | $25.00 | 12/11/2010 12:11:42 AM |
| jdrez | $25.00 | $25.00 | 12/11/2010 12:25:38 AM |
| kchen486 | $50.00 | $50.00 | 12/10/2010 3:40:21 PM |
| agwosdof | $35.17 | $35.17 | 12/10/2010 3:41:16 PM |
| Prosp_Lender | $25.70 | $25.70 | 12/11/2010 12:48:06 AM |
| Savings_EQ_Dignity | $30.00 | $30.00 | 12/11/2010 1:41:41 AM |
| SCD | $25.00 | $25.00 | 12/11/2010 3:48:03 AM |
| cagcrash | $75.00 | $75.00 | 12/11/2010 6:18:05 AM |
| p2ploan-sensation211 | $25.00 | $25.00 | 12/11/2010 5:30:02 PM |
| courteous-fund9 | $25.00 | $16.22 | 12/11/2010 8:22:15 AM |
| samaritan5 | $35.37 | $35.37 | 12/10/2010 7:21:28 PM |
| newest-funds-powerplant | $25.00 | $25.00 | 12/11/2010 6:36:21 PM |
| Aquarius29 | $25.00 | $25.00 | 12/11/2010 12:43:57 AM |
| blissful-exchange4 | $25.00 | $25.00 | 12/11/2010 2:20:43 PM |
| zippy-interest | $25.00 | $25.00 | 12/11/2010 1:40:57 AM |
| Danjack_Capital | $25.00 | $25.00 | 12/12/2010 10:18:53 AM |
| retiresecure | $25.00 | $25.00 | 12/11/2010 8:00:06 AM |
| thankful-nickel2 | $25.00 | $25.00 | 12/11/2010 9:31:22 AM |
| economy-beast | $100.00 | $100.00 | 12/13/2010 4:51:09 PM |
| organized-payment6 | $50.00 | $50.00 | 12/10/2010 3:10:19 PM |
| ichibon | $200.00 | $200.00 | 12/10/2010 3:10:23 PM |
| UT-Longhorn | $25.00 | $25.00 | 12/10/2010 3:11:41 PM |
| platinum-celebration4 | $25.00 | $25.00 | 12/10/2010 3:12:30 PM |
| AFairDeal | $50.00 | $50.00 | 12/10/2010 3:12:39 PM |
| Webpreneur | $50.00 | $50.00 | 12/10/2010 3:12:59 PM |
| superb-funds335 | $25.00 | $25.00 | 12/10/2010 3:16:07 PM |
| sci_guy | $25.00 | $25.00 | 12/10/2010 3:16:56 PM |
| enthralling-deal180 | $50.00 | $50.00 | 12/10/2010 3:02:44 PM |
| currency-cigar4 | $50.00 | $50.00 | 12/10/2010 3:18:28 PM |
| RandyL3 | $25.00 | $25.00 | 12/10/2010 3:18:37 PM |
| Ripsaw4U | $50.00 | $50.00 | 12/10/2010 3:10:11 PM |
| hopeful-truth5 | $100.00 | $100.00 | 12/10/2010 3:10:20 PM |
| subtle-revenue0 | $25.00 | $25.00 | 12/10/2010 3:10:45 PM |
| vb3jmg | $50.00 | $50.00 | 12/10/2010 4:09:21 PM |
| richboy56 | $25.00 | $25.00 | 12/10/2010 3:11:57 PM |
| GElender | $75.00 | $75.00 | 12/10/2010 3:12:11 PM |
| tolerant-dinero2 | $25.00 | $25.00 | 12/10/2010 3:12:45 PM |
| kulender | $50.00 | $50.00 | 12/10/2010 3:13:55 PM |
| SimpleChoice | $25.00 | $25.00 | 12/10/2010 3:15:05 PM |
| intuitive-hope9 | $25.00 | $25.00 | 12/10/2010 4:26:54 PM |
| investment-comet | $25.00 | $25.00 | 12/10/2010 3:16:15 PM |
| jrbill1998 | $50.00 | $50.00 | 12/10/2010 3:16:29 PM |
| tomdooley12520 | $25.00 | $25.00 | 12/10/2010 4:50:18 PM |
| availableloan | $25.00 | $25.00 | 12/10/2010 3:17:21 PM |
| SNH | $100.00 | $100.00 | 12/10/2010 8:01:55 PM |
| ahansen | $50.00 | $50.00 | 12/10/2010 3:40:18 PM |
| mulberry4 | $50.00 | $50.00 | 12/10/2010 9:41:58 PM |
| careful-note | $100.00 | $100.00 | 12/10/2010 3:09:54 PM |
| get30inc | $29.28 | $29.28 | 12/11/2010 12:45:30 AM |
| secureincome | $2,000.00 | $2,000.00 | 12/10/2010 3:10:39 PM |
| brightest-affluence-motivator | $50.00 | $50.00 | 12/10/2010 3:10:54 PM |
| riskreward | $100.00 | $100.00 | 12/10/2010 3:11:17 PM |
| gold-blanket0 | $25.00 | $25.00 | 12/10/2010 3:11:21 PM |
| wonderful-dime | $25.00 | $25.00 | 12/10/2010 3:11:47 PM |
| Beeeej | $25.00 | $25.00 | 12/10/2010 4:31:59 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/11/2010 1:53:07 AM |
| bombay56 | $50.00 | $50.00 | 12/10/2010 7:21:30 PM |
| bowdish1 | $50.00 | $50.00 | 12/10/2010 3:16:01 PM |
| E_G | $50.00 | $50.00 | 12/10/2010 3:16:51 PM |
| elasermd | $50.00 | $50.00 | 12/11/2010 7:06:39 AM |
| awwaww | $25.00 | $25.00 | 12/11/2010 12:28:14 AM |
| Preteur | $25.00 | $25.00 | 12/11/2010 12:29:02 AM |
| rate-gravity | $46.63 | $46.63 | 12/10/2010 3:40:15 PM |
| payout-magician | $25.00 | $25.00 | 12/11/2010 8:34:56 AM |
| Duanep01 | $25.00 | $25.00 | 12/11/2010 12:59:15 AM |
| a-healthy-affluence | $26.68 | $26.68 | 12/11/2010 1:41:11 AM |
| taurusco | $25.04 | $25.04 | 12/11/2010 1:41:48 AM |
| asset-professor | $50.00 | $50.00 | 12/11/2010 1:42:26 AM |
| vutah | $25.00 | $25.00 | 12/11/2010 10:16:20 AM |
| DasMula | $25.00 | $25.00 | 12/10/2010 4:10:12 PM |
| Pasagam | $25.00 | $25.00 | 12/11/2010 7:21:26 AM |
| physicsjoe | $25.00 | $25.00 | 12/10/2010 7:21:31 PM |
| h_corey | $25.00 | $25.00 | 12/11/2010 12:08:50 AM |
| supersarah61 | $25.00 | $25.00 | 12/11/2010 1:24:44 AM |
| miket71 | $29.61 | $29.61 | 12/11/2010 1:25:31 AM |
| jazzlender | $25.00 | $25.00 | 12/11/2010 1:34:55 AM |
| chestnut4 | $25.00 | $25.00 | 12/11/2010 2:03:25 AM |
| money-bauble | $25.00 | $25.00 | 12/11/2010 2:05:48 AM |
| socal-lender | $25.00 | $25.00 | 12/11/2010 4:31:36 PM |
| spiff666 | $25.00 | $25.00 | 12/11/2010 7:52:28 AM |
| japerk | $25.00 | $25.00 | 12/12/2010 3:31:51 PM |
| auction-workhorse679 | $25.00 | $25.00 | 12/13/2010 7:37:16 AM |
| Dskillz | $25.05 | $25.05 | 12/13/2010 5:44:44 PM |
| Midg | $25.00 | $25.00 | 12/13/2010 5:13:33 PM |
| 123 bids
|
Borrower Payment Dependent Notes Series
487563
This series of Notes was issued and sold upon the funding of the borrower loan #46051, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.20% |
Auction start date:
| Dec-13-2010 |
| |
Auction end date:
| Dec-16-2010 |
|
|
Starting lender yield:
| 31.20% |
Starting borrower rate/APR:
| 32.20% / 35.86% |
Starting monthly payment:
| $261.99 |
|
Final lender yield:
| 31.20% |
Final borrower rate/APR:
| 32.20% / 35.86% |
Final monthly payment:
| $261.99 |
| |
|
Auction yield range:
| 13.51% - 31.20% |
Estimated loss impact:
| 15.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.57% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1997 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 660-679 (Dec-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 5y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| marketplace-wingding |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Better than credit card rate
I am using this loan to make a few small purchases and pay off an old bill. I think a personal loan will suit me better than a credit card. I'm a great loan candidate because my monthly bills are very low and I always have plenty of expendable income every month. I will have no problem making the monthly payment. Currently, my rent is $610, car is $220, health and car insurance is $180, and utilities are about $200 per month. I always have an extra $1000 at the end of the month when all the bills are paid. I'm single, have no children, and am in perfect health.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| EBITDA | $25.00 | $25.00 | 12/13/2010 3:07:14 PM |
| Interstate_Rate | $100.00 | $100.00 | 12/13/2010 3:37:14 PM |
| diplomatic-wealth7 | $25.00 | $25.00 | 12/13/2010 3:30:32 PM |
| Artist_Blue | $25.00 | $25.00 | 12/13/2010 3:32:03 PM |
| kulender | $50.00 | $50.00 | 12/13/2010 3:08:46 PM |
| Redmond | $25.00 | $25.00 | 12/13/2010 3:33:40 PM |
| jamiee73 | $25.00 | $25.00 | 12/13/2010 3:48:09 PM |
| TrekTune | $25.00 | $25.00 | 12/13/2010 3:55:14 PM |
| simplelender80 | $100.00 | $100.00 | 12/13/2010 3:31:23 PM |
| worthy-bid8 | $50.00 | $50.00 | 12/13/2010 3:40:15 PM |
| SNH | $100.00 | $100.00 | 12/13/2010 3:42:28 PM |
| ichibon | $25.00 | $25.00 | 12/13/2010 3:43:47 PM |
| paytonbrigadier | $250.00 | $250.00 | 12/13/2010 3:50:21 PM |
| capital-galaxy | $150.00 | $150.00 | 12/13/2010 7:32:51 PM |
| Investoman | $50.00 | $50.00 | 12/13/2010 4:00:33 PM |
| reflective-rupee | $300.00 | $300.00 | 12/14/2010 10:28:35 AM |
| reflective-rupee | $100.00 | $100.00 | 12/14/2010 10:29:02 AM |
| greencat | $50.00 | $50.00 | 12/14/2010 7:43:02 AM |
| contract-student2 | $50.00 | $50.00 | 12/15/2010 5:53:47 AM |
| 108lender | $150.00 | $150.00 | 12/15/2010 5:32:07 PM |
| melodious-openness | $100.00 | $100.00 | 12/15/2010 7:58:30 PM |
| neorunner | $25.00 | $25.00 | 12/16/2010 10:12:34 AM |
| melodious-openness | $200.00 | $200.00 | 12/16/2010 4:06:55 PM |
| chato2345 | $25.00 | $25.00 | 12/16/2010 7:11:58 PM |
| Fromthebu | $25.00 | $25.00 | 12/16/2010 5:11:56 PM |
| ASR3 | $35.00 | $35.00 | 12/13/2010 3:29:00 PM |
| DonaldColorado | $50.00 | $50.00 | 12/13/2010 3:29:55 PM |
| minddoc | $25.00 | $25.00 | 12/13/2010 3:50:14 PM |
| coin-bee1 | $50.00 | $50.00 | 12/13/2010 3:53:03 PM |
| NR | $25.00 | $25.00 | 12/13/2010 3:51:14 PM |
| hope-hickory | $25.00 | $25.00 | 12/13/2010 3:57:33 PM |
| nickel-hickory | $50.00 | $50.00 | 12/13/2010 4:02:25 PM |
| handshake5 | $100.00 | $100.00 | 12/13/2010 3:34:14 PM |
| ukstevenhawaii | $100.00 | $25.00 | 12/13/2010 4:40:51 PM |
| reflective-rupee | $100.00 | $100.00 | 12/14/2010 10:28:50 AM |
| CashFlow13 | $3,000.00 | $3,000.00 | 12/14/2010 8:56:51 AM |
| reflective-rupee | $300.00 | $300.00 | 12/14/2010 10:29:32 AM |
| scrappy-diversification7 | $25.00 | $25.00 | 12/14/2010 1:33:35 AM |
| bondhedger | $25.00 | $25.00 | 12/14/2010 8:57:47 AM |
| buffalobills | $25.00 | $25.00 | 12/14/2010 3:35:31 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/14/2010 5:40:30 PM |
| hidavehi | $40.00 | $40.00 | 12/16/2010 8:19:52 PM |
| euro-deployment | $25.00 | $25.00 | 12/16/2010 3:34:41 PM |
| 43 bids
|
Borrower Payment Dependent Notes Series
487653
This series of Notes was issued and sold upon the funding of the borrower loan #46048, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.30% |
Auction start date:
| Dec-14-2010 |
| |
Auction end date:
| Dec-17-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 39.15% |
Starting monthly payment:
| $67.85 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 39.15% |
Final monthly payment:
| $67.85 |
| |
|
Auction yield range:
| 16.51% - 34.00% |
Estimated loss impact:
| 20.31% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.69% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| May-1986 |
Debt/Income ratio:
| 61% |
|
Credit score:
| 640-659 (Dec-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 2y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,989 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| greeneyedlady613 |
Borrower's state:
| Texas |
Borrower's group:
| 1st and BEST for Loans |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 47 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $4,800.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Nov-2009)
660-679
(Oct-2009)
640-659
(Sep-2009)
560-579
(Aug-2007)
|
|
Principal balance:
| $1,004.52 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 47 | | |
Description
Need Money for Medical
Purpose of loan:
This loan will be used to? I need new glasses and dental work before the end of the year when my medical coverage decreases.
My financial situation:
I am a good candidate for this loan because? I have paid off one Prosper loan, paid off my car; am current with all my bills; I pay more than the minimum monthly payments.?
