Sales Report:Supplement No. 83 dated Nov 26, 2010 to Prospectus dated Jul 26, 2010File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 26, 2010 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 26, 2010 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
326485
This series of Notes was issued and sold upon the funding of the borrower loan #45585, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.20% |
Auction start date:
| Nov-16-2010 |
| |
Auction end date:
| Nov-20-2010 |
|
|
Starting lender yield:
| 33.35% |
Starting borrower rate/APR:
| 34.35% / 38.06% |
Starting monthly payment:
| $134.61 |
|
Final lender yield:
| 33.35% |
Final borrower rate/APR:
| 34.35% / 38.06% |
Final monthly payment:
| $134.61 |
| |
|
Auction yield range:
| 13.57% - 33.35% |
Estimated loss impact:
| 15.74% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.61% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 660-679 (Nov-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
20 | Length of status: | 5y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29,256 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| iceman20770 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:To give me a little breathing room.
My financial situation:
I pay off everyloan i've ever had.
Monthly net income: $
8k
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| graceful-investment | $100.00 | $100.00 | 11/16/2010 3:40:15 PM |
| bid-czar8 | $50.00 | $50.00 | 11/16/2010 3:47:28 PM |
| musegaze | $100.00 | $100.00 | 11/16/2010 3:54:00 PM |
| MadHun | $50.00 | $50.00 | 11/16/2010 3:54:03 PM |
| money-bauble | $25.00 | $25.00 | 11/16/2010 4:01:35 PM |
| kind-efficient-credit | $50.00 | $50.00 | 11/17/2010 5:19:12 AM |
| radiant-loan5 | $200.00 | $200.00 | 11/17/2010 7:25:13 AM |
| finance-mushroom | $25.00 | $24.11 | 11/17/2010 9:07:28 AM |
| psa1995 | $25.00 | $25.00 | 11/17/2010 10:41:25 PM |
| miked8303 | $25.00 | $25.00 | 11/18/2010 8:18:14 AM |
| dedicated-transaction796 | $50.00 | $50.00 | 11/18/2010 10:51:20 AM |
| matt_2006 | $25.00 | $25.00 | 11/18/2010 11:35:59 AM |
| brother_tam | $50.00 | $50.00 | 11/18/2010 11:58:08 AM |
| AF-Chief | $50.00 | $50.00 | 11/18/2010 12:20:13 PM |
| Whipster | $25.00 | $25.00 | 11/18/2010 1:11:45 PM |
| worldly-gold | $75.00 | $75.00 | 11/18/2010 3:38:28 PM |
| investment-comet | $25.00 | $25.00 | 11/18/2010 9:02:43 PM |
| tech310 | $25.00 | $25.00 | 11/18/2010 11:37:31 PM |
| buffalobills | $25.00 | $25.00 | 11/19/2010 9:58:15 AM |
| payment-gusto | $25.00 | $25.00 | 11/19/2010 10:04:53 AM |
| gallant-economy9 | $400.00 | $400.00 | 11/19/2010 12:11:01 PM |
| Evolver | $50.00 | $50.00 | 11/19/2010 12:13:51 PM |
| platinum-celebration4 | $25.00 | $25.00 | 11/19/2010 3:35:03 PM |
| gjm6d | $25.00 | $25.00 | 11/19/2010 4:25:12 PM |
| MrBailey | $30.47 | $30.47 | 11/19/2010 7:56:14 PM |
| AlexTrep | $25.00 | $25.00 | 11/20/2010 5:28:05 AM |
| kulender | $100.00 | $100.00 | 11/16/2010 3:41:04 PM |
| Thylow | $100.00 | $100.00 | 11/16/2010 3:43:53 PM |
| velocity-solo | $25.00 | $25.00 | 11/16/2010 3:49:48 PM |
| Kaj | $25.00 | $25.00 | 11/16/2010 3:54:07 PM |
| bulsa | $100.00 | $100.00 | 11/16/2010 3:39:41 PM |
| raisingophelia | $25.00 | $25.00 | 11/16/2010 3:54:35 PM |
| simplelender80 | $200.00 | $200.00 | 11/16/2010 3:48:51 PM |
| valiant-liberty4 | $25.00 | $25.00 | 11/17/2010 7:00:00 AM |
| danthemon35 | $25.00 | $25.00 | 11/17/2010 1:27:53 AM |
| asiaratt | $50.00 | $50.00 | 11/18/2010 4:05:12 AM |
| Mariner3605 | $25.00 | $25.00 | 11/18/2010 10:50:02 AM |
| sfmf | $40.00 | $40.00 | 11/18/2010 2:56:07 PM |
| ommcd | $25.00 | $25.00 | 11/18/2010 5:05:25 PM |
| mketelecom | $25.00 | $25.00 | 11/18/2010 5:06:57 PM |
| squarebob | $25.00 | $25.00 | 11/18/2010 4:50:05 PM |
| FeedTheMachine | $50.00 | $50.00 | 11/18/2010 6:15:19 PM |
| ah-long | $25.00 | $25.00 | 11/18/2010 6:57:46 PM |
| HammerSmith | $25.00 | $25.00 | 11/18/2010 7:24:20 PM |
| point-kitten6 | $50.00 | $50.00 | 11/18/2010 6:44:25 PM |
| contract-neutron | $25.00 | $25.00 | 11/18/2010 6:50:05 PM |
| scarlet-velvet | $25.00 | $25.00 | 11/18/2010 8:37:35 PM |
| cash-spark3 | $25.00 | $25.00 | 11/18/2010 11:30:15 PM |
| joyous-revenue4 | $49.93 | $49.93 | 11/19/2010 2:46:41 AM |
| hopeful-truth5 | $75.00 | $75.00 | 11/19/2010 12:46:39 PM |
| kublai | $80.49 | $80.49 | 11/19/2010 2:04:09 PM |
| mtquan | $25.00 | $25.00 | 11/19/2010 3:38:40 PM |
| market-pudding | $25.00 | $25.00 | 11/19/2010 10:51:31 PM |
| d_grbg | $25.00 | $25.00 | 11/20/2010 4:06:11 AM |
| bnlforever | $25.00 | $25.00 | 11/20/2010 5:49:12 AM |
| gshx2 | $25.00 | $25.00 | 11/20/2010 7:52:20 AM |
| ASR3 | $25.00 | $25.00 | 11/20/2010 7:11:29 AM |
| famous-bill | $25.00 | $25.00 | 11/20/2010 7:36:55 AM |
| 58 bids
|
Borrower Payment Dependent Notes Series
430051
This series of Notes was issued and sold upon the funding of the borrower loan #45603, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 24.00% |
Auction start date:
| Nov-16-2010 |
| |
Auction end date:
| Nov-23-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $113.09 |
|
Final lender yield:
| 33.00% |
Final borrower rate/APR:
| 34.00% / 37.70% |
Final monthly payment:
| $111.68 |
| |
|
Auction yield range:
| 16.57% - 34.00% |
Estimated loss impact:
| 25.95% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.05% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Jun-2000 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 640-659 (Nov-2010) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
6 | Length of status: | 0y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,910 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| xseriesmojo |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 27 ( 79% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 7
( 21% )
| 600-619
(Nov-2007)
|
|
Principal balance:
| $539.23 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 34 | | |
Description
Help a Veteran
Purpose of loan:
To help get supplies for my job which requires extensive driving.
My financial situation:
I am a good candidate for this loan because I currently have one loan from Prosper that is in good standing. I have never defaulted on any debt and dont plan on starting now.?????????
Monthly net income: $ 4200
Monthly expenses: $
??Housing: $?600???????
??Insurance: $ 90
??Car expenses: $?320
??Utilities: $ 0
??Phone, cable, internet:?0????
??Food, entertainment: $ 200
??Clothing, household expenses $?0
??Credit cards and other loans: $400
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| boodo | $180.48 | $180.48 | 11/19/2010 4:58:08 PM |
| good4loan | $25.00 | $25.00 | 11/22/2010 3:40:44 PM |
| a-successful-credit | $25.00 | $25.00 | 11/22/2010 4:41:43 PM |
| Piitb08 | $150.00 | $150.00 | 11/22/2010 6:09:41 PM |
| eboomer2611 | $25.00 | $25.00 | 11/22/2010 5:27:36 PM |
| Rulea72 | $37.29 | $37.29 | 11/23/2010 7:16:01 AM |
| SolarMoonshine | $25.00 | $25.00 | 11/23/2010 4:18:39 AM |
| helping-out | $56.31 | $56.31 | 11/23/2010 7:53:05 AM |
| Mikale360 | $25.00 | $25.00 | 11/23/2010 7:58:37 AM |
| loanman2007 | $50.00 | $50.00 | 11/23/2010 6:37:47 AM |
| investinFla | $25.00 | $25.00 | 11/23/2010 10:16:56 AM |
| pyungpyung | $25.00 | $25.00 | 11/23/2010 9:35:59 AM |
| wild-orange | $25.00 | $25.00 | 11/23/2010 12:08:24 PM |
| papaloha | $100.00 | $100.00 | 11/23/2010 2:39:17 PM |
| realtormoises | $25.00 | $25.00 | 11/23/2010 12:21:24 PM |
| bigmacbeef | $25.00 | $25.00 | 11/23/2010 12:54:01 PM |
| 99Lender | $25.00 | $25.00 | 11/23/2010 1:51:16 PM |
| DonTraveler99 | $25.00 | $25.00 | 11/20/2010 10:31:00 AM |
| visionary-deal3 | $76.48 | $76.48 | 11/22/2010 9:24:49 AM |
| DasMula | $25.00 | $25.00 | 11/22/2010 5:00:18 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 11/22/2010 3:46:24 PM |
| DasMula | $25.00 | $25.00 | 11/22/2010 5:00:03 PM |
| umwol13 | $25.00 | $25.00 | 11/22/2010 6:11:06 PM |
| decisive-dough | $25.00 | $25.00 | 11/23/2010 6:17:17 AM |
| himistu22 | $25.00 | $22.41 | 11/22/2010 7:16:26 PM |
| helping-out | $355.73 | $355.73 | 11/22/2010 8:13:02 PM |
| jeffe43 | $50.00 | $50.00 | 11/23/2010 7:07:26 AM |
| lib5836 | $25.00 | $25.00 | 11/22/2010 8:50:03 PM |
| hoss359 | $121.30 | $121.30 | 11/23/2010 8:34:17 AM |
| green-rapid-openness | $30.00 | $30.00 | 11/23/2010 9:03:44 AM |
| spsavage | $25.00 | $25.00 | 11/23/2010 8:21:30 AM |
| jhernand17 | $25.00 | $25.00 | 11/23/2010 9:07:54 AM |
| moola-monger9 | $50.00 | $50.00 | 11/23/2010 1:33:34 PM |
| lucrative-coin | $50.00 | $50.00 | 11/23/2010 11:19:33 AM |
| california5andime | $25.00 | $25.00 | 11/23/2010 12:09:34 PM |
| ultimate-peace | $300.00 | $300.00 | 11/23/2010 2:24:16 PM |
| guardian3 | $25.00 | $25.00 | 11/23/2010 12:04:04 PM |
| unger | $120.00 | $120.00 | 11/23/2010 12:08:59 PM |
| alterlatina | $25.00 | $25.00 | 11/23/2010 2:21:33 PM |
| the-determined-value | $50.00 | $50.00 | 11/23/2010 2:38:18 PM |
| alphabet76 | $25.00 | $25.00 | 11/23/2010 2:39:43 PM |
| VikingLender | $25.00 | $25.00 | 11/23/2010 3:31:34 PM |
| 42 bids
|
Borrower Payment Dependent Notes Series
458895
This series of Notes was issued and sold upon the funding of the borrower loan #45600, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 24.00% |
Auction start date:
| Nov-22-2010 |
| |
Auction end date:
| Nov-23-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 41.35% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 29.00% |
Final borrower rate/APR:
| 30.00% / 36.16% |
Final monthly payment:
| $42.45 |
| |
|
Auction yield range:
| 16.57% - 34.00% |
Estimated loss impact:
| 25.69% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 3.31% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 600-619 (Nov-2010) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 3y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,160 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| juniorschick |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 35 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Nov-2007)
540-559
(Sep-2007)
|
|
Principal balance:
| $37.56 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Last minute wedding expenses
I only need $600 to finish paying off our portion of the expenses for our wedding. This loan will be paid in full by March 1st once we have received gifts of money from family and friends along with at least $5000 of the $8000 listed as debt on my credit report. I have paid my current prosper loan on time every month and it will be paid in full this December. I also received a raise last month and will receive another raise come Feb. This money will be the balance due for the ceremony and flowers.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| boodo | $476.54 | $476.54 | 11/22/2010 1:21:12 PM |
| GS-ROCK | $25.00 | $25.00 | 11/23/2010 8:29:25 AM |
| UCLA4life | $25.00 | $25.00 | 11/23/2010 9:07:43 AM |
| reflective-rupee | $200.00 | $192.46 | 11/22/2010 2:30:19 PM |
| Kash2010lu | $50.00 | $50.00 | 11/22/2010 3:13:41 PM |
| SolarMoonshine | $25.00 | $25.00 | 11/22/2010 2:53:55 PM |
| cashhelp | $30.00 | $30.00 | 11/22/2010 4:46:54 PM |
| MrRooster101 | $50.00 | $50.00 | 11/22/2010 6:05:09 PM |
| loanman2007 | $100.00 | $100.00 | 11/23/2010 6:30:22 AM |
| heerzaquestion | $26.00 | $26.00 | 11/23/2010 6:39:02 AM |
| 10 bids
|
Borrower Payment Dependent Notes Series
459163
This series of Notes was issued and sold upon the funding of the borrower loan #45606, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 3.25% |
Auction start date:
| Nov-17-2010 |
| |
Auction end date:
| Nov-23-2010 |
|
|
Starting lender yield:
| 9.55% |
Starting borrower rate/APR:
| 10.55% / 12.66% |
Starting monthly payment:
| $243.95 |
|
Final lender yield:
| 9.55% |
Final borrower rate/APR:
| 10.55% / 12.66% |
Final monthly payment:
| $243.95 |
| |
|
Auction yield range:
| 3.57% - 9.55% |
Estimated loss impact:
| 3.28% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.27% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Nov-1979 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 720-739 (Nov-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
16 | Length of status: | 4y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $64,204 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dedication-palm |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jan-2010)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 1 | | |
Description
Need to fix a leaking basement
Purpose of loan:
This loan will be used to replace leaking window wells in my basement.
My financial situation:
I am a good candidate for this loan because I have never had a late payment in my life and I have very stable employment.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Looks like you paid back your previous Prosper loan in just one month. What's the likelihood that you'll do the same with this loan? Thanks. - setUup
A:
I was unhappy with the interest rate I got on that loan and so ultimately decided to liquidate some assets and pay it off. For this loan, the interest rate is much better and I plan on carrying it. Thank you for your interest.
(Nov-20-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| GElender | $75.00 | $75.00 | 11/17/2010 3:32:37 PM |
| enthralling-deal180 | $50.00 | $50.00 | 11/17/2010 3:33:10 PM |
| hitsman | $100.00 | $100.00 | 11/17/2010 3:34:34 PM |
| finance-mushroom | $100.00 | $100.00 | 11/17/2010 3:35:40 PM |
| melodious-fairness | $25.00 | $25.00 | 11/17/2010 3:31:21 PM |
| jdwillcox | $100.00 | $100.00 | 11/17/2010 3:37:22 PM |
| yield-enlistment | $25.00 | $25.00 | 11/17/2010 3:41:58 PM |
| vigorous-velocity | $100.00 | $100.00 | 11/17/2010 3:38:44 PM |
| finance_mba | $25.00 | $25.00 | 11/17/2010 3:39:00 PM |
| ray1051 | $75.00 | $75.00 | 11/17/2010 3:43:01 PM |
| Vegasjim | $25.00 | $25.00 | 11/17/2010 3:40:42 PM |
| simplelender80 | $100.00 | $100.00 | 11/17/2010 3:32:50 PM |
| ichibon | $150.00 | $150.00 | 11/17/2010 4:11:23 PM |
| skuba | $25.00 | $25.00 | 11/17/2010 3:37:04 PM |
| nickel-ferret | $50.00 | $50.00 | 11/17/2010 3:38:00 PM |
| worthy-bid8 | $100.00 | $100.00 | 11/17/2010 3:39:51 PM |
| objective-investor | $150.00 | $150.00 | 11/18/2010 5:18:20 AM |
| trustworthy-fairness | $50.00 | $50.00 | 11/18/2010 5:01:44 AM |
| williemc44 | $50.00 | $50.00 | 11/18/2010 4:36:46 AM |
| rate-negotiator | $25.00 | $25.00 | 11/18/2010 6:00:30 AM |
| jazzlender | $25.00 | $25.00 | 11/18/2010 6:59:21 AM |
| hoffspot | $50.00 | $50.00 | 11/18/2010 9:35:39 AM |
| greentomato | $50.00 | $50.00 | 11/18/2010 9:38:24 AM |
| brightest-dynamic-peace | $25.00 | $25.00 | 11/18/2010 10:02:17 AM |
| agwosdof | $100.00 | $100.00 | 11/18/2010 10:48:25 AM |
| squarebob | $25.00 | $25.00 | 11/18/2010 1:13:36 PM |
| organized-payment6 | $25.00 | $25.00 | 11/18/2010 2:44:01 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 11/18/2010 2:58:53 PM |
| ddog0224 | $25.00 | $25.00 | 11/18/2010 2:59:55 PM |
| angelinvestor2 | $50.00 | $50.00 | 11/18/2010 4:39:31 PM |
| ommcd | $25.00 | $25.00 | 11/18/2010 5:04:26 PM |
| RandyL3 | $25.00 | $25.00 | 11/18/2010 9:45:03 PM |
| kchen486 | $50.00 | $50.00 | 11/18/2010 11:15:19 PM |
| money-bauble | $25.00 | $25.00 | 11/18/2010 11:00:39 PM |
| tech310 | $50.00 | $50.00 | 11/18/2010 11:35:26 PM |
| loyalty-sherpa | $37.85 | $37.85 | 11/19/2010 10:04:11 AM |
| platinum-celebration4 | $25.00 | $25.00 | 11/19/2010 10:18:13 AM |
| missing-link | $50.00 | $50.00 | 11/19/2010 1:43:15 PM |
| orderly-leverage | $50.00 | $50.00 | 11/19/2010 3:29:48 PM |
| kulender | $50.00 | $50.00 | 11/20/2010 4:52:22 AM |
| AFairDeal | $50.00 | $50.00 | 11/20/2010 11:13:13 AM |
| daekpon | $25.00 | $25.00 | 11/20/2010 3:06:47 PM |
| hookUup | $50.00 | $50.00 | 11/20/2010 4:49:37 PM |
| Artist_Blue | $25.00 | $25.00 | 11/21/2010 11:22:53 AM |
| bullwink27 | $25.00 | $25.00 | 11/22/2010 8:37:43 AM |
| gustavholstopus32 | $25.00 | $25.00 | 11/22/2010 12:35:51 PM |
| Goodthing | $300.00 | $300.00 | 11/22/2010 12:50:47 PM |
| DrStaff | $50.00 | $50.00 | 11/22/2010 11:48:54 AM |
| namd | $50.00 | $50.00 | 11/22/2010 3:32:30 PM |
| Crisscross | $48.47 | $48.47 | 11/22/2010 3:55:48 PM |
| mtquan | $25.00 | $25.00 | 11/22/2010 4:47:39 PM |
| peripatetic | $25.00 | $25.00 | 11/22/2010 5:05:08 PM |
| joyous-revenue4 | $50.00 | $50.00 | 11/22/2010 5:27:29 PM |
| jenkris | $50.00 | $50.00 | 11/22/2010 4:38:52 PM |
| peace-missile | $25.00 | $25.00 | 11/22/2010 5:40:55 PM |
| vigilance-revolutionary | $50.00 | $50.00 | 11/22/2010 4:47:30 PM |
| the-profit-oracle | $25.00 | $25.00 | 11/22/2010 6:02:54 PM |
| ClearLake | $25.00 | $25.00 | 11/22/2010 6:25:51 PM |
| cropdust3r | $25.00 | $25.00 | 11/22/2010 5:39:35 PM |
| intuitive-camaraderi9 | $25.00 | $25.00 | 11/22/2010 6:11:51 PM |
| balance-whistle7 | $25.00 | $25.00 | 11/22/2010 5:45:05 PM |
| wild_carrot | $25.00 | $25.00 | 11/22/2010 9:05:44 PM |
| AAKBCAPITAL | $33.12 | $33.12 | 11/23/2010 4:22:52 AM |
| Charmart | $25.00 | $25.00 | 11/23/2010 4:30:01 AM |
| flwah | $25.00 | $25.00 | 11/23/2010 6:37:27 AM |
| Elbanko | $50.00 | $50.00 | 11/23/2010 3:03:13 AM |
| deal-enrichment | $50.00 | $50.00 | 11/22/2010 8:58:17 PM |
| soheagle | $50.00 | $50.00 | 11/23/2010 5:28:26 AM |
| pjandnikki | $25.00 | $25.00 | 11/23/2010 7:30:19 AM |
| Midg | $25.00 | $25.00 | 11/23/2010 7:53:30 AM |
| GoSpeed | $63.82 | $63.82 | 11/23/2010 10:14:06 AM |
| kegs | $25.00 | $25.00 | 11/23/2010 9:23:11 AM |
| B-rad_the_Coug | $25.00 | $25.00 | 11/23/2010 7:53:18 AM |
| Cal07 | $25.00 | $24.75 | 11/23/2010 9:56:18 AM |
| DDPrime | $100.00 | $100.00 | 11/23/2010 8:45:19 AM |
| balance-voyager | $75.00 | $75.00 | 11/23/2010 9:56:15 AM |
| n2fitns | $50.00 | $50.00 | 11/23/2010 11:14:31 AM |
| relierma | $25.00 | $25.00 | 11/23/2010 11:44:39 AM |
| Manta_Rai | $30.00 | $30.00 | 11/23/2010 12:22:07 PM |
| qkinger | $50.00 | $50.00 | 11/23/2010 12:59:47 PM |
| benefit-zoomer | $25.00 | $25.00 | 11/23/2010 4:06:52 PM |
| ManhattanLender | $25.00 | $25.00 | 11/23/2010 4:21:50 PM |
| ttnk62918 | $25.00 | $25.00 | 11/23/2010 4:25:00 PM |
| cpbreton | $25.00 | $25.00 | 11/23/2010 4:21:48 PM |
| compassion-paladin042 | $25.00 | $25.00 | 11/23/2010 4:02:46 PM |
| market-jam | $50.59 | $50.59 | 11/23/2010 4:22:26 PM |
| investment-comet | $25.00 | $25.00 | 11/17/2010 3:33:34 PM |
| riproaringrapids | $25.00 | $25.00 | 11/17/2010 3:34:23 PM |
| tolerant-dinero2 | $25.00 | $25.00 | 11/17/2010 3:31:12 PM |
| Havana21 | $100.00 | $100.00 | 11/17/2010 3:38:14 PM |
| indomitable-coin | $50.00 | $50.00 | 11/17/2010 3:38:26 PM |
| icchok | $50.00 | $50.00 | 11/17/2010 3:36:41 PM |
| bayareainv | $50.00 | $50.00 | 11/17/2010 3:40:48 PM |
| bold-durability-drum | $50.00 | $50.00 | 11/17/2010 3:36:51 PM |
| raisingophelia | $25.00 | $25.00 | 11/17/2010 3:42:06 PM |
| Ripsaw4U | $50.00 | $50.00 | 11/17/2010 3:42:50 PM |
| dunox | $25.00 | $25.00 | 11/17/2010 3:35:29 PM |
| JustMee | $25.00 | $25.00 | 11/17/2010 7:14:12 PM |
| Mr-Miracle | $25.00 | $25.00 | 11/17/2010 8:43:46 PM |
| psa1995 | $49.74 | $49.74 | 11/17/2010 10:42:48 PM |
| delicious-social132 | $50.00 | $50.00 | 11/18/2010 4:42:56 AM |
| bid-czar8 | $100.00 | $100.00 | 11/18/2010 5:25:19 AM |
| Steveoo1 | $25.00 | $25.00 | 11/18/2010 5:06:37 AM |
| penny-finder | $25.00 | $25.00 | 11/18/2010 7:38:06 AM |
| 108lender | $250.00 | $250.00 | 11/18/2010 7:39:24 AM |
| schreibp | $25.00 | $25.00 | 11/18/2010 8:42:24 AM |
| j2ee | $25.00 | $25.00 | 11/18/2010 10:02:20 AM |
| agile-diversification2 | $25.00 | $25.00 | 11/18/2010 9:50:25 AM |
| kublai | $100.00 | $100.00 | 11/18/2010 10:47:23 AM |
| radforj22 | $25.00 | $25.00 | 11/18/2010 11:49:12 AM |
| rmpedi33 | $50.00 | $50.00 | 11/18/2010 11:08:59 AM |
| ti22ring | $25.00 | $25.00 | 11/18/2010 11:35:44 AM |
| squarebob | $25.00 | $25.00 | 11/18/2010 1:13:22 PM |
| graceful-investment | $100.00 | $100.00 | 11/18/2010 5:24:04 PM |
| handshake5 | $100.00 | $100.00 | 11/18/2010 6:15:29 PM |
| responsibility-butterfly | $25.00 | $25.00 | 11/18/2010 6:31:30 PM |
| paymentologist | $25.00 | $25.00 | 11/18/2010 7:33:35 PM |
| ahansen | $40.00 | $40.00 | 11/18/2010 8:13:36 PM |
| Sam65 | $25.00 | $25.00 | 11/18/2010 10:33:31 PM |
| velocity-amplifier9 | $50.00 | $50.00 | 11/18/2010 10:51:08 PM |
| gracej | $25.00 | $25.00 | 11/19/2010 2:14:55 AM |
| saysana | $25.00 | $25.00 | 11/19/2010 8:33:48 AM |
| hopeful-truth5 | $100.00 | $100.00 | 11/19/2010 2:00:25 PM |
| authentic-liberty7 | $50.00 | $50.00 | 11/19/2010 2:47:31 PM |
| loan-mammal | $25.00 | $25.00 | 11/19/2010 2:25:40 PM |
| FinDoc | $30.00 | $30.00 | 11/19/2010 1:58:14 PM |
| kmr2 | $26.30 | $26.30 | 11/19/2010 5:33:07 PM |
| proper-commitment5 | $25.00 | $25.00 | 11/19/2010 10:46:36 PM |
| powerful-finance7 | $25.00 | $25.00 | 11/20/2010 3:58:35 AM |
| ASR3 | $25.00 | $25.00 | 11/20/2010 7:11:50 AM |
| red-unequivocal-finance | $25.00 | $25.00 | 11/20/2010 7:18:15 AM |
| mketelecom | $50.00 | $50.00 | 11/20/2010 3:13:22 PM |
| brainy-repayment5 | $50.00 | $50.00 | 11/20/2010 3:13:53 PM |
| elvisloans | $25.00 | $25.00 | 11/22/2010 6:07:34 AM |
| nytrnbow | $25.00 | $25.00 | 11/22/2010 8:27:52 AM |
| credible-compassion6 | $25.00 | $25.00 | 11/21/2010 7:40:32 PM |
| income-vault6 | $25.00 | $25.00 | 11/22/2010 10:01:18 AM |
| neutrino6 | $25.00 | $25.00 | 11/22/2010 10:18:18 AM |
| rollerblader | $50.00 | $50.00 | 11/22/2010 1:16:34 PM |
| inspired-investment8 | $50.00 | $50.00 | 11/22/2010 4:54:01 PM |
| Big-Travy | $25.00 | $25.00 | 11/22/2010 4:58:55 PM |
| steiglends | $100.00 | $100.00 | 11/22/2010 5:02:27 PM |
| menays | $50.00 | $50.00 | 11/22/2010 2:35:34 PM |
| bowdish1 | $27.31 | $27.31 | 11/22/2010 4:48:07 PM |
| rascal867 | $25.00 | $25.00 | 11/22/2010 5:15:52 PM |
| 2bnforlife | $25.00 | $25.00 | 11/22/2010 5:08:10 PM |
| LiveNow | $50.00 | $50.00 | 11/22/2010 5:38:27 PM |
| CARedBull | $50.00 | $50.00 | 11/22/2010 9:09:19 PM |
| cash-queen | $25.00 | $25.00 | 11/22/2010 11:58:20 PM |
| iamricher | $25.00 | $25.00 | 11/22/2010 6:49:12 PM |
| taxguy1040 | $50.00 | $50.00 | 11/23/2010 6:52:24 AM |
| dollar-high-five | $25.00 | $25.00 | 11/23/2010 9:42:32 AM |
| urbane-dollar4 | $50.00 | $50.00 | 11/23/2010 9:43:05 AM |
| studious-bonus7 | $33.05 | $33.05 | 11/23/2010 3:58:03 AM |
| understanding-affluence5 | $30.00 | $30.00 | 11/23/2010 9:44:05 AM |
| wwwUniversal | $25.00 | $25.00 | 11/23/2010 10:14:11 AM |
| best-platinum-persimmon | $100.00 | $100.00 | 11/23/2010 8:45:51 AM |
| jasunshine | $25.00 | $25.00 | 11/23/2010 9:05:55 AM |
| JustOneVoice | $25.00 | $25.00 | 11/23/2010 7:42:48 AM |
| efficient-treasure0 | $25.00 | $25.00 | 11/23/2010 8:32:52 AM |
| theboygenius | $50.00 | $50.00 | 11/23/2010 9:51:27 AM |
| Johnab | $25.00 | $25.00 | 11/23/2010 1:32:21 PM |
| gilbrear | $25.00 | $25.00 | 11/23/2010 3:50:29 PM |
| 163 bids
|
Borrower Payment Dependent Notes Series
476241
This series of Notes was issued and sold upon the funding of the borrower loan #45506, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.95% |
Auction start date:
| Nov-16-2010 |
| |
Auction end date:
| Nov-23-2010 |
|
|
Starting lender yield:
| 13.90% |
Starting borrower rate/APR:
| 14.90% / 17.07% |
Starting monthly payment:
| $259.62 |
|
Final lender yield:
| 13.90% |
Final borrower rate/APR:
| 14.90% / 17.07% |
Final monthly payment:
| $259.62 |
| |
|
Auction yield range:
| 5.57% - 13.90% |
Estimated loss impact:
| 6.18% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.72% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1988 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 720-739 (Nov-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
15 | Length of status: | 4y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,289 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| triumphant-peace1 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Payoff credit card
Purpose of loan:
This loan will be used to pay off my high interest credit card of 24.4%
My financial situation:
I am a good candidate for this loan because I have never missed a payment and I have a good steady job.?
Monthly net income: $ 3900
Monthly expenses: $
??Housing: $ 600
??Insurance: $?90
??Car expenses: $ 350
??Utilities (Electric, Gas, Water): $?230
??Phone, cell phone, cable, internet: $260
??Food, Gas, entertainment: $400
??Clothing, household expenses $100
??Credit cards and other loans (& student loan): $?1196
??Other expenses: $ 550
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| enthralling-deal180 | $50.00 | $50.00 | 11/16/2010 3:40:00 PM |
| icchok | $50.00 | $50.00 | 11/16/2010 3:41:02 PM |
| GElender | $75.00 | $75.00 | 11/16/2010 3:40:36 PM |
| hitsman | $100.00 | $100.00 | 11/16/2010 3:43:29 PM |
| melodious-fairness | $50.00 | $50.00 | 11/16/2010 3:43:58 PM |
| loyalty-sherpa | $50.00 | $50.00 | 11/16/2010 3:42:27 PM |
| skuba | $25.00 | $25.00 | 11/16/2010 3:46:22 PM |
| worthy-bid8 | $100.00 | $100.00 | 11/16/2010 3:50:21 PM |
| riproaringrapids | $25.00 | $25.00 | 11/16/2010 3:39:50 PM |
| simplelender80 | $250.00 | $250.00 | 11/16/2010 3:39:58 PM |
| finance-mushroom | $100.00 | $100.00 | 11/16/2010 3:44:24 PM |
| vigorous-velocity | $100.00 | $100.00 | 11/16/2010 3:48:11 PM |
| Vegasjim | $25.00 | $25.00 | 11/16/2010 3:52:04 PM |
| handshake5 | $100.00 | $100.00 | 11/16/2010 4:37:45 PM |
| reflective-rupee | $25.00 | $25.00 | 11/16/2010 9:01:51 PM |
| missing-link | $25.00 | $25.00 | 11/17/2010 7:24:25 AM |
| orderly-leverage | $50.00 | $50.00 | 11/17/2010 10:12:27 AM |
| velocity-amplifier9 | $50.00 | $50.00 | 11/17/2010 9:34:36 AM |
| neutrino6 | $25.00 | $25.00 | 11/17/2010 1:59:37 PM |
| penny-plato | $25.00 | $25.00 | 11/17/2010 12:45:23 PM |
| natural-affluence4 | $25.00 | $25.00 | 11/17/2010 12:54:02 PM |
| objective-investor | $150.00 | $150.00 | 11/17/2010 11:05:37 PM |
| trustworthy-fairness | $50.00 | $50.00 | 11/18/2010 5:00:11 AM |
| blissful-dedication3 | $25.00 | $25.00 | 11/18/2010 6:05:37 AM |
| LiveNow | $50.00 | $50.00 | 11/18/2010 5:19:28 AM |
| agile-diversification2 | $25.00 | $25.00 | 11/18/2010 9:49:55 AM |
| kmr2 | $200.00 | $200.00 | 11/18/2010 10:14:06 AM |
| agwosdof | $100.00 | $100.00 | 11/18/2010 10:48:35 AM |
| kublai | $50.00 | $50.00 | 11/18/2010 10:21:42 AM |
| mtquan | $25.00 | $25.00 | 11/18/2010 10:24:42 AM |
| bxdoc | $50.00 | $50.00 | 11/18/2010 2:05:02 PM |
| cclady | $50.00 | $50.00 | 11/19/2010 8:40:34 AM |
| culldud6900 | $46.70 | $46.70 | 11/20/2010 9:19:17 AM |
| adir1 | $50.00 | $50.00 | 11/20/2010 2:06:56 PM |
| fozzie79 | $25.00 | $25.00 | 11/21/2010 10:33:29 AM |
| phaded | $25.00 | $25.00 | 11/21/2010 8:07:52 PM |
| goodoldrock | $97.79 | $97.79 | 11/22/2010 10:45:42 AM |
| dollardave | $100.00 | $100.00 | 11/22/2010 4:35:12 PM |
| sportcraft18 | $75.00 | $75.00 | 11/22/2010 7:31:28 PM |
| samurai2 | $30.00 | $30.00 | 11/22/2010 6:25:51 PM |
| Aegidius | $50.00 | $50.00 | 11/23/2010 5:15:43 AM |
| Richmp412 | $25.00 | $25.00 | 11/23/2010 6:29:26 AM |
| commitment-farm | $25.00 | $25.00 | 11/23/2010 3:45:54 AM |
| BuzzyBee336 | $35.00 | $35.00 | 11/22/2010 8:57:37 PM |
| Nikelaos | $75.00 | $75.00 | 11/23/2010 8:15:50 AM |
| 2Below | $25.00 | $25.00 | 11/23/2010 6:52:58 AM |
| ttnk62918 | $25.00 | $25.00 | 11/23/2010 3:46:05 AM |
| unfixer | $25.00 | $25.00 | 11/23/2010 9:59:14 AM |
| Aegean | $25.00 | $25.00 | 11/23/2010 5:27:23 AM |
| principal-sensation | $25.00 | $25.00 | 11/23/2010 8:21:23 AM |
| asset-snowdome | $33.23 | $33.23 | 11/23/2010 5:59:46 AM |
| doomsday18 | $25.00 | $25.00 | 11/23/2010 6:26:14 AM |
| lively-exchange | $25.00 | $25.00 | 11/23/2010 9:34:29 AM |
| moneytolend72 | $25.00 | $25.00 | 11/23/2010 7:52:46 AM |
| loan-kung-fu | $500.00 | $500.00 | 11/23/2010 9:44:22 AM |
| skidoo99 | $50.00 | $50.00 | 11/23/2010 11:19:33 AM |
| lucrative-coin | $91.80 | $91.80 | 11/23/2010 11:20:32 AM |
| svrider | $27.57 | $27.57 | 11/23/2010 11:33:36 AM |
| social-zebra | $26.00 | $26.00 | 11/23/2010 1:10:20 PM |
| icon7 | $40.00 | $40.00 | 11/23/2010 3:01:46 PM |
| rajs | $272.91 | $272.91 | 11/23/2010 1:51:05 PM |
| oldman68 | $25.00 | $25.00 | 11/23/2010 2:13:54 PM |
| leverage-monger | $25.00 | $25.00 | 11/23/2010 2:30:44 PM |
| tender-ore | $25.00 | $25.00 | 11/23/2010 3:09:39 PM |
| crmoir | $25.28 | $25.28 | 11/23/2010 1:47:51 PM |
| friendinmoney | $25.00 | $25.00 | 11/23/2010 3:12:28 PM |
| selector568 | $300.00 | $300.00 | 11/16/2010 3:43:03 PM |
| jdwillcox | $100.00 | $100.00 | 11/16/2010 3:46:39 PM |
| nickel-ferret | $50.00 | $50.00 | 11/16/2010 3:47:04 PM |
| bold-durability-drum | $50.00 | $50.00 | 11/16/2010 3:46:08 PM |
| indomitable-coin | $50.00 | $50.00 | 11/16/2010 3:47:56 PM |
| finance_mba | $25.00 | $25.00 | 11/16/2010 3:48:36 PM |
| 108lender | $150.00 | $150.00 | 11/16/2010 3:53:30 PM |
| investment-comet | $25.00 | $25.00 | 11/16/2010 3:40:01 PM |
| williemc44 | $50.00 | $50.00 | 11/16/2010 3:40:50 PM |
| dunox | $25.00 | $25.00 | 11/16/2010 3:44:23 PM |
| organized-payment6 | $25.00 | $25.00 | 11/16/2010 3:46:55 PM |
| Sam65 | $25.00 | $25.00 | 11/16/2010 4:35:43 PM |
| Ripsaw4U | $50.00 | $50.00 | 11/16/2010 3:51:14 PM |
| ray1051 | $50.00 | $50.00 | 11/16/2010 3:53:31 PM |
| raisingophelia | $25.00 | $25.00 | 11/16/2010 4:39:59 PM |
| ichibon | $25.00 | $25.00 | 11/16/2010 7:26:16 PM |
| peace-missile | $25.00 | $25.00 | 11/17/2010 12:24:34 AM |
| melodious-fairness | $50.00 | $50.00 | 11/17/2010 2:36:02 PM |
| psa1995 | $50.00 | $50.00 | 11/17/2010 10:42:31 PM |
| blue-useful-auction | $25.00 | $25.00 | 11/17/2010 6:03:25 PM |
| Steveoo1 | $25.00 | $25.00 | 11/18/2010 5:06:16 AM |
| intuitive-camaraderi9 | $25.00 | $25.00 | 11/17/2010 11:17:20 PM |
| steiglends | $100.00 | $100.00 | 11/18/2010 5:14:09 AM |
| bid-czar8 | $100.00 | $100.00 | 11/18/2010 5:25:10 AM |
| money-bauble | $34.06 | $34.06 | 11/18/2010 7:36:58 AM |
| jazzlender | $25.00 | $25.00 | 11/18/2010 6:58:59 AM |
| schreibp | $25.00 | $25.00 | 11/18/2010 8:42:01 AM |
| bowdish1 | $33.77 | $33.77 | 11/18/2010 8:27:27 AM |
| vigilance-revolutionary | $50.00 | $50.00 | 11/18/2010 10:46:48 AM |
| dreammachine | $50.00 | $50.00 | 11/18/2010 10:49:09 AM |
| Mariner3605 | $50.00 | $50.00 | 11/18/2010 10:49:36 AM |
| inspired-investment8 | $45.95 | $8.17 | 11/18/2010 11:39:16 AM |
| cropdust3r | $25.00 | $25.00 | 11/18/2010 10:50:31 AM |
| ti22ring | $25.00 | $25.00 | 11/18/2010 11:35:27 AM |
| sign_here | $25.00 | $25.00 | 11/18/2010 5:21:42 PM |
| BxRealtor | $25.00 | $25.00 | 11/18/2010 7:32:46 PM |
| epall | $25.00 | $25.00 | 11/19/2010 9:57:37 PM |
| rmpedi33 | $25.00 | $25.00 | 11/20/2010 7:44:15 AM |
| nakane66 | $58.54 | $58.54 | 11/20/2010 12:29:49 PM |
| jdnyguy | $50.00 | $50.00 | 11/20/2010 11:27:24 AM |
| nimble-nickel | $50.00 | $50.00 | 11/20/2010 5:41:31 PM |
| outofoffice | $50.00 | $50.00 | 11/22/2010 7:50:23 AM |
| upperdeck | $25.00 | $25.00 | 11/22/2010 11:15:17 AM |
| Cherrypicker | $40.00 | $40.00 | 11/22/2010 11:31:45 AM |
| details | $25.00 | $25.00 | 11/22/2010 2:19:39 PM |
| omahajay | $25.00 | $25.00 | 11/22/2010 1:39:21 PM |
| wwwUniversal | $25.00 | $25.00 | 11/22/2010 12:02:54 PM |
| MacBrandon | $25.00 | $25.00 | 11/22/2010 3:53:53 PM |
| thebadpelican | $25.00 | $25.00 | 11/22/2010 4:30:19 PM |
| ethicalhumanist | $50.00 | $50.00 | 11/22/2010 5:26:32 PM |
| DasMula | $25.00 | $25.00 | 11/22/2010 5:02:54 PM |
| DasMula | $25.00 | $25.00 | 11/22/2010 5:03:18 PM |
| jcquiroz | $50.00 | $50.00 | 11/22/2010 5:05:12 PM |
| credit-panda1 | $25.00 | $25.00 | 11/22/2010 4:39:54 PM |
| gjm6d | $25.00 | $25.00 | 11/22/2010 5:15:49 PM |
| starry2001 | $25.00 | $25.00 | 11/22/2010 4:48:08 PM |
| spiff666 | $25.00 | $25.00 | 11/22/2010 8:55:30 PM |
| Allichar | $38.59 | $38.59 | 11/22/2010 7:11:24 PM |
| Lo0se_mo0se | $25.00 | $25.00 | 11/22/2010 5:56:00 PM |
| thankful-nickel2 | $25.00 | $25.00 | 11/22/2010 6:01:38 PM |
| culldud6900 | $40.00 | $40.00 | 11/22/2010 6:13:14 PM |
| Montgomery-Burns | $25.00 | $25.00 | 11/23/2010 2:14:28 AM |
| scordo326 | $25.00 | $25.00 | 11/23/2010 6:38:25 AM |
| StreetJustice | $47.62 | $47.62 | 11/23/2010 3:16:08 AM |
| mgking007 | $25.78 | $25.78 | 11/22/2010 9:48:31 PM |
| kangarookim99 | $50.00 | $50.00 | 11/23/2010 5:39:43 AM |
| prominence8 | $25.00 | $25.00 | 11/23/2010 8:31:23 AM |
| JBG | $25.00 | $25.00 | 11/23/2010 8:53:21 AM |
| Bito03 | $25.00 | $25.00 | 11/23/2010 3:08:13 AM |
| marshallmanhattan | $25.00 | $25.00 | 11/23/2010 7:07:24 AM |
| friendinmoney | $25.00 | $25.00 | 11/23/2010 9:14:51 AM |
| Mindful7 | $25.00 | $25.00 | 11/23/2010 5:08:40 AM |
| favorite-commerce | $50.00 | $50.00 | 11/23/2010 8:00:44 AM |
| Rothgoe | $35.00 | $35.00 | 11/23/2010 10:21:52 AM |
| radiant-return | $25.00 | $25.00 | 11/23/2010 8:50:46 AM |
| meabandit | $72.19 | $72.19 | 11/23/2010 8:59:27 AM |
| LesPaul1 | $25.00 | $25.00 | 11/23/2010 10:30:51 AM |
| dontletmoneyfoolya | $25.00 | $25.00 | 11/23/2010 11:05:42 AM |
| wealth-multiplier | $25.00 | $25.00 | 11/23/2010 1:44:29 PM |
| n2fitns | $50.00 | $50.00 | 11/23/2010 11:04:12 AM |
| Dopplerbob | $40.00 | $40.00 | 11/23/2010 11:35:12 AM |
| agent86a | $25.00 | $25.00 | 11/23/2010 1:43:44 PM |
| FinanceEngine | $25.00 | $25.00 | 11/23/2010 2:33:28 PM |
| AM2171 | $25.00 | $25.00 | 11/23/2010 3:37:41 PM |
| 150 bids
|
Borrower Payment Dependent Notes Series
481723
This series of Notes was issued and sold upon the funding of the borrower loan #45571, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.80% |
Auction start date:
| Nov-15-2010 |
| |
Auction end date:
| Nov-20-2010 |
|
|
Starting lender yield:
| 26.50% |
Starting borrower rate/APR:
| 27.50% / 31.05% |
Starting monthly payment:
| $246.56 |
|
Final lender yield:
| 26.50% |
Final borrower rate/APR:
| 27.50% / 31.05% |
Final monthly payment:
| $246.56 |
| |
|
Auction yield range:
| 10.57% - 26.50% |
Estimated loss impact:
| 11.46% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-2000 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 640-659 (Oct-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 13y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,522 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| heroic-asset4 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off Credit bills
Purpose of loan:
This loan will be used to? I want to use this loan to get out from just making small payments for the next 7 years.? With a 3 year fixed rate loan I can have an end in sight much sooner to the high apr nightmare.
