Sales Report:Supplement No. 65 dated Oct 29, 2010 to Prospectus dated Jul 26, 2010File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 26, 2010 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 26, 2010 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
289891
This series of Notes was issued and sold upon the funding of the borrower loan #45067, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,800.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.30% |
Auction start date:
| Oct-13-2010 |
| |
Auction end date:
| Oct-20-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $171.90 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 38.72% |
Final monthly payment:
| $171.90 |
| |
|
Auction yield range:
| 16.71% - 34.00% |
Estimated loss impact:
| 20.31% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.69% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jan-1998 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 700-719 (Oct-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 7 |
Current / open credit lines:
| 10
/
4 | Length of status: | 9y 4m |
|
Amount delinquent:
| $31,919 |
Total credit lines:
| 38 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 23 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Nick1123 |
Borrower's state:
| Texas |
Borrower's group:
| BORROWERS - LARGEST GROUP |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 34 ( 97% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $1,550.00 | < 31 days late:
| 1
( 3% )
| 480-499
(Nov-2006)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Rental Property Repairs
Purpose of loan:
This loan will be used to repair rental property.
My financial situation:
I am a good candidate for this loan because my last prosper loan?was pay in full and on time
Monthly net income: $ 6,385.84
Monthly expenses: $
??Housing: $ 2,659.00
??Insurance: $ 196.00
??Car expenses: $ 759.67
??Utilities: $ 325.00
??Phone, cable, internet: $ 175.00
??Food, entertainment: $ 725.00
??Clothing, household expenses $ 200.00
??Credit cards and other loans: $ 137.48
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| frugalinvestor20 | $25.00 | $25.00 | 10/13/2010 2:49:55 PM |
| TakeCare | $50.00 | $50.00 | 10/13/2010 3:06:13 PM |
| zone6 | $100.00 | $100.00 | 10/15/2010 5:05:26 AM |
| worthy-bid8 | $25.00 | $25.00 | 10/19/2010 8:40:52 AM |
| inspiring-reward | $100.00 | $100.00 | 10/19/2010 10:05:09 AM |
| villagers | $25.00 | $25.00 | 10/19/2010 11:13:51 AM |
| Cash_Angel | $25.00 | $25.00 | 10/19/2010 11:18:24 AM |
| officer8 | $25.00 | $25.00 | 10/19/2010 3:33:49 PM |
| note-mad-scientist | $50.00 | $50.00 | 10/19/2010 3:33:47 PM |
| MarinLoans | $25.00 | $25.00 | 10/19/2010 4:11:47 PM |
| CoffeyvilleKS | $50.00 | $50.00 | 10/19/2010 4:13:20 PM |
| data2360 | $50.00 | $50.00 | 10/19/2010 4:13:28 PM |
| inventive-exchange | $25.00 | $25.00 | 10/19/2010 4:13:33 PM |
| IIP77 | $25.00 | $25.00 | 10/19/2010 4:10:48 PM |
| p2ploan-charmer | $25.00 | $25.00 | 10/19/2010 4:11:23 PM |
| bold-shrewd-duty | $25.00 | $25.00 | 10/19/2010 4:11:53 PM |
| azncurls82 | $100.00 | $100.00 | 10/19/2010 4:12:09 PM |
| truth-magma | $25.00 | $25.00 | 10/19/2010 4:12:11 PM |
| LeverageLender | $25.00 | $25.00 | 10/19/2010 4:48:08 PM |
| SolarMoonshine | $25.00 | $25.00 | 10/19/2010 4:55:29 PM |
| mtquan | $25.00 | $25.00 | 10/19/2010 4:13:20 PM |
| puifais | $25.00 | $25.00 | 10/19/2010 4:57:49 PM |
| wampum-chorus3 | $25.00 | $25.00 | 10/19/2010 4:10:00 PM |
| ramsba | $50.00 | $50.00 | 10/19/2010 4:14:12 PM |
| Hambone1111 | $25.00 | $25.00 | 10/19/2010 4:11:39 PM |
| generous-deal6 | $25.00 | $25.00 | 10/19/2010 4:11:51 PM |
| healthy-commerce | $25.00 | $25.00 | 10/19/2010 4:12:01 PM |
| leverage-hawk | $25.00 | $25.00 | 10/19/2010 4:12:08 PM |
| Aleut | $25.00 | $25.00 | 10/19/2010 4:12:18 PM |
| 1nvest | $25.00 | $25.00 | 10/19/2010 5:15:52 PM |
| AF-Chief | $35.00 | $35.00 | 10/19/2010 4:13:27 PM |
| Dollars4Rent | $25.00 | $25.00 | 10/19/2010 4:54:04 PM |
| selector568 | $50.00 | $50.00 | 10/19/2010 4:23:43 PM |
| happy-return4 | $50.00 | $7.68 | 10/19/2010 5:17:23 PM |
| rutzebach | $50.00 | $50.00 | 10/19/2010 5:43:09 PM |
| culldud6900 | $50.70 | $50.70 | 10/19/2010 5:59:18 PM |
| rlaboy | $25.00 | $25.00 | 10/20/2010 5:03:10 AM |
| DaddyBill | $30.00 | $30.00 | 10/20/2010 7:04:00 AM |
| jhouman | $25.00 | $25.00 | 10/20/2010 6:57:56 AM |
| twjh | $25.00 | $25.00 | 10/20/2010 7:33:04 AM |
| mrxtravis | $50.00 | $50.00 | 10/20/2010 8:22:21 AM |
| wlm3012 | $25.00 | $25.00 | 10/20/2010 8:12:25 AM |
| Leshan | $200.00 | $200.00 | 10/20/2010 8:45:02 AM |
| Socorro_Capital_Partners | $25.00 | $25.00 | 10/20/2010 9:08:08 AM |
| LOLgivin_monies | $29.62 | $29.62 | 10/20/2010 9:41:36 AM |
| Feyenoord | $25.00 | $25.00 | 10/20/2010 10:25:48 AM |
| tjone69 | $50.00 | $50.00 | 10/13/2010 2:42:36 PM |
| brother_tam | $50.00 | $50.00 | 10/13/2010 11:36:32 PM |
| UCLA4life | $38.07 | $38.07 | 10/14/2010 6:09:13 AM |
| rustysailor | $30.00 | $30.00 | 10/15/2010 3:53:13 PM |
| loan-kung-fu | $25.00 | $25.00 | 10/18/2010 3:24:08 AM |
| rakem777 | $25.00 | $25.00 | 10/18/2010 6:24:01 AM |
| YoungTaxMan | $50.00 | $50.00 | 10/18/2010 11:34:32 AM |
| graceful-investment | $100.00 | $100.00 | 10/19/2010 11:19:37 AM |
| helping-out | $125.00 | $125.00 | 10/19/2010 11:42:12 AM |
| wampum-influencer | $25.00 | $25.00 | 10/19/2010 3:33:46 PM |
| valiant-liberty4 | $25.00 | $25.00 | 10/19/2010 3:33:54 PM |
| Comoparklender | $25.00 | $25.00 | 10/19/2010 4:10:33 PM |
| scout124 | $25.00 | $25.00 | 10/19/2010 4:11:20 PM |
| kulender | $100.00 | $100.00 | 10/19/2010 4:11:46 PM |
| the-upbeat-p2p | $50.00 | $50.00 | 10/19/2010 4:12:01 PM |
| well-mannered-marketplace5 | $25.00 | $25.00 | 10/19/2010 4:12:12 PM |
| green-ore-expert | $50.00 | $50.00 | 10/19/2010 4:13:25 PM |
| zone8 | $50.00 | $50.00 | 10/19/2010 4:13:34 PM |
| liberty-revelry2 | $25.00 | $25.00 | 10/19/2010 4:13:44 PM |
| tech310 | $50.00 | $50.00 | 10/19/2010 4:11:58 PM |
| eronyc | $25.00 | $25.00 | 10/19/2010 4:12:00 PM |
| majestic-principal1 | $50.00 | $50.00 | 10/19/2010 4:12:06 PM |
| enthusiastic-balance5 | $69.03 | $69.03 | 10/19/2010 4:02:00 PM |
| social-caravan | $50.00 | $50.00 | 10/19/2010 4:12:24 PM |
| smoothmoniker | $25.00 | $25.00 | 10/19/2010 4:14:13 PM |
| icecoldcash | $25.00 | $25.00 | 10/19/2010 4:11:41 PM |
| blitzen40 | $40.00 | $40.00 | 10/19/2010 5:14:22 PM |
| copper | $50.00 | $50.00 | 10/19/2010 4:12:14 PM |
| famous-bill | $25.00 | $25.00 | 10/19/2010 4:12:26 PM |
| jennifer55126 | $25.00 | $25.00 | 10/19/2010 4:13:21 PM |
| euro-banker | $50.00 | $50.00 | 10/19/2010 4:13:31 PM |
| Anny-Disco | $25.00 | $25.00 | 10/19/2010 4:15:02 PM |
| YoungTaxMan | $100.00 | $100.00 | 10/19/2010 6:28:11 PM |
| gold-channel2 | $50.00 | $50.00 | 10/19/2010 5:16:45 PM |
| well-mannered-income3 | $40.00 | $40.00 | 10/19/2010 5:17:00 PM |
| spsavage | $25.00 | $25.00 | 10/19/2010 5:14:55 PM |
| sensible-fund | $25.00 | $25.00 | 10/19/2010 6:03:00 PM |
| papaloha | $100.00 | $100.00 | 10/20/2010 12:36:45 AM |
| mikeandcat | $50.00 | $50.00 | 10/20/2010 5:39:19 AM |
| realtormoises | $25.00 | $25.00 | 10/20/2010 7:22:03 AM |
| FarmersBank | $25.00 | $25.00 | 10/20/2010 7:56:38 AM |
| CirC | $47.00 | $47.00 | 10/20/2010 8:27:01 AM |
| MStax | $57.90 | $57.90 | 10/20/2010 8:19:03 AM |
| Bob450 | $25.00 | $25.00 | 10/20/2010 8:43:40 AM |
| PackFan13 | $25.00 | $25.00 | 10/20/2010 9:10:57 AM |
| investment-artist | $25.00 | $25.00 | 10/20/2010 9:50:40 AM |
| 92 bids
|
Borrower Payment Dependent Notes Series
425963
This series of Notes was issued and sold upon the funding of the borrower loan #45061, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,750.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.30% |
Auction start date:
| Oct-14-2010 |
| |
Auction end date:
| Oct-21-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $124.40 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 38.72% |
Final monthly payment:
| $124.40 |
| |
|
Auction yield range:
| 16.71% - 34.00% |
Estimated loss impact:
| 20.31% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.69% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-2002 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 640-659 (Sep-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 13y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Tradesman - Electri... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,696 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| income-resonance |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paying off my credit cards
Purpose of loan:
This loan will be used to help pay off credit ?card debt.
My financial situation:
I am a good candidate for this loan because I will use this to pay off 401k loan and then get a new loan off of my 401k
Monthly net income: $ 1600
Monthly expenses: $
??Housing: $ 320
??Insurance: $ 90
??Car expenses: $ 90
??Utilities: $?
??Phone, cable, internet: $
??Food, entertainment: $?200
??Clothing, household expenses $
??Credit cards and other loans: $ 700
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Are you paying off credit card debt? or your 401k? your description is rather confusing. - minnesotafinancial
A:
I'm going to pay off my 401k loan,so I can then get another loan to pay off all debts.
(Oct-21-2010)
Q:
How soon will you repay this loan if funded? - RecoveryLender
A:
I can have this ;oan paid back within 45 days. thank you
(Oct-21-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| agiovasil | $25.00 | $25.00 | 10/16/2010 10:06:48 PM |
| loan-kung-fu | $25.00 | $25.00 | 10/18/2010 3:24:37 AM |
| special-currency6 | $25.00 | $25.00 | 10/17/2010 8:49:28 PM |
| inspiring-reward | $100.00 | $100.00 | 10/19/2010 11:19:10 AM |
| worthy-bid8 | $25.00 | $25.00 | 10/19/2010 11:19:23 AM |
| villagers | $25.00 | $25.00 | 10/19/2010 6:30:21 PM |
| 108lender | $50.00 | $50.00 | 10/20/2010 10:32:02 AM |
| Ducatiman1978 | $25.00 | $25.00 | 10/20/2010 3:23:14 PM |
| graceful-investment | $100.00 | $100.00 | 10/20/2010 2:59:24 PM |
| puifais | $25.00 | $25.00 | 10/20/2010 2:59:40 PM |
| DadWarbucks | $50.00 | $50.00 | 10/20/2010 3:28:16 PM |
| happy-return4 | $44.08 | $44.08 | 10/20/2010 3:31:00 PM |
| billete | $25.00 | $25.00 | 10/20/2010 3:35:01 PM |
| red-unequivocal-finance | $25.00 | $25.00 | 10/20/2010 3:38:22 PM |
| icecoldcash | $30.00 | $30.00 | 10/20/2010 3:39:33 PM |
| green-ore-expert | $50.00 | $50.00 | 10/20/2010 3:38:59 PM |
| money-bauble | $50.00 | $50.00 | 10/20/2010 3:37:22 PM |
| inventive-exchange | $25.00 | $25.00 | 10/20/2010 3:40:22 PM |
| head | $25.00 | $25.00 | 10/20/2010 3:40:33 PM |
| bulsa | $50.00 | $50.00 | 10/20/2010 3:38:20 PM |
| jennifer55126 | $25.00 | $25.00 | 10/20/2010 3:39:29 PM |
| euro-banker | $50.00 | $50.00 | 10/20/2010 3:39:44 PM |
| receptive-leverage | $50.00 | $50.00 | 10/20/2010 3:46:03 PM |
| copper | $50.00 | $50.00 | 10/20/2010 3:44:29 PM |
| IIP77 | $25.00 | $25.00 | 10/20/2010 4:35:21 PM |
| swoosh | $47.40 | $47.40 | 10/20/2010 7:46:55 PM |
| fcb202 | $50.00 | $50.00 | 10/20/2010 7:59:03 PM |
| progressive-power9 | $25.00 | $25.00 | 10/20/2010 5:21:37 PM |
| wampum-chorus3 | $25.00 | $25.00 | 10/21/2010 2:20:14 AM |
| Kijib | $25.00 | $25.00 | 10/21/2010 1:46:12 AM |
| MissionMicroFinance | $25.00 | $25.00 | 10/21/2010 2:07:47 AM |
| supreme-hope | $25.00 | $25.00 | 10/21/2010 4:46:27 AM |
| gold-channel2 | $26.96 | $26.96 | 10/21/2010 2:21:13 AM |
| flwah | $25.00 | $25.00 | 10/21/2010 2:08:10 AM |
| Leshan | $25.00 | $25.00 | 10/21/2010 7:23:27 AM |
| WindyKid | $25.00 | $25.00 | 10/21/2010 9:46:35 AM |
| the-credit-maker | $50.00 | $50.00 | 10/21/2010 9:48:30 AM |
| arsisi | $200.00 | $200.00 | 10/21/2010 9:54:09 AM |
| Lubava | $25.00 | $25.00 | 10/21/2010 10:07:40 AM |
| YoungTaxMan | $25.00 | $25.00 | 10/21/2010 10:59:50 AM |
| virtuous-bill1 | $50.00 | $50.00 | 10/21/2010 11:11:30 AM |
| felicity-shrine2 | $25.00 | $25.00 | 10/21/2010 12:12:06 PM |
| COCHINOBOY | $25.00 | $14.04 | 10/21/2010 12:23:29 PM |
| Bob450 | $25.00 | $25.00 | 10/21/2010 12:39:31 PM |
| entertaining-greenback2 | $25.00 | $25.00 | 10/21/2010 1:56:27 PM |
| TakeCare | $50.00 | $50.00 | 10/18/2010 6:58:09 PM |
| helping-out | $32.66 | $32.66 | 10/20/2010 7:41:41 AM |
| Cash_Angel | $25.00 | $25.00 | 10/20/2010 3:03:07 PM |
| the-upbeat-p2p | $50.00 | $50.00 | 10/20/2010 3:29:44 PM |
| wbahl | $27.35 | $27.35 | 10/20/2010 3:23:12 PM |
| Anny-Disco | $25.00 | $25.00 | 10/20/2010 3:34:13 PM |
| bold-shrewd-duty | $25.00 | $25.00 | 10/20/2010 3:29:36 PM |
| famous-bill | $25.00 | $25.00 | 10/20/2010 3:29:51 PM |
| GSV67 | $50.00 | $50.00 | 10/20/2010 3:41:01 PM |
| equitable-yield4 | $25.00 | $25.00 | 10/20/2010 3:41:03 PM |
| visionary-currency | $50.00 | $50.00 | 10/20/2010 3:34:57 PM |
| CrossCreek | $25.00 | $25.00 | 10/20/2010 3:35:07 PM |
| zone8 | $50.00 | $50.00 | 10/20/2010 3:39:02 PM |
| data2360 | $28.21 | $28.21 | 10/20/2010 3:39:38 PM |
| barefootpaul | $25.00 | $25.00 | 10/20/2010 4:35:45 PM |
| MarinLoans | $25.00 | $25.00 | 10/20/2010 4:34:47 PM |
| 56bones | $25.00 | $25.00 | 10/20/2010 6:20:10 PM |
| YellowJacket | $25.00 | $25.00 | 10/20/2010 10:38:00 PM |
| gotjack | $25.00 | $25.00 | 10/21/2010 1:48:41 AM |
| curriculum7 | $25.00 | $25.00 | 10/21/2010 7:25:00 AM |
| 168RichCapital | $26.00 | $26.00 | 10/21/2010 8:43:25 AM |
| FASTIZIO_P | $25.00 | $25.00 | 10/21/2010 10:00:54 AM |
| wise-silver-wonder | $25.00 | $25.00 | 10/21/2010 10:01:32 AM |
| imoutdoorsy | $25.00 | $25.00 | 10/21/2010 11:11:23 AM |
| bmw2 | $50.00 | $50.00 | 10/21/2010 11:04:04 AM |
| helpful-credit156 | $50.00 | $50.00 | 10/21/2010 11:49:26 AM |
| COCHINOBOY | $30.00 | $30.00 | 10/21/2010 12:17:29 PM |
| thankful-nickel2 | $25.00 | $25.00 | 10/21/2010 12:34:39 PM |
| jimartin1 | $30.30 | $30.30 | 10/21/2010 1:09:53 PM |
| social-zebra | $27.00 | $27.00 | 10/21/2010 1:24:31 PM |
| just-trade0 | $36.00 | $36.00 | 10/21/2010 2:03:07 PM |
| 76 bids
|
Borrower Payment Dependent Notes Series
479099
This series of Notes was issued and sold upon the funding of the borrower loan #45049, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.20% |
Auction start date:
| Oct-12-2010 |
| |
Auction end date:
| Oct-19-2010 |
|
|
Starting lender yield:
| 33.35% |
Starting borrower rate/APR:
| 34.35% / 38.06% |
Starting monthly payment:
| $89.74 |
|
Final lender yield:
| 33.35% |
Final borrower rate/APR:
| 34.35% / 38.06% |
Final monthly payment:
| $89.74 |
| |
|
Auction yield range:
| 13.71% - 33.35% |
Estimated loss impact:
| 15.74% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.61% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 660-679 (Oct-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
9 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $32,208 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| PayItOffNow |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying down my credit cards
Purpose of loan:
This loan will be used to pay down credit card debt and earn the reputation as a "great borrower" among the Prosper community.? I would rather another Prosper lender earn a profit from me than the banks.? Thanks to everyone who bid on my previous loan.? I had to withdraw that listing to correct an old bank account that was on file.? I wasn't aware that this couldn't be changed after the listing began.?
My financial situation:
I am a good candidate for this loan because I have not been late with any payments in the past 7 years.? I am in a position where I can comfortably pay more than the minimum amounts due.
Monthly net income: $4,100
Monthly expenses: $
??Housing: $825
??Insurance: $152
??Car expenses: $460
??Utilities: $40
??Phone, cable, internet: $105
??Food, entertainment: $200
??Clothing, household expenses $200
??Credit cards and other loans: $1700
??Other expenses: $200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| bid-czar8 | $25.00 | $25.00 | 10/12/2010 9:59:18 AM |
| papaloha | $25.00 | $25.00 | 10/12/2010 9:53:17 AM |
| natural-greenback6 | $25.00 | $25.00 | 10/12/2010 10:07:48 AM |
| radiant-loan5 | $100.00 | $18.20 | 10/12/2010 4:03:36 PM |
| 168RichCapital | $30.00 | $30.00 | 10/16/2010 8:46:23 AM |
| penny-plato | $25.00 | $25.00 | 10/16/2010 11:53:51 AM |
| larryboy10 | $25.00 | $25.00 | 10/16/2010 8:43:28 PM |
| Sudoku | $100.00 | $100.00 | 10/17/2010 3:06:20 AM |
| Bcs-cnc | $25.00 | $25.00 | 10/18/2010 6:54:25 AM |
| Land_on_your_feet | $50.00 | $50.00 | 10/18/2010 5:45:27 AM |
| moola-monger9 | $50.00 | $50.00 | 10/18/2010 8:42:58 AM |
| lostviajero | $25.00 | $25.00 | 10/18/2010 9:10:30 AM |
| daekpon | $25.00 | $25.00 | 10/18/2010 10:50:55 AM |
| Branch95 | $25.00 | $25.00 | 10/18/2010 10:54:16 AM |
| One_Lolo | $25.00 | $25.00 | 10/18/2010 11:29:35 AM |
| mmeyer_jr | $25.00 | $25.00 | 10/18/2010 12:29:34 PM |
| joebob78 | $50.00 | $50.00 | 10/18/2010 6:27:31 PM |
| awesome-silver | $100.00 | $100.00 | 10/18/2010 7:30:35 PM |
| jybank | $25.00 | $25.00 | 10/18/2010 9:28:24 PM |
| B2152 | $25.00 | $25.00 | 10/19/2010 5:06:17 AM |
| Leopoldine | $25.00 | $25.00 | 10/19/2010 8:04:43 AM |
| ultimate-peace | $150.00 | $150.00 | 10/19/2010 9:01:40 AM |
| glenium | $25.00 | $25.00 | 10/19/2010 8:01:07 AM |
| aquistoyraul | $25.00 | $25.00 | 10/19/2010 8:07:19 AM |
| RyanM561 | $25.00 | $25.00 | 10/19/2010 8:44:33 AM |
| Sudoku | $100.00 | $100.00 | 10/19/2010 9:08:37 AM |
| Pu239 | $60.00 | $60.00 | 10/19/2010 9:40:39 AM |
| ingenious-deal6 | $25.00 | $25.00 | 10/12/2010 10:01:18 AM |
| moola-wildebeest3 | $25.00 | $25.00 | 10/12/2010 10:13:16 AM |
| Free-the-usa-1776 | $25.00 | $25.00 | 10/14/2010 11:24:11 PM |
| patriot384 | $82.00 | $82.00 | 10/16/2010 7:24:19 AM |
| poolshark72 | $25.00 | $25.00 | 10/16/2010 2:55:59 PM |
| redhead21 | $35.00 | $35.00 | 10/16/2010 3:58:49 PM |
| lending-theory | $25.00 | $25.00 | 10/17/2010 6:53:54 AM |
| vine99 | $40.00 | $40.00 | 10/17/2010 12:00:52 PM |
| hookUup | $50.00 | $50.00 | 10/17/2010 7:29:47 PM |
| neorunner | $25.00 | $25.00 | 10/17/2010 10:10:46 PM |
| capital-galaxy | $100.00 | $100.00 | 10/18/2010 5:57:42 AM |
| muth6969 | $39.94 | $39.94 | 10/18/2010 4:09:06 AM |
| jules3304 | $25.00 | $25.00 | 10/18/2010 6:40:36 AM |
| payment-halo | $25.00 | $25.00 | 10/18/2010 6:43:53 AM |
| capital-kingdom | $25.00 | $25.00 | 10/18/2010 7:41:08 AM |
| TakeCare | $25.00 | $25.00 | 10/18/2010 8:30:45 AM |
| siv | $50.00 | $50.00 | 10/18/2010 9:29:51 AM |
| Emajinate | $25.06 | $25.06 | 10/18/2010 9:43:51 AM |
| thankful-nickel2 | $25.00 | $25.00 | 10/18/2010 11:20:48 AM |
| benefit-boots | $25.00 | $25.00 | 10/18/2010 2:19:50 PM |
| Bob450 | $25.00 | $25.00 | 10/18/2010 1:47:02 PM |
| Cashlender1992 | $39.80 | $39.80 | 10/18/2010 3:45:38 PM |
| tsclend07 | $25.00 | $25.00 | 10/18/2010 5:45:15 PM |
| icon7 | $30.00 | $30.00 | 10/18/2010 5:18:03 PM |
| DasMula | $25.00 | $25.00 | 10/18/2010 7:58:03 PM |
| 52 bids
|
Borrower Payment Dependent Notes Series
479323
This series of Notes was issued and sold upon the funding of the borrower loan #45093, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 3.50% |
Auction start date:
| Oct-12-2010 |
| |
Auction end date:
| Oct-19-2010 |
|
|
Starting lender yield:
| 10.15% |
Starting borrower rate/APR:
| 12.15% / 14.28% |
Starting monthly payment:
| $499.29 |
|
Final lender yield:
| 10.15% |
Final borrower rate/APR:
| 12.15% / 14.28% |
Final monthly payment:
| $499.29 |
| |
|
Auction yield range:
| 3.71% - 10.15% |
Estimated loss impact:
| 3.53% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.62% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| May-1972 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 740-759 (Oct-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 7y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,048 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dragster4 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Three years and free
Purpose of loan:
This loan will be used to?Very simply to?put a stop to revolving debt.?With Prosper lenders?making a solid investment in me I will be debt free in 3 years. I will pay off high interest rate credit cards with this loan.?
My financial situation:
I am a good candidate for this loan because? I've had the same job with steady increases for 7 years now. I haven't missed one payment?or?defaulted on?anyone?in my life. My financial situation is very solid and simply put I want to rid myself of revolving debt. If you have any concerns about investing in me please ask.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Weaverville | $50.00 | $50.00 | 10/12/2010 3:33:14 PM |
| meenan | $25.00 | $25.00 | 10/12/2010 3:33:46 PM |
| papaloha | $25.00 | $25.00 | 10/12/2010 3:33:51 PM |
| jazzlender | $25.00 | $25.00 | 10/12/2010 3:34:12 PM |
| 6moonbeams | $200.00 | $200.00 | 10/12/2010 3:35:33 PM |
| income-fortress | $25.00 | $25.00 | 10/12/2010 3:35:45 PM |
| mjunlimited | $50.00 | $50.00 | 10/12/2010 3:35:48 PM |
| radforj22 | $25.00 | $25.00 | 10/12/2010 3:33:07 PM |
| studious-bonus7 | $100.00 | $100.00 | 10/12/2010 3:34:09 PM |
| ogmanny | $50.00 | $50.00 | 10/12/2010 3:34:31 PM |
| JohnGalt79 | $100.00 | $100.00 | 10/12/2010 3:34:41 PM |
| bowdish1 | $50.00 | $50.00 | 10/12/2010 3:34:45 PM |
| ichibon | $150.00 | $150.00 | 10/12/2010 3:34:52 PM |
| bambampk | $25.00 | $25.00 | 10/12/2010 3:35:05 PM |
| escharfer | $25.00 | $25.00 | 10/12/2010 3:53:33 PM |
| natural-greenback6 | $25.00 | $25.00 | 10/12/2010 3:35:54 PM |
| jigsaw | $100.00 | $100.00 | 10/12/2010 3:36:02 PM |
| rescue | $50.00 | $50.00 | 10/12/2010 3:33:01 PM |
| Gabriel02 | $25.00 | $25.00 | 10/12/2010 3:33:10 PM |
| alpinaut | $25.00 | $25.00 | 10/12/2010 3:33:20 PM |
| blue-useful-auction | $25.00 | $25.00 | 10/12/2010 4:16:54 PM |
| natural-affluence4 | $25.00 | $25.00 | 10/12/2010 3:33:48 PM |
| DRA-Properties | $25.00 | $25.00 | 10/12/2010 3:34:06 PM |
| objective-investor | $100.00 | $100.00 | 10/12/2010 3:34:38 PM |
| murph0025 | $40.00 | $40.00 | 10/12/2010 3:35:19 PM |
| delicious-social132 | $50.00 | $50.00 | 10/12/2010 3:35:22 PM |
| generous-deal6 | $50.00 | $50.00 | 10/12/2010 7:58:14 PM |
| MadHun | $75.00 | $75.00 | 10/12/2010 7:49:01 PM |
| bid-czar8 | $50.00 | $50.00 | 10/13/2010 2:57:58 AM |
| Interstate_Rate | $100.00 | $100.00 | 10/13/2010 1:06:02 AM |
| WSTRDG | $28.65 | $28.65 | 10/13/2010 8:52:59 AM |
| Gibbyland | $50.00 | $50.00 | 10/13/2010 9:44:12 AM |
| fairness-kayak | $25.00 | $25.00 | 10/13/2010 5:23:06 AM |
| SOP_Bank | $25.00 | $25.00 | 10/13/2010 6:38:36 AM |
| greenback-bull6 | $50.00 | $50.00 | 10/13/2010 10:17:49 AM |
| elegant-bonus | $25.00 | $25.00 | 10/13/2010 11:04:39 AM |
| moola-wildebeest3 | $50.00 | $50.00 | 10/13/2010 9:31:09 AM |
| mtquan | $25.00 | $25.00 | 10/13/2010 11:04:49 AM |
| caring-hope2 | $50.00 | $50.00 | 10/13/2010 12:18:24 PM |
| haplender | $50.00 | $50.00 | 10/13/2010 12:38:49 PM |
| tutnyce | $50.00 | $50.00 | 10/13/2010 12:15:44 PM |
| mla | $25.00 | $25.00 | 10/13/2010 10:04:37 AM |
| asset-equilibrium0 | $50.00 | $50.00 | 10/13/2010 12:28:19 PM |
| SelectTrustLending | $25.00 | $25.00 | 10/13/2010 2:28:33 PM |
| TakeCare | $80.00 | $80.00 | 10/13/2010 10:54:22 AM |
| DDPrime | $100.00 | $100.00 | 10/13/2010 3:17:40 PM |
| hookUup | $50.00 | $50.00 | 10/13/2010 4:33:45 PM |
| the-upbeat-p2p | $50.00 | $50.00 | 10/13/2010 6:37:41 PM |
| williemc44 | $50.00 | $50.00 | 10/13/2010 7:39:34 PM |
| a-finance-nirvana | $25.00 | $25.00 | 10/13/2010 11:54:29 PM |
| Sevron | $100.00 | $100.00 | 10/14/2010 10:28:06 AM |
| maldok1 | $25.00 | $25.00 | 10/14/2010 1:13:09 PM |
| larrybird | $150.00 | $150.00 | 10/14/2010 1:22:58 PM |
| enthralling-deal180 | $50.00 | $50.00 | 10/14/2010 2:35:23 PM |
| squarebob | $25.00 | $25.00 | 10/14/2010 6:44:05 PM |
| shmb6508 | $33.47 | $33.47 | 10/15/2010 1:40:19 AM |
| penny-plato | $50.00 | $50.00 | 10/15/2010 8:33:01 AM |
| chemistry220 | $50.00 | $50.00 | 10/15/2010 11:12:59 AM |
| accelerator1 | $25.00 | $25.00 | 10/15/2010 3:00:00 PM |
| wdworld | $50.00 | $50.00 | 10/15/2010 10:10:09 PM |
| friendly-market5 | $25.00 | $25.00 | 10/15/2010 5:22:36 PM |
| marketplace-cello5 | $50.00 | $50.00 | 10/15/2010 10:26:13 PM |
| gardenofeden | $25.00 | $25.00 | 10/15/2010 7:48:22 PM |
| SCD | $25.00 | $25.00 | 10/16/2010 6:39:28 AM |
| dgallo | $25.00 | $25.00 | 10/16/2010 5:28:21 AM |
| McRowdy | $50.00 | $50.00 | 10/16/2010 11:23:10 AM |
| rpg | $50.00 | $50.00 | 10/16/2010 7:40:13 AM |
| cello1 | $25.00 | $25.00 | 10/16/2010 10:58:00 AM |
| AK49-JW | $50.00 | $50.00 | 10/16/2010 2:37:29 PM |
| lean-integrity9 | $100.00 | $100.00 | 10/16/2010 7:24:30 PM |
| techvet | $50.00 | $50.00 | 10/17/2010 3:31:40 PM |
| wings2fly | $25.00 | $25.00 | 10/18/2010 4:13:10 AM |
| Saleen06 | $50.00 | $50.00 | 10/17/2010 7:59:06 PM |
| wampum-buddy6 | $50.00 | $50.00 | 10/18/2010 5:59:51 AM |
| honorable-yield | $35.00 | $35.00 | 10/18/2010 7:13:54 AM |
| grue | $50.00 | $50.00 | 10/18/2010 7:24:41 AM |
| excellent-nickel | $30.00 | $30.00 | 10/18/2010 8:21:29 AM |
| helping-out | $100.00 | $100.00 | 10/18/2010 8:30:24 AM |
| thoughtful-community7 | $25.00 | $25.00 | 10/18/2010 8:39:51 AM |
| Tradesmanlender | $25.00 | $25.00 | 10/18/2010 9:38:32 AM |
| orangetrust | $100.00 | $100.00 | 10/18/2010 10:10:47 AM |
| triumph329 | $38.22 | $38.22 | 10/18/2010 10:28:32 AM |
| tearingstar | $25.00 | $25.00 | 10/18/2010 12:40:50 PM |
| Dollars4Rent | $25.00 | $25.00 | 10/18/2010 11:01:36 AM |
| Marathoner | $25.00 | $25.00 | 10/18/2010 2:05:31 PM |
| listing-meridian | $47.10 | $47.10 | 10/18/2010 11:53:22 AM |
| Ripsaw4U | $50.00 | $50.00 | 10/18/2010 1:06:02 PM |
| PCGeekWI | $25.00 | $25.00 | 10/18/2010 1:38:04 PM |
| wildanne | $100.00 | $100.00 | 10/18/2010 3:29:45 PM |
| Hiro07 | $25.00 | $25.00 | 10/18/2010 3:44:17 PM |
| rupee-prairie | $25.00 | $25.00 | 10/18/2010 3:42:43 PM |
| compwhiz | $25.00 | $25.00 | 10/18/2010 3:43:31 PM |
| ti22ring | $25.00 | $25.00 | 10/18/2010 4:39:10 PM |
| nybanker85 | $50.00 | $50.00 | 10/18/2010 3:50:52 PM |
| principal-bull | $25.00 | $25.00 | 10/18/2010 3:54:53 PM |
| HedgeFund | $50.00 | $50.00 | 10/18/2010 4:20:25 PM |
| brother_tam | $50.00 | $50.00 | 10/18/2010 5:23:55 PM |
| upbeat-fund | $25.00 | $25.00 | 10/18/2010 4:48:21 PM |
| payment-halo | $25.00 | $25.00 | 10/18/2010 4:53:56 PM |
| nytrnbow | $25.00 | $25.00 | 10/18/2010 5:38:13 PM |
| reflective-rupee | $50.00 | $50.00 | 10/18/2010 5:07:29 PM |
| Pitufo | $50.00 | $50.00 | 10/18/2010 5:43:50 PM |
| GordoMG | $50.00 | $50.00 | 10/18/2010 6:08:56 PM |
| mgking007 | $25.00 | $25.00 | 10/18/2010 5:25:31 PM |
| reward-tsunami7 | $50.00 | $50.00 | 10/18/2010 6:34:24 PM |
