Sales Report:Supplement No. 52 dated Oct 12, 2010 to Prospectus dated Jul 26, 2010
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 26, 2010 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 26, 2010 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 305142
This series of Notes was issued and sold upon the funding of the borrower loan #44736, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 36.6% Auction start date:  Oct-04-2010 
  Auction end date:  Oct-07-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 39.15% Starting monthly payment: $67.85
Final lender yield: 24.00% Final borrower rate/APR: 25.00% / 28.90% Final monthly payment: $59.64
 
Auction yield range: 16.79% - 34.00% Estimated loss impact: 37.98%  
Lender servicing fee: 1.00% Estimated return: -13.98%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Oct-1993 Debt/Income ratio: 20%
Credit score: 600-619 (Oct-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 8 Current / open credit lines: 4 / 3Length of status:20y 3m
Amount delinquent: $2,027 Total credit lines: 39 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,398Stated income:$50,000-$74,999
Delinquencies in last 7y: 31 Bankcard utilization: 79%  
   Homeownership: No  
Screen name: Cruzrod Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 36 ( 100% ) 600-619 (Latest)
Principal borrowed: $7,500.00< 31 days late: 0 ( 0% )  
520-539 (Apr-2008)
620-639 (Sep-2007)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 36  
Description
Help with bills
Purpose of loan:
Just need a little help with my bills

My financial situation:
I have been with my job for over 19 years ?and don't plan on quitting anytime soon. I work as much overtime as I can and I make and sell custom model cars for extra money. I work very hard to make sure my family is taken care of. I make the mistake of taking Pay Day loans I want to use the money to pay them and all my credit cards.

Monthly net income: $ 2800.00

Monthly expenses: $
??Housing: $ 950.00
??Insurance: $ 60.00
??Car expenses: $ 350.00
??Utilities: $ 100.
??Phone, cable, internet: $ 70.
??Food, entertainment: $ 300.
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: explain your current delinquent account and your past 31 delinquencies please - restless-dime
A: I'm currently the sole income in my household and I have been just trying to make ends meet. The only thing I can say is that I have never been late or missed any of my last Prosper loan. (Oct-05-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
note-buddy$843.69$586.0010/4/2010 3:55:23 PM
marwadi-62$114.00$114.0010/5/2010 4:58:07 PM
Aberdeen$400.00$400.0010/6/2010 1:08:52 AM
golffish2$100.00$100.0010/6/2010 5:52:09 AM
neorunner$25.00$25.0010/6/2010 11:30:07 AM
atlas100$50.00$50.0010/6/2010 8:10:56 PM
SolarMoonshine$25.00$25.0010/6/2010 5:45:32 PM
wlm3012$25.00$25.0010/6/2010 6:49:14 PM
five-star-note$75.00$75.0010/7/2010 11:39:07 AM
jhouman$25.00$25.0010/7/2010 3:07:24 PM
McDeeter$25.00$25.0010/6/2010 5:58:12 AM
penny-plato$25.00$25.0010/6/2010 11:55:17 AM
340$25.00$25.0010/6/2010 11:14:18 PM
13 bids
 
Borrower Payment Dependent Notes Series 475522
This series of Notes was issued and sold upon the funding of the borrower loan #44758, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.2% Auction start date:  Oct-01-2010 
  Auction end date:  Oct-08-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.06% Starting monthly payment: $269.21
Final lender yield: 33.35% Final borrower rate/APR: 34.35% / 38.06% Final monthly payment: $269.21
 
Auction yield range: 13.79% - 33.35% Estimated loss impact: 15.74%  
Lender servicing fee: 1.00% Estimated return: 17.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-2000 Debt/Income ratio: 53%
Credit score: 680-699 (Sep-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 12Length of status:15y 5m
Amount delinquent: $0 Total credit lines: 28 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,034Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 72%  
   Homeownership: Yes  
Screen name: loyalty-path2 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Make home repairs and Vacation
Purpose of loan:
This loan will be used to? this loan is for repair on air condition,fence and to take a vacation?

My financial situation:
I am a good candidate for this loan because?
I am never late on any of my other bills, i have taken a part time job and a room mate that will help with this bill. He and i will be married at one point this year or first of next 2011.?We will be able to meet this payment just?help us we are both?61 years of age and want to enjoy our time
together but the most important thing is to get the house in order.
Monthly net income: $
1900.00
Monthly expenses: $
??Housing: $ 582.00
??Insurance: $ 126.00
??Car expenses: $ 70.00
??Utilities: $ 80.00
??Phone, cable, internet: $ 20.00
??Food, entertainment: $40.00
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $ 480.00
??Other expenses: $ 30.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
agiovasil$25.00$25.0010/1/2010 2:25:00 PM
handshake5$100.00$100.0010/1/2010 2:23:58 PM
loan-kung-fu$25.00$25.0010/1/2010 2:27:30 PM
kulender$50.00$50.0010/1/2010 2:27:11 PM
6moonbeams$25.00$25.0010/1/2010 2:27:24 PM
AlexTrep$50.00$50.0010/1/2010 2:29:16 PM
listing-trapper3$50.00$50.0010/1/2010 3:44:08 PM
rescue$100.00$100.0010/1/2010 3:05:56 PM
dollardave$100.00$100.0010/1/2010 4:03:58 PM
beakerfish$100.00$100.0010/1/2010 6:18:25 PM
preventivepestcontrol$75.00$75.0010/1/2010 10:31:43 PM
zen1cent$25.00$25.0010/2/2010 5:28:49 AM
asset-professor$50.00$50.0010/2/2010 7:58:47 PM
natural-greenback6$25.00$25.0010/2/2010 8:09:25 PM
jazz619$25.00$25.0010/3/2010 7:48:08 PM
simplelender80$25.00$25.0010/4/2010 7:47:46 AM
fizwahh$40.00$40.0010/4/2010 7:14:32 AM
b-rent$25.00$25.0010/4/2010 6:10:03 AM
consummate-loyalty1$67.48$67.4810/4/2010 10:20:34 AM
graceful-investment$100.00$100.0010/4/2010 12:12:18 PM
dedicated-diversification5$100.00$100.0010/4/2010 1:34:54 PM
S-Master$50.00$50.0010/4/2010 3:34:09 PM
irrelevant$25.00$25.0010/4/2010 3:50:26 PM
escharfer$25.00$25.0010/4/2010 3:54:03 PM
musegaze$74.61$74.6110/4/2010 3:54:24 PM
icecoldcash$30.00$30.0010/4/2010 4:28:12 PM
108lender$100.00$100.0010/4/2010 3:53:14 PM
papaloha$25.00$25.0010/5/2010 3:03:12 AM
bountiful-durability$100.00$100.0010/5/2010 2:48:50 PM
diversification-maple1$25.00$25.0010/5/2010 8:06:43 PM
payment-gusto$25.00$25.0010/6/2010 2:29:04 AM
jubilant-agreement0$25.00$25.0010/6/2010 9:48:55 AM
gold-channel2$50.00$50.0010/6/2010 3:09:52 PM
worldly-penny8$25.00$25.0010/6/2010 3:13:44 PM
chemistry220$50.00$50.0010/6/2010 3:13:47 PM
larrybird$150.00$150.0010/6/2010 3:13:56 PM
saffron4$25.00$25.0010/6/2010 8:32:56 PM
turbolozano$25.00$25.0010/7/2010 1:39:44 AM
asiaratt$50.00$50.0010/7/2010 1:48:09 AM
shmb6508$38.59$38.5910/6/2010 9:56:33 PM
lendcraft$25.00$25.0010/7/2010 8:20:14 AM
KileNSmyth4$25.00$25.0010/7/2010 8:44:33 AM
favorite-commerce$50.00$50.0010/7/2010 10:15:53 AM
shur$25.00$25.0010/7/2010 8:19:57 AM
noble-revenue$42.27$42.2710/7/2010 9:43:04 AM
bill-mushroom$25.00$25.0010/7/2010 12:10:56 PM
safe-kindness5$25.00$25.0010/7/2010 12:11:26 PM
famous-hope$25.00$25.0010/7/2010 12:08:22 PM
on_your_side$25.00$25.0010/7/2010 12:19:01 PM
famous-bill$25.00$25.0010/7/2010 12:10:32 PM
seisen$100.00$100.0010/7/2010 12:10:57 PM
burrito6$25.00$25.0010/7/2010 12:11:02 PM
ktradtke$25.00$25.0010/7/2010 12:11:25 PM
lcole32$25.00$25.0010/7/2010 12:19:06 PM
y2kman9$50.00$50.0010/7/2010 2:00:20 PM
PatRichi$25.00$25.0010/7/2010 12:07:42 PM
Gibbyland$50.00$50.0010/7/2010 12:08:34 PM
whartonmba$25.00$25.0010/7/2010 12:09:13 PM
sturdy-openness885$25.00$25.0010/7/2010 12:10:28 PM
asmithj$50.00$50.0010/7/2010 12:11:00 PM
trumpeter5$50.00$50.0010/7/2010 2:45:27 PM
noble-revenue$100.00$100.0010/7/2010 1:56:18 PM
Brighter_Future$25.00$25.0010/7/2010 4:30:08 PM
JiggaJoeyS$26.09$26.0910/7/2010 5:44:03 PM
money-fort$35.00$35.0010/7/2010 2:58:38 PM
california5andime$25.00$25.0010/7/2010 6:19:32 PM
ethicalhumanist$25.00$25.0010/7/2010 3:11:36 PM
Shanester$25.00$25.0010/7/2010 9:12:40 PM
jtc26$100.00$100.0010/7/2010 6:54:08 PM
Bob450$25.00$25.0010/7/2010 4:02:30 PM
unger$50.00$50.0010/7/2010 4:06:06 PM
Whipster$25.00$25.0010/8/2010 5:01:58 AM
seanickson$25.00$25.0010/8/2010 8:31:28 AM
BrighterSuns$25.00$25.0010/8/2010 9:31:49 AM
terrific-peace8$50.00$50.0010/8/2010 9:48:42 AM
2grindstones$25.00$25.0010/8/2010 9:52:11 AM
Kash2010lu$25.00$25.0010/8/2010 11:32:37 AM
social-zebra$26.00$26.0010/8/2010 12:16:40 PM
EretzCapital$50.00$50.0010/8/2010 10:15:16 AM
nduli$25.00$25.0010/8/2010 11:22:03 AM
toomanyfishtanks$25.00$25.0010/8/2010 12:53:35 PM
bid-czar8$25.00$25.0010/1/2010 2:24:07 PM
ingenious-deal6$25.00$25.0010/1/2010 2:25:28 PM
villagers$25.00$25.0010/1/2010 2:28:39 PM
contract-happiness1$25.00$25.0010/1/2010 11:29:13 PM
moola-wildebeest3$25.00$25.0010/2/2010 3:13:08 PM
fairness-kayak$25.00$25.0010/3/2010 6:07:55 PM
Artist_Blue$25.00$25.0010/4/2010 10:46:20 AM
jubilant-auction5$25.00$25.0010/4/2010 3:37:59 PM
numitor$50.00$50.0010/5/2010 8:58:11 AM
gallant-economy9$55.97$55.9710/5/2010 9:43:51 AM
Comoparklender$50.00$50.0010/5/2010 2:45:37 PM
debtcollector$25.00$25.0010/5/2010 4:28:40 PM
head$25.00$25.0010/5/2010 5:34:49 PM
julsal$50.00$50.0010/5/2010 6:33:09 PM
SolarMoonshine$25.00$25.0010/5/2010 6:41:47 PM
newest-inspiring-power$25.00$25.0010/5/2010 5:34:51 PM
JoyfulVegetarian$25.00$25.0010/6/2010 2:09:44 AM
data2360$35.22$35.2210/6/2010 10:42:54 AM
miked8303$25.00$25.0010/6/2010 3:14:10 PM
bnlforever$25.00$25.0010/6/2010 3:14:03 PM
AF-Chief$50.00$50.0010/6/2010 3:37:15 PM
bulsa$50.00$50.0010/6/2010 3:23:35 PM
jamiee73$25.00$25.0010/6/2010 7:02:57 PM
FountainShrugged$50.00$50.0010/6/2010 9:54:41 PM
MarinLoans$25.00$25.0010/7/2010 7:39:38 AM
barefootpaul$35.00$35.0010/7/2010 6:59:42 AM
cybernosha$25.00$25.0010/7/2010 7:53:26 AM
1stBankAndHal$25.00$25.0010/7/2010 8:17:38 AM
lagnisiruk$25.00$25.0010/7/2010 8:20:56 AM
important-openness1$100.00$100.0010/7/2010 8:20:13 AM
new-social-economist$50.00$50.0010/7/2010 8:20:17 AM
euro-banker$50.00$50.0010/7/2010 9:52:59 AM
Rdodson11$25.00$25.0010/7/2010 12:09:01 PM
nycfinance$25.00$25.0010/7/2010 12:09:38 PM
FeedTheMachine$32.71$32.7110/7/2010 12:11:01 PM
generous-deal6$50.00$50.0010/7/2010 12:19:05 PM
psa1995$25.00$25.0010/7/2010 12:09:14 PM
IIP77$25.00$25.0010/7/2010 9:52:45 AM
minddoc$25.00$25.0010/7/2010 12:10:19 PM
delivery$25.00$25.0010/7/2010 12:10:58 PM
cool_kubera$50.00$5.4410/7/2010 12:19:09 PM
gold-cluster$100.00$100.0010/7/2010 2:25:51 PM
c-gurista-5$25.00$25.0010/7/2010 2:04:22 PM
social-conductor4$25.00$25.0010/7/2010 12:10:17 PM
lucrative-dollar$50.00$50.0010/7/2010 12:11:03 PM
Learning2Lend$50.00$50.0010/7/2010 12:11:25 PM
Rogesparkguy$25.00$25.0010/7/2010 12:19:04 PM
Kyileo$25.00$25.0010/7/2010 3:04:11 PM
favorite-commerce$25.00$25.0010/7/2010 10:49:26 PM
productive-ore$50.00$50.0010/7/2010 4:15:04 PM
selfmademan$25.00$25.0010/7/2010 11:29:38 PM
timepassport$25.00$25.0010/7/2010 11:31:38 PM
point-tornado$25.00$25.0010/7/2010 5:48:07 PM
Leshan$50.00$50.0010/7/2010 5:55:55 PM
income-rocker2$25.00$25.0010/8/2010 4:14:00 AM
nitrostamped$113.01$113.0110/8/2010 7:41:45 AM
aquistoyraul$25.00$25.0010/8/2010 8:20:40 AM
Pu239$60.00$60.0010/8/2010 7:28:16 AM
nodebt2012$25.00$25.0010/7/2010 11:08:16 PM
jkeller4000$25.00$25.0010/8/2010 9:38:42 AM
E-B$50.00$50.0010/8/2010 3:24:54 AM
debestof83$32.61$32.6110/8/2010 5:54:04 AM
octoberfresh$25.00$25.0010/8/2010 6:06:41 AM
mammalian4$25.00$25.0010/8/2010 11:02:44 AM
carlos_chantana$25.00$25.0010/8/2010 8:03:42 AM
xiobus$25.00$25.0010/8/2010 9:00:51 AM
LOLgivin_monies$25.00$25.0010/8/2010 10:03:56 AM
fervent-power$25.00$25.0010/8/2010 2:02:56 PM
HammerSmith$25.00$25.0010/8/2010 1:43:07 PM
social-heart$25.00$25.0010/8/2010 1:59:59 PM
151 bids
 
Borrower Payment Dependent Notes Series 476442
This series of Notes was issued and sold upon the funding of the borrower loan #44746, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,800.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.8% Auction start date:  Sep-22-2010 
  Auction end date:  Sep-29-2010 
 
Starting lender yield: 27.01% Starting borrower rate/APR: 28.01% / 31.57% Starting monthly payment: $322.68
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.05% Final monthly payment: $320.53
 
Auction yield range: 10.79% - 27.01% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1991 Debt/Income ratio: 8%
Credit score: 660-679 (Sep-2010) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 4Length of status:3y 0m
Amount delinquent: $0 Total credit lines: 17 Occupation: Retail Management
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $126Stated income:$50,000-$74,999
Delinquencies in last 7y: 23 Bankcard utilization: 7%  
   Homeownership: No  
Screen name: CUTigers86 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for child's education-relisted
Purpose of loan:
The purpose of this loan is to assist in paying tuition for my daughter so that she may attend a specialized learning center as she begins high school. She is a bright kid with limited study skills (like most teenagers). Her grades are?good, 3.03 GPA but in the ultracompetitive environment of high school and, down the road, college, we want to give her?every advantage possible. She has completed the scholastic assessment and has begun the curriculum with?promising results. To this point, I have been paying for the schooling on a monthly basis, however payment in full?provides a substantial discount (8%) vs a pay as you go program?so I would?like to take advantage of the discount. This is an outstanding opportunity for her and she is "on board" with the whole idea of self improvement which makes the decision to proceed an easy one. She has been participating in this program for the past 8 weeks with excellent results both in this program and in her first semester in school.

My financial situation:
I am a good candidate for this loan because? my debt to income and credit card utilization is extremely low.? Initially I carried an "HR" rating with Prosper which has been upgraded to a "D" - still not good but absolutely moving in the right direction. This is due to items going back a few years, all bills/past items are paid/closed. My credit score is in the 670's, an improvement of over 130 points in the past 6 months since I?took a look at my credit report. The monthly loan repayment of $320 is extremely manageable in relation to my monthly income. As my daughter is two months into her schooling, I?lowered the amount of my loan request and raised the interest rate as the payments?are lower than?anticipated.?

I will gladly answer any questions that lenders would like to pose?regarding my income/credit history. In advance of questions, I will offer the following information - all public records are paid/satisfied in full. I have submitted bank statements/recent paystubs to Prosper to verify my income/employment. Thank you?for your consideration. *Note* - I have relisted this requeat as my prior listings have funded at about 87% each time so I am hoping to "get over the hump" this time around. To the?generous people that bid on my last listing, I thank you for your confidence and again, I encourage all to ask questions if you are unsure of anything put forth as I?will provide any information that I can to assist you in making an informed lending decision.

Monthly net income: $3400????

