Sales Report:Supplement No. 43 dated Sep 28, 2010 to Prospectus dated Jul 26, 2010File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 26, 2010 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 26, 2010 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
372891
This series of Notes was issued and sold upon the funding of the borrower loan #44571, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,600.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.8% |
Auction start date:
| Sep-16-2010 |
| |
Auction end date:
| Sep-23-2010 |
|
|
Starting lender yield:
| 26.50% |
Starting borrower rate/APR:
| 27.50% / 31.21% |
Starting monthly payment:
| $65.75 |
|
Final lender yield:
| 21.65% |
Final borrower rate/APR:
| 22.65% / 26.25% |
Final monthly payment:
| $61.64 |
| |
|
Auction yield range:
| 10.79% - 26.50% |
Estimated loss impact:
| 11.32% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 10.33% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 660-679 (Sep-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 3y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $976 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 57% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ForMySon747 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying For Dental Work
Purpose of loan:This loan will be used to pay for some dental work my son and I need done.My financial situation:
I am a good candidate for this loan because I have a good paying job and can afford the payment.I am trying to get this loan because my son and I both need some dental work done that is going to cost us about $3000.I have some of the money but need an additional $1600 to pay for it all.I have been employed for the same employer for the last 3.5 years.
Monthly net income: $3830.67
Monthly Expenses: $3154.00
Housing: $581.00
Insurance: $160.00
Car Expenses: $600.00 ? (2 car payments at $300/month.It will be paid off in 1 year which would drop this down to $300)
Utilities: $170.00
Phone,Cable,Internet: $78.00
Food, Entertainment: $400.00
Clothing, Household expenses: $100.00
Credit cards: $65.00
Student Loans: $600.00
Other Expenses: $430
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi there. Could you explain the delinquencies and the public record? Thanks and good luck with this loan. - green-rapid-openness
A:
About 3 years ago I had to file bankruptcy due to a major split up and I went through 2 years of custody court cases. You can imagine 2 years of lawyers and their costs. My main focus was my children. Since then I have gotten everything back together and have bought a house and two cars with no late payments. Some of the stuff from back then is still showing up on my credit report and I have just never gone in to dispute it to have it fixed.
(Sep-20-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| transaction-circuit | $50.00 | $50.00 | 9/16/2010 3:10:39 PM |
| exchange-dreams | $25.00 | $25.00 | 9/18/2010 6:49:36 AM |
| 4mydaughterseducation | $25.00 | $25.00 | 9/20/2010 7:02:30 PM |
| taetrade | $25.00 | $25.00 | 9/21/2010 6:03:12 AM |
| ethicalhumanist | $50.00 | $50.00 | 9/21/2010 1:21:37 PM |
| gothampark | $25.00 | $25.00 | 9/22/2010 10:09:06 AM |
| wlm3012 | $25.00 | $25.00 | 9/22/2010 1:04:44 PM |
| Reliance_Banker | $25.00 | $25.00 | 9/22/2010 4:47:17 PM |
| 99Lender | $30.00 | $30.00 | 9/22/2010 7:43:24 PM |
| FinanceEngine | $25.00 | $25.00 | 9/23/2010 5:21:21 AM |
| Chillito | $35.00 | $35.00 | 9/23/2010 11:27:39 AM |
| dRatedOnly | $25.00 | $25.00 | 9/23/2010 10:10:09 AM |
| Aegidius | $63.67 | $63.67 | 9/23/2010 9:38:15 AM |
| grampy48 | $25.00 | $5.82 | 9/23/2010 12:06:01 PM |
| wild-orange | $25.00 | $25.00 | 9/23/2010 10:50:31 AM |
| loanman2007 | $25.00 | $25.00 | 9/23/2010 10:53:04 AM |
| pureliquidhw | $25.00 | $25.00 | 9/23/2010 11:15:32 AM |
| Taho | $100.00 | $100.00 | 9/23/2010 2:34:54 PM |
| gloomis2 | $25.00 | $25.00 | 9/23/2010 2:36:56 PM |
| capital-kingdom | $25.00 | $25.00 | 9/23/2010 2:38:32 PM |
| johnk317 | $57.56 | $57.56 | 9/23/2010 3:03:46 PM |
| alphabet76 | $50.00 | $50.00 | 9/23/2010 3:04:27 PM |
| SolarMoonshine | $25.00 | $25.00 | 9/16/2010 6:26:08 PM |
| Milonguero | $100.00 | $100.00 | 9/21/2010 1:38:37 PM |
| phchristensen | $50.00 | $50.00 | 9/21/2010 4:48:15 PM |
| srs1325 | $25.00 | $25.00 | 9/22/2010 10:25:50 AM |
| resplendent-peace7 | $25.00 | $25.00 | 9/22/2010 3:39:37 PM |
| GrowthAspirations | $32.78 | $32.78 | 9/22/2010 9:00:24 PM |
| RadarLuv | $25.00 | $25.00 | 9/22/2010 9:50:43 PM |
| Leshan | $25.00 | $25.00 | 9/23/2010 8:35:31 AM |
| Bidwinner08 | $30.00 | $30.00 | 9/23/2010 7:37:25 AM |
| coin-explorer | $25.93 | $25.93 | 9/23/2010 5:46:00 AM |
| coasterman | $25.00 | $25.00 | 9/23/2010 10:06:55 AM |
| cupcake0 | $25.34 | $25.34 | 9/23/2010 10:11:21 AM |
| social-zebra | $29.75 | $29.75 | 9/23/2010 1:38:06 PM |
| BrighterSuns | $25.00 | $25.00 | 9/23/2010 2:08:05 PM |
| ultimate-peace | $150.00 | $150.00 | 9/23/2010 2:15:48 PM |
| asya | $37.16 | $37.16 | 9/23/2010 10:49:11 AM |
| california5andime | $25.00 | $25.00 | 9/23/2010 11:12:19 AM |
| testguy | $26.99 | $26.99 | 9/23/2010 2:38:29 PM |
| wealth-multiplier | $25.00 | $25.00 | 9/23/2010 2:36:46 PM |
| bitano | $100.00 | $100.00 | 9/23/2010 2:31:58 PM |
| 42 bids
|
Borrower Payment Dependent Notes Series
436223
This series of Notes was issued and sold upon the funding of the borrower loan #44550, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 9.8% |
Auction start date:
| Sep-17-2010 |
| |
Auction end date:
| Sep-24-2010 |
|
|
Starting lender yield:
| 24.75% |
Starting borrower rate/APR:
| 25.75% / 29.26% |
Starting monthly payment:
| $200.79 |
|
Final lender yield:
| 19.80% |
Final borrower rate/APR:
| 20.80% / 24.21% |
Final monthly payment:
| $187.86 |
| |
|
Auction yield range:
| 10.79% - 24.75% |
Estimated loss impact:
| 10.27% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.53% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-2005 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 640-659 (Sep-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 4y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,720 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Chris7205 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 22 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Jul-2009)
620-639
(Apr-2009)
620-639
(Sep-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 22 | | |
Description
Paying Discover Card
Purpose of loan:
To pay off Discover Card.
Discover offered me a credit card with 0% on balance transfers for a full year , and now after 5 months they send me a message saying that it was their mistake but? 0% was only for 6 months not a full year and they were really sorry. Period.
Purpose of that loan is to shred Disover card. I need to pay it quickly.
I am full time programmer and systems analyst?with stable financial situation working for big cunsulting company.
Monthly net income: $? 4870
Monthly expenses: $
??Housing: $? 1000????
??Insurance: $? 100
??Car expenses: $? 400
??Utilities: $ 200
??Phone, cable, internet: $ 50
??Food, entertainment: $ 800
??Credit cards and other loans: $? 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| lendstats_com | $25.00 | $25.00 | 9/17/2010 2:58:54 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 9/17/2010 3:07:10 PM |
| MoneyForNothing | $30.96 | $30.96 | 9/17/2010 5:06:19 PM |
| CA_Lender | $25.00 | $25.00 | 9/18/2010 5:40:40 PM |
| golffish2 | $100.00 | $100.00 | 9/20/2010 5:52:55 AM |
| loanman2007 | $75.00 | $75.00 | 9/20/2010 11:04:31 AM |
| lendstats_com | $275.00 | $275.00 | 9/20/2010 1:10:48 PM |
| SaintMatthew | $25.00 | $25.00 | 9/20/2010 5:18:00 PM |
| trade-goblin9 | $25.00 | $25.00 | 9/21/2010 3:06:54 AM |
| golffish2 | $100.00 | $100.00 | 9/21/2010 4:08:49 AM |
| whatreality | $100.00 | $100.00 | 9/21/2010 6:54:11 AM |
| felicity-daydream | $50.00 | $50.00 | 9/21/2010 2:10:50 PM |
| PropertyInvest | $25.00 | $25.00 | 9/22/2010 3:19:22 PM |
| Reliance_Banker | $25.00 | $25.00 | 9/22/2010 4:52:28 PM |
| FinanceEngine | $30.00 | $30.00 | 9/22/2010 5:51:49 PM |
| chkrvrty | $25.00 | $25.00 | 9/23/2010 3:13:15 PM |
| PeterPsych | $250.00 | $250.00 | 9/23/2010 3:42:31 PM |
| Accountant83 | $25.00 | $25.00 | 9/23/2010 5:53:47 PM |
| CaliforniaSun | $25.00 | $25.00 | 9/23/2010 3:47:30 PM |
| ustfu | $50.00 | $50.00 | 9/23/2010 7:59:59 PM |
| bughead | $25.00 | $25.00 | 9/23/2010 10:42:04 PM |
| clemclan | $25.00 | $25.00 | 9/23/2010 8:45:09 PM |
| PropertyInvest | $25.00 | $25.00 | 9/24/2010 4:09:47 AM |
| dammage | $25.97 | $25.97 | 9/24/2010 4:39:40 AM |
| Cambium | $29.00 | $29.00 | 9/24/2010 5:24:24 AM |
| finance-solo | $26.23 | $26.23 | 9/24/2010 3:34:38 AM |
| rockhound84 | $25.00 | $25.00 | 9/24/2010 7:24:00 AM |
| HermanstadtKid | $25.00 | $25.00 | 9/24/2010 8:23:18 AM |
| jcw3rd | $25.00 | $25.00 | 9/24/2010 8:19:54 AM |
| jhernand17 | $25.00 | $25.00 | 9/24/2010 8:46:31 AM |
| cassperr | $25.00 | $25.00 | 9/24/2010 9:39:34 AM |
| emjaybee | $25.17 | $25.17 | 9/24/2010 9:45:27 AM |
| TakeCare | $40.00 | $40.00 | 9/24/2010 9:17:06 AM |
| crw1950 | $25.00 | $25.00 | 9/24/2010 10:28:27 AM |
| brightest-dignified-penny | $25.00 | $25.00 | 9/24/2010 10:33:35 AM |
| careful-compassion | $25.00 | $25.00 | 9/24/2010 10:36:59 AM |
| credit-missile | $25.00 | $25.00 | 9/24/2010 10:20:16 AM |
| credit-missile | $25.00 | $25.00 | 9/24/2010 10:20:44 AM |
| harddollars | $25.00 | $25.00 | 9/24/2010 11:06:57 AM |
| credit-missile | $25.00 | $25.00 | 9/24/2010 10:36:10 AM |
| The-Lighthouse-Group | $25.00 | $25.00 | 9/24/2010 10:47:16 AM |
| a_falk22 | $25.00 | $25.00 | 9/24/2010 11:54:30 AM |
| revenue-appraiser | $30.16 | $30.16 | 9/24/2010 12:00:38 PM |
| william8 | $25.00 | $25.00 | 9/24/2010 11:24:38 AM |
| paceme1 | $49.94 | $49.94 | 9/24/2010 11:26:59 AM |
| credit-missile | $25.00 | $25.00 | 9/24/2010 10:19:14 AM |
| lucrative-coin | $67.56 | $67.56 | 9/24/2010 11:46:26 AM |
| trade-elm | $25.00 | $25.00 | 9/24/2010 12:23:53 PM |
| DoctorJoe | $25.00 | $25.00 | 9/24/2010 12:01:50 PM |
| tedi-tif | $75.00 | $75.00 | 9/24/2010 12:38:43 PM |
| Shanester | $25.00 | $25.00 | 9/24/2010 12:05:42 PM |
| wealth-pipeline | $25.00 | $25.00 | 9/24/2010 1:24:09 PM |
| Starfin-Capital-Management | $100.00 | $100.00 | 9/24/2010 1:40:23 PM |
| Kyileo | $25.00 | $25.00 | 9/24/2010 1:39:05 PM |
| p2ploan-sensation211 | $25.00 | $24.52 | 9/24/2010 2:45:59 PM |
| leverage-monger | $25.00 | $25.00 | 9/24/2010 2:43:06 PM |
| durable-investment8 | $31.17 | $31.17 | 9/24/2010 2:48:15 PM |
| Finchy78 | $25.00 | $25.00 | 9/17/2010 10:13:40 PM |
| sweety075 | $25.00 | $25.00 | 9/19/2010 1:06:37 PM |
| ptjg | $50.00 | $50.00 | 9/20/2010 10:20:16 AM |
| clemclan | $25.00 | $25.00 | 9/20/2010 10:55:52 PM |
| fuzed | $60.00 | $60.00 | 9/21/2010 11:39:31 AM |
| MattProsper | $50.00 | $50.00 | 9/21/2010 6:30:46 PM |
| wlm3012 | $25.00 | $25.00 | 9/22/2010 1:10:12 PM |
| boo_hoo | $50.00 | $50.00 | 9/22/2010 3:30:46 PM |
| Dollars4Rent | $25.00 | $25.00 | 9/22/2010 9:25:35 PM |
| rockhound84 | $25.00 | $25.00 | 9/22/2010 11:49:00 PM |
| snm2001 | $25.00 | $25.00 | 9/23/2010 8:49:15 AM |
| asya | $25.00 | $25.00 | 9/23/2010 10:51:01 AM |
| djkaiser | $28.28 | $28.28 | 9/23/2010 10:24:26 AM |
| BrighterSuns | $25.00 | $25.00 | 9/23/2010 1:19:05 PM |
| grammaspurse | $25.00 | $25.00 | 9/23/2010 2:42:51 PM |
| draggon77 | $25.00 | $25.00 | 9/23/2010 3:28:04 PM |
| SkyLoan | $25.00 | $25.00 | 9/23/2010 3:29:04 PM |
| Gandalf0001 | $25.00 | $25.00 | 9/23/2010 4:27:26 PM |
| AM2008 | $25.00 | $25.00 | 9/23/2010 4:50:26 PM |
| kf88 | $25.00 | $25.00 | 9/23/2010 5:43:34 PM |
| Cashlender1992 | $30.00 | $30.00 | 9/23/2010 6:26:31 PM |
| beachliving29 | $37.07 | $37.07 | 9/23/2010 4:50:22 PM |
| greenback-catapult3 | $50.00 | $50.00 | 9/23/2010 8:33:44 PM |
| integrity-doctor | $100.00 | $100.00 | 9/23/2010 9:06:51 PM |
| dajen1 | $25.00 | $25.00 | 9/23/2010 8:02:24 PM |
| strgazr8888 | $25.00 | $25.00 | 9/24/2010 5:01:07 AM |
| Chewbaca | $25.00 | $25.00 | 9/24/2010 5:42:59 AM |
| paceme1 | $27.00 | $27.00 | 9/24/2010 5:57:48 AM |
| enchanted-silver2 | $75.00 | $75.00 | 9/24/2010 4:00:16 AM |
| listing-enchilada | $65.00 | $65.00 | 9/24/2010 6:32:54 AM |
| Moe87 | $45.44 | $45.44 | 9/24/2010 4:23:07 AM |
| Mikale360 | $25.00 | $25.00 | 9/24/2010 6:48:51 AM |
| EliteCapital | $25.00 | $25.00 | 9/24/2010 5:32:55 AM |
| Onlyhappycustomers | $25.00 | $25.00 | 9/24/2010 6:24:52 AM |
| economy-popcorn | $25.00 | $25.00 | 9/24/2010 7:43:57 AM |
| trumpeter5 | $50.00 | $50.00 | 9/24/2010 8:30:26 AM |
| _NaLNaBB | $200.00 | $200.00 | 9/24/2010 9:23:42 AM |
| friendinmoney | $28.59 | $28.59 | 9/24/2010 8:56:45 AM |
| katnmouse | $25.00 | $25.00 | 9/24/2010 10:12:53 AM |
| credit-missile | $25.00 | $25.00 | 9/24/2010 10:18:45 AM |
| credit-missile | $25.00 | $25.00 | 9/24/2010 10:19:49 AM |
| forthright-trade | $25.00 | $25.00 | 9/24/2010 10:17:25 AM |
| gristle_mcthornbody | $25.00 | $25.00 | 9/24/2010 11:35:29 AM |
| category7 | $29.00 | $29.00 | 9/24/2010 10:19:42 AM |
| TashaRemay | $25.00 | $25.00 | 9/24/2010 11:46:28 AM |
| patriot384 | $150.00 | $150.00 | 9/24/2010 11:22:19 AM |
| payout-reaction740 | $25.00 | $25.00 | 9/24/2010 11:32:19 AM |
| droopie1 | $38.94 | $38.94 | 9/24/2010 12:44:48 PM |
| mex_invests | $25.00 | $25.00 | 9/24/2010 1:22:02 PM |
| Uylsses | $150.00 | $150.00 | 9/24/2010 1:24:52 PM |
| gothampark | $25.00 | $25.00 | 9/24/2010 1:05:02 PM |
| T-Bone | $50.00 | $50.00 | 9/24/2010 1:34:29 PM |
| benefit-boots | $25.00 | $25.00 | 9/24/2010 1:30:06 PM |
| clean-fund | $25.00 | $25.00 | 9/24/2010 1:57:48 PM |
| grampy48 | $50.00 | $50.00 | 9/24/2010 2:08:48 PM |
| Snoopylover | $25.00 | $25.00 | 9/24/2010 1:47:52 PM |
| well-rounded-dinero | $100.00 | $100.00 | 9/24/2010 2:31:49 PM |
| dajen1 | $50.00 | $50.00 | 9/24/2010 1:58:05 PM |
| moola-monger9 | $50.00 | $50.00 | 9/24/2010 2:43:31 PM |
| 116 bids
|
Borrower Payment Dependent Notes Series
475339
This series of Notes was issued and sold upon the funding of the borrower loan #44549, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,100.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 24.0% |
Auction start date:
| Sep-15-2010 |
| |
Auction end date:
| Sep-22-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 40.75% |
Starting monthly payment:
| $49.76 |
|
Final lender yield:
| 17.00% |
Final borrower rate/APR:
| 18.00% / 23.17% |
Final monthly payment:
| $39.77 |
| |
|
Auction yield range:
| 16.79% - 34.00% |
Estimated loss impact:
| 24.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| -7.94% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Mar-1994 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 660-679 (Sep-2010) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 0
/
0 | Length of status: | 0y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| famous-hope |
Borrower's state:
| California |
Borrower's group:
| Socorro Capital Partners |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan to establish credit
Purpose of loan:
This loan will be used to establish credit with my Prosper group.? I will use the proceeds to purchase software to grow my property valuation business. I am a Real Estate agent who does property valuations currently and I am apprenticing under another agent. I have been doing this now for 7 months and am ready to branch off on my own.
My financial situation:
I am a good candidate for this loan because I also have other sources of income.? I receive a Veterans pension of $541 a month and I work at a delivery job making $1,000 a month along with the money I receive as an apprentice doing valuations.? I have no other debt and my bills are very low.? I also currently have approximately $1,200 invested with Prosper.
Monthly net income: $ 2,000
Monthly expenses: $ 970
??Housing: $ 390
??Insurance: $ 70
??Car expenses: $100 (gas)?
??Utilities: $ 30
??Phone, cable, internet: $130
??Food, entertainment: $ 200
??Clothing, household expenses $50
??Credit cards and other loans: $ 0
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
CAN YOU TELL ME ABOUT YOUR PUBLIC RECORDS, THANK YOU - NELI
A:
I filed Chapter 7 Bankruptcy in 2008. I had two homes, two cars, and credit cards and my loan business just abruptly stopped. I used my savings to try and save myself. I went to the bank for advice and all they wanted to do was give me more money. I found out later about short sales and loan modifications after I had already filed. Just before that I had only had a couple 30 day late payments my whole life.
(Sep-16-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| dougm | $50.00 | $50.00 | 9/15/2010 10:22:31 PM |
| Socorro_Capital_Partners | $25.00 | $25.00 | 9/15/2010 10:01:08 PM |
| thegreatstrafe | $25.00 | $25.00 | 9/16/2010 2:14:46 PM |
| meggo33 | $25.00 | $25.00 | 9/16/2010 7:03:25 PM |
| goodcents | $25.00 | $25.00 | 9/18/2010 9:41:25 AM |
| loanman2007 | $200.00 | $200.00 | 9/21/2010 9:00:35 AM |
| Leshan | $66.66 | $66.66 | 9/21/2010 7:58:09 PM |
| systematic-fairness1 | $25.00 | $25.00 | 9/21/2010 8:48:02 PM |
| Green-Baron | $25.00 | $12.10 | 9/21/2010 10:52:08 PM |
| vulgy | $25.00 | $25.00 | 9/22/2010 6:11:26 AM |
| the-debt-fluffy-bunny | $100.00 | $100.00 | 9/15/2010 10:28:39 PM |
| lendstats_com | $300.00 | $300.00 | 9/16/2010 5:17:42 PM |
| Xarach | $46.73 | $46.73 | 9/19/2010 5:29:10 PM |
| debt-legend | $25.00 | $25.00 | 9/20/2010 8:50:15 AM |
| LendK | $34.51 | $34.51 | 9/20/2010 10:12:01 PM |
| BAEVentures | $25.00 | $25.00 | 9/21/2010 5:38:51 AM |
| Astyanax | $40.00 | $40.00 | 9/21/2010 2:25:47 PM |
| gpuck | $50.00 | $50.00 | 9/21/2010 3:07:49 PM |
| 18 bids
|
Borrower Payment Dependent Notes Series
475881
This series of Notes was issued and sold upon the funding of the borrower loan #44540, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.0% |
Auction start date:
| Sep-17-2010 |
| |
Auction end date:
| Sep-24-2010 |
|
|
Starting lender yield:
| 17.15% |
Starting borrower rate/APR:
| 18.15% / 20.36% |
Starting monthly payment:
| $398.50 |
|
Final lender yield:
| 14.15% |
Final borrower rate/APR:
| 15.15% / 17.32% |
Final monthly payment:
| $382.13 |
| |
|
Auction yield range:
| 5.79% - 17.15% |
Estimated loss impact:
| 6.19% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1963 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 720-739 (Aug-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 27
/
25 | Length of status: | 7y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 85 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $473,631 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| affluence-equation |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Executive needs assistance
Purpose of loan:
This loan will be used to? debt consolidation
My financial situation:
I am a good candidate for this loan because?I am employed. I just need to pay off one credit card which has gone to a very high interest rate.?
Monthly net income: $ 13000
Monthly expenses: $
??Housing: $ 3000
??Insurance: $ 600
??Car expenses: $ 200
??Utilities: $ 600
??Phone, cable, internet: $ 200
??Food, entertainment: $ 2000
??Clothing, household expenses $ 400
??Credit cards and other loans: $ 4000
??Other expenses: $ 1000
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Do you use any kind of budgeting or financial planning software (e.g. mint.com)? What is your financial planning strategy? - on_your_side
A:
I use Quicken and TurboTax. My current financial strategy is to pay off this ultra high interest credit card and the use my 2010 tax refund to reduce several other debts to more manageable levels. My job is secure and I just need to get over this hump.
(Sep-22-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Weaverville | $25.00 | $25.00 | 9/17/2010 2:58:46 PM |
| rescue | $50.00 | $50.00 | 9/17/2010 3:00:26 PM |
| ray1051 | $25.00 | $25.00 | 9/17/2010 2:59:19 PM |
| soheagle | $25.00 | $25.00 | 9/17/2010 3:00:41 PM |
| kegs | $150.00 | $150.00 | 9/17/2010 3:00:58 PM |
| handshake5 | $25.00 | $25.00 | 9/17/2010 3:02:49 PM |
| marketplace-cello5 | $50.00 | $50.00 | 9/17/2010 3:03:42 PM |
| money-bauble | $50.00 | $50.00 | 9/17/2010 3:05:41 PM |
| credit-scout7 | $50.00 | $50.00 | 9/17/2010 3:06:02 PM |
| ichibon | $150.00 | $150.00 | 9/17/2010 3:05:45 PM |
| golden-bid9 | $50.00 | $50.00 | 9/17/2010 3:07:09 PM |
| tsg2007 | $25.00 | $25.00 | 9/17/2010 3:14:12 PM |
| jazzlender | $25.00 | $25.00 | 9/17/2010 3:02:45 PM |
| a-finance-nirvana | $25.00 | $25.00 | 9/17/2010 3:07:05 PM |
| first-listing-expert | $25.00 | $25.00 | 9/17/2010 3:07:19 PM |
| worthy-bid8 | $100.00 | $100.00 | 9/17/2010 3:05:55 PM |
| studious-bonus7 | $100.00 | $100.00 | 9/17/2010 3:06:00 PM |
| gold-channel2 | $50.00 | $50.00 | 9/17/2010 3:06:18 PM |
| radforj22 | $25.00 | $25.00 | 9/18/2010 6:23:16 AM |
| helpinghand75 | $25.00 | $25.00 | 9/18/2010 9:58:15 AM |
| loan-wasp | $45.82 | $45.82 | 9/18/2010 11:39:18 AM |
| inspired-agreement | $50.00 | $50.00 | 9/18/2010 5:33:55 PM |
| well-rounded-dinero | $75.00 | $75.00 | 9/19/2010 3:24:14 PM |
| the-profit-oracle | $25.00 | $25.00 | 9/19/2010 7:29:40 PM |
| tech310 | $50.00 | $50.00 | 9/19/2010 7:20:31 PM |
| Cheburashka | $25.00 | $25.00 | 9/20/2010 9:50:17 AM |
| BeanCownter | $50.00 | $50.00 | 9/20/2010 9:49:17 AM |
| Randini | $50.00 | $50.00 | 9/20/2010 10:24:21 AM |
| return-percolator8 | $50.00 | $50.00 | 9/20/2010 10:24:11 AM |
| on_your_side | $25.00 | $25.00 | 9/20/2010 10:26:39 AM |
| Artist_Blue | $25.00 | $25.00 | 9/20/2010 10:29:53 AM |
| engaging-worth | $25.00 | $25.00 | 9/20/2010 10:37:35 AM |
| SimpleChoice | $25.00 | $25.00 | 9/20/2010 10:38:13 AM |
| jblack01 | $25.00 | $25.00 | 9/20/2010 12:14:28 PM |
| Comoparklender | $50.00 | $50.00 | 9/20/2010 12:48:32 PM |
| finance-magma7 | $34.02 | $34.02 | 9/20/2010 6:59:52 PM |
| ommcd | $25.00 | $25.00 | 9/20/2010 6:59:48 PM |
| bold-careful-finance | $25.00 | $25.00 | 9/20/2010 5:49:21 PM |
| kulender | $100.00 | $100.00 | 9/20/2010 6:59:47 PM |
| LAKESPRING | $25.00 | $25.00 | 9/21/2010 7:38:23 AM |
| compassionate-fairness6 | $25.00 | $25.00 | 9/21/2010 9:34:08 AM |
| RMB-Investments | $50.00 | $50.00 | 9/21/2010 11:30:15 AM |
| shmb6508 | $100.00 | $100.00 | 9/21/2010 11:08:31 AM |
| doncm | $50.00 | $50.00 | 9/21/2010 1:18:29 PM |
| IIP77 | $25.00 | $25.00 | 9/21/2010 2:37:47 PM |
| smurf163 | $25.00 | $25.00 | 9/21/2010 3:04:00 PM |
| KrauseVentures | $37.45 | $37.45 | 9/21/2010 3:19:30 PM |
| bxdoc | $75.00 | $75.00 | 9/21/2010 4:48:29 PM |
| ClearCut | $50.00 | $50.00 | 9/21/2010 5:04:35 PM |
| lending-bear | $50.00 | $50.00 | 9/21/2010 5:13:23 PM |
| CasaDeTomas | $100.00 | $100.00 | 9/21/2010 7:08:24 PM |
| airrbob | $50.00 | $50.00 | 9/21/2010 10:43:36 PM |
| the-bid-sorcerer | $50.00 | $50.00 | 9/21/2010 11:08:52 PM |
| julijask | $25.00 | $25.00 | 9/22/2010 1:05:38 AM |
| peb44 | $25.00 | $25.00 | 9/22/2010 1:06:17 AM |
| blackstar | $25.00 | $25.00 | 9/22/2010 9:03:36 AM |
| dunedin | $25.00 | $25.00 | 9/22/2010 11:32:19 AM |
| helping-out | $75.00 | $75.00 | 9/22/2010 11:31:16 AM |
| rudyindc | $25.00 | $25.00 | 9/22/2010 11:33:58 AM |
| anders94 | $25.00 | $25.00 | 9/22/2010 11:34:44 AM |
| grf1945 | $50.00 | $50.00 | 9/22/2010 11:45:16 AM |
| thrifty-return | $50.00 | $50.00 | 9/22/2010 10:54:37 AM |
| teller | $50.00 | $50.00 | 9/22/2010 1:09:08 PM |
| asdf9876 | $25.00 | $25.00 | 9/22/2010 1:43:41 PM |
| excellent-leverage6 | $25.00 | $25.00 | 9/22/2010 2:20:16 PM |
| visionary-currency | $60.07 | $60.07 | 9/22/2010 3:02:57 PM |
| wampum-chorus3 | $25.00 | $25.00 | 9/22/2010 3:01:36 PM |
| paradisenow | $25.00 | $25.00 | 9/22/2010 3:43:55 PM |
| DcUnited | $30.00 | $30.00 | 9/22/2010 3:45:38 PM |
| poolshark72 | $25.00 | $25.00 | 9/22/2010 4:02:36 PM |
| MARSTUN | $41.81 | $41.81 | 9/22/2010 8:13:20 PM |
| BaxterEvil | $42.27 | $42.27 | 9/22/2010 4:10:08 PM |
| greggathelegga | $25.00 | $25.00 | 9/22/2010 4:28:13 PM |
| BrooklynJim | $25.00 | $25.00 | 9/22/2010 11:15:57 PM |
| integrity-samaritan | $25.00 | $25.00 | 9/22/2010 9:28:44 PM |
| CapStack | $49.66 | $49.66 | 9/23/2010 1:44:36 AM |
| note-axis5 | $40.47 | $40.47 | 9/22/2010 9:48:19 PM |
| ericgassercom | $27.94 | $27.94 | 9/22/2010 10:03:24 PM |
| AFairDeal | $25.00 | $25.00 | 9/22/2010 11:02:41 PM |
| jaycro | $25.00 | $25.00 | 9/22/2010 8:44:55 PM |
| green-capital-hornet | $25.00 | $25.00 | 9/23/2010 1:29:47 AM |
| DanLash | $50.00 | $50.00 | 9/23/2010 8:28:30 AM |
| triumph329 | $50.00 | $50.00 | 9/23/2010 7:03:16 AM |
| bonus-poplar2 | $25.00 | $25.00 | 9/23/2010 7:03:28 AM |
| Hambone1111 | $25.00 | $25.00 | 9/23/2010 6:04:25 AM |
| cash-merry-maker | $25.00 | $25.00 | 9/23/2010 12:34:54 PM |
| Relevance | $50.00 | $50.00 | 9/23/2010 10:28:17 AM |
| pursuit469 | $50.00 | $50.00 | 9/23/2010 10:49:23 AM |
| treasure-generator | $25.00 | $25.00 | 9/23/2010 12:59:40 PM |
| Sefotonga | $25.00 | $25.00 | 9/23/2010 1:18:35 PM |
| ethicalhumanist | $50.00 | $50.00 | 9/23/2010 2:20:23 PM |
| OgOman | $30.36 | $30.36 | 9/23/2010 2:29:26 PM |
| wonderful-revenue0 | $25.00 | $25.00 | 9/23/2010 12:59:56 PM |
| chlebie | $25.00 | $25.00 | 9/23/2010 1:28:12 PM |
| wise-silver-wonder | $25.00 | $25.00 | 9/23/2010 1:39:03 PM |
| saschar | $25.00 | $25.00 | 9/23/2010 2:47:07 PM |
| wwwUniversal | $25.00 | $25.00 | 9/23/2010 2:31:22 PM |
| Passionate_Nurse | $50.00 | $50.00 | 9/23/2010 2:54:39 PM |
| jwood3030 | $25.00 | $25.00 | 9/23/2010 3:06:18 PM |
| ttnk62918 | $25.00 | $25.00 | 9/23/2010 3:07:18 PM |
| jeffpac | $50.00 | $50.00 | 9/23/2010 3:08:37 PM |
| wonderful-rupee | $25.00 | $25.00 | 9/23/2010 3:08:48 PM |
| AKJagMan | $25.00 | $25.00 | 9/23/2010 3:10:20 PM |
| riproaringrapids | $25.00 | $25.00 | 9/23/2010 3:10:35 PM |
| blujfan9293 | $50.00 | $50.00 | 9/23/2010 3:10:50 PM |
| cutter21 | $25.00 | $25.00 | 9/23/2010 3:16:32 PM |
| bullwink27 | $25.00 | $25.00 | 9/23/2010 3:05:47 PM |
| PRGuyinVA | $50.00 | $50.00 | 9/23/2010 3:08:19 PM |
| Binan | $25.00 | $25.00 | 9/23/2010 3:08:35 PM |
| IP | $50.00 | $50.00 | 9/23/2010 3:09:23 PM |
| broker558 | $25.00 | $25.00 | 9/23/2010 3:11:17 PM |
| smart-leverage7 | $50.00 | $50.00 | 9/23/2010 3:05:12 PM |
| benefit-piano5 | $25.00 | $25.00 | 9/23/2010 3:05:42 PM |
| ALHBLJ | $50.00 | $50.00 | 9/23/2010 3:07:59 PM |