| soheagle | $50.00 | $50.00 | 10/18/2010 6:57:58 PM |
| money-bauble | $25.00 | $25.00 | 10/18/2010 7:44:56 PM |
| arenangelchild | $50.09 | $50.09 | 10/18/2010 6:49:49 PM |
| teller | $50.00 | $50.00 | 10/18/2010 8:03:09 PM |
| agiovasil | $25.00 | $25.00 | 10/18/2010 8:14:22 PM |
| psa1995 | $50.00 | $50.00 | 10/18/2010 8:30:30 PM |
| velvetsmog | $50.00 | $50.00 | 10/18/2010 8:40:18 PM |
| integrityisnumone | $25.00 | $25.00 | 10/19/2010 3:04:40 AM |
| IIP77 | $25.00 | $25.00 | 10/19/2010 2:04:41 AM |
| cropdust3r | $50.00 | $50.00 | 10/19/2010 4:31:07 AM |
| don8ter | $25.00 | $25.00 | 10/19/2010 6:43:07 AM |
| peb44 | $25.00 | $25.00 | 10/19/2010 7:06:40 AM |
| dc_lobster | $25.00 | $25.00 | 10/19/2010 6:00:08 AM |
| upbeat-principal | $25.00 | $25.00 | 10/19/2010 9:06:13 AM |
| Prof1 | $25.00 | $25.00 | 10/19/2010 9:29:35 AM |
| saintjude | $50.00 | $50.00 | 10/19/2010 8:53:32 AM |
| kscc183 | $25.00 | $25.00 | 10/19/2010 10:33:15 AM |
| bodascafe | $25.00 | $25.00 | 10/19/2010 9:33:17 AM |
| sparkymark | $40.57 | $40.57 | 10/19/2010 9:42:06 AM |
| bayareainv | $50.00 | $50.00 | 10/19/2010 9:55:22 AM |
| calinno2 | $50.00 | $50.00 | 10/19/2010 10:41:02 AM |
| mcm43 | $25.76 | $25.76 | 10/19/2010 10:03:33 AM |
| saysana | $25.00 | $25.00 | 10/19/2010 10:04:36 AM |
| triumphant-bonus | $25.00 | $25.00 | 10/19/2010 10:56:40 AM |
| pdx71 | $25.00 | $25.00 | 10/19/2010 10:58:00 AM |
| Trevor_C | $25.00 | $25.00 | 10/19/2010 10:35:16 AM |
| repaintandrepair | $25.00 | $25.00 | 10/19/2010 10:34:19 AM |
| turbine5 | $26.55 | $26.55 | 10/19/2010 10:34:39 AM |
| healthy-commerce | $50.00 | $50.00 | 10/19/2010 11:00:55 AM |
| balance-warrior | $25.00 | $25.00 | 10/19/2010 10:40:31 AM |
| nicklds | $50.00 | $50.00 | 10/19/2010 11:03:03 AM |
| socal-lender | $25.00 | $25.00 | 10/19/2010 11:03:57 AM |
| loot-heart | $31.03 | $31.03 | 10/19/2010 10:54:45 AM |
| nalaari | $25.00 | $25.00 | 10/19/2010 10:55:07 AM |
| anders94 | $25.00 | $25.00 | 10/19/2010 11:06:43 AM |
| ansset | $25.00 | $25.00 | 10/19/2010 10:57:41 AM |
| RLW43 | $50.00 | $50.00 | 10/19/2010 11:03:30 AM |
| cash-boots | $25.00 | $25.00 | 10/19/2010 11:00:24 AM |
| CaboWaboRobo | $25.00 | $25.00 | 10/19/2010 11:05:52 AM |
| DeltaComputerGuy | $25.00 | $25.00 | 10/19/2010 11:05:55 AM |
| minista | $25.00 | $25.00 | 10/19/2010 11:04:10 AM |
| yennib | $25.72 | $25.72 | 10/19/2010 11:07:18 AM |
| adir1 | $25.00 | $25.00 | 10/19/2010 11:07:19 AM |
| awesome-dollar5 | $100.00 | $100.00 | 10/19/2010 11:15:16 AM |
| relierma | $25.00 | $25.00 | 10/19/2010 11:18:14 AM |
| RMB-Investments | $50.00 | $50.00 | 10/19/2010 11:14:31 AM |
| nickel-universe2 | $25.00 | $25.00 | 10/19/2010 11:13:01 AM |
| Sang1963 | $50.00 | $50.00 | 10/19/2010 11:14:27 AM |
| Pookie22 | $49.89 | $49.89 | 10/19/2010 11:18:00 AM |
| BankofBeth | $25.00 | $25.00 | 10/19/2010 11:23:14 AM |
| octoberfresh | $25.00 | $25.00 | 10/19/2010 12:08:09 PM |
| wkeboarder21 | $50.00 | $50.00 | 10/19/2010 12:19:05 PM |
| utopia14 | $25.00 | $25.00 | 10/19/2010 11:26:11 AM |
| twsems | $100.00 | $100.00 | 10/19/2010 11:27:29 AM |
| EretzCapital | $50.00 | $50.00 | 10/19/2010 1:17:33 PM |
| anton | $1,000.00 | $1,000.00 | 10/19/2010 11:52:40 AM |
| drtexican | $42.95 | $42.95 | 10/19/2010 12:02:42 PM |
| careful-currency5 | $25.00 | $25.00 | 10/19/2010 2:00:55 PM |
| Gobsek | $25.00 | $25.00 | 10/19/2010 12:28:26 PM |
| credit-superstar3 | $25.00 | $25.00 | 10/19/2010 12:45:48 PM |
| wwwUniversal | $25.00 | $25.00 | 10/19/2010 11:56:23 AM |
| circustab | $50.00 | $50.00 | 10/19/2010 12:03:18 PM |
| vmh20035 | $30.00 | $30.00 | 10/19/2010 1:18:30 PM |
| dajen1 | $50.00 | $50.00 | 10/19/2010 12:20:35 PM |
| Cai8899 | $38.17 | $38.17 | 10/19/2010 12:32:54 PM |
| Schlawinzer | $25.00 | $25.00 | 10/19/2010 2:26:27 PM |
| smilinguy | $25.00 | $25.00 | 10/19/2010 1:37:46 PM |
| myextracash | $25.00 | $25.00 | 10/19/2010 2:55:01 PM |
| crw1950 | $50.00 | $50.00 | 10/19/2010 2:59:04 PM |
| chlebie | $25.00 | $25.00 | 10/19/2010 2:30:33 PM |
| friendinmoney | $25.00 | $25.00 | 10/19/2010 3:30:13 PM |
| bountiful-durability | $100.00 | $100.00 | 10/12/2010 3:34:02 PM |
| tolerant-dinero2 | $25.00 | $25.00 | 10/12/2010 3:34:49 PM |
| crenen139 | $25.00 | $25.00 | 10/12/2010 3:36:12 PM |
| authentic-liberty7 | $25.00 | $25.00 | 10/12/2010 3:33:42 PM |
| jdwillcox | $50.00 | $50.00 | 10/12/2010 3:34:23 PM |
| tntmojave | $25.00 | $25.00 | 10/12/2010 3:34:57 PM |
| rbotterbLLC | $25.00 | $25.00 | 10/12/2010 4:51:15 PM |
| kmr2 | $200.00 | $200.00 | 10/12/2010 3:34:35 PM |
| payout-achievement | $100.00 | $100.00 | 10/12/2010 3:35:58 PM |
| jeg3k | $50.00 | $50.00 | 10/12/2010 3:36:05 PM |
| lendingfrog | $50.00 | $50.00 | 10/12/2010 5:03:16 PM |
| forthright-dedication | $50.00 | $50.00 | 10/12/2010 3:53:41 PM |
| worthy-bid8 | $100.00 | $100.00 | 10/12/2010 5:23:02 PM |
| NDFIRTH | $50.00 | $50.00 | 10/13/2010 1:49:25 AM |
| loyalist1 | $100.00 | $100.00 | 10/13/2010 9:03:09 AM |
| asset-professor | $50.00 | $50.00 | 10/13/2010 1:37:57 AM |
| Beeeej | $25.00 | $25.00 | 10/13/2010 9:08:01 AM |
| visionary-community | $25.00 | $25.00 | 10/13/2010 9:43:52 AM |
| cpbreton | $25.00 | $25.00 | 10/13/2010 9:40:08 AM |
| handshake5 | $100.00 | $100.00 | 10/13/2010 9:50:21 AM |
| boater01 | $37.77 | $37.77 | 10/13/2010 9:43:48 AM |
| tranquil-return4 | $25.00 | $25.00 | 10/13/2010 9:44:10 AM |
| trustu | $50.00 | $50.00 | 10/13/2010 9:44:13 AM |
| MoonMama | $25.00 | $25.00 | 10/13/2010 10:14:15 AM |
| Artist_Blue | $25.00 | $25.00 | 10/13/2010 10:04:09 AM |
| cablenews | $50.00 | $50.00 | 10/13/2010 10:04:16 AM |
| runner262 | $25.00 | $25.00 | 10/13/2010 10:04:07 AM |
| platinum-hunter7 | $100.00 | $100.00 | 10/13/2010 2:35:37 PM |
| taurusco | $50.00 | $50.00 | 10/13/2010 4:53:00 PM |
| GElender | $50.00 | $50.00 | 10/14/2010 7:55:01 AM |
| iijaejaeii | $25.00 | $25.00 | 10/15/2010 5:45:04 AM |
| careful-currency5 | $25.00 | $25.00 | 10/14/2010 7:16:17 PM |
| ray1051 | $25.00 | $25.00 | 10/15/2010 6:30:57 AM |
| organized-payment6 | $50.00 | $50.00 | 10/15/2010 6:39:05 AM |
| efficient-treasure0 | $25.00 | $25.00 | 10/15/2010 11:37:57 AM |
| Barrayaran | $25.00 | $25.00 | 10/15/2010 10:37:15 AM |
| jga516 | $25.00 | $25.00 | 10/15/2010 11:28:11 AM |
| herbyman | $50.00 | $50.00 | 10/15/2010 3:02:25 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/15/2010 3:03:35 PM |
| graceful-investment | $100.00 | $100.00 | 10/15/2010 4:17:53 PM |
| UOweMe | $25.00 | $25.00 | 10/16/2010 9:55:36 AM |
| brightest-fascinating-principal | $50.00 | $50.00 | 10/16/2010 11:12:33 AM |
| JustMee | $25.00 | $25.00 | 10/17/2010 7:05:38 AM |
| special-currency6 | $50.00 | $50.00 | 10/17/2010 8:53:11 AM |
| bold-shrewd-duty | $50.00 | $50.00 | 10/16/2010 8:23:44 PM |
| schpere | $200.00 | $200.00 | 10/17/2010 8:49:26 AM |
| supersarah61 | $25.00 | $25.00 | 10/17/2010 5:35:09 PM |
| mathomas3 | $26.35 | $26.35 | 10/18/2010 3:13:42 AM |
| auction-sage | $50.00 | $50.00 | 10/18/2010 5:47:56 AM |
| trustworthy-finance6 | $150.00 | $150.00 | 10/18/2010 7:52:55 AM |
| j2ee | $25.00 | $25.00 | 10/18/2010 7:02:52 AM |
| Ocean713 | $50.00 | $50.00 | 10/18/2010 7:13:01 AM |
| credit-coach118 | $40.00 | $40.00 | 10/18/2010 9:33:16 AM |
| MoxiePop | $50.00 | $50.00 | 10/18/2010 9:38:56 AM |
| Clambake | $50.00 | $50.00 | 10/18/2010 9:45:21 AM |
| newest-sensible-hope | $50.00 | $50.00 | 10/18/2010 11:33:03 AM |
| income-titan8 | $30.00 | $30.00 | 10/18/2010 10:28:57 AM |
| orderly-leverage | $50.00 | $50.00 | 10/18/2010 11:33:15 AM |
| relentless-gain7 | $41.75 | $41.75 | 10/18/2010 1:55:19 PM |
| reward-rancher | $25.00 | $25.00 | 10/18/2010 12:16:34 PM |
| brightest-fascinating-principal | $50.00 | $50.00 | 10/18/2010 3:01:31 PM |
| point-shooter | $50.00 | $50.00 | 10/18/2010 1:23:02 PM |
| KClender | $25.00 | $25.00 | 10/18/2010 4:22:58 PM |
| EvalCrux | $50.00 | $50.00 | 10/18/2010 3:43:41 PM |
| green-planet-guy | $31.00 | $31.00 | 10/18/2010 5:15:07 PM |
| ivadood | $100.00 | $100.00 | 10/18/2010 4:44:57 PM |
| joshua18 | $25.00 | $25.00 | 10/18/2010 5:44:02 PM |
| heroic-hope5 | $50.00 | $50.00 | 10/18/2010 5:23:59 PM |
| Carpetkid | $25.00 | $25.00 | 10/18/2010 5:25:01 PM |
| the-debt-fluffy-bunny | $25.00 | $25.00 | 10/18/2010 5:37:58 PM |
| C_Mark | $50.00 | $50.00 | 10/18/2010 5:38:36 PM |
| Interloper | $25.00 | $25.00 | 10/18/2010 6:08:33 PM |
| hope-hickory | $25.00 | $25.00 | 10/18/2010 6:08:48 PM |
| successful-agreement7 | $100.00 | $100.00 | 10/18/2010 6:34:00 PM |
| truth-magma | $25.00 | $25.00 | 10/18/2010 8:08:27 PM |
| Roundhouse | $100.00 | $100.00 | 10/18/2010 8:26:20 PM |
| yield-lion | $50.00 | $50.00 | 10/18/2010 7:54:32 PM |
| focused-auction | $25.00 | $25.00 | 10/18/2010 7:54:39 PM |
| MathProfessor | $25.00 | $25.00 | 10/18/2010 8:32:41 PM |
| WorldlyWorker | $25.00 | $25.00 | 10/18/2010 7:58:16 PM |
| lobstahlender | $25.00 | $25.00 | 10/18/2010 8:29:03 PM |
| well-mannered-basis1 | $50.00 | $50.00 | 10/18/2010 8:23:17 PM |
| well-mannered-marketplace5 | $25.00 | $25.00 | 10/18/2010 8:30:48 PM |
| WAITING4SUNSHINE | $25.00 | $25.00 | 10/18/2010 8:55:01 PM |
| availableloan | $25.00 | $25.00 | 10/18/2010 10:38:17 PM |
| tsui517 | $25.00 | $25.00 | 10/19/2010 2:07:38 AM |
| 54CHEVY | $50.00 | $50.00 | 10/19/2010 6:39:18 AM |
| upbeat-investment9 | $50.00 | $50.00 | 10/19/2010 3:32:14 AM |
| racing777 | $50.00 | $50.00 | 10/19/2010 6:55:11 AM |
| layzboy | $50.00 | $50.00 | 10/19/2010 7:06:53 AM |
| discrete-asset | $25.00 | $25.00 | 10/19/2010 8:58:26 AM |
| NYWA | $50.00 | $50.00 | 10/19/2010 9:53:06 AM |
| value-investor9 | $50.00 | $50.00 | 10/19/2010 9:59:12 AM |
| Preferred-Lender | $25.00 | $25.00 | 10/19/2010 10:00:08 AM |
| hs112a | $50.00 | $50.00 | 10/19/2010 9:05:44 AM |
| bradania | $25.00 | $25.00 | 10/19/2010 10:34:10 AM |
| chief_wo | $25.00 | $25.00 | 10/19/2010 10:36:33 AM |
| LMM1 | $25.00 | $25.00 | 10/19/2010 10:36:48 AM |
| YellowJacket | $25.00 | $25.00 | 10/19/2010 9:52:45 AM |
| beaker | $25.00 | $25.00 | 10/19/2010 9:58:32 AM |
| riproaringrapids | $25.00 | $25.00 | 10/19/2010 10:02:53 AM |
| skuba | $50.00 | $50.00 | 10/19/2010 10:01:15 AM |
| BCD | $25.00 | $25.00 | 10/19/2010 10:33:18 AM |
| Gladglide | $47.51 | $47.51 | 10/19/2010 10:33:38 AM |
| LKN2RTR | $25.00 | $25.00 | 10/19/2010 10:35:07 AM |
| rakstar | $50.00 | $50.00 | 10/19/2010 10:58:04 AM |
| brilliant-revenue | $25.00 | $25.00 | 10/19/2010 10:58:11 AM |
| camaraderi-workhorse | $40.45 | $40.45 | 10/19/2010 10:34:21 AM |
| bold-careful-finance | $25.00 | $25.00 | 10/19/2010 10:38:25 AM |
| geniusj | $25.00 | $25.00 | 10/19/2010 10:38:37 AM |
| hrubinst | $50.00 | $50.00 | 10/19/2010 10:36:46 AM |
| nickel-hickory | $25.00 | $25.00 | 10/19/2010 10:37:03 AM |
| peruse | $25.00 | $25.00 | 10/19/2010 10:37:41 AM |
| Investoman | $25.00 | $25.00 | 10/19/2010 10:38:19 AM |
| investment-tempo | $25.50 | $25.50 | 10/19/2010 10:54:51 AM |
| EricLender | $25.00 | $25.00 | 10/19/2010 10:39:23 AM |
| snappy | $50.00 | $50.00 | 10/19/2010 10:40:55 AM |
| jrbill1998 | $50.00 | $50.00 | 10/19/2010 10:57:46 AM |
| ClearLake | $25.00 | $25.00 | 10/19/2010 11:08:00 AM |
| visionary-currency | $100.00 | $100.00 | 10/19/2010 10:59:16 AM |
| elfincove | $39.87 | $39.87 | 10/19/2010 11:08:54 AM |
| Boxhead | $50.00 | $50.00 | 10/19/2010 11:05:14 AM |
| Plotinus | $32.20 | $32.20 | 10/19/2010 11:06:51 AM |
| jwood3030 | $25.00 | $25.00 | 10/19/2010 11:07:09 AM |
| Phantom99 | $25.00 | $25.00 | 10/19/2010 11:07:13 AM |
| ArchonFinancialHoldings | $25.00 | $25.00 | 10/19/2010 11:17:57 AM |
| Emberfox | $25.00 | $25.00 | 10/19/2010 11:17:42 AM |
| wonderful-rupee | $25.00 | $25.00 | 10/19/2010 11:18:07 AM |
| red-unequivocal-finance | $25.00 | $25.00 | 10/19/2010 11:17:51 AM |
| hanuman77 | $50.00 | $50.00 | 10/19/2010 11:17:56 AM |
| kfi805 | $50.00 | $50.00 | 10/19/2010 11:18:04 AM |
| atope | $50.00 | $50.00 | 10/19/2010 11:43:45 AM |
| efficient-marketplace | $50.00 | $50.00 | 10/19/2010 1:44:13 PM |
| thebadpelican | $25.00 | $25.00 | 10/19/2010 2:59:31 PM |
| sfmf | $25.00 | $25.00 | 10/19/2010 1:07:12 PM |
| Dahlozer | $50.00 | $50.00 | 10/19/2010 12:11:30 PM |
| the-capital-shooter | $40.00 | $40.00 | 10/19/2010 3:28:11 PM |
| Cherrypicker | $50.00 | $50.00 | 10/19/2010 2:03:12 PM |
| AM2171 | $50.00 | $50.00 | 10/19/2010 12:49:58 PM |
| wampum-chorus3 | $25.00 | $25.00 | 10/19/2010 2:08:30 PM |
| icecoldcash | $25.38 | $25.38 | 10/19/2010 2:09:32 PM |
| mrladybug101 | $100.00 | $100.00 | 10/19/2010 1:06:59 PM |
| witty-principal | $25.00 | $25.00 | 10/19/2010 2:18:16 PM |
| friendinmoney | $25.00 | $25.00 | 10/19/2010 3:00:18 PM |
| tacopants | $25.00 | $25.00 | 10/19/2010 2:31:10 PM |
| plouie | $52.35 | $52.35 | 10/19/2010 3:31:50 PM |
| larrybird | $300.00 | $146.70 | 10/19/2010 2:52:21 PM |
| 323 bids
|
Borrower Payment Dependent Notes Series
479483
This series of Notes was issued and sold upon the funding of the borrower loan #45082, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 36.60% |
Auction start date:
| Oct-18-2010 |
| |
Auction end date:
| Oct-25-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $135.71 |
|
Final lender yield:
| 24.00% |
Final borrower rate/APR:
| 25.00% / 28.50% |
Final monthly payment:
| $119.28 |
| |
|
Auction yield range:
| 16.71% - 34.00% |
Estimated loss impact:
| 37.98% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| -13.98% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Jun-1999 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 640-659 (Oct-2010) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
16 | Length of status: | 2y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,010 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wynnjos |
Borrower's state:
| Washington |
Borrower's group:
| BuildingTree |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 56 ( 98% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $23,250.00 | < 31 days late:
| 1
( 2% )
| 700-719
(Feb-2010)
620-639
(Jan-2008)
580-599
(Dec-2007)
620-639
(Mar-2007)
|
|
Principal balance:
| $364.20 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 57 | | |
Description
Pay med bills and consolidate
Purpose of loan:
This loan will be used to medical bills from last month and catch up on other bills put off for medical expenditures.
My financial situation:
I am a good candidate for this loan because I have had two other loans through Prosper. The first was paid off in 2009 and my current one will be paid off the 20th of this month. I have borrowed over $23,000 through Prosper and paid all satisfactorily. My credit score has also increased since my first loan with Prosper. My wife and I have full time permanent jobs. I am also in the Army Reserve which adds additional income each month. I have three combat tours under my belt and 11 years in the military.
Monthly net income: $8200 total household income with my income, my wife's income and my Army Reserve income
Monthly expenses: $
??Housing: $1801 in mortgage payment
??Insurance: $200 for auto and home owners insurance
??Car expenses: $713 for two car payments, $160 for gasoline
??Utilities: $65 for gas/electric, $70 for water/sewer, $12 for garbage collection
??Phone, cable, internet: $160 for both cell phones, $55 for TV service, $60 for internet service
??Food, entertainment: $400 budgeted for household groceries, $100 budgeted for eating out or entertainment
??Clothing, household expenses $200 budgeted for household goods
??Credit cards and other loans: $970 for consumer credit cards and loans, $266 for orthodontist loan for braces, $115 for Care Credit card for medical and dental
??Other expenses: $600 for child support
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
I bid on your loan based on my opinion that your time in the military speaks for your character. THANK YOU FOR YOUR SERVICE! Good luck and God bless! - Blessed1958
A:
Wow I certainly appreciate your bid and your patriotism. I am often modest with gratitude given to us soldiers because it doesn't happen often. Thank you.
(Oct-19-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| bughead | $25.00 | $25.00 | 10/20/2010 6:38:08 PM |
| red-favorable-basis | $25.00 | $25.00 | 10/22/2010 1:15:16 AM |
| ronin4sale | $25.00 | $25.00 | 10/22/2010 8:00:48 AM |
| Gandalf0001 | $25.00 | $25.00 | 10/22/2010 11:26:28 AM |
| illinois_joe | $28.36 | $28.36 | 10/22/2010 7:30:11 PM |
| ChoiceInvestments | $25.00 | $25.00 | 10/23/2010 2:15:12 AM |
| chameleon125 | $75.00 | $75.00 | 10/23/2010 7:31:19 AM |
| boodo | $189.03 | $189.03 | 10/23/2010 5:08:51 AM |
| doopers | $25.00 | $25.00 | 10/23/2010 8:35:42 AM |
| Leshan | $75.00 | $75.00 | 10/23/2010 11:35:49 AM |
| golffish2 | $100.00 | $100.00 | 10/23/2010 10:24:10 AM |
| spike22 | $44.60 | $44.60 | 10/23/2010 10:52:56 AM |
| debtholder | $75.00 | $75.00 | 10/23/2010 2:39:30 PM |
| SkinnyFish | $25.00 | $25.00 | 10/23/2010 2:43:22 PM |
| diversification-maple1 | $25.00 | $25.00 | 10/23/2010 9:23:04 PM |
| hollysee | $50.00 | $50.00 | 10/23/2010 6:19:01 PM |
| Moe87 | $41.16 | $41.16 | 10/24/2010 8:19:50 AM |
| pposFUNDing | $29.66 | $29.66 | 10/24/2010 3:03:21 PM |
| want2race | $25.00 | $25.00 | 10/24/2010 4:46:28 PM |
| Rabid_Dove | $25.00 | $25.00 | 10/24/2010 7:10:24 PM |
| DasMula | $100.00 | $100.00 | 10/24/2010 10:50:04 PM |
| whatsmyname019 | $31.31 | $31.31 | 10/25/2010 4:53:57 AM |
| truenorth5 | $75.00 | $75.00 | 10/25/2010 5:27:18 AM |
| dudebrah | $25.00 | $25.00 | 10/25/2010 12:52:52 AM |
| tigercat | $50.00 | $50.00 | 10/25/2010 7:40:19 AM |
| awesome-dollar5 | $100.00 | $100.00 | 10/25/2010 1:10:27 PM |
| clemclan | $25.00 | $25.00 | 10/18/2010 8:53:07 PM |
| the-money-position | $50.00 | $50.00 | 10/21/2010 10:46:07 AM |
| balance-river | $25.03 | $25.03 | 10/21/2010 3:10:20 PM |
| realtormoises | $25.00 | $25.00 | 10/21/2010 4:21:25 PM |
| bizzzond | $50.00 | $50.00 | 10/21/2010 7:03:21 PM |
| rlaboy | $25.00 | $25.00 | 10/22/2010 5:40:14 AM |
| investment-artist | $25.00 | $25.00 | 10/22/2010 10:39:46 AM |
| bknite13 | $50.00 | $50.00 | 10/22/2010 11:04:48 AM |
| supreme-hope | $25.00 | $25.00 | 10/22/2010 1:49:10 PM |
| JackinGreen | $50.00 | $50.00 | 10/22/2010 2:17:39 PM |
| SolarMoonshine | $25.00 | $25.00 | 10/22/2010 4:20:55 PM |
| LKCGICG | $25.00 | $25.00 | 10/22/2010 9:09:04 PM |
| EEasyMoney | $25.00 | $25.00 | 10/23/2010 7:06:17 AM |
| AustinAmerica | $25.00 | $25.00 | 10/23/2010 8:59:23 AM |
| credit-guard5 | $25.00 | $25.00 | 10/23/2010 10:18:03 AM |
| dslobbs | $27.44 | $27.44 | 10/23/2010 8:54:20 AM |
| Cliffie83 | $25.00 | $25.00 | 10/23/2010 12:55:17 PM |
| KLcapital | $25.00 | $25.00 | 10/23/2010 6:49:29 PM |
| JerryB96 | $25.00 | $25.00 | 10/24/2010 7:27:43 AM |
| KaChingInvestments | $25.00 | $25.00 | 10/24/2010 3:37:53 AM |
| Whitewater_Loans | $75.00 | $75.00 | 10/24/2010 7:51:03 AM |
| vtr1000 | $26.00 | $26.00 | 10/24/2010 11:04:18 AM |
| ASG_NECO | $25.00 | $25.00 | 10/24/2010 12:53:41 PM |
| fairness-atmosphere | $25.00 | $25.00 | 10/24/2010 11:42:24 AM |
| djkaiser | $25.00 | $25.00 | 10/24/2010 2:17:55 PM |
| minnesotafinancial | $25.00 | $25.00 | 10/24/2010 2:01:24 PM |
| pietro_torna_indietro | $25.00 | $25.00 | 10/25/2010 12:16:21 AM |
| papaloha | $100.00 | $100.00 | 10/25/2010 1:48:56 AM |
| kendigme | $28.12 | $28.12 | 10/25/2010 2:32:18 AM |
| simeonthewhale | $25.00 | $25.00 | 10/25/2010 3:13:56 AM |
| draggon77 | $25.00 | $25.00 | 10/25/2010 6:40:18 AM |
| cash-prodigy1 | $50.00 | $50.00 | 10/25/2010 8:12:45 AM |
| boodo | $570.12 | $92.97 | 10/25/2010 6:23:53 AM |
| moola-monger9 | $50.00 | $50.00 | 10/25/2010 8:56:27 AM |
| Bob450 | $25.00 | $25.00 | 10/25/2010 9:38:57 AM |
| FinanceEngine | $30.00 | $30.00 | 10/25/2010 10:02:18 AM |
| mchoreography | $50.00 | $50.00 | 10/25/2010 11:50:23 AM |
| Caidin | $26.32 | $26.32 | 10/25/2010 12:24:27 PM |
| attractive-rate | $50.00 | $50.00 | 10/25/2010 11:21:08 AM |
| dynamic-platinum | $25.00 | $25.00 | 10/25/2010 1:06:04 PM |
| jpblan11 | $25.00 | $25.00 | 10/25/2010 12:53:28 PM |
| blue-useful-auction | $25.00 | $25.00 | 10/25/2010 2:12:32 PM |
| Montiesholdings | $25.00 | $25.00 | 10/25/2010 12:05:42 PM |
| orange-pound-party | $30.00 | $30.00 | 10/25/2010 1:04:12 PM |
| Astyanax | $75.00 | $75.00 | 10/25/2010 1:30:47 PM |
| RecoveryLender | $25.00 | $25.00 | 10/25/2010 2:32:24 PM |
| p2ploan-sensation211 | $50.00 | $50.00 | 10/25/2010 2:46:28 PM |
| 73 bids
|
Borrower Payment Dependent Notes Series
479713
This series of Notes was issued and sold upon the funding of the borrower loan #45074, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.30% |
Auction start date:
| Oct-14-2010 |
| |
Auction end date:
| Oct-21-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 41.35% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 27.45% |
Final borrower rate/APR:
| 28.45% / 34.55% |
Final monthly payment:
| $41.61 |
| |
|
Auction yield range:
| 16.71% - 34.00% |
Estimated loss impact:
| 19.90% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.55% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 640-659 (Oct-2010) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 3y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 3 |
Revolving credit balance:
| $75 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 25% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| SignLanguageTeacher |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Rebuilding my credit and FICO score
Purpose of loan: Rebuild my credit rating and FICO
score.
Tell your story: I hired
"Up My Score" to rebuild my credit after filing for bankruptcy in
2002, they have done a wonderful job and are still cleaning up my credit
history. Part of my credit rebuild plan suggests that I have 2 revolving
accounts. I just secured a credit card and now am seeking a loan in the
smallest amount possible to keep my credit rating moving in the right
direction.
My credit repair is first and most important in my life. My credit repair team
?Up My Score? tells me things look very good and I will have a very good credit
rating by the end of next year.
I have avoided credit for a long time, so my record is clean, I have made
payments on my school loan over three years without missing a single payment.
My financial situation:
Is very good, I have more than enough money to work with every month.
I work as a Video Relay Service interpreter, processing calls for folks that
use American Sign Language.
Monthly net income: $ 4,916.00
Monthly expenses: $ 2,009.00??Housing: $ 1265.00
??Insurance: $ 65.00
??Car expenses: $ 0
??Utilities: $ 30.00
??Phone, cable, internet: $ 195.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 40.00
??Credit cards and other loans: $ 115.00
??other expenses: $ 99.00Fund my loan and you will be very happy with me, I guarantee
it.
This is the hidden gem in the rough you have been looking for, easy money for anyone willing to fund this loan.?My plan is to let this loan go for about 6 months, pay it off fully and apply for another loan again. Thank you to those who are supporting me in my efforts, you will be rewarded and I thank you.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| investment-artist | $25.00 | $25.00 | 10/18/2010 10:54:45 AM |
| SolarMoonshine | $25.00 | $25.00 | 10/18/2010 5:31:06 PM |
| Doogles02 | $25.00 | $25.00 | 10/20/2010 7:15:17 PM |
| kander80 | $25.00 | $25.00 | 10/20/2010 7:07:11 PM |
| onecooldrink | $25.00 | $25.00 | 10/20/2010 11:26:49 PM |
| 2020 | $25.00 | $25.00 | 10/21/2010 5:49:02 AM |
| ltstout | $30.00 | $30.00 | 10/21/2010 3:24:10 AM |
| realtormoises | $25.00 | $25.00 | 10/21/2010 6:52:49 AM |
| Leshan | $25.00 | $25.00 | 10/21/2010 7:14:23 AM |
| yurison | $25.00 | $25.00 | 10/21/2010 8:29:32 AM |
| B2152 | $25.00 | $25.00 | 10/21/2010 12:44:42 PM |
| thankful-nickel2 | $25.00 | $25.00 | 10/21/2010 12:38:56 PM |
| Fire2 | $25.00 | $25.00 | 10/21/2010 12:54:51 PM |
| social-zebra | $26.00 | $26.00 | 10/21/2010 1:29:34 PM |
| clean-fund | $25.00 | $25.00 | 10/21/2010 1:36:17 PM |
| Astyanax | $50.00 | $50.00 | 10/21/2010 1:39:50 PM |
| resplendent-peace7 | $25.00 | $25.00 | 10/20/2010 3:35:46 PM |
| fillholdingsllc | $25.00 | $25.00 | 10/20/2010 8:52:48 PM |
| DG2007 | $25.00 | $25.00 | 10/20/2010 8:17:32 PM |
| paul1 | $25.00 | $25.00 | 10/20/2010 10:14:12 PM |
| DasMula | $25.00 | $25.00 | 10/20/2010 9:30:48 PM |
| DenimCapital | $25.00 | $25.00 | 10/21/2010 6:08:18 AM |
| balanced-balance6 | $25.00 | $25.00 | 10/21/2010 6:00:41 AM |
| minnesotafinancial | $25.00 | $25.00 | 10/21/2010 7:41:35 AM |
| capital-kingdom | $50.00 | $50.00 | 10/21/2010 7:37:04 AM |
| friendinmoney | $25.00 | $25.00 | 10/21/2010 8:14:37 AM |
| Rip128 | $50.00 | $50.00 | 10/21/2010 10:37:36 AM |
| drb4ever | $25.00 | $25.00 | 10/21/2010 10:48:13 AM |
| fireferd | $31.51 | $31.51 | 10/21/2010 12:22:52 PM |
| priceless-euro0 | $25.00 | $25.00 | 10/21/2010 1:41:29 PM |
| wealth-multiplier | $25.00 | $25.00 | 10/21/2010 1:34:00 PM |
| Branch95 | $25.00 | $25.00 | 10/21/2010 1:50:22 PM |
| thisbucksforu | $25.00 | $25.00 | 10/21/2010 1:55:56 PM |
| thebadpelican | $25.00 | $25.00 | 10/21/2010 2:07:04 PM |
| kinetic-social | $40.00 | $40.00 | 10/21/2010 2:08:00 PM |
| Engineer44 | $30.00 | $22.49 | 10/21/2010 2:08:05 PM |
| 36 bids
|
Borrower Payment Dependent Notes Series
479739
This series of Notes was issued and sold upon the funding of the borrower loan #45076, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 9.80% |
Auction start date:
| Oct-18-2010 |
| |
Auction end date:
| Oct-25-2010 |
|
|
Starting lender yield:
| 24.75% |
Starting borrower rate/APR:
| 25.75% / 29.26% |
Starting monthly payment:
| $522.05 |
|
Final lender yield:
| 24.75% |
Final borrower rate/APR:
| 25.75% / 29.27% |
Final monthly payment:
| $522.05 |
| |
|
Auction yield range:
| 10.71% - 24.75% |
Estimated loss impact:
| 10.41% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.34% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1992 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 720-739 (Oct-2010) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 14y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,746 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 35% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| goodhearted-loan1 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $6,400.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Oct-2009)
|
|
Principal balance:
| $4,876.99 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Getting rid of all debts
Purpose of loan:
This loan will be used to help me consolidate debts and get rid of all credit card dependency.
My financial situation:
I am a good candidate for this loan because I pay my debts on time.
