Sales Report:Supplement No. 62 dated Oct 26, 2010 to Prospectus dated Jul 26, 2010File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 26, 2010 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 26, 2010 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
438166
This series of Notes was issued and sold upon the funding of the borrower loan #45009, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 9.80% |
Auction start date:
| Oct-15-2010 |
| |
Auction end date:
| Oct-22-2010 |
|
|
Starting lender yield:
| 24.75% |
Starting borrower rate/APR:
| 25.75% / 29.26% |
Starting monthly payment:
| $200.79 |
|
Final lender yield:
| 24.54% |
Final borrower rate/APR:
| 25.54% / 29.05% |
Final monthly payment:
| $200.23 |
| |
|
Auction yield range:
| 10.71% - 24.75% |
Estimated loss impact:
| 10.41% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.13% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 640-659 (Oct-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 5y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Tradesman - Mechani... |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $9,681 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| 1akmike |
Borrower's state:
| Alaska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 28 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(May-2008)
|
|
Principal balance:
| $663.32 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 28 | | |
Description
Consolidate of debt
Purpose of loan:
This loan will be used to? Consolidate bills, and getting married
My financial situation:
I am a good candidate for this loan because?
Great job history, stablity, and income status has increased well since original proper loan aquired. All payments perfect, and good payment history, funds of new loan, will go to pay off almost completed current prosper loan.
Monthly net income: $ 4200
Monthly expenses: $ 2002
??Housing: $ 1314
??Insurance: $ 78
??Car expenses: $ 50
??Utilities: $
??Phone, cable, internet: $ 80
??Food, entertainment: $ 200
??Clothing, household expenses $ 120
??Credit cards and other loans: $ 350
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Trakissta | $150.00 | $150.00 | 10/15/2010 8:36:54 PM |
| bold-attentive-listing | $25.00 | $25.00 | 10/18/2010 9:10:27 AM |
| Sven79 | $150.00 | $150.00 | 10/18/2010 10:21:57 AM |
| investment-thinker4 | $25.00 | $25.00 | 10/18/2010 5:53:56 PM |
| SolarMoonshine | $25.00 | $25.00 | 10/20/2010 3:48:39 AM |
| penny-surgeon | $25.00 | $25.00 | 10/20/2010 9:38:54 AM |
| Requiem | $25.00 | $25.00 | 10/20/2010 11:16:43 AM |
| bold-attentive-listing | $25.00 | $25.00 | 10/20/2010 3:59:47 PM |
| mercuriant | $25.00 | $25.00 | 10/20/2010 4:01:17 PM |
| COCHINOBOY | $60.00 | $60.00 | 10/20/2010 10:57:12 PM |
| Rashanir | $25.00 | $25.00 | 10/21/2010 10:36:01 AM |
| thankful-nickel2 | $25.00 | $25.00 | 10/21/2010 12:23:28 PM |
| gadget7 | $26.45 | $26.45 | 10/21/2010 2:28:21 PM |
| HermanstadtKid | $25.00 | $25.00 | 10/21/2010 2:34:56 PM |
| drcoop | $25.00 | $25.00 | 10/21/2010 2:50:51 PM |
| q4golf | $25.00 | $25.00 | 10/21/2010 4:20:52 PM |
| taetrade | $25.00 | $25.00 | 10/21/2010 3:31:46 PM |
| kander80 | $25.00 | $25.00 | 10/21/2010 5:31:04 PM |
| Leshan | $75.00 | $75.00 | 10/21/2010 4:20:20 PM |
| Reliance_Banker | $25.00 | $25.00 | 10/21/2010 5:27:51 PM |
| Gaelicman | $50.00 | $50.00 | 10/21/2010 4:35:24 PM |
| Pu239 | $60.00 | $60.00 | 10/21/2010 5:57:55 PM |
| nashibaksi | $25.00 | $25.00 | 10/21/2010 6:43:18 PM |
| atlrealtor | $36.09 | $36.09 | 10/21/2010 6:55:00 PM |
| LARRY4NY | $25.00 | $25.00 | 10/21/2010 7:07:30 PM |
| grammaspurse | $25.00 | $25.00 | 10/21/2010 8:54:44 PM |
| yield-lion2 | $75.00 | $75.00 | 10/21/2010 7:20:56 PM |
| aafg69 | $25.00 | $25.00 | 10/21/2010 7:29:41 PM |
| credit-missile | $25.00 | $25.00 | 10/21/2010 8:43:20 PM |
| thrifty-capital | $25.00 | $25.00 | 10/21/2010 8:16:02 PM |
| www-goldsilverbar-com | $25.00 | $25.00 | 10/21/2010 9:42:16 PM |
| LittleMingo | $25.00 | $25.00 | 10/22/2010 2:49:43 AM |
| ustfu | $25.00 | $25.00 | 10/22/2010 3:11:30 AM |
| economy-structure9 | $25.00 | $25.00 | 10/22/2010 3:35:59 AM |
| red-favorable-basis | $25.00 | $25.00 | 10/22/2010 1:06:06 AM |
| Belair_Advisors | $25.00 | $25.00 | 10/22/2010 4:54:36 AM |
| lucrative-loan | $50.00 | $50.00 | 10/22/2010 3:07:44 AM |
| ferengi_finance | $25.00 | $25.00 | 10/22/2010 4:12:21 AM |
| Rip128 | $100.00 | $100.00 | 10/22/2010 6:06:11 AM |
| LendingMind | $100.00 | $100.00 | 10/22/2010 7:43:07 AM |
| paceme1 | $27.10 | $27.10 | 10/22/2010 8:50:55 AM |
| Jerrys1951 | $40.00 | $40.00 | 10/22/2010 8:53:31 AM |
| social-zebra | $26.94 | $26.94 | 10/22/2010 8:02:40 AM |
| photo999 | $25.00 | $25.00 | 10/22/2010 8:52:15 AM |
| power-secret-agent | $25.00 | $25.00 | 10/22/2010 8:56:39 AM |
| UBOtto186 | $50.00 | $50.00 | 10/22/2010 9:53:39 AM |
| fireferd | $30.00 | $30.00 | 10/22/2010 10:05:34 AM |
| brightest-dignified-penny | $25.00 | $25.00 | 10/22/2010 10:16:30 AM |
| Astyanax | $75.00 | $75.00 | 10/22/2010 11:01:06 AM |
| thebadpelican | $25.00 | $25.00 | 10/22/2010 11:32:43 AM |
| trumpeter5 | $25.00 | $25.00 | 10/22/2010 12:12:09 PM |
| kwan | $25.00 | $25.00 | 10/22/2010 12:12:52 PM |
| briskdevl07 | $25.00 | $25.00 | 10/22/2010 11:38:12 AM |
| moola-monger9 | $50.00 | $50.00 | 10/22/2010 12:19:07 PM |
| barkochva | $25.00 | $25.00 | 10/22/2010 12:23:26 PM |
| Loan-Mart | $48.93 | $48.93 | 10/22/2010 1:09:05 PM |
| spiritual-fairness5 | $30.00 | $30.00 | 10/22/2010 1:13:58 PM |
| ultimate-peace | $25.00 | $25.00 | 10/22/2010 2:00:35 PM |
| sweety075 | $25.00 | $25.00 | 10/22/2010 1:24:00 PM |
| friendinmoney | $25.00 | $25.00 | 10/22/2010 1:42:59 PM |
| JackinGreen | $50.00 | $50.00 | 10/22/2010 2:16:10 PM |
| tedi-tif | $25.00 | $25.00 | 10/22/2010 2:21:09 PM |
| elegant-commerce7 | $100.00 | $100.00 | 10/22/2010 2:59:42 PM |
| realtormoises | $25.00 | $25.00 | 10/22/2010 3:13:21 PM |
| repaymeplease | $25.00 | $25.00 | 10/22/2010 3:01:38 PM |
| Engineer44 | $25.00 | $25.00 | 10/22/2010 3:15:08 PM |
| honey-money | $25.00 | $25.00 | 10/22/2010 3:06:21 PM |
| credit-missile | $25.00 | $25.00 | 10/22/2010 3:44:58 AM |
| credit-missile | $25.00 | $25.00 | 10/22/2010 3:44:40 AM |
| platinum-hunter7 | $35.00 | $35.00 | 10/16/2010 4:43:48 AM |
| Bcs-cnc | $25.00 | $25.00 | 10/18/2010 7:00:04 AM |
| trade-goblin9 | $25.00 | $25.00 | 10/18/2010 2:51:39 PM |
| tech310 | $50.00 | $50.00 | 10/19/2010 5:18:06 PM |
| patriot384 | $180.00 | $66.94 | 10/20/2010 7:46:57 AM |
| foldingbenny2 | $65.00 | $65.00 | 10/20/2010 6:19:19 PM |
| amlu1988 | $25.00 | $25.00 | 10/20/2010 8:39:19 PM |
| Bob450 | $30.00 | $30.00 | 10/21/2010 11:11:22 AM |
| EA_Pokerking | $25.00 | $25.00 | 10/21/2010 1:28:06 PM |
| pathcrx | $25.00 | $25.00 | 10/21/2010 2:41:03 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 10/21/2010 3:00:42 PM |
| mpatrick | $25.00 | $25.00 | 10/21/2010 3:48:36 PM |
| psycardis | $25.00 | $25.00 | 10/21/2010 5:50:47 PM |
| gjm6d | $25.00 | $25.00 | 10/21/2010 5:48:25 PM |
| ethicalhumanist | $50.00 | $50.00 | 10/21/2010 5:52:26 PM |
| HammerSmith | $25.00 | $25.00 | 10/21/2010 6:54:25 PM |
| exchange-dreams | $30.00 | $30.00 | 10/21/2010 7:19:29 PM |
| noodles932 | $27.63 | $27.63 | 10/21/2010 7:15:00 PM |
| spiff666 | $25.00 | $25.00 | 10/21/2010 8:34:27 PM |
| credit-missile | $25.00 | $25.00 | 10/21/2010 8:43:55 PM |
| fabulous-community4 | $33.76 | $33.76 | 10/21/2010 7:27:21 PM |
| credit-missile | $25.00 | $25.00 | 10/21/2010 8:42:40 PM |
| simeonthewhale | $25.00 | $25.00 | 10/21/2010 10:06:54 PM |
| loan-fate | $46.73 | $46.73 | 10/22/2010 3:09:55 AM |
| draggon77 | $25.00 | $25.00 | 10/22/2010 1:03:14 AM |
| twjh | $25.00 | $25.00 | 10/22/2010 2:54:40 AM |
| DoctorJoe | $25.00 | $25.00 | 10/22/2010 3:58:02 AM |
| Mikale360 | $25.00 | $25.00 | 10/22/2010 7:22:03 AM |
| Elevate2012 | $25.00 | $25.00 | 10/22/2010 7:38:49 AM |
| niq4soccer | $25.00 | $25.00 | 10/22/2010 5:44:03 AM |
| G-Love | $109.91 | $109.91 | 10/22/2010 7:07:53 AM |
| BuckeyeBanker | $100.00 | $100.00 | 10/22/2010 6:54:56 AM |
| impartial-dinero | $29.03 | $29.03 | 10/22/2010 8:04:13 AM |
| arzan | $230.00 | $230.00 | 10/22/2010 8:38:30 AM |
| loanman2007 | $100.00 | $100.00 | 10/22/2010 7:52:29 AM |
| ronin4sale | $25.00 | $25.00 | 10/22/2010 7:59:52 AM |
| wlm3012 | $25.00 | $25.00 | 10/22/2010 9:30:18 AM |
| RebuildingAmerica | $48.49 | $48.49 | 10/22/2010 8:36:36 AM |
| leverage-monger | $25.00 | $25.00 | 10/22/2010 9:26:09 AM |
| investment-happiness | $55.00 | $55.00 | 10/22/2010 9:29:30 AM |
| mpatrick | $42.00 | $42.00 | 10/22/2010 10:16:09 AM |
| zztopdog | $25.00 | $25.00 | 10/22/2010 10:37:53 AM |
| lucky2 | $25.00 | $25.00 | 10/22/2010 10:24:09 AM |
| Katzenjammer | $25.00 | $25.00 | 10/22/2010 10:26:53 AM |
| minnesotafinancial | $25.00 | $25.00 | 10/22/2010 10:47:28 AM |
| Whitewater_Loans | $50.00 | $50.00 | 10/22/2010 11:42:19 AM |
| grampy48 | $50.00 | $50.00 | 10/22/2010 12:25:15 PM |
| SANTIAGO1 | $25.00 | $25.00 | 10/22/2010 12:34:54 PM |
| GUIDOLANDIA | $25.00 | $25.00 | 10/22/2010 1:03:13 PM |
| gothampark | $25.00 | $25.00 | 10/22/2010 1:29:09 PM |
| valiant-liberty4 | $25.00 | $25.00 | 10/22/2010 1:29:50 PM |
| supreme-hope | $25.00 | $25.00 | 10/22/2010 1:44:55 PM |
| blue-useful-auction | $25.00 | $25.00 | 10/22/2010 2:05:14 PM |
| radiant-loan5 | $100.00 | $100.00 | 10/22/2010 2:16:33 PM |
| proper-revenue7 | $50.00 | $50.00 | 10/22/2010 2:59:45 PM |
| EretzCapital | $25.00 | $25.00 | 10/22/2010 2:54:00 PM |
| peace-relaxation0 | $25.00 | $25.00 | 10/22/2010 3:14:00 PM |
| p2p-mover0 | $40.00 | $40.00 | 10/22/2010 3:02:13 PM |
| 127 bids
|
Borrower Payment Dependent Notes Series
472528
This series of Notes was issued and sold upon the funding of the borrower loan #45008, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.20% |
Auction start date:
| Oct-12-2010 |
| |
Auction end date:
| Oct-19-2010 |
|
|
Starting lender yield:
| 33.35% |
Starting borrower rate/APR:
| 34.35% / 38.06% |
Starting monthly payment:
| $224.34 |
|
Final lender yield:
| 33.35% |
Final borrower rate/APR:
| 34.35% / 38.06% |
Final monthly payment:
| $224.34 |
| |
|
Auction yield range:
| 13.71% - 33.35% |
Estimated loss impact:
| 15.74% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.61% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1999 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 700-719 (Oct-2010) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 3y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,058 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| smartinvesting |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
School Loans Are Fun!!!!
Purpose of loan:
This loan will be used to?
start paying off a good chunk of my student loan that just came out of deferment.? I will either use this $ for another semester (or year) of school (Wayne State University) or to pay off a student loan that is now out of deferment.? If i go back full time (already have my degree) the loans go back into deferment.?? Basically its a mess with stayin in a program or changing programs and student loans and how and when they are billed....
My financial situation:
I am a good candidate for this loan because?
i have a credit score of 709 and i have never been late paying any bills. I also live with my parents and dont pay any rent and work alot of overtime now that im out of school for a semester or two.
Monthly net income: $
3000
Monthly expenses: $
??Housing: $
0
??Insurance: $
100
??Car expenses: $
300
??Utilities: $ 100
??Phone, cable, internet: $
150
??Food, entertainment: $
100
??Clothing, household expenses $
100
??Credit cards and other loans: $
500
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What is the interest rate of the student loan that you are contemplating on paying off? If it is less than 33%, why would you take out a 33% loan to pay off a student loan that is less expensive? - McRowdy
A:
waiting for someone to ask that question.... i am going back to school next semester... so those loans are going back to deferment... the loan would be used to pay for the next semester of school and a new laptop for school now, it broke last friday :-( i have to go full time to get back to deferment and i want to get another degree because i have a good job right now, but its not even what i went to school for.... i could have this loan paid off hopefully in 18 mos w/ tax ref in march
(Oct-19-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| natural-greenback6 | $25.00 | $25.00 | 10/12/2010 3:35:07 PM |
| radiant-loan5 | $100.00 | $100.00 | 10/12/2010 4:03:44 PM |
| beakerfish | $50.00 | $50.00 | 10/12/2010 5:51:53 PM |
| teller | $50.00 | $50.00 | 10/12/2010 6:19:38 PM |
| handshake5 | $50.00 | $50.00 | 10/13/2010 9:49:41 AM |
| dollardave | $82.31 | $82.31 | 10/13/2010 10:42:41 AM |
| TakeCare | $60.00 | $60.00 | 10/13/2010 10:55:19 AM |
| reflective-rupee | $100.00 | $100.00 | 10/13/2010 1:03:31 PM |
| ingenious-deal6 | $25.00 | $25.00 | 10/13/2010 3:23:37 PM |
| washboard1 | $50.00 | $50.00 | 10/14/2010 1:48:26 PM |
| Wellman | $50.00 | $50.00 | 10/15/2010 6:32:18 AM |
| money-bauble | $100.00 | $100.00 | 10/15/2010 1:09:10 PM |
| graceful-investment | $100.00 | $100.00 | 10/15/2010 4:18:47 PM |
| balance-handshake7 | $25.00 | $25.00 | 10/15/2010 6:27:54 PM |
| shmb6508 | $50.00 | $50.00 | 10/16/2010 12:59:32 PM |
| lending-theory | $25.00 | $25.00 | 10/17/2010 6:53:58 AM |
| crenen139 | $25.00 | $25.00 | 10/18/2010 9:33:52 PM |
| FeedTheMachine | $52.93 | $52.93 | 10/19/2010 10:03:44 AM |
| treasure-bliss | $50.00 | $50.00 | 10/19/2010 10:04:49 AM |
| dough-bear | $27.34 | $27.34 | 10/19/2010 10:32:55 AM |
| all_of_that_one | $30.00 | $30.00 | 10/19/2010 10:36:03 AM |
| HelpfulLender1 | $25.00 | $25.00 | 10/19/2010 10:36:22 AM |
| 168RichCapital | $30.00 | $30.00 | 10/19/2010 9:47:24 AM |
| dmh4880 | $30.00 | $30.00 | 10/19/2010 10:38:07 AM |
| new-social-economist | $80.00 | $80.00 | 10/19/2010 10:38:12 AM |
| NYWA | $41.60 | $41.60 | 10/19/2010 10:38:24 AM |
| All_Wins | $25.00 | $25.00 | 10/19/2010 10:38:31 AM |
| famous-hope | $25.00 | $25.00 | 10/19/2010 10:39:12 AM |
| bold-careful-finance | $25.00 | $25.00 | 10/19/2010 9:53:43 AM |
| Phantom99 | $25.00 | $25.00 | 10/19/2010 9:55:50 AM |
| well-mannered-marketplace5 | $25.00 | $25.00 | 10/19/2010 10:01:58 AM |
| agiovasil | $25.00 | $25.00 | 10/19/2010 9:59:10 AM |
| thrifty-capital | $25.00 | $25.00 | 10/19/2010 10:05:02 AM |
| mt3209 | $25.00 | $25.00 | 10/19/2010 10:57:39 AM |
| commitment-symphony9 | $50.00 | $50.00 | 10/19/2010 10:35:34 AM |
| peaceful-bazaar497 | $40.00 | $40.00 | 10/19/2010 10:37:43 AM |
| TheYellowDart | $25.00 | $25.00 | 10/19/2010 10:33:35 AM |
| spiritual-social3 | $25.00 | $25.00 | 10/19/2010 10:38:08 AM |
| safe-kindness5 | $25.00 | $25.00 | 10/19/2010 10:34:45 AM |
| thrifty-return | $35.00 | $35.00 | 10/19/2010 10:39:16 AM |
| basis-mammal | $25.00 | $25.00 | 10/19/2010 10:36:08 AM |
| ElAbel11 | $25.00 | $25.00 | 10/19/2010 10:37:55 AM |
| red-unequivocal-finance | $25.00 | $25.00 | 10/19/2010 10:38:04 AM |
| bill-mushroom | $25.00 | $25.00 | 10/19/2010 10:38:11 AM |
| sgt-schultz | $25.00 | $25.00 | 10/19/2010 10:55:20 AM |
| tech310 | $50.00 | $50.00 | 10/19/2010 11:00:40 AM |
| worldpower2 | $25.00 | $25.00 | 10/19/2010 11:57:40 AM |
| restless-dime | $25.00 | $25.00 | 10/19/2010 11:25:50 AM |
| sweetlan | $25.00 | $25.00 | 10/19/2010 3:05:55 PM |
| octoberfresh | $25.00 | $25.00 | 10/19/2010 12:07:21 PM |
| Bidwinner08 | $30.00 | $30.00 | 10/19/2010 1:21:17 PM |
| Core-Marketing | $50.00 | $50.00 | 10/19/2010 2:41:37 PM |
| Sudoku | $165.77 | $165.77 | 10/19/2010 2:52:37 PM |
| payout-bridge | $350.00 | $350.00 | 10/19/2010 3:29:31 PM |
| forthright-dedication | $100.00 | $100.00 | 10/12/2010 3:44:43 PM |
| bid-czar8 | $25.00 | $25.00 | 10/12/2010 3:34:13 PM |
| worthy-bid8 | $25.00 | $25.00 | 10/12/2010 5:23:57 PM |
| lendstats_com | $200.00 | $200.00 | 10/13/2010 7:18:53 AM |
| anton | $300.00 | $300.00 | 10/14/2010 2:36:45 PM |
| musegaze | $100.00 | $100.00 | 10/14/2010 5:33:45 PM |
| NoCal | $30.00 | $30.00 | 10/15/2010 11:55:12 AM |
| MadHun | $45.21 | $45.21 | 10/17/2010 6:53:21 AM |
| inspiring-reward | $100.00 | $100.00 | 10/17/2010 7:05:21 PM |
| jigsaw | $50.00 | $50.00 | 10/18/2010 5:29:36 AM |
| loan-kung-fu | $25.00 | $25.00 | 10/18/2010 3:23:54 AM |
| shrewd-peace7 | $50.00 | $50.00 | 10/18/2010 11:39:43 AM |
| HedgeFund | $50.00 | $50.00 | 10/18/2010 4:21:34 PM |
| psa1995 | $25.00 | $25.00 | 10/18/2010 8:30:14 PM |
| noble-revenue | $100.00 | $100.00 | 10/18/2010 11:51:41 PM |
| helping-out | $38.62 | $38.62 | 10/19/2010 4:45:55 AM |
| red-power-pecan | $50.00 | $50.00 | 10/19/2010 7:05:32 AM |
| abundant-credit6 | $25.00 | $25.00 | 10/19/2010 10:36:54 AM |
| jamiee73 | $25.00 | $25.00 | 10/19/2010 10:37:35 AM |
| barefootpaul | $25.00 | $25.00 | 10/19/2010 10:37:53 AM |
| generous-deal6 | $25.00 | $25.00 | 10/19/2010 10:38:06 AM |
| 168RichCapital | $25.00 | $25.00 | 10/19/2010 9:48:04 AM |
| pj000218 | $50.00 | $50.00 | 10/19/2010 10:38:10 AM |
| lostontheedge | $25.00 | $25.00 | 10/19/2010 10:38:21 AM |
| Rob717171 | $25.00 | $25.00 | 10/19/2010 10:38:32 AM |
| worldly-penny8 | $25.00 | $25.00 | 10/19/2010 10:38:35 AM |
| dcap3 | $50.00 | $50.00 | 10/19/2010 10:38:38 AM |
| Sibelius2 | $25.00 | $25.00 | 10/19/2010 10:38:41 AM |
| nicklds | $25.00 | $25.00 | 10/19/2010 9:59:55 AM |
| peace-saber0 | $25.00 | $25.00 | 10/19/2010 10:56:04 AM |
| jlr613 | $50.00 | $50.00 | 10/19/2010 10:33:42 AM |
| witty-principal | $25.00 | $25.00 | 10/19/2010 10:33:50 AM |
| point-xylophone | $25.00 | $25.00 | 10/19/2010 10:58:36 AM |
| spsavage | $25.00 | $25.00 | 10/19/2010 10:37:24 AM |
| givingguy | $25.00 | $25.00 | 10/19/2010 10:37:49 AM |
| Papa_Mema | $25.00 | $25.00 | 10/19/2010 10:34:57 AM |
| S-Master | $50.00 | $50.00 | 10/19/2010 10:39:10 AM |
| oldmora | $27.05 | $27.05 | 10/19/2010 10:39:15 AM |
| active-market | $35.14 | $35.14 | 10/19/2010 10:35:21 AM |
| valiant-liberty4 | $25.00 | $21.51 | 10/19/2010 10:39:18 AM |
| lcole32 | $25.00 | $25.00 | 10/19/2010 10:36:43 AM |
| DSFinancial | $50.00 | $50.00 | 10/19/2010 10:37:38 AM |
| kind-bill-supporter | $25.00 | $25.00 | 10/19/2010 10:37:57 AM |
| first-silver-bridge | $50.00 | $50.00 | 10/19/2010 10:38:13 AM |
| wifibank | $50.00 | $50.00 | 10/19/2010 10:38:15 AM |
| Cre8iveCash | $25.00 | $25.00 | 10/19/2010 10:38:23 AM |
| jono9999 | $47.52 | $47.52 | 10/19/2010 10:39:07 AM |
| selfmademan | $25.00 | $25.00 | 10/19/2010 10:40:54 AM |
| Bob450 | $25.00 | $25.00 | 10/19/2010 12:56:28 PM |
| EretzCapital | $25.00 | $25.00 | 10/19/2010 1:09:21 PM |
| mmmaacc | $50.00 | $50.00 | 10/19/2010 2:01:04 PM |
| 105 bids
|
Borrower Payment Dependent Notes Series
476918
This series of Notes was issued and sold upon the funding of the borrower loan #44971, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.20% |
Auction start date:
| Oct-13-2010 |
| |
Auction end date:
| Oct-20-2010 |
|
|
Starting lender yield:
| 33.35% |
Starting borrower rate/APR:
| 34.35% / 38.06% |
Starting monthly payment:
| $157.04 |
|
Final lender yield:
| 33.35% |
Final borrower rate/APR:
| 34.35% / 38.06% |
Final monthly payment:
| $157.04 |
| |
|
Auction yield range:
| 13.71% - 33.35% |
Estimated loss impact:
| 15.74% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.61% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1994 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 700-719 (Sep-2010) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
5 | Length of status: | 30y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,146 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| nimble-responsibility |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Needing a new start
Purpose of loan:
Wanting?a new start. Wanting to pay off debt,?get my life on track. I have had several family emergencies this year, this has caused financial burden.? Put me behind on some bills. Looking to have one easy payment. Looking for financial freedom.
My financial situation:
I am a good candidate for this loan because The house I currently live in is the home I grew up in. I have only moved twice in my life time. I have a solid work record by being?employed with the same company for 30 years. I am wanting to improve my credit score, be?debt free.
Monthly net income: $ 52,000
Monthly expenses: $
??Housing: $ 0
??Insurance: $ 125
??Car expenses: $ 550
??Utilities: $ 200
??Phone, cable, internet: $ 110
??Food, entertainment: $?75
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 8,000
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| noble-revenue | $50.00 | $50.00 | 10/13/2010 2:55:24 PM |
| teller | $50.00 | $50.00 | 10/13/2010 2:56:29 PM |
| sfmf | $25.00 | $25.00 | 10/13/2010 2:41:17 PM |
| bid-czar8 | $25.00 | $25.00 | 10/13/2010 3:01:36 PM |
| reflective-rupee | $175.00 | $175.00 | 10/13/2010 4:34:19 PM |
| worthy-bid8 | $25.00 | $25.00 | 10/14/2010 12:33:35 PM |
| musegaze | $100.00 | $100.00 | 10/14/2010 5:33:58 PM |
| graceful-investment | $100.00 | $100.00 | 10/15/2010 4:19:13 PM |
| balance-handshake7 | $25.00 | $25.00 | 10/15/2010 5:31:41 PM |
| shmb6508 | $50.00 | $50.00 | 10/16/2010 12:59:44 PM |
| larryboy10 | $25.00 | $25.00 | 10/16/2010 9:00:27 PM |
| loan-kung-fu | $25.00 | $25.00 | 10/18/2010 3:24:09 AM |
| jigsaw | $50.00 | $50.00 | 10/18/2010 5:29:53 AM |
| SolarMoonshine | $25.00 | $25.00 | 10/18/2010 6:23:56 AM |
| psa1995 | $25.00 | $25.00 | 10/18/2010 8:48:24 PM |
| Bob450 | $25.00 | $25.00 | 10/19/2010 9:55:56 AM |
| inspiring-reward | $100.00 | $100.00 | 10/19/2010 10:05:13 AM |
| tearingstar | $25.00 | $25.00 | 10/19/2010 11:10:29 AM |
| best-unbeatable-transaction | $25.00 | $25.00 | 10/19/2010 11:11:27 AM |
| orderly-leverage | $50.00 | $50.00 | 10/19/2010 11:12:13 AM |
| orange-preeminant-bill | $50.00 | $50.00 | 10/19/2010 11:12:39 AM |
| cognizant-rate732 | $25.00 | $25.00 | 10/19/2010 11:12:51 AM |
| shrewd-peace7 | $50.00 | $50.00 | 10/19/2010 11:09:55 AM |
| ivadood | $100.00 | $100.00 | 10/19/2010 11:11:05 AM |
| fairness-kayak | $25.00 | $25.00 | 10/19/2010 11:11:50 AM |
| zwd12 | $100.00 | $100.00 | 10/19/2010 11:16:46 AM |
| red-power-pecan | $50.00 | $50.00 | 10/19/2010 11:17:30 AM |
| first-listing-expert | $25.00 | $25.00 | 10/19/2010 11:14:41 AM |
| tech310 | $50.00 | $50.00 | 10/19/2010 4:11:59 PM |
| icon7 | $30.00 | $30.00 | 10/19/2010 4:33:59 PM |
| skillful-asset5 | $25.00 | $25.00 | 10/19/2010 4:57:03 PM |
| brokerplus | $25.00 | $25.00 | 10/19/2010 6:23:31 PM |
| AM2008 | $25.00 | $25.00 | 10/19/2010 5:22:52 PM |
| Sudoku | $100.00 | $100.00 | 10/20/2010 5:13:20 AM |
| credit-missile | $25.00 | $25.00 | 10/20/2010 7:10:09 AM |
| aztocas | $25.00 | $25.00 | 10/20/2010 7:12:42 AM |
| lively-exchange | $27.04 | $27.04 | 10/20/2010 9:28:36 AM |
| droopie1 | $25.00 | $25.00 | 10/20/2010 10:20:43 AM |
| nickel-position | $25.00 | $25.00 | 10/20/2010 11:03:10 AM |
| 168RichCapital | $28.33 | $28.33 | 10/20/2010 11:25:38 AM |
| bold-direct-asset | $50.00 | $50.00 | 10/20/2010 11:22:47 AM |
| jybank | $25.00 | $25.00 | 10/20/2010 11:46:46 AM |
| Lubava | $25.00 | $25.00 | 10/20/2010 1:06:57 PM |
| CommunityArts_Non-profit | $25.00 | $25.00 | 10/20/2010 12:28:45 PM |
| radiant-loan5 | $100.00 | $100.00 | 10/13/2010 2:55:31 PM |
| handshake5 | $50.00 | $50.00 | 10/13/2010 3:05:12 PM |
| TakeCare | $50.00 | $50.00 | 10/13/2010 3:06:13 PM |
| washboard1 | $50.00 | $50.00 | 10/14/2010 1:48:10 PM |
| NoCal | $30.00 | $30.00 | 10/15/2010 11:55:32 AM |
| money-bauble | $100.00 | $100.00 | 10/15/2010 1:09:29 PM |
| Wellman | $50.00 | $50.00 | 10/15/2010 3:47:18 PM |
| ingenious-deal6 | $25.00 | $25.00 | 10/15/2010 3:48:09 PM |
| HedgeFund | $50.00 | $50.00 | 10/18/2010 4:21:43 PM |
| lending-theory | $25.00 | $25.00 | 10/18/2010 5:15:42 PM |
| honorable-yield | $25.00 | $25.00 | 10/19/2010 11:11:17 AM |
| the-upbeat-p2p | $50.00 | $50.00 | 10/19/2010 11:12:07 AM |
| Shepherd7 | $50.00 | $50.00 | 10/19/2010 11:11:39 AM |
| all_of_that_one | $45.00 | $45.00 | 10/19/2010 11:10:47 AM |
| villagers | $25.00 | $25.00 | 10/19/2010 11:13:52 AM |
| Cash_Angel | $25.00 | $25.00 | 10/19/2010 11:18:25 AM |
| thorough-exchange4 | $50.00 | $50.00 | 10/19/2010 11:16:13 AM |
| anton | $300.00 | $9.31 | 10/19/2010 11:19:39 AM |
| Sudoku | $100.00 | $100.00 | 10/19/2010 12:06:07 PM |
| felicity-shrine2 | $25.00 | $25.00 | 10/19/2010 1:15:59 PM |
| JiggaJoeyS | $27.66 | $27.66 | 10/19/2010 6:34:47 PM |
| CMDCO | $50.00 | $50.00 | 10/19/2010 6:38:54 PM |
| california5andime | $25.00 | $25.00 | 10/19/2010 5:14:16 PM |
| Bocephus1959 | $25.00 | $25.00 | 10/19/2010 5:51:16 PM |
| carlos_chantana | $25.00 | $25.00 | 10/19/2010 7:09:43 PM |
| realtormoises | $25.00 | $25.00 | 10/19/2010 7:41:06 PM |
| Branch95 | $25.00 | $25.00 | 10/19/2010 7:51:15 PM |
| joefoolz | $25.00 | $25.00 | 10/20/2010 2:14:31 AM |
| Phatt-Daddy | $25.00 | $25.00 | 10/20/2010 5:26:26 AM |
| credit-missile | $25.00 | $25.00 | 10/20/2010 7:10:55 AM |
| Leshan | $25.00 | $25.00 | 10/20/2010 8:51:25 AM |
| Runegeld | $50.00 | $50.00 | 10/20/2010 9:32:09 AM |
| dudebrah | $25.00 | $25.00 | 10/20/2010 10:20:41 AM |
| aquistoyraul | $25.00 | $25.00 | 10/20/2010 11:20:53 AM |
| social-zebra | $26.00 | $26.00 | 10/20/2010 12:00:17 PM |
| the-money-position | $50.00 | $50.00 | 10/20/2010 12:32:51 PM |
| mikelance7 | $25.00 | $25.00 | 10/20/2010 12:58:25 PM |
| IASKGOD | $25.00 | $25.00 | 10/20/2010 1:19:34 PM |
| marwadi-62 | $50.00 | $50.00 | 10/20/2010 2:29:15 PM |
| peso-bonaza | $26.66 | $26.66 | 10/20/2010 1:30:56 PM |
| 84 bids
|
Borrower Payment Dependent Notes Series
477750
This series of Notes was issued and sold upon the funding of the borrower loan #45020, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.20% |
Auction start date:
| Oct-18-2010 |
| |
Auction end date:
| Oct-22-2010 |
|
|
Starting lender yield:
| 33.35% |
Starting borrower rate/APR:
| 34.35% / 38.06% |
Starting monthly payment:
| $224.34 |
|
Final lender yield:
| 33.35% |
Final borrower rate/APR:
| 34.35% / 38.06% |
Final monthly payment:
| $224.34 |
| |
|
Auction yield range:
| 13.71% - 33.35% |
Estimated loss impact:
| 15.74% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.61% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-2007 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 680-699 (Oct-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 3y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,973 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| best-compassionate-fairness |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Amazing School Trip to Kerala India
Purpose of loan:
This loan will be used to finance my month long school trip to?Kerala India.?Here is a little description of the program and what?I will be doing while I am there.
Program Description
Students will have a special opportunity to immerse themselves in the life of a country that is the largest democracy in the world. Your home base will be the enchanted Kerala, a state in the southwest corner of India. Kerala has a literacy rate among the highest on earth, a life expectancy comparable to the United States, and the matriarchal system is still prevalent there. According to National Geographic Traveler Magazine, Kerala is one of the top fifty places of a lifetime to visitAcademic ProgramSWK 499/693 (6 credits for Undergraduates, 3 credits for Graduate students) This course will explore in detail selected socio-economic, educational, and cultural issues prevalent in India, with a special emphasis given to the southwestern state of Kerala. While in India, the program director Dr. Nair coordinates 4 weeks of structured learning experiences for the students, involving lectures by local area experts and professors from the University of Kerala, as well as observational visits to social welfare agencies, educational and health care organizations and rural communities. As part o the program, students will participate in reflected discussions, write daily logs, upload day to day experiences into the CSU India Experience website, prepare 2 major projects (audiovisual and a research paper) and give a presentation in front of an invited audience.
The Cost of this Program is?$4300?+ Spending money.?This?includes roundtrip airfaire, lodging, most meals, Excursions, In-Country transportation, and the International Student Identity card.
My financial situation:
I am a good candidate for this loan because I work full time and I live with my parents so I do not have any major bills. I am also a very responsible person and I fully intend to pay off this loan before the 3 year time period.
Monthly net income: $ 920-1040?(I make anywhere from $230-$260 a week)
Monthly expenses: $ 380
??Housing: $
??Insurance: $ 30 for medical insurance
??Car expenses: $ 120 ($30 a week for gas)
??Utilities: $
??Phone, cable, internet: $ 30 a month for phone bill
??Food, entertainment: $ 50
??Clothing, household expenses $
??Credit cards and other loans: $ 150 credit cards
??Other expenses: $
I do have about $1000 in savings for emergency purpsoses.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
How many years left in school do you have? How much is your tuition and how are you paying for it? Thanks for your listing. - _NaLNaBB
A:
I should be done with my degree in nonprofit administration in the fall of 2011. Not including this semester I have 8 classes that I still have to take, and this trip to Kerala will substitute one of the classes that I have left. I then plan to start pursuing my Master?s degree in the Spring of 2012. My tuition is roughly around $4,233 a semester plus an additional $250-$400 for books. I pay for my tuition through Stafford subsidized and unsubsidized loans and I pay for my books out of pocket.
(Oct-21-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| radiant-loan5 | $200.00 | $200.00 | 10/18/2010 3:11:39 PM |
| NoCal | $30.00 | $30.00 | 10/18/2010 3:24:01 PM |
| nybanker85 | $50.00 | $50.00 | 10/18/2010 5:07:06 PM |
| shmb6508 | $50.00 | $50.00 | 10/19/2010 8:28:45 AM |
| capital-galaxy | $200.00 | $200.00 | 10/19/2010 10:34:51 AM |
| money-bauble | $100.00 | $100.00 | 10/19/2010 11:15:32 AM |
| Wellman | $50.00 | $50.00 | 10/19/2010 11:24:39 AM |
| musegaze | $100.00 | $100.00 | 10/19/2010 11:25:13 AM |
| ingenious-deal6 | $25.00 | $25.00 | 10/19/2010 5:18:12 PM |
| anton | $50.00 | $50.00 | 10/20/2010 2:41:06 PM |
| psa1995 | $25.00 | $25.00 | 10/20/2010 3:43:06 PM |
| suave-dime6 | $50.00 | $50.00 | 10/21/2010 7:42:52 AM |
| neutrino6 | $25.00 | $25.00 | 10/21/2010 2:50:11 PM |
| red-power-pecan | $50.00 | $50.00 | 10/21/2010 2:55:03 PM |
| life-is-great | $50.00 | $50.00 | 10/21/2010 2:55:07 PM |
| crenen139 | $25.00 | $25.00 | 10/21/2010 2:57:46 PM |
| cunning-bill | $41.72 | $41.72 | 10/21/2010 3:39:51 PM |
| green-capital-hornet | $25.00 | $25.00 | 10/22/2010 12:21:11 AM |
| chongngoc | $50.00 | $50.00 | 10/22/2010 6:29:33 AM |
| the-upbeat-p2p | $50.00 | $50.00 | 10/22/2010 3:22:30 PM |
| CrossCreek | $25.00 | $25.00 | 10/22/2010 3:22:33 PM |
| GSV67 | $50.00 | $50.00 | 10/22/2010 3:22:38 PM |
| the-credit-maker | $50.00 | $50.00 | 10/22/2010 3:22:48 PM |
| transparency-burger | $50.00 | $50.00 | 10/22/2010 3:23:28 PM |
| gold-channel2 | $50.00 | $50.00 | 10/22/2010 3:23:46 PM |
| imoutdoorsy | $25.00 | $25.00 | 10/22/2010 3:22:50 PM |
| leverage-hawk | $25.00 | $25.00 | 10/22/2010 3:25:54 PM |
| thorough-exchange4 | $50.00 | $50.00 | 10/22/2010 3:05:10 PM |
| UBOtto186 | $25.00 | $25.00 | 10/22/2010 3:25:40 PM |
| MarinLoans | $25.00 | $25.00 | 10/22/2010 3:25:58 PM |
| Anny-Disco | $25.00 | $25.00 | 10/22/2010 3:26:05 PM |
| Cash_Angel | $25.00 | $25.00 | 10/22/2010 3:26:10 PM |
| inventive-exchange | $25.00 | $25.00 | 10/22/2010 3:22:36 PM |
| visionary-currency | $50.00 | $50.00 | 10/22/2010 3:23:48 PM |
| contract-happiness1 | $25.00 | $25.00 | 10/22/2010 3:48:00 PM |
| b-rent | $25.00 | $25.00 | 10/22/2010 3:50:37 PM |
| capital-galaxy | $100.00 | $100.00 | 10/22/2010 3:36:45 PM |
| all_of_that_one | $45.00 | $45.00 | 10/22/2010 3:49:44 PM |
| 108lender | $100.00 | $100.00 | 10/22/2010 3:51:33 PM |
| agiovasil | $25.00 | $25.00 | 10/22/2010 3:50:31 PM |
| first-listing-expert | $25.00 | $25.00 | 10/22/2010 3:50:42 PM |
| orange-preeminant-bill | $50.00 | $50.00 | 10/22/2010 3:55:23 PM |
| fundenstein | $25.00 | $25.00 | 10/22/2010 3:54:18 PM |
| calkidd05 | $25.00 | $25.00 | 10/22/2010 3:57:42 PM |
| zwd12 | $100.00 | $100.00 | 10/22/2010 4:02:15 PM |
| the-money-position | $50.00 | $50.00 | 10/22/2010 4:00:36 PM |
| orderly-leverage | $50.00 | $50.00 | 10/22/2010 4:02:32 PM |
| ivadood | $100.00 | $36.07 | 10/22/2010 4:02:37 PM |
| HelpfulLender1 | $25.00 | $25.00 | 10/22/2010 4:01:52 PM |
| 340 | $25.00 | $25.00 | 10/22/2010 4:03:57 PM |
| handshake5 | $100.00 | $100.00 | 10/18/2010 3:12:41 PM |
| bid-czar8 | $25.00 | $25.00 | 10/18/2010 3:12:46 PM |
| loan-kung-fu | $50.00 | $50.00 | 10/18/2010 3:22:09 PM |
| TakeCare | $60.00 | $60.00 | 10/19/2010 11:21:32 AM |
| teller | $50.00 | $50.00 | 10/19/2010 11:24:43 AM |
| graceful-investment | $100.00 | $100.00 | 10/19/2010 11:23:37 AM |
| worthy-bid8 | $25.00 | $25.00 | 10/19/2010 5:18:40 PM |
| jigsaw | $50.00 | $50.00 | 10/19/2010 6:43:37 PM |
| loan-tycoon0 | $25.00 | $25.00 | 10/19/2010 7:01:21 PM |
| natural-greenback6 | $25.00 | $25.00 | 10/20/2010 9:52:12 AM |
| karmarush | $25.00 | $25.00 | 10/20/2010 12:22:02 PM |
| MadHun | $100.00 | $100.00 | 10/20/2010 3:42:46 PM |
| inspiring-reward | $100.00 | $100.00 | 10/20/2010 3:48:08 PM |
| HedgeFund | $50.00 | $50.00 | 10/20/2010 3:45:13 PM |
| back-scratchers | $25.00 | $25.00 | 10/21/2010 4:12:23 AM |
| helping-out | $125.00 | $125.00 | 10/21/2010 2:43:10 PM |
| shrewd-peace7 | $50.00 | $50.00 | 10/21/2010 2:46:32 PM |
| djindepth | $50.00 | $50.00 | 10/21/2010 2:57:27 PM |
| noble-revenue | $100.00 | $100.00 | 10/21/2010 3:02:40 PM |
| pursuit699 | $50.00 | $50.00 | 10/21/2010 3:03:48 PM |
| innocent-income4 | $25.00 | $25.00 | 10/21/2010 3:06:11 PM |
| Requiem | $25.00 | $25.00 | 10/21/2010 7:37:57 PM |
| bankbuddy55 | $50.00 | $50.00 | 10/22/2010 6:53:21 AM |
| valiant-liberty4 | $25.00 | $25.00 | 10/22/2010 11:11:25 AM |
| nickel-hickory | $25.00 | $25.00 | 10/22/2010 11:14:33 AM |
| impressive-loan9 | $50.00 | $50.00 | 10/22/2010 11:23:31 AM |
| bold-shrewd-duty | $25.00 | $25.00 | 10/22/2010 3:22:28 PM |
| famous-bill | $25.00 | $25.00 | 10/22/2010 3:22:32 PM |
| icecoldcash | $30.00 | $30.00 | 10/22/2010 3:22:35 PM |
| virtuous-bill1 | $50.00 | $50.00 | 10/22/2010 3:22:51 PM |
| HenryS | $50.00 | $50.00 | 10/22/2010 3:23:36 PM |
| Preferred-Lender | $25.00 | $25.00 | 10/22/2010 3:22:24 PM |
| flwah | $25.00 | $25.00 | 10/22/2010 3:23:50 PM |
| lending-theory | $25.00 | $25.00 | 10/22/2010 3:05:06 PM |
| p2ploan-charmer | $25.00 | $25.00 | 10/22/2010 3:25:46 PM |
| copper | $50.00 | $50.00 | 10/22/2010 3:26:07 PM |
| eronyc | $25.00 | $25.00 | 10/22/2010 3:26:25 PM |
| equitable-yield4 | $25.00 | $25.00 | 10/22/2010 3:22:39 PM |
| puifais | $25.00 | $25.00 | 10/22/2010 3:22:46 PM |
| KiwiElf | $25.00 | $25.00 | 10/22/2010 3:23:14 PM |
| generous-deal6 | $25.00 | $25.00 | 10/22/2010 3:25:48 PM |
| momoney2lend | $25.00 | $25.00 | 10/22/2010 3:47:10 PM |
| smear87 | $25.00 | $25.00 | 10/22/2010 3:47:42 PM |
| peso-miser | $25.00 | $25.00 | 10/22/2010 3:50:13 PM |
| thrifty-capital | $25.00 | $25.00 | 10/22/2010 3:50:44 PM |
| kindness-hickory5 | $25.00 | $25.00 | 10/22/2010 3:46:55 PM |
| FountainShrugged | $50.00 | $50.00 | 10/22/2010 3:47:39 PM |
| AMCal | $50.00 | $50.00 | 10/22/2010 3:52:44 PM |
| IIP77 | $25.00 | $25.00 | 10/22/2010 3:50:39 PM |
| wampum-chorus3 | $32.21 | $32.21 | 10/22/2010 3:49:38 PM |
| head | $25.00 | $25.00 | 10/22/2010 3:52:05 PM |
| seisen | $100.00 | $100.00 | 10/22/2010 3:51:10 PM |
| fund-tom-tom6 | $50.00 | $50.00 | 10/22/2010 3:52:09 PM |
| money-yeller | $25.00 | $25.00 | 10/22/2010 3:54:33 PM |
| treasure-bliss | $50.00 | $50.00 | 10/22/2010 3:55:12 PM |
| cropdust3r | $25.00 | $25.00 | 10/22/2010 3:55:33 PM |
| srgriff | $25.00 | $25.00 | 10/22/2010 3:56:04 PM |
| the-silver-blaster | $50.00 | $50.00 | 10/22/2010 4:02:34 PM |
| kind-elegant-dime | $25.00 | $25.00 | 10/22/2010 4:38:12 PM |
| investment-seeker7 | $25.00 | $25.00 | 10/22/2010 4:47:18 PM |
| 110 bids
|
Borrower Payment Dependent Notes Series
478434
This series of Notes was issued and sold upon the funding of the borrower loan #44991, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.30% |
Auction start date:
| Oct-08-2010 |
| |
Auction end date:
| Oct-14-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $113.09 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 38.72% |
Final monthly payment:
| $113.09 |
| |
|
Auction yield range:
| 16.71% - 34.00% |
Estimated loss impact:
| 20.31% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.69% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-2006 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 640-659 (Sep-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,517 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| commerce-triumph |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need a short term loan
I need a short term loan to fix my car until I get my bonus check in December. I certainly don't consider myself "HR" .. I have always paid all my bills and without any issues. If you have ANY questions please ask, and I would be glad to answer them.
Gross montly income $3100
Credit Cards $ 300
Rent including cable and utilitys $475
Car payment and insurance $500
Food and entertainment $500
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| swoosh | $25.00 | $25.00 | 10/8/2010 3:47:53 PM |
| agiovasil | $25.00 | $25.00 | 10/8/2010 5:24:08 PM |
| AlexTrep | $50.00 | $50.00 | 10/8/2010 8:12:54 PM |
| noble-revenue | $50.00 | $50.00 | 10/11/2010 10:39:05 AM |
| villagers | $25.00 | $25.00 | 10/11/2010 3:13:35 PM |
| preventivepestcontrol | $61.74 | $61.74 | 10/12/2010 11:47:43 AM |
| worthy-bid8 | $25.00 | $25.00 | 10/12/2010 5:24:10 PM |
| MarinLoans | $25.00 | $25.00 | 10/13/2010 6:29:05 AM |
| generous-deal6 | $25.00 | $25.00 | 10/13/2010 11:29:48 AM |
| emance | $50.00 | $50.00 | 10/13/2010 6:35:50 PM |
| carrinel | $26.29 | $26.29 | 10/13/2010 9:10:20 PM |
| kulender | $100.00 | $100.00 | 10/14/2010 2:55:11 PM |
| famous-bill | $40.62 | $40.62 | 10/14/2010 2:55:40 PM |
| HenryS | $50.00 | $50.00 | 10/14/2010 2:55:48 PM |
| FAS52 | $74.48 | $74.48 | 10/14/2010 2:55:54 PM |
| buyrite334 | $25.00 | $25.00 | 10/14/2010 2:56:00 PM |
| visionary-currency | $50.00 | $50.00 | 10/14/2010 2:56:02 PM |
| data2360 | $50.00 | $50.00 | 10/14/2010 2:56:15 PM |
| green-capital-hornet | $25.00 | $25.00 | 10/14/2010 2:56:19 PM |
| enriching-capital | $25.00 | $25.00 | 10/14/2010 2:55:55 PM |
| mtquan | $25.00 | $17.51 | 10/14/2010 2:56:29 PM |
| Leshan | $147.82 | $147.82 | 10/14/2010 5:09:48 PM |
| 2grindstones | $25.00 | $25.00 | 10/14/2010 5:16:09 PM |
| marwadi-62 | $25.00 | $25.00 | 10/14/2010 4:00:53 PM |
| autonomous-basis | $25.00 | $25.00 | 10/14/2010 2:55:51 PM |
| Brainworm | $25.00 | $25.00 | 10/14/2010 2:56:04 PM |
| larryboy10 | $25.00 | $25.00 | 10/14/2010 7:22:57 PM |
| credit-missile | $25.00 | $25.00 | 10/14/2010 10:04:28 PM |
| yons88 | $26.12 | $26.12 | 10/14/2010 9:53:58 PM |
| droopie1 | $38.04 | $38.04 | 10/14/2010 7:07:30 PM |
| feb217 | $30.00 | $30.00 | 10/14/2010 8:24:09 PM |
| credit-missile | $25.00 | $25.00 | 10/14/2010 10:17:22 PM |
| what_goes_around | $250.00 | $250.00 | 10/10/2010 1:34:48 PM |
| Artist_Blue | $25.00 | $25.00 | 10/11/2010 3:07:11 PM |
| bold-shrewd-duty | $25.00 | $25.00 | 10/12/2010 3:17:50 PM |
| TakeCare | $50.00 | $50.00 | 10/13/2010 10:55:38 AM |
| Land_on_your_feet | $50.00 | $50.00 | 10/13/2010 3:10:18 PM |
| Sudoku | $100.00 | $100.00 | 10/14/2010 4:51:28 AM |
| IIP77 | $25.00 | $25.00 | 10/14/2010 5:44:01 AM |
| SolarMoonshine | $25.00 | $25.00 | 10/14/2010 3:48:32 AM |
| bulsa | $50.00 | $50.00 | 10/14/2010 2:55:39 PM |
| officer8 | $25.00 | $25.00 | 10/14/2010 2:55:44 PM |
| KBC000 | $25.00 | $25.00 | 10/14/2010 2:55:52 PM |
| power-locomotive | $50.00 | $50.00 | 10/14/2010 2:55:58 PM |
| imoutdoorsy | $25.76 | $25.76 | 10/14/2010 2:56:17 PM |
| abundant-credit6 | $25.00 | $25.00 | 10/14/2010 2:55:20 PM |
| Marcay | $25.00 | $25.00 | 10/14/2010 2:55:50 PM |
| icecoldcash | $25.00 | $25.00 | 10/14/2010 2:55:59 PM |
| tjone69 | $50.00 | $50.00 | 10/14/2010 2:56:05 PM |
| iolaire | $25.00 | $25.00 | 10/14/2010 2:56:11 PM |
| pani5ue | $25.00 | $25.00 | 10/14/2010 4:35:51 PM |
| hookUup | $25.00 | $25.00 | 10/14/2010 6:08:13 PM |
| AF-Chief | $35.00 | $35.00 | 10/14/2010 2:56:25 PM |
| priceless-euro0 | $25.00 | $25.00 | 10/14/2010 6:08:18 PM |
| priceless-euro0 | $25.00 | $25.00 | 10/14/2010 6:10:18 PM |
| bsmtloan | $75.00 | $75.00 | 10/14/2010 9:06:48 PM |
| motivator72 | $25.00 | $25.00 | 10/14/2010 4:40:36 PM |
| Caidin | $25.00 | $25.00 | 10/14/2010 7:42:37 PM |
| groundsquirrel | $25.00 | $25.00 | 10/14/2010 9:31:53 PM |
| investinFla | $25.00 | $25.00 | 10/14/2010 7:42:41 PM |
| JGuide | $51.62 | $51.62 | 10/14/2010 9:39:12 PM |
| 61 bids
|
Borrower Payment Dependent Notes Series
478462
This series of Notes was issued and sold upon the funding of the borrower loan #44988, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 9.80% |
Auction start date:
| Oct-07-2010 |
| |
Auction end date:
| Oct-14-2010 |
|
|
Starting lender yield:
| 24.75% |
Starting borrower rate/APR:
| 25.75% / 29.26% |
Starting monthly payment:
| $120.47 |
|
Final lender yield:
| 24.70% |
Final borrower rate/APR:
| 25.70% / 29.21% |
Final monthly payment:
| $120.39 |
| |
|
Auction yield range:
| 10.71% - 24.75% |
Estimated loss impact:
| 10.41% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.29% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1975 |
Debt/Income ratio:
| 78% |
|
Credit score:
| 720-739 (Oct-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
20 | Length of status: | 22y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 85 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,058 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| rossmorgan |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $1,250.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Mar-2010)
620-639
(May-2008)
620-639
(Mar-2008)
|
|
Principal balance:
| $1,060.03 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
paying off credit cards
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
what is your monthly income/expenses and job/industry? thanks - shrewd-income
A:
I currently work two jobs. The first job, which is full-time is at the local school district. I am the cafeteria clerk. Also, I work about 20 hours a week at a local dollar store. I earned $24,000 last year. I also manage three rental properties that brought in about $13,000 last year but everything earned from rent goes back into the rental properties for the mortgage, taxes, insurance and repairs. My montly expenses are: $540 for the house payment, $360 for my car payment.
(Oct-13-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| tech310 | $50.00 | $50.00 | 10/7/2010 2:49:26 PM |
| drcoop | $25.00 | $25.00 | 10/7/2010 2:43:22 PM |
| sfmf | $25.00 | $25.00 | 10/7/2010 2:51:22 PM |
| bold-attentive-listing | $25.00 | $25.00 | 10/8/2010 9:00:59 AM |
| genuine-integrity0 | $25.00 | $25.00 | 10/11/2010 7:16:14 AM |
| patriot384 | $120.00 | $120.00 | 10/11/2010 3:17:33 PM |
| Bob450 | $25.00 | $25.00 | 10/11/2010 4:41:59 PM |
| exchange-squirrel | $25.00 | $25.00 | 10/12/2010 12:57:09 AM |
| BrLender | $25.00 | $25.00 | 10/12/2010 10:27:24 AM |
| preventivepestcontrol | $50.00 | $50.00 | 10/12/2010 11:14:28 AM |
| grnii78 | $118.17 | $118.17 | 10/12/2010 5:02:56 PM |
| loss-of-control | $25.00 | $25.00 | 10/12/2010 6:35:26 PM |
| loss-of-control | $50.00 | $50.00 | 10/12/2010 6:34:59 PM |
| onecooldrink | $25.00 | $25.00 | 10/12/2010 9:47:06 PM |
| Leshan | $50.00 | $50.00 | 10/13/2010 7:56:06 AM |
| dudebrah | $25.00 | $25.00 | 10/13/2010 2:47:57 PM |
| duty-monger | $50.00 | $50.00 | 10/13/2010 5:10:20 PM |
| HammerSmith | $25.00 | $25.00 | 10/13/2010 8:54:23 PM |
| Roundhouse | $50.00 | $50.00 | 10/13/2010 10:02:07 PM |
| Mikale360 | $25.00 | $25.00 | 10/14/2010 7:20:08 AM |
| cash-spark3 | $50.00 | $50.00 | 10/14/2010 12:39:25 AM |
| irrelevant | $25.00 | $25.00 | 10/14/2010 9:40:06 AM |
| glenium | $25.00 | $25.00 | 10/14/2010 3:48:37 AM |
| gain-dolphin | $25.00 | $25.00 | 10/14/2010 11:56:31 AM |
| ultimate-peace | $106.00 | $106.00 | 10/14/2010 12:02:17 PM |
| WMY-Investor | $200.00 | $200.00 | 10/14/2010 1:05:09 PM |
| airrbob | $50.00 | $24.02 | 10/14/2010 9:49:09 AM |
| shrewd-income | $25.00 | $25.00 | 10/14/2010 1:57:06 PM |
| Bcs-cnc | $75.00 | $75.00 | 10/14/2010 11:30:03 AM |
| I_want_to_help_you | $25.00 | $25.00 | 10/14/2010 1:41:39 PM |
| transaction-circuit | $50.00 | $50.00 | 10/7/2010 2:41:51 PM |
| reflective-rupee | $50.00 | $50.00 | 10/7/2010 3:46:11 PM |
| loan-adventurer7 | $50.00 | $50.00 | 10/8/2010 11:10:53 AM |
| Galdis | $25.00 | $25.00 | 10/10/2010 8:42:55 AM |
| penny-plato | $25.00 | $25.00 | 10/10/2010 5:18:50 PM |
| FinanceEngine | $30.00 | $30.00 | 10/12/2010 11:46:55 AM |
| reflective-rupee | $50.00 | $50.00 | 10/12/2010 11:53:30 AM |
| contract-high-five | $25.00 | $25.00 | 10/12/2010 10:25:28 AM |
| justasoldier | $25.00 | $25.00 | 10/12/2010 2:57:00 PM |
| vine99 | $50.00 | $50.00 | 10/12/2010 10:16:33 PM |
| freedom3 | $533.81 | $533.81 | 10/13/2010 2:43:35 AM |
| TakeCare | $40.00 | $40.00 | 10/13/2010 6:11:52 AM |
| atomantic | $50.00 | $50.00 | 10/13/2010 10:16:15 AM |
| realtormoises | $25.00 | $25.00 | 10/13/2010 2:40:39 PM |
| california5andime | $25.00 | $25.00 | 10/13/2010 5:28:57 PM |
| surgeon3 | $25.00 | $25.00 | 10/13/2010 7:57:20 PM |
| bsmtloan | $75.00 | $75.00 | 10/14/2010 5:08:56 AM |
| red-favorable-basis | $25.00 | $25.00 | 10/14/2010 2:56:21 AM |
| head | $25.00 | $25.00 | 10/14/2010 9:10:35 AM |
| Ven58 | $25.00 | $25.00 | 10/13/2010 11:17:17 PM |
| bold-attentive-listing | $25.00 | $25.00 | 10/14/2010 9:33:52 AM |
| leverage-monger | $25.00 | $25.00 | 10/14/2010 7:49:33 AM |
| social-zebra | $25.00 | $25.00 | 10/14/2010 9:28:44 AM |
| zztopdog | $25.00 | $25.00 | 10/14/2010 11:00:05 AM |
| favorite-commerce | $50.00 | $50.00 | 10/14/2010 1:23:11 PM |
| revenue-appraiser | $28.00 | $28.00 | 10/14/2010 1:50:26 PM |
| dime-vista2 | $75.00 | $75.00 | 10/14/2010 11:45:40 AM |
| AM2171 | $25.00 | $25.00 | 10/14/2010 12:57:23 PM |
| social-heart | $25.00 | $25.00 | 10/14/2010 2:30:09 PM |
| goodhearted-basis4 | $25.00 | $25.00 | 10/14/2010 2:24:53 PM |
| blue-useful-auction | $25.00 | $25.00 | 10/14/2010 2:36:27 PM |
| 61 bids
|
Borrower Payment Dependent Notes Series
478556
This series of Notes was issued and sold upon the funding of the borrower loan #44965, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.30% |
Auction start date:
| Oct-07-2010 |
| |
Auction end date:
| Oct-14-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $271.42 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 38.72% |
Final monthly payment:
| $271.42 |
| |
|
Auction yield range:
| 16.71% - 34.00% |
Estimated loss impact:
| 20.31% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.69% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 40% |
|
Credit score:
| 640-659 (Oct-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 1y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,729 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 90% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| DisneyWife |
Borrower's state:
| Indiana |
Borrower's group:
| Have Money - Will Bid |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 28 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 600-619
(May-2008)
580-599
(Oct-2007)
580-599
(Sep-2007)
560-579
(May-2007)
|
|
Principal balance:
| $1,602.93 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 28 | | |
Description
Building a garage
Purpose of loan:
I'm wanting to build a garage that I will use for my business I recently started.