| honorable-yield | $50.00 | $50.00 | 9/23/2010 3:08:42 PM |
| first-restless-payout | $50.00 | $50.00 | 9/23/2010 3:09:39 PM |
| integrity-trumpet | $50.00 | $50.00 | 9/23/2010 3:10:41 PM |
| NYCFinancier | $25.00 | $25.00 | 9/23/2010 3:10:45 PM |
| schnarff | $25.00 | $25.00 | 9/23/2010 4:42:17 PM |
| Long-term2040 | $25.00 | $25.00 | 9/23/2010 4:32:52 PM |
| FinanceEngine | $25.00 | $25.00 | 9/23/2010 9:06:24 PM |
| calm-platinum8 | $25.00 | $25.00 | 9/23/2010 9:35:35 PM |
| selfmademan | $25.00 | $25.00 | 9/24/2010 1:40:20 AM |
| doomsday18 | $25.00 | $25.00 | 9/24/2010 8:59:58 AM |
| atlas100 | $50.00 | $50.00 | 9/24/2010 9:19:51 AM |
| kanedukke | $27.98 | $27.98 | 9/24/2010 10:03:38 AM |
| lucrative-coin | $50.00 | $50.00 | 9/24/2010 11:51:46 AM |
| social-zebra | $25.00 | $25.00 | 9/24/2010 12:11:45 PM |
| leverage-monger | $25.00 | $25.00 | 9/24/2010 2:37:56 PM |
| brightest-affluence-motivator | $96.77 | $96.77 | 9/17/2010 3:00:56 PM |
| larrybird | $150.00 | $150.00 | 9/17/2010 3:01:02 PM |
| GElender | $100.00 | $100.00 | 9/17/2010 3:02:40 PM |
| authentic-liberty7 | $50.00 | $50.00 | 9/17/2010 3:02:35 PM |
| enthralling-deal180 | $100.00 | $100.00 | 9/17/2010 3:03:10 PM |
| pfh | $25.00 | $25.00 | 9/17/2010 3:03:23 PM |
| kmr2 | $150.00 | $150.00 | 9/17/2010 3:02:57 PM |
| mtquan | $25.00 | $25.00 | 9/17/2010 3:05:02 PM |
| schpere | $75.00 | $75.00 | 9/17/2010 2:59:33 PM |
| Clambake | $50.00 | $50.00 | 9/17/2010 3:07:07 PM |
| 6moonbeams | $100.00 | $100.00 | 9/17/2010 3:06:08 PM |
| patriot897 | $50.00 | $50.00 | 9/17/2010 3:06:49 PM |
| jigsaw | $100.00 | $100.00 | 9/17/2010 3:03:19 PM |
| peripatetic | $25.00 | $25.00 | 9/17/2010 3:03:34 PM |
| Tradesmanlender | $25.00 | $25.00 | 9/17/2010 4:38:54 PM |
| generous-deal6 | $50.00 | $50.00 | 9/17/2010 3:03:49 PM |
| bid-czar8 | $100.00 | $100.00 | 9/17/2010 3:03:58 PM |
| mla | $25.00 | $25.00 | 9/17/2010 9:03:16 PM |
| simplelender80 | $174.49 | $174.49 | 9/17/2010 4:38:57 PM |
| cloud8 | $50.00 | $50.00 | 9/17/2010 9:44:35 PM |
| papaloha | $25.00 | $25.00 | 9/17/2010 9:45:03 PM |
| Sol_Invictus | $25.00 | $25.00 | 9/18/2010 5:47:54 AM |
| ideal-platinum1 | $40.10 | $40.10 | 9/18/2010 8:59:30 AM |
| red-adaptable-funds | $50.00 | $50.00 | 9/18/2010 2:58:32 PM |
| gethsemane4 | $25.00 | $25.00 | 9/19/2010 8:43:26 AM |
| sound | $48.57 | $48.57 | 9/19/2010 2:18:14 PM |
| objective-investor | $100.00 | $100.00 | 9/19/2010 7:29:50 PM |
| Ripsaw4U | $50.00 | $50.00 | 9/19/2010 7:29:25 PM |
| BaileyBrothers | $50.00 | $50.00 | 9/20/2010 9:08:37 AM |
| bountiful-durability | $100.00 | $100.00 | 9/20/2010 10:23:35 AM |
| ferocious-finance | $25.00 | $25.00 | 9/20/2010 10:26:34 AM |
| AF-Chief | $50.00 | $50.00 | 9/20/2010 10:24:05 AM |
| wise-dedicated-power | $25.00 | $25.00 | 9/20/2010 10:35:17 AM |
| danthemon35 | $25.00 | $25.00 | 9/20/2010 10:37:16 AM |
| yukongin | $100.00 | $100.00 | 9/20/2010 10:39:18 AM |
| hookUup | $25.00 | $25.00 | 9/20/2010 10:40:57 AM |
| efficient-treasure0 | $25.00 | $25.00 | 9/20/2010 10:40:45 AM |
| oregonusa | $50.00 | $50.00 | 9/20/2010 10:52:21 AM |
| Ocean713 | $50.00 | $50.00 | 9/20/2010 1:13:27 PM |
| attentive-income | $50.00 | $50.00 | 9/20/2010 3:27:37 PM |
| the-bright-velocity | $25.00 | $25.00 | 9/20/2010 6:59:55 PM |
| efficient-marketplace | $50.00 | $50.00 | 9/20/2010 6:59:53 PM |
| Cai8899 | $50.00 | $50.00 | 9/21/2010 5:38:33 AM |
| williemc44 | $50.00 | $50.00 | 9/21/2010 9:33:37 AM |
| benjamins-den | $25.00 | $25.00 | 9/21/2010 9:34:21 AM |
| calm-deal7 | $25.00 | $25.00 | 9/21/2010 9:35:51 AM |
| Gabriel02 | $25.00 | $25.00 | 9/21/2010 12:04:53 PM |
| trade-freshmaker | $50.00 | $50.00 | 9/21/2010 10:53:24 AM |
| important-ore | $50.00 | $50.00 | 9/21/2010 3:03:53 PM |
| LoisLoan | $25.00 | $25.00 | 9/21/2010 5:48:32 PM |
| irrelevant | $25.00 | $25.00 | 9/21/2010 3:35:00 PM |
| socrates520 | $50.00 | $50.00 | 9/21/2010 3:49:33 PM |
| RayEarth | $25.00 | $25.00 | 9/21/2010 4:49:43 PM |
| bold-yield-rumbler | $25.00 | $25.00 | 9/21/2010 8:19:04 PM |
| Easystreet | $25.00 | $25.00 | 9/22/2010 12:50:38 AM |
| silver-armada | $50.00 | $50.00 | 9/22/2010 4:33:31 AM |
| Tomeus | $75.00 | $75.00 | 9/22/2010 9:33:27 AM |
| jo2y | $25.00 | $25.00 | 9/22/2010 11:30:36 AM |
| Investoman | $50.00 | $50.00 | 9/22/2010 11:29:31 AM |
| flexible-return297 | $50.00 | $50.00 | 9/22/2010 11:31:30 AM |
| oracle3 | $50.00 | $50.00 | 9/22/2010 11:33:41 AM |
| maldok1 | $25.00 | $25.00 | 9/22/2010 12:55:36 PM |
| credit-investor5 | $50.00 | $50.00 | 9/22/2010 1:57:48 PM |
| agalt | $100.00 | $100.00 | 9/22/2010 2:23:12 PM |
| smart-return | $25.00 | $25.00 | 9/22/2010 1:43:15 PM |
| laufer32304 | $37.68 | $37.68 | 9/22/2010 3:01:49 PM |
| Vegasjim | $25.00 | $25.00 | 9/22/2010 3:45:07 PM |
| gracej | $25.00 | $25.00 | 9/22/2010 3:45:19 PM |
| zrohmm | $25.00 | $25.00 | 9/22/2010 3:58:36 PM |
| shalofin | $100.00 | $100.00 | 9/22/2010 4:27:29 PM |
| grystndoc | $25.00 | $25.00 | 9/22/2010 5:14:03 PM |
| cyberbro | $25.00 | $25.00 | 9/22/2010 3:16:05 PM |
| nalaari | $25.00 | $25.00 | 9/22/2010 3:45:05 PM |
| vigorous-note | $50.00 | $50.00 | 9/22/2010 3:45:17 PM |
| ClearLake | $25.00 | $25.00 | 9/22/2010 11:16:00 PM |
| Phantom99 | $25.00 | $25.00 | 9/22/2010 11:31:06 PM |
| tlam168 | $50.00 | $50.00 | 9/22/2010 9:18:27 PM |
| gulch | $49.66 | $49.66 | 9/22/2010 11:14:52 PM |
| LandE2BG | $25.00 | $25.00 | 9/22/2010 11:02:44 PM |
| impartial-peace9 | $25.00 | $25.00 | 9/23/2010 7:58:12 AM |
| bill-mushroom | $25.00 | $25.00 | 9/23/2010 2:43:24 AM |
| dollardave | $100.00 | $100.00 | 9/23/2010 9:23:34 AM |
| frizzzzank | $50.00 | $50.00 | 9/23/2010 10:59:06 AM |
| financial-frenzy | $50.00 | $50.00 | 9/23/2010 11:23:15 AM |
| cxl9 | $50.00 | $50.00 | 9/23/2010 9:53:28 AM |
| sfmdg | $50.00 | $50.00 | 9/23/2010 9:37:05 AM |
| DRA-Properties | $25.00 | $25.00 | 9/23/2010 9:49:44 AM |
| djh47a | $25.00 | $25.00 | 9/23/2010 12:59:59 PM |
| investment-tempo | $25.00 | $25.00 | 9/23/2010 2:29:24 PM |
| Walden2007 | $25.00 | $25.00 | 9/23/2010 3:05:08 PM |
| jitster | $50.00 | $50.00 | 9/23/2010 3:05:35 PM |
| CLoViq | $50.00 | $50.00 | 9/23/2010 3:05:40 PM |
| new-social-economist | $40.68 | $40.68 | 9/23/2010 3:06:47 PM |
| Devsfan3 | $50.00 | $50.00 | 9/23/2010 3:08:51 PM |
| forthright-principal2 | $25.00 | $25.00 | 9/23/2010 3:10:17 PM |
| zorg77 | $25.00 | $25.00 | 9/23/2010 3:10:33 PM |
| Msbutterfly | $50.00 | $50.00 | 9/23/2010 3:10:36 PM |
| MyPFBlog | $25.00 | $25.00 | 9/23/2010 3:05:41 PM |
| Patter256 | $25.00 | $25.00 | 9/23/2010 3:08:04 PM |
| enigmallc | $25.00 | $25.00 | 9/23/2010 3:08:44 PM |
| affluence-animal | $50.00 | $50.00 | 9/23/2010 3:09:40 PM |
| junctionking | $25.00 | $25.00 | 9/23/2010 3:09:51 PM |
| lokiswolf | $26.24 | $13.23 | 9/23/2010 3:25:26 PM |
| flexible-duty3 | $25.00 | $25.00 | 9/23/2010 3:05:42 PM |
| tranquil-revenue | $50.00 | $50.00 | 9/23/2010 3:08:05 PM |
| AK49-JW | $25.00 | $25.00 | 9/23/2010 3:08:21 PM |
| justice-dna | $25.00 | $25.00 | 9/23/2010 3:08:40 PM |
| diplomatic-wealth7 | $50.00 | $50.00 | 9/23/2010 3:10:40 PM |
| responsible-investment0 | $25.97 | $25.97 | 9/23/2010 3:12:22 PM |
| penny-plato | $100.00 | $100.00 | 9/23/2010 3:49:51 PM |
| CaliforniaSun | $25.00 | $25.00 | 9/23/2010 4:03:20 PM |
| Gandalf0001 | $25.00 | $25.00 | 9/23/2010 4:29:45 PM |
| penny-plato | $100.00 | $100.00 | 9/23/2010 4:44:13 PM |
| Jester8967 | $75.00 | $75.00 | 9/23/2010 6:02:46 PM |
| finance-symphony7 | $100.00 | $100.00 | 9/23/2010 5:09:08 PM |
| dajen1 | $30.00 | $30.00 | 9/23/2010 6:06:51 PM |
| zztopdog | $25.00 | $25.00 | 9/23/2010 10:52:01 PM |
| mgking007 | $25.00 | $25.00 | 9/24/2010 1:03:33 AM |
| Ven58 | $25.00 | $25.00 | 9/24/2010 1:40:36 AM |
| credit-kahuna | $50.00 | $50.00 | 9/24/2010 1:07:51 AM |
| Bank_Of_XL | $50.00 | $50.00 | 9/24/2010 6:20:31 AM |
| blazing-revenue3 | $50.00 | $50.00 | 9/24/2010 9:06:59 AM |
| rapid-currency | $50.00 | $50.00 | 9/24/2010 1:29:52 PM |
| Isotope | $25.00 | $25.00 | 9/24/2010 1:39:11 PM |
| easylivin | $25.00 | $25.00 | 9/24/2010 2:53:53 PM |
| 254 bids
|
Borrower Payment Dependent Notes Series
475991
This series of Notes was issued and sold upon the funding of the borrower loan #44537, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.3% |
Auction start date:
| Sep-17-2010 |
| |
Auction end date:
| Sep-24-2010 |
|
|
Starting lender yield:
| 6.00% |
Starting borrower rate/APR:
| 7.00% / 7.34% |
Starting monthly payment:
| $92.63 |
|
Final lender yield:
| 5.80% |
Final borrower rate/APR:
| 6.80% / 7.14% |
Final monthly payment:
| $92.36 |
| |
|
Auction yield range:
| 2.79% - 6.00% |
Estimated loss impact:
| 1.30% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 4.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Oct-1985 |
Debt/Income ratio:
| 2% |
|
Credit score:
| 860-879 (Sep-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 17y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,867 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| trumpeter5 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 860-879 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 860-879
(Jan-2010)
|
|
Principal balance:
| $818.26 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
Son's College
Purpose of loan:
This loan will be used to??help my son attend college.? My son will pay for 1/2 of the college costs and I need these funds to pay for the other 1/2.
My financial situation:
I am a good candidate for this loan because?I have an exceptional credit rating, secure employment, and a good income.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Mav26 | $65.00 | $65.00 | 9/17/2010 6:38:42 PM |
| turbospeed | $25.00 | $25.00 | 9/17/2010 3:06:50 PM |
| outofoffice | $48.24 | $48.24 | 9/18/2010 3:35:55 PM |
| mamayama | $100.00 | $100.00 | 9/18/2010 11:06:55 AM |
| HappyToLoan | $30.00 | $30.00 | 9/18/2010 8:09:42 PM |
| RandyL3 | $25.00 | $25.00 | 9/19/2010 8:03:38 PM |
| cwegert | $25.00 | $25.00 | 9/20/2010 7:57:44 AM |
| tender-commerce8 | $1,000.00 | $1,000.00 | 9/20/2010 7:35:58 PM |
| bannybucks | $25.00 | $25.00 | 9/20/2010 7:09:11 PM |
| alvinsl | $25.00 | $25.00 | 9/21/2010 5:36:41 AM |
| loanman2007 | $25.00 | $25.00 | 9/21/2010 9:16:57 AM |
| RandyL3 | $50.00 | $50.00 | 9/21/2010 4:31:14 PM |
| Joshua_E | $25.00 | $25.00 | 9/22/2010 7:50:26 AM |
| interstellar | $50.00 | $50.00 | 9/22/2010 4:09:27 PM |
| 340 | $28.54 | $28.54 | 9/22/2010 5:57:04 PM |
| seineil | $25.00 | $25.00 | 9/22/2010 5:48:17 PM |
| Lender0307 | $25.00 | $25.00 | 9/22/2010 9:39:38 PM |
| Dollars4Rent | $25.00 | $25.00 | 9/22/2010 9:27:42 PM |
| heerzaquestion | $25.00 | $25.00 | 9/23/2010 9:08:12 AM |
| marwadi-62 | $300.00 | $300.00 | 9/23/2010 3:49:54 PM |
| payout-reaction740 | $25.00 | $25.00 | 9/23/2010 7:53:33 PM |
| JohnSmith10 | $25.00 | $25.00 | 9/23/2010 8:07:31 PM |
| colorfulgardener | $25.00 | $25.00 | 9/24/2010 5:54:04 AM |
| Banker3119 | $25.00 | $25.00 | 9/24/2010 7:57:58 AM |
| atlas100 | $50.00 | $50.00 | 9/24/2010 9:16:01 AM |
| msu04303 | $28.00 | $28.00 | 9/24/2010 12:54:42 PM |
| invest-in-ed | $500.00 | $272.78 | 9/19/2010 8:01:00 PM |
| bondhedger | $50.00 | $50.00 | 9/20/2010 7:38:36 PM |
| sophisticated-marketplace | $25.00 | $25.00 | 9/20/2010 10:05:31 PM |
| Chad2Help | $25.00 | $25.00 | 9/22/2010 4:39:45 AM |
| bfn311 | $25.00 | $25.00 | 9/22/2010 12:59:17 PM |
| HOPPS | $25.00 | $25.00 | 9/22/2010 6:14:59 PM |
| cwegert | $25.00 | $25.00 | 9/22/2010 9:29:05 PM |
| exchange-squirrel | $25.00 | $25.00 | 9/23/2010 12:01:15 AM |
| dollardave | $100.00 | $100.00 | 9/23/2010 9:24:06 AM |
| TomDalonajay | $25.00 | $25.00 | 9/23/2010 9:34:27 AM |
| elevated-finance | $50.00 | $50.00 | 9/23/2010 5:37:43 PM |
| dajen1 | $25.00 | $25.00 | 9/23/2010 7:20:19 PM |
| invest-in-ed | $80.00 | $80.00 | 9/24/2010 11:30:05 AM |
| mamayama | $47.44 | $47.44 | 9/24/2010 11:26:54 AM |
| moneytolend72 | $25.00 | $25.00 | 9/24/2010 12:37:44 PM |
| Auditman | $50.00 | $50.00 | 9/24/2010 12:54:16 PM |
| 42 bids
|
Borrower Payment Dependent Notes Series
476145
This series of Notes was issued and sold upon the funding of the borrower loan #44568, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 24.0% |
Auction start date:
| Sep-20-2010 |
| |
Auction end date:
| Sep-27-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $135.71 |
|
Final lender yield:
| 29.25% |
Final borrower rate/APR:
| 30.25% / 33.86% |
Final monthly payment:
| $127.77 |
| |
|
Auction yield range:
| 16.79% - 34.00% |
Estimated loss impact:
| 25.71% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 3.54% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Nov-1991 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 620-639 (Sep-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 16
/
14 | Length of status: | 4y 0m |
|
Amount delinquent:
| $58 |
Total credit lines:
| 28 |
Occupation: | Social Worker |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,082 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dinero-awakening |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 24 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 580-599
(Aug-2008)
|
|
Principal balance:
| $1,275.52 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 24 | | |
Description
ProsperLoan Good Standing Must Move
Purpose of loan:
This loan will be used to move from my current apartment. My landlord died and the building was sold as a single family unit, so I must move. My current roommate has not paid rent in six months. I am current on the?rent, but have had to pay the entire rent. Therefore, i have not been able to save for a deposit and first month rent or moving expenses.?I also had?to put central air and new front steps on my home in St. Louis.?
My financial situation:
I am a good candidate for this loan because I have never been late on my other Prosper loan. I am an extremely hard worker, but since relocating have had two bad tenents at my rental place. My current tenent has been there over a year and is doing an excellent job. I will be renting an apartment which will not excede $1500 a month, but will not have cable or internet expenses and will not be paying utilities. I am cutting out all extra expenses in order to pay off credit card debt.
Monthly net income: $ 4900 plus $600 in rental property
Monthly expenses: $
??Housing: $ 2949 (rent and mortgage)
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 100
??Phone, cable, internet: $ 220
??Food, entertainment: $ 350
??Clothing, household expenses $ 150
??Credit cards and other loans: $?900
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Can you publicly explain the delinquency on your credit report? Also, please be more specific in breaking down your expenses and income. I see you mention a rental place, what do you get for that? What is the current rent you're paying/will pay? - shawnw2
A:
The delinquency was a credit card payment which I normally pay online, but overlooked and have since paid. I receive 600 rent from a property in the previous city I lived in, but relocated for a new job. My current portion of the rent is 1500 and I will be paying the same when I move (the new rent includes all utilities).
(Sep-21-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| maximusindebtus | $50.00 | $50.00 | 9/21/2010 5:42:59 PM |
| drcoop | $25.00 | $25.00 | 9/24/2010 9:34:17 AM |
| revenue-driver8 | $32.82 | $32.82 | 9/25/2010 1:46:30 PM |
| deepblue34 | $30.00 | $30.00 | 9/25/2010 8:08:50 PM |
| sensible-fund | $95.23 | $95.23 | 9/25/2010 4:20:53 PM |
| chameleon125 | $50.00 | $50.00 | 9/26/2010 10:10:23 AM |
| WonByOne | $50.00 | $50.00 | 9/26/2010 11:06:11 AM |
| PeterPsych | $100.00 | $100.00 | 9/26/2010 1:48:39 PM |
| Tizzo27 | $30.53 | $30.53 | 9/26/2010 7:19:21 PM |
| PXM-Financial | $33.00 | $33.00 | 9/27/2010 8:50:09 AM |
| loan-eagle9 | $25.00 | $25.00 | 9/27/2010 8:06:41 AM |
| Leshan | $66.66 | $66.66 | 9/27/2010 8:30:52 AM |
| mutual-benefit | $25.00 | $25.00 | 9/27/2010 11:25:25 AM |
| Bob450 | $30.00 | $30.00 | 9/27/2010 12:49:20 PM |
| Starfin-Capital-Management | $217.98 | $217.98 | 9/27/2010 12:52:26 PM |
| ultimate-peace | $150.00 | $150.00 | 9/27/2010 1:23:25 PM |
| Catz_aplenty | $25.00 | $25.00 | 9/27/2010 1:40:46 PM |
| minnesotafinancial | $25.00 | $25.00 | 9/27/2010 1:21:38 PM |
| grampy48 | $25.00 | $25.00 | 9/27/2010 2:14:10 PM |
| payout-bridge | $650.00 | $361.85 | 9/27/2010 2:29:45 PM |
| fireferd | $40.00 | $40.00 | 9/27/2010 2:13:41 PM |
| ohmarkybaby | $25.00 | $25.00 | 9/27/2010 2:33:38 PM |
| CommunityArts_Non-profit | $25.00 | $25.00 | 9/21/2010 6:28:21 AM |
| UCLA4life | $50.00 | $50.00 | 9/21/2010 3:08:15 PM |
| penny-plato | $25.00 | $25.00 | 9/21/2010 3:57:17 PM |
| lendstats_com | $200.00 | $200.00 | 9/22/2010 6:56:59 AM |
| WonByOne | $25.00 | $25.00 | 9/23/2010 7:56:22 AM |
| wlm3012 | $25.00 | $25.00 | 9/24/2010 2:41:55 PM |
| WonByOne | $25.00 | $25.00 | 9/25/2010 6:28:48 AM |
| hillerod | $25.00 | $25.00 | 9/25/2010 8:40:05 AM |
| zydeco337 | $25.00 | $25.00 | 9/25/2010 12:42:43 PM |
| Kash2010lu | $50.00 | $50.00 | 9/25/2010 1:16:10 PM |
| loanman2007 | $50.00 | $50.00 | 9/25/2010 1:09:42 PM |
| sweety075 | $25.00 | $25.00 | 9/25/2010 6:40:23 PM |
| bmw2 | $50.00 | $50.00 | 9/25/2010 8:24:17 PM |
| wild-orange | $25.00 | $25.00 | 9/27/2010 8:37:50 AM |
| Mikale360 | $25.00 | $25.00 | 9/27/2010 7:06:55 AM |
| ZOOOM | $25.00 | $25.00 | 9/27/2010 7:22:48 AM |
| credit-missile | $25.00 | $25.00 | 9/27/2010 9:15:05 AM |
| MTF | $50.00 | $50.00 | 9/27/2010 9:34:20 AM |
| credit-missile | $25.00 | $25.00 | 9/27/2010 9:14:39 AM |
| lender12345 | $25.00 | $25.00 | 9/27/2010 10:28:00 AM |
| Rip128 | $100.00 | $100.00 | 9/27/2010 12:23:59 PM |
| MStackIV | $87.04 | $87.04 | 9/27/2010 12:31:13 PM |
| RecoveryLender | $25.00 | $25.00 | 9/27/2010 12:50:25 PM |
| shrewd-income | $50.00 | $50.00 | 9/27/2010 12:48:15 PM |
| imoutdoorsy | $30.75 | $30.75 | 9/27/2010 1:28:02 PM |
| KlarthXVII | $40.00 | $40.00 | 9/27/2010 1:51:55 PM |
| moola-monger9 | $50.00 | $50.00 | 9/27/2010 2:09:14 PM |
| houli123 | $50.00 | $50.00 | 9/27/2010 2:11:08 PM |
| capital-kingdom | $50.00 | $50.00 | 9/27/2010 1:42:54 PM |
| 340 | $79.14 | $79.14 | 9/27/2010 2:03:26 PM |
| tigercat | $50.00 | $50.00 | 9/27/2010 2:19:42 PM |
| wealth-multiplier | $25.00 | $25.00 | 9/27/2010 2:31:03 PM |
| doopers | $25.00 | $25.00 | 9/27/2010 2:24:49 PM |
| mammalian4 | $25.00 | $25.00 | 9/27/2010 2:27:18 PM |
| 56 bids
|
Borrower Payment Dependent Notes Series
476365
This series of Notes was issued and sold upon the funding of the borrower loan #44580, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.8% |
Auction start date:
| Sep-20-2010 |
| |
Auction end date:
| Sep-27-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $135.71 |
|
Final lender yield:
| 25.00% |
Final borrower rate/APR:
| 26.00% / 29.52% |
Final monthly payment:
| $120.87 |
| |
|
Auction yield range:
| 10.79% - 34.00% |
Estimated loss impact:
| 11.42% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.58% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 740-759 (Sep-2010) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 6y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $335 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| calltond |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off Mortgage: Lender agreed!
Purpose of loan:
This loan will be used to pay off my mortgage.? My mortgage rate is set to increase and I have negotiated with the lender for a full payoff amount.? I have most of the money saved to do this however, I am requesting the rest from this loan.? I am very frustrated with my lender and would prefer to not have to deal with them anymore.? I am aware that my APR will be very high for this loan.? This is a good idea for me because the amount of my mortgage is significantly larger that the amount of this loan I am requesting.? It will result in less total interest for me.? My lender will charge me a prepayment penalty if I do not pay off the loan in full.? This is why I seek to do so.
My financial situation:
I am a good candidate for this loan because I make considerably more money than my expenditures.? I am a pizza driver and most of my income is undocumented.? I earn $7.40/hr on the books.? Off the books I earn an average of $120.00/week in commissions and $375.00/week in tips.? Also, my wife is employed full time and earns a take home pay of approximately $1900/month.? Since my wife began working full time 7 months ago, we have been able to save over $1000/month.
Monthly net income: $
Self:? $2800
Wife:? $1900
Monthly expenses: $
(Family)
??Housing: $
150 (After MTG is paid:? Remainder for taxes and insurance)
? Car Insurance: $
93
??Car expenses: $
450
??Utilities: $
220
??Phone, cable, internet: $
127
??Food, entertainment: $
1000
??Clothing, household expenses $
100
??Credit cards and Student loans: $
193
??Other expenses (Pet and Vet): $
150
Total : $2290
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| transaction-circuit | $50.00 | $50.00 | 9/20/2010 2:40:39 PM |
| tech310 | $50.00 | $50.00 | 9/21/2010 1:04:53 AM |
| thomas16882004 | $25.00 | $25.00 | 9/22/2010 1:08:02 AM |
| neorunner | $25.00 | $25.00 | 9/23/2010 6:54:37 PM |
| well-rounded-dinero | $100.00 | $37.78 | 9/23/2010 7:09:05 PM |
| Milonguero | $100.00 | $100.00 | 9/24/2010 8:33:28 PM |
| leverage-monger | $25.00 | $25.00 | 9/25/2010 8:55:35 AM |
| platinum-enlightenment | $25.00 | $25.00 | 9/25/2010 8:16:04 AM |
| diversification-maple1 | $25.00 | $25.00 | 9/25/2010 3:01:02 PM |
| penny-plato | $25.00 | $25.00 | 9/25/2010 2:50:20 PM |
| Mindful7 | $25.00 | $25.00 | 9/26/2010 7:57:44 AM |
| nickel-demon2 | $100.00 | $100.00 | 9/26/2010 9:03:05 AM |
| credit-missile | $25.00 | $25.00 | 9/27/2010 2:00:04 AM |
| credit-missile | $25.00 | $25.00 | 9/27/2010 1:59:51 AM |
| freedom3 | $380.61 | $380.61 | 9/27/2010 2:58:10 AM |
| Rulea72 | $47.40 | $47.40 | 9/27/2010 8:45:05 AM |
| fireferd | $30.00 | $30.00 | 9/27/2010 9:26:06 AM |
| jybank | $25.00 | $25.00 | 9/27/2010 9:24:39 AM |
| rockhound84 | $25.00 | $25.00 | 9/27/2010 11:02:05 AM |
| capital-kingdom | $50.00 | $50.00 | 9/27/2010 10:26:48 AM |
| zztopdog | $25.00 | $25.00 | 9/27/2010 12:12:00 PM |
| reflective-rupee | $125.00 | $125.00 | 9/27/2010 12:10:04 PM |
| NickRac | $30.00 | $30.00 | 9/27/2010 12:58:03 PM |
| ethicalhumanist | $50.00 | $50.00 | 9/27/2010 12:59:21 PM |
| patriot384 | $120.00 | $120.00 | 9/27/2010 1:02:45 PM |
| _NaLNaBB | $100.00 | $100.00 | 9/27/2010 1:20:36 PM |
| houli123 | $100.00 | $100.00 | 9/27/2010 2:10:31 PM |
| moola-monger9 | $47.18 | $47.18 | 9/27/2010 2:18:49 PM |
| SolarMoonshine | $25.00 | $25.00 | 9/21/2010 4:09:21 AM |
| sfmf | $25.00 | $25.00 | 9/21/2010 12:53:29 PM |
| AdamsWay | $25.00 | $25.00 | 9/22/2010 7:26:09 PM |
| Jubael | $62.03 | $62.03 | 9/23/2010 1:04:32 PM |
| FLSmooth | $50.00 | $50.00 | 9/24/2010 4:34:02 AM |
| FinanceEngine | $25.00 | $25.00 | 9/25/2010 7:20:15 AM |
| MAYBROOK | $75.00 | $75.00 | 9/25/2010 11:24:16 AM |
| theloanteacher | $25.00 | $25.00 | 9/26/2010 11:18:35 AM |
| G-Love | $400.00 | $400.00 | 9/26/2010 6:33:15 PM |
| credit-missile | $25.00 | $25.00 | 9/27/2010 1:59:35 AM |
| credit-missile | $25.00 | $25.00 | 9/27/2010 2:00:28 AM |
| loanman2007 | $250.00 | $250.00 | 9/27/2010 5:44:06 AM |
| Leshan | $100.00 | $100.00 | 9/27/2010 8:44:38 AM |
| mpatrick | $25.00 | $25.00 | 9/27/2010 11:01:27 AM |
| dough-hammock | $25.00 | $25.00 | 9/27/2010 12:21:50 PM |
| ultimate-peace | $25.00 | $25.00 | 9/27/2010 1:26:38 PM |
| exchange-squirrel | $25.00 | $25.00 | 9/27/2010 2:12:01 PM |
| AF-Chief | $45.00 | $45.00 | 9/27/2010 1:53:45 PM |
| AlexTrep | $25.00 | $25.00 | 9/27/2010 2:20:50 PM |
| 47 bids
|
Borrower Payment Dependent Notes Series
476375
This series of Notes was issued and sold upon the funding of the borrower loan #44587, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.7% |
Auction start date:
| Sep-20-2010 |
| |
Auction end date:
| Sep-27-2010 |
|
|
Starting lender yield:
| 22.65% |
Starting borrower rate/APR:
| 23.65% / 27.12% |
Starting monthly payment:
| $312.39 |
|
Final lender yield:
| 19.00% |
Final borrower rate/APR:
| 20.00% / 23.39% |
Final monthly payment:
| $297.31 |
| |
|
Auction yield range:
| 7.79% - 22.65% |
Estimated loss impact:
| 9.14% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.86% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 800-819 (Sep-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 2y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,071 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 16% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| kind-happy-deal |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Selling a Car Dave Ramsey Style
Purpose of loan:
My mentality is to reduce debt...not take on
more debt.? This loan would ultimately help us do that by helping us
sell an unnecessary car.? By unnecessary I mean that it was purchased a
few months before my wife found a job that allowed her to work from
home.? That was 3 years ago.? 2 years ago, I too found a job that
allowed me to work from home.? The one, paid for, car that we own is all
that we need at this time.? Having to pay on a car for another 3 years
would be more painful than it has been already.? Bringing the loan
amount down to its value will allow us to sell it and improve cash
flow.?
My financial situation:
I am a good candidate for this loan because?
My
credit history is solid.? My income has been on the increase over
the years, and as far as debt, I have made progress in reducing them.? I
do not own a credit card, my debt/income ratio has been on the
decrease, and we refinanced our home a year ago to a 15 year fixed
mortgage.? My goal is to live a debt free lifestyle following the
teachings of Dave Ramsey, and this loan would help achieve that goal.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Your Debt to Income ratio is about 29%. Based on your revolving balance, you have very little debt compared to your income. Do you have more debt elsewhere? - careful-compassion
A:
I have 2 major debts that make up this 29%: car loan and student loan. I share these with my spouse, but the ratio doesn't account for that. In reality, it is 14% when including the spousal income. My revolving balance is low because I do not own a credit cart.
