Sales Report:Supplement No. 55 dated Oct 15, 2010 to Prospectus dated Jul 26, 2010
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 26, 2010 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 26, 2010 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 463513
This series of Notes was issued and sold upon the funding of the borrower loan #44798, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Sep-24-2010 
  Auction end date:  Oct-01-2010 
 
Starting lender yield: 12.65% Starting borrower rate/APR: 13.65% / 15.80% Starting monthly payment: $510.12
Final lender yield: 12.65% Final borrower rate/APR: 13.65% / 15.80% Final monthly payment: $510.12
 
Auction yield range: 5.79% - 12.65% Estimated loss impact: 5.16%  
Lender servicing fee: 1.00% Estimated return: 7.49%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-1999 Debt/Income ratio: 32%
Credit score: 740-759 (Sep-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 16Length of status:5y 3m
Amount delinquent: $0 Total credit lines: 41 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,096Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 39%  
   Homeownership: Yes  
Screen name: MacDeuce Borrower's state: Ohio Borrower's group: CWA and other Union Members
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 56 ( 100% ) 740-759 (Latest)
Principal borrowed: $16,000.00< 31 days late: 0 ( 0% )  
660-679 (May-2010)
660-679 (Mar-2010)
620-639 (Aug-2008)
600-619 (Jun-2008)
 
Principal balance: $1,976.49 31+ days late: 0 ( 0% )
Total payments billed: 56  
Description
Journeyman PayOFF!
Purpose of loan:
Consolidate all outstanding credit card/loan debt!
My financial situation:
I have been faithfully committed to the payment of my two prosper loans.? One has been paid off, the other is only months away.? This system has worked well for me in adhering to a monthly budget.? I am very happy with knowing that I have one fixed payment!? I am currently a journeyman wireman in Local 38 of the IBEW.? I am steadily employed, as is my wife.? I hope you can help us with one final push to rid ourselves of credit card debt!
Monthly net income: $ 5000

Monthly expenses: $
??Housing: $570
??Insurance: $80
??Car expenses: $350
??Utilities: $150
??Phone, cable, internet: $100?
??Food, entertainment: $300
??Clothing, household expenses $200
??Credit cards and other loans: $ 100 (0% Lowes, Home Depot)
??Other expenses: $?510 (New prosper Loan!!!)

Total: $2360

My total debt is only $9000, however, my Wife and I have recently joined forces in our budgeting.? She currently has $6000 in unsecured debt.

Thanks!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Weaverville$50.00$50.009/24/2010 2:32:10 PM
schpere$25.00$25.009/24/2010 2:32:30 PM
tech310$50.00$50.009/24/2010 2:35:12 PM
CasaDeTomas$100.00$100.009/24/2010 2:35:25 PM
money-bauble$50.00$50.009/24/2010 2:35:50 PM
first-listing-expert$25.00$25.009/24/2010 2:35:03 PM
shmb6508$100.00$100.009/24/2010 2:35:18 PM
papaloha$25.00$25.009/24/2010 2:37:16 PM
AF-Chief$25.00$25.009/24/2010 2:37:22 PM
radforj22$25.00$25.009/24/2010 2:33:47 PM
orgy63$25.00$25.009/24/2010 2:37:35 PM
GElender$75.00$75.009/24/2010 2:35:51 PM
generous-deal6$50.00$50.009/24/2010 2:34:40 PM
bid-czar8$100.00$100.009/24/2010 2:34:46 PM
mtquan$25.00$25.009/24/2010 2:34:55 PM
mike_banker$50.00$50.009/24/2010 2:38:23 PM
Tradesmanlender$25.00$25.009/24/2010 3:00:38 PM
blue-useful-auction$25.00$25.009/24/2010 4:20:27 PM
LiquidRaptor$25.00$25.009/24/2010 6:57:08 PM
MoneyForNothing$50.79$50.799/24/2010 5:58:34 PM
boater01$29.12$29.129/25/2010 2:30:20 AM
powerful-finance7$25.00$25.009/25/2010 4:32:34 AM
tomdooley12520$25.00$25.009/25/2010 8:50:37 AM
Sol_Invictus$25.00$25.009/25/2010 5:35:27 AM
tranquil-return4$25.00$25.009/25/2010 9:47:00 AM
nickel-ferret$50.00$50.009/25/2010 9:22:03 AM
Doodlemeyer$50.00$50.009/25/2010 10:39:53 AM
community-pipeline8$50.00$50.009/25/2010 10:47:13 AM
generosity-giraffe0$33.69$33.699/25/2010 10:08:07 AM
efficient-treasure0$25.00$25.009/25/2010 1:02:30 PM
sweet-loan8$25.00$25.009/25/2010 5:47:07 PM
marketplace-cello5$38.16$38.169/25/2010 2:12:09 PM
Comoparklender$28.81$28.819/25/2010 7:12:02 PM
cscott2007$25.00$25.009/25/2010 8:02:01 PM
Edge-City$25.00$25.009/25/2010 11:26:01 PM
cathexis$50.00$50.009/26/2010 7:28:13 AM
MarinLoans$25.00$25.009/26/2010 7:28:57 AM
helpinghand63$36.32$36.329/26/2010 7:34:10 AM
j2ee$25.00$25.009/26/2010 4:32:13 PM
banker727$50.00$50.009/26/2010 3:22:03 PM
lendmedo$25.00$25.009/26/2010 4:28:20 PM
ferdberfel$41.80$41.809/26/2010 7:27:15 PM
Magus54$25.00$25.009/26/2010 7:02:04 PM
jamiee73$25.00$25.009/26/2010 5:57:03 PM
worldly-community3$50.00$50.009/26/2010 8:03:17 PM
Ocean713$50.00$26.449/26/2010 8:03:19 PM
skeebuzz$100.00$100.009/26/2010 9:53:00 PM
asset-vibraphone$26.93$26.939/27/2010 2:52:44 PM
atomantic$50.00$50.009/27/2010 7:05:54 PM
JustMee$25.00$25.009/27/2010 8:32:55 PM
850$50.00$50.009/27/2010 10:06:18 PM
Aberdeen$400.00$400.009/28/2010 7:27:05 AM
Aberdeen$400.00$400.009/28/2010 7:27:26 AM
sentimental-euro$25.00$25.009/28/2010 7:01:15 AM
Aberdeen$500.00$500.009/28/2010 7:27:02 AM
Aberdeen$500.00$500.009/28/2010 7:27:06 AM
wirebutterfly$50.00$50.009/28/2010 9:56:52 AM
Rider$60.00$60.009/28/2010 10:11:50 AM
genuine-diversification5$35.00$35.009/28/2010 11:51:57 AM
goodcents$25.00$25.009/28/2010 8:59:46 PM
payout-reaction740$25.00$25.009/28/2010 6:07:29 PM
bughead$25.00$25.009/29/2010 12:49:41 AM
ManhattanLender$50.00$50.009/28/2010 7:27:49 PM
Josphine$25.00$25.009/28/2010 7:43:42 PM
tedi-tif$50.00$50.009/29/2010 8:17:43 AM
note-virtuoso8$50.00$50.009/29/2010 10:35:57 AM
shrewd-benjamins$33.00$33.009/29/2010 10:01:59 AM
covie$50.00$50.009/29/2010 2:26:27 PM
Aberdeen$500.00$500.009/29/2010 3:18:18 PM
Techne_Funds_LLC$25.00$25.009/29/2010 4:53:54 PM
katnmouse$25.00$25.009/29/2010 3:15:47 PM
favorite-commerce$100.00$100.009/29/2010 6:03:31 PM
Daubertoo$25.00$25.009/29/2010 6:23:44 PM
Mindful7$25.00$25.009/29/2010 5:55:30 PM
unbelievable-value2$40.00$40.009/29/2010 9:12:18 PM
noodles932$42.22$42.229/29/2010 10:52:07 PM
nickel-demon2$153.84$153.849/30/2010 4:43:37 AM
myidear$25.00$25.009/30/2010 4:12:29 AM
rlaboy$25.00$25.009/30/2010 5:58:43 AM
economy-popcorn$25.00$25.009/30/2010 6:55:08 AM
cathmorcorvus$50.00$50.009/30/2010 9:46:51 AM
RecoveryLender$25.00$25.009/30/2010 1:23:44 PM
ethicalhumanist$50.00$50.009/30/2010 12:17:44 PM
economy-caper9$25.00$25.009/30/2010 1:10:49 PM
penny-plato$25.00$25.009/30/2010 1:42:29 PM
mistrmark$50.00$50.009/30/2010 2:07:40 PM
selfmademan$25.00$25.009/30/2010 3:00:10 PM
wlm3012$25.00$25.009/30/2010 3:22:03 PM
MrCoffee$37.51$37.519/30/2010 4:36:37 PM
lucky2$25.00$25.009/30/2010 3:08:48 PM
Islandgal$65.00$65.009/30/2010 4:59:41 PM
oceanside$25.00$25.009/30/2010 6:21:20 PM
theloanfiller$25.00$25.009/30/2010 6:24:50 PM
new-aggresive-investment$62.00$62.009/30/2010 6:39:35 PM
Jofga$25.00$25.009/30/2010 7:01:15 PM
bondhedger$25.00$25.009/30/2010 4:14:10 PM
cxl9$50.00$50.009/30/2010 7:49:09 PM
debt-legend$25.00$25.009/30/2010 5:09:59 PM
jcw3rd$25.00$25.009/30/2010 5:29:41 PM
all_of_that_one$25.00$25.009/30/2010 9:10:47 PM
Gandalf0001$50.00$50.009/30/2010 6:16:00 PM
the-bright-velocity$25.00$25.009/30/2010 6:08:03 PM
capital-star5$25.00$25.009/30/2010 10:13:12 PM
velocity-winner$25.00$25.009/30/2010 10:43:04 PM
rate-tower1$25.00$25.009/30/2010 7:24:24 PM
cwb8539$29.72$29.729/30/2010 8:01:23 PM
omyogafinance$50.00$50.009/30/2010 10:43:42 PM
attractive-rate$25.00$25.0010/1/2010 2:40:30 AM
Jarod213$25.00$25.0010/1/2010 3:01:29 AM
ecstatic-platinum7$25.00$25.0010/1/2010 5:34:08 AM
ScottFinance$25.00$25.0010/1/2010 6:06:22 AM
grampy48$50.00$50.0010/1/2010 4:20:53 AM
estancias$25.00$25.0010/1/2010 6:31:43 AM
REITRUST$25.00$25.0010/1/2010 8:11:09 AM
Shanester$25.00$25.0010/1/2010 7:00:20 AM
bluefinch$25.00$25.0010/1/2010 7:42:40 AM
moneytolend72$25.00$25.0010/1/2010 7:13:36 AM
Bizern$29.95$29.9510/1/2010 7:28:29 AM
friendinmoney$25.00$25.0010/1/2010 9:54:02 AM
Simply2fly$25.00$25.0010/1/2010 10:23:41 AM
gtdane$31.35$31.3510/1/2010 11:25:05 AM
Soulphoniks-Holdings$25.00$25.0010/1/2010 11:25:37 AM
value-rapture$25.00$25.0010/1/2010 12:19:15 PM
DasMula$25.00$25.0010/1/2010 12:28:03 PM
mgking007$80.81$80.8110/1/2010 2:08:36 PM
lucrative-coin$65.96$65.9610/1/2010 2:22:27 PM
agiovasil$25.00$25.009/24/2010 2:33:04 PM
DRA-Properties$25.00$25.009/24/2010 2:33:11 PM
soheagle$50.00$50.009/24/2010 2:34:17 PM
handshake5$100.00$100.009/24/2010 2:34:24 PM
enthralling-deal180$100.00$100.009/24/2010 2:34:26 PM
jigsaw$100.00$100.009/24/2010 2:34:32 PM
rescue$50.00$50.009/24/2010 2:32:12 PM
ichibon$150.00$150.009/24/2010 2:34:56 PM
Tomeus$75.00$75.009/24/2010 2:35:29 PM
studious-bonus7$100.00$100.009/24/2010 2:34:19 PM
pfh$25.00$25.009/24/2010 2:34:33 PM
peripatetic$25.00$25.009/24/2010 2:34:36 PM
kmr2$150.00$150.009/24/2010 2:36:34 PM
maldok1$25.00$25.009/24/2010 2:35:34 PM
ray1051$25.00$25.009/24/2010 2:33:50 PM
authentic-liberty7$50.00$50.009/24/2010 2:34:21 PM
6moonbeams$100.00$100.009/24/2010 2:38:26 PM
Gabriel02$25.00$25.009/24/2010 2:35:22 PM
gold-channel2$100.00$100.009/24/2010 2:36:57 PM
jazzlender$25.00$25.009/24/2010 2:35:27 PM
herbyman$50.00$50.009/24/2010 2:37:41 PM
brightest-affluence-motivator$100.00$100.009/24/2010 2:36:33 PM
mla$25.00$25.009/24/2010 2:37:05 PM
enthusiastic-balance5$100.00$100.009/24/2010 2:38:00 PM
kegs$150.00$150.009/24/2010 2:57:29 PM
larrybird$150.00$150.009/24/2010 2:58:49 PM
nybanker85$33.44$33.449/24/2010 3:24:27 PM
irrelevant$25.00$25.009/24/2010 3:24:29 PM
meteoric-trade$50.00$50.009/24/2010 3:44:46 PM
dollardave$100.00$100.009/24/2010 4:48:12 PM
power-defender7$50.00$50.009/24/2010 4:21:19 PM
icecoldcash$50.00$50.009/24/2010 5:07:11 PM
penny-plato$25.00$25.009/24/2010 4:16:34 PM
bountiful-durability$100.00$100.009/24/2010 7:12:43 PM
Fiimg$50.00$50.009/24/2010 8:02:12 PM
gametime34$50.00$50.009/25/2010 2:09:26 AM
Aimvest$25.00$25.009/24/2010 11:02:31 PM
Cheburashka$25.00$25.009/25/2010 2:09:45 AM
gethsemane4$25.00$25.009/25/2010 2:30:03 AM
lloyd_s$25.00$25.009/25/2010 2:43:15 AM
a-finance-nirvana$25.00$25.009/25/2010 3:09:45 AM
the-profit-oracle$25.00$25.009/25/2010 2:49:48 AM
danthemon35$25.00$25.009/25/2010 2:43:23 AM
CAGE-Investments$25.00$25.009/25/2010 8:08:10 AM
Interstate_Rate$100.00$100.009/25/2010 10:47:16 AM
nickel-hickory$25.00$25.009/25/2010 1:13:30 PM
greenback-maniac$25.00$25.009/25/2010 12:32:31 PM
p2ploan-sensation211$25.00$25.009/25/2010 3:40:05 PM
Malkial$25.00$25.009/25/2010 9:12:00 PM
inspired-agreement$50.00$50.009/25/2010 9:02:03 PM
simpy$25.00$25.009/25/2010 10:13:24 PM
gravity3$25.00$25.009/26/2010 1:38:15 AM
triumph329$25.00$25.009/26/2010 7:27:59 AM
SPB$25.00$25.009/26/2010 5:53:22 AM
icchok$50.00$50.009/26/2010 7:28:05 AM
shrewd-peace7$25.00$25.009/26/2010 9:37:04 AM
MissionMicroFinance$25.00$25.009/26/2010 10:24:18 AM
ferocious-camaraderi1$100.00$100.009/26/2010 11:52:58 AM
a-power-amigo$25.00$25.009/26/2010 1:35:19 PM
novice-speculator$25.00$25.009/26/2010 3:05:10 PM
lovely-order7$50.00$50.009/26/2010 8:02:58 PM
balanced-bill7$50.00$50.009/26/2010 8:03:16 PM
rmpedi33$100.00$100.009/26/2010 10:34:45 PM
pioneer580$37.05$37.059/27/2010 8:39:05 PM
credit-birch$50.00$50.009/27/2010 7:59:14 PM
Aberdeen$400.00$400.009/28/2010 7:27:05 AM
Aberdeen$400.00$400.009/28/2010 7:27:25 AM
Aberdeen$500.00$500.009/28/2010 7:27:01 AM
wise-blazing-currency$59.94$59.949/28/2010 3:07:56 PM
bold-social-advantage$65.00$65.009/28/2010 7:15:45 PM
Photoman42$25.00$25.009/28/2010 11:10:44 PM
ralf206$25.00$25.009/28/2010 7:19:59 PM
NickRac$25.00$25.009/28/2010 8:12:19 PM
epall$25.00$25.009/28/2010 8:56:50 PM
Alsatian$99.87$99.879/29/2010 3:36:54 AM
MonkeyHero$30.79$30.799/29/2010 8:11:08 AM
enthusiastic-balance5$100.00$100.009/29/2010 9:48:48 AM
trade-elm$100.00$100.009/29/2010 11:49:31 AM
jimduism$25.00$25.009/29/2010 12:40:43 PM
Dollars4Rent$25.00$25.009/29/2010 10:55:39 AM
skaught$25.00$25.009/29/2010 11:03:36 AM
jpblan11$25.00$25.009/29/2010 3:25:42 PM
foldingbenny2$65.00$65.009/29/2010 3:07:54 PM
sadani$25.00$25.009/29/2010 4:01:21 PM
ksubd$100.00$100.009/29/2010 9:58:00 PM
wwwUniversal$25.00$25.009/30/2010 12:11:46 AM
lucrative-durability$25.00$25.009/30/2010 3:13:59 AM
BoCo$25.00$25.009/30/2010 6:41:35 AM
rutzebach$50.00$50.009/30/2010 8:12:15 AM
squarebob$25.00$25.009/30/2010 10:46:56 AM
preventivepestcontrol$75.00$75.009/30/2010 10:13:37 AM
money_player$25.00$25.009/30/2010 11:49:59 AM
heerzaquestion$25.00$25.009/30/2010 11:59:08 AM
nethawk00$25.00$25.009/30/2010 12:01:44 PM
relaxation688$25.00$25.009/30/2010 2:35:28 PM
Long-term2040$25.00$25.009/30/2010 2:40:08 PM
DoctorJoe$25.00$25.009/30/2010 2:58:43 PM
papaloha$200.00$200.009/30/2010 4:44:06 PM
Feyenoord$25.00$25.009/30/2010 7:20:56 PM
TakeCare$100.00$100.009/30/2010 5:08:35 PM
McChan$242.43$242.439/30/2010 8:01:51 PM
Cpay2Me$25.00$25.0010/1/2010 12:45:56 AM
LittleMingo$40.00$40.0010/1/2010 1:52:21 AM
2seriousteachers$25.00$25.0010/1/2010 5:09:41 AM
eprometheus$55.00$55.0010/1/2010 6:42:43 AM
bluflame9940$25.00$25.0010/1/2010 6:55:14 AM
myidear$25.00$25.0010/1/2010 6:10:16 AM
Smallbear$25.00$25.0010/1/2010 6:27:21 AM
mammalian4$25.00$25.0010/1/2010 6:44:00 AM
brainy-deal$25.00$25.0010/1/2010 7:50:00 AM
billk333$25.00$25.0010/1/2010 7:51:39 AM
Phatt-Daddy$200.00$200.0010/1/2010 8:10:01 AM
mpatrick$25.00$25.0010/1/2010 7:43:55 AM
trumpeter5$50.00$50.0010/1/2010 8:41:23 AM
MattProsper$60.00$60.0010/1/2010 8:05:17 AM
doomsday18$25.00$25.0010/1/2010 8:37:54 AM
_NaLNaBB$300.00$300.0010/1/2010 8:53:15 AM
pythia$25.00$25.0010/1/2010 10:11:40 AM
tomaswk$100.00$100.0010/1/2010 10:59:03 AM
sentimental-euro$25.00$25.0010/1/2010 11:16:18 AM
protargol$106.06$106.0610/1/2010 11:42:13 AM
nanaof7$25.00$25.0010/1/2010 10:40:10 AM
brightest-dignified-penny$25.00$25.0010/1/2010 10:38:05 AM
sgt-schultz$25.00$25.0010/1/2010 10:41:01 AM
Bcs-cnc$50.00$50.0010/1/2010 12:56:41 PM
AM2171$27.00$27.0010/1/2010 12:49:28 PM
terrific-yield6$25.00$25.0010/1/2010 12:53:45 PM
loyalist1$50.00$50.0010/1/2010 1:08:00 PM
blLending$25.00$25.0010/1/2010 1:29:12 PM
broker558$25.00$25.0010/1/2010 1:56:36 PM
encore06$25.00$25.0010/1/2010 2:28:20 PM
257 bids
 
Borrower Payment Dependent Notes Series 477639
This series of Notes was issued and sold upon the funding of the borrower loan #44823, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.2% Auction start date:  Sep-30-2010 
  Auction end date:  Oct-07-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.06% Starting monthly payment: $269.21
Final lender yield: 33.35% Final borrower rate/APR: 34.35% / 38.06% Final monthly payment: $269.21
 
Auction yield range: 13.79% - 33.35% Estimated loss impact: 15.74%  
Lender servicing fee: 1.00% Estimated return: 17.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Sep-1996 Debt/Income ratio: 37%
Credit score: 680-699 (Sep-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 5Length of status:13y 1m
Amount delinquent: $0 Total credit lines: 19 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,656Stated income:$25,000-$49,999
Delinquencies in last 7y: 16 Bankcard utilization: 28%  
   Homeownership: No  
Screen name: gentle-value1 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Why haven't you filled out your expenses? - impressive-openness7
A: Sorry about that this is my first time using Prosper and I'm still attempting to learn everything about the site. I will look at this right now, have no problem answering the quesions just still learning. Thank you for your support. (Oct-06-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
a-bountiful-trade$25.00$25.009/30/2010 2:40:39 PM
agiovasil$25.00$25.009/30/2010 2:46:04 PM
AF-Chief$25.00$25.009/30/2010 3:02:30 PM
kulender$100.00$100.009/30/2010 3:08:13 PM
contract-giant$25.00$25.009/30/2010 7:28:01 PM
Artist_Blue$25.00$25.0010/1/2010 1:33:37 AM
contract-happiness1$25.00$25.0010/1/2010 3:14:36 AM
hope-equation$50.00$50.0010/1/2010 6:05:36 AM
return-elm$25.00$25.0010/1/2010 10:54:15 AM
listing-trapper3$43.59$43.5910/1/2010 9:42:46 PM
zen1cent$25.00$25.0010/2/2010 5:28:56 AM
simplelender80$250.00$250.0010/3/2010 6:08:07 PM
jazz619$25.00$25.0010/3/2010 7:48:12 PM
consummate-loyalty1$25.00$25.0010/3/2010 9:08:18 PM
dedicated-diversification5$25.00$25.0010/4/2010 1:34:56 PM
S-Master$50.00$50.0010/4/2010 3:33:59 PM
musegaze$100.00$100.0010/4/2010 3:41:37 PM
bountiful-durability$100.00$100.0010/4/2010 3:37:30 PM
108lender$100.00$100.0010/4/2010 3:38:03 PM
Comoparklender$40.00$40.0010/4/2010 3:49:58 PM
papaloha$25.00$25.0010/5/2010 3:03:06 AM
newest-inspiring-power$25.00$25.0010/5/2010 9:22:52 AM
numitor$50.00$50.0010/5/2010 8:58:06 AM
head$25.00$25.0010/5/2010 2:54:35 PM
chemistry220$50.00$50.0010/5/2010 2:57:52 PM
payment-gusto$25.00$25.0010/5/2010 3:27:21 PM
debtcollector$25.00$25.0010/5/2010 4:28:32 PM
julsal$50.00$50.0010/5/2010 6:33:04 PM
miked8303$25.00$25.0010/6/2010 2:06:49 AM
bulsa$50.00$50.0010/6/2010 12:03:14 PM
jennifer55126$25.00$25.0010/6/2010 3:14:05 PM
turbolozano$25.00$25.0010/6/2010 3:18:13 PM
bnlforever$25.00$25.0010/6/2010 3:14:01 PM
important-openness1$100.00$100.0010/6/2010 3:15:24 PM
Gibbyland$50.00$50.0010/6/2010 3:23:43 PM
vine99$40.00$40.0010/6/2010 9:16:55 PM
PatRichi$25.00$25.0010/6/2010 9:48:07 PM
famous-hope$25.00$25.0010/6/2010 9:53:47 PM
nycfinance$25.00$25.0010/6/2010 9:56:19 PM
sturdy-openness885$25.00$25.0010/6/2010 10:03:39 PM
whartonmba$25.00$25.0010/6/2010 9:54:30 PM
squarebob$25.00$25.0010/7/2010 6:01:15 AM
MarinLoans$25.00$25.0010/7/2010 7:39:36 AM
barefootpaul$35.00$35.0010/7/2010 6:59:39 AM
delivery$25.00$25.0010/7/2010 1:41:26 AM
Leshan$25.00$25.0010/7/2010 8:18:22 AM
FeedTheMachine$100.00$100.0010/7/2010 8:31:15 AM
noble-revenue$100.00$100.0010/7/2010 9:33:44 AM
green-ore-expert$50.00$50.0010/7/2010 9:53:00 AM
DreamsDoComeTrue$50.00$50.0010/7/2010 8:30:18 AM
KileNSmyth4$25.00$25.0010/7/2010 8:44:31 AM
lendmedo$25.00$25.0010/7/2010 12:09:54 PM
bettndon$42.89$42.8910/7/2010 12:10:13 PM
F16Pilot$25.00$25.0010/7/2010 12:10:15 PM
red-power-pecan$50.00$50.0010/7/2010 12:10:21 PM
hope-eagle6$25.00$25.0010/7/2010 12:10:24 PM
FASTIZIO_P$25.00$25.0010/7/2010 9:34:23 AM
kegs$100.00$100.0010/7/2010 12:09:17 PM
the-determined-value$25.00$25.0010/7/2010 12:09:54 PM
genuine-responsibility8$50.00$50.0010/7/2010 12:09:57 PM
Philkent$25.00$25.0010/7/2010 12:10:09 PM
r0b3m4n$25.00$25.0010/7/2010 12:10:14 PM
a-power-amigo$25.00$25.0010/7/2010 12:10:23 PM
grampy48$25.00$25.0010/7/2010 2:00:54 PM
mtquan$25.00$25.0010/7/2010 12:08:51 PM
Cybercusp$25.00$25.0010/7/2010 12:09:55 PM
LAM26$25.00$25.0010/7/2010 12:10:12 PM
sqdrew$50.00$50.0010/7/2010 12:10:20 PM
jojo6686$25.00$25.0010/7/2010 12:10:24 PM
lendstats_com$175.00$175.0010/7/2010 1:37:23 PM
ingenious-deal6$25.00$25.009/30/2010 2:47:06 PM
handshake5$100.00$100.009/30/2010 2:44:28 PM
bid-czar8$25.00$25.009/30/2010 2:44:41 PM
lendstats_com$25.00$25.009/30/2010 2:47:41 PM
6moonbeams$25.00$25.009/30/2010 2:46:42 PM
loan-kung-fu$25.00$25.009/30/2010 10:58:14 PM
Cai8899$50.00$50.0010/1/2010 1:14:20 AM
ukstevenhawaii$50.00$50.0010/1/2010 4:11:17 AM
villagers$25.00$25.0010/1/2010 3:15:39 AM
Diamond_Jim$25.00$25.0010/1/2010 5:19:19 AM
FountainShrugged$50.00$50.0010/1/2010 9:27:57 AM
AlexTrep$50.00$50.0010/1/2010 10:33:10 AM
patriot897$25.00$25.0010/1/2010 11:19:28 AM
cablenews$25.00$25.0010/1/2010 10:48:41 AM
rescue$49.95$49.9510/1/2010 2:43:33 PM
fairness-kayak$25.00$25.0010/2/2010 12:22:51 PM
moola-wildebeest3$25.00$25.0010/2/2010 3:13:14 PM
asset-professor$50.00$50.0010/2/2010 7:58:49 PM
natural-greenback6$25.00$25.0010/2/2010 8:09:22 PM
b-rent$25.00$25.0010/3/2010 10:08:45 AM
fizwahh$40.00$40.0010/4/2010 7:14:36 AM
graceful-investment$100.00$100.0010/4/2010 12:12:15 PM
irrelevant$25.00$25.0010/4/2010 1:34:37 PM
gallant-economy9$400.00$400.0010/4/2010 3:38:06 PM
escharfer$25.00$25.0010/4/2010 3:41:09 PM
jubilant-auction5$25.00$25.0010/4/2010 3:37:55 PM
icecoldcash$30.00$30.0010/4/2010 4:28:09 PM
SolarMoonshine$25.00$25.0010/4/2010 6:13:55 PM
nodebt2012$25.00$25.0010/5/2010 1:49:31 PM
larrybird$150.00$150.0010/5/2010 2:25:32 PM
data2360$50.00$50.0010/5/2010 2:57:41 PM
JoyfulVegetarian$25.00$25.0010/5/2010 2:58:53 PM
worldly-penny8$25.00$25.0010/5/2010 2:56:32 PM
IIP77$25.00$25.0010/6/2010 5:24:07 AM
jubilant-agreement0$25.00$25.0010/6/2010 9:48:53 AM
gold-channel2$50.00$50.0010/6/2010 3:09:48 PM
shur$25.00$25.0010/6/2010 3:13:42 PM
euro-banker$50.00$50.0010/6/2010 3:14:05 PM
lendcraft$25.00$25.0010/6/2010 3:18:35 PM
asiaratt$50.00$50.0010/6/2010 3:13:53 PM
shmb6508$100.00$100.0010/6/2010 3:19:12 PM
new-social-economist$50.00$50.0010/6/2010 3:20:52 PM
jamiee73$25.00$25.0010/6/2010 7:02:55 PM
saffron4$25.00$25.0010/6/2010 8:32:55 PM
minddoc$25.00$25.0010/6/2010 9:55:35 PM
credit-vinyl$25.00$25.0010/6/2010 7:27:54 PM
lagnisiruk$25.00$25.0010/6/2010 9:56:22 PM
psa1995$25.00$25.0010/6/2010 9:54:36 PM
Bob450$25.00$25.0010/6/2010 9:54:45 PM
famous-bill$25.00$25.0010/7/2010 5:04:00 AM
squarebob$25.00$25.0010/7/2010 6:01:00 AM
social-conductor4$25.00$25.0010/7/2010 1:38:32 AM
cybernosha$25.00$25.0010/7/2010 7:53:25 AM
burrito6$25.00$25.0010/7/2010 1:41:35 AM
marketplace-cello5$25.00$25.0010/7/2010 8:19:50 AM
mistertao$25.00$25.0010/7/2010 8:20:14 AM
Rdodson11$25.00$25.0010/7/2010 6:28:40 AM
red-unequivocal-finance$25.00$25.0010/7/2010 10:43:56 AM
nickel-hickory$25.00$25.0010/7/2010 12:10:06 PM
rrfgloan$50.00$50.0010/7/2010 12:10:10 PM
return-pumpkin7$25.00$25.0010/7/2010 12:10:13 PM
TW2000$25.00$25.0010/7/2010 12:10:19 PM
foxtrot12$50.00$50.0010/7/2010 12:10:22 PM
economy-producer$25.00$25.0010/7/2010 12:10:25 PM
honorable-yield$35.00$35.0010/7/2010 12:09:56 PM
MADAOO7$50.00$50.0010/7/2010 12:10:11 PM
nodrivelpls$25.00$25.0010/7/2010 12:10:16 PM
thrifty-return$26.14$26.1410/7/2010 12:10:26 PM
wise-silver-wonder$25.00$25.0010/7/2010 12:08:55 PM
bonus-tent$25.00$25.0010/7/2010 12:10:21 PM
xzec777$25.00$17.4310/7/2010 12:10:27 PM
goodhearted-basis4$25.00$25.0010/7/2010 2:07:41 PM
142 bids
 