Monthly expenses: $
??Housing: $ 500
??Insurance: $ 50
??Car expenses: $50?
??Utilities: $?90
??Phone, cable, internet: $?50
??Food, entertainment: $150?
??Clothing, household expenses $ 75
??Credit cards and other loans: $ 100
?Other expenses: $ n/a
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
handshake5$25.00$25.009/22/2010 9:41:31 AM
simplelender80$250.00$250.009/22/2010 9:42:32 AM
Comoparklender$25.00$25.009/22/2010 9:40:34 AM
bid-czar8$100.00$100.009/22/2010 3:06:12 PM
ingenious-deal6$25.00$25.009/24/2010 5:43:55 AM
asiaratt$50.00$50.009/24/2010 7:33:37 AM
papaloha$25.00$25.009/24/2010 8:38:29 PM
important-openness1$25.00$25.009/26/2010 8:02:10 AM
bountiful-durability$100.00$100.009/26/2010 9:59:58 AM
gold-channel2$32.33$32.339/27/2010 2:08:39 AM
Jloaner$100.00$100.009/27/2010 12:35:52 PM
Speculator$50.00$50.009/27/2010 2:29:31 PM
jubilant-auction5$25.00$25.009/27/2010 2:31:13 PM
GElender$25.00$25.009/27/2010 3:03:04 PM
mla$25.00$25.009/27/2010 3:04:24 PM
jlr613$25.00$25.009/27/2010 3:49:30 PM
generous-deal6$25.00$25.009/27/2010 3:57:08 PM
BeanCownter$25.00$25.009/27/2010 3:58:21 PM
helping-out$50.00$50.009/27/2010 3:59:40 PM
fairness-kayak$25.00$25.009/27/2010 3:57:24 PM
PatRichi$25.00$25.009/27/2010 3:58:39 PM
reward-adventure$30.00$30.009/27/2010 3:58:44 PM
Ducatiman1978$25.00$25.009/27/2010 4:00:03 PM
radiant-loan5$200.00$200.009/27/2010 4:00:28 PM
enthralling-deal180$56.41$56.419/27/2010 5:08:02 PM
psa1995$25.00$25.009/27/2010 8:37:34 PM
the-silver-blaster$50.00$50.009/27/2010 7:28:10 PM
finance-magma7$38.58$38.589/27/2010 9:47:18 PM
platytanz$25.00$25.009/28/2010 12:42:04 AM
lcole32$25.00$25.009/28/2010 4:22:02 AM
life-is-great$50.00$50.009/28/2010 5:47:31 AM
orange-preeminant-bill$50.00$50.009/28/2010 12:36:56 AM
CC911$25.00$25.009/28/2010 3:17:00 AM
worthy-bid8$25.00$25.009/28/2010 8:23:39 AM
Ocean713$36.32$36.329/28/2010 9:33:15 AM
the-bid-sorcerer$50.00$50.009/28/2010 3:26:11 PM
asmithj$50.00$50.009/28/2010 3:26:27 PM
qtmspin$50.00$50.009/28/2010 3:26:30 PM
oreyedoc$50.00$50.009/28/2010 3:26:32 PM
famous-bill$25.00$25.009/28/2010 3:26:55 PM
shrewd-peace7$50.00$50.009/28/2010 3:27:06 PM
IIP77$25.00$25.009/28/2010 2:44:17 PM
on_your_side$25.00$25.009/28/2010 3:27:12 PM
zrohmm$25.00$25.009/28/2010 3:27:43 PM
ChrisKwan$25.00$25.009/28/2010 3:28:16 PM
kind-bill-supporter$50.00$50.009/28/2010 3:28:28 PM
samo102us$25.00$25.009/28/2010 3:28:37 PM
nuts$25.00$25.009/28/2010 3:28:50 PM
investment-tempo$25.00$25.009/28/2010 3:29:15 PM
TheYellowDart$25.00$25.009/28/2010 3:23:30 PM
jblack01$25.00$25.009/28/2010 3:24:35 PM
KiwiElf$30.00$30.009/28/2010 3:31:34 PM
EBITDA$25.00$25.009/28/2010 2:52:38 PM
Cybercusp$25.00$25.009/28/2010 3:31:47 PM
benefit-piano5$25.00$25.009/28/2010 3:32:35 PM
yomanie$50.00$50.009/28/2010 3:26:03 PM
0600Zulu$25.00$25.009/28/2010 3:26:07 PM
Wowzer$25.00$25.009/28/2010 3:26:16 PM
thrifty-capital$25.00$25.009/28/2010 3:32:46 PM
moola-monger9$50.00$50.009/28/2010 3:26:22 PM
DER$50.00$50.009/28/2010 3:26:26 PM
youthful-greenback3$25.00$25.009/28/2010 3:23:19 PM
prophecy$50.00$50.009/28/2010 3:26:49 PM
kginatl$50.00$50.009/28/2010 3:27:17 PM
Kijib$25.00$25.009/28/2010 3:24:06 PM
chief_wo$25.00$25.009/28/2010 3:24:15 PM
Rdodson11$25.00$25.009/28/2010 3:24:23 PM
karpman3$50.00$50.009/28/2010 3:27:56 PM
famous-hope$25.00$25.009/28/2010 3:28:27 PM
seisen$100.00$100.009/28/2010 3:28:51 PM
LAM26$25.00$25.009/28/2010 3:29:09 PM
miked8303$25.00$25.009/28/2010 3:26:19 PM
natobruin$50.00$50.009/28/2010 3:26:29 PM
copper$50.00$50.009/28/2010 3:26:42 PM
stock106$25.00$25.009/28/2010 3:26:48 PM
bold-yield-rumbler$25.00$25.009/28/2010 3:26:54 PM
jonbozeman$25.00$25.009/28/2010 3:30:26 PM
efficient-marketplace$50.00$50.009/28/2010 3:27:39 PM
leverage-hawk$25.00$25.009/28/2010 3:27:49 PM
finance_mba$25.00$25.009/28/2010 3:28:07 PM
shiny-dollar9$25.00$25.009/28/2010 3:28:29 PM
nodrivelpls$25.00$25.009/28/2010 3:28:59 PM
b2m80s$25.00$25.009/28/2010 3:32:08 PM
inspiring-reward$100.00$100.009/28/2010 3:29:25 PM
friendly-credit2$25.00$25.009/28/2010 3:30:31 PM
astute-dollar$50.00$50.009/28/2010 3:31:29 PM
Cre8iveCash$25.00$25.009/28/2010 3:34:10 PM
ramsba$50.00$50.009/28/2010 5:38:51 PM
jobani$25.00$25.009/28/2010 3:32:40 PM
lagnisiruk$25.00$25.009/28/2010 3:36:08 PM
green-capital-hornet$25.00$25.009/28/2010 3:32:53 PM
Learning2Lend$42.28$42.289/28/2010 6:42:06 PM
Bob450$28.00$28.009/28/2010 4:32:11 PM
bold-careful-finance$25.00$25.009/28/2010 5:47:16 PM
deepblue34$30.00$30.009/28/2010 6:41:41 PM
ethicalhumanist$25.00$25.009/28/2010 6:25:13 PM
LongTail$25.00$2.269/28/2010 11:38:54 PM
tornandfrayed$40.73$40.739/29/2010 5:36:32 AM
credit-missile$25.00$25.009/28/2010 10:31:15 PM
toomanyfishtanks$25.00$25.009/29/2010 7:24:36 AM
DUDE66$25.44$25.449/28/2010 11:27:56 PM
FinanceEngine$25.00$25.009/29/2010 9:21:39 AM
Leshan$33.33$33.339/29/2010 8:06:56 AM
kulender$100.00$100.009/22/2010 9:40:38 AM
villagers$36.59$36.599/22/2010 9:44:58 AM
6moonbeams$25.00$25.009/22/2010 9:41:46 AM
tech310$50.00$50.009/22/2010 9:43:33 AM
AlexTrep$25.00$25.009/22/2010 9:43:54 AM
consummate-loyalty1$100.00$100.009/22/2010 3:14:28 PM
musegaze$100.00$100.009/22/2010 3:06:07 PM
AF-Chief$25.00$25.009/24/2010 7:32:39 AM
rescue$100.00$100.009/24/2010 12:59:24 PM
a-bountiful-trade$25.00$25.009/24/2010 3:59:28 PM
ferocious-exchange3$50.00$50.009/24/2010 4:39:41 PM
bill-mushroom$25.00$25.009/24/2010 8:42:09 PM
108lender$100.00$100.009/25/2010 10:54:17 AM
b-rent$25.00$25.009/27/2010 2:50:45 PM
momoney2lend$25.00$25.009/27/2010 3:59:44 PM
funfamilyX4$25.00$25.009/27/2010 3:57:19 PM
new-social-economist$80.00$80.009/27/2010 3:58:07 PM
pfh$25.00$25.009/27/2010 3:59:07 PM
RMB-Investments$50.00$50.009/27/2010 3:57:03 PM
mtquan$25.00$25.009/27/2010 4:00:08 PM
airrbob$50.00$50.009/27/2010 3:57:42 PM
burrito6$25.00$25.009/27/2010 3:58:59 PM
richboy56$25.00$25.009/27/2010 3:59:22 PM
treasure-bliss$50.00$50.009/27/2010 3:59:53 PM
a-power-amigo$25.00$25.009/27/2010 4:00:22 PM
missing-link$25.00$25.009/28/2010 12:55:37 AM
head$25.00$25.009/28/2010 5:23:05 AM
Dowanhill$50.00$50.009/28/2010 7:27:14 AM
larrybird$150.00$150.009/28/2010 8:57:16 AM
kegs$100.00$100.009/28/2010 9:04:05 AM
somebody32$25.00$25.009/28/2010 3:24:08 PM
tuneman1980$25.00$25.009/28/2010 3:24:13 PM
red-favorable-basis$25.00$25.009/28/2010 3:25:44 PM
orange-dollar-guild$25.00$25.009/28/2010 3:26:05 PM
DGC_Lending$25.00$25.009/28/2010 3:26:17 PM
saysana$25.00$25.009/28/2010 3:26:34 PM
ferocious-finance$25.00$25.009/28/2010 3:26:40 PM
honorable-yield$35.00$35.009/28/2010 3:26:46 PM
blackstar$25.00$25.009/28/2010 3:26:52 PM
lendmedo$25.00$25.009/28/2010 3:26:57 PM
social-conductor4$25.00$25.009/28/2010 3:27:09 PM
Boxhead$50.00$50.009/28/2010 3:27:35 PM
calinno2$50.00$50.009/28/2010 3:27:59 PM
persevering$31.47$31.479/28/2010 3:28:09 PM
jamiee73$25.00$25.009/28/2010 3:28:35 PM
macgeek$50.00$50.009/28/2010 3:29:06 PM
economy-producer$25.00$25.009/28/2010 3:29:23 PM
geniusj$25.00$25.009/28/2010 3:12:50 PM
noble-revenue$100.00$100.009/28/2010 3:29:28 PM
witty-openness$25.00$25.009/28/2010 3:29:33 PM
calm-deal7$25.00$25.009/28/2010 3:26:04 PM
financial-frenzy$46.84$46.849/28/2010 3:12:44 PM
turbolozano$25.00$25.009/28/2010 3:32:46 PM
kindness-hickory5$50.00$50.009/28/2010 3:26:20 PM
deadbabyseal$25.00$25.009/28/2010 3:32:57 PM
thedreamer$50.00$50.009/28/2010 3:26:24 PM
YurshotCapital$50.00$50.009/28/2010 3:26:43 PM
rogue_monster$25.00$25.009/28/2010 3:26:51 PM
barefootpaul$25.00$25.009/28/2010 3:24:22 PM
kain11286$50.00$50.009/28/2010 3:27:30 PM
Crewhippie$32.56$32.569/28/2010 3:28:49 PM
marcomnzs$25.00$25.009/28/2010 3:29:02 PM
tstaub1234$25.00$25.009/28/2010 3:26:13 PM
FeedTheMachine$28.20$28.209/28/2010 3:29:18 PM
AMCal$50.00$50.009/28/2010 3:26:18 PM
balanced-bill7$50.00$50.009/28/2010 3:26:23 PM
Sateesh$100.00$100.009/28/2010 3:29:32 PM
genuine-responsibility8$50.00$50.009/28/2010 3:26:37 PM
jono9999$47.57$47.579/28/2010 3:30:00 PM
trade-freshmaker$50.00$50.009/28/2010 3:26:57 PM
p2p-harmony$25.00$25.009/28/2010 3:30:11 PM
marketplace-cello5$25.00$25.009/28/2010 3:27:10 PM
zorg77$25.00$25.009/28/2010 3:27:44 PM
lender987654321$25.00$25.009/28/2010 3:28:05 PM
DeutscheBank$25.00$25.009/28/2010 3:31:17 PM
affluence-tycoon$25.00$25.009/28/2010 3:28:48 PM
investment-star$50.00$50.009/28/2010 3:29:35 PM
loanshark4u$25.00$25.009/28/2010 3:32:55 PM
the-determined-value$25.00$25.009/28/2010 3:31:26 PM
diversification-pilot$25.00$25.009/28/2010 3:32:39 PM
kubien$25.00$25.009/28/2010 3:32:49 PM
icecoldcash$25.00$25.009/28/2010 3:32:58 PM
income-pillow$25.00$25.009/28/2010 3:37:37 PM
marketplace-spark$25.00$25.009/28/2010 3:36:15 PM
polish00$28.08$28.089/28/2010 3:39:26 PM
nicklds$25.00$25.009/28/2010 6:07:04 PM
hopeful-asset9$25.00$25.009/28/2010 6:03:55 PM
runner262$25.00$25.009/28/2010 11:21:47 PM
bettndon$26.48$26.489/28/2010 11:38:37 PM
credit-missile$25.00$25.009/28/2010 10:31:30 PM
credit-missile$25.00$25.009/28/2010 10:30:59 PM
Digs$25.00$25.009/28/2010 11:22:07 PM
MissionMicroFinance$25.00$25.009/28/2010 11:28:24 PM
bid-papyrus$31.53$31.539/28/2010 11:38:17 PM
elegant-bonus$25.00$25.009/29/2010 8:21:36 AM
johnk317$25.00$25.009/29/2010 8:24:30 AM
aquistoyraul$25.00$25.009/29/2010 9:15:46 AM
jybank$25.00$25.009/29/2010 9:13:04 AM
201 bids
 
Borrower Payment Dependent Notes Series 477092
This series of Notes was issued and sold upon the funding of the borrower loan #44749, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 36.6% Auction start date:  Sep-27-2010 
  Auction end date:  Oct-04-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $271.42
Final lender yield: 25.50% Final borrower rate/APR: 26.50% / 30.03% Final monthly payment: $243.34
 
Auction yield range: 16.79% - 34.00% Estimated loss impact: 38.07%  
Lender servicing fee: 1.00% Estimated return: -12.57%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Apr-1985 Debt/Income ratio: 30%
Credit score: 640-659 (Sep-2010) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 1 Current / open credit lines: 20 / 20Length of status:4y 1m
Amount delinquent: $6,439 Total credit lines: 61 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $19,217Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 94%  
   Homeownership: Yes  
Screen name: rnbusy Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 3 On-time: 75 ( 100% ) 640-659 (Latest)
Principal borrowed: $18,500.00< 31 days late: 0 ( 0% )  
660-679 (Aug-2009)
640-659 (Feb-2008)
620-639 (Dec-2007)
660-679 (Oct-2006)
 
Principal balance: $4,468.61 31+ days late: 0 ( 0% )
Total payments billed: 75  
Description
Re-List - Pls. Read -4th Pros Loan
Purpose of loan:
This loan will be used to? Work toward becoming debt free. I will use this loan to pay off?debt quicker.The payment will be lower than what I am currently paying and I will then use that money to continue becoming debt free.This is a commitment I am completely driven to achieve.

My financial situation:
I am a good candidate for this loan because? I am dependable and reliable, have been working in health care for over 30 years, committed to only 3 facilities during that time. I have?NEVER defaulted on anything in my life and am grateful for my dependable income. I pay ALL my bills on time, ALWAYS.?The delinquency showing currently is?INACCURATE as during a re-age with the same mortgage?company, it made the old payments appear late, and they?have?ALREADY FIXED?this issue.I would be glad to provide specifics if needed.?I am honest and hard-working, and totally committed to removing debt from my life.?I am currently in a Master's program, which is the?source of?some of my debt.Five years ago, we refinanced our mortgage to ten years so that the house would be paid by the time we retire. This raised our debt ratio, and before the economy crash, it was not seen as such a negatve?factor.I HAVE PAID ALL PREVIOUS PROSPER LOANS WITH 100% PERFECT HISTORY. My experience with prosper has been very positive and the vision of people helping people is what America stands for,I WOULD NEVER TAKE ADVANTAGE OF THAT. It is the major reason I chose the profession?of Health Care.?Thank you all for your consideration and I would be glad to answer any questions you may have. You will not regret helping me reach my goals.

Monthly net income: $ 5700.00

Monthly expenses: $
??Housing: $ 1300.00
??Insurance: $ 130.00
??Car expenses: $ 0
??Utilities: $ 150.00
??Phone, cable, internet: $?60.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 150.00
??Credit cards and other loans: $ 800.00
??Other expenses: $ 200.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
RainyDayFunds$25.00$25.009/27/2010 7:54:42 PM
Aberdeen$400.00$400.009/30/2010 6:57:49 PM
Aberdeen$400.00$400.009/30/2010 6:57:48 PM
Aberdeen$400.00$400.009/30/2010 6:57:54 PM
golffish2$100.00$100.0010/1/2010 5:56:47 AM
golffish2$100.00$100.0010/1/2010 5:59:01 AM
realtormoises$25.00$25.0010/1/2010 8:34:34 PM
LittleMingo$38.89$38.8910/2/2010 2:10:09 AM
mikeandcat$100.00$100.0010/2/2010 7:23:30 PM
nashibaksi$25.00$25.0010/2/2010 6:26:44 PM
progressive-treasure1$100.00$100.0010/2/2010 8:38:29 PM
vulgy$25.00$25.0010/2/2010 8:34:50 PM
penny-plato$25.00$25.0010/3/2010 7:03:35 AM
deepblue34$30.00$30.0010/3/2010 9:03:11 AM
a-resplendent-commitment$30.00$30.0010/3/2010 7:24:34 AM
Green-Baron$25.00$25.0010/3/2010 9:52:13 AM
sibling_rivalry$57.78$57.7810/3/2010 1:01:11 PM
mikeandcat$100.00$100.0010/3/2010 7:12:15 PM
SolarMoonshine$25.00$25.0010/3/2010 6:13:25 PM
Tizzo27$28.38$28.3810/3/2010 8:49:10 PM
mikeandcat$96.05$96.0510/3/2010 7:13:31 PM
wealth-samaritan2$136.14$136.1410/3/2010 7:39:00 PM
eboomer2611$25.00$25.0010/4/2010 4:52:16 AM
WonByOne$50.00$50.009/28/2010 11:07:05 AM
Aberdeen$500.00$500.009/30/2010 6:57:49 PM
Aberdeen$400.00$400.009/30/2010 6:57:55 PM
reflective-rupee$25.00$25.009/30/2010 7:45:03 PM
Aberdeen$400.00$400.009/30/2010 6:57:53 PM
Aberdeen$500.00$500.009/30/2010 6:57:50 PM
golffish2$100.00$100.0010/1/2010 6:01:15 AM
hillerod$25.00$25.0010/1/2010 10:39:15 AM
fairness-atmosphere$25.00$25.0010/1/2010 12:29:38 PM
shawnw2$411.38$411.3810/1/2010 10:03:26 PM
Brighter_Future$50.00$50.0010/1/2010 8:20:50 PM
bizzzond$165.66$165.6610/1/2010 11:11:36 PM
doopers$25.00$25.0010/2/2010 7:11:26 AM
EverettFinancial$25.00$25.0010/2/2010 5:30:56 PM
Moe87$50.00$50.0010/2/2010 8:57:28 PM
G-Love$500.00$500.0010/3/2010 6:48:30 AM
snm2001$25.00$25.0010/2/2010 10:54:41 PM
mjsk$25.00$25.0010/3/2010 6:31:52 AM
farchoir$25.00$25.0010/3/2010 3:03:45 PM
minnesotafinancial$25.00$25.0010/3/2010 7:08:31 PM
Bob450$25.00$25.0010/3/2010 7:27:58 PM
diversification-maple1$25.00$25.0010/3/2010 8:19:13 PM
first-genuine-bid$27.45$27.4510/3/2010 6:36:47 PM
papaloha$1,000.00$145.4510/3/2010 7:02:13 PM
WinterUSMC$32.82$32.8210/3/2010 9:37:31 PM
AlexTrep$25.00$25.0010/3/2010 8:08:48 PM
loanasauras$25.00$25.0010/4/2010 4:20:06 AM
Phatt-Daddy$25.00$25.0010/4/2010 5:40:57 AM
51 bids
 
Borrower Payment Dependent Notes Series 477138
This series of Notes was issued and sold upon the funding of the borrower loan #44714, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,800.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 3.5% Auction start date:  Sep-27-2010 
  Auction end date:  Oct-04-2010 
 
Starting lender yield: 9.88% Starting borrower rate/APR: 10.88% / 13.00% Starting monthly payment: $91.51
Final lender yield: 7.99% Final borrower rate/APR: 8.99% / 11.08% Final monthly payment: $89.03
 
Auction yield range: 3.79% - 9.88% Estimated loss impact: 3.52%  
Lender servicing fee: 1.00% Estimated return: 4.47%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Dec-1996 Debt/Income ratio: 4%
Credit score: 720-739 (Sep-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 3Length of status:1y 8m
Amount delinquent: $0 Total credit lines: 9 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,368Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 22%  
   Homeownership: No  
Screen name: payout-sniffer Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Kicking Credit Cards to the Curb
Hi,

My name is Bill and I am a paralegal going to law school at night. Over last few semesters I have bought my books with credit cards along with a few other items/bills. I am hoping to find a lower rate than the one I have on my cards right now so that I can make it easier on myself to get out of debt. I have a Fidelity Visa with a 13.99% APR that I owe $1,012.33 on.? I also have an AMEX with a $13.33% APR that I owe $1,783.72 on.? I chose my rate as 10.88% as it makes my APR 13.00%

I have a steady job in the profession I am currently in school for and I am just hoping to work hard until I can use my advanced degree to get a better job. I promise you my monthly payments will not be a burden to me and it will be a pleasure to pay you back instead of the credit card companies that have been buying my books for me. If you check my debt to income ratio, you can see that this credit card debt is the only debt to my name thanks to very generous parents who paid for my college education.

Thank you for your time and I hope you will help me out!

Bill

Income:

My income varies month to month depending on how much overtime I work.? As a base, I make $20/hr for a 40 hour work week.? I also make time and a half after that.? I usually work 5-10 hours more.? If I don't work overtime, which almost never happens, I make $626.23 a week.

Expenses (a month):

Rent: $900 (includes water and heat)
Electricity: about $80
Transportation: $0? I live close enough to school and work that I can walk
Pharmacy: $30
Cell: $104
My roommate pays for cable.
My food and entertainment expenses vary but since I work and go to school at night I don't have that much free time on my hands.

Again, thank you for your time and perhaps loan.

P.S.? I'm the tall one in the picture.? The shorter guy is my younger brother.

Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What's your monthly payment on the credit cards and how much will this loan reduce your current payments - this should obviously free up some cash. Thanks - RPR
A: I usually try to pay around $50 to $60 a month per card. My Visa minimum payment is $19 and my AMEX is $34. So while I was paying more than the minimum, this will free up about $10 to $30 extra every month. Thank you for the question and please ask more if you have them. (Sep-30-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
PAPAT$25.00$25.009/28/2010 5:53:28 AM
conqueror359$60.00$60.009/28/2010 11:57:40 AM
bill-booster5$25.00$25.009/28/2010 7:26:43 PM
haryassman$25.00$25.009/30/2010 11:05:33 AM
interstellar$50.00$50.0010/1/2010 2:03:58 AM
Kelor99$25.00$25.0010/1/2010 9:41:54 AM
CPA-Banker$25.00$25.0010/1/2010 11:31:20 AM
beachfunder$25.00$25.0010/1/2010 2:04:45 PM
dproxima$25.00$25.0010/2/2010 6:18:24 AM
mwb$25.00$25.0010/2/2010 10:58:33 AM
JedClampett$75.00$75.0010/2/2010 3:28:16 PM
word140$25.00$25.0010/3/2010 6:26:49 AM
G-Love$500.00$500.0010/3/2010 4:32:25 PM
Charmart$25.00$25.0010/3/2010 3:52:50 PM
Johnab$25.00$25.0010/3/2010 6:11:19 PM
JohnSmith10$50.00$50.0010/3/2010 8:33:54 PM
amlu1988$25.00$25.0010/4/2010 7:13:30 AM
bankofriverside$79.48$79.4810/4/2010 6:38:06 AM
dreamhope$25.00$25.0010/4/2010 7:03:16 AM
nickel-banshee$77.07$77.0710/4/2010 7:08:42 AM
debt-legend$25.00$25.0010/4/2010 7:34:23 AM
Jofga$25.00$25.0010/4/2010 9:25:20 AM
atlas100$50.00$50.0010/4/2010 8:29:31 AM
leverage-reaction$25.00$25.0010/4/2010 10:42:41 AM
nbah123$50.00$50.0010/4/2010 10:13:09 AM
loan-adventurer7$50.00$50.0010/4/2010 11:02:58 AM
moneytolend72$25.00$25.0010/4/2010 11:40:36 AM
revenue-appraiser$25.00$25.0010/4/2010 2:06:39 PM
Chesterite$55.00$55.0010/4/2010 2:01:41 PM
relaxation688$25.00$25.0010/4/2010 2:33:30 PM
first-serene-credit$50.00$50.009/27/2010 7:09:33 PM
Figure4$25.00$25.009/27/2010 6:33:22 PM
RandyL3$25.00$25.009/28/2010 7:07:12 AM
lostperception$25.54$25.549/28/2010 3:01:06 PM
bornsucka$25.00$25.009/29/2010 11:52:21 PM
finance-burger$25.00$25.009/30/2010 7:37:55 AM
CreditBuilder2$250.00$0.899/30/2010 10:50:51 AM
gavinsp$25.00$25.009/30/2010 12:36:17 PM
marwadi-62$25.00$25.009/30/2010 6:53:40 PM
JerryB96$25.00$25.009/30/2010 8:38:01 PM
qkinger$50.00$50.0010/1/2010 9:18:42 AM
GALERXLoans$36.00$36.0010/1/2010 8:10:00 AM
blindtaxidriver$25.00$25.0010/1/2010 9:38:10 AM
Cherrypicker$40.00$40.0010/1/2010 12:02:56 PM
bambampk$25.00$25.0010/2/2010 11:38:03 AM
GarciaCompany$25.00$25.0010/2/2010 10:35:41 PM
diverse-transparency$25.00$25.0010/3/2010 9:39:49 AM
ultimate-commitment$25.00$25.0010/3/2010 1:56:35 PM
EliteCapital$40.00$40.0010/3/2010 7:13:44 PM
penny-finder$26.10$26.1010/3/2010 7:20:14 PM
theloanteacher$25.00$25.0010/3/2010 5:53:18 PM
MattProsper$50.00$50.0010/3/2010 7:10:20 PM
kmcolo$25.00$25.0010/3/2010 7:03:51 PM
fireman4$30.00$30.0010/4/2010 4:28:53 AM
wwwUniversal$25.00$25.0010/4/2010 1:21:39 AM
lm150$25.00$25.0010/4/2010 7:07:20 AM
crw1950$50.00$50.0010/4/2010 7:50:43 AM
dgagli1$48.33$48.3310/4/2010 8:30:05 AM
LeoBUSIIT$25.00$25.0010/4/2010 8:33:52 AM
Astyanax$100.00$100.0010/4/2010 9:39:21 AM
euro-deployment$25.00$25.0010/4/2010 9:17:17 AM
Caidin$25.00$25.0010/4/2010 9:40:49 AM
cwegert$41.51$41.5110/4/2010 10:33:00 AM
HomerdohNY$25.00$25.0010/4/2010 11:24:04 AM
elvisloans$25.00$25.0010/4/2010 12:10:49 PM
blue-useful-auction$25.00$25.0010/4/2010 1:35:24 PM
kander80$25.00$25.0010/4/2010 2:52:29 PM
friendinmoney$25.00$25.0010/4/2010 2:49:59 PM
EretzCapital$40.08$40.0810/4/2010 2:50:49 PM
69 bids
 
Borrower Payment Dependent Notes Series 477276
This series of Notes was issued and sold upon the funding of the borrower loan #44711, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,900.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.8% Auction start date:  Sep-29-2010 
  Auction end date:  Oct-06-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $201.36
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.05% Final monthly payment: $201.36
 
Auction yield range: 10.79% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-1997 Debt/Income ratio: 59%
Credit score: 640-659 (Sep-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 12Length of status:7y 7m
Amount delinquent: $0 Total credit lines: 15 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,354Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 34%  
   Homeownership: No  
Screen name: kind-vigilance-force Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
New beginnings- The pay off
Purpose of loan:
This loan will be used to? get back on track! I never imagined I would wind up divorced and left with a large amount of debt because of it.? I am working at building a better life for myself and a major part of that is paying off what I owe. As a result of the divorce I was left with 2 vehicles in my name.? I have a buyer for my ex-husbands vehicle but I still owe more on its loan than what I can sell it for.? This Prosper loan would allow me to pay off the current loan so I can sell it and have a much cheaper monthly payment in the process. This would be a huge step in alleviating this financial stress.? Let's the ball rolling!! (ps. a lower rate would REALLY help!!)