Monthly net income: $ 2000.00
Monthly expenses: $
??Housing: $ 0-
??Insurance: $ -0-
??Car expenses: $?Car paid off, 150.00
??Utilities: $ 50.00
??Phone, cable, internet: $ 90.00
??Food, entertainment: $ 250.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 800.00
??Other expenses: $ 150.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Artist_Blue | $25.00 | $25.00 | 12/14/2010 4:26:35 PM |
| reflective-rupee | $75.00 | $75.00 | 12/14/2010 8:39:00 PM |
| selector568 | $50.00 | $50.00 | 12/15/2010 12:47:51 PM |
| DasMula | $25.00 | $25.00 | 12/15/2010 3:04:09 PM |
| DasMula | $25.00 | $25.00 | 12/15/2010 3:04:35 PM |
| CommunityArts_Non-profit | $35.00 | $35.00 | 12/15/2010 11:36:01 PM |
| green-rapid-openness | $100.00 | $100.00 | 12/15/2010 8:08:30 PM |
| green-thoughtful-yield | $100.00 | $30.72 | 12/15/2010 9:40:25 PM |
| brother_tam | $50.00 | $50.00 | 12/15/2010 4:22:32 PM |
| green-rapid-openness | $50.00 | $50.00 | 12/15/2010 8:08:13 PM |
| five-star-note | $150.36 | $150.36 | 12/16/2010 2:52:16 PM |
| eboomer2611 | $25.00 | $25.00 | 12/16/2010 7:06:05 PM |
| cash-raccoon | $25.00 | $25.00 | 12/16/2010 1:10:35 PM |
| marybennet | $25.00 | $25.00 | 12/16/2010 11:20:44 PM |
| nfx | $35.00 | $35.00 | 12/17/2010 5:08:06 AM |
| UCLA4life | $35.00 | $35.00 | 12/14/2010 4:21:12 PM |
| Investoman | $25.00 | $25.00 | 12/14/2010 4:33:01 PM |
| glroark | $50.00 | $50.00 | 12/14/2010 4:34:02 PM |
| ogbobb | $38.92 | $38.92 | 12/14/2010 7:00:44 PM |
| reflective-rupee | $75.00 | $75.00 | 12/14/2010 8:38:45 PM |
| NekHoldings | $25.00 | $25.00 | 12/15/2010 8:11:10 AM |
| Kash2010lu | $50.00 | $50.00 | 12/14/2010 8:01:34 PM |
| DasMula | $25.00 | $25.00 | 12/15/2010 3:03:55 PM |
| Redmond | $25.00 | $25.00 | 12/15/2010 3:04:24 PM |
| Gregger | $25.00 | $25.00 | 12/15/2010 12:44:01 PM |
| supreme-hope | $25.00 | $25.00 | 12/15/2010 7:33:27 AM |
| Jasmel | $75.00 | $75.00 | 12/15/2010 7:49:09 AM |
| chameleon125 | $150.00 | $150.00 | 12/15/2010 9:36:18 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/15/2010 4:04:18 PM |
| investment-artist | $50.00 | $50.00 | 12/16/2010 9:38:26 AM |
| CA_Lender | $25.00 | $25.00 | 12/16/2010 1:08:01 PM |
| Bob450 | $25.00 | $25.00 | 12/16/2010 3:32:54 PM |
| sweety075 | $25.00 | $25.00 | 12/16/2010 10:08:47 PM |
| 33 bids
|
Borrower Payment Dependent Notes Series
487749
This series of Notes was issued and sold upon the funding of the borrower loan #46039, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.30% |
Auction start date:
| Dec-15-2010 |
| |
Auction end date:
| Dec-16-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 41.35% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 41.36% |
Final monthly payment:
| $45.24 |
| |
|
Auction yield range:
| 16.51% - 34.00% |
Estimated loss impact:
| 20.31% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.69% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 640-659 (Dec-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 7
/
7 | Length of status: | 8y 8m |
|
Amount delinquent:
| $1,166 |
Total credit lines:
| 56 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,050 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 21 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| rchase14 |
Borrower's state:
| Florida |
Borrower's group:
| BORROWERS - LARGEST GROUP |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 52 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $5,400.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Nov-2009)
640-659
(Dec-2007)
640-659
(Nov-2007)
640-659
(Mar-2007)
|
|
Principal balance:
| $909.70 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 52 | | |
Description
Pay past due medical expenses
Purpose of loan:
This loan will be used to pay off recent medical bills that are past due. Back in October, my wife was admitted to the hospital 2 times to treat asthma attacks. Although we are financially ok during the month, I currently can not afford to pay off the medical bills in one lump sum. The amount due is $600 but I had to request $1,000 since this is Prosper's minimum for a loan. The $400 will be used to help pay down my other prosper loan faster.
For those viewing my credit, as I stated in my previous propser loan, I have two deliquencies on file that are already cleared. They needed to be cleared before I was allowed to?buy my home last year. So currently, there are no active deliquencies on file.
I withdrew a listing today that was for paying off a car loan, but these medical bills seem more important to pay off first.
My financial situation:
I am a good candidate for this loan because this will be my 4th prosper loan. I have never been late on my payments. Monthly net income: $2,800
Income from Spouse part time job: $300 (monthly) Monthly expenses: $ 2,270
? Housing: $ 678.00 (mortgage payment was recently lowered due to less property taxes)
? car Insurance: $ 155.00
? Car expenses: $250 for gas???
? Car payment: $252
? Utilities: $ 170 (electric & water)
? Phone, cable, internet: $ 130
? Food, entertainment: $ 300 (mostly groceries)
? Clothing, household expenses $50
? Credit cards and other loans: $?234.26 (still two emergency credit cards)
??Prosper loan payment: $50.74
? Other expenses: $ na Left over: $830
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| green-rapid-openness | $50.00 | $50.00 | 12/15/2010 8:17:31 PM |
| green-thoughtful-yield | $100.00 | $100.00 | 12/16/2010 1:57:04 AM |
| selector568 | $38.14 | $38.14 | 12/15/2010 8:28:18 PM |
| NekHoldings | $25.00 | $25.00 | 12/16/2010 6:11:44 AM |
| MoneyForNothing | $56.18 | $56.18 | 12/15/2010 7:11:44 PM |
| green-rapid-openness | $100.00 | $100.00 | 12/15/2010 8:18:00 PM |
| Amber_Stone | $25.00 | $25.00 | 12/15/2010 8:51:01 PM |
| brother_tam | $50.00 | $40.68 | 12/16/2010 1:01:59 PM |
| five-star-note | $100.00 | $100.00 | 12/16/2010 2:52:58 PM |
| Chesterite | $25.00 | $25.00 | 12/15/2010 8:12:21 PM |
| big_balla_papi | $30.00 | $30.00 | 12/16/2010 2:31:29 AM |
| Artist_Blue | $25.00 | $25.00 | 12/15/2010 4:00:04 PM |
| Investoman | $25.00 | $25.00 | 12/15/2010 4:03:36 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/16/2010 4:17:15 AM |
| reflective-rupee | $100.00 | $100.00 | 12/15/2010 7:53:37 PM |
| secondreality | $25.00 | $25.00 | 12/16/2010 7:57:09 AM |
| penny-plato | $25.00 | $25.00 | 12/16/2010 8:52:02 AM |
| DasMula | $25.00 | $25.00 | 12/16/2010 9:51:01 AM |
| Kash2010lu | $35.00 | $35.00 | 12/16/2010 7:53:35 AM |
| head | $25.00 | $25.00 | 12/16/2010 1:48:33 PM |
| Gregger | $25.00 | $25.00 | 12/16/2010 2:48:19 PM |
| quicksilver70 | $25.00 | $25.00 | 12/16/2010 3:23:48 PM |
| RainyDayFunds | $25.00 | $25.00 | 12/16/2010 3:53:53 PM |
| UCLA4life | $25.00 | $25.00 | 12/16/2010 11:56:31 AM |
| 24 bids
|
Borrower Payment Dependent Notes Series
487757
This series of Notes was issued and sold upon the funding of the borrower loan #45977, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.20% |
Auction start date:
| Dec-13-2010 |
| |
Auction end date:
| Dec-15-2010 |
|
|
Starting lender yield:
| 31.20% |
Starting borrower rate/APR:
| 32.20% / 35.86% |
Starting monthly payment:
| $152.83 |
|
Final lender yield:
| 31.20% |
Final borrower rate/APR:
| 32.20% / 35.86% |
Final monthly payment:
| $152.83 |
| |
|
Auction yield range:
| 13.51% - 31.20% |
Estimated loss impact:
| 15.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.57% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-2008 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 700-719 (Dec-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 2y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,007 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bmw020 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying my credit cards for Holidays
Purpose of loan:
This loan will be used to?pay off my credit cards from holiday shopping.
My financial situation: I charged up my cards and just want to clear them all by consolidating them into one small payment.
I am a good candidate for this loan because?I have a good credit score, but the ratio of debt exceeds my income.
Monthly net income: $ 2000
Monthly expenses: $
??Housing: $0
??Insurance: $350
??Car expenses: $360
??Utilities: $150
??Phone, cable, internet: $75
??Food, entertainment: $250
??Clothing, household expenses $100
??Credit cards and other loans: $600
??Other expenses: $0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kulender | $50.00 | $50.00 | 12/13/2010 3:08:51 PM |
| EBITDA | $25.00 | $25.00 | 12/13/2010 3:07:10 PM |
| DonaldColorado | $50.00 | $50.00 | 12/13/2010 3:30:02 PM |
| Redmond | $25.00 | $25.00 | 12/13/2010 3:33:34 PM |
| handshake5 | $100.00 | $100.00 | 12/13/2010 3:34:20 PM |
| simplelender80 | $100.00 | $100.00 | 12/13/2010 3:31:30 PM |
| bid-chuckler | $44.25 | $44.25 | 12/13/2010 4:22:04 PM |
| Interstate_Rate | $100.00 | $100.00 | 12/13/2010 3:37:08 PM |
| moopi | $50.00 | $50.00 | 12/13/2010 4:22:53 PM |
| MrBailey | $25.00 | $25.00 | 12/13/2010 4:23:10 PM |
| tech310 | $25.00 | $25.00 | 12/13/2010 4:36:35 PM |
| nickel-hickory | $50.00 | $50.00 | 12/13/2010 4:43:23 PM |
| econgineer | $25.00 | $25.00 | 12/14/2010 8:57:07 AM |
| buffalobills | $25.00 | $25.00 | 12/14/2010 8:17:13 AM |
| loanman2007 | $100.00 | $100.00 | 12/14/2010 6:23:21 AM |
| scrappy-diversification7 | $25.00 | $25.00 | 12/14/2010 7:56:45 AM |
| DHolly | $30.00 | $30.00 | 12/14/2010 4:49:57 PM |
| OLYVRC | $25.00 | $25.00 | 12/14/2010 8:40:35 PM |
| historic-nickel | $25.00 | $25.00 | 12/15/2010 6:42:34 AM |
| Artist_Blue | $25.00 | $25.00 | 12/13/2010 3:31:52 PM |
| diplomatic-wealth7 | $25.00 | $25.00 | 12/13/2010 3:30:38 PM |
| alexgalt | $50.00 | $50.00 | 12/13/2010 3:30:49 PM |
| integrity-liberator | $50.00 | $50.00 | 12/13/2010 3:09:51 PM |
| paytonbrigadier | $250.00 | $250.00 | 12/13/2010 3:50:26 PM |
| reflective-rupee | $350.00 | $350.00 | 12/13/2010 3:52:19 PM |
| SNH | $100.00 | $100.00 | 12/13/2010 3:42:35 PM |
| ASR3 | $35.00 | $35.00 | 12/13/2010 3:28:51 PM |
| Thylow | $100.00 | $100.00 | 12/13/2010 3:35:27 PM |
| ericb674 | $25.00 | $25.00 | 12/13/2010 4:21:55 PM |
| worthy-bid8 | $50.00 | $50.00 | 12/13/2010 4:27:27 PM |
| bountiful-durability | $100.00 | $100.00 | 12/13/2010 4:42:27 PM |
| ichibon | $25.00 | $25.00 | 12/13/2010 3:43:52 PM |
| NR | $25.00 | $25.00 | 12/13/2010 3:51:01 PM |
| coin-bee1 | $50.00 | $50.00 | 12/13/2010 3:53:07 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/13/2010 5:49:52 PM |
| Shtooie | $25.00 | $25.00 | 12/13/2010 3:59:22 PM |
| TrekTune | $25.00 | $25.00 | 12/13/2010 7:51:29 PM |
| Investoman | $50.00 | $50.00 | 12/13/2010 4:00:42 PM |
| treasure-network | $25.00 | $25.00 | 12/13/2010 4:21:45 PM |
| alexgalt | $25.00 | $25.00 | 12/13/2010 10:56:31 PM |
| imlosttoo | $25.00 | $25.00 | 12/13/2010 4:22:15 PM |
| diversification-medalist | $25.00 | $25.00 | 12/13/2010 11:42:21 PM |
| boybutter | $46.18 | $46.18 | 12/13/2010 6:33:48 PM |
| smith1 | $100.00 | $100.00 | 12/14/2010 12:22:57 AM |
| secureincome | $667.14 | $219.57 | 12/14/2010 3:22:04 AM |
| foothillender | $25.00 | $25.00 | 12/14/2010 7:29:35 AM |
| nickel-position | $25.00 | $25.00 | 12/14/2010 8:35:17 AM |
| Saleen06 | $25.00 | $25.00 | 12/13/2010 7:46:50 PM |
| income-sage9 | $25.00 | $25.00 | 12/13/2010 10:01:45 PM |
| greencat | $50.00 | $50.00 | 12/14/2010 7:42:09 AM |
| CashFlow13 | $250.00 | $250.00 | 12/14/2010 8:57:31 AM |
| reflective-rupee | $200.00 | $200.00 | 12/14/2010 3:23:36 PM |
| vine99 | $50.00 | $50.00 | 12/14/2010 9:34:17 PM |
| 850 | $50.00 | $50.00 | 12/14/2010 8:04:31 PM |
| felicity-daydream | $50.00 | $50.00 | 12/14/2010 10:02:19 PM |
| 55 bids
|
Borrower Payment Dependent Notes Series
438196
This series of Notes was issued and sold upon the funding of the borrower loan #46077, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 9.80% |
Auction start date:
| Dec-07-2010 |
| |
Auction end date:
| Dec-08-2010 |
|
|
Starting lender yield:
| 26.75% |
Starting borrower rate/APR:
| 27.75% / 31.31% |
Starting monthly payment:
| $309.21 |
|
Final lender yield:
| 26.75% |
Final borrower rate/APR:
| 27.75% / 31.31% |
Final monthly payment:
| $309.21 |
| |
|
Auction yield range:
| 10.51% - 26.75% |
Estimated loss impact:
| 10.47% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 16.28% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 740-759 (Dec-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 3y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Clergy |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,742 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 58% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| davemo44 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 25 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Sep-2008)
680-699
(May-2008)
|
|
Principal balance:
| $2,347.84 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 25 | | |
Description
Family six on the Dave Ramsey plan
We are on the Dave Ramsey plan to do a debt snowball. We are eliminating debt, but we have to get rid of our van. It is a mini van and we just cannot all fit in the van. Will use the loan to pay off van. Current loan payment is $655/month with 44 months left on loan. This would lower my monthly payment from $655/month to $310/month. Also the loan length will go from 44 months to 36 months. With a family of six this extra income would be most helpful.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Rdodson11 | $25.00 | $25.00 | 12/7/2010 2:52:03 PM |
| Aberdeen | $999.99 | $999.99 | 12/7/2010 3:00:48 PM |
| simplelender80 | $100.00 | $100.00 | 12/7/2010 3:26:51 PM |
| reflective-rupee | $500.00 | $500.00 | 12/7/2010 4:00:54 PM |
| finance-prescription | $50.00 | $50.00 | 12/7/2010 3:26:59 PM |
| Scotcha | $50.00 | $50.00 | 12/7/2010 5:18:19 PM |
| SolarMoonshine | $100.00 | $100.00 | 12/7/2010 5:24:07 PM |
| paytonbrigadier | $25.00 | $25.00 | 12/7/2010 5:09:00 PM |
| finance-prescription | $100.00 | $100.00 | 12/7/2010 3:27:05 PM |
| Jopok | $25.00 | $25.00 | 12/7/2010 5:45:09 PM |
| tech310 | $36.68 | $36.68 | 12/7/2010 8:27:48 PM |
| EngineersAlliance | $39.94 | $39.94 | 12/7/2010 8:40:29 PM |
| B-rad_the_Coug | $25.00 | $25.00 | 12/7/2010 8:56:33 PM |
| 371millwood | $300.00 | $300.00 | 12/7/2010 6:36:29 PM |
| selector568 | $150.00 | $150.00 | 12/7/2010 3:30:35 PM |
| Fire2 | $25.00 | $25.00 | 12/7/2010 10:51:45 PM |
| reflective-rupee | $500.00 | $500.00 | 12/7/2010 4:01:57 PM |
| econgineer | $25.00 | $25.00 | 12/7/2010 4:11:16 PM |
| lendstats_com | $200.00 | $200.00 | 12/7/2010 5:17:27 PM |
| penny-plato | $25.00 | $25.00 | 12/7/2010 6:02:55 PM |
| vanderhp | $50.00 | $50.00 | 12/7/2010 11:31:05 PM |
| cbivitz | $150.00 | $150.00 | 12/7/2010 7:22:15 PM |
| lender12345 | $25.00 | $25.00 | 12/7/2010 8:17:17 PM |
| head | $25.00 | $25.00 | 12/7/2010 11:10:17 PM |
| secureincome | $2,500.00 | $2,226.91 | 12/7/2010 2:55:40 PM |
| vigorous-velocity | $50.00 | $50.00 | 12/7/2010 2:51:16 PM |
| all_of_that_one | $25.00 | $25.00 | 12/7/2010 3:15:00 PM |
| impeccable-transparency | $150.00 | $150.00 | 12/7/2010 2:57:26 PM |
| symbiosis | $50.00 | $50.00 | 12/7/2010 2:51:11 PM |
| whartonmba | $25.00 | $25.00 | 12/7/2010 2:52:09 PM |
| brianjl | $246.48 | $246.48 | 12/7/2010 4:54:11 PM |
| one-midas | $25.00 | $25.00 | 12/7/2010 5:18:06 PM |
| thankful-nickel2 | $25.00 | $25.00 | 12/7/2010 5:20:19 PM |
| reflective-rupee | $500.00 | $500.00 | 12/7/2010 3:58:19 PM |
| 113121 | $500.00 | $500.00 | 12/7/2010 5:06:21 PM |
| Cory79 | $25.00 | $25.00 | 12/7/2010 5:31:13 PM |
| blissful-deal0 | $50.00 | $50.00 | 12/7/2010 7:16:14 PM |
| Green-Baron | $25.00 | $25.00 | 12/7/2010 7:22:57 PM |
| Brown98 | $25.00 | $25.00 | 12/7/2010 8:07:42 PM |
| 39 bids
|
Borrower Payment Dependent Notes Series
483666
This series of Notes was issued and sold upon the funding of the borrower loan #45983, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.30% |
Auction start date:
| Dec-13-2010 |
| |
Auction end date:
| Dec-15-2010 |
|
|
Starting lender yield:
| 6.65% |
Starting borrower rate/APR:
| 7.65% / 7.99% |
Starting monthly payment:
| $311.75 |
|
Final lender yield:
| 6.65% |
Final borrower rate/APR:
| 7.65% / 7.99% |
Final monthly payment:
| $311.75 |
| |
|
Auction yield range:
| 2.51% - 6.65% |
Estimated loss impact:
| 1.30% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.35% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Jun-1990 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 780-799 (Dec-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 23y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Scientist |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $194,550 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| best-stable-generosity |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Apr-2010)
|
|
Principal balance:
| $12,466.78 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
Get back on top after 2010 adoption
Purpose of loan:
This loan will be used to pay down another credit card used to fund international adoption in 2009.
