Sales Report:Supplement No. 59 dated Oct 21, 2010 to Prospectus dated Jul 26, 2010File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 26, 2010 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 26, 2010 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
431709
This series of Notes was issued and sold upon the funding of the borrower loan #44922, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.80% |
Auction start date:
| Oct-08-2010 |
| |
Auction end date:
| Oct-14-2010 |
|
|
Starting lender yield:
| 26.50% |
Starting borrower rate/APR:
| 27.50% / 31.05% |
Starting monthly payment:
| $164.38 |
|
Final lender yield:
| 26.50% |
Final borrower rate/APR:
| 27.50% / 31.05% |
Final monthly payment:
| $164.38 |
| |
|
Auction yield range:
| 10.71% - 26.50% |
Estimated loss impact:
| 11.46% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1993 |
Debt/Income ratio:
| 4% |
|
Credit score:
| 700-719 (Oct-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 10y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $857 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| money-pizza4 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paying off high interest credits
Purpose of loan:
This loan will be used to pay down higher interest rates and also provide a savings cushion if an emergency situation arises.
My financial situation:
I am a good candidate for this loan because I'm trying hard to get back on track with my financials.?I'm a good citizen, I work hard for my money and I'm trying very hard to sustain this economic hard times.? I've been trying to find loans through local banks but no one will help us. My credit score may be affected by the numerous times I've tried to get a loan but I have never been late on a payment, my mortgage is current and I work hard for my family as well as take care of three kids.??
Monthly net income: $ 5780
Monthly expenses: $
??Housing: $ 2600
??Insurance: $?90
??Car expenses: $ 50
??Utilities: $?300
??Phone, cable, internet: $ 100
??Food, entertainment: $?400
??Clothing, household expenses $ 100
??Credit cards and other loans: $?450
??Other expenses: $ 800 (daycare)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi, I was wondering if you could explain two things. 1) What is the reason that you are taking out more than prosper says you owe? Is there some not listed? 2) Could you explain the public record that happened in the past 12 months. Thanks- - diversification-maple1
A:
Good Morning
1) We have a second mortgage not listed I believe and also a few short term high interest credit debts also not listed which were used for emergency auto repairs. We are also looking to have a cushion to put in savings to help in emegency situations. 2) We filed bankruptcy but kept our house and right now I'm tring to get those refinanced or qualify for the home affordable plan to help cut our payment there as well. Thank you for your questions.
(Oct-12-2010)
Q:
if you filed for bankruptcy how should we be assured you can pay this loan off?? - shrewd-income
A:
Very good question. Fact of the matter is we tried hard to not file but the economy was against us. Some of the circumstances were out of our control. Do I ever want to have to go through that again -- NO! My goal is to live by a strict budget now. But we need to get rid of an emergency auto card for a car issue we had AND we can't obtain loans from banks right now so by taking a small loan here with Prosper we can start to repair our credit and gain credit. My goal is to pay this off under 3yr
(Oct-13-2010)
Q:
if you filed for bankruptcy wouldn't the cards you're trying to refinance w/prosper be written off? - shrewd-income
A:
Yes all cards were written off during the filing. I'm talking about a new card we obtained to pay off some auto fixes we had on a truck. Most creditors do not give credit when you file but the auto dealer had an option for us but it is high interest and I think it would better us to obtain a small loan to improve our credit score. This is also to help us have a cushion for any other emergency situation so we don't have to use credit. Thank you for your question.
(Oct-13-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| AlexTrep | $50.00 | $50.00 | 10/8/2010 3:21:10 PM |
| ingenious-deal6 | $25.00 | $25.00 | 10/8/2010 3:21:20 PM |
| handshake5 | $100.00 | $100.00 | 10/8/2010 3:24:53 PM |
| bid-czar8 | $25.00 | $25.00 | 10/8/2010 3:25:07 PM |
| sfmf | $25.00 | $25.00 | 10/8/2010 3:28:23 PM |
| tech310 | $50.00 | $50.00 | 10/8/2010 3:19:58 PM |
| natural-greenback6 | $25.00 | $25.00 | 10/8/2010 3:30:59 PM |
| penny-plato | $25.00 | $25.00 | 10/8/2010 3:35:30 PM |
| bold-attentive-listing | $25.00 | $25.00 | 10/8/2010 3:31:38 PM |
| blue-useful-auction | $25.00 | $25.00 | 10/8/2010 4:51:55 PM |
| frogperson | $25.00 | $25.00 | 10/9/2010 10:16:47 AM |
| plentiful-gain3 | $50.00 | $50.00 | 10/9/2010 5:22:52 PM |
| w3alter | $50.00 | $50.00 | 10/9/2010 5:32:42 PM |
| soulful-truth | $1,000.00 | $1,000.00 | 10/9/2010 8:19:03 PM |
| SolarMoonshine | $25.00 | $25.00 | 10/10/2010 5:20:38 PM |
| reflective-rupee | $200.00 | $200.00 | 10/11/2010 9:41:58 AM |
| bold-shrewd-duty | $50.00 | $50.00 | 10/11/2010 3:11:10 PM |
| Papa_Mema | $50.00 | $50.00 | 10/11/2010 3:11:06 PM |
| the-determined-value | $50.00 | $50.00 | 10/12/2010 6:08:49 AM |
| noble-revenue | $46.27 | $46.27 | 10/12/2010 8:40:17 AM |
| simplelender80 | $35.96 | $35.96 | 10/12/2010 10:25:58 AM |
| BrLender | $25.00 | $25.00 | 10/12/2010 10:27:24 AM |
| crenen139 | $25.00 | $25.00 | 10/12/2010 10:29:56 AM |
| whatknows | $25.00 | $25.00 | 10/12/2010 11:49:10 AM |
| consummate-loyalty1 | $100.00 | $100.00 | 10/12/2010 3:02:59 PM |
| graceful-investment | $100.00 | $100.00 | 10/12/2010 3:03:42 PM |
| radiant-loan5 | $100.00 | $100.00 | 10/12/2010 4:02:52 PM |
| teller | $50.00 | $50.00 | 10/12/2010 6:18:43 PM |
| well-mannered-income3 | $50.00 | $50.00 | 10/12/2010 5:41:33 PM |
| DSFinancial | $50.00 | $50.00 | 10/12/2010 4:39:47 PM |
| shrewd-peace7 | $50.00 | $50.00 | 10/12/2010 4:58:25 PM |
| worthy-bid8 | $25.00 | $25.00 | 10/12/2010 5:23:13 PM |
| glroark | $50.00 | $50.00 | 10/13/2010 5:24:43 AM |
| b-rent | $25.00 | $25.00 | 10/13/2010 1:21:59 AM |
| leverage-monger | $25.00 | $25.00 | 10/13/2010 11:36:56 AM |
| KTOWN | $25.00 | $25.00 | 10/13/2010 10:24:19 AM |
| patriot384 | $120.00 | $120.00 | 10/13/2010 2:13:40 PM |
| kttalamo | $25.00 | $25.00 | 10/13/2010 12:27:59 PM |
| interstellar | $50.00 | $50.00 | 10/13/2010 3:22:51 PM |
| excellent-reward323 | $50.00 | $50.00 | 10/13/2010 4:49:14 PM |
| One_Lolo | $25.00 | $25.00 | 10/13/2010 4:52:44 PM |
| cash-spark3 | $50.00 | $50.00 | 10/14/2010 12:39:33 AM |
| riverflow | $25.00 | $25.00 | 10/13/2010 10:02:45 PM |
| wwwUniversal | $25.00 | $25.00 | 10/13/2010 11:43:59 PM |
| papaloha | $25.00 | $25.00 | 10/8/2010 3:22:06 PM |
| loan-adventurer7 | $50.00 | $50.00 | 10/8/2010 3:28:55 PM |
| agiovasil | $25.00 | $25.00 | 10/9/2010 1:33:04 PM |
| itnAAnti | $25.00 | $25.00 | 10/9/2010 6:59:22 AM |
| moola-wildebeest3 | $25.00 | $25.00 | 10/9/2010 5:22:57 PM |
| mercuriant | $25.00 | $25.00 | 10/9/2010 8:22:50 PM |
| all_of_that_one | $40.00 | $40.00 | 10/11/2010 2:12:59 PM |
| ore-dojo | $50.00 | $50.00 | 10/11/2010 4:58:12 PM |
| neorunner | $25.00 | $25.00 | 10/12/2010 7:53:02 AM |
| Artist_Blue | $25.00 | $25.00 | 10/12/2010 6:08:36 AM |
| gentle-social0 | $25.00 | $25.00 | 10/12/2010 9:33:56 AM |
| diversification-maple1 | $25.00 | $25.00 | 10/12/2010 10:35:52 AM |
| economy-producer | $25.00 | $25.00 | 10/12/2010 1:03:28 PM |
| rescue | $100.00 | $100.00 | 10/12/2010 3:01:21 PM |
| kulender | $50.00 | $50.00 | 10/12/2010 3:01:25 PM |
| jubilant-agreement0 | $25.00 | $25.00 | 10/12/2010 3:17:16 PM |
| villagers | $50.00 | $50.00 | 10/12/2010 9:29:42 PM |
| generous-deal6 | $25.00 | $25.00 | 10/12/2010 9:57:45 PM |
| EBITDA | $25.00 | $7.77 | 10/13/2010 9:48:08 AM |
| Starfin-Capital-Management | $100.00 | $100.00 | 10/13/2010 7:18:02 AM |
| trumpeter5 | $50.00 | $50.00 | 10/13/2010 2:37:45 PM |
| econgineer | $25.00 | $25.00 | 10/13/2010 11:59:40 AM |
| Land_on_your_feet | $50.00 | $50.00 | 10/13/2010 3:08:22 PM |
| justasoldier | $50.00 | $50.00 | 10/13/2010 8:13:11 PM |
| Ven58 | $25.00 | $25.00 | 10/13/2010 11:17:20 PM |
| 69 bids
|
Borrower Payment Dependent Notes Series
462747
This series of Notes was issued and sold upon the funding of the borrower loan #44912, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.80% |
Auction start date:
| Oct-08-2010 |
| |
Auction end date:
| Oct-15-2010 |
|
|
Starting lender yield:
| 26.50% |
Starting borrower rate/APR:
| 27.50% / 31.05% |
Starting monthly payment:
| $410.94 |
|
Final lender yield:
| 26.50% |
Final borrower rate/APR:
| 27.50% / 31.05% |
Final monthly payment:
| $410.94 |
| |
|
Auction yield range:
| 10.71% - 26.50% |
Estimated loss impact:
| 11.46% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 45% |
|
Credit score:
| 740-759 (Oct-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 11y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $37,249 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| responsive-leverage4 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Help simplify my life
Purpose of loan:
This loan will be used to make my life simpler by consolidating 3 high interest credit cards into one easy to manage payment.
My financial situation:
I am a good candidate for this loan because I've had 13 years of responsible credit usage as detailed in my credit profile with zero delinquencies and a near Excellent credit score of 759(Excellent defined as 760 by Prosper).? I take my financial responsibilities with the utmost importance and maintaining my high credit rating is a priority.? I have also been employed at my company for 11 years and have a stable income and $21K in my 401K.? I own a home with the mortgage split six ways between my siblings and parents so our housing expense including utilities are only $350. My high revolving balances are due to supporting my fiance for college in which she will be graduating next Summer and already has a job to start paying it off.
Monthly net income: $ 2200(+1600 fiance)
Monthly expenses: $
??Housing: $
350
??Insurance: $
??Car expenses: $ 100
??Utilities: $
??Phone, cable, internet: $ 50
??Food, entertainment: $
200
??Clothing, household expenses $
??Credit cards and other loans: $ 1000
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
what are the interest rates of those cards? - beakerfish
A:
All are at 26.99%. I went with the Prosper recommended rate for the listing and am hoping everyone will help bid the rate down. Thank you for your consideration.
(Oct-09-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| tech310 | $50.00 | $50.00 | 10/8/2010 3:19:59 PM |
| ingenious-deal6 | $25.00 | $25.00 | 10/8/2010 3:21:21 PM |
| loan-adventurer7 | $50.00 | $50.00 | 10/8/2010 3:28:55 PM |
| AlexTrep | $50.00 | $50.00 | 10/8/2010 3:21:31 PM |
| natural-greenback6 | $25.00 | $25.00 | 10/8/2010 3:31:00 PM |
| w3alter | $50.00 | $50.00 | 10/8/2010 8:42:56 PM |
| soulful-truth | $1,000.00 | $1,000.00 | 10/9/2010 8:19:02 PM |
| what_goes_around | $100.00 | $100.00 | 10/10/2010 1:24:00 PM |
| affluence-tambourine | $25.00 | $25.00 | 10/10/2010 11:00:38 PM |
| reflective-rupee | $100.00 | $100.00 | 10/11/2010 9:43:15 AM |
| Papa_Mema | $50.00 | $50.00 | 10/11/2010 3:11:07 PM |
| bold-shrewd-duty | $50.00 | $50.00 | 10/11/2010 3:11:11 PM |
| gentle-social0 | $25.00 | $25.00 | 10/12/2010 9:33:57 AM |
| whatknows | $25.00 | $25.00 | 10/12/2010 11:49:11 AM |
| the-determined-value | $50.00 | $50.00 | 10/12/2010 3:01:15 PM |
| consummate-loyalty1 | $100.00 | $100.00 | 10/12/2010 3:02:59 PM |
| economy-producer | $25.00 | $25.00 | 10/12/2010 1:14:46 PM |
| kulender | $50.00 | $50.00 | 10/12/2010 3:01:26 PM |
| DSFinancial | $50.00 | $50.00 | 10/12/2010 4:39:47 PM |
| shrewd-peace7 | $50.00 | $50.00 | 10/12/2010 4:58:26 PM |
| teller | $50.00 | $50.00 | 10/12/2010 6:18:44 PM |
| jubilant-agreement0 | $25.00 | $25.00 | 10/12/2010 5:07:51 PM |
| worthy-bid8 | $25.00 | $25.00 | 10/12/2010 5:23:13 PM |
| generous-deal6 | $25.00 | $25.00 | 10/13/2010 6:38:04 AM |
| b-rent | $25.00 | $25.00 | 10/13/2010 6:57:44 AM |
| villagers | $50.00 | $50.00 | 10/13/2010 9:48:46 AM |
| MadHun | $100.00 | $100.00 | 10/14/2010 8:53:50 AM |
| asiaratt | $50.00 | $50.00 | 10/14/2010 9:40:47 AM |
| AF-Chief | $50.00 | $50.00 | 10/14/2010 9:50:26 AM |
| lovely-leverage | $100.00 | $100.00 | 10/14/2010 1:38:00 PM |
| airrbob | $25.98 | $25.98 | 10/14/2010 2:43:17 PM |
| selfmademan | $25.00 | $25.00 | 10/14/2010 3:48:10 PM |
| squarebob | $25.00 | $25.00 | 10/14/2010 5:01:48 PM |
| squarebob | $50.00 | $50.00 | 10/14/2010 5:05:06 PM |
| favorite-commerce | $25.00 | $25.00 | 10/14/2010 4:48:10 PM |
| credit-missile | $25.00 | $25.00 | 10/14/2010 10:16:41 PM |
| squarebob | $25.00 | $25.00 | 10/14/2010 5:02:34 PM |
| credit-missile | $25.00 | $25.00 | 10/14/2010 10:11:30 PM |
| principal-jedi | $100.00 | $100.00 | 10/15/2010 7:13:12 AM |
| icanhasloanz | $100.00 | $100.00 | 10/14/2010 10:40:10 PM |
| Image68 | $25.00 | $25.00 | 10/15/2010 7:17:55 AM |
| mlaner92 | $40.00 | $40.00 | 10/15/2010 8:46:03 AM |
| Joyflyer | $3,000.00 | $3,000.00 | 10/15/2010 7:00:40 AM |
| wlm3012 | $25.00 | $25.00 | 10/15/2010 8:58:29 AM |
| nystocktrader | $49.26 | $49.26 | 10/15/2010 5:24:24 AM |
| jhernand17 | $25.00 | $25.00 | 10/15/2010 9:26:19 AM |
| droopie1 | $25.00 | $25.00 | 10/15/2010 8:32:37 AM |
| leverage-monger | $33.00 | $33.00 | 10/15/2010 9:46:51 AM |
| fairness-atmosphere | $25.00 | $25.00 | 10/15/2010 11:18:49 AM |
| octoberfresh | $25.00 | $25.00 | 10/15/2010 11:20:29 AM |
| income-rocker2 | $34.30 | $34.30 | 10/15/2010 12:09:12 PM |
| new-social-economist | $50.00 | $50.00 | 10/15/2010 10:15:40 AM |
| tomaswk | $33.00 | $33.00 | 10/15/2010 12:28:07 PM |
| ethicalhumanist | $50.00 | $50.00 | 10/15/2010 1:06:08 PM |
| realtormoises | $25.00 | $25.00 | 10/15/2010 1:20:44 PM |
| DasMula | $25.00 | $25.00 | 10/15/2010 2:54:07 PM |
| HammerSmith | $25.00 | $25.00 | 10/15/2010 1:20:47 PM |
| lucrative-coin | $50.00 | $50.00 | 10/15/2010 1:56:26 PM |
| AM2171 | $25.00 | $25.00 | 10/15/2010 3:07:06 PM |
| majestic-currency3 | $50.00 | $50.00 | 10/15/2010 3:15:05 PM |
| papaloha | $25.00 | $25.00 | 10/8/2010 3:22:07 PM |
| handshake5 | $100.00 | $100.00 | 10/8/2010 3:24:53 PM |
| bid-czar8 | $25.00 | $25.00 | 10/8/2010 3:25:08 PM |
| moola-wildebeest3 | $25.00 | $25.00 | 10/9/2010 3:33:03 PM |
| agiovasil | $25.00 | $25.00 | 10/9/2010 5:22:53 PM |
| all_of_that_one | $40.00 | $40.00 | 10/11/2010 2:13:00 PM |
| Artist_Blue | $25.00 | $25.00 | 10/12/2010 6:08:35 AM |
| crenen139 | $25.00 | $25.00 | 10/12/2010 10:29:58 AM |
| simplelender80 | $57.55 | $57.55 | 10/12/2010 10:47:57 AM |
| noble-revenue | $54.95 | $54.95 | 10/12/2010 11:57:56 AM |
| preventivepestcontrol | $75.00 | $75.00 | 10/12/2010 11:46:09 AM |
| graceful-investment | $100.00 | $100.00 | 10/12/2010 3:03:43 PM |
| rescue | $100.00 | $100.00 | 10/12/2010 3:01:22 PM |
| Bcs-cnc | $25.00 | $25.00 | 10/12/2010 1:53:52 PM |
| radiant-loan5 | $100.00 | $100.00 | 10/12/2010 4:02:56 PM |
| nilonc1 | $25.00 | $25.00 | 10/12/2010 5:36:42 PM |
| well-mannered-income3 | $30.00 | $30.00 | 10/12/2010 5:42:32 PM |
| TakeCare | $60.00 | $60.00 | 10/13/2010 10:54:34 AM |
| FeedTheMachine | $100.00 | $100.00 | 10/13/2010 7:42:46 PM |
| JAVEHE | $27.23 | $27.23 | 10/13/2010 8:19:23 PM |
| dcap3 | $50.00 | $50.00 | 10/14/2010 5:19:18 AM |
| IIP77 | $25.00 | $25.00 | 10/14/2010 5:44:15 AM |
| cash-spark3 | $50.00 | $50.00 | 10/14/2010 12:39:34 AM |
| jubilant-auction5 | $25.00 | $25.00 | 10/14/2010 12:07:45 PM |
| SLN-10 | $50.00 | $37.00 | 10/14/2010 1:13:46 PM |
| payment-gusto | $25.00 | $25.00 | 10/14/2010 9:41:24 AM |
| 108lender | $100.00 | $100.00 | 10/14/2010 9:42:10 AM |
| gallant-economy9 | $69.05 | $69.05 | 10/14/2010 12:14:00 PM |
| larrybird | $48.59 | $48.59 | 10/14/2010 12:17:44 PM |
| elegant-loot | $25.00 | $25.00 | 10/14/2010 3:47:43 PM |
| thomas16882004 | $25.00 | $25.00 | 10/14/2010 3:48:25 PM |
| Nerdster1 | $25.01 | $25.01 | 10/14/2010 5:00:21 PM |
| squarebob | $25.00 | $25.00 | 10/14/2010 5:02:09 PM |
| squarebob | $50.00 | $50.00 | 10/14/2010 5:04:21 PM |
| squarebob | $50.00 | $50.00 | 10/14/2010 5:05:37 PM |
| squarebob | $50.00 | $50.00 | 10/14/2010 5:04:41 PM |
| la_verita | $25.00 | $25.00 | 10/14/2010 7:41:13 PM |
| pani5ue | $25.00 | $25.00 | 10/14/2010 4:35:04 PM |
| squarebob | $25.00 | $25.00 | 10/14/2010 5:01:06 PM |
| squarebob | $25.00 | $25.00 | 10/14/2010 5:03:03 PM |
| Bob450 | $25.00 | $25.00 | 10/14/2010 9:51:05 PM |
| millioncan | $25.00 | $25.00 | 10/15/2010 2:11:31 AM |
| credit-missile | $25.00 | $25.00 | 10/14/2010 10:11:12 PM |
| johnk317 | $35.00 | $35.00 | 10/15/2010 8:25:34 AM |
| E-B | $50.00 | $50.00 | 10/15/2010 3:38:05 AM |
| zone6 | $61.95 | $61.95 | 10/15/2010 7:06:32 AM |
| Pu239 | $60.00 | $60.00 | 10/15/2010 9:12:57 AM |
| patriot384 | $60.00 | $60.00 | 10/15/2010 7:12:11 AM |
| thankful-nickel2 | $25.00 | $25.00 | 10/15/2010 10:40:30 AM |
| WMY-Investor | $100.00 | $100.00 | 10/15/2010 9:19:41 AM |
| enriching-payout | $25.00 | $25.00 | 10/15/2010 7:27:40 AM |
| sturdy-peace9 | $75.00 | $75.00 | 10/15/2010 7:52:06 AM |
| Rip128 | $100.00 | $100.00 | 10/15/2010 9:58:21 AM |
| MrMikeMcD | $25.00 | $25.00 | 10/15/2010 10:01:40 AM |
| Maximum_Investment | $33.47 | $33.47 | 10/15/2010 10:12:43 AM |
| juxtapose | $25.00 | $25.00 | 10/15/2010 10:41:39 AM |
| Leshan | $25.00 | $25.00 | 10/15/2010 11:38:15 AM |
| mpatrick | $25.00 | $25.00 | 10/15/2010 9:55:57 AM |
| Katzenjammer | $25.00 | $25.00 | 10/15/2010 10:16:35 AM |
| 2grindstones | $25.00 | $25.00 | 10/15/2010 10:33:40 AM |
| NickRac | $30.00 | $30.00 | 10/15/2010 11:07:16 AM |
| DasMula | $25.00 | $25.00 | 10/15/2010 2:54:21 PM |
| EntGuy | $35.00 | $35.00 | 10/15/2010 11:20:11 AM |
| umfan123 | $25.00 | $25.00 | 10/15/2010 12:38:10 PM |
| winterspam | $543.86 | $543.86 | 10/15/2010 11:51:47 AM |
| trumpeter5 | $25.00 | $25.00 | 10/15/2010 12:44:53 PM |
| dime-vista2 | $25.80 | $25.80 | 10/15/2010 1:05:48 PM |
| Astyanax | $100.00 | $100.00 | 10/15/2010 3:07:30 PM |
| 128 bids
|
Borrower Payment Dependent Notes Series
478455
This series of Notes was issued and sold upon the funding of the borrower loan #44909, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,800.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.80% |
Auction start date:
| Oct-08-2010 |
| |
Auction end date:
| Oct-12-2010 |
|
|
Starting lender yield:
| 26.50% |
Starting borrower rate/APR:
| 27.50% / 31.05% |
Starting monthly payment:
| $156.16 |
|
Final lender yield:
| 26.50% |
Final borrower rate/APR:
| 27.50% / 31.05% |
Final monthly payment:
| $156.16 |
| |
|
Auction yield range:
| 10.71% - 26.50% |
Estimated loss impact:
| 11.46% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1991 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 660-679 (Oct-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
7 | Length of status: | 3y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,609 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| CORNFED204 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
credit card and loan consolidation
Purpose of loan:
This loan will be used to? pay a tax bill and consolidate credit cards
My financial situation:
I am a good candidate for this loan because??I pay my bills on time,? I am never late.?I have a stable healthcare job in nuclear medicine technology.
Monthly net income: $ 4000
Monthly expenses: $
??Housing: $ 650
??Insurance: $ 91
??Car expenses: $?287
??Utilities: $ 55
??Phone, cable, internet: $ 100
??Food, entertainment: $ 175
??Clothing, household expenses $
??Credit cards and other loans: $ 455
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi,
Why do you want to borrow more than you owe?
Any debts not listed in Prosper?
Thanks, - p2ploan-sensation211
A:
Yes, I have a 401k loan and a tax bill I want to pay off.
(Oct-09-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ingenious-deal6 | $25.00 | $25.00 | 10/8/2010 3:21:26 PM |
| papaloha | $25.00 | $25.00 | 10/8/2010 3:22:12 PM |
| AlexTrep | $50.00 | $50.00 | 10/8/2010 3:21:34 PM |
| bid-czar8 | $25.00 | $25.00 | 10/8/2010 3:25:11 PM |
| tech310 | $50.00 | $50.00 | 10/8/2010 3:26:59 PM |
| moola-wildebeest3 | $25.00 | $25.00 | 10/8/2010 3:27:54 PM |
| loan-adventurer7 | $50.00 | $50.00 | 10/8/2010 3:28:58 PM |
| penny-plato | $25.00 | $25.00 | 10/8/2010 3:33:59 PM |
| the-stylish-euro | $25.00 | $25.00 | 10/8/2010 4:18:31 PM |
| natural-greenback6 | $25.00 | $25.00 | 10/8/2010 3:31:03 PM |
| lendstats_com | $300.00 | $300.00 | 10/8/2010 7:43:29 PM |
| bold-attentive-listing | $25.00 | $25.00 | 10/8/2010 3:31:39 PM |
| blue-useful-auction | $25.00 | $25.00 | 10/8/2010 4:51:02 PM |
| w3alter | $50.00 | $50.00 | 10/8/2010 8:42:53 PM |
| Whitewater_Loans | $50.00 | $50.00 | 10/9/2010 5:16:16 PM |
| lava414 | $25.00 | $25.00 | 10/9/2010 12:34:47 PM |
| ochardlender | $25.00 | $25.00 | 10/10/2010 8:35:37 AM |
| what_goes_around | $50.00 | $50.00 | 10/10/2010 12:54:47 PM |
| seanmel | $100.00 | $100.00 | 10/10/2010 6:21:22 AM |
| DasMula | $25.00 | $25.00 | 10/10/2010 10:37:37 AM |
| KrisKringle | $50.00 | $50.00 | 10/10/2010 8:57:17 PM |
| vulgy | $25.00 | $25.00 | 10/11/2010 5:46:53 AM |
| on_your_side | $25.00 | $25.00 | 10/11/2010 12:14:15 PM |
| bondhedger | $25.00 | $25.00 | 10/11/2010 6:29:50 PM |
| all_of_that_one | $40.00 | $40.00 | 10/11/2010 7:34:08 PM |
| neorunner | $25.00 | $25.00 | 10/11/2010 8:23:00 PM |
| diversification-maple1 | $25.00 | $25.00 | 10/12/2010 12:55:02 AM |
| handshake5 | $100.00 | $100.00 | 10/8/2010 3:24:58 PM |
| sfmf | $25.00 | $25.00 | 10/8/2010 3:28:24 PM |
| platinum-hunter7 | $25.00 | $25.00 | 10/9/2010 5:34:32 AM |
| loan-adventurer7 | $36.00 | $36.00 | 10/9/2010 12:28:32 PM |
| Whipster | $25.00 | $25.00 | 10/9/2010 3:03:31 PM |
| soulful-truth | $1,000.00 | $1,000.00 | 10/9/2010 8:18:58 PM |
| JustMee | $25.00 | $25.00 | 10/10/2010 7:29:02 AM |
| wise-blazing-currency | $61.40 | $61.40 | 10/10/2010 7:43:41 AM |
| Jeddy | $25.00 | $25.00 | 10/10/2010 12:05:06 PM |
| mercuriant | $25.00 | $25.00 | 10/9/2010 8:22:50 PM |
| greenkid | $25.00 | $25.00 | 10/10/2010 5:11:52 PM |
| SolarMoonshine | $25.00 | $25.00 | 10/10/2010 5:16:40 PM |
| silver-parsec | $25.00 | $25.00 | 10/11/2010 2:30:05 AM |
| ansky127 | $27.00 | $27.00 | 10/11/2010 8:50:27 AM |
| revenue-spa8 | $25.00 | $25.00 | 10/11/2010 10:49:49 AM |
| wikkiewikkie | $50.00 | $50.00 | 10/10/2010 9:10:33 PM |
| szetheli | $155.00 | $155.00 | 10/10/2010 10:10:16 PM |
| malar | $50.00 | $50.00 | 10/11/2010 1:04:27 PM |
| first-serene-credit | $100.00 | $100.00 | 10/11/2010 3:49:24 PM |
| power-secret-agent | $25.00 | $25.00 | 10/11/2010 6:16:55 PM |
| Milonguero | $100.00 | $100.00 | 10/11/2010 6:28:33 PM |
| Sudoku | $127.69 | $127.69 | 10/11/2010 9:33:01 PM |
| agiovasil | $25.00 | $25.00 | 10/11/2010 3:11:22 PM |
| FinanceEngine | $25.00 | $25.00 | 10/11/2010 9:41:34 PM |
| bold-shrewd-duty | $36.46 | $27.91 | 10/11/2010 11:18:01 PM |
| Starfin-Capital-Management | $100.00 | $100.00 | 10/12/2010 5:58:02 AM |
| noble-revenue | $100.00 | $100.00 | 10/12/2010 8:32:37 AM |
| usedtoborrow | $25.00 | $25.00 | 10/12/2010 6:23:54 AM |
| golffish2 | $100.00 | $100.00 | 10/12/2010 7:57:56 AM |
| EngineersAlliance | $100.00 | $100.00 | 10/12/2010 7:58:28 AM |
| 57 bids
|
Borrower Payment Dependent Notes Series
478459
This series of Notes was issued and sold upon the funding of the borrower loan #44895, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.80% |
Auction start date:
| Oct-07-2010 |
| |
Auction end date:
| Oct-14-2010 |
|
|
Starting lender yield:
| 31.00% |
Starting borrower rate/APR:
| 32.00% / 35.65% |
Starting monthly payment:
| $326.66 |
|
Final lender yield:
| 30.00% |
Final borrower rate/APR:
| 31.00% / 34.63% |
Final monthly payment:
| $322.51 |
| |
|
Auction yield range:
| 10.71% - 31.00% |
Estimated loss impact:
| 11.56% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 18.44% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1997 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 660-679 (Sep-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
8 | Length of status: | 0y 2m |
|
Amount delinquent:
| $13,215 |
Total credit lines:
| 32 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,332 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| gold-balance2 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
LOAN 7.5
Purpose of loan:
The loan is to consolidate two business credit cards, that did not get paid by my vendor.? In order to continue my job I need to pay them off and be able to free some cash, so I can continue my consulting role and use them for my expenses that I would incurre with future clients
My financial situation:
Currently I hold a very stable, job, need to free some cash so I can get my Monthly finances back on track.? My low score is due to a repo from a divorce, that happened 7 years ago; however right now it should show on my CC report as being paid as agreed,
since I've entered on a settlement agreement with the collections agency. This loan will help me to reduce my CC payment to half and free some cash to pay other personal loans be debt free in 36 months.
Never filed bankruptcy.
most of my accounts have been current
Monthly net income: $ 8,750 after Taxes
Monthly expenses: $
??Housing: $ 1200????
??Insurance: $ 224????
??Car expenses: $ 300
??Utilities: $ 100
??Phone, cable, internet: $100
??Food, entertainment: $ 500
??Clothing, household expenses $1300 (includes Child Support)
??Credit cards and other loans: $ 2500
??Other expenses: $ 1000????
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Do you mind sharing the amounts and interest rate on each card you plan on paying off with this loan? - noble-revenue
A:
22% and 27%
(Oct-13-2010)
Q:
It does not mak sense to pay off a 22% loan or any loan under 30% if this loan closes at 31% does it?