My financial situation:
I am a good candidate for this loan because?I pay all of my bills. I took a prosper loan?a little more than?2 years ago. I've made ALL of my payments on time and this loan will soon be paid off. I do have a bankruptcy that was discharged in January 2005. Since this?time, I haven't had any late payments on anything at all. ?I'm saving for the garage but won't have all the money before winter hits.
.
Monthly net income: $1600 that can be documented. I also make another?$2000 a month from my business. It's?all online business.?Then of course I have my husband but I can't include his income here.
Monthly expenses: $
??Housing: $ 600
??Insurance: $ 65
??Car expenses: $ 40
??Utilities: $ 200
??Phone, cable, internet: $?60
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $ 400 ($226 from current prosper loan)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| brother_tam | $50.00 | $50.00 | 10/7/2010 2:41:56 PM |
| GrossBuddha | $75.00 | $75.00 | 10/7/2010 3:06:44 PM |
| genuine-integrity0 | $25.00 | $25.00 | 10/8/2010 3:51:45 PM |
| shawnw2 | $150.00 | $150.00 | 10/8/2010 8:06:40 PM |
| swoosh | $25.00 | $25.00 | 10/8/2010 3:47:57 PM |
| innovator2 | $50.00 | $50.00 | 10/10/2010 10:25:39 PM |
| Artist_Blue | $25.00 | $25.00 | 10/11/2010 3:07:12 PM |
| innovator2 | $25.00 | $25.00 | 10/11/2010 4:58:02 PM |
| lucrative-loan | $75.00 | $75.00 | 10/12/2010 3:23:06 PM |
| IIP77 | $25.00 | $25.00 | 10/12/2010 3:14:48 PM |
| well-mannered-income3 | $70.00 | $70.00 | 10/12/2010 5:26:02 PM |
| NekHoldings | $25.00 | $25.00 | 10/12/2010 7:18:42 PM |
| generous-deal6 | $25.00 | $25.00 | 10/12/2010 7:58:11 PM |
| LeverageLender | $25.00 | $25.00 | 10/12/2010 7:38:03 PM |
| red-favorable-basis | $25.00 | $25.00 | 10/13/2010 12:11:08 AM |
| SolarMoonshine | $25.00 | $25.00 | 10/13/2010 3:42:17 AM |
| YoungTaxMan | $400.00 | $400.00 | 10/13/2010 10:25:10 AM |
| lucrative-loan | $25.00 | $25.00 | 10/13/2010 11:30:14 AM |
| DasMula | $850.00 | $850.00 | 10/13/2010 1:20:37 PM |
| TakeCare | $50.00 | $50.00 | 10/13/2010 10:55:35 AM |
| realtormoises | $25.00 | $25.00 | 10/13/2010 11:32:23 AM |
| five-star-note | $75.00 | $75.00 | 10/13/2010 3:18:08 PM |
| innovator2 | $39.60 | $39.60 | 10/13/2010 4:19:06 PM |
| curriculum7 | $25.00 | $25.00 | 10/13/2010 3:23:18 PM |
| Jinja | $35.00 | $35.00 | 10/13/2010 5:03:24 PM |
| graceful-investment | $25.00 | $25.00 | 10/13/2010 5:48:37 PM |
| barefootpaul | $25.00 | $25.00 | 10/14/2010 7:12:40 AM |
| Moe87 | $25.00 | $25.00 | 10/14/2010 3:50:06 AM |
| blitzen40 | $25.00 | $25.00 | 10/13/2010 8:16:03 PM |
| labyrinth0 | $25.00 | $25.00 | 10/13/2010 8:56:11 PM |
| mcgovern2024 | $25.00 | $25.00 | 10/14/2010 7:32:15 AM |
| gain-implementer | $400.00 | $400.00 | 10/14/2010 8:42:29 AM |
| helping-out | $46.40 | $46.40 | 10/13/2010 11:54:35 PM |
| oath163 | $25.00 | $25.00 | 10/14/2010 9:48:16 AM |
| thomas16882004 | $28.78 | $28.78 | 10/14/2010 10:04:01 AM |
| Astyanax | $100.00 | $100.00 | 10/14/2010 10:55:55 AM |
| wise-repayment-seeker | $25.00 | $25.00 | 10/14/2010 12:41:28 PM |
| aquistoyraul | $25.00 | $25.00 | 10/14/2010 1:07:19 PM |
| jeffe43 | $50.00 | $50.00 | 10/14/2010 11:33:01 AM |
| mikeandcat | $50.00 | $50.00 | 10/7/2010 3:14:45 PM |
| lendstats_com | $200.00 | $200.00 | 10/7/2010 7:01:59 PM |
| UCLA4life | $45.83 | $45.83 | 10/8/2010 9:13:04 AM |
| reflective-rupee | $300.00 | $300.00 | 10/8/2010 10:05:19 AM |
| Amber_Stone | $100.00 | $100.00 | 10/8/2010 10:38:27 AM |
| AlexTrep | $50.00 | $50.00 | 10/8/2010 11:04:12 AM |
| noble-revenue | $50.00 | $50.00 | 10/8/2010 1:09:49 PM |
| CommunityArts_Non-profit | $75.00 | $75.00 | 10/10/2010 6:25:10 AM |
| loanman2007 | $150.00 | $150.00 | 10/11/2010 7:42:34 AM |
| villagers | $25.00 | $25.00 | 10/11/2010 3:13:34 PM |
| MarinLoans | $25.00 | $25.00 | 10/12/2010 3:17:56 PM |
| bold-shrewd-duty | $25.00 | $25.00 | 10/12/2010 3:04:21 PM |
| worthy-bid8 | $25.00 | $25.00 | 10/12/2010 5:24:08 PM |
| selector568 | $50.00 | $50.00 | 10/13/2010 1:34:33 AM |
| supreme-hope | $25.00 | $25.00 | 10/13/2010 12:17:33 AM |
| jhouman | $25.00 | $25.00 | 10/13/2010 1:05:16 AM |
| YoungTaxMan | $100.00 | $100.00 | 10/13/2010 10:25:20 AM |
| head | $25.00 | $25.00 | 10/13/2010 11:22:49 AM |
| return-grizzly | $100.00 | $100.00 | 10/13/2010 2:07:28 PM |
| icecoldcash | $25.00 | $25.00 | 10/13/2010 2:57:30 PM |
| Comoparklender | $25.00 | $25.00 | 10/13/2010 3:03:09 PM |
| Kash2010lu | $50.00 | $50.00 | 10/13/2010 7:21:25 PM |
| reflective-rupee | $100.00 | $100.00 | 10/14/2010 2:08:32 AM |
| farchoir | $25.00 | $25.00 | 10/14/2010 7:14:20 AM |
| chameleon125 | $50.00 | $50.00 | 10/13/2010 9:02:24 PM |
| reflective-rupee | $200.00 | $200.00 | 10/14/2010 2:07:47 AM |
| lend4life13 | $125.53 | $125.53 | 10/14/2010 10:05:39 AM |
| Lubava | $25.00 | $25.00 | 10/14/2010 7:10:28 AM |
| gain-implementer | $500.00 | $482.71 | 10/14/2010 12:09:03 PM |
| Kyileo | $25.00 | $25.00 | 10/14/2010 1:04:01 PM |
| retired272 | $25.00 | $25.00 | 10/14/2010 11:41:28 AM |
| Leshan | $200.00 | $200.00 | 10/14/2010 9:49:52 AM |
| zone8 | $50.00 | $50.00 | 10/14/2010 9:50:50 AM |
| LittleMingo | $26.15 | $26.15 | 10/14/2010 10:51:15 AM |
| ultimate-peace | $25.00 | $25.00 | 10/14/2010 12:01:34 PM |
| 74 bids
|
Borrower Payment Dependent Notes Series
478580
This series of Notes was issued and sold upon the funding of the borrower loan #45027, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 9.80% |
Auction start date:
| Oct-07-2010 |
| |
Auction end date:
| Oct-14-2010 |
|
|
Starting lender yield:
| 24.75% |
Starting borrower rate/APR:
| 25.75% / 29.26% |
Starting monthly payment:
| $361.42 |
|
Final lender yield:
| 24.75% |
Final borrower rate/APR:
| 25.75% / 29.27% |
Final monthly payment:
| $361.42 |
| |
|
Auction yield range:
| 10.71% - 24.75% |
Estimated loss impact:
| 10.41% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.34% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1988 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 680-699 (Sep-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 24
/
23 | Length of status: | 14y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 62 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $372,897 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| red-unique-diversification |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Nov-2009)
|
|
Principal balance:
| $8,101.66 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Refinance an existing loan
Purpose of loan:
This loan will be used to pay off my outstanding loan of $8,101 and get a lower payment.
My financial situation:
I am a good candidate for this loan because I have made every payment on my outstanding loan on time and I am paying 32.00%. My financial situation has improved dramatically since last year. The salary part of my compensation has increased $70,000, thus enabling me to carry a loan much easier.?
Monthly net income: $
$25,000
Monthly expenses: $
??Housing: $ 2201.
??Insurance: $ 400
??Car expenses: $ 1100
??Utilities: $ 500
??Phone, cable, internet: $100
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi. Your monthy net income is listed as $25,000, is that figure correct?
What line of work are you in? - what_goes_around
A:
That is correct. I am in financial services.
(Oct-11-2010)
Q:
Since you are making 25k monthly looking at your expenses you should be able to save the 9k in about a month? Can prosper verify the income? - EliteCapital
A:
Yes. I have a w-2. 2009 was a difficult year financially and the investors at Prosper lent me money. I really appreciated that! I could simply pay off my outstanding loan but I would rather refinance it to thank these investors. My financial situation has improved dramatically and after i fully thank the investors, i will become an investor.
(Oct-13-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| papaloha | $25.00 | $25.00 | 10/7/2010 2:43:55 PM |
| AlexTrep | $50.00 | $50.00 | 10/7/2010 2:42:38 PM |
| ingenious-deal6 | $25.00 | $25.00 | 10/7/2010 2:49:09 PM |
| loan-adventurer7 | $25.00 | $25.00 | 10/7/2010 2:52:01 PM |
| brother_tam | $50.00 | $50.00 | 10/7/2010 2:51:24 PM |
| all_of_that_one | $35.00 | $35.00 | 10/7/2010 2:56:39 PM |
| B-rad_the_Coug | $25.00 | $25.00 | 10/7/2010 2:52:46 PM |
| natural-greenback6 | $25.00 | $25.00 | 10/7/2010 8:54:13 PM |
| reflective-rupee | $250.00 | $250.00 | 10/8/2010 10:07:10 AM |
| asset-professor | $50.00 | $50.00 | 10/8/2010 2:32:21 PM |
| Gixxer600 | $28.78 | $28.78 | 10/8/2010 2:34:05 PM |
| fizwahh | $40.00 | $40.00 | 10/8/2010 2:34:07 PM |
| listing-trapper3 | $50.00 | $50.00 | 10/8/2010 2:34:10 PM |
| zen1cent | $25.00 | $25.00 | 10/8/2010 2:34:57 PM |
| cablenews | $25.00 | $25.00 | 10/8/2010 2:35:00 PM |
| agiovasil | $25.00 | $25.00 | 10/8/2010 1:43:18 PM |
| soulful-truth | $1,000.00 | $1,000.00 | 10/9/2010 8:19:08 PM |
| itnAAnti | $25.00 | $25.00 | 10/11/2010 3:03:57 PM |
| Papa_Mema | $50.00 | $50.00 | 10/11/2010 3:11:04 PM |
| bold-shrewd-duty | $50.00 | $50.00 | 10/11/2010 3:11:08 PM |
| graceful-investment | $100.00 | $100.00 | 10/12/2010 12:37:48 AM |
| kulender | $100.00 | $100.00 | 10/11/2010 4:15:13 PM |
| noble-revenue | $100.00 | $100.00 | 10/12/2010 8:40:13 AM |
| gentle-social0 | $25.00 | $25.00 | 10/12/2010 9:33:51 AM |
| jubilant-agreement0 | $25.00 | $25.00 | 10/12/2010 10:40:28 AM |
| whatknows | $25.00 | $25.00 | 10/12/2010 11:49:05 AM |
| b-rent | $25.00 | $25.00 | 10/12/2010 3:01:12 PM |
| teller | $50.00 | $50.00 | 10/12/2010 3:16:39 PM |
| generous-deal6 | $25.00 | $25.00 | 10/12/2010 7:57:59 PM |
| DSFinancial | $50.00 | $50.00 | 10/12/2010 4:39:40 PM |
| ptjg | $25.00 | $25.00 | 10/12/2010 11:04:57 PM |
| 108lender | $32.20 | $32.20 | 10/13/2010 8:23:31 AM |
| musegaze | $100.00 | $100.00 | 10/13/2010 9:03:03 AM |
| mercuriant | $25.00 | $25.00 | 10/13/2010 10:04:05 AM |
| numitor | $50.00 | $50.00 | 10/13/2010 11:38:11 AM |
| richboy56 | $25.00 | $25.00 | 10/13/2010 3:06:43 PM |
| squarebob | $25.00 | $25.00 | 10/13/2010 3:30:43 PM |
| squarebob | $25.00 | $25.00 | 10/13/2010 3:30:27 PM |
| cash-spark3 | $50.00 | $50.00 | 10/14/2010 12:39:29 AM |
| dcap3 | $50.00 | $50.00 | 10/14/2010 5:19:15 AM |
| credit-sycamore4 | $30.26 | $30.26 | 10/14/2010 5:13:04 AM |
| CC911 | $25.00 | $25.00 | 10/14/2010 7:12:41 AM |
| lagnisiruk | $25.00 | $25.00 | 10/14/2010 9:36:43 AM |
| hopeful-asset9 | $25.00 | $25.00 | 10/14/2010 9:41:32 AM |
| johnayan | $27.42 | $27.42 | 10/14/2010 9:41:36 AM |
| airrbob | $50.00 | $50.00 | 10/14/2010 9:42:23 AM |
| calkidd05 | $25.00 | $25.00 | 10/14/2010 9:33:24 AM |
| bold-careful-finance | $25.00 | $25.00 | 10/14/2010 9:49:47 AM |
| momoney2lend | $25.00 | $25.00 | 10/14/2010 9:50:00 AM |
| IIP77 | $25.00 | $25.00 | 10/14/2010 5:44:13 AM |
| xzec777 | $25.00 | $25.00 | 10/14/2010 9:35:20 AM |
| jamiee73 | $25.00 | $25.00 | 10/14/2010 6:08:45 AM |
| social-conductor4 | $25.00 | $25.00 | 10/14/2010 9:58:17 AM |
| MADAOO7 | $50.00 | $50.00 | 10/14/2010 9:36:39 AM |
| Bob450 | $27.00 | $27.00 | 10/14/2010 10:07:06 AM |
| calinno2 | $44.10 | $44.10 | 10/14/2010 9:36:41 AM |
| simplewareinc | $25.00 | $25.00 | 10/14/2010 10:12:42 AM |
| jubilant-auction5 | $25.00 | $25.00 | 10/14/2010 9:40:26 AM |
| a-power-amigo | $25.00 | $25.00 | 10/14/2010 9:41:33 AM |
| burrito6 | $25.00 | $25.00 | 10/14/2010 9:41:39 AM |
| psa1995 | $25.00 | $25.00 | 10/14/2010 9:41:43 AM |
| ferocious-exchange3 | $50.00 | $50.00 | 10/14/2010 9:42:00 AM |
| PatRichi | $25.00 | $25.00 | 10/14/2010 11:14:58 AM |
| JoyfulVegetarian | $25.00 | $25.00 | 10/14/2010 9:42:42 AM |
| lucrative-coin | $50.00 | $50.00 | 10/14/2010 11:27:37 AM |
| shur | $25.00 | $25.00 | 10/14/2010 11:42:46 AM |
| MadHun | $100.00 | $100.00 | 10/14/2010 8:53:44 AM |
| Leshan | $100.00 | $100.00 | 10/14/2010 9:52:04 AM |
| ColoradoCamping | $50.00 | $50.00 | 10/14/2010 9:34:20 AM |
| new-social-economist | $50.00 | $50.00 | 10/14/2010 9:36:42 AM |
| stock106 | $25.00 | $25.00 | 10/14/2010 9:41:27 AM |
| platytanz | $25.00 | $25.00 | 10/14/2010 9:41:30 AM |
| bonFire8 | $32.24 | $32.24 | 10/14/2010 9:41:38 AM |
| kegs | $100.00 | $100.00 | 10/14/2010 9:41:56 AM |
| seisen | $98.83 | $98.83 | 10/14/2010 9:42:15 AM |
| RMB-Investments | $25.00 | $25.00 | 10/14/2010 9:42:39 AM |
| the-silver-blaster | $50.00 | $50.00 | 10/14/2010 9:43:09 AM |
| julsal | $50.00 | $50.00 | 10/14/2010 9:50:09 AM |
| delivery | $25.00 | $25.00 | 10/14/2010 9:50:29 AM |
| squarebob | $50.00 | $50.00 | 10/14/2010 9:58:45 AM |
| squarebob | $50.00 | $50.00 | 10/14/2010 10:03:53 AM |
| aldeed | $35.98 | $35.98 | 10/14/2010 11:42:45 AM |
| Starfin-Capital-Management | $500.00 | $500.00 | 10/14/2010 11:49:43 AM |
| handshake5 | $100.00 | $100.00 | 10/7/2010 2:48:23 PM |
| bid-czar8 | $25.00 | $25.00 | 10/7/2010 2:48:31 PM |
| tech310 | $50.00 | $50.00 | 10/7/2010 2:49:31 PM |
| drcoop | $25.00 | $25.00 | 10/7/2010 2:43:24 PM |
| moola-wildebeest3 | $25.00 | $25.00 | 10/7/2010 2:50:45 PM |
| GElender | $25.00 | $25.00 | 10/7/2010 2:57:01 PM |
| Trakissta | $150.00 | $150.00 | 10/7/2010 7:25:40 PM |
| AF-Chief | $25.00 | $25.00 | 10/8/2010 2:33:06 PM |
| dedicated-diversification5 | $100.00 | $100.00 | 10/8/2010 2:34:15 PM |
| payment-gusto | $25.00 | $25.00 | 10/8/2010 2:29:32 PM |
| patriot897 | $25.00 | $25.00 | 10/8/2010 2:35:36 PM |
| penny-plato | $50.00 | $50.00 | 10/9/2010 7:17:18 AM |
| frogperson | $100.00 | $100.00 | 10/9/2010 10:16:03 AM |
| loanman2007 | $100.00 | $100.00 | 10/11/2010 7:36:53 AM |
| Bcs-cnc | $25.00 | $25.00 | 10/11/2010 12:18:51 PM |
| PXM-Financial | $50.00 | $50.00 | 10/11/2010 6:36:13 PM |
| the-determined-value | $50.00 | $50.00 | 10/11/2010 8:27:50 PM |
| rescue | $41.72 | $41.72 | 10/12/2010 12:37:52 AM |
| simplelender80 | $28.54 | $28.54 | 10/12/2010 8:07:47 AM |
| mikeandcat | $50.00 | $50.00 | 10/12/2010 8:22:25 AM |
| consummate-loyalty1 | $100.00 | $100.00 | 10/12/2010 5:59:43 AM |
| Artist_Blue | $25.00 | $25.00 | 10/12/2010 6:08:38 AM |
| nilonc1 | $50.00 | $50.00 | 10/12/2010 10:17:07 AM |
| crenen139 | $25.00 | $25.00 | 10/12/2010 10:29:52 AM |
| economy-producer | $25.00 | $25.00 | 10/12/2010 10:48:13 AM |
| preventivepestcontrol | $75.00 | $75.00 | 10/12/2010 11:37:28 AM |
| villagers | $50.00 | $50.00 | 10/12/2010 3:16:15 PM |
| JAVEHE | $50.00 | $50.00 | 10/12/2010 3:17:08 PM |
| radiant-loan5 | $100.00 | $100.00 | 10/12/2010 4:02:49 PM |
| shrewd-peace7 | $25.00 | $25.00 | 10/12/2010 4:53:32 PM |
| worthy-bid8 | $25.00 | $25.00 | 10/12/2010 5:23:11 PM |
| well-mannered-income3 | $60.00 | $60.00 | 10/12/2010 5:29:25 PM |
| SLN-10 | $25.00 | $25.00 | 10/13/2010 6:14:17 AM |
| TakeCare | $60.00 | $60.00 | 10/13/2010 10:54:29 AM |
| asiaratt | $50.00 | $50.00 | 10/13/2010 11:38:14 AM |
| life-is-great | $50.00 | $50.00 | 10/13/2010 11:53:05 AM |
| head | $25.00 | $25.00 | 10/13/2010 2:49:19 PM |
| patriot384 | $120.00 | $120.00 | 10/13/2010 2:11:53 PM |
| networks4ever | $25.00 | $25.00 | 10/13/2010 3:03:23 PM |
| gallant-economy9 | $53.64 | $53.64 | 10/13/2010 3:05:06 PM |
| squarebob | $25.00 | $25.00 | 10/13/2010 3:31:15 PM |
| icecoldcash | $25.00 | $25.00 | 10/13/2010 3:03:17 PM |
| escharfer | $25.00 | $25.00 | 10/13/2010 3:07:49 PM |
| FeedTheMachine | $100.00 | $100.00 | 10/13/2010 7:42:41 PM |
| trade-caper | $25.00 | $25.00 | 10/14/2010 9:34:16 AM |
| sensible-trade | $35.98 | $35.98 | 10/14/2010 9:36:35 AM |
| BeanCownter | $25.00 | $25.00 | 10/14/2010 9:41:29 AM |
| funfamilyX4 | $25.00 | $25.00 | 10/14/2010 9:41:32 AM |
| nodrivelpls | $25.00 | $25.00 | 10/14/2010 9:41:41 AM |
| red-favorable-basis | $25.00 | $25.00 | 10/14/2010 2:54:28 AM |
| Comoparklender | $40.00 | $40.00 | 10/14/2010 9:50:16 AM |
| cool_kubera | $50.00 | $50.00 | 10/14/2010 9:36:36 AM |
| benefit-piano5 | $25.00 | $25.00 | 10/14/2010 9:36:40 AM |
| S-Master | $50.00 | $50.00 | 10/14/2010 9:39:59 AM |
| Ocean713 | $50.00 | $50.00 | 10/14/2010 9:41:29 AM |
| asmithj | $50.00 | $50.00 | 10/14/2010 9:41:37 AM |
| runner262 | $25.00 | $25.00 | 10/14/2010 9:41:40 AM |
| larrybird | $150.00 | $150.00 | 10/14/2010 9:42:06 AM |
| cospilot | $25.00 | $25.00 | 10/14/2010 9:42:45 AM |
| rupee-artisan | $25.00 | $25.00 | 10/14/2010 9:50:30 AM |
| circuitfive | $25.00 | $25.00 | 10/14/2010 10:19:16 AM |
| gotjack | $25.00 | $25.00 | 10/14/2010 9:36:26 AM |
| first-listing-expert | $25.00 | $25.00 | 10/14/2010 9:36:38 AM |
| squarebob | $100.00 | $100.00 | 10/14/2010 11:47:25 AM |
| Phantom99 | $25.00 | $25.00 | 10/14/2010 9:40:03 AM |
| Vreet | $50.00 | $50.00 | 10/14/2010 9:40:18 AM |
| Speculator | $50.00 | $50.00 | 10/14/2010 9:41:26 AM |
| mla | $25.00 | $25.00 | 10/14/2010 9:41:28 AM |
| bill-mushroom | $25.00 | $25.00 | 10/14/2010 9:41:34 AM |
| important-openness1 | $100.00 | $100.00 | 10/14/2010 9:41:50 AM |
| irrelevant | $25.00 | $25.00 | 10/14/2010 9:42:40 AM |
| bountiful-durability | $100.00 | $100.00 | 10/14/2010 9:42:58 AM |
| twjh | $25.00 | $25.00 | 10/14/2010 9:50:11 AM |
| extraordinary-transaction | $25.00 | $25.00 | 10/14/2010 9:50:32 AM |
| squarebob | $25.00 | $25.00 | 10/14/2010 9:58:27 AM |
| Astyanax | $75.00 | $75.00 | 10/14/2010 10:59:25 AM |
| reflective-rupee | $500.00 | $353.31 | 10/14/2010 11:50:44 AM |
| trumpeter5 | $50.00 | $50.00 | 10/14/2010 12:16:35 PM |
| 161 bids
|
Borrower Payment Dependent Notes Series
478844
This series of Notes was issued and sold upon the funding of the borrower loan #45011, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 3.50% |
Auction start date:
| Oct-12-2010 |
| |
Auction end date:
| Oct-19-2010 |
|
|
Starting lender yield:
| 10.15% |
Starting borrower rate/APR:
| 11.15% / 13.27% |
Starting monthly payment:
| $114.83 |
|
Final lender yield:
| 8.65% |
Final borrower rate/APR:
| 9.65% / 11.75% |
Final monthly payment:
| $112.36 |
| |
|
Auction yield range:
| 3.71% - 10.15% |
Estimated loss impact:
| 3.52% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.13% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jan-1995 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 760-779 (Oct-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 16y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,888 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Smokey_Lonesome |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan:
This loan will be used to knock out a 401k loan so I can take another 401k loan to clean up a little credit card baggage.
My financial situation:
I am a good candidate for this loan because I always pay back borrowed money. Always, always, always!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| bornsucka | $25.00 | $25.00 | 10/15/2010 1:03:36 AM |
| exchange-squirrel | $25.00 | $25.00 | 10/16/2010 10:22:12 PM |
| tomjac2000 | $25.00 | $25.00 | 10/16/2010 9:04:21 PM |
| shellstar | $25.00 | $25.00 | 10/17/2010 11:48:13 AM |
| Lender0307 | $25.00 | $25.00 | 10/17/2010 8:50:01 AM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 10/17/2010 1:27:52 PM |
| jguerrajr | $54.69 | $54.69 | 10/18/2010 5:21:15 AM |
| pueblopablo | $50.00 | $50.00 | 10/18/2010 7:19:35 AM |
| indomart | $50.00 | $50.00 | 10/18/2010 9:17:35 AM |
| Jtomtom | $25.00 | $25.00 | 10/18/2010 9:13:13 AM |
| diverse-transparency | $25.00 | $25.00 | 10/18/2010 9:33:12 AM |
| blindtaxidriver | $25.00 | $25.00 | 10/18/2010 3:36:46 PM |
| rce1964 | $25.00 | $25.00 | 10/18/2010 3:49:28 PM |
| nickm690 | $100.00 | $100.00 | 10/18/2010 4:06:37 PM |
| theboygenius | $37.18 | $37.18 | 10/18/2010 4:09:59 PM |
| BeeHive | $25.00 | $25.00 | 10/18/2010 3:51:36 PM |
| Cherrypicker | $50.00 | $50.00 | 10/18/2010 4:13:56 PM |
| improvman | $25.00 | $25.00 | 10/18/2010 4:58:57 PM |
| bankojerry | $25.00 | $25.00 | 10/18/2010 5:13:26 PM |
| gjm6d | $25.00 | $25.00 | 10/18/2010 5:50:22 PM |
| joplinoz | $25.00 | $25.00 | 10/18/2010 5:45:07 PM |
| Roundhouse | $50.00 | $50.00 | 10/18/2010 7:49:20 PM |
| wild_carrot | $25.00 | $25.00 | 10/18/2010 6:49:06 PM |
| thankful-nickel2 | $25.00 | $25.00 | 10/18/2010 7:37:24 PM |
| jayk63 | $25.00 | $25.00 | 10/18/2010 7:13:12 PM |
| BerkeleyBonds | $25.00 | $25.00 | 10/19/2010 2:18:19 AM |
| soular21804 | $25.00 | $25.00 | 10/19/2010 3:36:18 AM |
| gustavholstopus32 | $25.00 | $25.00 | 10/19/2010 5:14:12 AM |
| nickel-banshee | $63.56 | $63.56 | 10/19/2010 6:22:43 AM |
| liberty-squirrel | $25.00 | $25.00 | 10/19/2010 8:11:29 AM |
| zbanker | $51.82 | $51.82 | 10/19/2010 9:01:58 AM |
| classiccitizen | $45.00 | $45.00 | 10/19/2010 9:21:03 AM |
| maker2 | $25.00 | $25.00 | 10/19/2010 9:37:58 AM |
| turbospeed | $25.00 | $25.00 | 10/12/2010 9:45:17 AM |
| meenan | $25.00 | $25.00 | 10/12/2010 9:51:14 AM |
| RandyL3 | $25.00 | $25.00 | 10/12/2010 10:06:38 AM |
| tolerant-dinero2 | $25.00 | $25.00 | 10/12/2010 10:03:15 AM |
| kander80 | $50.00 | $50.00 | 10/12/2010 6:30:54 PM |
| wwwUniversal | $25.00 | $25.00 | 10/13/2010 1:37:14 AM |
| selector568 | $500.00 | $500.00 | 10/13/2010 9:44:01 AM |
| DDPrime | $100.00 | $100.00 | 10/13/2010 3:17:36 PM |
| relierma | $25.00 | $25.00 | 10/14/2010 12:25:41 PM |
| BaxterSandy | $25.00 | $25.00 | 10/14/2010 1:33:48 PM |
| outofoffice | $50.00 | $50.00 | 10/14/2010 3:02:41 PM |
| smalltown_mn | $25.00 | $25.00 | 10/15/2010 6:38:09 AM |
| penny-plato | $50.00 | $50.00 | 10/15/2010 8:24:45 AM |
| TheLoanManCan | $25.00 | $25.00 | 10/15/2010 3:01:55 PM |
| hookUup | $50.00 | $50.00 | 10/17/2010 4:46:01 AM |
| EasternLender | $25.00 | $25.00 | 10/17/2010 2:45:26 PM |
| investment-artist | $25.00 | $25.00 | 10/17/2010 3:22:47 PM |
| doc1 | $100.00 | $100.00 | 10/17/2010 8:58:40 AM |
| chrisb1414 | $25.00 | $25.00 | 10/18/2010 6:35:14 AM |
| toomanyfishtanks | $25.00 | $25.00 | 10/18/2010 7:20:56 AM |
| credit-guard5 | $25.00 | $25.00 | 10/18/2010 9:59:59 AM |
| corporatejim | $100.00 | $100.00 | 10/18/2010 9:53:05 AM |
| lion445 | $25.00 | $25.00 | 10/18/2010 12:08:25 PM |
| ualdriver | $45.64 | $45.64 | 10/18/2010 12:27:25 PM |
| FundMaker | $25.00 | $25.00 | 10/18/2010 11:36:28 AM |
| Bujinkan1 | $50.00 | $50.00 | 10/18/2010 12:05:32 PM |
| jtu55 | $25.00 | $25.00 | 10/18/2010 2:37:15 PM |
| zztopdog | $25.00 | $25.00 | 10/18/2010 12:35:35 PM |
| balance-force | $32.00 | $32.00 | 10/18/2010 3:17:08 PM |
| coolcoast | $25.00 | $25.00 | 10/18/2010 4:08:07 PM |
| emjaybee | $25.78 | $25.78 | 10/18/2010 4:26:35 PM |
| Jinja | $44.00 | $44.00 | 10/18/2010 4:18:59 PM |
| RiverRunnethOver | $25.00 | $25.00 | 10/18/2010 5:16:44 PM |
| crw1950 | $50.00 | $50.00 | 10/18/2010 5:29:43 PM |
| bill-booster5 | $25.00 | $25.00 | 10/18/2010 8:12:34 PM |
| MathProfessor | $25.00 | $25.00 | 10/18/2010 8:09:55 PM |
| socal-lender | $25.00 | $25.00 | 10/18/2010 8:48:26 PM |
| giantfan19 | $29.94 | $29.94 | 10/18/2010 10:40:11 PM |
| TakeCare | $60.00 | $60.00 | 10/18/2010 11:08:19 PM |
| Digs | $25.00 | $25.00 | 10/19/2010 1:49:37 AM |
| generous-deal6 | $50.00 | $50.00 | 10/19/2010 3:18:03 AM |
| Dskillz | $28.00 | $28.00 | 10/19/2010 3:30:07 AM |
| mytime06 | $25.00 | $25.00 | 10/19/2010 5:46:58 AM |
| Loan-Mart | $91.30 | $42.37 | 10/19/2010 5:51:21 AM |
| gdfp158 | $25.00 | $25.00 | 10/19/2010 8:46:25 AM |
| thebadpelican | $25.00 | $25.00 | 10/19/2010 9:23:58 AM |
| RecoveryLender | $25.00 | $25.00 | 10/19/2010 8:52:52 AM |
| patriot897 | $50.00 | $50.00 | 10/19/2010 9:05:31 AM |
| icecoldcash | $42.72 | $42.72 | 10/19/2010 9:33:55 AM |
| mhotchan | $122.30 | $122.30 | 10/19/2010 9:36:42 AM |
| 83 bids
|
Borrower Payment Dependent Notes Series
478988
This series of Notes was issued and sold upon the funding of the borrower loan #44996, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.95% |
Auction start date:
| Oct-12-2010 |
| |
Auction end date:
| Oct-18-2010 |
|
|
Starting lender yield:
| 14.20% |
Starting borrower rate/APR:
| 15.20% / 17.37% |
Starting monthly payment:
| $382.40 |
|
Final lender yield:
| 14.15% |
Final borrower rate/APR:
| 15.15% / 17.32% |
Final monthly payment:
| $382.13 |
| |
|
Auction yield range:
| 5.71% - 14.20% |
Estimated loss impact:
| 6.19% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-2002 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 740-759 (Sep-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 1y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,590 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| credit-innovator2 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Investment for House to Rent
Purpose of loan:
This loan will be used to purchase a home to rent for profit. This is for the whole cost of the house, not just the down payment. This is a foreclosed home that is now Bank Owned and that is why it's so cheap.
My financial situation:
I am a good candidate for this loan, because the house will rent for about $700/month and my loan payment will only be about $380/month. I already own 2 rental properties which are both profitable, so I know this works.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| rescue | $100.00 | $100.00 | 10/12/2010 9:44:49 AM |
| authentic-liberty7 | $25.00 | $25.00 | 10/12/2010 9:50:24 AM |
| objective-investor | $100.00 | $100.00 | 10/12/2010 10:01:35 AM |
| simplelender80 | $250.00 | $250.00 | 10/12/2010 9:57:25 AM |
| jdwillcox | $50.00 | $50.00 | 10/12/2010 9:59:48 AM |
| kmr2 | $200.00 | $200.00 | 10/12/2010 10:00:42 AM |
| the-upbeat-p2p | $50.00 | $50.00 | 10/12/2010 10:12:03 AM |
| fairness-kayak | $25.00 | $25.00 | 10/12/2010 10:13:30 AM |
| tech310 | $50.00 | $50.00 | 10/12/2010 10:02:37 AM |
| tolerant-dinero2 | $25.00 | $25.00 | 10/12/2010 10:03:17 AM |
| jigsaw | $100.00 | $100.00 | 10/12/2010 10:26:26 AM |
| payout-achievement | $100.00 | $100.00 | 10/12/2010 10:19:10 AM |
| crenen139 | $25.00 | $25.00 | 10/12/2010 10:31:21 AM |
| preventivepestcontrol | $25.00 | $25.00 | 10/12/2010 11:03:14 AM |
| efficient-treasure0 | $25.00 | $25.00 | 10/12/2010 12:43:19 PM |
| MadHun | $75.00 | $75.00 | 10/12/2010 4:13:08 PM |
| Sleg | $30.09 | $30.09 | 10/12/2010 7:13:43 PM |
| shmb6508 | $82.87 | $82.87 | 10/12/2010 8:43:48 PM |
| FinDoc | $25.00 | $25.00 | 10/13/2010 1:01:09 AM |
| chemistry220 | $27.30 | $27.30 | 10/13/2010 12:22:54 AM |
| debt-patriot | $25.00 | $25.00 | 10/13/2010 6:12:45 AM |
| TakeCare | $80.00 | $80.00 | 10/13/2010 10:54:15 AM |
| loyalist1 | $100.00 | $100.00 | 10/13/2010 9:03:20 AM |
| DasMula | $75.63 | $75.63 | 10/13/2010 12:16:51 PM |
| integrityisnumone | $25.00 | $25.00 | 10/13/2010 3:18:16 PM |
| Bank_Of_XL | $50.00 | $50.00 | 10/13/2010 7:53:10 PM |
| williemc44 | $50.00 | $50.00 | 10/13/2010 7:39:27 PM |
| AK49-JW | $25.00 | $25.00 | 10/13/2010 8:27:25 PM |
| witty-compassion | $25.00 | $25.00 | 10/13/2010 10:08:20 PM |
| Bcs-cnc | $25.00 | $25.00 | 10/14/2010 6:34:22 AM |
| GElender | $50.00 | $50.00 | 10/14/2010 7:54:51 AM |
| larrybird | $150.00 | $150.00 | 10/14/2010 1:22:50 PM |
| Investoman | $25.00 | $25.00 | 10/14/2010 11:15:10 AM |
| enthralling-deal180 | $50.00 | $50.00 | 10/14/2010 2:35:17 PM |
| bold-shrewd-duty | $31.31 | $31.31 | 10/14/2010 6:32:46 PM |
| shellback13 | $50.00 | $50.00 | 10/14/2010 6:56:34 PM |
| thrilling-nickel5 | $26.00 | $26.00 | 10/15/2010 6:12:41 AM |
| graceful-investment | $47.70 | $47.70 | 10/15/2010 11:13:12 AM |
| lendingfrog | $50.00 | $50.00 | 10/15/2010 5:17:39 PM |
| Carpetkid | $25.00 | $25.00 | 10/15/2010 5:30:49 PM |
| wdworld | $50.00 | $50.00 | 10/15/2010 10:10:03 PM |
| heroic-hope5 | $50.00 | $50.00 | 10/15/2010 11:15:09 PM |
| jrbill1998 | $50.00 | $50.00 | 10/16/2010 7:14:39 AM |
| tsui517 | $25.00 | $25.00 | 10/16/2010 4:28:46 AM |
| rhodylend | $25.00 | $25.00 | 10/16/2010 10:58:19 AM |
| McRowdy | $50.00 | $50.00 | 10/16/2010 11:23:04 AM |
| bold-punctual-wampum | $50.00 | $50.00 | 10/16/2010 7:14:12 AM |
| cello1 | $25.00 | $25.00 | 10/16/2010 10:58:04 AM |
| lean-integrity9 | $100.00 | $100.00 | 10/16/2010 7:24:25 PM |
| icecoldcash | $32.27 | $32.27 | 10/16/2010 12:44:00 PM |
| life-is-great | $48.27 | $48.27 | 10/16/2010 8:22:21 PM |
| rainbowsorbet | $25.00 | $25.00 | 10/16/2010 11:01:09 PM |
| special-currency6 | $50.00 | $50.00 | 10/17/2010 8:53:15 AM |
| armny | $100.00 | $100.00 | 10/17/2010 6:22:20 AM |
| edieg | $25.00 | $25.00 | 10/17/2010 3:20:59 AM |
| supersarah61 | $25.00 | $25.00 | 10/17/2010 5:35:15 PM |
| Goodthing | $75.00 | $75.00 | 10/17/2010 1:57:32 PM |
| Ven58 | $25.00 | $25.00 | 10/17/2010 11:55:45 PM |
| calinno2 | $25.00 | $25.00 | 10/18/2010 4:59:37 AM |
| wings2fly | $25.00 | $25.00 | 10/18/2010 4:13:07 AM |
| 0OPS | $25.00 | $25.00 | 10/18/2010 6:43:35 AM |
| money-bauble | $29.51 | $29.51 | 10/18/2010 8:12:59 AM |
| RMB-Investments | $27.13 | $27.13 | 10/18/2010 8:47:48 AM |
| helping-out | $100.00 | $100.00 | 10/18/2010 8:13:37 AM |
| thoughtful-community7 | $25.00 | $25.00 | 10/18/2010 8:39:45 AM |
| listing-meridian | $100.00 | $100.00 | 10/18/2010 9:34:00 AM |
| excellent-nickel | $50.00 | $50.00 | 10/18/2010 8:30:47 AM |
| discrete-asset | $25.00 | $25.00 | 10/18/2010 9:03:16 AM |
| MoxiePop | $50.00 | $50.00 | 10/18/2010 9:38:52 AM |
| orangetrust | $100.00 | $100.00 | 10/18/2010 10:10:39 AM |
| octoberfresh | $25.00 | $25.00 | 10/18/2010 9:22:52 AM |
| credit-coach118 | $25.00 | $25.00 | 10/18/2010 9:36:27 AM |
| ToweringDan | $100.00 | $100.00 | 10/18/2010 10:44:15 AM |
| Plotinus | $36.58 | $36.58 | 10/18/2010 9:56:04 AM |
| lostviajero | $25.00 | $25.00 | 10/18/2010 9:47:19 AM |
| snappy | $50.00 | $50.00 | 10/18/2010 11:22:47 AM |
| adir1 | $25.00 | $25.00 | 10/18/2010 10:03:44 AM |
| FundMaker | $25.00 | $25.00 | 10/18/2010 11:48:45 AM |
| thankful-nickel2 | $25.00 | $25.00 | 10/18/2010 11:28:11 AM |
| orderly-leverage | $50.00 | $50.00 | 10/18/2010 11:33:09 AM |
| Ocean713 | $50.00 | $50.00 | 10/18/2010 1:07:17 PM |
| lobstahlender | $25.00 | $25.00 | 10/18/2010 12:05:35 PM |
| return-elm | $32.00 | $32.00 | 10/18/2010 12:33:50 PM |
| reward-rancher | $25.00 | $25.00 | 10/18/2010 12:16:27 PM |
| Ripsaw4U | $50.00 | $50.00 | 10/18/2010 1:05:56 PM |
| PCGeekWI | $25.00 | $25.00 | 10/18/2010 1:38:02 PM |
| nh_girl | $25.00 | $25.00 | 10/18/2010 3:20:30 PM |
| cutter21 | $25.00 | $25.00 | 10/18/2010 3:11:35 PM |
| compwhiz | $25.00 | $25.00 | 10/18/2010 3:43:29 PM |
| important-ore | $100.00 | $100.00 | 10/18/2010 3:58:41 PM |
| cash-tent | $25.00 | $25.00 | 10/18/2010 3:31:11 PM |
| rupee-prairie | $25.00 | $25.00 | 10/18/2010 3:42:40 PM |
| EvalCrux | $50.00 | $50.00 | 10/18/2010 3:43:34 PM |
| the-debt-fluffy-bunny | $25.00 | $25.00 | 10/18/2010 3:42:20 PM |
| Hexamond | $25.00 | $25.00 | 10/18/2010 3:50:29 PM |
| jleng | $25.00 | $25.00 | 10/18/2010 4:13:03 PM |
| blue-dollar-viking | $25.00 | $25.00 | 10/18/2010 4:58:03 PM |
| Watersports | $25.00 | $25.00 | 10/18/2010 4:19:39 PM |
| HedgeFund | $50.00 | $50.00 | 10/18/2010 4:20:16 PM |
| blackstar | $25.00 | $25.00 | 10/18/2010 5:15:37 PM |
| NiceNate | $46.46 | $46.46 | 10/18/2010 5:23:38 PM |
| ti22ring | $25.00 | $25.00 | 10/18/2010 4:39:07 PM |
| ivadood | $100.00 | $100.00 | 10/18/2010 4:44:55 PM |
| Pitufo | $50.00 | $50.00 | 10/18/2010 5:43:46 PM |
| upbeat-investment9 | $50.00 | $50.00 | 10/18/2010 5:48:51 PM |
| BuckeyeGuy | $25.00 | $25.00 | 10/18/2010 5:15:14 PM |
| RiverRunnethOver | $35.00 | $35.00 | 10/18/2010 5:18:48 PM |
| hs112a | $50.00 | $50.00 | 10/18/2010 5:17:47 PM |
| mgking007 | $25.92 | $25.92 | 10/18/2010 5:19:25 PM |
| HeroJason86 | $25.00 | $25.00 | 10/18/2010 5:31:25 PM |
| wealth-samaritan2 | $25.00 | $25.00 | 10/18/2010 5:43:55 PM |
| 6moonbeams | $50.13 | $50.13 | 10/18/2010 6:08:11 PM |
| reward-tsunami7 | $50.00 | $50.00 | 10/18/2010 6:34:20 PM |
| eloquent-dough5 | $25.00 | $25.00 | 10/18/2010 6:39:02 PM |
| Gabriel02 | $25.00 | $25.00 | 10/12/2010 9:47:59 AM |
| radforj22 | $25.00 | $25.00 | 10/12/2010 9:46:29 AM |
| generous-deal6 | $50.00 | $50.00 | 10/12/2010 9:52:47 AM |
| DRA-Properties | $25.00 | $25.00 | 10/12/2010 9:57:14 AM |
| papaloha | $25.00 | $25.00 | 10/12/2010 9:47:00 AM |
| Weaverville | $50.00 | $50.00 | 10/12/2010 9:47:17 AM |
| bountiful-durability | $100.00 | $100.00 | 10/12/2010 9:56:57 AM |
| studious-bonus7 | $100.00 | $100.00 | 10/12/2010 9:57:44 AM |
| JohnGalt79 | $100.00 | $100.00 | 10/12/2010 10:01:50 AM |
| escharfer | $25.00 | $25.00 | 10/12/2010 10:02:57 AM |
| bowdish1 | $50.00 | $50.00 | 10/12/2010 10:02:10 AM |
| cybernosha | $25.00 | $25.00 | 10/12/2010 10:05:49 AM |
| CAGE-Investments | $25.00 | $25.00 | 10/12/2010 10:06:15 AM |
| tntmojave | $25.00 | $25.00 | 10/12/2010 10:04:01 AM |
| bambampk | $25.00 | $25.00 | 10/12/2010 10:06:57 AM |
| jazzlender | $25.00 | $25.00 | 10/12/2010 9:58:19 AM |
| delicious-social132 | $50.00 | $50.00 | 10/12/2010 10:08:34 AM |
| mike_banker | $50.00 | $50.00 | 10/12/2010 9:59:34 AM |
| ichibon | $150.00 | $150.00 | 10/12/2010 10:03:36 AM |
| greenback-bull6 | $50.00 | $50.00 | 10/12/2010 10:19:51 AM |
| natural-greenback6 | $25.00 | $25.00 | 10/12/2010 10:18:05 AM |
| jeg3k | $50.00 | $50.00 | 10/12/2010 10:28:19 AM |
| alpinaut | $25.00 | $25.00 | 10/12/2010 10:12:29 AM |
| platinum-hunter7 | $25.00 | $25.00 | 10/12/2010 1:51:07 PM |
| Nailman88 | $50.00 | $50.00 | 10/12/2010 3:24:30 PM |
| forthright-dedication | $50.00 | $50.00 | 10/12/2010 3:53:48 PM |
| worthy-bid8 | $50.00 | $50.00 | 10/12/2010 5:17:44 PM |
| a-finance-nirvana | $25.00 | $25.00 | 10/13/2010 1:38:09 AM |
| totoro | $25.00 | $25.00 | 10/13/2010 12:50:36 AM |
| bid-czar8 | $50.00 | $50.00 | 10/13/2010 2:57:49 AM |
| selector568 | $50.00 | $50.00 | 10/13/2010 7:42:52 AM |
| marketplace-cello5 | $50.00 | $50.00 | 10/13/2010 10:14:27 AM |
| The_Loan_Runner | $25.00 | $25.00 | 10/13/2010 11:04:04 AM |
| handshake5 | $100.00 | $100.00 | 10/13/2010 9:50:12 AM |
| SelectTrustLending | $25.00 | $25.00 | 10/13/2010 2:28:18 PM |
| herbyman | $50.00 | $50.00 | 10/13/2010 2:45:04 PM |
| JustMee | $25.00 | $25.00 | 10/13/2010 5:50:08 PM |
| taurusco | $50.00 | $50.00 | 10/13/2010 4:53:09 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/13/2010 7:54:35 PM |
| well-mannered-basis1 | $50.00 | $50.00 | 10/14/2010 9:34:58 AM |
| Sevron | $100.00 | $100.00 | 10/14/2010 10:27:59 AM |
| agiovasil | $25.00 | $25.00 | 10/14/2010 12:07:42 PM |
| RLW43 | $50.00 | $50.00 | 10/14/2010 12:51:12 PM |
| maldok1 | $25.00 | $25.00 | 10/14/2010 1:13:16 PM |
| squarebob | $25.00 | $25.00 | 10/14/2010 6:43:51 PM |
| goldtreasure | $25.00 | $25.00 | 10/14/2010 10:21:23 PM |
| ray1051 | $25.00 | $25.00 | 10/15/2010 6:30:50 AM |
| Littlepeng | $25.00 | $25.00 | 10/15/2010 7:11:34 AM |
| EricLender | $25.00 | $25.00 | 10/15/2010 7:37:25 AM |
| red-unequivocal-finance | $25.00 | $25.00 | 10/15/2010 11:38:03 AM |
| patriot384 | $50.00 | $50.00 | 10/15/2010 10:25:18 AM |
| ClearCut | $50.00 | $50.00 | 10/15/2010 2:59:00 PM |
| itnAAnti | $25.00 | $25.00 | 10/15/2010 3:04:18 PM |
| brother_tam | $50.00 | $50.00 | 10/15/2010 5:18:29 PM |
| green-planet-guy | $31.00 | $31.00 | 10/15/2010 5:44:30 PM |
| Tradesmanlender | $25.00 | $25.00 | 10/15/2010 8:42:47 PM |
| kind-value-pouch | $200.00 | $200.00 | 10/16/2010 4:42:52 AM |
| TBONE2008 | $75.00 | $75.00 | 10/16/2010 4:54:35 AM |
| SafeSaxa | $50.00 | $50.00 | 10/15/2010 10:25:06 PM |
| dollardave | $100.00 | $100.00 | 10/15/2010 11:17:47 PM |
| harmonious-moola7 | $25.83 | $25.83 | 10/16/2010 7:13:40 AM |
| icecoldcash | $25.00 | $25.00 | 10/16/2010 7:25:40 PM |
| schpere | $100.00 | $100.00 | 10/17/2010 8:49:40 AM |
| techvet | $50.00 | $50.00 | 10/17/2010 3:31:35 PM |
| crjcapt | $53.00 | $53.00 | 10/17/2010 1:59:51 PM |
| investment-artist | $25.00 | $25.00 | 10/17/2010 3:28:46 PM |
| Marathoner | $25.00 | $25.00 | 10/17/2010 8:28:01 PM |
| dracoaffectus | $25.00 | $25.00 | 10/18/2010 4:19:55 AM |
| mathomas3 | $50.00 | $50.00 | 10/18/2010 3:13:36 AM |
| triumph329 | $50.00 | $50.00 | 10/18/2010 6:12:46 AM |
| the-stylish-euro | $25.00 | $25.00 | 10/18/2010 4:27:13 AM |
| value-investor9 | $50.00 | $50.00 | 10/18/2010 5:39:30 AM |
| honorable-yield | $35.00 | $35.00 | 10/18/2010 7:13:46 AM |
| rakstar | $50.00 | $50.00 | 10/18/2010 6:23:03 AM |
| grue | $50.00 | $50.00 | 10/18/2010 7:24:36 AM |
| rob095 | $30.00 | $30.00 | 10/18/2010 7:41:09 AM |
| teller | $25.81 | $25.81 | 10/18/2010 6:59:26 AM |
| relentless-gain7 | $50.00 | $50.00 | 10/18/2010 8:47:59 AM |
| bomdel | $25.00 | $25.00 | 10/18/2010 8:05:03 AM |
| oldman68 | $25.00 | $25.00 | 10/18/2010 8:34:18 AM |
| Sang1963 | $25.00 | $25.00 | 10/18/2010 9:18:19 AM |
| mla | $25.00 | $25.00 | 10/18/2010 10:28:13 AM |
| income-titan8 | $30.00 | $30.00 | 10/18/2010 10:28:53 AM |
| Clambake | $50.00 | $50.00 | 10/18/2010 9:45:13 AM |
| LendingCentral | $200.00 | $200.00 | 10/18/2010 10:13:29 AM |
| morlocx | $200.00 | $200.00 | 10/18/2010 1:39:13 PM |
| economy-popcorn | $25.00 | $25.00 | 10/18/2010 2:21:53 PM |
| veneziani | $25.00 | $25.00 | 10/18/2010 12:15:39 PM |
| Interloper | $35.00 | $35.00 | 10/18/2010 2:37:51 PM |
| point-shooter | $50.00 | $50.00 | 10/18/2010 1:22:58 PM |
| green-unassailable-investment | $25.00 | $25.00 | 10/18/2010 3:50:15 PM |
| mtquan | $25.00 | $25.00 | 10/18/2010 3:41:29 PM |
| Evan_Safe | $25.00 | $25.00 | 10/18/2010 3:43:26 PM |
| jescowa | $50.00 | $50.00 | 10/18/2010 3:43:51 PM |
| Hiro07 | $25.00 | $25.00 | 10/18/2010 3:44:15 PM |
| nybanker85 | $50.00 | $50.00 | 10/18/2010 3:50:55 PM |
| pdx71 | $50.00 | $50.00 | 10/18/2010 4:09:09 PM |
| brilliant-revenue | $25.00 | $25.00 | 10/18/2010 4:30:41 PM |
| Belair_Advisors | $25.00 | $25.00 | 10/18/2010 4:30:46 PM |
| upbeat-fund | $25.00 | $25.00 | 10/18/2010 4:48:18 PM |
| dedicated-bid1 | $25.00 | $25.00 | 10/18/2010 5:36:26 PM |
| jimmykat | $100.00 | $100.00 | 10/18/2010 4:56:12 PM |
| C_Mark | $50.00 | $50.00 | 10/18/2010 5:38:33 PM |
| reflective-rupee | $150.00 | $150.00 | 10/18/2010 5:13:53 PM |
| smallfry | $25.00 | $25.00 | 10/18/2010 5:06:55 PM |
| tsclend07 | $25.00 | $25.00 | 10/18/2010 5:31:29 PM |
| balance-river | $25.00 | $25.00 | 10/18/2010 6:32:36 PM |
| proper-revenue7 | $35.00 | $35.00 | 10/18/2010 5:40:10 PM |
| loan-mammal | $25.00 | $25.00 | 10/18/2010 6:40:12 PM |
| nytrnbow | $25.00 | $25.00 | 10/18/2010 5:38:10 PM |
| joshua18 | $25.00 | $25.00 | 10/18/2010 5:43:58 PM |
| hookUup | $100.00 | $100.00 | 10/18/2010 5:47:43 PM |
| Bendistraw | $35.83 | $35.83 | 10/18/2010 6:07:52 PM |
| GordoMG | $50.00 | $50.00 | 10/18/2010 6:08:52 PM |
| yield-lion | $50.00 | $50.00 | 10/18/2010 6:15:52 PM |
| elfincove | $50.00 | $50.00 | 10/18/2010 6:33:00 PM |
| successful-agreement7 | $100.00 | $100.00 | 10/18/2010 6:33:56 PM |
| MutuallyBeneficial | $46.10 | $24.36 | 10/18/2010 6:50:27 PM |
| healthy-commerce | $25.00 | $25.00 | 10/18/2010 7:03:44 PM |
| 233 bids
|
Borrower Payment Dependent Notes Series
479106
This series of Notes was issued and sold upon the funding of the borrower loan #44997, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.20% |
Auction start date:
| Oct-12-2010 |
| |
Auction end date:
| Oct-19-2010 |
|
|
Starting lender yield:
| 33.35% |
Starting borrower rate/APR:
| 34.35% / 38.06% |
Starting monthly payment:
| $224.34 |
|
Final lender yield:
| 30.00% |
Final borrower rate/APR:
| 31.00% / 34.63% |
Final monthly payment:
| $215.01 |
| |
|
Auction yield range:
| 13.71% - 33.35% |
Estimated loss impact:
| 15.58% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.42% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1993 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 680-699 (Oct-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 0
/
0 | Length of status: | 2y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| keiradylanlukas |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 29 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Aug-2009)
660-679
(Jul-2009)
660-679
(Apr-2008)
|
|
Principal balance:
| $1,389.84 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 29 | | |
Description
Consolidate my outstanding bills
Purpose of loan:
This loan will be used to consolidate the remaining of my outstanding loans and Credit Cards. "I am getting closer to the finish line!"
My financial situation:
I am a good candidate for this loan because my wife and I both have very steady and solid jobs. We have been very consistant in paying our bills and have almost paid them off. I currently have one open loan with Prosper that is almost paid off. I have not missed or been late with a Prosper Payment yet!
Monthly net income: $ 7,500 (Both incomes)
Monthly expenses: $
??Housing: $ 2000.00
??Insurance: $ 300.00
??Car expenses: $ 700.00
??Utilities: $ 250.00
??Phone, cable, internet: $ 300.00
??Food, entertainment: $ 800.00 (3 children to feed)
??Clothing, household expenses $ 200.00
??Credit cards and other loans: $ 500.00
??Other expenses: $ 1200.00 Month Day Care expenses
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
can you explain your public record and your previous deliquencies - restless-dime
A:
The Public record and deliquencies both tie to a Bankruptcy that my wife and I filed just over 5 years ago.
(Oct-13-2010)
Q:
Your revolving credit shows zero debt yet you indicated you pay $500 a month to credit cards. Can you explain the difference? What are the balances and rates you are paying of the $5,000 debt you want paid? - jpblan11
A:
The credit cards are actually in my wife's name and not mine. The credit cards are JC Penny and Target. They are at about $1400 each. I intend on paying off my current prosper loan and these two credit cards.
