Sales Report:Supplement No. 64 dated Oct 28, 2010 to Prospectus dated Jul 26, 2010
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 26, 2010 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 26, 2010 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 419208
This series of Notes was issued and sold upon the funding of the borrower loan #45053, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 4.95% Auction start date:  Oct-19-2010 
  Auction end date:  Oct-26-2010 
 
Starting lender yield: 12.65% Starting borrower rate/APR: 13.65% / 15.80% Starting monthly payment: $510.12
Final lender yield: 12.65% Final borrower rate/APR: 13.65% / 15.80% Final monthly payment: $510.12
 
Auction yield range: 5.71% - 12.65% Estimated loss impact: 5.16%  
Lender servicing fee: 1.00% Estimated return: 7.49%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jul-1973 Debt/Income ratio: 16%
Credit score: 700-719 (Oct-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 7Length of status:8y 2m
Amount delinquent: $0 Total credit lines: 16 Occupation: Civil Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $43,810Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 78%  
   Homeownership: No  
Screen name: Solluna Borrower's state: California Borrower's group: Government Employees
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 3 On-time: 41 ( 100% ) 700-719 (Latest)
Principal borrowed: $29,500.00< 31 days late: 0 ( 0% )  
680-699 (May-2008)
680-699 (Dec-2007)
700-719 (Mar-2007)
700-719 (Mar-2007)
 
Principal balance: $0.02 31+ days late: 0 ( 0% )
Total payments billed: 41  
Description
Rolling Towards Retirement
I?ve paid off three Prosper Loans in the last four years.?I?m using Prosper to pay off high interest card debt. I plan to retire in five to nine years and want to be debt-free.
I?ll use this loan to pay off?a credit card account for $18,090. The current interest rate is 25.24% ($16,652) and 15.24% ($1,438). The minimum monthly payment is $380 a month but I?ve been paying $500 a month. I anticipate no problem with paying the $3,000 balance. My monthly net pay is$3,100.?7% of my gross goes to my retirement account and $500 goes to a TSP loan (government's version of a 401K).I?m aggressively paying down my credit card debt. Last month, I took out a TSP loan for $12,800 at 2% interest to pay off a credit card that I owed $9,200 at 27.99% and $2,200 across four retail store accounts. The TSP loan will be paid off in September 2011. (26 pay periods). I have the option to re-amortize the loan if needed.Each retail store account averaged 24% interest. I closed all the retail store accounts after paying them off. My rent expenses with utilities, cable and phone (land line and cell) is about $900 a month.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hi, your profile shows that you are not a homeowner. Is that accurate? Thanks and good luck. - interest88
A: No. I'm not a homeowner. Thanks for the well wishes. (Oct-24-2010)
Q: For which Government Agency do you work? Are you a supervisor? Do you plan to repay the loan using automatic withdrawal? - one-midas
A: I work for the Department of Homeland Security, Customs and Border Protection. I am a Program Manager responsible for several major programs. I came from private industry eight years ago where I was a Business Consultant for an Information Technology consulting company. I joined the federal government in a supervisory position and was promoted to a Program Manager after four years. Yes, I will be using automatic withdrawals. I successfully used that feature for three previous Prosper loans. (Oct-24-2010)
Q: How can you rent with utilities, land line, cable and cell phone only be "Around" $900. living in Los Angeles? Do you have automobile expenses? - RecoveryLender
A: I've lived with my cousin/roommate, a retired federal worker (92K annual income) for over eight years. We split rent and utilities. Rent is $900 a month (under rent control) and gas & electric are $45/mo. Living near the coast there is no AC. Renters insurance -$27/mo. Cable - $110/mo. Land line & internet - $80/mo. That?s $580 each. My cell phone is $125. Gas is about $100/mo. I recently purchased a new battery for my car. I get the oil changed and tires rotated regularly. No car note. (Oct-25-2010)
Q: Hi, I saw your past listings and have questions about your statements. In the first listing, Prosper showed you had about $73K revolving credit balances, but in your description you stated you had $14K credit card debts? - p2ploan-sensation211
A: I now have $43,700 in credt card debt. Last month I took out a TSP (federal government's equivalent of TSP) loan for $12,500 to pay off four retail store accounts and a Mastercard account that had a 28% interest rate. I want to aggressively pay off the loan in a year. The rate is 2% for 26 pay periods with a payment of $500 a pay period. I closed all the retail store accounts and left the Mastercard open for emergencies. (Oct-25-2010)
4 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
generous-deal6$50.00$50.0010/19/2010 3:44:22 PM
rescue$50.00$50.0010/19/2010 3:39:04 PM
radforj22$25.00$25.0010/19/2010 3:39:40 PM
bountiful-durability$100.00$100.0010/19/2010 3:47:00 PM
DRA-Properties$25.00$25.0010/19/2010 3:47:13 PM
bowdish1$50.00$50.0010/19/2010 3:48:08 PM
Gabriel02$25.00$25.0010/19/2010 3:44:08 PM
worthy-bid8$50.00$50.0010/19/2010 3:44:21 PM
bid-czar8$50.00$50.0010/19/2010 3:50:41 PM
payout-achievement$100.00$100.0010/19/2010 3:49:15 PM
Sevron$100.00$100.0010/19/2010 3:52:35 PM
crenen139$25.00$25.0010/19/2010 3:49:38 PM
williemc44$50.00$50.0010/19/2010 3:51:54 PM
GElender$50.00$50.0010/19/2010 3:52:09 PM
MadHun$75.00$75.0010/19/2010 3:51:23 PM
wings2fly$25.00$25.0010/19/2010 3:55:35 PM
6moonbeams$68.20$68.2010/19/2010 3:59:22 PM
kmr2$200.00$200.0010/19/2010 3:53:18 PM
orangetrust$100.00$100.0010/19/2010 3:56:34 PM
graceful-investment$76.25$76.2510/19/2010 3:54:47 PM
efficient-treasure0$25.00$25.0010/19/2010 3:54:59 PM
HedgeFund$50.00$50.0010/19/2010 3:57:42 PM
enthusiastic-balance5$100.00$100.0010/19/2010 4:02:02 PM
mla$25.00$25.0010/19/2010 3:56:57 PM
larrybird$150.00$108.2310/19/2010 3:59:55 PM
C_Mark$50.00$50.0010/19/2010 3:58:38 PM
teller$50.00$50.0010/19/2010 3:59:39 PM
JustMee$25.00$25.0010/19/2010 5:27:41 PM
MoneyForNothing$89.24$89.2410/19/2010 7:53:05 PM
silver-armada$50.00$50.0010/20/2010 5:04:34 AM
suave-dime6$25.00$25.0010/20/2010 7:53:03 AM
Eagledrop$25.00$25.0010/20/2010 11:12:57 AM
equitable-yield4$25.00$25.0010/20/2010 11:25:57 AM
bold-durability-drum$50.00$50.0010/20/2010 4:14:15 PM
johnrx$50.00$50.0010/20/2010 9:42:49 PM
kenji4861$25.00$25.0010/20/2010 9:41:46 PM
comet55$25.00$25.0010/21/2010 9:48:15 AM
Mark0135$50.00$50.0010/21/2010 10:39:49 AM
Bcs-cnc$25.00$25.0010/21/2010 12:01:28 PM
chiecon$50.00$50.0010/21/2010 12:09:07 PM
omerta6102$50.00$50.0010/21/2010 1:18:48 PM
designs626$50.00$50.0010/21/2010 2:41:57 PM
maj0508$100.00$100.0010/21/2010 4:18:22 PM
srgriff$25.00$25.0010/22/2010 8:58:49 AM
pleasant-basis$25.00$25.0010/22/2010 10:42:45 AM
justice-dna$25.00$25.0010/22/2010 10:43:22 AM
nickel-hickory$25.00$25.0010/22/2010 11:10:34 AM
Hondo$25.00$25.0010/22/2010 12:20:50 PM
Aberdeen$400.00$400.0010/23/2010 2:54:47 AM
Aberdeen$400.00$400.0010/23/2010 2:52:24 AM
CAGE-Investments$25.00$25.0010/23/2010 3:40:03 AM
aggielender$25.00$25.0010/23/2010 9:18:41 AM
greenback-bull6$50.00$50.0010/23/2010 2:45:18 PM
bold-social-advantage$35.00$35.0010/23/2010 7:57:23 PM
intuitive-bill$25.00$25.0010/24/2010 12:13:48 AM
icecoldcash$30.57$30.5710/24/2010 7:47:42 AM
Mojo1$25.00$25.0010/24/2010 7:32:54 AM
the-debt-fluffy-bunny$25.00$25.0010/24/2010 9:50:17 AM
Jag97$35.60$35.6010/24/2010 6:53:24 PM
one-midas$25.00$25.0010/24/2010 9:35:17 PM
twerns$40.00$40.0010/24/2010 9:35:41 PM
bold-yield-rumbler$25.00$25.0010/24/2010 7:51:47 PM
superchicken$25.00$25.0010/24/2010 8:34:31 PM
patriot384$480.00$480.0010/25/2010 7:06:34 AM
Wilcat77$50.00$50.0010/25/2010 9:38:29 AM
GCInvestments$25.00$25.0010/25/2010 10:16:30 AM
discrete-asset$25.00$25.0010/25/2010 11:48:44 AM
heroic-payout9$25.00$25.0010/25/2010 10:42:27 AM
fund-tom-tom6$50.00$50.0010/25/2010 10:43:46 AM
gracej$25.00$25.0010/25/2010 11:49:18 AM
thankful-nickel2$25.00$25.0010/25/2010 1:43:40 PM
Panna$25.00$25.0010/25/2010 1:26:37 PM
wwwUniversal$25.00$25.0010/25/2010 2:36:05 PM
turbobrat$50.00$50.0010/25/2010 4:00:32 PM
revenue-achievement$25.00$25.0010/25/2010 4:00:51 PM
p2ploan-charmer$25.00$25.0010/25/2010 4:01:00 PM
trapper569$25.00$25.0010/25/2010 4:03:38 PM
worldly-penny8$25.00$25.0010/25/2010 4:06:32 PM
ericgassercom$50.00$50.0010/25/2010 4:07:01 PM
fireboss$34.28$34.2810/25/2010 4:01:31 PM
stollcm$25.00$25.0010/25/2010 4:10:54 PM
peso-fortress$25.00$25.0010/25/2010 4:03:46 PM
wise-silver-wonder$25.00$25.0010/25/2010 4:05:03 PM
Opportunity4you$25.00$25.0010/25/2010 4:13:50 PM
nicklds$25.00$25.0010/25/2010 4:06:55 PM
bullwink27$25.00$25.0010/25/2010 4:08:49 PM
thebadpelican$25.00$25.0010/25/2010 3:53:09 PM
MarinLoans$25.00$25.0010/25/2010 4:10:23 PM
nycfinance$25.00$25.0010/25/2010 4:08:31 PM
YellowJacket$25.00$25.0010/25/2010 4:23:55 PM
chinolatino$25.00$25.0010/25/2010 4:18:04 PM
peaceful-bazaar497$30.00$30.0010/25/2010 4:18:12 PM
Gaelicman$160.00$160.0010/25/2010 4:36:23 PM
StreetJustice$28.20$28.2010/25/2010 4:23:40 PM
williamdkit$35.00$35.0010/25/2010 4:50:31 PM
ClearLake$25.00$25.0010/25/2010 4:51:33 PM
harmonious-moola7$50.00$50.0010/25/2010 4:51:58 PM
loan-wasp$37.06$37.0610/25/2010 4:31:37 PM
tsg2007$25.00$25.0010/25/2010 4:53:08 PM
bold-shrewd-duty$50.00$50.0010/25/2010 4:52:21 PM
UncleSteve3000$26.73$26.7310/25/2010 4:50:17 PM
Cheburashka$25.00$25.0010/25/2010 5:11:29 PM
beachbum22$25.00$25.0010/25/2010 4:57:27 PM
lucrative-coin$50.00$50.0010/25/2010 6:16:48 PM
bodascafe$25.00$25.0010/25/2010 6:23:35 PM
Davidson2$50.00$50.0010/25/2010 6:57:52 PM
PaulW$25.00$25.0010/26/2010 1:09:28 AM
gametime34$25.40$25.4010/26/2010 1:29:18 AM
alverado$29.43$29.4310/26/2010 2:06:40 AM
Phantom99$25.00$25.0010/26/2010 2:12:39 AM
PropertyInvest$25.00$25.0010/26/2010 4:37:23 AM
nakane66$50.00$50.0010/25/2010 9:42:33 PM
RiskAdverse$25.00$25.0010/26/2010 5:55:24 AM
ThompsonCapital$25.00$25.0010/26/2010 12:45:53 AM
head$25.00$25.0010/26/2010 3:17:45 AM
outofoffice$30.19$30.1910/26/2010 7:16:34 AM
macotra4$36.00$36.0010/26/2010 6:13:42 AM
patriot897$25.00$25.0010/26/2010 9:16:23 AM
golffish2$100.00$100.0010/26/2010 7:51:04 AM
jslo722$25.00$25.0010/26/2010 6:31:12 AM
bonus-maximizer919$50.00$50.0010/26/2010 9:43:33 AM
theincarnatemike$25.00$25.0010/26/2010 10:06:15 AM
orange-dollar-guild$25.00$25.0010/26/2010 7:31:28 AM
ErvLending$49.49$49.4910/26/2010 7:56:18 AM
TheYellowDart$25.00$25.0010/26/2010 10:37:09 AM
anarchy1985$42.53$42.5310/26/2010 8:33:23 AM
valiant-liberty4$25.00$25.0010/26/2010 8:38:23 AM
Astyanax$75.00$75.0010/26/2010 11:40:50 AM
Dollars4Rent$25.00$25.0010/26/2010 10:22:13 AM
dollar-doughnut6$50.00$50.0010/26/2010 10:31:23 AM
AM2171$25.00$25.0010/26/2010 12:48:24 PM
Feyenoord$25.00$25.0010/26/2010 10:43:50 AM
proaz0119$25.00$25.0010/26/2010 1:40:06 PM
captainzero$45.00$45.0010/26/2010 10:50:51 AM
Whitewater_Loans$25.00$25.0010/26/2010 11:28:36 AM
twsems$100.00$100.0010/26/2010 11:33:08 AM
honey-money$30.00$30.0010/26/2010 1:35:39 PM
SAR-2$25.00$25.0010/26/2010 12:34:24 PM
revenue-appraiser$25.00$25.0010/26/2010 1:34:22 PM
atlas100$50.00$50.0010/26/2010 2:43:27 PM
zeelender$25.00$25.0010/26/2010 3:01:17 PM
paqattack$30.05$30.0510/26/2010 3:07:29 PM
peace-saber0$25.00$25.0010/26/2010 3:13:41 PM
broepke$25.00$25.0010/26/2010 3:01:06 PM
elfincove$50.00$50.0010/26/2010 3:03:47 PM
alpinaut$25.00$25.0010/19/2010 3:38:59 PM
jdwillcox$50.00$50.0010/19/2010 3:47:33 PM
objective-investor$100.00$100.0010/19/2010 3:47:53 PM
Weaverville$50.00$50.0010/19/2010 3:39:48 PM
ichibon$150.00$150.0010/19/2010 3:48:27 PM
authentic-liberty7$25.00$25.0010/19/2010 3:46:22 PM
papaloha$100.00$100.0010/19/2010 3:46:15 PM
jeg3k$50.00$50.0010/19/2010 3:49:25 PM
mike_banker$50.00$50.0010/19/2010 3:47:25 PM
enthralling-deal180$50.00$50.0010/19/2010 3:53:02 PM
JohnGalt79$100.00$100.0010/19/2010 3:48:04 PM
cybernosha$25.00$25.0010/19/2010 3:48:45 PM
delicious-social132$50.00$50.0010/19/2010 3:49:01 PM
jazzlender$25.00$25.0010/19/2010 3:55:12 PM
TakeCare$80.00$80.0010/19/2010 3:51:31 PM
ray1051$25.00$25.0010/19/2010 3:53:34 PM
handshake5$100.00$100.0010/19/2010 3:51:06 PM
income-titan8$30.00$30.0010/19/2010 3:58:02 PM
reward-tsunami7$50.00$50.0010/19/2010 3:59:11 PM
j2ee$25.00$25.0010/19/2010 3:55:57 PM
Clambake$50.00$50.0010/19/2010 3:56:23 PM
successful-agreement7$100.00$100.0010/19/2010 3:58:57 PM
tolerant-dinero2$25.00$25.0010/19/2010 4:01:17 PM
jescowa$50.00$50.0010/19/2010 4:01:30 PM
penny-plato$50.00$50.0010/19/2010 5:42:47 PM
ogmanny$50.00$50.0010/20/2010 1:47:04 AM
blue-useful-auction$25.00$25.0010/20/2010 9:32:28 AM
the-money-position$50.00$50.0010/20/2010 12:33:50 PM
ti22ring$25.00$25.0010/20/2010 4:37:33 PM
innocent-income4$25.00$25.0010/20/2010 5:15:53 PM
natural-affluence4$25.00$25.0010/21/2010 9:35:23 AM
Sven79$150.00$150.0010/21/2010 9:10:58 AM
jcjawors$25.00$25.0010/21/2010 9:28:07 AM
awesome-dollar5$100.00$100.0010/21/2010 10:18:41 AM
hookUup$31.05$31.0510/22/2010 12:27:36 AM
Imageloan$50.00$50.0010/22/2010 7:06:30 AM
ready-vigilance3$50.00$50.0010/22/2010 10:10:58 AM
reueljw$25.00$25.0010/22/2010 10:28:56 AM
penny-chooser$25.00$25.0010/22/2010 10:49:11 AM
omahajay$25.00$25.0010/22/2010 11:32:05 AM
deal-enrichment$50.00$50.0010/22/2010 12:24:07 PM
nalaari$34.56$34.5610/22/2010 12:29:22 PM
Banker7371$25.00$25.0010/22/2010 12:53:55 PM
rapid-credit428$25.00$25.0010/22/2010 1:19:18 PM
impartial-deal$25.00$25.0010/22/2010 2:11:40 PM
108lender$100.00$100.0010/22/2010 3:51:57 PM
FadSaolAgat$50.00$50.0010/22/2010 4:28:34 PM
chemistry220$50.00$50.0010/22/2010 5:52:31 PM
Aberdeen$500.00$500.0010/23/2010 2:48:10 AM
Aberdeen$400.00$400.0010/23/2010 2:48:12 AM
Aberdeen$500.00$500.0010/23/2010 2:54:44 AM
Sol_Invictus$25.00$25.0010/23/2010 8:26:18 AM
investment-artist$25.00$25.0010/23/2010 9:40:07 AM
deal-vibrato$50.00$50.0010/23/2010 12:14:51 PM
respectful-integrity3$50.00$50.0010/23/2010 2:31:55 PM
ethicalhumanist$50.00$50.0010/23/2010 6:42:28 PM
Trident-Fund$50.00$50.0010/24/2010 7:52:14 AM
gocubsgo22$25.00$25.0010/24/2010 7:15:35 AM
commerce-enlistment$27.00$27.0010/24/2010 8:25:17 AM
tenacious-compassion9$25.00$25.0010/24/2010 11:17:23 AM
anti-wall-st$100.00$100.0010/24/2010 9:06:41 AM
wlm3012$25.00$25.0010/24/2010 11:13:04 AM
Slend49$25.00$25.0010/24/2010 1:01:37 PM
TrustPlus$50.00$50.0010/24/2010 3:21:04 PM
loanman2007$200.00$200.0010/24/2010 11:47:26 AM
Papa_Mema$89.00$89.0010/24/2010 4:52:14 PM
Chesterite$100.00$100.0010/24/2010 9:47:54 PM
Hartfelt$25.00$25.0010/24/2010 10:54:43 PM
important-ore$100.00$100.0010/25/2010 3:23:57 AM
rmpedi33$50.00$50.0010/25/2010 7:08:29 AM
tntmojave$25.00$25.0010/25/2010 5:44:50 AM
unassassinable$25.00$25.0010/25/2010 9:07:16 AM
lovely-benefit7$25.00$25.0010/25/2010 9:44:08 AM
raiderj$25.00$25.0010/25/2010 10:41:31 AM
money-bauble$82.40$82.4010/25/2010 11:18:09 AM
point-kitten6$50.00$50.0010/25/2010 9:57:54 AM
sarisai$42.99$42.9910/25/2010 10:31:26 AM
lively-hope28$50.00$50.0010/25/2010 11:48:54 AM
sunrise16$30.00$30.0010/25/2010 10:42:57 AM
loyalist1$100.00$100.0010/25/2010 12:43:28 PM
economy-spy6$25.00$25.0010/25/2010 12:20:43 PM
atope$50.00$50.0010/25/2010 1:26:44 PM
PK_USMC$25.00$25.0010/25/2010 2:17:17 PM
bill-mushroom$25.00$25.0010/25/2010 4:00:21 PM
theaterguy$25.00$25.0010/25/2010 4:01:39 PM
jtradition$50.00$50.0010/25/2010 4:07:07 PM
red-favorable-basis$25.00$25.0010/25/2010 4:08:16 PM
new-sharp-leverage$50.00$50.0010/25/2010 4:01:04 PM
moola-rose8$25.00$25.0010/25/2010 4:03:33 PM
focused-wampum$25.00$25.0010/25/2010 4:03:55 PM
crawfingers$25.00$25.0010/25/2010 4:06:29 PM
mmckune$25.00$25.0010/25/2010 4:07:28 PM
Slipps$25.00$25.0010/25/2010 4:01:34 PM
hrubinst$32.78$32.7810/25/2010 4:11:08 PM
jaesposito$25.00$25.0010/25/2010 4:05:18 PM
hanuman77$26.19$26.1910/25/2010 4:07:34 PM
dinero-speaker$25.00$25.0010/25/2010 4:07:58 PM
ramsba$38.71$38.7110/25/2010 4:27:01 PM
greenbackapult9$25.00$25.0010/25/2010 4:50:37 PM
loot-heart$50.00$50.0010/25/2010 4:51:40 PM
cash-surge$25.00$25.0010/25/2010 4:31:40 PM
dmfog$25.00$25.0010/25/2010 4:50:20 PM
L-vex$25.00$25.0010/25/2010 4:49:31 PM
Hutpit$37.19$37.1910/25/2010 4:50:25 PM
LongTail$25.00$25.0010/25/2010 4:50:33 PM
kind-adventurous-finance$25.00$25.0010/25/2010 4:55:38 PM
alakanbearcub$25.00$25.0010/25/2010 8:42:29 PM
Image68$25.00$25.0010/25/2010 9:00:56 PM
best-unbeatable-transaction$50.00$50.0010/25/2010 7:44:36 PM
KiwiElf$33.74$33.7410/26/2010 1:09:35 AM
NYCFinancier$25.00$25.0010/26/2010 1:16:08 AM
jcw3rd$25.00$25.0010/25/2010 8:46:46 PM
social-comet7$25.00$25.0010/26/2010 2:09:37 AM
forthright-trade$25.00$25.0010/25/2010 9:08:49 PM
mistrmark$50.00$50.0010/25/2010 10:13:05 PM
dirtzinger$25.00$25.0010/25/2010 9:23:59 PM
Aristocrat$29.60$29.6010/26/2010 12:44:34 AM
uarewhatuthink$25.00$25.0010/26/2010 1:05:10 AM
BankofRon$25.00$25.0010/25/2010 9:57:48 PM
LandE2BG$25.00$25.0010/26/2010 1:29:06 AM
bharosa$25.34$25.3410/26/2010 1:43:41 AM
credit-guard5$25.00$25.0010/25/2010 10:13:32 PM
The-Lighthouse-Group$25.00$25.0010/26/2010 6:34:14 AM
tremendous-payment$25.00$25.0010/26/2010 2:11:41 AM
ash135$25.02$25.0210/26/2010 1:09:00 AM
moneytolend72$25.00$25.0010/26/2010 7:20:09 AM
gizmo65$25.00$25.0010/26/2010 5:14:00 AM
paladin847$42.12$42.1210/26/2010 2:09:22 AM
mike279766$29.49$29.4910/26/2010 8:11:34 AM
dparkhom$25.00$25.0010/26/2010 8:17:15 AM
rupee-kung-fu7$27.96$27.9610/26/2010 6:53:44 AM
yu-rik$50.00$50.0010/26/2010 7:06:51 AM
triumph329$40.00$40.0010/26/2010 6:44:19 AM
durability-halibut$25.00$25.0010/26/2010 7:08:48 AM
dajen1$50.00$50.0010/26/2010 10:09:52 AM
UBOtto186$75.00$75.0010/26/2010 9:52:57 AM
historic-loan1$25.00$25.0010/26/2010 9:44:32 AM
MoneyWebby$50.00$50.0010/26/2010 12:32:07 PM
divergregg$40.00$40.0010/26/2010 9:54:25 AM
TrixieD$29.42$29.4210/26/2010 1:20:53 PM
grampy48$100.00$100.0010/26/2010 2:01:23 PM
Denver-Rental-Properties$25.00$25.0010/26/2010 12:10:47 PM
danerman$50.00$50.0010/26/2010 11:17:39 AM
Richmp412$25.00$25.0010/26/2010 11:49:16 AM
melodious-fairness$25.00$25.0010/26/2010 2:06:29 PM
p2ploan-sensation211$50.00$50.0010/26/2010 2:07:59 PM
rogue_monster$50.00$50.0010/26/2010 1:55:56 PM
CaliforniaSun$25.00$25.0010/26/2010 2:38:57 PM
RecoveryLender$25.00$25.0010/26/2010 2:51:59 PM
iolaire$25.00$25.0010/26/2010 3:24:27 PM
buddy486$25.00$25.0010/26/2010 3:25:40 PM
ManhattanLender$50.00$50.0010/26/2010 3:13:35 PM
drewman222$50.00$50.0010/26/2010 3:17:10 PM
dm82$25.00$25.0010/26/2010 3:26:35 PM
new-social-economist$80.00$80.0010/26/2010 3:10:21 PM
lilgates26$32.99$32.9910/26/2010 3:11:30 PM
301 bids
 
Borrower Payment Dependent Notes Series 478800
This series of Notes was issued and sold upon the funding of the borrower loan #45062, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,300.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.30% Auction start date:  Oct-12-2010 
  Auction end date:  Oct-18-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 39.82% Starting monthly payment: $58.81
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 39.82% Final monthly payment: $58.81
 
Auction yield range: 16.71% - 34.00% Estimated loss impact: 20.31%  
Lender servicing fee: 1.00% Estimated return: 13.69%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jul-2008 Debt/Income ratio: Not calculated
Credit score: 640-659 (Oct-2010) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:2y 0m
Amount delinquent: $0 Total credit lines: 2 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $938Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 65%  
   Homeownership: No  
Screen name: marketplace-party Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying Off My Last School Semester
Purpose of loan:
This loan will be used to pay off my last semester of school and any loans i have left.

My financial situation: I am very able to pay off any loans. Currently i am working for my family business as a customer service representative. It is an insurance office. I am financially stable with no dependents.
I am a good candidate for this loan because. I am about to graduate from University with 3 majors in finance, accounting, and economics. I virtually have no expenses and have no debt.

Monthly net income: $600

Monthly expenses: $125
??Housing: $0
??Insurance: $0
??Car expenses: $0
??Utilities: $0
??Phone, cable, internet: $25
??Food, entertainment: $25
??Clothing, household expenses $0
??Credit cards and other loans: $25
??Other expenses: $50
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What is interest rate on your revolving credit? Can you borrow from your employer at a lower interest rate? - Math_Physics
A: The current interest rate on my credit is 24%. I can borrow from my current employer but my current employer is my father. I am trying to become more independent and i have paid my entire university by my own hard work. Its my last semester and i want to finish it the way i started, by paying it myself. Please feel free to ask more questions. Thank You (Oct-16-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
AlexTrep$50.00$50.0010/12/2010 10:14:18 AM
agiovasil$25.00$25.0010/12/2010 12:35:58 PM
worthy-bid8$25.00$25.0010/12/2010 5:24:21 PM
TakeCare$50.00$50.0010/13/2010 10:55:54 AM
fizicks06$100.00$100.0010/14/2010 7:05:11 PM
bold-shrewd-duty$25.00$25.0010/15/2010 3:17:06 PM
graceful-investment$100.00$100.0010/15/2010 4:19:18 PM
inspiring-reward$100.00$100.0010/16/2010 10:29:24 AM
SolarMoonshine$25.00$25.0010/17/2010 6:25:29 PM
IIP77$25.00$13.6510/17/2010 7:18:26 PM
preventivepestcontrol$50.00$50.0010/17/2010 8:13:16 PM
Frankk2$50.00$50.0010/18/2010 7:16:40 AM
penny-plato$25.00$25.0010/13/2010 6:35:45 PM
villagers$25.00$25.0010/14/2010 9:43:15 AM
Cash_Angel$25.00$25.0010/14/2010 7:43:10 PM
Dave_Cashflow$122.39$122.3910/16/2010 4:35:10 PM
yons88$30.00$30.0010/16/2010 10:04:20 PM
larryboy10$25.00$25.0010/16/2010 8:47:46 PM
lendhouse2008$83.96$83.9610/17/2010 5:50:13 PM
marwadi-62$50.00$50.0010/17/2010 5:13:11 PM
investment-artist$25.00$25.0010/17/2010 3:17:19 PM
groundsquirrel$25.00$25.0010/17/2010 8:54:31 PM
neorunner$25.00$25.0010/17/2010 10:04:38 PM
capital-deployment$25.00$25.0010/17/2010 6:34:26 PM
truth-trapper$25.00$25.0010/17/2010 7:18:54 PM
therealjeremy$50.00$50.0010/17/2010 8:01:52 PM
hookUup$25.00$25.0010/17/2010 7:20:52 PM
nickelasaurus-rex$25.00$25.0010/18/2010 6:09:35 AM
honorable-yield$25.00$25.0010/18/2010 7:02:54 AM
queenfela$25.00$25.0010/18/2010 6:40:52 AM
BlueStreakLearning$25.00$25.0010/18/2010 7:15:30 AM
31 bids
 
Borrower Payment Dependent Notes Series 479666
This series of Notes was issued and sold upon the funding of the borrower loan #45050, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.95% Auction start date:  Oct-13-2010 
  Auction end date:  Oct-20-2010 
 
Starting lender yield: 14.15% Starting borrower rate/APR: 15.15% / 17.32% Starting monthly payment: $521.08
Final lender yield: 14.15% Final borrower rate/APR: 15.15% / 17.32% Final monthly payment: $521.08
 
Auction yield range: 5.71% - 14.15% Estimated loss impact: 6.19%  
Lender servicing fee: 1.00% Estimated return: 7.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-1980 Debt/Income ratio: 27%
Credit score: 780-799 (Oct-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 11Length of status:2y 8m
Amount delinquent: $0 Total credit lines: 30 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $36,502Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 55%  
   Homeownership: Yes  
Screen name: order-elevator7 Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to? Pay off two high interest rate credit cards

My financial situation:
I am a good candidate for this loan because?
I pay my bills on time, all the time..
Monthly net income: $ 5-6K

