Sales Report:Supplement No. 77 dated Nov 17, 2010 to Prospectus dated Jul 26, 2010
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 26, 2010 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 26, 2010 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 482137
This series of Notes was issued and sold upon the funding of the borrower loan #45365, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 36.60% Auction start date:  Oct-29-2010 
  Auction end date:  Nov-04-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 41.35% Starting monthly payment: $45.24
Final lender yield: 32.00% Final borrower rate/APR: 33.00% / 39.28% Final monthly payment: $44.11
 
Auction yield range: 16.71% - 34.00% Estimated loss impact: 38.48%  
Lender servicing fee: 1.00% Estimated return: -6.48%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Jul-1994 Debt/Income ratio: 36%
Credit score: 660-679 (Oct-2010) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 4 Current / open credit lines: 9 / 8Length of status:17y 0m
Amount delinquent: $9,860 Total credit lines: 35 Occupation: Military Officer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $21,867Stated income:$50,000-$74,999
Delinquencies in last 7y: 12 Bankcard utilization: 102%  
   Homeownership: Yes  
Screen name: top-openness-lyrics Borrower's state: Utah Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Military family medical travel
Purpose of loan:
This loan will be used to fund travel of spouse travel to terminally ill family member

My financial situation:
I am a good candidate for this loan because I am a honest man that will repay

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
MilitaryLending$50.00$50.0010/29/2010 2:56:29 PM
Integrity1st$25.44$25.4410/29/2010 5:48:43 PM
DenimCapital$700.00$700.0011/1/2010 5:50:41 AM
420limo$25.00$25.0011/2/2010 4:09:38 PM
nodebt2012$25.00$25.0011/1/2010 9:45:38 AM
reflective-rupee$33.00$33.0011/1/2010 10:40:15 AM
gold-cluster$100.00$41.5611/2/2010 8:02:37 AM
wlm3012$25.00$25.0011/2/2010 10:38:33 AM
srspank24$50.00$50.0011/2/2010 2:50:15 PM
WinterUSMC$25.00$25.0011/2/2010 9:34:38 PM
10 bids
 
Borrower Payment Dependent Notes Series 482323
This series of Notes was issued and sold upon the funding of the borrower loan #45334, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.80% Auction start date:  Nov-01-2010 
  Auction end date:  Nov-06-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $205.47
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.05% Final monthly payment: $205.47
 
Auction yield range: 10.71% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Oct-2005 Debt/Income ratio: 31%
Credit score: 740-759 (Oct-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 15Length of status:4y 5m
Amount delinquent: $0 Total credit lines: 21 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,215Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 18%  
   Homeownership: No  
Screen name: thorough-bazaar990 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Reducing Credit Card Debt
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
simplelender80$200.00$200.0011/1/2010 3:29:27 PM
velocity-solo$25.00$25.0011/1/2010 3:42:00 PM
graceful-investment$100.00$100.0011/1/2010 4:22:13 PM
suave-dime6$25.00$25.0011/1/2010 4:34:03 PM
bid-czar8$25.00$25.0011/1/2010 4:34:52 PM
JustMee$25.00$25.0011/1/2010 10:23:59 PM
bold-attentive-listing$25.00$25.0011/3/2010 9:03:39 AM
power-secret-agent$25.00$25.0011/3/2010 9:20:44 AM
profit-powerplant$50.00$50.0011/3/2010 1:27:08 PM
nickel-hickory$25.00$25.0011/3/2010 3:03:15 PM
mercuriant$25.00$25.0011/3/2010 3:02:32 PM
natural-greenback6$25.00$25.0011/3/2010 3:04:19 PM
flwah$25.00$25.0011/3/2010 3:49:04 PM
economy-producer$25.00$25.0011/3/2010 4:16:33 PM
vigorous-velocity$100.00$100.0011/3/2010 8:34:25 PM
SolarMoonshine$25.00$25.0011/4/2010 4:13:39 AM
greenback-bull6$50.00$50.0011/4/2010 10:19:17 AM
money-bauble$25.00$25.0011/4/2010 3:27:16 PM
reflective-cash0$50.00$50.0011/4/2010 3:46:38 PM
GElender$26.26$26.2611/4/2010 3:45:42 PM
well-mannered-income3$35.00$35.0011/4/2010 7:24:06 PM
Comoparklender$25.00$25.0011/4/2010 7:40:37 PM
platinum-hunter7$25.00$25.0011/5/2010 6:48:05 AM
NoCal$30.00$30.0011/5/2010 7:39:39 AM
Speculator$56.34$56.3411/5/2010 7:28:52 AM
helpishere777$25.00$25.0011/5/2010 8:53:48 AM
bountiful-durability$50.00$50.0011/5/2010 10:59:59 AM
tearingstar$25.00$25.0011/5/2010 3:33:47 PM
tacinc100$25.00$25.0011/5/2010 3:41:29 PM
blackstar$25.00$25.0011/5/2010 3:45:07 PM
best-coin-miser$25.00$25.0011/5/2010 3:39:50 PM
asiaratt$50.00$50.0011/5/2010 3:42:52 PM
fairness-kayak$25.00$25.0011/5/2010 3:58:37 PM
resplendent-dollar$25.00$25.0011/5/2010 5:33:26 PM
ayerobbie$50.00$50.0011/5/2010 3:56:29 PM
SkiFastBadly$44.00$44.0011/5/2010 6:16:29 PM
FASTIZIO_P$25.00$25.0011/5/2010 4:03:30 PM
diverse2$25.00$25.0011/5/2010 5:00:44 PM
smear87$25.00$25.0011/5/2010 5:01:47 PM
bold-attentive-listing$25.00$25.0011/5/2010 5:32:06 PM
gotjack$25.00$25.0011/5/2010 6:38:10 PM
agiovasil$25.00$25.0011/5/2010 6:52:45 PM
helping-out$25.00$25.0011/5/2010 7:10:25 PM
MONEYMATCH$25.00$25.0011/6/2010 5:38:37 AM
LiveNow$25.00$25.0011/6/2010 6:06:14 AM
honorable-yield$25.00$25.0011/6/2010 6:46:51 AM
vibraphone3$50.00$50.0011/6/2010 5:30:57 AM
brother_tam$41.74$41.7411/6/2010 11:52:42 AM
dynrep$25.00$25.0011/6/2010 7:15:48 AM
escharfer$25.00$25.0011/6/2010 1:14:19 PM
seisen$66.24$66.2411/6/2010 11:02:55 AM
Gibbyland$50.00$50.0011/6/2010 11:17:06 AM
NoMoreDebt4Me$25.00$25.0011/6/2010 11:22:56 AM
wwwUniversal$25.00$25.0011/6/2010 2:27:58 PM
EBITDA$25.00$25.0011/6/2010 3:26:54 PM
lending_well$32.91$32.9111/6/2010 1:47:13 PM
MadHun$33.33$14.9611/6/2010 4:56:20 PM
loss-of-control$50.00$50.0011/6/2010 5:52:45 PM
trumpeter5$25.00$25.0011/6/2010 2:52:19 PM
Thylow$100.00$100.0011/6/2010 3:21:00 PM
radiant-loan5$200.00$200.0011/1/2010 3:22:16 PM
platinum-celebration4$25.00$25.0011/1/2010 3:41:10 PM
valiant-liberty4$25.00$25.0011/1/2010 3:42:25 PM
Artist_Blue$25.00$25.0011/1/2010 3:40:59 PM
inspiring-reward$100.00$100.0011/1/2010 4:28:18 PM
handshake5$25.00$25.0011/2/2010 3:22:58 AM
kulender$50.00$50.0011/2/2010 6:21:07 AM
108lender$80.00$80.0011/2/2010 12:54:50 PM
missing-link$100.00$100.0011/2/2010 2:17:54 PM
reflective-rupee$444.00$444.0011/2/2010 3:21:37 PM
worthy-bid8$25.00$25.0011/3/2010 7:24:49 AM
worthy-bid4$100.00$100.0011/3/2010 3:07:03 PM
IIP77$25.00$25.0011/3/2010 8:13:01 PM
gain-gourd$50.00$50.0011/4/2010 9:38:00 AM
greenback-guard$25.00$25.0011/4/2010 3:33:55 PM
Katburg$25.00$25.0011/4/2010 3:47:28 PM
FeedTheMachine$100.00$100.0011/5/2010 7:03:32 AM
larrybird$31.23$31.2311/5/2010 9:23:24 AM
littlejellybug$50.00$50.0011/5/2010 1:08:39 PM
Magog12$25.00$25.0011/5/2010 2:58:26 PM
iolaire$25.00$25.0011/5/2010 3:45:07 PM
orange-preeminant-bill$48.60$48.6011/5/2010 3:37:43 PM
TakeCare$60.00$60.0011/5/2010 3:44:20 PM
sagan$25.00$25.0011/5/2010 3:44:58 PM
consummate-loyalty1$50.00$50.0011/5/2010 3:57:47 PM
shmb6508$50.00$50.0011/5/2010 3:43:52 PM
payment-gusto$25.00$25.0011/5/2010 3:44:37 PM
musegaze$100.00$100.0011/5/2010 3:45:03 PM
skuba$25.00$25.0011/5/2010 5:01:59 PM
shrewd-peace7$25.00$25.0011/5/2010 4:59:02 PM
treasure-bliss$50.00$50.0011/5/2010 4:59:27 PM
Bullish$25.00$25.0011/5/2010 5:31:37 PM
mindful-cash6$25.00$25.0011/5/2010 5:33:25 PM
mike279766$25.00$25.0011/5/2010 6:03:00 PM
ashot12$25.00$25.0011/5/2010 6:38:20 PM
gold-channel2$50.00$50.0011/5/2010 11:43:09 PM
incbx$50.00$50.0011/5/2010 9:18:52 PM
hope-hickory$25.00$25.0011/5/2010 8:43:22 PM
ITExec$70.00$70.0011/6/2010 6:30:48 AM
momoney2lend$25.00$25.0011/6/2010 11:22:49 AM
noble-revenue$51.45$51.4511/6/2010 12:35:57 PM
new-social-economist$47.19$47.1911/6/2010 2:30:56 PM
calinno2$26.69$26.6911/6/2010 12:45:37 PM
banker65010$25.00$25.0011/6/2010 2:16:17 PM
mammalian4$25.00$25.0011/6/2010 2:28:22 PM
studious-peso$25.00$25.0011/6/2010 3:55:43 PM
chemistry220$50.00$50.0011/6/2010 1:34:28 PM
Saleen06$43.39$43.3911/6/2010 4:11:37 PM
Veggie_Monkey$25.00$25.0011/6/2010 1:51:27 PM
loss-of-control$50.00$50.0011/6/2010 5:53:06 PM
scottharr27$50.00$50.0011/6/2010 3:36:22 PM
111 bids
 
Borrower Payment Dependent Notes Series 482345
This series of Notes was issued and sold upon the funding of the borrower loan #45384, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.80% Auction start date:  Nov-01-2010 
  Auction end date:  Nov-06-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $123.28
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.05% Final monthly payment: $123.28
 
Auction yield range: 10.71% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Nov-1983 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 760-779 (Oct-2010) Inquiries last 6m: 1Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 16 / 7Length of status:0y 2m
Amount delinquent: $0 Total credit lines: 25 Occupation: Medical Technician
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,086Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 33%  
   Homeownership: No  
Screen name: a-goodhearted-camaraderi Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
A deferred loan for living expenses
Purpose of loan:
This loan will be used to? pay for living expenses.

My financial situation:
I am a good candidate for this loan because? I have always paid my bills on time. I am a very responsible person. I have lived at my current address for approximately 17 years and I have never been late on a rent payment and rarely late on other bills. I have had rather bad luck with jobs in the last couple of years. I would prefer the loan payments are deferred until January of 2011. For the investor the finance charge could start adding now but the payments I would prefer to start in January 2011. I have very good character references if needed. I am a X-Ray Technologist who is single and I have never relied on anyone but myself. I am currently seeking a full-time job with the Federal Government as a TSA agent at O'hare airport. At the present time I am acting as a Midwest Representative for a medical supply company based in Oregon.

Monthly net income: $ Varies

Monthly expenses: $ 1,000.00
??Housing: $ 675.00
??Insurance: $ 0
??Car expenses: $ 0
??Utilities:?$150.00
??Phone, cable, internet: $ 105.00
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $ 75.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
radiant-loan5$200.00$200.0011/1/2010 3:22:20 PM
transaction-circuit$50.00$50.0011/1/2010 3:25:20 PM
velocity-solo$25.00$25.0011/1/2010 3:42:04 PM
Artist_Blue$25.00$25.0011/1/2010 3:40:55 PM
platinum-celebration4$25.00$25.0011/1/2010 3:41:12 PM
suave-dime6$25.00$25.0011/1/2010 4:34:05 PM
inspiring-reward$100.00$100.0011/1/2010 4:28:22 PM
graceful-investment$32.37$32.3711/1/2010 6:41:28 PM
missing-link$100.00$100.0011/2/2010 2:18:02 PM
best-ingenious-funds$25.00$25.0011/2/2010 3:19:27 PM
nickel-hickory$25.00$25.0011/3/2010 4:02:34 PM
worthy-bid4$100.00$100.0011/3/2010 4:05:03 PM
Katburg$25.00$25.0011/5/2010 1:30:55 AM
tearingstar$35.00$35.0011/5/2010 3:40:03 PM
Speculator$100.00$100.0011/5/2010 3:40:06 PM
shmb6508$50.00$50.0011/5/2010 3:43:54 PM
GElender$50.00$50.0011/5/2010 3:35:38 PM
ayerobbie$50.00$50.0011/5/2010 3:56:32 PM
littlejellybug$50.00$50.0011/5/2010 3:46:10 PM
Magog12$25.00$25.0011/5/2010 4:03:19 PM
musegaze$100.00$100.0011/5/2010 5:02:05 PM
wwwUniversal$25.00$25.0011/5/2010 5:02:21 PM
bibliomania$44.30$44.3011/5/2010 6:46:01 PM
incbx$50.00$12.0111/5/2010 9:18:53 PM
top-courteous-peso$50.00$50.0011/1/2010 3:01:36 PM
simplelender80$200.00$200.0011/1/2010 3:29:32 PM
valiant-liberty4$25.00$25.0011/1/2010 3:42:26 PM
bid-czar8$50.00$50.0011/1/2010 5:28:44 PM
kulender$50.00$50.0011/2/2010 6:21:10 AM
handshake5$61.32$61.3211/2/2010 1:20:13 PM
108lender$100.00$100.0011/2/2010 2:58:31 PM
bold-attentive-listing$25.00$25.0011/3/2010 9:03:39 AM
worthy-bid8$25.00$25.0011/3/2010 10:41:52 AM
profit-powerplant$50.00$50.0011/3/2010 1:27:10 PM
natural-greenback6$25.00$25.0011/3/2010 3:04:22 PM
flwah$25.00$25.0011/3/2010 3:49:08 PM
vigorous-velocity$100.00$100.0011/4/2010 6:17:47 AM
economy-producer$25.00$25.0011/4/2010 9:11:36 AM
greenback-bull6$50.00$50.0011/4/2010 10:19:22 AM
gain-gourd$50.00$50.0011/4/2010 9:38:07 AM
IIP77$25.00$25.0011/4/2010 11:19:08 AM
precious-coin3$25.00$25.0011/4/2010 3:33:19 PM
Comoparklender$25.00$25.0011/4/2010 7:40:39 PM
FeedTheMachine$100.00$100.0011/5/2010 7:03:34 AM
bountiful-durability$50.00$50.0011/5/2010 11:00:02 AM
money-bauble$25.00$25.0011/5/2010 11:48:29 AM
reflective-cash0$50.00$50.0011/5/2010 11:23:14 AM
greenback-guard$25.00$25.0011/5/2010 2:58:21 PM
helpishere777$25.00$25.0011/5/2010 3:41:08 PM
NoCal$30.00$30.0011/5/2010 3:43:45 PM
consummate-loyalty1$50.00$50.0011/5/2010 3:57:49 PM
larrybird$150.00$150.0011/5/2010 3:41:22 PM
EBITDA$25.00$25.0011/5/2010 3:46:58 PM
fairness-kayak$25.00$25.0011/5/2010 3:58:38 PM
TakeCare$60.00$60.0011/5/2010 5:01:59 PM
asiaratt$50.00$50.0011/5/2010 5:32:58 PM
best-coin-miser$25.00$25.0011/5/2010 5:33:13 PM
hope-hickory$25.00$25.0011/5/2010 8:43:23 PM
58 bids
 
Borrower Payment Dependent Notes Series 482539
This series of Notes was issued and sold upon the funding of the borrower loan #45328, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,250.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.95% Auction start date:  Nov-02-2010 
  Auction end date:  Nov-06-2010 
 
Starting lender yield: 13.90% Starting borrower rate/APR: 14.90% / 17.07% Starting monthly payment: $181.74
Final lender yield: 13.90% Final borrower rate/APR: 14.90% / 17.07% Final monthly payment: $181.74
 
Auction yield range: 5.71% - 13.90% Estimated loss impact: 6.18%  
Lender servicing fee: 1.00% Estimated return: 7.72%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Mar-2005 Debt/Income ratio: 18%
Credit score: 700-719 (Nov-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:1y 1m
Amount delinquent: $0 Total credit lines: 11 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,233Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 60%  
   Homeownership: No  
Screen name: brightest-momentous-wampum Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Tuition, Moving Expenses
Purpose of loan:
I am in need of this loan for:
a. $1,800 tuition fee: evening class tuition for two (2) business law courses at local city college
b. $2,850 moving expenses: I am moving within the neighborhood into a new apartment. I am in need of the security deposit ($950) and 2 months rent advance payment.

My financial situation:
I am a good candidate for this loan because I am very strict with money management and have low monthly spending.
I am currently making timely credit card payments with no late payments.
I paid off entire Sallie Mae tuition loan as of October, 2010.

+30% of monthly salary is put into savings account from October, 2010, part of which will be used to make monthly payments for this Prosper loan.

Monthly net income: $2,450 after tax

Monthly expenses: ~$ 1,650
??Housing: $950 starting from Jan, 2011. ($1,200 until December, 2010)
??Insurance: Company paid medical and dental.
??Car expenses: None
??Utilities: $ 40
??Phone, cable, internet: $ 45
??Food, entertainment: ~ $ 400
??Clothing, household expenses: None
??Credit cards and other loans: Currently making monthly credit card payments avg $200.
??Other expenses: $45 (Subway, transportation)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hi, What's your job? What's your major? When will you graduate? Thanks, - p2ploan-sensation211
A: I graduated in 09' from Georgetown and have been working at a law firm for just over a year now. I double majored in intl economy and politics fyi. Hope that answered your question. (Nov-05-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
flwah$25.00$25.0011/2/2010 3:23:11 PM
valiant-liberty4$25.00$25.0011/2/2010 3:24:48 PM
balanced-bill7$50.00$50.0011/2/2010 3:22:49 PM
inspired-investment8$50.00$50.0011/2/2010 3:24:37 PM
icchok$50.00$50.0011/2/2010 3:22:03 PM
jdwillcox$100.00$100.0011/2/2010 3:51:43 PM
organized-payment6$25.00$25.0011/2/2010 3:51:53 PM
MM1207$25.00$25.0011/2/2010 3:54:02 PM
generous-deal6$45.44$45.4411/2/2010 3:54:23 PM
ray1051$25.00$25.0011/2/2010 3:49:47 PM
skuba$25.00$25.0011/2/2010 3:50:55 PM
velocity-solo$25.00$25.0011/2/2010 3:56:35 PM
BxRealtor$25.00$25.0011/2/2010 3:51:07 PM
handshake5$100.00$100.0011/2/2010 3:51:16 PM
selector568$300.00$300.0011/2/2010 3:49:40 PM
loyalty-sherpa$50.00$50.0011/2/2010 3:52:25 PM
mjunlimited$50.00$50.0011/2/2010 3:58:36 PM
narblark$50.00$50.0011/2/2010 3:52:33 PM
indomitable-coin$50.00$50.0011/2/2010 3:55:06 PM
inspiring-reward$31.23$31.2311/2/2010 4:16:54 PM
epic-transaction$25.00$25.0011/2/2010 4:43:17 PM
RandyL3$25.00$25.0011/3/2010 1:33:46 AM
graceful-investment$25.00$25.0011/3/2010 3:51:41 AM
rescue$100.00$100.0011/3/2010 9:13:47 AM
teller$50.00$50.0011/3/2010 10:25:54 AM
the-profit-oracle$25.00$25.0011/3/2010 3:57:08 PM
doncm$50.00$50.0011/3/2010 4:01:38 PM
efficient-treasure0$25.00$25.0011/3/2010 4:19:10 PM
Bullish$25.00$25.0011/3/2010 11:21:31 PM
vigorous-velocity$100.00$100.0011/3/2010 8:28:25 PM
objective-investor$150.00$150.0011/4/2010 3:44:50 AM
gain-gourd$100.00$100.0011/4/2010 9:37:18 AM
rjleves$50.00$50.0011/4/2010 2:15:25 PM
systematic-dollar9$25.00$25.0011/4/2010 3:48:29 PM
Sam65$25.00$25.0011/4/2010 4:38:36 PM
rhodylend$25.00$25.0011/4/2010 5:16:43 PM
superb-funds335$25.00$25.0011/4/2010 7:57:01 PM
Rick21$50.00$50.0011/4/2010 10:18:30 PM
a-finance-nirvana$25.00$25.0011/5/2010 2:34:16 AM
tntmojave$25.00$25.0011/5/2010 2:34:35 AM
wild_carrot$25.00$25.0011/5/2010 5:52:26 AM
mpactlender$25.00$25.0011/5/2010 7:04:38 AM
wonderful-revenue0$25.00$25.0011/5/2010 6:43:52 AM
bicyclist2270$25.00$25.0011/5/2010 10:16:22 AM
wise-agile-investment$25.00$25.0011/5/2010 1:51:11 PM
finance_mba$25.00$25.0011/5/2010 1:33:13 PM
comet55$25.00$25.0011/5/2010 2:03:20 PM
sumac5$100.00$100.0011/5/2010 1:04:57 PM
vishal29$25.00$25.0011/5/2010 3:31:55 PM
Goat$50.00$50.0011/5/2010 4:18:23 PM
bonus-sensai825$25.00$25.0011/5/2010 4:35:44 PM
Aristocrat$25.00$25.0011/5/2010 4:42:55 PM
AK49-JW$25.00$25.0011/5/2010 6:12:51 PM
Katburg$35.00$35.0011/5/2010 7:10:30 PM
Sealion$50.00$50.0011/5/2010 8:21:09 PM
bentheretoo$105.00$105.0011/6/2010 12:35:58 AM
minddoc$25.00$21.1611/6/2010 3:21:10 AM
neutrino6$25.00$25.0011/5/2010 10:43:27 PM
Mindful7$25.00$25.0011/6/2010 6:41:38 AM
ManhattanLender$25.00$25.0011/6/2010 11:30:05 AM
CSinvestments$25.00$25.0011/6/2010 11:06:43 AM
ichibon$150.00$150.0011/2/2010 3:23:41 PM
GElender$100.00$100.0011/2/2010 3:46:47 PM
Weaverville$50.00$50.0011/2/2010 3:46:58 PM
natural-affluence4$25.00$25.0011/2/2010 3:50:23 PM
enthralling-deal180$50.00$50.0011/2/2010 3:51:51 PM
riproaringrapids$25.00$25.0011/2/2010 3:46:26 PM
williemc44$50.00$50.0011/2/2010 3:47:04 PM
tech310$50.00$50.0011/2/2010 3:54:39 PM
bold-durability-drum$50.00$50.0011/2/2010 3:50:11 PM
GCInvestments$25.00$25.0011/2/2010 3:51:31 PM
nickel-ferret$50.00$50.0011/2/2010 3:52:04 PM
simplelender80$100.00$100.0011/2/2010 3:53:51 PM
missing-link$50.00$50.0011/2/2010 4:00:55 PM
Interstate_Rate$50.00$50.0011/2/2010 3:54:51 PM
Artist_Blue$25.00$25.0011/2/2010 3:55:18 PM
maldok1$25.00$25.0011/2/2010 4:17:01 PM
larrybird$150.00$150.0011/2/2010 3:57:19 PM
ValyaLibra01$25.00$25.0011/2/2010 4:00:12 PM
bentheretoo$125.00$125.0011/2/2010 6:57:56 PM
GeorgiaGator$25.00$25.0011/2/2010 5:15:32 PM
investment-comet$25.00$25.0011/2/2010 9:15:08 PM
108lender$50.00$50.0011/3/2010 7:05:17 AM
blue-useful-auction$25.00$25.0011/3/2010 9:27:59 AM
forthright-principal2$25.00$25.0011/3/2010 9:36:42 AM
Moneypenny6$25.00$25.0011/3/2010 8:45:56 AM
coin-investor$25.00$25.0011/3/2010 9:41:10 AM
melodious-fairness$28.93$28.9311/3/2010 10:42:11 AM
jazzlender$25.00$25.0011/3/2010 3:47:17 PM
chlebie$50.00$50.0011/3/2010 3:46:12 PM
danthemon35$25.00$25.0011/3/2010 4:05:42 PM
kmr2$200.00$200.0011/3/2010 6:28:21 PM
nunnie$25.00$25.0011/3/2010 6:12:20 PM
trustworthy-fairness$50.00$50.0011/4/2010 6:10:28 AM
credit-panda1$25.00$25.0011/4/2010 7:12:09 AM
successful-agreement7$40.74$40.7411/4/2010 10:41:24 AM
kegs$150.00$150.0011/4/2010 11:07:40 AM
money-bauble$25.00$25.0011/4/2010 2:12:34 PM
helpishere777$25.00$25.0011/4/2010 5:54:02 PM
studious-bonus7$37.21$37.2111/5/2010 3:03:31 AM
kulender$50.00$50.0011/5/2010 5:03:53 AM
snowyowl$25.00$25.0011/5/2010 9:27:29 AM
brazilofmux$30.29$30.2911/5/2010 12:35:27 PM
old$25.00$25.0011/5/2010 2:45:01 PM
fairness-kayak$25.00$25.0011/5/2010 3:59:13 PM
Sol_Invictus$25.00$25.0011/5/2010 5:11:02 PM
wampum-chorus3$25.00$25.0011/5/2010 6:52:30 PM
benazafa$25.00$25.0011/5/2010 10:03:53 PM
HedgeFund$50.00$50.0011/5/2010 10:10:09 PM
worth-excellence4$25.00$25.0011/6/2010 12:19:30 AM
order-elevator7$25.00$25.0011/6/2010 11:29:27 AM
order-elevator7$25.00$25.0011/6/2010 11:26:12 AM
112 bids
 
Borrower Payment Dependent Notes Series 482601
This series of Notes was issued and sold upon the funding of the borrower loan #45355, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.80% Auction start date:  Nov-03-2010 
  Auction end date:  Nov-10-2010 
 
Starting lender yield: 33.00% Starting borrower rate/APR: 34.00% / 37.70% Starting monthly payment: $312.70
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.05% Final monthly payment: $287.66
 
Auction yield range: 10.71% - 33.00% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-2000 Debt/Income ratio: 35%
Credit score: 720-739 (Oct-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 6 / 5Length of status:0y 8m
Amount delinquent: $2,795 Total credit lines: 22 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $114Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 11%  
   Homeownership: No  
Screen name: MassBile Borrower's state: Virginia Borrower's group: 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation 730 Credit Score
Purpose of loan:

This loan will be used to consolidate 2 high monthly payment loans I currently have.? One of the accounts is a vehicle loan which I'm currently paying $435 a month.? The other is a personal loan that has a payment of $419.? Right now I'm willing to pay the higher interest rate in order to lower my overall monthly payments.

My financial situation:

I'm a United States military reserve?service member with a full time job as a Network Administrator.? I'm?dedicated to maintaining and improving my financial situation.? I'm also a Prosper lender with over 15 active loans and notes currently funded.? I can provide statistics on my current and past lending at any time.?

As for the Amount delinquent: of $2,795 listed, this is a school loan balance I have directly with the college I graduated from in February of this year.? I was unaware of this balance since I was utilizing the GI Bill.? Since the GI Bill didn't cover my full tuition I missed 1 month payment.? I'm currently paying $50 a month on this loan.


