Sales Report:Supplement No. 81 dated Nov 23, 2010 to Prospectus dated Jul 26, 2010
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 26, 2010 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 26, 2010 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 327638
This series of Notes was issued and sold upon the funding of the borrower loan #45510, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.20% Auction start date:  Nov-16-2010 
  Auction end date:  Nov-19-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.06% Starting monthly payment: $89.74
Final lender yield: 33.35% Final borrower rate/APR: 34.35% / 38.06% Final monthly payment: $89.74
 
Auction yield range: 13.57% - 33.35% Estimated loss impact: 15.74%  
Lender servicing fee: 1.00% Estimated return: 17.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Aug-1993 Debt/Income ratio: 32%
Credit score: 680-699 (Nov-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 17Length of status:5y 10m
Amount delinquent: $0 Total credit lines: 40 Occupation: Engineer - Mechanic...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $32,787Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 96%  
   Homeownership: Yes  
Screen name: frog74 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying debt for emergency repairs
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?
I have a good payment record stable job in a strong market, and darn it, i'm just worth it!
Monthly net income: $ ~3000

Monthly expenses: $
??Housing: $1000
??Insurance: $ 100
??Car expenses: $340
??Utilities: $50
??Phone, cable, internet: $60
??Food, entertainment: $100
??Clothing, household expenses $50
??Credit cards and other loans: $500?
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
bulsa$100.00$100.0011/16/2010 3:39:43 PM
bid-czar8$50.00$50.0011/16/2010 3:47:30 PM
simplelender80$200.00$200.0011/16/2010 3:48:51 PM
raisingophelia$25.00$25.0011/16/2010 3:54:31 PM
musegaze$100.00$100.0011/16/2010 3:54:00 PM
MadHun$50.00$50.0011/16/2010 3:54:04 PM
kind-efficient-credit$50.00$50.0011/17/2010 5:19:12 AM
valiant-liberty4$25.00$25.0011/17/2010 8:44:14 AM
finance-mushroom$40.59$40.5911/17/2010 9:54:14 AM
radiant-loan5$25.00$25.0011/17/2010 10:12:57 AM
Comoparklender$25.00$9.4111/17/2010 3:22:18 PM
courteous-kindness1$50.00$50.0011/17/2010 8:09:33 PM
trekie$100.00$100.0011/18/2010 6:13:25 AM
Whipster$25.00$25.0011/18/2010 5:21:12 AM
miked8303$25.00$25.0011/18/2010 8:18:15 AM
dedicated-transaction796$50.00$50.0011/18/2010 10:51:21 AM
AF-Chief$50.00$50.0011/18/2010 12:20:15 PM
honey-money$25.00$25.0011/18/2010 2:38:01 PM
mketelecom$25.00$25.0011/18/2010 5:06:59 PM
asiaratt$50.00$50.0011/18/2010 6:05:26 PM
HammerSmith$25.00$25.0011/18/2010 7:24:35 PM
velocity-solo$25.00$25.0011/16/2010 3:49:50 PM
graceful-investment$100.00$100.0011/16/2010 3:40:16 PM
Kaj$25.00$25.0011/16/2010 3:54:08 PM
money-bauble$25.00$25.0011/16/2010 4:12:50 PM
kulender$50.00$50.0011/16/2010 3:50:14 PM
danthemon35$25.00$25.0011/17/2010 1:27:52 AM
lendstats_com$200.00$200.0011/17/2010 9:58:41 AM
psa1995$25.00$25.0011/17/2010 10:41:27 PM
tashara$25.00$25.0011/18/2010 7:58:18 AM
penny-plato$25.00$25.0011/18/2010 8:44:31 AM
matt_2006$25.00$25.0011/18/2010 11:36:04 AM
brother_tam$50.00$50.0011/18/2010 11:58:09 AM
bluehen00$25.00$25.0011/18/2010 4:21:17 PM
ommcd$25.00$25.0011/18/2010 5:05:26 PM
FeedTheMachine$50.00$50.0011/18/2010 6:15:21 PM
dudebrah$25.00$25.0011/18/2010 7:21:39 PM
Mariner3605$25.00$25.0011/18/2010 7:23:06 PM
point-kitten6$50.00$50.0011/18/2010 6:44:26 PM
ah-long$25.00$25.0011/18/2010 6:57:47 PM
tech310$25.00$25.0011/18/2010 11:37:30 PM
cash-spark3$25.00$25.0011/18/2010 11:30:16 PM
buffalobills$25.00$25.0011/19/2010 9:58:41 AM
43 bids
 
Borrower Payment Dependent Notes Series 481264
This series of Notes was issued and sold upon the funding of the borrower loan #45434, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.80% Auction start date:  Oct-25-2010 
  Auction end date:  Nov-01-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $205.47
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.05% Final monthly payment: $205.47
 
Auction yield range: 10.71% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: May-1988 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 760-779 (Oct-2010) Inquiries last 6m: 1Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:36y 9m
Amount delinquent: $0 Total credit lines: 14 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,341Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 50%  
   Homeownership: No  
Screen name: euro-bear Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
personal loan
Purpose of loan:
This loan will be used to?
bills/home improvement/applicant has grant deed for property
My financial situation:
I am a good candidate for this loan because?
I have not been deliquent on current open accounts in over 3 yrs
Monthly net income: $ 11369

Monthly expenses: $?6317
??Housing: $ 2746
??Insurance: $ 150
??Car expenses: $ 841
??Utilities: $ 700
??Phone, cable, internet: $ 160
??Food, entertainment: $ 300
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 20
??Other expenses: $ 1200/child support
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
top-courteous-peso$50.00$50.0010/25/2010 3:10:40 PM
radiant-loan5$200.00$200.0010/25/2010 3:28:08 PM
handshake5$100.00$100.0010/25/2010 3:27:45 PM
bid-czar8$25.00$25.0010/25/2010 3:34:00 PM
successful-agreement7$100.00$100.0010/26/2010 1:17:49 AM
natural-greenback6$25.00$25.0010/26/2010 5:14:33 PM
suave-dime6$25.00$25.0010/26/2010 6:03:51 PM
NoCal$30.00$30.0010/27/2010 5:21:21 PM
simplelender80$200.00$200.0010/28/2010 3:05:04 PM
Artist_Blue$25.00$25.0010/29/2010 9:33:33 AM
skuba$25.00$25.0010/29/2010 9:25:59 AM
bold-attentive-listing$25.00$25.0010/29/2010 2:32:48 PM
money-bauble$25.00$25.0010/29/2010 3:10:48 PM
saxaphone6$25.00$25.0010/29/2010 3:13:46 PM
reflective-rupee$33.00$33.0010/29/2010 4:54:00 PM
randsenterprise$25.00$25.0010/30/2010 8:33:50 AM
graceful-investment$30.98$30.9810/30/2010 8:03:03 AM
neutrino6$25.00$25.0010/30/2010 8:09:31 AM
momoney2lend$25.00$25.0010/30/2010 9:18:43 AM
red-power-pecan$31.18$31.1810/30/2010 3:28:26 PM
famous-bill$25.00$25.0010/30/2010 9:18:45 AM
worthy-bid8$25.00$25.0010/30/2010 10:31:28 AM
generous-deal6$25.00$25.0010/30/2010 5:26:00 PM
jigsaw$50.00$50.0010/30/2010 10:34:15 PM
kulender$100.00$100.0010/31/2010 8:17:24 AM
orangetrust$50.00$50.0010/31/2010 1:53:59 PM
SFBank$300.00$300.0010/31/2010 7:24:49 PM
friendinmoney$25.00$25.0011/1/2010 8:50:49 AM
IIP77$25.00$25.0011/1/2010 6:08:19 AM
orange-dollar-guild$25.00$25.0011/1/2010 6:59:03 AM
b-rent$25.00$25.0011/1/2010 12:45:57 PM
lending-bear$25.00$25.0011/1/2010 11:04:14 AM
moola-monger9$50.00$50.0011/1/2010 2:24:14 PM
inforapenny$25.00$25.0011/1/2010 11:37:29 AM
treasure-bliss$30.51$30.5111/1/2010 11:14:41 AM
Aristocrat$25.00$25.0011/1/2010 11:53:10 AM
jstnow$25.00$25.0011/1/2010 12:23:53 PM
larrybird$150.00$150.0011/1/2010 11:41:52 AM
Wellman$50.00$50.0011/1/2010 12:33:31 PM
anton$1,500.00$1,343.8711/1/2010 1:22:06 PM
friendinmoney$25.00$25.0011/1/2010 2:51:23 PM
valiant-liberty4$25.00$25.0010/25/2010 3:32:19 PM
JustMee$25.00$25.0010/25/2010 6:40:20 PM
inspiring-reward$36.60$36.6010/26/2010 7:16:05 AM
frogperson$250.00$250.0010/26/2010 9:58:10 PM
shmb6508$50.00$50.0010/28/2010 2:35:53 PM
sagan$25.00$25.0010/29/2010 9:47:45 AM
velocity-solo$25.00$25.0010/29/2010 9:43:54 AM
musegaze$100.00$100.0010/29/2010 12:30:43 PM
TakeCare$60.00$60.0010/29/2010 2:37:28 PM
teller$50.00$50.0010/29/2010 2:37:54 PM
smear87$25.00$25.0010/29/2010 3:11:25 PM
point-kitten6$50.00$50.0010/29/2010 3:12:31 PM
credible-balance0$25.00$25.0010/29/2010 3:13:25 PM
Investoman$25.00$25.0010/29/2010 7:08:24 PM
asiaratt$50.00$50.0010/29/2010 3:12:36 PM
GElender$50.00$50.0010/29/2010 3:51:38 PM
Comoparklender$38.86$38.8610/30/2010 4:06:48 AM
escharfer$25.00$25.0010/30/2010 8:33:57 AM
SolarMoonshine$25.00$25.0010/30/2010 3:24:51 PM
cropdust3r$25.00$25.0010/31/2010 11:08:20 AM
shrewd-peace7$50.00$50.0010/31/2010 1:53:01 PM
mckhbnpc$30.00$30.0010/31/2010 5:48:08 PM
tech310$25.00$25.0010/31/2010 9:45:15 PM
nickel-hickory$50.00$50.0010/31/2010 11:48:15 PM
KiwiElf$30.00$30.0011/1/2010 9:49:38 AM
FeedTheMachine$50.00$50.0011/1/2010 9:49:59 AM
octoberfresh$25.00$25.0011/1/2010 7:09:29 AM
worthy-bid4$100.00$100.0011/1/2010 9:28:21 AM
platinum-celebration4$25.00$25.0011/1/2010 9:38:54 AM
Asailorman$25.00$25.0011/1/2010 12:09:10 PM
Kselr$25.00$25.0011/1/2010 9:42:26 AM
favorite-commerce$50.00$50.0011/1/2010 1:09:09 PM
oath163$30.00$30.0011/1/2010 12:13:43 PM
Bob450$25.00$25.0011/1/2010 2:14:07 PM
75 bids
 
Borrower Payment Dependent Notes Series 482674
This series of Notes was issued and sold upon the funding of the borrower loan #45499, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.30% Auction start date:  Nov-03-2010 
  Auction end date:  Nov-10-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 41.35% Starting monthly payment: $45.24
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 41.36% Final monthly payment: $45.24
 
Auction yield range: 16.71% - 34.00% Estimated loss impact: 20.31%  
Lender servicing fee: 1.00% Estimated return: 13.69%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jan-1993 Debt/Income ratio: 9%
Credit score: 660-679 (Oct-2010) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 4 Current / open credit lines: 9 / 8Length of status:16y 0m
Amount delinquent: $26,017 Total credit lines: 37 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $367Stated income:$100,000+
Delinquencies in last 7y: 55 Bankcard utilization: 59%  
   Homeownership: Yes  
Screen name: mpan51 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off 2 higher interest loans
This loan will help me pay off some other debt at a higher interest rate & I will be able to save money each month by doing this. This payment will be deducted from my account each month and never be a problem.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Why haven't you listed your income and debt? This would give lenders something to base a decision on. - OPEO
A: I though all of that information was listed for lenders to see under my credit profile. I am new to prosper and will correct that. (Nov-09-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
velocity-solo$25.00$25.0011/3/2010 2:39:44 PM
valiant-liberty4$25.00$25.0011/3/2010 2:43:28 PM
indomitable-dedication$50.00$50.0011/3/2010 5:32:26 PM
forthright-dedication$25.00$25.0011/4/2010 6:17:41 AM
helping-out$25.00$25.0011/4/2010 11:20:12 AM
LittleHelp$25.00$25.0011/4/2010 6:21:02 PM
SolarMoonshine$25.00$25.0011/5/2010 5:36:31 PM
money-bauble$50.00$50.0011/7/2010 8:41:19 AM
nunnie$25.00$25.0011/8/2010 5:15:08 AM
lucrative-transparency0$30.00$30.0011/9/2010 7:55:05 AM
grampy48$25.00$25.0011/10/2010 6:53:40 AM
ultimate-peace$150.00$150.0011/10/2010 10:38:54 AM
droopie1$25.00$25.0011/10/2010 10:54:49 AM
Artist_Blue$25.00$25.0011/3/2010 2:40:58 PM
special-currency6$25.00$25.0011/4/2010 10:00:57 AM
inspiring-reward$100.00$100.0011/4/2010 11:19:24 AM
BankofBen$25.00$25.0011/5/2010 3:19:08 AM
winmals$25.00$25.0011/5/2010 7:54:08 AM
Comoparklender$25.00$25.0011/5/2010 3:36:03 PM
graceful-investment$50.00$15.0011/8/2010 8:11:38 AM
Rosencranz$25.00$25.0011/9/2010 11:03:10 PM
profitable-balance$25.00$25.0011/10/2010 1:27:29 AM
unger$85.00$85.0011/10/2010 4:01:42 AM
wizardii$30.00$30.0011/10/2010 7:17:31 AM
Wyatte$25.00$25.0011/10/2010 7:33:29 AM
icon7$40.00$40.0011/10/2010 11:59:31 AM
aquistoyraul$25.00$25.0011/10/2010 11:42:05 AM
27 bids
 
Borrower Payment Dependent Notes Series 483082
This series of Notes was issued and sold upon the funding of the borrower loan #45443, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.80% Auction start date:  Nov-08-2010 
  Auction end date:  Nov-13-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 28.50% / 32.07% Starting monthly payment: $208.17
Final lender yield: 26.50% Final borrower rate/APR: 28.50% / 32.08% Final monthly payment: $208.17
 
Auction yield range: 10.57% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Feb-2000 Debt/Income ratio: 20%
Credit score: 700-719 (Nov-2010) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 1 Current / open credit lines: 8 / 7Length of status:6y 8m
Amount delinquent: $0 Total credit lines: 16 Occupation: Postal Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,585Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 14%  
   Homeownership: Yes  
Screen name: interest-bison Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to?
Pay off my credit cards and have a little extra cash for emergencies.
My financial situation:
I am a good candidate for this loan because?
I pay my bills earlier than the due date, and I don't miss payments. I am very responsible woman.
Monthly net income: $
4,500
Monthly expenses: $
??Housing: $ 557.00
??Insurance: $?100.00
??Car expenses: $ 466.00
??Utilities: $ 175.00
??Phone, cable, internet: $ 124.00
??Food, entertainment: $ don't go out and cook at home
??Clothing, household expenses $
??Credit cards and other loans: $ 2,000 credit cards no?other loans
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
missing-link$100.00$100.0011/8/2010 2:56:29 PM
radiant-loan5$200.00$200.0011/8/2010 3:16:36 PM
velocity-solo$25.00$25.0011/8/2010 3:05:55 PM
Comoparklender$25.00$25.0011/8/2010 3:13:16 PM
kulender$50.00$50.0011/8/2010 3:24:18 PM
bid-czar8$50.00$50.0011/8/2010 3:06:23 PM
money-bauble$25.00$25.0011/8/2010 3:22:56 PM
reflective-rupee$44.00$44.0011/8/2010 3:56:06 PM
reflective-rupee$44.00$44.0011/8/2010 3:55:51 PM
platinum-celebration4$25.00$25.0011/8/2010 4:59:50 PM
jigsaw$50.00$50.0011/9/2010 4:54:19 AM
wildanne$150.00$150.0011/9/2010 6:36:17 AM
orderly-leverage$76.04$76.0411/9/2010 3:57:29 PM
bountiful-durability$50.00$50.0011/9/2010 3:41:43 PM
inspiring-reward$100.00$100.0011/9/2010 3:43:08 PM
commerce-web5$50.00$50.0011/10/2010 2:33:44 PM
FeedTheMachine$50.00$50.0011/10/2010 8:00:20 PM
hope-eagle6$25.00$25.0011/10/2010 3:28:56 PM
WalnutCreekguy$50.00$50.0011/11/2010 8:51:23 AM
rhin0cerx$50.00$50.0011/11/2010 10:44:23 AM
108lender$100.00$100.0011/11/2010 12:29:31 PM
graceful-investment$100.00$100.0011/11/2010 2:45:52 PM
supersarah61$25.00$25.0011/11/2010 3:03:19 PM
suave-dime6$25.00$25.0011/11/2010 3:05:13 PM
LiveNow$25.00$25.0011/11/2010 3:05:35 PM
SolarMoonshine$25.00$25.0011/11/2010 5:38:39 PM
dws2380$25.00$25.0011/11/2010 5:39:15 PM
inforapenny$25.00$25.0011/11/2010 6:44:17 PM
handshake5$100.00$100.0011/11/2010 6:44:58 PM
natural-greenback6$25.00$25.0011/11/2010 7:38:12 PM
richboy56$25.00$25.0011/11/2010 8:19:17 PM
bonus-poplar2$25.00$25.0011/12/2010 6:14:26 AM
noble-revenue$100.00$100.0011/12/2010 5:29:17 AM
p2p-czar3$25.00$25.0011/12/2010 1:14:59 PM
dthompso$50.00$50.0011/12/2010 1:54:14 PM
brother_tam$25.00$25.0011/12/2010 2:12:18 PM
imoutdoorsy$25.00$25.0011/12/2010 2:29:11 PM
GoCougs$50.00$50.0011/12/2010 3:22:50 PM
sosleep$25.00$25.0011/12/2010 3:40:07 PM
shrewd-deal$25.00$25.0011/12/2010 4:04:38 PM
TrekTune$25.00$25.0011/12/2010 6:39:18 PM
gotyourgear$25.00$25.0011/12/2010 7:19:13 PM
blackstar$25.00$25.0011/12/2010 6:24:17 PM
Mailman2004$50.00$50.0011/12/2010 7:09:09 PM
MadHun$26.88$26.8811/12/2010 9:01:02 PM
poolshark72$25.00$25.0011/12/2010 9:08:01 PM
KiwiElf$30.00$30.0011/13/2010 12:21:39 AM
hope-hickory$25.00$25.0011/13/2010 12:56:56 AM
new-social-economist$52.08$52.0811/13/2010 12:59:13 AM
orange-preeminant-bill$38.16$38.1611/13/2010 1:05:03 AM
schnatty$25.00$25.0011/13/2010 1:04:35 AM
logical-loyalty0$25.00$25.0011/13/2010 1:05:00 AM
zeelender$25.00$25.0011/13/2010 12:38:59 AM
Trevor_C$25.00$25.0011/13/2010 12:41:50 AM
Magog12$25.00$25.0011/13/2010 1:03:02 AM
smear87$25.00$25.0011/13/2010 7:51:16 AM
simplelender80$200.00$200.0011/8/2010 3:02:59 PM
FinDoc$30.00$30.0011/8/2010 3:59:44 PM
valiant-liberty4$25.00$25.0011/8/2010 3:20:08 PM
reflective-rupee$44.00$44.0011/8/2010 3:55:38 PM
personal-lender$25.00$25.0011/8/2010 5:07:16 PM
durability-halibut$25.00$25.0011/8/2010 9:05:10 PM
Artist_Blue$25.00$25.0011/9/2010 2:31:24 AM
foothillender$25.00$25.0011/9/2010 6:56:20 AM
finance-mushroom$100.00$100.0011/9/2010 9:41:34 AM
6moonbeams$50.00$50.0011/9/2010 10:29:28 AM
ah-long$25.00$25.0011/9/2010 9:38:04 PM
finance-prescription$50.00$50.0011/10/2010 8:03:53 AM
careful-compassion$25.00$25.0011/10/2010 12:11:22 PM
benefit-banshee$50.00$50.0011/10/2010 7:18:19 PM
Kaj$25.00$25.0011/11/2010 3:57:34 AM
loyalist1$50.00$50.0011/11/2010 6:50:14 AM
top-historic-peso$25.00$25.0011/11/2010 3:04:08 PM
musegaze$100.00$100.0011/11/2010 3:05:32 PM
well-mannered-income3$40.00$40.0011/11/2010 3:31:39 PM
euro-flower$50.00$50.0011/11/2010 4:01:01 PM
lendstats_com$200.00$200.0011/11/2010 10:10:27 PM
worthy-bid8$25.00$25.0011/12/2010 9:20:27 AM
felicity-daydream$34.00$34.0011/12/2010 9:29:50 AM
consummate-loyalty1$25.00$25.0011/12/2010 9:25:56 AM
loanman2007$75.00$75.0011/12/2010 12:42:35 PM
asset-yoga6$53.53$53.5311/12/2010 1:54:17 PM
IIP77$25.00$25.0011/12/2010 3:21:29 PM
logical-investment4$25.00$25.0011/12/2010 6:24:13 PM
marketologist327$25.00$25.0011/12/2010 7:04:18 PM
haplender$50.00$50.0011/12/2010 7:49:06 PM
openness-prospector$25.00$25.0011/12/2010 7:55:59 PM
momoney2lend$25.00$25.0011/13/2010 12:41:36 AM
papaman$25.00$25.0011/13/2010 12:41:48 AM
affluence-tycoon$25.00$25.0011/13/2010 12:54:16 AM
treasure-bliss$50.00$50.0011/13/2010 12:57:10 AM
frogperson$300.00$300.0011/12/2010 10:09:38 PM
upc_tnt$25.00$25.0011/12/2010 10:45:49 PM
thrifty-return$33.36$33.3611/13/2010 12:52:04 AM
a-finance-nirvana$25.00$25.0011/13/2010 12:58:28 AM
squarebob$25.00$25.0011/13/2010 5:40:26 AM
flwah$25.00$25.0011/13/2010 6:20:42 AM
Ven58$25.00$25.0011/13/2010 7:15:59 AM
kegs$48.12$48.1211/13/2010 3:44:03 AM
LeReve$199.00$114.8311/13/2010 6:39:10 AM
basis-image$40.00$40.0011/13/2010 7:36:49 AM
Polonius$26.00$26.0011/13/2010 6:12:48 AM
wdjnm$50.00$50.0011/13/2010 6:30:14 AM
aztocas$25.00$25.0011/13/2010 8:52:20 AM
104 bids
 
Borrower Payment Dependent Notes Series 483202
This series of Notes was issued and sold upon the funding of the borrower loan #45428, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.70% Auction start date:  Nov-08-2010 
  Auction end date:  Nov-13-2010 
 
Starting lender yield: 22.40% Starting borrower rate/APR: 23.40% / 26.86% Starting monthly payment: $408.64
Final lender yield: 22.40% Final borrower rate/APR: 23.40% / 26.86% Final monthly payment: $408.64
 
Auction yield range: 7.57% - 22.40% Estimated loss impact: 9.23%  
Lender servicing fee: 1.00% Estimated return: 13.17%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jun-2002 Debt/Income ratio: Not calculated
Credit score: 780-799 (Nov-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 12Length of status:11y 10m
Amount delinquent: $0 Total credit lines: 28 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,389Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 42%  
   Homeownership: Yes  
Screen name: methodical-rate7 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to? I need the load to pay off a AMEX card

My financial situation:
I am a good candidate for this loan because? I just want to make one payment instead of several.

Monthly net income: $ 5,000

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 0
??Car expenses: $ 800
??Utilities: $ 400
??Phone, cable, internet: $ 125
??Food, entertainment: $ 550
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 450
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What was the cause of the Amex balance (what did you spend the money on?) Thanks for your listing. - _NaLNaBB
A: I actually owe around $5800 on the Amex card. I also didn't list I owe on a chase card and HSBC card. Around $4,000 was a down payment on a car. The rest was just different things. I have never been late on any bills. I just want to have one payment (Nov-09-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
GElender$50.00$50.0011/8/2010 2:37:43 PM
williemc44$50.00$50.0011/8/2010 2:43:47 PM
investment-comet$25.00$25.0011/8/2010 2:44:05 PM
Weaverville$50.00$50.0011/8/2010 2:44:37 PM
lendingfrog$25.00$25.0011/8/2010 2:52:30 PM
icchok$50.00$50.0011/8/2010 2:55:31 PM
natural-affluence4$25.00$25.0011/8/2010 2:58:21 PM
riproaringrapids$25.00$25.0011/8/2010 2:43:27 PM
top-courteous-peso$50.00$50.0011/8/2010 2:43:54 PM
Artist_Blue$25.00$25.0011/8/2010 3:05:34 PM
bid-czar8$50.00$50.0011/8/2010 3:17:52 PM
inspired-investment8$50.00$50.0011/8/2010 2:56:06 PM
rescue$100.00$100.0011/8/2010 3:07:34 PM
BxRealtor$25.00$25.0011/8/2010 3:12:13 PM
sumac5$100.00$100.0011/8/2010 3:15:17 PM
simplelender80$100.00$100.0011/8/2010 3:04:24 PM
Rivervale_Westwood$25.00$25.0011/8/2010 3:19:06 PM
reflective-rupee$444.00$444.0011/8/2010 3:51:52 PM
superb-funds335$25.00$25.0011/8/2010 3:14:04 PM
bowdish1$50.00$50.0011/8/2010 3:27:12 PM
missing-link$50.00$50.0011/8/2010 4:01:56 PM
LiveNow$25.00$25.0011/8/2010 3:18:22 PM
richboy56$25.00$25.0011/8/2010 3:25:21 PM
money-bauble$100.00$100.0011/8/2010 4:07:24 PM
GCInvestments$25.00$25.0011/8/2010 4:39:14 PM
a-finance-nirvana$25.00$25.0011/9/2010 3:30:37 AM
metro457$50.00$50.0011/9/2010 5:21:59 AM
yield-enlistment$25.00$25.0011/8/2010 9:48:37 PM
HarryRoberts$100.00$100.0011/9/2010 6:34:15 AM
aasx1108$25.00$25.0011/9/2010 5:13:15 AM
gethsemane4$25.00$25.0011/9/2010 6:34:57 AM
finance-mushroom$100.00$100.0011/9/2010 9:44:01 AM
bxdoc$35.00$35.0011/9/2010 11:04:43 AM
kegs$150.00$150.0011/9/2010 11:09:52 AM
MM1207$25.00$25.0011/9/2010 11:11:58 AM
systematic-dollar9$25.00$25.0011/9/2010 11:23:22 AM
loyalty-sherpa$50.00$50.0011/9/2010 2:51:52 PM
_NaLNaBB$100.00$100.0011/9/2010 3:26:56 PM
nickelasaurus-rex$25.00$25.0011/9/2010 5:40:43 PM
SolarMoonshine$25.00$25.0011/9/2010 6:36:17 PM
wkeboarder21$50.00$50.0011/9/2010 7:36:52 PM
AK49-JW$25.00$25.0011/9/2010 10:12:31 PM
narblark$50.00$50.0011/10/2010 12:55:31 AM
income-sage9$25.00$25.0011/10/2010 9:33:22 AM
intuitive-velocity4$50.00$50.0011/10/2010 9:34:02 AM
wtrboy$50.00$50.0011/10/2010 9:56:59 AM
eBankInvest$25.00$25.0011/10/2010 10:51:03 AM
loyalist1$100.00$100.0011/11/2010 6:49:48 AM
Whipster$50.00$50.0011/11/2010 6:54:20 AM
_NaLNaBB$200.00$200.0011/11/2010 8:34:34 AM
chlebie$36.69$36.6911/11/2010 11:38:41 AM
payment-halo$25.00$25.0011/11/2010 2:26:36 PM
brightest-affluence-motivator$100.00$100.0011/11/2010 1:49:19 PM
generous-deal6$50.00$50.0011/11/2010 6:38:03 PM
greenback-guard$25.00$25.0011/12/2010 7:24:21 AM
mike_banker$50.00$50.0011/12/2010 8:34:11 AM
hope-hickory$25.00$25.0011/12/2010 10:20:38 AM
vigilance-revolutionary$50.00$50.0011/12/2010 10:15:43 AM
brazilofmux$100.00$100.0011/12/2010 10:21:27 AM
well-mannered-income3$25.00$25.0011/12/2010 10:26:48 AM
loanman2007$100.00$100.0011/12/2010 12:36:53 PM
jazzlender$33.86$33.8611/12/2010 11:31:12 AM
worthy-bid8$100.00$100.0011/12/2010 12:44:15 PM
njlom$100.00$100.0011/12/2010 12:59:58 PM
wise-friendly-dollar$25.00$25.0011/12/2010 3:17:19 PM
jacmar$50.00$50.0011/12/2010 7:34:09 PM
honey-money$25.00$25.0011/12/2010 7:53:01 PM
omahajay$25.00$25.0011/12/2010 7:25:41 PM
gotyourgear$50.00$50.0011/12/2010 7:31:41 PM
frogperson$2,250.00$1,697.8611/12/2010 10:02:09 PM
profitable-money$25.00$25.0011/12/2010 9:58:55 PM
rockhound84$25.00$25.0011/13/2010 12:44:22 AM
ghinga$25.00$25.0011/13/2010 4:03:17 AM
liberty-thinker$25.00$25.0011/13/2010 5:10:08 AM
squarebob$25.00$25.0011/13/2010 7:33:19 AM
squarebob$25.00$25.0011/13/2010 7:34:08 AM
squarebob$25.00$25.0011/13/2010 7:34:25 AM
350DGRZ$25.00$25.0011/8/2010 2:46:33 PM
bold-durability-drum$50.00$50.0011/8/2010 2:57:49 PM
ichibon$150.00$150.0011/8/2010 2:55:48 PM
handshake5$100.00$100.0011/8/2010 2:59:33 PM
helpishere777$25.00$25.0011/8/2010 3:12:55 PM
nickel-ferret$50.00$50.0011/8/2010 3:01:25 PM
velocity-solo$25.00$25.0011/8/2010 3:14:37 PM
indomitable-coin$50.00$50.0011/8/2010 3:05:02 PM
objective-investor$150.00$150.0011/8/2010 3:08:47 PM
skuba$25.00$25.0011/8/2010 2:58:51 PM
Sam65$25.00$25.0011/8/2010 3:11:10 PM
jdwillcox$100.00$100.0011/8/2010 2:59:58 PM
the-profit-oracle$25.00$25.0011/8/2010 3:22:23 PM
enthralling-deal180$50.00$50.0011/8/2010 3:00:28 PM
tech310$50.00$50.0011/8/2010 3:04:43 PM
neutrino6$25.00$25.0011/8/2010 3:17:29 PM
melodious-fairness$50.00$50.0011/8/2010 3:29:35 PM
vigorous-velocity$100.00$100.0011/8/2010 3:08:05 PM
hitsman$100.00$100.0011/8/2010 3:25:12 PM
greenback-guard$25.00$25.0011/8/2010 3:31:26 PM
radforj22$25.00$25.0011/8/2010 3:29:17 PM
reflective-rupee$444.00$444.0011/8/2010 3:52:03 PM
valiant-liberty4$25.00$25.0011/8/2010 4:06:10 PM
balanced-bill7$50.00$50.0011/8/2010 4:38:05 PM
graceful-investment$100.00$100.0011/8/2010 4:15:26 PM
nunnie$25.00$25.0011/8/2010 4:26:56 PM
mondial4$100.00$100.0011/9/2010 4:52:53 AM
JustMee$25.00$25.0011/9/2010 8:26:45 AM
lucrative-transparency0$25.00$25.0011/9/2010 7:40:55 AM
bold-enthralling-yield$25.00$25.0011/9/2010 8:42:04 AM
worklessmakemore$50.00$50.0011/9/2010 9:30:43 AM
melodious-fairness$50.00$50.0011/9/2010 10:43:39 AM
blue-useful-auction$25.00$25.0011/9/2010 10:08:48 AM
inspiring-reward$50.00$50.0011/9/2010 11:10:59 AM
Interstate_Rate$50.00$50.0011/9/2010 11:12:00 AM
ciscoparrot$25.00$25.0011/9/2010 1:23:23 PM
Gabriel02$25.00$25.0011/9/2010 2:45:53 PM
108lender$150.00$150.0011/9/2010 2:47:51 PM
larrybird$150.00$150.0011/9/2010 2:51:49 PM
HedgeFund$50.00$50.0011/9/2010 2:47:47 PM
orderly-leverage$100.00$100.0011/9/2010 3:26:58 PM
worldly-community3$50.00$50.0011/9/2010 5:50:31 PM
credit-bliss8$25.00$25.0011/9/2010 11:02:54 PM
Cai8899$50.00$50.0011/9/2010 8:45:33 PM
flwah$25.00$25.0011/10/2010 1:28:21 AM
lion6$25.00$25.0011/10/2010 1:39:17 AM
agiovasil$25.00$25.0011/10/2010 4:48:10 AM
liberty-carnival$25.00$25.0011/10/2010 1:18:23 PM
sappy02$40.00$40.0011/10/2010 8:33:29 PM
bentheretoo$109.08$109.0811/10/2010 3:06:31 PM
Quid-Pro-Quo$25.00$25.0011/10/2010 9:07:46 PM
auction-seeker$25.00$25.0011/10/2010 3:55:29 PM
benefit-banshee$25.00$25.0011/10/2010 7:00:52 PM
Sol_Invictus$25.00$25.0011/11/2010 5:49:37 AM
titan2$25.00$25.0011/11/2010 9:56:25 AM
loiosh$50.00$50.0011/11/2010 10:19:34 AM
junctionking$25.00$25.0011/11/2010 11:54:58 AM
upbeat-investment9$50.00$50.0011/11/2010 1:24:17 PM
GoCougs$200.00$200.0011/11/2010 3:16:34 PM
sharp-return7$25.00$25.0011/11/2010 4:48:32 PM
teller$50.00$50.0011/11/2010 6:45:07 PM
lendstats_com$200.00$200.0011/11/2010 10:21:24 PM
Aristocrat$25.00$25.0011/11/2010 11:46:05 PM
intuitive-velocity4$40.00$40.0011/11/2010 11:59:05 PM
Quiddity$50.00$50.0011/12/2010 4:19:15 AM
successful-agreement7$100.00$100.0011/12/2010 5:49:15 AM
p2p-czar3$25.00$25.0011/12/2010 9:36:49 AM
derfen$25.00$25.0011/12/2010 9:35:28 AM
techs$25.00$25.0011/12/2010 10:19:31 AM
tntmojave$25.00$25.0011/12/2010 10:21:31 AM
laufer32304$50.00$50.0011/12/2010 9:54:21 AM
MalumInSe$25.00$25.0011/12/2010 11:56:32 AM
reward-planetarium$50.00$50.0011/12/2010 12:41:35 PM
Tradesmanlender$35.00$35.0011/12/2010 12:59:22 PM
herbyman$25.00$25.0011/12/2010 1:51:00 PM
sosleep$25.00$25.0011/12/2010 3:41:17 PM
fireboss$50.00$50.0011/12/2010 4:09:49 PM
Cbank05$34.51$34.5111/12/2010 5:35:41 PM
MrOglesby$25.00$25.0011/12/2010 6:44:00 PM
haplender$50.00$50.0011/12/2010 7:45:49 PM
one-midas$50.00$50.0011/13/2010 6:52:11 AM
heerzaquestion$25.00$25.0011/13/2010 7:29:12 AM
squarebob$25.00$25.0011/13/2010 7:33:35 AM
160 bids
 
Borrower Payment Dependent Notes Series 483584
This series of Notes was issued and sold upon the funding of the borrower loan #45493, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,250.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.30% Auction start date:  Nov-10-2010 
  Auction end date:  Nov-17-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 40.02% Starting monthly payment: $56.55
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 40.02% Final monthly payment: $56.55
 
Auction yield range: 16.57% - 34.00% Estimated loss impact: 20.31%  
Lender servicing fee: 1.00% Estimated return: 13.69%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Dec-1987 Debt/Income ratio: 17%
Credit score: 660-679 (Oct-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 3 / 3Length of status:29y 10m
Amount delinquent: $0 Total credit lines: 35 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,818Stated income:$25,000-$49,999
Delinquencies in last 7y: 12 Bankcard utilization: 94%  
   Homeownership: No  
Screen name: deal-comforter6 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Ready To Get Debt Free
Purpose of loan:
This loan will be used to?? combine all my credit cards into one low easy to manage payment in order to get debt free.

My financial situation:
I am a good candidate for this loan because? Have a very stable employment?with over 29 years in State Government the last 22 as a Supervisor.?Have a few marks against my record due to a divorce 5 Years ago.??????

Monthly net income: $ 2750

Monthly expenses: $
??Housing: $ 1300
??Insurance: $ 200
??Car expenses: $400
??Utilities: $ 150
??Phone, cable, internet: $ 100
??Food, entertainment: $ 100
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 0
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
velocity-solo$25.00$25.0011/10/2010 2:56:17 PM
valiant-liberty4$25.00$25.0011/10/2010 6:48:22 PM
Comoparklender$25.00$25.0011/11/2010 2:40:15 PM
MM1207$25.00$25.0011/12/2010 8:44:07 AM
forthright-dedication$25.00$25.0011/13/2010 2:41:26 PM
inspiring-reward$100.00$100.0011/14/2010 9:50:24 AM
graceful-investment$50.00$37.5311/15/2010 10:57:27 AM
SolarMoonshine$25.00$25.0011/16/2010 4:12:30 AM
weezy22$25.34$25.3411/16/2010 5:19:43 AM
master648$25.00$25.0011/16/2010 8:53:23 AM
fuzed$55.00$55.0011/16/2010 7:46:56 AM
peskier$25.00$25.0011/16/2010 12:20:17 PM
helping-out$80.00$80.0011/16/2010 2:48:43 PM
basis-image$40.00$40.0011/16/2010 3:35:38 PM
california5andime$50.00$50.0011/16/2010 4:53:32 PM
AndyT1999$25.00$25.0011/16/2010 9:00:00 PM
droopie1$26.10$26.1011/16/2010 11:57:48 PM
glenium$25.00$25.0011/17/2010 2:56:57 AM
AlexTrep$25.00$25.0011/17/2010 1:43:41 AM
principal-laser$33.49$33.4911/17/2010 4:19:32 AM
money-bauble$25.00$25.0011/10/2010 6:48:14 PM
BankofBen$25.00$25.0011/11/2010 3:08:15 PM
Artist_Blue$25.00$25.0011/11/2010 3:07:25 PM
helping-out$25.00$25.0011/12/2010 5:05:39 PM
reward-adventure$50.00$50.0011/15/2010 3:56:26 AM
dedicated-transaction796$50.00$50.0011/15/2010 8:19:09 AM
mrxtravis$38.38$38.3811/15/2010 3:45:31 PM
dudebrah$25.00$25.0011/15/2010 10:12:42 PM
marwadi-62$25.00$25.0011/16/2010 9:37:22 AM
CommunityArts_Non-profit$30.00$30.0011/16/2010 1:45:20 PM
EretzCapital$50.00$50.0011/16/2010 3:24:02 PM
unger$65.00$65.0011/16/2010 4:41:02 PM
Leshan$29.16$29.1611/16/2010 5:06:13 PM
vine99$40.00$40.0011/16/2010 8:16:14 PM
coasterman$25.00$25.0011/16/2010 9:04:13 PM
35 bids
 
Borrower Payment Dependent Notes Series 483714
This series of Notes was issued and sold upon the funding of the borrower loan #45514, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,250.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.30% Auction start date:  Nov-12-2010 
  Auction end date:  Nov-17-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $192.25
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 38.72% Final monthly payment: $192.25
 
Auction yield range: 16.57% - 34.00% Estimated loss impact: 20.31%  
Lender servicing fee: 1.00% Estimated return: 13.69%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Sep-2004 Debt/Income ratio: Not calculated
Credit score: 640-659 (Oct-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:0y 8m
Amount delinquent: $0 Total credit lines: 17 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,339Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 88%  
   Homeownership: No  
Screen name: reverent-return6 Borrower's state: Nevada Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Beating interest with a stick.
Purpose of loan:
This loan will be used to consolidate bills into a structured monthly payment so that I may meet my financial goals and focus on saving. I?d really love to be ahead by the start of the new year and see this opportunity as a positive and responsible way to do so.

My financial situation:
I am an excellent candidate for this loan because I work three jobs and can more than afford the monthly payment obligation of $192.25. I would prefer to pass the interest gains off to the investor instead of the banks. A consolidation would eliminate a considerable amount of interest and doctor bills. This loan would also help me build my credit score, which in turn allows for lower interest rates and refinancing opportunities.

Monthly net income:
$3000-$3700

Monthly expenses:
Housing: $ 250
Insurance: $ 155
Car expenses: $ 350
Phone, cable, internet: $ 100
Food, entertainment: $ 250
Clothing, household expenses $ 50
Credit cards and other loans: $ 1000(I pay more than the minimum payment on credit cards).
Doctor Bills: $500Other expenses: $100
*Any additional income above monthly expenses is put on bills and savings.

Feel free to ask me any questions pertaining to this post, and I thank you for your consideration. 
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
velocity-solo$25.00$25.0011/12/2010 3:11:32 PM
money-bauble$25.00$25.0011/13/2010 6:21:14 AM
retired272$25.00$25.0011/13/2010 12:34:55 PM
SolarMoonshine$25.00$25.0011/14/2010 6:01:49 PM
dedicated-transaction796$50.00$50.0011/15/2010 3:58:27 PM
aldeed$100.00$100.0011/15/2010 4:01:53 PM
ericd523$25.00$25.0011/15/2010 8:19:38 PM
villagers$25.00$25.0011/16/2010 3:44:58 AM
winmals$25.00$25.0011/16/2010 8:50:26 AM
inspiring-reward$100.00$100.0011/16/2010 2:59:21 PM
gelidfrank$25.00$25.0011/16/2010 3:05:53 PM
lucrative-transparency0$25.00$20.7811/16/2010 3:36:05 PM
IIP77$25.00$25.0011/16/2010 3:35:07 PM
giannyny$25.00$25.0011/16/2010 3:35:31 PM
valiant-liberty4$25.00$25.0011/12/2010 3:14:32 PM
Comoparklender$25.00$25.0011/12/2010 3:15:05 PM
CashFlow13$3,000.00$3,000.0011/13/2010 7:45:34 AM
forthright-dedication$25.00$25.0011/13/2010 2:41:22 PM
reward-adventure$50.00$50.0011/15/2010 3:56:36 AM
graceful-investment$50.00$50.0011/15/2010 10:57:34 AM
trekie$59.00$59.0011/15/2010 3:39:56 PM
Jim33$25.00$25.0011/15/2010 9:58:19 PM
curveylady$25.00$25.0011/16/2010 4:18:32 AM
flwah$25.00$25.0011/16/2010 1:54:43 PM
Zoomzoom22$50.22$50.2211/16/2010 2:44:16 PM
tech310$25.00$25.0011/16/2010 3:04:06 PM
panegryst$50.00$50.0011/16/2010 3:35:29 PM
honey-money$25.00$25.0011/16/2010 6:17:42 PM
systemlender$75.00$75.0011/16/2010 7:16:12 PM
helping-out$70.00$70.0011/16/2010 8:14:58 PM
well-rounded-dinero$125.00$125.0011/16/2010 7:10:37 PM
31 bids
 
Borrower Payment Dependent Notes Series 483898
This series of Notes was issued and sold upon the funding of the borrower loan #45534, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.30% Auction start date:  Nov-12-2010 
  Auction end date:  Nov-19-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $180.94
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 38.72% Final monthly payment: $180.94
 
Auction yield range: 16.57% - 34.00% Estimated loss impact: 20.31%  
Lender servicing fee: 1.00% Estimated return: 13.69%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: May-1997 Debt/Income ratio: 43%
Credit score: 700-719 (Oct-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 8 / 6Length of status:0y 3m
Amount delinquent: $3,700 Total credit lines: 15 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,369Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 76%  
   Homeownership: No  
Screen name: alterlatina Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off debt - 700+ credit score!
Ok, so I'm trying this yet again! It got to 73% funded last time. Hopefully we can get it to 100% this time!

ABOUT ME:
I am 31 yrs old, single mother of a 11 year old boy in 6th grade (home school). I began as a lender on prosper in 2006 and now want to utilize it to get myself back on my feet credit wise. I moved to Orlando 3 years ago and I am a leasing agent plus I still work as a promo model for extra money, I also have a small ebay biz I?d like to build up once this bill is taken care of. I've tried to get help via Prosper multiple times with no luck so, over the past year I've been paying down my debt and have managed to get my credit score up from a 553 to 700+ but, I'm still affected by that $3700 delinquency that I've been disputing for 3+ yrs so I have no choice but to pay it off.

WHAT I WILL DO WITH THE MONEY LOANED TO ME:
This money will be used to pay off the the delinquent account. I want to refi my car and grow my small online biz but, I first must get rid of that account in order to be more credit worthy. You can see my credit score history by looking at my past listings. I am a responsible, hard working individual and I am more than capable of paying this loan off on time so, please bid with confidence. I've been a lender on both this site and another and have put my faith in other people- I can only hope that you can do the same for me now.