My financial situation:
I am a good candidate for this loan because? Currently I am making ends meet... but that is all.? And not being able to paydown the high interest rate credit bills, i'm not getting anywhere balance wise.
Monthly net income: $
2100
Monthly expenses: $
??Housing: $638
??Insurance: $ 45
??Car expenses: $100
??Utilities: $ 180
??Phone, cable, internet: $ 130
??Food, entertainment: $ 300
??Clothing, household expenses $ 50
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What's your job? How stable is your employment? Thanks. - squarebob
A:
I work at a Distribution Center in the receiving department. I have worked for the same company for about 13 years, and 4 months. I would consider the work very stable as we have not been hit to hard by the recession.
(Nov-18-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| money-bauble | $25.00 | $25.00 | 11/15/2010 3:11:05 PM |
| bid-czar8 | $50.00 | $50.00 | 11/15/2010 3:32:10 PM |
| Comoparklender | $25.00 | $25.00 | 11/15/2010 3:33:43 PM |
| velocity-solo | $25.00 | $25.00 | 11/15/2010 3:38:08 PM |
| finance-mushroom | $100.00 | $100.00 | 11/15/2010 3:43:22 PM |
| Kaj | $25.00 | $25.00 | 11/15/2010 3:39:05 PM |
| valiant-liberty4 | $25.00 | $25.00 | 11/15/2010 3:39:35 PM |
| MadHun | $50.00 | $50.00 | 11/15/2010 3:54:35 PM |
| 6moonbeams | $50.00 | $50.00 | 11/15/2010 4:31:42 PM |
| orderly-leverage | $37.17 | $37.17 | 11/15/2010 8:27:13 PM |
| Trakissta | $150.00 | $150.00 | 11/15/2010 6:59:41 PM |
| musegaze | $100.00 | $100.00 | 11/15/2010 7:49:42 PM |
| payment-gusto | $25.00 | $25.00 | 11/16/2010 7:24:42 PM |
| loyalist1 | $50.00 | $50.00 | 11/17/2010 10:13:12 AM |
| courteous-kindness1 | $50.00 | $50.00 | 11/17/2010 8:28:49 PM |
| squarebob | $25.00 | $25.00 | 11/18/2010 12:05:39 PM |
| rhin0cerx | $32.54 | $32.54 | 11/18/2010 2:55:53 PM |
| investment-comet | $25.00 | $25.00 | 11/18/2010 8:11:14 PM |
| inspiring-reward | $46.99 | $46.99 | 11/19/2010 10:37:26 AM |
| IIP77 | $25.00 | $25.00 | 11/19/2010 3:21:11 PM |
| velvetsmog | $25.00 | $25.00 | 11/19/2010 3:26:40 PM |
| kain11286 | $27.94 | $27.94 | 11/19/2010 3:27:42 PM |
| treasure-bliss | $50.00 | $50.00 | 11/19/2010 3:27:48 PM |
| famous-hope | $25.00 | $25.00 | 11/19/2010 3:28:01 PM |
| rupee-artisan | $25.00 | $25.00 | 11/19/2010 3:30:33 PM |
| selfmademan | $25.00 | $25.00 | 11/19/2010 3:21:08 PM |
| incbx | $26.35 | $26.35 | 11/19/2010 3:25:30 PM |
| Gibbyland | $50.00 | $50.00 | 11/19/2010 3:26:20 PM |
| banker65010 | $25.00 | $25.00 | 11/19/2010 3:27:00 PM |
| worthy-bid4 | $100.00 | $100.00 | 11/19/2010 3:34:43 PM |
| rickp | $50.00 | $50.00 | 11/19/2010 3:27:11 PM |
| seisen | $55.90 | $55.90 | 11/19/2010 3:27:28 PM |
| marcomnzs | $25.00 | $25.00 | 11/19/2010 3:27:34 PM |
| tearingstar | $35.00 | $35.00 | 11/19/2010 3:34:27 PM |
| worthy-bid8 | $25.00 | $25.00 | 11/19/2010 3:34:31 PM |
| gain-gourd | $50.00 | $50.00 | 11/19/2010 3:34:49 PM |
| serene-integrity4 | $25.00 | $25.00 | 11/19/2010 3:25:01 PM |
| JoyfulVegetarian | $25.00 | $25.00 | 11/19/2010 3:26:06 PM |
| Investoman | $25.00 | $25.00 | 11/19/2010 3:26:09 PM |
| simplewareinc | $50.00 | $50.00 | 11/19/2010 3:26:14 PM |
| mdf | $43.53 | $43.53 | 11/19/2010 3:27:27 PM |
| tstaub1234 | $25.00 | $25.00 | 11/19/2010 3:30:08 PM |
| SCPBANK | $50.00 | $50.00 | 11/19/2010 3:30:21 PM |
| RSV | $50.00 | $50.00 | 11/19/2010 3:30:58 PM |
| DER | $40.54 | $40.54 | 11/19/2010 3:33:49 PM |
| generous-deal6 | $25.00 | $25.00 | 11/19/2010 3:34:24 PM |
| Speculator | $100.00 | $100.00 | 11/19/2010 3:34:41 PM |
| economy-producer | $25.00 | $25.00 | 11/19/2010 3:35:09 PM |
| mla | $25.00 | $25.00 | 11/19/2010 4:06:18 PM |
| SolarMoonshine | $25.00 | $25.00 | 11/19/2010 5:22:36 PM |
| benefit-banshee | $50.00 | $50.00 | 11/19/2010 9:16:07 PM |
| dbmurch | $25.00 | $25.00 | 11/20/2010 1:13:52 AM |
| escharfer | $25.00 | $25.00 | 11/20/2010 1:20:28 AM |
| ayerobbie | $27.24 | $27.24 | 11/20/2010 1:21:28 AM |
| culldud6900 | $33.69 | $33.69 | 11/19/2010 5:01:03 PM |
| Kanyon | $25.00 | $25.00 | 11/20/2010 2:39:40 AM |
| loan_doctor | $25.00 | $25.00 | 11/20/2010 1:13:01 AM |
| kttalamo | $25.00 | $25.00 | 11/19/2010 7:09:44 PM |
| derec | $25.00 | $25.00 | 11/20/2010 1:37:48 AM |
| flwah | $25.00 | $25.00 | 11/20/2010 3:34:29 AM |
| Hutpit | $60.77 | $60.77 | 11/20/2010 2:26:34 AM |
| kaykarun | $25.00 | $25.00 | 11/20/2010 2:34:04 AM |
| Gladglide | $30.00 | $30.00 | 11/20/2010 2:49:55 AM |
| thrifty-return | $25.38 | $25.38 | 11/20/2010 5:04:08 AM |
| mike279766 | $25.00 | $25.00 | 11/20/2010 5:13:36 AM |
| a-finance-nirvana | $25.00 | $25.00 | 11/20/2010 5:20:34 AM |
| Zingaro | $25.00 | $25.00 | 11/20/2010 2:47:10 AM |
| satisfying-deal5 | $30.70 | $30.70 | 11/20/2010 5:52:50 AM |
| leverage-monger | $25.00 | $25.00 | 11/20/2010 8:04:24 AM |
| wise-silver-wonder | $25.00 | $25.00 | 11/20/2010 4:44:53 AM |
| AM2008 | $25.00 | $25.00 | 11/20/2010 8:33:55 AM |
| paradisenow | $25.00 | $25.00 | 11/20/2010 5:54:01 AM |
| montegomm | $50.00 | $50.00 | 11/20/2010 6:51:25 AM |
| simplelender80 | $200.00 | $200.00 | 11/15/2010 3:36:00 PM |
| kulender | $50.00 | $50.00 | 11/15/2010 3:40:09 PM |
| lendstats_com | $25.00 | $25.00 | 11/15/2010 3:43:04 PM |
| graceful-investment | $100.00 | $100.00 | 11/15/2010 3:57:37 PM |
| ingenious-deal6 | $25.00 | $25.00 | 11/15/2010 4:00:50 PM |
| 108lender | $250.00 | $250.00 | 11/15/2010 4:09:31 PM |
| lendstats_com | $175.00 | $175.00 | 11/15/2010 4:08:49 PM |
| radiant-loan5 | $30.57 | $30.57 | 11/16/2010 10:47:40 AM |
| raisingophelia | $25.00 | $25.00 | 11/16/2010 3:54:55 PM |
| finance-prescription | $50.00 | $50.00 | 11/17/2010 3:20:19 PM |
| squarebob | $25.00 | $25.00 | 11/18/2010 9:00:34 AM |
| squarebob | $25.00 | $25.00 | 11/18/2010 9:00:57 AM |
| dedicated-transaction796 | $50.00 | $50.00 | 11/18/2010 2:12:49 PM |
| mercuriant | $25.00 | $25.00 | 11/18/2010 2:55:45 PM |
| naptap | $25.00 | $25.00 | 11/18/2010 5:42:06 PM |
| bountiful-durability | $50.00 | $50.00 | 11/18/2010 5:58:37 PM |
| jigsaw | $50.00 | $50.00 | 11/18/2010 5:40:14 PM |
| personal-lender | $25.00 | $25.00 | 11/18/2010 5:40:19 PM |
| ah-long | $25.00 | $25.00 | 11/19/2010 1:48:46 PM |
| FASTIZIO_P | $27.00 | $27.00 | 11/19/2010 2:57:58 PM |
| chkrvrty | $50.00 | $50.00 | 11/19/2010 3:00:06 PM |
| orange-preeminant-bill | $35.06 | $35.06 | 11/19/2010 3:24:45 PM |
| hope-eagle6 | $25.00 | $25.00 | 11/19/2010 3:25:59 PM |
| aader | $25.00 | $25.00 | 11/19/2010 3:27:17 PM |
| delivery | $25.00 | $25.00 | 11/19/2010 3:27:41 PM |
| b-rent | $25.00 | $25.00 | 11/19/2010 3:27:55 PM |
| unassassinable | $25.00 | $25.00 | 11/19/2010 3:28:06 PM |
| jo2y | $25.00 | $25.00 | 11/19/2010 3:28:55 PM |
| consummate-loyalty1 | $50.00 | $50.00 | 11/19/2010 3:29:26 PM |
| calinno2 | $50.00 | $50.00 | 11/19/2010 3:29:44 PM |
| dthompso | $50.00 | $50.00 | 11/19/2010 3:25:08 PM |
| supersarah61 | $25.00 | $25.00 | 11/19/2010 3:25:22 PM |
| commerce-web5 | $50.00 | $50.00 | 11/19/2010 3:25:34 PM |
| cognizant-rate732 | $25.00 | $25.00 | 11/19/2010 3:26:31 PM |
| WBB21 | $42.58 | $42.58 | 11/19/2010 3:26:45 PM |
| GElender | $50.00 | $50.00 | 11/19/2010 3:34:32 PM |
| rubylender | $25.00 | $25.00 | 11/19/2010 3:27:03 PM |
| MissionMicroFinance | $25.00 | $25.00 | 11/19/2010 3:27:15 PM |
| dparkhom | $25.00 | $25.00 | 11/19/2010 3:27:43 PM |
| Magog12 | $25.00 | $25.00 | 11/19/2010 3:35:49 PM |
| vigorous-velocity | $91.47 | $91.47 | 11/19/2010 3:34:42 PM |
| natural-greenback6 | $25.00 | $25.00 | 11/19/2010 3:34:54 PM |
| asmithj | $50.00 | $50.00 | 11/19/2010 3:37:05 PM |
| kind-bill-supporter | $25.00 | $25.00 | 11/19/2010 3:19:12 PM |
| benjo | $50.00 | $50.00 | 11/19/2010 3:25:27 PM |
| honorable-yield | $25.00 | $25.00 | 11/19/2010 3:26:08 PM |
| dinero-mason | $50.00 | $50.00 | 11/19/2010 3:26:24 PM |
| whatknows | $25.00 | $25.00 | 11/19/2010 3:27:25 PM |
| missing-link | $100.00 | $100.00 | 11/19/2010 3:28:44 PM |
| Rogesparkguy | $25.00 | $25.00 | 11/19/2010 3:29:33 PM |
| treasure-generator | $25.00 | $25.00 | 11/19/2010 3:30:50 PM |
| onesunca | $25.00 | $25.00 | 11/19/2010 3:33:06 PM |
| red-power-pecan | $50.00 | $50.00 | 11/19/2010 3:33:24 PM |
| new-social-economist | $47.87 | $47.87 | 11/19/2010 3:33:55 PM |
| greenback-bull6 | $50.00 | $50.00 | 11/19/2010 3:34:47 PM |
| bigbryan98 | $25.00 | $25.00 | 11/19/2010 3:49:44 PM |
| jcholloway831 | $25.00 | $25.00 | 11/19/2010 6:48:22 PM |
| hyrolln | $25.00 | $25.00 | 11/20/2010 1:36:44 AM |
| Footballmom10 | $35.22 | $35.22 | 11/19/2010 4:26:11 PM |
| Katieo | $25.00 | $25.00 | 11/20/2010 2:01:39 AM |
| decisive-dough | $25.00 | $25.00 | 11/19/2010 7:11:44 PM |
| martinatime | $25.00 | $25.00 | 11/20/2010 2:10:30 AM |
| transparency-boss439 | $50.00 | $50.00 | 11/19/2010 8:08:49 PM |
| Trentsteel_98 | $25.00 | $25.00 | 11/20/2010 2:46:20 AM |
| lostontheedge | $25.00 | $25.00 | 11/20/2010 2:51:50 AM |
| elegant-loot | $25.00 | $25.00 | 11/20/2010 5:45:15 AM |
| affluence-tycoon | $25.00 | $25.00 | 11/20/2010 4:20:58 AM |
| loan-fate | $75.00 | $75.00 | 11/20/2010 5:48:42 AM |
| repaintandrepair | $25.00 | $25.00 | 11/20/2010 2:26:16 AM |
| robust-trade | $44.66 | $44.66 | 11/20/2010 5:44:28 AM |
| MrMcduck | $25.00 | $25.00 | 11/20/2010 3:05:32 AM |
| Cypher041 | $25.00 | $25.00 | 11/20/2010 3:53:17 AM |
| randsenterprise | $25.00 | $25.00 | 11/20/2010 4:06:36 AM |
| EngineersAlliance | $25.00 | $25.00 | 11/20/2010 5:45:50 AM |
| top-payout-fixer | $25.00 | $16.83 | 11/20/2010 5:59:11 AM |
| ghinga | $25.00 | $25.00 | 11/20/2010 6:26:09 AM |
| 149 bids
|
Borrower Payment Dependent Notes Series
483561
This series of Notes was issued and sold upon the funding of the borrower loan #45503, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,800.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 9.80% |
Auction start date:
| Nov-10-2010 |
| |
Auction end date:
| Nov-16-2010 |
|
|
Starting lender yield:
| 24.75% |
Starting borrower rate/APR:
| 25.75% / 29.26% |
Starting monthly payment:
| $273.07 |
|
Final lender yield:
| 24.75% |
Final borrower rate/APR:
| 25.75% / 29.27% |
Final monthly payment:
| $273.07 |
| |
|
Auction yield range:
| 10.57% - 24.75% |
Estimated loss impact:
| 10.41% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.34% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 740-759 (Nov-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 2y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $438 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| mushroom2 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $6,200.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Oct-2009)
|
|
Principal balance:
| $4,342.86 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
putting in a new bathroom
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| bid-czar8 | $25.00 | $25.00 | 11/10/2010 2:46:30 PM |
| velocity-solo | $25.00 | $25.00 | 11/10/2010 2:56:58 PM |
| simplelender80 | $200.00 | $200.00 | 11/10/2010 2:59:38 PM |
| valiant-liberty4 | $25.00 | $25.00 | 11/10/2010 3:00:20 PM |
| 6moonbeams | $50.00 | $50.00 | 11/10/2010 2:49:47 PM |
| JustMee | $25.00 | $25.00 | 11/10/2010 5:54:50 PM |
| kulender | $50.00 | $50.00 | 11/10/2010 8:00:30 PM |
| radiant-loan5 | $88.72 | $88.72 | 11/11/2010 11:15:41 AM |
| reflective-rupee | $444.00 | $444.00 | 11/11/2010 11:34:37 AM |
| 108lender | $250.00 | $250.00 | 11/11/2010 12:30:50 PM |
| personal-lender | $25.00 | $25.00 | 11/11/2010 3:06:02 PM |
| inspiring-reward | $100.00 | $100.00 | 11/11/2010 8:26:27 PM |
| orderly-leverage | $38.84 | $38.84 | 11/11/2010 10:20:31 PM |
| Artist_Blue | $25.00 | $25.00 | 11/12/2010 5:49:16 AM |
| silvercertificate | $25.00 | $25.00 | 11/12/2010 9:09:12 AM |
| hope-eagle6 | $25.00 | $25.00 | 11/12/2010 9:25:39 AM |
| greencat | $50.00 | $50.00 | 11/12/2010 9:36:55 AM |
| NekHoldings | $25.00 | $25.00 | 11/13/2010 6:14:52 AM |
| ingenious-deal6 | $25.00 | $25.00 | 11/13/2010 9:21:30 PM |
| squarebob | $25.00 | $25.00 | 11/14/2010 6:12:58 AM |
| payment-gusto | $25.00 | $25.00 | 11/14/2010 9:49:47 AM |
| MadHun | $50.00 | $50.00 | 11/14/2010 4:22:12 PM |
| ah-long | $25.00 | $25.00 | 11/15/2010 9:40:48 AM |
| aldeed | $100.00 | $100.00 | 11/15/2010 9:21:42 AM |
| FinDoc | $30.00 | $30.00 | 11/15/2010 3:04:27 PM |
| TrekTune | $25.00 | $25.00 | 11/15/2010 4:03:41 PM |
| musegaze | $100.00 | $100.00 | 11/15/2010 7:49:08 PM |
| IIP77 | $25.00 | $25.00 | 11/16/2010 1:29:01 AM |
| mercuriant | $25.00 | $25.00 | 11/16/2010 1:49:49 AM |
| B-rad_the_Coug | $25.00 | $25.00 | 11/15/2010 9:09:10 PM |
| dollar-sonnet3 | $50.00 | $50.00 | 11/16/2010 8:24:53 AM |
| rate-negotiator | $25.00 | $25.00 | 11/16/2010 12:18:23 PM |
| pursuit699 | $50.00 | $50.00 | 11/16/2010 2:55:21 PM |
| commerce-yeller | $25.00 | $25.00 | 11/16/2010 2:35:44 PM |
| silverloan | $37.76 | $37.76 | 11/16/2010 2:58:53 PM |
| aFro | $25.00 | $25.00 | 11/16/2010 2:55:17 PM |
| sweetlan | $25.00 | $25.00 | 11/16/2010 2:55:37 PM |
| LAM26 | $25.00 | $25.00 | 11/16/2010 2:57:12 PM |
| Trevor_C | $25.00 | $25.00 | 11/16/2010 2:58:06 PM |
| richboy56 | $25.00 | $25.00 | 11/16/2010 2:58:15 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 11/16/2010 3:01:53 PM |
| treasure-bliss | $50.00 | $50.00 | 11/16/2010 2:59:18 PM |
| LuvToLend | $25.00 | $25.00 | 11/16/2010 3:02:32 PM |
| agiovasil | $25.00 | $25.00 | 11/16/2010 3:03:01 PM |
| worthy-bid4 | $53.51 | $53.51 | 11/16/2010 3:03:17 PM |
| Zimbu | $25.00 | $25.00 | 11/16/2010 1:32:37 PM |
| traice | $25.00 | $25.00 | 11/16/2010 3:02:26 PM |
| dthompso | $50.00 | $50.00 | 11/16/2010 3:03:15 PM |
| worthy-bid8 | $25.00 | $25.00 | 11/16/2010 3:06:55 PM |
| incbx | $50.00 | $50.00 | 11/16/2010 3:06:53 PM |
| smear87 | $25.00 | $25.00 | 11/16/2010 2:55:55 PM |
| TennSquire | $25.00 | $25.00 | 11/16/2010 2:58:10 PM |
| a-finance-nirvana | $25.00 | $25.00 | 11/16/2010 2:59:30 PM |
| NoCal | $25.00 | $25.00 | 11/16/2010 3:00:44 PM |
| delivery | $25.00 | $25.00 | 11/16/2010 3:01:22 PM |
| seisen | $100.00 | $100.00 | 11/16/2010 3:01:29 PM |
| greenback-bull6 | $50.00 | $50.00 | 11/16/2010 3:03:18 PM |
| Magog12 | $25.00 | $25.00 | 11/16/2010 3:03:57 PM |
| fund-jedi3 | $50.00 | $50.00 | 11/16/2010 3:55:54 PM |
| chinolatino | $25.00 | $25.00 | 11/16/2010 4:33:05 PM |
| raisingophelia | $25.00 | $25.00 | 11/16/2010 4:40:37 PM |
| skydiver111 | $25.00 | $25.00 | 11/16/2010 5:25:43 PM |
| onlyinchicago | $49.49 | $49.49 | 11/16/2010 4:32:46 PM |
| calinno2 | $48.73 | $48.73 | 11/16/2010 4:32:49 PM |
| PatRichi | $25.00 | $25.00 | 11/16/2010 5:35:02 PM |
| bid-papyrus | $25.00 | $25.00 | 11/16/2010 5:36:46 PM |
| minddoc | $25.00 | $25.00 | 11/16/2010 5:37:08 PM |
| wise-silver-wonder | $25.00 | $25.00 | 11/16/2010 6:00:47 PM |
| serene-integrity4 | $25.00 | $25.00 | 11/16/2010 4:50:05 PM |
| profit-powerplant | $50.00 | $50.00 | 11/16/2010 7:25:04 PM |
| divedude | $50.00 | $50.00 | 11/16/2010 5:33:38 PM |
| kaykarun | $25.00 | $25.00 | 11/16/2010 5:37:28 PM |
| grnii78 | $100.00 | $100.00 | 11/16/2010 7:08:05 PM |
| EngineersAlliance | $25.00 | $25.00 | 11/16/2010 7:21:23 PM |
| GInBaghdad | $25.00 | $17.10 | 11/16/2010 7:24:03 PM |
| finance-mushroom | $100.00 | $100.00 | 11/10/2010 2:49:26 PM |
| money-bauble | $25.00 | $25.00 | 11/10/2010 2:45:55 PM |
| Comoparklender | $25.00 | $25.00 | 11/10/2010 2:58:09 PM |
| loyalist1 | $50.00 | $50.00 | 11/10/2010 2:47:44 PM |
| Kaj | $25.00 | $25.00 | 11/11/2010 3:58:36 AM |
| reflective-rupee | $44.00 | $44.00 | 11/11/2010 11:36:46 AM |
| rhin0cerx | $50.00 | $50.00 | 11/11/2010 3:04:59 PM |
| jigsaw | $50.00 | $50.00 | 11/11/2010 3:59:11 PM |
| missing-link | $100.00 | $100.00 | 11/11/2010 3:59:26 PM |
| bountiful-durability | $25.00 | $25.00 | 11/12/2010 2:20:27 AM |
| WalnutCreekguy | $50.00 | $50.00 | 11/12/2010 3:59:15 AM |
| platinum-celebration4 | $25.00 | $25.00 | 11/12/2010 9:20:47 AM |
| ekmendenhall | $55.00 | $55.00 | 11/12/2010 4:52:10 PM |
| 850 | $50.00 | $50.00 | 11/12/2010 9:41:18 PM |
| Investoman | $25.00 | $25.00 | 11/14/2010 1:34:08 PM |
| FeedTheMachine | $50.00 | $50.00 | 11/14/2010 8:52:09 PM |
| dinero-mason | $50.00 | $50.00 | 11/15/2010 5:59:20 AM |
| dedicated-transaction796 | $50.00 | $50.00 | 11/15/2010 8:19:21 AM |
| cognizant-rate732 | $25.00 | $25.00 | 11/15/2010 7:30:57 AM |
| graceful-investment | $100.00 | $100.00 | 11/15/2010 10:56:20 AM |
| point-kitten6 | $50.00 | $50.00 | 11/15/2010 4:12:02 PM |
| JoyfulVegetarian | $25.00 | $25.00 | 11/16/2010 7:29:27 AM |
| commerce-web5 | $50.00 | $50.00 | 11/16/2010 8:57:02 AM |
| KiwiElf | $30.00 | $30.00 | 11/16/2010 2:55:01 PM |
| best-unbeatable-transaction | $25.00 | $25.00 | 11/16/2010 2:57:59 PM |
| shrewd-deal | $25.00 | $25.00 | 11/16/2010 2:58:09 PM |
| rytrearc | $25.00 | $25.00 | 11/16/2010 2:58:26 PM |
| orange-preeminant-bill | $50.00 | $50.00 | 11/16/2010 2:59:13 PM |
| noble-revenue | $89.29 | $89.29 | 11/16/2010 2:59:34 PM |
| stoopidnoodle | $25.00 | $25.00 | 11/16/2010 2:56:38 PM |
| unassassinable | $25.00 | $25.00 | 11/16/2010 2:56:58 PM |
| bonus-poplar2 | $25.00 | $25.00 | 11/16/2010 2:58:07 PM |
| ITExec | $110.00 | $110.00 | 11/16/2010 2:58:50 PM |
| brother_tam | $50.00 | $50.00 | 11/16/2010 3:02:40 PM |
| scottharr27 | $50.00 | $50.00 | 11/16/2010 3:01:12 PM |
| suave-dime6 | $25.00 | $25.00 | 11/16/2010 3:04:21 PM |
| LiveNow | $25.00 | $25.00 | 11/16/2010 3:04:35 PM |
| top-historic-peso | $25.00 | $25.00 | 11/16/2010 3:04:51 PM |
| jubilant-auction5 | $25.00 | $25.00 | 11/16/2010 3:03:22 PM |
| wampum-chorus3 | $50.00 | $50.00 | 11/16/2010 3:07:07 PM |
| asset-yoga6 | $57.51 | $57.51 | 11/16/2010 3:04:29 PM |
| dime-historian | $75.00 | $75.00 | 11/16/2010 3:14:18 PM |
| Taxman44 | $50.00 | $50.00 | 11/16/2010 2:56:36 PM |
| flwah | $25.00 | $25.00 | 11/16/2010 2:56:56 PM |
| historic-loan1 | $30.00 | $30.00 | 11/16/2010 2:57:30 PM |
| drcoop | $25.00 | $25.00 | 11/16/2010 2:58:49 PM |
| honorable-yield | $25.00 | $25.00 | 11/16/2010 3:01:09 PM |
| natural-greenback6 | $25.00 | $25.00 | 11/16/2010 3:01:23 PM |
| ultimate-payment | $25.00 | $25.00 | 11/16/2010 3:02:33 PM |
| consummate-loyalty1 | $50.00 | $50.00 | 11/16/2010 3:07:14 PM |
| payout-reaction740 | $25.00 | $25.00 | 11/16/2010 3:12:00 PM |
| tuneman1980 | $25.00 | $25.00 | 11/16/2010 4:00:12 PM |
| wrencher51 | $25.00 | $25.00 | 11/16/2010 4:03:41 PM |
| imlosttoo | $25.00 | $25.00 | 11/16/2010 4:32:57 PM |
| Katburg | $25.00 | $25.00 | 11/16/2010 4:35:29 PM |
| lostontheedge | $25.00 | $25.00 | 11/16/2010 4:36:04 PM |
| randsenterprise | $25.00 | $25.00 | 11/16/2010 4:46:04 PM |
| digitalrinaldo | $36.05 | $36.05 | 11/16/2010 4:31:58 PM |
| mla | $25.00 | $25.00 | 11/16/2010 4:33:13 PM |
| L-vex | $25.00 | $25.00 | 11/16/2010 5:34:59 PM |
| skillful-asset5 | $25.00 | $25.00 | 11/16/2010 6:34:30 PM |
| well-mannered-income3 | $40.00 | $40.00 | 11/16/2010 7:10:50 PM |
| SFBank | $500.00 | $500.00 | 11/16/2010 7:19:09 PM |
| Kijib | $25.00 | $25.00 | 11/16/2010 5:26:21 PM |
| mnmcarve | $50.00 | $50.00 | 11/16/2010 5:32:35 PM |
| tsquared_030 | $25.00 | $25.00 | 11/16/2010 5:33:19 PM |
| DasMula | $25.00 | $25.00 | 11/16/2010 5:38:51 PM |
| spectrumlend | $50.00 | $50.00 | 11/16/2010 7:20:21 PM |
| 143 bids
|
Borrower Payment Dependent Notes Series
483587
This series of Notes was issued and sold upon the funding of the borrower loan #45518, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 9.80% |
Auction start date:
| Nov-10-2010 |
| |
Auction end date:
| Nov-17-2010 |
|
|
Starting lender yield:
| 24.75% |
Starting borrower rate/APR:
| 25.75% / 29.26% |
Starting monthly payment:
| $281.10 |
|
Final lender yield:
| 24.75% |
Final borrower rate/APR:
| 25.75% / 29.27% |
Final monthly payment:
| $281.10 |
| |
|
Auction yield range:
| 10.57% - 24.75% |
Estimated loss impact:
| 10.41% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.34% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1979 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 740-759 (Oct-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 9y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9,863 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Myize |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 11 ( 92% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $11,000.00 | < 31 days late:
| 1
( 8% )
|
(Mar-2006)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Moving expenses
Purpose of loan:
After four years in the nation's capital, I have to move back home to my farm and need funds to do so.
My financial situation: I have steady income and a good credit score. I'm not sure why Prosper has ranked me so low. I wonder if it's because I paid off my last loan in a year rather than three.
I relocated for my job four years ago and had a guarantee buyout of my house, but the market tanked, and I have had to pay mortgage and rent for almost four years. Your assistance will help me move back home so that I can improve my financial picture.
Monthly net income: $7,000
Monthly expenses: $
??Housing: $2,000 rent; $1,400 mortgage
??Insurance: $350
??Car expenses: $360
??Utilities: $300
??Phone, cable, internet: $124
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $200
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| money-bauble | $25.00 | $25.00 | 11/10/2010 2:45:57 PM |
| bid-czar8 | $25.00 | $25.00 | 11/10/2010 2:46:31 PM |
| finance-mushroom | $100.00 | $100.00 | 11/10/2010 2:49:28 PM |
| simplelender80 | $200.00 | $200.00 | 11/10/2010 2:59:42 PM |
| kulender | $50.00 | $50.00 | 11/11/2010 9:55:12 AM |
| reflective-rupee | $44.00 | $44.00 | 11/11/2010 11:37:42 AM |
| 108lender | $250.00 | $250.00 | 11/11/2010 12:30:52 PM |
| rhin0cerx | $50.00 | $50.00 | 11/11/2010 3:59:14 PM |
| reflective-rupee | $444.00 | $444.00 | 11/11/2010 6:28:21 PM |
| supersarah61 | $25.00 | $25.00 | 11/11/2010 7:11:27 PM |
| orderly-leverage | $100.00 | $100.00 | 11/12/2010 3:59:26 AM |
| WalnutCreekguy | $29.68 | $29.68 | 11/12/2010 2:01:52 PM |
| platinum-celebration4 | $25.00 | $25.00 | 11/12/2010 2:11:49 PM |
| hope-eagle6 | $25.00 | $25.00 | 11/13/2010 12:57:57 AM |
| Whipster | $50.00 | $50.00 | 11/14/2010 7:21:11 PM |
| graceful-investment | $100.00 | $100.00 | 11/15/2010 10:56:22 AM |
| Investoman | $25.00 | $25.00 | 11/15/2010 4:00:54 PM |
| aldeed | $100.00 | $100.00 | 11/15/2010 4:10:53 PM |
| Zimbu | $25.00 | $25.00 | 11/16/2010 1:32:38 PM |
| historic-loan1 | $30.00 | $30.00 | 11/16/2010 2:57:32 PM |
| KiwiElf | $30.00 | $30.00 | 11/16/2010 2:55:05 PM |
| NoCal | $25.00 | $25.00 | 11/16/2010 3:00:49 PM |
| natural-greenback6 | $25.00 | $25.00 | 11/16/2010 3:01:24 PM |
| LiveNow | $25.00 | $25.00 | 11/16/2010 3:04:37 PM |
| ultimate-payment | $25.00 | $25.00 | 11/16/2010 3:02:34 PM |
| brother_tam | $50.00 | $50.00 | 11/16/2010 3:02:44 PM |
| wampum-chorus3 | $50.00 | $50.00 | 11/16/2010 3:07:08 PM |
| best-unbeatable-transaction | $25.00 | $25.00 | 11/16/2010 2:58:01 PM |
| a-finance-nirvana | $25.00 | $25.00 | 11/16/2010 2:59:32 PM |
| commerce-yeller | $25.00 | $25.00 | 11/16/2010 3:07:19 PM |
| noble-revenue | $50.00 | $50.00 | 11/16/2010 5:37:35 PM |
| raisingophelia | $25.00 | $25.00 | 11/16/2010 4:40:42 PM |
| orange-statuesque-dime | $50.00 | $50.00 | 11/16/2010 7:24:07 PM |
| SFBank | $300.00 | $300.00 | 11/16/2010 7:21:40 PM |
| orange-preeminant-bill | $44.17 | $44.17 | 11/16/2010 7:24:28 PM |
| dthompso | $50.00 | $50.00 | 11/16/2010 7:24:47 PM |
| Au-Ag-Pt | $25.00 | $25.00 | 11/16/2010 8:55:28 PM |
| Jon8403 | $25.00 | $25.00 | 11/16/2010 5:57:23 PM |
| well-mannered-income3 | $50.00 | $50.00 | 11/16/2010 7:12:10 PM |
| gold-channel2 | $32.53 | $32.53 | 11/16/2010 7:24:05 PM |
| new-social-economist | $26.93 | $26.93 | 11/16/2010 7:24:10 PM |
| economy-producer | $25.00 | $25.00 | 11/16/2010 7:24:17 PM |
| scottharr27 | $50.00 | $50.00 | 11/16/2010 7:24:37 PM |
| wonder3 | $25.00 | $25.00 | 11/17/2010 6:03:23 AM |
| five-star-note | $60.00 | $60.00 | 11/17/2010 7:08:18 AM |
| wojo | $25.00 | $25.00 | 11/17/2010 7:34:57 AM |
| chato2345 | $25.00 | $25.00 | 11/17/2010 8:24:25 AM |
| Bob450 | $25.00 | $25.00 | 11/17/2010 7:56:49 AM |
| Leshan | $66.66 | $66.66 | 11/17/2010 8:26:44 AM |
| minnesotafinancial | $25.00 | $25.00 | 11/17/2010 9:24:36 AM |
| Mighty_Hunter | $25.00 | $25.00 | 11/17/2010 9:57:45 AM |
| Lender-Trader | $800.00 | $800.00 | 11/17/2010 7:01:19 AM |
| EngineersAlliance | $25.00 | $25.00 | 11/17/2010 7:08:25 AM |
| Mighty_Hunter | $25.00 | $25.00 | 11/17/2010 9:57:28 AM |
| loyalist1 | $50.00 | $50.00 | 11/17/2010 7:29:49 AM |
| Dollars4Rent | $25.00 | $25.00 | 11/17/2010 10:19:23 AM |
| investment-artist | $50.00 | $50.00 | 11/17/2010 1:24:55 PM |
| DasMula | $25.00 | $25.00 | 11/17/2010 1:28:45 PM |
| GolfPro2006 | $25.00 | $25.00 | 11/17/2010 10:41:16 AM |
| 6moonbeams | $50.00 | $50.00 | 11/10/2010 2:49:48 PM |
| Comoparklender | $25.00 | $25.00 | 11/10/2010 2:58:11 PM |
| velocity-solo | $25.00 | $25.00 | 11/10/2010 2:57:00 PM |
| valiant-liberty4 | $25.00 | $25.00 | 11/10/2010 3:00:21 PM |
| Kaj | $25.00 | $25.00 | 11/11/2010 3:58:40 AM |
| ZPBSFinancialGroup | $25.00 | $25.00 | 11/11/2010 6:35:45 AM |
| loyalist1 | $50.00 | $50.00 | 11/11/2010 6:50:38 AM |
| radiant-loan5 | $100.00 | $100.00 | 11/11/2010 12:29:59 PM |
| moola-wildebeest3 | $25.00 | $25.00 | 11/11/2010 3:03:58 PM |
| personal-lender | $25.00 | $25.00 | 11/11/2010 4:04:16 PM |
| jigsaw | $50.00 | $50.00 | 11/11/2010 7:37:18 PM |
| Artist_Blue | $25.00 | $25.00 | 11/11/2010 8:26:42 PM |
| missing-link | $100.00 | $100.00 | 11/12/2010 3:59:18 AM |
| inspiring-reward | $100.00 | $100.00 | 11/12/2010 7:39:13 AM |
| bountiful-durability | $50.00 | $50.00 | 11/12/2010 9:25:50 AM |
| ekmendenhall | $55.00 | $55.00 | 11/12/2010 4:52:10 PM |
| NekHoldings | $25.00 | $25.00 | 11/13/2010 6:15:19 AM |
| squarebob | $25.00 | $25.00 | 11/14/2010 6:10:40 AM |
| ingenious-deal6 | $25.00 | $25.00 | 11/13/2010 9:21:32 PM |
| MadHun | $50.00 | $50.00 | 11/14/2010 4:22:13 PM |
| payment-gusto | $25.00 | $25.00 | 11/14/2010 9:49:51 AM |
| dedicated-transaction796 | $50.00 | $50.00 | 11/15/2010 8:19:22 AM |
| cognizant-rate732 | $25.00 | $25.00 | 11/15/2010 7:30:59 AM |
| FeedTheMachine | $26.52 | $26.52 | 11/15/2010 9:14:41 AM |
| dinero-mason | $50.00 | $50.00 | 11/15/2010 2:41:08 PM |
| ah-long | $25.00 | $25.00 | 11/15/2010 4:10:57 PM |
| point-kitten6 | $50.00 | $50.00 | 11/15/2010 4:12:04 PM |
| SolarMoonshine | $25.00 | $25.00 | 11/15/2010 5:47:36 PM |
| musegaze | $100.00 | $100.00 | 11/15/2010 7:49:12 PM |
| IIP77 | $25.00 | $25.00 | 11/16/2010 1:29:06 AM |
| JoyfulVegetarian | $25.00 | $25.00 | 11/16/2010 7:29:29 AM |
| mercuriant | $25.00 | $25.00 | 11/16/2010 4:54:09 AM |
| greencat | $50.00 | $50.00 | 11/16/2010 10:23:18 AM |
| clemclan | $25.00 | $25.00 | 11/16/2010 11:28:21 AM |
| dollar-sonnet3 | $50.00 | $50.00 | 11/16/2010 8:24:55 AM |
| stoopidnoodle | $25.00 | $25.00 | 11/16/2010 2:56:42 PM |
| TennSquire | $25.00 | $25.00 | 11/16/2010 2:58:11 PM |
| unassassinable | $25.00 | $25.00 | 11/16/2010 2:57:03 PM |
| pursuit699 | $50.00 | $50.00 | 11/16/2010 2:57:09 PM |
| TrekTune | $25.00 | $25.00 | 11/16/2010 2:58:35 PM |
| suave-dime6 | $25.00 | $25.00 | 11/16/2010 3:04:23 PM |
| commerce-web5 | $50.00 | $50.00 | 11/16/2010 3:04:40 PM |
| top-historic-peso | $25.00 | $25.00 | 11/16/2010 3:04:52 PM |
| ITExec | $110.00 | $110.00 | 11/16/2010 2:58:51 PM |
| treasure-bliss | $50.00 | $50.00 | 11/16/2010 2:59:20 PM |
| serene-integrity4 | $25.00 | $25.00 | 11/16/2010 4:50:06 PM |
| WBB21 | $50.00 | $50.00 | 11/16/2010 7:24:09 PM |
| Gibbyland | $50.00 | $50.00 | 11/16/2010 7:24:19 PM |
| vibraphone3 | $50.00 | $50.00 | 11/16/2010 7:24:06 PM |
| gain-gourd | $50.00 | $50.00 | 11/16/2010 7:24:18 PM |
| seisen | $28.58 | $28.58 | 11/16/2010 7:24:40 PM |
| worthy-bid4 | $100.00 | $81.93 | 11/16/2010 7:24:48 PM |
| thebadpelican | $25.00 | $25.00 | 11/16/2010 7:24:08 PM |
| vigorous-velocity | $100.00 | $100.00 | 11/16/2010 7:24:19 PM |
| MONEYMATCH | $25.00 | $25.00 | 11/16/2010 7:24:27 PM |
| delivery | $25.00 | $25.00 | 11/16/2010 7:24:38 PM |
| red-favorable-basis | $25.00 | $25.00 | 11/17/2010 2:23:29 AM |
| Moe87 | $25.00 | $25.00 | 11/17/2010 3:35:34 AM |
| Rulea72 | $40.00 | $40.00 | 11/17/2010 7:08:06 AM |
| PotBellyPete | $50.00 | $50.00 | 11/17/2010 8:07:49 AM |
| loanman2007 | $75.00 | $75.00 | 11/17/2010 5:05:54 AM |
| twjh | $25.00 | $25.00 | 11/17/2010 9:07:19 AM |
| favorite-commerce | $50.00 | $50.00 | 11/17/2010 9:08:51 AM |
| profit-powerplant | $50.00 | $50.00 | 11/17/2010 11:49:20 AM |
| paradisenow | $25.00 | $25.00 | 11/17/2010 11:54:36 AM |
| supreme-hope | $25.00 | $25.00 | 11/17/2010 12:40:34 PM |
| 2grindstones | $25.00 | $25.00 | 11/17/2010 10:04:06 AM |
| gothampark | $25.00 | $25.00 | 11/17/2010 10:17:19 AM |
| reinforced-investment4 | $25.00 | $25.00 | 11/17/2010 2:35:21 PM |
| briskdevl07 | $25.00 | $25.00 | 11/17/2010 10:46:44 AM |
| moola-monger9 | $50.00 | $50.00 | 11/17/2010 2:16:41 PM |
| 130 bids
|
Borrower Payment Dependent Notes Series
483995
This series of Notes was issued and sold upon the funding of the borrower loan #45521, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.95% |
Auction start date:
| Nov-12-2010 |
| |
Auction end date:
| Nov-17-2010 |
|
|
Starting lender yield:
| 13.90% |
Starting borrower rate/APR:
| 14.90% / 17.07% |
Starting monthly payment:
| $173.08 |
|
Final lender yield:
| 13.90% |
Final borrower rate/APR:
| 14.90% / 17.07% |
Final monthly payment:
| $173.08 |
| |
|
Auction yield range:
| 5.57% - 13.90% |
Estimated loss impact:
| 6.18% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.72% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1988 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 780-799 (Nov-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 26
/
26 | Length of status: | 31y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 77 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $70,776 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| red-funds-surfer |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan:
This loan will be used to?