Monthly net income: $ 4850 (Includes my wife's?Basic Allowance for Housing rate)

Monthly expenses: $ 2370

??Housing: $ 900?
??Insurance: $ 85
??Car expenses: $ 435
??Utilities: $ 100?
??Phone, cable, internet: $ 100
??Food, entertainment: $ 100
??Clothing, household expenses $ 50
??Credit cards and other loans: $?500
??Other expenses: $ 100

Please feel free to ask any questions you may have.?Thank you.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
missing-link$100.00$100.0011/3/2010 2:34:57 PM
simplelender80$200.00$200.0011/3/2010 2:39:08 PM
Artist_Blue$25.00$25.0011/3/2010 3:08:50 PM
reflective-rupee$44.00$44.0011/3/2010 3:33:42 PM
valiant-liberty4$25.00$25.0011/4/2010 6:16:43 AM
tech310$25.00$25.0011/4/2010 12:29:20 PM
inspiring-reward$100.00$100.0011/4/2010 3:30:38 PM
Comoparklender$25.00$25.0011/4/2010 7:41:10 PM
graceful-investment$100.00$100.0011/5/2010 7:19:50 AM
LiveNow$25.00$25.0011/6/2010 6:06:47 AM
money-bauble$25.00$25.0011/7/2010 8:39:37 AM
worthy-bid8$25.00$25.0011/8/2010 4:14:13 PM
incbx$50.00$50.0011/8/2010 4:20:29 PM
honorable-yield$25.00$25.0011/8/2010 4:20:03 PM
commerce-web5$50.00$50.0011/8/2010 8:50:58 PM
SolarMoonshine$25.00$25.0011/9/2010 4:17:21 AM
dthompso$50.00$50.0011/9/2010 7:36:48 AM
dollar-sonnet3$50.00$50.0011/9/2010 9:39:34 AM
dedicated-transaction796$50.00$50.0011/9/2010 9:43:30 AM
top-historic-peso$25.00$25.0011/9/2010 9:59:35 AM
loss-of-control$100.00$100.0011/9/2010 8:46:09 AM
finance-mushroom$100.00$100.0011/9/2010 9:39:55 AM
delivery$25.00$25.0011/9/2010 1:33:27 PM
flwah$25.00$25.0011/9/2010 2:48:59 PM
thebadpelican$25.00$25.0011/9/2010 3:38:47 PM
minddoc$25.00$25.0011/9/2010 3:39:23 PM
MONEYMATCH$25.00$25.0011/9/2010 3:41:57 PM
noble-revenue$100.00$100.0011/9/2010 3:44:03 PM
WBB21$50.00$50.0011/9/2010 3:42:51 PM
Easystreet$25.00$25.0011/9/2010 3:43:36 PM
seisen$85.66$85.6611/9/2010 3:44:55 PM
gold-channel2$25.37$25.3711/9/2010 3:44:12 PM
payment-gusto$25.00$25.0011/9/2010 3:45:24 PM
CASHGIRL$25.00$25.0011/9/2010 3:44:33 PM
Lam0nt$25.00$25.0011/9/2010 3:48:05 PM
piter-to-la-investment$25.00$25.0011/9/2010 3:45:47 PM
vibraphone3$50.00$50.0011/9/2010 3:57:30 PM
tearingstar$35.00$35.0011/9/2010 4:28:18 PM
best-coin-miser$25.00$25.0011/9/2010 4:33:14 PM
economy-producer$25.00$25.0011/9/2010 3:39:09 PM
favorable-deal0$25.00$25.0011/9/2010 4:58:41 PM
treasure-bliss$50.00$50.0011/9/2010 3:39:31 PM
DeutscheBank$25.00$25.0011/9/2010 5:08:03 PM
abundant-credit6$25.00$25.0011/9/2010 5:19:59 PM
wwwUniversal$25.00$25.0011/9/2010 5:19:57 PM
stock106$25.00$25.0011/9/2010 5:28:09 PM
HedgeFund$40.14$40.1411/9/2010 3:42:36 PM
a-finance-nirvana$25.00$25.0011/9/2010 3:43:44 PM
banker65010$25.00$25.0011/9/2010 3:44:30 PM
profitable-return5$25.00$25.0011/9/2010 6:08:19 PM
goodcents$25.00$25.0011/9/2010 6:12:17 PM
NewOrleans2012$25.00$25.0011/9/2010 3:45:25 PM
financial-frenzy$32.88$32.8811/9/2010 3:45:45 PM
zwd12$44.70$44.7011/9/2010 6:28:35 PM
arejaybe$25.00$25.0011/9/2010 3:47:14 PM
escharfer$25.00$25.0011/9/2010 6:40:52 PM
kttalamo$25.00$25.0011/9/2010 6:59:11 PM
Trevor_C$25.00$25.0011/9/2010 7:01:55 PM
dbmurch$25.00$25.0011/9/2010 7:01:53 PM
payout-carnival$25.00$25.0011/9/2010 7:03:07 PM
studious-peso$25.00$25.0011/9/2010 7:33:19 PM
rvfbroker$25.00$25.0011/9/2010 7:18:06 PM
reflective-rupee$44.00$44.0011/9/2010 7:48:05 PM
commitment-symphony9$25.00$25.0011/9/2010 4:33:13 PM
assetmanager$25.00$25.0011/9/2010 8:14:26 PM
mla$25.00$25.0011/9/2010 4:53:58 PM
new-social-economist$49.18$49.1811/9/2010 8:48:06 PM
ah-long$25.00$25.0011/9/2010 9:37:21 PM
payment-artist$25.00$25.0011/9/2010 5:45:08 PM
treasure-generator$25.00$25.0011/9/2010 10:24:30 PM
niono$50.00$15.7711/9/2010 10:51:12 PM
kain11286$50.00$50.0011/9/2010 10:39:58 PM
cospilot$25.00$25.0011/9/2010 6:33:52 PM
Bob450$25.00$25.0011/9/2010 6:47:09 PM
shmb6508$27.27$27.2711/9/2010 7:33:15 PM
getreadyloans$40.00$40.0011/10/2010 4:40:29 AM
wampum-chorus3$25.00$25.0011/9/2010 8:33:20 PM
TakeCare$39.18$39.1811/9/2010 9:11:21 PM
grampy48$25.00$25.0011/10/2010 6:52:44 AM
credit-missile$25.00$25.0011/10/2010 7:42:02 AM
DasMula$25.00$25.0011/10/2010 7:19:44 AM
nodrivelpls$25.00$25.0011/9/2010 10:40:25 PM
credit-missile$25.00$25.0011/10/2010 7:43:02 AM
Leshan$66.66$66.6611/10/2010 8:02:19 AM
erowis$25.00$25.0011/10/2010 10:05:10 AM
dime-futurist$25.00$25.0011/10/2010 10:49:44 AM
droopie1$25.00$25.0011/10/2010 10:57:25 AM
independent-transaction$25.00$25.0011/10/2010 11:16:53 AM
finance-prescription$50.00$50.0011/10/2010 8:03:40 AM
wojo$25.00$25.0011/10/2010 12:04:53 PM
realtormoises$25.00$25.0011/10/2010 8:34:04 AM
icon7$40.00$40.0011/10/2010 11:56:06 AM
engaging-worth$25.00$25.0011/10/2010 12:32:40 PM
skillful-asset5$25.00$25.0011/10/2010 1:01:15 PM
velocity-solo$25.00$25.0011/3/2010 2:41:58 PM
radiant-loan5$200.00$200.0011/3/2010 2:37:32 PM
platinum-celebration4$25.00$25.0011/3/2010 2:41:26 PM
bid-czar8$50.00$50.0011/3/2010 2:42:47 PM
kulender$50.00$50.0011/3/2010 4:03:11 PM
moola-wildebeest3$25.00$25.0011/5/2010 4:18:38 AM
bountiful-durability$50.00$50.0011/5/2010 11:00:54 AM
suave-dime6$25.00$25.0011/5/2010 3:39:43 PM
108lender$52.30$52.3011/5/2010 5:00:18 PM
FeedTheMachine$67.51$67.5111/6/2010 1:46:40 PM
handshake5$100.00$100.0011/8/2010 7:55:36 AM
consummate-loyalty1$50.00$50.0011/8/2010 8:12:00 AM
scottharr27$50.00$50.0011/8/2010 4:18:46 PM
natural-greenback6$25.00$25.0011/8/2010 4:21:28 PM
personal-lender$25.00$25.0011/8/2010 5:05:43 PM
greenback-bull6$50.00$50.0011/8/2010 4:23:36 PM
orderly-leverage$100.00$100.0011/8/2010 10:19:55 PM
power-secret-agent$25.00$25.0011/9/2010 1:22:06 AM
lendstats_com$100.00$100.0011/9/2010 7:44:13 AM
musegaze$100.00$100.0011/9/2010 9:09:05 AM
asset-yoga6$100.00$100.0011/9/2010 8:03:08 AM
loss-of-control$100.00$100.0011/9/2010 8:46:40 AM
6moonbeams$50.00$50.0011/9/2010 10:28:38 AM
vigorous-velocity$80.93$80.9311/9/2010 2:03:08 PM
worthy-bid4$28.58$28.5811/9/2010 11:20:58 AM
shrewd-peace7$26.99$26.9911/9/2010 3:39:13 PM
orange-statuesque-dime$50.00$50.0011/9/2010 3:39:36 PM
FASTIZIO_P$27.00$27.0011/9/2010 3:40:10 PM
gain-gourd$50.00$50.0011/9/2010 3:41:14 PM
Wellman$25.67$25.6711/9/2010 3:42:40 PM
littlejellybug$50.00$50.0011/9/2010 3:43:05 PM
GInBaghdad$25.00$25.0011/9/2010 3:44:56 PM
NoCal$30.00$30.0011/9/2010 4:33:12 PM
profit-powerplant$50.00$50.0011/9/2010 3:38:16 PM
asmithj$25.14$25.1411/9/2010 4:58:39 PM
b-rent$25.00$25.0011/9/2010 5:28:06 PM
supersarah61$25.00$25.0011/9/2010 5:37:27 PM
Gibbyland$50.00$50.0011/9/2010 3:42:30 PM
brother_tam$50.00$50.0011/9/2010 3:43:46 PM
anton$195.98$195.9811/9/2010 3:46:28 PM
mmullen2$25.00$25.0011/9/2010 7:08:00 PM
credit-wheel7$25.00$25.0011/9/2010 7:01:58 PM
mpatrick$25.00$25.0011/9/2010 7:29:41 PM
fairness-kayak$25.00$25.0011/9/2010 7:30:18 PM
reflective-rupee$44.00$44.0011/9/2010 7:48:36 PM
visionary-asset5$50.00$50.0011/9/2010 4:33:15 PM
Medic05$25.00$25.0011/9/2010 4:54:12 PM
reflective-cash0$29.30$29.3011/9/2010 5:08:04 PM
WorldlyWorker$25.00$25.0011/9/2010 9:35:49 PM
rubylender$25.00$25.0011/9/2010 5:50:57 PM
orange-preeminant-bill$45.55$45.5511/9/2010 10:24:27 PM
kindness-hickory5$25.77$25.7711/9/2010 10:40:26 PM
ChrisKwan$25.00$25.0011/9/2010 6:33:51 PM
Mark0135$32.47$32.4711/9/2010 7:16:42 PM
GElender$50.00$50.0011/9/2010 7:30:22 PM
jubilant-auction5$25.00$25.0011/9/2010 7:33:22 PM
loanman2007$50.00$50.0011/10/2010 5:03:23 AM
social-conductor4$25.00$25.0011/9/2010 8:33:11 PM
Green-Baron$50.00$50.0011/10/2010 5:47:11 AM
Pu239$50.00$50.0011/10/2010 6:09:09 AM
DasMula$25.00$25.0011/10/2010 7:19:57 AM
credit-missile$25.00$25.0011/10/2010 7:26:06 AM
awesome-silver$100.00$100.0011/10/2010 7:55:16 AM
brightest-dignified-penny$25.00$25.0011/10/2010 7:35:01 AM
Fun54115$25.00$25.0011/10/2010 8:02:56 AM
bull_lender$25.00$25.0011/10/2010 7:19:45 AM
Astyanax$50.00$50.0011/10/2010 10:33:27 AM
DasMula$25.00$25.0011/10/2010 7:25:33 AM
beans53$25.00$25.0011/10/2010 11:10:50 AM
order-elevator7$26.00$26.0011/10/2010 12:56:50 PM
cedar_rose$100.00$100.0011/10/2010 12:24:53 PM
favorite-commerce$50.00$50.0011/10/2010 1:08:24 PM
nickel-position$25.00$25.0011/10/2010 12:40:32 PM
Engineer44$32.00$32.0011/10/2010 2:22:41 PM
ultimate-peace$25.00$25.0011/10/2010 10:38:15 AM
169 bids
 
Borrower Payment Dependent Notes Series 482641
This series of Notes was issued and sold upon the funding of the borrower loan #45390, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.80% Auction start date:  Nov-03-2010 
  Auction end date:  Nov-10-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $123.28
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.05% Final monthly payment: $123.28
 
Auction yield range: 10.71% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Apr-1992 Debt/Income ratio: Not calculated
Credit score: 740-759 (Nov-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 6Length of status:0y 8m
Amount delinquent: $0 Total credit lines: 21 Occupation: Realtor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $23,965Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 54%  
   Homeownership: Yes  
Screen name: mipagina Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Need for mentorship program
Purpose of loan:
This loan will be used to pay the down payment for a Real Estate mentorship program.??I need this mentorship to advance in my business and to be able to make more transactions.? The program will last 6 months and my mentor will help me personally through all the transactions I can do during this time period.? Within the first transactions I should be able to make the money to pay back this loan.

My financial situation:
I am a good candidate for this loan because I am currently working as a Real Estate Agent.? Times are tough right now for this industry, but there is still business out there.? I'm also planning to get a seasonal part time job to suplement my income until I can speed up in my business.

Monthly net income: $ based on activity.? It could be $0 to $2,000

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $ 0
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 837
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
missing-link$100.00$100.0011/3/2010 2:34:58 PM
platinum-celebration4$25.00$25.0011/3/2010 2:41:26 PM
velocity-solo$25.00$25.0011/3/2010 2:42:00 PM
bid-czar8$50.00$50.0011/3/2010 2:42:47 PM
Artist_Blue$25.00$25.0011/3/2010 3:08:47 PM
balance-handshake7$25.00$25.0011/4/2010 11:19:43 AM
tech310$25.00$25.0011/4/2010 12:13:13 PM
valiant-liberty4$25.00$25.0011/4/2010 3:26:18 PM
inspiring-reward$100.00$100.0011/4/2010 3:30:39 PM
graceful-investment$74.74$74.7411/5/2010 7:19:51 AM
moola-wildebeest3$25.00$25.0011/5/2010 4:18:38 AM
bountiful-durability$50.00$50.0011/5/2010 11:00:55 AM
nickel-hickory$25.00$25.0011/5/2010 12:19:09 PM
suave-dime6$25.00$25.0011/5/2010 3:39:44 PM
FeedTheMachine$100.00$100.0011/6/2010 3:27:08 PM
Thylow$100.00$100.0011/6/2010 3:21:23 PM
scottharr27$50.00$50.0011/8/2010 4:18:47 PM
natural-greenback6$25.00$25.0011/8/2010 4:21:28 PM
worthy-bid8$25.00$25.0011/8/2010 4:14:15 PM
incbx$50.00$50.0011/8/2010 4:20:30 PM
orderly-leverage$100.00$100.0011/8/2010 10:19:56 PM
TheAlchemist$25.00$25.0011/8/2010 6:56:43 PM
jigsaw$50.00$50.0011/9/2010 4:53:32 AM
profit-powerplant$50.00$50.0011/9/2010 3:38:17 PM
favorite-commerce$50.00$50.0011/9/2010 6:55:37 PM
duty-monger$50.00$50.0011/10/2010 7:53:17 AM
glenium$25.00$25.0011/10/2010 9:32:41 AM
Pu239$50.00$50.0011/10/2010 6:09:14 AM
Bob450$25.00$25.0011/10/2010 10:48:09 AM
icon7$40.00$40.0011/10/2010 11:58:16 AM
gothampark$25.00$25.0011/10/2010 1:22:09 PM
radiant-loan5$200.00$200.0011/3/2010 2:37:37 PM
simplelender80$200.00$200.0011/3/2010 2:39:09 PM
kulender$50.00$50.0011/3/2010 4:03:11 PM
successful-agreement7$100.00$100.0011/4/2010 11:20:15 AM
precious-coin3$25.00$25.0011/4/2010 3:33:31 PM
Comoparklender$25.00$25.0011/4/2010 7:41:11 PM
108lender$100.00$100.0011/5/2010 5:31:53 PM
LiveNow$25.00$25.0011/6/2010 6:06:48 AM
money-bauble$25.00$25.0011/7/2010 8:39:38 AM
handshake5$100.00$100.0011/8/2010 8:12:31 AM
consummate-loyalty1$50.00$50.0011/8/2010 10:21:11 AM
honorable-yield$25.00$25.0011/8/2010 4:20:04 PM
greenback-bull6$50.00$50.0011/8/2010 4:23:37 PM
bold-attentive-listing$25.00$25.0011/8/2010 4:16:50 PM
commerce-web5$50.00$50.0011/8/2010 8:50:59 PM
personal-lender$25.00$25.0011/8/2010 5:05:45 PM
dthompso$50.00$50.0011/9/2010 7:36:49 AM
asset-yoga6$100.00$28.2611/9/2010 8:03:09 AM
Live-Free-or-Die$100.00$100.0011/9/2010 1:22:35 PM
Easystreet$25.00$25.0011/9/2010 3:43:37 PM
realtormoises$25.00$25.0011/10/2010 8:36:13 AM
wwwUniversal$26.00$26.0011/10/2010 9:39:17 AM
ultimate-peace$106.00$106.0011/10/2010 10:41:48 AM
BanqueDeFrance$100.00$100.0011/10/2010 12:46:33 PM
Ven58$25.00$25.0011/10/2010 11:31:05 AM
56 bids
 
Borrower Payment Dependent Notes Series 482677
This series of Notes was issued and sold upon the funding of the borrower loan #45343, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.30% Auction start date:  Nov-03-2010 
  Auction end date:  Nov-10-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $135.71
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 38.72% Final monthly payment: $135.71
 
Auction yield range: 16.71% - 34.00% Estimated loss impact: 20.31%  
Lender servicing fee: 1.00% Estimated return: 13.69%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Sep-2001 Debt/Income ratio: 14%
Credit score: 660-679 (Oct-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:4y 6m
Amount delinquent: $0 Total credit lines: 16 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,047Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 92%  
   Homeownership: Yes  
Screen name: marauder0 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 11 ( 100% ) 660-679 (Latest)
Principal borrowed: $4,000.00< 31 days late: 0 ( 0% )  
680-699 (Nov-2009)
 
Principal balance: $3,177.13 31+ days late: 0 ( 0% )
Total payments billed: 11  
Description
Putting in new windows
Purpose of loan:
This loan will be used to?put new windows in my house

My financial situation:Double income no kids
I am a good candidate for this loan because?I will be able to make payments on time every time. This will really help us out until our wedding next November, at which time the loan will be paid off. I would much rather borrow from my peers rather than a bank. Thanks for the help!

Monthly net income: $ $3,000

Monthly expenses: $ $1,900
??Housing: $ 1,100
??Insurance: $ 90
??Car expenses: $ 0
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $ 200
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 500
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
velocity-solo$25.00$25.0011/3/2010 2:39:45 PM
Artist_Blue$25.00$25.0011/3/2010 2:40:57 PM
valiant-liberty4$25.00$25.0011/3/2010 2:43:29 PM
brother_tam$50.00$50.0011/3/2010 3:43:24 PM
special-currency6$25.00$25.0011/3/2010 3:44:34 PM
villagers$25.00$25.0011/3/2010 4:04:32 PM
indomitable-dedication$50.00$50.0011/3/2010 5:32:25 PM
forthright-dedication$25.00$25.0011/3/2010 10:39:36 PM
noble-revenue$50.00$50.0011/4/2010 11:55:09 AM
inspiring-reward$150.00$150.0011/4/2010 11:55:54 AM
helping-out$213.43$213.4311/4/2010 3:28:18 PM
Thylow$100.00$100.0011/6/2010 1:47:29 PM
money-bauble$25.00$25.0011/7/2010 9:23:08 AM
heerzaquestion$25.00$25.0011/8/2010 10:01:17 AM
realtormoises$25.00$25.0011/9/2010 6:07:16 AM
zone6$100.00$100.0011/8/2010 11:24:07 PM
reflective-rupee$44.00$44.0011/9/2010 9:42:14 AM
dedicated-transaction796$50.00$50.0011/9/2010 9:43:18 AM
loss-of-control$50.00$50.0011/9/2010 3:33:17 PM
larrybird$65.01$65.0111/9/2010 5:25:19 PM
loanman2007$50.00$50.0011/10/2010 5:18:03 AM
banker65010$25.00$20.7411/10/2010 4:03:22 AM
NekHoldings$25.00$25.0011/10/2010 4:55:34 AM
glroark$50.00$50.0011/3/2010 2:40:16 PM
Diamond_Jim$25.00$25.0011/3/2010 4:02:22 PM
reflective-rupee$44.00$44.0011/3/2010 4:50:00 PM
MM1207$25.00$25.0011/4/2010 12:13:18 PM
BankofBen$25.00$25.0011/5/2010 3:19:06 AM
Comoparklender$25.00$25.0011/5/2010 3:36:04 PM
big_balla_papi$25.00$25.0011/6/2010 4:42:22 PM
graceful-investment$50.00$50.0011/8/2010 8:11:41 AM
gelidfrank$25.00$25.0011/8/2010 1:20:45 PM
flwah$25.00$25.0011/8/2010 3:31:15 PM
green-capital-hornet$25.00$25.0011/8/2010 4:24:25 PM
honorable-yield$25.00$25.0011/8/2010 4:29:27 PM
SolarMoonshine$25.00$25.0011/8/2010 5:23:35 PM
tech310$25.00$25.0011/8/2010 4:30:23 PM
dudebrah$25.00$25.0011/9/2010 1:06:17 PM
Whipster$25.00$25.0011/9/2010 2:49:10 PM
loss-of-control$50.00$50.0011/9/2010 3:32:29 PM
loss-of-control$50.00$50.0011/9/2010 3:32:49 PM
orangetrust$50.00$50.0011/9/2010 3:38:20 PM
well-mannered-income3$25.00$25.0011/9/2010 3:51:45 PM
doncm$50.00$50.0011/9/2010 3:46:23 PM
Moe87$25.00$25.0011/9/2010 4:32:28 PM
371millwood$100.00$100.0011/9/2010 4:53:44 PM
rubylender$25.00$25.0011/9/2010 5:50:53 PM
money-fort$25.00$25.0011/9/2010 5:59:28 PM
Hummer-Guy$25.00$25.0011/9/2010 6:39:23 PM
restless-dime$52.00$52.0011/9/2010 6:34:41 PM
Tono$25.00$25.0011/9/2010 3:55:01 PM
reflective-rupee$44.00$44.0011/9/2010 3:58:46 PM
Roundhouse$100.00$100.0011/9/2010 8:59:06 PM
TakeCare$30.49$30.4911/9/2010 5:37:26 PM
papaloha$200.00$200.0011/9/2010 10:38:09 PM
commanding-income774$25.00$25.0011/10/2010 1:31:59 AM
Lender-Trader$32.00$32.0011/10/2010 2:05:22 AM
return-grizzly$100.00$100.0011/10/2010 2:26:24 AM
papaloha$200.00$200.0011/9/2010 10:38:58 PM
money-boomarang$54.33$54.3311/9/2010 11:11:23 PM
60 bids
 
Borrower Payment Dependent Notes Series 482725
This series of Notes was issued and sold upon the funding of the borrower loan #45381, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.80% Auction start date:  Nov-03-2010 
  Auction end date:  Nov-10-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $205.47
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.05% Final monthly payment: $205.47
 
Auction yield range: 10.71% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Mar-1994 Debt/Income ratio: Not calculated
Credit score: 720-739 (Oct-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:0y 10m
Amount delinquent: $0 Total credit lines: 16 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $3,041Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 45%  
   Homeownership: No  
Screen name: sanctuary194331 Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off debts
The purpose of this loan is to help assist me with consolidating my credit card balances and minor car maintenance brakes, tires, etc. I am a good candidate for this loan because I am a single mom in my junior year at Arizona State University and working hard to finish my degree so I can earn a substantial income to help make a better life for my daughter. Because I live off of family contributions about $10,000 to 20,000 per year and financial aide, and working as a dental temp, I am unable to provide a pay stub and Form W-2 to support my yearly income. My credit score and credit report reflects my consistent payment history as it is very important for me to pay off any debts and maintain a very good credit rating. My monthly expenses are as follows:

Car $0 (Paid Off )
Rent $890
Car Insurance $70
Utilities $80
Phone, cable, internet $180
Food, entertainment $200
Clothing and household expenses $75
Credit Cards and other loans $200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
missing-link$100.00$100.0011/3/2010 2:35:07 PM
platinum-hunter7$25.00$25.0011/3/2010 2:56:41 PM
bid-czar8$50.00$50.0011/3/2010 2:42:51 PM
parsec9$25.00$25.0011/3/2010 2:59:53 PM
HHP$25.00$25.0011/4/2010 6:17:44 AM
Banker7371$25.00$25.0011/4/2010 11:18:50 AM
blue-useful-auction$25.00$25.0011/4/2010 11:59:24 AM
Trakissta$150.00$150.0011/4/2010 7:20:09 PM
inspiring-reward$100.00$100.0011/5/2010 6:44:33 AM
moola-wildebeest3$25.00$25.0011/5/2010 4:18:31 AM
bountiful-durability$50.00$50.0011/5/2010 11:01:05 AM
nickel-hickory$25.00$25.0011/5/2010 12:19:15 PM
graceful-investment$59.23$59.2311/6/2010 1:13:33 PM
money-bauble$25.00$25.0011/7/2010 8:39:50 AM
suave-dime6$25.00$25.0011/7/2010 5:14:01 PM
LiveNow$25.00$25.0011/7/2010 2:39:35 PM
FeedTheMachine$25.00$25.0011/7/2010 6:18:54 PM
worthy-bid8$25.00$25.0011/8/2010 4:24:44 PM
consummate-loyalty1$50.00$50.0011/8/2010 4:22:55 PM
commerce-web5$50.00$50.0011/8/2010 8:51:03 PM
dthompso$50.00$50.0011/9/2010 7:36:58 AM
dedicated-transaction796$50.00$50.0011/9/2010 9:43:34 AM
asset-yoga6$100.00$100.0011/9/2010 8:03:16 AM
6moonbeams$50.00$50.0011/9/2010 10:28:43 AM
DHolly$30.00$30.0011/9/2010 2:42:37 PM
incbx$50.00$50.0011/9/2010 3:48:09 PM
greenback-bull6$50.00$50.0011/9/2010 3:40:31 PM
rubylender$25.00$25.0011/9/2010 5:51:00 PM
honorable-yield$25.00$25.0011/9/2010 3:45:54 PM
paul1$25.00$25.0011/9/2010 4:21:42 PM
a-finance-nirvana$25.00$25.0011/10/2010 1:33:07 AM
sensational-peace6$50.00$50.0011/10/2010 6:51:33 AM
simplewareinc$25.00$25.0011/10/2010 1:00:49 PM
order-elevator7$26.00$26.0011/10/2010 12:41:24 PM
anton$1,300.00$931.1411/10/2010 1:08:42 PM
sweetlan$25.00$25.0011/10/2010 10:59:08 AM
bold-attentive-listing$25.00$25.0011/10/2010 1:41:50 PM
radiant-loan5$200.00$200.0011/3/2010 2:37:51 PM
simplelender80$200.00$200.0011/3/2010 2:39:13 PM
velocity-solo$25.00$25.0011/3/2010 2:42:05 PM
Artist_Blue$25.00$25.0011/3/2010 2:41:13 PM
platinum-celebration4$25.00$25.0011/3/2010 3:08:59 PM
tech310$25.00$25.0011/3/2010 3:03:08 PM
reflective-rupee$44.00$44.0011/3/2010 3:31:09 PM
balance-handshake7$25.00$25.0011/3/2010 3:01:11 PM
Comoparklender$25.00$25.0011/3/2010 3:49:48 PM
asset-professor$50.00$50.0011/3/2010 3:42:46 PM
successful-agreement7$100.00$100.0011/3/2010 3:56:20 PM
SDNLR$25.00$25.0011/3/2010 3:52:12 PM
washboard1$50.00$50.0011/3/2010 4:01:49 PM
nybanker85$50.00$50.0011/4/2010 10:01:00 AM
kulender$50.00$50.0011/4/2010 3:27:43 PM
valiant-liberty4$25.00$25.0011/5/2010 7:44:42 AM
frogperson$100.00$100.0011/6/2010 8:51:16 PM
108lender$100.00$100.0011/7/2010 1:21:43 PM
handshake5$100.00$100.0011/8/2010 4:28:57 PM
personal-lender$25.00$25.0011/8/2010 5:05:59 PM
orderly-leverage$100.00$100.0011/8/2010 10:20:02 PM
jigsaw$50.00$50.0011/9/2010 4:53:39 AM
finance-mushroom$100.00$100.0011/9/2010 9:40:05 AM
reflective-rupee$44.00$44.0011/9/2010 9:43:01 AM
musegaze$100.00$100.0011/9/2010 9:09:14 AM
reflective-rupee$44.00$44.0011/9/2010 9:43:15 AM
top-historic-peso$25.00$25.0011/9/2010 9:59:44 AM
scottharr27$50.00$50.0011/9/2010 3:39:25 PM
delivery$25.00$25.0011/9/2010 3:44:54 PM
well-mannered-income3$40.00$40.0011/9/2010 3:53:01 PM
natural-greenback6$25.00$25.0011/9/2010 3:39:47 PM
dollar-sonnet3$50.00$50.0011/9/2010 3:42:04 PM
supersarah61$25.00$25.0011/9/2010 5:37:32 PM
Whipster$25.00$25.0011/9/2010 6:02:25 PM
systemlender$100.00$100.0011/9/2010 7:47:02 PM
abundant-credit6$25.00$25.0011/9/2010 5:20:03 PM
ah-long$25.00$25.0011/9/2010 9:37:26 PM
worthy-bid4$38.63$38.6311/10/2010 6:15:30 AM
mckhbnpc$30.00$30.0011/9/2010 9:48:53 PM
benjo$50.00$50.0011/10/2010 8:03:34 AM
reflective-rupee$44.00$44.0011/10/2010 1:37:26 PM
reflective-rupee$44.00$44.0011/10/2010 1:37:50 PM
rickp$50.00$50.0011/10/2010 10:38:32 AM
vigorous-velocity$100.00$100.0011/10/2010 10:58:45 AM
moola-monger9$50.00$50.0011/10/2010 2:11:24 PM
82 bids
 
Borrower Payment Dependent Notes Series 482885
This series of Notes was issued and sold upon the funding of the borrower loan #45402, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.30% Auction start date:  Nov-04-2010 
  Auction end date:  Nov-11-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 39.15% Starting monthly payment: $67.85
Final lender yield: 31.00% Final borrower rate/APR: 32.00% / 36.08% Final monthly payment: $65.33
 
Auction yield range: 16.57% - 34.00% Estimated loss impact: 20.12%  
Lender servicing fee: 1.00% Estimated return: 10.88%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jun-1996 Debt/Income ratio: 23%
Credit score: 640-659 (Oct-2010) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:5y 1m
Amount delinquent: $0 Total credit lines: 15 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,375Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: consummate-value0 Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Re-modeling Family room, for sons
Purpose of loan:
This loan will be used to remodel our family room for our two sons now 4 and 2?years old?

My financial situation:
I am a good candidate for this loan because?because I have a?secure job with local government and have no delinquent credit history, I also won money on Wheel of Fortune and the check arrives Feb 1st 2011 but I want to surprise my family for Christmas?