Borrower Payment Dependent Notes Series 477645
This series of Notes was issued and sold upon the funding of the borrower loan #44833, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.2% Auction start date:  Oct-04-2010 
  Auction end date:  Oct-11-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.06% Starting monthly payment: $112.17
Final lender yield: 24.21% Final borrower rate/APR: 25.21% / 28.71% Final monthly payment: $99.68
 
Auction yield range: 13.79% - 33.35% Estimated loss impact: 15.30%  
Lender servicing fee: 1.00% Estimated return: 8.91%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Apr-2006 Debt/Income ratio: Not calculated
Credit score: 680-699 (Sep-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:0y 10m
Amount delinquent: $0 Total credit lines: 5 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,468Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 46%  
   Homeownership: No  
Screen name: wise-social-elvis Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
CPA Exam Candidate
Purpose of loan:
Help alleviate the costs associated with taking the Certified Public Accounting exam (i.e. review courses, application fees, test fees, etc.)

My financial situation:
I am currently an accountant working at a public accounting firm.? I have a steady income, and I am very good with finances and budgeting.

Monthly net income: $ 2400

Monthly expenses: $
??Housing: $ 800
??Insurance: $ 100
??Car expenses: $
??Utilities: $ 50
??Phone, cable, internet: $ 20
??Food, entertainment: $ 250
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 300
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Is your employer not willing to cover these costs? I've been employed at 3 accounting firms, all of which have sponsored their employees' CPA exams/review - what is the reason they give for not covering? Please answer publicly. - NickRac
A: My firm has a bonus program that is supposed to cover the costs of taking the CPA exam, which is received only after completing all four sections of the exam; however, the after-tax benefit of this bonus only covers about 1/3 of the total cost to take the exam. (Oct-11-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
SolarMoonshine$25.00$25.0010/5/2010 3:42:37 AM
icecoldcash$25.00$25.0010/9/2010 6:26:42 AM
icecoldcash$25.00$25.0010/9/2010 6:28:00 AM
starry2001$25.00$25.0010/9/2010 4:31:04 PM
DasMula$25.00$25.0010/10/2010 10:22:40 AM
green-rapid-openness$50.00$50.0010/10/2010 4:25:27 PM
fair-dollar$33.95$33.9510/10/2010 6:30:06 PM
nodebt2012$47.59$47.5910/10/2010 11:47:33 AM
bsmtloan$46.90$46.9010/11/2010 7:15:11 AM
credit-missile$25.00$25.0010/11/2010 7:54:01 AM
kf88$25.00$25.0010/11/2010 8:04:19 AM
favorite-commerce$100.00$100.0010/11/2010 8:22:28 AM
credit-sycamore4$200.00$200.0010/11/2010 10:09:46 AM
loan-adventurer7$36.00$36.0010/11/2010 9:20:12 AM
lucrative-coin$50.00$50.0010/11/2010 11:02:18 AM
market-pudding$25.00$25.0010/11/2010 11:21:27 AM
loan-adventurer7$50.00$50.0010/10/2010 10:18:07 PM
djmjkelso$25.00$25.0010/11/2010 11:31:01 AM
nickel-demon2$100.00$75.1010/11/2010 11:41:21 AM
rockhound84$25.00$25.0010/11/2010 10:33:35 AM
carrinel$107.40$107.4010/11/2010 11:58:16 AM
drsny66$25.00$25.0010/11/2010 11:12:07 AM
maccpro1$50.00$50.0010/11/2010 1:00:39 PM
BDS$28.71$28.7110/11/2010 6:50:28 AM
credit-missile$25.00$25.0010/11/2010 7:53:42 AM
ColoradoLender82$25.00$25.0010/11/2010 10:35:47 AM
doopers$25.00$25.0010/11/2010 11:43:11 AM
rockhound84$25.00$25.0010/11/2010 1:00:46 PM
Astyanax$100.00$100.0010/11/2010 1:51:01 PM
neorunner$25.00$25.0010/5/2010 3:21:13 PM
wlm3012$25.00$25.0010/6/2010 6:57:57 PM
bst$27.34$27.3410/7/2010 7:25:03 PM
nodebt2012$25.00$25.0010/7/2010 11:09:25 PM
details$60.00$60.0010/9/2010 3:08:48 PM
ralf206$25.00$25.0010/9/2010 8:26:55 AM
Jeddy$25.00$25.0010/10/2010 4:29:25 PM
GrowthAspirations$35.00$35.0010/10/2010 3:19:16 PM
wikkiewikkie$39.72$39.7210/10/2010 9:14:37 PM
averagefore$25.00$25.0010/11/2010 6:49:37 AM
credit-missile$25.00$25.0010/11/2010 7:54:45 AM
whatreality$35.00$35.0010/11/2010 7:56:27 AM
Leshan$50.00$50.0010/11/2010 8:17:01 AM
greenback-bull6$200.00$200.0010/11/2010 10:00:33 AM
prodigy525$25.00$25.0010/11/2010 11:09:58 AM
Green-Baron$25.00$25.0010/11/2010 9:54:00 AM
point-tornado$25.00$25.0010/11/2010 10:43:05 AM
makosdJR02$31.79$31.7910/11/2010 1:21:34 PM
ultimate-peace$150.00$150.0010/11/2010 1:46:23 PM
credit-missile$25.00$25.0010/11/2010 7:54:22 AM
studious-value8$25.00$25.0010/11/2010 2:18:53 PM
euro-deployment$25.00$25.0010/11/2010 8:13:02 AM
P3P-Career-Coach$35.49$35.4910/11/2010 8:13:54 AM
listing-hercules$25.00$25.0010/11/2010 8:26:15 AM
dudebrah$25.00$25.0010/11/2010 2:16:54 PM
Nerdster1$25.01$25.0110/11/2010 2:19:21 PM
penny-plato$25.00$25.0010/11/2010 11:30:48 AM
credit-guard5$25.00$25.0010/11/2010 1:10:06 PM
money-fort$35.00$35.0010/11/2010 2:32:48 PM
58 bids
 
Borrower Payment Dependent Notes Series 477749
This series of Notes was issued and sold upon the funding of the borrower loan #44827, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 6.0% Auction start date:  Sep-30-2010 
  Auction end date:  Oct-07-2010 
 
Starting lender yield: 14.15% Starting borrower rate/APR: 15.15% / 17.32% Starting monthly payment: $416.87
Final lender yield: 14.15% Final borrower rate/APR: 15.15% / 17.32% Final monthly payment: $416.87
 
Auction yield range: 5.79% - 14.15% Estimated loss impact: 6.19%  
Lender servicing fee: 1.00% Estimated return: 7.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1983 Debt/Income ratio: 37%
Credit score: 740-759 (Sep-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 12Length of status:10y 11m
Amount delinquent: $0 Total credit lines: 23 Occupation: Construction
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $51,547Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 69%  
   Homeownership: Yes  
Screen name: shooter0 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business Investment
Purpose of loan:
This loan will be used to? Purchase new equipment to expand my business.

My financial situation:
I have the opportunity to increase revenue in a new segment of the concrete polishing market. We have been succesfully?operating in the concrete coatings and polishing business since 2001. This?investment?will allow us to purchase the specialized equipment rather than rent.?We are an established company with a good track record of customer?service and a good?financial history with our vendors.??

Monthly net income: $ 4250.00

Monthly expenses: $ 3050.00
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Can you provide financial statements for your company (i.e/ income statement, balance sheet, cash flow statement)? - elevated-fund5
A: Yes , we produce a monthly P&L and balance sheet. We have a CPA (Oct-06-2010)
Q: Can you explain the $51,000 in revolving credit. - repaymeplease
A: $35,000 Used for business since 2008. I take a payment whenever cash flow allows. (Oct-07-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
authentic-liberty7$50.00$50.009/30/2010 2:40:33 PM
studious-bonus7$100.00$100.009/30/2010 2:43:46 PM
Gabriel02$25.00$25.009/30/2010 2:44:15 PM
rescue$50.00$50.009/30/2010 2:39:02 PM
jdwillcox$50.00$50.009/30/2010 2:45:32 PM
bountiful-durability$100.00$100.009/30/2010 2:40:02 PM
larrybird$150.00$150.009/30/2010 2:46:19 PM
thrifty-capital$25.00$25.009/30/2010 2:47:26 PM
JohnGalt79$100.00$100.009/30/2010 2:47:28 PM
radforj22$25.00$25.009/30/2010 2:47:36 PM
agiovasil$25.00$25.009/30/2010 2:40:25 PM
mla$25.00$25.009/30/2010 2:48:23 PM
jigsaw$100.00$100.009/30/2010 2:43:50 PM
Tomeus$75.00$75.009/30/2010 2:44:21 PM
ray1051$25.00$25.009/30/2010 2:44:56 PM
simplelender80$250.00$250.009/30/2010 2:43:34 PM
herbyman$50.00$50.009/30/2010 2:45:38 PM
psa1995$50.00$50.009/30/2010 2:45:58 PM
kmr2$200.00$200.009/30/2010 2:45:49 PM
objective-investor$100.00$100.009/30/2010 2:47:22 PM
teller$50.00$50.009/30/2010 2:47:53 PM
skuba$50.00$50.009/30/2010 2:47:13 PM
papaloha$25.00$25.009/30/2010 2:47:47 PM
danthemon35$25.00$25.009/30/2010 3:03:39 PM
bowdish1$50.00$50.009/30/2010 4:47:34 PM
hookUup$25.00$25.009/30/2010 5:29:02 PM
miket71$100.00$100.009/30/2010 3:12:56 PM
money-boots2$25.00$25.009/30/2010 3:32:51 PM
AF-Chief$25.00$25.009/30/2010 3:43:45 PM
schpere$75.00$75.009/30/2010 3:44:50 PM
Bank_Of_XL$50.00$50.009/30/2010 9:05:55 PM
mulberry4$50.00$50.009/30/2010 6:13:22 PM
mtquan$25.00$25.009/30/2010 9:08:08 PM
elevated-truth$25.00$25.009/30/2010 10:58:22 PM
Interstate_Rate$65.81$65.8110/1/2010 12:07:24 AM
preciousjeni$32.60$32.6010/1/2010 3:02:10 AM
copperfield$25.00$25.0010/1/2010 3:13:31 AM
tech310$50.00$50.0010/1/2010 1:35:25 AM
JGB$42.26$42.2610/1/2010 4:28:14 AM
get30inc$50.00$50.0010/1/2010 2:36:29 AM
ebgb234$25.39$25.3910/1/2010 3:13:29 AM
boater01$48.47$48.4710/1/2010 2:50:21 AM
Palacios$47.90$47.9010/1/2010 5:52:08 AM
vegibenz$25.00$25.0010/1/2010 5:52:25 AM
srilm$25.00$25.0010/1/2010 5:52:32 AM
fopaul13$25.00$25.0010/1/2010 5:52:38 AM
helpful-listing$25.00$25.0010/1/2010 6:13:15 AM
vanderhp$25.00$25.0010/1/2010 4:09:59 AM
iLoaner$25.00$25.0010/1/2010 4:27:58 AM
lounges$45.49$45.4910/1/2010 4:18:36 AM
ferdberfel$25.89$25.8910/1/2010 4:18:53 AM
Bank42$50.00$50.0010/1/2010 4:28:09 AM
generosity-giraffe0$49.19$49.1910/1/2010 6:27:56 AM
hawksfanmd$25.00$25.0010/1/2010 5:51:25 AM
nytrnbow$25.00$25.0010/1/2010 5:51:48 AM
BlackFred$25.00$25.0010/1/2010 5:52:55 AM
movistar$25.00$25.0010/1/2010 5:52:27 AM
gametime34$50.00$50.0010/1/2010 5:52:42 AM
trade-pumpkin$25.00$25.0010/1/2010 6:03:54 AM
HolJenks$30.15$30.1510/1/2010 7:58:15 AM
irrelevant$25.00$25.0010/1/2010 6:34:22 AM
tranquil-return4$25.00$25.0010/1/2010 6:38:54 AM
nickel-advocator$50.00$50.0010/1/2010 6:34:08 AM
asset-professor$50.00$50.0010/1/2010 8:57:59 AM
the_iceman$25.23$25.2310/1/2010 6:48:31 AM
triumph329$25.00$25.0010/1/2010 7:53:00 AM
InvestorPartners$25.00$25.0010/1/2010 7:23:28 AM
runner262$25.00$25.0010/1/2010 8:13:52 AM
helpful-dough$50.00$50.0010/1/2010 8:57:58 AM
nycfinance$25.00$25.0010/1/2010 9:36:52 AM
svandgts$25.00$25.0010/1/2010 10:54:10 AM
yukongin$40.92$40.9210/1/2010 11:27:46 AM
cablenews$50.00$50.0010/1/2010 10:48:17 AM
GElender$26.84$26.8410/1/2010 10:53:57 AM
nletunic$44.35$44.3510/1/2010 1:03:06 PM
cloud8$32.57$32.5710/1/2010 11:03:37 AM
orange-resolute-platinum$25.00$25.0010/1/2010 1:33:28 PM
CasaDeTomas$100.00$100.0010/1/2010 1:52:56 PM
4DreamsGroup$100.00$100.0010/1/2010 2:43:59 PM
LiquidRaptor$25.00$25.0010/1/2010 2:32:40 PM
nickel-hickory$50.00$50.0010/1/2010 2:47:32 PM
beeper2$50.00$50.0010/1/2010 5:33:26 PM
Bcs-cnc$50.00$50.0010/1/2010 7:01:22 PM
marketplace-cello5$50.00$50.0010/2/2010 12:13:45 AM
Preferred-Lender$25.00$25.0010/2/2010 2:28:58 PM
moola-wildebeest3$50.00$50.0010/2/2010 3:13:58 PM
efficient-treasure0$25.00$25.0010/2/2010 3:18:49 PM
Riccous$100.00$100.0010/3/2010 11:05:13 AM
jdnyguy$50.00$50.0010/3/2010 6:29:55 AM
ti22ring$30.00$30.0010/3/2010 11:18:06 AM
ericgassercom$50.00$50.0010/3/2010 1:38:11 PM
Saleen06$75.00$75.0010/3/2010 9:44:59 PM
nerdbomber$25.00$25.0010/4/2010 9:33:50 AM
persistent-bazaar$97.06$97.0610/4/2010 9:36:16 AM
crawfingers$25.00$25.0010/4/2010 10:32:53 AM
shur$25.00$25.0010/4/2010 11:17:07 AM
graceful-investment$100.00$100.0010/4/2010 12:12:38 PM
tntmojave$25.00$25.0010/4/2010 2:09:19 PM
108lender$25.00$25.0010/4/2010 6:07:51 PM
Charlieofalbany$25.00$25.0010/4/2010 8:33:58 PM
trustu$50.00$50.0010/4/2010 7:13:06 PM
power-secret-agent$25.00$25.0010/5/2010 2:43:20 AM
alpinaut$25.00$25.0010/5/2010 5:07:43 AM
power-kin$50.00$50.0010/5/2010 9:33:15 AM
point-shooter$50.00$50.0010/5/2010 1:24:09 PM
sophisticated-economy8$25.00$25.0010/5/2010 2:08:34 PM
gracej$25.00$25.0010/5/2010 2:52:27 PM
jrbill1998$50.00$50.0010/5/2010 5:19:46 PM
sweet-peace6$50.00$50.0010/5/2010 6:09:24 PM
checkuto$25.00$25.0010/5/2010 6:54:00 PM
rawman$25.00$25.0010/5/2010 6:42:53 PM
focused-wampum$25.00$25.0010/5/2010 8:52:51 PM
cash-tent$50.00$50.0010/5/2010 10:35:02 PM
self-reliant-integrity0$50.00$50.0010/6/2010 12:18:10 AM
Cheburashka$25.00$25.0010/6/2010 12:52:55 AM
eadamson$33.69$33.6910/6/2010 7:19:28 AM
first-charming-fund$25.00$25.0010/6/2010 8:03:51 AM
compwhiz$25.00$25.0010/6/2010 9:24:45 AM
peaceful-bazaar497$30.00$30.0010/6/2010 9:33:35 AM
benefit-comforter$25.00$25.0010/6/2010 9:33:46 AM
active-wealth3$25.00$25.0010/6/2010 10:37:50 AM
fabulous-revenue7$25.00$25.0010/6/2010 11:05:17 AM
vigorous-integrity8$25.00$25.0010/6/2010 11:22:55 AM
patriot384$120.00$120.0010/6/2010 12:49:47 PM
MarinLoans$25.00$25.0010/6/2010 12:18:27 PM
return-elm$25.00$25.0010/6/2010 12:19:30 PM
promise2$50.00$50.0010/6/2010 12:48:03 PM
ethicalhumanist$50.00$50.0010/6/2010 2:26:47 PM
oracle3$50.00$50.0010/6/2010 3:11:25 PM
IIP77$25.00$25.0010/6/2010 3:10:41 PM
friendly-credit2$50.00$50.0010/6/2010 3:15:19 PM
CLoViq$50.00$50.0010/6/2010 3:17:15 PM
mmaurer$30.00$30.0010/6/2010 3:18:53 PM
trade-caper$25.00$25.0010/6/2010 3:19:47 PM
newest-orbital-justice$25.00$25.0010/6/2010 3:18:32 PM
bodascafe$25.00$25.0010/6/2010 3:20:30 PM
leverage-monger$25.00$25.0010/6/2010 3:21:18 PM
nanda$50.00$27.1710/6/2010 3:23:16 PM
thoughtful-community7$25.00$25.0010/6/2010 3:19:55 PM
jojo6686$25.00$25.0010/6/2010 3:21:26 PM
feb217$35.00$35.0010/6/2010 8:32:03 PM
gogrannygo$25.00$25.0010/6/2010 4:02:41 PM
Chewbaca$25.00$25.0010/6/2010 4:25:15 PM
GrowthAspirations$25.00$25.0010/6/2010 11:06:30 PM
squarebob$25.00$25.0010/7/2010 5:55:36 AM
johnk317$34.10$34.1010/7/2010 7:34:12 AM
octoberfresh$25.00$25.0010/7/2010 6:46:59 AM
FinanceEngine$30.00$30.0010/7/2010 9:05:24 AM
unafraid-loan5$27.89$27.8910/7/2010 10:20:55 AM
social-zebra$29.00$29.0010/7/2010 11:54:16 AM
Gobsek$25.00$25.0010/7/2010 11:55:58 AM
gaiusceasar$25.00$25.0010/7/2010 9:51:20 AM
manatee21$60.00$60.0010/7/2010 12:44:09 PM
Peterman$25.00$25.0010/7/2010 12:52:35 PM
pfh$25.00$25.009/30/2010 2:43:54 PM
bid-czar8$100.00$100.009/30/2010 2:44:00 PM
jazzlender$25.00$25.009/30/2010 2:44:18 PM
mike_banker$50.00$50.009/30/2010 2:45:00 PM
Weaverville$25.00$25.009/30/2010 2:39:20 PM
peripatetic$25.00$25.009/30/2010 2:43:57 PM
orgy63$25.00$25.009/30/2010 2:44:53 PM
DRA-Properties$25.00$25.009/30/2010 2:43:21 PM
ichibon$150.00$150.009/30/2010 2:44:04 PM
shmb6508$100.00$100.009/30/2010 2:44:07 PM
maldok1$25.00$25.009/30/2010 2:44:23 PM
kegs$150.00$150.009/30/2010 2:46:23 PM
red-robust-rupee$25.00$25.009/30/2010 2:46:27 PM
nicklds$25.00$25.009/30/2010 2:46:58 PM
enthralling-deal180$100.00$100.009/30/2010 2:47:24 PM
money-bauble$39.58$39.589/30/2010 3:03:52 PM
JoyfulVegetarian$25.00$25.009/30/2010 2:48:10 PM
mtp$50.00$50.009/30/2010 2:47:02 PM
Artist_Blue$25.00$25.009/30/2010 2:58:20 PM
lloyd_s$25.00$25.009/30/2010 3:01:22 PM
icecoldcash$25.00$25.009/30/2010 3:01:29 PM
ocho$25.00$25.009/30/2010 3:08:33 PM
gallant-economy9$25.00$25.009/30/2010 4:27:04 PM
syounker$25.00$25.009/30/2010 4:52:16 PM
dollardave$100.00$100.009/30/2010 9:28:28 PM
MissionMicroFinance$25.00$25.0010/1/2010 2:49:27 AM
twirl2$25.00$25.0010/1/2010 3:14:01 AM
coloradoloanman$25.00$25.0010/1/2010 3:15:32 AM
jdrez$25.00$25.0010/1/2010 1:48:51 AM
HHP$25.00$25.0010/1/2010 4:28:13 AM
burntxsoul$25.00$25.0010/1/2010 3:02:05 AM
macgeek$35.26$35.2610/1/2010 2:48:29 AM
himanshuko$25.00$25.0010/1/2010 3:03:00 AM
gethsemane4$25.00$25.0010/1/2010 2:50:08 AM
point-promiser$31.53$31.5310/1/2010 5:51:45 AM
helpinghand63$47.22$47.2210/1/2010 5:52:12 AM
tylerfd$25.00$25.0010/1/2010 5:52:30 AM
VPRLLC$25.00$25.0010/1/2010 5:52:36 AM
awwaww$25.00$25.0010/1/2010 5:52:44 AM
Magus54$25.00$25.0010/1/2010 5:52:51 AM
Int_PrinRateTime4000$31.23$31.2310/1/2010 4:09:27 AM
Katburg$35.00$35.0010/1/2010 6:14:08 AM
zacharyd$50.00$50.0010/1/2010 6:16:03 AM
Cypher041$25.00$25.0010/1/2010 4:18:43 AM
Panna$25.00$25.0010/1/2010 4:37:54 AM
the-profit-oracle$25.00$25.0010/1/2010 5:10:09 AM
visionary-commerce$25.00$25.0010/1/2010 5:23:45 AM
a-consummate-camaraderi$50.00$50.0010/1/2010 6:43:32 AM
NorthernFunds$50.00$50.0010/1/2010 5:51:30 AM
george_kaplan$50.00$50.0010/1/2010 5:51:32 AM
Contour$27.12$27.1210/1/2010 5:52:50 AM
takarlstad$27.08$27.0810/1/2010 5:52:40 AM
Akkon$25.74$25.7410/1/2010 5:52:53 AM
visionary-community$25.00$25.0010/1/2010 5:57:59 AM
a-finance-nirvana$25.00$25.0010/1/2010 6:05:30 AM
steady-bazaar$30.12$30.1210/1/2010 6:43:30 AM
FG9YTR$25.00$25.0010/1/2010 8:57:54 AM
chestnut4$25.00$25.0010/1/2010 6:38:52 AM
tomdooley12520$25.00$25.0010/1/2010 9:30:06 AM
Philkent$25.00$25.0010/1/2010 8:13:47 AM
escharfer$25.00$25.0010/1/2010 9:35:42 AM
phaded$25.00$25.0010/1/2010 8:29:10 AM
Aimvest$25.00$25.0010/1/2010 9:36:58 AM
samo102us$25.00$25.0010/1/2010 8:17:50 AM
elegant-bonus$25.00$25.0010/1/2010 8:57:55 AM
Munnie$48.85$48.8510/1/2010 9:33:57 AM
soheagle$25.00$25.0010/1/2010 10:32:48 AM
worth-arch$25.00$25.0010/1/2010 10:13:56 AM
revenue-officer36$48.24$48.2410/1/2010 10:17:49 AM
Purple11$26.79$26.7910/1/2010 1:02:54 PM
Benjamin_Orban$25.00$25.0010/1/2010 11:43:28 AM
blue-useful-auction$25.00$25.0010/1/2010 2:36:08 PM
gold-channel2$100.00$100.0010/1/2010 2:48:51 PM
lendingfrog$50.00$50.0010/1/2010 4:52:53 PM
worldly-community3$50.00$50.0010/1/2010 6:18:02 PM
Easystreet$25.00$25.0010/1/2010 9:52:57 PM
loan-adventurer7$36.00$36.0010/1/2010 11:39:24 PM
lending_well$25.00$25.0010/2/2010 6:53:05 AM
Sol_Invictus$25.00$25.0010/2/2010 5:13:08 AM
FinDoc$25.00$25.0010/2/2010 8:37:50 AM
Tradesmanlender$25.00$25.0010/2/2010 7:53:13 PM
buckyhead2000$25.00$25.0010/2/2010 10:19:09 PM
brother_tam$50.00$50.0010/3/2010 3:09:04 AM
noah88$25.00$25.0010/3/2010 8:17:13 AM
gulab77$50.00$50.0010/3/2010 3:03:24 PM
Paragon13$50.00$50.0010/3/2010 9:57:39 PM
power-expert$25.00$25.0010/3/2010 8:12:53 PM
tsui517$25.00$25.0010/3/2010 10:53:30 PM
LandoC1$50.00$50.0010/4/2010 2:33:55 AM
Edwin_Rae$25.00$25.0010/4/2010 9:33:54 AM
elfincove$50.00$50.0010/4/2010 9:33:26 AM
RationalWorld$25.00$25.0010/4/2010 11:17:53 AM
generous-deal6$50.00$50.0010/4/2010 11:16:22 AM
Investoman$25.00$25.0010/4/2010 11:51:28 AM
fairness-kayak$50.00$50.0010/4/2010 12:36:27 PM
auction-elvis$25.00$25.0010/4/2010 4:34:43 PM
riproaringrapids$25.00$25.0010/4/2010 8:08:37 PM
mjunlimited$50.00$50.0010/4/2010 9:42:48 PM
adir1$25.00$25.0010/4/2010 10:47:58 PM
Moneypenny6$25.00$25.0010/5/2010 7:41:09 AM
chemistry220$50.00$50.0010/5/2010 9:35:28 AM
worldly-penny8$25.00$25.0010/5/2010 9:33:49 AM
rate-negotiator$25.00$25.0010/5/2010 3:07:12 PM
ski bum$50.00$50.0010/5/2010 2:50:52 PM
FadSaolAgat$25.00$25.0010/5/2010 3:36:38 PM
mpactlender$25.00$25.0010/5/2010 4:19:18 PM
1SteelerFan$25.00$25.0010/5/2010 4:22:05 PM
Phantom99$25.00$25.0010/5/2010 4:57:43 PM
jennifer55126$25.00$25.0010/5/2010 6:17:52 PM
usd1027$25.00$25.0010/5/2010 9:34:43 PM
loan-adventurer7$50.00$50.0010/6/2010 2:44:30 AM
phycho2$50.00$50.0010/6/2010 6:18:21 AM
HalfDayz$50.00$50.0010/6/2010 7:28:40 AM
chinolatino$25.00$25.0010/6/2010 9:18:11 AM
sturdy-velocity6$50.00$50.0010/6/2010 10:07:24 AM
loan-mammal$25.00$25.0010/6/2010 10:18:35 AM
wacko82$50.00$50.0010/6/2010 10:23:23 AM
helvet$25.00$25.0010/6/2010 10:48:05 AM
chlebie$25.00$25.0010/6/2010 12:19:09 PM
LendingSingularity$55.05$55.0510/6/2010 12:18:20 PM
trumpeter5$50.00$50.0010/6/2010 2:51:23 PM
Yaj$25.00$25.0010/6/2010 3:10:54 PM
fsa3$50.00$50.0010/6/2010 3:10:12 PM
autonomous-basis$25.00$25.0010/6/2010 3:19:32 PM
ptjg$41.34$41.3410/6/2010 3:21:24 PM
melodious-fairness$25.00$25.0010/6/2010 3:21:07 PM
stoopidnoodle$25.00$25.0010/6/2010 3:17:12 PM
Slipps$25.00$25.0010/6/2010 3:19:57 PM
nalaari$25.00$25.0010/6/2010 3:20:07 PM
greenback-ally$50.00$50.0010/6/2010 9:35:59 PM
ManhattanLender$50.00$50.0010/6/2010 8:57:43 PM
hughro$64.00$64.0010/6/2010 9:13:04 PM
Wardog$65.00$65.0010/6/2010 7:09:03 PM
mflawyer$62.88$62.8810/7/2010 9:00:03 AM
TakeCare$30.00$30.0010/7/2010 9:38:01 AM
selector568$200.00$200.0010/7/2010 10:04:53 AM
lucrative-coin$100.00$100.0010/7/2010 2:01:41 PM
Mindful7$25.00$25.0010/7/2010 1:55:43 PM
grampy48$25.00$25.0010/7/2010 2:03:19 PM
293 bids
 