MONTHLY FINANCIAL DETAILS:
I recently took a FT job as a leasing agent (base + commission)?+ I still work per diem as a promo model/field marketing manager (independent contractor 7+ years). I also do other misc. gigs such as bartending for events etc as well as a small ebay biz for extra cash monthly and average an extra $150-$500 monthly. However, I will not include this in my calculations below.

Monthly income (Base): $2,100

Personal Monthly expenses:

Mortgage/Rent: FREE
Cell Phone: $ 100
Utilities: $200
Food: $300
Car: $400
Insurance: $140
Credit Cards: $275
Student Loan: $50
Misc: $150
Savings: $200

Total Monthly Expenses: $1815

Leaving me with $285 to cover this loan. I plan on paying this loan monthly, through the full 3 year term. Thank you in advance for your bid!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
velocity-solo$25.00$25.0011/12/2010 3:11:39 PM
Comoparklender$25.00$25.0011/14/2010 9:50:30 AM
reflective-rupee$44.00$44.0011/15/2010 9:25:22 AM
penny-plato$25.00$25.0011/16/2010 4:13:32 PM
vine99$40.00$40.0011/16/2010 8:37:23 PM
feb217$30.00$30.0011/17/2010 8:20:04 PM
Blessed1958$75.00$75.0011/18/2010 5:20:52 AM
ZOOOM$25.00$25.0011/18/2010 7:03:15 AM
minnesotafinancial$25.00$25.0011/18/2010 7:45:15 AM
JayIsABear$35.00$35.0011/18/2010 9:53:08 AM
340$25.00$25.0011/18/2010 10:38:51 AM
gold-cluster$100.00$100.0011/18/2010 10:25:22 AM
well-mannered-income3$40.00$40.0011/18/2010 11:52:58 AM
ultimate-peace$212.00$212.0011/18/2010 4:06:10 PM
Leshan$40.41$40.4111/18/2010 4:09:56 PM
shrewd-income$100.00$100.0011/18/2010 5:15:35 PM
Astyanax$75.00$75.0011/18/2010 6:00:39 PM
master648$28.63$28.6311/18/2010 6:36:44 PM
Shanynn$25.00$25.0011/18/2010 7:19:52 PM
admirable-wealth$25.00$25.0011/18/2010 6:31:34 PM
StargazerLending$25.00$25.0011/18/2010 7:48:04 PM
onecooldrink$25.00$25.0011/18/2010 9:44:17 PM
GolfPro2006$25.00$25.0011/19/2010 4:43:08 AM
realtormoises$25.00$25.0011/19/2010 8:55:01 AM
Rip128$50.00$50.0011/19/2010 8:20:46 AM
TackingWindward$25.00$25.0011/19/2010 10:02:32 AM
Rip128$50.00$50.0011/19/2010 11:24:37 AM
corporatejim$32.91$32.9111/19/2010 9:39:34 AM
glroark$50.00$50.0011/19/2010 11:33:36 AM
power-secret-agent$25.00$25.0011/19/2010 12:04:24 PM
SlickNick$25.00$25.0011/19/2010 11:32:12 AM
Piitb08$150.00$150.0011/19/2010 1:34:08 PM
dollar-force1$29.00$29.0011/19/2010 2:43:10 PM
valiant-liberty4$25.00$25.0011/12/2010 7:01:24 PM
forthright-dedication$25.00$25.0011/13/2010 2:41:16 PM
money-bauble$25.00$25.0011/14/2010 9:50:19 AM
reflective-rupee$44.00$44.0011/15/2010 9:26:24 AM
reflective-rupee$44.00$44.0011/15/2010 9:25:39 AM
graceful-investment$50.00$50.0011/15/2010 10:57:42 AM
CashFlow13$1,650.00$1,474.4511/15/2010 3:01:04 PM
SolarMoonshine$50.00$50.0011/15/2010 5:39:24 PM
skip6330$101.00$101.0011/15/2010 5:38:24 PM
helping-out$45.00$45.0011/16/2010 8:16:48 PM
skydancer506$28.17$28.1711/17/2010 6:58:03 PM
doopers$25.00$25.0011/18/2010 6:42:15 AM
tigercat$50.00$50.0011/18/2010 6:53:57 AM
Bob450$25.00$25.0011/18/2010 8:32:25 AM
lively-exchange$25.00$25.0011/18/2010 9:33:22 AM
Zipcut$25.00$25.0011/18/2010 8:41:41 AM
coin-amigo$25.00$25.0011/18/2010 9:49:47 AM
independent-transaction$25.00$25.0011/18/2010 10:45:14 AM
gold-cluster$25.00$25.0011/18/2010 10:26:55 AM
bull_lender$25.00$25.0011/18/2010 11:46:13 AM
zotzot$25.00$25.0011/18/2010 12:33:03 PM
RyanM561$25.00$25.0011/18/2010 12:01:42 PM
sfmf$25.00$25.0011/18/2010 3:04:58 PM
worldly-gold$50.00$50.0011/18/2010 3:28:26 PM
RSRAssociates$25.00$25.0011/18/2010 6:47:21 PM
eman48$41.42$41.4211/18/2010 6:37:23 PM
decisive-dough$25.00$25.0011/18/2010 8:20:26 PM
benevolent1$40.01$40.0111/19/2010 2:17:02 PM
thebadpelican$25.00$25.0011/19/2010 2:42:05 PM
62 bids
 
Borrower Payment Dependent Notes Series 483932
This series of Notes was issued and sold upon the funding of the borrower loan #45505, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 24.00% Auction start date:  Nov-12-2010 
  Auction end date:  Nov-19-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $158.33
Final lender yield: 30.00% Final borrower rate/APR: 31.00% / 34.63% Final monthly payment: $150.50
 
Auction yield range: 16.57% - 34.00% Estimated loss impact: 25.76%  
Lender servicing fee: 1.00% Estimated return: 4.24%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Jan-1990 Debt/Income ratio: 58%
Credit score: 700-719 (Oct-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:7y 2m
Amount delinquent: $0 Total credit lines: 12 Occupation: Fireman
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,965Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: Yes  
Screen name: morgue Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 27 ( 100% ) 700-719 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
720-739 (Jul-2008)
 
Principal balance: $831.86 31+ days late: 0 ( 0% )
Total payments billed: 27  
Description
new floors for the household
Purpose of loan:
This loan will be used to? put new floors in for hallway, living room, dining room, kitchen, 1 bathroom.

My financial situation:
I am a good candidate for this loan because? i earn good money, i am a current prosper customer with 100% on time payments.
my financial situation will be be better after friday oct. 29th because i will be making my last truck payment that has been $550 per mo.

Monthly net income: $ 4,641

Monthly expenses: $
??Housing: $ 1,300
??Insurance: $ 200
??Car expenses: $ 550 (friday oct 29th will be?my last payment, truck will be paid for.)?
??Utilities: $ 200
??Phone, cable, internet: $ 150
??Food, entertainment: $?200
??Clothing, household expenses $?100
??Credit cards and other loans: $?75
??Other expenses: $ 150
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
glroark$50.00$50.0011/12/2010 2:53:54 PM
silver-parsec$30.00$30.0011/14/2010 11:12:47 AM
CommunityArts_Non-profit$30.00$30.0011/17/2010 9:22:46 PM
progressive-treasure1$77.76$77.7611/18/2010 8:42:46 AM
SolarMoonshine$25.00$25.0011/18/2010 6:30:43 PM
sturdy-peace9$100.00$100.0011/18/2010 10:20:24 PM
loanman2007$125.00$125.0011/19/2010 6:43:52 AM
DasMula$200.00$200.0011/19/2010 6:42:55 AM
brondero$70.00$70.0011/19/2010 9:01:01 AM
ustfu$44.58$44.5811/19/2010 11:12:09 AM
Leshan$66.66$66.6611/19/2010 10:53:51 AM
fairgirl$25.00$25.0011/19/2010 12:30:51 PM
Bob450$30.00$30.0011/19/2010 1:48:41 PM
thebadpelican$25.00$25.0011/19/2010 1:17:48 PM
Moe87$25.00$25.0011/19/2010 1:54:33 PM
num1irish$100.00$100.0011/19/2010 2:39:55 PM
reflective-rupee$25.00$25.0011/19/2010 2:15:20 PM
reflective-rupee$75.00$75.0011/19/2010 2:18:30 PM
blitzen40$40.00$40.0011/12/2010 3:02:35 PM
Amber_Stone$25.00$25.0011/12/2010 4:19:24 PM
lender12345$25.00$25.0011/14/2010 1:39:11 PM
Kash2010lu$50.00$50.0011/18/2010 9:08:08 AM
enthusiastic-balance5$100.00$100.0011/18/2010 2:57:47 PM
good4loan$25.00$25.0011/18/2010 4:01:43 PM
Sudoku$137.06$137.0611/18/2010 10:37:43 PM
DasMula$200.00$200.0011/19/2010 6:42:20 AM
DasMula$100.00$4.7811/19/2010 6:43:33 AM
wlm3012$25.00$25.0011/19/2010 8:20:55 AM
glroark$100.00$100.0011/19/2010 11:34:14 AM
houli123$1,500.00$1,500.0011/19/2010 1:08:27 PM
american-investor$44.16$44.1611/19/2010 2:42:05 PM
autumnae$100.00$100.0011/19/2010 2:29:29 PM
32 bids
 
Borrower Payment Dependent Notes Series 483988
This series of Notes was issued and sold upon the funding of the borrower loan #45458, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.95% Auction start date:  Nov-12-2010 
  Auction end date:  Nov-18-2010 
 
Starting lender yield: 13.90% Starting borrower rate/APR: 14.90% / 17.07% Starting monthly payment: $259.62
Final lender yield: 13.90% Final borrower rate/APR: 14.90% / 17.07% Final monthly payment: $259.62
 
Auction yield range: 5.57% - 13.90% Estimated loss impact: 6.18%  
Lender servicing fee: 1.00% Estimated return: 7.72%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-1996 Debt/Income ratio: 10%
Credit score: 740-759 (Nov-2010) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 10Length of status:6y 8m
Amount delinquent: $0 Total credit lines: 22 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $28,710Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 63%  
   Homeownership: Yes  
Screen name: glider0 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to? consolidate my highest interest credit card bills.

My financial situation:
I am a very good candidate for this loan because? I have paid my bills on time for years now with one hiccup occuring during my divorce. I have been
steadily employed for the past 6+ years in?the stable healthcare?industry and would like the opportunity to get out from under debt?instead of simply paying bills. I have gotten all of my spending under what I make (wife is on board) and have been?paying more than what the minimums say to pay in order to reduce this debt to a manageable amount which is what I will use?this loan?to do.?I plan?to disperse this loan towards the highest interest amounts first.

Monthly net income: $ 4200

Monthly expenses: $
??Housing: $ 1980
??Insurance: $ 315
??Car expenses: $ 0
??Utilities: $ 315
??Phone, cable, internet: $ 195
??Food, entertainment: $ 300
??Clothing, household expenses $?50?
??Credit cards and other loans: $ 950
??Other expenses: $ 85
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
williemc44$50.00$50.0011/12/2010 2:50:40 PM
selector568$300.00$300.0011/12/2010 2:54:45 PM
enthralling-deal180$50.00$50.0011/12/2010 2:55:15 PM
hitsman$100.00$100.0011/12/2010 2:57:24 PM
objective-investor$150.00$150.0011/12/2010 2:58:53 PM
investment-comet$25.00$25.0011/12/2010 2:55:59 PM
yield-enlistment$25.00$25.0011/12/2010 2:59:09 PM
mjunlimited$50.00$50.0011/12/2010 2:59:35 PM
melodious-fairness$50.00$50.0011/12/2010 2:58:35 PM
icchok$50.00$50.0011/12/2010 3:02:41 PM
dunox$25.00$25.0011/12/2010 2:59:47 PM
jdwillcox$100.00$100.0011/12/2010 3:04:34 PM
inspired-investment8$50.00$50.0011/12/2010 3:03:15 PM
bold-durability-drum$50.00$50.0011/12/2010 3:03:41 PM
natural-affluence4$25.00$25.0011/12/2010 3:03:57 PM
skuba$25.00$25.0011/12/2010 3:04:17 PM
organized-payment6$25.00$25.0011/12/2010 3:04:42 PM
indomitable-coin$50.00$50.0011/12/2010 3:06:16 PM
finance_mba$25.00$25.0011/12/2010 3:08:22 PM
108lender$200.00$200.0011/12/2010 3:14:03 PM
Bullish$25.00$25.0011/12/2010 3:16:18 PM
orderly-leverage$50.00$50.0011/12/2010 3:16:13 PM
handshake5$100.00$100.0011/12/2010 3:16:40 PM
shrewd-deal$25.00$25.0011/12/2010 4:04:18 PM
reflective-rupee$44.00$44.0011/12/2010 4:04:30 PM
penny-plato$25.00$25.0011/12/2010 4:09:53 PM
WLenders$50.00$50.0011/12/2010 10:06:26 PM
Bank_Of_XL$50.00$50.0011/13/2010 7:49:45 AM
lounges$50.00$50.0011/13/2010 6:34:50 AM
melodious-fairness$50.00$50.0011/13/2010 10:51:04 AM
squarebob$25.00$25.0011/14/2010 7:05:33 AM
squarebob$25.00$25.0011/14/2010 7:06:22 AM
RetiredATC$50.00$50.0011/14/2010 3:54:16 AM
tech310$50.00$50.0011/14/2010 11:42:30 AM
troubleman50$50.00$50.0011/14/2010 8:20:30 PM
taurusco$25.00$25.0011/15/2010 4:41:25 AM
top-radiant-funds$50.00$50.0011/15/2010 9:32:28 AM
Vegasjim$25.00$25.0011/15/2010 9:22:16 AM
Big-Travy$25.00$25.0011/15/2010 11:33:15 AM
the-profit-oracle$25.00$25.0011/15/2010 3:45:38 PM
liberty-carnival$25.00$25.0011/15/2010 4:07:03 PM
unassassinable$25.00$25.0011/15/2010 4:10:19 PM
missing-link$50.00$50.0011/15/2010 4:08:42 PM
rescue$100.00$100.0011/15/2010 4:40:18 PM
Tradesmanlender$35.00$35.0011/15/2010 4:35:24 PM
smart-gain$25.00$25.0011/16/2010 3:37:46 PM
raisingophelia$25.00$25.0011/16/2010 4:39:44 PM
kapahua$50.00$50.0011/16/2010 5:39:56 PM
4est$25.00$25.0011/16/2010 6:44:14 PM
panegryst$50.00$50.0011/16/2010 5:01:48 PM
RMB-Investments$50.00$50.0011/16/2010 7:39:26 PM
duty-starfish8$50.00$50.0011/17/2010 3:19:24 AM
omniviper$25.00$25.0011/17/2010 4:04:17 AM
benjamin67$50.00$50.0011/17/2010 5:29:27 AM
nimble-nickel$50.00$50.0011/17/2010 9:58:19 AM
Ven58$25.00$25.0011/17/2010 7:38:47 AM
intuitive-camaraderi9$25.00$25.0011/17/2010 2:27:42 PM
mraleig$150.00$150.0011/17/2010 12:46:28 PM
palpbert$29.59$29.5911/17/2010 3:10:28 PM
teller$50.00$50.0011/17/2010 3:12:39 PM
Madmigel$25.00$25.0011/17/2010 3:22:42 PM
auction-sage$50.00$50.0011/17/2010 7:45:31 PM
wampum-chorus3$25.00$25.0011/17/2010 10:59:33 PM
InspireLife$25.00$25.0011/17/2010 7:54:38 PM
interstellar$50.00$50.0011/18/2010 1:42:54 AM
life-is-great$50.00$50.0011/18/2010 4:58:45 AM
steiglends$69.24$69.2411/18/2010 5:13:11 AM
Oak-Parker$26.00$26.0011/18/2010 1:34:13 AM
squarebob$25.00$25.0011/18/2010 6:07:19 AM
trustworthy-fairness$50.00$50.0011/18/2010 4:59:54 AM
Steveoo1$25.00$25.0011/18/2010 5:02:06 AM
squarebob$25.00$25.0011/18/2010 6:06:53 AM
radiant-return$25.00$25.0011/18/2010 6:30:52 AM
dollar-sonnet3$50.00$50.0011/18/2010 7:28:34 AM
Tikibarman$50.00$50.0011/18/2010 7:30:14 AM
jazzlender$25.00$25.0011/18/2010 6:58:24 AM
alpinaut$25.00$25.0011/18/2010 8:17:48 AM
compwhiz$25.00$25.0011/18/2010 7:43:31 AM
FundMaker$50.00$50.0011/18/2010 8:17:37 AM
moneytolend72$25.00$25.0011/18/2010 7:46:48 AM
CashBank$25.00$25.0011/18/2010 10:01:15 AM
heroic-payout9$25.00$25.0011/18/2010 10:08:56 AM
kublai$200.00$59.3711/18/2010 9:54:50 AM
p2ploan-futurist9$50.00$50.0011/18/2010 8:55:19 AM
GElender$50.00$50.0011/12/2010 2:51:54 PM
simplelender80$250.00$250.0011/12/2010 2:54:07 PM
riproaringrapids$25.00$25.0011/12/2010 2:53:39 PM
exchange-upholder0$25.00$25.0011/12/2010 2:55:04 PM
bowdish1$50.00$50.0011/12/2010 2:57:55 PM
finance-mushroom$100.00$100.0011/12/2010 3:00:34 PM
nickel-ferret$50.00$50.0011/12/2010 3:04:53 PM
ichibon$150.00$150.0011/12/2010 3:03:03 PM
Sam65$25.00$25.0011/12/2010 3:06:59 PM
vigorous-velocity$100.00$100.0011/12/2010 3:06:34 PM
worldly-community3$50.00$50.0011/12/2010 3:10:20 PM
neutrino6$25.00$25.0011/12/2010 3:09:02 PM
Artist_Blue$25.00$25.0011/12/2010 3:14:55 PM
loyalty-sherpa$50.00$50.0011/12/2010 3:15:56 PM
worthy-bid8$100.00$100.0011/12/2010 3:16:56 PM
money-bauble$25.00$25.0011/12/2010 3:20:56 PM
blue-relay$25.00$25.0011/12/2010 7:45:01 PM
haplender$50.00$50.0011/12/2010 7:46:16 PM
BxRealtor$25.00$25.0011/12/2010 8:10:26 PM
kublai$50.00$50.0011/13/2010 6:54:29 AM
piston_honda$25.00$25.0011/13/2010 5:09:40 AM
blue-useful-auction$25.00$25.0011/13/2010 9:26:43 AM
Ripsaw4U$50.00$50.0011/13/2010 2:44:38 PM
JustMee$25.00$25.0011/13/2010 3:19:46 PM
n2fitns$50.00$50.0011/13/2010 7:07:30 PM
forthright-dedication$50.00$50.0011/13/2010 2:44:16 PM
commerce-web5$50.00$50.0011/13/2010 9:31:49 PM
squarebob$25.00$25.0011/14/2010 7:05:54 AM
Premierelender$25.00$25.0011/14/2010 8:14:33 AM
oaktown23$50.00$50.0011/14/2010 8:54:13 PM
tolerant-dinero2$25.00$25.0011/15/2010 9:09:20 AM
graceful-investment$100.00$100.0011/15/2010 10:58:12 AM
Railbird$25.00$25.0011/15/2010 2:10:12 PM
meenan$50.00$50.0011/15/2010 2:41:00 PM
inspiring-reward$73.16$73.1611/15/2010 12:39:14 PM
generous-deal6$50.00$50.0011/15/2010 3:16:38 PM
laufer32304$50.00$50.0011/15/2010 3:57:31 PM
sumac5$100.00$100.0011/15/2010 4:09:57 PM
kmr2$40.87$40.8711/15/2010 10:54:14 PM
ray1051$50.00$50.0011/16/2010 5:53:21 AM
gogrannygo$25.00$25.0011/16/2010 7:11:09 AM
mondial4$97.77$97.7711/16/2010 1:05:45 PM
Zimbu$25.00$25.0011/16/2010 1:24:19 PM
peace-missile$25.00$25.0011/17/2010 12:24:13 AM
elloboverde$25.00$25.0011/16/2010 11:22:36 PM
AK49-JW$25.00$25.0011/16/2010 11:35:15 PM
radforj22$25.00$25.0011/17/2010 1:43:16 AM
a-finance-nirvana$25.00$25.0011/17/2010 1:47:11 AM
new-auction-neutron$25.00$25.0011/17/2010 5:27:06 AM
fair_rates$25.00$25.0011/17/2010 5:29:08 AM
LenderOnWheels$25.00$25.0011/17/2010 6:58:18 AM
velocity-amplifier9$50.00$50.0011/17/2010 9:34:17 AM
barkochva$25.00$25.0011/17/2010 7:16:45 AM
velocity-solo$25.00$25.0011/17/2010 1:59:31 PM
flwah$25.00$25.0011/17/2010 1:56:42 PM
psa1995$50.00$50.0011/17/2010 10:00:46 PM
LiveNow$50.00$50.0011/18/2010 5:18:47 AM
bid-czar8$100.00$100.0011/18/2010 5:24:57 AM
kalex752$25.00$25.0011/18/2010 5:27:46 AM
reward-tsunami7$50.00$50.0011/18/2010 6:18:04 AM
zotzot$25.00$25.0011/18/2010 6:33:52 AM
doopers$25.00$25.0011/18/2010 6:36:37 AM
lucrative-coin$50.00$50.0011/18/2010 6:41:27 AM
point-shooter$50.00$50.0011/18/2010 7:12:58 AM
peso-fortress$25.00$25.0011/18/2010 7:32:22 AM
scordo326$25.00$25.0011/18/2010 7:55:45 AM
dahnkster$25.00$25.0011/18/2010 8:19:44 AM
El_Profesional$25.00$25.0011/18/2010 8:55:38 AM
rakstar$25.00$25.0011/18/2010 7:30:24 AM
honey-money$25.00$25.0011/18/2010 9:12:41 AM
PThor$25.00$25.0011/18/2010 7:43:37 AM
valemic$25.00$25.0011/18/2010 8:06:07 AM
lively-exchange$25.00$25.0011/18/2010 9:39:09 AM
schreibp$25.00$25.0011/18/2010 8:41:34 AM
woohoo$25.00$25.0011/18/2010 10:07:59 AM
Dollars4Rent$25.00$25.0011/18/2010 10:21:28 AM
agile-diversification2$25.00$25.0011/18/2010 9:49:06 AM
ORteacher$50.00$50.0011/18/2010 10:58:18 AM
162 bids
 
Borrower Payment Dependent Notes Series 484040
This series of Notes was issued and sold upon the funding of the borrower loan #45461, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.95% Auction start date:  Nov-12-2010 
  Auction end date:  Nov-19-2010 
 
Starting lender yield: 13.90% Starting borrower rate/APR: 14.90% / 17.07% Starting monthly payment: $311.55
Final lender yield: 13.90% Final borrower rate/APR: 14.90% / 17.07% Final monthly payment: $311.55
 
Auction yield range: 5.57% - 13.90% Estimated loss impact: 6.18%  
Lender servicing fee: 1.00% Estimated return: 7.72%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-2001 Debt/Income ratio: 28%
Credit score: 760-779 (Nov-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 14Length of status:1y 1m
Amount delinquent: $0 Total credit lines: 32 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,844Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 27%  
   Homeownership: Yes  
Screen name: interest-network6 Borrower's state: Mississippi Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying of my credit cards
Purpose of loan:
This loan will be used to pay of my credit card debt. I have a part time job that I make around $800 a month working from home. I want to consolidate my debt to pay off my debt quicker and avoiding the high interest rates. I am married and my husband is also helping with paying off the credit cards. I will never do this to myself again! I have learned my lesson.

My financial situation:
I am a good candidate for this loan because I am a hard worker and I am taking the necessary measures to get out of debt. I am very responsible, and have the part time job to help in this issue.

Monthly net income: $ 3,460

Monthly expenses: $
??Housing: $ 938
??Insurance: $?House insurance is included in my?mortgage, Car insurance is $75
??Car expenses: $ 470
??Utilities: $ 150
??Phone, cable, internet: $ 122
??Food, entertainment: $ 100
??Clothing, household expenses $ 75
??Credit cards and other loans: $ 500
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
williemc44$50.00$50.0011/12/2010 2:50:45 PM
simplelender80$250.00$250.0011/12/2010 2:54:04 PM
GElender$50.00$50.0011/12/2010 2:51:57 PM
hitsman$100.00$100.0011/12/2010 2:57:32 PM
investment-comet$25.00$25.0011/12/2010 2:56:03 PM
melodious-fairness$50.00$50.0011/12/2010 2:58:37 PM
mjunlimited$50.00$50.0011/12/2010 2:59:40 PM
organized-payment6$25.00$25.0011/12/2010 3:04:43 PM
icchok$50.00$50.0011/12/2010 3:02:43 PM
natural-affluence4$25.00$25.0011/12/2010 3:04:00 PM
vigorous-velocity$100.00$100.0011/12/2010 3:06:37 PM
bold-durability-drum$50.00$50.0011/12/2010 3:03:43 PM
neutrino6$25.00$25.0011/12/2010 3:09:04 PM
finance_mba$25.00$25.0011/12/2010 3:08:23 PM
worldly-community3$50.00$50.0011/12/2010 3:10:16 PM
108lender$200.00$200.0011/12/2010 3:14:06 PM
worthy-bid8$100.00$100.0011/12/2010 3:16:58 PM
orderly-leverage$50.00$50.0011/12/2010 3:16:14 PM
reflective-rupee$44.00$44.0011/12/2010 4:05:48 PM
haplender$50.00$50.0011/12/2010 7:46:19 PM
inspired-investment8$50.00$50.0011/12/2010 8:21:22 PM
WLenders$50.00$50.0011/12/2010 10:06:22 PM
piston_honda$25.00$25.0011/13/2010 5:09:42 AM
money-bauble$25.00$25.0011/13/2010 1:02:45 AM
lounges$50.00$50.0011/13/2010 6:34:47 AM
kublai$50.00$50.0011/13/2010 6:54:33 AM
ichibon$150.00$150.0011/13/2010 9:55:09 AM
ms48105$25.00$25.0011/13/2010 2:56:05 PM
ocean99$50.00$50.0011/13/2010 12:54:50 PM
commerce-web5$50.00$50.0011/13/2010 9:31:46 PM
Premierelender$25.00$25.0011/14/2010 8:14:37 AM
RetiredATC$50.00$50.0011/14/2010 3:54:11 AM
objective-investor$31.89$31.8911/14/2010 7:44:10 AM
oaktown23$50.00$50.0011/14/2010 8:54:10 PM
samaritan5$25.00$25.0011/15/2010 9:37:28 AM
top-radiant-funds$40.00$40.0011/15/2010 9:30:57 AM
graceful-investment$100.00$100.0011/15/2010 3:42:00 PM
Headhunter14$25.00$25.0011/15/2010 7:06:13 PM
kmr2$200.00$200.0011/16/2010 3:30:33 AM
ray1051$50.00$50.0011/16/2010 5:53:23 AM
missing-link$50.00$50.0011/16/2010 8:58:52 AM
sumac5$100.00$100.0011/16/2010 1:06:52 PM
smart-gain$25.00$25.0011/16/2010 3:37:19 PM
rescue$100.00$100.0011/16/2010 4:37:21 PM
4est$25.00$25.0011/16/2010 6:44:16 PM
laufer32304$36.62$36.6211/16/2010 5:05:54 PM
peace-missile$25.00$25.0011/17/2010 12:24:16 AM
mondial4$100.00$100.0011/17/2010 7:24:31 AM
benjamin67$50.00$50.0011/17/2010 5:29:29 AM
LenderOnWheels$25.00$25.0011/17/2010 6:58:21 AM
velocity-amplifier9$50.00$50.0011/17/2010 9:34:19 AM
radforj22$25.00$25.0011/17/2010 3:20:10 PM
Tradesmanlender$35.00$35.0011/17/2010 9:38:59 PM
meenan$39.04$39.0411/18/2010 4:00:56 AM
a-finance-nirvana$25.00$25.0011/18/2010 4:23:08 AM
steiglends$100.00$100.0011/18/2010 5:13:40 AM
bid-czar8$100.00$100.0011/18/2010 5:24:59 AM
life-is-great$50.00$50.0011/18/2010 4:58:56 AM
trustworthy-fairness$50.00$50.0011/18/2010 4:59:56 AM
Tikibarman$50.00$50.0011/18/2010 7:30:17 AM
agile-diversification2$25.00$25.0011/18/2010 9:49:10 AM
schreibp$25.00$25.0011/18/2010 8:41:40 AM
omniviper$25.00$25.0011/18/2010 10:21:18 AM
vigilance-revolutionary$50.00$50.0011/18/2010 10:46:23 AM
liberty-carnival$25.00$25.0011/18/2010 9:58:49 AM
cropdust3r$25.00$25.0011/18/2010 10:50:15 AM
studious-bonus7$100.00$100.0011/18/2010 10:51:50 AM
ORteacher$25.00$25.0011/18/2010 11:05:10 AM
agwosdof$100.00$100.0011/18/2010 10:48:43 AM
lendinstuff$50.00$50.0011/18/2010 10:22:17 AM
ti22ring$25.00$25.0011/18/2010 11:35:12 AM
Redeast$50.00$50.0011/18/2010 11:40:10 AM
Relevance$25.00$25.0011/18/2010 12:07:24 PM
flwah$25.00$25.0011/18/2010 1:52:37 PM
leebus$25.00$25.0011/18/2010 1:04:55 PM
value-investor9$50.00$50.0011/18/2010 2:09:15 PM
GCInvestments$25.00$25.0011/18/2010 2:10:27 PM
compwhiz$25.00$25.0011/18/2010 12:38:52 PM
bxdoc$50.00$50.0011/18/2010 2:02:32 PM
Rivervale_Westwood$25.00$25.0011/18/2010 2:09:07 PM
calkidd05$25.00$25.0011/18/2010 3:00:27 PM
kc8fot$50.00$50.0011/18/2010 3:07:11 PM
tomdooley12520$25.00$25.0011/18/2010 4:07:52 PM
mketelecom$50.00$50.0011/18/2010 3:53:52 PM
bdloans$50.00$50.0011/18/2010 4:48:11 PM
saysana$25.00$25.0011/18/2010 4:21:50 PM
favorite-commerce$25.00$25.0011/18/2010 5:33:12 PM
helpishere777$25.00$25.0011/18/2010 4:54:21 PM
beer-gardener$46.38$46.3811/18/2010 5:28:23 PM
chinolatino$50.00$50.0011/18/2010 6:22:45 PM
thrilling-nickel5$25.00$25.0011/18/2010 7:29:29 PM
speedy-dime7$25.00$25.0011/18/2010 8:05:36 PM
mgking007$100.00$100.0011/18/2010 10:47:43 PM
strgazr8888$25.00$25.0011/19/2010 2:59:11 AM
ToloUSN$50.00$50.0011/19/2010 12:59:15 AM
truelumen$25.00$25.0011/19/2010 5:22:42 AM
peso-fortress$25.00$25.0011/19/2010 8:07:58 AM
silvercertificate$25.00$25.0011/19/2010 6:30:47 AM
spiff666$25.00$25.0011/19/2010 6:55:06 AM
thebadpelican$25.00$25.0011/19/2010 6:06:15 AM
pghtiny$25.00$25.0011/19/2010 10:03:25 AM
enthralling-deal180$50.00$50.0011/12/2010 2:55:19 PM
selector568$300.00$300.0011/12/2010 2:54:45 PM
riproaringrapids$25.00$25.0011/12/2010 2:55:33 PM
finance-mushroom$100.00$100.0011/12/2010 3:00:36 PM
bowdish1$50.00$50.0011/12/2010 2:58:01 PM
yield-enlistment$25.00$25.0011/12/2010 2:59:12 PM
dunox$25.00$25.0011/12/2010 2:59:45 PM
skuba$25.00$25.0011/12/2010 3:04:21 PM
indomitable-coin$50.00$50.0011/12/2010 3:06:18 PM
jdwillcox$100.00$100.0011/12/2010 3:04:36 PM
Sam65$25.00$25.0011/12/2010 3:07:03 PM
nickel-ferret$50.00$50.0011/12/2010 3:04:55 PM
Artist_Blue$25.00$25.0011/12/2010 3:14:51 PM
loyalty-sherpa$50.00$50.0011/12/2010 3:15:58 PM
shrewd-deal$25.00$25.0011/12/2010 4:04:15 PM
inspiring-reward$58.82$58.8211/12/2010 3:21:16 PM
blue-relay$25.00$25.0011/12/2010 7:49:54 PM
upc_tnt$25.00$25.0011/12/2010 10:49:08 PM
platinum-hunter7$25.00$25.0011/13/2010 7:34:56 AM
Bank_Of_XL$50.00$50.0011/13/2010 7:51:05 AM
blue-useful-auction$25.00$25.0011/13/2010 9:25:30 AM
unassassinable$25.00$25.0011/13/2010 12:54:10 PM
Ripsaw4U$50.00$50.0011/13/2010 2:44:41 PM
JustMee$25.00$25.0011/13/2010 3:22:08 PM
forthright-dedication$50.00$50.0011/13/2010 2:44:14 PM
melodious-fairness$50.00$50.0011/13/2010 4:30:58 PM
handshake5$100.00$100.0011/14/2010 11:42:39 AM
taurusco$25.00$25.0011/15/2010 4:41:32 AM
triumph329$25.00$25.0011/15/2010 6:59:26 AM
Vegasjim$25.00$25.0011/15/2010 9:22:23 AM
CROBRUN$50.00$50.0011/15/2010 10:24:19 AM
Railbird$25.00$25.0011/15/2010 2:10:06 PM
Big-Travy$25.00$25.0011/15/2010 11:33:26 AM
BxRealtor$25.00$25.0011/15/2010 3:43:38 PM
generous-deal6$50.00$50.0011/15/2010 4:11:27 PM
tech310$50.00$50.0011/15/2010 4:10:08 PM
Zimbu$25.00$25.0011/16/2010 1:24:25 PM
raisingophelia$25.00$25.0011/16/2010 4:39:46 PM
RMB-Investments$50.00$50.0011/16/2010 7:39:28 PM
AK49-JW$25.00$25.0011/16/2010 11:38:07 PM
new-auction-neutron$25.00$25.0011/17/2010 5:27:10 AM
intuitive-camaraderi9$25.00$25.0011/17/2010 2:27:43 PM
auction-sage$50.00$50.0011/17/2010 7:45:34 PM
psa1995$50.00$50.0011/17/2010 10:42:13 PM
kalex752$25.00$25.0011/18/2010 5:27:48 AM
LiveNow$50.00$50.0011/18/2010 5:18:57 AM
reward-tsunami7$50.00$50.0011/18/2010 6:18:07 AM
Steveoo1$25.00$25.0011/18/2010 5:02:08 AM
lucrative-coin$50.00$50.0011/18/2010 6:46:00 AM
point-shooter$50.00$50.0011/18/2010 7:13:01 AM
wampum-chorus3$25.00$25.0011/18/2010 5:37:56 AM
jazzlender$25.00$25.0011/18/2010 6:58:35 AM
dollar-sonnet3$50.00$50.0011/18/2010 7:28:37 AM
alpinaut$25.00$25.0011/18/2010 8:17:52 AM
rakstar$25.00$25.0011/18/2010 7:30:27 AM
PThor$25.00$25.0011/18/2010 7:43:39 AM
mtquan$25.00$25.0011/18/2010 10:24:15 AM
Mariner3605$50.00$50.0011/18/2010 10:49:25 AM
Ven58$25.00$25.0011/18/2010 10:43:30 AM
valemic$25.00$25.0011/18/2010 10:21:36 AM
dreammachine$50.00$50.0011/18/2010 10:48:56 AM
nycfinance$25.00$25.0011/18/2010 10:45:41 AM
joyous-revenue4$100.00$100.0011/18/2010 11:25:57 AM
wrighco$25.00$25.0011/18/2010 12:04:57 PM
AF-Chief$50.00$50.0011/18/2010 12:20:49 PM
bebeshor$30.00$30.0011/18/2010 1:59:35 PM
Weaverville$50.00$50.0011/18/2010 1:56:43 PM
tntmojave$25.00$25.0011/18/2010 2:10:32 PM
elegant-income3$30.00$30.0011/18/2010 2:21:48 PM
ddog0224$25.00$25.0011/18/2010 2:59:11 PM
chlebie$37.02$37.0211/18/2010 3:04:03 PM
gain-gourd$25.00$25.0011/18/2010 3:53:48 PM
powerful-finance7$25.00$25.0011/18/2010 3:28:26 PM
godfather4u$47.33$47.3311/18/2010 4:53:42 PM
trelum$250.00$250.0011/18/2010 3:27:15 PM
mike_banker$26.45$14.9511/18/2010 4:55:43 PM
angelinvestor2$50.00$50.0011/18/2010 4:38:45 PM
gracej$25.00$25.0011/18/2010 3:58:29 PM
CapStack$50.00$50.0011/18/2010 4:48:42 PM
kegs$47.53$47.5311/18/2010 4:54:11 PM
superb-funds335$25.00$25.0011/18/2010 4:54:19 PM
nunnie$25.00$25.0011/18/2010 4:54:24 PM
back-scratchers$25.00$25.0011/18/2010 4:09:18 PM
johndoeProsper$34.88$34.8811/18/2010 4:49:43 PM
brightest-fascinating-principal$50.00$50.0011/18/2010 7:08:02 PM
Astyanax$51.54$51.5411/18/2010 6:52:06 PM
crw1950$50.00$50.0011/18/2010 9:06:02 PM
wwwUniversal$25.00$25.0011/18/2010 10:28:50 PM
upright-silver$25.00$25.0011/19/2010 7:29:02 AM
gilbrear$25.00$25.0011/19/2010 6:22:45 AM
moneytolend72$25.00$25.0011/19/2010 7:29:04 AM
wise-friendly-dollar$25.00$25.0011/19/2010 12:08:10 PM
193 bids
 
Borrower Payment Dependent Notes Series 484206
This series of Notes was issued and sold upon the funding of the borrower loan #45496, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.20% Auction start date:  Nov-15-2010 
  Auction end date:  Nov-19-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.06% Starting monthly payment: $157.04
Final lender yield: 33.35% Final borrower rate/APR: 34.35% / 38.06% Final monthly payment: $157.04
 
Auction yield range: 13.57% - 33.35% Estimated loss impact: 15.74%  
Lender servicing fee: 1.00% Estimated return: 17.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: May-1993 Debt/Income ratio: 10%
Credit score: 680-699 (Nov-2010) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:7y 5m
Amount delinquent: $0 Total credit lines: 35 Occupation: Social Worker
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $532Stated income:$25,000-$49,999
Delinquencies in last 7y: 1 Bankcard utilization: 8%  
   Homeownership: Yes  
Screen name: moola-tapestry1 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
consolidating bills
Purpose of loan:
This loan will be used to pay off medical bills and credit cards?.

My financial situation:
I am a good candidate for this loan because I'm a hard worker. I've been with the same agency for 7 1/2 years. I pay my bills on time. I have worked a part time job before to make ends meet but that's not an option for me since my kids are in extra cirricular activities and I'm a single mom so, I'm the only one to get it done. I love my job and don't plan on changing jobs any time soon. I am also the senior CPS worker and I don't see my self or my fellow CPS worker (yes, there are only 2 of us) loosing our jobs anytime soon. I work even when I'm sick and my dad, who's retired, watches my kids when they are sick. I have made mistakes with my finances but I've learned from them and am trying to make better decisions. This loan would put?7 payments into 1 single payment. My parents do help me when needed and help pay for clothing, shoes and they also help when unexpected bills come up.

Monthly net income: $ 3164

Monthly expenses: $ 3063
??Housing: $ 1059 (PITI)
??Insurance: $ 70 (car ins)
??Car expenses: $?200 (gas)
??Utilities: $?380 (electric, phone?& water)
? Cell phone: $?200
? Food, entertainment: $ 500
??Studen Loan: $10
??Credit cards and other loans: $?365
??Other expenses: $ 279 (medical bills)

Income - Expenses = $101

The loan will pay off the medical bills and credit cards which will leave me a great deal of breathing room to pay off this loan and have some money to put aside for a rainy day.


Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
money-bauble$25.00$25.0011/15/2010 3:11:40 PM
velocity-solo$25.00$25.0011/15/2010 3:38:20 PM
bid-czar8$50.00$50.0011/15/2010 3:32:25 PM
direct-social3$50.00$50.0011/15/2010 3:40:37 PM
MadHun$50.00$50.0011/15/2010 3:55:02 PM
Artist_Blue$25.00$25.0011/15/2010 4:05:33 PM
valiant-liberty4$25.00$25.0011/15/2010 6:20:28 PM
foothillender$25.00$25.0011/16/2010 6:42:20 AM
dollardave$50.00$50.0011/16/2010 7:09:04 AM
momentous-value$25.00$25.0011/16/2010 2:01:17 PM
BankofBen$25.00$25.0011/16/2010 3:02:39 PM
finance-mushroom$100.00$100.0011/16/2010 3:06:41 PM
Comoparklender$25.00$25.0011/16/2010 3:06:31 PM
orderly-leverage$100.00$100.0011/16/2010 7:24:45 PM
6moonbeams$50.00$50.0011/16/2010 7:25:12 PM
kind-efficient-credit$50.00$50.0011/17/2010 5:19:18 AM
ingenious-deal6$25.00$25.0011/17/2010 10:13:16 AM
asiaratt$50.00$50.0011/18/2010 4:05:02 AM
courteous-kindness1$50.00$50.0011/17/2010 8:07:24 PM
Mighty_Hunter$50.00$50.0011/18/2010 11:22:01 AM
joyous-revenue4$50.00$50.0011/18/2010 11:40:29 AM
retired272$25.00$25.0011/18/2010 12:20:27 PM
sfmf$40.00$40.0011/18/2010 2:56:06 PM
transparency-boss439$135.77$135.7711/18/2010 4:29:07 PM
pembull$50.00$50.0011/18/2010 4:41:40 PM
ommcd$25.00$25.0011/18/2010 5:05:22 PM
FeedTheMachine$50.00$50.0011/18/2010 5:58:43 PM
Midwestvalues$100.00$100.0011/18/2010 6:07:30 PM
mketelecom$25.00$25.0011/18/2010 5:06:55 PM
kublai$50.00$50.0011/18/2010 5:54:08 PM
ah-long$25.00$25.0011/18/2010 6:57:40 PM
HammerSmith$25.00$25.0011/18/2010 7:19:51 PM
Bob450$30.00$30.0011/18/2010 7:50:01 PM
investment-comet$25.00$25.0011/18/2010 9:02:17 PM
cash-spark3$25.00$25.0011/18/2010 11:30:13 PM
SolarMoonshine$25.00$25.0011/19/2010 4:14:12 AM
DEZ1721$50.00$19.2311/19/2010 10:14:41 AM
heerzaquestion$25.00$25.0011/19/2010 10:39:12 AM
interstellar$50.00$50.0011/19/2010 9:43:43 AM
Kaj$25.00$25.0011/15/2010 3:39:26 PM
kulender$50.00$50.0011/15/2010 3:46:51 PM
simplelender80$100.00$100.0011/15/2010 3:36:22 PM
bulsa$100.00$100.0011/15/2010 3:41:44 PM
forthright-dedication$25.00$25.0011/15/2010 3:49:53 PM
graceful-investment$100.00$100.0011/15/2010 4:04:05 PM
musegaze$100.00$100.0011/15/2010 7:50:01 PM
deal-hickory5$50.00$50.0011/16/2010 11:19:21 AM
108lender$250.00$250.0011/16/2010 3:02:54 PM
raisingophelia$25.00$25.0011/16/2010 3:54:43 PM
radiant-loan5$25.00$25.0011/17/2010 12:59:45 AM
danthemon35$25.00$25.0011/17/2010 1:28:06 AM
FinDoc$30.00$30.0011/17/2010 1:28:59 PM
BradP$60.00$60.0011/17/2010 5:22:46 PM
psa1995$25.00$25.0011/17/2010 10:41:21 PM
back-scratchers$25.00$25.0011/18/2010 4:09:02 AM
miked8303$25.00$25.0011/18/2010 8:18:12 AM
Mariner3605$25.00$25.0011/18/2010 10:49:59 AM
dedicated-transaction796$50.00$50.0011/18/2010 10:51:16 AM
brother_tam$50.00$50.0011/18/2010 11:57:59 AM
AF-Chief$50.00$50.0011/18/2010 12:20:01 PM
worldly-gold$60.00$60.0011/18/2010 3:42:52 PM
squarebob$25.00$25.0011/18/2010 4:09:43 PM
payment-gusto$25.00$25.0011/18/2010 6:13:55 PM
point-kitten6$50.00$50.0011/18/2010 6:44:23 PM
dudebrah$25.00$25.0011/18/2010 7:17:08 PM
tech310$25.00$25.0011/18/2010 11:37:40 PM
gallant-economy9$400.00$400.0011/19/2010 10:00:34 AM
67 bids
 
Borrower Payment Dependent Notes Series 484260
This series of Notes was issued and sold upon the funding of the borrower loan #45517, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.20% Auction start date:  Nov-17-2010 
  Auction end date:  Nov-19-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.49% Starting monthly payment: $67.30
Final lender yield: 31.20% Final borrower rate/APR: 32.20% / 36.28% Final monthly payment: $65.50
 
Auction yield range: 13.57% - 33.35% Estimated loss impact: 15.63%  
Lender servicing fee: 1.00% Estimated return: 15.57%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Sep-1999 Debt/Income ratio: 35%
Credit score: 660-679 (Nov-2010) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 1 Current / open credit lines: 11 / 11Length of status:0y 2m
Amount delinquent: $0 Total credit lines: 29 Occupation: Analyst
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,639Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 38%  
   Homeownership: Yes  
Screen name: shrewd-return5 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying Off Credit Cards
Purpose of loan:
This loan will be used to? Pay off credit cards and consoldate into one payment

My financial situation:
I am a good candidate for this loan because? I am an MBA student in the last year and I have secured a great position with a good company and my income with increase after I complete my degree next year.