My financial situation:
I am a good candidate for this loan because I take credit seriously, and pay all my obligations. I used my first prosper loan exactly as described - I paid down a credit card, leaving about $7,000 at a high interest rate. That other credit card balance is now under $3,000 and projected to be paid in February, 2011. I intend to do the same with this prosper loan, paying the one remaining card with high balance and dropping my bankcard utilization to close to zero.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Just to be clear, you have an outstanding revolving balance of approx. $195,000? - radiant-integrity
A:
That number was calculated by Prosper from my credit report. It includes a home equity loan (interest rate below 5%) of approximately $170,000. The bank card utilization number is indicative of the bank card debt I hate so much and the target of this loan. The bank cards were great for the emergency situation that arose during the adoption process, but it's time to drive their balance back to being fully paid each month, which is where they belong.
(Dec-15-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| bonanza1973 | $50.00 | $50.00 | 12/13/2010 3:02:55 PM |
| windfall46 | $25.00 | $25.00 | 12/13/2010 3:04:13 PM |
| alpinaut | $25.00 | $25.00 | 12/13/2010 3:04:19 PM |
| commerce-voyager | $25.00 | $25.00 | 12/13/2010 3:04:48 PM |
| ADenny | $25.00 | $25.00 | 12/13/2010 3:05:32 PM |
| Trevor_C | $25.00 | $25.00 | 12/13/2010 3:10:34 PM |
| bmcg | $25.00 | $25.00 | 12/13/2010 3:10:51 PM |
| klinebarger | $25.00 | $25.00 | 12/13/2010 3:12:34 PM |
| Dreamconnection | $50.00 | $50.00 | 12/13/2010 3:13:12 PM |
| buckeye9 | $50.00 | $50.00 | 12/13/2010 3:13:23 PM |
| antlr | $50.00 | $50.00 | 12/13/2010 3:03:21 PM |
| radforj22 | $25.00 | $25.00 | 12/13/2010 3:03:23 PM |
| meux99 | $25.00 | $25.00 | 12/13/2010 3:13:37 PM |
| the-enterprising-leverage | $25.00 | $25.00 | 12/13/2010 3:15:08 PM |
| ommcd | $25.00 | $25.00 | 12/13/2010 3:05:04 PM |
| Dan65 | $38.92 | $38.92 | 12/13/2010 3:05:31 PM |
| investment-network | $25.00 | $25.00 | 12/13/2010 3:17:05 PM |
| degster | $25.00 | $25.00 | 12/13/2010 3:17:39 PM |
| flypenguin | $50.00 | $50.00 | 12/13/2010 3:17:52 PM |
| tszbgae | $50.00 | $50.00 | 12/13/2010 3:19:41 PM |
| gnar | $25.00 | $25.00 | 12/13/2010 3:20:40 PM |
| ddibernardo | $25.00 | $25.00 | 12/13/2010 3:20:49 PM |
| peerlender | $25.00 | $25.00 | 12/13/2010 3:21:51 PM |
| sci_guy | $50.00 | $50.00 | 12/13/2010 3:22:09 PM |
| grf1945 | $25.00 | $25.00 | 12/13/2010 3:11:00 PM |
| j2ee | $25.00 | $25.00 | 12/13/2010 3:11:20 PM |
| Pulchritudinous | $25.00 | $25.00 | 12/13/2010 3:12:45 PM |
| truth-octave6 | $50.00 | $50.00 | 12/13/2010 3:13:20 PM |
| Binan | $25.00 | $25.00 | 12/13/2010 3:13:33 PM |
| compoundinterest | $50.00 | $50.00 | 12/13/2010 3:13:54 PM |
| CaptainBlueberry | $25.00 | $25.00 | 12/13/2010 3:14:24 PM |
| efficient-marketplace | $50.00 | $50.00 | 12/13/2010 3:14:45 PM |
| loan-warrior | $25.00 | $25.00 | 12/13/2010 3:14:51 PM |
| subtle-revenue0 | $25.00 | $25.00 | 12/13/2010 3:15:22 PM |
| GElender | $100.00 | $100.00 | 12/13/2010 3:15:38 PM |
| delicious-social132 | $50.00 | $50.00 | 12/13/2010 3:15:53 PM |
| ichibon | $75.00 | $75.00 | 12/13/2010 3:16:52 PM |
| BankingFamily | $25.00 | $25.00 | 12/13/2010 3:17:25 PM |
| goldie414 | $50.00 | $50.00 | 12/13/2010 3:19:13 PM |
| kenji4861 | $50.00 | $50.00 | 12/13/2010 3:19:35 PM |
| visionary-currency | $100.00 | $100.00 | 12/13/2010 3:19:58 PM |
| emt747 | $25.00 | $25.00 | 12/13/2010 3:21:04 PM |
| E_G | $50.00 | $50.00 | 12/13/2010 3:21:35 PM |
| seabass123 | $25.00 | $25.00 | 12/13/2010 3:01:44 PM |
| authoritative-capital | $25.00 | $25.00 | 12/13/2010 3:02:05 PM |
| value-pouch | $50.00 | $50.00 | 12/13/2010 3:02:23 PM |
| turbobrat | $43.96 | $43.96 | 12/13/2010 3:02:54 PM |
| unclejaef | $25.00 | $25.00 | 12/13/2010 3:03:37 PM |
| YellowJacket | $25.00 | $25.00 | 12/13/2010 3:38:38 PM |
| UT-Longhorn | $25.00 | $25.00 | 12/13/2010 3:04:27 PM |
| kyomoon | $50.00 | $50.00 | 12/13/2010 3:04:47 PM |
| timepassport | $25.00 | $25.00 | 12/13/2010 3:39:23 PM |
| first-upright-payout | $25.00 | $25.00 | 12/13/2010 3:05:11 PM |
| auction-rocket | $25.00 | $25.00 | 12/13/2010 3:39:49 PM |
| sensible-order2 | $50.00 | $50.00 | 12/13/2010 3:05:50 PM |
| auction-sage | $50.00 | $50.00 | 12/13/2010 3:08:16 PM |
| Ripsaw4U | $75.00 | $75.00 | 12/13/2010 3:10:39 PM |
| tenacious-payout | $25.00 | $25.00 | 12/13/2010 3:12:07 PM |
| thestartuplender | $50.00 | $50.00 | 12/13/2010 3:12:32 PM |
| capital-web7 | $50.00 | $50.00 | 12/13/2010 3:12:40 PM |
| Woodworker57 | $25.00 | $25.00 | 12/13/2010 3:12:48 PM |
| kid8549 | $50.00 | $50.00 | 12/13/2010 3:13:46 PM |
| CBO-Enterprise | $100.00 | $100.00 | 12/13/2010 3:14:36 PM |
| rekitten | $100.00 | $100.00 | 12/13/2010 3:38:02 PM |
| dbzen | $50.00 | $50.00 | 12/13/2010 3:38:05 PM |
| income-banjo | $25.00 | $25.00 | 12/13/2010 3:38:21 PM |
| afotherg | $75.00 | $75.00 | 12/13/2010 3:15:17 PM |
| stable-money | $25.00 | $25.00 | 12/13/2010 3:15:30 PM |
| Doc23 | $25.00 | $25.00 | 12/13/2010 3:15:33 PM |
| Captain88 | $25.00 | $25.00 | 12/13/2010 3:38:49 PM |
| rss197 | $25.00 | $25.00 | 12/13/2010 3:15:56 PM |
| friendly-worth3 | $25.00 | $11.12 | 12/13/2010 3:53:13 PM |
| RandyL3 | $25.00 | $25.00 | 12/13/2010 3:39:06 PM |
| nimble-money0 | $50.00 | $50.00 | 12/13/2010 3:16:21 PM |
| fortytwo | $200.00 | $200.00 | 12/13/2010 3:16:29 PM |
| zone6 | $50.00 | $50.00 | 12/13/2010 3:17:32 PM |
| bds9646 | $26.00 | $26.00 | 12/13/2010 3:18:30 PM |
| whistledicksmith | $25.00 | $25.00 | 12/13/2010 3:44:06 PM |
| investment-comet | $25.00 | $25.00 | 12/13/2010 3:20:17 PM |
| diligent-leverage | $50.00 | $50.00 | 12/13/2010 3:20:53 PM |
| heroic-platinum | $25.00 | $25.00 | 12/13/2010 3:21:37 PM |
| Kerrysbay | $50.00 | $50.00 | 12/13/2010 3:22:06 PM |
| transparency-giant | $25.00 | $25.00 | 12/13/2010 3:48:47 PM |
| NR | $25.00 | $25.00 | 12/13/2010 3:51:35 PM |
| bondhedger | $25.00 | $25.00 | 12/13/2010 4:21:39 PM |
| Phantom99 | $100.00 | $100.00 | 12/13/2010 3:44:20 PM |
| valiant-liberty4 | $25.00 | $25.00 | 12/13/2010 3:45:02 PM |
| Blue_HorseShoe | $25.00 | $25.00 | 12/13/2010 3:46:10 PM |
| red-unequivocal-finance | $25.00 | $25.00 | 12/13/2010 3:51:46 PM |
| kanakakm | $50.00 | $50.00 | 12/13/2010 3:52:09 PM |
| hayhelp | $25.00 | $25.00 | 12/13/2010 3:52:27 PM |
| penny-plato | $50.00 | $50.00 | 12/13/2010 5:13:47 PM |
| eagle6 | $25.00 | $25.00 | 12/14/2010 1:30:24 PM |
| DukSerduk | $25.00 | $25.00 | 12/13/2010 3:03:29 PM |
| Hondo | $25.00 | $25.00 | 12/13/2010 3:04:01 PM |
| FlexFunding | $50.00 | $50.00 | 12/13/2010 3:04:22 PM |
| blot44 | $25.00 | $25.00 | 12/13/2010 3:10:25 PM |
| snowman34 | $25.00 | $25.00 | 12/13/2010 3:10:56 PM |
| mizount | $25.00 | $25.00 | 12/13/2010 3:12:15 PM |
| bvzm | $50.00 | $50.00 | 12/13/2010 3:12:24 PM |
| agalt | $100.00 | $100.00 | 12/13/2010 3:01:52 PM |
| justice-dna | $35.00 | $35.00 | 12/13/2010 3:12:57 PM |
| AFairDeal | $75.00 | $75.00 | 12/13/2010 3:14:57 PM |
| dharma1 | $25.00 | $25.00 | 12/13/2010 3:04:32 PM |
| figs4u2 | $100.00 | $100.00 | 12/13/2010 3:05:01 PM |
| astute-investment5 | $25.00 | $25.00 | 12/13/2010 3:16:02 PM |
| ThomasC | $50.00 | $50.00 | 12/13/2010 3:05:22 PM |
| life-is-great | $50.00 | $50.00 | 12/13/2010 3:05:29 PM |
| murren | $25.00 | $25.00 | 12/13/2010 3:18:00 PM |
| C_Mark | $50.00 | $50.00 | 12/13/2010 3:18:43 PM |
| skuba | $100.00 | $100.00 | 12/13/2010 3:18:47 PM |
| fcukciti | $25.00 | $25.00 | 12/13/2010 3:19:19 PM |
| Havana21 | $200.00 | $200.00 | 12/13/2010 3:19:45 PM |
| community-pipeline | $25.00 | $25.00 | 12/13/2010 3:20:56 PM |
| mathprof | $25.00 | $25.00 | 12/13/2010 3:21:20 PM |
| narblark | $100.00 | $100.00 | 12/13/2010 3:09:10 PM |
| wjf60 | $50.00 | $50.00 | 12/13/2010 3:10:52 PM |
| perlindc | $100.00 | $100.00 | 12/13/2010 3:12:11 PM |
| cingular | $25.00 | $25.00 | 12/13/2010 3:12:19 PM |
| guardlender | $25.00 | $25.00 | 12/13/2010 3:13:02 PM |
| chris-heretoinvest | $25.00 | $25.00 | 12/13/2010 3:13:13 PM |
| rockstar78 | $50.00 | $50.00 | 12/13/2010 3:13:16 PM |
| important-ore | $100.00 | $100.00 | 12/13/2010 3:16:16 PM |
| tolerant-dinero2 | $25.00 | $25.00 | 12/13/2010 3:28:24 PM |
| Artist_Blue | $25.00 | $25.00 | 12/13/2010 3:16:50 PM |
| reinforced-reward | $25.00 | $25.00 | 12/13/2010 3:17:02 PM |
| astute-benjamins | $100.00 | $100.00 | 12/13/2010 3:17:22 PM |
| tech310 | $50.00 | $50.00 | 12/13/2010 3:17:47 PM |
| forrestgump | $50.00 | $50.00 | 12/13/2010 3:18:12 PM |
| innocent-deal | $50.00 | $50.00 | 12/13/2010 3:18:54 PM |
| panegryst | $50.00 | $50.00 | 12/13/2010 3:19:02 PM |
| exchange-pledge | $50.00 | $50.00 | 12/13/2010 3:19:24 PM |
| rosie777 | $30.00 | $30.00 | 12/13/2010 3:19:49 PM |
| fishcreek | $100.00 | $100.00 | 12/13/2010 3:20:24 PM |
| Taxman44 | $25.00 | $25.00 | 12/13/2010 3:21:59 PM |
| auction-elvis | $25.00 | $25.00 | 12/13/2010 3:03:19 PM |
| Curly-Girly | $25.00 | $25.00 | 12/13/2010 3:04:00 PM |
| slobrown | $50.00 | $50.00 | 12/13/2010 3:38:32 PM |
| MasterJin | $50.00 | $50.00 | 12/13/2010 3:38:44 PM |
| red-trade-cologne | $50.00 | $50.00 | 12/13/2010 3:05:20 PM |
| budyzr | $25.00 | $25.00 | 12/13/2010 3:05:49 PM |
| mrpowers5531 | $25.00 | $25.00 | 12/13/2010 3:41:22 PM |
| highcountry1 | $25.00 | $25.00 | 12/13/2010 3:41:27 PM |
| balanced-bill7 | $50.00 | $50.00 | 12/13/2010 3:45:36 PM |
| BuckeyeBanker | $50.00 | $50.00 | 12/13/2010 3:11:05 PM |
| organized-payment6 | $50.00 | $50.00 | 12/13/2010 3:11:14 PM |
| secureincome | $2,500.00 | $2,500.00 | 12/13/2010 3:11:32 PM |
| ProfPC | $25.00 | $25.00 | 12/13/2010 3:12:52 PM |
| meenan | $50.00 | $50.00 | 12/13/2010 3:13:04 PM |
| stuy1998 | $30.00 | $30.00 | 12/13/2010 3:14:12 PM |
| EmeritusX | $50.00 | $50.00 | 12/13/2010 3:53:09 PM |
| fishtale | $25.00 | $25.00 | 12/13/2010 3:17:10 PM |
| chekat | $25.00 | $25.00 | 12/13/2010 3:17:17 PM |
| Emgolda | $25.00 | $25.00 | 12/13/2010 3:18:03 PM |
| diablorulz | $50.00 | $50.00 | 12/13/2010 3:18:35 PM |
| indomitable-coin | $50.00 | $50.00 | 12/13/2010 3:19:07 PM |
| 108lender | $250.00 | $250.00 | 12/13/2010 3:43:19 PM |
| Goodlender42 | $25.00 | $25.00 | 12/13/2010 3:19:53 PM |
| bowdish1 | $100.00 | $100.00 | 12/13/2010 3:20:05 PM |
| cognizant-rate732 | $25.00 | $25.00 | 12/13/2010 3:44:52 PM |
| reflective-rupee | $25.00 | $25.00 | 12/13/2010 4:01:48 PM |
| market-honker | $50.00 | $50.00 | 12/13/2010 3:39:04 PM |
| Copa16 | $25.00 | $25.00 | 12/13/2010 3:49:59 PM |
| payout-reaction740 | $25.00 | $25.00 | 12/13/2010 5:16:19 PM |
| competent-p2p | $100.00 | $100.00 | 12/14/2010 7:46:36 AM |
| lastelias | $25.00 | $25.00 | 12/13/2010 10:08:54 PM |
| Cheburashka | $35.00 | $35.00 | 12/14/2010 12:27:43 AM |
| TigerForce | $25.00 | $25.00 | 12/14/2010 5:44:16 AM |
| MSTCOURTJESTER | $50.00 | $50.00 | 12/14/2010 5:11:11 PM |
| indomitable-coin | $50.00 | $50.00 | 12/14/2010 8:09:38 PM |
| 170 bids
|
Borrower Payment Dependent Notes Series
486654