(Oct-18-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| mikeandcat | $50.00 | $50.00 | 10/12/2010 9:55:38 AM |
| penny-plato | $25.00 | $25.00 | 10/12/2010 1:07:32 PM |
| lucrative-loan | $75.00 | $75.00 | 10/12/2010 4:08:23 PM |
| NekHoldings | $25.00 | $25.00 | 10/12/2010 7:19:11 PM |
| lucrative-loan | $25.00 | $25.00 | 10/13/2010 11:32:44 AM |
| realtormoises | $25.00 | $25.00 | 10/13/2010 11:34:02 AM |
| SolarMoonshine | $25.00 | $25.00 | 10/14/2010 3:51:03 AM |
| head | $25.00 | $25.00 | 10/14/2010 3:08:10 PM |
| new-smart-fund | $27.02 | $27.02 | 10/15/2010 1:57:47 AM |
| cippy | $100.00 | $100.00 | 10/15/2010 9:42:53 AM |
| OLYVRC | $25.00 | $25.00 | 10/15/2010 11:05:43 AM |
| fabulous-community4 | $25.00 | $25.00 | 10/15/2010 3:25:32 PM |
| credit-guard5 | $25.00 | $25.00 | 10/15/2010 7:41:52 PM |
| platinum-enlightenment | $29.56 | $29.56 | 10/15/2010 10:08:35 PM |
| sensible-fund | $25.00 | $25.00 | 10/16/2010 8:33:32 AM |
| StargazerLending | $25.00 | $25.00 | 10/16/2010 8:20:29 AM |
| credit-missile | $25.00 | $25.00 | 10/16/2010 2:26:43 PM |
| thankful-nickel2 | $25.00 | $25.00 | 10/16/2010 11:20:20 AM |
| credit-missile | $25.00 | $25.00 | 10/16/2010 2:26:58 PM |
| chameleon125 | $75.00 | $75.00 | 10/17/2010 9:13:04 AM |
| spiff666 | $25.00 | $25.00 | 10/17/2010 11:40:46 AM |
| marwadi-62 | $300.00 | $300.00 | 10/17/2010 5:15:27 PM |
| hookUup | $100.00 | $100.00 | 10/17/2010 7:35:06 PM |
| neorunner | $25.00 | $25.00 | 10/17/2010 10:12:39 PM |
| Kyileo | $25.00 | $25.00 | 10/18/2010 7:51:15 AM |
| niq4soccer | $25.00 | $25.00 | 10/18/2010 7:15:03 AM |
| payment-halo | $25.00 | $25.00 | 10/18/2010 8:50:58 AM |
| penny-surgeon | $25.00 | $25.00 | 10/18/2010 8:27:59 AM |
| moola-monger9 | $50.00 | $50.00 | 10/18/2010 8:45:10 AM |
| outofoffice | $50.00 | $50.00 | 10/18/2010 8:46:42 AM |
| taetrade | $25.00 | $25.00 | 10/18/2010 9:50:05 AM |
| wlm3012 | $25.00 | $25.00 | 10/18/2010 11:19:33 AM |
| Sven79 | $150.00 | $150.00 | 10/18/2010 10:15:27 AM |
| zone6 | $29.10 | $29.10 | 10/18/2010 2:37:40 PM |
| economy-popcorn | $25.00 | $25.00 | 10/18/2010 2:22:59 PM |
| mikeandcat | $50.00 | $50.00 | 10/18/2010 4:58:48 PM |
| patriot384 | $100.00 | $100.00 | 10/18/2010 4:08:22 PM |
| jchurchi | $46.52 | $46.52 | 10/18/2010 5:13:03 PM |
| sturdy-peace9 | $75.00 | $75.00 | 10/18/2010 8:42:34 PM |
| RMI_Babylon | $25.00 | $25.00 | 10/18/2010 8:54:07 PM |
| red-adaptable-funds | $75.00 | $75.00 | 10/18/2010 9:48:46 PM |
| Jerrys1951 | $40.00 | $40.00 | 10/18/2010 8:58:47 PM |
| Bob450 | $30.00 | $30.00 | 10/18/2010 9:43:52 PM |
| Moe87 | $25.00 | $25.00 | 10/19/2010 3:49:18 AM |
| integrity-broker | $25.00 | $25.00 | 10/19/2010 8:28:57 AM |
| Kash2010lu | $25.00 | $25.00 | 10/19/2010 8:43:49 AM |
| Amber_Stone | $25.00 | $25.00 | 10/12/2010 9:48:01 AM |
| UCLA4life | $50.00 | $50.00 | 10/12/2010 10:11:19 AM |
| reflective-rupee | $300.00 | $300.00 | 10/12/2010 1:45:23 PM |
| blitzen40 | $50.00 | $50.00 | 10/12/2010 2:22:53 PM |
| payout-reaction740 | $25.00 | $25.00 | 10/13/2010 2:47:01 PM |
| Kash2010lu | $50.00 | $50.00 | 10/13/2010 7:36:34 PM |
| twjh | $25.00 | $25.00 | 10/13/2010 6:47:10 PM |
| roadster199 | $25.00 | $25.00 | 10/14/2010 2:51:08 PM |
| SFBank | $300.00 | $118.02 | 10/14/2010 6:56:58 PM |
| seadrg | $25.00 | $25.00 | 10/15/2010 9:03:47 AM |
| WonByOne | $25.00 | $25.00 | 10/15/2010 8:54:27 PM |
| Belair_Advisors | $25.00 | $25.00 | 10/15/2010 9:09:14 PM |
| Starfin-Capital-Management | $300.00 | $300.00 | 10/16/2010 5:44:31 AM |
| hidavehi | $38.03 | $38.03 | 10/16/2010 10:13:21 AM |
| Starfin-Capital-Management | $285.74 | $285.74 | 10/16/2010 5:44:55 AM |
| aztocas | $25.00 | $25.00 | 10/16/2010 8:03:16 AM |
| credit-missile | $25.00 | $25.00 | 10/16/2010 2:26:26 PM |
| credit-missile | $25.00 | $25.00 | 10/16/2010 2:29:48 PM |
| credit-missile | $25.00 | $25.00 | 10/16/2010 2:27:20 PM |
| credit-missile | $25.00 | $25.00 | 10/16/2010 2:28:42 PM |
| ethicalhumanist | $25.00 | $25.00 | 10/16/2010 3:20:40 PM |
| principal-laser | $38.88 | $38.88 | 10/17/2010 9:54:00 AM |
| enthusiastic-balance5 | $200.00 | $200.00 | 10/18/2010 6:09:07 AM |
| ronin4sale | $25.00 | $25.00 | 10/18/2010 6:04:55 AM |
| TakeCare | $60.00 | $60.00 | 10/18/2010 8:33:14 AM |
| Jinja | $25.00 | $25.00 | 10/18/2010 7:56:13 AM |
| shrewd-income | $100.00 | $100.00 | 10/18/2010 8:53:27 AM |
| zone6 | $29.10 | $29.10 | 10/18/2010 2:36:00 PM |
| Astyanax | $100.00 | $100.00 | 10/18/2010 2:15:23 PM |
| MrMoneyBags | $25.00 | $25.00 | 10/18/2010 2:26:14 PM |
| benefit-boots | $25.00 | $25.00 | 10/18/2010 2:20:06 PM |
| zone6 | $29.10 | $29.10 | 10/18/2010 2:36:46 PM |
| zone6 | $29.10 | $29.10 | 10/18/2010 2:38:36 PM |
| carlos_chantana | $25.00 | $25.00 | 10/18/2010 2:57:52 PM |
| productive-ore | $100.00 | $100.00 | 10/18/2010 4:28:10 PM |
| mikeandcat | $100.00 | $100.00 | 10/18/2010 4:57:45 PM |
| boo_hoo | $50.00 | $50.00 | 10/18/2010 6:04:01 PM |
| illinois_joe | $25.00 | $25.00 | 10/18/2010 6:47:21 PM |
| DasMula | $25.00 | $25.00 | 10/18/2010 8:03:44 PM |
| p2ploan-sensation211 | $25.00 | $25.00 | 10/18/2010 8:22:36 PM |
| autumn_leaves | $50.00 | $50.00 | 10/19/2010 3:50:33 AM |
| Requiem | $25.00 | $25.00 | 10/19/2010 2:24:21 AM |
| loanman2007 | $100.00 | $100.00 | 10/19/2010 6:01:22 AM |
| autumn_leaves | $50.00 | $50.00 | 10/19/2010 3:50:14 AM |
| friendinmoney | $39.83 | $39.83 | 10/19/2010 8:28:24 AM |
| Mikale360 | $25.00 | $25.00 | 10/19/2010 9:01:03 AM |
| LittleMingo | $30.00 | $30.00 | 10/19/2010 9:33:52 AM |
| 93 bids
|
Borrower Payment Dependent Notes Series
479126
This series of Notes was issued and sold upon the funding of the borrower loan #44968, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 24.00% |
Auction start date:
| Oct-12-2010 |
| |
Auction end date:
| Oct-14-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $113.09 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 38.72% |
Final monthly payment:
| $113.09 |
| |
|
Auction yield range:
| 16.71% - 34.00% |
Estimated loss impact:
| 26.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Feb-1993 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 700-719 (Oct-2010) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
7 | Length of status: | 17y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,258 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| interest-samaritan |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pre-Deployment Loan for Auto Repair
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
Military-2-Military has bid a total of
$1,015.59 in winning bids.
"Employment and Income Verified. Meets Military Credit Index"
friends and family winning bid
Information in Friends and Family Winning Bids is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Military-2-Military | $25.00 | $25.00 | 10/12/2010 3:51:08 PM |
| alexgalt | $100.00 | $100.00 | 10/12/2010 3:53:15 PM |
| Military-2-Military | $475.00 | $475.00 | 10/13/2010 3:39:30 AM |
| Military-2-Military | $500.00 | $500.00 | 10/13/2010 7:07:15 AM |
| LendingService | $50.00 | $50.00 | 10/13/2010 9:34:27 AM |
| reflective-rupee | $350.00 | $350.00 | 10/13/2010 9:52:35 AM |
| hidavehi | $99.00 | $99.00 | 10/13/2010 5:09:44 PM |
| Integrity1st | $27.44 | $27.44 | 10/13/2010 8:28:52 PM |
| wattboy | $91.14 | $91.14 | 10/13/2010 9:30:31 PM |
| Military-2-Military | $25.00 | $15.59 | 10/14/2010 6:05:10 AM |
| lendstats_com | $200.00 | $200.00 | 10/13/2010 7:48:32 AM |
| Kash2010lu | $75.00 | $75.00 | 10/13/2010 7:50:52 AM |
| Kash2010lu | $25.00 | $25.00 | 10/13/2010 12:21:33 PM |
| atomantic | $32.21 | $32.21 | 10/13/2010 10:25:13 AM |
| realtormoises | $25.00 | $25.00 | 10/13/2010 2:50:15 PM |
| emjaybee | $68.09 | $68.09 | 10/13/2010 6:59:31 PM |
| Integrity1st | $44.44 | $44.44 | 10/13/2010 8:27:47 PM |
| loan-kung-fu | $297.09 | $297.09 | 10/14/2010 5:01:54 AM |
| 18 bids
|
Borrower Payment Dependent Notes Series
479182
This series of Notes was issued and sold upon the funding of the borrower loan #44986, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.20% |
Auction start date:
| Oct-12-2010 |
| |
Auction end date:
| Oct-19-2010 |
|
|
Starting lender yield:
| 33.35% |
Starting borrower rate/APR:
| 34.35% / 38.06% |
Starting monthly payment:
| $336.52 |
|
Final lender yield:
| 32.00% |
Final borrower rate/APR:
| 33.00% / 36.68% |
Final monthly payment:
| $330.83 |
| |
|
Auction yield range:
| 13.71% - 33.35% |
Estimated loss impact:
| 15.67% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 16.33% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1998 |
Debt/Income ratio:
| 51% |
|
Credit score:
| 700-719 (Oct-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 5y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,457 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Idahoishome |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 40 ( 98% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $21,400.00 | < 31 days late:
| 1
( 2% )
| 700-719
(Nov-2009)
720-739
(Aug-2009)
680-699
(Jan-2008)
620-639
(Jun-2007)
|
|
Principal balance:
| $1,930.27 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 41 | | |
Description
Payoff Prosper, Then Painting Home!
The purpose of this loan is twofold: to pay off my first Prosper loan (because I don't want 2 monthly payments to Prosper, thank you!) and to hire someone to paint the interior of my home. I started painting one bedroom, and then I really botched one bathroom - so I figure I'll pay someone to do it correctly - and I won't have an aching back!
I am a good candidate for this loan because I am responsible, I have taken 3 loans from Prosper previously, and have paid two off, giving those who trusted me a very good return on their investment.
Thank you for your consideration, and if you have questions, just ask!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
what are your current fixed monthly income and expeneses? - beakerfish
A:
Thanks for your question. My husband and I have a monthly income of $4500
Housing: $ 1200
Insurance: $ 100
Car expenses: $500
Utilities: $400
Food, entertainment: $ 500
Credit cards and other loans: $600
Daycare $400/month
I hope this answers your question. Thank you again.
(Oct-12-2010)
Q:
can you explain your public record - restless-dime
A:
Yes, in 2005 my husband and I filed a medical bankruptcy. We've maintained each and every credit line perfectly since that time, hence our 700+ credit scores. And in case you are wondering, my one "late" Prosper payment was due to changing banks from Washington Mutual/Chase to my credit union, and although I let them know in time, they tried pulling the payment from the old account. I called Prosper, and they pulled successfully the very next day.
(Oct-13-2010)
Q:
Hello Idahoishome, Thank you for your exceptional Prosper payment record! - DasMula
A:
Well, thank you! You made my day! And thanks to you and the others who have trusted me since 2007. I continue to take this obligation seriously. You all have names - and have worked hard for your money. I too have worked hard for my money. I believe in the theory of Peer to Peer lending, I'm just sorry so many people have given the good borrowers a bad reputation.
(Oct-19-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Amber_Stone | $25.00 | $25.00 | 10/12/2010 9:46:39 AM |
| reflective-rupee | $200.00 | $200.00 | 10/12/2010 1:46:58 PM |
| blitzen40 | $50.00 | $50.00 | 10/12/2010 2:23:42 PM |
| lendstats_com | $200.00 | $200.00 | 10/13/2010 7:11:42 AM |
| penny-plato | $50.00 | $50.00 | 10/13/2010 10:26:45 PM |
| DasMula | $25.00 | $25.00 | 10/14/2010 8:17:30 PM |
| SolarMoonshine | $25.00 | $25.00 | 10/14/2010 6:46:42 PM |
| SFBank | $300.00 | $300.00 | 10/14/2010 7:17:44 PM |
| lucrative-loan | $100.00 | $100.00 | 10/15/2010 6:38:45 AM |
| ogbobb | $28.09 | $28.09 | 10/15/2010 5:16:14 PM |
| WonByOne | $50.00 | $50.00 | 10/15/2010 8:45:14 PM |
| YoungTaxMan | $150.00 | $150.00 | 10/15/2010 8:23:42 PM |
| ethicalhumanist | $25.00 | $25.00 | 10/16/2010 3:23:50 PM |
| five-star-note | $75.00 | $75.00 | 10/16/2010 10:19:50 AM |
| Banker_Joe | $50.00 | $50.00 | 10/16/2010 11:19:11 AM |
| tcbmc | $30.68 | $30.68 | 10/16/2010 1:42:49 PM |
| droopie1 | $25.00 | $25.00 | 10/16/2010 3:01:42 PM |
| SkinnyFish | $25.00 | $25.00 | 10/16/2010 2:22:11 PM |
| Amber_Stone | $25.00 | $25.00 | 10/16/2010 9:16:09 PM |
| Whipster | $25.00 | $25.00 | 10/16/2010 8:16:10 PM |
| Kash2010lu | $50.00 | $50.00 | 10/17/2010 7:48:41 AM |
| Fire2 | $25.00 | $25.00 | 10/17/2010 3:12:09 PM |
| silvercertificate | $25.00 | $25.00 | 10/17/2010 7:54:10 PM |
| ChoiceInvestments | $25.00 | $25.00 | 10/18/2010 2:39:47 AM |
| autumn_leaves | $50.00 | $50.00 | 10/17/2010 9:01:08 PM |
| sparkling-contract7 | $25.00 | $25.00 | 10/18/2010 5:27:12 AM |
| toomanyfishtanks | $27.15 | $27.15 | 10/18/2010 7:23:09 AM |
| AlexTrep | $50.00 | $50.00 | 10/18/2010 8:05:13 AM |
| payment-halo | $25.00 | $25.00 | 10/18/2010 8:31:16 AM |
| outofoffice | $27.40 | $27.40 | 10/18/2010 8:47:06 AM |
| TakeCare | $40.00 | $40.00 | 10/18/2010 8:50:25 AM |
| taetrade | $25.00 | $25.00 | 10/18/2010 9:47:10 AM |
| 2grindstones | $25.00 | $25.00 | 10/18/2010 11:21:47 AM |
| RecoveryLender | $25.00 | $25.00 | 10/18/2010 11:54:48 AM |
| credit-guard5 | $25.00 | $25.00 | 10/18/2010 10:13:21 AM |
| Dollars4Rent | $25.00 | $25.00 | 10/18/2010 10:49:49 AM |
| mutual-benefit | $25.00 | $25.00 | 10/18/2010 12:23:37 PM |
| gtheone | $100.00 | $100.00 | 10/18/2010 10:25:40 AM |
| Leshan | $192.68 | $192.68 | 10/18/2010 10:28:20 AM |
| wlm3012 | $25.00 | $25.00 | 10/18/2010 11:23:04 AM |
| YoungTaxMan | $150.00 | $150.00 | 10/18/2010 11:33:39 AM |
| Astyanax | $100.00 | $100.00 | 10/18/2010 2:18:57 PM |
| glroark | $50.00 | $50.00 | 10/18/2010 12:45:21 PM |
| penny-plato | $50.00 | $50.00 | 10/18/2010 1:30:04 PM |
| benefit-boots | $100.00 | $100.00 | 10/18/2010 2:21:57 PM |
| economy-popcorn | $25.00 | $25.00 | 10/18/2010 2:23:18 PM |
| wonder3 | $25.00 | $25.00 | 10/18/2010 4:27:28 PM |
| Rip128 | $50.00 | $50.00 | 10/18/2010 5:50:14 PM |
| balance-river | $50.00 | $50.00 | 10/18/2010 6:29:54 PM |
| Zipcut | $25.00 | $25.00 | 10/18/2010 8:07:48 PM |
| DasMula | $200.00 | $200.00 | 10/18/2010 8:07:05 PM |
| red-adaptable-funds | $41.00 | $41.00 | 10/18/2010 9:49:26 PM |
| Bob450 | $30.00 | $30.00 | 10/18/2010 9:44:35 PM |
| SouthernRemarketing | $30.26 | $30.26 | 10/19/2010 6:11:19 AM |
| loanman2007 | $225.00 | $225.00 | 10/19/2010 6:05:48 AM |
| DHolly | $25.00 | $25.00 | 10/19/2010 6:15:44 AM |
| Zipcut | $25.00 | $25.00 | 10/19/2010 8:26:49 AM |
| Rashanir | $25.00 | $25.00 | 10/19/2010 8:52:34 AM |
| capital-galaxy | $90.00 | $70.01 | 10/19/2010 8:56:42 AM |
| mikeandcat | $150.00 | $150.00 | 10/12/2010 9:57:59 AM |
| mikeandcat | $100.00 | $100.00 | 10/12/2010 9:58:30 AM |
| mikeandcat | $50.00 | $50.00 | 10/12/2010 9:58:51 AM |
| whatreality | $42.97 | $42.97 | 10/12/2010 11:08:21 AM |
| UCLA4life | $50.00 | $50.00 | 10/12/2010 2:12:47 PM |
| NekHoldings | $25.00 | $25.00 | 10/12/2010 7:20:59 PM |
| sweety075 | $25.00 | $25.00 | 10/12/2010 7:44:41 PM |
| realtormoises | $25.00 | $25.00 | 10/13/2010 2:43:36 PM |
| payout-reaction740 | $25.00 | $25.00 | 10/13/2010 2:49:06 PM |
| head | $25.00 | $25.00 | 10/14/2010 3:13:52 PM |
| DasMula | $25.00 | $25.00 | 10/14/2010 8:17:47 PM |
| PXM-Financial | $50.00 | $50.00 | 10/14/2010 9:21:09 PM |
| malar | $50.00 | $50.00 | 10/14/2010 8:29:27 PM |
| william8 | $25.00 | $25.00 | 10/14/2010 8:54:17 PM |
| CommunityArts_Non-profit | $100.00 | $100.00 | 10/15/2010 9:55:04 AM |
| restless-dime | $50.00 | $50.00 | 10/15/2010 7:54:05 AM |
| shawnw2 | $800.00 | $800.00 | 10/15/2010 12:51:21 PM |
| nickelasaurus-rex | $25.00 | $25.00 | 10/15/2010 9:58:37 PM |
| thankful-nickel2 | $25.00 | $25.00 | 10/16/2010 11:43:38 AM |
| lending-theory | $25.00 | $25.00 | 10/17/2010 6:53:57 AM |
| larryboy10 | $25.00 | $25.00 | 10/16/2010 8:44:14 PM |
| Bcs-cnc | $25.00 | $25.00 | 10/17/2010 10:57:54 AM |
| convergentthinker | $25.00 | $25.00 | 10/17/2010 7:47:39 PM |
| autumn_leaves | $50.00 | $50.00 | 10/17/2010 9:01:40 PM |
| autumn_leaves | $50.00 | $50.00 | 10/17/2010 9:39:40 PM |
| hookUup | $150.00 | $150.00 | 10/17/2010 8:02:17 PM |
| sparkling-contract7 | $25.00 | $25.00 | 10/18/2010 5:24:23 AM |
| whatreality | $40.00 | $40.00 | 10/18/2010 5:50:44 AM |
| payment-halo | $25.00 | $25.00 | 10/18/2010 6:53:43 AM |
| enthusiastic-balance5 | $300.00 | $300.00 | 10/18/2010 6:09:53 AM |
| BlueStreakLearning | $25.00 | $25.00 | 10/18/2010 7:12:57 AM |
| income-rocker2 | $33.33 | $33.33 | 10/18/2010 8:24:11 AM |
| ronin4sale | $25.00 | $25.00 | 10/18/2010 7:04:08 AM |
| well-mannered-income3 | $40.00 | $40.00 | 10/18/2010 8:53:46 AM |
| pietro_torna_indietro | $25.00 | $25.00 | 10/18/2010 9:23:59 AM |
| redhead21 | $35.20 | $35.20 | 10/18/2010 9:46:30 AM |
| LittleMingo | $35.00 | $35.00 | 10/18/2010 9:41:10 AM |
| diversification-maple1 | $25.00 | $25.00 | 10/18/2010 9:34:41 AM |
| Requiem | $25.00 | $25.00 | 10/18/2010 1:29:33 PM |
| Rip128 | $100.00 | $100.00 | 10/18/2010 2:39:26 PM |
| Belair_Advisors | $25.00 | $25.00 | 10/18/2010 4:38:22 PM |
| red-favorable-basis | $25.00 | $25.00 | 10/18/2010 5:49:06 PM |
| supreme-hope | $25.00 | $25.00 | 10/18/2010 5:52:48 PM |
| illinois_joe | $25.00 | $25.00 | 10/18/2010 6:54:08 PM |
| awesome-silver | $200.00 | $200.00 | 10/18/2010 7:16:48 PM |
| unolsu5 | $25.00 | $25.00 | 10/18/2010 7:39:14 PM |
| carlos_chantana | $25.00 | $25.00 | 10/18/2010 7:40:58 PM |
| sturdy-peace9 | $75.00 | $75.00 | 10/18/2010 8:41:04 PM |
| Zipcut | $25.00 | $25.00 | 10/18/2010 8:08:19 PM |
| Free-the-usa-1776 | $83.00 | $83.00 | 10/18/2010 9:24:36 PM |
| SeaSkyGuy71 | $25.00 | $25.00 | 10/19/2010 12:01:52 AM |
| Feyenoord | $25.00 | $25.00 | 10/18/2010 9:27:45 PM |
| LittleMingo | $30.00 | $30.00 | 10/19/2010 2:23:10 AM |
| Moe87 | $25.00 | $25.00 | 10/19/2010 3:49:53 AM |
| martymaniaman | $57.23 | $57.23 | 10/19/2010 6:27:31 AM |
| Kash2010lu | $25.00 | $25.00 | 10/19/2010 8:46:23 AM |
| DasMula | $100.00 | $100.00 | 10/19/2010 7:05:52 AM |
| patriot384 | $56.00 | $56.00 | 10/19/2010 8:59:43 AM |
| Jinja | $40.00 | $40.00 | 10/19/2010 7:54:50 AM |
| ultimate-peace | $25.00 | $25.00 | 10/19/2010 9:02:37 AM |
| aquistoyraul | $25.00 | $25.00 | 10/19/2010 9:06:17 AM |
| Rogelio48 | $25.00 | $25.00 | 10/19/2010 8:14:40 AM |
| FallonCredit | $25.00 | $25.00 | 10/19/2010 8:17:30 AM |
| NickRac | $40.00 | $40.00 | 10/19/2010 8:57:25 AM |
| RyanM561 | $25.00 | $25.00 | 10/19/2010 8:46:20 AM |
| branaa99 | $25.00 | $25.00 | 10/19/2010 9:29:40 AM |
| 125 bids
|
Borrower Payment Dependent Notes Series
479316
This series of Notes was issued and sold upon the funding of the borrower loan #45017, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.80% |
Auction start date:
| Oct-13-2010 |
| |
Auction end date:
| Oct-20-2010 |
|
|
Starting lender yield:
| 26.50% |
Starting borrower rate/APR:
| 27.50% / 31.05% |
Starting monthly payment:
| $226.02 |
|
Final lender yield:
| 26.50% |
Final borrower rate/APR:
| 27.50% / 31.05% |
Final monthly payment:
| $226.02 |
| |
|
Auction yield range:
| 10.71% - 26.50% |
Estimated loss impact:
| 11.46% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1984 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 660-679 (Oct-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 4y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,817 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| lucky31 |
Borrower's state:
| Georgia |
Borrower's group:
| Debt Consolidators |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
increase income for family
Purpose of loan:
This loan will be used to? increase inventory in a family business and eliminate 1 or 2 part time jobs.
My financial situation:
I am a good candidate for this loan because?? My wife and i currently work a full time job plus 2 or 3 part time jobs each. we want to eliminate several of those.
Monthly net income: $ 2350
Monthly expenses: $
??Housing: $ 825
??Insurance: $ 60
??Car expenses: $ 320
??Utilities: $ 100
??Phone, cable, internet: $ 75
??Food, entertainment: $ 150
??Clothing, household expenses $ 75
??Credit cards and other loans: $ 225
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| bid-czar8 | $25.00 | $25.00 | 10/13/2010 3:01:41 PM |
| TakeCare | $47.23 | $47.23 | 10/13/2010 11:54:43 PM |
| washboard1 | $50.00 | $50.00 | 10/14/2010 1:48:05 PM |
| balance-handshake7 | $25.00 | $25.00 | 10/15/2010 5:31:38 PM |
| money-bauble | $100.00 | $100.00 | 10/16/2010 4:48:08 AM |
| shmb6508 | $50.00 | $50.00 | 10/16/2010 12:59:48 PM |
| jigsaw | $50.00 | $50.00 | 10/18/2010 5:30:02 AM |
| ingenious-deal6 | $25.00 | $25.00 | 10/18/2010 9:25:31 AM |
| HedgeFund | $35.33 | $35.33 | 10/18/2010 7:45:51 PM |
| TheAlchemist | $25.00 | $25.00 | 10/18/2010 8:21:03 PM |
| psa1995 | $25.00 | $25.00 | 10/19/2010 10:05:46 AM |
| tearingstar | $25.00 | $25.00 | 10/19/2010 11:10:32 AM |
| ivadood | $100.00 | $100.00 | 10/19/2010 11:11:09 AM |
| Shepherd7 | $50.00 | $50.00 | 10/19/2010 11:11:41 AM |
| red-power-pecan | $50.00 | $50.00 | 10/19/2010 11:17:33 AM |
| crenen139 | $25.00 | $25.00 | 10/19/2010 11:21:47 AM |
| inspiring-reward | $100.00 | $100.00 | 10/19/2010 11:22:21 AM |
| anton | $300.00 | $300.00 | 10/19/2010 11:19:43 AM |
| zwd12 | $28.59 | $28.59 | 10/19/2010 11:16:50 AM |
| helping-out | $100.00 | $100.00 | 10/19/2010 11:42:42 AM |
| first-listing-expert | $25.00 | $25.00 | 10/19/2010 1:22:50 PM |
| gentle-social0 | $25.00 | $25.00 | 10/19/2010 4:12:45 PM |
| lobstahlender | $25.00 | $25.00 | 10/19/2010 4:13:06 PM |
| best-unbeatable-transaction | $25.00 | $25.00 | 10/19/2010 4:12:52 PM |
| fairness-kayak | $25.00 | $25.00 | 10/19/2010 4:13:02 PM |
| NewPairOfShoes | $25.00 | $25.00 | 10/19/2010 4:15:14 PM |
| all_of_that_one | $35.00 | $35.00 | 10/19/2010 4:11:37 PM |
| tornandfrayed | $50.00 | $50.00 | 10/19/2010 4:15:15 PM |
| healthy-commerce | $25.00 | $25.00 | 10/19/2010 4:12:39 PM |
| the-upbeat-p2p | $50.00 | $50.00 | 10/19/2010 4:13:07 PM |
| Pitufo | $50.00 | $50.00 | 10/19/2010 4:13:12 PM |
| cognizant-rate732 | $25.00 | $25.00 | 10/19/2010 4:13:18 PM |
| life-is-great | $50.00 | $50.00 | 10/19/2010 4:24:26 PM |
| b-rent | $25.00 | $25.00 | 10/19/2010 6:31:10 PM |
| puifais | $25.00 | $25.00 | 10/19/2010 4:58:02 PM |
| rescue | $100.00 | $100.00 | 10/19/2010 5:18:09 PM |
| FeedTheMachine | $100.00 | $100.00 | 10/19/2010 5:18:24 PM |
| misterhobbs | $25.00 | $25.00 | 10/19/2010 5:04:20 PM |
| social-conductor4 | $25.00 | $25.00 | 10/19/2010 5:14:34 PM |
| IIP77 | $25.00 | $25.00 | 10/19/2010 5:15:45 PM |
| jubilant-auction5 | $25.00 | $25.00 | 10/19/2010 7:08:56 PM |
| Comoparklender | $25.00 | $25.00 | 10/19/2010 6:29:37 PM |
| 108lender | $100.00 | $100.00 | 10/19/2010 7:09:00 PM |
| gold-channel2 | $50.00 | $50.00 | 10/19/2010 7:08:01 PM |
| JoyfulVegetarian | $25.00 | $25.00 | 10/19/2010 7:08:40 PM |
| escharfer | $25.00 | $25.00 | 10/19/2010 7:08:54 PM |
| CC911 | $25.00 | $25.00 | 10/20/2010 6:24:29 AM |
| spsavage | $25.00 | $25.00 | 10/20/2010 6:57:10 AM |
| Sateesh | $46.07 | $46.07 | 10/20/2010 7:06:03 AM |
| delivery | $25.00 | $25.00 | 10/20/2010 7:06:16 AM |
| MADAOO7 | $41.80 | $41.80 | 10/20/2010 7:09:58 AM |
| trade-freshmaker | $50.00 | $50.00 | 10/20/2010 7:29:15 AM |
| ticketman2 | $25.00 | $25.00 | 10/20/2010 7:30:08 AM |
| Seadrag367 | $25.00 | $25.00 | 10/20/2010 7:30:59 AM |
| Skiph | $25.00 | $25.00 | 10/20/2010 7:32:04 AM |
| jono9999 | $29.42 | $29.42 | 10/20/2010 7:39:50 AM |
| stock106 | $25.00 | $25.00 | 10/20/2010 7:40:15 AM |
| LAM26 | $25.00 | $25.00 | 10/20/2010 7:40:37 AM |
| flwah | $25.00 | $25.00 | 10/20/2010 7:46:20 AM |
| redcat57 | $25.00 | $25.00 | 10/20/2010 7:55:49 AM |
| payout-carnival | $25.60 | $25.60 | 10/20/2010 8:13:44 AM |
| bid-papyrus | $25.00 | $25.00 | 10/20/2010 8:22:29 AM |
| agiovasil | $25.00 | $25.00 | 10/20/2010 8:36:16 AM |
| oldmora | $26.64 | $26.64 | 10/20/2010 8:23:43 AM |
| financial-frenzy | $50.00 | $50.00 | 10/20/2010 8:24:48 AM |
| bronzmajom | $25.00 | $25.00 | 10/20/2010 8:40:24 AM |
| hope-eagle6 | $25.00 | $25.00 | 10/20/2010 8:38:07 AM |
| wwwUniversal | $25.00 | $25.00 | 10/20/2010 8:39:53 AM |
| Eagledrop | $25.00 | $25.00 | 10/20/2010 8:47:15 AM |
| Bob450 | $25.00 | $25.00 | 10/20/2010 8:55:46 AM |
| chief_wo | $25.00 | $25.00 | 10/20/2010 9:02:17 AM |
| EngineersAlliance | $50.00 | $50.00 | 10/20/2010 9:05:07 AM |
| payment-gusto | $25.00 | $25.00 | 10/20/2010 9:05:31 AM |
| chemistry220 | $50.00 | $0.93 | 10/20/2010 9:05:37 AM |
| FASTIZIO_P | $25.00 | $25.00 | 10/20/2010 11:50:46 AM |
| leverage-monger | $25.00 | $25.00 | 10/20/2010 1:04:33 PM |
| ethicalhumanist | $50.00 | $50.00 | 10/20/2010 1:16:02 PM |
| loyalist1 | $50.00 | $50.00 | 10/13/2010 3:03:32 PM |
| radiant-loan5 | $100.00 | $100.00 | 10/13/2010 2:55:41 PM |
| teller | $50.00 | $50.00 | 10/13/2010 2:57:45 PM |
| handshake5 | $50.00 | $50.00 | 10/13/2010 3:05:15 PM |
| musegaze | $100.00 | $100.00 | 10/14/2010 5:34:01 PM |
| NoCal | $30.00 | $30.00 | 10/15/2010 11:55:38 AM |
| worthy-bid8 | $25.00 | $25.00 | 10/17/2010 6:53:04 AM |
| graceful-investment | $100.00 | $100.00 | 10/17/2010 10:19:05 AM |
| tech310 | $31.34 | $31.34 | 10/17/2010 10:55:28 PM |
| Wellman | $38.41 | $38.41 | 10/18/2010 12:11:55 AM |
| thorough-exchange4 | $50.00 | $50.00 | 10/19/2010 11:16:16 AM |
| shrewd-peace7 | $50.00 | $50.00 | 10/19/2010 11:10:01 AM |
| orderly-leverage | $50.00 | $50.00 | 10/19/2010 11:12:18 AM |
| noble-revenue | $100.00 | $100.00 | 10/19/2010 11:22:08 AM |
| suave-dime6 | $50.00 | $50.00 | 10/19/2010 11:25:47 AM |
| MadHun | $100.00 | $100.00 | 10/19/2010 11:23:08 AM |
| honorable-yield | $25.00 | $25.00 | 10/19/2010 4:12:49 PM |
| orange-preeminant-bill | $50.00 | $50.00 | 10/19/2010 4:13:12 PM |
| truth-magma | $25.00 | $25.00 | 10/19/2010 4:12:33 PM |
| burgeoning-silver | $25.00 | $25.00 | 10/19/2010 4:14:39 PM |
| extraordinary-transaction | $25.00 | $25.00 | 10/19/2010 5:14:05 PM |
| treasure-bliss | $50.00 | $50.00 | 10/19/2010 4:14:26 PM |
| larrybird | $150.00 | $150.00 | 10/19/2010 5:18:20 PM |
| asmithj | $39.61 | $39.61 | 10/19/2010 5:18:17 PM |
| EBITDA | $25.00 | $25.00 | 10/19/2010 6:31:26 PM |
| irrelevant | $25.00 | $25.00 | 10/19/2010 7:06:53 PM |
| bountiful-durability | $100.00 | $100.00 | 10/19/2010 7:08:51 PM |
| S-Master | $50.00 | $50.00 | 10/19/2010 7:06:30 PM |
| newest-inspiring-power | $25.00 | $25.00 | 10/19/2010 7:09:30 PM |
| numitor | $50.00 | $50.00 | 10/19/2010 7:08:47 PM |
| asiaratt | $45.20 | $45.20 | 10/19/2010 7:08:57 PM |
| the-silver-blaster | $50.00 | $50.00 | 10/19/2010 7:09:01 PM |
| new-social-economist | $75.00 | $75.00 | 10/20/2010 12:46:42 AM |
| cropdust3r | $25.00 | $25.00 | 10/20/2010 6:08:22 AM |
| loan_doctor | $25.00 | $25.00 | 10/20/2010 6:20:54 AM |
| derec | $25.00 | $25.00 | 10/20/2010 6:50:17 AM |
| runner262 | $25.00 | $25.00 | 10/20/2010 6:56:52 AM |
| nodrivelpls | $25.00 | $25.00 | 10/20/2010 6:57:51 AM |
| ndwayno | $25.00 | $25.00 | 10/20/2010 7:28:33 AM |
| imlosttoo | $25.00 | $25.00 | 10/20/2010 7:33:53 AM |
| macgeek | $35.43 | $35.43 | 10/20/2010 7:34:10 AM |
| BGILlender | $25.00 | $25.00 | 10/20/2010 8:14:34 AM |
| shrewd-truth1 | $25.00 | $25.00 | 10/20/2010 8:16:02 AM |
| TheYellowDart | $25.00 | $25.00 | 10/20/2010 8:22:38 AM |
| kind-bill-supporter | $25.65 | $25.65 | 10/20/2010 8:18:50 AM |
| saffron4 | $25.00 | $25.00 | 10/20/2010 8:24:03 AM |
| bnlforever | $25.00 | $25.00 | 10/20/2010 8:34:17 AM |
| burrito6 | $25.00 | $25.00 | 10/20/2010 8:36:26 AM |
| robust-trade | $37.75 | $37.75 | 10/20/2010 8:34:07 AM |
| nestegg4e | $25.00 | $25.00 | 10/20/2010 8:44:37 AM |
| MissionMicroFinance | $25.00 | $25.00 | 10/20/2010 9:03:01 AM |
| leverage-monger | $25.00 | $25.00 | 10/20/2010 9:58:50 AM |
| social-zebra | $25.00 | $25.00 | 10/20/2010 12:03:04 PM |
| jybank | $25.00 | $25.00 | 10/20/2010 11:50:08 AM |
| 131 bids
|
Borrower Payment Dependent Notes Series
479432
This series of Notes was issued and sold upon the funding of the borrower loan #45014, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 3.50% |
Auction start date:
| Oct-13-2010 |
| |
Auction end date:
| Oct-16-2010 |
|
|
Starting lender yield:
| 10.15% |
Starting borrower rate/APR:
| 11.15% / 16.63% |
Starting monthly payment:
| $32.81 |
|
Final lender yield:
| 10.00% |
Final borrower rate/APR:
| 11.00% / 16.48% |
Final monthly payment:
| $32.74 |
| |
|
Auction yield range:
| 3.71% - 10.15% |
Estimated loss impact:
| 3.53% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.47% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1994 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 760-779 (Oct-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 18y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $12,495 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 40% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| blooming-peso9 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Cheap auto for daughter
Purpose of loan:
This loan will be used to? purchase cheap auto for daughter.? She is wanting to get a job but with my two autos already being used, she just needs some transportation.? I checked bus routes and the first transfer for virtually anywhere is a 50 minute wait - so I decided to get a loan to get her an old auto.
My financial situation:
I am a good candidate for this loan because?I always pay my bills.? Also, I have solid employment with a municipality. This is the last month for another auto I purchased for much more and will have the extra cash easy.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| natural-affluence4 | $25.00 | $25.00 | 10/13/2010 2:50:26 PM |
| meenan | $25.00 | $25.00 | 10/13/2010 2:50:23 PM |
| income-fortress | $25.00 | $25.00 | 10/13/2010 2:54:31 PM |
| wwwUniversal | $25.00 | $25.00 | 10/13/2010 11:44:03 PM |
| exchange-squirrel | $50.00 | $50.00 | 10/14/2010 12:50:08 AM |
| ethicalhumanist | $50.00 | $50.00 | 10/15/2010 1:32:40 PM |
| 4mydaughterseducation | $25.00 | $25.00 | 10/15/2010 7:17:02 PM |
| theloanteacher | $25.00 | $25.00 | 10/15/2010 4:51:59 PM |
| elvisloans | $25.00 | $25.00 | 10/16/2010 6:54:32 AM |
| Whitewater_Loans | $25.00 | $25.00 | 10/16/2010 5:07:58 PM |
| exchange-squirrel | $25.00 | $25.00 | 10/13/2010 2:45:19 PM |
| tolerant-dinero2 | $25.00 | $25.00 | 10/13/2010 2:53:05 PM |
| selector568 | $250.00 | $250.00 | 10/13/2010 2:41:32 PM |
| Approved | $25.00 | $25.00 | 10/13/2010 2:47:44 PM |
| NYCLAIMSGUY | $25.00 | $25.00 | 10/14/2010 11:56:03 AM |
| outofoffice | $50.00 | $50.00 | 10/14/2010 3:03:08 PM |
| penny-plato | $25.00 | $25.00 | 10/14/2010 5:19:33 PM |
| zotzot | $25.00 | $25.00 | 10/14/2010 7:32:16 PM |
| kander80 | $25.00 | $25.00 | 10/15/2010 3:52:44 PM |
| icon7 | $25.00 | $25.00 | 10/15/2010 5:33:51 PM |
| heerzaquestion | $25.00 | $25.00 | 10/16/2010 7:24:47 AM |
| kind-value-pouch | $150.00 | $150.00 | 10/16/2010 5:03:03 AM |
| tomjac2000 | $25.00 | $25.00 | 10/16/2010 9:08:37 PM |
| 23 bids
|
Borrower Payment Dependent Notes Series
479518
This series of Notes was issued and sold upon the funding of the borrower loan #44985, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.80% |
Auction start date:
| Oct-15-2010 |
| |
Auction end date:
| Oct-21-2010 |
|
|
Starting lender yield:
| 26.50% |
Starting borrower rate/APR:
| 27.50% / 31.05% |
Starting monthly payment:
| $205.47 |
|
Final lender yield:
| 26.50% |
Final borrower rate/APR:
| 27.50% / 31.05% |
Final monthly payment:
| $205.47 |
| |
|
Auction yield range:
| 10.71% - 26.50% |
Estimated loss impact:
| 11.46% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1995 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 640-659 (Oct-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 13y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,366 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| kingdom398 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off a personal loan.
Purpose of loan:
This loan will be used to pay off a personal loan from a friend and a credit card.? I borrowed $6000 from a friend to start a small business and?have since sold the business due to lack of return however I was only able to recover part of the investment.? My friend is in need of the money so I need $5000 to pay back my friend and pay off a credit card.
My financial situation:
I am a good candidate for this loan because I am able to make monthly payments up to $600.
Monthly net income: $ 7483
Monthly expenses: $?1550
??Housing: $?350
??Insurance: $?50
??Car expenses: $?100
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $?350
??Clothing, household expenses $?150
??Credit cards and other loans: $ 550
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ethicalhumanist | $25.00 | $25.00 | 10/15/2010 3:29:28 PM |
| NoCal | $30.00 | $30.00 | 10/15/2010 3:17:19 PM |
| balance-handshake7 | $25.00 | $25.00 | 10/15/2010 5:31:05 PM |
| platinum-hunter7 | $25.00 | $25.00 | 10/16/2010 4:42:59 AM |
| blue-useful-auction | $25.00 | $25.00 | 10/16/2010 9:27:59 AM |
| joshuaajones | $200.00 | $200.00 | 10/16/2010 4:03:21 PM |
| reward-adventure | $50.00 | $50.00 | 10/17/2010 4:11:33 PM |
| supersarah61 | $25.00 | $25.00 | 10/17/2010 5:28:09 PM |
| Bcs-cnc | $25.00 | $25.00 | 10/18/2010 7:01:11 AM |
| bold-attentive-listing | $25.00 | $25.00 | 10/18/2010 9:10:28 AM |
| Milonguero | $100.00 | $100.00 | 10/18/2010 10:31:47 AM |
| musegaze | $42.94 | $42.94 | 10/18/2010 10:43:05 AM |
| resplendent-dollar | $25.00 | $25.00 | 10/18/2010 5:26:19 PM |
| dunkard13 | $25.00 | $25.00 | 10/18/2010 5:50:20 PM |
| AK49-JW | $25.00 | $25.00 | 10/18/2010 8:59:29 PM |
| JustMee | $25.00 | $25.00 | 10/19/2010 7:08:04 AM |
| mercuriant | $25.00 | $25.00 | 10/19/2010 11:06:19 AM |
| money-bauble | $100.00 | $100.00 | 10/19/2010 11:15:17 AM |
| jigsaw | $50.00 | $50.00 | 10/19/2010 11:15:47 AM |
| EBITDA | $25.00 | $25.00 | 10/19/2010 11:16:03 AM |
| HedgeFund | $50.00 | $50.00 | 10/19/2010 11:21:12 AM |
| graceful-investment | $100.00 | $100.00 | 10/19/2010 11:23:27 AM |
| circustab | $50.00 | $50.00 | 10/19/2010 12:04:41 PM |
| Requiem | $25.00 | $25.00 | 10/19/2010 1:22:06 PM |
| suave-dime6 | $50.00 | $50.00 | 10/19/2010 4:14:22 PM |
| mt3209 | $25.00 | $25.00 | 10/19/2010 7:59:13 PM |
| life-is-great | $50.00 | $50.00 | 10/19/2010 6:43:36 PM |
| heerzaquestion | $25.00 | $25.00 | 10/20/2010 6:15:14 AM |
| anton | $133.03 | $133.03 | 10/20/2010 6:30:26 AM |
| Mocaba | $100.00 | $100.00 | 10/20/2010 6:49:39 AM |
| Mocaba | $50.00 | $50.00 | 10/20/2010 6:50:08 AM |
| shrewd-peace7 | $48.23 | $48.23 | 10/20/2010 9:05:20 AM |
| natural-greenback6 | $25.00 | $25.00 | 10/20/2010 9:51:47 AM |
| crenen139 | $25.00 | $25.00 | 10/20/2010 10:16:35 AM |
| red-power-pecan | $50.00 | $50.00 | 10/20/2010 1:37:36 PM |
| djindepth | $50.00 | $50.00 | 10/20/2010 2:22:37 PM |
| DHolly | $25.00 | $25.00 | 10/20/2010 3:20:29 PM |
| thorough-exchange4 | $50.00 | $50.00 | 10/20/2010 3:44:07 PM |
| noble-revenue | $100.00 | $100.00 | 10/20/2010 3:40:06 PM |
| innocent-income4 | $25.00 | $25.00 | 10/20/2010 5:16:12 PM |
| loss-of-control | $50.00 | $50.00 | 10/20/2010 5:20:00 PM |
| 1-HARD-HEAD | $25.00 | $25.00 | 10/20/2010 5:47:56 PM |
| seanickson | $25.00 | $25.00 | 10/20/2010 4:34:31 PM |
| kttalamo | $25.00 | $25.00 | 10/20/2010 7:27:12 PM |
| hollysee | $50.00 | $50.00 | 10/20/2010 9:53:15 PM |
| highyield | $25.00 | $25.00 | 10/20/2010 9:38:39 PM |
| profitable-balance | $25.00 | $21.11 | 10/21/2010 1:54:39 AM |
| radiant-loan5 | $100.00 | $100.00 | 10/15/2010 3:31:59 PM |
| handshake5 | $100.00 | $100.00 | 10/15/2010 3:32:27 PM |
| bid-czar8 | $25.00 | $25.00 | 10/15/2010 3:32:30 PM |
| Trakissta | $150.00 | $150.00 | 10/15/2010 8:38:48 PM |
| worth-solstice | $25.00 | $25.00 | 10/15/2010 7:40:50 PM |
| kind-value-pouch | $50.00 | $50.00 | 10/16/2010 4:34:38 AM |
| crjcapt | $100.00 | $100.00 | 10/16/2010 9:03:20 AM |
| shmb6508 | $49.51 | $49.51 | 10/17/2010 7:32:43 PM |
| Ocean713 | $50.00 | $50.00 | 10/18/2010 7:13:35 AM |
| rob095 | $30.00 | $30.00 | 10/18/2010 7:41:55 AM |
| note-virtuoso8 | $50.00 | $50.00 | 10/18/2010 8:36:54 AM |
| helping-out | $700.00 | $700.00 | 10/18/2010 12:17:39 PM |
| nasents | $25.00 | $25.00 | 10/18/2010 12:34:54 PM |
| brightest-fascinating-principal | $25.00 | $25.00 | 10/18/2010 4:03:59 PM |
| first-listing-expert | $50.00 | $50.00 | 10/18/2010 5:01:34 PM |
| HeroJason86 | $50.00 | $50.00 | 10/18/2010 5:35:38 PM |
| SolarMoonshine | $25.00 | $25.00 | 10/18/2010 5:19:00 PM |
| Saleen06 | $50.00 | $50.00 | 10/18/2010 8:48:24 PM |
| teller | $50.00 | $50.00 | 10/18/2010 8:02:56 PM |
| Bob450 | $25.00 | $25.00 | 10/18/2010 9:59:52 PM |
| the-fairness-tsunami290 | $25.00 | $25.00 | 10/19/2010 6:57:23 AM |
| TakeCare | $60.00 | $60.00 | 10/19/2010 11:21:20 AM |
| worthy-bid8 | $25.00 | $25.00 | 10/19/2010 11:22:45 AM |
| ingenious-deal6 | $25.00 | $25.00 | 10/19/2010 11:24:10 AM |
| Wellman | $50.00 | $50.00 | 10/19/2010 11:24:26 AM |
| dajen1 | $50.00 | $50.00 | 10/19/2010 11:55:58 AM |
| psa1995 | $25.00 | $25.00 | 10/19/2010 3:27:57 PM |
| tech310 | $50.00 | $50.00 | 10/19/2010 5:18:10 PM |
| MadHun | $25.00 | $25.00 | 10/19/2010 5:52:42 PM |
| inspiring-reward | $33.90 | $33.90 | 10/19/2010 7:09:13 PM |
| finance-burger | $25.00 | $25.00 | 10/20/2010 3:06:10 AM |
| Mocaba | $100.00 | $100.00 | 10/20/2010 6:49:14 AM |
| reddyloan | $30.72 | $30.72 | 10/20/2010 8:21:19 AM |
| receptive-reward | $40.56 | $40.56 | 10/20/2010 8:12:00 AM |
| dws2380 | $25.00 | $25.00 | 10/20/2010 1:47:13 PM |
| 108lender | $80.00 | $80.00 | 10/20/2010 3:36:24 PM |
| cropdust3r | $25.00 | $25.00 | 10/20/2010 3:33:26 PM |
| AceHiStr8 | $50.00 | $50.00 | 10/20/2010 3:58:40 PM |
| progressive-power9 | $25.00 | $25.00 | 10/20/2010 5:03:43 PM |
| loss-of-control | $50.00 | $50.00 | 10/20/2010 5:20:21 PM |
| Ubiquinone | $25.00 | $25.00 | 10/20/2010 4:20:08 PM |
| loss-of-control | $25.00 | $25.00 | 10/20/2010 5:20:47 PM |
| careful-compassion | $25.00 | $25.00 | 10/20/2010 6:04:35 PM |
| wwwUniversal | $25.00 | $25.00 | 10/20/2010 5:22:03 PM |
| OLYVRC | $25.00 | $25.00 | 10/20/2010 6:22:26 PM |
| kic008 | $100.00 | $100.00 | 10/20/2010 7:31:59 PM |
| neutrino6 | $25.00 | $25.00 | 10/21/2010 12:06:41 AM |
| greenkid | $25.00 | $25.00 | 10/20/2010 10:55:49 PM |
| 95 bids
|
Borrower Payment Dependent Notes Series
479628
This series of Notes was issued and sold upon the funding of the borrower loan #45021, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 9.80% |
Auction start date:
| Oct-15-2010 |
| |
Auction end date:
| Oct-21-2010 |
|
|
Starting lender yield:
| 24.75% |
Starting borrower rate/APR:
| 25.75% / 29.26% |
Starting monthly payment:
| $240.95 |
|
Final lender yield:
| 23.98% |
Final borrower rate/APR:
| 24.98% / 28.48% |
Final monthly payment:
| $238.50 |
| |
|
Auction yield range:
| 10.71% - 24.75% |
Estimated loss impact:
| 10.39% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.59% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1992 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 740-759 (Oct-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
4 | Length of status: | 9y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,889 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| lumasiscom |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 65 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $13,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Nov-2009)
720-739
(Jan-2008)
740-759
(Jan-2007)
|
|
Principal balance:
| $1,023.90 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 65 | | |
Description
Paid off last prosper loan early
Purpose of loan:
This loan will be used to?
Pay off a joint credit card - am going through divorce.? The $5889 is my only revolving credit balance.? I am on a cash basis now, but this balance is lingering....
My financial situation:
I am a good candidate for this loan because?
I am a hard worker, self employed entrepreneur.? I did go through a bankruptcy in 2000 which has destroyed my credit- but my prosper loans have always been auto paid and NO lates...
Monthly net income: $ 4500
Monthly expenses: $
??Housing: $
1700
??Insurance: $
250
??Car expenses: $ 100 GAS ONLY - paid for car
??Utilities: $ 300
??Phone, cable, internet: $125
??Food, entertainment: $ 375
??Clothing, household expenses $0
??Credit cards and other loans: $
0
??Other expenses: $
300
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| lendstats_com | $25.00 | $25.00 | 10/15/2010 3:30:20 PM |
| platinum-hunter7 | $25.00 | $25.00 | 10/16/2010 4:42:04 AM |
| MoneyForNothing | $65.75 | $65.75 | 10/17/2010 11:50:15 AM |
| trade-goblin9 | $25.00 | $25.00 | 10/18/2010 5:04:57 AM |
| Bcs-cnc | $25.00 | $25.00 | 10/18/2010 5:54:26 AM |
| genuine-dime | $100.00 | $100.00 | 10/18/2010 7:20:14 AM |
| payout-reaction740 | $25.00 | $25.00 | 10/18/2010 5:10:26 PM |
| SolarMoonshine | $100.00 | $100.00 | 10/18/2010 5:25:41 PM |
| credit-guard5 | $25.00 | $25.00 | 10/18/2010 6:32:44 PM |
| penny-plato | $50.00 | $50.00 | 10/18/2010 10:49:47 PM |
| mercuriant | $25.00 | $25.00 | 10/19/2010 11:06:21 AM |
| circustab | $50.00 | $50.00 | 10/19/2010 12:10:27 PM |
| Aberdeen | $400.00 | $400.00 | 10/19/2010 11:40:51 AM |
| Aberdeen | $400.00 | $400.00 | 10/19/2010 11:42:29 AM |
| felicity-shrine2 | $25.00 | $25.00 | 10/19/2010 1:14:10 PM |
| EngineersAlliance | $50.00 | $50.00 | 10/19/2010 4:23:31 PM |
| sweety075 | $25.00 | $25.00 | 10/19/2010 6:55:16 PM |
| finance-burger | $25.00 | $25.00 | 10/20/2010 3:12:51 AM |
| eretro | $28.50 | $28.50 | 10/20/2010 6:02:31 AM |
| outofoffice | $50.00 | $50.00 | 10/20/2010 8:29:40 AM |
| Socorro_Capital_Partners | $25.00 | $25.00 | 10/20/2010 9:38:06 AM |
| penny-surgeon | $25.00 | $25.00 | 10/20/2010 9:41:04 AM |
| tacopants | $25.00 | $25.00 | 10/20/2010 10:27:25 AM |
| Brown98 | $25.00 | $25.00 | 10/20/2010 11:03:12 AM |
| Whitewater_Loans | $50.00 | $50.00 | 10/20/2010 12:00:22 PM |
| fairgirl | $25.00 | $25.00 | 10/20/2010 3:06:42 PM |
| kttalamo | $25.00 | $25.00 | 10/20/2010 7:28:53 PM |
| patriot384 | $180.00 | $180.00 | 10/21/2010 7:13:19 AM |
| rate-hickory | $25.00 | $25.00 | 10/21/2010 8:12:09 AM |
| Rashanir | $25.00 | $25.00 | 10/21/2010 10:28:24 AM |
| brightest-income-hunter | $50.00 | $50.00 | 10/21/2010 10:49:34 AM |
| silvercertificate | $25.00 | $25.00 | 10/21/2010 11:49:12 AM |
| paradisenow | $25.00 | $25.00 | 10/21/2010 12:01:33 PM |
| COCHINOBOY | $50.39 | $50.39 | 10/21/2010 12:28:58 PM |
| Bekim | $30.00 | $30.00 | 10/21/2010 12:41:42 PM |
| lendstats_com | $375.00 | $375.00 | 10/15/2010 7:29:01 PM |
| Sven79 | $200.00 | $200.00 | 10/18/2010 10:22:24 AM |
| investment-artist | $25.00 | $25.00 | 10/18/2010 10:59:58 AM |
| economy-popcorn | $25.00 | $25.00 | 10/18/2010 2:37:24 PM |
| Bob450 | $30.00 | $30.00 | 10/18/2010 10:25:58 PM |
| RainyDayFunds | $25.00 | $25.00 | 10/19/2010 10:22:54 AM |
| Aberdeen | $400.00 | $400.00 | 10/19/2010 11:40:49 AM |
| Aberdeen | $500.00 | $500.00 | 10/19/2010 11:42:24 AM |
| Aberdeen | $400.00 | $400.00 | 10/19/2010 11:40:45 AM |
| Aberdeen | $400.00 | $400.00 | 10/19/2010 11:42:25 AM |
| WeshaTheLeopard | $30.00 | $30.00 | 10/19/2010 1:51:13 PM |
| thankful-nickel2 | $25.00 | $25.00 | 10/19/2010 5:00:36 PM |
| sensible-fund | $60.00 | $60.00 | 10/19/2010 6:00:03 PM |
| blazing-capital | $100.00 | $100.00 | 10/19/2010 5:48:33 PM |
| SFBank | $300.00 | $300.00 | 10/19/2010 6:32:15 PM |
| tech310 | $50.00 | $50.00 | 10/19/2010 7:09:07 PM |
| loanman2007 | $200.00 | $200.00 | 10/20/2010 6:02:37 AM |
| ronin4sale | $25.00 | $25.00 | 10/20/2010 6:35:17 AM |
| wlm3012 | $25.00 | $25.00 | 10/20/2010 7:46:50 AM |
| RugbyFan | $25.00 | $25.00 | 10/20/2010 10:15:17 AM |
| ethicalhumanist | $50.00 | $50.00 | 10/20/2010 1:24:59 PM |
| stevekc1 | $25.00 | $25.00 | 10/20/2010 2:37:18 PM |
| worldly-gold | $100.00 | $50.36 | 10/20/2010 3:11:11 PM |
| radiant-loan5 | $100.00 | $100.00 | 10/20/2010 4:20:01 PM |
| loss-of-control | $50.00 | $50.00 | 10/20/2010 5:21:55 PM |
| spectrumlend | $50.00 | $50.00 | 10/20/2010 8:00:52 PM |
| onecooldrink | $25.00 | $25.00 | 10/20/2010 11:29:38 PM |
| rockhound84 | $25.00 | $25.00 | 10/21/2010 2:28:03 AM |
| chrisb1414 | $25.00 | $25.00 | 10/21/2010 5:57:54 AM |
| UBOtto186 | $50.00 | $50.00 | 10/21/2010 7:39:32 AM |
| heerzaquestion | $25.00 | $25.00 | 10/21/2010 7:22:10 AM |
| friendinmoney | $25.00 | $25.00 | 10/21/2010 8:13:26 AM |
| diversification-maple1 | $25.00 | $25.00 | 10/21/2010 7:44:17 AM |
| Fire2 | $50.00 | $50.00 | 10/21/2010 9:33:45 AM |
| Soulphoniks-Holdings | $25.00 | $25.00 | 10/21/2010 10:18:58 AM |
| jpollar | $25.00 | $25.00 | 10/21/2010 11:20:17 AM |
| 71 bids
|
Borrower Payment Dependent Notes Series
479644
This series of Notes was issued and sold upon the funding of the borrower loan #44974, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,200.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.55% |
Auction start date:
| Oct-14-2010 |
| |
Auction end date:
| Oct-21-2010 |
|
|
Starting lender yield:
| 7.25% |
Starting borrower rate/APR:
| 8.25% / 8.59% |
Starting monthly payment:
| $226.45 |
|
Final lender yield:
| 7.25% |
Final borrower rate/APR:
| 8.25% / 8.59% |
Final monthly payment:
| $226.45 |
| |
|
Auction yield range:
| 2.71% - 7.25% |
Estimated loss impact:
| 1.55% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.70% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Apr-1990 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 720-739 (Oct-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 5y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $46,207 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| IM4AU |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paying off a a high rate card
Purpose of loan:
This loan will be used to? pay off a high interest credit card
My financial situation:
I am a good candidate for this loan because? I have been employed for 5 yeas at the same employer and my position is secure.