To consolidate several credit cards.? Also, I send my daughter to private high school and need some assistance with the tuition.
My financial situation:
I am a good candidate for this loan because? I have a steady job that I have been employed at for approximately 32 years.? I have ties to my home and community.
Monthly net income: $ 6000.00
Monthly expenses: $
??Housing: $ 1900.00????????
??Insurance: $
??Car expenses: $ 430.00
??Utilities: $ 300.00??
? Phone, cable, internet: $ 150.00????????
??Food, entertainment: $ 400.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 1000.00????
??Other expenses: $ 700.00 tuition
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| GElender | $50.00 | $50.00 | 11/12/2010 2:51:55 PM |
| simplelender80 | $250.00 | $250.00 | 11/12/2010 2:54:07 PM |
| riproaringrapids | $25.00 | $25.00 | 11/12/2010 2:53:40 PM |
| enthralling-deal180 | $50.00 | $50.00 | 11/12/2010 2:55:17 PM |
| dunox | $25.00 | $25.00 | 11/12/2010 2:59:46 PM |
| bowdish1 | $50.00 | $50.00 | 11/12/2010 2:57:56 PM |
| objective-investor | $150.00 | $150.00 | 11/12/2010 2:58:54 PM |
| yield-enlistment | $25.00 | $25.00 | 11/12/2010 2:59:10 PM |
| inspired-investment8 | $50.00 | $50.00 | 11/12/2010 3:03:15 PM |
| nickel-ferret | $50.00 | $50.00 | 11/12/2010 3:04:54 PM |
| natural-affluence4 | $25.00 | $25.00 | 11/12/2010 3:03:57 PM |
| neutrino6 | $25.00 | $25.00 | 11/12/2010 3:09:03 PM |
| 108lender | $200.00 | $200.00 | 11/12/2010 3:14:04 PM |
| worthy-bid8 | $100.00 | $100.00 | 11/12/2010 3:16:56 PM |
| Artist_Blue | $25.00 | $25.00 | 11/12/2010 3:14:54 PM |
| money-bauble | $25.00 | $25.00 | 11/12/2010 3:20:57 PM |
| Supervark | $30.00 | $30.00 | 11/12/2010 3:24:45 PM |
| shrewd-deal | $25.00 | $25.00 | 11/12/2010 4:04:17 PM |
| haplender | $50.00 | $50.00 | 11/12/2010 7:46:17 PM |
| WLenders | $50.00 | $50.00 | 11/12/2010 10:06:25 PM |
| piston_honda | $25.00 | $25.00 | 11/13/2010 5:09:40 AM |
| Bank_Of_XL | $50.00 | $50.00 | 11/13/2010 7:44:29 AM |
| kublai | $50.00 | $50.00 | 11/13/2010 6:54:31 AM |
| blue-useful-auction | $25.00 | $25.00 | 11/13/2010 9:26:07 AM |
| forthright-dedication | $50.00 | $50.00 | 11/13/2010 2:44:16 PM |
| Ripsaw4U | $50.00 | $50.00 | 11/13/2010 2:44:39 PM |
| commerce-web5 | $50.00 | $50.00 | 11/13/2010 9:31:48 PM |
| RetiredATC | $50.00 | $50.00 | 11/14/2010 3:54:15 AM |
| Premierelender | $25.00 | $25.00 | 11/14/2010 8:14:35 AM |
| taurusco | $25.00 | $25.00 | 11/15/2010 4:41:26 AM |
| Vegasjim | $25.00 | $25.00 | 11/15/2010 9:22:17 AM |
| graceful-investment | $100.00 | $100.00 | 11/15/2010 10:58:13 AM |
| Big-Travy | $25.00 | $25.00 | 11/15/2010 11:33:18 AM |
| tech310 | $50.00 | $50.00 | 11/15/2010 2:40:16 PM |
| Railbird | $25.00 | $25.00 | 11/15/2010 2:10:11 PM |
| generous-deal6 | $50.00 | $50.00 | 11/15/2010 3:16:39 PM |
| sumac5 | $100.00 | $100.00 | 11/15/2010 4:09:58 PM |
| liberty-carnival | $25.00 | $25.00 | 11/15/2010 4:40:19 PM |
| kmr2 | $25.00 | $25.00 | 11/15/2010 11:35:14 PM |
| DrNano | $50.00 | $50.00 | 11/15/2010 6:02:06 PM |
| serene-capital | $30.00 | $30.00 | 11/16/2010 12:30:33 AM |
| ray1051 | $50.00 | $50.00 | 11/16/2010 5:53:22 AM |
| fair_rates | $25.00 | $25.00 | 11/16/2010 11:54:13 AM |
| Zimbu | $25.00 | $25.00 | 11/16/2010 1:24:21 PM |
| spiff666 | $25.00 | $25.00 | 11/16/2010 8:01:24 PM |
| williemc44 | $50.00 | $50.00 | 11/12/2010 2:50:41 PM |
| investment-comet | $25.00 | $25.00 | 11/12/2010 2:56:00 PM |
| finance-mushroom | $100.00 | $100.00 | 11/12/2010 3:00:34 PM |
| melodious-fairness | $50.00 | $50.00 | 11/12/2010 2:58:35 PM |
| hitsman | $100.00 | $100.00 | 11/12/2010 2:57:26 PM |
| mjunlimited | $50.00 | $50.00 | 11/12/2010 2:59:33 PM |
| icchok | $50.00 | $50.00 | 11/12/2010 3:02:41 PM |
| ichibon | $91.23 | $91.23 | 11/12/2010 3:03:04 PM |
| bold-durability-drum | $50.00 | $50.00 | 11/12/2010 3:03:41 PM |
| skuba | $25.00 | $25.00 | 11/12/2010 3:04:18 PM |
| jdwillcox | $100.00 | $100.00 | 11/12/2010 3:04:34 PM |
| vigorous-velocity | $100.00 | $100.00 | 11/12/2010 3:06:35 PM |
| organized-payment6 | $25.00 | $25.00 | 11/12/2010 3:04:43 PM |
| indomitable-coin | $50.00 | $50.00 | 11/12/2010 3:06:17 PM |
| Sam65 | $25.00 | $25.00 | 11/12/2010 3:07:00 PM |
| finance_mba | $25.00 | $25.00 | 11/12/2010 3:08:22 PM |
| selector568 | $400.00 | $400.00 | 11/12/2010 3:09:44 PM |
| worldly-community3 | $50.00 | $50.00 | 11/12/2010 3:10:19 PM |
| orderly-leverage | $50.00 | $50.00 | 11/12/2010 3:16:13 PM |
| Bullish | $25.00 | $25.00 | 11/12/2010 3:16:19 PM |
| handshake5 | $100.00 | $100.00 | 11/12/2010 3:16:41 PM |
| loyalty-sherpa | $50.00 | $50.00 | 11/12/2010 3:15:56 PM |
| reflective-rupee | $44.00 | $44.00 | 11/12/2010 4:02:59 PM |
| lounges | $50.00 | $50.00 | 11/13/2010 6:34:50 AM |
| melodious-fairness | $50.00 | $50.00 | 11/13/2010 4:27:25 PM |
| back-scratchers | $25.00 | $25.00 | 11/14/2010 1:41:01 AM |
| cerebral-dollar773 | $50.00 | $50.00 | 11/14/2010 8:09:51 AM |
| secondphase | $50.00 | $50.00 | 11/14/2010 12:40:20 PM |
| inspiring-reward | $40.64 | $40.64 | 11/14/2010 8:51:58 PM |
| oaktown23 | $50.00 | $50.00 | 11/14/2010 8:54:13 PM |
| BxRealtor | $25.00 | $25.00 | 11/15/2010 4:59:33 AM |
| top-radiant-funds | $25.00 | $25.00 | 11/15/2010 9:31:58 AM |
| Trident-Fund | $25.00 | $25.00 | 11/15/2010 10:10:57 AM |
| the-profit-oracle | $25.00 | $25.00 | 11/15/2010 3:45:39 PM |
| missing-link | $50.00 | $50.00 | 11/15/2010 4:08:42 PM |
| Tradesmanlender | $35.00 | $35.00 | 11/15/2010 4:40:44 PM |
| laufer32304 | $50.00 | $50.00 | 11/15/2010 5:14:50 PM |
| unassassinable | $25.00 | $25.00 | 11/15/2010 4:10:20 PM |
| honey-money | $25.00 | $25.00 | 11/15/2010 5:07:13 PM |
| rescue | $100.00 | $100.00 | 11/16/2010 1:04:25 AM |
| tomdooley12520 | $25.00 | $25.00 | 11/16/2010 6:16:15 AM |
| nimble-nickel | $25.00 | $25.00 | 11/16/2010 9:48:47 AM |
| justinology | $50.00 | $50.00 | 11/16/2010 2:35:21 PM |
| lovely-leverage | $110.00 | $110.00 | 11/16/2010 2:36:36 PM |
| smart-gain | $25.00 | $25.00 | 11/16/2010 3:36:35 PM |
| nimble-nickel | $50.00 | $50.00 | 11/16/2010 3:40:21 PM |
| mondial4 | $100.00 | $44.13 | 11/16/2010 4:37:08 PM |
| peso-fortress | $25.00 | $25.00 | 11/17/2010 7:41:36 AM |
| 93 bids
|
Borrower Payment Dependent Notes Series
484035
This series of Notes was issued and sold upon the funding of the borrower loan #45612, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.20% |
Auction start date:
| Nov-15-2010 |
| |
Auction end date:
| Nov-22-2010 |
|
|
Starting lender yield:
| 33.35% |
Starting borrower rate/APR:
| 34.35% / 38.06% |
Starting monthly payment:
| $157.04 |
|
Final lender yield:
| 31.20% |
Final borrower rate/APR:
| 32.20% / 35.86% |
Final monthly payment:
| $152.83 |
| |
|
Auction yield range:
| 13.57% - 33.35% |
Estimated loss impact:
| 15.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.57% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1990 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 640-659 (Nov-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
7 | Length of status: | 34y 6m |
|
Amount delinquent:
| $5,391 |
Total credit lines:
| 26 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,665 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| social-cycle |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Repairing car
Purpose of loan:
This loan will be used to? Car Repair
My financial situation:
I am a good candidate for this loan because? I have ben employed 35 years
Monthly net income: $ 4800.00
Monthly expenses: $ 450.00
??Housing: $ 650.00
??Insurance: $
??Car expenses: $
??Utilities: $ 175.00
??Phone, cable, internet: $ 75.00
??Food, entertainment: $ 250.00
??Clothing, household expenses $
??Credit cards and other loans: $ 250.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| loyalist1 | $50.00 | $50.00 | 11/15/2010 3:55:55 PM |
| FeedTheMachine | $35.81 | $35.81 | 11/17/2010 7:25:33 AM |
| psa1995 | $25.00 | $25.00 | 11/17/2010 10:41:11 PM |
| asiaratt | $50.00 | $50.00 | 11/18/2010 4:04:45 AM |
| kublai | $100.00 | $100.00 | 11/18/2010 10:48:04 AM |
| Mariner3605 | $25.00 | $25.00 | 11/18/2010 10:49:51 AM |
| thebadpelican | $26.00 | $26.00 | 11/18/2010 10:52:56 AM |
| joyous-revenue4 | $50.00 | $50.00 | 11/18/2010 11:40:11 AM |
| rogue_monster | $25.00 | $25.00 | 11/18/2010 1:04:34 PM |
| brother_tam | $50.00 | $50.00 | 11/18/2010 11:56:55 AM |
| sfmf | $40.00 | $40.00 | 11/18/2010 2:56:01 PM |
| thorough-exchange4 | $50.00 | $50.00 | 11/18/2010 3:14:16 PM |
| mketelecom | $25.00 | $25.00 | 11/18/2010 5:06:35 PM |
| sms0106 | $50.00 | $50.00 | 11/18/2010 5:34:40 PM |
| ommcd | $25.00 | $25.00 | 11/18/2010 5:05:10 PM |
| 2bnforlife | $25.00 | $25.00 | 11/18/2010 6:23:52 PM |
| ah-long | $25.00 | $25.00 | 11/18/2010 6:57:19 PM |
| contract-giant | $25.00 | $25.00 | 11/18/2010 6:44:12 PM |
| Frankk2 | $35.00 | $35.00 | 11/19/2010 8:47:09 AM |
| dogwood945 | $30.00 | $30.00 | 11/19/2010 9:37:27 AM |
| the-upbeat-p2p | $50.00 | $22.97 | 11/19/2010 3:03:01 PM |
| S-Master | $50.00 | $50.00 | 11/19/2010 1:47:57 PM |
| Easystreet | $25.00 | $25.00 | 11/19/2010 3:25:10 PM |
| swoosh | $25.00 | $25.00 | 11/19/2010 3:02:06 PM |
| IIP77 | $25.00 | $25.00 | 11/19/2010 2:59:07 PM |
| wrighco | $25.00 | $25.00 | 11/19/2010 3:00:56 PM |
| wampum-chorus3 | $25.00 | $25.00 | 11/19/2010 3:02:44 PM |
| culldud6900 | $60.00 | $60.00 | 11/19/2010 5:03:05 PM |
| radiant-loan5 | $200.00 | $200.00 | 11/20/2010 9:23:19 PM |
| decisive-dough | $30.00 | $30.00 | 11/21/2010 5:55:41 AM |
| nickel-demon2 | $100.00 | $100.00 | 11/21/2010 7:36:05 AM |
| HeroJason86 | $25.00 | $25.00 | 11/21/2010 10:59:55 AM |
| JiggaJoeyS | $25.62 | $25.62 | 11/22/2010 9:26:59 AM |
| nimble-nickel | $25.00 | $25.00 | 11/21/2010 7:50:05 PM |
| Leshan | $25.00 | $25.00 | 11/22/2010 8:26:36 AM |
| ClaytonMoore | $200.00 | $200.00 | 11/22/2010 7:51:31 AM |
| droopie1 | $25.00 | $25.00 | 11/22/2010 11:09:37 AM |
| ultimate-peace | $300.00 | $300.00 | 11/22/2010 1:26:23 PM |
| platinum-celebration4 | $25.00 | $25.00 | 11/17/2010 3:22:13 PM |
| life-is-great | $50.00 | $50.00 | 11/18/2010 4:59:23 AM |
| wtrboy | $50.00 | $50.00 | 11/18/2010 1:34:30 AM |
| GordoMG | $50.00 | $50.00 | 11/18/2010 7:23:55 AM |
| Steveoo1 | $25.00 | $25.00 | 11/18/2010 9:08:39 AM |
| miked8303 | $25.00 | $25.00 | 11/18/2010 8:18:05 AM |
| mtquan | $25.00 | $25.00 | 11/18/2010 10:44:55 AM |
| dedicated-transaction796 | $50.00 | $50.00 | 11/18/2010 10:50:54 AM |
| AF-Chief | $35.00 | $35.00 | 11/18/2010 12:19:22 PM |
| point-kitten6 | $50.00 | $50.00 | 11/18/2010 6:44:15 PM |
| momoney2lend | $25.00 | $25.00 | 11/18/2010 8:27:46 PM |
| ddog0224 | $50.00 | $50.00 | 11/18/2010 9:13:15 PM |
| silver-saguaro | $25.00 | $25.00 | 11/18/2010 11:33:36 PM |
| tech310 | $50.00 | $50.00 | 11/18/2010 11:34:51 PM |
| cash-spark3 | $25.00 | $25.00 | 11/18/2010 11:30:07 PM |
| profit-powerplant | $25.00 | $25.00 | 11/19/2010 4:35:35 AM |
| proaz0119 | $25.00 | $25.00 | 11/19/2010 4:39:49 AM |
| interstellar | $50.00 | $50.00 | 11/19/2010 9:43:41 AM |
| gallant-economy9 | $400.00 | $400.00 | 11/19/2010 10:00:25 AM |
| hopeful-truth5 | $75.00 | $75.00 | 11/19/2010 1:08:02 PM |
| reflective-cash0 | $50.00 | $50.00 | 11/19/2010 1:42:03 PM |
| onesunca | $25.00 | $25.00 | 11/19/2010 2:58:59 PM |
| Bob450 | $25.00 | $25.00 | 11/19/2010 7:41:23 PM |
| contract-neutron | $25.00 | $25.00 | 11/19/2010 6:26:27 PM |
| MikeyZ2008 | $100.00 | $100.00 | 11/20/2010 10:18:02 AM |
| platinum-cargo | $34.60 | $34.60 | 11/20/2010 10:42:06 AM |
| investment-visionary | $25.00 | $25.00 | 11/20/2010 12:33:42 PM |
| greenback-guard | $25.00 | $25.00 | 11/20/2010 3:08:31 PM |
| glenium | $25.00 | $25.00 | 11/22/2010 3:51:17 AM |
| aquistoyraul | $25.00 | $25.00 | 11/22/2010 9:35:03 AM |
| accelerator1 | $25.00 | $25.00 | 11/22/2010 7:30:43 AM |
| 69 bids
|
Borrower Payment Dependent Notes Series
484041
This series of Notes was issued and sold upon the funding of the borrower loan #45588, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 60 months |
Estimated loss:
| 3.50% |
Auction start date:
| Nov-12-2010 |
| |
Auction end date:
| Nov-19-2010 |
|
|
Starting lender yield:
| 12.95% |
Starting borrower rate/APR:
| 13.95% / 15.33% |
Starting monthly payment:
| $348.64 |
|
Final lender yield:
| 12.95% |
Final borrower rate/APR:
| 13.95% / 15.33% |
Final monthly payment:
| $348.64 |
| |
|
Auction yield range:
| 4.06% - 12.95% |
Estimated loss impact:
| 3.55% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.40% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Aug-1980 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 760-779 (Nov-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
16 | Length of status: | 5y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 57 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $70,203 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| profitable-credit0 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Payoff two credit cards/no new $.
Purpose of loan:
This loan will be used to consolidate two credit cards and reduce monthly debt service requirement.? The additional monthly availability will be used to payoff other obligations and accelerate savings program.
My financial situation:
I am an excellent?candidate for this loan because I have approximately 30 years banking experience,?very good credit, and very stable, growing personal income.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| williemc44 | $50.00 | $50.00 | 11/12/2010 2:50:46 PM |
| investment-comet | $25.00 | $25.00 | 11/12/2010 2:56:04 PM |
| GElender | $50.00 | $50.00 | 11/12/2010 2:51:58 PM |
| simplelender80 | $250.00 | $250.00 | 11/12/2010 2:54:03 PM |
| enthralling-deal180 | $50.00 | $50.00 | 11/12/2010 2:55:20 PM |
| riproaringrapids | $25.00 | $25.00 | 11/12/2010 2:55:35 PM |
| melodious-fairness | $50.00 | $50.00 | 11/12/2010 2:58:37 PM |
| hitsman | $100.00 | $100.00 | 11/12/2010 2:57:33 PM |
| yield-enlistment | $25.00 | $25.00 | 11/12/2010 2:59:13 PM |
| natural-affluence4 | $25.00 | $25.00 | 11/12/2010 3:04:00 PM |
| rekitten | $100.00 | $100.00 | 11/12/2010 3:05:01 PM |
| bold-durability-drum | $50.00 | $50.00 | 11/12/2010 3:03:43 PM |
| neutrino6 | $25.00 | $25.00 | 11/12/2010 3:09:06 PM |
| 108lender | $200.00 | $200.00 | 11/12/2010 3:14:07 PM |
| inspiring-reward | $75.00 | $75.00 | 11/12/2010 3:21:15 PM |
| reflective-rupee | $132.00 | $132.00 | 11/12/2010 3:55:02 PM |
| AY_RY | $25.00 | $25.00 | 11/12/2010 9:18:16 PM |
| blue-relay | $25.00 | $25.00 | 11/12/2010 7:48:35 PM |
| upc_tnt | $25.00 | $25.00 | 11/12/2010 10:49:07 PM |
| piston_honda | $25.00 | $25.00 | 11/13/2010 5:09:42 AM |
| platinum-hunter7 | $25.00 | $25.00 | 11/13/2010 7:34:28 AM |
| ichibon | $150.00 | $150.00 | 11/13/2010 9:55:10 AM |
| ocean99 | $50.00 | $50.00 | 11/13/2010 12:54:49 PM |
| ms48105 | $25.00 | $25.00 | 11/13/2010 2:56:05 PM |
| RetiredATC | $50.00 | $50.00 | 11/14/2010 3:54:10 AM |
| fly99 | $50.00 | $50.00 | 11/14/2010 5:26:53 AM |
| squarebob | $25.00 | $25.00 | 11/14/2010 7:12:24 AM |
| squarebob | $25.00 | $25.00 | 11/14/2010 7:12:59 AM |
| objective-investor | $25.00 | $25.00 | 11/14/2010 8:20:14 AM |
| oaktown23 | $50.00 | $50.00 | 11/14/2010 8:54:08 PM |
| macgeek | $50.00 | $50.00 | 11/15/2010 8:04:32 AM |
| top-radiant-funds | $40.00 | $40.00 | 11/15/2010 9:30:31 AM |
| CROBRUN | $50.00 | $50.00 | 11/15/2010 10:24:19 AM |
| samaritan5 | $50.00 | $50.00 | 11/15/2010 9:37:27 AM |
| Big-Travy | $25.00 | $25.00 | 11/15/2010 11:33:27 AM |
| new-ore-venture | $50.00 | $50.00 | 11/15/2010 2:42:30 PM |
| cello1 | $25.00 | $25.00 | 11/15/2010 11:22:40 AM |
| Ready2Loan | $25.00 | $25.00 | 11/15/2010 3:18:11 PM |
| tech310 | $50.00 | $50.00 | 11/15/2010 4:10:09 PM |
| Headhunter14 | $25.00 | $25.00 | 11/15/2010 7:06:12 PM |
| generous-deal6 | $47.03 | $47.03 | 11/15/2010 8:09:30 PM |
| Breadandbutter | $25.00 | $25.00 | 11/15/2010 5:40:23 PM |
| Bieling | $25.00 | $25.00 | 11/15/2010 6:06:46 PM |
| missing-link | $25.00 | $25.00 | 11/16/2010 10:04:20 AM |
| cbfresh | $32.38 | $32.38 | 11/16/2010 12:58:35 PM |
| bold-enriching-capital | $26.23 | $26.23 | 11/16/2010 12:53:37 PM |
| justinology | $50.00 | $50.00 | 11/16/2010 2:36:00 PM |
| sumac5 | $100.00 | $100.00 | 11/16/2010 4:21:00 PM |
| rescue | $100.00 | $100.00 | 11/16/2010 5:05:58 PM |
| labate | $25.00 | $25.00 | 11/17/2010 12:34:14 AM |
| benjamin67 | $50.00 | $50.00 | 11/17/2010 5:29:29 AM |
| LenderOnWheels | $25.00 | $25.00 | 11/17/2010 6:58:23 AM |
| brightest-dynamic-peace | $25.00 | $25.00 | 11/17/2010 11:36:23 AM |
| mraleig | $150.00 | $150.00 | 11/17/2010 12:48:33 PM |
| thoughtful-community7 | $25.00 | $25.00 | 11/17/2010 2:49:32 PM |
| radforj22 | $25.00 | $25.00 | 11/17/2010 3:20:11 PM |
| trustworthy-fairness | $50.00 | $50.00 | 11/18/2010 4:59:57 AM |
| steiglends | $100.00 | $100.00 | 11/18/2010 5:13:41 AM |
| LiveNow | $50.00 | $50.00 | 11/18/2010 5:18:59 AM |
| lucrative-coin | $100.00 | $100.00 | 11/18/2010 6:46:52 AM |
| jazzlender | $25.00 | $25.00 | 11/18/2010 6:58:35 AM |
| bid-czar8 | $100.00 | $100.00 | 11/18/2010 5:25:00 AM |
| triumph329 | $30.00 | $30.00 | 11/18/2010 7:56:11 AM |
| rakstar | $25.00 | $25.00 | 11/18/2010 7:30:29 AM |
| PThor | $25.00 | $25.00 | 11/18/2010 7:43:40 AM |
| bicyclebear | $50.00 | $50.00 | 11/18/2010 7:05:19 AM |
| kindness-sage | $25.00 | $25.00 | 11/18/2010 8:38:40 AM |
| laufer32304 | $50.00 | $50.00 | 11/18/2010 9:59:02 AM |
| agile-diversification2 | $25.00 | $25.00 | 11/18/2010 9:49:11 AM |
| Tradesmanlender | $35.00 | $35.00 | 11/18/2010 10:07:42 AM |
| Tikibarman | $50.00 | $50.00 | 11/18/2010 10:20:13 AM |
| vigilance-revolutionary | $50.00 | $50.00 | 11/18/2010 10:46:27 AM |
| agwosdof | $100.00 | $100.00 | 11/18/2010 10:48:43 AM |
| Mariner3605 | $50.00 | $50.00 | 11/18/2010 10:49:26 AM |
| studious-bonus7 | $100.00 | $100.00 | 11/18/2010 10:51:52 AM |
| AF-Chief | $50.00 | $50.00 | 11/18/2010 12:20:51 PM |
| economy-trader3 | $100.00 | $100.00 | 11/18/2010 12:26:24 PM |
| Goal_Line | $50.00 | $50.00 | 11/18/2010 12:00:54 PM |
| Relevance | $25.00 | $25.00 | 11/18/2010 12:07:24 PM |
| poetic-economy | $50.00 | $50.00 | 11/18/2010 2:08:30 PM |
| squarebob | $50.00 | $50.00 | 11/18/2010 2:48:51 PM |
| squarebob | $50.00 | $50.00 | 11/18/2010 2:49:09 PM |
| trustworthy-finance6 | $150.00 | $150.00 | 11/18/2010 4:23:41 PM |
| vivid-listing1 | $25.00 | $25.00 | 11/18/2010 4:43:51 PM |
| travels296 | $5,000.00 | $5,000.00 | 11/18/2010 5:30:34 PM |
| sweet-peace6 | $40.00 | $40.00 | 11/18/2010 5:41:51 PM |
| visionary-fund | $115.14 | $115.14 | 11/18/2010 6:03:40 PM |
| kewgdns | $43.43 | $43.43 | 11/18/2010 7:35:37 PM |
| durability-halibut | $25.00 | $25.00 | 11/18/2010 7:25:56 PM |
| worth-excellence4 | $25.00 | $25.00 | 11/18/2010 7:03:42 PM |
| speedy-dime7 | $25.00 | $25.00 | 11/18/2010 8:07:53 PM |
| cedar5 | $43.44 | $43.44 | 11/18/2010 8:40:48 PM |
| ahansen | $40.00 | $40.00 | 11/18/2010 11:47:52 PM |
| fairness-faire | $67.00 | $67.00 | 11/18/2010 11:11:33 PM |
| fairness-swashbuckler | $50.00 | $50.00 | 11/18/2010 10:09:51 PM |
| balance-force | $26.00 | $26.00 | 11/18/2010 10:15:52 PM |
| GolfPro2006 | $25.00 | $25.00 | 11/19/2010 5:29:46 AM |
| DADS-GIFT | $25.00 | $25.00 | 11/19/2010 8:26:32 AM |
| thebadpelican | $25.00 | $25.00 | 11/19/2010 6:03:53 AM |
| leverage-monger | $36.00 | $36.00 | 11/19/2010 9:03:18 AM |
| BuzzyBee336 | $25.00 | $25.00 | 11/19/2010 8:35:57 AM |
| Independenttools | $25.00 | $25.00 | 11/19/2010 10:37:52 AM |
| bdevil10 | $50.00 | $50.00 | 11/19/2010 8:45:56 AM |
| Edge78 | $50.00 | $50.00 | 11/19/2010 10:05:53 AM |
| tooflets | $25.00 | $25.00 | 11/19/2010 1:14:01 PM |
| 78 | $25.14 | $25.14 | 11/19/2010 12:42:18 PM |
| friendinmoney | $25.00 | $25.00 | 11/19/2010 2:14:49 PM |
| dunox | $25.00 | $25.00 | 11/12/2010 2:59:45 PM |
| icchok | $50.00 | $50.00 | 11/12/2010 3:02:44 PM |
| finance-mushroom | $100.00 | $100.00 | 11/12/2010 3:00:37 PM |
| jdwillcox | $100.00 | $100.00 | 11/12/2010 3:04:36 PM |
| Havana21 | $100.00 | $100.00 | 11/12/2010 3:05:33 PM |
| indomitable-coin | $50.00 | $50.00 | 11/12/2010 3:06:19 PM |
| nickel-ferret | $50.00 | $50.00 | 11/12/2010 3:04:56 PM |
| skuba | $25.00 | $25.00 | 11/12/2010 3:04:22 PM |
| orderly-leverage | $100.00 | $100.00 | 11/12/2010 3:09:55 PM |
| bayareainv | $50.00 | $50.00 | 11/12/2010 3:10:12 PM |
| worldly-community3 | $50.00 | $50.00 | 11/12/2010 3:10:15 PM |
| Sam65 | $25.00 | $25.00 | 11/12/2010 3:07:04 PM |
| vigorous-velocity | $100.00 | $100.00 | 11/12/2010 3:06:37 PM |
| Artist_Blue | $25.00 | $25.00 | 11/12/2010 3:14:50 PM |
| worthy-bid8 | $100.00 | $100.00 | 11/12/2010 3:16:59 PM |
| loyalty-sherpa | $50.00 | $50.00 | 11/12/2010 3:16:00 PM |
| reflective-rupee | $44.00 | $44.00 | 11/12/2010 3:54:39 PM |
| reflective-rupee | $44.00 | $44.00 | 11/12/2010 3:54:49 PM |
| shrewd-deal | $25.00 | $25.00 | 11/12/2010 4:04:14 PM |
| haplender | $50.00 | $50.00 | 11/12/2010 7:46:19 PM |
| WLenders | $50.00 | $50.00 | 11/12/2010 10:06:22 PM |
| inspired-investment8 | $50.00 | $50.00 | 11/13/2010 1:04:42 AM |
| lounges | $50.00 | $50.00 | 11/13/2010 6:34:46 AM |
| kublai | $50.00 | $50.00 | 11/13/2010 6:54:34 AM |
| money-bauble | $25.00 | $25.00 | 11/13/2010 7:34:23 AM |
| brightest-breathtaking-finance | $72.00 | $72.00 | 11/13/2010 7:30:12 AM |
| rpg | $200.00 | $200.00 | 11/13/2010 11:35:39 AM |
| caring-hope2 | $50.00 | $50.00 | 11/13/2010 1:59:46 PM |
| forthright-dedication | $50.00 | $50.00 | 11/13/2010 2:44:13 PM |
| Ripsaw4U | $50.00 | $50.00 | 11/13/2010 2:44:41 PM |
| unassassinable | $25.00 | $25.00 | 11/13/2010 12:54:09 PM |
| melodious-fairness | $50.00 | $50.00 | 11/13/2010 4:31:53 PM |
| kraussmeister | $50.00 | $50.00 | 11/13/2010 4:15:42 PM |
| felicity-festival | $50.00 | $50.00 | 11/13/2010 4:09:12 PM |
| commerce-web5 | $50.00 | $50.00 | 11/13/2010 9:31:45 PM |
| Premierelender | $25.00 | $25.00 | 11/14/2010 8:14:39 AM |
| handshake5 | $63.84 | $63.84 | 11/14/2010 2:33:03 PM |
| bombay56 | $50.00 | $50.00 | 11/14/2010 9:29:16 PM |
| taurusco | $25.00 | $25.00 | 11/15/2010 4:41:33 AM |
| Pasagam | $25.00 | $25.00 | 11/15/2010 7:40:52 AM |
| Bank_Of_XL | $50.00 | $50.00 | 11/15/2010 10:50:51 AM |
| dblaz5 | $250.00 | $250.00 | 11/15/2010 12:16:26 PM |
| bowdish1 | $50.00 | $50.00 | 11/15/2010 11:20:20 AM |
| Railbird | $25.00 | $25.00 | 11/15/2010 2:10:05 PM |
| BxRealtor | $25.00 | $25.00 | 11/15/2010 3:43:39 PM |
| graceful-investment | $100.00 | $100.00 | 11/15/2010 3:42:01 PM |
| investment-comet | $25.00 | $25.00 | 11/15/2010 3:51:28 PM |
| anyoi | $34.20 | $34.20 | 11/16/2010 2:23:42 AM |
| Zimbu | $25.00 | $25.00 | 11/16/2010 1:24:27 PM |
| raisingophelia | $25.00 | $25.00 | 11/16/2010 4:39:47 PM |
| 4est | $25.00 | $25.00 | 11/16/2010 6:44:17 PM |
| peace-missile | $25.00 | $25.00 | 11/17/2010 12:24:17 AM |
| bxdoc | $50.00 | $50.00 | 11/17/2010 1:26:49 AM |
| new-auction-neutron | $25.00 | $25.00 | 11/17/2010 5:27:11 AM |
| uncleubb | $25.00 | $25.00 | 11/17/2010 12:41:08 AM |
| mondial4 | $25.00 | $25.00 | 11/17/2010 7:45:33 AM |
| velocity-amplifier9 | $50.00 | $50.00 | 11/17/2010 9:34:22 AM |
| sleepdeprived | $25.00 | $25.00 | 11/17/2010 10:56:05 AM |
| intuitive-camaraderi9 | $25.00 | $25.00 | 11/17/2010 2:27:44 PM |
| delicious-social132 | $50.00 | $50.00 | 11/18/2010 4:42:12 AM |
| wampum-chorus3 | $25.00 | $25.00 | 11/18/2010 5:37:59 AM |
| best-listing-toro | $25.00 | $25.00 | 11/18/2010 6:39:54 AM |
| kalex752 | $25.00 | $25.00 | 11/18/2010 5:27:49 AM |
| reward-tsunami7 | $50.00 | $50.00 | 11/18/2010 6:18:08 AM |
| point-shooter | $50.00 | $50.00 | 11/18/2010 7:13:02 AM |
| RMB-Investments | $34.17 | $34.17 | 11/18/2010 8:50:45 AM |
| Steveoo1 | $25.00 | $25.00 | 11/18/2010 9:08:15 AM |
| alpinaut | $25.00 | $25.00 | 11/18/2010 8:17:54 AM |
| schreibp | $25.00 | $25.00 | 11/18/2010 8:41:42 AM |
| mtquan | $25.00 | $25.00 | 11/18/2010 10:24:16 AM |
| life-is-great | $50.00 | $50.00 | 11/18/2010 10:14:59 AM |
| meenan | $50.00 | $50.00 | 11/18/2010 10:13:23 AM |
| skidoo99 | $50.00 | $50.00 | 11/18/2010 11:02:48 AM |
| dollar-sonnet3 | $50.00 | $50.00 | 11/18/2010 10:20:05 AM |
| joyous-revenue4 | $100.00 | $100.00 | 11/18/2010 11:29:26 AM |
| dreammachine | $50.00 | $50.00 | 11/18/2010 10:48:57 AM |
| cropdust3r | $25.00 | $25.00 | 11/18/2010 10:50:16 AM |
| valemic | $25.00 | $25.00 | 11/18/2010 11:19:02 AM |
| wrighco | $25.00 | $25.00 | 11/18/2010 12:05:00 PM |
| ti22ring | $25.00 | $25.00 | 11/18/2010 11:35:12 AM |
| leebus | $25.00 | $25.00 | 11/18/2010 1:04:58 PM |
| a-finance-nirvana | $25.00 | $25.00 | 11/18/2010 1:37:02 PM |
| Weaverville | $50.00 | $50.00 | 11/18/2010 1:56:45 PM |
| bebeshor | $30.00 | $18.07 | 11/18/2010 1:59:36 PM |
| flyfisherman99 | $30.00 | $30.00 | 11/18/2010 3:12:18 PM |
| chantal1382 | $50.00 | $50.00 | 11/18/2010 5:01:57 PM |
| Aristophil | $32.00 | $32.00 | 11/18/2010 6:05:03 PM |
| fonz88 | $90.00 | $90.00 | 11/18/2010 6:06:58 PM |
| studious-value8 | $25.00 | $25.00 | 11/18/2010 7:27:04 PM |
| benefit-flow | $25.00 | $25.00 | 11/18/2010 7:02:22 PM |
| usemymoney | $25.00 | $25.00 | 11/18/2010 8:07:26 PM |
| Dollars4Rent | $25.00 | $25.00 | 11/18/2010 7:48:10 PM |
| rockhound84 | $25.00 | $25.00 | 11/19/2010 7:23:28 AM |
| fairness-coup8 | $25.00 | $25.00 | 11/19/2010 8:27:28 AM |
| gustavholstopus32 | $25.00 | $25.00 | 11/19/2010 4:34:19 AM |
| moneytolend72 | $25.00 | $25.00 | 11/19/2010 7:27:28 AM |
| repaymeplease | $31.06 | $31.06 | 11/19/2010 8:47:50 AM |
| forthright-trade | $25.00 | $25.00 | 11/19/2010 10:35:56 AM |
| rockhound84 | $25.00 | $25.00 | 11/19/2010 2:23:35 PM |
| toomanyfishtanks | $27.87 | $27.87 | 11/19/2010 2:07:10 PM |
| Nikelaos | $50.00 | $50.00 | 11/19/2010 2:23:51 PM |
| georgedorn | $25.00 | $25.00 | 11/19/2010 2:17:16 PM |
| 209 bids
|
Borrower Payment Dependent Notes Series
484185
This series of Notes was issued and sold upon the funding of the borrower loan #45583, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.95% |
Auction start date:
| Nov-15-2010 |
| |
Auction end date:
| Nov-22-2010 |
|
|
Starting lender yield:
| 13.90% |
Starting borrower rate/APR:
| 14.90% / 17.07% |
Starting monthly payment:
| $519.25 |
|
Final lender yield:
| 13.90% |
Final borrower rate/APR:
| 14.90% / 17.07% |
Final monthly payment:
| $519.25 |
| |
|
Auction yield range:
| 5.57% - 13.90% |
Estimated loss impact:
| 6.18% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.72% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1989 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 740-759 (Nov-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
13 | Length of status: | 3y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $63,956 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| travels060 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
Debt consolidation loan.
My financial situation:
I'm never late with my payments and a consolidation loan will provide me with significant monthly savings.? I was?previously?employed at IBM in Boulder CO for ten years.? The last two years at IBM?I was outsourced twice.? Each time they give you 30 days to try and find another account to support?while you train your replacement.? In my case both times the account I was supporting was outsourced to Brazil.? It never bothered me training my replacement because just like me that employee?just wanted a good?job to support their family with.? Almost to the day of my ten year anniversary IBM laid off?thousands.? This time there was no opportunity to land a new account.? I did find a good job in Northern Virginia and my wife stayed behind in Colorado to sell?our house.? After 10 months of not being able to sell the house we decided it was time to rent it out until we could sell it at a later date.? Unfortunately keeping two residencies going and visiting my wife when I could over a 10 month period became costly.??I never considered letting the bank take over the house (foreclosure) but unfortunately?I was left with?a big whole to dig my self out of.? This loan could make that?happen a lot sooner.?
Monthly net income: $ 6,000
Monthly expenses: $
??Housing: $ 2,100? This includes both our rent in Virginia and any?monthly costs on our Colorado home that we rent.?
??Insurance: $ 125.00?
??Car expenses: $325.00?
??Utilities: $ 130.00
??Phone, cable, internet: $ 197.00
??Food, entertainment: $ 850.00
??Clothing, household expenses $ 100.00 on miscellaneous (pet food/cleaning supplies).? We only have the one Utility payment and our Verizon bill which includes a broadband card for cable.? The house we rent has a well?so there is no water payment and the landlord takes care of the cable and?trash/recycling with the city.
??Credit cards and other loans: $ 1,400
??Other expenses: $60.00 on average for hair for both my wife and I.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Have you found renters for your house? Thanks. - squarebob
A:
Yes. Two years after renting it out our tenant moved out and we put it on the market again. We received offers to purchase the house but they were below what we needed. I flew out to Colorado to make sure there were no issues with the house and to get it rented again (which I did with no delay between renters). There was a lot of rental interest and there was no delay in getting new renters. Our current renters are on a one year lease and have expressed to us how happy they are there.