My financial situation:
I am a good candidate for this loan because? Though my credit rating is just fair, I always pay everything. I don't have any late/delinquent payments on my record.? I have a steady, well paying job that thankfully I'm in no jeopardy of losing in this very unsteady economy. I live very frugally so that I can make payments to things that I owe. I just want to be debt free!!

Monthly net income: $ 2000

Monthly expenses: $?1900

Housing: $ 490?
Insurance: $ 120?
Car expenses: $ 505?
Utilities: $ 100?
Phone, cable, internet: $ 100?
Food, entertainment: $ 40?
Clothing, household expenses $ 25?
Credit cards and other loans: $ 520?
Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What is your occupation? - RecoveryLender
A: I am an Assistant Home Supervisor in a group home for people with mental retardation/developmental disabilities. (Oct-06-2010)
Q: Hi- I was wondering what your occupation was. Thank you and good luck! - diversification-maple1
A: I am the Assistant Home Supervisor for a group home for people with mental retardation/developmental disabilities. (Oct-06-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
a-bountiful-trade$25.00$25.009/29/2010 2:44:38 PM
kulender$100.00$100.009/29/2010 2:53:10 PM
6moonbeams$25.00$25.009/29/2010 2:53:28 PM
handshake5$100.00$100.009/29/2010 2:49:33 PM
bid-czar8$25.00$25.009/29/2010 2:50:07 PM
agiovasil$25.00$25.009/29/2010 2:53:44 PM
penny-plato$25.00$25.009/29/2010 3:38:41 PM
tech310$50.00$50.009/30/2010 3:39:11 AM
money-bauble$100.00$100.009/30/2010 6:43:58 AM
rescue$80.90$80.909/30/2010 9:08:44 AM
frogperson$150.00$150.009/30/2010 9:15:47 AM
fairness-kayak$25.00$25.009/30/2010 1:14:51 PM
AlexTrep$50.00$50.009/30/2010 2:59:26 PM
simplelender80$30.00$30.009/30/2010 8:34:40 PM
Katburg$25.00$25.0010/1/2010 6:15:23 AM
brother_tam$50.00$50.0010/2/2010 4:18:23 AM
moola-wildebeest3$25.00$25.0010/2/2010 3:13:24 PM
musegaze$25.00$25.0010/2/2010 6:24:06 PM
natural-greenback6$25.00$25.0010/2/2010 8:09:08 PM
Comoparklender$25.25$25.2510/3/2010 3:08:48 AM
bountiful-durability$100.00$100.0010/3/2010 6:07:52 PM
larrybird$67.79$67.7910/4/2010 1:15:10 PM
the-silver-blaster$50.00$50.0010/4/2010 3:38:57 PM
head$25.00$25.0010/4/2010 3:54:21 PM
psa1995$25.00$25.0010/4/2010 6:42:46 PM
whartonmba$25.00$25.0010/4/2010 6:39:17 PM
important-openness1$25.00$25.0010/4/2010 9:32:43 PM
marketplace-cello5$25.00$25.0010/5/2010 1:47:23 AM
papaloha$25.00$25.0010/5/2010 3:02:54 AM
kegs$100.00$100.0010/5/2010 2:24:52 PM
GElender$25.00$25.0010/5/2010 2:24:20 PM
SqueezeKing$25.00$25.0010/5/2010 2:45:48 PM
inventive-exchange$25.00$25.0010/5/2010 2:45:52 PM
Vreet$50.00$50.0010/5/2010 2:50:01 PM
jennifer55126$25.00$25.0010/5/2010 2:50:49 PM
rob1971$50.00$50.0010/5/2010 2:54:19 PM
gold-channel2$50.00$50.0010/5/2010 2:55:29 PM
IIP77$25.00$25.0010/5/2010 2:47:27 PM
burrito6$25.00$25.0010/5/2010 2:59:12 PM
lagnisiruk$25.00$25.0010/5/2010 2:52:42 PM
Philkent$25.00$25.0010/5/2010 2:55:23 PM
point-shooter$50.00$50.0010/5/2010 2:58:42 PM
debtcollector$25.00$10.4010/5/2010 4:28:17 PM
discrete-nickel$115.00$115.0010/5/2010 8:27:16 PM
Brighter_Future$25.00$25.0010/5/2010 9:53:03 PM
goodhearted-basis4$25.00$25.0010/6/2010 1:20:56 AM
E-B$50.00$50.0010/6/2010 3:46:15 AM
umfan123$25.00$25.0010/6/2010 6:08:48 AM
octoberfresh$25.00$25.0010/6/2010 6:35:22 AM
mpatrick$25.00$25.0010/6/2010 7:27:32 AM
booie$25.00$25.0010/6/2010 8:22:41 AM
Smallbear$25.00$25.0010/6/2010 6:21:37 AM
leverage-monger$30.00$30.0010/6/2010 9:48:05 AM
Leshan$33.33$33.3310/6/2010 8:20:11 AM
worthy-bid4$26.70$26.7010/6/2010 9:43:25 AM
DasMula$25.00$25.0010/6/2010 10:29:56 AM
loan-mammal$25.00$25.0010/6/2010 10:18:22 AM
transformer8$50.00$50.0010/6/2010 1:01:48 PM
ultimate-peace$25.00$25.0010/6/2010 1:39:21 PM
diversification-maple1$25.00$25.0010/6/2010 2:06:12 PM
ethicalhumanist$25.00$25.0010/6/2010 2:13:40 PM
YeoLenderSource$30.00$30.0010/6/2010 2:38:12 PM
ingenious-deal6$25.00$25.009/29/2010 2:54:30 PM
b-rent$25.00$25.009/29/2010 2:51:48 PM
payment-gusto$25.00$25.009/29/2010 7:02:17 PM
consummate-loyalty1$99.77$99.779/30/2010 8:34:41 PM
hope-equation$50.00$50.0010/1/2010 6:05:53 AM
cablenews$25.00$25.0010/1/2010 10:49:32 AM
villagers$50.00$50.0010/1/2010 2:52:08 PM
loan-adventurer7$25.00$25.0010/1/2010 11:38:59 PM
Artist_Blue$25.00$25.0010/2/2010 8:09:01 AM
jubilant-auction5$25.00$25.0010/2/2010 12:22:59 PM
108lender$96.50$96.5010/2/2010 4:38:01 PM
gallant-economy9$107.15$107.1510/2/2010 4:59:04 PM
irrelevant$25.00$25.0010/3/2010 6:28:57 PM
JustMee$25.00$25.0010/3/2010 4:26:57 PM
escharfer$25.00$25.0010/4/2010 9:53:11 AM
graceful-investment$100.00$100.0010/4/2010 12:11:56 PM
S-Master$50.00$50.0010/4/2010 2:09:53 PM
JoyfulVegetarian$25.00$25.0010/4/2010 3:37:48 PM
newest-inspiring-power$25.00$25.0010/4/2010 3:36:34 PM
shur$25.00$25.0010/4/2010 3:53:04 PM
asiaratt$50.00$50.0010/4/2010 3:53:27 PM
icecoldcash$30.00$30.0010/4/2010 4:28:03 PM
bnlforever$25.00$25.0010/4/2010 6:39:42 PM
DreamsDoComeTrue$50.00$50.0010/4/2010 10:52:46 PM
jamiee73$25.00$25.0010/5/2010 8:13:53 AM
numitor$50.00$50.0010/5/2010 8:57:52 AM
worldly-penny8$25.00$25.0010/5/2010 9:34:14 AM
chemistry220$50.00$50.0010/5/2010 9:35:46 AM
miked8303$25.00$25.0010/5/2010 12:52:52 PM
squarebob$25.00$25.0010/5/2010 1:13:25 PM
squarebob$25.00$25.0010/5/2010 1:13:41 PM
Preferred-Lender$25.00$25.0010/5/2010 2:48:25 PM
geniusj$25.00$25.0010/5/2010 2:54:22 PM
mtquan$25.00$25.0010/5/2010 2:55:17 PM
rrfgloan$50.00$50.0010/5/2010 2:58:02 PM
bill-mushroom$25.00$25.0010/5/2010 2:59:14 PM
ferocious-exchange3$50.00$50.0010/5/2010 2:59:08 PM
trumpeter5$50.00$50.0010/5/2010 3:19:16 PM
Maetryx$57.92$57.9210/5/2010 5:19:03 PM
dinero-vista2$25.00$25.0010/5/2010 9:32:45 PM
Bob450$25.00$25.0010/5/2010 8:30:01 PM
340$25.00$25.0010/6/2010 1:23:16 AM
loan-adventurer7$36.00$36.0010/6/2010 2:24:47 AM
mammalian4$25.00$25.0010/6/2010 2:24:57 AM
sgt-schultz$25.00$25.0010/6/2010 3:48:43 AM
mckhbnpc$30.00$30.0010/6/2010 8:00:22 AM
paradisenow$25.00$25.0010/6/2010 7:48:40 AM
cj61$25.00$25.0010/6/2010 5:57:05 AM
patriot384$120.00$120.0010/6/2010 8:04:27 AM
laidback59$47.29$47.2910/6/2010 8:56:09 AM
matthewa$25.00$25.0010/6/2010 7:31:06 AM
realtormoises$25.00$25.0010/6/2010 9:38:29 AM
Astyanax$75.00$75.0010/6/2010 10:12:50 AM
NickRac$36.00$36.0010/6/2010 10:27:26 AM
enriching-dollar$40.00$40.0010/6/2010 11:38:51 AM
Phatt-Daddy$25.00$25.0010/6/2010 10:53:32 AM
active-wealth3$25.00$25.0010/6/2010 11:17:21 AM
bsmtloan$75.00$75.0010/6/2010 10:30:53 AM
tedi-tif$50.00$50.0010/6/2010 11:47:26 AM
grampy48$25.00$25.0010/6/2010 12:42:35 PM
HammerSmith$25.00$25.0010/6/2010 2:28:09 PM
123 bids
 
Borrower Payment Dependent Notes Series 477324
This series of Notes was issued and sold upon the funding of the borrower loan #44755, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 3.5% Auction start date:  Sep-29-2010 
  Auction end date:  Oct-06-2010 
 
Starting lender yield: 10.15% Starting borrower rate/APR: 11.15% / 14.74% Starting monthly payment: $49.21
Final lender yield: 7.44% Final borrower rate/APR: 8.44% / 11.97% Final monthly payment: $47.31
 
Auction yield range: 3.79% - 10.15% Estimated loss impact: 3.51%  
Lender servicing fee: 1.00% Estimated return: 3.93%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Aug-1991 Debt/Income ratio: 6%
Credit score: 760-779 (Sep-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:21y 1m
Amount delinquent: $0 Total credit lines: 24 Occupation: Tradesman - Mechani...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,618Stated income:$100,000+
Delinquencies in last 7y: 1 Bankcard utilization: 61%  
   Homeownership: Yes  
Screen name: green-principal-radio Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to?buy a prepaid debit/credit card for my daughter to get tires and wheels for her car and also to help her start building a little credit since she is not quite 18 yet.? She blew a tire a week ago and I think part of the reason it blew is because the wheels are not correct for the car so she really need an entire new set.

My financial situation:
I am a good candidate for this loan because?I have a great job with a great income and the worst part of my financial situation is over (2 years post divorce).? I could swing this myself or in another way but I thought I'd try this out, I'd rather give interest to individual investors or friends and family than to large institutions.? I'm good for it!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Could you explain the delinquency? - Johnab
A: The delinquency was from about 3 years ago at the start of my divorce and one of the bills I thought my wife at the time was taking care of wasn't getting paid. As soon as I found out about it I took care of it but it was too late to keep it from going on my credit. (Sep-30-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
USNavyVet$25.00$25.009/29/2010 2:41:57 PM
rome1426$25.00$25.009/29/2010 4:48:31 PM
interstellar$50.00$50.009/29/2010 3:22:05 PM
loan-adventurer7$50.00$50.0010/2/2010 12:28:06 AM
Chesterite$25.00$25.0010/4/2010 1:59:09 PM
doc1$150.00$150.0010/4/2010 7:44:34 PM
malcolmreynolds$25.00$25.0010/5/2010 3:14:37 PM
sadani$25.00$25.0010/5/2010 4:31:13 PM
marelojay$100.00$14.4410/5/2010 4:11:40 PM
khamen$25.00$25.0010/5/2010 4:55:32 PM
encore02$50.00$50.0010/5/2010 7:02:04 PM
justice-hawk$30.00$30.0010/6/2010 8:06:16 AM
wilchik$40.00$40.0010/6/2010 9:31:20 AM
elvisloans$25.00$25.0010/6/2010 10:03:24 AM
leverage-reaction$25.00$25.0010/6/2010 11:05:06 AM
shellstar$25.56$25.5610/6/2010 1:29:04 PM
principal-lion$50.00$50.0010/6/2010 1:11:59 PM
El_Maestro$25.00$25.0010/6/2010 1:23:46 PM
friendinmoney$25.00$25.0010/6/2010 1:49:01 PM
Jeddy$25.00$25.0010/6/2010 2:12:46 PM
amlu1988$25.00$25.0010/6/2010 2:17:16 PM
Riccous$200.00$200.0010/3/2010 10:57:09 AM
mojii77$50.00$50.0010/3/2010 2:37:43 PM
Caidin$25.00$25.0010/4/2010 1:18:18 PM
dynamic-platinum$25.00$25.0010/4/2010 6:49:21 PM
seineil$50.00$50.0010/5/2010 1:31:36 AM
exchange-squirrel$50.00$50.0010/6/2010 12:20:46 AM
Johnab$25.00$25.0010/6/2010 4:43:47 AM
Spiv_51$25.00$25.0010/6/2010 2:55:41 AM
gdfp158$25.00$25.0010/6/2010 9:16:56 AM
Richmp412$25.00$25.0010/6/2010 9:35:53 AM
orange-agreement-historian$40.00$40.0010/6/2010 10:40:54 AM
implementer538$25.00$25.0010/6/2010 11:26:10 AM
repaymeplease$25.00$25.0010/6/2010 11:44:48 AM
lucrative-coin$50.00$50.0010/6/2010 12:57:31 PM
myextracash$25.00$25.0010/6/2010 2:08:14 PM
diverse-transparency$25.00$25.0010/6/2010 2:26:13 PM
Zachilles$25.00$25.0010/6/2010 2:16:21 PM
kinetic-social$25.00$25.0010/6/2010 2:38:42 PM
39 bids
 
Borrower Payment Dependent Notes Series 477678
This series of Notes was issued and sold upon the funding of the borrower loan #44742, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Oct-01-2010 
  Auction end date:  Oct-03-2010 
 
Starting lender yield: 14.00% Starting borrower rate/APR: 15.00% / 17.17% Starting monthly payment: $173.33
Final lender yield: 12.65% Final borrower rate/APR: 13.65% / 15.80% Final monthly payment: $170.04
 
Auction yield range: 5.79% - 14.00% Estimated loss impact: 5.16%  
Lender servicing fee: 1.00% Estimated return: 7.49%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-1993 Debt/Income ratio: 15%
Credit score: 760-779 (Sep-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:9y 1m
Amount delinquent: $0 Total credit lines: 11 Occupation: Other
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $9,302Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: leverage-healer Borrower's state: Idaho Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 10 ( 100% ) 760-779 (Latest)
Principal borrowed: $2,250.00< 31 days late: 0 ( 0% )  
740-759 (Oct-2009)
 
Principal balance: $1,697.00 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
Time for a better interest rate.
Purpose of loan:
This loan will be used to?
Refinance other debt.

My financial situation:
I am a good candidate for this loan because?
I have a stable income with a prosperous company I have worked for for over 9 years now, and have just been promoted to Asset Manager.? I have a very comfortable personal cash flow.
Monthly net income: $ 3,400.00

Monthly expenses: $ 1,420.00

Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
bountiful-durability$100.00$100.0010/1/2010 2:20:08 PM
authentic-liberty7$25.00$25.0010/1/2010 2:20:20 PM
larrybird$150.00$150.0010/1/2010 2:20:31 PM
agiovasil$25.00$25.0010/1/2010 2:21:12 PM
bid-czar8$100.00$100.0010/1/2010 2:23:28 PM
mike_banker$50.00$50.0010/1/2010 2:24:18 PM
radforj22$25.00$25.0010/1/2010 2:20:45 PM
kmr2$200.00$200.0010/1/2010 2:24:46 PM
psa1995$50.00$50.0010/1/2010 2:24:55 PM
objective-investor$100.00$100.0010/1/2010 2:25:57 PM
JoyfulVegetarian$25.00$25.0010/1/2010 2:26:27 PM
shmb6508$100.00$100.0010/1/2010 2:23:39 PM
Gabriel02$25.00$25.0010/1/2010 2:23:44 PM
jazzlender$25.00$25.0010/1/2010 2:23:49 PM
ichibon$150.00$150.0010/1/2010 2:23:32 PM
Tomeus$75.00$75.0010/1/2010 2:23:54 PM
the-profit-oracle$25.00$25.0010/1/2010 2:28:11 PM
Aimvest$25.00$25.0010/1/2010 2:28:54 PM
red-robust-rupee$25.00$25.0010/1/2010 2:25:18 PM
GElender$75.00$75.0010/1/2010 2:29:31 PM
JohnGalt79$100.00$100.0010/1/2010 2:26:02 PM
teller$41.72$41.7210/1/2010 2:26:21 PM
enthusiastic-balance5$100.00$100.0010/1/2010 2:26:47 PM
hookUup$25.00$25.0010/1/2010 2:27:19 PM
peripatetic$25.00$25.0010/1/2010 2:27:06 PM
tech310$50.00$50.0010/1/2010 2:27:47 PM
escharfer$25.00$25.0010/1/2010 2:28:47 PM
irrelevant$25.00$25.0010/1/2010 2:28:27 PM
bambampk$25.00$25.0010/1/2010 2:46:36 PM
soheagle$50.00$50.0010/1/2010 3:29:43 PM
worldly-community3$50.00$50.0010/1/2010 6:18:02 PM
tolerant-dinero2$25.00$25.0010/2/2010 9:59:25 AM
Preferred-Lender$25.00$25.0010/2/2010 2:28:59 PM
moola-wildebeest3$50.00$50.0010/2/2010 3:13:56 PM
benjamin67$50.00$50.0010/2/2010 2:38:47 PM
sweet-social2$33.00$33.0010/2/2010 6:52:45 PM
enthusiastic-balance5$100.00$100.0010/2/2010 7:55:25 PM
jdnyguy$50.00$50.0010/3/2010 6:06:08 AM
buckyhead2000$25.00$25.0010/2/2010 10:19:10 PM
productive-finance$25.00$25.0010/3/2010 9:27:50 AM
ti22ring$30.00$30.0010/3/2010 11:18:06 AM
NorthlandAlchemist$200.00$200.0010/3/2010 5:11:41 PM
brother_tam$50.00$42.7110/3/2010 4:12:48 PM
nicklds$75.00$75.0010/1/2010 2:20:35 PM
herbyman$50.00$50.0010/1/2010 2:21:21 PM
DRA-Properties$25.00$25.0010/1/2010 2:23:06 PM
studious-bonus7$100.00$100.0010/1/2010 2:23:19 PM
HQLender06851$25.00$25.0010/1/2010 2:18:29 PM
rescue$100.00$100.0010/1/2010 2:18:44 PM
papaloha$100.00$100.0010/1/2010 2:20:30 PM
kegs$150.00$150.0010/1/2010 2:25:05 PM
skuba$50.00$50.0010/1/2010 2:25:49 PM
jigsaw$100.00$100.0010/1/2010 2:23:27 PM
6moonbeams$100.00$100.0010/1/2010 2:26:45 PM
jdwillcox$50.00$50.0010/1/2010 2:24:34 PM
orgy63$25.00$25.0010/1/2010 2:24:15 PM
mtp$50.00$50.0010/1/2010 2:25:37 PM
mla$25.00$25.0010/1/2010 2:26:41 PM
ferocious-camaraderi1$100.00$100.0010/1/2010 2:26:54 PM
gallant-economy9$400.00$400.0010/1/2010 2:27:12 PM
a-finance-nirvana$25.00$25.0010/1/2010 2:28:24 PM
Weaverville$50.00$50.0010/1/2010 2:29:07 PM
orange-resolute-platinum$25.00$25.0010/1/2010 2:29:44 PM
Interstate_Rate$100.00$100.0010/1/2010 2:47:08 PM
CasaDeTomas$100.00$100.0010/1/2010 2:35:03 PM
AF-Chief$50.00$50.0010/1/2010 2:45:30 PM
nickel-hickory$50.00$50.0010/1/2010 2:47:33 PM
gold-channel2$61.57$61.5710/1/2010 2:48:52 PM
jgar_O$25.00$25.0010/1/2010 3:18:16 PM
wwwUniversal$25.00$25.0010/1/2010 4:57:49 PM
aganippe$25.00$25.0010/1/2010 4:07:53 PM
Barky52$25.00$25.0010/1/2010 5:41:21 PM
Gobsek$25.00$25.0010/1/2010 7:07:46 PM
loan-adventurer7$50.00$50.0010/2/2010 12:41:04 AM
loan-adventurer7$36.00$36.0010/1/2010 11:39:23 PM
marketplace-cello5$50.00$50.0010/2/2010 12:13:46 AM
lending_well$25.00$25.0010/2/2010 6:53:02 AM
CSinvestments$25.00$25.0010/2/2010 8:30:06 AM
efficient-treasure0$25.00$25.0010/2/2010 3:18:50 PM
Easystreet$25.00$25.0010/2/2010 10:47:53 PM
Cherrypicker$30.00$30.0010/3/2010 11:00:11 AM
Artist_Blue$25.00$25.0010/3/2010 9:42:48 AM
ericgassercom$50.00$50.0010/3/2010 1:38:13 PM
83 bids
 
Borrower Payment Dependent Notes Series 477730
This series of Notes was issued and sold upon the funding of the borrower loan #44720, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,300.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.8% Auction start date:  Oct-01-2010 
  Auction end date:  Oct-08-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 32.10% Starting monthly payment: $53.42
Final lender yield: 19.19% Final borrower rate/APR: 20.19% / 24.59% Final monthly payment: $48.44
 
Auction yield range: 10.79% - 26.50% Estimated loss impact: 11.26%  
Lender servicing fee: 1.00% Estimated return: 7.93%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-1986 Debt/Income ratio: 28%
Credit score: 700-719 (Sep-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 8Length of status:16y 1m
Amount delinquent: $0 Total credit lines: 30 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $147,844Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 92%  
   Homeownership: Yes  
Screen name: waytenmom Borrower's state: Florida Borrower's group: Future Innovations
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Visit Sponsored Child in Guatemala
Purpose of loan:
This loan will be used for my 14 year old daughter and me to visit a child in Guatemala who our family sponsors through Christian Foundation for Children and Aging (that is our sponsored child in the picture).? It is desperately important to me to expose my daughter to a much broader perspective of the world than she gains as a middle class American teenager.?