(Sep-23-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Tc11902 | $25.00 | $25.00 | 9/20/2010 2:36:38 PM |
| VAGweilo | $50.00 | $50.00 | 9/20/2010 2:56:36 PM |
| Bank_Of_XL | $100.00 | $100.00 | 9/20/2010 4:25:30 PM |
| SolarMoonshine | $25.00 | $25.00 | 9/20/2010 6:26:23 PM |
| lasalsa03 | $28.75 | $28.75 | 9/21/2010 7:13:10 AM |
| wwwUniversal | $25.00 | $25.00 | 9/21/2010 7:30:01 AM |
| Tlrdlrrnch | $25.00 | $25.00 | 9/21/2010 8:26:18 PM |
| funds-kingdom | $25.00 | $25.00 | 9/21/2010 10:38:55 PM |
| FIRE09 | $100.00 | $100.00 | 9/22/2010 4:48:52 AM |
| vulgy | $25.00 | $25.00 | 9/22/2010 12:32:11 PM |
| resplendent-peace7 | $25.00 | $25.00 | 9/22/2010 3:53:09 PM |
| blue-dollar-viking | $25.00 | $25.00 | 9/22/2010 5:39:55 PM |
| LARRY4NY | $25.00 | $25.00 | 9/22/2010 6:13:18 PM |
| GrowthAspirations | $32.00 | $32.00 | 9/22/2010 8:58:16 PM |
| dloan | $25.00 | $25.00 | 9/23/2010 4:29:26 PM |
| katnmouse | $50.00 | $50.00 | 9/23/2010 6:03:08 PM |
| dajen1 | $50.00 | $50.00 | 9/23/2010 7:10:52 PM |
| cleo1255 | $50.00 | $50.00 | 9/23/2010 9:49:37 PM |
| Sealion | $50.00 | $50.00 | 9/24/2010 11:24:10 AM |
| LawyerLoan | $25.00 | $25.00 | 9/24/2010 1:43:51 PM |
| toomanyfishtanks | $25.00 | $25.00 | 9/24/2010 2:44:51 PM |
| mammalian4 | $25.00 | $25.00 | 9/24/2010 3:44:29 PM |
| ready-agreement5 | $100.00 | $100.00 | 9/24/2010 6:22:17 PM |
| money4u2use | $25.00 | $25.00 | 9/25/2010 5:40:26 AM |
| FinanceEngine | $25.00 | $25.00 | 9/25/2010 7:17:11 AM |
| ChewyZ | $25.00 | $25.00 | 9/25/2010 7:29:46 AM |
| leverage-monger | $25.00 | $25.00 | 9/25/2010 8:57:19 AM |
| point-enforcer | $25.00 | $25.00 | 9/25/2010 12:36:00 PM |
| adir1 | $50.00 | $50.00 | 9/25/2010 2:02:56 PM |
| ColoradoBanker | $26.37 | $26.37 | 9/25/2010 2:09:20 PM |
| phchristensen | $50.00 | $50.00 | 9/25/2010 7:11:11 PM |
| jpsmith1981 | $156.55 | $156.55 | 9/26/2010 8:46:55 AM |
| jrw | $100.00 | $100.00 | 9/26/2010 11:28:50 AM |
| wlm3012 | $25.00 | $25.00 | 9/26/2010 12:12:35 PM |
| gloomis2 | $25.00 | $25.00 | 9/26/2010 1:44:35 PM |
| Gobsek | $25.00 | $25.00 | 9/26/2010 3:31:43 PM |
| gunderstone | $118.73 | $118.73 | 9/26/2010 9:29:28 PM |
| well-rounded-dinero | $75.00 | $75.00 | 9/26/2010 9:38:46 PM |
| RecoveryLender | $25.00 | $25.00 | 9/27/2010 8:27:40 AM |
| diversification-maple1 | $25.00 | $25.00 | 9/27/2010 7:07:48 AM |
| credit-missile | $25.00 | $25.00 | 9/27/2010 9:26:43 AM |
| principal-star | $25.00 | $25.00 | 9/27/2010 9:38:21 AM |
| trade-elm | $30.00 | $30.00 | 9/27/2010 9:38:36 AM |
| reward-awakening | $25.00 | $25.00 | 9/27/2010 10:38:07 AM |
| TakeCare | $50.00 | $50.00 | 9/27/2010 12:45:30 PM |
| truenorth5 | $25.00 | $25.00 | 9/27/2010 12:49:55 PM |
| credit-missile | $25.00 | $25.00 | 9/27/2010 1:54:58 PM |
| _NaLNaBB | $150.00 | $150.00 | 9/27/2010 1:30:38 PM |
| AF-Chief | $100.00 | $100.00 | 9/27/2010 1:52:01 PM |
| paradisenow | $25.00 | $25.00 | 9/27/2010 2:28:43 PM |
| marklit | $26.12 | $26.12 | 9/27/2010 2:29:16 PM |
| note-virtuoso8 | $50.00 | $50.00 | 9/27/2010 1:59:43 PM |
| courteous-bazaar | $100.00 | $100.00 | 9/27/2010 2:01:50 PM |
| houli123 | $2,000.00 | $2,000.00 | 9/27/2010 2:21:11 PM |
| economy-popcorn | $25.00 | $25.00 | 9/27/2010 2:27:35 PM |
| trumpeter5 | $50.00 | $50.00 | 9/27/2010 2:33:00 PM |
| Nerdster1 | $25.01 | $25.01 | 9/27/2010 2:29:00 PM |
| n2fitns | $100.00 | $100.00 | 9/27/2010 2:31:21 PM |
| Medops911 | $35.00 | $35.00 | 9/20/2010 2:36:02 PM |
| top-courteous-peso | $50.00 | $50.00 | 9/20/2010 2:37:38 PM |
| ksubd | $50.00 | $50.00 | 9/20/2010 2:38:34 PM |
| money-bauble | $100.00 | $100.00 | 9/20/2010 2:36:56 PM |
| ethicalhumanist | $50.00 | $50.00 | 9/20/2010 3:04:35 PM |
| penny-plato | $25.00 | $25.00 | 9/20/2010 4:40:34 PM |
| JustMee | $25.00 | $25.00 | 9/20/2010 6:26:28 PM |
| SunriseTrader1 | $50.00 | $50.00 | 9/20/2010 7:05:50 PM |
| jasonrun | $25.00 | $25.00 | 9/20/2010 7:44:40 PM |
| turbostar666 | $25.00 | $25.00 | 9/21/2010 7:33:14 AM |
| Megatron404 | $50.00 | $50.00 | 9/21/2010 6:49:48 AM |
| ttnk62918 | $25.00 | $25.00 | 9/21/2010 6:23:42 AM |
| coin-amigo | $25.00 | $25.00 | 9/21/2010 9:07:30 AM |
| d_grbg | $25.00 | $25.00 | 9/21/2010 10:23:48 AM |
| Myrick | $25.00 | $25.00 | 9/21/2010 9:47:53 AM |
| grant_myron | $25.42 | $25.42 | 9/21/2010 12:15:58 PM |
| felicity-daydream | $50.00 | $50.00 | 9/21/2010 2:17:44 PM |
| Milonguero | $100.00 | $100.00 | 9/21/2010 1:44:55 PM |
| namronmi2 | $25.00 | $25.00 | 9/21/2010 11:32:24 PM |
| Joshua_E | $25.00 | $25.00 | 9/22/2010 7:50:32 AM |
| lendstats_com | $200.00 | $200.00 | 9/22/2010 7:01:50 AM |
| favorite-commerce | $50.00 | $50.00 | 9/23/2010 1:24:39 PM |
| Reliance_Banker | $25.00 | $25.00 | 9/23/2010 4:53:58 PM |
| aztocas | $25.00 | $25.00 | 9/23/2010 4:47:38 PM |
| Gandalf0001 | $50.00 | $50.00 | 9/23/2010 4:34:52 PM |
| gjm6d | $25.00 | $25.00 | 9/23/2010 8:43:31 PM |
| Makemony | $50.00 | $50.00 | 9/23/2010 9:13:54 PM |
| sportcraft18 | $50.00 | $50.00 | 9/24/2010 2:01:27 PM |
| SaintMatthew | $25.00 | $25.00 | 9/24/2010 6:33:13 PM |
| Ambassador | $28.00 | $28.00 | 9/24/2010 8:53:30 PM |
| liberty-thinker | $25.00 | $25.00 | 9/25/2010 5:44:26 AM |
| SkyLoan | $28.00 | $28.00 | 9/25/2010 12:18:50 PM |
| heatherwood | $50.00 | $50.00 | 9/25/2010 3:53:09 PM |
| wealth-oath | $50.00 | $50.00 | 9/25/2010 4:41:36 PM |
| Dollars4Rent | $25.00 | $25.00 | 9/25/2010 3:59:49 PM |
| loss-of-control | $50.00 | $50.00 | 9/25/2010 4:47:35 PM |
| msmlender | $28.01 | $28.01 | 9/26/2010 6:24:40 AM |
| Mindful7 | $25.00 | $25.00 | 9/26/2010 7:26:23 AM |
| Techne_Funds_LLC | $25.00 | $25.00 | 9/26/2010 9:54:32 AM |
| Grisimal | $65.00 | $65.00 | 9/26/2010 6:25:50 PM |
| ralf206 | $25.00 | $25.00 | 9/26/2010 4:41:45 PM |
| JCM_MN | $53.00 | $53.00 | 9/26/2010 7:54:19 PM |
| bss97603 | $100.00 | $100.00 | 9/26/2010 9:16:04 PM |
| shrewd-income | $100.00 | $100.00 | 9/27/2010 6:38:24 AM |
| pposFUNDing | $25.00 | $25.00 | 9/27/2010 7:10:56 AM |
| credit-missile | $25.00 | $25.00 | 9/27/2010 9:25:19 AM |
| Leshan | $33.33 | $33.33 | 9/27/2010 8:47:36 AM |
| credit-missile | $25.00 | $25.00 | 9/27/2010 9:26:06 AM |
| fireferd | $25.00 | $25.00 | 9/27/2010 9:27:24 AM |
| Ven58 | $25.00 | $25.00 | 9/27/2010 11:05:19 AM |
| dough-hammock | $50.00 | $50.00 | 9/27/2010 12:22:38 PM |
| fair_rates | $25.00 | $25.00 | 9/27/2010 11:02:58 AM |
| 340 | $50.00 | $50.00 | 9/27/2010 12:40:54 PM |
| loyalty-czar | $36.42 | $36.42 | 9/27/2010 12:48:44 PM |
| shantran | $100.00 | $100.00 | 9/27/2010 1:20:09 PM |
| durable-investment8 | $30.00 | $30.00 | 9/27/2010 1:22:38 PM |
| DSK_Financials | $50.00 | $50.00 | 9/27/2010 1:29:08 PM |
| radiant-return | $29.00 | $29.00 | 9/27/2010 1:30:47 PM |
| BankofHoneybear | $50.00 | $50.00 | 9/27/2010 2:24:32 PM |
| Richlaw | $400.00 | $400.00 | 9/27/2010 2:28:14 PM |
| capital-baron507 | $100.00 | $100.00 | 9/27/2010 2:01:20 PM |
| Madmigel | $40.70 | $40.70 | 9/27/2010 2:21:59 PM |
| sensational-penny | $25.00 | $25.00 | 9/27/2010 2:27:12 PM |
| minnesotafinancial | $25.00 | $25.00 | 9/27/2010 2:32:31 PM |
| patriot384 | $240.00 | $224.59 | 9/27/2010 2:31:46 PM |
| 123 bids
|
Borrower Payment Dependent Notes Series
476389
This series of Notes was issued and sold upon the funding of the borrower loan #44546, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.2% |
Auction start date:
| Sep-20-2010 |
| |
Auction end date:
| Sep-21-2010 |
|
|
Starting lender yield:
| 33.35% |
Starting borrower rate/APR:
| 34.35% / 40.68% |
Starting monthly payment:
| $44.87 |
|
Final lender yield:
| 33.35% |
Final borrower rate/APR:
| 34.35% / 40.68% |
Final monthly payment:
| $44.87 |
| |
|
Auction yield range:
| 13.79% - 33.35% |
Estimated loss impact:
| 15.74% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.61% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1989 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 660-679 (Sep-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 6y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,703 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| unique-payout |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
repair basement wall which leaks
Purpose of loan:
This loan will be used to?fix my basement wall which leaks causing mold
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
U-P, again, as I requested on my page: the SUM of your average monthly expenses, about........ $500? And also your monthly net income. thank you - Tono
A:
Average of $2000
(Sep-20-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| lendstats_com | $25.00 | $25.00 | 9/20/2010 2:39:02 PM |
| transaction-circuit | $50.00 | $50.00 | 9/20/2010 2:40:40 PM |
| 6moonbeams | $25.00 | $25.00 | 9/20/2010 2:42:37 PM |
| simplelender80 | $100.00 | $100.00 | 9/20/2010 2:39:50 PM |
| handshake5 | $25.00 | $25.00 | 9/20/2010 2:42:11 PM |
| kulender | $50.00 | $50.00 | 9/20/2010 2:50:51 PM |
| contract-happiness1 | $25.00 | $25.00 | 9/20/2010 2:51:15 PM |
| patriot897 | $25.00 | $25.00 | 9/20/2010 4:38:32 PM |
| Dave_Cashflow | $25.00 | $25.00 | 9/20/2010 11:44:29 PM |
| inspiring-reward | $100.00 | $100.00 | 9/21/2010 1:08:25 AM |
| Wachocia | $25.00 | $25.00 | 9/21/2010 8:43:19 AM |
| cashhelp | $25.00 | $25.00 | 9/21/2010 8:43:16 AM |
| Comoparklender | $25.00 | $25.00 | 9/20/2010 2:56:39 PM |
| Rattlehead | $25.00 | $25.00 | 9/20/2010 6:14:56 PM |
| clandrummer | $25.00 | $25.00 | 9/20/2010 9:35:06 PM |
| agiovasil | $25.00 | $25.00 | 9/20/2010 8:30:45 PM |
| brother_tam | $50.00 | $50.00 | 9/20/2010 11:45:36 PM |
| Cai8899 | $50.00 | $50.00 | 9/21/2010 5:38:58 AM |
| money-bauble | $50.00 | $50.00 | 9/21/2010 5:38:15 AM |
| musegaze | $35.00 | $35.00 | 9/21/2010 7:33:21 AM |
| dollardave | $75.00 | $75.00 | 9/21/2010 8:43:12 AM |
| One_Lolo | $25.00 | $25.00 | 9/21/2010 8:43:28 AM |
| dsnybnd | $25.00 | $25.00 | 9/21/2010 6:39:43 AM |
| cashhelp | $25.00 | $25.00 | 9/21/2010 8:18:09 AM |
| Evolver | $50.00 | $50.00 | 9/21/2010 8:43:15 AM |
| dedicated-diversification5 | $100.00 | $15.00 | 9/21/2010 8:13:13 AM |
| 26 bids
|
Borrower Payment Dependent Notes Series
473822
This series of Notes was issued and sold upon the funding of the borrower loan #44569, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Sep-20-2010 |
| |
Auction end date:
| Sep-26-2010 |
|
|
Starting lender yield:
| 12.65% |
Starting borrower rate/APR:
| 13.65% / 15.80% |
Starting monthly payment:
| $510.12 |
|
Final lender yield:
| 12.65% |
Final borrower rate/APR:
| 13.65% / 15.80% |
Final monthly payment:
| $510.12 |
| |
|
Auction yield range:
| 5.79% - 12.65% |
Estimated loss impact:
| 5.16% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.49% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-2004 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 760-779 (Aug-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
14 | Length of status: | 4y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,979 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| market-sanctuary9 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 7 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $10,500.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Jan-2010)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
debt consalidation/home improvement
Purpose of loan:
This loan will be used to?? pay off some credit card balances and to upgrade our kitchen
My financial situation:
I am a good candidate for this loan because?
I have a stable job at a hospital . I work as a MRI technologist. I have paid all my bills on time. This will be my second prosper loan. I will never default on the loan.
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ray1051 | $25.00 | $25.00 | 9/20/2010 2:37:32 PM |
| soheagle | $25.00 | $25.00 | 9/20/2010 2:40:03 PM |
| GElender | $100.00 | $100.00 | 9/20/2010 2:43:07 PM |
| schpere | $25.00 | $25.00 | 9/20/2010 2:37:47 PM |
| kmr2 | $150.00 | $150.00 | 9/20/2010 2:43:34 PM |
| jigsaw | $100.00 | $100.00 | 9/20/2010 2:44:14 PM |
| peripatetic | $25.00 | $25.00 | 9/20/2010 2:44:37 PM |
| marketplace-cello5 | $50.00 | $50.00 | 9/20/2010 2:44:56 PM |
| larrybird | $150.00 | $150.00 | 9/20/2010 2:40:27 PM |
| ichibon | $150.00 | $150.00 | 9/20/2010 2:47:51 PM |
| gold-channel2 | $100.00 | $100.00 | 9/20/2010 2:48:18 PM |
| first-listing-expert | $25.00 | $25.00 | 9/20/2010 2:48:45 PM |
| credit-scout7 | $50.00 | $50.00 | 9/20/2010 2:49:59 PM |
| red-adaptable-funds | $50.00 | $50.00 | 9/20/2010 2:51:37 PM |
| simplelender80 | $250.00 | $250.00 | 9/20/2010 2:52:21 PM |
| radforj22 | $25.00 | $25.00 | 9/20/2010 2:55:04 PM |
| Tradesmanlender | $25.00 | $25.00 | 9/20/2010 2:56:15 PM |
| the-profit-oracle | $25.00 | $25.00 | 9/20/2010 2:56:10 PM |
| papaloha | $25.00 | $25.00 | 9/20/2010 2:49:42 PM |
| rescue | $50.00 | $50.00 | 9/20/2010 2:49:52 PM |
| Comoparklender | $50.00 | $50.00 | 9/20/2010 2:57:09 PM |
| well-rounded-dinero | $75.00 | $75.00 | 9/20/2010 2:52:53 PM |
| Ocean713 | $50.00 | $50.00 | 9/20/2010 2:57:30 PM |
| gethsemane4 | $25.00 | $25.00 | 9/20/2010 3:29:13 PM |
| Ripsaw4U | $50.00 | $50.00 | 9/20/2010 3:21:23 PM |
| bold-careful-finance | $25.00 | $25.00 | 9/20/2010 5:49:31 PM |
| blue-useful-auction | $25.00 | $25.00 | 9/20/2010 5:31:49 PM |
| Barky52 | $25.00 | $25.00 | 9/20/2010 6:01:29 PM |
| money-bauble | $50.00 | $50.00 | 9/20/2010 7:00:23 PM |
| ideal-platinum1 | $25.00 | $25.00 | 9/20/2010 6:59:08 PM |
| lendmedo | $25.00 | $25.00 | 9/21/2010 6:34:15 AM |
| Cai8899 | $50.00 | $50.00 | 9/21/2010 5:38:41 AM |
| LAKESPRING | $25.00 | $25.00 | 9/21/2010 7:38:30 AM |
| williemc44 | $50.00 | $50.00 | 9/21/2010 9:33:43 AM |
| RMB-Investments | $50.00 | $50.00 | 9/21/2010 11:30:23 AM |
| Gabriel02 | $25.00 | $25.00 | 9/21/2010 12:04:57 PM |
| doncm | $50.00 | $50.00 | 9/21/2010 1:18:35 PM |
| shmb6508 | $100.00 | $100.00 | 9/21/2010 11:08:39 AM |
| Artist_Blue | $25.00 | $25.00 | 9/21/2010 2:56:23 PM |
| MissionMicroFinance | $25.00 | $25.00 | 9/21/2010 3:01:13 PM |
| airrbob | $50.00 | $50.00 | 9/21/2010 10:43:41 PM |
| peb44 | $25.00 | $25.00 | 9/22/2010 1:06:48 AM |
| Barrayaran | $25.00 | $25.00 | 9/21/2010 9:49:48 PM |
| Tomeus | $75.00 | $75.00 | 9/22/2010 9:33:31 AM |
| ferocious-finance | $25.00 | $25.00 | 9/22/2010 11:32:10 AM |
| grf1945 | $50.00 | $50.00 | 9/22/2010 11:45:22 AM |
| teller | $50.00 | $50.00 | 9/22/2010 1:09:13 PM |
| return-percolator8 | $50.00 | $50.00 | 9/22/2010 1:44:19 PM |
| FinDoc | $25.00 | $25.00 | 9/22/2010 1:54:14 PM |
| Loansforlife | $25.00 | $25.00 | 9/22/2010 3:15:13 PM |
| hookUup | $25.00 | $25.00 | 9/23/2010 9:26:15 AM |
| DanLash | $50.00 | $50.00 | 9/23/2010 8:28:33 AM |
| cxl9 | $50.00 | $50.00 | 9/23/2010 9:53:32 AM |
| Easystreet | $25.00 | $25.00 | 9/23/2010 10:49:11 AM |
| DRA-Properties | $25.00 | $25.00 | 9/23/2010 9:49:48 AM |
| IIP77 | $25.00 | $25.00 | 9/23/2010 12:50:26 PM |
| commerce-proton1 | $50.00 | $50.00 | 9/23/2010 2:24:08 PM |
| jo2y | $25.00 | $25.00 | 9/23/2010 3:12:19 PM |
| wise-dedicated-power | $25.00 | $25.00 | 9/23/2010 3:08:09 PM |
| ptjg | $25.34 | $25.34 | 9/23/2010 3:27:26 PM |
| oregonusa | $50.00 | $50.00 | 9/23/2010 4:17:48 PM |
| compassionate-fairness6 | $25.00 | $25.00 | 9/23/2010 4:16:26 PM |
| DGC_Lending | $50.00 | $50.00 | 9/23/2010 6:50:09 PM |
| BankofAdonai | $50.00 | $50.00 | 9/23/2010 6:53:29 PM |
| calkidd05 | $25.00 | $25.00 | 9/23/2010 8:38:45 PM |
| pursuit469 | $27.31 | $27.31 | 9/23/2010 5:58:24 PM |
| dajen1 | $25.00 | $25.00 | 9/23/2010 7:23:18 PM |
| green-unassailable-investment | $25.00 | $25.00 | 9/23/2010 9:28:10 PM |
| investment-star | $100.00 | $100.00 | 9/23/2010 9:58:22 PM |
| durability-balance4 | $25.00 | $25.00 | 9/24/2010 1:07:47 AM |
| Premierelender | $25.00 | $25.00 | 9/24/2010 3:22:57 AM |
| jcn12321 | $25.00 | $25.00 | 9/24/2010 4:24:09 AM |
| orgy63 | $25.00 | $25.00 | 9/24/2010 4:37:07 AM |
| LoisLoan | $25.00 | $25.00 | 9/24/2010 6:47:57 AM |
| noble-revenue | $50.00 | $50.00 | 9/24/2010 6:39:05 AM |
| bonus-poplar2 | $25.00 | $25.00 | 9/24/2010 6:42:12 AM |
| bodascafe | $25.00 | $25.00 | 9/24/2010 7:47:07 AM |
| djh47a | $25.00 | $25.00 | 9/24/2010 8:29:57 AM |
| blissful-note7 | $25.00 | $25.00 | 9/24/2010 8:30:11 AM |
| HeavyDriver03 | $25.00 | $25.00 | 9/24/2010 10:12:15 AM |
| jamiee73 | $25.00 | $25.00 | 9/24/2010 9:47:01 AM |
| checkuto | $25.00 | $25.00 | 9/24/2010 9:45:00 AM |
| JustMee | $25.00 | $25.00 | 9/24/2010 10:42:33 AM |
| Marathoner | $50.00 | $50.00 | 9/24/2010 10:07:48 AM |
| sensible-penny143 | $25.00 | $25.00 | 9/24/2010 11:37:08 AM |
| mlbox3k | $50.00 | $50.00 | 9/24/2010 12:37:18 PM |
| easylender | $25.00 | $25.00 | 9/24/2010 1:47:17 PM |
| PatriotKnight | $25.00 | $25.00 | 9/24/2010 2:02:26 PM |
| biglender5 | $25.00 | $25.00 | 9/24/2010 1:37:33 PM |
| hizzy | $50.00 | $50.00 | 9/24/2010 1:52:18 PM |
| mlender | $25.00 | $25.00 | 9/24/2010 1:37:22 PM |
| bid-papyrus | $25.00 | $25.00 | 9/24/2010 1:42:34 PM |
| Adam_00 | $50.00 | $50.00 | 9/24/2010 1:47:32 PM |
| DasMula | $25.00 | $25.00 | 9/24/2010 2:33:18 PM |
| farbav | $25.00 | $25.00 | 9/24/2010 2:52:50 PM |
| worthy-truth | $25.00 | $25.00 | 9/24/2010 2:52:59 PM |
| stollcm | $25.00 | $25.00 | 9/24/2010 2:53:05 PM |
| mrpowers5531 | $25.00 | $25.00 | 9/24/2010 2:53:08 PM |
| raisingophelia | $25.00 | $25.00 | 9/24/2010 2:53:18 PM |
| payout-carnival | $50.00 | $50.00 | 9/24/2010 2:53:30 PM |
| witty-openness | $25.00 | $25.00 | 9/24/2010 2:54:24 PM |
| flexible1 | $25.00 | $25.00 | 9/24/2010 2:54:34 PM |
| acropiloterau2002 | $25.00 | $25.00 | 9/24/2010 2:54:47 PM |
| life-is-great | $50.00 | $50.00 | 9/24/2010 2:54:49 PM |
| ualf | $50.00 | $50.00 | 9/24/2010 2:54:52 PM |
| oreyedoc | $50.00 | $50.00 | 9/24/2010 2:54:54 PM |
| scottssm | $35.00 | $35.00 | 9/24/2010 2:52:44 PM |
| teega5 | $25.00 | $25.00 | 9/24/2010 2:52:51 PM |
| green-radiant-durability | $25.00 | $25.00 | 9/24/2010 2:52:57 PM |
| kind-adventurous-finance | $25.00 | $25.00 | 9/24/2010 2:55:27 PM |
| cashfl0w | $34.75 | $34.75 | 9/24/2010 2:53:00 PM |
| AndyLee | $50.00 | $50.00 | 9/24/2010 2:55:42 PM |
| teejay411 | $100.00 | $100.00 | 9/24/2010 2:53:03 PM |
| exponential-income | $50.00 | $50.00 | 9/24/2010 2:53:10 PM |
| Dillonmd58 | $25.00 | $25.00 | 9/24/2010 2:53:16 PM |
| goldeneye777 | $42.48 | $42.48 | 9/24/2010 2:53:31 PM |
| benefit-piano5 | $25.00 | $25.00 | 9/24/2010 2:56:51 PM |
| PRGuyinVA | $50.00 | $50.00 | 9/24/2010 2:57:04 PM |
| affluence-animal | $50.00 | $50.00 | 9/24/2010 2:57:17 PM |
| gold-disk | $50.00 | $50.00 | 9/24/2010 2:54:25 PM |
| blujfan9293 | $50.00 | $50.00 | 9/24/2010 2:57:26 PM |
| Dweeberkitty1 | $25.00 | $25.00 | 9/24/2010 2:54:33 PM |
| prudent-gain7 | $25.00 | $25.00 | 9/24/2010 2:54:37 PM |
| blazing-revenue3 | $50.00 | $50.00 | 9/24/2010 2:57:43 PM |
| pensacolaborn | $50.00 | $50.00 | 9/24/2010 2:54:40 PM |
| ro37 | $25.00 | $25.00 | 9/24/2010 2:57:54 PM |
| principal-injector2 | $50.00 | $50.00 | 9/24/2010 2:54:44 PM |
| sarisai | $50.00 | $50.00 | 9/24/2010 2:54:55 PM |
| hons2000 | $25.00 | $25.00 | 9/24/2010 2:55:24 PM |
| geniusj | $25.00 | $25.00 | 9/24/2010 2:55:31 PM |
| moneygeek | $50.00 | $50.00 | 9/24/2010 2:55:44 PM |
| SwedeInvestor | $50.00 | $50.00 | 9/24/2010 2:55:49 PM |
| ready-currency | $25.00 | $25.00 | 9/24/2010 2:52:53 PM |
| Gibbyland | $50.00 | $50.00 | 9/24/2010 2:55:52 PM |
| speedy2shoes | $25.00 | $25.00 | 9/24/2010 2:52:58 PM |
| red-unequivocal-finance | $25.00 | $25.00 | 9/24/2010 2:53:05 PM |
| mattpet | $25.00 | $25.00 | 9/24/2010 2:56:04 PM |
| CASSHMAN | $50.00 | $50.00 | 9/24/2010 2:53:13 PM |
| p2pcapitalgroup | $50.00 | $50.00 | 9/24/2010 2:56:08 PM |
| soroxy | $25.00 | $25.00 | 9/24/2010 2:53:20 PM |
| RationalWorld | $25.00 | $25.00 | 9/24/2010 2:53:29 PM |
| cash-merry-maker | $25.00 | $25.00 | 9/24/2010 2:56:26 PM |
| Searlzy | $25.00 | $25.00 | 9/24/2010 2:53:52 PM |
| CLoViq | $50.00 | $50.00 | 9/24/2010 2:56:46 PM |
| green-glowing-gain | $25.00 | $25.00 | 9/24/2010 2:54:07 PM |
| TaoPooh | $25.00 | $25.00 | 9/24/2010 2:54:11 PM |
| Binan | $25.00 | $25.00 | 9/24/2010 2:57:12 PM |
| anything-but-ordinary | $25.00 | $25.00 | 9/24/2010 2:54:26 PM |
| first-restless-payout | $50.00 | $50.00 | 9/24/2010 2:57:16 PM |
| Philkent | $50.00 | $50.00 | 9/24/2010 2:54:42 PM |
| smart-leverage7 | $50.00 | $50.00 | 9/24/2010 2:54:47 PM |
| flwah | $25.00 | $25.00 | 9/24/2010 2:54:53 PM |
| TheYellowDart | $25.00 | $25.00 | 9/24/2010 2:55:01 PM |
| whiteshadow | $50.00 | $50.00 | 9/24/2010 2:55:26 PM |
| helpishere777 | $25.00 | $25.00 | 9/24/2010 2:55:46 PM |
| nalaari | $25.00 | $25.00 | 9/24/2010 2:55:57 PM |
| hrubinst | $50.00 | $50.00 | 9/24/2010 2:56:21 PM |
| jitster | $50.00 | $50.00 | 9/24/2010 2:56:41 PM |
| hope-eagle6 | $25.00 | $25.00 | 9/24/2010 2:57:34 PM |
| power-pagoda | $50.00 | $50.00 | 9/24/2010 2:57:47 PM |
| the-debt-fluffy-bunny | $25.00 | $25.00 | 9/24/2010 2:57:53 PM |
| theloanfiller | $25.00 | $25.00 | 9/24/2010 5:40:46 PM |
| arenangelchild | $25.00 | $25.00 | 9/24/2010 8:07:24 PM |
| arenangelchild | $100.00 | $100.00 | 9/24/2010 5:57:53 PM |
| crdcteng | $50.00 | $50.00 | 9/24/2010 6:48:00 PM |
| atlas100 | $50.00 | $50.00 | 9/25/2010 6:41:40 AM |
| spotty54 | $25.00 | $25.00 | 9/25/2010 5:47:53 AM |
| vest_vortex | $25.00 | $25.00 | 9/25/2010 6:58:27 AM |
| loss-of-control | $50.00 | $50.00 | 9/25/2010 7:00:44 AM |
| Gandalf0001 | $25.00 | $25.00 | 9/25/2010 11:45:08 AM |
| Dollars4Rent | $25.00 | $25.00 | 9/25/2010 3:50:45 PM |
| adir1 | $25.00 | $25.00 | 9/25/2010 1:59:31 PM |
| hidavehi | $39.00 | $39.00 | 9/25/2010 7:44:05 PM |
| favorite-commerce | $27.04 | $27.04 | 9/26/2010 8:01:59 AM |
| AustinAmerica | $25.00 | $25.00 | 9/26/2010 9:40:37 AM |
| HappyToLoan | $30.00 | $30.00 | 9/26/2010 10:35:26 AM |
| MattProsper | $60.00 | $60.00 | 9/26/2010 10:10:18 AM |
| Weaverville | $50.00 | $50.00 | 9/20/2010 2:35:58 PM |
| authentic-liberty7 | $50.00 | $50.00 | 9/20/2010 2:42:59 PM |
| jazzlender | $25.00 | $25.00 | 9/20/2010 2:43:15 PM |
| enthralling-deal180 | $100.00 | $100.00 | 9/20/2010 2:43:54 PM |
| brightest-affluence-motivator | $100.00 | $100.00 | 9/20/2010 2:44:25 PM |
| pfh | $25.00 | $25.00 | 9/20/2010 2:44:16 PM |
| bid-czar8 | $100.00 | $100.00 | 9/20/2010 2:45:34 PM |
| kegs | $150.00 | $150.00 | 9/20/2010 2:40:25 PM |
| handshake5 | $25.00 | $25.00 | 9/20/2010 2:43:25 PM |
| a-finance-nirvana | $25.00 | $25.00 | 9/20/2010 2:50:06 PM |
| generous-deal6 | $50.00 | $50.00 | 9/20/2010 2:45:20 PM |
| mtquan | $25.00 | $25.00 | 9/20/2010 2:46:39 PM |
| studious-bonus7 | $100.00 | $100.00 | 9/20/2010 2:53:42 PM |
| laufer32304 | $100.00 | $100.00 | 9/20/2010 2:54:54 PM |
| 6moonbeams | $100.00 | $100.00 | 9/20/2010 2:54:58 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 9/20/2010 2:55:08 PM |
| tech310 | $50.00 | $50.00 | 9/20/2010 2:55:58 PM |
| worthy-bid8 | $100.00 | $100.00 | 9/20/2010 2:49:21 PM |
| Clambake | $50.00 | $50.00 | 9/20/2010 2:56:02 PM |
| golden-bid9 | $50.00 | $50.00 | 9/20/2010 2:56:19 PM |
| patriot897 | $50.00 | $50.00 | 9/20/2010 2:53:01 PM |
| mla | $25.00 | $25.00 | 9/20/2010 3:08:27 PM |
| helpinghand75 | $44.18 | $44.18 | 9/20/2010 2:56:06 PM |
| sound | $29.26 | $29.26 | 9/20/2010 3:29:27 PM |
| loan-wasp | $50.00 | $50.00 | 9/20/2010 3:29:33 PM |
| Sol_Invictus | $25.00 | $25.00 | 9/20/2010 3:26:01 PM |
| objective-investor | $100.00 | $100.00 | 9/20/2010 3:29:35 PM |
| BeanCownter | $50.00 | $50.00 | 9/20/2010 6:59:50 PM |
| agiovasil | $25.00 | $25.00 | 9/20/2010 8:56:55 PM |
| clandrummer | $25.00 | $25.00 | 9/20/2010 9:26:57 PM |
| bountiful-durability | $45.88 | $45.88 | 9/20/2010 6:59:45 PM |
| benjamins-den | $25.00 | $25.00 | 9/21/2010 9:34:27 AM |
| vulgy | $25.00 | $25.00 | 9/21/2010 9:43:59 AM |
| trade-freshmaker | $50.00 | $50.00 | 9/21/2010 10:53:30 AM |
| penny-plato | $25.00 | $25.00 | 9/21/2010 1:04:04 PM |
| on_your_side | $25.00 | $25.00 | 9/21/2010 2:56:12 PM |
| AF-Chief | $25.00 | $25.00 | 9/21/2010 3:07:22 PM |
| irrelevant | $25.00 | $25.00 | 9/21/2010 3:35:06 PM |
| socrates520 | $50.00 | $50.00 | 9/21/2010 3:49:41 PM |
| CasaDeTomas | $100.00 | $100.00 | 9/21/2010 7:08:29 PM |
| maldok1 | $25.00 | $25.00 | 9/22/2010 12:55:24 PM |