(Nov-18-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| GElender | $75.00 | $75.00 | 11/15/2010 3:07:45 PM |
| williemc44 | $50.00 | $50.00 | 11/15/2010 3:08:04 PM |
| icchok | $50.00 | $50.00 | 11/15/2010 3:08:18 PM |
| dunox | $25.00 | $25.00 | 11/15/2010 3:23:18 PM |
| finance-mushroom | $100.00 | $100.00 | 11/15/2010 3:23:26 PM |
| melodious-fairness | $50.00 | $50.00 | 11/15/2010 3:21:36 PM |
| investment-comet | $25.00 | $25.00 | 11/15/2010 3:13:42 PM |
| 108lender | $150.00 | $150.00 | 11/15/2010 3:15:43 PM |
| selector568 | $200.00 | $200.00 | 11/15/2010 3:19:07 PM |
| hitsman | $100.00 | $100.00 | 11/15/2010 3:20:46 PM |
| natural-affluence4 | $25.00 | $25.00 | 11/15/2010 3:31:11 PM |
| nickel-ferret | $50.00 | $50.00 | 11/15/2010 3:31:58 PM |
| finance_mba | $25.00 | $25.00 | 11/15/2010 3:34:53 PM |
| worldly-community3 | $50.00 | $50.00 | 11/15/2010 3:36:56 PM |
| reflective-rupee | $44.00 | $44.00 | 11/15/2010 3:51:42 PM |
| handshake5 | $100.00 | $100.00 | 11/15/2010 3:54:07 PM |
| piston_honda | $25.00 | $25.00 | 11/15/2010 3:46:15 PM |
| kublai | $50.00 | $50.00 | 11/15/2010 3:47:09 PM |
| Vegasjim | $25.00 | $25.00 | 11/15/2010 4:02:03 PM |
| Big-Travy | $25.00 | $25.00 | 11/15/2010 4:06:01 PM |
| bowdish1 | $50.00 | $50.00 | 11/15/2010 4:31:54 PM |
| JustMee | $25.00 | $25.00 | 11/15/2010 8:59:18 PM |
| ichibon | $150.00 | $150.00 | 11/16/2010 1:52:03 AM |
| kmr2 | $25.00 | $25.00 | 11/16/2010 8:49:53 AM |
| Bank_Of_XL | $50.00 | $50.00 | 11/16/2010 10:55:10 AM |
| money-bauble | $25.00 | $25.00 | 11/16/2010 1:07:00 PM |
| yield-enlistment | $25.00 | $25.00 | 11/16/2010 1:15:05 PM |
| missing-link | $50.00 | $50.00 | 11/16/2010 3:06:04 PM |
| generous-deal6 | $50.00 | $50.00 | 11/16/2010 5:03:14 PM |
| velocity-amplifier9 | $50.00 | $50.00 | 11/17/2010 9:34:24 AM |
| intuitive-camaraderi9 | $25.00 | $25.00 | 11/17/2010 2:27:46 PM |
| unassassinable | $25.00 | $25.00 | 11/17/2010 3:21:11 PM |
| psa1995 | $50.00 | $50.00 | 11/17/2010 10:42:19 PM |
| LiveNow | $50.00 | $50.00 | 11/18/2010 5:19:13 AM |
| trustworthy-fairness | $50.00 | $50.00 | 11/18/2010 5:00:01 AM |
| bid-czar8 | $100.00 | $100.00 | 11/18/2010 5:25:03 AM |
| Steveoo1 | $25.00 | $25.00 | 11/18/2010 5:06:00 AM |
| rakstar | $25.00 | $25.00 | 11/18/2010 7:30:33 AM |
| zotzot | $25.00 | $25.00 | 11/18/2010 9:27:47 AM |
| mtquan | $25.00 | $25.00 | 11/18/2010 10:24:23 AM |
| vigilance-revolutionary | $50.00 | $50.00 | 11/18/2010 10:46:31 AM |
| joyous-revenue4 | $50.00 | $50.00 | 11/18/2010 11:39:41 AM |
| squarebob | $50.00 | $50.00 | 11/18/2010 11:02:29 AM |
| wrighco | $25.00 | $25.00 | 11/18/2010 12:05:05 PM |
| ti22ring | $25.00 | $25.00 | 11/18/2010 11:35:14 AM |
| ddog0224 | $25.00 | $25.00 | 11/18/2010 2:59:14 PM |
| kc8fot | $50.00 | $50.00 | 11/18/2010 3:07:13 PM |
| saysana | $25.00 | $25.00 | 11/18/2010 4:21:56 PM |
| a-finance-nirvana | $25.00 | $25.00 | 11/18/2010 5:54:45 PM |
| PatRichi | $25.00 | $25.00 | 11/18/2010 6:07:48 PM |
| RgPro | $50.00 | $50.00 | 11/18/2010 6:12:55 PM |
| paymentologist | $25.00 | $25.00 | 11/18/2010 7:33:57 PM |
| truth-opera | $25.00 | $25.00 | 11/18/2010 8:29:21 PM |
| investment-comet | $25.00 | $25.00 | 11/18/2010 8:13:15 PM |
| systematic-dollar9 | $25.00 | $25.00 | 11/18/2010 9:11:14 PM |
| flwah | $25.00 | $25.00 | 11/18/2010 8:28:17 PM |
| mondial4 | $100.00 | $100.00 | 11/18/2010 9:44:44 PM |
| RG | $25.00 | $25.00 | 11/19/2010 1:18:33 AM |
| gain-gourd | $50.00 | $50.00 | 11/18/2010 9:36:40 PM |
| ash135 | $25.00 | $25.00 | 11/19/2010 1:31:49 AM |
| Tradesmanlender | $31.48 | $31.48 | 11/19/2010 2:33:30 AM |
| irrelevant | $25.00 | $25.00 | 11/18/2010 10:53:10 PM |
| x-bones | $50.00 | $50.00 | 11/19/2010 2:15:04 AM |
| anders94 | $25.00 | $25.00 | 11/19/2010 2:15:45 AM |
| loyalist1 | $33.81 | $33.81 | 11/18/2010 11:34:27 PM |
| proaz0119 | $25.00 | $25.00 | 11/19/2010 4:39:35 AM |
| Tikibarman | $25.00 | $25.00 | 11/19/2010 7:33:14 AM |
| dinero-speaker | $25.00 | $25.00 | 11/19/2010 3:08:15 AM |
| Hiro07 | $25.00 | $25.00 | 11/19/2010 6:04:30 AM |
| PsyberJake | $25.00 | $25.00 | 11/19/2010 6:41:15 AM |
| dpdn57 | $50.00 | $50.00 | 11/19/2010 7:22:14 AM |
| brainy-repayment5 | $50.00 | $50.00 | 11/19/2010 9:38:50 AM |
| ferdberfel | $50.00 | $50.00 | 11/19/2010 9:44:20 AM |
| wise-silver-wonder | $25.00 | $25.00 | 11/19/2010 9:48:45 AM |
| vb3jmg | $50.00 | $50.00 | 11/19/2010 9:37:38 AM |
| sn0wbunny | $25.00 | $25.00 | 11/19/2010 9:40:41 AM |
| Aquafina24Ounce | $25.00 | $25.00 | 11/19/2010 10:11:05 AM |
| bodascafe | $25.00 | $25.00 | 11/19/2010 8:47:42 AM |
| revenue-serenity | $25.00 | $25.00 | 11/19/2010 10:00:10 AM |
| Davidson2 | $50.00 | $50.00 | 11/19/2010 10:01:13 AM |
| subtle-revenue0 | $25.00 | $25.00 | 11/19/2010 10:10:58 AM |
| jenkris | $50.00 | $50.00 | 11/19/2010 10:12:45 AM |
| dollars4debts | $25.00 | $25.00 | 11/19/2010 9:49:41 AM |
| indianoven | $25.00 | $25.00 | 11/19/2010 9:50:09 AM |
| flexible-return297 | $25.32 | $25.32 | 11/19/2010 1:33:29 PM |
| loan-mammal | $25.00 | $25.00 | 11/19/2010 2:25:12 PM |
| FinDoc | $30.00 | $30.00 | 11/19/2010 1:57:47 PM |
| sensible-order2 | $49.90 | $49.90 | 11/19/2010 2:24:29 PM |
| Cal07 | $25.00 | $25.00 | 11/19/2010 2:37:33 PM |
| duty-starfish8 | $26.11 | $26.11 | 11/19/2010 2:46:28 PM |
| elegant-income3 | $50.00 | $50.00 | 11/19/2010 2:28:52 PM |
| Sol_Invictus | $25.00 | $25.00 | 11/19/2010 3:19:22 PM |
| zeelender | $25.00 | $25.00 | 11/19/2010 3:25:50 PM |
| atrain2007 | $31.50 | $31.50 | 11/19/2010 3:41:36 PM |
| coalescent | $48.59 | $48.59 | 11/19/2010 4:10:43 PM |
| able2help | $25.00 | $25.00 | 11/19/2010 8:09:24 PM |
| proper-commitment5 | $25.00 | $25.00 | 11/19/2010 10:46:18 PM |
| B-rad_the_Coug | $25.00 | $25.00 | 11/19/2010 4:10:14 PM |
| Cleon | $25.00 | $25.00 | 11/20/2010 1:14:10 AM |
| KiwiElf | $35.00 | $35.00 | 11/20/2010 1:20:56 AM |
| scottssm | $44.00 | $44.00 | 11/19/2010 9:12:54 PM |
| stollcm | $25.00 | $25.00 | 11/20/2010 1:46:55 AM |
| Dreams4Cash | $25.00 | $25.00 | 11/20/2010 1:47:07 AM |
| cheng | $25.00 | $25.00 | 11/20/2010 2:03:12 AM |
| roadster199 | $25.00 | $25.00 | 11/20/2010 2:03:32 AM |
| broepke | $25.00 | $25.00 | 11/20/2010 2:27:20 AM |
| hermosaloan | $25.00 | $25.00 | 11/20/2010 2:27:54 AM |
| ps2roy | $37.89 | $37.89 | 11/19/2010 5:39:44 PM |
| ssh1983 | $25.00 | $25.00 | 11/20/2010 2:49:50 AM |
| aha6297 | $25.00 | $25.00 | 11/20/2010 3:06:22 AM |
| beaker | $25.00 | $25.00 | 11/20/2010 1:13:17 AM |
| littlemonkey | $25.00 | $25.00 | 11/20/2010 1:15:34 AM |
| julijask | $35.00 | $35.00 | 11/20/2010 3:09:07 AM |
| PaulW | $25.00 | $25.00 | 11/20/2010 1:17:16 AM |
| hrubinst | $50.00 | $50.00 | 11/20/2010 3:33:09 AM |
| omerta6102 | $50.00 | $50.00 | 11/20/2010 1:41:43 AM |
| inspired-duty5 | $100.00 | $100.00 | 11/20/2010 1:53:21 AM |
| Ravyn | $25.00 | $25.00 | 11/20/2010 2:05:02 AM |
| Katburg | $50.00 | $50.00 | 11/20/2010 2:06:55 AM |
| gametime34 | $27.90 | $27.90 | 11/20/2010 2:11:42 AM |
| Picopie | $39.40 | $39.40 | 11/20/2010 2:12:13 AM |
| Lend2U21 | $25.00 | $25.00 | 11/20/2010 4:04:05 AM |
| mistertao | $25.00 | $25.00 | 11/20/2010 2:48:13 AM |
| randsenterprise | $25.00 | $25.00 | 11/20/2010 2:55:04 AM |
| onlyinchicago | $37.16 | $37.16 | 11/20/2010 3:06:44 AM |
| fair_rates | $25.00 | $25.00 | 11/20/2010 3:13:06 AM |
| think-become | $25.00 | $25.00 | 11/20/2010 3:26:54 AM |
| NYCFinancier | $25.00 | $25.00 | 11/20/2010 1:12:41 AM |
| jtradition | $29.15 | $29.15 | 11/20/2010 1:21:45 AM |
| lost-money-so-far-on-these | $25.00 | $25.00 | 11/20/2010 1:40:58 AM |
| loot-heart | $50.00 | $50.00 | 11/20/2010 5:53:37 AM |
| loan-wasp | $27.79 | $27.79 | 11/20/2010 6:02:42 AM |
| prohelper | $50.00 | $50.00 | 11/20/2010 6:14:45 AM |
| ClearLake | $25.00 | $25.00 | 11/20/2010 2:11:49 AM |
| wise-bonus-honker | $25.00 | $25.00 | 11/20/2010 5:18:46 AM |
| nalaari | $25.00 | $25.00 | 11/20/2010 5:19:30 AM |
| imlosttoo | $25.00 | $25.00 | 11/20/2010 2:50:07 AM |
| Cre8iveCash | $25.00 | $25.00 | 11/20/2010 3:07:33 AM |
| ASR3 | $25.00 | $25.00 | 11/20/2010 7:11:37 AM |
| bonus-tent | $25.00 | $25.00 | 11/20/2010 5:52:43 AM |
| MoneyBagsRUs | $25.00 | $25.00 | 11/20/2010 3:28:04 AM |
| TCR3 | $25.00 | $25.00 | 11/20/2010 3:49:38 AM |
| financial-frenzy | $25.44 | $25.44 | 11/20/2010 6:53:15 AM |
| powerful-finance7 | $25.00 | $25.00 | 11/20/2010 3:58:11 AM |
| autonomous-basis | $25.00 | $25.00 | 11/20/2010 7:10:42 AM |
| forthright-principal2 | $25.00 | $25.00 | 11/20/2010 7:23:42 AM |
| balance6 | $25.00 | $25.00 | 11/20/2010 5:46:27 AM |
| yield-seeker | $25.00 | $25.00 | 11/20/2010 5:52:55 AM |
| ethicalhumanist | $503.00 | $503.00 | 11/20/2010 11:05:41 AM |
| rekitten | $49.29 | $49.29 | 11/20/2010 11:27:48 AM |
| KLVLOPZ64 | $34.93 | $34.93 | 11/20/2010 11:59:21 AM |
| bd36576 | $50.00 | $50.00 | 11/20/2010 12:08:32 PM |
| goldeneye777 | $42.12 | $42.12 | 11/20/2010 2:09:54 PM |
| dermit | $25.00 | $25.00 | 11/20/2010 1:18:31 PM |
| jcttjg | $40.00 | $40.00 | 11/20/2010 2:11:12 PM |
| rjleves | $50.00 | $5.37 | 11/20/2010 2:12:00 PM |
| adir1 | $50.00 | $50.00 | 11/20/2010 2:06:05 PM |
| peerlender | $25.00 | $25.00 | 11/20/2010 2:11:47 PM |
| momoney2lend | $25.00 | $25.00 | 11/20/2010 11:48:46 AM |
| wwwUniversal | $25.00 | $25.00 | 11/20/2010 3:58:00 PM |
| exchange-paladin | $25.00 | $25.00 | 11/21/2010 4:15:06 PM |
| principal-sensation | $25.00 | $25.00 | 11/21/2010 1:14:50 PM |
| jigsawhc | $30.00 | $30.00 | 11/21/2010 11:07:05 PM |
| thankful-nickel2 | $25.00 | $25.00 | 11/21/2010 4:24:55 PM |
| mpatrick | $25.00 | $25.00 | 11/21/2010 4:38:26 PM |
| lucrative-coin | $50.00 | $50.00 | 11/22/2010 8:10:19 AM |
| sgt-schultz | $25.00 | $25.00 | 11/22/2010 9:42:31 AM |
| Ambassador | $36.00 | $36.00 | 11/22/2010 7:01:32 AM |
| outofoffice | $50.00 | $50.00 | 11/22/2010 7:55:35 AM |
| unfixer | $25.00 | $25.00 | 11/22/2010 6:20:13 AM |
| wojo | $25.00 | $25.00 | 11/22/2010 6:35:14 AM |
| thebadpelican | $25.00 | $25.00 | 11/22/2010 10:20:47 AM |
| jcw3rd | $25.00 | $25.00 | 11/22/2010 7:20:16 AM |
| 5kids5 | $25.00 | $25.00 | 11/22/2010 10:20:22 AM |
| lucky2 | $25.00 | $25.00 | 11/22/2010 11:24:55 AM |
| Pressure_Drop | $76.39 | $76.39 | 11/22/2010 2:20:12 PM |
| pinballwizard | $25.00 | $25.00 | 11/22/2010 2:38:49 PM |
| orbital-return316 | $25.00 | $25.00 | 11/22/2010 9:16:31 AM |
| loyalty-sherpa | $50.00 | $50.00 | 11/15/2010 3:16:31 PM |
| simplelender80 | $100.00 | $100.00 | 11/15/2010 3:10:43 PM |
| riproaringrapids | $25.00 | $25.00 | 11/15/2010 3:19:36 PM |
| enthralling-deal180 | $50.00 | $50.00 | 11/15/2010 3:12:14 PM |
| jdwillcox | $100.00 | $100.00 | 11/15/2010 3:31:38 PM |
| vigorous-velocity | $100.00 | $100.00 | 11/15/2010 3:32:57 PM |
| Sam65 | $25.00 | $25.00 | 11/15/2010 3:33:21 PM |
| skuba | $25.00 | $25.00 | 11/15/2010 3:31:19 PM |
| indomitable-coin | $50.00 | $50.00 | 11/15/2010 3:32:45 PM |
| neutrino6 | $25.00 | $25.00 | 11/15/2010 3:35:08 PM |
| bold-durability-drum | $50.00 | $50.00 | 11/15/2010 3:30:54 PM |
| organized-payment6 | $25.00 | $25.00 | 11/15/2010 3:31:52 PM |
| haplender | $50.00 | $50.00 | 11/15/2010 3:43:13 PM |
| inspired-investment8 | $50.00 | $50.00 | 11/15/2010 3:45:44 PM |
| Ripsaw4U | $50.00 | $50.00 | 11/15/2010 3:49:37 PM |
| objective-investor | $150.00 | $150.00 | 11/15/2010 3:52:17 PM |
| worthy-bid8 | $100.00 | $100.00 | 11/15/2010 3:41:20 PM |
| Premierelender | $25.00 | $25.00 | 11/15/2010 3:52:10 PM |
| taurusco | $25.00 | $25.00 | 11/15/2010 3:56:38 PM |
| BxRealtor | $25.00 | $25.00 | 11/15/2010 4:31:59 PM |
| Headhunter14 | $25.00 | $25.00 | 11/15/2010 7:06:10 PM |
| orderly-leverage | $28.00 | $28.00 | 11/15/2010 11:34:53 PM |
| ray1051 | $50.00 | $50.00 | 11/16/2010 5:53:25 AM |
| graceful-investment | $64.28 | $64.28 | 11/16/2010 6:14:10 AM |
| tech310 | $50.00 | $50.00 | 11/16/2010 1:07:55 PM |
| Zimbu | $25.00 | $25.00 | 11/16/2010 1:24:30 PM |
| raisingophelia | $25.00 | $25.00 | 11/16/2010 4:39:49 PM |
| sumac5 | $50.00 | $50.00 | 11/16/2010 7:44:13 PM |
| rescue | $100.00 | $100.00 | 11/17/2010 12:44:31 AM |
| 4est | $25.00 | $25.00 | 11/16/2010 6:44:19 PM |
| new-auction-neutron | $25.00 | $25.00 | 11/17/2010 5:27:17 AM |
| peace-missile | $25.00 | $25.00 | 11/17/2010 12:24:19 AM |
| LenderOnWheels | $25.00 | $25.00 | 11/17/2010 6:58:27 AM |
| top-radiant-funds | $25.00 | $25.00 | 11/17/2010 8:47:48 AM |
| benjamin67 | $50.00 | $50.00 | 11/17/2010 3:20:33 PM |
| steiglends | $100.00 | $100.00 | 11/18/2010 5:13:44 AM |
| kalex752 | $25.00 | $25.00 | 11/18/2010 5:27:52 AM |
| wampum-chorus3 | $25.00 | $25.00 | 11/18/2010 5:38:03 AM |
| jazzlender | $25.00 | $25.00 | 11/18/2010 6:58:42 AM |
| alpinaut | $25.00 | $25.00 | 11/18/2010 8:17:57 AM |
| PThor | $25.00 | $25.00 | 11/18/2010 7:43:43 AM |
| schreibp | $25.00 | $25.00 | 11/18/2010 8:41:47 AM |
| agile-diversification2 | $25.00 | $25.00 | 11/18/2010 9:49:21 AM |
| agwosdof | $100.00 | $100.00 | 11/18/2010 10:48:41 AM |
| cropdust3r | $25.00 | $25.00 | 11/18/2010 10:50:17 AM |
| RMB-Investments | $26.32 | $26.32 | 11/18/2010 11:08:17 AM |
| dreammachine | $50.00 | $50.00 | 11/18/2010 10:48:59 AM |
| Mariner3605 | $50.00 | $50.00 | 11/18/2010 10:49:27 AM |
| radforj22 | $25.00 | $25.00 | 11/18/2010 11:48:46 AM |
| studious-bonus7 | $100.00 | $100.00 | 11/18/2010 10:51:54 AM |
| squarebob | $50.00 | $50.00 | 11/18/2010 11:02:17 AM |
| Relevance | $25.00 | $25.00 | 11/18/2010 12:07:26 PM |
| bebeshor | $30.00 | $30.00 | 11/18/2010 1:59:38 PM |
| leebus | $25.00 | $25.00 | 11/18/2010 1:05:02 PM |
| mketelecom | $50.00 | $50.00 | 11/18/2010 3:53:56 PM |
| gracej | $25.00 | $25.00 | 11/18/2010 3:58:33 PM |
| bdloans | $50.00 | $50.00 | 11/18/2010 4:48:18 PM |
| CapStack | $50.00 | $50.00 | 11/18/2010 4:48:46 PM |
| ommcd | $25.00 | $25.00 | 11/18/2010 5:03:52 PM |
| angelinvestor2 | $50.00 | $50.00 | 11/18/2010 4:38:50 PM |
| ahansen | $25.00 | $25.00 | 11/18/2010 5:34:43 PM |
| reward-tsunami7 | $25.00 | $25.00 | 11/18/2010 6:07:56 PM |
| point-shooter | $50.00 | $50.00 | 11/18/2010 6:08:02 PM |
| responsibility-butterfly | $25.00 | $25.00 | 11/18/2010 6:31:07 PM |
| Eastern | $44.00 | $44.00 | 11/18/2010 6:56:42 PM |
| aldeed | $56.67 | $56.67 | 11/18/2010 7:20:45 PM |
| TennSquire | $25.00 | $25.00 | 11/18/2010 6:56:45 PM |
| 2bnforlife | $25.00 | $25.00 | 11/18/2010 6:23:02 PM |
| thrilling-nickel5 | $25.00 | $25.00 | 11/18/2010 7:30:35 PM |
| SKOAL | $50.00 | $50.00 | 11/18/2010 7:59:21 PM |
| soheagle | $50.00 | $50.00 | 11/18/2010 8:12:47 PM |
| mrrc7498 | $25.00 | $25.00 | 11/18/2010 8:14:02 PM |
| IIP77 | $25.00 | $25.00 | 11/18/2010 8:18:50 PM |
| cathexis | $50.00 | $50.00 | 11/18/2010 8:03:15 PM |
| mike_banker | $28.70 | $28.70 | 11/18/2010 9:38:01 PM |
| meenan | $50.00 | $50.00 | 11/18/2010 10:17:46 PM |
| bentheretoo | $30.00 | $30.00 | 11/18/2010 8:29:24 PM |
| kegs | $25.00 | $25.00 | 11/18/2010 11:18:23 PM |
| GCInvestments | $25.00 | $25.00 | 11/18/2010 11:34:24 PM |
| keeks | $25.00 | $25.00 | 11/18/2010 10:33:42 PM |
| chlebie | $25.00 | $25.00 | 11/18/2010 10:52:47 PM |
| tntmojave | $25.00 | $25.00 | 11/18/2010 11:18:33 PM |
| Weaverville | $50.00 | $50.00 | 11/19/2010 1:21:27 AM |
| orgy63 | $25.00 | $25.00 | 11/19/2010 1:53:06 AM |
| helpishere777 | $25.00 | $25.00 | 11/18/2010 11:18:29 PM |
| Ragestang | $25.00 | $25.00 | 11/19/2010 3:30:51 AM |
| panegryst | $50.00 | $50.00 | 11/19/2010 2:55:49 AM |
| CAGE-Investments | $25.00 | $25.00 | 11/19/2010 3:09:26 AM |
| tomdooley12520 | $25.00 | $25.00 | 11/19/2010 5:54:03 AM |
| efficient-treasure0 | $25.00 | $25.00 | 11/19/2010 6:56:38 AM |
| doncm | $50.00 | $50.00 | 11/19/2010 7:33:11 AM |
| BrandonW | $25.00 | $25.00 | 11/19/2010 3:30:04 AM |
| teller | $50.00 | $50.00 | 11/19/2010 4:09:57 AM |
| goingplaces99 | $43.26 | $43.26 | 11/19/2010 4:13:14 AM |
| wonderful-revenue0 | $25.00 | $25.00 | 11/19/2010 4:43:03 AM |
| kulender | $39.77 | $39.77 | 11/19/2010 7:38:05 AM |
| tidy-dime | $25.00 | $25.00 | 11/19/2010 9:38:32 AM |
| LongTail | $25.00 | $25.00 | 11/19/2010 9:44:03 AM |
| narblark | $40.91 | $40.91 | 11/19/2010 6:27:48 AM |
| larrybird | $150.00 | $150.00 | 11/19/2010 8:45:41 AM |
| maschinenbau | $25.00 | $25.00 | 11/19/2010 9:40:16 AM |
| platinum-celebration4 | $25.00 | $25.00 | 11/19/2010 10:18:00 AM |
| cclady | $50.00 | $50.00 | 11/19/2010 8:26:39 AM |
| gallant-economy9 | $400.00 | $400.00 | 11/19/2010 10:00:06 AM |
| piper1636 | $50.00 | $50.00 | 11/19/2010 8:48:04 AM |
| calsig1363 | $25.00 | $25.00 | 11/19/2010 9:37:02 AM |
| treasure-singularity | $25.00 | $25.00 | 11/19/2010 9:49:20 AM |
| hopeful-truth5 | $50.00 | $50.00 | 11/19/2010 11:08:54 AM |
| shanedog | $50.00 | $50.00 | 11/19/2010 10:00:57 AM |
| power-star | $50.00 | $50.00 | 11/19/2010 10:05:25 AM |
| gold-disk | $50.00 | $50.00 | 11/19/2010 12:31:08 PM |
| top-commitment-champ | $25.00 | $25.00 | 11/19/2010 10:43:30 AM |
| balance-voyager | $75.00 | $75.00 | 11/19/2010 11:32:56 AM |
| srgriff | $25.00 | $25.00 | 11/19/2010 2:04:02 PM |
| greenbacchus | $25.00 | $25.00 | 11/19/2010 1:31:03 PM |
| teejay411 | $35.00 | $35.00 | 11/19/2010 1:33:27 PM |
| nunnie | $25.00 | $25.00 | 11/19/2010 2:04:01 PM |
| authentic-liberty7 | $50.00 | $50.00 | 11/19/2010 2:47:09 PM |
| brazilofmux | $40.88 | $40.88 | 11/19/2010 3:27:20 PM |
| Ranger_Investments | $25.00 | $25.00 | 11/19/2010 3:41:40 PM |
| ericgassercom | $50.00 | $50.00 | 11/19/2010 4:06:29 PM |
| jethro | $50.00 | $50.00 | 11/19/2010 4:46:53 PM |
| excellent-nickel | $50.00 | $50.00 | 11/19/2010 5:27:43 PM |
| Cai8899 | $29.39 | $29.39 | 11/19/2010 11:33:15 PM |
| totoro | $25.00 | $25.00 | 11/20/2010 1:15:51 AM |
| junctionking | $25.00 | $25.00 | 11/20/2010 1:45:51 AM |
| LandE2BG | $25.00 | $25.00 | 11/20/2010 1:47:03 AM |
| Aimvest | $25.00 | $25.00 | 11/20/2010 2:29:51 AM |
| Ivan2007 | $43.95 | $43.95 | 11/20/2010 2:31:00 AM |
| soroxy | $25.00 | $25.00 | 11/20/2010 2:51:31 AM |
| Interloper | $25.00 | $25.00 | 11/20/2010 1:17:11 AM |
| Montgomery-Burns | $25.00 | $25.00 | 11/20/2010 1:46:59 AM |
| The_Lending_Muscle | $25.00 | $25.00 | 11/20/2010 3:48:36 AM |
| nosualcneas | $25.00 | $25.00 | 11/20/2010 2:02:34 AM |
| TEAM-Jasper | $25.00 | $25.00 | 11/20/2010 2:03:38 AM |
| LKN2RTR | $25.00 | $25.00 | 11/20/2010 2:04:33 AM |
| DcUnited | $30.00 | $30.00 | 11/20/2010 2:55:42 AM |
| lizard_lips | $25.81 | $25.81 | 11/20/2010 3:27:29 AM |
| jwood3030 | $25.00 | $25.00 | 11/20/2010 3:29:12 AM |
| new-reward-sequoia | $25.00 | $25.00 | 11/20/2010 5:02:48 AM |
| rulender | $31.31 | $31.31 | 11/20/2010 3:33:21 AM |
| AdamClemSC | $25.00 | $25.00 | 11/20/2010 1:14:36 AM |
| calm-deal7 | $25.00 | $25.00 | 11/20/2010 5:27:40 AM |
| ualf | $37.97 | $37.97 | 11/20/2010 1:39:02 AM |
| Cheburashka | $25.00 | $25.00 | 11/20/2010 1:39:50 AM |
| orange-dollar-guild | $25.00 | $25.00 | 11/20/2010 5:53:12 AM |
| DeltaComputerGuy | $25.00 | $25.00 | 11/20/2010 2:02:57 AM |
| LMM1 | $32.19 | $32.19 | 11/20/2010 2:04:41 AM |
| sweet-exchange | $25.00 | $25.00 | 11/20/2010 5:03:55 AM |
| turbine5 | $44.21 | $44.21 | 11/20/2010 5:05:16 AM |
| grystndoc | $25.00 | $25.00 | 11/20/2010 6:14:32 AM |
| bomdel | $25.00 | $25.00 | 11/20/2010 2:28:12 AM |
| cybernosha | $25.00 | $25.00 | 11/20/2010 2:29:22 AM |
| mmckune | $25.00 | $25.00 | 11/20/2010 2:35:00 AM |
| CoolHelp | $29.05 | $29.05 | 11/20/2010 2:47:38 AM |
| Shockem923 | $25.00 | $25.00 | 11/20/2010 2:50:50 AM |
| MO_Investor | $25.00 | $25.00 | 11/20/2010 5:34:15 AM |
| onlyastepaway | $25.00 | $25.00 | 11/20/2010 2:56:32 AM |
| UT-Longhorn | $25.00 | $25.00 | 11/20/2010 5:35:07 AM |
| CSUgrad08 | $25.00 | $25.00 | 11/20/2010 3:28:51 AM |
| TeamAmerica | $25.00 | $25.00 | 11/20/2010 3:46:48 AM |
| streak269 | $25.00 | $25.00 | 11/20/2010 3:49:25 AM |
| Tazeme | $25.00 | $25.00 | 11/20/2010 3:53:35 AM |
| loan-master996 | $45.51 | $45.51 | 11/20/2010 4:24:32 AM |
| friendly-market5 | $30.00 | $30.00 | 11/20/2010 8:36:59 AM |
| red-unequivocal-finance | $25.00 | $25.00 | 11/20/2010 7:17:57 AM |
| cdock1029 | $50.00 | $50.00 | 11/20/2010 8:53:54 AM |
| rmpedi33 | $25.00 | $25.00 | 11/20/2010 7:42:16 AM |
| user1010 | $50.00 | $50.00 | 11/20/2010 7:52:44 AM |
| whsprint | $27.75 | $27.75 | 11/20/2010 5:21:07 AM |
| piter-to-la-investment | $25.00 | $25.00 | 11/20/2010 5:23:47 AM |
| atmaan | $50.00 | $50.00 | 11/20/2010 8:15:15 AM |
| goodcents | $35.00 | $35.00 | 11/20/2010 9:49:30 AM |
| investment-tempo | $32.95 | $32.95 | 11/20/2010 5:46:32 AM |
| upright-asset2 | $25.00 | $25.00 | 11/20/2010 5:53:57 AM |
| KileNSmyth4 | $25.41 | $25.41 | 11/20/2010 5:59:05 AM |
| AFairDeal | $50.00 | $50.00 | 11/20/2010 11:12:48 AM |
| ss2020 | $50.00 | $50.00 | 11/20/2010 11:48:43 AM |
| Plotinus | $50.00 | $50.00 | 11/20/2010 12:49:30 PM |
| jdnyguy | $50.00 | $50.00 | 11/20/2010 11:25:08 AM |
| bbrinck | $50.00 | $50.00 | 11/20/2010 11:48:50 AM |
| omniviper | $25.00 | $25.00 | 11/20/2010 1:59:50 PM |
| DadWarbucks | $49.40 | $49.40 | 11/20/2010 8:49:34 AM |
| digitalrinaldo | $29.53 | $29.53 | 11/20/2010 1:25:21 PM |
| dobied | $25.00 | $25.00 | 11/20/2010 1:59:46 PM |
| overflowinglife | $25.00 | $25.00 | 11/20/2010 10:27:46 AM |
| skywise | $25.00 | $25.00 | 11/20/2010 12:02:47 PM |
| Print88 | $25.00 | $25.00 | 11/20/2010 12:49:28 PM |
| McRowdy | $25.00 | $25.00 | 11/20/2010 2:11:02 PM |
| McChan | $44.90 | $44.90 | 11/21/2010 10:04:06 AM |
| 2Below | $25.00 | $25.00 | 11/21/2010 5:20:18 PM |
| Micropterus | $25.00 | $25.00 | 11/21/2010 7:50:16 PM |
| Hartfelt | $30.00 | $30.00 | 11/21/2010 7:27:11 PM |
| samurai2 | $31.34 | $31.34 | 11/21/2010 7:58:33 PM |
| phchristensen | $50.00 | $50.00 | 11/21/2010 11:10:03 PM |
| bigfoot15 | $25.00 | $25.00 | 11/22/2010 8:17:44 AM |
| lively-exchange | $25.00 | $25.00 | 11/22/2010 9:16:18 AM |
| mlb1 | $25.00 | $25.00 | 11/21/2010 8:45:56 PM |
| Loan_Some_Money | $25.00 | $25.00 | 11/22/2010 5:38:19 AM |
| patriot897 | $30.00 | $30.00 | 11/22/2010 10:25:37 AM |
| lively-exchange | $25.00 | $25.00 | 11/22/2010 9:22:45 AM |
| upperdeck | $25.00 | $25.00 | 11/22/2010 10:53:17 AM |
| dmk2006 | $25.00 | $25.00 | 11/22/2010 12:49:56 PM |
| dontletmoneyfoolya | $25.00 | $25.00 | 11/22/2010 1:46:12 PM |
| GolfPro2006 | $25.00 | $25.00 | 11/22/2010 2:04:43 PM |
| 383 bids
|
Borrower Payment Dependent Notes Series
484191
This series of Notes was issued and sold upon the funding of the borrower loan #45586, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,100.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.80% |
Auction start date:
| Nov-15-2010 |
| |
Auction end date:
| Nov-22-2010 |
|
|
Starting lender yield:
| 26.50% |
Starting borrower rate/APR:
| 27.50% / 32.98% |
Starting monthly payment:
| $45.20 |
|
Final lender yield:
| 22.00% |
Final borrower rate/APR:
| 23.00% / 28.33% |
Final monthly payment:
| $42.58 |
| |
|
Auction yield range:
| 10.57% - 26.50% |
Estimated loss impact:
| 11.33% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 10.67% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| May-1994 |
Debt/Income ratio:
| 4% |
|
Credit score:
| 660-679 (Oct-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 5y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,280 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| kayak63 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Want to pay off my Woodpellet Stove
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| SolarMoonshine | $25.00 | $25.00 | 11/15/2010 5:33:38 PM |
| Bocephus1959 | $25.00 | $25.00 | 11/18/2010 5:49:25 AM |
| benefit-boots | $25.00 | $25.00 | 11/18/2010 7:48:43 AM |
| num1irish | $110.00 | $110.00 | 11/18/2010 7:22:49 PM |
| leverage-monger | $25.00 | $25.00 | 11/20/2010 8:06:15 AM |
| seadogs | $25.00 | $25.00 | 11/20/2010 5:27:16 AM |
| kf88 | $25.00 | $25.00 | 11/20/2010 10:57:22 AM |
| justice-ally8 | $30.27 | $30.27 | 11/20/2010 8:01:51 AM |
| Free-the-usa-1776 | $25.00 | $7.14 | 11/20/2010 8:07:48 PM |
| credit-missile | $25.00 | $25.00 | 11/20/2010 5:23:18 PM |
| wlm3012 | $25.00 | $25.00 | 11/21/2010 11:10:36 AM |
| ralf206 | $43.59 | $43.59 | 11/20/2010 9:51:04 PM |
| duty-monger | $50.00 | $50.00 | 11/22/2010 10:25:45 AM |
| yu-rik | $100.00 | $100.00 | 11/22/2010 1:49:57 PM |
| ultimate-peace | $300.00 | $300.00 | 11/22/2010 1:31:24 PM |
| transaction-circuit | $50.00 | $50.00 | 11/15/2010 3:27:39 PM |
| interstellar | $50.00 | $50.00 | 11/16/2010 1:44:26 AM |
| credit-missile | $25.00 | $25.00 | 11/20/2010 5:23:00 PM |
| wlm3012 | $25.00 | $25.00 | 11/21/2010 11:11:02 AM |
| mpatrick | $25.00 | $25.00 | 11/22/2010 10:49:48 AM |
| decisive-dough | $25.00 | $25.00 | 11/22/2010 11:34:27 AM |
| wild-orange | $25.00 | $25.00 | 11/22/2010 2:15:34 PM |
| PadreAyudate | $34.00 | $34.00 | 11/22/2010 2:24:32 PM |
| 23 bids
|
Borrower Payment Dependent Notes Series
484401
This series of Notes was issued and sold upon the funding of the borrower loan #45594, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 12 months |
Estimated loss:
| 1.55% |
Auction start date:
| Nov-15-2010 |
| |
Auction end date:
| Nov-22-2010 |
|
|
Starting lender yield:
| 4.00% |
Starting borrower rate/APR:
| 5.00% / 5.94% |
Starting monthly payment:
| $85.61 |
|
Final lender yield:
| 3.00% |
Final borrower rate/APR:
| 4.00% / 4.94% |
Final monthly payment:
| $85.15 |
| |
|
Auction yield range:
| 1.97% - 4.00% |
Estimated loss impact:
| 1.54% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 1.46% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Mar-1994 |
Debt/Income ratio:
| 4% |
|
Credit score:
| 840-859 (Nov-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 4y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,759 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Mateo |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Setting up a new home office
Setting up a new home office for some freelance work that I am doing as a second source of income.
Information in the Description is not verified.
Friends And Family Winning Bids
Spider5 has bid a total of
$480.00 in winning bids.
friends and family winning bid
Information in Friends and Family Winning Bids is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| GoGators01 | $25.00 | $25.00 | 11/16/2010 9:31:59 AM |
| MathProfessor | $200.00 | $200.00 | 11/18/2010 9:50:44 AM |
| Spider5 | $480.00 | $480.00 | 11/18/2010 2:18:00 PM |
| SIU_Saluki_Lending | $25.00 | $25.00 | 11/18/2010 11:08:40 PM |
| Jinja | $25.00 | $25.00 | 11/20/2010 3:59:28 AM |
| hookUup | $100.00 | $100.00 | 11/20/2010 4:19:39 PM |
| admirable-basis1 | $45.36 | $45.36 | 11/15/2010 10:37:55 PM |
| hookUup | $98.24 | $49.64 | 11/17/2010 8:49:07 AM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 11/19/2010 9:30:29 PM |
| SpotLending | $25.00 | $25.00 | 11/20/2010 2:57:26 PM |
| 10 bids
|
Borrower Payment Dependent Notes Series
484483
This series of Notes was issued and sold upon the funding of the borrower loan #45524, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.20% |
Auction start date:
| Nov-16-2010 |
| |
Auction end date:
| Nov-23-2010 |
|
|
Starting lender yield:
| 33.00% |
Starting borrower rate/APR:
| 34.00% / 37.70% |
Starting monthly payment:
| $223.36 |
|
Final lender yield:
| 31.20% |
Final borrower rate/APR:
| 32.20% / 35.86% |
Final monthly payment:
| $218.33 |
| |
|
Auction yield range:
| 13.57% - 33.00% |
Estimated loss impact:
| 15.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.57% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 61% |
|
Credit score:
| 680-699 (Nov-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 0y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $61,533 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| fictionalhistory |
Borrower's state:
| NewMexico |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off high interest credit card
Purpose of loan:
This loan will be used to?
pay off a credit card with 31% interest
My financial situation:
I am a good candidate for this loan because?
I always pay more than the minumum payment.
Monthly net income: $ 3070 - includes a military pension.