Monthly expenses: $?
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What's the interest rate on the cards you're going to pay off? Thanks. - tuxedo76
A: Hi, The main culprit is my Citibank mastercard at 18.99... I guess since I pay my bills on time, I need to help pay for the people who have defaulted on their payments. I have cancelled that card and owe about 8K.. The other one is a little less at I believe 14.99, however, would take too long to pay off. This will allow me to kill both cards and pay off in 3 years. Thanks for your interest. (Oct-16-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Weaverville$50.00$50.0010/13/2010 2:44:28 PM
alpinaut$25.00$25.0010/13/2010 2:47:59 PM
papaloha$25.00$25.0010/13/2010 2:50:27 PM
bountiful-durability$100.00$100.0010/13/2010 2:50:58 PM
jdwillcox$50.00$50.0010/13/2010 2:51:57 PM
payout-achievement$100.00$100.0010/13/2010 2:54:46 PM
worthy-bid8$100.00$100.0010/13/2010 2:57:37 PM
InvestorPartners$25.00$25.0010/13/2010 2:43:21 PM
radforj22$25.00$25.0010/13/2010 2:44:13 PM
boater01$31.00$31.0010/13/2010 3:05:45 PM
bid-czar8$50.00$50.0010/13/2010 3:02:07 PM
mike_banker$50.00$50.0010/13/2010 2:51:36 PM
DDPrime$100.00$100.0010/13/2010 3:17:55 PM
objective-investor$100.00$100.0010/13/2010 2:52:31 PM
JohnGalt79$100.00$100.0010/13/2010 2:52:42 PM
Artist_Blue$25.00$25.0010/13/2010 3:23:17 PM
jigsaw$100.00$100.0010/13/2010 2:54:48 PM
tranquil-return4$25.00$25.0010/13/2010 3:23:14 PM
Digs$25.00$25.0010/13/2010 7:47:42 PM
SastreMason$50.00$50.0010/13/2010 6:37:48 PM
BlackFred$25.00$25.0010/13/2010 11:38:59 PM
Cypher041$25.00$25.0010/13/2010 11:43:33 PM
taurusco$50.00$50.0010/13/2010 4:52:47 PM
gametime34$29.47$29.4710/13/2010 11:24:01 PM
logical-moola4$26.39$26.3910/13/2010 11:50:47 PM
a-special-power$25.00$25.0010/14/2010 8:13:12 AM
Thorny$25.00$25.0010/13/2010 11:43:06 PM
lcole32$25.00$25.0010/14/2010 9:35:55 AM
elegant-bonus$25.00$25.0010/14/2010 9:40:33 AM
visionary-commerce$25.00$25.0010/14/2010 9:34:37 AM
HHP$25.00$25.0010/14/2010 9:36:18 AM
asset-professor$43.52$43.5210/14/2010 11:52:50 AM
cablenews$50.00$50.0010/14/2010 12:24:27 PM
moola-wildebeest3$50.00$50.0010/14/2010 11:27:57 AM
tomdooley12520$25.00$25.0010/14/2010 12:29:34 PM
Bank_Of_XL$50.00$50.0010/14/2010 5:34:57 PM
jga516$25.00$25.0010/15/2010 11:28:02 AM
ethicalhumanist$50.00$50.0010/15/2010 1:36:16 PM
graceful-investment$100.00$100.0010/15/2010 4:18:03 PM
shmb6508$32.75$32.7510/16/2010 4:22:58 AM
dgallo$25.00$25.0010/16/2010 5:28:14 AM
cello1$25.00$25.0010/16/2010 10:57:54 AM
efficient-treasure0$25.00$25.0010/16/2010 12:44:44 PM
schpere$200.00$200.0010/17/2010 8:49:21 AM
penny-plato$25.00$25.0010/17/2010 11:37:28 AM
supersarah61$25.00$25.0010/17/2010 5:35:03 PM
helping-out$100.00$100.0010/18/2010 8:30:31 AM
grue$25.00$25.0010/18/2010 7:24:45 AM
credit-coach118$25.00$25.0010/18/2010 9:41:28 AM
thoughtful-community7$25.00$25.0010/18/2010 8:39:58 AM
Clambake$50.00$50.0010/18/2010 9:45:27 AM
McRowdy$25.00$25.0010/18/2010 10:03:40 AM
MoxiePop$50.00$50.0010/18/2010 9:39:03 AM
orangetrust$100.00$100.0010/18/2010 10:10:54 AM
income-titan8$30.00$30.0010/18/2010 10:29:02 AM
investment-artist$25.00$25.0010/18/2010 10:37:56 AM
orderly-leverage$50.00$50.0010/18/2010 11:33:21 AM
point-shooter$50.00$50.0010/18/2010 1:23:07 PM
Ripsaw4U$50.00$50.0010/18/2010 1:06:10 PM
ti22ring$25.00$25.0010/18/2010 4:39:18 PM
wdworld$50.00$50.0010/18/2010 3:49:58 PM
nybanker85$50.00$50.0010/18/2010 3:50:47 PM
reflective-rupee$200.00$200.0010/18/2010 5:04:02 PM
nytrnbow$25.00$25.0010/18/2010 5:38:17 PM
reward-tsunami7$50.00$50.0010/18/2010 6:34:28 PM
WorldlyWorker$25.00$25.0010/18/2010 7:58:20 PM
Tradesmanlender$25.00$25.0010/18/2010 8:03:40 PM
psa1995$50.00$50.0010/18/2010 8:30:33 PM
54CHEVY$50.00$50.0010/19/2010 6:39:23 AM
peb44$25.00$25.0010/19/2010 7:06:44 AM
don8ter$25.00$25.0010/19/2010 6:43:11 AM
ILOCOS-SOUTH-CAPITAL-INVESTMENTS$50.00$50.0010/19/2010 8:56:51 AM
listing-meridian$25.00$25.0010/19/2010 8:03:12 AM
IIP77$25.00$25.0010/19/2010 11:06:09 AM
cropdust3r$26.27$26.2710/19/2010 1:04:53 PM
flwah$25.00$25.0010/19/2010 4:10:44 PM
well-mannered-income3$30.00$30.0010/19/2010 5:21:52 PM
rmpedi33$50.00$50.0010/19/2010 4:52:49 PM
life-is-great$50.00$50.0010/19/2010 4:24:08 PM
well-mannered-marketplace5$25.00$25.0010/19/2010 7:01:39 PM
tsui517$25.00$25.0010/19/2010 7:10:14 PM
tranquil-revenue$50.00$50.0010/20/2010 1:21:28 AM
ogmanny$50.00$50.0010/20/2010 1:46:32 AM
silver-armada$50.00$50.0010/20/2010 5:03:51 AM
Pitufo$28.66$28.6610/20/2010 5:16:31 AM
joshua18$25.00$25.0010/20/2010 6:04:18 AM
mjunlimited$50.00$50.0010/20/2010 6:28:51 AM
happyinvallarta$50.00$50.0010/20/2010 7:14:40 AM
Mocaba$50.00$50.0010/20/2010 7:30:29 AM
irrelevant$25.00$25.0010/20/2010 7:46:17 AM
lokiswolf$27.00$27.0010/20/2010 7:49:25 AM
suave-dime6$25.00$25.0010/20/2010 7:50:40 AM
compatible-diversification$25.00$25.0010/20/2010 8:15:49 AM
dadalou$25.00$25.0010/20/2010 8:16:58 AM
wise-silver-wonder$25.00$25.0010/20/2010 8:33:40 AM
LongTail$25.00$25.0010/20/2010 8:38:22 AM
velvetsmog$50.00$50.0010/20/2010 8:26:33 AM
dinero-speaker$25.00$25.0010/20/2010 8:38:42 AM
Eagledrop$25.00$25.0010/20/2010 8:46:03 AM
nestegg4e$25.00$25.0010/20/2010 8:44:00 AM
BBL$27.52$27.5210/20/2010 9:00:32 AM
6moonbeams$49.87$49.8710/20/2010 9:17:50 AM
labate$25.00$25.0010/20/2010 9:19:20 AM
smallfry$25.00$25.0010/20/2010 9:19:17 AM
calinno2$50.00$50.0010/20/2010 9:29:08 AM
Hutpit$31.60$31.6010/20/2010 9:28:05 AM
dpdn57$25.00$25.0010/20/2010 9:29:56 AM
dcap3$50.00$50.0010/20/2010 9:28:53 AM
bomdel$25.00$25.0010/20/2010 9:29:02 AM
BuckeyeGuy$25.00$25.0010/20/2010 9:29:30 AM
wealth-carrier$25.00$25.0010/20/2010 9:29:52 AM
Marathoner$25.00$25.0010/20/2010 9:30:54 AM
Binan$25.00$25.0010/20/2010 9:30:25 AM
green-planet-guy$31.00$31.0010/20/2010 9:30:57 AM
NiceNate$50.00$50.0010/20/2010 9:30:11 AM
bold-punctual-wampum$50.00$50.0010/20/2010 9:30:20 AM
adir1$25.00$25.0010/20/2010 9:31:11 AM
mathomas3$50.00$50.0010/20/2010 9:30:53 AM
cash-boots$25.00$25.0010/20/2010 9:30:52 AM
heroic-hope5$50.00$50.0010/20/2010 9:31:21 AM
RMB-Investments$50.00$50.0010/20/2010 9:31:24 AM
bold-shrewd-duty$50.00$50.0010/20/2010 9:30:58 AM
Plotinus$28.05$28.0510/20/2010 9:31:27 AM
Investoman$25.00$25.0010/20/2010 9:31:35 AM
RLW43$50.00$50.0010/20/2010 9:31:33 AM
CasaDeTomas$59.46$59.4610/20/2010 9:33:49 AM
jrbill1998$28.25$28.2510/20/2010 9:34:15 AM
fair_rates$25.00$25.0010/20/2010 9:37:10 AM
deal-enrichment$50.00$50.0010/20/2010 9:48:51 AM
auction-formula$500.00$500.0010/20/2010 9:54:03 AM
bnlforever$25.00$25.0010/20/2010 9:57:44 AM
leverage-monger$25.00$25.0010/20/2010 10:00:54 AM
Hiro07$25.00$25.0010/20/2010 10:09:52 AM
focused-wampum$25.00$25.0010/20/2010 11:11:13 AM
Veltliner$25.00$25.0010/20/2010 11:11:58 AM
BigGun$26.74$26.7410/20/2010 11:12:04 AM
Josilot$25.00$25.0010/20/2010 11:12:08 AM
orange-dollar-guild$25.00$25.0010/20/2010 11:13:34 AM
p2p-mushroom1$25.00$25.0010/20/2010 11:13:47 AM
nickel-hickory$25.00$25.0010/20/2010 11:10:27 AM
power-kin$50.00$50.0010/20/2010 11:10:41 AM
hrubinst$39.44$39.4410/20/2010 11:10:55 AM
Charlieofalbany$25.00$25.0010/20/2010 11:11:16 AM
Dahlozer$25.00$25.0010/20/2010 11:09:22 AM
SafeSaxa$29.76$26.7710/20/2010 11:12:11 AM
tmp77$25.00$25.0010/20/2010 11:10:25 AM
compwhiz$25.00$25.0010/20/2010 11:10:42 AM
littlemonkey$25.00$25.0010/20/2010 11:10:51 AM
OSERENKUKU$25.00$25.0010/20/2010 11:11:06 AM
JoyfulVegetarian$25.00$25.0010/20/2010 11:11:21 AM
responsible-investment0$26.67$26.6710/20/2010 12:54:25 PM
GSV67$50.00$50.0010/20/2010 1:41:24 PM
LittlePiggyBank$50.00$50.0010/20/2010 1:49:00 PM
bondhedger$25.00$25.0010/20/2010 2:06:52 PM
rescue$100.00$100.0010/13/2010 2:43:36 PM
Gabriel02$25.00$25.0010/13/2010 2:44:42 PM
bowdish1$50.00$50.0010/13/2010 2:52:59 PM
authentic-liberty7$25.00$25.0010/13/2010 2:50:17 PM
DRA-Properties$25.00$25.0010/13/2010 2:51:07 PM
jeg3k$50.00$50.0010/13/2010 2:55:04 PM
kmr2$200.00$200.0010/13/2010 2:52:20 PM
tntmojave$25.00$25.0010/13/2010 2:53:30 PM
cybernosha$25.00$25.0010/13/2010 2:53:41 PM
CAGE-Investments$25.00$25.0010/13/2010 2:53:45 PM
delicious-social132$50.00$50.0010/13/2010 2:54:13 PM
crenen139$25.00$25.0010/13/2010 2:55:14 PM
selector568$200.00$200.0010/13/2010 3:04:10 PM
simplelender80$250.00$250.0010/13/2010 3:00:11 PM
handshake5$100.00$100.0010/13/2010 3:05:41 PM
TakeCare$80.00$80.0010/13/2010 3:06:10 PM
fairness-kayak$25.00$25.0010/13/2010 3:04:11 PM
lloyd_s$25.00$25.0010/13/2010 3:22:56 PM
ichibon$150.00$150.0010/13/2010 2:53:17 PM
bambampk$25.00$25.0010/13/2010 2:54:00 PM
SelectTrustLending$25.00$25.0010/13/2010 3:08:12 PM
the-determined-value$50.00$50.0010/13/2010 3:17:00 PM
hookUup$50.00$50.0010/13/2010 4:33:54 PM
coin-investor$25.00$25.0010/13/2010 4:57:40 PM
generous-deal6$50.00$50.0010/13/2010 2:58:07 PM
gettingonyourfeet$25.00$25.0010/13/2010 3:00:58 PM
meteoric-trade$25.00$25.0010/13/2010 6:58:48 PM
runner262$25.00$25.0010/13/2010 3:23:16 PM
iflyforfun$25.00$25.0010/13/2010 11:23:51 PM
awwaww$25.00$25.0010/13/2010 11:24:42 PM
tremendous-payment$25.00$25.0010/13/2010 11:43:21 PM
lounges$25.20$25.2010/13/2010 11:43:34 PM
ahalls$25.00$25.0010/13/2010 11:15:20 PM
unitedins$50.00$50.0010/14/2010 4:38:12 AM
tylerfd$25.00$25.0010/13/2010 11:23:59 PM
Interstate_Rate$56.99$56.9910/13/2010 6:08:38 PM
williemc44$50.00$50.0010/13/2010 7:39:41 PM
jazzlender$25.00$25.0010/14/2010 8:17:43 AM
jleng$25.00$25.0010/13/2010 10:48:41 PM
takarlstad$30.50$30.5010/13/2010 11:23:15 PM
thunderd$25.00$25.0010/13/2010 11:34:59 PM
Gibbyland$30.13$30.1310/13/2010 11:36:19 PM
HedgeFund$50.00$50.0010/14/2010 9:36:05 AM
MadHun$100.00$100.0010/14/2010 9:02:52 AM
Sevron$100.00$100.0010/14/2010 10:28:14 AM
GElender$50.00$50.0010/14/2010 7:55:10 AM
mla$25.00$25.0010/14/2010 7:57:37 AM
studious-bonus7$50.00$50.0010/14/2010 8:08:19 AM
teller$34.24$34.2410/14/2010 12:23:58 PM
Amused1$30.00$30.0010/14/2010 9:33:38 AM
maldok1$25.00$25.0010/14/2010 1:12:51 PM
samo102us$25.00$25.0010/14/2010 9:36:20 AM
worth-arch$25.00$25.0010/14/2010 9:37:11 AM
larrybird$150.00$150.0010/14/2010 1:23:06 PM
enthralling-deal180$50.00$50.0010/14/2010 2:35:29 PM
squarebob$25.00$25.0010/14/2010 6:44:15 PM
ray1051$25.00$25.0010/15/2010 6:31:06 AM
escharfer$25.00$25.0010/15/2010 6:44:16 AM
ONECENTATATIME$30.00$30.0010/15/2010 2:22:11 PM
the-upbeat-p2p$50.00$50.0010/15/2010 10:33:35 PM
a-finance-nirvana$25.00$25.0010/16/2010 6:57:46 AM
the-profit-oracle$25.00$25.0010/16/2010 7:15:31 AM
tuxedo76$30.00$30.0010/16/2010 8:03:47 AM
chemistry220$50.00$50.0010/16/2010 8:23:29 PM
lean-integrity9$100.00$100.0010/16/2010 7:24:34 PM
techvet$50.00$50.0010/17/2010 3:31:46 PM
special-currency6$50.00$50.0010/17/2010 8:53:06 AM
greenback-bull6$48.00$48.0010/17/2010 8:52:49 PM
wings2fly$25.00$25.0010/18/2010 4:13:16 AM
chestnut4$25.00$25.0010/18/2010 6:47:48 AM
Ocean713$50.00$50.0010/18/2010 7:12:56 AM
excellent-nickel$50.00$50.0010/18/2010 8:30:54 AM
patriot384$305.00$305.0010/18/2010 10:56:19 AM
tearingstar$25.00$25.0010/18/2010 2:13:28 PM
mtquan$25.00$25.0010/18/2010 3:41:36 PM
rupee-prairie$25.00$25.0010/18/2010 3:42:47 PM
EvalCrux$50.00$50.0010/18/2010 3:43:45 PM
ivadood$100.00$100.0010/18/2010 4:45:01 PM
payment-halo$25.00$25.0010/18/2010 4:58:33 PM
C_Mark$50.00$50.0010/18/2010 5:38:39 PM
herbyman$50.00$50.0010/18/2010 5:42:50 PM
Interloper$25.00$25.0010/18/2010 6:08:43 PM
successful-agreement7$100.00$100.0010/18/2010 6:34:05 PM
truth-magma$25.00$25.0010/18/2010 8:08:32 PM
upbeat-investment9$50.00$50.0010/19/2010 3:32:21 AM
dc_lobster$25.00$25.0010/19/2010 6:00:21 AM
racing777$50.00$50.0010/19/2010 6:55:14 AM
upbeat-principal$25.00$25.0010/19/2010 9:06:20 AM
PCGeekWI$25.00$25.0010/19/2010 11:00:56 AM
focused-auction$25.00$25.0010/19/2010 11:03:14 AM
soheagle$50.00$50.0010/19/2010 11:03:21 AM
brother_tam$50.00$50.0010/19/2010 11:12:53 AM
tech310$50.00$50.0010/19/2010 11:20:19 AM
anton$500.00$500.0010/19/2010 11:54:00 AM
atope$50.00$50.0010/19/2010 11:43:50 AM
money-bauble$100.00$100.0010/19/2010 5:15:51 PM
agiovasil$25.00$25.0010/19/2010 5:15:23 PM
puifais$50.00$50.0010/19/2010 4:58:13 PM
wampum-chorus3$25.00$25.0010/19/2010 7:06:11 PM
marketplace-cello5$50.00$50.0010/19/2010 6:40:34 PM
SBT$50.00$50.0010/19/2010 7:34:01 PM
WAITING4SUNSHINE$25.00$25.0010/20/2010 1:51:34 AM
honorable-yield$35.00$35.0010/20/2010 6:04:01 AM
GordoMG$50.00$50.0010/20/2010 6:04:08 AM
Cheburashka$25.00$25.0010/20/2010 6:56:45 AM
Cai8899$50.00$50.0010/20/2010 6:58:06 AM
hughro$60.00$60.0010/20/2010 7:12:05 AM
designs626$50.00$50.0010/20/2010 7:11:19 AM
Mocaba$50.00$50.0010/20/2010 7:30:52 AM
Mocaba$50.00$50.0010/20/2010 7:31:13 AM
chlebie$25.00$25.0010/20/2010 7:42:46 AM
top-payout-fixer$25.16$25.1610/20/2010 8:17:11 AM
important-ore$99.53$99.5310/20/2010 8:21:30 AM
credit-scout7$30.04$30.0410/20/2010 8:16:30 AM
visionary-currency$43.78$43.7810/20/2010 8:24:39 AM
loan-master996$41.79$41.7910/20/2010 8:38:33 AM
nalaari$25.00$25.0010/20/2010 8:25:47 AM
anders94$25.00$25.0010/20/2010 8:42:45 AM
Preferred-Lender$25.00$25.0010/20/2010 9:02:52 AM
reward-rancher$25.00$25.0010/20/2010 9:03:37 AM
Trevor_C$25.00$25.0010/20/2010 9:17:19 AM
XopherMV$25.00$25.0010/20/2010 9:19:14 AM
Boshwitz$50.00$50.0010/20/2010 9:29:46 AM
rhodylend$25.00$25.0010/20/2010 9:29:10 AM
EricLender$25.00$25.0010/20/2010 9:29:49 AM
eloquent-dough5$25.00$25.0010/20/2010 9:29:55 AM
Carpetkid$25.00$25.0010/20/2010 9:30:56 AM
Bendistraw$50.00$50.0010/20/2010 9:29:59 AM
well-mannered-basis1$50.00$50.0010/20/2010 9:31:01 AM
fund-jedi3$50.00$50.0010/20/2010 9:30:27 AM
red-unequivocal-finance$25.00$25.0010/20/2010 9:31:25 AM
integrityisnumone$25.00$25.0010/20/2010 9:31:10 AM
icecoldcash$50.00$50.0010/20/2010 9:33:14 AM
j2ee$25.00$25.0010/20/2010 9:33:27 AM
gallant-economy9$39.39$39.3910/20/2010 9:33:44 AM
ericgassercom$50.00$50.0010/20/2010 9:34:09 AM
elfincove$50.00$50.0010/20/2010 9:34:22 AM
Quiddity$50.00$50.0010/20/2010 9:49:49 AM
income-excellence1$27.32$27.3210/20/2010 10:07:38 AM
hardwareman$33.72$33.7210/20/2010 10:09:51 AM
DcUnited$28.53$28.5310/20/2010 10:09:37 AM
direct-compassion$35.00$35.0010/20/2010 10:33:33 AM
mtp$50.00$50.0010/20/2010 11:11:32 AM
Ready2Loan$25.00$25.0010/20/2010 11:11:59 AM
ualf$40.25$40.2510/20/2010 11:12:05 AM
HAVEANICEDAY$25.00$25.0010/20/2010 10:46:51 AM
ME-Entrepreneur$25.00$25.0010/20/2010 11:12:10 AM
skuba$50.00$50.0010/20/2010 10:47:11 AM
smurf163$25.00$25.0010/20/2010 10:39:58 AM
layzboy$50.00$50.0010/20/2010 11:09:11 AM
junctionking$25.00$25.0010/20/2010 11:11:11 AM
Easystreet$25.00$25.0010/20/2010 11:11:30 AM
relentless-gain7$50.00$50.0010/20/2010 11:09:16 AM
bbrelo$25.00$25.0010/20/2010 11:12:06 AM
TEAM-Jasper$25.00$25.0010/20/2010 11:12:09 AM
buckyhead2000$25.00$25.0010/20/2010 11:11:17 AM
sophisticated-economy8$25.00$25.0010/20/2010 11:11:24 AM
dcdr23$25.00$25.0010/20/2010 11:12:03 AM
trade-freshmaker$50.00$50.0010/20/2010 11:12:26 AM
rad-pred$50.00$50.0010/20/2010 11:15:55 AM
equitable-yield4$25.00$25.0010/20/2010 11:25:38 AM
Phantom99$25.00$25.0010/20/2010 11:52:26 AM
wkeboarder21$50.00$50.0010/20/2010 11:52:54 AM
Prairie-MN$30.00$30.0010/20/2010 12:25:31 PM
the-money-position$50.00$50.0010/20/2010 12:33:04 PM
jybank$25.00$25.0010/20/2010 11:56:53 AM
dollardave$100.00$100.0010/20/2010 1:11:09 PM
a0z0ra$50.00$50.0010/20/2010 2:14:19 PM
_NaLNaBB$200.00$200.0010/20/2010 2:11:18 PM
wwwUniversal$25.00$25.0010/20/2010 2:39:52 PM
324 bids
 
Borrower Payment Dependent Notes Series 479832
This series of Notes was issued and sold upon the funding of the borrower loan #45078, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.95% Auction start date:  Oct-18-2010 
  Auction end date:  Oct-25-2010 
 
Starting lender yield: 14.15% Starting borrower rate/APR: 15.15% / 17.32% Starting monthly payment: $521.08
Final lender yield: 14.15% Final borrower rate/APR: 15.15% / 17.32% Final monthly payment: $521.08
 
Auction yield range: 5.71% - 14.15% Estimated loss impact: 6.19%  
Lender servicing fee: 1.00% Estimated return: 7.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jul-1989 Debt/Income ratio: 13%
Credit score: 740-759 (Oct-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 19 / 17Length of status:19y 5m
Amount delinquent: $55 Total credit lines: 35 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $149,170Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 87%  
   Homeownership: Yes  
Screen name: economy-seagull5 Borrower's state: DistrictOfColumbia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off credit card debt
Purpose of loan:
This loan will be used to pay off an American Express (11K)?and Master Card (4K)?credit card that?are currently at a high interest rate.? Having a lower rate will allow?me to move towards my debt free plan faster.? I would appreciate your help and consideration.

My financial situation:
I am a good candidate for this loan because I have paid my accounts on time.? I am a hard worker and have a solid work history.? I have been in the computer programmer field for over 20 years.? I have no car payments and I receive a rental income.

Having a lower rate will allow?me to move towards my debt free plan faster and get out of debt.? I am a reliable candidate for a loan and will be diligent to get myself out of debt which will be much easier with lower interest rates.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
alpinaut$25.00$25.0010/18/2010 2:59:49 PM
bountiful-durability$100.00$100.0010/18/2010 3:07:47 PM
rescue$100.00$100.0010/18/2010 2:59:41 PM
Weaverville$50.00$50.0010/18/2010 3:00:57 PM
ichibon$150.00$150.0010/18/2010 3:10:06 PM
jeg3k$50.00$50.0010/18/2010 3:11:15 PM
Gabriel02$25.00$25.0010/18/2010 3:02:17 PM
TakeCare$80.00$80.0010/18/2010 3:14:17 PM
generous-deal6$50.00$50.0010/18/2010 3:03:19 PM
studious-bonus7$100.00$100.0010/18/2010 3:19:40 PM
authentic-liberty7$25.00$25.0010/18/2010 3:07:17 PM
jdwillcox$50.00$50.0010/18/2010 3:08:35 PM
techvet$50.00$50.0010/18/2010 3:21:44 PM
bowdish1$50.00$50.0010/18/2010 3:09:54 PM
payout-achievement$100.00$100.0010/18/2010 3:11:02 PM
helping-out$100.00$100.0010/18/2010 3:23:48 PM
williemc44$50.00$50.0010/18/2010 3:14:40 PM
Sevron$100.00$100.0010/18/2010 3:15:28 PM
tntmojave$25.00$25.0010/18/2010 3:20:04 PM
enthralling-deal180$50.00$50.0010/18/2010 3:16:09 PM
schpere$100.00$100.0010/18/2010 3:21:25 PM
kmr2$200.00$200.0010/18/2010 3:16:49 PM
wings2fly$25.00$25.0010/18/2010 3:22:48 PM
efficient-treasure0$25.00$25.0010/18/2010 3:19:59 PM
income-titan8$30.00$30.0010/18/2010 3:25:13 PM
point-shooter$50.00$50.0010/18/2010 3:25:43 PM
excellent-nickel$37.88$37.8810/18/2010 3:23:52 PM
orangetrust$100.00$100.0010/18/2010 3:25:00 PM
blue-useful-auction$25.00$25.0010/18/2010 4:46:34 PM
HedgeFund$50.00$50.0010/18/2010 4:20:43 PM
penny-plato$25.00$25.0010/18/2010 4:38:13 PM
reflective-rupee$25.00$25.0010/18/2010 4:55:58 PM
reward-tsunami7$50.00$50.0010/18/2010 6:34:37 PM
tearingstar$25.00$25.0010/18/2010 7:54:14 PM
successful-agreement7$100.00$100.0010/18/2010 6:34:12 PM
klinebarger$25.00$25.0010/18/2010 8:55:08 PM
teller$50.00$50.0010/18/2010 8:08:46 PM
psa1995$50.00$50.0010/18/2010 8:30:39 PM
a-finance-nirvana$25.00$25.0010/19/2010 4:15:46 AM
54CHEVY$50.00$50.0010/19/2010 6:39:36 AM
peb44$25.00$25.0010/19/2010 7:06:49 AM
ti22ring$25.00$25.0010/19/2010 10:58:16 AM
racing777$50.00$50.0010/19/2010 11:08:41 AM
Artist_Blue$25.00$25.0010/19/2010 11:05:25 AM
atope$50.00$50.0010/19/2010 11:43:58 AM
life-is-great$50.00$50.0010/19/2010 4:24:15 PM
chemistry220$50.00$50.0010/20/2010 12:46:35 AM
ogmanny$50.00$50.0010/20/2010 1:46:48 AM
Eagledrop$25.00$25.0010/20/2010 8:46:32 AM
upbeat-investment9$50.00$50.0010/20/2010 9:30:19 AM
deal-enrichment$50.00$50.0010/20/2010 9:49:04 AM
Tradesmanlender$25.00$25.0010/20/2010 10:10:20 AM
nestegg4e$25.00$25.0010/20/2010 11:12:55 AM
dc_lobster$25.00$25.0010/20/2010 11:13:23 AM
orderly-leverage$50.00$50.0010/20/2010 11:09:07 AM
the-upbeat-p2p$50.00$50.0010/20/2010 11:14:37 AM
SBT$50.00$50.0010/20/2010 11:13:37 AM
wdworld$50.00$50.0010/20/2010 11:13:58 AM
herbyman$50.00$50.0010/20/2010 11:14:07 AM
the-money-position$50.00$50.0010/20/2010 12:33:20 PM
dollardave$45.69$45.6910/20/2010 1:11:21 PM
WorldlyWorker$25.00$25.0010/20/2010 3:34:50 PM
BuffetRocks$50.00$50.0010/20/2010 3:46:39 PM
bold-durability-drum$50.00$50.0010/20/2010 4:14:02 PM
brother_tam$50.00$50.0010/20/2010 6:27:13 PM
Magog12$50.00$50.0010/20/2010 9:41:15 PM
irrelevant$25.00$25.0010/21/2010 2:09:38 AM
misterhobbs$25.00$25.0010/21/2010 7:33:34 AM
Peterman$25.00$25.0010/21/2010 8:45:31 AM
vigorous-velocity$100.00$100.0010/21/2010 9:45:56 AM
comet55$25.00$25.0010/21/2010 9:47:49 AM
preciousrazor$50.00$50.0010/21/2010 9:49:18 AM
Mark0135$50.00$50.0010/21/2010 10:39:35 AM
LongTail$25.00$25.0010/21/2010 10:39:20 AM
MyKidsDad$25.00$25.0010/21/2010 10:49:28 AM
auction-formula$25.00$25.0010/21/2010 11:03:19 AM
soheagle$30.11$30.1110/21/2010 12:03:50 PM
cropdust3r$34.29$34.2910/21/2010 12:31:18 PM
omerta6102$50.00$50.0010/21/2010 1:18:30 PM
rmpedi33$50.00$50.0010/21/2010 1:52:58 PM
blue-relay$25.00$25.0010/21/2010 2:39:21 PM
greenback-bull6$42.52$42.5210/21/2010 2:42:19 PM
108lender$100.00$100.0010/21/2010 2:50:55 PM
visionary-currency$26.84$26.8410/21/2010 2:52:50 PM
nalaari$25.00$25.0010/21/2010 2:52:46 PM
GordoMG$50.00$50.0010/21/2010 3:01:47 PM
Emberfox$25.00$25.0010/21/2010 2:59:50 PM
Pitufo$50.00$50.0010/21/2010 3:01:46 PM
upbeat-principal$25.00$25.0010/21/2010 3:02:29 PM
dinero-speaker$25.00$25.0010/21/2010 3:06:00 PM
tech310$50.00$50.0010/21/2010 3:07:03 PM
Interloper$25.00$25.0010/21/2010 3:22:25 PM
Hondo$25.00$25.0010/21/2010 3:25:53 PM
mentornetwork$25.00$25.0010/21/2010 3:48:26 PM
saysana$25.00$25.0010/21/2010 6:01:52 PM
woodman61$50.00$50.0010/21/2010 6:34:45 PM
UncleSteve3000$26.73$26.7310/21/2010 6:35:16 PM
christifa$25.00$25.0010/21/2010 6:34:46 PM
jescowa$50.00$50.0010/21/2010 6:41:16 PM
well-mannered-income3$30.00$30.0010/21/2010 7:58:22 PM
nicklds$25.00$25.0010/21/2010 8:46:12 PM
chairsitter$25.00$25.0010/21/2010 10:56:07 PM
paladin847$50.00$50.0010/22/2010 4:50:55 AM
the-fairness-tsunami290$50.00$50.0010/22/2010 6:47:23 AM
wop310$50.00$50.0010/22/2010 7:04:15 AM
oldman68$25.00$25.0010/22/2010 7:05:39 AM
srgriff$25.00$25.0010/22/2010 8:58:32 AM
systemlender$100.00$100.0010/22/2010 8:34:05 AM
mmmm1982$25.00$25.0010/22/2010 9:26:37 AM
Oakland$50.00$50.0010/22/2010 9:38:18 AM
ready-vigilance3$50.00$50.0010/22/2010 10:10:47 AM
sunrise16$30.00$30.0010/22/2010 10:11:10 AM
reueljw$25.00$25.0010/22/2010 10:28:41 AM
justice-dna$25.00$25.0010/22/2010 10:43:13 AM
colbie$25.00$25.0010/22/2010 12:19:46 PM
tranquil-revenue$50.00$50.0010/22/2010 12:19:59 PM
papyrus111$25.00$25.0010/22/2010 11:47:35 AM
ClearLake$25.00$25.0010/22/2010 12:26:21 PM
ferocious-finance$25.00$25.0010/22/2010 12:22:58 PM
rakstar$25.00$25.0010/22/2010 12:22:36 PM
soulwork$25.00$25.0010/22/2010 12:22:50 PM
bold-shrewd-duty$50.00$50.0010/22/2010 12:25:51 PM
helvet$25.00$25.0010/22/2010 12:26:00 PM
yennib$50.00$50.0010/22/2010 12:25:03 PM
imlosttoo$25.00$25.0010/22/2010 1:37:07 PM
valiant-liberty4$25.00$25.0010/22/2010 1:40:48 PM
impartial-deal$25.00$25.0010/22/2010 2:11:26 PM
wise-silver-wonder$25.00$25.0010/22/2010 3:23:19 PM
kubien$50.00$50.0010/22/2010 3:59:17 PM
thankful-nickel2$25.00$25.0010/22/2010 7:30:02 PM
Residuum$50.00$50.0010/22/2010 10:23:59 PM
Aimvest$25.00$25.0010/23/2010 2:03:03 AM
LandE2BG$25.00$25.0010/23/2010 2:18:52 AM
kanewna$29.80$29.8010/23/2010 2:29:22 AM
CoolHelp$27.59$27.5910/23/2010 3:13:23 AM
AM2008$25.00$25.0010/23/2010 7:24:28 AM
ideal-platinum1$50.00$50.0010/23/2010 8:43:11 AM
compassionate-fairness6$25.00$25.0010/23/2010 9:07:23 AM
assetmanager$25.00$25.0010/23/2010 9:37:38 AM
suk200$25.00$25.0010/23/2010 9:03:02 AM
KiwiElf$33.74$33.7410/23/2010 9:25:54 AM
Richmp412$25.00$25.0010/23/2010 9:53:59 AM
hard-working-loot$50.00$50.0010/23/2010 1:26:21 PM
tdinbranson$25.00$25.0010/23/2010 1:45:47 PM
lendingfrog$50.00$50.0010/23/2010 2:42:29 PM
allamerathlete$25.00$25.0010/23/2010 11:38:27 AM
tdswellington$25.00$25.0010/23/2010 2:51:15 PM
rockhound84$25.00$25.0010/23/2010 3:23:50 PM
ethicalhumanist$50.00$50.0010/23/2010 6:35:53 PM
justice-magnate$83.81$83.8110/23/2010 4:05:16 PM
availableloan$25.00$25.0010/23/2010 3:09:33 PM
chrisb1414$25.00$25.0010/23/2010 6:14:16 PM
intuitive-bill$50.00$50.0010/23/2010 11:59:02 PM
crw1950$50.00$50.0010/23/2010 9:04:11 PM
1stAmericanCapital$25.00$25.0010/24/2010 5:32:25 AM
stollcm$25.00$25.0010/23/2010 10:04:55 PM
Evolver$25.00$25.0010/23/2010 9:06:32 PM
shalofin$50.00$50.0010/24/2010 9:09:55 AM
the-debt-fluffy-bunny$25.00$25.0010/24/2010 9:49:55 AM
thebadpelican$25.00$25.0010/24/2010 2:04:45 PM
LendingService$50.00$50.0010/24/2010 2:15:56 PM
divedude$31.46$31.4610/24/2010 5:51:19 PM
auction-seeker$25.00$25.0010/24/2010 7:28:31 PM
bold-yield-rumbler$25.00$25.0010/24/2010 7:51:20 PM
bdevil10$25.00$25.0010/24/2010 4:01:06 PM
LesPaul1$25.00$25.0010/24/2010 7:35:24 PM
MattProsper$50.00$50.0010/24/2010 5:42:46 PM
superchicken$25.00$25.0010/24/2010 8:34:19 PM
eprometheus$99.50$99.5010/25/2010 6:25:33 AM
icecoldcash$50.00$50.0010/24/2010 10:37:50 PM
gokart83$25.00$25.0010/25/2010 6:00:54 AM
dollar-high-five$25.00$25.0010/25/2010 6:16:19 AM
cash-prodigy1$50.00$50.0010/25/2010 8:11:13 AM
Wilcat77$50.00$50.0010/25/2010 9:38:17 AM
CashBank$25.00$25.0010/25/2010 8:56:10 AM
GCInvestments$25.00$25.0010/25/2010 10:15:58 AM
lovely-benefit7$25.00$25.0010/25/2010 9:43:46 AM
626457$25.00$25.0010/25/2010 10:22:55 AM
dano1965$25.00$25.0010/25/2010 12:05:24 PM
wise-balanced-moola$25.00$25.0010/25/2010 12:08:58 PM
Wild84Cats$25.00$25.0010/25/2010 11:25:49 AM
ladderskibum$25.00$25.0010/25/2010 1:27:16 PM
new-social-economist$50.00$50.0010/25/2010 11:41:47 AM
social-zebra$30.00$30.0010/25/2010 1:37:40 PM
PK_USMC$25.00$25.0010/25/2010 2:17:09 PM
loan-wasp$50.00$50.0010/25/2010 2:44:28 PM
hawk357$30.00$30.0010/25/2010 2:10:21 PM
A007$50.00$50.0010/25/2010 2:29:30 PM
worthy-bid8$25.00$25.0010/18/2010 3:00:03 PM
objective-investor$100.00$100.0010/18/2010 3:09:14 PM
cybernosha$25.00$25.0010/18/2010 3:10:33 PM
radforj22$25.00$25.0010/18/2010 3:00:45 PM
larrybird$129.40$129.4010/18/2010 3:03:27 PM
GElender$25.00$25.0010/18/2010 3:02:55 PM
MadHun$75.00$75.0010/18/2010 3:14:04 PM
mike_banker$50.00$50.0010/18/2010 3:08:22 PM
bambampk$25.00$25.0010/18/2010 3:19:04 PM
DRA-Properties$25.00$25.0010/18/2010 3:07:59 PM
crenen139$25.00$25.0010/18/2010 3:11:27 PM
lean-integrity9$100.00$100.0010/18/2010 3:20:46 PM
jazzlender$25.00$25.0010/18/2010 3:21:32 PM
JohnGalt79$100.00$100.0010/18/2010 3:09:37 PM
supersarah61$25.00$25.0010/18/2010 3:22:03 PM
delicious-social132$50.00$50.0010/18/2010 3:10:42 PM
bid-czar8$50.00$50.0010/18/2010 3:13:21 PM
handshake5$100.00$100.0010/18/2010 3:13:55 PM
maldok1$25.00$25.0010/18/2010 3:16:23 PM
CAGE-Investments$25.00$25.0010/18/2010 3:16:37 PM
ray1051$25.00$25.0010/18/2010 3:17:13 PM
graceful-investment$100.00$100.0010/18/2010 3:18:26 PM
escharfer$25.00$25.0010/18/2010 3:21:36 PM
SelectTrustLending$25.00$25.0010/18/2010 3:19:31 PM
mla$25.00$25.0010/18/2010 3:25:11 PM
tolerant-dinero2$25.00$25.0010/18/2010 3:24:24 PM
Clambake$50.00$50.0010/18/2010 3:24:46 PM
mtquan$25.00$25.0010/18/2010 3:41:41 PM
nybanker85$50.00$50.0010/18/2010 3:50:41 PM
ivadood$100.00$100.0010/18/2010 4:45:10 PM
nytrnbow$25.00$25.0010/18/2010 5:38:29 PM
C_Mark$100.00$100.0010/18/2010 5:43:33 PM
truth-magma$25.00$25.0010/18/2010 8:08:39 PM
don8ter$25.00$25.0010/19/2010 6:43:16 AM
the-profit-oracle$25.00$25.0010/19/2010 10:03:47 AM
shmb6508$125.00$125.0010/19/2010 11:01:08 AM
MoxiePop$49.41$49.4110/19/2010 11:08:27 AM
Ripsaw4U$50.00$50.0010/19/2010 11:02:52 AM
jigsaw$100.00$100.0010/19/2010 11:09:41 AM
forthright-dedication$50.00$50.0010/19/2010 11:03:09 AM
patriot384$100.00$100.0010/19/2010 3:57:43 PM
thoughtful-community7$25.00$25.0010/19/2010 7:02:54 PM
papaloha$200.00$200.0010/20/2010 12:39:37 AM
silver-armada$50.00$50.0010/20/2010 5:04:09 AM
mjunlimited$50.00$50.0010/20/2010 6:29:10 AM
IIP77$25.00$25.0010/20/2010 6:57:38 AM
designs626$50.00$50.0010/20/2010 7:12:03 AM
suave-dime6$25.00$25.0010/20/2010 7:51:38 AM
hookUup$50.00$50.0010/20/2010 9:48:35 AM
Quiddity$50.00$50.0010/20/2010 9:49:58 AM
EvalCrux$50.00$50.0010/20/2010 11:12:19 AM
equitable-yield4$25.00$25.0010/20/2010 11:25:46 AM
McRowdy$25.00$25.0010/20/2010 12:03:57 PM
innocent-income4$25.00$25.0010/20/2010 5:15:37 PM
excellent-community$50.00$50.0010/20/2010 6:36:54 PM
friendly-market5$25.00$25.0010/20/2010 7:45:24 PM
kenji4861$25.00$25.0010/20/2010 9:41:24 PM
LittlePiggyBank$50.00$50.0010/20/2010 10:39:05 PM
agiovasil$25.00$25.0010/21/2010 6:11:11 AM
wampum-chorus3$25.00$25.0010/21/2010 7:26:30 AM
marketplace-cello5$26.01$26.0110/21/2010 7:33:40 AM
natural-affluence4$25.00$25.0010/21/2010 9:35:11 AM
puifais$42.22$42.2210/21/2010 10:47:48 AM
honorable-yield$35.00$35.0010/21/2010 1:16:40 PM
tsui517$25.00$25.0010/21/2010 1:33:49 PM
focused-auction$25.00$25.0010/21/2010 1:33:58 PM
money-bauble$100.00$100.0010/21/2010 2:16:24 PM
auction-warp-speed7$50.00$50.0010/21/2010 2:38:56 PM
boogles72$50.00$50.0010/21/2010 2:49:08 PM
blukestrel$25.00$25.0010/21/2010 2:49:51 PM
rupee-prairie$25.00$25.0010/21/2010 2:53:32 PM
mathomas3$50.00$50.0010/21/2010 2:54:01 PM
rad-pred$50.00$50.0010/21/2010 2:53:24 PM
happyinvallarta$50.00$50.0010/21/2010 2:54:11 PM
money-yeller$50.00$50.0010/21/2010 2:59:20 PM
joshua18$25.00$25.0010/21/2010 3:01:48 PM
gardenofeden$25.45$25.4510/21/2010 3:42:21 PM
imoutdoorsy$25.00$25.0010/21/2010 4:36:19 PM
chlebie$25.00$25.0010/21/2010 6:33:39 PM
bvj21$25.00$25.0010/21/2010 6:34:49 PM
affluence-tycoon$25.00$25.0010/21/2010 6:34:42 PM
Flyways$50.00$10.4310/21/2010 6:34:50 PM
smurf163$25.00$25.0010/21/2010 6:47:12 PM
finance-dandelion$25.00$25.0010/21/2010 7:47:44 PM
j2ee$25.00$25.0010/21/2010 8:31:06 PM
sungbaek$25.00$25.0010/21/2010 11:33:12 PM
jwood3030$25.00$25.0010/22/2010 2:58:06 AM
balance-chestnut$62.50$62.5010/22/2010 7:59:12 AM
encore739$25.00$25.0010/22/2010 8:51:55 AM
BuckeyeBanker$100.00$100.0010/22/2010 7:07:24 AM
mmckune$25.00$25.0010/22/2010 10:26:14 AM
pleasant-basis$25.00$25.0010/22/2010 10:42:37 AM
nickel-hickory$25.00$25.0010/22/2010 11:10:14 AM
geemel$25.00$25.0010/22/2010 11:27:37 AM
currency-trophy$25.00$25.0010/22/2010 12:13:35 PM
heroic-payout9$25.00$25.0010/22/2010 11:32:15 AM
greenbackapult9$25.00$25.0010/22/2010 12:22:44 PM
noble-revenue$50.00$50.0010/22/2010 12:40:11 PM
peso-fortress$25.00$25.0010/22/2010 12:26:04 PM
focused-wampum$25.00$25.0010/22/2010 12:26:15 PM
Phantom99$25.00$25.0010/22/2010 12:24:01 PM
engaging-leverage823$25.00$25.0010/22/2010 12:28:05 PM
Banker7371$25.00$25.0010/22/2010 12:53:41 PM
gracej$25.00$25.0010/22/2010 12:26:12 PM
StarE$25.00$25.0010/22/2010 12:28:19 PM
rapid-credit428$25.00$25.0010/22/2010 1:19:31 PM
matt84003$25.00$25.0010/22/2010 2:11:57 PM
wwwUniversal$25.00$25.0010/22/2010 3:40:26 PM
SomebodysMom$50.00$50.0010/22/2010 4:36:07 PM
Flux$50.00$50.0010/22/2010 4:42:56 PM
harmonious-moola7$50.00$50.0010/22/2010 5:29:51 PM
raiderj$25.00$25.0010/22/2010 10:38:31 PM
kashikoe$25.00$25.0010/22/2010 9:32:53 PM
Hexnut$25.00$25.0010/22/2010 10:57:18 PM
Ven58$25.00$25.0010/23/2010 2:29:48 AM
Cheburashka$25.00$25.0010/23/2010 1:28:11 AM
MakoF16$25.87$25.8710/23/2010 2:24:11 AM
hanuman77$31.59$31.5910/23/2010 3:15:37 AM
PCGeekWI$25.00$25.0010/23/2010 3:20:38 AM
bxdoc$38.71$38.7110/23/2010 3:34:58 AM
rulender$27.57$27.5710/23/2010 3:37:54 AM
important-ore$32.64$32.6410/23/2010 3:59:14 AM
grystndoc$25.00$25.0010/23/2010 5:46:37 AM
Ambassador$33.00$33.0010/23/2010 6:17:13 AM
kaykarun$25.00$25.0010/23/2010 8:11:57 AM
bold-punctual-wampum$50.00$50.0010/23/2010 10:01:09 AM
leverage-monger$25.00$25.0010/23/2010 8:13:32 AM
aggielender$25.00$25.0010/23/2010 9:18:31 AM
SafeSaxa$30.00$30.0010/23/2010 10:00:40 AM
Sunny_D$50.00$50.0010/23/2010 11:23:40 AM
deal-vibrato$50.00$50.0010/23/2010 12:14:29 PM
LibbyZ$50.00$50.0010/23/2010 2:42:39 PM
swpski$25.00$25.0010/23/2010 2:17:51 PM
gold-disk$50.00$50.0010/23/2010 5:41:32 PM
tsg2007$25.00$25.0010/23/2010 3:41:08 PM
worth-victor6$25.00$25.0010/23/2010 2:52:05 PM
dollar-spy$25.00$25.0010/23/2010 4:31:10 PM
HamIAm$75.00$75.0010/23/2010 4:38:19 PM
PatriotKnight$25.00$25.0010/23/2010 5:48:34 PM
jigs0910$25.00$25.0010/23/2010 7:18:20 PM
MrCoffee$48.24$48.2410/24/2010 12:19:55 AM
beaker$25.00$25.0010/23/2010 11:56:02 PM
brightest-versatile-note$25.00$25.0010/23/2010 9:28:22 PM
arkleseizure$25.00$25.0010/24/2010 7:02:16 AM
anti-wall-st$100.00$100.0010/24/2010 9:06:09 AM
frizzzzank$50.00$50.0010/24/2010 10:22:22 AM
sarisai$101.00$101.0010/24/2010 10:36:13 AM
starry2001$25.00$25.0010/24/2010 8:38:47 AM
spiff666$25.00$25.0010/24/2010 9:00:36 AM
tenacious-compassion9$25.00$25.0010/24/2010 11:17:59 AM
fund-tom-tom6$50.00$50.0010/24/2010 9:14:22 AM
money-corps8$39.76$39.7610/24/2010 11:24:42 AM
neil1492$25.00$25.0010/24/2010 9:33:16 AM
Slend49$25.00$25.0010/24/2010 1:01:20 PM
TrustPlus$50.00$50.0010/24/2010 3:20:51 PM
starikrai$50.00$50.0010/24/2010 5:22:26 PM
friendly-gold$50.00$50.0010/24/2010 9:22:05 PM
lostontheedge$25.00$25.0010/25/2010 3:31:11 AM
gametime34$34.65$34.6510/24/2010 10:20:01 PM
TCR3$25.00$25.0010/25/2010 12:09:35 AM
Eudyptes$50.00$50.0010/25/2010 8:21:22 AM
biglender5$25.00$25.0010/25/2010 9:39:40 AM
point-kitten6$50.00$50.0010/25/2010 9:57:36 AM
moola-monger9$50.00$50.0010/25/2010 8:58:28 AM
zztopdog$25.00$25.0010/25/2010 10:04:46 AM
andyb9$46.59$46.5910/25/2010 10:54:51 AM
ctgscott$25.00$25.0010/25/2010 10:15:10 AM
missoula$25.00$25.0010/25/2010 9:54:39 AM
discrete-asset$25.00$25.0010/25/2010 11:48:34 AM
ciscoparrot$25.00$25.0010/25/2010 12:06:41 PM
easylivin$25.00$25.0010/25/2010 1:40:55 PM
lively-hope28$50.00$50.0010/25/2010 11:48:52 AM
alakanbearcub$25.00$25.0010/25/2010 12:18:50 PM
shrewd-income$150.00$150.0010/25/2010 2:10:19 PM
grampy48$25.00$25.0010/25/2010 1:37:07 PM
skywise$25.00$25.0010/25/2010 2:40:20 PM
mrnazraq$25.00$25.0010/25/2010 2:42:47 PM
365 bids
 
Borrower Payment Dependent Notes Series 479842
This series of Notes was issued and sold upon the funding of the borrower loan #45040, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.20% Auction start date:  Oct-15-2010 
  Auction end date:  Oct-22-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.06% Starting monthly payment: $291.65
Final lender yield: 33.35% Final borrower rate/APR: 34.35% / 38.06% Final monthly payment: $291.65
 
Auction yield range: 13.71% - 33.35% Estimated loss impact: 15.74%  
Lender servicing fee: 1.00% Estimated return: 17.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Feb-1992 Debt/Income ratio: 39%
Credit score: 640-659 (Oct-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:11y 2m
Amount delinquent: $0 Total credit lines: 22 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,699Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 68%  
   Homeownership: No  
Screen name: vigilance-atmosphere Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to? pay off some bills.

My financial situation:
I am a good candidate for this loan because? the low monthly payments are affordable to me.