Monthly net income: $ 2400.00
Monthly expenses: $
??Housing: $
954.00
??Insurance: $
266.16
??Car expenses: $
402.00
??Utilities: $ 90.00
??Phone, cable, internet: $
50.00
??Food, entertainment: $ 100.00
??Clothing, household expenses $
100.00
??Credit cards and other loans: $
560.00
??Other expenses: $100.00 (allowance)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
You have $4800 left in loan and another $4800 in revolving debt (same one?) - what debt do you have that requires an additional $13K? - Trakissta
A:
Please see purpose of loan. thank you
(Oct-20-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| all_of_that_one | $40.00 | $40.00 | 10/18/2010 3:05:54 PM |
| radiant-loan5 | $200.00 | $200.00 | 10/18/2010 3:11:41 PM |
| brother_tam | $50.00 | $50.00 | 10/19/2010 10:04:19 AM |
| money-bauble | $100.00 | $100.00 | 10/19/2010 11:15:33 AM |
| teller | $50.00 | $50.00 | 10/19/2010 11:24:45 AM |
| musegaze | $100.00 | $100.00 | 10/19/2010 11:25:14 AM |
| graceful-investment | $100.00 | $100.00 | 10/19/2010 11:23:38 AM |
| jigsaw | $50.00 | $50.00 | 10/19/2010 6:43:39 PM |
| worthy-bid8 | $25.00 | $25.00 | 10/19/2010 6:43:42 PM |
| natural-greenback6 | $25.00 | $25.00 | 10/20/2010 9:52:15 AM |
| psa1995 | $25.00 | $25.00 | 10/20/2010 3:44:19 PM |
| MadHun | $100.00 | $100.00 | 10/20/2010 3:42:49 PM |
| life-is-great | $50.00 | $50.00 | 10/21/2010 2:55:09 PM |
| suave-dime6 | $50.00 | $50.00 | 10/21/2010 2:55:57 PM |
| crenen139 | $25.00 | $25.00 | 10/21/2010 2:57:47 PM |
| pursuit699 | $50.00 | $50.00 | 10/21/2010 3:03:49 PM |
| innocent-income4 | $25.00 | $25.00 | 10/21/2010 3:06:12 PM |
| smear87 | $25.00 | $25.00 | 10/22/2010 9:17:42 AM |
| well-mannered-income3 | $25.00 | $25.00 | 10/22/2010 2:19:01 PM |
| fund-tom-tom6 | $50.00 | $50.00 | 10/22/2010 3:52:09 PM |
| equitable-yield4 | $25.00 | $25.00 | 10/22/2010 3:54:26 PM |
| b-rent | $25.00 | $25.00 | 10/22/2010 3:50:38 PM |
| treasure-bliss | $50.00 | $50.00 | 10/22/2010 3:55:13 PM |
| zwd12 | $100.00 | $100.00 | 10/22/2010 4:02:17 PM |
| asmithj | $50.00 | $50.00 | 10/22/2010 4:02:51 PM |
| thorough-exchange4 | $50.00 | $50.00 | 10/22/2010 4:03:14 PM |
| DreamsDoComeTrue | $39.52 | $39.52 | 10/22/2010 4:19:59 PM |
| asiaratt | $50.00 | $50.00 | 10/22/2010 4:29:36 PM |
| important-openness1 | $100.00 | $100.00 | 10/22/2010 4:29:33 PM |
| nicklds | $25.00 | $25.00 | 10/22/2010 5:29:38 PM |
| kaykarun | $25.00 | $25.00 | 10/22/2010 9:32:18 PM |
| kain11286 | $50.00 | $50.00 | 10/23/2010 12:12:18 AM |
| LenderByDay | $25.00 | $25.00 | 10/23/2010 2:03:15 AM |
| Raetha | $25.00 | $25.00 | 10/23/2010 2:06:46 AM |
| derec | $25.00 | $25.00 | 10/23/2010 2:18:13 AM |
| bradania | $25.00 | $25.00 | 10/23/2010 2:41:39 AM |
| MissionMicroFinance | $25.00 | $25.00 | 10/23/2010 2:48:05 AM |
| Eudyptes | $26.18 | $26.18 | 10/23/2010 2:17:55 AM |
| Sateesh | $29.53 | $29.53 | 10/23/2010 2:23:42 AM |
| lendme2 | $50.00 | $50.00 | 10/23/2010 2:23:49 AM |
| somebody32 | $25.00 | $25.00 | 10/23/2010 2:40:15 AM |
| financial-frenzy | $50.00 | $50.00 | 10/23/2010 3:59:27 AM |
| bronzmajom | $25.00 | $25.00 | 10/23/2010 3:33:58 AM |
| oldmora | $43.06 | $43.06 | 10/23/2010 3:33:53 AM |
| Digs | $25.00 | $25.00 | 10/23/2010 3:34:50 AM |
| wise-silver-wonder | $25.00 | $25.00 | 10/23/2010 3:37:50 AM |
| happy-return4 | $31.69 | $31.69 | 10/23/2010 3:59:37 AM |
| saffron4 | $25.00 | $25.00 | 10/23/2010 3:40:15 AM |
| rakey | $25.00 | $25.00 | 10/23/2010 3:42:20 AM |
| witty-principal | $25.00 | $25.00 | 10/23/2010 3:56:26 AM |
| shiny-dollar9 | $25.00 | $25.00 | 10/23/2010 3:58:06 AM |
| payment-gusto | $25.00 | $25.00 | 10/23/2010 4:10:50 AM |
| skuba | $25.00 | $25.00 | 10/23/2010 5:03:37 AM |
| BrianRK | $26.00 | $26.00 | 10/23/2010 5:23:34 AM |
| samo102us | $25.00 | $25.00 | 10/23/2010 8:11:50 AM |
| missing-link | $25.00 | $25.00 | 10/23/2010 8:30:53 AM |
| misterhobbs | $25.00 | $25.00 | 10/23/2010 8:11:55 AM |
| lostontheedge | $25.00 | $25.00 | 10/23/2010 10:17:37 AM |
| flwah | $25.00 | $25.00 | 10/23/2010 10:46:16 AM |
| Phantom99 | $25.00 | $25.00 | 10/23/2010 9:26:01 AM |
| Rob717171 | $25.00 | $25.00 | 10/23/2010 9:07:14 AM |
| jubilant-agreement0 | $25.00 | $25.00 | 10/23/2010 11:49:31 AM |
| the-silver-blaster | $50.00 | $50.00 | 10/23/2010 10:33:12 AM |
| top-payout-fixer | $25.00 | $25.00 | 10/23/2010 12:27:10 PM |
| KMB78 | $25.00 | $25.00 | 10/23/2010 10:27:37 AM |
| chemistry220 | $50.00 | $50.00 | 10/23/2010 1:30:58 PM |
| marketplace-cello5 | $25.00 | $25.00 | 10/23/2010 11:49:30 AM |
| social-conductor4 | $25.00 | $25.00 | 10/23/2010 11:49:33 AM |
| debtcollector | $25.00 | $25.00 | 10/23/2010 1:31:01 PM |
| JoyfulVegetarian | $25.00 | $25.00 | 10/23/2010 3:33:43 PM |
| jubilant-auction5 | $25.00 | $25.00 | 10/23/2010 12:31:07 PM |
| turbolozano | $25.00 | $25.00 | 10/23/2010 3:50:50 PM |
| whartonmba | $25.00 | $25.00 | 10/23/2010 3:50:58 PM |
| new-social-economist | $80.00 | $80.00 | 10/23/2010 1:26:24 PM |
| miked8303 | $25.00 | $25.00 | 10/23/2010 1:30:59 PM |
| bountiful-durability | $40.28 | $40.28 | 10/23/2010 2:01:44 PM |
| newest-inspiring-power | $25.00 | $25.00 | 10/23/2010 3:50:51 PM |
| runner262 | $25.00 | $25.00 | 10/23/2010 2:51:47 PM |
| MarinLoans | $25.00 | $25.00 | 10/23/2010 3:50:59 PM |
| famous-hope | $25.00 | $25.00 | 10/23/2010 3:50:53 PM |
| lagnisiruk | $25.00 | $25.00 | 10/23/2010 3:50:56 PM |
| yield-aurora | $25.00 | $25.00 | 10/23/2010 4:12:45 PM |
| lendcraft | $25.00 | $25.00 | 10/23/2010 4:52:39 PM |
| intuitive-bill | $25.00 | $25.00 | 10/23/2010 11:59:23 PM |
| mistertao | $25.00 | $25.00 | 10/23/2010 5:47:56 PM |
| jennifer55126 | $25.00 | $25.00 | 10/23/2010 9:22:19 PM |
| Cypher041 | $25.00 | $25.00 | 10/24/2010 5:16:36 AM |
| burgeoning-silver | $25.00 | $25.00 | 10/23/2010 9:27:49 PM |
| finance-magma7 | $100.00 | $100.00 | 10/23/2010 8:58:57 PM |
| aader | $25.00 | $25.00 | 10/23/2010 9:22:17 PM |
| steamboatgal | $50.00 | $50.00 | 10/24/2010 5:16:41 AM |
| famous-bill | $25.00 | $25.00 | 10/24/2010 6:06:09 AM |
| sarisai | $25.00 | $25.00 | 10/24/2010 10:36:22 AM |
| arejaybe | $25.00 | $25.00 | 10/24/2010 9:13:15 AM |
| Rodneywa2002 | $25.00 | $25.00 | 10/24/2010 11:46:09 AM |
| NekHoldings | $25.00 | $25.00 | 10/24/2010 11:39:41 AM |
| MTlender | $25.00 | $25.00 | 10/24/2010 4:18:17 PM |
| velvetsmog | $25.00 | $25.00 | 10/24/2010 8:48:42 PM |
| Shepherd7 | $50.00 | $50.00 | 10/24/2010 5:35:10 PM |
| cognizant-rate732 | $25.00 | $25.00 | 10/24/2010 9:20:08 PM |
| rhin0cerx | $50.00 | $50.00 | 10/24/2010 9:52:02 PM |
| tearingstar | $25.00 | $25.00 | 10/24/2010 9:35:26 PM |
| bold-shrewd-duty | $50.00 | $50.00 | 10/24/2010 7:18:22 PM |
| InvestorPartners | $25.00 | $25.00 | 10/24/2010 11:51:12 PM |
| RandB_CPAs | $50.00 | $50.00 | 10/25/2010 2:18:17 AM |
| bold-yield-rumbler | $25.00 | $25.00 | 10/24/2010 8:02:25 PM |
| lobstahlender | $25.00 | $25.00 | 10/24/2010 11:01:42 PM |
| reward-adventure | $30.00 | $30.00 | 10/25/2010 2:18:20 AM |
| extraordinary-transaction | $25.00 | $25.00 | 10/25/2010 2:18:27 AM |
| hard-working-loot | $50.00 | $50.00 | 10/25/2010 2:19:03 AM |
| Beverly_Hills_Lender | $25.00 | $25.00 | 10/25/2010 2:35:47 AM |
| whatknows | $25.00 | $25.00 | 10/24/2010 9:35:16 PM |
| nestegg4e | $25.00 | $25.00 | 10/25/2010 5:18:11 AM |
| ah-long | $50.00 | $50.00 | 10/24/2010 10:49:12 PM |
| skydiver111 | $25.00 | $25.00 | 10/25/2010 7:32:15 AM |
| pj000218 | $50.00 | $50.00 | 10/25/2010 8:20:51 AM |
| gardenofeden | $25.00 | $25.00 | 10/25/2010 8:21:04 AM |
| p2ploan-charmer | $25.00 | $25.00 | 10/25/2010 8:21:14 AM |
| kind-bill-supporter | $50.00 | $50.00 | 10/25/2010 8:21:19 AM |
| gold-channel2 | $50.00 | $50.00 | 10/25/2010 8:21:50 AM |
| Mark0135 | $50.00 | $50.00 | 10/25/2010 7:39:02 AM |
| the-determined-value | $50.00 | $50.00 | 10/25/2010 6:09:36 AM |
| point-enforcer | $25.00 | $25.00 | 10/25/2010 7:55:52 AM |
| WorldlyWorker | $25.00 | $25.00 | 10/25/2010 8:20:54 AM |
| iolaire | $25.00 | $25.00 | 10/25/2010 8:20:57 AM |
| GInBaghdad | $25.00 | $25.00 | 10/25/2010 8:21:10 AM |
| fairness-kayak | $25.00 | $25.00 | 10/25/2010 8:21:27 AM |
| first-listing-expert | $25.00 | $25.00 | 10/25/2010 8:22:47 AM |
| KiwiElf | $30.00 | $30.00 | 10/25/2010 8:25:42 AM |
| papaman | $25.00 | $25.00 | 10/25/2010 8:20:57 AM |
| Pitufo | $50.00 | $50.00 | 10/25/2010 8:21:10 AM |
| irrelevant | $25.00 | $25.00 | 10/25/2010 8:21:26 AM |
| peso-miser | $25.00 | $25.00 | 10/25/2010 9:06:25 AM |
| traice | $25.00 | $25.00 | 10/25/2010 9:39:53 AM |
| lovely-benefit7 | $25.00 | $25.00 | 10/25/2010 9:44:22 AM |
| fairhelper | $25.00 | $25.00 | 10/25/2010 8:37:36 AM |
| Cybercusp | $25.00 | $25.00 | 10/25/2010 9:00:50 AM |
| Bob450 | $25.00 | $25.00 | 10/25/2010 9:41:11 AM |
| realtormoises | $25.00 | $25.00 | 10/25/2010 10:17:15 AM |
| Rashanir | $25.00 | $25.00 | 10/25/2010 2:21:26 PM |
| Mikale360 | $25.00 | $25.00 | 10/25/2010 1:55:56 PM |
| leverage-monger | $25.00 | $25.00 | 10/25/2010 1:56:48 PM |
| wwwUniversal | $25.00 | $25.00 | 10/25/2010 2:37:35 PM |
| lendstats_com | $25.00 | $25.00 | 10/18/2010 3:07:32 PM |
| bid-czar8 | $25.00 | $25.00 | 10/18/2010 3:12:49 PM |
| NoCal | $30.00 | $30.00 | 10/18/2010 3:24:04 PM |
| handshake5 | $100.00 | $100.00 | 10/18/2010 3:12:43 PM |
| nybanker85 | $50.00 | $50.00 | 10/18/2010 3:51:18 PM |
| shmb6508 | $50.00 | $50.00 | 10/19/2010 11:16:23 AM |
| TakeCare | $60.00 | $60.00 | 10/19/2010 11:21:34 AM |
| Wellman | $50.00 | $50.00 | 10/19/2010 11:24:41 AM |
| ingenious-deal6 | $25.00 | $25.00 | 10/19/2010 6:30:30 PM |
| B-rad_the_Coug | $25.00 | $25.00 | 10/20/2010 12:31:38 PM |
| HedgeFund | $50.00 | $50.00 | 10/20/2010 3:45:15 PM |
| neutrino6 | $25.00 | $25.00 | 10/21/2010 2:50:21 PM |
| helping-out | $100.00 | $100.00 | 10/21/2010 2:55:38 PM |
| inspiring-reward | $100.00 | $100.00 | 10/21/2010 2:55:30 PM |
| djindepth | $50.00 | $50.00 | 10/21/2010 2:57:30 PM |
| noble-revenue | $100.00 | $100.00 | 10/21/2010 3:02:42 PM |
| tech310 | $50.00 | $50.00 | 10/21/2010 3:06:54 PM |
| red-power-pecan | $50.00 | $50.00 | 10/21/2010 8:46:10 PM |
| shrewd-peace7 | $26.92 | $26.92 | 10/21/2010 8:46:03 PM |
| valiant-liberty4 | $25.00 | $25.00 | 10/22/2010 11:11:26 AM |
| impressive-loan9 | $50.00 | $50.00 | 10/22/2010 11:23:32 AM |
| reflective-rupee | $33.00 | $33.00 | 10/22/2010 12:33:07 PM |
| agiovasil | $25.00 | $25.00 | 10/22/2010 3:50:32 PM |
| nickel-hickory | $25.00 | $25.00 | 10/22/2010 3:53:19 PM |
| fundenstein | $25.00 | $25.00 | 10/22/2010 3:54:19 PM |
| seisen | $100.00 | $100.00 | 10/22/2010 3:51:11 PM |
| IIP77 | $25.00 | $25.00 | 10/22/2010 3:51:25 PM |
| 108lender | $100.00 | $100.00 | 10/22/2010 3:51:34 PM |
| AMCal | $25.00 | $25.00 | 10/22/2010 3:52:46 PM |
| money-yeller | $25.00 | $25.00 | 10/22/2010 3:54:34 PM |
| puifais | $25.00 | $25.00 | 10/22/2010 3:54:12 PM |
| cropdust3r | $25.00 | $25.00 | 10/22/2010 3:55:34 PM |
| orange-preeminant-bill | $50.00 | $50.00 | 10/22/2010 3:55:26 PM |
| srgriff | $25.00 | $25.00 | 10/22/2010 3:56:05 PM |
| calkidd05 | $25.00 | $25.00 | 10/22/2010 3:57:43 PM |
| ivadood | $42.55 | $42.55 | 10/22/2010 4:02:39 PM |
| best-unbeatable-transaction | $25.00 | $25.00 | 10/22/2010 4:07:05 PM |
| honorable-yield | $25.00 | $25.00 | 10/22/2010 4:07:10 PM |
| head | $25.00 | $25.00 | 10/22/2010 4:27:35 PM |
| burrito6 | $25.00 | $25.00 | 10/22/2010 4:29:35 PM |
| rescue | $48.02 | $48.02 | 10/22/2010 4:42:41 PM |
| kindness-hickory5 | $25.00 | $25.00 | 10/22/2010 4:45:57 PM |
| lending_well | $50.00 | $50.00 | 10/22/2010 4:42:43 PM |
| diverse2 | $25.00 | $25.00 | 10/22/2010 5:43:38 PM |
| patriot384 | $180.00 | $180.00 | 10/22/2010 6:35:40 PM |
| bold-careful-finance | $25.00 | $25.00 | 10/22/2010 5:47:33 PM |
| benevolent-bonus | $25.00 | $25.00 | 10/22/2010 6:57:33 PM |
| zorg77 | $25.00 | $25.00 | 10/23/2010 2:06:17 AM |
| minddoc | $25.00 | $25.00 | 10/23/2010 2:06:27 AM |
| newgroom422 | $25.00 | $25.00 | 10/23/2010 2:19:06 AM |
| Boxhead | $50.00 | $50.00 | 10/23/2010 2:17:08 AM |
| Wowzer | $25.00 | $25.00 | 10/23/2010 2:14:40 AM |
| ITExec | $37.66 | $37.66 | 10/23/2010 2:17:21 AM |
| mercuriant | $25.00 | $25.00 | 10/23/2010 2:27:41 AM |
| Kijib | $25.00 | $25.00 | 10/23/2010 2:43:06 AM |
| ouyangers | $25.00 | $25.00 | 10/23/2010 3:33:10 AM |
| Gladglide | $27.80 | $27.80 | 10/23/2010 3:07:46 AM |
| stock106 | $25.00 | $25.00 | 10/23/2010 3:14:35 AM |
| delivery | $25.00 | $25.00 | 10/23/2010 3:19:13 AM |
| tsquared_030 | $25.00 | $25.00 | 10/23/2010 3:10:43 AM |
| gettingonyourfeet | $25.00 | $25.00 | 10/23/2010 3:32:24 AM |
| bid-papyrus | $25.00 | $25.00 | 10/23/2010 3:38:08 AM |
| FeedTheMachine | $85.46 | $85.46 | 10/23/2010 3:37:30 AM |
| active-market | $34.87 | $34.87 | 10/23/2010 3:57:53 AM |
| red-favorable-basis | $25.00 | $25.00 | 10/23/2010 7:58:22 AM |
| biz20 | $46.86 | $46.86 | 10/23/2010 8:43:04 AM |
| bnlforever | $25.00 | $25.00 | 10/23/2010 9:07:09 AM |
| Scoote2912 | $25.00 | $25.00 | 10/23/2010 10:47:04 AM |
| Seadrag367 | $25.00 | $25.00 | 10/23/2010 10:51:11 AM |
| momoney2lend | $25.00 | $25.00 | 10/23/2010 11:00:51 AM |
| worldly-penny8 | $25.00 | $25.00 | 10/23/2010 11:49:34 AM |
| Gibbyland | $50.00 | $50.00 | 10/23/2010 12:03:15 PM |
| numitor | $50.00 | $50.00 | 10/23/2010 11:49:32 AM |
| imoutdoorsy | $25.00 | $25.00 | 10/23/2010 2:29:25 PM |
| wampum-chorus3 | $33.43 | $33.43 | 10/23/2010 12:21:16 PM |
| S-Master | $50.00 | $50.00 | 10/23/2010 11:48:55 AM |
| divedude | $25.00 | $25.00 | 10/23/2010 2:28:36 PM |
| well-mannered-marketplace5 | $25.00 | $25.00 | 10/23/2010 3:47:29 PM |
| SFBank | $300.00 | $300.00 | 10/23/2010 3:48:06 PM |
| cybernosha | $25.00 | $25.00 | 10/23/2010 3:50:54 PM |
| larrybird | $115.28 | $115.28 | 10/23/2010 1:30:56 PM |
| escharfer | $25.00 | $25.00 | 10/23/2010 2:01:47 PM |
| nilonc1 | $86.40 | $86.40 | 10/23/2010 5:10:06 PM |
| gallant-economy9 | $49.84 | $49.84 | 10/23/2010 6:22:32 PM |
| julsal | $50.00 | $50.00 | 10/23/2010 3:50:54 PM |
| iceman33 | $25.00 | $25.00 | 10/23/2010 7:10:58 PM |
| sturdy-openness885 | $25.00 | $25.00 | 10/23/2010 4:52:37 PM |
| shur | $25.00 | $25.00 | 10/23/2010 3:50:55 PM |
| afm | $75.00 | $75.00 | 10/23/2010 5:19:51 PM |
| PatRichi | $25.00 | $25.00 | 10/23/2010 9:22:13 PM |
| icecoldcash | $30.00 | $30.00 | 10/23/2010 9:22:21 PM |
| Miklot | $42.98 | $42.98 | 10/24/2010 12:12:24 AM |
| platytanz | $25.00 | $25.00 | 10/24/2010 11:46:10 AM |
| orderly-leverage | $50.00 | $50.00 | 10/24/2010 10:59:36 AM |
| KileNSmyth4 | $25.00 | $25.00 | 10/24/2010 9:47:58 AM |
| kegs | $40.43 | $40.43 | 10/24/2010 11:15:05 AM |
| gentle-social0 | $25.00 | $25.00 | 10/24/2010 3:44:08 PM |
| Zingaro | $25.00 | $25.00 | 10/24/2010 7:06:04 PM |
| buyrite334 | $25.00 | $25.00 | 10/24/2010 2:38:08 PM |
| Papa_Mema | $25.33 | $25.33 | 10/24/2010 7:33:56 PM |
| economy-producer | $25.00 | $25.00 | 10/24/2010 8:47:51 PM |
| NoMoreDebt4Me | $25.00 | $25.00 | 10/24/2010 5:35:07 PM |
| NewPairOfShoes | $25.00 | $25.00 | 10/24/2010 9:20:05 PM |
| affluence-tomahawk | $25.00 | $25.00 | 10/24/2010 6:34:48 PM |
| five-star-bid2 | $25.00 | $25.00 | 10/24/2010 10:05:47 PM |
| jamiee73 | $25.00 | $25.00 | 10/25/2010 12:23:16 AM |
| Soxxes | $25.00 | $25.00 | 10/25/2010 2:18:12 AM |
| majestic-principal1 | $50.00 | $50.00 | 10/24/2010 11:01:45 PM |
| income-pillow | $25.00 | $25.00 | 10/25/2010 4:05:55 AM |
| gizzywump | $50.00 | $50.00 | 10/25/2010 2:18:24 AM |
| healthy-commerce | $25.00 | $25.00 | 10/25/2010 2:18:29 AM |
| DSFinancial | $29.93 | $29.93 | 10/24/2010 9:35:09 PM |
| goldeneye777 | $25.00 | $25.00 | 10/25/2010 5:07:30 AM |
| rogue_monster | $25.00 | $25.00 | 10/25/2010 2:18:32 AM |
| compwhiz | $25.00 | $25.00 | 10/25/2010 2:35:49 AM |
| blackstar | $25.00 | $25.00 | 10/25/2010 8:21:00 AM |
| red-unequivocal-finance | $25.00 | $25.00 | 10/25/2010 4:05:53 AM |
| LAM26 | $25.00 | $25.00 | 10/25/2010 8:21:17 AM |
| gustavzantanon | $50.00 | $50.00 | 10/25/2010 8:22:51 AM |
| payout-reaction740 | $25.00 | $25.00 | 10/25/2010 8:23:53 AM |
| CC911 | $25.00 | $25.00 | 10/25/2010 6:08:51 AM |
| towering-platinum3 | $50.00 | $50.00 | 10/25/2010 8:20:56 AM |
| direct-yield | $25.00 | $25.00 | 10/25/2010 8:21:11 AM |
| the-upbeat-p2p | $50.00 | $50.00 | 10/25/2010 8:21:47 AM |
| DeutscheBank | $25.00 | $25.00 | 10/25/2010 6:50:47 AM |
| lcole32 | $25.00 | $25.00 | 10/25/2010 9:12:52 AM |
| deadbabyseal | $25.00 | $25.00 | 10/25/2010 8:13:35 AM |
| iceberg982362 | $25.00 | $25.00 | 10/25/2010 8:20:59 AM |
| truth-magma | $25.00 | $25.00 | 10/25/2010 8:21:08 AM |
| tornandfrayed | $50.00 | $50.00 | 10/25/2010 8:21:25 AM |
| scabrendan | $64.19 | $64.19 | 10/25/2010 9:27:14 AM |
| calinno2 | $25.00 | $25.00 | 10/25/2010 8:22:38 AM |
| kttalamo | $25.00 | $25.00 | 10/25/2010 8:36:31 AM |
| YellowJacket | $25.00 | $25.00 | 10/25/2010 9:46:02 AM |
| HammerSmith | $25.00 | $25.00 | 10/25/2010 9:40:40 AM |
| oreyedoc | $50.00 | $50.00 | 10/25/2010 10:25:07 AM |
| loss-of-control | $50.00 | $50.00 | 10/25/2010 11:33:39 AM |
| DMKAssetManagement | $25.00 | $25.00 | 10/25/2010 12:08:28 PM |
| shrewd-income | $25.00 | $25.00 | 10/25/2010 2:12:42 PM |
| anton | $2,600.00 | $2,237.79 | 10/25/2010 1:52:28 PM |
| Mocaba | $150.00 | $150.00 | 10/25/2010 2:49:08 PM |
| 284 bids
|
Borrower Payment Dependent Notes Series
479763
This series of Notes was issued and sold upon the funding of the borrower loan #45105, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.95% |
Auction start date:
| Oct-18-2010 |
| |
Auction end date:
| Oct-25-2010 |
|
|
Starting lender yield:
| 11.32% |
Starting borrower rate/APR:
| 12.32% / 17.84% |
Starting monthly payment:
| $33.37 |
|
Final lender yield:
| 6.70% |
Final borrower rate/APR:
| 7.70% / 13.07% |
Final monthly payment:
| $31.20 |
| |
|
Auction yield range:
| 5.71% - 11.32% |
Estimated loss impact:
| 6.04% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 0.66% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-2000 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 780-799 (Oct-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 3y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| silver-formula09 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
1st loan building credit on prosper
Purpose of loan:
This loan will be used to?
pay some of my recent wedding expenses, and I wanted to build credit at the same time.
My financial situation:
I am a good candidate for this loan because?
I have no debt and I pay any debt I get quickly. I have great credit history.
Monthly net income: $
3300.00 (does not include husband's income)
Monthly expenses: $
??Housing: $ 1100
??Insurance: $
60
??Car expenses: $ 370
??Utilities: $
50
??Phone, cable, internet: $
50
??Food, entertainment: $
150
??Clothing, household expenses $
100
??Credit cards and other loans: $
0
??Other expenses: $
0
Information in the Description is not verified.
Friends And Family Winning Bids
dudebrah has bid a total of
$40.00 in winning bids.
"She will have no problems paying this off!"
friends and family winning bid
Information in Friends and Family Winning Bids is not verified
Questions & Answers
Q:
What do you do for a living? - smarva
A:
I am a case manager for a law office that does personal injury cases.
(Oct-22-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| investment-artist | $25.00 | $25.00 | 10/19/2010 7:10:17 AM |
| FundMaker | $25.00 | $25.00 | 10/21/2010 5:14:07 AM |
| BlessedEveryDay | $30.00 | $30.00 | 10/23/2010 7:30:17 AM |
| AustinAmerica | $25.00 | $25.00 | 10/23/2010 9:01:13 AM |
| vtr1000 | $50.02 | $50.02 | 10/23/2010 9:55:52 PM |
| cash-prodigy1 | $50.00 | $50.00 | 10/25/2010 8:27:55 AM |
| worth-solstice | $25.00 | $25.00 | 10/25/2010 12:26:39 PM |
| awesome-dollar5 | $100.00 | $34.98 | 10/25/2010 1:05:41 PM |
| friendinmoney | $25.00 | $25.00 | 10/25/2010 1:32:43 PM |
| engaging-worth | $25.00 | $25.00 | 10/25/2010 2:20:39 PM |
| dudebrah | $40.00 | $40.00 | 10/18/2010 11:37:56 PM |
| Socorro_Capital_Partners | $25.00 | $25.00 | 10/20/2010 9:38:41 AM |
| marwadi-62 | $300.00 | $300.00 | 10/21/2010 4:22:09 PM |
| doopers | $25.00 | $25.00 | 10/23/2010 8:33:51 AM |
| james1844 | $25.00 | $25.00 | 10/23/2010 11:39:16 PM |
| AsianDragon | $100.00 | $100.00 | 10/24/2010 10:45:27 AM |
| platinum-hunter7 | $30.00 | $30.00 | 10/24/2010 5:41:33 PM |
| tender-contract8 | $25.00 | $25.00 | 10/24/2010 8:17:28 PM |
| capital-kingdom | $50.00 | $50.00 | 10/25/2010 5:17:57 AM |
| leverage-burrito | $40.00 | $40.00 | 10/25/2010 7:58:51 AM |
| ExtraIncome | $25.00 | $25.00 | 10/25/2010 12:42:23 PM |
| 21 bids
|
Borrower Payment Dependent Notes Series
480095
This series of Notes was issued and sold upon the funding of the borrower loan #45095, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.30% |
Auction start date:
| Oct-18-2010 |
| |
Auction end date:
| Oct-25-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $90.47 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 38.72% |
Final monthly payment:
| $90.47 |
| |
|
Auction yield range:
| 16.71% - 34.00% |
Estimated loss impact:
| 20.31% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.69% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jun-2006 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 640-659 (Oct-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 2y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,988 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| currency-associate2 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit cards and medical bills
Purpose of loan:
This loan will be used to?pay for medical bills and pay down my credit cards?
My financial situation:
I am a good candidate for this loan because?i always make payments and my income to bills ratio?has recently gotten much better
Monthly net income: $ 2000
Monthly expenses: $ 1513
??Housing: $ 350?????
??Insurance: $ 112
??Car expenses: $ 421
??Utilities: $ 100????
??Phone, cable, internet: $ 80
??Food, entertainment: $ 200
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 200
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| loan-kung-fu | $50.00 | $50.00 | 10/18/2010 3:22:23 PM |
| TakeCare | $50.00 | $50.00 | 10/19/2010 4:14:48 PM |
| agiovasil | $25.00 | $25.00 | 10/19/2010 6:41:00 PM |
| worthy-bid8 | $25.00 | $25.00 | 10/21/2010 12:11:43 PM |
| valiant-liberty4 | $25.00 | $25.00 | 10/22/2010 11:11:44 AM |
| money-bauble | $50.00 | $50.00 | 10/22/2010 3:53:05 PM |
| green-capital-hornet | $25.00 | $25.00 | 10/22/2010 4:06:37 PM |
| retired272 | $25.00 | $25.00 | 10/23/2010 12:46:04 PM |
| Tono | $25.00 | $25.00 | 10/24/2010 3:58:43 PM |
| wlm3012 | $25.00 | $25.00 | 10/25/2010 2:44:54 PM |
| anton | $1,600.00 | $1,475.00 | 10/25/2010 1:41:36 PM |
| nybanker85 | $25.00 | $25.00 | 10/19/2010 11:05:11 AM |
| inspiring-reward | $100.00 | $100.00 | 10/21/2010 12:12:13 PM |
| helping-out | $25.00 | $25.00 | 10/21/2010 8:12:37 PM |
| himistu22 | $25.00 | $25.00 | 10/25/2010 2:23:53 PM |
| PunjabBank | $25.00 | $25.00 | 10/25/2010 2:57:11 PM |
| 16 bids
|
Borrower Payment Dependent Notes Series
480293
This series of Notes was issued and sold upon the funding of the borrower loan #45052, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.20% |
Auction start date:
| Oct-19-2010 |
| |
Auction end date:
| Oct-26-2010 |
|
|
Starting lender yield:
| 33.35% |
Starting borrower rate/APR:
| 34.35% / 38.06% |
Starting monthly payment:
| $134.61 |
|
Final lender yield:
| 33.35% |
Final borrower rate/APR:
| 34.35% / 38.06% |
Final monthly payment:
| $134.61 |
| |
|
Auction yield range:
| 13.71% - 33.35% |
Estimated loss impact:
| 15.74% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.61% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1998 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 660-679 (Oct-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 3y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| orderly-agreement9 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debit consolidation
Purpose of loan:
This loan will be used to?
consolidate bills, fix my car
My financial situation:
I am a good candidate for this loan because?
I plan on paying the loan back.
Monthly net income: $
1400.00
Monthly expenses: $
??Housing: $ 495
??Insurance: $???60??????????
??Car expenses: $
??Utilities: $ 24
??Phone, cable, internet: $ 50
??Food, entertainment: $ 100
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi,
Can you give some more information on the prior delinquencies? Thanks! - Mocaba
A:
Please forgive my delay in answering your question. I have to use the library computer. My delinquencies were due to a chronic health problem which I have recovered from. I am trying to fix my car and establish credit.
(Oct-26-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| handshake5 | $100.00 | $100.00 | 10/19/2010 3:50:14 PM |
| bid-czar8 | $25.00 | $25.00 | 10/19/2010 3:50:23 PM |
| radiant-loan5 | $100.00 | $100.00 | 10/19/2010 3:58:13 PM |
| ritchie70 | $25.00 | $25.00 | 10/19/2010 7:34:09 PM |
| plentiful-gain3 | $50.00 | $50.00 | 10/20/2010 11:49:23 AM |
| shmb6508 | $50.00 | $50.00 | 10/20/2010 3:44:23 PM |
| helping-out | $25.00 | $25.00 | 10/21/2010 8:12:48 PM |
| valiant-liberty4 | $25.00 | $25.00 | 10/22/2010 11:12:24 AM |
| inspiring-reward | $100.00 | $100.00 | 10/22/2010 2:05:41 PM |
| graceful-investment | $100.00 | $100.00 | 10/22/2010 3:03:57 PM |
| ingenious-deal6 | $25.00 | $25.00 | 10/22/2010 3:56:02 PM |
| skuba | $25.00 | $25.00 | 10/23/2010 5:04:33 AM |
| contract-happiness1 | $25.00 | $25.00 | 10/23/2010 11:56:48 AM |
| pembull | $25.00 | $25.00 | 10/23/2010 1:41:54 PM |
| daekpon | $25.00 | $25.00 | 10/24/2010 6:20:55 AM |
| worthy-bid8 | $25.00 | $25.00 | 10/24/2010 12:45:05 PM |
| pembull | $25.00 | $25.00 | 10/24/2010 12:59:40 PM |
| HedgeFund | $50.00 | $50.00 | 10/25/2010 8:24:31 AM |
| shrewd-peace7 | $50.00 | $50.00 | 10/25/2010 4:11:34 PM |
| Mark0135 | $50.00 | $50.00 | 10/25/2010 4:18:59 PM |
| lovely-benefit7 | $25.00 | $25.00 | 10/25/2010 4:24:09 PM |
| bold-yield-rumbler | $25.00 | $25.00 | 10/25/2010 4:24:58 PM |
| crenen139 | $25.00 | $0.92 | 10/25/2010 4:26:09 PM |
| new-social-economist | $80.00 | $80.00 | 10/25/2010 4:15:18 PM |
| bid-treaty | $36.00 | $36.00 | 10/25/2010 5:35:25 PM |
| Evolver | $50.00 | $50.00 | 10/25/2010 6:07:21 PM |
| power-grid134 | $25.00 | $25.00 | 10/25/2010 11:53:40 PM |
| glenium | $25.00 | $25.00 | 10/26/2010 3:08:36 AM |
| Leshan | $25.00 | $25.00 | 10/26/2010 8:11:44 AM |
| ds5184 | $25.00 | $25.00 | 10/26/2010 5:30:27 AM |
| Starfin-Capital-Management | $32.71 | $32.71 | 10/26/2010 10:14:04 AM |
| leverage-monger | $25.00 | $25.00 | 10/26/2010 11:48:39 AM |
| aquistoyraul | $25.00 | $25.00 | 10/26/2010 12:57:17 PM |
| 2grindstones | $25.00 | $25.00 | 10/26/2010 11:58:43 AM |
| transaction-circuit | $50.00 | $50.00 | 10/19/2010 3:46:51 PM |
| noble-revenue | $50.00 | $50.00 | 10/19/2010 4:10:14 PM |
| sfmf | $25.00 | $25.00 | 10/19/2010 6:29:17 PM |
| NoCal | $30.00 | $30.00 | 10/19/2010 6:30:48 PM |
| loan-kung-fu | $50.00 | $50.00 | 10/20/2010 2:37:35 AM |
| natural-greenback6 | $25.00 | $25.00 | 10/20/2010 9:53:39 AM |
| musegaze | $100.00 | $100.00 | 10/20/2010 3:42:31 PM |
| teller | $25.00 | $25.00 | 10/20/2010 4:32:37 PM |
| itnAAnti | $25.00 | $25.00 | 10/20/2010 4:34:10 PM |
| TakeCare | $45.04 | $45.04 | 10/21/2010 10:56:11 AM |
| successful-agreement7 | $100.00 | $100.00 | 10/22/2010 3:29:22 PM |
| SolarMoonshine | $25.00 | $25.00 | 10/22/2010 5:00:43 PM |
| unger | $80.00 | $80.00 | 10/23/2010 12:02:47 PM |
| momoney2lend | $25.00 | $25.00 | 10/23/2010 11:02:15 AM |
| jigsaw | $30.37 | $30.37 | 10/23/2010 1:01:30 PM |
| Wellman | $27.71 | $27.71 | 10/23/2010 7:51:10 PM |
| anton | $159.54 | $159.54 | 10/24/2010 6:16:24 AM |
| marwadi-62 | $25.00 | $25.00 | 10/24/2010 6:45:59 PM |
| green-capital-hornet | $25.00 | $25.00 | 10/25/2010 4:09:21 PM |
| finance-magma7 | $100.00 | $100.00 | 10/25/2010 4:12:19 PM |
| fairhelper | $25.00 | $25.00 | 10/25/2010 4:21:23 PM |
| pursuit699 | $50.00 | $50.00 | 10/25/2010 4:25:06 PM |
| smear87 | $25.00 | $25.00 | 10/25/2010 4:22:58 PM |
| One_Lolo | $25.00 | $25.00 | 10/25/2010 6:07:09 PM |
| social-heart | $50.00 | $50.00 | 10/25/2010 6:44:40 PM |
| interstellar | $50.00 | $50.00 | 10/25/2010 6:06:03 PM |
| noble-revenue | $25.00 | $25.00 | 10/25/2010 6:12:49 PM |
| lending-theory | $25.00 | $25.00 | 10/25/2010 6:31:05 PM |
| Bob450 | $25.00 | $25.00 | 10/25/2010 8:49:59 PM |
| gshx2 | $25.00 | $25.00 | 10/26/2010 6:29:05 AM |
| social-zebra | $27.00 | $27.00 | 10/26/2010 7:58:51 AM |
| WMY-Investor | $100.00 | $100.00 | 10/26/2010 10:04:20 AM |
| secrets10169 | $25.00 | $25.00 | 10/26/2010 11:45:14 AM |
| johnk317 | $60.00 | $60.00 | 10/26/2010 11:50:30 AM |
| JauaFlash | $40.71 | $40.71 | 10/26/2010 12:54:14 PM |
| ultimate-peace | $25.00 | $25.00 | 10/26/2010 1:29:37 PM |
| grampy48 | $25.00 | $25.00 | 10/26/2010 2:15:35 PM |
| 71 bids
|
Borrower Payment Dependent Notes Series
480363
This series of Notes was issued and sold upon the funding of the borrower loan #45046, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.80% |
Auction start date:
| Oct-19-2010 |
| |
Auction end date:
| Oct-26-2010 |
|
|
Starting lender yield:
| 26.50% |
Starting borrower rate/APR:
| 27.50% / 31.05% |
Starting monthly payment:
| $164.38 |
|
Final lender yield:
| 26.50% |
Final borrower rate/APR:
| 27.50% / 31.05% |
Final monthly payment:
| $164.38 |
| |
|
Auction yield range:
| 10.71% - 26.50% |
Estimated loss impact:
| 11.46% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1997 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 720-739 (Oct-2010) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 1y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,822 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| superb-transaction0 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Getting out of Credit Card Debt
I plan to use the funding to pay off my credit cards. I have very good credit and am a reliable borrower. I have a stable full-time job (legal secretary at a law firm) which I receive paychecks on the 1st and the 15th of every month. I am also a seller on Ebay part-time.
I have a Discover card, Citi bank card and a Capital One card that all have balances (I also have a two Chase cards, both with a $0 balance). If this loan is funded, everything will be paid off and my life will truly be changed. Here are some of my expenses:
Monthly net income: $3200
Housing: $675 per month
Insurance: $300 (renter?s insurance for one year/pet insurance for a year)
Utilities: $50 per month
Phone, cable, internet: $200 per month
Credit cards and other loans: $300 per month
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
what are the interest rates of these debts? - beakerfish
A:
One of my credit cards have a 18.99% interest rate. The other two have 0% until December of 2010 (I did a balance transfer from the high interest to the other two to help consolidate).