Monthly expenses: $
??Housing: $ 700
??Insurance: $ 125
??Car expenses: $360.00
All other:$1,700
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kind-efficient-credit | $50.00 | $50.00 | 11/17/2010 5:19:10 AM |
| trimwork99 | $25.00 | $25.00 | 11/17/2010 7:14:30 AM |
| balance-handshake7 | $25.00 | $25.00 | 11/17/2010 11:26:06 AM |
| velocity-solo | $25.00 | $25.00 | 11/17/2010 3:21:18 PM |
| psa1995 | $25.00 | $25.00 | 11/17/2010 10:41:32 PM |
| valiant-liberty4 | $25.00 | $25.00 | 11/18/2010 5:43:57 AM |
| raisingophelia | $25.00 | $25.00 | 11/18/2010 12:31:45 PM |
| finance-mushroom | $25.46 | $25.46 | 11/18/2010 1:42:48 PM |
| tech310 | $25.00 | $25.00 | 11/18/2010 11:37:13 PM |
| FeedTheMachine | $50.00 | $50.00 | 11/19/2010 3:19:03 AM |
| Mariner3605 | $25.00 | $25.00 | 11/19/2010 1:48:51 PM |
| gallant-economy9 | $150.00 | $150.00 | 11/19/2010 1:49:17 PM |
| joyous-revenue4 | $50.00 | $50.00 | 11/19/2010 3:37:02 PM |
| AlexTrep | $25.00 | $25.00 | 11/20/2010 5:28:06 AM |
| kulender | $50.00 | $50.00 | 11/20/2010 4:42:26 AM |
| bnlforever | $25.00 | $25.00 | 11/20/2010 5:49:13 AM |
| kublai | $74.12 | $74.12 | 11/20/2010 2:35:34 AM |
| famous-bill | $25.00 | $25.00 | 11/20/2010 7:36:57 AM |
| ASR3 | $25.00 | $25.00 | 11/20/2010 7:11:28 AM |
| asset-trumpeter | $50.00 | $50.00 | 11/20/2010 9:22:48 AM |
| MadHun | $50.00 | $50.00 | 11/20/2010 9:32:52 AM |
| gold-channel2 | $50.00 | $50.00 | 11/20/2010 10:14:31 AM |
| profit-powerplant | $25.00 | $25.00 | 11/20/2010 3:23:05 PM |
| retirementlady | $25.00 | $25.00 | 11/21/2010 10:18:16 AM |
| WalnutCreekguy | $50.00 | $50.00 | 11/21/2010 9:15:43 AM |
| shrewd-peace7 | $25.00 | $25.00 | 11/21/2010 10:18:05 AM |
| consummate-loyalty1 | $33.17 | $33.17 | 11/21/2010 10:18:15 AM |
| thebadpelican | $26.00 | $26.00 | 11/21/2010 10:37:49 AM |
| ore-healer6 | $28.00 | $28.00 | 11/22/2010 8:42:56 AM |
| momoney2lend | $25.00 | $25.00 | 11/22/2010 11:21:32 AM |
| treasure-bliss | $50.00 | $50.00 | 11/22/2010 2:16:13 PM |
| TheYellowDart | $25.00 | $25.00 | 11/22/2010 4:39:06 PM |
| circuitfive | $25.00 | $25.00 | 11/22/2010 2:35:59 PM |
| 2bnforlife | $25.00 | $25.00 | 11/22/2010 1:54:21 PM |
| PaulW | $25.00 | $25.00 | 11/22/2010 4:54:19 PM |
| Wilvara | $50.00 | $50.00 | 11/22/2010 3:44:54 PM |
| saffron4 | $25.00 | $25.00 | 11/22/2010 4:59:27 PM |
| proaz0119 | $25.00 | $25.00 | 11/22/2010 5:00:54 PM |
| life-is-great | $50.00 | $50.00 | 11/22/2010 5:01:39 PM |
| selfmademan | $25.00 | $25.00 | 11/22/2010 4:41:53 PM |
| LuvToLend | $25.00 | $25.00 | 11/22/2010 5:00:09 PM |
| silver-saguaro | $25.00 | $25.00 | 11/22/2010 5:00:51 PM |
| assetmanager | $25.00 | $22.13 | 11/22/2010 5:03:04 PM |
| youthful-greenback3 | $25.00 | $25.00 | 11/22/2010 4:35:04 PM |
| new-social-economist | $27.36 | $27.36 | 11/22/2010 4:48:23 PM |
| yennib | $50.00 | $50.00 | 11/22/2010 4:53:06 PM |
| wtrboy | $50.00 | $50.00 | 11/22/2010 5:01:35 PM |
| joplinoz | $25.00 | $25.00 | 11/22/2010 5:01:51 PM |
| bronzmajom | $25.00 | $25.00 | 11/22/2010 5:02:30 PM |
| Easystreet | $25.00 | $25.00 | 11/22/2010 5:28:24 PM |
| himistu22 | $25.00 | $25.00 | 11/22/2010 8:02:56 PM |
| radiant-loan5 | $146.25 | $146.25 | 11/23/2010 5:38:11 AM |
| favorite-commerce | $50.00 | $50.00 | 11/23/2010 8:03:00 AM |
| Ven58 | $25.00 | $25.00 | 11/23/2010 2:19:32 AM |
| aquistoyraul | $25.00 | $25.00 | 11/23/2010 8:52:58 AM |
| funtwosay | $25.00 | $25.00 | 11/23/2010 4:23:57 AM |
| sosleep | $25.00 | $25.00 | 11/23/2010 7:22:29 AM |
| jybank | $25.00 | $25.00 | 11/23/2010 10:52:46 AM |
| WMY-Investor | $100.00 | $100.00 | 11/23/2010 8:45:15 AM |
| ultimate-peace | $75.00 | $75.00 | 11/23/2010 2:31:09 PM |
| RyanM561 | $25.00 | $25.00 | 11/23/2010 3:03:07 PM |
| radiant-loan5 | $53.75 | $53.75 | 11/18/2010 5:11:43 AM |
| bid-czar8 | $100.00 | $100.00 | 11/18/2010 5:25:28 AM |
| miked8303 | $25.00 | $25.00 | 11/18/2010 8:18:18 AM |
| dedicated-transaction796 | $50.00 | $50.00 | 11/18/2010 10:51:30 AM |
| Comoparklender | $50.00 | $50.00 | 11/18/2010 11:19:15 AM |
| brother_tam | $50.00 | $50.00 | 11/18/2010 11:58:22 AM |
| AF-Chief | $50.00 | $50.00 | 11/18/2010 12:20:21 PM |
| sfmf | $40.00 | $40.00 | 11/18/2010 3:06:40 PM |
| ommcd | $25.00 | $25.00 | 11/18/2010 5:05:28 PM |
| mketelecom | $25.00 | $25.00 | 11/18/2010 5:07:02 PM |
| graceful-investment | $100.00 | $100.00 | 11/18/2010 5:21:45 PM |
| point-kitten6 | $50.00 | $50.00 | 11/18/2010 6:44:28 PM |
| cash-spark3 | $25.00 | $25.00 | 11/18/2010 11:30:18 PM |
| asiaratt | $50.00 | $50.00 | 11/19/2010 1:42:07 PM |
| 108lender | $150.00 | $150.00 | 11/19/2010 3:29:36 PM |
| payment-gusto | $25.00 | $25.00 | 11/19/2010 3:32:10 PM |
| platinum-celebration4 | $25.00 | $25.00 | 11/19/2010 3:35:05 PM |
| ah-long | $25.00 | $25.00 | 11/19/2010 3:40:41 PM |
| MrBailey | $30.47 | $30.47 | 11/19/2010 7:56:15 PM |
| Midwestvalues | $100.00 | $100.00 | 11/20/2010 5:10:47 AM |
| Executive23 | $25.00 | $25.00 | 11/20/2010 10:52:52 AM |
| DreDub | $50.00 | $50.00 | 11/20/2010 9:31:18 AM |
| social-conductor4 | $25.00 | $25.00 | 11/20/2010 7:05:26 PM |
| jubilant-auction5 | $25.00 | $25.00 | 11/21/2010 9:47:58 AM |
| ivy-league-MBA | $25.00 | $25.00 | 11/21/2010 10:18:24 AM |
| investment-comet | $25.00 | $25.00 | 11/21/2010 10:29:16 AM |
| firewomin | $50.00 | $50.00 | 11/21/2010 10:18:37 AM |
| dogwood945 | $30.00 | $30.00 | 11/21/2010 5:01:10 PM |
| Edwardtomo | $25.00 | $25.00 | 11/21/2010 2:53:56 PM |
| jlr613 | $50.00 | $50.00 | 11/21/2010 4:12:46 PM |
| S-Master | $38.75 | $38.75 | 11/21/2010 10:18:04 AM |
| happy-return4 | $50.00 | $50.00 | 11/22/2010 3:40:03 AM |
| gotjack | $25.00 | $25.00 | 11/21/2010 5:18:07 PM |
| runner262 | $25.00 | $25.00 | 11/22/2010 6:50:20 AM |
| agiovasil | $25.00 | $25.00 | 11/21/2010 5:49:05 PM |
| TennSquire | $25.00 | $25.00 | 11/21/2010 6:20:15 PM |
| ingenious-deal6 | $25.00 | $25.00 | 11/21/2010 8:19:31 PM |
| mtquan | $25.00 | $25.00 | 11/22/2010 9:23:14 AM |
| bountiful-durability | $49.46 | $49.46 | 11/22/2010 9:23:35 AM |
| bulsa | $40.20 | $40.20 | 11/22/2010 6:50:06 AM |
| minddoc | $25.00 | $25.00 | 11/22/2010 11:40:45 AM |
| veneziani | $25.00 | $25.00 | 11/22/2010 12:41:18 PM |
| rogue_monster | $25.00 | $25.00 | 11/22/2010 1:54:39 PM |
| KiwiElf | $30.00 | $30.00 | 11/22/2010 3:32:00 PM |
| inspiring-reward | $100.00 | $100.00 | 11/22/2010 12:24:49 PM |
| sms0106 | $50.00 | $50.00 | 11/22/2010 1:54:28 PM |
| Bob450 | $25.00 | $25.00 | 11/22/2010 3:31:53 PM |
| nodrivelpls | $25.00 | $25.00 | 11/22/2010 4:57:22 PM |
| gimincorp | $50.00 | $50.00 | 11/22/2010 3:46:03 PM |
| contract-giant | $25.00 | $25.00 | 11/22/2010 5:00:47 PM |
| macgeek | $25.00 | $25.00 | 11/22/2010 4:31:44 PM |
| bchang2001 | $25.00 | $25.00 | 11/22/2010 4:53:37 PM |
| bbrinck | $50.00 | $50.00 | 11/22/2010 4:56:35 PM |
| impressive-loan9 | $47.76 | $47.76 | 11/22/2010 4:57:25 PM |
| kegs | $63.61 | $63.61 | 11/22/2010 5:00:13 PM |
| NoCal | $25.00 | $25.00 | 11/22/2010 5:01:19 PM |
| reflective-cash0 | $50.00 | $50.00 | 11/22/2010 4:51:18 PM |
| foxtrot12 | $50.00 | $50.00 | 11/22/2010 4:56:23 PM |
| Sateesh | $38.50 | $38.50 | 11/22/2010 4:57:18 PM |
| GordoMG | $50.00 | $50.00 | 11/22/2010 5:01:30 PM |
| Phatt-Daddy | $25.00 | $25.00 | 11/23/2010 4:44:06 AM |
| oreyedoc | $25.00 | $25.00 | 11/23/2010 11:31:08 AM |
| bold-dynamic-silver | $25.00 | $25.00 | 11/23/2010 10:09:45 AM |
| lucrative-coin | $50.00 | $50.00 | 11/23/2010 11:43:28 AM |
| Nerdster1 | $25.01 | $25.01 | 11/23/2010 3:16:48 PM |
| Prairie-MN | $30.00 | $30.00 | 11/23/2010 3:29:05 PM |
| 127 bids
|
Borrower Payment Dependent Notes Series
484485
This series of Notes was issued and sold upon the funding of the borrower loan #45601, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.30% |
Auction start date:
| Nov-16-2010 |
| |
Auction end date:
| Nov-23-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $180.94 |
|
Final lender yield:
| 25.00% |
Final borrower rate/APR:
| 26.00% / 29.52% |
Final monthly payment:
| $161.16 |
| |
|
Auction yield range:
| 16.57% - 34.00% |
Estimated loss impact:
| 19.74% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.26% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 620-639 (Nov-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 5y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,587 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Redboneamber |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 63 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $6,900.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Sep-2009)
600-619
(Jan-2008)
560-579
(May-2007)
|
|
Principal balance:
| $878.89 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 63 | | |
Description
Paying off Dental Plus two bills
I have an excellent history with Prosper. I've paid off 2 loans in the past and have never been late. I've had a few setbacks earlier in the year but because I value my credit, I've never allowed myself to go over 30 days past due. The setback was a huge dental bill and unexpected car repairs which forced me to nearly max out my credit cards. I've paid one late fee in the last 9 years and that's because I went one day late on a credit card. In 2001 I was forced into a bankruptcy because of a failed marriage and an ex-husband who ran up my bills and refused to pay child support. Needless to say, that was the past and I'm getting Child Support and I'm working hard everyday to take care of business. Right now I just want to combined 3 bills. One bill has a huge interest rate. I hope you can help me. Trust me, I will not disappoint you. Note, my credit score did drop slightly because I had to take out a few short term loans and of course each time I took out a loan that resulted in an inquiry.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi,
Your last loan was to pay off a dental bill: are you still paying the same bill from 2009 or are these new costs? Was your last Prosper loan not for enough to cover your high-rate loans (and what is that rate) or are you still accumulating debt? - zotzot
A:
I guess I should have titled this different. Actually it is a dental bill but it's not the same one. I had to go back and get a root canal on two teeth plus crowns. $3200 for both teeth. Plus car repairs again. This time it was my heating system plus my air conditioning. Needless to say Nissan fixed everything and I had to have routine maintance check for the 126,000 miles I put on the car. All this ran over $1200. The first time it was the head gasket.
(Nov-18-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| WonByOne | $50.00 | $50.00 | 11/17/2010 9:14:56 PM |
| chameleon125 | $175.00 | $175.00 | 11/18/2010 6:04:26 AM |
| investment-artist | $25.00 | $25.00 | 11/18/2010 8:20:34 AM |
| courteous-note1 | $100.00 | $100.00 | 11/18/2010 8:23:54 AM |
| jchurchi | $25.00 | $25.00 | 11/18/2010 2:45:12 PM |
| five-star-note | $150.27 | $150.27 | 11/20/2010 5:24:18 PM |
| CA_Lender | $25.00 | $25.00 | 11/20/2010 4:57:06 PM |
| amor1962 | $25.00 | $25.00 | 11/21/2010 1:53:05 PM |
| Fire2 | $50.00 | $50.00 | 11/21/2010 9:45:42 PM |
| credit-missile | $25.00 | $25.00 | 11/22/2010 5:13:17 PM |
| credit-missile | $25.00 | $25.00 | 11/22/2010 5:13:34 PM |
| credit-missile | $25.00 | $25.00 | 11/22/2010 5:19:41 PM |
| samurai2 | $30.00 | $30.00 | 11/22/2010 6:21:47 PM |
| credit-missile | $25.00 | $25.00 | 11/22/2010 5:13:00 PM |
| Moe87 | $25.00 | $25.00 | 11/22/2010 6:02:05 PM |
| MrRooster101 | $25.00 | $25.00 | 11/22/2010 6:02:43 PM |
| Socal | $25.00 | $25.00 | 11/22/2010 6:44:01 PM |
| marinbb | $50.00 | $50.00 | 11/22/2010 7:05:30 PM |
| golffish2 | $100.00 | $100.00 | 11/23/2010 4:04:59 AM |
| thankful-nickel2 | $25.00 | $25.00 | 11/22/2010 7:39:14 PM |
| decisive-dough | $25.00 | $25.00 | 11/23/2010 6:52:23 AM |
| TashaRemay | $25.00 | $25.00 | 11/23/2010 6:23:13 AM |
| Mikale360 | $25.00 | $25.00 | 11/23/2010 7:51:47 AM |
| ultimate-peace | $50.00 | $50.00 | 11/23/2010 2:28:48 PM |
| alphabet76 | $25.00 | $25.00 | 11/23/2010 2:45:09 PM |
| MoneyForNothing | $41.08 | $41.08 | 11/16/2010 8:15:04 PM |
| Johnab | $25.00 | $25.00 | 11/17/2010 4:49:30 AM |
| Aberdeen | $999.99 | $999.99 | 11/17/2010 4:40:48 PM |
| benefit-boots | $25.00 | $25.00 | 11/18/2010 7:53:20 AM |
| wlm3012 | $25.00 | $25.00 | 11/18/2010 8:35:08 AM |
| loanman2007 | $175.00 | $175.00 | 11/18/2010 1:02:37 PM |
| agreement-welder | $50.00 | $50.00 | 11/18/2010 4:01:23 PM |
| realtormoises | $25.00 | $25.00 | 11/20/2010 5:57:36 AM |
| nodebt2012 | $25.00 | $25.00 | 11/20/2010 9:33:41 AM |
| RainyDayFunds | $25.00 | $25.00 | 11/20/2010 11:21:14 AM |
| supreme-hope | $25.00 | $25.00 | 11/21/2010 9:39:45 PM |
| Aberdeen | $999.99 | $735.22 | 11/22/2010 2:56:40 AM |
| deepblue34 | $30.00 | $30.00 | 11/22/2010 4:30:20 PM |
| DasMula | $25.00 | $25.00 | 11/22/2010 5:25:28 PM |
| Leshan | $94.44 | $94.44 | 11/22/2010 4:41:37 PM |
| Bob450 | $25.00 | $25.00 | 11/22/2010 8:14:14 PM |
| Barrayaran | $25.00 | $25.00 | 11/22/2010 9:15:35 PM |
| loans_to_loan | $25.00 | $25.00 | 11/23/2010 5:11:07 AM |
| penny-plato | $25.00 | $25.00 | 11/23/2010 5:19:06 AM |
| genuine-integrity0 | $25.00 | $25.00 | 11/22/2010 7:07:36 PM |
| himistu22 | $25.00 | $25.00 | 11/22/2010 8:06:58 PM |
| McDeeter | $25.00 | $25.00 | 11/22/2010 8:18:46 PM |
| principal-laser | $34.00 | $34.00 | 11/23/2010 7:40:14 AM |
| credit-missile | $25.00 | $25.00 | 11/23/2010 8:07:19 AM |
| LittleMingo | $35.00 | $35.00 | 11/23/2010 9:38:18 AM |
| Astyanax | $75.00 | $75.00 | 11/23/2010 11:03:42 AM |
| balanced-balance6 | $25.00 | $25.00 | 11/23/2010 11:07:08 AM |
| honey-money | $25.00 | $25.00 | 11/23/2010 12:54:25 PM |
| oreyedoc | $25.00 | $25.00 | 11/23/2010 11:36:07 AM |
| squarebob | $25.00 | $25.00 | 11/23/2010 1:19:48 PM |
| snm2001 | $25.00 | $25.00 | 11/23/2010 1:54:09 PM |
| malomar66 | $50.00 | $50.00 | 11/23/2010 12:27:05 PM |
| 57 bids
|
Borrower Payment Dependent Notes Series
484533
This series of Notes was issued and sold upon the funding of the borrower loan #45591, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 24.00% |
Auction start date:
| Nov-16-2010 |
| |
Auction end date:
| Nov-23-2010 |
|
|
Starting lender yield:
| 19.00% |
Starting borrower rate/APR:
| 20.00% / 23.39% |
Starting monthly payment:
| $74.33 |
|
Final lender yield:
| 19.00% |
Final borrower rate/APR:
| 20.00% / 23.39% |
Final monthly payment:
| $74.33 |
| |
|
Auction yield range:
| 16.57% - 19.00% |
Estimated loss impact:
| 25.06% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| -6.06% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| May-1994 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 620-639 (Nov-2010) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 2y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Investor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,183 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Economics |
Borrower's state:
| Washington |
Borrower's group:
| University of Pennsylvania -- Philadelphia, PA |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 68 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Jan-2008)
(Feb-2006)
|
|
Principal balance:
| $97.67 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 68 | | |
Description
Paying off high interest card
Purpose of loan:
This loan will be used to pay off a credit card that increased its interest rate to 29.99%.
My financial situation:
I am a good candidate for this loan because my expenses are paid by my parents whenever necessary. Also, I manage a registered investment advisor company that I launched about a year-and-a-half ago. Currently, monthly business?revenue is $1,000 at a minimum and $20,000 at a maximum, depending upon quarterly performance (half of our accounts -- qualified accounts -- pay no flat fee, only a percentage of profits). Since we have been flat or down this year so far, monthly business?revenue has been close to $1,000 for most of the year (paid by non-qualified accounts). My parents have generously provided an additional $3,000 per month to help me grow the business. As I add new non-qualified accounts (slowly but surely -- 90% of my time is spent on research, 10% on marketing), the minimum figure increases. And when we have another good quarter (in 2009 we were up over 60%), the percentage of profit fee will grow.
Monthly revenues: $4,000 minimum?(including parental support)?
Monthly expenses: $3,900
??Housing: $0
??Insurance: $350??
? Car expenses: $300?
??Utilities: $0
??Phone, cable, internet: $300?
??Food, entertainment: $300
??Clothing, household expenses $100
??Credit cards and other loans: $1000
? Other expenses: $1550 (mostly business expenses)
Information in the Description is not verified.
Friends And Family Winning Bids
GhaChr has bid a total of
$500.00 in winning bids.
friends and family winning bid
Information in Friends and Family Winning Bids is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| GhaChr | $500.00 | $500.00 | 11/17/2010 9:48:52 AM |
| gpuck | $25.00 | $25.00 | 11/17/2010 7:10:55 PM |
| loanman2007 | $125.00 | $125.00 | 11/18/2010 5:53:14 AM |
| investment-artist | $50.00 | $50.00 | 11/18/2010 9:07:54 AM |
| MathProfessor | $50.00 | $50.00 | 11/18/2010 10:18:09 AM |
| well-mannered-income3 | $25.00 | $25.00 | 11/18/2010 11:51:09 AM |
| dlg | $25.00 | $25.00 | 11/18/2010 1:53:18 PM |
| bunnybear | $31.79 | $31.79 | 11/19/2010 10:57:56 AM |
| credit-missile | $25.00 | $25.00 | 11/20/2010 5:17:57 PM |
| JGuide | $200.08 | $200.08 | 11/21/2010 3:31:33 PM |
| cashhelp | $25.00 | $25.00 | 11/22/2010 4:22:39 AM |
| credit-missile | $25.00 | $25.00 | 11/22/2010 5:01:48 PM |
| DasMula | $117.13 | $117.13 | 11/22/2010 5:38:53 PM |
| farchoir | $25.00 | $25.00 | 11/23/2010 12:13:24 PM |
| anton | $600.00 | $550.89 | 11/23/2010 2:53:07 PM |
| reflective-rupee | $50.11 | $50.11 | 11/18/2010 10:51:16 AM |
| well-rounded-dinero | $100.00 | $100.00 | 11/18/2010 3:41:09 PM |
| hopeful-truth5 | $25.00 | $25.00 | 11/19/2010 11:54:45 AM |
| red-favorable-basis | $25.00 | $25.00 | 11/23/2010 8:50:24 AM |
| 19 bids
|
Borrower Payment Dependent Notes Series
485011
This series of Notes was issued and sold upon the funding of the borrower loan #45595, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.30% |
Auction start date:
| Nov-18-2010 |
| |
Auction end date:
| Nov-24-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $180.94 |
|
Final lender yield:
| 25.00% |
Final borrower rate/APR:
| 26.00% / 29.52% |
Final monthly payment:
| $161.16 |
| |
|
Auction yield range:
| 16.57% - 34.00% |
Estimated loss impact:
| 19.74% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.26% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 43% |
|
Credit score:
| 720-739 (Nov-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
9 | Length of status: | 16y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,712 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| cfinna8 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 3 |
On-time:
| 59 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $22,901.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Jul-2010)
600-619
(Dec-2009)
600-619
(Oct-2009)
600-619
(Sep-2009)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 59 | | |
Description
4th Prosper Loan
Purpose of loan:
This loan will be used to? Pay off Some debt and Home improvement
My financial situation:
I am a good candidate for this loan because? This will be my 4th Prosper Loan
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| alexgalt | $100.00 | $100.00 | 11/18/2010 2:45:10 PM |
| JustMee | $25.00 | $25.00 | 11/18/2010 8:52:51 PM |
| MoneyForNothing | $31.95 | $31.95 | 11/18/2010 9:25:50 PM |
| loanman2007 | $200.00 | $200.00 | 11/19/2010 6:48:58 AM |
| mikeandcat | $200.00 | $200.00 | 11/19/2010 5:40:40 AM |
| silver-parsec | $30.00 | $30.00 | 11/19/2010 9:56:10 AM |
| glroark | $100.00 | $100.00 | 11/19/2010 11:35:03 AM |
| anton | $250.00 | $250.00 | 11/19/2010 4:01:21 PM |
| nodebt2012 | $25.00 | $25.00 | 11/19/2010 11:26:42 PM |
| whirlingdervish | $75.00 | $75.00 | 11/20/2010 3:26:29 AM |
| chameleon125 | $200.00 | $200.00 | 11/20/2010 9:32:46 AM |
| lendstats_com | $200.00 | $200.00 | 11/20/2010 10:02:28 AM |
| capital-lesson | $25.00 | $25.00 | 11/20/2010 5:00:03 PM |
| five-star-note | $155.00 | $61.16 | 11/20/2010 5:25:04 PM |
| 1stBankAndHal | $25.06 | $25.06 | 11/21/2010 8:44:39 AM |
| jchurchi | $50.00 | $50.00 | 11/21/2010 4:15:01 PM |
| atlas100 | $50.00 | $50.00 | 11/22/2010 10:27:06 AM |
| WonByOne | $100.00 | $100.00 | 11/22/2010 3:10:23 AM |
| atlas100 | $25.00 | $25.00 | 11/22/2010 6:28:09 AM |
| interloode | $136.18 | $136.18 | 11/22/2010 8:09:56 AM |
| Gregger | $25.00 | $25.00 | 11/22/2010 8:00:37 PM |
| trainu | $114.26 | $114.26 | 11/23/2010 4:41:33 PM |
| Jinco | $75.00 | $75.00 | 11/23/2010 6:04:49 PM |
| boo_hoo | $50.00 | $50.00 | 11/23/2010 4:29:02 PM |
| dime-selector | $25.00 | $25.00 | 11/23/2010 11:23:23 PM |
| bughead | $25.00 | $25.00 | 11/23/2010 7:44:16 PM |
| Bob450 | $30.00 | $30.00 | 11/24/2010 7:44:38 AM |
| heerzaquestion | $50.00 | $50.00 | 11/24/2010 4:50:04 AM |
| tedi-tif | $40.00 | $40.00 | 11/24/2010 9:46:44 AM |
| BrighterSuns | $25.00 | $25.00 | 11/24/2010 9:23:59 AM |
| credit-missile | $25.00 | $25.00 | 11/24/2010 9:58:16 AM |
| melodious-openness | $400.00 | $400.00 | 11/24/2010 12:07:49 PM |
| montegomm | $50.00 | $50.00 | 11/24/2010 12:31:48 PM |
| outofoffice | $75.00 | $75.00 | 11/24/2010 12:37:19 PM |
| good4loan | $25.00 | $25.00 | 11/18/2010 4:06:34 PM |
| vine99 | $30.99 | $30.99 | 11/18/2010 7:58:01 PM |
| SolarMoonshine | $25.00 | $25.00 | 11/19/2010 4:16:26 AM |
| vulgy | $25.00 | $25.00 | 11/19/2010 7:55:22 AM |
| donlenboy | $56.78 | $56.78 | 11/19/2010 11:12:04 AM |
| cashhelp | $30.00 | $30.00 | 11/19/2010 12:41:50 PM |
| KrauseVentures | $25.00 | $25.00 | 11/19/2010 1:40:10 PM |
| carlos_chantana | $25.00 | $25.00 | 11/19/2010 4:54:30 PM |
| investment-artist | $25.00 | $25.00 | 11/22/2010 10:10:28 AM |
| gain-doughnut | $50.00 | $50.00 | 11/21/2010 10:51:41 PM |
| SkinnyFish | $25.00 | $25.00 | 11/22/2010 3:41:17 PM |
| Land_on_your_feet | $58.32 | $58.32 | 11/22/2010 7:42:04 PM |
| Aegidius | $50.00 | $50.00 | 11/23/2010 5:20:20 AM |
| HenlopenCapital | $25.00 | $25.00 | 11/23/2010 8:28:28 AM |
| showmethemoney5 | $50.00 | $50.00 | 11/23/2010 3:59:46 PM |
| Haribelle | $25.00 | $25.00 | 11/23/2010 8:37:29 PM |
| RainyDayFunds | $25.00 | $25.00 | 11/23/2010 9:21:55 PM |
| samurai2 | $30.00 | $30.00 | 11/23/2010 8:14:53 PM |
| one-midas | $100.00 | $100.00 | 11/23/2010 9:16:21 PM |
| supreme-hope | $25.00 | $25.00 | 11/23/2010 10:43:44 PM |
| power-secret-agent | $25.00 | $25.00 | 11/24/2010 3:27:37 AM |
| ZPBSFinancialGroup | $25.00 | $25.00 | 11/24/2010 5:15:02 AM |
| jpblan11 | $25.00 | $25.00 | 11/24/2010 3:24:24 AM |
| RecoveryLender | $25.30 | $25.30 | 11/24/2010 7:27:32 AM |
| simeonthewhale | $25.00 | $25.00 | 11/24/2010 7:01:12 AM |
| Barrayaran | $25.00 | $25.00 | 11/24/2010 9:42:24 AM |
| credit-missile | $25.00 | $25.00 | 11/24/2010 9:57:39 AM |
| loss-of-control | $100.00 | $100.00 | 11/24/2010 9:53:47 AM |
| honey-money | $25.00 | $25.00 | 11/24/2010 10:55:35 AM |
| fairness-coup8 | $25.00 | $25.00 | 11/24/2010 11:31:34 AM |
| credit-guard5 | $25.00 | $25.00 | 11/24/2010 11:05:24 AM |
| 65 bids
|
Borrower Payment Dependent Notes Series
482476
This series of Notes was issued and sold upon the funding of the borrower loan #45577, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.95% |
Auction start date:
| Nov-12-2010 |
| |
Auction end date:
| Nov-19-2010 |
|
|
Starting lender yield:
| 13.90% |
Starting borrower rate/APR:
| 14.90% / 17.07% |
Starting monthly payment:
| $519.25 |
|
Final lender yield:
| 13.90% |
Final borrower rate/APR:
| 14.90% / 17.07% |
Final monthly payment:
| $519.25 |
| |
|
Auction yield range:
| 5.57% - 13.90% |
Estimated loss impact:
| 6.18% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.72% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1986 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 760-779 (Nov-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 3y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Engineer - Chemical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,488 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 37% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| economy-brilliance4 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to pay off my credit cards at a lower interest rate than I currently have.
My financial situation:
I am a good candidate for this loan because I make my payments on time and in full.? I don't miss payments, I just need a lower interest rate to eliminate this debt.
Monthly net income: $ 3,600
Monthly expenses: $
??Housing: $ 1,410.00
??Insurance: $ 100
??Car expenses: $ 395
??Utilities: $ 200
??Phone, cable, internet: $ 200
??Food, entertainment: $ 200
??Clothing, household expenses $?100
??Credit cards and other loans: $?200 (with this loan)
??Other expenses: $ 115
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What is your current Credit Card Rate??
you have $20k in revolving - yet you are borrowing $15k on Prosper - what is the story/plan for the remaining $5k?? - gpuck
A:
Thanks for the question. I have one credit card that has a $15,000 balance at 24.99% APR. The remaining $5,000 is on a credit card that has a 0% APR.
(Nov-18-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| williemc44 | $50.00 | $50.00 | 11/12/2010 2:50:23 PM |
| exchange-upholder0 | $25.00 | $25.00 | 11/12/2010 2:52:45 PM |
| bowdish1 | $50.00 | $50.00 | 11/12/2010 2:57:39 PM |
| selector568 | $200.00 | $200.00 | 11/12/2010 2:53:06 PM |
| melodious-fairness | $50.00 | $50.00 | 11/12/2010 2:58:22 PM |
| objective-investor | $150.00 | $150.00 | 11/12/2010 2:58:44 PM |
| simplelender80 | $250.00 | $250.00 | 11/12/2010 2:54:25 PM |
| hitsman | $100.00 | $100.00 | 11/12/2010 2:57:04 PM |
| finance-mushroom | $100.00 | $100.00 | 11/12/2010 3:00:16 PM |
| mondial4 | $100.00 | $100.00 | 11/12/2010 2:59:17 PM |
| skuba | $25.00 | $25.00 | 11/12/2010 3:04:04 PM |
| BxRealtor | $25.00 | $25.00 | 11/12/2010 3:02:27 PM |
| tech310 | $50.00 | $50.00 | 11/12/2010 3:05:41 PM |
| ichibon | $150.00 | $150.00 | 11/12/2010 3:02:47 PM |
| jdwillcox | $100.00 | $100.00 | 11/12/2010 3:04:26 PM |
| Sam65 | $25.00 | $25.00 | 11/12/2010 3:06:48 PM |
| organized-payment6 | $25.00 | $25.00 | 11/12/2010 3:04:38 PM |
| natural-affluence4 | $25.00 | $25.00 | 11/12/2010 3:03:47 PM |
| kmr2 | $200.00 | $200.00 | 11/12/2010 3:06:21 PM |
| sumac5 | $100.00 | $100.00 | 11/12/2010 3:07:55 PM |
| finance_mba | $25.00 | $25.00 | 11/12/2010 3:08:12 PM |
| the-profit-oracle | $25.00 | $25.00 | 11/12/2010 3:12:14 PM |
| liberty-carnival | $25.00 | $25.00 | 11/12/2010 3:10:57 PM |
| handshake5 | $100.00 | $100.00 | 11/12/2010 3:16:32 PM |
| 108lender | $200.00 | $200.00 | 11/12/2010 3:13:50 PM |
| shrewd-deal | $25.00 | $25.00 | 11/12/2010 4:04:27 PM |
| Hartfelt | $25.00 | $25.00 | 11/12/2010 7:11:28 PM |
| haplender | $50.00 | $50.00 | 11/12/2010 7:46:06 PM |
| tekstyle38 | $50.00 | $50.00 | 11/12/2010 11:01:15 PM |
| piston_honda | $25.00 | $25.00 | 11/13/2010 5:09:26 AM |
| unassassinable | $25.00 | $25.00 | 11/13/2010 12:54:43 PM |
| Ripsaw4U | $50.00 | $50.00 | 11/13/2010 2:30:44 PM |
| squarebob | $25.00 | $25.00 | 11/14/2010 6:48:47 AM |
| Premierelender | $25.00 | $25.00 | 11/14/2010 8:14:22 AM |
| WLenders | $50.00 | $50.00 | 11/14/2010 5:29:08 AM |
| first-serene-credit | $25.00 | $25.00 | 11/14/2010 6:10:19 AM |
| squarebob | $25.00 | $25.00 | 11/14/2010 6:48:26 AM |
| JustMee | $25.00 | $25.00 | 11/14/2010 7:18:24 AM |
| taurusco | $25.00 | $25.00 | 11/15/2010 4:41:11 AM |
| historic-loan1 | $30.00 | $30.00 | 11/15/2010 6:50:04 AM |
| triumph329 | $25.00 | $25.00 | 11/15/2010 7:06:30 AM |
| rdrloan | $50.00 | $50.00 | 11/15/2010 7:34:10 AM |
| aldeed | $100.00 | $100.00 | 11/15/2010 9:21:55 AM |
| Vegasjim | $25.00 | $25.00 | 11/15/2010 9:22:08 AM |
| top-radiant-funds | $50.00 | $50.00 | 11/15/2010 9:22:10 AM |
| Tradesmanlender | $35.00 | $35.00 | 11/15/2010 9:37:14 AM |
| wkeboarder21 | $50.00 | $50.00 | 11/15/2010 3:08:58 PM |
| flwah | $25.00 | $25.00 | 11/15/2010 3:18:31 PM |
| deal-grid7 | $50.00 | $50.00 | 11/15/2010 3:57:08 PM |
| sarisai | $50.00 | $50.00 | 11/15/2010 3:49:12 PM |
| mike_banker | $50.00 | $50.00 | 11/15/2010 3:51:12 PM |
| GCInvestments | $25.00 | $25.00 | 11/15/2010 4:03:59 PM |
| income-sage9 | $25.00 | $25.00 | 11/15/2010 3:55:24 PM |
| loyalist1 | $100.00 | $100.00 | 11/15/2010 4:01:10 PM |
| Cai8899 | $30.00 | $30.00 | 11/15/2010 4:31:26 PM |
| systematic-dollar9 | $25.00 | $25.00 | 11/15/2010 4:29:53 PM |
| upbeat-investment9 | $40.64 | $40.64 | 11/15/2010 4:35:17 PM |
| a-finance-nirvana | $25.00 | $25.00 | 11/15/2010 4:07:17 PM |
| x-bones | $50.00 | $50.00 | 11/15/2010 4:40:24 PM |
| PaulW | $25.00 | $25.00 | 11/15/2010 4:09:27 PM |
| IIP77 | $25.00 | $25.00 | 11/16/2010 1:28:48 AM |
| Weaverville | $50.00 | $50.00 | 11/16/2010 1:20:11 AM |
| auction-sage | $50.00 | $50.00 | 11/15/2010 8:59:05 PM |
| value-investor9 | $50.00 | $50.00 | 11/16/2010 3:47:01 AM |
| anders94 | $25.00 | $25.00 | 11/16/2010 1:07:34 PM |
| Sol_Invictus | $25.00 | $25.00 | 11/16/2010 1:54:19 PM |
| helpishere777 | $25.00 | $25.00 | 11/16/2010 1:06:06 PM |
| Zimbu | $25.00 | $25.00 | 11/16/2010 1:24:06 PM |
| rytrearc | $25.00 | $25.00 | 11/16/2010 2:57:23 PM |
| smart-gain | $40.00 | $40.00 | 11/16/2010 3:38:21 PM |
| B-rad_the_Coug | $25.00 | $25.00 | 11/16/2010 4:19:24 PM |
| KileNSmyth4 | $56.66 | $56.66 | 11/16/2010 4:34:43 PM |
| CAGE-Investments | $25.00 | $25.00 | 11/16/2010 4:35:47 PM |
| Hogpilot | $25.00 | $25.00 | 11/16/2010 4:37:24 PM |
| theaterguy | $25.00 | $25.00 | 11/16/2010 5:09:46 PM |
| wise-silver-wonder | $25.00 | $25.00 | 11/16/2010 5:34:53 PM |
| irrelevant | $25.00 | $25.00 | 11/16/2010 4:35:59 PM |
| Katburg | $50.00 | $50.00 | 11/16/2010 5:37:09 PM |
| orgy63 | $50.00 | $50.00 | 11/16/2010 4:37:27 PM |
| subtle-revenue0 | $25.00 | $25.00 | 11/16/2010 4:37:50 PM |
| wrencher51 | $25.00 | $25.00 | 11/16/2010 5:09:43 PM |
| RMB-Investments | $50.00 | $50.00 | 11/16/2010 7:39:17 PM |
| divedude | $25.00 | $25.00 | 11/16/2010 7:59:09 PM |
| nilonc1 | $50.00 | $50.00 | 11/16/2010 8:23:43 PM |
| agiovasil | $25.00 | $25.00 | 11/16/2010 9:59:04 PM |
| azali | $25.00 | $25.00 | 11/17/2010 12:33:59 AM |
| omerta6102 | $30.13 | $30.13 | 11/16/2010 5:46:37 PM |
| reiterpitscrambledegg | $25.00 | $25.00 | 11/17/2010 12:54:13 AM |
| helvet | $25.00 | $25.00 | 11/17/2010 1:12:35 AM |
| jwood3030 | $25.00 | $25.00 | 11/17/2010 1:12:44 AM |
| julijask | $35.00 | $35.00 | 11/17/2010 1:14:03 AM |
| totoro | $25.00 | $25.00 | 11/17/2010 12:40:47 AM |
| ash135 | $25.00 | $25.00 | 11/17/2010 12:43:23 AM |
| Frenchynh | $25.00 | $25.00 | 11/17/2010 12:43:29 AM |
| brooklynjoe | $25.00 | $25.00 | 11/17/2010 1:09:19 AM |
| mikrolown | $25.00 | $25.00 | 11/17/2010 1:40:03 AM |
| phoko | $25.00 | $25.00 | 11/17/2010 1:22:19 AM |
| elegant-loot | $25.00 | $25.00 | 11/17/2010 1:40:17 AM |
| visionary-currency | $32.14 | $32.14 | 11/17/2010 1:44:08 AM |
| duty-starfish8 | $50.00 | $35.13 | 11/17/2010 3:19:18 AM |
| the-money-position | $25.93 | $25.93 | 11/16/2010 8:20:49 PM |
| kaykarun | $25.00 | $25.00 | 11/17/2010 12:56:33 AM |
| MakoF16 | $29.12 | $29.12 | 11/17/2010 1:09:12 AM |
| rudyindc | $25.00 | $25.00 | 11/17/2010 1:27:00 AM |
| fair_rates | $25.00 | $25.00 | 11/17/2010 8:17:35 AM |
| merlin981 | $42.73 | $42.73 | 11/17/2010 1:59:06 PM |
| skidoo99 | $47.32 | $47.32 | 11/17/2010 2:49:25 PM |
| forthright-principal2 | $25.00 | $25.00 | 11/17/2010 12:39:08 PM |
| GeorgiaGator | $30.00 | $30.00 | 11/17/2010 12:58:06 PM |
| RedCentre | $440.00 | $440.00 | 11/17/2010 2:40:00 PM |
| chrisb4745 | $28.24 | $28.24 | 11/17/2010 4:39:35 PM |
| gpuck | $50.00 | $50.00 | 11/17/2010 5:55:41 PM |
| all_of_that_one | $25.00 | $25.00 | 11/17/2010 6:44:25 PM |
| ethicalhumanist | $50.00 | $50.00 | 11/17/2010 7:17:21 PM |
| KrauseVentures | $50.00 | $50.00 | 11/17/2010 10:59:24 PM |
| Oak-Parker | $25.00 | $25.00 | 11/18/2010 12:52:43 AM |
| Mindful7 | $25.00 | $25.00 | 11/18/2010 4:25:38 AM |
| lucrative-coin | $64.76 | $64.76 | 11/18/2010 6:11:15 AM |
| zotzot | $25.00 | $25.00 | 11/18/2010 6:18:17 AM |
| alwayson | $25.00 | $25.00 | 11/18/2010 7:19:45 AM |
| squarebob | $25.00 | $25.00 | 11/18/2010 7:38:05 AM |
| triumph329 | $25.00 | $25.00 | 11/18/2010 7:43:12 AM |
| chkrvrty | $50.00 | $50.00 | 11/18/2010 7:28:42 AM |
| AustinAmerica | $25.00 | $25.00 | 11/18/2010 9:06:05 AM |
| CashBank | $25.00 | $25.00 | 11/18/2010 9:59:50 AM |
| lively-exchange | $25.00 | $25.00 | 11/18/2010 9:14:48 AM |
| ORteacher | $25.00 | $25.00 | 11/18/2010 9:32:04 AM |
| dmitriy2 | $25.00 | $25.00 | 11/18/2010 11:15:16 AM |
| ncg1983 | $25.00 | $25.00 | 11/18/2010 10:45:44 AM |
| merciful-yield | $100.00 | $100.00 | 11/18/2010 11:18:03 AM |
| grampy48 | $30.00 | $30.00 | 11/18/2010 12:57:29 PM |
| kc8fot | $50.00 | $50.00 | 11/18/2010 2:38:01 PM |
| bxdoc | $100.00 | $100.00 | 11/18/2010 1:56:37 PM |
| durability-halibut | $25.00 | $25.00 | 11/18/2010 2:54:10 PM |
| shantran | $100.00 | $100.00 | 11/18/2010 3:40:10 PM |
| RkyMtnHi | $75.00 | $75.00 | 11/18/2010 4:42:18 PM |
| upperdeck | $25.00 | $25.00 | 11/18/2010 4:47:56 PM |
| value-pouch | $25.00 | $25.00 | 11/18/2010 6:24:47 PM |
| thajr | $25.00 | $25.00 | 11/18/2010 6:30:27 PM |
| MattProsper | $50.00 | $50.00 | 11/18/2010 6:51:29 PM |
| enthusiastic-credit2 | $50.00 | $50.00 | 11/18/2010 6:23:54 PM |
| thrilling-nickel5 | $25.00 | $25.00 | 11/18/2010 7:26:13 PM |
| Untiedshu | $40.00 | $40.00 | 11/18/2010 7:28:50 PM |
| Importexport | $200.00 | $200.00 | 11/18/2010 6:46:34 PM |
| velocity-winner | $25.00 | $25.00 | 11/18/2010 9:39:13 PM |
| market-jam | $47.02 | $47.02 | 11/19/2010 4:07:08 AM |
| commitment-farm | $25.00 | $25.00 | 11/19/2010 4:09:49 AM |
| massuot | $25.00 | $25.00 | 11/19/2010 3:05:12 AM |
| rockhound84 | $25.00 | $25.00 | 11/19/2010 7:25:09 AM |
| mammalian4 | $25.00 | $25.00 | 11/19/2010 3:06:17 AM |
| cpbreton | $25.00 | $25.00 | 11/19/2010 4:06:54 AM |
| T2Capital | $50.00 | $50.00 | 11/19/2010 5:14:08 AM |
| DasMula | $25.00 | $25.00 | 11/19/2010 6:25:10 AM |
| Havnfun | $25.00 | $25.00 | 11/19/2010 6:51:34 AM |
| mraleig | $100.00 | $100.00 | 11/19/2010 9:22:16 AM |
| calkidd05 | $30.00 | $30.00 | 11/19/2010 1:29:55 PM |
| lawboy74 | $25.00 | $25.00 | 11/19/2010 12:35:01 PM |
| AM2171 | $25.00 | $25.00 | 11/19/2010 12:50:25 PM |
| hopeful-truth5 | $75.00 | $75.00 | 11/19/2010 1:07:47 PM |
| bibliomania | $25.00 | $25.00 | 11/19/2010 1:40:55 PM |
| tutnyce | $75.00 | $75.00 | 11/19/2010 1:47:18 PM |
| new-ore-venture | $75.90 | $75.90 | 11/19/2010 1:53:26 PM |
| finance-mammalian2 | $25.00 | $25.00 | 11/19/2010 2:40:56 PM |
| thebadpelican | $25.00 | $25.00 | 11/19/2010 12:49:12 PM |
| Isotope | $25.00 | $25.00 | 11/19/2010 2:08:05 PM |
| investment-comet | $25.00 | $25.00 | 11/12/2010 2:55:41 PM |
| GElender | $50.00 | $50.00 | 11/12/2010 2:51:36 PM |
| enthralling-deal180 | $50.00 | $50.00 | 11/12/2010 2:54:57 PM |
| radforj22 | $25.00 | $25.00 | 11/12/2010 2:58:13 PM |
| riproaringrapids | $25.00 | $25.00 | 11/12/2010 2:53:19 PM |
| yield-enlistment | $25.00 | $25.00 | 11/12/2010 2:58:58 PM |
| money-bauble | $100.00 | $100.00 | 11/12/2010 2:56:39 PM |
| mjunlimited | $50.00 | $50.00 | 11/12/2010 2:59:40 PM |
| dunox | $25.00 | $25.00 | 11/12/2010 2:59:53 PM |
| icchok | $50.00 | $50.00 | 11/12/2010 3:02:31 PM |
| inspired-investment8 | $50.00 | $50.00 | 11/12/2010 3:03:06 PM |
| ray1051 | $25.00 | $25.00 | 11/12/2010 3:03:18 PM |
| indomitable-coin | $50.00 | $50.00 | 11/12/2010 3:06:00 PM |
| bold-durability-drum | $50.00 | $50.00 | 11/12/2010 3:03:30 PM |
| nickel-ferret | $50.00 | $50.00 | 11/12/2010 3:04:46 PM |
| vigorous-velocity | $100.00 | $100.00 | 11/12/2010 3:06:26 PM |
| velocity-solo | $25.00 | $25.00 | 11/12/2010 3:07:44 PM |
| neutrino6 | $25.00 | $25.00 | 11/12/2010 3:08:51 PM |
| worldly-community3 | $50.00 | $50.00 | 11/12/2010 3:10:32 PM |
| rescue | $100.00 | $100.00 | 11/12/2010 3:12:00 PM |
| teller | $50.00 | $50.00 | 11/12/2010 3:15:14 PM |
| generous-deal6 | $50.00 | $50.00 | 11/12/2010 3:15:23 PM |
| loyalty-sherpa | $50.00 | $50.00 | 11/12/2010 3:15:47 PM |
| orderly-leverage | $50.00 | $50.00 | 11/12/2010 3:16:06 PM |
| laufer32304 | $50.00 | $50.00 | 11/12/2010 3:16:23 PM |
| worthy-bid8 | $100.00 | $100.00 | 11/12/2010 3:16:45 PM |
| graceful-investment | $63.71 | $63.71 | 11/12/2010 3:21:09 PM |
| reflective-rupee | $44.00 | $44.00 | 11/12/2010 4:06:17 PM |
| AK49-JW | $25.00 | $25.00 | 11/12/2010 7:25:42 PM |
| RedCentre | $59.17 | $59.17 | 11/13/2010 12:41:14 AM |
| kublai | $50.00 | $50.00 | 11/13/2010 6:54:18 AM |
| melodious-fairness | $50.00 | $50.00 | 11/13/2010 10:42:14 AM |
| vigilance-revolutionary | $50.00 | $50.00 | 11/13/2010 2:30:37 PM |
| panegryst | $50.00 | $50.00 | 11/14/2010 3:44:31 AM |
| commerce-web5 | $50.00 | $50.00 | 11/13/2010 9:32:00 PM |
| the-silver-blaster | $50.00 | $50.00 | 11/14/2010 4:39:18 AM |
| secondphase | $50.00 | $50.00 | 11/14/2010 12:31:46 PM |
| meenan | $50.00 | $50.00 | 11/14/2010 1:19:26 PM |
| credit-bliss8 | $25.00 | $25.00 | 11/14/2010 2:00:42 PM |
| missing-link | $50.00 | $50.00 | 11/14/2010 8:52:14 PM |
| KLVLOPZ64 | $50.00 | $50.00 | 11/15/2010 6:51:26 AM |
| j2ee | $25.00 | $25.00 | 11/15/2010 7:51:00 AM |
| Bank_Of_XL | $50.00 | $50.00 | 11/15/2010 10:49:37 AM |
| soheagle | $50.00 | $50.00 | 11/15/2010 11:33:44 AM |
| TennSquire | $25.00 | $25.00 | 11/15/2010 12:13:10 PM |
| bigbrowntruck | $25.00 | $25.00 | 11/15/2010 1:10:52 PM |
| Eastern | $25.00 | $25.00 | 11/15/2010 2:15:21 PM |
| Big-Travy | $25.00 | $25.00 | 11/15/2010 11:33:03 AM |