This series of Notes was issued and sold upon the funding of the borrower loan #45956, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 9.80% |
Auction start date:
| Dec-06-2010 |
| |
Auction end date:
| Dec-13-2010 |
|
|
Starting lender yield:
| 11.75% |
Starting borrower rate/APR:
| 12.75% / 18.29% |
Starting monthly payment:
| $33.57 |
|
Final lender yield:
| 10.58% |
Final borrower rate/APR:
| 11.58% / 17.08% |
Final monthly payment:
| $33.01 |
| |
|
Auction yield range:
| 10.57% - 11.75% |
Estimated loss impact:
| 10.02% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 0.56% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 3% |
|
Credit score:
| 760-779 (Nov-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
3 | Length of status: | 3y 4m |
|
Amount delinquent:
| $152 |
Total credit lines:
| 14 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $426 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 3% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| jjsparks28 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Apr-2010)
720-739
(Nov-2006)
700-719
(Oct-2006)
|
|
Principal balance:
| $748.18 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Reinvesting in Prosper
Hello I have had success with prosper and have invested about $4,500 on the site 1000 of It from the last loan I had that I Invested In the site? out of $4500 lent I have only 3 defaults of $76 my average loan I lend out Is 28% the profit pays for my last loan and I have extra money coming In to reinvest from It.I have had $700? gain- $76 defaults? I do better on here then in the stock market I spread my loans out to many people My financial situation:
I am a good candIdate for this loan because I work 2 jobs and I own a 2 bed room 2 bath condo I work 2 jobs a ware house job and a fast food jobI also rent out the other room for $300 a mo I make about $30,000- $36000 a year I had a 30 year mortgage? and now It has 12 left on It I owe only $38,000 on I started out? owing $63000 down quick only have owned It for 2 years my car Is payed off and Its a small car good on gas my credIt card get payed down to zero every mo Monthly net Income: $ 1500-$3000 Monthly expenses: $ 942
? HousIng: $ 440
? Insurance: $ 95
? Car expenses: $ 100
? UtIlItIes: $ 85
? Phone, cable, Internet: $ 60
? Food, entertaInment: $ 120
? ClothIng, household expenses $ 10
? CredIt cards and other loans: $ 32.00
? Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Would you respond regarding the delinquencies? - Johnab
A:
Yes It was the same thing from the last loan posting it was from a car wreck I had it was the other guys fualt and it was $450 medical bill the insurance company did'nt pay it off yet I guess they must have payed it down becuase its $150 I will try to get them to pay the rest
(Dec-08-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| lendstats_com | $300.00 | $300.00 | 12/7/2010 12:03:46 PM |
| a2190b | $25.00 | $25.00 | 12/8/2010 6:13:12 PM |
| loanman2007 | $150.00 | $150.00 | 12/10/2010 5:25:25 AM |
| bull_lender | $30.00 | $22.67 | 12/11/2010 9:29:32 AM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 12/11/2010 11:15:53 AM |
| Firescreek | $25.00 | $25.00 | 12/11/2010 11:23:00 AM |
| ralf206 | $49.10 | $49.10 | 12/11/2010 11:39:09 AM |
| HOPPS | $25.00 | $25.00 | 12/11/2010 11:38:33 PM |
| Johnab | $25.00 | $25.00 | 12/13/2010 6:10:16 AM |
| s270 | $26.24 | $26.24 | 12/13/2010 12:24:19 PM |
| a2190b | $25.00 | $25.00 | 12/8/2010 6:14:07 PM |
| marwadi-62 | $200.00 | $200.00 | 12/8/2010 3:08:28 PM |
| Nasdaq | $25.00 | $25.00 | 12/12/2010 10:41:21 PM |
| wild-orange | $50.00 | $50.00 | 12/13/2010 4:06:07 AM |
| JGuide | $26.99 | $26.99 | 12/13/2010 12:26:57 PM |
| 15 bids
|
Borrower Payment Dependent Notes Series
486744
This series of Notes was issued and sold upon the funding of the borrower loan #45953, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 7.70% |
Auction start date:
| Dec-06-2010 |
| |
Auction end date:
| Dec-13-2010 |
|
|
Starting lender yield:
| 18.65% |
Starting borrower rate/APR:
| 19.65% / 23.04% |
Starting monthly payment:
| $184.93 |
|
Final lender yield:
| 13.29% |
Final borrower rate/APR:
| 14.29% / 17.57% |
Final monthly payment:
| $171.59 |
| |
|
Auction yield range:
| 7.57% - 18.65% |
Estimated loss impact:
| 7.99% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.30% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 780-799 (Dec-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
8 | Length of status: | 8y 4m |
|
Amount delinquent:
| $140 |
Total credit lines:
| 30 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,518 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| daberdeen18 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 34 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $12,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Aug-2009)
760-779
(Oct-2008)
700-719
(Jun-2007)
700-719
(May-2007)
|
|
Principal balance:
| $0.53 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 34 | | |
Description
Pay off Credit Card
Purpose of loan:
This loan will be used to pay off a credit card that has a high rate. I would like to get a rate lower than 18%
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What is the status of the account showing as delinquent for $140? - shrewd-loot
A:
This matter was a misunderstanding and has since been resolved.
(Dec-12-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Aberdeen | $999.99 | $999.99 | 12/6/2010 4:54:29 PM |
| stuy1998 | $30.00 | $30.00 | 12/6/2010 7:28:35 PM |
| MoneyForNothing | $62.22 | $62.22 | 12/6/2010 8:52:31 PM |
| Sealion | $50.00 | $50.00 | 12/7/2010 7:19:57 AM |
| BankofBeth | $25.00 | $25.00 | 12/8/2010 9:33:58 AM |
| atomantic | $32.18 | $32.18 | 12/8/2010 8:41:51 AM |
| loanman2007 | $150.00 | $150.00 | 12/9/2010 12:00:12 PM |
| convergentthinker | $25.00 | $25.00 | 12/9/2010 11:07:05 PM |
| Flying_Tilapia | $25.00 | $25.00 | 12/9/2010 10:03:45 PM |
| Cromag | $25.00 | $25.00 | 12/10/2010 6:55:51 AM |
| penny-plato | $50.00 | $50.00 | 12/12/2010 7:24:35 AM |
| gristle_mcthornbody | $25.00 | $25.00 | 12/12/2010 8:18:53 AM |
| ChewyZ | $25.00 | $25.00 | 12/12/2010 7:27:05 AM |
| FinanceEngine | $25.00 | $25.00 | 12/12/2010 7:44:32 AM |
| Spinnaker | $50.00 | $50.00 | 12/11/2010 2:03:49 PM |
| LittleMingo | $25.00 | $25.00 | 12/12/2010 2:40:52 PM |
| Danjack_Capital | $25.00 | $25.00 | 12/12/2010 2:01:43 PM |
| Reliance_Banker | $147.98 | $147.98 | 12/12/2010 8:36:39 AM |
| benefit-trident | $25.00 | $25.00 | 12/12/2010 3:34:25 PM |
| 1SteelerFan | $30.00 | $30.00 | 12/12/2010 12:20:26 PM |
| exact-peso2 | $25.00 | $25.00 | 12/13/2010 6:15:14 AM |
| appcoder | $39.00 | $39.00 | 12/13/2010 6:49:39 AM |
| platinum-czar | $100.00 | $100.00 | 12/12/2010 1:55:27 PM |
| unfixer | $25.00 | $25.00 | 12/13/2010 12:07:14 AM |
| Soulphoniks-Holdings | $25.00 | $25.00 | 12/13/2010 5:44:01 AM |
| gothampark | $25.00 | $25.00 | 12/12/2010 3:22:36 PM |
| MrCoffee | $25.00 | $25.00 | 12/12/2010 4:31:01 PM |
| radiant-return | $30.00 | $30.00 | 12/13/2010 9:53:54 AM |
| luminous-payout6 | $25.00 | $25.00 | 12/12/2010 9:33:14 PM |
| CreditBuilder2 | $100.00 | $100.00 | 12/13/2010 2:12:03 PM |
| dudebrah | $25.00 | $25.00 | 12/13/2010 1:22:44 AM |
| astro128 | $25.00 | $25.00 | 12/13/2010 11:58:00 AM |
| LA-Funding-Bank | $25.00 | $25.00 | 12/13/2010 12:55:06 PM |
| grampy48 | $25.00 | $25.00 | 12/13/2010 1:51:37 PM |
| bunnybear | $25.00 | $25.00 | 12/13/2010 2:36:56 PM |
| ultimate-dough0 | $25.00 | $25.00 | 12/13/2010 11:37:14 AM |
| ptclender | $60.00 | $60.00 | 12/13/2010 1:10:28 PM |
| friendinmoney | $25.00 | $25.00 | 12/13/2010 1:28:07 PM |
| dollar-authority | $100.00 | $100.00 | 12/13/2010 2:54:08 PM |
| blue-useful-auction | $25.00 | $25.00 | 12/13/2010 3:41:21 PM |
| p2ploan-sensation211 | $25.00 | $25.00 | 12/13/2010 3:43:45 PM |
| IrrationalPi | $25.00 | $25.00 | 12/9/2010 6:47:26 AM |
| justice-collector | $25.00 | $25.00 | 12/8/2010 8:28:11 PM |
| outofoffice | $50.00 | $50.00 | 12/9/2010 7:38:55 AM |
| Scotcha | $50.00 | $50.00 | 12/9/2010 10:07:51 PM |
| bughead | $25.00 | $25.00 | 12/10/2010 12:40:13 AM |
| lendstats_com | $200.00 | $200.00 | 12/11/2010 8:46:45 PM |
| BrighterSuns | $25.00 | $25.00 | 12/12/2010 11:46:49 AM |
| mpthree | $25.00 | $25.00 | 12/12/2010 12:05:12 AM |
| Aberdeen | $2,500.00 | $834.62 | 12/12/2010 7:09:12 AM |
| competent-p2p | $75.00 | $75.00 | 12/12/2010 7:27:32 AM |
| justice-magnate | $100.64 | $100.64 | 12/12/2010 7:44:45 AM |
| sweety075 | $25.00 | $25.00 | 12/11/2010 1:03:57 PM |
| Mindful7 | $25.00 | $25.00 | 12/11/2010 8:06:47 PM |
| Realty24 | $25.00 | $25.00 | 12/12/2010 8:42:38 AM |
| maximizer | $25.00 | $25.00 | 12/12/2010 9:43:09 AM |
| novice-speculator | $25.00 | $25.00 | 12/12/2010 3:58:49 PM |
| doopers | $25.00 | $25.00 | 12/12/2010 1:04:44 PM |
| FIRE09 | $51.49 | $51.49 | 12/13/2010 7:12:03 AM |
| ChoiceInvestments | $26.00 | $26.00 | 12/12/2010 8:13:34 PM |
| LeoBUSIIT | $25.00 | $25.00 | 12/13/2010 8:09:21 AM |
| DoctorJoe | $25.00 | $25.00 | 12/13/2010 5:13:20 AM |
| Tizzo27 | $65.00 | $65.00 | 12/12/2010 2:47:04 PM |
| myduck | $30.00 | $30.00 | 12/13/2010 6:23:09 AM |
| LittleMingo | $25.00 | $25.00 | 12/13/2010 9:44:39 AM |
| XCWIZ007 | $25.00 | $25.00 | 12/12/2010 6:33:23 PM |
| Feyenoord | $25.00 | $25.00 | 12/12/2010 7:40:40 PM |
| phaded | $25.00 | $25.00 | 12/13/2010 11:57:02 AM |
| Astyanax | $50.00 | $50.00 | 12/13/2010 12:06:11 PM |
| jlathem | $25.00 | $25.00 | 12/13/2010 2:13:39 PM |
| velocity-winner | $25.00 | $25.00 | 12/13/2010 11:33:23 AM |
| courteous-cash6 | $200.00 | $200.00 | 12/13/2010 1:27:44 PM |
| AM2171 | $25.00 | $25.00 | 12/13/2010 12:52:06 PM |
| bonus-quark4 | $27.70 | $27.70 | 12/13/2010 3:02:42 PM |
| Payout_Assured | $33.18 | $33.18 | 12/13/2010 3:27:33 PM |
| mammalian4 | $50.00 | $50.00 | 12/13/2010 3:08:54 PM |
| 76 bids
|
Borrower Payment Dependent Notes Series
486764
This series of Notes was issued and sold upon the funding of the borrower loan #45968, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 3.50% |
Auction start date:
| Dec-06-2010 |
| |
Auction end date:
| Dec-13-2010 |
|
|
Starting lender yield:
| 9.95% |
Starting borrower rate/APR:
| 10.95% / 13.07% |
Starting monthly payment:
| $490.73 |
|
Final lender yield:
| 9.95% |
Final borrower rate/APR:
| 10.95% / 13.07% |
Final monthly payment:
| $490.73 |
| |
|
Auction yield range:
| 3.57% - 9.95% |
Estimated loss impact:
| 3.53% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.42% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Dec-1997 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 760-779 (Dec-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 9y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,061 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| blue-ideal-dime |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit cards
Purpose of loan:
I am going to use the loan to pay off my high interest rate credit cards that I used to remodel my house two years ago.? I was planning to move to Buffalo for my job and sell my house but decided to stay where I am and keep my house.