Will you take out the loan anyway? People don't like to bid and then have a loan go unfunded. We like to bid where people will pay on the loan. - mri555
A:
I will pay the loan, I need to get a Business card paid for so I can continue using the card.. I will have enough funds to pay the loan no problem.. just need this to get back on track and continue working
(Oct-13-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| AlexTrep | $50.00 | $50.00 | 10/7/2010 2:42:35 PM |
| moola-wildebeest3 | $25.00 | $25.00 | 10/7/2010 2:50:49 PM |
| all_of_that_one | $35.00 | $35.00 | 10/7/2010 2:56:37 PM |
| agiovasil | $25.00 | $25.00 | 10/7/2010 3:06:47 PM |
| tech310 | $50.00 | $50.00 | 10/7/2010 2:49:25 PM |
| loan-adventurer7 | $25.00 | $25.00 | 10/7/2010 2:51:58 PM |
| cash-spark3 | $25.00 | $25.00 | 10/7/2010 7:20:07 PM |
| cash-spark3 | $25.00 | $25.00 | 10/7/2010 7:20:38 PM |
| natural-greenback6 | $25.00 | $25.00 | 10/7/2010 8:54:10 PM |
| plentiful-gain3 | $50.00 | $50.00 | 10/8/2010 11:22:55 AM |
| kulender | $50.00 | $50.00 | 10/11/2010 3:04:48 PM |
| the-determined-value | $50.00 | $50.00 | 10/11/2010 3:11:13 PM |
| consummate-loyalty1 | $100.00 | $100.00 | 10/11/2010 3:13:12 PM |
| jstnow | $25.00 | $25.00 | 10/11/2010 3:07:21 PM |
| jubilant-agreement0 | $25.00 | $25.00 | 10/11/2010 7:22:44 PM |
| rescue | $100.00 | $100.00 | 10/11/2010 3:14:03 PM |
| b-rent | $25.00 | $25.00 | 10/11/2010 4:22:55 PM |
| noble-revenue | $100.00 | $100.00 | 10/12/2010 8:40:10 AM |
| gentle-social0 | $25.00 | $25.00 | 10/12/2010 9:33:45 AM |
| JAVEHE | $50.00 | $50.00 | 10/12/2010 10:29:20 AM |
| economy-producer | $25.00 | $25.00 | 10/12/2010 10:48:10 AM |
| orange-influential-credit | $54.00 | $54.00 | 10/12/2010 12:23:09 PM |
| SLN-10 | $50.00 | $50.00 | 10/12/2010 3:17:28 PM |
| numitor | $50.00 | $50.00 | 10/12/2010 3:16:53 PM |
| musegaze | $30.67 | $30.67 | 10/12/2010 3:17:41 PM |
| life-is-great | $50.00 | $50.00 | 10/12/2010 3:14:25 PM |
| asiaratt | $50.00 | $50.00 | 10/12/2010 3:16:35 PM |
| DSFinancial | $50.00 | $50.00 | 10/12/2010 4:39:37 PM |
| icecoldcash | $30.00 | $30.00 | 10/12/2010 3:17:36 PM |
| radiant-loan5 | $100.00 | $100.00 | 10/12/2010 4:02:48 PM |
| escharfer | $25.00 | $25.00 | 10/12/2010 10:38:00 PM |
| networks4ever | $25.00 | $25.00 | 10/12/2010 9:30:03 PM |
| 108lender | $100.00 | $100.00 | 10/12/2010 9:30:16 PM |
| SolarMoonshine | $25.00 | $25.00 | 10/12/2010 6:15:35 PM |
| jubilant-auction5 | $25.00 | $25.00 | 10/13/2010 6:07:58 AM |
| circuitfive | $25.00 | $25.00 | 10/12/2010 10:37:56 PM |
| TakeCare | $60.00 | $60.00 | 10/13/2010 10:54:27 AM |
| siuflightboy | $50.00 | $50.00 | 10/13/2010 9:44:25 AM |
| the-silver-blaster | $50.00 | $50.00 | 10/13/2010 9:49:12 AM |
| ashot12 | $50.00 | $50.00 | 10/13/2010 1:15:33 PM |
| debtcollector | $25.00 | $25.00 | 10/13/2010 12:28:16 PM |
| irrelevant | $25.00 | $25.00 | 10/13/2010 2:49:15 PM |
| durability-excellence | $40.80 | $40.80 | 10/13/2010 2:58:58 PM |
| natobruin | $50.00 | $50.00 | 10/13/2010 2:59:04 PM |
| imoutdoorsy | $25.00 | $25.00 | 10/13/2010 2:59:10 PM |
| ramsba | $50.00 | $50.00 | 10/13/2010 2:59:16 PM |
| BeanCownter | $25.00 | $25.00 | 10/13/2010 2:59:30 PM |
| gold-channel2 | $50.00 | $50.00 | 10/13/2010 2:59:43 PM |
| bonFire8 | $37.81 | $37.81 | 10/13/2010 3:00:30 PM |
| tidy-generosity | $25.00 | $25.00 | 10/13/2010 3:01:22 PM |
| retirementlady | $25.00 | $25.00 | 10/13/2010 3:02:26 PM |
| doc1 | $50.00 | $50.00 | 10/13/2010 3:02:45 PM |
| important-openness1 | $29.05 | $29.05 | 10/13/2010 3:04:31 PM |
| enriching-capital | $25.00 | $25.00 | 10/13/2010 2:59:18 PM |
| Ocean713 | $50.00 | $50.00 | 10/13/2010 2:59:32 PM |
| a-power-amigo | $25.00 | $25.00 | 10/13/2010 2:59:41 PM |
| simplewareinc | $25.00 | $25.00 | 10/13/2010 2:59:59 PM |
| hyrolln | $25.00 | $25.00 | 10/13/2010 3:00:25 PM |
| F16Pilot | $25.00 | $25.00 | 10/13/2010 3:01:16 PM |
| burrito6 | $25.00 | $25.00 | 10/13/2010 3:01:25 PM |
| kain11286 | $54.12 | $54.12 | 10/13/2010 3:02:44 PM |
| traice | $25.00 | $25.00 | 10/13/2010 5:18:51 PM |
| friendly-credit2 | $25.00 | $25.00 | 10/13/2010 2:59:06 PM |
| hopeful-asset9 | $25.00 | $25.00 | 10/13/2010 2:59:38 PM |
| safe-velocity4 | $25.00 | $25.00 | 10/13/2010 2:59:57 PM |
| geniusj | $25.00 | $25.00 | 10/13/2010 3:00:17 PM |
| EJL | $25.00 | $25.00 | 10/13/2010 3:00:44 PM |
| ouyangers | $25.00 | $25.00 | 10/13/2010 3:01:01 PM |
| famous-hope | $25.00 | $25.00 | 10/13/2010 3:01:07 PM |
| nodrivelpls | $25.00 | $25.00 | 10/13/2010 3:03:16 PM |
| oldmora | $50.00 | $50.00 | 10/13/2010 5:47:50 PM |
| psa1995 | $25.00 | $25.00 | 10/13/2010 3:04:16 PM |
| ferocious-exchange3 | $50.00 | $50.00 | 10/13/2010 3:04:35 PM |
| JoyfulVegetarian | $25.00 | $25.00 | 10/13/2010 3:05:01 PM |
| RMB-Investments | $25.00 | $25.00 | 10/13/2010 6:33:50 PM |
| mtquan | $25.00 | $25.00 | 10/13/2010 6:33:54 PM |
| veneziani | $25.00 | $25.00 | 10/13/2010 8:37:41 PM |
| bold-direct-asset | $50.00 | $50.00 | 10/13/2010 3:16:22 PM |
| BrianRK | $26.00 | $26.00 | 10/13/2010 3:17:08 PM |
| IntrepidInvestment | $25.00 | $25.00 | 10/13/2010 7:48:00 PM |
| Rob717171 | $25.00 | $25.00 | 10/13/2010 11:17:00 PM |
| commitment-symphony9 | $46.57 | $46.57 | 10/13/2010 9:02:38 PM |
| cospilot | $25.00 | $25.00 | 10/13/2010 11:34:22 PM |
| coffee_hound | $25.00 | $25.00 | 10/13/2010 11:51:07 PM |
| FeedTheMachine | $100.00 | $100.00 | 10/13/2010 7:42:37 PM |
| excellent-greenback | $25.00 | $25.00 | 10/14/2010 5:12:48 AM |
| ComputerSnack | $50.00 | $50.00 | 10/13/2010 7:47:55 PM |
| tornandfrayed | $44.23 | $44.23 | 10/13/2010 7:48:06 PM |
| Zipcut | $25.00 | $25.00 | 10/14/2010 8:21:33 AM |
| Bob450 | $25.00 | $25.00 | 10/14/2010 8:41:01 AM |
| HammerSmith | $25.00 | $25.00 | 10/13/2010 8:55:25 PM |
| momoney2lend | $25.00 | $25.00 | 10/13/2010 9:37:53 PM |
| lendme2 | $39.54 | $39.54 | 10/13/2010 11:23:54 PM |
| leverage-monger | $75.00 | $75.00 | 10/14/2010 8:15:49 AM |
| samo102us | $25.00 | $25.00 | 10/13/2010 11:43:30 PM |
| wwwUniversal | $25.00 | $25.00 | 10/13/2010 11:44:11 PM |
| cash-spark3 | $50.00 | $50.00 | 10/14/2010 12:35:58 AM |
| leverage-monger | $49.00 | $49.00 | 10/14/2010 7:57:25 AM |
| MadHun | $100.00 | $100.00 | 10/14/2010 8:53:40 AM |
| nickel-demon2 | $50.00 | $50.00 | 10/7/2010 2:43:26 PM |
| papaloha | $25.00 | $25.00 | 10/7/2010 2:43:52 PM |
| handshake5 | $100.00 | $100.00 | 10/7/2010 2:48:21 PM |
| ingenious-deal6 | $25.00 | $25.00 | 10/7/2010 2:49:05 PM |
| ferocious-camaraderi1 | $100.00 | $100.00 | 10/7/2010 2:56:48 PM |
| bid-czar8 | $25.00 | $25.00 | 10/7/2010 2:48:28 PM |
| cash-spark3 | $25.00 | $25.00 | 10/7/2010 7:20:26 PM |
| cash-spark3 | $25.00 | $25.00 | 10/7/2010 7:20:16 PM |
| felicity-festival | $25.00 | $25.00 | 10/8/2010 2:43:49 PM |
| Katburg | $25.00 | $25.00 | 10/8/2010 4:37:48 PM |
| what_goes_around | $100.00 | $100.00 | 10/10/2010 1:35:59 PM |
| bold-shrewd-duty | $50.00 | $50.00 | 10/10/2010 1:41:00 PM |
| Papa_Mema | $50.00 | $50.00 | 10/10/2010 6:49:05 PM |
| graceful-investment | $100.00 | $100.00 | 10/11/2010 3:10:38 PM |
| simplelender80 | $142.27 | $142.27 | 10/11/2010 3:11:21 PM |
| teller | $28.46 | $28.46 | 10/12/2010 3:54:48 AM |
| soulful-truth | $25.00 | $25.00 | 10/11/2010 7:37:48 PM |
| whatknows | $25.00 | $25.00 | 10/12/2010 11:48:59 AM |
| crenen139 | $25.00 | $25.00 | 10/12/2010 10:29:48 AM |
| villagers | $43.48 | $43.48 | 10/12/2010 1:22:47 PM |
| richboy56 | $25.00 | $25.00 | 10/12/2010 3:17:20 PM |
| shrewd-peace7 | $25.00 | $25.00 | 10/12/2010 4:53:28 PM |
| worthy-bid8 | $25.00 | $25.00 | 10/12/2010 5:23:09 PM |
| head | $25.00 | $25.00 | 10/12/2010 9:27:49 PM |
| MarinLoans | $25.00 | $25.00 | 10/12/2010 9:30:09 PM |
| generous-deal6 | $25.00 | $25.00 | 10/12/2010 7:57:55 PM |
| asmithj | $49.47 | $49.47 | 10/12/2010 11:07:44 PM |
| gallant-economy9 | $400.00 | $400.00 | 10/12/2010 9:30:25 PM |
| S-Master | $50.00 | $50.00 | 10/13/2010 6:57:41 AM |
| CC911 | $25.00 | $25.00 | 10/13/2010 6:07:50 AM |
| Jloaner | $28.40 | $28.40 | 10/13/2010 1:22:01 AM |
| seisen | $33.82 | $33.82 | 10/13/2010 5:28:49 AM |
| beaker | $25.00 | $25.00 | 10/13/2010 9:42:45 AM |
| larrybird | $48.39 | $48.39 | 10/13/2010 9:49:06 AM |
| cybernosha | $25.00 | $25.00 | 10/13/2010 12:28:15 PM |
| credit-sycamore4 | $30.88 | $30.88 | 10/13/2010 12:50:13 PM |
| IIP77 | $25.00 | $25.00 | 10/13/2010 11:29:41 AM |
| Comoparklender | $40.00 | $40.00 | 10/13/2010 11:30:03 AM |
| julsal | $25.88 | $25.88 | 10/13/2010 1:47:49 PM |
| Erikdbp | $25.00 | $25.00 | 10/13/2010 2:59:02 PM |
| Speculator | $50.00 | $50.00 | 10/13/2010 2:59:08 PM |
| LastLikeFirst | $25.00 | $25.00 | 10/13/2010 2:59:13 PM |
| funfamilyX4 | $25.00 | $25.00 | 10/13/2010 2:59:39 PM |
| bill-mushroom | $25.00 | $25.00 | 10/13/2010 2:59:47 PM |
| LAM26 | $25.00 | $25.00 | 10/13/2010 3:00:48 PM |
| generosity-giraffe0 | $25.00 | $25.00 | 10/13/2010 3:01:10 PM |
| runner262 | $25.00 | $25.00 | 10/13/2010 3:02:17 PM |
| barefootpaul | $35.00 | $35.00 | 10/13/2010 3:02:31 PM |
| just-money930 | $50.00 | $50.00 | 10/13/2010 2:59:05 PM |
| stock106 | $25.00 | $25.00 | 10/13/2010 2:59:14 PM |
| shrewd-truth1 | $25.00 | $25.00 | 10/13/2010 2:59:20 PM |
| platytanz | $25.00 | $25.00 | 10/13/2010 2:59:35 PM |
| johnayan | $29.24 | $29.24 | 10/13/2010 2:59:48 PM |
| Land_on_your_feet | $50.00 | $50.00 | 10/13/2010 3:00:01 PM |
| dbmurch | $25.00 | $25.00 | 10/13/2010 3:00:15 PM |
| Learning2Lend | $29.30 | $29.30 | 10/13/2010 3:00:33 PM |
| saffron4 | $25.00 | $25.00 | 10/13/2010 3:01:19 PM |
| jo2y | $25.00 | $25.00 | 10/13/2010 3:01:27 PM |
| fob | $25.00 | $25.00 | 10/13/2010 3:07:27 PM |
| kegs | $100.00 | $100.00 | 10/13/2010 3:04:33 PM |
| credit-waterfall2 | $25.00 | $25.00 | 10/13/2010 3:05:58 PM |
| airrbob | $50.00 | $50.00 | 10/13/2010 3:19:01 PM |
| boybutter | $25.00 | $25.00 | 10/13/2010 2:58:03 PM |
| chemistry220 | $41.65 | $41.65 | 10/13/2010 4:42:46 PM |
| mla | $25.00 | $25.00 | 10/13/2010 2:59:15 PM |
| newest-inspiring-power | $25.00 | $25.00 | 10/13/2010 2:59:42 PM |
| Rdodson11 | $25.00 | $25.00 | 10/13/2010 3:00:19 PM |
| pbo922 | $25.00 | $25.00 | 10/13/2010 6:33:48 PM |
| active-market | $26.14 | $26.14 | 10/13/2010 3:01:05 PM |
| Brainworm | $25.00 | $25.00 | 10/13/2010 3:01:30 PM |
| nuts | $25.00 | $25.00 | 10/13/2010 6:52:43 PM |
| calkidd05 | $25.00 | $25.00 | 10/13/2010 3:02:24 PM |
| bountiful-durability | $100.00 | $100.00 | 10/13/2010 3:04:37 PM |
| duty-windmill | $25.00 | $25.00 | 10/13/2010 7:47:52 PM |
| bbrinck | $50.00 | $50.00 | 10/13/2010 7:48:04 PM |
| silmnzs | $25.00 | $25.00 | 10/13/2010 6:33:52 PM |
| bold-yield-rumbler | $25.00 | $25.00 | 10/13/2010 7:02:42 PM |
| loan-mammal | $25.00 | $25.00 | 10/13/2010 3:08:14 PM |
| wampum-amplifier | $25.00 | $25.00 | 10/13/2010 7:47:50 PM |
| deal-pinnacle7 | $25.00 | $25.00 | 10/13/2010 7:48:10 PM |
| InvestorPartners | $25.00 | $25.00 | 10/13/2010 11:17:04 PM |
| miked8303 | $25.00 | $25.00 | 10/13/2010 3:23:33 PM |
| r0b3m4n | $25.00 | $25.00 | 10/13/2010 11:36:02 PM |
| PatRichi | $25.00 | $25.00 | 10/13/2010 5:18:48 PM |
| LenderByDay | $25.00 | $25.00 | 10/13/2010 11:16:17 PM |
| p2ploan-charmer | $25.00 | $25.00 | 10/13/2010 7:47:57 PM |
| SBT | $25.00 | $25.00 | 10/13/2010 7:48:12 PM |
| dcap3 | $50.00 | $50.00 | 10/14/2010 5:19:12 AM |
| somebody32 | $25.00 | $25.00 | 10/13/2010 11:33:55 PM |
| valiant-liberty4 | $25.00 | $25.00 | 10/14/2010 5:12:51 AM |
| Lubava | $25.00 | $15.83 | 10/14/2010 7:11:41 AM |
| missing-link | $25.00 | $25.00 | 10/14/2010 8:32:46 AM |
| 191 bids
|
Borrower Payment Dependent Notes Series
478587
This series of Notes was issued and sold upon the funding of the borrower loan #44911, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,001.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.30% |
Auction start date:
| Oct-12-2010 |
| |
Auction end date:
| Oct-15-2010 |
|
|
Starting lender yield:
| 6.85% |
Starting borrower rate/APR:
| 7.85% / 8.19% |
Starting monthly payment:
| $343.97 |
|
Final lender yield:
| 6.85% |
Final borrower rate/APR:
| 7.85% / 8.19% |
Final monthly payment:
| $343.97 |
| |
|
Auction yield range:
| 2.71% - 6.85% |
Estimated loss impact:
| 1.30% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.55% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 820-839 (Sep-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 4y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,059 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 12% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| turtleafmd |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 29 ( 100% )
| 820-839 (Latest)
|
|
Principal borrowed:
| $2,800.00 | < 31 days late:
| 0
( 0% )
| 840-859
(Jan-2010)
780-799
(Apr-2008)
|
|
Principal balance:
| $1,229.11 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 29 | | |
Description
www.PurseGadgets.com
Purpose of loan:
This loan will be used to inject cash into my business for increasing the product line and improve the marketing arm by buying more advertisements
My financial situation:
I am a good candidate for this loan because the business is a a hobby of mine. I have an excellent credit history.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| alpinaut | $30.00 | $30.00 | 10/12/2010 9:45:50 AM |
| ericgassercom | $25.00 | $25.00 | 10/12/2010 9:45:56 AM |
| DukSerduk | $25.00 | $25.00 | 10/12/2010 9:45:44 AM |
| bayareainv | $100.00 | $100.00 | 10/12/2010 9:48:42 AM |
| radforj22 | $50.00 | $50.00 | 10/12/2010 9:46:42 AM |
| exact-gold2 | $25.00 | $25.00 | 10/12/2010 9:46:46 AM |
| ichibon | $150.00 | $150.00 | 10/12/2010 9:54:56 AM |
| mjunlimited | $50.00 | $50.00 | 10/12/2010 9:52:29 AM |
| chinolatino | $50.00 | $50.00 | 10/12/2010 9:55:40 AM |
| cablenews | $50.00 | $50.00 | 10/12/2010 9:56:11 AM |
| chemistry220 | $50.00 | $50.00 | 10/12/2010 9:53:38 AM |
| agiovasil | $25.00 | $25.00 | 10/12/2010 9:53:59 AM |
| murren | $25.00 | $25.00 | 10/12/2010 9:54:01 AM |
| jts | $25.00 | $25.00 | 10/12/2010 9:55:14 AM |
| psa1995 | $50.00 | $50.00 | 10/12/2010 9:55:36 AM |
| economy-orchid | $30.00 | $30.00 | 10/12/2010 9:55:51 AM |
| Go_Ducks | $25.00 | $25.00 | 10/12/2010 9:56:03 AM |
| cebgop | $25.00 | $25.00 | 10/12/2010 9:50:01 AM |
| tolerant-dinero2 | $25.00 | $25.00 | 10/12/2010 10:03:12 AM |
| jennifer55126 | $25.00 | $25.00 | 10/12/2010 10:04:22 AM |
| Avala | $100.00 | $100.00 | 10/12/2010 9:55:07 AM |
| E_G | $50.00 | $50.00 | 10/12/2010 10:04:49 AM |
| bmcg | $25.00 | $25.00 | 10/12/2010 10:05:15 AM |
| greenback-bull6 | $100.00 | $100.00 | 10/12/2010 10:05:20 AM |
| marketplace-cello5 | $50.00 | $50.00 | 10/12/2010 9:56:23 AM |
| MJDAE | $50.00 | $50.00 | 10/12/2010 10:05:02 AM |
| reinforced-reward | $25.00 | $25.00 | 10/12/2010 10:05:11 AM |
| godfather4u | $25.00 | $25.00 | 10/12/2010 10:05:17 AM |
| astute-benjamins | $100.00 | $100.00 | 10/12/2010 10:05:57 AM |
| bbrinck | $50.00 | $50.00 | 10/12/2010 10:09:16 AM |
| jfd287 | $50.00 | $50.00 | 10/12/2010 10:07:23 AM |
| gallant-economy9 | $400.00 | $400.00 | 10/12/2010 10:10:51 AM |
| jonandmeg21 | $50.00 | $50.00 | 10/12/2010 10:09:19 AM |
| riproaringrapids | $25.00 | $25.00 | 10/12/2010 10:11:15 AM |
| whistledicksmith | $40.40 | $40.40 | 10/12/2010 10:11:21 AM |
| efficient-treasure0 | $25.00 | $25.00 | 10/12/2010 10:14:50 AM |
| newyork6264 | $25.00 | $25.00 | 10/12/2010 10:12:42 AM |
| RockCrown | $50.00 | $50.00 | 10/12/2010 10:16:19 AM |
| fishtale | $25.00 | $25.00 | 10/12/2010 10:17:30 AM |
| rescue | $100.00 | $100.00 | 10/12/2010 10:04:53 AM |
| newest-sensible-hope | $50.00 | $50.00 | 10/12/2010 10:05:07 AM |
| bazaar-nirvana | $50.00 | $50.00 | 10/12/2010 10:05:14 AM |
| applepie1 | $50.00 | $50.00 | 10/12/2010 10:05:23 AM |
| damage | $25.00 | $25.00 | 10/12/2010 10:19:20 AM |
| catterpillar | $50.00 | $50.00 | 10/12/2010 10:06:20 AM |
| serene-power0 | $25.00 | $25.00 | 10/12/2010 10:20:10 AM |
| TeamN | $50.00 | $50.00 | 10/12/2010 10:17:44 AM |
| alaco | $25.00 | $25.00 | 10/12/2010 10:07:05 AM |
| mistertao | $25.00 | $25.00 | 10/12/2010 10:18:43 AM |
| ATOHokie | $25.00 | $25.00 | 10/12/2010 10:19:38 AM |
| GElender | $50.00 | $50.00 | 10/12/2010 10:09:26 AM |
| doc1 | $50.00 | $50.00 | 10/12/2010 10:14:02 AM |
| reward-planetarium | $100.00 | $100.00 | 10/12/2010 10:16:45 AM |
| Timchenko_LLC | $25.00 | $25.00 | 10/12/2010 11:22:41 AM |
| Aimvest | $25.00 | $25.00 | 10/12/2010 10:57:42 AM |
| MO_Investor | $25.00 | $25.00 | 10/12/2010 10:20:11 AM |
| Ellisdee | $50.00 | $50.00 | 10/12/2010 10:27:17 AM |
| KiwiElf | $40.00 | $40.00 | 10/12/2010 12:36:43 PM |
| calinno2 | $75.00 | $75.00 | 10/12/2010 12:17:42 PM |
| orgy63 | $50.00 | $50.00 | 10/12/2010 11:02:57 AM |
| KamiKen | $28.94 | $28.94 | 10/12/2010 11:18:52 AM |
| crawfingers | $29.51 | $29.51 | 10/12/2010 1:02:56 PM |
| platinum-hunter7 | $50.00 | $50.00 | 10/12/2010 2:03:25 PM |
| rmachi | $25.00 | $25.00 | 10/12/2010 12:36:21 PM |
| Trevor_C | $25.00 | $25.00 | 10/12/2010 3:01:54 PM |
| commanding-dollar2 | $50.00 | $50.00 | 10/12/2010 3:14:16 PM |
| werdnaff | $25.00 | $25.00 | 10/12/2010 1:43:05 PM |
| bigballer105 | $48.12 | $48.12 | 10/12/2010 3:43:38 PM |
| NYWA | $39.97 | $39.97 | 10/12/2010 3:48:09 PM |
| forthright-dedication | $25.00 | $25.00 | 10/12/2010 3:53:38 PM |
| nicklds | $25.00 | $25.00 | 10/12/2010 9:27:41 PM |
| IndianChief | $25.00 | $25.00 | 10/12/2010 6:34:32 PM |
| sajitk | $25.00 | $25.00 | 10/13/2010 1:00:40 AM |
| generous-deal6 | $25.00 | $25.00 | 10/12/2010 7:57:45 PM |
| hawaiiangirl76 | $25.00 | $25.00 | 10/13/2010 1:18:05 AM |
| gethsemane4 | $25.00 | $25.00 | 10/13/2010 1:19:01 AM |
| tj1683 | $25.00 | $25.00 | 10/13/2010 1:32:43 AM |
| frankdelraza | $25.00 | $25.00 | 10/13/2010 12:50:49 AM |
| Phantom99 | $25.00 | $25.00 | 10/13/2010 1:33:40 AM |
| yield-aurora | $25.00 | $25.00 | 10/13/2010 9:39:55 AM |
| payout-reaction740 | $25.00 | $25.00 | 10/13/2010 10:22:47 AM |
| AJSinvest | $25.00 | $25.00 | 10/13/2010 11:03:55 AM |
| sabre79 | $25.00 | $25.00 | 10/13/2010 9:38:54 AM |
| lifegrowth | $25.00 | $25.00 | 10/13/2010 12:07:40 PM |
| Cheburashka | $30.00 | $30.00 | 10/13/2010 10:13:40 AM |
| don'twannadance | $50.00 | $50.00 | 10/13/2010 2:39:38 PM |
| SpotLending | $25.00 | $25.00 | 10/13/2010 2:10:35 PM |
| ingeborg77 | $50.00 | $50.00 | 10/13/2010 2:24:15 PM |
| Artist_Blue | $25.00 | $25.00 | 10/13/2010 11:30:15 AM |
| ingeborg77 | $50.00 | $50.00 | 10/13/2010 2:24:44 PM |
| Cai8899 | $46.90 | $46.90 | 10/13/2010 11:16:10 PM |
| otter | $31.37 | $31.37 | 10/13/2010 11:17:13 PM |
| dcap3 | $50.00 | $50.00 | 10/14/2010 5:19:03 AM |
| wirebutterfly | $25.00 | $25.00 | 10/14/2010 12:54:29 PM |
| ideal-penny8 | $25.00 | $25.00 | 10/14/2010 11:17:49 AM |
| knark | $25.00 | $25.00 | 10/14/2010 2:01:03 PM |
| dparkhom | $50.00 | $50.00 | 10/14/2010 3:09:21 PM |
| squarebob | $25.00 | $25.00 | 10/14/2010 6:22:31 PM |
| inventive-exchange | $25.00 | $25.00 | 10/14/2010 3:48:09 PM |
| Hexnut | $50.00 | $50.00 | 10/14/2010 8:13:43 PM |
| soulwork | $25.00 | $25.00 | 10/14/2010 8:22:40 PM |
| lendingforfun | $100.00 | $100.00 | 10/14/2010 7:07:38 PM |
| FlexFunding | $50.00 | $50.00 | 10/14/2010 4:32:59 PM |
| contract-festival7 | $25.00 | $25.00 | 10/14/2010 4:49:40 PM |
| mid | $25.00 | $25.00 | 10/14/2010 7:43:20 PM |
| PaulW | $25.00 | $25.00 | 10/15/2010 1:18:58 AM |
| squarebob | $25.00 | $25.00 | 10/14/2010 6:22:14 PM |
| onegoodlender | $25.00 | $25.00 | 10/14/2010 11:12:41 PM |
| Natronpee | $25.00 | $25.00 | 10/15/2010 1:49:37 AM |
| thedoctor | $50.00 | $50.00 | 10/14/2010 8:59:38 PM |
| palpbert | $25.00 | $25.00 | 10/15/2010 1:12:43 AM |
| DebtFreeAlaska | $25.00 | $25.00 | 10/15/2010 8:11:07 AM |
| life-is-great | $50.00 | $50.00 | 10/12/2010 9:49:06 AM |
| numitor | $50.00 | $50.00 | 10/12/2010 9:53:28 AM |
| natural-affluence4 | $50.00 | $50.00 | 10/12/2010 9:53:55 AM |
| delicious-social132 | $50.00 | $50.00 | 10/12/2010 9:54:27 AM |
| meenan | $25.00 | $25.00 | 10/12/2010 9:55:23 AM |
| dtrain5 | $25.00 | $25.00 | 10/12/2010 9:55:30 AM |
| kegs | $150.00 | $150.00 | 10/12/2010 9:55:46 AM |
| tekkie2412 | $50.00 | $50.00 | 10/12/2010 9:55:53 AM |
| eadamson | $50.00 | $50.00 | 10/12/2010 9:56:08 AM |
| lendingfrog | $50.00 | $50.00 | 10/12/2010 9:56:17 AM |
| Preferred-Lender | $25.00 | $25.00 | 10/12/2010 9:56:39 AM |
| tntmojave | $25.00 | $25.00 | 10/12/2010 9:53:32 AM |
| larrybird | $150.00 | $150.00 | 10/12/2010 9:54:08 AM |
| yukongin | $50.00 | $50.00 | 10/12/2010 9:54:12 AM |
| Marathoner | $25.00 | $25.00 | 10/12/2010 9:55:02 AM |
| diplomatic-wealth7 | $100.00 | $100.00 | 10/12/2010 9:55:19 AM |
| spiritual-bonus9 | $50.00 | $50.00 | 10/12/2010 9:55:57 AM |
| balance6 | $25.00 | $25.00 | 10/12/2010 9:56:37 AM |
| LAAJ38 | $25.00 | $25.00 | 10/12/2010 9:56:46 AM |
| ramsbladder | $25.00 | $25.00 | 10/12/2010 9:48:27 AM |
| Veridic | $25.00 | $25.00 | 10/12/2010 9:48:35 AM |
| museic1 | $25.00 | $25.00 | 10/12/2010 9:54:13 AM |
| elasermd | $100.00 | $100.00 | 10/12/2010 9:54:31 AM |
| kenji4861 | $50.00 | $50.00 | 10/12/2010 9:54:35 AM |
| cachecrew | $50.00 | $50.00 | 10/12/2010 9:54:48 AM |
| JoyfulVegetarian | $50.00 | $50.00 | 10/12/2010 9:55:59 AM |
| roadtruck | $50.00 | $50.00 | 10/12/2010 10:06:05 AM |
| eyal0 | $50.00 | $50.00 | 10/12/2010 9:56:31 AM |
| Castellan | $50.00 | $50.00 | 10/12/2010 10:06:29 AM |
| harty | $50.00 | $50.00 | 10/12/2010 10:04:57 AM |
| fair-funds | $25.00 | $25.00 | 10/12/2010 10:05:13 AM |
| worthy-bid8 | $100.00 | $100.00 | 10/12/2010 10:05:32 AM |
| gopbernie | $25.00 | $25.00 | 10/12/2010 10:05:36 AM |
| brewman | $25.00 | $25.00 | 10/12/2010 10:06:41 AM |
| Rivervale_Westwood | $25.00 | $25.00 | 10/12/2010 10:10:41 AM |
| Krozy | $25.00 | $25.00 | 10/12/2010 10:07:24 AM |
| auction-sage | $50.00 | $50.00 | 10/12/2010 10:07:28 AM |
| Ivan2007 | $30.75 | $30.75 | 10/12/2010 10:08:20 AM |
| TennSquire | $25.00 | $25.00 | 10/12/2010 10:12:43 AM |
| windfall46 | $25.00 | $25.00 | 10/12/2010 10:12:53 AM |
| gold-sushi | $50.00 | $50.00 | 10/12/2010 10:13:02 AM |
| andyb9 | $50.00 | $50.00 | 10/12/2010 10:13:06 AM |
| ceg451 | $50.00 | $50.00 | 10/12/2010 10:09:20 AM |
| SDNLR | $25.00 | $25.00 | 10/12/2010 10:15:48 AM |
| tjone69 | $25.00 | $25.00 | 10/12/2010 10:16:21 AM |
| julijask | $35.00 | $35.00 | 10/12/2010 10:04:37 AM |
| worldly-penny8 | $50.00 | $50.00 | 10/12/2010 10:05:16 AM |
| wormdc | $25.00 | $25.00 | 10/12/2010 10:18:18 AM |
| DonaldColorado | $100.00 | $100.00 | 10/12/2010 10:15:36 AM |
| efficient-marketplace | $50.00 | $50.00 | 10/12/2010 10:05:51 AM |
| red-unequivocal-finance | $25.00 | $25.00 | 10/12/2010 10:06:08 AM |
| trade-trumpet | $25.00 | $25.00 | 10/12/2010 10:06:45 AM |
| ThomasC | $50.00 | $50.00 | 10/12/2010 10:17:39 AM |
| blot44 | $25.00 | $25.00 | 10/12/2010 10:08:47 AM |
| dollar-sunshine746 | $50.00 | $50.00 | 10/12/2010 10:09:12 AM |
| fireboss | $50.00 | $50.00 | 10/12/2010 10:10:03 AM |
| CleeClee | $100.00 | $100.00 | 10/12/2010 10:26:53 AM |
| orange-influential-credit | $225.00 | $225.00 | 10/12/2010 10:10:45 AM |
| ramsba | $50.00 | $50.00 | 10/12/2010 10:11:06 AM |
| heroic-platinum | $25.00 | $25.00 | 10/12/2010 10:11:37 AM |
| HUNTER599673 | $25.00 | $25.00 | 10/12/2010 10:12:56 AM |
| antlr | $50.00 | $50.00 | 10/12/2010 10:14:44 AM |
| speyer | $50.00 | $50.00 | 10/12/2010 10:15:23 AM |
| Duchdad | $25.00 | $25.00 | 10/12/2010 10:15:59 AM |
| diversification-pilot | $25.00 | $25.00 | 10/12/2010 10:41:47 AM |
| Anny-Disco | $25.00 | $25.00 | 10/12/2010 11:22:42 AM |
| nv | $25.00 | $25.00 | 10/12/2010 10:18:16 AM |
| Xaja | $25.00 | $25.00 | 10/12/2010 10:18:30 AM |
| Apeman00 | $50.00 | $50.00 | 10/12/2010 11:08:41 AM |
| bold-careful-finance | $25.00 | $25.00 | 10/12/2010 12:36:02 PM |
| engaging-worth | $25.00 | $25.00 | 10/12/2010 1:02:51 PM |
| hookUup | $34.79 | $34.79 | 10/12/2010 12:35:52 PM |
| noble-revenue | $30.05 | $30.05 | 10/12/2010 10:39:52 AM |
| skuba | $50.00 | $50.00 | 10/12/2010 12:36:17 PM |
| SummaCapital | $100.00 | $100.00 | 10/12/2010 10:47:59 AM |
| AoP | $50.00 | $50.00 | 10/12/2010 1:08:30 PM |
| selector568 | $32.55 | $32.55 | 10/12/2010 1:47:41 PM |
| Rob717171 | $50.00 | $50.00 | 10/12/2010 2:59:43 PM |
| wise-silver-wonder | $25.00 | $25.00 | 10/12/2010 2:59:52 PM |
| IIP77 | $25.00 | $25.00 | 10/12/2010 3:00:48 PM |
| MissionMicroFinance | $25.00 | $25.00 | 10/12/2010 3:02:21 PM |
| All_Wins | $25.00 | $25.00 | 10/12/2010 3:14:58 PM |
| Riccous | $50.00 | $50.00 | 10/12/2010 4:38:56 PM |
| MarinLoans | $25.00 | $25.00 | 10/12/2010 4:53:36 PM |
| saysana | $25.00 | $25.00 | 10/12/2010 6:08:13 PM |
| return-investor6 | $25.00 | $25.00 | 10/12/2010 8:18:11 PM |
| icecoldcash | $65.57 | $65.57 | 10/12/2010 6:33:44 PM |
| mpactlender | $25.00 | $25.00 | 10/12/2010 5:38:33 PM |
| nhm | $46.48 | $46.48 | 10/13/2010 1:18:46 AM |
| tolstoy00 | $25.00 | $25.00 | 10/13/2010 1:19:40 AM |
| latestone | $25.00 | $25.00 | 10/13/2010 1:33:04 AM |
| Sixmil | $50.00 | $50.00 | 10/13/2010 12:52:19 AM |
| HHP | $25.00 | $25.00 | 10/13/2010 1:18:29 AM |
| authentic-peace7 | $25.00 | $25.00 | 10/13/2010 5:20:00 AM |
| skillful-diversification2 | $25.00 | $25.00 | 10/13/2010 1:39:36 AM |
| Brainworm | $25.00 | $25.00 | 10/13/2010 1:54:10 AM |
| debt-patriot | $25.00 | $25.00 | 10/13/2010 5:52:11 AM |
| Merganser | $25.00 | $25.00 | 10/13/2010 12:51:28 AM |
| GenerousGentleMan | $33.27 | $33.27 | 10/13/2010 1:00:44 AM |
| xphile | $25.00 | $25.00 | 10/13/2010 1:17:38 AM |
| moneyfriend | $50.00 | $50.00 | 10/13/2010 1:20:05 AM |
| revmax | $25.00 | $25.00 | 10/13/2010 1:33:07 AM |
| Captain88 | $25.00 | $25.00 | 10/13/2010 2:07:37 AM |
| cool_kubera | $25.20 | $25.20 | 10/13/2010 6:53:31 AM |
| SafeSaxa | $50.00 | $50.00 | 10/13/2010 10:17:44 AM |
| TakeCare | $100.00 | $100.00 | 10/13/2010 10:47:46 AM |
| secret-santa | $25.00 | $25.00 | 10/13/2010 9:43:38 AM |
| tech310 | $50.00 | $50.00 | 10/13/2010 12:07:42 PM |
| Anonymous_Guy | $30.00 | $30.00 | 10/13/2010 12:28:09 PM |
| jimbo29blue | $50.00 | $50.00 | 10/13/2010 2:09:45 PM |
| don'twannadance | $50.00 | $50.00 | 10/13/2010 2:40:02 PM |
| don'twannadance | $50.00 | $50.00 | 10/13/2010 2:40:35 PM |
| indianoven | $50.00 | $50.00 | 10/13/2010 2:42:06 PM |
| trade-caper | $25.00 | $25.00 | 10/13/2010 12:07:43 PM |
| jimbo29blue | $50.00 | $50.00 | 10/13/2010 2:10:14 PM |
| ingeborg77 | $62.00 | $62.00 | 10/13/2010 2:25:24 PM |
| tarion3 | $25.00 | $25.00 | 10/13/2010 3:10:01 PM |
| brewlots | $50.00 | $50.00 | 10/13/2010 3:53:02 PM |
| MoneyForNothing | $110.28 | $110.28 | 10/13/2010 7:11:30 PM |
| adhawan325 | $25.00 | $25.00 | 10/13/2010 11:23:38 PM |
| discrete-asset | $25.00 | $25.00 | 10/13/2010 11:43:52 PM |
| witty-principal | $50.00 | $50.00 | 10/13/2010 11:51:03 PM |
| interstellar | $50.00 | $50.00 | 10/13/2010 11:24:26 PM |
| SourDoughSteve | $25.00 | $25.00 | 10/13/2010 11:24:50 PM |
| DadWarbucks | $50.00 | $50.00 | 10/14/2010 9:37:56 AM |
| nourishing-payment8 | $25.00 | $25.00 | 10/14/2010 9:34:32 AM |
| sanjl79 | $25.00 | $25.00 | 10/14/2010 9:35:33 AM |
| best-ingenious-funds | $25.00 | $25.00 | 10/14/2010 9:36:45 AM |
| TechieLender | $50.00 | $50.00 | 10/14/2010 12:26:12 PM |
| market-squadron3 | $25.00 | $25.00 | 10/14/2010 1:34:45 PM |
| authoritative-capital | $25.00 | $25.00 | 10/14/2010 3:47:46 PM |
| LAKESPRING | $25.00 | $25.00 | 10/14/2010 4:07:37 PM |
| squarebob | $25.00 | $25.00 | 10/14/2010 6:23:14 PM |
| ChristopherHS | $25.00 | $25.00 | 10/14/2010 7:23:42 PM |
| bh9720 | $50.00 | $50.00 | 10/15/2010 12:44:48 AM |
| acropiloterau2002 | $25.00 | $25.00 | 10/15/2010 1:37:23 AM |
| squarebob | $25.00 | $25.00 | 10/14/2010 6:22:48 PM |
| thejoker69 | $100.00 | $93.39 | 10/15/2010 5:55:11 AM |
| first-class-peace | $30.00 | $30.00 | 10/14/2010 11:29:32 PM |
| BludAx | $25.00 | $25.00 | 10/14/2010 11:59:17 PM |
| mrpowers5531 | $25.00 | $25.00 | 10/15/2010 1:35:18 AM |
| sweet-peace3 | $25.00 | $25.00 | 10/15/2010 5:54:01 AM |
| McChan | $171.46 | $171.46 | 10/15/2010 10:24:07 AM |
| 255 bids
|
Borrower Payment Dependent Notes Series
478817
This series of Notes was issued and sold upon the funding of the borrower loan #44904, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.55% |
Auction start date:
| Oct-12-2010 |
| |
Auction end date:
| Oct-19-2010 |
|
|
Starting lender yield:
| 7.25% |
Starting borrower rate/APR:
| 8.25% / 8.59% |
Starting monthly payment:
| $786.30 |
|
Final lender yield:
| 7.25% |
Final borrower rate/APR:
| 8.25% / 8.59% |
Final monthly payment:
| $786.30 |
| |
|
Auction yield range:
| 2.71% - 7.25% |
Estimated loss impact:
| 1.55% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.70% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Mar-1988 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 780-799 (Oct-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 64 |
Occupation: | Doctor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $95,210 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| marketplace-ally |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying of the CC's
Purpose of loan:
This loan will be used to?consolidate credit cards and cut them up!?