| kegs | $25.00 | $25.00 | 11/15/2010 3:09:13 PM |
| LiveNow | $25.00 | $25.00 | 11/15/2010 3:48:01 PM |
| balanced-rupee | $50.00 | $50.00 | 11/15/2010 3:53:14 PM |
| radiant-fund | $50.00 | $50.00 | 11/15/2010 3:58:53 PM |
| BrandonW | $25.00 | $25.00 | 11/15/2010 4:00:31 PM |
| thevogelfamily | $25.00 | $25.00 | 11/15/2010 4:04:35 PM |
| nunnie | $25.00 | $25.00 | 11/15/2010 4:08:08 PM |
| wtrboy | $50.00 | $50.00 | 11/15/2010 4:08:33 PM |
| first-enchanted-agreement | $25.00 | $25.00 | 11/15/2010 4:08:13 PM |
| goingplaces99 | $50.00 | $50.00 | 11/15/2010 4:59:13 PM |
| Timex | $42.25 | $42.25 | 11/15/2010 6:04:24 PM |
| timepassport | $25.00 | $25.00 | 11/15/2010 5:49:27 PM |
| DcUnited | $30.00 | $30.00 | 11/16/2010 2:03:14 AM |
| tntmojave | $25.00 | $25.00 | 11/16/2010 3:28:01 AM |
| srgriff | $25.00 | $25.00 | 11/16/2010 7:09:40 AM |
| Rivervale_Westwood | $25.00 | $25.00 | 11/16/2010 8:16:36 AM |
| fireboss | $25.00 | $25.00 | 11/16/2010 7:20:25 AM |
| alpinaut | $25.00 | $25.00 | 11/16/2010 5:14:21 AM |
| brazilofmux | $100.00 | $100.00 | 11/16/2010 1:07:17 PM |
| superb-funds335 | $25.00 | $25.00 | 11/16/2010 1:06:02 PM |
| mattpet | $25.00 | $25.00 | 11/16/2010 2:10:37 PM |
| HedgeFund | $50.00 | $50.00 | 11/16/2010 1:06:11 PM |
| successful-agreement7 | $58.24 | $58.24 | 11/16/2010 3:01:11 PM |
| wampum-chorus3 | $25.00 | $25.00 | 11/16/2010 2:10:47 PM |
| Gabriel02 | $25.00 | $25.00 | 11/16/2010 4:21:10 PM |
| narblark | $50.00 | $50.00 | 11/16/2010 4:20:41 PM |
| chlebie | $25.00 | $25.00 | 11/16/2010 4:30:25 PM |
| Interloper | $25.00 | $25.00 | 11/16/2010 4:35:23 PM |
| yield-seeker | $25.00 | $25.00 | 11/16/2010 4:37:36 PM |
| studious-bonus7 | $100.00 | $100.00 | 11/16/2010 4:37:49 PM |
| Picopie | $46.53 | $46.53 | 11/16/2010 4:37:28 PM |
| Banker7371 | $25.00 | $25.00 | 11/16/2010 4:37:54 PM |
| goodfaithAK | $25.00 | $25.00 | 11/16/2010 4:38:04 PM |
| oaktown23 | $50.00 | $50.00 | 11/16/2010 5:02:37 PM |
| designs626 | $50.00 | $50.00 | 11/16/2010 5:27:39 PM |
| discrete-asset | $25.00 | $25.00 | 11/16/2010 5:34:35 PM |
| orange-dollar-guild | $25.00 | $25.00 | 11/16/2010 5:37:02 PM |
| lostontheedge | $25.00 | $25.00 | 11/16/2010 5:37:22 PM |
| point-kitten6 | $50.00 | $50.00 | 11/16/2010 4:37:47 PM |
| ready-vigilance3 | $50.00 | $50.00 | 11/16/2010 4:37:52 PM |
| tsquared_030 | $32.83 | $32.83 | 11/16/2010 5:45:56 PM |
| raisingophelia | $25.00 | $25.00 | 11/16/2010 4:39:37 PM |
| onlyastepaway | $25.00 | $25.00 | 11/16/2010 6:04:04 PM |
| 4est | $25.00 | $25.00 | 11/16/2010 6:44:07 PM |
| well-mannered-income3 | $25.00 | $25.00 | 11/16/2010 7:16:00 PM |
| martinatime | $25.00 | $25.00 | 11/16/2010 5:26:10 PM |
| StWaldo | $25.00 | $25.00 | 11/16/2010 5:26:18 PM |
| gjh37 | $25.12 | $25.12 | 11/16/2010 8:14:07 PM |
| contract-boomerang | $25.00 | $25.00 | 11/16/2010 8:09:32 PM |
| peace-missile | $25.00 | $25.00 | 11/17/2010 12:24:04 AM |
| lowestghost | $28.00 | $28.00 | 11/17/2010 12:40:17 AM |
| ClearLake | $25.00 | $25.00 | 11/17/2010 12:42:12 AM |
| Sibelius2 | $25.00 | $25.00 | 11/17/2010 12:50:46 AM |
| Kijib | $25.00 | $25.00 | 11/17/2010 12:52:30 AM |
| rjleves | $27.80 | $27.80 | 11/17/2010 12:58:57 AM |
| Cheburashka | $25.00 | $25.00 | 11/17/2010 12:42:33 AM |
| peerlender | $25.00 | $25.00 | 11/17/2010 12:43:26 AM |
| slojudy | $31.50 | $31.50 | 11/17/2010 12:50:56 AM |
| PatRichi | $25.00 | $25.00 | 11/17/2010 1:12:48 AM |
| dinero-speaker | $25.00 | $25.00 | 11/17/2010 1:46:59 AM |
| dparkhom | $25.00 | $25.00 | 11/17/2010 1:24:54 AM |
| nalaari | $25.00 | $25.00 | 11/17/2010 1:40:49 AM |
| turbine5 | $30.92 | $30.92 | 11/17/2010 1:43:09 AM |
| littlemonkey | $25.00 | $25.00 | 11/16/2010 8:06:09 PM |
| mrack | $50.00 | $50.00 | 11/16/2010 8:54:06 PM |
| easylender | $25.00 | $25.00 | 11/17/2010 12:32:51 AM |
| loki_en | $26.20 | $26.20 | 11/17/2010 12:39:39 AM |
| Ven58 | $25.00 | $25.00 | 11/17/2010 12:42:38 AM |
| Aimvest | $25.00 | $25.00 | 11/17/2010 12:56:09 AM |
| Ivan2007 | $45.97 | $45.97 | 11/17/2010 12:56:27 AM |
| ISHLEP67 | $39.12 | $39.12 | 11/17/2010 12:58:43 AM |
| hrubinst | $27.09 | $27.09 | 11/17/2010 1:16:58 AM |
| F16Pilot | $25.00 | $25.00 | 11/17/2010 1:26:45 AM |
| rockhound84 | $25.00 | $25.00 | 11/17/2010 1:28:40 PM |
| inforapenny | $50.00 | $50.00 | 11/17/2010 1:59:39 PM |
| mpatrick | $25.00 | $25.00 | 11/17/2010 2:50:56 PM |
| xchach1ng | $25.00 | $25.00 | 11/17/2010 6:05:39 PM |
| peace-stilleto7 | $25.00 | $25.00 | 11/17/2010 5:22:03 PM |
| one-midas | $50.00 | $50.00 | 11/17/2010 5:53:12 PM |
| UncleScroogeDMD | $150.00 | $150.00 | 11/17/2010 5:56:58 PM |
| rmpedi33 | $50.00 | $50.00 | 11/17/2010 4:13:36 PM |
| dime-vista2 | $25.00 | $25.00 | 11/17/2010 9:39:29 PM |
| maximizer | $25.00 | $25.00 | 11/18/2010 2:53:45 AM |
| jcw3rd | $25.00 | $25.00 | 11/18/2010 3:30:17 AM |
| compassion-burrito | $50.00 | $50.00 | 11/17/2010 11:03:47 PM |
| ManhattanLender | $25.00 | $25.00 | 11/17/2010 11:05:50 PM |
| wojo | $25.00 | $25.00 | 11/18/2010 6:03:09 AM |
| red-deal-genius | $29.37 | $29.37 | 11/18/2010 6:54:58 AM |
| peso-fortress | $25.00 | $25.00 | 11/18/2010 7:02:11 AM |
| dollardave | $100.00 | $100.00 | 11/18/2010 7:49:44 AM |
| Wild84Cats | $62.20 | $62.20 | 11/18/2010 7:54:31 AM |
| dahnkster | $25.00 | $25.00 | 11/18/2010 8:17:19 AM |
| woohoo | $25.00 | $25.00 | 11/18/2010 9:48:23 AM |
| mauge35 | $25.00 | $25.00 | 11/18/2010 8:09:31 AM |
| credit-panda1 | $30.00 | $30.00 | 11/18/2010 8:51:05 AM |
| debt-legend | $25.00 | $25.00 | 11/18/2010 10:24:08 AM |
| gpuck | $25.00 | $25.00 | 11/18/2010 10:25:55 AM |
| BuckeyeBanker | $100.00 | $100.00 | 11/18/2010 12:19:33 PM |
| dedicated-transaction796 | $70.78 | $70.78 | 11/18/2010 1:21:01 PM |
| jcquiroz | $50.00 | $50.00 | 11/18/2010 1:29:58 PM |
| lawyervon | $25.00 | $25.00 | 11/18/2010 1:35:16 PM |
| fortunesell | $25.00 | $25.00 | 11/18/2010 1:33:03 PM |
| bebeshor | $25.00 | $25.00 | 11/18/2010 2:10:01 PM |
| Frugal | $25.00 | $25.00 | 11/18/2010 3:43:16 PM |
| trustworthy-finance6 | $150.00 | $150.00 | 11/18/2010 4:21:49 PM |
| Richmp412 | $25.00 | $25.00 | 11/18/2010 5:25:41 PM |
| pghtiny | $25.00 | $25.00 | 11/18/2010 6:43:47 PM |
| salegalaxy | $25.00 | $25.00 | 11/18/2010 6:31:56 PM |
| CSinvestments | $26.65 | $26.65 | 11/18/2010 8:07:50 PM |
| _NaLNaBB | $100.00 | $100.00 | 11/18/2010 8:22:33 PM |
| Simply2fly | $25.00 | $25.00 | 11/18/2010 7:16:53 PM |
| speedy-dime7 | $25.00 | $25.00 | 11/18/2010 8:03:55 PM |
| wwwUniversal | $25.00 | $25.00 | 11/18/2010 10:28:41 PM |
| mgking007 | $100.00 | $100.00 | 11/18/2010 10:47:07 PM |
| eclicknsave | $25.00 | $25.00 | 11/18/2010 10:54:21 PM |
| ProudDad | $50.00 | $50.00 | 11/18/2010 10:01:00 PM |
| GolfPro2006 | $25.00 | $25.00 | 11/19/2010 4:38:53 AM |
| loan-kung-fu | $100.00 | $100.00 | 11/19/2010 5:05:47 AM |
| commerce-yeller | $25.00 | $25.00 | 11/19/2010 6:28:06 AM |
| Long-term2040 | $25.00 | $25.00 | 11/19/2010 4:53:47 AM |
| UncleSafety | $25.00 | $25.00 | 11/19/2010 7:14:56 AM |
| Redeast | $25.00 | $25.00 | 11/19/2010 10:33:34 AM |
| biofred | $25.00 | $25.00 | 11/19/2010 8:43:12 AM |
| mustang9935 | $30.00 | $30.00 | 11/19/2010 11:43:18 AM |
| debt-sphinx99 | $25.00 | $25.00 | 11/19/2010 12:33:40 PM |
| piano55 | $25.00 | $25.00 | 11/19/2010 1:45:22 PM |
| peace-missile | $50.00 | $50.00 | 11/19/2010 1:50:30 PM |
| merciful-yield | $62.73 | $62.73 | 11/19/2010 11:05:05 AM |
| hopeful-truth5 | $100.00 | $100.00 | 11/19/2010 1:59:13 PM |
| StreetJustice | $34.10 | $34.10 | 11/19/2010 1:40:15 PM |
| Nikelaos | $75.00 | $75.00 | 11/19/2010 2:29:38 PM |
| georgedorn | $25.00 | $25.00 | 11/19/2010 2:15:26 PM |
| 345 bids
|
Borrower Payment Dependent Notes Series
483372
This series of Notes was issued and sold upon the funding of the borrower loan #45512, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.80% |
Auction start date:
| Nov-09-2010 |
| |
Auction end date:
| Nov-16-2010 |
|
|
Starting lender yield:
| 26.50% |
Starting borrower rate/APR:
| 27.50% / 31.05% |
Starting monthly payment:
| $308.20 |
|
Final lender yield:
| 26.50% |
Final borrower rate/APR:
| 27.50% / 31.05% |
Final monthly payment:
| $308.20 |
| |
|
Auction yield range:
| 10.57% - 26.50% |
Estimated loss impact:
| 11.46% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-2008 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 700-719 (Nov-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 1y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,504 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| flexible-income9 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Travel and classes in France
Purpose of loan:
This loan will be used to travel in France and to have chocolate and pastry classes for 2 weeks
My financial situation:
I am a good candidate for this loan because i'm able to pay monthly and i have a good salary to guaranty the loan amount.?
Monthly net income: $ 8341
Monthly expenses: $ 5363
??Housing: $ 1950
??Insurance: $ 273
??Car expenses: $ 1720
??Utilities: $125
??Phone, cable, internet: $165
??Food, entertainment: $580
??Clothing, household expenses $350
??Credit cards and other loans: $200
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi- I was wondering what you currently do for a living and if this class in for pleasure and your hobby, or directly related to your field of work. Thanks- - diversification-maple1
A:
Hi,
This is directly related to my field of work. I will participate to the Chocolate World Cup in France next May 2011 and these classes are a huge step to achieve my goals.
Thank you
(Nov-13-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Thylow | $25.00 | $25.00 | 11/9/2010 2:42:16 PM |
| Thylow | $25.00 | $25.00 | 11/9/2010 2:43:01 PM |
| valiant-liberty4 | $25.00 | $25.00 | 11/9/2010 2:41:29 PM |
| 6moonbeams | $50.00 | $50.00 | 11/9/2010 2:50:22 PM |
| velocity-solo | $25.00 | $25.00 | 11/9/2010 3:12:19 PM |
| Comoparklender | $25.00 | $25.00 | 11/9/2010 3:13:09 PM |
| simplelender80 | $100.00 | $100.00 | 11/9/2010 3:25:22 PM |
| RedCentre | $500.00 | $500.00 | 11/9/2010 3:34:42 PM |
| reflective-rupee | $44.00 | $44.00 | 11/9/2010 3:54:19 PM |
| Trakissta | $150.00 | $150.00 | 11/9/2010 7:07:47 PM |
| Cai8899 | $25.00 | $25.00 | 11/10/2010 5:04:01 AM |
| balance-handshake7 | $25.00 | $25.00 | 11/10/2010 2:32:16 PM |
| Artist_Blue | $25.00 | $25.00 | 11/10/2010 2:32:39 PM |
| Kaj | $25.00 | $25.00 | 11/11/2010 3:58:24 AM |
| loyalist1 | $50.00 | $50.00 | 11/11/2010 6:50:31 AM |
| 108lender | $250.00 | $250.00 | 11/11/2010 12:30:45 PM |
| WalnutCreekguy | $50.00 | $50.00 | 11/11/2010 3:04:48 PM |
| personal-lender | $25.00 | $25.00 | 11/11/2010 3:05:54 PM |
| rhin0cerx | $50.00 | $50.00 | 11/11/2010 3:04:55 PM |
| missing-link | $100.00 | $100.00 | 11/11/2010 3:06:43 PM |
| bountiful-durability | $38.52 | $38.52 | 11/11/2010 3:59:22 PM |
| platinum-celebration4 | $25.00 | $25.00 | 11/11/2010 3:59:24 PM |
| squarebob | $25.00 | $25.00 | 11/13/2010 12:42:00 PM |
| SFBank | $200.00 | $200.00 | 11/13/2010 4:50:03 PM |
| Investoman | $25.00 | $25.00 | 11/13/2010 5:29:18 PM |
| ingenious-deal6 | $25.00 | $25.00 | 11/13/2010 9:21:27 PM |
| MadHun | $50.00 | $50.00 | 11/14/2010 4:22:10 PM |
| dedicated-transaction796 | $50.00 | $50.00 | 11/15/2010 8:19:20 AM |
| TrekTune | $25.00 | $25.00 | 11/15/2010 10:00:38 AM |
| commerce-web5 | $50.00 | $50.00 | 11/15/2010 2:41:15 PM |
| mercuriant | $25.00 | $25.00 | 11/15/2010 4:02:51 PM |
| IIP77 | $25.00 | $25.00 | 11/15/2010 4:10:29 PM |
| best-generosity-financier | $35.00 | $35.00 | 11/15/2010 6:27:37 PM |
| mjosa | $50.00 | $50.00 | 11/15/2010 6:16:07 PM |
| rockhound84 | $25.00 | $25.00 | 11/16/2010 5:12:52 AM |
| loan-fate | $26.42 | $26.42 | 11/16/2010 8:58:00 AM |
| minnesotafinancial | $25.00 | $25.00 | 11/16/2010 8:24:55 AM |
| ore-dojo | $25.00 | $25.00 | 11/16/2010 8:53:45 AM |
| nimble-nickel | $50.00 | $50.00 | 11/16/2010 9:58:36 AM |
| oath163 | $25.00 | $25.00 | 11/16/2010 7:37:43 AM |
| Zipcut | $40.00 | $40.00 | 11/16/2010 11:34:57 AM |
| dollar-sonnet3 | $50.00 | $50.00 | 11/16/2010 8:24:52 AM |
| grampy48 | $35.00 | $35.00 | 11/16/2010 1:05:05 PM |
| reflective-rupee | $500.00 | $500.00 | 11/16/2010 11:23:30 AM |
| loss-of-control | $50.00 | $50.00 | 11/16/2010 2:11:30 PM |
| finance-mushroom | $100.00 | $100.00 | 11/9/2010 2:49:27 PM |
| money-bauble | $25.00 | $25.00 | 11/9/2010 2:45:22 PM |
| bid-czar8 | $50.00 | $50.00 | 11/9/2010 3:10:39 PM |
| kulender | $50.00 | $50.00 | 11/9/2010 3:47:58 PM |
| cbz | $25.00 | $25.00 | 11/10/2010 6:41:20 AM |
| tech310 | $25.00 | $25.00 | 11/10/2010 2:32:04 PM |
| successful-agreement7 | $100.00 | $100.00 | 11/10/2010 2:31:35 PM |
| moola-wildebeest3 | $25.00 | $25.00 | 11/10/2010 2:31:59 PM |
| radiant-loan5 | $200.00 | $200.00 | 11/10/2010 2:33:03 PM |
| finance-prescription | $50.00 | $50.00 | 11/11/2010 2:29:36 PM |
| inspiring-reward | $100.00 | $100.00 | 11/11/2010 3:02:29 PM |
| jigsaw | $50.00 | $50.00 | 11/11/2010 3:04:34 PM |
| hope-eagle6 | $25.00 | $25.00 | 11/11/2010 3:24:55 PM |
| orderly-leverage | $25.00 | $25.00 | 11/11/2010 3:59:05 PM |
| ah-long | $25.00 | $25.00 | 11/12/2010 3:59:23 AM |
| FeedTheMachine | $50.00 | $50.00 | 11/12/2010 2:11:47 PM |
| CashFlow13 | $2,000.00 | $2,000.00 | 11/13/2010 7:09:44 AM |
| squarebob | $25.00 | $25.00 | 11/13/2010 12:42:33 PM |
| SolarMoonshine | $25.00 | $25.00 | 11/13/2010 3:29:15 PM |
| back-scratchers | $25.00 | $25.00 | 11/14/2010 1:50:49 AM |
| payment-gusto | $25.00 | $25.00 | 11/14/2010 9:49:43 AM |
| courteous-kindness1 | $50.00 | $50.00 | 11/14/2010 6:11:20 PM |
| dinero-mason | $50.00 | $50.00 | 11/15/2010 5:59:15 AM |
| aldeed | $100.00 | $100.00 | 11/15/2010 9:21:40 AM |
| cognizant-rate732 | $25.00 | $25.00 | 11/15/2010 7:30:54 AM |
| graceful-investment | $100.00 | $100.00 | 11/15/2010 10:56:17 AM |
| TennSquire | $25.00 | $25.00 | 11/15/2010 2:43:03 PM |
| historic-loan1 | $30.00 | $30.00 | 11/15/2010 1:19:44 PM |
| unassassinable | $25.00 | $25.00 | 11/15/2010 4:01:23 PM |
| pursuit699 | $50.00 | $50.00 | 11/15/2010 4:02:30 PM |
| point-kitten6 | $50.00 | $50.00 | 11/15/2010 4:11:59 PM |
| intuitive-velocity4 | $35.00 | $35.00 | 11/15/2010 8:30:51 PM |
| musegaze | $100.00 | $100.00 | 11/15/2010 7:49:06 PM |
| 1st_Prosper_Lender | $25.00 | $25.00 | 11/16/2010 4:52:30 AM |
| 1st_Prosper_Lender | $25.00 | $25.00 | 11/16/2010 4:39:53 AM |
| suave-dime6 | $25.00 | $25.00 | 11/16/2010 8:56:50 AM |
| Bob450 | $25.00 | $25.00 | 11/16/2010 9:26:19 AM |
| JoyfulVegetarian | $25.00 | $25.00 | 11/16/2010 7:29:23 AM |
| reflective-rupee | $250.00 | $250.00 | 11/16/2010 11:25:02 AM |
| friendinmoney | $40.76 | $40.76 | 11/16/2010 11:51:21 AM |
| ultimate-peace | $50.00 | $50.00 | 11/16/2010 1:45:07 PM |
| Nerdster1 | $25.01 | $25.01 | 11/16/2010 2:31:37 PM |
| moola-monger9 | $50.00 | $50.00 | 11/16/2010 1:48:45 PM |
| reflective-rupee | $250.00 | $8.29 | 11/16/2010 11:24:29 AM |
| durable-investment8 | $27.00 | $27.00 | 11/16/2010 2:39:40 PM |
| thebadpelican | $25.00 | $25.00 | 11/16/2010 12:21:29 PM |
| loss-of-control | $100.00 | $100.00 | 11/16/2010 2:11:49 PM |
| basis-image | $40.00 | $40.00 | 11/16/2010 1:31:29 PM |
| 93 bids
|
Borrower Payment Dependent Notes Series
483576
This series of Notes was issued and sold upon the funding of the borrower loan #45598, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 3.50% |
Auction start date:
| Nov-10-2010 |
| |
Auction end date:
| Nov-17-2010 |
|
|
Starting lender yield:
| 9.95% |
Starting borrower rate/APR:
| 10.95% / 13.07% |
Starting monthly payment:
| $458.01 |
|
Final lender yield:
| 9.95% |
Final borrower rate/APR:
| 10.95% / 13.07% |
Final monthly payment:
| $458.01 |
| |
|
Auction yield range:
| 3.57% - 9.95% |
Estimated loss impact:
| 3.53% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.42% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1987 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 780-799 (Nov-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
8 | Length of status: | 19y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $15,529 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| compassionate-vigilance1 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying of my credit cards
Purpose of loan:
This loan will be used to?Pay off my credit cards?
My financial situation:
I am a good candidate for this loan because? I have been employed at the same company for 19 years and by lowering the interest on my debt I will be able to pay off my debt in three years at a payment that I can afford. I have made some mistakes with my finances and Iam trying to fix it. Thankyou for your consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| melodious-fairness | $25.00 | $25.00 | 11/10/2010 2:43:35 PM |
| riproaringrapids | $25.00 | $25.00 | 11/10/2010 2:43:57 PM |
| organized-payment6 | $50.00 | $50.00 | 11/10/2010 2:45:00 PM |
| money-bauble | $100.00 | $100.00 | 11/10/2010 2:46:14 PM |
| the-profit-oracle | $25.00 | $25.00 | 11/10/2010 2:48:11 PM |
| mondial4 | $100.00 | $100.00 | 11/10/2010 2:48:44 PM |
| BxRealtor | $25.00 | $25.00 | 11/10/2010 2:54:15 PM |
| indomitable-coin | $50.00 | $50.00 | 11/10/2010 2:54:43 PM |
| natural-affluence4 | $25.00 | $25.00 | 11/10/2010 2:55:11 PM |
| handshake5 | $100.00 | $100.00 | 11/10/2010 2:55:31 PM |
| GElender | $100.00 | $100.00 | 11/10/2010 2:43:07 PM |
| tech310 | $50.00 | $50.00 | 11/10/2010 2:56:42 PM |
| nickel-ferret | $50.00 | $50.00 | 11/10/2010 2:56:10 PM |
| rescue | $100.00 | $100.00 | 11/10/2010 2:57:18 PM |
| rekitten | $100.00 | $100.00 | 11/10/2010 2:56:23 PM |
| neutrino6 | $25.00 | $25.00 | 11/10/2010 2:59:01 PM |
| objective-investor | $150.00 | $150.00 | 11/10/2010 2:47:52 PM |
| sumac5 | $100.00 | $100.00 | 11/10/2010 2:58:33 PM |
| dunox | $25.00 | $25.00 | 11/10/2010 2:49:20 PM |
| tolerant-dinero2 | $25.00 | $25.00 | 11/10/2010 2:50:16 PM |
| systematic-dollar9 | $25.00 | $25.00 | 11/10/2010 3:00:50 PM |
| missing-link | $50.00 | $50.00 | 11/10/2010 3:02:15 PM |
| selector568 | $300.00 | $300.00 | 11/10/2010 2:50:59 PM |
| enthralling-deal180 | $50.00 | $50.00 | 11/10/2010 2:55:55 PM |
| Havana21 | $100.00 | $100.00 | 11/10/2010 2:56:37 PM |
| investment-comet | $25.00 | $25.00 | 11/10/2010 2:57:43 PM |
| Sam65 | $25.00 | $25.00 | 11/10/2010 2:57:50 PM |
| j2ee | $25.00 | $25.00 | 11/11/2010 8:56:03 AM |
| wtrboy | $50.00 | $50.00 | 11/11/2010 11:33:54 AM |
| inspiring-reward | $75.00 | $75.00 | 11/11/2010 3:03:43 PM |
| Weaverville | $50.00 | $50.00 | 11/11/2010 6:36:43 PM |
| orderly-leverage | $50.00 | $50.00 | 11/12/2010 9:11:55 AM |
| speedy-dime7 | $25.00 | $25.00 | 11/12/2010 8:26:44 AM |
| worthy-bid8 | $100.00 | $100.00 | 11/12/2010 12:44:22 PM |
| Tradesmanlender | $35.00 | $35.00 | 11/12/2010 12:59:29 PM |
| zippy-revenue8 | $25.00 | $25.00 | 11/12/2010 1:45:20 PM |
| wellnessnyc | $25.00 | $25.00 | 11/12/2010 9:36:49 PM |
| larrybird | $31.15 | $31.15 | 11/12/2010 10:57:54 PM |
| piston_honda | $25.00 | $25.00 | 11/13/2010 5:09:21 AM |
| unassassinable | $25.00 | $25.00 | 11/13/2010 12:54:38 PM |
| Ripsaw4U | $50.00 | $50.00 | 11/13/2010 2:24:41 PM |
| balanced-rupee | $50.00 | $50.00 | 11/13/2010 7:24:20 PM |
| helpishere777 | $25.00 | $25.00 | 11/13/2010 6:24:18 PM |
| the-silver-blaster | $50.00 | $50.00 | 11/14/2010 4:39:14 AM |
| commerce-web5 | $50.00 | $50.00 | 11/13/2010 9:32:06 PM |
| squarebob | $25.00 | $25.00 | 11/14/2010 6:33:17 AM |
| panegryst | $50.00 | $50.00 | 11/14/2010 3:44:24 AM |
| upbeat-investment9 | $34.36 | $34.36 | 11/14/2010 2:09:07 PM |
| taurusco | $25.00 | $25.00 | 11/15/2010 4:41:08 AM |
| kegs | $93.33 | $93.33 | 11/15/2010 5:24:08 AM |
| Vegasjim | $25.00 | $25.00 | 11/15/2010 9:22:05 AM |
| thevogelfamily | $25.00 | $25.00 | 11/15/2010 10:58:01 AM |
| Big-Travy | $25.00 | $25.00 | 11/15/2010 11:32:54 AM |
| Eastern | $75.00 | $75.00 | 11/15/2010 2:15:17 PM |
| PaulW | $25.00 | $25.00 | 11/15/2010 2:24:59 PM |
| nunnie | $25.00 | $25.00 | 11/15/2010 1:17:47 PM |
| soheagle | $50.00 | $50.00 | 11/15/2010 11:33:40 AM |
| Rivervale_Westwood | $25.00 | $25.00 | 11/15/2010 3:08:56 PM |
| TennSquire | $25.00 | $25.00 | 11/15/2010 12:13:06 PM |
| Quiddity | $50.00 | $50.00 | 11/15/2010 3:17:04 PM |
| studious-bonus7 | $50.49 | $50.49 | 11/15/2010 3:17:51 PM |
| lostontheedge | $25.00 | $25.00 | 11/15/2010 3:15:03 PM |
| newest-sensible-hope | $50.00 | $50.00 | 11/15/2010 3:18:04 PM |
| fireboss | $25.00 | $25.00 | 11/15/2010 3:42:53 PM |
| emelia | $50.00 | $50.00 | 11/15/2010 3:47:36 PM |
| herbyman | $25.00 | $25.00 | 11/15/2010 3:48:35 PM |
| investment-defender | $25.00 | $25.00 | 11/15/2010 3:47:27 PM |
| Warwick | $25.00 | $25.00 | 11/15/2010 3:48:51 PM |
| -------aliba | $50.00 | $50.00 | 11/15/2010 3:49:14 PM |
| Sefotonga | $25.00 | $25.00 | 11/15/2010 3:51:34 PM |
| bbrelo | $25.00 | $25.00 | 11/15/2010 3:54:25 PM |
| nicklds | $25.00 | $25.00 | 11/15/2010 3:44:32 PM |
| wise-friendly-dollar | $25.00 | $25.00 | 11/15/2010 3:46:06 PM |
| jacmar | $50.00 | $50.00 | 11/15/2010 3:47:41 PM |
| Gabriel02 | $25.00 | $25.00 | 11/15/2010 3:47:56 PM |
| radiant-fund | $50.00 | $50.00 | 11/15/2010 3:58:46 PM |
| mizon291 | $50.00 | $50.00 | 11/15/2010 3:50:29 PM |
| rytrearc | $25.00 | $25.00 | 11/15/2010 4:07:53 PM |
| KLCRAY | $50.00 | $50.00 | 11/15/2010 3:56:54 PM |
| Jarod213 | $25.00 | $25.00 | 11/15/2010 4:07:04 PM |
| brazilofmux | $100.00 | $100.00 | 11/15/2010 4:09:08 PM |
| nellaelyob | $25.00 | $25.00 | 11/15/2010 3:58:06 PM |
| AGSLending | $25.00 | $25.00 | 11/15/2010 4:11:40 PM |
| Tasmir | $25.00 | $25.00 | 11/15/2010 4:02:58 PM |
| integrity-trumpet | $50.00 | $50.00 | 11/15/2010 4:03:14 PM |
| gotyourgear | $50.00 | $50.00 | 11/15/2010 4:03:26 PM |
| JoeMB | $25.00 | $25.00 | 11/15/2010 4:04:43 PM |
| platinum-rapture6 | $30.00 | $30.00 | 11/15/2010 4:34:39 PM |
| x-bones | $50.00 | $50.00 | 11/15/2010 4:40:22 PM |
| goingplaces99 | $50.00 | $50.00 | 11/15/2010 4:59:10 PM |
| Zoramite | $25.00 | $25.00 | 11/15/2010 4:11:47 PM |
| yogi1975 | $25.00 | $25.00 | 11/15/2010 7:38:02 PM |
| ccsjmy | $25.00 | $25.00 | 11/15/2010 8:20:33 PM |
| IIP77 | $25.00 | $25.00 | 11/16/2010 1:28:40 AM |
| mmckune | $25.00 | $25.00 | 11/16/2010 2:09:41 AM |
| hrubinst | $30.78 | $30.78 | 11/16/2010 2:42:56 AM |
| Lender97 | $25.00 | $25.00 | 11/15/2010 8:01:06 PM |
| carlover | $25.00 | $25.00 | 11/16/2010 1:49:29 AM |
| roman2008 | $25.00 | $25.00 | 11/16/2010 2:27:43 AM |
| jwood3030 | $25.00 | $25.00 | 11/16/2010 2:39:53 AM |
| streak269 | $25.00 | $25.00 | 11/16/2010 4:39:00 AM |
| alpinaut | $25.00 | $25.00 | 11/16/2010 5:14:14 AM |
| ash135 | $43.33 | $43.33 | 11/16/2010 12:59:02 AM |
| JoyfulVegetarian | $25.00 | $25.00 | 11/16/2010 7:24:26 AM |
| Ivan2007 | $50.00 | $50.00 | 11/16/2010 2:01:48 AM |
| value-investor9 | $50.00 | $50.00 | 11/16/2010 3:46:55 AM |
| MARSTUN | $50.00 | $50.00 | 11/16/2010 7:20:30 AM |
| selfmademan | $25.00 | $25.00 | 11/16/2010 12:24:10 PM |
| cybernosha | $25.00 | $25.00 | 11/16/2010 1:01:48 PM |
| dspmn | $27.00 | $27.00 | 11/16/2010 1:02:29 PM |
| bigphish | $50.00 | $50.00 | 11/16/2010 1:02:33 PM |
| Rick21 | $50.00 | $50.00 | 11/16/2010 1:03:26 PM |
| bid-computer | $50.00 | $50.00 | 11/16/2010 1:03:44 PM |
| important-ore | $100.00 | $100.00 | 11/16/2010 1:03:56 PM |
| suave-dime6 | $25.00 | $25.00 | 11/16/2010 1:04:04 PM |
| schpere | $100.00 | $100.00 | 11/16/2010 12:09:21 PM |
| kenji4861 | $25.00 | $25.00 | 11/16/2010 1:04:31 PM |
| deal-vibrato | $50.00 | $50.00 | 11/16/2010 1:05:03 PM |
| TrustPlus | $50.00 | $50.00 | 11/16/2010 1:05:05 PM |
| gjh37 | $50.00 | $50.00 | 11/16/2010 1:05:27 PM |
| julijask | $35.00 | $35.00 | 11/16/2010 1:06:41 PM |
| wwwUniversal | $25.00 | $25.00 | 11/16/2010 1:07:06 PM |
| LongTail | $25.00 | $25.00 | 11/16/2010 1:07:40 PM |
| svandgts | $25.00 | $25.00 | 11/16/2010 1:01:29 PM |
| Pitufo | $25.00 | $25.00 | 11/16/2010 1:02:03 PM |
| fadeddingo | $50.00 | $50.00 | 11/16/2010 1:02:24 PM |
| visionary-asset5 | $50.00 | $50.00 | 11/16/2010 1:02:40 PM |
| engaging-leverage823 | $50.00 | $50.00 | 11/16/2010 1:02:53 PM |
| gain-gourd | $100.00 | $100.00 | 11/16/2010 1:03:19 PM |
| green-dedicated-transaction | $50.00 | $50.00 | 11/16/2010 1:03:46 PM |
| SanJoser | $25.00 | $25.00 | 11/16/2010 1:03:50 PM |
| jtradition | $50.00 | $50.00 | 11/16/2010 1:04:20 PM |
| Ranger_Investments | $25.00 | $25.00 | 11/16/2010 1:04:30 PM |
| tearingstar | $50.00 | $50.00 | 11/16/2010 1:04:47 PM |
| Picopie | $50.00 | $50.00 | 11/16/2010 1:07:29 PM |
| point-kitten6 | $50.00 | $14.04 | 11/16/2010 1:08:03 PM |
| groovychick | $25.00 | $25.00 | 11/16/2010 2:38:01 PM |
| NewOrleans2012 | $25.00 | $25.00 | 11/16/2010 1:01:45 PM |
| upright-silver | $50.00 | $50.00 | 11/16/2010 1:02:13 PM |
| seabass123 | $25.00 | $25.00 | 11/16/2010 1:02:22 PM |
| banker65010 | $25.00 | $25.00 | 11/16/2010 1:02:43 PM |
| mpactlender | $25.00 | $25.00 | 11/16/2010 1:03:13 PM |
| bright-investment | $25.00 | $25.00 | 11/16/2010 1:03:52 PM |
| silver-armada | $46.39 | $46.39 | 11/16/2010 1:03:57 PM |
| intuitive-bill | $25.00 | $25.00 | 11/16/2010 1:04:05 PM |
| devoider | $25.00 | $25.00 | 11/16/2010 1:04:22 PM |
| orange-dollar-guild | $25.00 | $25.00 | 11/16/2010 1:04:37 PM |
| comet55 | $25.00 | $25.00 | 11/16/2010 1:04:46 PM |
| honorable-yield | $35.00 | $35.00 | 11/16/2010 1:05:10 PM |
| gracej | $25.00 | $25.00 | 11/16/2010 1:05:15 PM |
| onlyastepaway | $25.00 | $25.00 | 11/16/2010 1:06:13 PM |
| orgy63 | $50.00 | $50.00 | 11/16/2010 1:07:28 PM |
| 54CHEVY | $43.75 | $43.75 | 11/16/2010 1:07:32 PM |
| yield-seeker | $25.00 | $25.00 | 11/16/2010 1:07:45 PM |
| Cherrypicker | $50.00 | $50.00 | 11/16/2010 2:59:14 PM |
| JustOneVoice | $25.00 | $25.00 | 11/16/2010 4:38:11 PM |
| Castelj | $29.00 | $29.00 | 11/17/2010 4:57:10 AM |
| heerzaquestion | $25.00 | $25.00 | 11/16/2010 7:55:42 PM |
| thebadpelican | $25.00 | $25.00 | 11/16/2010 10:28:23 PM |
| eclicknsave | $25.00 | $25.00 | 11/17/2010 12:02:15 AM |
| Richmp412 | $25.00 | $25.00 | 11/17/2010 6:51:17 AM |
| zztopdog | $25.00 | $25.00 | 11/17/2010 8:16:28 AM |
| travels536 | $25.00 | $25.00 | 11/17/2010 6:06:15 AM |
| grampy48 | $25.00 | $25.00 | 11/17/2010 12:45:31 PM |
| felicity-festival | $25.00 | $25.00 | 11/17/2010 2:06:18 PM |
| friendinmoney | $25.00 | $25.00 | 11/17/2010 2:23:34 PM |
| friendinmoney | $25.00 | $25.00 | 11/17/2010 2:38:16 PM |
| williemc44 | $50.00 | $50.00 | 11/10/2010 2:44:11 PM |
| investment-comet | $25.00 | $25.00 | 11/10/2010 2:44:29 PM |
| simplelender80 | $100.00 | $100.00 | 11/10/2010 2:45:12 PM |
| radforj22 | $25.00 | $25.00 | 11/10/2010 2:47:34 PM |
| bowdish1 | $50.00 | $50.00 | 11/10/2010 2:47:14 PM |
| mjunlimited | $50.00 | $50.00 | 11/10/2010 2:49:08 PM |
| yield-enlistment | $25.00 | $25.00 | 11/10/2010 2:48:33 PM |
| inspired-investment8 | $50.00 | $50.00 | 11/10/2010 2:54:36 PM |
| jdwillcox | $100.00 | $100.00 | 11/10/2010 2:55:38 PM |
| ray1051 | $75.00 | $75.00 | 11/10/2010 2:45:06 PM |
| vigorous-velocity | $100.00 | $100.00 | 11/10/2010 2:57:30 PM |
| kmr2 | $200.00 | $200.00 | 11/10/2010 2:57:11 PM |
| hitsman | $100.00 | $100.00 | 11/10/2010 2:47:02 PM |
| bid-czar8 | $50.00 | $50.00 | 11/10/2010 2:59:13 PM |
| LiveNow | $25.00 | $25.00 | 11/10/2010 2:59:20 PM |
| worldly-community3 | $50.00 | $50.00 | 11/10/2010 3:00:48 PM |
| finance-mushroom | $100.00 | $100.00 | 11/10/2010 2:49:38 PM |
| liberty-carnival | $25.00 | $25.00 | 11/10/2010 3:01:55 PM |
| graceful-investment | $100.00 | $100.00 | 11/10/2010 2:51:02 PM |
| icchok | $50.00 | $50.00 | 11/10/2010 2:54:23 PM |
| ichibon | $150.00 | $150.00 | 11/10/2010 2:54:29 PM |
| bold-durability-drum | $50.00 | $50.00 | 11/10/2010 2:54:52 PM |
| skuba | $25.00 | $25.00 | 11/10/2010 2:55:21 PM |
| finance_mba | $25.00 | $25.00 | 11/10/2010 2:58:44 PM |
| bayareainv | $50.00 | $50.00 | 11/10/2010 3:00:36 PM |
| Cai8899 | $30.00 | $30.00 | 11/11/2010 2:47:36 AM |
| bxdoc | $36.65 | $36.65 | 11/11/2010 3:22:59 AM |
| melodious-fairness | $50.00 | $50.00 | 11/11/2010 9:56:54 AM |
| 108lender | $150.00 | $150.00 | 11/11/2010 12:29:42 PM |
| Artist_Blue | $25.00 | $25.00 | 11/11/2010 3:04:39 PM |
| teller | $50.00 | $50.00 | 11/11/2010 6:45:14 PM |
| generous-deal6 | $50.00 | $50.00 | 11/11/2010 9:49:18 PM |
| iolaire | $25.00 | $25.00 | 11/12/2010 7:24:27 AM |
| mike_banker | $50.00 | $50.00 | 11/12/2010 8:34:19 AM |
| loyalty-sherpa | $50.00 | $50.00 | 11/12/2010 8:29:19 AM |
| a-finance-nirvana | $25.00 | $25.00 | 11/12/2010 9:11:41 AM |
| vigilance-revolutionary | $50.00 | $50.00 | 11/12/2010 10:15:48 AM |
| derfen | $25.00 | $25.00 | 11/12/2010 9:35:20 AM |
| laufer32304 | $50.00 | $50.00 | 11/12/2010 9:54:28 AM |
| GCInvestments | $25.00 | $25.00 | 11/12/2010 10:21:30 AM |
| flwah | $25.00 | $25.00 | 11/12/2010 12:44:06 PM |
| haplender | $50.00 | $50.00 | 11/12/2010 7:45:56 PM |
| loyalist1 | $51.53 | $51.53 | 11/13/2010 3:39:19 AM |
| kublai | $50.00 | $50.00 | 11/13/2010 6:54:13 AM |
| sarisai | $29.00 | $29.00 | 11/13/2010 1:39:21 PM |
| reward-planetarium | $49.36 | $49.36 | 11/13/2010 11:59:48 AM |
| superb-funds335 | $25.00 | $25.00 | 11/13/2010 2:55:47 PM |
| sensible-order2 | $50.00 | $50.00 | 11/14/2010 8:12:29 AM |
| meenan | $50.00 | $50.00 | 11/14/2010 1:19:21 PM |
| DcUnited | $30.00 | $30.00 | 11/14/2010 3:44:16 PM |
| income-sage9 | $25.00 | $25.00 | 11/14/2010 5:59:02 PM |
| Timex | $50.00 | $50.00 | 11/15/2010 3:05:45 AM |
| deal-grid7 | $50.00 | $50.00 | 11/15/2010 6:24:22 AM |
| dpa24 | $25.00 | $25.00 | 11/15/2010 9:20:44 AM |
| aldeed | $100.00 | $100.00 | 11/15/2010 9:21:51 AM |
| thoughtful-community7 | $25.00 | $25.00 | 11/15/2010 9:24:13 AM |
| BrandonW | $25.00 | $25.00 | 11/15/2010 8:28:14 AM |
| first-enchanted-agreement | $25.00 | $25.00 | 11/15/2010 9:34:59 AM |
| ciscoparrot | $25.00 | $25.00 | 11/15/2010 3:07:32 PM |
| availableloan | $25.00 | $25.00 | 11/15/2010 3:08:42 PM |
| shrewd-deal | $25.00 | $25.00 | 11/15/2010 2:40:25 PM |
| chlebie | $25.00 | $25.00 | 11/15/2010 3:13:35 PM |
| brightest-affluence-motivator | $100.00 | $100.00 | 11/15/2010 3:16:02 PM |
| CAGE-Investments | $25.00 | $25.00 | 11/15/2010 3:16:18 PM |
| irrelevant | $25.00 | $25.00 | 11/15/2010 3:18:15 PM |
| loiosh | $50.00 | $50.00 | 11/15/2010 3:18:30 PM |
| lucrative-transparency0 | $25.00 | $25.00 | 11/15/2010 3:13:05 PM |
| jazzlender | $25.00 | $25.00 | 11/15/2010 3:16:14 PM |
| narblark | $50.00 | $50.00 | 11/15/2010 3:16:26 PM |
| kmwvma | $25.00 | $25.00 | 11/15/2010 3:45:54 PM |
| ocean99 | $50.00 | $50.00 | 11/15/2010 3:49:02 PM |
| anders94 | $25.00 | $25.00 | 11/15/2010 3:49:04 PM |
| golden-bid9 | $25.00 | $25.00 | 11/15/2010 3:49:10 PM |
| Interloper | $25.00 | $25.00 | 11/15/2010 3:48:57 PM |
| p2p-czar3 | $25.00 | $25.00 | 11/15/2010 3:50:22 PM |
| successful-agreement7 | $100.00 | $100.00 | 11/15/2010 3:50:42 PM |
| stolan | $50.00 | $50.00 | 11/15/2010 3:51:54 PM |
| nytrnbow | $25.00 | $25.00 | 11/15/2010 3:52:25 PM |
| Eagledrop | $25.00 | $25.00 | 11/15/2010 3:55:49 PM |
| fairness-kayak | $25.00 | $25.00 | 11/15/2010 3:55:18 PM |
| nestegg4e | $25.00 | $25.00 | 11/15/2010 3:55:46 PM |
| rdking647 | $25.00 | $25.00 | 11/15/2010 3:58:07 PM |
| bentheretoo | $50.00 | $50.00 | 11/15/2010 3:48:12 PM |
| HedgeFund | $50.00 | $50.00 | 11/15/2010 4:00:45 PM |
| MalumInSe | $25.00 | $25.00 | 11/15/2010 3:48:44 PM |
| opportunity85 | $25.00 | $25.00 | 11/15/2010 3:49:07 PM |
| junctionking | $25.00 | $25.00 | 11/15/2010 4:02:23 PM |
| sappy02 | $40.00 | $40.00 | 11/15/2010 4:01:18 PM |
| diablo_ny | $25.00 | $25.00 | 11/15/2010 3:52:23 PM |
| order-boomerang | $50.00 | $50.00 | 11/15/2010 4:05:43 PM |
| doncm | $50.00 | $50.00 | 11/15/2010 4:07:33 PM |
| unbelievable-diversification8 | $50.00 | $50.00 | 11/15/2010 4:09:05 PM |
| efficient-treasure0 | $25.00 | $25.00 | 11/15/2010 4:07:35 PM |
| greenback-guard | $25.00 | $25.00 | 11/15/2010 4:08:00 PM |
| tntmojave | $25.00 | $25.00 | 11/15/2010 4:08:49 PM |
| slyder61 | $25.00 | $25.00 | 11/15/2010 4:11:29 PM |
| rcldesign | $25.00 | $25.00 | 11/15/2010 4:11:45 PM |
| RG | $25.00 | $25.00 | 11/15/2010 4:05:06 PM |
| ti22ring | $30.00 | $30.00 | 11/15/2010 4:09:52 PM |
| kind-efficient-credit | $25.00 | $25.00 | 11/15/2010 8:19:06 PM |
| auction-sage | $50.00 | $50.00 | 11/15/2010 8:59:02 PM |
| ideal-platinum1 | $50.00 | $50.00 | 11/15/2010 9:49:49 PM |
| smurf163 | $25.00 | $25.00 | 11/16/2010 1:17:58 AM |
| OnyxLite | $50.00 | $50.00 | 11/15/2010 7:34:37 PM |
| PatRichi | $25.00 | $25.00 | 11/16/2010 2:40:50 AM |
| pnace | $29.69 | $29.69 | 11/16/2010 3:25:50 AM |
| murlirao2002 | $25.00 | $25.00 | 11/16/2010 2:45:58 AM |
| auction-formula | $25.00 | $25.00 | 11/16/2010 5:14:12 AM |
| maitri95 | $29.69 | $29.69 | 11/16/2010 6:44:18 AM |
| OSERENKUKU | $25.00 | $25.00 | 11/16/2010 1:41:18 AM |
| ericgassercom | $50.00 | $50.00 | 11/16/2010 5:52:09 AM |
| srgriff | $25.00 | $25.00 | 11/16/2010 7:09:37 AM |
| nalaari | $25.00 | $25.00 | 11/16/2010 3:23:10 AM |
| newest-bountiful-basis | $25.00 | $25.00 | 11/16/2010 3:42:28 AM |
| rudyindc | $25.00 | $25.00 | 11/16/2010 9:10:12 AM |
| LandE2BG | $25.00 | $25.00 | 11/16/2010 6:05:26 AM |
| lala_4_ever | $50.00 | $50.00 | 11/16/2010 7:20:07 AM |
| beachbum22 | $25.00 | $25.00 | 11/16/2010 1:02:10 PM |
| capital-apricot | $50.00 | $50.00 | 11/16/2010 8:16:34 AM |
| CEK360 | $167.53 | $167.53 | 11/16/2010 1:02:48 PM |
| kulender | $50.00 | $50.00 | 11/16/2010 1:03:29 PM |
| FundMaker | $25.00 | $25.00 | 11/16/2010 11:45:30 AM |
| peso-mate | $50.00 | $50.00 | 11/16/2010 1:03:33 PM |
| marketplace-cello5 | $50.00 | $50.00 | 11/16/2010 1:03:42 PM |
| UncleSteve3000 | $25.00 | $25.00 | 11/16/2010 1:03:52 PM |
| best-coin-miser | $25.00 | $25.00 | 11/16/2010 1:04:49 PM |
| the-money-position | $50.00 | $50.00 | 11/16/2010 1:05:17 PM |
| LMM1 | $35.00 | $35.00 | 11/16/2010 1:01:27 PM |
| cberthiaume | $25.00 | $25.00 | 11/16/2010 1:01:36 PM |
| duty-starfish8 | $50.00 | $50.00 | 11/16/2010 1:02:07 PM |
| equitable-yield4 | $25.00 | $25.00 | 11/16/2010 1:02:21 PM |
| uncleharold | $25.00 | $25.00 | 11/16/2010 1:02:35 PM |
| listing-meridian | $100.00 | $100.00 | 11/16/2010 1:02:50 PM |
| vibraphone3 | $50.00 | $50.00 | 11/16/2010 1:03:04 PM |
| brienc | $50.00 | $50.00 | 11/16/2010 1:03:15 PM |
| rhodylend | $25.00 | $25.00 | 11/16/2010 1:03:24 PM |
| bambampk | $25.00 | $25.00 | 11/16/2010 1:03:40 PM |
| wonderful-revenue0 | $25.00 | $25.00 | 11/16/2010 1:03:47 PM |
| psa1995 | $50.00 | $50.00 | 11/16/2010 1:03:55 PM |
| wampum-chorus3 | $25.00 | $25.00 | 11/16/2010 1:04:44 PM |
| Hogpilot | $25.00 | $25.00 | 11/16/2010 1:07:24 PM |
| HalfDayz | $25.00 | $25.00 | 11/16/2010 1:01:31 PM |
| gold-disk | $50.00 | $50.00 | 11/16/2010 1:01:39 PM |
| KHU2-B | $25.00 | $25.00 | 11/16/2010 1:02:26 PM |
| Goat | $50.00 | $50.00 | 11/16/2010 1:03:21 PM |
| turbine5 | $50.00 | $50.00 | 11/16/2010 1:03:45 PM |
| innocent-income4 | $25.00 | $25.00 | 11/16/2010 1:03:53 PM |
| Dazz2061 | $25.00 | $25.00 | 11/16/2010 1:04:01 PM |
| patriot897 | $25.00 | $25.00 | 11/16/2010 1:04:09 PM |
| Cheburashka | $25.00 | $25.00 | 11/16/2010 1:04:40 PM |
| dedicated-transaction796 | $50.00 | $50.00 | 11/16/2010 1:04:50 PM |
| life-is-great | $50.00 | $50.00 | 11/16/2010 1:05:31 PM |
| reward-rancher | $25.00 | $25.00 | 11/16/2010 1:06:04 PM |
| omerta6102 | $50.00 | $50.00 | 11/16/2010 1:07:21 PM |
| EretzCapital | $75.00 | $75.00 | 11/16/2010 3:22:49 PM |
| la_tim | $60.00 | $60.00 | 11/16/2010 3:36:22 PM |
| oldman68 | $25.00 | $25.00 | 11/16/2010 5:05:48 PM |
| 1SteelerFan | $30.00 | $30.00 | 11/16/2010 5:56:51 PM |
| philantist | $25.00 | $25.00 | 11/16/2010 8:05:11 PM |
| theloanfiller | $25.00 | $25.00 | 11/16/2010 7:14:32 PM |
| wojo | $25.00 | $25.00 | 11/17/2010 7:32:56 AM |
| lazyeye | $25.00 | $25.00 | 11/17/2010 11:22:08 AM |
| LARRY4NY | $25.00 | $25.00 | 11/17/2010 11:50:21 AM |
| uralrider | $47.93 | $47.93 | 11/17/2010 9:06:55 AM |
| Manta_Rai | $25.00 | $25.00 | 11/17/2010 11:52:03 AM |
| 332 bids
|
Borrower Payment Dependent Notes Series
483726
This series of Notes was issued and sold upon the funding of the borrower loan #45592, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 24.00% |
Auction start date:
| Nov-12-2010 |
| |
Auction end date:
| Nov-19-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $339.27 |
|
Final lender yield:
| 33.99% |
Final borrower rate/APR:
| 34.99% / 38.71% |
Final monthly payment:
| $339.23 |
| |
|
Auction yield range:
| 16.57% - 34.00% |
Estimated loss impact:
| 26.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.98% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Jul-2002 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 640-659 (Nov-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
6 | Length of status: | 4y 4m |
|
Amount delinquent:
| $1,224 |
Total credit lines:
| 22 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,867 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| cwatlue24 |
Borrower's state:
| California |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 34 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $11,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Aug-2010)
640-659
(Sep-2009)
600-619
(Jan-2008)
|
|
Principal balance:
| $3,022.54 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 34 | | |
Description
3rd Prosper Loan....No late payment
The purpose of this loan is for car and home repairs. I am hoping to repair my car so that I can continue to use it through next year and then sell it. My car is a 2002 Hyundai Elantra and has been very reliable with standard maintance.? I am wanting to purchase a new car next year as I will be in a better financial situation with most of my debt paid off.? As far as home repairs go, I will use the rest of the funds to replace the kitchen floor which is lenolium as it in poor condition.?