Monthly net income: $ 2100 mine + 1600 spouse = $3700

Monthly expenses: $
??Housing: $ 841
??Insurance: $ 100
??Car expenses: $ 200
??Utilities: $ 200
??Phone, cable, internet: $ 150
??Food, entertainment: $?400
??Clothing, household expenses $?300
??Credit cards and other loans: $?200
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Land_on_your_feet$75.00$75.0011/9/2010 7:08:45 PM
Roundhouse$100.00$100.0011/9/2010 8:57:30 PM
SolarMoonshine$25.00$25.0011/9/2010 6:37:05 PM
doubls$25.00$25.0011/10/2010 12:50:04 PM
loss-of-control$50.00$33.9211/10/2010 2:09:37 PM
sturdy-peace9$75.00$75.0011/11/2010 12:18:49 AM
wlm3012$25.00$25.0011/11/2010 8:19:43 AM
PeterPsych$125.00$125.0011/11/2010 8:51:53 AM
honey-money$25.00$25.0011/11/2010 1:08:55 PM
moola-monger9$50.00$50.0011/11/2010 1:38:11 PM
DADOF1$25.00$25.0011/11/2010 1:10:56 PM
money-fort$35.00$35.0011/11/2010 2:07:17 PM
icon7$25.00$25.0011/11/2010 2:14:35 PM
Thylow$100.00$100.0011/6/2010 3:21:34 PM
mrxtravis$50.00$50.0011/10/2010 8:03:16 PM
pmj453$25.00$25.0011/11/2010 6:48:34 AM
roguewinner$25.00$25.0011/11/2010 8:28:21 AM
ZOOOM$25.00$25.0011/11/2010 7:57:21 AM
Leshan$33.33$33.3311/11/2010 8:40:40 AM
DasMula$25.00$25.0011/11/2010 11:01:27 AM
G-Love$200.00$200.0011/11/2010 12:08:37 PM
CommunityArts_Non-profit$25.00$25.0011/11/2010 12:36:10 PM
ultimate-peace$150.00$150.0011/11/2010 2:06:04 PM
loanermn$42.74$42.7411/11/2010 2:12:56 PM
alphabet76$50.00$50.0011/11/2010 2:22:45 PM
wealth-multiplier$25.00$25.0011/11/2010 2:25:03 PM
WZ3190$25.01$25.0111/11/2010 2:04:07 PM
btormc5$30.00$30.0011/11/2010 2:23:49 PM
kinetic-social$25.00$25.0011/11/2010 2:37:42 PM
29 bids
 
Borrower Payment Dependent Notes Series 482943
This series of Notes was issued and sold upon the funding of the borrower loan #45399, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 3.25% Auction start date:  Nov-05-2010 
  Auction end date:  Nov-12-2010 
 
Starting lender yield: 9.60% Starting borrower rate/APR: 10.60% / 12.71% Starting monthly payment: $244.12
Final lender yield: 9.00% Final borrower rate/APR: 10.00% / 12.11% Final monthly payment: $242.00
 
Auction yield range: 3.57% - 9.60% Estimated loss impact: 3.27%  
Lender servicing fee: 1.00% Estimated return: 5.73%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Sep-1995 Debt/Income ratio: 14%
Credit score: 740-759 (Oct-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:3y 8m
Amount delinquent: $0 Total credit lines: 16 Occupation: Biologist
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,989Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 32%  
   Homeownership: No  
Screen name: dfgbio Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 45 ( 100% ) 740-759 (Latest)
Principal borrowed: $5,500.00< 31 days late: 0 ( 0% )  
720-739 (Sep-2009)
680-699 (Oct-2007)
 
Principal balance: $644.03 31+ days late: 0 ( 0% )
Total payments billed: 45  
Description
Need a Pickup Truck
Purpose of loan:
I need to sell my car and buy a used pickup truck. This loan will allow me to cover the difference between the worth of my car and a reliable used pickup truck. As always, I would rather give all of you interest payments than some bank!!

My financial situation: I have a steady job with the State of California working for the Dept. of Fish and Game for the last three and a half years.
I am a good candidate for this loan because I have already paid off one Prosper loan and have only a small amount left on a second. All loan payments are on time. The payment of this loan will be less than my car payment by over $100. I will have no trouble paying for this loan.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
socal-lender$25.00$25.0011/5/2010 3:21:21 PM
tolerant-dinero2$25.00$25.0011/5/2010 3:18:39 PM
availableloan$25.00$25.0011/5/2010 3:22:50 PM
mjunlimited$50.00$50.0011/5/2010 3:32:23 PM
selector568$400.00$400.0011/5/2010 3:29:20 PM
BxRealtor$25.00$25.0011/5/2010 3:34:32 PM
CA_Lender$25.00$25.0011/5/2010 3:28:44 PM
myworld701$25.00$25.0011/5/2010 4:03:35 PM
AK49-JW$25.00$25.0011/7/2010 4:29:40 PM
payout-reaction740$25.00$25.0011/7/2010 7:24:25 PM
Aberdeen$999.99$999.9911/8/2010 2:24:59 AM
bannybucks$25.00$25.0011/8/2010 9:09:57 AM
Phantom$25.00$25.0011/8/2010 3:03:19 PM
hidavehi$55.00$55.0011/8/2010 6:28:23 PM
bill-booster5$25.00$25.0011/8/2010 6:33:08 PM
goldsun$25.00$25.0011/9/2010 5:35:10 AM
newest-bountiful-basis$25.00$25.0011/9/2010 3:24:42 AM
LD4LIFE$50.00$50.0011/9/2010 7:06:53 PM
bentonlending$50.00$50.0011/9/2010 7:55:54 PM
Roundhouse$100.00$100.0011/9/2010 8:53:14 PM
MoneyTree79$50.20$50.2011/9/2010 5:52:13 PM
a2190b$25.00$25.0011/9/2010 8:04:10 PM
soulblest$25.00$25.0011/10/2010 7:14:28 AM
LawyerLoan$50.00$50.0011/10/2010 11:30:17 AM
gustavholstopus32$25.00$25.0011/10/2010 11:34:09 AM
Chesterite$25.00$25.0011/10/2010 1:56:48 PM
gilbrear$25.00$25.0011/10/2010 2:54:30 PM
credit-birch$50.00$50.0011/10/2010 3:29:48 PM
tieshuanpan$50.00$50.0011/10/2010 6:35:47 PM
hookUup$75.85$75.8511/10/2010 2:58:18 PM
Groggy$25.00$25.0011/10/2010 9:32:37 PM
mozzarella$25.00$25.0011/10/2010 11:05:48 PM
mammalian4$25.00$25.0011/11/2010 3:50:23 AM
pmj453$25.00$25.0011/11/2010 6:56:20 AM
pdude$30.00$30.0011/11/2010 8:00:12 AM
j2ee$25.00$25.0011/11/2010 8:55:43 AM
worth-excellence4$25.00$25.0011/11/2010 9:45:55 AM
malcolmreynolds$25.00$25.0011/11/2010 9:31:56 AM
UBOtto186$50.00$50.0011/11/2010 10:10:57 AM
tacopants$50.00$50.0011/11/2010 11:32:58 AM
payment-halo$25.00$25.0011/11/2010 12:47:26 PM
BlessedEveryDay$25.00$25.0011/11/2010 2:08:22 PM
blissful-cash3$100.00$100.0011/11/2010 4:02:12 PM
crw1950$34.00$34.0011/11/2010 7:42:06 PM
exchange-dreams$25.00$25.0011/11/2010 8:14:13 PM
richmondcowboy$25.00$25.0011/11/2010 8:38:21 PM
myidear$25.00$25.0011/12/2010 2:06:14 AM
ore-jedi$43.42$43.4211/12/2010 6:03:32 AM
heerzaquestion$45.00$45.0011/12/2010 4:18:02 AM
OoM$25.00$21.7111/11/2010 11:30:55 PM
squarebob$25.00$25.0011/12/2010 7:38:28 AM
repaymeplease$26.05$26.0511/12/2010 8:09:46 AM
grampy48$30.00$30.0011/12/2010 9:28:54 AM
LittleMingo$27.00$27.0011/12/2010 9:38:49 AM
toomanyfishtanks$25.00$25.0011/12/2010 9:44:36 AM
travels536$25.00$25.0011/12/2010 10:34:28 AM
orbital-return316$25.00$25.0011/12/2010 11:59:46 AM
rate-negotiator$25.00$25.0011/12/2010 12:16:17 PM
relierma$25.00$25.0011/12/2010 11:30:00 AM
emmadog$75.00$75.0011/12/2010 11:55:28 AM
wwwUniversal$25.00$25.0011/12/2010 12:16:15 PM
elvisloans$28.00$28.0011/12/2010 12:05:57 PM
selo80$25.00$25.0011/12/2010 2:25:47 PM
p2ploan-sensation211$50.00$50.0011/12/2010 3:01:30 PM
RandyL3$25.00$25.0011/5/2010 3:32:26 PM
DasMula$25.00$25.0011/5/2010 4:09:05 PM
atlas100$50.00$50.0011/5/2010 5:40:37 PM
velocity-solo$25.00$25.0011/5/2010 6:52:22 PM
penny-finder$50.00$50.0011/5/2010 11:35:06 PM
investment-artist$25.00$25.0011/6/2010 8:56:56 AM
MoneyForNothing$83.86$83.8611/6/2010 9:54:12 AM
Boxster968$100.00$100.0011/6/2010 4:00:48 PM
moneyin08$46.31$46.3111/7/2010 10:40:00 AM
penny-plato$50.00$50.0011/7/2010 1:49:49 PM
blue-courageous-justice$25.00$25.0011/7/2010 5:06:24 PM
yogi1975$25.00$25.0011/7/2010 5:19:13 PM
Weiler63$100.00$100.0011/7/2010 8:40:58 PM
FundMaker$27.00$27.0011/7/2010 10:05:18 PM
first-serene-credit$50.00$50.0011/8/2010 6:34:14 AM
loanman2007$150.00$150.0011/8/2010 4:41:03 AM
outofoffice$50.00$50.0011/8/2010 9:52:43 AM
bondhedger$25.00$25.0011/8/2010 10:52:10 AM
Flreap$25.00$25.0011/8/2010 10:39:35 AM
balance-river$35.65$35.6511/8/2010 3:40:08 PM
Midg$25.00$25.0011/8/2010 4:16:39 PM
gotbyu$25.00$25.0011/9/2010 12:28:26 AM
upperdeck$25.00$25.0011/9/2010 4:52:07 AM
economy-popcorn$25.00$25.0011/9/2010 6:36:36 AM
peb44$25.00$25.0011/9/2010 7:24:17 AM
Truchaos$29.29$29.2911/9/2010 9:07:01 AM
Dollars4Rent$25.00$25.0011/9/2010 10:40:02 AM
auction-workhorse679$25.00$25.0011/9/2010 9:51:27 AM
qkinger$50.00$50.0011/9/2010 12:55:47 PM
jayk63$25.00$25.0011/9/2010 1:35:28 PM
thankful-nickel2$25.00$25.0011/9/2010 3:21:12 PM
a2190b$25.00$25.0011/9/2010 8:07:08 PM
MoneyOps$25.00$25.0011/9/2010 5:59:52 PM
blindtaxidriver$25.00$25.0011/10/2010 1:25:50 AM
frankandirene$25.00$25.0011/10/2010 5:41:22 AM
djlucas$25.00$25.0011/10/2010 10:33:52 AM
nimcha$50.00$50.0011/10/2010 12:08:08 PM
friendinmoney$25.00$25.0011/10/2010 8:51:56 AM
bunnybear$50.00$50.0011/10/2010 12:07:43 PM
rmpedi33$50.00$50.0011/10/2010 12:14:44 PM
GBlack$25.00$25.0011/10/2010 2:12:44 PM
Leopoldine$25.00$25.0011/10/2010 12:21:26 PM
nav1elt$25.00$25.0011/10/2010 2:14:46 PM
patriot897$25.00$25.0011/10/2010 3:06:08 PM
Brown98$50.00$50.0011/10/2010 5:25:16 PM
Dskillz$30.00$30.0011/10/2010 6:31:31 PM
doc1$100.00$100.0011/10/2010 6:39:12 PM
jrw$38.00$38.0011/10/2010 6:57:31 PM
JLPicard$50.00$50.0011/10/2010 7:31:07 PM
divergregg$25.00$25.0011/10/2010 9:26:11 PM
Barrayaran$25.00$25.0011/11/2010 3:53:29 AM
loyalist1$150.00$150.0011/11/2010 6:31:34 AM
Heather11$25.00$25.0011/11/2010 7:23:06 AM
guardian3$25.00$25.0011/11/2010 8:39:11 AM
DLDCapital$50.00$50.0011/11/2010 8:43:48 AM
otalon$25.00$25.0011/11/2010 8:35:34 AM
maj0508$100.00$100.0011/11/2010 10:24:33 AM
bowl800$25.00$25.0011/11/2010 10:47:47 AM
G-Love$500.00$500.0011/11/2010 12:09:51 PM
LushGreenLawn$25.00$25.0011/11/2010 12:37:29 PM
economy-caper9$25.00$25.0011/11/2010 2:04:50 PM
mmullen2$50.00$50.0011/11/2010 2:28:53 PM
fairness-coup8$25.00$25.0011/11/2010 5:15:52 PM
Johnab$25.00$25.0011/11/2010 4:17:54 PM
radiant-return$50.00$50.0011/11/2010 6:50:08 PM
Lakeland$25.00$25.0011/11/2010 7:46:56 PM
KlarthXVII$50.00$50.0011/11/2010 8:42:16 PM
mgking007$85.00$85.0011/11/2010 9:29:38 PM
hookUup$100.00$100.0011/11/2010 11:07:39 PM
integrity-cowbell$30.00$30.0011/12/2010 7:28:10 AM
squarebob$25.00$25.0011/12/2010 7:38:42 AM
squarebob$25.00$25.0011/12/2010 7:38:13 AM
JoeXB$50.00$50.0011/12/2010 9:08:54 AM
credit-guard5$25.00$25.0011/12/2010 9:26:45 AM
corporatejim$53.67$53.6711/12/2010 11:44:36 AM
heerzaquestion$100.00$100.0011/12/2010 12:55:06 PM
one-midas$50.00$50.0011/12/2010 1:26:00 PM
zippy-revenue8$25.00$25.0011/12/2010 1:31:16 PM
Rider$50.00$50.0011/12/2010 2:02:03 PM
blue-useful-auction$25.00$25.0011/12/2010 2:10:23 PM
kgauss$25.00$25.0011/12/2010 2:46:10 PM
indomitable-coin$100.00$100.0011/12/2010 2:56:20 PM
146 bids
 
Borrower Payment Dependent Notes Series 482967
This series of Notes was issued and sold upon the funding of the borrower loan #45378, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 3.25% Auction start date:  Nov-05-2010 
  Auction end date:  Nov-08-2010 
 
Starting lender yield: 9.55% Starting borrower rate/APR: 10.55% / 12.66% Starting monthly payment: $195.16
Final lender yield: 9.55% Final borrower rate/APR: 10.55% / 12.66% Final monthly payment: $195.16
 
Auction yield range: 3.57% - 9.55% Estimated loss impact: 3.28%  
Lender servicing fee: 1.00% Estimated return: 6.27%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jan-1995 Debt/Income ratio: 32%
Credit score: 720-739 (Nov-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:9y 10m
Amount delinquent: $0 Total credit lines: 18 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,131Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 23%  
   Homeownership: No  
Screen name: the-ectasy736 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 31 ( 100% ) 720-739 (Latest)
Principal borrowed: $4,000.00< 31 days late: 0 ( 0% )  
760-779 (Nov-2009)
760-779 (Sep-2008)
 
Principal balance: $2,070.55 31+ days late: 0 ( 0% )
Total payments billed: 31  
Description
Paying off credit cards
Purpose of loan:
This loan will be used to pay off a few bills.? My husband is a substitue teacher and is trying to find a fulltime teaching position.? He doesn't work everyday so I am the primary paycheck.? He is doing his best and trying very hard to support us but I need a little extra to do what I need to do for our family.

My financial situation:
I am a good candidate for this loan because I have had previous loans and have always made my payments on time and have paid off 1 previous loan.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
riproaringrapids$25.00$25.0011/5/2010 3:19:11 PM
Weaverville$50.00$50.0011/5/2010 3:19:21 PM
investment-comet$25.00$25.0011/5/2010 3:22:56 PM
GElender$100.00$100.0011/5/2010 3:17:39 PM
ichibon$150.00$150.0011/5/2010 3:28:58 PM
inspired-investment8$50.00$50.0011/5/2010 3:29:03 PM
bold-durability-drum$50.00$50.0011/5/2010 3:29:28 PM
skuba$25.00$25.0011/5/2010 3:29:38 PM
enthralling-deal180$50.00$50.0011/5/2010 3:29:59 PM
nickel-ferret$50.00$50.0011/5/2010 3:30:06 PM
simplelender80$100.00$100.0011/5/2010 3:30:50 PM
Artist_Blue$25.00$25.0011/5/2010 3:31:05 PM
icchok$50.00$50.0011/5/2010 3:28:49 PM
rescue$100.00$100.0011/5/2010 3:32:11 PM
vigorous-velocity$100.00$100.0011/5/2010 3:32:19 PM
investment-comet$25.00$25.0011/5/2010 3:32:33 PM
loyalty-sherpa$50.00$50.0011/5/2010 3:30:12 PM
CA_Lender$25.00$25.0011/5/2010 3:28:47 PM
mjunlimited$50.00$50.0011/5/2010 3:32:23 PM
GCInvestments$25.00$25.0011/5/2010 3:29:51 PM
indomitable-coin$50.00$50.0011/5/2010 3:30:59 PM
Havana21$100.00$100.0011/5/2010 3:32:01 PM
helpishere777$25.00$25.0011/5/2010 3:34:42 PM
finance_mba$25.00$25.0011/5/2010 3:46:21 PM
skurfa$25.00$25.0011/5/2010 3:57:37 PM
orgy63$50.00$50.0011/5/2010 4:25:17 PM
kegs$87.69$87.6911/5/2010 6:02:00 PM
myworld701$25.00$25.0011/5/2010 4:03:36 PM
velocity-solo$25.00$25.0011/5/2010 7:46:41 PM
neutrino6$25.00$25.0011/5/2010 10:43:38 PM
LiveNow$25.00$25.0011/6/2010 6:07:11 AM
Rivervale_Westwood$25.00$25.0011/6/2010 8:36:17 AM
ManhattanLender$25.00$25.0011/6/2010 11:30:18 AM
lloyd_s$25.00$25.0011/6/2010 12:36:03 PM
elegant-income3$50.00$50.0011/6/2010 2:44:57 PM
the-profit-oracle$25.00$25.0011/6/2010 1:35:43 PM
money-bauble$25.00$25.0011/6/2010 1:46:48 PM
larrybird$150.00$150.0011/6/2010 7:43:57 PM
flwah$25.00$25.0011/6/2010 4:00:59 PM
a-finance-nirvana$25.00$25.0011/6/2010 7:44:58 PM
chestnut4$25.00$25.0011/7/2010 1:22:21 PM
penny-plato$25.00$25.0011/7/2010 1:48:02 PM
graceful-investment$100.00$100.0011/7/2010 1:11:01 PM
museic1$25.00$25.0011/7/2010 3:36:09 PM
bowdish1$50.00$20.4311/7/2010 5:14:53 PM
Panna$25.00$25.0011/7/2010 3:36:27 PM
honorable-yield$35.00$35.0011/7/2010 1:22:33 PM
first-serene-credit$50.00$50.0011/7/2010 3:13:31 PM
Aberdeen$999.99$999.9911/8/2010 2:25:02 AM
blue-useful-auction$25.00$25.0011/8/2010 8:32:55 AM
radiant-return$50.00$50.0011/8/2010 9:11:43 AM
wwwUniversal$25.00$25.0011/8/2010 9:00:49 AM
wild_carrot$25.00$25.0011/8/2010 3:59:48 PM
williemc44$50.00$50.0011/5/2010 3:18:59 PM
ray1051$75.00$75.0011/5/2010 3:29:24 PM
natural-affluence4$25.00$25.0011/5/2010 3:29:33 PM
rekitten$100.00$100.0011/5/2010 3:30:45 PM
tech310$50.00$50.0011/5/2010 3:30:56 PM
balanced-bill7$50.00$50.0011/5/2010 3:28:56 PM
objective-investor$150.00$150.0011/5/2010 3:32:30 PM
organized-payment6$50.00$50.0011/5/2010 3:29:23 PM
Sam65$25.00$25.0011/5/2010 3:34:28 PM
selector568$400.00$400.0011/5/2010 3:29:20 PM
handshake5$100.00$100.0011/5/2010 3:29:44 PM
jdwillcox$100.00$100.0011/5/2010 3:29:54 PM
inspiring-reward$75.00$75.0011/5/2010 3:38:00 PM
nunnie$25.00$25.0011/5/2010 3:31:54 PM
kmr2$200.00$200.0011/5/2010 3:31:58 PM
missing-link$50.00$50.0011/5/2010 3:33:20 PM
BxRealtor$25.00$25.0011/5/2010 3:34:33 PM
superb-funds335$25.00$25.0011/5/2010 3:35:36 PM
sumac5$100.00$100.0011/5/2010 3:46:05 PM
investor7257$25.00$25.0011/5/2010 4:03:22 PM
Swabjockey$25.00$25.0011/5/2010 4:43:05 PM
narblark$50.00$50.0011/5/2010 6:52:19 PM
SCD$25.00$25.0011/5/2010 9:10:19 PM
bentheretoo$50.00$50.0011/5/2010 6:52:21 PM
minddoc$25.00$25.0011/6/2010 3:21:26 AM
bid-czar8$50.00$50.0011/6/2010 3:42:05 AM
HedgeFund$46.89$46.8911/5/2010 10:10:25 PM
ijspence$25.00$25.0011/6/2010 7:00:50 AM
Gabriel02$25.00$25.0011/6/2010 7:51:04 AM
UT-Longhorn$25.00$25.0011/6/2010 10:51:19 AM
commerce-web5$25.00$25.0011/6/2010 11:30:55 AM
moola-wildebeest3$44.54$44.5411/6/2010 1:14:21 PM
drkosh$25.00$25.0011/6/2010 1:17:31 PM
platinum-sorcerer6$25.00$25.0011/6/2010 6:35:48 PM
return-buddy$50.00$50.0011/7/2010 6:59:25 AM
reflective-cash0$65.46$65.4611/7/2010 12:21:33 PM
success1001$50.00$50.0011/7/2010 9:35:57 AM
payout-reaction740$25.00$25.0011/7/2010 1:51:20 PM
MM1207$25.00$25.0011/7/2010 1:22:24 PM
hitsman$100.00$100.0011/7/2010 10:33:34 AM
asset-professor$50.00$50.0011/7/2010 1:22:58 PM
bankdaddy$25.00$25.0011/7/2010 7:46:24 PM
melodious-fairness$50.00$50.0011/8/2010 3:12:01 PM
96 bids
 
Borrower Payment Dependent Notes Series 483117
This series of Notes was issued and sold upon the funding of the borrower loan #45387, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 9.80% Auction start date:  Nov-08-2010 
  Auction end date:  Nov-11-2010 
 
Starting lender yield: 24.75% Starting borrower rate/APR: 25.75% / 29.26% Starting monthly payment: $220.87
Final lender yield: 24.75% Final borrower rate/APR: 25.75% / 29.27% Final monthly payment: $220.87
 
Auction yield range: 10.57% - 24.75% Estimated loss impact: 10.41%  
Lender servicing fee: 1.00% Estimated return: 14.34%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jul-1999 Debt/Income ratio: 36%
Credit score: 660-679 (Oct-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 12Length of status:3y 3m
Amount delinquent: $0 Total credit lines: 36 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,178Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 69%  
   Homeownership: No  
Screen name: leftyqueen Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 17 ( 100% ) 660-679 (Latest)
Principal borrowed: $3,500.00< 31 days late: 0 ( 0% )  
600-619 (Sep-2009)
600-619 (Apr-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 17  
Description
Paying off high interest cards
Purpose of loan:
This loan will be used to pay off and/or pay down my high interest credit cards.

My financial situation:
I am a good candidate for this loan because I've been employed by a very stable company for over 3 years and I'm currently in a management position. I'm never late on any payments and I improved my credit score within the last year.? This Prosper loan will be repaid with the funds I currently pay towards my credit card balances.

Monthly net income: $ 3180.00

Monthly expenses: $
??Housing: $ 600.00
??Insurance: $ 160.00
??Car expenses: $ 475.00
??Utilities: $ 125.00
??Phone, cable, internet: $ 100.00
??Food, entertainment: $ 50.00
??Clothing, household expenses $
??Credit cards and other loans: $ 300.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
economy-popcorn$25.00$25.0011/8/2010 2:46:37 PM
simplelender80$200.00$200.0011/8/2010 3:03:00 PM
missing-link$100.00$100.0011/8/2010 2:56:30 PM
Comoparklender$25.00$25.0011/8/2010 3:13:17 PM
velocity-solo$25.00$25.0011/8/2010 3:05:56 PM
kulender$50.00$50.0011/8/2010 3:24:19 PM
radiant-loan5$200.00$200.0011/8/2010 3:16:37 PM
money-bauble$25.00$25.0011/8/2010 3:22:58 PM
ZPBSFinancialGroup$25.00$25.0011/8/2010 4:21:44 PM
ZPBSFinancialGroup$25.00$25.0011/8/2010 4:20:39 PM
personal-lender$25.00$25.0011/8/2010 5:07:18 PM
platinum-celebration4$25.00$25.0011/8/2010 6:22:24 PM
roadster199$25.00$25.0011/9/2010 2:35:59 AM
Trakissta$150.00$150.0011/8/2010 7:38:41 PM
jigsaw$50.00$50.0011/9/2010 4:54:21 AM
finance-mushroom$100.00$100.0011/9/2010 9:41:36 AM
bountiful-durability$50.00$50.0011/9/2010 3:41:47 PM
jimduism$25.00$25.0011/9/2010 10:03:40 PM
loanman2007$150.00$150.0011/10/2010 5:38:30 AM
fairness-coup8$25.00$25.0011/10/2010 11:58:02 AM
DalCowboys$25.00$25.0011/10/2010 2:48:19 PM
p2ploan-sensation211$50.00$50.0011/10/2010 6:36:09 PM
FeedTheMachine$50.00$50.0011/10/2010 8:00:20 PM
ustfu$25.07$25.0711/11/2010 1:15:19 AM
SolarMoonshine$25.00$25.0011/11/2010 4:04:45 AM
silver-parsec$30.00$30.0011/11/2010 6:38:09 AM
koolhandwv$52.15$52.1511/11/2010 9:00:25 AM
FinanceEngine$30.00$30.0011/11/2010 10:09:52 AM
bid-czar8$50.00$50.0011/8/2010 3:06:25 PM
valiant-liberty4$25.00$25.0011/8/2010 3:20:11 PM
reflective-rupee$44.00$44.0011/8/2010 4:17:37 PM
power-secret-agent$25.00$25.0011/8/2010 5:33:33 PM
Ubiquinone$35.00$35.0011/8/2010 9:07:35 PM
Artist_Blue$25.00$25.0011/8/2010 4:59:42 PM
power-secret-agent$25.00$25.0011/8/2010 5:34:16 PM
thebadpelican$25.00$25.0011/8/2010 9:10:53 PM
justice-ally8$35.00$35.0011/9/2010 6:44:14 AM
clemclan$25.00$25.0011/9/2010 9:12:24 AM
JustMee$25.00$25.0011/9/2010 8:17:52 AM
6moonbeams$50.00$50.0011/9/2010 10:29:28 AM
first-serene-credit$50.00$50.0011/9/2010 11:56:38 AM
flexible-duty3$25.00$25.0011/9/2010 3:23:54 PM
inspiring-reward$100.00$100.0011/9/2010 3:43:10 PM
rubylender$50.00$50.0011/9/2010 5:31:20 PM
orderly-leverage$100.00$100.0011/9/2010 8:53:59 PM
ah-long$25.00$25.0011/9/2010 9:38:05 PM
credit-birch$100.00$100.0011/10/2010 7:25:51 AM
payment-halo$25.00$25.0011/10/2010 2:28:57 PM
commerce-web5$50.00$50.0011/10/2010 3:02:18 PM
hope-eagle6$25.00$25.0011/10/2010 3:28:57 PM
Finchy78$25.00$25.0011/10/2010 3:45:31 PM
mraleig$50.00$50.0011/10/2010 7:10:35 PM
850$100.00$100.0011/11/2010 12:19:02 AM
PAULBOT$200.00$200.0011/11/2010 12:19:35 AM
Kaj$25.00$25.0011/11/2010 3:57:36 AM
Molson Bank & Trust$50.00$50.0011/11/2010 6:01:51 AM
loyalist1$50.00$50.0011/11/2010 6:50:15 AM
113121$5,000.00$2,196.8311/11/2010 7:32:16 AM
113121$75.00$75.0011/11/2010 6:59:05 AM
ksubd$50.00$50.0011/11/2010 7:51:03 AM
wlm3012$25.00$25.0011/11/2010 8:28:29 AM
cedar5$26.95$26.9511/11/2010 9:46:53 AM
outofoffice$75.00$75.0011/11/2010 10:05:28 AM
63 bids
 
Borrower Payment Dependent Notes Series 483331
This series of Notes was issued and sold upon the funding of the borrower loan #45353, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.30% Auction start date:  Nov-08-2010 
  Auction end date:  Nov-13-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 39.15% Starting monthly payment: $67.85
Final lender yield: 31.49% Final borrower rate/APR: 32.49% / 36.58% Final monthly payment: $65.74
 
Auction yield range: 16.57% - 34.00% Estimated loss impact: 20.15%  
Lender servicing fee: 1.00% Estimated return: 11.34%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Nov-1994 Debt/Income ratio: 14%
Credit score: 660-679 (Oct-2010) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:7y 8m
Amount delinquent: $0 Total credit lines: 32 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$75,000-$99,999
Delinquencies in last 7y: 14 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: handy-interest4 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Not HR. Paying on Funeral Bill
Purpose of loan:

This loan will be used to pay down on my mom's funeral bill and?the rest of?a Cash Call loan of $2500.??The debt came into place due to the death of my mother last summer.? I took 9 weeks off without pay under the Family Medical Leave Act?from work to fly multiple trips back home?and stay with her until she passed in October from Breast Cancer.? I spent a lot of money taking care of my mom and doing what I could to make her smile.?

My financial situation:?

I am a good candidate for this loan because I have a?very stable job with the Government as Federal Police Officer.? The HR rating is due to?a Chapter 7 Bankruptcy in 2008 because of a?bad investment on a house?just before the?housing market went down.? All my bills have been paid on time before and?after the Chapter 7.?My fico score is back up to 670 since the Chapter 7 because I?take pride in seeing my bills?are paid.??

I make a?good salary?at?$79,199 plus overtime?that has?=?close to 94,000 except last year when I had to?take care of my mom that resulted in debt and loss of income for that year.? The past 12 months I have?been trying to play catch up.I have?been with my job over 7 years and take pride in making my payments on time.? There is no High risk with this loan!??If I?was someone?who did not?pay my bills on time I would?be fired from my Job.? My position within the government is very strict?when it comes to?financial responsibility.