My financial situation:
I am a good candidate for this loan because? I am a full time radiologist (MD) employed at a well respected national leader in intergrated health systems. I own a home and have an outstanding credit rating.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What is your current average monthly payment for your revolving credit? - penny-plato
A:
$4-5k
(Oct-17-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| DukSerduk | $25.00 | $25.00 | 10/12/2010 9:45:45 AM |
| cebgop | $25.00 | $25.00 | 10/12/2010 9:50:03 AM |
| exact-gold2 | $25.00 | $25.00 | 10/12/2010 9:46:46 AM |
| tntmojave | $25.00 | $25.00 | 10/12/2010 9:53:33 AM |
| ichibon | $150.00 | $150.00 | 10/12/2010 9:54:57 AM |
| psa1995 | $50.00 | $50.00 | 10/12/2010 9:55:36 AM |
| cablenews | $50.00 | $50.00 | 10/12/2010 9:56:13 AM |
| marketplace-cello5 | $50.00 | $50.00 | 10/12/2010 9:56:24 AM |
| eyal0 | $50.00 | $50.00 | 10/12/2010 9:56:32 AM |
| chemistry220 | $50.00 | $50.00 | 10/12/2010 9:53:39 AM |
| agiovasil | $25.00 | $25.00 | 10/12/2010 9:53:59 AM |
| murren | $25.00 | $25.00 | 10/12/2010 9:54:01 AM |
| meenan | $25.00 | $25.00 | 10/12/2010 9:55:24 AM |
| tekkie2412 | $50.00 | $50.00 | 10/12/2010 9:55:54 AM |
| Preferred-Lender | $25.00 | $25.00 | 10/12/2010 9:56:40 AM |
| nickel-demon2 | $50.00 | $50.00 | 10/12/2010 9:47:32 AM |
| ogmanny | $50.00 | $50.00 | 10/12/2010 10:00:12 AM |
| tolerant-dinero2 | $25.00 | $25.00 | 10/12/2010 10:03:14 AM |
| larrybird | $150.00 | $150.00 | 10/12/2010 9:54:09 AM |
| E_G | $50.00 | $50.00 | 10/12/2010 10:04:48 AM |
| Avala | $100.00 | $100.00 | 10/12/2010 9:55:07 AM |
| rescue | $100.00 | $100.00 | 10/12/2010 10:04:52 AM |
| newest-sensible-hope | $50.00 | $50.00 | 10/12/2010 10:05:08 AM |
| godfather4u | $25.00 | $25.00 | 10/12/2010 10:05:18 AM |
| greenback-bull6 | $100.00 | $100.00 | 10/12/2010 10:05:20 AM |
| applepie1 | $50.00 | $50.00 | 10/12/2010 10:05:24 AM |
| economy-orchid | $30.00 | $30.00 | 10/12/2010 9:55:52 AM |
| LAAJ38 | $25.00 | $25.00 | 10/12/2010 9:56:47 AM |
| reinforced-reward | $25.00 | $25.00 | 10/12/2010 10:05:12 AM |
| astute-benjamins | $100.00 | $100.00 | 10/12/2010 10:05:58 AM |
| bbrinck | $50.00 | $50.00 | 10/12/2010 10:09:17 AM |
| trade-trumpet | $50.00 | $50.00 | 10/12/2010 10:06:44 AM |
| heroic-platinum | $25.00 | $25.00 | 10/12/2010 10:11:38 AM |
| dollar-sunshine746 | $50.00 | $50.00 | 10/12/2010 10:09:13 AM |
| doc1 | $50.00 | $50.00 | 10/12/2010 10:14:03 AM |
| gallant-economy9 | $377.57 | $377.57 | 10/12/2010 10:10:51 AM |
| antlr | $50.00 | $50.00 | 10/12/2010 10:14:45 AM |
| TennSquire | $25.00 | $25.00 | 10/12/2010 10:12:44 AM |
| gold-sushi | $50.00 | $50.00 | 10/12/2010 10:13:03 AM |
| Duchdad | $25.00 | $25.00 | 10/12/2010 10:16:00 AM |
| reward-planetarium | $100.00 | $100.00 | 10/12/2010 10:16:46 AM |
| MJDAE | $50.00 | $50.00 | 10/12/2010 10:05:03 AM |
| SDNLR | $25.00 | $25.00 | 10/12/2010 10:15:47 AM |
| tjone69 | $25.00 | $25.00 | 10/12/2010 10:16:22 AM |
| ATOHokie | $25.00 | $25.00 | 10/12/2010 10:19:38 AM |
| catterpillar | $50.00 | $50.00 | 10/12/2010 10:06:20 AM |
| brewman | $25.00 | $25.00 | 10/12/2010 10:06:41 AM |
| fair-funds | $30.00 | $30.00 | 10/12/2010 10:07:25 AM |
| auction-sage | $50.00 | $50.00 | 10/12/2010 10:07:29 AM |
| mistertao | $25.00 | $25.00 | 10/12/2010 10:18:44 AM |
| Ellisdee | $50.00 | $50.00 | 10/12/2010 10:27:17 AM |
| jonandmeg21 | $50.00 | $50.00 | 10/12/2010 10:09:19 AM |
| GElender | $50.00 | $50.00 | 10/12/2010 10:09:28 AM |
| andyb9 | $50.00 | $50.00 | 10/12/2010 10:13:07 AM |
| zenchef | $25.00 | $25.00 | 10/12/2010 10:14:21 AM |
| Anny-Disco | $25.00 | $25.00 | 10/12/2010 11:22:43 AM |
| AoP | $50.00 | $50.00 | 10/12/2010 1:08:30 PM |
| werdnaff | $25.00 | $25.00 | 10/12/2010 1:43:06 PM |
| IIP77 | $25.00 | $25.00 | 10/12/2010 3:00:49 PM |
| Trevor_C | $25.00 | $25.00 | 10/12/2010 3:01:55 PM |
| Bank_Of_XL | $25.00 | $25.00 | 10/12/2010 2:47:57 PM |
| penny-plato | $50.00 | $50.00 | 10/12/2010 5:36:43 PM |
| NYWA | $50.00 | $50.00 | 10/12/2010 9:28:27 PM |
| nicklds | $25.00 | $25.00 | 10/12/2010 9:47:40 PM |
| skuba | $50.00 | $50.00 | 10/13/2010 12:53:19 AM |
| Rob717171 | $30.51 | $30.51 | 10/13/2010 12:53:37 AM |
| Ivan2007 | $50.00 | $50.00 | 10/12/2010 10:02:40 PM |
| HHP | $25.00 | $25.00 | 10/13/2010 1:18:30 AM |
| generous-deal6 | $25.00 | $25.00 | 10/12/2010 7:57:45 PM |
| eadamson | $50.00 | $50.00 | 10/13/2010 5:38:43 AM |
| Phantom99 | $25.00 | $25.00 | 10/13/2010 1:33:42 AM |
| hawaiiangirl76 | $25.00 | $25.00 | 10/13/2010 8:43:48 AM |
| saysana | $25.00 | $25.00 | 10/13/2010 9:43:12 AM |
| MO_Investor | $25.00 | $25.00 | 10/13/2010 11:29:14 AM |
| thezfunk | $25.00 | $25.00 | 10/13/2010 2:24:26 PM |
| wise-silver-wonder | $25.00 | $25.00 | 10/13/2010 2:49:12 PM |
| lifegrowth | $25.00 | $25.00 | 10/13/2010 7:48:27 PM |
| tolstoy00 | $25.00 | $25.00 | 10/13/2010 11:43:48 PM |
| KiwiElf | $31.03 | $31.03 | 10/13/2010 11:16:43 PM |
| bold-careful-finance | $25.00 | $25.00 | 10/14/2010 9:37:28 AM |
| dcap3 | $50.00 | $50.00 | 10/14/2010 5:19:04 AM |
| best-ingenious-funds | $25.00 | $25.00 | 10/14/2010 9:36:46 AM |
| SafeSaxa | $50.00 | $50.00 | 10/14/2010 1:13:35 PM |
| squarebob | $100.00 | $100.00 | 10/14/2010 6:11:24 PM |
| squarebob | $100.00 | $100.00 | 10/14/2010 6:11:44 PM |
| dparkhom | $25.00 | $25.00 | 10/14/2010 3:09:23 PM |
| thedoctor | $50.00 | $50.00 | 10/14/2010 8:59:39 PM |
| soulwork | $25.00 | $25.00 | 10/14/2010 8:22:41 PM |
| squarebob | $50.00 | $50.00 | 10/14/2010 6:10:27 PM |
| BludAx | $25.00 | $25.00 | 10/14/2010 11:59:19 PM |
| sign_here | $25.00 | $25.00 | 10/14/2010 6:46:28 PM |
| acropiloterau2002 | $25.00 | $25.00 | 10/15/2010 1:37:26 AM |
| mid | $25.00 | $25.00 | 10/14/2010 7:43:22 PM |
| organized-payment6 | $50.00 | $50.00 | 10/15/2010 6:39:08 AM |
| shaker348 | $50.00 | $50.00 | 10/15/2010 6:44:31 AM |
| thesage | $25.00 | $25.00 | 10/15/2010 8:08:28 AM |
| janus_god | $25.00 | $25.00 | 10/15/2010 8:22:59 AM |
| ray1051 | $75.00 | $75.00 | 10/15/2010 6:28:46 AM |
| adhawan325 | $25.00 | $25.00 | 10/15/2010 9:43:47 AM |
| BigSurf | $25.00 | $25.00 | 10/15/2010 9:44:38 AM |
| perlindc | $100.00 | $100.00 | 10/15/2010 9:42:10 AM |
| lowestghost | $25.00 | $25.00 | 10/15/2010 11:04:49 AM |
| frankdelraza | $25.00 | $25.00 | 10/15/2010 11:08:50 AM |
| johnsails | $50.00 | $50.00 | 10/15/2010 11:04:42 AM |
| dospapalotes | $25.00 | $25.00 | 10/15/2010 2:59:08 PM |
| BGILlender | $25.00 | $25.00 | 10/15/2010 2:58:49 PM |
| seanambrose | $25.00 | $25.00 | 10/15/2010 1:58:42 PM |
| julijask | $35.00 | $35.00 | 10/15/2010 5:49:38 PM |
| investment-network | $50.00 | $50.00 | 10/15/2010 10:18:28 PM |
| Kame | $50.00 | $50.00 | 10/15/2010 10:18:32 PM |
| donmacprosper | $25.00 | $25.00 | 10/15/2010 10:18:35 PM |
| MiniBank998 | $50.00 | $50.00 | 10/15/2010 10:18:58 PM |
| bazaar-nirvana | $31.59 | $31.59 | 10/15/2010 10:19:08 PM |
| WillyP345 | $25.00 | $25.00 | 10/15/2010 10:19:13 PM |
| turbobrat | $50.00 | $50.00 | 10/15/2010 10:19:24 PM |
| lost-money-so-far-on-these | $25.00 | $25.00 | 10/15/2010 10:19:40 PM |
| tj1683 | $25.00 | $25.00 | 10/15/2010 10:19:48 PM |
| diverse2 | $40.00 | $40.00 | 10/15/2010 10:19:51 PM |
| rmachi | $25.00 | $25.00 | 10/15/2010 10:21:36 PM |
| IndianChief | $25.00 | $25.00 | 10/15/2010 10:21:57 PM |
| SJM10011a | $25.00 | $25.00 | 10/15/2010 10:22:01 PM |
| sajitk | $25.00 | $25.00 | 10/15/2010 10:22:08 PM |
| nhm | $50.00 | $50.00 | 10/15/2010 10:22:25 PM |
| Brainworm | $25.00 | $25.00 | 10/15/2010 10:22:39 PM |
| Anonymous_Guy | $30.00 | $30.00 | 10/15/2010 10:23:07 PM |
| glimmering-credit4 | $25.00 | $25.00 | 10/15/2010 10:23:48 PM |
| TheBestDad | $25.00 | $25.00 | 10/15/2010 10:23:59 PM |
| ChicoBob | $30.16 | $30.16 | 10/15/2010 10:24:05 PM |
| unique-order8 | $25.00 | $25.00 | 10/15/2010 5:38:18 PM |
| badgermom | $25.00 | $25.00 | 10/15/2010 10:24:32 PM |
| thoughtful-payment268 | $25.00 | $25.00 | 10/15/2010 6:52:49 PM |
| ZeoInvestments | $25.00 | $25.00 | 10/15/2010 10:18:30 PM |
| rate-comforter | $25.00 | $25.00 | 10/15/2010 10:19:01 PM |
| outwish | $25.00 | $25.00 | 10/15/2010 10:19:15 PM |
| gardenofeden | $25.00 | $25.00 | 10/15/2010 7:57:58 PM |
| budyzr | $25.00 | $25.00 | 10/15/2010 10:19:21 PM |
| ommcd | $25.00 | $25.00 | 10/15/2010 8:02:48 PM |
| LenderByDay | $25.00 | $25.00 | 10/15/2010 10:19:35 PM |
| SeaLoans | $25.00 | $25.00 | 10/15/2010 10:19:42 PM |
| WaitForIt | $25.00 | $25.00 | 10/15/2010 10:20:31 PM |
| ramsba | $50.00 | $50.00 | 10/15/2010 10:20:59 PM |
| orgy63 | $50.00 | $50.00 | 10/15/2010 10:21:20 PM |
| locash | $45.78 | $45.78 | 10/15/2010 10:22:03 PM |
| authoritative-capital | $25.00 | $25.00 | 10/16/2010 2:27:28 AM |
| anakinsolo | $25.00 | $25.00 | 10/15/2010 10:22:16 PM |
| skillful-diversification2 | $25.00 | $25.00 | 10/15/2010 10:22:34 PM |
| rhodylend | $25.00 | $25.00 | 10/15/2010 10:22:43 PM |
| AJSinvest | $25.00 | $25.00 | 10/15/2010 10:23:00 PM |
| dschless | $25.00 | $25.00 | 10/15/2010 10:24:13 PM |
| wellnessnyc | $50.00 | $50.00 | 10/15/2010 10:18:39 PM |
| ILfarmboy | $41.92 | $41.92 | 10/15/2010 10:18:47 PM |
| Namrok | $25.00 | $25.00 | 10/15/2010 10:18:54 PM |
| uvawfs | $50.00 | $50.00 | 10/15/2010 10:19:33 PM |
| theemhdoctor | $25.00 | $25.00 | 10/15/2010 10:19:41 PM |
| Avid_Skier | $35.96 | $35.96 | 10/15/2010 10:19:50 PM |
| BlindSquirrel | $25.00 | $25.00 | 10/15/2010 10:20:01 PM |
| jonesboyz | $25.00 | $25.00 | 10/15/2010 10:20:12 PM |
| blissful-note7 | $25.00 | $25.00 | 10/15/2010 10:20:21 PM |
| power-defender7 | $25.00 | $25.00 | 10/15/2010 10:20:26 PM |
| Rivervale_Westwood | $25.00 | $25.00 | 10/15/2010 10:20:58 PM |
| asset-watcher | $50.00 | $50.00 | 10/15/2010 10:21:19 PM |
| ebusinessagent | $25.00 | $25.00 | 10/15/2010 10:21:55 PM |
| amsterq | $25.00 | $25.00 | 10/15/2010 10:22:00 PM |
| Jarod213 | $25.00 | $25.00 | 10/15/2010 10:22:15 PM |
| Thecozychick | $25.00 | $25.00 | 10/15/2010 10:22:28 PM |
| L-vex | $25.00 | $25.00 | 10/16/2010 1:53:29 AM |
| keyfig | $25.00 | $25.00 | 10/15/2010 10:23:06 PM |
| PA2LA | $25.00 | $25.00 | 10/16/2010 1:53:45 AM |
| bugleusmc | $25.00 | $25.00 | 10/16/2010 1:54:39 AM |
| Eagledrop | $25.00 | $25.00 | 10/15/2010 10:23:42 PM |
| stensonb | $25.00 | $25.00 | 10/15/2010 10:23:51 PM |
| LoanBrkr | $25.00 | $25.00 | 10/16/2010 2:04:36 AM |
| Shockem923 | $25.00 | $25.00 | 10/16/2010 2:05:08 AM |
| SourDoughSteve | $25.00 | $25.00 | 10/15/2010 10:24:05 PM |
| JaceSpade | $25.00 | $25.00 | 10/16/2010 2:13:34 AM |
| CASHGIRL | $25.00 | $25.00 | 10/16/2010 1:54:06 AM |
| DadWarbucks | $36.79 | $36.79 | 10/16/2010 2:06:28 AM |
| mkell43 | $25.00 | $25.00 | 10/16/2010 5:28:28 AM |
| rpg | $50.00 | $50.00 | 10/16/2010 7:37:07 AM |
| octoberfresh | $25.00 | $25.00 | 10/16/2010 10:13:58 AM |
| rosie777 | $30.00 | $30.00 | 10/16/2010 11:27:53 AM |
| happyjackbak | $35.00 | $35.00 | 10/16/2010 10:32:49 AM |
| Tsimmeej | $25.00 | $25.00 | 10/16/2010 7:52:50 PM |
| LiquidRaptor | $25.00 | $25.00 | 10/16/2010 12:11:35 PM |
| GATrust | $50.00 | $50.00 | 10/16/2010 4:22:54 PM |
| zski | $25.00 | $25.00 | 10/16/2010 11:47:49 PM |
| banker727 | $50.00 | $50.00 | 10/16/2010 8:19:35 PM |
| tatsuo20001 | $25.00 | $25.00 | 10/16/2010 6:47:48 PM |
| Supernick | $50.00 | $50.00 | 10/16/2010 10:13:25 PM |
| miq3263827 | $25.00 | $25.00 | 10/16/2010 8:27:54 PM |
| shellstar | $25.00 | $25.00 | 10/17/2010 11:48:12 AM |
| GlenBank30 | $25.00 | $25.00 | 10/17/2010 7:02:09 AM |
| teejay411 | $100.00 | $100.00 | 10/17/2010 8:27:46 AM |
| BankofBrandon | $25.00 | $25.00 | 10/17/2010 2:08:36 PM |
| investment-artist | $25.00 | $25.00 | 10/17/2010 3:18:49 PM |
| proaz0119 | $25.00 | $25.00 | 10/18/2010 5:30:07 AM |
| value-investor9 | $50.00 | $50.00 | 10/18/2010 5:39:26 AM |
| gethsemane4 | $25.00 | $25.00 | 10/18/2010 12:08:41 AM |
| yoink00 | $50.00 | $50.00 | 10/18/2010 3:33:02 AM |
| chrisb1414 | $25.00 | $25.00 | 10/18/2010 6:37:55 AM |
| the-stylish-euro | $50.00 | $50.00 | 10/18/2010 4:30:31 AM |
| donloah | $25.00 | $25.00 | 10/18/2010 5:07:54 AM |
| bomdel | $25.00 | $25.00 | 10/18/2010 8:03:46 AM |
| Jtomtom | $25.00 | $25.00 | 10/18/2010 9:22:31 AM |
| triumphant-bonus | $65.00 | $65.00 | 10/18/2010 8:43:12 AM |
| jlofgren | $25.00 | $25.00 | 10/18/2010 9:34:39 AM |
| balance-force | $25.00 | $25.00 | 10/18/2010 9:01:25 AM |
| TommyTucker | $50.00 | $50.00 | 10/18/2010 10:28:36 AM |
| PCGeekWI | $25.00 | $25.00 | 10/18/2010 10:58:00 AM |
| gold-commander0 | $50.00 | $50.00 | 10/18/2010 11:17:02 AM |
| reward-rancher | $25.00 | $25.00 | 10/18/2010 12:16:09 PM |
| healthy-commerce | $25.00 | $25.00 | 10/18/2010 1:23:14 PM |
| anton | $1,000.00 | $1,000.00 | 10/18/2010 2:00:22 PM |
| eronyc | $25.00 | $25.00 | 10/18/2010 1:29:00 PM |
| yukongin | $50.00 | $50.00 | 10/18/2010 3:42:03 PM |
| loan-warrior | $25.00 | $25.00 | 10/18/2010 3:54:03 PM |
| ready-loan | $25.00 | $25.00 | 10/18/2010 3:41:23 PM |
| CarlC | $25.00 | $25.00 | 10/18/2010 4:09:05 PM |
| token34 | $25.00 | $25.00 | 10/18/2010 3:41:45 PM |
| figs4u2 | $100.00 | $100.00 | 10/18/2010 3:42:00 PM |
| credit-bearer959 | $50.00 | $50.00 | 10/18/2010 3:42:57 PM |
| compwhiz | $25.00 | $25.00 | 10/18/2010 3:43:11 PM |
| ivadood | $100.00 | $100.00 | 10/18/2010 4:48:03 PM |
| wampum-chorus3 | $25.00 | $25.00 | 10/18/2010 5:15:54 PM |
| the-upbeat-p2p | $50.00 | $50.00 | 10/18/2010 5:50:03 PM |
| WAITING4SUNSHINE | $25.00 | $25.00 | 10/18/2010 6:01:02 PM |
| safe-kindness5 | $25.00 | $25.00 | 10/18/2010 5:34:19 PM |
| inventive-exchange | $25.00 | $25.00 | 10/18/2010 5:34:41 PM |
| BeachWalkz | $25.00 | $25.00 | 10/18/2010 6:49:56 PM |
| zbfamwl | $25.00 | $25.00 | 10/18/2010 5:43:43 PM |
| jjman2000 | $25.00 | $25.00 | 10/18/2010 7:54:43 PM |
| shadowflame_99 | $25.00 | $25.00 | 10/18/2010 6:50:04 PM |
| SnE | $25.00 | $25.00 | 10/18/2010 6:52:21 PM |
| leodaguy | $50.00 | $50.00 | 10/18/2010 6:58:18 PM |
| well-mannered-marketplace5 | $25.00 | $25.00 | 10/18/2010 8:29:46 PM |
| MathProfessor | $50.00 | $50.00 | 10/18/2010 8:02:29 PM |
| WorldlyWorker | $25.00 | $25.00 | 10/18/2010 8:03:48 PM |
| truth-magma | $50.00 | $50.00 | 10/18/2010 8:03:51 PM |
| lovely-return7 | $25.00 | $25.00 | 10/18/2010 9:27:58 PM |
| klinebarger | $25.00 | $25.00 | 10/18/2010 8:48:40 PM |
| Cai8899 | $71.27 | $71.27 | 10/19/2010 1:20:17 AM |
| totoro | $25.00 | $25.00 | 10/19/2010 1:47:05 AM |
| commerceasaurus-rex2 | $50.00 | $50.00 | 10/18/2010 10:50:32 PM |
| sainswor99 | $25.00 | $25.00 | 10/19/2010 2:03:16 AM |
| t-loan | $25.00 | $25.00 | 10/19/2010 1:46:09 AM |
| NDFIRTH | $44.69 | $44.69 | 10/19/2010 1:47:21 AM |
| blooming-market | $25.00 | $25.00 | 10/19/2010 3:07:50 AM |
| Damostuff | $25.00 | $25.00 | 10/19/2010 3:16:40 AM |
| value-pouch | $47.49 | $47.49 | 10/18/2010 11:33:10 PM |
| airon7 | $25.00 | $25.00 | 10/18/2010 11:40:56 PM |
| BankShark | $25.00 | $25.00 | 10/19/2010 12:00:04 AM |
| jbadawg1017 | $25.00 | $25.00 | 10/19/2010 2:15:22 AM |
| kalex752 | $35.67 | $35.67 | 10/19/2010 2:00:01 AM |
| cheng | $25.00 | $25.00 | 10/19/2010 2:16:01 AM |
| yachey | $25.00 | $25.00 | 10/19/2010 3:29:17 AM |
| USCGC | $25.00 | $25.00 | 10/19/2010 2:45:42 AM |
| jdashv | $25.00 | $25.00 | 10/19/2010 3:29:38 AM |
| important-ore | $37.30 | $37.30 | 10/19/2010 4:24:12 AM |
| Jassi | $25.00 | $25.00 | 10/19/2010 7:12:59 AM |
| Dollars4Rent | $25.00 | $25.00 | 10/19/2010 8:27:06 AM |
| kegs | $500.00 | $500.00 | 10/19/2010 9:14:23 AM |
| larrybird | $1,125.00 | $1,082.61 | 10/19/2010 9:30:18 AM |
| kegs | $1,000.00 | $1,000.00 | 10/19/2010 9:27:27 AM |
| alpinaut | $30.00 | $30.00 | 10/12/2010 9:45:51 AM |
| ericgassercom | $25.00 | $25.00 | 10/12/2010 9:45:57 AM |
| mjunlimited | $50.00 | $50.00 | 10/12/2010 9:52:33 AM |
| natural-affluence4 | $50.00 | $50.00 | 10/12/2010 9:53:54 AM |
| jts | $25.00 | $25.00 | 10/12/2010 9:55:14 AM |
| diplomatic-wealth7 | $100.00 | $100.00 | 10/12/2010 9:55:18 AM |
| BayShell | $39.02 | $39.02 | 10/12/2010 9:55:22 AM |
| dtrain5 | $25.00 | $25.00 | 10/12/2010 9:55:31 AM |
| kegs | $150.00 | $150.00 | 10/12/2010 9:55:50 AM |
| Go_Ducks | $25.00 | $25.00 | 10/12/2010 9:56:04 AM |
| lendingfrog | $50.00 | $50.00 | 10/12/2010 9:56:18 AM |
| numitor | $50.00 | $50.00 | 10/12/2010 9:53:28 AM |
| cachecrew | $50.00 | $50.00 | 10/12/2010 9:54:49 AM |
| radforj22 | $50.00 | $50.00 | 10/12/2010 9:46:42 AM |
| balance6 | $25.00 | $25.00 | 10/12/2010 9:56:38 AM |
| ramsbladder | $25.00 | $25.00 | 10/12/2010 9:48:28 AM |
| Veridic | $25.00 | $25.00 | 10/12/2010 9:48:36 AM |
| bayareainv | $100.00 | $100.00 | 10/12/2010 9:48:43 AM |
| life-is-great | $50.00 | $50.00 | 10/12/2010 9:49:06 AM |
| museic1 | $25.00 | $25.00 | 10/12/2010 9:54:14 AM |
| delicious-social132 | $50.00 | $50.00 | 10/12/2010 9:54:26 AM |
| elasermd | $56.50 | $56.50 | 10/12/2010 9:54:32 AM |
| kenji4861 | $50.00 | $50.00 | 10/12/2010 9:54:38 AM |
| Marathoner | $25.00 | $25.00 | 10/12/2010 9:55:03 AM |
| julijask | $35.00 | $35.00 | 10/12/2010 10:04:38 AM |
| chinolatino | $50.00 | $50.00 | 10/12/2010 9:55:41 AM |
| spiritual-bonus9 | $50.00 | $50.00 | 10/12/2010 9:55:57 AM |
| efficient-marketplace | $25.00 | $25.00 | 10/12/2010 10:05:52 AM |
| JoyfulVegetarian | $50.00 | $50.00 | 10/12/2010 9:56:00 AM |
| roadtruck | $50.00 | $50.00 | 10/12/2010 10:06:05 AM |
| red-unequivocal-finance | $25.00 | $25.00 | 10/12/2010 10:06:09 AM |
| Castellan | $50.00 | $50.00 | 10/12/2010 10:06:30 AM |
| alaco | $25.00 | $25.00 | 10/12/2010 10:07:08 AM |
| harty | $50.00 | $50.00 | 10/12/2010 10:04:58 AM |
| worthy-bid8 | $100.00 | $100.00 | 10/12/2010 10:05:33 AM |
| Krozy | $25.00 | $25.00 | 10/12/2010 10:07:24 AM |
| magnificent-income7 | $50.00 | $50.00 | 10/12/2010 10:03:00 AM |
| TeamN | $50.00 | $50.00 | 10/12/2010 10:17:45 AM |
| gopbernie | $25.00 | $25.00 | 10/12/2010 10:05:36 AM |
| huorn | $25.00 | $25.00 | 10/12/2010 10:16:34 AM |
| ThomasC | $50.00 | $50.00 | 10/12/2010 10:17:40 AM |
| blot44 | $25.00 | $25.00 | 10/12/2010 10:08:49 AM |
| ceg451 | $50.00 | $50.00 | 10/12/2010 10:09:21 AM |
| fireboss | $25.00 | $25.00 | 10/12/2010 10:10:05 AM |
| SpectrumCen | $25.00 | $25.00 | 10/12/2010 10:10:44 AM |
| CleeClee | $100.00 | $100.00 | 10/12/2010 10:26:54 AM |
| orange-influential-credit | $225.00 | $225.00 | 10/12/2010 10:10:46 AM |
| BrLender | $50.00 | $50.00 | 10/12/2010 10:27:14 AM |
| windfall46 | $25.00 | $25.00 | 10/12/2010 10:12:54 AM |
| HUNTER599673 | $25.00 | $25.00 | 10/12/2010 10:12:57 AM |
| diversification-pilot | $25.00 | $25.00 | 10/12/2010 10:41:48 AM |
| DonaldColorado | $100.00 | $100.00 | 10/12/2010 10:15:35 AM |
| RockCrown | $50.00 | $50.00 | 10/12/2010 10:16:18 AM |
| fishtale | $25.00 | $25.00 | 10/12/2010 10:17:30 AM |
| damage | $25.00 | $25.00 | 10/12/2010 10:19:21 AM |
| serene-power0 | $25.00 | $25.00 | 10/12/2010 10:41:29 AM |
| SummaCapital | $100.00 | $100.00 | 10/12/2010 10:48:00 AM |
| platinum-hunter7 | $25.00 | $25.00 | 10/12/2010 1:57:05 PM |
| riproaringrapids | $25.00 | $25.00 | 10/12/2010 2:27:45 PM |
| noble-revenue | $50.00 | $50.00 | 10/12/2010 3:03:11 PM |
| MarinLoans | $25.00 | $25.00 | 10/12/2010 4:53:37 PM |
| forthright-dedication | $25.00 | $25.00 | 10/12/2010 3:53:38 PM |
| bigballer105 | $50.00 | $50.00 | 10/12/2010 5:07:55 PM |
| Emgolda | $25.00 | $25.00 | 10/12/2010 5:38:31 PM |
| engaging-worth | $25.00 | $25.00 | 10/12/2010 5:38:50 PM |
| moneyfriend | $50.00 | $50.00 | 10/13/2010 1:20:06 AM |
| Aimvest | $25.00 | $25.00 | 10/12/2010 10:09:17 PM |
| Cheburashka | $30.00 | $30.00 | 10/13/2010 1:02:04 AM |
| icecoldcash | $25.00 | $25.00 | 10/12/2010 9:43:09 PM |
| nv | $25.00 | $25.00 | 10/13/2010 1:21:05 AM |
| worldly-penny8 | $40.03 | $40.03 | 10/13/2010 9:41:37 AM |
| Artist_Blue | $25.00 | $25.00 | 10/13/2010 9:43:10 AM |
| secret-santa | $25.00 | $25.00 | 10/13/2010 9:43:39 AM |
| TakeCare | $100.00 | $100.00 | 10/13/2010 10:47:47 AM |
| nimble-money0 | $50.00 | $50.00 | 10/13/2010 11:21:54 AM |
| GenerousGentleMan | $43.82 | $43.82 | 10/13/2010 12:38:44 PM |
| jennifer55126 | $25.00 | $25.00 | 10/13/2010 2:12:55 PM |
| revmax | $25.00 | $25.00 | 10/13/2010 2:17:48 PM |
| All_Wins | $25.00 | $25.00 | 10/13/2010 2:49:34 PM |
| brewlots | $50.00 | $50.00 | 10/13/2010 3:53:03 PM |
| crawfingers | $25.33 | $25.33 | 10/13/2010 11:51:53 PM |
| ideal-penny8 | $25.00 | $25.00 | 10/14/2010 11:17:50 AM |
| relierma | $25.00 | $25.00 | 10/14/2010 12:25:40 PM |
| nourishing-payment8 | $25.00 | $25.00 | 10/14/2010 9:34:33 AM |
| FlexFunding | $50.00 | $50.00 | 10/14/2010 4:33:01 PM |
| squarebob | $50.00 | $50.00 | 10/14/2010 6:12:01 PM |
| contract-festival7 | $25.00 | $25.00 | 10/14/2010 4:49:41 PM |
| wormdc | $25.00 | $25.00 | 10/14/2010 10:04:46 PM |
| sensible-fund | $25.00 | $25.00 | 10/14/2010 7:32:29 PM |
| onegoodlender | $25.00 | $25.00 | 10/14/2010 11:12:43 PM |
| squarebob | $100.00 | $100.00 | 10/14/2010 6:11:03 PM |
| MissionMicroFinance | $25.00 | $25.00 | 10/15/2010 7:16:14 AM |
| bobemilman | $50.00 | $50.00 | 10/15/2010 8:03:44 AM |
| SpareChangeDreamFundLLC | $27.68 | $27.68 | 10/15/2010 9:42:13 AM |
| Sixmil | $50.00 | $50.00 | 10/15/2010 11:08:55 AM |
| zaxsan | $25.00 | $25.00 | 10/15/2010 10:29:11 AM |
| money-bauble | $100.00 | $100.00 | 10/15/2010 11:21:19 AM |
| blue-exuberant-economy | $25.00 | $25.00 | 10/15/2010 1:43:07 PM |
| chief_wo | $25.00 | $25.00 | 10/15/2010 2:38:41 PM |
| buukyak | $25.00 | $25.00 | 10/15/2010 11:13:39 AM |
| hawkhelp | $45.22 | $45.22 | 10/15/2010 5:13:48 PM |
| lowrate | $50.00 | $50.00 | 10/15/2010 7:12:54 PM |
| stable-money | $25.00 | $25.00 | 10/15/2010 4:37:46 PM |
| ADenny | $25.00 | $25.00 | 10/15/2010 9:37:50 PM |
| dartmouth99 | $25.00 | $25.00 | 10/15/2010 10:18:10 PM |
| marketplace-welder | $25.00 | $25.00 | 10/15/2010 10:18:22 PM |
| cash-sensai2 | $25.00 | $25.00 | 10/15/2010 10:18:27 PM |
| Captain88 | $25.00 | $25.00 | 10/15/2010 10:18:29 PM |
| CaptainBlueberry | $25.00 | $25.00 | 10/15/2010 10:18:33 PM |
| johngaltline | $25.00 | $25.00 | 10/15/2010 10:18:55 PM |
| goodkarma | $25.00 | $25.00 | 10/15/2010 10:19:07 PM |
| REVSTJ999 | $50.00 | $50.00 | 10/15/2010 10:19:12 PM |
| inspired-investment8 | $33.52 | $33.52 | 10/15/2010 10:19:29 PM |
| latestone | $25.00 | $25.00 | 10/15/2010 10:19:45 PM |
| leeball | $50.00 | $50.00 | 10/15/2010 10:19:49 PM |
| japper2353 | $25.00 | $25.00 | 10/15/2010 10:20:02 PM |
| robertmm25 | $50.00 | $50.00 | 10/15/2010 10:20:15 PM |
| DLock99 | $50.00 | $50.00 | 10/15/2010 10:20:34 PM |
| newyork6264 | $25.00 | $25.00 | 10/15/2010 10:21:00 PM |
| speyer | $50.00 | $50.00 | 10/15/2010 10:21:05 PM |
| excalibur | $50.00 | $50.00 | 10/15/2010 10:21:16 PM |
| financialaid | $25.00 | $25.00 | 10/15/2010 10:22:06 PM |
| baci99 | $25.00 | $25.00 | 10/15/2010 10:22:14 PM |
| cool_kubera | $50.00 | $50.00 | 10/15/2010 10:22:46 PM |
| tech310 | $50.00 | $50.00 | 10/15/2010 10:23:04 PM |
| pbeach05 | $25.00 | $25.00 | 10/15/2010 10:23:43 PM |
