Need New Central Air Conditioning

Purpose of loan:
This loan will be used to upgrade my current air-conditioning unit,?which?I am currently experiencing compressor problems, and to enable my household to have a new central air-conditioning unit (2 1/2 ton; 15 seer; 10 year warranty)?installed.? Since the area I live in is considered sub-tropical, air-conditioning units are consistently working longer and harder and my current unit is approximately ten (10) years old.? Unfortunately, my current unit had a five (5) year warranty period.? I am also aware?that my monthly?electric payments will be lower by?having a higher efficiently rated unit installed.?

My financial situation:
I am a good candidate for this loan because I understand the importance of?paying my debts, working hard, and being a responsible individual.

Q: Can you explain your high revolving debt balance of approx $21K - MonkeyHero

A: Yes, I welcome the question. After my spouse died in 2001 leaving me with debt (no insurance proceeds) and two sons ages 9 and 13, I was left with occasionally resorting to credit cards as my income at that time was about half of what it is now. In the years since his demise, I have kept my house, paid all the bills and have provided for my sons. I was never able to rely on help from other family members as my only living immediate family member is a brother with his own family. (Oct-05-2010)

Q: What is your Occupation? Good Luck on getting a good interest rate. - filovirus

A: Thank you for your interest in my loan listing. I am a professional bookkeeper with 20 + years experience in law office management and accounting. My current employer owns and sells franchise businesses. (Oct-07-2010)

Q: How soon do you intend to pay off this loan?. - principal-star

A: 36 months (Oct-08-2010)

Paying off my credit cards

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because? I am about to finish paying off my first Prosper loan and the results speak by themselves, nevr been late or have missed a payment. I have improved my credit score dramatically and this loan will help me even more towards this goal

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Q: Hi, What is your job? What are your monthly income/expenses? Why do you have recent inquiries? Thanks, - p2ploan-sensation211

A: I have two jobs, I work at Edible Arrangements during the day and after 5 pm I work for Dominos' Pizza. My monthly income averages 2600 and my expenses are about 2100. I have had recent inquiries because I am always looking for better rates to finally get rid of my credit card debt. Trust me I am a hard worker who cares a lot about my credit worthiness. (Oct-09-2010)

debt consolidation

Purpose of loan:debt consolidation
This loan will be used to pay off debt I incurred from recently relocatingr />
My financial situation:
I am a good candidate for this loan because?I have a steady income and pay my bills on time. />
Monthly net income: $3000 />
Monthly expenses: $
??Housing: $800(rent and own property)nsurance: $ 60.00/>??Car expenses: $450.000?Utilities: $ 70.00??Phone, cable, internet: $ 150.00>??Food, entertainment: $ 200.00>??Clothing, household expenses $
??Credit cards and other loans: $300.00?Other expenses: $

Build-out for a Cafe in Brooklyn NY

Purpose of loan:
This loan will be used to?The purpose of the loan is to fund construction costs for a cafe and wine establishment in Greenpoint, Brooklyn. This loan will be used to cover plumbing and electrical costs for the cafe's renovation of the bathroom, bar facilities, and lighting. The owners are investing $30,000 towards the start-up costs and are receiving a bank loan for $30,000 and are trying to secure another 30k for the build-out of the cafe.

My financial situation:
I am a good candidate for this loan because? I am a good candidate for this loan because I have run a successful bar & restaurant for the past eleven years in this same area and as a resident of this neighborhood I see a huge need for this particular type of establishment. Thank You.

Q: What is the name of the cafe. Do you have any ownership in the cafe? - cybertekz

A: Hi, I do not have a 'doing business as' name yet. Yes I have ownership in the business. Thank you for your interest! (Sep-30-2010)

Paying off bills to get ahead

Purpose of loan:
This loan will be used to?? To pay off a couple bills that I owe and?to repair have some repair work done on my carr. I am starting over and I am just trying to get a little ahead financially.
My financial situation:
I am a good candidate for this loan because??? Prior to my divorce I had excellent credit, but through the difficult situation of the divorce I had no choice but to file bankruptcy, it has been almost two years and ?I am starting my life over with a clean start.? I have always paid my bills on time and never missed a payment.

Monthly net income: $ 41,600.00????????

Monthly expenses: $
??Housing: $ 640.00
??Insurance: $ 69.00
??Car expenses: $ 200.00
??Utilities: $?60.00
??Phone, cable, internet: $ 170.00
??Food, entertainment: $?120.00
??Clothing, household expenses $
??Credit cards and other loans: $ 2500.00
??Other expenses: $

Q: what is the $2500 on your monthly credit card expense for? - relaxation688

A: The 2500.00 is for 1600.00 to Social Security death benefits that I received 17years ago they said I was overpaid and they are requesting reimbursment. The $400.00 is on my credit card which is for medical bills that my insurance did not cover. (Sep-29-2010)

Debt/ Final Wedding Ring Payment

Purpose of loan:
I will be using this loan to consolidate some debt and rehabilitate my credit score. I have been saving up money to propose to my girlfriend and this loan will allow me to consolidate some debt and make the full payment on the ring.

My Financial Situation:
My current financial situation is good and stable right now.? I currently make $96,000 as the senior advisor to the Governor of a major state.? I am a licensed attorney?and have worked in government for roughly a decade. I've been very lucky to have a job that I enjoy, pays well, and offers stability.? I am a homeowner, my FICO?score is decent,?and I have built a significant cushion into my budget.