This is a great investment for any Prosper investor.? I will make my payments on time allowing?the investor's to make money on their investment.



Monthly net income: $ 5000 or more depending on overtime.

Monthly expenses:??

Housing: $ 1000

Insurance: $ car insurance $123?a month.??Always paid in advance 6 months.?

Car expenses: $ 400?car payment.?Plus 300 in gas a month

Utilities:?Gas?$10.? Electric?$90

??Phone, cable, internet: $240?

Food, entertainment: $ 500

Clothing, household expenses $ 200

Credit cards and other loans:?Cash Call?$300 a month.? Credit Card $40 (Part of Loan will pay off Cash?Call)

Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hi, Best of luck on the loan and sorry for your loss. Given that you seem to be able to save around $2000/mo before interest payments, do you think you will be able to pay this off before the 3 year term is up? - thevisiblehand
A: I will have it paid off within a year. I'm looking at buying a house next year and want to pay off everything I can before I step forward. Thanks for the question. (Nov-12-2010)
Q: Sorry, ran over the character limit. Also, is the tax payment from your prior listings taken care of? - thevisiblehand
A: Not yet, I owe $5000. I have a payment arrangement set up for that at 500 a month. I will have that paid in full by the end of Feb. 2011. (Nov-12-2010)
Q: I am confused. By your expenses and income it looks like you will have enough to pay for this within a month. Why bother with the loan? Please explain. Thank you. - DenimCapital
A: I will be able to pay this off within the year. My mom's funeral bill is 4000. I just want to pay off a 100 % interest loan with cash call and send that payment in on the funeral bill. Instead of wasting $300 a month. I can be paying on a funeral bill $300 dollars a month. (Nov-12-2010)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
mrxtravis$50.00$50.0011/10/2010 8:03:19 PM
SolarMoonshine$25.00$25.0011/11/2010 5:45:11 PM
unger$65.00$19.5111/12/2010 7:35:23 PM
diversification-maple1$25.00$25.0011/12/2010 11:18:45 PM
nodebt2012$38.57$38.5711/9/2010 9:01:42 AM
euphoria8$25.00$25.0011/11/2010 5:56:11 AM
GravityLab$25.00$25.0011/12/2010 6:35:13 AM
penny-plato$25.00$25.0011/12/2010 11:15:01 AM
thevisiblehand$791.92$791.9211/12/2010 2:49:41 PM
marwadi-62$50.00$50.0011/12/2010 5:35:34 PM
mistrmark$50.00$50.0011/12/2010 5:00:04 PM
loans_to_loan$25.00$25.0011/12/2010 6:45:01 PM
glroark$50.00$50.0011/12/2010 7:01:23 PM
frogperson$300.00$300.0011/12/2010 9:56:35 PM
14 bids
 
Borrower Payment Dependent Notes Series 483471
This series of Notes was issued and sold upon the funding of the borrower loan #45358, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 9.80% Auction start date:  Nov-09-2010 
  Auction end date:  Nov-16-2010 
 
Starting lender yield: 31.75% Starting borrower rate/APR: 32.75% / 36.42% Starting monthly payment: $197.87
Final lender yield: 20.52% Final borrower rate/APR: 21.52% / 24.94% Final monthly payment: $170.74
 
Auction yield range: 10.57% - 31.75% Estimated loss impact: 10.29%  
Lender servicing fee: 1.00% Estimated return: 10.23%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-1997 Debt/Income ratio: 6%
Credit score: 700-719 (Nov-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:12y 7m
Amount delinquent: $0 Total credit lines: 22 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,375Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 84%  
   Homeownership: Yes  
Screen name: wizardii Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 9 ( 100% ) 700-719 (Latest)
Principal borrowed: $2,551.00< 31 days late: 0 ( 0% )  
620-639 (Mar-2008)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
AutoLoan Already making the payment
undefinedundefinedundefinedundefined Purpose of loan:
I have purchased a car from a friend that had been letting me make payments to him for the car.?? I have six $800 payments left.??? He asked me find another loan to cover the last few payments, because he needs the cash now for some personal reasons. ?? I've use prosper before as a lender and I have a loan in the past as well.?? So I wanted to start here for the loan.??


My financial situation:
Stable Worked for the same company for more than 12 years.??? I have been making this payment for the last 6 months without issue.??? This is just to give my friend the cash now.



Monthly net income: $? 6500

Monthly expenses: $
??Housing: $ 2000??Insurance: $ 300
??Car expenses: $ 800 ? This loan.
??Utilities: $ 250
??Food, entertainment: $ 750
??Clothing, household expenses $ 250??Credit cards and other loans: $ 250
??Other expenses: $800
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
loyalist1$50.00$50.0011/9/2010 2:43:20 PM
alexgalt$100.00$100.0011/10/2010 12:40:57 AM
loanman2007$120.00$120.0011/10/2010 5:35:34 AM
pietro_torna_indietro$39.12$39.1211/9/2010 9:25:09 PM
whatreality$47.56$47.5611/10/2010 7:35:32 AM
foothillender$25.00$25.0011/10/2010 8:17:15 AM
1stBankAndHal$40.09$40.0911/10/2010 7:50:48 AM
Land_on_your_feet$75.00$75.0011/10/2010 7:01:34 PM
bughead$25.00$25.0011/10/2010 7:34:24 PM
interstellar$36.65$36.6511/11/2010 2:48:05 AM
Reliance_Banker$25.00$25.0011/11/2010 7:23:43 PM
principal-laser$100.00$100.0011/12/2010 4:33:44 PM
Simply2fly$25.00$25.0011/13/2010 7:55:50 PM
duckbill_1972$25.00$25.0011/14/2010 10:59:22 AM
debbymcc$55.46$55.4611/14/2010 5:46:58 PM
vine99$50.00$50.0011/14/2010 9:20:06 PM
Flshedman$50.00$50.0011/15/2010 7:01:51 AM
slxvq$46.68$46.6811/14/2010 10:12:39 PM
nethosters$25.00$25.0011/15/2010 7:11:10 AM
taetrade$26.00$26.0011/15/2010 11:54:11 AM
Fire2$25.00$25.0011/15/2010 2:55:06 PM
phaded$25.00$25.0011/15/2010 2:29:14 PM
Moe87$25.00$25.0011/15/2010 3:13:07 PM
hopheadmike$30.00$30.0011/15/2010 4:09:31 PM
nickel-demon2$100.00$100.0011/15/2010 9:05:58 PM
credit-missile$25.00$25.0011/15/2010 9:40:35 PM
credit-missile$25.00$25.0011/15/2010 9:46:48 PM
credit-missile$25.00$25.0011/15/2010 9:41:12 PM
1st_Prosper_Lender$25.00$25.0011/16/2010 4:39:05 AM
thrilling-nickel5$30.21$30.2111/16/2010 5:21:49 AM
Spinnaker$50.00$50.0011/16/2010 6:40:45 AM
minnesotafinancial$25.00$25.0011/16/2010 8:22:21 AM
Soulphoniks-Holdings$26.66$26.6611/16/2010 7:38:02 AM
Gandalf0001$40.00$40.0011/16/2010 4:43:12 AM
1st_Prosper_Lender$25.00$25.0011/16/2010 4:52:27 AM
zdaddy3$26.84$26.8411/16/2010 9:50:37 AM
aafg69$25.00$25.0011/16/2010 5:37:13 AM
ronin4sale$25.00$25.0011/16/2010 10:43:38 AM
radiant-return$50.00$50.0011/16/2010 12:17:50 PM
MarvintheMartian$50.00$50.0011/16/2010 10:55:56 AM
thebadpelican$25.00$25.0011/16/2010 1:01:25 PM
ZPBSFinancialGroup$33.00$33.0011/16/2010 12:31:32 PM
guardian3$25.00$25.0011/16/2010 1:16:15 PM
ultimate-peace$50.00$50.0011/16/2010 1:43:30 PM
helynn$25.00$25.0011/16/2010 1:48:17 PM
thebadpelican$25.00$25.0011/16/2010 1:22:05 PM
bsmtloan$75.00$75.0011/16/2010 2:04:44 PM
El_Profesional$36.00$36.0011/16/2010 2:06:15 PM
Book-Mark$25.00$25.0011/16/2010 2:08:59 PM
Zoomzoom22$75.00$75.0011/16/2010 1:46:46 PM
rate-tower1$26.64$26.6411/16/2010 2:37:58 PM
loss-of-control$50.00$50.0011/16/2010 2:04:28 PM
p2ploan-sensation211$25.00$25.0011/16/2010 2:37:02 PM
iamdoug$25.00$25.0011/16/2010 2:38:52 PM
moola-monger9$50.00$50.0011/16/2010 1:45:43 PM
cybercop45$25.00$25.0011/16/2010 2:25:31 PM
rubylender$50.00$50.0011/9/2010 5:39:30 PM
MoneyTree79$50.00$50.0011/9/2010 5:57:59 PM
dt_one$25.00$25.0011/10/2010 12:52:05 AM
SolarMoonshine$25.00$25.0011/10/2010 5:36:26 PM
GrowthAspirations$41.41$41.4111/10/2010 8:42:30 PM
wlm3012$25.00$25.0011/11/2010 8:39:39 AM
JGuide$26.87$26.8711/11/2010 9:22:45 AM
barkochva$25.00$25.0011/11/2010 9:44:58 AM
outofoffice$75.00$75.0011/11/2010 10:05:52 AM
hookUup$200.00$200.0011/11/2010 9:03:18 PM
aganippe$50.00$50.0011/12/2010 9:09:01 AM
Fishy014$30.00$30.0011/12/2010 3:26:28 PM
investment-artist$50.00$50.0011/13/2010 10:05:56 AM
squarebob$25.00$25.0011/13/2010 12:23:14 PM
cunning-compassion1$29.00$29.0011/14/2010 9:34:24 AM
lender12345$25.00$25.0011/14/2010 1:29:22 PM
hope-lionheart1$50.00$50.0011/14/2010 8:04:36 PM
mercuriant$25.00$25.0011/15/2010 9:36:41 AM
Dollars4Rent$25.00$25.0011/15/2010 10:46:06 AM
klemer$25.00$25.0011/15/2010 1:39:26 PM
mckhbnpc$30.00$30.0011/15/2010 1:50:18 PM
Firescreek$25.00$25.0011/15/2010 2:45:01 PM
integrity-doctor$100.00$100.0011/15/2010 3:47:17 PM
snm2001$25.00$25.0011/15/2010 4:15:38 PM
carlos_chantana$25.00$25.0011/15/2010 7:12:18 PM
travels536$25.00$25.0011/15/2010 9:16:06 PM
labyrinth0$25.00$25.0011/15/2010 5:42:30 PM
credit-missile$25.00$25.0011/15/2010 9:40:56 PM
KirosPOS$59.12$59.1211/15/2010 9:45:19 PM
credit-missile$25.00$25.0011/15/2010 9:47:17 PM
credit-missile$25.00$25.0011/16/2010 7:45:05 AM
Leshan$150.00$150.0011/16/2010 8:26:09 AM
testguy$25.00$25.0011/16/2010 7:23:13 AM
red-favorable-basis$25.00$25.0011/16/2010 8:59:34 AM
Mikale360$25.00$25.0011/16/2010 10:55:48 AM
Astyanax$100.00$100.0011/16/2010 7:13:07 AM
rutzebach$200.00$200.0011/16/2010 12:35:59 PM
friendinmoney$35.00$35.0011/16/2010 1:23:23 PM
grammaspurse$25.00$25.0011/16/2010 10:46:46 AM
principal-star$25.00$25.0011/16/2010 10:56:54 AM
rockhound84$25.00$25.0011/16/2010 2:18:41 PM
Zoomzoom22$200.00$108.8411/16/2010 2:27:17 PM
BlessedEveryDay$25.00$25.0011/16/2010 11:31:59 AM
malomar66$50.00$50.0011/16/2010 11:41:50 AM
bradlyfera$25.00$25.0011/16/2010 2:34:17 PM
economy-popcorn$25.00$25.0011/16/2010 2:36:59 PM
FutureLenderEC$103.85$103.8511/16/2010 2:20:41 PM
103 bids
 
Borrower Payment Dependent Notes Series 483677
This series of Notes was issued and sold upon the funding of the borrower loan #45356, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.80% Auction start date:  Nov-10-2010 
  Auction end date:  Nov-16-2010 
 
Starting lender yield: 29.00% Starting borrower rate/APR: 30.00% / 33.61% Starting monthly payment: $148.58
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.05% Final monthly payment: $143.83
 
Auction yield range: 10.57% - 29.00% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jul-1996 Debt/Income ratio: 16%
Credit score: 740-759 (Oct-2010) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:3y 5m
Amount delinquent: $0 Total credit lines: 24 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,365Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 96%  
   Homeownership: Yes  
Screen name: the-dynamic-ore Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Better than "D", take a look!
Purpose of loan:
This will be used to consolidate several of my accounts.?

My financial situation:
I am asking for this loan to consolidate several accounts. My current payments are greater than the requested loan payments, which will enable me to have more freedom with my income. I am currently stable in my employement and income. My credit report does show a bankruptcy, but it will be 10 years old in January and I have NEVER had a late or missed payment since I filed. I also expect to have an increase in my pay, in January, enabling me to have further freedom. My goal is to have all of my debts paid in full within 2 years, and with this loan?it will be possible.?

Monthly net income: $ 2554

Monthly expenses: $
??Housing: $ 625
??Insurance: $ 25
??Car expenses: $ 150 car pmt, $ 40 gas
??Utilities: $ 100
??Phone, cable, internet: $ 200
??Food, entertainment: $ 100
??Clothing, household expenses $?100
??Credit cards and other loans: $ 3 credit cards total?$350 minimum, 2 personal loans total?$200 minimum, IRS from underpaying taxes $100
??Other expenses: $ 300 for pets, $ 200+ est for saving for house taxes, car insurance,?and for emergencies
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What do you do for a living? - principal-star
A: I am working at a major financial corporation as a payroll analyst. I have been doing this for around 3 years. Prior to that, I was in the mortgage industry for 10 years. (Nov-13-2010)
Q: hi, What's your educational background? why your food and gas expenses are so low? - p2ploan-sensation211
A: While I fail to see what my educational background has to do with this, I will answer your request anyway. I have had several certifications in a wide variety of subjects and am working on my associates degree currently. There are no education expenses since my employer pays the tuition. My gas expenses are low because I live close to my job and do not travel much else. My food is low because I do not eat breakfast or lunch and my boyfriend takes me out to eat 5 of 7 days a week ffor dinner. (Nov-14-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
money-bauble$25.00$25.0011/10/2010 2:46:06 PM
reflective-rupee$44.00$44.0011/10/2010 2:53:04 PM
reflective-rupee$44.00$44.0011/10/2010 2:53:19 PM
Comoparklender$25.00$25.0011/10/2010 2:58:18 PM
simplelender80$100.00$100.0011/10/2010 2:59:55 PM
ZPBSFinancialGroup$25.00$25.0011/10/2010 8:03:50 PM
108lender$250.00$250.0011/11/2010 12:31:01 PM
inspiring-reward$150.00$150.0011/11/2010 2:40:20 PM
balance-handshake7$25.00$25.0011/11/2010 3:00:38 PM
best-point-flow$50.00$50.0011/11/2010 2:59:54 PM
radiant-loan5$60.05$60.0511/11/2010 3:03:09 PM
parsec9$25.00$25.0011/11/2010 3:01:36 PM
moola-wildebeest3$25.00$25.0011/11/2010 3:03:52 PM
successful-agreement7$100.00$100.0011/11/2010 7:37:54 PM
washboard1$32.07$32.0711/12/2010 5:49:14 AM
DLock99$29.91$29.9111/12/2010 11:44:14 AM
dedicated-diversification5$29.51$29.5111/12/2010 12:19:10 PM
missing-link$100.00$96.9411/12/2010 2:11:50 PM
Accountant83$25.00$25.0011/12/2010 7:36:56 PM
850$50.00$50.0011/12/2010 9:13:32 PM
_Sri_Bank_$100.00$100.0011/13/2010 2:33:33 AM
SV-AZ$25.00$25.0011/13/2010 4:31:15 PM
SFBank$300.00$300.0011/13/2010 4:48:46 PM
spiff666$25.00$25.0011/14/2010 9:03:54 AM
squarebob$25.00$25.0011/14/2010 5:47:30 AM
enchanted-note$25.00$25.0011/14/2010 5:49:37 PM
honey-money$25.00$25.0011/15/2010 1:25:31 PM
credit-birch$100.00$100.0011/15/2010 1:54:22 PM
nickel-launcher$29.40$29.4011/15/2010 2:43:50 PM
dime-bigwig4$28.00$28.0011/15/2010 11:33:31 PM
dudebrah$25.00$25.0011/15/2010 10:17:24 PM
mpatrick$25.00$25.0011/15/2010 8:07:18 PM
intuitive-velocity4$50.00$50.0011/15/2010 8:23:09 PM
Starfin-Capital-Management$100.00$100.0011/16/2010 3:39:54 AM
finance-mushroom$100.00$100.0011/10/2010 2:49:34 PM
bid-czar8$50.00$50.0011/10/2010 2:56:32 PM
velocity-solo$25.00$25.0011/10/2010 2:57:04 PM
6moonbeams$50.00$50.0011/10/2010 2:49:52 PM
reflective-rupee$44.00$44.0011/10/2010 2:52:49 PM
valiant-liberty4$25.00$25.0011/11/2010 1:38:04 AM
direct-social3$50.00$50.0011/11/2010 2:09:24 AM
Kaj$25.00$25.0011/11/2010 3:58:51 AM
tech310$25.00$25.0011/11/2010 11:15:37 AM
payment-halo$25.00$25.0011/11/2010 1:04:52 PM
Artist_Blue$25.00$25.0011/11/2010 2:46:15 PM
SDNLR$25.00$25.0011/11/2010 3:00:36 PM
87Marc$25.00$25.0011/11/2010 3:00:31 PM
loyalist1$50.00$50.0011/11/2010 3:03:39 PM
kulender$50.00$50.0011/11/2010 3:06:17 PM
SolarMoonshine$25.00$25.0011/11/2010 5:26:20 PM
Whipster$25.00$25.0011/11/2010 7:11:56 PM
Wellman$42.22$42.2211/11/2010 7:19:08 PM
worthy-truth$25.00$25.0011/12/2010 2:45:42 AM
hopethisworks$25.00$25.0011/12/2010 4:25:50 AM
nybanker85$50.00$50.0011/12/2010 5:49:12 AM
special-currency6$32.70$32.7011/12/2010 8:44:10 AM
Anny-Disco$50.00$50.0011/12/2010 9:25:40 AM
loanman2007$100.00$100.0011/12/2010 12:33:40 PM
FLSmooth$50.00$50.0011/12/2010 8:39:29 PM
finance-prescription$30.70$30.7011/13/2010 1:03:07 AM
dynrep$25.00$25.0011/13/2010 10:24:56 AM
Nailman88$25.00$25.0011/13/2010 10:48:52 AM
theprodb$100.00$100.0011/13/2010 9:22:35 PM
marwadi-62$100.00$100.0011/15/2010 5:25:49 AM
Credit4Talent$25.00$25.0011/15/2010 8:36:30 AM
carlos_chantana$25.00$25.0011/15/2010 11:25:36 AM
enlighter$31.50$31.5011/15/2010 11:45:38 AM
4mydaughterseducation$25.00$25.0011/15/2010 8:09:01 PM
68 bids
 
Borrower Payment Dependent Notes Series 482252
This series of Notes was issued and sold upon the funding of the borrower loan #45362, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,500.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 3.50% Auction start date:  Nov-01-2010 
  Auction end date:  Nov-08-2010 
 
Starting lender yield: 9.95% Starting borrower rate/APR: 10.95% / 13.07% Starting monthly payment: $310.79
Final lender yield: 9.95% Final borrower rate/APR: 10.95% / 13.07% Final monthly payment: $310.79
 
Auction yield range: 3.71% - 9.95% Estimated loss impact: 3.53%  
Lender servicing fee: 1.00% Estimated return: 6.42%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Feb-2001 Debt/Income ratio: 7%
Credit score: 720-739 (Oct-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:7y 1m
Amount delinquent: $0 Total credit lines: 14 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 11 Revolving credit balance: $27,857Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 83%  
   Homeownership: No  
Screen name: loangrantorhh Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Replacing my 150k-mileage car
Dear Lenders:

Thank you for considering funding my loan.? I will be using this loan to replace my current car, which has 150,000 miles, with a slightly newer model that has lower mileage.

I have been a Prosper lender for the past few years, loaning to 29 borrowers.? It is now my turn to ask the Prosper community to invest in me.

When I consider lending to a Prosper borrower, the main thing I consider is whether their monthly "free cash flow" is sufficient for the loan payments.? For me, I can assure you that repaying this loan over the next 36 months will not be a problem.? I have very stable employment, and I have never been late on a loan payment.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
organized-payment6$50.00$50.0011/1/2010 3:10:04 PM
handshake5$100.00$100.0011/1/2010 3:24:24 PM
selector568$400.00$400.0011/1/2010 3:04:16 PM
jdwillcox$100.00$100.0011/1/2010 3:26:24 PM
williemc44$50.00$50.0011/1/2010 3:07:06 PM
loyalty-sherpa$50.00$50.0011/1/2010 3:28:36 PM
simplelender80$100.00$100.0011/1/2010 3:33:33 PM
rjleves$50.00$50.0011/1/2010 3:35:05 PM
Weaverville$50.00$50.0011/1/2010 3:37:15 PM
BxRealtor$25.00$25.0011/1/2010 3:23:54 PM
GCInvestments$25.00$25.0011/1/2010 3:25:03 PM
Artist_Blue$25.00$25.0011/1/2010 3:39:54 PM
narblark$50.00$50.0011/1/2010 3:28:54 PM
teller$50.00$50.0011/1/2010 3:41:46 PM
velocity-solo$25.00$25.0011/1/2010 3:41:54 PM
MM1207$25.00$25.0011/1/2010 3:33:47 PM
justalender$25.00$25.0011/1/2010 3:34:16 PM
flopcat$25.00$25.0011/1/2010 3:34:37 PM
tech310$50.00$50.0011/1/2010 3:37:33 PM
efficient-treasure0$25.00$25.0011/1/2010 4:13:53 PM
graceful-investment$100.00$100.0011/1/2010 4:44:04 PM
DanV$25.00$25.0011/1/2010 4:36:53 PM
rescue$100.00$100.0011/1/2010 6:44:10 PM
fmvaulter$25.00$25.0011/2/2010 6:04:29 AM
icchok$50.00$50.0011/2/2010 6:12:45 AM
reflective-cash0$75.00$75.0011/2/2010 5:56:29 AM
ichibon$150.00$150.0011/2/2010 8:13:48 AM
asset-professor$50.00$50.0011/2/2010 7:28:52 AM
flwah$25.00$25.0011/2/2010 7:43:48 AM
balanced-bill7$50.00$50.0011/2/2010 7:28:31 AM
inspired-investment8$50.00$50.0011/2/2010 8:59:27 AM
chestnut4$25.00$25.0011/2/2010 9:40:50 AM
Malkial$25.00$25.0011/2/2010 10:31:34 AM
the-profit-oracle$25.00$25.0011/2/2010 12:42:03 PM
successful-agreement7$100.00$100.0011/2/2010 12:30:08 PM
greenback-guard$25.00$25.0011/2/2010 1:23:14 PM
missing-link$50.00$50.0011/2/2010 4:00:46 PM
chlebie$50.00$50.0011/2/2010 4:07:01 PM
availableloan$25.00$25.0011/2/2010 6:57:14 PM
investment-comet$25.00$25.0011/2/2010 9:15:00 PM
comet55$25.00$25.0011/2/2010 6:44:00 PM
bold-enriching-capital$50.00$50.0011/2/2010 5:39:44 PM
worth-excellence4$25.00$25.0011/2/2010 10:20:11 PM
dedicated-transaction796$50.00$50.0011/3/2010 9:36:02 AM
melodious-fairness$50.00$50.0011/3/2010 10:42:00 AM
grf1945$50.00$50.0011/3/2010 3:53:29 PM
studious-bonus7$100.00$100.0011/3/2010 3:55:44 PM
maldok1$25.00$25.0011/3/2010 3:49:50 PM
brazilofmux$100.00$100.0011/3/2010 3:56:45 PM
danthemon35$25.00$25.0011/3/2010 4:05:48 PM
kmr2$200.00$200.0011/3/2010 6:28:13 PM
nunnie$25.00$25.0011/3/2010 6:12:08 PM
vigorous-velocity$100.00$100.0011/3/2010 8:28:16 PM
tntmojave$25.00$25.0011/4/2010 1:59:14 AM
PatRichi$25.00$25.0011/3/2010 10:00:49 PM
upperdeck$25.00$25.0011/4/2010 4:34:18 AM
chokichi$50.00$50.0011/4/2010 9:13:30 AM
seabass123$25.00$25.0011/4/2010 8:58:38 AM
gain-gourd$100.00$100.0011/4/2010 9:37:09 AM
point-shooter$50.00$50.0011/4/2010 10:02:15 AM
julijask$35.00$35.0011/4/2010 11:55:45 AM
point-kitten6$25.37$25.3711/4/2010 12:29:16 PM
chibear34$25.00$25.0011/4/2010 12:03:34 PM
phillipd48$25.00$25.0011/4/2010 2:27:52 PM
Banker7371$25.00$25.0011/4/2010 3:29:40 PM
InspireLife$25.00$25.0011/4/2010 3:33:47 PM
systematic-dollar9$25.00$25.0011/4/2010 3:48:24 PM
economy-orchid$25.00$25.0011/4/2010 6:26:50 PM
superb-funds335$25.00$25.0011/4/2010 7:56:53 PM
euro-mastery$25.00$25.0011/4/2010 9:13:52 PM
BangBros$50.00$50.0011/4/2010 8:03:16 PM
Vegas777$25.00$25.0011/4/2010 7:11:11 PM
CAGE-Investments$25.00$25.0011/5/2010 2:28:20 AM
friendly-worth3$40.00$40.0011/5/2010 7:23:37 AM
euro-deployment$25.00$25.0011/5/2010 7:59:53 AM
dzukas$50.00$50.0011/5/2010 8:31:01 AM
CorporateRaider$25.00$25.0011/5/2010 9:43:00 AM
mpactlender$25.00$25.0011/5/2010 7:04:28 AM
Phantom99$25.00$25.0011/5/2010 11:14:07 AM
engaging-leverage823$50.00$50.0011/5/2010 12:03:23 PM
direct-responsibility7$100.00$100.0011/5/2010 11:10:54 AM
quintilian$50.00$50.0011/5/2010 1:19:53 PM
CEK360$200.00$200.0011/5/2010 12:40:33 PM
Billybobobbrain$36.35$36.3511/5/2010 1:37:33 PM
sumac5$100.00$7.4111/5/2010 1:04:52 PM
interstellar$50.00$50.0011/5/2010 2:56:00 PM
kmcolo$25.00$25.0011/5/2010 4:33:01 PM
mmullen2$50.00$50.0011/5/2010 4:29:47 PM
bonus-apple$50.00$50.0011/5/2010 4:37:40 PM
lavendergirl$25.00$25.0011/5/2010 8:05:39 PM
nobanksallowed$60.60$60.6011/6/2010 5:01:08 AM
wwwUniversal$25.00$25.0011/5/2010 9:46:52 PM
chocolatecookie$25.00$25.0011/6/2010 11:18:19 AM
friendly-money$50.00$50.0011/6/2010 9:27:54 PM
Weiler63$100.00$100.0011/7/2010 8:43:35 PM
crazyinjun$25.00$25.0011/7/2010 9:54:25 PM
yogi1975$25.00$25.0011/7/2010 5:10:12 PM
oldman68$25.00$25.0011/7/2010 11:34:07 PM
mgking007$50.00$50.0011/7/2010 10:42:34 PM
thebadpelican$25.00$25.0011/8/2010 7:25:32 AM
RainMakers$25.00$25.0011/7/2010 9:41:13 PM
namd$50.00$50.0011/8/2010 2:58:12 AM
Loan-Mart$109.56$109.5611/8/2010 12:36:59 PM
grampy48$25.00$25.0011/8/2010 12:43:42 PM
ray1051$75.00$75.0011/1/2010 3:13:19 PM
mjunlimited$50.00$50.0011/1/2010 3:21:04 PM
natural-affluence4$25.00$25.0011/1/2010 3:22:08 PM
enthralling-deal180$50.00$50.0011/1/2010 3:27:00 PM
jazzlender$50.00$50.0011/1/2010 3:11:30 PM
GElender$75.00$75.0011/1/2010 3:06:50 PM
rekitten$100.00$100.0011/1/2010 3:32:19 PM
riproaringrapids$25.00$25.0011/1/2010 3:33:02 PM
generous-deal6$50.00$50.0011/1/2010 3:35:24 PM
skuba$25.00$25.0011/1/2010 3:23:22 PM
bold-durability-drum$50.00$50.0011/1/2010 3:21:51 PM
indomitable-coin$50.00$50.0011/1/2010 3:39:19 PM
tolerant-dinero2$25.00$25.0011/1/2010 3:41:41 PM
nickel-ferret$50.00$50.0011/1/2010 3:27:46 PM
larrybird$150.00$150.0011/1/2010 3:42:51 PM
Interstate_Rate$50.00$50.0011/1/2010 3:38:34 PM
doncm$50.00$50.0011/1/2010 4:33:20 PM
inspiring-reward$75.00$75.0011/1/2010 4:14:15 PM
108lender$150.00$150.0011/1/2010 4:46:36 PM
penny-plato$25.00$25.0011/1/2010 5:18:53 PM
tutnyce$50.00$50.0011/1/2010 9:03:44 PM
orange-dollar-guild$25.00$25.0011/2/2010 5:31:50 AM
lloyd_s$25.00$25.0011/2/2010 10:43:24 AM
wampum-chorus3$25.00$25.0011/2/2010 2:34:41 PM
money-bauble$25.00$25.0011/2/2010 2:59:51 PM
best-coin-miser$25.00$25.0011/2/2010 4:30:53 PM
bentheretoo$125.00$125.0011/2/2010 6:57:39 PM
ingenious-order783$25.00$25.0011/3/2010 12:09:38 PM
satisfying-durability$25.00$25.0011/3/2010 10:26:12 AM
japerk$25.00$25.0011/3/2010 2:07:52 PM
kegs$150.00$150.0011/3/2010 3:40:23 PM
tearingstar$50.00$50.0011/3/2010 3:45:53 PM
subtle-revenue0$25.00$25.0011/3/2010 3:56:41 PM
a-finance-nirvana$25.00$25.0011/3/2010 3:57:05 PM
Havana21$100.00$100.0011/3/2010 6:39:00 PM
lion6$25.00$25.0011/3/2010 9:20:31 PM
bxdoc$44.93$44.9311/4/2010 1:56:43 AM
irrelevant$25.00$25.0011/4/2010 1:30:34 AM
objective-investor$150.00$150.0011/4/2010 3:44:40 AM
Katburg$35.00$35.0011/4/2010 6:08:58 AM
gdfp158$25.00$25.0011/4/2010 8:23:38 AM
wonderful-revenue0$25.00$25.0011/4/2010 10:34:51 AM
Srijaya$25.00$25.0011/4/2010 12:08:51 PM
investment-comet$25.00$25.0011/4/2010 11:52:45 AM
first-serene-credit$25.00$25.0011/4/2010 3:26:20 PM
plentiful-reward$50.00$50.0011/4/2010 3:27:38 PM
peace-stilleto7$25.00$25.0011/4/2010 4:59:38 PM
twasbrillig$50.00$50.0011/4/2010 5:50:51 PM
helpishere777$25.00$25.0011/4/2010 5:53:46 PM
Sam65$25.00$25.0011/4/2010 4:38:26 PM
rhodylend$25.00$25.0011/4/2010 5:16:31 PM
microlender67$25.69$25.6911/4/2010 6:48:04 PM
Rick21$50.00$50.0011/4/2010 10:18:21 PM
herbyman$50.00$50.0011/5/2010 6:08:32 AM
kulender$50.00$50.0011/5/2010 5:03:47 AM
JGONZ13850$25.00$25.0011/5/2010 9:52:59 AM
improvman$50.00$50.0011/5/2010 1:26:33 PM
THEHORN$25.00$25.0011/5/2010 11:41:06 AM
rascal867$25.00$25.0011/5/2010 11:58:58 AM
dime-blackberry1$75.72$75.7211/5/2010 1:51:07 PM
penny-chooser$25.00$25.0011/5/2010 1:55:09 PM
penny-plato$25.00$25.0011/5/2010 2:28:43 PM
Justinz$55.26$55.2611/5/2010 6:22:24 PM
order-elevator7$25.00$25.0011/5/2010 5:58:29 PM
joelsar$30.00$30.0011/5/2010 9:20:42 PM
george9960$30.00$30.0011/5/2010 9:23:15 PM
helynn$25.00$25.0011/6/2010 6:15:22 AM
jdadverb$47.92$47.9211/6/2010 8:20:35 AM
Light_Verity$500.00$500.0011/6/2010 5:57:02 AM
bondhedger$25.00$25.0011/6/2010 11:05:58 AM
new-ore-venture$50.00$50.0011/6/2010 10:21:22 AM
dime-futurist$25.00$25.0011/6/2010 4:58:22 PM
newest-bountiful-basis$25.00$25.0011/7/2010 10:47:05 AM
KFB_Investments$42.67$42.6711/7/2010 11:10:00 AM
ommuruga$47.22$47.2211/7/2010 6:39:32 PM
mclean_loaner$50.00$50.0011/7/2010 8:34:59 PM
new-ore-venture$50.00$50.0011/7/2010 6:37:58 PM
Nasdaq$25.00$25.0011/7/2010 10:14:42 PM
zbanker$26.30$26.3011/8/2010 6:20:31 AM
principal-star$25.00$25.0011/8/2010 9:38:44 AM
wojo$50.00$50.0011/8/2010 8:20:13 AM
sven111$25.00$25.0011/8/2010 11:58:26 AM
pghtiny$25.00$25.0011/8/2010 9:53:37 AM
ethicalhumanist$50.00$50.0011/8/2010 12:40:29 PM
188 bids
 