| efficient-treasure0 | $25.00 | $25.00 | 9/22/2010 1:42:26 PM |
| excellent-leverage6 | $25.00 | $25.00 | 9/22/2010 2:20:20 PM |
| agalt | $100.00 | $100.00 | 9/22/2010 2:23:16 PM |
| ommcd | $25.00 | $25.00 | 9/22/2010 1:44:32 PM |
| credit-investor5 | $50.00 | $50.00 | 9/22/2010 1:57:52 PM |
| green-capital-hornet | $25.00 | $25.00 | 9/23/2010 1:29:54 AM |
| julijask | $25.00 | $25.00 | 9/22/2010 11:29:59 PM |
| impartial-peace9 | $25.00 | $25.00 | 9/23/2010 7:58:17 AM |
| bill-mushroom | $25.00 | $25.00 | 9/23/2010 2:43:31 AM |
| triumph329 | $50.00 | $50.00 | 9/23/2010 7:03:20 AM |
| j2ee | $25.00 | $25.00 | 9/23/2010 9:24:36 AM |
| frizzzzank | $50.00 | $50.00 | 9/23/2010 10:59:08 AM |
| engaging-worth | $25.00 | $25.00 | 9/23/2010 9:24:52 AM |
| finance-magma7 | $73.25 | $73.25 | 9/23/2010 9:37:33 AM |
| efficient-marketplace | $47.42 | $47.42 | 9/23/2010 12:28:10 PM |
| kulender | $47.22 | $47.22 | 9/23/2010 12:59:12 PM |
| attentive-income | $50.00 | $50.00 | 9/23/2010 1:24:20 PM |
| smart-return | $25.00 | $25.00 | 9/23/2010 3:08:33 PM |
| flexible-return297 | $50.00 | $50.00 | 9/23/2010 3:09:32 PM |
| calm-deal7 | $25.00 | $25.00 | 9/23/2010 4:16:23 PM |
| Sefotonga | $25.00 | $25.00 | 9/23/2010 3:28:26 PM |
| smurf163 | $25.00 | $25.00 | 9/23/2010 3:11:15 PM |
| anders94 | $25.00 | $25.00 | 9/23/2010 3:12:13 PM |
| Investoman | $50.00 | $50.00 | 9/23/2010 4:15:38 PM |
| helping-out | $75.00 | $75.00 | 9/23/2010 4:17:58 PM |
| Lesburger | $25.00 | $25.00 | 9/23/2010 6:33:39 PM |
| the-bid-sorcerer | $49.42 | $49.42 | 9/23/2010 6:53:13 PM |
| herbyman | $25.00 | $25.00 | 9/23/2010 6:58:12 PM |
| CapStack | $75.00 | $75.00 | 9/23/2010 4:19:45 PM |
| the-enterprising-leverage | $25.00 | $25.00 | 9/23/2010 6:08:15 PM |
| sbsahm | $49.33 | $49.33 | 9/23/2010 8:29:26 PM |
| the-bright-velocity | $25.00 | $25.00 | 9/23/2010 6:50:05 PM |
| bold-yield-rumbler | $25.00 | $25.00 | 9/23/2010 7:03:53 PM |
| ryguy150 | $25.00 | $25.00 | 9/23/2010 8:48:23 PM |
| nickel-hickory | $25.00 | $25.00 | 9/23/2010 7:38:21 PM |
| fairness-kayak | $25.00 | $25.00 | 9/23/2010 10:34:16 PM |
| jblack01 | $25.00 | $25.00 | 9/24/2010 1:50:49 AM |
| aznmikelee | $25.00 | $25.00 | 9/24/2010 1:53:36 AM |
| wise-dedicated-power | $50.00 | $50.00 | 9/24/2010 9:27:23 AM |
| SAGE88 | $50.00 | $50.00 | 9/24/2010 8:57:04 AM |
| Trevor_C | $25.00 | $25.00 | 9/24/2010 9:43:56 AM |
| LexerdGroupCapital | $25.00 | $25.00 | 9/24/2010 10:32:58 AM |
| dedicated-bid1 | $25.00 | $25.00 | 9/24/2010 9:53:58 AM |
| L-vex | $25.00 | $25.00 | 9/24/2010 12:12:09 PM |
| investment-tempo | $31.39 | $31.39 | 9/24/2010 12:27:58 PM |
| lounges | $37.57 | $37.57 | 9/24/2010 12:37:00 PM |
| rockstar78 | $50.00 | $50.00 | 9/24/2010 1:07:47 PM |
| Dahlozer | $50.00 | $50.00 | 9/24/2010 12:58:41 PM |
| mike_banker | $50.00 | $50.00 | 9/24/2010 1:07:30 PM |
| LongTail | $25.00 | $25.00 | 9/24/2010 2:07:00 PM |
| littlemonkey | $25.00 | $25.00 | 9/24/2010 2:07:13 PM |
| integrity-samaritan | $25.00 | $25.00 | 9/24/2010 2:17:16 PM |
| rmachi | $25.00 | $25.00 | 9/24/2010 1:37:31 PM |
| radiant-fund | $25.00 | $25.00 | 9/24/2010 1:59:00 PM |
| DasMula | $25.00 | $25.00 | 9/24/2010 2:33:06 PM |
| anton | $350.00 | $350.00 | 9/24/2010 2:12:41 PM |
| new-social-economist | $32.09 | $32.09 | 9/24/2010 2:23:33 PM |
| Lender97 | $25.00 | $25.00 | 9/24/2010 2:52:40 PM |
| tboone_gekko | $27.65 | $27.65 | 9/24/2010 2:52:47 PM |
| PatRichi | $25.00 | $25.00 | 9/24/2010 2:53:01 PM |
| trade-doughnut5 | $50.00 | $50.00 | 9/24/2010 2:53:07 PM |
| gatorjh | $25.00 | $25.00 | 9/24/2010 2:53:15 PM |
| RedantFinance | $25.00 | $25.00 | 9/24/2010 2:54:27 PM |
| sdloanhelper | $25.00 | $25.00 | 9/24/2010 2:54:35 PM |
| Picopie | $50.00 | $50.00 | 9/24/2010 2:54:46 PM |
| finance-motivator | $50.00 | $50.00 | 9/24/2010 2:54:48 PM |
| F16Edwards | $50.00 | $50.00 | 9/24/2010 2:54:50 PM |
| HAVEANICEDAY | $25.00 | $25.00 | 9/24/2010 2:54:53 PM |
| burgeoning-silver | $25.00 | $25.00 | 9/24/2010 2:54:57 PM |
| credit-coach118 | $35.00 | $35.00 | 9/24/2010 2:52:43 PM |
| camaraderi-workhorse | $32.18 | $32.18 | 9/24/2010 2:52:46 PM |
| aurorafinancial | $50.00 | $50.00 | 9/24/2010 2:52:52 PM |
| TommyTucker | $25.00 | $25.00 | 9/24/2010 2:55:21 PM |
| newyork6264 | $25.00 | $25.00 | 9/24/2010 2:52:58 PM |
| mpactlender | $25.00 | $25.00 | 9/24/2010 2:55:37 PM |
| srosa29 | $25.00 | $25.00 | 9/24/2010 2:53:02 PM |
| lagnisiruk | $25.00 | $25.00 | 9/24/2010 2:55:53 PM |
| Butterfly1950 | $25.00 | $25.00 | 9/24/2010 2:53:04 PM |
| lovelongandprosper | $50.00 | $50.00 | 9/24/2010 2:53:12 PM |
| GranCarol | $50.00 | $50.00 | 9/24/2010 2:53:16 PM |
| blackstar | $25.00 | $25.00 | 9/24/2010 2:56:24 PM |
| Fahrquar | $25.00 | $25.00 | 9/24/2010 2:54:04 PM |
| Patter256 | $25.00 | $25.00 | 9/24/2010 2:57:00 PM |
| riproaringrapids | $25.00 | $25.00 | 9/24/2010 2:57:22 PM |
| Davidson2 | $50.00 | $50.00 | 9/24/2010 2:54:24 PM |
| NYCFinancier | $25.00 | $25.00 | 9/24/2010 2:57:25 PM |
| Dazz2061 | $45.65 | $45.65 | 9/24/2010 2:54:26 PM |
| financial-frenzy | $50.00 | $50.00 | 9/24/2010 2:57:30 PM |
| truth-magician1 | $50.00 | $50.00 | 9/24/2010 2:54:35 PM |
| chipperjohnson | $50.00 | $50.00 | 9/24/2010 2:54:38 PM |
| miked8303 | $25.00 | $25.00 | 9/24/2010 2:54:41 PM |
| kmwvma | $25.00 | $8.47 | 9/24/2010 2:57:55 PM |
| triumph126 | $50.00 | $50.00 | 9/24/2010 2:55:23 PM |
| paradisenow | $25.00 | $25.00 | 9/24/2010 2:55:29 PM |
| hanuman77 | $39.07 | $39.07 | 9/24/2010 2:55:32 PM |
| fireboss | $25.00 | $25.00 | 9/24/2010 2:52:45 PM |
| djc314 | $49.05 | $49.05 | 9/24/2010 2:55:48 PM |
| principal-flow9 | $50.00 | $50.00 | 9/24/2010 2:52:52 PM |
| stanbalwight4 | $25.00 | $25.00 | 9/24/2010 2:55:50 PM |
| maganda1963 | $50.00 | $50.00 | 9/24/2010 2:52:55 PM |
| Poohcho | $50.00 | $50.00 | 9/24/2010 2:53:00 PM |
| penny-chooser | $25.00 | $25.00 | 9/24/2010 2:56:01 PM |
| MO_Investor | $25.00 | $25.00 | 9/24/2010 2:53:11 PM |
| grystndoc | $25.00 | $25.00 | 9/24/2010 2:56:06 PM |
| mrrc7498 | $25.00 | $25.00 | 9/24/2010 2:53:17 PM |
| tlam168 | $50.00 | $50.00 | 9/24/2010 2:56:12 PM |
| ElChico124 | $25.00 | $25.00 | 9/24/2010 2:56:16 PM |
| tranquil-revenue | $50.00 | $50.00 | 9/24/2010 2:57:02 PM |
| AK49-JW | $25.00 | $25.00 | 9/24/2010 2:57:06 PM |
| oracle3 | $50.00 | $50.00 | 9/24/2010 2:54:23 PM |
| rogue_monster | $50.00 | $50.00 | 9/24/2010 2:54:33 PM |
| payout-reaction740 | $25.00 | $25.00 | 9/24/2010 3:00:55 PM |
| sugybutt | $50.00 | $50.00 | 9/24/2010 2:54:45 PM |
| KiwiElf | $35.00 | $35.00 | 9/24/2010 2:57:33 PM |
| mooselegs19 | $50.00 | $50.00 | 9/24/2010 2:54:51 PM |
| dpdn57 | $50.00 | $50.00 | 9/24/2010 2:57:52 PM |
| amijo | $50.00 | $50.00 | 9/24/2010 2:54:56 PM |
| Ready2Loan | $25.00 | $25.00 | 9/24/2010 2:55:55 PM |
| compwhiz | $25.00 | $25.00 | 9/24/2010 2:56:00 PM |
| silver-armada | $50.00 | $50.00 | 9/24/2010 2:56:23 PM |
| Walden2007 | $25.00 | $25.00 | 9/24/2010 2:56:38 PM |
| MyPFBlog | $25.00 | $25.00 | 9/24/2010 2:56:48 PM |
| ALHBLJ | $50.00 | $50.00 | 9/24/2010 2:56:59 PM |
| Msbutterfly | $50.00 | $50.00 | 9/24/2010 2:57:23 PM |
| meteoric-trade | $50.00 | $50.00 | 9/24/2010 3:28:31 PM |
| dollardave | $100.00 | $100.00 | 9/24/2010 4:48:17 PM |
| best-listing-toro | $25.00 | $25.00 | 9/25/2010 9:30:04 AM |
| BankofBeth | $25.00 | $25.00 | 9/25/2010 12:37:09 PM |
| credible-compassion6 | $25.00 | $25.00 | 9/25/2010 10:48:35 AM |
| Anamorph | $25.00 | $25.00 | 9/25/2010 1:40:27 PM |
| patriot384 | $420.00 | $420.00 | 9/25/2010 1:29:51 PM |
| TakeCare | $50.00 | $50.00 | 9/25/2010 2:30:04 PM |
| gain-aspen | $25.00 | $25.00 | 9/25/2010 7:08:23 PM |
| greenback-ally | $50.00 | $50.00 | 9/25/2010 9:44:07 PM |
| Mindful7 | $25.00 | $25.00 | 9/26/2010 7:36:12 AM |
| statenisland51 | $25.00 | $25.00 | 9/26/2010 9:16:00 AM |
| 354 bids
|
Borrower Payment Dependent Notes Series
473972
This series of Notes was issued and sold upon the funding of the borrower loan #44584, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.0% |
Auction start date:
| Sep-20-2010 |
| |
Auction end date:
| Sep-27-2010 |
|
|
Starting lender yield:
| 14.15% |
Starting borrower rate/APR:
| 15.15% / 17.32% |
Starting monthly payment:
| $521.08 |
|
Final lender yield:
| 14.15% |
Final borrower rate/APR:
| 15.15% / 17.32% |
Final monthly payment:
| $521.08 |
| |
|
Auction yield range:
| 5.79% - 14.15% |
Estimated loss impact:
| 6.19% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-2000 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 760-779 (Sep-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 10y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,892 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| contract-guardian7 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Opening an Assisted Living Facility
Purpose of loan:
This loan will be used to assist with the opening of a new Assisted Living
Facility.? Supplies and services needed are as follows: fire
alarm/pull station, fire extinguishers, and furniture. The
proposed facility is approximately 2,200 sq.ft., 3 bedrooms/ 3 baths, and has been approved for up to
6 persons (2 per room maximum).
Monthly net income: $
4000.00
Monthly expenses: $
2480.00
??Housing: $ 900.00
??Insurance: $
included in mortgage
??Car expenses: $
380.00
??Utilities: $
100.00
??Phone, cable, internet: $ 0.00
??Food, entertainment: $
200.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 800.00
??Other expenses: $
0.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
This seems like a very small facility, perhaps actually in your house? Do you have a clientele lined up already? - genuine-diversification5
A:
This is a 2,200 sq. ft. residential/commercial facility. Currently I have 4 out of the 6 available spaces reserved.
(Sep-23-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ray1051 | $25.00 | $25.00 | 9/20/2010 2:37:31 PM |
| larrybird | $50.00 | $50.00 | 9/20/2010 2:40:28 PM |
| Weaverville | $25.00 | $25.00 | 9/20/2010 2:36:06 PM |
| authentic-liberty7 | $50.00 | $50.00 | 9/20/2010 2:42:59 PM |
| jazzlender | $25.00 | $25.00 | 9/20/2010 2:43:16 PM |
| schpere | $25.00 | $25.00 | 9/20/2010 2:37:46 PM |
| handshake5 | $25.00 | $25.00 | 9/20/2010 2:43:26 PM |
| marketplace-cello5 | $50.00 | $50.00 | 9/20/2010 2:44:57 PM |
| mtquan | $25.00 | $25.00 | 9/20/2010 2:46:38 PM |
| ichibon | $150.00 | $150.00 | 9/20/2010 2:47:53 PM |
| papaloha | $25.00 | $25.00 | 9/20/2010 2:49:43 PM |
| kmr2 | $150.00 | $150.00 | 9/20/2010 2:43:36 PM |
| credit-scout7 | $50.00 | $50.00 | 9/20/2010 2:50:00 PM |
| jigsaw | $100.00 | $100.00 | 9/20/2010 2:44:13 PM |
| peripatetic | $25.00 | $25.00 | 9/20/2010 2:44:38 PM |
| well-rounded-dinero | $75.00 | $75.00 | 9/20/2010 2:52:54 PM |
| studious-bonus7 | $100.00 | $100.00 | 9/20/2010 2:48:07 PM |
| gold-channel2 | $100.00 | $100.00 | 9/20/2010 2:48:19 PM |
| first-listing-expert | $25.00 | $25.00 | 9/20/2010 2:48:46 PM |
| Tradesmanlender | $25.00 | $25.00 | 9/20/2010 2:56:16 PM |
| simplelender80 | $250.00 | $250.00 | 9/20/2010 2:51:29 PM |
| red-adaptable-funds | $50.00 | $50.00 | 9/20/2010 2:51:37 PM |
| tech310 | $50.00 | $50.00 | 9/20/2010 2:55:59 PM |
| Clambake | $50.00 | $50.00 | 9/20/2010 2:56:03 PM |
| golden-bid9 | $50.00 | $50.00 | 9/20/2010 2:56:20 PM |
| Comoparklender | $50.00 | $50.00 | 9/20/2010 2:57:10 PM |
| Ocean713 | $50.00 | $50.00 | 9/20/2010 2:57:30 PM |
| objective-investor | $65.92 | $65.92 | 9/20/2010 5:43:21 PM |
| bold-careful-finance | $25.00 | $25.00 | 9/20/2010 5:49:32 PM |
| Alittleluck | $25.00 | $25.00 | 9/20/2010 5:26:46 PM |
| IeatatWendys | $25.00 | $25.00 | 9/20/2010 6:59:05 PM |
| loan-wasp | $50.00 | $50.00 | 9/20/2010 7:00:13 PM |
| Cai8899 | $50.00 | $50.00 | 9/21/2010 5:38:42 AM |
| seahorse2008 | $25.00 | $25.00 | 9/21/2010 6:45:46 AM |
| Trabey | $150.00 | $150.00 | 9/21/2010 6:23:19 AM |
| lendmedo | $25.00 | $25.00 | 9/21/2010 6:34:14 AM |
| thenadamgoes | $50.00 | $50.00 | 9/21/2010 9:10:36 AM |
| williemc44 | $50.00 | $50.00 | 9/21/2010 9:33:44 AM |
| ideal-platinum1 | $50.00 | $50.00 | 9/21/2010 3:00:32 PM |
| Artist_Blue | $25.00 | $25.00 | 9/21/2010 2:56:24 PM |
| socrates520 | $50.00 | $50.00 | 9/21/2010 3:49:42 PM |
| peb44 | $25.00 | $25.00 | 9/22/2010 1:06:49 AM |
| Tomeus | $75.00 | $75.00 | 9/22/2010 9:33:32 AM |
| maldok1 | $25.00 | $25.00 | 9/22/2010 12:55:23 PM |
| teller | $50.00 | $50.00 | 9/22/2010 3:15:54 PM |
| return-percolator8 | $27.96 | $27.96 | 9/22/2010 4:24:14 PM |
| ommcd | $25.00 | $25.00 | 9/22/2010 3:45:36 PM |
| bill-mushroom | $25.00 | $25.00 | 9/23/2010 2:43:32 AM |
| DanLash | $50.00 | $50.00 | 9/23/2010 8:28:34 AM |
| washboard1 | $250.00 | $250.00 | 9/23/2010 6:54:55 AM |
| cxl9 | $50.00 | $50.00 | 9/23/2010 9:53:32 AM |
| impartial-peace9 | $25.00 | $25.00 | 9/23/2010 7:58:19 AM |
| DRA-Properties | $25.00 | $25.00 | 9/23/2010 9:49:49 AM |
| dollardave | $100.00 | $100.00 | 9/23/2010 9:23:38 AM |
| julijask | $25.00 | $25.00 | 9/23/2010 12:38:28 PM |
| frizzzzank | $50.00 | $50.00 | 9/23/2010 10:59:09 AM |
| wise-dedicated-power | $25.00 | $25.00 | 9/23/2010 3:08:10 PM |
| Easystreet | $25.00 | $25.00 | 9/23/2010 3:12:16 PM |
| efficient-marketplace | $50.00 | $50.00 | 9/23/2010 3:12:20 PM |
| engaging-worth | $25.00 | $25.00 | 9/23/2010 3:27:27 PM |
| attentive-income | $50.00 | $50.00 | 9/23/2010 3:12:27 PM |
| cutter21 | $25.00 | $25.00 | 9/23/2010 3:17:21 PM |
| jo2y | $25.00 | $25.00 | 9/23/2010 4:20:12 PM |
| hookUup | $25.00 | $25.00 | 9/23/2010 4:18:03 PM |
| herbyman | $25.00 | $25.00 | 9/23/2010 6:58:13 PM |
| pursuit469 | $35.43 | $35.43 | 9/23/2010 7:44:18 PM |
| BankofAdonai | $50.00 | $50.00 | 9/23/2010 6:53:29 PM |
| credit-kahuna | $50.00 | $50.00 | 9/24/2010 1:07:56 AM |
| green-unassailable-investment | $25.00 | $25.00 | 9/23/2010 9:28:11 PM |
| ptjg | $36.80 | $36.80 | 9/24/2010 1:59:08 AM |
| orgy63 | $25.00 | $25.00 | 9/24/2010 4:37:09 AM |
| durability-balance4 | $48.07 | $48.07 | 9/24/2010 1:14:06 AM |
| Premierelender | $25.00 | $25.00 | 9/24/2010 3:22:58 AM |
| noble-revenue | $50.00 | $50.00 | 9/24/2010 6:39:05 AM |
| pphantom | $40.00 | $40.00 | 9/24/2010 7:23:13 AM |
| compassionate-fairness6 | $25.00 | $25.00 | 9/24/2010 7:37:11 AM |
| bodascafe | $25.00 | $25.00 | 9/24/2010 7:47:12 AM |
| checkuto | $25.00 | $25.00 | 9/24/2010 9:45:01 AM |
| Marathoner | $50.00 | $50.00 | 9/24/2010 10:07:49 AM |
| jamiee73 | $25.00 | $25.00 | 9/24/2010 9:47:03 AM |
| djh47a | $25.00 | $25.00 | 9/24/2010 9:23:48 AM |
| roberto42 | $163.11 | $163.11 | 9/24/2010 11:40:09 AM |
| Dahlozer | $50.00 | $50.00 | 9/24/2010 12:58:41 PM |
| rockstar78 | $50.00 | $50.00 | 9/24/2010 1:07:47 PM |
| LongTail | $25.00 | $25.00 | 9/24/2010 2:07:01 PM |
| DasMula | $25.00 | $25.00 | 9/24/2010 2:32:32 PM |
| anton | $250.00 | $250.00 | 9/24/2010 2:13:21 PM |
| toomanyfishtanks | $25.00 | $25.00 | 9/24/2010 2:14:11 PM |
| compwhiz | $25.00 | $25.00 | 9/24/2010 2:56:00 PM |
| gracej | $25.00 | $25.00 | 9/24/2010 2:58:02 PM |
| enigmallc | $25.00 | $25.00 | 9/24/2010 2:58:20 PM |
| lagnisiruk | $25.00 | $25.00 | 9/24/2010 2:55:54 PM |
| smart-leverage7 | $50.00 | $50.00 | 9/24/2010 2:56:40 PM |
| bold-yield-rumbler | $25.00 | $25.00 | 9/24/2010 2:58:58 PM |
| LoisLoan | $25.00 | $25.00 | 9/24/2010 2:59:55 PM |
| AK49-JW | $25.00 | $25.00 | 9/24/2010 2:57:07 PM |
| RC118 | $25.00 | $25.00 | 9/24/2010 3:20:00 PM |
| BrandonW | $25.00 | $25.00 | 9/24/2010 3:20:05 PM |
| ZENergy | $25.00 | $25.00 | 9/24/2010 3:20:16 PM |
| power-pagoda | $25.83 | $25.83 | 9/24/2010 2:57:48 PM |
| bobby4u3 | $25.00 | $25.00 | 9/24/2010 3:20:21 PM |
| wise-duty-investor | $50.00 | $50.00 | 9/24/2010 3:20:31 PM |
| HAVEANICEDAY | $25.00 | $25.00 | 9/24/2010 3:20:53 PM |
| brightest-income-hunter | $25.00 | $25.00 | 9/24/2010 3:21:04 PM |
| diplomatic-wealth7 | $50.00 | $50.00 | 9/24/2010 2:58:27 PM |
| integrity-trumpet | $50.00 | $50.00 | 9/24/2010 2:58:31 PM |
| CapStack | $62.47 | $62.47 | 9/24/2010 2:58:35 PM |
| ArchonFinancialHoldings | $34.46 | $34.46 | 9/24/2010 3:23:01 PM |
| Wally1727 | $50.00 | $50.00 | 9/24/2010 3:23:03 PM |
| helpu88 | $31.63 | $31.63 | 9/24/2010 3:20:01 PM |
| think-become | $25.00 | $25.00 | 9/24/2010 3:20:10 PM |
| TOCPI | $25.00 | $25.00 | 9/24/2010 3:20:19 PM |
| billboy85 | $25.00 | $25.00 | 9/24/2010 3:20:26 PM |
| momentous-responsibility2 | $50.00 | $50.00 | 9/24/2010 3:20:30 PM |
| greenback-museum | $25.00 | $25.00 | 9/24/2010 3:20:34 PM |
| PatriotKnight | $25.00 | $25.00 | 9/24/2010 3:01:34 PM |
| alexstar | $25.00 | $25.00 | 9/24/2010 3:24:10 PM |
| mcds | $25.00 | $25.00 | 9/24/2010 3:20:54 PM |
| yield-seeker | $25.00 | $25.00 | 9/24/2010 3:21:11 PM |
| thrifty-return | $50.00 | $50.00 | 9/24/2010 3:21:13 PM |
| nbhz60a | $50.00 | $50.00 | 9/24/2010 3:22:16 PM |
| redx | $25.00 | $25.00 | 9/24/2010 3:20:02 PM |
| skywise | $44.89 | $44.89 | 9/24/2010 3:20:13 PM |
| namisguy | $50.00 | $50.00 | 9/24/2010 3:20:24 PM |
| Dweeberkitty1 | $25.00 | $25.00 | 9/24/2010 3:20:48 PM |
| zrohmm | $25.00 | $25.00 | 9/24/2010 3:23:16 PM |
| BBL | $50.00 | $50.00 | 9/24/2010 3:24:03 PM |
| fly99 | $50.00 | $50.00 | 9/24/2010 3:24:12 PM |
| affluence-tycoon | $25.00 | $25.00 | 9/24/2010 3:27:01 PM |
| dunedin | $25.00 | $25.00 | 9/24/2010 3:22:58 PM |
| lcole32 | $25.00 | $25.00 | 9/24/2010 3:23:05 PM |
| abasvram | $50.00 | $50.00 | 9/24/2010 3:23:20 PM |
| hrubinst | $50.00 | $50.00 | 9/24/2010 3:24:14 PM |
| nalaari | $25.00 | $25.00 | 9/24/2010 3:24:25 PM |
| Adam_00 | $50.00 | $50.00 | 9/24/2010 3:29:56 PM |
| mlender | $25.00 | $25.00 | 9/24/2010 3:29:46 PM |
| note-axis5 | $50.00 | $50.00 | 9/24/2010 3:32:48 PM |
| ualf | $48.23 | $48.23 | 9/24/2010 3:32:42 PM |
| NYCFinancier | $25.00 | $25.00 | 9/24/2010 3:32:47 PM |
| vigorous-note | $50.00 | $50.00 | 9/24/2010 3:32:50 PM |
| lostontheedge | $25.00 | $25.00 | 9/24/2010 3:33:17 PM |
| DcUnited | $30.00 | $30.00 | 9/24/2010 3:32:51 PM |
| icecoldcash | $25.00 | $25.00 | 9/24/2010 4:50:04 PM |
| prudent-gain7 | $25.00 | $25.00 | 9/24/2010 4:48:07 PM |
| icecoldcash | $50.00 | $50.00 | 9/24/2010 4:50:43 PM |
| krazydavet | $50.00 | $0.15 | 9/24/2010 4:52:47 PM |
| BOZO88 | $50.00 | $50.00 | 9/24/2010 5:57:16 PM |
| macotra4 | $36.00 | $36.00 | 9/24/2010 9:06:03 PM |
| 1C3BURG | $50.00 | $50.00 | 9/25/2010 7:43:08 AM |
| gogrannygo | $25.00 | $25.00 | 9/25/2010 8:41:58 PM |
| starry2001 | $25.00 | $25.00 | 9/26/2010 8:06:14 AM |
| statenisland51 | $25.00 | $25.00 | 9/26/2010 9:13:21 AM |
| MattProsper | $60.00 | $60.00 | 9/26/2010 10:11:42 AM |
| MrCoffee | $25.00 | $25.00 | 9/26/2010 2:40:35 PM |
| credit-coach118 | $25.00 | $25.00 | 9/26/2010 7:16:28 PM |
| Bcs-cnc | $25.00 | $25.00 | 9/26/2010 8:16:35 PM |
| Minotaur | $25.00 | $25.00 | 9/26/2010 8:04:18 PM |
| d_grbg | $25.00 | $25.00 | 9/27/2010 6:28:42 AM |
| johnk317 | $25.00 | $25.00 | 9/27/2010 8:52:13 AM |
| the-rate-creature | $50.00 | $50.00 | 9/27/2010 8:59:22 AM |
| jybank | $25.00 | $25.00 | 9/27/2010 9:12:13 AM |
| 2grindstones | $25.00 | $25.00 | 9/27/2010 9:45:41 AM |
| B12SE-r | $102.30 | $102.30 | 9/27/2010 11:05:21 AM |
| elitegoodguy | $25.00 | $25.00 | 9/27/2010 10:56:26 AM |
| Watersports | $50.00 | $50.00 | 9/27/2010 10:59:13 AM |
| payment-freshmaker | $50.00 | $50.00 | 9/27/2010 10:12:50 AM |
| beeper2 | $40.00 | $40.00 | 9/27/2010 10:15:29 AM |
| forthright-principal2 | $25.00 | $25.00 | 9/27/2010 11:00:43 AM |
| rdrloan | $50.00 | $50.00 | 9/27/2010 11:03:22 AM |
| schoolfund | $25.00 | $25.00 | 9/27/2010 12:14:28 PM |
| durable-investment8 | $29.37 | $29.37 | 9/27/2010 12:54:44 PM |
| selfmademan | $25.00 | $25.00 | 9/27/2010 2:13:04 PM |
| octoberfresh | $25.00 | $25.00 | 9/27/2010 1:53:30 PM |
| leverage-monger | $25.00 | $25.00 | 9/27/2010 1:36:09 PM |
| OoM | $25.00 | $25.00 | 9/27/2010 2:09:46 PM |
| fireferd | $25.00 | $25.00 | 9/27/2010 2:23:21 PM |
| p2ploan-sensation211 | $25.00 | $25.00 | 9/27/2010 1:40:55 PM |
| kegs | $46.03 | $46.03 | 9/20/2010 2:40:25 PM |
| GElender | $100.00 | $100.00 | 9/20/2010 2:43:08 PM |
| enthralling-deal180 | $100.00 | $100.00 | 9/20/2010 2:43:54 PM |
| soheagle | $50.00 | $50.00 | 9/20/2010 2:43:43 PM |
| pfh | $25.00 | $25.00 | 9/20/2010 2:44:17 PM |
| brightest-affluence-motivator | $100.00 | $100.00 | 9/20/2010 2:44:26 PM |
| bid-czar8 | $100.00 | $100.00 | 9/20/2010 2:45:35 PM |
| generous-deal6 | $50.00 | $50.00 | 9/20/2010 2:45:21 PM |
| worthy-bid8 | $100.00 | $100.00 | 9/20/2010 2:49:22 PM |
| mla | $25.00 | $25.00 | 9/20/2010 2:49:39 PM |
| a-finance-nirvana | $25.00 | $25.00 | 9/20/2010 2:50:07 PM |
| rescue | $50.00 | $50.00 | 9/20/2010 2:49:52 PM |
| patriot897 | $50.00 | $50.00 | 9/20/2010 2:53:02 PM |
| radforj22 | $25.00 | $25.00 | 9/20/2010 2:55:41 PM |
| gethsemane4 | $25.00 | $25.00 | 9/20/2010 2:52:30 PM |
| Sol_Invictus | $25.00 | $25.00 | 9/20/2010 3:26:34 PM |
| the-profit-oracle | $25.00 | $25.00 | 9/20/2010 3:29:34 PM |
| helpinghand75 | $50.00 | $50.00 | 9/20/2010 3:29:32 PM |
| money-bauble | $33.32 | $33.32 | 9/20/2010 3:39:42 PM |
| Ripsaw4U | $50.00 | $50.00 | 9/20/2010 6:59:45 PM |
| sound | $50.00 | $50.00 | 9/20/2010 7:00:06 PM |
| agiovasil | $25.00 | $25.00 | 9/20/2010 9:34:21 PM |
| bountiful-durability | $30.00 | $30.00 | 9/21/2010 8:13:11 AM |
| LAKESPRING | $25.00 | $25.00 | 9/21/2010 7:38:30 AM |
| trade-freshmaker | $50.00 | $50.00 | 9/21/2010 10:53:31 AM |
| benjamins-den | $25.00 | $25.00 | 9/21/2010 9:34:28 AM |
| shmb6508 | $100.00 | $100.00 | 9/21/2010 11:08:40 AM |
| RMB-Investments | $50.00 | $50.00 | 9/21/2010 11:30:23 AM |
| Gabriel02 | $25.00 | $25.00 | 9/21/2010 12:04:58 PM |
| doncm | $50.00 | $50.00 | 9/21/2010 1:18:35 PM |
| on_your_side | $25.00 | $25.00 | 9/21/2010 2:56:12 PM |
| BeanCownter | $25.00 | $25.00 | 9/21/2010 2:55:28 PM |
| MissionMicroFinance | $25.00 | $25.00 | 9/21/2010 3:01:12 PM |
| AF-Chief | $25.00 | $25.00 | 9/21/2010 3:07:21 PM |
| danthemon35 | $25.00 | $25.00 | 9/21/2010 3:06:56 PM |
| irrelevant | $25.00 | $25.00 | 9/21/2010 3:35:08 PM |
| Bank_Of_XL | $50.00 | $50.00 | 9/21/2010 5:16:04 PM |
| 6moonbeams | $75.00 | $75.00 | 9/21/2010 4:49:15 PM |
| ClearCut | $50.00 | $50.00 | 9/21/2010 5:04:43 PM |
| CasaDeTomas | $100.00 | $100.00 | 9/21/2010 7:08:30 PM |
| airrbob | $50.00 | $50.00 | 9/21/2010 10:43:42 PM |
| grf1945 | $50.00 | $50.00 | 9/22/2010 11:45:23 AM |
| excellent-leverage6 | $25.00 | $25.00 | 9/22/2010 2:20:21 PM |
| agalt | $100.00 | $100.00 | 9/22/2010 2:23:17 PM |
| ferocious-finance | $25.00 | $25.00 | 9/22/2010 1:44:00 PM |
| Loansforlife | $25.00 | $25.00 | 9/22/2010 3:15:14 PM |
| efficient-treasure0 | $25.00 | $25.00 | 9/22/2010 3:43:52 PM |
| Garnet123 | $25.00 | $25.00 | 9/22/2010 9:00:01 PM |
| green-capital-hornet | $25.00 | $25.00 | 9/23/2010 1:29:55 AM |
| triumph329 | $50.00 | $50.00 | 9/23/2010 7:03:23 AM |
| RedCentre | $116.81 | $116.81 | 9/23/2010 5:14:18 AM |
| FinDoc | $25.00 | $25.00 | 9/23/2010 5:23:39 AM |
| kulender | $50.00 | $50.00 | 9/23/2010 1:13:50 PM |
| dajen1 | $50.00 | $50.00 | 9/23/2010 1:41:34 PM |
| finance-magma7 | $47.42 | $47.42 | 9/23/2010 1:28:19 PM |
| bxdoc | $37.85 | $37.85 | 9/23/2010 2:46:35 PM |
| smurf163 | $25.00 | $25.00 | 9/23/2010 4:19:46 PM |
| anders94 | $25.00 | $25.00 | 9/23/2010 4:20:08 PM |
| flexible-return297 | $50.00 | $50.00 | 9/23/2010 4:19:27 PM |
| Lesburger | $25.00 | $25.00 | 9/23/2010 6:33:40 PM |
| smart-return | $25.00 | $25.00 | 9/23/2010 4:17:17 PM |
| IIP77 | $25.00 | $25.00 | 9/23/2010 7:38:11 PM |
| investment-star | $100.00 | $100.00 | 9/23/2010 9:58:23 PM |
| fairness-kayak | $25.00 | $25.00 | 9/23/2010 10:34:17 PM |
| DGC_Lending | $50.00 | $50.00 | 9/23/2010 6:50:10 PM |
| calkidd05 | $25.00 | $25.00 | 9/23/2010 8:38:46 PM |
| nickel-hickory | $25.00 | $25.00 | 9/23/2010 8:48:17 PM |
| ryguy150 | $25.00 | $25.00 | 9/23/2010 8:48:24 PM |
| calm-deal7 | $25.00 | $25.00 | 9/24/2010 6:47:50 AM |
| oregonusa | $50.00 | $50.00 | 9/24/2010 7:37:13 AM |
| SAGE88 | $50.00 | $50.00 | 9/24/2010 8:57:05 AM |
| Trevor_C | $25.00 | $25.00 | 9/24/2010 9:43:57 AM |
| thrifty-capital | $25.00 | $25.00 | 9/24/2010 10:38:02 AM |
| HeavyDriver03 | $25.00 | $25.00 | 9/24/2010 10:12:16 AM |
| LexerdGroupCapital | $25.00 | $25.00 | 9/24/2010 10:32:58 AM |