Borrower Payment Dependent Notes Series 477969
This series of Notes was issued and sold upon the funding of the borrower loan #44807, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.8% Auction start date:  Oct-05-2010 
  Auction end date:  Oct-12-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $267.11
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.05% Final monthly payment: $267.11
 
Auction yield range: 10.79% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Apr-1993 Debt/Income ratio: 16%
Credit score: 660-679 (Sep-2010) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 5 Current / open credit lines: 9 / 7Length of status:11y 5m
Amount delinquent: $251 Total credit lines: 26 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,450Stated income:$50,000-$74,999
Delinquencies in last 7y: 5 Bankcard utilization: 16%  
   Homeownership: No  
Screen name: wonderous-kindness2 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Need one monthly bill
Purpose of loan:
Consolidate debt to one payment

My financial situation:
I am a good candidate for this loan because?
I was burned by my ex-wife and now trying to recover and get my head above water.
Monthly net income: $5000

Monthly expenses: $
??Housing: $
??Insurance: $99
??Car expenses: $286
??Utilities: $100
??Phone, cable, internet: $0
??Food, entertainment: $50
??Clothing, household expenses $100
??Credit cards and other loans: $200
??Other expenses: $0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
papaloha$25.00$25.0010/5/2010 2:48:32 PM
AlexTrep$50.00$50.0010/5/2010 2:47:55 PM
rescue$100.00$100.0010/5/2010 3:00:06 PM
handshake5$100.00$100.0010/5/2010 3:22:07 PM
tech310$50.00$50.0010/5/2010 3:20:26 PM
natural-greenback6$25.00$25.0010/5/2010 3:27:02 PM
b-rent$25.00$25.0010/6/2010 3:20:45 PM
simplelender80$250.00$250.0010/6/2010 3:37:53 PM
consummate-loyalty1$30.66$30.6610/7/2010 8:20:58 AM
debtcollector$25.00$25.0010/8/2010 2:35:04 PM
SLN-10$50.00$50.0010/8/2010 2:37:06 PM
loan-mammal$25.00$25.0010/8/2010 2:37:13 PM
bold-shrewd-duty$50.00$50.0010/8/2010 2:44:51 PM
irrelevant$25.00$25.0010/8/2010 2:31:48 PM
asiaratt$50.00$50.0010/8/2010 2:34:17 PM
loan-adventurer7$36.00$36.0010/9/2010 12:37:47 AM
musegaze$51.44$51.4410/9/2010 6:57:43 PM
cybernosha$25.00$25.0010/10/2010 10:48:23 AM
SolarMoonshine$25.00$25.0010/10/2010 5:35:37 PM
the-determined-value$50.00$50.0010/10/2010 8:38:46 PM
icecoldcash$25.00$25.0010/11/2010 8:59:56 AM
escharfer$25.00$25.0010/11/2010 8:22:52 AM
the-bid-sorcerer$50.00$50.0010/11/2010 2:44:18 PM
ElbowToast$50.00$50.0010/11/2010 2:44:21 PM
soulwork$25.00$25.0010/11/2010 3:02:45 PM
jlr613$41.30$41.3010/11/2010 2:59:45 PM
kain11286$100.00$100.0010/11/2010 3:03:34 PM
doc1$50.00$50.0010/11/2010 3:04:16 PM
new-social-economist$80.00$80.0010/11/2010 3:01:07 PM
LenderByDay$25.00$25.0010/11/2010 3:04:24 PM
WowieATL$30.00$30.0010/11/2010 3:04:27 PM
payment-gusto$25.00$25.0010/11/2010 3:04:51 PM
Gibbyland$50.00$50.0010/11/2010 3:02:19 PM
browneyegravy$25.00$25.0010/11/2010 3:02:24 PM
economy-producer$25.00$25.0010/11/2010 3:02:26 PM
inspiring-reward$100.00$100.0010/11/2010 3:05:17 PM
rupee-artisan$25.00$25.0010/11/2010 3:02:32 PM
extraordinary-transaction$25.00$25.0010/11/2010 3:06:10 PM
cool_kubera$50.00$50.0010/11/2010 3:06:13 PM
wampum-amplifier$25.00$25.0010/11/2010 3:03:30 PM
miked8303$25.00$25.0010/11/2010 3:06:22 PM
tidy-generosity$25.00$25.0010/11/2010 3:06:41 PM
rvfbroker$25.00$25.0010/11/2010 3:06:52 PM
Wowzer$25.00$25.0010/11/2010 3:04:12 PM
first-listing-expert$25.00$25.0010/11/2010 3:07:16 PM
commitment-symphony9$50.00$50.0010/11/2010 3:07:43 PM
FeedTheMachine$100.00$100.0010/11/2010 3:07:50 PM
jonbozeman$25.00$25.0010/11/2010 3:08:11 PM
DeutscheBank$25.00$25.0010/11/2010 3:08:13 PM
Dowanhill$50.00$50.0010/11/2010 3:08:19 PM
calinno2$30.90$30.9010/11/2010 3:08:28 PM
genuine-responsibility8$50.00$50.0010/11/2010 3:08:36 PM
chemistry220$50.00$50.0010/11/2010 3:05:37 PM
psa1995$25.00$25.0010/11/2010 3:08:52 PM
sensible-trade$50.00$50.0010/11/2010 3:06:10 PM
p2ploan-charmer$25.00$25.0010/11/2010 3:06:14 PM
bbrinck$50.00$50.0010/11/2010 3:06:27 PM
b2m80s$25.00$25.0010/11/2010 3:08:20 PM
ferocious-finance$25.00$25.0010/11/2010 3:08:23 PM
investment-star$50.00$50.0010/11/2010 3:08:24 PM
lagnisiruk$25.00$25.0010/11/2010 3:08:46 PM
thryn$25.00$25.0010/11/2010 2:59:40 PM
MissionMicroFinance$25.00$25.0010/11/2010 3:00:31 PM
shmb6508$100.00$100.0010/11/2010 3:01:04 PM
Rob717171$25.00$25.0010/11/2010 3:01:57 PM
cash-spark3$50.00$50.0010/11/2010 3:03:17 PM
nickel-hickory$25.00$25.0010/11/2010 3:03:28 PM
social-conductor4$25.00$25.0010/11/2010 3:03:39 PM
credit-wheel7$26.75$26.7510/11/2010 3:03:50 PM
runner262$25.00$25.0010/11/2010 3:04:04 PM
saffron4$25.00$25.0010/11/2010 3:04:06 PM
Sateesh$78.44$78.4410/11/2010 3:04:10 PM
KiwiElf$30.00$30.0010/11/2010 3:04:22 PM
gold-channel2$50.00$50.0010/11/2010 3:06:02 PM
ktradtke$25.00$25.0010/11/2010 3:06:09 PM
IntrepidInvestment$25.00$25.0010/11/2010 3:06:18 PM
MADAOO7$50.00$50.0010/11/2010 3:07:33 PM
leverage-hawk$25.00$25.0010/11/2010 3:08:16 PM
benefit-piano5$25.00$25.0010/11/2010 3:08:27 PM
Cybercusp$25.00$25.0010/11/2010 3:08:35 PM
Starfin-Capital-Management$100.00$100.0010/12/2010 5:51:35 AM
realtormoises$25.00$25.0010/12/2010 6:37:09 AM
6moonbeams$25.00$25.0010/5/2010 2:49:00 PM
bid-czar8$25.00$25.0010/5/2010 3:22:30 PM
ingenious-deal6$25.00$25.0010/5/2010 3:23:30 PM
moola-wildebeest3$25.00$25.0010/5/2010 3:25:40 PM
agiovasil$25.00$25.0010/5/2010 3:24:11 PM
kulender$50.00$50.0010/5/2010 5:34:17 PM
frogperson$150.00$150.0010/5/2010 6:06:15 PM
trade-goblin9$25.00$25.0010/5/2010 7:27:27 PM
loan-adventurer7$25.00$25.0010/5/2010 11:42:57 PM
graceful-investment$100.00$100.0010/6/2010 2:09:35 AM
jubilant-agreement0$25.00$25.0010/6/2010 3:17:29 PM
diversification-maple1$25.00$25.0010/6/2010 4:44:47 PM
all_of_that_one$40.00$40.0010/7/2010 12:29:29 PM
numitor$50.00$50.0010/7/2010 5:57:47 PM
S-Master$50.00$50.0010/8/2010 2:29:38 PM
Comoparklender$40.00$40.0010/8/2010 2:30:11 PM
villagers$50.00$50.0010/8/2010 2:33:48 PM
jubilant-auction5$25.00$25.0010/8/2010 2:34:24 PM
MarinLoans$25.00$25.0010/8/2010 2:37:10 PM
life-is-great$50.00$50.0010/8/2010 2:35:56 PM
teller$50.00$50.0010/8/2010 7:42:53 PM
beaker$25.00$25.0010/9/2010 7:22:56 AM
credit-sycamore4$50.00$50.0010/10/2010 12:03:26 PM
Papa_Mema$50.00$50.0010/10/2010 6:48:41 PM
ashot12$50.00$50.0010/11/2010 12:26:15 AM
circuitfive$25.00$25.0010/11/2010 7:42:53 AM
head$25.00$25.0010/11/2010 8:27:51 AM
108lender$47.00$47.0010/11/2010 7:47:51 AM
Bob450$25.00$25.0010/11/2010 2:44:14 PM
blackstar$25.00$25.0010/11/2010 2:44:19 PM
FASTIZIO_P$27.00$27.0010/11/2010 3:00:30 PM
newest-inspiring-power$25.00$25.0010/11/2010 3:00:33 PM
momoney2lend$25.00$25.0010/11/2010 3:00:45 PM
green-capital-hornet$25.00$25.0010/11/2010 2:44:22 PM
turbolozano$25.00$25.0010/11/2010 3:01:05 PM
larrybird$150.00$150.0010/11/2010 9:01:25 AM
delivery$25.00$25.0010/11/2010 3:02:20 PM
helping-out$50.00$50.0010/11/2010 3:02:33 PM
mdf$26.45$26.4510/11/2010 3:04:11 PM
Rdodson11$25.00$25.0010/11/2010 3:00:52 PM
GElender$25.00$25.0010/11/2010 3:01:03 PM
bnlforever$25.00$25.0010/11/2010 3:01:07 PM
hope-eagle6$25.00$25.0010/11/2010 3:02:24 PM
jono9999$50.00$50.0010/11/2010 3:02:37 PM
radiant-loan5$100.00$100.0010/11/2010 3:03:37 PM
simplewareinc$25.00$25.0010/11/2010 3:06:44 PM
julsal$50.00$50.0010/11/2010 3:07:34 PM
hyrolln$25.00$25.0010/11/2010 3:05:01 PM
witty-openness$25.00$25.0010/11/2010 3:08:09 PM
astute-dollar$38.09$38.0910/11/2010 3:08:17 PM
noble-revenue$100.00$100.0010/11/2010 3:08:22 PM
generous-deal6$25.00$25.0010/11/2010 3:08:37 PM
wise-visionary-investment$50.00$50.0010/11/2010 3:05:33 PM
bettndon$49.02$49.0210/11/2010 3:06:08 PM
rogue_monster$25.00$25.0010/11/2010 3:08:15 PM
missing-link$25.00$25.0010/11/2010 3:08:21 PM
red-favorable-basis$25.00$25.0010/11/2010 3:08:23 PM
important-openness1$100.00$70.9510/11/2010 3:08:53 PM
CC911$25.00$25.0010/11/2010 3:00:19 PM
KileNSmyth4$25.00$25.0010/11/2010 3:00:53 PM
AF-Chief$50.00$50.0010/11/2010 3:01:09 PM
red-power-pecan$26.00$26.0010/11/2010 3:02:32 PM
JSON$25.00$25.0010/11/2010 3:03:22 PM
JoyfulVegetarian$25.00$25.0010/11/2010 3:03:41 PM
duty-windmill$25.00$25.0010/11/2010 3:03:53 PM
traice$25.00$25.0010/11/2010 3:04:03 PM
bountiful-durability$100.00$100.0010/11/2010 3:04:12 PM
HammerSmith$25.00$25.0010/11/2010 6:28:13 PM
worldly-penny8$25.00$25.0010/11/2010 3:06:11 PM
revenue-channel8$50.00$50.0010/11/2010 3:06:58 PM
tstaub1234$25.00$25.0010/11/2010 3:08:08 PM
karpman3$50.00$50.0010/11/2010 3:08:25 PM
RMB-Investments$50.00$50.0010/11/2010 3:08:31 PM
balance-river$50.00$50.0010/11/2010 3:59:12 PM
156 bids
 
Borrower Payment Dependent Notes Series 478005
This series of Notes was issued and sold upon the funding of the borrower loan #44829, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.2% Auction start date:  Oct-05-2010 
  Auction end date:  Oct-12-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.06% Starting monthly payment: $224.34
Final lender yield: 33.35% Final borrower rate/APR: 34.35% / 38.06% Final monthly payment: $224.34
 
Auction yield range: 13.71% - 33.35% Estimated loss impact: 15.74%  
Lender servicing fee: 1.00% Estimated return: 17.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-1996 Debt/Income ratio: Not calculated
Credit score: 680-699 (Oct-2010) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:0y 2m
Amount delinquent: $0 Total credit lines: 24 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $84,267Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 79%  
   Homeownership: No  
Screen name: spartan26 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Bridge Loan to GI Bill Payment
The Loan will be used for living expenses and debt service for the next 30-60 days. I am currently a graduate student earning an MBA and also a veteran with a 50% service connected disability. I receive the GI Bill which provides roughly $1000 monthly income, and a 50% disability compensation which is $770/month. Total income is about $1800/month.

I also receive tuition reimbursement from the Federal Government under the GI BIll and will receive approximately $7000 sometime in the next 60 days. When this is received, the prosper loan will be paid in full. At the current time, I have cash to get me through October and am depending on this reimbursement to come through before the end of the month - my fear is it may be delayed due to processing and I run out of cash.

I am a good candidate because I have never missed a payment on any of my bills and nothing is more important to me than fulfilling my obligations. Also, the high rate I'm willing to pay and the guarantee of the federal government means you will be paid quickly.

I have a lot of revolving debt, which is down from 95k a year ago. Debt Service is about $1800/month, living and other $1500. I have a detailed spreadsheet covering my budget the next two years until I graduate. Through the government reimbursements, student loans, withdrawals from retirement accounts, and limited income, the revolving debt will be paid off, and I will be like most other graduate students with a pile of student loan debt fixed at 7%.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What caused your credit score to drop over 100 points in the last 3 years? You listing in March 2007 shows a credit score above 800, but now it's down below 700. Have you really never missed a payment? - Jooseman
A: That's a great question and thanks for asking it. As you may know the fico score is comprised of many factors and the total outstanding relative to available credit weighs quite heavily. As the credit crises unfolded over the past couple years, and legislation changed, banks went through the process of closing accounts that had not been used recently, and cutting excess credit availability. This happened to me and my balance to avl credit rose sharply accounting for the drop. (Oct-12-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
AlexTrep$50.00$50.0010/5/2010 2:47:57 PM
papaloha$25.00$25.0010/5/2010 2:48:34 PM
natural-greenback6$25.00$25.0010/5/2010 3:27:03 PM
kulender$50.00$50.0010/6/2010 6:37:54 AM
simplelender80$246.32$246.3210/6/2010 9:56:37 PM
b-rent$25.00$25.0010/6/2010 9:56:36 PM
noble-revenue$50.00$50.0010/7/2010 8:08:25 AM
all_of_that_one$40.00$40.0010/7/2010 12:29:29 PM
blue-useful-auction$25.00$25.0010/7/2010 5:54:17 PM
life-is-great$50.00$50.0010/8/2010 2:35:58 PM
S-Master$50.00$50.0010/8/2010 2:29:40 PM
asiaratt$50.00$50.0010/8/2010 2:34:18 PM
SLN-10$50.00$50.0010/8/2010 2:37:06 PM
Comoparklender$25.00$25.0010/9/2010 3:47:44 AM
MarinLoans$25.00$25.0010/9/2010 3:33:10 AM
beaker$25.00$25.0010/9/2010 7:22:58 AM
a-thoughtful-principal$29.33$29.3310/10/2010 4:38:44 PM
greenback-chairman5$25.00$25.0010/10/2010 5:31:52 PM
Papa_Mema$50.00$50.0010/10/2010 6:48:43 PM
KileNSmyth4$25.00$25.0010/11/2010 3:02:11 PM
debtcollector$25.00$25.0010/11/2010 3:02:47 PM
wampum-amplifier$25.00$25.0010/11/2010 3:03:32 PM
bountiful-durability$100.00$100.0010/11/2010 3:04:13 PM
Rob717171$25.00$25.0010/11/2010 3:01:59 PM
data2360$50.00$50.0010/11/2010 3:05:27 PM
p2ploan-charmer$25.00$25.0010/11/2010 3:06:17 PM
miked8303$25.00$25.0010/11/2010 3:06:23 PM
favorite-commerce$50.00$50.0010/11/2010 3:12:37 PM
deepblue34$25.00$25.0010/11/2010 2:59:36 PM
gotjack$25.00$25.0010/11/2010 3:02:13 PM
jono9999$50.00$50.0010/11/2010 3:02:38 PM
LenderByDay$25.00$25.0010/11/2010 3:04:26 PM
cybernosha$25.00$25.0010/11/2010 3:05:12 PM
IntrepidInvestment$25.00$25.0010/11/2010 3:06:20 PM
2grindstones$25.00$25.0010/11/2010 5:27:37 PM
HammerSmith$25.00$25.0010/11/2010 6:30:38 PM
green-rapid-openness$50.00$50.0010/11/2010 8:15:28 PM
squarebob$25.00$25.0010/12/2010 5:49:31 AM
octoberfresh$25.00$25.0010/12/2010 6:27:46 AM
larryboy10$25.00$25.0010/11/2010 5:55:19 PM
point-tornado$25.00$25.0010/12/2010 9:01:38 AM
sharp-trade0$25.00$25.0010/12/2010 9:03:26 AM
minnesotafinancial$25.00$25.0010/12/2010 8:40:19 AM
FallonCredit$25.00$25.0010/12/2010 8:41:51 AM
lucrative-coin$25.00$25.0010/12/2010 9:19:17 AM
dpries123$25.00$25.0010/12/2010 10:11:54 AM
contract-high-five$25.00$25.0010/12/2010 10:14:48 AM
Zachilles$25.00$25.0010/12/2010 10:37:44 AM
bonus-genius$25.00$25.0010/12/2010 10:43:37 AM
glenium$25.00$25.0010/12/2010 10:43:45 AM
WMY-Investor$200.00$200.0010/12/2010 12:59:30 PM
orange-influential-credit$54.00$54.0010/12/2010 12:23:01 PM
PunjabBank$25.00$25.0010/12/2010 2:43:21 PM
Jinja$25.00$25.0010/12/2010 1:42:37 PM
6moonbeams$25.00$25.0010/5/2010 2:49:01 PM
handshake5$100.00$100.0010/5/2010 3:22:09 PM
bid-czar8$25.00$25.0010/5/2010 3:22:32 PM
agiovasil$25.00$25.0010/5/2010 3:23:22 PM
ingenious-deal6$25.00$25.0010/5/2010 3:23:31 PM
moola-wildebeest3$25.00$25.0010/5/2010 3:25:39 PM
villagers$25.00$25.0010/5/2010 5:34:37 PM
contract-happiness1$25.00$25.0010/6/2010 2:01:34 AM
rescue$100.00$100.0010/6/2010 6:37:56 AM
graceful-investment$53.12$53.1210/6/2010 10:48:02 AM
jubilant-agreement0$25.00$25.0010/6/2010 3:17:31 PM
consummate-loyalty1$26.54$26.5410/7/2010 10:23:20 AM
curriculum7$25.00$25.0010/7/2010 1:43:54 PM
numitor$50.00$50.0010/8/2010 2:35:37 PM
bold-shrewd-duty$50.00$50.0010/8/2010 2:44:52 PM
teller$50.00$50.0010/8/2010 7:42:55 PM
nodebt2012$25.00$25.0010/8/2010 7:46:22 PM
HelpfulLender1$25.00$25.0010/9/2010 7:32:58 AM
best-listing-toro$25.00$25.0010/9/2010 12:56:42 PM
jubilant-auction5$25.00$25.0010/9/2010 11:02:43 AM
irrelevant$25.00$25.0010/10/2010 1:57:54 PM
the-determined-value$50.00$50.0010/10/2010 8:38:47 PM
musegaze$25.00$25.0010/11/2010 6:02:46 AM
Bob450$25.00$25.0010/11/2010 2:46:23 PM
head$25.00$25.0010/11/2010 3:00:08 PM
momoney2lend$25.00$25.0010/11/2010 3:00:46 PM
cash-spark3$50.00$50.0010/11/2010 3:03:19 PM
radiant-loan5$100.00$100.0010/11/2010 3:03:38 PM
credit-sycamore4$50.00$50.0010/11/2010 3:04:29 PM
wise-visionary-investment$50.00$50.0010/11/2010 3:05:35 PM
bbrinck$50.00$50.0010/11/2010 3:06:29 PM
JoyfulVegetarian$25.00$25.0010/11/2010 3:03:44 PM
duty-windmill$25.00$25.0010/11/2010 3:03:55 PM
circuitfive$25.00$25.0010/11/2010 3:07:02 PM
saffron4$25.00$25.0010/11/2010 3:04:07 PM
gold-channel2$50.00$50.0010/11/2010 3:06:03 PM
ashot12$50.00$50.0010/11/2010 3:06:35 PM
tidy-generosity$25.00$25.0010/11/2010 3:06:42 PM
108lender$100.00$75.6810/11/2010 3:07:17 PM
helping-out$50.00$50.0010/11/2010 3:02:34 PM
kain11286$100.00$100.0010/11/2010 3:03:34 PM
doc1$50.00$50.0010/11/2010 3:04:17 PM
payment-gusto$25.00$25.0010/11/2010 3:04:52 PM
chemistry220$50.00$50.0010/11/2010 3:05:38 PM
worldly-penny8$25.00$25.0010/11/2010 3:06:12 PM
simplewareinc$25.00$25.0010/11/2010 3:06:46 PM
green-rapid-openness$50.00$50.0010/11/2010 8:17:01 PM
KrisKringle$40.00$40.0010/12/2010 5:30:08 AM
squarebob$25.00$25.0010/12/2010 5:45:17 AM
YoungTaxMan$25.00$25.0010/12/2010 12:28:32 AM
fizicks06$25.00$25.0010/11/2010 5:13:35 PM
Lubava$25.00$25.0010/12/2010 9:23:07 AM
realtormoises$25.00$25.0010/12/2010 6:37:32 AM
aquistoyraul$25.00$25.0010/12/2010 8:18:59 AM
preventivepestcontrol$100.00$100.0010/12/2010 11:09:29 AM
alluring-yield5$25.00$25.0010/12/2010 10:33:07 AM
peace-saber0$25.00$25.0010/12/2010 10:39:19 AM
seanickson$35.00$35.0010/12/2010 2:39:46 PM
payout-bridge$450.00$450.0010/12/2010 2:45:01 PM
Nerdster1$25.01$25.0110/12/2010 2:15:47 PM
icecoldcash$50.00$50.0010/12/2010 12:57:29 PM
squarebob$25.00$25.0010/12/2010 1:39:19 PM
116 bids
 
Borrower Payment Dependent Notes Series 478007
This series of Notes was issued and sold upon the funding of the borrower loan #44813, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,250.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.3% Auction start date:  Oct-04-2010 
  Auction end date:  Oct-11-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 40.02% Starting monthly payment: $56.55
Final lender yield: 31.90% Final borrower rate/APR: 32.90% / 37.86% Final monthly payment: $55.07
 
Auction yield range: 16.79% - 34.00% Estimated loss impact: 20.18%  
Lender servicing fee: 1.00% Estimated return: 11.72%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Sep-1995 Debt/Income ratio: 19%
Credit score: 660-679 (Sep-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:0y 2m
Amount delinquent: $0 Total credit lines: 27 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $937Stated income:$25,000-$49,999
Delinquencies in last 7y: 15 Bankcard utilization: 95%  
   Homeownership: No  
Screen name: interest-encore Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Want a new start and a clean slate!
Purpose of loan:
I lost my job in January of 2009 and was thrown into a financial tailspin. I was fortunate enough to qualify for unemployment benefits, but that was only enough to help cover the basics. My husband and I have both always worked, and we were dependent on both of our incomes.?Between my husband and I, we were able to stay in our house and keep on top of the major bills, but I wasn't able to keep up with my credit card payments.?Since we have always kept our finances separate,?I was faced with two choices: declare bankruptcy or try debt consolidation. I retained a lawyer and decided on debt consolidation. It took a year, but I was able to?negotiate most of my debt. Unfortunately, my?credit took a hit as a result, but?something had to be done. Life is?full of tough?choices.?