Reason for a Prosper Loan:
I'm hoping to get a loan funded on Prosper because of a number of missed payments due to hardship have hurt my ability to get a loan.? My father recently went through some financial difficultly that I attempted to help him get through. It was a very difficult period for both of us which caused some delinquencies. He owns a small business that he started out of his garage that was hit hard by the recession.? He is recovering slowly, but he no longer needs any assistance from me.?

The delinquencies on my account were?because I was paying the mortgage on my father's house at the expense of my bills.? In addition to my salary, my father has begun paying me back. My father immigrated to the United States with $50 and suitcase and has taught me the value of a dollar and more importantly, the value of hard work. My credit score and reputation are very important to me and the ability to consolidate my debt will make a big difference in my life. It will allow me to propose to my beautiful girlfriend and really start a new chapter in my life.

Thank you for your consideration and trust.

Reason for Re-listing:
My last attempt was 97% funded and short by $50 even though it didn't get an offer until 2 days left.? I've had to re-list due to Propser not receiving my address verification on time.? This time everything is verified and ready to go.


Monthly Income:
$ 5200

Monthly expenses: $ 3600
Housing: $ 1500??????????
Insurance: $?100??
Car expenses: $0???
Utilities: $ 150??
Phone, cable, internet: $150???
Food, entertainment: $ 400??
Clothing, household expenses $200
Credit cards and other loans: $300???
Other expenses: $ 800 (including some savings for a wedding ring)

Second Loan for Proven Borrower

Purpose of loan:
This loan will be used to consolidate and pay off a much, Much MUCH?higher interest loan.
My financial situation:

The BAD NEWS: From July 2009 thru July 2010, I was forced to endure a furlough from my job with the County of Riverside, which resulted in a 10% a month pay loss. I scrambled to make up this deficit, including borrowing some money from CashCall at the rate of 69% interest. I also fell behind on some other financial responsibilities - this is why I am showing delinquencies on my credit report

The GOOD NEWS: I am a GREAT candidate for this loan because 1) A new contract has been ratified, and my pay has been reinstated in full; my job is once again secure and paying well; 2) I paid off my last prosper loan (ahead of time!!!), despite the difficulties of the furlough; and 3)?despite of what I look like on paper (some delinquencies), I am a stable person - I have had the same job for almost 26 years, and have lived in the same home (buying) for 16 years.

I am attempting to get back on track by paying off my delinquencies, and?currently I am paying $300 to CashCall and others, so this Prosper loan would actually be a smaller payment that would let me pay off my debt faster.
I appreciate your consideration

Monthly net income: $3050

Monthly expenses: $?2290
??Housing: $ 1280
??Insurance: $ 60
??Car expenses: $0
??Utilities: $?150
??Phone, cable, internet: $?50
??Food, entertainment: $?300
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 300 - But this amount will go away if I get the loan!!! I will use this amount to pay back the loan!
??Other expenses: $

Putting on a New Roof

Purpose of loan:
Putting on a new roof. We are in need of a new roof and looking to put one on before winter.

My financial situation:
I have had a prosper loan before and it was paid on time every month? I have maintained my job for the past 7 years and my husband is employed as a firefighter.

Monthly net income: $
My income $3485.78
Husbands Income $1920.38

Monthly expenses: $
??Housing: $ 1151????
??Insurance: $?75.00
??Car expenses: $?150 husbands fuel?(my car is a company and everything is paid for)
? Utilities: $ 1011
??Food, Baby Food, & Diapers: $ 600
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 756
??Daycare: $200 Questions: Some people asked on my last loan listing why I withdrew it. I really didn?t like the rate that it was set to close at and it wasn?t going to work-out if I had to be out longer for work with the newborn so we waited. Now the baby has come and I?m back at work and saved $1500 towards the roof and just looking to have it done before winter. Please ask any questions, we want the best rate possible

Q: How long have you lived in this home? Also, is the 22k in revolving debt on credit cards? or is that a home equity loan? - wealth-pipeline

A: We have lived in the house since 2005 and yes the 22k is credit card debt. (Sep-28-2010)

I want to consolidate my debts

Purpose of loan:
This loan will be used to consolidate some debts that I have recently acquired which are lowering my credit score at the moment.? I recently got divorced and in the process I ended up?acquiring some debt and spending alot of money getting myself set up in this new life.? I also made the mistake of getting a couple of quick loans online which have ridiculous interest rates and I want to eliminate them?asap.??

My financial situation:
I am a good candidate for this loan because I make a decent salary with a clean employment history (I have been employed at a managerial level for the last 7 years).? I have paid all my bills on time for the last 6 years and I have virtually lived debt free until now.? I have worked very hard to build a clean credit history for the last 6 years and I want to keep it clean as I will like to buy a house in the future and a new car soon.?

Monthly net income: $ 5900

Monthly expenses: $
??Housing: $ 1200
??Insurance: $ 70
??Car expenses: $0
??Utilities: $ 100
??Phone, cable, internet: $ 130
??Food, entertainment: $ 800
??Clothing, household expenses $ 500
??Credit cards and other loans: $?1000
??Other expenses: $ 400

Cutting up credit cards

Purpose of loan:
This loan will be used to consolidate and pay off higher interest credit card debt.

My financial situation:
I am a good candidate for this loan because it will reduce my total monthly?outflow. My credit history shows that I pay my debts on time. That will not change; this will simply enable me to pay the debt off sooner.