My financial situation:
I am a good candidate for this loan because I have a very stable job that I have been working at for almost 10 years.? As you can tell from my credit history, I always pay my bills.? I have a company vehicle that I drive and do not have to pay for any expenses for the vehicle.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| wonderful-dime | $25.00 | $25.00 | 12/6/2010 3:54:31 PM |
| Tikibarman | $100.00 | $100.00 | 12/6/2010 4:05:02 PM |
| precious-gold3 | $50.00 | $50.00 | 12/6/2010 4:05:58 PM |
| rlgnyc | $25.00 | $25.00 | 12/6/2010 4:06:27 PM |
| indomitable-coin | $100.00 | $100.00 | 12/6/2010 4:07:02 PM |
| banker65010 | $25.00 | $25.00 | 12/6/2010 4:08:12 PM |
| UT-Longhorn | $25.00 | $25.00 | 12/6/2010 3:51:32 PM |
| Ripsaw4U | $50.00 | $50.00 | 12/6/2010 4:22:32 PM |
| careful-note | $100.00 | $100.00 | 12/6/2010 4:23:20 PM |
| haidoken | $50.00 | $50.00 | 12/6/2010 3:56:50 PM |
| enthralling-deal180 | $50.00 | $50.00 | 12/6/2010 4:36:10 PM |
| GElender | $75.00 | $75.00 | 12/6/2010 4:04:07 PM |
| SimpleChoice | $25.00 | $25.00 | 12/6/2010 4:52:29 PM |
| jazzlender | $25.00 | $25.00 | 12/6/2010 4:39:34 PM |
| money-bauble | $25.00 | $25.00 | 12/6/2010 4:56:39 PM |
| Pulchritudinous | $25.00 | $25.00 | 12/6/2010 4:41:36 PM |
| tech310 | $50.00 | $50.00 | 12/6/2010 4:22:54 PM |
| tolerant-dinero2 | $25.00 | $25.00 | 12/6/2010 4:42:52 PM |
| trade-boots1 | $100.00 | $100.00 | 12/6/2010 4:45:55 PM |
| dunox | $50.00 | $50.00 | 12/6/2010 8:17:02 PM |
| ichibon | $150.00 | $150.00 | 12/6/2010 4:52:57 PM |
| Headhunter14 | $25.00 | $25.00 | 12/6/2010 8:51:59 PM |
| interest-exec9 | $25.00 | $25.00 | 12/6/2010 5:00:04 PM |
| reflective-rupee | $100.00 | $100.00 | 12/6/2010 9:36:32 PM |
| analogman | $25.00 | $25.00 | 12/6/2010 11:51:03 PM |
| subtle-revenue0 | $25.00 | $25.00 | 12/7/2010 4:37:34 AM |
| SCD | $25.00 | $25.00 | 12/7/2010 3:32:47 AM |
| impeccable-transparency | $175.00 | $175.00 | 12/7/2010 4:16:51 AM |
| cpblue79 | $100.00 | $100.00 | 12/7/2010 8:30:34 AM |
| tomdooley12520 | $25.00 | $25.00 | 12/7/2010 5:01:27 AM |
| efficient-treasure0 | $25.00 | $25.00 | 12/7/2010 5:31:59 AM |
| hopeful-truth5 | $100.00 | $100.00 | 12/6/2010 8:17:03 PM |
| narblark | $50.00 | $50.00 | 12/7/2010 5:40:35 AM |
| Investoman | $25.00 | $25.00 | 12/7/2010 6:19:08 AM |
| ThomasC | $50.00 | $50.00 | 12/7/2010 6:42:08 AM |
| gold-blanket0 | $25.00 | $25.00 | 12/7/2010 9:34:41 AM |
| JustMee | $25.00 | $25.00 | 12/7/2010 9:36:51 AM |
| the-profit-oracle | $25.00 | $25.00 | 12/7/2010 6:11:58 AM |
| paymentologist | $25.00 | $25.00 | 12/7/2010 1:59:59 PM |
| Katahdin | $50.00 | $50.00 | 12/7/2010 11:33:28 AM |
| nickel-ferret | $50.00 | $50.00 | 12/7/2010 2:13:09 PM |
| SelectTrustLending | $25.00 | $25.00 | 12/7/2010 10:09:23 AM |
| agwosdof | $28.92 | $28.92 | 12/7/2010 2:17:10 PM |
| Bank42 | $50.00 | $50.00 | 12/7/2010 2:38:45 PM |
| melodious-fairness | $50.00 | $50.00 | 12/7/2010 3:48:03 PM |
| competent-p2p | $46.41 | $46.41 | 12/7/2010 4:16:35 PM |
| wayman | $50.00 | $50.00 | 12/7/2010 4:27:25 PM |
| valiant-liberty4 | $25.00 | $25.00 | 12/8/2010 10:16:32 AM |
| ptjg | $50.00 | $50.00 | 12/8/2010 3:17:01 AM |
| loan-oasis4 | $25.00 | $25.00 | 12/8/2010 10:55:47 AM |
| gala279 | $25.00 | $25.00 | 12/7/2010 8:03:04 PM |
| return-investor6 | $25.00 | $25.00 | 12/8/2010 11:37:00 AM |
| justalender | $25.00 | $25.00 | 12/8/2010 11:37:39 AM |
| gold-channel2 | $50.00 | $50.00 | 12/8/2010 12:02:20 PM |
| iGeoff | $25.00 | $25.00 | 12/8/2010 6:26:42 AM |
| gnar | $25.00 | $25.00 | 12/8/2010 8:56:00 AM |
| cash-queen | $25.00 | $25.00 | 12/8/2010 4:29:18 PM |
| payout-detective7 | $25.00 | $25.00 | 12/8/2010 4:39:15 PM |
| jrbill1998 | $50.00 | $50.00 | 12/8/2010 2:03:52 PM |
| emt747 | $25.00 | $25.00 | 12/8/2010 2:11:48 PM |
| economy-producer | $25.00 | $25.00 | 12/8/2010 6:57:53 PM |
| Gabriel02 | $25.00 | $25.00 | 12/8/2010 3:20:12 PM |
| thankful-nickel2 | $25.00 | $25.00 | 12/8/2010 7:46:59 PM |
| BigLinCT | $25.00 | $25.00 | 12/8/2010 3:53:22 PM |
| glimmering-credit4 | $25.00 | $25.00 | 12/8/2010 8:56:42 PM |
| historydude654 | $50.00 | $50.00 | 12/9/2010 8:30:13 AM |
| natural-trade7 | $100.00 | $100.00 | 12/8/2010 3:38:38 PM |
| astute-investment5 | $25.00 | $25.00 | 12/9/2010 8:30:37 AM |
| williemc44 | $50.00 | $50.00 | 12/8/2010 5:29:10 PM |
| bailey1223 | $25.00 | $25.00 | 12/9/2010 8:28:38 AM |
| jescowa | $50.00 | $50.00 | 12/9/2010 8:29:46 AM |
| Westsider | $25.00 | $25.00 | 12/9/2010 8:33:16 AM |
| credit-kahuna | $50.00 | $50.00 | 12/9/2010 1:15:23 AM |
| wtrboy | $50.00 | $50.00 | 12/9/2010 5:20:12 AM |
| credit-solstice | $25.00 | $25.00 | 12/9/2010 12:55:54 PM |
| gold-sushi | $25.00 | $25.00 | 12/9/2010 9:32:44 AM |
| nybanker85 | $29.23 | $29.23 | 12/9/2010 5:17:39 PM |
| andyb9 | $25.00 | $25.00 | 12/9/2010 5:18:42 PM |
| Phantom | $40.00 | $40.00 | 12/9/2010 5:56:26 PM |
| nycloan | $50.00 | $50.00 | 12/9/2010 3:27:03 PM |
| heavenly-interest9 | $100.00 | $100.00 | 12/9/2010 10:01:03 PM |
| RgPro | $50.00 | $50.00 | 12/10/2010 1:11:10 AM |
| gavinfh | $25.00 | $25.00 | 12/9/2010 6:11:37 PM |
| bettndon | $25.00 | $25.00 | 12/10/2010 7:39:53 AM |
| rocker6 | $25.00 | $25.00 | 12/10/2010 7:41:27 AM |
| Plotinus | $31.56 | $31.56 | 12/10/2010 8:21:38 AM |
| upbeat-fund | $25.00 | $25.00 | 12/10/2010 8:28:41 AM |
| dparkhom | $25.00 | $25.00 | 12/10/2010 9:12:35 AM |
| finance-prescription | $50.00 | $50.00 | 12/10/2010 9:16:36 AM |
| jtradition | $25.00 | $25.00 | 12/9/2010 10:01:52 PM |
| calkidd05 | $25.00 | $25.00 | 12/10/2010 9:26:42 AM |
| yield-museum | $43.67 | $43.67 | 12/9/2010 10:10:42 PM |
| bazaar-utensil7 | $45.30 | $45.30 | 12/10/2010 10:01:33 AM |
| Bookophile | $62.79 | $62.79 | 12/10/2010 10:26:45 AM |
| direct-yield | $25.00 | $25.00 | 12/10/2010 3:51:37 AM |
| gain-gourd | $33.00 | $33.00 | 12/10/2010 6:49:52 AM |
| chlebie | $25.00 | $25.00 | 12/9/2010 5:15:59 PM |
| Hutpit | $43.92 | $43.92 | 12/10/2010 12:47:34 PM |
| riproaringrapids | $25.00 | $25.00 | 12/10/2010 7:41:31 AM |
| hopeful-truth5 | $100.00 | $100.00 | 12/10/2010 7:50:19 AM |
| Ranger_Investments | $25.00 | $25.00 | 12/9/2010 6:17:36 PM |
| healthy-commerce | $25.00 | $25.00 | 12/10/2010 8:21:29 AM |
| golden-platinum7 | $25.00 | $25.00 | 12/10/2010 9:16:46 AM |
| tidy-dime | $25.00 | $25.00 | 12/10/2010 9:32:21 AM |
| auction-architect7 | $50.00 | $50.00 | 12/10/2010 9:33:46 AM |
| MO_Investor | $25.00 | $25.00 | 12/10/2010 9:35:01 AM |
| Tasmir | $25.00 | $25.00 | 12/10/2010 9:36:01 AM |
| ethicalhumanist | $50.00 | $50.00 | 12/10/2010 2:11:33 PM |
| ore-seagull | $50.00 | $50.00 | 12/9/2010 9:31:40 PM |
| Tradesmanlender | $35.00 | $35.00 | 12/10/2010 9:36:30 AM |
| socal-lender | $25.00 | $25.00 | 12/9/2010 10:01:54 PM |
| Sixmil | $27.31 | $27.31 | 12/10/2010 10:16:30 AM |
| alpinaut | $25.00 | $25.00 | 12/10/2010 12:50:43 AM |
| life-is-great | $50.00 | $50.00 | 12/10/2010 11:06:46 AM |
| oaktown23 | $27.78 | $27.78 | 12/10/2010 1:34:48 AM |
| harmonious-yield | $25.00 | $25.00 | 12/10/2010 2:32:31 PM |
| irrelevant | $25.00 | $25.00 | 12/10/2010 11:53:00 AM |
| integrity-trumpet | $49.36 | $49.36 | 12/10/2010 12:07:13 PM |
| JGONZ13850 | $25.00 | $25.00 | 12/10/2010 3:00:53 AM |
| p2p-rider7 | $45.57 | $45.57 | 12/10/2010 8:39:52 AM |
| ingenious-diversification | $25.00 | $25.00 | 12/10/2010 9:33:33 AM |
| M0rThden | $25.00 | $25.00 | 12/10/2010 9:34:02 AM |
| kanewna | $50.00 | $50.00 | 12/10/2010 9:34:34 AM |
| Boxhead | $38.68 | $38.68 | 12/10/2010 9:43:16 AM |
| rvirk | $50.00 | $50.00 | 12/10/2010 9:43:29 AM |
| ryanp100 | $25.00 | $25.00 | 12/10/2010 10:16:40 AM |
| kublai | $39.09 | $39.09 | 12/10/2010 10:26:08 AM |
| rogue_monster | $50.00 | $50.00 | 12/10/2010 10:47:49 AM |
| DSFinancial | $50.00 | $50.00 | 12/10/2010 10:52:48 AM |
| currency-cigar4 | $50.00 | $50.00 | 12/10/2010 12:26:41 PM |
| KlarthXVII | $45.00 | $45.00 | 12/11/2010 7:35:28 AM |
| payout-magician | $25.00 | $25.00 | 12/11/2010 8:39:40 AM |
| silver-dogwood4 | $25.00 | $25.00 | 12/10/2010 11:44:09 PM |
| rmpedi33 | $50.00 | $50.00 | 12/11/2010 10:46:40 AM |
| Danjack_Capital | $25.00 | $25.00 | 12/12/2010 10:26:24 AM |
| yogi1975 | $25.00 | $25.00 | 12/12/2010 12:48:32 PM |
| felicity-loyalist0 | $30.00 | $30.00 | 12/12/2010 7:17:20 AM |
| Nazbuster | $50.00 | $50.00 | 12/12/2010 7:19:45 AM |
| BURNERA_1 | $50.00 | $50.00 | 12/12/2010 5:42:12 PM |
| peace-sitar0 | $100.00 | $100.00 | 12/12/2010 9:25:08 PM |
| gristle_mcthornbody | $25.00 | $25.00 | 12/12/2010 8:20:27 AM |
| GarciaCompany | $25.00 | $25.00 | 12/13/2010 7:14:06 AM |
| Lender50 | $25.00 | $25.00 | 12/13/2010 8:17:05 AM |
| thebadpelican | $25.00 | $25.00 | 12/13/2010 7:21:21 AM |
| japerk | $25.00 | $25.00 | 12/12/2010 3:16:35 PM |
| benefit-trident | $25.00 | $25.00 | 12/12/2010 3:35:06 PM |
| friendinmoney | $25.00 | $25.00 | 12/13/2010 1:23:12 PM |
| basis-sycamore | $25.00 | $25.00 | 12/13/2010 1:40:58 PM |
| Washington_Loan | $25.00 | $25.00 | 12/13/2010 11:23:56 AM |
| Aragorn | $51.74 | $51.74 | 12/13/2010 12:20:34 PM |
| Manta_Rai | $25.00 | $25.00 | 12/13/2010 1:11:16 PM |
| grampy48 | $45.00 | $45.00 | 12/13/2010 1:53:04 PM |
| dma1206 | $25.00 | $25.00 | 12/13/2010 11:28:50 AM |
| CreditBuilder2 | $150.00 | $150.00 | 12/13/2010 2:15:41 PM |
| ray1051 | $50.00 | $50.00 | 12/6/2010 4:03:34 PM |
| listing-trapper3 | $75.00 | $75.00 | 12/6/2010 3:52:57 PM |
| lender987654321 | $30.00 | $30.00 | 12/6/2010 4:19:22 PM |
| meenan | $50.00 | $50.00 | 12/6/2010 3:56:10 PM |
| richboy56 | $25.00 | $25.00 | 12/6/2010 3:59:08 PM |
| SiebirdLending | $25.00 | $25.00 | 12/6/2010 4:01:20 PM |
| simplelender80 | $250.00 | $250.00 | 12/6/2010 4:40:56 PM |
| ASR3 | $35.00 | $35.00 | 12/6/2010 4:42:27 PM |
| jamiee73 | $25.00 | $25.00 | 12/6/2010 3:54:50 PM |
| Webpreneur | $50.00 | $50.00 | 12/6/2010 4:44:09 PM |
| rss197 | $25.00 | $25.00 | 12/6/2010 4:24:29 PM |
| kulender | $50.00 | $50.00 | 12/6/2010 4:48:33 PM |
| organized-payment6 | $50.00 | $50.00 | 12/6/2010 4:53:08 PM |
| the-dollar-topper | $100.00 | $100.00 | 12/6/2010 4:54:07 PM |
| AFairDeal | $50.00 | $50.00 | 12/6/2010 4:42:44 PM |
| bxdoc | $31.21 | $31.21 | 12/6/2010 5:14:35 PM |
| radforj22 | $25.00 | $25.00 | 12/6/2010 4:44:29 PM |
| worthy-bid8 | $100.00 | $100.00 | 12/6/2010 4:50:34 PM |
| platinum-celebration4 | $25.00 | $25.00 | 12/6/2010 4:42:11 PM |
| bid-czar8 | $100.00 | $100.00 | 12/6/2010 4:44:58 PM |
| the-enterprising-leverage | $25.00 | $25.00 | 12/6/2010 4:46:41 PM |
| the-bright-velocity | $25.00 | $25.00 | 12/6/2010 4:47:06 PM |
| kind-adventurous-finance | $50.00 | $50.00 | 12/6/2010 4:47:44 PM |
| natural-affluence4 | $25.00 | $25.00 | 12/6/2010 4:47:58 PM |
| greenback-guard | $25.00 | $25.00 | 12/6/2010 7:29:37 PM |