My financial situation:
I have worked very, very hard to get out of using credit cards; we do not have credit cards anymore and the ones we do have we are methodically paying down on.? For the purpose of this trip, I need to pay a $200 deposit, complete the rest of the trip fees and purchase airline tickets by 5/1/11.? It's important enough to me to make the sacrifice of monthly payments, and I'd certainly rather do it through peer-to-peer lending than through a credit card company.

Monthly net income: $ 4,900

Monthly expenses: $
??Housing: $ 1,700
??Insurance: $ 150
??Car expenses: $ 550
??Utilities: $ 500
??Phone, cable, internet: $ 300
??Food, entertainment: $ 900
??Clothing, household expenses $ 300
??Credit cards and other loans: $ 1500
??Other expenses: $ 300
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
wlm3012$25.00$25.0010/6/2010 6:41:41 PM
contract-high-five$25.00$25.0010/7/2010 12:53:35 AM
kf88$25.00$25.0010/7/2010 5:13:03 PM
leverage-reaction$25.00$25.0010/7/2010 11:40:13 PM
larryboy10$25.00$25.0010/7/2010 10:44:25 PM
aquistoyraul$25.00$25.0010/8/2010 8:23:18 AM
loan-adventurer7$500.00$500.0010/7/2010 11:37:57 PM
resplendent-peace7$25.00$25.0010/8/2010 10:40:11 AM
social-zebra$26.00$26.0010/8/2010 12:19:35 PM
farblest$68.88$68.8810/8/2010 10:19:32 AM
DasMula$25.00$25.0010/8/2010 11:58:05 AM
2grindstones$25.00$25.0010/8/2010 12:25:30 PM
exchange-squirrel$25.00$25.0010/8/2010 12:49:54 PM
DasMula$25.00$25.0010/8/2010 1:56:37 PM
Reliance_Banker$25.00$25.0010/5/2010 7:24:26 PM
loan-adventurer7$36.00$36.0010/6/2010 2:46:12 AM
dood2112$25.00$25.0010/7/2010 12:07:41 AM
Leshan$50.00$50.0010/7/2010 5:57:08 PM
elvisloans$25.00$25.0010/8/2010 6:13:44 AM
bst$25.00$25.0010/7/2010 7:29:56 PM
paceme1$33.36$33.3610/8/2010 8:33:49 AM
wild-orange$30.91$30.9110/8/2010 1:17:44 AM
Bobtep23$53.03$53.0310/8/2010 10:15:31 AM
magnificent-asset3$25.03$25.0310/8/2010 10:21:43 AM
Caidin$25.00$25.0010/8/2010 6:12:24 AM
trade-elm$30.00$30.0010/8/2010 12:45:38 PM
kinetic-social$25.00$25.0010/8/2010 2:14:29 PM
blue-useful-auction$25.00$21.7910/8/2010 2:13:16 PM
28 bids
 
Borrower Payment Dependent Notes Series 477772
This series of Notes was issued and sold upon the funding of the borrower loan #44752, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 24.0% Auction start date:  Sep-30-2010 
  Auction end date:  Oct-05-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $135.71
Final lender yield: 33.50% Final borrower rate/APR: 34.50% / 38.21% Final monthly payment: $134.86
 
Auction yield range: 16.79% - 34.00% Estimated loss impact: 25.98%  
Lender servicing fee: 1.00% Estimated return: 7.52%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Mar-2004 Debt/Income ratio: 26%
Credit score: 700-719 (Sep-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:4y 5m
Amount delinquent: $0 Total credit lines: 6 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $177Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: cannon886 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
paying off my school loan
Purpose of loan:
This loan will be used to? pay off all my debt from when I was in school. There isn't too much left but paying so many different bills is frusterating.

My financial situation:
I am a good candidate for this loan because? I haven't gotten in over my head. I have no problem making any of my payments, I just would prefer to have one payment rather than these small amount payments that pop up?scattered during the month.?

Monthly net income: $ 1500

Monthly expenses: $ 700
??Housing: $ 0
??Insurance: $ 100
??Car expenses: $ 200?
??Utilities: $ 0
??Phone, cable, internet: $ 100?
??Food, entertainment: $?150
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 150
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
CashFlow13$3,000.00$1,381.739/30/2010 7:03:56 PM
blissful-gain$25.00$25.009/30/2010 9:37:26 PM
WinterUSMC$25.00$25.009/30/2010 11:28:54 PM
JustMee$25.00$25.0010/1/2010 5:55:44 AM
marwadi-62$100.00$100.0010/3/2010 1:41:40 PM
DasMula$25.00$25.0010/3/2010 4:28:06 PM
scamps$25.00$25.0010/4/2010 9:35:34 PM
dynamic-platinum$25.00$25.0010/4/2010 6:53:18 PM
larryboy10$25.00$25.0010/4/2010 8:28:34 PM
fizicks06$25.00$25.0010/4/2010 9:21:02 PM
unger$75.00$75.0010/5/2010 4:42:44 PM
loan-tycoon0$25.00$25.009/30/2010 7:07:53 PM
SolarMoonshine$25.00$25.0010/1/2010 3:47:00 AM
reflective-rupee$300.00$300.0010/1/2010 10:18:57 AM
periko$31.55$31.5510/2/2010 8:09:32 AM
kgeezy$25.00$25.0010/3/2010 8:24:56 AM
economy-popcorn$25.00$25.0010/3/2010 11:45:58 AM
best-shiny-hope$25.00$25.0010/4/2010 9:58:44 AM
fizicks06$200.00$200.0010/4/2010 9:30:53 PM
vine99$50.00$50.0010/4/2010 10:17:31 PM
Income-Scout$186.72$186.7210/5/2010 6:27:46 AM
OLYVRC$25.00$25.0010/5/2010 3:38:03 PM
jpaulnyc$25.00$25.0010/5/2010 4:21:58 PM
SFBank$300.00$300.0010/5/2010 4:22:44 PM
24 bids
 
Borrower Payment Dependent Notes Series 477888
This series of Notes was issued and sold upon the funding of the borrower loan #44743, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 9.8% Auction start date:  Oct-04-2010 
  Auction end date:  Oct-08-2010 
 
Starting lender yield: 24.75% Starting borrower rate/APR: 25.75% / 29.26% Starting monthly payment: $100.39
Final lender yield: 21.00% Final borrower rate/APR: 22.00% / 25.44% Final monthly payment: $95.48
 
Auction yield range: 10.79% - 24.75% Estimated loss impact: 10.31%  
Lender servicing fee: 1.00% Estimated return: 10.69%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Nov-1986 Debt/Income ratio: Not calculated
Credit score: 760-779 (Oct-2010) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:1y 0m
Amount delinquent: $0 Total credit lines: 10 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $260Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 27%  
   Homeownership: No  
Screen name: LeadsForHusband Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 760-779 (Latest)
Principal borrowed: $1,750.00< 31 days late: 0 ( 0% )  
680-699 (Nov-2009)
 
Principal balance: $993.69 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
2nd Prosper Loan!!! Perfect pay!!
This is my second Prosper loan...current loan is paid perfect!! In fact pay extra each month and have brought balance down quickly.

This money to be used for miscellaneous expenses (3 day field trip for son; college application fees for other son; and odds and ends around the home) and WILL be paid back PERFECTLY!!!

Prior loan was to buy leads for husband and he is now earning over $6000 month...Thank you all for bidding on prior loan!! Could not have done this without you.

This loan will be paid back quickly and perfectly!!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
top-courteous-peso$50.00$50.0010/4/2010 2:39:10 PM
JustMee$25.00$25.0010/4/2010 5:58:16 PM
penny-plato$25.00$25.0010/4/2010 7:16:25 PM
SolarMoonshine$25.00$25.0010/5/2010 3:44:43 AM
FinanceEngine$30.00$30.0010/6/2010 11:24:45 AM
wyogirllender$25.00$25.0010/6/2010 1:03:04 PM
freefly67$25.00$25.0010/6/2010 5:13:55 PM
loan-adventurer7$36.00$36.0010/6/2010 10:01:21 PM
diversification-maple1$25.00$25.0010/7/2010 5:42:25 AM
ALANGREANSPAN$25.00$25.0010/7/2010 9:43:07 AM
ore-jedi$25.00$25.0010/7/2010 9:55:12 AM
riverflow$60.00$60.0010/7/2010 12:17:32 PM
boomer5$25.00$25.0010/7/2010 11:01:46 AM
rakem777$25.00$25.0010/7/2010 12:07:35 PM
cbivitz$200.00$200.0010/7/2010 2:53:06 PM
SeeksValue$25.00$25.0010/7/2010 3:34:53 PM
wlm3012$25.00$25.0010/7/2010 3:20:38 PM
papaloha$100.00$72.6510/7/2010 6:47:11 PM
KTOWN$30.00$30.0010/7/2010 9:17:19 PM
Riccous$230.00$230.0010/7/2010 11:10:24 PM
lucrative-durability$25.00$25.0010/7/2010 8:29:58 PM
Land_on_your_feet$50.00$50.0010/8/2010 3:57:31 AM
Barrayaran$25.00$25.0010/8/2010 4:20:35 AM
Soulphoniks-Holdings$50.00$50.0010/7/2010 6:54:38 PM
new-social-economist$50.00$50.0010/7/2010 10:34:43 PM
transaction-circuit$50.00$50.0010/4/2010 2:40:35 PM
trade-goblin9$25.00$25.0010/4/2010 4:42:09 PM
DasMula$25.00$25.0010/4/2010 5:07:28 PM
sflash$25.00$25.0010/4/2010 8:05:32 PM
economy-popcorn$25.00$25.0010/4/2010 7:16:35 PM
SOP_Bank$25.00$25.0010/5/2010 6:31:19 AM
best-commanding-funds$26.25$26.2510/5/2010 10:07:24 AM
loanman2007$75.00$75.0010/5/2010 10:03:28 AM
4Horseman$25.00$25.0010/5/2010 8:50:40 PM
MoneyBag4366$25.00$25.0010/5/2010 10:22:33 PM
neorunner$25.00$25.0010/6/2010 12:09:09 PM
illinois_joe$25.00$25.0010/6/2010 3:46:22 PM
genuine-integrity0$25.00$25.0010/6/2010 6:58:14 PM
loan-adventurer7$36.00$36.0010/6/2010 10:00:41 PM
GrowthAspirations$25.00$25.0010/6/2010 11:13:42 PM
gjm6d$25.00$25.0010/7/2010 2:42:56 AM
Paxman84$27.00$27.0010/7/2010 6:30:32 AM
enthusiastic-balance5$100.00$100.0010/7/2010 12:07:49 PM
integrity-doctor$100.00$100.0010/7/2010 1:44:41 PM
Gandalf0001$30.77$30.7710/7/2010 1:47:40 PM
Bcs-cnc$25.00$25.0010/7/2010 1:57:12 PM
SkinnyFish$50.00$50.0010/7/2010 3:04:56 PM
bambampk$50.00$50.0010/7/2010 4:09:10 PM
Reliance_Banker$32.63$32.6310/7/2010 4:41:42 PM
redwraith$25.00$25.0010/7/2010 3:00:07 PM
interest-goblin$25.00$25.0010/7/2010 3:17:21 PM
credit-guard5$25.00$25.0010/7/2010 6:56:33 PM
leverage-reaction$25.00$25.0010/7/2010 11:03:09 PM
ChoiceInvestments$25.00$25.0010/8/2010 1:28:41 AM
j5505$188.00$188.0010/7/2010 6:54:42 PM
neptuno$50.70$50.7010/8/2010 2:27:24 AM
serene-capital$25.00$25.0010/7/2010 8:32:01 PM
57 bids
 
Borrower Payment Dependent Notes Series 476879
This series of Notes was issued and sold upon the funding of the borrower loan #44745, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.8% Auction start date:  Sep-23-2010 
  Auction end date:  Sep-30-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $205.47
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.05% Final monthly payment: $205.47
 
Auction yield range: 10.79% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-2006 Debt/Income ratio: Not calculated
Credit score: 700-719 (Sep-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:4y 6m
Amount delinquent: $0 Total credit lines: 15 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,329Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 88%  
   Homeownership: No  
Screen name: a-methodical-felicity Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Help us get married!!!!!
Purpose of loan:
This loan will be used to finance our wedding.

My financial situation:
I am a good candidate for this loan because my fiance and I are financially secure.? We have an accurate budget that we follow consistently.? We are fiscally responsible. We both have retirement funds. ? We are both young and in the process of establishing our credit.? We are requesting this loan because we do not want to burden our parents with the cost of a wedding.

Monthly net income: $ 5500

Monthly expenses: $
??Housing: $ 930
??Insurance: $ 100
??Car expenses: $ 500
??Utilities: $ 250
??Phone, cable, internet: $ 200
??Food, entertainment: $ 600
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 300
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
happyaric$50.00$50.009/23/2010 2:31:56 PM
patriot897$25.00$25.009/23/2010 2:32:12 PM
AlexTrep$25.00$25.009/23/2010 2:46:02 PM
6moonbeams$25.00$25.009/23/2010 2:46:27 PM
handshake5$100.00$100.009/23/2010 2:47:15 PM
87Marc$25.00$25.009/23/2010 2:31:31 PM
elegant-bonus$25.00$25.009/23/2010 2:31:34 PM
Comoparklender$25.00$25.009/23/2010 3:26:06 PM
inspiring-reward$141.20$141.209/23/2010 3:27:25 PM
HedgeFund$45.46$45.469/23/2010 4:17:06 PM
nybanker85$35.00$35.009/23/2010 4:17:39 PM
agiovasil$25.00$25.009/23/2010 3:58:23 PM
silverloan$25.00$25.009/23/2010 3:24:52 PM
MrMoney0622$25.00$25.009/23/2010 4:14:16 PM
jga516$25.00$25.009/23/2010 4:15:23 PM
hope-hickory$25.00$25.009/23/2010 4:29:16 PM
dollardave$100.00$100.009/23/2010 6:28:21 PM
SolarMoonshine$25.00$25.009/24/2010 3:51:31 AM
JustMee$25.00$25.009/24/2010 8:01:47 AM
ralf206$25.00$25.009/26/2010 5:18:35 PM
Iloanyoumoney$25.00$25.009/27/2010 7:13:52 AM
whatreality$39.41$39.419/27/2010 7:57:09 AM
durability-halibut$25.00$25.009/27/2010 12:56:34 PM
octoberfresh$25.00$25.009/27/2010 2:19:53 PM
exchange-dreams$25.00$25.009/27/2010 8:00:36 PM
Bocephus1959$50.00$50.009/28/2010 4:37:40 PM
squarebob$25.00$25.009/28/2010 7:57:21 PM
squarebob$25.00$25.009/28/2010 7:57:36 PM
Bob450$25.00$25.009/28/2010 10:35:33 PM
FinanceEngine$25.00$25.009/29/2010 9:29:35 AM
mcgovern2024$25.00$25.009/29/2010 10:01:29 AM
Katzenjammer$25.00$25.009/29/2010 10:47:52 AM
tedi-tif$50.00$50.009/29/2010 1:25:56 PM
Land_on_your_feet$40.00$40.009/29/2010 2:53:00 PM
exponential-peace5$25.00$25.009/29/2010 5:36:40 PM
justasoldier$30.01$30.019/29/2010 8:27:58 PM
revenue-youngster$25.00$25.009/29/2010 4:55:00 PM
skillful-asset5$31.50$31.509/29/2010 5:32:43 PM
GrowthAspirations$50.00$50.009/29/2010 9:55:55 PM
surgeon3$25.00$25.009/29/2010 7:21:56 PM
jybank$25.00$25.009/29/2010 10:27:57 PM
friendinmoney$25.00$25.009/29/2010 10:36:56 PM
a-resplendent-commitment$50.00$50.009/29/2010 9:40:06 PM
MapleLaker$40.00$40.009/30/2010 6:45:42 AM
realtormoises$25.00$25.009/30/2010 6:48:04 AM
corporatejim$30.00$30.009/30/2010 5:16:06 AM
wonder3$25.00$25.009/30/2010 5:57:59 AM
credit-maverick1$50.00$50.009/30/2010 7:23:05 AM
Cluvnupe06$25.00$25.009/30/2010 8:59:58 AM
leverage-monger$25.00$25.009/30/2010 9:38:35 AM
MrMoneyBags$25.00$25.009/30/2010 8:10:01 AM
Leshan$33.33$33.339/30/2010 8:26:27 AM
frogperson$150.00$150.009/30/2010 8:54:38 AM
preventivepestcontrol$75.00$75.009/30/2010 10:45:21 AM
EliteCapital$25.00$25.009/30/2010 10:59:19 AM
brightest-dignified-penny$25.00$25.009/30/2010 10:22:41 AM
minnesotafinancial$25.00$25.009/30/2010 12:35:09 PM
AM2171$25.00$25.009/30/2010 12:53:12 PM
ethicalhumanist$50.00$50.009/30/2010 12:15:40 PM
DasMula$25.00$25.009/30/2010 1:15:52 PM
JohnQGalt$30.00$30.009/30/2010 1:32:57 PM
danza$25.00$25.009/30/2010 1:33:18 PM
pious-gold$28.22$28.229/30/2010 1:51:56 PM
moola-monger9$50.00$50.009/30/2010 2:14:32 PM
mistrmark$50.00$50.009/30/2010 2:01:37 PM
Ocean713$50.00$50.009/23/2010 2:31:33 PM
money-bauble$50.00$50.009/23/2010 2:31:50 PM
kulender$100.00$100.009/23/2010 2:43:16 PM
danthemon35$25.00$25.009/23/2010 3:12:32 PM
bountiful-durability$25.00$25.009/23/2010 3:27:24 PM
AF-Chief$25.00$25.009/23/2010 3:12:33 PM
flexiboy35$25.00$25.009/23/2010 3:24:55 PM
1nvest$25.00$25.009/23/2010 3:25:46 PM
dschaaf$25.00$25.009/23/2010 4:15:04 PM
soulful-truth$25.00$25.009/23/2010 4:18:35 PM
tech310$50.00$50.009/23/2010 4:20:45 PM
Cai8899$50.00$50.009/23/2010 6:28:12 PM
dedicated-diversification5$100.00$27.569/23/2010 6:28:18 PM
Lam0nt$25.00$25.009/23/2010 6:28:17 PM
Milonguero$100.00$100.009/24/2010 8:55:08 PM
contract-high-five$25.00$25.009/24/2010 8:32:54 PM
deepblue34$30.00$30.009/27/2010 7:15:30 PM
marketplace-spark$25.00$25.009/27/2010 9:53:34 PM
reflective-rupee$250.00$250.009/28/2010 1:37:47 PM
SFBank$300.00$300.009/28/2010 6:34:46 PM
blue-dollar-viking$25.00$25.009/28/2010 5:16:08 PM
squarebob$25.00$25.009/28/2010 7:57:02 PM
manatee21$100.00$100.009/29/2010 7:25:48 AM
autoconnection$25.00$25.009/29/2010 4:27:19 AM
ore-dojo$50.00$50.009/29/2010 9:53:41 AM
tomoe$25.00$25.009/29/2010 11:02:38 AM
luann199$31.43$31.439/29/2010 11:50:28 AM
trumpeter5$50.00$50.009/29/2010 8:10:58 PM
attractive-fund$76.13$76.139/29/2010 6:12:38 PM
prudent-dough$25.00$25.009/29/2010 5:32:45 PM
mckhbnpc$30.00$30.009/29/2010 9:10:47 PM
favorite-commerce$50.00$50.009/29/2010 6:11:11 PM
bsmtloan$75.00$75.009/29/2010 9:48:27 PM
MattProsper$30.00$30.009/29/2010 9:52:12 PM
attractive-rate$25.00$25.009/30/2010 2:22:19 AM
golffish2$100.00$100.009/30/2010 4:30:17 AM
JeramyU$25.00$25.009/30/2010 6:53:53 AM
sentimental-euro$30.00$30.009/30/2010 8:30:40 AM
El_Profesional$25.00$25.009/30/2010 8:34:50 AM
szetheli$157.00$157.009/30/2010 7:44:12 AM
worthy-bid4$25.00$25.009/30/2010 9:13:15 AM
first-dinero-igloo$26.75$26.759/30/2010 8:22:38 AM
hawk357$30.00$30.009/30/2010 8:29:01 AM
wealth-multiplier$25.00$25.009/30/2010 9:21:55 AM
_NaLNaBB$100.00$100.009/30/2010 11:07:04 AM
truenorth5$50.00$50.009/30/2010 12:04:20 PM
druidpoet$27.00$27.009/30/2010 2:18:22 PM
revenue-appraiser$30.00$30.009/30/2010 1:05:32 PM
social-zebra$25.00$25.009/30/2010 2:11:59 PM
grampy48$25.00$25.009/30/2010 2:28:46 PM
115 bids
 
Borrower Payment Dependent Notes Series 476903
This series of Notes was issued and sold upon the funding of the borrower loan #44699, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 6.0% Auction start date:  Sep-24-2010 
  Auction end date:  Oct-01-2010 
 
Starting lender yield: 14.15% Starting borrower rate/APR: 15.15% / 17.32% Starting monthly payment: $104.22
Final lender yield: 11.89% Final borrower rate/APR: 12.89% / 15.03% Final monthly payment: $100.92
 
Auction yield range: 5.79% - 14.15% Estimated loss impact: 6.15%  
Lender servicing fee: 1.00% Estimated return: 5.74%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Apr-2006 Debt/Income ratio: 14%
Credit score: 700-719 (Sep-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:0y 3m
Amount delinquent: $0 Total credit lines: 13 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,956Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 65%  
   Homeownership: Yes  
Screen name: WildcatKentucky Borrower's state: Kentucky Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Refinancing Credit Card Debt
Purpose of loan:
This loan will be used to consolidate debt on my credit cards at a lower interest rate.