| 13nd3r | $25.00 | $25.00 | 10/15/2010 10:23:49 PM |
| BiggestG | $25.00 | $25.00 | 10/15/2010 5:37:50 PM |
| FCI | $25.00 | $25.00 | 10/15/2010 10:24:01 PM |
| ChristopherHS | $25.00 | $25.00 | 10/15/2010 10:25:11 PM |
| commanding-dollar2 | $50.00 | $50.00 | 10/15/2010 10:18:26 PM |
| diligent-leverage | $50.00 | $50.00 | 10/15/2010 10:18:37 PM |
| SanJoser | $25.00 | $25.00 | 10/15/2010 10:19:10 PM |
| ucmdad | $50.00 | $50.00 | 10/15/2010 7:58:02 PM |
| market-socrates4 | $50.00 | $50.00 | 10/15/2010 10:19:34 PM |
| DeathScythe676 | $25.00 | $25.00 | 10/15/2010 10:19:47 PM |
| dbzen | $50.00 | $50.00 | 10/15/2010 10:20:05 PM |
| authoritative-loot | $25.00 | $25.00 | 10/15/2010 8:33:18 PM |
| DDHMoney | $25.00 | $25.00 | 10/15/2010 10:20:20 PM |
| northwesttlr | $25.00 | $25.00 | 10/15/2010 10:20:31 PM |
| cash-queen | $40.00 | $40.00 | 10/15/2010 10:20:33 PM |
| KileNSmyth4 | $25.00 | $25.00 | 10/15/2010 10:21:21 PM |
| KamiKen | $28.94 | $28.94 | 10/15/2010 10:21:28 PM |
| point-shooter | $50.00 | $50.00 | 10/15/2010 10:21:52 PM |
| cleared2land | $25.00 | $25.00 | 10/15/2010 9:12:43 PM |
| Bladewil | $25.00 | $25.00 | 10/15/2010 10:22:02 PM |
| mizount | $25.00 | $25.00 | 10/15/2010 10:22:10 PM |
| xphile | $25.00 | $25.00 | 10/15/2010 10:22:18 PM |
| Jofga | $25.00 | $25.00 | 10/15/2010 10:22:28 PM |
| trade-caper | $25.00 | $25.00 | 10/15/2010 10:23:05 PM |
| discrete-asset | $25.00 | $25.00 | 10/15/2010 10:24:11 PM |
| auction-elvis | $25.00 | $25.00 | 10/15/2010 10:18:31 PM |
| deca78750 | $50.00 | $50.00 | 10/15/2010 10:18:34 PM |
| kurizoo | $25.00 | $25.00 | 10/15/2010 10:18:36 PM |
| SkiNZ | $25.00 | $25.00 | 10/15/2010 10:18:52 PM |
| LAKESPRING | $25.00 | $25.00 | 10/15/2010 10:25:04 PM |
| greenkid | $50.00 | $50.00 | 10/15/2010 10:19:25 PM |
| OTtherapy | $50.00 | $50.00 | 10/15/2010 10:20:04 PM |
| winter-vigilance | $25.00 | $25.00 | 10/15/2010 10:20:15 PM |
| bmcg | $25.00 | $25.00 | 10/15/2010 10:20:38 PM |
| pipopirate | $25.00 | $25.00 | 10/16/2010 5:52:59 AM |
| jfd287 | $50.00 | $50.00 | 10/15/2010 10:20:50 PM |
| efficient-treasure0 | $25.00 | $25.00 | 10/15/2010 10:21:04 PM |
| Xaja | $25.00 | $25.00 | 10/15/2010 10:21:13 PM |
| Timchenko_LLC | $25.00 | $25.00 | 10/15/2010 10:21:30 PM |
| mpactlender | $25.00 | $25.00 | 10/15/2010 10:21:45 PM |
| rupee-prairie | $50.00 | $50.00 | 10/15/2010 10:21:56 PM |
| Victor-E-Lane | $25.00 | $25.00 | 10/15/2010 10:22:11 PM |
| gojackgo | $50.00 | $50.00 | 10/16/2010 6:28:02 AM |
| peace-saber0 | $25.00 | $25.00 | 10/15/2010 10:23:08 PM |
| NomoredebtCA | $50.00 | $50.00 | 10/15/2010 10:23:19 PM |
| letsbank | $25.00 | $25.00 | 10/15/2010 10:23:46 PM |
| DMark69 | $25.00 | $25.00 | 10/16/2010 2:03:45 AM |
| otter | $34.61 | $34.61 | 10/15/2010 10:23:58 PM |
| sanjl79 | $25.00 | $25.00 | 10/15/2010 10:24:18 PM |
| Green_Bean | $25.00 | $25.00 | 10/16/2010 2:13:49 AM |
| fishman42 | $25.00 | $25.00 | 10/16/2010 1:53:52 AM |
| mrfrog | $25.00 | $25.00 | 10/16/2010 2:25:08 AM |
| KB4UF | $25.00 | $25.00 | 10/16/2010 6:28:03 AM |
| jpinversor | $44.73 | $44.73 | 10/16/2010 7:47:51 AM |
| silver-armada | $50.00 | $50.00 | 10/16/2010 7:47:52 AM |
| woodenshoes | $25.00 | $25.00 | 10/16/2010 11:23:14 AM |
| ddibernardo | $25.00 | $25.00 | 10/16/2010 6:14:15 PM |
| lean-integrity9 | $100.00 | $100.00 | 10/16/2010 7:24:10 PM |
| Railbird | $25.00 | $25.00 | 10/16/2010 1:00:11 PM |
| LexiconLLC | $25.00 | $25.00 | 10/16/2010 3:12:41 PM |
| WarFighter | $25.00 | $25.00 | 10/16/2010 11:24:00 PM |
| Engrrob | $50.00 | $50.00 | 10/16/2010 11:43:00 PM |
| zone6 | $41.91 | $41.91 | 10/17/2010 7:33:44 AM |
| schpere | $25.00 | $25.00 | 10/17/2010 8:42:49 AM |
| felicity-loyalist0 | $42.24 | $42.24 | 10/17/2010 4:26:57 PM |
| rcflick | $25.00 | $25.00 | 10/17/2010 9:12:51 AM |
| Jakono | $25.00 | $25.00 | 10/17/2010 10:03:12 AM |
| anti-wall-st | $50.00 | $50.00 | 10/17/2010 10:28:29 AM |
| teufelhund | $25.00 | $25.00 | 10/17/2010 3:37:45 PM |
| dickiesweetboy | $75.00 | $75.00 | 10/17/2010 8:07:53 PM |
| penny-plato | $100.00 | $100.00 | 10/17/2010 8:33:40 PM |
| jitster | $30.00 | $30.00 | 10/18/2010 4:19:55 AM |
| platinum-genetics | $25.00 | $25.00 | 10/18/2010 5:04:11 AM |
| wampum-buddy6 | $50.00 | $50.00 | 10/18/2010 5:51:15 AM |
| wise-dedicated-power | $25.00 | $25.00 | 10/18/2010 4:28:10 AM |
| p2ploan-charmer | $25.00 | $25.00 | 10/18/2010 4:28:07 AM |
| rakstar | $50.00 | $50.00 | 10/18/2010 6:22:51 AM |
| trustworthy-finance6 | $150.00 | $150.00 | 10/18/2010 7:44:01 AM |
| brutusbone | $50.00 | $50.00 | 10/18/2010 7:18:07 AM |
| poetic-economy | $50.00 | $50.00 | 10/18/2010 7:56:06 AM |
| helping-out | $100.00 | $100.00 | 10/18/2010 8:13:23 AM |
| logical-kindness0 | $25.00 | $25.00 | 10/18/2010 9:34:49 AM |
| lostontheedge | $25.00 | $25.00 | 10/18/2010 9:35:14 AM |
| moneygeek | $25.00 | $25.00 | 10/18/2010 9:45:36 AM |
| bigbrowntruck | $40.00 | $40.00 | 10/18/2010 9:31:56 AM |
| ferocious-exchange3 | $50.00 | $50.00 | 10/18/2010 9:56:06 AM |
| pinnacle10 | $25.00 | $25.00 | 10/18/2010 10:04:06 AM |
| grlscz | $25.00 | $25.00 | 10/18/2010 9:35:04 AM |
| credit-coach118 | $50.00 | $50.00 | 10/18/2010 9:44:52 AM |
| peace-monger | $50.00 | $50.00 | 10/18/2010 11:17:04 AM |
| bill-bearer | $25.00 | $25.00 | 10/18/2010 10:20:23 AM |
| lion445 | $25.00 | $25.00 | 10/18/2010 12:10:07 PM |
| thoughtful-income | $50.00 | $50.00 | 10/18/2010 10:54:01 AM |
| power-expert | $25.00 | $25.00 | 10/18/2010 12:47:50 PM |
| jimbuck | $25.00 | $25.00 | 10/18/2010 12:17:07 PM |
| Simply2fly | $25.00 | $25.00 | 10/18/2010 1:18:18 PM |
| tearingstar | $50.00 | $50.00 | 10/18/2010 3:42:26 PM |
| mjjjrj | $25.00 | $25.00 | 10/18/2010 3:44:02 PM |
| principal-bull | $25.00 | $25.00 | 10/18/2010 3:51:16 PM |
| JJ9876 | $100.00 | $100.00 | 10/18/2010 3:41:00 PM |
| divedude | $50.00 | $50.00 | 10/18/2010 3:58:45 PM |
| commerce-voyager | $25.00 | $25.00 | 10/18/2010 4:07:43 PM |
| C_Mark | $100.00 | $100.00 | 10/18/2010 5:43:14 PM |
| tearsnstone | $50.00 | $50.00 | 10/18/2010 5:17:54 PM |
| dkmnygvr | $50.00 | $50.00 | 10/18/2010 5:34:03 PM |
| 6moonbeams | $200.00 | $200.00 | 10/18/2010 5:37:41 PM |
| Octavian315 | $35.00 | $35.00 | 10/18/2010 5:33:38 PM |
| tuneman1980 | $25.00 | $25.00 | 10/18/2010 7:53:53 PM |
| bessbird | $669.61 | $669.61 | 10/18/2010 6:34:06 PM |
| TakeCare | $25.00 | $25.00 | 10/18/2010 8:17:34 PM |
| rcenterprise | $100.00 | $100.00 | 10/18/2010 7:44:19 PM |
| scottburger | $50.00 | $50.00 | 10/18/2010 8:55:09 PM |
| HibbyD | $25.03 | $25.03 | 10/19/2010 1:30:15 AM |
| bouvierchamp | $31.83 | $31.83 | 10/19/2010 1:47:02 AM |
| kcole10 | $25.00 | $25.00 | 10/19/2010 2:16:07 AM |
| PittsburghCapital | $25.00 | $25.00 | 10/19/2010 2:46:27 AM |
| pragmatic-camaraderi | $50.05 | $50.05 | 10/19/2010 12:01:49 AM |
| rulender | $45.38 | $45.38 | 10/19/2010 3:16:06 AM |
| rakey | $25.00 | $25.00 | 10/19/2010 3:22:04 AM |
| sst36 | $25.00 | $25.00 | 10/19/2010 2:00:19 AM |
| truth-companion | $29.93 | $29.93 | 10/19/2010 3:44:18 AM |
| martinatime | $25.00 | $25.00 | 10/19/2010 2:14:52 AM |
| stikman | $25.00 | $25.00 | 10/19/2010 5:03:21 AM |
| phillipd48 | $25.00 | $25.00 | 10/19/2010 3:17:43 AM |
| phoko | $25.00 | $25.00 | 10/19/2010 3:29:34 AM |
| bobby4u3 | $25.00 | $25.00 | 10/19/2010 3:01:43 AM |
| ojibwa | $25.00 | $25.00 | 10/19/2010 6:33:14 AM |
| shawndw | $25.00 | $25.00 | 10/19/2010 3:16:00 AM |
| agile-loan0 | $25.00 | $25.00 | 10/19/2010 4:13:57 AM |
| alverado | $29.28 | $29.28 | 10/19/2010 3:29:45 AM |
| a-truth-upholder | $25.00 | $25.00 | 10/19/2010 4:29:36 AM |
| degster | $25.00 | $25.00 | 10/19/2010 5:37:59 AM |
| AmericanCredit | $25.00 | $25.00 | 10/19/2010 5:34:25 AM |
| don8ter | $50.00 | $50.00 | 10/19/2010 6:43:25 AM |
| Dollars4Rent | $25.00 | $25.00 | 10/19/2010 8:27:18 AM |
| larrybird | $600.00 | $600.00 | 10/19/2010 9:03:13 AM |
| 525 bids
|
Borrower Payment Dependent Notes Series
479167
This series of Notes was issued and sold upon the funding of the borrower loan #44918, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.80% |
Auction start date:
| Oct-12-2010 |
| |
Auction end date:
| Oct-19-2010 |
|
|
Starting lender yield:
| 26.50% |
Starting borrower rate/APR:
| 27.50% / 31.05% |
Starting monthly payment:
| $143.83 |
|
Final lender yield:
| 26.50% |
Final borrower rate/APR:
| 27.50% / 31.05% |
Final monthly payment:
| $143.83 |
| |
|
Auction yield range:
| 10.71% - 26.50% |
Estimated loss impact:
| 11.46% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1978 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-719 (Oct-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 11
/
11 | Length of status: | 3y 1m |
|
Amount delinquent:
| $13,627 |
Total credit lines:
| 29 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $10,900 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| texker |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to? I would like to pay off some high er interest credit cards.
My financial situation:
I am a good candidate for this loan because?I am?current on all my debt and have a total payoff in mind in the next 28 months.?
Monthly net income: $ 4800
Monthly expenses: $ 3450
??Housing: $ 1200
??Insurance: $ 250
??Car expenses: $350
??Utilities: $ 150
??Phone, cable, internet: $ 50
??Food, entertainment: $ 450
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 550
?Other expenses: $ 450
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| bid-czar8 | $25.00 | $25.00 | 10/12/2010 3:34:16 PM |
| forthright-dedication | $100.00 | $100.00 | 10/12/2010 3:44:41 PM |
| radiant-loan5 | $100.00 | $100.00 | 10/12/2010 4:03:48 PM |
| worthy-bid8 | $25.00 | $25.00 | 10/12/2010 10:09:36 PM |
| soulful-truth | $40.00 | $40.00 | 10/13/2010 6:17:46 AM |
| handshake5 | $50.00 | $50.00 | 10/13/2010 9:49:44 AM |
| Wellman | $50.00 | $50.00 | 10/15/2010 6:32:25 AM |
| money-bauble | $100.00 | $100.00 | 10/15/2010 1:09:15 PM |
| jigsaw | $50.00 | $50.00 | 10/18/2010 5:29:44 AM |
| HedgeFund | $50.00 | $50.00 | 10/18/2010 4:21:39 PM |
| anton | $47.50 | $47.50 | 10/18/2010 4:43:37 PM |
| inspiring-reward | $39.14 | $39.14 | 10/19/2010 5:34:13 AM |
| crenen139 | $25.00 | $25.00 | 10/19/2010 10:05:55 AM |
| momoney2lend | $25.00 | $25.00 | 10/19/2010 10:58:51 AM |
| payment-gusto | $25.00 | $25.00 | 10/19/2010 10:59:41 AM |
| honorable-yield | $25.00 | $25.00 | 10/19/2010 11:11:13 AM |
| reward-adventure | $30.00 | $30.00 | 10/19/2010 11:11:57 AM |
| orderly-leverage | $50.00 | $50.00 | 10/19/2010 11:12:11 AM |
| hard-working-loot | $50.00 | $50.00 | 10/19/2010 11:09:15 AM |
| gizzywump | $50.00 | $50.00 | 10/19/2010 11:09:21 AM |
| DreamsDoComeTrue | $75.00 | $75.00 | 10/19/2010 11:09:32 AM |
| extraordinary-transaction | $25.00 | $25.00 | 10/19/2010 11:09:37 AM |
| burrito6 | $25.00 | $25.00 | 10/19/2010 11:11:43 AM |
| healthy-commerce | $25.00 | $25.00 | 10/19/2010 11:10:14 AM |
| rogue_monster | $25.00 | $25.00 | 10/19/2010 11:10:21 AM |
| gentle-social0 | $25.00 | $25.00 | 10/19/2010 11:10:53 AM |
| first-listing-expert | $25.00 | $25.00 | 10/19/2010 11:14:37 AM |
| Shepherd7 | $50.00 | $50.00 | 10/19/2010 11:11:35 AM |
| fairness-kayak | $25.00 | $25.00 | 10/19/2010 11:11:46 AM |
| asmithj | $50.00 | $50.00 | 10/19/2010 11:15:08 AM |
| Pitufo | $50.00 | $50.00 | 10/19/2010 11:12:23 AM |
| orange-preeminant-bill | $50.00 | $50.00 | 10/19/2010 11:12:31 AM |
| zwd12 | $100.00 | $100.00 | 10/19/2010 11:16:41 AM |
| calkidd05 | $25.00 | $0.97 | 10/19/2010 11:16:53 AM |
| ah-long | $50.00 | $50.00 | 10/19/2010 11:14:20 AM |
| thorough-exchange4 | $50.00 | $50.00 | 10/19/2010 11:16:10 AM |
| Lubava | $25.00 | $25.00 | 10/19/2010 1:57:33 PM |
| ultimate-peace | $50.00 | $50.00 | 10/19/2010 2:57:39 PM |
| natural-greenback6 | $25.00 | $25.00 | 10/12/2010 3:35:10 PM |
| teller | $50.00 | $50.00 | 10/12/2010 6:19:41 PM |
| reflective-rupee | $50.00 | $50.00 | 10/13/2010 2:20:18 PM |
| TakeCare | $60.00 | $60.00 | 10/13/2010 10:55:25 AM |
| ingenious-deal6 | $25.00 | $25.00 | 10/14/2010 9:49:33 AM |
| tech310 | $50.00 | $50.00 | 10/14/2010 12:17:42 PM |
| sfmf | $25.00 | $25.00 | 10/14/2010 12:33:02 PM |
| washboard1 | $50.00 | $50.00 | 10/14/2010 1:48:21 PM |
| musegaze | $100.00 | $100.00 | 10/14/2010 5:33:50 PM |
| NoCal | $30.00 | $30.00 | 10/15/2010 11:55:19 AM |
| graceful-investment | $100.00 | $100.00 | 10/15/2010 4:19:00 PM |
| balance-handshake7 | $25.00 | $25.00 | 10/15/2010 5:31:47 PM |
| shmb6508 | $50.00 | $50.00 | 10/16/2010 12:59:37 PM |
| MadHun | $100.00 | $100.00 | 10/18/2010 2:28:28 PM |
| psa1995 | $25.00 | $25.00 | 10/18/2010 8:30:18 PM |
| shrewd-peace7 | $50.00 | $50.00 | 10/19/2010 7:05:30 AM |
| noble-revenue | $100.00 | $100.00 | 10/19/2010 7:06:19 AM |
| red-power-pecan | $50.00 | $50.00 | 10/19/2010 9:29:32 AM |
| all_of_that_one | $45.00 | $45.00 | 10/19/2010 10:56:51 AM |
| best-listing-toro | $25.00 | $25.00 | 10/19/2010 10:44:54 AM |
| b-rent | $25.00 | $25.00 | 10/19/2010 11:09:48 AM |
| GInBaghdad | $25.00 | $25.00 | 10/19/2010 11:10:26 AM |
| Comoparklender | $40.00 | $40.00 | 10/19/2010 11:04:20 AM |
| zorg77 | $25.00 | $25.00 | 10/19/2010 11:10:39 AM |
| lobstahlender | $25.00 | $25.00 | 10/19/2010 11:12:00 AM |
| the-upbeat-p2p | $50.00 | $50.00 | 10/19/2010 11:12:03 AM |
| cognizant-rate732 | $25.00 | $25.00 | 10/19/2010 11:12:46 AM |
| tearingstar | $25.00 | $25.00 | 10/19/2010 11:08:46 AM |
| ivadood | $100.00 | $100.00 | 10/19/2010 11:11:01 AM |
| EBITDA | $25.00 | $25.00 | 10/19/2010 11:16:00 AM |
| truth-magma | $25.00 | $25.00 | 10/19/2010 11:09:24 AM |
| rescue | $100.00 | $100.00 | 10/19/2010 11:09:35 AM |
| Miklot | $75.00 | $75.00 | 10/19/2010 11:11:53 AM |
| ITExec | $38.00 | $38.00 | 10/19/2010 11:10:35 AM |
| best-unbeatable-transaction | $25.00 | $25.00 | 10/19/2010 11:11:23 AM |
| majestic-principal1 | $50.00 | $50.00 | 10/19/2010 11:14:54 AM |
| NewPairOfShoes | $25.00 | $25.00 | 10/19/2010 11:15:56 AM |
| kermitdafrog | $27.39 | $27.39 | 10/19/2010 11:26:44 AM |
| nutandhoney | $27.00 | $27.00 | 10/19/2010 12:19:32 PM |
| One_Lolo | $25.00 | $25.00 | 10/19/2010 11:42:08 AM |
| 78 bids
|
Borrower Payment Dependent Notes Series
479235
This series of Notes was issued and sold upon the funding of the borrower loan #44924, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.80% |
Auction start date:
| Oct-13-2010 |
| |
Auction end date:
| Oct-19-2010 |
|
|
Starting lender yield:
| 26.50% |
Starting borrower rate/APR:
| 27.50% / 31.05% |
Starting monthly payment:
| $102.73 |
|
Final lender yield:
| 26.50% |
Final borrower rate/APR:
| 27.50% / 31.05% |
Final monthly payment:
| $102.73 |
| |
|
Auction yield range:
| 10.71% - 26.50% |
Estimated loss impact:
| 11.46% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1997 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 700-719 (Oct-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 17
/
17 | Length of status: | 15y 5m |
|
Amount delinquent:
| $82 |
Total credit lines:
| 63 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,167 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| delectable-peace |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
payoff a few small bills
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| bold-attentive-listing | $25.00 | $25.00 | 10/13/2010 2:54:18 PM |
| NomoredebtCA | $50.00 | $50.00 | 10/13/2010 2:40:08 PM |
| bid-czar8 | $25.00 | $25.00 | 10/13/2010 3:01:39 PM |
| reflective-rupee | $50.00 | $50.00 | 10/13/2010 4:31:43 PM |
| TakeCare | $60.00 | $60.00 | 10/13/2010 10:09:19 PM |
| washboard1 | $50.00 | $50.00 | 10/14/2010 1:48:06 PM |
| Wellman | $50.00 | $50.00 | 10/17/2010 10:19:10 AM |
| reward-adventure | $50.00 | $50.00 | 10/17/2010 4:52:05 PM |
| jigsaw | $50.00 | $50.00 | 10/18/2010 5:29:58 AM |
| bold-attentive-listing | $25.00 | $25.00 | 10/18/2010 9:10:07 AM |
| HedgeFund | $50.00 | $50.00 | 10/18/2010 4:21:46 PM |
| psa1995 | $25.00 | $25.00 | 10/19/2010 9:14:09 AM |
| sfmf | $25.00 | $25.00 | 10/19/2010 10:35:44 AM |
| tearingstar | $25.00 | $25.00 | 10/19/2010 11:10:31 AM |
| Shepherd7 | $50.00 | $50.00 | 10/19/2010 11:11:40 AM |
| zwd12 | $100.00 | $100.00 | 10/19/2010 11:16:49 AM |
| ivadood | $100.00 | $100.00 | 10/19/2010 11:11:09 AM |
| orange-preeminant-bill | $36.40 | $36.40 | 10/19/2010 11:12:42 AM |
| crenen139 | $25.00 | $25.00 | 10/19/2010 11:21:46 AM |
| noble-revenue | $100.00 | $100.00 | 10/19/2010 11:22:08 AM |
| anton | $300.00 | $300.00 | 10/19/2010 11:19:42 AM |
| MadHun | $100.00 | $68.60 | 10/19/2010 11:23:07 AM |
| inspiring-reward | $100.00 | $100.00 | 10/19/2010 11:22:20 AM |
| wwwUniversal | $25.00 | $25.00 | 10/19/2010 11:42:33 AM |
| radiant-loan5 | $100.00 | $100.00 | 10/13/2010 2:55:38 PM |
| teller | $50.00 | $50.00 | 10/13/2010 2:57:44 PM |
| handshake5 | $50.00 | $50.00 | 10/13/2010 3:05:14 PM |
| musegaze | $100.00 | $100.00 | 10/14/2010 5:34:01 PM |
| NoCal | $30.00 | $30.00 | 10/15/2010 11:55:37 AM |
| money-bauble | $25.00 | $25.00 | 10/15/2010 4:00:00 PM |
| worthy-bid8 | $25.00 | $25.00 | 10/15/2010 3:46:27 PM |
| balance-handshake7 | $25.00 | $25.00 | 10/15/2010 5:31:38 PM |
| shmb6508 | $50.00 | $50.00 | 10/16/2010 12:59:47 PM |
| graceful-investment | $100.00 | $100.00 | 10/17/2010 6:53:22 AM |
| tech310 | $50.00 | $50.00 | 10/17/2010 10:19:03 AM |
| ingenious-deal6 | $25.00 | $25.00 | 10/18/2010 6:28:32 AM |
| Bobafet | $25.00 | $25.00 | 10/19/2010 3:29:31 AM |
| Bob450 | $25.00 | $25.00 | 10/19/2010 8:22:53 AM |
| honorable-yield | $25.00 | $25.00 | 10/19/2010 11:11:19 AM |
| shrewd-peace7 | $50.00 | $50.00 | 10/19/2010 11:10:00 AM |
| orderly-leverage | $50.00 | $50.00 | 10/19/2010 11:12:16 AM |
| best-unbeatable-transaction | $25.00 | $25.00 | 10/19/2010 11:11:30 AM |
| first-listing-expert | $25.00 | $25.00 | 10/19/2010 11:14:43 AM |
| EBITDA | $25.00 | $25.00 | 10/19/2010 11:16:02 AM |
| thorough-exchange4 | $50.00 | $50.00 | 10/19/2010 11:16:16 AM |
| red-power-pecan | $50.00 | $50.00 | 10/19/2010 11:17:32 AM |
| One_Lolo | $25.00 | $25.00 | 10/19/2010 11:42:09 AM |
| icon7 | $30.00 | $30.00 | 10/19/2010 4:32:26 PM |
| 48 bids
|
Borrower Payment Dependent Notes Series
479353
This series of Notes was issued and sold upon the funding of the borrower loan #44928, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.30% |
Auction start date:
| Oct-13-2010 |
| |
Auction end date:
| Oct-19-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 39.15% |
Starting monthly payment:
| $67.85 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 39.15% |
Final monthly payment:
| $67.85 |
| |
|
Auction yield range:
| 16.71% - 34.00% |
Estimated loss impact:
| 20.31% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.69% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1991 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 660-679 (Oct-2010) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 5y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,579 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| fulfilling-wealth2 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Professional Development Loan
Purpose of loan:? This loan will be used as professional development funds for my acting career.? I will use the funds to purchase a computer to use for editing and producing my demo reel, maintaining my website, tracking and budgeting expenses and income, submitting for projects on line, on line research, tracking and logging my auditions and workshops, updating my resume, and other acting related tasks.?? I will also use the funds to purchase office supplies, to reproduce head-shots, for postage to send out marketing materials and head shots, for business cards and postcards, and other expenses as necessary.
My financial situation:? I am a good candidate for this loan because I have been with my current employer for over five years, am considered a valuable employee and recently received a raise in consideration of my job performance.? I work for an independent film production company and they are extremely flexible, understanding and supportive of my career goals.? They allow me time off to attend auditions, rehearsals and shoots.?
Monthly net income: $ 2150
Monthly expenses: $ 1810??
Housing: $ 600
?Insurance: $ 50??
Car expenses: $ 120??
Utilities: $ 40??
Phone, cable, internet: $ 140??
Food, entertainment: $ 130??
Clothing, household expenses $ 50??
Credit cards and other loans: $ 350??
Other expenses: $ 330
(Acting Class, LA Casting subscription, Now Casting Subscription, Veterinary Bills, website and domain, Netflix Subscription)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| TakeCare | $50.00 | $50.00 | 10/14/2010 2:57:32 PM |
| loan-kung-fu | $25.00 | $25.00 | 10/18/2010 3:24:22 AM |
| AlexTrep | $50.00 | $50.00 | 10/18/2010 10:20:13 PM |
| Bob450 | $25.00 | $25.00 | 10/19/2010 8:25:30 AM |
| best-listing-toro | $25.00 | $25.00 | 10/19/2010 10:50:41 AM |
| inspiring-reward | $100.00 | $46.51 | 10/19/2010 11:18:59 AM |
| asset-vibraphone | $26.76 | $26.76 | 10/19/2010 11:19:50 AM |
| JGuide | $25.00 | $25.00 | 10/14/2010 9:50:05 PM |
| loanman2007 | $100.00 | $100.00 | 10/15/2010 7:31:40 AM |
| Abundanceforus | $36.73 | $36.73 | 10/15/2010 7:16:35 AM |
| penny-plato | $25.00 | $25.00 | 10/15/2010 8:42:19 AM |
| vine99 | $40.00 | $40.00 | 10/17/2010 11:49:17 AM |
| gain-implementer | $400.00 | $400.00 | 10/17/2010 7:09:04 PM |
| SolarMoonshine | $25.00 | $25.00 | 10/18/2010 5:54:04 AM |
| quintilian | $25.00 | $25.00 | 10/18/2010 9:15:26 AM |
| gain-implementer | $200.00 | $200.00 | 10/18/2010 10:18:03 PM |
| villagers | $25.00 | $25.00 | 10/19/2010 11:13:59 AM |
| systemlender | $50.00 | $50.00 | 10/19/2010 12:01:27 PM |
| Sudoku | $100.00 | $100.00 | 10/19/2010 12:05:10 PM |
| heroic-benefit | $200.00 | $200.00 | 10/19/2010 2:08:47 PM |
| 20 bids
|
Borrower Payment Dependent Notes Series
457658
This series of Notes was issued and sold upon the funding of the borrower loan #44931, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.30% |
Auction start date:
| Oct-12-2010 |
| |
Auction end date:
| Oct-19-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 41.35% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 41.36% |
Final monthly payment:
| $45.24 |
| |
|
Auction yield range:
| 16.71% - 34.00% |
Estimated loss impact:
| 20.31% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.69% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1993 |
Debt/Income ratio:
| 42% |
|
Credit score:
| 700-719 (Oct-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 12
/
6 | Length of status: | 5y 5m |
|
Amount delinquent:
| $251 |
Total credit lines:
| 24 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,445 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| worth-trident |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
To Help Pay on a few bills
Purpose of loan:
This loan will be used to?pay off my credit cards?????