Monthly net income: $ 2765
Monthly expenses: $ 2030
??Housing: $ 770
??Insurance: $ 25
??Car expenses: $?25
??Utilities: $ 100
??Phone, cable, internet: $ 110
??Food, entertainment: $ 250
??Clothing, household expenses $ 25
??Credit cards and other loans: $?700
??Other expenses: $ 25
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| conductor146 | $25.00 | $25.00 | 10/14/2010 2:10:26 PM |
| hookUup | $100.00 | $100.00 | 10/14/2010 2:12:15 PM |
| life-is-great | $50.00 | $50.00 | 10/14/2010 2:13:19 PM |
| tntmojave | $25.00 | $25.00 | 10/14/2010 2:13:47 PM |
| delicious-social132 | $50.00 | $50.00 | 10/14/2010 2:14:02 PM |
| kenji4861 | $50.00 | $50.00 | 10/14/2010 2:14:11 PM |
| jts | $25.00 | $25.00 | 10/14/2010 2:14:34 PM |
| psa1995 | $50.00 | $50.00 | 10/14/2010 2:15:00 PM |
| chinolatino | $50.00 | $50.00 | 10/14/2010 2:15:08 PM |
| rescue | $100.00 | $100.00 | 10/14/2010 2:15:39 PM |
| roadtruck | $50.00 | $50.00 | 10/14/2010 2:15:56 PM |
| orange-influential-credit | $225.00 | $225.00 | 10/14/2010 2:16:12 PM |
| werdnaff | $25.00 | $25.00 | 10/14/2010 2:17:30 PM |
| ichibon | $150.00 | $150.00 | 10/14/2010 2:14:21 PM |
| diplomatic-wealth7 | $100.00 | $100.00 | 10/14/2010 2:14:45 PM |
| eyal0 | $50.00 | $50.00 | 10/14/2010 2:15:15 PM |
| blot44 | $25.00 | $25.00 | 10/14/2010 2:16:04 PM |
| andyb9 | $25.00 | $25.00 | 10/14/2010 2:16:40 PM |
| antlr | $50.00 | $50.00 | 10/14/2010 2:16:47 PM |
| jazz619 | $25.00 | $25.00 | 10/14/2010 2:10:29 PM |
| alpinaut | $30.00 | $30.00 | 10/14/2010 2:10:36 PM |
| RandyL3 | $25.00 | $25.00 | 10/14/2010 2:25:01 PM |
| ramsbladder | $25.00 | $25.00 | 10/14/2010 2:13:16 PM |
| generous-deal6 | $25.00 | $25.00 | 10/14/2010 2:23:16 PM |
| numitor | $50.00 | $50.00 | 10/14/2010 2:13:41 PM |
| cachecrew | $50.00 | $50.00 | 10/14/2010 2:14:16 PM |
| julijask | $35.00 | $35.00 | 10/14/2010 2:15:22 PM |
| gold-sushi | $50.00 | $50.00 | 10/14/2010 2:16:34 PM |
| community-saver158 | $50.00 | $50.00 | 10/14/2010 4:14:26 PM |
| platinum-hunter7 | $35.00 | $35.00 | 10/14/2010 4:11:36 PM |
| ray1051 | $75.00 | $75.00 | 10/15/2010 6:28:38 AM |
| clarkoa | $25.00 | $25.00 | 10/15/2010 6:22:59 AM |
| organized-payment6 | $50.00 | $50.00 | 10/15/2010 6:39:17 AM |
| phillipd48 | $25.00 | $25.00 | 10/15/2010 9:04:50 AM |
| natural-affluence4 | $47.99 | $47.99 | 10/15/2010 10:06:59 AM |
| bobemilman | $50.00 | $50.00 | 10/15/2010 8:03:58 AM |
| dollardave | $100.00 | $100.00 | 10/15/2010 11:37:50 AM |
| Citizenryan | $50.00 | $50.00 | 10/15/2010 9:32:07 AM |
| Artist_Blue | $25.00 | $25.00 | 10/15/2010 11:12:36 AM |
| money-bauble | $100.00 | $100.00 | 10/15/2010 11:21:11 AM |
| ethicalhumanist | $50.00 | $50.00 | 10/15/2010 1:42:42 PM |
| kander80 | $25.00 | $25.00 | 10/15/2010 4:15:40 PM |
| sensible-fund | $25.00 | $25.00 | 10/16/2010 8:38:40 AM |
| rosie777 | $30.00 | $30.00 | 10/16/2010 11:28:01 AM |
| efficient-treasure0 | $25.00 | $25.00 | 10/16/2010 12:44:40 PM |
| Armenish | $25.00 | $25.00 | 10/16/2010 6:32:48 PM |
| Railbird | $25.00 | $25.00 | 10/16/2010 1:00:18 PM |
| Supernick | $50.00 | $50.00 | 10/16/2010 10:13:16 PM |
| schpere | $25.00 | $25.00 | 10/17/2010 8:42:59 AM |
| supersarah61 | $25.00 | $25.00 | 10/17/2010 5:35:25 PM |
| wise-dedicated-power | $25.00 | $25.00 | 10/18/2010 4:28:21 AM |
| chrisb1414 | $25.00 | $25.00 | 10/18/2010 6:37:48 AM |
| auction-sage | $50.00 | $50.00 | 10/18/2010 5:47:49 AM |
| velvetsmog | $35.00 | $35.00 | 10/18/2010 7:16:37 AM |
| poetic-economy | $50.00 | $50.00 | 10/18/2010 8:03:44 AM |
| lostviajero | $25.00 | $25.00 | 10/18/2010 9:31:48 AM |
| discrete-asset | $25.00 | $25.00 | 10/18/2010 9:03:04 AM |
| ferocious-exchange3 | $50.00 | $50.00 | 10/18/2010 9:56:13 AM |
| thankful-nickel2 | $25.00 | $25.00 | 10/18/2010 11:29:20 AM |
| p2p-eagle9 | $25.00 | $25.00 | 10/18/2010 12:03:43 PM |
| sadani | $25.00 | $25.00 | 10/19/2010 4:21:18 PM |
| designs626 | $50.00 | $50.00 | 10/20/2010 7:12:51 AM |
| 108lender | $125.00 | $125.00 | 10/20/2010 10:39:34 AM |
| newest-sensible-hope | $50.00 | $50.00 | 10/20/2010 11:16:50 AM |
| KiwiElf | $34.12 | $34.12 | 10/20/2010 3:30:56 PM |
| felicity-loyalist0 | $27.00 | $27.00 | 10/20/2010 5:07:44 PM |
| alakanbearcub | $25.00 | $25.00 | 10/20/2010 6:30:21 PM |
| FlexFunding | $100.00 | $100.00 | 10/20/2010 4:58:47 PM |
| gustavholstopus32 | $25.00 | $25.00 | 10/20/2010 8:00:10 PM |
| Planecourage | $45.00 | $45.00 | 10/20/2010 6:56:59 PM |
| sunny1985 | $25.00 | $25.00 | 10/20/2010 9:37:52 PM |
| gjm6d | $25.00 | $25.00 | 10/20/2010 8:32:50 PM |
| paul1 | $40.00 | $40.00 | 10/20/2010 10:13:36 PM |
| Charmart | $25.00 | $25.00 | 10/21/2010 3:17:39 AM |
| head | $25.00 | $25.00 | 10/21/2010 4:17:20 AM |
| octoberfresh | $27.00 | $27.00 | 10/21/2010 6:38:24 AM |
| elvisloans | $25.00 | $25.00 | 10/21/2010 6:24:44 AM |
| crazyinjun | $25.00 | $25.00 | 10/21/2010 7:43:51 AM |
| schnarff | $25.00 | $25.00 | 10/21/2010 10:05:57 AM |
| adhawan325 | $25.00 | $25.00 | 10/21/2010 10:08:58 AM |
| rachelrachelrachel | $25.00 | $25.00 | 10/21/2010 10:23:04 AM |
| grampy48 | $25.00 | $25.00 | 10/21/2010 12:59:52 PM |
| shaker348 | $25.00 | $25.00 | 10/21/2010 1:18:09 PM |
| kermitdafrog | $26.71 | $26.71 | 10/21/2010 1:41:54 PM |
| entertaining-greenback2 | $25.00 | $25.00 | 10/21/2010 1:58:16 PM |
| ericgassercom | $50.00 | $50.00 | 10/14/2010 2:13:30 PM |
| Jynxie | $50.00 | $50.00 | 10/14/2010 2:13:34 PM |
| ThomasC | $50.00 | $50.00 | 10/14/2010 2:17:16 PM |
| worthy-bid8 | $100.00 | $100.00 | 10/14/2010 2:12:08 PM |
| exact-gold2 | $50.00 | $50.00 | 10/14/2010 2:12:35 PM |
| Veridic | $25.00 | $25.00 | 10/14/2010 2:12:46 PM |
| mjunlimited | $50.00 | $50.00 | 10/14/2010 2:13:35 PM |
| Avala | $100.00 | $100.00 | 10/14/2010 2:14:29 PM |
| meenan | $25.00 | $25.00 | 10/14/2010 2:14:51 PM |
| E_G | $50.00 | $50.00 | 10/14/2010 2:15:32 PM |
| MJDAE | $50.00 | $50.00 | 10/14/2010 2:15:44 PM |
| TennSquire | $25.00 | $25.00 | 10/14/2010 2:16:28 PM |
| MarinLoans | $25.00 | $25.00 | 10/14/2010 2:23:02 PM |
| fishtale | $25.00 | $25.00 | 10/14/2010 2:17:11 PM |
| DukSerduk | $25.00 | $25.00 | 10/14/2010 2:12:40 PM |
| radforj22 | $50.00 | $50.00 | 10/14/2010 2:13:26 PM |
| GElender | $50.00 | $50.00 | 10/14/2010 2:16:07 PM |
| cebgop | $25.00 | $25.00 | 10/14/2010 2:16:19 PM |
| larrybird | $150.00 | $150.00 | 10/14/2010 2:26:51 PM |
| DonaldColorado | $100.00 | $100.00 | 10/14/2010 2:16:53 PM |
| SDNLR | $25.00 | $25.00 | 10/14/2010 2:17:01 PM |
| RockCrown | $25.00 | $25.00 | 10/14/2010 2:17:06 PM |
| ogmanny | $50.00 | $50.00 | 10/14/2010 2:19:26 PM |
| TakeCare | $100.00 | $100.00 | 10/14/2010 2:24:25 PM |
| kegs | $100.00 | $100.00 | 10/14/2010 2:27:17 PM |
| noble-revenue | $50.00 | $50.00 | 10/14/2010 3:01:02 PM |
| thedoctor | $50.00 | $50.00 | 10/14/2010 8:59:48 PM |
| greenbacchus | $25.00 | $25.00 | 10/15/2010 7:07:01 AM |
| penny-plato | $50.00 | $50.00 | 10/15/2010 8:29:30 AM |
| red-unequivocal-finance | $25.00 | $25.00 | 10/15/2010 9:12:22 AM |
| groovychick | $25.00 | $25.00 | 10/15/2010 10:47:24 AM |
| NS22 | $25.00 | $25.00 | 10/15/2010 12:55:33 PM |
| ADenny | $25.00 | $25.00 | 10/15/2010 9:38:01 PM |
| damage | $25.00 | $25.00 | 10/15/2010 10:25:24 PM |
| tuxedo76 | $30.00 | $30.00 | 10/16/2010 8:06:00 AM |
| cello1 | $25.00 | $25.00 | 10/16/2010 10:58:16 AM |
| gojackgo | $50.00 | $50.00 | 10/16/2010 6:27:55 AM |
| mac415 | $25.00 | $25.00 | 10/16/2010 2:44:22 PM |
| BigSurf | $25.00 | $25.00 | 10/16/2010 11:22:55 AM |
| marketplace-cello5 | $50.00 | $50.00 | 10/16/2010 8:23:11 PM |
| lean-integrity9 | $100.00 | $100.00 | 10/16/2010 7:24:16 PM |
| Go_Ducks | $25.00 | $25.00 | 10/16/2010 8:21:31 PM |
| Jassi | $25.00 | $25.00 | 10/17/2010 4:36:52 PM |
| forthright-dedication | $25.00 | $25.00 | 10/18/2010 1:33:12 AM |
| dtrain5 | $25.00 | $25.00 | 10/18/2010 3:38:53 AM |
| platinum-genetics | $25.00 | $25.00 | 10/18/2010 5:04:03 AM |
| proaz0119 | $25.00 | $25.00 | 10/18/2010 5:30:14 AM |
| honorable-yield | $25.00 | $25.00 | 10/18/2010 7:01:37 AM |
| helping-out | $100.00 | $100.00 | 10/18/2010 8:13:30 AM |
| Lise46 | $50.00 | $50.00 | 10/18/2010 8:29:47 AM |
| balance-force | $25.00 | $25.00 | 10/18/2010 9:06:35 AM |
| gdfp158 | $25.00 | $25.00 | 10/18/2010 8:52:02 AM |
| balance-voyager | $50.00 | $50.00 | 10/18/2010 9:55:47 AM |
| credit-coach118 | $50.00 | $50.00 | 10/18/2010 9:45:02 AM |
| gold-commander0 | $50.00 | $7.18 | 10/18/2010 11:16:56 AM |
| MrX | $25.00 | $25.00 | 10/18/2010 10:38:31 AM |
| PCGeekWI | $25.00 | $25.00 | 10/18/2010 10:58:12 AM |
| principal-bull | $25.00 | $25.00 | 10/18/2010 3:52:00 PM |
| elbastador | $50.00 | $50.00 | 10/18/2010 4:33:42 PM |
| BankShark | $25.00 | $25.00 | 10/18/2010 7:54:56 PM |
| MathProfessor | $25.00 | $25.00 | 10/18/2010 8:45:11 PM |
| commerceasaurus-rex2 | $25.00 | $25.00 | 10/18/2010 10:45:31 PM |
| tacopants | $50.00 | $50.00 | 10/19/2010 2:41:05 PM |
| marshallmanhattan | $25.00 | $25.00 | 10/20/2010 7:04:52 AM |
| Eagledrop | $25.00 | $25.00 | 10/20/2010 8:45:23 AM |
| stormwatch | $25.00 | $25.00 | 10/20/2010 9:07:23 AM |
| logical-reward8 | $25.00 | $25.00 | 10/20/2010 9:20:22 AM |
| UT2008 | $50.00 | $50.00 | 10/20/2010 10:17:26 AM |
| REITRUST | $25.00 | $25.00 | 10/20/2010 10:48:00 AM |
| rakstar | $25.00 | $25.00 | 10/20/2010 10:26:35 AM |
| crw1950 | $50.00 | $50.00 | 10/20/2010 11:12:45 AM |
| equitable-yield4 | $25.00 | $25.00 | 10/20/2010 11:26:17 AM |
| dollarboy | $25.00 | $25.00 | 10/20/2010 12:22:29 PM |
| investment-maker0 | $50.00 | $50.00 | 10/20/2010 12:54:08 PM |
| wise-silver-wonder | $25.00 | $25.00 | 10/20/2010 3:32:04 PM |
| blukestrel | $25.00 | $25.00 | 10/20/2010 3:45:38 PM |
| tolerant-dinero2 | $25.00 | $25.00 | 10/20/2010 3:48:02 PM |
| NATIVEBORN | $25.00 | $25.00 | 10/20/2010 3:57:49 PM |
| marshallmanhattan | $25.00 | $25.00 | 10/20/2010 5:16:35 PM |
| income-banjo | $50.00 | $50.00 | 10/20/2010 5:56:13 PM |
| Richmp412 | $25.00 | $25.00 | 10/20/2010 8:00:18 PM |
| Bizern | $25.00 | $25.00 | 10/20/2010 8:54:23 PM |
| fcb202 | $50.00 | $50.00 | 10/20/2010 7:59:08 PM |
| Wizard2 | $50.00 | $50.00 | 10/20/2010 10:29:04 PM |
| profitable-balance | $25.00 | $25.00 | 10/21/2010 2:22:41 AM |
| gzeo | $25.00 | $25.00 | 10/21/2010 7:44:25 AM |
| admirable-basis1 | $25.00 | $25.00 | 10/21/2010 12:05:54 PM |
| TigerForce | $25.00 | $25.00 | 10/21/2010 1:12:09 PM |
| 173 bids
|
Borrower Payment Dependent Notes Series
480148
This series of Notes was issued and sold upon the funding of the borrower loan #45024, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.70% |
Auction start date:
| Oct-18-2010 |
| |
Auction end date:
| Oct-21-2010 |
|
|
Starting lender yield:
| 22.65% |
Starting borrower rate/APR:
| 23.65% / 27.12% |
Starting monthly payment:
| $585.74 |
|
Final lender yield:
| 22.65% |
Final borrower rate/APR:
| 23.65% / 27.12% |
Final monthly payment:
| $585.74 |
| |
|
Auction yield range:
| 7.71% - 22.65% |
Estimated loss impact:
| 9.24% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.41% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 800-819 (Oct-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
7 | Length of status: | 6y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Pharmacist |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,731 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dedication-oracle |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
PHARMACIST Credit Card Refi Loan
I
am a Pharmacist working at an established Hospital with a monthly net
income over $7100.00. I am mature, responsible and financially conservative. My net
monthly savings after all expenses is over $2000.00, and will have an
additional $100 monthly saved when factoring in the 7% reduction in
interest rates versus my current credit card interest APR.
Purpose of loan:
This loan will be used to refinance credit card balances where the interest rate is 29.9%
Monthly net income: $ 7100.00
Monthly expenses: $
??Housing: $2030
??Insurance: $
115
??Car expenses: $
200
??Utilities: $
130
??Phone, cable, internet: $ 120
??Food, entertainment: $??
350.00
??Clothing, household expenses $ 200.00
??Credit cards and other loans: $
1500.00
??Other expenses: $ 200.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| top-courteous-peso | $50.00 | $50.00 | 10/18/2010 3:00:40 PM |
| mike_banker | $50.00 | $50.00 | 10/18/2010 3:08:30 PM |
| sociallender | $25.00 | $25.00 | 10/18/2010 3:00:33 PM |
| bowdish1 | $50.00 | $50.00 | 10/18/2010 3:10:02 PM |
| Weaverville | $50.00 | $50.00 | 10/18/2010 3:01:04 PM |
| bold-principal-thinker | $25.00 | $25.00 | 10/18/2010 2:58:19 PM |
| B-rad_the_Coug | $25.00 | $25.00 | 10/18/2010 3:01:44 PM |
| 350DGRZ | $25.00 | $25.00 | 10/18/2010 3:01:59 PM |
| Gabriel02 | $25.00 | $25.00 | 10/18/2010 3:02:26 PM |
| TakeCare | $80.00 | $80.00 | 10/18/2010 3:14:25 PM |
| lendstats_com | $25.00 | $25.00 | 10/18/2010 3:07:36 PM |
| Sevron | $100.00 | $100.00 | 10/18/2010 3:15:37 PM |
| JohnGalt79 | $100.00 | $100.00 | 10/18/2010 3:09:48 PM |
| efficient-treasure0 | $25.00 | $25.00 | 10/18/2010 3:20:29 PM |
| crenen139 | $25.00 | $25.00 | 10/18/2010 3:11:33 PM |
| jdwillcox | $50.00 | $50.00 | 10/18/2010 3:08:50 PM |
| objective-investor | $100.00 | $100.00 | 10/18/2010 3:09:28 PM |
| payout-achievement | $100.00 | $100.00 | 10/18/2010 3:11:09 PM |
| jeg3k | $50.00 | $50.00 | 10/18/2010 3:11:22 PM |
| generous-deal6 | $50.00 | $50.00 | 10/18/2010 3:12:34 PM |
| graceful-investment | $100.00 | $100.00 | 10/18/2010 3:18:40 PM |
| handshake5 | $100.00 | $100.00 | 10/18/2010 3:14:00 PM |
| GElender | $50.00 | $50.00 | 10/18/2010 3:15:12 PM |
| alaco | $25.00 | $25.00 | 10/18/2010 3:19:53 PM |
| kmr2 | $200.00 | $200.00 | 10/18/2010 3:17:01 PM |
| 6moonbeams | $60.92 | $60.92 | 10/18/2010 3:18:58 PM |
| bold-attentive-listing | $25.00 | $25.00 | 10/18/2010 3:24:42 PM |
| mla | $25.00 | $25.00 | 10/18/2010 3:25:08 PM |
| kind-value-pouch | $100.00 | $100.00 | 10/18/2010 4:28:08 PM |
| jigsaw | $25.00 | $25.00 | 10/18/2010 5:16:56 PM |
| jga516 | $25.00 | $25.00 | 10/18/2010 5:42:48 PM |
| b-rent | $25.00 | $25.00 | 10/18/2010 5:06:30 PM |
| payment-halo | $25.00 | $25.00 | 10/18/2010 5:04:13 PM |
| hope-hickory | $25.00 | $25.00 | 10/18/2010 6:08:28 PM |
| successful-agreement7 | $100.00 | $100.00 | 10/18/2010 6:33:53 PM |
| hookUup | $200.00 | $200.00 | 10/18/2010 6:17:28 PM |
| flexible-return297 | $75.00 | $75.00 | 10/18/2010 6:18:10 PM |
| bessbird | $100.00 | $100.00 | 10/18/2010 6:23:28 PM |
| schpere | $100.00 | $100.00 | 10/18/2010 6:33:33 PM |
| Trakissta | $150.00 | $150.00 | 10/18/2010 7:12:18 PM |
| brightest-restless-coin | $50.00 | $50.00 | 10/18/2010 6:55:56 PM |
| larrybird | $150.00 | $150.00 | 10/18/2010 8:23:16 PM |
| AK49-JW | $25.00 | $25.00 | 10/18/2010 8:46:45 PM |
| psa1995 | $50.00 | $50.00 | 10/18/2010 8:30:44 PM |
| klinebarger | $25.00 | $25.00 | 10/18/2010 8:55:04 PM |
| Artist_Blue | $25.00 | $25.00 | 10/19/2010 1:51:05 AM |
| focused-return366 | $25.00 | $25.00 | 10/18/2010 11:24:54 PM |
| californiakhan | $25.00 | $25.00 | 10/19/2010 2:21:16 AM |
| ptjg | $25.00 | $25.00 | 10/19/2010 2:47:33 AM |
| patriot384 | $240.00 | $240.00 | 10/19/2010 7:46:02 AM |
| JustMee | $25.00 | $25.00 | 10/19/2010 7:05:49 AM |
| Moneypenny6 | $25.00 | $25.00 | 10/19/2010 7:29:06 AM |
| visionary-community | $25.00 | $25.00 | 10/19/2010 9:33:13 AM |
| forthright-dedication | $50.00 | $50.00 | 10/19/2010 11:03:05 AM |
| truth-magma | $25.00 | $25.00 | 10/19/2010 11:03:18 AM |
| runner262 | $25.00 | $25.00 | 10/19/2010 11:05:37 AM |
| cpbreton | $25.00 | $25.00 | 10/19/2010 11:07:21 AM |
| chestnut4 | $25.00 | $25.00 | 10/19/2010 11:26:08 AM |
| mpincal | $50.00 | $50.00 | 10/19/2010 2:41:29 PM |
| accelerator96 | $25.00 | $25.00 | 10/19/2010 1:49:41 PM |
| samo102us | $25.00 | $25.00 | 10/19/2010 3:33:32 PM |
| Sonihal | $61.83 | $61.83 | 10/19/2010 2:55:14 PM |
| power-secret-agent | $25.00 | $25.00 | 10/19/2010 3:53:27 PM |
| jeremy20 | $25.00 | $25.00 | 10/19/2010 3:56:04 PM |
| life-is-great | $50.00 | $50.00 | 10/19/2010 4:24:21 PM |
| Islandgal | $45.00 | $45.00 | 10/19/2010 4:28:57 PM |
| auction-seeker | $25.00 | $25.00 | 10/19/2010 4:19:08 PM |
| SFBank | $500.00 | $500.00 | 10/19/2010 6:22:41 PM |
| point-shooter | $50.00 | $50.00 | 10/19/2010 6:38:42 PM |
| the-stylish-euro | $25.00 | $25.00 | 10/19/2010 5:40:13 PM |
| Sleg | $25.00 | $25.00 | 10/19/2010 7:14:44 PM |
| silver-armada | $50.00 | $50.00 | 10/20/2010 5:04:25 AM |
| heerzaquestion | $25.00 | $25.00 | 10/20/2010 6:18:04 AM |
| Mocaba | $50.00 | $50.00 | 10/20/2010 7:07:58 AM |
| Mocaba | $50.00 | $50.00 | 10/20/2010 7:08:16 AM |
| designs626 | $50.00 | $50.00 | 10/20/2010 7:12:32 AM |
| the-profit-oracle | $25.00 | $25.00 | 10/20/2010 8:39:15 AM |
| principal-star | $25.00 | $25.00 | 10/20/2010 9:46:21 AM |
| deal-enrichment | $50.00 | $50.00 | 10/20/2010 11:15:11 AM |
| nickel-position | $25.00 | $25.00 | 10/20/2010 11:16:21 AM |
| sign_here | $25.00 | $25.00 | 10/20/2010 1:20:51 PM |
| papaloha | $25.00 | $25.00 | 10/20/2010 1:38:10 PM |
| bold-durability-drum | $50.00 | $50.00 | 10/20/2010 4:14:09 PM |
| velocity-alert1 | $100.00 | $100.00 | 10/20/2010 5:13:08 PM |
| careful-compassion | $25.00 | $25.00 | 10/20/2010 6:09:04 PM |
| 1-HARD-HEAD | $25.00 | $25.00 | 10/20/2010 5:50:59 PM |
| calbertrand | $25.00 | $25.00 | 10/20/2010 9:51:08 PM |
| johnrx | $50.00 | $50.00 | 10/20/2010 10:12:57 PM |
| RedCentre | $38.35 | $38.35 | 10/21/2010 1:48:12 AM |
| Lonely_Hunter | $25.00 | $25.00 | 10/21/2010 2:20:31 AM |
| Cawse | $25.00 | $25.00 | 10/21/2010 7:42:05 AM |
| houg35 | $25.00 | $25.00 | 10/21/2010 7:59:14 AM |
| natural-affluence4 | $25.00 | $25.00 | 10/21/2010 9:35:20 AM |
| green-rapid-openness | $50.00 | $50.00 | 10/21/2010 10:17:50 AM |
| green-rapid-openness | $50.00 | $50.00 | 10/21/2010 10:17:27 AM |
| mercuriant | $25.00 | $25.00 | 10/21/2010 10:09:34 AM |
| 1fletch | $120.42 | $120.42 | 10/21/2010 10:42:56 AM |
| mentornetwork | $25.00 | $16.21 | 10/21/2010 1:21:22 PM |
| newest-superb-diversification | $90.78 | $90.78 | 10/21/2010 2:07:11 PM |
| lendingfrog | $25.00 | $25.00 | 10/18/2010 3:01:39 PM |
| tnjohnso | $25.00 | $25.00 | 10/18/2010 3:01:42 PM |
| rescue | $100.00 | $100.00 | 10/18/2010 2:59:45 PM |
| radforj22 | $25.00 | $25.00 | 10/18/2010 3:00:53 PM |
| impressive-loan | $500.00 | $500.00 | 10/18/2010 2:58:35 PM |
| rate-mogul | $50.00 | $50.00 | 10/18/2010 2:59:06 PM |
| cybernosha | $25.00 | $25.00 | 10/18/2010 3:10:37 PM |
| Premierelender | $25.00 | $25.00 | 10/18/2010 3:01:50 PM |
| alpinaut | $25.00 | $25.00 | 10/18/2010 2:59:57 PM |
| dynrep | $25.00 | $25.00 | 10/18/2010 3:02:04 PM |
| williemc44 | $50.00 | $50.00 | 10/18/2010 3:15:00 PM |
| authentic-liberty7 | $25.00 | $25.00 | 10/18/2010 3:07:24 PM |
| bountiful-durability | $100.00 | $100.00 | 10/18/2010 3:07:54 PM |
| DRA-Properties | $25.00 | $25.00 | 10/18/2010 3:08:15 PM |
| lendstats_com | $175.00 | $175.00 | 10/18/2010 3:09:21 PM |
| ichibon | $150.00 | $150.00 | 10/18/2010 3:10:22 PM |
| worthy-bid8 | $100.00 | $100.00 | 10/18/2010 3:12:25 PM |
| orangetrust | $100.00 | $100.00 | 10/18/2010 3:25:04 PM |
| MadHun | $100.00 | $100.00 | 10/18/2010 3:15:23 PM |
| bid-czar8 | $50.00 | $50.00 | 10/18/2010 3:13:27 PM |
| enthralling-deal180 | $50.00 | $50.00 | 10/18/2010 3:16:16 PM |
| techvet | $25.00 | $25.00 | 10/18/2010 3:21:50 PM |
| loan-mammal | $25.00 | $25.00 | 10/18/2010 3:18:51 PM |
| bambampk | $25.00 | $25.00 | 10/18/2010 3:19:13 PM |
| jazzlender | $50.00 | $50.00 | 10/18/2010 3:24:16 PM |
| lean-integrity9 | $100.00 | $100.00 | 10/18/2010 3:20:57 PM |
| supersarah61 | $25.00 | $25.00 | 10/18/2010 3:21:58 PM |
| income-titan8 | $30.00 | $30.00 | 10/18/2010 3:25:20 PM |
| wings2fly | $25.00 | $25.00 | 10/18/2010 3:22:56 PM |
| nybanker85 | $50.00 | $50.00 | 10/18/2010 3:50:36 PM |
| Clambake | $50.00 | $50.00 | 10/18/2010 3:24:52 PM |
| brightest-fascinating-principal | $100.00 | $100.00 | 10/18/2010 4:21:53 PM |
| reflective-rupee | $750.00 | $750.00 | 10/18/2010 4:28:45 PM |
| HedgeFund | $50.00 | $50.00 | 10/18/2010 4:12:54 PM |
| Bank_Of_XL | $100.00 | $100.00 | 10/18/2010 4:27:37 PM |
| penny-plato | $100.00 | $100.00 | 10/18/2010 4:31:47 PM |
| wise-agile-investment | $25.00 | $25.00 | 10/18/2010 4:32:28 PM |
| blue-useful-auction | $25.00 | $25.00 | 10/18/2010 4:49:19 PM |
| acg | $38.00 | $38.00 | 10/18/2010 4:40:12 PM |
| C_Mark | $100.00 | $100.00 | 10/18/2010 5:43:39 PM |
| SolarMoonshine | $1,000.00 | $1,000.00 | 10/18/2010 5:32:33 PM |
| Bufordo | $75.00 | $75.00 | 10/18/2010 6:22:50 PM |
| reward-tsunami7 | $50.00 | $50.00 | 10/18/2010 6:34:41 PM |
| want2race | $25.00 | $25.00 | 10/18/2010 8:43:35 PM |
| teller | $50.00 | $50.00 | 10/18/2010 8:08:50 PM |
| helping-out | $36.90 | $36.90 | 10/18/2010 8:18:27 PM |
| JoeDuck | $100.00 | $100.00 | 10/18/2010 10:26:22 PM |
| first-serene-credit | $100.00 | $100.00 | 10/18/2010 10:08:18 PM |
| Frugal | $25.00 | $25.00 | 10/19/2010 3:22:40 AM |
| Interstate_Rate | $100.00 | $100.00 | 10/19/2010 2:04:19 AM |
| SelectTrustLending | $25.00 | $25.00 | 10/19/2010 3:31:42 AM |
| rate-negotiator | $25.00 | $25.00 | 10/19/2010 5:46:59 AM |
| asset-professor | $41.71 | $41.71 | 10/19/2010 4:24:17 AM |
| studious-bonus7 | $25.00 | $25.00 | 10/19/2010 4:38:17 AM |
| don8ter | $25.00 | $25.00 | 10/19/2010 6:43:22 AM |
| pksfunds | $100.00 | $100.00 | 10/19/2010 7:45:38 AM |
| Bob450 | $26.00 | $26.00 | 10/19/2010 8:32:49 AM |
| fairness-kayak | $25.00 | $25.00 | 10/19/2010 10:39:46 AM |
| cello1 | $25.00 | $25.00 | 10/19/2010 9:58:55 AM |
| HHP | $25.00 | $25.00 | 10/19/2010 9:59:03 AM |
| Ocean713 | $50.00 | $50.00 | 10/19/2010 10:41:11 AM |
| value-boomarang | $50.00 | $50.00 | 10/19/2010 10:51:27 AM |
| dgallo | $25.00 | $25.00 | 10/19/2010 11:01:05 AM |
| tntmojave | $25.00 | $25.00 | 10/19/2010 10:55:41 AM |
| special-currency6 | $50.00 | $50.00 | 10/19/2010 10:57:21 AM |
| taurusco | $50.00 | $50.00 | 10/19/2010 11:04:52 AM |
| mtquan | $25.00 | $25.00 | 10/19/2010 10:57:33 AM |
| coin-investor | $25.00 | $25.00 | 10/19/2010 10:59:45 AM |
| maldok1 | $25.00 | $25.00 | 10/19/2010 11:03:28 AM |
| tylerfd | $25.00 | $25.00 | 10/19/2010 11:05:35 AM |
| Whipster | $50.00 | $50.00 | 10/19/2010 11:05:41 AM |
| UT-Longhorn | $25.00 | $25.00 | 10/19/2010 11:07:51 AM |
| nickel-universe2 | $25.00 | $25.00 | 10/19/2010 11:31:00 AM |
| dajen1 | $100.00 | $100.00 | 10/19/2010 11:53:52 AM |
| Int_PrinRateTime4000 | $35.00 | $35.00 | 10/19/2010 12:17:48 PM |
| Bank42 | $40.17 | $40.17 | 10/19/2010 12:33:13 PM |
| circustab | $50.00 | $50.00 | 10/19/2010 12:07:00 PM |
| peb44 | $25.00 | $25.00 | 10/19/2010 11:43:44 AM |
| spy0 | $25.00 | $25.00 | 10/19/2010 11:47:38 AM |
| Savings_EQ_Dignity | $30.00 | $30.00 | 10/19/2010 1:22:53 PM |
| danthemon35 | $25.00 | $25.00 | 10/19/2010 12:33:18 PM |
| Haribelle | $50.00 | $50.00 | 10/19/2010 3:27:14 PM |
| power-secret-agent | $25.00 | $25.00 | 10/19/2010 3:53:45 PM |
| GeorgiaGator | $50.00 | $50.00 | 10/19/2010 4:04:21 PM |
| agiovasil | $25.00 | $25.00 | 10/19/2010 4:10:11 PM |
| enlighter | $37.50 | $37.50 | 10/19/2010 6:48:17 PM |
| itnAAnti | $25.00 | $25.00 | 10/19/2010 6:42:37 PM |
| ogmanny | $50.00 | $50.00 | 10/20/2010 1:47:00 AM |
| finance-burger | $25.00 | $25.00 | 10/20/2010 3:07:56 AM |
| kind-value-pouch | $100.00 | $100.00 | 10/20/2010 4:05:08 AM |
| Mocaba | $50.00 | $50.00 | 10/20/2010 7:06:55 AM |
| suave-dime6 | $25.00 | $25.00 | 10/20/2010 7:52:40 AM |
| 54CHEVY | $50.00 | $50.00 | 10/20/2010 8:25:41 AM |
| Eagledrop | $25.00 | $25.00 | 10/20/2010 8:46:56 AM |
| escharfer | $25.00 | $25.00 | 10/20/2010 9:34:18 AM |
| Quiddity | $50.00 | $50.00 | 10/20/2010 9:50:28 AM |
| ivadood | $100.00 | $100.00 | 10/20/2010 10:26:29 AM |
| excellent-nickel | $50.00 | $50.00 | 10/20/2010 11:09:14 AM |
| equitable-yield4 | $25.00 | $25.00 | 10/20/2010 11:25:53 AM |
| peace-stream5 | $500.00 | $500.00 | 10/20/2010 11:44:10 AM |
| karmarush | $25.00 | $25.00 | 10/20/2010 12:12:25 PM |
| the-money-position | $50.00 | $50.00 | 10/20/2010 12:33:35 PM |
| value-boomarang | $50.00 | $50.00 | 10/20/2010 1:58:47 PM |
| engaging-worth | $25.00 | $25.00 | 10/20/2010 2:30:31 PM |
| wise-repayment-seeker | $25.00 | $25.00 | 10/20/2010 3:25:53 PM |
| nickelasaurus-rex | $25.00 | $25.00 | 10/20/2010 4:03:10 PM |
| BuffetRocks | $50.00 | $50.00 | 10/20/2010 3:46:34 PM |
| power-secret-agent | $25.00 | $25.00 | 10/20/2010 5:17:12 PM |
| ti22ring | $25.00 | $25.00 | 10/20/2010 4:37:24 PM |
| innocent-income4 | $25.00 | $25.00 | 10/20/2010 5:15:47 PM |
| katnmouse | $50.00 | $50.00 | 10/20/2010 5:43:57 PM |
| jms1983 | $25.00 | $25.00 | 10/20/2010 7:03:48 PM |
| credit-tornado689 | $45.00 | $45.00 | 10/20/2010 8:44:44 PM |
| excellent-community | $50.00 | $50.00 | 10/20/2010 9:22:14 PM |
| kenji4861 | $25.00 | $25.00 | 10/20/2010 9:41:38 PM |
| BangBros | $100.00 | $100.00 | 10/20/2010 7:30:08 PM |
| CornerKetch | $25.00 | $25.00 | 10/20/2010 9:48:36 PM |
| greenkid | $50.00 | $50.00 | 10/20/2010 10:59:18 PM |
| Mighty_Hunter | $100.00 | $100.00 | 10/20/2010 11:21:11 PM |
| _NaLNaBB | $600.00 | $600.00 | 10/20/2010 9:45:20 PM |
| wwwUniversal | $25.00 | $25.00 | 10/20/2010 9:49:15 PM |
| Josphine | $25.00 | $25.00 | 10/20/2010 9:54:34 PM |
| back-scratchers | $25.00 | $25.00 | 10/21/2010 4:16:28 AM |
| slick8812 | $25.00 | $25.00 | 10/21/2010 7:23:32 AM |
| mrbalboa | $25.00 | $25.00 | 10/21/2010 9:21:30 AM |
| jcjawors | $50.00 | $50.00 | 10/21/2010 9:09:13 AM |
| the-cash-allotment | $45.44 | $45.44 | 10/21/2010 9:42:18 AM |
| vigorous-velocity | $100.00 | $100.00 | 10/21/2010 9:46:09 AM |
| Rashanir | $25.00 | $25.00 | 10/21/2010 10:37:40 AM |
| Mark0135 | $50.00 | $50.00 | 10/21/2010 10:39:45 AM |
| calbertrand | $25.00 | $25.00 | 10/21/2010 11:18:31 AM |
| Regulators | $40.77 | $40.77 | 10/21/2010 12:36:00 PM |
| greenback-guard | $25.00 | $25.00 | 10/21/2010 1:09:02 PM |
| FLSmooth | $50.00 | $50.00 | 10/21/2010 1:16:47 PM |
| greenback-guard | $25.00 | $25.00 | 10/21/2010 1:17:50 PM |
| omerta6102 | $50.00 | $50.00 | 10/21/2010 1:18:41 PM |
| loyalty-czar | $25.00 | $25.00 | 10/21/2010 1:40:58 PM |
| thankful-nickel2 | $25.00 | $25.00 | 10/21/2010 1:46:20 PM |
| 237 bids
|
Borrower Payment Dependent Notes Series
480556
This series of Notes was issued and sold upon the funding of the borrower loan #44993, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.30% |
Auction start date:
| Oct-19-2010 |
| |
Auction end date:
| Oct-23-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $90.47 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 38.72% |
Final monthly payment:
| $90.47 |
| |
|
Auction yield range:
| 16.71% - 34.00% |
Estimated loss impact:
| 20.31% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.69% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-2006 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 620-639 (Oct-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
2 | Length of status: | 3y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $623 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| TheDiva99 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 15 ( 88% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 2
( 12% )
| 520-539
(Aug-2008)
520-539
(Jul-2008)
(Feb-2007)
(Jan-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 17 | | |
Description
Furnishing My Living Room
Purpose of loan:
This loan will be used to purchase new furniture for my living room.
My financial situation:
I am a good candidate for this loan because I make it a habbit to pay all my bills on time. I'm in the process?of buliding?better credit for myself, as shown on my listing my credit score has improved over 80 points since my last "Prosper Loan", which was over two years ago. I'm looking forward to receiving a new prosper loan and paying it off early, just as I did my last. I'm very responsible when it comes to managing my finances.
Monthly net income: $ 1,475.00
Monthly expenses: $ 595.00
??Housing: $ 0
??Insurance: $ 156.08
??Car expenses: $ 233.71
??Utilities: $ 0
??Phone, cable, internet: $ 55.00
??Food, entertainment: $ 40.00
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $ 60.00
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| forthright-dedication | $25.00 | $25.00 | 10/19/2010 4:10:54 PM |
| Artist_Blue | $25.00 | $25.00 | 10/19/2010 5:15:49 PM |
| cablenews | $25.00 | $25.00 | 10/19/2010 6:30:22 PM |
| zone6 | $100.00 | $100.00 | 10/19/2010 5:49:06 PM |
| noble-revenue | $50.00 | $50.00 | 10/19/2010 6:30:18 PM |
| villagers | $25.00 | $25.00 | 10/19/2010 7:09:04 PM |
| mikeandcat | $100.00 | $100.00 | 10/20/2010 5:33:26 AM |
| Diamond_Jim | $25.00 | $25.00 | 10/20/2010 8:32:36 AM |
| revenue-officer36 | $25.00 | $25.00 | 10/20/2010 9:54:57 AM |
| lucrative-loan | $65.28 | $65.28 | 10/20/2010 3:04:20 PM |
| yield-lion2 | $75.00 | $75.00 | 10/20/2010 3:04:22 PM |
| jwsun90 | $94.11 | $94.11 | 10/21/2010 3:09:23 AM |
| Kash2010lu | $35.00 | $35.00 | 10/21/2010 6:11:35 PM |
| restless-dime | $25.00 | $25.00 | 10/21/2010 9:35:52 PM |
| mikeandcat | $64.89 | $64.89 | 10/22/2010 5:34:27 AM |
| wealth-pipeline | $25.00 | $25.00 | 10/22/2010 8:30:58 AM |
| attractive-value | $25.00 | $25.00 | 10/22/2010 9:08:11 AM |
| wlm3012 | $25.00 | $25.00 | 10/22/2010 10:13:43 AM |
| innovator2 | $50.00 | $50.00 | 10/22/2010 11:05:32 AM |
| valiant-liberty4 | $25.00 | $25.00 | 10/22/2010 11:13:10 AM |
| helping-out | $25.00 | $25.00 | 10/22/2010 3:57:53 PM |
| jpblan11 | $25.00 | $25.00 | 10/22/2010 4:47:15 PM |
| Ubiquinone | $25.00 | $25.00 | 10/22/2010 7:15:06 PM |
| Fire2 | $25.00 | $25.00 | 10/23/2010 9:14:46 AM |
| jwsun90 | $50.00 | $48.03 | 10/23/2010 9:46:10 AM |
| stormtrooper72 | $50.00 | $50.00 | 10/23/2010 10:29:13 AM |
| heritage_loans | $31.25 | $31.25 | 10/23/2010 2:50:33 PM |
| loan-kung-fu | $50.00 | $50.00 | 10/20/2010 2:38:00 AM |
| special-currency6 | $25.00 | $25.00 | 10/20/2010 1:11:33 PM |
| fabulous-community4 | $100.00 | $100.00 | 10/20/2010 3:04:24 PM |
| atlas100 | $50.00 | $50.00 | 10/20/2010 2:59:02 PM |
| blitzen40 | $25.00 | $25.00 | 10/20/2010 3:24:20 PM |
| reflective-rupee | $33.00 | $33.00 | 10/20/2010 3:48:42 PM |
| SolarMoonshine | $50.00 | $50.00 | 10/20/2010 5:33:42 PM |
| BARNAPAS | $30.74 | $30.74 | 10/21/2010 1:29:40 PM |
| brother_tam | $47.70 | $47.70 | 10/21/2010 1:32:19 PM |
| marwadi-62 | $200.00 | $200.00 | 10/21/2010 4:23:01 PM |
| Onlyhappycustomers | $25.00 | $25.00 | 10/21/2010 5:11:06 PM |
| DasMula | $25.00 | $25.00 | 10/21/2010 6:24:42 PM |
| systemlender | $50.00 | $50.00 | 10/22/2010 8:37:13 AM |
| 56bones | $25.00 | $25.00 | 10/22/2010 11:07:21 AM |
| thankful-nickel2 | $25.00 | $25.00 | 10/22/2010 1:45:32 PM |
| ohiolady45872 | $25.00 | $25.00 | 10/22/2010 6:29:39 PM |
| LKCGICG | $25.00 | $25.00 | 10/22/2010 9:23:36 PM |
| Bob450 | $25.00 | $25.00 | 10/22/2010 9:52:39 PM |
| superb-bonus0 | $25.00 | $25.00 | 10/23/2010 3:10:36 PM |
| 46 bids
|
Borrower Payment Dependent Notes Series
480876
This series of Notes was issued and sold upon the funding of the borrower loan #44977, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 4.95% |
Auction start date:
| Oct-21-2010 |
| |
Auction end date:
| Oct-25-2010 |
|
|
Starting lender yield:
| 12.40% |
Starting borrower rate/APR:
| 13.40% / 17.04% |
Starting monthly payment:
| $50.83 |
|
Final lender yield:
| 12.40% |
Final borrower rate/APR:
| 13.40% / 17.04% |
Final monthly payment:
| $50.83 |
| |
|
Auction yield range:
| 5.71% - 12.40% |
Estimated loss impact:
| 5.16% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.24% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1990 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 740-759 (Oct-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
3 | Length of status: | 1y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $945 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 5% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| speedy-bonus |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Dec-2009)
700-719
(Nov-2009)
|
|
Principal balance:
| $778.37 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Need some car work done
Purpose of loan:
This loan will be used to get some car work done on my car.? I
went through a rough patch before with being laid off and had to dip
into my savings to make sure bills were paid on time (I'm very big on
paying on time every time).
My financial situation:
I am a good candidate for this loan because I always pay bills on time every time.? I have a very stable job with a good steady paycheck.? My paycheck covers all bills plus if I get this loan, including gas and such.? I also make commission on top of my paycheck, so I'm well covered.
Monthly net income: $
1800
Monthly expenses: $
??Housing: $
0
? Car Insurance: $ 70
??Car expenses (gas): $ 100
??Utilities: $
0
??Phone, cable, internet: $
130
??Food, entertainment: $
100
??Clothing, household expenses $
50
??Credit cards and other loans: $ 300
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Weaverville | $50.00 | $50.00 | 10/21/2010 10:02:21 AM |
| exchange-squirrel | $25.00 | $25.00 | 10/21/2010 10:02:46 AM |
| GElender | $50.00 | $50.00 | 10/21/2010 10:04:48 AM |
| ogmanny | $50.00 | $50.00 | 10/21/2010 10:05:45 AM |
| mjunlimited | $50.00 | $50.00 | 10/21/2010 10:06:09 AM |
| teller | $50.00 | $50.00 | 10/21/2010 10:05:53 AM |
| natural-affluence4 | $25.00 | $25.00 | 10/21/2010 10:10:19 AM |
| williemc44 | $50.00 | $50.00 | 10/21/2010 10:40:08 AM |
| mentornetwork | $25.00 | $25.00 | 10/21/2010 1:30:27 PM |
| dinero-launcher | $25.00 | $25.00 | 10/21/2010 2:47:38 PM |
| platinum-hunter7 | $25.00 | $25.00 | 10/21/2010 5:10:35 PM |
| studious-bonus7 | $100.00 | $25.00 | 10/21/2010 6:47:45 PM |
| Milonguero | $100.00 | $100.00 | 10/22/2010 10:07:13 AM |
| wlm3012 | $25.00 | $25.00 | 10/22/2010 10:18:46 AM |
| blue-useful-auction | $25.00 | $25.00 | 10/22/2010 10:55:47 AM |
| AK49-JW | $25.00 | $25.00 | 10/22/2010 11:50:21 AM |
| KTOWN | $25.00 | $25.00 | 10/22/2010 2:58:19 PM |
| bondhedger | $25.00 | $25.00 | 10/22/2010 4:40:12 PM |
| xlnt-loans | $25.00 | $25.00 | 10/22/2010 9:20:16 PM |
| marwadi-62 | $100.00 | $100.00 | 10/23/2010 6:34:10 PM |
| bold-social-advantage | $50.00 | $50.00 | 10/23/2010 7:52:25 PM |
| valiant-liberty4 | $25.00 | $25.00 | 10/24/2010 9:49:39 AM |
| WorkingTA | $25.00 | $25.00 | 10/24/2010 1:31:10 PM |
| rmpedi33 | $50.00 | $50.00 | 10/25/2010 7:10:48 AM |
| ray1051 | $25.00 | $25.00 | 10/21/2010 10:06:04 AM |
| reward-tsunami7 | $50.00 | $50.00 | 10/21/2010 10:07:43 AM |
| the-money-position | $50.00 | $50.00 | 10/21/2010 10:06:44 AM |
| jazzlender | $50.00 | $50.00 | 10/21/2010 10:08:19 AM |
| bold-durability-drum | $50.00 | $50.00 | 10/21/2010 10:07:52 AM |
| Bcs-cnc | $25.00 | $25.00 | 10/21/2010 12:08:34 PM |
| affluence-tambourine | $25.00 | $25.00 | 10/21/2010 12:41:23 PM |
| sign_here | $25.00 | $25.00 | 10/21/2010 4:19:25 PM |
| DRA-Properties | $25.00 | $25.00 | 10/21/2010 7:30:03 PM |
| IcedMochaFund | $25.00 | $25.00 | 10/22/2010 9:29:24 AM |
| bknite13 | $50.00 | $50.00 | 10/22/2010 11:30:12 AM |
| thankful-nickel2 | $25.00 | $25.00 | 10/22/2010 1:34:13 PM |
| tacopants | $25.00 | $25.00 | 10/22/2010 2:29:03 PM |
| jpblan11 | $25.00 | $25.00 | 10/22/2010 4:39:54 PM |
| grotheik | $25.00 | $25.00 | 10/23/2010 9:46:32 AM |
| heerzaquestion | $25.00 | $25.00 | 10/23/2010 10:04:09 AM |
| jc33148 | $25.00 | $25.00 | 10/23/2010 8:31:01 PM |
| 41 bids
|
Borrower Payment Dependent Notes Series
472847
This series of Notes was issued and sold upon the funding of the borrower loan #45002, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.95% |
Auction start date:
| Oct-13-2010 |
| |
Auction end date:
| Oct-20-2010 |
|
|
Starting lender yield:
| 14.15% |
Starting borrower rate/APR:
| 15.15% / 17.32% |
Starting monthly payment:
| $521.08 |
|
Final lender yield:
| 14.15% |
Final borrower rate/APR:
| 15.15% / 17.32% |
Final monthly payment:
| $521.08 |
| |
|
Auction yield range:
| 5.71% - 14.15% |
Estimated loss impact:
| 6.19% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1986 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 840-859 (Oct-2010) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
13 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,128 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wonderous-rate8 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
The grand opening of "Threads"
Purpose of loan: I'm in the process of opening a fabulous new and used boutique in a quaint river community of which, I've lived my entire life.? The store front is chosen and approved, store fixtures purchased and currently stored, twenty (20) consignors signed on thus far, over $1,500 spent on liquidation items, such as fabulous shoes and clothing.? "Threads" will open on January 1st.? I have several items that still need to be purchased, such as several store fixtures, computer and software.?
This loan will be used to?
My financial situation:
I am a good candidate for this loan because? this is my dream to open this store and I will do everything to make this successful!????
Monthly net income: $ 5500.00
Monthly expenses: $
??Housing: $ 3300.00
??Insurance: $
??Car expenses: $ 340.00???????