Borrower Payment Dependent Notes Series 482442
This series of Notes was issued and sold upon the funding of the borrower loan #45349, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.55% Auction start date:  Nov-08-2010 
  Auction end date:  Nov-15-2010 
 
Starting lender yield: 7.00% Starting borrower rate/APR: 8.00% / 8.34% Starting monthly payment: $470.05
Final lender yield: 7.00% Final borrower rate/APR: 8.00% / 8.34% Final monthly payment: $470.05
 
Auction yield range: 2.57% - 7.00% Estimated loss impact: 1.55%  
Lender servicing fee: 1.00% Estimated return: 5.45%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Feb-2000 Debt/Income ratio: 17%
Credit score: 820-839 (Nov-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:2y 6m
Amount delinquent: $0 Total credit lines: 32 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $978Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 4%  
   Homeownership: Yes  
Screen name: fulfilling-p2ploan461 Borrower's state: Utah Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Sales Recruiting & Working Capital
Purpose of loan:
This loan will be used to provide working capital for my family pest control business through the winter and to recruit a sales force for the upcoming summer sales season.

My financial situation:
I am a good candidate for this loan because I have more than enough income free to pay the loan payments. My financial stability comes from a stable software career, so is not dependent upon my investment in the family business. I have never paid a bill late in my life, pay my credit cards off monthly, and will continue to be strictly on time?with my expenses.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
value-pouch$50.00$50.0011/8/2010 2:36:51 PM
riproaringrapids$25.00$25.0011/8/2010 2:38:56 PM
commerce-voyager$25.00$25.0011/8/2010 2:42:28 PM
important-dollar1$25.00$25.0011/8/2010 2:45:21 PM
eyal0$50.00$50.0011/8/2010 2:45:47 PM
stinvest$25.00$25.0011/8/2010 2:37:16 PM
best-ingenious-funds$25.00$25.0011/8/2010 2:46:26 PM
alpinaut$30.00$30.0011/8/2010 2:37:49 PM
point-shooter$50.00$50.0011/8/2010 2:46:50 PM
psa1995$50.00$50.0011/8/2010 2:47:03 PM
organized-payment6$50.00$50.0011/8/2010 2:47:16 PM
AmericanCredit$25.00$25.0011/8/2010 2:47:37 PM
indomitable-coin$50.00$50.0011/8/2010 2:48:30 PM
money-bauble$100.00$100.0011/8/2010 2:41:46 PM
Rick21$50.00$50.0011/8/2010 2:49:43 PM
subtle-revenue0$25.00$25.0011/8/2010 2:50:44 PM
afotherg$75.00$75.0011/8/2010 2:51:04 PM
dma1206$25.00$25.0011/8/2010 2:51:24 PM
meenan$25.00$25.0011/8/2010 2:51:48 PM
godfather4u$50.00$50.0011/8/2010 2:52:09 PM
rjw_mpwr$25.00$25.0011/8/2010 2:52:17 PM
antlr$50.00$50.0011/8/2010 2:52:23 PM
fcukciti$25.00$25.0011/8/2010 2:45:36 PM
Anny-Disco$25.00$25.0011/8/2010 2:53:17 PM
lagnisiruk$25.00$25.0011/8/2010 2:53:29 PM
vigorous-velocity$100.00$100.0011/8/2010 2:53:40 PM
mjunlimited$50.00$50.0011/8/2010 2:53:46 PM
bedok$50.00$50.0011/8/2010 2:54:02 PM
dpfl55$25.00$25.0011/8/2010 2:54:28 PM
reinforced-reward$25.00$25.0011/8/2010 2:54:38 PM
FlexFunding$100.00$100.0011/8/2010 2:47:26 PM
acropiloterau2002$25.00$25.0011/8/2010 2:54:49 PM
ThomasC$25.00$25.0011/8/2010 2:47:30 PM
LenderByDay$25.00$25.0011/8/2010 2:54:52 PM
delicious-social132$50.00$50.0011/8/2010 2:47:42 PM
figs4u2$100.00$100.0011/8/2010 2:48:15 PM
Jassi$25.00$25.0011/8/2010 2:50:27 PM
capital-web7$50.00$50.0011/8/2010 2:50:40 PM
damage$25.00$25.0011/8/2010 2:51:09 PM
income-banjo$25.00$25.0011/8/2010 2:51:43 PM
MM1207$25.00$25.0011/8/2010 2:51:55 PM
tech310$50.00$50.0011/8/2010 2:52:20 PM
orange-dollar-guild$25.00$25.0011/8/2010 2:52:25 PM
OldFriend$25.00$25.0011/8/2010 2:52:44 PM
ADenny$25.00$25.0011/8/2010 2:41:20 PM
cloud8$75.00$75.0011/8/2010 2:52:59 PM
Havana21$100.00$100.0011/8/2010 2:41:54 PM
dedication-merman$50.00$50.0011/8/2010 2:53:32 PM
HunterSix$25.00$25.0011/8/2010 2:54:32 PM
PCGeekWI$25.00$25.0011/8/2010 2:55:04 PM
tacinc100$25.00$25.0011/8/2010 2:45:17 PM
Natronpee$25.00$25.0011/8/2010 2:46:32 PM
mattpet$25.00$25.0011/8/2010 2:46:46 PM
red-unequivocal-finance$25.00$25.0011/8/2010 2:46:53 PM
exact-gold2$25.00$25.0011/8/2010 2:46:57 PM
important-ore$100.00$100.0011/8/2010 2:49:53 PM
lively-hope28$50.00$50.0011/8/2010 2:50:06 PM
platinum-sorcerer6$25.00$25.0011/8/2010 2:51:36 PM
Curly-Girly$25.00$25.0011/8/2010 2:53:10 PM
orange-courageous-dedication$50.00$50.0011/8/2010 3:14:53 PM
seabass123$25.00$25.0011/8/2010 2:54:18 PM
bmcg$25.00$25.0011/8/2010 2:54:23 PM
Rdodson11$25.00$25.0011/8/2010 2:54:55 PM
Rivervale_Westwood$25.00$25.0011/8/2010 3:18:52 PM
harty$50.00$50.0011/8/2010 3:15:39 PM
mpactlender$25.00$25.0011/8/2010 3:20:57 PM
roadtruck$50.00$50.0011/8/2010 3:22:41 PM
Sam65$25.00$25.0011/8/2010 3:10:32 PM
meenan$25.00$25.0011/8/2010 3:23:53 PM
blot44$25.00$25.0011/8/2010 3:24:01 PM
frankdelraza$25.00$25.0011/8/2010 3:24:50 PM
authoritative-capital$25.00$25.0011/8/2010 3:58:29 PM
efficient-marketplace$50.00$50.0011/8/2010 3:28:50 PM
Duchdad$25.00$25.0011/8/2010 3:17:10 PM
top-sensible-yield$25.00$25.0011/8/2010 3:28:57 PM
ayerobbie$50.00$50.0011/8/2010 4:01:41 PM
ZeoInvestments$25.00$25.0011/8/2010 3:19:20 PM
newest-sensible-hope$25.00$25.0011/8/2010 3:22:31 PM
asset-professor$50.00$50.0011/8/2010 4:05:54 PM
KiwiElf$40.00$40.0011/8/2010 4:00:27 PM
_kyle$50.00$50.0011/8/2010 3:28:39 PM
systematic-dollar9$25.00$25.0011/8/2010 3:29:26 PM
conqueror359$40.00$40.0011/8/2010 3:34:54 PM
lifegrowth$25.00$25.0011/8/2010 3:52:56 PM
eronyc$25.00$25.0011/8/2010 4:00:59 PM
minddoc$25.00$25.0011/8/2010 4:03:03 PM
reueljw$25.00$25.0011/8/2010 4:04:09 PM
credit-bearer959$35.12$35.1211/8/2010 4:26:29 PM
tenny321$50.00$50.0011/8/2010 4:28:04 PM
randomguy100$25.00$25.0011/8/2010 4:28:27 PM
Yotaman$25.00$25.0011/8/2010 4:25:16 PM
a-power-amigo$25.00$25.0011/8/2010 4:26:20 PM
Katburg$50.00$50.0011/8/2010 4:16:22 PM
b111$100.00$100.0011/8/2010 5:04:41 PM
Eagledrop$25.00$25.0011/8/2010 4:25:34 PM
SourDoughSteve$25.00$25.0011/8/2010 4:26:24 PM
turbostar666$38.27$38.2711/8/2010 4:28:41 PM
Guiren$100.00$100.0011/8/2010 6:55:11 PM
HuckerJ$50.00$50.0011/8/2010 8:01:32 PM
commerce-web5$100.00$100.0011/8/2010 8:40:00 PM
Bank_Of_XL$25.00$25.0011/8/2010 5:30:57 PM
Cheburashka$30.00$30.0011/9/2010 2:27:38 AM
Iowa65$25.06$25.0611/8/2010 7:13:11 PM
metro457$50.00$50.0011/9/2010 5:22:01 AM
grlscz$25.00$25.0011/8/2010 11:48:35 PM
kanakakm$50.00$50.0011/9/2010 5:52:22 AM
majestic-dedication$50.00$50.0011/9/2010 6:46:52 AM
penny-finder$30.00$30.0011/9/2010 7:38:38 AM
racing777$50.00$50.0011/9/2010 5:57:54 AM
market-socrates4$50.00$50.0011/9/2010 8:54:47 AM
flopcat$25.00$25.0011/9/2010 8:40:58 AM
rcr549$25.00$25.0011/9/2010 8:58:23 AM
loan-warrior$25.00$25.0011/9/2010 8:10:30 AM
Dewe$50.00$50.0011/9/2010 10:54:38 AM
Sigonio$25.00$25.0011/9/2010 10:56:34 AM
bygbyrd$50.00$50.0011/9/2010 11:15:58 AM
bid-papyrus$25.00$25.0011/9/2010 2:02:59 PM
13nd3r$25.00$25.0011/9/2010 2:33:57 PM
balance6$25.00$25.0011/9/2010 2:38:28 PM
ISHLEP67$72.50$72.5011/9/2010 2:46:30 PM
Hondo$25.00$25.0011/9/2010 3:11:10 PM
wormdc$25.00$25.0011/9/2010 6:28:42 PM
auction-sage$50.00$50.0011/9/2010 6:26:28 PM
shawndw$25.00$25.0011/9/2010 8:14:29 PM
discrete-asset$25.00$25.0011/9/2010 9:52:58 PM
Hexnut$50.00$50.0011/9/2010 10:02:43 PM
cebgop$25.00$25.0011/9/2010 9:13:07 PM
shellstar$25.00$25.0011/10/2010 7:06:17 AM
seahorse2008$25.00$25.0011/10/2010 8:12:00 AM
rjleves$27.95$27.9511/10/2010 12:54:54 AM
well-rounded-durability2$200.00$200.0011/10/2010 9:34:23 AM
wise-authentic-velocity$25.00$25.0011/10/2010 9:34:11 AM
Zoomzoom22$50.00$50.0011/10/2010 11:47:10 AM
PK_USMC$25.00$25.0011/10/2010 12:06:35 PM
TCayce$25.00$25.0011/10/2010 2:04:20 PM
wjf60$50.00$50.0011/10/2010 9:35:23 AM
McRowdy$25.00$25.0011/10/2010 10:13:04 AM
sweet-peace3$25.00$25.0011/10/2010 7:38:04 PM
sappy02$40.00$40.0011/10/2010 8:33:34 PM
totoro$25.00$25.0011/10/2010 3:48:04 PM
bearclan$25.00$25.0011/10/2010 5:40:59 PM
MechEngineer$25.00$25.0011/10/2010 6:42:58 PM
DreamQuestFunding$25.00$25.0011/11/2010 2:47:50 AM
LushGreenLawn$25.00$25.0011/11/2010 6:10:22 AM
flyboy24$25.00$25.0011/11/2010 7:59:38 AM
gmilliken$25.00$25.0011/11/2010 8:21:27 AM
newfoundation$25.00$25.0011/11/2010 9:05:12 AM
sanjl79$25.00$25.0011/11/2010 9:34:19 AM
peace-maximizer8$25.00$25.0011/11/2010 11:35:26 AM
kegs$150.00$150.0011/11/2010 11:45:48 AM
nickel-ferret$50.00$50.0011/11/2010 1:09:14 PM
tekkie2412$25.00$25.0011/11/2010 2:14:12 PM
GAOGERAM_BANK$25.00$25.0011/11/2010 6:24:14 PM
letsbank$25.00$25.0011/11/2010 8:15:52 PM
DirtyJack$50.00$50.0011/12/2010 6:46:54 AM
One-ninety-three$25.00$25.0011/12/2010 8:28:15 AM
rascal867$50.00$50.0011/12/2010 10:02:33 AM
investment-comet$25.00$25.0011/12/2010 11:38:14 AM
squarebob$25.00$25.0011/12/2010 2:59:36 PM
zx12rider$25.00$25.0011/12/2010 7:05:56 PM
Tech-Entrepreneur$25.00$25.0011/12/2010 7:26:39 PM
productive-finance$26.64$26.6411/13/2010 1:02:39 AM
goldsun$25.00$25.0011/13/2010 7:13:51 AM
JDL51$25.00$25.0011/13/2010 7:23:31 AM
silver-dogwood4$25.00$25.0011/13/2010 8:56:16 AM
DLDCapital$50.00$50.0011/13/2010 1:42:53 PM
thegreatstrafe$25.00$25.0011/13/2010 5:33:26 PM
saver9$25.00$25.0011/13/2010 3:00:39 PM
focused-return366$25.00$25.0011/13/2010 9:33:13 PM
crw1950$42.00$42.0011/13/2010 9:46:15 PM
crdcteng$50.00$50.0011/14/2010 8:09:24 AM
duckbill_1972$25.00$25.0011/14/2010 11:03:27 AM
DanV$25.00$25.0011/14/2010 8:25:14 PM
wwwUniversal$25.00$25.0011/14/2010 1:31:25 PM
redtilapia$25.00$25.0011/15/2010 6:36:59 AM
dollarsforrent$50.00$50.0011/15/2010 7:12:59 AM
outofoffice$75.00$75.0011/15/2010 8:01:18 AM
toomanyfishtanks$25.00$25.0011/15/2010 12:05:22 PM
CreditBuilder2$50.00$50.0011/15/2010 2:13:12 PM
nicebank$50.00$50.0011/15/2010 11:37:56 AM
life-is-great$50.00$50.0011/8/2010 2:37:55 PM
bigballer105$100.00$100.0011/8/2010 2:38:20 PM
inforapenny$50.00$50.0011/8/2010 2:38:49 PM
kyomoon$50.00$50.0011/8/2010 2:39:07 PM
Go_Ducks$25.00$25.0011/8/2010 2:45:03 PM
radforj22$100.00$100.0011/8/2010 2:36:59 PM
jjb3$25.00$25.0011/8/2010 2:46:13 PM
thoughtful-community7$25.00$25.0011/8/2010 2:46:48 PM
JJ9876$50.00$50.0011/8/2010 2:47:01 PM
beachbum22$25.00$25.0011/8/2010 2:39:15 PM
uncleubb$25.00$25.0011/8/2010 2:39:20 PM
Castellan$50.00$50.0011/8/2010 2:39:27 PM
Quaven$25.00$25.0011/8/2010 2:49:31 PM
bold-yield-rumbler$25.00$25.0011/8/2010 2:49:35 PM
meux99$100.00$100.0011/8/2010 2:50:35 PM
narblark$100.00$100.0011/8/2010 2:51:14 PM
kirkjerk$25.00$25.0011/8/2010 2:51:32 PM
rekitten$100.00$100.0011/8/2010 2:51:40 PM
generous-deal6$50.00$50.0011/8/2010 2:52:04 PM
Phantom99$25.00$25.0011/8/2010 2:45:11 PM
cubesteak$25.00$25.0011/8/2010 2:52:54 PM
quantumwellguy$50.00$50.0011/8/2010 2:45:30 PM
caNative$47.25$47.2511/8/2010 2:45:52 PM
Avala$100.00$100.0011/8/2010 2:45:59 PM
flwah$25.00$25.0011/8/2010 2:53:24 PM
Ocean-Breeze$50.00$50.0011/8/2010 2:53:34 PM
degster$25.00$25.0011/8/2010 2:46:30 PM
ichibon$150.00$150.0011/8/2010 2:46:39 PM
Dreamconnection$25.00$25.0011/8/2010 2:54:06 PM
DukSerduk$25.00$25.0011/8/2010 2:47:06 PM
larrybird$150.00$150.0011/8/2010 2:47:21 PM
kenji4861$25.00$25.0011/8/2010 2:47:32 PM
6moonbeams$200.00$200.0011/8/2010 2:49:22 PM
valueguru$50.00$50.0011/8/2010 2:50:00 PM
loan4teacher$25.00$25.0011/8/2010 2:35:18 PM
hopeful-point$50.00$50.0011/8/2010 2:51:59 PM
platinum-hunter7$70.00$70.0011/8/2010 2:52:05 PM
careful-note$60.00$60.0011/8/2010 2:52:12 PM
Artist_Blue$25.00$25.0011/8/2010 2:52:28 PM
velocity-solo$25.00$25.0011/8/2010 2:52:33 PM
best-coin-miser$25.00$25.0011/8/2010 2:52:47 PM
TrustOne$25.00$25.0011/8/2010 2:53:05 PM
ommcd$25.00$25.0011/8/2010 2:53:21 PM
DeltaGambler$25.00$25.0011/8/2010 2:53:52 PM
latestone$25.00$25.0011/8/2010 2:54:34 PM
sajitk$25.00$25.0011/8/2010 2:54:45 PM
revmax$25.00$25.0011/8/2010 2:46:17 PM
inspired-investment8$100.00$100.0011/8/2010 2:46:43 PM
LiveNow$25.00$25.0011/8/2010 2:48:49 PM
skuba$50.00$50.0011/8/2010 2:49:03 PM
intuitive-bill$25.00$25.0011/8/2010 2:49:11 PM
anti-wall-st$100.00$100.0011/8/2010 2:49:18 PM
bndlending2u$50.00$50.0011/8/2010 2:49:26 PM
socal-lender$25.00$25.0011/8/2010 2:50:15 PM
a-responsible-return$50.00$50.0011/8/2010 2:52:15 PM
bowdish1$100.00$100.0011/8/2010 2:52:39 PM
contract-festival7$25.00$25.0011/8/2010 3:14:18 PM
dumbass$25.00$25.0011/8/2010 3:14:21 PM
Mali1$50.00$50.0011/8/2010 3:14:26 PM
sjlender$50.00$50.0011/8/2010 3:14:29 PM
Sixmil$75.00$75.0011/8/2010 2:53:14 PM
trevandtal$25.00$25.0011/8/2010 3:15:45 PM
kind-adventurous-finance$25.00$25.0011/8/2010 2:54:11 PM
saintjude$50.00$50.0011/8/2010 2:54:25 PM
donloah$25.00$25.0011/8/2010 3:16:43 PM
mizount$25.00$25.0011/8/2010 2:55:00 PM
SDNLR$25.00$25.0011/8/2010 3:18:50 PM
helpishere777$50.00$50.0011/8/2010 3:12:33 PM
lucky6$25.00$25.0011/8/2010 3:22:36 PM
cachecrew$50.00$50.0011/8/2010 3:14:45 PM
Swabjockey$25.00$25.0011/8/2010 3:15:58 PM
cash-pie$50.00$50.0011/8/2010 3:24:54 PM
honorable-yield$50.00$50.0011/8/2010 3:18:32 PM
VBAces$50.00$50.0011/8/2010 3:30:02 PM
DavenportCapital$25.00$25.0011/8/2010 3:22:05 PM
zbfamwl$25.00$25.0011/8/2010 3:22:46 PM
heroic-platinum$25.00$25.0011/8/2010 3:24:03 PM
Woodworker57$25.00$25.0011/8/2010 3:25:33 PM
shaker348$25.00$25.0011/8/2010 3:59:16 PM
jt88$50.00$50.0011/8/2010 3:15:01 PM
dospapalotes$50.00$50.0011/8/2010 3:28:00 PM
Weaverville$40.36$40.3611/8/2010 4:00:47 PM
wise-silver-wonder$25.00$25.0011/8/2010 4:00:51 PM
tenacious-payout$25.00$25.0011/8/2010 3:17:18 PM
ArtemisFitzlebottom$50.00$50.0011/8/2010 3:29:02 PM
greenback-guard$25.00$25.0011/8/2010 3:31:24 PM
zeelender$25.00$25.0011/8/2010 4:05:26 PM
visionary-asset5$50.00$50.0011/8/2010 3:23:57 PM
PatRichi$25.00$25.0011/8/2010 4:00:42 PM
LizzieMN$50.00$50.0011/8/2010 3:28:32 PM
Tasmir$25.00$25.0011/8/2010 3:29:04 PM
NJournalist$25.00$25.0011/8/2010 3:30:52 PM
fund-tom-tom6$50.00$50.0011/8/2010 4:14:32 PM
penny-plato$25.00$25.0011/8/2010 4:38:57 PM
SanJoser$25.00$25.0011/8/2010 4:26:16 PM
vtr1000$25.51$25.5111/8/2010 4:26:27 PM
srgriff$25.00$25.0011/8/2010 4:27:20 PM
pawsitive$25.00$25.0011/8/2010 4:28:33 PM
alaskanbearcub$25.00$25.0011/8/2010 5:41:18 PM
reward-rancher$25.00$25.0011/8/2010 4:25:33 PM
jasperpants$25.00$25.0011/8/2010 4:25:44 PM
crawfingers$25.00$25.0011/8/2010 4:28:16 PM
ujiba$36.31$36.3111/8/2010 4:29:01 PM
teller$50.00$50.0011/8/2010 7:23:12 PM
Hogpilot$25.00$25.0011/9/2010 2:29:28 AM
nonukem$25.00$25.0011/8/2010 9:48:45 PM
jga516$25.00$25.0011/9/2010 2:58:41 AM
whistledicksmith$26.24$26.2411/9/2010 3:04:11 AM
trident9$50.00$50.0011/9/2010 6:38:22 AM
BiggestG$25.00$25.0011/9/2010 2:30:02 AM
gethsemane4$25.00$25.0011/9/2010 6:34:49 AM
lloyd_s$25.00$25.0011/9/2010 8:41:24 AM
wmf311$25.00$25.0011/9/2010 7:43:30 AM
calkidd05$25.00$25.0011/9/2010 9:23:49 AM
inderdeep90$30.00$30.0011/9/2010 9:38:25 AM
jazzlender$28.36$28.3611/9/2010 11:09:54 AM
julijask$35.00$35.0011/9/2010 11:11:17 AM
burgeoning-silver$25.00$25.0011/9/2010 11:58:52 AM
CASHGIRL$25.00$25.0011/9/2010 12:06:51 PM
ciscoparrot$25.00$25.0011/9/2010 1:23:03 PM
badgermom$25.00$25.0011/9/2010 3:11:53 PM
108lender$25.00$25.0011/9/2010 3:11:11 PM
DonaldColorado$100.00$100.0011/9/2010 6:26:25 PM
aesop56$75.00$75.0011/9/2010 3:49:08 PM
ramsbladder$25.00$25.0011/9/2010 6:43:12 PM
rdking647$25.00$25.0011/9/2010 7:56:18 PM
LiquidRaptor$25.00$25.0011/9/2010 8:00:34 PM
Phillip298$25.00$25.0011/9/2010 8:23:03 PM
Cai8899$75.00$75.0011/9/2010 8:45:21 PM
Roundhouse$100.00$100.0011/9/2010 9:03:51 PM
WorldlyWorker$25.00$25.0011/9/2010 9:36:27 PM
bradlyfera$91.57$91.5711/9/2010 5:58:22 PM
intuitive-transparency3$26.00$26.0011/10/2010 4:12:36 AM
social-comet7$25.00$25.0011/10/2010 4:48:16 AM
Mark-O-Polo$25.00$25.0011/9/2010 8:14:32 PM
fair-funds$30.00$30.0011/9/2010 9:28:00 PM
cropdust3r$50.00$50.0011/10/2010 6:43:23 AM
jfd287$35.49$35.4911/9/2010 9:49:55 PM
tsquared_030$37.12$37.1211/10/2010 7:23:05 AM
YellowJacket$25.00$25.0011/10/2010 12:54:49 AM
brightest-dynamic-peace$25.00$25.0011/10/2010 9:34:16 AM
cerebral-value4$25.00$25.0011/10/2010 9:47:49 AM
titan2$25.00$25.0011/10/2010 10:01:41 AM
djs81$25.00$25.0011/10/2010 10:58:57 AM
best-deal-banker$27.56$27.5611/10/2010 7:57:36 AM
Namrok$25.00$25.0011/10/2010 12:06:29 PM
wtrboy$50.00$50.0011/10/2010 9:59:02 AM
Zipperdu$50.00$50.0011/10/2010 2:22:17 PM
Emgolda$25.00$25.0011/10/2010 10:58:31 AM
BlindProphet$47.39$47.3911/10/2010 11:39:18 AM
restless-balance9$50.00$50.0011/10/2010 2:24:59 PM
Captain88$25.00$25.0011/10/2010 3:06:03 PM
fishtale$25.00$25.0011/10/2010 4:13:19 PM
tolstoy00$25.00$25.0011/10/2010 4:28:17 PM
justice-hawk$25.00$25.0011/10/2010 5:15:33 PM
creative-finance7$25.00$25.0011/10/2010 8:53:10 PM
SeaLoans$25.00$25.0011/11/2010 1:36:57 AM
peerlender$25.00$25.0011/11/2010 2:44:15 AM
MissionMicroFinance$25.00$25.0011/11/2010 3:18:41 AM
jscope$25.00$25.0011/11/2010 3:17:10 AM
bunnybear$50.00$50.0011/11/2010 8:04:02 AM
Marathoner$25.00$25.0011/11/2010 8:27:21 AM
shakespeare6$25.00$25.0011/11/2010 8:55:53 AM
worth-excellence4$25.00$25.0011/11/2010 9:44:00 AM
seanambrose$25.00$25.0011/11/2010 10:00:33 AM
jrhinomo$25.00$25.0011/11/2010 10:34:45 AM
rate-negotiator$25.00$25.0011/11/2010 10:43:51 AM
citizenslave$25.00$25.0011/11/2010 12:38:19 PM
brightest-affluence-motivator$100.00$100.0011/11/2010 1:49:12 PM
norcaliboy22$25.00$25.0011/11/2010 4:34:52 PM
Aimvest$25.00$25.0011/11/2010 6:36:17 PM
Debt-free-Southern-California$38.25$38.2511/11/2010 7:06:25 PM
koa$50.00$50.0011/11/2010 8:15:48 PM
Tapu22$50.00$40.8311/11/2010 8:19:21 PM
Thoth_88$100.00$100.0011/11/2010 8:13:52 PM
speedy-dime7$25.00$25.0011/12/2010 8:34:00 AM
zippy-revenue8$50.00$50.0011/12/2010 1:33:13 PM
squarebob$25.00$25.0011/12/2010 2:58:57 PM
squarebob$25.00$25.0011/12/2010 2:59:17 PM
happyjackbak$50.00$50.0011/12/2010 3:20:27 PM
Lotsofbears$25.00$25.0011/12/2010 6:15:41 PM
thesage$25.00$25.0011/13/2010 8:38:49 AM
tolerant-dinero2$25.00$25.0011/13/2010 10:05:58 AM
Dollars4Rent$25.00$25.0011/13/2010 11:13:54 AM
Dollars4Rent$25.00$25.0011/13/2010 11:14:10 AM
cunning-deal8$25.00$25.0011/13/2010 2:51:52 PM
profitable-money$25.00$25.0011/14/2010 11:19:52 AM
djlucas$25.74$25.7411/14/2010 6:30:47 PM
Nazbuster$50.00$50.0011/14/2010 5:21:48 PM
ExtraIncome$25.00$25.0011/15/2010 7:39:40 AM
octoberfresh$35.00$35.0011/15/2010 8:00:25 AM
bank-examiner$25.00$25.0011/15/2010 4:12:03 AM
pjnala1$50.00$50.0011/15/2010 5:53:10 AM
ezhik00$25.00$25.0011/15/2010 10:16:25 AM
rockytop$54.00$54.0011/15/2010 12:26:46 PM
zotzot$25.00$25.0011/15/2010 10:44:44 AM
sinner_c5$32.87$32.8711/15/2010 11:57:58 AM
Aragorn$100.00$100.0011/15/2010 11:11:59 AM
happy-yield$26.61$26.6111/15/2010 1:19:52 PM
lucrative-coin$150.00$150.0011/15/2010 1:32:16 PM
wealth-safehouse9$25.00$25.0011/15/2010 1:43:01 PM
381 bids
 
Borrower Payment Dependent Notes Series 482458
This series of Notes was issued and sold upon the funding of the borrower loan #45322, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.30% Auction start date:  Nov-02-2010 
  Auction end date:  Nov-09-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $113.09
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 38.72% Final monthly payment: $113.09
 
Auction yield range: 16.71% - 34.00% Estimated loss impact: 20.31%  
Lender servicing fee: 1.00% Estimated return: 13.69%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Aug-1989 Debt/Income ratio: Not calculated
Credit score: 700-719 (Oct-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 7 / 6Length of status:2y 8m
Amount delinquent: $1,243 Total credit lines: 11 Occupation: Construction
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,790Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 92%  
   Homeownership: Yes  
Screen name: note-miser8 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off master card and visa
Purpose of loan:
This loan will be used to?
I have?two credit cards that I want to pay off and close them. The reason why is because everytime I pay them off they raise my credit limit. I then begin to use them again and when I get a balance then they raise my interest rate. I have never been late on any of these cards and feel it is is wrong when they do that. I would like to close these off and it would be less money to just have one payment and get rid of them. I
My financial situation:
I am a good candidate for this loan because? I have good credit and have not been late on any loans?I have. The reason why it shows as a deliquency is because it is a cell phone?I had?in 2003 with someone else and they charged us roaming fees?when the purpose we had the phone was to talk to each?other from?different states.?Any person who knows about credit?can see that because of this?account and my?utilization?rate my score is low. This is a good chance for someone to make a good return?.?I have been an electrician for over 20 years so I always have work.