My financial situation:
I am a good candidate for this loan because I have a steady job with almost $50k in yearly income. I hold a bachelor's degree in financial management and always pay my bills on time.

Monthly net income: $ 3,000

Monthly expenses: $?1,600


Information in the Description is not verified.
Friends And Family Winning Bids
VeteranLender has bid a total of $100.00 in winning bids.
"I highly recommend this guy. He will have no problem paying this loan. I am bidding $100 because I know he is not a risk."
1 friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
penny-plato$25.00$25.009/26/2010 9:29:08 AM
wlm3012$25.00$25.009/26/2010 12:35:19 PM
atomantic$25.00$25.009/27/2010 6:45:49 PM
MonkeyHero$25.00$25.009/27/2010 9:48:01 PM
stephen_c01$25.00$25.009/28/2010 12:19:29 AM
trade-goblin9$25.00$25.009/28/2010 6:15:53 PM
conductor146$25.00$25.009/28/2010 9:46:55 PM
productive-finance$28.41$28.419/30/2010 12:06:43 AM
Snoclaf$25.00$25.009/30/2010 12:18:18 PM
Byrd24$100.00$100.009/30/2010 5:11:31 PM
Lender0307$25.00$25.009/30/2010 9:15:46 PM
bear01$30.00$30.009/30/2010 9:05:28 PM
rockhound84$25.00$25.0010/1/2010 1:36:02 AM
midifool$25.00$25.0010/1/2010 3:01:07 AM
MSTCOURTJESTER$50.00$50.0010/1/2010 4:20:14 AM
estancias$25.00$25.0010/1/2010 6:21:01 AM
a-resplendent-commitment$25.00$25.0010/1/2010 7:14:21 AM
bluflame9940$30.00$30.0010/1/2010 6:56:21 AM
CashBank$25.00$25.0010/1/2010 9:41:12 AM
revenue-sapling$100.00$100.0010/1/2010 1:02:18 PM
n036939$25.00$25.0010/1/2010 1:18:09 PM
UCSBGAUCHOS$30.00$30.0010/1/2010 1:33:37 PM
one-midas$50.00$48.7210/1/2010 1:38:39 PM
friendinmoney$25.00$25.0010/1/2010 11:24:05 AM
jcw3rd$25.00$25.0010/1/2010 1:56:51 PM
moneytolend72$25.00$25.0010/1/2010 12:34:34 PM
loanman2007$100.00$100.0010/1/2010 1:00:05 PM
Bcs-cnc$100.00$100.0010/1/2010 1:03:09 PM
noble-marketplace$25.00$25.0010/1/2010 2:20:50 PM
EliteCapital$25.00$25.0010/1/2010 2:12:58 PM
merciful-yield$272.31$272.3110/1/2010 2:11:13 PM
lucrative-coin$100.00$100.0010/1/2010 2:28:21 PM
thebadpelican$25.00$25.0010/1/2010 2:28:35 PM
corporatejim$27.00$27.0010/1/2010 2:30:25 PM
bondhedger$25.00$25.009/24/2010 5:46:58 PM
VeteranLender$100.00$100.009/24/2010 5:45:54 PM
twerns$40.00$40.009/24/2010 5:54:43 PM
exchange-dreams$25.00$25.009/24/2010 8:08:51 PM
colospgs$25.00$25.009/25/2010 2:28:16 AM
Cherrypicker$35.00$35.009/27/2010 11:09:48 AM
Mindful7$25.00$25.009/27/2010 12:11:01 PM
Trygs$25.00$25.009/28/2010 10:58:02 AM
JaceSpade$25.00$25.009/28/2010 3:34:53 PM
ultimate-commitment$25.00$25.009/28/2010 3:46:12 PM
KSPHoldings$25.00$25.009/28/2010 4:26:39 PM
katnmouse$30.00$30.009/29/2010 3:16:37 PM
FundMaker$25.00$25.009/29/2010 4:16:16 PM
Johnab$25.00$25.009/30/2010 8:38:22 AM
Biazza$29.64$29.649/30/2010 2:07:20 PM
marwadi-62$100.00$100.009/30/2010 6:43:13 PM
trade-elm$30.00$30.009/30/2010 4:10:58 PM
TakeCare$50.00$50.009/30/2010 5:52:13 PM
debt-legend$25.00$25.009/30/2010 5:16:19 PM
gmv814$50.00$50.009/30/2010 6:11:20 PM
gogrannygo$25.00$25.009/30/2010 11:37:48 PM
amlu1988$25.00$25.009/30/2010 8:37:35 PM
420limo$25.00$25.009/30/2010 9:44:25 PM
exchange-squirrel$50.00$50.0010/1/2010 12:08:05 AM
thisbucksforu$25.00$25.0010/1/2010 3:19:35 AM
gunderstone$25.00$25.0010/1/2010 5:36:28 AM
mpatrick$25.00$25.0010/1/2010 7:45:14 AM
klemer$25.00$25.0010/1/2010 7:24:31 AM
hasbegun$25.00$25.0010/1/2010 8:02:42 AM
Earn_money$25.00$25.0010/1/2010 8:14:39 AM
radiant-return$31.00$31.0010/1/2010 9:36:10 AM
dpries123$25.00$25.0010/1/2010 8:51:45 AM
scientists$25.00$25.0010/1/2010 9:03:55 AM
pythia$25.00$25.0010/1/2010 10:12:21 AM
goodhearted-basis4$25.00$25.0010/1/2010 9:14:49 AM
dime-bigwig4$25.00$25.0010/1/2010 1:58:48 PM
mgking007$100.00$100.0010/1/2010 2:14:55 PM
covie$50.00$50.0010/1/2010 2:16:26 PM
SamuelChee$110.92$110.9210/1/2010 2:21:57 PM
corporatejim$27.00$27.0010/1/2010 2:29:51 PM
74 bids
 
Borrower Payment Dependent Notes Series 477021
This series of Notes was issued and sold upon the funding of the borrower loan #44708, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $25,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.6% Auction start date:  Sep-27-2010 
  Auction end date:  Oct-04-2010 
 
Starting lender yield: 7.25% Starting borrower rate/APR: 8.25% / 8.59% Starting monthly payment: $786.30
Final lender yield: 7.25% Final borrower rate/APR: 8.25% / 8.59% Final monthly payment: $786.30
 