??Utilities: $ 200.00
??Phone, cable, internet: $ 140.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 200.00
??Credit cards and other loans: $ 100.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| radforj22 | $25.00 | $25.00 | 10/13/2010 2:44:04 PM |
| Weaverville | $50.00 | $50.00 | 10/13/2010 2:44:20 PM |
| DRA-Properties | $25.00 | $25.00 | 10/13/2010 2:51:01 PM |
| studious-bonus7 | $100.00 | $100.00 | 10/13/2010 2:51:09 PM |
| objective-investor | $100.00 | $100.00 | 10/13/2010 2:52:25 PM |
| JohnGalt79 | $100.00 | $100.00 | 10/13/2010 2:52:35 PM |
| bowdish1 | $50.00 | $50.00 | 10/13/2010 2:52:46 PM |
| ichibon | $150.00 | $150.00 | 10/13/2010 2:53:11 PM |
| jigsaw | $100.00 | $100.00 | 10/13/2010 2:54:53 PM |
| mike_banker | $50.00 | $50.00 | 10/13/2010 2:51:31 PM |
| kmr2 | $200.00 | $200.00 | 10/13/2010 2:52:09 PM |
| escharfer | $25.00 | $25.00 | 10/13/2010 2:56:24 PM |
| authentic-liberty7 | $25.00 | $25.00 | 10/13/2010 2:50:12 PM |
| SelectTrustLending | $25.00 | $25.00 | 10/13/2010 3:08:08 PM |
| cybernosha | $25.00 | $25.00 | 10/13/2010 2:53:38 PM |
| payout-achievement | $100.00 | $100.00 | 10/13/2010 2:54:41 PM |
| flexible-return297 | $75.00 | $75.00 | 10/13/2010 4:41:02 PM |
| TakeCare | $80.00 | $80.00 | 10/13/2010 3:06:06 PM |
| Sevron | $100.00 | $100.00 | 10/14/2010 10:28:09 AM |
| ray1051 | $25.00 | $25.00 | 10/15/2010 6:31:01 AM |
| a-finance-nirvana | $25.00 | $25.00 | 10/15/2010 11:12:40 AM |
| the-upbeat-p2p | $50.00 | $50.00 | 10/15/2010 3:04:12 PM |
| wdworld | $50.00 | $50.00 | 10/15/2010 10:10:12 PM |
| efficient-treasure0 | $25.00 | $25.00 | 10/15/2010 8:33:14 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/16/2010 2:32:40 AM |
| dgallo | $25.00 | $25.00 | 10/16/2010 5:28:18 AM |
| cello1 | $25.00 | $25.00 | 10/16/2010 10:57:58 AM |
| lean-integrity9 | $100.00 | $100.00 | 10/16/2010 7:24:32 PM |
| techvet | $50.00 | $50.00 | 10/17/2010 3:31:43 PM |
| wings2fly | $25.00 | $25.00 | 10/18/2010 4:13:13 AM |
| Ocean713 | $50.00 | $50.00 | 10/18/2010 7:12:58 AM |
| grue | $50.00 | $50.00 | 10/18/2010 7:24:43 AM |
| helping-out | $100.00 | $100.00 | 10/18/2010 8:30:27 AM |
| excellent-nickel | $50.00 | $50.00 | 10/18/2010 8:30:51 AM |
| honorable-yield | $35.00 | $35.00 | 10/18/2010 7:13:57 AM |
| Tradesmanlender | $25.00 | $25.00 | 10/18/2010 9:38:38 AM |
| thoughtful-community7 | $25.00 | $25.00 | 10/18/2010 8:39:53 AM |
| Clambake | $50.00 | $50.00 | 10/18/2010 9:45:25 AM |
| investment-artist | $50.00 | $50.00 | 10/18/2010 10:08:58 AM |
| mla | $25.00 | $25.00 | 10/18/2010 10:28:11 AM |
| point-shooter | $50.00 | $50.00 | 10/18/2010 1:23:05 PM |
| PCGeekWI | $25.00 | $25.00 | 10/18/2010 1:38:06 PM |
| cutter21 | $25.00 | $25.00 | 10/18/2010 3:13:19 PM |
| rupee-prairie | $25.00 | $25.00 | 10/18/2010 3:42:46 PM |
| ti22ring | $25.00 | $25.00 | 10/18/2010 4:39:15 PM |
| EvalCrux | $50.00 | $50.00 | 10/18/2010 3:43:43 PM |
| nybanker85 | $50.00 | $50.00 | 10/18/2010 3:50:51 PM |
| marketplace-cello5 | $50.00 | $50.00 | 10/18/2010 5:36:23 PM |
| nytrnbow | $25.00 | $25.00 | 10/18/2010 5:38:15 PM |
| Pitufo | $50.00 | $50.00 | 10/18/2010 5:43:52 PM |
| rjfmkt | $50.00 | $50.00 | 10/18/2010 5:33:58 PM |
| reward-tsunami7 | $50.00 | $50.00 | 10/18/2010 6:34:26 PM |
| WorldlyWorker | $25.00 | $25.00 | 10/18/2010 7:58:18 PM |
| teller | $50.00 | $50.00 | 10/18/2010 8:03:12 PM |
| truth-magma | $25.00 | $25.00 | 10/18/2010 8:08:30 PM |
| listing-meridian | $69.06 | $69.06 | 10/18/2010 8:47:55 PM |
| WAITING4SUNSHINE | $25.00 | $25.00 | 10/18/2010 10:30:52 PM |
| cropdust3r | $50.00 | $50.00 | 10/19/2010 4:31:13 AM |
| peb44 | $25.00 | $25.00 | 10/19/2010 7:06:42 AM |
| 54CHEVY | $50.00 | $50.00 | 10/19/2010 6:39:21 AM |
| relentless-gain7 | $50.00 | $50.00 | 10/19/2010 8:58:41 AM |
| upbeat-principal | $25.00 | $25.00 | 10/19/2010 9:06:15 AM |
| well-mannered-marketplace5 | $25.00 | $25.00 | 10/19/2010 11:03:40 AM |
| Hiro07 | $25.00 | $25.00 | 10/19/2010 10:58:08 AM |
| reward-rancher | $25.00 | $25.00 | 10/19/2010 11:03:34 AM |
| velvetsmog | $50.00 | $50.00 | 10/19/2010 11:03:46 AM |
| heroic-hope5 | $29.31 | $29.31 | 10/19/2010 11:08:54 AM |
| Prof1 | $25.00 | $25.00 | 10/19/2010 11:17:41 AM |
| nalaari | $25.00 | $25.00 | 10/19/2010 1:22:45 PM |
| atope | $50.00 | $50.00 | 10/19/2010 11:43:46 AM |
| tsui517 | $25.00 | $25.00 | 10/19/2010 2:20:12 PM |
| yield-lion | $28.21 | $28.21 | 10/19/2010 3:33:56 PM |
| puifais | $50.00 | $50.00 | 10/19/2010 4:58:11 PM |
| nickel-hickory | $25.00 | $25.00 | 10/19/2010 5:14:46 PM |
| OSERENKUKU | $25.00 | $25.00 | 10/19/2010 5:15:40 PM |
| wise-silver-wonder | $25.00 | $25.00 | 10/19/2010 4:23:49 PM |
| junctionking | $25.00 | $25.00 | 10/19/2010 5:15:41 PM |
| Charlieofalbany | $25.00 | $25.00 | 10/19/2010 6:38:41 PM |
| icecoldcash | $50.00 | $50.00 | 10/19/2010 6:39:01 PM |
| Easystreet | $25.00 | $25.00 | 10/19/2010 6:40:23 PM |
| jrbill1998 | $50.00 | $50.00 | 10/19/2010 6:40:40 PM |
| sarisai | $50.00 | $50.00 | 10/19/2010 6:59:32 PM |
| rogue_monster | $25.00 | $25.00 | 10/19/2010 6:59:36 PM |
| dmeg | $50.00 | $50.00 | 10/19/2010 6:59:59 PM |
| Frenchynh | $25.00 | $25.00 | 10/19/2010 7:00:09 PM |
| worldly-penny8 | $25.00 | $25.00 | 10/19/2010 5:15:30 PM |
| nonregla | $25.00 | $25.00 | 10/19/2010 7:00:15 PM |
| Veltliner | $25.00 | $25.00 | 10/19/2010 7:00:58 PM |
| Divr555 | $43.06 | $43.06 | 10/19/2010 7:01:04 PM |
| deal-mover | $25.00 | $25.00 | 10/19/2010 7:01:40 PM |
| Philkent | $50.00 | $50.00 | 10/19/2010 7:01:43 PM |
| Sefotonga | $25.00 | $25.00 | 10/19/2010 7:01:46 PM |
| DGC_Lending | $50.00 | $50.00 | 10/19/2010 7:01:52 PM |
| pursuit469 | $50.00 | $50.00 | 10/19/2010 7:01:56 PM |
| investment-star | $100.00 | $100.00 | 10/19/2010 7:02:08 PM |
| thrifty-return | $50.00 | $50.00 | 10/19/2010 7:02:25 PM |
| mattemmo | $25.00 | $25.00 | 10/19/2010 7:02:30 PM |
| mikrolown | $25.00 | $25.00 | 10/19/2010 7:02:35 PM |
| adir1 | $25.00 | $25.00 | 10/19/2010 7:02:39 PM |
| reasonable-transaction7 | $25.00 | $25.00 | 10/19/2010 7:02:44 PM |
| shur | $25.00 | $25.00 | 10/19/2010 7:02:53 PM |
| LAKESPRING | $25.00 | $25.00 | 10/19/2010 7:03:14 PM |
| orange-resolute-platinum | $25.00 | $25.00 | 10/19/2010 7:03:33 PM |
| blissful-note7 | $25.00 | $25.00 | 10/19/2010 7:03:41 PM |
| Dubbs360 | $50.00 | $50.00 | 10/19/2010 7:04:13 PM |
| powerful-finance7 | $25.00 | $25.00 | 10/19/2010 7:04:55 PM |
| JoyfulVegetarian | $25.00 | $25.00 | 10/19/2010 6:38:49 PM |
| LongTail | $25.00 | $25.00 | 10/19/2010 7:05:28 PM |
| Picopie | $50.00 | $50.00 | 10/19/2010 7:05:38 PM |
| ericgassercom | $50.00 | $50.00 | 10/19/2010 6:39:54 PM |
| Ready2Loan | $25.00 | $25.00 | 10/19/2010 7:06:03 PM |
| buddy486 | $25.00 | $25.00 | 10/19/2010 6:59:34 PM |
| ciscoparrot | $25.00 | $25.00 | 10/19/2010 6:59:38 PM |
| Hexnut | $25.00 | $25.00 | 10/19/2010 6:59:43 PM |
| tremendous-payment | $25.00 | $25.00 | 10/19/2010 6:59:46 PM |
| jleng | $25.00 | $25.00 | 10/19/2010 7:00:23 PM |
| Dweeberkitty1 | $25.00 | $25.00 | 10/19/2010 7:01:11 PM |
| fun2invest | $25.00 | $25.00 | 10/19/2010 7:01:28 PM |
| bowerz | $25.00 | $25.00 | 10/19/2010 7:01:41 PM |
| idealscene | $50.00 | $50.00 | 10/19/2010 7:01:48 PM |
| bonus-poplar2 | $25.00 | $25.00 | 10/19/2010 7:02:00 PM |
| green-unassailable-investment | $25.00 | $25.00 | 10/19/2010 7:02:06 PM |
| green-capital-hornet | $25.00 | $25.00 | 10/19/2010 7:02:12 PM |
| RayEarth | $25.00 | $25.00 | 10/19/2010 7:02:26 PM |
| friendly-credit2 | $50.00 | $50.00 | 10/19/2010 7:02:31 PM |
| thezfunk | $25.00 | $25.00 | 10/19/2010 7:02:35 PM |
| frizzzzank | $50.00 | $50.00 | 10/19/2010 7:02:41 PM |
| HalfDayz | $50.00 | $50.00 | 10/19/2010 7:02:50 PM |
| Slipps | $25.00 | $25.00 | 10/19/2010 7:02:56 PM |
| CLoViq | $50.00 | $50.00 | 10/19/2010 7:03:03 PM |
| power-kin | $50.00 | $50.00 | 10/19/2010 6:38:30 PM |
| bodascafe | $25.00 | $25.00 | 10/19/2010 7:03:10 PM |
| benefit-comforter | $25.00 | $25.00 | 10/19/2010 6:38:35 PM |
| Chewbaca | $25.00 | $25.00 | 10/19/2010 6:38:40 PM |
| orgy63 | $25.00 | $25.00 | 10/19/2010 7:03:34 PM |
| narblark | $50.00 | $50.00 | 10/19/2010 7:04:42 PM |
| CasaDeTomas | $100.00 | $100.00 | 10/19/2010 7:04:48 PM |
| rudyindc | $25.00 | $25.00 | 10/19/2010 7:05:31 PM |
| yield-seeker | $25.00 | $25.00 | 10/19/2010 7:05:36 PM |
| riproaringrapids | $25.00 | $25.00 | 10/19/2010 7:05:44 PM |
| mlbox3k | $25.91 | $25.91 | 10/19/2010 7:05:49 PM |
| Investoman | $25.00 | $25.00 | 10/19/2010 7:06:28 PM |
| loot-heart | $26.30 | $26.30 | 10/19/2010 7:06:33 PM |
| Big_Baller | $25.00 | $25.00 | 10/19/2010 6:59:39 PM |
| crazybill | $25.00 | $25.00 | 10/19/2010 6:59:44 PM |
| vacaerol | $25.00 | $25.00 | 10/19/2010 6:59:47 PM |
| sensible-trade | $52.04 | $52.04 | 10/19/2010 6:59:53 PM |
| oracle3 | $50.00 | $50.00 | 10/19/2010 6:59:58 PM |
| jojo6686 | $25.00 | $25.00 | 10/19/2010 7:00:05 PM |
| airrbob | $50.00 | $50.00 | 10/19/2010 7:00:12 PM |
| doncm | $50.00 | $50.00 | 10/19/2010 7:00:28 PM |
| littlemonkey | $25.00 | $25.00 | 10/19/2010 7:01:03 PM |
| witty-openness | $25.00 | $25.00 | 10/19/2010 7:01:46 PM |
| cxl9 | $50.00 | $50.00 | 10/19/2010 7:02:03 PM |
| excellent-leverage6 | $25.00 | $25.00 | 10/19/2010 7:02:16 PM |
| cyberbro | $25.00 | $25.00 | 10/19/2010 7:02:23 PM |
| jennifer55126 | $25.00 | $25.00 | 10/19/2010 7:02:30 PM |
| FadSaolAgat | $50.00 | $50.00 | 10/19/2010 7:02:38 PM |
| natural-affluence6 | $50.00 | $50.00 | 10/19/2010 7:03:00 PM |
| RMB-Investments | $50.00 | $50.00 | 10/19/2010 7:03:08 PM |
| trade-caper | $25.00 | $25.00 | 10/19/2010 7:03:16 PM |
| nanda | $50.00 | $50.00 | 10/19/2010 7:03:19 PM |
| Mark-O-Polo | $25.00 | $25.00 | 10/19/2010 7:03:39 PM |
| OgOman | $36.88 | $36.88 | 10/19/2010 7:05:14 PM |
| consomedia | $50.00 | $50.00 | 10/19/2010 7:05:24 PM |
| stoopidnoodle | $25.00 | $25.00 | 10/19/2010 7:05:52 PM |
| ClearLake | $25.00 | $6.97 | 10/19/2010 7:06:41 PM |
| ogmanny | $50.00 | $50.00 | 10/20/2010 1:46:28 AM |
| silver-armada | $50.00 | $50.00 | 10/20/2010 5:03:41 AM |
| mjunlimited | $50.00 | $50.00 | 10/20/2010 6:28:39 AM |
| happyinvallarta | $50.00 | $50.00 | 10/20/2010 7:14:08 AM |
| Phantom99 | $25.00 | $25.00 | 10/20/2010 7:40:49 AM |
| Gabriel02 | $25.00 | $25.00 | 10/13/2010 2:44:38 PM |
| papaloha | $25.00 | $25.00 | 10/13/2010 2:50:39 PM |
| bountiful-durability | $100.00 | $100.00 | 10/13/2010 2:50:52 PM |
| jdwillcox | $50.00 | $50.00 | 10/13/2010 2:51:42 PM |
| crenen139 | $25.00 | $25.00 | 10/13/2010 2:55:07 PM |
| CAGE-Investments | $25.00 | $25.00 | 10/13/2010 2:53:43 PM |
| bambampk | $25.00 | $25.00 | 10/13/2010 2:53:47 PM |
| rescue | $50.00 | $50.00 | 10/13/2010 2:40:57 PM |
| delicious-social132 | $50.00 | $50.00 | 10/13/2010 2:54:07 PM |
| generous-deal6 | $50.00 | $50.00 | 10/13/2010 2:56:13 PM |
| alpinaut | $25.00 | $25.00 | 10/13/2010 2:47:21 PM |
| bid-czar8 | $50.00 | $50.00 | 10/13/2010 3:02:02 PM |
| worthy-bid8 | $100.00 | $100.00 | 10/13/2010 2:49:37 PM |
| jazzlender | $25.00 | $25.00 | 10/13/2010 2:51:18 PM |
| handshake5 | $100.00 | $100.00 | 10/13/2010 3:05:37 PM |
| tntmojave | $25.00 | $25.00 | 10/13/2010 2:53:21 PM |
| jeg3k | $50.00 | $50.00 | 10/13/2010 2:54:58 PM |
| williemc44 | $50.00 | $50.00 | 10/13/2010 7:39:37 PM |
| taurusco | $50.00 | $50.00 | 10/13/2010 4:52:55 PM |
| MadHun | $100.00 | $100.00 | 10/14/2010 9:02:46 AM |
| GElender | $50.00 | $50.00 | 10/14/2010 7:55:05 AM |
| maldok1 | $25.00 | $25.00 | 10/14/2010 1:13:02 PM |
| larrybird | $150.00 | $150.00 | 10/14/2010 1:23:01 PM |
| enthralling-deal180 | $50.00 | $50.00 | 10/14/2010 2:35:26 PM |
| squarebob | $25.00 | $25.00 | 10/14/2010 6:44:10 PM |
| shmb6508 | $38.44 | $38.44 | 10/15/2010 10:29:21 AM |
| jga516 | $25.00 | $25.00 | 10/15/2010 11:28:08 AM |
| graceful-investment | $100.00 | $100.00 | 10/15/2010 4:17:57 PM |
| chemistry220 | $26.26 | $26.26 | 10/15/2010 9:58:54 PM |
| simplelender80 | $250.00 | $250.00 | 10/16/2010 7:14:56 AM |
| tech310 | $50.00 | $50.00 | 10/16/2010 7:15:29 AM |
| herbyman | $30.88 | $30.88 | 10/16/2010 2:39:35 AM |
| greenback-bull6 | $50.00 | $50.00 | 10/16/2010 7:04:07 AM |
| McRowdy | $50.00 | $50.00 | 10/16/2010 11:23:12 AM |
| special-currency6 | $50.00 | $50.00 | 10/17/2010 8:53:09 AM |
| schpere | $200.00 | $200.00 | 10/17/2010 8:49:24 AM |
| fairness-kayak | $50.00 | $50.00 | 10/17/2010 12:22:45 PM |
| supersarah61 | $25.00 | $25.00 | 10/17/2010 5:35:06 PM |
| L-F-K-DC | $33.71 | $33.71 | 10/18/2010 5:24:05 AM |
| MoxiePop | $50.00 | $50.00 | 10/18/2010 9:38:58 AM |
| income-titan8 | $30.00 | $30.00 | 10/18/2010 10:29:00 AM |
| ToweringDan | $100.00 | $100.00 | 10/18/2010 10:48:39 AM |
| orangetrust | $100.00 | $100.00 | 10/18/2010 10:10:52 AM |
| Ripsaw4U | $50.00 | $50.00 | 10/18/2010 1:06:06 PM |
| orderly-leverage | $50.00 | $50.00 | 10/18/2010 11:33:18 AM |
| agiovasil | $25.00 | $25.00 | 10/18/2010 1:55:18 PM |
| tearingstar | $25.00 | $25.00 | 10/18/2010 12:40:53 PM |
| mtquan | $25.00 | $25.00 | 10/18/2010 3:41:34 PM |
| HedgeFund | $50.00 | $50.00 | 10/18/2010 4:20:31 PM |
| ivadood | $100.00 | $100.00 | 10/18/2010 4:44:59 PM |
| joshua18 | $25.00 | $25.00 | 10/18/2010 5:44:04 PM |
| mathomas3 | $50.00 | $50.00 | 10/18/2010 5:16:04 PM |
| Interloper | $25.00 | $25.00 | 10/18/2010 6:08:39 PM |
| C_Mark | $50.00 | $50.00 | 10/18/2010 5:38:38 PM |
| GordoMG | $50.00 | $50.00 | 10/18/2010 6:08:57 PM |
| Bufordo | $75.00 | $75.00 | 10/18/2010 6:19:33 PM |
| focused-auction | $25.00 | $25.00 | 10/18/2010 7:54:41 PM |
| successful-agreement7 | $100.00 | $100.00 | 10/18/2010 6:34:03 PM |
| soheagle | $50.00 | $50.00 | 10/18/2010 6:58:00 PM |
| psa1995 | $50.00 | $50.00 | 10/18/2010 8:30:32 PM |
| upbeat-investment9 | $50.00 | $50.00 | 10/19/2010 3:32:16 AM |
| brother_tam | $50.00 | $50.00 | 10/19/2010 2:35:26 AM |
| bxdoc | $50.73 | $50.73 | 10/19/2010 5:12:50 AM |
| dc_lobster | $25.00 | $25.00 | 10/19/2010 6:00:17 AM |
| racing777 | $50.00 | $50.00 | 10/19/2010 6:55:13 AM |
| don8ter | $25.00 | $25.00 | 10/19/2010 6:43:09 AM |
| money-bauble | $100.00 | $100.00 | 10/19/2010 8:27:30 AM |
| Marathoner | $25.00 | $25.00 | 10/19/2010 11:01:17 AM |
| DeltaComputerGuy | $25.00 | $25.00 | 10/19/2010 11:05:56 AM |
| upbeat-fund | $25.00 | $25.00 | 10/19/2010 10:58:26 AM |
| green-planet-guy | $31.00 | $31.00 | 10/19/2010 11:01:20 AM |
| compwhiz | $25.00 | $25.00 | 10/19/2010 11:00:13 AM |
| bold-shrewd-duty | $50.00 | $50.00 | 10/19/2010 11:02:19 AM |
| IIP77 | $25.00 | $25.00 | 10/19/2010 11:06:05 AM |
| layzboy | $50.00 | $50.00 | 10/19/2010 11:08:49 AM |
| liberty-carnival | $25.00 | $25.00 | 10/19/2010 12:05:33 PM |
| Dahlozer | $50.00 | $50.00 | 10/19/2010 12:11:32 PM |
| smilinguy | $25.00 | $25.00 | 10/19/2010 1:37:48 PM |
| upright-asset2 | $25.00 | $25.00 | 10/19/2010 4:09:48 PM |
| DadWarbucks | $50.00 | $50.00 | 10/19/2010 4:10:18 PM |
| tmp77 | $25.00 | $25.00 | 10/19/2010 4:23:57 PM |
| wampum-chorus3 | $25.00 | $25.00 | 10/19/2010 4:09:36 PM |
| flwah | $25.00 | $25.00 | 10/19/2010 4:10:41 PM |
| irrelevant | $25.00 | $25.00 | 10/19/2010 5:15:25 PM |
| nicklds | $25.00 | $25.00 | 10/19/2010 5:15:42 PM |
| life-is-great | $50.00 | $50.00 | 10/19/2010 4:24:06 PM |
| jamiee73 | $25.00 | $25.00 | 10/19/2010 5:15:00 PM |
| investment-tempo | $25.00 | $25.00 | 10/19/2010 5:16:00 PM |
| sophisticated-economy8 | $25.00 | $25.00 | 10/19/2010 6:38:56 PM |
| Ven58 | $25.00 | $25.00 | 10/19/2010 6:40:19 PM |
| 9boag | $25.00 | $25.00 | 10/19/2010 5:38:59 PM |
| lostontheedge | $25.00 | $25.00 | 10/19/2010 5:14:48 PM |
| reward-tornado | $25.00 | $25.00 | 10/19/2010 6:59:42 PM |
| grf1945 | $50.00 | $50.00 | 10/19/2010 7:01:01 PM |
| rulender | $42.97 | $42.97 | 10/19/2010 7:01:07 PM |
| peace-maximizer8 | $25.00 | $25.00 | 10/19/2010 7:01:16 PM |
| benefit-piano5 | $25.00 | $25.00 | 10/19/2010 7:01:44 PM |
| Lesburger | $25.00 | $25.00 | 10/19/2010 7:01:50 PM |
| BankofAdonai | $50.00 | $50.00 | 10/19/2010 7:01:53 PM |
| ryguy150 | $25.00 | $25.00 | 10/19/2010 7:02:04 PM |
| blackstar | $25.00 | $25.00 | 10/19/2010 7:02:17 PM |
| bold-yield-rumbler | $25.00 | $25.00 | 10/19/2010 7:02:28 PM |
| retirementlady | $25.00 | $25.00 | 10/19/2010 7:02:33 PM |
| mpactlender | $25.00 | $25.00 | 10/19/2010 7:02:38 PM |
| laughmotel | $50.00 | $50.00 | 10/19/2010 7:02:42 PM |
| bigphish | $25.00 | $25.00 | 10/19/2010 7:02:45 PM |
| inventive-exchange | $25.00 | $25.00 | 10/19/2010 7:03:02 PM |
| worldly-community3 | $50.00 | $50.00 | 10/19/2010 7:03:32 PM |
| eadamson | $39.81 | $39.81 | 10/19/2010 7:03:37 PM |
| swpski | $25.00 | $25.00 | 10/19/2010 7:04:11 PM |
| gallant-economy9 | $25.00 | $25.00 | 10/19/2010 7:04:46 PM |
| rmachi | $25.00 | $25.00 | 10/19/2010 7:05:05 PM |
| buckyhead2000 | $25.00 | $25.00 | 10/19/2010 6:38:46 PM |
| crawfingers | $25.00 | $25.00 | 10/19/2010 6:38:58 PM |
| peso-fortress | $25.00 | $25.00 | 10/19/2010 6:39:08 PM |
| LandE2BG | $25.00 | $25.00 | 10/19/2010 7:05:39 PM |
| OCedHrt | $25.00 | $25.00 | 10/19/2010 7:06:08 PM |
| marketplace-spark | $25.00 | $25.00 | 10/19/2010 6:59:28 PM |
| janderz990 | $25.00 | $25.00 | 10/19/2010 6:59:37 PM |
| the-purposeful-principal | $25.00 | $25.00 | 10/19/2010 6:59:41 PM |
| ArkoshKovash | $25.00 | $25.00 | 10/19/2010 6:59:44 PM |
| Brain_m | $27.97 | $27.97 | 10/19/2010 7:00:11 PM |
| Opportunity4you | $25.00 | $25.00 | 10/19/2010 7:00:18 PM |
| XopherMV | $25.00 | $25.00 | 10/19/2010 7:00:34 PM |
| i3urtonair | $25.00 | $25.00 | 10/19/2010 7:00:59 PM |
| kvandivo | $25.00 | $25.00 | 10/19/2010 7:01:08 PM |
| SAGE88 | $50.00 | $50.00 | 10/19/2010 7:01:12 PM |
| WeAlNe | $25.00 | $25.00 | 10/19/2010 7:01:29 PM |
| gold-disk | $50.00 | $50.00 | 10/19/2010 7:01:45 PM |
| calkidd05 | $25.00 | $25.00 | 10/19/2010 7:01:57 PM |
| forthright-trade | $25.00 | $25.00 | 10/19/2010 7:02:02 PM |
| impartial-peace9 | $25.00 | $25.00 | 10/19/2010 7:02:11 PM |
| oregonusa | $50.00 | $50.00 | 10/19/2010 7:02:21 PM |
| fsa3 | $50.00 | $50.00 | 10/19/2010 7:02:29 PM |
| Attract | $25.00 | $25.00 | 10/19/2010 7:02:34 PM |
| chlebie | $25.00 | $25.00 | 10/19/2010 7:02:36 PM |
| peso-genome | $50.00 | $50.00 | 10/19/2010 7:02:58 PM |
| bnlforever | $25.00 | $25.00 | 10/19/2010 7:03:05 PM |
| focused-wampum | $25.00 | $25.00 | 10/19/2010 6:38:34 PM |
| kegs | $150.00 | $150.00 | 10/19/2010 7:03:26 PM |
| self-reliant-integrity0 | $50.00 | $50.00 | 10/19/2010 7:03:31 PM |
| Aimvest | $25.00 | $25.00 | 10/19/2010 6:38:59 PM |
| MarinLoans | $25.00 | $25.00 | 10/19/2010 7:03:35 PM |
| IP | $50.00 | $50.00 | 10/19/2010 7:03:40 PM |
| elfincove | $50.00 | $50.00 | 10/19/2010 6:40:47 PM |
| mtp | $50.00 | $50.00 | 10/19/2010 6:41:03 PM |
| ski bum | $50.00 | $50.00 | 10/19/2010 7:05:06 PM |
| sbsahm | $50.00 | $50.00 | 10/19/2010 7:05:29 PM |
| loan-master996 | $50.00 | $50.00 | 10/19/2010 7:05:33 PM |
| jblack01 | $25.00 | $25.00 | 10/19/2010 7:05:48 PM |
| theaterguy | $25.00 | $25.00 | 10/19/2010 7:05:51 PM |
| skuba | $50.00 | $50.00 | 10/19/2010 7:06:24 PM |
| Warwick | $25.00 | $25.00 | 10/19/2010 6:59:42 PM |
| Logan7 | $25.00 | $25.00 | 10/19/2010 6:59:45 PM |
| Yaj | $25.00 | $25.00 | 10/19/2010 6:59:56 PM |
| DanLash | $50.00 | $50.00 | 10/19/2010 7:00:00 PM |
| PatRichi | $25.00 | $25.00 | 10/19/2010 7:00:07 PM |
| neutrino6 | $25.00 | $25.00 | 10/19/2010 7:00:14 PM |
| Tapu22 | $29.51 | $29.51 | 10/19/2010 7:00:32 PM |
| checkuto | $25.00 | $25.00 | 10/19/2010 7:00:42 PM |
| fireboss | $26.90 | $26.90 | 10/19/2010 7:01:00 PM |
| mistertao | $25.00 | $25.00 | 10/19/2010 7:01:13 PM |
| anyoi | $50.00 | $50.00 | 10/19/2010 7:01:30 PM |
| jeffaa | $50.00 | $50.00 | 10/19/2010 7:01:38 PM |
| aznmikelee | $25.00 | $25.00 | 10/19/2010 7:01:59 PM |
| HeavyDriver03 | $25.00 | $25.00 | 10/19/2010 7:02:14 PM |
| socrates520 | $50.00 | $50.00 | 10/19/2010 7:02:20 PM |
| LoisLoan | $25.00 | $25.00 | 10/19/2010 7:02:27 PM |
| chicagobear23 | $50.00 | $50.00 | 10/19/2010 7:02:32 PM |
| bill-mushroom | $25.00 | $25.00 | 10/19/2010 7:02:41 PM |
| RationalWorld | $25.00 | $25.00 | 10/19/2010 7:02:52 PM |
| the-bid-sorcerer | $50.00 | $50.00 | 10/19/2010 7:03:07 PM |
| important-dollar1 | $25.00 | $25.00 | 10/19/2010 7:03:13 PM |
| Superc0ld | $50.00 | $50.00 | 10/19/2010 7:03:17 PM |
| 108lender | $200.00 | $200.00 | 10/19/2010 7:03:36 PM |
| Comoparklender | $50.00 | $50.00 | 10/19/2010 7:03:49 PM |
| DcUnited | $30.00 | $30.00 | 10/19/2010 7:04:07 PM |
| mizount | $25.00 | $25.00 | 10/19/2010 7:05:08 PM |
| mmckune | $25.00 | $25.00 | 10/19/2010 7:05:13 PM |
| hrubinst | $50.00 | $50.00 | 10/19/2010 7:05:16 PM |
| dinero-speaker | $25.00 | $25.00 | 10/19/2010 7:05:37 PM |
| lendingfrog | $50.00 | $50.00 | 10/19/2010 7:05:57 PM |
| tranquil-revenue | $50.00 | $50.00 | 10/20/2010 1:21:16 AM |
| jms1983 | $25.00 | $25.00 | 10/20/2010 3:47:06 AM |
| octoberfresh | $25.00 | $25.00 | 10/20/2010 7:07:53 AM |
| designs626 | $50.00 | $50.00 | 10/20/2010 7:10:50 AM |
| pioneer538 | $25.00 | $25.00 | 10/20/2010 7:08:44 AM |
| trade-freshmaker | $50.00 | $50.00 | 10/20/2010 7:29:35 AM |
| mauge35 | $29.08 | $29.08 | 10/20/2010 7:38:39 AM |
| suave-dime6 | $25.00 | $25.00 | 10/20/2010 7:50:25 AM |
| 362 bids
|
Borrower Payment Dependent Notes Series
473247
This series of Notes was issued and sold upon the funding of the borrower loan #45012, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 3.25% |
Auction start date:
| Oct-20-2010 |
| |
Auction end date:
| Oct-25-2010 |
|
|
Starting lender yield:
| 9.55% |
Starting borrower rate/APR:
| 10.55% / 12.66% |
Starting monthly payment:
| $146.37 |
|
Final lender yield:
| 9.55% |
Final borrower rate/APR:
| 10.55% / 12.66% |
Final monthly payment:
| $146.37 |
| |
|
Auction yield range:
| 3.71% - 9.55% |
Estimated loss impact:
| 3.28% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.27% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jun-1999 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 780-799 (Oct-2010) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
9 | Length of status: | 9y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,099 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Creidhe |
Borrower's state:
| Hawaii |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 3 |
On-time:
| 10 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $15,700.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Apr-2010)
780-799
(Feb-2010)
760-779
(Jun-2008)
800-819
(Nov-2007)
|
|
Principal balance:
| $0.04 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Minor Home Improvements
Purpose of loan:
This loan will be used to?fund a few minor improvements to my investment home (painting, cleaning, appliances, etc).?
My financial situation:
I have worked at a large, stable?engineering firm for ten years.? I rarely carry credit debt and have never missed any payments.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| selector568 | $500.00 | $500.00 | 10/20/2010 2:54:53 PM |
| ogmanny | $50.00 | $50.00 | 10/20/2010 3:01:03 PM |
| tolerant-dinero2 | $25.00 | $25.00 | 10/20/2010 3:00:15 PM |
| ray1051 | $25.00 | $25.00 | 10/20/2010 3:02:30 PM |
| teller | $50.00 | $50.00 | 10/20/2010 3:02:07 PM |
| studious-bonus7 | $100.00 | $100.00 | 10/20/2010 3:02:53 PM |
| mjunlimited | $50.00 | $50.00 | 10/20/2010 3:02:40 PM |
| SCD | $25.00 | $25.00 | 10/20/2010 6:51:40 PM |
| jazzlender | $50.00 | $50.00 | 10/20/2010 8:07:42 PM |
| focused-return366 | $25.00 | $25.00 | 10/20/2010 7:19:16 PM |
| Weaverville | $50.00 | $50.00 | 10/20/2010 10:38:23 PM |
| natural-affluence4 | $25.00 | $25.00 | 10/21/2010 9:35:52 AM |
| mentornetwork | $25.00 | $25.00 | 10/21/2010 3:49:34 PM |
| 1stofthemonth | $26.10 | $26.10 | 10/21/2010 3:51:03 PM |
| platinum-hunter7 | $50.00 | $50.00 | 10/21/2010 5:21:29 PM |
| alpinaut | $25.00 | $25.00 | 10/21/2010 8:06:43 PM |
| the-stylish-euro | $50.00 | $50.00 | 10/22/2010 1:24:13 AM |
| rainorshine47 | $50.00 | $50.00 | 10/22/2010 5:32:01 AM |
| power-cell | $25.00 | $25.00 | 10/22/2010 8:24:37 AM |
| Finchy78 | $25.00 | $25.00 | 10/22/2010 8:57:41 AM |
| IcedMochaFund | $25.00 | $25.00 | 10/22/2010 9:35:44 AM |
| bicyclist2270 | $25.00 | $25.00 | 10/22/2010 10:17:40 AM |
| triumph329 | $50.68 | $50.68 | 10/22/2010 10:17:44 AM |
| nickel-hickory | $25.00 | $25.00 | 10/22/2010 11:27:30 AM |
| repayment-launcher | $25.00 | $25.00 | 10/22/2010 11:43:38 AM |
| cwegert | $27.05 | $27.05 | 10/22/2010 12:37:33 PM |
| Banker7371 | $25.00 | $25.00 | 10/22/2010 12:54:06 PM |
| rapid-credit428 | $25.00 | $25.00 | 10/22/2010 1:18:50 PM |
| thankful-nickel2 | $25.00 | $25.00 | 10/22/2010 1:48:03 PM |
| tacopants | $100.00 | $100.00 | 10/22/2010 2:32:39 PM |
| suave-dime6 | $25.00 | $25.00 | 10/22/2010 3:57:03 PM |
| jpblan11 | $25.00 | $25.00 | 10/22/2010 4:13:10 PM |
| rescue | $100.00 | $100.00 | 10/22/2010 4:26:26 PM |
| thrifty-peso | $25.00 | $25.00 | 10/22/2010 8:02:21 PM |
| FinDoc | $25.00 | $25.00 | 10/23/2010 2:42:27 AM |
| the-profit-oracle | $25.00 | $25.00 | 10/23/2010 3:43:00 AM |
| psa1995 | $50.00 | $50.00 | 10/23/2010 4:06:14 AM |
| bountiful-durability | $100.00 | $100.00 | 10/23/2010 6:42:33 AM |
| newest-bountiful-basis | $25.00 | $25.00 | 10/23/2010 9:06:42 AM |
| deal-vibrato | $50.00 | $50.00 | 10/23/2010 12:15:21 PM |
| respectful-integrity3 | $25.00 | $25.00 | 10/23/2010 2:43:13 PM |
| Bzbee | $110.00 | $110.00 | 10/24/2010 7:57:07 AM |
| bornsucka | $25.00 | $25.00 | 10/23/2010 11:53:34 PM |
| intuitive-bill | $25.00 | $25.00 | 10/24/2010 12:14:28 AM |
| unbelievable-value2 | $25.00 | $25.00 | 10/24/2010 9:04:19 AM |
| credit-panda1 | $25.00 | $25.00 | 10/24/2010 1:25:29 PM |
| circustab | $50.00 | $50.00 | 10/24/2010 2:32:13 PM |
| hidavehi | $99.00 | $99.00 | 10/24/2010 5:01:33 PM |
| jackdempsey | $50.00 | $50.00 | 10/25/2010 3:02:56 AM |
| turbospeed | $25.00 | $25.00 | 10/20/2010 2:50:56 PM |
| DDPrime | $100.00 | $100.00 | 10/20/2010 2:57:58 PM |
| GElender | $75.00 | $75.00 | 10/20/2010 3:03:12 PM |
| the-money-position | $50.00 | $50.00 | 10/20/2010 3:05:56 PM |
| graceful-investment | $100.00 | $100.00 | 10/20/2010 3:37:27 PM |
| reward-tsunami7 | $50.00 | $50.00 | 10/20/2010 4:01:49 PM |
| bold-durability-drum | $50.00 | $50.00 | 10/20/2010 4:14:43 PM |
| dinero-launcher | $25.00 | $25.00 | 10/20/2010 8:20:18 PM |
| blue-useful-auction | $25.00 | $25.00 | 10/20/2010 8:54:37 PM |
| hollysee | $50.00 | $50.00 | 10/20/2010 9:45:05 PM |
| organized-payment6 | $50.00 | $50.00 | 10/21/2010 6:03:51 AM |
| Hartfelt | $30.00 | $30.00 | 10/21/2010 7:45:58 AM |
| bknite13 | $100.00 | $100.00 | 10/21/2010 8:32:53 AM |
| williemc44 | $50.00 | $50.00 | 10/21/2010 10:39:56 AM |
| KDW08 | $25.00 | $25.00 | 10/21/2010 5:44:21 PM |
| MoneyForNothing | $62.23 | $62.23 | 10/21/2010 6:23:24 PM |
| DRA-Properties | $25.00 | $25.00 | 10/21/2010 7:29:58 PM |
| Ubiquinone | $25.00 | $25.00 | 10/22/2010 6:48:39 AM |
| cimbaman | $50.00 | $50.00 | 10/22/2010 6:26:04 AM |
| careful-currency5 | $25.00 | $25.00 | 10/22/2010 9:49:33 AM |
| ti22ring | $25.00 | $25.00 | 10/22/2010 10:41:56 AM |
| alakanbearcub | $25.00 | $25.00 | 10/22/2010 11:23:18 AM |
| payout-paladin0 | $25.00 | $25.00 | 10/22/2010 11:40:50 AM |
| larrybird | $150.00 | $150.00 | 10/22/2010 12:23:02 PM |
| FadSaolAgat | $50.00 | $50.00 | 10/22/2010 4:28:58 PM |
| gator76 | $50.00 | $50.00 | 10/23/2010 5:07:32 AM |
| skuba | $25.00 | $25.00 | 10/23/2010 5:03:13 AM |
| RecoveryLender | $25.00 | $25.00 | 10/23/2010 6:47:58 AM |
| Onlyhappycustomers | $25.00 | $25.00 | 10/23/2010 8:11:29 AM |
| JedClampett | $75.00 | $75.00 | 10/23/2010 8:26:58 AM |
| valiant-liberty4 | $50.00 | $50.00 | 10/23/2010 4:06:06 PM |
| afm | $100.00 | $100.00 | 10/23/2010 5:18:17 PM |
| interstellar | $50.00 | $50.00 | 10/23/2010 5:21:17 PM |
| EarlGrey | $35.00 | $35.00 | 10/24/2010 9:11:02 AM |
| sweet-peace3 | $25.00 | $25.00 | 10/24/2010 1:13:45 PM |
| wwwUniversal | $25.00 | $25.00 | 10/24/2010 1:14:09 PM |
| tenacious-compassion9 | $25.00 | $25.00 | 10/24/2010 11:16:54 AM |
| magnificent-income7 | $100.00 | $100.00 | 10/24/2010 4:55:24 PM |
| cash-tent | $35.00 | $35.00 | 10/24/2010 12:10:29 PM |
| ethicalhumanist | $50.00 | $50.00 | 10/24/2010 5:45:26 PM |
| TrustPlus | $50.00 | $24.94 | 10/24/2010 3:21:29 PM |
| Lender0307 | $25.00 | $25.00 | 10/24/2010 7:49:41 PM |
| 91 bids
|
Borrower Payment Dependent Notes Series
478505
This series of Notes was issued and sold upon the funding of the borrower loan #44983, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.95% |
Auction start date:
| Oct-06-2010 |
| |
Auction end date:
| Oct-13-2010 |
|
|
Starting lender yield:
| 16.15% |
Starting borrower rate/APR:
| 17.15% / 19.35% |
Starting monthly payment:
| $535.91 |
|
Final lender yield:
| 14.15% |
Final borrower rate/APR:
| 15.15% / 17.32% |
Final monthly payment:
| $521.08 |
| |
|
Auction yield range:
| 5.71% - 16.15% |
Estimated loss impact:
| 6.19% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1984 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 720-739 (Sep-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 2y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $42,444 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| saleme2 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
fixer upper repairs
Purpose of loan:
This loan will be used to? replace furnace/ac get fixer upper in move in condition
My financial situation:
I am a good candidate for this loan because? never defaulted on a loan
Monthly net income: $ 13083
Monthly expenses: $ 3900
??Housing: $ 930
??Insurance: $ 548
??Car expenses: $407
??Utilities: $ 440
??Phone, cable, internet: $87
??Food, entertainment: $ 200
??Clothing, household expenses $25
??Credit cards and other loans: $ 806
??Other expenses: $ 2400 employees
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
from your profile it looks like you have a disposable income of 10,000 a month. If this is true why would you need a loan for 15,000 and be maxed out on your credit? - dinero-elevator
A:
I don't have $10,000 disposabe income. I included $2400 for other . I should have included another $6783 for business loans and expenses then the income would equal expenses. The platfrom did not make it clear that I needed to include all my business expenses loans, rent,insurance. etc. . My apologies.. To be 100% accurate I need to show $9183 other business expenses.
(Oct-07-2010)
Q:
Seems like you are employed in this business and get commission. So, if you are an employee, could you explain why would you have to pay $9183 as monthly business expense? Thanks. - cybercop45
A:
I'm an insurance agent. I have my own (separate) office. I get commission only. I pay 2 employees I also pay rent and business loans and expenses. I'm responsible for all my own expenses the insurance company doesn't pay any of my expenses.
(Oct-08-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| rescue | $100.00 | $100.00 | 10/6/2010 2:26:14 PM |
| generous-deal6 | $50.00 | $50.00 | 10/6/2010 2:27:33 PM |
| studious-bonus7 | $100.00 | $100.00 | 10/6/2010 2:32:43 PM |
| herbyman | $50.00 | $50.00 | 10/6/2010 2:33:44 PM |
| bountiful-durability | $100.00 | $100.00 | 10/6/2010 2:32:04 PM |
| kmr2 | $200.00 | $200.00 | 10/6/2010 2:33:56 PM |
| bid-czar8 | $100.00 | $100.00 | 10/6/2010 2:32:47 PM |
| moola-wildebeest3 | $50.00 | $50.00 | 10/6/2010 2:35:40 PM |
| jdwillcox | $50.00 | $50.00 | 10/6/2010 2:33:39 PM |
| ericgassercom | $50.00 | $50.00 | 10/6/2010 2:35:56 PM |
| brother_tam | $50.00 | $50.00 | 10/6/2010 2:36:37 PM |
| mtquan | $25.00 | $25.00 | 10/6/2010 2:35:03 PM |
| marketplace-cello5 | $50.00 | $50.00 | 10/6/2010 2:35:20 PM |
| jazzlender | $25.00 | $25.00 | 10/6/2010 2:33:01 PM |
| tsui517 | $25.00 | $25.00 | 10/6/2010 2:36:01 PM |
| graceful-investment | $100.00 | $100.00 | 10/6/2010 2:36:13 PM |
| tolerant-dinero2 | $25.00 | $25.00 | 10/6/2010 2:35:27 PM |
| NDFIRTH | $25.18 | $25.18 | 10/6/2010 3:04:34 PM |
| ladderskibum | $50.00 | $50.00 | 10/6/2010 3:04:57 PM |
| iLoaner | $25.00 | $25.00 | 10/6/2010 3:05:47 PM |
| jrbill1998 | $50.00 | $50.00 | 10/6/2010 2:37:03 PM |
| diggs | $25.00 | $25.00 | 10/6/2010 3:04:58 PM |
| mulberry4 | $50.00 | $50.00 | 10/6/2010 3:05:16 PM |
| meteoric-trade | $25.00 | $25.00 | 10/6/2010 3:05:33 PM |
| jdrez | $25.00 | $25.00 | 10/6/2010 3:04:42 PM |
| ddogs | $50.00 | $50.00 | 10/6/2010 3:04:55 PM |
| george_kaplan | $50.00 | $50.00 | 10/6/2010 3:06:51 PM |
| boater01 | $46.33 | $46.33 | 10/6/2010 3:12:53 PM |
| shoedds | $35.09 | $35.09 | 10/6/2010 3:16:17 PM |
| Bankman68 | $48.32 | $48.32 | 10/6/2010 3:13:21 PM |
| teller | $50.00 | $50.00 | 10/6/2010 3:19:44 PM |
| Bank42 | $44.88 | $44.88 | 10/6/2010 3:34:43 PM |
| Artist_Blue | $25.00 | $25.00 | 10/6/2010 3:37:09 PM |
| compassion-bauble4 | $25.00 | $25.00 | 10/6/2010 3:37:18 PM |
| cablenews | $50.00 | $50.00 | 10/6/2010 3:20:26 PM |
| Aremu | $25.00 | $25.00 | 10/6/2010 3:53:01 PM |
| helpful-listing | $25.00 | $25.00 | 10/6/2010 3:34:44 PM |
| HHP | $25.00 | $25.00 | 10/6/2010 3:35:44 PM |
| love_what_you_do | $25.00 | $25.00 | 10/6/2010 8:54:05 PM |
| japher | $50.00 | $50.00 | 10/6/2010 8:54:19 PM |
| Velocity_Lenders | $25.00 | $25.00 | 10/6/2010 8:54:38 PM |
| order-gondola | $50.00 | $50.00 | 10/6/2010 8:54:58 PM |
| BlackFred | $25.00 | $25.00 | 10/6/2010 8:55:34 PM |
| nybanker85 | $35.00 | $35.00 | 10/6/2010 8:55:42 PM |
| samo102us | $25.00 | $25.00 | 10/6/2010 8:56:09 PM |
| triumph329 | $25.00 | $25.00 | 10/6/2010 8:56:24 PM |
| helpinghand63 | $50.00 | $50.00 | 10/6/2010 8:56:45 PM |
| cash-merry-maker | $25.00 | $25.00 | 10/6/2010 8:56:58 PM |
| petejones32 | $25.00 | $25.00 | 10/6/2010 8:53:57 PM |
| return-percolator8 | $50.00 | $50.00 | 10/6/2010 8:54:03 PM |
| svandgts | $25.00 | $25.00 | 10/6/2010 8:54:22 PM |
| bold-careful-finance | $25.00 | $25.00 | 10/6/2010 8:54:26 PM |
| simpy | $25.00 | $25.00 | 10/6/2010 9:02:51 PM |
| bewitching-asset3 | $25.00 | $25.00 | 10/6/2010 8:55:21 PM |
| inspired-agreement | $50.00 | $50.00 | 10/6/2010 9:02:56 PM |
| visionary-commerce | $25.00 | $25.00 | 10/6/2010 8:55:31 PM |
| iolaire | $25.00 | $25.00 | 10/6/2010 8:55:38 PM |
| balanced-bill7 | $50.00 | $50.00 | 10/6/2010 8:55:43 PM |
| himanshuko | $25.00 | $25.00 | 10/6/2010 8:55:54 PM |
| treasure-dreamer7 | $50.00 | $50.00 | 10/6/2010 8:56:14 PM |
| icecoldcash | $50.00 | $50.00 | 10/6/2010 8:56:17 PM |
| WiseInvestments | $50.00 | $50.00 | 10/6/2010 8:56:41 PM |
| worth-arch | $25.00 | $25.00 | 10/6/2010 8:57:02 PM |
| bazaar-utensil7 | $25.00 | $25.00 | 10/6/2010 9:38:52 PM |
| green-moola-sniffer | $43.57 | $43.57 | 10/6/2010 10:03:04 PM |
| indomitable-felicity | $25.00 | $25.00 | 10/6/2010 8:53:51 PM |
| Casimir | $25.00 | $25.00 | 10/6/2010 8:54:04 PM |
| smilinguy | $25.00 | $25.00 | 10/6/2010 8:54:10 PM |
| robweiss | $25.00 | $25.00 | 10/6/2010 8:54:17 PM |
| IeatatWendys | $25.00 | $25.00 | 10/6/2010 8:54:27 PM |
| calkidd05 | $25.00 | $25.00 | 10/6/2010 8:54:37 PM |
| Millmanator | $50.00 | $50.00 | 10/6/2010 8:54:43 PM |
| Avala | $50.00 | $50.00 | 10/6/2010 8:55:05 PM |
| nickel-ferret | $50.00 | $50.00 | 10/6/2010 8:55:09 PM |
| Stollewood | $42.60 | $42.60 | 10/6/2010 8:55:13 PM |
| FG9YTR | $25.00 | $25.00 | 10/6/2010 8:55:46 PM |
| js44043 | $25.00 | $25.00 | 10/6/2010 8:56:08 PM |
| antrux | $25.00 | $25.00 | 10/7/2010 1:39:09 AM |
| Skiph | $25.00 | $25.00 | 10/6/2010 8:56:42 PM |
| Cypher041 | $25.00 | $25.00 | 10/6/2010 8:56:47 PM |
| japerk | $30.49 | $30.49 | 10/6/2010 8:56:54 PM |
| ClearCut | $50.00 | $50.00 | 10/6/2010 8:57:03 PM |
| generosity-giraffe0 | $30.76 | $30.76 | 10/6/2010 9:02:50 PM |
| alpinaut | $25.00 | $25.00 | 10/7/2010 5:48:14 AM |
| Diver26 | $25.00 | $25.00 | 10/7/2010 6:28:36 AM |
| totoro | $25.00 | $25.00 | 10/7/2010 4:52:49 AM |
| MissionMicroFinance | $25.00 | $25.00 | 10/7/2010 8:28:57 AM |
| worthy-bid8 | $33.31 | $33.31 | 10/7/2010 8:30:12 AM |
| the-gold-quark | $25.00 | $25.00 | 10/7/2010 8:47:52 AM |
| Snailslug | $25.00 | $25.00 | 10/7/2010 9:33:00 AM |
| wealth-cloud | $25.00 | $25.00 | 10/7/2010 8:58:53 AM |
| sincere-rate8 | $25.00 | $25.00 | 10/7/2010 10:22:59 AM |
| piter-to-la-investment | $25.00 | $25.00 | 10/7/2010 8:58:39 AM |
| transparency-burger | $50.00 | $50.00 | 10/7/2010 8:58:51 AM |
| banker727 | $50.00 | $50.00 | 10/7/2010 8:59:09 AM |
| VIGSY | $50.00 | $50.00 | 10/7/2010 8:59:18 AM |
| Fiimg | $50.00 | $50.00 | 10/7/2010 8:59:28 AM |
| ryanp100 | $25.00 | $25.00 | 10/7/2010 9:33:11 AM |
| LMM1 | $25.00 | $25.00 | 10/7/2010 9:33:17 AM |
| witty-principal | $50.00 | $50.00 | 10/7/2010 5:23:04 PM |
| bambampk | $25.00 | $25.00 | 10/7/2010 6:34:21 PM |
| larrybird | $25.00 | $25.00 | 10/7/2010 7:42:43 PM |
| dschless | $25.00 | $25.00 | 10/7/2010 8:13:24 PM |
| delicious-social132 | $50.00 | $50.00 | 10/8/2010 3:48:04 AM |
| Tradesmanlender | $25.00 | $25.00 | 10/8/2010 11:05:03 AM |
| Go_Ducks | $25.00 | $25.00 | 10/8/2010 12:14:22 PM |
| irrelevant | $25.00 | $25.00 | 10/8/2010 2:05:04 PM |
| coin-investor | $25.00 | $25.00 | 10/8/2010 12:17:53 PM |
| Katburg | $35.00 | $35.00 | 10/8/2010 4:38:09 PM |
| harmonious-moola7 | $50.00 | $50.00 | 10/8/2010 4:49:24 PM |
| soheagle | $50.00 | $50.00 | 10/8/2010 5:42:47 PM |
| wealth-carrier | $25.00 | $25.00 | 10/8/2010 7:39:55 PM |
| Bendistraw | $50.00 | $50.00 | 10/9/2010 11:52:55 AM |
| Arpad | $50.00 | $50.00 | 10/9/2010 4:24:52 PM |
| fairness-kayak | $25.00 | $25.00 | 10/9/2010 6:47:49 PM |
| efficient-treasure0 | $25.00 | $25.00 | 10/9/2010 10:43:57 PM |
| riproaringrapids | $25.00 | $25.00 | 10/9/2010 7:17:53 PM |
| Oakland | $50.00 | $50.00 | 10/10/2010 6:10:42 PM |
| compwhiz | $25.00 | $25.00 | 10/11/2010 4:27:40 AM |
| cropdust3r | $50.00 | $50.00 | 10/11/2010 6:39:01 AM |
| ashot12 | $25.00 | $25.00 | 10/11/2010 12:32:54 AM |
| gallant-economy9 | $35.00 | $35.00 | 10/10/2010 8:17:57 PM |
| Aimvest | $25.00 | $25.00 | 10/11/2010 9:01:42 AM |
| NiceNate | $50.00 | $50.00 | 10/11/2010 12:01:33 AM |
| benefit-comforter | $25.00 | $25.00 | 10/11/2010 3:53:47 AM |
| andyb9 | $50.00 | $50.00 | 10/11/2010 1:08:10 PM |
| doc1 | $50.00 | $50.00 | 10/11/2010 3:07:27 PM |
| Chewbaca | $25.00 | $25.00 | 10/11/2010 3:03:11 PM |
| SpectrumCen | $30.00 | $30.00 | 10/11/2010 3:04:05 PM |
| rhodylend | $25.00 | $25.00 | 10/11/2010 4:47:53 PM |
| bxdoc | $56.43 | $56.43 | 10/11/2010 3:04:15 PM |
| beaker | $25.00 | $25.00 | 10/11/2010 3:05:08 PM |
| JoyfulVegetarian | $25.00 | $25.00 | 10/11/2010 3:05:46 PM |
| credit-kahuna | $50.00 | $50.00 | 10/11/2010 11:18:07 PM |
| the-determined-value | $50.00 | $50.00 | 10/12/2010 6:32:46 AM |
| greenback-bull6 | $50.00 | $50.00 | 10/12/2010 9:12:44 AM |
| mizon291 | $50.00 | $50.00 | 10/11/2010 11:32:45 PM |
| All_Wins | $25.00 | $25.00 | 10/12/2010 8:04:52 AM |
| busybee007 | $25.00 | $25.00 | 10/12/2010 10:47:48 AM |
| diversification-pilot | $25.00 | $25.00 | 10/12/2010 10:41:55 AM |
| Beachbum27 | $25.00 | $25.00 | 10/12/2010 10:28:43 AM |
| preventivepestcontrol | $50.00 | $50.00 | 10/12/2010 11:22:00 AM |
| Zimbu | $25.00 | $25.00 | 10/12/2010 1:28:33 PM |
| leverage-monger | $49.00 | $49.00 | 10/12/2010 2:59:08 PM |
| coin-amigo | $25.00 | $25.00 | 10/12/2010 3:22:59 PM |
| SafeSaxa | $50.00 | $50.00 | 10/12/2010 3:44:11 PM |
| Watersports | $50.00 | $50.00 | 10/12/2010 3:52:03 PM |
| penny-plato | $50.00 | $50.00 | 10/12/2010 5:17:24 PM |
| MadHun | $75.00 | $75.00 | 10/12/2010 4:12:48 PM |
| wwwUniversal | $25.00 | $25.00 | 10/12/2010 5:48:01 PM |
| gold-channel2 | $50.00 | $50.00 | 10/12/2010 5:13:49 PM |
| dementia | $25.00 | $25.00 | 10/12/2010 8:29:19 PM |
| piper1636 | $50.00 | $50.00 | 10/12/2010 9:31:14 PM |
| veneziani | $25.00 | $25.00 | 10/12/2010 10:02:51 PM |
| dinero-speaker | $25.00 | $25.00 | 10/13/2010 1:37:10 AM |
| IIP77 | $25.00 | $25.00 | 10/12/2010 9:28:42 PM |
| B-rad_the_Coug | $25.00 | $25.00 | 10/12/2010 10:23:46 PM |
| TakeCare | $50.00 | $50.00 | 10/13/2010 6:09:07 AM |
| agalt | $100.00 | $100.00 | 10/13/2010 8:28:08 AM |
| gold-sushi | $25.00 | $25.00 | 10/13/2010 9:28:57 AM |
| DasMula | $25.00 | $25.00 | 10/13/2010 8:02:19 AM |
| mtp | $50.00 | $50.00 | 10/13/2010 9:31:31 AM |
| important-dollar1 | $25.00 | $25.00 | 10/13/2010 9:39:13 AM |
| cxl9 | $50.00 | $50.00 | 10/13/2010 9:40:46 AM |
| handshake5 | $100.00 | $100.00 | 10/13/2010 9:49:49 AM |
| ChicagoBoyz | $25.00 | $25.00 | 10/13/2010 9:41:55 AM |
| hrubinst | $50.00 | $50.00 | 10/13/2010 9:42:19 AM |
| Cluvnupe06 | $25.00 | $25.00 | 10/13/2010 6:18:59 AM |
| mgking007 | $28.04 | $28.04 | 10/13/2010 9:50:55 AM |
| Leshan | $25.00 | $25.00 | 10/13/2010 7:43:53 AM |
| bonus-genius | $35.00 | $35.00 | 10/13/2010 10:40:48 AM |
| lth35 | $25.60 | $25.60 | 10/13/2010 10:04:51 AM |
| jybank | $25.00 | $25.00 | 10/13/2010 11:20:45 AM |
| KR | $25.00 | $25.00 | 10/13/2010 11:47:45 AM |
| bank-o-nate | $50.00 | $50.00 | 10/13/2010 12:14:12 PM |
| hizzy | $25.00 | $25.00 | 10/13/2010 11:38:19 AM |
| sophisticated-economy8 | $25.00 | $25.00 | 10/13/2010 12:14:11 PM |
| patriot384 | $360.00 | $360.00 | 10/13/2010 2:04:27 PM |
| Preferred-Lender | $25.00 | $25.00 | 10/13/2010 12:32:48 PM |
| revenue-appraiser | $25.00 | $25.00 | 10/13/2010 2:00:35 PM |
| patriot897 | $48.00 | $48.00 | 10/13/2010 2:23:37 PM |
| papaloha | $25.00 | $25.00 | 10/6/2010 2:26:40 PM |
| Weaverville | $50.00 | $50.00 | 10/6/2010 2:26:47 PM |
| radforj22 | $25.00 | $25.00 | 10/6/2010 2:27:18 PM |
| chemistry220 | $50.00 | $50.00 | 10/6/2010 2:28:08 PM |
| authentic-liberty7 | $25.00 | $25.00 | 10/6/2010 2:26:30 PM |
| worldly-penny8 | $25.00 | $25.00 | 10/6/2010 2:27:57 PM |
| DRA-Properties | $25.00 | $25.00 | 10/6/2010 2:32:36 PM |
| Gabriel02 | $25.00 | $25.00 | 10/6/2010 2:32:57 PM |
| agiovasil | $25.00 | $25.00 | 10/6/2010 2:32:24 PM |
| objective-investor | $100.00 | $100.00 | 10/6/2010 2:34:15 PM |
| JohnGalt79 | $100.00 | $100.00 | 10/6/2010 2:34:21 PM |
| simplelender80 | $250.00 | $250.00 | 10/6/2010 2:32:37 PM |
| shmb6508 | $100.00 | $100.00 | 10/6/2010 2:32:52 PM |
| tech310 | $50.00 | $50.00 | 10/6/2010 2:34:49 PM |
| escharfer | $25.00 | $25.00 | 10/6/2010 2:34:57 PM |
| lendingfrog | $50.00 | $50.00 | 10/6/2010 2:35:12 PM |
| mike_banker | $50.00 | $50.00 | 10/6/2010 2:33:30 PM |
| elfincove | $50.00 | $50.00 | 10/6/2010 2:36:09 PM |
| mla | $25.00 | $25.00 | 10/6/2010 2:34:24 PM |
| tntmojave | $25.00 | $25.00 | 10/6/2010 2:36:17 PM |
| loan-adventurer7 | $36.00 | $36.00 | 10/6/2010 2:37:40 PM |
| shadargroup | $25.00 | $25.00 | 10/6/2010 3:04:51 PM |
| ichibon | $150.00 | $150.00 | 10/6/2010 2:35:52 PM |
| lcole32 | $25.00 | $25.00 | 10/6/2010 2:44:18 PM |
| value-microscope | $25.00 | $25.00 | 10/6/2010 3:04:25 PM |
| UREC001 | $25.00 | $25.00 | 10/6/2010 3:04:54 PM |
| zacharyd | $50.00 | $50.00 | 10/6/2010 3:05:17 PM |
| gethsemane4 | $25.00 | $25.00 | 10/6/2010 3:10:18 PM |
| davechris870 | $50.00 | $50.00 | 10/6/2010 3:04:48 PM |
| pbr | $25.00 | $25.00 | 10/6/2010 3:04:56 PM |
| ItsJustMe79 | $40.00 | $40.00 | 10/6/2010 3:05:12 PM |
| syounker | $25.00 | $25.00 | 10/6/2010 3:05:15 PM |
| AF-Chief | $25.00 | $25.00 | 10/6/2010 3:14:15 PM |
| elegant-bonus | $25.00 | $25.00 | 10/6/2010 3:13:31 PM |
| Interstate_Rate | $100.00 | $100.00 | 10/6/2010 3:20:41 PM |
| asset-professor | $50.00 | $50.00 | 10/6/2010 3:14:49 PM |
| trustu | $50.00 | $50.00 | 10/6/2010 3:15:52 PM |
| jigsaw | $100.00 | $100.00 | 10/6/2010 3:22:14 PM |
| lending_well | $25.00 | $25.00 | 10/6/2010 3:17:11 PM |
| Dreams4Cash | $25.00 | $25.00 | 10/6/2010 3:35:12 PM |
| Palacios | $50.00 | $50.00 | 10/6/2010 3:36:08 PM |
| danthemon35 | $25.00 | $25.00 | 10/6/2010 3:36:39 PM |
| Gibbyland | $50.00 | $50.00 | 10/6/2010 3:23:54 PM |
| nycfinance | $25.00 | $25.00 | 10/6/2010 3:34:46 PM |
| Malkial | $25.00 | $25.00 | 10/6/2010 3:35:11 PM |
| HedgeFund | $31.62 | $31.62 | 10/6/2010 3:35:16 PM |
| twirl2 | $42.59 | $42.59 | 10/6/2010 3:37:42 PM |
| velvetsmog | $25.00 | $25.00 | 10/6/2010 8:53:54 PM |
| jla720 | $50.00 | $50.00 | 10/6/2010 8:54:24 PM |
| demoseal | $25.00 | $25.00 | 10/6/2010 8:54:30 PM |
| greenback-summoner0 | $25.00 | $25.00 | 10/6/2010 8:54:43 PM |
| texrob20 | $25.00 | $25.00 | 10/6/2010 8:54:55 PM |
| mg6619 | $25.00 | $25.00 | 10/6/2010 8:55:40 PM |
| worldly-community3 | $50.00 | $50.00 | 10/6/2010 8:55:44 PM |
| macgeek | $50.00 | $50.00 | 10/6/2010 8:55:53 PM |
| cathexis | $50.00 | $50.00 | 10/6/2010 8:56:13 PM |
| Randini | $50.00 | $50.00 | 10/6/2010 8:56:25 PM |
| best-phenomenal-treasure | $25.00 | $25.00 | 10/6/2010 8:57:01 PM |
| summerlander | $25.00 | $25.00 | 10/6/2010 5:12:47 PM |
| Hola_James | $50.00 | $50.00 | 10/6/2010 8:53:56 PM |
| physicsjoe | $25.00 | $25.00 | 10/6/2010 8:53:59 PM |
| itnAAnti | $25.00 | $25.00 | 10/6/2010 5:27:42 PM |
| CrossCreek | $25.00 | $25.00 | 10/6/2010 8:54:06 PM |
| CO80487 | $50.00 | $50.00 | 10/6/2010 8:54:25 PM |
| Tengoku | $50.00 | $50.00 | 10/6/2010 8:54:40 PM |
| Philkent | $25.00 | $25.00 | 10/6/2010 9:02:45 PM |
| tom48l | $50.00 | $50.00 | 10/6/2010 8:55:03 PM |
| bodascafe | $25.00 | $25.00 | 10/6/2010 8:55:41 PM |
| Panna | $25.00 | $25.00 | 10/6/2010 8:55:45 PM |
| nicklds | $50.00 | $50.00 | 10/6/2010 8:56:02 PM |
| vicumn | $25.00 | $25.00 | 10/6/2010 8:56:11 PM |
| cpbreton | $25.00 | $25.00 | 10/6/2010 8:56:15 PM |
| tranquil-return4 | $25.00 | $25.00 | 10/6/2010 8:56:25 PM |
| lloyd_s | $25.00 | $25.00 | 10/6/2010 8:56:52 PM |
| DMCA | $25.00 | $25.00 | 10/6/2010 7:57:46 PM |
| Teminole | $25.00 | $25.00 | 10/6/2010 8:54:01 PM |
| DublinCaLender | $33.50 | $33.50 | 10/6/2010 8:54:07 PM |
| lysholm | $25.00 | $25.00 | 10/6/2010 8:54:16 PM |
| Medic05 | $25.00 | $25.00 | 10/6/2010 8:54:23 PM |
| Doodlemeyer | $50.00 | $50.00 | 10/6/2010 8:54:34 PM |
| sweet-loan8 | $25.00 | $25.00 | 10/6/2010 8:54:35 PM |
| p2p-harmony | $50.00 | $50.00 | 10/6/2010 8:54:41 PM |
| logical-moola4 | $50.00 | $50.00 | 10/6/2010 8:54:47 PM |
| platytanz | $50.00 | $50.00 | 10/6/2010 8:55:01 PM |
| lovely-order7 | $50.00 | $50.00 | 10/6/2010 8:55:07 PM |
| SPB | $25.00 | $25.00 | 10/6/2010 8:55:11 PM |
| hawksfanmd | $25.00 | $25.00 | 10/6/2010 8:55:33 PM |
| inspired-finance | $50.00 | $50.00 | 10/6/2010 8:55:39 PM |
| ms48105 | $25.00 | $25.00 | 10/6/2010 8:55:51 PM |
| credit-czar5 | $25.00 | $25.00 | 10/6/2010 8:55:59 PM |
| visionary-community | $25.00 | $25.00 | 10/6/2010 8:56:12 PM |
| BaileyBrothers | $50.00 | $50.00 | 10/6/2010 8:56:23 PM |
| tylerfd | $25.00 | $25.00 | 10/6/2010 8:56:36 PM |
| srilm | $25.00 | $25.00 | 10/6/2010 8:56:39 PM |
| get30inc | $50.00 | $50.00 | 10/6/2010 8:56:44 PM |
| cloud8 | $50.00 | $50.00 | 10/6/2010 8:56:50 PM |
| InvestorPartners | $25.00 | $25.00 | 10/6/2010 8:57:14 PM |
| dospapalotes | $50.00 | $50.00 | 10/7/2010 5:07:50 AM |
| lounges | $49.08 | $49.08 | 10/6/2010 9:02:47 PM |
| lending-bear | $36.36 | $36.36 | 10/6/2010 10:03:10 PM |
| lendme2 | $25.00 | $25.00 | 10/7/2010 8:29:13 AM |
| gopbernie | $25.00 | $25.00 | 10/7/2010 6:39:07 AM |
| truth-companion | $50.00 | $50.00 | 10/7/2010 6:59:50 AM |
| cybernosha | $50.00 | $50.00 | 10/7/2010 7:39:32 AM |
| Heatguy | $25.00 | $25.00 | 10/7/2010 8:07:49 AM |
| luckyldy | $35.00 | $35.00 | 10/7/2010 11:08:45 AM |
| boomer5 | $25.00 | $25.00 | 10/7/2010 11:14:14 AM |
| FmrEngr2Phd | $25.00 | $25.00 | 10/7/2010 8:58:37 AM |
| Georgia_Boy | $50.00 | $50.00 | 10/7/2010 12:05:51 PM |
| gametime34 | $46.58 | $46.58 | 10/7/2010 8:59:43 AM |
| coloradoloanman | $25.00 | $25.00 | 10/7/2010 12:06:11 PM |
| mobius404 | $50.00 | $50.00 | 10/7/2010 9:32:58 AM |
| credible-durability | $25.00 | $25.00 | 10/7/2010 10:29:44 AM |
| CAGE-Investments | $25.00 | $25.00 | 10/7/2010 11:28:45 AM |
| USCGC | $25.00 | $25.00 | 10/7/2010 12:05:01 PM |
| repayment-chef | $50.00 | $50.00 | 10/7/2010 1:57:50 PM |
| life-is-great | $50.00 | $50.00 | 10/7/2010 4:40:09 PM |
| lively-point | $25.00 | $25.00 | 10/7/2010 7:27:59 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/7/2010 11:51:39 PM |
| jbrel | $38.44 | $38.44 | 10/8/2010 6:18:53 AM |
| Riccous | $46.70 | $46.70 | 10/8/2010 12:17:48 PM |
| dollardave | $100.00 | $100.00 | 10/8/2010 2:07:34 PM |
| a-finance-nirvana | $25.00 | $25.00 | 10/8/2010 2:07:17 PM |
| bold-shrewd-duty | $50.00 | $50.00 | 10/8/2010 2:45:28 PM |
| crawfingers | $25.00 | $25.00 | 10/8/2010 7:22:47 PM |
| skuba | $50.00 | $50.00 | 10/9/2010 2:18:35 AM |
| saysana | $25.00 | $25.00 | 10/9/2010 7:02:51 AM |
| the-upbeat-p2p | $50.00 | $50.00 | 10/9/2010 7:13:51 AM |
| Tomeus | $35.09 | $35.09 | 10/9/2010 7:58:52 AM |
| peso-fortress | $25.00 | $25.00 | 10/9/2010 11:24:36 AM |
| KileNSmyth4 | $25.00 | $25.00 | 10/9/2010 5:17:44 PM |
| eloquent-dough5 | $25.00 | $25.00 | 10/9/2010 11:47:20 PM |
| runner262 | $25.00 | $25.00 | 10/9/2010 11:52:56 PM |
| auction-elvis | $25.00 | $25.00 | 10/10/2010 4:23:33 AM |
| MutuallyBeneficial | $50.00 | $50.00 | 10/9/2010 12:37:49 PM |
| psa1995 | $50.00 | $50.00 | 10/10/2010 7:24:28 AM |
| nickel-hickory | $25.00 | $25.00 | 10/10/2010 5:52:41 AM |
| ti22ring | $30.00 | $30.00 | 10/10/2010 8:13:28 PM |
| upbeat-investment9 | $50.00 | $50.00 | 10/10/2010 10:02:52 AM |
| new-sharp-leverage | $50.00 | $50.00 | 10/11/2010 7:47:44 AM |
| CasaDeTomas | $100.00 | $100.00 | 10/11/2010 9:01:03 AM |
| GElender | $34.65 | $34.65 | 10/11/2010 3:10:45 PM |
| focused-wampum | $25.00 | $25.00 | 10/11/2010 3:07:51 PM |
| money-corps8 | $100.00 | $100.00 | 10/12/2010 9:33:17 AM |
| natural-greenback6 | $25.00 | $25.00 | 10/11/2010 8:12:50 PM |
| orgy63 | $25.00 | $25.00 | 10/11/2010 9:47:50 PM |
| payout-achievement | $100.00 | $100.00 | 10/12/2010 7:12:46 AM |
| BangBros | $50.00 | $50.00 | 10/12/2010 9:33:09 AM |
| contract-high-five | $25.00 | $25.00 | 10/12/2010 9:59:57 AM |
| jeg3k | $50.00 | $50.00 | 10/12/2010 10:28:02 AM |
| crenen139 | $25.00 | $25.00 | 10/12/2010 10:30:51 AM |
| wacko82 | $100.00 | $100.00 | 10/12/2010 11:37:54 AM |
| Lender0424 | $50.00 | $50.00 | 10/12/2010 11:53:33 AM |
| red-robust-rupee | $25.00 | $25.00 | 10/12/2010 12:37:48 PM |
| ethicalhumanist | $50.00 | $50.00 | 10/12/2010 12:47:06 PM |
| 108lender | $200.00 | $200.00 | 10/12/2010 12:37:37 PM |
| excellent-greenback | $50.00 | $50.00 | 10/12/2010 2:12:57 PM |
| forthright-dedication | $42.57 | $42.57 | 10/12/2010 3:54:19 PM |
| Sefotonga | $25.00 | $25.00 | 10/12/2010 4:32:48 PM |
| midde551 | $50.00 | $50.00 | 10/12/2010 5:32:46 PM |
| CommerciaLender | $25.00 | $25.00 | 10/12/2010 5:51:45 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 10/12/2010 6:15:20 PM |
| KiwiElf | $35.00 | $35.00 | 10/13/2010 12:51:57 AM |
| mmckune | $25.00 | $25.00 | 10/13/2010 1:04:36 AM |
| Ivan2007 | $50.00 | $50.00 | 10/12/2010 10:09:42 PM |
| Mindful7 | $25.00 | $25.00 | 10/13/2010 6:13:53 AM |
| Sol_Invictus | $25.00 | $25.00 | 10/13/2010 5:35:21 AM |
| rmachi | $25.00 | $25.00 | 10/13/2010 12:51:23 AM |
| asya | $25.00 | $25.00 | 10/13/2010 8:34:16 AM |
| dmfog | $25.00 | $25.00 | 10/13/2010 9:14:09 AM |
| basis-mammal | $25.00 | $25.00 | 10/13/2010 1:31:21 AM |
| Easystreet | $25.00 | $25.00 | 10/13/2010 9:43:42 AM |
| robust-payout1 | $50.00 | $50.00 | 10/13/2010 9:39:20 AM |
| Raye147 | $25.00 | $25.00 | 10/13/2010 9:41:48 AM |
| robocop | $50.00 | $50.00 | 10/13/2010 9:41:51 AM |
| Mark-O-Polo | $25.00 | $25.00 | 10/13/2010 10:04:35 AM |
| Higheagle | $33.60 | $33.60 | 10/13/2010 8:08:00 AM |
| kegs | $54.65 | $54.65 | 10/13/2010 9:30:13 AM |
| Tasmir | $25.00 | $25.00 | 10/13/2010 9:40:42 AM |
| calm-deal7 | $25.00 | $25.00 | 10/13/2010 9:42:04 AM |
| affluent-anteater | $25.00 | $25.00 | 10/13/2010 12:14:16 PM |
| visionary-currency | $33.96 | $33.96 | 10/13/2010 11:29:44 AM |
| leverage-monger | $25.00 | $25.00 | 10/13/2010 11:47:39 AM |
| alcyon | $25.00 | $25.00 | 10/13/2010 12:14:14 PM |
| lucrative-coin | $50.00 | $50.00 | 10/13/2010 12:29:22 PM |
| peace-maximizer8 | $25.00 | $25.00 | 10/13/2010 12:32:46 PM |
| octoberfresh | $25.00 | $25.00 | 10/13/2010 10:25:20 AM |
| deal-frontier | $50.00 | $46.01 | 10/13/2010 12:58:38 PM |
| social-zebra | $26.00 | $26.00 | 10/13/2010 1:31:59 PM |
| first-charming-fund | $25.00 | $25.00 | 10/13/2010 1:45:37 PM |
| labate | $25.00 | $25.00 | 10/13/2010 12:14:09 PM |
| 372 bids
|
Borrower Payment Dependent Notes Series
478539
This series of Notes was issued and sold upon the funding of the borrower loan #45018, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.30% |
Auction start date:
| Oct-08-2010 |
| |
Auction end date:
| Oct-15-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $158.33 |
|
Final lender yield:
| 32.00% |
Final borrower rate/APR:
| 33.00% / 36.68% |
Final monthly payment:
| $154.39 |
| |
|
Auction yield range:
| 16.71% - 34.00% |
Estimated loss impact:
| 20.18% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.82% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 640-659 (Oct-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 1
/
1 | Length of status: | 13y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Windsor1 |
Borrower's state:
| Georgia |
Borrower's group:
| 1st and BEST for Loans |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 24 ( 80% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $3,100.00 | < 31 days late:
| 5
( 17% )
| 640-659
(Sep-2010)
660-679
(Mar-2008)
|
|
Principal balance:
| $702.53 |
31+ days late:
| 1
( 3% )
|
|
Total payments billed:
| 30 | | |
Description
Second Helpings Please!! 2nd Loan..