| Artist_Blue | $25.00 | $25.00 | 12/6/2010 4:50:04 PM |
| handshake5 | $100.00 | $100.00 | 12/6/2010 4:52:01 PM |
| balance-force | $45.00 | $45.00 | 12/6/2010 8:26:50 PM |
| newest-funds-powerplant | $25.00 | $25.00 | 12/6/2010 8:55:24 PM |
| secureincome | $2,000.00 | $2,000.00 | 12/6/2010 7:22:35 PM |
| velocity-solo | $25.00 | $25.00 | 12/6/2010 7:29:40 PM |
| chameleon125 | $25.00 | $25.00 | 12/7/2010 6:45:10 AM |
| alexstar | $25.00 | $25.00 | 12/7/2010 7:43:21 AM |
| chestnut4 | $25.00 | $25.00 | 12/7/2010 9:36:25 AM |
| Dunndeal4u | $50.00 | $50.00 | 12/7/2010 10:11:00 AM |
| brightest-affluence-motivator | $50.00 | $50.00 | 12/7/2010 7:22:16 AM |
| thestartuplender | $50.00 | $50.00 | 12/7/2010 7:47:42 AM |
| 108lender | $150.00 | $150.00 | 12/7/2010 8:30:08 AM |
| klinebarger | $25.00 | $25.00 | 12/7/2010 11:12:12 AM |
| balanced-bill7 | $50.00 | $50.00 | 12/7/2010 8:34:33 AM |
| Mr_Marcus | $50.00 | $50.00 | 12/7/2010 1:33:22 PM |
| WolRab | $25.00 | $25.00 | 12/7/2010 1:33:40 PM |
| granitepk | $50.00 | $50.00 | 12/7/2010 10:10:16 AM |
| community-pipeline8 | $25.00 | $25.00 | 12/7/2010 2:16:28 PM |
| first-upright-payout | $25.00 | $25.00 | 12/7/2010 2:16:41 PM |
| objective-investor | $150.00 | $150.00 | 12/7/2010 2:41:58 PM |
| riskreward | $100.00 | $100.00 | 12/7/2010 9:08:38 AM |
| Stack23 | $50.00 | $50.00 | 12/7/2010 1:41:57 PM |
| awwaww | $25.00 | $25.00 | 12/7/2010 9:43:19 AM |
| rockstar78 | $50.00 | $50.00 | 12/7/2010 2:16:30 PM |
| kchen486 | $46.72 | $46.72 | 12/7/2010 2:16:49 PM |
| finance_mba | $25.00 | $25.00 | 12/7/2010 12:45:45 PM |
| worldly-community3 | $50.00 | $50.00 | 12/7/2010 2:16:44 PM |
| gigabit | $50.00 | $50.00 | 12/7/2010 2:42:02 PM |
| bowdish1 | $50.00 | $50.00 | 12/7/2010 7:01:43 PM |
| basejump0 | $25.00 | $25.00 | 12/7/2010 8:08:41 PM |
| investment-comet | $25.00 | $25.00 | 12/7/2010 9:29:48 PM |
| friendinmoney | $25.00 | $25.00 | 12/7/2010 10:15:21 PM |
| brother_tam | $29.90 | $29.90 | 12/7/2010 6:46:24 PM |
| blue-receptive-affluence | $25.00 | $25.00 | 12/8/2010 3:22:47 AM |
| superb-funds335 | $25.00 | $25.00 | 12/7/2010 7:22:14 PM |
| iolaire | $25.00 | $25.00 | 12/8/2010 6:57:15 AM |
| paytonbrigadier | $250.00 | $250.00 | 12/7/2010 5:54:30 PM |
| durability-halibut | $25.00 | $25.00 | 12/7/2010 10:17:05 PM |
| unflappable-balance5 | $50.00 | $50.00 | 12/8/2010 9:34:09 AM |
| mcelhatt | $25.00 | $25.00 | 12/7/2010 6:50:18 PM |
| yarg | $50.00 | $50.00 | 12/8/2010 3:22:06 AM |
| cxl9 | $50.00 | $50.00 | 12/7/2010 7:14:02 PM |
| blissful-deal0 | $25.00 | $25.00 | 12/7/2010 7:21:22 PM |
| nilonc1 | $100.00 | $100.00 | 12/7/2010 9:10:44 PM |
| principal-kung-fu | $25.00 | $25.00 | 12/7/2010 10:02:06 PM |
| native68 | $50.00 | $50.00 | 12/8/2010 5:06:30 AM |
| power-trophy7 | $25.00 | $25.00 | 12/8/2010 1:56:46 PM |
| cclady | $100.00 | $100.00 | 12/8/2010 5:37:50 PM |
| commitment-symphony9 | $25.00 | $25.00 | 12/8/2010 8:33:47 PM |
| E_G | $50.00 | $50.00 | 12/8/2010 10:03:51 PM |
| julijask | $35.00 | $35.00 | 12/9/2010 8:30:18 AM |
| inspirationfoundation | $25.00 | $25.00 | 12/9/2010 8:51:34 AM |
| sci_guy | $25.00 | $25.00 | 12/9/2010 9:32:13 AM |
| SMARTDISK | $25.00 | $25.00 | 12/9/2010 9:52:04 AM |
| magnificent-income7 | $25.00 | $25.00 | 12/8/2010 4:33:24 PM |
| Use_It_Wisely | $50.00 | $50.00 | 12/9/2010 9:52:13 AM |
| thoughtful-community7 | $25.00 | $25.00 | 12/9/2010 10:30:28 AM |
| P7E | $50.00 | $50.00 | 12/8/2010 9:08:28 PM |
| TennSquire | $25.00 | $25.00 | 12/9/2010 9:33:20 AM |
| successful-agreement7 | $34.28 | $34.28 | 12/9/2010 12:59:40 AM |
| kalex752 | $50.00 | $50.00 | 12/9/2010 1:33:11 PM |
| be_wise | $25.00 | $25.00 | 12/9/2010 8:27:26 AM |
| MrBailey | $25.00 | $25.00 | 12/9/2010 3:02:41 PM |
| tszbgae | $50.00 | $50.00 | 12/9/2010 8:30:24 AM |
| neutrino6 | $25.00 | $25.00 | 12/9/2010 5:18:44 PM |
| lukeskywalkerkp | $25.00 | $25.00 | 12/9/2010 5:58:41 PM |
| raisingophelia | $25.00 | $25.00 | 12/10/2010 1:53:53 AM |
| brightest-dynamic-peace | $25.00 | $25.00 | 12/10/2010 2:01:59 AM |
| FredHead3 | $40.75 | $40.75 | 12/10/2010 7:47:22 AM |
| bid-computer | $50.00 | $50.00 | 12/9/2010 7:07:26 PM |
| gmilliken | $25.00 | $25.00 | 12/10/2010 8:56:43 AM |
| dollar-turtle | $25.00 | $25.00 | 12/9/2010 9:46:50 PM |
| slobrown | $50.00 | $50.00 | 12/10/2010 9:33:26 AM |
| hizzy | $50.00 | $50.00 | 12/10/2010 9:34:36 AM |
| lostontheedge | $25.00 | $25.00 | 12/10/2010 9:36:21 AM |
| caelanmac | $50.00 | $50.00 | 12/9/2010 3:23:52 PM |
| Approved1234 | $25.00 | $25.00 | 12/10/2010 9:43:19 AM |
| wntrequinx | $34.95 | $34.95 | 12/9/2010 4:00:46 PM |
| investment-tempo | $28.87 | $28.87 | 12/10/2010 11:19:11 AM |
| Dweeberkitty1 | $25.00 | $25.00 | 12/10/2010 5:21:48 AM |
| RicheyRich | $25.00 | $25.00 | 12/10/2010 5:37:43 AM |
| open-dough6 | $26.41 | $26.41 | 12/10/2010 7:39:11 AM |
| zebra806 | $78.25 | $78.25 | 12/10/2010 1:18:31 PM |
| inspired-duty5 | $40.07 | $40.07 | 12/10/2010 7:56:37 AM |
| respectful-integrity3 | $25.00 | $25.00 | 12/10/2010 1:31:21 PM |
| junctionking | $25.00 | $25.00 | 12/9/2010 6:26:31 PM |
| wonderful-revenue0 | $25.00 | $25.00 | 12/10/2010 8:41:49 AM |
| sensational-kindness | $50.00 | $50.00 | 12/10/2010 9:33:56 AM |
| wampum-chorus3 | $50.00 | $50.00 | 12/10/2010 9:43:21 AM |
| the-debt-fluffy-bunny | $25.00 | $25.00 | 12/10/2010 9:43:28 AM |
| availableloan | $25.00 | $25.00 | 12/9/2010 9:55:46 PM |
| stuy1998 | $25.00 | $25.00 | 12/10/2010 11:06:34 AM |
| Bobsasnot | $27.15 | $27.15 | 12/10/2010 1:33:04 AM |
| yield-enlistment | $25.00 | $25.00 | 12/10/2010 11:48:41 AM |
| steiglends | $64.08 | $64.08 | 12/10/2010 12:12:53 PM |
| rcflick | $25.00 | $25.00 | 12/10/2010 1:21:48 PM |
| moneygeek | $45.07 | $17.61 | 12/10/2010 1:33:58 PM |
| PatRichi | $25.00 | $25.00 | 12/10/2010 7:56:42 AM |
| j2ee | $25.00 | $25.00 | 12/10/2010 8:21:37 AM |
| goodfaithAK | $44.90 | $44.90 | 12/10/2010 8:41:45 AM |
| MrMoney0622 | $25.00 | $25.00 | 12/10/2010 9:16:40 AM |
| hawksfanmd | $25.00 | $25.00 | 12/10/2010 9:33:06 AM |
| maximizer | $25.00 | $25.00 | 12/10/2010 9:43:22 AM |
| principal-flow9 | $39.09 | $39.09 | 12/10/2010 10:00:22 AM |
| csandb | $25.00 | $25.00 | 12/10/2010 10:13:16 AM |
| rautility | $50.00 | $50.00 | 12/10/2010 10:13:21 AM |
| assetmanager | $25.00 | $25.00 | 12/10/2010 10:16:39 AM |
| mid | $25.00 | $25.00 | 12/10/2010 10:56:42 AM |
| graceful-investment | $52.17 | $52.17 | 12/10/2010 11:32:37 AM |
| A007 | $47.02 | $47.02 | 12/10/2010 11:47:38 AM |
| crawfingers | $25.00 | $25.00 | 12/10/2010 12:52:02 PM |
| philantist | $25.00 | $25.00 | 12/10/2010 9:17:17 PM |
| fair_rates | $25.00 | $25.00 | 12/11/2010 1:02:35 AM |
| newest-bountiful-basis | $25.00 | $25.00 | 12/11/2010 1:42:44 AM |
| economy-beast | $25.00 | $25.00 | 12/10/2010 6:19:16 PM |
| mpthree | $25.00 | $25.00 | 12/12/2010 12:01:31 AM |
| williamdkit | $46.09 | $46.09 | 12/12/2010 12:10:48 AM |
| ManhattanLender | $25.00 | $25.00 | 12/11/2010 2:46:38 PM |
| restless-balance | $25.00 | $25.00 | 12/11/2010 5:22:29 PM |
| shrewd-justice0 | $36.15 | $36.15 | 12/12/2010 4:10:23 PM |
| DragonMaster9000 | $150.00 | $150.00 | 12/12/2010 9:38:29 PM |
| godspeed237 | $25.00 | $25.00 | 12/12/2010 8:56:34 AM |
| mjunlimited | $50.00 | $50.00 | 12/13/2010 12:23:39 AM |
| birchbark86 | $25.00 | $25.00 | 12/13/2010 7:01:12 AM |
| oldman68 | $25.00 | $25.00 | 12/13/2010 8:21:36 AM |
| octoberfresh | $25.00 | $25.00 | 12/13/2010 6:32:16 AM |
| LeoBUSIIT | $25.00 | $25.00 | 12/13/2010 8:10:36 AM |
| ezhik00 | $25.00 | $25.00 | 12/13/2010 9:28:13 AM |
| wwwUniversal | $25.00 | $25.00 | 12/13/2010 9:50:09 AM |
| Easystreet | $25.00 | $25.00 | 12/13/2010 11:23:54 AM |
| LA-Funding-Bank | $25.00 | $25.00 | 12/13/2010 12:50:20 PM |
| CashBank | $25.00 | $25.00 | 12/13/2010 9:22:35 AM |
| upright-silver | $25.00 | $25.00 | 12/13/2010 10:53:29 AM |
| falcone | $25.00 | $25.00 | 12/13/2010 3:40:39 PM |
| mgking007 | $25.00 | $25.00 | 12/13/2010 3:44:08 PM |
| LawyerLoan | $25.00 | $25.00 | 12/13/2010 3:41:42 PM |
| friendinmoney | $25.00 | $25.00 | 12/13/2010 3:44:59 PM |
| 317 bids
|
Borrower Payment Dependent Notes Series
487140
This series of Notes was issued and sold upon the funding of the borrower loan #46074, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,200.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 24.00% |
Auction start date:
| Dec-09-2010 |
| |
Auction end date:
| Dec-16-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $99.52 |
|
Final lender yield:
| 21.00% |
Final borrower rate/APR:
| 22.00% / 25.44% |
Final monthly payment:
| $84.02 |
| |
|
Auction yield range:
| 16.51% - 34.00% |
Estimated loss impact:
| 25.19% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| -4.19% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Dec-1991 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 700-719 (Nov-2010) |
Inquiries last 6m:
| 3 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 0y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,017 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| cordial-integrity1 |
Borrower's state:
| Florida |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jan-2010)
|
|
Principal balance:
| $1,940.11 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
RELISTED** 700+ credit; 2nd loan
**? NOTED LOAN WAS FULLY FUNDED 2 wks ago & ALL DOCS VERIFIED BY PROSPER, HOWEVER, DUE TO ME BEING PAID VIA CONTRACT/I-9? UNDERWRITING ASKED ME TO RELIST THIS (as my 'employment status' above had to be changed) As such, my salary is based only on part of this year's salary when I was a salaried employee & they would not consider the $20k+ I made since 8/30.
(thanking everyone that bid on me the 1st time)
Purpose of loan:
This loan will be used to pay unexpected medical bills.?? Yes, even though you are w/o a gallbladder you still produce stones :(??? & these stones are more risky as they land in the duct near your liver so had unexpected surgery via endoscopy w/ will have one more f/up endoscopy.
My financial situation:
I am a good candidate for this loan because my credit score history has improved since my last loan & I make $20k more a year.? I also am a hard worker as through this ordeal have been working 6 to 7 days week and only missed TWO days for ER and surgery.? AGAIN, MY CREDIT HAS ALREADY BEEN VERIFIED BY PROSPER AFTER I WAS FULLY FUNDED 2 WKS AGO.
Due to the interest rate increasing due to me being contract employee, I have decided now to borrow less than 50% of what I did last time ($5,000)?and will only use this as a short term loan until I can find a better rate elsewhere.
Monthly net income: $ 4,000 to $5,000 approximate takehome??? ?(as contractor paid $7,000 to 8,000?mo - so will depend on taxes and deductions)
Monthly expenses:?