Monthly net income: $ 2366

Monthly expenses: $
??Housing: $ 0.00 / No house payment or rent.?House is paid for.
??Insurance: $50.00? Auto Ins - $600 a year
??Car expenses: $500 car payment
??Utilities: $ 0.00
??Phone, cable, internet: $40.00
??Food, entertainment: $650.00
??Clothing, household expenses $ 200.00
??Credit cards and other loans: $250.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
bid-czar8$25.00$25.0010/15/2010 3:32:32 PM
special-currency6$25.00$25.0010/17/2010 8:53:35 AM
loan-kung-fu$25.00$25.0010/18/2010 3:24:57 AM
Ocean713$50.00$50.0010/18/2010 7:13:32 AM
Artist_Blue$25.00$25.0010/18/2010 6:09:11 AM
capital-galaxy$125.00$125.0010/18/2010 12:54:34 PM
musegaze$100.00$100.0010/18/2010 2:13:37 PM
money-bauble$100.00$100.0010/19/2010 11:15:19 AM
HedgeFund$50.00$50.0010/19/2010 11:21:15 AM
worthy-bid8$25.00$25.0010/19/2010 11:22:50 AM
Wellman$50.00$50.0010/19/2010 11:24:30 AM
lending-theory$25.00$25.0010/19/2010 4:15:11 PM
helping-out$64.71$64.7110/19/2010 6:04:09 PM
suave-dime6$50.00$50.0010/19/2010 6:31:38 PM
MadHun$100.00$100.0010/19/2010 6:43:50 PM
anton$83.64$83.6410/20/2010 11:12:24 AM
shrewd-peace7$50.00$50.0010/20/2010 1:37:32 PM
the-money-position$50.00$50.0010/20/2010 3:05:45 PM
life-is-great$50.00$50.0010/20/2010 3:31:28 PM
crenen139$25.00$25.0010/20/2010 3:40:50 PM
innocent-income4$25.00$25.0010/20/2010 5:16:14 PM
neutrino6$25.00$25.0010/21/2010 12:06:43 AM
pursuit699$50.00$50.0010/21/2010 5:48:39 AM
patriot384$60.00$60.0010/21/2010 1:22:32 PM
GElender$25.00$25.0010/21/2010 2:43:18 PM
peso-miser$25.00$25.0010/21/2010 2:46:25 PM
Shepherd7$25.00$25.0010/21/2010 2:53:03 PM
credit-guard5$25.00$25.0010/21/2010 2:55:59 PM
zwd12$100.00$100.0010/21/2010 2:56:20 PM
treasure-bliss$50.00$50.0010/21/2010 2:58:20 PM
WMY-Investor$150.00$150.0010/21/2010 3:03:04 PM
money-yeller$25.00$25.0010/21/2010 3:02:09 PM
economy-producer$25.00$25.0010/21/2010 3:05:53 PM
gentle-social0$25.00$25.0010/21/2010 3:06:41 PM
tearingstar$25.00$25.0010/21/2010 6:01:47 PM
www-goldsilverbar-com$25.00$25.0010/21/2010 9:44:48 PM
Bob450$25.00$25.0010/21/2010 7:46:59 PM
goldeneye777$25.00$25.0010/22/2010 2:45:34 AM
FeedTheMachine$28.97$28.9710/22/2010 2:57:40 AM
Phantom99$25.00$25.0010/22/2010 2:55:59 AM
S-Master$30.62$30.6210/22/2010 2:57:22 AM
MissionMicroFinance$25.00$25.0010/22/2010 7:10:44 AM
social-conductor4$25.00$25.0010/22/2010 5:29:02 AM
dime-fighter$25.00$25.0010/22/2010 8:26:12 AM
calm-deal7$25.00$25.0010/22/2010 7:03:39 AM
srgriff$25.00$25.0010/22/2010 8:58:55 AM
stock106$25.00$25.0010/22/2010 8:41:03 AM
fund-tom-tom6$50.00$50.0010/22/2010 10:06:30 AM
yield-aurora$25.00$25.0010/22/2010 10:07:20 AM
168RichCapital$25.00$25.0010/22/2010 9:43:38 AM
KileNSmyth4$25.00$25.0010/22/2010 10:20:42 AM
asmithj$50.00$50.0010/22/2010 10:17:04 AM
nickel-hickory$25.00$25.0010/22/2010 10:20:48 AM
Dhuri$50.00$50.0010/22/2010 10:22:25 AM
credit-czar5$25.00$25.0010/22/2010 10:39:36 AM
runner262$25.00$25.0010/22/2010 10:39:45 AM
engaging-leverage823$50.00$50.0010/22/2010 10:38:02 AM
getreadyloans$35.00$35.0010/22/2010 11:08:58 AM
nodrivelpls$25.00$25.0010/22/2010 10:42:03 AM
lendme2$50.00$50.0010/22/2010 11:31:18 AM
Miklot$25.24$25.2410/22/2010 11:31:54 AM
geniusj$25.00$25.0010/22/2010 12:12:23 PM
Vreet$50.00$50.0010/22/2010 11:31:43 AM
crawfingers$25.00$25.0010/22/2010 12:17:12 PM
piter-to-la-investment$25.00$25.0010/22/2010 11:31:39 AM
beaker$25.00$25.0010/22/2010 12:17:17 PM
Rogelio48$30.00$30.0010/22/2010 12:48:56 PM
GMOD026$25.00$25.0010/22/2010 1:01:52 PM
StWaldo$25.00$25.0010/22/2010 12:38:12 PM
majestic-currency3$50.00$50.0010/22/2010 1:39:15 PM
bonFire8$32.40$32.4010/22/2010 1:01:54 PM
investment-visionary$25.00$25.0010/22/2010 1:23:58 PM
calkidd05$25.00$25.0010/22/2010 1:30:17 PM
honey-money$30.00$30.0010/22/2010 1:58:12 PM
Lubava$25.00$25.0010/22/2010 1:41:35 PM
friendinmoney$25.00$25.0010/22/2010 1:44:56 PM
agreement-linkage$35.18$35.1810/22/2010 2:02:57 PM
radiant-loan5$100.00$100.0010/15/2010 3:32:04 PM
handshake5$100.00$100.0010/15/2010 3:32:28 PM
NoCal$30.00$30.0010/15/2010 6:27:53 PM
balance-handshake7$25.00$25.0010/15/2010 5:31:02 PM
lendstats_com$200.00$200.0010/15/2010 7:33:47 PM
supersarah61$25.00$25.0010/17/2010 5:28:03 PM
shmb6508$33.06$33.0610/18/2010 6:47:51 AM
Bcs-cnc$25.00$25.0010/18/2010 7:03:41 AM
SDNLR$25.00$25.0010/18/2010 9:38:19 AM
AceHiStr8$50.00$50.0010/18/2010 5:00:30 PM
teller$50.00$50.0010/18/2010 8:03:00 PM
jigsaw$50.00$50.0010/19/2010 11:15:50 AM
TakeCare$60.00$60.0010/19/2010 11:21:23 AM
graceful-investment$100.00$100.0010/19/2010 11:23:30 AM
ingenious-deal6$25.00$25.0010/19/2010 11:24:13 AM
psa1995$25.00$25.0010/19/2010 4:15:22 PM
inspiring-reward$100.00$100.0010/20/2010 5:57:29 AM
natural-greenback6$25.00$25.0010/20/2010 9:51:50 AM
djindepth$25.00$25.0010/20/2010 2:22:40 PM
red-power-pecan$50.00$50.0010/20/2010 3:35:52 PM
noble-revenue$100.00$100.0010/20/2010 3:40:08 PM
contract-happiness1$25.00$25.0010/20/2010 3:39:26 PM
capital-galaxy$150.00$150.0010/20/2010 5:00:29 PM
SolarMoonshine$25.00$25.0010/21/2010 3:56:43 AM
cropdust3r$25.00$25.0010/21/2010 7:42:48 AM
108lender$80.00$80.0010/21/2010 7:42:52 AM
thorough-exchange4$50.00$50.0010/21/2010 7:43:19 AM
timepassport$25.00$25.0010/21/2010 9:25:12 AM
all_of_that_one$45.00$45.0010/21/2010 2:46:01 PM
ivadood$100.00$100.0010/21/2010 2:45:51 PM
orderly-leverage$32.35$32.3510/21/2010 2:46:44 PM
first-listing-expert$25.00$25.0010/21/2010 2:46:37 PM
puifais$25.00$25.0010/21/2010 2:55:10 PM
fundenstein$25.00$25.0010/21/2010 2:56:04 PM
equitable-yield4$25.00$25.0010/21/2010 2:56:12 PM
rupee-artisan$25.00$25.0010/21/2010 3:02:05 PM
Wizard2$50.00$50.0010/21/2010 3:05:02 PM
seisen$100.00$100.0010/21/2010 3:05:20 PM
orange-preeminant-bill$50.00$50.0010/21/2010 3:08:15 PM
Madmigel$35.00$35.0010/21/2010 3:22:43 PM
b-rent$25.00$25.0010/21/2010 3:07:42 PM
rescue$72.45$72.4510/21/2010 3:27:13 PM
cunning-bill$25.00$25.0010/21/2010 3:29:23 PM
farchoir$25.00$25.0010/21/2010 5:41:24 PM
BanqueDeFrance$50.00$50.0010/21/2010 6:52:56 PM
CC911$25.00$25.0010/21/2010 7:36:07 PM
bold-careful-finance$25.00$25.0010/21/2010 8:23:34 PM
FASTIZIO_P$27.00$27.0010/22/2010 2:42:03 AM
green-capital-hornet$25.00$25.0010/22/2010 12:21:00 AM
famous-bill$25.00$25.0010/22/2010 3:13:32 AM
hope-eagle6$25.00$25.0010/22/2010 7:03:38 AM
divedude$36.74$36.7410/22/2010 4:25:50 AM
IIP77$25.00$25.0010/22/2010 4:56:40 AM
delivery$25.00$25.0010/22/2010 8:41:01 AM
calsig1363$25.00$25.0010/22/2010 8:17:19 AM
MrMcduck$25.00$25.0010/22/2010 9:26:30 AM
Leshan$25.00$25.0010/22/2010 8:35:21 AM
kjsfld$25.00$25.0010/22/2010 10:06:10 AM
ktradtke$25.00$25.0010/22/2010 10:15:50 AM
flwah$25.00$25.0010/22/2010 10:20:55 AM
Lubava$25.00$25.0010/22/2010 10:15:39 AM
prodigy525$25.00$25.0010/22/2010 10:34:29 AM
AMCal$50.00$50.0010/22/2010 10:42:56 AM
Sateesh$28.00$28.0010/22/2010 10:42:04 AM
impressive-loan9$50.00$50.0010/22/2010 11:08:54 AM
valiant-liberty4$25.00$25.0010/22/2010 11:11:13 AM
gustavzantanon$29.23$29.2310/22/2010 11:25:41 AM
zyztemboy$25.00$25.0010/22/2010 11:45:49 AM
leverage-monger$25.00$25.0010/22/2010 11:41:57 AM
Hutpit$29.02$29.0210/22/2010 12:23:21 PM
sweetlan$25.00$25.0010/22/2010 12:00:30 PM
IASKGOD$25.00$25.0010/22/2010 12:27:24 PM
wise-silver-wonder$25.00$25.0010/22/2010 12:18:16 PM
victorcab$26.74$26.7410/22/2010 12:37:39 PM
well-mannered-marketplace5$25.00$25.0010/22/2010 12:39:38 PM
bid-papyrus$25.00$25.0010/22/2010 12:53:03 PM
LenderByDay$25.00$25.0010/22/2010 1:01:50 PM
the-determined-value$50.00$50.0010/22/2010 1:19:35 PM
hyrolln$25.00$25.0010/22/2010 1:39:37 PM
anton$350.00$129.6510/22/2010 1:49:27 PM
ultimate-peace$25.00$25.0010/22/2010 2:03:03 PM
money-boomarang$25.00$25.0010/22/2010 2:07:08 PM
159 bids
 
Borrower Payment Dependent Notes Series 480144
This series of Notes was issued and sold upon the funding of the borrower loan #45016, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 4.95% Auction start date:  Oct-19-2010 
  Auction end date:  Oct-26-2010 
 
Starting lender yield: 12.65% Starting borrower rate/APR: 13.65% / 15.80% Starting monthly payment: $119.03
Final lender yield: 10.10% Final borrower rate/APR: 11.10% / 13.22% Final monthly payment: $114.75
 
Auction yield range: 5.71% - 12.65% Estimated loss impact: 5.11%  
Lender servicing fee: 1.00% Estimated return: 4.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-1998 Debt/Income ratio: 22%
Credit score: 800-819 (Oct-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 3Length of status:4y 2m
Amount delinquent: $0 Total credit lines: 24 Occupation: Architect
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,442Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 10%  
   Homeownership: No  
Screen name: Earthrider Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 29 ( 100% ) 800-819 (Latest)
Principal borrowed: $15,000.00< 31 days late: 0 ( 0% )  
740-759 (Aug-2007)
 
Principal balance: $0.04 31+ days late: 0 ( 0% )
Total payments billed: 29  
Description
repairs to rental house
Purpose of loan:
This loan will be used to?repair a rental house my brother and I share

My financial situation: is good but we need to get the house back on the market
I am a good candidate for this loan because?this money is put towards my rental house, which when rented becomes income.

Monthly net income: $3498

Monthly expenses: $ 2800 +/-
??Housing: $1550 (living in brooklyn NY)
??Insurance: $0
??Car expenses: $0 (no car use public transport)
??Utilities: $80
??Phone, cable, internet: $110
??Food, entertainment: $250
??Clothing, household expenses $100
??Credit cards and other loans: $320
??Other expenses: $200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
CA_Lender$25.00$25.0010/19/2010 3:40:02 PM
Aberdeen$400.00$400.0010/19/2010 4:02:07 PM
thankful-nickel2$25.00$25.0010/19/2010 4:59:43 PM
cashhelp$50.00$50.0010/19/2010 6:18:44 PM
wlm3012$25.00$25.0010/20/2010 8:05:06 AM
SOP_Bank$25.00$25.0010/20/2010 11:57:20 AM
kind-value-pouch$202.00$202.0010/21/2010 4:11:16 AM
loyalty-czar$50.00$50.0010/21/2010 1:43:45 PM
FundMaker$25.00$25.0010/22/2010 4:46:41 AM
bknite13$50.00$50.0010/22/2010 11:12:11 AM
Lender0307$25.00$25.0010/22/2010 11:10:37 PM
MoneyTree79$50.00$50.0010/23/2010 6:33:07 PM
lucabratsie$25.00$25.0010/23/2010 8:19:17 PM
shalofin$74.97$74.9710/24/2010 9:11:41 AM
Chesterite$50.00$50.0010/24/2010 9:49:34 PM
alpinaut$25.00$25.0010/24/2010 8:19:31 PM
rmpedi33$50.00$50.0010/25/2010 7:14:06 AM
Nopayibreakurlegs$25.00$25.0010/25/2010 6:47:30 AM
worth-solstice$25.00$25.0010/25/2010 12:29:55 PM
sweety075$25.00$25.0010/25/2010 9:37:12 PM
niq4soccer$25.00$25.0010/25/2010 7:58:34 PM
johnrx$50.00$50.0010/25/2010 9:19:41 PM
qcksilvr20$60.00$60.0010/26/2010 5:30:56 AM
TNG812$25.00$25.0010/25/2010 10:05:30 PM
-thisguy-$25.00$25.0010/26/2010 6:14:47 AM
economy-popcorn$25.00$25.0010/26/2010 8:29:13 AM
unbelievable-value2$35.00$35.0010/26/2010 7:47:53 AM
blazing-dough$25.00$25.0010/26/2010 8:01:38 AM
LittleMingo$30.00$30.0010/26/2010 9:29:25 AM
FinanciallySavvyMom$30.00$30.0010/26/2010 8:57:32 AM
best-shiny-hope$25.00$25.0010/26/2010 10:42:44 AM
friendinmoney$25.00$25.0010/26/2010 10:15:59 AM
grampy48$25.00$25.0010/26/2010 2:08:45 PM
rate-negotiator$25.00$9.5810/26/2010 2:41:24 PM
note-bandit$25.00$25.0010/26/2010 3:02:27 PM
RecoveryLender$25.00$25.0010/26/2010 3:39:14 PM
p2ploan-sensation211$25.00$25.0010/26/2010 3:37:01 PM
shellstar$25.00$25.0010/19/2010 4:09:39 PM
gotbyu$50.00$50.0010/20/2010 12:22:23 AM
MoneyForNothing$45.60$45.6010/20/2010 1:29:56 AM
beachfunder$25.00$25.0010/20/2010 7:41:22 AM
outofoffice$75.00$75.0010/20/2010 8:31:01 AM
Socorro_Capital_Partners$25.00$25.0010/20/2010 9:41:12 AM
balance-river$25.00$25.0010/20/2010 3:40:09 PM
Cherrypicker$50.00$50.0010/20/2010 4:03:24 PM
4Horseman$25.00$25.0010/20/2010 8:15:32 PM
1stBankAndHal$40.17$40.1710/20/2010 10:34:06 PM
hookUup$100.00$100.0010/21/2010 7:56:13 AM
gaiusceasar$25.00$25.0010/21/2010 9:55:22 AM
impressive-fund0$98.22$98.2210/21/2010 12:47:54 PM
skajake$34.21$34.2110/21/2010 2:38:32 PM
bughead$25.00$25.0010/21/2010 9:55:40 PM
KSPHoldings$25.00$25.0010/22/2010 5:50:18 AM
myworld701$25.00$25.0010/23/2010 7:49:44 AM
wjareg08$25.00$25.0010/23/2010 10:29:40 PM
nyran20$50.00$50.0010/23/2010 5:49:37 PM
Trident-Fund$50.00$50.0010/24/2010 7:58:01 AM
lightninghcky7$25.00$25.0010/24/2010 12:17:35 PM
cleveland2portland$50.00$50.0010/25/2010 11:57:39 AM
investment-artist$25.00$25.0010/25/2010 1:01:56 PM
dpries123$25.00$25.0010/25/2010 1:59:03 PM
credit-guard5$25.00$25.0010/25/2010 2:19:41 PM
repaymeplease$25.00$25.0010/25/2010 4:59:11 PM
zx12rider$25.00$25.0010/25/2010 5:10:01 PM
KaChingInvestments$25.00$25.0010/25/2010 6:22:17 PM
q4golf$25.00$25.0010/25/2010 7:54:49 PM
PalmerTheEmbalmer$25.00$25.0010/26/2010 12:25:06 AM
JerryB96$25.00$25.0010/25/2010 8:31:24 PM
martymaniaman$29.75$29.7510/26/2010 6:09:00 AM
DoctorJoe$25.00$25.0010/26/2010 3:55:52 AM
jpblan11$25.00$25.0010/26/2010 4:02:35 AM
redtilapia$25.00$25.0010/26/2010 7:21:18 AM
RiskAdverse$25.00$25.0010/26/2010 6:00:36 AM
truenorth5$39.72$39.7210/26/2010 7:52:26 AM
capital-kingdom$50.00$50.0010/26/2010 7:45:12 AM
clean-fund$25.00$25.0010/26/2010 10:18:11 AM
Astyanax$70.78$70.7810/26/2010 11:50:44 AM
Nasdaq$25.00$25.0010/26/2010 12:02:31 PM
slgilligan$50.00$50.0010/26/2010 12:18:15 PM
revenue-appraiser$25.00$25.0010/26/2010 1:37:46 PM
tacopants$100.00$100.0010/26/2010 11:35:37 AM
bowl800$25.00$25.0010/26/2010 1:41:04 PM
jayk63$25.00$25.0010/26/2010 3:07:25 PM
p2ploan-sensation211$50.00$50.0010/26/2010 3:36:43 PM
84 bids
 
Borrower Payment Dependent Notes Series 480172
This series of Notes was issued and sold upon the funding of the borrower loan #45057, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.80% Auction start date:  Oct-18-2010 
  Auction end date:  Oct-25-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $205.47
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.05% Final monthly payment: $205.47
 
Auction yield range: 10.71% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-1999 Debt/Income ratio: 27%
Credit score: 760-779 (Oct-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 8Length of status:1y 2m
Amount delinquent: $0 Total credit lines: 22 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,578Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 43%  
   Homeownership: Yes  
Screen name: tenacious-exchange9 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
investment prop loan
Purpose of loan:
This loan will be used to?make down payment for a piece of investment property?

My financial situation:
I am a good candidate for this loan because?
My credit score is the most important number i can think of.? Your investment is safe with me.
Monthly net income: $

Monthly expenses: $
??Housing: $ 1312
??Insurance: $ 100
??Car expenses: $ 200
??Utilities: $ spouse pays
??Phone, cable, internet: $ 75
??Food, entertainment: $ spouse pays
??Clothing, household expenses $ spouse pays
??Credit cards and other loans: $ 300
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
top-courteous-peso$50.00$50.0010/18/2010 3:00:43 PM
dynrep$25.00$25.0010/18/2010 3:02:04 PM
radiant-loan5$200.00$200.0010/18/2010 3:11:59 PM
bold-attentive-listing$25.00$25.0010/18/2010 3:24:42 PM
Evan_Safe$25.00$25.0010/18/2010 3:41:20 PM
shmb6508$50.00$50.0010/19/2010 11:16:36 AM
washboard1$50.00$50.0010/19/2010 11:20:11 AM
NoCal$30.00$30.0010/19/2010 11:17:19 AM
moola-wildebeest3$25.00$25.0010/19/2010 11:20:00 AM
balance-handshake7$25.00$25.0010/19/2010 11:20:15 AM
teller$50.00$50.0010/19/2010 11:25:08 AM
TakeCare$60.00$60.0010/20/2010 3:43:45 PM
ingenious-deal6$25.00$25.0010/21/2010 2:44:54 PM
Wellman$50.00$50.0010/21/2010 2:56:22 PM
jigsaw$50.00$50.0010/21/2010 3:08:03 PM
hookUup$25.00$25.0010/21/2010 7:02:16 PM
anton$150.00$150.0010/22/2010 7:44:48 AM
Bob450$30.00$30.0010/22/2010 11:06:45 AM
HedgeFund$50.00$50.0010/22/2010 11:26:41 AM
shrewd-peace7$25.00$25.0010/22/2010 3:55:00 PM
LKCGICG$25.00$25.0010/22/2010 9:14:12 PM
kaykarun$25.00$25.0010/22/2010 9:32:37 PM
skuba$25.00$25.0010/23/2010 5:04:05 AM
crenen139$25.00$25.0010/23/2010 11:31:52 AM
life-is-great$47.49$47.4910/23/2010 12:13:39 PM
new-social-economist$80.00$80.0010/23/2010 1:26:36 PM
finance-magma7$100.00$100.0010/23/2010 8:59:08 PM
whartonmba$25.00$25.0010/23/2010 5:41:29 PM
intuitive-bill$25.00$25.0010/23/2010 11:59:36 PM
Whipster$50.00$50.0010/24/2010 8:07:12 AM
favorite-commerce$100.00$100.0010/24/2010 5:29:39 PM
bold-yield-rumbler$25.00$25.0010/24/2010 8:02:33 PM
Josphine$25.00$25.0010/25/2010 5:25:07 AM
Mark0135$50.00$50.0010/25/2010 7:39:10 AM
thomas16882004$25.00$25.0010/25/2010 8:23:17 AM
agiovasil$25.00$25.0010/25/2010 9:26:56 AM
honey-money$30.00$30.0010/25/2010 2:13:23 PM
bold-attentive-listing$25.00$25.0010/25/2010 2:16:31 PM
honey-money$30.00$30.0010/25/2010 2:12:35 PM
shrewd-income$25.00$25.0010/25/2010 2:15:07 PM
bid-czar8$25.00$25.0010/18/2010 3:13:12 PM
handshake5$50.00$50.0010/18/2010 3:13:48 PM
nybanker85$50.00$50.0010/18/2010 3:51:06 PM
reflective-rupee$100.00$100.0010/18/2010 4:35:33 PM
musegaze$100.00$100.0010/19/2010 11:25:28 AM
natural-greenback6$25.00$25.0010/20/2010 9:52:45 AM
graceful-investment$94.93$94.9310/20/2010 12:03:55 PM
JustMee$25.00$25.0010/20/2010 8:27:31 PM
loyalist1$50.00$50.0010/21/2010 7:42:36 AM
worthy-bid8$25.00$25.0010/21/2010 2:56:50 PM
money-bauble$100.00$100.0010/21/2010 2:58:02 PM
well-mannered-income3$35.00$35.0010/21/2010 8:15:27 PM
mercuriant$25.00$25.0010/22/2010 7:55:28 AM
smear87$25.00$25.0010/22/2010 9:17:51 AM
valiant-liberty4$25.00$25.0010/22/2010 11:11:47 AM
inspiring-reward$100.00$100.0010/22/2010 2:05:18 PM
psa1995$25.00$25.0010/22/2010 3:48:08 PM
suave-dime6$50.00$50.0010/22/2010 3:55:52 PM
helping-out$49.41$49.4110/22/2010 4:03:28 PM
MadHun$100.00$100.0010/22/2010 4:03:53 PM
SolarMoonshine$25.00$25.0010/22/2010 4:59:37 PM
djindepth$27.51$27.5110/23/2010 7:27:36 AM
pursuit699$25.00$25.0010/23/2010 9:41:50 AM
momoney2lend$25.00$25.0010/23/2010 11:01:02 AM
nilonc1$25.00$25.0010/23/2010 5:16:07 PM
noble-revenue$40.99$40.9910/23/2010 9:06:18 PM
innocent-income4$25.00$25.0010/24/2010 8:08:20 AM
DHolly$30.00$30.0010/24/2010 5:40:37 AM
red-power-pecan$50.00$50.0010/24/2010 8:06:51 AM
successful-agreement7$100.00$100.0010/24/2010 6:57:30 AM
mcgovern2024$100.00$100.0010/25/2010 7:13:28 AM
treasure-bliss$50.00$50.0010/25/2010 8:23:24 AM
timepassport$25.00$25.0010/25/2010 8:37:34 AM
Zipcut$25.00$25.0010/25/2010 9:02:05 AM
fairhelper$25.00$25.0010/25/2010 8:37:46 AM
lovely-benefit7$25.00$25.0010/25/2010 9:44:30 AM
orange-preeminant-bill$50.00$50.0010/25/2010 9:56:33 AM
FinDoc$25.00$25.0010/25/2010 10:13:14 AM
SpectrumFinance$25.00$25.0010/25/2010 2:00:48 PM
anton$1,700.00$1,164.6710/25/2010 1:56:44 PM
ultimate-peace$25.00$25.0010/25/2010 2:15:51 PM
Mocaba$200.00$200.0010/25/2010 2:53:31 PM
82 bids
 
Borrower Payment Dependent Notes Series 480240
This series of Notes was issued and sold upon the funding of the borrower loan #45068, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.55% Auction start date:  Oct-19-2010 
  Auction end date:  Oct-26-2010 
 
Starting lender yield: 7.25% Starting borrower rate/APR: 8.25% / 8.59% Starting monthly payment: $125.81
Final lender yield: 7.00% Final borrower rate/APR: 8.00% / 8.34% Final monthly payment: $125.35
 
Auction yield range: 2.71% - 7.25% Estimated loss impact: 1.55%  
Lender servicing fee: 1.00% Estimated return: 5.45%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jun-1996 Debt/Income ratio: 12%
Credit score: 720-739 (Oct-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 9Length of status:1y 6m
Amount delinquent: $0 Total credit lines: 33 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $26,995Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 67%  
   Homeownership: Yes  
Screen name: commanding-dollar Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay Off High Interest Credit Card
Purpose of loan:
This loan will be used to pay off a high interest rate (~17.00%) credit card.?

My financial situation:
I am a good candidate for this loan because I have a steady income and good credit.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
RandyL3$25.00$25.0010/19/2010 3:54:42 PM
Cheburashka$30.00$30.0010/19/2010 7:05:40 PM
Yankeeeagle$25.00$25.0010/20/2010 4:16:38 AM
Philosonie$25.00$25.0010/20/2010 6:56:22 AM
grc$25.00$25.0010/20/2010 8:23:00 AM
iolaire$25.00$25.0010/20/2010 9:08:09 AM
Bieling$25.00$25.0010/20/2010 2:59:26 PM
eyal0$50.00$50.0010/20/2010 3:37:56 PM
Planecourage$25.00$25.0010/20/2010 6:58:55 PM
FlexFunding$100.00$100.0010/20/2010 4:58:58 PM
Brisket_Bob$28.18$28.1810/21/2010 5:40:09 AM
transparency-giant$50.00$50.0010/21/2010 11:30:11 AM
Hondo$25.00$25.0010/21/2010 3:25:35 PM
platinum-hunter7$40.00$40.0010/21/2010 5:26:33 PM
discrete-asset$25.00$25.0010/21/2010 6:01:45 PM
Veridic$25.00$25.0010/21/2010 6:07:31 PM
delicious-social132$50.00$50.0010/22/2010 3:52:08 AM
srgriff$25.00$25.0010/22/2010 8:58:14 AM
ericgassercom$50.00$50.0010/22/2010 9:05:48 AM
indomitable-coin$50.00$50.0010/22/2010 10:27:10 AM
reueljw$25.00$25.0010/22/2010 10:28:28 AM
pleasant-basis$25.00$25.0010/22/2010 10:42:29 AM
here2lend$25.00$25.0010/22/2010 10:29:10 AM
divedude$50.00$50.0010/22/2010 12:16:38 PM
milehighguy$50.00$50.0010/22/2010 1:02:20 PM
cello1$25.00$25.0010/22/2010 1:40:23 PM
LiveNow$25.00$25.0010/22/2010 9:27:20 PM
tekkie2412$50.00$50.0010/22/2010 8:19:08 PM
skuba$50.00$50.0010/23/2010 5:02:40 AM
medman$25.00$25.0010/23/2010 6:19:05 AM
doncm$50.00$50.0010/23/2010 12:14:22 PM
alakanbearcub$25.00$25.0010/24/2010 2:36:59 PM
JerryB96$25.00$25.0010/25/2010 8:28:04 PM
investment-artist$25.00$25.0010/26/2010 9:35:58 AM
sinner_c5$57.56$57.5610/26/2010 10:42:54 AM
bradny$25.00$25.0010/26/2010 1:54:24 PM
selector568$500.00$500.0010/19/2010 3:44:26 PM
ogmanny$50.00$50.0010/19/2010 3:47:46 PM
exchange-squirrel$25.00$25.0010/19/2010 3:44:17 PM
blot44$25.00$25.0010/19/2010 3:45:50 PM
thankful-nickel2$25.00$25.0010/19/2010 5:45:04 PM
exchange-squirrel$25.00$25.0010/20/2010 1:08:19 AM
turbospeed$25.00$25.0010/20/2010 6:59:03 AM
Holtavious$25.00$25.0010/20/2010 8:12:08 AM
nestegg4e$25.00$25.0010/20/2010 8:43:09 AM
MarinLoans$25.00$25.0010/20/2010 8:47:10 AM
lifegrowth$25.00$25.0010/20/2010 9:20:26 AM
market-mover$50.00$50.0010/20/2010 9:19:49 AM
Socorro_Capital_Partners$25.00$25.0010/20/2010 9:41:57 AM
rakstar$25.00$25.0010/20/2010 10:26:51 AM
money-bauble$100.00$100.0010/20/2010 10:53:11 AM
Vreet$50.00$50.0010/20/2010 11:49:52 AM
Bank_Of_XL$25.00$25.0010/20/2010 1:15:53 PM
Eagledrop$25.00$25.0010/20/2010 3:34:26 PM
NATIVEBORN$25.00$25.0010/20/2010 3:58:00 PM
income-banjo$50.00$50.0010/20/2010 5:56:24 PM
Preteur$25.00$25.0010/20/2010 4:41:53 PM
dinero-festivity2$100.00$100.0010/21/2010 7:27:12 AM
CollinsCrew$43.25$43.2510/21/2010 9:43:48 AM
rachelrachelrachel$25.00$25.0010/21/2010 10:23:27 AM
shaker348$25.00$25.0010/21/2010 1:18:20 PM
dpfl55$25.00$25.0010/21/2010 6:12:51 PM
ramsbladder$25.00$25.0010/21/2010 6:07:29 PM
hookUup$50.00$50.0010/21/2010 7:02:57 PM
investment-network$25.00$25.0010/21/2010 10:41:06 PM
otalon$30.75$30.7510/22/2010 2:34:47 AM
fcukciti$25.00$25.0010/22/2010 4:22:35 AM
degster$25.00$25.0010/22/2010 5:42:09 AM
outofoffice$50.00$50.0010/22/2010 9:28:37 AM
ethicalhumanist$50.00$50.0010/22/2010 8:57:08 AM
currency-persimmon$25.00$25.0010/22/2010 10:05:20 AM
credit-vinyl$25.00$25.0010/22/2010 10:16:50 AM
jjb3$25.00$25.0010/22/2010 10:21:37 AM
fund-tom-tom6$50.00$50.0010/22/2010 10:39:16 AM
noble-revenue$50.00$50.0010/22/2010 10:57:43 AM
Banker7371$25.00$25.0010/22/2010 12:42:40 PM
newest-sensible-hope$50.00$50.0010/22/2010 12:40:01 PM
6moonbeams$25.00$25.0010/22/2010 2:04:53 PM
neighborly-hope6$50.00$50.0010/22/2010 3:16:27 PM
108lender$125.00$125.0010/22/2010 3:23:40 PM
Artist_Blue$25.00$25.0010/22/2010 3:54:45 PM
kashikoe$25.00$25.0010/22/2010 9:33:13 PM
PCGeekWI$25.00$25.0010/23/2010 2:02:56 AM
Phantom99$25.00$25.0010/23/2010 3:39:49 AM
principal-bull$25.00$25.0010/23/2010 7:44:31 AM
gjm6d$25.00$25.0010/23/2010 2:02:00 PM
orange-influential-credit$225.00$44.5610/23/2010 1:11:39 PM
james1844$100.70$100.7010/23/2010 11:37:25 PM
shellstar$25.00$25.0010/25/2010 9:17:10 AM
roadtruck$50.00$50.0010/25/2010 10:57:45 AM
YummiBear$25.00$25.0010/25/2010 6:07:03 PM
PalmerTheEmbalmer$25.00$25.0010/26/2010 12:26:14 AM
ray1051$75.00$75.0010/26/2010 5:41:06 AM
Charmart$25.00$25.0010/26/2010 2:56:28 AM
octoberfresh$25.00$25.0010/26/2010 7:02:06 AM
1SteelerFan$25.00$25.0010/26/2010 12:00:47 PM
Ricajote$25.00$25.0010/26/2010 12:45:47 PM
97 bids
 
Borrower Payment Dependent Notes Series 480398
This series of Notes was issued and sold upon the funding of the borrower loan #45013, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 4.95% Auction start date:  Oct-19-2010 
  Auction end date:  Oct-26-2010 
 
Starting lender yield: 12.65% Starting borrower rate/APR: 13.65% / 19.22% Starting monthly payment: $34.01
Final lender yield: 9.00% Final borrower rate/APR: 10.00% / 15.45% Final monthly payment: $32.27
 
Auction yield range: 5.71% - 12.65% Estimated loss impact: 5.09%  
Lender servicing fee: 1.00% Estimated return: 3.91%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jul-1998 Debt/Income ratio: 17%
Credit score: 760-779 (Oct-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 10Length of status:3y 6m
Amount delinquent: $0 Total credit lines: 51 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $32,008Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 44%  
   Homeownership: Yes  
Screen name: 4mylittleindy Borrower's state: Washington Borrower's group: Government Employees
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 27 ( 100% ) 760-779 (Latest)
Principal borrowed: $7,800.00< 31 days late: 0 ( 0% )  
740-759 (Jul-2009)
720-739 (May-2008)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 27  
Description
Working on being debt free!
Purpose of loan:
To chip away at the credit cards I have. I'd rather pay people than the banks. I have a great payment history and plan to be?free of credit cards as soon as I can.

My financial situation:
I am a good candidate for this loan because? I pay my bills. I've had credit for 12 years and have not had one late payment.

Monthly net income: $ 2400.00

Monthly expenses: $
??Housing: $ 1352.03 (mortgage, taxes, insurance)
??Insurance: $ 75.00 (auto)
??Car expenses: $ 50.00 (fuel)
??Utilities: $ 155.00 (gas, electric, water, sewer, trash)
??Phone, cable, internet: $ 105.00 (phone/internet)
??Food, entertainment: $ 100.00
??Clothing, household expenses $
??Credit cards and other loans: $ 475.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: You have $32k in revolving debt, how will this $1k loan make a difference? - smarva
A: I have different APRs on one particular card, and the $1000 loan proceeds I would make would erase a $900.00 balance @ 18.79%. This will allow future payments to be applied to more principle and less interest. Also, as I said, I would prefer to pay people the interest instead of the banks. Thank you for your consideration. (Oct-21-2010)
Q: What kind of dog is in the picture and how old is the dog? - Johnab
A: The dog is a silver Labrador retriever. He'll be seven years old on the 28th of this month. His name is Indy. (Oct-24-2010)
Q: You do know that when a credit card has multiple APRs, the bank always applies your payments to the lowest APR first. Although this could have changed with the new law. I would look this up. I don't have time at the moment, but let me know. - shellstar
A: Per the website: http://www.federalreserve.gov/consumerinfo/wyntk_creditcardrules.htm, they state: "Payments directed to highest interest balances first. If you make more than the minimum payment on your credit card bill, your credit card company must apply the excess amount to the balance with the highest interest rate." Thanks for the interest. (Oct-25-2010)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Aberdeen$400.00$72.8210/19/2010 4:02:10 PM
wlm3012$25.00$25.0010/20/2010 8:07:41 AM
doopers$25.00$25.0010/24/2010 8:48:11 AM
platinum-hunter7$50.00$50.0010/25/2010 4:15:01 PM
jayk63$25.00$25.0010/25/2010 5:36:43 PM
a2190b$25.00$25.0010/25/2010 7:44:25 PM
redtilapia$25.00$25.0010/25/2010 6:30:55 PM
JerryB96$25.00$25.0010/25/2010 8:32:08 PM
CA_Lender$25.00$25.0010/26/2010 5:01:22 AM
jsnryn$25.00$25.0010/26/2010 6:27:54 AM
Whitewater_Loans$25.00$25.0010/26/2010 11:31:26 AM
wild-orange$25.00$25.0010/26/2010 3:21:32 PM
rpd1211$25.00$25.0010/21/2010 6:53:24 AM
redwraith$25.00$25.0010/22/2010 6:56:57 AM
investment-artist$25.00$25.0010/23/2010 9:37:33 AM
Trident-Fund$39.58$39.5810/24/2010 8:01:11 AM
loanman2007$75.00$75.0010/24/2010 11:51:41 AM
Johnab$25.00$25.0010/24/2010 12:52:22 PM
penny-plato$25.00$25.0010/24/2010 6:14:15 PM
KarmaBum77$32.60$32.6010/25/2010 4:44:50 AM
shellstar$50.00$50.0010/25/2010 9:03:01 AM
mojii77$50.00$50.0010/25/2010 12:28:09 PM
economy-spy6$25.00$25.0010/25/2010 12:31:25 PM
sweety075$25.00$25.0010/25/2010 5:03:42 PM
exchange-squirrel$50.00$50.0010/25/2010 11:35:28 PM
credit-guard5$25.00$25.0010/25/2010 10:23:35 PM
The-Lighthouse-Group$25.00$25.0010/26/2010 6:36:55 AM
LittleMingo$30.00$30.0010/26/2010 9:30:25 AM
grampy48$25.00$25.0010/26/2010 2:16:29 PM
kinetic-social$25.00$25.0010/26/2010 3:40:25 PM
rome1426$25.00$25.0010/26/2010 3:29:04 PM
31 bids
 
Borrower Payment Dependent Notes Series 480430
This series of Notes was issued and sold upon the funding of the borrower loan #45028, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 4.95% Auction start date:  Oct-19-2010 
  Auction end date:  Oct-26-2010 
 
Starting lender yield: 12.65% Starting borrower rate/APR: 13.65% / 15.80% Starting monthly payment: $272.06
Final lender yield: 12.00% Final borrower rate/APR: 13.00% / 15.14% Final monthly payment: $269.55
 
Auction yield range: 5.71% - 12.65% Estimated loss impact: 5.15%  
Lender servicing fee: 1.00% Estimated return: 6.85%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-1988 Debt/Income ratio: 18%
Credit score: 820-839 (Oct-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:25y 8m
Amount delinquent: $0 Total credit lines: 28 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: fudger28 Borrower's state: NewYork Borrower's group: Not Active
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 3 On-time: 53 ( 100% ) 820-839 (Latest)
Principal borrowed: $21,000.00< 31 days late: 0 ( 0% )  
820-839 (Dec-2009)
740-759 (Aug-2008)
720-739 (Jun-2007)
 
Principal balance: $6,693.96 31+ days late: 0 ( 0% )
Total payments billed: 53  
Description
Help Me Kill This Credit Card!
Purpose of loan:
This loan will be used to kill off the final balance of my final credit card. I appreciate all of your support in the past, and look forward to sending you regular payments.

My financial situation:
I am a good candidate for this loan because my income is 10 times the size of this loan.