Monthly net income: $ 3200.00

Monthly expenses: $
??Housing: $ 1221.01
??Insurance: $ 68.00
??Car expenses: $ 180.00
??Utilities: $ 116.00
??Phone, cable, internet: $ 38.00
??Food, entertainment: $ 230.00
??Clothing, household expenses $ 80.00
??Credit cards and other loans: $ 220.00
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
soulful-truth$1,000.00$1,000.0011/18/2010 7:29:52 AM
miked8303$25.00$25.0011/18/2010 8:18:26 AM
dedicated-transaction796$50.00$50.0011/18/2010 10:51:35 AM
brother_tam$50.00$50.0011/18/2010 11:58:32 AM
SolarMoonshine$25.00$25.0011/18/2010 5:25:12 PM
dudebrah$25.00$25.0011/18/2010 7:30:57 PM
buffalobills$25.00$25.0011/19/2010 9:59:56 AM
Runegeld$50.00$50.0011/19/2010 11:21:39 AM
priceless-euro0$25.00$25.0011/19/2010 4:49:26 PM
honey-money$25.00$25.0011/19/2010 5:12:05 PM
CommunityArts_Non-profit$25.00$25.0011/17/2010 9:15:50 PM
psa1995$25.00$25.0011/17/2010 10:41:49 PM
Tikibarman$50.00$50.0011/18/2010 8:27:36 AM
uprising35$25.00$25.0011/18/2010 10:44:24 AM
ethicalhumanist$25.00$25.0011/18/2010 12:55:07 PM
ethicalhumanist$25.00$25.0011/18/2010 12:54:53 PM
naptap$25.00$25.0011/18/2010 5:19:13 PM
17 bids
 
Borrower Payment Dependent Notes Series 484546
This series of Notes was issued and sold upon the funding of the borrower loan #45540, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,800.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.55% Auction start date:  Nov-16-2010 
  Auction end date:  Nov-19-2010 
 
Starting lender yield: 7.00% Starting borrower rate/APR: 8.00% / 8.34% Starting monthly payment: $150.41
Final lender yield: 7.00% Final borrower rate/APR: 8.00% / 8.34% Final monthly payment: $150.41
 
Auction yield range: 2.57% - 7.00% Estimated loss impact: 1.55%  
Lender servicing fee: 1.00% Estimated return: 5.45%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Oct-1986 Debt/Income ratio: 12%
Credit score: 800-819 (Nov-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 15Length of status:3y 6m
Amount delinquent: $0 Total credit lines: 32 Occupation: Medical Technician
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,368Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 12%  
   Homeownership: Yes  
Screen name: balance-worker8 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
bussniess use
Purpose of loan:
This loan will be used to?towards my bussniess and to growth?of my industry ?

My financial situation:
I am a good candidate for this loan because.?I have never been late making my payments in anything in my life im successful and bussniess woman .
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Are you taking bussniess classes? - Integrity1st
A: no im not taking bussniess classes i have a bussniess and im updating my appliances (Nov-17-2010)
Q: What business are you in? - MilksBad
A: i have a pizzeria restaurant . (Nov-19-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
generous-deal6$50.00$50.0011/16/2010 3:42:29 PM
bigballer105$100.00$100.0011/16/2010 3:41:08 PM
commerce-voyager$25.00$25.0011/16/2010 3:41:19 PM
FlexFunding$100.00$100.0011/16/2010 3:41:25 PM
heroic-platinum$25.00$25.0011/16/2010 3:42:42 PM
figs4u2$100.00$100.0011/16/2010 3:45:04 PM
blot44$25.00$25.0011/16/2010 3:43:24 PM
afotherg$75.00$75.0011/16/2010 3:45:18 PM
kirkjerk$25.00$25.0011/16/2010 3:45:23 PM
_kyle$50.00$50.0011/16/2010 3:43:56 PM
vigorous-velocity$100.00$100.0011/16/2010 3:45:43 PM
psa1995$50.00$50.0011/16/2010 3:44:45 PM
AmericanCredit$25.00$25.0011/16/2010 3:44:59 PM
subtle-revenue0$25.00$25.0011/16/2010 3:45:14 PM
damage$25.00$25.0011/16/2010 3:45:20 PM
a-responsible-return$50.00$50.0011/16/2010 3:45:33 PM
DonaldColorado$100.00$100.0011/16/2010 3:49:26 PM
elasermd$50.00$50.0011/16/2010 3:50:39 PM
wise-authentic-velocity$25.00$25.0011/16/2010 3:49:31 PM
BMP$25.00$25.0011/16/2010 3:51:10 PM
nickel-ferret$50.00$50.0011/16/2010 3:50:10 PM
turbospeed$25.00$25.0011/16/2010 3:50:20 PM
aldeed$50.00$50.0011/16/2010 3:52:02 PM
dingus$25.00$25.0011/16/2010 3:51:07 PM
selector568$500.00$500.0011/16/2010 3:53:18 PM
auction-elvis$25.00$25.0011/16/2010 3:51:31 PM
schpere$200.00$129.6511/16/2010 3:53:48 PM
Havana21$100.00$100.0011/16/2010 3:41:16 PM
auction-sage$50.00$50.0011/16/2010 3:53:24 PM
forthright-dedication$25.00$25.0011/16/2010 3:53:44 PM
djscal$50.00$50.0011/16/2010 3:54:03 PM
kyomoon$50.00$50.0011/16/2010 3:42:58 PM
bornsucka$25.00$25.0011/16/2010 4:01:19 PM
DukSerduk$25.00$25.0011/16/2010 3:44:47 PM
kenji4861$25.00$25.0011/16/2010 3:44:52 PM
meux99$100.00$100.0011/16/2010 3:45:13 PM
dma1206$25.00$25.0011/16/2010 3:45:21 PM
tech310$50.00$50.0011/16/2010 3:45:35 PM
seabass123$25.00$25.0011/16/2010 3:45:50 PM
wtrboy$50.00$50.0011/16/2010 3:49:36 PM
Emgolda$25.00$25.0011/16/2010 3:49:44 PM
panegryst$50.00$50.0011/16/2010 3:51:26 PM
nytrnbow$25.00$25.0011/16/2010 3:51:30 PM
antlr$50.00$50.0011/16/2010 3:51:48 PM
chekat$25.00$25.0011/16/2010 3:52:22 PM
snowman34$25.00$25.0011/16/2010 3:52:24 PM
restless-balance9$50.00$50.0011/17/2010 11:10:50 AM
Bank_Of_XL$25.00$25.0011/17/2010 7:49:23 PM
musicmender$25.00$25.0011/18/2010 5:36:34 AM
Alittleluck$25.00$25.0011/18/2010 7:11:28 AM
heroic-payout9$25.00$25.0011/18/2010 10:11:19 AM
dmitriy2$25.00$25.0011/18/2010 11:55:35 AM
elvisloans$25.00$25.0011/19/2010 6:29:03 AM
Zipperdu$50.00$50.0011/19/2010 6:18:38 AM
Jynxie$50.00$50.0011/16/2010 3:42:47 PM
riproaringrapids$25.00$25.0011/16/2010 3:41:10 PM
Avala$100.00$100.0011/16/2010 3:41:22 PM
loan-warrior$25.00$25.0011/16/2010 3:44:11 PM
indomitable-coin$50.00$50.0011/16/2010 3:45:05 PM
LiveNow$25.00$25.0011/16/2010 3:45:07 PM
anti-wall-st$100.00$100.0011/16/2010 3:45:11 PM
income-banjo$25.00$25.0011/16/2010 3:45:24 PM
mjunlimited$50.00$50.0011/16/2010 3:45:46 PM
ciscoparrot$25.00$25.0011/16/2010 3:44:38 PM
skuba$50.00$50.0011/16/2010 3:45:08 PM
MM1207$25.00$25.0011/16/2010 3:45:31 PM
best-coin-miser$25.00$25.0011/16/2010 3:45:37 PM
Ocean-Breeze$50.00$50.0011/16/2010 3:45:42 PM
orange-courageous-dedication$50.00$50.0011/16/2010 3:48:34 PM
Rivervale_Westwood$25.00$25.0011/16/2010 3:48:49 PM
helpishere777$50.00$50.0011/16/2010 3:48:28 PM
sappy02$40.00$40.0011/16/2010 3:50:08 PM
brightest-affluence-motivator$100.00$100.0011/16/2010 3:50:12 PM
perlindc$100.00$100.0011/16/2010 3:51:32 PM
narblark$45.35$45.3511/16/2010 3:53:28 PM
sensible-order2$50.00$50.0011/16/2010 3:51:28 PM
Mantis75$25.00$25.0011/16/2010 3:51:46 PM
Timex$50.00$50.0011/16/2010 3:51:50 PM
Pasagam$50.00$50.0011/16/2010 3:51:53 PM
tolerant-dinero2$25.00$25.0011/16/2010 3:51:58 PM
bayareainv$50.00$50.0011/16/2010 3:52:20 PM
roadtruck$50.00$50.0011/16/2010 3:43:18 PM
ThomasC$25.00$25.0011/16/2010 3:44:51 PM
delicious-social132$50.00$50.0011/16/2010 3:45:01 PM
Brown98$50.00$50.0011/16/2010 4:01:30 PM
Curly-Girly$25.00$25.0011/16/2010 3:45:39 PM
Sam65$25.00$25.0011/16/2010 3:48:25 PM
sjlender$50.00$50.0011/16/2010 3:48:31 PM
wjf60$50.00$50.0011/16/2010 3:49:34 PM
KeepOnRunning$50.00$50.0011/16/2010 3:50:19 PM
money-surge1$25.00$25.0011/16/2010 3:51:28 PM
unclejaef$25.00$25.0011/16/2010 3:53:21 PM
kc_dude$25.00$25.0011/16/2010 8:55:11 PM
ingenious-order783$25.00$25.0011/17/2010 9:49:48 AM
RandyL3$25.00$25.0011/18/2010 4:01:22 AM
ethicalhumanist$50.00$50.0011/18/2010 12:50:20 PM
GoBusinessGuy$35.00$35.0011/19/2010 12:23:08 AM
wwwUniversal$25.00$25.0011/19/2010 3:21:11 AM
98 bids
 
Borrower Payment Dependent Notes Series 438393
This series of Notes was issued and sold upon the funding of the borrower loan #45525, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.30% Auction start date:  Nov-17-2010 
  Auction end date:  Nov-17-2010 
 
Starting lender yield: 6.65% Starting borrower rate/APR: 7.65% / 7.99% Starting monthly payment: $155.88
Final lender yield: 6.65% Final borrower rate/APR: 7.65% / 7.99% Final monthly payment: $155.88
 
Auction yield range: 2.57% - 6.65% Estimated loss impact: 1.30%  
Lender servicing fee: 1.00% Estimated return: 5.35%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Apr-2003 Debt/Income ratio: 8%
Credit score: 740-759 (Nov-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 7Length of status:3y 0m
Amount delinquent: $0 Total credit lines: 17 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,327Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 13%  
   Homeownership: No  
Screen name: keko Borrower's state: California Borrower's group: University of California Davis - Students and Alumni - Aggie
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 38 ( 100% ) 740-759 (Latest)
Principal borrowed: $6,300.00< 31 days late: 0 ( 0% )  
740-759 (Nov-2007)
720-739 (Oct-2006)
 
Principal balance: $0.02 31+ days late: 0 ( 0% )
Total payments billed: 38  
Description
Triumph Bonnie, here I come!
I'm using this loan to purchase a 2005 Triumph Bonneville. It's been my childhood dream to own a motorcycle. I've taken out 2 previous prosper loans and love the site! Paid back both loans early - I wouldn't think of asking a financial institution for the loan; would rather hook up my beloved prosper community.

I work for AT&T and have for more than 3 years. Your money is safe with me.

Happy holidays!!

Can't wait to take her on her maiden journey.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
best-coin-miser$26.26$26.2611/17/2010 3:30:49 PM
riproaringrapids$25.00$25.0011/17/2010 3:32:45 PM
roadtruck$50.00$50.0011/17/2010 3:34:26 PM
BeemerRider$25.00$25.0011/17/2010 3:22:57 PM
DukSerduk$25.00$25.0011/17/2010 3:36:09 PM
heroic-platinum$25.00$25.0011/17/2010 3:30:48 PM
LiveNow$25.00$25.0011/17/2010 3:36:19 PM
anti-wall-st$100.00$100.0011/17/2010 3:36:22 PM
vigorous-velocity$100.00$100.0011/17/2010 3:36:36 PM
kyomoon$50.00$50.0011/17/2010 3:31:23 PM
schpere$325.00$325.0011/17/2010 3:32:30 PM
FlexFunding$100.00$100.0011/17/2010 3:32:48 PM
Rivervale_Westwood$25.00$25.0011/17/2010 3:39:10 PM
loan-warrior$25.00$25.0011/17/2010 3:35:15 PM
sappy02$40.00$40.0011/17/2010 3:39:36 PM
auction-elvis$25.00$25.0011/17/2010 3:40:17 PM
AmericanCredit$25.00$25.0011/17/2010 3:36:14 PM
afotherg$75.00$75.0011/17/2010 3:36:29 PM
Mantis75$25.00$25.0011/17/2010 3:40:24 PM
kirkjerk$25.00$25.0011/17/2010 3:36:31 PM
sjlender$50.00$50.0011/17/2010 3:38:57 PM
wtrboy$50.00$50.0011/17/2010 3:39:30 PM
brightest-affluence-motivator$100.00$100.0011/17/2010 3:39:41 PM
turbospeed$25.00$25.0011/17/2010 3:39:49 PM
elasermd$50.00$50.0011/17/2010 3:40:02 PM
Pasagam$50.00$50.0011/17/2010 3:40:30 PM
aldeed$50.00$23.1711/17/2010 3:40:36 PM
Ripsaw4U$50.00$50.0011/17/2010 3:32:23 PM
payout-reaction740$25.00$25.0011/17/2010 3:43:04 PM
Havana21$100.00$100.0011/17/2010 3:32:46 PM
meux99$100.00$100.0011/17/2010 3:36:23 PM
tech310$50.00$50.0011/17/2010 3:36:35 PM
BMP$25.00$25.0011/17/2010 3:40:13 PM
perlindc$100.00$100.0011/17/2010 3:40:18 PM
antlr$50.00$50.0011/17/2010 3:40:25 PM
timepassport$25.00$25.0011/17/2010 3:46:46 PM
koa$50.00$50.0011/17/2010 3:30:52 PM
panegryst$25.00$25.0011/17/2010 3:31:54 PM
Avala$100.00$100.0011/17/2010 3:32:47 PM
generous-deal6$50.00$50.0011/17/2010 3:33:56 PM
Jynxie$27.45$27.4511/17/2010 3:34:02 PM
seabass123$25.00$25.0011/17/2010 3:30:39 PM
psa1995$50.00$50.0011/17/2010 3:36:07 PM
indomitable-coin$50.00$50.0011/17/2010 3:36:17 PM
selector568$399.84$399.8411/17/2010 3:30:50 PM
skuba$50.00$50.0011/17/2010 3:36:20 PM
bigballer105$100.00$100.0011/17/2010 3:31:01 PM
MM1207$25.00$25.0011/17/2010 3:36:33 PM
commerce-voyager$25.00$25.0011/17/2010 3:32:47 PM
orange-courageous-dedication$50.00$50.0011/17/2010 3:38:58 PM
_kyle$50.00$50.0011/17/2010 3:34:58 PM
nickel-ferret$50.00$50.0011/17/2010 3:39:39 PM
ThomasC$25.00$25.0011/17/2010 3:36:11 PM
delicious-social132$50.00$50.0011/17/2010 3:36:16 PM
dma1206$25.00$25.0011/17/2010 3:36:30 PM
Timex$50.00$50.0011/17/2010 3:40:27 PM
Curly-Girly$25.00$25.0011/17/2010 3:36:35 PM
djscal$28.29$28.2911/17/2010 3:41:14 PM
wise-authentic-velocity$25.00$25.0011/17/2010 3:39:28 PM
Emgolda$25.00$25.0011/17/2010 3:39:33 PM
sensible-order2$50.00$50.0011/17/2010 3:40:16 PM
tolerant-dinero2$25.00$25.0011/17/2010 3:40:31 PM
income-banjo$50.00$50.0011/17/2010 3:30:49 PM
a-shiny-dime$25.00$25.0011/17/2010 3:31:51 PM
fishtale$25.00$25.0011/17/2010 3:32:22 PM
Marathoner$25.00$25.0011/17/2010 3:32:27 PM
simiray$30.00$30.0011/17/2010 3:44:16 PM
blot44$25.00$25.0011/17/2010 3:34:28 PM
ciscoparrot$25.00$25.0011/17/2010 3:35:58 PM
kenji4861$25.00$25.0011/17/2010 3:36:12 PM
subtle-revenue0$25.00$25.0011/17/2010 3:36:24 PM
a-responsible-return$50.00$50.0011/17/2010 3:36:34 PM
mjunlimited$50.00$50.0011/17/2010 3:36:37 PM
helpishere777$25.00$25.0011/17/2010 3:38:56 PM
DonaldColorado$100.00$100.0011/17/2010 3:39:22 PM
dingus$25.00$25.0011/17/2010 3:40:11 PM
money-surge1$25.00$25.0011/17/2010 3:40:15 PM
Aberdeen$999.99$999.9911/17/2010 3:43:12 PM
78 bids
 
Borrower Payment Dependent Notes Series 454847
This series of Notes was issued and sold upon the funding of the borrower loan #45449, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 24.00% Auction start date:  Nov-05-2010 
  Auction end date:  Nov-12-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 39.15% Starting monthly payment: $67.85
Final lender yield: 28.50% Final borrower rate/APR: 29.50% / 33.51% Final monthly payment: $63.27
 
Auction yield range: 16.57% - 34.00% Estimated loss impact: 25.66%  
Lender servicing fee: 1.00% Estimated return: 2.84%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Dec-1993 Debt/Income ratio: 61%
Credit score: 620-639 (Nov-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 12 / 12Length of status:4y 0m
Amount delinquent: $8,773 Total credit lines: 26 Occupation: Clerical
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $15,758Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 93%  
   Homeownership: Yes  
Screen name: mxiong1 Borrower's state: Colorado Borrower's group: Debt Consolidators
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 56 ( 100% ) 620-639 (Latest)
Principal borrowed: $8,000.00< 31 days late: 0 ( 0% )  
700-719 (Jan-2008)
700-719 (Oct-2007)
740-759 (Mar-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 56  
Description
My loan for an auto purchase
I KNOW PROSPER CAN GET ME A BETTER INTEREST RATE


My two previous Prosper Loans are paid off.? Looking for a small loan to finance a used car.



Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: what has caused your credit to drop recently? - green-wampum-titan
A: My family had to relocate to Denver due to new job. Our home is not selling as we expected. We are in the process of foreclosure, thus the drop in credit score. We need the funds to buy second car for work commute. Thanks for your consideration. (Nov-07-2010)
Q: Hi! I wish you the best in this tough economy. Obviously having a second car will help with your second income. And, you did a terrific job paying off your first Prosper loan. I'm glad to support your loan and I hope we can lower your rate. - farblest
A: Thanks, working hard to put finances back together (Nov-11-2010)
Q: Hello - What is the current delinquent of $8,773 attributed to? Thank you. - sundaisybabie
A: I have not check my credit report lately, but most likely it would be backed mortgage payments. Thanks for your consideration (Nov-11-2010)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
penny-plato$50.00$50.0011/7/2010 1:40:35 PM
alexgalt$100.00$100.0011/10/2010 12:40:44 AM
note-buddy$93.09$93.0911/10/2010 5:12:27 PM
850$50.00$50.0011/11/2010 12:15:18 AM
pmj453$25.00$25.0011/11/2010 6:54:16 AM
head$25.00$25.0011/11/2010 7:16:37 AM
thankful-nickel2$25.00$25.0011/11/2010 3:25:21 PM
Leshan$66.66$66.6611/11/2010 3:09:40 PM
bughead$25.00$25.0011/11/2010 7:17:33 PM
five-star-note$128.00$128.0011/11/2010 8:58:19 PM
thisbucksforu$25.00$25.0011/12/2010 2:26:15 AM
GS-ROCK$25.00$25.0011/12/2010 8:22:48 AM
DasMula$25.00$25.0011/12/2010 10:00:07 AM
Rip128$50.00$50.0011/12/2010 12:14:51 PM
shrewd-income$50.00$50.0011/12/2010 11:27:58 AM
economy-popcorn$25.00$25.0011/12/2010 12:58:43 PM
minnesotafinancial$25.00$25.0011/12/2010 1:32:43 PM
wlm3012$25.00$25.0011/12/2010 2:24:10 PM
papaloha$100.00$100.0011/12/2010 2:08:56 PM
cashhelp$30.00$30.0011/11/2010 3:02:51 PM
realtormoises$25.00$25.0011/11/2010 6:27:07 PM
beachliving29$31.75$31.7511/12/2010 4:25:17 AM
quiggles$25.00$25.0011/12/2010 8:29:22 AM
lively-exchange$27.82$27.8211/12/2010 10:13:15 AM
jtn4148$40.00$40.0011/12/2010 9:23:04 AM
scooter65$50.00$50.0011/12/2010 10:28:12 AM
atlas100$100.00$100.0011/12/2010 11:25:24 AM
jhernand17$25.00$25.0011/12/2010 12:45:12 PM
Happyhourcomics$25.00$25.0011/12/2010 12:11:38 PM
one-midas$50.00$50.0011/12/2010 1:28:16 PM
heerzaquestion$50.00$50.0011/12/2010 1:51:34 PM
kgeezy$25.00$25.0011/12/2010 1:41:37 PM
kinetic-social$25.00$25.0011/12/2010 2:43:41 PM
Bob450$25.00$25.0011/12/2010 2:12:58 PM
alphabet76$27.25$7.6811/12/2010 2:31:47 PM
35 bids
 
Borrower Payment Dependent Notes Series 482195
This series of Notes was issued and sold upon the funding of the borrower loan #45513, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 36.60% Auction start date:  Nov-09-2010 
  Auction end date:  Nov-16-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $180.94
Final lender yield: 32.95% Final borrower rate/APR: 33.95% / 37.65% Final monthly payment: $178.58
 
Auction yield range: 16.57% - 34.00% Estimated loss impact: 38.54%  
Lender servicing fee: 1.00% Estimated return: -5.59%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Apr-1998 Debt/Income ratio: 12%
Credit score: 660-679 (Oct-2010) Inquiries last 6m: 6Employment status:Employed
Now delinquent: 1 Current / open credit lines: 5 / 4Length of status:13y 7m
Amount delinquent: $299 Total credit lines: 13 Occupation: Fireman
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $462Stated income:$50,000-$74,999
Delinquencies in last 7y: 2 Bankcard utilization: 66%  
   Homeownership: Yes  
Screen name: upbeat-principal3 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying Off Debt
Purpose of loan:
This loan will be used to? Pay off bills.

My financial situation:
I am a good candidate for this loan because? I have work at the same place for long time.

Monthly net income: $ 4000

Monthly expenses: $
??Housing: $ 2000????
??Insurance: $ 300
??Car expenses: $ 150????
??Utilities: $ 50
??Phone, cable, internet: $ 100
??Food, entertainment: $?200
??Clothing, household expenses $ 0
??Credit cards and other loans: $?0
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
MBIntl$450.00$450.0011/9/2010 3:24:53 PM
LEO_B$25.00$25.0011/10/2010 2:26:19 PM
wlm3012$25.00$25.0011/10/2010 3:02:30 PM
gold-cluster$100.00$100.0011/10/2010 8:51:30 PM
loss-of-control$50.00$50.0011/14/2010 10:43:48 AM
Leshan$33.33$33.3311/16/2010 8:24:06 AM
loaner-dude$25.00$25.0011/16/2010 10:34:12 AM
Lubava$25.73$25.7311/16/2010 1:28:58 PM
Bob450$25.00$25.0011/16/2010 2:28:50 PM
balance-river$25.00$25.0011/16/2010 1:56:33 PM
aquistoyraul$25.00$25.0011/16/2010 2:31:11 PM
MBIntl$1,000.00$1,000.0011/9/2010 3:21:40 PM
MBIntl$2,050.00$2,050.0011/9/2010 9:00:46 PM
SolarMoonshine$25.00$25.0011/10/2010 3:49:15 AM
marwadi-62$100.00$100.0011/15/2010 5:23:40 AM
benevolent1$25.00$15.9411/16/2010 1:47:18 PM
16 bids
 
Borrower Payment Dependent Notes Series 482529
This series of Notes was issued and sold upon the funding of the borrower loan #45467, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.80% Auction start date:  Nov-03-2010 
  Auction end date:  Nov-10-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.46% Starting monthly payment: $61.64
Final lender yield: 18.00% Final borrower rate/APR: 19.00% / 22.76% Final monthly payment: $54.98
 
Auction yield range: 10.71% - 26.50% Estimated loss impact: 11.22%  
Lender servicing fee: 1.00% Estimated return: 6.78%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-2000 Debt/Income ratio: 20%
Credit score: 640-659 (Oct-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:3y 3m
Amount delinquent: $0 Total credit lines: 26 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,557Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 59%  
   Homeownership: Yes  
Screen name: exchange-pole Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my student credit cards
Purpose of loan:
This loan will be used to pay off the last bit of credit card debt I have left over from college. ? ?

My financial situation:
I am pursuing a loan to pay of the remaining credit card debt that I've had since college and so I can start saving. I graduated from a very expensive college three years ago with $16,000 of credit card debt. By setting up automatic payroll payments and budgeting, I've brought the balance to just under $10,000, a portion of it at an awful APR.?I now work as a Financial Administrator at a university showing students how not to make some of the same mistakes I made. I've never missed a payment, never had a late payment and my credit score was great until recently, when it dropped simply because a card company closed an account after I paid off the full balance (as they have for a lot of people). I appreciate any help I can get in getting rid of this last stubborn piece of debt.? ?? ? ??? ?? ? ? ?

Monthly net income: $1985

Monthly expenses: $
?Housing: $0 (I own and have tenants, which covers the full mortgage) ? ?
?Insurance: $0 ? ?
?Car expenses: $0 (don't own a car) ? ?
?Utilities: $200 ? ?
?Phone, cable, internet: $150 ? ?
?Food, entertainment: $325 ? ?
?Clothing, household expenses $200 ? ?
?Credit cards and other loans: >$100 ? ?
?Other expenses: $0 ? ?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
precious-coin3$25.00$25.0011/4/2010 3:33:30 PM
bonus-sensai825$25.00$25.0011/5/2010 4:39:38 PM
taetrade$25.00$25.0011/7/2010 4:10:41 PM
scottysidewinder$32.29$32.2911/8/2010 6:07:16 AM
SOP_Bank$25.00$25.0011/9/2010 6:05:38 AM
lendstats_com$155.31$155.3111/9/2010 7:53:41 AM
appcoder$39.00$39.0011/9/2010 10:16:31 AM
felicity-daydream$54.00$54.0011/9/2010 1:07:40 PM
OPEO$25.00$25.0011/9/2010 10:58:32 AM
nav1elt$25.00$25.0011/9/2010 11:43:07 AM
doopers$25.00$25.0011/9/2010 5:15:49 PM
zztopdog$25.00$25.0011/9/2010 6:52:41 PM
bst$30.00$30.0011/9/2010 4:21:15 PM
hookUup$75.00$75.0011/9/2010 9:22:15 PM
thankful-nickel2$25.00$0.3411/10/2010 7:55:16 AM
eBankInvest$88.61$88.6111/10/2010 10:53:12 AM
JohnQGalt$30.00$30.0011/10/2010 8:50:22 AM
SkinnyFish$25.00$25.0011/10/2010 1:46:53 PM
corporatejim$28.33$28.3311/10/2010 2:22:41 PM
wild-orange$32.00$32.0011/10/2010 11:01:26 AM
Nasdaq$25.00$25.0011/10/2010 12:13:21 PM
favorite-commerce$50.00$50.0011/10/2010 1:06:56 PM
kaianja$50.00$50.0011/7/2010 7:15:29 PM
cheech29$25.00$25.0011/9/2010 5:29:45 PM
KLcapital$25.00$25.0011/9/2010 7:01:47 PM
Roundhouse$100.00$100.0011/9/2010 8:47:35 PM
FinanceEngine$25.00$25.0011/9/2010 9:11:51 PM
greenback-companion8$60.00$60.0011/9/2010 6:16:29 PM
rockhound84$25.00$25.0011/10/2010 1:04:46 AM
FutureLenderEC$25.00$25.0011/10/2010 6:15:28 AM
income-lion$25.00$25.0011/10/2010 6:55:58 AM
Planecourage$25.05$25.0511/10/2010 10:18:33 AM
persistent-funds9$25.07$25.0711/10/2010 10:25:36 AM
thisbucksforu$25.00$25.0011/10/2010 12:31:51 PM
benefit-javelin$25.00$25.0011/10/2010 9:45:40 AM
wwwUniversal$25.00$25.0011/10/2010 2:01:54 PM
Kyileo$25.00$25.0011/10/2010 2:17:09 PM
blue-useful-auction$25.00$25.0011/10/2010 2:21:33 PM
bitano$50.00$50.0011/10/2010 10:53:28 AM
moola-monger9$50.00$50.0011/10/2010 2:01:36 PM
40 bids
 
Borrower Payment Dependent Notes Series 483093
This series of Notes was issued and sold upon the funding of the borrower loan #45543, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.95% Auction start date:  Nov-15-2010 
  Auction end date:  Nov-20-2010 
 
Starting lender yield: 13.90% Starting borrower rate/APR: 14.90% / 17.07% Starting monthly payment: $519.25
Final lender yield: 13.90% Final borrower rate/APR: 14.90% / 17.07% Final monthly payment: $519.25
 
Auction yield range: 5.57% - 13.90% Estimated loss impact: 6.18%  
Lender servicing fee: 1.00% Estimated return: 7.72%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1991 Debt/Income ratio: 29%
Credit score: 720-739 (Oct-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:10y 8m
Amount delinquent: $0 Total credit lines: 33 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $20,895Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 64%  
   Homeownership: Yes  
Screen name: community-admiral Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Kicking Credit Cards to the Curb
Purpose of loan:
This loan will be used to pay off my credit cards.??I have some old debt that keeps nagging at me, that I want to get rid of.

My financial situation:
I am a good candidate for this loan because I have a good income, and good payment history, no late payments.? I do have debt, but am trying to restructure it into something that I can pay off quicker, by paying less in total interest.

Monthly net income: $ 3500

Monthly expenses: $?3000
??Housing: $?680
??Insurance: $
??Car expenses: $?380
??Utilities: $ 65
??Phone, cable, internet: $?65
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 1200
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
icchok$50.00$50.0011/15/2010 3:08:18 PM
enthralling-deal180$50.00$50.0011/15/2010 3:12:13 PM
108lender$150.00$150.0011/15/2010 3:15:42 PM
loyalty-sherpa$50.00$50.0011/15/2010 3:16:31 PM
investment-comet$25.00$25.0011/15/2010 3:13:41 PM
GElender$75.00$75.0011/15/2010 3:07:44 PM
williemc44$50.00$50.0011/15/2010 3:08:04 PM
yield-enlistment$25.00$25.0011/15/2010 3:22:10 PM
bold-durability-drum$50.00$50.0011/15/2010 3:30:53 PM
melodious-fairness$50.00$50.0011/15/2010 3:21:35 PM
natural-affluence4$25.00$25.0011/15/2010 3:31:10 PM
skuba$25.00$25.0011/15/2010 3:31:17 PM
organized-payment6$25.00$25.0011/15/2010 3:31:51 PM
finance_mba$25.00$25.0011/15/2010 3:34:52 PM
indomitable-coin$50.00$50.0011/15/2010 3:32:44 PM
haplender$50.00$50.0011/15/2010 3:43:12 PM
vigorous-velocity$100.00$100.0011/15/2010 3:32:56 PM
Sam65$25.00$25.0011/15/2010 3:33:20 PM
worthy-bid8$100.00$100.0011/15/2010 3:41:19 PM
piston_honda$25.00$25.0011/15/2010 3:46:14 PM
inspired-investment8$50.00$50.0011/15/2010 3:45:43 PM
reflective-rupee$44.00$44.0011/15/2010 3:52:15 PM
BxRealtor$25.00$25.0011/15/2010 3:56:44 PM
Premierelender$25.00$25.0011/15/2010 3:52:09 PM
orderly-leverage$50.00$50.0011/15/2010 4:30:28 PM
bowdish1$50.00$50.0011/15/2010 4:31:53 PM
Bank_Of_XL$50.00$50.0011/15/2010 5:14:34 PM
JustMee$25.00$25.0011/15/2010 9:00:21 PM
vanderhp$25.00$25.0011/15/2010 10:20:32 PM
kmr2$25.00$25.0011/16/2010 6:36:03 AM
Zimbu$25.00$25.0011/16/2010 1:24:29 PM
peace-missile$25.00$25.0011/17/2010 12:24:18 AM
top-radiant-funds$50.00$50.0011/17/2010 8:45:59 AM
new-auction-neutron$25.00$25.0011/17/2010 5:27:14 AM
unassassinable$25.00$25.0011/17/2010 9:39:46 AM
velocity-amplifier9$50.00$50.0011/17/2010 9:34:23 AM
Steveoo1$25.00$25.0011/18/2010 5:05:21 AM
LiveNow$50.00$50.0011/18/2010 5:19:02 AM
squarebob$25.00$25.0011/18/2010 9:04:17 AM
schreibp$25.00$25.0011/18/2010 8:41:45 AM
agile-diversification2$25.00$25.0011/18/2010 9:49:18 AM
cropdust3r$25.00$25.0011/18/2010 10:50:16 AM
studious-bonus7$100.00$100.0011/18/2010 10:51:53 AM
vigilance-revolutionary$50.00$50.0011/18/2010 10:46:29 AM
reward-tsunami7$50.00$50.0011/18/2010 10:17:13 AM
ti22ring$25.00$25.0011/18/2010 11:35:13 AM
dreammachine$50.00$50.0011/18/2010 10:48:58 AM
wrighco$25.00$25.0011/18/2010 12:05:03 PM
Relevance$25.00$25.0011/18/2010 12:07:25 PM
leebus$25.00$25.0011/18/2010 1:05:00 PM
bebeshor$30.00$30.0011/18/2010 1:59:37 PM
a-finance-nirvana$25.00$25.0011/18/2010 2:09:29 PM
Weaverville$50.00$50.0011/18/2010 2:09:19 PM
elegant-income3$50.00$50.0011/18/2010 2:57:20 PM
mketelecom$50.00$50.0011/18/2010 3:53:55 PM
saysana$25.00$25.0011/18/2010 4:21:55 PM
bdloans$50.00$50.0011/18/2010 4:48:14 PM
angelinvestor2$50.00$50.0011/18/2010 4:38:48 PM
ommcd$25.00$25.0011/18/2010 5:03:50 PM
chlebie$25.00$25.0011/18/2010 6:20:12 PM
goingplaces99$29.86$29.8611/18/2010 6:30:42 PM
PatRichi$25.00$25.0011/18/2010 6:07:47 PM
mike_banker$50.00$50.0011/18/2010 6:11:53 PM
newest-unbeatable-currency$25.00$25.0011/18/2010 6:18:34 PM
deal-vibrato$50.00$50.0011/18/2010 6:47:46 PM
dustman$25.00$25.0011/18/2010 6:29:57 PM
Dazz2061$25.00$25.0011/18/2010 6:30:38 PM
callmebryan$25.00$25.0011/18/2010 6:57:52 PM
bodascafe$25.00$25.0011/18/2010 7:06:09 PM
aldeed$55.89$55.8911/18/2010 7:06:54 PM
Eastern$29.15$29.1511/18/2010 6:41:18 PM
Gabriel02$25.00$25.0011/18/2010 7:20:24 PM
2bnforlife$25.00$25.0011/18/2010 6:23:01 PM
TrustPlus$50.00$50.0011/18/2010 7:29:35 PM
minddoc$25.00$25.0011/18/2010 7:14:39 PM
dedicated-transaction796$35.46$35.4611/18/2010 7:14:47 PM
soheagle$50.00$50.0011/18/2010 6:38:53 PM
cash-boots$25.00$25.0011/18/2010 7:24:01 PM
dubois31$25.00$25.0011/18/2010 6:53:53 PM
dspmn$27.00$27.0011/18/2010 7:33:00 PM
wise-silver-wonder$25.00$25.0011/18/2010 8:03:04 PM
mpactlender$25.00$25.0011/18/2010 7:37:57 PM
ash135$25.00$25.0011/18/2010 7:08:46 PM
jakesworld$25.00$25.0011/18/2010 7:08:59 PM
IIP77$25.00$25.0011/18/2010 7:14:46 PM
comet55$25.00$25.0011/18/2010 7:20:28 PM
sappy02$40.00$40.0011/18/2010 8:03:07 PM
cathexis$50.00$50.0011/18/2010 8:03:14 PM
loyalist1$100.00$100.0011/18/2010 8:12:18 PM
fadeddingo$50.00$50.0011/18/2010 7:33:02 PM
mrrc7498$25.00$25.0011/18/2010 8:14:01 PM
BCD$25.00$25.0011/18/2010 8:28:04 PM
Goat$50.00$50.0011/18/2010 7:58:21 PM
systematic-dollar9$25.00$25.0011/18/2010 7:58:45 PM
SKOAL$50.00$50.0011/18/2010 7:59:18 PM
AK49-JW$25.00$25.0011/18/2010 9:06:57 PM
upbeat-investment9$40.91$40.9111/18/2010 9:11:06 PM
godzig$25.00$25.0011/18/2010 8:03:05 PM
efficient-treasure0$25.00$25.0011/18/2010 8:40:42 PM
bharosa$25.00$25.0011/18/2010 9:27:45 PM
BankofRon$25.00$25.0011/18/2010 8:43:48 PM
jbrel$31.75$31.7511/18/2010 9:44:11 PM
investment-comet$25.00$25.0011/18/2010 8:11:52 PM
sleepy1405$50.00$50.0011/18/2010 8:13:56 PM
deal-grid7$50.00$50.0011/18/2010 8:18:44 PM
keeks$25.00$25.0011/18/2010 10:33:41 PM
balanced-rupee$50.00$50.0011/18/2010 10:53:01 PM
balance-force$25.00$25.0011/18/2010 10:18:21 PM
helpishere777$25.00$25.0011/18/2010 8:43:46 PM
kulender$50.00$50.0011/18/2010 8:56:19 PM
irrelevant$25.00$25.0011/18/2010 10:39:27 PM
narblark$50.00$50.0011/18/2010 10:39:34 PM
rlndln$25.00$25.0011/18/2010 10:49:09 PM
the-silver-blaster$50.00$50.0011/18/2010 10:52:45 PM
kaykarun$25.00$25.0011/18/2010 9:44:09 PM
Ragestang$25.00$25.0011/19/2010 1:31:01 AM
Montgomery-Burns$25.00$25.0011/19/2010 1:44:49 AM
Dubbs360$26.22$26.2211/19/2010 1:52:25 AM
Cutts$25.00$25.0011/19/2010 2:03:39 AM
Rivervale_Westwood$25.00$25.0011/19/2010 2:25:35 AM
subtle-revenue0$25.00$25.0011/18/2010 10:39:19 PM
duty-starfish8$50.00$50.0011/19/2010 2:46:34 AM
junctionking$25.00$25.0011/19/2010 1:18:39 AM
heroic-platinum$25.00$25.0011/18/2010 10:49:08 PM
bold-yield-rumbler$25.00$25.0011/19/2010 3:05:00 AM
superb-funds335$25.00$25.0011/18/2010 10:52:57 PM
Dreams4Cash$25.00$25.0011/19/2010 1:46:06 AM
panegryst$30.48$30.4811/19/2010 1:47:11 AM
lostontheedge$25.00$25.0011/19/2010 2:23:05 AM
ptjg$32.67$32.6711/19/2010 2:24:44 AM
laufer32304$50.00$50.0011/19/2010 4:06:35 AM
nickel-mad-scientist$25.00$25.0011/19/2010 3:03:29 AM
value-den$40.91$40.9111/19/2010 5:27:46 AM
stollcm$25.00$25.0011/19/2010 1:43:06 AM
sugarhoof$25.00$25.0011/19/2010 1:43:25 AM
suk200$25.00$25.0011/19/2010 2:05:17 AM
Ivan2007$32.18$32.1811/19/2010 2:08:00 AM
DcUnited$30.00$30.0011/19/2010 2:13:58 AM
BangBros$47.30$47.3011/19/2010 4:12:53 AM
proaz0119$25.00$25.0011/19/2010 4:39:34 AM
reward-planetarium$50.00$50.0011/19/2010 3:17:01 AM
teller$37.85$37.8511/19/2010 3:28:38 AM
MattTheGr8$25.00$25.0011/19/2010 6:32:40 AM
fairwealth$25.00$25.0011/19/2010 4:12:52 AM
InspireLife$25.00$25.0011/19/2010 4:13:01 AM
compwhiz$25.00$25.0011/19/2010 4:39:27 AM
smmgnn99$50.00$50.0011/19/2010 7:38:02 AM
LongTail$25.00$25.0011/19/2010 9:44:01 AM
powerful-finance7$25.00$25.0011/19/2010 8:44:19 AM
PsyberJake$50.00$50.0011/19/2010 6:41:13 AM
larrybird$150.00$150.0011/19/2010 8:45:39 AM
ArtemisFitzlebottom$25.47$25.4711/19/2010 9:26:05 AM
dollars4debts$25.00$25.0011/19/2010 9:49:38 AM
piper1636$50.00$50.0011/19/2010 8:47:58 AM
stolan$42.64$42.6411/19/2010 9:25:48 AM
calsig1363$25.00$25.0011/19/2010 9:36:58 AM
vb3jmg$50.00$50.0011/19/2010 9:37:37 AM
tidy-dime$25.00$25.0011/19/2010 9:38:31 AM
Tazeme$25.00$25.0011/19/2010 9:41:33 AM
visionary-currency$71.97$71.9711/19/2010 12:09:05 PM
Zoramite$25.00$25.0011/19/2010 9:42:50 AM
Madmigel$34.00$34.0011/19/2010 9:54:26 AM
mpatrick$25.00$25.0011/19/2010 12:30:21 PM
upright-asset2$25.00$25.0011/19/2010 11:07:42 AM
lend4help$47.14$47.1411/19/2010 11:57:39 AM
Aquafina24Ounce$25.00$25.0011/19/2010 10:11:05 AM
jenkris$50.00$50.0011/19/2010 10:12:44 AM
burntxsoul$25.00$25.0011/19/2010 12:32:48 PM
top-commitment-champ$25.00$25.0011/19/2010 10:43:29 AM
piter-to-la-investment$25.00$25.0011/19/2010 1:49:09 PM
BanqueDeD$25.00$25.0011/19/2010 2:02:51 PM
mustang9935$40.00$40.0011/19/2010 11:48:17 AM
rytrearc$25.00$25.0011/19/2010 12:08:54 PM
Mark0135$63.18$63.1811/19/2010 1:47:52 PM
gold-disk$50.00$50.0011/19/2010 12:31:07 PM
Aristocrat$25.00$25.0011/19/2010 1:55:16 PM
pinnacle10$25.00$25.0011/19/2010 12:54:17 PM
flexible-return297$42.24$42.2411/19/2010 1:12:52 PM
btormc5$30.00$30.0011/19/2010 3:07:05 PM
turbobrat$42.26$42.2611/19/2010 1:47:56 PM
Sol_Invictus$25.00$25.0011/19/2010 3:17:49 PM
culldud6900$40.00$40.0011/19/2010 4:59:12 PM
sixxpak$30.00$30.0011/19/2010 5:34:53 PM
Quid-Pro-Quo$25.00$25.0011/19/2010 6:12:58 PM
carabao76$40.00$40.0011/19/2010 4:57:21 PM
rmpedi33$25.00$25.0011/20/2010 7:39:55 AM
DasMula$25.00$25.0011/20/2010 8:09:33 AM
benefit-trident$25.00$25.0011/20/2010 1:56:08 PM
Mindful7$25.00$25.0011/20/2010 2:07:33 PM
zooom7$50.00$50.0011/20/2010 9:10:47 AM
5kids5$41.12$41.1211/20/2010 1:44:45 PM
BuzzyBee336$35.00$35.0011/20/2010 10:06:16 AM
loss-of-control$50.00$50.0011/20/2010 2:29:28 PM
ctav01$100.00$100.0011/20/2010 3:32:36 PM
simplelender80$100.00$100.0011/15/2010 3:10:43 PM
hitsman$100.00$100.0011/15/2010 3:20:45 PM
selector568$200.00$200.0011/15/2010 3:19:08 PM
finance-mushroom$100.00$100.0011/15/2010 3:23:25 PM
riproaringrapids$25.00$25.0011/15/2010 3:19:36 PM
dunox$25.00$25.0011/15/2010 3:23:19 PM
jdwillcox$100.00$100.0011/15/2010 3:31:38 PM
worldly-community3$50.00$50.0011/15/2010 3:36:56 PM
nickel-ferret$50.00$50.0011/15/2010 3:31:57 PM
neutrino6$25.00$25.0011/15/2010 3:35:08 PM
kublai$50.00$50.0011/15/2010 3:47:09 PM
Ripsaw4U$50.00$50.0011/15/2010 3:49:36 PM
objective-investor$150.00$150.0011/15/2010 3:52:16 PM
handshake5$100.00$100.0011/15/2010 3:54:06 PM
taurusco$25.00$25.0011/15/2010 3:56:36 PM
Vegasjim$25.00$25.0011/15/2010 4:02:02 PM
ichibon$150.00$150.0011/15/2010 4:34:32 PM
Big-Travy$25.00$25.0011/15/2010 4:05:54 PM
Headhunter14$25.00$25.0011/15/2010 7:06:11 PM
money-bauble$25.00$25.0011/15/2010 7:31:11 PM
graceful-investment$51.00$51.0011/16/2010 2:03:34 AM
tech310$39.70$39.7011/16/2010 7:39:14 AM
ray1051$50.00$50.0011/16/2010 5:53:24 AM
missing-link$50.00$50.0011/16/2010 1:36:22 PM
generous-deal6$50.00$50.0011/16/2010 4:20:45 PM
raisingophelia$25.00$25.0011/16/2010 4:39:49 PM
4est$25.00$25.0011/16/2010 6:44:19 PM
sumac5$29.82$29.8211/16/2010 7:10:49 PM
benjamin67$50.00$50.0011/17/2010 5:29:30 AM
rescue$25.00$25.0011/16/2010 10:29:46 PM
LenderOnWheels$25.00$25.0011/17/2010 6:58:25 AM
intuitive-camaraderi9$25.00$25.0011/17/2010 2:27:46 PM
psa1995$50.00$50.0011/17/2010 10:42:17 PM
trustworthy-fairness$50.00$50.0011/18/2010 5:00:00 AM
steiglends$100.00$100.0011/18/2010 5:13:43 AM
bid-czar8$100.00$100.0011/18/2010 5:25:03 AM
kalex752$25.00$25.0011/18/2010 5:27:51 AM
jazzlender$25.00$25.0011/18/2010 6:58:37 AM
wampum-chorus3$25.00$25.0011/18/2010 5:38:02 AM
alpinaut$25.00$25.0011/18/2010 8:17:56 AM
rakstar$25.00$25.0011/18/2010 7:30:31 AM
PThor$25.00$25.0011/18/2010 7:43:42 AM
squarebob$25.00$25.0011/18/2010 9:04:01 AM
point-shooter$50.00$50.0011/18/2010 10:19:06 AM
mtquan$25.00$25.0011/18/2010 10:24:22 AM
radforj22$25.00$25.0011/18/2010 10:04:49 AM
RMB-Investments$39.51$39.5111/18/2010 10:51:47 AM
agwosdof$100.00$100.0011/18/2010 10:48:42 AM
Mariner3605$50.00$50.0011/18/2010 10:49:27 AM
mondial4$75.72$75.7211/18/2010 11:39:14 AM
joyous-revenue4$50.00$50.0011/18/2010 11:39:40 AM
meenan$25.00$25.0011/18/2010 1:57:11 PM
bxdoc$50.00$50.0011/18/2010 2:03:15 PM
trelum$189.00$189.0011/18/2010 3:28:45 PM
calkidd05$25.00$25.0011/18/2010 3:00:28 PM
oaktown23$33.15$33.1511/18/2010 2:49:45 PM
tomdooley12520$25.00$25.0011/18/2010 4:09:21 PM
ddog0224$25.00$25.0011/18/2010 2:59:13 PM
kc8fot$50.00$50.0011/18/2010 3:07:12 PM
PinkeeeandtheBrain$75.00$75.0011/18/2010 4:54:54 PM
gracej$25.00$25.0011/18/2010 3:58:32 PM
kegs$77.47$77.4711/18/2010 5:34:20 PM
CapStack$50.00$50.0011/18/2010 4:48:45 PM
flwah$25.00$25.0011/18/2010 6:07:23 PM
ericgassercom$50.00$50.0011/18/2010 6:08:44 PM
RgPro$50.00$50.0011/18/2010 6:12:53 PM
ahansen$25.00$25.0011/18/2010 5:23:40 PM
orgy63$35.32$35.3211/18/2010 6:30:40 PM
brightest-dynamic-peace$25.00$25.0011/18/2010 6:38:48 PM
TennSquire$25.00$25.0011/18/2010 6:41:20 PM
cyberperception$25.00$25.0011/18/2010 6:43:26 PM
truth-opera$25.00$25.0011/18/2010 6:44:02 PM
upbeat-fund$25.00$25.0011/18/2010 6:47:50 PM
zeelender$25.00$25.0011/18/2010 7:06:12 PM
radiant-fund$37.46$37.4611/18/2010 6:11:16 PM
retirementlady$25.00$25.0011/18/2010 6:47:48 PM
KHU2-B$25.00$25.0011/18/2010 7:31:53 PM
DaveG56313$25.00$25.0011/18/2010 6:29:54 PM
brienc$50.00$50.0011/18/2010 7:32:57 PM
red-favorable-basis$25.00$25.0011/18/2010 6:30:46 PM
responsibility-butterfly$25.00$25.0011/18/2010 6:31:05 PM
wonderful-revenue0$25.00$25.0011/18/2010 7:08:43 PM
x-bones$50.00$50.0011/18/2010 7:20:33 PM
banker65010$25.00$25.0011/18/2010 7:32:58 PM
LOANMAN614$50.00$50.0011/18/2010 8:03:28 PM
paymentologist$25.00$25.0011/18/2010 7:33:59 PM
slymoose$50.00$50.0011/18/2010 8:10:32 PM
GCInvestments$25.00$25.0011/18/2010 7:06:57 PM
Rick21$35.43$35.4311/18/2010 7:08:42 PM
Tradesmanlender$35.00$35.0011/18/2010 7:12:48 PM
BrandonW$25.00$25.0011/18/2010 8:18:34 PM
bambampk$25.00$25.0011/18/2010 7:58:47 PM
seabass123$25.00$25.0011/18/2010 7:20:26 PM
bentheretoo$40.37$40.3711/18/2010 8:12:29 PM
compassion-burrito$25.00$25.0011/18/2010 7:38:00 PM
platinum-rapture6$25.00$25.0011/18/2010 9:13:28 PM
gain-gourd$49.08$49.0811/18/2010 9:19:08 PM
tntmojave$25.00$25.0011/18/2010 10:16:04 PM
treasure-singularity$25.00$25.0011/18/2010 8:18:27 PM
anders94$25.00$25.0011/18/2010 10:52:55 PM
quiksilver180$50.00$50.0011/18/2010 8:33:43 PM
deal-enrichment$50.00$50.0011/18/2010 8:33:51 PM
doncm$50.00$50.0011/18/2010 8:40:28 PM
agiovasil$25.00$25.0011/18/2010 10:13:59 PM
bonus-maximizer919$36.03$36.0311/18/2010 10:33:06 PM
sensible-order2$39.97$39.9711/18/2010 10:39:30 PM
Timex$48.66$48.6611/18/2010 10:52:59 PM
Dahlozer$25.00$25.0011/18/2010 10:59:29 PM
nycfinance$25.00$25.0011/18/2010 11:18:16 PM
economy-producer$25.00$25.0011/19/2010 1:31:12 AM
gametime34$28.00$28.0011/19/2010 1:45:02 AM
Picopie$28.56$28.5611/19/2010 1:47:23 AM
hemmer42$25.00$25.0011/18/2010 11:30:22 PM
nunnie$25.00$25.0011/18/2010 9:52:52 PM
martinatime$25.00$25.0011/19/2010 1:53:29 AM
talang$25.00$25.0011/19/2010 2:03:28 AM
rjleves$39.81$39.8111/19/2010 2:08:45 AM
mattpet$25.00$25.0011/19/2010 2:25:27 AM
srgriff$25.00$25.0011/19/2010 2:26:04 AM
KiwiElf$35.00$35.0011/18/2010 10:33:05 PM
ctgscott$25.00$25.0011/19/2010 2:41:59 AM
RG$25.00$25.0011/19/2010 1:18:30 AM
jtradition$33.80$33.8011/19/2010 1:21:10 AM
randsenterprise$25.00$25.0011/18/2010 10:52:44 PM
income-sage9$25.00$25.0011/18/2010 10:53:02 PM
dinero-speaker$25.00$25.0011/19/2010 3:08:12 AM
TrixieD$26.30$26.3011/19/2010 1:44:19 AM
selfmademan$25.00$25.0011/19/2010 1:46:47 AM
Victor-E-Lane$25.00$25.0011/19/2010 2:06:23 AM
dzukas$50.00$50.0011/19/2010 3:27:57 AM
hrubinst$48.26$48.2611/19/2010 2:25:21 AM
sarisai$48.12$48.1211/19/2010 2:32:32 AM
liberty-carnival$25.00$25.0011/19/2010 4:06:31 AM
GreenNotes$33.48$33.4811/19/2010 3:04:06 AM
Tikibarman$35.08$35.0811/19/2010 4:39:26 AM
loan-master996$37.48$37.4811/19/2010 3:08:25 AM
Hambone1111$25.00$25.0011/19/2010 1:18:49 AM
peerlender$25.00$25.0011/19/2010 1:19:08 AM
Supp0rter$27.80$27.8011/19/2010 1:20:36 AM
brazilofmux$58.42$58.4211/19/2010 1:21:49 AM
LandE2BG$25.00$25.0011/19/2010 1:45:12 AM
tranquil-revenue$36.62$36.6211/19/2010 6:14:43 AM
chicagobear23$50.00$50.0011/19/2010 5:14:06 AM
plentiful-reward$36.21$36.2111/19/2010 3:04:12 AM
CAGE-Investments$25.00$25.0011/19/2010 3:09:22 AM
Hiro07$25.00$25.0011/19/2010 6:04:29 AM
Cai8899$30.00$30.0011/19/2010 6:32:55 AM
valemic$25.00$25.0011/19/2010 4:12:58 AM
dpdn57$50.00$50.0011/19/2010 7:22:13 AM
gallant-economy9$265.13$265.1311/19/2010 9:02:26 AM
brainy-repayment5$50.00$50.0011/19/2010 9:38:48 AM
maschinenbau$25.00$25.0011/19/2010 9:40:12 AM
ferdberfel$50.00$50.0011/19/2010 9:44:19 AM
power-star$50.00$50.0011/19/2010 10:05:22 AM
ryanp100$25.00$25.0011/19/2010 9:42:01 AM
onlyastepaway$25.00$25.0011/19/2010 9:42:19 AM
indianoven$25.00$25.0011/19/2010 9:50:08 AM
shanedog$50.00$50.0011/19/2010 10:00:53 AM
Davidson2$50.00$50.0011/19/2010 10:01:11 AM
Sefotonga$25.00$25.0011/19/2010 9:25:45 AM
platinum-celebration4$25.00$25.0011/19/2010 10:18:00 AM
sn0wbunny$25.00$25.0011/19/2010 9:40:36 AM
revenue-serenity$25.00$25.0011/19/2010 10:00:09 AM
balance-voyager$75.00$75.0011/19/2010 11:32:49 AM
hope-hickory$40.10$40.1011/19/2010 10:42:49 AM
teejay411$25.98$25.9811/19/2010 12:48:50 PM
hopeful-truth5$75.00$75.0011/19/2010 11:01:06 AM
Logan7$25.00$25.0011/19/2010 11:07:40 AM
dajen1$40.00$40.0011/19/2010 2:02:48 PM
cash-surge$25.00$25.0011/19/2010 11:47:58 AM
thebadpelican$25.00$25.0011/19/2010 12:41:35 PM
epall$25.00$25.0011/19/2010 2:41:40 PM
orange-statuesque-dime$50.00$50.0011/19/2010 12:54:16 PM
chkrvrty$26.39$26.3911/19/2010 3:00:07 PM
greenbacchus$25.00$25.0011/19/2010 1:31:01 PM
FinDoc$30.00$30.0011/19/2010 1:57:46 PM
dollar-sonnet3$50.00$15.1211/19/2010 2:03:00 PM
c10756$25.00$25.0011/19/2010 3:39:27 PM
B-rad_the_Coug$25.00$25.0011/19/2010 4:10:13 PM
excellent-nickel$50.00$50.0011/19/2010 5:27:42 PM
Ven58$25.00$25.0011/20/2010 1:47:19 AM
wwwUniversal$25.00$25.0011/20/2010 4:24:41 AM
fair_rates$25.00$25.0011/20/2010 3:13:00 AM
AaronL$25.00$25.0011/19/2010 11:37:09 PM
kdubb$25.00$25.0011/20/2010 4:36:45 AM
mammalian4$25.00$25.0011/20/2010 5:53:51 AM
greekgst99$25.00$25.0011/20/2010 8:20:19 AM
prohelper$50.00$50.0011/20/2010 6:14:42 AM
twerns$40.00$40.0011/20/2010 9:20:21 AM
jdnyguy$50.00$50.0011/20/2010 11:54:13 AM
juxtapose$25.00$25.0011/20/2010 3:39:24 PM
jcw3rd$25.00$25.0011/20/2010 3:46:15 PM
386 bids
 