This $1250 will be going towards first, getting my engagement ring back from the pawn shop (I pawned for $600 to pay for some unforseen medical expenses earlier this year). The remaining $650 will go towards paying off and closing my JC Penney account ($150 balance) and applying the rest to my Kohl's account ($700 balance). Once those accounts are closed, I will have more money each month to focus on paying down my Capital One account ($700 balance).

My financial situation:
I am a good candidate for this loan because number one, I can afford the monthly payment, even at a higher interest rate. In fact, I plan on paying this loan off as soon as possible to establish a good Prosper rating and hopefully obtain additional help in the future. After going through the debt consolidation process, my credit has taken a hit and I am anxious to rebuild it because as we all know, you can't do much in today's society without good credit. I know this isn't going to happen overnight, but I am committed to doing whatever I have to do to get my life back on track. Perhaps on paper I may look like a risky investment, but I only stopped paying on my credit cards last year because that is part of of the debt consolidation process. Up until last year, I had always made every payment on time. I have learned a huge lesson from this experience, and I am looking forward to building a financially sound future.

Monthly net income: $ 1850.00

Monthly expenses: $ 1340.00
??Housing: $?0 (my husband pays the mortgage)
??Insurance: $ 0 (my husband pays this expense for us)
??Car expenses: $ 310.00 (lease car in my husband's name that I pay)
??Utilities: $ 60.00 (I pay the electric bill)
??Phone, cable, internet: $ 100.00
??Food, entertainment: $ 150.00 (my husband and I share the food and entertainment expenses for the house)?
??Clothing, household expenses $ 150.00
??Credit cards and other loans: $ 500.00 (includes payments to Kohls, JCPenney and Capital One)
??Other expenses: $ 70.00 (cell phone)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Though one can surmise what the delinquincies shown on your listing came from, it might help your funding chances if you would explain them explicitly. Thanks, and best of luck on your listing. - tigercat
A: Last year, when I lost my job, I settled/negotiatied on 4 accounts. They were a Bank of America personal loan/line of credit, a Chase Mastercard, a Chase Visa Card and a Discover Card. Prior to going through this process, I had never been late on a single payment. Ever. My credit score was 720! But since I couldn't afford the minimum monthly payments anymore, I had to do something. It was tough to let my payments go for more than 90 days, but now I am almost totally debt-free. (Oct-05-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
tigercat$50.00$50.0010/5/2010 12:00:16 PM
CommunityArts_Non-profit$40.00$40.0010/6/2010 8:05:33 PM
lively-exchange$26.55$26.5510/8/2010 9:47:21 AM
CommunityArts_Non-profit$100.00$100.0010/10/2010 6:30:09 AM
vine99$40.00$40.0010/10/2010 5:57:24 PM
penny-plato$25.00$25.0010/10/2010 5:11:13 PM
master648$29.72$29.7210/10/2010 7:09:08 PM
social-zebra$25.00$25.0010/11/2010 10:50:34 AM
tigercat$50.00$50.0010/11/2010 6:51:27 AM
aquistoyraul$25.00$25.0010/11/2010 2:12:23 PM
best-deal-escalator$25.00$25.0010/11/2010 2:31:01 PM
kinetic-social$30.00$9.3910/11/2010 2:38:13 PM
Sudoku$200.00$200.0010/11/2010 8:58:31 AM
Green-Baron$25.00$25.0010/11/2010 10:00:43 AM
ColoradoLender82$25.00$25.0010/11/2010 10:34:40 AM
bmw2$60.00$60.0010/11/2010 10:51:44 AM
Starfin-Capital-Management$34.34$34.3410/11/2010 1:25:29 PM
ultimate-peace$150.00$150.0010/11/2010 1:51:16 PM
dudebrah$25.00$25.0010/11/2010 2:26:25 PM
SolarMoonshine$25.00$25.0010/8/2010 5:38:53 PM
what_goes_around$100.00$100.0010/10/2010 12:52:32 PM
Kash2010lu$25.00$25.0010/11/2010 9:12:34 AM
friendinmoney$25.00$25.0010/11/2010 2:36:12 PM
maccpro1$50.00$50.0010/11/2010 11:33:45 AM
PackFan13$25.00$25.0010/11/2010 12:47:01 PM
feb217$35.00$35.0010/11/2010 2:24:50 PM
26 bids
 
Borrower Payment Dependent Notes Series 478025
This series of Notes was issued and sold upon the funding of the borrower loan #44810, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 6.0% Auction start date:  Oct-04-2010 
  Auction end date:  Oct-11-2010 
 
Starting lender yield: 14.15% Starting borrower rate/APR: 15.15% / 17.32% Starting monthly payment: $521.08
Final lender yield: 14.15% Final borrower rate/APR: 15.15% / 17.32% Final monthly payment: $521.08
 
Auction yield range: 5.79% - 14.15% Estimated loss impact: 6.19%  
Lender servicing fee: 1.00% Estimated return: 7.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-1977 Debt/Income ratio: 35%
Credit score: 760-779 (Sep-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 18 / 16Length of status:31y 0m
Amount delinquent: $0 Total credit lines: 58 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $20,213Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 43%  
   Homeownership: No  
Screen name: benefit-museum Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to?pay off?4 current accounts with higher monthly payments & longer terms.?

My financial situation:
I am an excellent?candidate for this loan because?I have an extremely good repayment history on all of my other debts. ?

Monthly net income: $ 6696

Monthly expenses: $?4336
??Housing: $?1000
??Insurance: $ 400?
??Car expenses: $ 350
??Utilities: $ 174
??Phone, cable, internet: $ 140
??Food, entertainment: $?500?
??Clothing, household expenses $ 100
??Credit cards and other loans: $?1447
??Other expenses: $ 225
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
agiovasil$25.00$25.0010/4/2010 2:40:25 PM
simplelender80$250.00$250.0010/4/2010 2:41:41 PM
studious-bonus7$100.00$100.0010/4/2010 2:41:50 PM
mike_banker$50.00$50.0010/4/2010 2:43:23 PM
herbyman$50.00$50.0010/4/2010 2:43:41 PM
psa1995$50.00$50.0010/4/2010 2:44:14 PM
rescue$100.00$100.0010/4/2010 2:39:55 PM
kmr2$200.00$200.0010/4/2010 2:44:02 PM
larrybird$150.00$150.0010/4/2010 2:44:28 PM
moola-wildebeest3$50.00$50.0010/4/2010 2:50:44 PM
ti22ring$30.00$30.0010/4/2010 2:52:05 PM
mtquan$25.00$25.0010/4/2010 2:52:40 PM
graceful-investment$100.00$100.0010/4/2010 2:53:34 PM
tech310$50.00$50.0010/4/2010 2:47:23 PM
tntmojave$25.00$25.0010/4/2010 2:53:57 PM
escharfer$25.00$25.0010/4/2010 2:47:39 PM
marketplace-cello5$50.00$50.0010/4/2010 2:49:46 PM
tsui517$25.00$25.0010/4/2010 2:52:31 PM
crawfingers$25.00$25.0010/4/2010 2:53:11 PM
brother_tam$50.00$50.0010/4/2010 3:40:30 PM
icecoldcash$50.00$50.0010/4/2010 7:33:07 PM
trustu$50.00$50.0010/4/2010 7:12:55 PM
riproaringrapids$25.00$25.0010/4/2010 8:08:46 PM
point-shooter$50.00$50.0010/5/2010 1:24:17 PM
Aimvest$25.00$25.0010/5/2010 2:59:55 PM
the-profit-oracle$25.00$25.0010/5/2010 2:53:27 PM
a-finance-nirvana$25.00$25.0010/5/2010 4:57:31 PM
dmeg$50.00$50.0010/5/2010 7:15:33 PM
loan-adventurer7$36.00$36.0010/5/2010 11:50:27 PM
Tomeus$75.00$75.0010/6/2010 6:23:43 AM
minnehaha$50.00$50.0010/6/2010 6:51:55 AM
buckyhead2000$25.00$25.0010/6/2010 8:28:03 AM
loan-mammal$25.00$25.0010/6/2010 10:18:46 AM
peripatetic$25.00$25.0010/6/2010 1:54:05 PM
Sol_Invictus$25.00$25.0010/6/2010 2:55:57 PM
promise2$50.00$50.0010/6/2010 3:22:00 PM
Tradesmanlender$25.00$25.0010/6/2010 3:20:42 PM
peaceful-bazaar497$30.00$30.0010/6/2010 3:21:56 PM
principal-bull$25.00$25.0010/6/2010 4:09:00 PM
Chewbaca$25.00$25.0010/6/2010 4:33:46 PM
peso-fortress$25.00$25.0010/6/2010 9:38:46 PM
orgy63$25.00$25.0010/6/2010 8:57:59 PM
oreyedoc$50.00$50.0010/7/2010 6:14:01 AM
108lender$143.99$143.9910/7/2010 4:57:53 AM
gracej$25.00$25.0010/7/2010 9:02:00 AM
jdl424$50.00$50.0010/7/2010 9:32:40 AM
robocop$50.00$50.0010/7/2010 9:35:07 AM
credit-birch$50.00$50.0010/7/2010 10:11:36 AM
KileNSmyth4$75.00$75.0010/7/2010 8:44:36 AM
blissful-responsibility4$50.00$50.0010/7/2010 9:10:23 AM
busybee007$25.00$25.0010/7/2010 12:11:37 PM
rainorshine47$50.00$50.0010/7/2010 1:07:33 PM
DasMula$25.00$25.0010/7/2010 1:46:18 PM
rawman$25.00$25.0010/7/2010 12:44:21 PM
new-dollar-sprout$25.00$25.0010/7/2010 2:45:52 PM
petangerie$37.08$37.0810/7/2010 1:20:46 PM
catterpillar$50.00$50.0010/7/2010 1:48:13 PM
Katherine12$25.00$25.0010/7/2010 2:33:36 PM
orange-resolute-platinum$25.00$25.0010/7/2010 5:04:27 PM
CasaDeTomas$43.99$43.9910/7/2010 4:03:39 PM
life-is-great$50.00$50.0010/7/2010 4:39:59 PM
LOANMAN614$50.00$50.0010/7/2010 6:37:52 PM
GElender$46.36$46.3610/7/2010 5:06:34 PM
compuguy8$25.00$25.0010/7/2010 10:46:01 PM
bambampk$25.00$25.0010/7/2010 6:34:08 PM
lively-point$25.00$25.0010/7/2010 7:27:49 PM
titan1$25.00$25.0010/8/2010 6:52:54 AM
jstnow$25.00$25.0010/8/2010 8:20:23 AM
econwhiz$50.00$50.0010/8/2010 8:37:54 AM
p2ploan-charmer$25.00$25.0010/8/2010 9:34:47 AM
nycfinance$25.00$25.0010/8/2010 12:33:03 AM
jtradition$50.00$50.0010/8/2010 9:38:29 AM
stoopidnoodle$25.00$25.0010/8/2010 9:36:18 AM
Investoman$25.00$25.0010/8/2010 10:45:32 AM
Ripsaw4U$50.00$50.0010/8/2010 11:01:52 AM
TeamRamRod$50.00$50.0010/8/2010 6:47:54 AM
MarinLoans$25.00$25.0010/8/2010 11:02:57 AM
peace-maximizer8$25.00$25.0010/8/2010 11:03:40 AM
ideal-platinum1$50.00$50.0010/8/2010 11:03:29 AM
peb44$25.00$25.0010/8/2010 11:04:51 AM
ramsba$50.00$50.0010/8/2010 11:04:42 AM
green-wampum-titan$25.00$25.0010/8/2010 8:20:57 AM
worldly-community3$38.10$38.1010/8/2010 11:42:47 AM
CindysMom$25.00$25.0010/8/2010 12:17:50 PM
jleng$25.00$25.0010/8/2010 9:36:02 AM
Interloper$35.00$35.0010/8/2010 10:12:45 AM
6moonbeams$35.00$35.0010/8/2010 10:46:44 AM
Comoparklender$37.55$37.5510/8/2010 1:29:04 PM
RationalWorld$25.00$25.0010/8/2010 2:05:36 PM
bold-careful-finance$25.00$25.0010/8/2010 11:03:21 AM
peso-genome$50.00$50.0010/8/2010 11:04:32 AM
williemc44$50.00$50.0010/8/2010 11:04:44 AM
Lender97$25.00$25.0010/8/2010 11:04:50 AM
icchok$50.00$50.0010/8/2010 11:04:56 AM
LastLikeFirst$32.00$32.0010/8/2010 2:29:03 PM
wise-silver-wonder$25.00$25.0010/8/2010 1:43:16 PM
nytrnbow$25.00$25.0010/8/2010 2:04:46 PM
shur$25.00$25.0010/8/2010 2:06:07 PM
bold-shrewd-duty$50.00$50.0010/8/2010 2:45:08 PM
harmonious-moola7$50.00$50.0010/8/2010 4:49:14 PM
credit-panda1$25.00$25.0010/8/2010 5:23:22 PM
Cai8899$50.00$50.0010/8/2010 5:23:47 PM
leeball$40.10$40.1010/8/2010 5:24:25 PM
greenbackapult9$50.00$50.0010/8/2010 5:24:30 PM
JKEnterprises$25.00$25.0010/8/2010 5:23:49 PM
LongTail$25.00$25.0010/8/2010 5:24:31 PM
SpectrumCen$30.00$30.0010/8/2010 5:26:23 PM
credit-observatory$25.00$25.0010/8/2010 7:15:43 PM
HalfDayz$50.00$50.0010/8/2010 7:22:52 PM
_NaLNaBB$200.00$200.0010/8/2010 10:16:19 PM
Rivervale_Westwood$25.00$25.0010/9/2010 2:18:25 AM
Clambake$50.00$50.0010/8/2010 5:24:40 PM
OSERENKUKU$25.00$25.0010/9/2010 2:33:54 AM
AFairDeal$25.00$25.0010/9/2010 2:34:15 AM
ommcd$25.00$25.0010/9/2010 2:49:02 AM
loan-master996$35.70$35.7010/9/2010 3:09:05 AM
hrubinst$50.00$50.0010/9/2010 3:01:32 AM
visionary-currency$34.57$34.5710/9/2010 3:09:15 AM
dinero-speaker$25.00$25.0010/9/2010 3:16:52 AM
loot-heart$29.46$29.4610/9/2010 3:17:08 AM
dunedin$25.00$25.0010/9/2010 6:33:59 AM
nalaari$25.00$25.0010/9/2010 5:12:43 AM
freetimeskier$50.00$50.0010/8/2010 10:12:44 PM
balance-force$25.00$25.0010/8/2010 11:30:08 PM
loan-adventurer7$50.00$50.0010/9/2010 12:24:34 AM
lizard_lips$28.11$28.1110/9/2010 8:32:43 AM
ClearLake$25.00$25.0010/9/2010 2:34:25 AM
FallonCredit$25.00$25.0010/9/2010 9:58:07 AM
Picopie$41.05$41.0510/9/2010 10:07:55 AM
carlover$25.00$25.0010/9/2010 10:08:01 AM
fair_rates$25.00$25.0010/9/2010 3:02:20 AM
kvandivo$25.00$25.0010/9/2010 10:08:02 AM
the-upbeat-p2p$50.00$50.0010/9/2010 7:13:46 AM
squarebob$25.00$25.0010/9/2010 5:03:34 PM
Cbank05$25.00$25.0010/9/2010 7:15:48 AM
the-silver-blaster$36.48$36.4810/9/2010 7:02:59 PM
dokiya777$50.00$50.0010/9/2010 7:37:44 PM
shrewd-value$25.00$25.0010/9/2010 9:32:46 PM
anyoi$50.00$50.0010/9/2010 10:08:03 AM
Quid-Pro-Quo$33.59$33.5910/9/2010 10:29:54 AM
Blends$50.00$50.0010/9/2010 11:16:32 AM
Loan2save$55.20$55.2010/9/2010 10:35:35 PM
gold-sushi$25.00$25.0010/9/2010 12:27:41 PM
sgf$25.00$25.0010/9/2010 1:32:51 PM
JustOneVoice$25.00$25.0010/10/2010 8:45:43 AM
Arpad$80.00$80.0010/9/2010 4:19:39 PM
LendingSingularity$59.73$59.7310/9/2010 4:37:44 PM
interest-financier265$50.00$50.0010/10/2010 9:52:03 AM
squarebob$25.00$25.0010/9/2010 5:02:46 PM
zdaddy3$25.00$25.0010/10/2010 11:50:13 AM
fairness-kayak$25.00$25.0010/9/2010 6:47:55 PM
AK49-JW$25.00$25.0010/10/2010 5:03:52 PM
tranquil-return4$25.00$25.0010/10/2010 3:23:32 AM
octoberfresh$25.00$25.0010/10/2010 12:44:27 PM
wkeboarder21$50.00$50.0010/11/2010 6:20:25 AM
point-tornado$25.00$25.0010/11/2010 6:52:09 AM
Rulea72$61.14$61.1410/11/2010 7:29:03 AM
bankdaddy$50.00$50.0010/11/2010 5:43:49 AM
triumphant-bonus$25.00$25.0010/11/2010 6:59:19 AM
calbertrand$25.00$25.0010/11/2010 7:14:58 AM
donn41$800.00$800.0010/11/2010 8:08:10 AM
DRA-Properties$25.00$25.0010/4/2010 2:41:26 PM
jigsaw$100.00$100.0010/4/2010 2:41:57 PM
jazzlender$25.00$25.0010/4/2010 2:42:43 PM
authentic-liberty7$50.00$50.0010/4/2010 2:39:19 PM
jdwillcox$50.00$50.0010/4/2010 2:43:32 PM
bountiful-durability$100.00$100.0010/4/2010 2:40:06 PM
nicklds$25.00$25.0010/4/2010 2:44:44 PM
objective-investor$100.00$100.0010/4/2010 2:45:20 PM
JohnGalt79$100.00$100.0010/4/2010 2:45:35 PM
papaloha$25.00$25.0010/4/2010 2:46:02 PM
bid-czar8$100.00$100.0010/4/2010 2:42:14 PM
mla$25.00$25.0010/4/2010 2:46:18 PM
shmb6508$100.00$100.0010/4/2010 2:42:25 PM
Gabriel02$25.00$25.0010/4/2010 2:42:35 PM
bowdish1$50.00$50.0010/4/2010 2:46:50 PM
ichibon$150.00$150.0010/4/2010 2:51:53 PM
radforj22$25.00$25.0010/4/2010 2:45:52 PM
JoyfulVegetarian$25.00$25.0010/4/2010 2:46:13 PM
elfincove$50.00$50.0010/4/2010 2:52:54 PM
Weaverville$50.00$50.0010/4/2010 2:47:53 PM
lendingfrog$50.00$50.0010/4/2010 2:49:26 PM
AF-Chief$25.00$25.0010/4/2010 3:29:44 PM
ericgassercom$50.00$50.0010/4/2010 2:52:19 PM
Artist_Blue$25.00$25.0010/4/2010 3:30:48 PM
irrelevant$25.00$25.0010/4/2010 3:29:23 PM
auction-elvis$25.00$25.0010/4/2010 4:34:50 PM
blue-useful-auction$25.00$25.0010/4/2010 5:34:16 PM
JustMee$25.00$25.0010/4/2010 6:02:34 PM
estancias$25.00$25.0010/4/2010 4:55:23 PM
dollardave$43.92$43.9210/5/2010 12:28:17 AM
generous-deal6$50.00$50.0010/5/2010 12:06:08 AM
alpinaut$25.00$25.0010/5/2010 5:07:54 AM
skuba$32.45$32.4510/5/2010 1:18:03 AM
worldly-penny8$25.00$25.0010/5/2010 9:33:56 AM
chemistry220$50.00$50.0010/5/2010 9:35:34 AM
successful-agreement7$50.00$50.0010/5/2010 1:33:24 PM
power-kin$41.45$41.4510/5/2010 2:08:12 PM
sophisticated-economy8$25.00$25.0010/5/2010 2:08:44 PM
Charlieofalbany$25.00$25.0010/5/2010 4:20:07 PM
jrbill1998$50.00$50.0010/5/2010 5:19:53 PM
efficient-treasure0$25.00$25.0010/5/2010 5:48:11 PM
focused-wampum$25.00$25.0010/5/2010 8:53:00 PM
balance-trailblazer$65.81$65.8110/5/2010 9:45:25 PM
soheagle$50.00$50.0010/5/2010 11:18:01 PM
mtp$50.00$50.0010/6/2010 6:23:14 AM
benefit-comforter$25.00$25.0010/6/2010 9:33:51 AM
AngusFarmer$45.00$45.0010/6/2010 9:46:49 AM
compwhiz$25.00$25.0010/6/2010 9:24:52 AM
nickel-hickory$25.00$25.0010/6/2010 10:17:53 AM
Easystreet$25.00$25.0010/6/2010 12:19:37 PM
gallant-economy9$25.00$25.0010/6/2010 3:20:05 PM
chinolatino$25.00$25.0010/6/2010 3:21:58 PM
self-reliant-integrity0$50.00$50.0010/6/2010 3:23:39 PM
red-robust-rupee$25.00$25.0010/6/2010 3:19:45 PM
repaymeplease$25.00$25.0010/6/2010 7:20:52 PM
focused-return366$80.00$80.0010/6/2010 9:48:50 PM
bxdoc$75.00$75.0010/7/2010 4:52:59 AM
worthy-bid8$100.00$100.0010/7/2010 6:32:54 AM
cybernosha$25.00$25.0010/7/2010 7:58:12 AM
ferocious-camaraderi1$43.60$43.6010/7/2010 7:24:32 AM
ClearCut$50.00$50.0010/7/2010 10:10:24 AM
selector568$200.00$200.0010/7/2010 10:04:53 AM
enriching-payout$25.00$25.0010/7/2010 11:21:35 AM
penny-plato$25.00$25.0010/7/2010 8:59:00 AM
IIP77$25.00$25.0010/7/2010 12:07:32 PM
kegs$150.00$150.0010/7/2010 9:02:02 AM
CAGE-Investments$25.00$25.0010/7/2010 11:28:37 AM
Riccous$50.00$50.0010/7/2010 12:48:06 PM
integrity-doctor$100.00$100.0010/7/2010 1:53:15 PM
gold-channel2$100.00$100.0010/7/2010 12:10:05 PM
jbrel$50.00$50.0010/7/2010 4:13:37 PM
wirebutterfly$25.00$25.0010/7/2010 2:51:10 PM
patriot384$360.00$360.0010/7/2010 5:50:56 PM
Preferred-Lender$25.00$25.0010/7/2010 5:04:23 PM
psalms6612$25.00$25.0010/7/2010 6:32:37 PM
roi-advantage$25.00$25.0010/7/2010 6:44:31 PM
red-unequivocal-finance$50.00$50.0010/8/2010 12:33:15 AM
delicious-social132$50.00$50.0010/8/2010 3:47:47 AM
trade-walnut7$25.00$25.0010/8/2010 4:38:03 AM
stollcm$25.00$25.0010/8/2010 12:33:06 AM
vigorous-moola$36.00$36.0010/8/2010 5:52:44 AM
Saleen06$29.69$29.6910/7/2010 9:34:31 PM
Dcoy$29.11$29.1110/8/2010 8:37:51 AM
sound$25.00$25.0010/8/2010 8:43:43 AM
encore739$25.00$25.0010/8/2010 8:58:02 AM
yennib$50.00$50.0010/8/2010 9:34:55 AM
bbrinck$50.00$50.0010/8/2010 9:35:21 AM
ptjg$31.76$31.7610/8/2010 3:22:52 AM
BigLinCT$25.00$25.0010/8/2010 11:02:36 AM
loan-wasp$50.00$50.0010/8/2010 11:04:47 AM
patriot897$48.86$48.8610/8/2010 11:04:58 AM
natural-affluence6$50.00$50.0010/8/2010 11:04:31 AM
Emberfox$50.00$50.0010/8/2010 11:05:00 AM
Go_Ducks$25.00$25.0010/8/2010 12:14:10 PM
Unclejohn$35.00$35.0010/8/2010 12:01:29 PM
new-sharp-leverage$50.00$50.0010/8/2010 9:34:07 AM
flexible-return297$50.00$50.0010/8/2010 1:18:29 PM
Phantom99$25.00$25.0010/8/2010 11:03:22 AM
hanuman77$50.00$50.0010/8/2010 11:04:37 AM
red-adaptable-funds$50.00$50.0010/8/2010 11:04:43 AM
golden-bid9$50.00$50.0010/8/2010 11:04:46 AM
sassykatty$50.00$50.0010/8/2010 11:04:57 AM
turbobrat$44.91$44.9110/8/2010 2:12:51 PM
a-power-amigo$25.00$25.0010/8/2010 2:32:55 PM
clean-finance1$25.00$25.0010/8/2010 2:06:30 PM
epall$25.00$25.0010/8/2010 2:56:53 PM
WxChem$25.00$25.0010/8/2010 3:07:46 PM
the-stylish-euro$25.00$25.0010/8/2010 4:01:39 PM
Cheburashka$25.00$25.0010/8/2010 5:23:40 PM
willly63$50.00$50.0010/8/2010 5:52:54 PM
Katburg$35.00$35.0010/8/2010 4:37:54 PM
adir1$25.00$25.0010/8/2010 10:23:27 PM
ski bum$25.45$25.4510/8/2010 10:24:15 PM
alcyon$25.00$25.0010/8/2010 6:22:44 PM
bank-o-nate$50.00$50.0010/8/2010 6:34:03 PM
DcUnited$30.00$30.0010/9/2010 2:48:51 AM
turbine5$30.97$30.9710/9/2010 3:09:13 AM
Dweeberkitty1$25.00$25.0010/9/2010 3:08:48 AM
elegant-loot$33.75$33.7510/9/2010 3:15:08 AM
piter-to-la-investment$25.00$25.0010/9/2010 3:15:50 AM
camaraderi-workhorse$34.73$34.7310/9/2010 3:13:39 AM
wealth-carrier$25.00$25.0010/8/2010 7:39:48 PM
grystndoc$25.00$25.0010/9/2010 5:12:53 AM
fly99$50.00$50.0010/9/2010 5:12:54 AM
Tasmir$25.00$25.0010/9/2010 6:43:12 AM
GreenNotes$36.00$36.0010/8/2010 11:18:40 PM
heroic-platinum$25.00$25.0010/9/2010 7:07:47 AM
verdiprr$100.00$100.0010/9/2010 8:12:43 AM
tomdooley12520$50.00$50.0010/9/2010 9:12:11 AM
consomedia$39.11$39.1110/9/2010 3:02:27 AM
davidc314$26.12$26.1210/9/2010 10:08:02 AM
rmachi$25.00$25.0010/9/2010 12:42:40 PM
silver-boots$25.00$25.0010/9/2010 4:57:45 AM
sensational-kindness$50.00$50.0010/9/2010 6:27:49 AM
i3urtonair$25.00$25.0010/9/2010 6:48:32 AM
andyb9$50.00$50.0010/9/2010 4:07:44 PM
saysana$25.00$25.0010/9/2010 7:02:45 AM
cxl9$50.00$50.0010/9/2010 2:02:42 PM
squarebob$25.00$25.0010/9/2010 5:03:08 PM
sarisai$50.00$50.0010/9/2010 2:08:46 PM
fantastic-deal5$25.00$25.0010/9/2010 2:47:33 PM
Cherrypicker$45.00$45.0010/9/2010 7:31:24 AM
BankofBeth$25.00$25.0010/9/2010 7:11:33 PM
bid-carrier0$50.00$50.0010/9/2010 7:53:48 PM
duty-windmill$25.00$25.0010/9/2010 9:01:21 PM
Bendistraw$50.00$50.0010/9/2010 11:52:48 AM
balanced-rupee$50.00$50.0010/9/2010 8:48:56 PM
MutuallyBeneficial$50.00$50.0010/9/2010 12:37:43 PM
loss-of-control$50.00$50.0010/10/2010 8:12:39 AM
gobot$50.00$50.0010/9/2010 2:27:46 PM
doc1$50.00$16.1110/10/2010 9:07:46 AM
katnmouse$30.00$30.0010/9/2010 2:40:20 PM
payment-halo$25.00$25.0010/9/2010 3:49:36 PM
labate$25.00$25.0010/9/2010 4:17:49 PM
MattProsper$60.00$60.0010/10/2010 10:26:34 AM
mpatrick$25.00$25.0010/10/2010 11:38:34 AM
jaycro$50.00$50.0010/9/2010 9:07:43 PM
eloquent-dough5$25.00$25.0010/9/2010 11:47:10 PM
vanklein$25.00$25.0010/10/2010 5:15:31 PM
poolshark72$25.00$25.0010/10/2010 6:42:43 PM
cash-merry-maker$25.00$25.0010/10/2010 7:17:56 AM
CERTIFIED$100.00$100.0010/10/2010 9:19:11 AM
E-B$50.00$50.0010/11/2010 3:25:52 AM
economy-popcorn$25.00$25.0010/11/2010 5:44:31 AM
flyflorida2001$25.00$25.0010/11/2010 7:23:14 AM
trade-elm$30.00$30.0010/11/2010 6:50:53 AM
ethicalhumanist$50.00$50.0010/10/2010 5:31:47 PM
trustworthy-finance6$150.00$150.0010/11/2010 7:48:41 AM
329 bids
 