Auction yield range: 2.79% - 7.25% Estimated loss impact: 1.55%  
Lender servicing fee: 1.00% Estimated return: 5.70%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Aug-1976 Debt/Income ratio: 10%
Credit score: 740-759 (Sep-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 9Length of status:5y 2m
Amount delinquent: $0 Total credit lines: 20 Occupation: Principal
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,122Stated income:$100,000+
Delinquencies in last 7y: 1 Bankcard utilization: 5%  
   Homeownership: No  
Screen name: market-steward Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Finance POs from major retailers
Our Company has been in business over 5 years, and profitable for 3+ years. We have product in over 75,000 retail stores including Walmart, Best Buy, Wagreens, Staples, and 45 others. We just launched a new line of products and orders are exceeding our present ability to manufacture. We would like to finance these purchase orders. Revenues in 2009 were $1.6M and we expect to see revenues reach $2.0M+ this year. First purchase was $105,000 from major video chain and new POs arriving weekly. Stable growing business limited only by our ability to access capital for inventory, has a cost of goods of 45%, and fixed overhead under $60,000 a month.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What is the existing product line and the new one about to launch? - MonkeyHero
A: Our flagship product is ScratchOut, the leading CD & DVD scratch-repair product nationwide. It is available at Best Buy, Blockbuster, and 75,000 retail stores in the US and Canada. Over 2.5 million units sold in 2009 & 2010. The new product is New Screen and it is the best screen cleaner for phones, lap tops, computers, and TVs. Both are ?impulse-buy? products which sell for $6.99 and most often placed at cash registers and end caps creating high volume. (Sep-29-2010)
Q: How much do you have outstanding to Blockbuster prior to their filing for chapter 11 ? - doobieBear
A: No exposure to Blockbuster. We moved their account from Terms to Consignment in June 2009 when we considered them a credit risk. We review all retail creditors regularly for credit worthiness and make adjustments as needed. (Sep-30-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
irisheyes9$50.00$50.009/27/2010 3:20:15 PM
riproaringrapids$25.00$25.009/27/2010 3:20:17 PM
thoughtful-community7$25.00$25.009/27/2010 3:21:32 PM
cebgop$25.00$25.009/27/2010 3:21:53 PM
consomedia$45.35$45.359/27/2010 3:23:20 PM
platinum-genetics$25.00$25.009/27/2010 3:23:54 PM
Weaverville$50.00$50.009/27/2010 3:19:48 PM
radforj22$100.00$100.009/27/2010 3:20:18 PM
life-is-great$50.00$50.009/27/2010 3:20:30 PM
meux99$50.00$50.009/27/2010 3:21:15 PM
moneyfriend$50.00$50.009/27/2010 3:25:17 PM
important-ore$50.00$50.009/27/2010 3:25:20 PM
cash-sensai2$25.00$25.009/27/2010 3:21:48 PM
kanakakm$50.00$50.009/27/2010 3:25:29 PM
murren$25.00$25.009/27/2010 3:22:15 PM
Ripsaw4U$50.00$50.009/27/2010 3:22:23 PM
acropiloterau2002$25.00$25.009/27/2010 3:22:29 PM
harmonious-moola7$50.00$50.009/27/2010 3:22:39 PM
SDNLR$25.00$25.009/27/2010 3:26:22 PM
schpere$25.00$25.009/27/2010 3:19:38 PM
saysana$26.00$26.009/27/2010 3:19:55 PM
whistledicksmith$50.00$50.009/27/2010 3:23:26 PM
4XKcWfGvp9kC3ELjo4pL$25.00$25.009/27/2010 3:26:45 PM
Merganser$25.00$25.009/27/2010 3:19:59 PM
cachecrew$50.00$50.009/27/2010 3:26:51 PM
lovelongandprosper$27.16$27.169/27/2010 3:23:47 PM
ethical-point$50.00$50.009/27/2010 3:24:06 PM
OTtherapy$50.00$50.009/27/2010 3:24:12 PM
progressive-rupee$50.00$50.009/27/2010 3:27:42 PM
Railbird$25.00$25.009/27/2010 3:27:44 PM
money-bauble$100.00$100.009/27/2010 3:27:48 PM
marketplace-cello5$50.00$50.009/27/2010 3:28:29 PM
tekkie2412$50.00$50.009/27/2010 3:28:32 PM
MoneyU4IA$50.00$50.009/27/2010 3:25:14 PM
lesharn414$25.00$25.009/27/2010 3:28:45 PM
auction-sage$25.00$25.009/27/2010 3:28:50 PM
a-exponential-hope$25.00$25.009/27/2010 3:22:20 PM
kulender$25.00$25.009/27/2010 3:25:49 PM
KeepOnRunning$50.00$50.009/27/2010 3:23:17 PM
generous-deal6$50.00$50.009/27/2010 3:24:03 PM
mrbanker$100.00$100.009/27/2010 3:30:53 PM
market-socrates4$50.00$50.009/27/2010 3:25:11 PM
MarinLoans$25.00$25.009/27/2010 3:25:36 PM
organized-payment6$50.00$50.009/27/2010 3:25:41 PM
peerlender$25.00$25.009/27/2010 3:28:55 PM
windfall46$25.00$25.009/27/2010 3:29:47 PM
kenji4861$50.00$50.009/27/2010 3:26:42 PM
LAKESPRING$25.00$25.009/27/2010 3:26:48 PM
Castellan$50.00$50.009/27/2010 3:31:00 PM
bazaar-nirvana$50.00$50.009/27/2010 3:27:32 PM
engaging-worth$25.00$25.009/27/2010 3:27:37 PM
ericgassercom$25.00$25.009/27/2010 3:28:34 PM
authoritative-capital$25.00$25.009/27/2010 3:29:56 PM
currency-persimmon$25.00$25.009/27/2010 3:30:15 PM
Avala$100.00$100.009/27/2010 3:31:12 PM
Aimvest$25.00$25.009/27/2010 3:43:11 PM
DukSerduk$25.00$25.009/27/2010 3:46:14 PM
KiwiElf$40.00$40.009/27/2010 3:43:24 PM
tuneman1980$25.00$25.009/27/2010 3:43:57 PM
lloyd_s$25.00$25.009/27/2010 3:49:03 PM
rosie777$30.00$30.009/27/2010 3:45:19 PM
BeachWalkz$50.00$50.009/27/2010 3:46:40 PM
SARMAR$25.00$25.009/27/2010 3:45:00 PM
Cai8899$51.44$51.449/27/2010 3:45:23 PM
adir1$25.00$25.009/27/2010 3:45:44 PM
Ivan2007$50.00$50.009/27/2010 3:45:50 PM
diplomatic-wealth7$100.00$100.009/27/2010 3:45:57 PM
Vreet$50.00$50.009/27/2010 3:46:11 PM
meenan$25.00$25.009/27/2010 3:49:02 PM
pavelz$50.00$50.009/27/2010 3:49:12 PM
Rivervale_Westwood$25.00$25.009/27/2010 3:51:00 PM
MechEngineer$25.00$25.009/27/2010 3:51:08 PM
afotherg$48.62$48.629/27/2010 3:52:20 PM
Mr_Bigmoney$25.00$25.009/27/2010 3:49:40 PM
community-pipeline8$50.00$50.009/27/2010 4:09:03 PM
Int_PrinRateTime4000$40.00$40.009/27/2010 4:08:21 PM
useful-p2ploan$50.00$50.009/27/2010 4:08:49 PM
hopethisworks$39.21$39.219/27/2010 4:09:44 PM
aasx1108$25.00$25.009/27/2010 4:10:12 PM
ogmanny$50.00$50.009/27/2010 4:23:40 PM
ITGuy$25.00$25.009/27/2010 5:33:27 PM
SeaLoans$25.00$25.009/27/2010 7:03:29 PM
Ciphernetic$25.00$25.009/27/2010 6:08:48 PM
psa1995$50.00$50.009/27/2010 8:33:27 PM
robertmm25$50.00$50.009/27/2010 10:02:07 PM
himanshuko$25.00$25.009/27/2010 11:19:43 PM
ItsJustMe79$32.98$32.989/27/2010 11:20:34 PM
jengachamp$25.00$25.009/27/2010 9:42:16 PM
japher$50.00$50.009/27/2010 11:20:32 PM
revenue-officer36$29.92$29.929/27/2010 11:21:36 PM
Steveoo1$29.13$29.139/28/2010 12:01:51 AM
julijask$25.00$25.009/28/2010 12:19:14 AM
slgilligan$50.00$50.009/27/2010 10:25:22 PM
zigzagz03$50.00$50.009/27/2010 11:19:44 PM
japerk$50.00$50.009/27/2010 11:19:55 PM
jaker$25.00$25.009/27/2010 11:59:36 PM
jga516$25.00$25.009/27/2010 11:22:14 PM
lagnisiruk$25.00$25.009/28/2010 3:03:18 AM
johntina$25.46$25.469/28/2010 12:00:54 AM
paladin847$26.86$26.869/28/2010 12:35:03 AM
Yankeeeagle$25.00$25.009/28/2010 12:16:17 AM
DLock99$50.00$50.009/28/2010 5:07:31 AM
Namrok$25.00$25.009/28/2010 5:07:47 AM
blissful-note7$25.00$25.009/28/2010 5:08:41 AM
HunterSix$25.00$25.009/28/2010 5:08:55 AM
degster$25.00$25.009/28/2010 5:09:00 AM
gethsemane4$25.00$25.009/28/2010 12:19:51 AM
andymax$50.00$50.009/28/2010 5:07:31 AM
Tahoeguy$50.00$50.009/28/2010 5:08:00 AM
SourDoughSteve$25.00$25.009/28/2010 5:08:07 AM
chinolatino$50.00$50.009/28/2010 6:23:46 AM
henmota$25.00$25.009/28/2010 5:08:40 AM
6moonbeams$100.00$100.009/28/2010 4:58:25 AM
trade-freshmaker$50.00$50.009/28/2010 5:07:27 AM
HUMPTIDUMPTI$50.00$50.009/28/2010 5:07:32 AM
investment-star$200.00$200.009/28/2010 5:07:44 AM
kochan123$50.00$50.009/28/2010 5:07:48 AM
TheMeadway1$25.00$25.009/28/2010 5:08:04 AM
Microfinancer$50.00$50.009/28/2010 8:17:11 AM
djh47a$25.00$25.009/28/2010 7:37:07 AM
ingenious-order783$25.00$25.009/28/2010 8:11:41 AM
bold-careful-finance$25.00$25.009/28/2010 9:27:09 AM
shanedog$25.00$25.009/28/2010 9:39:01 AM
woodenshoes$50.00$50.009/28/2010 11:37:11 AM
bigballer105$100.00$100.009/28/2010 10:27:03 AM
jsmith1450$50.00$50.009/28/2010 11:48:44 AM
samo102us$25.00$25.009/28/2010 1:12:15 PM
hookUup$25.00$25.009/28/2010 1:47:24 PM
zyztemboy$25.00$25.009/28/2010 2:18:31 PM
leeball$39.47$39.479/28/2010 12:32:14 PM
mattpet$25.00$25.009/28/2010 2:18:36 PM
cjohnson041$25.00$25.009/28/2010 2:20:39 PM
skillful-diversification2$25.00$25.009/28/2010 2:20:58 PM
johannesfactotum$35.00$35.009/28/2010 2:21:50 PM
YellowJacket$25.00$25.009/28/2010 2:22:17 PM
dollar-spy$25.00$25.009/28/2010 2:18:26 PM
BorrowLend$25.00$25.009/28/2010 2:18:32 PM
guardlender$25.00$25.009/28/2010 2:18:45 PM
beachbum22$25.00$25.009/28/2010 2:18:50 PM
dignified-funds7$25.00$25.009/28/2010 2:19:00 PM
budyzr$25.00$25.009/28/2010 2:20:05 PM
TheReaderRabbit$25.00$25.009/28/2010 2:20:43 PM
Westerly$50.00$50.009/28/2010 2:20:49 PM
sensible-gain884$50.00$50.009/28/2010 2:21:09 PM
pubnat$25.00$25.009/28/2010 2:21:36 PM
js60l$25.00$25.009/28/2010 2:21:54 PM
Jofga$25.00$25.009/28/2010 2:18:14 PM
first-pragmatic-note$50.00$50.009/28/2010 2:18:26 PM
smmgnn99$25.00$25.009/28/2010 2:18:29 PM
rcflick$25.00$25.009/28/2010 2:18:35 PM
-------ing247$25.00$25.009/28/2010 2:18:40 PM
fireheart$25.00$25.009/28/2010 2:19:14 PM
poppinkid$50.00$50.009/28/2010 2:19:32 PM
eries$50.00$50.009/28/2010 2:20:42 PM
anwn$50.00$50.009/28/2010 2:20:47 PM
nhm$47.29$47.299/28/2010 2:20:56 PM
the-financier814$25.00$25.009/28/2010 2:21:07 PM
anyoi$50.00$50.009/28/2010 2:22:06 PM
latestone$25.00$25.009/28/2010 2:22:12 PM
ctgscott$25.00$25.009/28/2010 2:22:19 PM
stensonb$25.00$25.009/28/2010 2:33:02 PM
friendly-credit2$100.00$100.009/28/2010 2:33:14 PM
p2p-harmony$25.00$25.009/28/2010 2:28:19 PM
harty$50.00$50.009/28/2010 2:33:30 PM
fireboss$50.00$50.009/28/2010 2:33:45 PM
gocubsgo22$25.00$25.009/28/2010 2:33:50 PM
sensible-trade$100.00$100.009/28/2010 2:34:06 PM
lost-money-so-far-on-these$25.00$25.009/28/2010 2:36:48 PM
acsej$25.00$25.009/28/2010 2:33:07 PM
stoopidnoodle$25.00$25.009/28/2010 2:33:31 PM
AnxiousAirman$50.00$50.009/28/2010 2:33:56 PM
mscomeaux$25.00$25.009/28/2010 2:34:13 PM
money-floret$50.00$50.009/28/2010 2:32:36 PM
xphile$25.00$25.009/28/2010 2:36:51 PM
alverado$27.18$27.189/28/2010 2:37:00 PM
cleared2land$25.00$25.009/28/2010 2:33:06 PM
TheColoradoDon$25.00$25.009/28/2010 3:25:22 PM
DDHMoney$25.00$25.009/28/2010 2:33:27 PM
CaptainBlueberry$25.00$25.009/28/2010 2:33:30 PM
rakstar$50.00$50.009/28/2010 2:38:10 PM
Live-Joy$50.00$50.009/28/2010 2:33:47 PM
djc314$50.00$50.009/28/2010 2:33:53 PM
brutusbone$50.00$50.009/28/2010 2:34:09 PM
SunsetCoastCapital$25.00$25.009/28/2010 2:34:42 PM
anakinsolo$25.00$25.009/28/2010 2:39:21 PM
Katburg$35.51$35.519/28/2010 3:25:15 PM
mnmcarve$42.98$42.989/28/2010 3:24:09 PM
eronyc$29.19$29.199/28/2010 3:24:44 PM
canisian$25.00$25.009/28/2010 4:57:35 PM
ramsba$50.00$50.009/28/2010 5:38:31 PM
the-transaction-stronghold$50.00$50.009/28/2010 3:49:19 PM
LiquidRaptor$25.00$25.009/28/2010 5:16:44 PM
Scott0007$25.00$25.009/28/2010 8:02:16 PM
PA2LA$25.00$25.009/28/2010 9:16:59 PM
zone6$50.00$50.009/28/2010 6:04:08 PM
scottr$25.00$25.009/28/2010 5:57:15 PM
PaulW$25.00$25.009/28/2010 11:20:15 PM
winlender$25.00$25.009/28/2010 6:26:58 PM
Emgolda$25.00$25.009/29/2010 3:13:07 AM
jasperpants$25.00$25.009/28/2010 11:20:28 PM
Iowa65$25.06$25.069/28/2010 11:22:15 PM
Patrician$31.46$31.469/28/2010 11:21:31 PM
ramsbladder$25.00$25.009/28/2010 11:41:17 PM
skuba$50.00$50.009/29/2010 12:32:05 AM
ChristopherHS$25.00$25.009/29/2010 2:42:15 AM
JGB$100.00$100.009/29/2010 9:12:14 AM
bayareainv$74.29$74.299/29/2010 7:27:43 AM
janus_god$25.00$25.009/29/2010 8:24:20 AM
gallant-economy9$400.00$400.009/29/2010 8:37:38 AM
winter-vigilance$25.00$25.009/29/2010 9:37:11 AM
best-ingenious-funds$25.00$25.009/29/2010 9:37:37 AM
Plotinus$26.38$26.389/29/2010 9:53:30 AM
dritter$25.00$25.009/29/2010 9:53:49 AM
Trevor_C$25.00$25.009/29/2010 9:54:10 AM
pbenjamin$25.00$25.009/29/2010 4:52:00 PM
Sleg$31.58$31.589/29/2010 4:25:11 PM
Edge-City$25.00$25.009/29/2010 4:38:14 PM
funds-fir$25.00$25.009/29/2010 6:47:33 PM
pinnacle10$25.00$25.009/29/2010 7:23:48 PM
easylender$25.00$25.009/29/2010 11:24:07 PM
tsquared_030$34.24$34.249/29/2010 11:51:38 PM
jblack01$25.00$25.009/29/2010 11:52:16 PM
dparkhom$25.00$25.009/29/2010 11:55:35 PM
phoko$25.00$25.009/29/2010 10:52:06 PM
interest-exec9$25.00$25.009/30/2010 12:09:39 AM
Flatfoot$25.00$25.009/29/2010 11:35:10 PM
Sigonio$26.89$26.899/29/2010 11:37:22 PM
WorldlyWorker$25.00$25.009/29/2010 11:52:48 PM
mrpowers5531$25.00$25.009/30/2010 2:02:01 AM
spiritual-bonus9$50.00$50.009/30/2010 9:37:11 AM
MONEYLENDER101$100.00$100.009/30/2010 8:22:08 AM
spa224$25.00$25.009/30/2010 8:07:47 AM
safe-kindness5$50.00$50.009/30/2010 9:37:47 AM
bomdel$25.00$25.009/30/2010 9:41:04 AM
dsnybnd$25.00$25.009/30/2010 10:45:11 AM
Immunologist$25.00$25.009/30/2010 10:47:27 AM
KamiKen$31.68$31.689/30/2010 12:12:25 PM
lend_to_you$25.00$25.009/30/2010 1:24:51 PM
REVSTJ999$50.00$50.009/30/2010 1:42:35 PM
tolstoy00$25.00$25.009/30/2010 2:03:52 PM
papy$25.00$25.009/30/2010 2:20:33 PM
LoanBrkr$25.00$25.009/30/2010 1:38:52 PM
friendly-credit2$100.00$100.009/30/2010 2:33:35 PM
trade-caper$25.00$25.009/30/2010 3:22:31 PM
Seadrag367$25.00$25.009/30/2010 3:22:41 PM
skywalkerR5$25.00$25.009/30/2010 4:33:11 PM
m3498$25.00$25.009/30/2010 6:09:09 PM
glimmering-credit4$25.00$25.009/30/2010 9:57:45 PM
fantastic-investment$200.00$200.009/30/2010 8:52:52 PM
perlindc$95.01$95.019/30/2010 8:23:00 PM
fair-funds$25.00$25.009/30/2010 9:17:47 PM
adama_48$28.57$28.5710/1/2010 2:17:24 AM
johnsails$32.35$32.3510/1/2010 3:01:25 AM
StWaldo$25.00$25.0010/1/2010 1:13:16 AM
boola1010$26.80$26.8010/1/2010 1:13:25 AM
bouvierchamp$34.86$34.8610/1/2010 1:26:41 AM
kanewna$27.29$27.2910/1/2010 1:28:39 AM
tech310$50.00$50.0010/1/2010 1:34:01 AM
Thecozychick$25.00$25.0010/1/2010 4:09:49 AM
sajitk$25.00$25.0010/1/2010 2:02:47 AM
Anny-Disco$100.00$100.0010/1/2010 4:58:21 AM
boogaboogabooga$25.00$25.0010/1/2010 2:47:16 AM
nv$25.00$25.0010/1/2010 2:45:51 AM
rmsyvt$25.00$25.0010/1/2010 3:00:04 AM
rate-comforter$25.00$25.0010/1/2010 3:31:21 AM
bugleusmc$25.00$25.0010/1/2010 4:09:54 AM
yachey$25.00$25.0010/1/2010 4:37:55 AM
dollardave$100.00$100.0010/1/2010 5:51:58 AM
best-decisive-peace$34.17$34.1710/1/2010 6:03:27 AM
seabass123$30.00$30.0010/1/2010 7:53:10 AM
derec$25.00$25.0010/1/2010 6:48:59 AM
palpbert$25.00$25.0010/1/2010 6:58:15 AM
interstellar$50.00$50.0010/1/2010 7:13:08 AM
cash-champ0$50.00$50.0010/1/2010 8:17:56 AM
lounges$30.00$30.0010/1/2010 8:57:53 AM
Timchenko_LLC$25.00$25.0010/1/2010 9:58:19 AM
medman$25.00$25.0010/1/2010 10:23:25 AM
cablenews$50.00$50.0010/1/2010 10:48:32 AM
mg144$25.00$25.0010/1/2010 11:16:19 AM
T-L-B$25.00$25.0010/1/2010 12:04:23 PM
4DreamsGroup$250.00$250.0010/1/2010 2:17:37 PM
bhelgarath$25.00$25.0010/1/2010 2:46:20 PM
jcholloway831$25.00$25.0010/1/2010 3:54:43 PM
whata$25.00$25.0010/1/2010 4:52:59 PM
chief_wo$25.00$25.0010/1/2010 5:03:21 PM
beeper2$50.00$50.0010/1/2010 5:35:18 PM
DadWarbucks$40.77$40.7710/1/2010 9:52:49 PM
MrGhost$25.00$25.0010/2/2010 1:40:34 AM
Kijib$25.00$25.0010/2/2010 1:49:27 AM
eyal0$50.00$50.0010/2/2010 3:07:49 AM
excalibur$50.00$50.0010/2/2010 6:12:57 AM
balance6$25.00$25.0010/2/2010 7:07:47 AM
new-reward-sequoia$25.00$25.0010/2/2010 9:28:08 AM
Troutfinder$32.00$32.0010/2/2010 7:33:04 AM
tolerant-dinero2$25.00$25.0010/2/2010 9:59:02 AM
hawaiiangirl76$25.00$25.0010/2/2010 1:33:01 PM
Duchdad$25.00$25.0010/2/2010 4:53:21 PM
jonandmeg21$50.00$50.0010/2/2010 10:48:03 PM
Kame$50.00$50.0010/2/2010 9:03:18 PM
jdnyguy$50.00$50.0010/3/2010 6:35:02 AM
CindysMom$25.00$25.0010/3/2010 8:07:55 AM
refined-income7$25.00$25.0010/3/2010 8:14:15 AM
squarebob$25.00$25.0010/3/2010 11:36:29 AM
BobIrish88$25.00$25.0010/3/2010 2:03:10 PM
murlirao2002$25.00$25.0010/3/2010 4:19:20 PM
lucrative-coin$50.00$50.0010/3/2010 6:26:58 PM
best-generosity-financier$34.57$34.5710/3/2010 6:29:01 PM
thezfunk$25.00$25.0010/4/2010 8:03:24 AM
ultimate-social$25.00$25.0010/4/2010 8:54:25 AM
jbadawg1017$25.00$25.0010/4/2010 10:00:16 AM
loan-photon$50.00$50.0010/4/2010 10:18:08 AM
LAAJ38$25.00$25.0010/4/2010 10:21:02 AM
lavendergirl$25.00$25.0010/4/2010 11:41:43 AM
wwwUniversal$25.00$25.0010/4/2010 11:08:18 AM
kegs$250.00$250.0010/4/2010 11:27:27 AM
porter22$25.00$25.0010/4/2010 12:49:46 PM
first-charming-fund$50.00$50.0010/4/2010 12:52:49 PM
tntmojave$25.00$25.0010/4/2010 2:10:20 PM
larrybird$200.00$200.0010/4/2010 1:51:14 PM
ILfarmboy$100.00$100.0010/4/2010 2:24:34 PM
anton$500.00$422.1110/4/2010 2:57:38 PM
deal-frontier$37.84$37.849/27/2010 3:23:18 PM
wormdc$25.00$25.009/27/2010 3:23:52 PM
GrommetPosse$50.00$50.009/27/2010 3:20:28 PM
unclejaef$25.00$25.009/27/2010 3:21:50 PM
duty-windmill$25.00$25.009/27/2010 3:25:27 PM
GElender$100.00$100.009/27/2010 3:25:34 PM
capital-futurist$50.00$50.009/27/2010 3:25:44 PM
FlexFunding$50.00$50.009/27/2010 3:25:58 PM
delicious-social132$50.00$50.009/27/2010 3:26:16 PM
mizount$25.00$25.009/27/2010 3:23:08 PM
well-rounded-dinero$100.00$100.009/27/2010 3:26:32 PM
elasermd$100.00$100.009/27/2010 3:26:40 PM
alpinaut$25.00$25.009/27/2010 3:19:52 PM
tender-integrity3$50.00$50.009/27/2010 3:26:54 PM
SanJoser$25.00$25.009/27/2010 3:27:07 PM
miamiwill$50.00$50.009/27/2010 3:27:40 PM
agiovasil$100.00$100.009/27/2010 3:21:03 PM
loanfairy$25.00$25.009/27/2010 3:21:08 PM
investment-network$50.00$50.009/27/2010 3:25:09 PM
understanding-marketplace$50.00$50.009/27/2010 3:25:24 PM
value-pouch$50.00$50.009/27/2010 3:22:31 PM
jdashv$25.00$25.009/27/2010 3:22:34 PM
power-defender7$25.00$25.009/27/2010 3:25:31 PM
orgy63$50.00$50.009/27/2010 3:29:13 PM
dpfl55$25.00$25.009/27/2010 3:29:24 PM
ijspence$50.00$50.009/27/2010 3:22:55 PM
yukongin$50.00$50.009/27/2010 3:25:55 PM
dumbass$25.00$25.009/27/2010 3:23:12 PM
SBT$50.00$50.009/27/2010 3:26:05 PM
DeathScythe676$25.00$25.009/27/2010 3:26:30 PM
gzeo$25.00$25.009/27/2010 3:26:37 PM
ichibon$150.00$150.009/27/2010 3:30:11 PM
balance-voyager$50.00$50.009/27/2010 3:30:14 PM
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bold-yield-rumbler$25.00$25.009/27/2010 3:27:09 PM
ceg451$50.00$50.009/27/2010 3:28:05 PM
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damage$25.00$25.009/27/2010 3:25:39 PM
magical-greenback$50.00$50.009/27/2010 3:25:42 PM
larrybird$150.00$150.009/27/2010 3:25:53 PM
natural-affluence4$50.00$50.009/27/2010 3:26:00 PM
LenderByDay$25.00$25.009/27/2010 3:28:52 PM
museic1$25.00$25.009/27/2010 3:26:11 PM
Archchancellor$50.00$50.009/27/2010 3:29:03 PM
ray1051$75.00$75.009/27/2010 3:29:16 PM
Captain88$25.00$25.009/27/2010 3:29:22 PM
lender987654321$50.00$50.009/27/2010 3:26:25 PM
commanding-dollar2$50.00$50.009/27/2010 3:26:28 PM
RMB-Investments$50.00$50.009/27/2010 3:26:57 PM
Marathoner$25.00$25.009/27/2010 3:30:27 PM
neighborly-hope6$50.00$50.009/27/2010 3:27:34 PM
Rdodson11$25.00$25.009/27/2010 3:28:15 PM
IIP77$25.00$25.009/27/2010 3:28:20 PM
Okeey$25.00$25.009/27/2010 3:29:26 PM
trade-pragmatist$50.00$50.009/27/2010 3:45:48 PM
mjdaking$25.00$25.009/27/2010 3:45:54 PM
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jts$25.00$25.009/27/2010 3:42:08 PM
dtrain5$25.00$25.009/27/2010 3:49:19 PM
arenangelchild$50.00$50.009/27/2010 3:42:54 PM
MAJESTIC5$27.06$27.069/27/2010 3:51:28 PM
BayShell$50.00$50.009/27/2010 3:47:22 PM
jazzlender$25.00$25.009/27/2010 3:44:57 PM
gold-commander0$50.00$50.009/27/2010 3:45:01 PM
RockCrown$50.00$50.009/27/2010 3:48:39 PM
gravity3$25.00$25.009/27/2010 3:46:29 PM
knothead$25.00$25.009/27/2010 3:47:18 PM
jjb3$25.00$25.009/27/2010 3:50:11 PM
nexus030$25.00$25.009/27/2010 3:52:41 PM
wampum-chorus3$25.00$25.009/27/2010 4:10:51 PM
credit-scout7$40.00$40.009/27/2010 4:09:04 PM
Preteur$25.00$25.009/27/2010 4:10:31 PM
iLoaner$25.00$25.009/27/2010 4:11:09 PM
shorthairedg$25.00$25.009/27/2010 4:27:20 PM
wise-silver-wonder$25.00$25.009/27/2010 5:47:00 PM
NDFIRTH$50.00$50.009/27/2010 7:22:12 PM
LexiconLLC$25.00$25.009/27/2010 8:12:02 PM
Aquarius29$25.00$25.009/27/2010 11:19:40 PM
RyuRabbit$25.00$25.009/27/2010 7:52:40 PM
cloud8$40.00$40.009/27/2010 11:19:49 PM
MAKEITAUTOMATIC$25.00$25.009/27/2010 11:42:03 PM
MissionMicroFinance$25.00$25.009/27/2010 11:23:49 PM
Philosonie$25.00$25.009/27/2010 9:42:15 PM
efficient-marketplace$40.34$40.349/27/2010 11:42:02 PM
rmachi$25.00$25.009/27/2010 11:52:06 PM
junctionking$25.00$25.009/28/2010 12:00:29 AM
Breakfast_Gypsy$25.00$25.009/28/2010 12:19:01 AM
green-glowing-gain$25.00$25.009/28/2010 12:33:17 AM
profitable-asset1$25.00$25.009/28/2010 12:35:38 AM
CASHGIRL$25.00$25.009/28/2010 5:07:29 AM
balanced-rupee$30.00$30.009/28/2010 5:07:48 AM
kind-adventurous-finance$25.00$25.009/28/2010 12:35:59 AM
ZeoInvestments$25.00$25.009/28/2010 5:07:02 AM
burgeoning-silver$25.00$25.009/28/2010 5:07:27 AM
sisley626$25.00$25.009/28/2010 5:07:33 AM
banker727$50.00$50.009/28/2010 5:08:10 AM
stable-money$25.00$25.009/28/2010 5:08:16 AM
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mpactlender$25.00$25.009/28/2010 7:22:06 AM
Zarf$25.00$25.009/28/2010 5:07:46 AM
diversification-pilot$25.00$25.009/28/2010 5:07:58 AM
Contact911$25.00$25.009/28/2010 5:12:49 AM
lostontheedge$25.00$25.009/28/2010 7:37:04 AM
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kegs$150.00$150.009/28/2010 9:03:54 AM
Phantom99$25.00$25.009/28/2010 12:07:17 PM
benefit-piano5$25.00$25.009/28/2010 9:47:09 AM
CapeDollars$25.00$25.009/28/2010 11:42:01 AM
leverage-reaction$25.00$25.009/28/2010 11:18:32 AM
LynJohn1023$50.00$50.009/28/2010 2:18:27 PM
TrixieD$43.75$43.759/28/2010 12:32:01 PM
Velocity_Lenders$25.00$25.009/28/2010 2:18:33 PM
nonukem$25.00$25.009/28/2010 2:18:37 PM
Tai$25.00$25.009/28/2010 2:19:10 PM
bdloans$25.00$25.009/28/2010 2:19:31 PM
nbhz60a$50.00$50.009/28/2010 2:19:39 PM
lifegrowth$25.00$25.009/28/2010 2:19:42 PM
tjone69$25.00$25.009/28/2010 1:12:38 PM
bobby4u3$25.00$25.009/28/2010 2:20:41 PM
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calkidd05$25.00$25.009/28/2010 2:21:13 PM
mchale$47.01$47.019/28/2010 2:21:53 PM
SkiNZ$25.00$25.009/28/2010 2:21:57 PM
ronkr$47.09$47.099/28/2010 2:22:20 PM
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kcole10$25.00$25.009/28/2010 2:18:31 PM
sellbuy40$50.00$50.009/28/2010 2:19:01 PM
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kain11286$100.00$100.009/28/2010 2:20:44 PM
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rulender$50.00$50.009/28/2010 2:21:59 PM
sanjl79$25.00$25.009/28/2010 2:22:23 PM
Synergism$50.00$50.009/28/2010 2:22:49 PM
Herb191$25.00$25.009/28/2010 2:28:03 PM
discrete-asset$25.00$25.009/28/2010 2:23:28 PM
industrious-dedication$25.00$25.009/28/2010 2:18:24 PM
safe-payment8$25.00$25.009/28/2010 2:18:28 PM
Frugal$25.00$25.009/28/2010 2:18:38 PM
natmonkey$50.00$50.009/28/2010 2:18:41 PM
outwish$25.00$25.009/28/2010 2:20:03 PM
balance-whistle7$25.00$25.009/28/2010 2:20:46 PM
revmax$25.00$25.009/28/2010 2:20:53 PM
1fortheroad$25.00$25.009/28/2010 2:21:01 PM
nicklds$50.00$50.009/28/2010 2:21:17 PM
red-trade-cologne$50.00$50.009/28/2010 2:22:04 PM
nofreelunch$25.00$25.009/28/2010 2:22:30 PM
adhawan325$25.00$25.009/28/2010 2:32:35 PM
think-become$25.00$25.009/28/2010 2:23:13 PM
lowrate$32.76$32.769/28/2010 2:33:00 PM
pbandjb$25.00$25.009/28/2010 2:33:05 PM
courteous-fund9$50.00$50.009/28/2010 2:28:27 PM
japper2353$25.00$25.009/28/2010 2:33:46 PM
helpishere777$25.00$25.009/28/2010 2:33:51 PM
JKEnterprises$25.00$25.009/28/2010 2:34:00 PM
economy-orchid$25.00$25.009/28/2010 2:34:15 PM
commerce-voyager$25.00$25.009/28/2010 2:37:03 PM
WilliamLeeSims$25.00$25.009/28/2010 2:32:34 PM
Go_Ducks$25.00$25.009/28/2010 2:32:58 PM
buukyak$50.00$50.009/28/2010 2:33:13 PM
thedoctor$45.74$45.749/28/2010 2:33:45 PM
the-money-gargantuan$25.00$25.009/28/2010 2:33:58 PM
greenwell$221.54$221.549/28/2010 2:36:54 PM
Searlzy$25.00$25.009/28/2010 2:33:03 PM
reward-planetarium$100.00$100.009/28/2010 2:33:15 PM
liberty-destiny3$50.00$50.009/28/2010 2:33:28 PM
newest-sensible-hope$50.00$50.009/28/2010 2:33:55 PM
Walden2007$25.00$25.009/28/2010 2:34:16 PM
BiggestG$25.00$25.009/28/2010 2:39:14 PM
Raetha$25.00$25.009/28/2010 3:27:45 PM
ChicoBob$30.74$30.749/28/2010 2:36:49 PM
reinforced-reward$25.00$25.009/28/2010 2:37:02 PM
want2race$25.00$25.009/28/2010 5:39:47 PM
cello1$25.00$25.009/28/2010 3:57:05 PM
platinum-rapture6$25.00$25.009/28/2010 6:56:59 PM
flexible-duty3$30.00$30.009/28/2010 5:39:16 PM
BritDad$25.00$25.009/28/2010 9:41:58 PM
dollars4debts$25.00$25.009/28/2010 11:27:38 PM
BaltimoreLender$25.00$25.009/28/2010 6:56:58 PM
esabzb$25.00$25.009/28/2010 6:57:00 PM
letsbank$50.00$50.009/28/2010 9:02:11 PM
laughmotel$25.00$25.009/28/2010 9:26:58 PM
smartie1$25.00$25.009/28/2010 11:19:36 PM
solstice175$25.00$25.009/29/2010 5:27:00 AM
seahorse2008$25.00$25.009/29/2010 6:47:14 AM
marketplace-welder$25.00$25.009/29/2010 9:37:07 AM
16888$50.00$50.009/29/2010 12:31:24 PM
mlbox3k$50.00$50.009/29/2010 12:43:08 PM
cash-queen$50.00$50.009/29/2010 2:12:07 PM
Alittleluck$25.00$25.009/29/2010 7:25:51 PM
flexiboy35$25.00$25.009/29/2010 6:10:03 PM
IndianChief$25.00$25.009/29/2010 5:47:32 PM
red-relentless-money$75.00$75.009/29/2010 10:04:54 PM
Futurero$25.00$25.009/29/2010 11:36:53 PM
TheDigitalMan$25.00$25.009/29/2010 8:06:32 PM
cgk46doit$25.00$25.009/29/2010 11:50:49 PM
chipperjohnson$25.18$25.189/29/2010 11:51:44 PM
Natronpee$25.00$25.009/29/2010 11:52:15 PM
a-resplendent-commitment$25.00$25.009/29/2010 9:38:45 PM
Quaven$25.00$25.009/29/2010 11:24:33 PM
tatsuo20001$25.00$25.009/29/2010 11:34:09 PM
fishman42$25.00$25.009/29/2010 11:37:20 PM
paddatjie$29.94$29.949/29/2010 11:51:01 PM
social-comet7$25.00$25.009/30/2010 12:10:25 AM
i3urtonair$25.00$25.009/30/2010 12:28:26 AM
radicaldude$25.23$25.239/30/2010 2:09:58 AM
teller$50.00$50.009/30/2010 4:47:17 AM
Artist_Blue$25.00$25.009/30/2010 7:57:32 AM
fund-boomerang$25.00$25.009/30/2010 9:37:36 AM
yield-aurora$25.00$25.009/30/2010 9:39:22 AM
cool_kubera$50.00$50.009/30/2010 9:50:22 AM
credit-vinyl$25.00$25.009/30/2010 9:37:42 AM
chillware$25.00$25.009/30/2010 9:37:09 AM
JoyfulVegetarian$50.00$50.009/30/2010 9:38:14 AM
Geldmeister$50.00$50.009/30/2010 9:50:34 AM
funds-promiser$50.00$50.009/30/2010 11:12:19 AM
otter$50.00$50.009/30/2010 9:58:42 AM
MoonMama$25.00$25.009/30/2010 10:17:07 AM
ejdirin$50.00$50.009/30/2010 11:42:12 AM
thankful-dollar6$25.00$25.009/30/2010 1:05:09 PM
roboflare$78.59$78.599/30/2010 1:57:10 PM
andycheb$100.00$100.009/30/2010 3:07:37 PM
doobieBear$25.00$25.009/30/2010 7:34:30 PM
TakeCare$50.00$50.009/30/2010 5:07:34 PM
kochan123$25.00$25.009/30/2010 9:44:57 PM
vollynet$50.00$50.009/30/2010 7:56:41 PM
KDW08$25.00$25.009/30/2010 9:30:06 PM
Mookouw$25.00$25.0010/1/2010 1:48:08 AM
PCGeekWI$25.00$25.0010/1/2010 2:16:17 AM
Victor-E-Lane$25.00$25.0010/1/2010 2:17:26 AM
sabre79$25.00$25.0010/1/2010 2:47:57 AM
bmcg$25.00$25.0010/1/2010 1:13:58 AM
totoro$25.00$25.0010/1/2010 1:27:54 AM
Woodworker57$25.00$25.0010/1/2010 1:46:11 AM
cyonamine$25.00$25.0010/1/2010 1:47:00 AM
mikeleib$25.00$25.0010/1/2010 2:02:52 AM
dartmouth99$25.00$25.0010/1/2010 2:00:29 AM
LKN2RTR$25.00$25.0010/1/2010 2:16:20 AM
Hoov$25.00$25.0010/1/2010 2:45:40 AM
heroic-platinum$25.00$25.0010/1/2010 5:23:47 AM
CoolHelp$28.51$28.5110/1/2010 2:46:38 AM
theemhdoctor$25.00$25.0010/1/2010 2:48:13 AM
shawndw$25.00$25.0010/1/2010 3:55:23 AM
Cerias$25.00$25.0010/1/2010 4:37:52 AM
divedude$41.85$41.8510/1/2010 4:57:56 AM
albatross897$25.00$25.0010/1/2010 5:02:51 AM
bid-papyrus$25.00$25.0010/1/2010 5:33:20 AM
a-truth-upholder$30.73$30.7310/1/2010 6:52:51 AM
Boga$75.00$75.0010/1/2010 7:11:32 AM
blue-exuberant-economy$25.00$25.0010/1/2010 8:54:07 AM
Tasselhoff$25.00$25.0010/1/2010 6:48:36 AM
deca78750$50.00$50.0010/1/2010 9:34:52 AM
well-mannered-marketplace5$25.00$25.0010/1/2010 8:54:02 AM
eadamson$50.00$50.0010/1/2010 9:34:05 AM
contract-festival7$50.00$50.0010/1/2010 9:42:44 AM
LizzieMN$50.00$50.0010/1/2010 11:04:02 AM
gold-sushi$43.47$43.4710/1/2010 10:38:18 AM
TJ643$25.00$25.0010/1/2010 10:38:47 AM
return-elm$25.00$25.0010/1/2010 10:54:24 AM
ndwayno$25.00$25.0010/1/2010 2:43:23 PM
camaraderi-workhorse$30.13$30.1310/1/2010 2:43:18 PM
inventive-exchange$25.00$25.0010/1/2010 4:42:43 PM
lendingfrog$50.00$50.0010/1/2010 4:49:18 PM
diverse-transparency$25.00$25.0010/1/2010 5:40:55 PM
lowestghost$25.00$25.0010/2/2010 1:41:04 AM
jey6941$25.00$25.0010/2/2010 1:40:51 AM
OldestBrother$50.00$50.0010/1/2010 11:47:58 PM
L-vex$25.00$25.0010/2/2010 1:40:11 AM
zen1cent$25.00$25.0010/2/2010 5:29:06 AM
marelojay$200.00$200.0010/2/2010 9:56:14 AM
Rob717171$44.65$44.6510/2/2010 11:27:49 AM
Preferred-Lender$25.00$25.0010/2/2010 2:18:08 PM
bglender$50.00$50.0010/2/2010 11:23:55 AM
ethicalhumanist$50.00$50.0010/2/2010 4:55:52 PM
estancias$250.00$250.0010/2/2010 7:19:05 PM
efficient-treasure0$25.00$25.0010/2/2010 3:18:52 PM
Craig172$29.00$29.0010/2/2010 10:47:13 PM
conqueror359$75.00$75.0010/3/2010 5:17:22 AM
noah88$50.00$50.0010/3/2010 8:13:41 AM
SpotLending$75.00$75.0010/3/2010 10:52:08 AM
Avid_Skier$50.00$50.0010/3/2010 11:32:50 AM
squarebob$25.00$25.0010/3/2010 11:36:45 AM
eighttone$25.00$25.0010/3/2010 12:39:39 PM
USCGC$25.00$25.0010/3/2010 5:42:47 PM
Camden$50.00$50.0010/3/2010 5:52:51 PM
LALender$25.00$25.0010/3/2010 11:00:25 PM
exact-gold2$25.00$25.0010/4/2010 9:33:39 AM
cogent$25.04$25.0410/4/2010 9:42:42 AM
larrybird$250.00$250.0010/4/2010 10:15:22 AM
Aristocrat$25.00$25.0010/4/2010 11:02:58 AM
crawfingers$50.00$50.0010/4/2010 10:35:42 AM
Philkent$50.00$50.0010/4/2010 11:48:15 AM
green-wampum-titan$25.00$25.0010/4/2010 10:49:13 AM
haiku328$50.00$50.0010/4/2010 12:50:36 PM
penny-plato$25.00$25.0010/4/2010 1:56:26 PM
618 bids
 