My financial situation:
I am a good candidate for this loan because? I??pay my bills on time, and if?I just can have one monthly payment?I can?work on getting a house. I?just need someone to give me a helping hand.????
Monthly net income: $ 2500.00
Monthly expenses: $
??Housing: $
??Insurance: $ 238.00
??Car expenses: $
??Utilities: $?
??Phone, cable, internet: $144.00
??Food, entertainment: $?200.00
??Clothing, household expenses $ 200.00
Credit cards and other loans: $ 585.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| TakeCare | $50.00 | $50.00 | 10/13/2010 10:56:09 AM |
| loan-kung-fu | $25.00 | $25.00 | 10/18/2010 3:23:53 AM |
| FASTIZIO_P | $25.00 | $25.00 | 10/19/2010 10:38:45 AM |
| Cash_Angel | $25.00 | $25.00 | 10/19/2010 10:02:09 AM |
| best-listing-toro | $25.00 | $25.00 | 10/19/2010 10:36:24 AM |
| tech310 | $50.00 | $50.00 | 10/19/2010 11:00:39 AM |
| restless-dime | $25.00 | $25.00 | 10/19/2010 11:24:19 AM |
| Whitewater_Loans | $25.00 | $25.00 | 10/19/2010 11:30:26 AM |
| bonus-genius | $25.00 | $25.00 | 10/19/2010 12:56:05 PM |
| aloantime07 | $25.00 | $25.00 | 10/19/2010 1:02:22 PM |
| sly718 | $74.52 | $74.52 | 10/19/2010 2:09:01 PM |
| proper-revenue7 | $45.00 | $45.00 | 10/19/2010 12:28:35 PM |
| Lubava | $25.00 | $25.00 | 10/19/2010 1:13:59 PM |
| twjh | $25.00 | $25.00 | 10/13/2010 6:43:44 PM |
| reflective-rupee | $25.00 | $25.00 | 10/14/2010 3:31:08 PM |
| worthy-bid8 | $25.00 | $25.00 | 10/14/2010 2:57:54 PM |
| inspiring-reward | $38.76 | $38.76 | 10/16/2010 10:29:48 AM |
| helping-out | $25.00 | $25.00 | 10/19/2010 3:59:16 AM |
| capital-galaxy | $200.00 | $191.72 | 10/19/2010 10:26:50 AM |
| graceful-investment | $100.00 | $100.00 | 10/19/2010 10:05:27 AM |
| realtormoises | $25.00 | $25.00 | 10/19/2010 10:38:23 AM |
| a-successful-credit | $25.00 | $25.00 | 10/19/2010 10:40:12 AM |
| fervent-power | $25.00 | $25.00 | 10/19/2010 11:03:27 AM |
| EretzCapital | $25.00 | $25.00 | 10/19/2010 1:07:35 PM |
| Happyhourcomics | $25.00 | $25.00 | 10/19/2010 3:05:20 PM |
| 25 bids
|
Borrower Payment Dependent Notes Series
477700
This series of Notes was issued and sold upon the funding of the borrower loan #44905, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.30% |
Auction start date:
| Sep-30-2010 |
| |
Auction end date:
| Oct-07-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $226.18 |
|
Final lender yield:
| 32.30% |
Final borrower rate/APR:
| 33.30% / 36.98% |
Final monthly payment:
| $221.40 |
| |
|
Auction yield range:
| 16.79% - 34.00% |
Estimated loss impact:
| 20.20% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.10% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1985 |
Debt/Income ratio:
| 42% |
|
Credit score:
| 680-699 (Aug-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
16 | Length of status: | 3y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,233 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| flexible-transaction8 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Oct-2009)
|
|
Principal balance:
| $2,034.21 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Paying off debts
Purpose of loan:
This loan will be used to pay off existing loan balance and additional bills.
My financial situation:
I am currently getting ready to move and am working on paying off?some of my monthly bills, including my current Prosper loan.? This loan would also be used to pay off 3?high interest credit cards?allowing me to have more?money?each month to continue to pay off balances.? I?assure you that I am?a?reliable and ideal?candidate for this loan because I havealways?been on time with all my payments since my last loan as well as my other monthly bills.? Thank you in advance for your bid!!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
hi, what is your job/industry? did you get out of the cash advances? thanks - shrewd-income
A:
Hello, I am a community representative for the American Cancer Society. And yes, I have paid off my cash advances and am now working on paying off my credit cards. Thanks so much, and please let me know if you have any other questions.
thanks!
(Oct-03-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| glroark | $50.00 | $50.00 | 10/1/2010 12:58:06 PM |
| CommunityArts_Non-profit | $25.00 | $25.00 | 10/2/2010 2:19:16 AM |
| commanding-income774 | $25.00 | $25.00 | 10/2/2010 1:22:54 PM |
| vine99 | $40.00 | $40.00 | 10/2/2010 5:09:10 PM |
| blitzen40 | $40.00 | $40.00 | 10/2/2010 9:00:00 PM |
| restless-dime | $50.00 | $50.00 | 10/2/2010 7:36:38 PM |
| 1stBankAndHal | $25.00 | $25.00 | 10/3/2010 7:17:55 PM |
| wlm3012 | $25.00 | $25.00 | 10/4/2010 7:18:26 PM |
| ralf206 | $25.00 | $25.00 | 10/4/2010 7:29:18 PM |
| Madmigel | $38.44 | $38.44 | 10/4/2010 7:14:12 PM |
| Belair_Advisors | $25.00 | $25.00 | 10/5/2010 5:05:40 AM |
| loanman2007 | $150.00 | $150.00 | 10/5/2010 5:00:43 AM |
| penny-plato | $25.00 | $25.00 | 10/5/2010 2:39:29 PM |
| YoungTaxMan | $75.00 | $75.00 | 10/5/2010 2:57:13 PM |
| 340 | $50.00 | $50.00 | 10/6/2010 1:17:07 AM |
| well-mannered-income3 | $80.00 | $80.00 | 10/6/2010 8:19:41 AM |
| Bob450 | $25.00 | $25.00 | 10/6/2010 8:43:28 AM |
| realtormoises | $25.00 | $25.00 | 10/6/2010 9:39:46 AM |
| bsmtloan | $66.34 | $66.34 | 10/6/2010 10:35:42 AM |
| balanced-return5 | $25.00 | $25.00 | 10/6/2010 3:01:30 PM |
| payment-encore | $200.00 | $200.00 | 10/6/2010 4:19:18 PM |
| credit-missile | $25.00 | $25.00 | 10/6/2010 6:13:18 PM |
| credit-missile | $25.00 | $25.00 | 10/6/2010 6:11:22 PM |
| boo_hoo | $50.00 | $50.00 | 10/6/2010 7:19:09 PM |
| FarmersBank | $25.00 | $25.00 | 10/6/2010 7:54:58 PM |
| unger | $50.00 | $50.00 | 10/6/2010 4:24:20 PM |
| credit-missile | $25.00 | $25.00 | 10/6/2010 6:10:46 PM |
| RenovatioCapital | $25.00 | $25.00 | 10/6/2010 9:09:37 PM |
| coasterman | $25.00 | $25.00 | 10/6/2010 8:02:25 PM |
| orange-pound-party | $39.50 | $39.50 | 10/6/2010 8:48:07 PM |
| lookin_up | $50.00 | $50.00 | 10/7/2010 5:44:42 AM |
| finance-solo | $44.14 | $44.14 | 10/7/2010 5:39:59 AM |
| WonByOne | $25.00 | $25.00 | 10/7/2010 6:19:14 AM |
| onecooldrink | $25.00 | $25.00 | 10/6/2010 11:05:17 PM |
| mikeandcat | $100.00 | $100.00 | 10/7/2010 6:58:57 AM |
| resplendent-peace7 | $25.00 | $25.00 | 10/7/2010 8:19:15 AM |
| squarebob | $25.00 | $25.00 | 10/7/2010 5:58:36 AM |
| Caidin | $25.00 | $25.00 | 10/7/2010 6:21:45 AM |
| DasMula | $25.00 | $25.00 | 10/7/2010 8:27:00 AM |
| djkaiser | $25.00 | $25.00 | 10/7/2010 6:48:05 AM |
| TakeCare | $50.00 | $50.00 | 10/7/2010 9:36:39 AM |
| fairness-atmosphere | $30.00 | $30.00 | 10/7/2010 10:25:44 AM |
| cobramonkey | $100.00 | $100.00 | 10/7/2010 8:56:15 AM |
| brightest-dignified-penny | $25.00 | $25.00 | 10/7/2010 10:33:05 AM |
| TLW314 | $100.00 | $100.00 | 10/7/2010 11:09:10 AM |
| social-zebra | $26.00 | $26.00 | 10/7/2010 11:53:40 AM |
| NELI | $25.00 | $25.00 | 10/7/2010 12:14:46 PM |
| vmh20035 | $50.00 | $50.00 | 10/7/2010 11:31:41 AM |
| y2kman9 | $50.00 | $50.00 | 10/7/2010 1:56:56 PM |
| AlexTrep | $25.00 | $25.00 | 10/7/2010 2:17:03 PM |
| lucrative-loan | $75.00 | $75.00 | 10/7/2010 1:27:53 PM |
| AlexTrep | $25.00 | $14.95 | 10/7/2010 2:34:57 PM |
| reflective-rupee | $500.00 | $500.00 | 10/1/2010 3:00:15 PM |
| CommunityArts_Non-profit | $25.00 | $25.00 | 10/2/2010 2:20:01 AM |
| SolarMoonshine | $25.00 | $25.00 | 10/2/2010 1:11:28 PM |
| neorunner | $25.00 | $25.00 | 10/2/2010 8:35:12 PM |
| economy-popcorn | $25.00 | $25.00 | 10/3/2010 5:51:13 AM |
| lendstats_com | $200.00 | $200.00 | 10/3/2010 6:52:43 PM |
| gold-cluster | $100.00 | $100.00 | 10/5/2010 6:54:44 AM |
| mikeandcat | $50.00 | $50.00 | 10/5/2010 10:13:10 AM |
| Kash2010lu | $50.00 | $50.00 | 10/5/2010 8:59:34 AM |
| OLYVRC | $25.00 | $25.00 | 10/5/2010 3:33:27 PM |
| hidavehi | $50.00 | $50.00 | 10/5/2010 3:35:44 PM |
| FinanceEngine | $30.00 | $30.00 | 10/6/2010 11:19:43 AM |
| principal-laser | $27.00 | $27.00 | 10/6/2010 1:40:43 PM |
| Moe87 | $25.00 | $25.00 | 10/6/2010 3:32:05 PM |
| bball_bandit | $25.00 | $25.00 | 10/6/2010 4:14:55 PM |
| shawnw2 | $50.00 | $50.00 | 10/6/2010 4:43:39 PM |
| california5andime | $25.00 | $25.00 | 10/6/2010 5:18:42 PM |
| Elevate2012 | $25.00 | $25.00 | 10/6/2010 3:34:01 PM |
| skillful-asset5 | $30.00 | $30.00 | 10/6/2010 7:10:24 PM |
| credit-missile | $25.00 | $25.00 | 10/6/2010 6:11:49 PM |
| genuine-integrity0 | $25.00 | $25.00 | 10/6/2010 6:45:15 PM |
| fascinating-gold | $67.66 | $67.66 | 10/6/2010 9:42:56 PM |
| deal-trader8 | $25.00 | $25.00 | 10/6/2010 7:01:09 PM |
| justanothersushieater | $25.00 | $25.00 | 10/6/2010 8:32:00 PM |
| joefoolz | $25.00 | $25.00 | 10/6/2010 10:50:17 PM |
| NELI | $50.00 | $50.00 | 10/7/2010 5:49:00 AM |
| squarebob | $25.00 | $25.00 | 10/7/2010 5:59:19 AM |
| simeonthewhale | $31.53 | $31.53 | 10/7/2010 3:32:07 AM |
| squarebob | $25.00 | $25.00 | 10/7/2010 5:59:01 AM |
| upbeat-wealth | $25.00 | $25.00 | 10/6/2010 10:02:03 PM |
| aztocas | $25.00 | $25.00 | 10/7/2010 7:16:57 AM |
| bigdees | $25.00 | $25.00 | 10/7/2010 8:14:14 AM |
| Leshan | $75.00 | $75.00 | 10/7/2010 8:10:56 AM |
| Mikale360 | $25.00 | $25.00 | 10/7/2010 6:49:43 AM |
| aleong | $25.00 | $25.00 | 10/7/2010 7:27:31 AM |
| brightest-excellent-rate | $50.00 | $50.00 | 10/7/2010 9:16:10 AM |
| Astyanax | $100.00 | $100.00 | 10/7/2010 9:38:44 AM |
| bsmtloan | $100.00 | $100.00 | 10/7/2010 8:22:09 AM |
| JeffHoll | $50.00 | $50.00 | 10/7/2010 8:28:45 AM |
| sturdy-peace9 | $75.00 | $75.00 | 10/7/2010 10:01:10 AM |
| shrewd-income | $50.00 | $50.00 | 10/7/2010 11:22:29 AM |
| gothampark | $25.00 | $25.00 | 10/7/2010 12:14:54 PM |
| supreme-hope | $25.00 | $25.00 | 10/7/2010 1:12:11 PM |
| nhambley | $40.00 | $40.00 | 10/7/2010 10:57:42 AM |
| riverflow | $100.00 | $100.00 | 10/7/2010 12:22:41 PM |
| grampy48 | $25.00 | $25.00 | 10/7/2010 2:02:26 PM |
| money-fort | $28.44 | $28.44 | 10/7/2010 2:33:28 PM |
| fabulous-community4 | $25.00 | $25.00 | 10/7/2010 2:06:08 PM |
| HomerdohNY | $25.00 | $25.00 | 10/7/2010 12:15:11 PM |
| american-investor | $25.00 | $25.00 | 10/7/2010 1:23:03 PM |
| Paxman84 | $26.00 | $26.00 | 10/7/2010 1:34:22 PM |
| head | $25.00 | $25.00 | 10/7/2010 1:55:02 PM |
| 124SpiderMan | $50.00 | $50.00 | 10/7/2010 2:07:58 PM |
| 105 bids
|
Borrower Payment Dependent Notes Series
477738
This series of Notes was issued and sold upon the funding of the borrower loan #44916, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.80% |
Auction start date:
| Oct-01-2010 |
| |
Auction end date:
| Oct-08-2010 |
|
|
Starting lender yield:
| 26.50% |
Starting borrower rate/APR:
| 27.50% / 31.05% |
Starting monthly payment:
| $205.47 |
|
Final lender yield:
| 26.50% |
Final borrower rate/APR:
| 27.50% / 31.05% |
Final monthly payment:
| $205.47 |
| |
|
Auction yield range:
| 10.79% - 26.50% |
Estimated loss impact:
| 11.46% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 660-679 (Oct-2010) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 4y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,921 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dinero-plato7 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
PAYING OFF MED
Purpose of an:
This an will be used to?
PAY MED FOR PARENTS
My financial situation:
I am a good candidate for this an because?
Monthly net income: $ 4000
Monthly expenses: $
??Housing: $ 500
??Insurance: $ 300????
??Car expenses: $ 100
??Utilities: $?100
??Phone, cable, internet: $ 50
??Food, entertainment: $?100
??Cthing, household expenses $ 100
??Credit cards and other ans: $ 500
??Other expenses: $ 300
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ethicalhumanist | $25.00 | $25.00 | 10/1/2010 2:20:33 PM |
| ingenious-deal6 | $25.00 | $25.00 | 10/1/2010 2:25:32 PM |
| listing-trapper3 | $50.00 | $50.00 | 10/1/2010 3:44:03 PM |
| hookUup | $25.00 | $25.00 | 10/2/2010 8:09:16 AM |
| moola-wildebeest3 | $25.00 | $25.00 | 10/2/2010 3:13:02 PM |
| AF-Chief | $25.00 | $25.00 | 10/3/2010 5:59:36 PM |
| fizwahh | $40.00 | $40.00 | 10/4/2010 7:14:27 AM |
| cablenews | $25.00 | $25.00 | 10/4/2010 9:53:44 AM |
| villagers | $25.00 | $25.00 | 10/4/2010 9:53:56 AM |
| payment-gusto | $25.00 | $25.00 | 10/4/2010 9:53:55 AM |
| graceful-investment | $100.00 | $100.00 | 10/4/2010 1:15:35 PM |
| Rattlehead | $25.00 | $25.00 | 10/4/2010 1:34:53 PM |
| numitor | $50.00 | $50.00 | 10/5/2010 8:58:17 AM |
| gallant-economy9 | $400.00 | $400.00 | 10/5/2010 2:25:14 PM |
| escharfer | $25.00 | $25.00 | 10/6/2010 2:09:58 AM |
| jubilant-agreement0 | $25.00 | $25.00 | 10/6/2010 9:49:02 AM |
| loan-mammal | $25.00 | $25.00 | 10/6/2010 10:18:39 AM |
| bountiful-durability | $79.85 | $79.85 | 10/6/2010 3:14:29 PM |
| Comoparklender | $50.00 | $50.00 | 10/6/2010 3:11:44 PM |
| musegaze | $100.00 | $100.00 | 10/6/2010 3:14:41 PM |
| newest-inspiring-power | $25.00 | $25.00 | 10/6/2010 9:54:47 PM |
| saffron4 | $25.00 | $25.00 | 10/6/2010 10:03:43 PM |
| head | $25.00 | $25.00 | 10/7/2010 1:41:02 AM |
| asiaratt | $50.00 | $12.85 | 10/7/2010 1:48:18 AM |
| nickel-position | $27.12 | $27.12 | 10/7/2010 8:56:48 AM |
| favorite-commerce | $50.00 | $50.00 | 10/7/2010 10:15:56 AM |
| scoobiedoo | $25.00 | $25.00 | 10/7/2010 1:05:43 PM |
| LanceLink | $26.86 | $26.86 | 10/7/2010 1:44:51 PM |
| Leshan | $50.00 | $50.00 | 10/7/2010 6:03:28 PM |
| loan-adventurer7 | $500.00 | $500.00 | 10/8/2010 12:07:29 AM |
| squarebob | $25.00 | $25.00 | 10/8/2010 5:40:06 AM |
| mckhbnpc | $30.00 | $30.00 | 10/8/2010 8:17:59 AM |
| timepassport | $25.00 | $25.00 | 10/7/2010 11:31:39 PM |
| loan-adventurer7 | $500.00 | $500.00 | 10/7/2010 11:32:17 PM |
| grampy48 | $25.00 | $25.00 | 10/8/2010 8:39:04 AM |
| loan-fate | $52.28 | $52.28 | 10/8/2010 12:01:49 AM |
| wwwUniversal | $25.00 | $25.00 | 10/8/2010 12:14:57 AM |
| umfan123 | $25.00 | $25.00 | 10/8/2010 6:07:50 AM |
| Pu239 | $60.00 | $60.00 | 10/8/2010 7:32:23 AM |
| trade-elm | $30.00 | $30.00 | 10/8/2010 12:48:25 PM |
| money-fort | $30.00 | $30.00 | 10/8/2010 1:52:46 PM |
| social-zebra | $28.00 | $28.00 | 10/8/2010 12:21:40 PM |
| handshake5 | $100.00 | $100.00 | 10/1/2010 2:24:02 PM |
| bid-czar8 | $25.00 | $25.00 | 10/1/2010 2:24:12 PM |
| agiovasil | $25.00 | $25.00 | 10/1/2010 2:27:00 PM |
| tech310 | $50.00 | $50.00 | 10/1/2010 2:27:51 PM |
| AlexTrep | $50.00 | $50.00 | 10/1/2010 2:29:23 PM |
| 6moonbeams | $25.00 | $25.00 | 10/1/2010 3:06:10 PM |
| kulender | $100.00 | $100.00 | 10/1/2010 3:05:14 PM |
| Trakissta | $150.00 | $150.00 | 10/1/2010 6:47:06 PM |
| loan-adventurer7 | $25.00 | $25.00 | 10/1/2010 11:39:17 PM |
| zen1cent | $25.00 | $25.00 | 10/2/2010 5:28:43 AM |
| patriot897 | $25.00 | $25.00 | 10/2/2010 10:08:06 AM |
| beakerfish | $50.00 | $50.00 | 10/2/2010 12:07:08 PM |
| dedicated-diversification5 | $100.00 | $100.00 | 10/2/2010 10:44:21 AM |
| asset-professor | $50.00 | $50.00 | 10/2/2010 7:58:42 PM |
| natural-greenback6 | $25.00 | $25.00 | 10/2/2010 8:09:28 PM |
| Gixxer600 | $50.00 | $50.00 | 10/3/2010 11:00:05 AM |
| apeloans | $25.00 | $25.00 | 10/3/2010 1:37:47 PM |
| Interstate_Rate | $37.04 | $37.04 | 10/3/2010 5:59:28 PM |
| Artist_Blue | $25.00 | $25.00 | 10/4/2010 6:09:43 AM |
| hope-equation | $50.00 | $50.00 | 10/4/2010 6:10:09 AM |
| rescue | $100.00 | $100.00 | 10/4/2010 9:54:00 AM |
| fairness-kayak | $25.00 | $25.00 | 10/4/2010 1:07:52 PM |
| b-rent | $25.00 | $25.00 | 10/4/2010 1:35:52 PM |
| simplelender80 | $25.87 | $25.87 | 10/4/2010 1:35:45 PM |
| consummate-loyalty1 | $100.00 | $100.00 | 10/4/2010 3:38:09 PM |
| mercuriant | $25.00 | $25.00 | 10/4/2010 3:39:09 PM |
| papaloha | $25.00 | $25.00 | 10/5/2010 3:03:17 AM |
| thrifty-capital | $25.00 | $25.00 | 10/5/2010 8:13:54 AM |
| S-Master | $50.00 | $50.00 | 10/5/2010 7:22:48 AM |
| jubilant-auction5 | $25.00 | $25.00 | 10/5/2010 2:43:58 PM |
| debtcollector | $25.00 | $25.00 | 10/5/2010 4:28:47 PM |
| 108lender | $100.00 | $100.00 | 10/5/2010 5:34:54 PM |
| icecoldcash | $25.00 | $25.00 | 10/6/2010 1:39:23 AM |
| loan-adventurer7 | $36.00 | $36.00 | 10/6/2010 2:47:05 AM |
| irrelevant | $25.00 | $25.00 | 10/6/2010 2:00:51 AM |
| SqueezeKing | $25.00 | $25.00 | 10/6/2010 9:18:04 AM |
| julsal | $50.00 | $50.00 | 10/6/2010 3:19:18 PM |
| transformer8 | $25.00 | $25.00 | 10/6/2010 6:02:24 PM |
| Madmigel | $32.50 | $32.50 | 10/7/2010 10:23:57 AM |
| patriot384 | $60.00 | $60.00 | 10/7/2010 5:38:24 PM |
| kendigme | $25.00 | $25.00 | 10/8/2010 2:30:16 AM |
| back-scratchers | $25.00 | $25.00 | 10/7/2010 7:48:52 PM |
| proper-revenue7 | $30.00 | $30.00 | 10/8/2010 7:33:40 AM |
| bold-attentive-listing | $25.00 | $25.00 | 10/8/2010 9:00:34 AM |
| 2grindstones | $25.00 | $25.00 | 10/8/2010 9:59:32 AM |
| EretzCapital | $36.63 | $36.63 | 10/8/2010 10:18:58 AM |
| octoberfresh | $25.00 | $25.00 | 10/8/2010 6:07:17 AM |
| seanickson | $25.00 | $25.00 | 10/8/2010 8:34:40 AM |
| nduli | $25.00 | $25.00 | 10/8/2010 11:26:31 AM |
| trumpeter5 | $50.00 | $50.00 | 10/8/2010 11:50:59 AM |
| HammerSmith | $25.00 | $25.00 | 10/8/2010 1:45:50 PM |
| AM2171 | $25.00 | $25.00 | 10/8/2010 12:51:23 PM |
| y2kman9 | $25.00 | $25.00 | 10/8/2010 1:20:59 PM |
| 95 bids
|
Borrower Payment Dependent Notes Series
478382
This series of Notes was issued and sold upon the funding of the borrower loan #44908, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.95% |
Auction start date:
| Oct-06-2010 |
| |
Auction end date:
| Oct-10-2010 |
|
|
Starting lender yield:
| 14.15% |
Starting borrower rate/APR:
| 15.15% / 17.32% |
Starting monthly payment:
| $208.43 |
|
Final lender yield:
| 14.15% |
Final borrower rate/APR:
| 15.15% / 17.32% |
Final monthly payment:
| $208.43 |
| |
|
Auction yield range:
| 5.71% - 14.15% |
Estimated loss impact:
| 6.19% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1990 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 780-799 (Oct-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
14 | Length of status: | 6y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,621 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| scottmack |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan Consolidation....Look !
Please take a look at my credit profile, its spotless. Better yet my debt to income ratio is 16%, I feel my rating should be AA, but prosper leanding have assigned me a "B". I am a very low risk, as I have a great employment history, and my job is very stable. I would love to pay off three of my credit cards and lower my payment at the same time. I hope that you can help me accomplish my goal. Thanks so much.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| VAGweilo | $50.00 | $50.00 | 10/6/2010 2:26:16 PM |
| generous-deal6 | $50.00 | $50.00 | 10/6/2010 2:26:08 PM |
| bountiful-durability | $100.00 | $100.00 | 10/6/2010 2:26:20 PM |
| papaloha | $25.00 | $25.00 | 10/6/2010 2:26:38 PM |
| radforj22 | $25.00 | $25.00 | 10/6/2010 2:27:16 PM |
| bid-czar8 | $100.00 | $100.00 | 10/6/2010 2:32:45 PM |
| shmb6508 | $100.00 | $100.00 | 10/6/2010 2:32:49 PM |
| Gabriel02 | $25.00 | $25.00 | 10/6/2010 2:32:54 PM |
| chemistry220 | $50.00 | $50.00 | 10/6/2010 2:28:04 PM |
| mike_banker | $50.00 | $50.00 | 10/6/2010 2:33:28 PM |
| tech310 | $50.00 | $50.00 | 10/6/2010 2:34:40 PM |
| tolerant-dinero2 | $25.00 | $25.00 | 10/6/2010 2:35:25 PM |
| tsui517 | $25.00 | $25.00 | 10/6/2010 2:35:59 PM |
| elfincove | $50.00 | $50.00 | 10/6/2010 2:36:06 PM |
| JohnGalt79 | $100.00 | $100.00 | 10/6/2010 2:34:17 PM |
| tntmojave | $25.00 | $25.00 | 10/6/2010 2:36:15 PM |
| DRA-Properties | $25.00 | $25.00 | 10/6/2010 2:32:34 PM |
| marketplace-cello5 | $50.00 | $50.00 | 10/6/2010 2:35:17 PM |
| jazzlender | $25.00 | $25.00 | 10/6/2010 2:32:59 PM |
| kmr2 | $200.00 | $200.00 | 10/6/2010 2:33:53 PM |
| greentomato | $25.00 | $25.00 | 10/6/2010 2:36:46 PM |
| objective-investor | $100.00 | $100.00 | 10/6/2010 2:34:13 PM |
| mla | $25.00 | $25.00 | 10/6/2010 2:34:26 PM |
| blue-useful-auction | $25.00 | $25.00 | 10/6/2010 2:46:04 PM |
| ichibon | $150.00 | $150.00 | 10/6/2010 2:35:49 PM |
| mtquan | $25.00 | $25.00 | 10/6/2010 2:36:03 PM |
| ethicalhumanist | $50.00 | $50.00 | 10/6/2010 2:46:09 PM |
| AF-Chief | $25.00 | $25.00 | 10/6/2010 3:14:18 PM |
| icecoldcash | $50.00 | $50.00 | 10/6/2010 3:18:37 PM |
| auction-elvis | $25.00 | $25.00 | 10/6/2010 3:22:28 PM |
| JustMee | $25.00 | $25.00 | 10/6/2010 9:03:48 PM |
| hope-lionheart1 | $25.00 | $25.00 | 10/6/2010 9:40:18 PM |
| alpinaut | $25.00 | $25.00 | 10/7/2010 5:48:10 AM |
| gopbernie | $25.00 | $25.00 | 10/7/2010 6:39:10 AM |
| respectful-integrity3 | $30.00 | $30.00 | 10/7/2010 6:29:46 AM |
| worthy-bid8 | $100.00 | $100.00 | 10/7/2010 6:33:04 AM |
| tomdooley12520 | $48.95 | $48.95 | 10/6/2010 10:15:07 PM |
| Heatguy | $25.00 | $25.00 | 10/7/2010 8:07:53 AM |
| blissful-responsibility4 | $75.00 | $75.00 | 10/7/2010 9:17:36 AM |
| snowyowl | $25.00 | $25.00 | 10/7/2010 10:14:34 AM |
| boomer5 | $25.00 | $25.00 | 10/7/2010 11:14:16 AM |
| Artist_Blue | $25.00 | $25.00 | 10/7/2010 12:33:43 PM |
| jbrel | $50.00 | $50.00 | 10/7/2010 4:13:44 PM |
| thrifty-capital | $25.00 | $25.00 | 10/7/2010 5:05:18 PM |
| larrybird | $36.43 | $36.43 | 10/7/2010 3:07:23 PM |
| debt-patriot | $25.00 | $25.00 | 10/7/2010 9:07:15 PM |
| singletrck | $25.00 | $25.00 | 10/8/2010 7:21:10 AM |
| delicious-social132 | $50.00 | $29.75 | 10/8/2010 3:48:01 AM |
| repaymeplease | $25.00 | $25.00 | 10/8/2010 7:39:26 AM |
| Cromag | $25.00 | $25.00 | 10/8/2010 10:27:38 AM |
| katnmouse | $30.00 | $30.00 | 10/8/2010 2:21:37 PM |
| Fishy014 | $45.00 | $45.00 | 10/8/2010 5:29:56 PM |
| Sol_Invictus | $25.00 | $25.00 | 10/9/2010 6:02:59 AM |
| LoanerPrincipal | $40.00 | $40.00 | 10/8/2010 9:37:31 PM |
| CSinvestments | $25.00 | $25.00 | 10/9/2010 6:32:19 AM |
| Cbank05 | $25.00 | $25.00 | 10/9/2010 7:19:55 AM |
| Arpad | $50.00 | $50.00 | 10/9/2010 4:23:16 PM |
| Whitewater_Loans | $50.00 | $50.00 | 10/9/2010 5:13:39 PM |
| Loan2save | $50.00 | $50.00 | 10/9/2010 10:40:03 PM |
| credit-guard5 | $25.00 | $25.00 | 10/10/2010 10:03:01 AM |
| MattProsper | $60.00 | $60.00 | 10/10/2010 10:28:05 AM |
| spiff666 | $25.00 | $25.00 | 10/10/2010 11:44:19 AM |
| spiritual-social3 | $25.00 | $25.00 | 10/10/2010 11:23:01 AM |
| Weaverville | $50.00 | $50.00 | 10/6/2010 2:26:44 PM |
| lendingfrog | $50.00 | $50.00 | 10/6/2010 2:27:11 PM |
| rescue | $100.00 | $100.00 | 10/6/2010 2:26:12 PM |
| worldly-penny8 | $25.00 | $25.00 | 10/6/2010 2:27:54 PM |
| 108lender | $100.00 | $100.00 | 10/6/2010 2:25:02 PM |
| authentic-liberty7 | $25.00 | $25.00 | 10/6/2010 2:26:27 PM |
| studious-bonus7 | $100.00 | $100.00 | 10/6/2010 2:32:42 PM |
| nicklds | $25.00 | $25.00 | 10/6/2010 2:34:00 PM |
| agiovasil | $25.00 | $25.00 | 10/6/2010 2:32:23 PM |
| simplelender80 | $250.00 | $250.00 | 10/6/2010 2:32:39 PM |
| hookUup | $25.00 | $25.00 | 10/6/2010 2:34:34 PM |
| jdwillcox | $50.00 | $50.00 | 10/6/2010 2:33:37 PM |
| moola-wildebeest3 | $50.00 | $50.00 | 10/6/2010 2:35:42 PM |
| bowdish1 | $50.00 | $50.00 | 10/6/2010 2:34:29 PM |
| jrbill1998 | $50.00 | $50.00 | 10/6/2010 2:36:58 PM |
| loan-adventurer7 | $36.00 | $36.00 | 10/6/2010 2:37:41 PM |
| herbyman | $50.00 | $50.00 | 10/6/2010 2:33:41 PM |
| escharfer | $25.00 | $25.00 | 10/6/2010 2:34:54 PM |
| RandyL3 | $25.00 | $25.00 | 10/6/2010 2:35:08 PM |
| ericgassercom | $50.00 | $50.00 | 10/6/2010 2:35:54 PM |
| graceful-investment | $100.00 | $100.00 | 10/6/2010 2:36:11 PM |
| brother_tam | $50.00 | $50.00 | 10/6/2010 2:36:34 PM |
| GeorgiaGator | $50.00 | $50.00 | 10/6/2010 2:53:54 PM |
| nycfinance | $25.00 | $25.00 | 10/6/2010 3:34:50 PM |
| Bio-physicist | $25.00 | $25.00 | 10/6/2010 3:35:15 PM |
| Gibbyland | $50.00 | $50.00 | 10/6/2010 3:23:57 PM |
| principal-bull | $25.00 | $25.00 | 10/6/2010 4:07:05 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/6/2010 8:58:26 PM |
| penny-plato | $25.00 | $25.00 | 10/6/2010 6:42:52 PM |
| focused-return366 | $30.00 | $30.00 | 10/6/2010 9:41:23 PM |
| Cherrypicker | $30.00 | $30.00 | 10/6/2010 8:23:46 PM |
| SOP_Bank | $25.00 | $25.00 | 10/7/2010 6:44:51 AM |
| filovirus | $25.00 | $25.00 | 10/7/2010 5:07:24 AM |
| irrelevant | $25.00 | $25.00 | 10/7/2010 7:27:43 AM |
| cybernosha | $25.00 | $25.00 | 10/7/2010 7:58:16 AM |
| proper-revenue7 | $25.00 | $25.00 | 10/7/2010 9:52:06 AM |
| ryanp100 | $25.00 | $25.00 | 10/7/2010 9:33:14 AM |
| skuba | $50.00 | $50.00 | 10/7/2010 12:11:31 PM |
| selector568 | $300.00 | $300.00 | 10/7/2010 10:08:19 AM |
| ClearCut | $50.00 | $50.00 | 10/7/2010 10:33:43 AM |
| CAGE-Investments | $25.00 | $25.00 | 10/7/2010 11:28:43 AM |
| Peterman | $25.00 | $25.00 | 10/7/2010 12:59:02 PM |
| integrity-doctor | $100.00 | $100.00 | 10/7/2010 1:51:48 PM |
| psa1995 | $38.44 | $38.44 | 10/7/2010 5:57:51 PM |
| witty-principal | $50.00 | $50.00 | 10/7/2010 5:23:06 PM |
| lively-point | $25.00 | $25.00 | 10/7/2010 7:27:57 PM |
| Bank_Of_XL | $25.00 | $25.00 | 10/7/2010 3:31:44 PM |
| life-is-great | $50.00 | $50.00 | 10/7/2010 4:40:07 PM |
| bambampk | $25.00 | $25.00 | 10/7/2010 6:34:19 PM |
| a-finance-nirvana | $25.00 | $25.00 | 10/7/2010 11:51:35 PM |
| credit-panda1 | $25.00 | $25.00 | 10/8/2010 12:42:52 AM |
| Riccous | $25.09 | $25.09 | 10/7/2010 8:13:17 PM |
| fuzed | $40.00 | $40.00 | 10/8/2010 7:12:08 AM |
| mjunlimited | $50.00 | $50.00 | 10/8/2010 12:38:32 AM |
| FinanceEngine | $30.00 | $30.00 | 10/8/2010 10:12:52 AM |
| dollardave | $25.00 | $25.00 | 10/8/2010 1:02:53 PM |
| Katburg | $35.00 | $35.00 | 10/8/2010 4:38:05 PM |
| cclady | $100.00 | $100.00 | 10/8/2010 4:46:33 PM |
| serene-capital | $40.00 | $40.00 | 10/9/2010 1:32:27 AM |
| qkinger | $50.00 | $50.00 | 10/9/2010 7:50:36 AM |
| Makemony | $50.00 | $50.00 | 10/9/2010 4:50:02 PM |
| dime-selector | $34.59 | $34.59 | 10/9/2010 11:09:26 PM |
| twerns | $40.00 | $40.00 | 10/9/2010 10:39:57 AM |
| AK49-JW | $50.00 | $50.00 | 10/10/2010 5:05:21 PM |
| creative-generosity3 | $25.75 | $25.75 | 10/10/2010 5:15:32 PM |
| p2ploan-sensation211 | $25.00 | $25.00 | 10/10/2010 7:43:08 PM |
| 129 bids
|
Borrower Payment Dependent Notes Series
478412
This series of Notes was issued and sold upon the funding of the borrower loan #44919, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.55% |
Auction start date:
| Oct-06-2010 |
| |
Auction end date:
| Oct-13-2010 |
|
|
Starting lender yield:
| 7.25% |
Starting borrower rate/APR:
| 8.25% / 8.59% |
Starting monthly payment:
| $94.36 |
|
Final lender yield:
| 7.00% |
Final borrower rate/APR:
| 8.00% / 8.34% |
Final monthly payment:
| $94.01 |
| |
|
Auction yield range:
| 2.71% - 7.25% |
Estimated loss impact:
| 1.55% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.45% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Jun-2003 |
Debt/Income ratio:
| 3% |
|
Credit score:
| 740-759 (Sep-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 3y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Architect |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $616 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 5% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| calm-diversification |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards...