Borrower Payment Dependent Notes Series 478039
This series of Notes was issued and sold upon the funding of the borrower loan #44826, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 24.0% Auction start date:  Oct-04-2010 
  Auction end date:  Oct-09-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $294.03
Final lender yield: 33.99% Final borrower rate/APR: 34.99% / 38.71% Final monthly payment: $294.00
 
Auction yield range: 16.79% - 34.00% Estimated loss impact: 26.01%  
Lender servicing fee: 1.00% Estimated return: 7.98%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Nov-1995 Debt/Income ratio: 31%
Credit score: 660-679 (Sep-2010) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 19 / 15Length of status:17y 9m
Amount delinquent: $0 Total credit lines: 62 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $36,263Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 92%  
   Homeownership: Yes  
Screen name: tadman74 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan Repayment
Purpose of loan:
This loan will be used to pay of my existing Thrift Savings Plan (TSP)?loan.? Once the TSP loan is paid off, I will?take out another TSP loan due to?the current rate?only being 2.125% and then pay off this Prosper Loan and $20,000 worth of credit card debt.? This Prosper Loan will be paid in full within 90 days of funding.
My financial situation:
I am a good candidate for this loan because?I?would lose my security clearance if?I?did not properly handle my finances.?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
Military-2-Military has bid a total of $2,100.00 in winning bids.
"Employment and income verified. Meets military credit index. Great short term loan to take advantage of the prosper fall promotion."
1 friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Military-2-Military$100.00$100.0010/4/2010 5:44:06 PM
alexgalt$100.00$100.0010/6/2010 3:35:20 PM
Military-2-Military$2,000.00$2,000.0010/7/2010 4:39:04 AM
reflective-rupee$1,000.00$1,000.0010/7/2010 8:24:27 AM
hidavehi$155.00$140.0810/7/2010 7:22:13 PM
Integrity1st$50.44$50.4410/7/2010 7:03:45 PM
whatreality$25.00$25.0010/8/2010 4:44:29 AM
wlm3012$25.00$25.0010/8/2010 8:09:48 AM
Kash2010lu$25.00$25.0010/8/2010 9:08:55 AM
integrity-doctor$100.00$100.0010/8/2010 12:41:01 PM
loan-kung-fu$125.00$125.0010/8/2010 4:38:58 PM
jrgdnn12$25.00$25.0010/9/2010 6:01:18 AM
Amber_Stone$100.00$100.0010/9/2010 7:16:45 AM
well-mannered-income3$100.00$100.0010/9/2010 8:30:14 AM
larryboy10$25.00$25.0010/9/2010 10:16:15 AM
Kash2010lu$75.00$75.0010/7/2010 7:29:21 AM
Kash2010lu$25.00$25.0010/7/2010 7:39:50 AM
penny-plato$25.00$25.0010/7/2010 8:54:49 AM
nodebt2012$25.00$25.0010/7/2010 10:54:21 PM
loan-kung-fu$859.48$859.4810/8/2010 7:54:13 AM
best-shiny-hope$100.00$100.0010/8/2010 10:52:31 AM
hellasow$25.00$25.0010/8/2010 10:35:20 PM
hellasow$25.00$25.0010/8/2010 10:34:13 PM
riveting-credit5$400.00$400.0010/9/2010 10:19:14 AM
Amber_Stone$1,000.00$1,000.0010/9/2010 7:24:44 AM
25 bids
 
Borrower Payment Dependent Notes Series 478265
This series of Notes was issued and sold upon the funding of the borrower loan #44820, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $17,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.3% Auction start date:  Oct-05-2010 
  Auction end date:  Oct-08-2010 
 
Starting lender yield: 6.85% Starting borrower rate/APR: 7.85% / 8.19% Starting monthly payment: $531.54
Final lender yield: 6.85% Final borrower rate/APR: 7.85% / 8.19% Final monthly payment: $531.54
 
Auction yield range: 2.71% - 6.85% Estimated loss impact: 1.30%  
Lender servicing fee: 1.00% Estimated return: 5.55%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Aug-1999 Debt/Income ratio: 11%
Credit score: 820-839 (Oct-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:1y 0m
Amount delinquent: $0 Total credit lines: 28 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,532Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 5%  
   Homeownership: Yes  
Screen name: nourishing-hope835 Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 6 ( 100% ) 820-839 (Latest)
Principal borrowed: $9,000.00< 31 days late: 0 ( 0% )  
820-839 (Mar-2010)
 
Principal balance: $7,709.23 31+ days late: 0 ( 0% )
Total payments billed: 6  
Description
Fixing up my rental duplex
Purpose of loan:
This loan will be used to fix up my rental duplex. It is occupied on one side but needs work on the?siding, roof and I want to get the heating system replaced before the winter comes along

My financial situation:
I am a good candidate for this loan because I have always paid my bills on time, I have a steady job and besides this the rental unit rents for $550 per side.?Even with one side rented out the rent income will take care of the payments. I own this unit outright and have no mortgage on it. I used a previous prosper loan to fix up another rental unit I have and that one has worked out great for me.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
auction-elvis$25.00$25.0010/5/2010 2:49:20 PM
Octavian315$35.00$35.0010/5/2010 2:49:27 PM
numitor$50.00$50.0010/5/2010 2:55:43 PM
rupee-prairie$50.00$50.0010/5/2010 2:56:36 PM
cebgop$25.00$25.0010/5/2010 3:10:47 PM
power-defender7$40.00$40.0010/5/2010 3:11:52 PM
kanakakm$50.00$50.0010/5/2010 3:12:50 PM
larrybird$150.00$150.0010/5/2010 3:13:15 PM
point-zebra$50.00$50.0010/5/2010 2:55:37 PM
kenji4861$50.00$50.0010/5/2010 3:13:42 PM
tender-integrity3$50.00$50.0010/5/2010 3:14:02 PM
chemistry220$50.00$50.0010/5/2010 2:56:43 PM
diplomatic-wealth7$100.00$100.0010/5/2010 3:15:19 PM
Mr_Bigmoney$25.00$25.0010/5/2010 3:15:39 PM
jts$25.00$25.0010/5/2010 3:15:12 PM
mpactlender$25.00$25.0010/5/2010 3:15:48 PM
JoyfulVegetarian$50.00$50.0010/5/2010 3:16:24 PM
chinolatino$50.00$50.0010/5/2010 3:15:44 PM
lend_to_you$25.00$25.0010/5/2010 3:16:38 PM
spiritual-bonus9$50.00$50.0010/5/2010 3:16:21 PM
rate-comforter$25.00$25.0010/5/2010 3:16:56 PM
Anny-Disco$100.00$100.0010/5/2010 3:17:04 PM
MoonMama$25.00$25.0010/5/2010 3:17:14 PM
meux99$25.00$25.0010/5/2010 3:16:51 PM
deca78750$50.00$50.0010/5/2010 3:17:26 PM
cablenews$50.00$50.0010/5/2010 3:17:36 PM
eyal0$50.00$50.0010/5/2010 3:18:26 PM
DLock99$50.00$50.0010/5/2010 3:19:01 PM
DukSerduk$25.00$25.0010/5/2010 3:10:37 PM
excalibur$50.00$50.0010/5/2010 3:18:40 PM
SourDoughSteve$25.00$25.0010/5/2010 3:19:39 PM
Artist_Blue$25.00$25.0010/5/2010 3:18:46 PM
hawaiiangirl76$25.00$25.0010/5/2010 3:19:03 PM
alpinaut$30.00$30.0010/5/2010 3:11:44 PM
Kame$50.00$50.0010/5/2010 3:19:09 PM
lovelongandprosper$50.00$50.0010/5/2010 3:19:23 PM
LAAJ38$25.00$25.0010/5/2010 3:19:41 PM
magical-greenback$50.00$50.0010/5/2010 3:13:12 PM
delicious-social132$50.00$50.0010/5/2010 3:13:31 PM
LAKESPRING$25.00$25.0010/5/2010 3:13:48 PM
bold-yield-rumbler$25.00$25.0010/5/2010 3:14:12 PM
orgy63$50.00$50.0010/5/2010 3:14:48 PM
jazzlender$25.00$25.0010/5/2010 3:15:16 PM
meenan$25.00$25.0010/5/2010 3:15:30 PM
economy-orchid$30.00$30.0010/5/2010 3:16:11 PM
aasx1108$25.00$25.0010/5/2010 3:16:59 PM
eadamson$50.00$50.0010/5/2010 3:17:21 PM
Timchenko_LLC$25.00$25.0010/5/2010 3:17:32 PM
LizzieMN$50.00$50.0010/5/2010 3:17:41 PM
IIP77$25.00$25.0010/5/2010 3:17:54 PM
commanding-dollar2$50.00$50.0010/5/2010 3:18:18 PM
grc$30.93$30.9310/5/2010 3:19:13 PM
crawfingers$25.00$25.0010/5/2010 3:19:43 PM
LendDoc$50.00$50.0010/5/2010 3:57:52 PM
credit-scout7$50.00$50.0010/5/2010 4:56:45 PM
Investitall$25.00$25.0010/5/2010 4:57:40 PM
chillware$25.00$25.0010/5/2010 5:09:02 PM
Cheburashka$30.00$30.0010/5/2010 4:53:10 PM
Tai$25.00$25.0010/5/2010 4:53:44 PM
Anonymous_Guy$30.00$30.0010/5/2010 5:53:15 PM
zwx1997$25.00$25.0010/5/2010 6:18:04 PM
conductor49$25.00$25.0010/5/2010 5:11:38 PM
Okeey$25.00$25.0010/5/2010 7:39:02 PM
dbzen$25.00$25.0010/5/2010 8:22:45 PM
Vreet$50.00$50.0010/5/2010 9:28:40 PM
AJSinvest$25.00$25.0010/5/2010 10:09:00 PM
esabzb$25.00$25.0010/5/2010 9:54:15 PM
vollynet$40.00$40.0010/5/2010 8:17:10 PM
flergum$179.00$179.0010/5/2010 10:51:58 PM
Merganser$25.00$25.0010/6/2010 12:40:00 AM
RG$40.00$40.0010/6/2010 12:38:20 AM
ZeoInvestments$25.00$25.0010/6/2010 12:51:10 AM
mistertao$25.00$25.0010/5/2010 9:07:50 PM
mjdaking$25.00$25.0010/6/2010 12:39:24 AM
rmachi$25.00$25.0010/6/2010 12:40:49 AM
E_G$50.00$50.0010/5/2010 9:17:53 PM
cloud8$25.00$25.0010/5/2010 9:28:16 PM
coloradoloanman$25.00$25.0010/6/2010 1:37:15 AM
trillian16$25.00$25.0010/6/2010 1:05:47 AM
authentic-diversification$25.00$25.0010/6/2010 2:20:18 AM
knothead$25.00$25.0010/6/2010 1:20:58 AM
MAJESTIC5$50.00$50.0010/6/2010 1:23:49 AM
jengachamp$25.00$25.0010/6/2010 2:26:12 AM
commerce-voyager$25.00$25.0010/6/2010 2:26:26 AM
saysana$26.00$26.0010/6/2010 1:37:20 AM
iLoaner$25.00$25.0010/6/2010 1:39:01 AM
DeltaGambler$25.00$25.0010/6/2010 1:40:01 AM
CorMDNY$26.81$26.8110/6/2010 1:59:23 AM
investmentgroup$50.00$50.0010/6/2010 3:58:34 AM
scottr$25.00$25.0010/6/2010 2:00:01 AM
proper-cash0$25.00$25.0010/6/2010 5:23:56 AM
syounker$25.00$25.0010/6/2010 5:24:16 AM
Archchancellor$36.61$36.6110/6/2010 5:24:31 AM
deal-frontier$50.00$50.0010/6/2010 5:42:52 AM
otter$50.00$50.0010/6/2010 6:23:49 AM
peaceful-agreement2$25.00$25.0010/6/2010 2:24:04 AM
Aimvest$25.00$25.0010/6/2010 6:23:54 AM
svandals$37.49$37.4910/6/2010 7:56:11 AM
Aethelwolf$25.00$25.0010/6/2010 8:28:10 AM
Phantom99$25.00$25.0010/6/2010 8:28:07 AM
bmcg$25.00$25.0010/6/2010 9:34:43 AM
ingenious-order783$25.00$25.0010/6/2010 9:25:00 AM
best-ingenious-funds$25.00$25.0010/6/2010 9:34:24 AM
Jtomtom$50.00$50.0010/6/2010 10:44:11 AM
ctron$35.00$35.0010/6/2010 10:29:54 AM
Jtomtom$100.00$100.0010/6/2010 12:34:08 PM
healthy-commerce$25.00$25.0010/6/2010 12:49:41 PM
gallant-economy9$25.43$25.4310/6/2010 1:03:33 PM
sweet-peace3$25.00$25.0010/6/2010 1:59:01 PM
Geldmeister$50.00$50.0010/6/2010 3:06:41 PM
fund-boomerang$25.00$25.0010/6/2010 3:06:43 PM
Hexnut$50.00$50.0010/6/2010 3:07:32 PM
Natronpee$25.00$25.0010/6/2010 3:07:49 PM
harmonious-moola7$50.00$50.0010/6/2010 3:07:54 PM
Bankman68$50.00$50.0010/6/2010 3:05:41 PM
gzeo$25.00$25.0010/6/2010 3:08:56 PM
jdashv$25.00$25.0010/6/2010 3:06:51 PM
RMB-Investments$50.00$50.0010/6/2010 3:09:35 PM
discrete-asset$25.00$25.0010/6/2010 3:07:50 PM
johngaltline$25.00$25.0010/6/2010 3:07:53 PM
liberty-destiny3$32.94$32.9410/6/2010 3:07:56 PM
Shockem923$25.00$25.0010/6/2010 3:10:45 PM
lender1x$25.00$25.0010/6/2010 3:08:33 PM
forthright-trade$50.00$50.0010/6/2010 3:10:51 PM
miamiwill$50.00$50.0010/6/2010 3:09:23 PM
mscomeaux$25.00$25.0010/6/2010 3:12:32 PM
sajitk$25.00$25.0010/6/2010 3:12:39 PM
pbandjb$25.00$25.0010/6/2010 3:12:44 PM
xphile$25.00$25.0010/6/2010 3:12:52 PM
JaceSpade$25.00$25.0010/6/2010 3:13:13 PM
refined-income7$25.00$25.0010/6/2010 3:13:19 PM
winter-vigilance$25.00$25.0010/6/2010 3:13:32 PM
medman$25.00$25.0010/6/2010 3:06:54 PM
mattpet$25.00$25.0010/6/2010 3:06:56 PM
Sixmil$48.24$48.2410/6/2010 3:12:13 PM
rakstar$50.00$50.0010/6/2010 3:12:23 PM
calkidd05$25.00$25.0010/6/2010 3:07:33 PM
colorado23$25.00$25.0010/6/2010 3:12:30 PM
SBT$50.00$50.0010/6/2010 3:08:55 PM
Philkent$50.00$50.0010/6/2010 3:09:31 PM
ethical-point$50.00$50.0010/6/2010 3:16:37 PM
glimmering-credit4$25.00$25.0010/6/2010 3:15:07 PM
blissful-note7$25.00$25.0010/6/2010 3:11:15 PM
KeepOnRunning$50.00$50.0010/6/2010 3:15:39 PM
KiwiElf$40.00$40.0010/6/2010 3:11:37 PM
purohit$50.00$50.0010/6/2010 3:11:52 PM
Quaven$25.00$25.0010/6/2010 3:12:07 PM
PA2LA$25.00$25.0010/6/2010 3:12:20 PM
theemhdoctor$25.00$25.0010/6/2010 3:12:48 PM
whistledicksmith$33.48$33.4810/6/2010 3:12:51 PM
skunkor2$26.53$26.5310/6/2010 3:13:17 PM
fair-funds$25.00$25.0010/6/2010 3:15:37 PM
inspired-investment8$100.00$100.0010/6/2010 3:18:15 PM
godfather4u$25.00$25.0010/6/2010 4:19:16 PM
Riccous$200.00$200.0010/6/2010 5:20:53 PM
Microfinancer$43.14$43.1410/6/2010 5:17:45 PM
rulender$48.73$48.7310/6/2010 7:42:44 PM
wampum-optimization$50.00$50.0010/6/2010 7:08:57 PM
focused-return366$25.00$25.0010/6/2010 9:19:08 PM
best-agreement-exchanger$25.00$25.0010/6/2010 7:05:51 PM
LoanBrkr$25.00$25.0010/6/2010 9:47:58 PM
lost-money-so-far-on-these$25.00$25.0010/6/2010 8:28:44 PM
ramsbladder$25.00$25.0010/6/2010 11:02:56 PM
MO_Investor$25.00$25.0010/7/2010 12:49:07 AM
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johannesfactotum$35.00$35.0010/7/2010 12:04:33 PM
contract-festival7$50.00$50.0010/7/2010 12:04:43 PM
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khamen$25.00$25.0010/7/2010 2:40:04 PM
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tntmojave$25.00$25.0010/5/2010 2:56:15 PM
happyjackbak$35.00$35.0010/5/2010 2:57:06 PM
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icecoldcash$100.00$100.0010/5/2010 2:49:11 PM
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Ivan2007$50.00$50.0010/5/2010 3:11:23 PM
cash-sensai2$25.00$25.0010/5/2010 3:10:52 PM
agiovasil$25.00$25.0010/5/2010 3:12:19 PM
Captain88$25.00$25.0010/5/2010 3:12:13 PM
GElender$100.00$100.0010/5/2010 3:12:54 PM
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elasermd$100.00$100.0010/5/2010 3:13:37 PM
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bglender$50.00$50.0010/5/2010 3:18:57 PM
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lendingfrog$50.00$50.0010/5/2010 3:18:10 PM
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GetItRight$25.00$25.0010/6/2010 12:38:04 AM
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PaulW$25.00$25.0010/6/2010 3:12:09 PM
SeaLoans$25.00$25.0010/6/2010 3:12:50 PM
NJNY$25.00$25.0010/6/2010 3:13:00 PM
tolstoy00$25.00$25.0010/6/2010 3:13:04 PM
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SanJoser$25.00$25.0010/6/2010 3:17:24 PM
funds-fir$25.00$25.0010/6/2010 4:07:44 PM
worldly-penny8$50.00$50.0010/6/2010 3:23:25 PM
HibbyD$35.00$35.0010/6/2010 6:28:35 PM
alakanbearcub$25.00$25.0010/6/2010 7:36:17 PM
atlas100$100.00$100.0010/6/2010 7:54:03 PM
Seadrag367$25.00$25.0010/6/2010 3:43:26 PM
Johnab$25.00$25.0010/6/2010 3:54:26 PM
payout-reaction740$25.00$25.0010/6/2010 8:32:46 PM
safe-kindness5$25.00$25.0010/6/2010 4:28:18 PM
a-exponential-hope$25.00$25.0010/6/2010 5:17:46 PM
tucksta$25.00$25.0010/6/2010 8:54:32 PM
MoneyBagsRUs$25.00$25.0010/6/2010 7:02:52 PM
lendme2$35.56$35.5610/6/2010 10:03:16 PM
auction-sage$25.00$25.0010/7/2010 12:34:12 AM
leeball$50.00$50.0010/6/2010 9:03:03 PM
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DadWarbucks$50.00$50.0010/7/2010 6:02:49 AM
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dumbass$25.00$25.0010/7/2010 12:49:09 AM
lava414$25.00$25.0010/7/2010 5:24:16 AM
coin-equalizer2$25.00$25.0010/7/2010 6:00:27 AM
zrohmm$25.00$25.0010/7/2010 6:08:11 AM
goldeneye777$25.00$25.0010/7/2010 9:33:19 AM
SARMAR$50.00$50.0010/7/2010 8:58:57 AM
SkiNZ$25.00$25.0010/7/2010 7:52:44 AM
Stacebug79$50.00$50.0010/7/2010 9:43:08 AM
bayareainv$41.21$41.2110/7/2010 9:27:43 AM
astute-benjamins$100.00$100.0010/7/2010 9:32:53 AM
missoula$25.00$25.0010/7/2010 10:33:02 AM
generosity-giraffe0$25.00$25.0010/7/2010 11:28:36 AM
johntina$25.00$25.0010/7/2010 8:37:45 AM
exciting-responsibility3$25.00$25.0010/7/2010 8:44:43 AM
balanced-rupee$30.00$30.0010/7/2010 12:04:09 PM
pinnacle10$25.00$25.0010/7/2010 12:04:21 PM
BaltimoreLender$25.00$25.0010/7/2010 12:04:34 PM
alverado$49.73$49.7310/7/2010 12:04:38 PM
PCGeekWI$25.00$25.0010/7/2010 12:05:37 PM
mrbanker$100.00$100.0010/7/2010 12:05:42 PM
boomer5$25.00$25.0010/7/2010 11:05:10 AM
newest-generosity-saga$33.28$33.2810/7/2010 9:08:12 AM
HUMPTIDUMPTI$50.00$50.0010/7/2010 12:04:05 PM
ElChico124$25.00$25.0010/7/2010 9:32:50 AM
anyoi$42.93$42.9310/7/2010 12:04:16 PM
dparkhom$25.00$25.0010/7/2010 12:04:23 PM
jasperpants$25.00$25.0010/7/2010 9:33:10 AM
rcflick$25.00$25.0010/7/2010 12:04:41 PM
DavenportCapital$25.00$25.0010/7/2010 9:33:24 AM
ITGuy$25.00$25.0010/7/2010 12:05:43 PM
red-unequivocal-finance$25.00$25.0010/7/2010 10:43:51 AM
UofCMaroon$25.00$25.0010/7/2010 11:44:33 AM
sisley626$25.00$25.0010/7/2010 12:04:06 PM
burgeoning-silver$25.00$25.0010/7/2010 12:04:11 PM
marketplace-welder$25.00$25.0010/7/2010 12:04:15 PM
StWaldo$25.00$25.0010/7/2010 12:04:32 PM
Raetha$25.00$25.0010/7/2010 12:04:42 PM
mnmcarve$50.00$50.0010/7/2010 12:04:49 PM
murlirao2002$25.00$25.0010/7/2010 12:04:58 PM
rcr549$25.00$25.0010/7/2010 12:05:05 PM
fishman42$25.00$25.0010/7/2010 12:05:24 PM
rmsyvt$25.00$25.0010/7/2010 12:05:37 PM
GCCPartners$25.00$25.0010/7/2010 1:43:10 PM
jackdempsey$100.00$100.0010/7/2010 4:53:24 PM
Gambino$50.00$50.0010/7/2010 8:13:14 PM
compuguy8$25.00$25.0010/7/2010 10:44:26 PM
444 bids
 
Borrower Payment Dependent Notes Series 478365
This series of Notes was issued and sold upon the funding of the borrower loan #44836, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,850.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 24.0% Auction start date:  Oct-07-2010 
  Auction end date:  Oct-14-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $83.69
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 38.72% Final monthly payment: $83.69
 
Auction yield range: 16.71% - 34.00% Estimated loss impact: 26.01%  
Lender servicing fee: 1.00% Estimated return: 7.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Aug-1982 Debt/Income ratio: 71%
Credit score: 720-739 (Oct-2010) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 22 / 19Length of status:21y 4m
Amount delinquent: $0 Total credit lines: 32 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $38,587Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 77%  
   Homeownership: Yes  
Screen name: lively-deal8 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Road to Retirement
Purpose of loan:
This loan will be used to pay Sears/Citicard

My financial situation:
I am a good candidate for this loan because??
I am eight years away from retirement -?combined annual income with my spouse is aprox. $120,000.? Just getting 2nd child through college and working on paying off alot of?toxic credit card?debt accumulated over the years of raising three children, housing one parent while trying to help out?two elderly parents.? HR rating is due to a collection from our pediatrician for immunizations to my teenage boys that our insurance company no longer covers - amount came to almost $1,000? - the entire amount has since been?paid as of 9-10-10.??As we get nearer to retirement we are very serious about taking the bull?by the horns and ridding ourselves of this debt?so we can?retire debt free. Cards are being cut up except for?two mastercards for emergency expense.? I am working extra hours and my wife is trying to pick up something part time to get these bills paid off.? With our plan, we should be?debt free in five years except for mortage, cars and college loans for the?kids. We are just a regular family who works hard and pays all our bills on time - we are NEVER late on our payments - we take that very seriously.
We would like tostart by making a dent and?paying down?our Sears card (Balance is $2100)?which has?a?high rate and with the monthly payment of 119.00 will take 29 yrs to payoff ........The balance of our debt according to our plan will be paid in 4-5 yrs.