(Oct-21-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| lendstats_com | $25.00 | $25.00 | 10/19/2010 3:46:39 PM |
| handshake5 | $50.00 | $50.00 | 10/19/2010 3:50:56 PM |
| musegaze | $100.00 | $100.00 | 10/21/2010 3:03:03 PM |
| teller | $50.00 | $50.00 | 10/21/2010 3:03:13 PM |
| killdare | $25.00 | $25.00 | 10/22/2010 6:00:06 AM |
| successful-agreement7 | $100.00 | $100.00 | 10/22/2010 3:29:01 PM |
| TakeCare | $60.00 | $60.00 | 10/22/2010 4:04:00 PM |
| LKCGICG | $25.00 | $25.00 | 10/22/2010 9:20:48 PM |
| momoney2lend | $25.00 | $25.00 | 10/24/2010 12:44:29 PM |
| valiant-liberty4 | $25.00 | $25.00 | 10/24/2010 10:11:26 AM |
| Wellman | $50.00 | $50.00 | 10/25/2010 8:25:53 AM |
| worthy-bid8 | $25.00 | $25.00 | 10/25/2010 4:28:54 PM |
| Mark0135 | $50.00 | $50.00 | 10/25/2010 4:19:08 PM |
| fairhelper | $25.00 | $25.00 | 10/25/2010 4:21:31 PM |
| reflective-rupee | $33.00 | $33.00 | 10/25/2010 4:38:16 PM |
| SolarMoonshine | $25.00 | $25.00 | 10/25/2010 6:06:04 PM |
| shrewd-peace7 | $25.00 | $25.00 | 10/25/2010 6:27:36 PM |
| bid-treaty | $36.00 | $36.00 | 10/25/2010 6:11:48 PM |
| red-power-pecan | $50.00 | $50.00 | 10/25/2010 5:46:59 PM |
| anton | $31.25 | $31.25 | 10/25/2010 6:33:44 PM |
| nilonc1 | $75.00 | $75.00 | 10/25/2010 7:00:01 PM |
| _NaLNaBB | $500.00 | $500.00 | 10/25/2010 10:41:27 PM |
| economy-popcorn | $25.00 | $25.00 | 10/26/2010 8:33:17 AM |
| suave-dime6 | $50.00 | $50.00 | 10/26/2010 9:34:49 AM |
| felicity-daydream | $25.00 | $25.00 | 10/26/2010 7:37:17 AM |
| Cromag | $25.00 | $25.00 | 10/26/2010 10:32:30 AM |
| crenen139 | $25.00 | $25.00 | 10/26/2010 9:35:12 AM |
| noble-revenue | $51.19 | $51.19 | 10/26/2010 10:56:14 AM |
| thatguyoverseas | $25.00 | $25.00 | 10/26/2010 9:35:24 AM |
| MadHun | $100.00 | $100.00 | 10/26/2010 12:02:24 PM |
| well-mannered-income3 | $30.00 | $30.00 | 10/26/2010 1:30:51 PM |
| credit-missile | $25.00 | $25.00 | 10/26/2010 2:53:08 PM |
| JJ9876 | $25.00 | $25.00 | 10/26/2010 3:27:27 PM |
| anton | $100.00 | $15.52 | 10/26/2010 3:29:27 PM |
| bid-czar8 | $25.00 | $25.00 | 10/19/2010 3:50:29 PM |
| bold-attentive-listing | $25.00 | $25.00 | 10/19/2010 3:56:18 PM |
| radiant-loan5 | $100.00 | $100.00 | 10/19/2010 3:58:19 PM |
| natural-greenback6 | $25.00 | $25.00 | 10/20/2010 9:53:51 AM |
| NoCal | $27.04 | $27.04 | 10/20/2010 9:24:24 PM |
| shmb6508 | $50.00 | $50.00 | 10/21/2010 3:03:27 PM |
| 371millwood | $300.00 | $300.00 | 10/21/2010 8:36:00 PM |
| valiant-liberty4 | $25.00 | $25.00 | 10/22/2010 11:12:41 AM |
| inspiring-reward | $100.00 | $100.00 | 10/22/2010 2:05:54 PM |
| graceful-investment | $100.00 | $100.00 | 10/22/2010 3:59:08 PM |
| JustMee | $25.00 | $25.00 | 10/22/2010 6:42:19 PM |
| Bob450 | $25.00 | $25.00 | 10/22/2010 9:43:42 PM |
| skuba | $25.00 | $25.00 | 10/23/2010 5:04:41 AM |
| ingenious-deal6 | $25.00 | $25.00 | 10/24/2010 9:51:19 PM |
| smear87 | $25.00 | $25.00 | 10/25/2010 8:23:32 AM |
| jigsaw | $50.00 | $50.00 | 10/25/2010 1:43:24 PM |
| mercuriant | $25.00 | $25.00 | 10/25/2010 4:07:22 PM |
| psa1995 | $25.00 | $25.00 | 10/25/2010 4:30:50 PM |
| HedgeFund | $50.00 | $50.00 | 10/25/2010 4:28:11 PM |
| lovely-benefit7 | $25.00 | $25.00 | 10/25/2010 4:24:12 PM |
| money-bauble | $100.00 | $100.00 | 10/25/2010 4:27:41 PM |
| bold-attentive-listing | $25.00 | $25.00 | 10/25/2010 6:10:03 PM |
| DHolly | $30.00 | $30.00 | 10/25/2010 7:21:34 PM |
| Frosty | $25.00 | $25.00 | 10/25/2010 7:49:14 PM |
| Requiem | $25.00 | $25.00 | 10/26/2010 1:00:55 AM |
| Whipster | $25.00 | $25.00 | 10/26/2010 8:17:09 AM |
| GElender | $50.00 | $50.00 | 10/26/2010 6:59:31 AM |
| favorite-commerce | $50.00 | $50.00 | 10/26/2010 8:16:26 AM |
| new-social-economist | $80.00 | $80.00 | 10/26/2010 9:34:29 AM |
| EBITDA | $25.00 | $25.00 | 10/26/2010 12:02:09 PM |
| _NaLNaBB | $100.00 | $100.00 | 10/26/2010 9:55:45 AM |
| mcgovern2024 | $25.00 | $25.00 | 10/26/2010 10:04:12 AM |
| friendinmoney | $25.00 | $25.00 | 10/26/2010 10:10:42 AM |
| leverage-monger | $25.00 | $25.00 | 10/26/2010 11:32:28 AM |
| life-is-great | $50.00 | $50.00 | 10/26/2010 1:04:14 PM |
| well-mannered-income3 | $30.00 | $30.00 | 10/26/2010 1:30:40 PM |
| social-heart | $51.00 | $51.00 | 10/26/2010 2:15:33 PM |
| shrewd-income | $100.00 | $100.00 | 10/26/2010 2:36:09 PM |
| zeelender | $25.00 | $25.00 | 10/26/2010 3:02:42 PM |
| new-social-economist | $50.00 | $50.00 | 10/26/2010 3:06:55 PM |
| credit-missile | $25.00 | $25.00 | 10/26/2010 2:53:39 PM |
| orangetrust | $50.00 | $50.00 | 10/26/2010 3:03:04 PM |
| EngineersAlliance | $100.00 | $100.00 | 10/26/2010 3:22:18 PM |
| 77 bids
|
Borrower Payment Dependent Notes Series
480695
This series of Notes was issued and sold upon the funding of the borrower loan #45090, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.80% |
Auction start date:
| Oct-20-2010 |
| |
Auction end date:
| Oct-27-2010 |
|
|
Starting lender yield:
| 26.50% |
Starting borrower rate/APR:
| 27.50% / 31.05% |
Starting monthly payment:
| $164.38 |
|
Final lender yield:
| 26.50% |
Final borrower rate/APR:
| 27.50% / 31.05% |
Final monthly payment:
| $164.38 |
| |
|
Auction yield range:
| 10.71% - 26.50% |
Estimated loss impact:
| 11.46% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1987 |
Debt/Income ratio:
| 48% |
|
Credit score:
| 740-759 (Oct-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 3y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,509 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| red-diversification-resonance |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to payoff two credit cards with?high interest rates. Last time I applied for $5000 and came up a little bit?short. This time I am going?$1000 less, and one credit card less.?
My financial situation:
I am a good candidate for this loan because I have a full-time job as a courier, a second job working at sporting events,?and I have no mortgage or rent payment right now?
Monthly net income: $ 2500
Monthly expenses: $?2025
??Housing: $ 0
??Insurance: $ 150
??Car expenses: $800
??Utilities: $ 100
??Phone, cable, internet: $ 130
??Food, entertainment: $ 200
??Clothing, household expenses $60
??Credit cards and other loans: $ 500
??Other expenses: $ 85
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| bid-czar8 | $25.00 | $25.00 | 10/20/2010 2:57:07 PM |
| radiant-loan5 | $100.00 | $100.00 | 10/20/2010 3:47:52 PM |
| bold-attentive-listing | $25.00 | $25.00 | 10/21/2010 7:44:21 AM |
| natural-greenback6 | $25.00 | $25.00 | 10/21/2010 3:03:24 PM |
| valiant-liberty4 | $25.00 | $25.00 | 10/22/2010 11:13:20 AM |
| skuba | $25.00 | $25.00 | 10/23/2010 11:49:55 AM |
| shmb6508 | $50.00 | $50.00 | 10/24/2010 6:57:15 AM |
| teller | $50.00 | $50.00 | 10/25/2010 8:25:31 AM |
| JustMee | $25.00 | $25.00 | 10/25/2010 6:07:16 PM |
| agiovasil | $25.00 | $25.00 | 10/26/2010 4:52:42 PM |
| Mark0135 | $50.00 | $50.00 | 10/26/2010 4:55:21 PM |
| contract-boomerang | $25.00 | $25.00 | 10/26/2010 4:55:56 PM |
| jigsaw | $50.00 | $50.00 | 10/26/2010 4:56:05 PM |
| noble-revenue | $100.00 | $100.00 | 10/26/2010 4:47:17 PM |
| red-power-pecan | $50.00 | $50.00 | 10/26/2010 4:54:02 PM |
| smear87 | $25.00 | $25.00 | 10/26/2010 4:54:12 PM |
| life-is-great | $50.00 | $50.00 | 10/26/2010 5:03:53 PM |
| GElender | $50.00 | $50.00 | 10/26/2010 4:51:51 PM |
| orangetrust | $50.00 | $50.00 | 10/26/2010 5:07:49 PM |
| HedgeFund | $50.00 | $50.00 | 10/26/2010 4:56:40 PM |
| psa1995 | $25.00 | $25.00 | 10/26/2010 4:56:52 PM |
| suave-dime6 | $50.00 | $50.00 | 10/26/2010 4:58:35 PM |
| crenen139 | $25.00 | $25.00 | 10/26/2010 5:12:27 PM |
| Wellman | $50.00 | $50.00 | 10/26/2010 5:12:58 PM |
| b-rent | $25.00 | $25.00 | 10/26/2010 5:11:59 PM |
| MadHun | $100.00 | $19.12 | 10/26/2010 5:17:50 PM |
| BrLender | $25.00 | $25.00 | 10/26/2010 5:53:11 PM |
| Whipster | $25.00 | $25.00 | 10/26/2010 6:02:37 PM |
| SolarMoonshine | $25.00 | $25.00 | 10/26/2010 5:58:02 PM |
| patriot384 | $120.00 | $120.00 | 10/26/2010 9:44:55 PM |
| Helenska11 | $25.00 | $25.00 | 10/26/2010 8:22:32 PM |
| greenback-guard | $25.00 | $25.00 | 10/26/2010 11:10:15 PM |
| vine99 | $50.00 | $50.00 | 10/26/2010 9:45:18 PM |
| lib5836 | $25.00 | $25.00 | 10/26/2010 9:47:33 PM |
| feb217 | $35.00 | $35.00 | 10/27/2010 1:40:20 AM |
| Mrgiggleswic | $25.29 | $25.29 | 10/27/2010 5:24:38 AM |
| systemlender | $50.00 | $50.00 | 10/27/2010 6:50:38 AM |
| leverage-monger | $33.00 | $33.00 | 10/27/2010 9:53:13 AM |
| moola-monger9 | $59.55 | $59.55 | 10/27/2010 9:04:24 AM |
| Leshan | $50.00 | $50.00 | 10/27/2010 8:05:33 AM |
| back-scratchers | $25.00 | $25.00 | 10/27/2010 9:37:10 AM |
| Bidwinner08 | $38.06 | $38.06 | 10/27/2010 9:38:54 AM |
| lively-exchange | $25.00 | $25.00 | 10/27/2010 10:34:09 AM |
| Rulea72 | $26.63 | $26.63 | 10/27/2010 9:19:08 AM |
| tech310 | $50.00 | $50.00 | 10/27/2010 10:06:31 AM |
| leverage-monger | $25.00 | $25.00 | 10/27/2010 9:54:48 AM |
| UBOtto186 | $50.00 | $50.00 | 10/27/2010 10:48:52 AM |
| Astyanax | $75.00 | $75.00 | 10/27/2010 12:18:48 PM |
| Cambium | $35.00 | $35.00 | 10/27/2010 12:55:29 PM |
| grampy48 | $25.00 | $25.00 | 10/27/2010 1:33:51 PM |
| reflective-rupee | $33.00 | $33.00 | 10/27/2010 12:36:00 PM |
| worldly-gold | $100.00 | $100.00 | 10/27/2010 2:08:24 PM |
| handshake5 | $50.00 | $50.00 | 10/20/2010 2:57:39 PM |
| dynrep | $25.00 | $25.00 | 10/20/2010 2:54:38 PM |
| lendstats_com | $200.00 | $200.00 | 10/20/2010 6:18:16 PM |
| blue-useful-auction | $25.00 | $25.00 | 10/20/2010 9:02:25 PM |
| Comoparklender | $25.00 | $25.00 | 10/21/2010 2:09:51 AM |
| inspiring-reward | $100.00 | $100.00 | 10/22/2010 2:06:33 PM |
| successful-agreement7 | $100.00 | $100.00 | 10/22/2010 3:28:09 PM |
| NoCal | $30.00 | $30.00 | 10/22/2010 4:05:26 PM |
| musegaze | $30.00 | $30.00 | 10/25/2010 8:41:03 AM |
| TakeCare | $60.00 | $60.00 | 10/25/2010 4:35:08 PM |
| graceful-investment | $100.00 | $100.00 | 10/25/2010 6:10:12 PM |
| momoney2lend | $25.00 | $25.00 | 10/26/2010 4:50:27 PM |
| lovely-benefit7 | $25.00 | $25.00 | 10/26/2010 4:55:07 PM |
| shrewd-peace7 | $25.00 | $25.00 | 10/26/2010 4:44:35 PM |
| JJ9876 | $25.00 | $25.00 | 10/26/2010 5:09:37 PM |
| new-social-economist | $80.00 | $80.00 | 10/26/2010 4:53:57 PM |
| fairhelper | $25.00 | $25.00 | 10/26/2010 4:54:46 PM |
| all_of_that_one | $35.00 | $35.00 | 10/26/2010 5:11:51 PM |
| worthy-bid8 | $25.00 | $25.00 | 10/26/2010 5:12:38 PM |
| bountiful-durability | $50.00 | $50.00 | 10/26/2010 5:10:41 PM |
| ingenious-deal6 | $25.00 | $25.00 | 10/26/2010 5:13:15 PM |
| sparkling-contract7 | $25.00 | $25.00 | 10/26/2010 5:59:45 PM |
| SC2TX | $200.00 | $200.00 | 10/26/2010 7:43:41 PM |
| Bob450 | $25.00 | $25.00 | 10/26/2010 6:28:42 PM |
| mckhbnpc | $30.00 | $30.00 | 10/26/2010 8:12:36 PM |
| new-social-economist | $30.00 | $30.00 | 10/27/2010 6:13:29 AM |
| SqueezeKing | $25.00 | $25.00 | 10/27/2010 1:24:26 AM |
| favorite-commerce | $100.00 | $100.00 | 10/27/2010 7:54:24 AM |
| octoberfresh | $25.00 | $25.00 | 10/27/2010 6:32:51 AM |
| doopers | $25.00 | $25.00 | 10/27/2010 5:49:33 AM |
| mpatrick | $25.00 | $25.00 | 10/27/2010 7:38:31 AM |
| forthright-trade | $25.00 | $25.00 | 10/27/2010 9:52:43 AM |
| euro-deployment | $25.00 | $25.00 | 10/27/2010 9:06:39 AM |
| EntGuy | $25.00 | $25.00 | 10/27/2010 11:18:29 AM |
| atomantic | $25.00 | $25.00 | 10/27/2010 10:37:17 AM |
| santhana | $30.35 | $30.35 | 10/27/2010 10:49:44 AM |
| brightest-dignified-penny | $25.00 | $25.00 | 10/27/2010 10:51:56 AM |
| EretzCapital | $50.00 | $50.00 | 10/27/2010 10:47:45 AM |
| melito75 | $25.00 | $25.00 | 10/27/2010 1:18:54 PM |
| trumpeter5 | $25.00 | $25.00 | 10/27/2010 2:45:00 PM |
| 92 bids
|
Borrower Payment Dependent Notes Series
481401
This series of Notes was issued and sold upon the funding of the borrower loan #45089, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.95% |
Auction start date:
| Oct-25-2010 |
| |
Auction end date:
| Oct-27-2010 |
|
|
Starting lender yield:
| 13.90% |
Starting borrower rate/APR:
| 14.90% / 17.07% |
Starting monthly payment:
| $138.47 |
|
Final lender yield:
| 13.90% |
Final borrower rate/APR:
| 14.90% / 17.07% |
Final monthly payment:
| $138.47 |
| |
|
Auction yield range:
| 5.71% - 13.90% |
Estimated loss impact:
| 6.18% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.72% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1998 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 740-759 (Oct-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 2y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,688 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| rcxgza |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to pay off a chunk of my credit card debt. I have been real good with paying off most of it in the past year and a half and I am really getting my balance closer to 0 which is amazing given where my balance once was. I am looking to pay off most of this cerdit card debt to reduce the high interest rates on them. I am also looking to get married in the coming years and would like to relieve most of my credit card debt before I do.
My financial situation:
I am a good candidate for this loan because I have a steady job which I have been in for almost 3 years now. I was promoted recently to an analyst of a renowned investment firm. I expect my yearly salary to rise at the start of the new year as well. I live at home with my parents so I do not have monthly rent or home payments.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| GElender | $75.00 | $75.00 | 10/25/2010 3:10:59 PM |
| Weaverville | $50.00 | $50.00 | 10/25/2010 3:09:44 PM |
| selector568 | $400.00 | $400.00 | 10/25/2010 3:06:17 PM |
| teller | $50.00 | $50.00 | 10/25/2010 3:24:14 PM |
| mjunlimited | $50.00 | $50.00 | 10/25/2010 3:24:37 PM |
| ray1051 | $25.00 | $25.00 | 10/25/2010 3:24:31 PM |
| ogmanny | $50.00 | $50.00 | 10/25/2010 3:23:48 PM |
| natural-affluence4 | $25.00 | $25.00 | 10/25/2010 3:27:03 PM |
| sign_here | $25.00 | $25.00 | 10/25/2010 3:28:39 PM |
| rescue | $100.00 | $100.00 | 10/25/2010 3:34:54 PM |
| alpinaut | $25.00 | $25.00 | 10/25/2010 3:42:20 PM |
| bountiful-durability | $100.00 | $100.00 | 10/25/2010 3:37:51 PM |
| blue-useful-auction | $25.00 | $25.00 | 10/25/2010 4:17:45 PM |
| platinum-hunter7 | $50.00 | $50.00 | 10/25/2010 4:19:15 PM |
| GeorgiaGator | $44.00 | $44.00 | 10/25/2010 5:29:43 PM |
| radforj22 | $25.00 | $25.00 | 10/25/2010 6:29:16 PM |
| AK49-JW | $50.00 | $50.00 | 10/25/2010 6:19:42 PM |
| aganippe | $50.00 | $50.00 | 10/25/2010 7:27:54 PM |
| Fiimg | $50.00 | $50.00 | 10/26/2010 4:57:30 AM |
| jdrez | $25.00 | $25.00 | 10/26/2010 6:56:59 AM |
| vegibenz | $25.00 | $25.00 | 10/26/2010 1:16:47 AM |
| heerzaquestion | $25.00 | $25.00 | 10/26/2010 7:17:01 AM |
| Westlake91362 | $25.00 | $25.00 | 10/26/2010 7:30:50 AM |
| SummaCapital | $100.00 | $100.00 | 10/26/2010 9:07:09 AM |
| cybernosha | $50.00 | $50.00 | 10/26/2010 7:38:48 AM |
| SOP_Bank | $25.00 | $25.00 | 10/26/2010 6:36:04 AM |
| museic1 | $25.00 | $25.00 | 10/26/2010 7:53:28 AM |
| studious-bonus7 | $58.42 | $58.42 | 10/26/2010 10:06:10 AM |
| mla | $25.00 | $25.00 | 10/26/2010 2:50:25 PM |
| hannibal720 | $25.00 | $25.00 | 10/26/2010 1:38:43 PM |
| graceful-investment | $100.00 | $100.00 | 10/26/2010 5:05:04 PM |
| shmb6508 | $50.00 | $50.00 | 10/26/2010 6:38:44 PM |
| LoisLoan | $25.00 | $25.00 | 10/26/2010 6:38:56 PM |
| tenacious-payout | $25.00 | $25.00 | 10/26/2010 8:10:13 PM |
| subtle-revenue0 | $25.00 | $25.00 | 10/27/2010 5:16:27 AM |
| enthralling-deal180 | $50.00 | $50.00 | 10/27/2010 4:37:14 AM |
| iamricher | $25.00 | $25.00 | 10/27/2010 9:54:21 AM |
| msfitzge | $25.00 | $25.00 | 10/27/2010 8:24:58 AM |
| lloyd_s | $25.00 | $25.00 | 10/27/2010 9:09:00 AM |
| Usurious | $25.00 | $1.99 | 10/27/2010 9:55:55 AM |
| cclady | $100.00 | $100.00 | 10/27/2010 5:28:08 PM |
| bentheretoo | $400.00 | $400.00 | 10/27/2010 5:26:32 PM |
| williemc44 | $50.00 | $50.00 | 10/25/2010 3:11:29 PM |
| bold-durability-drum | $50.00 | $50.00 | 10/25/2010 3:25:33 PM |
| ethicalhumanist | $50.00 | $50.00 | 10/25/2010 3:21:45 PM |
| jazzlender | $50.00 | $50.00 | 10/25/2010 3:26:13 PM |
| tenacious-compassion9 | $25.00 | $25.00 | 10/25/2010 3:40:34 PM |
| skuba | $25.00 | $25.00 | 10/25/2010 3:37:05 PM |
| DRA-Properties | $25.00 | $25.00 | 10/25/2010 3:37:33 PM |
| uncleubb | $25.00 | $25.00 | 10/25/2010 3:45:15 PM |
| point-kitten6 | $50.00 | $50.00 | 10/25/2010 3:45:42 PM |
| handshake5 | $100.00 | $100.00 | 10/25/2010 3:43:33 PM |
| GCInvestments | $25.00 | $25.00 | 10/25/2010 3:46:02 PM |
| penny-plato | $25.00 | $25.00 | 10/25/2010 4:53:12 PM |
| JustMee | $25.00 | $25.00 | 10/25/2010 5:59:26 PM |
| rapid-credit428 | $25.00 | $25.00 | 10/25/2010 10:30:46 PM |
| RandyL3 | $25.00 | $25.00 | 10/26/2010 1:54:42 AM |
| forthright-principal2 | $25.00 | $25.00 | 10/26/2010 7:46:34 AM |
| thrifty-peso | $25.00 | $25.00 | 10/26/2010 6:59:22 AM |
| ccdmp2004 | $25.00 | $25.00 | 10/26/2010 9:44:57 AM |
| walabie | $25.00 | $25.00 | 10/26/2010 10:52:16 AM |
| ImaPutz | $25.00 | $25.00 | 10/26/2010 10:30:52 AM |
| spreadgoodwill | $50.00 | $50.00 | 10/26/2010 10:52:25 AM |
| ItsJustMe79 | $30.28 | $30.28 | 10/26/2010 1:21:03 PM |
| zeelender | $25.00 | $25.00 | 10/26/2010 3:02:18 PM |
| ritwik | $50.00 | $50.00 | 10/26/2010 5:07:24 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/26/2010 5:08:58 PM |
| reward-tsunami7 | $50.00 | $50.00 | 10/26/2010 5:19:09 PM |
| tntmojave | $25.00 | $25.00 | 10/26/2010 6:02:15 PM |
| loyalist1 | $90.31 | $90.31 | 10/26/2010 5:51:40 PM |
| jdwillcox | $100.00 | $100.00 | 10/26/2010 9:11:25 PM |
| adam_rodgers | $25.00 | $25.00 | 10/26/2010 8:04:12 PM |
| DrNano | $50.00 | $50.00 | 10/26/2010 10:15:18 PM |
| credit-panda1 | $25.00 | $25.00 | 10/27/2010 8:30:44 AM |
| nolahelper | $25.00 | $25.00 | 10/27/2010 6:47:16 AM |
| deal-vibrato | $25.00 | $25.00 | 10/27/2010 9:40:18 AM |
| indomitable-coin | $50.00 | $50.00 | 10/27/2010 8:41:02 AM |
| dollardave | $100.00 | $100.00 | 10/27/2010 2:23:32 PM |
| Fire2 | $25.00 | $25.00 | 10/27/2010 6:55:40 PM |
| 79 bids
|
Borrower Payment Dependent Notes Series
481447
This series of Notes was issued and sold upon the funding of the borrower loan #45096, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 3.25% |
Auction start date:
| Oct-25-2010 |
| |
Auction end date:
| Oct-26-2010 |
|
|
Starting lender yield:
| 14.00% |
Starting borrower rate/APR:
| 15.00% / 17.17% |
Starting monthly payment:
| $173.33 |
|
Final lender yield:
| 9.80% |
Final borrower rate/APR:
| 10.80% / 12.92% |
Final monthly payment:
| $163.22 |
| |
|
Auction yield range:
| 3.71% - 14.00% |
Estimated loss impact:
| 3.28% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.52% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Feb-2001 |
Debt/Income ratio:
| 3% |
|
Credit score:
| 720-739 (Oct-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 2y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $986 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 4% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Water-Engineer |
Borrower's state:
| California |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Feb-2010)
|
|
Principal balance:
| $3,430.59 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Final Touches to Business Startup
Purpose of loan:
This loan will be used to put the finishing touches to custom 4 seater jet to be used as a show piece in an upcoming airshow.? Many potential customers will be attending this show and it will very beneficial for me and my business partner to have a first edition jet available for showing and for sale.? Over $150,000 has already been invested in the company and only $7500 more is needed.? I am asking for $5000 which combined with $2500 from my savings will reach mine and my partners goal.? The airshow is on November 17th, so I need to have the money by early November in order to meet the deadline.? Please understand that having this at the show will be a HUGE boost for our company.
My financial situation:
I am a good candidate for this loan because I am already a dependable prosper customer, and this loan will help boost the company into producing jets for customers which will add to my already available $65,000/year engineering salary.?
The 4 delinquencies shown in my credit history are from 4 years ago when my x-wife and I split.? The divorce settlement said she had to pay the rest of the balance on that credit card.? Unfortunately, it was under my name and she never paid it.? It hurt my credit and I had to pay if off myself once I found out what it was doing to me.
Thank you for your help and please don't hesitate to ask me any questions you may have.
Thank you.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| C_Mark | $100.00 | $100.00 | 10/25/2010 3:09:10 PM |
| williemc44 | $50.00 | $50.00 | 10/25/2010 3:11:31 PM |
| generous-deal6 | $50.00 | $50.00 | 10/25/2010 3:07:26 PM |
| auction-formula | $57.04 | $57.04 | 10/25/2010 3:16:41 PM |
| auction-sage | $50.00 | $50.00 | 10/25/2010 3:07:56 PM |
| efficient-treasure0 | $25.00 | $25.00 | 10/25/2010 3:09:23 PM |
| kmr2 | $150.00 | $150.00 | 10/25/2010 3:01:49 PM |
| sweet-social2 | $33.00 | $33.00 | 10/25/2010 3:19:16 PM |
| enthralling-deal180 | $50.00 | $50.00 | 10/25/2010 3:20:30 PM |
| jeg3k | $50.00 | $50.00 | 10/25/2010 3:20:53 PM |
| vigorous-velocity | $100.00 | $100.00 | 10/25/2010 3:21:52 PM |
| TakeCare | $80.00 | $80.00 | 10/25/2010 3:22:04 PM |
| mtquan | $25.00 | $25.00 | 10/25/2010 3:16:16 PM |
| radforj22 | $25.00 | $25.00 | 10/25/2010 3:19:38 PM |
| selector568 | $500.00 | $500.00 | 10/25/2010 3:19:51 PM |
| bowdish1 | $50.00 | $50.00 | 10/25/2010 3:20:10 PM |
| bold-durability-drum | $50.00 | $50.00 | 10/25/2010 3:25:34 PM |
| Sevron | $100.00 | $100.00 | 10/25/2010 3:20:25 PM |
| successful-agreement7 | $100.00 | $100.00 | 10/25/2010 3:19:23 PM |
| bid-czar8 | $50.00 | $50.00 | 10/25/2010 3:20:18 PM |
| mjunlimited | $50.00 | $50.00 | 10/25/2010 3:24:33 PM |
| SimpleChoice | $25.00 | $25.00 | 10/25/2010 3:28:57 PM |
| DRA-Properties | $25.00 | $25.00 | 10/25/2010 3:37:35 PM |
| 6moonbeams | $200.00 | $34.48 | 10/25/2010 3:38:34 PM |
| wings2fly | $25.00 | $25.00 | 10/25/2010 3:28:26 PM |
| ray1051 | $75.00 | $75.00 | 10/25/2010 3:28:55 PM |
| bayareainv | $50.00 | $50.00 | 10/25/2010 3:36:04 PM |
| MoonMama | $25.00 | $25.00 | 10/25/2010 3:37:23 PM |
| tolerant-dinero2 | $25.00 | $25.00 | 10/25/2010 3:38:26 PM |
| itnAAnti | $25.00 | $25.00 | 10/25/2010 3:38:32 PM |
| point-kitten6 | $50.00 | $50.00 | 10/25/2010 3:45:44 PM |
| handshake5 | $100.00 | $100.00 | 10/25/2010 3:43:35 PM |
| bondhedger | $25.00 | $25.00 | 10/25/2010 4:01:43 PM |
| platinum-hunter7 | $40.00 | $40.00 | 10/25/2010 4:18:26 PM |
| jdrez | $25.00 | $25.00 | 10/25/2010 5:36:26 PM |
| interstellar | $50.00 | $50.00 | 10/25/2010 6:25:49 PM |
| tranquil-return4 | $25.00 | $25.00 | 10/25/2010 7:38:24 PM |
| unforgettable-order9 | $36.22 | $36.22 | 10/25/2010 10:15:50 PM |
| revenue-officer36 | $35.12 | $35.12 | 10/25/2010 7:46:33 PM |
| srilm | $25.00 | $25.00 | 10/26/2010 1:27:01 AM |
| helpinghand63 | $25.37 | $25.37 | 10/26/2010 1:45:53 AM |
| wwwUniversal | $25.00 | $25.00 | 10/26/2010 2:21:08 AM |
| demoseal | $25.00 | $25.00 | 10/26/2010 6:44:16 AM |
| Interstate_Rate | $50.00 | $50.00 | 10/26/2010 1:35:32 AM |
| Fiimg | $50.00 | $50.00 | 10/26/2010 4:57:27 AM |
| jammers | $38.47 | $38.47 | 10/26/2010 5:21:16 AM |
| Weaverville | $50.00 | $50.00 | 10/25/2010 3:09:46 PM |
| murph0025 | $40.00 | $40.00 | 10/25/2010 3:16:34 PM |
| loan-mammal | $25.00 | $25.00 | 10/25/2010 3:17:41 PM |
| worthy-bid8 | $50.00 | $50.00 | 10/25/2010 3:02:00 PM |
| delicious-social132 | $50.00 | $50.00 | 10/25/2010 3:19:11 PM |
| HedgeFund | $50.00 | $50.00 | 10/25/2010 3:19:18 PM |
| mla | $25.00 | $25.00 | 10/25/2010 3:20:41 PM |
| teller | $31.48 | $31.48 | 10/25/2010 3:20:48 PM |
| payout-achievement | $100.00 | $100.00 | 10/25/2010 3:21:01 PM |
| authentic-liberty7 | $25.00 | $25.00 | 10/25/2010 3:15:49 PM |
| MadHun | $75.00 | $75.00 | 10/25/2010 3:17:36 PM |
| GElender | $75.00 | $75.00 | 10/25/2010 3:11:02 PM |
| ichibon | $150.00 | $150.00 | 10/25/2010 3:20:15 PM |
| orangetrust | $100.00 | $100.00 | 10/25/2010 3:20:36 PM |
| organized-payment6 | $50.00 | $50.00 | 10/25/2010 3:21:21 PM |
| schpere | $100.00 | $100.00 | 10/25/2010 3:17:24 PM |
| nunnie | $25.00 | $25.00 | 10/25/2010 3:19:30 PM |
| objective-investor | $100.00 | $100.00 | 10/25/2010 3:20:06 PM |
| jazzlender | $50.00 | $50.00 | 10/25/2010 3:26:16 PM |
| ogmanny | $50.00 | $50.00 | 10/25/2010 3:23:50 PM |
| Gabriel02 | $25.00 | $25.00 | 10/25/2010 3:34:35 PM |
| Railbird | $25.00 | $25.00 | 10/25/2010 3:37:14 PM |
| newest-bountiful-basis | $25.00 | $25.00 | 10/25/2010 3:37:19 PM |
| natural-affluence4 | $25.00 | $25.00 | 10/25/2010 3:27:04 PM |
| Banker7371 | $25.00 | $25.00 | 10/25/2010 3:40:26 PM |
| FigTree | $50.00 | $50.00 | 10/25/2010 3:29:02 PM |
| JohnGalt79 | $100.00 | $100.00 | 10/25/2010 3:29:38 PM |
| rescue | $42.92 | $42.92 | 10/25/2010 3:34:56 PM |
| KWarrior | $25.00 | $25.00 | 10/25/2010 3:32:38 PM |
| jdwillcox | $50.00 | $50.00 | 10/25/2010 3:32:53 PM |
| GCInvestments | $25.00 | $25.00 | 10/25/2010 3:46:04 PM |
| greentomato | $50.00 | $50.00 | 10/25/2010 3:34:16 PM |
| skuba | $50.00 | $50.00 | 10/25/2010 3:36:23 PM |
| valiant-liberty4 | $50.00 | $50.00 | 10/25/2010 3:40:12 PM |
| tenacious-compassion9 | $25.00 | $25.00 | 10/25/2010 3:40:33 PM |
| Panna | $25.00 | $25.00 | 10/25/2010 4:27:27 PM |
| bountiful-durability | $100.00 | $100.00 | 10/25/2010 4:34:21 PM |
| rapid-credit428 | $25.00 | $25.00 | 10/25/2010 4:54:07 PM |
| tucksta | $25.00 | $25.00 | 10/25/2010 5:36:59 PM |
| loboman | $30.90 | $30.90 | 10/25/2010 5:00:59 PM |
| cedar5 | $25.00 | $25.00 | 10/25/2010 8:29:07 PM |
| thrifty-peso | $25.00 | $25.00 | 10/25/2010 6:50:44 PM |
| fabster | $25.00 | $25.00 | 10/25/2010 6:51:01 PM |
| vegibenz | $25.00 | $25.00 | 10/25/2010 6:50:47 PM |
| Digs | $25.00 | $25.00 | 10/26/2010 1:07:22 AM |
| tylerfd | $25.00 | $25.00 | 10/26/2010 1:26:55 AM |
| lloyd_s | $25.00 | $25.00 | 10/26/2010 1:46:59 AM |
| Pictor01 | $100.00 | $100.00 | 10/26/2010 6:33:29 AM |
| SpotLending | $25.00 | $25.00 | 10/26/2010 6:46:50 AM |
| 95 bids
|
Borrower Payment Dependent Notes Series
472036
This series of Notes was issued and sold upon the funding of the borrower loan #45108, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.20% |
Auction start date:
| Oct-18-2010 |
| |
Auction end date:
| Oct-25-2010 |
|
|
Starting lender yield:
| 25.00% |
Starting borrower rate/APR:
| 26.00% / 29.52% |
Starting monthly payment:
| $141.02 |
|
Final lender yield:
| 25.00% |
Final borrower rate/APR:
| 26.00% / 29.52% |
Final monthly payment:
| $141.02 |
| |
|
Auction yield range:
| 13.71% - 25.00% |
Estimated loss impact:
| 15.33% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.67% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 680-699 (Oct-2010) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 3y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,609 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| buildingtrust |
Borrower's state:
| Ohio |
Borrower's group:
| BORROWERS - LARGEST GROUP |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 63 ( 98% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $4,392.00 | < 31 days late:
| 1
( 2% )
| 660-679
(Feb-2008)
640-659
(Jun-2007)
|
|
Principal balance:
| $321.28 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 64 | | |
Description
Consolidate debt -11.5% pd off-Feb
Purpose of loan:
This loan will be used to consolidate $2600
credit card debt, remainder medical care
My financial
situation:
I am a good candidate for this loan because?
1) Previous Prosper Payment Record?? 2) Increasing credit score
since 2002 bankruptcy? (Refinanced home for 5.0% in 2009)
Monthly
net income: $? Me:? $1680?? Spouse: $775???? Tot.? $ 2435
Monthly
expenses: $
??Housing: $
700
??Insurance: $
40
??Car expenses: $
250
??Utilities: $
250
??Phone, cable, internet: $?
85
??Food, entertainment: $
500
??Clothing, household expenses $
150
??Credit cards and other loans: $??
82 (Prosper)
??Other expenses: $
100
Tot. Exp.?? $2157
$298 surplus for new Prosper Loan and additional expenses/savings
*Extra $82 available per month when current Prosper Loan paid off on
2/15/2011
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi,
What is your wife's job? How is your tax service business doing?
Is that your sole income? Thanks, - p2ploan-sensation211
A:
She cleans peoples homes, mostly senior citizens. 7 clients altogether, some weekly, biweekly, monthly, etc. Currently my sole income is in manufacturing. Since I worked for this company previously, I am able to regain seniority. In 2012 I will have 16 years officially.