Purpose of loan:
This loan will be used to pay off my credit card...
I am a good candidate for this loan because I always paid my debt on time...
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| cash-sensai2 | $25.00 | $25.00 | 10/6/2010 2:25:14 PM |
| turbospeed | $25.00 | $25.00 | 10/6/2010 2:25:29 PM |
| RandyL3 | $25.00 | $25.00 | 10/6/2010 2:35:09 PM |
| principal-bull | $25.00 | $25.00 | 10/6/2010 4:04:58 PM |
| gjm6d | $25.00 | $25.00 | 10/7/2010 2:47:40 AM |
| dollardave | $100.00 | $100.00 | 10/7/2010 8:59:35 AM |
| ujiba | $50.00 | $50.00 | 10/7/2010 9:34:47 AM |
| zenchef | $25.00 | $25.00 | 10/7/2010 12:29:39 PM |
| eCapital | $25.00 | $25.00 | 10/7/2010 6:26:27 PM |
| octoberfresh | $30.00 | $30.00 | 10/8/2010 6:13:48 AM |
| neptuno | $25.00 | $25.00 | 10/8/2010 6:29:58 AM |
| loan-adventurer7 | $50.00 | $50.00 | 10/8/2010 11:08:36 AM |
| marwadi-62 | $300.00 | $300.00 | 10/8/2010 3:17:54 PM |
| one-midas | $25.00 | $25.00 | 10/10/2010 2:21:49 PM |
| Approved | $50.00 | $50.00 | 10/10/2010 7:43:15 PM |
| mpjg9 | $50.00 | $50.00 | 10/10/2010 11:41:34 AM |
| dpries123 | $25.00 | $25.00 | 10/11/2010 2:00:17 PM |
| repaymeplease | $25.00 | $25.00 | 10/11/2010 2:54:11 PM |
| Heater36 | $25.00 | $25.00 | 10/11/2010 3:19:41 PM |
| balance-river | $25.00 | $25.00 | 10/11/2010 4:00:52 PM |
| dollarboy | $25.00 | $25.00 | 10/11/2010 9:36:55 PM |
| ethicalhumanist | $50.00 | $50.00 | 10/12/2010 12:43:34 PM |
| tedi-tif | $40.00 | $40.00 | 10/12/2010 1:52:53 PM |
| penny-plato | $25.00 | $25.00 | 10/12/2010 3:37:34 PM |
| nad139 | $25.00 | $25.00 | 10/12/2010 5:49:00 PM |
| kander80 | $50.00 | $50.00 | 10/12/2010 6:26:47 PM |
| DalCowboys | $25.00 | $25.00 | 10/12/2010 5:31:43 PM |
| kc_dude | $25.00 | $25.00 | 10/12/2010 8:06:01 PM |
| FundMaker | $25.00 | $25.00 | 10/13/2010 6:54:20 AM |
| Charmart | $25.00 | $25.00 | 10/13/2010 3:07:14 AM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 10/13/2010 12:01:47 AM |
| elvisloans | $25.00 | $25.00 | 10/13/2010 8:31:33 AM |
| myidear | $25.00 | $25.00 | 10/13/2010 8:27:52 AM |
| Bodyboard | $32.00 | $32.00 | 10/13/2010 8:47:32 AM |
| amlu1988 | $25.00 | $25.00 | 10/13/2010 8:35:45 AM |
| simiray | $25.00 | $25.00 | 10/13/2010 8:38:53 AM |
| grampy48 | $25.00 | $25.00 | 10/13/2010 2:09:31 PM |
| happyface | $50.00 | $50.00 | 10/13/2010 2:21:40 PM |
| happyface | $50.00 | $50.00 | 10/13/2010 2:21:08 PM |
| happyjackbak | $35.00 | $35.00 | 10/6/2010 2:28:11 PM |
| blot44 | $25.00 | $25.00 | 10/6/2010 2:29:59 PM |
| tolerant-dinero2 | $25.00 | $25.00 | 10/6/2010 2:35:27 PM |
| ogmanny | $50.00 | $50.00 | 10/6/2010 2:33:49 PM |
| interstellar | $50.00 | $50.00 | 10/6/2010 2:37:47 PM |
| Cheburashka | $25.00 | $25.00 | 10/6/2010 8:57:11 PM |
| nbah123 | $50.00 | $50.00 | 10/7/2010 6:24:54 AM |
| selector568 | $100.00 | $100.00 | 10/7/2010 9:57:55 AM |
| 6moonbeams | $200.00 | $200.00 | 10/8/2010 12:33:13 PM |
| PBanker | $25.00 | $25.00 | 10/9/2010 2:32:30 AM |
| freetolive | $25.00 | $25.00 | 10/9/2010 11:17:03 AM |
| interact | $25.11 | $25.11 | 10/9/2010 9:02:57 AM |
| doc1 | $100.00 | $100.00 | 10/10/2010 7:18:23 AM |
| platinum-hunter7 | $25.00 | $25.00 | 10/10/2010 4:26:20 AM |
| AK49-JW | $50.00 | $50.00 | 10/10/2010 5:02:12 PM |
| Lender0307 | $25.00 | $25.00 | 10/10/2010 8:44:47 PM |
| CheapDolo22 | $25.00 | $25.00 | 10/11/2010 11:05:12 AM |
| patriot897 | $31.44 | $31.44 | 10/11/2010 2:57:03 PM |
| tomjac2000 | $25.00 | $25.00 | 10/11/2010 7:12:07 PM |
| penny-finder | $25.21 | $25.21 | 10/11/2010 11:30:37 PM |
| Nailman88 | $25.00 | $25.00 | 10/12/2010 3:11:23 PM |
| gilbrear | $25.00 | $25.00 | 10/12/2010 4:03:55 PM |
| BipedalHominid | $30.00 | $30.00 | 10/12/2010 6:46:50 PM |
| kander80 | $25.00 | $25.00 | 10/12/2010 6:02:18 PM |
| Airbandit | $40.27 | $40.27 | 10/13/2010 4:47:46 AM |
| credit-vinyl | $25.00 | $25.00 | 10/13/2010 10:03:16 AM |
| EliteCapital | $25.00 | $0.97 | 10/13/2010 10:57:33 AM |
| Astyanax | $75.00 | $75.00 | 10/13/2010 12:08:42 PM |
| rmpedi33 | $50.00 | $50.00 | 10/13/2010 9:44:29 AM |
| alvinsl | $25.00 | $25.00 | 10/13/2010 11:54:24 AM |
| mgking007 | $25.00 | $25.00 | 10/13/2010 9:52:51 AM |
| lucrative-coin | $50.00 | $50.00 | 10/13/2010 12:27:24 PM |
| TakeCare | $50.00 | $50.00 | 10/13/2010 10:54:10 AM |
| revenue-appraiser | $35.00 | $35.00 | 10/13/2010 1:41:12 PM |
| Shanester | $25.00 | $25.00 | 10/13/2010 1:07:57 PM |
| 74 bids
|
Borrower Payment Dependent Notes Series
478526
This series of Notes was issued and sold upon the funding of the borrower loan #44900, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.20% |
Auction start date:
| Oct-12-2010 |
| |
Auction end date:
| Oct-19-2010 |
|
|
Starting lender yield:
| 33.35% |
Starting borrower rate/APR:
| 34.35% / 38.06% |
Starting monthly payment:
| $291.65 |
|
Final lender yield:
| 33.35% |
Final borrower rate/APR:
| 34.35% / 38.06% |
Final monthly payment:
| $291.65 |
| |
|
Auction yield range:
| 13.71% - 33.35% |
Estimated loss impact:
| 15.74% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.61% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 640-659 (Oct-2010) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,562 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dollar-celebration9 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Consolidation
Purpose of loan:
This loan will be used to?
consolidate my revolving credit card debts intoa more manageable lower interest rate prosper
installment loan that will enable me not only to pay down principal and
interest more timely but also to significantly increase my FICO score by
reducing my credit card balances. Currently, my credit is good, not bad and not
really good; however, my FICO scores would be really good if my credit card
balances were lower than 30% of their available balances. I?m planning to pay
off all my credit cards and keep all balances close to $0 while paying off my
prosper installment loan to improve my credit.
My financial situation:
I am a good candidate for this loan because?
I am a full-time permanent government employee who earns a
fixed gross monthly salary of $4,620, which I can provide supporting
documentation for. I?m an educated (MBA believe it or not) 29 year old male and
my overall expenses are low. I?m not married, never been married, and don?t
have children to support. I?ve been employed by the government for two years
and three months and have held my current position (after a promotion) for one
year and eight months. I?m concerned about improving my
FICO scores, which gives me much more incentive to make on time monthly
payments. My current FAKO scores (www.truecredit.com) are 694, 681, and 680
for TU, EX, & EQ, respectively. My Equifax FICO score (www.myfico.com) is 671. Remember to keep in
mind the scores would be significantly higher considering lower credit card
available balances. Lastly, I?ve never owned a house, and have not and will not
be directly affected by the sub-prime crash. In fact, I rent and share some of
my living expenses with a roommate.
Monthly net income: $ $4,620 Gross, $3,022 Net
Monthly expenses: $
??Housing: $
400 ($800/2)
??Insurance: $
N/A
??Car expenses: $
N/A
??Utilities: $ 35 ($70/2)
??Phone, cable, internet: $ 35 ($70/2) + $65 for cell
??Food, entertainment: $ 350
??Clothing, household expenses $
100
??Credit cards and other loans: $
350 credit cards + $415 in student loans
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| lendstats_com | $25.00 | $25.00 | 10/12/2010 9:50:46 AM |
| papaloha | $25.00 | $25.00 | 10/12/2010 9:52:58 AM |
| ingenious-deal6 | $25.00 | $25.00 | 10/12/2010 9:52:17 AM |
| handshake5 | $100.00 | $100.00 | 10/12/2010 9:58:35 AM |
| AlexTrep | $50.00 | $50.00 | 10/12/2010 10:14:11 AM |
| crenen139 | $25.00 | $25.00 | 10/12/2010 10:30:13 AM |
| lendstats_com | $175.00 | $175.00 | 10/12/2010 1:11:20 PM |
| penny-plato | $50.00 | $50.00 | 10/12/2010 1:13:54 PM |
| worthy-bid8 | $25.00 | $25.00 | 10/12/2010 5:23:22 PM |
| radiant-loan5 | $100.00 | $100.00 | 10/12/2010 4:03:10 PM |
| all_of_that_one | $45.00 | $45.00 | 10/12/2010 8:29:16 PM |
| villagers | $25.00 | $25.00 | 10/13/2010 7:23:53 AM |
| simplelender80 | $25.00 | $25.00 | 10/14/2010 3:53:06 AM |
| rescue | $100.00 | $100.00 | 10/14/2010 9:43:20 AM |
| MadHun | $100.00 | $100.00 | 10/14/2010 8:54:01 AM |
| anton | $300.00 | $300.00 | 10/14/2010 2:36:08 PM |
| DSFinancial | $50.00 | $50.00 | 10/14/2010 2:59:18 PM |
| IIP77 | $25.00 | $25.00 | 10/14/2010 3:50:04 PM |
| squarebob | $25.00 | $25.00 | 10/14/2010 5:31:01 PM |
| musegaze | $100.00 | $100.00 | 10/14/2010 5:33:05 PM |
| curriculum7 | $25.00 | $25.00 | 10/14/2010 4:03:48 PM |
| agiovasil | $25.00 | $25.00 | 10/14/2010 6:07:38 PM |
| squarebob | $25.00 | $25.00 | 10/14/2010 5:30:40 PM |
| squarebob | $50.00 | $50.00 | 10/14/2010 5:32:36 PM |
| red-power-pecan | $50.00 | $50.00 | 10/15/2010 9:11:33 AM |
| Wellman | $50.00 | $50.00 | 10/15/2010 6:31:32 AM |
| NoCal | $30.00 | $30.00 | 10/15/2010 11:54:33 AM |
| generous-deal6 | $25.00 | $25.00 | 10/15/2010 3:15:22 PM |
| lively-exchange | $25.00 | $25.00 | 10/15/2010 3:28:54 PM |
| money-bauble | $100.00 | $100.00 | 10/15/2010 1:08:38 PM |
| copper | $50.00 | $50.00 | 10/15/2010 3:34:52 PM |
| kind-bill-supporter | $25.00 | $25.00 | 10/15/2010 3:47:28 PM |
| economy-producer | $25.00 | $25.00 | 10/15/2010 3:46:30 PM |
| whatknows | $25.00 | $25.00 | 10/15/2010 3:46:00 PM |
| wampum-chorus3 | $50.00 | $50.00 | 10/15/2010 7:12:59 PM |
| COCHINOBOY | $50.00 | $50.00 | 10/15/2010 5:48:21 PM |
| nickel-position | $25.00 | $25.00 | 10/15/2010 6:05:22 PM |
| cognizant-rate732 | $25.00 | $25.00 | 10/16/2010 12:32:55 AM |
| zorg77 | $25.00 | $25.00 | 10/16/2010 6:52:51 AM |
| FeedTheMachine | $39.25 | $39.25 | 10/16/2010 2:32:14 AM |
| Bob450 | $25.00 | $25.00 | 10/16/2010 8:47:33 AM |
| poolshark72 | $25.00 | $25.00 | 10/16/2010 2:55:09 PM |
| Soxxes | $25.00 | $25.00 | 10/16/2010 11:19:41 AM |
| larryboy10 | $25.00 | $25.00 | 10/16/2010 8:45:20 PM |
| heroic-benefit | $200.00 | $200.00 | 10/16/2010 7:10:15 PM |
| zone6 | $100.00 | $100.00 | 10/16/2010 7:56:48 PM |
| Beverly_Hills_Lender | $25.00 | $25.00 | 10/16/2010 8:28:00 PM |
| lending-theory | $25.00 | $25.00 | 10/17/2010 6:53:47 AM |
| gustavzantanon | $50.00 | $50.00 | 10/17/2010 4:13:22 PM |
| income-pillow | $50.00 | $50.00 | 10/17/2010 2:58:02 PM |
| ITExec | $79.98 | $79.98 | 10/18/2010 4:22:59 AM |
| loan-kung-fu | $25.00 | $25.00 | 10/18/2010 3:23:26 AM |
| p2ploan-charmer | $25.00 | $25.00 | 10/18/2010 4:38:11 AM |
| jigsaw | $50.00 | $50.00 | 10/18/2010 5:29:02 AM |
| blackstar | $25.00 | $25.00 | 10/18/2010 4:38:19 AM |
| toomanyfishtanks | $25.00 | $25.00 | 10/18/2010 7:13:13 AM |
| extraordinary-transaction | $25.00 | $25.00 | 10/18/2010 6:44:53 AM |
| Rip128 | $75.00 | $75.00 | 10/18/2010 2:42:58 PM |
| velocity-flag | $25.00 | $25.00 | 10/18/2010 2:51:31 PM |
| Haribelle | $50.00 | $50.00 | 10/18/2010 4:07:32 PM |
| attractive-listing531 | $33.70 | $33.70 | 10/18/2010 4:26:51 PM |
| awesome-silver | $100.00 | $100.00 | 10/18/2010 7:08:42 PM |
| droopie1 | $25.25 | $25.25 | 10/18/2010 6:08:02 PM |
| BankofBeth | $25.00 | $25.00 | 10/18/2010 7:37:49 PM |
| want2race | $25.00 | $25.00 | 10/18/2010 8:45:54 PM |
| jybank | $50.00 | $50.00 | 10/18/2010 8:59:50 PM |
| sturdy-peace9 | $75.00 | $75.00 | 10/18/2010 8:38:20 PM |
| Wyatte | $25.00 | $25.00 | 10/18/2010 9:03:43 PM |
| PinkeeeandtheBrain | $100.00 | $100.00 | 10/18/2010 11:14:44 PM |
| draggon77 | $25.00 | $25.00 | 10/19/2010 6:29:12 AM |
| Lubava | $25.00 | $25.00 | 10/19/2010 6:22:21 AM |
| Leshan | $25.00 | $25.00 | 10/19/2010 8:06:52 AM |
| carrinel | $53.70 | $53.70 | 10/19/2010 6:15:25 AM |
| Sudoku | $163.24 | $163.24 | 10/19/2010 9:07:24 AM |
| patriot384 | $50.00 | $50.00 | 10/19/2010 7:35:37 AM |
| peace-saber0 | $25.00 | $25.00 | 10/19/2010 8:08:57 AM |
| RyanM561 | $25.00 | $25.00 | 10/19/2010 8:40:27 AM |
| bid-czar8 | $25.00 | $25.00 | 10/12/2010 9:58:50 AM |
| natural-greenback6 | $25.00 | $25.00 | 10/12/2010 10:07:16 AM |
| gentle-social0 | $25.00 | $25.00 | 10/12/2010 10:41:19 AM |
| HelpfulLender1 | $25.00 | $25.00 | 10/12/2010 3:04:03 PM |
| noble-revenue | $50.00 | $50.00 | 10/12/2010 3:15:42 PM |
| shrewd-peace7 | $50.00 | $50.00 | 10/12/2010 4:58:38 PM |
| teller | $50.00 | $50.00 | 10/12/2010 6:19:05 PM |
| TakeCare | $60.00 | $60.00 | 10/13/2010 10:54:44 AM |
| Papa_Mema | $50.00 | $50.00 | 10/14/2010 10:03:53 AM |
| contract-happiness1 | $25.00 | $25.00 | 10/14/2010 9:48:58 AM |
| bold-shrewd-duty | $29.93 | $29.93 | 10/14/2010 10:03:55 AM |
| consummate-loyalty1 | $100.00 | $100.00 | 10/14/2010 3:50:47 PM |
| squarebob | $25.00 | $25.00 | 10/14/2010 5:30:01 PM |
| squarebob | $50.00 | $50.00 | 10/14/2010 5:31:45 PM |
| Cash_Angel | $25.00 | $25.00 | 10/14/2010 7:43:05 PM |
| squarebob | $25.00 | $25.00 | 10/14/2010 5:30:20 PM |
| squarebob | $50.00 | $50.00 | 10/14/2010 5:31:18 PM |
| squarebob | $50.00 | $50.00 | 10/14/2010 5:32:17 PM |
| SolarMoonshine | $25.00 | $25.00 | 10/14/2010 6:42:24 PM |
| cash-spark3 | $50.00 | $50.00 | 10/15/2010 9:31:33 AM |
| RandB_CPAs | $50.00 | $50.00 | 10/15/2010 9:05:02 AM |
| flwah | $25.00 | $25.00 | 10/15/2010 7:15:03 AM |
| red-unequivocal-finance | $25.00 | $25.00 | 10/15/2010 9:21:05 AM |
| Miklot | $75.00 | $75.00 | 10/15/2010 12:20:03 PM |
| MarinLoans | $25.00 | $25.00 | 10/15/2010 3:35:40 PM |
| graceful-investment | $40.42 | $40.42 | 10/15/2010 3:49:07 PM |
| reward-adventure | $30.00 | $30.00 | 10/15/2010 5:21:06 PM |
| gardenofeden | $25.00 | $25.00 | 10/15/2010 7:57:57 PM |
| ah-long | $50.00 | $50.00 | 10/15/2010 11:04:16 PM |
| orange-preeminant-bill | $50.00 | $50.00 | 10/16/2010 12:53:56 AM |
| inspiring-reward | $100.00 | $100.00 | 10/16/2010 10:29:17 AM |
| famous-bill | $25.00 | $25.00 | 10/16/2010 6:02:52 AM |
| b-rent | $25.00 | $25.00 | 10/16/2010 7:14:34 AM |
| best-unbeatable-transaction | $25.00 | $25.00 | 10/16/2010 2:37:57 PM |
| shmb6508 | $50.00 | $50.00 | 10/16/2010 12:59:00 PM |
| victorcab | $25.00 | $25.00 | 10/17/2010 8:08:04 AM |
| droopie1 | $25.00 | $25.00 | 10/17/2010 9:39:39 AM |
| thorough-exchange4 | $50.00 | $50.00 | 10/17/2010 6:34:17 PM |
| tech310 | $50.00 | $50.00 | 10/18/2010 1:03:54 AM |
| worldpower2 | $25.00 | $25.00 | 10/18/2010 5:53:37 AM |
| hard-working-loot | $50.00 | $50.00 | 10/18/2010 5:57:55 AM |
| carrinel | $25.92 | $25.92 | 10/18/2010 5:36:11 AM |
| Top_Gun_Lender | $36.91 | $36.91 | 10/18/2010 5:45:57 AM |
| NoMoreDebt4Me | $25.00 | $25.00 | 10/18/2010 6:19:09 AM |
| honorable-yield | $25.00 | $25.00 | 10/18/2010 7:24:50 AM |
| helping-out | $107.87 | $23.60 | 10/18/2010 8:04:50 AM |
| lostviajero | $25.00 | $25.00 | 10/18/2010 9:10:58 AM |
| bold-direct-asset | $50.00 | $50.00 | 10/18/2010 9:25:11 AM |
| coin-amigo | $26.10 | $26.10 | 10/18/2010 9:52:06 AM |
| Requiem | $25.00 | $25.00 | 10/18/2010 12:57:18 PM |
| thankful-nickel2 | $25.00 | $25.00 | 10/18/2010 1:59:02 PM |
| Rip128 | $75.00 | $75.00 | 10/18/2010 2:34:19 PM |
| ethicalhumanist | $25.00 | $25.00 | 10/18/2010 1:22:52 PM |
| impressive-openness7 | $25.00 | $25.00 | 10/18/2010 1:45:55 PM |
| icon7 | $25.00 | $25.00 | 10/18/2010 5:16:52 PM |
| irrelevant | $25.00 | $25.00 | 10/18/2010 4:38:20 PM |
| mri555 | $25.00 | $25.00 | 10/18/2010 7:03:28 PM |
| hamster | $32.00 | $32.00 | 10/18/2010 6:26:46 PM |
| VikingLender | $25.00 | $25.00 | 10/18/2010 8:45:07 PM |
| l2fp | $30.00 | $30.00 | 10/18/2010 11:17:34 PM |
| Kqwik | $28.00 | $28.00 | 10/19/2010 4:21:46 AM |
| Vans1975 | $42.00 | $42.00 | 10/19/2010 5:27:04 AM |
| restless-dime | $25.00 | $25.00 | 10/19/2010 7:52:12 AM |
| aquistoyraul | $25.00 | $25.00 | 10/19/2010 8:05:36 AM |
| exciting-fairness | $200.00 | $200.00 | 10/19/2010 9:16:13 AM |
| 142 bids
|
Borrower Payment Dependent Notes Series
478536
This series of Notes was issued and sold upon the funding of the borrower loan #44910, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 3.50% |
Auction start date:
| Oct-08-2010 |
| |
Auction end date:
| Oct-15-2010 |
|
|
Starting lender yield:
| 10.15% |
Starting borrower rate/APR:
| 11.15% / 13.27% |
Starting monthly payment:
| $393.72 |
|
Final lender yield:
| 10.15% |
Final borrower rate/APR:
| 11.15% / 13.27% |
Final monthly payment:
| $393.72 |
| |
|
Auction yield range:
| 3.71% - 10.15% |
Estimated loss impact:
| 3.53% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.62% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Feb-1995 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 800-819 (Oct-2010) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 1y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $43,303 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| income-razor8 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Investment property
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| rescue | $50.00 | $50.00 | 10/8/2010 3:18:51 PM |
| Gabriel02 | $25.00 | $25.00 | 10/8/2010 3:20:22 PM |
| studious-bonus7 | $100.00 | $100.00 | 10/8/2010 3:24:23 PM |
| herbyman | $50.00 | $50.00 | 10/8/2010 3:25:42 PM |
| kmr2 | $200.00 | $200.00 | 10/8/2010 3:26:13 PM |
| bowdish1 | $50.00 | $50.00 | 10/8/2010 3:26:46 PM |
| ichibon | $150.00 | $150.00 | 10/8/2010 3:28:04 PM |
| tolerant-dinero2 | $25.00 | $25.00 | 10/8/2010 3:27:43 PM |
| tntmojave | $25.00 | $25.00 | 10/8/2010 3:28:19 PM |
| loan-adventurer7 | $50.00 | $50.00 | 10/8/2010 3:29:08 PM |
| lendingfrog | $50.00 | $50.00 | 10/8/2010 3:20:08 PM |
| generous-deal6 | $50.00 | $50.00 | 10/8/2010 3:22:02 PM |
| shmb6508 | $100.00 | $100.00 | 10/8/2010 3:24:38 PM |
| blue-useful-auction | $25.00 | $25.00 | 10/8/2010 4:40:18 PM |
| WSTRDG | $50.00 | $50.00 | 10/8/2010 4:34:10 PM |
| escharfer | $25.00 | $25.00 | 10/8/2010 3:27:17 PM |
| MoonMama | $25.00 | $25.00 | 10/8/2010 3:30:20 PM |
| bambampk | $25.00 | $25.00 | 10/8/2010 3:30:52 PM |
| 6moonbeams | $200.00 | $200.00 | 10/8/2010 3:32:01 PM |
| worldly-penny8 | $50.00 | $50.00 | 10/8/2010 4:52:48 PM |
| bayareainv | $30.94 | $30.94 | 10/8/2010 10:17:49 PM |
| the-upbeat-p2p | $50.00 | $50.00 | 10/9/2010 7:13:58 AM |
| jrbill1998 | $33.30 | $33.30 | 10/9/2010 9:48:47 AM |
| Bendistraw | $50.00 | $50.00 | 10/9/2010 11:53:04 AM |
| agiovasil | $25.00 | $25.00 | 10/9/2010 3:38:24 PM |
| alpinaut | $25.00 | $25.00 | 10/9/2010 8:23:50 AM |
| mla | $25.00 | $25.00 | 10/9/2010 9:58:52 AM |
| icecoldcash | $40.18 | $40.18 | 10/10/2010 7:14:35 AM |
| income-fortress | $25.00 | $25.00 | 10/10/2010 7:25:10 AM |
| upbeat-investment9 | $50.00 | $50.00 | 10/10/2010 10:02:57 AM |
| saysana | $25.00 | $25.00 | 10/10/2010 10:12:41 AM |
| zenchef | $50.00 | $50.00 | 10/10/2010 8:13:12 PM |
| JustMee | $25.00 | $25.00 | 10/10/2010 7:32:35 AM |
| larrybird | $150.00 | $150.00 | 10/10/2010 8:13:36 PM |
| JGONZ13850 | $25.00 | $25.00 | 10/11/2010 9:10:49 AM |
| life-is-great | $50.00 | $50.00 | 10/11/2010 10:04:03 AM |
| thrilling-dedication4 | $100.00 | $100.00 | 10/10/2010 10:28:29 PM |
| ashot12 | $25.00 | $25.00 | 10/11/2010 8:13:18 AM |
| dollardave | $100.00 | $100.00 | 10/11/2010 2:59:11 PM |
| jamiee73 | $25.00 | $25.00 | 10/11/2010 2:59:47 PM |
| irrelevant | $25.00 | $25.00 | 10/11/2010 3:05:47 PM |
| felicity-festival | $25.00 | $25.00 | 10/11/2010 3:06:33 PM |
| inspired-agreement | $32.54 | $32.54 | 10/11/2010 2:59:31 PM |
| rhodylend | $25.00 | $25.00 | 10/11/2010 4:47:59 PM |
| cybernosha | $50.00 | $50.00 | 10/11/2010 3:04:33 PM |
| TeamN | $50.00 | $50.00 | 10/11/2010 5:29:11 PM |
| CasaDeTomas | $25.00 | $25.00 | 10/11/2010 8:57:46 PM |
| soheagle | $50.00 | $50.00 | 10/11/2010 3:12:34 PM |
| payout-achievement | $40.00 | $40.00 | 10/12/2010 7:07:47 AM |
| Gibbyland | $50.00 | $50.00 | 10/12/2010 9:35:29 AM |
| lively-point | $25.00 | $25.00 | 10/12/2010 9:23:02 AM |
| greenback-bull6 | $50.00 | $50.00 | 10/12/2010 9:12:49 AM |
| skuba | $50.00 | $50.00 | 10/12/2010 1:07:50 PM |
| nicklds | $25.00 | $25.00 | 10/12/2010 2:59:44 PM |
| forthright-dedication | $50.00 | $50.00 | 10/12/2010 3:54:16 PM |
| jbrel | $48.83 | $48.83 | 10/12/2010 10:09:19 PM |
| BeachWalkz | $50.00 | $50.00 | 10/12/2010 5:48:20 PM |
| peso-fortress | $25.00 | $25.00 | 10/13/2010 9:31:27 AM |
| handshake5 | $100.00 | $100.00 | 10/13/2010 9:49:54 AM |
| robust-payout1 | $28.85 | $28.85 | 10/13/2010 12:32:45 PM |
| steady-investment6 | $25.00 | $25.00 | 10/13/2010 6:52:46 PM |
| treasure-omatic2 | $25.00 | $25.00 | 10/13/2010 7:03:41 PM |
| DDPrime | $100.00 | $100.00 | 10/13/2010 3:17:35 PM |
| porter22 | $25.00 | $25.00 | 10/13/2010 10:14:13 PM |
| dcap3 | $50.00 | $50.00 | 10/14/2010 5:22:49 AM |
| aha6297 | $25.00 | $25.00 | 10/14/2010 10:27:46 AM |
| Sevron | $100.00 | $100.00 | 10/14/2010 10:27:49 AM |
| kegs | $50.00 | $50.00 | 10/14/2010 8:53:39 AM |
| B1-Lancer | $50.00 | $50.00 | 10/14/2010 12:17:46 PM |
| relierma | $25.00 | $25.00 | 10/14/2010 12:25:32 PM |
| intlargonaut | $50.00 | $50.00 | 10/14/2010 8:54:27 AM |
| minista | $25.00 | $25.00 | 10/14/2010 12:50:39 PM |
| Hazlenut | $25.00 | $25.00 | 10/14/2010 10:34:13 AM |
| RLW43 | $50.00 | $50.00 | 10/14/2010 12:50:55 PM |
| compwhiz | $25.00 | $25.00 | 10/14/2010 1:29:35 PM |
| orgy63 | $25.00 | $25.00 | 10/14/2010 2:12:17 PM |
| DeltaComputerGuy | $25.00 | $25.00 | 10/14/2010 2:55:25 PM |
| enthralling-deal180 | $50.00 | $50.00 | 10/14/2010 2:35:02 PM |
| Queueball1 | $25.00 | $25.00 | 10/14/2010 6:38:16 PM |
| jybank | $50.00 | $50.00 | 10/14/2010 8:36:03 PM |
| gold-channel2 | $27.49 | $27.49 | 10/14/2010 4:07:41 PM |
| BBL | $32.87 | $32.87 | 10/14/2010 10:04:45 PM |
| Hexnut | $25.00 | $25.00 | 10/14/2010 8:13:52 PM |
| anders94 | $25.00 | $25.00 | 10/15/2010 1:37:02 AM |
| rsd4444 | $25.00 | $25.00 | 10/15/2010 1:48:40 AM |
| bnlforever | $25.00 | $25.00 | 10/15/2010 1:51:36 AM |
| wwwUniversal | $25.00 | $25.00 | 10/15/2010 3:52:56 AM |
| saqib_u_qureshi | $100.00 | $100.00 | 10/15/2010 4:13:17 AM |
| felicity-loyalist0 | $25.00 | $25.00 | 10/14/2010 6:32:35 PM |
| Therapist | $50.00 | $50.00 | 10/14/2010 11:41:22 PM |
| squarebob | $25.00 | $25.00 | 10/14/2010 6:43:40 PM |
| platinum-optimization1 | $25.00 | $25.00 | 10/15/2010 5:07:57 AM |
| benjamins-den | $25.00 | $25.00 | 10/15/2010 5:30:08 AM |
| ash135 | $25.00 | $25.00 | 10/15/2010 1:22:57 AM |
| littlemonkey | $25.00 | $25.00 | 10/15/2010 1:23:12 AM |
| junctionking | $25.00 | $25.00 | 10/15/2010 1:23:41 AM |
| ualf | $30.74 | $30.74 | 10/15/2010 1:24:04 AM |
| ray1051 | $25.00 | $25.00 | 10/15/2010 6:30:37 AM |
| mid | $25.00 | $25.00 | 10/14/2010 7:43:17 PM |
| loot-heart | $32.32 | $32.32 | 10/15/2010 1:58:04 AM |
| Charmart | $25.00 | $25.00 | 10/15/2010 3:00:19 AM |
| social-comet7 | $25.00 | $25.00 | 10/15/2010 3:43:18 AM |
| fun2invest | $25.00 | $25.00 | 10/15/2010 1:23:14 AM |
| totoro | $25.00 | $25.00 | 10/15/2010 1:23:21 AM |
| bridgeguy | $25.00 | $25.00 | 10/15/2010 1:34:21 AM |
| piggybank27 | $25.00 | $25.00 | 10/15/2010 1:34:43 AM |
| Ivan2007 | $32.43 | $32.43 | 10/15/2010 1:37:08 AM |
| AY_RY | $26.82 | $26.82 | 10/15/2010 8:00:13 AM |
| Oupa-George | $25.00 | $25.00 | 10/15/2010 3:48:04 AM |
| triumph126 | $50.00 | $50.00 | 10/15/2010 6:48:06 AM |
| forthright-principal2 | $25.00 | $25.00 | 10/15/2010 3:52:53 AM |
| ME-Entrepreneur | $25.00 | $25.00 | 10/15/2010 6:55:19 AM |
| MrX | $25.00 | $25.00 | 10/15/2010 5:37:59 AM |
| focused-wampum | $25.00 | $25.00 | 10/15/2010 9:45:03 AM |
| visionary-currency | $28.93 | $28.93 | 10/15/2010 6:38:47 AM |
| organized-payment6 | $50.00 | $50.00 | 10/15/2010 6:38:58 AM |
| phillipd48 | $25.00 | $25.00 | 10/15/2010 6:44:42 AM |
| Lender50 | $25.00 | $25.00 | 10/15/2010 7:32:21 AM |
| safe-kindness5 | $25.00 | $25.00 | 10/15/2010 9:42:19 AM |
| favorite-commerce | $50.00 | $50.00 | 10/15/2010 11:11:03 AM |
| thankful-nickel2 | $25.00 | $25.00 | 10/15/2010 10:44:12 AM |
| credit-coach118 | $25.00 | $25.00 | 10/15/2010 9:41:02 AM |
| punctual-kindness3 | $25.00 | $25.00 | 10/15/2010 12:18:59 PM |
| integrity-cowbell | $30.00 | $30.00 | 10/15/2010 1:43:31 PM |
| shneb | $100.00 | $100.00 | 10/15/2010 11:32:41 AM |
| AM2171 | $25.00 | $25.00 | 10/15/2010 3:09:04 PM |
| radforj22 | $25.00 | $25.00 | 10/8/2010 3:19:48 PM |
| papaloha | $25.00 | $25.00 | 10/8/2010 3:20:56 PM |
| Weaverville | $50.00 | $50.00 | 10/8/2010 3:21:01 PM |
| bountiful-durability | $100.00 | $100.00 | 10/8/2010 3:24:02 PM |
| DRA-Properties | $25.00 | $25.00 | 10/8/2010 3:24:12 PM |
| jazzlender | $25.00 | $25.00 | 10/8/2010 3:24:47 PM |
| bid-czar8 | $100.00 | $100.00 | 10/8/2010 3:24:31 PM |
| jdwillcox | $50.00 | $50.00 | 10/8/2010 3:25:32 PM |
| JohnGalt79 | $100.00 | $100.00 | 10/8/2010 3:26:38 PM |
| marketplace-cello5 | $50.00 | $50.00 | 10/8/2010 3:27:30 PM |
| tsui517 | $25.00 | $25.00 | 10/8/2010 3:28:12 PM |
| authentic-liberty7 | $25.00 | $25.00 | 10/8/2010 3:19:35 PM |
| brother_tam | $50.00 | $50.00 | 10/8/2010 3:28:36 PM |