??Housing: $ 1,000
??Insurance: $ 150
??Car expenses: $ 200
??Utilities: $ 200
??Phone, cable, internet: $ 90
??Food, entertainment: $ 100
??Clothing, household expenses $ 100 - lost 15 llbs?due to the stones, so now can fit into my 'other' smaller wardrobe (yes, typical female w/ different sizes in her wardrobe)
??Credit cards and other loans: $ 800
??Other expenses: $ 100 student loan
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| investment-artist | $50.00 | $50.00 | 12/14/2010 8:12:16 AM |
| deepblue34 | $30.00 | $3.80 | 12/14/2010 6:48:49 PM |
| economy-popcorn | $25.00 | $25.00 | 12/15/2010 12:42:53 PM |
| Lender404 | $25.00 | $25.00 | 12/15/2010 12:52:02 PM |
| LendToCause | $25.00 | $25.00 | 12/15/2010 8:14:06 PM |
| kwan | $25.00 | $25.00 | 12/15/2010 5:18:47 PM |
| Feyenoord | $25.00 | $25.00 | 12/15/2010 8:34:05 PM |
| zxsport30 | $25.00 | $25.00 | 12/15/2010 9:02:52 PM |
| Kennfusion | $32.73 | $32.73 | 12/15/2010 5:47:39 PM |
| competent-p2p | $100.00 | $100.00 | 12/16/2010 12:11:30 PM |
| tigercat | $50.00 | $50.00 | 12/16/2010 12:24:31 PM |
| helynn | $25.00 | $25.00 | 12/16/2010 1:56:28 PM |
| exponential-peace5 | $25.00 | $25.00 | 12/16/2010 11:50:35 AM |
| hokee | $25.00 | $25.00 | 12/16/2010 6:26:46 AM |
| REITRUST | $25.00 | $25.00 | 12/16/2010 12:09:36 PM |
| rkt88edmo | $25.11 | $25.11 | 12/16/2010 1:48:13 PM |
| Astyanax | $50.00 | $50.00 | 12/16/2010 1:49:38 PM |
| reflective-rupee | $25.00 | $25.00 | 12/16/2010 10:51:38 AM |
| coin-explorer | $25.00 | $25.00 | 12/16/2010 11:42:27 AM |
| jhernand17 | $25.00 | $25.00 | 12/16/2010 1:24:50 PM |
| papaloha | $89.00 | $89.00 | 12/16/2010 2:15:14 PM |
| alphabet76 | $25.00 | $25.00 | 12/16/2010 2:24:13 PM |
| MrRooster101 | $25.00 | $25.00 | 12/13/2010 3:38:27 PM |
| Leshan | $75.00 | $75.00 | 12/14/2010 8:15:27 AM |
| credit-missile | $125.00 | $125.00 | 12/14/2010 8:57:13 PM |
| wyogirllender | $25.00 | $25.00 | 12/15/2010 12:30:41 PM |
| beuford7 | $25.00 | $25.00 | 12/15/2010 5:34:22 PM |
| Red-Bull-One | $25.00 | $25.00 | 12/16/2010 6:35:38 AM |
| britches613 | $50.00 | $50.00 | 12/16/2010 9:03:10 AM |
| healingangel22 | $25.00 | $25.00 | 12/16/2010 10:39:25 AM |
| dynamic-platinum | $50.00 | $50.00 | 12/16/2010 8:34:05 AM |
| zdaddy3 | $28.61 | $28.61 | 12/16/2010 10:01:20 AM |
| systematic-fairness1 | $47.16 | $47.16 | 12/16/2010 1:10:07 PM |
| Bcs-cnc | $25.00 | $25.00 | 12/16/2010 2:09:34 PM |
| capital-kingdom | $25.00 | $25.00 | 12/16/2010 2:20:05 PM |
| doopers | $25.00 | $25.00 | 12/16/2010 5:31:06 AM |
| creative-bill8 | $40.00 | $40.00 | 12/16/2010 12:18:02 PM |
| houli123 | $500.00 | $500.00 | 12/16/2010 9:01:31 AM |
| atomantic | $75.00 | $75.00 | 12/16/2010 11:24:18 AM |
| Zoomzoom22 | $41.21 | $41.21 | 12/16/2010 12:01:59 PM |
| FinanceEngine | $30.00 | $30.00 | 12/16/2010 12:58:46 PM |
| martymaniaman | $35.38 | $35.38 | 12/16/2010 1:19:23 PM |
| corporatejim | $27.00 | $27.00 | 12/16/2010 1:21:35 PM |
| red-favorable-basis | $25.00 | $25.00 | 12/16/2010 1:34:23 PM |
| Astyanax | $50.00 | $50.00 | 12/16/2010 1:49:18 PM |
| p2ploan-sensation211 | $50.00 | $50.00 | 12/16/2010 2:11:17 PM |
| 46 bids
|
Borrower Payment Dependent Notes Series
487204
This series of Notes was issued and sold upon the funding of the borrower loan #46089, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.80% |
Auction start date:
| Dec-08-2010 |
| |
Auction end date:
| Dec-15-2010 |
|
|
Starting lender yield:
| 28.50% |
Starting borrower rate/APR:
| 29.50% / 33.10% |
Starting monthly payment:
| $316.34 |
|
Final lender yield:
| 26.50% |
Final borrower rate/APR:
| 27.50% / 31.05% |
Final monthly payment:
| $308.20 |
| |
|
Auction yield range:
| 10.51% - 28.50% |
Estimated loss impact:
| 11.46% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 780-799 (Dec-2010) |
Inquiries last 6m:
| 10 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
12 | Length of status: | 1y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Principal |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,674 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 11% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| interest-trapper5 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
pay off credit cards
Purpose of loan:
This loan will be used to pay off credit card debt and get my family back on its feet.?
My financial situation:
I am a good candidate for this loan because?I have a full time job.? I just need a little boost to take care of some lingering issues.?
Monthly net income: $ 5400
Monthly expenses: $
??Housing: $ 2745
??Insurance: $ 75
??Car expenses: $ 300
??Utilities: $ 200
??Phone, cable, internet: $ 100
??Food, entertainment: $ 400
??Clothing, household expenses $
??Credit cards and other loans: $ 500
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please describe the lingering issues that you refer to above, and why you are off your feet (again, referring to your language above). Thanks and best wishes. - reflective-rupee
A:
We had a second child, bought a new house, and started pre-school with our first child. It is not so much that we are off our feet, more that we had a bunch of expenses all of a sudden that we had to take care of. We are now looking to remove some of the debt set in by those three things and begin again how we used to be.
(Dec-09-2010)
Q:
Do both you and your spouse work?
Why do you have 10 recent inquiries? - p2ploan-sensation211
A:
My spouse is a teacher who is home now with our second child. She will look to go back to school next school year. I imagine the recent inquiries are do to this process. I have printed my credit report so that I can check everything out.
(Dec-10-2010)
Q:
Please provide 1. The total balance of the mortgage loans and any HELOC you owe on your home, and... 2. The current market value of your home? (use zillow.com if unsure) - kindness-launcher
A:
The total balance of the my mortgage is 310,000 and the current market value when assessed was 319000
(Dec-12-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| top-courteous-peso | $100.00 | $100.00 | 12/8/2010 2:49:53 PM |
| reflective-rupee | $200.00 | $200.00 | 12/8/2010 2:52:57 PM |
| simplelender80 | $100.00 | $100.00 | 12/8/2010 3:00:57 PM |
| finance-prescription | $100.00 | $100.00 | 12/8/2010 3:01:16 PM |
| Thylow | $25.00 | $25.00 | 12/8/2010 2:57:58 PM |
| dollardave | $50.00 | $50.00 | 12/8/2010 11:52:31 PM |
| nickel-hickory | $50.00 | $50.00 | 12/8/2010 3:08:48 PM |
| rjcoutur2001 | $161.05 | $161.05 | 12/9/2010 1:50:50 AM |
| SolarMoonshine | $100.00 | $100.00 | 12/8/2010 5:39:41 PM |
| loanman2007 | $100.00 | $100.00 | 12/9/2010 12:15:14 PM |
| reflective-rupee | $200.00 | $200.00 | 12/9/2010 9:58:00 AM |
| cognizant-rate732 | $25.00 | $25.00 | 12/9/2010 7:58:14 PM |
| alexgalt | $25.00 | $25.00 | 12/10/2010 12:40:12 AM |
| crippledcircus | $46.77 | $46.77 | 12/9/2010 4:27:10 PM |
| cttarheel | $50.00 | $50.00 | 12/9/2010 6:17:34 PM |
| Flying_Tilapia | $25.00 | $25.00 | 12/9/2010 10:08:44 PM |
| loyalty-czar | $41.00 | $41.00 | 12/10/2010 1:42:40 PM |
| snoopey100 | $25.00 | $25.00 | 12/10/2010 9:21:52 PM |
| SFBank | $300.00 | $300.00 | 12/11/2010 8:43:35 PM |
| building_community | $25.00 | $25.00 | 12/12/2010 12:41:13 PM |
| historic-nickel | $25.00 | $25.00 | 12/12/2010 1:47:13 PM |
| buffalobills | $25.00 | $25.00 | 12/13/2010 8:10:06 AM |
| icanhasloanz | $25.00 | $25.00 | 12/12/2010 11:42:15 PM |
| careful-compassion | $25.00 | $25.00 | 12/13/2010 4:44:25 PM |
| Mighty_Hunter | $25.00 | $25.00 | 12/13/2010 5:12:35 PM |
| income-vault6 | $25.00 | $25.00 | 12/13/2010 5:19:08 PM |
| mobius_titan | $25.00 | $25.00 | 12/13/2010 4:18:58 PM |
| thomas16882004 | $27.44 | $27.44 | 12/13/2010 10:31:08 PM |
| octoberfresh | $25.00 | $25.00 | 12/14/2010 7:03:30 AM |
| foothillender | $25.00 | $25.00 | 12/14/2010 7:34:28 AM |
| muirheaj | $25.00 | $25.00 | 12/14/2010 7:51:23 AM |
| Otagaini | $25.00 | $25.00 | 12/13/2010 7:33:06 PM |
| melodious-openness | $100.00 | $100.00 | 12/13/2010 8:21:43 PM |
| integrity-doctor | $100.00 | $100.00 | 12/14/2010 2:49:54 PM |
| dough-hammock | $25.00 | $25.00 | 12/14/2010 3:03:07 PM |
| skillful-asset5 | $30.00 | $30.00 | 12/14/2010 2:57:12 PM |
| greenback-guard | $25.00 | $25.00 | 12/14/2010 5:02:58 PM |
| melodious-openness | $100.00 | $100.00 | 12/14/2010 4:59:01 PM |
| 850 | $50.00 | $50.00 | 12/14/2010 7:09:51 PM |
| dsnybnd | $25.00 | $25.00 | 12/15/2010 8:31:50 AM |
| 1stBankAndHal | $25.05 | $25.05 | 12/15/2010 4:48:29 AM |
| leverage-monger | $25.00 | $25.00 | 12/15/2010 9:49:13 AM |
| Grandmahoneybee | $25.00 | $25.00 | 12/14/2010 5:46:18 PM |
| gothampark | $25.00 | $25.00 | 12/14/2010 8:13:33 PM |
| Pu239 | $60.00 | $60.00 | 12/15/2010 7:59:33 AM |
| lovely-order7 | $50.00 | $50.00 | 12/15/2010 2:46:41 PM |
| rockhound84 | $25.00 | $25.00 | 12/15/2010 12:23:54 AM |
| E-B | $50.00 | $50.00 | 12/15/2010 3:10:31 AM |
| TackingWindward | $25.00 | $25.00 | 12/15/2010 2:41:37 PM |
| friendinmoney | $25.00 | $25.00 | 12/15/2010 2:47:05 PM |
| ben1crew | $29.02 | $29.02 | 12/15/2010 6:59:09 AM |
| Leshan | $25.00 | $25.00 | 12/15/2010 8:44:10 AM |
| PeterPsych | $257.00 | $257.00 | 12/15/2010 8:47:58 AM |
| social-zebra | $28.75 | $28.75 | 12/15/2010 8:56:10 AM |
| samseth | $25.00 | $25.00 | 12/15/2010 9:42:11 AM |
| Astyanax | $44.19 | $44.19 | 12/15/2010 10:26:17 AM |
| goatfarmer | $50.00 | $50.00 | 12/15/2010 1:52:38 PM |
| RSRAssociates | $25.00 | $25.00 | 12/15/2010 2:27:55 PM |
| Lubava | $25.00 | $25.00 | 12/15/2010 1:47:06 PM |
| reflective-rupee | $200.00 | $200.00 | 12/8/2010 2:53:11 PM |
| Thylow | $25.00 | $25.00 | 12/8/2010 2:58:16 PM |
| mercuriant | $25.00 | $25.00 | 12/8/2010 3:06:56 PM |
| Thylow | $100.00 | $100.00 | 12/8/2010 3:07:44 PM |
| JustMee | $25.00 | $25.00 | 12/8/2010 9:30:34 PM |
| Thylow | $25.00 | $25.00 | 12/8/2010 3:07:49 PM |
| greencat | $50.00 | $50.00 | 12/9/2010 8:07:45 AM |
| ksubd | $50.00 | $50.00 | 12/9/2010 9:46:44 PM |
| transparency-boss439 | $100.00 | $100.00 | 12/10/2010 3:17:47 AM |
| wwwUniversal | $25.00 | $25.00 | 12/11/2010 1:42:34 AM |
| spiff666 | $25.00 | $25.00 | 12/11/2010 8:04:30 AM |
| smear87 | $25.00 | $25.00 | 12/11/2010 12:28:53 AM |
| boo_hoo | $50.00 | $50.00 | 12/10/2010 3:57:32 PM |
| FinanceEngine | $25.00 | $25.00 | 12/10/2010 4:49:20 PM |
| principal-star | $25.00 | $25.00 | 12/11/2010 6:08:25 AM |
| vineet | $25.00 | $25.00 | 12/12/2010 10:01:16 AM |
| economy-popcorn | $25.00 | $25.00 | 12/12/2010 12:23:06 PM |
| vulgy | $25.00 | $25.00 | 12/12/2010 4:41:43 PM |
| nethosters | $25.00 | $25.00 | 12/12/2010 1:53:17 PM |
| nickel-position | $25.00 | $25.00 | 12/12/2010 3:34:07 PM |
| beans53 | $25.00 | $25.00 | 12/12/2010 6:42:51 PM |
| itsmaj | $71.21 | $71.21 | 12/12/2010 8:07:01 PM |
| tender-transaction | $50.00 | $50.00 | 12/13/2010 11:14:29 AM |
| umfan123 | $25.00 | $25.00 | 12/13/2010 11:40:06 AM |
| sentry256 | $25.00 | $25.00 | 12/13/2010 1:03:53 PM |
| mammalian4 | $25.00 | $25.00 | 12/13/2010 11:52:58 AM |
| erowis | $30.00 | $30.00 | 12/13/2010 10:43:51 AM |
| loyalist1 | $50.00 | $50.00 | 12/13/2010 4:26:23 PM |
| rinyt | $25.00 | $25.00 | 12/13/2010 7:24:21 PM |
| Thylow | $500.00 | $458.78 | 12/14/2010 3:12:29 AM |
| Thylow | $500.00 | $500.00 | 12/14/2010 3:17:13 AM |
| enthusiastic-balance5 | $200.00 | $200.00 | 12/14/2010 5:58:19 AM |
| fund-javelin1 | $25.00 | $25.00 | 12/13/2010 6:11:39 PM |
| economy-beast | $50.00 | $50.00 | 12/14/2010 7:17:03 AM |
| reflective-rupee | $200.00 | $200.00 | 12/14/2010 3:23:25 PM |
| loss-of-control | $50.00 | $50.00 | 12/14/2010 5:28:32 PM |
| britches613 | $25.00 | $25.00 | 12/14/2010 5:51:19 PM |
| willinvest | $25.00 | $25.00 | 12/14/2010 5:14:21 PM |
| loss-of-control | $50.00 | $50.00 | 12/14/2010 5:28:58 PM |
| genuine-dime | $100.00 | $100.00 | 12/14/2010 7:15:02 PM |
| impala6464 | $100.00 | $100.00 | 12/14/2010 8:51:09 PM |
| SouthernRemarketing | $25.73 | $25.73 | 12/15/2010 7:51:01 AM |
| chrisb1414 | $25.00 | $25.00 | 12/15/2010 5:23:38 AM |
| credit-missile | $125.00 | $125.00 | 12/14/2010 5:55:11 PM |
| worthy-bid4 | $25.00 | $25.00 | 12/14/2010 6:17:18 PM |
| economy-beast | $50.00 | $50.00 | 12/14/2010 6:51:37 PM |
| JayIsABear | $40.00 | $40.00 | 12/15/2010 12:41:58 PM |
| mpatrick | $25.00 | $25.00 | 12/15/2010 8:14:28 AM |
| moola-monger9 | $50.00 | $50.00 | 12/15/2010 1:22:06 PM |
| 2grindstones | $25.00 | $25.00 | 12/15/2010 1:48:36 PM |
| friendinmoney | $25.00 | $25.00 | 12/15/2010 2:36:04 PM |
| DasMula | $25.00 | $25.00 | 12/15/2010 2:46:19 PM |
| p2ploan-sensation211 | $50.00 | $50.00 | 12/15/2010 2:46:47 PM |
| trumpeter5 | $25.00 | $25.00 | 12/15/2010 11:30:19 AM |
| wealth-multiplier | $25.00 | $25.00 | 12/15/2010 12:50:02 PM |
| shrewd-income | $150.00 | $150.00 | 12/15/2010 2:26:55 PM |
| justasoldier | $35.00 | $35.00 | 12/15/2010 2:40:41 PM |
| DasMula | $25.00 | $25.00 | 12/15/2010 2:47:08 PM |
| Bob450 | $25.00 | $25.00 | 12/15/2010 7:25:25 AM |
| melodious-openness | $66.76 | $66.76 | 12/15/2010 11:06:32 AM |
| Rip128 | $45.00 | $45.00 | 12/15/2010 12:10:31 PM |
| nickel-hickory | $200.00 | $200.00 | 12/15/2010 1:24:43 PM |
| investment-cluster | $25.00 | $25.00 | 12/15/2010 2:16:45 PM |
| Maximum_Investment | $27.25 | $27.25 | 12/15/2010 2:34:15 PM |
| 123 bids
|
Borrower Payment Dependent Notes Series
487240
This series of Notes was issued and sold upon the funding of the borrower loan #45980, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.30% |
Auction start date:
| Dec-10-2010 |
| |
Auction end date:
| Dec-17-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $135.71 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 38.72% |
Final monthly payment:
| $135.71 |
| |
|
Auction yield range:
| 16.51% - 34.00% |
Estimated loss impact:
| 20.31% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.69% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jul-2001 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 640-659 (Dec-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 8y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,713 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| newest-tenacious-social |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Working Girl Needs A Bailout
Purpose of loan:
This loan will be used to?