(Oct-24-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ekmendenhall | $45.00 | $45.00 | 10/18/2010 3:10:58 PM |
| clemclan | $25.00 | $25.00 | 10/20/2010 8:40:42 PM |
| Sven79 | $200.00 | $200.00 | 10/21/2010 9:08:16 AM |
| jpblan11 | $25.00 | $25.00 | 10/22/2010 4:43:59 PM |
| investment-artist | $25.00 | $25.00 | 10/23/2010 9:51:26 AM |
| brondero | $95.00 | $95.00 | 10/23/2010 2:11:52 PM |
| money-fort | $25.00 | $25.00 | 10/23/2010 10:05:46 PM |
| JerryB96 | $25.00 | $25.00 | 10/24/2010 7:25:26 AM |
| valiant-liberty4 | $25.00 | $25.00 | 10/24/2010 1:56:25 PM |
| DasMula | $100.00 | $100.00 | 10/24/2010 11:18:53 PM |
| DasMula | $100.00 | $100.00 | 10/24/2010 11:18:39 PM |
| bunnybear | $44.74 | $44.74 | 10/25/2010 8:41:22 AM |
| srthsvghdthtr | $25.00 | $25.00 | 10/25/2010 1:42:23 PM |
| thankful-nickel2 | $25.00 | $25.00 | 10/25/2010 1:45:47 PM |
| anton | $2,000.00 | $1,324.70 | 10/25/2010 1:39:15 PM |
| wlm3012 | $25.00 | $25.00 | 10/25/2010 2:29:28 PM |
| grampy48 | $25.00 | $25.00 | 10/25/2010 1:50:21 PM |
| engaging-worth | $25.00 | $25.00 | 10/25/2010 2:30:33 PM |
| wwwUniversal | $25.00 | $25.00 | 10/25/2010 2:36:56 PM |
| Mocaba | $350.00 | $350.00 | 10/25/2010 2:47:55 PM |
| boomer5 | $25.00 | $25.00 | 10/25/2010 2:14:48 PM |
| money-baron | $48.49 | $48.49 | 10/25/2010 2:42:58 PM |
| enthusiastic-balance5 | $69.03 | $69.03 | 10/18/2010 3:23:18 PM |
| penny-plato | $25.00 | $25.00 | 10/18/2010 4:53:35 PM |
| MoneyForNothing | $63.04 | $63.04 | 10/18/2010 8:16:18 PM |
| red-favorable-basis | $25.00 | $25.00 | 10/22/2010 1:13:34 AM |
| jhouman | $25.00 | $25.00 | 10/22/2010 3:51:06 PM |
| RecoveryLender | $25.00 | $25.00 | 10/23/2010 6:49:49 AM |
| Bob450 | $30.00 | $30.00 | 10/23/2010 9:21:59 AM |
| RainyDayFunds | $25.00 | $25.00 | 10/23/2010 7:00:19 PM |
| iocus | $25.00 | $25.00 | 10/24/2010 10:03:10 AM |
| DasMula | $100.00 | $100.00 | 10/24/2010 11:18:25 PM |
| DasMula | $100.00 | $100.00 | 10/24/2010 11:18:10 PM |
| DasMula | $100.00 | $100.00 | 10/24/2010 11:17:17 PM |
| Isotope | $25.00 | $25.00 | 10/25/2010 6:26:33 AM |
| FASTIZIO_P | $25.00 | $25.00 | 10/25/2010 8:21:40 AM |
| revenue-channel8 | $80.00 | $80.00 | 10/25/2010 9:24:00 AM |
| autumn_leaves | $25.00 | $25.00 | 10/25/2010 1:33:19 PM |
| Mikale360 | $25.00 | $25.00 | 10/25/2010 1:57:54 PM |
| autumn_leaves | $25.00 | $25.00 | 10/25/2010 1:32:29 PM |
| unassuming-market7 | $25.00 | $25.00 | 10/25/2010 2:46:15 PM |
| credit-guard5 | $25.00 | $25.00 | 10/25/2010 2:32:49 PM |
| 42 bids
|
Borrower Payment Dependent Notes Series
478790
This series of Notes was issued and sold upon the funding of the borrower loan #45098, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.30% |
Auction start date:
| Oct-08-2010 |
| |
Auction end date:
| Oct-15-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 41.35% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 41.36% |
Final monthly payment:
| $45.24 |
| |
|
Auction yield range:
| 16.71% - 34.00% |
Estimated loss impact:
| 20.31% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.69% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jan-1994 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 680-699 (Sep-2010) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 0y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 | Stated income: | $25,000-$49,999 |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $35,515 | |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 90% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| unique-silver7 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
HOME REPAIRS
Purpose of loan:
This loan will be used to HOME REPAIRS
My financial situation:
I am a good candidate for this loan because? I AM TRUSTWORTHY AND HONEST
Monthly net income: $ 2632.00
Monthly expenses: $
??Housing: $ 1459.00
??Insurance:?71.65
??Car expenses: $ 455.34
??Utilities: $ N/A
??Phone, cable, internet: $ N/A
??Food, entertainment: $ N/A
??Clothing, household expenses $ N/A
??Credit cards and other loans: $ 460.00
??Other expenses: $ N/A
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| swoosh | $25.00 | $25.00 | 10/8/2010 3:47:49 PM |
| AlexTrep | $50.00 | $50.00 | 10/10/2010 10:33:28 AM |
| Diamond_Jim | $25.00 | $25.00 | 10/11/2010 9:43:02 AM |
| TakeCare | $50.00 | $50.00 | 10/13/2010 10:55:42 AM |
| realtormoises | $25.00 | $25.00 | 10/13/2010 2:48:17 PM |
| MarinLoans | $25.00 | $25.00 | 10/14/2010 2:58:06 PM |
| graceful-investment | $100.00 | $100.00 | 10/14/2010 3:50:42 PM |
| euro-banker | $50.00 | $50.00 | 10/14/2010 5:13:07 PM |
| Comoparklender | $25.00 | $2.26 | 10/14/2010 5:23:06 PM |
| Lubava | $50.00 | $50.00 | 10/15/2010 10:45:15 AM |
| silver-zenith | $25.00 | $25.00 | 10/15/2010 10:06:25 AM |
| noble-revenue | $50.00 | $50.00 | 10/9/2010 3:35:20 AM |
| Artist_Blue | $25.00 | $25.00 | 10/9/2010 1:33:21 PM |
| cablenews | $25.00 | $25.00 | 10/11/2010 3:11:31 PM |
| villagers | $25.00 | $25.00 | 10/12/2010 3:01:43 PM |
| worthy-bid8 | $25.00 | $25.00 | 10/12/2010 5:24:14 PM |
| bold-shrewd-duty | $25.00 | $25.00 | 10/13/2010 6:29:04 AM |
| generous-deal6 | $25.00 | $25.00 | 10/14/2010 2:57:42 PM |
| cunning-bill | $25.00 | $25.00 | 10/14/2010 5:15:45 PM |
| icecoldcash | $30.00 | $30.00 | 10/14/2010 3:50:39 PM |
| Anny-Disco | $25.00 | $25.00 | 10/14/2010 5:07:39 PM |
| IIP77 | $25.00 | $25.00 | 10/14/2010 2:57:39 PM |
| copper | $50.00 | $50.00 | 10/14/2010 4:42:41 PM |
| mrxtravis | $42.74 | $42.74 | 10/15/2010 1:53:16 AM |
| zone6 | $100.00 | $100.00 | 10/15/2010 5:48:10 AM |
| fervent-power | $25.00 | $25.00 | 10/15/2010 11:21:15 AM |
| aquistoyraul | $25.00 | $25.00 | 10/15/2010 11:19:01 AM |
| Whitewater_Loans | $25.00 | $25.00 | 10/15/2010 11:38:23 AM |
| 28 bids
|
Borrower Payment Dependent Notes Series
479272
This series of Notes was issued and sold upon the funding of the borrower loan #45070, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.80% |
Auction start date:
| Oct-12-2010 |
| |
Auction end date:
| Oct-18-2010 |
|
|
Starting lender yield:
| 26.50% |
Starting borrower rate/APR:
| 27.50% / 31.46% |
Starting monthly payment:
| $61.64 |
|
Final lender yield:
| 26.50% |
Final borrower rate/APR:
| 27.50% / 31.46% |
Final monthly payment:
| $61.64 |
| |
|
Auction yield range:
| 10.71% - 26.50% |
Estimated loss impact:
| 11.46% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1978 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 720-739 (Oct-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 5
/
4 | Length of status: | 14y 3m |
|
Amount delinquent:
| $2,047 |
Total credit lines:
| 41 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $777 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| point-zeus |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need a new roof
Purpose of loan:
This loan will be used to? finish my roof.
My financial situation:
I am a good candidate for this loan because? I have paid my debts on time and continue to be trustworthy.
Monthly net income: $ 4050
Monthly expenses: $
??Housing: $ 485
??Insurance: $ 125
??Car expenses: $?100
??Utilities: $ 100
??Phone, cable, internet: $ 20
??Food, entertainment: $
??Clothing, household expenses $ varies
??Credit cards and other loans: $ 100
??Other expenses: $ 50
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please explain the current delinquencies and part public record shown in your Prosper credit profile within your listing. Thanks and best wishes. - reflective-rupee
A:
The delinquencies were from a medical diagnosis from an MD who said my daughter had cancer, and it turned out to be a cyst. That was diagnosed from a second opinion. I refused to pay for such inaccurate and distorted medical exam, actually I had insurance and I refused they pay them for that, as it caused our family much unneeded stress. I have no idea what the public record consists of. Thanks
(Oct-13-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| bid-czar8 | $25.00 | $25.00 | 10/12/2010 3:34:17 PM |
| bold-attentive-listing | $25.00 | $25.00 | 10/12/2010 3:35:26 PM |
| teller | $50.00 | $50.00 | 10/12/2010 6:19:43 PM |
| handshake5 | $50.00 | $50.00 | 10/13/2010 9:49:45 AM |
| TakeCare | $60.00 | $60.00 | 10/13/2010 10:55:25 AM |
| reflective-rupee | $25.00 | $25.00 | 10/13/2010 11:13:42 AM |
| ingenious-deal6 | $25.00 | $25.00 | 10/14/2010 12:33:22 PM |
| Littlepeng | $25.00 | $25.00 | 10/15/2010 7:09:33 AM |
| wwwUniversal | $25.00 | $25.00 | 10/16/2010 10:06:03 PM |
| Jeddy | $30.00 | $30.00 | 10/17/2010 2:26:58 PM |
| marwadi-62 | $100.00 | $100.00 | 10/17/2010 5:16:51 PM |
| CK1 | $25.00 | $25.00 | 10/18/2010 4:08:12 AM |
| attractive-fund | $50.00 | $50.00 | 10/18/2010 6:25:46 AM |
| AlexTrep | $50.00 | $50.00 | 10/18/2010 8:05:17 AM |
| bold-attentive-listing | $25.00 | $25.00 | 10/18/2010 9:10:02 AM |
| Rogelio48 | $25.00 | $25.00 | 10/18/2010 10:07:46 AM |
| One_Lolo | $25.00 | $25.00 | 10/18/2010 11:29:36 AM |
| natural-greenback6 | $25.00 | $25.00 | 10/12/2010 3:35:13 PM |
| forthright-dedication | $100.00 | $100.00 | 10/12/2010 3:44:39 PM |
| radiant-loan5 | $100.00 | $100.00 | 10/12/2010 4:03:50 PM |
| worthy-bid8 | $25.00 | $25.00 | 10/13/2010 7:12:47 AM |
| loyalist1 | $50.00 | $50.00 | 10/13/2010 8:59:00 AM |
| soulful-truth | $50.49 | $50.49 | 10/13/2010 1:43:21 AM |
| platinum-hunter7 | $25.00 | $25.00 | 10/13/2010 2:37:18 PM |
| SolarMoonshine | $25.00 | $25.00 | 10/13/2010 6:14:08 PM |
| tech310 | $50.00 | $50.00 | 10/14/2010 12:33:42 PM |
| washboard1 | $50.00 | $9.51 | 10/14/2010 1:48:20 PM |
| Banker_Joe | $50.00 | $50.00 | 10/16/2010 11:14:20 AM |
| thankful-nickel2 | $25.00 | $25.00 | 10/16/2010 11:08:53 PM |
| Byrd24 | $100.00 | $100.00 | 10/17/2010 6:49:44 PM |
| hookUup | $50.00 | $50.00 | 10/17/2010 7:46:35 PM |
| capital-kingdom | $50.00 | $50.00 | 10/18/2010 7:43:22 AM |
| TakeCare | $50.00 | $50.00 | 10/18/2010 8:36:28 AM |
| moola-monger9 | $50.00 | $50.00 | 10/18/2010 8:47:31 AM |
| wlm3012 | $25.00 | $25.00 | 10/18/2010 11:26:08 AM |
| 35 bids
|
Borrower Payment Dependent Notes Series
479580
This series of Notes was issued and sold upon the funding of the borrower loan #45077, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.55% |
Auction start date:
| Oct-14-2010 |
| |
Auction end date:
| Oct-21-2010 |
|
|
Starting lender yield:
| 7.25% |
Starting borrower rate/APR:
| 8.25% / 8.59% |
Starting monthly payment:
| $235.89 |
|
Final lender yield:
| 7.25% |
Final borrower rate/APR:
| 8.25% / 8.59% |
Final monthly payment:
| $235.89 |
| |
|
Auction yield range:
| 2.71% - 7.25% |
Estimated loss impact:
| 1.55% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.70% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| May-1995 |
Debt/Income ratio:
| 3% |
|
Credit score:
| 860-879 (Oct-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 4y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,282 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| red-friendly-gold |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal loan for Business
Purpose of loan:
This loan will be used to consolidate our credit card to a lower rate and provide payment for our next consultant fee.
My financial situation:
I am employed full time and have enough personal savings to cover this loan. I am requesting this loan as I would rather keep my business loan from my personal account. I do make monthly transfers from my personal savings to the business account to cover routine costs, which would include this loan payment. If possible I would like to make this a 1 or 2 year loan term.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Are you borrowing money for this business
http://www.pricewine.com/
Nice website - Pacific-Bank
A:
Hi, yes this is for consolidating some of the consultant fees that I have on my CC for getting our websites online. Pricewine.com is one of them along with mendocinowinery.com, pasowinery.com, tapaswinery.com and calistogawines.com. All of these sites use the same Database and will be associated with each other. www.winemaps.com is a separate site that I have that will tie in socially.
(Oct-18-2010)
Q:
What is your business? It looks as though none of the web sites referenced are actually in production. - j2ee
A:
Correct we are still in development phase for the sites. I just migrated the sites to a new hosting provider and working with a consultant in configuring the stores, before I stock up on inventory. I have all of may ABC licensing to buy and sell wine online, just waiting to dial in the website to be able to manage everything.
(Oct-18-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| worthy-bid8 | $100.00 | $100.00 | 10/14/2010 2:12:08 PM |
| exact-gold2 | $50.00 | $50.00 | 10/14/2010 2:12:34 PM |
| radforj22 | $50.00 | $50.00 | 10/14/2010 2:13:26 PM |
| mjunlimited | $50.00 | $49.18 | 10/14/2010 2:13:36 PM |
| hookUup | $100.00 | $100.00 | 10/14/2010 2:12:14 PM |
| jdwillcox | $50.00 | $50.00 | 10/14/2010 2:19:07 PM |
| Bank_Of_XL | $25.00 | $25.00 | 10/14/2010 5:31:20 PM |
| dollardave | $100.00 | $100.00 | 10/15/2010 11:37:51 AM |
| rate-negotiator | $25.00 | $25.00 | 10/15/2010 1:31:01 PM |
| crjcapt | $100.00 | $100.00 | 10/15/2010 1:59:11 PM |
| kind-value-pouch | $200.00 | $200.00 | 10/16/2010 4:52:11 AM |
| opus08 | $25.00 | $25.00 | 10/16/2010 7:26:51 AM |
| imar | $100.00 | $100.00 | 10/16/2010 7:45:50 AM |
| StayFocused | $25.00 | $25.00 | 10/16/2010 2:23:53 PM |
| Alittleluck | $25.00 | $25.00 | 10/17/2010 6:08:49 PM |
| KWarrior | $25.00 | $25.00 | 10/17/2010 5:59:08 PM |
| HamIAm | $100.00 | $100.00 | 10/18/2010 3:11:05 AM |
| velvetsmog | $57.78 | $57.78 | 10/18/2010 6:57:49 AM |
| SpotLending | $25.00 | $25.00 | 10/18/2010 7:19:00 AM |
| dn0pes | $27.17 | $27.17 | 10/18/2010 8:39:20 AM |
| gdfp158 | $25.00 | $25.00 | 10/18/2010 8:51:34 AM |
| MrX | $25.00 | $25.00 | 10/18/2010 10:38:07 AM |
| credit-guard5 | $25.00 | $25.00 | 10/18/2010 10:28:59 AM |
| ToweringDan | $50.00 | $50.00 | 10/18/2010 10:47:25 AM |
| quantumwellguy | $50.00 | $50.00 | 10/18/2010 10:13:23 AM |
| p2p-eagle9 | $25.00 | $25.00 | 10/18/2010 12:00:16 PM |
| jtu55 | $25.00 | $25.00 | 10/18/2010 2:38:37 PM |
| coolcoast | $50.00 | $50.00 | 10/18/2010 4:12:01 PM |
| ndwork | $25.00 | $25.00 | 10/18/2010 5:00:30 PM |
| TakeCare | $50.00 | $50.00 | 10/18/2010 7:58:35 PM |
| dealmaster | $100.00 | $100.00 | 10/18/2010 7:35:34 PM |
| tsclend07 | $25.00 | $25.00 | 10/18/2010 8:10:39 PM |
| MathProfessor | $25.00 | $25.00 | 10/18/2010 8:40:08 PM |
| interstellar | $50.00 | $50.00 | 10/19/2010 2:21:08 AM |
| 12Knocksinna | $40.00 | $40.00 | 10/19/2010 7:57:51 AM |
| accelerator96 | $25.00 | $25.00 | 10/19/2010 1:43:35 PM |
| dajen1 | $50.00 | $50.00 | 10/19/2010 12:09:22 PM |
| ujiba | $50.00 | $50.00 | 10/19/2010 2:08:39 PM |
| Dollars4Rent | $25.00 | $25.00 | 10/19/2010 4:57:17 PM |
| Dollars4Rent | $25.00 | $25.00 | 10/19/2010 4:57:03 PM |
| tolerant-dinero2 | $25.00 | $25.00 | 10/19/2010 7:07:55 PM |
| logical-reward8 | $25.00 | $25.00 | 10/20/2010 9:20:21 AM |
| UT2008 | $50.00 | $50.00 | 10/20/2010 10:17:22 AM |
| Rivermaverick | $25.00 | $25.00 | 10/20/2010 10:55:45 AM |
| newest-sensible-hope | $50.00 | $50.00 | 10/20/2010 11:16:45 AM |
| equitable-yield4 | $25.00 | $25.00 | 10/20/2010 11:26:16 AM |
| twsems | $100.00 | $100.00 | 10/20/2010 1:41:52 PM |
| p2ploan-charmer | $25.00 | $25.00 | 10/20/2010 3:24:51 PM |
| nicklds | $67.96 | $67.96 | 10/20/2010 3:31:22 PM |
| wise-silver-wonder | $25.00 | $25.00 | 10/20/2010 3:32:01 PM |
| credit-bearer959 | $50.00 | $50.00 | 10/20/2010 3:29:12 PM |
| divedude | $50.00 | $50.00 | 10/20/2010 3:29:13 PM |
| worldly-penny8 | $50.00 | $50.00 | 10/20/2010 3:35:32 PM |
| cpy911 | $50.00 | $50.00 | 10/20/2010 3:36:45 PM |
| blukestrel | $25.00 | $25.00 | 10/20/2010 3:45:37 PM |
| balance-river | $25.00 | $25.00 | 10/20/2010 3:42:05 PM |
| income-banjo | $50.00 | $50.00 | 10/20/2010 5:56:11 PM |
| Long-term2040 | $25.00 | $25.00 | 10/20/2010 5:15:11 PM |
| FlexFunding | $100.00 | $100.00 | 10/20/2010 4:58:45 PM |
| wwwUniversal | $25.00 | $25.00 | 10/20/2010 7:57:32 PM |
| Gaelicman | $134.21 | $134.21 | 10/20/2010 8:17:50 PM |
| Wizard2 | $50.00 | $50.00 | 10/20/2010 10:29:03 PM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 10/20/2010 10:42:51 PM |
| q4golf | $25.00 | $25.00 | 10/21/2010 4:54:28 AM |
| elvisloans | $25.00 | $25.00 | 10/21/2010 6:24:05 AM |
| Chewbaca | $25.00 | $25.00 | 10/21/2010 5:17:27 AM |
| thenewkaisersoze | $25.00 | $25.00 | 10/21/2010 5:31:39 AM |
| llequire1 | $66.55 | $66.55 | 10/21/2010 6:53:35 AM |
| head | $25.00 | $25.00 | 10/21/2010 4:17:18 AM |
| octoberfresh | $35.00 | $35.00 | 10/21/2010 6:37:44 AM |
| gzeo | $25.00 | $25.00 | 10/21/2010 7:44:24 AM |
| finance-burger | $50.00 | $50.00 | 10/21/2010 8:40:18 AM |
| UBOtto186 | $75.00 | $75.00 | 10/21/2010 7:35:35 AM |
| established-hope5 | $28.00 | $28.00 | 10/21/2010 8:45:07 AM |
| crazyinjun | $25.00 | $25.00 | 10/21/2010 7:43:23 AM |
| Trapman13 | $50.00 | $50.00 | 10/21/2010 8:55:11 AM |
| rapid-currency | $25.00 | $25.00 | 10/21/2010 10:05:33 AM |
| redtilapia | $25.00 | $25.00 | 10/21/2010 10:17:20 AM |
| value-pouch | $50.00 | $50.00 | 10/21/2010 10:49:19 AM |
| admirable-basis1 | $25.00 | $25.00 | 10/21/2010 12:05:53 PM |
| shaker348 | $25.00 | $25.00 | 10/21/2010 1:18:07 PM |
| Astyanax | $75.00 | $75.00 | 10/21/2010 1:27:39 PM |
| reward-rancher | $25.00 | $25.00 | 10/21/2010 1:52:33 PM |
| Veridic | $25.00 | $25.00 | 10/14/2010 2:12:45 PM |
| DukSerduk | $25.00 | $25.00 | 10/14/2010 2:12:40 PM |
| ramsbladder | $25.00 | $25.00 | 10/14/2010 2:13:15 PM |
| blot44 | $25.00 | $25.00 | 10/14/2010 2:16:02 PM |
| ogmanny | $50.00 | $50.00 | 10/14/2010 2:19:25 PM |
| alpinaut | $30.00 | $30.00 | 10/14/2010 2:10:35 PM |
| RandyL3 | $25.00 | $25.00 | 10/14/2010 2:25:00 PM |
| turbospeed | $25.00 | $25.00 | 10/14/2010 2:12:05 PM |
| life-is-great | $50.00 | $50.00 | 10/14/2010 2:13:18 PM |
| ericgassercom | $50.00 | $50.00 | 10/14/2010 2:13:29 PM |
| Jynxie | $50.00 | $50.00 | 10/14/2010 2:13:33 PM |
| platinum-hunter7 | $50.00 | $50.00 | 10/14/2010 2:34:10 PM |
| platinum-hunter7 | $50.00 | $50.00 | 10/14/2010 4:13:11 PM |
| wntrequinx | $31.91 | $31.91 | 10/14/2010 5:00:06 PM |
| JedClampett | $75.00 | $75.00 | 10/15/2010 6:19:11 AM |
| thejoker69 | $109.31 | $109.31 | 10/15/2010 5:58:39 AM |
| dvopilot | $100.00 | $100.00 | 10/15/2010 6:15:44 AM |
| Aristocrat | $25.00 | $25.00 | 10/15/2010 8:03:38 AM |
| ethicalhumanist | $50.00 | $50.00 | 10/15/2010 1:41:12 PM |
| Zipperdu | $50.00 | $50.00 | 10/16/2010 8:28:58 AM |
| cashhelp | $50.00 | $50.00 | 10/16/2010 9:42:51 AM |
| LiquidRaptor | $25.00 | $25.00 | 10/17/2010 9:43:31 AM |
| kander80 | $25.00 | $25.00 | 10/17/2010 11:36:31 AM |
| commonsenseman | $25.00 | $25.00 | 10/18/2010 6:21:42 AM |
| BlueStreakLearning | $25.00 | $25.00 | 10/18/2010 7:11:00 AM |
| Lise46 | $50.00 | $50.00 | 10/18/2010 8:28:14 AM |
| lostviajero | $25.00 | $25.00 | 10/18/2010 9:30:20 AM |
| Whitewater_Loans | $50.00 | $50.00 | 10/18/2010 11:38:27 AM |
| investment-artist | $25.00 | $25.00 | 10/18/2010 10:48:59 AM |
| bankerboy22 | $50.00 | $50.00 | 10/18/2010 12:04:09 PM |
| selector568 | $400.00 | $400.00 | 10/18/2010 12:05:45 PM |
| credit-birch | $62.00 | $62.00 | 10/18/2010 2:03:54 PM |
| BeeHive | $59.00 | $59.00 | 10/18/2010 3:56:47 PM |
| AustinAmerica | $25.00 | $25.00 | 10/18/2010 9:58:48 PM |
| TechieLender | $50.00 | $50.00 | 10/19/2010 5:00:10 AM |
| euro-deployment | $25.00 | $25.00 | 10/19/2010 1:31:59 PM |
| tacopants | $100.00 | $100.00 | 10/19/2010 2:48:50 PM |
| kleinbrak | $25.00 | $25.00 | 10/19/2010 6:09:55 PM |
| karmarush | $25.00 | $25.00 | 10/19/2010 7:54:08 PM |
| designs626 | $50.00 | $50.00 | 10/20/2010 7:12:44 AM |
| Eagledrop | $25.00 | $25.00 | 10/20/2010 8:45:19 AM |
| stormwatch | $25.00 | $25.00 | 10/20/2010 9:07:22 AM |
| Phantom99 | $25.00 | $25.00 | 10/20/2010 9:18:17 AM |
| 108lender | $125.00 | $125.00 | 10/20/2010 10:39:31 AM |
| rakstar | $25.00 | $25.00 | 10/20/2010 10:26:34 AM |
| REITRUST | $25.00 | $25.00 | 10/20/2010 10:37:57 AM |
| investment-maker0 | $50.00 | $50.00 | 10/20/2010 12:54:06 PM |
| Anny-Disco | $25.00 | $25.00 | 10/20/2010 3:27:14 PM |
| atope | $50.00 | $50.00 | 10/20/2010 3:28:09 PM |
| zone6 | $30.80 | $30.80 | 10/20/2010 3:26:35 PM |
| silver-armada | $50.00 | $50.00 | 10/20/2010 3:26:25 PM |
| JJ9876 | $100.00 | $100.00 | 10/20/2010 3:26:54 PM |
| KiwiElf | $40.00 | $40.00 | 10/20/2010 3:30:49 PM |
| SummaCapital | $100.00 | $100.00 | 10/20/2010 3:34:43 PM |
| historyman | $25.00 | $25.00 | 10/20/2010 3:49:55 PM |
| NATIVEBORN | $25.00 | $25.00 | 10/20/2010 3:57:48 PM |
| exchange-paladin | $25.00 | $25.00 | 10/20/2010 5:08:34 PM |
| felicity-loyalist0 | $30.00 | $30.00 | 10/20/2010 5:13:57 PM |
| dignified-euro8 | $50.00 | $50.00 | 10/20/2010 5:31:48 PM |
| alakanbearcub | $25.00 | $25.00 | 10/20/2010 6:30:00 PM |
| fcb202 | $50.00 | $50.00 | 10/20/2010 7:59:07 PM |
| Lender0307 | $25.00 | $25.00 | 10/20/2010 9:27:44 PM |
| whistledicksmith | $50.00 | $50.00 | 10/20/2010 7:17:39 PM |
| ksubd | $75.00 | $75.00 | 10/20/2010 9:48:07 PM |
| profitable-balance | $25.00 | $25.00 | 10/21/2010 2:22:40 AM |
| nofreelunch | $25.00 | $25.00 | 10/21/2010 2:09:24 AM |
| ray1051 | $75.00 | $75.00 | 10/21/2010 5:51:41 AM |
| manugee | $50.00 | $50.00 | 10/21/2010 6:00:05 AM |
| WAITING4SUNSHINE | $25.00 | $25.00 | 10/21/2010 7:26:48 AM |
| debt-legend | $25.00 | $25.00 | 10/21/2010 8:23:35 AM |
| -thisguy- | $25.00 | $25.00 | 10/21/2010 9:42:55 AM |
| Auditman | $50.00 | $50.00 | 10/21/2010 10:07:30 AM |
| adhawan325 | $25.00 | $25.00 | 10/21/2010 10:08:56 AM |
| engaging-worth | $25.00 | $25.00 | 10/21/2010 10:10:08 AM |
| rachelrachelrachel | $25.00 | $25.00 | 10/21/2010 10:23:00 AM |
| wormdc | $25.00 | $25.00 | 10/21/2010 10:39:53 AM |
| little_brother1 | $26.13 | $26.13 | 10/21/2010 12:44:53 PM |
| rebeldog67 | $50.00 | $50.00 | 10/21/2010 12:59:52 PM |
| entertaining-greenback2 | $25.00 | $25.00 | 10/21/2010 1:57:43 PM |
| 162 bids
|
Borrower Payment Dependent Notes Series
479816
This series of Notes was issued and sold upon the funding of the borrower loan #45092, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.30% |
Auction start date:
| Oct-14-2010 |
| |
Auction end date:
| Oct-21-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 39.15% |
Starting monthly payment:
| $67.85 |
|
Final lender yield:
| 25.00% |
Final borrower rate/APR:
| 26.00% / 29.93% |
Final monthly payment:
| $60.44 |
| |
|
Auction yield range:
| 16.71% - 34.00% |
Estimated loss impact:
| 19.74% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.26% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1992 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 680-699 (Sep-2010) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 7y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 44 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Treetop-16 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Repair My Kitchen
Purpose of loan:
This loan will be used to?Repair the kitchen in my house that I just purchased 3 months ago. I'm not looking to do anything fancy. Unfortunately the kitchen was in bad shape when I bought the house. I currently have no functioning power or water supply in the kitchen.
My financial situation:
Is solid. Recently was awarded a generous raise at work. Current on all my bills.
I am a good candidate for this loan because?
Like the house I just bought I'm looking for a fresh start. I have been out of bankruptcy for 4 years now and have worked hard to restore my credit score. I now pay for everything with cash, I don't believe in using credit cards. My Prosper score says that I'm HR but my Fico score is good and I qualified and was funded a higher amount on Prosper a month ago but withdrew the listing for personal reasons. Nothing has changed since then except now my paycheck is higher and I'm asking for a lower amount this go around. I'm using Prosper because I have faith and believe in others. If I was in a better position I would feel comfortable helping another in my position.
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $0, I use my fiances car.
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $220.00 Student Loan, I have no credit cards.
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Can you please explain why you have 44 delinquencies in the past 7 years? Thanks- - diversification-maple1
A:
I lost my job at the end of 2002. I was out of work for almost 10 months. I tried my best to pay what I could but between rent and little from unemployment I fell behind. That's what forced the bankruptcy 4 years ago. I felt uneasy about it and even though you start over it's almost as bad. I just watch my budget now and pay for everything with cash. It's not easy and it takes twice as long if something is needed. But I would rather be patient and save then be at the mercy of card companies.
(Oct-18-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| DasMula | $1,500.00 | $1,099.00 | 10/20/2010 9:42:33 PM |
| Leshan | $25.00 | $25.00 | 10/21/2010 7:18:02 AM |
| grampy48 | $25.00 | $25.00 | 10/21/2010 1:01:01 PM |
| Mocaba | $150.00 | $150.00 | 10/21/2010 2:07:07 PM |
| SolarMoonshine | $50.00 | $50.00 | 10/21/2010 3:42:13 AM |
| UBOtto186 | $25.00 | $25.00 | 10/21/2010 7:38:00 AM |
| EretzCapital | $25.00 | $25.00 | 10/21/2010 8:33:06 AM |
| wealth-multiplier | $25.00 | $25.00 | 10/21/2010 10:04:59 AM |
| Lubava | $25.00 | $25.00 | 10/21/2010 10:10:13 AM |
| drb4ever | $25.00 | $25.00 | 10/21/2010 10:56:34 AM |
| social-zebra | $26.00 | $26.00 | 10/21/2010 1:32:35 PM |
| 11 bids
|
Borrower Payment Dependent Notes Series
479894
This series of Notes was issued and sold upon the funding of the borrower loan #45086, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,250.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.30% |
Auction start date:
| Oct-15-2010 |
| |
Auction end date:
| Oct-22-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $101.78 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 38.72% |
Final monthly payment:
| $101.78 |
| |
|
Auction yield range:
| 16.71% - 34.00% |
Estimated loss impact:
| 20.31% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.69% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1989 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 740-759 (Oct-2010) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
14 | Length of status: | 7y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 53 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $56,333 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| tomjeff |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Replacing old patio concrete
Purpose of loan:
This loan will be used to replace and install a much needed upgraded patio.
My financial situation:
I am a good candidate for this loan because I have been employed at the same company for nearly 7 years. Each year I have received both pay increases and increases in responsibility. My spouse also is employed full time as a coordinator for a college CNA nursing program.
Monthly net income: $10,500
Monthly expenses: $
??Housing: $1085
??Insurance: $240
??Car expenses: $512
??Utilities: $80
??Phone, cable, internet: $90
??Food, entertainment: $800
??Clothing, household expenses $380
??Credit cards and other loans: $1750
??Other expenses: $250
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Why is your revolving debt so high? Thanks and best wishes. - reflective-rupee
A:
A good portion of the revolving debt is tied to school expenses. Both my wife and I are completing our Masters programs. I am finshing up my MBA in IT Management and she is about 3/4 done with her Masters in Nursing.
(Oct-22-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| special-currency6 | $25.00 | $25.00 | 10/17/2010 8:53:33 AM |
| Artist_Blue | $25.00 | $25.00 | 10/18/2010 6:09:08 AM |
| worthy-bid8 | $25.00 | $25.00 | 10/19/2010 4:15:01 PM |
| totommb | $118.06 | $118.06 | 10/20/2010 11:13:34 PM |
| JM245 | $25.00 | $25.00 | 10/21/2010 2:13:25 PM |
| graceful-investment | $100.00 | $100.00 | 10/21/2010 2:47:51 PM |
| green-capital-hornet | $25.00 | $25.00 | 10/22/2010 12:21:01 AM |
| Bob450 | $25.00 | $25.00 | 10/21/2010 7:55:34 PM |
| Toastmaster007 | $25.00 | $25.00 | 10/21/2010 8:37:18 PM |
| adaptable-capital | $250.00 | $83.11 | 10/22/2010 3:23:36 AM |
| Dave_Cashflow | $220.96 | $220.96 | 10/22/2010 9:49:17 AM |
| reflective-rupee | $33.00 | $33.00 | 10/22/2010 9:12:05 AM |
| CREinvestor | $26.19 | $26.19 | 10/22/2010 10:21:06 AM |
| minnesotafinancial | $25.00 | $25.00 | 10/22/2010 10:50:04 AM |
| IASKGOD | $25.00 | $25.00 | 10/22/2010 12:23:46 PM |
| reflective-rupee | $33.00 | $33.00 | 10/22/2010 12:07:36 PM |
| SouthernRemarketing | $30.42 | $30.42 | 10/22/2010 1:04:02 PM |
| SANTIAGO1 | $25.00 | $25.00 | 10/22/2010 12:43:18 PM |
| GUIDOLANDIA | $25.00 | $25.00 | 10/22/2010 12:47:27 PM |
| credit-elation1 | $25.00 | $25.00 | 10/22/2010 1:32:10 PM |
| unger | $60.00 | $60.00 | 10/22/2010 12:57:59 PM |
| buffalobills | $25.00 | $25.00 | 10/22/2010 1:40:46 PM |
| Lubava | $25.00 | $25.00 | 10/22/2010 1:42:03 PM |
| SlickNick | $25.00 | $25.00 | 10/22/2010 1:16:16 PM |
| friendinmoney | $25.00 | $25.00 | 10/22/2010 1:47:03 PM |
| money-boomarang | $25.00 | $25.00 | 10/22/2010 2:08:34 PM |
| dudebrah | $25.00 | $25.00 | 10/22/2010 2:32:38 PM |
| serene-capital | $25.00 | $25.00 | 10/22/2010 2:49:04 PM |
| honey-money | $35.00 | $35.00 | 10/22/2010 2:58:05 PM |
| EretzCapital | $45.00 | $45.00 | 10/22/2010 3:07:26 PM |
| loan-kung-fu | $25.00 | $25.00 | 10/18/2010 3:24:58 AM |
| TakeCare | $50.00 | $50.00 | 10/19/2010 11:23:47 AM |
| inspiring-reward | $100.00 | $100.00 | 10/20/2010 3:00:27 PM |
| helping-out | $300.00 | $300.00 | 10/21/2010 7:34:07 AM |
| puifais | $25.00 | $25.00 | 10/21/2010 2:58:57 PM |
| brokerplus | $27.00 | $27.00 | 10/22/2010 4:10:53 AM |
| Sudoku | $100.00 | $100.00 | 10/22/2010 6:17:53 AM |
| Requiem | $25.00 | $25.00 | 10/22/2010 8:18:44 AM |
| well-mannered-income3 | $30.00 | $30.00 | 10/22/2010 9:34:46 AM |
| Lubava | $100.00 | $100.00 | 10/22/2010 10:16:41 AM |
| reflective-rupee | $33.00 | $33.00 | 10/22/2010 12:07:01 PM |
| reflective-rupee | $33.00 | $33.00 | 10/22/2010 12:07:20 PM |
| thankful-nickel2 | $25.00 | $25.00 | 10/22/2010 1:51:08 PM |
| nextar | $42.26 | $42.26 | 10/22/2010 2:15:32 PM |
| tacopants | $50.00 | $50.00 | 10/22/2010 2:24:47 PM |
| valiant-liberty4 | $25.00 | $25.00 | 10/22/2010 2:50:53 PM |
| 46 bids
|
Borrower Payment Dependent Notes Series
480018
This series of Notes was issued and sold upon the funding of the borrower loan #45102, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.80% |
Auction start date:
| Oct-18-2010 |
| |
Auction end date:
| Oct-24-2010 |
|
|
Starting lender yield:
| 26.50% |
Starting borrower rate/APR:
| 27.50% / 31.05% |
Starting monthly payment:
| $123.28 |
|
Final lender yield:
| 26.50% |
Final borrower rate/APR:
| 27.50% / 31.05% |
Final monthly payment:
| $123.28 |
| |
|
Auction yield range:
| 10.71% - 26.50% |
Estimated loss impact:
| 11.46% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 720-739 (Oct-2010) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 9
/
9 | Length of status: | 3y 4m |
|
Amount delinquent:
| $2,131 |
Total credit lines:
| 28 |
Occupation: | Scientist |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,443 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 60 |
Bankcard utilization:
| 31% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| open-minded-currency1 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Helping Family
Purpose of loan:
This loan will be used?to help a family member.?
My financial situation:
I am a good candidate for this loan because I can easily make the monthly payments. I have been making consistent monthly payments ontime for my student loan and credit card for over 3 years.??
Monthly net income: $
My current gross monthly income (before taxes) is $7135.44. I also recieve at least $10,000 as bonus at the end of the year (probably be more this year). So my current yearly income is around $94,000- $95,000.