Borrower Payment Dependent Notes Series 483095
This series of Notes was issued and sold upon the funding of the borrower loan #45490, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 36.60% Auction start date:  Nov-08-2010 
  Auction end date:  Nov-15-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 39.15% Starting monthly payment: $67.85
Final lender yield: 31.69% Final borrower rate/APR: 32.69% / 36.78% Final monthly payment: $65.91
 
Auction yield range: 16.57% - 34.00% Estimated loss impact: 38.46%  
Lender servicing fee: 1.00% Estimated return: -6.77%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Sep-1997 Debt/Income ratio: 31%
Credit score: 660-679 (Oct-2010) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 15Length of status:11y 4m
Amount delinquent: $0 Total credit lines: 53 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,359Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 89%  
   Homeownership: Yes  
Screen name: suave-wampum Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying Off Credit Cards
Purpose of loan:
This loan will be used to pay off some credit cards with interest rate at 25%.? By consolidating these credit cards into one loan will allow me to lower my monthly payments.? If approved, once I pay off this loan I will request another loan to help pay off some of my wifes credit cards with high interest rates.? Our goal is to?get rid off our credit cards so that we have a higher income to debt ratio. ?

My financial situation:
I am a good candidate for this loan because I always make my monthly payments on time.? I also received a $300.00 dollar raise in November 2010, which will make it easier to pay off this loan if approved.?

Monthly net income: $ 6,000 is my monthly income and my wife's monthly income is $4,500 monthly.? Our total household income is $10,500 monthly.

Total Monthly expenses: $ 7,030
??Housing: $ 1880
??Insurance: $?200
??Car expenses: $ 1600, includes?car payments and gas & maintenance
??Utilities: $?350
??Phone, cable, internet: $?200
??Food, entertainment: $?800
??Clothing, household expenses $ 400
??Credit cards and other loans: $?1000
??Other expenses: $ 600 home improvement security loan
Information in the Description is not verified.
Friends And Family Winning Bids
El_Profesional has bid a total of $636.39 in winning bids.
1 friends and family winning bid
Information in Friends and Family Winning Bids is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
El_Profesional$32.98$32.9811/8/2010 3:15:17 PM
ZPBSFinancialGroup$25.00$25.0011/8/2010 4:27:50 PM
alexgalt$100.00$100.0011/10/2010 12:41:14 AM
CommunityArts_Non-profit$25.00$25.0011/14/2010 8:43:25 PM
REITRUST$25.00$25.0011/15/2010 1:05:01 PM
Kash2010lu$25.00$25.0011/15/2010 12:36:24 PM
MikeD_RI$27.13$27.1311/15/2010 1:39:47 PM
Red-Bull-One$25.00$25.0011/15/2010 1:11:22 PM
RickColo$89.95$64.9511/15/2010 2:17:21 PM
balanced-return5$25.00$25.0011/15/2010 2:24:57 PM
tigercat$50.00$50.0011/9/2010 11:02:25 AM
Kash2010lu$50.00$50.0011/10/2010 12:58:07 AM
850$50.00$50.0011/12/2010 9:46:19 PM
Rip128$100.00$100.0011/15/2010 11:48:40 AM
99Lender$25.00$25.0011/15/2010 12:30:31 PM
Kash2010lu$25.00$25.0011/15/2010 12:34:59 PM
investment-visionary$25.00$25.0011/15/2010 12:41:09 PM
Rogelio48$30.00$30.0011/15/2010 10:09:24 AM
B2152$25.00$25.0011/15/2010 11:56:24 AM
El_Profesional$53.41$53.4111/15/2010 2:21:26 PM
DasMula$50.00$50.0011/15/2010 1:02:32 PM
Bobtep23$41.53$41.5311/15/2010 11:21:11 AM
loss-of-control$50.00$50.0011/15/2010 2:17:47 PM
El_Profesional$550.00$550.0011/15/2010 2:20:32 PM
24 bids
 
Borrower Payment Dependent Notes Series 483181
This series of Notes was issued and sold upon the funding of the borrower loan #45529, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.20% Auction start date:  Nov-08-2010 
  Auction end date:  Nov-15-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.06% Starting monthly payment: $224.34
Final lender yield: 33.35% Final borrower rate/APR: 34.35% / 38.06% Final monthly payment: $224.34
 
Auction yield range: 13.57% - 33.35% Estimated loss impact: 15.74%  
Lender servicing fee: 1.00% Estimated return: 17.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Apr-1983 Debt/Income ratio: 10%
Credit score: 680-699 (Nov-2010) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 1 Current / open credit lines: 7 / 7Length of status:2y 5m
Amount delinquent: $100 Total credit lines: 21 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $45,514Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 99%  
   Homeownership: Yes  
Screen name: spirited-repayment3 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Divorce-cleaning up loose ends
Purpose of loan: This loan will be used to get me over the "hump" and free me up to keep all my debts current and enable me to emerge from this quagmire of debt i gained as a result of a divorce.

MI'm am in a temporary debt ditch. My monthly retirement pension ($4600) covers the alimony/child support. Leaving me a annual net income of approximately $30,000.


Monthly net income: $ 2700 ???

Monthly expenses: $ 1900
??Housing: $ 605 ????
??Insurance: $95
??Car expenses: $400
??Utilities: $80
??Phone, cable, internet: $100
??Food, : $ 140
??Clothing, household expenses $100
??Credit cards and other loans: $300
??Other expenses: $ 75

 
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What is the $100. delinquent amout for and what is your occupation? - RecoveryLender
A: The $100 is an emergency room co-pay that is in dispute. I am retired from the fire service and now working as the Safety Coordinator for a commercial mechanical contractor in Atlanta (Nov-11-2010)
Q: This loan will have a brutal interest rate > 30% if it funds. Will it really help you? - Pu239
A: Yes i will help, it is just a bridge over this temporary cash gap i have incurred. (Nov-13-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
bid-czar8$50.00$50.0011/8/2010 3:06:35 PM
Comoparklender$25.00$25.0011/8/2010 3:13:26 PM
valiant-liberty4$25.00$25.0011/8/2010 3:20:16 PM
Midwestvalues$100.00$100.0011/8/2010 3:21:03 PM
radiant-loan5$200.00$200.0011/8/2010 4:27:31 PM
TheAlchemist$25.00$25.0011/8/2010 6:59:20 PM
missing-link$50.00$50.0011/8/2010 7:14:48 PM
6moonbeams$50.00$50.0011/9/2010 10:29:32 AM
inspiring-reward$100.00$100.0011/9/2010 3:43:18 PM
orderly-leverage$49.38$49.3811/10/2010 6:15:46 AM
bountiful-durability$42.05$42.0511/10/2010 10:38:28 AM
850$50.00$50.0011/11/2010 12:26:06 AM
rhin0cerx$50.00$50.0011/11/2010 10:44:30 AM
108lender$250.00$250.0011/11/2010 12:30:08 PM
LiveNow$25.00$25.0011/11/2010 3:05:37 PM
villagers$25.00$25.0011/11/2010 3:07:38 PM
richboy56$25.00$25.0011/11/2010 8:19:19 PM
handshake5$45.47$45.4711/12/2010 6:19:16 AM
graceful-investment$38.60$38.6011/12/2010 8:04:12 AM
bulsa$100.00$100.0011/12/2010 10:15:53 AM
natural-greenback6$25.00$25.0011/12/2010 11:31:18 AM
velocity-motivator6$25.00$25.0011/12/2010 2:11:08 PM
jamiee73$25.00$25.0011/12/2010 2:10:27 PM
imoutdoorsy$25.00$25.0011/12/2010 2:29:14 PM
gelidfrank$25.00$25.0011/12/2010 3:22:03 PM
shrewd-deal$25.00$25.0011/12/2010 4:04:40 PM
TrekTune$25.00$25.0011/12/2010 6:39:20 PM
gotyourgear$25.00$25.0011/12/2010 7:19:16 PM
openness-prospector$25.00$25.0011/12/2010 7:55:59 PM
GoCougs$50.00$50.0011/12/2010 10:06:07 PM
noble-revenue$25.00$25.0011/13/2010 4:05:21 AM
kegs$50.00$50.0011/13/2010 5:49:07 AM
squarebob$25.00$25.0011/13/2010 7:17:04 AM
euro-flower$42.56$42.5611/13/2010 5:09:07 AM
squarebob$25.00$25.0011/13/2010 7:16:44 AM
gentle-social0$25.00$25.0011/13/2010 8:14:19 AM
diverse2$25.00$25.0011/13/2010 7:30:10 AM
squarebob$25.00$25.0011/13/2010 7:18:24 AM
basis-image$40.00$40.0011/13/2010 7:39:10 AM
retired272$25.00$25.0011/13/2010 12:03:10 PM
treasure-bliss$50.00$50.0011/13/2010 9:10:45 AM
likeable-value$50.00$50.0011/13/2010 9:14:16 AM
-------aliba$50.00$50.0011/13/2010 1:46:14 PM
p2p-czar3$25.00$25.0011/13/2010 4:46:33 PM
Investoman$25.00$25.0011/13/2010 5:29:05 PM
asiaratt$50.00$50.0011/14/2010 4:54:15 AM
first-serene-credit$25.00$25.0011/14/2010 6:43:14 AM
abundant-credit6$25.00$25.0011/14/2010 10:39:13 AM
greenback-bull6$25.96$25.9611/14/2010 9:24:31 AM
MadHun$50.00$50.0011/14/2010 4:21:56 PM
Miklot$75.00$75.0011/14/2010 2:08:06 PM
bayshipping$29.75$29.7511/14/2010 8:37:11 PM
worthy-bid8$25.00$25.0011/14/2010 1:59:03 PM
LoisLoan$25.00$25.0011/14/2010 5:49:32 PM
consummate-loyalty1$49.33$49.3311/14/2010 4:59:26 PM
incbx$25.00$25.0011/14/2010 6:05:54 PM
Wyatte$25.00$25.0011/15/2010 7:54:35 AM
Rip128$50.00$50.0011/15/2010 6:22:04 AM
Rip128$50.00$50.0011/15/2010 7:20:55 AM
MGMNT$50.00$50.0011/15/2010 7:46:15 AM
interstellar$50.00$50.0011/15/2010 9:35:48 AM
ultimate-peace$50.00$50.0011/15/2010 12:31:50 PM
moola-monger9$50.00$50.0011/15/2010 1:14:59 PM
apharvard$25.00$25.0011/15/2010 10:58:39 AM
investment-visionary$25.00$25.0011/15/2010 12:45:26 PM
Ven58$25.00$25.0011/15/2010 11:49:04 AM
simplelender80$200.00$200.0011/8/2010 3:03:09 PM
velocity-solo$25.00$25.0011/8/2010 3:03:51 PM
kulender$50.00$50.0011/8/2010 3:24:24 PM
Artist_Blue$25.00$25.0011/8/2010 4:08:48 PM
personal-lender$25.00$25.0011/8/2010 6:22:26 PM
money-bauble$25.00$25.0011/9/2010 8:09:02 AM
finance-mushroom$100.00$100.0011/9/2010 9:41:43 AM
Anny-Disco$50.00$50.0011/9/2010 8:55:06 AM
jigsaw$50.00$50.0011/9/2010 3:43:25 PM
platinum-celebration4$25.00$25.0011/9/2010 3:47:16 PM
ah-long$25.00$25.0011/10/2010 2:32:29 PM
hope-eagle6$25.00$25.0011/10/2010 3:29:02 PM
Kaj$25.00$25.0011/11/2010 3:57:45 AM
WalnutCreekguy$50.00$50.0011/11/2010 8:51:27 AM
FeedTheMachine$50.00$50.0011/11/2010 12:18:49 PM
commerce-web5$50.00$50.0011/11/2010 2:30:35 PM
flwah$25.00$25.0011/11/2010 3:01:08 PM
supersarah61$25.00$25.0011/11/2010 3:03:29 PM
helping-out$25.00$25.0011/11/2010 3:01:52 PM
suave-dime6$25.00$25.0011/11/2010 3:05:19 PM
top-historic-peso$25.00$25.0011/11/2010 3:59:04 PM
musegaze$100.00$100.0011/11/2010 6:44:51 PM
bonus-poplar2$25.00$25.0011/12/2010 2:04:13 PM
tech310$25.00$25.0011/12/2010 3:22:06 PM
haplender$50.00$50.0011/12/2010 7:49:08 PM
upc_tnt$25.00$25.0011/12/2010 10:45:50 PM
Mailman2004$50.00$50.0011/12/2010 10:06:15 PM
squarebob$25.00$25.0011/13/2010 7:16:20 AM
squarebob$25.00$25.0011/13/2010 7:17:25 AM
LeReve$199.00$199.0011/13/2010 6:39:11 AM
squarebob$25.00$25.0011/13/2010 7:17:44 AM
unassassinable$25.00$25.0011/13/2010 12:54:15 PM
forthright-dedication$25.00$25.0011/13/2010 2:41:38 PM
ingenious-deal6$25.00$25.0011/13/2010 9:21:11 PM
worthy-bid4$37.57$37.5711/14/2010 4:54:16 AM
best-unbeatable-transaction$25.00$25.0011/14/2010 8:59:27 AM
CC911$25.00$25.0011/14/2010 10:39:14 AM
payment-gusto$25.00$25.0011/14/2010 9:49:19 AM
enchanted-note$25.00$25.0011/14/2010 5:34:15 PM
dedicated-transaction796$50.00$50.0011/14/2010 10:53:07 AM
rupee-tuba$50.00$50.0011/14/2010 6:35:43 PM
scottharr27$25.00$10.3311/14/2010 7:34:15 PM
thrilling-transaction1$25.00$25.0011/15/2010 7:14:23 AM
E-B$50.00$50.0011/15/2010 2:25:17 AM
buffalobills$25.00$25.0011/15/2010 7:34:46 AM
jtc26$100.00$100.0011/15/2010 1:06:16 PM
enthralling-investment$40.00$40.0011/15/2010 1:51:17 PM
worldly-gold$50.00$50.0011/15/2010 11:19:41 AM
114 bids
 
Borrower Payment Dependent Notes Series 483345
This series of Notes was issued and sold upon the funding of the borrower loan #45504, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 24.00% Auction start date:  Nov-10-2010 
  Auction end date:  Nov-17-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $135.71
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 38.72% Final monthly payment: $135.71
 
Auction yield range: 16.57% - 34.00% Estimated loss impact: 26.01%  
Lender servicing fee: 1.00% Estimated return: 7.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Nov-1979 Debt/Income ratio: 15%
Credit score: 600-619 (Nov-2010) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 4 Current / open credit lines: 1 / 1Length of status:4y 1m
Amount delinquent: $4,842 Total credit lines: 28 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 39 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: YAYARUFF Borrower's state: Minnesota Borrower's group: UtopiaLoans.com - Now Over $1 Million in Closed Loans!!
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 33 ( 92% ) 600-619 (Latest)
Principal borrowed: $3,500.00< 31 days late: 3 ( 8% )  
620-639 (Sep-2010)
640-659 (Aug-2010)
640-659 (Jul-2010)
640-659 (May-2010)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 36  
Description
PAY OFF THE CREDIT CARDS
Purpose of loan:
This loan will be used to? PAY UP MY BILLS & CREDIT CARDS? ?I GOT BEHIND WHEN? I BROKE MY ARM

My financial situation:
I am a good candidate for this loan because? I JUST PAID MY LAST LOAN OFF

Monthly net income: $ 3600

Monthly expenses: $
??Housing: $ 1400
??Insurance: $ 150
??Car expenses: $
??Utilities: $ 120
??Phone, cable, internet: $ 99
??Food, entertainment: $ 250
??Clothing, household expenses $ 75
??Credit cards and other loans: $ 15
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hi! Congratulations on paying off your first Prosper loan. You did a great job! How much credit card debt did you have at the beginning of that first loan, and how much do you have now? - farblest
A: 3200 FIRST NOW 475.00 THANKS (Nov-13-2010)
Q: Please explain the current delinquencies shown on your Prosper credit profile. Thanks and best wishes. - reflective-rupee
A: THAT WAS HOUSE PAYMENT I GOT BEHIND WHEN I BROKE MY ARM THAT INFO IS NOT CURRENT I PAID THEM UP THANKS (Nov-15-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Jasmel$50.00$50.0011/10/2010 6:06:58 PM
YoungTaxMan$50.00$50.0011/14/2010 11:19:18 AM
farblest$25.00$25.0011/14/2010 3:35:36 PM
reflective-rupee$44.00$44.0011/15/2010 9:15:51 AM
reflective-rupee$44.00$44.0011/15/2010 9:15:39 AM
myutmost$34.18$34.1811/16/2010 11:09:19 AM
Zoomzoom22$50.22$50.2211/16/2010 2:47:01 PM
FASTIZIO_P$25.00$25.0011/16/2010 2:55:26 PM
blitzen40$30.00$30.0011/16/2010 5:36:31 PM
skillful-asset5$30.00$30.0011/16/2010 6:40:42 PM
return-grizzly$100.00$100.0011/16/2010 11:38:39 PM
supreme-hope$25.00$25.0011/17/2010 2:32:11 AM
progressive-treasure1$50.00$50.0011/16/2010 10:16:21 PM
YoungTaxMan$41.17$41.1711/16/2010 11:05:17 PM
innovator2$25.00$25.0011/17/2010 6:43:18 AM
jhouman$25.00$25.0011/17/2010 12:56:12 AM
oath163$25.00$25.0011/17/2010 7:04:51 AM
Rip128$35.00$35.0011/17/2010 8:34:28 AM
ore-dojo$25.00$25.0011/17/2010 9:48:24 AM
gpuck$50.00$50.0011/17/2010 12:51:53 PM
Lubava$25.00$25.0011/17/2010 1:54:20 PM
Bob450$30.00$30.0011/17/2010 12:47:13 PM
basis-image$40.00$40.0011/17/2010 1:45:55 PM
thebadpelican$25.00$25.0011/17/2010 2:00:29 PM
druidpoet$25.00$25.0011/17/2010 2:06:40 PM
papaloha$50.00$50.0011/17/2010 2:09:56 PM
nimble-nickel$50.00$50.0011/17/2010 2:11:51 PM
boodo$129.39$129.3911/14/2010 6:07:56 PM
reflective-rupee$44.00$44.0011/15/2010 8:58:22 AM
reflective-rupee$44.00$44.0011/15/2010 8:59:47 AM
reflective-rupee$44.00$44.0011/15/2010 9:15:19 AM
boodo$94.71$94.7111/16/2010 6:16:36 AM
Iceman1347$25.00$25.0011/16/2010 8:12:20 AM
selector568$50.00$50.0011/16/2010 5:46:33 PM
zone6$100.00$76.3311/16/2010 8:53:35 PM
DasMula$302.93$302.9311/16/2010 5:40:29 PM
red-favorable-basis$25.00$25.0011/17/2010 2:25:57 AM
loanman2007$75.00$75.0011/17/2010 5:17:13 AM
five-star-note$100.00$100.0011/17/2010 7:04:28 AM
bluehen00$55.00$55.0011/17/2010 4:04:23 AM
REASONABLE$25.00$25.0011/17/2010 8:52:56 AM
innovator2$25.00$25.0011/17/2010 8:54:38 AM
minnesotafinancial$25.00$25.0011/17/2010 9:20:12 AM
Leshan$66.66$66.6611/17/2010 8:37:17 AM
ddoneday$31.45$31.4511/17/2010 10:52:38 AM
Live-Free-or-Die$100.00$100.0011/17/2010 11:25:09 AM
EretzCapital$100.00$100.0011/17/2010 10:27:49 AM
gold-cluster$100.00$100.0011/17/2010 9:50:14 AM
rr9mailcarrier$56.00$56.0011/17/2010 10:06:09 AM
jhernand17$25.00$25.0011/17/2010 12:54:39 PM
Zoomzoom22$50.22$50.2211/17/2010 10:58:22 AM
Makingitrain$26.74$26.7411/17/2010 2:28:06 PM
gpuck$50.00$50.0011/17/2010 12:16:59 PM
CaliforniaSun$25.00$25.0011/17/2010 1:18:38 PM
Zoomzoom22$200.00$200.0011/17/2010 2:36:53 PM
55 bids
 
Borrower Payment Dependent Notes Series 483603
This series of Notes was issued and sold upon the funding of the borrower loan #45502, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.30% Auction start date:  Nov-10-2010 
  Auction end date:  Nov-17-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 41.35% Starting monthly payment: $45.24
Final lender yield: 30.00% Final borrower rate/APR: 31.00% / 37.20% Final monthly payment: $43.00
 
Auction yield range: 16.57% - 34.00% Estimated loss impact: 20.06%  
Lender servicing fee: 1.00% Estimated return: 9.94%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Dec-1996 Debt/Income ratio: 24%
Credit score: 640-659 (Oct-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 7Length of status:22y 2m
Amount delinquent: $0 Total credit lines: 19 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,740Stated income:$25,000-$49,999
Delinquencies in last 7y: 11 Bankcard utilization: 88%  
   Homeownership: No  
Screen name: thrilling-treasure3 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
fixing my car
Purpose of loan:
This loan will be used to? fix my car

My financial situation:
I am a good candidate for this loan because? Next year I'am going to pay off my car

Monthly net income: $ 2,600

Monthly expenses: $
??Housing: $ 500 ????
??Insurance: $ 140
??Car expenses: $160
??Utilities: $ 120
??Phone, cable, internet: $100
??Food, entertainment: $ 200
??Clothing, household expenses $100
??Credit cards and other loans: $ 200
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Dave_Cashflow$25.00$25.0011/11/2010 2:58:06 PM
mrxtravis$41.09$41.0911/16/2010 3:26:46 AM
dynamic-fairness$25.00$25.0011/16/2010 1:49:01 PM
cunning-compassion1$25.00$25.0011/16/2010 12:14:30 PM
yurison$25.00$25.0011/17/2010 5:12:46 AM
Leshan$33.33$33.3311/17/2010 8:29:39 AM
wild-orange$25.00$25.0011/17/2010 11:19:09 AM
Bob450$25.00$8.9611/17/2010 12:48:52 PM
vine99$40.00$40.0011/12/2010 8:49:23 PM
SolarMoonshine$25.00$25.0011/14/2010 6:23:38 PM
CommunityArts_Non-profit$25.00$25.0011/15/2010 3:22:54 PM
Lender-Trader$264.59$264.5911/17/2010 7:38:09 AM
ultimate-peace$300.00$300.0011/17/2010 12:37:48 PM
num1irish$87.03$87.0311/17/2010 2:09:23 PM
moola-monger9$50.00$50.0011/17/2010 2:18:45 PM
15 bids
 
Borrower Payment Dependent Notes Series 483607
This series of Notes was issued and sold upon the funding of the borrower loan #45516, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.80% Auction start date:  Nov-10-2010 
  Auction end date:  Nov-17-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $184.92
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.05% Final monthly payment: $184.92
 
Auction yield range: 10.57% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1999 Debt/Income ratio: 22%
Credit score: 640-659 (Nov-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 7 / 7Length of status:6y 0m
Amount delinquent: $0 Total credit lines: 13 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,732Stated income:$25,000-$49,999
Delinquencies in last 7y: 3 Bankcard utilization: 31%  
   Homeownership: No  
Screen name: camaraderi-adventurer9 Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Need to consolidate several bills
This loan will be used to consolidate several bills into one monthly payment. Thanks to everyone who can help me out.

Zach
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
money-bauble$25.00$25.0011/10/2010 2:45:59 PM
finance-mushroom$100.00$100.0011/10/2010 2:49:31 PM
simplelender80$100.00$100.0011/10/2010 2:59:52 PM
loyalist1$50.00$50.0011/11/2010 6:50:39 AM
108lender$250.00$250.0011/11/2010 12:30:56 PM
finance-prescription$50.00$50.0011/11/2010 3:03:38 PM
radiant-loan5$200.00$200.0011/11/2010 3:03:03 PM
Artist_Blue$25.00$25.0011/11/2010 7:38:08 PM
personal-lender$25.00$25.0011/12/2010 3:59:28 AM
missing-link$30.80$30.8011/12/2010 8:19:14 AM
inspiring-reward$100.00$100.0011/12/2010 9:20:43 AM
parsec9$25.00$25.0011/12/2010 2:11:40 PM
squarebob$25.00$25.0011/14/2010 6:02:11 AM
graceful-investment$100.00$100.0011/15/2010 10:56:24 AM
platinum-celebration4$25.00$25.0011/15/2010 11:49:07 AM
FeedTheMachine$44.34$44.3411/15/2010 4:01:45 PM
cognizant-rate732$25.00$25.0011/15/2010 3:57:56 PM
aldeed$100.00$100.0011/15/2010 4:10:54 PM
SolarMoonshine$25.00$25.0011/15/2010 5:41:34 PM
IIP77$25.00$25.0011/16/2010 1:29:13 AM
dollar-sonnet3$50.00$50.0011/16/2010 8:24:59 AM
ah-long$25.00$25.0011/16/2010 8:58:43 AM
Bob450$25.00$25.0011/16/2010 12:12:12 PM
hektek22$600.00$600.0011/16/2010 7:40:30 AM
JoyfulVegetarian$25.00$25.0011/16/2010 3:00:27 PM
AaronB2S$59.94$59.9411/16/2010 3:00:39 PM
wampum-chorus3$50.00$50.0011/16/2010 3:07:08 PM
commerce-yeller$25.00$25.0011/16/2010 3:07:20 PM
NoCal$25.00$25.0011/16/2010 4:13:19 PM
serene-integrity4$25.00$25.0011/16/2010 4:50:06 PM
a-finance-nirvana$25.00$25.0011/16/2010 5:04:34 PM
raisingophelia$25.00$25.0011/16/2010 4:40:43 PM
Banker_Joe$50.00$50.0011/16/2010 9:38:52 PM
seisen$34.51$34.5111/17/2010 12:59:39 AM
LiveNow$25.00$25.0011/16/2010 7:24:53 PM
dough-bear$28.91$28.9111/17/2010 7:09:20 AM
inkplj$25.46$25.4611/17/2010 7:38:44 AM
orange-preeminant-bill$50.00$50.0011/17/2010 1:43:27 AM
stock106$25.00$25.0011/17/2010 7:45:32 AM
Pu239$60.00$60.0011/17/2010 8:40:11 AM
Easystreet$25.00$25.0011/17/2010 6:57:58 AM
Quentin8002$25.00$25.0011/17/2010 7:09:22 AM
radiant-return$25.00$25.0011/17/2010 8:07:40 AM
DER$30.61$7.3111/17/2010 8:30:32 AM
6moonbeams$50.00$50.0011/10/2010 2:49:50 PM
bid-czar8$50.00$50.0011/10/2010 2:56:29 PM
Comoparklender$25.00$25.0011/10/2010 2:58:14 PM
velocity-solo$25.00$25.0011/10/2010 2:57:01 PM
valiant-liberty4$25.00$25.0011/10/2010 3:00:23 PM
Kaj$25.00$25.0011/11/2010 3:58:46 AM
kulender$50.00$50.0011/11/2010 2:30:46 PM
moola-wildebeest3$25.00$25.0011/11/2010 3:03:56 PM
tech310$25.00$25.0011/12/2010 6:29:08 AM
jigsaw$50.00$50.0011/12/2010 9:25:46 AM
rhin0cerx$50.00$50.0011/12/2010 1:54:13 PM
orderly-leverage$100.00$100.0011/14/2010 1:29:11 AM
ingenious-deal6$25.00$25.0011/13/2010 9:21:35 PM
payment-gusto$25.00$25.0011/14/2010 9:49:54 AM
MadHun$50.00$50.0011/14/2010 4:22:15 PM
WalnutCreekguy$26.52$26.5211/15/2010 8:19:14 AM
dedicated-transaction796$50.00$50.0011/15/2010 8:19:27 AM
bountiful-durability$50.00$50.0011/15/2010 11:49:06 AM
hope-eagle6$25.00$25.0011/15/2010 3:57:21 PM
point-kitten6$50.00$50.0011/15/2010 4:12:07 PM
timepassport$25.00$25.0011/15/2010 5:49:19 PM
Investoman$25.00$25.0011/15/2010 6:40:01 PM
musegaze$100.00$100.0011/15/2010 7:49:13 PM
Zimbu$25.00$25.0011/16/2010 1:32:41 PM
pursuit699$50.00$50.0011/16/2010 2:57:10 PM
ITExec$33.15$33.1511/16/2010 2:58:52 PM
unassassinable$25.00$25.0011/16/2010 2:57:05 PM
TennSquire$25.00$25.0011/16/2010 2:58:13 PM
ultimate-payment$25.00$25.0011/16/2010 3:02:34 PM
suave-dime6$25.00$25.0011/16/2010 3:04:23 PM
commerce-web5$50.00$50.0011/16/2010 3:04:42 PM
historic-loan1$30.00$30.0011/16/2010 2:57:34 PM
dinero-mason$50.00$50.0011/16/2010 2:57:44 PM
TrekTune$25.00$25.0011/16/2010 2:58:37 PM
brother_tam$29.08$29.0811/16/2010 3:02:46 PM
stoopidnoodle$25.00$25.0011/16/2010 3:29:09 PM
treasure-bliss$50.00$50.0011/16/2010 7:24:32 PM
top-historic-peso$25.00$25.0011/16/2010 7:24:54 PM
natural-greenback6$25.00$25.0011/16/2010 7:24:39 PM
noble-revenue$26.65$26.6511/16/2010 7:26:08 PM
Au-Ag-Pt$25.00$25.0011/16/2010 8:56:15 PM
jo2y$25.00$25.0011/17/2010 7:09:24 AM
wwwUniversal$25.00$25.0011/17/2010 7:09:34 AM
MissionMicroFinance$25.00$25.0011/17/2010 7:45:31 AM
supersarah61$25.00$25.0011/17/2010 8:10:05 AM
mckhbnpc$30.00$30.0011/17/2010 8:10:27 AM
paradisenow$25.00$25.0011/17/2010 5:46:06 AM
LAM26$25.00$25.0011/17/2010 7:38:37 AM
best-unbeatable-transaction$25.00$25.0011/17/2010 8:10:22 AM
nodrivelpls$25.00$25.0011/17/2010 8:10:55 AM
CaboWaboRobo$25.00$25.0011/17/2010 8:30:30 AM
Leshan$33.33$33.3311/17/2010 8:30:35 AM
96 bids
 
Borrower Payment Dependent Notes Series 483811
This series of Notes was issued and sold upon the funding of the borrower loan #45522, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.95% Auction start date:  Nov-12-2010 
  Auction end date:  Nov-19-2010 
 
Starting lender yield: 13.90% Starting borrower rate/APR: 14.90% / 17.07% Starting monthly payment: $259.62
Final lender yield: 13.90% Final borrower rate/APR: 14.90% / 17.07% Final monthly payment: $259.62
 
Auction yield range: 5.57% - 13.90% Estimated loss impact: 6.18%  
Lender servicing fee: 1.00% Estimated return: 7.72%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Apr-1980 Debt/Income ratio: 16%
Credit score: 720-739 (Oct-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:8y 4m
Amount delinquent: $0 Total credit lines: 20 Occupation: Engineer - Mechanic...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $191,946Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 87%  
   Homeownership: Yes  
Screen name: bountiful-market0 Borrower's state: RhodeIsland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
paying off credit cards
Purpose of loan:
This loan will be used to pay off credit cards

My financial situation:
I am a good candidate for this loan because?I have always paid my debts on time.??I am 51 years old and have owned 4 houses over the past 22 years as me and my family of 5 has?moved around the country as a Captain in the Air Force. I have never missed a payment and I have no late payments.