Monthly net income: $ 4,500 est. (not including spouse)

Monthly expenses: $
??Housing: $ 1790.00
??Insurance: $ 200.00
??Car expenses: $ 660.00
??Utilities: $ 300.00
??Phone, cable, internet: $ 150.00
??Food, entertainment: $ 400.00
??Clothing, household expenses $
??Credit cards and other loans: $600.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
SeeksValue$50.00$50.0010/7/2010 2:41:56 PM
what_goes_around$300.00$300.0010/10/2010 1:33:24 PM
reflective-rupee$75.00$75.0010/11/2010 2:00:30 PM
groundsquirrel$25.00$25.0010/11/2010 9:00:46 PM
adaptable-capital$250.00$250.0010/12/2010 8:22:37 AM
benefit-piano5$25.00$25.0010/12/2010 1:21:34 PM
Nailman88$25.00$25.0010/12/2010 3:55:59 PM
LendingService$50.00$50.0010/13/2010 9:36:48 AM
dudebrah$25.00$25.0010/13/2010 2:49:37 PM
five-star-note$75.00$75.0010/13/2010 3:22:12 PM
mri555$50.00$50.0010/13/2010 6:39:40 PM
surgeon3$25.00$25.0010/13/2010 7:43:04 PM
Jeffro123456$26.51$26.5110/13/2010 7:58:53 PM
platinum-goat4$36.06$36.0610/13/2010 9:17:38 PM
peregrine$34.82$34.8210/13/2010 7:59:24 PM
contract-high-five$25.00$25.0010/13/2010 8:25:18 PM
gold-cluster$100.00$100.0010/14/2010 6:14:54 AM
CommunityArts_Non-profit$25.00$25.0010/10/2010 6:48:21 AM
penny-plato$25.00$25.0010/10/2010 5:23:14 PM
well-mannered-income3$30.00$30.0010/11/2010 7:09:23 PM
zydeco337$25.00$25.0010/12/2010 6:34:53 AM
mrxtravis$30.49$30.4910/13/2010 11:08:01 AM
realtormoises$25.00$25.0010/13/2010 2:46:30 PM
principal-jedi$100.00$100.0010/13/2010 2:56:31 PM
Land_on_your_feet$25.00$25.0010/13/2010 2:55:29 PM
payment-encore$200.00$200.0010/13/2010 4:15:43 PM
Jinja$50.00$50.0010/13/2010 5:14:44 PM
MrRooster101$25.00$25.0010/13/2010 11:00:24 PM
weezy22$28.00$17.1210/14/2010 5:12:15 AM
nickelasaurus-rex$25.00$25.0010/13/2010 6:14:24 PM
loss-of-control$50.00$50.0010/13/2010 6:30:55 PM
31 bids
 
Borrower Payment Dependent Notes Series 478433
This series of Notes was issued and sold upon the funding of the borrower loan #44832, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.2% Auction start date:  Oct-06-2010 
  Auction end date:  Oct-13-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.06% Starting monthly payment: $134.61
Final lender yield: 33.35% Final borrower rate/APR: 34.35% / 38.06% Final monthly payment: $134.61
 
Auction yield range: 13.71% - 33.35% Estimated loss impact: 15.74%  
Lender servicing fee: 1.00% Estimated return: 17.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jan-2003 Debt/Income ratio: 87%
Credit score: 660-679 (Oct-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 2 Current / open credit lines: 11 / 10Length of status:4y 3m
Amount delinquent: $308 Total credit lines: 22 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,041Stated income:$1-$24,999
Delinquencies in last 7y: 26 Bankcard utilization: 61%  
   Homeownership: No  
Screen name: deal-announcer Borrower's state: Louisiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
paying off some bills i have
Purpose of loan:
This loan will be used to? Pay off some bills

My financial situation:
I am a good candidate for this loan because? I work hard and have my checks are direct deposit.

Monthly net income: $ 1618

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 75
??Car expenses: $ 399
??Utilities: $ 100
??Phone, cable, internet: $ 55
??Food, entertainment: $?0
?Clothing, household expenses $ 0
redit cards and other loans: $ 100
ther expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Please explain the 2 current delinquencies. - impressive-openness7
A: Honest i dont know what 2 delinquencies you are talking about. (Oct-07-2010)
Q: If your credit card and loan payments are only $100 a month, how is this loan going to help you? Your monthly payment will be $134.61. - impressive-openness7
A: I have more than credit card bill that i need to pay off. I have dr. bill that we need to pay befor we have the new baby. (Oct-07-2010)
Q: Your credit profile lists 2 delinquencies--that's what I'm talking about. In addition, if you have other loans, why did you only list $100 in payments? - impressive-openness7
A: I need to pull my credit profile and look at what you are talking about. I give my family a 100 a month out of my check to help out with loans and bills (Oct-07-2010)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
sfmf$25.00$25.0010/6/2010 2:26:15 PM
papaloha$25.00$25.0010/6/2010 2:27:41 PM
bid-czar8$25.00$25.0010/6/2010 2:33:22 PM
agiovasil$25.00$25.0010/6/2010 2:33:57 PM
AlexTrep$50.00$50.0010/6/2010 2:38:23 PM
hope-equation$50.00$50.0010/6/2010 3:14:25 PM
Artist_Blue$25.00$25.0010/6/2010 3:18:39 PM
HHP$25.00$25.0010/6/2010 7:08:36 PM
bid-chuckler$50.00$50.0010/6/2010 10:23:39 PM
samo102us$25.00$25.0010/7/2010 1:40:17 AM
djsvin1$50.00$50.0010/7/2010 2:44:14 AM
Diamond_Jim$25.00$25.0010/7/2010 6:58:39 AM
lcole32$25.00$25.0010/7/2010 7:38:43 AM
selfmademan$25.00$25.0010/7/2010 9:33:47 AM
ImaPutz$25.00$25.0010/7/2010 9:17:49 AM
CSUgrad08$25.00$25.0010/7/2010 2:05:55 PM
ukstevenhawaii$50.00$50.0010/7/2010 12:09:35 PM
bold-shrewd-duty$50.00$50.0010/8/2010 2:45:06 PM
graceful-investment$62.55$62.5510/9/2010 10:18:36 AM
simplelender80$25.00$25.0010/10/2010 1:40:58 PM
Papa_Mema$50.00$50.0010/10/2010 6:49:00 PM
teller$50.00$50.0010/11/2010 3:06:57 PM
b-rent$25.00$25.0010/11/2010 3:10:17 PM
beaker$25.00$25.0010/11/2010 9:47:48 PM
consummate-loyalty1$100.00$100.0010/11/2010 3:13:10 PM
contract-happiness1$25.00$25.0010/11/2010 3:58:04 PM
soulful-truth$25.00$25.0010/12/2010 7:42:41 AM
life-is-great$50.00$50.0010/12/2010 6:08:40 AM
JAVEHE$50.00$50.0010/12/2010 10:29:18 AM
whatknows$25.00$25.0010/12/2010 11:48:53 AM
orange-influential-credit$54.00$54.0010/12/2010 12:23:07 PM
HammerSmith$25.00$25.0010/12/2010 5:59:14 PM
curriculum7$25.00$25.0010/13/2010 1:37:47 AM
TakeCare$25.00$25.0010/13/2010 6:06:06 AM
grampy48$25.00$25.0010/13/2010 8:52:51 AM
aquistoyraul$25.00$25.0010/13/2010 8:31:28 AM
grampy48$25.00$25.0010/13/2010 11:55:01 AM
handshake5$100.00$100.0010/6/2010 2:33:13 PM
ingenious-deal6$25.00$25.0010/6/2010 2:34:10 PM
moola-wildebeest3$25.00$25.0010/6/2010 2:35:31 PM
revenue-officer36$25.00$25.0010/6/2010 3:06:08 PM
Comoparklender$25.00$25.0010/6/2010 3:17:05 PM
payment-gusto$25.00$25.0010/6/2010 3:14:59 PM
cablenews$25.00$25.0010/6/2010 3:18:20 PM
Gibbyland$50.00$50.0010/6/2010 3:23:44 PM
villagers$25.00$25.0010/7/2010 1:40:37 AM
noble-revenue$50.00$50.0010/7/2010 8:07:57 AM
return-elm$25.00$25.0010/7/2010 12:09:36 PM
patriot897$25.00$25.0010/7/2010 12:20:35 PM
zen1cent$25.00$25.0010/7/2010 12:09:36 PM
jojo6686$25.00$25.0010/7/2010 12:33:02 PM
Rob717171$25.00$25.0010/7/2010 12:06:02 PM
FountainShrugged$50.00$50.0010/7/2010 12:11:33 PM
natural-greenback6$25.00$25.0010/7/2010 6:18:44 PM
SolarMoonshine$25.00$25.0010/7/2010 5:25:18 PM
loan-adventurer7$100.00$100.0010/8/2010 11:10:05 AM
HelpfulLender1$25.00$25.0010/9/2010 7:33:00 AM
kulender$50.00$50.0010/10/2010 1:40:35 PM
the-determined-value$50.00$50.0010/11/2010 6:24:14 AM
all_of_that_one$40.00$40.0010/11/2010 2:12:51 PM
rescue$100.00$100.0010/11/2010 9:43:03 AM
jubilant-agreement0$25.00$25.0010/11/2010 3:04:46 PM
gentle-social0$25.00$25.0010/12/2010 9:33:39 AM
crenen139$25.00$25.0010/12/2010 10:29:46 AM
economy-producer$25.00$25.0010/12/2010 10:48:08 AM
GElender$25.00$25.0010/12/2010 2:48:06 PM
gallant-economy9$400.00$396.3610/12/2010 2:48:42 PM
One_Lolo$25.00$25.0010/12/2010 4:42:46 PM
cash-spark3$50.00$50.0010/12/2010 9:29:55 PM
sgt-schultz$25.00$25.0010/13/2010 8:48:18 AM
irrelevant$25.00$25.0010/13/2010 9:42:44 AM
Leshan$25.00$25.0010/13/2010 7:41:25 AM
Decent$47.09$47.0910/13/2010 12:45:23 PM
73 bids
 
Borrower Payment Dependent Notes Series 478565
This series of Notes was issued and sold upon the funding of the borrower loan #44839, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,350.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.3% Auction start date:  Oct-07-2010 
  Auction end date:  Oct-14-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 39.63% Starting monthly payment: $61.07
Final lender yield: 31.00% Final borrower rate/APR: 32.00% / 36.55% Final monthly payment: $58.80
 
Auction yield range: 16.71% - 34.00% Estimated loss impact: 20.12%  
Lender servicing fee: 1.00% Estimated return: 10.88%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Apr-1990 Debt/Income ratio: 29%
Credit score: 660-679 (Sep-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 6Length of status:0y 3m
Amount delinquent: $0 Total credit lines: 27 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $20,787Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 88%  
   Homeownership: No  
Screen name: bid-gadget Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Computer needed for business.
Purpose of loan:
The loan will be used to buy a new computer (Mac desktop) for my business I am starting and also to use for my current job. I work from home 3 days a week and in the office the other 2 days. I have a laptop (PC) at home I currently use when I am working from home. I work in the office 2 days a week and use their desktop computer. My current laptop can be slow and buggy. Needing to convert to a Mac.

My financial situation:
I am a good candidate for this loan because I've had installment loans before and have paid them off on in full and on time.

Monthly net income: $ $3,200

Monthly expenses: $
??Housing: $ 800.00
??Insurance: $ 70.00 (car insurance)
??Car expenses: $ 100.00 (car is paid. Only expense is gas or repairs if needed)
??Utilities: $ 60.00
??Phone, cable, internet: $ 90.00
??Food, entertainment: $ 500.00
??Clothing, household expenses $ 200.00
??Credit cards and other loans: $ 900.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Kqwik$25.00$25.0010/10/2010 6:06:29 PM
well-rounded-return3$100.00$100.0010/12/2010 6:20:03 PM
Sudoku$130.21$130.2110/14/2010 5:12:44 AM
Bob450$25.00$12.8410/14/2010 8:43:20 AM
fairgirl$25.00$25.0010/14/2010 9:46:45 AM
fervent-commerce$30.25$30.2510/14/2010 12:14:16 PM
B2152$25.00$25.0010/14/2010 12:39:02 PM
dime-vista2$25.00$25.0010/14/2010 1:49:59 PM
aquistoyraul$25.00$25.0010/14/2010 1:08:56 PM
mrladybug101$25.00$25.0010/14/2010 2:13:00 PM
I_want_to_help_you$25.00$25.0010/14/2010 1:42:51 PM
Hazlenut$25.00$25.0010/14/2010 2:20:09 PM
bluebouyz$25.00$25.0010/8/2010 8:15:21 AM
nodebt2012$25.00$25.0010/8/2010 8:01:28 PM
encore06$25.00$25.0010/9/2010 5:35:39 PM
vine99$40.00$40.0010/10/2010 6:01:48 PM
CommunityArts_Non-profit$35.00$35.0010/10/2010 6:43:48 AM
SolarMoonshine$25.00$25.0010/11/2010 3:52:01 AM
Toastmaster007$25.00$25.0010/13/2010 11:47:42 AM
realtormoises$25.00$25.0010/13/2010 2:47:23 PM
larryboy10$25.00$25.0010/13/2010 6:13:15 PM
dynamic-platinum$75.00$75.0010/13/2010 3:08:42 PM
nodebt2012$75.91$75.9110/13/2010 11:06:01 PM
master648$36.46$36.4610/13/2010 4:01:14 PM
Lubava$25.00$25.0010/14/2010 7:09:51 AM
bmw2$30.00$30.0010/14/2010 8:39:28 AM
loan-eagle9$25.00$25.0010/14/2010 8:57:19 AM
Leshan$33.33$33.3310/14/2010 9:42:07 AM
icecoldcash$25.00$25.0010/14/2010 1:47:21 PM
surgeon3$26.00$26.0010/14/2010 1:57:38 PM
ultimate-peace$150.00$150.0010/14/2010 12:02:47 PM
TakeCare$50.00$50.0010/14/2010 12:07:13 PM
Kyileo$25.00$25.0010/14/2010 1:01:25 PM
PunjabBank$25.00$25.0010/14/2010 1:44:02 PM
kinetic-social$25.00$25.0010/14/2010 2:34:33 PM
35 bids
 
Borrower Payment Dependent Notes Series 478607
This series of Notes was issued and sold upon the funding of the borrower loan #44817, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 24.0% Auction start date:  Oct-07-2010 
  Auction end date:  Oct-14-2010 
 
Starting lender yield: 22.00% Starting borrower rate/APR: 23.00% / 26.85% Starting monthly payment: $58.06
Final lender yield: 16.99% Final borrower rate/APR: 17.99% / 21.73% Final monthly payment: $54.22
 
Auction yield range: 16.71% - 22.00% Estimated loss impact: 24.94%  
Lender servicing fee: 1.00% Estimated return: -7.95%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Aug-2004 Debt/Income ratio: 26%
Credit score: 660-679 (Sep-2010) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 14Length of status:6y 3m
Amount delinquent: $0 Total credit lines: 19 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,981Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 77%  
   Homeownership: Yes  
Screen name: Aquarius29 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 31 ( 100% ) 660-679 (Latest)
Principal borrowed: $15,000.00< 31 days late: 0 ( 0% )  
580-599 (Nov-2007)
720-739 (Apr-2007)
 
Principal balance: $0.04 31+ days late: 0 ( 0% )
Total payments billed: 31  
Description
GREAT PROSPER LOAN HISTORY! LOOK!
Purpose of loan:
This loan will be used to pay off my higher interest credit cards (29.99%)

LOOK AT MY PROSPER?LOAN HISTORY, $15,000 PAID IN FULL, NO MISSED PAYMENTS, NO LATE PAYMENTS!!

I'm working on getting out from under credit cards forever, they are all cut up and now all I use is my AMEX card that I pay off every month!

My Equifax credit score on 7/20/10 was 631, on 8/20/10 was 642, and I ran it again today 9/29/10 it is 669! So as you can see I'm actively working on getting my finances in order, my credit score back up, and most importantly as far from credit card debt as I can!!!

Monthly net income: $ 2,808
Plus Quarterly Bonuses
Monthly expenses: $ 2,385
??Housing: $ 750
??Insurance: $ 120
??Car expenses: $650
??Utilities: $ 150
??Phone, cable, internet: $65
??Food, entertainment $300
??Credit cards and other loans: $350?

Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
neorunner$25.00$25.0010/11/2010 8:19:35 PM
well-rounded-return3$100.00$100.0010/12/2010 6:21:35 PM
doopers$25.00$25.0010/12/2010 4:55:36 PM
Aberdeen$400.00$400.0010/13/2010 1:18:36 AM
penny-plato$100.00$100.0010/13/2010 5:26:56 AM
LittleMingo$31.40$31.4010/13/2010 10:04:12 AM
credit-guard5$25.00$25.0010/13/2010 10:40:35 AM
HenlopenCapital$25.00$25.0010/13/2010 10:55:58 AM
atlas100$100.00$100.0010/13/2010 12:31:26 PM
five-star-note$200.00$42.5810/13/2010 3:17:07 PM
Jinja$40.00$40.0010/13/2010 5:06:10 PM
riverflow$25.00$25.0010/13/2010 9:52:33 PM
CA_Lender$25.00$25.0010/7/2010 3:17:49 PM
Tahoeman$25.00$25.0010/13/2010 8:06:53 AM
atomantic$100.00$100.0010/13/2010 10:17:33 AM
PeterPsych$160.00$160.0010/13/2010 2:57:02 PM
3musketeers$50.00$50.0010/13/2010 4:50:41 PM
dynamic-platinum$50.00$50.0010/13/2010 9:29:53 PM
wild-orange$50.00$50.0010/14/2010 1:51:52 AM
justasoldier$25.00$25.0010/13/2010 7:54:57 PM
ScottFinance$25.00$25.0010/14/2010 6:22:11 AM
martymaniaman$51.02$51.0210/14/2010 6:13:52 AM
22 bids
 
Borrower Payment Dependent Notes Series 477648
This series of Notes was issued and sold upon the funding of the borrower loan #44830, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.8% Auction start date:  Sep-30-2010 
  Auction end date:  Oct-06-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $205.47
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.05% Final monthly payment: $205.47
 
Auction yield range: 10.79% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jul-1979 Debt/Income ratio: 21%
Credit score: 760-779 (Sep-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 14 / 13Length of status:23y 2m
Amount delinquent: $512 Total credit lines: 42 Occupation: Pilot - Private/Com...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $17,475Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 62%  
   Homeownership: Yes  
Screen name: circuit0 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Obtaining ATP rating to keep job
Purpose of loan:
This loan will be used to?further my employment with the addition of an Airline Transport Rating to remain employed in my current job.

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: what are your current fixed monthly income and expenses? tell me about your current deliquency. - beakerfish
A: Fixed expenses run $4500.00 am eliminating extra services to reduce my overhead. The delinquency was due to unforeseen starter motor breaking on my car, cost $800.00 to repair. (Oct-01-2010)
Q: have you taken care of it? - beakerfish
A: Beakerfish I am not sure what you are asking. Please ask your question again. Thanks, Mark (Oct-02-2010)
Q: have you taken care of your deliquency? - beakerfish
A: Beakerfish The delinquency will be paid off this Friday. Thank you for clarifying your question. Mark (Oct-04-2010)
Q: How does your monthly income compare to your monthly expenses? - elevated-fund5
A: They run very close. The pay stub I submitted is my base pay paid twice a month. To add to my income I usually get some extra flying each month and most years I buy back my vacation time. I get four weeks a year. I am also paid an over ride for doing international flying. The ATP rating is now a requirement to overfly or fly thru French airspace. The ATP rating will allow for more international flying at the higher rate. Extra pay is paid the 15th of the month. Hope this covers your concerns. (Oct-06-2010)
4 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
bid-czar8$25.00$25.009/30/2010 2:44:42 PM
top-courteous-peso$50.00$50.009/30/2010 2:40:08 PM
agiovasil$25.00$25.009/30/2010 2:46:45 PM
AF-Chief$25.00$25.009/30/2010 3:02:28 PM
kulender$100.00$100.009/30/2010 3:08:14 PM
contract-giant$25.00$25.009/30/2010 7:28:00 PM
Cai8899$50.00$50.0010/1/2010 1:14:19 AM
Artist_Blue$25.00$25.0010/1/2010 6:15:46 AM
Katburg$25.00$25.0010/1/2010 6:15:29 AM
contract-festival7$50.00$50.0010/1/2010 9:50:00 AM
AlexTrep$50.00$50.0010/1/2010 10:33:17 AM
seisen$34.00$34.0010/1/2010 12:58:01 PM
rescue$100.00$100.0010/1/2010 2:52:20 PM
listing-trapper3$50.00$50.0010/1/2010 3:44:14 PM
beakerfish$50.00$50.0010/1/2010 6:16:30 PM
loan-adventurer7$25.00$25.0010/1/2010 11:39:12 PM
zen1cent$25.00$25.0010/2/2010 5:28:53 AM
frogperson$250.00$250.0010/2/2010 9:47:16 AM
fairness-kayak$25.00$25.0010/2/2010 12:44:12 PM
b-rent$25.00$25.0010/3/2010 10:08:46 AM
consummate-loyalty1$100.00$100.0010/4/2010 6:10:17 AM
irrelevant$25.00$25.0010/4/2010 1:35:13 PM
escharfer$25.00$25.0010/4/2010 3:41:09 PM
musegaze$100.00$100.0010/4/2010 3:41:38 PM
Comoparklender$40.00$40.0010/4/2010 3:49:59 PM
papaloha$25.00$25.0010/5/2010 3:03:07 AM
chemistry220$50.00$50.0010/5/2010 2:57:53 PM
head$25.00$25.0010/5/2010 2:55:19 PM
the-silver-blaster$50.00$50.0010/5/2010 3:00:19 PM
neorunner$25.00$25.0010/5/2010 3:15:21 PM
payment-gusto$25.00$25.0010/5/2010 9:28:56 PM
diversification-maple1$25.00$25.0010/5/2010 11:02:44 PM
tsimerso$25.00$25.0010/6/2010 8:53:48 AM
sweet-peace3$25.00$25.0010/6/2010 2:05:13 PM
ethicalhumanist$50.00$50.0010/6/2010 2:23:44 PM
Bob450$25.00$25.0010/6/2010 1:42:48 PM
tigercat$50.00$50.0010/6/2010 1:45:56 PM
rockhound84$25.00$25.0010/6/2010 2:48:26 PM
wwwUniversal$25.00$25.0010/6/2010 2:38:01 PM
asiaratt$44.07$44.0710/6/2010 3:13:54 PM
miked8303$25.00$25.0010/6/2010 3:14:09 PM
turbolozano$25.00$13.5910/6/2010 3:18:14 PM
shur$25.00$25.0010/6/2010 3:13:43 PM
meers2000$25.00$25.0010/6/2010 3:35:10 PM
leverage-monger$25.00$25.0010/6/2010 3:19:14 PM
zdaddy3$25.00$25.0010/6/2010 4:16:06 PM
LibbyZ$42.50$42.5010/6/2010 6:47:47 PM
larryboy10$25.00$25.0010/6/2010 7:13:41 PM
skillful-asset5$30.00$30.0010/6/2010 7:09:21 PM
q4golf$25.00$25.0010/6/2010 5:47:42 PM
dejnik$25.00$25.0010/6/2010 6:27:50 PM
wlm3012$25.00$25.0010/6/2010 6:36:28 PM
a-bountiful-trade$25.00$25.009/30/2010 2:40:40 PM
handshake5$100.00$100.009/30/2010 2:44:28 PM
ingenious-deal6$25.00$25.009/30/2010 2:47:07 PM
6moonbeams$25.00$25.009/30/2010 3:08:16 PM
tech310$50.00$50.0010/1/2010 1:35:16 AM
JohnSmallberries$25.00$25.0010/1/2010 4:10:03 AM
hope-equation$50.00$50.0010/1/2010 6:05:34 AM
ukstevenhawaii$50.00$50.0010/1/2010 4:11:16 AM
371millwood$300.00$300.0010/1/2010 6:41:10 AM
dedicated-diversification5$25.00$25.0010/1/2010 7:53:09 AM
FountainShrugged$50.00$50.0010/1/2010 9:27:56 AM
reflective-rupee$250.00$250.0010/1/2010 10:11:05 AM
shrewd-peace7$25.00$25.0010/1/2010 10:04:18 AM
HHP$25.00$25.0010/1/2010 12:38:47 PM
cablenews$25.00$25.0010/1/2010 10:49:22 AM
return-elm$25.00$25.0010/1/2010 10:54:14 AM
patriot897$25.00$25.0010/1/2010 11:08:21 AM
inspiring-reward$48.83$48.8310/1/2010 1:33:11 PM
moola-wildebeest3$25.00$25.0010/2/2010 3:13:13 PM
asset-professor$50.00$50.0010/2/2010 7:58:49 PM
natural-greenback6$25.00$25.0010/2/2010 8:09:23 PM
diversification-maple1$25.00$25.0010/3/2010 1:18:46 AM
simplelender80$50.00$50.0010/3/2010 6:14:08 PM
fizwahh$40.00$40.0010/4/2010 7:14:35 AM
graceful-investment$100.00$100.0010/4/2010 12:12:16 PM
S-Master$50.00$50.0010/4/2010 3:34:01 PM
villagers$50.00$50.0010/4/2010 3:37:18 PM
gallant-economy9$400.00$400.0010/4/2010 3:38:06 PM
108lender$100.00$100.0010/4/2010 3:38:04 PM
jubilant-auction5$25.00$25.0010/4/2010 3:37:56 PM
thrifty-capital$25.00$25.0010/4/2010 3:51:54 PM
bountiful-durability$100.00$100.0010/4/2010 3:52:50 PM
icecoldcash$30.00$30.0010/4/2010 4:28:10 PM
harmonious-liberty$30.00$30.0010/5/2010 8:08:48 AM
numitor$50.00$50.0010/5/2010 8:58:07 AM
EBITDA$25.00$25.0010/5/2010 2:25:28 PM
newest-inspiring-power$25.00$25.0010/5/2010 2:53:08 PM
JoyfulVegetarian$25.00$25.0010/5/2010 2:58:53 PM
larrybird$90.61$90.6110/5/2010 3:00:28 PM
debtcollector$25.00$25.0010/5/2010 4:28:34 PM
Maetryx$57.93$57.9310/5/2010 5:28:49 PM
julsal$50.00$50.0010/5/2010 6:33:05 PM
worldly-penny8$25.00$25.0010/6/2010 2:03:22 AM
loan-adventurer7$36.00$36.0010/6/2010 2:43:06 AM
well-mannered-income3$80.00$80.0010/6/2010 8:15:26 AM
loan-mammal$25.00$25.0010/6/2010 10:18:34 AM
jubilant-agreement0$25.00$25.0010/6/2010 9:48:54 AM
bnlforever$25.00$25.0010/6/2010 3:14:02 PM
important-openness1$32.47$32.4710/6/2010 3:15:25 PM
101 bids
 