Monthly expenses: $
??Housing: $ 1100
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $?60
??Phone, cable, internet: $?60
??Food, entertainment: $ 1000
??Clothing, household expenses $?200
??Credit cards and other loans: $ 500 (includes student loan that I pay monthly)
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please explain the current delinquency shown on your Prosper credit profile. Thanks and best wishes. - reflective-rupee
A:
I wasn't aware of this. I have just checked my credit report to review. Here are the details: The first one is supposedly about my student loan. It does not make any sense and I will certainly be challenging this. I have been paying my student loan regularly for over 3 years (direct debit). This can be confirmed looking further into my credit report and/or contacting the lender. The other one seems like a delinquency from 7 years ago and I am looking into it. I do not have any recent delinquency
(Oct-19-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| bid-czar8 | $25.00 | $25.00 | 10/18/2010 3:13:04 PM |
| nybanker85 | $50.00 | $50.00 | 10/18/2010 3:51:13 PM |
| shmb6508 | $50.00 | $50.00 | 10/19/2010 11:16:29 AM |
| NoCal | $30.00 | $30.00 | 10/19/2010 11:17:10 AM |
| teller | $50.00 | $50.00 | 10/19/2010 11:24:59 AM |
| musegaze | $100.00 | $100.00 | 10/19/2010 11:25:20 AM |
| graceful-investment | $38.36 | $38.36 | 10/19/2010 6:30:37 PM |
| TakeCare | $60.00 | $60.00 | 10/19/2010 6:31:34 PM |
| natural-greenback6 | $25.00 | $25.00 | 10/20/2010 9:52:28 AM |
| anton | $115.65 | $115.65 | 10/20/2010 4:06:34 PM |
| money-bauble | $100.00 | $100.00 | 10/21/2010 7:43:50 AM |
| greenback-guard | $25.00 | $25.00 | 10/21/2010 1:31:14 PM |
| well-mannered-income3 | $50.00 | $50.00 | 10/21/2010 8:03:47 PM |
| Bob450 | $25.00 | $25.00 | 10/21/2010 10:30:41 PM |
| valiant-liberty4 | $25.00 | $25.00 | 10/22/2010 11:11:36 AM |
| inspiring-reward | $100.00 | $100.00 | 10/22/2010 2:05:08 PM |
| shrewd-peace7 | $50.00 | $50.00 | 10/22/2010 3:04:44 PM |
| red-power-pecan | $33.51 | $33.51 | 10/22/2010 3:54:03 PM |
| innocent-income4 | $25.00 | $25.00 | 10/22/2010 3:55:05 PM |
| tech310 | $50.00 | $50.00 | 10/22/2010 3:52:40 PM |
| impressive-loan9 | $50.00 | $50.00 | 10/22/2010 3:53:40 PM |
| crenen139 | $25.00 | $25.00 | 10/22/2010 4:03:31 PM |
| thorough-exchange4 | $50.00 | $50.00 | 10/22/2010 4:03:24 PM |
| ryan6853 | $25.00 | $25.00 | 10/22/2010 10:17:38 PM |
| kaykarun | $25.00 | $25.00 | 10/22/2010 9:32:29 PM |
| interstellar | $50.00 | $50.00 | 10/23/2010 2:55:17 AM |
| orange-preeminant-bill | $50.00 | $50.00 | 10/23/2010 4:10:19 AM |
| treasure-bliss | $50.00 | $50.00 | 10/23/2010 3:39:07 AM |
| skuba | $25.00 | $25.00 | 10/23/2010 5:03:56 AM |
| leverage-monger | $25.00 | $25.00 | 10/23/2010 7:59:46 AM |
| lending_well | $50.00 | $21.27 | 10/23/2010 10:46:23 AM |
| Leshan | $25.00 | $25.00 | 10/23/2010 11:42:10 AM |
| ghinga | $25.00 | $25.00 | 10/23/2010 2:55:10 PM |
| Reliance_Banker | $25.00 | $25.00 | 10/23/2010 3:59:31 PM |
| california5andime | $25.00 | $25.00 | 10/24/2010 2:06:08 PM |
| radiant-loan5 | $200.00 | $200.00 | 10/18/2010 3:11:50 PM |
| handshake5 | $50.00 | $50.00 | 10/18/2010 3:13:40 PM |
| reflective-rupee | $25.00 | $25.00 | 10/18/2010 4:33:59 PM |
| reflective-rupee | $75.00 | $75.00 | 10/19/2010 11:39:46 AM |
| moola-wildebeest3 | $25.00 | $25.00 | 10/19/2010 2:38:20 PM |
| nickel-position | $25.00 | $25.00 | 10/20/2010 11:12:28 AM |
| Wellman | $37.36 | $37.36 | 10/20/2010 11:53:23 AM |
| ingenious-deal6 | $25.00 | $25.00 | 10/20/2010 3:44:58 PM |
| jigsaw | $50.00 | $50.00 | 10/20/2010 3:43:31 PM |
| worthy-bid8 | $25.00 | $25.00 | 10/21/2010 7:43:08 AM |
| MadHun | $100.00 | $100.00 | 10/21/2010 2:56:35 PM |
| psa1995 | $25.00 | $25.00 | 10/21/2010 2:58:08 PM |
| HedgeFund | $50.00 | $50.00 | 10/21/2010 2:57:51 PM |
| suave-dime6 | $35.75 | $35.75 | 10/21/2010 5:36:09 PM |
| greenback-guard | $25.00 | $25.00 | 10/21/2010 5:01:14 PM |
| SolarMoonshine | $50.00 | $50.00 | 10/21/2010 5:26:55 PM |
| helping-out | $41.75 | $41.75 | 10/21/2010 6:01:53 PM |
| EBITDA | $25.00 | $25.00 | 10/22/2010 2:16:07 AM |
| FriendInSeattle | $100.00 | $100.00 | 10/22/2010 8:37:25 AM |
| Finchy78 | $25.00 | $25.00 | 10/22/2010 9:04:55 AM |
| noble-revenue | $54.03 | $54.03 | 10/22/2010 11:25:49 AM |
| neutrino6 | $25.00 | $25.00 | 10/22/2010 3:50:55 PM |
| life-is-great | $50.00 | $50.00 | 10/22/2010 3:51:41 PM |
| nickel-hickory | $25.00 | $25.00 | 10/22/2010 3:53:30 PM |
| pursuit699 | $50.00 | $50.00 | 10/22/2010 3:54:51 PM |
| djindepth | $50.00 | $50.00 | 10/22/2010 3:55:42 PM |
| Fire2 | $25.00 | $25.00 | 10/23/2010 9:03:01 AM |
| PadreAyudate | $32.32 | $32.32 | 10/23/2010 2:51:02 PM |
| LendingMind | $50.00 | $50.00 | 10/24/2010 5:15:24 AM |
| Cromag | $25.00 | $25.00 | 10/24/2010 11:51:00 AM |
| loss-of-control | $50.00 | $50.00 | 10/24/2010 1:54:31 PM |
| minnesotafinancial | $25.00 | $25.00 | 10/24/2010 2:05:35 PM |
| 67 bids
|
Borrower Payment Dependent Notes Series
480030
This series of Notes was issued and sold upon the funding of the borrower loan #45064, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.80% |
Auction start date:
| Oct-18-2010 |
| |
Auction end date:
| Oct-25-2010 |
|
|
Starting lender yield:
| 26.50% |
Starting borrower rate/APR:
| 27.50% / 31.05% |
Starting monthly payment:
| $205.47 |
|
Final lender yield:
| 26.50% |
Final borrower rate/APR:
| 27.50% / 31.05% |
Final monthly payment:
| $205.47 |
| |
|
Auction yield range:
| 10.71% - 26.50% |
Estimated loss impact:
| 11.46% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 720-739 (Oct-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
7 | Length of status: | 1y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,145 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| first-precious-payment |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off credit card & med bills
Purpose of loan:
This loan will be used to pay off credit card debt, and pay off some medical bills.? I also am planning on putting a large portion towards my student loan.
My financial situation:
I am a good candidate for this loan because as a recently separated woman, it feels good to stand on my own two feet and provide for?my?kids. It is a struggle, but?with hard work and a little tightening of the purse strings the reward in the end is much greater. I intend to use every dime of this to?get as much debt off me as I can.?
Monthly net income: $ 2440.00
Monthly expenses: $
??Housing: $ 800.00
??Insurance: $ 376.00 every 6 months
??Car expenses: $ 150.00 monthly for gas
??Utilities: $ 180.00 monthly
??Phone, cable, internet: $ 200.00
??Food, entertainment: $ 150.00 every 2 wks
??Clothing, household expenses $ 35.00
??Credit cards and other loans: $ 330.00
??Other expenses: $ 50.00 monthly medical bills
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| bid-czar8 | $25.00 | $25.00 | 10/18/2010 3:13:06 PM |
| bold-attentive-listing | $25.00 | $25.00 | 10/18/2010 3:24:40 PM |
| nybanker85 | $50.00 | $50.00 | 10/18/2010 3:51:11 PM |
| 371millwood | $300.00 | $300.00 | 10/19/2010 5:31:48 AM |
| moola-wildebeest3 | $25.00 | $25.00 | 10/19/2010 11:20:05 AM |
| shmb6508 | $50.00 | $50.00 | 10/19/2010 11:16:32 AM |
| NoCal | $30.00 | $30.00 | 10/19/2010 11:17:12 AM |
| balance-handshake7 | $25.00 | $25.00 | 10/19/2010 3:28:23 PM |
| SFBank | $300.00 | $300.00 | 10/19/2010 6:27:20 PM |
| graceful-investment | $100.00 | $100.00 | 10/19/2010 7:09:17 PM |
| TakeCare | $40.56 | $40.56 | 10/19/2010 7:10:23 PM |
| jigsaw | $50.00 | $50.00 | 10/20/2010 3:43:35 PM |
| mercuriant | $25.00 | $25.00 | 10/21/2010 10:09:33 AM |
| greenback-guard | $25.00 | $25.00 | 10/21/2010 1:33:05 PM |
| worthy-bid8 | $25.00 | $25.00 | 10/21/2010 2:56:42 PM |
| bold-attentive-listing | $25.00 | $25.00 | 10/21/2010 2:57:33 PM |
| HedgeFund | $50.00 | $50.00 | 10/21/2010 2:57:52 PM |
| psa1995 | $25.00 | $25.00 | 10/21/2010 2:58:09 PM |
| helping-out | $25.00 | $25.00 | 10/21/2010 7:18:08 PM |
| well-mannered-income3 | $60.00 | $60.00 | 10/21/2010 8:05:22 PM |
| smear87 | $25.00 | $25.00 | 10/22/2010 9:17:47 AM |
| valiant-liberty4 | $25.00 | $25.00 | 10/22/2010 11:11:38 AM |
| shrewd-peace7 | $25.00 | $25.00 | 10/22/2010 3:51:27 PM |
| life-is-great | $50.00 | $50.00 | 10/22/2010 3:51:43 PM |
| pursuit699 | $50.00 | $50.00 | 10/22/2010 3:54:54 PM |
| noble-revenue | $100.00 | $100.00 | 10/22/2010 3:51:19 PM |
| innocent-income4 | $25.00 | $25.00 | 10/22/2010 3:55:06 PM |
| red-power-pecan | $50.00 | $50.00 | 10/22/2010 4:02:42 PM |
| crenen139 | $25.00 | $25.00 | 10/22/2010 4:03:33 PM |
| Loan_Stranger | $25.00 | $25.00 | 10/22/2010 7:18:05 PM |
| LKCGICG | $25.00 | $25.00 | 10/22/2010 9:12:31 PM |
| kaykarun | $25.00 | $25.00 | 10/22/2010 9:32:31 PM |
| treasure-bliss | $50.00 | $50.00 | 10/23/2010 3:39:08 AM |
| orange-preeminant-bill | $50.00 | $50.00 | 10/23/2010 4:11:11 AM |
| leverage-monger | $25.00 | $25.00 | 10/23/2010 8:01:28 AM |
| FinDoc | $25.00 | $25.00 | 10/23/2010 9:02:59 AM |
| momoney2lend | $25.00 | $25.00 | 10/23/2010 11:00:58 AM |
| impressive-loan9 | $47.49 | $47.49 | 10/23/2010 10:46:08 AM |
| bobnewt | $100.00 | $100.00 | 10/23/2010 1:46:42 PM |
| ghinga | $25.00 | $25.00 | 10/23/2010 2:56:48 PM |
| Ven58 | $25.00 | $25.00 | 10/23/2010 11:49:43 AM |
| new-social-economist | $80.00 | $80.00 | 10/23/2010 1:26:32 PM |
| tech310 | $50.00 | $50.00 | 10/23/2010 2:45:29 PM |
| whartonmba | $25.00 | $25.00 | 10/23/2010 5:41:25 PM |
| oath163 | $25.00 | $25.00 | 10/24/2010 11:03:23 AM |
| spiff666 | $25.00 | $25.00 | 10/24/2010 9:04:35 AM |
| mckhbnpc | $30.00 | $30.00 | 10/24/2010 4:28:24 PM |
| marwadi-62 | $50.00 | $50.00 | 10/24/2010 6:40:58 PM |
| SqueezeKing | $25.00 | $25.00 | 10/24/2010 5:51:00 PM |
| favorite-commerce | $50.00 | $50.00 | 10/24/2010 5:24:46 PM |
| carlos_chantana | $25.00 | $25.00 | 10/25/2010 10:09:43 AM |
| Mighty_Hunter | $25.00 | $25.00 | 10/25/2010 2:14:01 PM |
| ultimate-peace | $25.00 | $25.00 | 10/25/2010 2:10:01 PM |
| wwwUniversal | $25.00 | $25.00 | 10/25/2010 2:34:28 PM |
| p2ploan-sensation211 | $50.00 | $50.00 | 10/25/2010 2:41:10 PM |
| radiant-loan5 | $200.00 | $200.00 | 10/18/2010 3:11:52 PM |
| handshake5 | $50.00 | $50.00 | 10/18/2010 3:13:42 PM |
| reflective-rupee | $200.00 | $200.00 | 10/18/2010 4:37:01 PM |
| blue-useful-auction | $25.00 | $25.00 | 10/18/2010 7:24:07 PM |
| teller | $50.00 | $50.00 | 10/19/2010 11:25:01 AM |
| musegaze | $100.00 | $100.00 | 10/19/2010 11:25:22 AM |
| patriot384 | $60.00 | $60.00 | 10/20/2010 7:52:18 AM |
| JustMee | $25.00 | $25.00 | 10/20/2010 8:46:22 AM |
| natural-greenback6 | $25.00 | $25.00 | 10/20/2010 9:52:35 AM |
| nickel-position | $25.00 | $25.00 | 10/20/2010 11:14:21 AM |
| Wellman | $50.00 | $50.00 | 10/20/2010 3:41:26 PM |
| ingenious-deal6 | $25.00 | $25.00 | 10/20/2010 3:45:01 PM |
| back-scratchers | $25.00 | $25.00 | 10/21/2010 4:15:18 AM |
| MadHun | $87.32 | $87.32 | 10/21/2010 2:56:37 PM |
| anton | $300.00 | $300.00 | 10/21/2010 2:57:38 PM |
| money-bauble | $100.00 | $100.00 | 10/21/2010 2:57:58 PM |
| Bob450 | $25.00 | $25.00 | 10/21/2010 10:37:17 PM |
| suave-dime6 | $25.79 | $25.79 | 10/22/2010 8:17:30 AM |
| FutureLenderEC | $25.00 | $25.00 | 10/22/2010 10:17:52 AM |
| greenback-guard | $25.00 | $25.00 | 10/22/2010 11:26:14 AM |
| inspiring-reward | $100.00 | $100.00 | 10/22/2010 2:05:11 PM |
| timepassport | $25.00 | $25.00 | 10/22/2010 3:48:43 PM |
| mt3209 | $25.00 | $25.00 | 10/22/2010 3:51:30 PM |
| neutrino6 | $25.00 | $25.00 | 10/22/2010 3:50:57 PM |
| djindepth | $50.00 | $50.00 | 10/22/2010 3:55:43 PM |
| Whipster | $50.00 | $50.00 | 10/22/2010 4:02:04 PM |
| courteous-kindness1 | $50.00 | $50.00 | 10/22/2010 8:44:22 PM |
| ryan6853 | $25.00 | $25.00 | 10/22/2010 10:16:02 PM |
| skuba | $25.00 | $25.00 | 10/23/2010 5:03:57 AM |
| Ols744 | $25.00 | $13.83 | 10/23/2010 7:15:17 PM |
| octoberfresh | $25.00 | $25.00 | 10/24/2010 11:54:08 AM |
| goldenhamster | $50.00 | $50.00 | 10/24/2010 8:31:33 PM |
| HammerSmith | $25.00 | $25.00 | 10/25/2010 9:44:36 AM |
| 2grindstones | $25.00 | $25.00 | 10/25/2010 11:07:33 AM |
| social-heart | $25.00 | $25.00 | 10/25/2010 10:04:32 AM |
| 2grindstones | $25.00 | $25.00 | 10/25/2010 11:04:14 AM |
| Nerdster1 | $25.01 | $25.01 | 10/25/2010 11:35:25 AM |
| trident8 | $25.00 | $25.00 | 10/25/2010 1:40:22 PM |
| dinero-vista2 | $25.00 | $25.00 | 10/25/2010 2:55:59 PM |
| Astyanax | $75.00 | $75.00 | 10/25/2010 1:45:05 PM |
| Mighty_Hunter | $25.00 | $25.00 | 10/25/2010 2:24:49 PM |
| Mocaba | $200.00 | $200.00 | 10/25/2010 2:50:18 PM |
| 97 bids
|
Borrower Payment Dependent Notes Series
480062
This series of Notes was issued and sold upon the funding of the borrower loan #45080, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.95% |
Auction start date:
| Oct-18-2010 |
| |
Auction end date:
| Oct-25-2010 |
|
|
Starting lender yield:
| 14.15% |
Starting borrower rate/APR:
| 15.15% / 17.32% |
Starting monthly payment:
| $173.69 |
|
Final lender yield:
| 13.90% |
Final borrower rate/APR:
| 14.90% / 17.07% |
Final monthly payment:
| $173.08 |
| |
|
Auction yield range:
| 5.71% - 14.15% |
Estimated loss impact:
| 6.18% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.72% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1996 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 740-759 (Oct-2010) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 23y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $37,087 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| excellent-reward |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Mortgage Payoff!
Purpose of loan:
This loan will be used to? pay off my mortgage.? Ever since I bought this house (1999) my dream has been to own it free and clear.? I've cobbled together some zero percent interest credit card loans.? I did this?because when I don't owe the bank for the house I can carry less insurance, and my insurance rates have increased 50% in the last five years.? Also, if I pay off the house now I can start saving for college expenses for my daughter (currently in 8th grade).??Even though I have a prepaid plan for her, she may want to go to a private school, and those aren't cheap.? A loan from the people of Prosper (who I'd rather give my money to than the bank or insurance company) will allow me to pay off the house.
My financial situation:
I am a good candidate for this loan because?I've never been late with any payment for anything.? Until my recent credit card loans my credit score was always 800+.? (Two years ago it was 842.)? Until I took on the credit card loans I'd never even paid interest on a card.
My monthly housing expense listed below, after I pay?the house?off, will be ZERO!?
Monthly net income: $ 3300
Monthly expenses: $
??Housing: $ 1592
??Insurance: $ 300
??Car expenses: $ 60
??Utilities: $ 80
??Phone, cable, internet: $?40
??Food, entertainment: $ 300
??Clothing, household expenses $?20
??Credit cards and other loans: $ 800
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Why are you replacing a home loan that is generally tax deductable for mortgage interest with a new loan where the interest isn't tax deductable? Also will any of this loan be used to pay off other loan amounts you have listed in your listing info? - rbotterbLLC
A:
(1) I've paid down so much of the house that itemizing doesn't give me a greater deduction than the standard deduction. (2) The amount of insurance I have to carry on the house turns my 5.25% loan into 27%. (3) My Prosper loan won't be used for any other purpose than to pay off the mortgage (scheduled for Nov. 4).
(Oct-19-2010)
Q:
Hi,
How much are your total debts?
Thanks, - p2ploan-sensation211
A:
I owe 43k on the house; the loans I've taken on to pay it off are another 60k. Once the mortgage is paid, I'm planning to pay the other debts down by about $2500 a month. If I can maintain that schedule I should be debt-free by Dec. 21, 2012.
(Oct-21-2010)
Q:
I can't figure out how you aren't putting yourself in a WORSE situation. You are getting rid of a mortgage and putting most of it ($100k) on credit cards and Prosper loans?? The 0% credit cards must balloon at some point. - Income-Scout
A:
The key is my home insurance. The bank requires me to keep $300k of insurance on a house that I could probably rebuid for $100k. I have the maximum deductible ($10k), and it still costs me $4k a year (and increasing each year) to insure the house. When the house is paid off I can take on less insurance. With the other loans I feel that I have a bit more flexibility, and if things go as I plan I'll be debt-free 3 years earlier than if I just kept paying down the mortgage.
(Oct-23-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| selector568 | $400.00 | $400.00 | 10/18/2010 3:00:35 PM |
| tolerant-dinero2 | $25.00 | $25.00 | 10/18/2010 3:24:26 PM |
| Mav26 | $50.00 | $50.00 | 10/18/2010 5:40:10 PM |
| hookUup | $100.00 | $100.00 | 10/18/2010 6:06:59 PM |
| huitse | $50.00 | $50.00 | 10/18/2010 6:23:44 PM |
| Roundhouse | $200.00 | $200.00 | 10/18/2010 8:06:41 PM |
| sophisticated-marketplace | $35.00 | $35.00 | 10/18/2010 6:56:10 PM |
| thankful-nickel2 | $25.00 | $25.00 | 10/18/2010 8:02:28 PM |
| MathProfessor | $25.00 | $25.00 | 10/18/2010 8:54:54 PM |
| loyalist1 | $100.00 | $100.00 | 10/19/2010 10:02:36 AM |
| HappyToLoan | $30.00 | $30.00 | 10/19/2010 12:49:56 PM |
| tacopants | $100.00 | $100.00 | 10/19/2010 2:38:45 PM |
| CK1 | $25.00 | $25.00 | 10/19/2010 2:08:53 PM |
| Eagledrop | $25.00 | $25.00 | 10/20/2010 8:46:52 AM |
| Socorro_Capital_Partners | $25.00 | $25.00 | 10/20/2010 9:39:12 AM |
| Eaglehigh | $25.00 | $25.00 | 10/21/2010 5:43:44 AM |
| peso-fortress | $25.00 | $25.00 | 10/21/2010 6:45:50 AM |
| platinum-hunter7 | $50.00 | $50.00 | 10/21/2010 5:34:28 PM |
| 4mydaughterseducation | $25.00 | $25.00 | 10/21/2010 7:01:14 PM |
| rockhound84 | $25.00 | $25.00 | 10/22/2010 3:09:04 AM |
| BuckeyeBanker | $100.00 | $100.00 | 10/22/2010 7:03:48 AM |
| Oakland | $50.00 | $50.00 | 10/22/2010 9:39:19 AM |
| wlm3012 | $25.00 | $25.00 | 10/22/2010 9:52:26 AM |
| B-rad_the_Coug | $25.00 | $25.00 | 10/22/2010 1:18:20 PM |
| rdrloan | $50.00 | $50.00 | 10/22/2010 1:30:27 PM |
| money-boomarang | $25.00 | $25.00 | 10/22/2010 2:28:21 PM |
| mistifilio | $25.00 | $25.00 | 10/22/2010 2:32:25 PM |
| special-rupee | $35.00 | $35.00 | 10/22/2010 3:37:13 PM |
| xlnt-loans | $25.00 | $25.00 | 10/22/2010 9:07:06 PM |
| ryan6853 | $25.00 | $25.00 | 10/22/2010 10:13:41 PM |
| MightyZep | $25.92 | $25.92 | 10/22/2010 10:41:20 PM |
| leverage-monger | $25.00 | $25.00 | 10/23/2010 8:16:41 AM |
| rmpedi33 | $50.00 | $50.00 | 10/23/2010 7:16:39 AM |
| StanTheMan | $45.91 | $45.91 | 10/23/2010 8:47:57 AM |
| jcw3rd | $25.00 | $25.00 | 10/23/2010 2:07:16 PM |
| workwithchrisDOTbiz | $50.00 | $50.00 | 10/23/2010 8:11:30 PM |
| vtr1000 | $25.00 | $25.00 | 10/23/2010 9:58:55 PM |
| a-wealth-visionary | $51.43 | $51.43 | 10/24/2010 5:55:01 AM |
| Dollars4Rent | $25.00 | $25.00 | 10/24/2010 8:27:04 AM |
| valiant-liberty4 | $25.00 | $25.00 | 10/24/2010 9:47:39 AM |
| Techne_Funds_LLC | $25.00 | $25.00 | 10/24/2010 5:07:46 PM |
| GyJAV_BNCCo | $25.00 | $25.00 | 10/24/2010 7:10:16 PM |
| auction-seeker | $25.00 | $25.00 | 10/24/2010 7:31:22 PM |
| heroic-dime8 | $25.00 | $25.00 | 10/24/2010 8:41:16 PM |
| dollardave | $100.00 | $100.00 | 10/24/2010 10:34:44 PM |
| rate-negotiator | $25.00 | $25.00 | 10/25/2010 5:56:05 AM |
| ProModelA | $25.00 | $25.00 | 10/25/2010 5:21:15 AM |
| balanced-balance6 | $30.00 | $30.00 | 10/25/2010 7:41:24 AM |
| zztopdog | $25.00 | $25.00 | 10/25/2010 9:59:16 AM |
| ScizyKBC | $31.00 | $31.00 | 10/25/2010 12:28:35 PM |
| oldman68 | $25.00 | $25.00 | 10/25/2010 10:49:23 AM |
| friendinmoney | $25.00 | $25.00 | 10/25/2010 1:30:30 PM |
| productive-finance | $30.00 | $30.00 | 10/25/2010 1:09:22 PM |
| DDPrime | $100.00 | $100.00 | 10/18/2010 3:14:29 PM |
| RandyL3 | $25.00 | $25.00 | 10/18/2010 3:18:19 PM |
| Bank_Of_XL | $50.00 | $50.00 | 10/18/2010 4:23:17 PM |
| Edison8 | $50.00 | $50.00 | 10/18/2010 5:22:58 PM |
| chevygal | $70.00 | $70.00 | 10/18/2010 5:42:08 PM |
| balance-river | $25.00 | $25.00 | 10/18/2010 6:41:23 PM |
| serene-capital | $25.00 | $25.00 | 10/18/2010 11:06:44 PM |
| RedCentre | $136.41 | $136.41 | 10/19/2010 2:20:16 AM |
| thrilling-nickel5 | $25.00 | $25.00 | 10/19/2010 4:29:38 AM |
| patriot384 | $136.00 | $136.00 | 10/19/2010 7:48:07 AM |
| BrLender | $25.00 | $25.00 | 10/19/2010 9:58:28 AM |
| fund-fox4 | $30.00 | $30.00 | 10/19/2010 11:14:22 AM |
| interact | $25.00 | $25.00 | 10/19/2010 2:12:21 PM |
| ogmanny | $50.00 | $50.00 | 10/20/2010 1:46:58 AM |
| silver-armada | $50.00 | $50.00 | 10/20/2010 5:04:22 AM |
| teller | $50.00 | $50.00 | 10/20/2010 5:51:57 AM |
| mjunlimited | $50.00 | $50.00 | 10/20/2010 6:28:12 AM |
| designs626 | $50.00 | $50.00 | 10/20/2010 7:12:27 AM |
| suave-dime6 | $25.00 | $25.00 | 10/20/2010 7:52:31 AM |
| deal-enrichment | $50.00 | $17.49 | 10/20/2010 9:49:17 AM |
| Ven58 | $25.00 | $25.00 | 10/21/2010 1:20:52 AM |
| Peterman | $25.00 | $25.00 | 10/21/2010 8:47:52 AM |
| purplepotato | $26.50 | $26.50 | 10/21/2010 9:48:54 AM |
| bknite13 | $100.00 | $100.00 | 10/21/2010 9:15:29 AM |
| sosleep | $25.00 | $25.00 | 10/21/2010 3:23:08 PM |
| ethicalhumanist | $50.00 | $50.00 | 10/21/2010 6:06:02 PM |
| exchange-dreams | $25.00 | $25.00 | 10/21/2010 7:20:19 PM |
| spiff666 | $25.00 | $25.00 | 10/21/2010 8:26:44 PM |
| bjr01 | $25.00 | $25.00 | 10/21/2010 10:17:53 PM |
| Sol_Invictus | $25.00 | $25.00 | 10/22/2010 5:32:16 AM |
| transaction-surge0 | $25.00 | $25.00 | 10/22/2010 1:04:45 PM |
| Fishy014 | $45.00 | $45.00 | 10/22/2010 3:54:48 PM |
| jms1983 | $25.00 | $25.00 | 10/22/2010 3:54:13 PM |
| kajams | $29.34 | $29.34 | 10/23/2010 9:19:23 AM |
| Leopoldine | $25.00 | $25.00 | 10/23/2010 11:19:11 AM |
| availableloan | $25.00 | $25.00 | 10/23/2010 3:14:06 PM |
| maximizer | $25.00 | $25.00 | 10/23/2010 12:53:37 PM |
| katnmouse | $40.00 | $40.00 | 10/23/2010 4:48:04 PM |
| Streamfeeder | $25.00 | $25.00 | 10/23/2010 2:51:58 PM |
| wwwUniversal | $25.00 | $25.00 | 10/23/2010 9:13:24 PM |
| nyran20 | $50.00 | $50.00 | 10/23/2010 5:48:28 PM |
| crw1950 | $30.00 | $30.00 | 10/23/2010 9:08:22 PM |
| acfreema | $100.00 | $100.00 | 10/23/2010 10:34:36 PM |
| LendingMind | $50.00 | $50.00 | 10/24/2010 5:21:32 AM |
| 1stAmericanCapital | $25.00 | $25.00 | 10/24/2010 5:32:29 AM |
| forthright-principal2 | $25.00 | $25.00 | 10/24/2010 1:27:24 PM |
| credit-panda1 | $25.00 | $25.00 | 10/24/2010 1:14:19 PM |
| Supervark | $25.00 | $25.00 | 10/24/2010 4:12:56 PM |
| LesPaul1 | $25.00 | $25.00 | 10/24/2010 7:35:30 PM |
| usd1027 | $25.00 | $25.00 | 10/24/2010 5:24:02 PM |
| greenback-ally | $50.00 | $50.00 | 10/24/2010 9:49:21 PM |
| CashBank | $25.00 | $25.00 | 10/25/2010 8:58:07 AM |
| wkeboarder21 | $50.00 | $50.00 | 10/25/2010 11:04:21 AM |
| drluong | $25.00 | $25.00 | 10/25/2010 1:02:13 PM |
| friendinmoney | $25.00 | $25.00 | 10/25/2010 1:31:17 PM |
| mgking007 | $25.00 | $25.00 | 10/25/2010 12:37:38 PM |
| grampy48 | $25.00 | $25.00 | 10/25/2010 1:43:35 PM |
| market-mesh | $25.00 | $25.00 | 10/25/2010 2:28:34 PM |
| Astyanax | $75.00 | $75.00 | 10/25/2010 1:49:03 PM |
| jybank | $25.00 | $25.00 | 10/25/2010 1:17:26 PM |
| blue-useful-auction | $25.00 | $25.00 | 10/25/2010 2:15:20 PM |
| wise-balanced-moola | $25.00 | $25.00 | 10/25/2010 2:45:46 PM |
| p2ploan-sensation211 | $50.00 | $50.00 | 10/25/2010 2:40:44 PM |
| 116 bids
|
Borrower Payment Dependent Notes Series
480110
This series of Notes was issued and sold upon the funding of the borrower loan #45083, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,200.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.95% |
Auction start date:
| Oct-21-2010 |
| |
Auction end date:
| Oct-22-2010 |
|
|
Starting lender yield:
| 33.00% |
Starting borrower rate/APR:
| 34.00% / 36.44% |
Starting monthly payment:
| $187.62 |
|
Final lender yield:
| 14.15% |
Final borrower rate/APR:
| 15.15% / 17.32% |
Final monthly payment:
| $145.90 |
| |
|
Auction yield range:
| 5.71% - 33.00% |
Estimated loss impact:
| 6.19% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-2001 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 740-759 (Oct-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 10y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 2 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| kbm81 |
Borrower's state:
| NewJersey |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Based Business, 750+ rating
Purpose of loan:
This loan will be used to start a home based business that will make me financially independent.
My financial situation:
I am a good candidate for this loan because I have a full-time job, I'm single with no children, have no huge debts, and I always pay my bills on time, and I'll have enough money left over to pay back the loan. I have a credit card which I rarely use since it is mainly for rebuilding my credit.
Monthly net income: $1,620
Monthly expenses: $1,275
? Housing: $400
? Insurance: $80
? Car expenses: $200
? Utilities: $150
? Phone, cable, internet: $125
? Food, entertainment: $200
? Clothing, household expenses $50
? Credit cards and other loans: less than $20
? Other expenses: less than $50
As you can see, I have $345 left over for the month, enough to pay back the loan.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What kind of business are you planning? Who are your target customers? What kind of planning have you done for the first year of operations? Thanks. - mbf2234
A:
It's an online business opportunity where I'll sell products online. Some of the loan will be used for driving traffic to the site.
(Oct-22-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| rescue | $50.00 | $50.00 | 10/21/2010 9:54:33 AM |
| worthy-bid8 | $100.00 | $100.00 | 10/21/2010 9:56:18 AM |
| generous-deal6 | $50.00 | $50.00 | 10/21/2010 9:56:24 AM |
| williemc44 | $50.00 | $50.00 | 10/21/2010 9:56:34 AM |
| HedgeFund | $50.00 | $50.00 | 10/21/2010 9:57:21 AM |
| jdwillcox | $50.00 | $50.00 | 10/21/2010 10:03:32 AM |
| efficient-treasure0 | $25.00 | $25.00 | 10/21/2010 10:01:02 AM |
| GElender | $50.00 | $50.00 | 10/21/2010 10:04:46 AM |
| Weaverville | $50.00 | $50.00 | 10/21/2010 10:02:18 AM |
| DRA-Properties | $25.00 | $25.00 | 10/21/2010 10:03:22 AM |
| bowdish1 | $50.00 | $50.00 | 10/21/2010 10:03:39 AM |
| cybernosha | $25.00 | $25.00 | 10/21/2010 10:03:46 AM |
| handshake5 | $100.00 | $100.00 | 10/21/2010 10:04:35 AM |
| payout-achievement | $100.00 | $100.00 | 10/21/2010 10:06:24 AM |
| bid-czar8 | $50.00 | $50.00 | 10/21/2010 10:04:19 AM |
| the-money-position | $50.00 | $50.00 | 10/21/2010 10:06:41 AM |
| jazzlender | $25.00 | $25.00 | 10/21/2010 10:05:01 AM |
| don8ter | $25.00 | $25.00 | 10/21/2010 10:05:18 AM |
| mjunlimited | $50.00 | $50.00 | 10/21/2010 10:06:08 AM |
| BuffetRocks | $50.00 | $50.00 | 10/21/2010 10:07:06 AM |
| thankful-nickel2 | $25.00 | $25.00 | 10/21/2010 1:35:46 PM |
| asset-professor | $26.67 | $26.67 | 10/21/2010 1:54:05 PM |
| nletunic | $50.00 | $50.00 | 10/21/2010 2:38:25 PM |
| iLoaner | $25.00 | $2.43 | 10/21/2010 2:39:12 PM |
| iflyforfun | $25.00 | $25.00 | 10/21/2010 2:50:32 PM |
| studious-bonus7 | $100.00 | $100.00 | 10/21/2010 3:01:37 PM |
| JustMee | $25.00 | $25.00 | 10/21/2010 7:30:56 PM |
| selector568 | $400.00 | $400.00 | 10/21/2010 9:54:57 AM |
| MadHun | $100.00 | $100.00 | 10/21/2010 9:56:40 AM |
| sweet-social2 | $33.00 | $33.00 | 10/21/2010 9:56:51 AM |
| successful-agreement7 | $100.00 | $100.00 | 10/21/2010 9:57:38 AM |
| platinum-hunter7 | $25.00 | $25.00 | 10/21/2010 9:59:21 AM |
| ferdberfel | $50.00 | $50.00 | 10/21/2010 10:00:49 AM |
| C_Mark | $100.00 | $100.00 | 10/21/2010 10:01:04 AM |
| tsg2007 | $25.00 | $25.00 | 10/21/2010 9:55:42 AM |
| CAGE-Investments | $25.00 | $25.00 | 10/21/2010 10:01:11 AM |
| nunnie | $25.00 | $25.00 | 10/21/2010 10:01:20 AM |
| delicious-social132 | $50.00 | $50.00 | 10/21/2010 9:56:04 AM |
| radforj22 | $25.00 | $25.00 | 10/21/2010 10:02:07 AM |
| authentic-liberty7 | $25.00 | $25.00 | 10/21/2010 10:03:04 AM |
| ichibon | $150.00 | $150.00 | 10/21/2010 10:03:43 AM |
| Sevron | $100.00 | $100.00 | 10/21/2010 10:04:51 AM |
| orangetrust | $100.00 | $100.00 | 10/21/2010 10:05:09 AM |
| bountiful-durability | $100.00 | $100.00 | 10/21/2010 10:03:16 AM |
| ray1051 | $25.00 | $25.00 | 10/21/2010 10:06:01 AM |
| objective-investor | $100.00 | $100.00 | 10/21/2010 10:03:36 AM |
| mla | $25.00 | $25.00 | 10/21/2010 10:05:14 AM |
| enthralling-deal180 | $50.00 | $50.00 | 10/21/2010 10:04:55 AM |
| teller | $50.00 | $50.00 | 10/21/2010 10:05:15 AM |
| RandyL3 | $25.00 | $25.00 | 10/21/2010 10:07:47 AM |
| ogmanny | $50.00 | $50.00 | 10/21/2010 10:05:42 AM |
| jeg3k | $50.00 | $50.00 | 10/21/2010 10:06:17 AM |
| kmr2 | $200.00 | $200.00 | 10/21/2010 10:06:30 AM |
| reward-tsunami7 | $50.00 | $50.00 | 10/21/2010 10:07:41 AM |
| bold-durability-drum | $50.00 | $50.00 | 10/21/2010 10:07:51 AM |
| natural-affluence4 | $25.00 | $25.00 | 10/21/2010 10:10:17 AM |
| ethicalhumanist | $50.00 | $50.00 | 10/21/2010 10:19:21 AM |
| Bio-physicist | $25.00 | $25.00 | 10/21/2010 10:21:31 AM |
| vigorous-velocity | $100.00 | $100.00 | 10/21/2010 10:22:52 AM |
| wwwUniversal | $25.00 | $25.00 | 10/21/2010 10:25:50 AM |
| TakeCare | $37.90 | $37.90 | 10/21/2010 12:11:37 PM |
| mike_banker | $50.00 | $50.00 | 10/21/2010 1:32:34 PM |
| capital-marsupial3 | $25.00 | $25.00 | 10/21/2010 1:54:02 PM |
| SpotLending | $25.00 | $25.00 | 10/21/2010 2:05:37 PM |
| JandJ-Bank | $50.00 | $50.00 | 10/21/2010 2:38:22 PM |
| Gobsek | $25.00 | $25.00 | 10/21/2010 2:19:29 PM |
| Duanep01 | $25.00 | $25.00 | 10/21/2010 2:39:02 PM |
| interstellar | $50.00 | $50.00 | 10/21/2010 5:58:52 PM |
| kind-value-pouch | $200.00 | $200.00 | 10/21/2010 7:02:14 PM |
| awesome-dollar5 | $100.00 | $100.00 | 10/22/2010 6:13:55 AM |
| 70 bids
|
Borrower Payment Dependent Notes Series
480764
This series of Notes was issued and sold upon the funding of the borrower loan #45055, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,700.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.80% |
Auction start date:
| Oct-20-2010 |
| |
Auction end date:
| Oct-27-2010 |
|
|
Starting lender yield:
| 28.50% |
Starting borrower rate/APR:
| 29.50% / 33.10% |
Starting monthly payment:
| $156.06 |
|
Final lender yield:
| 26.50% |
Final borrower rate/APR:
| 27.50% / 31.05% |
Final monthly payment:
| $152.05 |
| |
|
Auction yield range:
| 10.71% - 28.50% |
Estimated loss impact:
| 11.46% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 720-739 (Oct-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $202 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 9% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| sensible-currency7 |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
In need of a Vacation
Purpose of loan:
Finance a trip to visit my Husband's family in Mexico, most of whom he has not seen in 7 years.??
A friend told me about Prosper, so I applied here instead of my bank. I would rather give money to the community to re-invest and help others than to banks. I want to keep my emergency fund available, so I decided it would be better to take a loan out and pay on it each month.
My financial situation:
I understand the importance of maintaining a good credit score and have been very diligent to get to this point. I have a great credit score, extremely low DTI, and virtually no debt (less than $1000). ? I have never been late on any payments in my life. My husband and I have secure and well-paying careers in healthcare and engineering. I plan to pay this loan off within 2 years.??
Regarding the "Public records?in last 10 yrs": I filled for Bankruptcy 5 years ago due to a failed business partnership. I have since learned many lessons and consider myself very financially responsible. In a weird way, it's to lender's advantage to invest in someone after a recent BK filling, because they are considered by creditors to be a calculated, "lower risk"-one reason being that the law prevents a second bk filling for another 10 years.?
Thank you for your consideration on this loan.