Monthly net income: $ 5200

Monthly expenses: $ 4426
??Housing: $? 1645
??Insurance: $ 180
??Car expenses: $ 285
??Utilities: $ 430
??Phone, cable, internet: $ 102
??Food, entertainment: $?800
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 784
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
williemc44$50.00$50.0011/12/2010 2:50:27 PM
enthralling-deal180$50.00$50.0011/12/2010 2:55:02 PM
GElender$50.00$50.0011/12/2010 2:51:39 PM
bowdish1$50.00$50.0011/12/2010 2:57:42 PM
radforj22$25.00$25.0011/12/2010 2:58:16 PM
riproaringrapids$25.00$25.0011/12/2010 2:53:22 PM
simplelender80$250.00$250.0011/12/2010 2:54:22 PM
melodious-fairness$50.00$50.0011/12/2010 2:58:26 PM
mondial4$100.00$100.0011/12/2010 2:59:19 PM
yield-enlistment$25.00$25.0011/12/2010 2:59:01 PM
dunox$25.00$25.0011/12/2010 2:59:52 PM
finance-mushroom$100.00$100.0011/12/2010 3:00:18 PM
indomitable-coin$50.00$50.0011/12/2010 3:06:04 PM
kmr2$200.00$200.0011/12/2010 3:06:23 PM
vigorous-velocity$100.00$100.0011/12/2010 3:06:28 PM
bold-durability-drum$50.00$50.0011/12/2010 3:03:34 PM
velocity-solo$25.00$25.0011/12/2010 3:07:45 PM
tech310$50.00$50.0011/12/2010 3:05:45 PM
BxRealtor$25.00$25.0011/12/2010 3:07:10 PM
neutrino6$25.00$25.0011/12/2010 3:08:53 PM
Bullish$25.00$25.0011/12/2010 3:16:16 PM
generous-deal6$50.00$50.0011/12/2010 3:15:25 PM
the-profit-oracle$25.00$25.0011/12/2010 4:34:46 PM
rescue$100.00$100.0011/12/2010 8:21:30 PM
piston_honda$25.00$25.0011/13/2010 5:09:29 AM
laufer32304$50.00$50.0011/13/2010 12:41:21 AM
kublai$50.00$50.0011/13/2010 6:54:20 AM
Bank_Of_XL$50.00$50.0011/13/2010 7:45:40 AM
unassassinable$25.00$25.0011/13/2010 12:54:45 PM
Ripsaw4U$50.00$50.0011/13/2010 2:30:46 PM
panegryst$50.00$50.0011/14/2010 3:44:34 AM
HappyToLoan$30.00$30.0011/14/2010 6:08:01 AM
squarebob$25.00$25.0011/14/2010 6:51:15 AM
commerce-web5$50.00$50.0011/13/2010 9:31:58 PM
cerebral-dollar773$50.00$50.0011/14/2010 7:53:01 AM
meenan$50.00$50.0011/14/2010 1:19:27 PM
oaktown23$50.00$50.0011/14/2010 8:54:20 PM
KLVLOPZ64$50.00$15.0711/15/2010 6:51:27 AM
Halehuaka_i$50.00$50.0011/16/2010 12:08:16 AM
morewhatsinstore$25.00$25.0011/16/2010 1:13:07 AM
RandyL3$25.00$25.0011/16/2010 2:42:36 AM
spiff666$25.00$25.0011/16/2010 8:00:15 PM
elloboverde$25.00$25.0011/16/2010 11:20:14 PM
pioneer538$25.00$25.0011/17/2010 6:37:32 AM
Sol_Invictus$25.00$25.0011/17/2010 7:32:26 AM
shrewd-income$50.00$50.0011/17/2010 9:14:44 AM
peace-stilleto7$25.00$25.0011/17/2010 11:44:06 AM
GenerousGentleMan$200.00$200.0011/17/2010 3:28:41 PM
chinolatino$50.00$50.0011/17/2010 11:09:06 PM
Oak-Parker$26.00$26.0011/18/2010 12:58:22 AM
Techne_Funds_LLC$25.00$25.0011/18/2010 5:16:27 AM
lucrative-coin$100.00$100.0011/18/2010 6:13:34 AM
engbusres$25.00$25.0011/18/2010 6:21:22 AM
peso-fortress$25.00$25.0011/18/2010 7:02:41 AM
availableloan$25.00$25.0011/18/2010 7:44:55 AM
dollardave$100.00$100.0011/18/2010 7:49:46 AM
squarebob$25.00$25.0011/18/2010 8:04:30 AM
nimble-nickel$50.00$50.0011/18/2010 8:46:40 AM
Grandmahoneybee$25.00$25.0011/18/2010 7:49:20 AM
skidoo99$50.00$50.0011/18/2010 10:03:05 AM
ORteacher$50.00$50.0011/18/2010 9:40:44 AM
ncg1983$25.00$25.0011/18/2010 10:45:47 AM
Redeast$50.00$50.0011/18/2010 11:51:58 AM
sgt-schultz$25.00$25.0011/18/2010 12:40:37 PM
gilbrear$25.00$25.0011/18/2010 3:55:32 PM
pinballwizard$25.00$25.0011/18/2010 5:03:52 PM
profitable-money$25.00$25.0011/18/2010 7:55:41 PM
CSinvestments$25.00$25.0011/18/2010 7:59:16 PM
satwarystium$25.00$25.0011/18/2010 7:45:45 PM
mgking007$84.93$84.9311/18/2010 10:46:21 PM
Free-the-usa-1776$25.00$25.0011/18/2010 9:38:21 PM
mammalian4$25.00$25.0011/19/2010 3:06:28 AM
DasMula$25.00$25.0011/19/2010 6:30:21 AM
Richmp412$25.00$25.0011/19/2010 6:33:34 AM
Smallbear$25.00$25.0011/19/2010 6:37:26 AM
myduck$40.00$40.0011/19/2010 8:46:11 AM
tedi-tif$40.00$40.0011/19/2010 11:22:23 AM
mpatrick$25.00$25.0011/19/2010 12:29:08 PM
georgedorn$25.00$25.0011/19/2010 2:16:37 PM
hopeful-truth5$100.00$100.0011/19/2010 2:00:44 PM
mars2024$25.80$25.8011/19/2010 1:02:31 PM
jm2bad$28.66$28.6611/19/2010 2:37:03 PM
money-bauble$81.70$81.7011/12/2010 2:56:42 PM
investment-comet$25.00$25.0011/12/2010 2:55:44 PM
objective-investor$150.00$150.0011/12/2010 2:58:45 PM
hitsman$100.00$100.0011/12/2010 2:57:06 PM
mjunlimited$50.00$50.0011/12/2010 2:59:36 PM
skuba$25.00$25.0011/12/2010 3:04:06 PM
organized-payment6$25.00$25.0011/12/2010 3:04:38 PM
icchok$50.00$50.0011/12/2010 3:02:34 PM
ichibon$150.00$150.0011/12/2010 3:02:50 PM
inspired-investment8$50.00$50.0011/12/2010 3:03:08 PM
ray1051$25.00$25.0011/12/2010 3:03:19 PM
jdwillcox$100.00$100.0011/12/2010 3:04:27 PM
natural-affluence4$25.00$25.0011/12/2010 3:03:50 PM
nickel-ferret$50.00$50.0011/12/2010 3:04:47 PM
Sam65$25.00$25.0011/12/2010 3:06:50 PM
sumac5$100.00$100.0011/12/2010 3:07:59 PM
finance_mba$25.00$25.0011/12/2010 3:08:15 PM
liberty-carnival$25.00$25.0011/12/2010 3:11:00 PM
worldly-community3$50.00$50.0011/12/2010 3:10:30 PM
handshake5$100.00$100.0011/12/2010 3:16:34 PM
108lender$200.00$200.0011/12/2010 3:13:54 PM
worthy-bid8$100.00$100.0011/12/2010 3:16:47 PM
loyalty-sherpa$50.00$50.0011/12/2010 3:15:48 PM
orderly-leverage$50.00$50.0011/12/2010 3:16:08 PM
reflective-rupee$44.00$44.0011/12/2010 4:03:30 PM
shrewd-deal$25.00$25.0011/12/2010 4:04:25 PM
imbatman$25.00$25.0011/12/2010 7:28:37 PM
haplender$50.00$50.0011/12/2010 7:46:09 PM
credit-bliss8$25.00$25.0011/12/2010 10:33:38 PM
WLenders$50.00$50.0011/12/2010 10:06:37 PM
blue-useful-auction$25.00$25.0011/13/2010 9:24:37 AM
melodious-fairness$50.00$50.0011/13/2010 10:44:12 AM
squarebob$25.00$25.0011/14/2010 6:51:32 AM
the-silver-blaster$46.74$46.7411/14/2010 8:04:17 AM
tolerant-dinero2$25.00$25.0011/14/2010 12:24:11 PM
teller$50.00$50.0011/14/2010 7:31:44 AM
Premierelender$25.00$25.0011/14/2010 8:14:23 AM
taurusco$25.00$25.0011/15/2010 4:41:13 AM
best-listing-toro$25.00$25.0011/15/2010 11:06:48 AM
TheTimeIsNow$25.00$25.0011/15/2010 12:07:44 PM
QsDad$25.00$25.0011/16/2010 2:02:15 AM
Ven58$25.00$25.0011/16/2010 8:57:39 AM
nilonc1$50.00$50.0011/16/2010 8:39:14 PM
yogi1975$25.00$25.0011/16/2010 6:10:52 PM
CashBank$25.00$25.0011/17/2010 9:12:33 AM
murphbc$25.00$25.0011/17/2010 9:39:16 AM
all_of_that_one$30.00$30.0011/17/2010 6:41:35 PM
crw1950$50.00$50.0011/17/2010 5:25:55 PM
orangefob7$42.10$42.1011/18/2010 5:07:14 AM
db0973$25.00$25.0011/18/2010 6:37:28 AM
cloud546$61.00$61.0011/18/2010 8:00:20 AM
dahnkster$25.00$25.0011/18/2010 8:18:39 AM
triumph329$40.00$40.0011/18/2010 7:48:09 AM
wildanne$25.00$25.0011/18/2010 7:09:41 AM
chkrvrty$50.00$50.0011/18/2010 7:28:49 AM
FinanceEngine$30.00$30.0011/18/2010 9:03:15 AM
the_prince$100.00$100.0011/18/2010 9:58:13 AM
Gobsek$25.00$25.0011/18/2010 11:56:20 AM
blindtaxidriver$25.00$25.0011/18/2010 1:52:39 PM
ManhattanLender$25.00$25.0011/18/2010 1:36:32 PM
grampy48$30.00$30.0011/18/2010 1:00:07 PM
bxdoc$50.00$50.0011/18/2010 1:59:27 PM
MrOglesby$25.00$25.0011/18/2010 2:04:10 PM
orbital-return316$25.00$25.0011/18/2010 3:39:06 PM
RkyMtnHi$75.00$75.0011/18/2010 4:41:30 PM
RecoveryLender$25.00$25.0011/18/2010 4:48:28 PM
ekn_enterprises$25.00$25.0011/18/2010 4:33:12 PM
gmf$25.00$25.0011/18/2010 5:50:06 PM
MattProsper$44.00$44.0011/18/2010 6:52:14 PM
thrilling-nickel5$25.00$25.0011/18/2010 7:26:37 PM
RainMakers$25.00$25.0011/18/2010 6:58:06 PM
speedy-dime7$25.00$25.0011/18/2010 8:04:31 PM
Hotrod52$30.00$30.0011/18/2010 11:31:00 PM
ToloUSN$50.00$50.0011/19/2010 12:01:35 AM
wwwUniversal$25.00$25.0011/18/2010 10:28:46 PM
ttnk62918$25.00$25.0011/19/2010 3:08:46 AM
AM2171$25.00$25.0011/19/2010 12:52:57 PM
thebadpelican$25.00$25.0011/19/2010 12:57:54 PM
1SteelerFan$30.00$30.0011/19/2010 1:30:29 PM
finance-mammalian2$25.00$25.0011/19/2010 2:41:47 PM
myextracash$25.00$25.0011/19/2010 12:47:38 PM
hopeful-truth5$75.00$75.0011/19/2010 1:07:55 PM
164 bids
 
Borrower Payment Dependent Notes Series 483859
This series of Notes was issued and sold upon the funding of the borrower loan #45440, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.80% Auction start date:  Nov-12-2010 
  Auction end date:  Nov-19-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $143.83
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.05% Final monthly payment: $143.83
 
Auction yield range: 10.57% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jul-1982 Debt/Income ratio: 7%
Credit score: 660-679 (Oct-2010) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 7 Current / open credit lines: 8 / 7Length of status:11y 5m
Amount delinquent: $3,614 Total credit lines: 39 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,253Stated income:$100,000+
Delinquencies in last 7y: 9 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: top-responsibility-goliath Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Daughter's orchestra trip to China
Purpose of loan:
This loan will be used to pay for recent medical costs.? My wife has recently been diagnosed with cancer and has surgery scheduled for next week and I need some additional funds for that.? Also to finish paying for my daughter's college trip to China with the school orchestra.? It's just that too many expenses came all at once.

My financial situation:
I am a good candidate for this loan because I have the income to pay and have no delinquincies in the past two years.

Monthly net income: $ 8000

Monthly expenses: $
??Housing: $ 1679
??Insurance: $ 260
??Car expenses: $ 300
??Utilities: $ 400
??Phone, cable, internet: $ 350
??Food, entertainment: $ 1600
??Clothing, household expenses $ 400
??Credit cards and other loans: $ 800
??Other expenses: $ 500
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
money-bauble$25.00$25.0011/12/2010 2:52:19 PM
6moonbeams$50.00$50.0011/12/2010 3:00:43 PM
bid-czar8$50.00$50.0011/12/2010 3:05:09 PM
simplelender80$200.00$200.0011/12/2010 3:09:26 PM
108lender$100.00$100.0011/12/2010 3:14:09 PM
Kaj$25.00$25.0011/12/2010 3:12:36 PM
valiant-liberty4$25.00$25.0011/12/2010 3:13:33 PM
kulender$50.00$50.0011/12/2010 3:14:59 PM
graceful-investment$100.00$100.0011/15/2010 10:56:44 AM
musegaze$100.00$100.0011/15/2010 7:49:23 PM
inspiring-reward$35.25$35.2511/16/2010 8:57:22 AM
dedicated-transaction796$50.00$50.0011/16/2010 7:39:12 AM
missing-link$50.00$50.0011/16/2010 1:54:46 PM
hope-eagle6$25.00$25.0011/16/2010 3:01:04 PM
platinum-celebration4$25.00$25.0011/16/2010 3:05:08 PM
bountiful-durability$50.00$50.0011/16/2010 3:05:12 PM
Zimbu$25.00$25.0011/16/2010 3:03:21 PM
IIP77$25.00$25.0011/17/2010 12:08:40 AM
ah-long$25.00$25.0011/17/2010 1:48:01 AM
JoyfulVegetarian$25.00$25.0011/17/2010 3:24:11 PM
benefit-boots$25.00$25.0011/18/2010 7:52:57 AM
lively-exchange$25.00$25.0011/18/2010 9:26:42 AM
the-fairness-tsunami290$30.00$30.0011/18/2010 10:16:51 AM
Redeast$25.00$25.0011/18/2010 11:56:29 AM
a-finance-nirvana$25.00$25.0011/18/2010 1:57:05 PM
bluehen00$35.00$35.0011/18/2010 4:28:45 PM
Ven58$25.00$25.0011/18/2010 6:07:42 PM
orange-preeminant-bill$50.00$50.0011/18/2010 5:52:40 PM
wise-silver-wonder$25.00$25.0011/18/2010 5:53:18 PM
treasure-bliss$50.00$50.0011/18/2010 5:52:37 PM
seisen$100.00$100.0011/18/2010 5:53:30 PM
num1irish$100.00$100.0011/18/2010 7:21:43 PM
Free-the-usa-1776$25.00$25.0011/18/2010 8:20:05 PM
bitano$25.00$25.0011/19/2010 7:23:15 AM
order-elevator7$25.00$25.0011/19/2010 1:07:17 PM
greenback-guard$25.00$25.0011/19/2010 1:42:12 PM
wealth-multiplier$25.00$25.0011/19/2010 1:16:29 PM
finance-mushroom$100.00$100.0011/12/2010 3:00:00 PM
Comoparklender$25.00$25.0011/12/2010 3:07:19 PM
velocity-solo$25.00$25.0011/12/2010 3:11:13 PM
radiant-loan5$200.00$200.0011/12/2010 3:15:17 PM
direct-social3$50.00$50.0011/12/2010 3:15:38 PM
integrity-samaritan$25.00$25.0011/12/2010 10:15:06 PM
ingenious-deal6$25.00$25.0011/13/2010 9:34:10 PM
orderly-leverage$100.00$100.0011/14/2010 1:29:31 AM
payment-gusto$25.00$25.0011/14/2010 9:50:10 AM
MadHun$50.00$50.0011/14/2010 4:22:24 PM
loyalist1$50.00$50.0011/15/2010 2:41:10 PM
finance-prescription$44.42$44.4211/16/2010 3:28:26 AM
rhin0cerx$45.75$45.7511/16/2010 5:29:16 AM
jigsaw$50.00$50.0011/16/2010 1:36:13 PM
WalnutCreekguy$50.00$50.0011/16/2010 3:04:17 PM
point-kitten6$50.00$50.0011/16/2010 2:58:19 PM
FeedTheMachine$50.00$50.0011/16/2010 3:04:58 PM
personal-lender$25.00$25.0011/16/2010 3:05:17 PM
raisingophelia$25.00$25.0011/16/2010 4:40:56 PM
dollar-sonnet3$39.59$39.5911/16/2010 10:05:52 PM
cognizant-rate732$25.00$25.0011/17/2010 7:24:12 AM
dinero-mason$50.00$50.0011/17/2010 7:25:00 AM
Investoman$25.00$25.0011/17/2010 7:09:34 AM
commerce-web5$50.00$50.0011/17/2010 12:39:14 PM
AaronB2S$50.00$50.0011/17/2010 3:11:05 PM
aldeed$45.74$45.7411/17/2010 1:44:16 PM
serene-integrity4$25.00$25.0011/17/2010 3:20:42 PM
TrekTune$25.00$25.0011/17/2010 3:24:14 PM
historic-loan1$25.00$25.0011/17/2010 3:43:22 PM
Dr_Starchildren$25.00$25.0011/17/2010 4:16:51 PM
feb217$25.00$25.0011/17/2010 8:18:04 PM
chkrvrty$50.00$50.0011/18/2010 7:28:52 AM
leverage-monger$25.00$25.0011/18/2010 8:21:31 AM
Bob450$25.00$25.0011/18/2010 8:30:09 AM
JayIsABear$25.00$25.0011/18/2010 9:52:32 AM
minddoc$25.00$10.9211/18/2010 5:54:25 PM
TCayce$25.00$25.0011/18/2010 5:52:33 PM
4mydaughterseducation$25.00$25.0011/18/2010 7:00:53 PM
kewgdns$25.00$25.0011/18/2010 7:33:00 PM
HammerSmith$25.00$25.0011/18/2010 7:03:59 PM
goodhearted-basis4$25.00$25.0011/18/2010 11:17:38 PM
mckhbnpc$30.00$30.0011/19/2010 8:01:10 AM
healingangel22$25.00$25.0011/19/2010 8:07:21 AM
Leshan$33.33$33.3311/19/2010 10:45:58 AM
realtormoises$25.00$25.0011/19/2010 8:54:26 AM
82 bids
 
Borrower Payment Dependent Notes Series 483875
This series of Notes was issued and sold upon the funding of the borrower loan #45487, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.80% Auction start date:  Nov-12-2010 
  Auction end date:  Nov-19-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $102.73
Final lender yield: 23.09% Final borrower rate/APR: 24.09% / 27.57% Final monthly payment: $98.20
 
Auction yield range: 10.57% - 26.50% Estimated loss impact: 11.36%  
Lender servicing fee: 1.00% Estimated return: 11.73%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Oct-1999 Debt/Income ratio: 15%
Credit score: 660-679 (Nov-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:0y 7m
Amount delinquent: $0 Total credit lines: 20 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $21,520Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 95%  
   Homeownership: Yes  
Screen name: top-commanding-payment Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off a credit card2
Purpose of loan:
This loan will be used to? consolidate debt.

My financial situation:
I am a good candidate for this loan because? I always pay my bills on time, I've never been late?and I have a steady, secure job.

Monthly net income: $ $3,900

Monthly expenses: $
??Housing: $ 1679????
??Insurance: $
??Car expenses: $ 330
??Utilities: $ 200
??Phone, cable, internet: $ 300
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 500
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
onecooldrink$25.00$25.0011/16/2010 11:34:04 PM
golffish2$100.00$100.0011/17/2010 9:36:26 AM
bitano$40.00$40.0011/17/2010 4:06:52 PM
precious-coin3$25.00$25.0011/17/2010 7:34:52 PM
erowis$30.00$30.0011/18/2010 12:46:08 AM
ghinga$30.00$30.0011/18/2010 3:59:16 AM
mercuriant$25.00$25.0011/18/2010 3:32:28 AM
duty-monger$50.00$50.0011/18/2010 5:29:23 AM
chkrvrty$50.00$50.0011/18/2010 7:28:53 AM
onecooldrink$25.00$25.0011/18/2010 7:45:37 AM
ALFLoan$25.00$25.0011/18/2010 8:11:08 AM
realtormoises$25.00$25.0011/18/2010 8:26:20 AM
lively-exchange$25.00$25.0011/18/2010 9:27:47 AM
serene-capital$25.00$25.0011/18/2010 11:13:30 AM
Gobsek$25.00$25.0011/18/2010 11:57:49 AM
Serpent2801$44.34$44.3411/18/2010 1:18:20 PM
willinvest$25.00$25.0011/18/2010 5:15:37 PM
favorite-commerce$25.00$25.0011/18/2010 5:28:16 PM
Land_on_your_feet$44.58$44.5811/18/2010 5:31:04 PM
maccpro1$50.79$50.7911/18/2010 6:27:22 PM
Free-the-usa-1776$25.00$25.0011/18/2010 9:41:00 PM
mammalian4$25.00$25.0011/19/2010 4:09:50 AM
a-plentiful-loyalty$50.00$50.0011/19/2010 7:16:04 AM
principal-laser$44.00$44.0011/19/2010 4:32:14 AM
sosleep$25.00$25.0011/19/2010 8:04:37 AM
Bob450$25.00$25.0011/19/2010 8:19:33 AM
EretzCapital$33.93$33.9311/19/2010 10:23:48 AM
credit-missile$25.00$25.0011/19/2010 11:07:20 AM
DasMula$25.00$25.0011/19/2010 12:24:29 PM
moola-monger9$50.00$50.0011/19/2010 1:32:11 PM
minnesotafinancial$25.00$25.0011/19/2010 1:46:58 PM
credit-missile$25.00$25.0011/19/2010 11:07:41 AM
SolarMoonshine$25.00$25.0011/16/2010 4:03:42 AM
1st_Prosper_Lender$25.00$25.0011/16/2010 4:52:38 AM
fuzed$55.00$55.0011/16/2010 7:47:32 AM
spiff666$25.00$25.0011/16/2010 8:07:01 PM
glroark$50.00$50.0011/17/2010 7:18:39 AM
leverage-monger$25.00$25.0011/17/2010 11:36:23 AM
mpatrick$25.00$25.0011/17/2010 2:46:54 PM
Tahoeman$25.00$25.0011/17/2010 3:45:14 PM
paradisenow$25.00$25.0011/18/2010 6:00:38 AM
Bocephus1959$25.00$25.0011/18/2010 5:48:33 AM
ptclender$100.00$100.0011/18/2010 5:46:46 AM
benefit-boots$25.00$25.0011/18/2010 7:46:47 AM
ptjg$25.00$25.0011/18/2010 7:22:00 AM
124SpiderMan$46.50$46.5011/18/2010 9:35:22 AM
amlu1988$25.00$25.0011/18/2010 3:12:37 PM
Leshan$33.33$33.3311/18/2010 4:08:58 PM
Streamfeeder$25.00$25.0011/18/2010 4:53:39 PM
wise-friendly-dollar$25.00$25.0011/18/2010 5:00:55 PM
pani5ue$25.00$25.0011/18/2010 5:48:43 PM
ultimate-peace$300.00$300.0011/18/2010 6:57:40 PM
dough-hammock$25.00$25.0011/18/2010 7:00:46 PM
HammerSmith$25.00$25.0011/18/2010 7:04:46 PM
orange-pound-party$35.00$35.0011/18/2010 7:56:52 PM
erowis$30.00$30.0011/19/2010 2:06:47 AM
mckhbnpc$30.00$30.0011/19/2010 7:59:56 AM
nimble-nickel$50.00$50.0011/19/2010 8:09:48 AM
pghtiny$25.00$25.0011/19/2010 9:59:51 AM
2grindstones$25.00$25.0011/19/2010 9:42:39 AM
harddollars$25.00$25.0011/19/2010 8:13:26 AM
WMY-Investor$100.00$100.0011/19/2010 12:34:20 PM
capital-kingdom$50.00$50.0011/19/2010 1:45:41 PM
thebadpelican$25.00$25.0011/19/2010 1:02:45 PM
Maximum_Investment$25.00$25.0011/19/2010 2:42:08 PM
friendinmoney$25.00$2.5311/19/2010 2:11:09 PM
66 bids
 
Borrower Payment Dependent Notes Series 483893
This series of Notes was issued and sold upon the funding of the borrower loan #45507, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 9.80% Auction start date:  Nov-12-2010 
  Auction end date:  Nov-19-2010 
 
Starting lender yield: 24.75% Starting borrower rate/APR: 25.75% / 29.26% Starting monthly payment: $180.71
Final lender yield: 23.00% Final borrower rate/APR: 24.00% / 27.48% Final monthly payment: $176.55
 
Auction yield range: 10.57% - 24.75% Estimated loss impact: 10.36%  
Lender servicing fee: 1.00% Estimated return: 12.64%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Apr-1994 Debt/Income ratio: 36%
Credit score: 720-739 (Nov-2010) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:6y 4m
Amount delinquent: $0 Total credit lines: 19 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,871Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 23%  
   Homeownership: No  
Screen name: klock Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 15 ( 65% ) 720-739 (Latest)
Principal borrowed: $8,000.00< 31 days late: 7 ( 30% )  
700-719 (Jul-2008)
 
Principal balance: $0.00 31+ days late: 1 ( 4% )
Total payments billed: 23  
Description
New Roof
Purpose of loan:
This loan will be used to fund a new roof.? I was told that my home needs a new roof coating, but seeing as I plan to sell the building in 2-3 years, I decided it would be best in the long term to put a new roof on.? The coating was quoted to me at $4000, and a new roof will be $8500, roughly (1600sq ft flat roof).? I plan on using the loan to make up the difference.? I would much prefer to use a personal loan over a credit card because I have worked hard to elimate my credit card debt and would ultimately like to have none (and keep it that way).?
I purchased my home 8/2009.? I need to adjust my profile to reflect home ownership.?
My financial situation:
I am a good candidate for this loan because I have satisfied on Prosper loan early and have paid off roughly $20k in credit card/personal loan debt in the last year.? ?I am responsible and stable financially and make every effort to keep it that way.? My first Prosper loan was used to fund a furniture making business that is going strong today.? Thanks Prosper!?

Monthly net income: $3,600
Monthly expenses: $ 1750
??Housing: $ 0
??Insurance: $ 285
??Car expenses: $ 350?
??Utilities: $?140
??Phone, cable, internet: $ 100
??Food, entertainment: $ 400
??Clothing, household expenses $200
??Credit cards and other loans: $ 175
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
lendstats_com$175.00$175.0011/12/2010 7:14:25 PM
squarebob$25.00$25.0011/14/2010 5:25:27 AM
vine99$50.00$50.0011/16/2010 8:15:09 PM
ChiPhi49083$28.51$28.5111/17/2010 5:28:21 PM
proton346$25.00$25.0011/18/2010 12:37:35 AM
bluemarlin57$50.00$50.0011/18/2010 4:14:52 AM
felicity-shrine2$25.00$25.0011/18/2010 6:43:30 AM
Lender-Trader$275.00$275.0011/18/2010 6:13:29 AM
tashara$25.00$25.0011/18/2010 7:53:48 AM
hoffspot$50.00$50.0011/18/2010 9:26:27 AM
minnesotafinancial$25.00$25.0011/18/2010 7:43:50 AM
lively-exchange$25.00$25.0011/18/2010 9:31:14 AM
MarvintheMartian$50.00$50.0011/18/2010 10:52:34 AM
principal-star$25.00$25.0011/18/2010 10:47:42 AM
gothampark$25.00$25.0011/18/2010 1:17:19 PM
ethicalhumanist$50.00$50.0011/18/2010 12:23:40 PM
realtormoises$25.00$25.0011/18/2010 2:08:38 PM
calimanusa$25.00$25.0011/18/2010 12:39:47 PM
grampy48$25.00$25.0011/18/2010 1:01:43 PM
Nailman88$25.00$25.0011/18/2010 2:12:05 PM
worldly-gold$75.00$22.3711/18/2010 3:27:21 PM
Moe87$25.00$25.0011/18/2010 2:53:31 PM
enthusiastic-balance5$100.00$100.0011/18/2010 2:57:42 PM
zippy-market5$25.00$25.0011/18/2010 3:57:14 PM
duty-monger$50.00$50.0011/18/2010 4:32:25 PM
bunnybear$50.00$50.0011/18/2010 5:11:46 PM
favorite-commerce$50.00$50.0011/18/2010 5:30:16 PM
Free-the-usa-1776$50.00$50.0011/18/2010 9:41:42 PM
Lender-Trader$700.00$700.0011/18/2010 10:39:05 PM
rakey$25.00$25.0011/18/2010 10:42:40 PM
chkrvrty$50.00$50.0011/19/2010 2:46:19 AM
Lender-Trader$28.57$28.5711/19/2010 3:12:11 AM
slxvq$50.00$50.0011/19/2010 2:43:25 AM
bitano$30.00$30.0011/19/2010 7:25:23 AM
kendigme$25.00$25.0011/19/2010 5:48:42 AM
balanced-balance6$25.00$25.0011/19/2010 11:21:49 AM
Leshan$66.66$66.6611/19/2010 10:47:42 AM
testguy$28.11$28.1111/19/2010 2:00:41 PM
lendstats_com$25.00$25.0011/12/2010 7:09:14 PM
convergentthinker$25.00$25.0011/13/2010 9:15:07 PM
SolarMoonshine$200.00$200.0011/15/2010 5:48:54 PM
five-star-note$77.48$77.4811/17/2010 7:09:29 AM
Iloanyoumoney$25.00$25.0011/17/2010 7:13:28 AM
investment-artist$25.00$25.0011/17/2010 1:29:04 PM
bouttruckin$25.00$25.0011/18/2010 1:02:24 AM
E-B$50.00$50.0011/18/2010 4:00:30 AM
EverettFinancial$35.00$35.0011/18/2010 5:34:03 AM
Lender-Trader$500.00$500.0011/18/2010 5:21:31 AM
asset-pine$27.84$27.8411/18/2010 7:38:04 AM
FinanceEngine$35.00$35.0011/18/2010 9:28:50 AM
2grindstones$25.00$25.0011/18/2010 10:01:42 AM
catb$50.00$50.0011/18/2010 10:41:36 AM
wojo$25.00$25.0011/18/2010 11:37:12 AM
stu6703$50.00$50.0011/18/2010 1:38:17 PM
moola-monger9$50.00$50.0011/18/2010 1:49:20 PM
Digs$25.00$25.0011/18/2010 3:03:18 PM
dynrep$25.00$25.0011/18/2010 2:50:56 PM
exciting-fairness$185.00$185.0011/18/2010 4:23:12 PM
amlu1988$25.00$25.0011/18/2010 3:11:22 PM
hamster$28.56$28.5611/18/2010 4:17:09 PM
willinvest$25.00$25.0011/18/2010 5:19:00 PM
sign_here$25.00$25.0011/18/2010 5:27:13 PM
HammerSmith$25.00$25.0011/18/2010 7:05:13 PM
orange-pound-party$35.00$35.0011/18/2010 7:58:40 PM
DasMula$25.00$25.0011/19/2010 6:33:46 AM
Mikale360$25.00$25.0011/19/2010 6:50:28 AM
trumpeter5$35.00$35.0011/19/2010 5:14:09 AM
PCity-LOA15$30.00$30.0011/19/2010 7:30:10 AM
mckhbnpc$30.00$30.0011/19/2010 7:58:52 AM
independent-transaction$76.90$76.9011/19/2010 8:14:31 AM
rockhound84$25.00$25.0011/19/2010 7:19:22 AM
harddollars$25.00$25.0011/19/2010 8:18:39 AM
Bob450$25.00$25.0011/19/2010 8:20:21 AM
redtilapia$25.00$25.0011/19/2010 8:24:26 AM
quest0$75.00$75.0011/19/2010 10:48:36 AM
HomerdohNY$25.00$25.0011/19/2010 11:47:18 AM
76 bids
 
Borrower Payment Dependent Notes Series 483913
This series of Notes was issued and sold upon the funding of the borrower loan #45523, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 4.95% Auction start date:  Nov-12-2010 
  Auction end date:  Nov-19-2010 
 
Starting lender yield: 12.40% Starting borrower rate/APR: 13.40% / 15.55% Starting monthly payment: $135.55
Final lender yield: 10.00% Final borrower rate/APR: 11.00% / 13.12% Final monthly payment: $130.95
 
Auction yield range: 5.57% - 12.40% Estimated loss impact: 5.11%  
Lender servicing fee: 1.00% Estimated return: 4.89%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1995 Debt/Income ratio: 11%
Credit score: 720-739 (Nov-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:4y 0m
Amount delinquent: $0 Total credit lines: 20 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,524Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 76%  
   Homeownership: Yes  
Screen name: peace-strawberry Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 6 ( 100% ) 720-739 (Latest)
Principal borrowed: $4,500.00< 31 days late: 0 ( 0% )  
740-759 (Apr-2010)
 
Principal balance: $3,872.92 31+ days late: 0 ( 0% )
Total payments billed: 6  
Description
An End to High Interest!!
Purpose of loan:
This loan will be used to pay off my highest interest credit card. I have been struggling with getting this card's balance down for a very long time. I am tired of paying around 100.00 a month in interest when I don't even use the card. I know this loan would take an immense weight off me.
Bank Of America Credit Card $4012.23? 23.24%

My financial situation:
I am an excellent candidate for this loan because I have cut up my credit cards and have stopped spending money I do not have. I do not miss payments and I also make them on time. I have three stable jobs and have the income to cover each monthly payment to the loan. I currently work full time for the University of Minnesota as a purchasing manager, also have a part time job at selling pet products and recently created a jewelry business to help with my finances. I have signed up for Mint.com to track all my expenses and have created a budget that I have been sticking to since the beginning of the year. I hope that from this information you choose to provide me a new wonderful chapter in my life to becoming financially free.

Monthly net income: $ 2200.00


Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
shellstar$25.00$25.0011/12/2010 3:20:25 PM
MoneyTree79$54.07$54.0711/12/2010 6:42:21 PM
theloanteacher$25.00$25.0011/13/2010 8:47:01 AM
dynrep$25.00$25.0011/13/2010 10:30:13 AM
payment-halo$25.00$25.0011/13/2010 8:29:14 AM
loanman2007$75.00$75.0011/14/2010 7:11:18 AM
wlm3012$25.00$25.0011/14/2010 8:55:05 AM
Gambino$50.00$50.0011/14/2010 5:18:37 PM
TJ-Financial-Group$25.00$25.0011/14/2010 1:10:34 PM
lender12345$25.00$25.0011/14/2010 1:37:20 PM
exchange-grizzly$25.00$25.0011/15/2010 7:22:40 AM
djmjkelso$25.00$25.0011/15/2010 4:16:35 PM
ajst1$31.90$31.9011/16/2010 2:07:34 PM
num1irish$100.00$100.0011/16/2010 1:48:48 PM
Earn_money$25.00$25.0011/16/2010 2:03:49 PM
Chessplayer71$29.14$29.1411/16/2010 7:57:17 PM
richmondcowboy$26.26$26.2611/16/2010 10:56:57 PM
MrRooster101$25.00$25.0011/17/2010 8:28:14 PM
doopers$25.00$25.0011/18/2010 6:40:27 AM
hoffspot$25.00$25.0011/18/2010 8:01:07 AM
Lefty_the_Lender$25.00$25.0011/18/2010 8:54:36 AM
AustinAmerica$25.00$25.0011/18/2010 9:10:07 AM
lively-exchange$50.00$50.0011/18/2010 9:35:46 AM
caddy5662$100.00$100.0011/18/2010 12:18:03 PM
StrongMonty$31.00$31.0011/18/2010 1:38:41 PM
Nailman88$50.00$50.0011/18/2010 1:49:13 PM
availableloan$25.00$25.0011/18/2010 1:28:44 PM
stu6703$25.00$25.0011/18/2010 1:40:49 PM
enthusiastic-balance5$300.00$300.0011/18/2010 2:30:38 PM
SudianX$32.49$32.4911/18/2010 2:02:52 PM
helynn$25.00$25.0011/18/2010 2:57:57 PM
pinballwizard$25.00$25.0011/18/2010 4:59:47 PM
radiant-return$125.00$125.0011/18/2010 5:26:08 PM
Redeast$50.00$30.6111/18/2010 6:01:23 PM
studious-value8$25.00$25.0011/18/2010 7:23:07 PM
MathProfessor$25.00$25.0011/18/2010 8:28:44 PM
crw1950$50.00$50.0011/18/2010 8:59:46 PM
decisive-dough$25.00$25.0011/18/2010 10:27:30 PM
investment-comet$25.00$25.0011/18/2010 9:05:00 PM
FinanceEngine$30.00$30.0011/18/2010 11:12:35 PM
priceless-cash5$25.00$25.0011/19/2010 4:21:41 AM
redwraith$25.00$25.0011/19/2010 6:21:40 AM
CULPEPPERGROUP$25.00$25.0011/19/2010 7:59:26 AM
rate-negotiator$25.00$25.0011/19/2010 1:26:41 PM
tutnyce$78.55$78.5511/19/2010 1:48:40 PM
tedi-tif$40.00$40.0011/19/2010 11:17:14 AM
mustang9935$30.00$30.0011/19/2010 11:45:44 AM
p2ploan-sensation211$25.00$25.0011/19/2010 1:31:05 PM
MGMNT$100.00$100.0011/19/2010 2:25:05 PM
one-midas$100.00$100.0011/19/2010 12:42:31 PM
1SteelerFan$40.00$40.0011/19/2010 1:27:43 PM
n2fitns$100.00$100.0011/19/2010 2:39:28 PM
finance-mammalian2$25.00$25.0011/19/2010 2:42:33 PM
rmpedi33$50.00$50.0011/14/2010 8:47:03 AM
420limo$26.95$26.9511/14/2010 9:27:57 PM
jsnryn$44.57$44.5711/15/2010 1:46:54 PM
afterhours$25.00$25.0011/15/2010 3:07:23 PM
SpotLending$25.00$25.0011/16/2010 6:22:44 AM
Only_Money$25.00$25.0011/16/2010 7:42:14 AM
DonTraveler99$42.00$42.0011/16/2010 4:30:04 PM
evildutchman$50.00$50.0011/16/2010 5:28:06 PM
phersjm$25.00$25.0011/16/2010 8:57:18 PM
DonDinero$28.40$28.4011/17/2010 3:22:01 AM
rutzebach$128.12$128.1211/17/2010 11:51:41 AM
stupiddayjob$94.64$94.6411/18/2010 3:54:11 AM
zotzot$25.00$25.0011/18/2010 6:06:42 AM
penny-plato$50.00$50.0011/18/2010 8:16:34 AM
squarebob$50.00$50.0011/18/2010 8:20:35 AM
benefit-boots$25.00$25.0011/18/2010 10:28:10 AM
BankerBoy414$25.00$25.0011/18/2010 10:30:33 AM
bunnybear$30.00$30.0011/18/2010 5:09:37 PM
RecoveryLender$25.05$25.0511/18/2010 4:18:09 PM
hidavehi$50.00$50.0011/18/2010 7:18:43 PM
heerzaquestion$25.00$25.0011/18/2010 7:51:59 PM
radiant-return$50.00$50.0011/18/2010 6:49:37 PM
merciful-yield$100.00$100.0011/18/2010 8:15:48 PM
Johnab$25.00$25.0011/18/2010 9:24:12 PM
sweety075$25.00$25.0011/18/2010 8:29:12 PM
dahnkster$25.00$25.0011/18/2010 9:42:30 PM
eclicknsave$25.00$25.0011/18/2010 10:51:45 PM
jayk63$25.00$25.0011/19/2010 3:17:44 AM
elvisloans$25.00$25.0011/19/2010 6:20:42 AM
bejfishing$25.00$25.0011/19/2010 6:35:41 AM
RainMakers$25.00$25.0011/19/2010 6:59:03 AM
grampy48$25.00$25.0011/19/2010 8:58:21 AM
moneytolend72$25.00$25.0011/19/2010 7:21:29 AM
vulgy$25.00$25.0011/19/2010 7:57:47 AM
merciful-yield$100.00$100.0011/19/2010 10:54:00 AM
noble-marketplace$29.00$29.0011/19/2010 10:41:53 AM
loyalist1$50.00$50.0011/19/2010 12:00:17 PM
engaging-worth$25.00$25.0011/19/2010 2:19:08 PM
enthusiastic-ore5$40.00$40.0011/19/2010 2:33:07 PM
MacAtk$57.25$57.2511/19/2010 2:33:35 PM
RecoveryLender$25.00$25.0011/19/2010 2:10:20 PM
94 bids
 
Borrower Payment Dependent Notes Series 483927
This series of Notes was issued and sold upon the funding of the borrower loan #45528, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 9.80% Auction start date:  Nov-12-2010 
  Auction end date:  Nov-19-2010 
 
Starting lender yield: 24.75% Starting borrower rate/APR: 25.75% / 29.26% Starting monthly payment: $120.47
Final lender yield: 19.75% Final borrower rate/APR: 20.75% / 24.16% Final monthly payment: $112.64
 
Auction yield range: 10.57% - 24.75% Estimated loss impact: 10.27%  
Lender servicing fee: 1.00% Estimated return: 9.48%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Nov-1979 Debt/Income ratio: 20%
Credit score: 640-659 (Nov-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 6 / 5Length of status:4y 9m
Amount delinquent: $2,016 Total credit lines: 14 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,410Stated income:$25,000-$49,999
Delinquencies in last 7y: 10 Bankcard utilization: 90%  
   Homeownership: No  
Screen name: blackkitty Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 65 ( 98% ) 640-659 (Latest)
Principal borrowed: $5,000.00< 31 days late: 1 ( 2% )  
680-699 (Jul-2010)
600-619 (Feb-2008)
600-619 (Jul-2007)
600-619 (Jun-2007)
 
Principal balance: $599.75 31+ days late: 0 ( 0% )
Total payments billed: 66  
Description
Personal loan to pay off debts
Purpose of loan:
This loan will be used to pay off all credit cards debts & consolidate into one payment.

My financial situation:
I am a good candidate for this loan because I have a steady job & show I pay my debts in full and on time.