Monthly net income: Over $6,000

Monthly expenses: $
??Housing: $1,500
??Insurance: $ 80
??Car expenses: $ 125
??Utilities: $?150
??Phone, cable, internet: $ 200
??Food, entertainment: $ 400
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: If funded 100% before day 7, will you let this loan request remain for bids all 7 days? - RecoveryLender
A: Yes. You are competing with my credit card company for a better rate. Thank you for looking at my listing. (Oct-20-2010)
Q: Hi, what is the amount and interest rate for this credit card? What is your total monthly credit card payment? Are there other expenses that are not listed in the budget shown on your listing? Thanks and good luck. - interest88
A: Thank you for your interest. The credit card I'm trying to replace has an interest rate of around 12%. This is the only credit card balance I'm carrying, and I do have one other Prosper loan, $283.90 per month, and one loan against my 403(b) account, $89.30 per month. I do have other budget items that are entirely flexible. You see the ones I can't avoid. Thank you for looking. (Oct-23-2010)
Q: Hi, What's your job? When will you retire? How come your credit card debts are not listed in your listing? Thanks, - p2ploan-sensation211
A: I work in higher education as a middle manager. I expect to retire in 2034. This debt's monthly payment is $178. You see the other two loans on my listing. Thank you for looking at my listing. (Oct-26-2010)
Q: Does this loan need to fund UNDER 12% in order for you to create the loan? I like to bid on loans that don't get withdrawn. Thanks and good luck! - mri555
A: Thanks for asking. I'm going to be happy to swallow the 1% funding fee and take this loan at 13%. We're pretty close on the last day. I'm looking forward to having an ending date on all of my debt. (Oct-26-2010)
4 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
DDPrime$100.00$100.0010/19/2010 3:51:49 PM
rangers94$25.00$25.0010/19/2010 4:08:41 PM
MoneyForNothing$88.27$88.2710/19/2010 7:55:02 PM
Aberdeen$500.00$500.0010/20/2010 11:24:36 AM
Aberdeen$500.00$500.0010/20/2010 11:24:41 AM
Aberdeen$400.00$400.0010/20/2010 11:25:00 AM
katnmouse$50.00$50.0010/20/2010 5:45:34 PM
diverse-generosity9$25.00$25.0010/20/2010 8:13:29 PM
pioneer538$50.00$50.0010/20/2010 7:25:20 PM
greenkid$50.00$50.0010/20/2010 11:04:20 PM
hollysee$50.00$50.0010/20/2010 9:42:20 PM
slick8812$25.00$25.0010/21/2010 7:25:08 AM
djmjkelso$25.00$25.0010/21/2010 10:41:11 AM
Middleschoolmathteacher$25.00$25.0010/21/2010 11:50:23 AM
Bcs-cnc$25.00$25.0010/21/2010 12:04:06 PM
maj0508$100.00$100.0010/21/2010 4:04:35 PM
jpblan11$25.00$25.0010/22/2010 4:24:07 AM
CalCollegeFund19$27.17$27.1710/22/2010 2:23:37 AM
RecoveryLender$25.00$25.0010/22/2010 8:26:39 AM
gogrannygo$25.00$25.0010/22/2010 8:28:34 AM
wlm3012$25.00$25.0010/22/2010 10:03:28 AM
gogene2002$25.00$25.0010/22/2010 10:54:05 AM
jpblan11$25.00$25.0010/22/2010 4:12:15 PM
cttarheel$50.00$50.0010/22/2010 6:05:34 PM
attractive-rate$25.00$25.0010/23/2010 4:36:59 AM
RecoveryLender$25.00$25.0010/23/2010 6:43:23 AM
myidear$25.00$25.0010/23/2010 5:11:47 AM
heerzaquestion$25.00$25.0010/23/2010 9:55:51 AM
mex_invests$25.00$25.0010/23/2010 6:04:45 PM
deal-contributor8$40.00$40.0010/23/2010 5:36:19 PM
CorMDNY$44.00$44.0010/23/2010 6:37:02 PM
loanman2007$150.00$150.0010/24/2010 11:55:50 AM
lightninghcky7$25.00$25.0010/24/2010 12:22:07 PM
steady-funds3$34.20$34.2010/24/2010 8:20:44 PM
Lender0307$25.00$25.0010/24/2010 7:48:20 PM
HQLender06851$25.00$25.0010/24/2010 5:32:46 PM
jescowa$50.00$50.0010/24/2010 5:46:44 PM
Chesterite$25.00$25.0010/24/2010 9:53:03 PM
the-fairness-tsunami290$50.00$50.0010/25/2010 6:33:45 AM
cleveland2portland$50.00$50.0010/25/2010 11:51:38 AM
loyalist1$100.00$100.0010/25/2010 12:55:02 PM
zx12rider$25.00$25.0010/25/2010 5:08:43 PM
manfromMaine$25.00$25.0010/25/2010 4:54:07 PM
uvumf$25.44$25.4410/25/2010 9:01:13 PM
JerryB96$25.00$25.0010/25/2010 8:32:53 PM
papaloha$300.00$300.0010/26/2010 4:55:58 AM
zippy-revenue8$25.00$25.0010/26/2010 5:12:20 AM
LittleMingo$31.89$31.8910/26/2010 9:32:01 AM
friendinmoney$25.00$25.0010/26/2010 10:11:59 AM
bradny$25.00$9.7410/26/2010 1:51:10 PM
Feyenoord$25.00$25.0010/26/2010 10:45:28 AM
grampy48$50.00$50.0010/26/2010 2:17:08 PM
repayment-radio$61.01$61.0110/26/2010 3:20:01 PM
quantumwellguy$50.00$50.0010/19/2010 3:57:16 PM
tolerant-dinero2$25.00$25.0010/19/2010 4:01:25 PM
Haribelle$50.00$50.0010/19/2010 4:26:39 PM
JustMee$25.00$25.0010/19/2010 5:18:33 PM
RandyL3$25.00$25.0010/19/2010 5:52:41 PM
Mocaba$50.00$50.0010/20/2010 6:54:30 AM
Mocaba$50.00$50.0010/20/2010 6:54:54 AM
Aberdeen$400.00$400.0010/20/2010 11:24:39 AM
Aberdeen$400.00$400.0010/20/2010 11:25:02 AM
Aberdeen$400.00$400.0010/20/2010 11:24:59 AM
SOP_Bank$25.00$25.0010/20/2010 11:58:01 AM
ritwik$50.00$50.0010/20/2010 5:11:39 PM
thankful-nickel2$25.00$25.0010/20/2010 4:30:08 PM
Whitewater_Loans$25.00$25.0010/20/2010 4:30:56 PM
JustOneVoice$25.00$25.0010/20/2010 7:04:23 PM
heat25$25.00$25.0010/20/2010 7:24:38 PM
AaronL$25.00$25.0010/20/2010 8:34:52 PM
greenkid$25.00$25.0010/20/2010 11:04:52 PM
leverage-reaction$25.00$25.0010/21/2010 5:01:44 PM
platinum-hunter7$40.00$40.0010/21/2010 5:23:59 PM
tsclend07$25.00$25.0010/21/2010 6:38:37 PM
jaesposito$25.00$25.0010/21/2010 9:38:45 PM
GreenHill$25.00$25.0010/22/2010 12:19:21 AM
investment-artist$25.00$25.0010/22/2010 10:00:32 AM
HappyToLoan$30.00$30.0010/22/2010 9:39:49 AM
JackinGreen$150.00$150.0010/22/2010 2:04:55 PM
Swinghi$25.00$25.0010/22/2010 3:32:39 PM
Dougmo$55.00$55.0010/23/2010 3:27:49 AM
service_coordinator$25.00$25.0010/23/2010 8:13:07 AM
heerzaquestion$25.00$25.0010/23/2010 9:58:09 AM
aganippe$100.00$100.0010/23/2010 10:59:16 AM
jmart30702$42.80$42.8010/23/2010 12:48:05 PM
MoneyTree79$50.00$50.0010/23/2010 6:32:24 PM
HamIAm$100.00$100.0010/23/2010 4:44:36 PM
jms1983$25.00$25.0010/23/2010 7:51:32 PM
TheDigitalMan$25.00$25.0010/24/2010 5:17:40 AM
ksubd$100.00$100.0010/23/2010 10:01:33 PM
hookUup$100.00$100.0010/24/2010 5:47:30 AM
Bzbee$100.00$100.0010/24/2010 7:51:41 AM
triumph329$25.00$25.0010/24/2010 10:51:33 AM
lsx7$100.00$100.0010/24/2010 8:42:27 PM
bknite13$50.00$50.0010/25/2010 5:09:37 AM
rmpedi33$50.00$50.0010/25/2010 7:15:36 AM
outofoffice$50.00$50.0010/25/2010 8:22:21 AM
economy-popcorn$25.00$25.0010/25/2010 1:09:03 PM
economy-spy6$25.00$25.0010/25/2010 12:22:55 PM
bold-social-advantage$400.00$400.0010/25/2010 4:36:34 PM
Mr-Miracle$25.00$25.0010/25/2010 7:07:37 PM
tuxedo76$106.00$106.0010/25/2010 6:44:03 PM
zztopdog$25.00$25.0010/25/2010 11:02:22 PM
martymaniaman$25.00$25.0010/26/2010 6:13:08 AM
credit-guard5$25.00$25.0010/25/2010 10:25:02 PM
Castelj$35.00$35.0010/26/2010 5:16:07 AM
jpollar$25.00$25.0010/26/2010 4:49:51 AM
durability-halibut$25.00$25.0010/26/2010 7:07:23 AM
loyalty-czar$100.00$100.0010/26/2010 8:58:56 AM
enthusiastic-balance5$38.06$38.0610/26/2010 5:36:17 AM
redtilapia$25.00$25.0010/26/2010 7:28:19 AM
dajen1$50.00$50.0010/26/2010 10:02:21 AM
mpincal$100.00$100.0010/26/2010 11:47:25 AM
interest88$25.00$25.0010/26/2010 10:49:44 AM
accelerator96$25.00$25.0010/26/2010 1:42:15 PM
Dollars4Rent$25.00$25.0010/26/2010 10:35:59 AM
Sol_Invictus$25.00$25.0010/26/2010 11:58:06 AM
Loan2save$41.42$41.4210/26/2010 12:04:17 PM
gothampark$25.00$25.0010/26/2010 1:40:18 PM
blue-useful-auction$25.00$25.0010/26/2010 3:39:05 PM
p2ploan-sensation211$25.00$25.0010/26/2010 3:39:51 PM
121 bids
 
Borrower Payment Dependent Notes Series 480502
This series of Notes was issued and sold upon the funding of the borrower loan #45044, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.30% Auction start date:  Oct-19-2010 
  Auction end date:  Oct-26-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 41.35% Starting monthly payment: $45.24
Final lender yield: 29.75% Final borrower rate/APR: 30.75% / 36.94% Final monthly payment: $42.86
 
Auction yield range: 16.71% - 34.00% Estimated loss impact: 20.04%  
Lender servicing fee: 1.00% Estimated return: 9.71%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Sep-1992 Debt/Income ratio: 25%
Credit score: 620-639 (Oct-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 22 / 13Length of status:7y 10m
Amount delinquent: $0 Total credit lines: 41 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,795Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 71%  
   Homeownership: No  
Screen name: reflective-wampum Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 11 ( 100% ) 620-639 (Latest)
Principal borrowed: $4,000.00< 31 days late: 0 ( 0% )  
640-659 (Oct-2009)
 
Principal balance: $3,088.43 31+ days late: 0 ( 0% )
Total payments billed: 11  
Description
consolodationg credit
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
penny-plato$25.00$25.0010/20/2010 7:53:46 AM
yield-lion2$75.00$75.0010/20/2010 3:48:26 PM
SolarMoonshine$25.00$25.0010/20/2010 5:27:08 PM
Kash2010lu$50.00$50.0010/21/2010 2:49:38 PM
wlm3012$25.00$25.0010/22/2010 10:16:50 AM
realtormoises$25.00$25.0010/23/2010 4:03:20 AM
towering-dinero$25.00$25.0010/23/2010 8:09:58 PM
dudebrah$25.00$25.0010/25/2010 1:04:29 AM
Phatt-Daddy$25.00$25.0010/25/2010 10:55:52 AM
glroark$50.00$50.0010/25/2010 12:05:56 PM
JerryB96$25.00$25.0010/25/2010 8:33:43 PM
pposFUNDing$25.00$25.0010/25/2010 9:33:15 PM
niq4soccer$25.00$25.0010/25/2010 8:04:22 PM
fizicks06$50.00$50.0010/25/2010 9:45:07 PM
Mikale360$25.00$25.0010/26/2010 7:04:41 AM
nickelasaurus-rex$25.00$25.0010/26/2010 5:34:06 AM
billybragg$25.00$25.0010/26/2010 7:20:09 AM
motivator72$25.00$25.0010/26/2010 7:08:59 AM
HomerdohNY$25.00$25.0010/26/2010 10:28:18 AM
Bob450$25.00$25.0010/26/2010 12:49:39 PM
fabulous-community4$100.00$69.5510/20/2010 3:48:27 PM
thankful-nickel2$25.00$25.0010/21/2010 12:33:10 PM
penny-sergeant$25.00$25.0010/21/2010 5:58:09 PM
new-smart-fund$29.45$29.4510/23/2010 3:53:01 AM
periko$50.00$50.0010/23/2010 7:39:47 AM
alakanbearcub$25.00$25.0010/25/2010 11:16:51 AM
Top_Gun_Lender$26.00$26.0010/25/2010 7:13:25 PM
kendigme$25.00$25.0010/26/2010 3:44:01 AM
850$50.00$50.0010/25/2010 9:08:50 PM
Whitewater_Loans$25.00$25.0010/26/2010 11:32:35 AM
investment-artist$25.00$25.0010/26/2010 3:39:36 PM
31 bids
 
Borrower Payment Dependent Notes Series 480718
This series of Notes was issued and sold upon the funding of the borrower loan #45087, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,200.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 24.00% Auction start date:  Oct-20-2010 
  Auction end date:  Oct-27-2010 
 
Starting lender yield: 17.00% Starting borrower rate/APR: 18.00% / 21.35% Starting monthly payment: $115.69
Final lender yield: 17.00% Final borrower rate/APR: 18.00% / 21.35% Final monthly payment: $115.69
 
Auction yield range: 16.71% - 17.00% Estimated loss impact: 24.94%  
Lender servicing fee: 1.00% Estimated return: -7.94%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Jun-1990 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 640-659 (Sep-2010) Inquiries last 6m: 2Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:12y 3m
Amount delinquent: $0 Total credit lines: 32 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,811Stated income:$1-$24,999
Delinquencies in last 7y: 1 Bankcard utilization: 82%  
   Homeownership: Yes  
Screen name: tackshop Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 44 ( 100% ) 640-659 (Latest)
Principal borrowed: $11,500.00< 31 days late: 0 ( 0% )  
640-659 (Oct-2009)
640-659 (Sep-2009)
640-659 (Jul-2008)
620-639 (Mar-2008)
 
Principal balance: $3,098.50 31+ days late: 0 ( 0% )
Total payments billed: 44  
Description
To Refinance 2nd Prosper Loan
Purpose of loan:
This loan will be used to refinance my current Prosper Loan. I don't know why I am HR but I have always paid everything!

My financial situation:
Store owner and part-time bookkeeper

Monthly net income:
$7,500 gross from store + $1,600 for bookkeeping jobs. My house payment has gone down by $30 a month.

Since my last loan I have paid off one other small personal loan and used the rest of the funds to help start a second store. I will have a small Home Depot loan paid off in the next month or two (no interest right now) and it would be a big help to have this loan at a lower rate.

Thanks!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
JGuide$100.00$100.0010/20/2010 4:56:15 PM
well-rounded-dinero$200.00$200.0010/21/2010 12:55:53 PM
JGuide$100.08$100.0810/21/2010 3:29:06 PM
Huck007$200.00$200.0010/21/2010 6:08:50 PM
Huck007$300.00$180.1710/21/2010 6:08:16 PM
tacologic$50.00$50.0010/21/2010 6:43:20 PM
CabaSteelz$100.00$100.0010/22/2010 5:59:35 AM
thefisherman$25.00$25.0010/22/2010 10:25:19 AM
Octamer$50.00$50.0010/23/2010 9:57:17 AM
lenderrn$50.00$50.0010/23/2010 10:01:45 AM
Nasdaq$25.00$25.0010/23/2010 11:26:13 AM
RecoveryLender$25.00$25.0010/24/2010 9:29:18 AM
credit-guard5$25.00$25.0010/25/2010 2:21:30 PM
penny-plato$25.00$25.0010/25/2010 2:29:10 PM
ustfu$32.00$32.0010/25/2010 10:27:01 PM
proton346$25.00$25.0010/26/2010 12:53:40 AM
q4golf$25.00$25.0010/26/2010 4:04:59 AM
fillholdingsllc$25.00$25.0010/26/2010 1:31:09 PM
Cory79$25.00$25.0010/26/2010 5:04:02 PM
BrighterSuns$25.00$25.0010/26/2010 8:31:24 PM
LittleMingo$30.00$30.0010/27/2010 1:54:45 AM
Moe87$50.00$50.0010/27/2010 5:13:00 AM
crw1950$30.00$30.0010/27/2010 5:38:17 AM
DADOF1$25.00$25.0010/27/2010 8:09:49 AM
ScottFinance$25.00$25.0010/27/2010 7:01:50 AM
healingangel22$25.00$25.0010/27/2010 7:10:07 AM
wlm3012$25.00$25.0010/27/2010 10:27:29 AM
atomantic$50.00$50.0010/27/2010 10:38:50 AM
Astyanax$75.00$75.0010/27/2010 12:30:19 PM
LittleMingo$26.81$26.8110/27/2010 11:07:41 AM
Whitewater_Loans$25.00$25.0010/27/2010 11:55:51 AM
ronin4sale$25.00$25.0010/27/2010 10:25:24 AM
lively-exchange$25.00$25.0010/27/2010 10:38:55 AM
lively-exchange$31.34$31.3410/27/2010 1:14:29 PM
shrewd-income$50.00$50.0010/27/2010 11:34:27 AM
friendinmoney$25.00$25.0010/27/2010 2:47:07 PM
friendinmoney$25.00$25.0010/27/2010 2:35:14 PM
JGuide$100.08$100.0810/21/2010 11:06:09 AM
bull_lender$25.00$25.0010/21/2010 7:06:52 PM
loanman2007$200.00$200.0010/22/2010 7:31:25 AM
matthewa$25.00$25.0010/22/2010 7:43:42 AM
Eaglehigh$25.00$25.0010/22/2010 7:59:13 AM
jpaulnyc$200.00$200.0010/22/2010 9:21:18 AM
Catz_aplenty$45.00$45.0010/22/2010 12:02:24 PM
fxlivin$50.00$50.0010/22/2010 4:19:20 PM
JGuide$35.08$35.0810/22/2010 9:46:52 PM
JGuide$50.08$50.0810/22/2010 9:46:21 PM
well-mannered-income3$50.00$50.0010/23/2010 6:33:01 PM
investment-artist$25.00$25.0010/25/2010 1:05:34 PM
SkinnyFish$25.00$25.0010/25/2010 3:48:58 PM
JerryB96$25.00$25.0010/25/2010 8:35:02 PM
sensible-fund$29.52$29.5210/26/2010 5:56:42 PM
best-agreement-exchanger$25.00$25.0010/26/2010 10:21:42 PM
gpuck$50.00$50.0010/27/2010 4:06:53 AM
doopers$25.00$25.0010/27/2010 5:48:40 AM
Leshan$100.00$100.0010/27/2010 8:09:33 AM
friendinmoney$25.00$25.0010/27/2010 8:14:11 AM
thisbucksforu$25.00$25.0010/27/2010 6:38:24 AM
EretzCapital$29.83$29.8310/27/2010 10:51:33 AM
neorunner$25.00$25.0010/27/2010 9:09:28 AM
rutzebach$55.01$55.0110/27/2010 9:37:05 AM
brightest-dignified-penny$25.00$25.0010/27/2010 10:55:13 AM
Barrayaran$25.00$25.0010/27/2010 1:01:36 PM
63 bids
 
Borrower Payment Dependent Notes Series 450275
This series of Notes was issued and sold upon the funding of the borrower loan #45060, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,375.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.55% Auction start date:  Oct-19-2010 
  Auction end date:  Oct-26-2010 
 
Starting lender yield: 7.25% Starting borrower rate/APR: 8.25% / 8.59% Starting monthly payment: $200.51
Final lender yield: 7.00% Final borrower rate/APR: 8.00% / 8.34% Final monthly payment: $199.77
 
Auction yield range: 2.71% - 7.25% Estimated loss impact: 1.55%  
Lender servicing fee: 1.00% Estimated return: 5.45%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Oct-1994 Debt/Income ratio: 14%
Credit score: 740-759 (Oct-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:2y 9m
Amount delinquent: $0 Total credit lines: 22 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $25,606Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 35%  
   Homeownership: Yes  
Screen name: integrity-mountain Borrower's state: Oklahoma Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Enacting pay-off plan
Purpose of loan:
This loan will be used to pay my unexpected income taxes and a high interest rate credit card. These taxes were unexpected due a late in the year divorce. This, of course, changed my filing status and lowered the number of exemptions I could file with. I have set up a payment plan with the IRS already, but this loan would allow me to use that payment to accelerate paying off my total debt.

I've taken the time to set up a spreadsheet using a snowball strategy to estimate my pay-off plan. With this loan paying off my taxes, I can contribute my monthly tax payment to create an initial snowball. My estimates show being able to pay off all of my debt in 36 months with this plan.

My financial situation:
I am a good candidate for this loan because I have solid credit with a 100% on-time payment record. Divorce proceedings have been completely finalized. I am not required to pay alimony, but am faithfully paying child support. I took the extra step of having child support deducted from my paycheck to ensure my children would not suffer.

My monthly income currently exceeds my expenses by approximately $1,200. This loan does not change my financial situation as its payment is completely covered by my current IRS payment plan.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
ogmanny$50.00$50.0010/19/2010 3:47:43 PM
jdwillcox$50.00$50.0010/19/2010 3:47:33 PM
RandyL3$25.00$25.0010/19/2010 3:54:38 PM
rakstar$25.00$25.0010/20/2010 10:26:41 AM
newest-sensible-hope$50.00$50.0010/20/2010 11:16:58 AM
Bank_Of_XL$25.00$25.0010/20/2010 1:14:27 PM
NATIVEBORN$25.00$25.0010/20/2010 3:57:55 PM
FlexFunding$100.00$100.0010/20/2010 4:58:52 PM
Sarspatula$25.00$25.0010/20/2010 7:26:24 PM
FundMaker$25.00$25.0010/21/2010 5:19:06 AM
shaker348$25.00$25.0010/21/2010 1:18:15 PM
JJ9876$100.00$100.0010/21/2010 3:04:20 PM
reward-rancher$25.00$25.0010/21/2010 5:49:19 PM
platinum-hunter7$40.00$40.0010/21/2010 5:30:21 PM
delicious-social132$50.00$50.0010/22/2010 3:52:14 AM
srgriff$25.00$25.0010/22/2010 8:58:10 AM
6moonbeams$50.00$50.0010/22/2010 9:26:03 AM
fund-tom-tom6$50.00$50.0010/22/2010 10:39:12 AM
reueljw$25.00$25.0010/22/2010 10:28:23 AM
investment-maker0$50.00$50.0010/22/2010 10:40:57 AM
Cheburashka$30.00$30.0010/22/2010 12:22:41 PM
milehighguy$50.00$50.0010/22/2010 1:02:15 PM
ZeoInvestments$25.00$25.0010/22/2010 5:31:10 PM
tekkie2412$50.00$50.0010/22/2010 8:19:07 PM
KiwiElf$40.00$40.0010/23/2010 2:02:26 AM
Planecourage$25.00$25.0010/23/2010 8:25:54 AM
tenny321$50.00$50.0010/23/2010 3:34:26 PM
jjb3$25.00$25.0010/23/2010 2:59:03 PM
dollar-spy$25.00$25.0010/23/2010 4:46:54 PM
rce1964$25.00$25.0010/23/2010 10:04:45 PM
Emgolda$25.00$25.0010/23/2010 5:41:08 PM
BlindProphet$50.00$50.0010/23/2010 7:11:02 PM
unassuming-note$25.00$25.0010/24/2010 5:12:54 AM
BeachWalkz$28.38$28.3810/23/2010 7:51:16 PM
icecoldcash$59.06$59.0610/23/2010 9:40:59 PM
intuitive-bill$25.00$25.0010/24/2010 12:13:22 AM
JKEnterprises$25.00$25.0010/24/2010 3:46:03 AM
latestone$25.00$25.0010/24/2010 12:26:27 AM
unforgettable-order9$50.00$50.0010/24/2010 8:12:30 AM
randomguy100$25.00$25.0010/24/2010 11:41:35 AM
kmprospeo$50.00$50.0010/24/2010 6:35:07 PM
SanJoser$25.00$25.0010/24/2010 5:26:03 PM
important-ore$100.00$100.0010/25/2010 3:22:33 AM
Captain88$25.00$25.0010/25/2010 6:09:52 AM
valueguru$50.00$50.0010/25/2010 9:37:59 AM
tucksta$25.00$25.0010/25/2010 9:38:12 AM
stormwatch$25.00$25.0010/25/2010 10:13:35 AM
turbostar666$50.00$50.0010/25/2010 11:11:48 AM
gilbrear$25.00$25.0010/25/2010 3:38:09 PM
arenangelchild$25.00$25.0010/25/2010 4:06:25 PM
dollar-oracle55$31.35$31.3510/25/2010 4:08:05 PM
a-power-amigo$25.00$25.0010/25/2010 4:09:53 PM
kaykarun$50.00$50.0010/25/2010 4:09:01 PM
octoberfresh$35.00$35.0010/25/2010 4:18:09 PM
beachbum22$25.00$25.0010/25/2010 4:57:02 PM
happyjackbak$35.00$35.0010/25/2010 5:11:27 PM
YellowJacket$25.00$25.0010/25/2010 4:53:56 PM
tolerant-dinero2$25.00$25.0010/25/2010 5:04:03 PM
YummiBear$25.00$25.0010/25/2010 6:04:24 PM
tuneman1980$25.00$25.0010/25/2010 6:25:56 PM
tsmonaghan$25.00$25.0010/25/2010 6:17:44 PM
jazzlender$50.00$46.5710/25/2010 7:20:57 PM
skydiver111$25.00$25.0010/25/2010 6:42:22 PM
Rdodson11$25.00$25.0010/25/2010 7:13:55 PM
PalmerTheEmbalmer$25.00$25.0010/26/2010 12:23:45 AM
rate-negotiator$25.00$25.0010/26/2010 8:11:44 AM
Dollars4Rent$25.00$25.0010/26/2010 10:24:10 AM
grampy48$25.00$25.0010/26/2010 2:02:47 PM
bradny$25.00$25.0010/26/2010 1:52:45 PM
selo80$25.00$25.0010/26/2010 2:25:33 PM
bnordman$59.52$59.5210/26/2010 3:04:25 PM
selector568$400.00$400.0010/19/2010 3:41:43 PM
blot44$25.00$25.0010/19/2010 3:45:45 PM
nestegg4e$25.00$25.0010/20/2010 8:43:35 AM
Eagledrop$25.00$25.0010/20/2010 8:45:41 AM
equitable-yield4$25.00$25.0010/20/2010 11:26:22 AM
Bieling$25.00$25.0010/20/2010 2:58:05 PM
108lender$125.00$125.0010/20/2010 3:36:41 PM
Preteur$25.00$25.0010/20/2010 4:41:58 PM
income-banjo$50.00$50.0010/20/2010 5:56:20 PM
gzeo$25.00$25.0010/21/2010 7:44:39 AM
rachelrachelrachel$25.00$25.0010/21/2010 10:23:19 AM
transparency-giant$50.00$50.0010/21/2010 11:30:17 AM
Hondo$25.00$25.0010/21/2010 3:25:25 PM
ethicalhumanist$50.00$50.0010/21/2010 6:15:31 PM
dpfl55$25.00$25.0010/21/2010 7:04:25 PM
hookUup$50.00$50.0010/21/2010 7:02:53 PM
investment-network$25.00$25.0010/21/2010 10:40:59 PM
manuvns$25.00$25.0010/22/2010 2:10:15 AM
otalon$30.00$30.0010/22/2010 2:32:10 AM
blukestrel$25.00$25.0010/22/2010 6:13:14 AM
fcukciti$25.00$25.0010/22/2010 4:22:30 AM
BuckeyeBanker$100.00$100.0010/22/2010 7:13:43 AM
outofoffice$50.00$50.0010/22/2010 9:27:23 AM
Phantom99$25.00$25.0010/22/2010 8:58:05 AM
currency-persimmon$25.00$25.0010/22/2010 10:05:27 AM
credit-vinyl$25.00$25.0010/22/2010 10:16:45 AM
indomitable-coin$50.00$50.0010/22/2010 10:27:07 AM
here2lend$25.00$25.0010/22/2010 10:29:06 AM
pleasant-basis$25.00$25.0010/22/2010 10:42:31 AM
amerigor$25.00$25.0010/22/2010 12:42:27 PM
Banker7371$25.00$25.0010/22/2010 12:42:36 PM
neighborly-hope6$50.00$50.0010/22/2010 3:16:32 PM
rainbowsorbet$25.00$25.0010/22/2010 4:40:05 PM
cash-sensai2$25.00$25.0010/22/2010 5:28:07 PM
Anny-Disco$25.00$25.0010/22/2010 5:29:08 PM
whistledicksmith$50.00$50.0010/22/2010 5:31:13 PM
windfall46$25.00$25.0010/22/2010 5:43:01 PM
nicklds$39.06$39.0610/22/2010 7:13:03 PM
LiveNow$25.00$25.0010/22/2010 9:27:15 PM
kashikoe$25.00$25.0010/22/2010 9:33:10 PM
Hexnut$50.00$50.0010/22/2010 10:48:47 PM
Aimvest$25.00$25.0010/23/2010 2:55:34 AM
wormdc$25.00$25.0010/23/2010 3:37:27 AM
mad4wknds$25.00$25.0010/23/2010 5:45:55 AM
medman$25.00$25.0010/23/2010 6:18:57 AM
principal-bull$25.00$25.0010/23/2010 7:42:13 AM
night0wl$25.00$25.0010/23/2010 9:11:02 AM
designs626$34.99$34.9910/23/2010 10:32:06 AM
doncm$50.00$50.0010/23/2010 12:14:13 PM
pawsitive$25.00$25.0010/23/2010 2:18:46 PM
valiant-liberty4$50.00$50.0010/23/2010 9:28:25 PM
cello1$25.00$25.0010/23/2010 6:06:02 PM
best-coin-miser$26.26$26.2610/23/2010 6:22:39 PM
easylender$25.00$25.0010/24/2010 3:52:03 AM
Guiren$100.00$100.0010/23/2010 9:41:42 PM
chemistry220$50.00$50.0010/24/2010 1:15:52 AM
HunterSix$25.00$25.0010/24/2010 4:11:11 AM
JerryB96$25.00$25.0010/24/2010 7:20:41 AM
anti-wall-st$100.00$100.0010/24/2010 9:06:01 AM
lifegrowth$25.00$25.0010/24/2010 5:47:31 PM
wild_carrot$25.00$25.0010/24/2010 6:01:19 PM
credit-shakespeare9$50.00$50.0010/24/2010 6:20:07 PM
IrishFlyr2$50.00$50.0010/24/2010 4:37:15 PM
Quaven$25.00$25.0010/24/2010 7:51:05 PM
bold-yield-rumbler$25.00$25.0010/24/2010 8:02:16 PM
blue-exuberant-economy$25.00$25.0010/24/2010 9:37:05 PM
bndlending2u$50.00$50.0010/24/2010 7:05:50 PM
heroic-platinum$25.00$25.0010/25/2010 5:11:21 AM
elvisloans$25.00$25.0010/25/2010 5:26:53 AM
bazaar-winner$50.00$50.0010/25/2010 9:37:48 AM
UT2008$44.60$44.6010/25/2010 9:07:40 AM
uncleubb$25.00$25.0010/25/2010 9:57:16 AM
twsems$100.00$100.0010/25/2010 11:25:56 AM
lively-hope28$50.00$50.0010/25/2010 11:37:58 AM
PK_USMC$25.00$25.0010/25/2010 2:17:03 PM
harty$50.00$50.0010/25/2010 3:46:46 PM
authoritative-capital$25.00$25.0010/25/2010 4:51:24 PM
MissionMicroFinance$25.00$25.0010/25/2010 4:51:28 PM
Iowa65$25.06$25.0610/25/2010 4:31:48 PM
debt-legend$25.00$25.0010/25/2010 6:16:49 PM
SkonkeyGongo$25.00$25.0010/25/2010 5:25:39 PM
socal-lender$25.00$25.0010/25/2010 5:14:19 PM
wwwUniversal$37.81$37.8110/25/2010 7:00:59 PM
mrladybug101$82.34$82.3410/25/2010 7:07:23 PM
radforj22$50.00$50.0010/25/2010 6:34:07 PM
Charmart$25.00$25.0010/26/2010 2:54:13 AM
ray1051$75.00$75.0010/26/2010 5:39:12 AM
eastindianprince$25.00$25.0010/26/2010 6:29:09 AM
Tiger6543$25.00$25.0010/26/2010 1:24:27 AM
TigerForce$25.00$25.0010/26/2010 5:45:15 AM
moneytolend72$25.00$25.0010/26/2010 7:21:17 AM
revenue-appraiser$25.00$25.0010/26/2010 1:35:09 PM
Dollars4Rent$25.00$25.0010/26/2010 10:23:22 AM
dmhershey$50.00$50.0010/26/2010 11:58:06 AM
bowl800$25.00$25.0010/26/2010 1:43:27 PM
166 bids
 
Borrower Payment Dependent Notes Series 459247
This series of Notes was issued and sold upon the funding of the borrower loan #45025, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,250.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 24.00% Auction start date:  Oct-12-2010 
  Auction end date:  Oct-19-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 40.02% Starting monthly payment: $56.55
Final lender yield: 30.00% Final borrower rate/APR: 31.00% / 35.90% Final monthly payment: $53.75
 
Auction yield range: 16.71% - 34.00% Estimated loss impact: 25.76%  
Lender servicing fee: 1.00% Estimated return: 4.24%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Oct-1983 Debt/Income ratio: 25%
Credit score: 660-679 (Oct-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 2 Current / open credit lines: 26 / 17Length of status:27y 2m
Amount delinquent: $894 Total credit lines: 58 Occupation: Civil Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $90,816Stated income:$50,000-$74,999
Delinquencies in last 7y: 10 Bankcard utilization: 98%  
   Homeownership: Yes  
Screen name: Teener Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 9 ( 82% ) 660-679 (Latest)
Principal borrowed: $12,500.00< 31 days late: 2 ( 18% )  
600-619 (Jul-2009)
660-679 (May-2009)
640-659 (Oct-2007)
 
Principal balance: $0.02 31+ days late: 0 ( 0% )
Total payments billed: 11  
Description
Help with Husbands Medical Bills
Purpose of loan:
This loan will be used to?help with medical bills.? Since my last loan with Prosper, my husband has been diagnoised with Stage 4 bladder cancer.? We have insurance, but the copays and medicine seem to mount up.? I need to pay the deductibles for the next two CAT Scans.

My financial situation:
I am a good candidate for this loan because?I am still drawing my paycheck as I had accumuated over 500 hours in sick leave and am able to take FMLA.? I paid my first loan of 12K back in less than one year.? ?I am deligently trying to reduce my debt and have managed to pay two vehicles off before my husband got sick.? I would appreciate you looking at my past history with Prosper and take a chance again.

Monthly net income: 4800 (my income.? My husband gets SS of 1500.00 and pays for his cc bills and some of the medical)

Monthly expenses: $
??Housing: $ 1200.00
??Insurance: $?400
??Car expenses: $ 100.00
??Utilities: $ 400.00
??Phone, cable, internet: $ 200.00
??Food, entertainment: $ 300.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 800.00
??Other expenses: $ Medical expenses approx $400.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Do you anticipate your husband returning to work? Thanks, All the Best Always - RecoveryLender
A: No. He will be eligible for LDT in approx 2 moths and that will add to his income. And after we meet the max out of pocket deductible of $4000, (med insurance) we will not have to pay for medical until next fiscal year. (We are at approx 2500-2800 now. )Thank you. (Oct-18-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
blissful-gain$31.70$31.7010/12/2010 9:36:01 PM
rakem777$25.00$25.0010/18/2010 6:24:46 AM
DenimCapital$100.00$100.0010/18/2010 1:43:34 PM
sensible-fund$25.00$25.0010/18/2010 4:34:58 PM
supreme-hope$25.00$25.0010/18/2010 5:56:22 PM
ronin4sale$25.00$25.0010/19/2010 6:21:18 AM
Jeddy$54.28$54.2810/19/2010 9:47:55 AM
Mikale360$25.00$25.0010/19/2010 9:02:30 AM
McRowdy$25.00$25.0010/19/2010 10:39:11 AM
realtormoises$25.00$25.0010/19/2010 10:38:42 AM
enthusiastic-balance5$100.00$100.0010/19/2010 11:18:30 AM
Belair_Advisors$25.00$25.0010/19/2010 2:58:27 PM
papaloha$100.00$100.0010/19/2010 1:58:14 PM
Happyhourcomics$25.00$25.0010/19/2010 3:05:46 PM
reflective-rupee$25.00$25.0010/15/2010 10:18:30 AM
helping-out$150.00$150.0010/18/2010 9:39:00 AM
CommunityArts_Non-profit$50.00$50.0010/18/2010 3:28:24 PM
DasMula$200.00$83.5510/18/2010 8:17:52 PM
Moe87$25.00$25.0010/19/2010 3:50:54 AM
illinois_joe$28.67$28.6710/19/2010 5:38:15 AM
wlm3012$25.00$25.0010/19/2010 9:05:41 AM
Lubava$25.00$25.0010/19/2010 1:15:33 PM
kinetic-social$26.00$26.0010/19/2010 3:03:55 PM
RecoveryLender$25.80$25.8010/19/2010 1:00:17 PM
thebadpelican$25.00$25.0010/19/2010 2:53:17 PM
ultimate-peace$150.00$150.0010/19/2010 2:52:31 PM
26 bids
 
Borrower Payment Dependent Notes Series 466593
This series of Notes was issued and sold upon the funding of the borrower loan #45037, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.95% Auction start date:  Oct-19-2010 
  Auction end date:  Oct-26-2010 
 
Starting lender yield: 14.15% Starting borrower rate/APR: 15.15% / 17.32% Starting monthly payment: $173.69
Final lender yield: 13.75% Final borrower rate/APR: 14.75% / 16.92% Final monthly payment: $172.72
 
Auction yield range: 5.71% - 14.15% Estimated loss impact: 6.18%  
Lender servicing fee: 1.00% Estimated return: 7.57%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jul-1993 Debt/Income ratio: 13%
Credit score: 700-719 (Oct-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:4y 0m
Amount delinquent: $0 Total credit lines: 17 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,759Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 68%  
   Homeownership: No  
Screen name: affluence-cypress Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Yep!: Paying off credit cards
Hi all,

I am in the process of paying down credit card debt. I have a debt repayment budget and am on track to pay it all off in the next couple of years.

I have a secure job with a decent income and have no trouble making payments as they are now, but I am here to hopefully obtain a loan at a lower interest rate than those of my cards, which would accelerate my debt repayment and ensure that more of money goes towards balances rather than interest payments.