| meenan | $25.00 | $25.00 | 10/8/2010 3:20:01 PM |
| natural-affluence4 | $25.00 | $25.00 | 10/8/2010 3:20:04 PM |
| mjunlimited | $50.00 | $50.00 | 10/8/2010 3:31:26 PM |
| murph0025 | $40.00 | $40.00 | 10/8/2010 3:31:20 PM |
| chemistry220 | $50.00 | $50.00 | 10/8/2010 3:22:29 PM |
| bold-shrewd-duty | $50.00 | $50.00 | 10/8/2010 3:32:31 PM |
| ogmanny | $50.00 | $50.00 | 10/8/2010 3:26:06 PM |
| objective-investor | $100.00 | $100.00 | 10/8/2010 3:26:30 PM |
| moola-wildebeest3 | $50.00 | $50.00 | 10/8/2010 3:27:59 PM |
| delicious-social132 | $50.00 | $50.00 | 10/8/2010 3:31:32 PM |
| caring-hope2 | $50.00 | $50.00 | 10/9/2010 7:29:16 AM |
| the-profit-oracle | $25.00 | $25.00 | 10/9/2010 3:10:05 AM |
| harmonious-moola7 | $50.00 | $50.00 | 10/9/2010 10:42:49 AM |
| a-finance-nirvana | $25.00 | $25.00 | 10/9/2010 3:20:28 AM |
| MutuallyBeneficial | $50.00 | $50.00 | 10/9/2010 12:37:53 PM |
| wealth-carrier | $25.00 | $25.00 | 10/9/2010 3:09:24 PM |
| worthy-bid8 | $100.00 | $100.00 | 10/9/2010 9:58:35 AM |
| tranquil-return4 | $25.00 | $25.00 | 10/10/2010 3:23:20 AM |
| runner262 | $25.00 | $25.00 | 10/9/2010 11:52:49 PM |
| iflyforfun | $25.00 | $25.00 | 10/10/2010 3:12:56 AM |
| Go_Ducks | $25.00 | $25.00 | 10/10/2010 10:09:56 AM |
| doc1 | $100.00 | $100.00 | 10/10/2010 9:18:39 AM |
| fairness-kayak | $25.00 | $25.00 | 10/9/2010 6:47:43 PM |
| itnAAnti | $25.00 | $25.00 | 10/10/2010 12:09:55 PM |
| eloquent-dough5 | $25.00 | $25.00 | 10/9/2010 11:47:28 PM |
| Anny-Disco | $50.00 | $50.00 | 10/10/2010 4:38:45 AM |
| efficient-treasure0 | $25.00 | $25.00 | 10/10/2010 5:33:08 PM |
| Tradesmanlender | $25.00 | $25.00 | 10/10/2010 8:17:58 PM |
| the-determined-value | $50.00 | $50.00 | 10/10/2010 8:38:36 PM |
| citytreker | $40.00 | $40.00 | 10/10/2010 8:08:42 PM |
| NiceNate | $50.00 | $50.00 | 10/11/2010 12:01:44 AM |
| graceful-investment | $100.00 | $100.00 | 10/10/2010 12:49:42 PM |
| j2ee | $25.00 | $25.00 | 10/10/2010 8:12:51 PM |
| Crisscross | $40.85 | $40.85 | 10/11/2010 3:02:35 PM |
| tech310 | $50.00 | $50.00 | 10/11/2010 3:05:44 PM |
| jazz619 | $50.00 | $50.00 | 10/11/2010 3:04:01 PM |
| elfincove | $50.00 | $50.00 | 10/11/2010 3:04:40 PM |
| mtquan | $25.00 | $25.00 | 10/11/2010 3:05:50 PM |
| icecoldcash | $100.00 | $100.00 | 10/11/2010 3:05:58 PM |
| natural-greenback6 | $25.00 | $25.00 | 10/11/2010 8:12:57 PM |
| nycfinance | $25.00 | $25.00 | 10/11/2010 9:47:52 PM |
| nunnie | $25.00 | $25.00 | 10/12/2010 6:07:59 AM |
| shamil45 | $25.00 | $25.00 | 10/12/2010 9:03:20 AM |
| Artist_Blue | $25.00 | $25.00 | 10/12/2010 6:08:23 AM |
| jigsaw | $100.00 | $100.00 | 10/12/2010 10:26:39 AM |
| jeg3k | $50.00 | $50.00 | 10/12/2010 10:28:06 AM |
| crenen139 | $25.00 | $25.00 | 10/12/2010 10:30:59 AM |
| focused-wampum | $25.00 | $25.00 | 10/12/2010 11:01:09 AM |
| MissionMicroFinance | $25.00 | $25.00 | 10/12/2010 10:25:15 AM |
| gracej | $25.00 | $25.00 | 10/12/2010 12:38:45 PM |
| psa1995 | $25.00 | $25.00 | 10/12/2010 1:47:50 PM |
| preventivepestcontrol | $50.00 | $50.00 | 10/12/2010 11:34:41 AM |
| excellent-greenback | $50.00 | $50.00 | 10/12/2010 2:13:04 PM |
| wacko82 | $100.00 | $100.00 | 10/12/2010 11:37:59 AM |
| ericgassercom | $50.00 | $50.00 | 10/12/2010 1:42:42 PM |
| AF-Chief | $50.00 | $50.00 | 10/12/2010 12:36:43 PM |
| gallant-economy9 | $400.00 | $400.00 | 10/12/2010 12:37:42 PM |
| Tomeus | $75.00 | $75.00 | 10/12/2010 12:38:43 PM |
| KileNSmyth4 | $25.00 | $25.00 | 10/12/2010 1:03:01 PM |
| BangBros | $50.00 | $50.00 | 10/12/2010 3:01:51 PM |
| money-corps8 | $100.00 | $100.00 | 10/12/2010 2:59:26 PM |
| MadHun | $75.00 | $75.00 | 10/12/2010 4:12:51 PM |
| mizon291 | $50.00 | $50.00 | 10/12/2010 4:23:49 PM |
| SafeSaxa | $50.00 | $50.00 | 10/12/2010 3:44:14 PM |
| B-rad_the_Coug | $25.00 | $25.00 | 10/12/2010 10:23:50 PM |
| riproaringrapids | $25.00 | $25.00 | 10/13/2010 5:18:19 AM |
| interest-exec9 | $25.00 | $25.00 | 10/13/2010 1:34:15 AM |
| piper1636 | $50.00 | $50.00 | 10/12/2010 9:31:18 PM |
| agalt | $100.00 | $100.00 | 10/13/2010 8:28:14 AM |
| Riccous | $34.93 | $34.93 | 10/13/2010 8:02:50 AM |
| diversification-pilot | $25.00 | $25.00 | 10/13/2010 9:29:46 AM |
| GElender | $58.91 | $58.91 | 10/13/2010 9:30:50 AM |
| nickel-hickory | $25.00 | $25.00 | 10/13/2010 9:48:25 AM |
| Aimvest | $25.00 | $25.00 | 10/13/2010 9:42:34 AM |
| beaker | $25.00 | $25.00 | 10/13/2010 12:58:27 PM |
| orange-truth-pole | $36.06 | $36.06 | 10/13/2010 12:04:37 PM |
| bxdoc | $25.00 | $25.00 | 10/13/2010 10:03:38 AM |
| JoyfulVegetarian | $25.00 | $25.00 | 10/13/2010 10:04:25 AM |
| TakeCare | $80.00 | $80.00 | 10/13/2010 10:54:05 AM |
| SelectTrustLending | $25.00 | $25.00 | 10/13/2010 2:27:47 PM |
| IIP77 | $25.00 | $25.00 | 10/13/2010 2:58:47 PM |
| a-responsible-return | $25.00 | $25.00 | 10/13/2010 4:42:43 PM |
| Radium84 | $26.06 | $26.06 | 10/13/2010 8:37:47 PM |
| roi-rapture | $110.00 | $110.00 | 10/13/2010 7:32:06 PM |
| integrityisnumone | $25.00 | $25.00 | 10/13/2010 3:18:06 PM |
| Rick21 | $100.00 | $100.00 | 10/13/2010 10:14:43 PM |
| bomdel | $25.00 | $25.00 | 10/13/2010 11:34:47 PM |
| punctual-kindness3 | $25.00 | $25.00 | 10/13/2010 5:53:49 PM |
| gustavholstopus32 | $25.00 | $25.00 | 10/14/2010 5:41:29 AM |
| williemc44 | $50.00 | $50.00 | 10/13/2010 7:39:16 PM |
| Cheburashka | $25.00 | $25.00 | 10/13/2010 11:24:08 PM |
| wealth-hercules | $25.00 | $25.00 | 10/14/2010 9:35:07 AM |
| ethicalhumanist | $50.00 | $50.00 | 10/14/2010 11:15:35 AM |
| Ven58 | $25.00 | $25.00 | 10/14/2010 9:50:03 AM |
| asya | $25.00 | $25.00 | 10/14/2010 9:57:43 AM |
| well-mannered-basis1 | $50.00 | $50.00 | 10/14/2010 9:34:42 AM |
| zoe1971 | $25.00 | $25.00 | 10/14/2010 10:58:19 AM |
| lovely-leverage | $100.00 | $100.00 | 10/14/2010 1:34:02 PM |
| geniusj | $25.00 | $25.00 | 10/14/2010 9:40:21 AM |
| market-squadron3 | $25.00 | $25.00 | 10/14/2010 2:00:19 PM |
| yield-quest | $125.00 | $125.00 | 10/14/2010 12:46:25 PM |
| Investoman | $25.00 | $25.00 | 10/14/2010 11:15:00 AM |
| maldok1 | $25.00 | $25.00 | 10/14/2010 1:14:20 PM |
| teller | $49.43 | $49.43 | 10/14/2010 2:34:45 PM |
| auction-seeker | $25.00 | $25.00 | 10/14/2010 5:22:14 PM |
| RLC | $39.59 | $39.59 | 10/14/2010 10:07:42 PM |
| credit-scout7 | $50.00 | $50.00 | 10/14/2010 8:13:46 PM |
| derec | $25.00 | $25.00 | 10/15/2010 1:23:07 AM |
| Saleen06 | $53.23 | $53.23 | 10/14/2010 8:33:15 PM |
| WeAlNe | $25.00 | $25.00 | 10/15/2010 1:35:59 AM |
| nalaari | $25.00 | $25.00 | 10/15/2010 1:50:06 AM |
| The_Lending_Muscle | $25.00 | $25.00 | 10/15/2010 1:50:44 AM |
| dinero-speaker | $25.00 | $25.00 | 10/15/2010 1:58:09 AM |
| green-radiant-durability | $25.00 | $25.00 | 10/14/2010 10:07:44 PM |
| iijaejaeii | $25.00 | $25.00 | 10/15/2010 5:39:11 AM |
| Sixmil | $26.56 | $26.56 | 10/15/2010 1:23:59 AM |
| anyoi | $38.60 | $38.60 | 10/15/2010 1:38:43 AM |
| leeball | $31.89 | $31.89 | 10/15/2010 1:49:31 AM |
| loan-master996 | $27.96 | $27.96 | 10/15/2010 1:50:28 AM |
| wise-silver-wonder | $25.00 | $25.00 | 10/15/2010 1:50:38 AM |
| hrubinst | $38.36 | $38.36 | 10/15/2010 1:50:41 AM |
| a-versatile-power | $25.00 | $25.00 | 10/15/2010 3:59:21 AM |
| zaxsan | $50.00 | $50.00 | 10/15/2010 6:44:34 AM |
| Cutts | $25.00 | $25.00 | 10/15/2010 1:23:18 AM |
| mizount | $25.00 | $25.00 | 10/15/2010 1:23:32 AM |
| OgOman | $29.61 | $29.61 | 10/15/2010 1:35:52 AM |
| MCKT76210 | $25.00 | $25.00 | 10/15/2010 1:49:53 AM |
| ideal-platinum1 | $29.80 | $29.80 | 10/15/2010 1:57:55 AM |
| MO_Investor | $25.00 | $25.00 | 10/15/2010 1:58:15 AM |
| investment-tempo | $27.83 | $27.83 | 10/15/2010 1:58:43 AM |
| flwah | $25.00 | $19.09 | 10/15/2010 7:15:13 AM |
| penny-plato | $25.00 | $25.00 | 10/15/2010 9:11:31 AM |
| mtp | $50.00 | $50.00 | 10/15/2010 10:46:30 AM |
| octoberfresh | $25.00 | $25.00 | 10/15/2010 11:11:20 AM |
| wealth-network | $25.00 | $25.00 | 10/15/2010 11:07:22 AM |
| sainswor99 | $25.00 | $25.00 | 10/15/2010 12:55:34 PM |
| edsmoney | $100.00 | $100.00 | 10/15/2010 2:32:05 PM |
| 276 bids
|
Borrower Payment Dependent Notes Series
478550
This series of Notes was issued and sold upon the funding of the borrower loan #44907, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.80% |
Auction start date:
| Oct-07-2010 |
| |
Auction end date:
| Oct-12-2010 |
|
|
Starting lender yield:
| 26.50% |
Starting borrower rate/APR:
| 27.50% / 31.05% |
Starting monthly payment:
| $102.73 |
|
Final lender yield:
| 26.50% |
Final borrower rate/APR:
| 27.50% / 31.05% |
Final monthly payment:
| $102.73 |
| |
|
Auction yield range:
| 10.71% - 26.50% |
Estimated loss impact:
| 11.46% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1987 |
Debt/Income ratio:
| 43% |
|
Credit score:
| 740-759 (Oct-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
17 | Length of status: | 6y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Engineer - Chemical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $131,983 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| elegant-greenback1 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Bridge Loan
Purpose of loan:
This loan will be?used to bridge personal cash flow?for 5 months.??$60K?bonus payout expected in Feb?'11 to be used to pay down debt.?
My financial situation:
I am a good candidate for this loan because of steady income with substantial bonus?payout scheduled for Feb '11.? Spouse recently returned to work, focusing on debt reduction.?
Monthly net income: $ 8,200 myself, $2,700 spouse
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| handshake5 | $100.00 | $100.00 | 10/7/2010 2:48:22 PM |
| bid-czar8 | $25.00 | $25.00 | 10/7/2010 2:48:31 PM |
| tech310 | $50.00 | $50.00 | 10/7/2010 2:49:30 PM |
| papaloha | $25.00 | $25.00 | 10/7/2010 2:43:54 PM |
| reflective-rupee | $25.00 | $25.00 | 10/7/2010 3:56:36 PM |
| bold-attentive-listing | $25.00 | $25.00 | 10/8/2010 9:01:00 AM |
| fizwahh | $40.00 | $40.00 | 10/8/2010 2:34:08 PM |
| dedicated-diversification5 | $69.44 | $69.44 | 10/8/2010 2:34:15 PM |
| listing-trapper3 | $50.00 | $50.00 | 10/8/2010 2:34:11 PM |
| soulful-truth | $1,000.00 | $1,000.00 | 10/9/2010 8:19:09 PM |
| thomas16882004 | $25.00 | $25.00 | 10/9/2010 8:22:46 PM |
| RebuildALife | $25.00 | $25.00 | 10/11/2010 6:24:11 AM |
| Papa_Mema | $50.00 | $50.00 | 10/11/2010 9:43:00 AM |
| the-determined-value | $50.00 | $50.00 | 10/11/2010 3:11:15 PM |
| all_of_that_one | $40.00 | $40.00 | 10/11/2010 2:12:56 PM |
| kulender | $100.00 | $100.00 | 10/11/2010 3:10:53 PM |
| reflective-rupee | $25.00 | $25.00 | 10/12/2010 3:38:12 AM |
| Sackking32 | $25.00 | $25.00 | 10/11/2010 11:48:54 PM |
| rescue | $100.00 | $84.83 | 10/11/2010 3:14:06 PM |
| ingenious-deal6 | $25.00 | $25.00 | 10/7/2010 2:49:08 PM |
| moola-wildebeest3 | $25.00 | $25.00 | 10/7/2010 2:50:46 PM |
| loan-adventurer7 | $25.00 | $25.00 | 10/7/2010 2:52:01 PM |
| AlexTrep | $50.00 | $50.00 | 10/7/2010 2:42:38 PM |
| natural-greenback6 | $25.00 | $25.00 | 10/7/2010 8:54:13 PM |
| agiovasil | $25.00 | $25.00 | 10/8/2010 1:23:51 PM |
| asset-professor | $50.00 | $50.00 | 10/8/2010 2:32:21 PM |
| zen1cent | $25.00 | $25.00 | 10/8/2010 2:34:57 PM |
| patriot897 | $25.00 | $25.00 | 10/8/2010 2:35:36 PM |
| Whitewater_Loans | $25.00 | $25.00 | 10/9/2010 5:28:33 PM |
| Whipster | $25.00 | $25.00 | 10/9/2010 8:22:41 PM |
| bankbuddy55 | $30.00 | $30.00 | 10/9/2010 2:38:52 PM |
| exchange-squirrel | $25.00 | $25.00 | 10/10/2010 3:00:04 AM |
| SolarMoonshine | $25.00 | $25.00 | 10/10/2010 5:15:20 PM |
| affluence-tambourine | $25.00 | $25.00 | 10/10/2010 10:49:18 PM |
| first-serene-credit | $60.00 | $60.00 | 10/10/2010 10:06:14 PM |
| bold-shrewd-duty | $50.00 | $50.00 | 10/11/2010 9:43:01 AM |
| the-fantastic-bid | $25.00 | $25.00 | 10/11/2010 10:46:49 AM |
| graceful-investment | $25.73 | $25.73 | 10/11/2010 3:10:40 PM |
| Banker_Joe | $50.00 | $50.00 | 10/11/2010 6:25:57 PM |
| reflective-rupee | $25.00 | $25.00 | 10/12/2010 3:37:57 AM |
| 40 bids
|
Borrower Payment Dependent Notes Series
478618
This series of Notes was issued and sold upon the funding of the borrower loan #44913, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 9.80% |
Auction start date:
| Oct-08-2010 |
| |
Auction end date:
| Oct-15-2010 |
|
|
Starting lender yield:
| 24.75% |
Starting borrower rate/APR:
| 25.75% / 29.26% |
Starting monthly payment:
| $301.18 |
|
Final lender yield:
| 24.75% |
Final borrower rate/APR:
| 25.75% / 29.27% |
Final monthly payment:
| $301.18 |
| |
|
Auction yield range:
| 10.71% - 24.75% |
Estimated loss impact:
| 10.41% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.34% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-1986 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 620-639 (Oct-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
8 | Length of status: | 20y 1m |
|
Amount delinquent:
| $319 |
Total credit lines:
| 34 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,786 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 41% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| chrispybass |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 56 ( 98% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $8,155.00 | < 31 days late:
| 1
( 2% )
| 700-719
(Nov-2007)
640-659
(May-2007)
|
|
Principal balance:
| $20.82 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 57 | | |
Description
Down Payment
Purpose of loan:
This loan will be used ? For a down payment on a summer cottage in Oscoda Michigan.? While on vaction during Labor Day weekend My wife and I stummbled acrossed a short sale we fell in love with.
My financial situation:
I am a good candidate for this loan because??? My wife and I have been teachers for over twenty years and make almost a $150,000 between us.? I bring home $4200 and together we net just under 8K.? I have had two prior Prosper loans and paid them off early.?
Monthly net income: $
See above
Monthly expenses: $
??Housing: $
1650.00
??Insurance: $
135.00
??Car expenses: $
0? just turned in my lease and I own a 2002? Caravan.
??Utilities: $
0 Wife pays
??Phone, cable, internet: $
0? Wife pays
??Food, entertainment: $
0? Wife pays
??Clothing, household expenses $
0 Wife pays
??Credit cards and other loans: $ 235.00
??Other expenses: $
I pay the mortgage, insurance and my credit cards.? My wife pays the bills associated with running the household.? In closing I realize it shows my credit score has dropped 80 points and I have 1 DQ of 319.00, but I can assure you can't find a better investment.? The $319.00 was the fees when I turned in my Lease.? I turned in the vehicle to the dealer and my fees were $319.00, but I did not get the bill untill 2 months later.? I have paid the bill in full and was told that my credit report would be updated.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| handshake5 | $100.00 | $100.00 | 10/8/2010 3:25:02 PM |
| ingenious-deal6 | $25.00 | $25.00 | 10/8/2010 3:26:20 PM |
| moola-wildebeest3 | $25.00 | $25.00 | 10/8/2010 3:27:53 PM |
| MoneyForNothing | $58.41 | $58.41 | 10/8/2010 6:38:58 PM |
| all_of_that_one | $35.00 | $35.00 | 10/8/2010 3:29:42 PM |
| reflective-rupee | $25.00 | $25.00 | 10/8/2010 3:39:32 PM |
| w3alter | $50.00 | $50.00 | 10/8/2010 8:42:50 PM |
| AlexTrep | $50.00 | $50.00 | 10/9/2010 1:33:07 PM |
| lendstats_com | $100.00 | $100.00 | 10/9/2010 6:48:01 PM |
| soulful-truth | $1,000.00 | $1,000.00 | 10/9/2010 8:18:54 PM |
| GElender | $25.00 | $25.00 | 10/9/2010 1:33:00 PM |
| penny-plato | $25.00 | $25.00 | 10/10/2010 5:20:38 PM |
| itnAAnti | $25.00 | $25.00 | 10/11/2010 3:03:59 PM |
| Papa_Mema | $50.00 | $50.00 | 10/12/2010 6:08:54 AM |
| Comoparklender | $25.00 | $25.00 | 10/12/2010 6:32:42 AM |
| halothane_logic | $50.00 | $50.00 | 10/12/2010 5:20:05 AM |
| Artist_Blue | $25.00 | $25.00 | 10/11/2010 10:14:36 PM |
| gentle-social0 | $25.00 | $25.00 | 10/12/2010 9:34:16 AM |
| crenen139 | $25.00 | $25.00 | 10/12/2010 10:30:02 AM |
| simplelender80 | $105.09 | $105.09 | 10/12/2010 3:03:39 PM |
| noble-revenue | $100.00 | $100.00 | 10/12/2010 3:48:20 PM |
| radiant-loan5 | $100.00 | $100.00 | 10/12/2010 4:03:02 PM |
| shrewd-peace7 | $50.00 | $50.00 | 10/12/2010 4:58:30 PM |
| worthy-bid8 | $25.00 | $25.00 | 10/12/2010 5:23:16 PM |
| consummate-loyalty1 | $100.00 | $100.00 | 10/12/2010 9:30:56 PM |
| b-rent | $25.00 | $25.00 | 10/13/2010 12:07:49 PM |
| TakeCare | $60.00 | $60.00 | 10/13/2010 10:54:36 AM |
| villagers | $35.21 | $35.21 | 10/13/2010 3:07:33 PM |
| jubilant-agreement0 | $25.00 | $25.00 | 10/13/2010 3:07:39 PM |
| Jinja | $50.00 | $50.00 | 10/13/2010 5:10:04 PM |
| cash-spark3 | $50.00 | $50.00 | 10/14/2010 12:39:38 AM |
| asiaratt | $29.52 | $29.52 | 10/14/2010 1:29:48 PM |
| anton | $300.00 | $300.00 | 10/14/2010 2:36:06 PM |
| _SCI_ | $25.00 | $25.00 | 10/14/2010 2:56:46 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 10/14/2010 4:49:16 PM |
| squarebob | $25.00 | $25.00 | 10/14/2010 5:13:13 PM |
| generous-deal6 | $25.00 | $25.00 | 10/14/2010 2:59:15 PM |
| the-kindness-honker | $25.00 | $25.00 | 10/14/2010 9:58:07 PM |
| important-openness1 | $83.91 | $83.91 | 10/15/2010 1:58:59 AM |
| gallant-economy9 | $38.82 | $38.82 | 10/15/2010 5:22:53 AM |
| JAVEHE | $36.59 | $36.59 | 10/15/2010 5:53:04 AM |
| life-is-great | $50.00 | $50.00 | 10/15/2010 5:53:07 AM |
| Dollars4Rent | $25.00 | $25.00 | 10/15/2010 8:16:13 AM |
| flwah | $25.00 | $25.00 | 10/15/2010 7:14:50 AM |
| bill-mushroom | $25.00 | $25.00 | 10/15/2010 5:23:00 AM |
| assetmanager | $25.00 | $25.00 | 10/15/2010 7:18:49 AM |
| kind-bill-supporter | $50.00 | $50.00 | 10/15/2010 9:12:29 AM |
| credit-missile | $25.00 | $25.00 | 10/15/2010 7:42:31 AM |
| LittleMingo | $27.61 | $27.61 | 10/15/2010 9:41:12 AM |
| Sibelius2 | $25.00 | $25.00 | 10/15/2010 9:41:28 AM |
| RMB-Investments | $50.00 | $50.00 | 10/15/2010 10:07:35 AM |
| droopie1 | $25.00 | $25.00 | 10/15/2010 9:12:11 AM |
| red-unequivocal-finance | $25.00 | $25.00 | 10/15/2010 9:21:00 AM |
| ElAbel11 | $25.00 | $25.00 | 10/15/2010 7:37:33 AM |
| nickel-hickory | $25.00 | $25.00 | 10/15/2010 11:10:01 AM |
| leverage-monger | $25.00 | $25.00 | 10/15/2010 11:27:27 AM |
| wise-silver-wonder | $25.00 | $25.00 | 10/15/2010 9:43:16 AM |
| lcole32 | $25.00 | $25.00 | 10/15/2010 11:09:27 AM |
| amlu1988 | $25.00 | $25.00 | 10/15/2010 11:59:43 AM |
| mxlinux | $25.00 | $25.00 | 10/15/2010 12:06:41 PM |
| point-shooter | $50.00 | $50.00 | 10/15/2010 12:06:46 PM |
| ferocious-exchange3 | $50.00 | $50.00 | 10/15/2010 12:06:56 PM |
| AF-Chief | $29.06 | $29.06 | 10/15/2010 11:10:42 AM |
| DreamsDoComeTrue | $50.00 | $50.00 | 10/15/2010 11:29:09 AM |
| dmeg | $50.00 | $50.00 | 10/15/2010 11:38:05 AM |
| whartonmba | $25.00 | $25.00 | 10/15/2010 11:43:57 AM |
| NoCal | $30.00 | $30.00 | 10/15/2010 11:54:27 AM |
| Phantom99 | $25.00 | $25.00 | 10/15/2010 11:10:31 AM |
| fairhelper | $25.00 | $25.00 | 10/15/2010 12:06:35 PM |
| spiritual-social3 | $25.00 | $25.00 | 10/15/2010 11:54:21 AM |
| harmonious-revenue7 | $25.00 | $25.00 | 10/15/2010 12:06:37 PM |
| jennifer55126 | $25.00 | $25.00 | 10/15/2010 12:06:49 PM |
| numitor | $50.00 | $50.00 | 10/15/2010 12:07:04 PM |
| Miklot | $75.00 | $1.02 | 10/15/2010 12:19:54 PM |
| jybank | $25.00 | $25.00 | 10/15/2010 1:18:26 PM |
| bid-czar8 | $25.00 | $25.00 | 10/8/2010 3:25:13 PM |
| brother_tam | $50.00 | $50.00 | 10/8/2010 3:28:27 PM |
| papaloha | $25.00 | $25.00 | 10/8/2010 3:22:15 PM |
| tech310 | $50.00 | $50.00 | 10/8/2010 3:27:02 PM |
| loan-adventurer7 | $50.00 | $50.00 | 10/8/2010 3:29:00 PM |
| LeverageLender | $25.00 | $25.00 | 10/8/2010 7:22:39 PM |
| natural-greenback6 | $25.00 | $25.00 | 10/8/2010 3:31:12 PM |
| atlas100 | $50.00 | $50.00 | 10/10/2010 12:43:29 PM |
| 626457 | $38.11 | $38.11 | 10/10/2010 6:32:55 PM |
| cablenews | $25.00 | $25.00 | 10/11/2010 9:42:53 AM |
| Speculator | $100.00 | $100.00 | 10/11/2010 10:07:51 AM |
| agiovasil | $25.00 | $25.00 | 10/11/2010 3:11:23 PM |
| bold-shrewd-duty | $50.00 | $50.00 | 10/12/2010 6:08:51 AM |
| halothane_logic | $63.55 | $63.55 | 10/12/2010 5:20:20 AM |
| whatknows | $25.00 | $25.00 | 10/12/2010 1:14:47 PM |
| economy-producer | $25.00 | $25.00 | 10/12/2010 3:16:12 PM |
| DSFinancial | $50.00 | $50.00 | 10/12/2010 4:39:51 PM |
| teller | $50.00 | $50.00 | 10/12/2010 6:18:46 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/12/2010 5:49:51 PM |
| SolarMoonshine | $50.00 | $50.00 | 10/12/2010 6:10:56 PM |
| rescue | $48.50 | $48.50 | 10/12/2010 7:57:43 PM |
| kulender | $30.88 | $30.88 | 10/12/2010 9:29:37 PM |
| the-determined-value | $50.00 | $50.00 | 10/12/2010 9:29:51 PM |
| graceful-investment | $25.00 | $25.00 | 10/13/2010 9:59:37 AM |
| FeedTheMachine | $28.80 | $28.80 | 10/13/2010 11:44:40 PM |
| IIP77 | $25.00 | $25.00 | 10/14/2010 5:44:17 AM |
| MadHun | $100.00 | $100.00 | 10/14/2010 8:53:54 AM |
| head | $25.00 | $25.00 | 10/14/2010 1:37:57 PM |
| knark | $25.00 | $25.00 | 10/14/2010 1:58:24 PM |
| dcap3 | $50.00 | $50.00 | 10/14/2010 2:57:36 PM |
| 108lender | $53.24 | $53.24 | 10/14/2010 3:50:51 PM |
| papaloha | $100.00 | $100.00 | 10/14/2010 3:41:23 PM |
| jubilant-auction5 | $25.00 | $25.00 | 10/14/2010 4:49:32 PM |
| givingguy | $25.00 | $25.00 | 10/15/2010 12:07:59 AM |
| musegaze | $100.00 | $100.00 | 10/14/2010 5:33:00 PM |
| airrbob | $50.00 | $50.00 | 10/15/2010 5:22:57 AM |
| zone6 | $100.00 | $100.00 | 10/15/2010 5:45:47 AM |
| peaceful-bazaar497 | $40.00 | $40.00 | 10/14/2010 7:25:40 PM |
| tspyz | $50.00 | $50.00 | 10/15/2010 7:18:54 AM |
| credit-missile | $25.00 | $25.00 | 10/15/2010 7:42:07 AM |
| Wellman | $50.00 | $50.00 | 10/15/2010 6:31:23 AM |
| burrito6 | $25.00 | $25.00 | 10/15/2010 2:07:44 AM |
| treasure-bliss | $50.00 | $50.00 | 10/15/2010 3:27:48 AM |
| larrybird | $25.00 | $25.00 | 10/15/2010 5:22:55 AM |
| dammage | $52.42 | $52.42 | 10/15/2010 5:28:20 AM |
| seisen | $100.00 | $100.00 | 10/15/2010 7:18:47 AM |
| Rdodson11 | $25.00 | $25.00 | 10/15/2010 7:18:56 AM |
| asmithj | $50.00 | $50.00 | 10/15/2010 7:19:05 AM |
| joe3 | $100.00 | $100.00 | 10/15/2010 9:19:37 AM |
| credit-missile | $25.00 | $25.00 | 10/15/2010 7:43:27 AM |
| LAM26 | $25.00 | $25.00 | 10/15/2010 9:43:31 AM |
| thankful-nickel2 | $25.00 | $25.00 | 10/15/2010 10:35:59 AM |
| grnii78 | $42.36 | $42.36 | 10/15/2010 7:27:35 AM |
| credit-missile | $25.00 | $25.00 | 10/15/2010 7:42:58 AM |
| Rip128 | $100.00 | $100.00 | 10/15/2010 9:58:49 AM |
| F16Pilot | $25.00 | $25.00 | 10/15/2010 11:10:14 AM |
| bold-careful-finance | $25.00 | $25.00 | 10/15/2010 11:10:37 AM |
| RandB_CPAs | $50.00 | $50.00 | 10/15/2010 9:04:55 AM |
| red-power-pecan | $50.00 | $50.00 | 10/15/2010 9:11:19 AM |
| valiant-liberty4 | $25.00 | $25.00 | 10/15/2010 9:44:32 AM |
| benefit-trident | $25.00 | $25.00 | 10/15/2010 12:06:38 PM |
| newest-inspiring-power | $25.00 | $25.00 | 10/15/2010 12:06:42 PM |
| mtquan | $25.00 | $25.00 | 10/15/2010 12:06:48 PM |
| escharfer | $25.00 | $25.00 | 10/15/2010 12:07:01 PM |
| Philkent | $25.00 | $25.00 | 10/15/2010 11:29:08 AM |
| ethicalhumanist | $50.00 | $50.00 | 10/15/2010 1:12:00 PM |
| dmh4880 | $50.00 | $50.00 | 10/15/2010 11:38:08 AM |
| BlueSharp | $50.00 | $50.00 | 10/15/2010 11:45:09 AM |
| irrelevant | $25.00 | $25.00 | 10/15/2010 11:10:34 AM |
| MStax | $50.00 | $50.00 | 10/15/2010 12:00:24 PM |
| social-conductor4 | $25.00 | $25.00 | 10/15/2010 12:06:36 PM |
| rob1971 | $50.00 | $50.00 | 10/15/2010 12:06:44 PM |
| kegs | $56.90 | $56.90 | 10/15/2010 12:06:53 PM |
| credit-missile | $25.00 | $25.00 | 10/15/2010 12:22:43 PM |
| MStax | $100.00 | $100.00 | 10/15/2010 12:44:35 PM |
| 150 bids
|
Borrower Payment Dependent Notes Series
479048
This series of Notes was issued and sold upon the funding of the borrower loan #44903, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 3.25% |
Auction start date:
| Oct-12-2010 |
| |
Auction end date:
| Oct-19-2010 |
|
|
Starting lender yield:
| 9.80% |
Starting borrower rate/APR:
| 10.80% / 12.92% |
Starting monthly payment:
| $114.25 |
|
Final lender yield:
| 7.26% |
Final borrower rate/APR:
| 8.26% / 10.35% |
Final monthly payment:
| $110.10 |
| |
|
Auction yield range:
| 3.71% - 9.80% |
Estimated loss impact:
| 3.26% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 4.00% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jun-2004 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 800-819 (Oct-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 4y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Tradesman - Electri... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $783 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| boogienation |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 12 ( 100% )
| 800-819 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Aug-2008)
|
|
Principal balance:
| $0.02 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
buying a used car for commuting.