Monthly net income: $ 2300

Monthly expenses: $
??Housing: $0 we live on a family farm owned by parents
??Insurance: $ 300
??Car expenses: $?465
??Utilities: $ 150
??Phone, cable, internet: $ 150
??Food, entertainment: $ 150
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 200
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
MoneyForNothing$31.03$31.0311/13/2010 6:51:05 AM
wlm3012$25.00$25.0011/17/2010 7:41:28 AM
outofoffice$50.00$39.6211/17/2010 7:44:30 AM
Feyenoord$25.00$25.0011/17/2010 4:27:09 PM
ralf206$27.19$27.1911/17/2010 7:38:07 PM
bughead$25.00$25.0011/18/2010 12:15:34 AM
LittleMingo$27.00$27.0011/18/2010 5:10:27 AM
spike22$27.42$27.4211/18/2010 5:13:47 PM
ultimate-peace$125.00$125.0011/18/2010 7:00:07 PM
head$25.00$25.0011/19/2010 4:19:22 AM
duty-monger$50.00$50.0011/19/2010 4:28:08 AM
Mikale360$25.00$25.0011/19/2010 6:52:10 AM
wealth-pipeline$25.00$25.0011/19/2010 7:52:24 AM
shrewd-income$150.00$150.0011/19/2010 9:42:36 AM
LittleMingo$30.00$30.0011/19/2010 10:18:06 AM
Soulphoniks-Holdings$26.87$26.8711/19/2010 8:31:24 AM
credit-missile$25.00$25.0011/19/2010 11:04:46 AM
Lender-Trader$438.00$438.0011/19/2010 9:16:06 AM
chkrvrty$50.00$50.0011/19/2010 10:52:50 AM
credit-missile$25.00$25.0011/19/2010 10:58:05 AM
credit-missile$25.00$25.0011/19/2010 10:59:00 AM
Leshan$66.66$66.6611/19/2010 10:52:57 AM
thebadpelican$25.00$25.0011/19/2010 1:12:45 PM
RainyDayFunds$25.00$25.0011/19/2010 2:17:15 PM
finance-mammalian2$25.00$25.0011/19/2010 2:37:29 PM
lender12345$25.00$25.0011/14/2010 1:37:52 PM
SolarMoonshine$25.00$25.0011/14/2010 6:09:32 PM
mrreynol$35.00$35.0011/16/2010 5:03:58 AM
benefit-boots$25.00$25.0011/18/2010 7:46:59 AM
enthusiastic-balance5$100.00$100.0011/18/2010 2:57:45 PM
orange-pound-party$35.00$35.0011/18/2010 8:02:11 PM
Lender-Trader$882.71$882.7111/18/2010 10:48:21 PM
minnesotafinancial$25.00$25.0011/19/2010 6:07:51 AM
DasMula$25.00$25.0011/19/2010 6:41:12 AM
JayIsABear$100.00$100.0011/19/2010 9:27:18 AM
brondero$100.00$100.0011/19/2010 8:51:03 AM
credit-missile$25.00$25.0011/19/2010 10:58:37 AM
futurechef11$44.81$44.8111/19/2010 1:07:02 PM
Moe87$25.00$25.0011/19/2010 1:55:01 PM
doopers$25.00$25.0011/19/2010 11:09:01 AM
found$113.69$113.6911/19/2010 2:40:55 PM
41 bids
 
Borrower Payment Dependent Notes Series 483957
This series of Notes was issued and sold upon the funding of the borrower loan #45455, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.95% Auction start date:  Nov-12-2010 
  Auction end date:  Nov-18-2010 
 
Starting lender yield: 13.90% Starting borrower rate/APR: 14.90% / 17.07% Starting monthly payment: $259.62
Final lender yield: 13.90% Final borrower rate/APR: 14.90% / 17.07% Final monthly payment: $259.62
 
Auction yield range: 5.57% - 13.90% Estimated loss impact: 6.18%  
Lender servicing fee: 1.00% Estimated return: 7.72%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-2001 Debt/Income ratio: 15%
Credit score: 740-759 (Nov-2010) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:4y 9m
Amount delinquent: $0 Total credit lines: 16 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,688Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 51%  
   Homeownership: Yes  
Screen name: diverse-commitment5 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
selector568$300.00$300.0011/12/2010 2:54:47 PM
riproaringrapids$25.00$25.0011/12/2010 2:53:36 PM
simplelender80$250.00$250.0011/12/2010 2:54:10 PM
objective-investor$150.00$150.0011/12/2010 2:58:51 PM
yield-enlistment$25.00$25.0011/12/2010 2:59:06 PM
ichibon$150.00$150.0011/12/2010 3:03:00 PM
finance-mushroom$100.00$100.0011/12/2010 3:00:30 PM
nickel-ferret$50.00$50.0011/12/2010 3:04:51 PM
jdwillcox$100.00$100.0011/12/2010 3:04:32 PM
neutrino6$25.00$25.0011/12/2010 3:09:00 PM
vigorous-velocity$100.00$100.0011/12/2010 3:06:33 PM
indomitable-coin$50.00$50.0011/12/2010 3:06:12 PM
Sam65$25.00$25.0011/12/2010 3:06:56 PM
loyalty-sherpa$50.00$50.0011/12/2010 3:15:54 PM
worthy-bid8$100.00$100.0011/12/2010 3:16:54 PM
GeorgiaGator$25.00$25.0011/12/2010 4:00:31 PM
money-bauble$25.00$25.0011/12/2010 3:20:54 PM
blue-relay$25.00$25.0011/12/2010 7:43:30 PM
piston_honda$25.00$25.0011/13/2010 5:09:38 AM
Bank_Of_XL$50.00$50.0011/13/2010 7:49:20 AM
melodious-fairness$50.00$50.0011/13/2010 10:47:35 AM
Ripsaw4U$50.00$50.0011/13/2010 2:44:33 PM
JustMee$25.00$25.0011/13/2010 3:20:43 PM
commerce-web5$50.00$50.0011/13/2010 9:31:51 PM
Premierelender$25.00$25.0011/14/2010 8:14:28 AM
oaktown23$50.00$50.0011/14/2010 8:54:15 PM
balance-force$25.00$25.0011/14/2010 11:35:35 PM
tolerant-dinero2$25.00$25.0011/15/2010 9:09:16 AM
Vegasjim$25.00$25.0011/15/2010 9:22:14 AM
graceful-investment$100.00$100.0011/15/2010 10:58:09 AM
best-listing-toro$25.00$25.0011/15/2010 11:08:27 AM
generous-deal6$25.00$25.0011/15/2010 12:14:03 PM
sumac5$100.00$100.0011/15/2010 2:39:25 PM
mondial4$100.00$100.0011/15/2010 3:22:30 PM
velocity-solo$25.00$25.0011/15/2010 3:49:34 PM
panegryst$50.00$50.0011/15/2010 3:58:20 PM
rescue$100.00$100.0011/15/2010 3:53:24 PM
Tradesmanlender$35.00$35.0011/15/2010 4:03:06 PM
timepassport$25.00$25.0011/15/2010 5:49:29 PM
Ven58$25.00$25.0011/16/2010 1:36:46 PM
teller$50.00$50.0011/16/2010 1:07:31 PM
the-silver-blaster$50.00$50.0011/16/2010 5:01:45 PM
IIP77$25.00$25.0011/16/2010 5:03:30 PM
srgriff$25.00$25.0011/16/2010 5:03:42 PM
RMB-Investments$50.00$50.0011/16/2010 7:39:23 PM
AK49-JW$25.00$25.0011/16/2010 11:31:57 PM
flwah$25.00$25.0011/16/2010 5:37:51 PM
LiveNow$25.00$25.0011/16/2010 6:19:05 PM
fair_rates$25.00$25.0011/17/2010 1:47:46 AM
duty-starfish8$50.00$50.0011/17/2010 3:19:22 AM
LenderOnWheels$25.00$25.0011/17/2010 6:58:15 AM
a-finance-nirvana$25.00$25.0011/17/2010 1:47:07 AM
omniviper$25.00$25.0011/17/2010 4:04:15 AM
velocity-amplifier9$50.00$50.0011/17/2010 9:34:16 AM
rdrloan$50.00$50.0011/17/2010 1:59:05 PM
Weaverville$50.00$50.0011/17/2010 3:12:29 PM
forthright-principal2$25.00$25.0011/17/2010 11:05:39 PM
kindness-hickory5$50.00$50.0011/18/2010 4:18:05 AM
Elbanko$50.00$50.0011/17/2010 11:18:57 PM
Live-Free-or-Die$107.48$107.4811/18/2010 5:48:43 AM
bid-czar8$100.00$100.0011/18/2010 5:24:55 AM
trustworthy-fairness$50.00$50.0011/18/2010 4:59:52 AM
reward-tsunami7$50.00$50.0011/18/2010 6:18:02 AM
encore739$25.00$25.0011/18/2010 7:07:36 AM
jazzlender$25.00$25.0011/18/2010 6:58:22 AM
redbomb5$25.00$25.0011/18/2010 7:23:39 AM
dollardave$46.57$46.5711/18/2010 7:49:49 AM
penny-chooser$25.00$25.0011/18/2010 8:13:06 AM
squarebob$25.00$25.0011/18/2010 8:34:24 AM
ethicalhumanist$50.00$50.0011/18/2010 12:28:56 PM
Busekrc$32.00$32.0011/18/2010 12:48:39 PM
williemc44$50.00$50.0011/12/2010 2:50:37 PM
GElender$50.00$50.0011/12/2010 2:51:51 PM
bowdish1$50.00$50.0011/12/2010 2:57:52 PM
enthralling-deal180$50.00$50.0011/12/2010 2:55:12 PM
investment-comet$25.00$25.0011/12/2010 2:55:55 PM
hitsman$100.00$100.0011/12/2010 2:57:19 PM
mjunlimited$50.00$50.0011/12/2010 2:59:35 PM
melodious-fairness$50.00$50.0011/12/2010 2:58:33 PM
ray1051$25.00$25.0011/12/2010 3:03:22 PM
bold-durability-drum$50.00$50.0011/12/2010 3:03:39 PM
dunox$25.00$25.0011/12/2010 2:59:48 PM
natural-affluence4$25.00$25.0011/12/2010 3:03:55 PM
icchok$50.00$50.0011/12/2010 3:02:39 PM
inspired-investment8$50.00$50.0011/12/2010 3:03:13 PM
organized-payment6$25.00$25.0011/12/2010 3:04:41 PM
skuba$25.00$25.0011/12/2010 3:04:14 PM
worldly-community3$50.00$50.0011/12/2010 3:10:23 PM
tech310$50.00$50.0011/12/2010 3:05:56 PM
finance_mba$25.00$25.0011/12/2010 3:08:20 PM
108lender$200.00$200.0011/12/2010 3:14:01 PM
BxRealtor$25.00$25.0011/12/2010 3:14:24 PM
orderly-leverage$50.00$50.0011/12/2010 3:16:11 PM
Bullish$25.00$25.0011/12/2010 3:16:18 PM
handshake5$100.00$100.0011/12/2010 3:16:39 PM
reflective-rupee$44.00$44.0011/12/2010 4:04:00 PM
shrewd-deal$25.00$25.0011/12/2010 4:04:19 PM
haplender$50.00$50.0011/12/2010 7:46:14 PM
WLenders$50.00$50.0011/12/2010 10:06:29 PM
Artist_Blue$25.00$25.0011/13/2010 12:41:40 AM
kublai$50.00$50.0011/13/2010 6:54:25 AM
forthright-dedication$50.00$50.0011/13/2010 2:44:19 PM
RetiredATC$50.00$50.0011/14/2010 3:54:19 AM
squarebob$25.00$25.0011/14/2010 7:02:58 AM
meenan$50.00$50.0011/14/2010 1:19:33 PM
taurusco$25.00$25.0011/15/2010 4:41:23 AM
top-radiant-funds$25.00$25.0011/15/2010 9:27:55 AM
Big-Travy$25.00$25.0011/15/2010 11:33:12 AM
radforj22$25.00$25.0011/15/2010 11:22:47 AM
Railbird$25.00$25.0011/15/2010 2:10:15 PM
the-profit-oracle$25.00$25.0011/15/2010 3:45:36 PM
kmr2$200.00$200.0011/15/2010 3:53:26 PM
laufer32304$50.00$50.0011/15/2010 3:57:29 PM
missing-link$50.00$50.0011/15/2010 4:08:40 PM
unassassinable$25.00$25.0011/15/2010 4:10:13 PM
liberty-carnival$25.00$25.0011/15/2010 4:07:00 PM
auction-sage$50.00$50.0011/15/2010 8:59:13 PM
value-investor9$50.00$50.0011/16/2010 6:21:03 AM
Zimbu$25.00$25.0011/16/2010 1:24:17 PM
wampum-chorus3$25.00$25.0011/16/2010 4:36:53 PM
raisingophelia$25.00$25.0011/16/2010 4:39:43 PM
4est$25.00$25.0011/16/2010 6:44:13 PM
new-auction-neutron$25.00$25.0011/17/2010 5:27:04 AM
benjamin67$50.00$50.0011/17/2010 5:29:26 AM
peace-missile$25.00$25.0011/17/2010 12:24:12 AM
intuitive-camaraderi9$25.00$25.0011/17/2010 2:27:40 PM
aldeed$50.00$50.0011/17/2010 10:30:02 AM
wise-repayment-kayak$25.00$25.0011/17/2010 2:04:49 PM
Dr_Starchildren$25.00$25.0011/17/2010 4:09:45 PM
benefit-piano5$25.00$25.0011/17/2010 7:25:15 PM
steiglends$70.31$70.3111/17/2010 6:32:31 PM
psa1995$50.00$50.0011/17/2010 10:00:44 PM
soheagle$50.00$50.0011/17/2010 4:14:03 PM
kegs$150.00$150.0011/17/2010 11:03:52 PM
GCInvestments$25.00$25.0011/17/2010 11:05:18 PM
Oak-Parker$25.00$25.0011/18/2010 1:13:18 AM
tranquil-revenue$27.58$27.5811/18/2010 5:17:55 AM
life-is-great$50.00$50.0011/18/2010 4:58:42 AM
Steveoo1$25.00$25.0011/18/2010 5:02:04 AM
kalex752$25.00$25.0011/18/2010 5:27:44 AM
truth-magma$50.00$50.0011/18/2010 6:17:19 AM
brightest-dynamic-peace$25.00$25.0011/18/2010 6:17:43 AM
point-shooter$50.00$50.0011/18/2010 7:12:56 AM
Tikibarman$50.00$37.0611/18/2010 7:30:10 AM
FundMaker$25.00$25.0011/18/2010 8:15:32 AM
peso-fortress$25.00$25.0011/18/2010 7:05:05 AM
dollar-sonnet3$50.00$50.0011/18/2010 7:28:30 AM
honey-money$25.00$25.0011/18/2010 9:11:20 AM
triumph329$25.00$25.0011/18/2010 7:51:47 AM
credit-panda1$25.00$25.0011/18/2010 8:54:14 AM
FinanceEngine$25.00$25.0011/18/2010 9:42:25 AM
kublai$100.00$100.0011/18/2010 9:53:33 AM
serene-capital$25.00$25.0011/18/2010 11:11:01 AM
wojo$25.00$25.0011/18/2010 11:38:57 AM
skidoo99$50.00$50.0011/18/2010 11:02:45 AM
155 bids
 
Borrower Payment Dependent Notes Series 483959
This series of Notes was issued and sold upon the funding of the borrower loan #45437, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.80% Auction start date:  Nov-12-2010 
  Auction end date:  Nov-18-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $143.83
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.05% Final monthly payment: $143.83
 
Auction yield range: 10.57% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-1996 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 740-759 (Nov-2010) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 14 / 14Length of status:0y 1m
Amount delinquent: $0 Total credit lines: 30 Occupation: Construction
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,477Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 46%  
   Homeownership: No  
Screen name: blue-vigilance-arrow Borrower's state: Arkansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
starting installing solar panels
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because? i am starting new business?installing solar panels???

Monthly net income: $ 6000.00

Monthly expenses: $
??Housing: $ 400.00
??Insurance: $ 225.00
??Car expenses: $?
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: installing solar is this for your self,our your new line of work? - USFoundation
A: will be a part of my business have some to install for one of the doctors here where i live seems to be alot more people interested when they see how much they are helping the environment and the savings too (Nov-15-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
money-bauble$25.00$25.0011/12/2010 2:52:28 PM
Thylow$100.00$100.0011/12/2010 3:01:22 PM
bid-czar8$50.00$50.0011/12/2010 3:05:14 PM
reflective-rupee$44.00$44.0011/12/2010 3:40:23 PM
radiant-loan5$25.00$25.0011/12/2010 4:59:12 PM
850$50.00$50.0011/12/2010 9:44:16 PM
orderly-leverage$100.00$100.0011/14/2010 1:29:41 AM
squarebob$25.00$25.0011/14/2010 5:18:26 AM
graceful-investment$100.00$100.0011/15/2010 10:56:50 AM
payment-gusto$25.00$25.0011/15/2010 4:01:06 PM
musegaze$100.00$100.0011/15/2010 7:49:31 PM
jigsaw$50.00$50.0011/16/2010 3:05:40 PM
bountiful-durability$50.00$50.0011/16/2010 7:25:46 PM
platinum-celebration4$25.00$25.0011/16/2010 9:27:20 PM
dedicated-transaction796$50.00$50.0011/17/2010 7:24:06 AM
Zimbu$25.00$25.0011/17/2010 12:39:15 PM
missing-link$50.00$50.0011/17/2010 10:12:40 AM
hope-eagle6$25.00$25.0011/17/2010 10:13:32 AM
cognizant-rate732$25.00$25.0011/17/2010 3:21:59 PM
aldeed$100.00$100.0011/17/2010 3:25:03 PM
Bob450$25.00$25.0011/17/2010 7:40:44 PM
IIP77$25.00$25.0011/17/2010 7:56:35 PM
courteous-kindness1$50.00$50.0011/17/2010 8:25:32 PM
transparency-watcher$25.00$25.0011/17/2010 8:59:51 PM
lib5836$25.00$25.0011/18/2010 5:44:24 AM
ultimate-peace$212.00$212.0011/18/2010 4:07:04 PM
favorite-commerce$50.00$50.0011/18/2010 5:31:21 PM
pani5ue$25.00$25.0011/18/2010 5:51:36 PM
HammerSmith$25.00$25.0011/18/2010 7:07:13 PM
well-mannered-income3$30.00$30.0011/18/2010 7:28:38 PM
SFBank$200.00$200.0011/18/2010 8:37:21 PM
6moonbeams$50.00$50.0011/12/2010 3:00:47 PM
finance-mushroom$100.00$100.0011/12/2010 3:00:06 PM
Comoparklender$25.00$25.0011/12/2010 3:07:26 PM
velocity-solo$25.00$25.0011/12/2010 3:11:17 PM
simplelender80$200.00$200.0011/12/2010 3:09:34 PM
valiant-liberty4$25.00$25.0011/12/2010 3:13:36 PM
Kaj$25.00$25.0011/12/2010 3:12:58 PM
108lender$250.00$250.0011/12/2010 3:14:16 PM
kulender$50.00$50.0011/13/2010 6:34:51 AM
JustMee$25.00$25.0011/13/2010 3:24:14 PM
ingenious-deal6$25.00$25.0011/13/2010 9:34:14 PM
building_community$50.00$50.0011/14/2010 12:49:47 PM
MadHun$50.00$50.0011/14/2010 4:22:28 PM
loyalist1$38.36$38.3611/15/2010 11:57:52 AM
Alittleluck$25.00$25.0011/15/2010 4:19:53 PM
personal-lender$25.00$25.0011/16/2010 3:05:32 PM
rhin0cerx$50.00$50.0011/16/2010 3:05:58 PM
raisingophelia$25.00$25.0011/16/2010 4:41:00 PM
inspiring-reward$74.94$74.9411/17/2010 7:24:16 AM
WalnutCreekguy$50.00$50.0011/17/2010 8:30:36 AM
point-kitten6$50.00$50.0011/17/2010 10:13:55 AM
ah-long$25.00$25.0011/17/2010 1:09:44 PM
thomas16882004$25.00$25.0011/18/2010 12:24:42 AM
Investoman$25.00$25.0011/18/2010 10:41:16 AM
note-virtuoso8$50.00$50.0011/18/2010 10:31:22 AM
BanqueDeFrance$50.00$50.0011/18/2010 10:34:53 AM
dinero-mason$38.69$38.6911/18/2010 10:41:19 AM
tlawed$25.00$25.0011/18/2010 12:08:58 PM
lyndyn$25.00$25.0011/18/2010 1:14:45 PM
paradisenow$25.00$25.0011/18/2010 2:56:04 PM
SolarMoonshine$25.00$25.0011/18/2010 5:42:33 PM
commerce-web5$50.00$50.0011/18/2010 5:39:56 PM
sweet-peace6$43.69$43.6911/18/2010 5:47:29 PM
worthy-bid4$68.07$68.0711/18/2010 6:14:33 PM
natural-greenback6$25.00$0.2511/18/2010 6:14:43 PM
investment-comet$25.00$25.0011/18/2010 8:08:30 PM
MathProfessor$25.00$25.0011/18/2010 8:30:21 PM
68 bids
 
Borrower Payment Dependent Notes Series 483961
This series of Notes was issued and sold upon the funding of the borrower loan #45519, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 9.80% Auction start date:  Nov-12-2010 
  Auction end date:  Nov-17-2010 
 
Starting lender yield: 24.75% Starting borrower rate/APR: 25.75% / 29.26% Starting monthly payment: $240.95
Final lender yield: 24.75% Final borrower rate/APR: 25.75% / 29.27% Final monthly payment: $240.95
 
Auction yield range: 10.57% - 24.75% Estimated loss impact: 10.41%  
Lender servicing fee: 1.00% Estimated return: 14.34%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: May-1996 Debt/Income ratio: 22%
Credit score: 680-699 (Nov-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 13Length of status:2y 10m
Amount delinquent: $0 Total credit lines: 38 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,499Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 96%  
   Homeownership: Yes  
Screen name: RebDav8900 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 9 ( 100% ) 680-699 (Latest)
Principal borrowed: $1,500.00< 31 days late: 0 ( 0% )  
640-659 (Jan-2008)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Consolidate Credit Cards
Purpose of loan:
Consolidate?my credit cards.?

My financial situation:
I am a good candidate for this loan because I have never been late for any type of payment.? I have had a prosper loan before and I paid it off early.

Monthly net income: $ 6800

Monthly expenses: $
??Housing: $ 1995
??Insurance: $ 200
??Car expenses: $?300
??Utilities: $ 250
??Phone, cable, internet: $ 45
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 400
??Other expenses: $ 250
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
money-bauble$25.00$25.0011/12/2010 2:52:29 PM
6moonbeams$50.00$50.0011/12/2010 3:00:47 PM
finance-mushroom$100.00$100.0011/12/2010 3:00:06 PM
bid-czar8$50.00$50.0011/12/2010 3:05:15 PM
valiant-liberty4$25.00$25.0011/12/2010 3:13:37 PM
108lender$250.00$250.0011/12/2010 3:14:17 PM
velocity-solo$25.00$25.0011/12/2010 3:11:18 PM
reflective-rupee$88.00$88.0011/12/2010 4:19:53 PM
radiant-loan5$81.00$81.0011/12/2010 5:39:14 PM
kendigme$25.00$25.0011/13/2010 4:44:44 AM
loanman2007$100.00$100.0011/13/2010 4:58:38 AM
johnrx$50.00$50.0011/13/2010 2:05:38 AM
kulender$50.00$50.0011/13/2010 6:34:52 AM
SolarMoonshine$25.00$25.0011/13/2010 3:33:39 PM
orderly-leverage$100.00$100.0011/14/2010 1:29:42 AM
squarebob$25.00$25.0011/14/2010 5:16:24 AM
squarebob$25.00$25.0011/14/2010 5:17:03 AM
MadHun$50.00$50.0011/14/2010 4:22:29 PM
building_community$50.00$50.0011/14/2010 12:49:46 PM
graceful-investment$100.00$100.0011/15/2010 10:56:51 AM
Artist_Blue$25.00$25.0011/15/2010 1:49:10 PM
loyalist1$50.00$50.0011/16/2010 2:57:51 PM
personal-lender$25.00$25.0011/16/2010 3:05:33 PM
jigsaw$50.00$50.0011/16/2010 3:05:41 PM
raisingophelia$25.00$25.0011/16/2010 4:41:01 PM
bountiful-durability$43.45$43.4511/16/2010 8:09:35 PM
investmentgroup$25.00$25.0011/17/2010 12:42:20 AM
SFBank$200.00$200.0011/16/2010 7:20:48 PM
Whipster$50.00$50.0011/17/2010 5:18:05 AM
WalnutCreekguy$50.00$50.0011/17/2010 9:40:25 AM
hope-eagle6$25.00$25.0011/17/2010 10:13:33 AM
investment-artist$50.00$50.0011/17/2010 1:29:59 PM
point-kitten6$50.00$50.0011/17/2010 10:13:56 AM
Bob450$25.00$25.0011/17/2010 2:35:16 PM
diplomatic-euro$50.00$50.0011/17/2010 4:07:13 PM
Comoparklender$25.00$25.0011/12/2010 3:07:28 PM
simplelender80$200.00$200.0011/12/2010 3:09:35 PM
Kaj$25.00$25.0011/12/2010 3:13:00 PM
113121$50.00$50.0011/12/2010 7:43:29 PM
Trakissta$150.00$150.0011/12/2010 8:07:39 PM
113121$1,330.04$1,330.0411/12/2010 8:04:17 PM
blue-useful-auction$25.00$25.0011/13/2010 9:31:46 AM
ingenious-deal6$25.00$25.0011/13/2010 9:34:15 PM
squarebob$25.00$25.0011/14/2010 5:16:03 AM
squarebob$25.00$25.0011/14/2010 5:16:45 AM
silver-parsec$30.00$30.0011/14/2010 4:14:00 PM
lendstats_com$200.00$200.0011/15/2010 8:45:56 AM
payment-gusto$25.00$25.0011/15/2010 6:14:08 PM
musegaze$100.00$100.0011/15/2010 7:49:33 PM
1st_Prosper_Lender$25.00$25.0011/16/2010 4:52:39 AM
NekHoldings$25.00$25.0011/16/2010 5:44:25 AM
rhin0cerx$50.00$50.0011/16/2010 3:05:59 PM
ZPBSFinancialGroup$25.00$25.0011/16/2010 4:34:48 PM
credit-coach118$35.00$35.0011/17/2010 9:08:12 AM
nimble-nickel$50.00$50.0011/17/2010 10:15:49 AM
power-secret-agent$25.00$25.0011/17/2010 12:45:12 PM
dedicated-transaction796$50.00$50.0011/17/2010 10:13:05 AM
113121$3,236.13$1,407.5111/17/2010 10:15:56 AM
grampy48$35.00$35.0011/17/2010 12:41:22 PM
59 bids
 
Borrower Payment Dependent Notes Series 484001
This series of Notes was issued and sold upon the funding of the borrower loan #45452, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.70% Auction start date:  Nov-12-2010 
  Auction end date:  Nov-19-2010 
 
Starting lender yield: 22.40% Starting borrower rate/APR: 23.40% / 26.86% Starting monthly payment: $583.78
Final lender yield: 22.40% Final borrower rate/APR: 23.40% / 26.86% Final monthly payment: $583.78
 
Auction yield range: 7.57% - 22.40% Estimated loss impact: 9.23%  
Lender servicing fee: 1.00% Estimated return: 13.17%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1998 Debt/Income ratio: 36%
Credit score: 780-799 (Nov-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 6Length of status:0y 3m
Amount delinquent: $0 Total credit lines: 42 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,802Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 57%  
   Homeownership: Yes  
Screen name: diversification-axis5 Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off Credit Cards
Purpose of loan:
Consolidate Credit Cards, this loan will consolidate my cards to 0 and will save me money, never missed a payment!

My financial situation:
I am a good candidate for this loan because? I have a good, stable job in health care.

Monthly net income: $ 3300

Monthly expenses: $
??Housing: $ 1415
??Insurance: $ 125
??Car expenses: $200
??Utilities: $ 150
??Phone, cable, internet: $ 50
??Food, entertainment: $ 300
??Clothing, household expenses $
??Credit cards and other loans: $800
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What other debt do you have besides the credit cards? Thanks. - squarebob
A: I own my home, and have student loans of $20k, but that payment is only $150 per month. Thanks for the question and I look forward to your support (Nov-18-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
williemc44$50.00$50.0011/12/2010 2:50:42 PM
GElender$50.00$50.0011/12/2010 2:51:56 PM
melodious-fairness$50.00$50.0011/12/2010 2:58:36 PM
hitsman$100.00$100.0011/12/2010 2:57:29 PM
icchok$50.00$50.0011/12/2010 3:02:42 PM
top-courteous-peso$50.00$50.0011/12/2010 3:01:03 PM
finance-mushroom$100.00$100.0011/12/2010 3:00:35 PM
jdwillcox$100.00$100.0011/12/2010 3:04:35 PM
lendingfrog$25.00$25.0011/12/2010 3:02:18 PM
inspired-investment8$50.00$50.0011/12/2010 3:03:16 PM
bold-durability-drum$50.00$50.0011/12/2010 3:03:42 PM
skuba$25.00$25.0011/12/2010 3:04:19 PM
nickel-ferret$50.00$50.0011/12/2010 3:04:54 PM
orderly-leverage$100.00$100.0011/12/2010 3:09:54 PM
vigorous-velocity$100.00$100.0011/12/2010 3:06:35 PM
neutrino6$25.00$25.0011/12/2010 3:09:03 PM
worldly-community3$50.00$50.0011/12/2010 3:10:18 PM
Artist_Blue$25.00$25.0011/12/2010 3:14:53 PM
reflective-rupee$444.00$444.0011/12/2010 3:47:39 PM
reflective-rupee$132.00$132.0011/12/2010 3:48:22 PM
shrewd-deal$25.00$25.0011/12/2010 4:04:17 PM
ichibon$150.00$150.0011/12/2010 8:21:22 PM
haplender$50.00$50.0011/12/2010 7:46:17 PM
handshake5$100.00$100.0011/12/2010 8:21:34 PM
loanman2007$75.00$75.0011/13/2010 5:11:19 AM
lounges$50.00$50.0011/13/2010 6:34:49 AM
kublai$50.00$50.0011/13/2010 6:54:32 AM
melodious-fairness$50.00$50.0011/13/2010 4:28:48 PM
SFBank$300.00$300.0011/13/2010 4:46:54 PM
squarebob$25.00$25.0011/14/2010 7:08:34 AM
squarebob$25.00$25.0011/14/2010 7:08:16 AM
Premierelender$25.00$25.0011/14/2010 8:14:36 AM
squarebob$25.00$25.0011/14/2010 7:08:51 AM
balance-force$25.00$25.0011/14/2010 11:37:11 PM
SolarMoonshine$50.00$50.0011/14/2010 6:20:15 PM
inspiring-reward$75.00$75.0011/14/2010 8:51:57 PM
_NaLNaBB$25.00$25.0011/14/2010 7:43:17 PM
oaktown23$50.00$50.0011/14/2010 8:54:12 PM
puyanera$25.00$25.0011/15/2010 4:51:11 AM
velocity-solo$25.00$25.0011/15/2010 8:35:20 AM
graceful-investment$100.00$100.0011/15/2010 10:58:14 AM
Bank_Of_XL$50.00$50.0011/15/2010 10:48:44 AM
commerce-yeller$25.00$25.0011/15/2010 11:58:23 AM
McKrackle$50.00$50.0011/15/2010 3:04:04 PM
generous-deal6$50.00$50.0011/15/2010 3:16:39 PM
the-profit-oracle$25.00$25.0011/15/2010 4:40:15 PM
Tradesmanlender$34.02$34.0211/16/2010 2:48:41 AM
Zimbu$25.00$25.0011/16/2010 1:24:22 PM
agiovasil$25.00$25.0011/16/2010 1:35:30 PM
4est$25.00$25.0011/16/2010 6:44:15 PM
omniviper$25.00$25.0011/17/2010 4:04:18 AM
RMB-Investments$50.00$50.0011/16/2010 7:39:27 PM
new-auction-neutron$25.00$25.0011/17/2010 5:27:07 AM
LenderOnWheels$25.00$25.0011/17/2010 6:58:20 AM
peace-missile$25.00$25.0011/17/2010 12:24:14 AM
benjamin67$50.00$50.0011/17/2010 5:29:27 AM
velocity-amplifier9$50.00$50.0011/17/2010 9:34:18 AM
reflective-rupee$500.00$500.0011/17/2010 4:48:43 PM
auction-sage$50.00$50.0011/17/2010 7:45:33 PM
Steveoo1$25.00$25.0011/18/2010 5:02:07 AM
life-is-great$50.00$50.0011/18/2010 4:58:47 AM
trustworthy-fairness$50.00$50.0011/18/2010 4:59:55 AM
loyalty-czar$60.07$60.0711/18/2010 5:36:54 AM
back-scratchers$25.00$25.0011/18/2010 4:34:43 AM
reward-tsunami7$50.00$50.0011/18/2010 6:18:05 AM
steiglends$100.00$100.0011/18/2010 5:13:37 AM
LiveNow$50.00$50.0011/18/2010 5:18:48 AM
jazzlender$25.00$25.0011/18/2010 6:58:25 AM
best-listing-toro$25.00$25.0011/18/2010 6:39:22 AM
kalex752$25.00$25.0011/18/2010 5:27:47 AM
point-shooter$50.00$50.0011/18/2010 7:12:59 AM
Tikibarman$50.00$50.0011/18/2010 7:30:15 AM
schreibp$25.00$25.0011/18/2010 8:41:35 AM
valemic$25.00$25.0011/18/2010 8:06:10 AM
zotzot$25.00$25.0011/18/2010 9:21:58 AM
Aristocrat$25.00$25.0011/18/2010 8:42:14 AM
Oak-Parker$25.00$25.0011/18/2010 10:12:11 AM
redbomb5$25.00$25.0011/18/2010 10:19:52 AM
vigilance-revolutionary$50.00$50.0011/18/2010 10:46:16 AM
agwosdof$100.00$100.0011/18/2010 10:48:44 AM
lendinstuff$50.00$50.0011/18/2010 10:22:14 AM
squarebob$50.00$50.0011/18/2010 10:54:06 AM
skidoo99$50.00$50.0011/18/2010 11:02:47 AM
_NaLNaBB$150.00$150.0011/18/2010 12:03:59 PM
Relevance$25.00$25.0011/18/2010 12:07:22 PM
AF-Chief$50.00$50.0011/18/2010 12:20:47 PM
dunox$50.00$50.0011/18/2010 12:20:56 PM
ti22ring$25.00$25.0011/18/2010 11:35:10 AM
bentheretoo$125.00$125.0011/18/2010 1:57:18 PM
superb-funds335$25.00$25.0011/18/2010 1:58:59 PM
bebeshor$30.00$30.0011/18/2010 1:59:32 PM
point-kitten6$40.04$40.0411/18/2010 1:58:47 PM
felicity-festival$25.00$25.0011/18/2010 3:00:37 PM
burntxsoul$25.00$25.0011/18/2010 3:00:53 PM
tranquil-revenue$35.80$35.8011/18/2010 3:49:49 PM
worldly-gold$75.00$75.0011/18/2010 3:33:07 PM
saysana$25.00$25.0011/18/2010 4:21:46 PM
calkidd05$25.00$25.0011/18/2010 3:00:25 PM
robust-duty1$26.00$26.0011/18/2010 4:38:37 PM
CapStack$50.00$50.0011/18/2010 4:48:38 PM
DcUnited$30.00$30.0011/18/2010 4:32:47 PM
bdloans$50.00$50.0011/18/2010 4:48:07 PM
Polonius$26.00$26.0011/18/2010 5:15:09 PM
shrewd-income$250.00$250.0011/18/2010 5:17:32 PM
ommcd$25.00$25.0011/18/2010 5:03:45 PM
angelinvestor2$50.00$50.0011/18/2010 4:38:41 PM
RgPro$50.00$50.0011/18/2010 6:12:50 PM
ahansen$25.00$25.0011/18/2010 5:23:34 PM
responsibility-butterfly$25.00$25.0011/18/2010 6:31:03 PM
CAGE-Investments$25.00$25.0011/18/2010 6:20:13 PM
masonn$27.75$27.7511/18/2010 7:29:44 PM
paymentologist$25.00$25.0011/18/2010 7:34:01 PM
Untiedshu$67.53$67.5311/18/2010 7:30:35 PM
Geoff77$50.00$50.0011/18/2010 7:32:08 PM
callmebryan$25.00$25.0011/18/2010 6:57:50 PM
sleepy1405$50.00$50.0011/18/2010 8:13:53 PM
cash-boots$25.00$25.0011/18/2010 7:23:59 PM
deal-enrichment$50.00$50.0011/18/2010 8:33:49 PM
platinum-rapture6$25.00$25.0011/18/2010 9:13:26 PM
cxl9$50.00$50.0011/18/2010 8:47:46 PM
-PokerNut$31.74$31.7411/18/2010 8:10:58 PM
fabulous-revenue7$25.00$25.0011/18/2010 9:47:09 PM
quiksilver180$50.00$50.0011/18/2010 8:33:36 PM
cash-spark3$25.00$25.0011/18/2010 11:09:14 PM
wtrboy$45.45$45.4511/18/2010 10:33:11 PM
cash-spark3$25.00$25.0011/18/2010 11:09:00 PM
ClearLake$25.00$25.0011/19/2010 1:45:51 AM
mmckune$25.00$25.0011/19/2010 2:08:31 AM
CapeDollars$27.90$27.9011/19/2010 2:19:55 AM
PsiPro$25.00$25.0011/19/2010 1:43:55 AM
gotyourgear$25.00$25.0011/19/2010 2:04:39 AM
lovely-order7$25.00$25.0011/19/2010 5:18:25 AM
chemistry220$26.98$26.9811/19/2010 3:27:43 AM
Hiro07$25.00$25.0011/19/2010 6:04:28 AM
thebadpelican$50.00$50.0011/19/2010 6:11:17 AM
erowis$30.00$30.0011/19/2010 2:12:47 AM
hrubinst$50.00$50.0011/19/2010 2:25:15 AM
bold-attentive-listing$25.00$25.0011/19/2010 5:18:07 AM
calbertrand$25.00$25.0011/19/2010 6:12:27 AM
riproaringrapids$25.00$25.0011/12/2010 2:53:41 PM
simplelender80$250.00$250.0011/12/2010 2:54:06 PM
enthralling-deal180$50.00$50.0011/12/2010 2:55:18 PM
tnjohnso$25.00$25.0011/12/2010 2:56:36 PM
investment-comet$25.00$25.0011/12/2010 2:56:01 PM
bowdish1$50.00$50.0011/12/2010 2:57:58 PM
yield-enlistment$25.00$25.0011/12/2010 2:59:11 PM
350DGRZ$25.00$25.0011/12/2010 3:01:32 PM
indomitable-coin$50.00$50.0011/12/2010 3:06:17 PM
natural-affluence4$25.00$25.0011/12/2010 3:03:58 PM
Sam65$25.00$25.0011/12/2010 3:07:01 PM
108lender$200.00$200.0011/12/2010 3:14:05 PM
loyalty-sherpa$50.00$50.0011/12/2010 3:15:57 PM
money-bauble$25.00$25.0011/12/2010 3:20:58 PM
worthy-bid8$100.00$100.0011/12/2010 3:16:57 PM
reflective-rupee$132.00$132.0011/12/2010 3:48:36 PM
objective-investor$150.00$150.0011/12/2010 8:21:12 PM
WLenders$50.00$50.0011/12/2010 10:06:25 PM
AK49-JW$25.00$25.0011/12/2010 11:47:14 PM
credit-bliss8$25.00$25.0011/12/2010 10:38:39 PM
piston_honda$25.00$25.0011/13/2010 5:09:41 AM
CashFlow13$2,000.00$2,000.0011/13/2010 7:52:12 AM
forthright-dedication$50.00$50.0011/13/2010 2:44:15 PM
Ripsaw4U$50.00$50.0011/13/2010 2:44:39 PM
ms48105$25.00$25.0011/13/2010 2:56:07 PM
commerce-web5$50.00$50.0011/13/2010 9:31:47 PM
RetiredATC$50.00$50.0011/14/2010 3:54:14 AM
squarebob$25.00$25.0011/14/2010 7:08:00 AM
ideal-economy$44.80$44.8011/14/2010 11:03:07 AM
jamiee73$25.00$25.0011/14/2010 7:44:04 PM
taurusco$25.00$25.0011/15/2010 4:41:27 AM
tolerant-dinero2$25.00$25.0011/15/2010 9:09:22 AM
CROBRUN$50.00$50.0011/15/2010 10:24:21 AM
Madmigel$25.00$25.0011/15/2010 3:00:21 PM
Railbird$25.00$25.0011/15/2010 2:10:09 PM
BxRealtor$25.00$25.0011/15/2010 2:38:37 PM
sumac5$43.11$43.1111/15/2010 4:09:59 PM
tech310$50.00$50.0011/15/2010 4:10:04 PM
rescue$80.97$80.9711/16/2010 1:04:27 AM
missing-link$47.15$47.1511/16/2010 4:54:05 AM
penny-plato$25.00$25.0011/16/2010 9:43:51 AM
unassassinable$25.00$25.0011/16/2010 1:06:22 PM
laufer32304$50.00$50.0011/16/2010 1:06:55 PM
liberty-carnival$25.00$25.0011/16/2010 2:58:28 PM
raisingophelia$25.00$25.0011/16/2010 4:39:45 PM
meenan$50.00$34.4311/16/2010 5:01:26 PM
greenback-guard$25.00$25.0011/16/2010 5:38:47 PM
Tc11902$25.00$25.0011/16/2010 5:46:45 PM
power-secret-agent$25.00$25.0011/17/2010 12:46:05 PM
_NaLNaBB$325.00$325.0011/17/2010 10:23:48 AM
intuitive-camaraderi9$25.00$25.0011/17/2010 2:27:42 PM
psa1995$50.00$50.0011/17/2010 10:42:09 PM
curveylady$25.00$25.0011/18/2010 4:05:21 AM
bid-czar8$100.00$100.0011/18/2010 5:24:57 AM
wampum-chorus3$25.00$25.0011/18/2010 5:34:49 AM
lucrative-coin$100.00$100.0011/18/2010 6:42:18 AM
travels536$25.00$25.0011/18/2010 6:35:24 AM
dollar-sonnet3$50.00$50.0011/18/2010 7:28:35 AM
rakstar$25.00$25.0011/18/2010 7:30:25 AM
compwhiz$25.00$25.0011/18/2010 7:43:32 AM
PThor$25.00$25.0011/18/2010 7:43:38 AM
alpinaut$25.00$25.0011/18/2010 8:17:49 AM
wise-repayment-kayak$25.00$25.0011/18/2010 10:12:08 AM
mtquan$25.00$25.0011/18/2010 10:24:14 AM
dreammachine$50.00$50.0011/18/2010 10:48:55 AM
reliable-penny7$25.00$25.0011/18/2010 10:50:38 AM
ptjg$25.00$25.0011/18/2010 10:19:45 AM
cropdust3r$25.00$25.0011/18/2010 10:50:14 AM
nycfinance$25.00$25.0011/18/2010 10:45:38 AM
Weaverville$28.49$28.4911/18/2010 11:55:42 AM
Mariner3605$50.00$50.0011/18/2010 10:49:24 AM
studious-bonus7$100.00$100.0011/18/2010 10:51:49 AM
utopia14$25.00$25.0011/18/2010 11:19:40 AM
wrighco$25.00$25.0011/18/2010 12:04:54 PM
brazilofmux$100.00$100.0011/18/2010 11:35:03 AM
kegs$45.73$45.7311/18/2010 1:32:27 PM
ericgassercom$37.27$37.2711/18/2010 2:09:39 PM
leebus$25.00$25.0011/18/2010 1:04:50 PM
rhodylend$25.00$25.0011/18/2010 2:27:01 PM
organized-payment6$25.00$25.0011/18/2010 2:43:44 PM
poetic-economy$50.00$50.0011/18/2010 2:15:07 PM
elegant-income3$50.00$50.0011/18/2010 2:57:17 PM
kc8fot$50.00$50.0011/18/2010 3:07:09 PM
ddog0224$25.00$25.0011/18/2010 2:59:08 PM
CornerKetch$25.00$25.0011/18/2010 3:14:09 PM
teejay411$100.00$100.0011/18/2010 2:50:17 PM
gracej$25.00$25.0011/18/2010 3:58:25 PM
Dubbs360$44.31$44.3111/18/2010 3:04:29 PM
powerful-finance7$25.00$25.0011/18/2010 3:28:23 PM
mketelecom$50.00$50.0011/18/2010 3:53:50 PM
shrewd-income$250.00$250.0011/18/2010 5:28:20 PM
Banker7371$25.00$25.0011/18/2010 5:54:01 PM
jakesworld$25.00$25.0011/18/2010 7:08:58 PM
mpatrick$25.00$25.0011/18/2010 6:53:38 PM
2bnforlife$25.00$25.0011/18/2010 6:22:59 PM
reward-dynamo$25.00$25.0011/18/2010 7:14:42 PM
profitable-money$25.00$25.0011/18/2010 7:57:25 PM
aldeed$25.00$25.0011/18/2010 7:58:59 PM
cathexis$50.00$50.0011/18/2010 8:03:14 PM
jescowa$50.00$50.0011/18/2010 7:13:29 PM
mrrc7498$25.00$25.0011/18/2010 8:13:59 PM
JMJIluss$25.00$25.0011/18/2010 7:47:53 PM
SKOAL$50.00$50.0011/18/2010 7:59:10 PM
LOANMAN614$50.00$50.0011/18/2010 8:03:26 PM
bharosa$25.00$25.0011/18/2010 9:27:44 PM
richboy56$25.00$25.0011/18/2010 9:27:47 PM
keeks$25.00$25.0011/18/2010 10:33:39 PM
mittman43$40.74$40.7411/18/2010 10:49:10 PM
BankerBoy414$25.00$25.0011/18/2010 9:45:12 PM
lucky6$25.00$25.0011/18/2010 10:02:46 PM
dollars4debts$25.00$25.0011/19/2010 2:04:17 AM
theaterguy$25.00$25.0011/19/2010 1:45:33 AM
rulender$39.47$39.4711/19/2010 2:45:10 AM
proaz0119$25.00$25.0011/19/2010 4:39:34 AM
chicagobear23$50.00$50.0011/19/2010 5:14:05 AM
truelumen$30.00$30.0011/19/2010 5:21:59 AM
snappy$26.47$26.4711/19/2010 1:47:28 AM
drtexican$26.84$26.8411/19/2010 2:22:53 AM
calm-deal7$25.00$25.0011/19/2010 3:02:05 AM
nalaari$25.00$25.0011/19/2010 3:07:47 AM
piter-to-la-investment$25.00$25.0011/19/2010 3:08:33 AM
loot-heart$32.94$32.9411/19/2010 3:27:14 AM
rajdn$50.00$50.0011/19/2010 3:57:57 AM
fair_rates$25.00$25.0011/19/2010 4:05:49 AM
263 bids
 
Borrower Payment Dependent Notes Series 484009
This series of Notes was issued and sold upon the funding of the borrower loan #45537, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 9.80% Auction start date:  Nov-12-2010 
  Auction end date:  Nov-19-2010 
 
Starting lender yield: 24.75% Starting borrower rate/APR: 25.75% / 31.75% Starting monthly payment: $40.16
Final lender yield: 16.00% Final borrower rate/APR: 17.00% / 22.68% Final monthly payment: $35.65
 
Auction yield range: 10.57% - 24.75% Estimated loss impact: 10.17%  
Lender servicing fee: 1.00% Estimated return: 5.83%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-1982 Debt/Income ratio: 56%
Credit score: 700-719 (Nov-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:14y 3m
Amount delinquent: $0 Total credit lines: 31 Occupation: Teacher's Aide
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $27,699Stated income:$1-$24,999
Delinquencies in last 7y: 5 Bankcard utilization: 28%  
   Homeownership: No  
Screen name: sjd28562 Borrower's state: NorthCarolina Borrower's group: BORROWERS - LARGEST GROUP
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 33 ( 97% ) 700-719 (Latest)
Principal borrowed: $4,000.00< 31 days late: 1 ( 3% )  
680-699 (Feb-2010)
660-679 (Jan-2010)
600-619 (Dec-2007)
620-639 (Nov-2007)
 
Principal balance: $298.66 31+ days late: 0 ( 0% )
Total payments billed: 34  
Description
Repainting a bathroom and bedoom
Purpose of loan:
This loan will be used to repain my master bedroom and bathroom.