Thanks, Prosperers!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
RandyL3$25.00$25.0010/19/2010 3:54:38 PM
tolerant-dinero2$25.00$25.0010/19/2010 4:01:18 PM
nolahelper$25.00$25.0010/20/2010 7:28:20 AM
PlusUltra$50.00$50.0010/20/2010 9:48:18 AM
velocity-onator$25.00$25.0010/20/2010 10:50:13 AM
kander80$25.00$25.0010/20/2010 7:18:48 PM
Mindful7$25.00$25.0010/21/2010 4:57:40 AM
Mrgiggleswic$145.00$145.0010/21/2010 7:20:29 AM
silver-breeze3$27.58$27.5810/21/2010 1:56:52 PM
smart-gold$25.00$25.0010/21/2010 2:26:53 PM
platinum-hunter7$30.00$30.0010/21/2010 4:59:59 PM
GreenHill$56.91$56.9110/22/2010 12:21:57 AM
BuckeyeBanker$100.00$100.0010/22/2010 8:09:08 AM
Haggis007$50.00$50.0010/22/2010 10:24:33 AM
B-rad_the_Coug$25.00$25.0010/22/2010 1:18:27 PM
rdrloan$50.00$50.0010/22/2010 1:30:39 PM
JackinGreen$75.00$75.0010/22/2010 2:03:37 PM
one-midas$25.00$25.0010/22/2010 3:55:08 PM
Nopayibreakurlegs$25.00$25.0010/22/2010 10:22:50 PM
Planecourage$25.87$25.8710/23/2010 8:27:17 AM
MortgageeMarty$25.00$25.0010/23/2010 11:54:19 AM
rockhound84$25.00$25.0010/23/2010 3:24:26 PM
pathcrx$25.00$25.0010/23/2010 2:56:07 PM
hookUup$100.00$100.0010/23/2010 5:40:08 PM
Image68$38.67$38.6710/23/2010 7:13:22 PM
doopers$25.00$25.0010/24/2010 8:50:45 AM
LesPaul1$25.00$25.0010/24/2010 7:35:32 PM
dollardave$100.00$100.0010/24/2010 10:34:48 PM
balance-chestnut$62.50$62.5010/25/2010 7:27:52 AM
notown$30.00$30.0010/25/2010 10:28:53 AM
CreditBuilder2$100.00$100.0010/25/2010 4:11:45 PM
Aegean$25.00$25.0010/25/2010 4:29:13 PM
lucrative-coin$64.05$64.0510/25/2010 6:15:24 PM
loss-of-control$50.00$50.0010/25/2010 5:45:10 PM
ttnk62918$25.00$25.0010/25/2010 6:07:12 PM
Cory79$25.00$25.0010/25/2010 7:35:08 PM
ryan6853$25.00$25.0010/25/2010 8:04:19 PM
LendToCause$25.00$25.0010/25/2010 6:45:22 PM
BuzzyBee336$30.00$30.0010/25/2010 8:49:33 PM
organic-commerce2$55.47$55.4710/25/2010 10:47:23 PM
jcw3rd$25.00$25.0010/25/2010 8:49:31 PM
ChewyZ$25.00$25.0010/26/2010 6:17:20 AM
sosleep$25.00$25.0010/26/2010 6:28:12 AM
zxr$25.00$25.0010/26/2010 7:09:13 AM
heerzaquestion$25.00$25.0010/26/2010 6:51:57 AM
oldman68$25.00$25.0010/26/2010 8:11:55 AM
friendinmoney$25.00$25.0010/26/2010 10:08:23 AM
FinanciallySavvyMom$25.00$25.0010/26/2010 8:55:45 AM
wlm3012$25.00$25.0010/26/2010 8:01:48 AM
ericd523$50.00$50.0010/26/2010 9:43:43 AM
currency-revolutionary$25.00$25.0010/26/2010 2:04:42 PM
all4beans$25.00$25.0010/26/2010 10:42:10 AM
bradny$25.00$25.0010/26/2010 1:49:16 PM
QsDad$25.00$25.0010/26/2010 3:15:59 PM
honey-money$30.00$7.6610/26/2010 3:26:00 PM
Magician$25.00$25.0010/26/2010 3:00:03 PM
blue-useful-auction$25.00$25.0010/26/2010 3:29:36 PM
p2ploan-sensation211$50.00$50.0010/26/2010 3:15:32 PM
selector568$400.00$400.0010/19/2010 3:42:48 PM
thankful-nickel2$25.00$25.0010/19/2010 5:40:15 PM
kind-value-pouch$104.00$104.0010/20/2010 4:11:19 AM
deal-grid7$42.22$42.2210/20/2010 9:47:33 AM
leverage-reaction$25.00$25.0010/20/2010 11:12:23 AM
penny-plato$25.00$25.0010/20/2010 2:10:47 PM
peso-fortress$25.00$25.0010/21/2010 6:46:44 AM
FundMaker$25.00$25.0010/21/2010 5:21:17 AM
Peterman$25.00$25.0010/21/2010 8:48:48 AM
fund-fox4$30.00$30.0010/21/2010 6:08:50 PM
ethicalhumanist$50.00$50.0010/21/2010 6:16:30 PM
spiff666$25.00$25.0010/21/2010 8:30:28 PM
eg192$28.05$28.0510/22/2010 8:42:12 AM
wlm3012$25.00$25.0010/22/2010 9:58:38 AM
Dairyboy$25.00$25.0010/22/2010 10:24:57 AM
Napoli_Lending$75.00$75.0010/22/2010 11:32:02 AM
ready-agreement5$100.00$100.0010/22/2010 2:03:18 PM
totoro$25.00$25.0010/23/2010 1:57:28 AM
mbf2234$25.00$25.0010/23/2010 3:51:58 AM
nav1elt$25.00$25.0010/23/2010 5:09:22 AM
rmpedi33$50.00$50.0010/23/2010 7:18:47 AM
Sol_Invictus$25.00$25.0010/23/2010 8:26:46 AM
VitaminFunk$25.00$25.0010/23/2010 10:49:33 AM
Trident-Fund$25.00$25.0010/24/2010 7:54:53 AM
mhammond$50.00$50.0010/24/2010 9:17:28 AM
Techne_Funds_LLC$25.00$25.0010/24/2010 5:08:44 PM
la_tim$45.00$45.0010/24/2010 3:13:45 PM
omegamon1$25.00$25.0010/24/2010 8:35:34 PM
Jumping_Jedi$25.00$25.0010/24/2010 11:49:08 PM
Cherrypicker$45.00$45.0010/25/2010 7:10:08 AM
triumph329$27.23$27.2310/25/2010 9:11:05 AM
dajen1$50.00$50.0010/25/2010 9:53:37 AM
tedi-tif$40.00$40.0010/25/2010 9:54:17 AM
creative-generosity3$27.52$27.5210/25/2010 9:43:57 AM
Flreap$25.00$25.0010/25/2010 11:16:27 AM
Mocaba$250.00$250.0010/25/2010 2:52:20 PM
gilbrear$25.00$25.0010/25/2010 3:35:37 PM
thebadpelican$25.00$25.0010/25/2010 3:54:20 PM
Gaelicman$150.27$150.2710/25/2010 4:37:25 PM
MilitaryAV8R$25.00$25.0010/25/2010 4:41:18 PM
trumpeter5$25.00$25.0010/25/2010 4:43:48 PM
Minotaur$30.00$30.0010/25/2010 5:34:25 PM
Grandmahoneybee$25.00$25.0010/25/2010 6:19:13 PM
itsmaj$30.00$30.0010/25/2010 8:39:52 PM
velocity-winner$25.00$25.0010/25/2010 9:35:55 PM
ScottFinance$25.00$25.0010/26/2010 6:16:43 AM
economy-caper9$25.00$25.0010/26/2010 7:21:06 AM
social-zebra$27.00$27.0010/26/2010 7:57:48 AM
moneytolend72$25.00$25.0010/26/2010 7:22:06 AM
favorite-commerce$50.00$50.0010/26/2010 8:08:33 AM
simiray$25.00$25.0010/26/2010 9:35:38 AM
rbotterbLLC$25.00$25.0010/26/2010 10:05:03 AM
gogrannygo$25.00$25.0010/26/2010 1:17:25 PM
CaliforniaSun$25.00$25.0010/26/2010 2:41:45 PM
kapplcd$25.00$25.0010/26/2010 11:02:10 AM
Astyanax$50.00$50.0010/26/2010 11:42:33 AM
revenue-appraiser$25.00$25.0010/26/2010 1:35:43 PM
exuberant-loot$50.00$50.0010/26/2010 2:56:18 PM
grampy48$50.00$50.0010/26/2010 2:03:31 PM
mammalian4$25.00$25.0010/26/2010 3:05:57 PM
EretzCapital$50.00$50.0010/26/2010 3:36:33 PM
119 bids
 
Borrower Payment Dependent Notes Series 477587
This series of Notes was issued and sold upon the funding of the borrower loan #45059, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,400.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.80% Auction start date:  Oct-07-2010 
  Auction end date:  Oct-14-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $221.91
Final lender yield: 19.00% Final borrower rate/APR: 20.00% / 23.39% Final monthly payment: $200.68
 
Auction yield range: 10.79% - 26.50% Estimated loss impact: 11.25%  
Lender servicing fee: 1.00% Estimated return: 7.75%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Apr-1990 Debt/Income ratio: 18%
Credit score: 680-699 (Sep-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:1y 11m
Amount delinquent: $0 Total credit lines: 20 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $4,780Stated income:$50,000-$74,999
Delinquencies in last 7y: 7 Bankcard utilization: 97%  
   Homeownership: No  
Screen name: bold-riveting-truth Borrower's state: Ohio Borrower's group: INVESTAR Lenders
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off my credit cards
Purpose of loan :To replace most of my credit card payments. I'm looking forward to eliminating debt rather than paying interest for many years. This loan is a perfect fit, will accelerate principal payoff with little impact on my budget.

Employment and income: Back on track. It feels good to know that the work I'm doing means something more than just adding dollars to the bottom line. I am business manager, human resource, facility manager for a firm who does capital campaigns, endowment building and general fundraising for nonprofits. I am also involved with some of the direct presentation work done for our clients. I am salaried at 66k. Prior to current I was in management at three other firms, 6 years, 5 years and 12 years respectively. My financial situation: Improving as planned. Following a perfect storm of events about 5 years ago my wife and I have been super responsible. I quickly worked hard at re-establishing our credit. We did not carry any balances until two years ago when I became part of the downsize at my previous employ. They cut staff from 60 to a dozen. The debt we are paying off accrued during the months I was looking for the employment I have now.Monthly cash budget: Please refer to my member page for a detailed breakdown. Thank you so much for considering this loan.
Information in the Description is not verified.
Friends And Family Winning Bids
INVESTAR-Lender has bid a total of $200.00 in winning bids.
"INVESTAR Lenders recommend this loan. Borrower is well disciplined, immediately forthcoming, demonstrates achievement. Group leader reviewed fresh credit report, recent pay stub, federal tax return, resume, detailed written budget."
1 friends and family winning bid
Information in Friends and Family Winning Bids is not verified
Questions & Answers
Q: DQs/BK: Please inform lenders everything is being paid as agreed since the discharge in April 2006. Group Leader has confirmed all priors are part of that, are aged to 5 years. You gave the group very thorough detail on what led to the event, thanks. - INVESTAR-Lender
A: All debt is being paid as agreed since discharge. There have been no late payments or delinquencies. Thank you. (Oct-07-2010)
Q: Hello and good luck! Looks like the pymts on this loan would be more than the 158 per mo you are currently paying towards the debt you want to consolidate. I can see that the extra would fit into your budget, just making sure you were ok with this? - corporatejim
A: Yes, not a problem. And, with the auto loan ending in a few months that will free up over $400/month then as well. Thank you! (Oct-08-2010)
Q: Hi again. Are you going to let your listing run the full 7 days or pull it sooner since it is funded? Thanks - corporatejim
A: I am planning to let the listing run the full 7 days. Thank you. (Oct-11-2010)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
JGuide$200.08$200.0810/7/2010 4:01:28 PM
hellasow$25.00$25.0010/7/2010 6:44:12 PM
lendstats_com$500.00$500.0010/7/2010 6:51:25 PM
halothane_logic$65.95$65.9510/7/2010 7:12:23 PM
wlm3012$25.00$25.0010/8/2010 8:16:44 AM
halothane_logic$75.00$50.4110/9/2010 6:10:35 AM
loanman2007$200.00$200.0010/10/2010 12:26:43 PM
Nailman88$100.00$100.0010/12/2010 3:45:51 PM
neorunner$25.00$25.0010/12/2010 5:14:17 PM
GrowthAspirations$44.06$44.0610/12/2010 8:39:25 PM
credit-missile$25.00$25.0010/12/2010 6:52:49 PM
credit-missile$25.00$25.0010/12/2010 6:53:06 PM
credit-missile$25.00$25.0010/12/2010 6:54:01 PM
credit-missile$25.00$25.0010/12/2010 6:53:27 PM
Jeddy$30.00$30.0010/13/2010 12:53:45 AM
martymaniaman$25.00$25.0010/13/2010 6:30:10 AM
penny-plato$50.00$50.0010/13/2010 7:16:32 AM
Leshan$33.33$33.3310/13/2010 7:46:40 AM
INVESTAR-Lender$100.00$100.0010/13/2010 3:04:04 AM
atomantic$25.00$25.0010/13/2010 10:15:53 AM
poetic-economy$40.00$40.0010/13/2010 1:01:02 PM
druidpoet$27.00$27.0010/13/2010 11:59:04 AM
PeterPsych$160.00$160.0010/13/2010 2:47:16 PM
RecoveryLender$25.00$25.0010/13/2010 1:46:02 PM
Ricajote$25.00$25.0010/13/2010 3:37:14 PM
happy-yield$55.00$55.0010/13/2010 4:44:00 PM
calilending$25.00$25.0010/13/2010 5:46:16 PM
Jinja$40.00$40.0010/13/2010 4:59:44 PM
contract-high-five$25.00$25.0010/13/2010 8:20:48 PM
riverflow$100.00$100.0010/13/2010 9:20:27 PM
justice-magnate$50.00$50.0010/13/2010 4:37:33 PM
gothampark$25.00$25.0010/13/2010 6:58:39 PM
gjm6d$25.00$25.0010/13/2010 7:09:47 PM
halothane_logic$100.00$100.0010/14/2010 9:05:53 AM
Furryone$25.00$25.0010/14/2010 8:44:28 AM
mg144$25.00$25.0010/14/2010 10:25:56 AM
PrepWonder$54.61$54.6110/14/2010 12:51:06 PM
AM2171$25.00$25.0010/14/2010 12:55:12 PM
Astyanax$100.00$100.0010/14/2010 10:50:37 AM
nanaof7$25.00$25.0010/14/2010 10:59:20 AM
ultimate-peace$25.00$25.0010/14/2010 12:01:02 PM
TakeCare$50.00$50.0010/14/2010 11:20:28 AM
grampy48$25.00$25.0010/14/2010 12:15:43 PM
p2ploan-sensation211$50.00$50.0010/14/2010 2:18:20 PM
INVESTAR-Lender$100.00$100.0010/7/2010 2:42:40 PM
BAEVentures$100.00$100.0010/7/2010 2:59:10 PM
SolarMoonshine$100.00$100.0010/7/2010 5:08:22 PM
loanman2007$200.00$200.0010/8/2010 10:21:14 AM
loanman2007$200.00$200.0010/8/2010 10:20:09 AM
gpuck$250.00$250.0010/10/2010 3:30:10 PM
Jinja$25.00$25.0010/12/2010 1:21:12 PM
Land_on_your_feet$100.00$100.0010/12/2010 3:49:23 PM
ag-ventures$25.00$25.0010/12/2010 3:59:19 PM
credit-missile$25.00$25.0010/12/2010 6:53:44 PM
proton346$25.00$25.0010/13/2010 2:56:50 AM
JGuide$200.08$200.0810/12/2010 8:38:51 PM
Starfin-Capital-Management$500.00$500.0010/13/2010 5:37:45 AM
credit-missile$25.00$25.0010/13/2010 8:43:12 AM
booie$25.00$25.0010/13/2010 8:24:04 AM
minnesotafinancial$25.00$25.0010/13/2010 11:48:56 AM
gpuck$100.00$100.0010/13/2010 2:40:51 PM
HammerSmith$25.00$25.0010/13/2010 8:51:50 PM
epall$25.00$25.0010/13/2010 7:54:13 PM
point-tornado$25.00$25.0010/14/2010 4:47:17 AM
Bob450$25.00$25.0010/14/2010 8:40:02 AM
Catz_aplenty$43.50$43.5010/14/2010 8:49:27 AM
jybank$50.00$50.0010/14/2010 12:06:44 AM
social-zebra$25.00$25.0010/14/2010 9:27:07 AM
Phatt-Daddy$25.00$25.0010/14/2010 3:15:44 AM
corporatejim$47.57$47.5710/14/2010 10:00:51 AM
thrilling-transaction1$32.66$32.6610/14/2010 8:25:03 AM
SnakeV$25.00$25.0010/14/2010 12:10:39 PM
Milonguero$100.00$100.0010/14/2010 9:47:07 AM
SkinnyFish$25.00$25.0010/14/2010 1:19:48 PM
420limo$25.00$25.0010/14/2010 10:13:07 AM
justasoldier$25.00$25.0010/14/2010 1:40:53 PM
surgeon3$25.00$25.0010/14/2010 10:54:37 AM
wise-benjamins-fortress$50.00$50.0010/14/2010 2:18:12 PM
revenue-appraiser$25.75$25.7510/14/2010 1:47:37 PM
catnip007$25.00$25.0010/14/2010 2:37:33 PM
80 bids
 
Borrower Payment Dependent Notes Series 478611
This series of Notes was issued and sold upon the funding of the borrower loan #45071, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 3.50% Auction start date:  Oct-12-2010 
  Auction end date:  Oct-16-2010 
 
Starting lender yield: 10.15% Starting borrower rate/APR: 11.15% / 13.27% Starting monthly payment: $393.72
Final lender yield: 10.15% Final borrower rate/APR: 11.15% / 13.27% Final monthly payment: $393.72
 
Auction yield range: 3.71% - 10.15% Estimated loss impact: 3.53%  
Lender servicing fee: 1.00% Estimated return: 6.62%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: May-1985 Debt/Income ratio: 24%
Credit score: 760-779 (Oct-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 8Length of status:0y 9m
Amount delinquent: $0 Total credit lines: 19 Occupation: Laborer
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $7,472Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 13%  
   Homeownership: No  
Screen name: leverage-boomer Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
bike loan
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
papaloha$25.00$25.0010/12/2010 9:46:51 AM
rescue$100.00$100.0010/12/2010 9:44:40 AM
Gabriel02$25.00$25.0010/12/2010 9:47:45 AM
generous-deal6$50.00$50.0010/12/2010 9:52:39 AM
bountiful-durability$100.00$100.0010/12/2010 9:56:50 AM
jazzlender$25.00$25.0010/12/2010 9:58:10 AM
authentic-liberty7$25.00$25.0010/12/2010 9:50:12 AM
natural-affluence4$25.00$25.0010/12/2010 9:51:20 AM
bowdish1$50.00$50.0010/12/2010 10:01:59 AM
jdwillcox$50.00$50.0010/12/2010 9:59:40 AM
kmr2$200.00$200.0010/12/2010 10:00:28 AM
escharfer$25.00$25.0010/12/2010 10:02:44 AM
tolerant-dinero2$25.00$25.0010/12/2010 10:03:13 AM
tntmojave$25.00$25.0010/12/2010 10:03:51 AM
studious-bonus7$100.00$100.0010/12/2010 9:57:38 AM
shmb6508$100.00$100.0010/12/2010 9:57:57 AM
murph0025$40.00$40.0010/12/2010 10:08:06 AM
MoonMama$25.00$25.0010/12/2010 10:06:23 AM
MissionMicroFinance$25.00$25.0010/12/2010 10:25:20 AM
delicious-social132$50.00$50.0010/12/2010 10:08:25 AM
greenback-bull6$50.00$50.0010/12/2010 10:19:43 AM
worthy-bid8$50.00$50.0010/12/2010 10:41:40 AM
income-fortress$25.00$25.0010/12/2010 10:13:54 AM
crenen139$25.00$25.0010/12/2010 10:31:07 AM
nunnie$25.00$25.0010/12/2010 10:18:33 AM
citytreker$40.00$40.0010/12/2010 12:22:55 PM
jigsaw$100.00$100.0010/12/2010 10:26:35 AM
jeg3k$50.00$50.0010/12/2010 10:28:10 AM
ujiba$50.00$50.0010/12/2010 12:38:32 PM
j2ee$25.00$25.0010/12/2010 12:39:09 PM
agiovasil$25.00$25.0010/12/2010 3:00:05 PM
forthright-dedication$50.00$50.0010/12/2010 3:54:11 PM
bayareainv$50.00$50.0010/13/2010 12:53:13 AM
upbeat-investment9$50.00$50.0010/13/2010 4:17:47 AM
eloquent-dough5$25.00$25.0010/13/2010 5:07:48 AM
NiceNate$50.00$50.0010/12/2010 10:49:11 PM
Tradesmanlender$25.00$25.0010/13/2010 9:43:47 AM
gallant-economy9$71.05$71.0510/13/2010 9:31:15 AM
soheagle$50.00$50.0010/13/2010 10:04:41 AM
harmonious-moola7$39.19$39.1910/13/2010 7:23:36 AM
elfincove$50.00$50.0010/13/2010 10:14:23 AM
CasaDeTomas$100.00$100.0010/13/2010 10:04:30 AM
irrelevant$25.00$25.0010/13/2010 10:14:13 AM
mtquan$25.00$25.0010/13/2010 9:30:33 AM
AF-Chief$38.30$38.3010/13/2010 9:31:19 AM
MutuallyBeneficial$50.00$50.0010/13/2010 9:44:14 AM
handshake5$100.00$100.0010/13/2010 9:49:58 AM
SelectTrustLending$25.00$25.0010/13/2010 2:28:00 PM
integrityisnumone$25.00$25.0010/13/2010 3:18:09 PM
Rick21$100.00$100.0010/13/2010 10:14:46 PM
Crisscross$25.83$25.8310/13/2010 11:35:44 PM
wealth-hercules$25.00$25.0010/14/2010 9:35:11 AM
piper1636$50.00$50.0010/14/2010 12:24:11 PM
relierma$25.00$25.0010/14/2010 12:25:37 PM
maldok1$25.00$25.0010/14/2010 1:14:23 PM
jamiee73$25.00$25.0010/14/2010 3:48:40 PM
squarebob$25.00$25.0010/14/2010 6:43:41 PM
platinum-optimization1$25.00$25.0010/15/2010 5:07:59 AM
organized-payment6$50.00$50.0010/15/2010 6:38:59 AM
ME-Entrepreneur$25.00$25.0010/15/2010 6:55:22 AM
EricLender$25.00$25.0010/15/2010 7:37:08 AM
skuba$47.10$47.1010/15/2010 7:16:56 AM
orange-velocity-buddy$25.00$25.0010/15/2010 9:42:30 AM
zaxsan$50.00$50.0010/15/2010 6:44:35 AM
gold-channel2$76.66$76.6610/15/2010 11:11:59 AM
bnlforever$25.00$25.0010/15/2010 11:12:38 AM
micloans$25.00$25.0010/15/2010 11:13:47 AM
fund-jedi3$50.00$50.0010/15/2010 9:40:53 AM
Binan$25.00$25.0010/15/2010 10:13:07 AM
JoyfulVegetarian$25.00$25.0010/15/2010 11:11:15 AM
RMB-Investments$50.00$50.0010/15/2010 12:31:54 PM
108lender$200.00$200.0010/15/2010 12:32:03 PM
Aljasa2008$50.00$50.0010/15/2010 11:13:30 AM
sophisticated-economy8$25.00$25.0010/15/2010 1:19:08 PM
cladius67$25.00$25.0010/15/2010 11:38:02 AM
gqrob$25.00$25.0010/15/2010 11:42:57 AM
intuitive-dime5$31.45$31.4510/15/2010 1:49:36 PM
top-payout-fixer$50.00$50.0010/15/2010 11:54:25 AM
community-pipeline$50.00$50.0010/15/2010 11:13:10 AM
Rothgoe$25.00$25.0010/15/2010 11:13:37 AM
fly99$50.00$50.0010/15/2010 2:59:10 PM
jbrel$50.00$50.0010/15/2010 3:00:13 PM
bank-o-nate$50.00$50.0010/15/2010 3:00:32 PM
MarinLoans$25.00$25.0010/15/2010 12:31:58 PM
Phantom99$25.00$25.0010/15/2010 3:02:17 PM
mmckune$25.00$25.0010/15/2010 12:32:06 PM
ti22ring$30.00$30.0010/15/2010 12:32:09 PM
orange-resolute-platinum$25.00$25.0010/15/2010 3:03:23 PM
Superc0ld$50.00$50.0010/15/2010 1:19:09 PM
AdamClemSC$25.00$25.0010/15/2010 1:27:59 PM
spiritual-social3$25.00$25.0010/15/2010 11:56:08 AM
keeks$25.00$25.0010/15/2010 1:49:42 PM
bodascafe$25.00$25.0010/15/2010 12:32:02 PM
nanda$39.95$39.9510/15/2010 2:15:02 PM
money-bauble$100.00$100.0010/15/2010 2:22:58 PM
LAKESPRING$25.00$25.0010/15/2010 12:55:29 PM
kanpur63$25.00$25.0010/15/2010 2:51:24 PM
jaycro$50.00$50.0010/15/2010 2:59:14 PM
peso-fortress$25.00$25.0010/15/2010 2:59:49 PM
trade-caper$25.00$25.0010/15/2010 1:19:07 PM
freetimeskier$50.00$50.0010/15/2010 2:59:59 PM
titan1$25.00$25.0010/15/2010 3:00:04 PM
nytrnbow$25.00$25.0010/15/2010 1:23:45 PM
Preferred-Lender$25.00$25.0010/15/2010 3:00:34 PM
compwhiz$25.00$25.0010/15/2010 3:01:36 PM
Ven58$25.00$25.0010/15/2010 3:03:03 PM
point-shooter$50.00$50.0010/15/2010 3:03:14 PM
dpdn57$25.00$25.0010/15/2010 3:04:38 PM
mizon291$37.72$37.7210/15/2010 3:14:57 PM
imlosttoo$25.00$25.0010/15/2010 3:44:48 PM
Munnie$25.54$25.5410/15/2010 2:39:04 PM
self-reliant-integrity0$30.70$30.7010/15/2010 2:59:13 PM
new-sharp-leverage$50.00$50.0010/15/2010 2:59:28 PM
balanced-rupee$50.00$50.0010/15/2010 2:59:36 PM
gold-sushi$25.00$25.0010/15/2010 2:59:38 PM
cxl9$50.00$50.0010/15/2010 2:59:58 PM
Aimvest$25.00$25.0010/15/2010 3:00:08 PM
KileNSmyth4$75.00$75.0010/15/2010 3:00:11 PM
busybee007$25.00$25.0010/15/2010 3:01:20 PM
minista$25.00$25.0010/15/2010 3:01:32 PM
auction-elvis$25.00$25.0010/15/2010 3:03:18 PM
worldly-community3$33.36$33.3610/15/2010 3:03:22 PM
kingbutthd$25.00$25.0010/15/2010 4:08:18 PM
lcole32$25.00$25.0010/15/2010 3:27:37 PM
promise2$50.00$50.0010/15/2010 5:13:53 PM
GottaWearShades$50.00$50.0010/15/2010 5:13:59 PM
BigLinCT$25.00$25.0010/15/2010 5:14:34 PM
mtp$50.00$50.0010/15/2010 3:49:37 PM
wwwUniversal$25.00$25.0010/15/2010 3:47:30 PM
Cai8899$46.76$46.7610/15/2010 5:13:49 PM
saltymt$25.00$25.0010/15/2010 5:14:03 PM
payout-carnival$25.00$25.0010/15/2010 5:14:05 PM
forthright-principal2$25.00$25.0010/15/2010 3:59:50 PM
Help-the-Needy$25.00$25.0010/15/2010 5:14:32 PM
gobot$25.00$25.0010/15/2010 5:13:52 PM
p2ploan-charmer$25.00$25.0010/15/2010 5:13:58 PM
CPAMAN$25.00$25.0010/15/2010 5:14:10 PM
gocubsgo22$25.00$25.0010/15/2010 5:14:13 PM
bid-carrier0$25.00$25.0010/15/2010 5:14:31 PM
kind-value-pouch$200.00$200.0010/16/2010 4:50:54 AM
rudymac777$30.00$30.0010/16/2010 8:30:27 AM
investment-artist$25.00$25.0010/16/2010 10:31:34 AM
Weaverville$50.00$50.0010/12/2010 9:47:09 AM
radforj22$25.00$25.0010/12/2010 9:46:19 AM
meenan$25.00$25.0010/12/2010 9:51:12 AM
chemistry220$50.00$50.0010/12/2010 9:53:43 AM
ogmanny$50.00$50.0010/12/2010 10:00:09 AM
alpinaut$25.00$25.0010/12/2010 9:49:22 AM
objective-investor$100.00$100.0010/12/2010 10:01:23 AM
lendingfrog$50.00$50.0010/12/2010 9:51:32 AM
marketplace-cello5$50.00$50.0010/12/2010 10:03:05 AM
ichibon$150.00$150.0010/12/2010 10:03:26 AM
JohnGalt79$100.00$100.0010/12/2010 10:01:43 AM
DRA-Properties$25.00$25.0010/12/2010 9:57:08 AM
bambampk$25.00$25.0010/12/2010 10:06:47 AM
herbyman$50.00$50.0010/12/2010 10:10:16 AM
mjunlimited$50.00$50.0010/12/2010 10:15:18 AM
the-profit-oracle$25.00$25.0010/12/2010 10:15:55 AM
efficient-treasure0$25.00$25.0010/12/2010 10:14:51 AM
6moonbeams$200.00$200.0010/12/2010 10:09:43 AM
bold-shrewd-duty$50.00$50.0010/12/2010 10:10:09 AM
the-upbeat-p2p$50.00$50.0010/12/2010 10:11:50 AM
rhodylend$25.00$25.0010/12/2010 10:17:34 AM
natural-greenback6$25.00$25.0010/12/2010 10:17:49 AM
payout-achievement$100.00$100.0010/12/2010 10:18:55 AM
a-finance-nirvana$25.00$25.0010/12/2010 11:37:45 AM
caring-hope2$50.00$50.0010/12/2010 12:50:13 PM
jrbill1998$35.69$35.6910/12/2010 11:27:53 AM
icecoldcash$50.00$50.0010/12/2010 1:08:02 PM
brother_tam$50.00$50.0010/12/2010 1:22:54 PM
MadHun$75.00$75.0010/12/2010 4:12:59 PM
graceful-investment$100.00$100.0010/12/2010 3:16:10 PM
SafeSaxa$50.00$50.0010/12/2010 3:44:18 PM
fairness-kayak$50.00$50.0010/12/2010 8:54:11 PM
worldly-penny8$50.00$50.0010/13/2010 6:22:42 AM
Bendistraw$44.70$44.7010/13/2010 6:29:10 AM
Tomeus$25.00$25.0010/13/2010 1:53:56 AM
larrybird$118.60$118.6010/13/2010 9:29:41 AM
bid-czar8$50.00$50.0010/13/2010 2:57:40 AM
tsui517$25.00$25.0010/13/2010 9:43:44 AM
life-is-great$50.00$50.0010/13/2010 10:03:46 AM
ashot12$25.00$25.0010/13/2010 9:31:28 AM
selector568$300.00$300.0010/13/2010 9:43:17 AM
jazz619$50.00$50.0010/13/2010 9:49:08 AM
Go_Ducks$25.00$25.0010/13/2010 11:30:18 AM
gracej$25.00$25.0010/13/2010 10:03:49 AM
tech310$25.83$25.8310/13/2010 10:42:59 AM
TakeCare$80.00$80.0010/13/2010 10:54:08 AM
wealth-carrier$25.00$25.0010/13/2010 2:13:00 PM
saysana$25.00$25.0010/13/2010 3:01:14 PM
taurusco$50.00$50.0010/13/2010 4:53:17 PM
williemc44$50.00$50.0010/13/2010 7:39:18 PM
dcap3$50.00$50.0010/14/2010 5:22:55 AM
GElender$50.00$50.0010/14/2010 7:54:40 AM
well-mannered-basis1$50.00$50.0010/14/2010 9:34:44 AM
ericgassercom$33.75$33.7510/13/2010 11:52:31 PM
RLW43$50.00$50.0010/14/2010 12:50:58 PM
Sevron$100.00$100.0010/14/2010 10:27:51 AM
agalt$28.94$28.9410/14/2010 10:50:29 AM
Investoman$25.00$25.0010/14/2010 11:15:03 AM
nicklds$25.00$25.0010/14/2010 9:40:05 AM
market-squadron3$25.00$25.0010/14/2010 2:00:21 PM
B1-Lancer$50.00$50.0010/14/2010 12:17:49 PM
enthralling-deal180$50.00$50.0010/14/2010 2:35:04 PM
excellent-greenback$41.88$41.8810/14/2010 6:38:08 PM
Queueball1$25.00$25.0010/14/2010 6:38:18 PM
credit-scout7$50.00$50.0010/14/2010 8:13:49 PM
aha6297$25.00$25.0010/15/2010 6:07:48 AM
mid$25.00$25.0010/14/2010 7:43:19 PM
icecoldcash$25.00$25.0010/15/2010 3:27:44 AM
teller$50.00$50.0010/15/2010 5:37:55 AM
flwah$25.00$25.0010/15/2010 7:15:16 AM
iijaejaeii$25.00$25.0010/15/2010 5:40:05 AM
Moneypenny6$25.00$25.0010/15/2010 7:41:09 AM
benjamins-den$25.00$25.0010/15/2010 5:30:11 AM
red-unequivocal-finance$25.00$25.0010/15/2010 9:12:37 AM
ray1051$25.00$25.0010/15/2010 6:30:42 AM
lively-point$25.00$25.0010/15/2010 9:48:03 AM
psa1995$50.00$50.0010/15/2010 10:20:05 AM
riproaringrapids$25.00$25.0010/15/2010 11:09:38 AM
prudent-gain7$25.00$25.0010/15/2010 10:12:55 AM
dinero-speaker$25.00$25.0010/15/2010 11:12:42 AM
visionary-currency$55.09$55.0910/15/2010 11:12:55 AM
Domgabriel$25.00$25.0010/15/2010 11:20:59 AM
orgy63$25.00$25.0010/15/2010 11:29:33 AM
fordguy75$25.00$25.0010/15/2010 11:38:01 AM
basis-mammal$25.00$25.0010/15/2010 12:04:57 PM
the-bid-sorcerer$50.00$50.0010/15/2010 12:31:52 PM
Easystreet$25.00$25.0010/15/2010 12:32:00 PM
Relevance$25.00$25.0010/15/2010 12:44:42 PM
cberthiaume$25.00$25.0010/15/2010 11:21:01 AM
gaoche$50.00$50.0010/15/2010 2:17:31 PM
first-silver-bridge$50.00$50.0010/15/2010 2:32:51 PM
anders94$25.00$25.0010/15/2010 11:12:37 AM
bold-punctual-wampum$50.00$50.0010/15/2010 12:12:51 PM
doc1$50.00$50.0010/15/2010 2:59:17 PM
skywise$25.00$25.0010/15/2010 2:59:32 PM
SpectrumCen$30.00$30.0010/15/2010 2:59:42 PM
robocop$50.00$50.0010/15/2010 3:00:05 PM
bxdoc$53.44$53.4410/15/2010 3:00:16 PM
alcyon$25.00$25.0010/15/2010 3:00:33 PM
nickel-hickory$25.00$25.0010/15/2010 3:00:52 PM
Tasmir$25.00$25.0010/15/2010 3:01:07 PM
andyb9$50.00$50.0010/15/2010 3:01:34 PM
zoe3012$26.45$26.4510/15/2010 12:31:41 PM
red-robust-rupee$25.00$25.0010/15/2010 12:32:05 PM
important-dollar1$25.00$25.0010/15/2010 12:32:08 PM
Charlieofalbany$25.00$25.0010/15/2010 3:03:12 PM
WorldlyWorker$25.00$25.0010/15/2010 11:42:59 AM
devoider$25.00$25.0010/15/2010 1:23:48 PM
ClearLake$25.00$25.0010/15/2010 12:31:59 PM
sarisai$50.00$50.0010/15/2010 2:59:11 PM
cropdust3r$50.00$50.0010/15/2010 2:59:47 PM
power-kin$39.88$39.8810/15/2010 2:59:56 PM
crawfingers$25.00$25.0010/15/2010 3:00:02 PM
Comoparklender$34.47$34.4710/15/2010 3:00:06 PM
Riccous$50.00$50.0010/15/2010 3:00:56 PM
benefit-comforter$25.00$25.0010/15/2010 3:01:28 PM
HAVEANICEDAY$25.00$25.0010/15/2010 2:38:20 PM
silver-boots$25.00$25.0010/15/2010 2:59:10 PM
bbrinck$50.00$50.0010/15/2010 2:59:16 PM
oreyedoc$50.00$50.0010/15/2010 2:59:37 PM
catterpillar$50.00$50.0010/15/2010 2:59:40 PM
nycfinance$25.00$25.0010/15/2010 3:00:15 PM
labate$25.00$25.0010/15/2010 3:00:31 PM
focused-wampum$25.00$25.0010/15/2010 3:01:23 PM
Chewbaca$25.00$25.0010/15/2010 3:01:44 PM
buckyhead2000$25.00$25.0010/15/2010 3:03:16 PM
imoutdoorsy$25.00$25.0010/15/2010 3:17:32 PM
chinolatino$25.00$25.0010/15/2010 5:13:55 PM
magnificent-asset3$25.00$25.0010/15/2010 5:14:08 PM
jam96$25.00$25.0010/15/2010 5:14:31 PM
stoopidnoodle$25.00$25.0010/15/2010 3:35:02 PM
peruse$25.00$25.0010/15/2010 3:46:55 PM
Sibelius2$25.00$25.0010/15/2010 3:44:45 PM
bharosa$50.00$50.0010/15/2010 4:32:48 PM
Emberfox$50.00$50.0010/15/2010 5:13:56 PM
kia777$50.00$50.0010/15/2010 5:14:04 PM
ideal-platinum1$25.00$25.0010/15/2010 5:14:30 PM
money-corps8$100.00$23.1410/15/2010 5:14:35 PM
peaceful-bazaar497$30.00$30.0010/15/2010 5:13:55 PM
a-power-amigo$25.00$25.0010/15/2010 5:14:07 PM
caNative$25.00$25.0010/15/2010 5:14:12 PM
iamwhatiam$25.00$25.0010/15/2010 5:14:29 PM
Ripsaw4U$39.53$39.5310/15/2010 5:14:33 PM
friendly-market5$25.00$25.0010/15/2010 5:21:14 PM
286 bids
 
Borrower Payment Dependent Notes Series 479139
This series of Notes was issued and sold upon the funding of the borrower loan #45072, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.20% Auction start date:  Oct-12-2010 
  Auction end date:  Oct-19-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.06% Starting monthly payment: $336.52
Final lender yield: 33.35% Final borrower rate/APR: 34.35% / 38.06% Final monthly payment: $336.52
 