Borrower Payment Dependent Notes Series 477269
This series of Notes was issued and sold upon the funding of the borrower loan #44739, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 9.8% Auction start date:  Sep-27-2010 
  Auction end date:  Oct-02-2010 
 
Starting lender yield: 24.75% Starting borrower rate/APR: 25.75% / 29.26% Starting monthly payment: $120.47
Final lender yield: 24.75% Final borrower rate/APR: 25.75% / 29.27% Final monthly payment: $120.47
 
Auction yield range: 10.79% - 24.75% Estimated loss impact: 10.41%  
Lender servicing fee: 1.00% Estimated return: 14.34%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Oct-1989 Debt/Income ratio: 14%
Credit score: 640-659 (Sep-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 3Length of status:3y 11m
Amount delinquent: $0 Total credit lines: 18 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $32,139Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 94%  
   Homeownership: No  
Screen name: macymhd Borrower's state: Virginia Borrower's group: BORROWERS - LARGEST GROUP
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 28 ( 100% ) 640-659 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
700-719 (Jan-2007)
700-719 (Dec-2006)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 28  
Description
NEVER LATE ON PAYMENTS
I plan to use this money to purchase a trailor that I need to transport equipment for business and personal use.? I have NEVER been late on a payment and intend on having this loan?paid off in 6 to 12 months or less.? My last loan on prosper was paid off early as well.

Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: what are your current fixed monthly income and expenses? Please include tax, so that I don't have to wonder about it. - beakerfish
A: Gross income is $6,666. Tax withholding equals $1600/month. Other expenses come to $2,200 month. After expenses including taxes my take home pay is $2866.00/month. I hope this answers your question. (Sep-30-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
loyalist1$100.00$100.009/27/2010 3:21:41 PM
alexgalt$100.00$100.009/27/2010 3:24:37 PM
agiovasil$50.00$50.009/27/2010 3:29:45 PM
kulender$100.00$100.009/27/2010 3:32:57 PM
6moonbeams$25.00$25.009/27/2010 3:37:50 PM
handshake5$100.00$99.039/27/2010 3:38:16 PM
hillerod$25.00$25.009/27/2010 3:48:10 PM
MoneyForNothing$46.91$46.919/27/2010 6:49:59 PM
atomantic$75.00$75.009/27/2010 7:17:09 PM
tech310$50.00$50.009/27/2010 8:37:05 PM
donlenboy$35.25$35.259/28/2010 9:36:31 AM
drcoop$25.00$25.009/28/2010 9:38:59 AM
seadogs$25.00$25.009/28/2010 3:19:45 PM
ralf206$89.42$89.429/28/2010 7:25:27 PM
entreprenooner$25.00$25.009/29/2010 9:50:24 AM
NickRac$30.00$30.009/29/2010 8:09:45 AM
penny-surgeon$25.00$25.009/29/2010 12:56:56 PM
shellstar$34.11$34.119/29/2010 5:03:36 PM
reflective-rupee$50.00$50.009/29/2010 9:20:47 PM
twjh$25.00$25.009/29/2010 11:52:47 PM
cashhelp$25.00$25.009/30/2010 2:31:57 AM
autoconnection$50.00$50.009/30/2010 3:47:55 AM
blue-pragmatic-truth$25.00$25.009/30/2010 4:56:32 AM
The-Lighthouse-Group$25.00$25.009/30/2010 8:22:38 AM
economy-popcorn$25.00$25.009/30/2010 5:51:43 PM
wlm3012$25.00$25.009/30/2010 3:43:04 PM
all_of_that_one$25.00$25.009/30/2010 9:17:26 PM
Gandalf0001$49.28$49.289/30/2010 6:25:23 PM
exchange-dreams$25.00$25.009/30/2010 7:37:05 PM
B-rad_the_Coug$25.00$25.009/30/2010 9:12:49 PM
FinanceEngine$30.00$30.009/30/2010 10:47:18 PM
rate-negotiator$25.00$25.0010/1/2010 5:45:24 AM
irrelevant$25.00$25.0010/1/2010 6:40:07 AM
relaxation688$25.00$25.0010/1/2010 9:30:05 AM
brwnidgirl$50.00$50.0010/1/2010 7:12:33 AM
trade-goblin9$25.00$25.0010/1/2010 7:46:42 AM
Kelor99$25.00$25.0010/1/2010 9:50:46 AM
FIRE09$100.00$100.0010/1/2010 11:05:02 AM
boo_hoo$50.00$50.0010/1/2010 11:22:06 AM
WinterUSMC$25.00$25.0010/1/2010 2:00:30 PM
arenangelchild$25.00$25.0010/1/2010 1:18:35 PM
penny-plato$25.00$25.009/27/2010 3:39:56 PM
CA_Lender$25.00$25.009/27/2010 3:43:08 PM
mercuriant$25.00$25.009/27/2010 3:59:19 PM
JustMee$25.00$25.009/27/2010 6:35:16 PM
850$50.00$50.009/27/2010 10:08:22 PM
Uylsses$50.00$50.009/28/2010 10:30:25 AM
enthusiastic-balance5$100.00$100.009/29/2010 9:22:54 AM
investmentgroup$25.00$25.009/29/2010 11:41:02 PM
loanman2007$50.00$50.009/30/2010 5:19:16 AM
atlas100$50.00$50.009/30/2010 7:35:58 AM
frogperson$300.00$300.009/30/2010 9:06:59 AM
integrity-doctor$100.00$100.009/30/2010 12:57:42 PM
beakerfish$50.00$50.009/30/2010 9:38:17 PM
johnrx$50.00$50.009/30/2010 10:23:11 PM
loan-fate$50.00$50.0010/1/2010 6:25:08 AM
golffish2$100.00$100.0010/1/2010 5:57:57 AM
aganippe$50.00$50.0010/1/2010 4:13:44 PM
preventivepestcontrol$100.00$100.0010/1/2010 9:15:24 PM
loan-adventurer7$36.00$36.0010/2/2010 12:06:28 AM
60 bids
 
Borrower Payment Dependent Notes Series 477283
This series of Notes was issued and sold upon the funding of the borrower loan #44733, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.8% Auction start date:  Sep-27-2010 
  Auction end date:  Oct-02-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 33.56% Starting monthly payment: $41.09
Final lender yield: 23.69% Final borrower rate/APR: 24.69% / 30.65% Final monthly payment: $39.60
 
Auction yield range: 10.79% - 26.50% Estimated loss impact: 11.38%  
Lender servicing fee: 1.00% Estimated return: 12.31%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1999 Debt/Income ratio: 13%
Credit score: 640-659 (Sep-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:0y 4m
Amount delinquent: $0 Total credit lines: 11 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,974Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 93%  
   Homeownership: Yes  
Screen name: order-empenada4 Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Car Repairs
Purpose of loan:
This loan will be used to perform repairs on my car.

My financial situation:
I am a good candidate for this loan because I am a middle aged professional with a well?paying job and?an MBA. The recent recession has been a toll but I?am in a much better financial position and will not miss my loan payments.?

Monthly net income: $ 4649

Monthly expenses: $?3220
? Mortgage??????????????????? 1350??
? Car????????????????????????????? 275??
? Car Insurance???????????????? 85???
??Electric ???????????????????????? 50??
? Gas ????????????????????????????? 40??
? Oil?????????????????????????????? 320????
??Internet/Phone/Cable ??? 150??
? Credit cards ???????????????? 500??
? Car Gas ?????????????????????? 250???
??Food ??????????????????????????? 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
transaction-circuit$50.00$50.009/27/2010 3:45:43 PM
EngineersAlliance$150.00$150.009/27/2010 4:09:40 PM
SolarMoonshine$25.00$25.009/28/2010 3:39:16 AM
Little_Tuna_College_Fund$50.00$50.009/28/2010 8:11:44 AM
dt_one$25.00$25.009/28/2010 10:48:55 AM
Uylsses$50.00$50.009/28/2010 10:28:57 AM
FinanceEngine$25.00$25.009/28/2010 12:09:49 PM
JaceSpade$25.00$25.0010/1/2010 11:03:25 AM
preventivepestcontrol$50.00$50.0010/1/2010 9:16:11 PM
IPG1$25.00$25.009/27/2010 3:20:53 PM
agiovasil$100.00$100.009/27/2010 3:28:55 PM
cashhelp$25.00$25.009/27/2010 4:09:17 PM
ralf206$25.00$25.009/27/2010 9:17:37 PM
exchange-squirrel$25.00$25.009/29/2010 1:54:37 AM
Reliance_Banker$25.00$25.009/29/2010 4:46:19 PM
mercuriant$25.00$25.009/29/2010 11:39:00 PM
donenzo$25.00$4.249/30/2010 10:12:40 AM
jpollar$25.00$25.009/30/2010 3:37:11 PM
shellstar$25.00$25.0010/1/2010 11:35:51 AM
Bcs-cnc$50.00$50.0010/1/2010 1:25:12 PM
priceless-euro0$25.00$25.0010/1/2010 2:36:42 PM
loan-adventurer7$36.00$36.0010/2/2010 12:15:20 AM
new-social-economist$50.00$50.0010/2/2010 10:10:30 AM
imoutdoorsy$32.86$32.8610/2/2010 12:21:18 PM
Onlyhappycustomers$25.00$25.0010/2/2010 11:17:11 AM
stuart791$26.90$26.9010/2/2010 12:44:46 PM
26 bids
 
Borrower Payment Dependent Notes Series 477609
This series of Notes was issued and sold upon the funding of the borrower loan #44717, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.3% Auction start date:  Sep-30-2010 
  Auction end date:  Oct-07-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $113.09
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 38.72% Final monthly payment: $113.09
 
Auction yield range: 16.79% - 34.00% Estimated loss impact: 20.31%  
Lender servicing fee: 1.00% Estimated return: 13.69%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Mar-2000 Debt/Income ratio: 9%
Credit score: 640-659 (Sep-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 2Length of status:13y 3m
Amount delinquent: $0 Total credit lines: 19 Occupation: Medical Technician
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $306Stated income:$25,000-$49,999
Delinquencies in last 7y: 16 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: brettsmom Borrower's state: RhodeIsland Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off payday loans
Purpose of loan:
This loan will be used to? Pay off payday loans that I foolishly took out when some unexpected bills (car repairs, Son's dental repair) came up.

My financial situation:
I am a good candidate for this loan because? I have been diligently paying towards these loans but the interest rates are so high( 500- 700%)?it doesn't make a dent. I? can very easily work with a more managable interest rate.

Monthly net income: $ 2400

Monthly expenses: $
??Housing: $ 850
??Insurance: $ 145
??Car expenses: $ 0
??Utilities: $ 250
??Phone, cable, internet: $ 100
??Food, entertainment: $?200
??Clothing, household expenses $ 60
??Credit cards and other loans: $ 150
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: explain your 16 deliquiencies from the last 7 years - restless-dime
A: Unfortunately my husband has always worked in a seasonal business and it was difficult at sometimes to make ends meet. I have been working with Consumer credit counseling for a few years and have not had any recent diliquincies. I am not an irresponsible person and I am really enjoying tracking my credit score and seeing things turn around for my household. I really made a big mistake taking out payday loans but I really didn't have any where to turn at the time. Thank you. (Oct-04-2010)
Q: will your payments be automatic - restless-dime
A: Yes, my paycheck is directed deposited every Friday. (Oct-04-2010)
Q: see my page please. - Tono
A: I am greatful for any advice I can get. My total monthly expenses are approximately $1755. I am going to try to enter this information into my listing so others can see that I am capable of paying back my loan. Thanks. (Oct-07-2010)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
villagers$25.00$25.009/30/2010 3:08:02 PM
wealth-pipeline$25.00$25.0010/1/2010 6:22:27 AM
AlexTrep$50.00$50.0010/1/2010 10:33:07 AM
kulender$100.00$100.0010/3/2010 9:42:46 AM
jazz619$25.00$25.0010/3/2010 7:48:14 PM
Quest4euphoria$25.00$25.0010/3/2010 10:10:26 PM
icecoldcash$30.00$30.0010/4/2010 9:47:44 PM
niggard$25.00$25.0010/5/2010 9:28:52 AM
euro-banker$50.00$50.0010/5/2010 3:29:01 PM
Comoparklender$25.00$25.0010/6/2010 12:19:45 PM
gold-channel2$50.00$50.0010/6/2010 3:09:45 PM
FountainShrugged$50.00$50.0010/6/2010 3:11:03 PM
vine99$40.00$40.0010/6/2010 9:17:42 PM
friendinmoney$25.00$25.0010/6/2010 8:44:21 PM
IIP77$25.00$20.4210/7/2010 1:40:33 AM
minnesotafinancial$25.00$25.0010/7/2010 6:32:25 AM
DasMula$25.00$25.0010/7/2010 7:39:45 AM
NickRac$25.00$25.0010/7/2010 7:35:20 AM
Starfin-Capital-Management$61.17$61.1710/7/2010 4:08:34 AM
FASTIZIO_P$25.00$25.0010/7/2010 8:29:11 AM
Leshan$25.00$25.0010/7/2010 8:16:39 AM
penny-plato$50.00$50.0010/7/2010 8:49:49 AM
squarebob$25.00$25.0010/7/2010 6:33:47 AM
Starfin300$35.86$35.8610/7/2010 9:40:59 AM
Astyanax$100.00$100.0010/7/2010 9:32:45 AM
shrewd-income$25.00$25.0010/7/2010 11:21:44 AM
social-zebra$26.00$26.0010/7/2010 11:51:51 AM
lively-exchange$44.72$44.7210/7/2010 9:51:57 AM
beer-gardener$28.35$28.3510/7/2010 10:12:34 AM
manatee21$75.00$75.0010/7/2010 12:42:37 PM
autonomous-kindness$102.98$102.9810/7/2010 2:31:39 PM
loan-kung-fu$25.00$25.009/30/2010 10:58:12 PM
Artist_Blue$25.00$25.0010/1/2010 6:05:22 AM
cablenews$25.00$25.0010/1/2010 10:48:46 AM
curriculum7$25.00$25.0010/1/2010 6:58:21 PM
shrewd-market$100.00$100.0010/3/2010 9:28:33 PM
dfl$50.00$50.0010/4/2010 11:13:35 AM
CommunityArts_Non-profit$50.00$50.0010/5/2010 3:02:16 AM
head$25.00$25.0010/5/2010 2:49:03 PM
data2360$50.00$50.0010/5/2010 2:57:37 PM
graceful-investment$100.00$100.0010/5/2010 2:54:45 PM
beans53$25.00$25.0010/5/2010 6:18:05 PM
newstar2000$25.00$25.0010/6/2010 3:06:24 AM
SolarMoonshine$25.00$25.0010/6/2010 3:53:01 AM
bulsa$50.00$50.0010/6/2010 4:37:56 AM
inventive-exchange$25.00$25.0010/6/2010 3:14:14 PM
jennifer55126$25.00$25.0010/6/2010 3:14:04 PM
AF-Chief$35.00$35.0010/6/2010 3:16:18 PM
green-ore-expert$50.00$50.0010/6/2010 3:14:07 PM
visionary-currency$29.22$29.2210/6/2010 3:20:19 PM
skillful-asset5$25.00$25.0010/6/2010 7:15:14 PM
gold-cluster$100.00$100.0010/6/2010 6:23:32 PM
carrinel$81.28$81.2810/6/2010 10:10:58 PM
DHolly$25.00$25.0010/7/2010 1:25:37 AM
squarebob$25.00$25.0010/7/2010 6:33:34 AM
Land_on_your_feet$65.00$65.0010/7/2010 4:02:18 AM
JeffHoll$25.00$25.0010/7/2010 8:26:08 AM
Kash2010lu$25.00$25.0010/7/2010 7:36:21 AM
nickel-position$25.00$25.0010/7/2010 8:54:38 AM
lucrative-coin$50.00$50.0010/7/2010 2:00:11 PM
riverflow$25.00$25.0010/7/2010 12:44:03 PM
61 bids
 
Borrower Payment Dependent Notes Series 477821
This series of Notes was issued and sold upon the funding of the borrower loan #44705, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.3% Auction start date:  Sep-30-2010 
  Auction end date:  Oct-07-2010 
 
Starting lender yield: 8.50% Starting borrower rate/APR: 9.50% / 9.84% Starting monthly payment: $480.49
Final lender yield: 6.85% Final borrower rate/APR: 7.85% / 8.19% Final monthly payment: $469.01
 
Auction yield range: 2.79% - 8.50% Estimated loss impact: 1.30%  
Lender servicing fee: 1.00% Estimated return: 5.55%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Mar-1982 Debt/Income ratio: 17%
Credit score: 800-819 (Sep-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:6y 10m
Amount delinquent: $0 Total credit lines: 17 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $931Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 3%  
   Homeownership: Yes  
Screen name: GABC-1 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 14 ( 100% ) 800-819 (Latest)
Principal borrowed: $6,100.00< 31 days late: 0 ( 0% )  
760-779 (Dec-2007)
740-759 (Oct-2006)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 14  
Description
House Renovations
I'm purchasing a home from a friend and it needs extensive renovations.?
I'm using $10,000 of my cash reserves and have another $12,000 in an emergency fund which I'd like to not touch.