Monthly net income: $ 2700

Monthly expenses: $
??Housing: $ 500
??Insurance: $ 100
??Car expenses: $ 375
??Utilities: $ 200
??Phone, cable, internet: $ 50
??Food, entertainment: $ 250
??Clothing, household expenses $
??Credit cards and other loans: $ 220
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hello, Are you planning on closing your credit card accounts? Thanks. - motor764
A: Yes both will be closed immediately. (Nov-09-2010)
Q: Are you willing to say that you will pay back this loan no matter what? - Toastmaster007
A: Yes for sure, there is no way that I would ruin my credit over such a small amount. Also prosper is great and I think it's what the future financing is going to be. Each one of us that is a part of this is responsible in making it continue to grow. The 34% is kind of messing with me a little but I understand that it's the price I would have to pay to get started as a borrower. I've been a lender for more than a year now. Be skeptical that's healthy. (Nov-09-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
inspiring-reward$150.00$150.0011/2/2010 3:21:21 PM
helping-out$25.00$25.0011/2/2010 3:26:49 PM
reflective-rupee$44.00$44.0011/2/2010 3:43:45 PM
flwah$25.00$25.0011/5/2010 9:07:03 AM
well-mannered-income3$25.00$25.0011/6/2010 9:53:23 AM
honorable-yield$25.00$25.0011/6/2010 3:36:20 PM
green-capital-hornet$25.00$25.0011/7/2010 12:21:56 PM
engaging-leverage823$25.00$25.0011/8/2010 4:02:59 PM
tearingstar$35.00$35.0011/8/2010 4:03:41 PM
Anny-Disco$25.00$25.0011/8/2010 4:03:46 PM
MoonMama$25.00$25.0011/8/2010 4:03:52 PM
generous-deal6$25.00$25.0011/8/2010 4:05:37 PM
Swabjockey$25.00$25.0011/8/2010 4:02:48 PM
LuvToLend$25.00$25.0011/8/2010 4:03:29 PM
bold-yield-rumbler$25.00$25.0011/8/2010 4:03:53 PM
orangetrust$50.00$50.0011/8/2010 3:31:04 PM
cycle198$25.00$25.0011/8/2010 4:13:56 PM
Investoman$25.00$25.0011/8/2010 4:02:53 PM
bulsa$50.00$50.0011/8/2010 4:03:07 PM
TakeCare$50.00$50.0011/8/2010 4:07:32 PM
Aleut$25.00$25.0011/8/2010 4:12:32 PM
108lender$50.00$50.0011/8/2010 4:36:44 PM
cunning-bill$25.00$25.0011/8/2010 5:16:57 PM
KiwiElf$25.00$25.0011/9/2010 2:28:36 AM
power-secret-agent$25.00$25.0011/9/2010 1:19:51 AM
BBL$25.00$25.0011/9/2010 2:30:42 AM
carrinel$57.30$57.3011/9/2010 5:55:28 AM
reflective-rupee$44.00$44.0011/9/2010 9:37:51 AM
Artist_Blue$25.00$25.0011/2/2010 3:55:47 PM
valiant-liberty4$25.00$25.0011/2/2010 3:53:00 PM
velocity-solo$25.00$25.0011/2/2010 3:53:30 PM
Comoparklender$25.00$25.0011/4/2010 7:41:53 PM
gelidfrank$25.00$25.0011/5/2010 1:53:35 PM
graceful-investment$50.00$50.0011/5/2010 3:39:58 PM
tech310$25.00$25.0011/5/2010 3:41:14 PM
money-bauble$100.00$100.0011/7/2010 8:41:04 AM
copper$50.00$50.0011/8/2010 4:03:26 PM
worthy-bid8$25.00$25.0011/8/2010 4:03:49 PM
banker65010$25.00$25.0011/8/2010 4:05:58 PM
IIP77$25.00$25.0011/8/2010 4:06:45 PM
larrybird$150.00$150.0011/8/2010 4:07:57 PM
helpishere777$25.00$25.0011/8/2010 4:04:01 PM
visionary-asset5$50.00$50.0011/8/2010 4:07:31 PM
barefootpaul$25.00$25.0011/8/2010 4:12:43 PM
rockstar78$25.00$25.0011/8/2010 4:03:56 PM
famous-bill$25.00$25.0011/8/2010 4:07:17 PM
imoutdoorsy$25.00$25.0011/8/2010 4:38:32 PM
SolarMoonshine$25.00$25.0011/8/2010 5:14:10 PM
COCHINOBOY$50.00$50.0011/9/2010 3:19:08 AM
abundant-credit6$25.00$25.0011/9/2010 6:35:25 AM
carrinel$25.00$25.0011/9/2010 5:48:13 AM
realestate6606$100.00$40.7011/9/2010 7:36:10 AM
reflective-rupee$44.00$44.0011/9/2010 9:37:39 AM
Zipcut$35.00$35.0011/9/2010 10:24:10 AM
Shanynn$25.00$25.0011/9/2010 9:57:43 AM
gain-implementer$400.00$400.0011/9/2010 2:26:20 PM
rutzebach$50.00$50.0011/9/2010 1:53:14 PM
PrincessGrace33$25.00$25.0011/9/2010 3:18:19 PM
58 bids
 
Borrower Payment Dependent Notes Series 482492
This series of Notes was issued and sold upon the funding of the borrower loan #45340, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,200.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 3.50% Auction start date:  Nov-02-2010 
  Auction end date:  Nov-07-2010 
 
Starting lender yield: 9.95% Starting borrower rate/APR: 10.95% / 13.07% Starting monthly payment: $235.55
Final lender yield: 9.95% Final borrower rate/APR: 10.95% / 13.07% Final monthly payment: $235.55
 
Auction yield range: 3.71% - 9.95% Estimated loss impact: 3.53%  
Lender servicing fee: 1.00% Estimated return: 6.42%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jul-1987 Debt/Income ratio: 10%
Credit score: 740-759 (Nov-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 6Length of status:22y 1m
Amount delinquent: $0 Total credit lines: 34 Occupation: Fireman
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $3,981Stated income:$25,000-$49,999
Delinquencies in last 7y: 11 Bankcard utilization: 34%  
   Homeownership: No  
Screen name: power-gravity3 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
paying off credit cards
Purpose of loan:
This loan will be used to? paying off credit cards and a personal loan from my brother

My financial situation:
I am a good candidate for this loan because?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
icchok$50.00$50.0011/2/2010 3:22:00 PM
flwah$25.00$25.0011/2/2010 3:23:07 PM
teller$50.00$50.0011/2/2010 3:21:11 PM
tolerant-dinero2$25.00$25.0011/2/2010 3:32:43 PM
inspired-investment8$50.00$50.0011/2/2010 3:24:33 PM
greenback-guard$25.00$25.0011/2/2010 3:39:44 PM
BxRealtor$25.00$25.0011/2/2010 3:51:04 PM
handshake5$100.00$100.0011/2/2010 3:51:13 PM
enthralling-deal180$50.00$50.0011/2/2010 3:51:48 PM
MM1207$25.00$25.0011/2/2010 3:54:05 PM
generous-deal6$50.00$50.0011/2/2010 3:54:21 PM
indomitable-coin$50.00$50.0011/2/2010 3:55:02 PM
GElender$100.00$100.0011/2/2010 3:46:45 PM
natural-affluence4$25.00$25.0011/2/2010 3:50:19 PM
ray1051$75.00$75.0011/2/2010 3:48:36 PM
narblark$50.00$50.0011/2/2010 3:52:31 PM
GCInvestments$25.00$25.0011/2/2010 3:51:27 PM
jdwillcox$100.00$100.0011/2/2010 3:51:41 PM
justalender$25.00$25.0011/2/2010 3:54:12 PM
Interstate_Rate$50.00$50.0011/2/2010 3:54:54 PM
rekitten$100.00$100.0011/2/2010 3:53:43 PM
velocity-solo$25.00$25.0011/2/2010 3:56:33 PM
tech310$50.00$50.0011/2/2010 3:54:37 PM
graceful-investment$100.00$100.0011/2/2010 3:58:52 PM
chlebie$25.00$25.0011/2/2010 10:33:22 PM
bentheretoo$125.00$125.0011/2/2010 6:57:52 PM
investment-comet$25.00$25.0011/2/2010 9:15:06 PM
monroemoney$25.00$25.0011/3/2010 12:52:51 AM
rescue$86.40$86.4011/3/2010 2:03:54 AM
the-profit-oracle$25.00$25.0011/3/2010 2:04:03 AM
jazzlender$50.00$50.0011/3/2010 10:26:28 AM
melodious-fairness$50.00$50.0011/3/2010 10:42:08 AM
comet55$25.00$25.0011/3/2010 3:47:24 PM
rjleves$30.67$30.6711/3/2010 5:16:16 PM
nunnie$25.00$25.0011/3/2010 6:12:16 PM
objective-investor$150.00$150.0011/4/2010 3:44:47 AM
trustworthy-fairness$50.00$50.0011/4/2010 6:10:32 AM
gain-gourd$100.00$100.0011/4/2010 9:37:14 AM
money-bauble$25.00$25.0011/4/2010 9:03:04 AM
kegs$150.00$150.0011/4/2010 11:07:32 AM
a-finance-nirvana$25.00$25.0011/4/2010 11:56:23 AM
chibear34$25.00$25.0011/4/2010 12:01:44 PM
studious-bonus7$50.00$50.0011/4/2010 12:09:47 PM
wampum-chorus3$25.00$25.0011/4/2010 2:15:39 PM
systematic-dollar9$25.00$25.0011/4/2010 3:48:27 PM
tomdooley12520$50.00$50.0011/4/2010 4:16:23 PM
principal-bull$25.00$25.0011/4/2010 4:40:37 PM
helpishere777$25.00$25.0011/4/2010 5:53:58 PM
Sam65$25.00$25.0011/4/2010 4:38:34 PM
brazilofmux$46.57$46.5711/4/2010 6:26:38 PM
rhodylend$25.00$25.0011/4/2010 5:16:40 PM
superb-funds335$25.00$25.0011/4/2010 7:56:56 PM
Rick21$50.00$50.0011/4/2010 10:18:28 PM
friendly-worth3$30.00$30.0011/5/2010 7:24:56 AM
subtle-revenue0$25.00$25.0011/5/2010 12:35:34 PM
fairness-kayak$25.00$25.0011/5/2010 3:59:06 PM
Goat$50.00$50.0011/5/2010 4:18:21 PM
HedgeFund$50.00$50.0011/5/2010 10:10:07 PM
best-coin-miser$25.00$25.0011/5/2010 7:10:58 PM
honorable-yield$35.00$35.0011/6/2010 6:46:38 AM
Gabriel02$25.00$25.0011/6/2010 7:50:52 AM
point-kitten6$26.57$26.5711/6/2010 12:34:29 AM
brienc$50.00$50.0011/6/2010 9:26:45 AM
interstellar$50.00$50.0011/6/2010 5:38:08 AM
LiveNow$25.00$25.0011/6/2010 6:06:56 AM
listing-meridian$100.00$100.0011/6/2010 8:35:52 AM
Banker7371$25.00$25.0011/6/2010 1:36:46 PM
CAGE-Investments$25.00$25.0011/6/2010 2:02:31 PM
elegant-income3$50.00$50.0011/6/2010 2:51:37 PM
bigphish$50.00$50.0011/7/2010 7:16:30 AM
bambampk$25.00$25.0011/6/2010 8:48:53 PM
katnmouse$25.00$25.0011/6/2010 5:12:45 PM
ericgassercom$50.00$50.0011/7/2010 10:41:46 AM
newest-bountiful-basis$25.00$25.0011/7/2010 10:47:08 AM
yield-seeker$25.00$25.0011/7/2010 11:43:49 AM
responsibility-euphoria0$33.01$33.0111/7/2010 1:13:36 PM
bid-computer$25.00$25.0011/7/2010 1:17:49 PM
the-money-position$50.00$50.0011/7/2010 1:23:06 PM
balanced-bill7$50.00$50.0011/2/2010 3:22:51 PM
ichibon$150.00$150.0011/2/2010 3:23:37 PM
Weaverville$50.00$50.0011/2/2010 3:46:56 PM
bold-durability-drum$50.00$50.0011/2/2010 3:50:09 PM
skuba$25.00$25.0011/2/2010 3:50:52 PM
loyalty-sherpa$50.00$50.0011/2/2010 3:52:21 PM
riproaringrapids$25.00$25.0011/2/2010 3:46:24 PM
williemc44$50.00$50.0011/2/2010 3:47:02 PM
organized-payment6$50.00$50.0011/2/2010 3:48:11 PM
simplelender80$100.00$100.0011/2/2010 3:53:49 PM
nickel-ferret$50.00$50.0011/2/2010 3:52:00 PM
Artist_Blue$25.00$25.0011/2/2010 3:55:22 PM
larrybird$150.00$150.0011/2/2010 3:57:14 PM
mjunlimited$50.00$50.0011/2/2010 3:58:39 PM
missing-link$50.00$50.0011/2/2010 4:00:52 PM
108lender$55.00$55.0011/2/2010 7:11:44 PM
availableloan$25.00$25.0011/2/2010 6:57:16 PM
inspiring-reward$75.00$75.0011/3/2010 7:05:24 AM
zenchef$47.73$47.7311/3/2010 10:23:44 AM
doncm$29.16$29.1611/3/2010 2:53:16 PM
successful-agreement7$93.42$93.4211/3/2010 3:05:06 PM
efficient-treasure0$25.00$25.0011/3/2010 3:56:27 PM
orange-dollar-guild$25.00$25.0011/3/2010 3:58:11 PM
danthemon35$25.00$25.0011/3/2010 4:05:44 PM
kmr2$200.00$200.0011/3/2010 6:28:18 PM
Havana21$100.00$100.0011/3/2010 6:39:02 PM
vigorous-velocity$100.00$100.0011/3/2010 8:28:22 PM
Katburg$35.00$35.0011/4/2010 6:09:12 AM
Cherrypicker$50.00$50.0011/4/2010 8:43:57 AM
wonderful-revenue0$25.00$25.0011/4/2010 10:34:56 AM
investment-comet$25.00$25.0011/4/2010 11:52:47 AM
tntmojave$25.00$25.0011/4/2010 2:15:31 PM
PatRichi$25.00$25.0011/5/2010 7:28:37 AM
mpactlender$25.00$25.0011/5/2010 7:04:35 AM
kulender$50.00$50.0011/5/2010 5:03:51 AM
seabass123$25.00$25.0011/5/2010 8:58:27 AM
microfunder$40.00$40.0011/5/2010 7:43:36 AM
WSTRDG$37.45$37.4511/5/2010 8:41:02 AM
bicyclist2270$25.00$25.0011/5/2010 10:16:21 AM
sumac5$100.00$100.0011/5/2010 1:04:55 PM
improvman$50.00$50.0011/5/2010 1:27:02 PM
CEK360$200.00$200.0011/5/2010 12:40:39 PM
finance_mba$25.00$25.0011/5/2010 1:33:11 PM
engaging-leverage823$39.61$39.6111/5/2010 2:30:47 PM
orgy63$50.00$50.0011/5/2010 4:27:14 PM
tearingstar$50.00$50.0011/5/2010 6:52:27 PM
bxdoc$44.98$44.9811/5/2010 6:51:30 PM
irrelevant$25.00$25.0011/5/2010 6:51:20 PM
marketplace-cello5$50.00$50.0011/5/2010 10:03:24 PM
lavendergirl$25.00$25.0011/5/2010 8:08:05 PM
bid-czar8$50.00$50.0011/6/2010 3:41:53 AM
vibraphone3$50.00$50.0011/6/2010 5:30:53 AM
neutrino6$25.00$25.0011/5/2010 10:43:23 PM
minddoc$25.00$25.0011/6/2010 3:21:07 AM
maldok1$25.00$25.0011/6/2010 9:51:35 AM
Rivervale_Westwood$25.00$25.0011/6/2010 8:36:04 AM
julijask$35.00$35.0011/6/2010 12:32:41 PM
crenen139$25.00$25.0011/6/2010 12:54:07 PM
ISHLEP67$50.00$50.0011/6/2010 11:06:35 AM
banker65010$25.00$25.0011/6/2010 2:16:34 PM
sweet-peace3$25.00$25.0011/6/2010 8:24:25 PM
visionary-asset5$50.00$50.0011/6/2010 9:20:51 PM
hitsman$100.00$100.0011/7/2010 10:33:19 AM
InspireLife$25.00$25.0011/7/2010 1:11:40 PM
uncleharold$25.00$25.0011/7/2010 1:18:22 PM
plentiful-reward$50.00$50.0011/7/2010 1:18:04 PM
SanJoser$25.00$25.0011/7/2010 1:23:41 PM
bowdish1$50.00$50.0011/7/2010 5:14:31 PM
love-interest$25.00$25.0011/7/2010 12:32:14 PM
brightest-dynamic-peace$25.00$4.4311/7/2010 7:16:58 PM
self-reliant-integrity0$50.00$50.0011/7/2010 2:39:57 PM
grf1945$50.00$50.0011/7/2010 6:57:32 PM
bankdaddy$50.00$50.0011/7/2010 7:38:25 PM
151 bids
 
Borrower Payment Dependent Notes Series 482554
This series of Notes was issued and sold upon the funding of the borrower loan #45325, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 36.60% Auction start date:  Nov-02-2010 
  Auction end date:  Nov-09-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $90.47
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 38.72% Final monthly payment: $90.47
 
Auction yield range: 16.71% - 34.00% Estimated loss impact: 38.61%  
Lender servicing fee: 1.00% Estimated return: -4.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Mar-2000 Debt/Income ratio: 28%
Credit score: 600-619 (Nov-2010) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 2 Current / open credit lines: 8 / 7Length of status:3y 9m
Amount delinquent: $591 Total credit lines: 18 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,199Stated income:$25,000-$49,999
Delinquencies in last 7y: 32 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: lildmbmonkey Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 33 ( 97% ) 600-619 (Latest)
Principal borrowed: $2,500.00< 31 days late: 1 ( 3% )  
520-539 (Nov-2007)
 
Principal balance: $208.41 31+ days late: 0 ( 0% )
Total payments billed: 34  
Description
Need help with pregnancy co-pay
Purpose of loan:

Thank you so much for reviewing my loan request.??My first loan which?will be paid off as of Dec. of this year has never had a late or missed payment.? I have worked diligently to raise my credit score over the last couple of years and my husband and I have reduced the amount of debt by almost?$15,000.? My new request is to assist us with an?unsuspected co-pay for our soon to arrive baby boy.? Unfortunately, I will now have to deliver via C-section which I have recently found out that our insurance requires a $3,000 deductable. We have saved up $1000 since that is what I originally thought was going to be the co-pay for a natural delivery but need help with the remaining amount. We have had such a great experience with Prosper and it has truly been a great help in rebuilding my credit.? Please feel free to email me with any questions or doubts.? I truly hope that this loan is funded.

My financial situation:

I am a good candidate for this loan because?
Both my husband and I have very stable jobs which we have been employed with for over 3 years each.? We are also enrolled in Aflac insurance which will assist us with loss of income due to illness or loss of employment.? Both of our vehicles are fully paid for and have no major debt.

Monthly net income: $ 4,278

Monthly expenses: $ 1,683
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Best of luck! Would you mind commenting on your $591 in delinquencies? - TheAlchemist
A: Hi, Thanks so much for responding. Both payments have been cleared since the time Prosper ran my report for this loan. I was unsure if this loan would get funded so I moved a few payments around so that if the baby came early we would have a little more to cover, I miscalculated the date and switched the payments past the 7 day grace period for them. It is two sep. accts but with the same co. so both payments listed as late. Please feel free to ask any other questions that you may have. (Nov-08-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
UCLA4life$25.00$25.0011/2/2010 3:53:25 PM
DenimCapital$25.00$25.0011/3/2010 12:05:47 PM
mikeandcat$50.00$50.0011/4/2010 9:00:35 AM
reflective-rupee$44.00$44.0011/4/2010 11:25:17 AM
Moe87$25.00$25.0011/4/2010 3:48:45 PM
SolarMoonshine$50.00$50.0011/5/2010 4:01:04 AM
atlas100$25.00$25.0011/5/2010 5:36:30 PM
goodcents$35.00$35.0011/5/2010 10:38:39 PM
myutmost$50.00$50.0011/7/2010 8:11:52 PM
credit-missile$25.00$25.0011/8/2010 9:51:16 AM
dudebrah$25.00$25.0011/8/2010 9:47:27 AM
credit-missile$25.00$25.0011/8/2010 9:50:22 AM
AlexTrep$43.99$43.9911/8/2010 11:50:14 AM
Bob450$25.00$25.0011/8/2010 4:23:34 PM
restless-dime$26.00$26.0011/8/2010 5:04:08 PM
TheAlchemist$25.00$25.0011/8/2010 6:55:40 PM
credit-missile$25.00$25.0011/8/2010 10:34:40 PM
Jasmel$200.00$200.0011/8/2010 8:31:26 PM
sgt-schultz$25.00$25.0011/9/2010 6:11:43 AM
371millwood$100.00$6.2911/9/2010 5:07:47 AM
loanman2007$100.00$100.0011/9/2010 6:24:02 AM
american-investor$25.00$25.0011/9/2010 3:34:21 AM
boodo$100.00$100.0011/9/2010 6:05:39 AM
Jasmel$75.00$75.0011/3/2010 5:57:43 AM
radiant-loan5$25.00$25.0011/5/2010 4:01:40 PM
loss-of-control$50.00$50.0011/6/2010 5:28:20 PM
zone6$132.95$132.9511/8/2010 1:31:39 AM
restless-dime$26.00$26.0011/8/2010 7:12:26 AM
NekHoldings$25.00$25.0011/8/2010 7:19:47 AM
big_balla_papi$25.00$25.0011/8/2010 6:15:40 AM
DasMula$100.00$100.0011/8/2010 7:54:46 AM
Comoparklender$35.00$35.0011/8/2010 9:04:31 AM
credit-missile$25.00$25.0011/8/2010 9:50:48 AM
supreme-hope$25.00$25.0011/8/2010 2:35:11 PM
YoungTaxMan$150.00$150.0011/8/2010 4:00:36 PM
jhouman$25.00$25.0011/8/2010 4:27:54 PM
Astyanax$100.00$100.0011/8/2010 6:42:23 PM
well-mannered-income3$25.00$25.0011/8/2010 6:56:45 PM
five-star-note$100.77$100.7711/8/2010 9:48:47 PM
blitzen40$25.00$25.0011/8/2010 8:39:25 PM
realtormoises$25.00$25.0011/9/2010 6:06:29 AM
41 bids
 
Borrower Payment Dependent Notes Series 482566
This series of Notes was issued and sold upon the funding of the borrower loan #45352, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.30% Auction start date:  Nov-03-2010 
  Auction end date:  Nov-09-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 41.35% Starting monthly payment: $45.24
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 41.36% Final monthly payment: $45.24
 
Auction yield range: 16.71% - 34.00% Estimated loss impact: 20.31%  
Lender servicing fee: 1.00% Estimated return: 13.69%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jan-2001 Debt/Income ratio: 15%
Credit score: 640-659 (Nov-2010) Inquiries last 6m: 2Employment status:Other
Now delinquent: 10 Current / open credit lines: 2 / 2Length of status:1y 11m
Amount delinquent: $2,753 Total credit lines: 26Stated income:$25,000-$49,999
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $82 
Delinquencies in last 7y: 10 Bankcard utilization: 27%  
   Homeownership: No  
Screen name: enticing-order2 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off billls
Purpose of loan:
This loan will be used to? to pay off bills

My financial situation:
I am a good candidate for this loan because? I am trying to get ahead and stay that way

Monthly net income: $ 39,000.00

Monthly expenses: $
??Housing: $ 495.00
??Insurance: $ 85.00
??Car expenses: $ 80.00
??Utilities: $ 75.00
??Phone, cable, internet: $ 84.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $ 25.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
velocity-solo$25.00$25.0011/3/2010 2:39:38 PM
Artist_Blue$25.00$25.0011/3/2010 2:41:03 PM
BankofBen$25.00$25.0011/5/2010 3:19:15 AM
SolarMoonshine$25.00$25.0011/5/2010 5:43:11 PM
gelidfrank$25.00$25.0011/6/2010 1:16:30 PM
money-bauble$100.00$100.0011/7/2010 8:41:13 AM
flwah$25.00$25.0011/7/2010 9:22:58 AM
graceful-investment$42.00$42.0011/7/2010 7:22:47 PM
nunnie$25.00$25.0011/8/2010 5:13:16 AM
orangetrust$50.00$50.0011/8/2010 4:29:38 PM
green-capital-hornet$25.00$25.0011/8/2010 4:24:15 PM
larrybird$43.48$43.4811/9/2010 7:19:59 AM
wizardii$25.00$25.0011/9/2010 12:03:31 PM
valiant-liberty4$25.00$25.0011/3/2010 2:43:24 PM
inspiring-reward$100.00$100.0011/3/2010 3:44:02 PM
helping-out$131.53$131.5311/4/2010 8:58:06 AM
Comoparklender$25.00$25.0011/5/2010 3:35:57 PM
tech310$25.00$25.0011/7/2010 10:18:17 PM
honorable-yield$25.00$25.0011/8/2010 4:29:22 PM
dedicated-transaction796$50.00$50.0011/9/2010 9:43:13 AM
visionary-currency$50.00$50.0011/9/2010 8:30:25 AM
villagers$25.00$25.0011/9/2010 9:47:14 AM
doncm$50.00$50.0011/9/2010 1:13:13 PM
108lender$50.00$32.9911/9/2010 3:24:11 PM
24 bids
 
Borrower Payment Dependent Notes Series 482624
This series of Notes was issued and sold upon the funding of the borrower loan #45337, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.30% Auction start date:  Nov-02-2010 
  Auction end date:  Nov-09-2010 
 
Starting lender yield: 6.65% Starting borrower rate/APR: 7.65% / 7.99% Starting monthly payment: $124.70
Final lender yield: 6.65% Final borrower rate/APR: 7.65% / 7.99% Final monthly payment: $124.70
 
Auction yield range: 2.71% - 6.65% Estimated loss impact: 1.30%  
Lender servicing fee: 1.00% Estimated return: 5.35%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Aug-1999 Debt/Income ratio: 7%
Credit score: 760-779 (Oct-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 3Length of status:2y 3m
Amount delinquent: $0 Total credit lines: 11 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $168Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 1%  
   Homeownership: No  
Screen name: loan-rider7 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 11 ( 100% ) 760-779 (Latest)
Principal borrowed: $5,029.00< 31 days late: 0 ( 0% )  
700-719 (Oct-2009)
 
Principal balance: $3,007.29 31+ days late: 0 ( 0% )
Total payments billed: 11  
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate debt incurred from buying musical equipment at a reasonable interest rate.