Auction yield range: 13.71% - 33.35% Estimated loss impact: 15.74%  
Lender servicing fee: 1.00% Estimated return: 17.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-2003 Debt/Income ratio: 55%
Credit score: 660-679 (Oct-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:1y 1m
Amount delinquent: $0 Total credit lines: 23 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,096Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 69%  
   Homeownership: No  
Screen name: reflective-euro0 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off debit and consolidate
Purpose of loan:
This loan will be used to?
I will be using this loan to pay off debit and consolidate debit.
My financial situation:
I am a good candidate for this loan because?
I am good for this loan cause I can make the payments on time as you can see in my profile. I havent missed a payment on anything just would to consoldate. This would help me out a bunch. My monthly income very's i work three jobs, the other to jobs depend on how many hours i am scheduled.
Monthly net income: $
2,000 to 2,400
Monthly expenses: $
??Housing: $ 100????????
??Insurance: $ 95
??Car expenses: $ 500
??Utilities: $ 0
??Phone, cable, internet: $ 121
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 630
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
forthright-dedication$100.00$100.0010/12/2010 3:44:42 PM
bid-czar8$25.00$25.0010/12/2010 3:34:16 PM
natural-greenback6$25.00$25.0010/12/2010 3:35:09 PM
teller$50.00$50.0010/12/2010 6:19:40 PM
dollardave$100.00$100.0010/13/2010 10:42:40 AM
TakeCare$60.00$60.0010/13/2010 10:55:23 AM
noble-revenue$39.79$39.7910/13/2010 11:38:07 AM
washboard1$50.00$50.0010/14/2010 1:48:23 PM
NoCal$30.00$30.0010/15/2010 11:55:17 AM
balance-handshake7$25.00$25.0010/15/2010 5:31:49 PM
lending-theory$25.00$25.0010/17/2010 6:54:02 AM
MadHun$33.75$33.7510/17/2010 11:44:44 AM
anton$243.75$243.7510/17/2010 5:25:02 PM
loan-kung-fu$25.00$25.0010/18/2010 3:23:59 AM
jigsaw$50.00$50.0010/18/2010 5:29:41 AM
HedgeFund$50.00$50.0010/18/2010 4:21:37 PM
shrewd-peace7$50.00$50.0010/18/2010 11:50:14 PM
kind-bill-supporter$25.00$25.0010/19/2010 10:38:01 AM
MissionMicroFinance$25.00$25.0010/19/2010 10:39:21 AM
bodascafe$25.00$25.0010/19/2010 10:40:19 AM
all_of_that_one$45.00$45.0010/19/2010 10:56:49 AM
villagers$50.00$50.0010/19/2010 10:57:15 AM
hopeful-asset9$25.00$25.0010/19/2010 10:59:12 AM
ramsba$50.00$50.0010/19/2010 10:59:15 AM
payment-gusto$25.00$25.0010/19/2010 10:59:40 AM
kindness-hickory5$25.00$25.0010/19/2010 10:55:15 AM
Comoparklender$40.00$40.0010/19/2010 11:04:18 AM
WorldlyWorker$25.00$25.0010/19/2010 11:04:47 AM
BeanCownter$25.00$25.0010/19/2010 10:59:11 AM
gallant-economy9$100.49$100.4910/19/2010 10:59:53 AM
kegs$43.10$43.1010/19/2010 11:00:06 AM
LAM26$25.00$25.0010/19/2010 11:07:12 AM
blackstar$25.00$25.0010/19/2010 11:08:23 AM
the-upbeat-p2p$50.00$50.0010/19/2010 11:01:53 AM
PatRichi$25.00$25.0010/19/2010 10:59:14 AM
majestic-principal1$50.00$50.0010/19/2010 11:02:06 AM
pursuit699$50.00$50.0010/19/2010 11:08:53 AM
gizzywump$50.00$50.0010/19/2010 11:09:20 AM
ferocious-exchange3$50.00$50.0010/19/2010 11:00:03 AM
108lender$52.86$52.8610/19/2010 11:00:11 AM
rescue$100.00$100.0010/19/2010 11:09:34 AM
b-rent$25.00$25.0010/19/2010 11:09:44 AM
zorg77$25.00$25.0010/19/2010 11:10:38 AM
income-pillow$50.00$50.0010/19/2010 11:02:41 AM
truth-magma$25.00$25.0010/19/2010 11:03:21 AM
Shepherd7$50.00$50.0010/19/2010 11:11:34 AM
burrito6$25.00$25.0010/19/2010 11:11:42 AM
altoviolinist$25.00$25.0010/19/2010 11:03:45 AM
minddoc$25.00$25.0010/19/2010 11:04:15 AM
towering-platinum3$50.00$50.0010/19/2010 11:04:49 AM
iolaire$25.00$25.0010/19/2010 11:04:58 AM
victorcab$50.00$50.0010/19/2010 11:05:05 AM
well-mannered-marketplace5$25.00$25.0010/19/2010 11:13:15 AM
gardenofeden$25.00$25.0010/19/2010 11:13:39 AM
delivery$25.00$25.0010/19/2010 11:07:02 AM
economy-producer$25.00$25.0010/19/2010 11:07:39 AM
rogue_monster$25.00$25.0010/19/2010 11:10:19 AM
iceberg982362$25.00$25.0010/19/2010 11:08:08 AM
RandB_CPAs$50.00$50.0010/19/2010 11:08:13 AM
tearingstar$25.00$25.0010/19/2010 11:08:45 AM
honorable-yield$25.00$25.0010/19/2010 11:11:12 AM
hard-working-loot$50.00$50.0010/19/2010 11:09:14 AM
thorough-exchange4$50.00$50.0010/19/2010 11:16:07 AM
reward-adventure$30.00$30.0010/19/2010 11:11:55 AM
orderly-leverage$50.00$50.0010/19/2010 11:12:09 AM
ivadood$100.00$100.0010/19/2010 11:11:00 AM
tornandfrayed$50.00$50.0010/19/2010 11:17:43 AM
Pitufo$50.00$50.0010/19/2010 11:12:21 AM
orange-preeminant-bill$50.00$50.0010/19/2010 11:12:30 AM
bronzmajom$25.00$25.0010/19/2010 11:13:44 AM
direct-yield$25.00$25.0010/19/2010 11:14:23 AM
Cash_Angel$25.00$25.0010/19/2010 11:18:19 AM
durability-excellence$50.00$50.0010/19/2010 11:43:27 AM
wwwUniversal$25.00$25.0010/19/2010 11:56:21 AM
burgeoning-silver$25.00$25.0010/19/2010 1:47:44 PM
Lubava$25.00$25.0010/19/2010 1:58:14 PM
Erikdbp$25.00$25.0010/19/2010 11:43:31 AM
newest-inspiring-power$25.00$25.0010/19/2010 11:43:36 AM
Saleen06$25.00$25.0010/19/2010 3:01:04 PM
Knyteguy$36.61$36.6110/19/2010 1:13:13 PM
diverse-generosity9$25.00$25.0010/19/2010 1:16:30 PM
credit-czar5$25.00$25.0010/19/2010 1:44:12 PM
bettndon$28.89$28.8910/19/2010 2:47:46 PM
special-responsibility$25.00$25.0010/19/2010 3:01:09 PM
larrybird$113.00$10.3410/19/2010 3:06:35 PM
traice$25.00$25.0010/19/2010 2:09:11 PM
YellowJacket$25.00$25.0010/19/2010 2:19:40 PM
DeutscheBank$25.00$25.0010/19/2010 3:01:13 PM
radiant-loan5$100.00$100.0010/12/2010 4:03:47 PM
worthy-bid8$25.00$25.0010/12/2010 5:24:00 PM
agiovasil$25.00$25.0010/13/2010 6:37:58 AM
soulful-truth$50.00$50.0010/13/2010 8:03:03 AM
handshake5$50.00$50.0010/13/2010 9:49:43 AM
ingenious-deal6$25.00$25.0010/14/2010 9:43:08 AM
musegaze$100.00$100.0010/14/2010 5:33:48 PM
Wellman$50.00$50.0010/15/2010 6:32:23 AM
money-bauble$100.00$100.0010/15/2010 1:09:13 PM
graceful-investment$100.00$100.0010/15/2010 4:18:58 PM
shmb6508$50.00$50.0010/16/2010 12:59:35 PM
inspiring-reward$25.00$25.0010/18/2010 8:39:16 AM
psa1995$25.00$25.0010/18/2010 8:30:16 PM
red-power-pecan$43.64$43.6410/19/2010 8:54:05 AM
crenen139$25.00$25.0010/19/2010 8:28:06 AM
bold-shrewd-duty$50.00$50.0010/19/2010 10:57:03 AM
friendly-credit2$25.00$25.0010/19/2010 11:00:00 AM
mla$25.00$25.0010/19/2010 11:00:09 AM
IIP77$25.00$25.0010/19/2010 11:00:20 AM
wampum-chorus3$50.00$50.0010/19/2010 10:40:45 AM
p2ploan-charmer$25.00$25.0010/19/2010 11:02:32 AM
compwhiz$25.00$25.0010/19/2010 11:04:12 AM
momoney2lend$25.00$25.0010/19/2010 10:58:50 AM
Sateesh$41.59$41.5910/19/2010 11:06:04 AM
Speculator$50.00$50.0010/19/2010 10:59:57 AM
hope-eagle6$25.00$25.0010/19/2010 11:07:38 AM
tech310$50.00$50.0010/19/2010 11:00:46 AM
mgome0$25.00$25.0010/19/2010 11:01:10 AM
famous-bill$25.00$25.0010/19/2010 11:08:38 AM
NoMoreDebt4Me$25.00$25.0010/19/2010 11:02:18 AM
soheagle$25.00$25.0010/19/2010 11:09:02 AM
airrbob$42.13$42.1310/19/2010 10:59:54 AM
WowieATL$30.00$30.0010/19/2010 11:00:15 AM
generous-deal6$25.00$25.0010/19/2010 11:00:27 AM
Beverly_Hills_Lender$25.00$25.0010/19/2010 11:03:42 AM
Soxxes$25.00$25.0010/19/2010 11:04:29 AM
ITExec$100.00$100.0010/19/2010 11:10:34 AM
best-unbeatable-transaction$25.00$25.0010/19/2010 11:11:21 AM
copper$50.00$50.0010/19/2010 11:05:46 AM
fairness-kayak$25.00$25.0010/19/2010 11:11:45 AM
Miklot$75.00$75.0010/19/2010 11:11:52 AM
papaman$25.00$25.0010/19/2010 11:06:26 AM
LenderByDay$25.00$25.0010/19/2010 11:05:20 AM
cognizant-rate732$25.00$25.0010/19/2010 11:12:44 AM
Anny-Disco$25.00$25.0010/19/2010 11:14:10 AM
flwah$25.00$25.0010/19/2010 11:06:58 AM
ah-long$50.00$50.0010/19/2010 11:14:18 AM
extraordinary-transaction$25.00$25.0010/19/2010 11:09:37 AM
dparkhom$25.00$25.0010/19/2010 11:07:29 AM
healthy-commerce$25.00$25.0010/19/2010 11:10:13 AM
asmithj$50.00$50.0010/19/2010 11:15:06 AM
GInBaghdad$25.00$25.0010/19/2010 11:10:24 AM
gentle-social0$25.00$25.0010/19/2010 11:10:52 AM
gotjack$25.00$25.0010/19/2010 11:08:43 AM
DreamsDoComeTrue$75.00$75.0010/19/2010 11:09:31 AM
helping-out$300.00$300.0010/19/2010 11:18:43 AM
lobstahlender$25.00$25.0010/19/2010 11:11:58 AM
zwd12$100.00$100.0010/19/2010 11:16:39 AM
calkidd05$25.00$25.0010/19/2010 11:16:52 AM
first-listing-expert$25.00$25.0010/19/2010 11:14:35 AM
FeedTheMachine$100.00$100.0010/19/2010 11:18:38 AM
treasure-bliss$50.00$50.0010/19/2010 11:18:49 AM
NewPairOfShoes$25.00$25.0010/19/2010 11:15:55 AM
kulender$100.00$100.0010/19/2010 11:17:03 AM
suave-dime6$50.00$50.0010/19/2010 11:25:35 AM
anton$500.00$500.0010/19/2010 11:50:25 AM
shiny-dollar9$25.00$25.0010/19/2010 12:02:49 PM
larrybird$92.87$92.8710/19/2010 11:43:38 AM
abundant-credit6$25.00$25.0010/19/2010 1:13:08 PM
jblack01$25.00$25.0010/19/2010 12:11:07 PM
LastLikeFirst$25.00$25.0010/19/2010 11:43:34 AM
logical-kindness0$25.00$25.0010/19/2010 3:01:16 PM
1nvest$25.00$25.0010/19/2010 1:19:06 PM
happy-return4$30.19$30.1910/19/2010 12:32:47 PM
contract-happiness1$25.00$25.0010/19/2010 1:04:45 PM
Charlie0084$25.00$25.0010/19/2010 2:20:24 PM
kegs$125.00$125.0010/19/2010 2:55:59 PM
1stBankAndHal$25.00$25.0010/19/2010 3:26:42 PM
166 bids
 
Borrower Payment Dependent Notes Series 479361
This series of Notes was issued and sold upon the funding of the borrower loan #45075, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.80% Auction start date:  Oct-13-2010 
  Auction end date:  Oct-20-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $123.28
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.05% Final monthly payment: $123.28
 
Auction yield range: 10.71% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jul-1994 Debt/Income ratio: 24%
Credit score: 720-739 (Oct-2010) Inquiries last 6m: 1Employment status:Other
Now delinquent: 0 Current / open credit lines: 16 / 15Length of status:2y 4m
Amount delinquent: $0 Total credit lines: 44Stated income:$50,000-$74,999
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,318 
Delinquencies in last 7y: 0 Bankcard utilization: 30%  
   Homeownership: Yes  
Screen name: littlelarryman Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
new front porch
Purpose of loan:
This loan will be used to? new front porch????????

My financial situation:
I am a good candidate for this loan because? I have the resoures to repay

Monthly net income: $ 4200

Monthly expenses: $
??Housing: $ 800????
??Insurance: $ 60
??Car expenses: $ 600
??Utilities: $100
??Phone, cable, internet: $ 80
??Food, entertainment: $ 300
??Clothing, household expenses $0
??Credit cards and other loans: $ 300
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
transaction-circuit$50.00$50.0010/13/2010 2:50:43 PM
beakerfish$150.00$150.0010/13/2010 5:58:59 PM
bid-czar8$25.00$25.0010/13/2010 3:01:42 PM
washboard1$50.00$50.0010/14/2010 1:48:03 PM
mjosa$25.00$25.0010/16/2010 1:41:32 PM
worthy-bid8$25.00$25.0010/17/2010 5:17:46 PM
jigsaw$50.00$50.0010/18/2010 5:30:04 AM
money-bauble$42.14$42.1410/18/2010 4:03:54 AM
Wellman$50.00$27.3610/18/2010 8:13:01 AM
investment-artist$25.00$25.0010/18/2010 10:21:15 AM
tech310$50.00$50.0010/18/2010 11:50:01 PM
Bob450$25.00$25.0010/18/2010 10:24:29 PM
Requiem$25.00$25.0010/19/2010 2:39:14 AM
loyalist1$50.00$50.0010/19/2010 11:00:58 AM
wwwUniversal$25.00$25.0010/19/2010 6:29:40 PM
elated-moola9$25.00$25.0010/19/2010 7:45:52 PM
DHolly$25.00$25.0010/20/2010 5:52:00 AM
neorunner$25.00$25.0010/20/2010 11:22:59 AM
jybank$25.00$25.0010/20/2010 11:48:54 AM
social-zebra$27.00$27.0010/20/2010 12:04:03 PM
ultimate-peace$37.00$37.0010/20/2010 12:16:50 PM
AM2171$25.00$25.0010/20/2010 12:53:47 PM
leverage-monger$25.00$25.0010/20/2010 1:05:30 PM
WMY-Investor$125.00$125.0010/20/2010 1:16:35 PM
Lubava$25.00$25.0010/20/2010 1:32:58 PM
grampy48$25.00$25.0010/20/2010 1:42:53 PM
marwadi-62$100.00$100.0010/20/2010 2:31:16 PM
bold-attentive-listing$25.00$25.0010/13/2010 2:54:18 PM
radiant-loan5$100.00$100.0010/13/2010 2:55:43 PM
teller$50.00$50.0010/13/2010 2:57:47 PM
handshake5$50.00$50.0010/13/2010 3:05:16 PM
reflective-rupee$150.00$150.0010/13/2010 4:34:58 PM
TakeCare$25.00$25.0010/14/2010 5:53:38 AM
musegaze$100.00$100.0010/14/2010 5:34:03 PM
NoCal$30.00$30.0010/15/2010 11:55:39 AM
balance-handshake7$25.00$25.0010/15/2010 5:31:36 PM
shmb6508$50.00$50.0010/16/2010 12:59:49 PM
mercuriant$25.00$25.0010/16/2010 8:23:26 PM
graceful-investment$50.00$50.0010/17/2010 7:54:13 PM
SolarMoonshine$25.00$25.0010/18/2010 6:21:22 AM
capital-kingdom$50.00$50.0010/18/2010 7:55:27 AM
bold-attentive-listing$25.00$25.0010/18/2010 9:10:08 AM
Abstract$27.30$27.3010/19/2010 8:24:02 AM
DasMula$25.00$25.0010/19/2010 1:52:28 PM
Whipster$25.00$25.0010/19/2010 12:33:22 PM
circustab$50.00$50.0010/19/2010 12:12:15 PM
cashhelp$25.00$25.0010/19/2010 12:33:31 PM
Haribelle$50.00$50.0010/19/2010 4:22:52 PM
hamster$28.94$28.9410/19/2010 4:43:14 PM
boo_hoo$50.00$50.0010/19/2010 4:26:39 PM
yons88$43.56$43.5610/19/2010 4:33:15 PM
ghinga$25.00$25.0010/19/2010 6:42:37 PM
Bocephus1959$25.00$25.0010/19/2010 5:53:14 PM
SFBank$300.00$300.0010/19/2010 6:16:11 PM
tarion3$50.00$50.0010/19/2010 6:36:25 PM
sc-pjb11$36.70$36.7010/20/2010 3:33:20 AM
TashaRemay$25.00$25.0010/20/2010 6:49:12 AM
patriot384$120.00$120.0010/20/2010 7:40:06 AM
leverage-monger$25.00$25.0010/20/2010 10:11:57 AM
durable-investment8$30.00$30.0010/20/2010 10:52:56 AM
attractive-fund$50.00$50.0010/20/2010 10:49:31 AM
zztopdog$25.00$25.0010/20/2010 12:46:23 PM
ethicalhumanist$50.00$50.0010/20/2010 1:17:08 PM
63 bids
 
Borrower Payment Dependent Notes Series 479847
This series of Notes was issued and sold upon the funding of the borrower loan #45022, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.55% Auction start date:  Oct-18-2010 
  Auction end date:  Oct-25-2010 
 
Starting lender yield: 7.25% Starting borrower rate/APR: 8.25% / 8.59% Starting monthly payment: $471.78
Final lender yield: 7.25% Final borrower rate/APR: 8.25% / 8.59% Final monthly payment: $471.78
 
Auction yield range: 2.71% - 7.25% Estimated loss impact: 1.55%  
Lender servicing fee: 1.00% Estimated return: 5.70%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Feb-1991 Debt/Income ratio: 16%
Credit score: 800-819 (Oct-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 11Length of status:2y 2m
Amount delinquent: $0 Total credit lines: 29 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $24,124Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 30%  
   Homeownership: Yes  
Screen name: preeminant-reward7 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Getting Out Of Debt
Purpose of loan:
This loan will be used to get out of debt.? I have a dream to buy a Food Truck (yes, like those on Food Network? :') to make great East Coast food for some Midwesterners but I need to get out of debt first.

My financial situation:
I am a good candidate for this loan because My wife and I are a dual income household with no children (but two awesome dogs) so we have the funds to pay our debts and we are dedicated and motivated to accomplish this goal.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
worthy-bid8$100.00$100.0010/18/2010 3:01:13 PM
exact-gold2$50.00$50.0010/18/2010 3:01:26 PM
numitor$50.00$50.0010/18/2010 3:04:12 PM
julijask$35.00$35.0010/18/2010 3:05:17 PM
cebgop$25.00$25.0010/18/2010 3:06:28 PM
ogmanny$50.00$50.0010/18/2010 3:08:58 PM
ericgassercom$50.00$50.0010/18/2010 3:03:49 PM
tntmojave$25.00$25.0010/18/2010 3:04:17 PM
DukSerduk$25.00$25.0010/18/2010 3:01:32 PM
life-is-great$50.00$50.0010/18/2010 3:01:46 PM
jts$25.00$25.0010/18/2010 3:04:46 PM
meenan$25.00$25.0010/18/2010 3:04:57 PM
DonaldColorado$100.00$100.0010/18/2010 3:06:38 PM
ThomasC$50.00$50.0010/18/2010 3:06:59 PM
mjunlimited$50.00$50.0010/18/2010 3:04:04 PM
thedoctor$50.00$50.0010/18/2010 3:16:30 PM
organized-payment6$50.00$50.0010/18/2010 3:17:36 PM
bobemilman$50.00$50.0010/18/2010 3:17:41 PM
E_G$50.00$50.0010/18/2010 3:05:27 PM
roadtruck$50.00$50.0010/18/2010 3:06:03 PM
MarinLoans$25.00$25.0010/18/2010 3:12:14 PM
generous-deal6$25.00$25.0010/18/2010 3:12:32 PM
platinum-genetics$25.00$25.0010/18/2010 3:23:07 PM
TakeCare$100.00$100.0010/18/2010 3:14:14 PM
ferocious-exchange3$50.00$50.0010/18/2010 3:24:55 PM
damage$25.00$25.0010/18/2010 3:24:57 PM
red-unequivocal-finance$25.00$25.0010/18/2010 3:17:50 PM
figs4u2$100.00$100.0010/18/2010 3:41:47 PM
ADenny$25.00$25.0010/18/2010 3:19:23 PM
credit-bearer959$50.00$50.0010/18/2010 3:43:05 PM
proaz0119$25.00$25.0010/18/2010 3:23:10 PM
gold-commander0$50.00$50.0010/18/2010 3:25:28 PM
point-shooter$50.00$50.0010/18/2010 3:25:41 PM
yukongin$50.00$50.0010/18/2010 3:42:12 PM
loan-warrior$25.00$25.0010/18/2010 4:02:31 PM
jimmykat$100.00$100.0010/18/2010 4:57:24 PM
orange-influential-credit$25.00$25.0010/18/2010 4:04:18 PM
Bank_Of_XL$25.00$25.0010/18/2010 4:29:30 PM
ivadood$100.00$100.0010/18/2010 4:48:14 PM
money-bauble$100.00$100.0010/18/2010 5:04:12 PM
BeemerRider$25.00$25.0010/18/2010 5:43:21 PM
chinolatino$50.00$50.0010/18/2010 5:35:47 PM
C_Mark$100.00$100.0010/18/2010 5:43:19 PM
leodaguy$50.00$50.0010/18/2010 6:58:11 PM
klinebarger$25.00$25.0010/18/2010 8:48:32 PM
Okeey$25.00$25.0010/19/2010 2:08:19 AM
LizzieMN$33.29$33.2910/18/2010 10:38:08 PM
value-pouch$50.00$50.0010/18/2010 11:32:59 PM
lloyd_s$25.00$25.0010/19/2010 3:03:59 AM
blooming-market$25.00$25.0010/19/2010 3:07:37 AM
moneyfriend$50.00$50.0010/19/2010 2:48:49 AM
degster$25.00$25.0010/19/2010 5:38:06 AM
SDNLR$25.00$25.0010/19/2010 5:48:11 AM
don8ter$50.00$50.0010/19/2010 6:43:34 AM
hawaiiangirl76$25.00$25.0010/19/2010 9:59:22 AM
the-upbeat-p2p$50.00$50.0010/19/2010 10:00:18 AM
reward-rancher$25.00$25.0010/19/2010 9:56:49 AM
steady-gain5$25.00$25.0010/19/2010 9:55:09 AM
AoP$50.00$50.0010/19/2010 10:01:50 AM
neighborly-hope6$50.00$50.0010/19/2010 9:59:32 AM
open-minded-finance1$25.00$25.0010/19/2010 10:01:42 AM
RockCrown$50.00$50.0010/19/2010 10:03:35 AM
cello1$25.00$25.0010/19/2010 11:08:03 AM
andyb9$50.00$50.0010/19/2010 11:43:08 AM
Rick21$50.00$50.0010/19/2010 3:01:35 PM
snowman34$25.00$25.0010/19/2010 2:38:28 PM
puifais$50.00$50.0010/19/2010 4:58:18 PM
nicklds$25.00$25.0010/19/2010 6:40:30 PM
Phantom99$25.00$25.0010/19/2010 5:15:37 PM
nestegg4e$25.00$25.0010/20/2010 8:43:40 AM
Go_Ducks$25.00$25.0010/20/2010 9:02:05 AM
Zipperdu$50.00$50.0010/20/2010 9:07:17 AM
newest-sensible-hope$50.00$50.0010/20/2010 11:16:55 AM
bomdel$25.00$25.0010/20/2010 3:24:59 PM
Castellan$50.00$50.0010/20/2010 3:32:09 PM
IIP77$25.00$25.0010/20/2010 3:32:15 PM
blukestrel$25.00$25.0010/20/2010 3:45:50 PM
NATIVEBORN$25.00$25.0010/20/2010 3:57:54 PM
investment-maker0$50.00$50.0010/20/2010 3:42:40 PM
income-banjo$50.00$50.0010/20/2010 5:56:18 PM
Mrgiggleswic$100.59$100.5910/21/2010 7:17:55 AM
designs626$50.00$50.0010/21/2010 2:42:18 PM
UT2008$50.00$50.0010/21/2010 2:45:43 PM
stormwatch$25.00$25.0010/21/2010 2:45:28 PM
platinum-hunter7$25.00$25.0010/21/2010 5:36:49 PM
hookUup$50.00$50.0010/21/2010 7:02:52 PM
peace-saber0$25.00$25.0010/21/2010 7:58:29 PM
derec$25.00$25.0010/22/2010 2:24:48 AM
ZeoInvestments$25.00$25.0010/22/2010 2:32:12 AM
wormdc$25.00$25.0010/22/2010 2:56:57 AM
delicious-social132$50.00$50.0010/22/2010 3:52:18 AM
fcukciti$25.00$25.0010/22/2010 4:22:28 AM
naniamo$25.00$25.0010/22/2010 5:11:04 AM
Kalki$25.00$25.0010/22/2010 5:59:03 AM
6moonbeams$49.17$49.1710/22/2010 8:36:09 AM
adhawan325$25.00$25.0010/22/2010 8:40:57 AM
srgriff$25.00$25.0010/22/2010 8:58:08 AM
crawfingers$25.00$25.0010/22/2010 10:17:25 AM
KiwiElf$36.71$36.7110/22/2010 10:16:33 AM
assetmanager$25.00$25.0010/22/2010 10:29:14 AM
forthright-trade$50.00$50.0010/22/2010 10:29:02 AM
PaulW$25.00$25.0010/22/2010 12:22:09 PM
relierma$25.00$25.0010/22/2010 12:25:18 PM
lost-money-so-far-on-these$25.00$25.0010/22/2010 12:11:31 PM
MO_Investor$25.00$25.0010/22/2010 12:11:46 PM
worldly-penny8$25.00$25.0010/22/2010 12:14:13 PM
phoko$25.00$25.0010/22/2010 12:11:25 PM
dealmaster$50.00$50.0010/22/2010 2:46:32 PM
Damostuff$25.00$25.0010/22/2010 3:50:25 PM
NJNY$25.00$25.0010/22/2010 5:28:01 PM
sanjl79$25.00$25.0010/22/2010 5:28:29 PM
fund-boomerang$50.00$50.0010/22/2010 5:27:03 PM
tolstoy00$25.00$25.0010/22/2010 5:27:39 PM
PittsburghCapital$25.00$25.0010/22/2010 5:43:42 PM
skillful-diversification2$25.00$25.0010/22/2010 5:27:53 PM
johngaltline$25.00$25.0010/22/2010 5:29:28 PM
outwish$25.00$25.0010/22/2010 5:42:10 PM
turbobrat$50.00$50.0010/22/2010 5:42:51 PM
safe-kindness5$25.00$25.0010/22/2010 5:43:23 PM
BeachWalkz$41.96$41.9610/22/2010 5:44:04 PM
MissionMicroFinance$25.00$25.0010/22/2010 5:45:34 PM
HRVRfunding$180.86$180.8610/22/2010 6:37:48 PM
xlnt-loans$25.00$25.0010/22/2010 9:09:05 PM
BicyclePostLendingDivision$56.57$56.5710/22/2010 10:27:33 PM
glimmering-credit4$25.00$25.0010/22/2010 11:43:38 PM
YellowJacket$25.00$25.0010/23/2010 2:18:17 AM
johnsails$39.37$39.3710/23/2010 3:16:09 AM
mchale$26.73$26.7310/23/2010 3:05:38 AM
unrivaled-justice$25.00$25.0010/23/2010 3:54:49 AM
rmpedi33$50.00$50.0010/23/2010 7:19:25 AM
bankisopen$200.00$200.0010/23/2010 5:33:45 AM
ctron$25.00$25.0010/23/2010 7:55:33 AM
jfd287$50.00$50.0010/23/2010 6:26:07 AM
night0wl$25.00$25.0010/23/2010 9:10:58 AM
seabass123$25.00$25.0010/23/2010 9:41:09 AM
Tenfutta$25.00$25.0010/23/2010 10:47:07 AM
doncm$50.00$50.0010/23/2010 12:14:09 PM
dschless$25.00$25.0010/23/2010 4:36:43 PM
SASBANK$50.00$50.0010/23/2010 4:55:49 PM
tolerant-dinero2$25.00$25.0010/23/2010 5:33:34 PM
tenny321$50.00$50.0010/23/2010 3:34:24 PM
dollar-spy$25.00$25.0010/23/2010 4:46:52 PM
BlindProphet$50.00$50.0010/23/2010 7:11:00 PM
ItNoKnot$30.00$30.0010/23/2010 9:14:25 PM
intuitive-bill$25.00$25.0010/24/2010 12:13:16 AM
agbullet55443$200.00$200.0010/23/2010 10:35:54 PM
green2brown2$25.00$25.0010/24/2010 6:27:04 AM
MoneyBagsRUs$25.00$25.0010/24/2010 4:56:17 AM
credit-guard5$25.00$25.0010/24/2010 9:15:20 AM
rapid-currency$25.00$25.0010/24/2010 1:09:50 PM
randomguy100$25.00$25.0010/24/2010 11:41:31 AM
tj1683$25.00$25.0010/24/2010 4:20:41 PM
IrishFlyr2$50.00$50.0010/24/2010 4:37:11 PM
Quaven$25.00$25.0010/24/2010 7:51:00 PM
credit-shakespeare9$50.00$50.0010/24/2010 6:20:01 PM
SanJoser$25.00$25.0010/24/2010 5:26:00 PM
bold-yield-rumbler$25.00$25.0010/24/2010 8:02:12 PM
important-ore$100.00$100.0010/25/2010 3:22:26 AM
bazaar-winner$50.00$50.0010/25/2010 9:37:46 AM
tucksta$25.00$25.0010/25/2010 9:38:08 AM
creative-finance7$25.00$25.0010/25/2010 10:43:19 AM
gsd$35.00$35.0010/25/2010 9:45:49 AM
mrgoldy$25.00$25.0010/25/2010 10:56:53 AM
sainswor99$25.00$25.0010/25/2010 12:06:00 PM
lively-hope28$50.00$50.0010/25/2010 11:49:01 AM
CoreDollar$25.00$25.0010/25/2010 11:03:31 AM
ethical-point$50.00$50.0010/25/2010 1:27:18 PM
p2ploan-sensation211$50.00$50.0010/25/2010 2:44:08 PM
PK_USMC$25.00$25.0010/25/2010 2:17:01 PM
ramsbladder$25.00$25.0010/18/2010 3:03:48 PM
psa1995$50.00$50.0010/18/2010 3:05:02 PM
rescue$100.00$100.0010/18/2010 3:05:34 PM
MJDAE$50.00$50.0010/18/2010 3:05:43 PM
blot44$25.00$25.0010/18/2010 3:06:11 PM
antlr$50.00$50.0010/18/2010 3:06:33 PM
alpinaut$30.00$30.0010/18/2010 2:59:32 PM
kenji4861$50.00$50.0010/18/2010 3:04:29 PM
Veridic$25.00$25.0010/18/2010 3:01:37 PM
ichibon$150.00$150.0010/18/2010 3:04:35 PM
eyal0$50.00$50.0010/18/2010 3:05:12 PM
GElender$50.00$50.0010/18/2010 3:06:24 PM
fishtale$25.00$25.0010/18/2010 3:06:47 PM
larrybird$150.00$150.0010/18/2010 3:15:43 PM
Avala$100.00$100.0010/18/2010 3:04:40 PM
jdwillcox$50.00$50.0010/18/2010 3:08:40 PM
diplomatic-wealth7$100.00$100.0010/18/2010 3:04:52 PM
ray1051$75.00$75.0010/18/2010 3:17:04 PM
dtrain5$25.00$25.0010/18/2010 3:22:44 PM
kegs$100.00$100.0010/18/2010 3:16:03 PM
Supernick$50.00$50.0010/18/2010 3:21:12 PM
wise-dedicated-power$25.00$25.0010/18/2010 3:23:02 PM
auction-sage$50.00$50.0010/18/2010 3:23:13 PM
helping-out$100.00$100.0010/18/2010 3:23:37 PM
lean-integrity9$100.00$100.0010/18/2010 3:20:39 PM
schpere$50.00$50.0010/18/2010 3:21:17 PM
natural-affluence4$30.00$30.0010/18/2010 3:25:35 PM
healthy-commerce$25.00$25.0010/18/2010 3:25:48 PM
divedude$50.00$50.0010/18/2010 4:13:43 PM
noble-revenue$50.00$50.0010/18/2010 3:38:42 PM
surfhoss644$50.00$50.0010/18/2010 3:44:19 PM
commerce-voyager$25.00$25.0010/18/2010 4:08:11 PM
loan4teacher$50.00$50.0010/18/2010 5:25:10 PM
joshua18$25.00$25.0010/18/2010 5:43:42 PM
bright-balance$25.00$25.0010/18/2010 5:16:46 PM
G2Money$50.00$50.0010/18/2010 6:53:02 PM
forthright-dedication$25.00$25.0010/18/2010 7:44:46 PM
efficient-treasure0$25.00$25.0010/18/2010 6:51:40 PM
discrete-asset$25.00$25.0010/18/2010 7:45:45 PM
TennSquire$25.00$25.0010/18/2010 7:34:23 PM
BayShell$50.00$50.0010/18/2010 7:45:54 PM
PCGeekWI$25.00$25.0010/18/2010 8:08:16 PM
smartinvest$50.00$50.0010/18/2010 8:09:20 PM
Lakeland$25.00$25.0010/18/2010 9:34:06 PM
focused-return366$25.00$25.0010/18/2010 11:29:20 PM
penny-plato$25.00$25.0010/18/2010 10:29:51 PM
Cheburashka$30.00$30.0010/19/2010 2:03:10 AM
Railbird$25.00$25.0010/19/2010 3:03:49 AM
afotherg$29.44$29.4410/19/2010 3:04:36 AM
meux99$25.00$25.0010/19/2010 3:06:40 AM
AmericanCredit$25.00$25.0010/19/2010 5:34:16 AM
marketplace-cello5$50.00$50.0010/19/2010 7:12:54 AM
Jassi$25.00$25.0010/19/2010 7:13:07 AM
gojackgo$50.00$50.0010/19/2010 9:58:04 AM
credit-coach118$50.00$50.0010/19/2010 9:58:51 AM
Artist_Blue$25.00$25.0010/19/2010 8:53:13 AM
werdnaff$25.00$25.0010/19/2010 10:00:55 AM
contract-festival7$25.00$25.0010/19/2010 9:41:34 AM
gold-sushi$50.00$50.0010/19/2010 9:55:20 AM
JJ9876$100.00$100.0010/19/2010 9:58:36 AM
rosie777$30.00$30.0010/19/2010 9:55:39 AM
thezfunk$25.00$25.0010/19/2010 10:01:46 AM
chrisb1414$25.00$25.0010/19/2010 10:03:11 AM
lend_to_you$25.00$25.0010/19/2010 9:59:34 AM
ATOHokie$25.00$25.0010/19/2010 10:02:00 AM
johntina$50.00$50.0010/19/2010 10:03:01 AM
beaker$25.00$25.0010/19/2010 11:02:00 AM
atope$50.00$50.0010/19/2010 11:44:09 AM
point-zebra$50.00$50.0010/19/2010 12:17:42 PM
supersarah61$25.00$25.0010/19/2010 1:37:44 PM
wampum-chorus3$25.00$25.0010/19/2010 4:09:58 PM
skuba$50.00$50.0010/19/2010 6:40:09 PM
slowpig$50.00$50.0010/19/2010 7:37:58 PM
ommcd$25.00$25.0010/20/2010 7:47:52 AM
Eagledrop$25.00$25.0010/20/2010 8:45:36 AM
tekkie2412$50.00$50.0010/20/2010 9:06:24 AM
best-ingenious-funds$25.00$25.0010/20/2010 9:54:47 AM
elasermd$31.64$31.6410/20/2010 10:26:13 AM
rakstar$25.00$25.0010/20/2010 10:26:39 AM
equitable-yield4$25.00$25.0010/20/2010 11:21:44 AM
Marathoner$25.00$25.0010/20/2010 11:53:18 AM
diversification-pilot$25.00$25.0010/20/2010 1:01:25 PM
SnE$25.00$25.0010/20/2010 3:27:22 PM
windfall46$25.00$25.0010/20/2010 3:28:06 PM
1fortheroad$25.00$25.0010/20/2010 3:33:22 PM
108lender$125.00$125.0010/20/2010 3:36:39 PM
godfather4u$50.00$21.5110/20/2010 3:36:49 PM
Preteur$25.00$25.0010/20/2010 4:42:01 PM
FlexFunding$100.00$100.0010/20/2010 4:58:51 PM
gzeo$25.00$25.0010/21/2010 7:44:33 AM
ujiba$50.00$50.0010/21/2010 10:01:26 AM
rachelrachelrachel$25.00$25.0010/21/2010 10:23:12 AM
transparency-giant$50.00$50.0010/21/2010 11:30:23 AM
shaker348$25.00$25.0010/21/2010 1:18:13 PM
the-financier814$25.00$25.0010/21/2010 4:21:05 PM
Hondo$25.00$25.0010/21/2010 3:25:20 PM
wild_carrot$25.00$25.0010/21/2010 4:36:02 PM
imoutdoorsy$25.00$25.0010/21/2010 4:21:01 PM
chemistry220$50.00$50.0010/21/2010 6:01:44 PM
investment-network$25.00$25.0010/21/2010 10:40:54 PM
whistledicksmith$32.15$32.1510/22/2010 2:45:03 AM
trustworthy-finance6$150.00$150.0010/22/2010 6:50:28 AM
college_girl$25.00$25.0010/22/2010 8:49:28 AM
enchanted-reward1$25.00$25.0010/22/2010 7:12:26 AM
outofoffice$32.05$32.0510/22/2010 9:25:51 AM
ethicalhumanist$50.00$50.0010/22/2010 8:46:03 AM
rulender$49.17$49.1710/22/2010 8:08:33 AM
think-become$25.00$25.0010/22/2010 10:06:47 AM
currency-persimmon$25.00$25.0010/22/2010 10:05:31 AM
interest-exec9$25.00$25.0010/22/2010 10:07:12 AM
credit-vinyl$25.00$25.0010/22/2010 10:16:42 AM
reueljw$25.00$25.0010/22/2010 10:28:19 AM
here2lend$25.00$25.0010/22/2010 10:29:05 AM
Aimvest$25.00$25.0010/22/2010 10:40:03 AM
449449$50.00$50.0010/22/2010 10:27:54 AM
woodenshoes$25.00$25.0010/22/2010 10:28:16 AM
indomitable-coin$50.00$50.0010/22/2010 10:27:03 AM
pleasant-basis$50.00$50.0010/22/2010 10:42:36 AM
important-dollar1$25.00$25.0010/22/2010 11:27:22 AM
RayEarth$25.00$25.0010/22/2010 11:47:38 AM
witty-principal$50.00$50.0010/22/2010 12:08:47 PM
cheng$25.00$25.0010/22/2010 12:11:18 PM
SafeSaxa$30.00$30.0010/22/2010 12:14:15 PM
DadWarbucks$49.23$49.2310/22/2010 12:13:29 PM
paladin847$50.00$50.0010/22/2010 12:23:37 PM
amerigor$25.00$25.0010/22/2010 12:42:23 PM
Banker7371$25.00$25.0010/22/2010 12:42:34 PM
milehighguy$50.00$50.0010/22/2010 1:02:12 PM
buckeye55$25.00$25.0010/22/2010 3:44:13 PM
wise-silver-wonder$25.00$25.0010/22/2010 3:23:25 PM
arenangelchild$50.00$50.0010/22/2010 4:28:06 PM
SeaLoans$25.00$25.0010/22/2010 5:27:50 PM
sajitk$25.00$25.0010/22/2010 5:28:27 PM
Anny-Disco$25.00$25.0010/22/2010 5:29:07 PM
LenderByDay$25.00$25.0010/22/2010 5:29:18 PM
wdjnm$50.00$50.0010/22/2010 5:27:12 PM
FrayBentos$50.00$50.0010/22/2010 5:31:15 PM
japper2353$25.00$25.0010/22/2010 5:42:56 PM
ramsba$50.00$50.0010/22/2010 5:27:34 PM
applepie1$50.00$50.0010/22/2010 5:27:32 PM
xphile$25.00$25.0010/22/2010 5:27:51 PM
SourDoughSteve$25.00$25.0010/22/2010 5:28:25 PM
REVSTJ999$50.00$50.0010/22/2010 5:29:13 PM
blue-exuberant-economy$25.00$25.0010/22/2010 5:42:14 PM
funds-fir$25.00$25.0010/22/2010 5:42:07 PM
donmacprosper$25.00$25.0010/22/2010 5:42:50 PM
uvawfs$50.00$50.0010/22/2010 5:42:53 PM
fireboss$50.00$50.0010/22/2010 5:43:00 PM
reward-planetarium$100.00$100.0010/22/2010 5:43:03 PM
totoro$25.00$25.0010/22/2010 5:43:31 PM
rupee-prairie$50.00$50.0010/22/2010 5:45:12 PM
rockytop$34.00$34.0010/22/2010 7:07:36 PM
pbandjb$25.00$25.0010/22/2010 6:51:44 PM
Xsi2k$25.00$25.0010/22/2010 7:17:34 PM
LiveNow$25.00$25.0010/22/2010 9:27:11 PM
kashikoe$25.00$25.0010/22/2010 9:33:04 PM
dkmnygvr$36.53$36.5310/22/2010 10:47:35 PM
perlindc$31.09$31.0910/23/2010 2:19:26 AM
TheBestDad$25.00$25.0010/23/2010 2:29:42 AM
palpbert$25.00$25.0010/23/2010 3:30:48 AM
jhuang617$27.02$27.0210/23/2010 3:10:33 AM
fair_rates$25.00$25.0010/23/2010 3:11:07 AM
Thecozychick$25.00$25.0010/23/2010 3:31:41 AM
kaykarun$25.13$25.1310/23/2010 4:14:32 AM
logical-reward8$25.00$25.0010/23/2010 4:03:19 AM
Futurero$25.00$25.0010/23/2010 7:00:42 AM
mad4wknds$25.00$25.0010/23/2010 5:45:49 AM
dollar-oracle55$50.00$50.0010/23/2010 5:30:53 AM
pubnat$25.00$25.0010/23/2010 9:03:03 AM
heerzaquestion$25.00$25.0010/23/2010 9:59:10 AM
harmonious-moola7$49.02$49.0210/23/2010 10:46:52 AM
availableloan$25.00$25.0010/23/2010 3:11:13 PM
pawsitive$25.00$25.0010/23/2010 2:18:43 PM
Guiren$100.00$100.0010/23/2010 2:52:28 PM
wellnessnyc$25.00$25.0010/23/2010 3:25:11 PM
liberty-destiny3$25.00$25.0010/23/2010 6:26:37 PM
Phillip4ever$25.00$25.0010/23/2010 7:43:32 PM
valiant-liberty4$50.00$50.0010/23/2010 9:28:23 PM
best-coin-miser$26.26$26.2610/23/2010 6:22:37 PM
vestquid$25.00$25.0010/23/2010 8:56:51 PM
JKEnterprises$25.00$25.0010/24/2010 3:46:00 AM
unassuming-note$25.00$25.0010/24/2010 5:12:49 AM
fwaguy$25.00$25.0010/23/2010 8:47:53 PM
HunterSix$25.00$25.0010/24/2010 4:11:03 AM
Dollars4Rent$25.00$25.0010/24/2010 8:22:30 AM
sab$25.00$25.0010/24/2010 9:21:24 AM
unforgettable-order9$50.00$50.0010/24/2010 8:12:34 AM
Bzbee$50.00$50.0010/24/2010 7:46:04 AM
Dollars4Rent$25.00$25.0010/24/2010 8:22:45 AM
anti-wall-st$100.00$100.0010/24/2010 9:05:58 AM
octoberfresh$35.00$35.0010/24/2010 11:50:34 AM
kmprospeo$50.00$50.0010/24/2010 6:35:16 PM
lifegrowth$25.00$25.0010/24/2010 5:47:28 PM
bndlending2u$50.00$50.0010/24/2010 7:05:44 PM
vtr1000$25.51$25.5110/25/2010 6:24:59 AM
yield-blanket$25.00$25.0010/24/2010 11:51:25 PM
reinforced-reward$25.00$25.0010/25/2010 5:16:53 AM
valueguru$50.00$50.0010/25/2010 9:37:54 AM
Investitall$25.00$25.0010/25/2010 9:52:47 AM
oreyedoc$50.00$50.0010/25/2010 10:25:09 AM
uncleubb$25.00$25.0010/25/2010 9:57:14 AM
SunsetCoastCapital$25.00$25.0010/25/2010 9:36:31 AM
theemhdoctor$25.00$25.0010/25/2010 12:14:04 PM
turbostar666$50.00$50.0010/25/2010 11:11:44 AM
mgking007$25.00$25.0010/25/2010 12:40:59 PM
dano1965$25.00$25.0010/25/2010 12:06:17 PM
375 bids
 
Borrower Payment Dependent Notes Series 480091
This series of Notes was issued and sold upon the funding of the borrower loan #45063, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.20% Auction start date:  Oct-18-2010 
  Auction end date:  Oct-25-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.06% Starting monthly payment: $224.34
Final lender yield: 31.25% Final borrower rate/APR: 32.25% / 35.91% Final monthly payment: $218.47
 
Auction yield range: 13.71% - 33.35% Estimated loss impact: 15.64%  
Lender servicing fee: 1.00% Estimated return: 15.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jul-2005 Debt/Income ratio: 17%
Credit score: 640-659 (Oct-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:2y 1m
Amount delinquent: $0 Total credit lines: 9 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $758Stated income:$1-$24,999
Delinquencies in last 7y: 2 Bankcard utilization: 94%  
   Homeownership: No  
Screen name: blue5500 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 24 ( 100% ) 640-659 (Latest)
Principal borrowed: $1,400.00< 31 days late: 0 ( 0% )  
520-539 (Sep-2008)
520-539 (Aug-2008)
 