My monthly income AFTER taxes: $ 4,000
Monthly expenses: Housing: $ 300
Insurance: $ 50
Car expenses: $ 250
Utilities: $ 50
Phone, cable, internet: $ 230
Food, entertainment: $ 400
Clothing, household expenses $ 100
Credit cards and other loans: $ 100(student loan)
Other expenses: $ 200
?-----------------------------------------------------------
Total Expenses: $1,680
Disposable Income: $2,320
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| bid-czar8 | $25.00 | $25.00 | 10/20/2010 2:57:23 PM |
| LuvToLend | $25.00 | $25.00 | 10/20/2010 3:35:46 PM |
| Comoparklender | $25.00 | $25.00 | 10/20/2010 3:48:23 PM |
| balance-handshake7 | $25.00 | $25.00 | 10/20/2010 3:49:22 PM |
| green-rapid-openness | $50.00 | $50.00 | 10/21/2010 10:08:53 AM |
| platinum-hunter7 | $35.00 | $35.00 | 10/21/2010 5:15:12 PM |
| Bob450 | $30.00 | $30.00 | 10/21/2010 10:31:44 PM |
| SolarMoonshine | $50.00 | $50.00 | 10/22/2010 3:50:00 AM |
| JeramyU | $27.50 | $27.50 | 10/22/2010 8:30:31 AM |
| BuckeyeBanker | $100.00 | $100.00 | 10/22/2010 8:53:03 AM |
| greenback-guard | $25.00 | $25.00 | 10/22/2010 9:48:36 PM |
| oath163 | $25.00 | $25.00 | 10/24/2010 10:58:35 AM |
| glroark | $50.00 | $50.00 | 10/24/2010 6:40:17 PM |
| Madmigel | $43.00 | $43.00 | 10/24/2010 6:44:27 PM |
| _NaLNaBB | $500.00 | $500.00 | 10/24/2010 5:57:20 PM |
| interstellar | $50.00 | $50.00 | 10/25/2010 12:06:24 PM |
| SFBank | $300.00 | $300.00 | 10/25/2010 7:33:55 PM |
| best-unbeatable-transaction | $50.00 | $50.00 | 10/25/2010 7:47:23 PM |
| Bob450 | $25.00 | $25.00 | 10/25/2010 8:39:19 PM |
| exciting-fairness | $200.00 | $200.00 | 10/26/2010 10:16:41 AM |
| clean-fund | $25.00 | $25.00 | 10/26/2010 10:17:32 AM |
| bold-unflappable-market | $25.00 | $25.00 | 10/26/2010 12:32:03 PM |
| ethicalhumanist | $50.00 | $50.00 | 10/26/2010 2:09:45 PM |
| a275ranger | $30.00 | $30.00 | 10/26/2010 6:15:47 PM |
| mlb1 | $25.00 | $25.00 | 10/26/2010 6:10:47 PM |
| Helenska11 | $25.00 | $25.00 | 10/26/2010 8:12:54 PM |
| kgeezy | $26.00 | $26.00 | 10/26/2010 6:50:41 PM |
| courteous-kindness1 | $50.00 | $50.00 | 10/26/2010 9:19:07 PM |
| leverage-ectasy | $25.00 | $25.00 | 10/26/2010 11:12:07 PM |
| Mrgiggleswic | $76.00 | $76.00 | 10/27/2010 5:27:02 AM |
| aztocas | $50.00 | $50.00 | 10/27/2010 7:52:51 AM |
| EretzCapital | $25.00 | $25.00 | 10/27/2010 10:54:03 AM |
| marwadi-62 | $100.00 | $100.00 | 10/27/2010 12:55:05 PM |
| grnii78 | $128.64 | $128.64 | 10/27/2010 12:05:44 PM |
| ghinga | $25.00 | $25.00 | 10/27/2010 1:04:44 PM |
| worldly-gold | $100.00 | $100.00 | 10/27/2010 2:09:23 PM |
| handshake5 | $50.00 | $50.00 | 10/20/2010 2:57:48 PM |
| cablenews | $25.00 | $25.00 | 10/20/2010 4:01:54 PM |
| MAYBROOK | $50.00 | $19.50 | 10/20/2010 4:02:12 PM |
| moola-wildebeest3 | $25.00 | $25.00 | 10/20/2010 3:48:50 PM |
| washboard1 | $50.00 | $50.00 | 10/20/2010 3:49:15 PM |
| green-rapid-openness | $50.00 | $50.00 | 10/21/2010 10:08:34 AM |
| mercuriant | $25.00 | $25.00 | 10/21/2010 1:33:40 PM |
| bold-attentive-listing | $25.00 | $25.00 | 10/21/2010 2:58:28 PM |
| Thylow | $100.00 | $100.00 | 10/22/2010 11:47:14 AM |
| reflective-rupee | $33.00 | $33.00 | 10/22/2010 12:28:59 PM |
| DHolly | $30.00 | $30.00 | 10/23/2010 6:19:42 AM |
| Whipster | $50.00 | $50.00 | 10/23/2010 10:43:49 AM |
| EngineersAlliance | $100.00 | $100.00 | 10/25/2010 6:30:44 PM |
| Aristocrat | $25.00 | $25.00 | 10/26/2010 12:46:38 AM |
| mobius_titan | $25.00 | $25.00 | 10/26/2010 1:25:01 AM |
| vine99 | $50.00 | $50.00 | 10/25/2010 9:10:48 PM |
| nickelasaurus-rex | $25.00 | $25.00 | 10/26/2010 5:40:24 AM |
| wlm3012 | $25.00 | $25.00 | 10/26/2010 8:25:20 AM |
| PDR86 | $25.00 | $25.00 | 10/26/2010 1:23:11 PM |
| 1SteelerFan | $30.00 | $30.00 | 10/26/2010 2:21:56 PM |
| boo_hoo | $50.00 | $50.00 | 10/26/2010 3:42:26 PM |
| Leshan | $25.00 | $25.00 | 10/26/2010 5:15:49 PM |
| Haribelle | $25.00 | $25.00 | 10/26/2010 5:34:17 PM |
| credit-guard5 | $25.00 | $25.00 | 10/26/2010 7:40:01 PM |
| mckhbnpc | $30.00 | $30.00 | 10/26/2010 8:05:33 PM |
| greenback-guard | $25.00 | $25.00 | 10/26/2010 11:10:22 PM |
| favorite-commerce | $50.00 | $50.00 | 10/27/2010 7:58:24 AM |
| friendinmoney | $25.00 | $25.00 | 10/27/2010 8:16:36 AM |
| carrinel | $72.36 | $72.36 | 10/27/2010 7:26:56 AM |
| capital-kingdom | $50.00 | $50.00 | 10/27/2010 8:14:38 AM |
| 2grindstones | $39.00 | $39.00 | 10/27/2010 9:21:37 AM |
| thebadpelican | $25.00 | $25.00 | 10/27/2010 1:26:26 PM |
| friendinmoney | $25.00 | $25.00 | 10/27/2010 2:35:59 PM |
| 69 bids
|
Borrower Payment Dependent Notes Series
480888
This series of Notes was issued and sold upon the funding of the borrower loan #45099, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.95% |
Auction start date:
| Oct-21-2010 |
| |
Auction end date:
| Oct-28-2010 |
|
|
Starting lender yield:
| 13.90% |
Starting borrower rate/APR:
| 14.90% / 17.07% |
Starting monthly payment:
| $259.62 |
|
Final lender yield:
| 13.90% |
Final borrower rate/APR:
| 14.90% / 17.07% |
Final monthly payment:
| $259.62 |
| |
|
Auction yield range:
| 5.71% - 13.90% |
Estimated loss impact:
| 6.18% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.72% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-2000 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 720-739 (Oct-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 5y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Scientist |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,665 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| supreme-reward6 |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
improve and sell home
Purpose of loan:
This loan will be used to?
improve my home so that i can get a good price when i sell it.
My financial situation:
I am a good candidate for this loan because?
i have excellent credit history.
Monthly net income: $
4000
Monthly expenses: $
??Housing: $
1293
??Insurance: $
50
??Car expenses: $
265
??Utilities: $
50
??Phone, cable, internet: $
200
??Food, entertainment: $
300
??Clothing, household expenses $
100
??Credit cards and other loans: $
400
??Other expenses: $
200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| selector568 | $300.00 | $300.00 | 10/21/2010 10:01:50 AM |
| Weaverville | $50.00 | $50.00 | 10/21/2010 10:02:22 AM |
| GElender | $50.00 | $50.00 | 10/21/2010 10:04:49 AM |
| bold-durability-drum | $50.00 | $50.00 | 10/21/2010 10:07:52 AM |
| ray1051 | $25.00 | $25.00 | 10/21/2010 10:06:04 AM |
| jazzlender | $50.00 | $50.00 | 10/21/2010 10:08:20 AM |
| williemc44 | $50.00 | $50.00 | 10/21/2010 10:40:11 AM |
| platinum-hunter7 | $35.00 | $35.00 | 10/21/2010 5:08:58 PM |
| DRA-Properties | $25.00 | $25.00 | 10/21/2010 7:30:04 PM |
| RedCentre | $122.10 | $122.10 | 10/22/2010 11:10:59 AM |
| rapid-credit428 | $25.00 | $25.00 | 10/22/2010 1:18:41 PM |
| Ubiquinone | $25.00 | $25.00 | 10/22/2010 8:35:07 PM |
| thrifty-peso | $25.00 | $25.00 | 10/22/2010 8:02:12 PM |
| FinDoc | $25.00 | $25.00 | 10/23/2010 2:42:30 AM |
| skuba | $25.00 | $25.00 | 10/23/2010 5:03:22 AM |
| B-rad_the_Coug | $25.00 | $25.00 | 10/23/2010 2:43:02 PM |
| KileNSmyth4 | $38.78 | $38.78 | 10/24/2010 9:49:51 AM |
| tenacious-compassion9 | $25.00 | $25.00 | 10/24/2010 11:16:40 AM |
| Bank_Of_XL | $50.00 | $50.00 | 10/24/2010 6:24:55 PM |
| Goodthing | $200.00 | $200.00 | 10/24/2010 7:37:38 PM |
| handshake5 | $100.00 | $100.00 | 10/24/2010 10:48:17 PM |
| important-ore | $100.00 | $100.00 | 10/25/2010 3:24:32 AM |
| exchange-battalion | $30.00 | $30.00 | 10/24/2010 11:19:26 PM |
| chlebie | $50.00 | $50.00 | 10/25/2010 10:15:22 AM |
| a-finance-nirvana | $25.00 | $25.00 | 10/25/2010 9:14:10 AM |
| Mark0135 | $50.00 | $50.00 | 10/25/2010 12:02:58 PM |
| gracej | $25.00 | $25.00 | 10/25/2010 11:49:42 AM |
| psa1995 | $50.00 | $50.00 | 10/25/2010 4:03:22 PM |
| intuitive-bill | $25.00 | $25.00 | 10/25/2010 5:04:13 PM |
| the-debt-fluffy-bunny | $25.00 | $25.00 | 10/25/2010 4:56:36 PM |
| AK49-JW | $50.00 | $50.00 | 10/25/2010 6:15:48 PM |
| Fiimg | $25.00 | $25.00 | 10/26/2010 4:57:52 AM |
| museic1 | $25.00 | $25.00 | 10/26/2010 7:53:51 AM |
| suave-dime6 | $25.00 | $25.00 | 10/26/2010 9:46:23 AM |
| Only_Money | $25.00 | $25.00 | 10/26/2010 2:38:10 PM |
| lovely-benefit7 | $25.00 | $25.00 | 10/26/2010 4:35:49 PM |
| Johnab | $25.00 | $25.00 | 10/26/2010 3:40:40 PM |
| enrique326 | $25.00 | $25.00 | 10/26/2010 4:41:58 PM |
| Wilcat77 | $50.00 | $50.00 | 10/26/2010 4:35:48 PM |
| The_Secret | $50.00 | $50.00 | 10/26/2010 5:11:41 PM |
| SelectTrustLending | $25.00 | $25.00 | 10/26/2010 5:04:46 PM |
| economy-orchid | $25.00 | $25.00 | 10/26/2010 6:06:01 PM |
| shmb6508 | $50.00 | $50.00 | 10/26/2010 6:38:28 PM |
| Vegas777 | $25.00 | $25.00 | 10/26/2010 6:22:13 PM |
| Saleen06 | $50.00 | $50.00 | 10/26/2010 9:11:11 PM |
| jdwillcox | $100.00 | $100.00 | 10/26/2010 9:11:14 PM |
| silver-dogwood4 | $25.00 | $25.00 | 10/26/2010 9:16:39 PM |
| greenback-guard | $25.00 | $25.00 | 10/26/2010 11:16:12 PM |
| impartial-deal | $25.00 | $25.00 | 10/26/2010 8:31:36 PM |
| wellnessnyc | $25.00 | $25.00 | 10/26/2010 9:04:50 PM |
| money-bauble | $31.91 | $31.91 | 10/27/2010 2:25:10 AM |
| greenback-guard | $25.00 | $25.00 | 10/26/2010 11:10:28 PM |
| Pacific-Bank | $50.00 | $50.00 | 10/26/2010 9:26:44 PM |
| enthralling-deal180 | $50.00 | $50.00 | 10/27/2010 4:36:58 AM |
| Sol_Invictus | $25.00 | $25.00 | 10/27/2010 5:10:47 AM |
| lagnisiruk | $25.00 | $25.00 | 10/27/2010 9:08:32 AM |
| ptjg | $50.00 | $50.00 | 10/27/2010 10:45:08 AM |
| galvatron | $50.00 | $50.00 | 10/27/2010 9:56:59 AM |
| julijask | $35.00 | $35.00 | 10/27/2010 9:24:01 AM |
| value-boomarang | $25.00 | $25.00 | 10/27/2010 10:09:58 AM |
| towering-benjamins7 | $100.00 | $100.00 | 10/27/2010 10:35:09 AM |
| notown | $35.00 | $35.00 | 10/27/2010 12:19:09 PM |
| looking2help | $25.00 | $25.00 | 10/27/2010 1:35:30 PM |
| first-restless-payout | $50.00 | $50.00 | 10/27/2010 11:07:16 AM |
| rad-pred | $50.00 | $50.00 | 10/27/2010 1:50:34 PM |
| tuneman1980 | $25.00 | $25.00 | 10/27/2010 3:49:26 PM |
| money-corps8 | $47.99 | $47.99 | 10/27/2010 2:12:24 PM |
| organized-payment6 | $25.00 | $25.00 | 10/27/2010 2:26:33 PM |
| bridgeguy | $25.00 | $25.00 | 10/27/2010 3:49:32 PM |
| thryn | $25.00 | $25.00 | 10/27/2010 3:49:52 PM |
| CapStack | $50.00 | $50.00 | 10/27/2010 3:55:23 PM |
| comet55 | $25.00 | $25.00 | 10/27/2010 3:57:30 PM |
| Fahrquar | $25.00 | $25.00 | 10/27/2010 3:50:25 PM |
| nickel-mad-scientist | $25.00 | $25.00 | 10/27/2010 3:55:26 PM |
| ready-vigilance3 | $50.00 | $50.00 | 10/27/2010 3:58:28 PM |
| callmebryan | $25.00 | $3.04 | 10/27/2010 3:58:58 PM |
| KrauseVentures | $45.39 | $45.39 | 10/27/2010 4:50:44 PM |
| NorthwestLoan1 | $40.00 | $40.00 | 10/27/2010 4:37:11 PM |
| maximizer | $25.00 | $25.00 | 10/27/2010 7:08:16 PM |
| honey-money | $30.00 | $30.00 | 10/27/2010 8:41:12 PM |
| greenback-ally | $50.00 | $50.00 | 10/27/2010 10:07:43 PM |
| massuot | $25.00 | $25.00 | 10/28/2010 2:55:00 AM |
| Mindful7 | $25.00 | $25.00 | 10/28/2010 4:29:46 AM |
| mjunlimited | $50.00 | $50.00 | 10/21/2010 10:06:11 AM |
| DDPrime | $100.00 | $100.00 | 10/21/2010 10:04:43 AM |
| the-money-position | $50.00 | $50.00 | 10/21/2010 10:06:45 AM |
| reward-tsunami7 | $50.00 | $50.00 | 10/21/2010 10:07:43 AM |
| ogmanny | $50.00 | $50.00 | 10/21/2010 10:05:47 AM |
| teller | $50.00 | $50.00 | 10/21/2010 10:05:54 AM |
| natural-affluence4 | $25.00 | $25.00 | 10/21/2010 10:10:19 AM |
| studious-bonus7 | $80.45 | $80.45 | 10/22/2010 3:13:42 AM |
| Artist_Blue | $25.00 | $25.00 | 10/22/2010 6:06:11 AM |
| alpinaut | $25.00 | $25.00 | 10/22/2010 8:21:55 AM |
| graceful-investment | $65.03 | $65.03 | 10/22/2010 8:49:26 AM |
| omahajay | $25.00 | $25.00 | 10/22/2010 11:36:06 AM |
| Banker7371 | $25.00 | $25.00 | 10/22/2010 12:43:14 PM |
| valiant-liberty4 | $25.00 | $25.00 | 10/22/2010 1:41:03 PM |
| FadSaolAgat | $50.00 | $50.00 | 10/22/2010 4:29:02 PM |
| rescue | $100.00 | $100.00 | 10/22/2010 4:26:33 PM |
| rdrloan | $37.50 | $37.50 | 10/22/2010 6:43:45 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/23/2010 3:43:12 AM |
| bountiful-durability | $100.00 | $100.00 | 10/23/2010 6:42:37 AM |
| deal-vibrato | $50.00 | $50.00 | 10/23/2010 12:15:29 PM |
| nickel-hickory | $25.00 | $25.00 | 10/24/2010 8:04:20 AM |
| larrybird | $30.87 | $30.87 | 10/24/2010 8:09:19 AM |
| TrustPlus | $50.00 | $50.00 | 10/24/2010 3:21:38 PM |
| RandyL3 | $25.00 | $25.00 | 10/24/2010 7:50:09 PM |
| OrcaFIN | $25.00 | $25.00 | 10/24/2010 8:34:06 PM |
| Panna | $25.00 | $25.00 | 10/24/2010 10:34:15 PM |
| dollardave | $100.00 | $100.00 | 10/24/2010 10:35:00 PM |
| tntmojave | $25.00 | $25.00 | 10/25/2010 5:45:12 AM |
| unassassinable | $25.00 | $25.00 | 10/25/2010 9:06:57 AM |
| GCInvestments | $25.00 | $25.00 | 10/25/2010 10:16:54 AM |
| point-kitten6 | $50.00 | $50.00 | 10/25/2010 9:58:17 AM |
| systemlender | $25.00 | $25.00 | 10/25/2010 11:06:45 AM |
| ti22ring | $25.00 | $25.00 | 10/25/2010 1:07:52 PM |
| friendly-market5 | $31.93 | $31.93 | 10/25/2010 2:54:09 PM |
| Tradesmanlender | $35.00 | $35.00 | 10/25/2010 4:31:35 PM |
| cybernosha | $25.00 | $25.00 | 10/25/2010 4:25:11 PM |
| silver-baby | $25.00 | $25.00 | 10/25/2010 7:56:23 PM |
| radforj22 | $25.00 | $25.00 | 10/25/2010 6:28:48 PM |
| patriot897 | $25.00 | $25.00 | 10/26/2010 9:16:51 AM |
| dajen1 | $40.00 | $40.00 | 10/26/2010 10:42:33 AM |
| bonus-maximizer919 | $50.00 | $50.00 | 10/26/2010 9:43:58 AM |
| rate-negotiator | $25.00 | $25.00 | 10/26/2010 2:44:21 PM |
| silver-armada | $30.00 | $30.00 | 10/26/2010 1:46:30 PM |
| zeelender | $25.00 | $25.00 | 10/26/2010 3:01:44 PM |
| life-is-great | $42.55 | $42.55 | 10/26/2010 3:23:11 PM |
| money_magnet | $25.00 | $25.00 | 10/26/2010 3:09:51 PM |
| lively-hope28 | $50.00 | $50.00 | 10/26/2010 4:35:52 PM |
| nakane66 | $50.00 | $50.00 | 10/26/2010 4:48:15 PM |
| justice-dna | $25.00 | $25.00 | 10/26/2010 4:52:07 PM |
| NewOrleans2012 | $25.00 | $25.00 | 10/26/2010 5:10:08 PM |
| bambampk | $25.00 | $25.00 | 10/26/2010 5:08:49 PM |
| rakstar | $25.00 | $25.00 | 10/26/2010 5:50:07 PM |
| velvetsmog | $25.00 | $25.00 | 10/26/2010 5:49:59 PM |
| brother_tam | $50.00 | $50.00 | 10/26/2010 5:56:27 PM |
| mla | $25.00 | $25.00 | 10/26/2010 6:05:57 PM |
| beachbum22 | $25.00 | $25.00 | 10/26/2010 8:11:07 PM |
| kenji4861 | $25.00 | $25.00 | 10/26/2010 8:31:37 PM |
| Warwick | $50.00 | $50.00 | 10/26/2010 10:40:02 PM |
| EvalCrux | $50.00 | $50.00 | 10/26/2010 10:02:02 PM |
| kmwvma | $25.00 | $25.00 | 10/27/2010 3:15:55 AM |
| subtle-revenue0 | $25.00 | $25.00 | 10/27/2010 5:16:11 AM |
| Thunderhead2 | $100.00 | $100.00 | 10/27/2010 8:54:00 AM |
| patriot384 | $360.00 | $360.00 | 10/27/2010 5:54:43 AM |
| indomitable-coin | $50.00 | $50.00 | 10/27/2010 8:40:36 AM |
| fireboss | $50.00 | $50.00 | 10/27/2010 8:56:01 AM |
| versatilenyguy | $100.00 | $100.00 | 10/27/2010 10:47:35 AM |
| iamricher | $25.00 | $25.00 | 10/27/2010 9:54:01 AM |
| inforapenny | $50.00 | $50.00 | 10/27/2010 11:07:23 AM |
| mgking007 | $25.46 | $25.46 | 10/27/2010 1:37:05 PM |
| cathexis | $50.00 | $50.00 | 10/27/2010 12:53:13 PM |
| phaded | $25.00 | $25.00 | 10/27/2010 3:50:20 PM |
| chemistry220 | $50.00 | $50.00 | 10/27/2010 1:57:33 PM |
| bodascafe | $25.00 | $25.00 | 10/27/2010 3:56:27 PM |
| tsquared_030 | $27.00 | $27.00 | 10/27/2010 3:54:56 PM |
| ladderskibum | $25.00 | $25.00 | 10/27/2010 3:14:14 PM |
| wampum-chorus3 | $25.00 | $25.00 | 10/27/2010 3:49:00 PM |
| yield-aurora | $25.00 | $25.00 | 10/27/2010 3:55:13 PM |
| market-jam | $100.00 | $100.00 | 10/27/2010 4:00:54 PM |
| bomdel | $25.00 | $25.00 | 10/27/2010 4:23:19 PM |
| a-resplendent-commitment | $25.00 | $25.00 | 10/27/2010 4:23:50 PM |
| repaymeplease | $25.00 | $25.00 | 10/27/2010 4:54:30 PM |
| Ven58 | $25.00 | $25.00 | 10/27/2010 5:01:10 PM |
| velocity-winner | $25.00 | $25.00 | 10/27/2010 8:02:00 PM |
| thankful-nickel2 | $25.00 | $25.00 | 10/27/2010 5:48:15 PM |
| Richmp412 | $25.00 | $25.00 | 10/27/2010 5:53:17 PM |
| elitegoodguy | $25.00 | $25.00 | 10/27/2010 7:29:49 PM |
| penny-plato | $25.00 | $25.00 | 10/27/2010 6:11:10 PM |
| Chillito | $50.00 | $50.00 | 10/28/2010 1:59:13 AM |
| jackdempsey | $25.00 | $25.00 | 10/28/2010 3:24:16 AM |
| Photoman42 | $25.00 | $25.00 | 10/27/2010 11:16:56 PM |
| wwwUniversal | $50.00 | $50.00 | 10/28/2010 2:30:02 AM |
| rockhound84 | $25.00 | $25.00 | 10/28/2010 1:34:50 AM |
| oldman68 | $25.00 | $25.00 | 10/28/2010 4:37:00 AM |
| 176 bids
|
Borrower Payment Dependent Notes Series
480972
This series of Notes was issued and sold upon the funding of the borrower loan #45073, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.95% |
Auction start date:
| Oct-21-2010 |
| |
Auction end date:
| Oct-28-2010 |
|
|
Starting lender yield:
| 13.90% |
Starting borrower rate/APR:
| 14.90% / 17.07% |
Starting monthly payment:
| $173.08 |
|
Final lender yield:
| 13.90% |
Final borrower rate/APR:
| 14.90% / 17.07% |
Final monthly payment:
| $173.08 |
| |
|
Auction yield range:
| 5.71% - 13.90% |
Estimated loss impact:
| 6.18% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.72% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1992 |
Debt/Income ratio:
| 61% |
|
Credit score:
| 760-779 (Oct-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 33y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $45,192 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| clio54 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paying off high interest cc
Purpose of loan:
This loan will be used to? pay off higher interest credit card
My financial situation:
I am a good candidate for this loan because? I have always paid my bills on time.
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| GElender | $50.00 | $50.00 | 10/21/2010 10:04:50 AM |
| Weaverville | $50.00 | $50.00 | 10/21/2010 10:02:25 AM |
| the-money-position | $50.00 | $50.00 | 10/21/2010 10:06:49 AM |
| reward-tsunami7 | $50.00 | $50.00 | 10/21/2010 10:07:45 AM |
| bold-durability-drum | $50.00 | $50.00 | 10/21/2010 10:07:53 AM |
| jazzlender | $50.00 | $50.00 | 10/21/2010 10:08:21 AM |
| natural-affluence4 | $25.00 | $25.00 | 10/21/2010 10:10:22 AM |
| williemc44 | $50.00 | $50.00 | 10/21/2010 10:40:14 AM |
| Artist_Blue | $25.00 | $25.00 | 10/21/2010 12:11:40 PM |
| knowledgeable-revenue | $26.84 | $26.84 | 10/21/2010 1:16:04 PM |
| JustMee | $25.00 | $25.00 | 10/21/2010 7:41:03 PM |
| SNL_Svs | $25.00 | $25.00 | 10/22/2010 2:17:17 AM |
| nprfan5 | $50.00 | $50.00 | 10/22/2010 10:27:58 AM |
| jdrez | $25.00 | $25.00 | 10/22/2010 11:22:57 AM |
| miket71 | $100.00 | $100.00 | 10/22/2010 12:23:29 PM |
| helpinghand63 | $39.28 | $39.28 | 10/22/2010 11:47:21 AM |
| sailorgm | $50.00 | $50.00 | 10/22/2010 12:27:50 PM |
| dgallo | $25.00 | $25.00 | 10/22/2010 12:27:48 PM |
| FadSaolAgat | $50.00 | $50.00 | 10/22/2010 4:29:04 PM |
| thrifty-peso | $25.00 | $25.00 | 10/22/2010 8:02:11 PM |
| bountiful-durability | $100.00 | $100.00 | 10/23/2010 6:42:39 AM |
| the-profit-oracle | $25.00 | $25.00 | 10/23/2010 10:04:22 AM |
| deal-vibrato | $50.00 | $50.00 | 10/23/2010 12:15:31 PM |
| exchange-battalion | $30.00 | $30.00 | 10/24/2010 11:19:24 PM |
| Panna | $25.00 | $25.00 | 10/24/2010 10:34:09 PM |
| KileNSmyth4 | $69.52 | $69.52 | 10/25/2010 7:06:03 AM |
| a-finance-nirvana | $25.00 | $25.00 | 10/25/2010 9:14:13 AM |
| uncleubb | $25.00 | $25.00 | 10/25/2010 9:57:23 AM |
| cak02c | $25.00 | $25.00 | 10/25/2010 1:22:47 PM |
| ti22ring | $25.00 | $25.00 | 10/25/2010 4:03:19 PM |
| BrLender | $25.00 | $25.00 | 10/25/2010 6:06:39 PM |
| Mark0135 | $41.98 | $41.98 | 10/25/2010 8:56:35 PM |
| Fiimg | $50.00 | $50.00 | 10/26/2010 4:57:49 AM |
| patriot897 | $25.00 | $25.00 | 10/26/2010 9:16:53 AM |
| dajen1 | $40.00 | $40.00 | 10/26/2010 10:42:35 AM |
| mla | $25.00 | $25.00 | 10/26/2010 3:25:17 PM |
| sensible-dime2 | $100.00 | $100.00 | 10/26/2010 4:10:15 PM |
| intuitive-bill | $25.00 | $25.00 | 10/26/2010 4:42:16 PM |
| fairness-coup8 | $25.00 | $25.00 | 10/26/2010 4:55:21 PM |
| suave-dime6 | $25.00 | $25.00 | 10/26/2010 4:57:13 PM |
| The_Secret | $50.00 | $50.00 | 10/26/2010 5:11:44 PM |
| fairness-coup8 | $25.00 | $25.00 | 10/26/2010 6:25:09 PM |
| lively-hope28 | $50.00 | $50.00 | 10/26/2010 6:21:49 PM |
| Vegas777 | $25.00 | $25.00 | 10/26/2010 6:22:14 PM |
| jdwillcox | $100.00 | $100.00 | 10/26/2010 9:11:16 PM |
| greenback-guard | $25.00 | $25.00 | 10/26/2010 11:10:32 PM |
| silver-dogwood4 | $25.00 | $25.00 | 10/26/2010 9:27:32 PM |
| DrNano | $50.00 | $50.00 | 10/26/2010 10:16:29 PM |
| enthralling-deal180 | $50.00 | $50.00 | 10/27/2010 4:37:00 AM |
| subtle-revenue0 | $25.00 | $25.00 | 10/27/2010 5:16:15 AM |
| greenback-guard | $25.00 | $25.00 | 10/27/2010 1:12:31 PM |
| earth70s | $25.00 | $25.00 | 10/28/2010 9:17:38 AM |
| Mindful7 | $25.00 | $25.00 | 10/28/2010 4:31:59 AM |
| Leopoldine | $25.00 | $25.00 | 10/28/2010 8:19:24 AM |
| teller | $50.00 | $50.00 | 10/21/2010 10:05:52 AM |
| ray1051 | $25.00 | $25.00 | 10/21/2010 10:06:05 AM |
| ogmanny | $50.00 | $50.00 | 10/21/2010 10:05:49 AM |
| mjunlimited | $50.00 | $50.00 | 10/21/2010 10:06:12 AM |
| DRA-Properties | $25.00 | $25.00 | 10/21/2010 7:30:05 PM |
| sweet-social2 | $40.00 | $40.00 | 10/22/2010 7:44:50 AM |
| graceful-investment | $100.00 | $100.00 | 10/22/2010 10:27:02 AM |
| cello1 | $25.00 | $25.00 | 10/22/2010 10:21:30 AM |
| studious-bonus7 | $100.00 | $100.00 | 10/22/2010 10:26:54 AM |
| calsig1363 | $25.00 | $25.00 | 10/22/2010 11:46:50 AM |
| janus_god | $25.00 | $25.00 | 10/22/2010 11:47:12 AM |
| loyalist1 | $39.25 | $39.25 | 10/22/2010 12:21:43 PM |
| srilm | $25.00 | $25.00 | 10/22/2010 12:27:53 PM |
| angelinvestor01 | $50.00 | $50.00 | 10/22/2010 1:09:37 PM |
| Banker7371 | $25.00 | $25.00 | 10/22/2010 12:43:12 PM |
| rapid-credit428 | $25.00 | $25.00 | 10/22/2010 1:18:39 PM |
| valiant-liberty4 | $25.00 | $25.00 | 10/22/2010 1:41:04 PM |
| rescue | $100.00 | $100.00 | 10/22/2010 4:26:35 PM |
| skuba | $25.00 | $25.00 | 10/23/2010 5:03:26 AM |
| friendly-market5 | $25.00 | $25.00 | 10/23/2010 2:01:37 PM |
| alpinaut | $25.00 | $25.00 | 10/23/2010 2:56:54 PM |
| tenacious-compassion9 | $25.00 | $25.00 | 10/24/2010 11:16:35 AM |
| TrustPlus | $50.00 | $50.00 | 10/24/2010 3:21:42 PM |
| hannibal720 | $25.00 | $25.00 | 10/24/2010 7:04:27 PM |
| OrcaFIN | $25.00 | $25.00 | 10/24/2010 8:34:05 PM |
| handshake5 | $100.00 | $100.00 | 10/24/2010 10:48:19 PM |
| larrybird | $25.00 | $25.00 | 10/25/2010 12:31:04 AM |
| tntmojave | $25.00 | $25.00 | 10/25/2010 5:45:13 AM |
| important-ore | $40.93 | $40.93 | 10/25/2010 7:32:12 AM |
| unassassinable | $25.00 | $25.00 | 10/25/2010 9:06:55 AM |
| nickel-hickory | $25.00 | $25.00 | 10/25/2010 10:14:23 AM |
| GCInvestments | $25.00 | $25.00 | 10/25/2010 10:16:57 AM |
| point-kitten6 | $50.00 | $50.00 | 10/25/2010 9:58:20 AM |
| gracej | $25.00 | $25.00 | 10/25/2010 11:49:45 AM |
| chlebie | $25.00 | $25.00 | 10/25/2010 4:49:30 PM |
| radforj22 | $25.00 | $25.00 | 10/25/2010 6:28:51 PM |
| museic1 | $25.00 | $25.00 | 10/26/2010 7:53:48 AM |
| bonus-maximizer919 | $50.00 | $50.00 | 10/26/2010 9:44:01 AM |
| zeelender | $25.00 | $25.00 | 10/26/2010 3:01:49 PM |
| psa1995 | $50.00 | $50.00 | 10/26/2010 3:57:56 PM |
| Tradesmanlender | $35.00 | $35.00 | 10/26/2010 4:58:42 PM |
| the-debt-fluffy-bunny | $25.00 | $25.00 | 10/26/2010 5:46:59 PM |
| cybernosha | $25.00 | $25.00 | 10/26/2010 6:04:29 PM |
| SelectTrustLending | $25.00 | $25.00 | 10/26/2010 6:05:43 PM |
| brother_tam | $50.00 | $50.00 | 10/26/2010 5:56:29 PM |
| life-is-great | $50.00 | $50.00 | 10/26/2010 5:57:27 PM |
| shmb6508 | $50.00 | $50.00 | 10/26/2010 6:38:29 PM |
| bambampk | $25.00 | $25.00 | 10/26/2010 6:05:54 PM |
| EvalCrux | $50.00 | $50.00 | 10/26/2010 10:02:04 PM |
| pinnacle10 | $25.00 | $25.00 | 10/26/2010 9:54:23 PM |
| silver-armada | $50.00 | $50.00 | 10/26/2010 10:01:35 PM |
| Felix14 | $25.00 | $25.00 | 10/27/2010 12:51:59 AM |
| artisian_coyote | $25.00 | $25.00 | 10/26/2010 9:48:21 PM |
| patriot384 | $180.00 | $180.00 | 10/27/2010 5:57:47 AM |
| fireboss | $50.00 | $27.81 | 10/27/2010 8:56:04 AM |
| indomitable-coin | $50.00 | $50.00 | 10/27/2010 8:40:39 AM |
| mlb1 | $25.00 | $25.00 | 10/27/2010 1:35:46 PM |
| mgking007 | $25.00 | $25.00 | 10/27/2010 1:37:48 PM |
| gocubsgo22 | $44.88 | $44.88 | 10/27/2010 3:21:24 PM |
| phaded | $25.00 | $25.00 | 10/27/2010 3:29:00 PM |
| loan-kung-fu | $100.00 | $100.00 | 10/27/2010 3:43:46 PM |
| bullwink27 | $25.00 | $25.00 | 10/27/2010 4:06:58 PM |
| goodhearted-basis4 | $25.00 | $25.00 | 10/27/2010 4:48:52 PM |
| justinology | $25.00 | $25.00 | 10/27/2010 11:42:00 PM |
| trustworthy-finance6 | $150.00 | $150.00 | 10/28/2010 8:30:12 AM |
| productive-finance | $30.00 | $30.00 | 10/28/2010 9:42:18 AM |
| amlu1988 | $25.00 | $25.00 | 10/28/2010 8:00:23 AM |
| Sol_Invictus | $25.00 | $25.00 | 10/28/2010 5:48:19 AM |
| grampy48 | $25.00 | $25.00 | 10/28/2010 9:38:49 AM |
| the-charming-integrity | $39.51 | $39.51 | 10/28/2010 9:52:28 AM |
| 124 bids
|
Borrower Payment Dependent Notes Series
481080
This series of Notes was issued and sold upon the funding of the borrower loan #45058, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.20% |
Auction start date:
| Oct-22-2010 |
| |
Auction end date:
| Oct-25-2010 |
|
|
Starting lender yield:
| 33.35% |
Starting borrower rate/APR:
| 34.35% / 38.06% |
Starting monthly payment:
| $134.61 |
|
Final lender yield:
| 33.35% |
Final borrower rate/APR:
| 34.35% / 38.06% |
Final monthly payment:
| $134.61 |
| |
|
Auction yield range:
| 13.71% - 33.35% |
Estimated loss impact:
| 15.74% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.61% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-2000 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 680-699 (Oct-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
6 | Length of status: | 8y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,450 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bold-transaction-stronghold |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off some credit cards
Purpose of loan:
This loan will be used to? Pay off some of my smaller credit cards.?
My financial situation:
I am a good candidate for this loan because I have been working at a steady job for over 8 years and have earned over 75k per year.?
Monthly net income: $ 12,000
Monthly expenses: $
??Housing: $ 1260
??Insurance: $ 350
??Car expenses: $ 750
??Utilities: $ 300
??Phone, cable, internet: $ 400
??Food, entertainment: $ 1600
??Clothing, household expenses $ 1000
??Credit cards and other loans: $ 3000
??Other expenses: $ 500
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ritchie70 | $25.00 | $25.00 | 10/22/2010 2:37:13 PM |
| handshake5 | $50.00 | $50.00 | 10/22/2010 2:41:16 PM |
| bid-czar8 | $25.00 | $25.00 | 10/22/2010 2:40:54 PM |
| rate-farm3 | $100.00 | $100.00 | 10/23/2010 9:25:16 AM |
| daekpon | $25.00 | $25.00 | 10/24/2010 2:37:55 PM |
| CashFlow13 | $2,000.00 | $2,000.00 | 10/24/2010 2:30:10 PM |
| glroark | $50.00 | $50.00 | 10/24/2010 6:39:27 PM |
| unger | $50.00 | $50.00 | 10/24/2010 5:08:28 PM |
| JustMee | $25.00 | $25.00 | 10/25/2010 6:14:29 AM |
| ethicalhumanist | $25.00 | $25.00 | 10/22/2010 2:36:13 PM |
| radiant-loan5 | $200.00 | $200.00 | 10/22/2010 2:41:29 PM |
| transaction-circuit | $50.00 | $50.00 | 10/22/2010 2:40:32 PM |
| valiant-liberty4 | $25.00 | $25.00 | 10/22/2010 2:45:33 PM |
| hookUup | $25.00 | $2.51 | 10/22/2010 3:04:28 PM |
| BradP | $75.00 | $75.00 | 10/22/2010 6:00:25 PM |
| Loan_Stranger | $25.00 | $25.00 | 10/22/2010 7:06:01 PM |
| FinDoc | $25.00 | $25.00 | 10/23/2010 9:02:30 AM |
| foothillender | $25.00 | $25.00 | 10/23/2010 2:46:04 PM |
| noble-revenue | $42.49 | $42.49 | 10/24/2010 2:26:07 AM |
| SolarMoonshine | $25.00 | $25.00 | 10/24/2010 5:27:44 PM |
| Evolver | $50.00 | $50.00 | 10/24/2010 2:37:34 PM |
| hidavehi | $55.00 | $55.00 | 10/24/2010 5:33:07 PM |
| larryboy10 | $25.00 | $25.00 | 10/24/2010 9:39:50 PM |
| 23 bids
|
Borrower Payment Dependent Notes Series
481088
This series of Notes was issued and sold upon the funding of the borrower loan #45079, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.70% |
Auction start date:
| Oct-22-2010 |
| |
Auction end date:
| Oct-27-2010 |
|
|
Starting lender yield:
| 29.00% |
Starting borrower rate/APR:
| 30.00% / 33.61% |
Starting monthly payment:
| $636.77 |
|
Final lender yield:
| 22.65% |
Final borrower rate/APR:
| 23.65% / 27.12% |
Final monthly payment:
| $585.74 |
| |
|
Auction yield range:
| 7.71% - 29.00% |
Estimated loss impact:
| 9.24% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.41% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1988 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 780-799 (Sep-2010) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 20y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Clergy |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,389 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| investment-flamenco |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Seeking to pay lawyer's Fees
Purpose of loan: I have to pay some lawyer's fees
This loan will be used to?