Purpose of loan:
This loan will be used to? help son with college tuition and personal use?.
My financial situation:
I am a great candidate for a second Prosper loan because? I?have?demonstrated? a good payment history with 1st Prosper Loan?with only a balance of $702.53 due.
I have stable employment history:13 years employment and over 30 years in same industry
Monthly net income: $3,550.00
I have $1019.00 available monthly to pay on loan
Monthly expenses: $ 2531.00
??Housing: $ 725.00
??Insurance: $ 140.00
??Car expenses: $476.00
??Utilities: $200.00
??Phone, cable, internet: $30.00
??Food, entertainment: $350.00
??Clothing, household expenses $300.00?
??Credit cards and other loans: $110.05
??Other expenses: $200.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What industry do you work in? Also, what caused the late payments from the previous loan? - neorunner
A:
I am in the restaurant industry.There were some really rough moments during this recession and I had more off days as a result.Business has consistently increased lately.
(Oct-12-2010)
Q:
Come on lenders. Yes, there were late payments. But this borrower honored her commitment and paid. I don't see this as a risky loan. I'm bidding twice my usual amount so we can get this funded! - neorunner
A:
Thank you so much! My goal is to maintain all current payments for this 2nd loan.
(Oct-12-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| CommunityArts_Non-profit | $150.00 | $150.00 | 10/10/2010 6:18:26 AM |
| myutmost | $40.93 | $40.93 | 10/11/2010 11:51:21 AM |
| neorunner | $50.00 | $50.00 | 10/12/2010 7:43:42 AM |
| FarmersBank | $25.00 | $25.00 | 10/12/2010 8:57:46 AM |
| well-rounded-return3 | $100.00 | $100.00 | 10/12/2010 6:18:32 PM |
| lucrative-loan | $75.00 | $75.00 | 10/13/2010 10:28:50 AM |
| lucrative-loan | $25.00 | $25.00 | 10/13/2010 11:30:52 AM |
| Jinja | $25.00 | $25.00 | 10/13/2010 5:09:09 PM |
| supreme-hope | $25.00 | $21.55 | 10/14/2010 3:12:32 AM |
| SCIGIE | $25.00 | $25.00 | 10/13/2010 8:42:24 PM |
| marwadi-62 | $100.00 | $100.00 | 10/14/2010 4:02:14 PM |
| fizicks06 | $46.79 | $46.79 | 10/14/2010 6:57:11 PM |
| DasMula | $25.00 | $25.00 | 10/14/2010 8:26:23 PM |
| Sudoku | $100.00 | $100.00 | 10/14/2010 9:14:04 PM |
| bunnybear | $45.70 | $45.70 | 10/15/2010 12:52:15 AM |
| bobnewt | $100.00 | $100.00 | 10/14/2010 9:24:12 PM |
| rakem777 | $25.00 | $25.00 | 10/15/2010 7:10:58 AM |
| Roundhouse | $50.00 | $50.00 | 10/14/2010 11:15:30 PM |
| eboomer2611 | $25.00 | $25.00 | 10/15/2010 8:26:41 AM |
| ZOOOM | $25.45 | $25.45 | 10/15/2010 6:44:26 AM |
| Lubava | $25.00 | $25.00 | 10/15/2010 10:41:54 AM |
| Katzenjammer | $25.00 | $25.00 | 10/15/2010 10:48:41 AM |
| Whitewater_Loans | $50.00 | $50.00 | 10/15/2010 11:41:16 AM |
| DasMula | $25.00 | $25.00 | 10/15/2010 2:56:34 PM |
| DasMula | $50.00 | $50.00 | 10/15/2010 2:57:34 PM |
| DasMula | $50.00 | $50.00 | 10/15/2010 3:02:22 PM |
| money-fort | $30.97 | $30.97 | 10/15/2010 3:14:21 PM |
| what_goes_around | $50.00 | $50.00 | 10/10/2010 1:30:25 PM |
| genuine-integrity0 | $25.00 | $25.00 | 10/11/2010 3:03:22 PM |
| mikeandcat | $100.00 | $100.00 | 10/12/2010 8:28:21 AM |
| realtormoises | $25.00 | $25.00 | 10/13/2010 11:33:41 AM |
| Flying_Tilapia | $25.00 | $25.00 | 10/13/2010 11:51:19 AM |
| YoungTaxMan | $75.00 | $75.00 | 10/13/2010 10:27:44 AM |
| SolarMoonshine | $25.00 | $25.00 | 10/13/2010 6:17:29 PM |
| Land_on_your_feet | $50.00 | $50.00 | 10/14/2010 6:33:17 AM |
| fairness-atmosphere | $45.00 | $45.00 | 10/14/2010 3:00:17 PM |
| hookUup | $25.00 | $25.00 | 10/14/2010 6:41:47 PM |
| DasMula | $25.00 | $25.00 | 10/14/2010 8:26:08 PM |
| bull_lender | $25.00 | $25.00 | 10/15/2010 12:00:34 AM |
| fairness-atmosphere | $25.00 | $25.00 | 10/14/2010 5:46:23 PM |
| Kash2010lu | $50.00 | $50.00 | 10/14/2010 7:01:23 PM |
| jhouman | $25.00 | $25.00 | 10/15/2010 1:40:33 AM |
| bsmtloan | $100.00 | $100.00 | 10/15/2010 6:54:06 AM |
| Mikale360 | $25.00 | $25.00 | 10/15/2010 7:24:42 AM |
| Rulea72 | $38.61 | $38.61 | 10/15/2010 6:30:58 AM |
| thankful-nickel2 | $25.00 | $25.00 | 10/15/2010 10:30:25 AM |
| Rip128 | $100.00 | $100.00 | 10/15/2010 9:57:51 AM |
| B2152 | $25.00 | $25.00 | 10/15/2010 12:50:12 PM |
| Starfin-Capital-Management | $100.00 | $100.00 | 10/15/2010 10:54:44 AM |
| aquistoyraul | $25.00 | $25.00 | 10/15/2010 3:15:11 PM |
| corporatejim | $30.00 | $30.00 | 10/15/2010 3:15:45 PM |
| YoungTaxMan | $500.00 | $500.00 | 10/15/2010 3:16:02 PM |
| DasMula | $50.00 | $50.00 | 10/15/2010 2:56:49 PM |
| DasMula | $50.00 | $50.00 | 10/15/2010 2:57:04 PM |
| DasMula | $500.00 | $500.00 | 10/15/2010 3:03:44 PM |
| 55 bids
|
Borrower Payment Dependent Notes Series
478775
This series of Notes was issued and sold upon the funding of the borrower loan #44994, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.80% |
Auction start date:
| Oct-08-2010 |
| |
Auction end date:
| Oct-15-2010 |
|
|
Starting lender yield:
| 23.00% |
Starting borrower rate/APR:
| 24.00% / 27.88% |
Starting monthly payment:
| $58.85 |
|
Final lender yield:
| 23.00% |
Final borrower rate/APR:
| 24.00% / 27.88% |
Final monthly payment:
| $58.85 |
| |
|
Auction yield range:
| 10.71% - 23.00% |
Estimated loss impact:
| 11.36% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.64% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 660-679 (Oct-2010) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
7 | Length of status: | 4y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,440 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| cincyla |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Clearing debt
Purpose of loan:
This loan will be used
to pay down a high rate credit card? once and for good.
My financial situation:
I am a good candidate for this loan because I am determined to be out of credit card debt forever and I am now in a better financial position to make that happen. During a patch of unemployment and partial employment, I relied on credit cards to get me through. Now I have a stable job where I have worked loyally for over 4 years. The
company for which I work is experiencing ever increasing success. I have
received consistent pay raises over the past four years and expect to receive future pay
increases. As more money has become available in my budget, I have applied more of it to my debt. The main thing that has been holding me back at this point is the high rate of interest that the credit issuers have been leveling in the last two years. Even with the exorbitant rates (as high as 31.99% on one card) and increasing monthly credit payments, I have been able to use only cash for my monthly expenses and have been left with a surplus which I apply to debt. I plan to have my debt paid off in the next three years with this approach. Help me achieve my goal.
Monthly net income: $
3725
Monthly total expenses: $ 3415
??Housing: $
900 (rent payment)
??Insurance: $
125 (auto + renter's insurance) ????
??Car expenses: $ 500 (auto loan, fuel, oil, maintenance)
??Utilities: $
100 (g&e)
??Phone, cable, internet: $ 150 (work cell, internet)
??Food, entertainment: $
400 (groceries)
??Clothing, household expenses $ 200 (cleaning and maintenance)
??Credit cards and other loans: $ 400 (cc debt and student loan payments)
??Other expenses: $ 280 (=expenses(monthly total - other and savings) *10%)
? Savings: $ 360
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| lendstats_com | $25.00 | $25.00 | 10/8/2010 3:19:55 PM |
| cclady | $50.00 | $50.00 | 10/9/2010 4:53:05 PM |
| trade-goblin9 | $25.00 | $25.00 | 10/9/2010 8:58:00 PM |
| loan-adventurer7 | $50.00 | $50.00 | 10/9/2010 12:08:43 PM |
| preventivepestcontrol | $25.00 | $25.00 | 10/12/2010 11:42:20 AM |
| nilonc1 | $25.00 | $25.00 | 10/12/2010 10:32:23 AM |
| jc33148 | $35.06 | $35.06 | 10/12/2010 7:52:15 PM |
| anton | $200.00 | $200.00 | 10/14/2010 2:16:14 PM |
| mercuriant | $25.00 | $25.00 | 10/14/2010 4:03:14 PM |
| back-scratchers | $25.00 | $25.00 | 10/14/2010 6:28:02 PM |
| mckhbnpc | $30.00 | $30.00 | 10/14/2010 9:03:56 PM |
| Free-the-usa-1776 | $25.00 | $25.00 | 10/14/2010 10:54:45 PM |
| jybank | $25.00 | $25.00 | 10/15/2010 12:23:17 AM |
| zone6 | $100.00 | $100.00 | 10/15/2010 7:08:19 AM |
| seadrg | $25.00 | $25.00 | 10/15/2010 9:27:38 AM |
| lively-exchange | $25.00 | $25.00 | 10/15/2010 9:41:22 AM |
| gardenofeden | $25.00 | $25.00 | 10/15/2010 10:10:07 AM |
| transaction-circuit | $50.00 | $50.00 | 10/8/2010 3:21:17 PM |
| tech310 | $50.00 | $50.00 | 10/8/2010 3:27:10 PM |
| SOP_Bank | $25.00 | $25.00 | 10/8/2010 6:21:21 PM |
| moo916 | $50.00 | $50.00 | 10/9/2010 3:13:37 PM |
| loan-adventurer7 | $36.00 | $36.00 | 10/11/2010 11:58:52 PM |
| BrLender | $25.00 | $25.00 | 10/12/2010 10:27:32 AM |
| EngineersAlliance | $150.00 | $150.00 | 10/15/2010 3:16:36 PM |
| anton | $525.00 | $373.94 | 10/15/2010 3:10:05 PM |
| 25 bids
|
Borrower Payment Dependent Notes Series
478789
This series of Notes was issued and sold upon the funding of the borrower loan #44982, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.80% |
Auction start date:
| Oct-12-2010 |
| |
Auction end date:
| Oct-19-2010 |
|
|
Starting lender yield:
| 26.50% |
Starting borrower rate/APR:
| 27.50% / 31.05% |
Starting monthly payment:
| $205.47 |
|
Final lender yield:
| 26.50% |
Final borrower rate/APR:
| 27.50% / 31.05% |
Final monthly payment:
| $205.47 |
| |
|
Auction yield range:
| 10.71% - 26.50% |
Estimated loss impact:
| 11.46% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 640-659 (Oct-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 1y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $12,701 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| SoulStar |
Borrower's state:
| Virginia |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off credit card
Purpose of loan:
This loan will be used to pay off my Capital One credit card
My financial situation:
I am a good candidate for this loan because I have excellent work, income and payment?history.?Due to?the credit crunch and a past bankruptcy (4 years old)?I am unable to get a good interest rate on my credit card. I believe in the Prosper system and would much rather see the prosper community benefit from my interest payments than Capital One. I am still working to repair my credit and dealing with life after bankruptcy. I thank god that my new career provides me more income than when?I filed bankruptcy. I thank you, the Prosper community, for allowing me to rebuild my credit. Thanks in advance.
I filed bankruptcy in November 2006 due to some bad decisions to finance purchases for family members with bad credit. In short I was stuck with large payments for items i did not make use of or could afford on my own. I tried for years to pay these items off. When a forced career change came upon me I could no longer pay for these family related items. Since then I have learned that my credit report is MY OWN and?to no longer be an enabler for those who choose not to pay there bills.?
Monthly net income: $ 5441
Monthly expenses: $
??Housing: $? 1500
??Insurance: $? 150
??Car expenses: $? 500
??Utilities: $? 200
??Phone, cable, internet: $ free?
??Food, entertainment: $ 250
??Clothing, household expenses $ 100?
??Credit cards and other loans: $ 200
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
According to the budget you listed, you should have an additional $2500/mo which could pay off your debt in 2 months. Can you please elaborate, thanks. - SaintMatthew
A:
Thanks so much for your question. My primary goal has been to reestablish a good credit rating. I have been advised to trade this debt for a more attractive debt vehicle i.e. a fixed rate loan regardless of the rate. If this loan in approved, I would have no further use for the card and would have the loan direct debited from my account. Doing so and continuing to save would place me in the position to buy a home in the future. I wish I could securely show income and spending verification.
(Oct-17-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| bid-czar8 | $25.00 | $25.00 | 10/12/2010 9:58:54 AM |
| handshake5 | $100.00 | $100.00 | 10/12/2010 9:58:39 AM |
| lendstats_com | $25.00 | $25.00 | 10/12/2010 9:50:51 AM |
| papaloha | $25.00 | $25.00 | 10/12/2010 9:53:00 AM |
| tech310 | $50.00 | $50.00 | 10/12/2010 10:02:20 AM |
| sfmf | $25.00 | $25.00 | 10/12/2010 10:04:16 AM |
| AlexTrep | $50.00 | $50.00 | 10/12/2010 10:14:40 AM |
| BrLender | $25.00 | $25.00 | 10/12/2010 10:27:36 AM |
| crenen139 | $25.00 | $25.00 | 10/12/2010 10:30:20 AM |
| lendstats_com | $175.00 | $175.00 | 10/12/2010 1:08:59 PM |
| noble-revenue | $100.00 | $100.00 | 10/12/2010 3:48:35 PM |
| worthy-bid8 | $25.00 | $25.00 | 10/12/2010 5:23:27 PM |
| trade-goblin9 | $25.00 | $25.00 | 10/12/2010 8:23:55 PM |
| gentle-social0 | $25.00 | $25.00 | 10/12/2010 9:30:04 PM |
| all_of_that_one | $45.00 | $45.00 | 10/13/2010 7:09:43 AM |
| MadHun | $100.00 | $100.00 | 10/14/2010 8:54:06 AM |
| simplelender80 | $225.00 | $225.00 | 10/14/2010 3:50:48 PM |
| Wellman | $50.00 | $50.00 | 10/15/2010 6:31:37 AM |
| mercuriant | $25.00 | $25.00 | 10/15/2010 9:44:39 AM |
| on_your_side | $25.00 | $25.00 | 10/16/2010 1:03:43 PM |
| poolshark72 | $25.00 | $25.00 | 10/16/2010 2:59:12 PM |
| rockhound84 | $25.00 | $25.00 | 10/17/2010 3:41:49 AM |
| hookUup | $100.00 | $100.00 | 10/17/2010 7:18:52 PM |
| sparkling-contract7 | $25.00 | $25.00 | 10/18/2010 5:25:37 AM |
| payment-halo | $25.00 | $25.00 | 10/18/2010 8:24:07 AM |
| pioneer580 | $29.71 | $29.71 | 10/18/2010 7:04:49 AM |
| btormc5 | $30.00 | $30.00 | 10/18/2010 8:43:02 AM |
| lively-exchange | $25.00 | $25.00 | 10/18/2010 10:07:06 AM |
| LendingCentral | $223.54 | $223.54 | 10/18/2010 10:11:29 AM |
| Gobsek | $25.00 | $25.00 | 10/18/2010 12:13:17 PM |
| ethicalhumanist | $50.00 | $50.00 | 10/18/2010 1:27:30 PM |
| Astyanax | $100.00 | $100.00 | 10/18/2010 1:43:00 PM |
| economy-popcorn | $25.00 | $25.00 | 10/18/2010 2:20:56 PM |
| Rip128 | $50.00 | $50.00 | 10/18/2010 2:41:32 PM |
| srthsvghdthtr | $25.00 | $25.00 | 10/18/2010 2:50:46 PM |
| COtheBeast | $25.00 | $25.00 | 10/18/2010 3:12:07 PM |
| power-secret-agent | $25.00 | $25.00 | 10/18/2010 5:22:05 PM |
| skillful-asset5 | $35.00 | $35.00 | 10/18/2010 4:44:51 PM |
| mex_invests | $25.00 | $25.00 | 10/18/2010 6:27:01 PM |
| greenback-chairman5 | $25.00 | $25.00 | 10/18/2010 6:08:16 PM |
| kander80 | $25.00 | $25.00 | 10/18/2010 7:54:17 PM |
| jybank | $25.00 | $25.00 | 10/18/2010 9:05:45 PM |
| Streamfeeder | $25.00 | $25.00 | 10/19/2010 3:19:10 AM |
| Vans1975 | $40.99 | $40.99 | 10/19/2010 5:27:54 AM |
| Smallbear | $25.00 | $25.00 | 10/19/2010 6:41:18 AM |
| fireman4 | $25.00 | $25.00 | 10/19/2010 8:07:41 AM |
| patriot384 | $120.00 | $120.00 | 10/19/2010 7:38:20 AM |
| exciting-fairness | $200.00 | $200.00 | 10/19/2010 9:16:47 AM |
| natural-greenback6 | $25.00 | $25.00 | 10/12/2010 10:07:19 AM |
| bold-attentive-listing | $25.00 | $25.00 | 10/12/2010 10:09:01 AM |
| ingenious-deal6 | $25.00 | $25.00 | 10/12/2010 10:00:59 AM |
| radiant-loan5 | $100.00 | $100.00 | 10/12/2010 4:03:14 PM |
| shrewd-peace7 | $50.00 | $50.00 | 10/12/2010 4:58:42 PM |
| teller | $50.00 | $50.00 | 10/12/2010 6:19:09 PM |
| frogperson | $250.00 | $250.00 | 10/12/2010 10:07:38 PM |
| TakeCare | $60.00 | $60.00 | 10/13/2010 10:54:48 AM |
| penny-plato | $25.00 | $25.00 | 10/13/2010 10:21:04 PM |
| anton | $300.00 | $300.00 | 10/14/2010 2:36:14 PM |
| musegaze | $100.00 | $100.00 | 10/14/2010 5:33:09 PM |
| rescue | $25.00 | $25.00 | 10/14/2010 11:09:12 PM |
| SolarMoonshine | $25.00 | $25.00 | 10/14/2010 6:39:05 PM |
| flwah | $25.00 | $21.44 | 10/15/2010 7:15:10 AM |
| Land_on_your_feet | $25.00 | $25.00 | 10/15/2010 3:57:20 PM |
| mrladybug101 | $50.00 | $50.00 | 10/15/2010 6:04:59 PM |
| DHolly | $25.00 | $25.00 | 10/16/2010 1:10:33 PM |
| Frosty | $30.00 | $30.00 | 10/16/2010 3:47:08 PM |
| deepblue34 | $25.00 | $25.00 | 10/17/2010 5:21:43 PM |
| investment-artist | $25.00 | $25.00 | 10/17/2010 3:12:40 PM |
| nyran20 | $25.00 | $25.00 | 10/17/2010 3:18:25 PM |
| ghinga | $25.00 | $25.00 | 10/18/2010 3:51:17 AM |
| payment-halo | $25.00 | $25.00 | 10/18/2010 7:08:14 AM |
| bold-attentive-listing | $25.00 | $25.00 | 10/18/2010 9:09:55 AM |
| thankful-nickel2 | $25.00 | $25.00 | 10/18/2010 11:26:55 AM |
| carlos_chantana | $25.00 | $25.00 | 10/18/2010 2:57:08 PM |
| FinanceEngine | $25.00 | $25.00 | 10/18/2010 2:47:27 PM |
| FundMaker | $25.00 | $25.00 | 10/18/2010 3:38:45 PM |
| ralf206 | $27.47 | $27.47 | 10/18/2010 3:46:47 PM |
| Cashlender1992 | $30.00 | $30.00 | 10/18/2010 3:45:00 PM |
| EliteCapital | $36.04 | $36.04 | 10/18/2010 5:27:23 PM |
| Reliance_Banker | $25.00 | $25.00 | 10/18/2010 6:27:44 PM |
| balance-river | $25.00 | $25.00 | 10/18/2010 6:48:29 PM |
| spectrumlend | $25.00 | $25.00 | 10/18/2010 7:09:47 PM |
| well-rounded-dinero | $139.10 | $139.10 | 10/18/2010 6:11:33 PM |
| DasMula | $250.00 | $250.00 | 10/18/2010 7:40:48 PM |
| TakeCare | $40.00 | $40.00 | 10/18/2010 7:53:01 PM |
| Saleen06 | $50.00 | $50.00 | 10/18/2010 8:46:50 PM |
| Bob450 | $25.00 | $25.00 | 10/18/2010 9:33:19 PM |
| joshuaajones | $100.00 | $100.00 | 10/19/2010 4:06:32 AM |
| johnk317 | $34.06 | $34.06 | 10/19/2010 6:25:18 AM |
| testguy | $25.00 | $25.00 | 10/19/2010 7:25:57 AM |
| Leshan | $132.65 | $132.65 | 10/19/2010 8:16:08 AM |
| 91 bids
|
Borrower Payment Dependent Notes Series
478891
This series of Notes was issued and sold upon the funding of the borrower loan #44987, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $16,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.30% |
Auction start date:
| Oct-12-2010 |
| |
Auction end date:
| Oct-19-2010 |
|
|
Starting lender yield:
| 6.85% |
Starting borrower rate/APR:
| 7.85% / 8.19% |
Starting monthly payment:
| $500.28 |
|
Final lender yield:
| 6.85% |
Final borrower rate/APR:
| 7.85% / 8.19% |
Final monthly payment:
| $500.28 |
| |
|
Auction yield range:
| 2.71% - 6.85% |
Estimated loss impact:
| 1.30% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.55% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Dec-2003 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 760-779 (Oct-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
3 | Length of status: | 0y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $41 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| usom |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 8 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Jun-2008)
560-579
(May-2008)
560-579
(Apr-2008)
540-559
(Dec-2007)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Paying of personal loan
Purpose of loan:
This loan will be used to pay off personal loan to my friend. I had to borrow money for the trip to London this summer with a friend(while I was away for about 2 months). My girlfriend also visited me there and we travelled to London, Scotland and Ireland-explored a lot of United Kingdom. I was there for work purpose and took some time to travel while I was not working.
My financial situation:
I am a good candidate for this loan because I am gainfully employed and have minimum credit card debt. I have used prosper before and was able to pay off well before 3 years. My credit history and payment history has improved significantly since last loan. I had to struggle getting a propser loan before as evident from multiple listings created then (as my credit history and prosper history was not solid before).
I would like to be able to finance this loan and have solid payment history as I am saving money for down payment for a house.
Regarding 1 public record amount in my Credit history: I forgot to pay $178 in IN state tax as I had moved around after graduation and did not get the notice in the mail. Once I learnt about the amount I owed-it was paid off immediately.
My financials:
Take home- $8200 (per month)
Rent- $1200
Car payment-none (I live in downtown and close to work-thus not yet tempted to pick up a car)
I have enough leftover each month to pay off this loan.
Thanks for bidding and please reach out if you have any questions.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| hawaiiangirl76 | $25.00 | $25.00 | 10/12/2010 9:46:01 AM |
| Veridic | $25.00 | $25.00 | 10/12/2010 9:48:36 AM |
| cebgop | $25.00 | $25.00 | 10/12/2010 9:50:04 AM |
| exact-gold2 | $25.00 | $25.00 | 10/12/2010 9:46:47 AM |
| larrybird | $150.00 | $150.00 | 10/12/2010 9:54:10 AM |
| tntmojave | $25.00 | $25.00 | 10/12/2010 9:53:33 AM |
| delicious-social132 | $50.00 | $50.00 | 10/12/2010 9:54:24 AM |
| alpinaut | $30.00 | $30.00 | 10/12/2010 9:45:51 AM |
| Avala | $100.00 | $100.00 | 10/12/2010 9:55:08 AM |
| marketplace-cello5 | $50.00 | $50.00 | 10/12/2010 9:56:24 AM |
| numitor | $50.00 | $50.00 | 10/12/2010 9:53:29 AM |
| chemistry220 | $50.00 | $50.00 | 10/12/2010 9:53:39 AM |
| murren | $25.00 | $25.00 | 10/12/2010 9:54:02 AM |
| cachecrew | $50.00 | $50.00 | 10/12/2010 9:54:49 AM |
| MJDAE | $50.00 | $50.00 | 10/12/2010 10:05:04 AM |
| meenan | $25.00 | $25.00 | 10/12/2010 9:55:24 AM |
| tekkie2412 | $50.00 | $50.00 | 10/12/2010 9:55:54 AM |
| Preferred-Lender | $25.00 | $25.00 | 10/12/2010 9:56:41 AM |
| E_G | $50.00 | $50.00 | 10/12/2010 10:04:47 AM |
| newest-sensible-hope | $50.00 | $50.00 | 10/12/2010 10:05:09 AM |
| fair-funds | $30.00 | $30.00 | 10/12/2010 10:07:26 AM |
| reinforced-reward | $25.00 | $25.00 | 10/12/2010 10:05:12 AM |
| applepie1 | $25.00 | $25.00 | 10/12/2010 10:05:25 AM |
| blot44 | $25.00 | $25.00 | 10/12/2010 10:08:50 AM |
| Castellan | $50.00 | $50.00 | 10/12/2010 10:06:31 AM |
| jonandmeg21 | $50.00 | $50.00 | 10/12/2010 10:09:20 AM |
| orange-influential-credit | $225.00 | $225.00 | 10/12/2010 10:10:47 AM |
| heroic-platinum | $25.00 | $25.00 | 10/12/2010 10:11:40 AM |
| HUNTER599673 | $25.00 | $25.00 | 10/12/2010 10:12:59 AM |
| andyb9 | $50.00 | $50.00 | 10/12/2010 10:13:08 AM |
| doc1 | $50.00 | $50.00 | 10/12/2010 10:14:04 AM |
| antlr | $50.00 | $50.00 | 10/12/2010 10:14:46 AM |
| Duchdad | $25.00 | $25.00 | 10/12/2010 10:16:01 AM |
| julijask | $35.00 | $35.00 | 10/12/2010 10:04:39 AM |
| harty | $50.00 | $50.00 | 10/12/2010 10:04:59 AM |
| greenback-bull6 | $100.00 | $100.00 | 10/12/2010 10:05:21 AM |
| worthy-bid8 | $100.00 | $100.00 | 10/12/2010 10:05:33 AM |
| mizon291 | $50.00 | $50.00 | 10/12/2010 10:16:08 AM |
| astute-benjamins | $100.00 | $100.00 | 10/12/2010 10:05:58 AM |
| catterpillar | $50.00 | $50.00 | 10/12/2010 10:06:19 AM |
| serene-power0 | $25.00 | $25.00 | 10/12/2010 10:41:30 AM |
| SummaCapital | $100.00 | $100.00 | 10/12/2010 10:48:01 AM |
| tjone69 | $25.00 | $25.00 | 10/12/2010 10:16:22 AM |
| IIP77 | $25.00 | $25.00 | 10/12/2010 3:00:49 PM |
| AoP | $50.00 | $50.00 | 10/12/2010 1:08:28 PM |
| agiovasil | $25.00 | $25.00 | 10/12/2010 4:38:54 PM |
| MarinLoans | $25.00 | $25.00 | 10/12/2010 4:53:37 PM |
| Artist_Blue | $25.00 | $25.00 | 10/12/2010 5:14:06 PM |
| skuba | $50.00 | $50.00 | 10/13/2010 12:53:24 AM |
| Trevor_C | $25.00 | $25.00 | 10/13/2010 1:05:20 AM |
| Ivan2007 | $50.00 | $50.00 | 10/12/2010 10:02:41 PM |
| gallant-economy9 | $25.00 | $25.00 | 10/13/2010 2:07:41 AM |
| LiquidRaptor | $25.00 | $25.00 | 10/12/2010 11:00:34 PM |
| Cheburashka | $30.00 | $30.00 | 10/13/2010 1:02:01 AM |
| Anny-Disco | $25.00 | $25.00 | 10/13/2010 7:12:42 AM |
| Phantom99 | $25.00 | $25.00 | 10/13/2010 1:33:44 AM |
| NYWA | $31.61 | $31.61 | 10/13/2010 2:27:42 PM |
| moneyfriend | $44.12 | $44.12 | 10/13/2010 11:36:04 PM |
| worldly-penny8 | $25.00 | $25.00 | 10/13/2010 7:47:44 PM |
| nourishing-payment8 | $25.00 | $25.00 | 10/14/2010 9:34:33 AM |
| best-ingenious-funds | $25.00 | $25.00 | 10/14/2010 9:36:47 AM |
| Rob717171 | $34.19 | $34.19 | 10/14/2010 9:38:37 AM |
| market-squadron3 | $50.00 | $50.00 | 10/14/2010 1:52:34 PM |
| contract-festival7 | $25.00 | $25.00 | 10/14/2010 4:49:42 PM |
| outofoffice | $79.36 | $79.36 | 10/14/2010 2:55:40 PM |
| SafeSaxa | $25.00 | $25.00 | 10/14/2010 5:22:58 PM |
| HHP | $25.00 | $25.00 | 10/15/2010 1:37:12 AM |
| squarebob | $25.00 | $25.00 | 10/14/2010 6:16:59 PM |
| organized-payment6 | $50.00 | $50.00 | 10/15/2010 6:39:09 AM |
| BludAx | $25.00 | $25.00 | 10/14/2010 11:59:20 PM |
| bold-careful-finance | $25.00 | $25.00 | 10/15/2010 7:34:40 AM |
| thesage | $25.00 | $25.00 | 10/15/2010 8:08:30 AM |
| shaker348 | $25.00 | $25.00 | 10/15/2010 6:44:32 AM |
| Aimvest | $25.00 | $25.00 | 10/15/2010 11:08:44 AM |
| BigSurf | $25.00 | $25.00 | 10/15/2010 10:02:54 AM |
| eadamson | $50.00 | $50.00 | 10/15/2010 11:09:05 AM |
| lowestghost | $25.00 | $25.00 | 10/15/2010 11:04:51 AM |
| dospapalotes | $25.00 | $25.00 | 10/15/2010 2:59:08 PM |
| money-bauble | $100.00 | $100.00 | 10/15/2010 11:21:19 AM |
| seanambrose | $25.00 | $25.00 | 10/15/2010 1:58:43 PM |
| gardenofeden | $25.00 | $25.00 | 10/15/2010 7:57:58 PM |
| cleared2land | $25.00 | $25.00 | 10/15/2010 9:12:44 PM |
| BiggestG | $25.00 | $25.00 | 10/15/2010 5:37:52 PM |
| thoughtful-payment268 | $25.00 | $25.00 | 10/15/2010 6:52:51 PM |
| lowrate | $50.00 | $50.00 | 10/15/2010 7:12:54 PM |
| jennifer55126 | $25.00 | $25.00 | 10/15/2010 10:23:12 PM |
| unique-order8 | $25.00 | $25.00 | 10/15/2010 5:38:19 PM |
| fireboss | $50.00 | $50.00 | 10/15/2010 10:20:57 PM |
| nv | $25.00 | $25.00 | 10/15/2010 10:22:26 PM |
| brewlots | $50.00 | $50.00 | 10/15/2010 10:23:39 PM |
| acropiloterau2002 | $25.00 | $25.00 | 10/15/2010 10:25:15 PM |
| frankdelraza | $25.00 | $25.00 | 10/15/2010 10:25:53 PM |
| johngaltline | $25.00 | $25.00 | 10/16/2010 2:15:19 AM |
| authoritative-capital | $25.00 | $25.00 | 10/16/2010 2:27:30 AM |
| rosie777 | $30.00 | $30.00 | 10/16/2010 11:27:54 AM |
| thankful-nickel2 | $25.00 | $25.00 | 10/16/2010 11:46:58 AM |
| LexiconLLC | $25.00 | $25.00 | 10/16/2010 3:12:46 PM |
| efficient-treasure0 | $25.00 | $25.00 | 10/16/2010 12:44:34 PM |
| miq3263827 | $25.00 | $25.00 | 10/16/2010 8:27:55 PM |
| ddibernardo | $25.00 | $25.00 | 10/16/2010 6:14:15 PM |
| Tsimmeej | $25.00 | $25.00 | 10/16/2010 7:52:51 PM |
| GATrust | $50.00 | $50.00 | 10/16/2010 4:22:55 PM |
| Engrrob | $37.91 | $37.91 | 10/16/2010 11:43:01 PM |
| zone6 | $41.27 | $41.27 | 10/17/2010 2:14:25 PM |
| supersarah61 | $25.00 | $25.00 | 10/17/2010 5:35:32 PM |
| yoink00 | $50.00 | $50.00 | 10/18/2010 3:33:04 AM |
| wise-dedicated-power | $25.00 | $25.00 | 10/18/2010 4:28:11 AM |
| proaz0119 | $25.00 | $25.00 | 10/18/2010 5:30:08 AM |
| Rivervale_Westwood | $25.00 | $25.00 | 10/17/2010 11:55:51 PM |
| p2ploan-charmer | $25.00 | $25.00 | 10/18/2010 4:28:07 AM |
| donloah | $25.00 | $25.00 | 10/18/2010 5:07:55 AM |
| chrisb1414 | $25.00 | $25.00 | 10/18/2010 6:37:54 AM |
| rakstar | $50.00 | $50.00 | 10/18/2010 6:22:52 AM |
| discrete-asset | $25.00 | $25.00 | 10/18/2010 9:02:54 AM |
| credit-coach118 | $50.00 | $50.00 | 10/18/2010 9:44:54 AM |
| TommyTucker | $50.00 | $50.00 | 10/18/2010 10:28:37 AM |
| Dollars4Rent | $25.00 | $25.00 | 10/18/2010 10:57:12 AM |
| moneygeek | $25.00 | $25.00 | 10/18/2010 9:45:37 AM |
| ferocious-exchange3 | $50.00 | $50.00 | 10/18/2010 9:56:07 AM |
| credit-guard5 | $25.00 | $25.00 | 10/18/2010 10:02:01 AM |
| healthy-commerce | $25.00 | $25.00 | 10/18/2010 1:23:14 PM |
| reward-rancher | $25.00 | $25.00 | 10/18/2010 12:16:11 PM |
| lion445 | $25.00 | $25.00 | 10/18/2010 12:17:40 PM |
| arenangelchild | $25.00 | $25.00 | 10/18/2010 3:36:39 PM |
| divedude | $50.00 | $50.00 | 10/18/2010 3:58:45 PM |
| figs4u2 | $100.00 | $100.00 | 10/18/2010 3:41:59 PM |
| yukongin | $50.00 | $50.00 | 10/18/2010 3:42:04 PM |
| tearingstar | $50.00 | $50.00 | 10/18/2010 3:42:26 PM |
| compwhiz | $25.00 | $25.00 | 10/18/2010 3:43:13 PM |
| commerce-voyager | $25.00 | $25.00 | 10/18/2010 4:07:45 PM |
| CarlC | $25.00 | $25.00 | 10/18/2010 4:09:06 PM |
| tearsnstone | $50.00 | $50.00 | 10/18/2010 5:17:55 PM |
| cash-sensai2 | $50.00 | $50.00 | 10/18/2010 5:33:53 PM |
| Kame | $50.00 | $50.00 | 10/18/2010 5:35:27 PM |
| orgy63 | $50.00 | $50.00 | 10/18/2010 5:35:33 PM |
| LAKESPRING | $25.00 | $25.00 | 10/18/2010 5:35:55 PM |
| ivadood | $100.00 | $100.00 | 10/18/2010 4:48:05 PM |
| investment-network | $25.00 | $25.00 | 10/18/2010 5:33:28 PM |
| auction-elvis | $25.00 | $25.00 | 10/18/2010 5:35:23 PM |
| commanding-dollar2 | $50.00 | $50.00 | 10/18/2010 5:34:14 PM |
| balance-river | $25.00 | $25.00 | 10/18/2010 6:54:13 PM |
| zbfamwl | $25.00 | $25.00 | 10/18/2010 5:43:43 PM |
| ideal-penny8 | $25.00 | $25.00 | 10/18/2010 7:44:25 PM |
| WorldlyWorker | $25.00 | $25.00 | 10/18/2010 8:03:48 PM |
| WAITING4SUNSHINE | $25.00 | $25.00 | 10/18/2010 8:08:19 PM |
| well-mannered-marketplace5 | $25.00 | $25.00 | 10/18/2010 8:29:46 PM |
| value-pouch | $50.00 | $50.00 | 10/18/2010 11:33:09 PM |
| BankShark | $25.00 | $25.00 | 10/18/2010 11:53:49 PM |
| nhm | $32.16 | $32.16 | 10/19/2010 2:48:34 AM |
| rmachi | $25.00 | $25.00 | 10/19/2010 1:09:48 AM |
| totoro | $25.00 | $25.00 | 10/19/2010 1:47:07 AM |
| SkiNZ | $25.00 | $25.00 | 10/19/2010 1:49:32 AM |
| airon7 | $25.00 | $25.00 | 10/18/2010 11:40:57 PM |
| tj1683 | $25.00 | $25.00 | 10/19/2010 3:30:10 AM |
| leeball | $50.00 | $50.00 | 10/19/2010 3:30:41 AM |
| sajitk | $25.00 | $25.00 | 10/19/2010 2:17:55 AM |
| eronyc | $25.00 | $25.00 | 10/19/2010 2:18:53 AM |
| ChicoBob | $50.00 | $50.00 | 10/19/2010 2:48:36 AM |
| degster | $25.00 | $25.00 | 10/19/2010 5:38:00 AM |
| theemhdoctor | $25.00 | $25.00 | 10/19/2010 2:48:14 AM |
| blooming-market | $25.00 | $25.00 | 10/19/2010 3:07:49 AM |
| skillful-diversification2 | $25.00 | $25.00 | 10/19/2010 4:15:17 AM |
| Jassi | $25.00 | $25.00 | 10/19/2010 7:13:00 AM |
| mizount | $25.00 | $25.00 | 10/19/2010 8:02:52 AM |
| larrybird | $600.00 | $600.00 | 10/19/2010 8:59:06 AM |
| larrybird | $400.00 | $360.08 | 10/19/2010 9:31:03 AM |
| radforj22 | $50.00 | $50.00 | 10/12/2010 9:46:43 AM |
| mjunlimited | $50.00 | $50.00 | 10/12/2010 9:52:31 AM |
| ramsbladder | $25.00 | $25.00 | 10/12/2010 9:48:29 AM |
| bayareainv | $100.00 | $100.00 | 10/12/2010 9:48:46 AM |
| museic1 | $25.00 | $25.00 | 10/12/2010 9:54:15 AM |
| jts | $25.00 | $25.00 | 10/12/2010 9:55:13 AM |
| dtrain5 | $25.00 | $25.00 | 10/12/2010 9:55:32 AM |
| spiritual-bonus9 | $50.00 | $50.00 | 10/12/2010 9:55:58 AM |
| Go_Ducks | $25.00 | $25.00 | 10/12/2010 9:56:04 AM |
| thezfunk | $25.00 | $25.00 | 10/12/2010 9:56:45 AM |
| kenji4861 | $50.00 | $50.00 | 10/12/2010 9:54:40 AM |
| DukSerduk | $25.00 | $25.00 | 10/12/2010 9:45:45 AM |
| ichibon | $150.00 | $150.00 | 10/12/2010 9:54:57 AM |
| ericgassercom | $25.00 | $25.00 | 10/12/2010 9:45:57 AM |
| psa1995 | $50.00 | $50.00 | 10/12/2010 9:55:37 AM |
| kegs | $150.00 | $150.00 | 10/12/2010 9:55:51 AM |
| cablenews | $50.00 | $50.00 | 10/12/2010 9:56:14 AM |
| lendingfrog | $50.00 | $50.00 | 10/12/2010 9:56:18 AM |
| eyal0 | $50.00 | $50.00 | 10/12/2010 9:56:32 AM |
| life-is-great | $50.00 | $50.00 | 10/12/2010 9:49:07 AM |
| natural-affluence4 | $50.00 | $50.00 | 10/12/2010 9:53:54 AM |
| Marathoner | $25.00 | $25.00 | 10/12/2010 9:55:03 AM |
| diplomatic-wealth7 | $100.00 | $100.00 | 10/12/2010 9:55:18 AM |
| BayShell | $50.00 | $50.00 | 10/12/2010 9:55:22 AM |
| chinolatino | $50.00 | $50.00 | 10/12/2010 9:55:41 AM |
| gopbernie | $25.00 | $25.00 | 10/12/2010 10:05:37 AM |
| tolerant-dinero2 | $25.00 | $25.00 | 10/12/2010 10:03:15 AM |
| JoyfulVegetarian | $50.00 | $50.00 | 10/12/2010 9:56:01 AM |
| balance6 | $25.00 | $25.00 | 10/12/2010 9:56:38 AM |
| trade-trumpet | $50.00 | $50.00 | 10/12/2010 10:06:44 AM |
| alaco | $25.00 | $25.00 | 10/12/2010 10:07:09 AM |
| auction-sage | $50.00 | $50.00 | 10/12/2010 10:07:29 AM |
| roadtruck | $50.00 | $50.00 | 10/12/2010 10:06:06 AM |
| red-unequivocal-finance | $25.00 | $25.00 | 10/12/2010 10:06:09 AM |
| ceg451 | $50.00 | $50.00 | 10/12/2010 10:09:21 AM |
| GElender | $50.00 | $50.00 | 10/12/2010 10:09:29 AM |
| RockCrown | $50.00 | $50.00 | 10/12/2010 10:16:17 AM |
| fishtale | $25.00 | $25.00 | 10/12/2010 10:17:29 AM |
| rescue | $100.00 | $100.00 | 10/12/2010 10:04:52 AM |
| mistertao | $25.00 | $25.00 | 10/12/2010 10:18:45 AM |
| TeamN | $25.00 | $25.00 | 10/12/2010 10:17:45 AM |
| ATOHokie | $25.00 | $25.00 | 10/12/2010 10:19:37 AM |
| CleeClee | $100.00 | $100.00 | 10/12/2010 10:26:56 AM |
| Ellisdee | $35.05 | $35.05 | 10/12/2010 10:27:18 AM |
| TennSquire | $25.00 | $25.00 | 10/12/2010 10:12:45 AM |
| gold-sushi | $50.00 | $50.00 | 10/12/2010 10:13:04 AM |
| diversification-pilot | $25.00 | $25.00 | 10/12/2010 10:41:48 AM |
| DonaldColorado | $100.00 | $100.00 | 10/12/2010 10:15:33 AM |
| SDNLR | $25.00 | $25.00 | 10/12/2010 10:15:47 AM |
| ThomasC | $50.00 | $50.00 | 10/12/2010 10:17:40 AM |
| damage | $25.00 | $25.00 | 10/12/2010 10:19:24 AM |
| platinum-hunter7 | $40.00 | $40.00 | 10/12/2010 1:53:26 PM |
| werdnaff | $25.00 | $25.00 | 10/12/2010 1:43:06 PM |
| noble-revenue | $50.00 | $50.00 | 10/12/2010 3:03:12 PM |
| dollar-sunshine746 | $50.00 | $50.00 | 10/12/2010 2:48:41 PM |
| forthright-dedication | $25.00 | $25.00 | 10/12/2010 3:53:37 PM |
| generous-deal6 | $25.00 | $25.00 | 10/12/2010 7:57:46 PM |
| riproaringrapids | $25.00 | $25.00 | 10/13/2010 2:17:46 AM |
| elasermd | $25.29 | $25.29 | 10/13/2010 1:03:20 AM |
| TakeCare | $100.00 | $100.00 | 10/13/2010 10:47:48 AM |
| LAAJ38 | $25.00 | $25.00 | 10/13/2010 2:17:45 PM |
| economy-orchid | $30.00 | $30.00 | 10/13/2010 12:58:12 PM |
| nimble-money0 | $50.00 | $50.00 | 10/13/2010 11:22:42 AM |
| saysana | $25.00 | $25.00 | 10/13/2010 6:37:38 PM |
| nicklds | $29.82 | $29.82 | 10/13/2010 11:52:14 PM |
| dcap3 | $50.00 | $50.00 | 10/14/2010 5:19:05 AM |
| engaging-worth | $25.00 | $25.00 | 10/14/2010 9:16:49 AM |
| FlexFunding | $50.00 | $50.00 | 10/14/2010 4:33:02 PM |
| squarebob | $25.00 | $25.00 | 10/14/2010 6:16:40 PM |
| mid | $25.00 | $25.00 | 10/14/2010 7:43:24 PM |
| revmax | $50.00 | $50.00 | 10/14/2010 9:08:07 PM |
| onegoodlender | $25.00 | $25.00 | 10/14/2010 11:12:44 PM |
| thedoctor | $50.00 | $50.00 | 10/14/2010 8:59:39 PM |
| wormdc | $25.00 | $25.00 | 10/14/2010 10:04:48 PM |
| squarebob | $25.00 | $25.00 | 10/14/2010 6:17:18 PM |
| adhawan325 | $25.00 | $25.00 | 10/15/2010 9:43:52 AM |
| bobemilman | $50.00 | $50.00 | 10/15/2010 8:03:46 AM |
| GenerousGentleMan | $75.00 | $75.00 | 10/15/2010 9:43:18 AM |
| blue-exuberant-economy | $25.00 | $25.00 | 10/15/2010 1:43:08 PM |
| rmpedi33 | $25.00 | $25.00 | 10/15/2010 1:36:08 PM |
| crawfingers | $26.54 | $26.54 | 10/15/2010 5:15:39 PM |
| stable-money | $25.00 | $25.00 | 10/15/2010 4:37:48 PM |
| ADenny | $25.00 | $25.00 | 10/15/2010 9:37:51 PM |
| julijask | $35.00 | $35.00 | 10/15/2010 5:50:07 PM |
| godfather4u | $25.00 | $25.00 | 10/15/2010 10:20:39 PM |
| bbrinck | $50.00 | $50.00 | 10/15/2010 10:20:54 PM |
| windfall46 | $25.00 | $25.00 | 10/15/2010 10:21:01 PM |
| bigballer105 | $100.00 | $100.00 | 10/15/2010 10:21:44 PM |
| tolstoy00 | $25.00 | $25.00 | 10/15/2010 10:22:42 PM |
| MO_Investor | $25.00 | $25.00 | 10/15/2010 10:23:02 PM |
| ommcd | $25.00 | $25.00 | 10/15/2010 8:02:50 PM |
| KiwiElf | $40.00 | $40.00 | 10/16/2010 1:47:16 AM |
| lifegrowth | $25.00 | $25.00 | 10/15/2010 10:19:37 PM |
| authoritative-loot | $25.00 | $25.00 | 10/15/2010 8:33:19 PM |
| Krozy | $25.00 | $25.00 | 10/15/2010 10:20:50 PM |
| icecoldcash | $40.00 | $40.00 | 10/15/2010 10:21:58 PM |
| efficient-marketplace | $50.00 | $50.00 | 10/15/2010 10:20:43 PM |
| brewman | $25.00 | $25.00 | 10/15/2010 10:20:46 PM |
| pipopirate | $25.00 | $25.00 | 10/16/2010 5:53:01 AM |
| reward-planetarium | $100.00 | $100.00 | 10/15/2010 10:21:12 PM |
| secret-santa | $25.00 | $25.00 | 10/15/2010 10:22:57 PM |
| wise-silver-wonder | $25.00 | $25.00 | 10/15/2010 10:23:36 PM |
| latestone | $25.00 | $25.00 | 10/16/2010 2:14:29 AM |
| anakinsolo | $25.00 | $25.00 | 10/16/2010 2:15:27 AM |
| perlindc | $25.28 | $25.28 | 10/16/2010 1:48:14 AM |
| All_Wins | $25.00 | $25.00 | 10/16/2010 4:58:35 AM |
| DeathScythe676 | $25.00 | $25.00 | 10/16/2010 2:15:22 AM |
| silver-armada | $50.00 | $50.00 | 10/16/2010 7:47:52 AM |
| gojackgo | $50.00 | $50.00 | 10/16/2010 6:28:02 AM |
| MissionMicroFinance | $25.00 | $25.00 | 10/16/2010 7:13:54 AM |
| lean-integrity9 | $100.00 | $100.00 | 10/16/2010 7:24:11 PM |
| Railbird | $25.00 | $25.00 | 10/16/2010 1:00:12 PM |
| dschless | $25.00 | $25.00 | 10/16/2010 8:22:27 PM |
| Supernick | $50.00 | $50.00 | 10/16/2010 10:13:24 PM |
| AK49-JW | $25.00 | $25.00 | 10/16/2010 11:26:07 PM |
| pbeach05 | $25.00 | $25.00 | 10/16/2010 5:52:49 PM |
| teejay411 | $100.00 | $100.00 | 10/17/2010 8:27:52 AM |
| zski | $25.00 | $25.00 | 10/16/2010 11:47:50 PM |
| schpere | $25.00 | $25.00 | 10/17/2010 8:42:49 AM |
| paixbouche | $25.00 | $25.00 | 10/17/2010 10:11:21 AM |
| anti-wall-st | $50.00 | $50.00 | 10/17/2010 10:28:29 AM |
| investment-artist | $25.00 | $25.00 | 10/17/2010 3:25:07 PM |
| platinum-genetics | $25.00 | $25.00 | 10/18/2010 5:04:10 AM |
| brutusbone | $50.00 | $50.00 | 10/18/2010 7:18:08 AM |
| enthusiastic-balance5 | $100.00 | $100.00 | 10/18/2010 6:23:46 AM |
| poetic-economy | $100.00 | $100.00 | 10/18/2010 7:48:11 AM |
| helping-out | $100.00 | $100.00 | 10/18/2010 8:13:24 AM |
| bomdel | $25.00 | $25.00 | 10/18/2010 8:03:47 AM |
| Sixmil | $42.32 | $42.32 | 10/18/2010 9:36:38 AM |
| grlscz | $25.00 | $25.00 | 10/18/2010 9:35:04 AM |
| lostontheedge | $25.00 | $25.00 | 10/18/2010 9:35:16 AM |
| greenkid | $50.00 | $50.00 | 10/18/2010 9:37:48 AM |
| jlofgren | $25.00 | $25.00 | 10/18/2010 9:34:39 AM |
| Dollars4Rent | $25.00 | $25.00 | 10/18/2010 10:56:53 AM |
| PCGeekWI | $25.00 | $25.00 | 10/18/2010 10:58:01 AM |
| gold-commander0 | $50.00 | $50.00 | 10/18/2010 11:17:01 AM |
| bill-bearer | $25.00 | $25.00 | 10/18/2010 10:20:24 AM |
| peace-monger | $50.00 | $50.00 | 10/18/2010 11:17:07 AM |
| anton | $1,000.00 | $1,000.00 | 10/18/2010 1:57:33 PM |
| point-shooter | $50.00 | $50.00 | 10/18/2010 1:22:45 PM |
| JJ9876 | $100.00 | $100.00 | 10/18/2010 3:41:02 PM |
| credit-bearer959 | $50.00 | $50.00 | 10/18/2010 3:42:58 PM |
| rate-comforter | $25.00 | $25.00 | 10/18/2010 5:35:30 PM |
| CaptainBlueberry | $25.00 | $25.00 | 10/18/2010 5:35:28 PM |
| peace-saber0 | $25.00 | $25.00 | 10/18/2010 5:35:42 PM |
| deca78750 | $50.00 | $50.00 | 10/18/2010 5:35:29 PM |
| BeemerRider | $25.00 | $25.00 | 10/18/2010 5:43:27 PM |
| SnE | $25.00 | $25.00 | 10/18/2010 6:52:22 PM |
| C_Mark | $100.00 | $100.00 | 10/18/2010 5:43:15 PM |
| the-upbeat-p2p | $50.00 | $50.00 | 10/18/2010 5:50:04 PM |
| leodaguy | $50.00 | $50.00 | 10/18/2010 6:58:17 PM |
| TakeCare | $40.00 | $40.00 | 10/18/2010 8:16:49 PM |
| truth-magma | $50.00 | $50.00 | 10/18/2010 8:03:52 PM |
| scottburger | $50.00 | $50.00 | 10/18/2010 8:55:10 PM |
| MathProfessor | $50.00 | $50.00 | 10/18/2010 8:06:25 PM |
| oldrebel | $25.00 | $25.00 | 10/18/2010 10:16:13 PM |
| klinebarger | $25.00 | $25.00 | 10/18/2010 8:48:39 PM |
| SeaLoans | $25.00 | $25.00 | 10/19/2010 2:48:18 AM |
| baci99 | $25.00 | $25.00 | 10/19/2010 2:48:26 AM |
| JaceSpade | $25.00 | $25.00 | 10/19/2010 3:03:33 AM |
| outwish | $25.00 | $25.00 | 10/19/2010 2:31:59 AM |
| ChristopherHS | $25.00 | $25.00 | 10/19/2010 3:30:44 AM |
| xphile | $25.00 | $25.00 | 10/19/2010 2:48:30 AM |
| don8ter | $50.00 | $50.00 | 10/19/2010 6:43:26 AM |
| AmericanCredit | $25.00 | $25.00 | 10/19/2010 5:34:24 AM |
| ojibwa | $25.00 | $25.00 | 10/19/2010 6:33:17 AM |
| kegs | $500.00 | $500.00 | 10/19/2010 9:13:10 AM |
| lost-money-so-far-on-these | $25.00 | $25.00 | 10/19/2010 8:25:35 AM |
| kegs | $400.00 | $400.00 | 10/19/2010 9:29:07 AM |
| 335 bids
|
Borrower Payment Dependent Notes Series
479157
This series of Notes was issued and sold upon the funding of the borrower loan #45000, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.80% |
Auction start date:
| Oct-12-2010 |
| |
Auction end date:
| Oct-19-2010 |
|
|
Starting lender yield:
| 26.50% |
Starting borrower rate/APR:
| 27.50% / 31.05% |
Starting monthly payment:
| $205.47 |
|
Final lender yield:
| 26.50% |
Final borrower rate/APR:
| 27.50% / 31.05% |
Final monthly payment:
| $205.47 |
| |
|
Auction yield range:
| 10.71% - 26.50% |
Estimated loss impact:
| 11.46% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1990 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 700-719 (Oct-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,719 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| commerce-champ1 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off debts into one bill
Purpose of loan:
This loan will be used to consolidate bills.