Principal balance: $601.52 31+ days late: 0 ( 0% )
Total payments billed: 24  
Description
1 Loan Lower Interest + School
Purpose of loan:
Rolling all my current credit into one payment and trying to lower my interest rate.? Also, I will be furthering my education.
My financial situation:
I have been working at the same company for 2+ years.? My credit score is increasing and all of my payment have been on time.
Monthly net income: $ 1500

Monthly expenses: $ 975
??Housing: $ 250
??Insurance: $ 100
??Car expenses: $ 100
??Utilities: $ 25
??Phone, cable, internet: $ 100
??Food, entertainment: $ 100
??Clothing, household expenses $ 100
??Credit cards and other loans: $?200
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
mikeandcat$150.00$150.0010/19/2010 6:29:05 AM
SFBank$300.00$300.0010/19/2010 6:11:07 PM
larryboy10$25.00$25.0010/19/2010 7:59:46 PM
yield-lion2$75.00$75.0010/20/2010 8:58:58 AM
fabulous-community4$100.00$100.0010/20/2010 9:06:55 AM
Branch95$35.95$35.9510/20/2010 7:59:47 PM
Kash2010lu$50.00$50.0010/20/2010 10:04:32 PM
COCHINOBOY$30.00$30.0010/20/2010 11:09:03 PM
PXM-Financial$65.00$65.0010/21/2010 9:02:08 AM
well-mannered-income3$75.00$75.0010/21/2010 8:11:36 PM
red-favorable-basis$25.00$25.0010/22/2010 1:16:55 AM
greenback-guard$25.00$25.0010/22/2010 2:11:11 PM
DHolly$25.00$25.0010/22/2010 3:53:51 PM
lending-theory$25.00$25.0010/22/2010 4:02:58 PM
awesome-silver$100.00$100.0010/23/2010 2:53:04 AM
jjsparks28$87.27$87.2710/23/2010 8:04:34 AM
leverage-monger$25.00$25.0010/23/2010 8:18:11 AM
stormtrooper72$35.00$35.0010/23/2010 10:18:45 AM
unger$50.00$41.7710/23/2010 11:35:02 AM
malar$50.00$50.0010/23/2010 10:19:19 AM
aztocas$25.00$25.0010/23/2010 12:06:09 PM
mammalian4$25.00$25.0010/23/2010 2:37:15 PM
nodebt2012$25.00$25.0010/23/2010 9:42:22 PM
Trespass4$60.00$60.0010/24/2010 1:29:11 PM
Kqwik$25.00$25.0010/24/2010 10:54:23 AM
california5andime$25.00$25.0010/24/2010 2:09:10 PM
marwadi-62$100.00$100.0010/24/2010 6:41:34 PM
thebadpelican$25.00$25.0010/24/2010 7:44:34 PM
Chesterite$100.00$100.0010/24/2010 9:38:54 PM
Champion_Lending$25.00$25.0010/25/2010 8:16:14 AM
moola-monger9$50.00$50.0010/25/2010 9:02:39 AM
ddoneday$104.85$104.8510/25/2010 9:38:11 AM
Lubava$50.00$50.0010/25/2010 10:38:51 AM
MarvintheMartian$36.00$36.0010/25/2010 10:53:17 AM
sparkling-contract7$25.00$25.0010/25/2010 12:20:44 PM
ultimate-peace$50.00$50.0010/25/2010 2:14:26 PM
investment-artist$25.00$25.0010/25/2010 1:00:44 PM
innovator2$25.00$25.0010/25/2010 1:15:48 PM
Mikale360$35.00$35.0010/25/2010 2:01:42 PM
PrincessGrace33$100.00$100.0010/25/2010 2:55:28 PM
Kash2010lu$25.00$25.0010/25/2010 2:42:30 PM
radiant-loan5$100.00$100.0010/25/2010 2:53:03 PM
usedtoborrow$50.00$50.0010/18/2010 3:02:06 PM
reflective-rupee$250.00$250.0010/18/2010 4:21:53 PM
noble-revenue$50.00$50.0010/18/2010 5:15:44 PM
realtormoises$25.00$25.0010/19/2010 5:58:29 AM
lucrative-loan$100.00$100.0010/19/2010 11:14:07 AM
Amber_Stone$25.00$25.0010/19/2010 1:19:59 PM
SFBank$300.00$300.0010/19/2010 6:10:57 PM
blitzen40$25.00$25.0010/20/2010 5:14:28 AM
shawnw2$250.00$250.0010/20/2010 4:22:26 PM
NekHoldings$25.00$25.0010/21/2010 6:39:19 AM
benrice$25.01$25.0110/21/2010 9:34:01 AM
thankful-nickel2$25.00$25.0010/21/2010 12:27:00 PM
EA_Pokerking$25.00$25.0010/21/2010 1:38:42 PM
twjh$25.00$25.0010/23/2010 3:30:35 AM
worthy-bid4$35.43$35.4310/23/2010 11:14:20 AM
Leshan$50.00$50.0010/23/2010 11:47:19 AM
YoungTaxMan$243.77$243.7710/23/2010 11:42:10 AM
brondero$100.00$100.0010/23/2010 12:57:04 PM
nickel-demon2$41.69$41.6910/23/2010 5:00:32 PM
thomas16882004$37.77$37.7710/23/2010 2:30:34 PM
principal-laser$40.31$40.3110/23/2010 7:41:53 PM
balance-river$25.00$25.0010/23/2010 10:53:46 PM
kevlar$25.00$25.0010/24/2010 3:35:26 AM
LendingMind$50.00$50.0010/24/2010 5:24:11 AM
penny-surgeon$25.00$25.0010/24/2010 3:09:07 AM
loanman2007$100.00$100.0010/24/2010 12:44:53 PM
wlm3012$25.00$25.0010/24/2010 10:54:37 AM
djkaiser$25.00$25.0010/24/2010 2:20:19 PM
vine99$40.00$40.0010/24/2010 2:45:58 PM
investment-visionary$30.00$30.0010/24/2010 1:39:58 PM
impressive-openness7$25.00$25.0010/24/2010 4:01:47 PM
JM245$25.00$25.0010/24/2010 3:01:23 PM
gothampark$25.00$25.0010/24/2010 8:47:31 PM
bonus-quark4$25.18$25.1810/25/2010 8:12:58 AM
cash-prodigy1$50.00$50.0010/25/2010 8:33:03 AM
2grindstones$25.00$25.0010/25/2010 11:02:16 AM
mikeandcat$100.00$100.0010/25/2010 12:56:48 PM
Phatt-Daddy$25.00$25.0010/25/2010 10:52:55 AM
glroark$100.00$100.0010/25/2010 12:10:24 PM
grampy48$25.00$25.0010/25/2010 1:44:32 PM
Rashanir$25.00$25.0010/25/2010 2:19:34 PM
p2ploan-sensation211$25.00$25.0010/25/2010 2:56:09 PM
ethicalhumanist$25.00$25.0010/25/2010 2:12:43 PM
85 bids
 
Borrower Payment Dependent Notes Series 480167
This series of Notes was issued and sold upon the funding of the borrower loan #45019, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,900.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 3.25% Auction start date:  Oct-18-2010 
  Auction end date:  Oct-25-2010 
 
Starting lender yield: 10.00% Starting borrower rate/APR: 11.00% / 13.12% Starting monthly payment: $160.42
Final lender yield: 9.55% Final borrower rate/APR: 10.55% / 12.66% Final monthly payment: $159.38
 
Auction yield range: 3.71% - 10.00% Estimated loss impact: 3.28%  
Lender servicing fee: 1.00% Estimated return: 6.27%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Aug-1995 Debt/Income ratio: 18%
Credit score: 760-779 (Oct-2010) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 1 Current / open credit lines: 5 / 4Length of status:0y 2m
Amount delinquent: $0 Total credit lines: 15 Occupation: Professor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,152Stated income:$50,000-$74,999
Delinquencies in last 7y: 3 Bankcard utilization: 24%  
   Homeownership: Yes  
Screen name: changeequalsnewlife Borrower's state: NewYork Borrower's group: Have Money - Will Bid
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 33 ( 92% ) 760-779 (Latest)
Principal borrowed: $13,000.00< 31 days late: 3 ( 8% )  
640-659 (Jun-2007)
640-659 (May-2007)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 36  
Description
PhD Professor to consolidate
I got sick in July of 08 and was hospitalized for a month.? After that month, I was unable to work for about 6 months. ?Once it came time to find a job I was unable to.? I was out of work for almost?1 1/2 years?because of being sick and being unable to find work.? I had just gotten married in Sept of 07.? 2 weeks shy of 2nd anniversary my husband asked me for a divorce.? The emotional and financial stress broke our relationship.? I moved out on my own and was living off of unemployment. ?In January of this past year, I found 2 part-time jobs which paid the equivalent of unemployment. ?I was able to make it but just barely.? I decided to move back East near my family.? I finally landed my dream position as an Assistant Professor.? And, yes, I am a PhD and was without a job for a very long time.? In the meantime, I was without income.? I did not get any unemployment because I had ?left? my jobs.? I was making minimal payments on my CCs and medical bills.? I am here because I want to catch up and consolidate my CCs.? Thank you in advance!

Base Salary: $60,874?*Teaching min overload of 6 classes this yr? (+ $3,000 each)?
CC1:1300.00 ?CC2:1300.00 ?CC3:1600.00? Medical Bills: 600? Total: $4800
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
selector568$300.00$300.0010/18/2010 3:36:26 PM
tolerant-dinero2$25.00$25.0010/18/2010 3:24:28 PM
principal-bull$25.00$25.0010/18/2010 3:50:07 PM
wwwUniversal$25.00$25.0010/18/2010 6:50:52 PM
balance-river$25.00$25.0010/18/2010 6:39:45 PM
thankful-nickel2$25.00$25.0010/18/2010 8:00:20 PM
TakeCare$50.00$50.0010/18/2010 8:05:20 PM
Sven79$200.00$200.0010/18/2010 10:21:42 PM
the-upbeat-p2p$50.00$50.0010/19/2010 6:24:50 AM
helynn$25.00$25.0010/19/2010 10:53:27 AM
tacopants$100.00$100.0010/19/2010 2:36:32 PM
Socorro_Capital_Partners$25.00$25.0010/20/2010 9:39:48 AM
equitable-yield4$25.00$25.0010/20/2010 11:25:54 AM
the-money-position$50.00$50.0010/20/2010 12:33:39 PM
ti22ring$25.00$25.0010/20/2010 4:37:26 PM
bold-durability-drum$50.00$50.0010/20/2010 4:14:10 PM
exchange-paladin$25.00$25.0010/20/2010 5:02:41 PM
ratherbefishing$188.31$188.3110/20/2010 8:09:52 PM
larrybird$41.11$41.1110/20/2010 7:22:31 PM
the-profit-oracle$25.00$25.0010/20/2010 6:46:16 PM
kenji4861$25.00$25.0010/20/2010 9:41:40 PM
Mark0135$50.00$50.0010/21/2010 10:39:46 AM
TXCapLeader$76.37$76.3710/21/2010 10:40:53 AM
Hondo$25.00$25.0010/21/2010 3:26:29 PM
hookUup$100.00$100.0010/21/2010 6:14:43 PM
108lender$25.00$25.0010/21/2010 6:40:06 PM
exchange-dreams$25.00$25.0010/21/2010 7:18:31 PM
chemistry220$50.00$50.0010/21/2010 6:48:46 PM
BuckeyeBanker$100.00$100.0010/22/2010 7:37:37 AM
srgriff$25.00$25.0010/22/2010 8:58:43 AM
ready-vigilance3$50.00$50.0010/22/2010 10:10:56 AM
sunrise16$30.00$30.0010/22/2010 10:11:18 AM
nickel-hickory$25.00$25.0010/22/2010 11:10:31 AM
hope-hickory$25.00$25.0010/22/2010 12:20:43 PM
rapid-credit428$25.00$25.0010/22/2010 1:19:21 PM
Banker7371$25.00$25.0010/22/2010 12:53:50 PM
impartial-deal$25.00$25.0010/22/2010 2:11:36 PM
ryan6853$25.00$25.0010/22/2010 10:11:42 PM
PalmerTheEmbalmer$40.00$40.0010/22/2010 10:45:06 PM
SelectTrustLending$25.00$25.0010/23/2010 2:23:30 AM
Brklyn01$30.00$30.0010/23/2010 3:56:04 AM
rmpedi33$50.00$50.0010/23/2010 7:17:28 AM
skuba$25.00$20.7510/23/2010 5:02:57 AM
valiant-liberty4$50.00$50.0010/23/2010 4:05:57 PM
vtr1000$25.00$25.0010/23/2010 10:02:46 PM
JerryB96$25.00$25.0010/24/2010 7:19:05 AM
Trident-Fund$50.00$50.0010/24/2010 7:46:58 AM
lightninghcky7$25.00$25.0010/24/2010 12:30:22 PM
CheapDolo22$25.00$25.0010/24/2010 4:18:40 PM
marwadi-62$300.00$300.0010/24/2010 6:42:13 PM
CashFlowLender$50.00$50.0010/24/2010 7:09:15 PM
hidavehi$44.00$44.0010/24/2010 4:54:52 PM
265alan0$25.00$25.0010/24/2010 7:53:25 PM
cedar5$35.00$35.0010/24/2010 9:01:54 PM
witty-openness$25.00$25.0010/25/2010 5:26:00 AM
exact-peso2$25.00$25.0010/25/2010 8:53:27 AM
Johnab$25.00$25.0010/25/2010 10:26:37 AM
ScottFinance$25.00$25.0010/25/2010 12:24:52 PM
BipedalHominid$30.00$30.0010/25/2010 11:59:03 AM
rangersquire$25.00$25.0010/25/2010 12:00:37 PM
wlm3012$25.00$25.0010/25/2010 2:51:56 PM
wise-balanced-moola$25.00$25.0010/25/2010 2:46:29 PM
bicyclist2270$25.00$25.0010/19/2010 7:52:43 AM
availableloan$25.00$25.0010/19/2010 5:07:41 PM
silver-armada$50.00$50.0010/20/2010 5:04:30 AM
studious-bonus7$100.00$100.0010/20/2010 6:33:41 AM
designs626$50.00$50.0010/20/2010 7:12:34 AM
suave-dime6$25.00$25.0010/20/2010 7:52:45 AM
Eagledrop$25.00$25.0010/20/2010 8:46:58 AM
hookUup$50.00$50.0010/20/2010 9:48:37 AM
investment-artist$25.00$25.0010/20/2010 10:58:17 AM
bambampk$25.00$25.0010/20/2010 11:14:41 AM
atlas100$25.00$25.0010/20/2010 2:56:10 PM
innocent-income4$25.00$25.0010/20/2010 5:15:48 PM
Whitewater_Loans$25.00$25.0010/21/2010 5:59:53 AM
deal-enrichment$46.15$46.1510/21/2010 6:18:10 AM
comet55$25.00$25.0010/21/2010 9:48:06 AM
omerta6102$50.00$50.0010/21/2010 1:18:42 PM
life-is-great$50.00$50.0010/21/2010 3:08:17 PM
penny-plato$25.00$25.0010/21/2010 4:21:08 PM
cautious1$50.00$50.0010/21/2010 6:55:18 PM
eCapital$25.00$25.0010/22/2010 12:32:30 AM
balance-chestnut$62.50$62.5010/22/2010 8:03:06 AM
reueljw$25.00$25.0010/22/2010 10:28:52 AM
pleasant-basis$25.00$25.0010/22/2010 10:42:43 AM
justice-dna$25.00$25.0010/22/2010 10:43:19 AM
heroic-payout9$25.00$25.0010/22/2010 11:32:26 AM
cybernosha$25.00$25.0010/22/2010 1:08:41 PM
gustavholstopus32$25.00$25.0010/22/2010 1:19:00 PM
shellstar$25.00$25.0010/22/2010 1:55:56 PM
Earnest_Money$25.00$25.0010/22/2010 2:24:59 PM
CAGE-Investments$25.00$25.0010/22/2010 4:07:38 PM
FadSaolAgat$50.00$50.0010/22/2010 4:28:29 PM
theloanfiller$25.00$25.0010/22/2010 8:25:16 PM
raiderj$25.00$25.0010/22/2010 10:38:40 PM
Lender0307$25.00$25.0010/22/2010 11:09:33 PM
newest-bountiful-basis$25.00$25.0010/23/2010 9:06:31 AM
sudeep104$25.00$25.0010/23/2010 9:39:53 AM
HamIAm$75.00$75.0010/23/2010 4:46:21 PM
Bodyboard$25.00$25.0010/23/2010 5:42:03 PM
Dollars4Rent$25.00$25.0010/24/2010 8:29:42 AM
heroic-dime8$25.00$25.0010/24/2010 11:40:12 AM
wild_carrot$25.00$25.0010/24/2010 12:03:05 PM
InvestorsRus$50.00$50.0010/24/2010 6:36:16 PM
Nasdaq$25.00$25.0010/24/2010 9:09:54 PM
alakanbearcub$25.00$25.0010/24/2010 7:11:05 PM
cash-prodigy1$50.00$50.0010/25/2010 8:35:28 AM
GBlack$25.00$25.0010/25/2010 8:37:21 AM
twsems$100.00$100.0010/25/2010 11:21:01 AM
simiray$30.00$30.0010/25/2010 11:45:13 AM
maplehouse$25.81$25.8110/25/2010 10:30:30 AM
Astyanax$50.00$50.0010/25/2010 1:56:24 PM
blue-useful-auction$25.00$25.0010/25/2010 2:16:12 PM
engaging-worth$25.00$25.0010/25/2010 2:26:26 PM
wjareg08$25.00$25.0010/25/2010 2:43:41 PM
115 bids
 
Borrower Payment Dependent Notes Series 480275
This series of Notes was issued and sold upon the funding of the borrower loan #45047, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.20% Auction start date:  Oct-18-2010 
  Auction end date:  Oct-25-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.06% Starting monthly payment: $179.48
Final lender yield: 33.35% Final borrower rate/APR: 34.35% / 38.06% Final monthly payment: $179.48
 
Auction yield range: 13.71% - 33.35% Estimated loss impact: 15.74%  
Lender servicing fee: 1.00% Estimated return: 17.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Aug-2001 Debt/Income ratio: 13%
Credit score: 680-699 (Oct-2010) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:4y 8m
Amount delinquent: $0 Total credit lines: 23 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,078Stated income:$50,000-$74,999
Delinquencies in last 7y: 20 Bankcard utilization: 74%  
   Homeownership: No  
Screen name: Mrpippentook Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off CC's, gonna be debt free
Purpose of loan:
This loan will be used to pay off my wife and my remaining two credit cards!

My financial situation:
I am a good candidate for this loan because I have a stable job, and have committed myself to a path of financial security.? I have recently purchased my house (and currently owe less than it's value, a rare thing these days).? I intend on paying back this loan within the next 6 months.

Monthly net income: $ 5,000

Monthly expenses: $ 3107
??Housing: $ 2307
??Insurance: $ (included in above)
??Car expenses: $?0
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 300
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hi there, could you explain the delinquencies in your record? Thanks and good luck with this loan. - green-rapid-openness
A: In the process of building my home I had a student loan slip thru the cracks just in time for the subprime crash. Rather than leave my builder holding the tab I arranged for my parents to purchase the home, which I would pay them for. Unfortunately this resulted in a 9.8% interest rate, or $1,000 more per month than budgeted. I fought and clawed my way thru 2 years of that, but have finally rounded a corner. I recently purchased my home from them and am now current on all debts. Thank you! (Oct-21-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
bid-czar8$25.00$25.0010/18/2010 3:13:18 PM
handshake5$50.00$50.0010/18/2010 3:13:53 PM
loan-kung-fu$50.00$50.0010/18/2010 3:22:41 PM
EMMERA52$25.00$25.0010/18/2010 3:40:39 PM
svandgts$25.00$25.0010/18/2010 4:38:32 PM
noble-revenue$27.37$27.3710/18/2010 5:49:04 PM
texrob20$25.00$25.0010/18/2010 5:33:22 PM
cpodakine$25.00$25.0010/18/2010 6:52:18 PM
cablenews$25.00$25.0010/18/2010 8:47:52 PM
Jonb6919$25.00$25.0010/18/2010 8:54:55 PM
Comoparklender$25.00$25.0010/18/2010 9:28:40 PM
klinebarger$25.00$25.0010/18/2010 9:05:16 PM
Artist_Blue$25.00$25.0010/18/2010 9:28:36 PM
dedicated-diversification5$100.00$100.0010/18/2010 9:29:04 PM
SDNLR$25.00$25.0010/19/2010 2:05:03 AM
CapeDollars$25.00$25.0010/19/2010 2:52:18 AM
LuvToLend$25.00$25.0010/19/2010 1:23:44 AM
danthemon35$25.00$25.0010/19/2010 3:21:25 AM
selfmademan$25.00$25.0010/19/2010 1:49:53 AM
swordfish42$25.00$25.0010/19/2010 2:35:13 AM
iLoaner$25.00$25.0010/19/2010 3:01:38 AM
macbeck22$25.00$25.0010/19/2010 2:30:26 AM
samo102us$25.00$25.0010/19/2010 3:02:42 AM
czar3$33.41$33.4110/19/2010 4:05:12 AM
GrooveBiz$32.12$32.1210/19/2010 7:52:54 AM
Tammy102800$25.00$25.0010/19/2010 7:52:55 AM
sfmf$25.00$25.0010/19/2010 10:55:26 AM
Lender0424$50.00$50.0010/19/2010 10:34:41 AM
super100$50.00$50.0010/19/2010 10:33:59 AM
jojo6686$25.00$25.0010/19/2010 10:34:17 AM
balance-hercules$50.00$50.0010/19/2010 11:04:37 AM
FountainShrugged$50.00$31.8010/19/2010 11:13:08 AM
sharp-return7$25.00$25.0010/22/2010 9:07:07 AM
green-rapid-openness$50.00$50.0010/22/2010 8:58:41 AM
BuckeyeBanker$50.00$50.0010/22/2010 9:03:07 AM
wlm3012$25.00$25.0010/22/2010 10:11:21 AM
fund-secret-agent$25.00$25.0010/22/2010 11:30:27 AM
gold-cluster$100.00$100.0010/22/2010 3:49:08 PM
spike22$35.00$35.0010/23/2010 11:00:24 AM
lending-theory$25.00$25.0010/23/2010 9:28:20 PM
radiant-loan5$200.00$200.0010/24/2010 6:04:02 AM
Kqwik$25.00$25.0010/24/2010 10:57:29 AM
spiff666$25.00$25.0010/24/2010 9:08:37 AM
maccpro1$50.00$50.0010/24/2010 5:41:51 PM
thebadpelican$25.00$25.0010/24/2010 7:41:55 PM
Tono$25.00$25.0010/24/2010 4:14:57 PM
payout-comet$25.00$25.0010/25/2010 3:46:34 AM
larryboy10$25.00$25.0010/24/2010 9:34:05 PM
patriot384$80.00$80.0010/25/2010 7:04:54 AM
cash-prodigy1$50.00$50.0010/25/2010 8:25:01 AM
Zipcut$25.00$25.0010/25/2010 9:09:13 AM
Starfin-Capital-Management$126.54$126.5410/25/2010 8:32:15 AM
carlos_chantana$25.00$25.0010/25/2010 10:10:14 AM
Zipcut$25.00$25.0010/25/2010 9:10:24 AM
brightest-dignified-penny$25.00$25.0010/25/2010 10:48:54 AM
grampy48$25.00$25.0010/25/2010 1:47:34 PM
jybank$25.00$25.0010/25/2010 1:24:19 PM
radiant-loan5$96.83$96.8310/18/2010 3:42:49 PM
bre56$25.00$25.0010/18/2010 3:50:10 PM
Evan_Safe$25.00$25.0010/18/2010 3:40:43 PM
KaizenDiva$50.00$50.0010/18/2010 3:50:31 PM
nybanker85$50.00$50.0010/18/2010 3:51:00 PM
HedgeFund$50.00$50.0010/18/2010 4:12:47 PM
archeanchaos$25.00$25.0010/18/2010 4:38:14 PM
LoisLoan$25.00$25.0010/18/2010 5:07:11 PM
Diamond_Jim$25.00$25.0010/18/2010 4:38:34 PM
agiovasil$25.00$25.0010/18/2010 5:42:59 PM
villagers$25.00$25.0010/18/2010 5:05:39 PM
special-currency6$25.00$25.0010/18/2010 5:24:01 PM
forthright-dedication$25.00$25.0010/18/2010 7:22:57 PM
moola-wildebeest3$25.00$25.0010/18/2010 9:29:00 PM
washboard1$50.00$50.0010/18/2010 9:29:07 PM
gustavzantanon$25.00$25.0010/19/2010 2:04:28 AM
jml3482$25.00$25.0010/18/2010 9:29:05 PM
Bob450$25.00$25.0010/18/2010 10:20:49 PM
Kreditorium$25.00$25.0010/19/2010 3:21:22 AM
Rob717171$25.00$25.0010/19/2010 1:31:32 AM
SolarMoonshine$25.00$25.0010/19/2010 3:54:30 AM
lowcostmoney$25.00$25.0010/19/2010 3:30:34 AM
gimincorp$34.42$34.4210/19/2010 7:37:49 AM
balance-handshake7$25.00$25.0010/19/2010 6:17:58 AM
HHP$25.00$25.0010/19/2010 10:34:05 AM
marketplace-buckeye$50.00$50.0010/19/2010 10:34:14 AM
piter-to-la-investment$25.00$25.0010/19/2010 10:58:59 AM
worth-arch$25.00$25.0010/19/2010 10:59:01 AM
WisconsinLiberal$25.00$25.0010/21/2010 2:37:42 PM
scoobiedoo$25.00$25.0010/21/2010 4:08:08 PM
exchange-dreams$25.00$25.0010/21/2010 7:25:36 PM
Bomber$25.00$25.0010/22/2010 4:47:23 AM
green-rapid-openness$50.00$50.0010/22/2010 8:58:17 AM
greenback-guard$25.00$25.0010/22/2010 4:07:44 PM
debbymcc$25.03$25.0310/22/2010 6:16:53 PM
DasMula$25.00$25.0010/22/2010 7:17:45 PM
nickel-position$25.00$25.0010/22/2010 9:54:37 PM
unger$50.00$50.0010/23/2010 11:46:27 AM
JamesDewsbury$25.00$25.0010/23/2010 7:20:31 PM
kevlar$25.00$25.0010/24/2010 3:36:51 AM
minnesotafinancial$25.00$25.0010/24/2010 2:12:40 PM
lightninghcky7$25.00$25.0010/24/2010 12:32:03 PM
investment-visionary$27.40$27.4010/24/2010 1:43:06 PM
stormtrooper72$50.08$50.0810/24/2010 8:26:27 PM
moola-monger9$50.00$50.0010/25/2010 9:06:39 AM
Mr_Katana$25.00$25.0010/25/2010 8:55:56 AM
Zipcut$25.00$25.0010/25/2010 9:10:54 AM
HammerSmith$25.00$25.0010/25/2010 9:52:49 AM
Zipcut$25.00$25.0010/25/2010 9:09:40 AM
Zipcut$25.00$25.0010/25/2010 9:11:58 AM
Lubava$50.00$50.0010/25/2010 10:36:55 AM
sturdy-peace9$75.00$75.0010/25/2010 11:19:31 AM
B2152$25.00$25.0010/25/2010 1:25:43 PM
himistu22$25.00$25.0010/25/2010 2:25:31 PM
aquistoyraul$25.00$25.0010/25/2010 1:01:49 PM
innovator2$25.00$25.0010/25/2010 1:14:47 PM
friendinmoney$25.00$25.0010/25/2010 1:32:01 PM
majestic-currency3$25.00$25.0010/25/2010 2:57:40 PM
115 bids
 
Borrower Payment Dependent Notes Series 480285
This series of Notes was issued and sold upon the funding of the borrower loan #45031, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.95% Auction start date:  Oct-19-2010 
  Auction end date:  Oct-26-2010 
 
Starting lender yield: 14.15% Starting borrower rate/APR: 15.15% / 17.32% Starting monthly payment: $138.96
Final lender yield: 13.90% Final borrower rate/APR: 14.90% / 17.07% Final monthly payment: $138.47
 
Auction yield range: 5.71% - 14.15% Estimated loss impact: 6.18%  
Lender servicing fee: 1.00% Estimated return: 7.72%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-1987 Debt/Income ratio: 23%
Credit score: 800-819 (Oct-2010) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 21 / 18Length of status:21y 9m
Amount delinquent: $0 Total credit lines: 40 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,414Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 2%  
   Homeownership: No  
Screen name: marketplace-vibrato Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off Chase Card
Purpose of loan:
This loan will be used to? pay off a Chase Credit Card.? I have been paying large chunks ($500 or more) toward this the past few months but would like to get a better interest rate.

My financial situation:
I am a good candidate for this loan because?I have paid off all my other credit cards and have very low balances?on three cards that I pay off each month.

Monthly net income: $ 2200

Monthly expenses: $ 1421
??Housing: $ 880
??Insurance: $?60
??Car expenses: $?70
??Utilities: $ 46
??Phone, cable, internet: $?90
??Food, entertainment: $?175
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 50
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hi, your revolving balance is $1400 and your credit card payment is $50. Why do you need to borrow $4000 to pay this card off? Thanks. - interest88
A: The information in my credit report does not include this one Chase credit card because it is under my business name and not my personal name. So the 1400 listed on the credit report are the three small balances that I am paying off each month. (Oct-21-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
selector568$400.00$400.0010/19/2010 3:42:45 PM
walabie$25.00$25.0010/20/2010 5:52:33 AM
mjunlimited$50.00$50.0010/20/2010 6:28:49 AM
velocity-onator$25.00$25.0010/20/2010 10:47:57 AM
SOP_Bank$25.00$25.0010/20/2010 11:58:54 AM
clean-fund$25.00$25.0010/20/2010 2:46:20 PM
AK49-JW$25.00$25.0010/20/2010 5:26:21 PM
Peterman$25.00$25.0010/21/2010 8:50:00 AM
loyalist1$100.00$100.0010/21/2010 9:01:47 AM
thankful-nickel2$25.00$25.0010/21/2010 1:32:21 PM
platinum-hunter7$35.00$35.0010/21/2010 5:00:52 PM
hookUup$100.00$100.0010/21/2010 6:12:02 PM
spiff666$25.00$25.0010/21/2010 8:31:33 PM
BuckeyeBanker$100.00$100.0010/22/2010 8:12:32 AM
wlm3012$25.00$25.0010/22/2010 10:01:11 AM
B-rad_the_Coug$25.00$25.0010/22/2010 1:18:30 PM
serene-capital$35.00$35.0010/22/2010 2:54:24 PM
Kessler$28.00$28.0010/23/2010 2:43:41 PM
nyran20$25.00$25.0010/23/2010 5:50:33 PM
bold-social-advantage$150.00$150.0010/23/2010 7:50:34 PM
credit-panda1$25.00$25.0010/24/2010 1:14:21 PM
Lender0307$25.00$25.0010/24/2010 7:45:27 PM
notown$30.00$30.0010/24/2010 9:08:50 PM
patriot384$360.00$360.0010/25/2010 6:56:39 AM
thrilling-nickel5$30.00$30.0010/25/2010 4:51:11 AM
loyalty-czar$25.00$25.0010/25/2010 7:37:11 AM
shrewd-loot$30.00$30.0010/25/2010 7:50:07 AM
Occhy$25.00$25.0010/25/2010 12:08:12 PM
euro-deployment$25.00$25.0010/25/2010 3:20:48 PM
1SteelerFan$30.00$30.0010/25/2010 3:13:59 PM
liberty-thinker$25.00$25.0010/25/2010 4:35:44 PM
katnmouse$30.00$30.0010/25/2010 4:59:36 PM
zx12rider$25.00$25.0010/25/2010 5:06:53 PM
engbusres$31.00$31.0010/25/2010 7:58:28 PM
credit-guard5$25.00$25.0010/25/2010 10:21:00 PM
ChewyZ$25.00$25.0010/26/2010 6:18:16 AM
dajen1$50.00$50.0010/26/2010 10:15:38 AM
Digs$25.00$25.0010/26/2010 9:44:30 AM
AM2171$25.00$25.0010/26/2010 12:54:25 PM
blue-useful-auction$25.00$25.0010/26/2010 1:16:17 PM
friendinmoney$25.00$25.0010/26/2010 10:09:16 AM
interest88$25.00$25.0010/26/2010 10:45:52 AM
Wild84Cats$41.59$41.5910/26/2010 1:21:29 PM
RandyL3$25.00$25.0010/19/2010 3:54:44 PM
ogmanny$50.00$50.0010/20/2010 1:47:17 AM
studious-bonus7$100.00$82.8810/20/2010 6:34:03 AM
investment-artist$25.00$25.0010/20/2010 10:52:48 AM
Bank_Of_XL$25.00$25.0010/20/2010 1:08:51 PM
smart-gold$25.00$25.0010/21/2010 2:27:38 PM
BrLender$25.00$25.0010/21/2010 2:40:31 PM
shellstar$25.00$25.0010/21/2010 3:06:33 PM
4mydaughterseducation$25.00$25.0010/21/2010 6:59:33 PM
Stock-Stud$25.00$25.0010/21/2010 10:11:08 PM
FinanceEngine$25.00$25.0010/22/2010 7:54:44 AM
ethicalhumanist$50.00$50.0010/22/2010 8:59:03 AM
singletrck$25.00$25.0010/22/2010 9:54:42 AM
rdrloan$50.00$50.0010/22/2010 1:30:43 PM
MortgageeMarty$25.00$25.0010/23/2010 11:56:50 AM
SomebodysMom$50.00$50.0010/23/2010 7:18:42 PM
poolshark72$25.00$25.0010/23/2010 10:33:28 PM
Realty24$25.00$25.0010/24/2010 10:08:56 AM
forthright-principal2$25.00$25.0010/24/2010 1:27:27 PM
Techne_Funds_LLC$25.00$25.0010/24/2010 5:09:53 PM
poetic-diversification$250.00$250.0010/24/2010 6:14:06 PM
dollardave$100.00$100.0010/24/2010 10:34:53 PM
Sol_Invictus$25.00$25.0010/25/2010 5:48:47 AM
gilbrear$25.00$25.0010/25/2010 3:41:40 PM
thebadpelican$25.00$25.0010/25/2010 3:57:43 PM
psalms6612$25.00$25.0010/25/2010 6:10:29 PM
aganippe$50.00$50.0010/25/2010 7:26:17 PM
xlnt-loans$25.00$25.0010/25/2010 9:16:34 PM
lazyeye$25.00$25.0010/26/2010 5:16:43 AM
yu-rik$50.00$50.0010/26/2010 7:11:03 AM
oldman68$25.00$25.0010/26/2010 8:15:18 AM
12Knocksinna$31.45$31.4510/26/2010 4:50:14 AM
moneytolend72$25.00$25.0010/26/2010 7:25:38 AM
broosky2$50.00$50.0010/26/2010 7:48:31 AM
sosleep$25.00$25.0010/26/2010 6:30:20 AM
UBOtto186$75.00$75.0010/26/2010 10:14:02 AM
engaging-worth$25.00$25.0010/26/2010 9:54:13 AM
all4beans$25.00$25.0010/26/2010 10:42:12 AM
Pendruce$25.00$25.0010/26/2010 2:05:08 PM
honey-money$30.00$30.0010/26/2010 1:38:29 PM
Shamrock731$25.08$25.0810/26/2010 2:22:57 PM
trumpeter5$25.00$25.0010/26/2010 2:48:09 PM
grampy48$50.00$50.0010/26/2010 2:14:58 PM
EretzCapital$50.00$50.0010/26/2010 3:39:02 PM
87 bids
 
Borrower Payment Dependent Notes Series 480305
This series of Notes was issued and sold upon the funding of the borrower loan #45034, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.95% Auction start date:  Oct-19-2010 
  Auction end date:  Oct-26-2010 
 
Starting lender yield: 14.15% Starting borrower rate/APR: 15.15% / 17.32% Starting monthly payment: $208.43
Final lender yield: 14.15% Final borrower rate/APR: 15.15% / 17.32% Final monthly payment: $208.43
 
Auction yield range: 5.71% - 14.15% Estimated loss impact: 6.19%  
Lender servicing fee: 1.00% Estimated return: 7.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-2005 Debt/Income ratio: Not calculated
Credit score: 760-779 (Oct-2010) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:0y 9m
Amount delinquent: $0 Total credit lines: 11 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $753Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 13%  
   Homeownership: No  
Screen name: eman7 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for Business: Start-up Cost
Purpose of loan:
This loan will be used to cover start up cost associated with my business. I need the money to buy some equipment that i need to set my shop up, like a lift, compressors, and some extra tools.