Purpose of loan:
This loan will be used to purchase a car. i moved a little further from work and want a more economical car
My financial situation:
I am a good candidate for this loan because i have never been late on anything (credit card, rent, mortgage, etc). I am very reliable and will probably pay this loan off within 2 years.
Information in the Description is not verified.
Friends And Family Winning Bids
dudebrah has bid a total of
$50.00 in winning bids.
"Eric is very responsible and will have no problem paying for this loan."
friends and family winning bid
Information in Friends and Family Winning Bids is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| turbospeed | $25.00 | $25.00 | 10/12/2010 9:45:18 AM |
| enthusiastic-balance5 | $100.00 | $100.00 | 10/12/2010 10:16:50 AM |
| dudebrah | $50.00 | $50.00 | 10/12/2010 2:14:28 PM |
| a2190b | $25.00 | $25.00 | 10/12/2010 7:17:21 PM |
| loanman2007 | $100.00 | $100.00 | 10/15/2010 6:57:44 AM |
| cashhelp | $50.00 | $50.00 | 10/16/2010 9:42:47 AM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 10/17/2010 1:35:32 PM |
| investment-artist | $25.00 | $25.00 | 10/17/2010 3:32:00 PM |
| HamIAm | $75.00 | $75.00 | 10/18/2010 3:21:46 AM |
| fcrick | $25.00 | $25.00 | 10/18/2010 1:34:08 AM |
| ronin4sale | $25.00 | $25.00 | 10/18/2010 6:07:05 AM |
| chrisb1414 | $25.00 | $25.00 | 10/18/2010 6:34:02 AM |
| Simply2fly | $25.00 | $25.00 | 10/18/2010 8:39:34 AM |
| SpotLending | $25.00 | $25.00 | 10/18/2010 7:17:08 AM |
| alydad1 | $25.00 | $25.00 | 10/18/2010 8:52:36 AM |
| Lender0307 | $25.00 | $25.00 | 10/18/2010 10:17:09 AM |
| gotbyu | $50.00 | $50.00 | 10/18/2010 10:31:43 AM |
| frankandirene | $25.00 | $21.11 | 10/18/2010 10:03:47 AM |
| thankful-nickel2 | $25.00 | $25.00 | 10/18/2010 11:00:36 AM |
| summerhorn | $60.00 | $60.00 | 10/18/2010 1:12:41 PM |
| lion445 | $25.00 | $25.00 | 10/18/2010 12:14:47 PM |
| FundMaker | $25.00 | $25.00 | 10/18/2010 11:37:49 AM |
| BlessedEveryDay | $45.00 | $45.00 | 10/18/2010 12:22:15 PM |
| crw1950 | $50.00 | $50.00 | 10/18/2010 12:50:08 PM |
| interloode | $150.00 | $150.00 | 10/18/2010 3:39:48 PM |
| nickm690 | $100.00 | $100.00 | 10/18/2010 4:07:35 PM |
| BeeHive | $25.00 | $25.00 | 10/18/2010 4:02:20 PM |
| kind-value-pouch | $200.00 | $200.00 | 10/18/2010 4:21:47 PM |
| wise-agile-investment | $25.00 | $25.00 | 10/18/2010 4:33:48 PM |
| FJerry | $50.00 | $50.00 | 10/18/2010 5:59:43 PM |
| Roundhouse | $50.00 | $50.00 | 10/18/2010 7:52:14 PM |
| doc1 | $90.00 | $90.00 | 10/18/2010 6:24:05 PM |
| MathProfessor | $25.00 | $25.00 | 10/18/2010 8:17:33 PM |
| penny-finder | $50.00 | $50.00 | 10/18/2010 8:07:41 PM |
| qkinger | $50.00 | $50.00 | 10/18/2010 9:06:48 PM |
| MikeSeattle | $40.00 | $40.00 | 10/18/2010 8:28:36 PM |
| debt-legend | $25.00 | $25.00 | 10/18/2010 8:43:47 PM |
| TakeCare | $50.00 | $50.00 | 10/18/2010 11:10:43 PM |
| wilchik | $30.00 | $30.00 | 10/19/2010 5:39:02 AM |
| jpblan11 | $25.00 | $25.00 | 10/19/2010 4:01:25 AM |
| Loan-Mart | $100.00 | $100.00 | 10/19/2010 5:48:01 AM |
| neptuno | $25.00 | $25.00 | 10/19/2010 5:07:35 AM |
| corndog4000 | $70.00 | $70.00 | 10/19/2010 7:25:10 AM |
| Spiv_51 | $25.00 | $25.00 | 10/19/2010 6:38:09 AM |
| exact-peso2 | $25.00 | $25.00 | 10/19/2010 7:27:34 AM |
| p2ploan-sensation211 | $25.00 | $25.00 | 10/19/2010 9:16:12 AM |
| nav1elt | $25.00 | $25.00 | 10/12/2010 11:40:27 AM |
| Personal-Bond | $100.00 | $100.00 | 10/12/2010 5:38:35 PM |
| kander80 | $50.00 | $50.00 | 10/12/2010 6:33:22 PM |
| interstellar | $50.00 | $50.00 | 10/12/2010 5:47:57 PM |
| credit-guard5 | $25.00 | $25.00 | 10/14/2010 3:01:41 PM |
| a2190b | $25.00 | $25.00 | 10/16/2010 7:37:58 AM |
| marwadi-62 | $300.00 | $300.00 | 10/17/2010 5:14:49 PM |
| bankofmay | $25.00 | $25.00 | 10/17/2010 7:12:15 PM |
| ogmanny | $50.00 | $50.00 | 10/18/2010 3:45:17 AM |
| MoneyTree79 | $50.00 | $50.00 | 10/18/2010 5:52:19 AM |
| indomart | $50.00 | $50.00 | 10/18/2010 9:19:30 AM |
| tsmonaghan | $25.00 | $25.00 | 10/18/2010 9:36:06 AM |
| coldfuzion | $38.89 | $38.89 | 10/18/2010 11:25:01 AM |
| Dollars4Rent | $25.00 | $25.00 | 10/18/2010 10:47:15 AM |
| Astyanax | $100.00 | $100.00 | 10/18/2010 1:58:05 PM |
| gardenofeden | $25.00 | $25.00 | 10/18/2010 2:55:41 PM |
| credit-launcher773 | $25.00 | $25.00 | 10/18/2010 3:35:03 PM |
| joplinoz | $25.00 | $25.00 | 10/18/2010 5:42:51 PM |
| generous-deal6 | $50.00 | $50.00 | 10/19/2010 3:14:11 AM |
| MSTCOURTJESTER | $50.00 | $50.00 | 10/19/2010 4:23:50 AM |
| martymaniaman | $25.00 | $25.00 | 10/19/2010 6:24:51 AM |
| Ristefo | $25.00 | $25.00 | 10/19/2010 6:29:10 AM |
| Rivermaverick | $25.00 | $25.00 | 10/19/2010 7:25:08 AM |
| blue-useful-auction | $25.00 | $25.00 | 10/19/2010 8:06:04 AM |
| RecoveryLender | $25.00 | $25.00 | 10/19/2010 9:11:47 AM |
| triumphant-bonus | $55.00 | $55.00 | 10/19/2010 9:26:55 AM |
| 72 bids
|
Borrower Payment Dependent Notes Series
479352
This series of Notes was issued and sold upon the funding of the borrower loan #44917, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.30% |
Auction start date:
| Oct-13-2010 |
| |
Auction end date:
| Oct-20-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 41.35% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 23.87% |
Final borrower rate/APR:
| 24.87% / 30.83% |
Final monthly payment:
| $39.69 |
| |
|
Auction yield range:
| 16.71% - 34.00% |
Estimated loss impact:
| 19.67% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 4.20% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-719 (Oct-2010) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 9
/
9 | Length of status: | 3y 9m |
|
Amount delinquent:
| $630 |
Total credit lines:
| 20 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,728 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 20 |
Bankcard utilization:
| 12% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bluedamselfish |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 26 ( 93% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $1,100.00 | < 31 days late:
| 2
( 7% )
| 640-659
(Sep-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 28 | | |
Description
Car for family
Purpose of loan:
But a used van for our family. Our only vehicle has hit the dust, but my husband's employer has offered to sell a used van much lower than list price. It runs great, we just need a little extra money to add to our savings so we can buy it.
My financial situation:
I am a good candidate for this loan because my husband has a steady full time job and I make extra money?working as an independent contractor. I?paid off?a previuos Prosper loan ahead of schedule and plan to do the same with this one.
Monthly net income: $ 2000
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
can you explain your current deliquencies and your previous deliquencies along with the 2 late prosper payments - restless-dime
A:
My current delinquencies are a result of unexpected medical bills. I am making monthly payments to repay what I owe. We have also adjusted our insurance plan to better cover our needs so this will not need to happen again. We now closely follow a budget and my credit score is improving.
(Oct-15-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| dstolars | $25.00 | $25.00 | 10/14/2010 8:04:40 PM |
| LeverageLender | $25.00 | $25.00 | 10/16/2010 5:32:52 AM |
| rob095 | $45.00 | $45.00 | 10/18/2010 7:43:58 AM |
| wlm3012 | $25.00 | $25.00 | 10/19/2010 9:12:05 AM |
| Jeddy | $25.00 | $25.00 | 10/19/2010 3:18:35 PM |
| PeterPsych | $100.00 | $100.00 | 10/19/2010 4:01:01 PM |
| SolarMoonshine | $25.00 | $25.00 | 10/19/2010 4:48:09 PM |
| beachliving29 | $30.50 | $30.04 | 10/19/2010 4:29:26 PM |
| Fire2 | $25.00 | $25.00 | 10/20/2010 5:30:35 AM |
| Socorro_Capital_Partners | $25.00 | $25.00 | 10/20/2010 9:35:26 AM |
| ultimate-peace | $150.00 | $150.00 | 10/20/2010 12:17:25 PM |
| investment-artist | $25.00 | $25.00 | 10/18/2010 10:19:39 AM |
| neorunner | $25.00 | $25.00 | 10/18/2010 1:41:07 PM |
| towering-dinero | $25.00 | $25.00 | 10/18/2010 3:13:59 PM |
| illinois_joe | $29.06 | $29.06 | 10/19/2010 4:32:04 PM |
| california5andime | $25.00 | $25.00 | 10/19/2010 5:16:35 PM |
| Bocephus1959 | $25.00 | $25.00 | 10/19/2010 5:52:38 PM |
| portfolio-turbine | $25.00 | $25.00 | 10/19/2010 6:17:17 PM |
| autoconnection | $25.00 | $25.00 | 10/20/2010 4:44:58 AM |
| rlaboy | $25.00 | $25.00 | 10/20/2010 5:05:15 AM |
| outofoffice | $25.00 | $25.00 | 10/20/2010 8:27:45 AM |
| Leshan | $105.90 | $105.90 | 10/20/2010 9:04:31 AM |
| Feyenoord | $25.00 | $25.00 | 10/20/2010 10:22:46 AM |
| Catz_aplenty | $25.00 | $25.00 | 10/20/2010 10:35:53 AM |
| money_player | $25.00 | $25.00 | 10/20/2010 2:09:24 PM |
| stevekc1 | $25.00 | $25.00 | 10/20/2010 2:32:37 PM |
| EretzCapital | $40.00 | $40.00 | 10/20/2010 2:37:31 PM |
| 27 bids
|
Borrower Payment Dependent Notes Series
479378
This series of Notes was issued and sold upon the funding of the borrower loan #44914, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 36.60% |
Auction start date:
| Oct-12-2010 |
| |
Auction end date:
| Oct-19-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 39.15% |
Starting monthly payment:
| $67.85 |
|
Final lender yield:
| 29.75% |
Final borrower rate/APR:
| 30.75% / 34.79% |
Final monthly payment:
| $64.30 |
| |
|
Auction yield range:
| 16.71% - 34.00% |
Estimated loss impact:
| 38.34% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| -8.59% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Oct-1999 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 600-619 (Oct-2010) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 25y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 53 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,335 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ladybug6 |
Borrower's state:
| Texas |
Borrower's group:
| Debt Consolidators |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 20 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Mar-2007)
620-639
(Feb-2007)
|
|
Principal balance:
| $0.03 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 20 | | |
Description
Pay off debts-buy embrodery machin
Purpose of loan:
This loan will be used to? Pay off debts and to purchase an embrodery machine to enhance my quilting business which is home based.
My financial situation:
I am a good candidate for this loan because?I?am trying to help me elderly parents by having ah omed based business and doing home health care as?second job.?I really need the help right now to get back on track.?
Monthly net income: $ 3200.00
Monthly expenses: $
??Housing: $ 0
??Insurance: $ 79.00
??Car expenses: $
??Utilities: $ 400.00
??Phone, cable, internet: $ 0
??Food, entertainment: $ 250.00
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 450.00
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
can you explain your previous deliquencies and do you not have a housing payment - restless-dime
A:
Previous deliquencies were due to medical issues that my father was experiencing that had to be paid out of pocket. My parents are on very limited income and I live in the home with them in an effort to help them as much as I possibly can.I am not making excuses for the deliquencies, I was short of cash and missed the due dates.
(Oct-13-2010)
Q:
will your payments be automatic - restless-dime
A:
Payments will be automatic
(Oct-18-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| UCLA4life | $50.00 | $50.00 | 10/12/2010 3:36:21 PM |
| Kash2010lu | $25.00 | $25.00 | 10/15/2010 10:18:34 PM |
| SolarMoonshine | $25.00 | $25.00 | 10/17/2010 6:27:58 PM |
| marwadi-62 | $200.00 | $200.00 | 10/17/2010 5:17:31 PM |
| Sven79 | $150.00 | $150.00 | 10/18/2010 10:17:04 AM |
| Whitewater_Loans | $50.00 | $50.00 | 10/18/2010 11:32:25 AM |
| JauaFlash | $25.65 | $25.65 | 10/18/2010 10:43:58 AM |
| twtb19 | $25.00 | $25.00 | 10/19/2010 10:52:28 AM |
| jhouman | $25.00 | $25.00 | 10/19/2010 11:14:06 AM |
| Lubava | $25.00 | $25.00 | 10/19/2010 2:00:00 PM |
| shrewd-income | $25.00 | $25.00 | 10/19/2010 12:30:15 PM |
| papaloha | $100.00 | $100.00 | 10/19/2010 1:59:38 PM |
| alexgalt | $100.00 | $100.00 | 10/12/2010 3:33:28 PM |
| lucrative-loan | $100.00 | $92.89 | 10/15/2010 4:48:17 AM |
| hookUup | $200.00 | $200.00 | 10/17/2010 8:05:01 PM |
| autonomous-power | $25.00 | $25.00 | 10/18/2010 6:28:17 AM |
| illinois_joe | $50.00 | $50.00 | 10/18/2010 6:41:07 AM |
| neorunner | $25.00 | $25.00 | 10/18/2010 1:37:25 PM |
| head | $25.00 | $25.00 | 10/18/2010 5:41:51 PM |
| loanman2007 | $25.00 | $25.00 | 10/19/2010 6:08:33 AM |
| wlm3012 | $25.00 | $25.00 | 10/19/2010 9:07:30 AM |
| realtormoises | $25.00 | $25.00 | 10/19/2010 10:39:11 AM |
| McDeeter | $50.00 | $50.00 | 10/19/2010 11:43:47 AM |
| vmh20035 | $30.00 | $30.00 | 10/19/2010 1:19:35 PM |
| Kash2010lu | $25.00 | $25.00 | 10/19/2010 1:25:01 PM |
| Bob450 | $25.00 | $25.00 | 10/19/2010 12:53:38 PM |
| nurat | $26.46 | $26.46 | 10/19/2010 1:20:25 PM |
| farchoir | $25.00 | $25.00 | 10/19/2010 1:48:01 PM |
| 28 bids
|
Borrower Payment Dependent Notes Series
479464
This series of Notes was issued and sold upon the funding of the borrower loan #44915, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.30% |
Auction start date:
| Oct-13-2010 |
| |
Auction end date:
| Oct-20-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $90.47 |
|
Final lender yield:
| 26.85% |
Final borrower rate/APR:
| 27.85% / 31.41% |
Final monthly payment:
| $82.57 |
| |
|
Auction yield range:
| 16.71% - 34.00% |
Estimated loss impact:
| 19.86% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-2003 |
Debt/Income ratio:
| 39% |
|
Credit score:
| 620-639 (Oct-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
9 | Length of status: | 5y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,768 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| fund-balance988 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 24 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Sep-2009)
640-659
(Sep-2008)
|
|
Principal balance:
| $375.21 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 24 | | |
Description
To consolidate my credit cards
Purpose of loan:
This loan will be used to consolidate some balances I have on my credit cards.
My financial situation:
I am a good candidate for this loan because of the payments I have been making on the first loan I had with prosper. I am still making that payment and on time. I have never been late. My credit score is low because the high interest I carry on my credit cards, that raise my minimum payment to the point I cant make it.
Monthly net income: $ 1500
Monthly expenses: $
??Housing: $ 300
??Insurance: $ 69
??Car expenses: $ 100
??Utilities: $ 200
??Phone, cable, internet: $ 60
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 471
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
will you be making automatic payments and wat will your credit car payment reflect with this loan. its now at like 471 - restless-dime
A:
First of all I appreciate your interest in my listing. Yes I will be making automatic payments (directly drafted from my checking account) like on the current loan I have with prosper. You can check I never missed that payment. Even if my score does not improve, overtime I will save a lot on the interest payments because the prosper loan will be a fixed and simple interest, not a compound one like the credit card. Once again thanks for your interest and I hope I answered your question.
(Oct-17-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| realtormoises | $25.00 | $25.00 | 10/17/2010 8:23:37 AM |
| investment-artist | $25.00 | $25.00 | 10/18/2010 10:24:56 AM |
| neorunner | $25.00 | $25.00 | 10/18/2010 1:45:19 PM |
| Roundhouse | $50.00 | $50.00 | 10/18/2010 7:55:46 PM |
| doopers | $25.00 | $25.00 | 10/19/2010 6:26:52 PM |
| shawnw2 | $200.00 | $200.00 | 10/20/2010 12:11:50 AM |
| thrilling-nickel5 | $26.89 | $26.89 | 10/20/2010 5:44:37 AM |
| niq4soccer | $25.00 | $25.00 | 10/20/2010 7:12:10 AM |
| Tahoeman | $25.00 | $25.00 | 10/20/2010 8:35:52 AM |
| hookUup | $100.00 | $100.00 | 10/20/2010 10:29:16 AM |
| brightest-dignified-penny | $25.00 | $25.00 | 10/20/2010 10:45:07 AM |
| Kash2010lu | $25.00 | $25.00 | 10/20/2010 11:33:56 AM |
| aquistoyraul | $25.00 | $25.00 | 10/20/2010 1:00:16 PM |
| DasMula | $25.00 | $25.00 | 10/20/2010 12:41:32 PM |
| DasMula | $25.00 | $25.00 | 10/20/2010 12:42:19 PM |
| grampy48 | $25.00 | $25.00 | 10/20/2010 1:01:15 PM |
| Lubava | $25.00 | $25.00 | 10/20/2010 1:32:14 PM |
| PrincessGrace33 | $50.00 | $50.00 | 10/20/2010 2:39:39 PM |
| UCLA4life | $25.00 | $25.00 | 10/17/2010 1:53:12 PM |
| enthusiastic-balance5 | $300.00 | $300.00 | 10/18/2010 6:12:20 AM |
| Sven79 | $150.00 | $150.00 | 10/18/2010 10:17:47 AM |
| head | $25.00 | $25.00 | 10/18/2010 5:47:14 PM |
| illinois_joe | $25.00 | $25.00 | 10/18/2010 6:49:15 PM |
| benefit-boots | $25.00 | $25.00 | 10/18/2010 8:25:42 PM |
| MathProfessor | $25.00 | $25.00 | 10/18/2010 9:02:39 PM |
| credit-guard5 | $25.00 | $25.00 | 10/18/2010 8:43:05 PM |
| vmh20035 | $30.00 | $30.00 | 10/19/2010 1:24:20 PM |
| icon7 | $25.00 | $25.00 | 10/19/2010 4:30:55 PM |
| Moe87 | $25.00 | $25.00 | 10/19/2010 4:21:07 PM |
| ronin4sale | $25.00 | $25.00 | 10/20/2010 6:30:52 AM |
| wlm3012 | $25.00 | $25.00 | 10/20/2010 7:40:19 AM |
| Socorro_Capital_Partners | $25.00 | $25.00 | 10/20/2010 9:35:56 AM |
| Astyanax | $75.00 | $75.00 | 10/20/2010 11:59:29 AM |
| Whitewater_Loans | $50.00 | $50.00 | 10/20/2010 11:56:54 AM |
| ultimate-peace | $150.00 | $150.00 | 10/20/2010 12:19:47 PM |
| ustfu | $25.00 | $25.00 | 10/20/2010 1:04:11 PM |
| DasMula | $25.00 | $25.00 | 10/20/2010 12:42:49 PM |
| fireferd | $30.00 | $30.00 | 10/20/2010 12:48:23 PM |
| DasMula | $25.00 | $25.00 | 10/20/2010 12:41:59 PM |
| EretzCapital | $25.00 | $25.00 | 10/20/2010 2:40:26 PM |
| tigercat | $50.00 | $50.00 | 10/20/2010 2:25:21 PM |
| snm2001 | $25.00 | $25.00 | 10/20/2010 2:34:11 PM |
| EretzCapital | $25.00 | $13.11 | 10/20/2010 2:40:02 PM |
| 43 bids
|
Borrower Payment Dependent Notes Series
479468
This series of Notes was issued and sold upon the funding of the borrower loan #44925, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.95% |
Auction start date:
| Oct-13-2010 |
| |
Auction end date:
| Oct-15-2010 |
|
|
Starting lender yield:
| 14.15% |
Starting borrower rate/APR:
| 15.15% / 17.88% |
Starting monthly payment:
| $69.48 |
|
Final lender yield:
| 14.15% |
Final borrower rate/APR:
| 15.15% / 17.88% |
Final monthly payment:
| $69.48 |
| |
|
Auction yield range:
| 5.71% - 14.15% |
Estimated loss impact:
| 6.19% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-2006 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 720-739 (Oct-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 2y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $476 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| emphatic-asset6 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Use-No problem paying back
Purpose of loan:
This loan will be used to?
Add on to an investment that I have been skimming profits off of to repay loans while at the same time growing my capital
My financial situation:
I am a good candidate for this loan because? the loan amount is very little, and I am 100% positive I will be able to meet payments or repay early if need be.
Monthly net income: $
2,000
Monthly expenses: $
??Housing: $ 0
??Insurance: $ 88.00
??Car expenses: $?20
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $?100
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 167
??Other expenses: $ 30
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| selector568 | $200.00 | $200.00 | 10/13/2010 2:42:16 PM |
| Gabriel02 | $25.00 | $25.00 | 10/13/2010 2:44:40 PM |
| ethicalhumanist | $50.00 | $50.00 | 10/13/2010 2:45:15 PM |
| alpinaut | $25.00 | $25.00 | 10/13/2010 2:47:54 PM |
| tsg2007 | $25.00 | $25.00 | 10/13/2010 2:48:05 PM |
| authentic-liberty7 | $25.00 | $25.00 | 10/13/2010 2:50:15 PM |
| DRA-Properties | $25.00 | $25.00 | 10/13/2010 2:51:04 PM |
| jazzlender | $25.00 | $25.00 | 10/13/2010 2:51:21 PM |
| kmr2 | $200.00 | $200.00 | 10/13/2010 2:52:12 PM |
| Approved | $25.00 | $25.00 | 10/13/2010 2:47:45 PM |
| studious-bonus7 | $100.00 | $100.00 | 10/13/2010 2:51:13 PM |
| jdwillcox | $50.00 | $50.00 | 10/13/2010 2:51:47 PM |
| rescue | $100.00 | $100.00 | 10/13/2010 2:41:25 PM |
| radforj22 | $25.00 | $25.00 | 10/13/2010 2:44:10 PM |
| Weaverville | $50.00 | $50.00 | 10/13/2010 2:44:25 PM |
| papaloha | $25.00 | $25.00 | 10/13/2010 2:50:34 PM |
| JohnGalt79 | $100.00 | $100.00 | 10/13/2010 2:52:39 PM |
| tolerant-dinero2 | $25.00 | $25.00 | 10/13/2010 2:53:06 PM |
| JustMee | $25.00 | $25.00 | 10/13/2010 5:43:44 PM |
| EngineersAlliance | $150.00 | $150.00 | 10/13/2010 3:16:19 PM |
| roux | $25.00 | $25.00 | 10/14/2010 6:27:42 AM |
| heerzaquestion | $25.00 | $25.00 | 10/15/2010 9:08:09 AM |
| thrilling-nickel5 | $26.00 | $26.00 | 10/15/2010 6:04:32 AM |
| exchange-squirrel | $25.00 | $25.00 | 10/13/2010 2:45:18 PM |
| objective-investor | $100.00 | $100.00 | 10/13/2010 2:52:28 PM |
| ichibon | $150.00 | $7.23 | 10/13/2010 2:53:13 PM |
| sweet-social2 | $33.00 | $33.00 | 10/13/2010 2:50:49 PM |
| bowdish1 | $50.00 | $50.00 | 10/13/2010 2:52:54 PM |
| RandyL3 | $25.00 | $25.00 | 10/13/2010 2:56:17 PM |
| bountiful-durability | $100.00 | $100.00 | 10/13/2010 2:50:56 PM |
| mike_banker | $50.00 | $50.00 | 10/13/2010 2:51:33 PM |
| income-fortress | $25.00 | $25.00 | 10/13/2010 2:54:33 PM |
| blue-useful-auction | $25.00 | $25.00 | 10/13/2010 5:27:37 PM |
| AK49-JW | $50.00 | $50.00 | 10/13/2010 8:44:24 PM |
| BrLender | $25.00 | $25.00 | 10/14/2010 12:32:48 PM |
| USNavyVet | $25.00 | $25.00 | 10/14/2010 2:09:41 PM |
| grampy48 | $25.00 | $25.00 | 10/14/2010 2:28:34 PM |
| seineil | $33.77 | $33.77 | 10/14/2010 3:09:19 PM |
| BSr | $25.00 | $25.00 | 10/14/2010 6:47:57 PM |
| LittleRhody07 | $25.00 | $25.00 | 10/15/2010 6:44:03 AM |
| 40 bids
|
Borrower Payment Dependent Notes Series
479530
This series of Notes was issued and sold upon the funding of the borrower loan #44921, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.80% |
Auction start date:
| Oct-13-2010 |
| |
Auction end date:
| Oct-17-2010 |
|
|
Starting lender yield:
| 26.50% |
Starting borrower rate/APR:
| 27.50% / 33.56% |
Starting monthly payment:
| $41.09 |
|
Final lender yield:
| 26.50% |
Final borrower rate/APR:
| 27.50% / 33.56% |
Final monthly payment:
| $41.09 |
| |
|
Auction yield range:
| 10.71% - 26.50% |
Estimated loss impact:
| 11.46% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1989 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 660-679 (Oct-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 2y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,012 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 58% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dynamic-openness0 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paying off credit cards
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| transaction-circuit | $50.00 | $50.00 | 10/13/2010 2:50:46 PM |
| IPG1 | $25.00 | $25.00 | 10/13/2010 2:42:05 PM |
| bid-czar8 | $25.00 | $25.00 | 10/13/2010 3:01:52 PM |
| handshake5 | $50.00 | $50.00 | 10/13/2010 3:05:27 PM |
| RebuildALife | $25.00 | $25.00 | 10/14/2010 7:18:14 PM |
| musegaze | $100.00 | $100.00 | 10/14/2010 5:34:10 PM |
| NoCal | $30.00 | $30.00 | 10/15/2010 11:55:48 AM |
| EBITDA | $25.00 | $25.00 | 10/15/2010 4:08:24 PM |
| balance-handshake7 | $25.00 | $25.00 | 10/15/2010 5:31:30 PM |
| shmb6508 | $50.00 | $50.00 | 10/16/2010 12:59:56 PM |
| TakeCare | $25.00 | $25.00 | 10/16/2010 5:12:55 PM |
| frogperson | $150.00 | $55.00 | 10/16/2010 10:06:12 PM |
| EngineersAlliance | $150.00 | $150.00 | 10/17/2010 11:44:33 AM |
| vine99 | $40.00 | $40.00 | 10/17/2010 11:42:30 AM |
| teller | $50.00 | $50.00 | 10/13/2010 2:57:56 PM |
| radiant-loan5 | $100.00 | $100.00 | 10/13/2010 2:55:51 PM |
| washboard1 | $50.00 | $50.00 | 10/14/2010 1:47:49 PM |
| LuvToLend | $25.00 | $25.00 | 10/14/2010 1:14:17 PM |
| FinDoc | $25.00 | $25.00 | 10/15/2010 10:45:37 AM |
| BankOfShaun | $25.00 | $25.00 | 10/15/2010 2:58:58 PM |
| Finchy78 | $25.00 | $25.00 | 10/16/2010 3:32:49 PM |
| Joshua_E | $25.00 | $25.00 | 10/17/2010 2:10:44 AM |
| 22 bids
|
Borrower Payment Dependent Notes Series
480244
This series of Notes was issued and sold upon the funding of the borrower loan #44906, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.30% |
Auction start date:
| Oct-18-2010 |
| |
Auction end date:
| Oct-20-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 41.35% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 29.75% |
Final borrower rate/APR:
| 30.75% / 36.94% |
Final monthly payment:
| $42.86 |
| |
|
Auction yield range:
| 16.71% - 34.00% |
Estimated loss impact:
| 20.04% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.71% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 620-639 (Oct-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 5y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,468 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| cyclingonup |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 28 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 540-559
(Jun-2008)
540-559
(Apr-2008)
|
|
Principal balance:
| $276.59 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 28 | | |
Description
Consolidating high interest credit
Purpose of loan:
This loan will be used to consolidate my high interest credit cards
My financial situation: I have a low 13% Debt / Income ratio and I pay ontime every time I had some medical issues 7 years ago and there is a public record on my credit that should be coming off soon and I haven't been late on any payments in the past 7 years since that time.
I am a good candidate for this loan because I am almost done with my other prosper loan and I have been paying all my bills on time every month for the past 7 years. Thanks for reading my listing I am also a Prosper Lender so?I know where you are coming from... feel free to ask any questions.?
Monthly net income: $ 2688.30
Monthly expenses: $
??Housing: $400.00
??Insurance: $105.00
??Car expenses: $125.00
??Utilities: $20.00
??Phone, cable, internet: $40.00
??Food, entertainment: $200.00
??Clothing, household expenses $120.00
??Credit cards and other loans: $150.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| usedtoborrow | $50.00 | $50.00 | 10/18/2010 3:02:08 PM |
| lendstats_com | $25.00 | $25.00 | 10/18/2010 3:07:38 PM |
| SolarMoonshine | $100.00 | $100.00 | 10/18/2010 5:14:20 PM |
| penny-plato | $25.00 | $25.00 | 10/18/2010 4:55:07 PM |
| realtormoises | $25.00 | $25.00 | 10/18/2010 5:00:53 PM |
| LEO_B | $25.00 | $25.00 | 10/18/2010 6:25:41 PM |
| seadrg | $25.00 | $25.00 | 10/18/2010 7:08:10 PM |
| bughead | $25.00 | $25.00 | 10/18/2010 8:41:44 PM |
| lucrative-loan | $100.00 | $100.00 | 10/19/2010 11:08:15 AM |
| seadogs | $25.00 | $25.00 | 10/19/2010 2:42:15 PM |
| Fire2 | $25.00 | $25.00 | 10/19/2010 7:19:39 PM |
| jpollar | $25.00 | $25.00 | 10/20/2010 7:30:53 AM |
| fabulous-community4 | $100.00 | $35.89 | 10/20/2010 9:03:26 AM |
| interloode | $150.00 | $150.00 | 10/18/2010 3:36:38 PM |
| thankful-nickel2 | $25.00 | $25.00 | 10/18/2010 8:05:24 PM |
| mikeandcat | $64.11 | $64.11 | 10/19/2010 6:32:04 AM |
| lendstats_com | $100.00 | $100.00 | 10/19/2010 4:23:24 PM |
| Flying_Tilapia | $25.00 | $25.00 | 10/20/2010 4:22:10 AM |
| wlm3012 | $25.00 | $25.00 | 10/20/2010 8:02:13 AM |
| yield-lion2 | $75.00 | $75.00 | 10/20/2010 8:59:29 AM |
| Socorro_Capital_Partners | $25.00 | $25.00 | 10/20/2010 9:40:18 AM |
| 21 bids
|