Pay off some?my credit card debt so I can start to?improve my credit score
My financial situation:
I am a good candidate for this loan because?I am honest, hardworking?and I will make sure that my loan is paid off on time.?
Monthly net income: $
840.00
Monthly expenses: $
??Housing: $ 50.00
??Insurance: $ 50.00
??Car expenses: $ 80.00
??Utilities: $
??Phone, cable, internet: $ 15.00
??Food, entertainment: $ 75.00
??Clothing, household expenses $ 25.00
??Credit cards and other loans: $ 166.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please lay out your credit card debts and interest on each credit card. - nfx
A:
I have four open credit cards. One I never use so I have a zero dollar balance on it. Another I owe $391.39 and I am charged an annual interest rate of 19.990%. On another card I owe $3,017.24 and have an annual interest rate of 16.24%. Finally on my last card I owe $1,304.37 and I am charged an interest rate of 8.96%, I get a low interest rate on this card because I get it through my credit union. Thank you for taking interest in my listing, and hope I answered your question.
(Dec-16-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Thylow | $100.00 | $100.00 | 12/10/2010 3:15:39 PM |
| reflective-rupee | $100.00 | $100.00 | 12/10/2010 4:04:59 PM |
| Artist_Blue | $25.00 | $25.00 | 12/10/2010 3:14:27 PM |
| Redmond | $25.00 | $25.00 | 12/10/2010 3:14:41 PM |
| nilonc1 | $150.00 | $150.00 | 12/10/2010 4:03:20 PM |
| paytonbrigadier | $150.00 | $150.00 | 12/10/2010 3:15:48 PM |
| ASR3 | $25.00 | $25.00 | 12/14/2010 3:17:24 PM |
| reward-adventure | $50.00 | $50.00 | 12/15/2010 1:01:56 PM |
| kulender | $50.00 | $50.00 | 12/15/2010 2:53:20 PM |
| worthy-bid8 | $25.00 | $25.00 | 12/15/2010 2:53:40 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/15/2010 4:06:05 PM |
| FASTIZIO_P | $25.00 | $25.00 | 12/15/2010 2:53:49 PM |
| big_balla_papi | $30.00 | $30.00 | 12/16/2010 2:33:41 AM |
| lucrative-transparency0 | $50.00 | $50.00 | 12/15/2010 5:33:08 PM |
| the-upbeat-p2p | $50.00 | $50.00 | 12/16/2010 11:47:06 AM |
| green-thoughtful-yield | $100.00 | $100.00 | 12/15/2010 9:39:54 PM |
| justice-trailblazer0 | $25.00 | $25.00 | 12/16/2010 8:52:00 AM |
| cash-raccoon | $25.00 | $25.00 | 12/16/2010 1:02:49 PM |
| Comoparklender | $50.00 | $50.00 | 12/16/2010 2:41:58 PM |
| wampum-chorus3 | $27.08 | $27.08 | 12/16/2010 2:47:21 PM |
| well-mannered-marketplace5 | $25.00 | $25.00 | 12/16/2010 2:48:28 PM |
| Bookophile | $50.00 | $50.00 | 12/16/2010 2:48:38 PM |
| The_Vault | $45.00 | $45.00 | 12/16/2010 2:47:31 PM |
| dcap3 | $25.00 | $25.00 | 12/16/2010 2:48:00 PM |
| radiant-loan5 | $25.00 | $25.00 | 12/16/2010 2:48:49 PM |
| green-capital-hornet | $25.00 | $25.00 | 12/16/2010 1:01:49 PM |
| fizicks06 | $100.00 | $100.00 | 12/16/2010 7:58:01 PM |
| PatRichi | $25.00 | $25.00 | 12/16/2010 2:47:22 PM |
| ah-long | $25.00 | $1.66 | 12/16/2010 2:48:51 PM |
| capital-kingdom | $25.00 | $25.00 | 12/17/2010 5:06:09 AM |
| marwadi-62 | $50.00 | $50.00 | 12/17/2010 6:40:05 AM |
| realtormoises | $25.00 | $25.00 | 12/17/2010 7:35:03 AM |
| rlbbank | $25.00 | $25.00 | 12/17/2010 3:09:47 AM |
| artezia | $40.00 | $40.00 | 12/16/2010 9:51:41 PM |
| terrific-dough6 | $25.00 | $25.00 | 12/17/2010 9:08:14 AM |
| money-bauble | $25.00 | $25.00 | 12/13/2010 7:56:37 AM |
| heerzaquestion | $50.00 | $50.00 | 12/13/2010 1:16:48 PM |
| Investoman | $25.00 | $25.00 | 12/13/2010 11:55:47 AM |
| graceful-investment | $100.00 | $100.00 | 12/13/2010 4:20:32 PM |
| richboy56 | $25.00 | $25.00 | 12/14/2010 3:17:14 PM |
| AlexTrep | $25.00 | $25.00 | 12/14/2010 3:19:02 PM |
| agiovasil | $25.00 | $25.00 | 12/14/2010 2:57:23 PM |
| auction-architect7 | $50.00 | $50.00 | 12/15/2010 2:53:00 PM |
| JPMorrisLegacyFund | $100.00 | $100.00 | 12/15/2010 2:53:08 PM |
| buffalobills | $25.00 | $25.00 | 12/15/2010 3:48:35 PM |
| kcpeck | $25.00 | $25.00 | 12/16/2010 12:19:57 AM |
| teller | $25.00 | $25.00 | 12/16/2010 4:31:31 AM |
| nfx | $35.00 | $35.00 | 12/16/2010 10:47:29 AM |
| COCHINOBOY | $40.00 | $40.00 | 12/16/2010 8:13:04 AM |
| IIP77 | $25.00 | $25.00 | 12/16/2010 10:40:03 AM |
| yeti888 | $25.00 | $25.00 | 12/16/2010 2:48:19 PM |
| wampum-launcher0 | $25.00 | $25.00 | 12/16/2010 2:48:43 PM |
| economy-lotus | $50.00 | $50.00 | 12/16/2010 2:48:23 PM |
| goodcents | $25.00 | $25.00 | 12/16/2010 6:44:34 PM |
| return-pumpkin7 | $25.00 | $25.00 | 12/16/2010 2:41:53 PM |
| shmb6508 | $100.00 | $100.00 | 12/16/2010 2:42:21 PM |
| reflective-cash0 | $26.68 | $26.68 | 12/16/2010 2:47:20 PM |
| Tammy102800 | $25.00 | $25.00 | 12/16/2010 2:48:17 PM |
| MrMoneyBags | $25.00 | $25.00 | 12/16/2010 11:37:35 PM |
| helping-out | $30.00 | $30.00 | 12/16/2010 8:42:35 PM |
| reflective-rupee | $200.00 | $200.00 | 12/16/2010 11:11:48 PM |
| droopie1 | $25.00 | $25.00 | 12/17/2010 12:16:36 AM |
| peso-bonaza | $27.13 | $27.13 | 12/17/2010 7:12:38 AM |
| reflective-rupee | $100.00 | $100.00 | 12/16/2010 11:12:14 PM |
| gjm6d | $25.00 | $25.00 | 12/17/2010 3:36:46 AM |
| terrific-return | $47.45 | $47.45 | 12/17/2010 9:54:44 AM |
| 66 bids
|
Borrower Payment Dependent Notes Series
487380
This series of Notes was issued and sold upon the funding of the borrower loan #46042, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.80% |
Auction start date:
| Dec-13-2010 |
| |
Auction end date:
| Dec-16-2010 |
|
|
Starting lender yield:
| 28.50% |
Starting borrower rate/APR:
| 29.50% / 33.10% |
Starting monthly payment:
| $105.45 |
|
Final lender yield:
| 28.50% |
Final borrower rate/APR:
| 29.50% / 33.10% |
Final monthly payment:
| $105.45 |
| |
|
Auction yield range:
| 10.51% - 28.50% |
Estimated loss impact:
| 11.52% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 16.98% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Dec-1979 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 640-659 (Dec-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 4y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,712 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 35% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| robob48 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto repairs and catching up on med
Purpose of loan:
This loan will be used to?
do auto repairs and catch up on some medical expenses
My financial situation:
I am a good candidate for this loan because?
?I have a good job and want to be able to purshase a home in the next 2 yeasr after my mothers property is sold.
Monthly net income: $ 2800
Monthly expenses: $
??Housing: $ 700
??Insurance: $ 125
??Car expenses: $ 250
??Utilities: $ 120
??Phone, cable, internet: $ 100
??Food, entertainment: $ 250
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 200
??Other expenses: $ 150
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| commerce-yeller | $25.00 | $25.00 | 12/13/2010 3:05:51 PM |
| graceful-investment | $100.00 | $100.00 | 12/13/2010 3:22:14 PM |
| Redmond | $25.00 | $25.00 | 12/13/2010 3:33:46 PM |
| transaction-circuit | $50.00 | $50.00 | 12/13/2010 3:22:52 PM |
| ukstevenhawaii | $100.00 | $100.00 | 12/13/2010 3:23:48 PM |
| trade-goblin9 | $25.00 | $25.00 | 12/13/2010 3:37:49 PM |
| Artist_Blue | $25.00 | $25.00 | 12/13/2010 3:32:37 PM |
| hopeful-truth5 | $75.00 | $75.00 | 12/13/2010 3:26:38 PM |
| handshake5 | $100.00 | $100.00 | 12/13/2010 3:33:59 PM |
| paytonbrigadier | $149.70 | $106.65 | 12/13/2010 3:36:24 PM |
| reflective-rupee | $50.00 | $50.00 | 12/13/2010 4:00:27 PM |
| melodious-openness | $120.70 | $120.70 | 12/13/2010 8:24:10 PM |
| alexgalt | $25.00 | $25.00 | 12/13/2010 10:56:17 PM |
| wwwUniversal | $25.00 | $25.00 | 12/14/2010 1:05:59 AM |
| foothillender | $25.00 | $25.00 | 12/14/2010 7:32:59 AM |
| Bob450 | $30.00 | $30.00 | 12/14/2010 9:50:52 AM |
| prudent-dinero | $25.00 | $25.00 | 12/14/2010 3:08:26 PM |
| nickel-position | $25.00 | $25.00 | 12/14/2010 8:46:31 AM |
| 108lender | $74.91 | $74.91 | 12/14/2010 11:52:19 AM |
| credit-bliss8 | $25.00 | $25.00 | 12/14/2010 8:39:19 PM |
| vine99 | $40.00 | $40.00 | 12/14/2010 9:37:29 PM |
| melodious-openness | $132.44 | $132.44 | 12/14/2010 5:01:15 PM |
| dudebrah | $25.00 | $25.00 | 12/14/2010 10:43:06 PM |
| One_Lolo | $25.00 | $25.00 | 12/15/2010 12:49:38 AM |
| ptclender | $60.00 | $60.00 | 12/15/2010 1:53:43 PM |
| BradP | $65.00 | $65.00 | 12/15/2010 9:50:03 AM |
| ARS1588 | $25.00 | $25.00 | 12/15/2010 7:13:14 PM |
| MrJDL1971 | $106.00 | $106.00 | 12/16/2010 5:41:23 AM |
| EBITDA | $25.00 | $25.00 | 12/13/2010 3:06:57 PM |
| JPMorrisLegacyFund | $94.13 | $94.13 | 12/13/2010 3:09:49 PM |
| worthy-bid8 | $50.00 | $50.00 | 12/13/2010 3:11:57 PM |
| DonaldColorado | $50.00 | $50.00 | 12/13/2010 3:29:44 PM |
| simplelender80 | $100.00 | $100.00 | 12/13/2010 3:31:06 PM |
| famous-bill | $25.00 | $25.00 | 12/13/2010 3:05:54 PM |
| diplomatic-wealth7 | $25.00 | $25.00 | 12/13/2010 3:30:19 PM |
| kulender | $50.00 | $50.00 | 12/13/2010 3:08:31 PM |
| EngineersAlliance | $150.00 | $150.00 | 12/13/2010 4:22:32 PM |
| symbiosis | $50.00 | $50.00 | 12/13/2010 3:35:15 PM |
| finance-prescription | $50.00 | $50.00 | 12/13/2010 4:29:24 PM |
| profitable-balance | $25.00 | $25.00 | 12/13/2010 4:28:16 PM |
| jlr1516 | $25.00 | $25.00 | 12/13/2010 9:46:26 PM |
| point-enforcer | $25.00 | $25.00 | 12/14/2010 10:37:21 AM |
| nethosters | $25.00 | $25.00 | 12/14/2010 4:22:26 AM |
| leverage-ectasy | $35.17 | $35.17 | 12/14/2010 9:00:58 AM |
| JDLN | $50.00 | $50.00 | 12/14/2010 3:42:17 PM |
| umfan123 | $25.00 | $25.00 | 12/15/2010 6:08:00 AM |
| nfx | $35.00 | $35.00 | 12/15/2010 12:22:38 PM |
| d3v0t3d | $25.00 | $25.00 | 12/15/2010 2:16:12 PM |
| methodical-loot | $25.00 | $25.00 | 12/15/2010 10:08:33 PM |
| 49 bids
|