My financial situation:
I am a good candidate for this loan because I have been current on the prosper loan that will be ending in January.

Monthly net income: $ 2800

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 200
??Car expenses: $ 150
??Utilities: $?0
??Phone, cable, internet: $ 160
??Food, entertainment: $ 450
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 100
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
loanman2007$75.00$75.0011/13/2010 4:44:18 AM
wlm3012$25.00$25.0011/14/2010 8:58:55 AM
lender12345$25.00$25.0011/14/2010 1:39:44 PM
scho0590$45.28$45.2811/17/2010 7:49:06 PM
Feyenoord$25.00$25.0011/17/2010 4:28:24 PM
bst$29.58$29.5811/18/2010 11:09:35 AM
independent-transaction$50.00$42.4811/18/2010 11:28:34 AM
PropertyInvest$25.00$25.0011/18/2010 3:37:44 PM
4mydaughterseducation$25.00$25.0011/18/2010 6:59:19 PM
Astyanax$75.00$75.0011/18/2010 6:48:18 PM
credit-guard5$25.00$25.0011/18/2010 8:49:50 PM
DasMula$25.00$25.0011/19/2010 6:45:39 AM
warew$25.00$25.0011/13/2010 8:17:36 AM
investment-artist$50.00$50.0011/15/2010 9:26:12 AM
USNavyVet$25.00$25.0011/15/2010 12:35:03 PM
benefit-boots$25.00$25.0011/18/2010 7:47:14 AM
Red-Bull-One$25.00$25.0011/18/2010 8:08:11 AM
MathProfessor$25.00$25.0011/18/2010 10:05:34 AM
enthusiastic-balance5$50.00$50.0011/18/2010 2:31:32 PM
FinanceEngine$30.00$30.0011/18/2010 2:31:28 PM
FLA-$25.00$25.0011/18/2010 7:10:57 PM
minnesotafinancial$25.00$25.0011/18/2010 7:28:39 PM
HammerSmith$25.00$25.0011/18/2010 7:09:05 PM
crw1950$50.00$50.0011/18/2010 9:01:00 PM
Cambium$40.00$40.0011/19/2010 4:18:44 AM
businessguy29$25.00$25.0011/19/2010 8:47:51 AM
LittleMingo$30.00$30.0011/19/2010 10:19:46 AM
rutzebach$27.66$27.6611/19/2010 10:34:30 AM
1SteelerFan$30.00$30.0011/19/2010 1:31:11 PM
thisbucksforu$25.00$25.0011/19/2010 1:04:10 PM
30 bids
 
Borrower Payment Dependent Notes Series 484011
This series of Notes was issued and sold upon the funding of the borrower loan #45446, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,225.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 3.50% Auction start date:  Nov-12-2010 
  Auction end date:  Nov-19-2010 
 
Starting lender yield: 9.95% Starting borrower rate/APR: 10.95% / 13.07% Starting monthly payment: $399.94
Final lender yield: 9.95% Final borrower rate/APR: 10.95% / 13.07% Final monthly payment: $399.94
 
Auction yield range: 3.57% - 9.95% Estimated loss impact: 3.53%  
Lender servicing fee: 1.00% Estimated return: 6.42%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Apr-1997 Debt/Income ratio: 24%
Credit score: 800-819 (Nov-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:3y 5m
Amount delinquent: $0 Total credit lines: 27 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $18,806Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 21%  
   Homeownership: Yes  
Screen name: moola-tent Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Get Out of Debt in 3 Years
Purpose of loan:
This loan will be used to payoff my credit cards. We had transferred balances onto this credit card and made good progress on paying it down this year, but now the promotional APR has expired and the rate is now a high-rate variable APR. We need this loan to get us with our plan to be out of debt in three years.

My financial situation:
My wife and I have an excellent credit history. We have a monthly budget that we have been following for over a year now and have not overspent since. In all our years, we have never missed a payment. We have even taken on additional work to help pay down our debt more quickly. Thank you for your help!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
riproaringrapids$25.00$25.0011/12/2010 2:53:42 PM
williemc44$50.00$50.0011/12/2010 2:50:44 PM
Rockymtnhi$150.00$150.0011/12/2010 2:51:10 PM
GElender$50.00$50.0011/12/2010 2:51:56 PM
investment-comet$25.00$25.0011/12/2010 2:56:02 PM
finance-mushroom$100.00$100.0011/12/2010 3:00:36 PM
selector568$300.00$300.0011/12/2010 3:01:10 PM
icchok$50.00$50.0011/12/2010 3:02:42 PM
natural-affluence4$25.00$25.0011/12/2010 3:03:59 PM
vigorous-velocity$100.00$100.0011/12/2010 3:06:36 PM
jdwillcox$100.00$100.0011/12/2010 3:04:35 PM
worldly-community3$50.00$50.0011/12/2010 3:10:17 PM
Sam65$25.00$25.0011/12/2010 3:07:02 PM
indomitable-coin$50.00$50.0011/12/2010 3:06:18 PM
finance_mba$25.00$25.0011/12/2010 3:08:23 PM
bayareainv$50.00$50.0011/12/2010 3:10:10 PM
loyalty-sherpa$50.00$50.0011/12/2010 3:15:57 PM
orderly-leverage$50.00$50.0011/12/2010 3:16:14 PM
worthy-bid8$100.00$100.0011/12/2010 3:16:57 PM
penny-plato$25.00$25.0011/12/2010 4:08:44 PM
haplender$50.00$50.0011/12/2010 7:46:18 PM
WLenders$50.00$50.0011/12/2010 10:06:23 PM
ichibon$119.49$119.4911/13/2010 12:41:44 AM
upc_tnt$25.00$25.0011/13/2010 12:41:47 AM
objective-investor$129.33$129.3311/13/2010 1:04:39 AM
kublai$50.00$50.0011/13/2010 6:54:32 AM
piston_honda$25.00$25.0011/13/2010 5:09:41 AM
lounges$50.00$50.0011/13/2010 6:34:48 AM
SCD$25.00$25.0011/13/2010 8:43:12 AM
inspiring-reward$25.00$25.0011/13/2010 10:05:49 AM
one-midas$50.00$50.0011/13/2010 7:20:23 AM
Jim33$25.00$25.0011/13/2010 10:20:53 AM
rpg$50.00$50.0011/13/2010 11:20:18 AM
penny-finder$50.00$50.0011/13/2010 11:44:51 AM
ocean99$50.00$50.0011/13/2010 12:54:51 PM
forthright-dedication$50.00$50.0011/13/2010 2:44:15 PM
Ripsaw4U$50.00$50.0011/13/2010 2:44:40 PM
ms48105$25.00$25.0011/13/2010 2:56:06 PM
commerce-web5$50.00$50.0011/13/2010 9:31:47 PM
magnificent-income7$50.00$50.0011/13/2010 10:59:41 PM
squarebob$25.00$25.0011/14/2010 7:09:50 AM
RetiredATC$50.00$50.0011/14/2010 3:54:13 AM
oaktown23$50.00$50.0011/14/2010 8:54:11 PM
CROBRUN$50.00$50.0011/15/2010 10:24:20 AM
Railbird$25.00$25.0011/15/2010 2:10:07 PM
first-serene-credit$25.00$25.0011/15/2010 3:24:30 PM
tech310$50.00$50.0011/15/2010 4:10:06 PM
thoughtful-community7$25.00$25.0011/16/2010 5:52:28 AM
bxdoc$50.00$50.0011/16/2010 3:05:39 AM
Jofga$25.00$25.0011/16/2010 9:30:28 AM
value-investor9$50.00$50.0011/16/2010 6:44:23 AM
missing-link$50.00$50.0011/16/2010 8:58:48 AM
firenexx$25.00$25.0011/16/2010 2:27:24 PM
Tradesmanlender$34.23$34.2311/16/2010 5:03:38 PM
laufer32304$50.00$50.0011/16/2010 4:37:18 PM
raisingophelia$25.00$25.0011/16/2010 4:39:45 PM
ujiba$50.00$50.0011/16/2010 5:35:01 PM
peace-missile$25.00$25.0011/17/2010 12:24:15 AM
4est$25.00$25.0011/16/2010 6:44:15 PM
travels536$25.00$25.0011/17/2010 6:15:07 AM
new-auction-neutron$25.00$25.0011/17/2010 5:27:09 AM
velocity-amplifier9$50.00$50.0011/17/2010 9:34:18 AM
LenderOnWheels$25.00$25.0011/17/2010 6:58:21 AM
brightest-dynamic-peace$25.00$25.0011/17/2010 11:36:19 AM
mraleig$150.00$150.0011/17/2010 12:58:15 PM
radforj22$25.00$25.0011/17/2010 3:20:08 PM
jimduism$25.00$25.0011/17/2010 9:18:09 PM
bid-czar8$100.00$100.0011/18/2010 5:24:58 AM
blissful-dedication3$25.00$25.0011/18/2010 5:46:30 AM
delicious-social132$50.00$50.0011/18/2010 4:42:06 AM
kalex752$25.00$25.0011/18/2010 5:27:48 AM
dickiesweetboy$62.87$62.8711/18/2010 6:57:27 AM
octoberfresh$25.00$25.0011/18/2010 7:28:33 AM
point-shooter$50.00$50.0011/18/2010 7:13:00 AM
PThor$25.00$25.0011/18/2010 7:43:38 AM
workaholic68$25.00$25.0011/18/2010 7:55:32 AM
Tikibarman$50.00$50.0011/18/2010 7:30:16 AM
omniviper$25.00$25.0011/18/2010 7:58:36 AM
triumphant-bonus$25.00$25.0011/18/2010 9:12:35 AM
alpinaut$25.00$25.0011/18/2010 8:17:50 AM
schreibp$25.00$25.0011/18/2010 8:41:37 AM
agwosdof$50.00$50.0011/18/2010 9:49:05 AM
Frugal$25.00$25.0011/18/2010 9:47:11 AM
compwhiz$25.00$25.0011/18/2010 10:20:40 AM
nycfinance$25.00$25.0011/18/2010 10:45:40 AM
Mariner3605$50.00$50.0011/18/2010 10:49:25 AM
cropdust3r$25.00$25.0011/18/2010 10:50:15 AM
studious-bonus7$100.00$100.0011/18/2010 10:51:50 AM
the-pure-cash$50.00$50.0011/18/2010 10:46:06 AM
dreammachine$50.00$50.0011/18/2010 10:48:55 AM
ti22ring$25.00$25.0011/18/2010 11:35:11 AM
mattpet$25.00$25.0011/18/2010 12:00:47 PM
ORteacher$50.00$50.0011/18/2010 11:00:52 AM
Goal_Line$100.00$100.0011/18/2010 11:57:15 AM
zotzot$25.00$25.0011/18/2010 12:36:19 PM
availableloan$25.00$25.0011/18/2010 1:52:05 PM
IIP77$25.00$25.0011/18/2010 1:34:41 PM
Rivervale_Westwood$25.00$23.8911/18/2010 1:40:59 PM
leebus$25.00$25.0011/18/2010 1:04:52 PM
JDL51$30.00$30.0011/18/2010 2:10:07 PM
transparency-boss439$300.00$300.0011/18/2010 4:08:15 PM
godfather4u$108.25$108.2511/18/2010 4:44:42 PM
RkyMtnHi$50.00$50.0011/18/2010 4:47:30 PM
dirkiebush$104.00$104.0011/18/2010 3:52:18 PM
goalman55$25.00$25.0011/18/2010 3:53:16 PM
johndoeProsper$40.00$40.0011/18/2010 4:51:25 PM
joyous-revenue4$50.00$50.0011/18/2010 5:05:18 PM
credit-panda1$30.00$30.0011/18/2010 4:46:05 PM
worth-excellence4$25.00$25.0011/18/2010 7:03:07 PM
BankofBeth$25.00$25.0011/18/2010 8:06:11 PM
RainMakers$25.00$25.0011/18/2010 7:00:41 PM
thrilling-nickel5$25.00$25.0011/18/2010 7:27:32 PM
JLPicard$71.72$71.7211/18/2010 9:01:12 PM
velocity-winner$25.00$25.0011/18/2010 9:36:37 PM
mgking007$100.00$100.0011/18/2010 10:52:03 PM
wwwUniversal$25.00$25.0011/18/2010 10:28:49 PM
erowis$30.00$30.0011/19/2010 2:14:08 AM
rakey$25.00$25.0011/19/2010 4:06:52 AM
ManhattanLender$25.00$25.0011/19/2010 4:07:14 AM
Charmart$25.00$25.0011/19/2010 2:44:47 AM
a-resplendent-commitment$25.00$25.0011/19/2010 6:01:25 AM
rdrloan$50.00$50.0011/19/2010 4:07:05 AM
moneytolend72$25.00$25.0011/19/2010 7:25:16 AM
nfunguy$25.00$25.0011/19/2010 7:56:36 AM
thebadpelican$25.00$25.0011/19/2010 6:08:12 AM
T-L-B$32.46$32.4611/19/2010 7:35:09 AM
CULPEPPERGROUP$25.00$25.0011/19/2010 9:41:07 AM
gilbrear$25.00$25.0011/19/2010 10:05:12 AM
redtilapia$25.00$25.0011/19/2010 8:27:59 AM
reBuild-America$25.00$25.0011/19/2010 11:16:32 AM
OoM$25.00$25.0011/19/2010 10:23:24 AM
friendinmoney$25.00$25.0011/19/2010 2:13:58 PM
DonJM0263$100.00$100.0011/19/2010 2:34:54 PM
jeflanne$200.00$200.0011/19/2010 2:37:42 PM
enthralling-deal180$50.00$50.0011/12/2010 2:55:19 PM
ray1051$75.00$75.0011/12/2010 2:56:31 PM
melodious-fairness$50.00$50.0011/12/2010 2:58:36 PM
simplelender80$250.00$250.0011/12/2010 2:54:05 PM
hitsman$100.00$100.0011/12/2010 2:57:30 PM
bowdish1$50.00$50.0011/12/2010 2:58:00 PM
organized-payment6$50.00$50.0011/12/2010 2:56:23 PM
yield-enlistment$25.00$25.0011/12/2010 2:59:12 PM
dunox$25.00$25.0011/12/2010 2:59:46 PM
nickel-ferret$50.00$50.0011/12/2010 3:04:55 PM
inspired-investment8$32.97$32.9711/12/2010 3:03:16 PM
bold-durability-drum$50.00$50.0011/12/2010 3:03:42 PM
skuba$25.00$25.0011/12/2010 3:04:20 PM
rekitten$100.00$100.0011/12/2010 3:05:01 PM
Havana21$100.00$100.0011/12/2010 3:05:31 PM
neutrino6$25.00$25.0011/12/2010 3:09:04 PM
j2ee$25.00$25.0011/12/2010 3:13:18 PM
108lender$200.00$200.0011/12/2010 3:14:06 PM
Artist_Blue$25.00$25.0011/12/2010 3:14:52 PM
shrewd-deal$25.00$25.0011/12/2010 4:04:16 PM
zippy-revenue8$50.00$50.0011/12/2010 3:53:15 PM
socal-lender$25.00$25.0011/12/2010 5:05:39 PM
peb44$25.00$25.0011/12/2010 4:44:40 PM
money-bauble$50.00$50.0011/12/2010 9:59:53 PM
handshake5$41.64$41.6411/13/2010 1:04:47 AM
tolerant-dinero2$25.00$25.0011/13/2010 10:06:06 AM
platinum-hunter7$25.00$25.0011/13/2010 7:35:57 AM
Nailman88$25.00$25.0011/13/2010 10:41:07 AM
blue-useful-auction$25.00$25.0011/13/2010 9:18:55 AM
unassassinable$25.00$25.0011/13/2010 12:54:11 PM
JustMee$25.00$25.0011/13/2010 3:22:35 PM
melodious-fairness$50.00$50.0011/13/2010 4:29:50 PM
investment-comet$25.00$25.0011/14/2010 4:54:13 AM
squarebob$25.00$25.0011/14/2010 7:10:31 AM
squarebob$25.00$25.0011/14/2010 7:10:51 AM
cerebral-dollar773$50.00$50.0011/14/2010 7:54:43 AM
taurusco$25.00$25.0011/15/2010 4:41:31 AM
balance-force$25.00$25.0011/14/2010 11:29:40 PM
Vegasjim$25.00$25.0011/15/2010 9:22:21 AM
Trident-Fund$65.17$65.1711/15/2010 10:12:22 AM
Big-Travy$25.00$25.0011/15/2010 11:33:20 AM
mjunlimited$50.00$50.0011/15/2010 2:37:27 PM
graceful-investment$100.00$100.0011/15/2010 2:42:00 PM
afterhours$25.00$25.0011/15/2010 3:10:45 PM
BxRealtor$25.00$25.0011/15/2010 3:43:37 PM
generous-deal6$50.00$50.0011/15/2010 4:11:25 PM
sumac5$100.00$100.0011/15/2010 4:40:20 PM
ericd523$25.00$25.0011/15/2010 8:13:46 PM
kmr2$25.00$25.0011/16/2010 12:34:11 AM
credit-birch$39.00$39.0011/16/2010 10:00:10 AM
rescue$28.16$28.1611/16/2010 1:07:19 PM
nimble-nickel$100.00$100.0011/16/2010 3:34:12 PM
liberty-carnival$25.00$25.0011/16/2010 5:04:33 PM
LoanDMC$25.00$25.0011/16/2010 7:47:24 PM
heerzaquestion$25.00$25.0011/16/2010 7:58:08 PM
RMB-Investments$50.00$50.0011/16/2010 7:39:28 PM
mondial4$33.10$33.1011/16/2010 8:07:24 PM
meenan$50.00$50.0011/17/2010 1:17:15 AM
benjamin67$50.00$50.0011/17/2010 5:29:28 AM
intuitive-camaraderi9$25.00$25.0011/17/2010 2:27:43 PM
nourishing-revenue3$25.00$25.0011/17/2010 11:59:49 AM
100units$100.00$100.0011/17/2010 2:32:38 PM
auction-sage$50.00$50.0011/17/2010 7:45:33 PM
wntrequinx$35.54$35.5411/17/2010 8:00:43 PM
psa1995$50.00$50.0011/17/2010 10:42:11 PM
trustworthy-fairness$50.00$50.0011/18/2010 4:59:55 AM
life-is-great$50.00$50.0011/18/2010 4:58:53 AM
rainorshine47$50.00$50.0011/18/2010 5:12:16 AM
a-finance-nirvana$25.00$25.0011/18/2010 4:23:03 AM
LiveNow$50.00$50.0011/18/2010 5:18:54 AM
blissful-dedication3$25.00$25.0011/18/2010 5:46:04 AM
reward-tsunami7$50.00$50.0011/18/2010 6:18:06 AM
Steveoo1$25.00$25.0011/18/2010 5:02:08 AM
steiglends$100.00$100.0011/18/2010 5:13:39 AM
wampum-chorus3$25.00$25.0011/18/2010 5:37:54 AM
dollar-sonnet3$50.00$50.0011/18/2010 7:28:36 AM
a-bonus-swashbuckler$25.00$25.0011/18/2010 7:29:10 AM
rakstar$25.00$25.0011/18/2010 7:30:26 AM
jazzlender$25.00$25.0011/18/2010 6:58:26 AM
valemic$25.00$25.0011/18/2010 8:06:11 AM
agile-diversification2$25.00$25.0011/18/2010 9:49:08 AM
junomich$50.00$50.0011/18/2010 9:09:58 AM
mtquan$25.00$25.0011/18/2010 10:24:15 AM
ericgassercom$25.00$25.0011/18/2010 10:44:46 AM
lendinstuff$50.00$50.0011/18/2010 10:22:16 AM
vollynet$25.00$25.0011/18/2010 10:47:34 AM
teller$50.00$50.0011/18/2010 10:10:20 AM
duty-starfish8$50.00$50.0011/18/2010 10:21:11 AM
credit-birch$60.00$60.0011/18/2010 10:33:33 AM
vigilance-revolutionary$50.00$50.0011/18/2010 10:46:17 AM
mirageseeker$100.00$100.0011/18/2010 11:40:47 AM
Jewels$50.00$50.0011/18/2010 11:35:10 AM
wrighco$25.00$25.0011/18/2010 12:04:56 PM
Weaverville$25.00$25.0011/18/2010 12:04:16 PM
joyous-revenue4$100.00$100.0011/18/2010 11:20:16 AM
Relevance$25.00$25.0011/18/2010 12:07:23 PM
AF-Chief$50.00$50.0011/18/2010 12:20:48 PM
elegant-income3$30.00$30.0011/18/2010 2:19:58 PM
toocautious$30.00$30.0011/18/2010 1:48:59 PM
Go_Illini_Go$30.33$30.3311/18/2010 1:00:17 PM
zotzot$25.00$25.0011/18/2010 1:05:36 PM
Troutfinder$30.00$30.0011/18/2010 2:51:14 PM
upperdeck$25.00$25.0011/18/2010 4:52:29 PM
pilot1723$25.00$25.0011/18/2010 5:23:15 PM
value-pouch$50.00$50.0011/18/2010 6:26:32 PM
PersonalBnkr$50.00$50.0011/18/2010 6:40:19 PM
Dollars4Rent$25.00$25.0011/18/2010 7:46:46 PM
SpectrumCen$30.00$30.0011/18/2010 8:24:43 PM
payout-alien6$25.00$25.0011/18/2010 10:36:58 PM
crw1950$50.00$50.0011/18/2010 9:04:51 PM
ahansen$40.90$40.9011/18/2010 11:51:36 PM
micelobe$50.00$50.0011/19/2010 2:56:52 AM
MrJDL1971$100.00$100.0011/19/2010 5:28:17 AM
spiff666$25.00$25.0011/19/2010 6:51:24 AM
trade-structure$35.94$35.9411/19/2010 8:33:54 AM
chris831$100.00$100.0011/19/2010 6:48:41 AM
upright-silver$25.00$25.0011/19/2010 7:26:42 AM
pghtiny$25.00$25.0011/19/2010 10:02:29 AM
thundermustard$25.00$25.0011/19/2010 8:08:38 AM
rmlends$25.00$25.0011/19/2010 10:24:42 AM
nanaof7$25.00$25.0011/19/2010 12:40:35 PM
rate-negotiator$25.00$25.0011/19/2010 12:28:28 PM
lawboy74$25.00$25.0011/19/2010 12:31:52 PM
tutnyce$75.00$75.0011/19/2010 1:47:56 PM
1SteelerFan$35.00$35.0011/19/2010 1:31:48 PM
piano55$36.01$36.0111/19/2010 1:49:01 PM
hopeful-truth5$100.00$100.0011/19/2010 2:00:08 PM
261 bids
 
Borrower Payment Dependent Notes Series 484175
This series of Notes was issued and sold upon the funding of the borrower loan #45511, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 9.80% Auction start date:  Nov-16-2010 
  Auction end date:  Nov-21-2010 
 
Starting lender yield: 24.75% Starting borrower rate/APR: 25.75% / 29.26% Starting monthly payment: $80.32
Final lender yield: 24.75% Final borrower rate/APR: 25.75% / 29.27% Final monthly payment: $80.32
 
Auction yield range: 10.57% - 24.75% Estimated loss impact: 10.41%  
Lender servicing fee: 1.00% Estimated return: 14.34%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Apr-1997 Debt/Income ratio: 15%
Credit score: 660-679 (Nov-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:4y 3m
Amount delinquent: $0 Total credit lines: 18 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $9,939Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 70%  
   Homeownership: Yes  
Screen name: helpful-integrity0 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 11 ( 100% ) 660-679 (Latest)
Principal borrowed: $2,500.00< 31 days late: 0 ( 0% )  
660-679 (Nov-2009)
 
Principal balance: $1,886.49 31+ days late: 0 ( 0% )
Total payments billed: 11  
Description
debt consolidation
Purpose of loan:
This loan will be used to? pay down debt

My financial situation:
I am a good candidate for this loan because? I have a history of making timely payments with Prosper

Monthly net income: $ 47,000

Monthly expenses: $
??Housing: $ 959.53
??Insurance: $ 134.05
??Car expenses: $ 222.53
??Utilities: $ 170-200.00
??Phone, cable, internet: $ 161.00
??Food, entertainment: $ 125.00
??Clothing, household expenses $ 75.00
??Credit cards and other loans: $ 250.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
graceful-investment$83.36$7.8311/16/2010 3:40:22 PM
transaction-circuit$50.00$50.0011/16/2010 3:45:16 PM
EngineersAlliance$75.00$75.0011/16/2010 5:15:06 PM
loanman2007$75.00$75.0011/17/2010 5:15:18 AM
reflective-rupee$200.00$200.0011/17/2010 10:02:40 AM
reward-dynamo$25.00$25.0011/17/2010 6:36:28 PM
honey-money$25.00$25.0011/17/2010 8:09:40 PM
SolarMoonshine$25.00$25.0011/17/2010 4:11:34 PM
Belair_Advisors$25.00$25.0011/18/2010 2:45:45 AM
blissful-cash3$227.20$227.2011/17/2010 11:16:02 PM
penny-plato$25.00$25.0011/18/2010 8:42:43 AM
drcoop$25.00$25.0011/18/2010 10:12:30 AM
one-midas$50.00$50.0011/18/2010 6:23:39 PM
mikelance7$25.00$25.0011/18/2010 6:58:30 PM
HammerSmith$25.00$25.0011/18/2010 7:26:06 PM
Bob450$25.00$25.0011/18/2010 7:42:20 PM
aztocas$25.00$25.0011/19/2010 11:30:58 PM
thebadpelican$25.00$25.0011/20/2010 12:22:46 AM
loan-fate$63.97$63.9711/20/2010 5:48:42 AM
frogperson$250.00$250.0011/20/2010 5:05:15 PM
foothillender$25.00$25.0011/17/2010 10:02:13 AM
all_of_that_one$26.00$26.0011/17/2010 6:39:01 PM
twjh$25.00$25.0011/18/2010 4:16:48 AM
investment-artist$25.00$25.0011/18/2010 8:11:40 AM
Mighty_Hunter$50.00$50.0011/18/2010 11:38:56 AM
ethicalhumanist$50.00$50.0011/18/2010 12:47:24 PM
grampy48$50.00$50.0011/18/2010 1:17:31 PM
FinanceEngine$25.00$25.0011/18/2010 2:41:14 PM
SFBank$150.00$150.0011/18/2010 8:29:01 PM
mhotchan$100.00$100.0011/18/2010 10:02:54 PM
tomaswk$25.00$25.0011/19/2010 9:48:07 AM
radar_love$25.00$25.0011/19/2010 5:16:52 PM
market-pudding$25.00$25.0011/19/2010 10:52:40 PM
realtormoises$25.00$25.0011/20/2010 5:57:15 AM
SkinnyFish$25.00$25.0011/20/2010 1:40:44 PM
spiff666$25.00$25.0011/20/2010 8:26:57 AM
shellstar$25.00$25.0011/20/2010 11:45:10 AM
trade-goblin9$25.00$25.0011/20/2010 5:26:35 PM
38 bids
 
Borrower Payment Dependent Notes Series 484197
This series of Notes was issued and sold upon the funding of the borrower loan #45520, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.95% Auction start date:  Nov-15-2010 
  Auction end date:  Nov-17-2010 
 
Starting lender yield: 13.90% Starting borrower rate/APR: 14.90% / 17.07% Starting monthly payment: $155.77
Final lender yield: 13.90% Final borrower rate/APR: 14.90% / 17.07% Final monthly payment: $155.77
 
Auction yield range: 5.57% - 13.90% Estimated loss impact: 6.18%  
Lender servicing fee: 1.00% Estimated return: 7.72%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-2005 Debt/Income ratio: 7%
Credit score: 760-779 (Nov-2010) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:11y 7m
Amount delinquent: $0 Total credit lines: 12 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,001Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 16%  
   Homeownership: Yes  
Screen name: abundant-funds226 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
"My New Garage Roof"
Purpose of loan:
This loan will be used to? Replace My Old Garage Roof.

My financial situation:
I am a good candidate for this loan because? I always pay ontime,was never late on my Payments,including my home mortgage,(5 and a Half Yrs.)

e: $

Monthly expenses: $
??Housing: $ 1,164
nce: $ 0
?Car expenses: $ 0
?Utilities: $ 80.00
cable, internet: $ 80.00
d, entertainment: $ 0
?Clothing, household expenses $ 60.00
cards and other loans: $ 50.00
er expenses: $ Cell Phone $50.00 month,Food $150
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: I recently completed my garage roof for $1,800 in New York. All purchases for supplies came from home Depot and had a contractor complete the job, why does your cot $4,500? - jpblan11
A: Thanks for asking,I have a very large Garage,holds 2 cars,lawnmower,can even hold my large snow thrower,grass seeder,leafblower,chainsaw,lots of various tools,(even though i have a shed,I dont have to keep large things of that sort in the garage) But at one time i did because the shed roof was leaking also,but its been fixed,Main problem with garage roof is that a large portion of the Plywood has rotted out,gutters are very bad so I need them all around the garage as well,section falling apart. (Nov-17-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
GElender$75.00$75.0011/15/2010 3:07:46 PM
williemc44$50.00$50.0011/15/2010 3:08:05 PM
icchok$50.00$50.0011/15/2010 3:08:19 PM
investment-comet$25.00$25.0011/15/2010 3:13:42 PM
finance-mushroom$100.00$100.0011/15/2010 3:23:27 PM
dunox$25.00$25.0011/15/2010 3:23:17 PM
108lender$150.00$150.0011/15/2010 3:15:43 PM
skuba$25.00$25.0011/15/2010 3:31:20 PM
organized-payment6$25.00$25.0011/15/2010 3:31:52 PM
neutrino6$25.00$25.0011/15/2010 3:35:09 PM
selector568$400.00$400.0011/15/2010 3:36:08 PM
natural-affluence4$25.00$25.0011/15/2010 3:31:11 PM
vigorous-velocity$100.00$100.0011/15/2010 3:32:58 PM
worthy-bid8$100.00$100.0011/15/2010 3:41:20 PM
finance_mba$25.00$25.0011/15/2010 3:34:54 PM
kublai$50.00$50.0011/15/2010 3:47:10 PM
piston_honda$25.00$25.0011/15/2010 3:46:15 PM
reflective-rupee$88.00$88.0011/15/2010 3:48:20 PM
Bullish$25.00$25.0011/15/2010 3:41:03 PM
handshake5$100.00$100.0011/15/2010 3:54:08 PM
haplender$50.00$50.0011/15/2010 3:43:13 PM
reflective-rupee$44.00$44.0011/15/2010 3:48:06 PM
Big-Travy$25.00$25.0011/15/2010 4:06:04 PM
Nyarpy$25.00$25.0011/15/2010 4:29:56 PM
Headhunter14$25.00$25.0011/15/2010 7:06:10 PM
ichibon$99.90$99.9011/16/2010 1:52:06 AM
JustMee$25.00$25.0011/15/2010 8:59:48 PM
ray1051$50.00$50.0011/16/2010 5:53:26 AM
BxRealtor$25.00$25.0011/16/2010 3:06:49 AM
orderly-leverage$25.25$25.2511/16/2010 7:24:24 AM
mjunlimited$50.00$50.0011/16/2010 12:54:07 PM
tech310$50.00$50.0011/16/2010 4:21:16 PM
kmr2$200.00$200.0011/16/2010 4:36:01 PM
income-encore1$50.00$50.0011/16/2010 5:18:25 PM
soccermom33$25.00$25.0011/16/2010 5:27:37 PM
forthright-principal2$25.00$25.0011/16/2010 4:40:34 PM
auction-seeker$25.00$25.0011/16/2010 7:24:42 PM
OzGuy609$25.00$25.0011/16/2010 9:36:34 PM
AK49-JW$25.00$25.0011/16/2010 11:40:03 PM
peace-missile$25.00$25.0011/17/2010 12:24:20 AM
kublai$121.65$121.6511/16/2010 6:38:14 PM
commanding-income774$25.00$25.0011/17/2010 2:05:41 AM
Josphine$25.00$25.0011/17/2010 4:50:49 AM
interstellar$29.00$29.0011/17/2010 12:56:06 AM
wlm3012$25.00$25.0011/17/2010 7:54:16 AM
credit-panda1$25.00$25.0011/17/2010 8:46:22 AM
run_dmc$150.00$2.3611/17/2010 11:00:25 AM
honey-money$25.00$25.0011/17/2010 12:18:40 PM
worth-victor6$25.00$25.0011/17/2010 1:59:16 PM
simplelender80$100.00$100.0011/15/2010 3:10:44 PM
enthralling-deal180$50.00$50.0011/15/2010 3:12:17 PM
riproaringrapids$25.00$25.0011/15/2010 3:19:37 PM
melodious-fairness$50.00$50.0011/15/2010 3:21:37 PM
hitsman$100.00$100.0011/15/2010 3:20:46 PM
loyalty-sherpa$50.00$50.0011/15/2010 3:16:32 PM
myworld701$25.00$25.0011/15/2010 3:20:11 PM
jdwillcox$100.00$100.0011/15/2010 3:31:39 PM
nickel-ferret$50.00$50.0011/15/2010 3:31:58 PM
indomitable-coin$50.00$50.0011/15/2010 3:32:45 PM
Sam65$25.00$25.0011/15/2010 3:33:22 PM
bold-durability-drum$50.00$50.0011/15/2010 3:30:55 PM
inspired-investment8$50.00$50.0011/15/2010 3:45:45 PM
worldly-community3$50.00$50.0011/15/2010 3:36:55 PM
Ripsaw4U$50.00$50.0011/15/2010 3:49:37 PM
Premierelender$25.00$25.0011/15/2010 3:52:10 PM
Vegasjim$25.00$25.0011/15/2010 4:02:04 PM
objective-investor$150.00$150.0011/15/2010 3:52:18 PM
taurusco$25.00$25.0011/15/2010 3:56:38 PM
tolerant-dinero2$25.00$25.0011/15/2010 4:01:35 PM
Bank_Of_XL$50.00$50.0011/15/2010 5:12:01 PM
aganippe$25.00$25.0011/15/2010 9:28:29 PM
rate-negotiator$25.00$25.0011/16/2010 12:15:56 PM
graceful-investment$49.00$49.0011/16/2010 8:57:46 AM
penny-plato$25.00$25.0011/16/2010 9:29:23 AM
money-bauble$25.00$25.0011/16/2010 1:19:55 PM
bowdish1$50.00$50.0011/16/2010 1:06:44 PM
missing-link$50.00$50.0011/16/2010 3:06:05 PM
1stofthemonth$25.84$25.8411/16/2010 2:19:52 PM
yield-enlistment$25.00$25.0011/16/2010 4:21:42 PM
raisingophelia$25.00$25.0011/16/2010 4:39:50 PM
Zimbu$25.00$25.0011/16/2010 5:04:03 PM
4est$25.00$25.0011/16/2010 6:44:20 PM
blue-relay$25.00$25.0011/16/2010 5:30:22 PM
nolahelper$25.00$25.0011/17/2010 3:51:46 AM
new-auction-neutron$25.00$25.0011/17/2010 5:27:17 AM
4Horseman$25.00$25.0011/16/2010 9:01:02 PM
LenderOnWheels$25.00$25.0011/17/2010 6:58:28 AM
eyesdesire$50.00$50.0011/17/2010 8:18:36 AM
velocity-amplifier9$50.00$50.0011/17/2010 9:34:25 AM
FundMaker$25.00$25.0011/17/2010 9:49:48 AM
credit-panda1$25.00$25.0011/17/2010 8:45:23 AM
GeorgiaGator$40.00$40.0011/17/2010 12:55:59 PM
92 bids
 
Borrower Payment Dependent Notes Series 484213
This series of Notes was issued and sold upon the funding of the borrower loan #45508, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,200.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.30% Auction start date:  Nov-15-2010 
  Auction end date:  Nov-21-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $99.52
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 38.72% Final monthly payment: $99.52
 
Auction yield range: 16.57% - 34.00% Estimated loss impact: 20.31%  
Lender servicing fee: 1.00% Estimated return: 13.69%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Feb-1996 Debt/Income ratio: 14%
Credit score: 640-659 (Oct-2010) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:6y 4m
Amount delinquent: $0 Total credit lines: 17 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,205Stated income:$50,000-$74,999
Delinquencies in last 7y: 87 Bankcard utilization: 99%  
   Homeownership: No  
Screen name: laurafilm Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 22 ( 76% ) 640-659 (Latest)
Principal borrowed: $1,600.00< 31 days late: 7 ( 24% )  
620-639 (May-2008)
620-639 (Mar-2008)
 
Principal balance: $410.71 31+ days late: 0 ( 0% )
Total payments billed: 29  
Description
Ending the cycle of bad debt
This loan will be used to consolidate payments from several lenders/creditors into one more affordable, monthly payment.

My financial situation:

I am a good candidate for this loan because, as an existing Propser borrower, I have demonstrated a very good payment history.? My second job as a freelance copyrighter has not provided me with any income over the last 6 six months, so I need to create a bit more breathing room financially, in order to continue the progress I've made in paying off my older debt. Recently, I also suffered severe sprains to both ankles (not the graceful type, apparently!), and while I gratefully have health insurance, the resulting expenses from co-pays, leg braces, and the like have been a huge setback in paying down my bad debt.

Monthly net income: $3,000.00

Monthly expenses: $2,900.00
Housing: $995.00
Insurance: $200.00 (car and renter's)
Car expenses: $380.00 (monthly payment + gas)
Utilities: $45.00
Phone, cable, internet: $130.00
Food, entertainment: $200.00
Clothing, household expenses $100.00
Credit cards and other loans: $650.00
Other expenses: $ 200.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
velocity-solo$25.00$25.0011/15/2010 3:38:33 PM
Comoparklender$25.00$25.0011/15/2010 4:00:07 PM
money-bauble$25.00$25.0011/16/2010 6:14:02 AM
brother_tam$50.00$50.0011/16/2010 2:02:42 AM
graceful-investment$37.00$37.0011/16/2010 8:04:07 AM
forthright-dedication$25.00$25.0011/16/2010 3:00:18 PM
investment-artist$50.00$50.0011/17/2010 1:34:05 PM
bobd32$25.00$25.0011/18/2010 11:29:47 AM
ah-long$25.00$25.0011/18/2010 6:57:27 PM
well-mannered-income3$25.00$25.0011/18/2010 7:41:00 PM
bulsa$100.00$100.0011/18/2010 9:03:11 PM
zone6$100.00$100.0011/18/2010 8:43:24 PM
tech310$25.00$25.0011/18/2010 11:38:18 PM
heerzaquestion$25.00$25.0011/19/2010 5:26:25 AM
reflective-cash0$50.00$50.0011/19/2010 3:02:56 PM
mtquan$25.00$25.0011/19/2010 3:01:28 PM
swoosh$25.00$25.0011/19/2010 3:02:11 PM
enthusiastic-balance5$25.00$25.0011/19/2010 2:37:14 PM
lucrative-transparency0$25.00$11.5911/19/2010 3:04:02 PM
thatguyoverseas$25.00$25.0011/20/2010 5:00:46 AM
Bob450$25.00$25.0011/20/2010 12:01:54 PM
thomas16882004$25.00$25.0011/20/2010 2:20:48 PM
income-rocker2$27.70$27.7011/20/2010 9:53:50 AM
thankful-nickel2$25.00$25.0011/20/2010 4:20:33 PM
investment-visionary$25.00$25.0011/20/2010 12:42:20 PM
glroark$50.00$50.0011/20/2010 12:47:35 PM
himistu22$25.00$25.0011/21/2010 12:38:02 AM
Trespass4$60.00$60.0011/21/2010 5:40:12 AM
Piitb08$150.00$150.0011/20/2010 5:36:22 PM
reflective-rupee$50.00$50.0011/16/2010 9:55:37 AM
valiant-liberty4$25.00$25.0011/16/2010 1:08:12 PM
CommunityArts_Non-profit$25.00$25.0011/16/2010 2:01:54 PM
helping-out$33.60$33.6011/17/2010 2:51:40 PM
Kash2010lu$50.00$50.0011/18/2010 6:39:37 AM
AF-Chief$35.00$35.0011/18/2010 12:19:31 PM
sfmf$25.00$25.0011/18/2010 3:05:05 PM
oath163$25.00$25.0011/18/2010 5:39:39 PM
SolarMoonshine$25.00$25.0011/18/2010 6:36:05 PM
mikelance7$25.00$25.0011/18/2010 7:10:03 PM
vine99$45.00$45.0011/18/2010 7:43:40 PM
scarlet-velvet$25.00$25.0011/18/2010 8:50:41 PM
reward-adventure$50.00$50.0011/18/2010 8:43:41 PM
dedicated-transaction796$50.00$50.0011/19/2010 12:10:54 PM
IIP77$25.00$25.0011/19/2010 2:59:17 PM
papaloha$50.00$50.0011/19/2010 8:10:47 PM
innovator2$50.00$50.0011/19/2010 6:20:58 PM
scarlet-velvet$25.00$25.0011/19/2010 10:50:25 PM
calimanusa$25.00$25.0011/20/2010 1:18:52 AM
realtormoises$25.00$25.0011/20/2010 5:56:25 AM
montegomm$50.00$50.0011/20/2010 5:54:05 AM
unger$100.00$100.0011/20/2010 11:17:48 AM
coyone$40.11$40.1111/20/2010 9:30:44 AM
beans53$25.00$25.0011/20/2010 7:51:30 PM
gothampark$25.00$25.0011/20/2010 4:09:14 PM
Free-the-usa-1776$25.00$25.0011/20/2010 8:00:46 PM
PeterPsych$110.00$110.0011/20/2010 8:15:26 PM
56 bids
 
Borrower Payment Dependent Notes Series 484231
This series of Notes was issued and sold upon the funding of the borrower loan #45526, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 4.95% Auction start date:  Nov-15-2010 
  Auction end date:  Nov-19-2010 
 
Starting lender yield: 12.40% Starting borrower rate/APR: 13.40% / 15.55% Starting monthly payment: $338.87
Final lender yield: 12.40% Final borrower rate/APR: 13.40% / 15.55% Final monthly payment: $338.87
 
Auction yield range: 5.57% - 12.40% Estimated loss impact: 5.16%  
Lender servicing fee: 1.00% Estimated return: 7.24%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Sep-1994 Debt/Income ratio: 16%
Credit score: 720-739 (Nov-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:8y 3m
Amount delinquent: $0 Total credit lines: 15 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $525Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 40%  
   Homeownership: No  
Screen name: freedom3 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 5 On-time: 38 ( 95% ) 720-739 (Latest)
Principal borrowed: $26,996.00< 31 days late: 2 ( 5% )  
760-779 (Sep-2009)
680-699 (Feb-2008)
700-719 (May-2007)
760-779 (Jan-2007)
 
Principal balance: $0.02 31+ days late: 0 ( 0% )
Total payments billed: 40  
Description
Reinvest in Prosper
The proceeds from this loan will be reinvested into prosper loans.? The monthly payments for this loan will be paid by reinvested loans.? If a loan defaults, I will pay the monthly payment out of my own pocket.

Monthly net income: $3300

Monthly expenses: $1620
??Housing: $725
? Loan: $270
??Cable: $45
? Electricity: $110
??Phone: $20
??Food: $300
??Clothing: $50
??Credit cards: $100

This leaves $1680 per month to pay back the loan.