| mlbox3k | $50.00 | $50.00 | 9/24/2010 12:37:19 PM |
| mike_banker | $50.00 | $50.00 | 9/24/2010 1:07:30 PM |
| DasMula | $25.00 | $25.00 | 9/24/2010 2:32:07 PM |
| DasMula | $25.00 | $25.00 | 9/24/2010 2:32:19 PM |
| jblack01 | $25.00 | $25.00 | 9/24/2010 2:07:08 PM |
| Sefotonga | $25.00 | $25.00 | 9/24/2010 2:52:42 PM |
| Philkent | $50.00 | $50.00 | 9/24/2010 2:54:43 PM |
| Investoman | $50.00 | $50.00 | 9/24/2010 2:55:58 PM |
| Msbutterfly | $50.00 | $50.00 | 9/24/2010 2:57:24 PM |
| ericgassercom | $50.00 | $50.00 | 9/24/2010 2:58:06 PM |
| the-bid-sorcerer | $50.00 | $50.00 | 9/24/2010 2:58:57 PM |
| Patter256 | $25.00 | $25.00 | 9/24/2010 2:57:01 PM |
| PRGuyinVA | $50.00 | $50.00 | 9/24/2010 2:57:05 PM |
| mpactlender | $25.00 | $25.00 | 9/24/2010 2:55:39 PM |
| justice-dna | $25.00 | $25.00 | 9/24/2010 2:58:17 PM |
| Devsfan3 | $50.00 | $50.00 | 9/24/2010 2:58:24 PM |
| penny-chooser | $25.00 | $25.00 | 9/24/2010 2:56:02 PM |
| tranquil-revenue | $50.00 | $50.00 | 9/24/2010 2:57:03 PM |
| blissful-note7 | $25.00 | $25.00 | 9/24/2010 3:00:20 PM |
| Binan | $25.00 | $25.00 | 9/24/2010 2:57:13 PM |
| AdamDB | $25.00 | $25.00 | 9/24/2010 3:19:58 PM |
| riproaringrapids | $25.00 | $25.00 | 9/24/2010 2:57:23 PM |
| shortstop21 | $25.00 | $25.00 | 9/24/2010 3:20:03 PM |
| bajaruss | $25.00 | $25.00 | 9/24/2010 3:20:06 PM |
| CASHGIRL | $25.00 | $25.00 | 9/24/2010 3:20:17 PM |
| narblark | $50.00 | $50.00 | 9/24/2010 3:20:28 PM |
| sarisai | $46.16 | $46.16 | 9/24/2010 2:57:58 PM |
| jtradition | $50.00 | $50.00 | 9/24/2010 3:20:33 PM |
| jeffpac | $50.00 | $50.00 | 9/24/2010 2:58:15 PM |
| honorable-yield | $50.00 | $50.00 | 9/24/2010 2:58:19 PM |
| economy-producer | $25.00 | $25.00 | 9/24/2010 3:20:57 PM |
| Ragestang | $25.00 | $25.00 | 9/24/2010 3:21:23 PM |
| zorg77 | $25.00 | $25.00 | 9/24/2010 3:22:10 PM |
| Gladglide | $50.00 | $50.00 | 9/24/2010 3:22:15 PM |
| Tengoku | $50.00 | $50.00 | 9/24/2010 3:22:57 PM |
| beetlebum | $50.00 | $50.00 | 9/24/2010 3:23:02 PM |
| cash-queen | $25.00 | $25.00 | 9/24/2010 3:19:59 PM |
| broepke | $25.00 | $25.00 | 9/24/2010 3:20:03 PM |
| piter-to-la-investment | $25.00 | $25.00 | 9/24/2010 3:20:12 PM |
| bbrelo | $25.00 | $25.00 | 9/24/2010 3:20:29 PM |
| loot-heart | $50.00 | $50.00 | 9/24/2010 3:20:33 PM |
| rmachi | $25.00 | $25.00 | 9/24/2010 3:01:25 PM |
| frankdelraza | $25.00 | $25.00 | 9/24/2010 3:23:59 PM |
| Cutts | $25.00 | $25.00 | 9/24/2010 3:24:08 PM |
| fcukciti | $32.46 | $32.46 | 9/24/2010 3:20:51 PM |
| davidc314 | $39.15 | $39.15 | 9/24/2010 3:20:55 PM |
| SMARTDISK | $25.00 | $25.00 | 9/24/2010 3:19:57 PM |
| keeks | $25.00 | $25.00 | 9/24/2010 3:20:04 PM |
| ciscoparrot | $25.00 | $25.00 | 9/24/2010 3:20:15 PM |
| impartial-truth1 | $50.00 | $50.00 | 9/24/2010 3:20:30 PM |
| KileNSmyth4 | $25.00 | $25.00 | 9/24/2010 3:20:35 PM |
| lending-bear | $50.00 | $50.00 | 9/24/2010 3:20:46 PM |
| revenue-locomotive | $25.00 | $25.00 | 9/24/2010 3:20:56 PM |
| wampum-chorus3 | $25.00 | $25.00 | 9/24/2010 3:20:58 PM |
| helping-out | $75.00 | $75.00 | 9/24/2010 3:23:09 PM |
| Katburg | $35.00 | $35.00 | 9/24/2010 3:21:30 PM |
| melodious-fairness | $25.00 | $25.00 | 9/24/2010 3:26:27 PM |
| bettndon | $41.84 | $41.84 | 9/24/2010 3:26:34 PM |
| Tai | $50.00 | $50.00 | 9/24/2010 3:24:00 PM |
| the-skillful-value | $25.00 | $25.00 | 9/24/2010 3:26:58 PM |
| vkm2000 | $25.00 | $25.00 | 9/24/2010 3:23:00 PM |
| irisheyes9 | $50.00 | $50.00 | 9/24/2010 3:23:21 PM |
| anyoi | $50.00 | $50.00 | 9/24/2010 3:26:28 PM |
| loan-master996 | $50.00 | $50.00 | 9/24/2010 3:26:52 PM |
| rogue_monster | $50.00 | $50.00 | 9/24/2010 3:32:41 PM |
| ClearLake | $25.00 | $25.00 | 9/24/2010 3:32:52 PM |
| a-consummate-camaraderi | $34.54 | $34.54 | 9/24/2010 3:44:09 PM |
| kalb002 | $50.00 | $50.00 | 9/24/2010 3:44:34 PM |
| Ready2Loan | $25.00 | $25.00 | 9/24/2010 3:32:44 PM |
| wonderful-rupee | $25.00 | $25.00 | 9/24/2010 3:32:49 PM |
| Phantom99 | $25.00 | $25.00 | 9/24/2010 3:33:11 PM |
| producer553 | $25.00 | $25.00 | 9/24/2010 3:33:18 PM |
| ro37 | $25.00 | $25.00 | 9/24/2010 3:32:47 PM |
| icecoldcash | $25.00 | $25.00 | 9/24/2010 4:49:42 PM |
| rudyindc | $25.00 | $25.00 | 9/24/2010 4:52:46 PM |
| sparkling-gold | $50.00 | $50.00 | 9/24/2010 4:12:06 PM |
| power-defender7 | $25.00 | $25.00 | 9/24/2010 4:05:03 PM |
| Rothgoe | $25.00 | $25.00 | 9/24/2010 4:52:46 PM |
| icecoldcash | $25.00 | $25.00 | 9/24/2010 4:49:26 PM |
| Prairie-MN | $30.00 | $30.00 | 9/24/2010 7:20:25 PM |
| noah88 | $25.00 | $25.00 | 9/24/2010 7:23:17 PM |
| payout-tamarack9 | $25.00 | $25.00 | 9/25/2010 12:06:01 AM |
| squarebob | $25.00 | $25.00 | 9/25/2010 4:10:13 AM |
| dime-vista2 | $25.00 | $25.00 | 9/25/2010 7:00:27 AM |
| best-listing-toro | $25.00 | $25.00 | 9/25/2010 9:30:54 AM |
| TakeCare | $80.00 | $80.00 | 9/25/2010 2:31:25 PM |
| colorfulgardener | $25.00 | $25.00 | 9/25/2010 2:34:16 PM |
| patriot384 | $360.00 | $360.00 | 9/25/2010 1:28:37 PM |
| SomebodysMom | $50.00 | $50.00 | 9/25/2010 3:19:28 PM |
| Ven58 | $25.00 | $25.00 | 9/25/2010 3:02:25 PM |
| SpotLending | $25.00 | $25.00 | 9/25/2010 9:18:05 PM |
| massuot | $25.00 | $25.00 | 9/25/2010 11:13:07 PM |
| greenback-ally | $50.00 | $50.00 | 9/25/2010 9:39:12 PM |
| trumpeter5 | $50.00 | $50.00 | 9/26/2010 6:03:35 AM |
| Mindful7 | $25.00 | $25.00 | 9/26/2010 7:28:05 AM |
| credit-observatory | $25.00 | $25.00 | 9/26/2010 9:29:15 AM |
| wojo | $25.00 | $25.00 | 9/26/2010 11:04:57 AM |
| truth-in-advertising | $25.00 | $25.00 | 9/26/2010 1:22:29 PM |
| noodles932 | $50.00 | $50.00 | 9/26/2010 6:28:54 PM |
| new-social-economist | $50.00 | $50.00 | 9/26/2010 6:39:43 PM |
| benefit-flow | $25.00 | $25.00 | 9/26/2010 8:21:59 PM |
| rmpedi33 | $50.00 | $50.00 | 9/26/2010 10:22:47 PM |
| the-bright-velocity | $25.00 | $25.00 | 9/27/2010 8:59:21 AM |
| trade-elm | $25.00 | $25.00 | 9/27/2010 9:28:36 AM |
| ChrisTiff | $25.00 | $25.00 | 9/27/2010 11:01:50 AM |
| merlin981 | $26.80 | $26.80 | 9/27/2010 11:03:08 AM |
| credit-panda1 | $25.00 | $25.00 | 9/27/2010 11:01:15 AM |
| T-L-B | $25.00 | $25.00 | 9/27/2010 12:24:23 PM |
| wwwUniversal | $25.00 | $25.00 | 9/27/2010 12:32:00 PM |
| squarebob | $25.00 | $25.00 | 9/27/2010 2:29:24 PM |
| 362 bids
|
Borrower Payment Dependent Notes Series
475554
This series of Notes was issued and sold upon the funding of the borrower loan #44543, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.8% |
Auction start date:
| Sep-15-2010 |
| |
Auction end date:
| Sep-22-2010 |
|
|
Starting lender yield:
| 26.50% |
Starting borrower rate/APR:
| 27.50% / 31.05% |
Starting monthly payment:
| $82.19 |
|
Final lender yield:
| 22.35% |
Final borrower rate/APR:
| 23.35% / 26.81% |
Final monthly payment:
| $77.78 |
| |
|
Auction yield range:
| 10.79% - 26.50% |
Estimated loss impact:
| 11.34% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.01% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-2001 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 660-679 (Sep-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 0y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,684 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| restless-felicity4 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to pay off my cards.
My financial situation:
I am a good candidate for this loan because i pay on time
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| jpollar | $25.00 | $25.00 | 9/15/2010 3:51:22 PM |
| SolarMoonshine | $25.00 | $25.00 | 9/15/2010 6:43:47 PM |
| Joshua_E | $25.00 | $25.00 | 9/21/2010 6:08:16 AM |
| atomantic | $25.00 | $25.00 | 9/21/2010 7:29:01 AM |
| hellasow | $30.00 | $30.00 | 9/21/2010 9:11:38 AM |
| dudebrah | $25.00 | $25.00 | 9/21/2010 3:27:27 PM |
| scroooge | $25.00 | $25.00 | 9/22/2010 1:16:56 AM |
| funds-kingdom | $25.00 | $25.00 | 9/21/2010 10:32:58 PM |
| photo999 | $25.00 | $25.00 | 9/22/2010 4:34:46 AM |
| mckhbnpc | $30.00 | $30.00 | 9/22/2010 8:20:34 AM |
| power-secret-agent | $25.00 | $25.00 | 9/22/2010 3:05:09 AM |
| jules3304 | $25.00 | $25.00 | 9/22/2010 8:06:57 AM |
| finance-solo | $25.00 | $25.00 | 9/22/2010 8:33:11 AM |
| alluring-yield5 | $25.00 | $25.00 | 9/22/2010 8:14:12 AM |
| jhernand17 | $25.00 | $25.00 | 9/22/2010 9:43:34 AM |
| direct-asset | $25.00 | $25.00 | 9/22/2010 7:54:17 AM |
| first-dinero-igloo | $26.00 | $26.00 | 9/22/2010 10:15:53 AM |
| Midg | $25.00 | $25.00 | 9/22/2010 11:28:50 AM |
| d_grbg | $25.00 | $25.00 | 9/22/2010 9:48:09 AM |
| Nailman88 | $25.00 | $25.00 | 9/22/2010 12:17:47 PM |
| capital-kingdom | $50.00 | $50.00 | 9/22/2010 12:25:11 PM |
| italisvital | $25.00 | $25.00 | 9/22/2010 1:07:01 PM |
| revenue-appraiser | $26.19 | $26.19 | 9/22/2010 12:46:37 PM |
| attractive-fund | $50.00 | $50.00 | 9/22/2010 1:51:34 PM |
| TakeCare | $25.00 | $25.00 | 9/22/2010 2:23:10 PM |
| order-bee1 | $75.00 | $75.00 | 9/22/2010 2:22:23 PM |
| transaction-circuit | $50.00 | $50.00 | 9/15/2010 2:35:46 PM |
| mercuriant | $25.00 | $25.00 | 9/15/2010 2:48:13 PM |
| alexgalt | $100.00 | $100.00 | 9/15/2010 5:22:06 PM |
| penny-plato | $25.00 | $25.00 | 9/17/2010 10:00:11 AM |
| EngineersAlliance | $150.00 | $150.00 | 9/17/2010 5:08:13 PM |
| gjm6d | $25.00 | $25.00 | 9/17/2010 7:18:16 PM |
| exchange-dreams | $25.00 | $25.00 | 9/18/2010 6:43:41 AM |
| harddollars | $25.00 | $25.00 | 9/18/2010 12:36:56 PM |
| shellstar | $25.00 | $25.00 | 9/19/2010 10:52:43 AM |
| neorunner | $25.00 | $25.00 | 9/19/2010 8:23:46 PM |
| neverfail | $50.00 | $50.00 | 9/20/2010 12:00:31 PM |
| loanman2007 | $75.00 | $75.00 | 9/20/2010 11:11:41 AM |
| Pu239 | $60.00 | $60.00 | 9/20/2010 7:00:05 PM |
| duty-monger | $50.00 | $50.00 | 9/21/2010 4:16:45 AM |
| PadreAyudate | $25.00 | $25.00 | 9/21/2010 4:47:44 PM |
| phchristensen | $50.00 | $50.00 | 9/21/2010 4:43:34 PM |
| CapricornLending | $25.00 | $25.00 | 9/21/2010 7:48:28 PM |
| Maetryx | $42.71 | $42.71 | 9/21/2010 8:03:09 PM |
| Leshan | $66.66 | $66.66 | 9/22/2010 8:13:50 AM |
| E-B | $50.00 | $50.00 | 9/22/2010 3:11:06 AM |
| Red-Bull-One | $26.89 | $26.89 | 9/22/2010 9:50:54 AM |
| brightest-excellent-rate | $100.00 | $100.00 | 9/22/2010 8:31:31 AM |
| SkinnyFish | $25.00 | $25.00 | 9/22/2010 10:21:45 AM |
| social-zebra | $26.00 | $26.00 | 9/22/2010 11:08:13 AM |
| Crystalprop | $25.00 | $25.00 | 9/22/2010 11:32:16 AM |
| John_Galt | $25.00 | $25.00 | 9/22/2010 10:18:54 AM |
| johnk317 | $25.00 | $25.00 | 9/22/2010 1:51:29 PM |
| EretzCapital | $25.00 | $15.55 | 9/22/2010 2:28:45 PM |
| 54 bids
|
Borrower Payment Dependent Notes Series
475686
This series of Notes was issued and sold upon the funding of the borrower loan #44556, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.8% |
Auction start date:
| Sep-16-2010 |
| |
Auction end date:
| Sep-23-2010 |
|
|
Starting lender yield:
| 29.00% |
Starting borrower rate/APR:
| 30.00% / 33.61% |
Starting monthly payment:
| $424.52 |
|
Final lender yield:
| 27.90% |
Final borrower rate/APR:
| 28.90% / 32.48% |
Final monthly payment:
| $418.51 |
| |
|
Auction yield range:
| 10.79% - 29.00% |
Estimated loss impact:
| 11.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 16.40% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 44% |
|
Credit score:
| 720-739 (Sep-2010) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 0y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,149 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| samurai583 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off My Credit Cards
Purpose of loan:
This loan will be used to consolidate my credit card debt to one monthly payment.? I am also looking to buy a home and would really enjoy the credit score increase into the 750's from the lower 700's.
My financial situation:
I am a good candidate for this loan because I always pay my bills on time and my credit score is good.? I DO NOT MISS payments and that is why my credit score is above 700.? In my profession in law enforcement, you work with integrity.? That is how I live my life.? This is my second posting and would appreciate the funding.? I want this monkey off my back and need to get it down to 1 payment per month and not 5.? Thanks.
Monthly net income: $ 3700
Monthly expenses: $ 2280
??Housing: $ 0????
??Insurance: $ 150
??Car expenses: $ 350
??Utilities: $ 350
??Phone, cable, internet: $ 180
??Food, entertainment: $ 250
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 700
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| handshake5 | $25.00 | $25.00 | 9/16/2010 3:12:45 PM |
| bid-czar8 | $100.00 | $100.00 | 9/16/2010 3:15:56 PM |
| musegaze | $100.00 | $100.00 | 9/16/2010 3:17:31 PM |
| kulender | $50.00 | $50.00 | 9/16/2010 4:08:50 PM |
| krink1 | $100.00 | $100.00 | 9/16/2010 4:11:45 PM |
| tech310 | $50.00 | $50.00 | 9/16/2010 4:13:32 PM |
| EBITDA | $25.00 | $25.00 | 9/16/2010 4:39:32 PM |
| penny-plato | $50.00 | $50.00 | 9/17/2010 9:40:24 AM |
| danthemon35 | $25.00 | $25.00 | 9/17/2010 11:06:07 AM |
| elegant-bonus | $25.00 | $25.00 | 9/17/2010 11:33:06 AM |
| AF-Chief | $25.00 | $25.00 | 9/17/2010 11:33:19 AM |
| papaloha | $25.00 | $25.00 | 9/17/2010 9:44:22 PM |
| cash-spark3 | $25.00 | $25.00 | 9/17/2010 10:08:05 PM |
| laufer32304 | $71.67 | $71.67 | 9/18/2010 2:44:06 AM |
| 4mydaughterseducation | $25.00 | $25.00 | 9/18/2010 6:37:28 AM |
| penny-plato | $25.00 | $25.00 | 9/18/2010 6:47:54 AM |
| gold-channel2 | $36.55 | $36.55 | 9/19/2010 3:48:25 PM |
| jlr613 | $25.00 | $25.00 | 9/20/2010 7:19:18 AM |
| generous-deal6 | $50.00 | $50.00 | 9/20/2010 10:29:27 AM |
| pfh | $25.00 | $25.00 | 9/20/2010 10:32:28 AM |
| finance-magma7 | $100.00 | $100.00 | 9/20/2010 4:38:28 PM |
| enthralling-deal180 | $34.22 | $34.22 | 9/20/2010 4:09:01 PM |
| burrito6 | $25.00 | $25.00 | 9/20/2010 4:38:31 PM |
| zipemdown | $50.00 | $50.00 | 9/21/2010 3:09:32 PM |
| treasure-bliss | $50.00 | $50.00 | 9/21/2010 3:04:36 PM |
| inspiring-reward | $100.00 | $100.00 | 9/21/2010 3:06:05 PM |
| Cybercusp | $25.00 | $25.00 | 9/21/2010 3:09:30 PM |
| bill-mushroom | $25.00 | $25.00 | 9/21/2010 3:43:19 PM |
| villagers | $50.00 | $50.00 | 9/21/2010 7:23:59 PM |
| orange-preeminant-bill | $50.00 | $50.00 | 9/22/2010 1:24:01 AM |
| airrbob | $50.00 | $50.00 | 9/21/2010 10:38:43 PM |
| head | $25.00 | $25.00 | 9/22/2010 8:04:09 AM |
| friendly-credit2 | $25.00 | $25.00 | 9/22/2010 8:05:01 AM |
| jubilant-auction5 | $25.00 | $25.00 | 9/22/2010 11:08:20 AM |
| kginatl | $50.00 | $50.00 | 9/22/2010 2:37:29 PM |
| gotjack | $25.00 | $25.00 | 9/22/2010 2:56:41 PM |
| saysana | $25.00 | $25.00 | 9/22/2010 2:57:11 PM |
| Mailman2004 | $25.00 | $25.00 | 9/22/2010 2:37:36 PM |
| deal-pinnacle7 | $25.00 | $25.00 | 9/22/2010 2:57:27 PM |
| delivery | $25.00 | $25.00 | 9/22/2010 2:57:41 PM |
| hard-working-loot | $34.72 | $34.72 | 9/22/2010 2:57:47 PM |
| mncafeowner | $50.00 | $50.00 | 9/22/2010 2:57:57 PM |
| trade-freshmaker | $50.00 | $50.00 | 9/22/2010 2:40:14 PM |
| doncm | $50.00 | $50.00 | 9/22/2010 3:00:06 PM |
| blackstar | $25.00 | $25.00 | 9/22/2010 3:00:21 PM |
| karpman3 | $50.00 | $50.00 | 9/22/2010 3:00:44 PM |
| lcole32 | $25.00 | $25.00 | 9/22/2010 2:55:29 PM |
| wise-silver-wonder | $25.00 | $25.00 | 9/22/2010 3:02:36 PM |
| OCedHrt | $25.00 | $25.00 | 9/22/2010 2:57:17 PM |
| NoMoreDebt4Me | $25.00 | $25.00 | 9/22/2010 2:58:03 PM |
| SeaDevil | $50.00 | $50.00 | 9/22/2010 2:58:09 PM |
| first-upright-payout | $50.00 | $50.00 | 9/22/2010 2:58:25 PM |
| balanced-bill7 | $50.00 | $50.00 | 9/22/2010 3:03:41 PM |
| marcomnzs | $25.00 | $25.00 | 9/22/2010 3:03:44 PM |
| runner262 | $25.00 | $25.00 | 9/22/2010 2:58:44 PM |
| stoopidnoodle | $25.00 | $25.00 | 9/22/2010 3:03:57 PM |
| wampum-chorus3 | $25.00 | $25.00 | 9/22/2010 2:59:09 PM |
| RickColo | $25.00 | $25.00 | 9/22/2010 3:04:11 PM |
| finance_mba | $25.00 | $25.00 | 9/22/2010 2:37:21 PM |
| qtmspin | $50.00 | $50.00 | 9/22/2010 3:04:29 PM |
| lagnisiruk | $50.00 | $50.00 | 9/22/2010 3:04:33 PM |
| compassionate-fairness6 | $25.00 | $25.00 | 9/22/2010 3:00:49 PM |
| favorite-commerce | $25.00 | $25.00 | 9/22/2010 3:06:25 PM |
| SBT | $25.00 | $25.00 | 9/22/2010 3:03:09 PM |
| momoney2lend | $25.00 | $25.00 | 9/22/2010 3:03:41 PM |
| aader | $25.00 | $25.00 | 9/22/2010 3:03:58 PM |
| missing-link | $25.00 | $25.00 | 9/22/2010 2:57:09 PM |
| asmithj | $50.00 | $50.00 | 9/22/2010 2:57:13 PM |
| stock106 | $25.00 | $25.00 | 9/22/2010 2:57:44 PM |
| thrifty-return | $30.00 | $30.00 | 9/22/2010 2:57:58 PM |
| studious-peso | $50.00 | $50.00 | 9/22/2010 2:58:01 PM |
| ktradtke | $25.00 | $25.00 | 9/22/2010 2:59:19 PM |
| yarg | $25.00 | $25.00 | 9/22/2010 3:29:28 PM |
| ashlil01 | $25.00 | $25.00 | 9/22/2010 3:00:33 PM |
| Hutpit | $42.63 | $42.63 | 9/22/2010 3:41:27 PM |
| economy-producer | $25.00 | $25.00 | 9/22/2010 3:01:27 PM |
| zrohmm | $25.00 | $25.00 | 9/22/2010 3:02:19 PM |
| red-favorable-basis | $25.00 | $25.00 | 9/22/2010 3:02:27 PM |
| miked8303 | $25.00 | $25.00 | 9/22/2010 3:03:34 PM |
| oreyedoc | $50.00 | $50.00 | 9/22/2010 3:03:36 PM |
| moola-monger9 | $50.00 | $50.00 | 9/22/2010 3:03:40 PM |
| nodrivelpls | $25.00 | $25.00 | 9/22/2010 3:04:26 PM |
| kind-bill-supporter | $28.78 | $28.78 | 9/22/2010 3:04:28 PM |
| AM2008 | $25.00 | $25.00 | 9/22/2010 4:46:42 PM |
| Phantom99 | $25.00 | $25.00 | 9/22/2010 3:46:06 PM |
| consummate-loyalty1 | $100.00 | $100.00 | 9/22/2010 3:13:42 PM |
| marketplace-cello5 | $25.00 | $25.00 | 9/22/2010 4:43:49 PM |
| GreenNotes | $27.86 | $27.86 | 9/22/2010 3:23:40 PM |
| Whipster | $50.00 | $50.00 | 9/22/2010 4:45:27 PM |
| the-skillful-value | $25.00 | $25.00 | 9/22/2010 3:41:25 PM |
| Land_on_your_feet | $50.00 | $50.00 | 9/22/2010 3:48:59 PM |
| DER | $26.13 | $26.13 | 9/22/2010 11:15:31 PM |
| Bob450 | $30.00 | $30.00 | 9/22/2010 8:20:19 PM |
| investment-tempo | $25.00 | $25.00 | 9/22/2010 11:26:53 PM |
| lendstats_com | $200.00 | $200.00 | 9/22/2010 8:32:27 PM |
| Plotinus | $42.43 | $42.43 | 9/22/2010 11:27:43 PM |
| thomas16882004 | $25.00 | $25.00 | 9/22/2010 11:28:30 PM |
| crawfingers | $25.00 | $25.00 | 9/22/2010 11:41:28 PM |
| shrewd-peace7 | $30.44 | $30.44 | 9/23/2010 12:00:38 AM |
| dime-futurist | $25.00 | $25.00 | 9/22/2010 6:31:33 PM |
| junctionking | $25.00 | $25.00 | 9/22/2010 11:01:50 PM |
| Katburg | $25.00 | $25.00 | 9/23/2010 5:25:09 AM |
| Digs | $25.00 | $25.00 | 9/22/2010 10:59:51 PM |
| squarebob | $25.00 | $25.00 | 9/23/2010 8:08:32 AM |
| bajangal | $25.00 | $25.00 | 9/23/2010 7:33:10 AM |
| vivacious-p2p3 | $25.00 | $25.00 | 9/23/2010 8:07:44 AM |
| blooming-kindness | $25.00 | $25.00 | 9/23/2010 6:07:38 AM |
| squarebob | $25.00 | $25.00 | 9/23/2010 8:08:50 AM |
| shrewd-income | $100.00 | $100.00 | 9/23/2010 10:14:00 AM |
| neutrino6 | $25.00 | $25.00 | 9/23/2010 9:34:43 AM |
| Speculator | $50.00 | $50.00 | 9/23/2010 10:58:26 AM |
| mpatrick | $50.00 | $50.00 | 9/23/2010 10:59:36 AM |
| wwwUniversal | $25.00 | $25.00 | 9/23/2010 11:58:22 AM |
| ethicalhumanist | $50.00 | $50.00 | 9/23/2010 2:04:12 PM |
| Isotope | $25.00 | $25.00 | 9/23/2010 12:43:05 PM |
| COCHINOBOY | $50.00 | $50.00 | 9/23/2010 12:58:10 PM |
| sjlnn | $25.00 | $25.00 | 9/23/2010 1:58:13 PM |
| Sibelius2 | $25.00 | $25.00 | 9/23/2010 1:58:16 PM |
| cash-arboretum | $28.63 | $28.63 | 9/23/2010 2:30:47 PM |
| lendme2 | $38.30 | $38.30 | 9/23/2010 2:39:23 PM |
| yertle9 | $25.00 | $25.00 | 9/23/2010 3:04:23 PM |
| wifibank | $50.00 | $50.00 | 9/23/2010 3:04:30 PM |
| How | $25.00 | $25.00 | 9/23/2010 3:04:44 PM |
| nildivloans | $25.00 | $25.00 | 9/23/2010 2:45:57 PM |
| leverage-monger | $47.00 | $47.00 | 9/23/2010 2:49:21 PM |
| the-determined-value | $25.00 | $25.00 | 9/23/2010 2:54:45 PM |
| colorado_family | $29.00 | $29.00 | 9/23/2010 2:55:30 PM |
| ElAbel11 | $25.00 | $25.00 | 9/23/2010 3:04:35 PM |
| ideal-platinum1 | $50.00 | $50.00 | 9/23/2010 3:04:39 PM |
| worth-quark | $25.00 | $25.00 | 9/23/2010 3:04:26 PM |
| dime-sitar | $50.00 | $50.00 | 9/23/2010 3:04:33 PM |
| victorcab | $25.00 | $25.00 | 9/23/2010 3:04:41 PM |
| benefit-piano5 | $25.00 | $25.00 | 9/23/2010 3:04:51 PM |
| simplelender80 | $250.00 | $250.00 | 9/16/2010 3:18:30 PM |
| 6moonbeams | $25.00 | $25.00 | 9/16/2010 3:12:57 PM |
| patriot897 | $25.00 | $25.00 | 9/16/2010 7:42:22 PM |
| money-bauble | $50.00 | $50.00 | 9/17/2010 10:33:44 AM |
| Artist_Blue | $25.00 | $25.00 | 9/17/2010 11:31:21 AM |
| brother_tam | $50.00 | $50.00 | 9/17/2010 11:33:08 AM |
| Jloaner | $100.00 | $100.00 | 9/19/2010 7:20:09 PM |
| Comoparklender | $25.00 | $25.00 | 9/20/2010 12:44:18 PM |
| mtquan | $25.00 | $25.00 | 9/20/2010 7:08:28 PM |
| helping-out | $42.40 | $42.40 | 9/21/2010 12:17:26 AM |
| AlexTrep | $25.00 | $25.00 | 9/21/2010 7:19:57 AM |
| RMB-Investments | $50.00 | $50.00 | 9/21/2010 11:30:33 AM |
| Ocean713 | $50.00 | $50.00 | 9/21/2010 3:02:46 PM |
| GElender | $25.00 | $25.00 | 9/21/2010 3:08:59 PM |
| worthy-bid8 | $25.00 | $25.00 | 9/21/2010 3:09:03 PM |
| reward-adventure | $30.00 | $30.00 | 9/21/2010 3:09:42 PM |
| Rdodson11 | $25.00 | $25.00 | 9/21/2010 3:05:12 PM |
| irrelevant | $25.00 | $25.00 | 9/22/2010 11:36:18 AM |
| IIP77 | $25.00 | $25.00 | 9/22/2010 2:35:37 PM |
| thedreamer | $25.00 | $25.00 | 9/22/2010 2:37:14 PM |
| honorable-yield | $35.00 | $35.00 | 9/22/2010 2:37:22 PM |
| lender987654321 | $25.00 | $25.00 | 9/22/2010 2:37:27 PM |
| social-conductor4 | $25.00 | $25.00 | 9/22/2010 2:56:56 PM |
| Tasteslikechicken | $25.00 | $25.00 | 9/22/2010 2:57:23 PM |
| payout-detective7 | $25.00 | $25.00 | 9/22/2010 2:57:49 PM |
| Mavrck88 | $25.00 | $25.00 | 9/22/2010 2:58:28 PM |
| 108lender | $100.00 | $100.00 | 9/22/2010 2:58:42 PM |
| vontuse | $25.00 | $25.00 | 9/22/2010 2:58:48 PM |
| ElbowToast | $50.00 | $50.00 | 9/22/2010 2:41:22 PM |
| loan-gatherer | $25.00 | $25.00 | 9/22/2010 2:59:04 PM |
| CC911 | $25.00 | $25.00 | 9/22/2010 2:59:22 PM |
| natobruin | $50.00 | $50.00 | 9/22/2010 2:42:37 PM |
| bold-yield-rumbler | $25.00 | $25.00 | 9/22/2010 3:00:13 PM |
| samo102us | $25.00 | $25.00 | 9/22/2010 3:00:53 PM |
| seisen | $100.00 | $100.00 | 9/22/2010 2:57:03 PM |
| rick446 | $50.00 | $50.00 | 9/22/2010 3:03:03 PM |
| p2p-harmony | $25.00 | $25.00 | 9/22/2010 2:57:51 PM |
| prophecy | $50.00 | $50.00 | 9/22/2010 3:03:12 PM |
| benevolent-bonus | $25.00 | $25.00 | 9/22/2010 2:58:26 PM |
| Sateesh | $65.03 | $65.03 | 9/22/2010 3:03:43 PM |
| flwah | $25.00 | $25.00 | 9/22/2010 2:58:58 PM |
| the-bid-sorcerer | $50.00 | $50.00 | 9/22/2010 2:59:43 PM |
| aldeed | $50.00 | $50.00 | 9/22/2010 3:00:45 PM |
| deadbabyseal | $25.00 | $25.00 | 9/22/2010 3:00:56 PM |
| dparkhom | $25.00 | $25.00 | 9/22/2010 3:01:26 PM |
| jono9999 | $25.00 | $25.00 | 9/22/2010 2:54:50 PM |
| YurshotCapital | $50.00 | $50.00 | 9/22/2010 3:02:58 PM |
| FASTIZIO_P | $25.00 | $25.00 | 9/22/2010 2:55:38 PM |
| rescue | $50.00 | $50.00 | 9/22/2010 3:03:16 PM |
| kindness-hickory5 | $50.00 | $50.00 | 9/22/2010 3:03:37 PM |
| valiant-liberty4 | $25.00 | $25.00 | 9/22/2010 2:56:44 PM |
| zorg77 | $25.00 | $25.00 | 9/22/2010 3:04:05 PM |
| FeedTheMachine | $100.00 | $100.00 | 9/22/2010 2:57:45 PM |
| trimwork99 | $25.00 | $25.00 | 9/22/2010 2:58:06 PM |
| moneygeek | $45.54 | $45.54 | 9/22/2010 3:16:01 PM |
| MTlender | $25.00 | $25.00 | 9/22/2010 2:58:59 PM |
| financial-frenzy | $50.00 | $50.00 | 9/22/2010 2:59:07 PM |
| jstnow | $25.00 | $25.00 | 9/22/2010 2:59:32 PM |
| lendmedo | $25.00 | $25.00 | 9/22/2010 3:06:39 PM |
| KiwiElf | $30.00 | $30.00 | 9/22/2010 3:01:21 PM |
| bklynborn424 | $25.00 | $25.00 | 9/22/2010 3:42:15 PM |
| payout-carnival | $50.00 | $50.00 | 9/22/2010 3:43:06 PM |
| Gladglide | $30.00 | $30.00 | 9/22/2010 3:43:57 PM |
| GInBaghdad | $25.00 | $25.00 | 9/22/2010 3:03:06 PM |
| income-pillow | $25.00 | $25.00 | 9/22/2010 3:03:35 PM |
| efficient-marketplace | $50.00 | $50.00 | 9/22/2010 3:03:38 PM |
| logical-loyalty0 | $25.00 | $25.00 | 9/22/2010 3:03:42 PM |
| copper | $50.00 | $50.00 | 9/22/2010 3:03:49 PM |
| economy-popcorn | $25.00 | $25.00 | 9/22/2010 3:16:11 PM |
| genuine-responsibility8 | $50.00 | $50.00 | 9/22/2010 3:04:08 PM |
| ChrisKwan | $25.00 | $25.00 | 9/22/2010 3:04:25 PM |
| painterflipper | $50.00 | $50.00 | 9/22/2010 4:03:20 PM |