My financial situation:
I am a good candidate for this loan because, I have a high credit score, always pay on time and I have the resources to cover the monthly payments.?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
ichibon$150.00$150.0011/2/2010 3:24:13 PM
inspired-investment8$100.00$100.0011/2/2010 3:24:23 PM
uncleubb$50.00$50.0011/2/2010 3:25:15 PM
Avala$100.00$100.0011/2/2010 3:25:51 PM
point-shooter$50.00$50.0011/2/2010 3:31:20 PM
thoughtful-community7$25.00$25.0011/2/2010 3:25:42 PM
riproaringrapids$25.00$25.0011/2/2010 3:46:30 PM
JJ9876$50.00$50.0011/2/2010 3:47:37 PM
ADenny$25.00$25.0011/2/2010 3:46:52 PM
radforj22$50.00$50.0011/2/2010 3:47:10 PM
bondhedger$25.00$25.0011/2/2010 3:59:08 PM
payout-reaction740$25.00$25.0011/2/2010 3:59:39 PM
velocity-solo$25.00$25.0011/2/2010 3:57:11 PM
MoneyForNothing$33.61$33.6111/2/2010 11:29:23 PM
squarebob$25.00$25.0011/3/2010 8:50:14 AM
squarebob$25.00$25.0011/3/2010 8:50:36 AM
selector568$500.00$500.0011/3/2010 10:25:11 AM
ingenious-order783$25.00$25.0011/4/2010 9:04:16 AM
FundMaker$25.00$25.0011/4/2010 12:07:42 PM
happyjackbak$50.00$50.0011/4/2010 3:23:08 PM
investment-artist$25.00$25.0011/5/2010 9:50:03 AM
JGuide$26.16$26.1611/5/2010 12:59:32 PM
JohnSmith10$25.00$25.0011/6/2010 4:56:23 PM
penny-plato$50.00$50.0011/7/2010 2:07:49 PM
productive-finance$30.00$30.0011/7/2010 7:22:07 PM
radiant-return$25.00$25.0011/8/2010 9:07:47 AM
pghtiny$25.00$25.0011/8/2010 10:15:09 AM
surfsider123$25.00$25.0011/8/2010 9:40:01 AM
ingeborg77$64.00$64.0011/8/2010 12:37:11 PM
DanV$25.00$25.0011/8/2010 3:24:31 PM
one-midas$25.00$25.0011/8/2010 3:45:08 PM
hilsoon$25.00$25.0011/8/2010 6:55:37 PM
ryan6853$25.00$25.0011/8/2010 9:56:49 PM
kander80$25.00$25.0011/8/2010 5:56:08 PM
thankful-nickel2$25.00$25.0011/8/2010 6:03:08 PM
LovinMe$25.00$25.0011/9/2010 9:48:57 AM
Digs$25.00$25.0011/9/2010 9:56:53 AM
indomitable-coin$50.00$50.0011/9/2010 10:42:52 AM
cwegert$25.00$25.0011/9/2010 10:57:43 AM
medebe$25.00$25.0011/9/2010 11:05:46 AM
peace-saber0$25.00$25.0011/9/2010 11:43:23 AM
moneytolend72$25.00$25.0011/9/2010 12:51:11 PM
grampy48$30.00$30.0011/9/2010 2:13:30 PM
silver-baby$25.00$25.0011/9/2010 2:07:44 PM
engaging-worth$25.00$25.0011/9/2010 2:13:01 PM
mpactlender$25.00$25.0011/2/2010 3:24:17 PM
mattpet$25.00$25.0011/2/2010 3:25:09 PM
resplendent-dollar$50.00$50.0011/2/2010 3:32:21 PM
flwah$25.00$25.0011/2/2010 3:22:58 PM
Castellan$50.00$50.0011/2/2010 3:25:47 PM
alpinaut$30.00$30.0011/2/2010 3:25:23 PM
bigballer105$100.00$100.0011/2/2010 3:45:46 PM
kyomoon$50.00$50.0011/2/2010 3:46:33 PM
exact-gold2$25.00$25.0011/2/2010 3:47:17 PM
life-is-great$50.00$50.0011/2/2010 3:45:53 PM
impartial-deal$50.00$50.0011/2/2010 3:46:06 PM
ChristopherHS$25.00$25.0011/2/2010 3:46:35 PM
psa1995$50.00$43.3311/2/2010 3:47:57 PM
Rick21$50.00$50.0011/2/2010 3:49:13 PM
red-unequivocal-finance$25.00$25.0011/2/2010 3:47:08 PM
blot44$25.00$25.0011/2/2010 3:48:08 PM
Sarspatula$25.00$25.0011/2/2010 3:58:17 PM
interstellar$50.00$50.0011/2/2010 3:59:16 PM
penny-plato$25.00$25.0011/2/2010 5:33:12 PM
RandyL3$25.00$25.0011/3/2010 1:33:49 AM
-Me$50.00$50.0011/3/2010 1:29:59 AM
squarebob$25.00$25.0011/3/2010 8:49:54 AM
squarebob$25.00$25.0011/3/2010 8:51:12 AM
TomDalonajay$25.00$25.0011/4/2010 9:40:28 AM
outofoffice$75.00$75.0011/4/2010 10:15:36 AM
Cheburashka$32.90$32.9011/4/2010 2:12:14 PM
jpblan11$25.00$25.0011/4/2010 3:29:30 PM
lawndude16$25.00$25.0011/4/2010 5:23:11 PM
pine643$35.00$35.0011/4/2010 5:38:23 PM
rmpedi33$50.00$50.0011/5/2010 8:47:21 AM
bonus-sensai825$25.00$25.0011/5/2010 4:27:20 PM
hookUup$75.00$75.0011/5/2010 11:21:27 PM
loanman2007$50.00$50.0011/6/2010 7:21:24 AM
RecoveryLender$25.00$25.0011/6/2010 3:55:14 PM
heerzaquestion$25.00$25.0011/7/2010 7:17:35 AM
generous-deal6$50.00$50.0011/7/2010 10:59:42 PM
elvisloans$25.00$25.0011/8/2010 6:59:17 AM
wwwUniversal$25.00$25.0011/8/2010 8:58:21 AM
Dollars4Rent$25.00$25.0011/8/2010 10:43:30 AM
upright-silver$25.00$25.0011/8/2010 12:50:18 PM
Dollars4Rent$25.00$25.0011/8/2010 10:43:45 AM
ethicalhumanist$50.00$50.0011/8/2010 12:53:38 PM
BigCountryDF$25.00$25.0011/8/2010 1:59:39 PM
arenangelchild$50.00$50.0011/8/2010 4:09:45 PM
alaskanbearcub$25.00$25.0011/8/2010 5:40:08 PM
YummiBear$25.00$25.0011/8/2010 5:56:10 PM
cwegert$25.00$25.0011/8/2010 9:02:28 PM
shadowflame_99$25.00$25.0011/9/2010 7:37:03 AM
peb44$25.00$25.0011/9/2010 7:20:18 AM
gavinsp$25.00$25.0011/9/2010 8:28:01 AM
chuchutrain$25.00$25.0011/9/2010 10:05:04 AM
orbital-return316$25.00$25.0011/9/2010 10:06:18 AM
qkinger$50.00$50.0011/9/2010 12:57:17 PM
98 bids
 
Borrower Payment Dependent Notes Series 482970
This series of Notes was issued and sold upon the funding of the borrower loan #45359, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,800.00 Prosper Rating: B Auction Duration: 7 days
Term: 60 months Estimated loss: 5.95% Auction start date:  Nov-08-2010 
  Auction end date:  Nov-14-2010 
 
Starting lender yield: 16.90% Starting borrower rate/APR: 17.90% / 19.33% Starting monthly payment: $273.66
Final lender yield: 16.90% Final borrower rate/APR: 17.90% / 19.33% Final monthly payment: $273.66
 
Auction yield range: 6.06% - 16.90% Estimated loss impact: 6.24%  
Lender servicing fee: 1.00% Estimated return: 10.66%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1974 Debt/Income ratio: 36%
Credit score: 740-759 (Nov-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 16Length of status:3y 4m
Amount delinquent: $0 Total credit lines: 21 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,387Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 24%  
   Homeownership: Yes  
Screen name: consummate-agreement Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Fund, Good investment.
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because? I always pay my bills on time.

Monthly net income: $

Monthly expenses: $
??Housing: $?
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
kegs$44.17$44.1711/8/2010 2:42:15 PM
riproaringrapids$25.00$25.0011/8/2010 2:43:19 PM
williemc44$50.00$50.0011/8/2010 2:43:38 PM
Weaverville$50.00$50.0011/8/2010 2:44:29 PM
ichibon$150.00$150.0011/8/2010 2:55:41 PM
tech310$50.00$50.0011/8/2010 3:04:35 PM
indomitable-coin$50.00$50.0011/8/2010 3:04:55 PM
Artist_Blue$25.00$25.0011/8/2010 3:05:44 PM
bold-durability-drum$50.00$50.0011/8/2010 2:57:33 PM
rescue$100.00$100.0011/8/2010 3:07:28 PM
natural-affluence4$25.00$25.0011/8/2010 2:58:00 PM
superb-funds335$25.00$25.0011/8/2010 3:13:58 PM
velocity-solo$25.00$25.0011/8/2010 3:14:33 PM
vigorous-velocity$100.00$100.0011/8/2010 3:07:58 PM
skuba$25.00$25.0011/8/2010 2:58:34 PM
handshake5$100.00$100.0011/8/2010 2:59:24 PM
nickel-ferret$50.00$50.0011/8/2010 3:00:55 PM
the-profit-oracle$25.00$25.0011/8/2010 3:22:15 PM
bentheretoo$125.00$125.0011/8/2010 3:25:43 PM
orange-dollar-guild$25.00$25.0011/8/2010 3:29:27 PM
melodious-fairness$50.00$50.0011/8/2010 3:29:31 PM
LiveNow$25.00$25.0011/8/2010 3:18:15 PM
valiant-liberty4$25.00$25.0011/8/2010 4:06:07 PM
108lender$150.00$150.0011/8/2010 4:17:29 PM
reflective-rupee$44.00$44.0011/8/2010 4:07:11 PM
graceful-investment$100.00$100.0011/8/2010 4:15:14 PM
Montgomery-Burns$25.00$25.0011/8/2010 6:29:47 PM
jazzlender$25.00$25.0011/8/2010 7:13:09 PM
chlebie$48.29$48.2911/8/2010 7:13:24 PM
mondial4$100.00$100.0011/9/2010 4:52:47 AM
labate$25.00$25.0011/9/2010 2:30:34 AM
lucrative-transparency0$25.00$25.0011/9/2010 7:40:49 AM
worklessmakemore$50.00$50.0011/9/2010 9:30:49 AM
systematic-dollar9$25.00$25.0011/9/2010 11:23:16 AM
bxdoc$50.00$50.0011/9/2010 1:17:10 PM
ciscoparrot$25.00$25.0011/9/2010 1:23:15 PM
Bank_Of_XL$100.00$100.0011/9/2010 1:58:22 PM
crenen139$25.00$25.0011/9/2010 2:48:21 PM
honorable-yield$35.00$35.0011/9/2010 3:14:42 PM
maldok1$25.00$25.0011/9/2010 3:24:12 PM
brienc$29.79$29.7911/9/2010 3:56:59 PM
pnace$35.00$35.0011/9/2010 4:03:31 PM
orderly-leverage$100.00$100.0011/9/2010 3:26:54 PM
brazilofmux$100.00$100.0011/9/2010 4:52:37 PM
junctionking$25.00$25.0011/9/2010 5:20:24 PM
worldly-community3$50.00$50.0011/9/2010 5:50:39 PM
successful-agreement7$100.00$100.0011/9/2010 4:27:25 PM
rdking647$25.00$25.0011/9/2010 7:56:28 PM
anyoi$31.23$31.2311/10/2010 12:53:42 AM
lion6$25.00$25.0011/10/2010 1:48:16 AM
CAGE-Investments$25.00$25.0011/10/2010 1:28:02 AM
income-sage9$25.00$25.0011/10/2010 9:33:10 AM
djs81$25.00$25.0011/10/2010 11:20:05 AM
liberty-carnival$25.00$25.0011/10/2010 1:18:18 PM
auction-seeker$25.00$25.0011/10/2010 3:56:44 PM
bambampk$25.00$25.0011/10/2010 6:48:16 PM
sappy02$40.00$40.0011/10/2010 8:33:24 PM
golden-bid9$25.00$25.0011/10/2010 8:33:44 PM
elevated-investment$25.00$25.0011/10/2010 11:21:23 PM
MARSTUN$50.00$50.0011/11/2010 6:54:30 AM
secondphase$50.00$50.0011/11/2010 9:09:23 AM
orange-statuesque-dime$47.39$47.3911/11/2010 10:09:58 AM
flexible-funds3$50.00$50.0011/11/2010 11:37:31 AM
upbeat-investment9$50.00$50.0011/11/2010 1:19:06 PM
inspiring-reward$75.00$75.0011/11/2010 3:03:50 PM
leverage-oasis$25.00$25.0011/11/2010 5:14:43 PM
rjrventure$75.00$75.0011/11/2010 6:38:07 PM
Thoth_88$100.00$100.0011/11/2010 8:03:45 PM
wealth-cheetah7$50.00$50.0011/11/2010 9:32:36 PM
Ivan2007$50.00$50.0011/12/2010 4:40:44 AM
heerzaquestion$25.00$25.0011/12/2010 5:18:49 AM
Quiddity$50.00$50.0011/12/2010 4:19:09 AM
soulwork$25.00$25.0011/12/2010 7:29:35 AM
gjh37$29.12$29.1211/12/2010 8:25:51 AM
Aveon$50.00$50.0011/12/2010 8:49:10 AM
p2p-czar3$25.00$25.0011/12/2010 9:36:46 AM
zeelender$25.00$25.0011/12/2010 10:20:57 AM
MyKidsDad$25.00$25.0011/12/2010 9:45:45 AM
profitable-money$25.00$25.0011/12/2010 9:46:50 AM
Hexnut$25.00$25.0011/12/2010 9:54:13 AM
Relevance$25.00$25.0011/12/2010 11:29:42 AM
balance-warrior$25.00$25.0011/12/2010 11:29:45 AM
calinno2$50.00$50.0011/12/2010 11:30:04 AM
dobied$25.00$25.0011/12/2010 11:30:14 AM
reward-tsunami7$50.00$50.0011/12/2010 10:21:08 AM
subtle-revenue0$25.00$25.0011/12/2010 10:21:21 AM
MGCFINANCIALSERVICES$25.00$25.0011/12/2010 12:06:01 PM
maltma$29.00$29.0011/12/2010 12:12:26 PM
thegobbler$25.00$25.0011/12/2010 11:29:59 AM
p2ploan-charmer$25.00$25.0011/12/2010 11:29:43 AM
Chuck9802$50.00$50.0011/12/2010 11:30:07 AM
bold-punctual-wampum$50.00$50.0011/12/2010 11:29:53 AM
Binan$25.00$25.0011/12/2010 11:30:13 AM
point-shooter$50.00$50.0011/12/2010 11:30:11 AM
ash135$25.00$25.0011/12/2010 11:30:21 AM
Roohugger$25.00$25.0011/12/2010 1:07:32 PM
grampy48$30.00$30.0011/12/2010 2:14:39 PM
squarebob$25.00$25.0011/12/2010 3:01:20 PM
squarebob$25.00$25.0011/12/2010 3:01:59 PM
squarebob$25.00$25.0011/12/2010 3:02:20 PM
brightest-dignified-penny$25.00$25.0011/12/2010 5:29:17 PM
reflective-rupee$44.00$44.0011/12/2010 4:44:21 PM
jojnax$25.00$25.0011/12/2010 4:52:21 PM
one-midas$25.00$25.0011/12/2010 7:31:46 PM
rockhound84$25.00$25.0011/13/2010 12:45:11 AM
Ambassador$25.00$25.0011/13/2010 6:14:08 AM
wildebeest9$32.08$32.0811/13/2010 8:58:58 AM
leverage-monger$33.00$33.0011/13/2010 9:14:56 AM
gluon$25.00$25.0011/13/2010 1:12:49 PM
loss-of-control$50.00$50.0011/13/2010 1:43:08 PM
Nusk$25.00$25.0011/13/2010 10:45:06 AM
felicity-festival$40.00$40.0011/13/2010 4:15:40 PM
Goddess-4-one$25.00$25.0011/14/2010 4:56:07 AM
anarchy1985$48.24$48.2411/14/2010 7:24:49 AM
icchok$50.00$50.0011/8/2010 2:43:12 PM
GElender$50.00$50.0011/8/2010 2:37:32 PM
investment-comet$25.00$25.0011/8/2010 2:43:59 PM
inspired-investment8$50.00$50.0011/8/2010 2:55:57 PM
bxdoc$25.00$25.0011/8/2010 2:44:46 PM
nunnie$25.00$25.0011/8/2010 3:06:56 PM
jdwillcox$100.00$100.0011/8/2010 2:59:47 PM
enthralling-deal180$50.00$50.0011/8/2010 3:00:14 PM
helpishere777$25.00$25.0011/8/2010 3:12:44 PM
simplelender80$100.00$100.0011/8/2010 3:04:15 PM
BxRealtor$25.00$25.0011/8/2010 2:53:58 PM
bid-czar8$50.00$50.0011/8/2010 3:17:46 PM
Gabriel02$25.00$25.0011/8/2010 3:18:37 PM
Rivervale_Westwood$25.00$25.0011/8/2010 3:18:57 PM
objective-investor$150.00$150.0011/8/2010 3:08:33 PM
Sam65$25.00$25.0011/8/2010 3:10:45 PM
neutrino6$25.00$25.0011/8/2010 3:17:24 PM
radforj22$25.00$25.0011/8/2010 3:29:11 PM
HedgeFund$50.00$50.0011/8/2010 3:21:37 PM
hitsman$100.00$100.0011/8/2010 3:25:02 PM
narblark$50.00$50.0011/8/2010 3:25:47 PM
larrybird$150.00$150.0011/8/2010 3:26:01 PM
bowdish1$50.00$50.0011/8/2010 3:27:02 PM
sumac5$100.00$100.0011/8/2010 3:15:07 PM
agiovasil$25.00$25.0011/8/2010 4:01:03 PM
GCInvestments$25.00$25.0011/8/2010 3:21:28 PM
loyalty-sherpa$50.00$50.0011/8/2010 3:23:06 PM
reflective-rupee$44.00$44.0011/8/2010 4:07:24 PM
reflective-rupee$44.00$44.0011/8/2010 4:07:37 PM
missing-link$50.00$50.0011/8/2010 4:01:49 PM
Ready2Loan$25.00$25.0011/8/2010 3:30:06 PM
reflective-rupee$44.00$44.0011/8/2010 4:06:52 PM
money-bauble$100.00$100.0011/8/2010 4:07:21 PM
flwah$25.00$25.0011/8/2010 4:38:25 PM
cutter21$25.00$25.0011/8/2010 5:15:42 PM
a-finance-nirvana$25.00$25.0011/8/2010 4:28:37 PM
yield-enlistment$25.00$25.0011/8/2010 9:48:31 PM
metro457$50.00$50.0011/9/2010 5:22:13 AM
upperdeck$25.00$25.0011/9/2010 5:42:25 AM
aasx1108$25.00$25.0011/9/2010 5:13:23 AM
enthusiastic-return2$50.00$50.0011/9/2010 9:38:57 AM
finance-mushroom$100.00$100.0011/9/2010 9:43:55 AM
topher515$25.00$25.0011/9/2010 10:04:06 AM
generous-deal6$50.00$50.0011/9/2010 11:12:23 AM
minddoc$25.00$25.0011/9/2010 2:03:05 PM
tntmojave$25.00$25.0011/9/2010 2:52:08 PM
IIP77$25.00$25.0011/9/2010 3:37:47 PM
studious-bonus7$100.00$100.0011/9/2010 4:52:33 PM
integrity-trumpet$50.00$50.0011/9/2010 5:08:15 PM
kulender$50.00$50.0011/9/2010 6:43:16 PM
Cai8899$50.00$50.0011/9/2010 8:45:28 PM
irrelevant$25.00$25.0011/10/2010 1:27:29 AM
wtrboy$50.00$50.0011/10/2010 9:56:52 AM
bid-chuckler$100.00$100.0011/10/2010 11:52:27 AM
MrBluesummers$50.00$50.0011/10/2010 3:07:11 PM
marketplace-cello5$32.39$32.3911/10/2010 6:48:18 PM
gmilliken$25.00$25.0011/10/2010 7:13:32 PM
alaco$25.00$25.0011/10/2010 8:09:44 PM
worldly-penny8$25.00$25.0011/10/2010 6:26:19 PM
kind-efficient-credit$25.00$25.0011/11/2010 1:38:35 AM
loyalist1$100.00$100.0011/11/2010 6:49:35 AM
thebadpelican$25.00$25.0011/11/2010 10:09:56 AM
loiosh$50.00$50.0011/11/2010 10:19:23 AM
benefit-piano5$25.00$25.0011/11/2010 10:49:26 AM
Rick21$49.43$49.4311/11/2010 11:34:06 AM
doncm$50.00$50.0011/11/2010 11:38:13 AM
Trinkaloki$25.00$25.0011/11/2010 11:38:40 AM
rjleves$50.00$50.0011/11/2010 11:37:49 AM
efficient-treasure0$25.00$25.0011/11/2010 11:38:32 AM
julijask$35.00$35.0011/11/2010 11:39:43 AM
brightest-affluence-motivator$100.00$100.0011/11/2010 1:49:15 PM
well-mannered-income3$25.00$25.0011/11/2010 3:28:47 PM
leverage-oasis$25.00$25.0011/11/2010 5:15:03 PM
point-kitten6$50.00$50.0011/11/2010 6:37:43 PM
teller$50.00$50.0011/11/2010 6:45:03 PM
nickelasaurus-rex$25.00$25.0011/11/2010 7:28:15 PM
Dazz2061$25.00$25.0011/11/2010 8:19:07 PM
iamdehaan$50.00$50.0011/11/2010 7:44:48 PM
mike_banker$50.00$50.0011/12/2010 8:34:08 AM
gold-sushi$25.00$25.0011/12/2010 7:36:20 AM
Hogpilot$25.00$25.0011/12/2010 8:49:12 AM
Picopie$28.00$28.0011/12/2010 8:15:06 AM
lala_4_ever$50.00$50.0011/12/2010 8:59:12 AM
laufer32304$50.00$50.0011/12/2010 9:54:14 AM
vibrant-moola3$50.00$50.0011/12/2010 9:34:42 AM
Banker7371$25.00$25.0011/12/2010 10:20:13 AM
caNative$25.00$25.0011/12/2010 9:50:59 AM
money-corps8$25.00$25.0011/12/2010 11:29:40 AM
vigilance-revolutionary$50.00$50.0011/12/2010 10:15:39 AM
blackstar$25.00$25.0011/12/2010 11:29:44 AM
spiritual-social3$25.00$25.0011/12/2010 11:29:47 AM
adir1$25.00$25.0011/12/2010 11:30:09 AM
selfmademan$25.00$25.0011/12/2010 11:30:23 AM
ladderskibum$25.00$25.0011/12/2010 10:21:18 AM
radiant-wealth0$50.00$50.0011/12/2010 10:53:02 AM
uarewhatuthink$25.00$25.0011/12/2010 11:29:14 AM
BanqueDeD$25.00$25.0011/12/2010 11:29:57 AM
dedicated-bid1$25.00$25.0011/12/2010 11:29:12 AM
wampum-chorus3$25.00$25.0011/12/2010 11:30:06 AM
orgy63$37.51$37.5111/12/2010 11:30:10 AM
discrete-asset$25.00$25.0011/12/2010 11:30:15 AM
TEAM-Jasper$25.00$1.7911/12/2010 11:30:24 AM
squarebob$25.00$25.0011/12/2010 3:01:40 PM
Papa_Mema$25.00$25.0011/12/2010 3:16:53 PM
reflective-rupee$44.00$44.0011/12/2010 4:44:06 PM
elitegoodguy$25.00$25.0011/12/2010 6:27:56 PM
elijjah$60.00$60.0011/12/2010 6:52:18 PM
gjm6d$25.00$25.0011/12/2010 7:16:05 PM
reflective-rupee$44.00$44.0011/12/2010 4:43:52 PM
reflective-rupee$44.00$44.0011/12/2010 4:44:34 PM
honey-money$25.00$25.0011/12/2010 5:07:57 PM
Belair_Advisors$25.00$25.0011/13/2010 3:55:44 AM
elevated-finance$166.08$166.0811/13/2010 4:31:43 AM
spy0$25.00$25.0011/13/2010 7:04:36 AM
mgking007$727.40$727.4011/13/2010 10:55:45 AM
ZPBSFinancialGroup$25.00$25.0011/13/2010 9:51:18 AM
travels536$25.00$25.0011/13/2010 11:40:53 AM
market-worker$25.00$25.0011/13/2010 11:50:42 AM
FoosMaster$25.00$25.0011/13/2010 3:35:05 PM
loss-of-control$50.00$50.0011/13/2010 1:43:27 PM
Joeburly$108.09$108.0911/13/2010 5:21:08 PM
authoritative-loot$25.00$25.0011/13/2010 11:44:21 PM
236 bids
 
Borrower Payment Dependent Notes Series 483136
This series of Notes was issued and sold upon the funding of the borrower loan #45346, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,200.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.80% Auction start date:  Nov-08-2010 
  Auction end date:  Nov-09-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 32.50% Starting monthly payment: $49.31
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 32.50% Final monthly payment: $49.31
 
Auction yield range: 10.57% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-1998 Debt/Income ratio: 45%
Credit score: 760-779 (Nov-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 2 Current / open credit lines: 19 / 19Length of status:0y 6m
Amount delinquent: $1,434 Total credit lines: 39 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,683Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 5%  
   Homeownership: No  
Screen name: sincere-fairness0 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Help my husband and i pay off bills
Purpose of loan:
This loan will be used to? help pay off our bills

My financial situation:
I am a good candidate for this loan because? I am a loyal and hard worker and want to help my husband and I to get ahed on bills

Monthly net income: $ 1583

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Please explain the current delinquency shown on your Prosper credit profile. Thanks and best wishes. - reflective-rupee
A: This is due to my husband having to under go medical test on his heart. I fell behind, however I am doing all that I can to get current. I am working extra hours so that I can get current on this. I am even taking on extra work on the weekends to help. He would work to help out if he could, however due to hie current condition he can not. He does bring in a monthly pension. I assure you that you will not be making a mistake helping me. Thank you for the question as I was honest with my answer. (Nov-08-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
top-courteous-peso$50.00$50.0011/8/2010 2:43:55 PM
velocity-solo$25.00$25.0011/8/2010 3:05:56 PM
bid-czar8$50.00$50.0011/8/2010 3:06:28 PM
radiant-loan5$200.00$200.0011/8/2010 3:16:39 PM
kulender$50.00$50.0011/8/2010 3:24:20 PM
reflective-rupee$44.00$44.0011/8/2010 4:28:32 PM
jigsaw$50.00$50.0011/9/2010 4:54:22 AM
Anny-Disco$50.00$50.0011/9/2010 8:55:11 AM
missing-link$100.00$100.0011/8/2010 2:56:31 PM
simplelender80$200.00$200.0011/8/2010 3:03:03 PM
valiant-liberty4$25.00$25.0011/8/2010 3:20:11 PM
Comoparklender$25.00$25.0011/8/2010 3:13:19 PM
money-bauble$25.00$25.0011/8/2010 3:22:59 PM
collegesavings$50.00$50.0011/8/2010 4:00:28 PM
Artist_Blue$25.00$25.0011/8/2010 4:08:58 PM
personal-lender$25.00$25.0011/8/2010 5:07:20 PM
justice-ally8$35.00$35.0011/9/2010 6:47:19 AM
finance-mushroom$100.00$100.0011/9/2010 9:41:37 AM
sweet-peace3$25.00$25.0011/9/2010 10:07:44 AM
6moonbeams$50.00$21.0011/9/2010 10:29:29 AM
platinum-celebration4$25.00$25.0011/9/2010 8:58:06 AM
21 bids
 
Borrower Payment Dependent Notes Series 483496
This series of Notes was issued and sold upon the funding of the borrower loan #45393, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 60 months Estimated loss: 1.55% Auction start date:  Nov-09-2010 
  Auction end date:  Nov-14-2010 
 
Starting lender yield: 10.00% Starting borrower rate/APR: 11.00% / 11.22% Starting monthly payment: $260.91
Final lender yield: 10.00% Final borrower rate/APR: 11.00% / 11.22% Final monthly payment: $260.91
 
Auction yield range: 3.06% - 10.00% Estimated loss impact: 1.56%  
Lender servicing fee: 1.00% Estimated return: 8.44%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Sep-2000 Debt/Income ratio: 14%
Credit score: 740-759 (Nov-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:4y 1m
Amount delinquent: $0 Total credit lines: 29 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,045Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 42%  
   Homeownership: Yes  
Screen name: basis-advocator Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consoldating debt
Purpose of loan:
This loan will be used to consolidate debt on a credit card and a bank line of credit into a single payment/lower rate so that I may pay down the debt faster. The credit was obtained for home improvement purposes on a condo I still own.