I understand the importance of monthly cashflow.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
jdrez$25.00$25.0011/15/2010 3:03:17 PM
GElender$75.00$75.0011/15/2010 3:07:48 PM
yield-enlistment$25.00$25.0011/15/2010 3:22:17 PM
dunox$25.00$25.0011/15/2010 3:23:14 PM
hitsman$100.00$100.0011/15/2010 3:20:49 PM
melodious-fairness$50.00$50.0011/15/2010 3:21:38 PM
nickel-ferret$50.00$50.0011/15/2010 3:32:00 PM
indomitable-coin$50.00$50.0011/15/2010 3:32:48 PM
icchok$50.00$50.0011/15/2010 3:30:41 PM
bold-durability-drum$50.00$50.0011/15/2010 3:30:59 PM
Sam65$25.00$25.0011/15/2010 3:33:25 PM
finance_mba$25.00$25.0011/15/2010 3:34:55 PM
108lender$200.00$200.0011/15/2010 3:39:51 PM
jdwillcox$100.00$100.0011/15/2010 3:31:41 PM
inspired-investment8$50.00$50.0011/15/2010 3:45:49 PM
worldly-community3$50.00$50.0011/15/2010 3:36:53 PM
kublai$50.00$50.0011/15/2010 3:47:12 PM
Ripsaw4U$50.00$50.0011/15/2010 3:49:44 PM
Vegasjim$25.00$25.0011/15/2010 4:02:05 PM
reflective-rupee$44.00$44.0011/15/2010 3:50:35 PM
tolerant-dinero2$25.00$25.0011/15/2010 4:01:35 PM
investment-comet$25.00$25.0011/15/2010 6:40:17 PM
objective-investor$25.00$25.0011/15/2010 4:35:03 PM
Headhunter14$25.00$25.0011/15/2010 7:06:08 PM
missing-link$50.00$50.0011/16/2010 3:06:08 PM
Artist_Blue$25.00$25.0011/16/2010 3:02:12 PM
raisingophelia$25.00$25.0011/16/2010 4:39:51 PM
taurusco$25.00$25.0011/16/2010 5:02:54 PM
bowdish1$50.00$50.0011/16/2010 5:38:41 PM
money-bauble$76.07$76.0711/17/2010 1:44:04 AM
new-auction-neutron$25.00$25.0011/17/2010 5:27:20 AM
JustMee$25.00$25.0011/16/2010 9:23:36 PM
LenderOnWheels$25.00$25.0011/17/2010 6:58:32 AM
kmr2$103.76$103.7611/17/2010 1:32:09 AM
intuitive-camaraderi9$25.00$25.0011/17/2010 2:27:48 PM
gpuck$50.00$50.0011/17/2010 7:09:01 PM
UncleScroogeDMD$100.00$100.0011/17/2010 5:54:56 PM
blue-useful-auction$25.00$25.0011/17/2010 6:07:19 PM
psa1995$50.00$50.0011/17/2010 10:42:20 PM
delicious-social132$50.00$50.0011/18/2010 4:42:28 AM
Steveoo1$25.00$25.0011/18/2010 5:06:06 AM
bid-czar8$100.00$100.0011/18/2010 5:25:05 AM
steiglends$100.00$100.0011/18/2010 5:13:46 AM
kalex752$25.00$25.0011/18/2010 5:27:57 AM
LiveNow$50.00$50.0011/18/2010 5:19:18 AM
trustworthy-fairness$50.00$50.0011/18/2010 5:00:04 AM
JGuide$301.99$301.9911/18/2010 6:55:16 AM
JGuide$301.99$301.9911/18/2010 6:56:19 AM
rakstar$25.00$25.0011/18/2010 7:30:36 AM
RecoveryLender$25.00$25.0011/18/2010 7:39:47 AM
squarebob$50.00$50.0011/18/2010 9:40:25 AM
schreibp$25.00$25.0011/18/2010 8:41:50 AM
wlm3012$25.00$25.0011/18/2010 8:49:13 AM
hellasow$50.00$50.0011/18/2010 9:55:45 AM
squarebob$50.00$50.0011/18/2010 9:41:03 AM
agile-diversification2$25.00$25.0011/18/2010 9:49:37 AM
reflective-rupee$100.11$100.1111/18/2010 10:46:04 AM
alpinaut$25.00$25.0011/18/2010 11:08:04 AM
well-mannered-income3$30.00$30.0011/18/2010 11:44:15 AM
rmpedi33$50.00$50.0011/18/2010 11:03:35 AM
joyous-revenue4$50.00$50.0011/18/2010 11:39:43 AM
UncleScroogeDMD$200.00$200.0011/18/2010 12:45:50 PM
payout-reaction740$25.00$25.0011/18/2010 2:25:13 PM
enthusiastic-balance5$200.00$200.0011/18/2010 2:21:02 PM
gracej$25.00$25.0011/18/2010 3:58:36 PM
kc8fot$50.00$50.0011/18/2010 3:07:16 PM
ahansen$25.00$25.0011/18/2010 5:34:46 PM
RgPro$50.00$50.0011/18/2010 6:13:00 PM
one-midas$50.00$50.0011/18/2010 5:51:53 PM
2bnforlife$25.00$25.0011/18/2010 6:23:06 PM
thrilling-nickel5$25.00$25.0011/18/2010 7:32:02 PM
soheagle$50.00$50.0011/18/2010 8:12:51 PM
cathexis$50.00$50.0011/18/2010 8:03:21 PM
Eastern$25.00$25.0011/18/2010 7:33:10 PM
SKOAL$50.00$50.0011/18/2010 7:59:25 PM
MrBailey$100.00$100.0011/18/2010 8:52:54 PM
meenan$50.00$50.0011/18/2010 10:53:06 PM
CapStack$41.86$41.8611/18/2010 11:53:21 PM
sz$114.97$114.9711/19/2010 2:13:50 AM
mondial4$25.00$25.0011/19/2010 6:07:47 AM
unassassinable$25.00$25.0011/19/2010 3:33:20 AM
larrybird$150.00$150.0011/19/2010 8:45:47 AM
piper1636$50.00$43.9611/19/2010 8:48:11 AM
hopeful-truth5$75.00$75.0011/19/2010 1:08:03 PM
gjm6d$25.00$25.0011/19/2010 4:18:01 PM
williemc44$50.00$50.0011/15/2010 3:08:06 PM
simplelender80$100.00$100.0011/15/2010 3:10:47 PM
investment-comet$25.00$25.0011/15/2010 3:13:44 PM
finance-mushroom$100.00$100.0011/15/2010 3:23:29 PM
enthralling-deal180$50.00$50.0011/15/2010 3:12:26 PM
riproaringrapids$25.00$25.0011/15/2010 3:19:39 PM
skuba$25.00$25.0011/15/2010 3:31:23 PM
vigorous-velocity$100.00$100.0011/15/2010 3:33:00 PM
organized-payment6$25.00$25.0011/15/2010 3:31:53 PM
neutrino6$25.00$25.0011/15/2010 3:35:11 PM
loyalty-sherpa$50.00$50.0011/15/2010 3:40:40 PM
natural-affluence4$25.00$25.0011/15/2010 3:31:13 PM
haplender$50.00$50.0011/15/2010 3:43:15 PM
worthy-bid8$100.00$100.0011/15/2010 3:41:22 PM
piston_honda$25.00$25.0011/15/2010 3:46:17 PM
handshake5$100.00$100.0011/15/2010 3:54:10 PM
Big-Travy$25.00$25.0011/15/2010 4:06:11 PM
ichibon$150.00$150.0011/16/2010 7:09:30 AM
ray1051$50.00$50.0011/16/2010 5:53:27 AM
lendstats_com$400.00$400.0011/16/2010 9:44:34 AM
orderly-leverage$45.67$45.6711/16/2010 10:04:19 AM
agreement-welder$100.00$100.0011/16/2010 12:05:43 PM
BxRealtor$25.00$25.0011/16/2010 1:15:08 PM
graceful-investment$30.00$30.0011/16/2010 2:31:27 PM
Premierelender$25.00$25.0011/16/2010 5:02:52 PM
peace-missile$25.00$25.0011/17/2010 12:24:22 AM
4est$25.00$25.0011/16/2010 6:44:21 PM
velocity-amplifier9$50.00$50.0011/17/2010 9:34:28 AM
JGuide$101.99$101.9911/17/2010 9:37:18 AM
tech310$50.00$50.0011/17/2010 1:59:44 PM
ethicalhumanist$50.00$50.0011/17/2010 7:34:04 PM
wampum-chorus3$25.00$25.0011/18/2010 5:38:06 AM
loanman2007$200.00$200.0011/18/2010 5:35:10 AM
jazzlender$25.00$25.0011/18/2010 6:58:46 AM
loanman2007$200.00$200.0011/18/2010 5:35:48 AM
fxlivin$50.00$50.0011/18/2010 7:06:50 AM
PThor$25.00$25.0011/18/2010 7:43:47 AM
heeeley$25.00$25.0011/18/2010 9:29:34 AM
sumac5$100.00$100.0011/18/2010 10:10:04 AM
mtquan$25.00$25.0011/18/2010 10:24:31 AM
lendstats_com$513.49$513.4911/18/2010 9:41:24 AM
vigilance-revolutionary$50.00$50.0011/18/2010 10:46:36 AM
rescue$69.94$69.9411/18/2010 10:10:15 AM
dreammachine$50.00$50.0011/18/2010 10:49:01 AM
cropdust3r$25.00$25.0011/18/2010 10:50:20 AM
studious-bonus7$100.00$100.0011/18/2010 10:52:00 AM
agwosdof$100.00$100.0011/18/2010 10:48:39 AM
Mariner3605$50.00$50.0011/18/2010 10:49:31 AM
ti22ring$25.00$25.0011/18/2010 11:35:16 AM
radforj22$25.00$25.0011/18/2010 11:48:48 AM
generous-deal6$50.00$50.0011/18/2010 1:36:15 PM
wrighco$25.00$25.0011/18/2010 12:05:42 PM
mketelecom$50.00$50.0011/18/2010 3:54:06 PM
lendstats_com$60.61$60.6111/18/2010 4:01:26 PM
ddog0224$25.00$25.0011/18/2010 2:59:18 PM
RecoveryLender$25.00$25.0011/18/2010 4:27:45 PM
travels536$25.00$25.0011/18/2010 4:40:06 PM
travels536$50.00$50.0011/18/2010 4:45:09 PM
saysana$25.00$25.0011/18/2010 4:22:01 PM
ommcd$25.00$25.0011/18/2010 5:03:58 PM
angelinvestor2$50.00$50.0011/18/2010 4:38:56 PM
one-midas$50.00$50.0011/18/2010 5:52:48 PM
setUup$500.00$500.0011/18/2010 5:32:43 PM
responsibility-butterfly$25.00$25.0011/18/2010 6:31:10 PM
paymentologist$25.00$25.0011/18/2010 7:33:52 PM
mrrc7498$25.00$25.0011/18/2010 8:14:07 PM
keeks$25.00$25.0011/18/2010 10:33:47 PM
a-finance-nirvana$25.00$25.0011/19/2010 3:18:12 AM
kchen486$50.00$50.0011/18/2010 11:15:48 PM
proaz0119$25.00$25.0011/19/2010 4:39:37 AM
dpdn57$50.00$50.0011/19/2010 7:22:19 AM
kegs$27.73$27.7311/19/2010 8:47:54 AM
bdloans$41.86$41.8611/19/2010 5:33:33 AM
respectful-integrity3$25.00$25.0011/19/2010 5:40:04 AM
Sol_Invictus$25.00$25.0011/19/2010 3:21:10 PM
ILovemoney$25.00$25.0011/19/2010 5:49:24 PM
161 bids
 
Borrower Payment Dependent Notes Series 484405
This series of Notes was issued and sold upon the funding of the borrower loan #45546, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,700.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 3.25% Auction start date:  Nov-15-2010 
  Auction end date:  Nov-20-2010 
 
Starting lender yield: 9.55% Starting borrower rate/APR: 10.55% / 12.66% Starting monthly payment: $185.40
Final lender yield: 9.55% Final borrower rate/APR: 10.55% / 12.66% Final monthly payment: $185.40
 
Auction yield range: 3.57% - 9.55% Estimated loss impact: 3.28%  
Lender servicing fee: 1.00% Estimated return: 6.27%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jan-1983 Debt/Income ratio: 6%
Credit score: 740-759 (Nov-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:3y 7m
Amount delinquent: $0 Total credit lines: 10 Occupation: Clerical
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $278Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 55%  
   Homeownership: Yes  
Screen name: funds-cleansing Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 10 ( 100% ) 740-759 (Latest)
Principal borrowed: $4,200.00< 31 days late: 0 ( 0% )  
740-759 (Dec-2009)
 
Principal balance: $3,350.79 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
Photography Business Is On The Grow
Purpose of loan:
I've FINALLY outgrown my home based photography business! I'm moving it into a retail location and need additional funds to finish out my space.

My financial situation:
I'm going to hold my "day" job for the next 8-12 months. My business plan is set to enable me to begin working my photography studio full time within the next year. I'm building a solid customer base. My growth has been slow, but steady. Part of that has been by design, and part has been driven by the current economic conditions. I specialize in children's fantasy photography and I use a unique background system that separates me from most of my competition. All of my studio equipment is paid for, so I don't have that as an added overhead consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Do you have a website? Also, what is your current monthly income from all sources after all expenses? - orange-impartial-asset
A: Yes, I do have a website - for over 3 years now. I'll post these questions and answers on the listing page, however as my studio has been home based for the past 3 years, our website has information on it, including our personal names, address, etc. so I'll feel better not giving out the address here. My husband and I are both employed outside of the studio. Our combined incomes after expenses from the business are approximately 68K. (Nov-16-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
zenchef$50.00$50.0011/15/2010 3:09:20 PM
simplelender80$100.00$100.0011/15/2010 3:10:48 PM
enthralling-deal180$50.00$50.0011/15/2010 3:12:29 PM
investment-comet$25.00$25.0011/15/2010 3:13:47 PM
melodious-fairness$50.00$50.0011/15/2010 3:21:40 PM
williemc44$50.00$50.0011/15/2010 3:08:07 PM
riproaringrapids$25.00$25.0011/15/2010 3:19:41 PM
ray1051$75.00$75.0011/15/2010 3:19:57 PM
yield-enlistment$25.00$25.0011/15/2010 3:22:18 PM
bold-durability-drum$50.00$50.0011/15/2010 3:31:01 PM
Sam65$25.00$25.0011/15/2010 3:33:26 PM
tolerant-dinero2$25.00$25.0011/15/2010 3:23:54 PM
jdwillcox$100.00$100.0011/15/2010 3:31:42 PM
finance_mba$25.00$25.0011/15/2010 3:34:55 PM
Havana21$100.00$100.0011/15/2010 3:32:41 PM
worldly-community3$50.00$50.0011/15/2010 3:36:53 PM
natural-affluence4$25.00$25.0011/15/2010 3:31:14 PM
nickel-ferret$50.00$50.0011/15/2010 3:32:01 PM
haplender$50.00$50.0011/15/2010 3:43:16 PM
vigorous-velocity$100.00$100.0011/15/2010 3:33:01 PM
kublai$50.00$50.0011/15/2010 3:47:12 PM
handshake5$100.00$100.0011/15/2010 3:54:11 PM
Vegasjim$25.00$25.0011/15/2010 4:02:06 PM
inspired-investment8$49.20$49.2011/15/2010 4:34:24 PM
Bieling$25.00$25.0011/15/2010 6:10:46 PM
ichibon$150.00$150.0011/16/2010 7:09:31 AM
Kissabledevil$25.00$25.0011/16/2010 2:36:02 PM
BxRealtor$25.00$25.0011/16/2010 4:35:55 PM
raisingophelia$25.00$25.0011/16/2010 4:39:52 PM
4est$25.00$25.0011/16/2010 6:44:22 PM
bowdish1$25.00$25.0011/16/2010 9:01:17 PM
LenderOnWheels$25.00$25.0011/17/2010 6:58:33 AM
brightest-dynamic-peace$25.00$25.0011/17/2010 11:36:20 AM
cash-queen$30.00$30.0011/17/2010 4:56:19 PM
steiglends$100.00$100.0011/18/2010 5:13:47 AM
LiveNow$50.00$50.0011/18/2010 5:19:19 AM
trustworthy-fairness$50.00$50.0011/18/2010 5:00:05 AM
jazzlender$25.00$25.0011/18/2010 6:58:47 AM
rakstar$25.00$25.0011/18/2010 7:30:37 AM
schreibp$25.00$25.0011/18/2010 8:41:51 AM
PThor$25.00$25.0011/18/2010 7:43:48 AM
mauge35$25.00$25.0011/18/2010 9:27:06 AM
agile-diversification2$25.00$25.0011/18/2010 9:49:39 AM
greentomato$50.00$50.0011/18/2010 9:36:41 AM
mtquan$25.00$25.0011/18/2010 10:24:32 AM
vigilance-revolutionary$50.00$50.0011/18/2010 10:46:37 AM
rmpedi33$50.00$50.0011/18/2010 11:05:55 AM
ti22ring$25.00$25.0011/18/2010 11:35:17 AM
Mariner3605$50.00$50.0011/18/2010 10:49:32 AM
HolJenks$25.00$25.0011/18/2010 1:38:26 PM
transparency-boss439$100.00$100.0011/18/2010 4:05:17 PM
SpotLending$25.00$25.0011/18/2010 8:34:47 PM
wild_carrot$25.00$25.0011/19/2010 1:44:57 AM
heroic-payout9$25.00$25.0011/19/2010 6:10:23 AM
enthusiastic-point$25.00$25.0011/19/2010 3:56:45 PM
colorfulgardener$25.00$25.0011/20/2010 2:22:49 AM
goldsun$25.00$25.0011/19/2010 9:13:45 PM
rce1964$25.00$25.0011/20/2010 2:52:03 AM
gustavholstopus32$25.00$25.0011/20/2010 5:13:28 AM
GElender$75.00$75.0011/15/2010 3:07:51 PM
yennib$50.00$50.0011/15/2010 3:20:09 PM
icchok$50.00$50.0011/15/2010 3:30:42 PM
hitsman$100.00$100.0011/15/2010 3:20:50 PM
skuba$25.00$25.0011/15/2010 3:31:25 PM
dunox$25.00$25.0011/15/2010 3:23:12 PM
finance-mushroom$100.00$100.0011/15/2010 3:23:31 PM
worthy-bid8$100.00$100.0011/15/2010 3:41:23 PM
indomitable-coin$50.00$50.0011/15/2010 3:32:49 PM
piston_honda$25.00$25.0011/15/2010 3:46:17 PM
neutrino6$25.00$25.0011/15/2010 3:35:12 PM
108lender$200.00$200.0011/15/2010 3:39:52 PM
Ripsaw4U$50.00$50.0011/15/2010 3:50:06 PM
loyalty-sherpa$50.00$50.0011/15/2010 3:40:41 PM
Big-Travy$25.00$25.0011/15/2010 4:06:15 PM
j2ee$25.00$25.0011/15/2010 4:08:53 PM
bayareainv$50.00$50.0011/15/2010 4:03:10 PM
rekitten$100.00$100.0011/15/2010 4:30:26 PM
Alittleluck$25.00$25.0011/15/2010 4:22:33 PM
Headhunter14$25.00$25.0011/15/2010 7:06:07 PM
objective-investor$62.99$62.9911/16/2010 3:46:17 AM
orderly-leverage$25.18$25.1811/16/2010 1:04:17 PM
graceful-investment$30.89$30.8911/16/2010 3:07:11 PM
Artist_Blue$25.00$25.0011/16/2010 3:02:10 PM
missing-link$50.00$50.0011/16/2010 3:06:10 PM
KWarrior$25.00$25.0011/16/2010 4:46:25 PM
mmzero$25.00$25.0011/17/2010 12:53:03 AM
ToweringDan$50.00$50.0011/16/2010 11:51:56 PM
peace-missile$25.00$25.0011/17/2010 12:24:23 AM
money-bauble$25.00$25.0011/17/2010 7:38:22 AM
new-auction-neutron$25.00$25.0011/17/2010 5:27:20 AM
velocity-amplifier9$50.00$50.0011/17/2010 9:34:29 AM
investment-comet$25.00$25.0011/17/2010 1:59:10 PM
kmr2$200.00$200.0011/17/2010 1:59:50 PM
intuitive-camaraderi9$25.00$25.0011/17/2010 2:27:49 PM
psa1995$50.00$50.0011/17/2010 10:42:22 PM
tech310$50.00$50.0011/17/2010 11:06:04 PM
delicious-social132$50.00$50.0011/18/2010 4:42:32 AM
bid-czar8$100.00$100.0011/18/2010 5:25:05 AM
taurusco$25.00$25.0011/18/2010 5:17:50 AM
sprinkler5$25.00$25.0011/18/2010 5:36:21 AM
travels536$25.00$25.0011/18/2010 5:46:47 AM
Steveoo1$25.00$25.0011/18/2010 5:06:08 AM
kalex752$25.00$25.0011/18/2010 5:27:58 AM
wampum-chorus3$25.00$25.0011/18/2010 5:38:07 AM
agwosdof$100.00$100.0011/18/2010 10:48:39 AM
cropdust3r$25.00$25.0011/18/2010 10:50:21 AM
dreammachine$50.00$50.0011/18/2010 10:49:02 AM
hoffspot$25.00$25.0011/18/2010 11:39:26 AM
studious-bonus7$100.00$100.0011/18/2010 10:52:04 AM
radforj22$25.00$25.0011/18/2010 11:48:49 AM
tlawed$25.00$25.0011/18/2010 12:06:56 PM
joyous-revenue4$50.00$50.0011/18/2010 11:39:44 AM
Redeast$50.00$50.0011/18/2010 11:41:06 AM
wrighco$25.00$2.5311/18/2010 12:06:07 PM
squarebob$25.00$25.0011/18/2010 2:54:13 PM
enthusiastic-balance5$100.00$100.0011/18/2010 2:58:20 PM
worth-excellence4$30.00$30.0011/18/2010 7:05:02 PM
wwwUniversal$25.00$25.0011/18/2010 10:29:07 PM
thoughtful-community7$25.00$25.0011/19/2010 4:06:42 AM
availableloan$25.00$25.0011/19/2010 4:07:00 AM
interstellar$44.21$44.2111/19/2010 1:46:59 AM
hopeful-truth5$100.00$100.0011/19/2010 2:00:10 PM
gjm6d$25.00$25.0011/19/2010 4:21:04 PM
nad139$25.00$25.0011/20/2010 11:54:47 AM
124 bids
 
Borrower Payment Dependent Notes Series 484497
This series of Notes was issued and sold upon the funding of the borrower loan #45532, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,900.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.20% Auction start date:  Nov-16-2010 
  Auction end date:  Nov-21-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.06% Starting monthly payment: $130.12
Final lender yield: 33.35% Final borrower rate/APR: 34.35% / 38.06% Final monthly payment: $130.12
 
Auction yield range: 13.57% - 33.35% Estimated loss impact: 15.74%  
Lender servicing fee: 1.00% Estimated return: 17.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-1996 Debt/Income ratio: Not calculated
Credit score: 660-679 (Nov-2010) Inquiries last 6m: 0Employment status:Not employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:0y 3m
Amount delinquent: $0 Total credit lines: 19Stated income:Not employed
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,432 
Delinquencies in last 7y: 0 Bankcard utilization: 67%  
   Homeownership: No  
Screen name: invincible-rupee2 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
You Can Help People Out of Work!
You can help laid-off, downsized workers by just making a small loan!
I know what it's like to be a laid-off worker...as I'm sure you or someone you know does.
Imagine getting an excellent rate of return for your money AND helping your fellow Americans who have been downsized out of their jobs...

How can you do this?

Here's how...
??1. Fund this small loan
??2. Receive an excellent rate of return for your hard-earned money
??3. Your money will be invested in training for me to grow a proven business...a business that teaches downsized workers how to survive and prosper in this economy

I want to study with an organization that will train me to do so. That organization is the Blue Star Business Institute - part of the Trump University Network. http://bluestarbusinessinstitute.com/

I met with Dan Vega, the founder of Blue Star. His organization has given both confidence and skills to downsized workers. Companies hire Blue Star to help their recently laid-off employees. He wants to expand this part of his organization and I want to help him.

To do this, I need your help.

Because of your investment of $2900, I will be trained at the Blue Star Business Institute. I will then help Blue Star as an instructor. I am passionate about helping laid-off employees get on their feet again.

If you want to help downsized workers and help yourself to an excellent return on your hard-earned money, please fund this loan now. It must be received by the first of December 2010.

Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
transaction-circuit$50.00$50.0011/16/2010 3:45:17 PM
bid-czar8$50.00$50.0011/16/2010 3:47:48 PM
simplelender80$100.00$100.0011/16/2010 3:49:01 PM
kulender$50.00$50.0011/16/2010 3:50:52 PM
money-bauble$25.00$25.0011/17/2010 11:19:12 AM
Artist_Blue$25.00$25.0011/17/2010 11:13:04 AM
MadHun$50.00$50.0011/17/2010 3:25:09 PM
psa1995$25.00$25.0011/17/2010 10:41:33 PM
radiant-loan5$69.86$69.8611/18/2010 8:26:32 AM
Comoparklender$50.00$50.0011/18/2010 11:19:16 AM
108lender$50.91$50.9111/18/2010 2:09:17 PM
6moonbeams$30.86$30.8611/18/2010 7:38:11 PM
cash-spark3$25.00$25.0011/18/2010 11:30:24 PM
Midwestvalues$41.60$41.6011/18/2010 11:34:33 PM
gallant-economy9$400.00$400.0011/19/2010 3:06:55 PM
payment-gusto$25.00$25.0011/19/2010 3:32:11 PM
asiaratt$50.00$50.0011/19/2010 3:26:15 PM
ah-long$25.00$25.0011/19/2010 3:40:50 PM
joyous-revenue4$50.00$50.0011/19/2010 3:37:03 PM
AlexTrep$25.00$25.0011/20/2010 5:28:07 AM
DreDub$50.00$50.0011/20/2010 9:31:19 AM
ASR3$25.00$25.0011/20/2010 7:11:25 AM
orderly-leverage$53.75$11.7511/20/2010 7:36:28 AM
gold-channel2$50.00$50.0011/20/2010 10:14:32 AM
capital-lesson$25.00$25.0011/20/2010 4:59:35 PM
kublai$100.00$100.0011/20/2010 3:13:58 PM
velocity-solo$25.00$25.0011/16/2010 3:50:03 PM
loyalist1$50.00$50.0011/16/2010 3:53:40 PM
raisingophelia$25.00$25.0011/16/2010 3:54:23 PM
bulsa$100.00$100.0011/16/2010 3:50:35 PM
danthemon35$25.00$25.0011/17/2010 1:27:40 AM
kind-efficient-credit$50.00$50.0011/17/2010 5:19:09 AM
graceful-investment$41.74$41.7411/17/2010 7:09:18 AM
trimwork99$25.00$25.0011/17/2010 7:14:29 AM
Kaj$25.00$25.0011/17/2010 10:13:49 AM
jlofgren$25.00$25.0011/17/2010 11:19:24 AM
balance-handshake7$25.00$25.0011/17/2010 11:26:05 AM
musegaze$78.75$78.7511/17/2010 12:44:59 PM
atothez$41.05$41.0511/17/2010 11:19:25 AM
nowits10$25.00$25.0011/17/2010 3:07:12 PM
finance-mushroom$26.76$26.7611/18/2010 4:41:29 AM
miked8303$25.00$25.0011/18/2010 8:18:18 AM
dedicated-transaction796$50.00$50.0011/18/2010 10:51:31 AM
valiant-liberty4$25.00$25.0011/18/2010 11:02:25 AM
brother_tam$50.00$50.0011/18/2010 11:58:25 AM
AF-Chief$50.00$50.0011/18/2010 12:20:23 PM
retired272$25.00$25.0011/18/2010 12:34:41 PM
ommcd$25.00$25.0011/18/2010 5:05:29 PM
mketelecom$25.00$25.0011/18/2010 5:07:04 PM
point-kitten6$50.00$50.0011/18/2010 6:44:29 PM
FeedTheMachine$26.25$26.2511/19/2010 3:19:09 AM
tech310$25.00$25.0011/18/2010 11:37:06 PM
hopeful-truth5$75.00$75.0011/19/2010 1:08:19 PM
platinum-celebration4$25.00$25.0011/19/2010 3:35:06 PM
Mariner3605$25.00$25.0011/19/2010 3:36:53 PM
ingenious-deal6$25.00$25.0011/19/2010 7:57:56 PM
MrBailey$30.47$30.4711/19/2010 7:56:16 PM
asset-trumpeter$50.00$50.0011/20/2010 9:22:49 AM
Executive23$25.00$25.0011/20/2010 10:52:53 AM
famous-bill$25.00$25.0011/20/2010 3:07:41 PM
profit-powerplant$25.00$25.0011/20/2010 3:23:07 PM
social-conductor4$25.00$25.0011/20/2010 9:29:08 PM
dbp10001$25.00$25.0011/20/2010 6:56:40 PM
bnlforever$25.00$25.0011/21/2010 2:31:15 AM
capital-galaxy$75.00$75.0011/20/2010 4:11:50 PM
65 bids
 
Borrower Payment Dependent Notes Series 484827
This series of Notes was issued and sold upon the funding of the borrower loan #45431, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,950.00 Prosper Rating: B Auction Duration: 7 days
Term: 12 months Estimated loss: 4.95% Auction start date:  Nov-17-2010 
  Auction end date:  Nov-18-2010 
 
Starting lender yield: 10.90% Starting borrower rate/APR: 11.90% / 19.41% Starting monthly payment: $173.16
Final lender yield: 10.90% Final borrower rate/APR: 11.90% / 19.41% Final monthly payment: $173.16
 
Auction yield range: 4.97% - 10.90% Estimated loss impact: 5.13%  
Lender servicing fee: 1.00% Estimated return: 5.77%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-1990 Debt/Income ratio: 35%
Credit score: 780-799 (Nov-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 6Length of status:0y 2m
Amount delinquent: $0 Total credit lines: 35 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $841Stated income:$50,000-$74,999
Delinquencies in last 7y: 4 Bankcard utilization: 4%  
   Homeownership: No  
Screen name: navanba Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 3 On-time: 69 ( 100% ) 780-799 (Latest)
Principal borrowed: $17,950.00< 31 days late: 0 ( 0% )  
660-679 (Feb-2008)
680-699 (Nov-2006)
720-739 (Aug-2006)
 
Principal balance: $420.28 31+ days late: 0 ( 0% )
Total payments billed: 69  
Description
Paying off one-time expense

Hello,

My purpose for creating this loan listing is as follows: I will have a one-time health expense that will come due in early January in the amount of $1,950. The reason I am going through Prosper is that I already make monthly payments on my current Prosper loan and this would make my monthly bookkeeping a whole lot easier as I would be making one payment directly to Prosper. As an FYI, the current loan is for $3,200 and the remaining balance is $421 (which will be paid in full in just a few months).

Please note that I am a member of the Koyne Loans group and this is my fourth time applying for a loan via Prosper. I paid off my first Prosper loan back in 2006 (in the amount of $3,250) within three months, i.e., two-and-a-half years earlier than expected. I also paid off my second Prosper loan back in 2009 (in the amount of $11,500) and never missed a payment in the process.

Here are my financial particulars:

Monthly income (Gross): $4,200
Monthly income (Net): $2,965

Monthly expenses: $ 2,210 (on average)
Rent: $1075.00
Insurance: $0.00
Car expenses: $0.00
Utilities: $45.00
Phone, cable, internet: $115.00
Food, entertainment: $200.00
Clothing, household expenses $150.00
Credit cards and other loans: $525.00 (varies)
Other expenses (public transportation to work): $100.00

A little something about myself: I work as a Financial Analyst for an investment bank and have a very good credit score. I pride myself in being honest and a hard worker. As such, I am a safe investment and I will pay off this loan in due time as I did my previous Prosper loans. Kindly note that I NEVER missed a payment on any of my loans.

Please feel free to reach out to me should you have any questions and thanks in advance for bidding on my listing.

Thank you for taking the time to read my listing.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
simplelender80$100.00$100.0011/17/2010 3:32:59 PM
YoungArchitect$500.00$500.0011/17/2010 3:30:37 PM
jdwillcox$100.00$100.0011/17/2010 3:37:35 PM
indomitable-coin$50.00$50.0011/17/2010 3:38:37 PM
finance_mba$25.00$25.0011/17/2010 3:39:03 PM
GElender$75.00$75.0011/17/2010 3:32:44 PM
hitsman$100.00$100.0011/17/2010 3:34:44 PM
melodious-fairness$50.00$50.0011/17/2010 3:35:09 PM
blue-useful-auction$25.00$25.0011/17/2010 5:58:21 PM
platinum-investor1$75.00$75.0011/18/2010 6:59:39 AM
donn41$100.00$100.0011/18/2010 6:44:59 AM
FundMaker$25.00$25.0011/18/2010 8:13:45 AM
-------aliba$50.00$50.0011/17/2010 3:31:07 PM
Bendistraw$25.00$25.0011/17/2010 3:31:17 PM
nickel-ferret$50.00$50.0011/17/2010 3:38:09 PM
dunox$25.00$25.0011/17/2010 3:35:21 PM
finance-mushroom$100.00$100.0011/17/2010 3:35:51 PM
skuba$25.00$25.0011/17/2010 3:37:14 PM
organized-payment6$25.00$25.0011/17/2010 3:37:54 PM
vigorous-velocity$100.00$100.0011/17/2010 3:38:52 PM
riproaringrapids$25.00$25.0011/17/2010 3:40:23 PM
ray1051$50.00$20.0011/17/2010 3:41:05 PM
silver-saguaro$25.00$25.0011/17/2010 3:31:09 PM
cashhelp$30.00$30.0011/17/2010 3:46:49 PM
enthralling-deal180$50.00$50.0011/17/2010 3:33:21 PM
investment-comet$25.00$25.0011/17/2010 3:33:46 PM
icchok$50.00$50.0011/17/2010 3:36:47 PM
bold-durability-drum$50.00$50.0011/17/2010 3:36:58 PM
vutah$25.00$25.0011/17/2010 6:09:19 PM
Oak-Parker$25.00$25.0011/18/2010 1:18:50 AM
30 bids
 
Borrower Payment Dependent Notes Series 484939
This series of Notes was issued and sold upon the funding of the borrower loan #45464, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,400.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.95% Auction start date:  Nov-18-2010 
  Auction end date:  Nov-22-2010 
 
Starting lender yield: 17.00% Starting borrower rate/APR: 18.00% / 20.21% Starting monthly payment: $159.07
Final lender yield: 13.90% Final borrower rate/APR: 14.90% / 17.07% Final monthly payment: $152.31
 
Auction yield range: 5.57% - 17.00% Estimated loss impact: 6.18%  
Lender servicing fee: 1.00% Estimated return: 7.72%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Feb-2000 Debt/Income ratio: 13%
Credit score: 760-779 (Nov-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:1y 5m
Amount delinquent: $0 Total credit lines: 5 Occupation: Laborer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $150Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 3%  
   Homeownership: Yes  
Screen name: notocards Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Various Home Improvement Projects
Purpose of loan:
Me and my wife own two homes. My current residence is paid off. The other is rented and paying for itself, and just about paid off.
Part of this loan will be used to put a new concrete in my outside garage. Company that sells concrete needs cash. The other part of the loan will be used to refresh my rental property. Currently I have tenants that are paying $950 a month and are moving next month. So I need to refresh the house before the new people move in.

My financial situation:
I am a good candidate for this loan because I always pay my loans on time and almost everything I borrowed is paid off. I have never been late on anything I borrowed. I live in a house that is paid off. The rental property is just about paid off. I used to work at a shipyard, but due to being older 53, I had to find something closer to the house. So now I work at Walmart, overnight shift. My cars are used and paid off.

Monthly net income: $

I am not including my wife's income, nor rental income, therefore I am only including my own Wal Mart income:

$1280? Net in Wal Mart


Monthly expenses: $
??Housing: $ 0
? Insurance: $ 170
??Car expenses: $ 35 Oil changes and repairs
? Fuel : $90
??Utilities: $ 120
??Phone, cable, internet: $ Paid for by my sons
??Food, entertainment: Not much, but $15
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 20
??Other expenses: $ Yard maintenance about $20 for fuel etc.

Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Steveoo1$25.00$25.0011/18/2010 2:24:43 PM
selector568$400.00$400.0011/18/2010 2:32:40 PM
hitsman$100.00$100.0011/18/2010 2:40:55 PM
melodious-fairness$50.00$50.0011/18/2010 2:41:28 PM
simplelender80$250.00$250.0011/18/2010 2:36:32 PM
indomitable-coin$50.00$50.0011/18/2010 2:44:29 PM
tolerant-dinero2$25.00$25.0011/18/2010 2:46:55 PM
raisingophelia$25.00$25.0011/18/2010 2:47:49 PM
agwosdof$100.00$100.0011/18/2010 2:25:30 PM
vigorous-velocity$100.00$100.0011/18/2010 2:44:38 PM
mjunlimited$50.00$50.0011/18/2010 3:04:16 PM
ichibon$150.00$150.0011/18/2010 2:50:32 PM
finance-mushroom$100.00$100.0011/18/2010 2:41:39 PM
jdwillcox$100.00$100.0011/18/2010 2:43:35 PM
ray1051$50.00$50.0011/18/2010 2:47:16 PM
Ripsaw4U$50.00$50.0011/18/2010 2:48:24 PM
objective-investor$150.00$150.0011/18/2010 2:49:05 PM
reflective-rupee$50.11$50.1111/18/2010 4:05:31 PM
jazzlender$25.00$25.0011/18/2010 2:50:44 PM
ahansen$50.00$50.0011/18/2010 4:54:57 PM
Bank_Of_XL$50.00$50.0011/18/2010 6:08:02 PM
PersonalBnkr$50.00$50.0011/18/2010 6:41:49 PM
ciccio70$25.00$25.0011/18/2010 6:32:13 PM
paymentologist$25.00$25.0011/18/2010 7:32:13 PM
BlackFred$25.00$25.0011/18/2010 8:26:31 PM
andlifegoeson$50.00$50.0011/18/2010 8:33:18 PM
responsibility-butterfly$25.00$25.0011/18/2010 8:26:27 PM
PocketAces$25.00$25.0011/18/2010 10:43:06 PM
tech310$50.00$50.0011/18/2010 11:36:07 PM
direct-yield$25.00$25.0011/19/2010 3:34:20 AM
shrewd-deal$25.00$25.0011/19/2010 4:09:20 AM
worldly-community3$50.00$50.0011/19/2010 4:09:45 AM
icchok$50.00$50.0011/19/2010 4:09:30 AM
schreibp$25.00$25.0011/19/2010 9:16:14 AM
angelinvestor2$43.93$43.9311/19/2010 5:33:11 AM
skuba$25.00$25.0011/19/2010 9:59:40 AM
WLenders$39.65$39.6511/19/2010 8:01:55 AM
worth-victor6$25.00$25.0011/19/2010 9:42:42 AM
awwaww$25.00$25.0011/19/2010 9:42:24 AM
Artist_Blue$25.00$25.0011/19/2010 10:04:15 AM
hopeful-truth5$75.00$75.0011/19/2010 1:08:48 PM
Kierf$25.00$25.0011/19/2010 2:48:03 PM
money-bauble$25.00$25.0011/19/2010 1:59:55 PM
powerful-finance7$25.00$25.0011/20/2010 3:59:04 AM
orderly-leverage$50.00$50.0011/20/2010 8:51:53 AM
Vegasjim$25.00$25.0011/20/2010 9:07:55 AM
christifa$25.00$25.0011/20/2010 9:38:49 AM
worthy-bid8$25.00$25.0011/20/2010 11:48:40 AM
jmvingeorgia$50.00$50.0011/20/2010 11:19:19 AM
commanding-income774$25.00$25.0011/20/2010 7:38:49 PM
handshake5$100.00$5.4411/20/2010 3:14:19 PM
dunox$50.00$50.0011/18/2010 2:26:15 PM
finance_mba$25.00$25.0011/18/2010 2:44:50 PM
GElender$75.00$75.0011/18/2010 2:24:56 PM
bold-durability-drum$50.00$50.0011/18/2010 2:43:00 PM
organized-payment6$25.00$25.0011/18/2010 2:44:11 PM
nickel-ferret$50.00$50.0011/18/2010 2:44:17 PM
enthralling-deal180$50.00$50.0011/18/2010 2:37:10 PM
investment-comet$25.00$25.0011/18/2010 2:37:30 PM
Nyarpy$25.00$25.0011/18/2010 2:49:52 PM
kc8fot$25.00$25.0011/18/2010 2:56:15 PM
reflective-rupee$50.11$50.1111/18/2010 4:04:50 PM
bid-czar8$100.00$100.0011/18/2010 2:49:29 PM
rate-gravity$100.00$100.0011/18/2010 4:48:27 PM
Brown98$31.27$31.2711/18/2010 9:53:05 PM
kchen486$50.00$50.0011/18/2010 11:14:47 PM
RandyL3$25.00$25.0011/19/2010 2:34:06 AM
worth-arch$25.00$25.0011/19/2010 3:06:51 AM
inspiring-reward$49.97$49.9711/19/2010 3:09:47 AM
commerce-web5$44.52$44.5211/19/2010 3:21:49 AM
riproaringrapids$25.00$25.0011/19/2010 9:12:19 AM
platinum-celebration4$25.00$25.0011/19/2010 10:18:55 AM
Railbird$25.00$25.0011/19/2010 12:55:50 PM
kublai$100.00$100.0011/19/2010 3:37:19 PM
proper-commitment5$25.00$25.0011/19/2010 10:46:50 PM
kulender$50.00$50.0011/20/2010 4:53:35 AM
lawyervon$25.00$25.0011/20/2010 3:49:42 AM
ASR3$25.00$25.0011/20/2010 7:12:07 AM
jdnyguy$50.00$50.0011/20/2010 1:11:05 PM
trustworthy-fairness$50.00$50.0011/20/2010 3:13:35 PM
samurai2$30.00$30.0011/20/2010 7:26:20 PM
stuy1998$30.00$30.0011/20/2010 5:40:42 PM
outofoffice$50.00$50.0011/22/2010 7:48:57 AM
honey-money$25.00$25.0011/21/2010 7:18:46 PM
ujiba$50.00$50.0011/22/2010 11:03:05 AM
85 bids
 
Borrower Payment Dependent Notes Series 484951
This series of Notes was issued and sold upon the funding of the borrower loan #45531, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 9.80% Auction start date:  Nov-18-2010 
  Auction end date:  Nov-20-2010 
 
Starting lender yield: 26.75% Starting borrower rate/APR: 27.75% / 31.31% Starting monthly payment: $82.46
Final lender yield: 26.75% Final borrower rate/APR: 27.75% / 31.31% Final monthly payment: $82.46
 
Auction yield range: 10.57% - 26.75% Estimated loss impact: 10.47%  
Lender servicing fee: 1.00% Estimated return: 16.28%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Oct-1991 Debt/Income ratio: 14%
Credit score: 640-659 (Oct-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 2 Current / open credit lines: 5 / 4Length of status:14y 0m
Amount delinquent: $5,158 Total credit lines: 45 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,443Stated income:$50,000-$74,999
Delinquencies in last 7y: 11 Bankcard utilization: 80%  
   Homeownership: Yes  
Screen name: sjwarren Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 32 ( 94% ) 640-659 (Latest)
Principal borrowed: $9,999.00< 31 days late: 2 ( 6% )  
640-659 (Sep-2010)
640-659 (Dec-2007)
 
Principal balance: $723.63 31+ days late: 0 ( 0% )
Total payments billed: 34  
Description
Buying a car to commute to work
Purpose of loan:
This loan will be used to buy a car to commute to work

My financial situation:
I am a good candidate for this loan because I have worked for the last year to get all my credit cards paid off and did so last month.? My Prosper credit profile does not yet reflect this but my amount delinquent is $0, my Revolving credit balance is $0 and my Bankcard utilization is 0%.

Please consider this loan I am a good reliable candidate.

Monthly net income: $ 6000

Monthly expenses: $
??Housing: $ 700
??Insurance: $ 200
??Car expenses: $ 0
??Utilities: $ 400
??Phone, cable, internet: $ 150
??Food, entertainment: $ 300
??Clothing, household expenses $
??Credit cards and other loans: $ 0
??Other expenses: $ varies
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
raisingophelia$25.00$25.0011/18/2010 2:26:41 PM
loyalist1$50.00$50.0011/18/2010 2:35:35 PM
matt_2006$25.00$25.0011/18/2010 2:25:51 PM
LucyMcClane$25.00$25.0011/18/2010 2:40:15 PM
OldProp$25.00$25.0011/18/2010 2:40:35 PM
simplelender80$100.00$100.0011/18/2010 2:45:05 PM
SDNLR$25.00$25.0011/18/2010 4:06:53 PM
selector568$150.00$150.0011/18/2010 5:29:40 PM
moola-wildebeest3$25.00$25.0011/18/2010 5:58:55 PM
SolarMoonshine$25.00$25.0011/18/2010 6:00:58 PM
parsec9$25.00$25.0011/18/2010 6:12:34 PM
cash-boots$25.00$25.0011/18/2010 7:24:11 PM
investment-comet$25.00$25.0011/18/2010 8:34:11 PM
Bob450$25.00$25.0011/18/2010 7:47:18 PM
scarlet-velvet$25.00$25.0011/18/2010 8:44:31 PM
cash-spark3$25.00$25.0011/18/2010 11:54:06 PM
MylesNH$25.00$25.0011/19/2010 5:26:13 AM
money-bauble$25.00$25.0011/19/2010 4:09:21 AM
treasure-singularity$25.00$25.0011/19/2010 9:49:13 AM
gallant-economy9$50.00$50.0011/19/2010 9:59:51 AM
hopeful-truth5$75.00$44.2511/19/2010 1:08:50 PM
musegaze$55.77$55.7711/19/2010 12:49:21 PM
371millwood$100.00$100.0011/19/2010 1:59:21 PM
jpaulnyc$29.11$29.1111/19/2010 3:04:06 PM
building_community$50.00$50.0011/19/2010 3:24:02 PM
108lender$37.76$37.7611/20/2010 5:33:06 PM
kulender$50.00$50.0011/18/2010 2:45:59 PM
bid-czar8$100.00$100.0011/18/2010 2:50:11 PM
caNative$50.00$50.0011/18/2010 2:40:11 PM
utmom$25.00$25.0011/18/2010 2:40:24 PM
kc8fot$50.00$50.0011/18/2010 2:51:16 PM
reflective-rupee$25.11$25.1111/18/2010 2:54:51 PM
graceful-investment$100.00$100.0011/18/2010 5:22:20 PM
meers2000$25.00$25.0011/18/2010 5:42:48 PM
tech310$25.00$25.0011/18/2010 6:12:37 PM
sms0106$50.00$50.0011/18/2010 5:34:28 PM
successful-agreement7$100.00$100.0011/18/2010 6:12:47 PM
Goldfingers$25.00$25.0011/18/2010 10:40:01 PM
collegesavings$25.00$25.0011/18/2010 11:45:04 PM
Artist_Blue$25.00$25.0011/19/2010 8:17:30 AM
radiant-loan5$25.00$25.0011/19/2010 11:23:40 AM
inspiring-reward$26.00$26.0011/19/2010 1:59:31 PM
sensible-order2$50.00$50.0011/19/2010 3:24:08 PM
realtormoises$25.00$25.0011/20/2010 5:58:00 AM
DFGrego$25.00$25.0011/20/2010 8:18:45 AM
glroark$50.00$50.0011/20/2010 12:50:45 PM
taetrade$25.00$25.0011/20/2010 1:14:09 PM
SeekingAlpha$32.00$32.0011/20/2010 5:49:04 PM
48 bids