Borrower Payment Dependent Notes Series 477870
This series of Notes was issued and sold upon the funding of the borrower loan #44824, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.2% Auction start date:  Oct-04-2010 
  Auction end date:  Oct-05-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 40.68% Starting monthly payment: $44.87
Final lender yield: 33.35% Final borrower rate/APR: 34.35% / 40.68% Final monthly payment: $44.87
 
Auction yield range: 13.79% - 33.35% Estimated loss impact: 15.74%  
Lender servicing fee: 1.00% Estimated return: 17.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jul-1995 Debt/Income ratio: Not calculated
Credit score: 660-679 (Sep-2010) Inquiries last 6m: 1Employment status:Not employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:1y 6m
Amount delinquent: $0 Total credit lines: 21Stated income:Not employed
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,325 
Delinquencies in last 7y: 0 Bankcard utilization: 96%  
   Homeownership: No  
Screen name: workingstiff07 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 23 ( 100% ) 660-679 (Latest)
Principal borrowed: $2,000.00< 31 days late: 0 ( 0% )  
660-679 (Jul-2009)
660-679 (May-2008)
 
Principal balance: $192.79 31+ days late: 0 ( 0% )
Total payments billed: 23  
Description
car repair
Purpose of loan:
This loan will be used to? car need major work done

My financial situation:
I am a good candidate for this loan because? I pay on time

Monthly net income: $ 1100

Monthly expenses: $ 125
??Housing: $ 125
??Insurance: $ 0
??Car expenses: $ 100
??Utilities: $ 50
??Phone, cable, internet: $ 33
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
brother_tam$50.00$50.0010/4/2010 2:39:23 PM
handshake5$100.00$100.0010/4/2010 2:42:52 PM
agiovasil$25.00$25.0010/4/2010 2:44:19 PM
loan-kung-fu$25.00$25.0010/4/2010 2:47:01 PM
glroark$50.00$50.0010/4/2010 2:48:21 PM
blitzen40$30.00$30.0010/4/2010 2:45:25 PM
natural-greenback6$25.00$25.0010/4/2010 2:51:29 PM
kulender$100.00$100.0010/4/2010 2:51:57 PM
pembull$25.00$25.0010/4/2010 2:58:42 PM
graceful-investment$100.00$45.0010/4/2010 3:37:16 PM
Kash2010lu$50.00$50.0010/4/2010 7:39:44 PM
loanman2007$50.00$50.0010/5/2010 4:58:25 AM
transaction-circuit$50.00$50.0010/4/2010 2:40:34 PM
bid-czar8$25.00$25.0010/4/2010 2:43:07 PM
drcoop$25.00$25.0010/4/2010 2:48:50 PM
ingenious-deal6$25.00$25.0010/4/2010 2:44:38 PM
6moonbeams$25.00$25.0010/4/2010 2:51:06 PM
AlexTrep$25.00$25.0010/4/2010 3:00:15 PM
moola-wildebeest3$50.00$50.0010/4/2010 2:50:23 PM
reflective-rupee$100.00$100.0010/4/2010 3:24:03 PM
wlm3012$25.00$25.0010/4/2010 7:22:27 PM
CommunityArts_Non-profit$50.00$50.0010/5/2010 2:46:05 AM
NekHoldings$25.00$25.0010/5/2010 4:56:19 AM
23 bids
 
Borrower Payment Dependent Notes Series 477904
This series of Notes was issued and sold upon the funding of the borrower loan #44795, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.2% Auction start date:  Oct-01-2010 
  Auction end date:  Oct-05-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.06% Starting monthly payment: $134.61
Final lender yield: 33.35% Final borrower rate/APR: 34.35% / 38.06% Final monthly payment: $134.61
 
Auction yield range: 13.79% - 33.35% Estimated loss impact: 15.74%  
Lender servicing fee: 1.00% Estimated return: 17.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Sep-1997 Debt/Income ratio: 8%
Credit score: 700-719 (Sep-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 3 / 3Length of status:13y 8m
Amount delinquent: $0 Total credit lines: 23 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,929Stated income:$25,000-$49,999
Delinquencies in last 7y: 8 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: visionary-listing0 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Getting To The Finish Line
Purpose of loan:

The purpose of this loan will be to purchase holiday( Halloween ) inventory and start on high school holiday fundraisers. Halloween is the biggest time of year for the popcorn business and I am near the finishline. I have invested $40,000 of my personal funds to build this business, so this business is debt free. I plan on paying this debt off early as well.

My financial situation:
I am a good candidate for this loan because? I have means of getting the funds for this business but it won't be in time for the holidays. I am committed to this business and my obligations as well. I have been repairing my personal credit for the last 3 years and I don't intend to mess it up. This will help my business get off to a great start and that is what is needed to sustain and grow in the near future. I am currently working a full-time job and I don't intend to quit anytime soon. I have been with my current job 14 yrs. The payments will be on automatic draft in order to show on time payments as well. Feel free to ask any questions, I will be glad to address them if you have any reservations. Thank You in Advance.

Monthly net income: $ 4900

Monthly expenses: $
??Housing: $1880
??Insurance: $180
??Car expenses: $
??Utilities: $325
??Phone, cable, internet: $295
??Food, entertainment: $300
??Clothing, household expenses $195
??Credit cards and other loans: $315
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: are you making automatic payments - restless-dime
A: Automatic payments will be drafted from our account. (Oct-04-2010)
Q: can you explain your deliquiencies - restless-dime
A: There was a time when I had an adjustable rate mortgage that went sky high. That is no longer the case since a fixed rate is in place now. (Oct-04-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
handshake5$100.00$100.0010/1/2010 2:24:05 PM
bid-czar8$25.00$25.0010/1/2010 2:24:13 PM
nletunic$50.00$50.0010/1/2010 2:46:52 PM
SPB$25.00$25.0010/1/2010 2:50:52 PM
magnolia161$50.00$50.0010/1/2010 3:06:06 PM
patriot897$25.00$25.0010/1/2010 2:52:48 PM
reflective-rupee$50.00$50.0010/1/2010 3:09:37 PM
desertoasis$25.00$25.0010/1/2010 3:05:54 PM
happyaric$50.00$50.0010/1/2010 3:57:36 PM
AF-Chief$25.00$25.0010/1/2010 9:07:49 PM
contract-happiness1$25.00$25.0010/1/2010 11:29:13 PM
inspiring-reward$150.00$150.0010/2/2010 8:38:01 AM
dedicated-diversification5$100.00$100.0010/2/2010 10:44:20 AM
SolarMoonshine$25.00$25.0010/2/2010 1:23:14 PM
plentiful-gain3$50.00$50.0010/2/2010 10:37:57 AM
6moonbeams$25.00$25.0010/2/2010 12:23:05 PM
cablenews$25.00$25.0010/2/2010 4:38:00 PM
kulender$50.00$50.0010/2/2010 4:57:52 PM
asset-professor$50.00$50.0010/2/2010 7:58:40 PM
Artist_Blue$25.00$25.0010/2/2010 8:22:49 PM
natural-greenback6$25.00$25.0010/2/2010 8:09:30 PM
NYLG$25.00$25.0010/3/2010 1:02:52 PM
apeloans$25.00$25.0010/3/2010 1:37:45 PM
Comoparklender$25.00$25.0010/3/2010 3:05:05 PM
jazz619$25.00$25.0010/3/2010 7:48:01 PM
RebuildALife$25.00$25.0010/3/2010 5:59:37 PM
hope-equation$50.00$50.0010/3/2010 6:07:44 PM
witty-principal$50.00$50.0010/3/2010 11:00:26 PM
restless-dime$25.00$25.0010/3/2010 9:04:26 PM
seisen$28.22$28.2210/4/2010 6:09:17 AM
Vreet$49.72$49.7210/4/2010 9:52:58 AM
LoisLoan$25.00$25.0010/4/2010 9:53:03 AM
DadWarbucks$37.22$37.2210/4/2010 11:16:58 AM
LJLender$38.74$38.7410/4/2010 11:01:19 AM
yomanie$50.00$50.0010/4/2010 1:33:58 PM
worth-arch$25.00$11.2210/4/2010 1:34:18 PM
bassman2$50.00$50.0010/4/2010 1:33:12 PM
soulful-truth$226.92$226.9210/4/2010 1:33:44 PM
HedgeFund$50.00$50.0010/4/2010 1:33:48 PM
larryboy10$25.00$25.0010/4/2010 8:31:18 PM
agiovasil$25.00$25.0010/1/2010 2:24:59 PM
ingenious-deal6$25.00$25.0010/1/2010 2:25:46 PM
AlexTrep$50.00$50.0010/1/2010 2:29:25 PM
revenue-officer36$25.00$25.0010/1/2010 2:44:15 PM
loan-kung-fu$25.00$25.0010/1/2010 2:45:37 PM
silverloan$25.00$25.0010/1/2010 2:45:59 PM
villagers$25.00$25.0010/1/2010 2:54:00 PM
Diamond_Jim$25.00$25.0010/1/2010 2:52:39 PM
kidsskipp$50.00$50.0010/1/2010 3:05:54 PM
listing-trapper3$50.00$50.0010/1/2010 3:44:00 PM
Interstate_Rate$62.96$62.9610/1/2010 5:04:24 PM
beakerfish$100.00$100.0010/1/2010 6:21:42 PM
lloyd_s$25.00$25.0010/2/2010 2:02:36 AM
zen1cent$25.00$25.0010/2/2010 5:28:39 AM
diversification-maple1$30.00$30.0010/2/2010 7:37:35 AM
jml3482$25.00$25.0010/2/2010 8:52:50 AM
moola-wildebeest3$25.00$25.0010/2/2010 3:12:56 PM
payment-gusto$25.00$25.0010/2/2010 4:58:51 PM
Gixxer600$50.00$50.0010/3/2010 10:59:59 AM
danthemon35$25.00$25.0010/4/2010 6:09:13 AM
Rattlehead$25.00$25.0010/4/2010 6:09:21 AM
fizwahh$40.00$40.0010/4/2010 7:14:25 AM
nanda$25.00$25.0010/4/2010 9:52:56 AM
thedude393$25.00$25.0010/4/2010 9:53:18 AM
NorthernFunds$50.00$50.0010/4/2010 11:50:06 AM
rescue$100.00$100.0010/4/2010 1:15:05 PM
dschaaf$25.00$25.0010/4/2010 1:33:47 PM
bold-direct-asset$50.00$50.0010/4/2010 1:26:35 PM
interstellar$50.00$50.0010/4/2010 1:33:45 PM
FinanceEngine$25.00$25.0010/4/2010 1:34:37 PM
new-social-economist$50.00$50.0010/4/2010 3:33:44 PM
71 bids
 
Borrower Payment Dependent Notes Series 478078
This series of Notes was issued and sold upon the funding of the borrower loan #44818, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $13,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.8% Auction start date:  Oct-04-2010 
  Auction end date:  Oct-11-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $588.07
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 38.72% Final monthly payment: $588.07
 
Auction yield range: 10.79% - 34.00% Estimated loss impact: 11.67%  
Lender servicing fee: 1.00% Estimated return: 22.33%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Nov-1992 Debt/Income ratio: 19%
Credit score: 720-739 (Sep-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:2y 8m
Amount delinquent: $0 Total credit lines: 47 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $867Stated income:$100,000+
Delinquencies in last 7y: 7 Bankcard utilization: 51%  
   Homeownership: Yes  
Screen name: payment-zebra Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
9.5% Return on your Investment!!
Purpose of loan: I will use this loan to pay off a 401K loan of $12,500 - then I will take out a new loan from the 401K to payoff this loan over the next 6 months and completely pay off other high interest debt.
This loan will be used to put us in a much better financial situation - and reward people who are kind enough to help us get there. My goal is to become a lender on this site as soon as possible to 'pay it forward'.

Consider this loan a short term CD! I will have the money IN THE BANK to repay this loan, and will do so over the next 6 months to give you a 10% return on your investment
I will make 6 payment of $2393.14 to repay this loan. I will provide backing documentation as to the availability of the 401K loan I am paying off, and the availability of the funds to be loaned back out to me. Any other assurances you need please just ask - this is a huge opportunity to get my family back on track, which is why I am motivated to get this done and offer a great rate for lenders.

My financial situation: Both my wife and I make 100,000+ per year
I am a good candidate for this loan because - I am very motivated to get the rest of this debt gone, as we are planning on having our third child. Our debt to income is very favorable, but our rating is a D, likely because of settlements we had to make with credit card companies in the past. Those days are behind us, and were caused by getting stuck with 2 houses when the real estate Market crashed (we were in the middle of a relocation for my work).

Monthly net income: $14,000

Monthly expenses: $10,000
??Housing: $3,200
??Insurance: $130
??Car expenses: $1000
??Utilities: $500
??Phone, cable, internet: $200
??Food, entertainment: $1000
??Clothing, household expenses $1000
??Credit cards and other loans: $900
??Other expenses: $1600 (Day Care), Gas - $400 (long commute),
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What do you do for a living Jeff? Thx - SeeksValue
A: Hello - I am the Director of Supply chain for a major US brand vacuum cleaner company. We have just under $700 MM in annual sales, and my team is responsible for scheduling the factories that produce the machines to support that number. I have been in this field of work for over 12 years and will complete my 3rd year with this company this coming February. Thanks for the question - let me know if you need any further information... Jeff (Oct-07-2010)
Q: Could you elaborate on the need for the loan? Please explain why you need to pay back a 401k loan if you will just be taking out a new 401k loan? Also, what are you typical monthly expenses? Thanks for your listing. - _NaLNaBB
A: I'm paying this off as an opportunity. The current 401K loan is at 9%, when I pay it off I will be able to take out as much as 30K at 3% - allowing me to use the funds to pay back the prosper loan quickly, as well as consolidate the balance of my debts at a very low rate which I actually pay to myself in the 401K. My commitment in the description is to pay the prosper loan back in 6 months, so the folks that invest in helping me get something out of it as well. Expenses are in the description. (Oct-08-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
agiovasil$25.00$25.0010/4/2010 2:41:38 PM
handshake5$100.00$100.0010/4/2010 2:42:57 PM
bid-czar8$25.00$25.0010/4/2010 2:43:16 PM
tech310$50.00$50.0010/4/2010 2:47:26 PM
platytanz$50.00$50.0010/4/2010 2:58:37 PM
nickel-demon2$50.00$50.0010/4/2010 2:49:22 PM
cash-spark3$25.00$25.0010/4/2010 3:29:04 PM
cash-spark3$25.00$25.0010/4/2010 3:29:34 PM
cash-spark3$25.00$25.0010/4/2010 3:28:52 PM
cash-spark3$25.00$25.0010/4/2010 3:29:42 PM
plentiful-gain3$50.00$50.0010/4/2010 3:37:02 PM
Comoparklender$25.00$25.0010/4/2010 3:32:45 PM
6moonbeams$25.00$25.0010/4/2010 3:40:19 PM
cablenews$25.00$25.0010/4/2010 3:37:06 PM
thermopylae6$50.00$50.0010/4/2010 5:27:52 PM
best-ingenious-funds$25.00$25.0010/5/2010 2:03:36 AM
papaloha$25.00$25.0010/5/2010 3:03:32 AM
rescue$55.00$55.0010/5/2010 6:12:48 AM
commerce-stronghold$50.00$50.0010/5/2010 6:36:26 AM
kulender$100.00$100.0010/5/2010 2:24:28 PM
reflective-rupee$500.00$500.0010/5/2010 11:01:41 AM
platinum-hunter7$50.00$50.0010/5/2010 2:38:48 PM
economy-popcorn$25.00$25.0010/5/2010 3:16:45 PM
credit-sycamore4$100.00$100.0010/5/2010 6:04:39 PM
loan-adventurer7$25.00$25.0010/5/2010 11:42:53 PM
simplelender80$25.00$25.0010/6/2010 6:12:46 AM
oath163$25.00$25.0010/6/2010 10:25:05 AM
jubilant-agreement0$25.00$25.0010/6/2010 9:49:18 AM
b-rent$25.00$25.0010/6/2010 12:20:18 PM
numitor$50.00$50.0010/6/2010 8:13:02 PM
all_of_that_one$35.00$35.0010/7/2010 6:24:54 AM
fizicks06$25.00$25.0010/6/2010 10:03:31 PM
JoeDuck$200.00$200.0010/7/2010 12:36:13 PM
life-is-great$50.00$50.0010/8/2010 7:39:57 AM
jkeller4000$25.00$25.0010/8/2010 10:27:34 AM
S-Master$50.00$50.0010/8/2010 2:04:58 PM
asiaratt$50.00$50.0010/8/2010 2:04:53 PM
AceHiStr8$50.00$50.0010/8/2010 2:30:05 PM
jubilant-auction5$25.00$25.0010/8/2010 2:30:07 PM
debtcollector$25.00$25.0010/8/2010 2:35:03 PM
SLN-10$50.00$50.0010/8/2010 2:08:00 PM
MarinLoans$25.00$25.0010/8/2010 2:37:08 PM
bold-shrewd-duty$50.00$50.0010/8/2010 2:44:49 PM
head$25.00$25.0010/8/2010 8:12:56 PM
_NaLNaBB$500.00$500.0010/8/2010 10:00:36 PM
musegaze$51.22$51.2210/9/2010 3:33:23 AM
squarebob$25.00$25.0010/9/2010 3:07:29 PM
newest-investment-elevator$34.85$34.8510/9/2010 1:56:21 PM
squarebob$25.00$25.0010/9/2010 3:06:57 PM
first-serene-credit$100.00$100.0010/9/2010 9:05:17 AM
Whitewater_Loans$100.00$100.0010/9/2010 5:25:00 PM
fizicks06$50.00$50.0010/9/2010 11:44:28 PM
power-secret-agent$25.00$25.0010/10/2010 5:44:06 AM
Amber_Stone$25.00$25.0010/10/2010 7:51:06 AM
power-secret-agent$25.00$25.0010/10/2010 5:44:39 AM
squarebob$25.00$25.0010/9/2010 3:07:47 PM
loss-of-control$50.00$50.0010/10/2010 8:17:04 AM
loss-of-control$50.00$50.0010/10/2010 8:17:52 AM
trekie$40.00$40.0010/10/2010 11:40:37 AM
muirheaj$25.00$25.0010/10/2010 1:07:22 PM
jybank$25.00$25.0010/11/2010 12:27:22 AM
simplewareinc$25.00$25.0010/11/2010 3:13:09 AM
bold-direct-asset$50.00$50.0010/11/2010 4:27:38 AM
minnesotafinancial$25.00$25.0010/11/2010 8:06:21 AM
wwwUniversal$25.00$25.0010/11/2010 8:13:15 AM
gain-implementer$260.00$204.0910/11/2010 7:47:43 AM
julsal$50.00$50.0010/11/2010 8:22:50 AM
balance-river$50.00$50.0010/11/2010 9:09:36 AM
reflective-rupee$500.00$500.0010/11/2010 8:38:12 AM
reflective-rupee$100.00$100.0010/11/2010 9:39:30 AM
the-determined-value$50.00$50.0010/10/2010 8:38:44 PM
ashot12$50.00$50.0010/11/2010 12:26:14 AM
rate-negotiator$25.00$25.0010/11/2010 6:00:17 AM
circuitfive$25.00$25.0010/11/2010 7:42:53 AM
Amber_Stone$275.00$275.0010/11/2010 8:12:36 AM
reflective-rupee$100.00$100.0010/11/2010 9:39:46 AM
moola-wildebeest3$25.00$25.0010/4/2010 2:50:26 PM
ingenious-deal6$25.00$25.0010/4/2010 2:45:06 PM
natural-greenback6$25.00$25.0010/4/2010 2:51:36 PM
cash-spark3$50.00$50.0010/4/2010 2:59:54 PM
cash-spark3$25.00$25.0010/4/2010 3:29:14 PM
cash-spark3$25.00$25.0010/4/2010 3:29:54 PM
momoney2lend$25.00$25.0010/4/2010 3:30:23 PM
cash-spark3$25.00$25.0010/4/2010 3:29:22 PM
payment-gusto$25.00$25.0010/4/2010 3:37:10 PM
AlexTrep$50.00$50.0010/4/2010 3:51:10 PM
Artist_Blue$25.00$25.0010/4/2010 3:50:06 PM
penny-plato$200.00$200.0010/4/2010 7:27:20 PM
czar3$29.08$29.0810/4/2010 6:07:50 PM
euro-deployment$25.00$25.0010/5/2010 10:02:01 AM
graceful-investment$100.00$100.0010/5/2010 2:57:42 PM
diversification-maple1$40.00$40.0010/6/2010 12:34:53 AM
ferocious-camaraderi1$100.00$100.0010/6/2010 2:47:56 PM
consummate-loyalty1$75.00$75.0010/6/2010 3:16:07 PM
LendingService$50.00$50.0010/6/2010 4:31:25 PM
SeeksValue$150.00$150.0010/7/2010 5:22:11 AM
RecoveryLender$25.00$25.0010/7/2010 6:40:42 AM
villagers$43.25$43.2510/7/2010 6:59:10 AM
blue-fearless-payout$25.00$25.0010/8/2010 12:34:30 AM
arampata$35.00$35.0010/8/2010 1:18:15 AM
fund-secret-agent$25.00$25.0010/8/2010 3:54:22 AM
loan-mammal$25.00$25.0010/8/2010 2:20:05 PM
penny-plato$100.00$100.0010/8/2010 11:33:25 AM
icecoldcash$25.00$25.0010/8/2010 2:30:01 PM
irrelevant$25.00$25.0010/8/2010 2:31:46 PM
cybernosha$25.00$25.0010/8/2010 2:37:02 PM
katnmouse$25.00$25.0010/8/2010 2:48:01 PM
SolarMoonshine$100.00$100.0010/8/2010 5:58:21 PM
teller$50.00$50.0010/8/2010 7:42:51 PM
Katburg$25.00$25.0010/8/2010 4:37:47 PM
fizicks06$79.51$79.5110/8/2010 10:15:42 PM
Moe87$25.00$25.0010/9/2010 6:03:03 AM
realtormoises$25.00$25.0010/9/2010 11:02:54 AM
frogperson$250.00$250.0010/9/2010 10:11:04 AM
newest-investment-elevator$50.00$50.0010/9/2010 1:45:14 PM
beaker$25.00$25.0010/9/2010 7:22:54 AM
Joyflyer$3,000.00$3,000.0010/9/2010 7:39:39 AM
Kash2010lu$25.00$25.0010/9/2010 8:47:47 AM
power-secret-agent$25.00$25.0010/10/2010 5:44:17 AM
108lender$25.00$25.0010/10/2010 2:57:54 AM
bountiful-durability$25.00$25.0010/10/2010 8:34:19 AM
squarebob$25.00$25.0010/9/2010 3:09:14 PM
loss-of-control$50.00$50.0010/10/2010 8:17:32 AM
gain-implementer$350.00$350.0010/9/2010 4:59:04 PM
seanickson$35.00$35.0010/10/2010 10:49:58 AM
credit-elation1$25.00$25.0010/10/2010 2:03:58 PM
power-secret-agent$25.00$25.0010/10/2010 5:43:52 AM
Papa_Mema$50.00$50.0010/10/2010 6:48:38 PM
escharfer$25.00$25.0010/10/2010 8:19:14 AM
E-B$50.00$50.0010/11/2010 3:19:26 AM
papaloha$1,814.00$1,814.0010/11/2010 4:25:18 AM
Bob450$30.00$30.0010/10/2010 11:05:25 PM
NickRac$49.00$49.0010/11/2010 7:54:48 AM
larrybird$25.00$25.0010/10/2010 5:27:50 PM
ethicalhumanist$50.00$50.0010/11/2010 9:47:03 AM
reflective-rupee$100.00$100.0010/11/2010 9:39:58 AM
136 bids
 
Borrower Payment Dependent Notes Series 478122
This series of Notes was issued and sold upon the funding of the borrower loan #44821, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 24.0% Auction start date:  Oct-06-2010 
  Auction end date:  Oct-13-2010 
 
Starting lender yield: 20.00% Starting borrower rate/APR: 21.00% / 24.81% Starting monthly payment: $56.51
Final lender yield: 20.00% Final borrower rate/APR: 21.00% / 24.81% Final monthly payment: $56.51
 
Auction yield range: 16.71% - 20.00% Estimated loss impact: 25.13%  
Lender servicing fee: 1.00% Estimated return: -5.13%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Mar-1983 Debt/Income ratio: 38%
Credit score: 660-679 (Oct-2010) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 19 / 14Length of status:18y 1m
Amount delinquent: $0 Total credit lines: 57 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $28,703Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: outdoorwoman Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 34 ( 97% ) 660-679 (Latest)
Principal borrowed: $1,500.00< 31 days late: 1 ( 3% )  
560-579 (Oct-2007)
 
Principal balance: $55.16 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
teacher expanding extra business
Purpose of loan:
Expand pet?grooming business?