My financial situation: I make over $60,000 dollars prs year.?
I am a good candidate for this loan because??
?I do not have any house payments.? My credit score is 740.? I pay all my bills on time.? I've beenemployed with the same company for over twenty years now.? I'm a Minister of the Gospel.
Monthly net income: $ 5,000
Monthly expenses: $?3,200.00
??Housing: $ 400.00
??Insurance: $ 300.00
??Car expenses: $ 100.00
??Utilities: $ 100,00
??Phone, cable, internet: $ 150.00
??Food, entertainment: $ 300.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 1,000
??Other expenses: $ 800.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| bold-principal-thinker | $25.00 | $25.00 | 10/22/2010 2:28:09 PM |
| 350DGRZ | $25.00 | $25.00 | 10/22/2010 2:28:16 PM |
| HedgeFund | $50.00 | $50.00 | 10/22/2010 2:31:13 PM |
| tnjohnso | $25.00 | $25.00 | 10/22/2010 2:31:56 PM |
| alpinaut | $25.00 | $25.00 | 10/22/2010 2:26:42 PM |
| authentic-liberty7 | $25.00 | $25.00 | 10/22/2010 2:32:49 PM |
| Premierelender | $25.00 | $25.00 | 10/22/2010 2:26:45 PM |
| mla | $25.00 | $25.00 | 10/22/2010 2:34:49 PM |
| generous-deal6 | $50.00 | $50.00 | 10/22/2010 2:28:36 PM |
| C_Mark | $50.00 | $50.00 | 10/22/2010 2:28:49 PM |
| MadHun | $100.00 | $100.00 | 10/22/2010 2:31:08 PM |
| top-courteous-peso | $50.00 | $50.00 | 10/22/2010 2:31:30 PM |
| ichibon | $150.00 | $150.00 | 10/22/2010 2:33:46 PM |
| efficient-treasure0 | $25.00 | $25.00 | 10/22/2010 2:31:43 PM |
| radforj22 | $25.00 | $25.00 | 10/22/2010 2:32:03 PM |
| jeg3k | $50.00 | $50.00 | 10/22/2010 2:35:03 PM |
| kmr2 | $200.00 | $200.00 | 10/22/2010 2:35:09 PM |
| natural-affluence4 | $25.00 | $25.00 | 10/22/2010 2:40:11 PM |
| ogmanny | $50.00 | $50.00 | 10/22/2010 2:37:36 PM |
| TakeCare | $80.00 | $80.00 | 10/22/2010 2:36:30 PM |
| reward-tsunami7 | $50.00 | $50.00 | 10/22/2010 2:38:41 PM |
| bold-durability-drum | $50.00 | $50.00 | 10/22/2010 2:38:49 PM |
| schpere | $200.00 | $200.00 | 10/22/2010 2:42:11 PM |
| SimpleChoice | $25.00 | $25.00 | 10/22/2010 2:43:44 PM |
| JohnGalt79 | $100.00 | $100.00 | 10/22/2010 2:44:46 PM |
| reflective-rupee | $33.00 | $33.00 | 10/22/2010 2:45:18 PM |
| B-rad_the_Coug | $25.00 | $25.00 | 10/22/2010 2:42:14 PM |
| Banker7371 | $25.00 | $25.00 | 10/22/2010 2:45:14 PM |
| bountiful-durability | $100.00 | $100.00 | 10/22/2010 3:03:28 PM |
| nerdbomber | $25.00 | $25.00 | 10/22/2010 3:21:31 PM |
| Malkial | $25.00 | $25.00 | 10/22/2010 3:46:08 PM |
| zippy-interest | $25.00 | $25.00 | 10/22/2010 3:46:43 PM |
| Gibbyland | $50.00 | $50.00 | 10/22/2010 3:57:08 PM |
| djsvin1 | $50.00 | $50.00 | 10/22/2010 4:17:52 PM |
| dschaaf | $25.00 | $25.00 | 10/22/2010 4:19:18 PM |
| lending_well | $25.00 | $25.00 | 10/22/2010 4:24:32 PM |
| iLoaner | $25.00 | $25.00 | 10/22/2010 4:22:11 PM |
| trustu | $34.87 | $34.87 | 10/22/2010 4:40:45 PM |
| FinDoc | $25.00 | $25.00 | 10/22/2010 4:37:46 PM |
| Gabriel02 | $25.00 | $25.00 | 10/22/2010 4:42:22 PM |
| dospapalotes | $48.44 | $48.44 | 10/22/2010 5:42:49 PM |
| banker727 | $50.00 | $50.00 | 10/22/2010 5:46:43 PM |
| timepassport | $25.00 | $25.00 | 10/22/2010 5:47:32 PM |
| power-expert | $25.00 | $25.00 | 10/22/2010 5:52:23 PM |
| jigsaw | $43.08 | $43.08 | 10/22/2010 7:21:38 PM |
| Easystreet | $25.00 | $25.00 | 10/22/2010 6:51:31 PM |
| wdworld | $40.40 | $40.40 | 10/22/2010 7:36:20 PM |
| Strato | $25.00 | $25.00 | 10/23/2010 2:02:49 AM |
| ms48105 | $25.00 | $25.00 | 10/23/2010 2:49:22 AM |
| samo102us | $25.00 | $25.00 | 10/23/2010 3:09:09 AM |
| HHP | $25.00 | $25.00 | 10/23/2010 3:15:20 AM |
| GoodScot | $25.00 | $25.00 | 10/23/2010 2:40:08 AM |
| Bobafet | $25.00 | $25.00 | 10/23/2010 3:31:03 AM |
| USCGC | $25.00 | $25.00 | 10/23/2010 2:40:30 AM |
| jga516 | $25.00 | $25.00 | 10/23/2010 3:10:56 AM |
| compassion-bauble4 | $25.00 | $25.00 | 10/23/2010 3:53:52 AM |
| first-class-note0 | $25.00 | $25.00 | 10/23/2010 3:57:35 AM |
| trade-pumpkin | $25.00 | $25.00 | 10/23/2010 4:00:32 AM |
| ml13 | $27.58 | $27.58 | 10/23/2010 3:37:41 AM |
| JohnGalt94 | $25.00 | $25.00 | 10/23/2010 3:15:04 AM |
| akakii | $40.40 | $40.40 | 10/23/2010 4:53:33 AM |
| visionary-community | $25.00 | $25.00 | 10/23/2010 4:06:07 AM |
| skuba | $25.00 | $25.00 | 10/23/2010 5:03:34 AM |
| Frugal | $25.00 | $25.00 | 10/23/2010 5:11:04 AM |
| hannibal720 | $25.00 | $25.00 | 10/23/2010 6:18:42 AM |
| Interstate_Rate | $44.04 | $44.04 | 10/23/2010 8:11:22 AM |
| Artist_Blue | $25.00 | $25.00 | 10/23/2010 10:17:48 AM |
| Cypher041 | $25.00 | $25.00 | 10/23/2010 9:03:07 AM |
| psiequalsone | $25.00 | $25.00 | 10/23/2010 11:15:57 AM |
| taurusco | $50.00 | $50.00 | 10/23/2010 10:01:26 AM |
| fairness-kayak | $25.00 | $25.00 | 10/23/2010 10:00:51 AM |
| IamSparticus | $25.00 | $25.00 | 10/23/2010 10:45:06 AM |
| the-money-position | $45.43 | $45.43 | 10/23/2010 10:17:23 AM |
| icontender | $25.00 | $25.00 | 10/23/2010 12:21:01 PM |
| point-solstice | $25.00 | $25.00 | 10/23/2010 10:51:05 AM |
| Daluca | $25.00 | $25.00 | 10/23/2010 10:51:06 AM |
| a-special-power | $50.00 | $50.00 | 10/23/2010 2:42:27 PM |
| Rysterola82 | $50.00 | $50.00 | 10/23/2010 2:42:55 PM |
| elegant-bonus | $25.00 | $25.00 | 10/23/2010 2:44:10 PM |
| Asynch | $25.00 | $25.00 | 10/23/2010 12:21:03 PM |
| the-determined-value | $50.00 | $50.00 | 10/23/2010 2:51:29 PM |
| itnAAnti | $25.00 | $25.00 | 10/23/2010 3:33:02 PM |
| 6moonbeams | $68.20 | $68.20 | 10/23/2010 3:33:55 PM |
| Lonely_Hunter | $25.00 | $25.00 | 10/23/2010 3:41:23 PM |
| meteoric-trade | $25.00 | $25.00 | 10/23/2010 2:51:30 PM |
| integrity-doctor | $100.00 | $100.00 | 10/23/2010 2:59:15 PM |
| mizon291 | $50.00 | $50.00 | 10/23/2010 2:42:24 PM |
| graceful-investment | $100.00 | $100.00 | 10/23/2010 3:41:35 PM |
| maldok1 | $25.00 | $25.00 | 10/23/2010 3:41:53 PM |
| tranquil-return4 | $25.00 | $25.00 | 10/23/2010 3:42:04 PM |
| get30inc | $50.00 | $50.00 | 10/23/2010 2:51:28 PM |
| lounges | $47.46 | $47.46 | 10/23/2010 3:31:55 PM |
| tremendous-payment | $25.00 | $25.00 | 10/23/2010 7:32:03 PM |
| alaco | $25.00 | $25.00 | 10/23/2010 3:33:00 PM |
| crenen139 | $25.00 | $25.00 | 10/23/2010 3:34:13 PM |
| supersarah61 | $25.00 | $25.00 | 10/23/2010 3:41:26 PM |
| Madmigel | $43.34 | $43.34 | 10/23/2010 6:01:50 PM |
| cash-merry-maker | $25.00 | $25.00 | 10/23/2010 7:32:04 PM |
| FmrEngr2Phd | $25.00 | $25.00 | 10/24/2010 7:01:00 AM |
| gopbernie | $25.00 | $25.00 | 10/23/2010 10:42:01 PM |
| mtquan | $25.00 | $25.00 | 10/24/2010 12:32:00 AM |
| worth-entrepreneur | $25.00 | $25.00 | 10/23/2010 10:41:58 PM |
| brother_tam | $50.00 | $50.00 | 10/24/2010 8:11:22 AM |
| deal-vibrato | $50.00 | $50.00 | 10/24/2010 8:11:04 AM |
| Clambake | $44.38 | $44.38 | 10/24/2010 7:00:54 AM |
| unforgettable-order9 | $50.00 | $50.00 | 10/24/2010 8:12:42 AM |
| Doodlemeyer | $30.03 | $30.03 | 10/24/2010 8:20:25 AM |
| FadSaolAgat | $38.68 | $38.68 | 10/24/2010 9:05:53 AM |
| vegibenz | $25.00 | $25.00 | 10/24/2010 11:55:36 AM |
| skurfa | $25.00 | $25.00 | 10/24/2010 12:42:59 PM |
| techvet | $50.00 | $50.00 | 10/24/2010 10:46:19 AM |
| MikeyZ2008 | $49.00 | $49.00 | 10/24/2010 11:18:11 AM |
| orbital-transparency | $25.00 | $25.00 | 10/24/2010 3:30:09 PM |
| ZPBSFinanancialGroup | $25.00 | $25.00 | 10/24/2010 8:16:58 PM |
| Bank_Of_XL | $50.00 | $50.00 | 10/24/2010 6:23:41 PM |
| Panna | $25.00 | $25.00 | 10/24/2010 10:33:55 PM |
| OrcaFIN | $25.00 | $25.00 | 10/24/2010 8:33:56 PM |
| lovely-leverage | $100.00 | $100.00 | 10/24/2010 8:43:54 PM |
| Diver26 | $25.00 | $25.00 | 10/24/2010 11:30:30 PM |
| shadargroup | $25.00 | $25.00 | 10/25/2010 3:30:59 AM |
| tom48l | $50.00 | $50.00 | 10/25/2010 3:07:04 AM |
| phaded | $25.00 | $25.00 | 10/25/2010 7:48:57 AM |
| Whipster | $33.48 | $33.48 | 10/25/2010 8:24:16 AM |
| Snowman5 | $25.00 | $25.00 | 10/25/2010 9:13:30 AM |
| Isaac007 | $30.00 | $30.00 | 10/25/2010 10:12:00 AM |
| inspiring-reward | $81.69 | $81.69 | 10/25/2010 9:54:50 AM |
| Ocean713 | $26.43 | $26.43 | 10/25/2010 10:11:53 AM |
| WarmWeather | $50.00 | $50.00 | 10/25/2010 10:23:39 AM |
| point-kitten6 | $50.00 | $50.00 | 10/25/2010 9:58:24 AM |
| zacharyd | $50.00 | $50.00 | 10/25/2010 11:00:56 AM |
| Kmac_Lending | $25.00 | $25.00 | 10/25/2010 10:23:40 AM |
| neutrino6 | $25.00 | $25.00 | 10/25/2010 10:31:39 AM |
| gracej | $25.00 | $25.00 | 10/25/2010 11:49:53 AM |
| marketplace-cello5 | $50.00 | $50.00 | 10/25/2010 12:17:17 PM |
| leverage-holly | $25.00 | $25.00 | 10/25/2010 11:49:03 AM |
| Ripsaw4U | $50.00 | $50.00 | 10/25/2010 1:08:31 PM |
| SPB | $25.00 | $25.00 | 10/25/2010 1:34:06 PM |
| transaction-axis | $50.00 | $50.00 | 10/25/2010 1:53:52 PM |
| JebkaClan | $25.00 | $25.00 | 10/25/2010 3:16:20 PM |
| ivadood | $50.01 | $50.01 | 10/25/2010 3:47:04 PM |
| KileNSmyth4 | $30.00 | $30.00 | 10/25/2010 4:00:37 PM |
| jstnow | $25.00 | $25.00 | 10/25/2010 4:15:39 PM |
| nytrnbow | $25.00 | $25.00 | 10/25/2010 4:03:16 PM |
| TW325 | $25.00 | $25.00 | 10/25/2010 6:01:18 PM |
| transparency-burger | $25.00 | $25.00 | 10/25/2010 7:01:06 PM |
| TimothyNeal05 | $50.00 | $50.00 | 10/25/2010 7:37:49 PM |
| worldly-community3 | $50.00 | $50.00 | 10/25/2010 7:37:48 PM |
| a-truth-upholder | $25.00 | $25.00 | 10/26/2010 2:05:57 AM |
| value-microscope | $25.00 | $25.00 | 10/26/2010 2:05:48 AM |
| a-finance-nirvana | $25.00 | $25.00 | 10/26/2010 2:22:28 AM |
| gallant-economy9 | $34.34 | $34.34 | 10/26/2010 8:30:23 AM |
| herbyman | $40.73 | $40.73 | 10/26/2010 7:15:56 AM |
| xsw1234 | $25.00 | $25.00 | 10/26/2010 9:21:08 AM |
| peterpossum | $45.41 | $45.41 | 10/26/2010 10:30:50 AM |
| triumph329 | $25.00 | $25.00 | 10/26/2010 8:27:45 AM |
| Trevor_C | $25.00 | $25.00 | 10/26/2010 9:43:27 AM |
| duty-starfish8 | $50.00 | $50.00 | 10/26/2010 9:57:08 AM |
| Zoramite | $25.00 | $25.00 | 10/26/2010 10:05:48 AM |
| 54CHEVY | $41.69 | $41.69 | 10/26/2010 12:02:26 PM |
| nakane66 | $50.00 | $50.00 | 10/26/2010 10:26:58 AM |
| truth-magma | $25.00 | $25.00 | 10/26/2010 2:11:01 PM |
| onlyastepaway | $25.00 | $25.00 | 10/26/2010 2:02:09 PM |
| money-explorer3 | $25.00 | $25.00 | 10/26/2010 3:45:16 PM |
| zrohmm | $25.00 | $25.00 | 10/26/2010 3:47:26 PM |
| lifegrowth | $25.00 | $25.00 | 10/26/2010 3:48:12 PM |
| riproaringrapids | $25.00 | $25.00 | 10/26/2010 3:54:45 PM |
| larrybird | $150.00 | $150.00 | 10/26/2010 3:23:22 PM |
| newgroom422 | $25.00 | $25.00 | 10/26/2010 3:14:48 PM |
| Macarro4 | $25.00 | $25.00 | 10/26/2010 4:32:56 PM |
| well-mannered-marketplace5 | $25.00 | $25.00 | 10/26/2010 3:48:15 PM |
| victorcab | $50.00 | $50.00 | 10/26/2010 4:43:19 PM |
| Adam_00 | $50.00 | $50.00 | 10/26/2010 3:55:14 PM |
| jns48 | $25.00 | $25.00 | 10/26/2010 4:31:21 PM |
| apeloans | $25.00 | $25.00 | 10/26/2010 4:32:57 PM |
| jamiee73 | $25.00 | $25.00 | 10/26/2010 4:35:19 PM |
| flwah | $25.00 | $25.00 | 10/26/2010 4:49:07 PM |
| elevated-truth | $25.00 | $25.00 | 10/26/2010 4:32:50 PM |
| thoughtful-community7 | $25.00 | $25.00 | 10/26/2010 4:57:15 PM |
| Dweeberkitty1 | $25.00 | $25.00 | 10/26/2010 5:02:17 PM |
| citytreker | $40.00 | $40.00 | 10/26/2010 5:08:27 PM |
| jrbill1998 | $50.00 | $50.00 | 10/26/2010 5:08:35 PM |
| rmachi | $25.00 | $25.00 | 10/26/2010 5:03:22 PM |
| green-unassailable-investment | $25.00 | $25.00 | 10/26/2010 5:45:10 PM |
| wealth-samaritan2 | $25.00 | $25.00 | 10/26/2010 5:45:43 PM |
| lizard_lips | $35.01 | $35.01 | 10/26/2010 5:46:03 PM |
| cberthiaume | $25.00 | $25.00 | 10/26/2010 5:46:23 PM |
| heroic-platinum | $25.00 | $25.00 | 10/26/2010 5:46:31 PM |
| hs112a | $50.00 | $50.00 | 10/26/2010 5:47:09 PM |
| layzboy | $50.00 | $50.00 | 10/26/2010 5:47:59 PM |
| d_grbg | $25.00 | $25.00 | 10/26/2010 5:49:22 PM |
| Evan_Safe | $25.00 | $25.00 | 10/26/2010 5:44:55 PM |
| beachbum22 | $25.00 | $25.00 | 10/26/2010 5:45:31 PM |
| archeanchaos | $25.00 | $25.00 | 10/26/2010 5:46:00 PM |
| darylc | $25.00 | $25.00 | 10/26/2010 5:46:34 PM |
| lobstahlender | $25.00 | $25.00 | 10/26/2010 5:47:04 PM |
| Hiro07 | $25.00 | $25.00 | 10/26/2010 5:47:56 PM |
| MoNeYMaN5 | $25.00 | $25.00 | 10/26/2010 5:43:49 PM |
| corporealfunk | $50.00 | $50.00 | 10/26/2010 5:44:59 PM |
| krazydavet | $25.00 | $25.00 | 10/26/2010 5:46:01 PM |
| ritwngr | $25.00 | $25.00 | 10/26/2010 5:46:20 PM |
| pdx71 | $50.00 | $50.00 | 10/26/2010 5:46:49 PM |
| compwhiz | $25.00 | $25.00 | 10/26/2010 5:46:54 PM |
| Prof1 | $25.00 | $25.00 | 10/26/2010 5:47:11 PM |
| relentless-gain7 | $50.00 | $50.00 | 10/26/2010 5:48:03 PM |
| hope-hickory | $25.00 | $25.00 | 10/26/2010 5:48:08 PM |
| ti22ring | $25.00 | $25.00 | 10/26/2010 6:04:23 PM |
| VIGSY | $50.00 | $50.00 | 10/26/2010 5:48:49 PM |
| money-corps8 | $100.00 | $5.11 | 10/26/2010 5:49:29 PM |
| bold-attentive-listing | $25.00 | $25.00 | 10/26/2010 6:05:10 PM |
| important-ore | $100.00 | $100.00 | 10/26/2010 6:04:25 PM |
| best-ingenious-funds | $25.00 | $25.00 | 10/26/2010 6:06:04 PM |
| shmb6508 | $50.00 | $50.00 | 10/26/2010 6:38:36 PM |
| greenback-guard | $25.00 | $25.00 | 10/26/2010 11:16:21 PM |
| JCM_MN | $34.00 | $34.00 | 10/27/2010 4:52:29 AM |
| greenback-guard | $25.00 | $25.00 | 10/26/2010 11:10:43 PM |
| Weaverville | $50.00 | $50.00 | 10/22/2010 2:29:39 PM |
| rate-mogul | $50.00 | $50.00 | 10/22/2010 2:30:00 PM |
| successful-agreement7 | $100.00 | $100.00 | 10/22/2010 2:30:24 PM |
| williemc44 | $50.00 | $50.00 | 10/22/2010 2:31:07 PM |
| Sevron | $100.00 | $100.00 | 10/22/2010 2:34:14 PM |
| orangetrust | $100.00 | $100.00 | 10/22/2010 2:34:45 PM |
| teller | $50.00 | $50.00 | 10/22/2010 2:34:54 PM |
| worthy-bid8 | $100.00 | $100.00 | 10/22/2010 2:28:43 PM |
| loan-mammal | $25.00 | $25.00 | 10/22/2010 2:28:52 PM |
| mike_banker | $50.00 | $50.00 | 10/22/2010 2:36:38 PM |
| lendingfrog | $25.00 | $25.00 | 10/22/2010 2:32:05 PM |
| bowdish1 | $50.00 | $50.00 | 10/22/2010 2:33:43 PM |
| don8ter | $25.00 | $25.00 | 10/22/2010 2:34:56 PM |
| objective-investor | $100.00 | $100.00 | 10/22/2010 2:33:41 PM |
| bid-czar8 | $50.00 | $50.00 | 10/22/2010 2:33:50 PM |
| payout-achievement | $100.00 | $100.00 | 10/22/2010 2:35:06 PM |
| handshake5 | $100.00 | $100.00 | 10/22/2010 2:33:54 PM |
| GElender | $50.00 | $50.00 | 10/22/2010 2:34:07 PM |
| enthralling-deal180 | $50.00 | $50.00 | 10/22/2010 2:34:18 PM |
| jazzlender | $50.00 | $50.00 | 10/22/2010 2:39:25 PM |
| rescue | $100.00 | $100.00 | 10/22/2010 2:34:58 PM |
| BuffetRocks | $50.00 | $50.00 | 10/22/2010 2:35:12 PM |
| vigorous-velocity | $100.00 | $100.00 | 10/22/2010 2:36:01 PM |
| wings2fly | $25.00 | $25.00 | 10/22/2010 2:41:46 PM |
| FigTree | $50.00 | $50.00 | 10/22/2010 2:44:15 PM |
| DRA-Properties | $25.00 | $25.00 | 10/22/2010 2:43:29 PM |
| b-rent | $25.00 | $25.00 | 10/22/2010 3:02:04 PM |
| valiant-liberty4 | $25.00 | $25.00 | 10/22/2010 2:46:19 PM |
| jdwillcox | $50.00 | $50.00 | 10/22/2010 3:03:30 PM |
| runner262 | $25.00 | $25.00 | 10/22/2010 3:04:38 PM |
| special-currency6 | $50.00 | $50.00 | 10/22/2010 3:23:38 PM |
| ozlem | $44.45 | $44.45 | 10/22/2010 3:44:31 PM |
| russm011 | $25.00 | $25.00 | 10/22/2010 4:07:24 PM |
| asset-professor | $50.00 | $50.00 | 10/22/2010 4:25:29 PM |
| forthright-dedication | $28.74 | $28.74 | 10/22/2010 4:24:11 PM |
| nybanker85 | $50.00 | $50.00 | 10/22/2010 4:24:49 PM |
| danthemon35 | $25.00 | $25.00 | 10/22/2010 4:24:45 PM |
| kindness-hickory5 | $27.01 | $27.01 | 10/22/2010 4:45:59 PM |
| Erileb | $25.00 | $25.00 | 10/22/2010 4:40:42 PM |
| cloud8 | $25.00 | $25.00 | 10/22/2010 5:46:11 PM |
| OTtherapy | $25.00 | $25.00 | 10/22/2010 5:42:38 PM |
| nletunic | $49.77 | $49.77 | 10/22/2010 5:52:08 PM |
| thrifty-peso | $25.00 | $25.00 | 10/22/2010 7:46:06 PM |
| kirklandrealtor | $25.00 | $25.00 | 10/23/2010 1:40:03 AM |
| lendme2 | $52.27 | $52.27 | 10/22/2010 10:32:08 PM |
| Magus54 | $25.00 | $25.00 | 10/23/2010 2:02:44 AM |
| boater01 | $50.00 | $50.00 | 10/23/2010 2:49:37 AM |
| NDFIRTH | $41.57 | $41.57 | 10/23/2010 2:14:48 AM |
| MissionMicroFinance | $25.00 | $25.00 | 10/23/2010 3:14:39 AM |
| Railbird | $25.00 | $25.00 | 10/23/2010 3:14:58 AM |
| klinebarger | $25.00 | $25.00 | 10/23/2010 3:37:02 AM |
| gamp | $25.00 | $25.00 | 10/23/2010 2:48:57 AM |
| copperfield | $25.00 | $25.00 | 10/23/2010 3:06:34 AM |
| Thylow | $25.00 | $25.00 | 10/23/2010 4:00:46 AM |
| Tradesmanlender | $25.00 | $25.00 | 10/23/2010 3:21:23 AM |
| coin-investor | $25.00 | $25.00 | 10/23/2010 3:38:10 AM |
| chestnut4 | $25.00 | $25.00 | 10/23/2010 4:04:48 AM |
| UT-Longhorn | $25.00 | $25.00 | 10/23/2010 4:06:28 AM |
| wampum-chorus3 | $25.00 | $25.00 | 10/23/2010 4:06:21 AM |
| lloyd_s | $25.00 | $25.00 | 10/23/2010 5:13:26 AM |
| bonanza1973 | $25.00 | $25.00 | 10/23/2010 10:50:56 AM |
| rapid-credit428 | $25.00 | $25.00 | 10/23/2010 10:02:38 AM |
| studious-bonus7 | $100.00 | $100.00 | 10/23/2010 10:04:25 AM |
| diverse2 | $34.09 | $34.09 | 10/23/2010 10:14:13 AM |
| iflyforfun | $25.00 | $25.00 | 10/23/2010 2:42:26 PM |
| diablo_ny | $25.00 | $25.00 | 10/23/2010 2:51:08 PM |
| best-phenomenal-treasure | $25.00 | $25.00 | 10/23/2010 2:51:32 PM |
| unitedins | $50.00 | $50.00 | 10/23/2010 3:41:00 PM |
| cello1 | $25.00 | $25.00 | 10/23/2010 3:41:50 PM |
| treasure-dreamer7 | $50.00 | $50.00 | 10/23/2010 2:44:07 PM |
| moola-wildebeest3 | $50.00 | $50.00 | 10/23/2010 2:44:16 PM |
| SastreMason | $25.00 | $25.00 | 10/23/2010 3:31:58 PM |
| ferocious-camaraderi1 | $73.29 | $73.29 | 10/23/2010 3:33:03 PM |
| Prosp_Lender | $44.07 | $44.07 | 10/23/2010 2:42:21 PM |
| smprfi222 | $25.00 | $25.00 | 10/23/2010 3:41:01 PM |
| cpbreton | $25.00 | $25.00 | 10/23/2010 2:51:31 PM |
| LendDoc | $40.40 | $40.40 | 10/23/2010 3:47:26 PM |
| sellersbay | $50.00 | $50.00 | 10/24/2010 7:33:05 AM |
| auction-formula | $25.00 | $25.00 | 10/24/2010 12:31:57 AM |
| peb44 | $25.00 | $25.00 | 10/24/2010 8:08:04 AM |
| SelectTrustLending | $25.00 | $25.00 | 10/24/2010 8:08:36 AM |
| qcksilvr20 | $50.00 | $50.00 | 10/24/2010 10:04:04 AM |
| Quiddity | $50.00 | $50.00 | 10/24/2010 8:06:32 AM |
| point-shooter | $50.00 | $50.00 | 10/24/2010 11:28:28 AM |
| income-titan8 | $30.00 | $30.00 | 10/24/2010 8:11:25 AM |
| tenacious-compassion9 | $25.00 | $25.00 | 10/24/2010 11:16:14 AM |
| TheoProf | $30.03 | $30.03 | 10/24/2010 5:51:03 PM |
| supreme-hope | $25.00 | $25.00 | 10/24/2010 7:50:41 PM |
| ramblin | $30.03 | $30.03 | 10/24/2010 3:30:06 PM |
| cocolitovi | $44.70 | $44.70 | 10/24/2010 10:17:15 PM |
| exchange-battalion | $30.00 | $30.00 | 10/24/2010 11:19:05 PM |
| Tapu22 | $27.47 | $27.47 | 10/24/2010 8:46:05 PM |
| TrustPlus | $33.06 | $33.06 | 10/25/2010 3:07:00 AM |
| OSERENKUKU | $25.00 | $25.00 | 10/24/2010 10:02:38 PM |
| Rich221976 | $25.00 | $25.00 | 10/25/2010 6:15:49 AM |
| momar75 | $30.03 | $30.03 | 10/24/2010 10:47:32 PM |
| tntmojave | $25.00 | $25.00 | 10/25/2010 5:45:22 AM |
| Preteur | $25.00 | $25.00 | 10/25/2010 7:27:45 AM |
| DasCoon | $36.90 | $36.90 | 10/25/2010 3:31:01 AM |
| worthy-truth | $25.00 | $25.00 | 10/25/2010 7:48:54 AM |
| chlebie | $25.00 | $25.00 | 10/25/2010 7:14:29 AM |
| mac415 | $50.00 | $50.00 | 10/25/2010 7:48:56 AM |
| unassassinable | $25.00 | $25.00 | 10/25/2010 9:06:50 AM |
| GCInvestments | $25.00 | $25.00 | 10/25/2010 10:17:07 AM |
| bazaar-winner | $50.00 | $50.00 | 10/25/2010 9:37:52 AM |
| fair-rate | $25.00 | $25.00 | 10/25/2010 11:10:24 AM |
| Purple11 | $35.03 | $35.03 | 10/25/2010 10:11:58 AM |
| allamerathlete | $25.00 | $25.00 | 10/25/2010 12:01:02 PM |
| escharfer | $25.00 | $25.00 | 10/25/2010 1:08:34 PM |
| jescowa | $50.00 | $50.00 | 10/25/2010 1:34:50 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/25/2010 2:16:59 PM |
| techs | $25.00 | $25.00 | 10/25/2010 1:42:56 PM |
| nickel-hickory | $25.00 | $25.00 | 10/25/2010 4:24:43 PM |
| BadBoyz | $25.00 | $25.00 | 10/25/2010 4:50:30 PM |
| ryanp100 | $25.00 | $25.00 | 10/25/2010 6:01:25 PM |
| irrelevant | $25.00 | $25.00 | 10/25/2010 6:09:49 PM |
| luckyldy | $28.97 | $28.97 | 10/25/2010 6:43:33 PM |
| helpful-dough | $50.00 | $50.00 | 10/25/2010 6:41:58 PM |
| Edwin_Rae | $25.00 | $25.00 | 10/25/2010 6:43:34 PM |
| ebgb234 | $25.00 | $25.00 | 10/25/2010 7:37:44 PM |
| InvestorPartners | $25.00 | $25.00 | 10/26/2010 1:07:35 AM |
| Fiimg | $50.00 | $50.00 | 10/26/2010 4:57:41 AM |
| anders94 | $25.00 | $25.00 | 10/26/2010 1:35:19 AM |
| abnvette | $30.60 | $30.60 | 10/26/2010 1:35:50 AM |
| BGILlender | $25.00 | $25.00 | 10/26/2010 2:06:02 AM |
| psturm | $25.00 | $25.00 | 10/26/2010 1:06:08 AM |
| SanCarlos | $32.31 | $32.31 | 10/26/2010 7:07:48 AM |
| museic1 | $25.00 | $25.00 | 10/26/2010 7:53:42 AM |
| orgy63 | $43.73 | $43.73 | 10/26/2010 9:21:11 AM |
| awwaww | $25.00 | $25.00 | 10/26/2010 7:07:47 AM |
| BzJ108 | $25.00 | $25.00 | 10/26/2010 8:35:49 AM |
| IIP77 | $25.00 | $25.00 | 10/26/2010 7:38:31 AM |
| rhightower003 | $25.00 | $25.00 | 10/26/2010 8:43:44 AM |
| summerlander | $25.00 | $25.00 | 10/26/2010 10:30:46 AM |
| Dutchhunter | $29.16 | $29.16 | 10/26/2010 8:01:47 AM |
| rovo | $25.00 | $25.00 | 10/26/2010 9:51:09 AM |
| felipe65 | $48.54 | $48.54 | 10/26/2010 12:40:41 PM |
| excellent-nickel | $50.00 | $50.00 | 10/26/2010 11:38:29 AM |
| WorldlyWorker | $25.00 | $25.00 | 10/26/2010 3:49:45 PM |
| tsui517 | $25.00 | $25.00 | 10/26/2010 3:22:49 PM |
| zeelender | $25.00 | $25.00 | 10/26/2010 3:01:59 PM |
| BCD | $25.00 | $25.00 | 10/26/2010 3:46:45 PM |
| Relevance | $25.00 | $25.00 | 10/26/2010 3:48:01 PM |
| green-planet-guy | $31.00 | $31.00 | 10/26/2010 3:57:41 PM |
| infinitykid | $25.00 | $25.00 | 10/26/2010 3:45:21 PM |
| greenbacchus | $25.00 | $25.00 | 10/26/2010 3:45:25 PM |
| Ivan2007 | $31.18 | $31.18 | 10/26/2010 3:49:29 PM |
| twirl2 | $25.00 | $25.00 | 10/26/2010 4:31:26 PM |
| Savings_EQ_Dignity | $30.00 | $30.00 | 10/26/2010 4:33:05 PM |
| wwwUniversal | $25.00 | $25.00 | 10/26/2010 3:57:29 PM |
| piter-to-la-investment | $25.00 | $25.00 | 10/26/2010 4:34:11 PM |
| mizount | $25.00 | $25.00 | 10/26/2010 4:50:26 PM |
| wacko82 | $59.14 | $59.14 | 10/26/2010 4:39:38 PM |
| coloradoloanman | $25.00 | $25.00 | 10/26/2010 4:32:04 PM |
| CornerKetch | $25.00 | $25.00 | 10/26/2010 4:32:45 PM |
| cablenews | $50.00 | $50.00 | 10/26/2010 4:33:02 PM |
| Cre8iveCash | $25.00 | $25.00 | 10/26/2010 4:38:47 PM |
| GreenNotes | $36.00 | $36.00 | 10/26/2010 5:08:41 PM |
| Hexamond | $50.00 | $50.00 | 10/26/2010 5:45:14 PM |
| dollar-grid | $25.00 | $25.00 | 10/26/2010 5:45:25 PM |
| pi31415 | $41.25 | $41.25 | 10/26/2010 5:45:49 PM |
| BrandonW | $25.00 | $25.00 | 10/26/2010 5:45:58 PM |
| G1g1ty | $25.00 | $25.00 | 10/26/2010 5:46:07 PM |
| p2ploan-gala2 | $25.00 | $25.00 | 10/26/2010 5:46:28 PM |
| Sang1963 | $50.00 | $50.00 | 10/26/2010 5:47:08 PM |
| Pookie22 | $50.00 | $50.00 | 10/26/2010 5:47:14 PM |
| bomdel | $25.00 | $25.00 | 10/26/2010 5:47:46 PM |
| callmebryan | $25.00 | $25.00 | 10/26/2010 5:45:38 PM |
| benevolent-money6 | $45.80 | $45.80 | 10/26/2010 5:46:05 PM |
| upbeat-fund | $25.00 | $25.00 | 10/26/2010 5:46:52 PM |
| greenback-bull6 | $50.00 | $50.00 | 10/26/2010 5:51:59 PM |
| mittman43 | $42.96 | $42.96 | 10/26/2010 5:45:57 PM |
| captainack | $50.00 | $50.00 | 10/26/2010 5:46:08 PM |
| snappy | $50.00 | $50.00 | 10/26/2010 5:46:45 PM |
| brilliant-revenue | $25.00 | $25.00 | 10/26/2010 5:46:50 PM |
| healthy-commerce | $50.00 | $50.00 | 10/26/2010 5:46:56 PM |
| yield-lion | $50.00 | $50.00 | 10/26/2010 5:47:19 PM |
| Boshwitz | $50.00 | $50.00 | 10/26/2010 5:47:52 PM |
| thunderd | $25.00 | $25.00 | 10/26/2010 5:48:32 PM |
| jetfan11 | $26.14 | $26.14 | 10/26/2010 5:48:36 PM |
| Bank42 | $50.00 | $50.00 | 10/26/2010 5:49:26 PM |
| ZPBSFinanancialGroup | $25.00 | $25.00 | 10/26/2010 6:23:22 PM |
| Bob450 | $25.00 | $25.00 | 10/26/2010 8:41:46 PM |
| bonus-maximizer919 | $44.08 | $44.08 | 10/26/2010 9:11:05 PM |
| subtle-revenue0 | $25.00 | $25.00 | 10/27/2010 5:16:19 AM |
| inismor | $50.00 | $50.00 | 10/27/2010 3:08:51 AM |
| 401 bids
|