I'm still a Prosper lender with almost $8,000 in prosper loans which I could cash in if needed but expect to be paying this back within two years either with increased payment amounts or extra payments.

For those that purchased my previous loans, thanks and I'm still driving my Dave Ramsy beater car.

Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Are you a marine or a computer programmer? - Slapshot
A: Retired GySgt. after 14 yrs service. Civilian life I'm a computer operator monitoring mortgage tax processing jobs for my corporation.. (Oct-05-2010)
Q: Military service is a 20 year retirement, how are you retired with only 14 years? Are you receiving a pension from the military? - jpblan11
A: I was in the Marine Reserve and left service with the Reserve after 14 years. Not technically a retirement and no pension. (Oct-05-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
radforj22$47.05$47.059/30/2010 2:38:58 PM
cash-sensai2$25.00$25.009/30/2010 2:40:54 PM
damage$25.00$25.009/30/2010 2:41:49 PM
larrybird$150.00$150.009/30/2010 2:42:01 PM
FlexFunding$50.00$50.009/30/2010 2:42:05 PM
LAKESPRING$25.00$25.009/30/2010 2:42:24 PM
bazaar-nirvana$50.00$50.009/30/2010 2:42:42 PM
engaging-worth$25.00$25.009/30/2010 2:42:47 PM
ericgassercom$25.00$25.009/30/2010 2:42:51 PM
peerlender$25.00$25.009/30/2010 2:42:53 PM
Avala$100.00$100.009/30/2010 2:43:13 PM
meenan$25.00$25.009/30/2010 2:45:24 PM
Mr_Bigmoney$25.00$25.009/30/2010 2:45:28 PM
psa1995$50.00$50.009/30/2010 2:45:55 PM
mpactlender$25.00$25.009/30/2010 2:46:13 PM
investment-network$50.00$50.009/30/2010 2:41:33 PM
kanakakm$50.00$50.009/30/2010 2:41:40 PM
GElender$100.00$100.009/30/2010 2:41:44 PM
nicklds$50.00$50.009/30/2010 2:39:54 PM
magical-greenback$50.00$50.009/30/2010 2:41:53 PM
capital-futurist$50.00$50.009/30/2010 2:41:56 PM
DukSerduk$25.00$25.009/30/2010 2:40:00 PM
SBT$50.00$50.009/30/2010 2:42:08 PM
unclejaef$25.00$25.009/30/2010 2:40:16 PM
spiritual-bonus9$50.00$50.009/30/2010 2:48:07 PM
kenji4861$50.00$50.009/30/2010 2:42:22 PM
yield-aurora$25.00$25.009/30/2010 2:48:16 PM
cool_kubera$50.00$50.009/30/2010 2:48:19 PM
otter$50.00$50.009/30/2010 2:48:22 PM
REVSTJ999$25.00$25.009/30/2010 2:48:44 PM
life-is-great$50.00$50.009/30/2010 2:41:18 PM
generous-deal6$50.00$50.009/30/2010 2:41:28 PM
understanding-marketplace$50.00$50.009/30/2010 2:41:38 PM
museic1$25.00$25.009/30/2010 2:42:10 PM
elasermd$100.00$100.009/30/2010 2:42:20 PM
orgy63$50.00$50.009/30/2010 2:42:56 PM
jts$25.00$25.009/30/2010 2:45:02 PM
IIP77$25.00$25.009/30/2010 3:02:06 PM
robertmm25$50.00$50.009/30/2010 2:46:02 PM
kegs$150.00$150.009/30/2010 2:46:22 PM
Vreet$50.00$50.009/30/2010 2:45:11 PM
BeachWalkz$50.00$50.009/30/2010 2:45:17 PM
zone6$50.00$50.009/30/2010 2:46:55 PM
dtrain5$25.00$25.009/30/2010 2:45:27 PM
hookUup$25.00$25.009/30/2010 2:46:33 PM
tekkie2412$50.00$50.009/30/2010 2:47:43 PM
the-transaction-stronghold$50.00$50.009/30/2010 2:46:46 PM
thankful-dollar6$25.00$25.009/30/2010 2:48:37 PM
economy-orchid$30.00$30.009/30/2010 2:47:19 PM
money-bauble$100.00$100.009/30/2010 2:59:48 PM
Go_Ducks$25.00$25.009/30/2010 2:48:27 PM
lend_to_you$25.00$25.009/30/2010 2:48:38 PM
timepassport$25.00$25.009/30/2010 2:58:59 PM
penny-plato$25.00$25.009/30/2010 3:38:14 PM
tntmojave$25.00$25.009/30/2010 4:17:57 PM
syounker$25.00$25.009/30/2010 4:52:20 PM
DavenportCapital$25.00$25.009/30/2010 3:52:33 PM
nletunic$50.00$50.009/30/2010 8:33:25 PM
chillware$25.00$25.0010/1/2010 1:15:29 AM
HHP$25.00$25.0010/1/2010 12:05:12 AM
scottr$25.00$25.0010/1/2010 12:06:09 AM
SARMAR$50.00$50.0010/1/2010 2:32:03 AM
16888$27.31$27.3110/1/2010 2:33:23 AM
Cheburashka$29.76$29.7610/1/2010 12:05:44 AM
trumpet$35.57$35.5710/1/2010 1:11:07 AM
RG$35.00$35.0010/1/2010 1:12:38 AM
tech310$50.00$50.0010/1/2010 1:34:09 AM
lovelongandprosper$40.43$40.4310/1/2010 1:29:39 AM
axl163$25.00$25.0010/1/2010 2:16:52 AM
Ivan2007$50.00$50.0010/1/2010 2:21:06 AM
kcole10$25.00$25.0010/1/2010 2:18:34 AM
GrommetPosse$31.49$31.4910/1/2010 5:17:59 AM
MAJESTIC5$25.14$25.1410/1/2010 3:03:07 AM
Phantom99$25.00$25.0010/1/2010 4:11:00 AM
ijspence$29.74$29.7410/1/2010 4:44:06 AM
bonus-cougar$25.00$25.0010/1/2010 6:43:25 AM
samo102us$25.00$25.0010/1/2010 5:49:32 AM
kazdag$39.52$39.5210/1/2010 5:58:01 AM
cloud8$40.00$40.0010/1/2010 5:58:07 AM
value-pouch$50.00$50.0010/1/2010 5:58:05 AM
community-pipeline8$50.00$50.0010/1/2010 6:13:28 AM
green-glowing-gain$25.00$25.0010/1/2010 6:23:59 AM
iLoaner$25.00$25.0010/1/2010 8:13:59 AM
payment-freshmaker$25.49$25.4910/1/2010 6:33:11 AM
scrappy-bonus2$25.00$25.0010/1/2010 6:38:31 AM
best-ingenious-funds$25.00$25.0010/1/2010 6:49:14 AM
jengachamp$25.00$25.0010/1/2010 6:43:46 AM
eadamson$50.00$50.0010/1/2010 9:34:10 AM
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wise-silver-wonder$25.00$25.0010/1/2010 2:45:45 PM
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ITGuy$25.00$25.0010/5/2010 2:39:22 PM
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lender987654321$50.00$50.0010/5/2010 2:39:34 PM
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lion445$25.00$25.0010/7/2010 2:43:28 AM
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brightest-affluence-motivator$100.00$100.009/30/2010 2:42:32 PM
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jazzlender$25.00$25.009/30/2010 2:45:05 PM
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ramsba$50.00$50.009/30/2010 2:46:52 PM
OTtherapy$50.00$50.009/30/2010 2:46:35 PM
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gallant-economy9$400.00$400.009/30/2010 2:47:17 PM
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Artist_Blue$25.00$25.009/30/2010 2:58:14 PM
workinghardoregon$25.00$25.009/30/2010 2:58:23 PM
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trade-caper$25.00$25.009/30/2010 3:22:36 PM
proper-cash0$25.00$25.009/30/2010 7:52:54 PM
Bank_Of_XL$25.00$25.009/30/2010 9:06:34 PM
coloradoloanman$25.00$25.009/30/2010 6:38:52 PM
marabu$25.00$25.009/30/2010 6:27:52 PM
cosmof16$25.00$25.009/30/2010 6:33:00 PM
Jofga$25.00$25.009/30/2010 6:57:44 PM
saysana$26.00$26.0010/1/2010 12:05:18 AM
lifegrowth$25.00$25.009/30/2010 7:37:48 PM
TruckerGuy$25.00$25.009/30/2010 9:08:10 PM
LenderByDay$25.00$25.0010/1/2010 1:32:21 AM
johntina$43.28$43.2810/1/2010 2:03:08 AM
jjb3$25.00$25.0010/1/2010 2:19:38 AM
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the-profit-worker$27.44$27.4410/1/2010 5:02:49 AM
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Georgia_Boy$50.00$50.0010/1/2010 10:04:29 AM
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djh47a$25.00$25.0010/1/2010 9:38:45 AM
cablenews$50.00$50.0010/1/2010 10:48:37 AM
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Tai$25.00$25.0010/1/2010 11:23:03 AM
ceg451$31.23$31.2310/1/2010 11:37:49 AM
RandyL3$25.00$25.0010/1/2010 2:07:59 PM
grc$27.53$27.5310/1/2010 2:43:43 PM
lendingfrog$50.00$50.0010/1/2010 4:49:21 PM
inventive-exchange$25.00$25.0010/1/2010 4:48:57 PM
commanding-dollar2$50.00$50.0010/1/2010 9:49:02 PM
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eyal0$50.00$50.0010/2/2010 3:07:58 AM
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preciousjeni$29.66$29.6610/2/2010 8:37:47 AM
DLock99$50.00$50.0010/2/2010 11:47:51 AM
bglender$50.00$50.0010/2/2010 11:23:50 AM
Preferred-Lender$25.00$25.0010/2/2010 2:18:12 PM
hawaiiangirl76$25.00$25.0010/2/2010 1:32:56 PM
efficient-treasure0$25.00$25.0010/2/2010 3:18:56 PM
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jonandmeg21$50.00$50.0010/2/2010 10:48:08 PM
mentalsweat$25.00$25.0010/3/2010 9:32:42 AM
Avid_Skier$44.17$44.1710/3/2010 11:32:55 AM
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leeball$30.35$30.3510/3/2010 11:02:43 AM
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thezfunk$25.00$25.0010/4/2010 8:03:21 AM
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KramericaIndustries$25.00$25.0010/4/2010 1:32:55 PM
UncleTupelo2$25.00$25.0010/4/2010 1:26:29 PM
Amused1$25.00$25.0010/4/2010 12:57:54 PM
WindyKid$50.00$50.0010/4/2010 1:33:27 PM
jennifer55126$25.00$25.0010/4/2010 3:00:21 PM
SF2Berlin$25.00$25.0010/4/2010 3:49:18 PM
auction-elvis$25.00$25.0010/4/2010 3:57:49 PM
icecoldcash$100.00$100.0010/4/2010 4:28:15 PM
MAKEITAUTOMATIC$25.00$25.0010/5/2010 1:11:30 AM
Archchancellor$50.00$50.0010/5/2010 1:13:45 AM
zyztemboy$25.00$25.0010/5/2010 1:16:31 AM
doc1$150.00$150.0010/4/2010 7:47:25 PM
jayhawk1000$26.68$26.6810/5/2010 1:27:26 AM
DeltaGambler$25.00$25.0010/5/2010 1:41:09 AM
latestone$25.00$25.0010/5/2010 1:41:25 AM
johngaltline$25.00$25.0010/5/2010 1:44:30 AM
red-trade-cologne$50.00$50.0010/5/2010 1:57:41 AM
ideal-platinum1$50.00$50.0010/5/2010 1:59:29 AM
Sixmil$47.56$47.5610/5/2010 1:13:55 AM
octoberfresh$35.00$35.0010/5/2010 7:16:30 AM
harmonious-moola7$50.00$50.0010/5/2010 1:56:14 AM
ItsJustMe79$30.35$30.3510/5/2010 1:56:41 AM
numitor$50.00$50.0010/5/2010 8:54:21 AM
point-zebra$50.00$50.0010/5/2010 8:54:16 AM
rupee-prairie$50.00$50.0010/5/2010 9:34:25 AM
chemistry220$50.00$50.0010/5/2010 9:35:12 AM
loyalty-czar$26.00$26.0010/5/2010 8:32:08 AM
JGuide$26.99$26.9910/5/2010 2:14:29 PM
Toberino$25.00$25.0010/5/2010 2:39:50 PM
winter-vigilance$25.00$25.0010/5/2010 2:40:07 PM
revenue-officer36$29.10$29.1010/5/2010 2:42:00 PM
adir1$25.00$25.0010/5/2010 2:39:19 PM
blissful-note7$25.00$25.0010/5/2010 2:42:22 PM
4XKcWfGvp9kC3ELjo4pL$25.00$25.0010/5/2010 2:39:35 PM
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engaging-yield4$25.00$25.0010/5/2010 2:39:53 PM
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rescue$50.00$50.0010/5/2010 2:40:17 PM
fair-funds$25.00$25.0010/5/2010 2:40:32 PM
rmachi$25.00$25.0010/5/2010 2:44:05 PM
gethsemane4$25.00$25.0010/5/2010 2:41:06 PM
mattpet$25.00$25.0010/5/2010 2:42:08 PM
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smallcountry$26.56$26.5610/5/2010 2:39:46 PM
worldly-kindness8$50.00$50.0010/5/2010 2:40:12 PM
lagnisiruk$25.00$25.0010/5/2010 2:40:26 PM
Tahoeguy$50.00$50.0010/5/2010 2:53:20 PM
windfall46$25.00$25.0010/5/2010 2:40:54 PM
SeaLoans$25.00$25.0010/5/2010 2:42:17 PM
NYWA$50.00$50.0010/5/2010 2:54:39 PM
Investitall$25.00$25.0010/5/2010 2:57:08 PM
tolstoy00$25.00$25.0010/5/2010 2:53:22 PM
skidoo99$25.00$25.0010/5/2010 2:57:47 PM
platinum-hunter7$50.00$18.8410/5/2010 3:28:21 PM
dospapalotes$25.00$25.0010/5/2010 4:53:30 PM
debt-legend$25.00$25.0010/5/2010 4:20:02 PM
penny-finder$50.00$50.0010/5/2010 6:43:21 PM
340$50.00$50.0010/6/2010 1:20:11 AM
TigerForce$25.00$25.0010/6/2010 5:39:33 AM
The-Lighthouse-Group$25.00$25.0010/6/2010 6:07:28 AM
Bcs-cnc$50.00$50.0010/6/2010 6:06:54 AM
orange-agreement-historian$30.00$30.0010/6/2010 6:41:28 AM
repaymeplease$25.00$25.0010/6/2010 10:25:51 AM
Aristocrat$35.84$35.8410/6/2010 3:30:28 PM
Whitewater_Loans$25.00$25.0010/6/2010 5:17:41 PM
estancias$50.00$50.0010/6/2010 7:34:39 PM
Dollars4Rent$25.00$25.0010/6/2010 8:22:56 PM
Johnab$25.00$25.0010/6/2010 3:58:07 PM
lucrative-durability$25.00$25.0010/6/2010 7:39:13 PM
MonkeyHero$25.00$25.0010/6/2010 9:32:55 PM
OzGuy609$25.00$25.0010/7/2010 6:04:54 AM
maple1$50.00$50.0010/7/2010 6:49:11 AM
RecoveryLender$25.00$25.0010/7/2010 7:14:06 AM
llequire1$100.00$100.0010/7/2010 4:46:09 AM
-thisguy-$50.00$50.0010/7/2010 8:36:58 AM
Dskillz$30.00$30.0010/7/2010 10:09:40 AM
diverse-transparency$25.00$25.0010/7/2010 8:34:21 AM
Slapshot$100.00$100.0010/7/2010 10:49:49 AM
BipedalHominid$25.00$25.0010/7/2010 12:08:44 PM
credit-guard5$25.00$25.0010/7/2010 12:38:45 PM
Jtomtom$200.00$200.0010/7/2010 1:36:13 PM
grampy48$25.00$25.0010/7/2010 2:05:05 PM
379 bids
 
Borrower Payment Dependent Notes Series 477827
This series of Notes was issued and sold upon the funding of the borrower loan #44702, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.2% Auction start date:  Sep-30-2010 
  Auction end date:  Oct-01-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.06% Starting monthly payment: $112.17
Final lender yield: 33.35% Final borrower rate/APR: 34.35% / 38.06% Final monthly payment: $112.17
 
Auction yield range: 13.79% - 33.35% Estimated loss impact: 15.74%  
Lender servicing fee: 1.00% Estimated return: 17.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-1978 Debt/Income ratio: 20%
Credit score: 640-659 (Sep-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 15Length of status:0y 11m
Amount delinquent: $0 Total credit lines: 46 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,605Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 77%  
   Homeownership: No  
Screen name: order-cactus Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying real estate taxes
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: what are your current fixed income and expenses? - beakerfish
A: My income is 5200 after taxes monthly with expenses monthly of 3500. just used all of our savings for a new roof and i forgot real estate taxes..oi vey! (Oct-01-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
transaction-circuit$50.00$50.009/30/2010 2:40:44 PM
agiovasil$25.00$25.009/30/2010 2:46:03 PM
Marathoner$25.00$25.009/30/2010 2:58:31 PM
nybanker85$50.00$50.009/30/2010 2:59:08 PM
inspiring-reward$65.44$65.449/30/2010 2:59:33 PM
marketplace-buckeye$48.44$48.449/30/2010 3:00:13 PM
bid-czar8$25.00$25.009/30/2010 2:44:49 PM
villagers$25.00$25.009/30/2010 3:01:18 PM
AF-Chief$25.00$25.009/30/2010 3:02:25 PM
greenback-amplifier$25.00$25.009/30/2010 3:05:18 PM
floridass$25.00$25.009/30/2010 3:05:28 PM
revenue-officer36$45.60$45.609/30/2010 2:59:09 PM
kashikoe$25.00$25.009/30/2010 3:00:09 PM
miamibeachloaner$25.00$25.009/30/2010 3:00:27 PM
87Marc$25.00$25.009/30/2010 2:58:36 PM
silverloan$25.00$25.009/30/2010 2:59:15 PM
Rattlehead$25.00$25.009/30/2010 3:07:14 PM
penny-plato$25.00$25.009/30/2010 3:33:02 PM
Vreet$50.00$50.009/30/2010 3:02:02 PM
finance-prescription$50.00$50.009/30/2010 3:05:20 PM
patriot897$25.00$25.009/30/2010 3:04:37 PM
sentimental-euro$25.00$25.009/30/2010 4:13:03 PM
Artist_Blue$25.00$25.009/30/2010 3:05:16 PM
dedicated-diversification5$100.00$100.009/30/2010 3:07:36 PM
JustMee$25.00$25.009/30/2010 5:56:25 PM
Comoparklender$25.00$25.009/30/2010 6:08:25 PM
simplybarg$50.00$50.009/30/2010 6:53:09 PM
magnolia161$25.00$25.009/30/2010 8:33:29 PM
Interstate_Rate$250.00$250.009/30/2010 8:33:26 PM
selfmademan$25.00$25.0010/1/2010 1:49:55 AM
One_Lolo$25.00$25.0010/1/2010 3:05:29 PM
handshake5$100.00$100.009/30/2010 2:44:31 PM
a-bountiful-trade$25.00$25.009/30/2010 2:40:43 PM
hpfthlv$25.00$25.009/30/2010 2:58:29 PM
basis-prodigy$25.00$25.009/30/2010 3:00:12 PM
djc314$25.00$25.009/30/2010 3:00:15 PM
ingenious-deal6$25.00$25.009/30/2010 2:47:09 PM
lowcostmoney$25.00$25.009/30/2010 2:58:32 PM
WindyKid$31.63$31.639/30/2010 2:58:58 PM
happyaric$50.00$50.009/30/2010 3:00:21 PM
glimmering-point$25.00$25.009/30/2010 2:58:50 PM
soulful-truth$522.31$522.319/30/2010 3:01:07 PM
elegant-bonus$25.00$25.009/30/2010 3:07:13 PM
Diamond_Jim$25.00$25.009/30/2010 3:00:35 PM
Ocean713$50.00$50.009/30/2010 3:01:08 PM
debt-system880$25.00$25.009/30/2010 3:06:20 PM
organic-order$25.00$25.009/30/2010 6:48:01 PM
money-bauble$50.00$50.009/30/2010 3:43:46 PM
SPB$25.00$25.009/30/2010 8:33:28 PM
contract-giant$25.00$25.009/30/2010 7:27:57 PM
momoney2lend$25.00$25.009/30/2010 8:33:30 PM
danthemon35$25.00$21.589/30/2010 8:33:57 PM
vine99$40.00$40.009/30/2010 8:36:16 PM
53 bids