My financial situation:
I am a good candidate for this loan because I have stable and secure employment (government,) good credit, a salary adequate for paying down this debt, and a long history of timely payments.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
mpactlender$25.00$25.0011/9/2010 2:41:35 PM
heroic-platinum$25.00$25.0011/9/2010 2:42:11 PM
_kyle$50.00$50.0011/9/2010 2:42:57 PM
DavenportCapital$25.00$25.0011/9/2010 2:41:40 PM
ArtemisFitzlebottom$50.00$50.0011/9/2010 2:43:05 PM
teller$50.00$50.0011/9/2010 2:45:49 PM
metro457$50.00$50.0011/9/2010 2:47:44 PM
CASHGIRL$25.00$25.0011/9/2010 2:52:52 PM
burgeoning-silver$25.00$25.0011/9/2010 2:52:49 PM
ciscoparrot$25.00$25.0011/9/2010 2:53:08 PM
Castellan$50.00$50.0011/9/2010 3:03:26 PM
alpinaut$30.00$30.0011/9/2010 3:03:24 PM
Havana21$100.00$100.0011/9/2010 3:03:54 PM
visionary-asset5$50.00$50.0011/9/2010 2:42:04 PM
AlBRich$25.00$25.0011/9/2010 3:05:24 PM
stinvest$25.00$25.0011/9/2010 3:05:27 PM
income-banjo$50.00$50.0011/9/2010 3:05:31 PM
best-ingenious-funds$25.00$25.0011/9/2010 3:05:43 PM
ichibon$150.00$150.0011/9/2010 3:05:48 PM
kenji4861$25.00$25.0011/9/2010 3:06:28 PM
ThomasC$25.00$25.0011/9/2010 3:06:22 PM
meux99$100.00$100.0011/9/2010 3:07:06 PM
6moonbeams$200.00$200.0011/9/2010 3:06:53 PM
Quaven$25.00$25.0011/9/2010 3:06:57 PM
afotherg$75.00$75.0011/9/2010 3:07:20 PM
narblark$100.00$100.0011/9/2010 3:07:27 PM
kirkjerk$25.00$25.0011/9/2010 3:07:36 PM
MM1207$25.00$25.0011/9/2010 3:07:51 PM
antlr$50.00$50.0011/9/2010 3:08:07 PM
OldFriend$25.00$25.0011/9/2010 3:08:17 PM
Ocean-Breeze$50.00$50.0011/9/2010 3:08:30 PM
Curly-Girly$25.00$25.0011/9/2010 3:08:24 PM
HuckerJ$50.00$50.0011/9/2010 2:45:55 PM
reinforced-reward$25.00$25.0011/9/2010 3:08:57 PM
loan-warrior$25.00$25.0011/9/2010 2:48:29 PM
trade-pragmatist$25.00$25.0011/9/2010 3:11:48 PM
dumbass$25.00$25.0011/9/2010 3:13:14 PM
Rivervale_Westwood$25.00$25.0011/9/2010 3:14:05 PM
bigballer105$100.00$100.0011/9/2010 3:03:28 PM
kyomoon$50.00$50.0011/9/2010 3:03:34 PM
bold-yield-rumbler$25.00$25.0011/9/2010 3:04:40 PM
ADenny$25.00$25.0011/9/2010 3:05:02 PM
jjb3$25.00$25.0011/9/2010 3:05:35 PM
inspired-investment8$100.00$100.0011/9/2010 3:05:51 PM
larrybird$150.00$150.0011/9/2010 3:06:16 PM
delicious-social132$50.00$50.0011/9/2010 3:06:35 PM
intuitive-bill$25.00$25.0011/9/2010 3:06:50 PM
dma1206$25.00$25.0011/9/2010 3:07:29 PM
velocity-solo$25.00$25.0011/9/2010 3:08:12 PM
cubesteak$25.00$25.0011/9/2010 3:08:21 PM
vigorous-velocity$100.00$100.0011/9/2010 3:08:35 PM
sjlender$50.00$50.0011/9/2010 3:13:18 PM
dospapalotes$50.00$50.0011/9/2010 3:45:30 PM
trevandtal$25.00$25.0011/9/2010 3:13:45 PM
green-glowing-gain$25.00$25.0011/9/2010 5:20:11 PM
DonaldColorado$100.00$100.0011/9/2010 6:26:21 PM
rdking647$25.00$25.0011/9/2010 7:56:21 PM
contract-festival7$25.00$25.0011/9/2010 4:58:47 PM
WorldlyWorker$25.00$25.0011/9/2010 9:36:30 PM
beachbum22$25.00$25.0011/9/2010 6:40:55 PM
iLoaner$25.00$25.0011/10/2010 1:25:20 AM
SCD$25.00$25.0011/10/2010 3:48:09 AM
speedy-dime7$25.00$25.0011/10/2010 4:00:26 AM
Mark-O-Polo$25.00$25.0011/9/2010 8:14:36 PM
prossperous01$25.00$25.0011/10/2010 5:13:00 AM
robust-trade$63.93$63.9311/10/2010 6:33:12 AM
lloyd_s$25.00$25.0011/10/2010 1:25:58 AM
Yotaman$50.00$50.0011/10/2010 8:58:59 AM
auction-sage$50.00$50.0011/10/2010 8:59:49 AM
LenderByDay$25.00$25.0011/10/2010 8:59:01 AM
Go_Ducks$25.00$25.0011/10/2010 8:59:17 AM
saintjude$50.00$50.0011/10/2010 8:59:35 AM
cebgop$25.00$25.0011/10/2010 8:59:55 AM
Emgolda$25.00$25.0011/10/2010 10:58:33 AM
NJournalist$50.00$50.0011/10/2010 8:58:57 AM
bedok$50.00$50.0011/10/2010 8:59:32 AM
TheTimeIsNow$25.00$25.0011/10/2010 9:04:30 AM
wise-authentic-velocity$25.00$25.0011/10/2010 9:34:13 AM
well-rounded-durability2$200.00$200.0011/10/2010 9:34:25 AM
cerebral-value4$25.00$25.0011/10/2010 9:47:51 AM
wtrboy$50.00$50.0011/10/2010 9:59:04 AM
TCayce$25.00$25.0011/10/2010 2:04:21 PM
Cheburashka$30.00$30.0011/10/2010 3:48:09 PM
blue-relay$25.00$25.0011/10/2010 6:48:11 PM
KiwiElf$34.82$34.8211/11/2010 2:43:42 AM
value-pouch$29.57$29.5711/11/2010 3:14:11 AM
julijask$35.00$35.0011/11/2010 3:23:51 AM
flyboy24$25.00$25.0011/11/2010 7:59:40 AM
j2ee$25.00$25.0011/11/2010 8:56:14 AM
Katburg$37.23$37.2311/11/2010 11:12:03 AM
triumph329$50.00$50.0011/11/2010 12:13:49 PM
kegs$25.00$25.0011/11/2010 12:18:57 PM
Cherrypicker$50.00$50.0011/11/2010 1:08:25 PM
brightest-affluence-motivator$100.00$100.0011/11/2010 1:49:13 PM
vtr1000$25.51$25.5111/11/2010 3:24:29 PM
GAOGERAM_BANK$25.00$25.0011/11/2010 6:24:16 PM
koa$50.00$50.0011/11/2010 8:15:50 PM
doncm$50.00$50.0011/11/2010 10:54:10 PM
gold-sushi$50.00$50.0011/12/2010 7:36:14 AM
sleepdeprived$25.78$25.7811/12/2010 8:41:20 AM
heavenly-treasure542$50.00$50.0011/12/2010 9:36:28 AM
minista$25.00$25.0011/12/2010 10:09:23 AM
FourLeafKlover$25.00$25.0011/12/2010 10:25:30 AM
conductor146$25.00$25.0011/12/2010 11:45:02 AM
visionary-community$25.00$25.0011/12/2010 11:49:12 AM
indomitable-coin$50.00$50.0011/12/2010 1:28:09 PM
Heater36$25.00$25.0011/12/2010 2:09:39 PM
jmainc$25.00$25.0011/12/2010 2:37:30 PM
shrewd-deal$25.00$25.0011/12/2010 4:04:33 PM
Lotsofbears$25.00$25.0011/12/2010 6:18:35 PM
Tech-Entrepreneur$25.00$25.0011/12/2010 7:27:32 PM
elasermd$50.00$50.0011/12/2010 6:39:13 PM
vivid-deal8$26.57$26.5711/12/2010 8:04:30 PM
smartinvest$50.00$50.0011/12/2010 10:25:09 PM
turbostar666$26.03$26.0311/12/2010 8:20:58 PM
well-mannered-basis1$50.00$50.0011/12/2010 9:54:13 PM
saver9$25.00$25.0011/12/2010 11:32:33 PM
a-power-amigo$25.00$25.0011/13/2010 12:53:45 AM
GotRox$50.00$50.0011/13/2010 5:32:46 AM
Bank42$25.36$25.3611/13/2010 1:14:13 AM
lovely-leverage$115.00$115.0011/13/2010 8:23:44 AM
lounges$30.00$30.0011/13/2010 6:30:04 AM
sensible-fund$39.64$39.6411/13/2010 10:03:03 AM
1fortheroad$25.00$25.0011/13/2010 7:54:00 AM
auction-formula$500.00$500.0011/13/2010 8:34:13 AM
dingus$25.00$25.0011/13/2010 10:44:11 AM
squarebob$25.00$25.0011/13/2010 1:08:47 PM
bannybucks$25.00$25.0011/13/2010 2:22:04 PM
BMP$25.00$25.0011/13/2010 2:00:48 PM
lucky6$25.00$25.0011/9/2010 2:41:47 PM
roadtruck$50.00$50.0011/9/2010 2:41:55 PM
meenan$25.00$25.0011/9/2010 2:42:00 PM
VBAces$50.00$50.0011/9/2010 2:43:28 PM
commerce-web5$100.00$100.0011/9/2010 2:46:02 PM
kanakakm$50.00$50.0011/9/2010 2:47:49 PM
racing777$50.00$50.0011/9/2010 2:47:53 PM
majestic-dedication$45.43$45.4311/9/2010 2:48:15 PM
Sigonio$25.00$25.0011/9/2010 2:50:46 PM
FlexFunding$50.00$50.0011/9/2010 2:52:58 PM
uncleubb$50.00$50.0011/9/2010 3:03:21 PM
commerce-voyager$25.00$25.0011/9/2010 3:04:05 PM
exact-gold2$50.00$50.0011/9/2010 3:04:17 PM
life-is-great$50.00$50.0011/9/2010 3:04:54 PM
Avala$100.00$100.0011/9/2010 3:04:59 PM
kinetic-ore$25.00$25.0011/9/2010 3:05:22 PM
mattpet$25.00$25.0011/9/2010 3:05:52 PM
JJ9876$50.00$50.0011/9/2010 3:06:00 PM
revmax$25.00$25.0011/9/2010 3:05:40 PM
AmericanCredit$25.00$25.0011/9/2010 3:06:31 PM
systematic-dollar9$25.00$25.0011/9/2010 2:43:17 PM
thoughtful-community7$25.00$25.0011/9/2010 3:05:54 PM
indomitable-coin$50.00$50.0011/9/2010 3:06:42 PM
DukSerduk$25.00$25.0011/9/2010 3:06:06 PM
skuba$50.00$50.0011/9/2010 3:06:47 PM
anti-wall-st$100.00$100.0011/9/2010 3:06:51 PM
capital-web7$50.00$50.0011/9/2010 3:07:09 PM
bndlending2u$50.00$50.0011/9/2010 3:06:55 PM
important-ore$84.18$84.1811/9/2010 3:07:01 PM
damage$25.00$25.0011/9/2010 3:07:23 PM
subtle-revenue0$25.00$25.0011/9/2010 3:07:12 PM
generous-deal6$50.00$50.0011/9/2010 3:07:55 PM
rekitten$100.00$100.0011/9/2010 3:07:43 PM
tech310$50.00$50.0011/9/2010 3:08:04 PM
bowdish1$100.00$100.0011/9/2010 3:08:14 PM
careful-note$60.00$60.0011/9/2010 3:08:00 PM
best-coin-miser$25.00$25.0011/9/2010 3:08:18 PM
Sixmil$75.00$75.0011/9/2010 3:08:26 PM
seabass123$25.00$25.0011/9/2010 3:08:52 PM
harty$50.00$50.0011/9/2010 3:09:00 PM
trident9$50.00$50.0011/9/2010 2:48:12 PM
helpishere777$50.00$50.0011/9/2010 3:13:01 PM
jt88$50.00$50.0011/9/2010 3:13:36 PM
SDNLR$25.00$25.0011/9/2010 3:14:03 PM
cachecrew$50.00$50.0011/9/2010 3:13:28 PM
orange-courageous-dedication$50.00$50.0011/9/2010 3:13:32 PM
radforj22$100.00$100.0011/9/2010 3:02:35 PM
money-bauble$100.00$100.0011/9/2010 3:03:17 PM
riproaringrapids$25.00$25.0011/9/2010 3:03:31 PM
reflective-rupee$444.00$444.0011/9/2010 3:26:08 PM
Phantom99$25.00$25.0011/9/2010 3:05:20 PM
degster$25.00$25.0011/9/2010 3:05:45 PM
flwah$25.00$25.0011/9/2010 3:37:04 PM
red-unequivocal-finance$25.00$25.0011/9/2010 3:05:58 PM
figs4u2$100.00$100.0011/9/2010 3:06:38 PM
LiveNow$25.00$25.0011/9/2010 3:06:45 PM
ommcd$25.00$25.0011/9/2010 3:08:28 PM
Sam65$25.00$25.0011/9/2010 3:12:49 PM
Swabjockey$25.00$25.0011/9/2010 3:13:47 PM
honorable-yield$50.00$50.0011/9/2010 3:14:00 PM
JustMee$25.00$25.0011/9/2010 5:38:32 PM
myworld701$25.00$25.0011/9/2010 6:28:32 PM
kunger$25.00$25.0011/9/2010 6:33:55 PM
Onlyhappycustomers$25.00$25.0011/9/2010 6:42:42 PM
penny-plato$50.00$50.0011/9/2010 7:10:08 PM
minddoc$25.00$25.0011/9/2010 7:29:43 PM
Cai8899$75.00$75.0011/9/2010 8:45:23 PM
casteroil$50.00$50.0011/9/2010 5:09:34 PM
Artist_Blue$25.00$25.0011/9/2010 8:53:46 PM
Skiph$25.00$25.0011/10/2010 1:12:23 AM
Archchancellor$50.00$50.0011/10/2010 3:04:27 AM
Bank_Of_XL$25.00$25.0011/10/2010 5:14:45 AM
cloud8$26.32$26.3211/10/2010 5:21:08 AM
cropdust3r$50.00$50.0011/10/2010 6:43:26 AM
investmentgroup$25.00$25.0011/10/2010 12:52:22 AM
Yankeeeagle$25.00$25.0011/10/2010 12:52:41 AM
latestone$25.00$25.0011/10/2010 8:58:39 AM
tenacious-payout$25.00$25.0011/10/2010 8:58:52 AM
gethsemane4$25.00$25.0011/10/2010 8:59:54 AM
Tasmir$25.00$25.0011/10/2010 8:58:55 AM
Jassi$25.00$25.0011/10/2010 8:59:27 AM
mizount$25.00$25.0011/10/2010 8:59:39 AM
get30inc$33.59$33.5911/10/2010 5:20:23 AM
Planecourage$25.00$25.0011/10/2010 10:22:22 AM
djs81$25.00$25.0011/10/2010 10:59:01 AM
flshdaskll$25.00$25.0011/10/2010 11:03:00 AM
fcukciti$25.00$25.0011/10/2010 8:59:19 AM
Phillip298$25.00$25.0011/10/2010 8:59:51 AM
wjf60$50.00$50.0011/10/2010 9:35:26 AM
goldeneye777$26.45$26.4511/10/2010 10:28:01 AM
asset-professor$36.49$36.4911/10/2010 2:31:06 PM
wise-silver-wonder$25.00$25.0011/10/2010 2:47:50 PM
economy-orchid$25.00$25.0011/10/2010 4:50:04 PM
decisive-marketplace3$25.00$25.0011/10/2010 7:17:51 PM
JackinGreen$60.00$60.0011/10/2010 7:49:29 PM
fishtale$25.00$25.0011/10/2010 4:13:18 PM
sappy02$40.00$40.0011/10/2010 8:33:37 PM
Rdodson11$25.00$25.0011/11/2010 2:44:00 AM
gmilliken$25.00$25.0011/11/2010 8:21:29 AM
Marathoner$25.00$25.0011/11/2010 8:27:23 AM
rcr549$25.00$25.0011/11/2010 8:51:45 AM
Anny-Disco$38.08$38.0811/11/2010 9:50:35 AM
tomdooley12520$35.00$35.0011/11/2010 9:23:47 AM
zeelender$25.00$25.0011/11/2010 11:12:37 AM
orange-dollar-guild$25.00$25.0011/11/2010 11:35:11 AM
PCGeekWI$25.00$25.0011/11/2010 11:35:46 AM
Weaverville$50.00$50.0011/11/2010 11:39:22 AM
ayerobbie$50.00$50.0011/11/2010 12:14:08 PM
citizenslave$25.00$25.0011/11/2010 12:38:21 PM
nickel-ferret$50.00$50.0011/11/2010 1:09:10 PM
JTHarris$25.00$25.0011/11/2010 2:47:00 PM
credit-scout7$50.00$50.0011/11/2010 3:19:21 PM
AoP$50.00$50.0011/12/2010 2:35:40 AM
money-explorer3$25.00$25.0011/11/2010 10:09:12 PM
KeepOnRunning$50.00$50.0011/12/2010 9:11:48 AM
chillware$25.00$25.0011/12/2010 9:37:01 AM
cash-merry-maker$25.00$25.0011/12/2010 9:20:52 AM
derfen$25.00$25.0011/12/2010 9:37:07 AM
godfather4u$25.82$25.8211/12/2010 11:29:54 AM
zippy-revenue8$50.00$50.0011/12/2010 1:43:50 PM
discrete-asset$25.00$25.0011/12/2010 2:25:37 PM
Radium84$50.00$50.0011/12/2010 5:20:55 PM
Scoreman$50.00$50.0011/12/2010 6:46:04 PM
littlebuddha$100.00$100.0011/12/2010 7:18:59 PM
affert$50.00$50.0011/12/2010 7:59:09 PM
profitable-money$25.00$25.0011/12/2010 10:05:57 PM
dinero-oasis$25.00$25.0011/12/2010 7:49:15 PM
AY_RY$28.09$28.0911/12/2010 9:17:16 PM
lazytom$50.00$50.0011/12/2010 9:29:13 PM
ebusinessagent$25.00$25.0011/12/2010 10:41:31 PM
peerlender$25.00$25.0011/13/2010 12:38:52 AM
anyoi$50.00$50.0011/13/2010 12:36:03 AM
Belair_Advisors$25.00$25.0011/13/2010 3:58:32 AM
MiniBank998$25.00$25.0011/13/2010 1:54:20 AM
nicklds$35.31$35.3111/13/2010 10:09:08 AM
MonkeyHero$25.00$25.0011/13/2010 9:05:18 AM
squarebob$25.00$25.0011/13/2010 1:08:08 PM
squarebob$25.00$25.0011/13/2010 1:09:20 PM
theemhdoctor$25.00$25.0011/13/2010 10:56:12 AM
rpg$50.00$50.0011/13/2010 11:23:21 AM
squarebob$25.00$25.0011/13/2010 1:08:27 PM
Ripsaw4U$50.00$50.0011/13/2010 2:34:04 PM
forthright-dedication$25.00$21.8011/13/2010 2:44:25 PM
1SteelerFan$30.00$30.0011/13/2010 11:25:40 PM
market-network$30.00$30.0011/14/2010 7:01:54 AM
274 bids
 
Borrower Payment Dependent Notes Series 483538
This series of Notes was issued and sold upon the funding of the borrower loan #45396, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.80% Auction start date:  Nov-09-2010 
  Auction end date:  Nov-15-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $123.28
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.05% Final monthly payment: $123.28
 
Auction yield range: 10.57% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-1980 Debt/Income ratio: 15%
Credit score: 680-699 (Nov-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 3Length of status:0y 5m
Amount delinquent: $0 Total credit lines: 24 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,040Stated income:$25,000-$49,999
Delinquencies in last 7y: 3 Bankcard utilization: 52%  
   Homeownership: No  
Screen name: steeler4991 Borrower's state: Florida Borrower's group: FUTURE FINANCIAL FREEDOM 1
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Car Repairs needed!!
Purpose of loan:
This loan will be used to? Repair my car

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $3,000

Monthly expenses: $
??Housing: $ 450.00
??Insurance: $ 100.00
??Car expenses: $100.00
??Utilities: $50.00
??Phone, cable, internet: $
??Food, entertainment: $300.00?
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $247.22?
??Other expenses: $ 200.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
money-bauble$25.00$25.0011/9/2010 2:45:25 PM
elegant-bonus$25.00$25.0011/9/2010 3:36:50 PM
special-currency6$30.41$30.4111/9/2010 3:39:15 PM
hopethisworks$25.00$25.0011/9/2010 3:41:09 PM
marketologist327$25.00$25.0011/9/2010 4:24:51 PM
unforgettable-order9$50.00$50.0011/9/2010 4:25:56 PM
balance-hercules$50.00$50.0011/9/2010 4:26:45 PM
nybanker85$50.00$50.0011/9/2010 4:26:53 PM
kind-efficient-credit$25.00$25.0011/9/2010 4:24:33 PM
washboard1$50.00$50.0011/9/2010 4:27:58 PM
greenbacchus$25.00$25.0011/9/2010 4:25:51 PM
compassion-bauble4$25.00$25.0011/9/2010 4:28:16 PM
Int_PrinRateTime4000$25.00$25.0011/9/2010 4:26:00 PM
Interstate_Rate$50.00$50.0011/9/2010 4:26:49 PM
SDNLR$25.00$25.0011/9/2010 4:27:57 PM
moola-wildebeest3$25.00$25.0011/9/2010 3:38:25 PM
valiant-liberty4$25.00$25.0011/9/2010 3:47:50 PM
Nickle-and-Dime-Loans$25.00$25.0011/9/2010 4:24:50 PM
bre56$25.00$25.0011/9/2010 4:24:59 PM
magnolia161$29.44$29.4411/9/2010 7:43:08 PM
asset-equilibrium0$34.35$34.3511/9/2010 4:25:48 PM
silver-armada$50.00$50.0011/9/2010 4:25:56 PM
supersarah61$25.00$25.0011/9/2010 4:26:46 PM
dedicated-diversification5$78.80$78.8011/9/2010 4:26:55 PM
Banker7371$25.00$25.0011/9/2010 4:27:56 PM
skybolt4$25.00$25.0011/10/2010 1:31:34 AM
Cai8899$50.00$50.0011/9/2010 8:48:15 PM
lendme2$25.00$25.0011/10/2010 12:52:31 AM
87Marc$25.00$25.0011/10/2010 1:22:32 AM
HHP$25.00$25.0011/10/2010 1:23:19 AM
loyalist1$50.00$50.0011/11/2010 6:44:23 PM
marwadi-62$50.00$50.0011/12/2010 5:36:30 PM
Bob450$25.00$25.0011/13/2010 5:35:41 PM
finance-mushroom$100.00$100.0011/9/2010 2:49:32 PM
transaction-circuit$50.00$50.0011/9/2010 3:07:17 PM
bid-czar8$50.00$50.0011/9/2010 3:10:45 PM
velocity-solo$25.00$25.0011/9/2010 3:12:26 PM
6moonbeams$50.00$50.0011/9/2010 2:50:25 PM
Comoparklender$25.00$25.0011/9/2010 3:04:12 PM
tech310$25.00$25.0011/9/2010 3:38:42 PM
successful-agreement7$100.00$100.0011/9/2010 3:43:40 PM
note-cougar0$25.00$25.0011/9/2010 4:24:30 PM
simplelender80$100.00$100.0011/9/2010 3:25:27 PM
finance-prescription$50.00$50.0011/9/2010 4:25:45 PM
Evan_Safe$25.00$25.0011/9/2010 4:26:47 PM
Ocean713$50.00$50.0011/9/2010 4:27:55 PM
klinebarger$25.00$25.0011/9/2010 4:25:02 PM
balance-handshake7$25.00$25.0011/9/2010 4:28:01 PM
droopie1$25.00$25.0011/9/2010 4:25:53 PM
GrooveBiz$32.16$32.1611/9/2010 4:25:58 PM
israel15$25.00$25.0011/9/2010 4:26:44 PM
daekpon$25.00$25.0011/9/2010 4:33:05 PM
asset-professor$27.78$27.7811/9/2010 4:26:56 PM
Artist_Blue$25.00$25.0011/9/2010 4:27:13 PM
forthright-dedication$50.00$50.0011/9/2010 3:39:16 PM
zone6$65.63$65.6311/9/2010 3:42:10 PM
ezg$25.00$25.0011/9/2010 4:24:40 PM
preciousjeni$32.13$32.1311/9/2010 4:25:24 PM
Tammy102800$25.00$25.0011/9/2010 4:25:52 PM
LuvToLend$25.00$25.0011/9/2010 4:26:07 PM
JagFan$25.00$25.0011/9/2010 4:26:40 PM
desertoasis$25.00$25.0011/9/2010 4:26:50 PM
rhightower003$25.00$25.0011/9/2010 4:26:54 PM
inspiring-reward$100.00$100.0011/9/2010 4:27:12 PM
worth-arch$25.00$25.0011/9/2010 4:28:17 PM
danthemon35$25.00$25.0011/9/2010 5:19:03 PM
sharpchicago$25.00$25.0011/10/2010 5:21:19 AM
cbz$25.00$13.0211/10/2010 6:41:16 AM
jml3482$25.00$25.0011/9/2010 9:44:15 PM
EngineersAlliance$50.00$50.0011/10/2010 8:03:01 PM
Reliance_Banker$31.28$31.2811/11/2010 7:25:02 PM
One_Lolo$25.00$25.0011/12/2010 3:23:13 PM
wwwUniversal$25.00$25.0011/12/2010 4:34:50 PM
frogperson$300.00$300.0011/12/2010 9:57:21 PM
beakerfish$50.00$50.0011/13/2010 9:35:59 PM
75 bids
 
Borrower Payment Dependent Notes Series 484022
This series of Notes was issued and sold upon the funding of the borrower loan #45405, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.80% Auction start date:  Nov-12-2010 
  Auction end date:  Nov-15-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $82.19
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.05% Final monthly payment: $82.19
 
Auction yield range: 10.57% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Apr-1991 Debt/Income ratio: 26%
Credit score: 740-759 (Nov-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 8Length of status:10y 10m
Amount delinquent: $0 Total credit lines: 31 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $13,391Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 65%  
   Homeownership: Yes  
Screen name: money-conga Borrower's state: Louisiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Braces for Son
Purpose of loan:
This loan will be used to pay for Braces for my son

My financial situation:
I am a good candidate for this loan because I am working and pay bills on time. I just am trying to do right by my family

Monthly net income: $ 7680

Monthly expenses: $
??Housing: $ 2380
??Insurance: $ 200
??Car expenses: $ 1040
??Utilities: $ 200
??Phone, cable, internet: $ 90
??Food, entertainment: $ 200
??Clothing, household expenses $ 400
??Credit cards and other loans: $ 812
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
money-bauble$25.00$25.0011/12/2010 2:52:37 PM
Thylow$25.00$25.0011/12/2010 2:56:57 PM
6moonbeams$50.00$50.0011/12/2010 3:00:50 PM
Comoparklender$25.00$25.0011/12/2010 3:07:37 PM
velocity-solo$25.00$25.0011/12/2010 3:11:22 PM
valiant-liberty4$25.00$25.0011/12/2010 3:13:41 PM
direct-social3$50.00$50.0011/12/2010 3:15:41 PM
reflective-rupee$44.00$44.0011/12/2010 3:37:15 PM
108lender$84.92$84.9211/12/2010 10:06:13 PM
kulender$50.00$50.0011/13/2010 6:34:56 AM
SFBank$300.00$300.0011/13/2010 4:51:18 PM
orderly-leverage$100.00$100.0011/14/2010 1:29:44 AM
first-serene-credit$25.00$25.0011/14/2010 6:19:25 AM
ideal-economy$100.00$100.0011/14/2010 10:59:56 AM
building_community$50.00$50.0011/14/2010 12:49:41 PM
Artist_Blue$25.00$25.0011/14/2010 6:49:19 PM
rupee-cake$25.00$25.0011/15/2010 10:08:03 AM
social-heart$50.00$7.6911/15/2010 10:09:05 AM
finance-mushroom$100.00$100.0011/12/2010 3:00:10 PM
transaction-circuit$50.00$50.0011/12/2010 3:02:02 PM
bid-czar8$50.00$50.0011/12/2010 3:05:18 PM
simplelender80$200.00$200.0011/12/2010 3:09:41 PM
Kaj$25.00$25.0011/12/2010 3:13:05 PM
reflective-rupee$44.00$44.0011/12/2010 3:37:01 PM
reflective-rupee$44.00$44.0011/12/2010 3:37:27 PM
SolarMoonshine$25.00$25.0011/12/2010 6:16:50 PM
lendstats_com$25.00$25.0011/12/2010 7:09:15 PM
850$50.00$50.0011/12/2010 9:30:25 PM
foothillender$25.00$25.0011/13/2010 8:10:10 AM
sensible-order2$50.00$50.0011/13/2010 11:39:08 AM
ingenious-deal6$25.00$25.0011/13/2010 9:34:18 PM
glroark$50.00$50.0011/14/2010 4:57:16 PM
MadHun$50.00$50.0011/14/2010 4:22:33 PM
RebuildALife$25.00$25.0011/15/2010 9:14:25 AM
EngineersAlliance$49.39$49.3911/15/2010 10:09:07 AM
Top_Gun_Lender$26.00$26.0011/15/2010 8:18:43 AM
One_Lolo$25.00$25.0011/15/2010 10:09:11 AM
economy-caper$25.00$25.0011/15/2010 9:46:02 AM
38 bids
 
Borrower Payment Dependent Notes Series 484296
This series of Notes was issued and sold upon the funding of the borrower loan #45331, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 9.80% Auction start date:  Nov-15-2010 
  Auction end date:  Nov-16-2010 
 
Starting lender yield: 24.75% Starting borrower rate/APR: 25.75% / 29.26% Starting monthly payment: $120.47
Final lender yield: 24.75% Final borrower rate/APR: 25.75% / 29.27% Final monthly payment: $120.47
 
Auction yield range: 10.57% - 24.75% Estimated loss impact: 10.41%  
Lender servicing fee: 1.00% Estimated return: 14.34%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-1990 Debt/Income ratio: 17%
Credit score: 620-639 (Oct-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 9Length of status:4y 0m
Amount delinquent: $0 Total credit lines: 33 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,637Stated income:$50,000-$74,999
Delinquencies in last 7y: 1 Bankcard utilization: 5%  
   Homeownership: No  
Screen name: evergreen582 Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 10 ( 100% ) 620-639 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
660-679 (Dec-2009)
 
Principal balance: $764.43 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
personal use
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
money-bauble$25.00$25.0011/15/2010 3:11:48 PM
transaction-circuit$50.00$50.0011/15/2010 3:27:44 PM
bid-czar8$50.00$50.0011/15/2010 3:32:31 PM
kulender$50.00$50.0011/15/2010 3:47:00 PM
simplelender80$100.00$100.0011/15/2010 3:36:30 PM
velocity-solo$25.00$25.0011/15/2010 3:38:24 PM
inspiring-reward$150.00$150.0011/15/2010 3:56:12 PM
graceful-investment$100.00$100.0011/15/2010 4:04:11 PM
reflective-rupee$44.00$44.0011/15/2010 4:07:29 PM
exchange-dreams$25.00$25.0011/15/2010 8:15:08 PM
113121$25.00$25.0011/15/2010 6:02:18 PM
Kaj$25.00$25.0011/15/2010 3:39:32 PM
EngineersAlliance$33.83$33.8311/16/2010 12:59:50 AM
113121$3,000.00$2,272.1711/15/2010 7:23:03 PM
SolarMoonshine$25.00$25.0011/16/2010 4:00:01 AM
15 bids