My financial situation:
I am a good candidate for this loan because I?always pay on or before the due date?and have been employed in the same field for 20 years.
Monthly net income: $ 3,010
Monthly expenses: $
??Housing: $ 1,364
??Insurance: $ Included in mortgage payment
??Car expenses: $ 0
??Utilities: $?150
??Phone, cable, internet: $ 155
??Food, entertainment: $ 0 (Fiance?covers)
??Clothing, household expenses $ (Fiance covers)
??Credit cards and other loans: $ 330
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| bid-czar8 | $25.00 | $25.00 | 10/12/2010 3:34:16 PM |
| radiant-loan5 | $100.00 | $100.00 | 10/12/2010 4:03:47 PM |
| teller | $50.00 | $50.00 | 10/12/2010 6:19:41 PM |
| handshake5 | $50.00 | $50.00 | 10/13/2010 9:49:44 AM |
| soulful-truth | $25.00 | $25.00 | 10/13/2010 7:12:52 AM |
| penny-plato | $25.00 | $25.00 | 10/13/2010 6:30:21 PM |
| crippledcircus | $53.24 | $53.24 | 10/14/2010 1:01:11 PM |
| NoCal | $30.00 | $30.00 | 10/15/2010 11:55:18 AM |
| money-bauble | $100.00 | $100.00 | 10/15/2010 1:09:14 PM |
| balance-handshake7 | $25.00 | $25.00 | 10/15/2010 5:31:48 PM |
| shmb6508 | $50.00 | $50.00 | 10/16/2010 12:59:36 PM |
| jigsaw | $50.00 | $50.00 | 10/18/2010 5:29:42 AM |
| HedgeFund | $50.00 | $50.00 | 10/18/2010 4:21:38 PM |
| shrewd-peace7 | $30.98 | $30.98 | 10/19/2010 4:05:14 AM |
| crenen139 | $25.00 | $25.00 | 10/19/2010 9:14:12 AM |
| loan-mammal | $25.00 | $25.00 | 10/19/2010 11:02:23 AM |
| just-money930 | $31.89 | $31.89 | 10/19/2010 10:56:01 AM |
| all_of_that_one | $45.00 | $45.00 | 10/19/2010 10:56:50 AM |
| towering-platinum3 | $25.00 | $25.00 | 10/19/2010 11:04:49 AM |
| economy-producer | $25.00 | $25.00 | 10/19/2010 11:07:40 AM |
| momoney2lend | $25.00 | $25.00 | 10/19/2010 10:58:51 AM |
| tearingstar | $25.00 | $25.00 | 10/19/2010 11:08:45 AM |
| marketplace-spark | $25.00 | $25.00 | 10/19/2010 10:59:43 AM |
| gizzywump | $50.00 | $50.00 | 10/19/2010 11:09:21 AM |
| DreamsDoComeTrue | $75.00 | $75.00 | 10/19/2010 11:09:31 AM |
| ivadood | $100.00 | $100.00 | 10/19/2010 11:11:01 AM |
| reward-adventure | $30.00 | $30.00 | 10/19/2010 11:11:56 AM |
| blackstar | $25.00 | $25.00 | 10/19/2010 11:08:24 AM |
| pursuit699 | $50.00 | $50.00 | 10/19/2010 11:08:53 AM |
| papaman | $25.00 | $25.00 | 10/19/2010 11:06:28 AM |
| truth-magma | $25.00 | $25.00 | 10/19/2010 11:09:23 AM |
| rescue | $100.00 | $100.00 | 10/19/2010 11:09:34 AM |
| direct-yield | $25.00 | $25.00 | 10/19/2010 11:14:24 AM |
| first-listing-expert | $25.00 | $25.00 | 10/19/2010 11:14:36 AM |
| majestic-principal1 | $50.00 | $50.00 | 10/19/2010 11:14:54 AM |
| soheagle | $25.00 | $25.00 | 10/19/2010 11:09:02 AM |
| burrito6 | $25.00 | $25.00 | 10/19/2010 11:11:43 AM |
| healthy-commerce | $25.00 | $25.00 | 10/19/2010 11:10:14 AM |
| rogue_monster | $25.00 | $25.00 | 10/19/2010 11:10:20 AM |
| zorg77 | $25.00 | $25.00 | 10/19/2010 11:10:39 AM |
| gardenofeden | $25.00 | $25.00 | 10/19/2010 11:13:39 AM |
| Pitufo | $50.00 | $50.00 | 10/19/2010 11:12:22 AM |
| orange-preeminant-bill | $50.00 | $50.00 | 10/19/2010 11:12:30 AM |
| EBITDA | $25.00 | $25.00 | 10/19/2010 11:16:00 AM |
| thorough-exchange4 | $50.00 | $50.00 | 10/19/2010 11:16:09 AM |
| Whipster | $25.00 | $25.00 | 10/19/2010 11:16:40 AM |
| wwwUniversal | $25.00 | $25.00 | 10/19/2010 11:42:32 AM |
| thebadpelican | $25.00 | $25.00 | 10/19/2010 12:48:38 PM |
| Lubava | $25.00 | $25.00 | 10/19/2010 1:57:52 PM |
| nickel-universe2 | $25.00 | $25.00 | 10/19/2010 11:53:59 AM |
| paradisenow | $25.00 | $25.00 | 10/19/2010 12:58:45 PM |
| on_your_side | $25.00 | $25.00 | 10/19/2010 1:29:29 PM |
| YeoLenderSource | $35.50 | $35.50 | 10/19/2010 3:27:10 PM |
| 1-HARD-HEAD | $25.00 | $25.00 | 10/19/2010 2:36:59 PM |
| natural-greenback6 | $25.00 | $25.00 | 10/12/2010 3:35:10 PM |
| blue-useful-auction | $25.00 | $25.00 | 10/12/2010 4:56:58 PM |
| forthright-dedication | $100.00 | $100.00 | 10/12/2010 3:44:41 PM |
| worthy-bid8 | $25.00 | $25.00 | 10/12/2010 6:53:02 PM |
| lendstats_com | $200.00 | $200.00 | 10/13/2010 7:25:26 AM |
| TakeCare | $60.00 | $60.00 | 10/13/2010 10:55:24 AM |
| platinum-hunter7 | $35.00 | $35.00 | 10/13/2010 2:40:15 PM |
| reflective-rupee | $125.00 | $125.00 | 10/13/2010 1:06:51 PM |
| tech310 | $50.00 | $50.00 | 10/14/2010 9:40:30 AM |
| ingenious-deal6 | $25.00 | $25.00 | 10/14/2010 9:43:08 AM |
| washboard1 | $50.00 | $50.00 | 10/14/2010 1:48:22 PM |
| musegaze | $100.00 | $100.00 | 10/14/2010 5:33:49 PM |
| Wellman | $50.00 | $50.00 | 10/15/2010 6:32:25 AM |
| squarebob | $25.00 | $25.00 | 10/15/2010 9:24:01 AM |
| graceful-investment | $100.00 | $100.00 | 10/15/2010 4:18:59 PM |
| joshuaajones | $100.00 | $100.00 | 10/16/2010 4:05:14 PM |
| anton | $25.00 | $25.00 | 10/18/2010 6:28:29 AM |
| SolarMoonshine | $25.00 | $25.00 | 10/18/2010 6:24:39 AM |
| MadHun | $100.00 | $100.00 | 10/18/2010 6:28:26 AM |
| patriot384 | $120.00 | $120.00 | 10/18/2010 7:35:02 AM |
| psa1995 | $25.00 | $25.00 | 10/18/2010 8:30:17 PM |
| noble-revenue | $49.79 | $49.79 | 10/19/2010 3:59:08 AM |
| inspiring-reward | $60.86 | $60.86 | 10/19/2010 4:16:56 AM |
| red-power-pecan | $50.00 | $50.00 | 10/19/2010 9:14:39 AM |
| ryan6853 | $25.00 | $25.00 | 10/19/2010 10:34:53 AM |
| wampum-chorus3 | $50.00 | $50.00 | 10/19/2010 10:40:46 AM |
| kindness-hickory5 | $25.00 | $25.00 | 10/19/2010 10:55:16 AM |
| payment-gusto | $25.00 | $25.00 | 10/19/2010 10:59:41 AM |
| iceberg982362 | $25.00 | $25.00 | 10/19/2010 11:08:09 AM |
| RandB_CPAs | $50.00 | $50.00 | 10/19/2010 11:08:14 AM |
| hard-working-loot | $50.00 | $50.00 | 10/19/2010 11:09:15 AM |
| C2Banking | $25.00 | $25.00 | 10/19/2010 11:02:58 AM |
| compwhiz | $25.00 | $25.00 | 10/19/2010 11:04:13 AM |
| Comoparklender | $40.00 | $40.00 | 10/19/2010 11:04:19 AM |
| the-upbeat-p2p | $50.00 | $50.00 | 10/19/2010 11:12:03 AM |
| satisfying-deal5 | $46.72 | $46.72 | 10/19/2010 11:07:58 AM |
| cognizant-rate732 | $25.00 | $25.00 | 10/19/2010 11:12:45 AM |
| bronzmajom | $25.00 | $25.00 | 10/19/2010 11:13:45 AM |
| extraordinary-transaction | $25.00 | $25.00 | 10/19/2010 11:09:37 AM |
| b-rent | $25.00 | $25.00 | 10/19/2010 11:09:47 AM |
| asmithj | $50.00 | $50.00 | 10/19/2010 11:15:07 AM |
| ITExec | $100.00 | $100.00 | 10/19/2010 11:10:35 AM |
| gentle-social0 | $25.00 | $25.00 | 10/19/2010 11:10:53 AM |
| NewPairOfShoes | $25.00 | $25.00 | 10/19/2010 11:15:56 AM |
| best-unbeatable-transaction | $25.00 | $25.00 | 10/19/2010 11:11:22 AM |
| Shepherd7 | $50.00 | $50.00 | 10/19/2010 11:11:34 AM |
| fairness-kayak | $25.00 | $25.00 | 10/19/2010 11:11:45 AM |
| Miklot | $75.00 | $75.00 | 10/19/2010 11:11:53 AM |
| zwd12 | $100.00 | $60.63 | 10/19/2010 11:16:40 AM |
| GInBaghdad | $25.00 | $25.00 | 10/19/2010 11:10:25 AM |
| honorable-yield | $25.00 | $25.00 | 10/19/2010 11:11:13 AM |
| ah-long | $50.00 | $50.00 | 10/19/2010 11:14:19 AM |
| lobstahlender | $25.00 | $25.00 | 10/19/2010 11:11:59 AM |
| orderly-leverage | $50.00 | $50.00 | 10/19/2010 11:12:10 AM |
| malomar66 | $45.39 | $45.39 | 10/19/2010 11:23:54 AM |
| nutandhoney | $25.00 | $25.00 | 10/19/2010 12:23:05 PM |
| market-pudding | $25.00 | $25.00 | 10/19/2010 1:20:57 PM |
| ultimate-peace | $25.00 | $25.00 | 10/19/2010 2:57:12 PM |
| friendinmoney | $25.00 | $25.00 | 10/19/2010 2:59:37 PM |
| friendinmoney | $25.00 | $25.00 | 10/19/2010 3:29:32 PM |
| AM2171 | $25.00 | $25.00 | 10/19/2010 12:48:23 PM |
| Haribelle | $50.00 | $50.00 | 10/19/2010 3:30:05 PM |
| 116 bids
|
Borrower Payment Dependent Notes Series
479321
This series of Notes was issued and sold upon the funding of the borrower loan #44999, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 24.00% |
Auction start date:
| Oct-12-2010 |
| |
Auction end date:
| Oct-19-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $339.27 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 38.72% |
Final monthly payment:
| $339.27 |
| |
|
Auction yield range:
| 16.71% - 34.00% |
Estimated loss impact:
| 26.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Feb-1984 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 740-759 (Oct-2010) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 6y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,061 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| income-inspector330 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 22 ( 92% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $3,200.00 | < 31 days late:
| 2
( 8% )
| 620-639
(Aug-2008)
|
|
Principal balance:
| $1,293.35 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 24 | | |
Description
Paying off credit/achieve 3 yr goal
Purpose of loan:
This loan will be used towards six of my accounts;?my school loan will be paid off,?one secured loan will be paid off, and 4 credit cards will be paid off. This will free up approximately $450 a month. My car loan?will be paid off in February 2011 and will save me another $214. That's a total of close $665 I'll be saving a month. So even with a loan through Proper, I will still be saving money and can use that towards paying off/down my remaining debt. My goal is to pay?my remaining debt and use only one major card. With all the changes to the credit card laws my interest rates have gone way up and it?s become very difficult get ahead.
My financial situation:
I am a good candidate for this loan because I am realizing how being in debt can affect your way of life. It?s amazing how much stress is related to how much money you need a month just?to make your minimun monthly payments. I make it a point to pay my debts on time each month but at the end of the day, I have just enough to get by. We were able to buy a house this past year, in partial because of the first loan I received from Prosper. However, there were all kinds of costs involved after the purchase which shot my credit cards up again. ?My husband has now taken responsibility for the?necessary household payments so I can concentrate on my debts. My debt not only affects me, but affects my husband as well. We put together a 3 year plan and with the help of this loan and?the monthly budget we created, I plan to payoff?or significantly?reduce my remaining debt.??
Monthly net income: $ 5099.00
Monthly expenses: $ 2152??
Housing: $ 0 ? my husband is paying this bill??
Insurance: $ 0 ? my husband is paying this bill??
Car expenses: $214.98???
Utilities: $ 250.00??
Phone, cable, internet: $ 75.00??
Food, entertainment: $ 300??
Clothing, household expenses $ 200??
Credit cards and other loans: $ 1112??
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Can you explain your 2 late prosper payments - restless-dime
A:
Yes. My first two payments were late because of a glitch with my automatic payments through my bank. However, once that was taken care of, I've not had a late payment since. Thank you.
Jackie
(Oct-15-2010)
Q:
Hi Income Inspector 330, I am going to help fund your loan! I am taking 6K out of my savings to help you get ahead of your debt and away from the greedy corporate thugs who have ruined this nations economy. Thanks, Steve - DasMula
A:
Steve, Thank you very much. I really appreciate the help. It is amazing how the change of some laws can really throw you into a tail spin. This will help dig me out and get me on track. All the best. Jackie
(Oct-19-2010)
Q:
Hi, what are the amounts and interest rates on the cards you want to pay off? Thanks. - interest88
A:
Hi Interest88,
Below are the cards that will be paid off:
Household - $1921 - 29.99%
BOA MBNA - $3248 - 27%
CitiCard - $2159 - 29.99%
Thank you,
Jackie
(Oct-19-2010)
Q:
Will you go through with the low despite where the final rate will be? - EretzCapital
A:
I have weighed out what the difference will be with the high rate versus what I'm paying currently. By using this loan to payoff my high debt, this will still reduce my monthly outlay - so yes, I will still go through with the loan.
(Oct-19-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| GrossBuddha | $75.00 | $75.00 | 10/12/2010 3:33:16 PM |
| SeeksValue | $50.00 | $50.00 | 10/12/2010 3:58:32 PM |
| reflective-rupee | $100.00 | $100.00 | 10/13/2010 1:14:36 PM |
| zone6 | $100.00 | $100.00 | 10/15/2010 5:06:05 AM |
| heerzaquestion | $25.00 | $25.00 | 10/15/2010 7:36:44 AM |
| mikeandcat | $43.46 | $43.46 | 10/16/2010 8:58:07 AM |
| Sven79 | $200.00 | $200.00 | 10/18/2010 10:16:15 AM |
| DasMula | $775.00 | $775.00 | 10/18/2010 8:28:07 PM |
| RecoveryLender | $25.00 | $25.00 | 10/18/2010 9:27:46 PM |
| realtormoises | $25.00 | $25.00 | 10/19/2010 5:57:04 AM |
| lucrative-loan | $100.00 | $100.00 | 10/19/2010 5:59:13 AM |
| mikeandcat | $100.00 | $100.00 | 10/19/2010 6:25:05 AM |
| Jinja | $25.00 | $25.00 | 10/19/2010 7:51:39 AM |
| penny-sergeant | $25.00 | $25.00 | 10/19/2010 6:02:31 AM |
| Lubava | $49.34 | $49.34 | 10/19/2010 6:27:55 AM |
| lively-exchange | $26.90 | $26.90 | 10/19/2010 10:19:12 AM |
| thomas16882004 | $25.00 | $25.00 | 10/19/2010 9:13:50 AM |
| EretzCapital | $50.00 | $50.00 | 10/19/2010 10:26:14 AM |
| JauaFlash | $37.04 | $37.04 | 10/19/2010 10:37:58 AM |
| lively-exchange | $26.28 | $26.28 | 10/19/2010 9:51:55 AM |
| houli123 | $500.00 | $500.00 | 10/19/2010 10:52:05 AM |
| fabulous-community4 | $25.00 | $25.00 | 10/19/2010 10:54:54 AM |
| capital-galaxy | $100.00 | $100.00 | 10/19/2010 10:29:26 AM |
| DasMula | $1,000.00 | $1,000.00 | 10/19/2010 10:55:54 AM |
| Whitewater_Loans | $50.00 | $50.00 | 10/19/2010 11:34:57 AM |
| Amber_Stone | $25.00 | $25.00 | 10/19/2010 1:11:23 PM |
| Astyanax | $100.00 | $100.00 | 10/19/2010 11:56:27 AM |
| favorite-commerce | $50.00 | $50.00 | 10/19/2010 12:38:55 PM |
| mikeandcat | $100.00 | $100.00 | 10/12/2010 6:18:16 PM |
| DasMula | $5,000.00 | $2,970.37 | 10/18/2010 8:52:10 PM |
| AlexTrep | $50.00 | $50.00 | 10/18/2010 9:20:08 PM |
| Bob450 | $25.00 | $25.00 | 10/18/2010 10:04:36 PM |
| ronin4sale | $25.00 | $25.00 | 10/19/2010 6:24:31 AM |
| restless-dime | $50.00 | $50.00 | 10/19/2010 7:12:52 AM |
| Kash2010lu | $50.00 | $50.00 | 10/19/2010 8:35:50 AM |
| economy-popcorn | $25.00 | $25.00 | 10/19/2010 10:31:41 AM |
| social-zebra | $25.00 | $25.00 | 10/19/2010 10:34:08 AM |
| McRowdy | $25.00 | $25.00 | 10/19/2010 10:42:11 AM |
| sgt-schultz | $25.00 | $25.00 | 10/19/2010 10:57:37 AM |
| jhouman | $25.00 | $25.00 | 10/19/2010 11:14:02 AM |
| nextar | $196.24 | $196.24 | 10/19/2010 11:42:14 AM |
| djkaiser | $25.00 | $25.00 | 10/19/2010 11:58:12 AM |
| CommunityArts_Non-profit | $75.00 | $75.00 | 10/19/2010 11:37:27 AM |
| Belair_Advisors | $25.00 | $25.00 | 10/19/2010 12:25:57 PM |
| El_Profesional | $25.37 | $25.37 | 10/19/2010 12:58:27 PM |
| interest88 | $25.00 | $25.00 | 10/19/2010 1:14:58 PM |
| 46 bids
|
Borrower Payment Dependent Notes Series
479493
This series of Notes was issued and sold upon the funding of the borrower loan #44990, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.95% |
Auction start date:
| Oct-14-2010 |
| |
Auction end date:
| Oct-21-2010 |
|
|
Starting lender yield:
| 14.15% |
Starting borrower rate/APR:
| 15.15% / 17.32% |
Starting monthly payment:
| $416.87 |
|
Final lender yield:
| 14.15% |
Final borrower rate/APR:
| 15.15% / 17.32% |
Final monthly payment:
| $416.87 |
| |
|
Auction yield range:
| 5.71% - 14.15% |
Estimated loss impact:
| 6.19% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1986 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 740-759 (Oct-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 3y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,068 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| scrappy-yield5 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off credit cards
Purpose of loan:
This loan will be used to?
Pay off credit cards and be finacially free in 2-3 years. Pay all cash for purchasses.
My financial situation:
I am a good candidate for this loan because?
I pay my bills on time and I am in the Air Conditioning business in Florida never without work.
Monthly net income: $
4500.00
Monthly expenses: $ 3200.00
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What interest rates are you currently paying? Thanks. - tuxedo76
A:
30% and 16% on the 2 cards I am paying off
(Oct-15-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| radforj22 | $25.00 | $25.00 | 10/14/2010 2:11:36 PM |
| Weaverville | $50.00 | $50.00 | 10/14/2010 2:11:48 PM |
| alpinaut | $25.00 | $25.00 | 10/14/2010 2:11:58 PM |
| ichibon | $150.00 | $150.00 | 10/14/2010 2:20:57 PM |
| authentic-liberty7 | $25.00 | $25.00 | 10/14/2010 2:17:45 PM |
| mike_banker | $50.00 | $50.00 | 10/14/2010 2:18:49 PM |
| TakeCare | $80.00 | $80.00 | 10/14/2010 2:24:33 PM |
| DDPrime | $100.00 | $100.00 | 10/14/2010 2:24:55 PM |
| williemc44 | $50.00 | $50.00 | 10/14/2010 2:25:28 PM |
| tntmojave | $25.00 | $25.00 | 10/14/2010 2:21:08 PM |
| rescue | $50.00 | $50.00 | 10/14/2010 2:11:12 PM |
| MadHun | $100.00 | $100.00 | 10/14/2010 2:25:55 PM |
| CAGE-Investments | $25.00 | $25.00 | 10/14/2010 2:21:31 PM |
| bambampk | $25.00 | $25.00 | 10/14/2010 2:21:35 PM |
| delicious-social132 | $50.00 | $50.00 | 10/14/2010 2:21:43 PM |
| jigsaw | $100.00 | $100.00 | 10/14/2010 2:22:22 PM |
| GElender | $50.00 | $50.00 | 10/14/2010 2:25:47 PM |
| maldok1 | $25.00 | $25.00 | 10/14/2010 2:26:39 PM |
| JohnGalt79 | $100.00 | $100.00 | 10/14/2010 2:20:10 PM |
| cybernosha | $25.00 | $25.00 | 10/14/2010 2:21:21 PM |
| payout-achievement | $100.00 | $100.00 | 10/14/2010 2:22:13 PM |
| Sevron | $100.00 | $100.00 | 10/14/2010 2:26:14 PM |
| blue-useful-auction | $25.00 | $25.00 | 10/14/2010 5:10:40 PM |
| cclady | $100.00 | $100.00 | 10/14/2010 3:27:52 PM |
| ray1051 | $25.00 | $25.00 | 10/15/2010 6:31:09 AM |
| jazzlender | $25.00 | $25.00 | 10/15/2010 10:07:54 AM |
| jga516 | $25.00 | $25.00 | 10/15/2010 11:27:59 AM |
| simplelender80 | $63.87 | $63.87 | 10/15/2010 11:29:42 AM |
| IeatatWendys | $48.47 | $48.47 | 10/15/2010 5:13:30 PM |
| graceful-investment | $100.00 | $100.00 | 10/15/2010 4:18:10 PM |
| escharfer | $25.00 | $25.00 | 10/15/2010 5:19:12 PM |
| cello1 | $25.00 | $25.00 | 10/16/2010 10:57:52 AM |
| dgallo | $25.00 | $25.00 | 10/16/2010 5:28:10 AM |
| RedCentre | $500.00 | $500.00 | 10/16/2010 10:18:20 AM |
| efficient-treasure0 | $25.00 | $25.00 | 10/16/2010 12:44:46 PM |
| the-upbeat-p2p | $42.90 | $42.90 | 10/16/2010 5:13:00 PM |
| lean-integrity9 | $100.00 | $100.00 | 10/16/2010 7:24:37 PM |
| special-currency6 | $50.00 | $50.00 | 10/17/2010 8:53:04 AM |
| techvet | $50.00 | $50.00 | 10/17/2010 3:31:48 PM |
| supersarah61 | $25.00 | $25.00 | 10/17/2010 5:35:00 PM |
| wings2fly | $25.00 | $25.00 | 10/18/2010 4:13:19 AM |
| Ocean713 | $50.00 | $50.00 | 10/18/2010 7:12:55 AM |
| thoughtful-community7 | $25.00 | $25.00 | 10/18/2010 8:58:02 AM |
| credit-coach118 | $25.00 | $25.00 | 10/18/2010 9:37:38 AM |
| income-titan8 | $30.00 | $30.00 | 10/18/2010 10:29:04 AM |
| Clambake | $50.00 | $50.00 | 10/18/2010 9:45:29 AM |
| mla | $25.00 | $25.00 | 10/18/2010 10:28:06 AM |
| orderly-leverage | $50.00 | $50.00 | 10/18/2010 11:33:24 AM |
| a-finance-nirvana | $25.00 | $25.00 | 10/18/2010 1:07:09 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/18/2010 1:07:10 PM |
| grue | $50.00 | $50.00 | 10/18/2010 1:07:25 PM |
| EvalCrux | $50.00 | $50.00 | 10/18/2010 3:43:46 PM |
| nybanker85 | $50.00 | $50.00 | 10/18/2010 3:50:46 PM |
| HedgeFund | $50.00 | $50.00 | 10/18/2010 4:20:36 PM |
| reflective-rupee | $100.00 | $100.00 | 10/18/2010 5:01:10 PM |
| reward-tsunami7 | $50.00 | $50.00 | 10/18/2010 6:34:31 PM |
| a-community-aficionado | $60.00 | $60.00 | 10/18/2010 6:53:26 PM |
| psa1995 | $50.00 | $50.00 | 10/18/2010 8:30:35 PM |
| WorldlyWorker | $25.00 | $25.00 | 10/18/2010 7:58:23 PM |
| truth-magma | $25.00 | $25.00 | 10/18/2010 8:08:34 PM |
| herbyman | $25.00 | $25.00 | 10/18/2010 8:18:28 PM |
| penny-plato | $25.00 | $25.00 | 10/18/2010 10:39:33 PM |
| racing777 | $50.00 | $50.00 | 10/19/2010 6:55:18 AM |
| don8ter | $25.00 | $25.00 | 10/19/2010 6:43:12 AM |
| 54CHEVY | $50.00 | $50.00 | 10/19/2010 6:39:25 AM |
| Tradesmanlender | $25.00 | $25.00 | 10/19/2010 11:07:06 AM |
| upbeat-investment9 | $50.00 | $50.00 | 10/19/2010 11:07:32 AM |
| dc_lobster | $25.00 | $25.00 | 10/19/2010 11:08:17 AM |
| listing-meridian | $100.00 | $100.00 | 10/19/2010 11:09:12 AM |
| Artist_Blue | $25.00 | $25.00 | 10/19/2010 11:05:28 AM |
| IIP77 | $25.00 | $25.00 | 10/19/2010 11:06:10 AM |
| upbeat-principal | $25.00 | $25.00 | 10/19/2010 11:14:51 AM |
| tech310 | $50.00 | $50.00 | 10/19/2010 11:20:24 AM |
| circustab | $50.00 | $50.00 | 10/19/2010 12:05:36 PM |
| flwah | $25.00 | $25.00 | 10/19/2010 4:10:47 PM |
| bold-social-advantage | $125.00 | $125.00 | 10/19/2010 5:13:23 PM |
| life-is-great | $50.00 | $30.61 | 10/19/2010 4:24:10 PM |
| rmpedi33 | $50.00 | $50.00 | 10/19/2010 4:54:18 PM |
| tranquil-revenue | $50.00 | $50.00 | 10/20/2010 1:21:36 AM |
| silver-armada | $50.00 | $50.00 | 10/20/2010 5:03:54 AM |
| Mocaba | $50.00 | $50.00 | 10/20/2010 7:28:19 AM |
| Eagledrop | $25.00 | $25.00 | 10/20/2010 8:46:07 AM |
| smurf163 | $25.00 | $25.00 | 10/20/2010 10:40:01 AM |
| rad-pred | $50.00 | $50.00 | 10/20/2010 11:15:58 AM |
| wkeboarder21 | $50.00 | $50.00 | 10/20/2010 11:54:19 AM |
| Requiem | $25.00 | $25.00 | 10/20/2010 3:28:31 PM |
| blukestrel | $25.00 | $25.00 | 10/20/2010 3:46:01 PM |
| well-mannered-income3 | $30.00 | $30.00 | 10/20/2010 4:09:55 PM |
| smbau06 | $50.00 | $50.00 | 10/20/2010 5:52:25 PM |
| GeorgiaGator | $25.00 | $25.00 | 10/20/2010 4:53:13 PM |
| kind-value-pouch | $200.00 | $200.00 | 10/20/2010 7:12:59 PM |
| greenback-ally | $50.00 | $50.00 | 10/20/2010 7:34:01 PM |
| gold-disk | $50.00 | $50.00 | 10/20/2010 9:16:53 PM |
| fcb202 | $50.00 | $50.00 | 10/20/2010 7:59:06 PM |
| Wizard2 | $50.00 | $50.00 | 10/20/2010 10:28:55 PM |
| velocity-winner | $25.00 | $25.00 | 10/20/2010 10:31:11 PM |
| 108lender | $53.97 | $53.97 | 10/21/2010 1:36:13 AM |
| Usurious | $25.00 | $25.00 | 10/21/2010 2:03:57 AM |
| ClearLake | $25.00 | $25.00 | 10/21/2010 1:35:21 AM |
| elloboverde | $25.00 | $25.00 | 10/20/2010 10:25:17 PM |
| fair_rates | $25.00 | $25.00 | 10/21/2010 2:08:57 AM |
| head | $25.00 | $25.00 | 10/21/2010 4:17:22 AM |
| wise-silver-wonder | $25.00 | $25.00 | 10/21/2010 2:21:04 AM |
| mmckune | $25.00 | $25.00 | 10/21/2010 1:51:08 AM |
| Mindful7 | $25.00 | $25.00 | 10/21/2010 4:52:07 AM |
| BigLinCT | $25.00 | $25.00 | 10/21/2010 5:23:19 AM |
| peso-fortress | $25.00 | $25.00 | 10/21/2010 6:40:05 AM |
| octoberfresh | $25.00 | $25.00 | 10/21/2010 6:38:48 AM |
| UBOtto186 | $50.00 | $50.00 | 10/21/2010 7:14:59 AM |
| EretzCapital | $50.00 | $50.00 | 10/21/2010 8:26:40 AM |
| natural-affluence4 | $25.00 | $25.00 | 10/21/2010 9:35:02 AM |
| Peterman | $25.00 | $25.00 | 10/21/2010 8:43:13 AM |
| thebadpelican | $25.00 | $25.00 | 10/21/2010 8:43:35 AM |
| goldeneye777 | $29.89 | $29.89 | 10/21/2010 9:46:50 AM |
| comet55 | $25.00 | $25.00 | 10/21/2010 9:47:35 AM |
| money-yeller | $50.00 | $50.00 | 10/21/2010 9:48:59 AM |
| repaymeplease | $25.00 | $25.00 | 10/21/2010 10:24:31 AM |
| economy-caper9 | $25.00 | $25.00 | 10/21/2010 10:42:10 AM |
| tuxedo76 | $55.00 | $55.00 | 10/21/2010 10:48:51 AM |
| MyKidsDad | $25.00 | $25.00 | 10/21/2010 10:49:23 AM |
| green-wampum-titan | $25.00 | $25.00 | 10/21/2010 10:58:05 AM |
| UncleSteve3000 | $26.00 | $26.00 | 10/21/2010 11:43:10 AM |
| Bcs-cnc | $32.04 | $32.04 | 10/21/2010 12:10:40 PM |
| ethicalhumanist | $50.00 | $50.00 | 10/21/2010 12:27:51 PM |
| crw1950 | $30.00 | $30.00 | 10/21/2010 12:31:12 PM |
| dinero-festivity2 | $50.00 | $50.00 | 10/21/2010 1:16:28 PM |
| CoolHelp | $50.00 | $50.00 | 10/21/2010 1:17:58 PM |
| omerta6102 | $50.00 | $50.00 | 10/21/2010 1:18:22 PM |
| Astyanax | $100.00 | $100.00 | 10/21/2010 1:22:37 PM |
| tdinbranson | $50.00 | $50.00 | 10/21/2010 2:03:42 PM |
| SpotLending | $25.00 | $25.00 | 10/21/2010 2:07:03 PM |
| bountiful-durability | $100.00 | $100.00 | 10/14/2010 2:18:32 PM |
| jdwillcox | $50.00 | $50.00 | 10/14/2010 2:19:03 PM |
| jeg3k | $50.00 | $50.00 | 10/14/2010 2:22:30 PM |
| crenen139 | $25.00 | $25.00 | 10/14/2010 2:22:36 PM |
| generous-deal6 | $50.00 | $50.00 | 10/14/2010 2:23:23 PM |
| papaloha | $25.00 | $25.00 | 10/14/2010 2:18:17 PM |
| DRA-Properties | $25.00 | $25.00 | 10/14/2010 2:18:41 PM |
| kmr2 | $200.00 | $200.00 | 10/14/2010 2:19:45 PM |
| Gabriel02 | $25.00 | $25.00 | 10/14/2010 2:11:43 PM |
| SelectTrustLending | $25.00 | $25.00 | 10/14/2010 2:12:24 PM |
| worthy-bid8 | $100.00 | $100.00 | 10/14/2010 2:23:06 PM |
| enthralling-deal180 | $50.00 | $50.00 | 10/14/2010 2:35:32 PM |
| objective-investor | $100.00 | $100.00 | 10/14/2010 2:19:51 PM |
| bowdish1 | $50.00 | $50.00 | 10/14/2010 2:20:41 PM |
| bid-czar8 | $50.00 | $50.00 | 10/14/2010 2:23:48 PM |
| handshake5 | $100.00 | $100.00 | 10/14/2010 2:24:15 PM |
| larrybird | $150.00 | $150.00 | 10/14/2010 2:27:03 PM |
| squarebob | $25.00 | $25.00 | 10/14/2010 6:44:21 PM |
| money-explorer3 | $25.00 | $25.00 | 10/15/2010 1:41:46 AM |
| studious-bonus7 | $25.00 | $25.00 | 10/15/2010 5:53:29 AM |
| orgy63 | $50.00 | $50.00 | 10/15/2010 8:39:41 AM |
| Bank_Of_XL | $50.00 | $50.00 | 10/15/2010 6:14:08 PM |
| shmb6508 | $106.91 | $106.91 | 10/16/2010 8:23:28 PM |
| schpere | $200.00 | $200.00 | 10/17/2010 8:49:19 AM |
| chestnut4 | $25.00 | $25.00 | 10/17/2010 8:52:56 PM |
| triumph329 | $41.39 | $41.39 | 10/18/2010 6:12:57 AM |
| balance-force | $28.00 | $28.00 | 10/18/2010 9:04:49 AM |
| californiakhan | $25.00 | $25.00 | 10/18/2010 9:33:31 AM |
| helping-out | $100.00 | $100.00 | 10/18/2010 8:30:33 AM |
| excellent-nickel | $50.00 | $50.00 | 10/18/2010 8:30:56 AM |
| MoxiePop | $50.00 | $50.00 | 10/18/2010 9:39:06 AM |
| chemistry220 | $35.30 | $35.30 | 10/18/2010 10:10:07 AM |
| orangetrust | $100.00 | $100.00 | 10/18/2010 10:10:56 AM |
| Ripsaw4U | $35.74 | $35.74 | 10/18/2010 1:13:07 PM |
| McRowdy | $25.00 | $25.00 | 10/18/2010 11:43:18 AM |
| point-shooter | $50.00 | $50.00 | 10/18/2010 1:23:09 PM |
| tearingstar | $25.00 | $25.00 | 10/18/2010 3:42:28 PM |
| mtquan | $25.00 | $25.00 | 10/18/2010 3:41:37 PM |
| rupee-prairie | $25.00 | $25.00 | 10/18/2010 3:42:48 PM |
| greenback-bull6 | $26.25 | $26.25 | 10/18/2010 3:57:52 PM |
| ti22ring | $25.00 | $25.00 | 10/18/2010 4:39:20 PM |
| payment-halo | $25.00 | $25.00 | 10/18/2010 4:59:25 PM |
| ivadood | $100.00 | $100.00 | 10/18/2010 4:45:03 PM |
| C_Mark | $50.00 | $50.00 | 10/18/2010 5:38:41 PM |
| nytrnbow | $25.00 | $25.00 | 10/18/2010 5:38:20 PM |
| successful-agreement7 | $100.00 | $100.00 | 10/18/2010 6:34:06 PM |
| Roundhouse | $50.00 | $50.00 | 10/18/2010 8:32:44 PM |
| teller | $41.22 | $41.22 | 10/18/2010 8:03:15 PM |
| wdworld | $30.09 | $30.09 | 10/19/2010 8:08:25 AM |
| peb44 | $25.00 | $25.00 | 10/19/2010 7:06:45 AM |
| brother_tam | $50.00 | $50.00 | 10/19/2010 11:12:56 AM |
| atope | $50.00 | $50.00 | 10/19/2010 11:43:51 AM |
| soheagle | $50.00 | $50.00 | 10/19/2010 2:30:22 PM |
| ogmanny | $50.00 | $50.00 | 10/20/2010 1:46:36 AM |
| mjunlimited | $50.00 | $50.00 | 10/20/2010 6:28:53 AM |
| designs626 | $50.00 | $50.00 | 10/20/2010 7:11:24 AM |
| happyinvallarta | $41.98 | $41.98 | 10/20/2010 7:14:46 AM |
| Mocaba | $50.00 | $50.00 | 10/20/2010 7:28:38 AM |
| Mocaba | $50.00 | $50.00 | 10/20/2010 7:27:58 AM |
| suave-dime6 | $25.00 | $25.00 | 10/20/2010 7:50:48 AM |
| nestegg4e | $25.00 | $25.00 | 10/20/2010 8:44:09 AM |
| hookUup | $50.00 | $50.00 | 10/20/2010 9:48:33 AM |
| deal-enrichment | $50.00 | $50.00 | 10/20/2010 9:48:53 AM |
| equitable-yield4 | $25.00 | $25.00 | 10/20/2010 11:25:40 AM |
| the-money-position | $50.00 | $50.00 | 10/20/2010 12:33:06 PM |
| LittlePiggyBank | $50.00 | $50.00 | 10/20/2010 1:49:04 PM |
| j2ee | $25.00 | $25.00 | 10/20/2010 12:53:54 PM |
| dollardave | $100.00 | $100.00 | 10/20/2010 1:11:13 PM |
| csak13 | $25.00 | $25.00 | 10/20/2010 3:31:54 PM |
| loss-of-control | $25.00 | $25.00 | 10/20/2010 5:01:53 PM |
| bold-durability-drum | $25.00 | $25.00 | 10/20/2010 4:06:46 PM |
| best-listing-toro | $25.00 | $25.00 | 10/20/2010 4:59:36 PM |
| vest_vortex | $25.00 | $25.00 | 10/20/2010 4:43:08 PM |
| debt-patriot | $50.00 | $50.00 | 10/20/2010 7:04:20 PM |
| loss-of-control | $50.00 | $50.00 | 10/20/2010 5:01:32 PM |
| innocent-income4 | $25.00 | $25.00 | 10/20/2010 5:07:07 PM |
| DasMula | $25.00 | $25.00 | 10/20/2010 9:27:24 PM |
| _NaLNaBB | $500.00 | $500.00 | 10/20/2010 10:06:05 PM |
| Magog12 | $50.00 | $50.00 | 10/20/2010 9:41:04 PM |
| kenji4861 | $25.00 | $25.00 | 10/20/2010 9:41:17 PM |
| cwb8539 | $28.58 | $28.58 | 10/20/2010 8:10:29 PM |
| DG2007 | $25.00 | $25.00 | 10/20/2010 8:14:40 PM |
| resplendent-dollar | $50.00 | $50.00 | 10/20/2010 11:11:39 PM |
| PaulW | $25.00 | $25.00 | 10/21/2010 1:29:24 AM |
| Interloper | $25.00 | $25.00 | 10/20/2010 10:39:03 PM |
| sugarhoof | $25.00 | $25.00 | 10/20/2010 10:39:53 PM |
| boogles72 | $50.00 | $50.00 | 10/20/2010 10:02:41 PM |
| bxdoc | $44.64 | $44.64 | 10/21/2010 2:07:51 AM |
| hrubinst | $27.65 | $27.65 | 10/21/2010 2:07:56 AM |
| Ven58 | $25.00 | $25.00 | 10/21/2010 1:38:05 AM |
| CPAMAN | $25.00 | $25.00 | 10/21/2010 1:48:25 AM |
| gt5149c | $25.00 | $25.00 | 10/21/2010 2:05:01 AM |
| BanqueDeD | $25.00 | $25.00 | 10/21/2010 1:18:34 AM |
| KiwiElf | $35.00 | $35.00 | 10/21/2010 1:34:30 AM |
| ardaentiknik | $50.00 | $50.00 | 10/21/2010 4:02:24 AM |
| oldman68 | $25.00 | $25.00 | 10/21/2010 4:28:34 AM |
| wkeboarder21 | $50.00 | $50.00 | 10/21/2010 5:40:08 AM |
| colbie | $25.00 | $25.00 | 10/21/2010 5:48:46 AM |
| doomsday18 | $25.00 | $25.00 | 10/21/2010 6:11:58 AM |
| sosleep | $25.00 | $25.00 | 10/21/2010 6:56:25 AM |
| broosky2 | $50.00 | $50.00 | 10/21/2010 9:07:20 AM |
| vinyl117 | $25.00 | $25.00 | 10/21/2010 7:55:00 AM |
| friendinmoney | $25.00 | $25.00 | 10/21/2010 8:11:30 AM |
| dritter | $25.00 | $25.00 | 10/21/2010 9:43:23 AM |
| grabtakeout | $25.00 | $25.00 | 10/21/2010 9:16:04 AM |
| LongTail | $25.00 | $25.00 | 10/21/2010 10:39:03 AM |
| Mark0135 | $50.00 | $50.00 | 10/21/2010 10:39:25 AM |
| ezhik00 | $25.00 | $25.00 | 10/21/2010 11:39:03 AM |
| balance-chestnut | $62.50 | $62.50 | 10/21/2010 11:51:55 AM |
| leverage-monger | $25.00 | $25.00 | 10/21/2010 12:10:57 PM |
| SomebodysMom | $25.00 | $25.00 | 10/21/2010 12:30:22 PM |
| selfmademan | $25.00 | $25.00 | 10/21/2010 12:45:52 PM |
| thankful-nickel2 | $25.00 | $25.00 | 10/21/2010 12:37:33 PM |
| zztopdog | $25.00 | $25.00 | 10/21/2010 12:54:32 PM |
| trade-freshmaker | $25.00 | $25.00 | 10/21/2010 1:05:31 PM |
| social-zebra | $27.00 | $27.00 | 10/21/2010 1:26:24 PM |
| SAR-2 | $25.00 | $25.00 | 10/21/2010 1:45:48 PM |
| Engineer44 | $25.00 | $25.00 | 10/21/2010 2:06:41 PM |
| 249 bids
|
Borrower Payment Dependent Notes Series
479511
This series of Notes was issued and sold upon the funding of the borrower loan #44980, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.55% |
Auction start date:
| Oct-14-2010 |
| |
Auction end date:
| Oct-21-2010 |
|
|
Starting lender yield:
| 7.25% |
Starting borrower rate/APR:
| 8.25% / 8.59% |
Starting monthly payment:
| $471.78 |
|
Final lender yield:
| 7.25% |
Final borrower rate/APR:
| 8.25% / 8.59% |
Final monthly payment:
| $471.78 |
| |
|
Auction yield range:
| 2.71% - 7.25% |
Estimated loss impact:
| 1.55% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.70% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Oct-1982 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 780-799 (Oct-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 1y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,704 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| magnetic-contract7 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay OFF CC Debt
Purpose of loan:
This loan will be used to take care of high interest credit card debt!
My financial situation:
I am a good candidate for this loan because I am a new father and want to provide a great future for my new daughter!? I have a new focus on my life as a family man and muuch more focused on providing econimic stability for my family.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
$471 is a high monthly payment; can you handle it? Thanks. - tuxedo76
A:
YES, after new baby, the Restaurant savings alone already make up the difference. My bride and I are committed our little girl's future. The $471 seems high, yet after giving up the "married yet living like a single life" we have tuned into great savings. Focusing and being smart with our money, Prosper's peer lending is smarter than bouncing 3 month and 6 month credit card introductary rates. We plan to move in the future, so we wouldn't consider a transation that could damage our credit.
(Oct-15-2010)
Q:
Have you set up a budget and do you have a break down of your monthly expenses? Thanks - AK49-JW
A:
Yes, we have set up our budgets, a chore not previously done. It has been enlightening to our waste and excesses. We are even keeping a smaller charity budget. We should have done this just as we were married, we were not smart to wait until now, but we are focused on the future.