Monthly income (after taxes): 4600
Mortgage: 1224.00
Utilities/Internet/Cable: 200
Cell Phone: 75.00
Car Insurance: 225.00
Credit Card Payments:? 150.00
Car Payments (2): 550.00
Loans: 1000.00
Groceries: 250.00
Gas: 150.00
Total Expenses: 3824
Money left over: $775.00
I have been very responsible with paying back my previous two prosper loans and I would do the same with this loan if funded.? I am willing to answer questions you may have.
Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please explain the current delinquency shown on your Prosper credit profile. Thanks and best wishes. - reflective-rupee
A:
I have one delinquency on my credit report due to one late mortgage payment. I was late with this payment due being paid late from my second job where I provide nutritional consulting at group homes for the mentally delayed. I have since resolved this issue with their payroll department and I am now current.
(Nov-15-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Amber_Stone | $25.00 | $25.00 | 11/12/2010 3:29:58 PM |
| reflective-rupee | $44.00 | $44.00 | 11/15/2010 8:54:28 AM |
| reflective-rupee | $44.00 | $44.00 | 11/15/2010 8:55:53 AM |
| Zoomzoom22 | $50.22 | $50.22 | 11/16/2010 2:49:28 PM |
| YoungTaxMan | $25.00 | $25.00 | 11/16/2010 11:08:01 PM |
| lucrative-coin | $50.00 | $50.00 | 11/18/2010 6:21:59 AM |
| kc8fot | $50.00 | $50.00 | 11/18/2010 3:01:46 PM |
| penny-plato | $25.00 | $25.00 | 11/18/2010 3:38:31 PM |
| big_balla_papi | $25.00 | $25.00 | 11/18/2010 8:09:45 PM |
| MilitaryLoans | $7,500.00 | $6,401.83 | 11/19/2010 11:51:33 AM |
| benrice | $25.17 | $25.17 | 11/19/2010 11:48:50 AM |
| MoneyForNothing | $25.00 | $25.00 | 11/13/2010 7:12:57 AM |
| reflective-rupee | $44.00 | $44.00 | 11/15/2010 8:57:16 AM |
| CommunityArts_Non-profit | $30.00 | $30.00 | 11/15/2010 3:31:33 PM |
| wyogirllender | $25.00 | $25.00 | 11/15/2010 5:14:47 PM |
| 1st_Prosper_Lender | $25.00 | $25.00 | 11/16/2010 4:52:36 AM |
| progressive-treasure1 | $50.00 | $50.00 | 11/16/2010 10:14:01 AM |
| progressive-treasure1 | $50.00 | $50.00 | 11/16/2010 10:27:36 AM |
| CatFunded | $25.00 | $25.00 | 11/18/2010 5:06:55 AM |
| platinum-investor1 | $25.00 | $25.00 | 11/18/2010 5:48:57 AM |
| Bob450 | $25.00 | $25.00 | 11/18/2010 8:25:28 AM |
| farchoir | $25.00 | $25.00 | 11/18/2010 12:40:23 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 11/18/2010 2:57:40 PM |
| bluehen00 | $60.00 | $60.00 | 11/18/2010 7:37:57 PM |
| 420limo | $43.14 | $43.14 | 11/18/2010 11:12:11 PM |
| paytonbrigadier | $100.00 | $100.00 | 11/19/2010 3:37:15 AM |
| respectful-integrity3 | $25.00 | $25.00 | 11/19/2010 6:22:05 AM |
| MrMoneyBags | $32.64 | $32.64 | 11/19/2010 8:56:29 AM |
| SlickNick | $25.00 | $25.00 | 11/19/2010 11:30:16 AM |
| 29 bids
|
Borrower Payment Dependent Notes Series
483730
This series of Notes was issued and sold upon the funding of the borrower loan #45574, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.20% |
Auction start date:
| Nov-12-2010 |
| |
Auction end date:
| Nov-19-2010 |
|
|
Starting lender yield:
| 33.35% |
Starting borrower rate/APR:
| 34.35% / 38.06% |
Starting monthly payment:
| $336.52 |
|
Final lender yield:
| 33.35% |
Final borrower rate/APR:
| 34.35% / 38.06% |
Final monthly payment:
| $336.52 |
| |
|
Auction yield range:
| 13.57% - 33.35% |
Estimated loss impact:
| 15.74% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.61% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1987 |
Debt/Income ratio:
| 47% |
|
Credit score:
| 680-699 (Nov-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 4y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Clergy |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $49,104 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| best-purposeful-treasure |
Borrower's state:
| WestVirginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Enlarging master bedroom
Purpose of loan:
This loan will be used to? enlarge master bedroom of new home
My financial situation:
I am a good candidate for this loan because? my employment is sure and I make my payments
Monthly net income: $ $5,000? Although I know it may not be officially listed, total house income is $100,000
Monthly expenses: $
??Housing: $ 830
??Insurance: $ included
??Car expenses: $ 330
??Utilities: $ 100
??Phone, cable, internet: $ 150
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Comoparklender | $50.00 | $50.00 | 11/12/2010 2:51:16 PM |
| money-bauble | $25.00 | $25.00 | 11/12/2010 2:52:14 PM |
| courteous-kindness1 | $50.00 | $50.00 | 11/14/2010 5:50:58 PM |
| nilonc1 | $75.00 | $75.00 | 11/16/2010 8:27:40 PM |
| jono9999 | $282.38 | $282.38 | 11/17/2010 4:06:36 AM |
| relentless-gain7 | $50.00 | $50.00 | 11/17/2010 9:35:45 AM |
| suave-dime6 | $25.00 | $25.00 | 11/17/2010 3:20:46 PM |
| Bob450 | $25.00 | $25.00 | 11/17/2010 2:37:05 PM |
| sqdrew | $50.00 | $50.00 | 11/17/2010 6:06:14 PM |
| DasMula | $200.00 | $200.00 | 11/17/2010 5:34:48 PM |
| WMY-Investor | $100.00 | $100.00 | 11/17/2010 6:50:32 PM |
| Eagledrop | $25.00 | $25.00 | 11/17/2010 6:34:15 PM |
| asiaratt | $50.00 | $50.00 | 11/18/2010 4:04:28 AM |
| highyield | $25.00 | $25.00 | 11/17/2010 11:19:05 PM |
| AlexTrep | $25.00 | $25.00 | 11/18/2010 4:17:26 AM |
| kindness-hickory5 | $60.64 | $60.64 | 11/18/2010 4:18:09 AM |
| bold-unflappable-market | $25.00 | $25.00 | 11/18/2010 4:49:10 AM |
| Whipster | $25.00 | $25.00 | 11/18/2010 5:19:36 AM |
| social-conductor4 | $25.00 | $25.00 | 11/18/2010 5:35:22 AM |
| Focused | $29.38 | $29.38 | 11/18/2010 4:23:53 AM |
| dritter | $25.00 | $25.00 | 11/18/2010 5:52:35 AM |
| GordoMG | $50.00 | $50.00 | 11/18/2010 7:23:46 AM |
| PaulW | $25.00 | $25.00 | 11/18/2010 7:36:36 AM |
| reflective-cash0 | $50.00 | $50.00 | 11/18/2010 6:48:11 AM |
| DUDE66 | $50.00 | $50.00 | 11/18/2010 8:41:15 AM |
| orange-pound-party | $40.00 | $40.00 | 11/18/2010 7:33:43 AM |
| peruse | $25.00 | $25.00 | 11/18/2010 9:55:15 AM |
| CASHGIRL | $25.00 | $25.00 | 11/18/2010 10:23:14 AM |
| independent-transaction | $75.00 | $75.00 | 11/18/2010 10:37:03 AM |
| extraordinary-transaction | $25.00 | $25.00 | 11/18/2010 10:22:27 AM |
| S-Master | $50.00 | $50.00 | 11/18/2010 10:49:37 AM |
| gizzywump | $50.00 | $50.00 | 11/18/2010 11:03:18 AM |
| the-bid-sorcerer | $50.00 | $50.00 | 11/18/2010 10:23:37 AM |
| thebadpelican | $26.00 | $26.00 | 11/18/2010 10:52:30 AM |
| mtquan | $25.00 | $25.00 | 11/18/2010 10:44:40 AM |
| kalex752 | $50.00 | $50.00 | 11/18/2010 10:53:05 AM |
| matt_2006 | $25.00 | $25.00 | 11/18/2010 11:35:49 AM |
| Redeast | $25.00 | $25.00 | 11/18/2010 11:53:17 AM |
| moola-monger9 | $50.00 | $50.00 | 11/18/2010 1:46:36 PM |
| rogue_monster | $25.00 | $25.00 | 11/18/2010 1:04:15 PM |
| Nailman88 | $25.00 | $25.00 | 11/18/2010 2:09:52 PM |
| brazilofmux | $100.00 | $100.00 | 11/18/2010 1:42:27 PM |
| new-sharp-leverage | $50.00 | $50.00 | 11/18/2010 1:43:20 PM |
| grampy48 | $25.00 | $25.00 | 11/18/2010 12:58:31 PM |
| wampum-chorus3 | $25.00 | $25.00 | 11/18/2010 3:04:19 PM |
| kc8fot | $50.00 | $50.00 | 11/18/2010 3:06:51 PM |
| skillful-asset5 | $25.00 | $25.00 | 11/18/2010 3:08:43 PM |
| mketelecom | $25.00 | $25.00 | 11/18/2010 5:06:21 PM |
| ultimate-peace | $50.00 | $50.00 | 11/18/2010 4:03:25 PM |
| ahansen | $25.00 | $25.00 | 11/18/2010 5:06:07 PM |
| abundant-credit6 | $25.00 | $25.00 | 11/18/2010 5:38:16 PM |
| Mark0135 | $50.00 | $50.00 | 11/18/2010 5:49:32 PM |
| scottharr27 | $50.00 | $50.00 | 11/18/2010 5:51:44 PM |
| cospilot | $25.00 | $25.00 | 11/18/2010 6:04:12 PM |
| visionary-asset5 | $50.00 | $50.00 | 11/18/2010 5:49:12 PM |
| resplendent-dollar | $25.00 | $25.00 | 11/18/2010 5:49:54 PM |
| sagan | $25.00 | $25.00 | 11/18/2010 5:50:42 PM |
| favorite-commerce | $25.00 | $25.00 | 11/18/2010 5:26:16 PM |
| flexible-funds3 | $50.00 | $50.00 | 11/18/2010 6:04:42 PM |
| top-historic-peso | $25.00 | $25.00 | 11/18/2010 5:38:44 PM |
| chemistry220 | $50.00 | $50.00 | 11/18/2010 5:50:56 PM |
| CC911 | $25.00 | $25.00 | 11/18/2010 5:54:31 PM |
| trade-freshmaker | $25.00 | $25.00 | 11/18/2010 6:04:38 PM |
| HammerSmith | $27.14 | $27.14 | 11/18/2010 6:06:36 PM |
| mikelance7 | $25.00 | $25.00 | 11/18/2010 6:36:44 PM |
| kind-efficient-credit | $25.00 | $25.00 | 11/18/2010 8:02:50 PM |
| num1irish | $100.00 | $100.00 | 11/18/2010 7:21:09 PM |
| 77scout | $50.12 | $50.12 | 11/18/2010 7:28:12 PM |
| agiovasil | $25.00 | $25.00 | 11/18/2010 8:38:13 PM |
| p2ploan-charmer | $25.00 | $25.00 | 11/18/2010 9:03:13 PM |
| ddog0224 | $50.00 | $50.00 | 11/18/2010 9:13:08 PM |
| theshef | $25.00 | $25.00 | 11/19/2010 1:16:04 AM |
| silver-saguaro | $25.00 | $25.00 | 11/18/2010 11:33:14 PM |
| peace-saber0 | $25.00 | $25.00 | 11/19/2010 4:04:34 AM |
| newgroom422 | $25.00 | $25.00 | 11/19/2010 1:55:21 AM |
| proaz0119 | $25.00 | $25.00 | 11/19/2010 4:39:45 AM |
| JTRADER056 | $25.00 | $25.00 | 11/19/2010 8:25:53 AM |
| onesunca | $25.00 | $25.00 | 11/19/2010 9:37:57 AM |
| Rip128 | $50.00 | $50.00 | 11/19/2010 8:19:57 AM |
| panegryst | $50.00 | $50.00 | 11/19/2010 9:59:20 AM |
| gallant-economy9 | $400.00 | $400.00 | 11/19/2010 9:02:13 AM |
| hopeful-truth5 | $75.00 | $75.00 | 11/19/2010 1:07:52 PM |
| unger | $100.00 | $100.00 | 11/19/2010 1:09:24 PM |
| nickel-hickory | $25.00 | $25.00 | 11/19/2010 2:39:20 PM |
| nickel-hickory | $25.00 | $25.00 | 11/19/2010 2:38:02 PM |
| nickel-hickory | $25.00 | $25.00 | 11/19/2010 2:38:48 PM |
| best-coin-miser | $25.00 | $25.00 | 11/19/2010 1:42:00 PM |
| autumnae | $100.00 | $100.00 | 11/19/2010 2:19:37 PM |
| finance-mushroom | $100.00 | $92.75 | 11/12/2010 2:59:56 PM |
| yennib | $50.00 | $50.00 | 11/17/2010 10:59:05 AM |
| orangetrust | $50.00 | $50.00 | 11/17/2010 1:09:49 PM |
| greenback-guard | $25.00 | $25.00 | 11/17/2010 1:00:54 PM |
| famous-bill | $25.00 | $25.00 | 11/17/2010 2:15:07 PM |
| greenback-guard | $25.00 | $25.00 | 11/17/2010 3:11:06 PM |
| a-power-amigo | $25.00 | $25.00 | 11/17/2010 3:24:52 PM |
| psa1995 | $25.00 | $25.00 | 11/17/2010 10:40:44 PM |
| turbolozano | $25.00 | $25.00 | 11/17/2010 11:22:59 PM |
| the-upbeat-p2p | $50.00 | $50.00 | 11/17/2010 6:49:04 PM |
| gotjack | $25.00 | $25.00 | 11/18/2010 3:43:53 AM |
| wtrboy | $50.00 | $50.00 | 11/18/2010 1:34:15 AM |
| profit-powerplant | $50.00 | $50.00 | 11/18/2010 5:13:16 AM |
| wonder3 | $25.00 | $25.00 | 11/18/2010 6:04:40 AM |
| life-is-great | $50.00 | $50.00 | 11/18/2010 4:58:59 AM |
| worth-quark | $25.00 | $25.00 | 11/18/2010 6:17:52 AM |
| towering-compassion | $50.00 | $50.00 | 11/18/2010 6:07:42 AM |
| minnesotafinancial | $25.00 | $25.00 | 11/18/2010 7:39:38 AM |
| organic-order | $25.00 | $25.00 | 11/18/2010 6:22:49 AM |
| trade-surge3 | $50.00 | $50.00 | 11/18/2010 6:32:51 AM |
| miked8303 | $25.00 | $25.00 | 11/18/2010 8:17:59 AM |
| Zipcut | $25.00 | $25.00 | 11/18/2010 8:31:35 AM |
| Steveoo1 | $25.00 | $25.00 | 11/18/2010 9:08:29 AM |
| JayIsABear | $25.00 | $25.00 | 11/18/2010 9:51:11 AM |
| prophecy | $25.00 | $25.00 | 11/18/2010 8:59:36 AM |
| skidoo99 | $50.00 | $50.00 | 11/18/2010 10:03:00 AM |
| bonanza1973 | $50.00 | $50.00 | 11/18/2010 10:22:57 AM |
| kublai | $100.00 | $100.00 | 11/18/2010 10:47:47 AM |
| gmilliken | $25.00 | $25.00 | 11/18/2010 10:39:12 AM |
| Mariner3605 | $25.00 | $25.00 | 11/18/2010 10:49:45 AM |
| sturdy-peace9 | $75.00 | $75.00 | 11/18/2010 10:05:06 AM |
| note-mad-scientist | $52.20 | $52.20 | 11/18/2010 10:41:33 AM |
| piter-to-la-investment | $25.00 | $25.00 | 11/18/2010 11:03:08 AM |
| a-tranquil-liberty | $25.00 | $25.00 | 11/18/2010 11:08:19 AM |
| dmeg | $25.00 | $25.00 | 11/18/2010 10:51:45 AM |
| AF-Chief | $35.00 | $35.00 | 11/18/2010 12:19:03 PM |
| wrighco | $25.00 | $25.00 | 11/18/2010 12:01:19 PM |
| RyanM561 | $25.00 | $25.00 | 11/18/2010 11:59:46 AM |
| xzec777 | $25.00 | $25.00 | 11/18/2010 12:32:37 PM |
| blackstar | $50.00 | $50.00 | 11/18/2010 12:32:43 PM |
| JTRADER056 | $40.00 | $40.00 | 11/18/2010 1:56:47 PM |
| realtormoises | $25.00 | $25.00 | 11/18/2010 2:07:20 PM |
| bebeshor | $25.00 | $25.00 | 11/18/2010 2:09:45 PM |
| deal-pinnacle7 | $40.00 | $40.00 | 11/18/2010 1:43:42 PM |
| the-revenue-demon | $30.00 | $30.00 | 11/18/2010 2:13:11 PM |
| teejay411 | $100.00 | $100.00 | 11/18/2010 2:50:57 PM |
| thorough-exchange4 | $50.00 | $50.00 | 11/18/2010 3:14:11 PM |
| payment-halo | $25.00 | $25.00 | 11/18/2010 4:13:47 PM |
| Leshan | $33.33 | $33.33 | 11/18/2010 4:04:29 PM |
| ommcd | $25.00 | $25.00 | 11/18/2010 5:04:53 PM |
| Oak-Parker | $25.00 | $25.00 | 11/18/2010 4:56:07 PM |
| larrybird | $62.10 | $62.10 | 11/18/2010 5:38:11 PM |
| sweetlan | $25.00 | $25.00 | 11/18/2010 5:38:24 PM |
| newest-inspiring-power | $25.00 | $25.00 | 11/18/2010 6:04:14 PM |
| saffron4 | $25.00 | $25.00 | 11/18/2010 5:42:37 PM |
| NoCal | $25.00 | $25.00 | 11/18/2010 5:51:56 PM |
| sms0106 | $50.00 | $50.00 | 11/18/2010 5:34:35 PM |
| LiveNow | $25.00 | $25.00 | 11/18/2010 5:38:42 PM |
| hope-hickory | $25.00 | $25.00 | 11/18/2010 6:05:05 PM |
| pani5ue | $25.00 | $25.00 | 11/18/2010 5:47:43 PM |
| kegs | $65.48 | $65.48 | 11/18/2010 5:50:30 PM |
| soulwork | $25.00 | $25.00 | 11/18/2010 7:09:02 PM |
| contract-giant | $25.00 | $25.00 | 11/18/2010 6:44:04 PM |
| 2bnforlife | $25.00 | $25.00 | 11/18/2010 6:23:38 PM |
| golden-cat | $25.00 | $25.00 | 11/18/2010 7:08:48 PM |
| swoosh | $25.00 | $25.00 | 11/18/2010 7:47:40 PM |
| LOANMAN614 | $50.00 | $50.00 | 11/18/2010 8:13:08 PM |
| momoney2lend | $25.00 | $25.00 | 11/18/2010 8:27:40 PM |
| schoolfund | $25.00 | $25.00 | 11/18/2010 9:34:06 PM |
| onecooldrink | $25.00 | $25.00 | 11/18/2010 9:42:18 PM |
| cash-spark3 | $25.00 | $25.00 | 11/18/2010 11:29:59 PM |
| stock106 | $25.00 | $25.00 | 11/19/2010 2:23:13 AM |
| JoeDuck | $50.00 | $50.00 | 11/19/2010 12:38:50 AM |
| LuvToLend | $25.00 | $25.00 | 11/19/2010 1:18:52 AM |
| Sateesh | $35.33 | $35.33 | 11/19/2010 1:46:00 AM |
| rvfbroker | $25.00 | $25.00 | 11/19/2010 6:56:44 AM |
| cunning-deal8 | $25.00 | $25.00 | 11/19/2010 4:09:15 AM |
| NoMoreDebt4Me | $25.00 | $25.00 | 11/19/2010 9:42:32 AM |
| on_your_side | $42.05 | $42.05 | 11/19/2010 9:31:37 AM |
| seanickson | $26.10 | $26.10 | 11/19/2010 8:11:32 AM |
| publisherptw | $25.00 | $25.00 | 11/19/2010 10:52:09 AM |
| HenryS | $25.00 | $25.00 | 11/19/2010 10:06:10 AM |
| dogwood945 | $30.00 | $30.00 | 11/19/2010 9:37:13 AM |
| 2grindstones | $25.00 | $25.00 | 11/19/2010 10:57:31 AM |
| imoutdoorsy | $25.00 | $25.00 | 11/19/2010 10:04:26 AM |
| wanna-help | $50.00 | $50.00 | 11/19/2010 1:08:57 PM |
| hopeful-truth5 | $75.00 | $75.00 | 11/19/2010 1:19:34 PM |
| Bekim | $25.00 | $25.00 | 11/19/2010 1:20:00 PM |
| brightest-dignified-penny | $25.00 | $25.00 | 11/19/2010 10:35:19 AM |
| traice | $25.00 | $25.00 | 11/19/2010 1:31:24 PM |
| cycle198 | $25.00 | $25.00 | 11/19/2010 12:09:37 PM |
| excellent-greenback | $25.00 | $25.00 | 11/19/2010 2:37:48 PM |
| greenbacchus | $25.00 | $25.00 | 11/19/2010 1:31:33 PM |
| nickel-hickory | $25.00 | $25.00 | 11/19/2010 2:38:33 PM |
| nickel-hickory | $25.00 | $25.00 | 11/19/2010 2:39:00 PM |
| 183 bids
|
Borrower Payment Dependent Notes Series
484038
This series of Notes was issued and sold upon the funding of the borrower loan #45589, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.20% |
Auction start date:
| Nov-12-2010 |
| |
Auction end date:
| Nov-19-2010 |
|
|
Starting lender yield:
| 33.35% |
Starting borrower rate/APR:
| 34.35% / 38.06% |
Starting monthly payment:
| $336.52 |
|
Final lender yield:
| 33.35% |
Final borrower rate/APR:
| 34.35% / 38.06% |
Final monthly payment:
| $336.52 |
| |
|
Auction yield range:
| 13.57% - 33.35% |
Estimated loss impact:
| 15.74% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.61% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1989 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 640-659 (Nov-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 3y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,235 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 37% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| capital-rocket642 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Jkelly debt consolidation
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi and best wishes. It helps lenders compare your listing to others and know what rate to bid if you fill out the information section. What is Jkelly? Why ask for 7.5k when your revolving balance is less than 3k? What is APR on current debt? - back-scratchers
A:
Jkelly is my name. My average APR is around 15%, I do not have much debt
(Nov-16-2010)
Q:
Will you please itemize your monthly expenses? Thanks - RecoveryLender
A:
$120 phone bill
$290 rent
$200 truck payment
$120 insurance
$40 gas
$50 grocery's
(Nov-18-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| money-bauble | $25.00 | $25.00 | 11/12/2010 2:52:41 PM |
| finance-mushroom | $100.00 | $100.00 | 11/12/2010 3:00:13 PM |
| bid-czar8 | $50.00 | $50.00 | 11/12/2010 3:05:21 PM |
| Comoparklender | $25.00 | $25.00 | 11/12/2010 3:07:40 PM |
| simplelender80 | $100.00 | $100.00 | 11/12/2010 3:09:47 PM |
| velocity-solo | $25.00 | $25.00 | 11/12/2010 3:11:25 PM |
| bulsa | $100.00 | $100.00 | 11/12/2010 3:17:07 PM |
| Artist_Blue | $25.00 | $25.00 | 11/12/2010 8:21:37 PM |
| 6moonbeams | $50.00 | $50.00 | 11/13/2010 5:46:10 AM |
| CashFlow13 | $1,500.00 | $1,500.00 | 11/13/2010 7:08:08 AM |
| MM1207 | $25.00 | $25.00 | 11/13/2010 2:55:44 PM |
| Diamond_Jim | $25.00 | $25.00 | 11/14/2010 6:49:15 PM |
| graceful-investment | $100.00 | $100.00 | 11/15/2010 10:56:59 AM |
| radiant-loan5 | $200.00 | $200.00 | 11/15/2010 4:07:21 PM |
| SolarMoonshine | $25.00 | $25.00 | 11/15/2010 5:46:02 PM |
| hektek22 | $600.00 | $600.00 | 11/16/2010 1:12:58 PM |
| reward-adventure | $50.00 | $50.00 | 11/16/2010 3:00:08 PM |
| Midwestvalues | $100.00 | $100.00 | 11/16/2010 3:06:27 PM |
| raisingophelia | $25.00 | $25.00 | 11/16/2010 4:41:06 PM |
| capital-galaxy | $100.00 | $100.00 | 11/16/2010 7:30:41 PM |
| rhin0cerx | $50.00 | $50.00 | 11/17/2010 3:21:53 PM |
| jigsaw | $50.00 | $50.00 | 11/17/2010 3:24:49 PM |
| bountiful-durability | $25.10 | $25.10 | 11/17/2010 3:22:16 PM |
| personal-lender | $25.00 | $25.00 | 11/17/2010 3:23:19 PM |
| back-scratchers | $25.00 | $25.00 | 11/17/2010 9:19:32 PM |
| dollar-sonnet3 | $50.00 | $50.00 | 11/17/2010 11:09:58 PM |
| asiaratt | $50.00 | $50.00 | 11/18/2010 4:04:41 AM |
| wtrboy | $50.00 | $50.00 | 11/18/2010 1:34:27 AM |
| towering-compassion | $50.00 | $50.00 | 11/18/2010 6:07:47 AM |
| Steveoo1 | $25.00 | $25.00 | 11/18/2010 9:08:36 AM |
| the-bid-sorcerer | $25.00 | $25.00 | 11/18/2010 10:23:45 AM |
| kublai | $100.00 | $100.00 | 11/18/2010 10:47:59 AM |
| S-Master | $50.00 | $50.00 | 11/18/2010 10:49:41 AM |
| Mariner3605 | $25.00 | $25.00 | 11/18/2010 10:49:49 AM |
| thebadpelican | $26.00 | $26.00 | 11/18/2010 10:52:48 AM |
| matt_2006 | $25.00 | $25.00 | 11/18/2010 11:35:54 AM |
| joyous-revenue4 | $50.00 | $50.00 | 11/18/2010 11:21:41 AM |
| ommcd | $25.00 | $25.00 | 11/18/2010 5:05:07 PM |
| mketelecom | $25.00 | $25.00 | 11/18/2010 5:06:32 PM |
| ultimate-peace | $50.00 | $50.00 | 11/18/2010 4:13:08 PM |
| reflective-cash0 | $50.00 | $50.00 | 11/18/2010 4:13:18 PM |
| consummate-loyalty1 | $50.84 | $50.84 | 11/18/2010 5:39:41 PM |
| ahansen | $25.00 | $25.00 | 11/18/2010 5:06:17 PM |
| velocity-motivator6 | $25.00 | $25.00 | 11/18/2010 6:48:53 PM |
| Zimbu | $25.00 | $25.00 | 11/18/2010 7:12:49 PM |
| blackstar | $35.03 | $35.03 | 11/18/2010 6:38:58 PM |
| contract-giant | $25.00 | $25.00 | 11/18/2010 6:44:10 PM |
| missing-link | $47.58 | $47.58 | 11/18/2010 7:58:49 PM |
| momoney2lend | $25.00 | $25.00 | 11/18/2010 8:27:44 PM |
| WalnutCreekguy | $33.40 | $33.40 | 11/18/2010 9:11:08 PM |
| investment-comet | $25.00 | $25.00 | 11/18/2010 9:01:19 PM |
| JoeDuck | $50.00 | $50.00 | 11/19/2010 12:39:01 AM |
| tech310 | $50.00 | $50.00 | 11/18/2010 11:34:46 PM |
| cash-spark3 | $25.00 | $25.00 | 11/18/2010 11:30:04 PM |
| proaz0119 | $25.00 | $25.00 | 11/19/2010 4:39:47 AM |
| suave-dime6 | $25.00 | $25.00 | 11/19/2010 1:53:47 AM |
| gizzywump | $50.00 | $50.00 | 11/19/2010 7:30:48 AM |
| dogwood945 | $30.00 | $30.00 | 11/19/2010 9:37:21 AM |
| taco798 | $30.00 | $30.00 | 11/19/2010 8:43:17 AM |
| hopeful-truth5 | $75.00 | $75.00 | 11/19/2010 1:07:58 PM |
| Thylow | $100.00 | $100.00 | 11/12/2010 2:58:06 PM |
| Kaj | $25.00 | $25.00 | 11/12/2010 3:13:09 PM |
| valiant-liberty4 | $25.00 | $25.00 | 11/12/2010 3:13:43 PM |
| kulender | $50.00 | $50.00 | 11/13/2010 6:35:00 AM |
| BankofBen | $25.00 | $25.00 | 11/13/2010 6:21:13 AM |
| sensible-order2 | $50.00 | $50.00 | 11/13/2010 11:39:06 AM |
| forthright-dedication | $25.00 | $25.00 | 11/13/2010 2:41:08 PM |
| ingenious-deal6 | $25.00 | $25.00 | 11/13/2010 9:34:21 PM |
| building_community | $50.00 | $50.00 | 11/14/2010 12:49:36 PM |
| courteous-kindness1 | $50.00 | $50.00 | 11/14/2010 5:53:44 PM |
| MadHun | $50.00 | $50.00 | 11/14/2010 4:22:35 PM |
| orderly-leverage | $25.00 | $25.00 | 11/15/2010 6:36:45 AM |
| lendstats_com | $200.00 | $200.00 | 11/15/2010 9:40:17 AM |
| CROBRUN | $50.00 | $50.00 | 11/15/2010 10:24:17 AM |
| 108lender | $25.00 | $25.00 | 11/15/2010 12:54:07 PM |
| timepassport | $25.00 | $25.00 | 11/15/2010 5:49:25 PM |
| musegaze | $100.00 | $100.00 | 11/15/2010 7:49:38 PM |
| payment-gusto | $25.00 | $25.00 | 11/16/2010 3:01:45 PM |
| ritchie70 | $25.00 | $25.00 | 11/16/2010 7:24:50 PM |
| vine99 | $40.00 | $40.00 | 11/16/2010 8:13:39 PM |
| FeedTheMachine | $48.21 | $48.21 | 11/17/2010 1:32:49 AM |
| capital-galaxy | $70.00 | $70.00 | 11/17/2010 6:07:05 AM |
| platinum-celebration4 | $25.00 | $25.00 | 11/17/2010 10:13:51 AM |
| Bob450 | $25.00 | $25.00 | 11/17/2010 2:41:58 PM |
| dedicated-transaction796 | $50.00 | $50.00 | 11/17/2010 6:45:37 PM |
| psa1995 | $25.00 | $25.00 | 11/17/2010 10:41:07 PM |
| life-is-great | $50.00 | $50.00 | 11/18/2010 4:59:18 AM |
| GordoMG | $50.00 | $50.00 | 11/18/2010 7:23:51 AM |
| miked8303 | $25.00 | $25.00 | 11/18/2010 8:18:03 AM |
| extraordinary-transaction | $25.00 | $25.00 | 11/18/2010 10:22:51 AM |
| mtquan | $25.00 | $25.00 | 11/18/2010 10:44:52 AM |
| sturdy-peace9 | $75.00 | $75.00 | 11/18/2010 10:17:39 AM |
| Mighty_Hunter | $50.00 | $50.00 | 11/18/2010 11:04:57 AM |
| brother_tam | $50.00 | $50.00 | 11/18/2010 11:56:26 AM |
| AF-Chief | $35.00 | $35.00 | 11/18/2010 12:19:16 PM |
| point-kitten6 | $28.14 | $28.14 | 11/18/2010 12:31:07 PM |
| rogue_monster | $25.00 | $25.00 | 11/18/2010 1:04:28 PM |
| thorough-exchange4 | $50.00 | $50.00 | 11/18/2010 3:14:14 PM |
| sms0106 | $50.00 | $50.00 | 11/18/2010 5:34:38 PM |
| asset-yoga6 | $100.00 | $100.00 | 11/18/2010 5:59:02 PM |
| beer-gardener | $25.00 | $25.00 | 11/18/2010 5:27:07 PM |
| 2bnforlife | $25.00 | $25.00 | 11/18/2010 6:23:48 PM |
| profit-powerplant | $25.00 | $25.00 | 11/18/2010 6:13:43 PM |
| hope-eagle6 | $25.00 | $25.00 | 11/18/2010 7:14:44 PM |
| ah-long | $25.00 | $25.00 | 11/18/2010 6:24:18 PM |
| HammerSmith | $25.00 | $25.00 | 11/18/2010 7:10:07 PM |
| ddog0224 | $50.00 | $50.00 | 11/18/2010 9:13:12 PM |
| silver-saguaro | $25.00 | $25.00 | 11/18/2010 11:33:30 PM |
| shrewd-peace7 | $25.00 | $25.00 | 11/19/2010 2:25:40 AM |
| saffron4 | $25.00 | $25.00 | 11/19/2010 2:32:49 AM |
| villagers | $25.00 | $25.00 | 11/19/2010 3:20:09 AM |
| Oak-Parker | $25.00 | $25.00 | 11/19/2010 6:58:00 AM |
| teejay411 | $25.00 | $25.00 | 11/19/2010 8:01:47 AM |
| buffalobills | $25.00 | $25.00 | 11/19/2010 9:55:43 AM |
| majestic-currency3 | $50.00 | $0.70 | 11/19/2010 7:58:29 AM |
| yennib | $50.00 | $50.00 | 11/19/2010 9:49:56 AM |
| gallant-economy9 | $400.00 | $400.00 | 11/19/2010 10:00:21 AM |
| bebeshor | $25.00 | $25.00 | 11/19/2010 9:59:01 AM |
| 118 bids
|
Borrower Payment Dependent Notes Series
484042
This series of Notes was issued and sold upon the funding of the borrower loan #45597, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.20% |
Auction start date:
| Nov-12-2010 |
| |
Auction end date:
| Nov-19-2010 |
|
|
Starting lender yield:
| 33.35% |
Starting borrower rate/APR:
| 34.35% / 38.06% |
Starting monthly payment:
| $224.34 |
|
Final lender yield:
| 33.35% |
Final borrower rate/APR:
| 34.35% / 38.06% |
Final monthly payment:
| $224.34 |
| |
|
Auction yield range:
| 13.57% - 33.35% |
Estimated loss impact:
| 15.74% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.61% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| May-1990 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 700-719 (Nov-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 4 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $424 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| peso-fanatic |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for expansion of business
Purpose of loan:
This loan will be used to expand an existing business
My financial situation:
I am a good candidate for this loan because I have two sources of income.? One from my primary job and a secondary income from an online business.