| market-enthusiast | $25.00 | $25.00 | 9/22/2010 3:42:01 PM |
| L-vex | $25.00 | $25.00 | 9/22/2010 5:28:09 PM |
| SolarMoonshine | $25.00 | $25.00 | 9/22/2010 5:34:46 PM |
| new-social-economist | $50.00 | $50.00 | 9/22/2010 3:42:26 PM |
| Ducatiman1978 | $25.00 | $25.00 | 9/22/2010 3:42:54 PM |
| on_your_side | $25.00 | $25.00 | 9/22/2010 3:44:51 PM |
| firewomin | $50.00 | $50.00 | 9/22/2010 3:54:54 PM |
| ndwayno | $25.00 | $25.00 | 9/22/2010 10:18:48 PM |
| turbolozano | $25.00 | $25.00 | 9/22/2010 9:18:23 PM |
| ingenious-deal6 | $25.00 | $25.00 | 9/22/2010 9:33:22 PM |
| econgineer | $25.00 | $25.00 | 9/22/2010 7:24:20 PM |
| Bank42 | $26.38 | $26.38 | 9/22/2010 11:01:52 PM |
| jblack01 | $25.00 | $25.00 | 9/22/2010 11:48:20 PM |
| ScrappieBoggie | $50.00 | $50.00 | 9/23/2010 6:30:40 AM |
| green-capital-hornet | $25.00 | $25.00 | 9/23/2010 1:33:42 AM |
| DeutscheBank | $25.00 | $25.00 | 9/23/2010 6:38:18 AM |
| loan_doctor | $25.00 | $25.00 | 9/22/2010 10:59:21 PM |
| theshef | $25.00 | $25.00 | 9/22/2010 11:00:47 PM |
| love2garden | $37.77 | $37.77 | 9/23/2010 7:22:19 AM |
| MissionMicroFinance | $25.00 | $25.00 | 9/22/2010 11:28:57 PM |
| famous-bill | $25.00 | $25.00 | 9/23/2010 4:48:36 AM |
| somebody32 | $25.00 | $25.00 | 9/23/2010 5:43:40 AM |
| tornandfrayed | $27.05 | $27.05 | 9/23/2010 6:29:20 AM |
| well-mannered-income3 | $40.00 | $40.00 | 9/23/2010 6:31:51 AM |
| E-B | $50.00 | $50.00 | 9/23/2010 3:43:25 AM |
| 168RichCapital | $27.12 | $27.12 | 9/23/2010 7:37:50 AM |
| squarebob | $25.00 | $25.00 | 9/23/2010 8:09:05 AM |
| loanman2007 | $150.00 | $150.00 | 9/23/2010 10:56:38 AM |
| wowlender | $25.00 | $25.00 | 9/23/2010 9:34:19 AM |
| goldeneye777 | $25.00 | $25.00 | 9/23/2010 9:34:41 AM |
| balance-warrior | $25.00 | $25.00 | 9/23/2010 11:58:14 AM |
| realtormoises | $25.00 | $25.00 | 9/23/2010 2:04:14 PM |
| AM2171 | $25.00 | $25.00 | 9/23/2010 12:50:06 PM |
| favorite-commerce | $25.00 | $25.00 | 9/23/2010 1:24:40 PM |
| jcw3rd | $25.00 | $25.00 | 9/23/2010 2:14:01 PM |
| yomanie | $50.00 | $50.00 | 9/23/2010 2:19:12 PM |
| Starfin300 | $30.45 | $30.45 | 9/23/2010 2:29:19 PM |
| AKJagMan | $26.76 | $26.76 | 9/23/2010 12:59:51 PM |
| 77scout | $83.05 | $83.05 | 9/23/2010 2:29:53 PM |
| lucrative-coin | $100.00 | $5.01 | 9/23/2010 1:36:05 PM |
| DMKAssetManagement | $40.00 | $40.00 | 9/23/2010 2:37:53 PM |
| exciting-fairness | $200.00 | $200.00 | 9/23/2010 2:25:25 PM |
| bvs999 | $39.08 | $39.08 | 9/23/2010 2:35:41 PM |
| mpthree | $100.00 | $100.00 | 9/23/2010 3:04:28 PM |
| autonomous-basis | $25.00 | $25.00 | 9/23/2010 3:04:34 PM |
| johnk317 | $60.00 | $60.00 | 9/23/2010 3:04:46 PM |
| life-is-great | $50.00 | $50.00 | 9/23/2010 3:04:32 PM |
| revenue-locomotive | $26.00 | $26.00 | 9/23/2010 3:04:49 PM |
| leverage-monger | $75.00 | $75.00 | 9/23/2010 2:45:09 PM |
| the-productive-agreement | $25.00 | $25.00 | 9/23/2010 3:04:25 PM |
| colorado23 | $25.00 | $25.00 | 9/23/2010 3:04:37 PM |
| p2ploan-sensation211 | $50.00 | $50.00 | 9/23/2010 3:04:50 PM |
| NewTouchAssociateLLC | $50.00 | $50.00 | 9/23/2010 3:04:52 PM |
| 258 bids
|
Borrower Payment Dependent Notes Series
475786
This series of Notes was issued and sold upon the funding of the borrower loan #44575, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.2% |
Auction start date:
| Sep-16-2010 |
| |
Auction end date:
| Sep-23-2010 |
|
|
Starting lender yield:
| 33.35% |
Starting borrower rate/APR:
| 34.35% / 38.06% |
Starting monthly payment:
| $134.61 |
|
Final lender yield:
| 33.35% |
Final borrower rate/APR:
| 34.35% / 38.06% |
Final monthly payment:
| $134.61 |
| |
|
Auction yield range:
| 13.79% - 33.35% |
Estimated loss impact:
| 15.74% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.61% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 660-679 (Sep-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 4 |
Current / open credit lines:
| 15
/
14 | Length of status: | 12y 5m |
|
Amount delinquent:
| $1,201 |
Total credit lines:
| 64 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,570 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| blazing-credit2 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paying off debt
Purpose of loan:
This loan will be used to? pay bills to get current.? At this time with the unexpected increasse in my mortgage my bills fell behind.
My financial situation:
I am a good candidate for this loan because??I just paid off two other debts but had to rearrange my bills due to an increase in my escrow,? with this loan I will be back?on track and able to make the montly payment since it is less than the bills that?I just paid off. Plus an additional bill will be paid off in 9 months.
Monthly net income: $ 5,400
Monthly expenses: $
??Housing: $ 2100
??Insurance: $ 120
??Car expenses: $ 200
??Utilities: $?300
??Phone, cable, internet: $ 190
??Food, entertainment: $?500
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 1300
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| contract-happiness1 | $25.00 | $25.00 | 9/16/2010 3:08:21 PM |
| simplelender80 | $100.00 | $100.00 | 9/16/2010 3:09:43 PM |
| 6moonbeams | $25.00 | $25.00 | 9/16/2010 3:13:00 PM |
| bid-czar8 | $100.00 | $100.00 | 9/16/2010 3:16:00 PM |
| ore-healer6 | $25.00 | $25.00 | 9/16/2010 3:18:04 PM |
| patriot897 | $25.00 | $25.00 | 9/16/2010 4:06:42 PM |
| kulender | $50.00 | $50.00 | 9/16/2010 4:08:52 PM |
| brother_tam | $50.00 | $50.00 | 9/16/2010 11:37:55 PM |
| danthemon35 | $25.00 | $25.00 | 9/16/2010 11:38:17 PM |
| treasure-bliss | $40.09 | $40.09 | 9/17/2010 11:33:04 AM |
| 108lender | $25.00 | $25.00 | 9/17/2010 11:31:30 AM |
| generous-deal6 | $25.00 | $25.00 | 9/20/2010 10:22:21 AM |
| pfh | $25.00 | $25.00 | 9/20/2010 10:32:29 AM |
| Comoparklender | $25.00 | $25.00 | 9/20/2010 10:38:33 AM |
| EBITDA | $25.00 | $25.00 | 9/20/2010 10:38:18 AM |
| enthralling-deal180 | $100.00 | $100.00 | 9/20/2010 6:15:03 PM |
| AlexTrep | $25.00 | $25.00 | 9/21/2010 6:09:17 AM |
| burrito6 | $25.00 | $25.00 | 9/21/2010 12:05:32 AM |
| finance-magma7 | $100.00 | $100.00 | 9/21/2010 8:13:10 AM |
| sfmf | $25.00 | $25.00 | 9/21/2010 12:59:45 PM |
| tech310 | $25.00 | $25.00 | 9/21/2010 2:59:52 PM |
| Reddress4u | $25.00 | $25.00 | 9/22/2010 5:53:14 AM |
| prominence8 | $25.00 | $25.00 | 9/22/2010 7:23:45 PM |
| Bob450 | $25.00 | $25.00 | 9/22/2010 8:29:21 PM |
| nickel-demon2 | $100.00 | $100.00 | 9/22/2010 8:47:08 PM |
| principal-laser | $40.03 | $40.03 | 9/23/2010 5:40:34 AM |
| ChrisKwan | $25.00 | $25.00 | 9/22/2010 11:02:34 PM |
| Phatt-Daddy | $25.00 | $25.00 | 9/23/2010 8:15:33 AM |
| unger | $40.00 | $40.00 | 9/23/2010 5:40:23 AM |
| tcbmc | $25.00 | $25.00 | 9/23/2010 9:29:09 AM |
| capital-kingdom | $50.00 | $50.00 | 9/23/2010 8:57:44 AM |
| MrMikeMcD | $25.00 | $25.00 | 9/23/2010 10:24:45 AM |
| aquistoyraul | $25.00 | $25.00 | 9/23/2010 10:54:31 AM |
| social-zebra | $30.00 | $30.00 | 9/23/2010 1:47:27 PM |
| power-secret-agent | $25.00 | $25.00 | 9/23/2010 12:50:05 PM |
| integrity-statue | $25.00 | $25.00 | 9/23/2010 2:50:58 PM |
| pellet | $45.00 | $45.00 | 9/23/2010 3:02:07 PM |
| handshake5 | $25.00 | $25.00 | 9/16/2010 3:12:49 PM |
| musegaze | $100.00 | $100.00 | 9/16/2010 3:17:34 PM |
| organic-order | $25.00 | $25.00 | 9/16/2010 3:49:17 PM |
| nbhz60a | $50.00 | $50.00 | 9/16/2010 4:37:33 PM |
| gold-channel2 | $50.00 | $50.00 | 9/16/2010 7:38:40 PM |
| elegant-bonus | $25.00 | $25.00 | 9/16/2010 11:37:54 PM |
| AF-Chief | $25.00 | $25.00 | 9/17/2010 2:05:38 AM |
| money-bauble | $41.55 | $41.55 | 9/17/2010 2:43:48 AM |
| 87Marc | $25.00 | $25.00 | 9/17/2010 8:53:34 AM |
| Artist_Blue | $25.00 | $25.00 | 9/17/2010 10:03:46 AM |
| Ocean713 | $50.00 | $50.00 | 9/17/2010 11:33:02 AM |
| 29Palms | $25.00 | $25.00 | 9/17/2010 11:33:01 AM |
| papaloha | $25.00 | $25.00 | 9/17/2010 9:44:25 PM |
| Tono | $25.00 | $25.00 | 9/19/2010 3:31:05 PM |
| Jloaner | $25.00 | $25.00 | 9/19/2010 9:08:34 PM |
| happyaric | $50.00 | $50.00 | 9/19/2010 8:10:30 PM |
| jlr613 | $25.00 | $25.00 | 9/20/2010 10:22:57 AM |
| agiovasil | $25.00 | $25.00 | 9/20/2010 8:15:20 PM |
| reward-adventure | $50.00 | $16.14 | 9/21/2010 9:18:22 AM |
| well-mannered-income3 | $80.00 | $80.00 | 9/21/2010 6:23:57 PM |
| alaskakid | $25.00 | $25.00 | 9/22/2010 11:32:26 AM |
| FASTIZIO_P | $25.00 | $25.00 | 9/22/2010 2:55:40 PM |
| Land_on_your_feet | $45.00 | $45.00 | 9/22/2010 3:54:48 PM |
| dime-bigwig4 | $25.00 | $25.00 | 9/22/2010 9:07:52 PM |
| paradisenow | $25.00 | $25.00 | 9/23/2010 12:40:21 AM |
| goodhearted-basis4 | $25.00 | $25.00 | 9/22/2010 11:34:23 PM |
| One_Lolo | $25.00 | $25.00 | 9/23/2010 5:33:49 AM |
| SDD123 | $25.00 | $25.00 | 9/23/2010 5:37:32 AM |
| ice518 | $29.48 | $29.48 | 9/23/2010 6:53:49 AM |
| coyone | $42.45 | $42.45 | 9/23/2010 9:45:59 AM |
| Leshan | $25.00 | $25.00 | 9/23/2010 8:57:46 AM |
| IASKGOD | $25.00 | $25.00 | 9/23/2010 11:42:06 AM |
| kevlar | $25.00 | $25.00 | 9/23/2010 12:28:59 PM |
| Sudoku | $100.00 | $100.00 | 9/23/2010 10:21:27 AM |
| lucrative-coin | $45.26 | $45.26 | 9/23/2010 1:32:41 PM |
| Sudoku | $100.00 | $100.00 | 9/23/2010 10:19:51 AM |
| ddoneday | $30.00 | $30.00 | 9/23/2010 2:23:18 PM |
| ultimate-peace | $150.00 | $150.00 | 9/23/2010 2:20:28 PM |
| skillful-asset5 | $25.00 | $25.00 | 9/23/2010 2:52:41 PM |
| 76 bids
|
Borrower Payment Dependent Notes Series
475836
This series of Notes was issued and sold upon the funding of the borrower loan #44562, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.8% |
Auction start date:
| Sep-17-2010 |
| |
Auction end date:
| Sep-24-2010 |
|
|
Starting lender yield:
| 26.50% |
Starting borrower rate/APR:
| 27.50% / 31.05% |
Starting monthly payment:
| $308.20 |
|
Final lender yield:
| 26.50% |
Final borrower rate/APR:
| 27.50% / 31.05% |
Final monthly payment:
| $308.20 |
| |
|
Auction yield range:
| 10.79% - 26.50% |
Estimated loss impact:
| 11.46% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-2002 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 660-679 (Sep-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 8y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,800 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| giftsbizarre |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Inventory for the holiday season
Purpose of loan:
This loan will be used to?
I drive a truck by day, but I run a toy business on the internet by night....I have run the toy business for 10 years and have had a steady day job for 8.5 years. This is the time of the year when we need more cash for our holiday inventory
My financial situation:
I am a good candidate for this loan because I have worked to improve my credit report over the last year. I have a steady job and my wife also works as a nurse!
Monthly net income: We bring home about $6800 per month and the internet business?grosses about $4,333 per month
Monthly expenses: $
??Housing: $ 0
??Insurance: $ 240
??Car expenses: $ 100
??Utilities: $ 300
??Phone, cable, internet: $ 100
??Food, entertainment: $ 35
??Clothing, household expenses $ 75
??Credit cards and other loans: $ 800
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
what's the website's name or business name? Does the business operate like a normal business except all or most it's business is online? - beakerfish
A:
Hi
Sure, you can find us here
http://myworld.ebay.com/giftsbizarre
We are an online retailer only
Thanks!
(Sep-19-2010)
Q:
How much is the monthly profit from your web business? Also, could you explain the need for the loan, given your income and expenses it seems you would have enough from savings to finance the inventory. Thanks! - _NaLNaBB
A:
The $4,333 monthly figure is our gross income per month for the toy company....however that is divided over a 12-month period....Being a toy business our monthly gross income in the early part of the year can range very low...as low as $1,000 to $2,000 per month...and then November/December can range as high as $5000-$7000 per month gross....Basically, we are using this loan to expand our inventory to offer a much wider selection for the holiday season...
(Sep-23-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ethicalhumanist | $28.27 | $28.27 | 9/17/2010 3:00:50 PM |
| handshake5 | $25.00 | $25.00 | 9/17/2010 3:02:01 PM |
| kulender | $50.00 | $50.00 | 9/17/2010 3:06:39 PM |
| papaloha | $25.00 | $25.00 | 9/18/2010 2:44:59 AM |
| tech310 | $39.37 | $39.37 | 9/18/2010 8:08:34 PM |
| EBITDA | $25.00 | $25.00 | 9/19/2010 12:28:12 AM |
| happyaric | $50.00 | $50.00 | 9/19/2010 8:10:22 PM |
| patriot897 | $25.00 | $25.00 | 9/20/2010 10:37:46 AM |
| gold-channel2 | $50.00 | $50.00 | 9/20/2010 10:32:44 AM |
| generous-deal6 | $25.00 | $25.00 | 9/21/2010 10:12:25 AM |
| finance-magma7 | $54.99 | $54.99 | 9/21/2010 3:11:26 PM |
| RMB-Investments | $25.00 | $25.00 | 9/21/2010 3:09:55 PM |
| bill-mushroom | $25.00 | $25.00 | 9/21/2010 3:43:25 PM |
| reward-adventure | $30.00 | $30.00 | 9/21/2010 4:54:23 PM |
| villagers | $50.00 | $50.00 | 9/21/2010 7:24:15 PM |
| airrbob | $50.00 | $50.00 | 9/21/2010 10:43:53 PM |
| treasure-bliss | $50.00 | $50.00 | 9/22/2010 1:24:22 AM |
| friendly-credit2 | $25.00 | $25.00 | 9/22/2010 8:05:06 AM |
| GElender | $25.00 | $25.00 | 9/22/2010 12:08:34 PM |
| jubilant-auction5 | $25.00 | $25.00 | 9/22/2010 11:08:26 AM |
| zipemdown | $50.00 | $50.00 | 9/22/2010 12:23:33 PM |
| bold-yield-rumbler | $25.00 | $25.00 | 9/22/2010 3:00:19 PM |
| inspiring-reward | $100.00 | $100.00 | 9/22/2010 2:59:51 PM |
| head | $25.00 | $25.00 | 9/22/2010 2:39:48 PM |
| blackstar | $25.00 | $25.00 | 9/22/2010 3:00:27 PM |
| worthy-bid8 | $25.00 | $25.00 | 9/22/2010 3:05:07 PM |
| natobruin | $50.00 | $50.00 | 9/22/2010 3:07:45 PM |
| consummate-loyalty1 | $100.00 | $100.00 | 9/22/2010 3:13:45 PM |
| Cybercusp | $25.00 | $25.00 | 9/22/2010 3:04:37 PM |
| orange-preeminant-bill | $50.00 | $50.00 | 9/22/2010 2:57:54 PM |
| qtmspin | $25.00 | $25.00 | 9/22/2010 3:46:24 PM |
| CC911 | $25.00 | $25.00 | 9/23/2010 4:45:00 AM |
| 108lender | $30.70 | $30.70 | 9/23/2010 5:43:54 AM |
| green-capital-hornet | $25.00 | $25.00 | 9/23/2010 1:33:47 AM |
| famous-bill | $25.00 | $25.00 | 9/23/2010 4:48:39 AM |
| ElbowToast | $44.61 | $44.61 | 9/23/2010 8:28:23 AM |
| YurshotCapital | $41.28 | $41.28 | 9/23/2010 12:59:54 PM |
| turbolozano | $25.00 | $25.00 | 9/23/2010 2:29:39 PM |
| thedreamer | $25.00 | $25.00 | 9/23/2010 2:30:32 PM |
| lender987654321 | $25.00 | $25.00 | 9/23/2010 2:31:09 PM |
| finance_mba | $25.00 | $25.00 | 9/23/2010 3:12:35 PM |
| FASTIZIO_P | $27.00 | $27.00 | 9/23/2010 3:27:34 PM |
| red-favorable-basis | $25.00 | $25.00 | 9/23/2010 3:29:00 PM |
| nickel-hickory | $25.00 | $25.00 | 9/23/2010 3:22:14 PM |
| barefootpaul | $25.00 | $25.00 | 9/23/2010 3:25:38 PM |
| DeutscheBank | $25.00 | $25.00 | 9/23/2010 3:28:58 PM |
| prophecy | $50.00 | $50.00 | 9/23/2010 3:29:10 PM |
| marketplace-cello5 | $25.00 | $25.00 | 9/23/2010 4:18:37 PM |
| DGC_Lending | $25.00 | $25.00 | 9/23/2010 6:50:11 PM |
| bold-principal-thinker | $25.00 | $25.00 | 9/23/2010 5:49:25 PM |
| miked8303 | $25.00 | $25.00 | 9/23/2010 4:19:28 PM |
| balanced-bill7 | $50.00 | $50.00 | 9/23/2010 4:19:32 PM |
| sharp-return7 | $25.00 | $25.00 | 9/23/2010 7:33:19 PM |
| oreyedoc | $50.00 | $50.00 | 9/23/2010 4:20:51 PM |
| nilonc1 | $50.00 | $50.00 | 9/23/2010 6:21:05 PM |
| investment-star | $50.00 | $50.00 | 9/23/2010 9:58:26 PM |
| well-rounded-dinero | $100.00 | $100.00 | 9/23/2010 7:47:42 PM |
| calkidd05 | $25.00 | $25.00 | 9/23/2010 8:44:02 PM |
| green-moola-sniffer | $50.00 | $50.00 | 9/24/2010 3:03:36 AM |
| delivery | $25.00 | $25.00 | 9/24/2010 1:58:57 AM |
| stock106 | $25.00 | $25.00 | 9/24/2010 1:59:10 AM |
| rupee-artisan | $25.00 | $25.00 | 9/24/2010 2:18:20 AM |
| minnesotafinancial | $25.00 | $25.00 | 9/24/2010 6:24:05 AM |
| samo102us | $25.00 | $25.00 | 9/24/2010 6:59:13 AM |
| AF-Chief | $50.00 | $50.00 | 9/24/2010 7:37:17 AM |
| hyrolln | $25.00 | $25.00 | 9/24/2010 7:00:01 AM |
| platytanz | $25.00 | $25.00 | 9/24/2010 7:13:24 AM |
| asiaratt | $50.00 | $50.00 | 9/24/2010 7:33:00 AM |
| orange-dollar-guild | $25.00 | $25.00 | 9/24/2010 9:02:16 AM |
| MissionMicroFinance | $25.00 | $25.00 | 9/24/2010 8:29:49 AM |
| leverage-monger | $25.00 | $25.00 | 9/24/2010 8:43:22 AM |
| Phantom99 | $25.00 | $25.00 | 9/24/2010 9:23:30 AM |
| 0600Zulu | $25.00 | $25.00 | 9/24/2010 8:47:56 AM |
| durable-investment8 | $30.00 | $30.00 | 9/24/2010 10:05:38 AM |
| DHolly | $25.00 | $25.00 | 9/24/2010 10:08:23 AM |
| the-skillful-value | $50.00 | $50.00 | 9/24/2010 9:58:03 AM |
| oath163 | $50.00 | $50.00 | 9/24/2010 10:44:04 AM |
| runner262 | $25.00 | $25.00 | 9/24/2010 9:46:31 AM |
| wise-silver-wonder | $25.00 | $25.00 | 9/24/2010 9:46:49 AM |
| Rogelio48 | $35.00 | $35.00 | 9/24/2010 9:57:09 AM |
| assetmanager | $25.00 | $25.00 | 9/24/2010 10:48:44 AM |
| leverage-monger | $69.00 | $69.00 | 9/24/2010 10:30:55 AM |
| partyplan | $25.00 | $25.00 | 9/24/2010 12:00:21 PM |
| social-zebra | $26.00 | $26.00 | 9/24/2010 12:07:12 PM |
| kind-elegant-dime | $26.00 | $26.00 | 9/24/2010 11:51:05 AM |
| nbhz60a | $26.99 | $26.99 | 9/24/2010 11:57:03 AM |
| Dhuri | $27.79 | $27.79 | 9/24/2010 12:12:18 PM |
| social-conductor4 | $25.00 | $25.00 | 9/24/2010 1:27:42 PM |
| trumpeter5 | $25.00 | $25.00 | 9/24/2010 12:21:56 PM |
| wanna-help | $25.00 | $25.00 | 9/24/2010 1:27:48 PM |
| AM2171 | $25.00 | $25.00 | 9/24/2010 12:50:08 PM |
| shiny-dollar9 | $25.00 | $25.00 | 9/24/2010 1:13:28 PM |
| TheBiggTree | $25.00 | $25.00 | 9/24/2010 1:27:46 PM |
| johnk317 | $50.00 | $50.00 | 9/24/2010 1:48:06 PM |
| toomanyfishtanks | $25.00 | $25.00 | 9/24/2010 1:40:21 PM |
| silver-parsec | $30.92 | $30.92 | 9/24/2010 1:43:02 PM |
| csa_101824 | $25.00 | $25.00 | 9/24/2010 1:47:04 PM |
| wealth-pipeline | $25.00 | $25.00 | 9/24/2010 2:16:11 PM |
| DasMula | $25.00 | $25.00 | 9/24/2010 1:54:23 PM |
| loan-fate | $25.83 | $25.83 | 9/24/2010 1:47:18 PM |
| 6moonbeams | $25.00 | $25.00 | 9/17/2010 3:02:14 PM |
| bid-czar8 | $100.00 | $100.00 | 9/17/2010 3:04:04 PM |
| musegaze | $100.00 | $100.00 | 9/17/2010 3:04:39 PM |
| simplelender80 | $250.00 | $250.00 | 9/17/2010 3:05:07 PM |
| Trakissta | $150.00 | $150.00 | 9/17/2010 7:57:02 PM |
| jlr613 | $25.00 | $25.00 | 9/20/2010 10:23:04 AM |
| pfh | $25.00 | $25.00 | 9/20/2010 10:32:32 AM |
| Jloaner | $100.00 | $100.00 | 9/20/2010 10:32:36 AM |
| Comoparklender | $25.00 | $25.00 | 9/20/2010 10:38:29 AM |
| finance-prescription | $50.00 | $50.00 | 9/20/2010 12:15:08 PM |
| smithamdg | $200.00 | $200.00 | 9/20/2010 7:13:27 PM |
| loyalist1 | $50.00 | $50.00 | 9/20/2010 4:23:22 PM |
| agiovasil | $25.00 | $25.00 | 9/20/2010 8:50:54 PM |
| AlexTrep | $25.00 | $25.00 | 9/21/2010 9:35:41 AM |
| donlenboy | $32.10 | $32.10 | 9/21/2010 12:14:55 PM |
| burrito6 | $25.00 | $25.00 | 9/21/2010 2:19:53 PM |
| Ocean713 | $50.00 | $50.00 | 9/21/2010 3:02:48 PM |
| helping-out | $50.00 | $50.00 | 9/21/2010 3:06:30 PM |
| enthralling-deal180 | $86.31 | $86.31 | 9/21/2010 3:11:25 PM |
| mtquan | $25.00 | $25.00 | 9/21/2010 6:33:13 PM |
| Artist_Blue | $25.00 | $25.00 | 9/21/2010 9:39:00 PM |
| rescue | $40.86 | $40.86 | 9/22/2010 3:03:19 PM |
| the-bid-sorcerer | $30.33 | $30.33 | 9/22/2010 2:59:48 PM |
| lendmedo | $25.00 | $25.00 | 9/22/2010 3:06:42 PM |
| trade-freshmaker | $50.00 | $50.00 | 9/22/2010 3:05:36 PM |
| mercuriant | $25.00 | $25.00 | 9/22/2010 2:59:29 PM |
| Rdodson11 | $25.00 | $25.00 | 9/22/2010 3:05:23 PM |
| seisen | $38.12 | $38.12 | 9/22/2010 11:16:16 PM |
| ingenious-deal6 | $25.00 | $25.00 | 9/22/2010 9:33:27 PM |
| IIP77 | $25.00 | $25.00 | 9/23/2010 9:26:10 AM |
| venus266 | $50.00 | $50.00 | 9/23/2010 12:32:46 PM |
| dws2380 | $25.00 | $25.00 | 9/23/2010 12:49:52 PM |
| compassionate-fairness6 | $25.00 | $25.00 | 9/23/2010 2:29:32 PM |
| Speculator | $50.00 | $50.00 | 9/23/2010 10:58:31 AM |
| kginatl | $50.00 | $50.00 | 9/23/2010 2:31:04 PM |
| zorg77 | $25.00 | $25.00 | 9/23/2010 2:31:07 PM |
| irrelevant | $25.00 | $25.00 | 9/23/2010 2:29:52 PM |
| SBT | $25.00 | $25.00 | 9/23/2010 2:31:24 PM |
| rick446 | $50.00 | $50.00 | 9/23/2010 2:31:28 PM |
| the-determined-value | $25.00 | $25.00 | 9/23/2010 2:54:49 PM |
| honorable-yield | $35.00 | $35.00 | 9/23/2010 3:12:40 PM |
| lcole32 | $25.00 | $25.00 | 9/23/2010 3:10:55 PM |
| on_your_side | $25.00 | $25.00 | 9/23/2010 4:18:25 PM |
| moola-monger9 | $50.00 | $50.00 | 9/23/2010 4:19:31 PM |
| nodrivelpls | $25.00 | $25.00 | 9/23/2010 3:29:38 PM |
| copper | $50.00 | $50.00 | 9/23/2010 4:20:28 PM |
| kindness-hickory5 | $50.00 | $50.00 | 9/23/2010 4:19:30 PM |
| order-gondola | $50.00 | $50.00 | 9/23/2010 7:44:26 PM |
| Investor704 | $50.00 | $50.00 | 9/23/2010 4:43:29 PM |
| Wowzer | $25.00 | $25.00 | 9/23/2010 6:39:46 PM |
| FinDoc | $25.00 | $25.00 | 9/23/2010 8:23:22 PM |
| greenback-maracas | $25.00 | $25.00 | 9/23/2010 8:24:04 PM |
| mdf | $50.00 | $50.00 | 9/23/2010 8:48:19 PM |
| fairness-kayak | $25.00 | $25.00 | 9/23/2010 10:28:21 PM |
| Pu239 | $60.00 | $60.00 | 9/23/2010 8:28:09 PM |
| blue-dollar-viking | $25.00 | $25.00 | 9/23/2010 8:29:24 PM |
| important-openness1 | $100.00 | $100.00 | 9/23/2010 11:12:14 PM |
| jybank | $25.00 | $25.00 | 9/24/2010 12:46:20 AM |
| funfamilyX4 | $25.00 | $25.00 | 9/23/2010 8:29:29 PM |
| shrewd-peace7 | $30.00 | $30.00 | 9/24/2010 3:03:48 AM |
| mla | $25.00 | $25.00 | 9/23/2010 10:42:57 PM |
| E-B | $50.00 | $50.00 | 9/24/2010 3:34:14 AM |
| enchanted-silver2 | $100.00 | $100.00 | 9/24/2010 4:08:14 AM |
| FeedTheMachine | $48.73 | $48.73 | 9/24/2010 2:06:58 AM |
| KiwiElf | $30.00 | $30.00 | 9/24/2010 1:39:24 AM |
| gotjack | $25.00 | $25.00 | 9/24/2010 1:50:56 AM |
| thrifty-return | $26.88 | $26.88 | 9/24/2010 2:06:56 AM |
| noble-revenue | $100.00 | $100.00 | 9/24/2010 6:39:15 AM |
| killdare | $25.00 | $25.00 | 9/24/2010 5:32:06 AM |
| lending-bear | $25.00 | $25.00 | 9/24/2010 6:47:53 AM |
| squarebob | $25.00 | $25.00 | 9/24/2010 7:45:05 AM |
| karpman3 | $50.00 | $50.00 | 9/24/2010 7:43:28 AM |
| squarebob | $25.00 | $25.00 | 9/24/2010 7:44:35 AM |
| squarebob | $25.00 | $25.00 | 9/24/2010 7:43:02 AM |
| jhernand17 | $25.00 | $25.00 | 9/24/2010 8:48:13 AM |
| asmithj | $50.00 | $50.00 | 9/24/2010 9:45:30 AM |
| richboy56 | $25.00 | $25.00 | 9/24/2010 8:53:38 AM |
| favorite-commerce | $25.00 | $25.00 | 9/24/2010 10:12:10 AM |
| amra | $25.00 | $25.00 | 9/24/2010 11:49:33 AM |
| newgroom422 | $25.00 | $25.00 | 9/24/2010 12:27:45 PM |
| wwwUniversal | $25.00 | $25.00 | 9/24/2010 12:28:33 PM |
| squarebob | $25.00 | $25.00 | 9/24/2010 12:36:53 PM |
| lucrative-coin | $100.00 | $100.00 | 9/24/2010 12:06:16 PM |
| martinatime | $25.00 | $25.00 | 9/24/2010 12:57:56 PM |
| life-is-great | $50.00 | $47.92 | 9/24/2010 1:27:52 PM |
| wampum-chorus3 | $25.00 | $25.00 | 9/24/2010 1:27:47 PM |
| dajen1 | $50.00 | $50.00 | 9/24/2010 2:05:17 PM |
| Bob450 | $25.00 | $25.00 | 9/24/2010 2:10:32 PM |
| jcw3rd | $25.00 | $25.00 | 9/24/2010 2:14:43 PM |
| FJerry | $50.00 | $50.00 | 9/24/2010 2:48:34 PM |
| leverage-monger | $75.00 | $75.00 | 9/24/2010 2:46:04 PM |
| sflender1099 | $25.00 | $25.00 | 9/24/2010 2:54:58 PM |
| 192 bids
|
Borrower Payment Dependent Notes Series
475844
This series of Notes was issued and sold upon the funding of the borrower loan #44559, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.2% |
Auction start date:
| Sep-16-2010 |
| |
Auction end date:
| Sep-23-2010 |
|
|
Starting lender yield:
| 33.35% |
Starting borrower rate/APR:
| 34.35% / 38.06% |
Starting monthly payment:
| $246.78 |
|
Final lender yield:
| 33.35% |
Final borrower rate/APR:
| 34.35% / 38.06% |
Final monthly payment:
| $246.78 |
| |
|
Auction yield range:
| 13.79% - 33.35% |
Estimated loss impact:
| 15.74% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.61% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 660-679 (Sep-2010) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 16y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $45,204 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bold-fund-tempo |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
consolidate
Purpose of loan:
This loan will be used to?