(Oct-17-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| exact-gold2 | $50.00 | $50.00 | 10/14/2010 2:12:33 PM |
| life-is-great | $50.00 | $50.00 | 10/14/2010 2:12:49 PM |
| radforj22 | $50.00 | $50.00 | 10/14/2010 2:13:22 PM |
| numitor | $50.00 | $50.00 | 10/14/2010 2:13:40 PM |
| ichibon | $150.00 | $150.00 | 10/14/2010 2:14:19 PM |
| Avala | $100.00 | $100.00 | 10/14/2010 2:14:27 PM |
| jts | $25.00 | $25.00 | 10/14/2010 2:14:36 PM |
| psa1995 | $50.00 | $50.00 | 10/14/2010 2:14:58 PM |
| chinolatino | $50.00 | $50.00 | 10/14/2010 2:15:04 PM |
| eyal0 | $50.00 | $50.00 | 10/14/2010 2:15:14 PM |
| andyb9 | $50.00 | $50.00 | 10/14/2010 2:16:37 PM |
| alpinaut | $30.00 | $30.00 | 10/14/2010 2:10:33 PM |
| antlr | $50.00 | $50.00 | 10/14/2010 2:16:43 PM |
| fishtale | $25.00 | $25.00 | 10/14/2010 2:17:11 PM |
| damage | $25.00 | $25.00 | 10/14/2010 2:17:22 PM |
| diversification-pilot | $25.00 | $25.00 | 10/14/2010 2:17:27 PM |
| ericgassercom | $50.00 | $50.00 | 10/14/2010 2:13:29 PM |
| ogmanny | $50.00 | $50.00 | 10/14/2010 2:19:23 PM |
| cachecrew | $50.00 | $50.00 | 10/14/2010 2:14:14 PM |
| GElender | $50.00 | $50.00 | 10/14/2010 2:16:06 PM |
| orange-influential-credit | $225.00 | $225.00 | 10/14/2010 2:16:09 PM |
| DonaldColorado | $100.00 | $100.00 | 10/14/2010 2:16:56 PM |
| SDNLR | $25.00 | $25.00 | 10/14/2010 2:17:02 PM |
| generous-deal6 | $25.00 | $25.00 | 10/14/2010 2:23:15 PM |
| conductor146 | $25.00 | $25.00 | 10/14/2010 2:10:25 PM |
| Veridic | $25.00 | $25.00 | 10/14/2010 2:12:44 PM |
| TakeCare | $100.00 | $100.00 | 10/14/2010 2:24:23 PM |
| meenan | $25.00 | $25.00 | 10/14/2010 2:14:50 PM |
| MJDAE | $50.00 | $50.00 | 10/14/2010 2:15:42 PM |
| Marathoner | $25.00 | $25.00 | 10/14/2010 3:09:17 PM |
| MarinLoans | $25.00 | $25.00 | 10/14/2010 2:23:01 PM |
| kegs | $100.00 | $100.00 | 10/14/2010 2:27:15 PM |
| community-saver158 | $50.00 | $50.00 | 10/14/2010 4:14:27 PM |
| squarebob | $25.00 | $25.00 | 10/14/2010 6:20:36 PM |
| noble-revenue | $50.00 | $50.00 | 10/14/2010 3:01:00 PM |
| thedoctor | $50.00 | $50.00 | 10/14/2010 8:59:46 PM |
| greenbacchus | $25.00 | $25.00 | 10/15/2010 7:07:03 AM |
| organized-payment6 | $50.00 | $50.00 | 10/15/2010 6:39:15 AM |
| penny-plato | $25.00 | $25.00 | 10/15/2010 8:35:47 AM |
| red-unequivocal-finance | $25.00 | $25.00 | 10/15/2010 9:12:17 AM |
| bobemilman | $50.00 | $50.00 | 10/15/2010 8:03:56 AM |
| dollardave | $100.00 | $100.00 | 10/15/2010 11:37:52 AM |
| seanambrose | $25.00 | $25.00 | 10/15/2010 1:58:49 PM |
| marketplace-cello5 | $50.00 | $50.00 | 10/15/2010 5:16:50 PM |
| Bank_Of_XL | $25.00 | $25.00 | 10/15/2010 6:14:45 PM |
| mistertao | $25.00 | $25.00 | 10/15/2010 10:23:21 PM |
| blue-exuberant-economy | $25.00 | $25.00 | 10/15/2010 10:24:30 PM |
| rpg | $81.73 | $81.73 | 10/16/2010 7:45:58 AM |
| gojackgo | $50.00 | $50.00 | 10/16/2010 6:27:57 AM |
| efficient-treasure0 | $25.00 | $25.00 | 10/16/2010 12:44:38 PM |
| godfather4u | $50.00 | $50.00 | 10/16/2010 8:57:55 AM |
| silver-armada | $25.00 | $25.00 | 10/16/2010 7:47:57 AM |
| mac415 | $25.00 | $25.00 | 10/16/2010 2:44:23 PM |
| rosie777 | $30.00 | $30.00 | 10/16/2010 11:28:00 AM |
| paixbouche | $25.00 | $25.00 | 10/17/2010 10:23:41 AM |
| Supernick | $50.00 | $50.00 | 10/16/2010 10:13:18 PM |
| AK49-JW | $75.00 | $75.00 | 10/17/2010 3:36:21 PM |
| supersarah61 | $25.00 | $25.00 | 10/17/2010 5:35:26 PM |
| skuba | $28.36 | $28.36 | 10/17/2010 4:27:45 PM |
| p2ploan-charmer | $25.00 | $25.00 | 10/18/2010 4:38:00 AM |
| platinum-genetics | $25.00 | $25.00 | 10/18/2010 5:04:05 AM |
| proaz0119 | $25.00 | $25.00 | 10/18/2010 5:30:13 AM |
| wise-dedicated-power | $25.00 | $25.00 | 10/18/2010 4:28:19 AM |
| rakstar | $50.00 | $50.00 | 10/18/2010 6:22:56 AM |
| helping-out | $100.00 | $100.00 | 10/18/2010 8:13:28 AM |
| discrete-asset | $25.00 | $25.00 | 10/18/2010 9:03:01 AM |
| credit-coach118 | $50.00 | $50.00 | 10/18/2010 9:45:00 AM |
| balance-voyager | $50.00 | $50.00 | 10/18/2010 9:55:49 AM |
| PCGeekWI | $25.00 | $25.00 | 10/18/2010 10:58:09 AM |
| moneygeek | $25.00 | $25.00 | 10/18/2010 9:45:42 AM |
| gold-commander0 | $50.00 | $50.00 | 10/18/2010 11:16:58 AM |
| natural-affluence4 | $50.00 | $50.00 | 10/18/2010 12:15:24 PM |
| reward-rancher | $25.00 | $25.00 | 10/18/2010 12:16:18 PM |
| figs4u2 | $100.00 | $100.00 | 10/18/2010 3:41:52 PM |
| compwhiz | $25.00 | $25.00 | 10/18/2010 3:43:16 PM |
| JJ9876 | $100.00 | $100.00 | 10/18/2010 3:41:08 PM |
| credit-bearer959 | $50.00 | $50.00 | 10/18/2010 3:43:02 PM |
| yukongin | $50.00 | $50.00 | 10/18/2010 3:42:07 PM |
| divedude | $50.00 | $50.00 | 10/18/2010 4:13:37 PM |
| ivadood | $100.00 | $100.00 | 10/18/2010 4:48:09 PM |
| nicklds | $50.00 | $50.00 | 10/18/2010 5:04:35 PM |
| IIP77 | $25.00 | $25.00 | 10/18/2010 5:05:28 PM |
| Ivan2007 | $50.00 | $50.00 | 10/18/2010 5:33:35 PM |
| Anny-Disco | $25.00 | $25.00 | 10/18/2010 5:35:40 PM |
| C_Mark | $100.00 | $100.00 | 10/18/2010 5:43:17 PM |
| the-upbeat-p2p | $50.00 | $50.00 | 10/18/2010 5:50:07 PM |
| BrLender | $38.44 | $38.44 | 10/18/2010 7:53:56 PM |
| SnE | $25.00 | $25.00 | 10/18/2010 6:52:26 PM |
| leodaguy | $50.00 | $50.00 | 10/18/2010 6:58:14 PM |
| G2Money | $50.00 | $50.00 | 10/18/2010 7:03:20 PM |
| klinebarger | $25.00 | $25.00 | 10/18/2010 8:48:36 PM |
| blooming-market | $25.00 | $25.00 | 10/19/2010 3:07:42 AM |
| degster | $25.00 | $25.00 | 10/19/2010 5:38:03 AM |
| Duchdad | $25.00 | $25.00 | 10/19/2010 5:47:51 AM |
| don8ter | $50.00 | $50.00 | 10/19/2010 6:43:31 AM |
| Preferred-Lender | $25.00 | $25.00 | 10/19/2010 7:37:46 AM |
| tolerant-dinero2 | $25.00 | $25.00 | 10/19/2010 9:58:17 AM |
| brutusbone | $50.00 | $50.00 | 10/19/2010 9:56:25 AM |
| JoyfulVegetarian | $50.00 | $50.00 | 10/19/2010 9:59:39 AM |
| FlexFunding | $50.00 | $50.00 | 10/19/2010 9:56:10 AM |
| lendingfrog | $50.00 | $50.00 | 10/19/2010 9:59:42 AM |
| well-mannered-marketplace5 | $25.00 | $25.00 | 10/19/2010 11:09:17 AM |
| WorldlyWorker | $25.00 | $25.00 | 10/19/2010 2:30:13 PM |
| snowman34 | $25.00 | $25.00 | 10/19/2010 2:38:26 PM |
| JRHADRN | $25.00 | $25.00 | 10/19/2010 12:17:55 PM |
| Zacsee | $25.00 | $25.00 | 10/19/2010 1:47:43 PM |
| heroic-platinum | $25.00 | $25.00 | 10/19/2010 2:19:57 PM |
| Rick21 | $50.00 | $50.00 | 10/19/2010 3:01:33 PM |
| Dollars4Rent | $25.00 | $25.00 | 10/19/2010 5:00:44 PM |
| reinforced-reward | $25.00 | $25.00 | 10/19/2010 5:32:42 PM |
| Dollars4Rent | $25.00 | $25.00 | 10/19/2010 5:01:06 PM |
| Mookouw | $25.00 | $25.00 | 10/19/2010 4:57:43 PM |
| ojibwa | $25.00 | $25.00 | 10/19/2010 5:32:42 PM |
| revmax | $38.12 | $38.12 | 10/19/2010 7:04:20 PM |
| 1fortheroad | $25.00 | $25.00 | 10/19/2010 7:27:46 PM |
| rmachi | $25.00 | $25.00 | 10/20/2010 6:25:36 AM |
| HHP | $25.00 | $25.00 | 10/20/2010 7:37:58 AM |
| Emgolda | $25.00 | $25.00 | 10/20/2010 7:38:52 AM |
| blissful-note7 | $25.00 | $25.00 | 10/20/2010 8:23:35 AM |
| SummaCapital | $100.00 | $100.00 | 10/20/2010 9:02:37 AM |
| stormwatch | $25.00 | $25.00 | 10/20/2010 9:07:17 AM |
| logical-reward8 | $25.00 | $25.00 | 10/20/2010 9:20:20 AM |
| astute-benjamins | $33.55 | $33.55 | 10/20/2010 9:30:30 AM |
| SafeSaxa | $41.07 | $41.07 | 10/20/2010 9:30:37 AM |
| McRowdy | $25.00 | $25.00 | 10/20/2010 9:31:20 AM |
| auction-formula | $500.00 | $500.00 | 10/20/2010 9:54:01 AM |
| gopbernie | $25.00 | $25.00 | 10/20/2010 9:55:48 AM |
| UT2008 | $50.00 | $50.00 | 10/20/2010 10:17:20 AM |
| cpy911 | $25.00 | $25.00 | 10/20/2010 10:39:50 AM |
| crawfingers | $30.16 | $30.16 | 10/20/2010 11:10:26 AM |
| newest-sensible-hope | $50.00 | $50.00 | 10/20/2010 11:16:44 AM |
| rawman | $25.00 | $25.00 | 10/20/2010 11:10:49 AM |
| Sixmil | $26.85 | $26.85 | 10/20/2010 11:10:53 AM |
| hawaiiangirl76 | $25.00 | $25.00 | 10/20/2010 11:49:49 AM |
| mid | $25.00 | $25.00 | 10/20/2010 3:26:07 PM |
| gardenofeden | $25.00 | $25.00 | 10/20/2010 3:26:16 PM |
| huorn | $25.00 | $25.00 | 10/20/2010 3:26:23 PM |
| bid-papyrus | $25.00 | $25.00 | 10/20/2010 3:27:48 PM |
| jblack01 | $25.00 | $25.00 | 10/20/2010 3:28:03 PM |
| woodenshoes | $50.00 | $50.00 | 10/20/2010 3:28:31 PM |
| eronyc | $25.00 | $25.00 | 10/20/2010 3:29:33 PM |
| mjjjrj | $25.00 | $25.00 | 10/20/2010 3:33:58 PM |
| fair-funds | $30.00 | $30.00 | 10/20/2010 3:26:20 PM |
| HUNTER599673 | $25.00 | $25.00 | 10/20/2010 3:26:22 PM |
| grlscz | $25.00 | $25.00 | 10/20/2010 3:26:48 PM |
| zski | $25.00 | $25.00 | 10/20/2010 3:26:27 PM |
| GenerousGentleMan | $37.09 | $37.09 | 10/20/2010 3:27:36 PM |
| value-investor9 | $50.00 | $50.00 | 10/20/2010 3:35:41 PM |
| inventive-exchange | $25.00 | $25.00 | 10/20/2010 3:27:57 PM |
| KiwiElf | $40.00 | $40.00 | 10/20/2010 3:30:43 PM |
| seabass123 | $25.00 | $25.00 | 10/20/2010 3:32:11 PM |
| serene-credit4 | $50.00 | $50.00 | 10/20/2010 3:32:26 PM |
| acsej | $25.00 | $25.00 | 10/20/2010 3:33:36 PM |
| Bladewil | $25.00 | $25.00 | 10/20/2010 3:33:10 PM |
| shadowflame_99 | $25.00 | $25.00 | 10/20/2010 3:33:17 PM |
| socal-lender | $25.00 | $25.00 | 10/20/2010 3:44:57 PM |
| credit-vinyl | $25.00 | $25.00 | 10/20/2010 3:38:57 PM |
| WAITING4SUNSHINE | $25.00 | $25.00 | 10/20/2010 3:37:21 PM |
| GSV67 | $50.00 | $50.00 | 10/20/2010 3:40:57 PM |
| blukestrel | $25.00 | $25.00 | 10/20/2010 3:45:35 PM |
| dollars4debts | $25.00 | $25.00 | 10/20/2010 4:02:19 PM |
| Rob717171 | $39.15 | $39.15 | 10/20/2010 4:34:50 PM |
| income-banjo | $50.00 | $50.00 | 10/20/2010 5:56:10 PM |
| foldingbenny2 | $40.00 | $40.00 | 10/20/2010 6:09:53 PM |
| felicity-loyalist0 | $30.00 | $30.00 | 10/20/2010 5:07:38 PM |
| beachbum22 | $25.00 | $25.00 | 10/20/2010 5:56:29 PM |
| famous-marketplace9 | $25.00 | $25.00 | 10/20/2010 5:50:03 PM |
| cleared2land | $25.00 | $25.00 | 10/20/2010 7:41:02 PM |
| bugleusmc | $25.00 | $25.00 | 10/20/2010 10:13:07 PM |
| janus_god | $25.00 | $25.00 | 10/20/2010 10:27:34 PM |
| jam96 | $25.00 | $25.00 | 10/20/2010 10:38:58 PM |
| easylender | $25.00 | $25.00 | 10/21/2010 1:33:26 AM |
| cyonamine | $25.00 | $25.00 | 10/21/2010 1:46:01 AM |
| adhawan325 | $25.00 | $25.00 | 10/21/2010 1:47:04 AM |
| mtsilver | $25.00 | $25.00 | 10/21/2010 2:03:54 AM |
| kanewna | $100.00 | $100.00 | 10/21/2010 3:37:46 AM |
| totoro | $25.00 | $25.00 | 10/21/2010 1:29:37 AM |
| SourDoughSteve | $25.00 | $25.00 | 10/21/2010 1:30:21 AM |
| ChicoBob | $29.15 | $29.15 | 10/21/2010 2:06:44 AM |
| open-minded-credit4 | $25.00 | $25.00 | 10/21/2010 2:18:03 AM |
| stable-money | $25.00 | $25.00 | 10/21/2010 2:18:37 AM |
| Chewbaca | $25.00 | $25.00 | 10/21/2010 5:15:33 AM |
| profitable-balance | $25.00 | $25.00 | 10/21/2010 2:22:39 AM |
| head | $25.00 | $25.00 | 10/21/2010 4:17:17 AM |
| dritter | $25.00 | $25.00 | 10/21/2010 9:43:20 AM |
| boola1010 | $50.00 | $50.00 | 10/21/2010 9:43:39 AM |
| vigorous-velocity | $100.00 | $100.00 | 10/21/2010 9:45:38 AM |
| lloyd_s | $25.00 | $25.00 | 10/21/2010 9:07:27 AM |
| ctgscott | $25.00 | $25.00 | 10/21/2010 9:47:08 AM |
| Ols744 | $25.00 | $25.00 | 10/21/2010 9:51:52 AM |
| agile-loan0 | $25.00 | $25.00 | 10/21/2010 9:53:56 AM |
| phillipd48 | $25.00 | $25.00 | 10/21/2010 9:53:52 AM |
| euro-deployment | $25.00 | $25.00 | 10/21/2010 9:59:54 AM |
| glc527 | $34.23 | $34.23 | 10/21/2010 10:38:54 AM |
| admirable-basis1 | $25.00 | $25.00 | 10/21/2010 12:05:52 PM |
| mentornetwork | $25.00 | $25.00 | 10/21/2010 1:15:30 PM |
| shaker348 | $25.00 | $25.00 | 10/21/2010 1:18:05 PM |
| Astyanax | $75.00 | $75.00 | 10/21/2010 1:25:41 PM |
| tomdooley12520 | $25.00 | $25.00 | 10/21/2010 1:46:59 PM |
| anton | $1,000.00 | $336.06 | 10/21/2010 2:05:19 PM |
| mjunlimited | $50.00 | $50.00 | 10/14/2010 2:13:37 PM |
| julijask | $35.00 | $35.00 | 10/14/2010 2:15:19 PM |
| E_G | $50.00 | $50.00 | 10/14/2010 2:15:34 PM |
| cebgop | $25.00 | $25.00 | 10/14/2010 2:16:16 PM |
| gold-sushi | $50.00 | $50.00 | 10/14/2010 2:16:32 PM |
| ThomasC | $50.00 | $50.00 | 10/14/2010 2:17:14 PM |
| worthy-bid8 | $100.00 | $100.00 | 10/14/2010 2:12:08 PM |
| ramsbladder | $25.00 | $25.00 | 10/14/2010 2:13:14 PM |
| kenji4861 | $50.00 | $50.00 | 10/14/2010 2:14:09 PM |
| TennSquire | $25.00 | $25.00 | 10/14/2010 2:16:26 PM |
| DukSerduk | $25.00 | $25.00 | 10/14/2010 2:12:38 PM |
| tntmojave | $25.00 | $25.00 | 10/14/2010 2:13:44 PM |
| delicious-social132 | $50.00 | $50.00 | 10/14/2010 2:14:06 PM |
| diplomatic-wealth7 | $100.00 | $100.00 | 10/14/2010 2:14:45 PM |
| rescue | $100.00 | $100.00 | 10/14/2010 2:15:40 PM |
| roadtruck | $50.00 | $50.00 | 10/14/2010 2:15:55 PM |
| blot44 | $25.00 | $25.00 | 10/14/2010 2:16:01 PM |
| larrybird | $150.00 | $150.00 | 10/14/2010 2:26:47 PM |
| werdnaff | $25.00 | $25.00 | 10/14/2010 2:17:29 PM |
| surfsider123 | $25.00 | $25.00 | 10/14/2010 2:50:44 PM |
| platinum-hunter7 | $30.00 | $30.00 | 10/14/2010 4:14:43 PM |
| squarebob | $25.00 | $25.00 | 10/14/2010 6:20:16 PM |
| squarebob | $25.00 | $25.00 | 10/14/2010 6:19:54 PM |
| ray1051 | $75.00 | $75.00 | 10/15/2010 6:28:39 AM |
| money-bauble | $100.00 | $100.00 | 10/15/2010 11:21:13 AM |
| Go_Ducks | $25.00 | $25.00 | 10/15/2010 3:02:36 PM |
| auction-sage | $50.00 | $50.00 | 10/15/2010 10:24:42 PM |
| ADenny | $25.00 | $25.00 | 10/15/2010 9:37:59 PM |
| Castellan | $50.00 | $50.00 | 10/15/2010 10:24:41 PM |
| cello1 | $25.00 | $25.00 | 10/16/2010 10:58:18 AM |
| Railbird | $25.00 | $25.00 | 10/16/2010 1:00:17 PM |
| Armenish | $25.00 | $25.00 | 10/16/2010 6:32:50 PM |
| lean-integrity9 | $100.00 | $100.00 | 10/16/2010 7:24:15 PM |
| schpere | $25.00 | $25.00 | 10/17/2010 8:42:57 AM |
| saysana | $25.00 | $25.00 | 10/17/2010 8:49:21 PM |
| zone6 | $50.00 | $50.00 | 10/18/2010 4:48:13 AM |
| dtrain5 | $25.00 | $25.00 | 10/18/2010 3:38:51 AM |
| Artist_Blue | $25.00 | $25.00 | 10/18/2010 6:08:57 AM |
| chrisb1414 | $25.00 | $25.00 | 10/18/2010 6:37:50 AM |
| bomdel | $25.00 | $25.00 | 10/18/2010 10:11:08 AM |
| ferocious-exchange3 | $50.00 | $50.00 | 10/18/2010 9:56:11 AM |
| dcap3 | $34.72 | $34.72 | 10/18/2010 11:49:49 AM |
| RockCrown | $50.00 | $50.00 | 10/18/2010 12:15:14 PM |
| point-shooter | $50.00 | $50.00 | 10/18/2010 1:22:50 PM |
| healthy-commerce | $25.00 | $25.00 | 10/18/2010 1:23:18 PM |
| commerce-voyager | $25.00 | $25.00 | 10/18/2010 4:07:59 PM |
| tekkie2412 | $50.00 | $50.00 | 10/18/2010 5:35:46 PM |
| elasermd | $100.00 | $100.00 | 10/18/2010 5:36:10 PM |
| BeemerRider | $25.00 | $25.00 | 10/18/2010 5:43:23 PM |
| loan4teacher | $50.00 | $50.00 | 10/18/2010 5:25:13 PM |
| chemistry220 | $50.00 | $50.00 | 10/18/2010 5:36:07 PM |
| serene-power0 | $25.00 | $25.00 | 10/18/2010 7:38:03 PM |
| CleeClee | $33.50 | $33.50 | 10/18/2010 8:02:54 PM |
| value-pouch | $50.00 | $50.00 | 10/18/2010 11:33:03 PM |
| riproaringrapids | $25.00 | $25.00 | 10/19/2010 1:32:43 AM |
| bayareainv | $46.05 | $46.05 | 10/19/2010 1:49:40 AM |
| moneyfriend | $50.00 | $50.00 | 10/19/2010 2:48:42 AM |
| Phantom99 | $25.00 | $25.00 | 10/19/2010 3:30:50 AM |
| Jassi | $25.00 | $25.00 | 10/19/2010 7:13:05 AM |
| AmericanCredit | $25.00 | $25.00 | 10/19/2010 5:34:20 AM |
| murren | $25.00 | $25.00 | 10/19/2010 10:00:05 AM |
| forthright-dedication | $25.00 | $25.00 | 10/19/2010 10:00:59 AM |
| meux99 | $25.00 | $25.00 | 10/19/2010 10:03:27 AM |
| BiggestG | $25.00 | $25.00 | 10/19/2010 9:56:01 AM |
| Cheburashka | $30.00 | $30.00 | 10/19/2010 10:03:05 AM |
| cablenews | $50.00 | $50.00 | 10/19/2010 9:59:41 AM |
| wise-silver-wonder | $25.00 | $25.00 | 10/19/2010 10:59:36 AM |
| atope | $50.00 | $50.00 | 10/19/2010 11:44:04 AM |
| windfall46 | $25.00 | $25.00 | 10/19/2010 11:25:31 AM |
| wampum-chorus3 | $25.00 | $25.00 | 10/19/2010 4:09:58 PM |
| puifais | $50.00 | $50.00 | 10/19/2010 4:58:16 PM |
| afotherg | $75.00 | $75.00 | 10/19/2010 4:32:42 PM |
| ommcd | $25.00 | $25.00 | 10/19/2010 5:32:41 PM |
| NYWA | $50.00 | $50.00 | 10/19/2010 5:14:49 PM |
| ceg451 | $50.00 | $50.00 | 10/19/2010 6:29:16 PM |
| agiovasil | $25.00 | $25.00 | 10/19/2010 6:29:24 PM |
| balance6 | $25.00 | $25.00 | 10/19/2010 5:32:40 PM |
| worldly-penny8 | $50.00 | $50.00 | 10/19/2010 6:40:32 PM |
| slowpig | $50.00 | $50.00 | 10/19/2010 7:37:54 PM |
| pipopirate | $25.00 | $25.00 | 10/20/2010 2:47:38 AM |
| harty | $39.54 | $39.54 | 10/20/2010 5:40:18 AM |
| YellowJacket | $25.00 | $25.00 | 10/20/2010 6:56:57 AM |
| DadWarbucks | $35.73 | $35.73 | 10/20/2010 6:57:15 AM |
| designs626 | $50.00 | $50.00 | 10/20/2010 7:12:41 AM |
| paixbouche | $59.00 | $59.00 | 10/20/2010 8:21:06 AM |
| Eagledrop | $25.00 | $25.00 | 10/20/2010 8:45:17 AM |
| authoritative-capital | $25.00 | $25.00 | 10/20/2010 9:01:04 AM |
| tjone69 | $25.00 | $25.00 | 10/20/2010 9:17:17 AM |
| community-conga | $50.00 | $50.00 | 10/20/2010 9:49:33 AM |
| best-ingenious-funds | $25.00 | $25.00 | 10/20/2010 9:54:43 AM |
| greenback-bull6 | $83.55 | $83.55 | 10/20/2010 9:55:45 AM |
| 108lender | $125.00 | $125.00 | 10/20/2010 10:39:29 AM |
| equitable-yield4 | $25.00 | $25.00 | 10/20/2010 11:18:29 AM |
| investment-maker0 | $50.00 | $50.00 | 10/20/2010 12:54:05 PM |
| Cai8899 | $58.54 | $58.54 | 10/20/2010 3:00:09 PM |
| HappyHelpingLender | $27.04 | $27.04 | 10/20/2010 3:23:02 PM |
| alaco | $25.00 | $25.00 | 10/20/2010 3:26:19 PM |
| economy-orchid | $30.00 | $30.00 | 10/20/2010 3:27:16 PM |
| mmmaacc | $25.00 | $25.00 | 10/20/2010 3:28:25 PM |
| StWaldo | $25.00 | $25.00 | 10/20/2010 3:23:25 PM |
| stensonb | $25.00 | $25.00 | 10/20/2010 3:32:42 PM |
| token34 | $25.00 | $25.00 | 10/20/2010 3:33:15 PM |
| LoanBrkr | $25.00 | $25.00 | 10/20/2010 3:24:33 PM |
| cash-sensai2 | $25.00 | $25.00 | 10/20/2010 3:24:34 PM |
| market-socrates4 | $33.92 | $33.92 | 10/20/2010 3:33:56 PM |
| thesage | $25.00 | $25.00 | 10/20/2010 3:26:08 PM |
| authoritative-loot | $25.00 | $25.00 | 10/20/2010 3:26:17 PM |
| martinatime | $25.00 | $25.00 | 10/20/2010 3:25:52 PM |
| donloah | $25.00 | $25.00 | 10/20/2010 3:26:38 PM |
| CarlC | $25.00 | $25.00 | 10/20/2010 3:27:00 PM |
| GATrust | $50.00 | $50.00 | 10/20/2010 3:26:26 PM |
| Tsimmeej | $25.00 | $25.00 | 10/20/2010 3:26:31 PM |
| peace-saber0 | $25.00 | $25.00 | 10/20/2010 3:27:43 PM |
| sanjl79 | $25.00 | $25.00 | 10/20/2010 3:35:50 PM |
| appastk | $25.00 | $25.00 | 10/20/2010 3:28:13 PM |
| Veggie_Monkey | $25.00 | $25.00 | 10/20/2010 3:30:15 PM |
| canisian | $25.00 | $25.00 | 10/20/2010 3:28:10 PM |
| Trevor_C | $25.00 | $25.00 | 10/20/2010 3:30:30 PM |
| djronin47 | $25.00 | $25.00 | 10/20/2010 3:28:30 PM |
| nofreelunch | $25.00 | $25.00 | 10/20/2010 3:33:05 PM |
| jonesboyz | $25.00 | $25.00 | 10/20/2010 3:33:09 PM |
| BeachWalkz | $44.11 | $44.11 | 10/20/2010 3:31:24 PM |
| andycheb | $84.62 | $84.62 | 10/20/2010 3:33:35 PM |
| sentry256 | $25.00 | $25.00 | 10/20/2010 3:33:06 PM |
| perlindc | $38.45 | $38.45 | 10/20/2010 3:33:14 PM |
| johngaltline | $25.00 | $25.00 | 10/20/2010 3:33:38 PM |
| nestegg4e | $25.00 | $25.00 | 10/20/2010 3:34:25 PM |
| BenefactorX | $50.00 | $50.00 | 10/20/2010 3:35:50 PM |
| NATIVEBORN | $25.00 | $25.00 | 10/20/2010 3:57:47 PM |
| 78 | $29.66 | $29.66 | 10/20/2010 4:05:19 PM |
| alakanbearcub | $25.00 | $25.00 | 10/20/2010 6:35:04 PM |
| smloanbigresult | $25.00 | $25.00 | 10/20/2010 7:09:25 PM |
| whistledicksmith | $50.00 | $50.00 | 10/20/2010 7:17:38 PM |
| greenback-ally | $50.00 | $50.00 | 10/20/2010 7:36:31 PM |
| fcb202 | $50.00 | $50.00 | 10/20/2010 7:59:06 PM |
| Aimvest | $25.00 | $25.00 | 10/20/2010 10:38:48 PM |
| Wizard2 | $50.00 | $50.00 | 10/20/2010 10:29:02 PM |
| Eudyptes | $50.00 | $50.00 | 10/20/2010 10:38:03 PM |
| chief_wo | $25.00 | $25.00 | 10/20/2010 10:47:03 PM |
| bluesquirrel | $25.00 | $25.00 | 10/21/2010 2:04:09 AM |
| mikeleib | $25.00 | $25.00 | 10/21/2010 1:44:59 AM |
| sajitk | $25.00 | $25.00 | 10/21/2010 1:48:08 AM |
| new-reward-sequoia | $25.00 | $25.00 | 10/20/2010 10:38:52 PM |
| bmcg | $25.00 | $25.00 | 10/21/2010 1:30:15 AM |
| newgroom422 | $25.00 | $25.00 | 10/21/2010 1:31:39 AM |
| tatsuo20001 | $25.00 | $25.00 | 10/21/2010 1:46:50 AM |
| important-ore | $33.61 | $33.61 | 10/21/2010 2:19:13 AM |
| trustworthy-finance6 | $150.00 | $150.00 | 10/21/2010 8:26:20 AM |
| gzeo | $25.00 | $25.00 | 10/21/2010 7:44:23 AM |
| careful-currency5 | $25.00 | $25.00 | 10/21/2010 7:49:13 AM |
| ZeoInvestments | $25.00 | $25.00 | 10/21/2010 7:44:47 AM |
| quest194 | $49.00 | $49.00 | 10/21/2010 7:58:25 AM |
| fund-ambrosia0 | $25.00 | $25.00 | 10/21/2010 9:42:50 AM |
| kinetic-ore | $25.00 | $25.00 | 10/21/2010 9:29:05 AM |
| Edge78 | $25.00 | $25.00 | 10/21/2010 9:49:45 AM |
| rachelrachelrachel | $25.00 | $25.00 | 10/21/2010 10:22:56 AM |
| wormdc | $25.00 | $25.00 | 10/21/2010 10:39:52 AM |
| trustworthy-finance6 | $150.00 | $150.00 | 10/21/2010 11:55:03 AM |
| leverage-monger | $25.00 | $25.00 | 10/21/2010 12:16:26 PM |
| ethicalhumanist | $50.00 | $50.00 | 10/21/2010 12:30:00 PM |
| Flatfoot | $25.00 | $25.00 | 10/21/2010 12:44:11 PM |
| pammal | $50.00 | $50.00 | 10/21/2010 1:05:09 PM |
| 362 bids
|
Borrower Payment Dependent Notes Series
479595
This series of Notes was issued and sold upon the funding of the borrower loan #45005, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 4.95% |
Auction start date:
| Oct-14-2010 |
| |
Auction end date:
| Oct-19-2010 |
|
|
Starting lender yield:
| 12.65% |
Starting borrower rate/APR:
| 13.65% / 15.80% |
Starting monthly payment:
| $170.04 |
|
Final lender yield:
| 12.65% |
Final borrower rate/APR:
| 13.65% / 15.80% |
Final monthly payment:
| $170.04 |
| |
|
Auction yield range:
| 5.71% - 12.65% |
Estimated loss impact:
| 5.16% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.49% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1974 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 800-819 (Oct-2010) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 7y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 | Stated income: | $50,000-$74,999 |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,800 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bid-saber8 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 4 ( 100% )
| 800-819 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(May-2010)
840-859
(Aug-2009)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 4 | | |
Description
Business Loan
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Could you be more specific about the business and how you plan to use the loan proceeds? Thanks. - mbf2234
A:
I'm an internet marketer. I plan to use the money to purchase advertising on the internet, which can be very expensive. It's worth the risks because the returns can be very worthwile. www.tinyurl.com/yh4hgd2
(Oct-15-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| rescue | $50.00 | $50.00 | 10/14/2010 2:11:13 PM |
| Weaverville | $50.00 | $50.00 | 10/14/2010 2:11:49 PM |
| greentomato | $25.00 | $25.00 | 10/14/2010 2:21:14 PM |
| nunnie | $25.00 | $25.00 | 10/14/2010 2:21:54 PM |
| jigsaw | $100.00 | $100.00 | 10/14/2010 2:22:22 PM |
| authentic-liberty7 | $25.00 | $25.00 | 10/14/2010 2:17:46 PM |
| itnAAnti | $25.00 | $25.00 | 10/14/2010 2:24:01 PM |
| mike_banker | $50.00 | $50.00 | 10/14/2010 2:18:50 PM |
| objective-investor | $100.00 | $100.00 | 10/14/2010 2:19:51 PM |
| williemc44 | $50.00 | $50.00 | 10/14/2010 2:25:28 PM |
| Sevron | $100.00 | $100.00 | 10/14/2010 2:26:15 PM |
| mjunlimited | $50.00 | $50.00 | 10/14/2010 2:22:05 PM |
| larrybird | $150.00 | $150.00 | 10/14/2010 2:27:04 PM |
| tntmojave | $25.00 | $25.00 | 10/14/2010 2:35:42 PM |
| 6moonbeams | $200.00 | $200.00 | 10/14/2010 2:23:58 PM |
| GElender | $50.00 | $50.00 | 10/14/2010 2:25:48 PM |
| DRA-Properties | $25.00 | $25.00 | 10/14/2010 2:18:41 PM |
| JohnGalt79 | $100.00 | $100.00 | 10/14/2010 2:20:12 PM |
| cybernosha | $25.00 | $25.00 | 10/14/2010 2:21:23 PM |
| bambampk | $25.00 | $25.00 | 10/14/2010 2:21:35 PM |
| payout-achievement | $100.00 | $100.00 | 10/14/2010 2:22:13 PM |
| blue-useful-auction | $25.00 | $25.00 | 10/14/2010 5:09:31 PM |
| thrilling-nickel5 | $26.00 | $26.00 | 10/15/2010 6:03:15 AM |
| infinitykid | $25.00 | $25.00 | 10/15/2010 8:08:14 AM |
| productive-finance | $25.00 | $25.00 | 10/15/2010 9:42:38 AM |
| ray1051 | $25.00 | $25.00 | 10/15/2010 6:31:10 AM |
| janus_god | $25.00 | $25.00 | 10/15/2010 8:23:56 AM |
| sweet-social2 | $25.00 | $25.00 | 10/15/2010 11:20:14 AM |
| jga516 | $25.00 | $25.00 | 10/15/2010 11:27:58 AM |
| jazzlender | $25.00 | $25.00 | 10/15/2010 11:13:18 AM |
| miket71 | $38.11 | $38.11 | 10/15/2010 12:37:57 PM |
| gaoche | $50.00 | $50.00 | 10/15/2010 2:27:18 PM |
| moola-wildebeest3 | $50.00 | $50.00 | 10/15/2010 3:03:38 PM |
| credit-guard5 | $25.00 | $25.00 | 10/15/2010 7:42:42 PM |
| graceful-investment | $100.00 | $100.00 | 10/15/2010 4:18:12 PM |
| dgallo | $25.00 | $25.00 | 10/16/2010 5:28:09 AM |
| cello1 | $25.00 | $25.00 | 10/16/2010 10:57:51 AM |
| thankful-nickel2 | $25.00 | $25.00 | 10/16/2010 11:40:42 AM |
| the-upbeat-p2p | $50.00 | $50.00 | 10/16/2010 8:23:46 PM |
| lean-integrity9 | $100.00 | $100.00 | 10/16/2010 7:24:38 PM |
| schpere | $200.00 | $200.00 | 10/17/2010 8:49:17 AM |
| techvet | $50.00 | $50.00 | 10/17/2010 3:31:49 PM |
| LiquidRaptor | $25.00 | $25.00 | 10/18/2010 12:00:59 AM |
| supersarah61 | $25.00 | $25.00 | 10/17/2010 5:34:59 PM |
| ronin4sale | $25.00 | $25.00 | 10/18/2010 7:13:12 AM |
| triumph329 | $25.00 | $25.00 | 10/18/2010 6:12:54 AM |
| Ocean713 | $50.00 | $50.00 | 10/18/2010 7:12:54 AM |
| j2ee | $25.00 | $25.00 | 10/18/2010 7:02:58 AM |
| UT-Longhorn | $25.00 | $25.00 | 10/18/2010 8:12:52 AM |
| investment-artist | $25.00 | $25.00 | 10/18/2010 10:49:58 AM |
| Whitewater_Loans | $25.00 | $25.00 | 10/18/2010 11:37:12 AM |
| Johnab | $25.00 | $25.00 | 10/18/2010 2:37:51 PM |
| Gabriel02 | $25.00 | $25.00 | 10/14/2010 2:11:43 PM |
| radforj22 | $25.00 | $25.00 | 10/14/2010 2:11:37 PM |
| alpinaut | $25.00 | $25.00 | 10/14/2010 2:11:59 PM |
| bountiful-durability | $100.00 | $100.00 | 10/14/2010 2:18:33 PM |
| bowdish1 | $50.00 | $50.00 | 10/14/2010 2:20:42 PM |
| papaloha | $100.00 | $100.00 | 10/14/2010 2:17:41 PM |
| bid-czar8 | $50.00 | $50.00 | 10/14/2010 2:23:49 PM |
| handshake5 | $100.00 | $100.00 | 10/14/2010 2:24:15 PM |
| jdwillcox | $50.00 | $50.00 | 10/14/2010 2:19:10 PM |
| ichibon | $150.00 | $150.00 | 10/14/2010 2:20:59 PM |
| murph0025 | $40.00 | $40.00 | 10/14/2010 2:21:38 PM |
| jeg3k | $50.00 | $50.00 | 10/14/2010 2:22:31 PM |
| SelectTrustLending | $25.00 | $25.00 | 10/14/2010 2:12:26 PM |
| crenen139 | $25.00 | $25.00 | 10/14/2010 2:22:37 PM |
| generous-deal6 | $50.00 | $50.00 | 10/14/2010 2:23:24 PM |
| loan-mammal | $25.00 | $25.00 | 10/14/2010 2:24:43 PM |
| ferocious-camaraderi1 | $63.63 | $63.63 | 10/14/2010 2:25:15 PM |
| MadHun | $100.00 | $100.00 | 10/14/2010 2:25:55 PM |
| delicious-social132 | $50.00 | $50.00 | 10/14/2010 2:21:44 PM |
| worthy-bid8 | $100.00 | $100.00 | 10/14/2010 2:23:07 PM |
| TakeCare | $80.00 | $80.00 | 10/14/2010 2:24:34 PM |
| maldok1 | $25.00 | $25.00 | 10/14/2010 2:26:40 PM |
| penny-plato | $25.00 | $25.00 | 10/14/2010 2:27:10 PM |
| enthralling-deal180 | $50.00 | $50.00 | 10/14/2010 2:35:32 PM |
| platinum-hunter7 | $25.00 | $25.00 | 10/14/2010 4:12:17 PM |
| kmr2 | $37.75 | $37.75 | 10/14/2010 5:58:53 PM |
| squarebob | $25.00 | $25.00 | 10/14/2010 6:44:22 PM |
| money-explorer3 | $25.00 | $25.00 | 10/15/2010 1:41:44 AM |
| orgy63 | $50.00 | $50.00 | 10/15/2010 8:39:39 AM |
| studious-bonus7 | $26.65 | $26.65 | 10/15/2010 8:23:42 AM |
| ethicalhumanist | $50.00 | $50.00 | 10/15/2010 1:42:01 PM |
| RochelleW | $25.00 | $25.00 | 10/15/2010 11:51:02 AM |
| armny | $100.00 | $100.00 | 10/15/2010 1:06:12 PM |
| escharfer | $25.00 | $25.00 | 10/15/2010 6:23:59 PM |
| efficient-treasure0 | $25.00 | $25.00 | 10/16/2010 12:44:47 PM |
| JustMee | $25.00 | $25.00 | 10/17/2010 7:02:50 AM |
| special-currency6 | $50.00 | $50.00 | 10/17/2010 8:53:03 AM |
| taurusco | $26.88 | $26.88 | 10/17/2010 12:03:08 PM |
| shmb6508 | $44.26 | $44.26 | 10/17/2010 9:29:42 AM |
| chestnut4 | $25.00 | $25.00 | 10/17/2010 8:52:55 PM |
| Jassi | $25.00 | $25.00 | 10/17/2010 4:39:42 PM |
| SanCarlos | $25.00 | $25.00 | 10/18/2010 3:43:02 AM |
| wings2fly | $25.00 | $25.00 | 10/18/2010 4:13:19 AM |
| enthusiastic-balance5 | $100.00 | $100.00 | 10/18/2010 6:23:52 AM |
| helping-out | $100.00 | $91.72 | 10/18/2010 8:30:34 AM |
| TakeCare | $50.00 | $50.00 | 10/18/2010 8:53:29 AM |
| tearingstar | $25.00 | $25.00 | 10/18/2010 9:57:20 AM |
| hookUup | $75.00 | $75.00 | 10/18/2010 5:40:06 PM |
| Alittleluck | $25.00 | $25.00 | 10/18/2010 6:12:05 PM |
| 101 bids
|
Borrower Payment Dependent Notes Series
479931
This series of Notes was issued and sold upon the funding of the borrower loan #45006, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 9.80% |
Auction start date:
| Oct-18-2010 |
| |
Auction end date:
| Oct-20-2010 |
|
|
Starting lender yield:
| 27.00% |
Starting borrower rate/APR:
| 28.00% / 31.56% |
Starting monthly payment:
| $124.09 |
|
Final lender yield:
| 26.40% |
Final borrower rate/APR:
| 27.40% / 30.95% |
Final monthly payment:
| $123.12 |
| |
|
Auction yield range:
| 10.71% - 27.00% |
Estimated loss impact:
| 10.46% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.94% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 680-699 (Oct-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 4 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 3m |
|
Amount delinquent:
| $7,042 |
Total credit lines:
| 13 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $353 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 7% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| solves21 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 32 ( 94% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 2
( 6% )
| 660-679
(Nov-2007)
|
|
Principal balance:
| $165.62 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 34 | | |
Description
Getting it together! Re-List
Purpose of loan:
This is a re-list of a fully funded loan - I had to withdraw because of bank issues.? It has all been sorted out now.? I am finally getting it together.? I have a good job, have moved into my own place and have paid off my car.? I am slowing paying off the debt of a little over $7000.? I don't need that entire amount in a loan but the $3000 would go along way to paying that debt off completely.? My credit score is slowly improving as I pay off the debt incurred during my early twenties.? This has been an expensive lesson but one well received.?
My financial situation:
I am good candidates for this loan because I have the financial means to pay the $124 per month and I have been a reliable Prosper client.? I had 2 late payments due to bank issues and am scheduled to pay off my current prosper loan early (I owe $168 left on the loan).? As I mentioned the $3000 would go directly to the $7042 in debt that I currently have.? This would put me on track to pay all of that off and the prosper loan within the next 2 years.? I am excited to be living as close to debt free as possible (student loans will be all that is left).
Monthly net income: $
$2400
Monthly expenses: $
??Housing: $ 445
??Insurance: $ 60
??Car expenses: $?100
??Utilities: $ 45
??Phone, cable, internet: $ 55
??Food, entertainment: $ 300
??Clothing, household expenses $ 200
??Credit cards and other loans: $?600
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| 54CHEVY | $50.00 | $50.00 | 10/18/2010 3:00:21 PM |
| Helenska11 | $25.00 | $25.00 | 10/18/2010 6:08:17 PM |
| all_of_that_one | $40.00 | $40.00 | 10/18/2010 9:28:48 PM |
| proton346 | $25.00 | $25.00 | 10/18/2010 9:57:33 PM |
| realtormoises | $25.00 | $25.00 | 10/19/2010 5:59:17 AM |
| NoCal | $30.00 | $30.00 | 10/19/2010 8:16:51 AM |
| itnAAnti | $25.00 | $25.00 | 10/19/2010 10:02:45 AM |
| CC911 | $25.00 | $25.00 | 10/19/2010 10:36:30 AM |
| shmb6508 | $50.00 | $50.00 | 10/19/2010 11:16:27 AM |
| musegaze | $100.00 | $100.00 | 10/19/2010 11:25:17 AM |
| get30inc | $37.88 | $37.88 | 10/19/2010 11:40:36 AM |
| EBITDA | $25.00 | $25.00 | 10/19/2010 3:28:08 PM |
| DasMula | $25.00 | $25.00 | 10/19/2010 1:57:06 PM |
| WeshaTheLeopard | $25.00 | $25.00 | 10/19/2010 1:49:39 PM |
| tacopants | $100.00 | $100.00 | 10/19/2010 3:03:54 PM |
| graceful-investment | $100.00 | $100.00 | 10/19/2010 4:15:49 PM |
| TakeCare | $60.00 | $60.00 | 10/19/2010 4:15:26 PM |
| brother_tam | $50.00 | $50.00 | 10/19/2010 5:15:50 PM |
| ritchie70 | $25.00 | $25.00 | 10/19/2010 7:05:25 PM |
| Mocaba | $50.00 | $50.00 | 10/20/2010 7:23:37 AM |
| Mocaba | $50.00 | $50.00 | 10/20/2010 7:23:56 AM |
| mikeandcat | $100.00 | $100.00 | 10/20/2010 7:33:50 AM |
| money-bauble | $57.67 | $57.67 | 10/20/2010 8:42:20 AM |
| ingenious-deal6 | $25.00 | $25.00 | 10/20/2010 11:53:12 AM |
| anton | $300.00 | $300.00 | 10/20/2010 3:45:23 PM |
| worthy-bid8 | $25.00 | $25.00 | 10/20/2010 3:43:25 PM |
| One_Lolo | $25.00 | $25.00 | 10/20/2010 3:59:30 PM |
| bondhedger | $25.00 | $25.00 | 10/20/2010 3:59:58 PM |
| balance-river | $25.00 | $25.00 | 10/20/2010 3:43:45 PM |
| Vennela | $25.00 | $25.00 | 10/18/2010 3:00:28 PM |
| radiant-loan5 | $200.00 | $200.00 | 10/18/2010 3:11:47 PM |
| bid-czar8 | $25.00 | $25.00 | 10/18/2010 3:12:59 PM |
| handshake5 | $50.00 | $50.00 | 10/18/2010 3:13:37 PM |
| nybanker85 | $50.00 | $50.00 | 10/18/2010 3:51:15 PM |
| triumph329 | $25.00 | $25.00 | 10/18/2010 3:57:52 PM |
| reflective-rupee | $150.00 | $150.00 | 10/18/2010 4:45:37 PM |
| leodaguy | $25.00 | $25.00 | 10/18/2010 6:58:18 PM |
| Bob450 | $30.00 | $30.00 | 10/18/2010 9:56:27 PM |
| selector568 | $150.00 | $139.45 | 10/19/2010 10:33:10 AM |
| teller | $50.00 | $50.00 | 10/19/2010 11:24:54 AM |
| ptjg | $50.00 | $50.00 | 10/19/2010 5:15:58 PM |
| SolarMoonshine | $25.00 | $25.00 | 10/19/2010 5:01:07 PM |
| thankful-nickel2 | $25.00 | $25.00 | 10/19/2010 5:06:12 PM |
| Wellman | $50.00 | $50.00 | 10/19/2010 6:13:11 PM |
| Mocaba | $50.00 | $50.00 | 10/20/2010 7:24:12 AM |
| Mocaba | $50.00 | $50.00 | 10/20/2010 7:24:33 AM |
| jigsaw | $50.00 | $50.00 | 10/20/2010 9:36:05 AM |
| natural-greenback6 | $25.00 | $25.00 | 10/20/2010 9:52:23 AM |
| radar_love | $25.00 | $25.00 | 10/20/2010 10:06:47 AM |
| interstellar | $50.00 | $50.00 | 10/20/2010 9:55:43 AM |
| william8 | $30.00 | $30.00 | 10/20/2010 11:06:11 AM |
| nickel-position | $25.00 | $25.00 | 10/20/2010 11:08:48 AM |
| atlas100 | $100.00 | $100.00 | 10/20/2010 2:52:39 PM |
| AEH_Now | $25.00 | $25.00 | 10/20/2010 3:58:27 PM |
| wwwUniversal | $25.00 | $25.00 | 10/20/2010 3:59:36 PM |
| boo_hoo | $50.00 | $50.00 | 10/20/2010 3:57:45 PM |
| HedgeFund | $25.00 | $25.00 | 10/20/2010 4:47:45 PM |
| karmarush | $25.00 | $25.00 | 10/20/2010 4:05:31 PM |
| 58 bids
|
Borrower Payment Dependent Notes Series
479951
This series of Notes was issued and sold upon the funding of the borrower loan #45015, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.80% |
Auction start date:
| Oct-15-2010 |
| |
Auction end date:
| Oct-18-2010 |
|
|
Starting lender yield:
| 26.50% |
Starting borrower rate/APR:
| 27.50% / 31.46% |
Starting monthly payment:
| $61.64 |
|
Final lender yield:
| 26.50% |
Final borrower rate/APR:
| 27.50% / 31.46% |
Final monthly payment:
| $61.64 |
| |
|
Auction yield range:
| 10.71% - 26.50% |
Estimated loss impact:
| 11.46% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 720-739 (Oct-2010) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $378 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 21% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| commerce-spartan4 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
auto repair
Purpose of loan: auto repairs
This loan will be used to repair my work truck so that I may resume doing side jobs to enhance my income.
My financial situation:
I am a good candidate for this loan because I have steady employment and also work side jobs to be sure I have the income to pay my bills.
Monthly net income: $ 4000???????????????????????????????????????????????????????????????????????????????????Monthly expenses: $ 2549
??Housing: $ 850
??Insurance: $ 77
??Car expenses: $?322
??Utilities: $?250
??Phone, cable, internet: $ 125
??Food, entertainment: $ 250
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 225
??Other expenses: $ 250
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| radiant-loan5 | $100.00 | $100.00 | 10/15/2010 3:32:14 PM |
| handshake5 | $50.00 | $50.00 | 10/15/2010 3:33:00 PM |
| Thylow | $100.00 | $100.00 | 10/15/2010 3:45:10 PM |
| EBITDA | $25.00 | $25.00 | 10/15/2010 4:08:32 PM |
| balance-handshake7 | $25.00 | $25.00 | 10/15/2010 5:30:53 PM |
| the-money-gargantuan | $25.00 | $25.00 | 10/15/2010 6:49:44 PM |
| Artist_Blue | $25.00 | $25.00 | 10/16/2010 1:49:43 AM |
| asset-professor | $36.75 | $36.75 | 10/16/2010 2:40:04 AM |
| SDNLR | $25.00 | $25.00 | 10/16/2010 11:12:47 AM |
| w3alter | $50.00 | $50.00 | 10/16/2010 6:17:56 PM |
| moola-wildebeest3 | $25.00 | $25.00 | 10/16/2010 6:18:01 PM |
| gamp | $25.00 | $25.00 | 10/16/2010 2:59:02 PM |
| hope-equation | $50.00 | $50.00 | 10/16/2010 6:17:45 PM |
| zippy-interest | $25.00 | $25.00 | 10/17/2010 8:52:50 AM |
| reward-adventure | $50.00 | $50.00 | 10/17/2010 4:50:30 PM |
| ADSFL05 | $25.00 | $12.62 | 10/17/2010 5:27:47 PM |
| SolarMoonshine | $25.00 | $25.00 | 10/17/2010 6:24:06 PM |
| hookUup | $25.00 | $25.00 | 10/17/2010 7:54:16 PM |
| mighty-commerce7 | $25.00 | $25.00 | 10/17/2010 8:41:56 PM |
| EngineersAlliance | $150.00 | $150.00 | 10/18/2010 12:11:58 AM |
| bid-czar8 | $25.00 | $25.00 | 10/15/2010 3:32:39 PM |
| reflective-rupee | $150.00 | $150.00 | 10/15/2010 3:45:28 PM |
| transaction-circuit | $50.00 | $50.00 | 10/15/2010 3:30:33 PM |
| Comoparklender | $25.00 | $25.00 | 10/15/2010 5:16:36 PM |
| Jonb6919 | $25.00 | $25.00 | 10/16/2010 8:22:45 AM |
| Tammy102800 | $25.00 | $25.00 | 10/16/2010 8:23:50 PM |
| gimincorp | $26.38 | $26.38 | 10/16/2010 6:18:08 PM |
| washboard1 | $50.00 | $50.00 | 10/16/2010 10:06:59 PM |
| zone6 | $36.97 | $36.97 | 10/17/2010 9:19:23 AM |
| Fire2 | $25.00 | $25.00 | 10/17/2010 9:42:51 AM |
| droopie1 | $25.00 | $25.00 | 10/16/2010 8:23:47 PM |
| GrooveBiz | $50.00 | $50.00 | 10/17/2010 2:08:16 PM |
| special-currency6 | $28.42 | $28.42 | 10/17/2010 2:08:26 PM |
| RebuildALife | $25.00 | $25.00 | 10/17/2010 5:24:55 PM |
| nyran20 | $25.00 | $25.00 | 10/17/2010 3:16:50 PM |
| interstellar | $33.86 | $33.86 | 10/18/2010 12:08:56 AM |
| 36 bids
|
Borrower Payment Dependent Notes Series
480255
This series of Notes was issued and sold upon the funding of the borrower loan #45003, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 3.25% |
Auction start date:
| Oct-19-2010 |
| |
Auction end date:
| Oct-23-2010 |
|
|
Starting lender yield:
| 9.80% |
Starting borrower rate/APR:
| 10.80% / 12.92% |
Starting monthly payment:
| $97.93 |
|
Final lender yield:
| 9.55% |
Final borrower rate/APR:
| 10.55% / 12.66% |
Final monthly payment:
| $97.58 |
| |
|
Auction yield range:
| 3.71% - 9.80% |
Estimated loss impact:
| 3.28% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.27% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jun-1977 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 740-759 (Oct-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 13y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,908 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Pattit22 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 20 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $2,200.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Dec-2006)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 20 | | |
Description
Helping son pay off debt
Purpose of loan:
This loan will be used to? help my son pay off a debt so he can move on with his life.
My financial situation:
I am a good candidate for this loan because? I have successfully paid off a previous loan with Prosper ahead of schedule.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| exchange-squirrel | $25.00 | $25.00 | 10/19/2010 3:44:18 PM |
| RandyL3 | $25.00 | $25.00 | 10/19/2010 3:54:43 PM |
| payout-reaction740 | $25.00 | $25.00 | 10/19/2010 4:01:51 PM |
| seineil | $41.23 | $41.23 | 10/19/2010 3:56:05 PM |
| KWarrior | $25.00 | $25.00 | 10/19/2010 3:58:53 PM |
| tolerant-dinero2 | $25.00 | $25.00 | 10/19/2010 4:01:21 PM |
| thankful-nickel2 | $25.00 | $25.00 | 10/19/2010 4:57:45 PM |
| seineil | $30.00 | $30.00 | 10/19/2010 5:23:46 PM |
| wwwUniversal | $25.00 | $25.00 | 10/19/2010 5:28:07 PM |
| exchange-squirrel | $25.00 | $25.00 | 10/20/2010 1:09:00 AM |
| MoneyForNothing | $42.67 | $42.67 | 10/20/2010 1:34:32 AM |
| teller | $42.56 | $42.56 | 10/20/2010 5:50:35 AM |
| walabie | $25.00 | $25.00 | 10/20/2010 7:49:16 AM |
| forthright-principal2 | $25.00 | $25.00 | 10/20/2010 9:31:31 AM |
| Socorro_Capital_Partners | $25.00 | $25.00 | 10/20/2010 9:42:26 AM |
| Bieling | $25.00 | $25.00 | 10/20/2010 3:01:16 PM |
| billnsc | $25.00 | $25.00 | 10/20/2010 6:18:05 PM |
| a2190b | $25.00 | $25.00 | 10/20/2010 6:46:46 PM |
| bknite13 | $50.00 | $50.00 | 10/21/2010 7:19:38 AM |
| hookUup | $100.00 | $100.00 | 10/21/2010 7:54:34 AM |
| Chesterite | $58.97 | $58.97 | 10/21/2010 10:12:57 AM |
| kander80 | $25.00 | $25.00 | 10/21/2010 5:38:44 PM |
| platinum-hunter7 | $50.00 | $50.00 | 10/21/2010 5:26:09 PM |
| Rammuel | $35.00 | $35.00 | 10/21/2010 8:20:04 PM |
| exchange-dreams | $25.00 | $25.00 | 10/21/2010 7:12:11 PM |
| Cherrypicker | $35.00 | $35.00 | 10/22/2010 9:53:56 AM |
| alakanbearcub | $25.00 | $25.00 | 10/22/2010 11:21:47 AM |
| Whitewater_Loans | $25.00 | $25.00 | 10/22/2010 11:44:53 AM |
| AlBRich | $25.00 | $25.00 | 10/22/2010 3:11:10 PM |
| jms1983 | $25.00 | $25.00 | 10/22/2010 4:01:41 PM |
| encouraging-fund | $25.00 | $25.00 | 10/22/2010 4:09:48 PM |
| Brown98 | $25.00 | $25.00 | 10/23/2010 4:53:28 AM |
| newest-bountiful-basis | $25.00 | $25.00 | 10/23/2010 9:06:37 AM |
| availableloan | $25.00 | $25.00 | 10/23/2010 10:00:59 AM |
| valiant-liberty4 | $50.00 | $50.00 | 10/23/2010 4:06:02 PM |
| turbospeed | $25.00 | $25.00 | 10/19/2010 3:44:33 PM |
| selector568 | $500.00 | $500.00 | 10/19/2010 3:44:25 PM |
| DDPrime | $100.00 | $100.00 | 10/19/2010 3:51:43 PM |
| greenventures | $25.00 | $25.00 | 10/19/2010 3:57:36 PM |
| bicyclist2270 | $25.00 | $25.00 | 10/19/2010 4:01:04 PM |
| sign_here | $25.00 | $25.00 | 10/19/2010 4:17:50 PM |
| Aberdeen | $400.00 | $400.00 | 10/19/2010 4:02:09 PM |
| tacopants | $25.00 | $25.00 | 10/19/2010 5:25:45 PM |
| gotbyu | $50.00 | $50.00 | 10/20/2010 12:21:25 AM |
| mjunlimited | $50.00 | $50.00 | 10/20/2010 6:28:04 AM |
| studious-bonus7 | $100.00 | $100.00 | 10/20/2010 6:33:59 AM |
| suave-dime6 | $25.00 | $25.00 | 10/20/2010 7:53:48 AM |
| outofoffice | $50.00 | $50.00 | 10/20/2010 8:32:20 AM |
| silver-armada | $50.00 | $50.00 | 10/20/2010 8:41:55 AM |
| bondhedger | $25.00 | $25.00 | 10/20/2010 9:06:43 AM |
| SummaCapital | $100.00 | $54.57 | 10/20/2010 9:16:08 AM |
| CA_Lender | $25.00 | $25.00 | 10/20/2010 11:16:49 PM |
| FundMaker | $25.00 | $25.00 | 10/21/2010 5:22:20 AM |
| 4mydaughterseducation | $25.00 | $25.00 | 10/21/2010 7:02:32 PM |
| vutah | $25.00 | $25.00 | 10/21/2010 10:50:57 PM |
| SCD | $25.00 | $25.00 | 10/22/2010 4:14:39 AM |
| GarciaCompany | $25.00 | $25.00 | 10/22/2010 7:25:27 AM |
| jehopper5 | $25.00 | $25.00 | 10/22/2010 8:57:50 AM |
| ethicalhumanist | $50.00 | $50.00 | 10/22/2010 8:57:58 AM |
| HappyToLoan | $30.00 | $30.00 | 10/22/2010 9:38:02 AM |
| shellstar | $25.00 | $25.00 | 10/22/2010 1:37:45 PM |
| 1SteelerFan | $30.00 | $30.00 | 10/22/2010 3:25:11 PM |
| theloanteacher | $25.00 | $25.00 | 10/22/2010 7:04:04 PM |
| 63 bids
|
Borrower Payment Dependent Notes Series
480345
This series of Notes was issued and sold upon the funding of the borrower loan #44962, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.30% |
Auction start date:
| Oct-19-2010 |
| |
Auction end date:
| Oct-22-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 41.35% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 41.36% |
Final monthly payment:
| $45.24 |
| |
|
Auction yield range:
| 16.71% - 34.00% |
Estimated loss impact:
| 20.31% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.69% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-2006 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 600-619 (Oct-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 4y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,505 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 103% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| tiosrec |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Nov-2009)
|
|
Principal balance:
| $2,385.82 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Bathroom repair
Purpose of loan:
This loan will be used to?do a bathroom repair
My financial situation:is fair
I am a good candidate for this loan because?I am responsible
Monthly net income: $ 3333
Monthly expenses: $
??Housing: $600
??Insurance: $30
??Car expenses: $0
??Utilities: $100
??Phone, cable, internet: $75
??Food, entertainment: $ 150
??Clothing, household expenses $ 50
??Credit cards and other loans: $?250
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| forthright-dedication | $25.00 | $25.00 | 10/19/2010 4:11:04 PM |
| dt_one | $25.00 | $25.00 | 10/20/2010 9:55:41 AM |
| yield-lion2 | $75.00 | $75.00 | 10/20/2010 9:58:46 AM |
| lucrative-loan | $26.29 | $26.29 | 10/20/2010 9:58:10 AM |
| fabulous-community4 | $100.00 | $100.00 | 10/20/2010 9:58:47 AM |
| pietro_torna_indietro | $25.00 | $25.00 | 10/20/2010 11:54:42 PM |
| diversification-maple1 | $25.00 | $25.00 | 10/21/2010 2:28:21 AM |
| helping-out | $25.00 | $25.00 | 10/21/2010 8:12:55 PM |
| innovator2 | $50.00 | $50.00 | 10/22/2010 10:49:31 AM |
| valiant-liberty4 | $25.00 | $17.21 | 10/22/2010 11:12:35 AM |
| CommunityArts_Non-profit | $100.00 | $100.00 | 10/22/2010 2:58:20 PM |
| himistu22 | $25.00 | $25.00 | 10/22/2010 3:47:48 PM |
| zone6 | $100.00 | $100.00 | 10/19/2010 5:47:03 PM |
| loan-kung-fu | $50.00 | $50.00 | 10/20/2010 2:37:45 AM |
| brother_tam | $50.00 | $50.00 | 10/20/2010 7:47:32 AM |
| BOILENDER | $100.00 | $100.00 | 10/20/2010 1:57:36 PM |
| blitzen40 | $25.00 | $25.00 | 10/20/2010 3:22:23 PM |
| SolarMoonshine | $25.00 | $25.00 | 10/20/2010 5:10:34 PM |
| glroark | $50.00 | $50.00 | 10/21/2010 2:48:49 PM |
| 1stofthemonth | $25.00 | $25.00 | 10/21/2010 3:53:21 PM |
| TakeCare | $31.50 | $31.50 | 10/22/2010 9:06:56 AM |
| wlm3012 | $25.00 | $25.00 | 10/22/2010 10:08:51 AM |
| 22 bids
|
Borrower Payment Dependent Notes Series
480811
This series of Notes was issued and sold upon the funding of the borrower loan #45030, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,200.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.55% |
Auction start date:
| Oct-21-2010 |
| |
Auction end date:
| Oct-24-2010 |
|
|
Starting lender yield:
| 7.00% |
Starting borrower rate/APR:
| 8.00% / 8.34% |
Starting monthly payment:
| $131.61 |
|
Final lender yield:
| 7.00% |
Final borrower rate/APR:
| 8.00% / 8.34% |
Final monthly payment:
| $131.61 |
| |
|
Auction yield range:
| 2.71% - 7.00% |
Estimated loss impact:
| 1.55% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.45% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| May-1990 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 800-819 (Oct-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 2y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $31,026 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| cordial-yield4 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Purchasing a Motorcycle
Purpose of loan:
This loan will be used to?
purchase a motorcycle.
My financial situation:
I am a good candidate for this loan because? I have perfect credit (and intend to keep it that way) and excellent stability. I want to finance the motorcycle so that I can conserve cash. In the case of this low balance loan, the cost of financing is relatively cheap for me.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| psa1995 | $50.00 | $50.00 | 10/21/2010 9:55:19 AM |
| DukSerduk | $25.00 | $25.00 | 10/21/2010 9:55:01 AM |
| life-is-great | $50.00 | $50.00 | 10/21/2010 9:59:39 AM |
| blot44 | $25.00 | $25.00 | 10/21/2010 10:02:59 AM |
| alakanbearcub | $25.00 | $25.00 | 10/21/2010 10:08:48 AM |
| organized-payment6 | $50.00 | $50.00 | 10/21/2010 10:09:20 AM |
| income-banjo | $50.00 | $50.00 | 10/21/2010 10:08:06 AM |
| GElender | $50.00 | $50.00 | 10/21/2010 10:09:44 AM |
| exact-gold2 | $25.00 | $25.00 | 10/21/2010 10:08:23 AM |
| rachelrachelrachel | $25.00 | $25.00 | 10/21/2010 10:23:33 AM |
| value-pouch | $50.00 | $50.00 | 10/21/2010 10:49:22 AM |
| Artist_Blue | $25.00 | $25.00 | 10/21/2010 10:47:23 AM |
| transparency-giant | $50.00 | $50.00 | 10/21/2010 11:30:06 AM |
| cello1 | $25.00 | $25.00 | 10/21/2010 1:16:17 PM |
| Hondo | $25.00 | $25.00 | 10/21/2010 3:25:39 PM |
| Bank_Of_XL | $25.00 | $25.00 | 10/21/2010 4:13:54 PM |
| AmericanCredit | $25.00 | $25.00 | 10/21/2010 4:16:05 PM |
| nonukem | $25.00 | $25.00 | 10/21/2010 5:36:13 PM |
| dpfl55 | $25.00 | $25.00 | 10/21/2010 6:12:49 PM |
| exchange-dreams | $25.00 | $25.00 | 10/21/2010 7:16:57 PM |
| hookUup | $50.00 | $50.00 | 10/21/2010 7:02:59 PM |
| alpinaut | $30.00 | $30.00 | 10/21/2010 8:06:50 PM |
| investment-network | $25.00 | $25.00 | 10/22/2010 2:58:29 AM |
| Cheburashka | $30.00 | $30.00 | 10/22/2010 2:28:53 AM |
| srgriff | $25.00 | $25.00 | 10/22/2010 8:58:16 AM |
| figs4u2 | $100.00 | $100.00 | 10/22/2010 10:18:57 AM |
| discrete-asset | $25.00 | $25.00 | 10/22/2010 10:22:45 AM |
| gojackgo | $50.00 | $50.00 | 10/22/2010 10:40:55 AM |
| fund-tom-tom6 | $50.00 | $50.00 | 10/22/2010 10:42:34 AM |
| indomitable-coin | $50.00 | $50.00 | 10/22/2010 10:27:13 AM |
| safe-finance | $25.00 | $25.00 | 10/22/2010 11:14:40 AM |
| milehighguy | $50.00 | $50.00 | 10/22/2010 1:02:23 PM |
| ATOHokie | $25.00 | $25.00 | 10/22/2010 1:39:22 PM |
| the-elevated-return | $100.00 | $100.00 | 10/22/2010 2:24:06 PM |
| 6moonbeams | $91.90 | $91.90 | 10/22/2010 5:30:11 PM |
| Eagledrop | $25.00 | $25.00 | 10/22/2010 7:21:34 PM |
| MarinLoans | $25.00 | $25.00 | 10/22/2010 8:01:41 PM |
| kashikoe | $25.00 | $25.00 | 10/22/2010 9:33:14 PM |
| Phantom99 | $25.00 | $25.00 | 10/23/2010 3:39:52 AM |
| doncm | $50.00 | $50.00 | 10/23/2010 12:14:24 PM |
| andyb9 | $50.00 | $50.00 | 10/23/2010 1:37:30 PM |
| lloyd_s | $25.00 | $13.42 | 10/23/2010 2:51:54 PM |
| orange-influential-credit | $225.00 | $225.00 | 10/23/2010 1:11:42 PM |
| jjb3 | $25.00 | $25.00 | 10/21/2010 9:53:48 AM |
| tntmojave | $25.00 | $25.00 | 10/21/2010 10:02:53 AM |
| selector568 | $500.00 | $500.00 | 10/21/2010 10:02:47 AM |
| mjunlimited | $50.00 | $50.00 | 10/21/2010 10:02:51 AM |
| larrybird | $150.00 | $150.00 | 10/21/2010 10:05:34 AM |
| FlexFunding | $100.00 | $100.00 | 10/21/2010 10:08:04 AM |
| ThomasC | $25.00 | $25.00 | 10/21/2010 10:08:07 AM |
| NATIVEBORN | $25.00 | $25.00 | 10/21/2010 10:07:21 AM |
| RandyL3 | $25.00 | $25.00 | 10/21/2010 10:07:49 AM |
| kenji4861 | $25.00 | $25.00 | 10/21/2010 10:08:27 AM |
| revenue-officer36 | $31.94 | $31.94 | 10/21/2010 11:16:52 AM |
| Preteur | $25.00 | $25.00 | 10/21/2010 1:15:56 PM |
| FunInSun | $25.00 | $25.00 | 10/21/2010 1:16:21 PM |
| money-bauble | $27.74 | $27.74 | 10/21/2010 1:32:16 PM |
| rakstar | $25.00 | $25.00 | 10/21/2010 2:42:12 PM |
| eyal0 | $50.00 | $50.00 | 10/21/2010 3:33:33 PM |
| platinum-hunter7 | $75.00 | $75.00 | 10/21/2010 5:11:32 PM |
| VikingInvestments | $25.00 | $25.00 | 10/21/2010 10:33:57 PM |
| munnu | $25.00 | $25.00 | 10/22/2010 3:34:37 AM |
| delicious-social132 | $50.00 | $50.00 | 10/22/2010 3:52:05 AM |
| fcukciti | $25.00 | $25.00 | 10/22/2010 4:22:36 AM |
| magnificent-income7 | $50.00 | $50.00 | 10/22/2010 4:32:35 AM |
| degster | $25.00 | $25.00 | 10/22/2010 5:42:11 AM |
| ericgassercom | $50.00 | $50.00 | 10/22/2010 9:05:53 AM |
| currency-persimmon | $25.00 | $25.00 | 10/22/2010 10:05:16 AM |
| credit-vinyl | $25.00 | $25.00 | 10/22/2010 10:17:01 AM |
| here2lend | $25.00 | $25.00 | 10/22/2010 10:29:12 AM |
| reueljw | $25.00 | $25.00 | 10/22/2010 10:28:33 AM |
| pleasant-basis | $25.00 | $25.00 | 10/22/2010 10:42:28 AM |
| Banker7371 | $25.00 | $25.00 | 10/22/2010 12:42:42 PM |
| ramsbladder | $25.00 | $25.00 | 10/22/2010 12:53:14 PM |
| jcjawors | $25.00 | $25.00 | 10/22/2010 2:47:50 PM |
| neighborly-hope6 | $50.00 | $50.00 | 10/22/2010 3:16:21 PM |
| rescue | $100.00 | $100.00 | 10/22/2010 4:21:31 PM |
| Veridic | $25.00 | $25.00 | 10/22/2010 4:52:36 PM |
| LiveNow | $25.00 | $25.00 | 10/22/2010 9:27:22 PM |
| tekkie2412 | $50.00 | $50.00 | 10/22/2010 8:19:10 PM |
| 108lender | $125.00 | $125.00 | 10/23/2010 2:06:03 AM |
| noble-revenue | $50.00 | $50.00 | 10/23/2010 3:37:39 AM |
| restless-balance9 | $50.00 | $50.00 | 10/23/2010 7:17:37 AM |
| skuba | $50.00 | $50.00 | 10/23/2010 5:02:42 AM |
| mad4wknds | $25.00 | $25.00 | 10/23/2010 5:45:48 AM |
| medman | $25.00 | $25.00 | 10/23/2010 6:19:07 AM |
| pawsitive | $25.00 | $25.00 | 10/23/2010 2:18:50 PM |
| HamIAm | $100.00 | $100.00 | 10/23/2010 4:52:24 PM |
| 88 bids
|