My financial situation: is stable, I have enough money to pay for this loan. My business is doing well, and with the loan I know I will be able to expand it.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
alpinaut$25.00$25.0010/19/2010 3:41:13 PM
radforj22$25.00$25.0010/19/2010 3:43:07 PM
generous-deal6$50.00$50.0010/19/2010 3:50:02 PM
bountiful-durability$100.00$100.0010/19/2010 3:47:08 PM
jdwillcox$50.00$50.0010/19/2010 3:47:38 PM
MadHun$100.00$100.0010/19/2010 3:52:27 PM
DRA-Properties$25.00$25.0010/19/2010 3:47:20 PM
objective-investor$100.00$100.0010/19/2010 3:47:59 PM
delicious-social132$50.00$50.0010/19/2010 3:49:09 PM
jazzlender$50.00$50.0010/19/2010 3:56:12 PM
williemc44$50.00$50.0010/19/2010 3:52:05 PM
mla$25.00$25.0010/19/2010 3:56:50 PM
enthralling-deal180$50.00$50.0010/19/2010 3:53:08 PM
handshake5$100.00$100.0010/19/2010 3:51:17 PM
Sevron$100.00$100.0010/19/2010 3:52:44 PM
ray1051$25.00$25.0010/19/2010 3:53:43 PM
efficient-treasure0$25.00$25.0010/19/2010 3:55:09 PM
orangetrust$100.00$100.0010/19/2010 3:56:39 PM
ogmanny$50.00$50.0010/20/2010 1:47:18 AM
walabie$25.00$25.0010/20/2010 5:52:31 AM
ccdmp2004$25.00$25.0010/20/2010 9:07:11 AM
bold-durability-drum$50.00$50.0010/20/2010 4:14:32 PM
silver-armada$50.00$50.0010/21/2010 7:18:22 AM
Peterman$25.00$25.0010/21/2010 8:50:54 AM
loyalist1$100.00$100.0010/21/2010 9:01:45 AM
contract-high-five$25.00$25.0010/22/2010 8:53:58 AM
justice-dna$25.00$25.0010/22/2010 10:43:28 AM
hookUup$50.00$50.0010/22/2010 12:26:43 PM
bambampk$25.00$25.0010/22/2010 12:26:38 PM
ready-vigilance3$50.00$50.0010/22/2010 12:24:59 PM
rapid-credit428$25.00$25.0010/22/2010 1:19:07 PM
FadSaolAgat$50.00$50.0010/22/2010 4:28:50 PM
intuitive-bill$25.00$25.0010/24/2010 12:14:10 AM
SpotLending$50.00$50.0010/23/2010 7:08:29 PM
innocent-income4$25.00$25.0010/24/2010 8:04:30 AM
valiant-liberty4$25.00$25.0010/24/2010 1:58:53 PM
tenacious-compassion9$25.00$25.0010/24/2010 11:17:11 AM
Lender0307$25.00$25.0010/24/2010 7:46:57 PM
Panna$25.00$25.0010/24/2010 10:34:33 PM
tntmojave$25.00$25.0010/25/2010 5:44:57 AM
Mark0135$100.00$100.0010/25/2010 7:39:23 AM
triumph329$40.00$40.0010/25/2010 9:16:20 AM
lovely-benefit7$25.00$25.0010/25/2010 9:44:13 AM
unassassinable$25.00$25.0010/25/2010 9:07:10 AM
Eagledrop$25.00$25.0010/25/2010 10:41:59 AM
Wilcat77$50.00$50.0010/25/2010 9:38:32 AM
jc33148$25.96$25.9610/25/2010 11:09:42 AM
equitable-yield4$25.00$25.0010/25/2010 10:41:49 AM
reueljw$25.00$25.0010/25/2010 10:42:31 AM
lively-hope28$50.00$50.0010/25/2010 11:48:57 AM
54CHEVY$50.00$50.0010/25/2010 2:16:45 PM
Sol_Invictus$25.00$25.0010/25/2010 3:53:27 PM
beachbum22$25.00$25.0010/25/2010 4:57:32 PM
108lender$100.00$100.0010/25/2010 6:27:19 PM
xlnt-loans$25.00$25.0010/25/2010 9:20:14 PM
nakane66$50.00$50.0010/25/2010 9:42:36 PM
BankofRon$25.00$25.0010/25/2010 9:57:54 PM
dime-vista2$25.00$25.0010/25/2010 9:58:08 PM
patriot897$25.00$25.0010/26/2010 9:16:32 AM
AM2171$25.00$25.0010/26/2010 12:54:58 PM
dajen1$40.00$40.0010/26/2010 10:42:22 AM
oreyedoc$42.37$42.3710/26/2010 10:46:15 AM
THEHORN$25.00$25.0010/26/2010 10:17:43 AM
melodious-fairness$25.00$25.0010/26/2010 2:06:34 PM
proaz0119$25.00$25.0010/26/2010 1:40:08 PM
orderly-leverage$50.00$50.0010/26/2010 12:02:19 PM
rogue_monster$47.00$47.0010/26/2010 1:55:59 PM
iolaire$25.00$25.0010/26/2010 3:24:37 PM
rescue$100.00$100.0010/19/2010 3:42:19 PM
cybernosha$25.00$25.0010/19/2010 3:48:51 PM
Weaverville$50.00$50.0010/19/2010 3:43:24 PM
jeg3k$50.00$50.0010/19/2010 3:49:34 PM
authentic-liberty7$25.00$25.0010/19/2010 3:46:30 PM
GElender$50.00$50.0010/19/2010 3:52:14 PM
bowdish1$50.00$50.0010/19/2010 3:48:16 PM
ichibon$150.00$150.0010/19/2010 3:48:38 PM
bid-czar8$50.00$50.0010/19/2010 3:50:47 PM
payout-achievement$100.00$100.0010/19/2010 3:49:22 PM
worthy-bid8$100.00$100.0010/19/2010 3:49:47 PM
HedgeFund$50.00$50.0010/19/2010 3:57:48 PM
C_Mark$100.00$5.8610/19/2010 3:58:50 PM
studious-bonus7$100.00$100.0010/20/2010 6:34:04 AM
mjunlimited$50.00$50.0010/20/2010 6:29:07 AM
suave-dime6$25.00$25.0010/20/2010 7:54:03 AM
SummaCapital$100.00$100.0010/20/2010 9:16:00 AM
papaloha$25.00$25.0010/20/2010 12:47:41 PM
the-money-position$50.00$50.0010/20/2010 12:34:10 PM
ti22ring$25.00$25.0010/20/2010 4:37:47 PM
AK49-JW$25.00$25.0010/20/2010 5:27:50 PM
larrybird$30.97$30.9710/21/2010 4:06:04 AM
natural-affluence4$25.00$25.0010/21/2010 9:35:45 AM
kenji4861$25.00$25.0010/21/2010 2:48:57 PM
psa1995$50.00$50.0010/21/2010 3:01:54 PM
awesome-dollar5$100.00$100.0010/22/2010 6:18:45 AM
the-profit-oracle$25.00$25.0010/22/2010 2:58:18 AM
ethicalhumanist$50.00$50.0010/22/2010 9:00:03 AM
life-is-great$50.00$50.0010/22/2010 10:23:36 AM
nickel-hickory$25.00$25.0010/22/2010 11:10:53 AM
pleasant-basis$25.00$25.0010/22/2010 12:27:11 PM
seahorse2008$25.00$25.0010/22/2010 1:35:28 PM
Banker7371$25.00$25.0010/22/2010 12:54:02 PM
valiant-liberty4$25.00$25.0010/22/2010 1:40:57 PM
impartial-deal$25.00$25.0010/22/2010 2:11:50 PM
iflyforfun$25.00$25.0010/22/2010 2:41:59 PM
blissful-dedication3$25.00$25.0010/23/2010 4:58:25 AM
dontletmoneyfoolya$50.00$50.0010/23/2010 7:01:16 AM
grotheik$25.00$25.0010/23/2010 9:48:22 AM
deal-vibrato$50.00$50.0010/23/2010 12:15:04 PM
gjm6d$25.00$25.0010/23/2010 2:03:10 PM
comet55$25.00$25.0010/24/2010 8:04:34 AM
the-debt-fluffy-bunny$25.00$25.0010/24/2010 9:50:32 AM
KileNSmyth4$80.00$80.0010/24/2010 9:49:39 AM
TrustPlus$50.00$50.0010/24/2010 3:21:12 PM
bold-yield-rumbler$25.00$25.0010/24/2010 7:52:00 PM
important-ore$100.00$100.0010/25/2010 3:24:10 AM
chlebie$50.00$50.0010/24/2010 9:03:56 PM
aggielender$25.00$25.0010/25/2010 7:05:58 AM
the-elevated-return$100.00$100.0010/25/2010 5:10:00 AM
chemistry220$37.49$37.4910/25/2010 9:07:48 AM
GCInvestments$25.00$25.0010/25/2010 10:16:36 AM
point-kitten6$50.00$50.0010/25/2010 9:58:04 AM
superchicken$25.00$25.0010/25/2010 10:43:53 AM
Interloper$25.00$25.0010/25/2010 12:06:29 PM
omerta6102$50.00$50.0010/25/2010 10:42:00 AM
gracej$25.00$25.0010/25/2010 11:49:26 AM
1SteelerFan$30.00$30.0010/25/2010 3:10:38 PM
red-favorable-basis$25.00$25.0010/25/2010 4:08:21 PM
j2ee$25.00$25.0010/25/2010 4:13:09 PM
srgriff$25.00$25.0010/25/2010 7:46:11 PM
cash-surge$25.00$25.0010/25/2010 7:53:40 PM
Nicedad72$25.00$25.0010/25/2010 8:39:23 PM
Ivan2007$50.00$50.0010/26/2010 12:37:34 AM
historic-loan1$25.00$25.0010/26/2010 9:44:38 AM
oldman68$25.00$25.0010/26/2010 8:16:41 AM
money-bauble$40.35$40.3510/26/2010 10:41:57 AM
bonus-maximizer919$50.00$50.0010/26/2010 9:43:40 AM
1SteelerFan$30.00$30.0010/26/2010 11:54:53 AM
leverage-monger$25.00$25.0010/26/2010 11:46:22 AM
fillholdingsllc$25.00$25.0010/26/2010 1:25:32 PM
zeelender$25.00$25.0010/26/2010 3:01:23 PM
buddy486$25.00$25.0010/26/2010 3:25:47 PM
141 bids
 
Borrower Payment Dependent Notes Series 480443
This series of Notes was issued and sold upon the funding of the borrower loan #45056, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,800.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.20% Auction start date:  Oct-19-2010 
  Auction end date:  Oct-26-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.06% Starting monthly payment: $170.50
Final lender yield: 33.35% Final borrower rate/APR: 34.35% / 38.06% Final monthly payment: $170.50
 
Auction yield range: 13.71% - 33.35% Estimated loss impact: 15.74%  
Lender servicing fee: 1.00% Estimated return: 17.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jul-1997 Debt/Income ratio: 24%
Credit score: 640-659 (Oct-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 13Length of status:8y 10m
Amount delinquent: $0 Total credit lines: 34 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,184Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 83%  
   Homeownership: Yes  
Screen name: enthralling-loan Borrower's state: Mississippi Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 10 ( 100% ) 640-659 (Latest)
Principal borrowed: $1,500.00< 31 days late: 0 ( 0% )  
660-679 (Nov-2009)
 
Principal balance: $1,162.81 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
Consolidate Debt
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
bid-czar8$25.00$25.0010/19/2010 3:50:33 PM
radiant-loan5$100.00$100.0010/19/2010 3:58:29 PM
forthright-dedication$25.00$25.0010/19/2010 4:11:00 PM
zone6$100.00$100.0010/19/2010 5:40:05 PM
loan-kung-fu$50.00$50.0010/20/2010 2:37:51 AM
natural-greenback6$25.00$25.0010/20/2010 3:40:46 PM
Comoparklender$25.00$25.0010/21/2010 3:01:33 AM
shmb6508$50.00$50.0010/21/2010 3:03:34 PM
valiant-liberty4$25.00$25.0010/22/2010 11:12:57 AM
fabulous-community4$30.90$30.9010/22/2010 12:14:27 PM
reflective-rupee$33.00$33.0010/22/2010 12:28:05 PM
helping-out$25.00$25.0010/22/2010 1:39:43 PM
inspiring-reward$100.00$100.0010/22/2010 2:06:05 PM
successful-agreement7$100.00$100.0010/22/2010 3:28:41 PM
glroark$50.00$50.0010/22/2010 3:56:59 PM
TakeCare$50.00$50.0010/22/2010 4:06:31 PM
seadrg$25.00$25.0010/23/2010 5:49:04 PM
graceful-investment$33.04$33.0410/24/2010 12:45:17 PM
SolarMoonshine$25.00$25.0010/24/2010 5:50:18 PM
Rogelio48$35.00$35.0010/25/2010 2:16:30 PM
worthy-bid8$25.00$25.0010/25/2010 4:14:13 PM
ingenious-deal6$25.00$25.0010/25/2010 4:16:24 PM
momoney2lend$25.00$25.0010/25/2010 4:16:50 PM
jigsaw$50.00$50.0010/25/2010 4:28:28 PM
SFBank$300.00$300.0010/25/2010 7:24:45 PM
HedgeFund$50.00$50.0010/25/2010 6:33:25 PM
Saleen06$29.89$29.8910/25/2010 9:02:47 PM
Legally_Blonde$25.00$25.0010/26/2010 5:34:41 AM
psa1995$25.00$25.0010/26/2010 8:19:06 AM
Sudoku$200.00$200.0010/26/2010 9:04:58 AM
minnesotafinancial$25.00$25.0010/26/2010 9:36:21 AM
supreme-hope$25.00$25.0010/26/2010 6:42:43 AM
money-bauble$100.00$100.0010/26/2010 9:35:22 AM
anton$143.13$143.1310/26/2010 9:35:45 AM
lucrative-loan$25.00$25.0010/26/2010 12:55:49 PM
majestic-currency3$65.52$65.5210/26/2010 3:39:59 PM
autonomous-truth$50.00$50.0010/26/2010 3:41:38 PM
handshake5$50.00$50.0010/19/2010 3:51:00 PM
noble-revenue$50.00$50.0010/19/2010 4:10:16 PM
JustMee$25.00$25.0010/19/2010 5:16:50 PM
brother_tam$43.12$43.1210/20/2010 7:47:33 AM
agiovasil$25.00$25.0010/20/2010 9:33:03 AM
NoCal$30.00$30.0010/21/2010 3:04:31 PM
musegaze$100.00$100.0010/22/2010 11:27:15 AM
teller$27.91$27.9110/22/2010 12:00:59 PM
yield-lion2$75.00$75.0010/22/2010 12:14:22 PM
well-mannered-income3$25.00$25.0010/22/2010 2:26:44 PM
Ubiquinone$25.00$25.0010/22/2010 7:13:32 PM
Kash2010lu$50.00$50.0010/22/2010 9:03:27 PM
LKCGICG$25.00$25.0010/22/2010 9:22:41 PM
skuba$25.00$25.0010/23/2010 5:04:58 AM
NekHoldings$25.00$25.0010/25/2010 7:39:31 AM
Wellman$50.00$50.0010/25/2010 4:29:40 PM
red-power-pecan$50.00$50.0010/25/2010 5:47:09 PM
bid-treaty$36.00$36.0010/25/2010 6:16:50 PM
WonByOne$25.00$25.0010/25/2010 6:22:19 PM
nilonc1$50.00$50.0010/25/2010 7:19:37 PM
Rogelio48$30.00$30.0010/26/2010 4:52:47 AM
realtormoises$25.00$25.0010/26/2010 9:56:43 AM
mcgovern2024$125.00$125.0010/26/2010 10:01:00 AM
ore-dojo$25.00$25.0010/26/2010 10:41:53 AM
Bob450$25.00$25.0010/26/2010 12:57:05 PM
leverage-monger$25.00$25.0010/26/2010 11:34:21 AM
schmegs$25.00$25.0010/26/2010 3:41:25 PM
orangetrust$50.00$50.0010/26/2010 3:03:10 PM
JJ9876$25.00$25.0010/26/2010 3:27:34 PM
anton$800.00$462.4910/26/2010 3:34:37 PM
liberty-injector$50.00$50.0010/26/2010 3:40:56 PM
68 bids
 
Borrower Payment Dependent Notes Series 480477
This series of Notes was issued and sold upon the funding of the borrower loan #45066, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,800.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.20% Auction start date:  Oct-20-2010 
  Auction end date:  Oct-26-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.06% Starting monthly payment: $125.63
Final lender yield: 33.35% Final borrower rate/APR: 34.35% / 38.06% Final monthly payment: $125.63
 
Auction yield range: 13.71% - 33.35% Estimated loss impact: 15.74%  
Lender servicing fee: 1.00% Estimated return: 17.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1975 Debt/Income ratio: 12%
Credit score: 660-679 (Oct-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 3 Current / open credit lines: 4 / 4Length of status:7y 10m
Amount delinquent: $15,684 Total credit lines: 12 Occupation: Laborer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,168Stated income:$25,000-$49,999
Delinquencies in last 7y: 27 Bankcard utilization: 86%  
   Homeownership: No  
Screen name: ghanais Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 27 ( 100% ) 660-679 (Latest)
Principal borrowed: $2,500.00< 31 days late: 0 ( 0% )  
640-659 (Apr-2010)
620-639 (Mar-2010)
620-639 (Jun-2008)
 
Principal balance: $727.95 31+ days late: 0 ( 0% )
Total payments billed: 27  
Description
Pay off my Credit cards, fix car
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Can you please speak to us about the deliquencies on your record? Thank you. - heerzaquestion
A: I have legal problems with my last marriage, it is being taken care of thru a lawyer, sorry that this all I can tell you for legal reason at this time. (Oct-23-2010)
Q: Are you $15K delinquent on a loan? Are you in the process of paying this loan? What is your monthly NEt income and monthly expenses?good luck! - jpblan11
A: This loan is from a prevouis marriage and is taken care of by my lawyer made by by my former wife alone. Can not go into detail. Net Income $1750. Monthly expenses $650. (Oct-23-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
handshake5$74.55$74.5510/20/2010 2:56:54 PM
mikeandcat$59.22$59.2210/21/2010 6:02:58 AM
plentiful-gain3$50.00$50.0010/21/2010 11:17:49 AM
natural-greenback6$25.00$25.0010/21/2010 3:03:21 PM
valiant-liberty4$25.00$25.0010/22/2010 11:13:13 AM
inspiring-reward$100.00$100.0010/22/2010 2:06:23 PM
helping-out$25.00$25.0010/22/2010 3:57:56 PM
shmb6508$31.57$31.5710/22/2010 4:05:36 PM
selector568$100.00$100.0010/22/2010 4:19:12 PM
DasMula$25.00$25.0010/22/2010 7:12:27 PM
zone6$100.00$100.0010/22/2010 8:21:58 PM
skuba$25.00$25.0010/23/2010 5:05:28 AM
YoungTaxMan$25.00$25.0010/23/2010 11:46:12 AM
teller$50.00$50.0010/24/2010 6:57:08 AM
musegaze$100.00$100.0010/24/2010 8:12:03 AM
pembull$50.00$50.0010/24/2010 1:27:16 PM
WeshaTheLeopard$25.00$25.0010/25/2010 3:17:53 PM
TakeCare$50.00$50.0010/25/2010 4:23:27 PM
momoney2lend$25.00$25.0010/25/2010 6:01:33 PM
thatguyoverseas$25.00$25.0010/25/2010 10:22:15 PM
outofoffice$50.00$50.0010/26/2010 7:17:37 AM
worthy-bid8$25.00$25.0010/26/2010 10:41:00 AM
Graven33$25.00$25.0010/26/2010 4:21:40 PM
smoothmoniker$25.00$5.4710/26/2010 3:43:03 PM
Bob450$25.00$25.0010/26/2010 3:56:19 PM
bondhedger$25.00$25.0010/26/2010 4:48:37 PM
lending-theory$25.00$25.0010/26/2010 4:44:54 PM
tech310$50.00$50.0010/26/2010 5:00:25 PM
Leshan$83.06$83.0610/26/2010 5:22:06 PM
pyungpyung$25.00$25.0010/26/2010 6:48:57 PM
kingston1$25.00$25.0010/26/2010 9:12:01 PM
bid-czar8$25.00$25.0010/20/2010 2:56:58 PM
UCLA4life$25.00$25.0010/20/2010 2:58:20 PM
radiant-loan5$100.00$100.0010/20/2010 2:59:52 PM
loan-kung-fu$50.00$50.0010/20/2010 3:01:20 PM
noble-revenue$50.00$50.0010/20/2010 3:29:26 PM
brother_tam$29.77$29.7710/21/2010 1:53:18 AM
Comoparklender$25.00$25.0010/21/2010 3:01:20 AM
abnvette$30.68$30.6810/21/2010 11:55:38 PM
successful-agreement7$100.00$100.0010/22/2010 3:28:14 PM
NoCal$30.00$30.0010/22/2010 4:05:22 PM
FarmersBank$25.00$25.0010/23/2010 7:44:57 AM
NekHoldings$25.00$25.0010/24/2010 11:40:12 AM
blitzen40$25.00$25.0010/24/2010 12:36:14 PM
marwadi-62$200.00$200.0010/24/2010 6:45:17 PM
jpollar$25.00$25.0010/25/2010 6:43:07 AM
tdorren$25.00$25.0010/25/2010 10:36:18 AM
realtormoises$25.00$25.0010/25/2010 10:17:39 AM
graceful-investment$67.17$67.1710/25/2010 4:31:33 PM
red-power-pecan$28.73$28.7310/25/2010 6:33:16 PM
WonByOne$25.00$25.0010/25/2010 6:21:33 PM
orangetrust$50.00$50.0010/26/2010 3:03:35 PM
autonomous-truth$25.00$25.0010/26/2010 3:45:19 PM
Rogesparkguy$25.00$25.0010/26/2010 3:33:46 PM
Rashanir$25.00$25.0010/26/2010 4:17:33 PM
red-favorable-basis$25.00$25.0010/26/2010 4:18:18 PM
Bikerider$50.00$50.0010/26/2010 4:30:21 PM
ramsba$50.00$50.0010/26/2010 3:43:00 PM
CommunityArts_Non-profit$25.00$25.0010/26/2010 4:11:18 PM
340$29.34$29.3410/26/2010 4:33:35 PM
MStax$46.44$46.4410/26/2010 4:08:20 PM
Gaelicman$50.00$50.0010/26/2010 5:13:06 PM
orange-influential-credit$54.00$54.0010/26/2010 5:09:14 PM
benefit-flow$25.00$25.0010/26/2010 5:32:27 PM
felicity-festival$30.00$30.0010/26/2010 6:16:06 PM
65 bids
 
Borrower Payment Dependent Notes Series 480545
This series of Notes was issued and sold upon the funding of the borrower loan #45069, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.80% Auction start date:  Oct-20-2010 
  Auction end date:  Oct-27-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $123.28
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.05% Final monthly payment: $123.28
 
Auction yield range: 10.71% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-2004 Debt/Income ratio: 5%
Credit score: 640-659 (Oct-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:1y 9m
Amount delinquent: $0 Total credit lines: 5 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,511Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 83%  
   Homeownership: No  
Screen name: serene-investment2 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan for my business
Purpose of loan:
This loan will be used to? The loan will be used for the completion of?my website business and the marketing of the site. Marketing will consist of: mass mailing, mass e-mailing, and top placement in three major search engines. Completion of the site entails: completing 12 of 33 databases, testing the databases, and translating the site into 14 different languages.


My financial situation:
I am a good candidate for this loan because? What makes me a good borrower is that I live at my parents home and I have very little expenses. My job is very secure to the point where my company is not taking any new accounts on. As you can probably see in my credit, I have an excellent record of paying my bills on time.

Monthly net income: $ 3,546.40

Monthly expenses: $ 1,290.00
??Housing: $ 200.00
??Insurance: $ 40.00
??Car expenses: $ 200.00
??Utilities: $ 0.00
??Phone, cable, internet: $ 0.00
??Food, entertainment: $ 0.00
??Clothing, household expenses $ 0.00
??Credit cards and other loans: $ 850.00
??Other expenses: $ 0.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
radiant-loan5$100.00$100.0010/20/2010 2:59:53 PM
transaction-circuit$50.00$50.0010/20/2010 2:56:16 PM
bold-attentive-listing$25.00$25.0010/20/2010 3:03:38 PM
beakerfish$50.00$50.0010/20/2010 5:59:34 PM
Comoparklender$25.00$25.0010/21/2010 3:01:18 AM
loyalist1$50.00$50.0010/21/2010 9:12:17 AM
natural-greenback6$25.00$25.0010/21/2010 3:03:22 PM
valiant-liberty4$25.00$25.0010/22/2010 11:13:15 AM
inspiring-reward$100.00$100.0010/22/2010 2:06:28 PM
successful-agreement7$100.00$100.0010/22/2010 3:28:12 PM
NoCal$30.00$30.0010/22/2010 4:05:24 PM
Bob450$25.00$25.0010/22/2010 9:36:06 PM
skuba$25.00$25.0010/23/2010 5:05:30 AM
shmb6508$50.00$50.0010/23/2010 6:05:56 PM
teller$50.00$50.0010/24/2010 12:45:20 PM
momoney2lend$25.00$25.0010/26/2010 3:25:56 AM
treasure-bliss$50.00$50.0010/26/2010 4:50:12 PM
GElender$50.00$50.0010/26/2010 4:51:49 PM
genuine-responsibility8$50.00$50.0010/26/2010 4:52:19 PM
new-social-economist$80.00$41.3210/26/2010 4:53:56 PM
mercuriant$25.00$25.0010/26/2010 4:46:20 PM
finance-magma7$100.00$100.0010/26/2010 4:47:07 PM
Riccous$138.09$138.0910/26/2010 5:32:08 PM
EngineersAlliance$100.00$100.0010/26/2010 6:03:02 PM
bold-attentive-listing$25.00$25.0010/26/2010 7:47:33 PM
wwwUniversal$25.00$25.0010/26/2010 7:47:48 PM
Loanstou$100.00$100.0010/26/2010 6:13:36 PM
mckhbnpc$30.00$30.0010/26/2010 8:14:16 PM
frogperson$150.00$150.0010/26/2010 9:28:43 PM
vine99$40.00$40.0010/26/2010 9:40:06 PM
goodhearted-basis4$25.00$25.0010/26/2010 11:13:04 PM
greenback-guard$25.00$25.0010/26/2010 11:10:13 PM
buffalobills$25.00$25.0010/27/2010 7:47:07 AM
kendigme$25.00$25.0010/27/2010 4:23:18 AM
aztocas$50.00$50.0010/27/2010 7:49:44 AM
capital-kingdom$50.00$50.0010/27/2010 8:13:02 AM
bid-czar8$25.00$25.0010/20/2010 2:56:59 PM
handshake5$50.00$50.0010/20/2010 2:57:36 PM
LKCGICG$25.00$25.0010/22/2010 9:24:31 PM
musegaze$100.00$100.0010/24/2010 1:01:41 PM
TakeCare$60.00$60.0010/25/2010 4:35:06 PM
graceful-investment$25.00$25.0010/25/2010 4:56:50 PM
red-power-pecan$32.21$32.2110/26/2010 12:08:07 PM
innocent-income4$25.00$25.0010/26/2010 4:41:01 PM
ptjg$25.00$25.0010/26/2010 4:46:15 PM
noble-revenue$100.00$100.0010/26/2010 4:47:16 PM
intuitive-bill$25.00$25.0010/26/2010 4:48:32 PM
FinDoc$25.00$25.0010/26/2010 4:38:44 PM
all_of_that_one$30.00$30.0010/26/2010 4:42:41 PM
shrewd-peace7$25.00$25.0010/26/2010 4:44:32 PM
silverloan$48.38$48.3810/26/2010 4:42:27 PM
whartonmba$25.00$25.0010/26/2010 4:47:57 PM
orange-preeminant-bill$50.00$50.0010/26/2010 4:45:58 PM
agiovasil$25.00$25.0010/26/2010 4:52:40 PM
SolarMoonshine$25.00$25.0010/26/2010 5:50:18 PM
bondhedger$25.00$25.0010/26/2010 5:47:43 PM
Leshan$25.00$25.0010/26/2010 5:21:27 PM
BrLender$25.00$25.0010/26/2010 5:53:10 PM
tech310$50.00$50.0010/26/2010 6:04:38 PM
interstellar$50.00$50.0010/26/2010 5:53:19 PM
houg35$25.00$25.0010/26/2010 11:31:03 PM
ksubd$50.00$50.0010/27/2010 12:10:23 AM
lib5836$25.00$25.0010/26/2010 9:44:37 PM
Mrgiggleswic$50.00$50.0010/27/2010 5:23:16 AM
healingangel22$25.00$25.0010/27/2010 7:08:53 AM
hokee$25.00$25.0010/27/2010 7:20:10 AM
66 bids
 
Borrower Payment Dependent Notes Series 480571
This series of Notes was issued and sold upon the funding of the borrower loan #45065, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 3.50% Auction start date:  Oct-19-2010 
  Auction end date:  Oct-26-2010 
 
Starting lender yield: 10.15% Starting borrower rate/APR: 11.15% / 13.27% Starting monthly payment: $328.10
Final lender yield: 10.15% Final borrower rate/APR: 11.15% / 13.27% Final monthly payment: $328.10
 
Auction yield range: 3.71% - 10.15% Estimated loss impact: 3.53%  
Lender servicing fee: 1.00% Estimated return: 6.62%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: May-1985 Debt/Income ratio: 23%
Credit score: 740-759 (Oct-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 12Length of status:3y 4m
Amount delinquent: $0 Total credit lines: 18 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $23,277Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 51%  
   Homeownership: Yes  
Screen name: vigorous-kindness6 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
paying off cc's
Purpose of loan:
This loan will be used to? consoidate cc's.

My financial situation:
I am a good candidate for this loan because?I take pride in my credit score?and?if?you loan me the funds I feel the least I can do is make good on my word by paying you back.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
bountiful-durability$100.00$100.0010/19/2010 3:47:11 PM
generous-deal6$50.00$50.0010/19/2010 3:50:08 PM
ogmanny$50.00$50.0010/19/2010 3:47:51 PM
authentic-liberty7$25.00$25.0010/19/2010 3:46:35 PM
williemc44$50.00$50.0010/19/2010 3:52:08 PM
jdwillcox$50.00$50.0010/19/2010 3:47:42 PM
ray1051$25.00$25.0010/19/2010 3:53:46 PM
organized-payment6$50.00$50.0010/19/2010 3:53:54 PM
handshake5$100.00$100.0010/19/2010 3:51:22 PM
worthy-bid8$100.00$100.0010/19/2010 3:49:51 PM
DDPrime$100.00$100.0010/19/2010 3:51:51 PM
HedgeFund$27.14$27.1410/19/2010 3:57:40 PM
GElender$50.00$50.0010/19/2010 3:52:18 PM
MadHun$100.00$100.0010/19/2010 3:52:32 PM
mjunlimited$50.00$50.0010/19/2010 4:00:11 PM
orangetrust$100.00$100.0010/19/2010 3:56:43 PM
alpinaut$25.00$25.0010/19/2010 3:58:35 PM
reward-tsunami7$50.00$50.0010/19/2010 3:59:19 PM
successful-agreement7$100.00$100.0010/19/2010 3:59:09 PM
worth-arch$25.00$25.0010/19/2010 4:10:37 PM
newgroom422$25.00$25.0010/19/2010 4:23:37 PM
asset-professor$50.00$50.0010/19/2010 4:12:20 PM
jigsaw$87.90$87.9010/19/2010 4:12:36 PM
coloradoloanman$25.00$25.0010/19/2010 4:08:38 PM
revenue-officer36$25.00$25.0010/19/2010 4:09:26 PM
radforj22$25.00$25.0010/19/2010 4:16:10 PM
selector568$400.00$400.0010/19/2010 4:16:15 PM
CO80487$25.00$25.0010/19/2010 6:31:56 PM
trustu$50.00$50.0010/19/2010 6:39:10 PM
zenchef$50.00$50.0010/19/2010 6:40:02 PM
schpere$94.35$94.3510/19/2010 7:04:40 PM
MissionMicroFinance$25.00$25.0010/19/2010 6:39:07 PM
Gibbyland$50.00$50.0010/19/2010 6:40:11 PM
lending_well$25.00$25.0010/19/2010 7:03:56 PM
shadargroup$25.00$25.0010/19/2010 7:03:51 PM
tranquil-return4$25.00$25.0010/19/2010 7:06:34 PM
walabie$25.00$25.0010/20/2010 5:52:23 AM
snarp98$25.00$25.0010/20/2010 6:22:38 AM
stjules$25.00$25.0010/20/2010 6:48:15 AM
jdrez$25.00$25.0010/20/2010 6:49:46 AM
TMillard$25.00$25.0010/20/2010 6:49:13 AM
dschaaf$25.00$25.0010/20/2010 6:53:24 AM
nowits10$25.00$25.0010/20/2010 6:50:39 AM
TpbiCapitals$45.71$45.7110/20/2010 6:52:02 AM
Magus54$25.00$25.0010/20/2010 6:53:43 AM
fopaul13$25.00$25.0010/20/2010 6:55:56 AM
KramericaIndustries$25.00$25.0010/20/2010 7:30:24 AM
ebgb234$25.00$25.0010/20/2010 7:33:20 AM
miket71$48.99$48.9910/20/2010 7:38:33 AM
boater01$50.00$50.0010/20/2010 7:38:05 AM
efficient-treasure0$25.00$25.0010/20/2010 7:50:03 AM
C_Mark$30.95$30.9510/20/2010 7:50:13 AM
Panna$25.00$25.0010/20/2010 8:14:42 AM
ItsJustMe79$40.00$40.0010/20/2010 8:14:16 AM
market-solstice2$25.00$25.0010/20/2010 8:15:31 AM
Bio-physicist$25.00$25.0010/20/2010 8:32:16 AM
ccdmp2004$25.00$25.0010/20/2010 9:07:05 AM
logical-reward8$25.00$25.0010/20/2010 9:15:08 AM
lending-bear$48.75$48.7510/20/2010 9:15:50 AM
SummaCapital$100.00$100.0010/20/2010 9:15:54 AM
papaloha$25.00$25.0010/20/2010 9:28:18 AM
Westlake91362$25.00$25.0010/20/2010 9:28:38 AM
loyalist1$100.00$100.0010/20/2010 9:31:26 AM
jeg3k$50.00$50.0010/20/2010 9:37:52 AM
coin-investor$25.00$25.0010/20/2010 9:55:51 AM
dmfog$25.00$25.0010/20/2010 10:46:38 AM
nybanker85$50.00$50.0010/20/2010 11:08:15 AM
felipe65$50.00$50.0010/20/2010 11:22:24 AM
jammers$50.00$50.0010/20/2010 1:38:15 PM
bonanza1973$25.00$25.0010/20/2010 3:24:55 PM
BuffetRocks$50.00$50.0010/20/2010 3:46:17 PM
bold-durability-drum$50.00$50.0010/20/2010 4:14:41 PM
TakeCare$39.21$39.2110/20/2010 4:06:44 PM
wings2fly$25.00$25.0010/20/2010 8:16:40 PM
nunnie$25.00$25.0010/21/2010 6:11:09 AM
vigorous-velocity$100.00$58.0610/21/2010 9:46:31 AM
minista$25.00$25.0010/21/2010 7:17:45 PM
ti22ring$25.00$25.0010/22/2010 8:34:50 AM
psa1995$50.00$50.0010/22/2010 10:23:47 AM
careful-currency5$25.00$25.0010/22/2010 11:35:27 AM
the-profit-oracle$25.00$25.0010/22/2010 11:27:06 AM
nickel-hickory$25.00$25.0010/22/2010 11:27:29 AM
rapid-credit428$25.00$25.0010/22/2010 1:18:56 PM
wwwUniversal$25.00$25.0010/23/2010 3:37:36 AM
calbertrand$25.00$25.0010/23/2010 10:25:03 AM
deal-vibrato$50.00$50.0010/23/2010 12:15:18 PM
cybernosha$25.00$25.0010/23/2010 3:34:23 PM
valiant-liberty4$50.00$50.0010/23/2010 4:06:05 PM
Cherrypicker$50.00$50.0010/23/2010 10:05:50 PM
newest-sensible-hope$50.00$50.0010/24/2010 8:08:34 AM
the-debt-fluffy-bunny$25.00$25.0010/24/2010 9:50:41 AM
tenacious-compassion9$25.00$25.0010/24/2010 11:16:58 AM
spiff666$25.00$25.0010/24/2010 8:59:12 AM
dime-violin$48.00$48.0010/24/2010 12:20:06 PM
income-fortress$25.00$25.0010/24/2010 5:22:20 PM
market-network$25.00$25.0010/24/2010 2:47:16 PM
SelectTrustLending$25.00$25.0010/24/2010 10:05:36 PM
creative-finance7$25.00$25.0010/24/2010 11:45:47 PM
important-ore$100.00$100.0010/25/2010 3:24:20 AM
Mark0135$100.00$100.0010/25/2010 7:39:34 AM
unassassinable$25.00$25.0010/25/2010 9:07:02 AM
lovely-benefit7$25.00$25.0010/25/2010 9:44:18 AM
bold-yield-rumbler$25.00$25.0010/25/2010 10:43:15 AM
point-kitten6$50.00$50.0010/25/2010 9:58:09 AM
alakanbearcub$25.00$25.0010/25/2010 11:15:17 AM
gracej$25.00$25.0010/25/2010 11:49:31 AM
kenji4861$25.00$25.0010/25/2010 1:34:59 PM
mike_banker$27.19$27.1910/25/2010 2:44:49 PM
sadani$25.00$25.0010/25/2010 4:51:40 PM
beachbum22$25.00$25.0010/25/2010 4:57:39 PM
lucrative-coin$50.00$50.0010/25/2010 6:20:45 PM
philantist$25.00$25.0010/25/2010 8:23:56 PM
nakane66$50.00$50.0010/25/2010 9:42:44 PM
pleasant-basis$25.00$25.0010/26/2010 8:03:36 AM
Charmart$25.00$25.0010/26/2010 2:57:54 AM
oldman68$25.00$25.0010/26/2010 8:21:13 AM
octoberfresh$25.00$25.0010/26/2010 7:02:42 AM
friendinmoney$25.00$25.0010/26/2010 10:13:19 AM
dajen1$50.00$50.0010/26/2010 10:17:04 AM
patriot897$25.00$25.0010/26/2010 9:16:42 AM
tech310$50.00$50.0010/26/2010 3:23:05 PM
chemistry220$50.00$50.0010/26/2010 3:21:56 PM
zeelender$25.00$25.0010/26/2010 3:01:30 PM
natural-affluence4$25.00$25.0010/19/2010 3:46:48 PM
objective-investor$100.00$100.0010/19/2010 3:48:02 PM
bowdish1$50.00$50.0010/19/2010 3:48:22 PM
DRA-Properties$25.00$25.0010/19/2010 3:47:23 PM
Sevron$100.00$100.0010/19/2010 3:52:49 PM
ichibon$150.00$150.0010/19/2010 3:48:42 PM
delicious-social132$50.00$50.0010/19/2010 3:49:12 PM
bid-czar8$50.00$50.0010/19/2010 3:50:51 PM
auction-sage$50.00$50.0010/19/2010 3:55:56 PM
jazzlender$50.00$50.0010/19/2010 3:56:15 PM
enthralling-deal180$50.00$50.0010/19/2010 3:53:11 PM
mla$25.00$25.0010/19/2010 3:56:44 PM
tolerant-dinero2$25.00$25.0010/19/2010 4:01:27 PM
supersarah61$25.00$25.0010/19/2010 3:55:27 PM
teller$50.00$50.0010/19/2010 3:59:50 PM
hookUup$60.38$60.3810/19/2010 3:57:35 PM
6moonbeams$200.00$200.0010/19/2010 3:59:26 PM
don8ter$25.00$25.0010/19/2010 4:00:53 PM
lloyd_s$25.00$25.0010/19/2010 4:10:20 PM
RandyL3$25.00$25.0010/19/2010 4:16:42 PM
Weaverville$50.00$50.0010/19/2010 4:16:11 PM
rescue$100.00$100.0010/19/2010 4:16:19 PM
caring-hope2$50.00$50.0010/19/2010 4:17:11 PM
cablenews$50.00$50.0010/19/2010 6:39:06 PM
antrux$25.00$25.0010/19/2010 7:00:08 PM
Artist_Blue$25.00$25.0010/19/2010 6:29:30 PM
FadSaolAgat$50.00$50.0010/19/2010 6:38:32 PM
Interstate_Rate$47.48$47.4810/19/2010 7:06:43 PM
auction-elvis$25.00$25.0010/19/2010 6:38:13 PM
moola-wildebeest3$50.00$50.0010/19/2010 6:39:09 PM
silktea$50.00$50.0010/19/2010 7:03:54 PM
maldok1$25.00$25.0010/19/2010 7:06:37 PM
greenback-maniac$25.00$25.0010/19/2010 7:21:01 PM
creative-gold$50.00$50.0010/20/2010 4:50:00 AM
Akkon$43.47$43.4710/20/2010 5:57:16 AM
br4444$25.00$25.0010/20/2010 5:57:18 AM
studious-bonus7$100.00$100.0010/20/2010 6:34:16 AM
lendme2$44.10$44.1010/20/2010 6:53:07 AM
ms48105$25.00$25.0010/20/2010 6:53:48 AM
diablo_ny$25.00$25.0010/20/2010 7:31:40 AM
smmgnn99$25.00$25.0010/20/2010 7:31:57 AM
ferdberfel$29.18$29.1810/20/2010 7:32:28 AM
helpinghand63$50.00$50.0010/20/2010 7:34:48 AM
texrob20$25.00$25.0010/20/2010 7:30:53 AM
get30inc$29.41$29.4110/20/2010 7:37:37 AM
fairness-kayak$25.00$25.0010/20/2010 7:40:06 AM
Int_PrinRateTime4000$31.57$31.5710/20/2010 7:41:55 AM
zone6$41.22$41.2210/20/2010 8:12:44 AM
hardwareman$25.00$25.0010/20/2010 8:21:46 AM
abfs$25.00$25.0010/20/2010 8:22:46 AM
Savings_EQ_Dignity$30.00$30.0010/20/2010 8:25:54 AM
blue-useful-auction$25.00$25.0010/20/2010 9:18:28 AM
taurusco$50.00$50.0010/20/2010 9:31:07 AM
virtuous-bill1$25.00$25.0010/20/2010 10:07:50 AM
dgallo$25.00$25.0010/20/2010 10:08:51 AM
special-currency6$50.00$50.0010/20/2010 11:08:55 AM
JBlayz$50.00$50.0010/20/2010 10:39:51 AM
cello1$25.00$25.0010/20/2010 10:46:49 AM
Ocean713$50.00$50.0010/20/2010 11:08:53 AM
graceful-investment$100.00$100.0010/20/2010 11:14:15 AM
dinero-launcher$25.00$25.0010/20/2010 11:48:37 AM
TheTimeIsNow$25.00$25.0010/20/2010 11:22:50 AM
kmr2$25.00$25.0010/20/2010 11:53:50 AM
payout-achievement$43.31$43.3110/20/2010 11:53:48 AM
the-money-position$50.00$50.0010/20/2010 12:34:18 PM
busnssmn$25.00$25.0010/20/2010 2:41:10 PM
Cherrypicker$40.00$40.0010/20/2010 3:59:06 PM
penny-plato$25.00$25.0010/20/2010 8:45:53 PM
danthemon35$25.00$25.0010/21/2010 2:06:54 AM
VIGSY$50.00$50.0010/21/2010 9:44:29 AM
suave-dime6$25.00$25.0010/21/2010 2:54:07 PM
platinum-hunter7$50.00$50.0010/21/2010 5:22:24 PM
larrybird$45.17$45.1710/21/2010 10:07:51 PM
AK49-JW$25.00$25.0010/22/2010 11:55:41 AM
lendingfrog$25.00$25.0010/22/2010 12:25:30 PM
Banker7371$25.00$25.0010/22/2010 12:54:06 PM
thankful-nickel2$25.00$25.0010/22/2010 7:34:40 PM
thrifty-peso$25.00$25.0010/22/2010 8:02:24 PM
newest-bountiful-basis$25.00$25.0010/23/2010 9:06:41 AM
respectful-integrity3$30.00$30.0010/23/2010 2:34:13 PM
bold-social-advantage$100.00$100.0010/23/2010 7:54:36 PM
james1844$100.00$100.0010/23/2010 11:22:49 PM
principal-bull$25.00$25.0010/24/2010 7:55:31 AM
Spaceman838$25.00$25.0010/23/2010 10:06:46 PM
intuitive-bill$25.00$25.0010/24/2010 12:14:25 AM
silver-armada$50.00$50.0010/24/2010 8:07:45 AM
justice-dna$25.00$25.0010/24/2010 5:22:17 PM
ethicalhumanist$50.00$50.0010/24/2010 5:44:29 PM
TrustPlus$50.00$50.0010/24/2010 3:21:26 PM
chlebie$50.00$50.0010/24/2010 9:04:13 PM
exchange-battalion$30.00$30.0010/24/2010 11:19:35 PM
bambampk$25.00$25.0010/24/2010 8:48:47 PM
tntmojave$25.00$25.0010/25/2010 5:45:05 AM
Wilcat77$50.00$50.0010/25/2010 9:38:38 AM
life-is-great$35.25$35.2510/25/2010 10:14:55 AM
impartial-deal$25.00$25.0010/25/2010 10:42:10 AM
GCInvestments$25.00$25.0010/25/2010 10:16:46 AM
wkeboarder21$50.00$50.0010/25/2010 11:02:58 AM
OrcaFIN$25.00$25.0010/25/2010 2:43:45 PM
socal-lender$25.00$25.0010/25/2010 5:14:25 PM
CAGE-Investments$25.00$25.0010/26/2010 8:30:48 AM
museic1$25.00$25.0010/26/2010 7:53:56 AM
dsgfl1$100.00$100.0010/26/2010 10:54:57 AM
bonus-maximizer919$50.00$50.0010/26/2010 9:43:47 AM
leverage-monger$25.00$25.0010/26/2010 11:38:02 AM
ready-vigilance3$37.96$37.9610/26/2010 9:51:35 AM
excellent-nickel$25.25$25.2510/26/2010 12:10:41 PM
grampy48$25.00$25.0010/26/2010 2:18:12 PM
saraven01$100.00$100.0010/26/2010 3:09:54 PM
Interloper$35.00$35.0010/26/2010 3:17:33 PM
233 bids