Consolidate debt
My financial situation:
I am a good candidate for this loan because?
I am never late on any pyments
Monthly net income: $ $11,000
Monthly expenses: $
??Housing: $ 2700
??Insurance: $ 90
??Car expenses: $ 0
??Utilities: $ 450
??Phone, cable, internet: $ 200
??Food, entertainment: $ 1600
??Clothing, household expenses $ 400
??Credit cards and other loans: $ 1200
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| simplelender80 | $100.00 | $100.00 | 9/16/2010 3:09:41 PM |
| bid-czar8 | $100.00 | $100.00 | 9/16/2010 3:16:03 PM |
| musegaze | $100.00 | $100.00 | 9/16/2010 3:17:39 PM |
| brother_tam | $50.00 | $50.00 | 9/16/2010 4:06:21 PM |
| elegant-bonus | $25.00 | $25.00 | 9/16/2010 4:06:18 PM |
| kulender | $50.00 | $50.00 | 9/16/2010 4:36:14 PM |
| Georgetastic | $25.00 | $25.00 | 9/16/2010 4:33:47 PM |
| danthemon35 | $25.00 | $25.00 | 9/16/2010 4:39:58 PM |
| nbhz60a | $50.00 | $50.00 | 9/16/2010 4:37:30 PM |
| Comoparklender | $25.00 | $25.00 | 9/20/2010 8:19:27 PM |
| papaloha | $25.00 | $25.00 | 9/20/2010 10:48:12 PM |
| Jloaner | $40.70 | $40.70 | 9/21/2010 6:28:29 AM |
| generous-deal6 | $25.00 | $25.00 | 9/21/2010 9:14:46 AM |
| mtquan | $25.00 | $25.00 | 9/21/2010 2:57:23 PM |
| jlr613 | $25.00 | $25.00 | 9/21/2010 1:44:11 PM |
| enthralling-deal180 | $100.00 | $100.00 | 9/21/2010 2:41:08 PM |
| RMB-Investments | $25.00 | $25.00 | 9/21/2010 2:39:42 PM |
| treasure-bliss | $38.38 | $38.38 | 9/21/2010 3:04:39 PM |
| zipemdown | $50.00 | $50.00 | 9/21/2010 3:09:39 PM |
| Rdodson11 | $25.00 | $25.00 | 9/21/2010 3:11:35 PM |
| inspiring-reward | $25.00 | $25.00 | 9/22/2010 8:14:19 AM |
| nilonc1 | $25.00 | $25.00 | 9/22/2010 9:53:19 AM |
| worthy-bid8 | $25.00 | $25.00 | 9/22/2010 2:39:18 PM |
| orange-preeminant-bill | $50.00 | $50.00 | 9/22/2010 2:57:53 PM |
| aldeed | $50.00 | $50.00 | 9/22/2010 3:00:48 PM |
| GInBaghdad | $25.00 | $25.00 | 9/22/2010 3:03:08 PM |
| rescue | $50.00 | $50.00 | 9/22/2010 3:03:18 PM |
| lender987654321 | $25.00 | $25.00 | 9/22/2010 3:03:53 PM |
| RickColo | $25.00 | $25.00 | 9/22/2010 3:04:13 PM |
| blackstar | $25.00 | $25.00 | 9/22/2010 3:00:25 PM |
| on_your_side | $25.00 | $25.00 | 9/22/2010 3:01:17 PM |
| red-favorable-basis | $25.00 | $25.00 | 9/22/2010 3:06:37 PM |
| SBT | $25.00 | $25.00 | 9/22/2010 3:03:11 PM |
| kginatl | $50.00 | $50.00 | 9/22/2010 3:03:56 PM |
| seisen | $100.00 | $100.00 | 9/22/2010 2:57:07 PM |
| trade-freshmaker | $50.00 | $50.00 | 9/22/2010 3:05:33 PM |
| Reddress4u | $25.00 | $25.00 | 9/22/2010 2:59:21 PM |
| IIP77 | $25.00 | $25.00 | 9/22/2010 2:59:24 PM |
| consummate-loyalty1 | $100.00 | $100.00 | 9/22/2010 3:13:44 PM |
| lagnisiruk | $50.00 | $50.00 | 9/22/2010 3:04:35 PM |
| irrelevant | $25.00 | $25.00 | 9/22/2010 5:39:50 PM |
| natobruin | $50.00 | $50.00 | 9/22/2010 3:07:43 PM |
| DeltaComputerGuy | $25.00 | $25.00 | 9/22/2010 3:07:52 PM |
| Tono | $25.00 | $25.00 | 9/22/2010 3:51:20 PM |
| Gobsek | $25.00 | $25.00 | 9/22/2010 6:20:57 PM |
| 108lender | $95.00 | $95.00 | 9/22/2010 11:02:50 PM |
| famous-bill | $25.00 | $25.00 | 9/23/2010 4:48:38 AM |
| delivery | $25.00 | $25.00 | 9/23/2010 7:54:51 AM |
| thedreamer | $25.00 | $25.00 | 9/23/2010 6:59:48 AM |
| jamiee73 | $25.00 | $25.00 | 9/23/2010 9:24:28 AM |
| social-conductor4 | $25.00 | $25.00 | 9/23/2010 5:14:21 AM |
| Tasteslikechicken | $25.00 | $25.00 | 9/23/2010 9:37:31 AM |
| FeedTheMachine | $51.80 | $51.80 | 9/23/2010 8:03:20 AM |
| aader | $25.00 | $25.00 | 9/23/2010 9:44:23 AM |
| missing-link | $25.00 | $25.00 | 9/23/2010 10:58:22 AM |
| FASTIZIO_P | $27.00 | $27.00 | 9/23/2010 9:35:27 AM |
| OCedHrt | $25.00 | $25.00 | 9/23/2010 9:53:22 AM |
| runner262 | $25.00 | $25.00 | 9/23/2010 1:43:10 PM |
| moneygeek | $25.00 | $25.00 | 9/23/2010 12:24:37 PM |
| power-secret-agent | $25.00 | $25.00 | 9/23/2010 12:51:11 PM |
| wise-silver-wonder | $25.00 | $25.00 | 9/23/2010 1:28:17 PM |
| thrifty-return | $35.00 | $0.49 | 9/23/2010 2:29:29 PM |
| paradisenow | $25.00 | $25.00 | 9/23/2010 2:59:50 PM |
| discrete-nickel | $100.00 | $100.00 | 9/23/2010 2:55:30 PM |
| handshake5 | $25.00 | $25.00 | 9/16/2010 3:12:51 PM |
| 6moonbeams | $25.00 | $25.00 | 9/16/2010 3:13:01 PM |
| contract-happiness1 | $25.00 | $25.00 | 9/16/2010 3:10:21 PM |
| ore-healer6 | $25.00 | $25.00 | 9/16/2010 3:18:05 PM |
| organic-order | $25.00 | $25.00 | 9/16/2010 3:49:15 PM |
| patriot897 | $25.00 | $25.00 | 9/16/2010 4:06:39 PM |
| Artist_Blue | $25.00 | $25.00 | 9/16/2010 4:16:59 PM |
| Ocean713 | $50.00 | $50.00 | 9/16/2010 4:38:10 PM |
| AF-Chief | $25.00 | $25.00 | 9/16/2010 4:39:56 PM |
| gold-channel2 | $50.00 | $50.00 | 9/16/2010 7:38:47 PM |
| agiovasil | $25.00 | $25.00 | 9/20/2010 8:15:47 PM |
| AlexTrep | $25.00 | $25.00 | 9/21/2010 6:09:23 AM |
| reward-adventure | $50.00 | $50.00 | 9/21/2010 9:18:26 AM |
| burrito6 | $25.00 | $25.00 | 9/21/2010 9:35:21 AM |
| pfh | $25.00 | $25.00 | 9/21/2010 9:44:31 AM |
| finance-magma7 | $100.00 | $100.00 | 9/21/2010 2:41:10 PM |
| helping-out | $50.00 | $50.00 | 9/21/2010 3:06:28 PM |
| bill-mushroom | $25.00 | $25.00 | 9/21/2010 3:43:23 PM |
| villagers | $50.00 | $50.00 | 9/21/2010 7:24:11 PM |
| airrbob | $50.00 | $50.00 | 9/21/2010 10:38:47 PM |
| head | $25.00 | $25.00 | 9/22/2010 8:04:12 AM |
| friendly-credit2 | $25.00 | $25.00 | 9/22/2010 8:05:04 AM |
| jubilant-auction5 | $25.00 | $25.00 | 9/22/2010 11:08:24 AM |
| GElender | $25.00 | $25.00 | 9/22/2010 12:08:31 PM |
| loan-kung-fu | $50.00 | $50.00 | 9/22/2010 12:32:54 PM |
| Cybercusp | $25.00 | $25.00 | 9/22/2010 2:38:28 PM |
| bold-yield-rumbler | $25.00 | $25.00 | 9/22/2010 3:00:16 PM |
| rick446 | $50.00 | $50.00 | 9/22/2010 3:03:05 PM |
| prophecy | $50.00 | $50.00 | 9/22/2010 3:03:13 PM |
| logical-loyalty0 | $25.00 | $25.00 | 9/22/2010 2:59:28 PM |
| qtmspin | $50.00 | $50.00 | 9/22/2010 3:04:31 PM |
| the-bid-sorcerer | $50.00 | $50.00 | 9/22/2010 2:59:46 PM |
| samo102us | $25.00 | $25.00 | 9/22/2010 3:00:55 PM |
| YurshotCapital | $50.00 | $50.00 | 9/22/2010 3:02:59 PM |
| Mailman2004 | $50.00 | $50.00 | 9/22/2010 3:04:04 PM |
| zorg77 | $25.00 | $25.00 | 9/22/2010 3:04:07 PM |
| tech310 | $25.00 | $25.00 | 9/22/2010 3:04:24 PM |
| lendmedo | $25.00 | $25.00 | 9/22/2010 3:06:41 PM |
| compassionate-fairness6 | $25.00 | $25.00 | 9/22/2010 3:00:52 PM |
| ElbowToast | $50.00 | $50.00 | 9/22/2010 3:06:14 PM |
| honorable-yield | $25.00 | $25.00 | 9/22/2010 3:58:43 PM |
| turbolozano | $25.00 | $25.00 | 9/22/2010 9:18:24 PM |
| ingenious-deal6 | $25.00 | $25.00 | 9/22/2010 9:33:24 PM |
| doncm | $36.64 | $36.64 | 9/22/2010 11:53:00 PM |
| asmithj | $34.99 | $34.99 | 9/23/2010 3:08:25 AM |
| mncafeowner | $50.00 | $50.00 | 9/23/2010 3:29:31 AM |
| CC911 | $25.00 | $25.00 | 9/23/2010 4:44:56 AM |
| zrohmm | $25.00 | $25.00 | 9/23/2010 4:54:51 AM |
| green-capital-hornet | $25.00 | $25.00 | 9/23/2010 1:33:44 AM |
| Speculator | $50.00 | $50.00 | 9/23/2010 10:58:28 AM |
| copper | $50.00 | $50.00 | 9/23/2010 9:49:35 AM |
| genuine-responsibility8 | $50.00 | $50.00 | 9/23/2010 9:36:56 AM |
| deal-pinnacle7 | $25.00 | $25.00 | 9/23/2010 9:37:32 AM |
| favorite-commerce | $25.00 | $25.00 | 9/23/2010 1:24:43 PM |
| IASKGOD | $25.00 | $25.00 | 9/23/2010 11:43:11 AM |
| lcole32 | $25.00 | $25.00 | 9/23/2010 2:29:19 PM |
| saysana | $25.00 | $25.00 | 9/23/2010 10:58:23 AM |
| BrighterSuns | $25.00 | $25.00 | 9/23/2010 1:26:06 PM |
| payout-bridge | $1,000.00 | $1,000.00 | 9/23/2010 3:03:53 PM |
| 123 bids
|
Borrower Payment Dependent Notes Series
475918
This series of Notes was issued and sold upon the funding of the borrower loan #44581, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.2% |
Auction start date:
| Sep-20-2010 |
| |
Auction end date:
| Sep-27-2010 |
|
|
Starting lender yield:
| 33.35% |
Starting borrower rate/APR:
| 34.35% / 38.06% |
Starting monthly payment:
| $336.52 |
|
Final lender yield:
| 29.00% |
Final borrower rate/APR:
| 30.00% / 33.61% |
Final monthly payment:
| $318.39 |
| |
|
Auction yield range:
| 13.79% - 33.35% |
Estimated loss impact:
| 15.53% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.47% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 660-679 (Sep-2010) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 12y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,229 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| medkoder |
Borrower's state:
| Louisiana |
Borrower's group:
| LendersClub |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 29 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jan-2010)
640-659
(Dec-2009)
620-639
(Apr-2007)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 29 | | |
Description
Lender making another investment
Loan to be used for buying a double to add to my investment portfolio. See my prior loan as I paid on time, 100% of the time, and paid out early (29 months).? I am a executive at a hospital, making 90k per year. I don't need to rent it out in order to pay loan as my income and other investments will easily cover it.
Seeking a loan through prosper as I am a lender through prosper myself. I'd rather my peers make $ as opposed to the bank.
Information in the Description is not verified.
Friends And Family Winning Bids
JGuide has bid a total of
$77.02 in winning bids.
"LC Group member - has ~$3k invested currently, Credit up over 660 and rising!"
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| investmentgroup | $25.00 | $25.00 | 9/20/2010 2:35:11 PM |
| loanman2007 | $25.00 | $25.00 | 9/20/2010 2:36:17 PM |
| Skeptical-one | $30.00 | $30.00 | 9/20/2010 2:38:06 PM |
| Gregger | $25.00 | $25.00 | 9/20/2010 3:06:46 PM |
| BAEVentures | $25.00 | $25.00 | 9/21/2010 5:33:19 AM |
| lendstats_com | $100.00 | $100.00 | 9/21/2010 7:05:54 AM |
| WonByOne | $25.00 | $25.00 | 9/21/2010 8:58:48 AM |
| niceguy777 | $25.00 | $25.00 | 9/21/2010 2:10:33 PM |
| well-mannered-income3 | $150.00 | $150.00 | 9/21/2010 6:10:35 PM |
| lucrative-loan | $75.00 | $75.00 | 9/22/2010 4:43:11 AM |
| PrepWonder | $100.00 | $100.00 | 9/22/2010 6:58:10 AM |
| bold-direct-asset | $25.00 | $25.00 | 9/22/2010 5:28:13 AM |
| brondero | $75.00 | $75.00 | 9/22/2010 11:02:10 PM |
| twjh | $25.00 | $25.00 | 9/23/2010 7:18:08 PM |
| interest-walnut | $34.17 | $34.17 | 9/23/2010 7:51:21 PM |
| interstellar | $50.00 | $50.00 | 9/24/2010 1:48:46 AM |
| minnesotafinancial | $25.00 | $25.00 | 9/24/2010 6:34:08 AM |
| chameleon125 | $75.00 | $75.00 | 9/24/2010 8:19:30 AM |
| EEasyMoney | $50.00 | $50.00 | 9/24/2010 8:20:32 AM |
| Kash2010lu | $25.00 | $25.00 | 9/24/2010 10:13:50 AM |
| Megatron404 | $25.00 | $25.00 | 9/24/2010 9:41:04 AM |
| dajen1 | $25.00 | $25.00 | 9/24/2010 2:18:10 PM |
| tech310 | $25.00 | $25.00 | 9/24/2010 3:22:42 PM |
| arenangelchild | $25.00 | $25.00 | 9/24/2010 7:44:50 PM |
| goffmt | $44.33 | $44.33 | 9/25/2010 5:12:54 AM |
| loss-of-control | $50.00 | $50.00 | 9/25/2010 7:03:43 AM |
| WonByOne | $25.00 | $25.00 | 9/25/2010 12:15:11 PM |
| RainyDayFunds | $25.00 | $25.00 | 9/25/2010 3:02:27 PM |
| halothane_logic | $150.00 | $150.00 | 9/25/2010 7:02:03 PM |
| arenangelchild | $25.00 | $25.00 | 9/26/2010 7:27:48 AM |
| dslobbs | $34.19 | $34.19 | 9/26/2010 11:12:12 AM |
| peaceful-farmer | $40.00 | $40.00 | 9/26/2010 12:37:20 PM |
| california5andime | $25.00 | $25.00 | 9/26/2010 3:03:13 PM |
| blazing-dough | $25.00 | $25.00 | 9/26/2010 7:46:55 PM |
| credit-missile | $25.00 | $25.00 | 9/27/2010 1:49:06 AM |
| credit-missile | $25.00 | $25.00 | 9/27/2010 1:50:09 AM |
| usbank | $25.00 | $25.00 | 9/26/2010 8:07:08 PM |
| credit-missile | $25.00 | $25.00 | 9/27/2010 1:49:54 AM |
| shrewd-income | $75.00 | $75.00 | 9/27/2010 6:40:24 AM |
| dcm6276 | $25.00 | $25.00 | 9/27/2010 7:50:57 AM |
| RecoveryLender | $25.00 | $25.00 | 9/27/2010 7:09:42 AM |
| wealth-pipeline | $25.00 | $25.00 | 9/27/2010 7:23:36 AM |
| johnk317 | $25.00 | $25.00 | 9/27/2010 8:52:43 AM |
| Leshan | $200.00 | $200.00 | 9/27/2010 8:24:33 AM |
| nickel-demon2 | $100.00 | $100.00 | 9/27/2010 9:31:14 AM |
| moola-monger9 | $100.00 | $100.00 | 9/27/2010 9:08:48 AM |
| 2grindstones | $25.00 | $25.00 | 9/27/2010 9:49:20 AM |
| TakeCare | $50.00 | $50.00 | 9/27/2010 10:19:18 AM |
| Rollshaft | $49.60 | $49.60 | 9/27/2010 10:30:22 AM |
| enchanted-silver2 | $50.00 | $50.00 | 9/27/2010 12:03:00 PM |
| autumn_leaves | $25.00 | $25.00 | 9/27/2010 12:31:34 PM |
| Champion_Lending | $25.00 | $25.00 | 9/27/2010 11:50:05 AM |
| loan-kung-fu | $50.00 | $50.00 | 9/27/2010 11:55:51 AM |
| asset-fanatic | $25.00 | $25.00 | 9/27/2010 11:58:54 AM |
| income-rocker2 | $25.00 | $25.00 | 9/27/2010 12:45:17 PM |
| ethicalhumanist | $25.00 | $25.00 | 9/27/2010 12:45:42 PM |
| social-zebra | $25.00 | $25.00 | 9/27/2010 12:47:24 PM |
| Amber_Stone | $25.00 | $25.00 | 9/27/2010 1:52:17 PM |
| NekHoldings | $25.00 | $25.00 | 9/27/2010 1:54:49 PM |
| Bob450 | $40.00 | $40.00 | 9/27/2010 2:30:53 PM |
| The-Lighthouse-Group | $25.00 | $25.00 | 9/27/2010 2:04:21 PM |
| Nerdster1 | $50.01 | $50.01 | 9/27/2010 2:19:50 PM |
| DasMula | $25.00 | $25.00 | 9/27/2010 2:21:05 PM |
| patriot384 | $90.00 | $90.00 | 9/27/2010 2:29:33 PM |
| AlexTrep | $25.00 | $25.00 | 9/27/2010 2:30:55 PM |
| Kash2010lu | $25.00 | $25.00 | 9/27/2010 2:31:16 PM |
| JGuide | $25.03 | $25.03 | 9/20/2010 2:36:15 PM |
| Dollars4Rent | $25.00 | $25.00 | 9/20/2010 2:38:23 PM |
| alexgalt | $100.00 | $100.00 | 9/20/2010 2:51:45 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 9/20/2010 2:55:10 PM |
| nimcha | $50.00 | $50.00 | 9/20/2010 3:59:41 PM |
| Kash2010lu | $50.00 | $50.00 | 9/20/2010 7:33:05 PM |
| halothane_logic | $90.00 | $90.00 | 9/21/2010 5:28:11 AM |
| loanman2007 | $200.00 | $200.00 | 9/21/2010 9:07:22 AM |
| Kash2010lu | $50.00 | $50.00 | 9/21/2010 9:31:41 AM |
| JGuide | $51.99 | $51.99 | 9/21/2010 11:08:13 AM |
| icanhasloanz | $50.00 | $50.00 | 9/21/2010 12:53:23 PM |
| ORcowboy | $250.00 | $250.00 | 9/21/2010 2:01:18 PM |
| SolarMoonshine | $25.00 | $25.00 | 9/21/2010 7:07:26 PM |
| fabulous-community4 | $25.00 | $25.00 | 9/22/2010 5:04:20 AM |
| coldfuzion | $51.79 | $51.79 | 9/22/2010 9:13:12 AM |
| loanman2007 | $75.00 | $75.00 | 9/22/2010 6:48:43 AM |
| debt-legend | $25.00 | $25.00 | 9/22/2010 10:48:18 AM |
| penny-surgeon | $25.00 | $25.00 | 9/22/2010 11:46:19 AM |
| boo_hoo | $50.00 | $50.00 | 9/22/2010 3:34:03 PM |
| Only_Money | $25.00 | $25.00 | 9/22/2010 5:59:21 PM |
| Jerrys1951 | $25.00 | $25.00 | 9/22/2010 5:06:12 PM |
| UCLA4life | $25.35 | $25.35 | 9/22/2010 11:15:54 PM |
| bull_lender | $25.00 | $25.00 | 9/23/2010 7:00:53 AM |
| debbymcc | $91.84 | $91.84 | 9/23/2010 7:35:27 AM |
| calkidd05 | $35.00 | $35.00 | 9/23/2010 8:38:52 PM |
| wlm3012 | $25.00 | $25.00 | 9/24/2010 2:37:32 PM |
| LittleMingo | $25.00 | $25.00 | 9/24/2010 5:01:29 PM |
| rutzebach | $50.00 | $50.00 | 9/24/2010 5:19:31 PM |
| JM245 | $25.00 | $25.00 | 9/25/2010 2:07:25 AM |
| loss-of-control | $50.00 | $50.00 | 9/25/2010 7:04:23 AM |
| realtormoises | $25.00 | $25.00 | 9/25/2010 6:08:07 AM |
| aztocas | $25.00 | $25.00 | 9/25/2010 7:35:53 AM |
| brondero | $25.00 | $25.00 | 9/25/2010 8:24:09 AM |
| benefit-boots | $25.00 | $25.00 | 9/25/2010 1:20:43 PM |
| Elevate2012 | $25.00 | $25.00 | 9/25/2010 3:32:01 PM |
| outofoffice | $50.00 | $50.00 | 9/25/2010 1:54:22 PM |
| deepblue34 | $30.00 | $30.00 | 9/25/2010 7:49:58 PM |
| gothampark | $25.00 | $25.00 | 9/25/2010 7:28:28 PM |
| supreme-hope | $25.00 | $25.00 | 9/26/2010 8:00:01 AM |
| principal-lion | $100.00 | $100.00 | 9/26/2010 1:23:45 PM |
| Only_Money | $25.00 | $25.00 | 9/26/2010 4:27:49 PM |
| Rip128 | $100.00 | $100.00 | 9/26/2010 5:15:57 PM |
| G-Love | $100.00 | $100.00 | 9/26/2010 6:12:07 PM |
| ralf206 | $50.00 | $50.00 | 9/26/2010 4:26:48 PM |
| guardian3 | $25.00 | $25.00 | 9/26/2010 6:39:07 PM |
| clemclan | $25.00 | $25.00 | 9/26/2010 10:12:04 PM |
| RMI_Babylon | $25.00 | $25.00 | 9/27/2010 12:18:26 AM |
| Feyenoord | $25.00 | $25.00 | 9/26/2010 8:34:55 PM |
| credit-missile | $25.00 | $25.00 | 9/27/2010 1:49:23 AM |
| credit-missile | $25.00 | $25.00 | 9/27/2010 1:49:38 AM |
| credit-missile | $25.00 | $25.00 | 9/27/2010 2:01:09 AM |
| martymaniaman | $66.53 | $66.53 | 9/27/2010 6:38:59 AM |
| mikeandcat | $100.00 | $100.00 | 9/27/2010 4:47:14 AM |
| AF-Chief | $45.00 | $45.00 | 9/27/2010 6:56:17 AM |
| trade-elm | $30.00 | $30.00 | 9/27/2010 9:31:49 AM |
| Starfin-Capital-Management | $150.00 | $150.00 | 9/27/2010 8:47:35 AM |
| fireferd | $40.00 | $40.00 | 9/27/2010 9:06:52 AM |
| dood2112 | $25.00 | $25.00 | 9/27/2010 10:20:40 AM |
| brightest-dignified-penny | $25.00 | $25.00 | 9/27/2010 10:21:12 AM |
| lendstats_com | $100.00 | $100.00 | 9/27/2010 9:18:08 AM |
| Lubava | $25.00 | $25.00 | 9/27/2010 10:28:04 AM |
| shrewd-asset | $25.00 | $25.00 | 9/27/2010 10:20:22 AM |
| Rip128 | $100.00 | $100.00 | 9/27/2010 12:23:09 PM |
| keoke779 | $49.87 | $49.87 | 9/27/2010 11:41:44 AM |
| reflective-rupee | $500.00 | $500.00 | 9/27/2010 12:01:02 PM |
| vigilance-searcher | $25.00 | $25.00 | 9/27/2010 11:07:48 AM |
| wwwUniversal | $25.00 | $10.30 | 9/27/2010 12:36:38 PM |
| JTRADER056 | $50.00 | $50.00 | 9/27/2010 11:29:26 AM |
| 340 | $75.00 | $75.00 | 9/27/2010 12:40:12 PM |
| sturdy-peace9 | $75.00 | $75.00 | 9/27/2010 1:06:36 PM |
| ltdalum | $130.00 | $130.00 | 9/27/2010 1:03:43 PM |
| grampy48 | $50.00 | $50.00 | 9/27/2010 2:10:53 PM |
| FallonCredit | $25.00 | $25.00 | 9/27/2010 1:33:06 PM |
| Eaglehigh | $25.00 | $25.00 | 9/27/2010 1:34:38 PM |
| unger | $165.00 | $165.00 | 9/27/2010 2:09:04 PM |
| squarebob | $25.00 | $25.00 | 9/27/2010 2:28:31 PM |
| bobnewt | $100.00 | $100.00 | 9/27/2010 2:31:20 PM |
| wealth-multiplier | $25.00 | $25.00 | 9/27/2010 2:29:41 PM |
| 144 bids
|
Borrower Payment Dependent Notes Series
475956
This series of Notes was issued and sold upon the funding of the borrower loan #44577, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.2% |
Auction start date:
| Sep-20-2010 |
| |
Auction end date:
| Sep-27-2010 |
|
|
Starting lender yield:
| 33.35% |
Starting borrower rate/APR:
| 34.35% / 38.06% |
Starting monthly payment:
| $336.52 |
|
Final lender yield:
| 33.35% |
Final borrower rate/APR:
| 34.35% / 38.06% |
Final monthly payment:
| $336.52 |
| |
|
Auction yield range:
| 13.79% - 33.35% |
Estimated loss impact:
| 15.74% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.61% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 640-659 (Sep-2010) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
18 | Length of status: | 3y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $71,712 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| miamikid22 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 26 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Jul-2008)
540-559
(May-2008)
|
|
Principal balance:
| $1,034.61 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 26 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to? Consolidate credit card debt and improve credit rating. I will be refinancing current home at the beginning of next year and by paying down my credit cards I should improve rating to the point of getting a low rate on home equity. I am already making the payments I will be taking on by this loan.
My financial situation:
I am a good candidate for this loan because? I have stable income and very responsible as I have been able to prove during the two years I've had the loan with Prosper.
Monthly net income: $ 5128
Monthly expenses: $
??Housing: $ 1100
??Insurance: $ 342
??Car expenses: $ 471
??Utilities: $ 160
??Phone, cable, internet: $ 50
??Food, entertainment: $ 300
??Clothing, household expenses $ 400
??Credit cards and other loans: $ 500
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Can you tell us what do for a living? - circle
A:
I work for a bank as a Regional Support Manager overseeing 29 branches.