Monthly net income: $ 6,060
Monthly expenses: $
??Housing: $ 1,100.00
??Insurance: $ 166.00
??Car expenses: $ 400.00
??Utilities: $ 150.00
??Phone, cable, internet: $160.00
??Food, entertainment: $ 100.00
??Clothing, household expenses $?100.00
??Credit cards and other loans: $ 15.00
??Other expenses: $ N/A
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please describe the business and provide the website. Also, how will the funds be used for your business? - orange-impartial-asset
A:
The website is an Adult Novelty Store. The website is www.tuesdaystoybox.com. The funds will be used to launch a Pay Per Click campaign. I am planning on using using an outside marketing agency to monitor this campaign as they know the "tricks of the trade" better than I do.
(Nov-15-2010)
Q:
Also, can you explain the delinquencies and the public record? - orange-impartial-asset
A:
Currently there are no delinquent accounts. The delinquencies listed are prior to the bankruptcy. In 2007 I went through a bad divorce and was left with a large amount of debt and a house I couldn't afford. I was unable to pay the debt my ex-husband created. I was left with no choice but to file bankruptcy. I have worked very hard the last few years to rebuild my credit. As you will see there are currently 5 opened accounts and all are current. My credit score is now above 700.
(Nov-15-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| money-bauble | $25.00 | $25.00 | 11/12/2010 2:52:41 PM |
| Comoparklender | $25.00 | $25.00 | 11/12/2010 3:01:10 PM |
| bid-czar8 | $50.00 | $50.00 | 11/12/2010 3:05:21 PM |
| finance-mushroom | $28.55 | $28.55 | 11/12/2010 3:24:18 PM |
| BankofBen | $25.00 | $25.00 | 11/12/2010 7:01:29 PM |
| beakerfish | $50.00 | $50.00 | 11/12/2010 6:38:27 PM |
| 6moonbeams | $50.00 | $50.00 | 11/13/2010 7:34:24 AM |
| sensible-order2 | $50.00 | $50.00 | 11/13/2010 11:39:05 AM |
| balance-handshake7 | $25.00 | $25.00 | 11/13/2010 1:24:04 PM |
| forthright-dedication | $25.00 | $25.00 | 11/13/2010 2:41:07 PM |
| Diamond_Jim | $25.00 | $25.00 | 11/13/2010 2:55:42 PM |
| ingenious-deal6 | $25.00 | $25.00 | 11/13/2010 9:34:22 PM |
| nybanker85 | $25.00 | $25.00 | 11/14/2010 6:49:12 PM |
| orderly-leverage | $33.08 | $33.08 | 11/15/2010 11:04:07 AM |
| tech310 | $25.00 | $25.00 | 11/15/2010 2:39:55 PM |
| bluehen00 | $25.00 | $25.00 | 11/15/2010 4:48:37 PM |
| musegaze | $100.00 | $100.00 | 11/15/2010 7:49:39 PM |
| reward-adventure | $50.00 | $50.00 | 11/16/2010 3:00:09 PM |
| payment-gusto | $25.00 | $25.00 | 11/16/2010 3:01:46 PM |
| Midwestvalues | $100.00 | $100.00 | 11/16/2010 3:06:28 PM |
| raisingophelia | $25.00 | $25.00 | 11/16/2010 3:55:00 PM |
| personal-lender | $25.00 | $25.00 | 11/17/2010 3:23:21 PM |
| rhin0cerx | $48.48 | $48.48 | 11/17/2010 4:44:08 PM |
| psa1995 | $25.00 | $25.00 | 11/17/2010 10:41:08 PM |
| wtrboy | $50.00 | $50.00 | 11/18/2010 1:34:28 AM |
| GordoMG | $50.00 | $50.00 | 11/18/2010 7:23:52 AM |
| lucrative-coin | $50.00 | $50.00 | 11/18/2010 6:45:18 AM |
| Steveoo1 | $25.00 | $25.00 | 11/18/2010 9:08:37 AM |
| miked8303 | $25.00 | $25.00 | 11/18/2010 8:18:03 AM |
| joyous-revenue4 | $50.00 | $50.00 | 11/18/2010 11:40:08 AM |
| S-Master | $50.00 | $50.00 | 11/18/2010 10:49:42 AM |
| AF-Chief | $35.00 | $35.00 | 11/18/2010 12:19:17 PM |
| brother_tam | $50.00 | $50.00 | 11/18/2010 11:56:29 AM |
| rogue_monster | $25.00 | $25.00 | 11/18/2010 1:04:30 PM |
| thorough-exchange4 | $50.00 | $50.00 | 11/18/2010 3:14:15 PM |
| ultimate-peace | $50.00 | $50.00 | 11/18/2010 4:11:57 PM |
| sms0106 | $50.00 | $50.00 | 11/18/2010 5:34:39 PM |
| mketelecom | $25.00 | $25.00 | 11/18/2010 5:06:33 PM |
| profit-powerplant | $25.00 | $25.00 | 11/18/2010 6:13:44 PM |
| 2bnforlife | $25.00 | $25.00 | 11/18/2010 6:23:49 PM |
| contract-giant | $25.00 | $25.00 | 11/18/2010 6:44:11 PM |
| ddog0224 | $50.00 | $50.00 | 11/18/2010 9:13:13 PM |
| silver-saguaro | $25.00 | $25.00 | 11/18/2010 11:33:33 PM |
| reflective-cash0 | $50.00 | $50.00 | 11/18/2010 8:56:31 PM |
| investment-comet | $25.00 | $25.00 | 11/18/2010 9:03:36 PM |
| cash-spark3 | $25.00 | $25.00 | 11/18/2010 11:30:04 PM |
| Free-the-usa-1776 | $25.00 | $25.00 | 11/18/2010 9:48:09 PM |
| credit-elation1 | $25.00 | $25.00 | 11/19/2010 9:03:48 AM |
| 168RichCapital | $26.50 | $26.50 | 11/19/2010 9:07:06 AM |
| kegs | $400.00 | $400.00 | 11/19/2010 8:46:18 AM |
| simplelender80 | $100.00 | $100.00 | 11/12/2010 3:09:47 PM |
| velocity-solo | $25.00 | $25.00 | 11/12/2010 3:11:25 PM |
| Kaj | $25.00 | $25.00 | 11/12/2010 3:13:09 PM |
| loyalist1 | $50.00 | $50.00 | 11/12/2010 3:15:43 PM |
| valiant-liberty4 | $25.00 | $25.00 | 11/12/2010 3:13:44 PM |
| Artist_Blue | $25.00 | $25.00 | 11/12/2010 3:21:26 PM |
| MM1207 | $25.00 | $25.00 | 11/12/2010 3:22:22 PM |
| bulsa | $100.00 | $100.00 | 11/12/2010 3:17:08 PM |
| kulender | $50.00 | $50.00 | 11/13/2010 6:35:01 AM |
| MadHun | $50.00 | $50.00 | 11/14/2010 4:22:36 PM |
| building_community | $50.00 | $50.00 | 11/14/2010 12:49:35 PM |
| special-currency6 | $25.00 | $25.00 | 11/14/2010 6:49:14 PM |
| reflective-rupee | $44.00 | $44.00 | 11/15/2010 9:06:08 AM |
| villagers | $25.00 | $25.00 | 11/15/2010 8:27:25 AM |
| CROBRUN | $50.00 | $50.00 | 11/15/2010 10:24:17 AM |
| 108lender | $25.00 | $25.00 | 11/15/2010 1:04:57 PM |
| graceful-investment | $100.00 | $100.00 | 11/15/2010 10:57:00 AM |
| radiant-loan5 | $200.00 | $200.00 | 11/15/2010 4:07:22 PM |
| mighty-payout1 | $25.00 | $25.00 | 11/15/2010 8:28:50 PM |
| FeedTheMachine | $50.00 | $50.00 | 11/17/2010 7:09:31 AM |
| SolarMoonshine | $25.00 | $25.00 | 11/17/2010 4:15:55 AM |
| platinum-celebration4 | $25.00 | $25.00 | 11/17/2010 10:13:52 AM |
| Bob450 | $30.00 | $30.00 | 11/17/2010 2:43:37 PM |
| dollar-sonnet3 | $50.00 | $50.00 | 11/17/2010 11:09:59 PM |
| asiaratt | $50.00 | $50.00 | 11/18/2010 4:04:42 AM |
| life-is-great | $50.00 | $50.00 | 11/18/2010 4:59:20 AM |
| kublai | $100.00 | $100.00 | 11/18/2010 10:48:01 AM |
| Mariner3605 | $25.00 | $25.00 | 11/18/2010 10:49:50 AM |
| dedicated-transaction796 | $50.00 | $50.00 | 11/18/2010 10:43:01 AM |
| mtquan | $25.00 | $25.00 | 11/18/2010 10:44:53 AM |
| thebadpelican | $26.00 | $26.00 | 11/18/2010 10:52:52 AM |
| point-kitten6 | $25.00 | $25.00 | 11/18/2010 12:50:12 PM |
| jigsaw | $28.39 | $28.39 | 11/18/2010 1:14:08 PM |
| bountiful-durability | $50.00 | $50.00 | 11/18/2010 1:53:16 PM |
| ommcd | $25.00 | $25.00 | 11/18/2010 5:05:08 PM |
| ahansen | $25.00 | $25.00 | 11/18/2010 5:06:18 PM |
| consummate-loyalty1 | $50.00 | $50.00 | 11/18/2010 6:12:19 PM |
| vine99 | $50.00 | $50.00 | 11/18/2010 5:44:35 PM |
| asset-yoga6 | $100.00 | $100.00 | 11/18/2010 6:15:37 PM |
| ah-long | $25.00 | $25.00 | 11/18/2010 6:57:13 PM |
| HammerSmith | $25.00 | $25.00 | 11/18/2010 7:11:25 PM |
| missing-link | $48.80 | $48.80 | 11/18/2010 8:18:54 PM |
| momoney2lend | $25.00 | $25.00 | 11/18/2010 8:27:45 PM |
| JoeDuck | $50.00 | $50.00 | 11/19/2010 12:39:02 AM |
| shrewd-peace7 | $50.00 | $50.00 | 11/19/2010 3:17:33 AM |
| saffron4 | $25.00 | $25.00 | 11/19/2010 3:22:07 AM |
| proaz0119 | $25.00 | $25.00 | 11/19/2010 4:39:48 AM |
| dogwood945 | $30.00 | $30.00 | 11/19/2010 9:37:24 AM |
| larrybird | $500.00 | $500.00 | 11/19/2010 8:33:03 AM |
| gallant-economy9 | $150.00 | $96.20 | 11/19/2010 9:57:00 AM |
| 100 bids
|
Borrower Payment Dependent Notes Series
484490
This series of Notes was issued and sold upon the funding of the borrower loan #45580, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,400.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.30% |
Auction start date:
| Nov-16-2010 |
| |
Auction end date:
| Nov-23-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $108.57 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 38.72% |
Final monthly payment:
| $108.57 |
| |
|
Auction yield range:
| 16.57% - 34.00% |
Estimated loss impact:
| 20.31% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.69% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1997 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 720-739 (Oct-2010) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 11y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $45,678 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| hardwired |
Borrower's state:
| Washington |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Leaky roof needs to be replaced
I've listed before trying to get a loan to repair our bathroom.? We now have a bigger emergency, we have put the bathroom project on hold.? With the first snow storm last week, we discovered a leak in our old roof.? I have a temporary patch in place, but it won't hold up through the winter.
About me
I am a computer network engineer.? I am a volunteer with the Boy Scouts of America, and enjoy working with youth.? I love woodworking, and using my hands.
I will repay on time
I?have a?decent credit score and I want to assure you that I have never missed a payment on any of my debts, ever. If you review my credit history you'll see that I haven't even been 30 days late before, ever! This loan with Prosper will be no different. I won't miss a payment.? My ultimate goal is to reinvest with Prosper.? I believe in it's concept, and am intrigued by peer to peer lending.
Employment
I have been in the same line of work since college, and have been with the same empoyment for the past 12 years. My job is stable and I love what I do.
Monthly net income: $ 5460
Annual Gross: $81K
Total Monthly expenses: $ 4800
Mortgage: $1700
Cars/Gas:$850
Food: $600
Utilities: $300
Credit Cards: $ 1100
Medical: $150
Cell Phones: $100
Debt
I am making extra large payments on all my balances, and have a personal plan to be debt free in 5 years, I am on track and have only 3 years 11 months remaining.? Because I don't want to take on any more credit card debt, I would rather seek a loan with the Prosper Community.
Thank you for your consideration!? Don't hesitate to ask any questions.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What are the balances and interest rates on your current outstanding loans? What is your home value and mortgage balance? Thanks. - courteous-bazaar
A:
I have 4 credit cards with the following approx balances
$17,500
$5,100
$4,000
$4,400
Interest rates average around 10% I have closed my credit card accounts to avoid the temptation of using them to increase the balance.
I also have a vehicle loan with a balance of $6000 at 6.9% and a second vehicle at $4000 at $6%
My home was just appraised at $265k, my balance is $233k
Let me know if you have any other questions.
(Nov-22-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ZPBSFinancialGroup | $25.00 | $25.00 | 11/16/2010 4:21:52 PM |
| JustMee | $25.00 | $25.00 | 11/16/2010 9:58:18 PM |
| graceful-investment | $100.00 | $100.00 | 11/17/2010 3:21:28 PM |
| reflective-rupee | $200.11 | $200.11 | 11/18/2010 9:50:36 AM |
| brother_tam | $50.00 | $50.00 | 11/18/2010 11:58:24 AM |
| sfmf | $25.00 | $25.00 | 11/18/2010 3:05:16 PM |
| bluehen00 | $60.00 | $60.00 | 11/18/2010 3:56:33 PM |
| tech310 | $25.00 | $25.00 | 11/18/2010 11:37:11 PM |
| valiant-liberty4 | $25.00 | $25.00 | 11/19/2010 10:03:16 AM |
| ah-long | $25.00 | $25.00 | 11/19/2010 3:40:47 PM |
| ASR3 | $25.00 | $18.61 | 11/20/2010 7:13:10 AM |
| RyanM561 | $25.00 | $25.00 | 11/21/2010 8:47:58 PM |
| social-hunter5 | $39.71 | $39.71 | 11/22/2010 8:43:57 AM |
| tigercat | $50.00 | $50.00 | 11/22/2010 5:03:42 PM |
| culldud6900 | $40.00 | $40.00 | 11/22/2010 6:31:58 PM |
| Gobsek | $25.00 | $25.00 | 11/23/2010 7:15:45 AM |
| carlos_chantana | $25.00 | $25.00 | 11/23/2010 8:26:03 AM |
| Rothgoe | $36.57 | $36.57 | 11/23/2010 10:26:28 AM |
| the-determined-value | $75.00 | $75.00 | 11/23/2010 9:18:09 AM |
| supersam | $100.00 | $100.00 | 11/23/2010 8:16:52 AM |
| loss-of-control | $50.00 | $50.00 | 11/23/2010 11:26:01 AM |
| neorunner | $25.00 | $25.00 | 11/23/2010 8:35:06 AM |
| innovator2 | $50.00 | $50.00 | 11/23/2010 11:51:50 AM |
| velocity-solo | $25.00 | $25.00 | 11/17/2010 1:34:08 PM |
| Artist_Blue | $25.00 | $25.00 | 11/17/2010 3:21:32 PM |
| CommunityArts_Non-profit | $25.00 | $25.00 | 11/18/2010 10:13:33 AM |
| money-bauble | $25.00 | $25.00 | 11/18/2010 12:23:56 PM |
| dudebrah | $25.00 | $25.00 | 11/18/2010 7:23:38 PM |
| AF-Chief | $35.00 | $35.00 | 11/19/2010 3:39:08 PM |
| Comoparklender | $25.00 | $25.00 | 11/19/2010 3:38:51 PM |
| Amber_Stone | $25.00 | $25.00 | 11/20/2010 6:48:29 AM |
| order-wizard | $25.00 | $25.00 | 11/20/2010 8:46:43 AM |
| payout-network1 | $35.00 | $35.00 | 11/22/2010 3:10:30 PM |
| courteous-bazaar | $250.00 | $250.00 | 11/22/2010 3:17:21 PM |
| well-mannered-income3 | $30.00 | $30.00 | 11/22/2010 8:01:34 PM |
| Piitb08 | $150.00 | $150.00 | 11/22/2010 6:17:29 PM |
| Kash2010lu | $25.00 | $25.00 | 11/22/2010 6:37:39 PM |
| fuisci | $30.00 | $30.00 | 11/23/2010 5:09:27 AM |
| GolfPro2006 | $25.00 | $25.00 | 11/23/2010 7:00:43 AM |
| favorite-commerce | $50.00 | $50.00 | 11/23/2010 8:07:49 AM |
| worldpower2 | $25.00 | $25.00 | 11/23/2010 5:36:24 AM |
| JamesDewsbury | $25.00 | $25.00 | 11/23/2010 8:29:45 AM |
| Wyatte | $25.00 | $25.00 | 11/23/2010 8:04:19 AM |
| decisive-dough | $25.00 | $25.00 | 11/23/2010 8:41:17 AM |
| mcgovern2024 | $150.00 | $150.00 | 11/23/2010 9:03:14 AM |
| Free-the-usa-1776 | $25.00 | $25.00 | 11/23/2010 8:17:40 AM |
| Bob450 | $25.00 | $25.00 | 11/23/2010 8:30:08 AM |
| investinFla | $50.00 | $50.00 | 11/23/2010 10:21:40 AM |
| Astyanax | $75.00 | $75.00 | 11/23/2010 11:08:06 AM |
| wild-orange | $25.00 | $25.00 | 11/23/2010 12:04:59 PM |
| 50 bids
|
Borrower Payment Dependent Notes Series
484692
This series of Notes was issued and sold upon the funding of the borrower loan #45509, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.30% |
Auction start date:
| Nov-16-2010 |
| |
Auction end date:
| Nov-23-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $135.71 |
|
Final lender yield:
| 33.00% |
Final borrower rate/APR:
| 34.00% / 37.70% |
Final monthly payment:
| $134.02 |
| |
|
Auction yield range:
| 16.57% - 34.00% |
Estimated loss impact:
| 20.25% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.75% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-2000 |
Debt/Income ratio:
| 39% |
|
Credit score:
| 620-639 (Nov-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 6y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,993 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 57% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| LVoigt1 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 33 ( 94% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 2
( 6% )
| 620-639
(Nov-2007)
|
|
Principal balance:
| $131.41 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Debt consolidation for my newborn
Purpose of loan:
This loan will be used to? consolidate my credit card debt and hospital bills incurred from the birth of my newborn child. It will free up some of my monthly expenses to better provide and plan for my family and arrange my finances to allow for my baby's expenses.
My financial situation:
I am a good candidate for this loan because? I am nearing the end of my first 3-yr Prosper loan and I have made?all of my payments faithfully during the duration of my loan-??I have one payment to go after?this week's payment?and am ready to consolidate the rest of my debt to allow to consolidate my credit card debt and able to pay off hospital bills incurred the birth of my now two month old.
Monthly net income: $ $6320 (both my husband and my salary)
Monthly expenses: $ 4617
??Housing: $ 1200
??Insurance: $?300 (car ins, life ins)
??Car expenses: $ 377+440
??Utilities: $ 200 (heat, gas, water)
??Phone, cable, internet: $ 150+150 (phone, cable/internet)
??Food, entertainment: $ 400
??Clothing, household expenses $?200
??Credit cards and other loans: $ 1200?(this is where I am looking to consolidate)
??Other expenses: $ 500
Miscellaneous expenses: Renters Insurance (twice year @ $150), Pet insurance (30/$month), Free credit report.com ($15/month), Doctor visit co-pay of $20 and prescription co-pay of $20 (monthly)
Need to start paying down hospital/doctor bills estimating $2500
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please explain the public record and delinquincies shown on your listing. Thanks. - tigercat
A:
Thank you for inquiring. The public record was from a medical charge incurred while I was in between health ins back in 2007.The visit to the ER happened on April 30th and my new ins was set to kick in on May 1st, Horrible luck. I have been paying $100/th of this debt and it is now showing on my credit report with balance declining. My deliquencies from last 7 years were from bad credit mgmt back in college 2002-2003. I will be happy to be provide further documentation upon request. Thank you
(Nov-17-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Amber_Stone | $25.00 | $25.00 | 11/16/2010 4:18:07 PM |
| Kash2010lu | $50.00 | $50.00 | 11/18/2010 6:37:43 AM |
| investment-artist | $25.00 | $25.00 | 11/18/2010 9:23:08 AM |
| CommunityArts_Non-profit | $30.00 | $30.00 | 11/18/2010 11:23:56 AM |
| jpaulnyc | $49.42 | $49.42 | 11/18/2010 5:12:40 PM |
| SFBank | $200.00 | $200.00 | 11/18/2010 8:33:30 PM |
| lendstats_com | $200.00 | $200.00 | 11/19/2010 7:49:24 AM |
| Sudoku | $50.00 | $50.00 | 11/20/2010 6:47:37 AM |
| return-grizzly | $100.00 | $100.00 | 11/20/2010 2:03:20 PM |
| WonByOne | $50.00 | $50.00 | 11/21/2010 1:47:13 AM |
| marwadi-62 | $170.00 | $170.00 | 11/21/2010 5:41:48 PM |
| realtormoises | $25.00 | $25.00 | 11/22/2010 12:04:38 PM |
| Bob450 | $25.00 | $25.00 | 11/22/2010 3:39:38 PM |
| daekpon | $25.00 | $25.00 | 11/22/2010 4:54:42 PM |
| Fire2 | $50.00 | $50.00 | 11/22/2010 4:31:55 PM |
| Starfin-Capital-Management | $69.87 | $69.87 | 11/22/2010 6:42:37 PM |
| thankful-nickel2 | $25.00 | $25.00 | 11/22/2010 7:55:48 PM |
| glenium | $25.00 | $25.00 | 11/23/2010 2:52:46 AM |
| heritage_loans | $25.73 | $25.73 | 11/23/2010 6:43:33 AM |
| golffish2 | $100.00 | $100.00 | 11/23/2010 4:10:12 AM |
| Mikale360 | $25.00 | $25.00 | 11/23/2010 7:56:44 AM |
| silver-bluebird | $25.00 | $25.00 | 11/22/2010 11:06:27 PM |
| gbruenin | $25.00 | $25.00 | 11/23/2010 5:58:00 AM |
| neorunner | $25.00 | $25.00 | 11/23/2010 8:41:50 AM |
| B2152 | $25.00 | $25.00 | 11/23/2010 4:48:45 AM |
| supreme-hope | $25.00 | $25.00 | 11/23/2010 8:44:31 AM |
| american-investor | $25.00 | $25.00 | 11/23/2010 10:28:35 AM |
| Kash2010lu | $25.00 | $25.00 | 11/23/2010 9:14:29 AM |
| Rip128 | $25.00 | $25.00 | 11/23/2010 12:58:24 PM |
| master648 | $26.11 | $26.11 | 11/23/2010 3:10:50 PM |
| alphabet76 | $26.00 | $26.00 | 11/23/2010 2:38:16 PM |
| reflective-rupee | $100.00 | $100.00 | 11/16/2010 9:05:51 PM |
| blitzen40 | $25.00 | $25.00 | 11/17/2010 7:47:17 PM |
| Milonguero | $100.00 | $100.00 | 11/18/2010 2:08:42 PM |
| SolarMoonshine | $50.00 | $50.00 | 11/18/2010 6:16:32 PM |
| unger | $100.00 | $100.00 | 11/19/2010 7:48:55 PM |
| innovator2 | $75.00 | $71.53 | 11/20/2010 11:23:14 AM |
| loanman2007 | $50.00 | $50.00 | 11/21/2010 1:10:46 PM |
| clemclan | $25.00 | $25.00 | 11/21/2010 9:12:17 PM |
| Moe87 | $31.34 | $31.34 | 11/22/2010 6:03:27 PM |
| MrRooster101 | $25.00 | $25.00 | 11/22/2010 6:04:03 PM |
| zone6 | $100.00 | $100.00 | 11/22/2010 8:53:04 PM |
| BlessedEveryDay | $25.00 | $25.00 | 11/23/2010 6:43:11 AM |
| golffish2 | $100.00 | $100.00 | 11/23/2010 4:05:46 AM |
| ronin4sale | $25.00 | $25.00 | 11/23/2010 5:20:01 AM |
| Phatt-Daddy | $25.00 | $25.00 | 11/23/2010 4:46:17 AM |
| JamesDewsbury | $25.00 | $25.00 | 11/23/2010 8:28:24 AM |
| HomerdohNY | $25.00 | $25.00 | 11/23/2010 9:47:58 AM |
| Astyanax | $50.00 | $50.00 | 11/23/2010 11:36:55 AM |
| ultimate-peace | $300.00 | $300.00 | 11/23/2010 2:32:59 PM |
| PrincessGrace33 | $100.00 | $100.00 | 11/23/2010 3:41:54 PM |
| VikingLender | $25.00 | $25.00 | 11/23/2010 3:35:41 PM |
| icon7 | $25.00 | $25.00 | 11/23/2010 3:42:18 PM |
| 53 bids
|
Borrower Payment Dependent Notes Series
484870
This series of Notes was issued and sold upon the funding of the borrower loan #45515, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 9.80% |
Auction start date:
| Nov-18-2010 |
| |
Auction end date:
| Nov-22-2010 |
|
|
Starting lender yield:
| 26.75% |
Starting borrower rate/APR:
| 27.75% / 31.31% |
Starting monthly payment:
| $206.14 |
|
Final lender yield:
| 25.00% |
Final borrower rate/APR:
| 26.00% / 29.52% |
Final monthly payment:
| $201.45 |
| |
|
Auction yield range:
| 10.57% - 26.75% |
Estimated loss impact:
| 10.42% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.58% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 820-839 (Nov-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 20y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,491 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| sadie541 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 11 ( 100% )
| 820-839 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Feb-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Finish My Home!!!
Purpose of loan:
This loan will be used to?finish the builiding process of my home.? I have added a few improvements during the building process and need a little extra just in case.?
My financial situation:
I am a good candidate for this loan because I am hard worker and strive for success in all avenues of my life.? I have had a loan through prosper and made it my # 1 Priority to pay off as soon as possible.? I will do the same with this loan.? Prosper was good to me and I have always kept their lending availability in the back of my mind.
Monthly net income: $
78,000.00
Monthly expenses: $
??Housing: $ 1,800
??Insurance: $?175.00
??Car expenses: $1000.00
??Utilities: $?120.00
??Phone, cable, internet: $ 50.00
??Food, entertainment: $ 600.00
??Clothing, household expenses $
??Credit cards and other loans: $ 66.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
what is your fixed monthly income? - beakerfish
A:
5,750.00
(Nov-18-2010)
Q:
Hi, how close are you to finishing construction? How much will it cost? Thanks and good luck. - interest88
A:
we are very close all nearing the end. we are to be in by christmas! just doing finish work now...we are approx 3 thousand over budget on final expense.
(Nov-20-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| simplelender80 | $200.00 | $200.00 | 11/18/2010 2:45:00 PM |
| alexgalt | $100.00 | $100.00 | 11/18/2010 2:45:09 PM |
| Skeptical-one | $31.00 | $31.00 | 11/18/2010 2:41:47 PM |
| lendstats_com | $25.00 | $25.00 | 11/18/2010 2:48:46 PM |
| ZPBSFinancialGroup | $25.00 | $25.00 | 11/18/2010 3:19:21 PM |
| reflective-rupee | $500.11 | $500.11 | 11/18/2010 2:57:40 PM |
| 113121 | $1,500.00 | $1,500.00 | 11/18/2010 7:44:42 PM |
| money-bauble | $25.00 | $25.00 | 11/18/2010 9:46:41 PM |
| Rashanir | $25.00 | $25.00 | 11/19/2010 2:03:22 AM |
| glroark | $100.00 | $100.00 | 11/19/2010 6:06:22 AM |
| musegaze | $38.93 | $38.93 | 11/19/2010 4:43:14 AM |
| lendstats_com | $60.00 | $60.00 | 11/19/2010 7:53:43 AM |
| loanman2007 | $200.00 | $200.00 | 11/19/2010 6:41:46 AM |
| building_community | $50.00 | $50.00 | 11/19/2010 3:24:06 PM |
| parsec9 | $25.00 | $25.00 | 11/19/2010 3:33:23 PM |
| inspiring-reward | $42.99 | $42.99 | 11/20/2010 3:35:14 AM |
| Kaj | $25.00 | $25.00 | 11/20/2010 10:25:56 AM |
| travels536 | $25.00 | $25.00 | 11/20/2010 6:33:04 AM |
| CK1 | $25.00 | $25.00 | 11/20/2010 6:37:48 AM |
| top-courteous-peso | $50.00 | $50.00 | 11/20/2010 1:26:28 PM |
| JohnSmallberries | $25.00 | $25.00 | 11/20/2010 1:12:42 PM |
| honey-money | $25.00 | $25.00 | 11/20/2010 2:35:14 PM |
| one-midas | $50.00 | $50.00 | 11/20/2010 2:53:59 PM |
| afterhours | $25.00 | $25.00 | 11/20/2010 12:37:57 PM |
| 108lender | $100.00 | $100.00 | 11/20/2010 5:33:04 PM |
| loyalist1 | $50.00 | $50.00 | 11/18/2010 2:35:32 PM |
| kulender | $50.00 | $50.00 | 11/18/2010 2:45:55 PM |
| Thylow | $25.00 | $25.00 | 11/18/2010 2:40:43 PM |
| ekmendenhall | $55.00 | $55.00 | 11/18/2010 2:45:44 PM |
| reflective-rupee | $500.11 | $100.58 | 11/18/2010 2:58:01 PM |
| lendstats_com | $114.39 | $114.39 | 11/18/2010 5:12:38 PM |
| SolarMoonshine | $100.00 | $100.00 | 11/18/2010 6:00:09 PM |
| Trakissta | $150.00 | $150.00 | 11/18/2010 6:53:21 PM |
| SFBank | $500.00 | $500.00 | 11/18/2010 8:30:05 PM |
| JustMee | $25.00 | $25.00 | 11/18/2010 8:45:19 PM |
| mikeandcat | $150.00 | $150.00 | 11/19/2010 5:38:39 AM |
| moola-wildebeest3 | $25.00 | $25.00 | 11/19/2010 3:33:26 PM |
| Bob450 | $52.00 | $52.00 | 11/19/2010 7:56:27 PM |
| ERJ | $50.00 | $50.00 | 11/19/2010 11:01:01 PM |
| LoanerPrincipal | $150.00 | $150.00 | 11/20/2010 6:59:28 PM |
| samurai2 | $30.00 | $30.00 | 11/20/2010 7:24:20 PM |
| lightninghcky7 | $25.00 | $25.00 | 11/21/2010 2:32:26 PM |
| 6moonbeams | $50.00 | $50.00 | 11/22/2010 10:18:24 AM |
| 43 bids
|
Borrower Payment Dependent Notes Series
484936
This series of Notes was issued and sold upon the funding of the borrower loan #45609, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 9.80% |
Auction start date:
| Nov-18-2010 |
| |
Auction end date:
| Nov-23-2010 |
|
|
Starting lender yield:
| 26.75% |
Starting borrower rate/APR:
| 27.75% / 31.31% |
Starting monthly payment:
| $206.14 |
|
Final lender yield:
| 26.75% |
Final borrower rate/APR:
| 27.75% / 31.31% |
Final monthly payment:
| $206.14 |
| |
|
Auction yield range:
| 10.57% - 26.75% |
Estimated loss impact:
| 10.47% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 16.28% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1991 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 760-779 (Nov-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
14 | Length of status: | 9y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Professor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,690 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| rate-sapling |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $25,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Nov-2009)
|
|
Principal balance:
| $18,929.37 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Need a new car!!!
Purpose of loan: This loan will be used to? FINANCE A CAR
My financial situation: I am a good candidate for this loan because? I will repay the loan
Monthly net income: $ 4500.00
Monthly expenses: $ 3900.00??
Housing: $ ??Insurance: $???
Car expenses: $???
Utilities: $???
Phone, cable, internet: $???
Food, entertainment: $???
Clothing, household expenses $???
Credit cards and other loans: $???
Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Will you be purchasing a $5,000 car, or is this loan simply to be used as a down payment on something much larger? If you are purchasing a vehicle more expensive than $5,000, how much more expensive? - mortgagemike
A:
I will be getting a deal on a used car so I will not need more than $5000.00
(Nov-20-2010)
Q:
Please explain why your revlovling line of credit has increased since your last loan. Thank you and good luck. - 1stBankAndHal
A:
My revloving line of credit increased because my other income sources changed due to a separartion.
(Nov-22-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| loyalist1 | $50.00 | $50.00 | 11/18/2010 2:35:34 PM |
| matt_2006 | $25.00 | $25.00 | 11/18/2010 2:25:50 PM |
| simplelender80 | $100.00 | $100.00 | 11/18/2010 2:45:02 PM |
| reflective-rupee | $300.11 | $300.11 | 11/18/2010 3:00:42 PM |
| kulender | $50.00 | $50.00 | 11/18/2010 2:45:57 PM |
| ZPBSFinancialGroup | $25.00 | $25.00 | 11/18/2010 3:13:57 PM |
| vine99 | $65.00 | $65.00 | 11/18/2010 5:08:33 PM |
| sms0106 | $50.00 | $50.00 | 11/18/2010 5:34:29 PM |
| blue-useful-auction | $25.00 | $25.00 | 11/18/2010 4:57:50 PM |
| graceful-investment | $66.64 | $66.64 | 11/18/2010 5:22:14 PM |
| meers2000 | $25.00 | $25.00 | 11/18/2010 5:42:49 PM |
| Trakissta | $150.00 | $150.00 | 11/18/2010 6:57:16 PM |
| cash-boots | $25.00 | $25.00 | 11/18/2010 7:24:12 PM |
| HammerSmith | $25.00 | $25.00 | 11/18/2010 7:33:32 PM |
| money-bauble | $25.00 | $25.00 | 11/18/2010 9:46:43 PM |
| successful-agreement7 | $62.34 | $62.34 | 11/18/2010 8:40:54 PM |
| beakerfish | $50.00 | $50.00 | 11/18/2010 10:54:12 PM |
| caNative | $25.84 | $25.84 | 11/19/2010 2:11:36 AM |
| cash-spark3 | $25.00 | $25.00 | 11/18/2010 11:54:04 PM |
| nilonc1 | $50.00 | $50.00 | 11/19/2010 3:18:00 AM |
| musegaze | $26.10 | $26.10 | 11/19/2010 8:17:37 AM |
| gallant-economy9 | $50.00 | $50.00 | 11/19/2010 9:59:53 AM |
| hopeful-truth5 | $75.00 | $75.00 | 11/19/2010 1:08:46 PM |
| 371millwood | $100.00 | $100.00 | 11/19/2010 1:58:54 PM |
| GElender | $50.00 | $50.00 | 11/19/2010 2:04:03 PM |
| building_community | $50.00 | $50.00 | 11/19/2010 3:24:03 PM |
| sensible-order2 | $50.00 | $50.00 | 11/19/2010 3:24:08 PM |
| valiant-liberty4 | $25.00 | $25.00 | 11/19/2010 3:36:29 PM |
| brother_tam | $27.53 | $27.53 | 11/20/2010 2:57:03 AM |
| payout-reaction740 | $25.00 | $25.00 | 11/20/2010 3:40:52 AM |
| bluehen00 | $35.00 | $35.00 | 11/20/2010 6:39:29 AM |
| ASR3 | $25.00 | $25.00 | 11/20/2010 7:11:06 AM |
| JohnSmallberries | $25.00 | $25.00 | 11/20/2010 1:12:44 PM |
| Comoparklender | $25.00 | $25.00 | 11/20/2010 7:52:42 AM |
| psa1995 | $25.00 | $25.00 | 11/20/2010 4:05:39 PM |
| gold-channel2 | $50.00 | $50.00 | 11/20/2010 8:42:56 PM |
| Kaj | $25.00 | $25.00 | 11/21/2010 2:07:58 AM |
| top-courteous-peso | $50.00 | $50.00 | 11/21/2010 7:28:31 AM |
| buffalobills | $25.00 | $25.00 | 11/22/2010 8:56:54 AM |
| leverage-monger | $25.00 | $25.00 | 11/22/2010 9:23:51 AM |
| lendcraft | $25.00 | $25.00 | 11/22/2010 11:04:26 AM |
| 6moonbeams | $50.00 | $50.00 | 11/22/2010 12:27:17 PM |
| payment-gusto | $25.00 | $25.00 | 11/22/2010 5:30:33 PM |
| MadHun | $50.00 | $50.00 | 11/22/2010 5:34:58 PM |
| MrBailey | $30.47 | $30.47 | 11/22/2010 5:11:30 PM |
| Wellman | $50.00 | $34.86 | 11/22/2010 6:15:08 PM |
| zorg77 | $25.00 | $25.00 | 11/22/2010 7:18:06 PM |
| paradisenow | $25.00 | $25.00 | 11/23/2010 7:39:58 AM |
| enchanted-note | $25.00 | $25.00 | 11/23/2010 6:32:54 AM |
| b2m80s | $25.00 | $25.00 | 11/18/2010 2:39:19 PM |
| utmom | $25.00 | $25.00 | 11/18/2010 2:40:22 PM |
| raisingophelia | $25.00 | $25.00 | 11/18/2010 2:26:40 PM |
| reflective-rupee | $500.11 | $500.11 | 11/18/2010 3:00:23 PM |
| bid-czar8 | $100.00 | $100.00 | 11/18/2010 2:50:10 PM |
| OldProp | $25.00 | $25.00 | 11/18/2010 2:40:34 PM |
| kc8fot | $50.00 | $50.00 | 11/18/2010 2:51:16 PM |
| Skeptical-one | $31.00 | $31.00 | 11/18/2010 4:22:31 PM |
| SDNLR | $25.00 | $25.00 | 11/18/2010 4:06:56 PM |
| parsec9 | $25.00 | $25.00 | 11/18/2010 6:12:35 PM |
| moola-wildebeest3 | $25.00 | $25.00 | 11/18/2010 6:15:33 PM |
| tech310 | $25.00 | $25.00 | 11/18/2010 6:12:38 PM |
| Mr-Miracle | $25.00 | $25.00 | 11/18/2010 7:52:36 PM |
| investment-comet | $25.00 | $25.00 | 11/18/2010 8:37:30 PM |
| SFBank | $400.00 | $400.00 | 11/18/2010 8:32:55 PM |
| Goldfingers | $25.00 | $25.00 | 11/18/2010 10:39:59 PM |
| radiant-loan5 | $25.00 | $25.00 | 11/19/2010 11:05:32 AM |
| DEZ1721 | $400.00 | $400.00 | 11/19/2010 10:30:25 AM |
| ommcd | $25.00 | $25.00 | 11/19/2010 11:05:21 AM |
| Artist_Blue | $25.00 | $25.00 | 11/19/2010 1:44:03 PM |
| velocity-solo | $25.00 | $25.00 | 11/19/2010 3:36:14 PM |
| dedicated-transaction796 | $50.00 | $50.00 | 11/19/2010 3:34:09 PM |
| finance-mushroom | $100.00 | $100.00 | 11/19/2010 3:38:17 PM |
| Bob450 | $25.00 | $25.00 | 11/19/2010 7:55:47 PM |
| inspiring-reward | $150.00 | $150.00 | 11/20/2010 3:35:07 AM |
| Ven58 | $25.00 | $25.00 | 11/20/2010 1:46:26 AM |
| miked8303 | $25.00 | $25.00 | 11/20/2010 9:37:44 AM |
| loanman2007 | $150.00 | $150.00 | 11/20/2010 12:41:13 PM |
| heerzaquestion | $70.00 | $70.00 | 11/20/2010 3:41:17 PM |
| 108lender | $100.00 | $100.00 | 11/20/2010 5:33:05 PM |
| Au-Ag-Pt | $50.00 | $50.00 | 11/22/2010 4:38:01 AM |
| heavy_ax | $50.00 | $50.00 | 11/22/2010 11:06:01 AM |
| DreDub | $50.00 | $50.00 | 11/22/2010 5:03:38 PM |
| 82 bids
|