My financial situation
I am a good candidate for this loan because?I am one payment away?from paying off my first Prosper Loan completely and on time

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
genuine-integrity0$25.00$25.0010/6/2010 7:01:50 PM
MrBadExample$63.00$63.0010/8/2010 1:33:28 PM
asset-watcher$50.00$50.0010/12/2010 10:44:12 AM
papaloha$1,380.00$1,362.0010/13/2010 2:20:19 PM
4 bids
 
Borrower Payment Dependent Notes Series 478488
This series of Notes was issued and sold upon the funding of the borrower loan #44804, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,900.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.6% Auction start date:  Oct-08-2010 
  Auction end date:  Oct-11-2010 
 
Starting lender yield: 7.25% Starting borrower rate/APR: 8.25% / 8.59% Starting monthly payment: $279.92
Final lender yield: 7.25% Final borrower rate/APR: 8.25% / 8.59% Final monthly payment: $279.92
 
Auction yield range: 2.71% - 7.25% Estimated loss impact: 1.55%  
Lender servicing fee: 1.00% Estimated return: 5.70%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Nov-1992 Debt/Income ratio: 9%
Credit score: 780-799 (Oct-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 5Length of status:6y 1m
Amount delinquent: $0 Total credit lines: 57 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $87Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 1%  
   Homeownership: No  
Screen name: sentimental-dime4 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to consolidate my 3 current debts.

My financial situation:
I am a good candidate for this loan because I have very good credit and have never fallen behind before on any of my loan payments.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hi. A few questions. 1.What is your monthly income? 2.What are your monthly housing expenses (rent, etc) 3.What are the individual balances on the credit cards of which you are consolidating? Thanks! I look forward to funding your loan. - plumber87
A: PreTax Monthly Income = $6,538 Monthly Rent = $1,400 Individual Balances = $4,000, $3,000, & $1,900 Please let me know if you have any additional questions. (Oct-09-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
radforj22$50.00$50.0010/8/2010 3:18:35 PM
DukSerduk$25.00$25.0010/8/2010 3:19:23 PM
hookUup$25.00$25.0010/8/2010 3:21:38 PM
mjunlimited$50.00$50.0010/8/2010 3:21:55 PM
kanakakm$50.00$50.0010/8/2010 3:22:38 PM
chemistry220$50.00$50.0010/8/2010 3:22:25 PM
larrybird$150.00$150.0010/8/2010 3:22:42 PM
museic1$25.00$25.0010/8/2010 3:22:47 PM
life-is-great$50.00$50.0010/8/2010 3:22:37 PM
jts$25.00$25.0010/8/2010 3:23:03 PM
yukongin$50.00$50.0010/8/2010 3:22:45 PM
meenan$25.00$25.0010/8/2010 3:23:10 PM
psa1995$50.00$50.0010/8/2010 3:23:13 PM
diplomatic-wealth7$100.00$100.0010/8/2010 3:23:04 PM
aasx1108$25.00$25.0010/8/2010 3:23:29 PM
dtrain5$25.00$25.0010/8/2010 3:23:11 PM
cablenews$50.00$50.0010/8/2010 3:23:32 PM
kegs$150.00$150.0010/8/2010 3:23:17 PM
zen1cent$25.00$25.0010/8/2010 3:23:41 PM
tekkie2412$50.00$50.0010/8/2010 3:23:20 PM
lend_to_you$25.00$25.0010/8/2010 3:23:25 PM
lendingfrog$50.00$50.0010/8/2010 3:23:35 PM
cebgop$25.00$25.0010/8/2010 3:19:27 PM
ericgassercom$50.00$50.0010/8/2010 3:19:30 PM
open-minded-finance1$25.00$25.0010/8/2010 3:29:12 PM
jazz619$25.00$25.0010/8/2010 3:19:53 PM
reinforced-reward$25.00$25.0010/8/2010 3:29:22 PM
bazaar-nirvana$43.40$43.4010/8/2010 3:29:25 PM
E_G$50.00$50.0010/8/2010 3:28:53 PM
worldly-penny8$50.00$50.0010/8/2010 3:29:34 PM
ramsbladder$25.00$25.0010/8/2010 3:20:18 PM
exciting-responsibility3$25.00$25.0010/8/2010 3:29:58 PM
newest-sensible-hope$50.00$50.0010/8/2010 3:29:17 PM
Veridic$25.00$25.0010/8/2010 3:20:52 PM
Castellan$50.00$50.0010/8/2010 3:30:25 PM
applepie1$50.00$50.0010/8/2010 3:29:41 PM
worthy-bid8$100.00$100.0010/8/2010 3:29:44 PM
efficient-marketplace$50.00$50.0010/8/2010 3:30:00 PM
trade-trumpet$50.00$50.0010/8/2010 3:30:48 PM
DavenportCapital$25.00$25.0010/8/2010 3:30:03 PM
murren$25.00$25.0010/8/2010 3:21:06 PM
UofCMaroon$25.00$25.0010/8/2010 3:30:14 PM
catterpillar$50.00$50.0010/8/2010 3:30:17 PM
jfd287$50.00$50.0010/8/2010 3:31:04 PM
Anny-Disco$58.55$58.5510/8/2010 3:30:26 PM
natural-affluence4$50.00$50.0010/8/2010 3:21:36 PM
alaco$25.00$25.0010/8/2010 3:30:56 PM
Krozy$25.00$25.0010/8/2010 3:31:05 PM
jonandmeg21$50.00$50.0010/8/2010 3:31:50 PM
GElender$50.00$50.0010/8/2010 3:31:56 PM
selector568$213.67$213.6710/8/2010 3:32:04 PM
dollar-sunshine746$50.00$50.0010/8/2010 3:31:43 PM
kenji4861$50.00$50.0010/8/2010 3:22:53 PM
neighborly-hope6$50.00$50.0010/8/2010 3:22:57 PM
Avala$100.00$100.0010/8/2010 3:23:02 PM
chinolatino$50.00$50.0010/8/2010 3:23:15 PM
meux99$25.00$25.0010/8/2010 3:23:27 PM
marketplace-cello5$50.00$50.0010/8/2010 3:23:38 PM
LAAJ38$25.00$25.0010/8/2010 3:23:57 PM
jazzlender$25.00$25.0010/8/2010 3:38:41 PM
engaging-worth$25.00$25.0010/8/2010 3:49:07 PM
fireheart$50.00$50.0010/8/2010 4:38:18 PM
workinghardoregon$25.00$25.0010/8/2010 5:23:20 PM
antrux$25.00$25.0010/8/2010 5:23:31 PM
dollardave$100.00$100.0010/8/2010 5:24:20 PM
alpinaut$30.00$30.0010/8/2010 5:23:28 PM
samo102us$25.00$25.0010/8/2010 5:24:24 PM
Aimvest$25.00$25.0010/8/2010 5:24:58 PM
market-socrates4$29.46$29.4610/8/2010 5:42:40 PM
pragmatic-contract$50.00$50.0010/8/2010 6:12:43 PM
gopbernie$25.00$25.0010/8/2010 3:29:49 PM
roadtruck$50.00$50.0010/8/2010 3:30:09 PM
budyzr$25.00$25.0010/8/2010 3:30:41 PM
ramsba$50.00$50.0010/8/2010 7:22:58 PM
fair-funds$30.00$30.0010/8/2010 3:31:06 PM
greenkid$50.00$50.0010/8/2010 3:31:48 PM
yield-aurora$25.00$25.0010/8/2010 3:32:05 PM
Artist_Blue$25.00$25.0010/8/2010 8:12:57 PM
nicklds$33.67$33.6710/9/2010 2:17:42 AM
Rivervale_Westwood$25.00$25.0010/8/2010 5:24:13 PM
SF2Berlin$25.00$25.0010/9/2010 2:31:31 AM
Sixmil$33.87$33.8710/9/2010 2:18:23 AM
skuba$50.00$50.0010/8/2010 5:33:05 PM
MONEYLENDER101$51.81$51.8110/9/2010 2:33:29 AM
latestone$25.00$25.0010/9/2010 3:01:51 AM
nhm$28.22$28.2210/9/2010 2:48:23 AM
value-pouch$26.51$26.5110/9/2010 3:08:34 AM
wise-silver-wonder$25.00$25.0010/9/2010 3:09:09 AM
Steveoo1$45.01$45.0110/9/2010 3:08:36 AM
profitable-asset1$25.00$25.0010/9/2010 3:13:54 AM
tender-integrity3$43.96$43.9610/9/2010 3:16:33 AM
Avid_Skier$28.47$28.4710/9/2010 5:19:13 AM
diverse2$40.00$40.0010/9/2010 7:13:45 AM
Tai$25.00$25.0010/9/2010 2:17:16 AM
AJSinvest$25.00$25.0010/9/2010 2:17:53 AM
Philosonie$25.00$25.0010/9/2010 2:48:55 AM
TennSquire$25.00$25.0010/9/2010 9:27:55 AM
windfall46$25.00$25.0010/9/2010 10:42:53 AM
saysana$26.00$26.0010/9/2010 6:59:07 AM
heroic-platinum$25.00$25.0010/9/2010 7:07:46 AM
newyork6264$25.00$25.0010/9/2010 9:27:52 AM
fairness-kayak$25.00$25.0010/9/2010 6:42:51 PM
LiquidRaptor$25.00$25.0010/10/2010 12:31:14 AM
toocautious$25.00$25.0010/9/2010 11:05:47 AM
HUNTER599673$25.00$25.0010/9/2010 11:27:54 AM
bigballer105$92.45$92.4510/10/2010 5:58:54 AM
loan-adventurer7$50.00$50.0010/9/2010 12:27:27 PM
Merganser$25.00$25.0010/9/2010 1:28:29 PM
Vreet$31.27$31.2710/9/2010 1:32:39 PM
Kerrysbay$50.00$50.0010/10/2010 7:42:51 AM
bold-yield-rumbler$25.00$25.0010/10/2010 4:32:45 AM
zenchef$25.00$25.0010/10/2010 12:09:21 PM
fly4sugar$25.00$25.0010/10/2010 2:20:02 PM
i2amme$50.00$50.0010/10/2010 3:46:28 PM
efficient-treasure0$25.00$25.0010/10/2010 5:33:02 PM
JustOneVoice$25.00$25.0010/10/2010 8:44:37 AM
Lender75$50.00$50.0010/10/2010 11:42:49 AM
tdinbranson$50.00$50.0010/10/2010 2:22:46 PM
ChristopherHS$25.00$25.0010/10/2010 5:02:45 PM
speyer$50.00$50.0010/10/2010 6:02:48 PM
DonaldColorado$100.00$100.0010/10/2010 6:17:45 PM
SDNLR$25.00$25.0010/10/2010 8:02:41 PM
BeachWalkz$25.00$25.0010/10/2010 8:12:54 PM
hawaiiangirl76$25.00$25.0010/8/2010 3:19:25 PM
exact-gold2$50.00$50.0010/8/2010 3:19:05 PM
conductor146$25.00$25.0010/8/2010 3:19:13 PM
bayareainv$100.00$100.0010/8/2010 3:20:43 PM
numitor$50.00$50.0010/8/2010 3:22:22 PM
damage$25.00$25.0010/8/2010 3:22:40 PM
Marathoner$25.00$25.0010/8/2010 3:23:00 PM
BayShell$50.00$50.0010/8/2010 3:23:07 PM
delicious-social132$50.00$50.0010/8/2010 3:22:49 PM
ichibon$150.00$150.0010/8/2010 3:22:59 PM
spiritual-bonus9$50.00$50.0010/8/2010 3:23:21 PM
Go_Ducks$25.00$25.0010/8/2010 3:23:24 PM
balance6$25.00$25.0010/8/2010 3:23:44 PM
JoyfulVegetarian$50.00$50.0010/8/2010 3:23:23 PM
LizzieMN$50.00$50.0010/8/2010 3:23:33 PM
Preferred-Lender$25.00$25.0010/8/2010 3:23:50 PM
tolerant-dinero2$25.00$25.0010/8/2010 3:27:41 PM
rescue$50.00$50.0010/8/2010 3:19:03 PM
harty$50.00$50.0010/8/2010 3:29:14 PM
bmcg$25.00$25.0010/8/2010 3:29:28 PM
red-unequivocal-finance$25.00$25.0010/8/2010 3:30:10 PM
brewman$25.00$25.0010/8/2010 3:30:37 PM
Aethelwolf$25.00$25.0010/8/2010 3:30:42 PM
astute-benjamins$100.00$100.0010/8/2010 3:30:02 PM
RandyL3$25.00$25.0010/8/2010 3:30:31 PM
Ivan2007$49.60$49.6010/8/2010 3:31:22 PM
tntmojave$25.00$25.0010/8/2010 3:22:23 PM
agiovasil$25.00$25.0010/8/2010 3:22:36 PM
inspired-investment8$66.48$66.4810/8/2010 3:31:51 PM
elasermd$61.80$61.8010/8/2010 3:22:52 PM
ceg451$50.00$50.0010/8/2010 3:31:55 PM
cachecrew$50.00$50.0010/8/2010 3:22:56 PM
fireboss$50.00$50.0010/8/2010 3:32:10 PM
economy-orchid$30.00$30.0010/8/2010 3:23:18 PM
eadamson$50.00$50.0010/8/2010 3:23:31 PM
eyal0$50.00$50.0010/8/2010 3:23:40 PM
thezfunk$25.00$25.0010/8/2010 3:23:52 PM
platinum-hunter7$25.00$25.0010/8/2010 4:58:36 PM
ogmanny$50.00$50.0010/8/2010 3:26:05 PM
SpectrumCen$25.00$25.0010/8/2010 5:26:33 PM
gallant-economy9$58.66$58.6610/8/2010 5:33:07 PM
Contact911$50.00$50.0010/8/2010 6:07:42 PM
julijask$35.00$35.0010/8/2010 3:28:46 PM
Aegean$25.00$25.0010/8/2010 6:12:44 PM
MJDAE$50.00$50.0010/8/2010 3:29:16 PM
godfather4u$25.00$25.0010/8/2010 3:29:35 PM
greenback-bull6$100.00$100.0010/8/2010 3:29:39 PM
lifegrowth$25.00$25.0010/8/2010 6:53:15 PM
noble-revenue$50.00$50.0010/8/2010 3:29:56 PM
ujiba$50.00$50.0010/8/2010 3:30:06 PM
turbobrat$25.00$25.0010/8/2010 3:30:58 PM
auction-sage$50.00$50.0010/8/2010 3:31:07 PM
blot44$25.00$25.0010/8/2010 3:31:37 PM
bbrinck$50.00$50.0010/8/2010 3:31:45 PM
shorthairedg$50.00$50.0010/8/2010 9:28:23 PM
Katburg$50.00$50.0010/8/2010 4:37:51 PM
uvawfs$25.00$25.0010/8/2010 5:03:04 PM
lendme2$32.66$32.6610/9/2010 2:32:52 AM
orange-influential-credit$225.00$225.0010/8/2010 5:26:35 PM
Cheburashka$30.00$30.0010/9/2010 2:33:47 AM
credit-magician$26.08$26.0810/9/2010 3:07:55 AM
lloyd_s$25.00$25.0010/8/2010 7:02:45 PM
leeball$27.25$27.2510/9/2010 3:09:17 AM
Phantom99$25.00$25.0010/9/2010 3:02:33 AM
Whitewater_Loans$50.00$50.0010/8/2010 7:20:08 PM
repayment-chef$27.79$27.7910/9/2010 3:16:12 AM
riproaringrapids$25.00$25.0010/9/2010 2:20:06 AM
investmentgroup$43.45$43.4510/9/2010 2:47:08 AM
calessabay$25.00$25.0010/9/2010 2:59:16 AM
Georgia_Boy$25.32$25.3210/9/2010 3:08:31 AM
Stafo$25.00$25.0010/9/2010 12:07:50 PM
retiresecure$25.00$25.0010/9/2010 11:07:02 AM
gold-sushi$50.00$50.0010/9/2010 12:27:48 PM
beaker$25.00$25.0010/9/2010 2:57:48 PM
retiresecure$25.00$25.0010/9/2010 11:01:08 AM
camaraderi-game-changer$25.00$25.0010/9/2010 9:12:53 PM
iflyforfun$25.00$25.0010/10/2010 3:18:10 AM
coloradoloanman$25.00$25.0010/10/2010 4:42:41 AM
OTtherapy$50.00$50.0010/10/2010 5:58:55 AM
KeepOnRunning$44.09$44.0910/10/2010 7:27:46 AM
andyb9$50.00$50.0010/9/2010 4:07:43 PM
capital-web193$42.20$42.2010/10/2010 11:42:40 AM
return-phase9$25.00$25.0010/10/2010 2:00:50 PM
unrivaled-justice$25.00$25.0010/10/2010 3:47:40 PM
mpactlender$25.00$25.0010/10/2010 5:42:39 PM
robertmm25$44.75$44.7510/10/2010 5:58:33 PM
antlr$50.00$50.0010/10/2010 5:13:03 PM
doc1$50.00$50.0010/10/2010 9:07:45 AM
aspen5$25.00$25.0010/10/2010 5:47:29 PM
JGB$47.95$18.5510/10/2010 8:17:43 PM
213 bids
 
Borrower Payment Dependent Notes Series 478502
This series of Notes was issued and sold upon the funding of the borrower loan #44801, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.8% Auction start date:  Oct-06-2010 
  Auction end date:  Oct-11-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $205.47
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.05% Final monthly payment: $205.47
 
Auction yield range: 10.71% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Feb-1998 Debt/Income ratio: 17%
Credit score: 640-659 (Sep-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 7Length of status:7y 2m
Amount delinquent: $0 Total credit lines: 15 Occupation: Engineer - Mechanic...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $12,757Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 80%  
   Homeownership: No  
Screen name: JERRYF10 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
PAYING OFF CREDIT CARDS
Purpose of loan:
This loan will be used to pay off my student loan and credit cards.

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $ 4000

Monthly expenses: $
??Housing: $ 687
??Insurance: $150
??Car expenses: 180
??Utilities: $ 250
??Phone, cable, internet: $ 120
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
papaloha$25.00$25.0010/6/2010 2:27:42 PM
moola-wildebeest3$25.00$25.0010/6/2010 2:35:29 PM
AlexTrep$50.00$50.0010/6/2010 2:38:25 PM
coloradoloanman$25.00$25.0010/6/2010 3:06:44 PM
nletunic$50.00$50.0010/6/2010 3:05:48 PM
kloan$25.00$25.0010/6/2010 3:04:17 PM
MADAOO7$50.00$50.0010/6/2010 3:13:22 PM
responsive-rate884$35.00$35.0010/6/2010 3:13:20 PM
CSUgrad08$25.00$25.0010/6/2010 3:13:27 PM
patriot897$25.00$25.0010/6/2010 3:15:02 PM
Comoparklender$25.00$25.0010/6/2010 3:17:04 PM
contract-giant$25.00$25.0010/6/2010 3:35:47 PM
reinforced-revenue069$25.00$25.0010/6/2010 3:35:54 PM
Kreditorium$25.00$25.0010/6/2010 3:36:07 PM
steamboatgal$50.00$50.0010/6/2010 3:36:17 PM
LuvToLend$25.00$25.0010/6/2010 3:36:23 PM
FountainShrugged$50.00$50.0010/6/2010 3:36:33 PM
worth-arch$25.00$25.0010/6/2010 3:36:38 PM
SPB$25.00$25.0010/6/2010 3:34:59 PM
kidsskipp$25.00$25.0010/6/2010 3:35:08 PM
magnolia161$50.00$50.0010/6/2010 3:35:51 PM
Adam_00$30.85$30.8510/6/2010 3:37:17 PM
Msbutterfly$50.00$50.0010/6/2010 3:35:57 PM
debt-system880$50.00$50.0010/6/2010 3:36:19 PM
Artist_Blue$25.00$25.0010/6/2010 5:42:44 PM
hawkhelp$25.00$25.0010/6/2010 3:35:45 PM
fizwahh$40.00$40.0010/6/2010 3:35:52 PM
pleasant-nickel0$50.00$50.0010/6/2010 3:35:55 PM
lloyd_s$25.00$25.0010/6/2010 3:36:10 PM
red-relentless-money$50.00$50.0010/6/2010 3:36:16 PM
mg6619$25.00$25.0010/6/2010 3:36:26 PM
return-elm$25.00$25.0010/6/2010 3:36:40 PM
shrewd-peace7$25.00$25.0010/6/2010 3:36:43 PM
bewitching-asset3$25.00$25.0010/6/2010 3:36:46 PM
a-healthy-affluence$50.00$50.0010/6/2010 3:37:07 PM
Interstate_Rate$250.00$250.0010/6/2010 3:37:14 PM
HHP$25.00$25.0010/6/2010 8:56:51 PM
SolarMoonshine$25.00$25.0010/6/2010 5:49:38 PM
Cai8899$28.76$28.7610/6/2010 9:02:58 PM
rawman$25.00$25.0010/6/2010 6:28:30 PM
seisen$81.84$81.8410/6/2010 9:53:44 PM
bold-currency-holly$25.00$25.0010/6/2010 10:03:12 PM
nybanker85$50.00$50.0010/7/2010 1:39:57 AM
Malkial$25.00$25.0010/6/2010 9:02:57 PM
piter-to-la-investment$25.00$25.0010/7/2010 6:13:15 AM
agiovasil$25.00$25.0010/6/2010 10:03:44 PM
happyaric$50.00$50.0010/7/2010 1:39:43 AM
29Palms$50.00$50.0010/7/2010 1:39:56 AM
Uylsses$50.00$50.0010/7/2010 7:20:45 AM
blue-useful-auction$25.00$25.0010/7/2010 8:45:51 AM
nerdbomber$25.00$25.0010/7/2010 9:33:02 AM
Bank42$50.00$50.0010/7/2010 8:59:42 AM
cloud8$25.00$25.0010/7/2010 9:00:05 AM
ImaPutz$25.00$25.0010/7/2010 9:17:45 AM
JGB$100.00$100.0010/7/2010 12:05:47 PM
economy-caper$25.00$25.0010/7/2010 3:31:10 PM
bondhedger$25.00$25.0010/7/2010 3:33:26 PM
timepassport$25.00$25.0010/7/2010 11:31:49 PM
natural-greenback6$25.00$25.0010/7/2010 8:54:06 PM
fuzed$40.00$40.0010/8/2010 7:10:36 AM
hope-gadget$60.00$60.0010/8/2010 10:33:08 AM
roberto76$50.00$50.0010/8/2010 11:26:02 AM
wwwUniversal$25.00$25.0010/9/2010 10:18:37 AM
graceful-investment$50.54$50.5410/10/2010 7:27:52 AM
Papa_Mema$50.00$50.0010/10/2010 6:49:01 PM
simplelender80$250.00$250.0010/11/2010 9:01:21 AM
the-determined-value$25.00$25.0010/11/2010 8:59:19 AM
kulender$70.00$15.9810/11/2010 9:42:49 AM
bid-czar8$25.00$25.0010/6/2010 2:33:24 PM
lendstats_com$25.00$25.0010/6/2010 2:32:12 PM
tech310$50.00$50.0010/6/2010 2:34:48 PM
handshake5$100.00$100.0010/6/2010 2:33:14 PM
sfmf$25.00$25.0010/6/2010 2:36:23 PM
ingenious-deal6$25.00$25.0010/6/2010 2:34:11 PM
loan-adventurer7$25.00$25.0010/6/2010 2:37:39 PM
villagers$25.00$25.0010/6/2010 3:05:37 PM
hope-equation$50.00$50.0010/6/2010 3:14:20 PM
danthemon35$25.00$25.0010/6/2010 3:13:17 PM
payment-gusto$25.00$25.0010/6/2010 3:14:56 PM
dedicated-diversification5$25.00$25.0010/6/2010 3:15:04 PM
mickeyroi$25.00$25.0010/6/2010 3:13:27 PM
cablenews$25.00$25.0010/6/2010 3:18:17 PM
deal-secret-agent$25.00$25.0010/6/2010 3:35:50 PM
listing-trapper3$50.00$50.0010/6/2010 3:35:56 PM
drg6289$25.00$25.0010/6/2010 3:36:04 PM
kkcoolmom$38.72$38.7210/6/2010 3:36:12 PM
greenback-amplifier$25.00$25.0010/6/2010 3:36:21 PM
thedude393$25.00$25.0010/6/2010 3:36:27 PM
NorthernFunds$50.00$50.0010/6/2010 3:36:44 PM
marketplace-buckeye$50.00$50.0010/6/2010 3:36:57 PM
87Marc$25.00$25.0010/6/2010 3:35:48 PM
GellMaster$25.00$25.0010/6/2010 3:35:55 PM
tkr2$25.00$25.0010/6/2010 3:36:05 PM
rescue$77.31$77.3110/6/2010 3:36:13 PM
czar3$40.00$40.0010/6/2010 3:36:45 PM
ukstevenhawaii$50.00$50.0010/6/2010 3:35:49 PM
zjonathan$25.00$25.0010/6/2010 3:35:58 PM
vacaerol$25.00$25.0010/6/2010 3:36:06 PM
gimincorp$47.90$47.9010/6/2010 3:36:15 PM
smart-gain$33.40$33.4010/6/2010 3:36:20 PM
Vreet$50.00$50.0010/6/2010 3:36:35 PM
Rattlehead$25.00$25.0010/6/2010 3:36:42 PM
zen1cent$25.00$25.0010/6/2010 3:36:45 PM
asset-professor$50.00$50.0010/6/2010 3:36:50 PM
ThatDanGuy$50.00$50.0010/6/2010 3:37:55 PM
iLoaner$25.00$25.0010/6/2010 7:08:25 PM
seasonedinvestor$50.00$50.0010/6/2010 5:12:49 PM
revenue-officer36$50.00$50.0010/6/2010 8:56:49 PM
mercuriant$25.00$25.0010/6/2010 9:56:15 PM
Medic05$25.00$25.0010/7/2010 1:39:55 AM
dschaaf$25.00$25.0010/6/2010 8:56:00 PM
HedgeFund$39.70$39.7010/6/2010 8:56:37 PM
oneforthemoney$50.00$50.0010/7/2010 1:39:55 AM
fun2invest$25.00$25.0010/7/2010 2:58:29 AM
AF-Chief$25.00$25.0010/6/2010 8:57:16 PM
EBITDA$25.00$25.0010/7/2010 1:41:36 AM
filovirus$25.00$25.0010/7/2010 5:14:27 AM
SacramentoLoaners$25.00$25.0010/7/2010 9:32:49 AM
DadWarbucks$50.00$50.0010/7/2010 12:06:05 PM
sgf$25.00$25.0010/7/2010 1:18:00 PM
DJReflections$25.00$25.0010/8/2010 1:05:52 AM
fuzed$40.00$40.0010/8/2010 7:08:05 AM
bold-attentive-listing$25.00$25.0010/8/2010 9:00:58 AM
bold-shrewd-duty$50.00$50.0010/9/2010 10:18:32 AM
Whitewater_Loans$25.00$25.0010/9/2010 5:32:28 PM
frogperson$150.00$150.0010/9/2010 10:14:38 AM
spiff666$25.00$25.0010/10/2010 11:49:12 AM
127 bids