(Sep-24-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| OldManP | $25.00 | $25.00 | 9/20/2010 2:38:07 PM |
| 6moonbeams | $25.00 | $25.00 | 9/20/2010 2:42:16 PM |
| usedtoborrow | $25.00 | $25.00 | 9/20/2010 2:38:21 PM |
| kulender | $50.00 | $50.00 | 9/20/2010 2:38:30 PM |
| musegaze | $100.00 | $100.00 | 9/20/2010 2:50:18 PM |
| ore-healer6 | $25.00 | $25.00 | 9/20/2010 2:53:46 PM |
| gold-channel2 | $50.00 | $50.00 | 9/20/2010 2:51:50 PM |
| papaloha | $25.00 | $25.00 | 9/20/2010 2:53:09 PM |
| Comoparklender | $40.00 | $40.00 | 9/20/2010 2:56:51 PM |
| Kash2010lu | $75.00 | $75.00 | 9/21/2010 9:27:03 AM |
| AlexTrep | $25.00 | $25.00 | 9/21/2010 9:44:51 AM |
| shawnw2 | $51.40 | $51.40 | 9/21/2010 6:24:55 PM |
| villagers | $25.00 | $25.00 | 9/21/2010 7:23:33 PM |
| bill-mushroom | $25.00 | $25.00 | 9/22/2010 6:48:39 AM |
| mikeandcat | $50.00 | $50.00 | 9/22/2010 8:02:43 AM |
| jubilant-auction5 | $25.00 | $25.00 | 9/22/2010 11:08:41 AM |
| jlr613 | $25.00 | $25.00 | 9/22/2010 2:37:40 PM |
| pfh | $25.00 | $25.00 | 9/22/2010 2:42:05 PM |
| consummate-loyalty1 | $100.00 | $100.00 | 9/22/2010 3:13:55 PM |
| dynamic-capital | $25.00 | $25.00 | 9/22/2010 11:02:48 PM |
| CC911 | $25.00 | $25.00 | 9/23/2010 4:45:17 AM |
| enthralling-deal180 | $56.41 | $56.41 | 9/23/2010 12:50:31 PM |
| noble-revenue | $25.00 | $25.00 | 9/24/2010 6:39:29 AM |
| CommunityArts_Non-profit | $75.00 | $75.00 | 9/24/2010 7:02:24 AM |
| fabulous-community4 | $25.00 | $25.00 | 9/24/2010 9:33:30 AM |
| zone6 | $100.00 | $100.00 | 9/24/2010 6:41:31 PM |
| blitzen40 | $25.00 | $25.00 | 9/24/2010 7:00:01 PM |
| dime-bigwig4 | $25.00 | $25.00 | 9/25/2010 1:13:40 AM |
| fizicks06 | $25.00 | $25.00 | 9/24/2010 8:40:31 PM |
| squarebob | $25.00 | $25.00 | 9/25/2010 4:19:48 AM |
| momentous-value | $25.00 | $25.00 | 9/25/2010 3:30:15 PM |
| frogperson | $100.00 | $100.00 | 9/25/2010 12:45:51 PM |
| penny-plato | $25.00 | $25.00 | 9/25/2010 2:53:49 PM |
| FinanceEngine | $25.00 | $25.00 | 9/25/2010 9:18:31 PM |
| Jerrys1951 | $25.00 | $25.00 | 9/26/2010 8:11:03 AM |
| pani5ue | $25.00 | $25.00 | 9/26/2010 11:06:35 AM |
| wlm3012 | $25.00 | $25.00 | 9/26/2010 11:54:34 AM |
| power-secret-agent | $25.00 | $25.00 | 9/26/2010 3:19:33 PM |
| nodebt2012 | $25.00 | $25.00 | 9/26/2010 1:53:02 PM |
| G-Love | $300.00 | $300.00 | 9/26/2010 6:13:41 PM |
| new-social-economist | $50.00 | $50.00 | 9/26/2010 6:40:41 PM |
| Bob450 | $25.00 | $25.00 | 9/26/2010 6:58:17 PM |
| credit-missile | $25.00 | $25.00 | 9/27/2010 1:52:06 AM |
| pietro_torna_indietro | $25.00 | $25.00 | 9/27/2010 3:07:57 AM |
| Feyenoord | $25.00 | $25.00 | 9/26/2010 8:39:07 PM |
| jchurchi | $90.63 | $90.63 | 9/26/2010 10:17:23 PM |
| credit-missile | $25.00 | $25.00 | 9/27/2010 1:51:51 AM |
| credit-missile | $25.00 | $25.00 | 9/27/2010 1:52:36 AM |
| ronin4sale | $25.00 | $25.00 | 9/27/2010 8:26:11 AM |
| mybackyard | $57.46 | $57.46 | 9/27/2010 7:09:00 AM |
| shrewd-income | $25.00 | $25.00 | 9/27/2010 6:41:04 AM |
| investment-thinker4 | $25.00 | $25.00 | 9/27/2010 6:42:34 AM |
| MStackIV | $50.00 | $50.00 | 9/27/2010 7:21:56 AM |
| Leshan | $75.00 | $75.00 | 9/27/2010 8:26:09 AM |
| Starfin-Capital-Management | $100.00 | $100.00 | 9/27/2010 9:37:43 AM |
| fireferd | $40.00 | $40.00 | 9/27/2010 9:07:57 AM |
| jcw3rd | $25.00 | $25.00 | 9/27/2010 9:10:01 AM |
| Lubava | $25.00 | $25.00 | 9/27/2010 10:28:22 AM |
| TakeCare | $50.00 | $50.00 | 9/27/2010 9:37:48 AM |
| selfmademan | $25.00 | $25.00 | 9/27/2010 11:02:50 AM |
| bsmtloan | $67.90 | $67.90 | 9/27/2010 11:01:05 AM |
| reflective-rupee | $25.00 | $25.00 | 9/27/2010 12:02:17 PM |
| penny-surgeon | $25.00 | $25.00 | 9/27/2010 11:51:37 AM |
| paradisenow | $25.00 | $25.00 | 9/27/2010 12:33:40 PM |
| moola-monger9 | $50.00 | $50.00 | 9/27/2010 2:06:15 PM |
| squarebob | $25.00 | $25.00 | 9/27/2010 2:30:25 PM |
| Nerdster1 | $25.01 | $25.01 | 9/27/2010 2:21:04 PM |
| ohmarkybaby | $50.00 | $50.00 | 9/27/2010 2:30:04 PM |
| eod_man | $150.00 | $150.00 | 9/27/2010 2:20:59 PM |
| DasMula | $25.00 | $25.00 | 9/27/2010 2:21:41 PM |
| mammalian4 | $25.00 | $25.00 | 9/27/2010 2:24:47 PM |
| payout-bridge | $750.00 | $750.00 | 9/27/2010 2:25:56 PM |
| majestic-currency3 | $100.00 | $100.00 | 9/27/2010 2:32:06 PM |
| contract-happiness1 | $25.00 | $25.00 | 9/20/2010 2:39:44 PM |
| handshake5 | $25.00 | $25.00 | 9/20/2010 2:41:54 PM |
| bid-czar8 | $100.00 | $100.00 | 9/20/2010 2:50:56 PM |
| simplelender80 | $250.00 | $250.00 | 9/20/2010 2:46:44 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 9/20/2010 2:55:11 PM |
| agiovasil | $25.00 | $25.00 | 9/20/2010 8:22:12 PM |
| reward-adventure | $50.00 | $50.00 | 9/21/2010 9:18:43 AM |
| Jloaner | $100.00 | $100.00 | 9/21/2010 2:41:18 PM |
| drcoop | $25.00 | $25.00 | 9/22/2010 6:48:12 AM |
| loan-kung-fu | $50.00 | $50.00 | 9/22/2010 12:33:09 PM |
| airrbob | $50.00 | $50.00 | 9/22/2010 2:59:58 PM |
| generous-deal6 | $25.00 | $25.00 | 9/22/2010 3:04:42 PM |
| burrito6 | $25.00 | $25.00 | 9/22/2010 3:07:34 PM |
| ingenious-deal6 | $25.00 | $25.00 | 9/22/2010 9:33:52 PM |
| restless-dime | $50.00 | $50.00 | 9/22/2010 10:06:40 PM |
| shawnw2 | $100.00 | $100.00 | 9/22/2010 6:28:25 PM |
| brother_tam | $50.00 | $50.00 | 9/22/2010 6:58:14 PM |
| well-mannered-income3 | $35.00 | $35.00 | 9/23/2010 6:41:46 AM |
| Speculator | $50.00 | $50.00 | 9/23/2010 10:58:44 AM |
| finance-magma7 | $100.00 | $100.00 | 9/23/2010 9:37:03 AM |
| head | $25.00 | $25.00 | 9/23/2010 12:24:34 PM |
| RMB-Investments | $50.00 | $31.19 | 9/23/2010 2:21:04 PM |
| FarmersBank | $25.00 | $25.00 | 9/23/2010 3:27:18 PM |
| lucrative-loan | $32.70 | $32.70 | 9/24/2010 9:33:29 AM |
| PXM-Financial | $26.00 | $26.00 | 9/24/2010 2:32:07 PM |
| investment-visionary | $25.00 | $25.00 | 9/24/2010 3:31:16 PM |
| jbloans | $25.00 | $25.00 | 9/24/2010 4:43:19 PM |
| courteous-kindness1 | $25.00 | $25.00 | 9/24/2010 10:29:03 PM |
| twjh | $25.00 | $25.00 | 9/24/2010 7:58:10 PM |
| macotra4 | $36.00 | $36.00 | 9/24/2010 9:07:31 PM |
| 340 | $75.00 | $75.00 | 9/24/2010 9:36:36 PM |
| loss-of-control | $50.00 | $50.00 | 9/25/2010 7:06:02 AM |
| squarebob | $25.00 | $25.00 | 9/25/2010 4:19:24 AM |
| WonByOne | $50.00 | $50.00 | 9/25/2010 6:11:14 AM |
| atlas100 | $50.00 | $50.00 | 9/25/2010 6:55:54 AM |
| loanman2007 | $75.00 | $75.00 | 9/25/2010 1:02:08 PM |
| patriot384 | $90.00 | $90.00 | 9/25/2010 1:35:14 PM |
| outofoffice | $25.00 | $25.00 | 9/25/2010 1:54:54 PM |
| sensible-fund | $90.00 | $90.00 | 9/25/2010 4:20:00 PM |
| deepblue34 | $30.00 | $30.00 | 9/25/2010 7:51:55 PM |
| chameleon125 | $125.00 | $125.00 | 9/26/2010 10:08:43 AM |
| Islandgal | $65.00 | $65.00 | 9/26/2010 12:56:21 PM |
| blissful-gain | $50.00 | $50.00 | 9/26/2010 10:44:24 AM |
| jpollar | $25.00 | $25.00 | 9/26/2010 2:27:07 PM |
| principal-lion | $100.00 | $100.00 | 9/26/2010 1:25:42 PM |
| Gobsek | $25.00 | $25.00 | 9/26/2010 3:37:08 PM |
| Tono | $25.00 | $25.00 | 9/26/2010 4:18:03 PM |
| johnk317 | $38.36 | $38.36 | 9/26/2010 5:27:44 PM |
| ralf206 | $25.00 | $25.00 | 9/26/2010 4:29:17 PM |
| gold-cluster | $100.00 | $100.00 | 9/26/2010 6:25:16 PM |
| credit-missile | $25.00 | $25.00 | 9/27/2010 1:52:52 AM |
| billybragg | $25.00 | $25.00 | 9/26/2010 8:28:50 PM |
| NekHoldings | $25.00 | $25.00 | 9/27/2010 5:26:30 AM |
| aztocas | $25.00 | $25.00 | 9/27/2010 6:52:04 AM |
| credit-missile | $25.00 | $25.00 | 9/27/2010 1:52:20 AM |
| clean-camaraderi | $25.00 | $25.00 | 9/27/2010 7:00:31 AM |
| houli123 | $50.00 | $50.00 | 9/27/2010 7:43:20 AM |
| realtormoises | $25.00 | $25.00 | 9/27/2010 8:51:46 AM |
| jybank | $25.00 | $25.00 | 9/27/2010 9:17:20 AM |
| trade-elm | $30.00 | $30.00 | 9/27/2010 9:32:24 AM |
| mutual-benefit | $25.00 | $25.00 | 9/27/2010 11:23:23 AM |
| brightest-dignified-penny | $25.00 | $25.00 | 9/27/2010 10:35:12 AM |
| jchurchi | $50.00 | $50.00 | 9/27/2010 10:47:59 AM |
| american-investor | $25.85 | $25.85 | 9/27/2010 11:19:14 AM |
| AnthonyPierreFund | $25.00 | $25.00 | 9/27/2010 11:37:22 AM |
| wwwUniversal | $25.00 | $25.00 | 9/27/2010 12:38:37 PM |
| Rip128 | $100.00 | $100.00 | 9/27/2010 12:18:47 PM |
| octoberfresh | $25.00 | $25.00 | 9/27/2010 1:55:05 PM |
| grampy48 | $50.00 | $50.00 | 9/27/2010 2:11:30 PM |
| orange-pound-party | $35.00 | $35.00 | 9/27/2010 1:41:20 PM |
| jtc26 | $50.00 | $50.00 | 9/27/2010 2:07:35 PM |
| YoungTaxMan | $106.09 | $106.09 | 9/27/2010 2:12:59 PM |
| RecoveryLender | $25.00 | $25.00 | 9/27/2010 2:28:00 PM |
| 146 bids
|
Borrower Payment Dependent Notes Series
476010
This series of Notes was issued and sold upon the funding of the borrower loan #44563, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Sep-20-2010 |
| |
Auction end date:
| Sep-27-2010 |
|
|
Starting lender yield:
| 12.65% |
Starting borrower rate/APR:
| 13.65% / 16.36% |
Starting monthly payment:
| $68.02 |
|
Final lender yield:
| 12.05% |
Final borrower rate/APR:
| 13.05% / 15.75% |
Final monthly payment:
| $67.44 |
| |
|
Auction yield range:
| 5.79% - 12.65% |
Estimated loss impact:
| 5.15% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.90% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1984 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 720-739 (Sep-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 41y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,920 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| finance-enclave835 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 23 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Sep-2008)
|
|
Principal balance:
| $1,171.65 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 23 | | |
Description
fix diningroom florr
Purpose of loan:
This loan will be used to?
fix kitchen floor
My financial situation:
I am a good candidate for this loan because?I strive to pay my bills on time?
Monthly net income: $ 2,418.64
Monthly expenses: $ 1,574.00
??Housing: $ 331.00????
??Insurance: $??personal (deducted from pay check)
??Car expenses: $ 100.00
??Utilities: $287.00????
??Phone, cable, internet: $ 154.00
??Food, entertainment: $ 150.00????
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 452.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| RandyL3 | $25.00 | $25.00 | 9/20/2010 2:53:26 PM |
| bondhedger | $25.00 | $25.00 | 9/20/2010 3:05:31 PM |
| MoneyForNothing | $26.95 | $26.95 | 9/20/2010 6:02:21 PM |
| sweety075 | $25.00 | $25.00 | 9/20/2010 8:21:15 PM |
| HappyToLoan | $30.00 | $30.00 | 9/20/2010 6:16:45 PM |
| USNavyVet | $25.00 | $25.00 | 9/21/2010 1:03:11 PM |
| jojnax | $25.00 | $25.00 | 9/22/2010 4:42:37 AM |
| Loansforlife | $25.00 | $25.00 | 9/22/2010 3:15:15 PM |
| ALFLoan | $25.00 | $25.00 | 9/23/2010 7:59:35 AM |
| Socorro_Capital_Partners | $25.00 | $25.00 | 9/23/2010 9:26:09 AM |
| productive-finance | $30.00 | $30.00 | 9/23/2010 9:34:54 AM |
| heerzaquestion | $25.00 | $25.00 | 9/23/2010 9:10:19 AM |
| gjm6d | $25.00 | $25.00 | 9/23/2010 8:40:26 PM |
| grampy48 | $50.00 | $50.00 | 9/24/2010 2:14:02 PM |
| rutzebach | $39.17 | $39.17 | 9/24/2010 5:20:46 PM |
| A11CREDIT | $53.09 | $53.09 | 9/24/2010 7:31:14 PM |
| 4mydaughterseducation | $25.00 | $25.00 | 9/24/2010 7:59:08 PM |
| exchange-dreams | $25.00 | $25.00 | 9/24/2010 8:06:33 PM |
| atlas100 | $50.00 | $50.00 | 9/25/2010 6:47:46 AM |
| woodslip | $25.00 | $25.00 | 9/25/2010 7:08:53 AM |
| best-listing-toro | $25.00 | $25.00 | 9/25/2010 9:32:20 AM |
| Jollyrancher | $200.00 | $200.00 | 9/25/2010 8:00:12 AM |
| Gandalf0001 | $25.00 | $25.00 | 9/25/2010 11:48:09 AM |
| colorfulgardener | $25.00 | $25.00 | 9/25/2010 2:32:35 PM |
| gilbrear | $25.00 | $25.00 | 9/25/2010 2:58:05 PM |
| wwwUniversal | $25.00 | $25.00 | 9/25/2010 1:53:07 PM |
| MattProsper | $60.00 | $60.00 | 9/26/2010 10:12:37 AM |
| wlm3012 | $25.00 | $25.00 | 9/26/2010 11:56:02 AM |
| payout-reaction740 | $25.00 | $25.00 | 9/26/2010 6:26:32 PM |
| zippy-platinum | $25.00 | $25.00 | 9/26/2010 6:51:08 PM |
| CA_Lender | $25.00 | $25.00 | 9/20/2010 2:56:23 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 9/20/2010 2:55:12 PM |
| northphoto | $25.00 | $25.00 | 9/20/2010 4:29:57 PM |
| Sol_Invictus | $25.00 | $25.00 | 9/20/2010 3:27:39 PM |
| clean-fund | $25.00 | $25.00 | 9/21/2010 9:25:44 AM |
| penny-plato | $25.00 | $25.00 | 9/21/2010 3:23:17 PM |
| Joshua_E | $25.00 | $25.00 | 9/22/2010 7:33:51 AM |
| lender12345 | $25.00 | $25.00 | 9/22/2010 11:28:26 AM |
| tedi-tif | $75.00 | $35.18 | 9/22/2010 11:33:32 AM |
| kf88 | $25.00 | $25.00 | 9/23/2010 5:56:57 PM |
| rmpedi33 | $100.00 | $100.00 | 9/23/2010 6:12:54 PM |
| alvinsl | $25.00 | $25.00 | 9/24/2010 5:11:52 AM |
| maj0508 | $100.00 | $100.00 | 9/24/2010 9:16:18 AM |
| loanman2007 | $50.00 | $50.00 | 9/24/2010 12:15:07 PM |
| ready-agreement5 | $100.00 | $100.00 | 9/24/2010 6:14:50 PM |
| jayk63 | $25.00 | $25.00 | 9/25/2010 4:08:55 AM |
| loss-of-control | $25.00 | $25.00 | 9/25/2010 7:08:41 AM |
| ray1051 | $25.00 | $25.00 | 9/25/2010 4:16:46 PM |
| McDeeter | $25.00 | $25.00 | 9/25/2010 8:04:15 PM |
| Mindful7 | $25.00 | $25.00 | 9/26/2010 7:36:55 AM |
| exchange-squirrel | $25.00 | $25.00 | 9/26/2010 4:07:06 PM |
| StrongMonty | $30.00 | $30.00 | 9/26/2010 7:59:10 PM |
| itsmaj | $45.61 | $45.61 | 9/26/2010 7:41:32 PM |
| 53 bids
|
Borrower Payment Dependent Notes Series
476016
This series of Notes was issued and sold upon the funding of the borrower loan #44574, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.8% |
Auction start date:
| Sep-20-2010 |
| |
Auction end date:
| Sep-27-2010 |
|
|
Starting lender yield:
| 26.50% |
Starting borrower rate/APR:
| 27.50% / 31.05% |
Starting monthly payment:
| $82.19 |
|
Final lender yield:
| 26.50% |
Final borrower rate/APR:
| 27.50% / 31.05% |
Final monthly payment:
| $82.19 |
| |
|
Auction yield range:
| 10.79% - 26.50% |
Estimated loss impact:
| 11.46% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1987 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 640-659 (Sep-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
9 | Length of status: | 6y 3m |
|
Amount delinquent:
| $3,085 |
Total credit lines:
| 25 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,789 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| penny-burst |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Putting in a new kitchen
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kulender | $40.31 | $40.31 | 9/20/2010 2:38:30 PM |
| handshake5 | $25.00 | $25.00 | 9/20/2010 2:41:55 PM |
| 6moonbeams | $25.00 | $25.00 | 9/20/2010 2:42:17 PM |
| tech310 | $50.00 | $50.00 | 9/20/2010 2:56:00 PM |
| rakem777 | $25.00 | $25.00 | 9/22/2010 1:48:07 PM |
| vine99 | $40.00 | $40.00 | 9/22/2010 8:23:38 PM |
| interstellar | $50.00 | $50.00 | 9/23/2010 12:50:05 PM |
| Bobafet | $25.00 | $25.00 | 9/23/2010 4:14:11 PM |
| aztocas | $25.00 | $25.00 | 9/23/2010 4:33:31 PM |
| colorfulgardener | $25.00 | $25.00 | 9/24/2010 5:58:11 AM |
| Nickds | $50.00 | $50.00 | 9/24/2010 5:49:18 AM |
| exchange-dreams | $25.00 | $25.00 | 9/24/2010 8:11:31 PM |
| Dowanhill | $50.00 | $50.00 | 9/25/2010 9:38:22 AM |
| steven3333 | $25.00 | $25.00 | 9/25/2010 12:59:03 PM |
| bold-dynamic-silver | $25.00 | $25.00 | 9/25/2010 11:17:58 PM |
| worthy-bid4 | $26.75 | $26.75 | 9/26/2010 7:51:44 AM |
| wlm3012 | $25.00 | $25.00 | 9/26/2010 11:58:45 AM |
| Bob450 | $25.00 | $25.00 | 9/26/2010 6:59:57 PM |
| gunderstone | $25.00 | $25.00 | 9/26/2010 9:36:02 PM |
| goodhearted-basis4 | $25.00 | $25.00 | 9/27/2010 1:13:53 AM |
| jcn12321 | $25.00 | $25.00 | 9/27/2010 4:54:54 AM |
| AlexTrep | $25.00 | $25.00 | 9/27/2010 8:15:38 AM |
| Leshan | $25.00 | $25.00 | 9/27/2010 8:27:05 AM |
| ultimate-peace | $150.00 | $150.00 | 9/27/2010 1:22:05 PM |
| grampy48 | $50.00 | $50.00 | 9/27/2010 2:12:12 PM |
| revenue-appraiser | $28.00 | $28.00 | 9/27/2010 1:59:44 PM |
| simplelender80 | $250.00 | $87.04 | 9/20/2010 2:46:44 PM |
| SolarMoonshine | $25.00 | $25.00 | 9/20/2010 6:39:41 PM |
| newton77 | $25.00 | $25.00 | 9/22/2010 11:54:23 PM |
| loyalist1 | $50.00 | $50.00 | 9/23/2010 12:48:39 PM |
| kf88 | $25.00 | $25.00 | 9/23/2010 5:59:06 PM |
| johnk317 | $50.00 | $50.00 | 9/24/2010 6:20:02 AM |
| contract-high-five | $25.00 | $25.00 | 9/24/2010 8:13:35 AM |
| bold-attentive-listing | $25.00 | $25.00 | 9/24/2010 3:01:29 PM |
| marwadi-62 | $100.00 | $100.00 | 9/25/2010 12:31:59 PM |
| frogperson | $200.00 | $200.00 | 9/25/2010 3:04:49 PM |
| Mindful7 | $25.00 | $25.00 | 9/26/2010 7:50:51 AM |
| duty-monger | $50.00 | $50.00 | 9/26/2010 4:34:09 AM |
| umfan123 | $25.00 | $25.00 | 9/26/2010 9:32:50 AM |
| blissful-gain | $50.00 | $50.00 | 9/26/2010 10:44:59 AM |
| yons88 | $25.90 | $25.90 | 9/26/2010 5:01:26 PM |
| capital-kingdom | $50.00 | $50.00 | 9/27/2010 6:04:19 AM |
| attractive-fund | $50.00 | $50.00 | 9/27/2010 7:39:13 AM |
| sweetlan | $25.00 | $25.00 | 9/27/2010 8:13:14 AM |
| TakeCare | $25.00 | $25.00 | 9/27/2010 9:39:02 AM |
| jfs1179 | $25.00 | $25.00 | 9/27/2010 9:01:19 AM |
| One_Lolo | $25.00 | $25.00 | 9/27/2010 10:01:57 AM |
| fireferd | $25.00 | $25.00 | 9/27/2010 9:09:34 AM |
| social-zebra | $27.00 | $27.00 | 9/27/2010 12:48:17 PM |
| leverage-monger | $25.00 | $25.00 | 9/27/2010 1:40:00 PM |
| 50 bids
|
Borrower Payment Dependent Notes Series
476130
This series of Notes was issued and sold upon the funding of the borrower loan #44565, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 3.5% |
Auction start date:
| Sep-20-2010 |
| |
Auction end date:
| Sep-25-2010 |
|
|
Starting lender yield:
| 17.00% |
Starting borrower rate/APR:
| 18.00% / 20.21% |
Starting monthly payment:
| $542.29 |
|
Final lender yield:
| 17.00% |
Final borrower rate/APR:
| 18.00% / 20.21% |
Final monthly payment:
| $542.29 |
| |
|
Auction yield range:
| 3.79% - 17.00% |
Estimated loss impact:
| 3.57% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.43% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jul-2003 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 740-759 (Sep-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
16 | Length of status: | 2y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Investor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,251 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| best-dignified-income |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Debt
Purpose of loan:
This loan will be used to?
Pay off my current credit card. My current balance is right near 13,000, and would like to pay this off now. I believe my credit score might only show around 7200, but I had numerous expenses this month which include 3000 for car repairs and another 1200 in hospital bills for my girlfriend.
My financial situation:
I am a good candidate for this loan because I have a very stable job and intend on paying off this loan in March of 2011. I currently work for a financial firm which pays out year end bonuses in March of every year. I am not relying on this money as my salary is more than enough to live on, however I intend on using this bonus to pay off the loan. I am owed 30,000 from last year, plus any further bonus from this year (they only pay out half during the current year, then the second half the following year as a retention tool). I have never been delinquent on anything and have always been on time with my payments. I do not like having this credit card debt on my back and would like to get it paid off quickly. If you have any further questions feel free to ask me.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| lender987654321 | $25.00 | $25.00 | 9/20/2010 2:35:07 PM |
| a8h8a8 | $25.00 | $25.00 | 9/20/2010 2:35:45 PM |
| CashProvider | $200.00 | $200.00 | 9/20/2010 2:35:48 PM |
| blissful-responsibility4 | $50.00 | $50.00 | 9/20/2010 2:35:54 PM |
| oht588 | $50.00 | $50.00 | 9/20/2010 2:35:59 PM |
| organized-payment6 | $50.00 | $50.00 | 9/20/2010 2:37:34 PM |
| oracle3 | $50.00 | $50.00 | 9/20/2010 2:38:38 PM |
| inforapenny | $50.00 | $50.00 | 9/20/2010 2:39:24 PM |
| RadCad1 | $50.00 | $50.00 | 9/20/2010 2:39:33 PM |
| thrifty-capital | $35.00 | $35.00 | 9/20/2010 2:40:35 PM |
| god_is_great | $25.00 | $25.00 | 9/20/2010 2:36:14 PM |
| Aimvest | $25.00 | $25.00 | 9/20/2010 2:36:25 PM |
| GElender | $100.00 | $100.00 | 9/20/2010 2:43:11 PM |
| investor_101 | $25.00 | $25.00 | 9/20/2010 2:38:10 PM |
| Justbiz | $25.00 | $25.00 | 9/20/2010 2:39:06 PM |
| investor_101 | $50.00 | $50.00 | 9/20/2010 2:39:18 PM |
| marketplace-cello5 | $50.00 | $50.00 | 9/20/2010 2:45:00 PM |
| bowdish1 | $50.00 | $50.00 | 9/20/2010 2:39:28 PM |
| generous-deal6 | $50.00 | $50.00 | 9/20/2010 2:45:26 PM |
| larrybird | $150.00 | $150.00 | 9/20/2010 2:46:16 PM |
| first-listing-expert | $25.00 | $25.00 | 9/20/2010 2:48:52 PM |
| dynrep | $25.00 | $25.00 | 9/20/2010 2:49:03 PM |
| papaloha | $25.00 | $25.00 | 9/20/2010 2:49:46 PM |
| rescue | $42.57 | $42.57 | 9/20/2010 2:49:55 PM |
| peripatetic | $25.00 | $25.00 | 9/20/2010 2:44:41 PM |
| meenan | $25.00 | $25.00 | 9/20/2010 2:51:34 PM |
| bid-czar8 | $100.00 | $100.00 | 9/20/2010 2:45:37 PM |
| newest-sensible-hope | $50.00 | $50.00 | 9/20/2010 2:55:46 PM |
| ROCKI9 | $50.00 | $50.00 | 9/20/2010 2:56:26 PM |
| mercuriant | $25.00 | $25.00 | 9/20/2010 2:56:35 PM |
| availableloan | $25.00 | $25.00 | 9/20/2010 2:51:47 PM |
| simplelender80 | $250.00 | $250.00 | 9/20/2010 2:52:21 PM |
| 6moonbeams | $100.00 | $100.00 | 9/20/2010 2:55:01 PM |
| Comoparklender | $50.00 | $50.00 | 9/20/2010 2:57:12 PM |
| cash-spark3 | $25.00 | $25.00 | 9/20/2010 4:29:07 PM |
| dt_one | $25.00 | $25.00 | 9/20/2010 5:09:13 PM |
| cash-spark3 | $25.00 | $25.00 | 9/20/2010 4:37:47 PM |
| 371millwood | $300.00 | $300.00 | 9/20/2010 7:42:01 PM |
| reBuild-America | $25.00 | $25.00 | 9/20/2010 7:58:01 PM |
| golden-bid9 | $50.00 | $50.00 | 9/20/2010 7:00:18 PM |
| Tradesmanlender | $25.00 | $25.00 | 9/21/2010 6:09:03 AM |
| Clambake | $50.00 | $50.00 | 9/21/2010 6:09:02 AM |
| Cai8899 | $50.00 | $50.00 | 9/21/2010 5:38:46 AM |
| octoberfresh | $25.00 | $25.00 | 9/21/2010 8:02:02 AM |
| FinDoc | $25.00 | $25.00 | 9/21/2010 6:28:19 AM |
| docdekay | $40.00 | $40.00 | 9/21/2010 8:38:36 AM |
| upbeat-fund | $25.00 | $25.00 | 9/21/2010 10:07:27 AM |
| trade-freshmaker | $50.00 | $50.00 | 9/21/2010 10:53:33 AM |
| benjamins-den | $25.00 | $25.00 | 9/21/2010 9:34:31 AM |
| tender-integrity3 | $50.00 | $50.00 | 9/21/2010 10:49:45 AM |
| sociallender | $25.00 | $25.00 | 9/21/2010 9:48:15 AM |
| RgPro | $56.76 | $56.76 | 9/21/2010 11:13:09 AM |
| JTHarris | $25.00 | $25.00 | 9/21/2010 12:59:10 PM |
| Gabriel02 | $25.00 | $25.00 | 9/21/2010 12:05:00 PM |
| auction-seeker | $25.00 | $25.00 | 9/21/2010 2:12:43 PM |
| totoro | $25.00 | $25.00 | 9/21/2010 2:55:15 PM |
| dsgfl1 | $100.00 | $100.00 | 9/21/2010 1:38:25 PM |
| MissionMicroFinance | $25.00 | $25.00 | 9/21/2010 3:01:11 PM |
| 3_boyz | $30.00 | $30.00 | 9/21/2010 2:29:16 PM |
| AF-Chief | $25.00 | $25.00 | 9/21/2010 3:07:20 PM |
| loan-wasp | $50.00 | $50.00 | 9/21/2010 3:08:40 PM |
| irrelevant | $25.00 | $25.00 | 9/21/2010 3:35:11 PM |
| JustMee | $25.00 | $25.00 | 9/21/2010 5:09:49 PM |
| chibear34 | $25.00 | $25.00 | 9/21/2010 5:38:29 PM |
| well-mannered-income3 | $60.00 | $60.00 | 9/21/2010 5:58:20 PM |
| ClearCut | $50.00 | $50.00 | 9/21/2010 5:04:35 PM |
| CasaDeTomas | $100.00 | $100.00 | 9/21/2010 7:08:32 PM |
| fairness-swashbuckler | $100.00 | $100.00 | 9/21/2010 10:37:17 PM |
| inismor | $25.00 | $25.00 | 9/21/2010 11:15:04 PM |
| lukeskywalkerkp | $35.91 | $35.91 | 9/21/2010 11:08:00 PM |
| thunderkiss | $25.00 | $25.00 | 9/22/2010 1:18:01 AM |
| smart-gain | $50.00 | $50.00 | 9/22/2010 6:48:11 AM |
| sound | $25.92 | $25.92 | 9/22/2010 10:33:20 AM |
| penny-finder | $40.00 | $40.00 | 9/22/2010 9:16:58 AM |
| kvandivo | $25.00 | $25.00 | 9/22/2010 11:29:00 AM |
| Badsland | $50.00 | $50.00 | 9/22/2010 11:44:05 AM |
| grf1945 | $50.00 | $50.00 | 9/22/2010 11:45:26 AM |
| LAKESPRING | $25.00 | $25.00 | 9/22/2010 11:36:46 AM |
| BigMonkey | $25.00 | $25.00 | 9/22/2010 11:44:00 AM |
| TaoPooh | $25.00 | $25.00 | 9/22/2010 11:45:00 AM |
| dlg | $25.53 | $25.53 | 9/22/2010 1:04:11 PM |
| vtpilot00 | $49.86 | $49.86 | 9/22/2010 11:44:04 AM |
| stable-money | $25.00 | $25.00 | 9/22/2010 11:44:28 AM |
| tntmojave | $25.00 | $25.00 | 9/22/2010 1:41:13 PM |
| affluence-tulip | $39.83 | $39.83 | 9/22/2010 1:54:35 PM |
| maldok1 | $25.00 | $25.00 | 9/22/2010 12:55:20 PM |
| ideal-platinum1 | $50.00 | $50.00 | 9/22/2010 3:42:51 PM |
| BeanCownter | $50.00 | $50.00 | 9/22/2010 3:44:58 PM |
| balanced-rupee | $50.00 | $50.00 | 9/22/2010 9:11:01 PM |
| basejump0 | $25.00 | $25.00 | 9/22/2010 8:46:15 PM |
| GeorgiaGator | $25.00 | $25.00 | 9/22/2010 6:03:32 PM |
| systematic0 | $25.00 | $25.00 | 9/23/2010 5:29:30 AM |
| memphisf01 | $25.00 | $25.00 | 9/23/2010 5:29:25 AM |
| DanLash | $50.00 | $50.00 | 9/23/2010 8:28:36 AM |
| triumph329 | $50.00 | $50.00 | 9/23/2010 7:03:25 AM |
| excellent-leverage6 | $25.00 | $25.00 | 9/23/2010 10:49:08 AM |
| Scottio | $25.00 | $25.00 | 9/23/2010 10:42:31 AM |
| outofoffice | $50.00 | $50.00 | 9/23/2010 1:29:15 PM |
| favorite-commerce | $50.00 | $50.00 | 9/23/2010 1:24:37 PM |
| efficient-treasure0 | $25.00 | $25.00 | 9/23/2010 1:33:55 PM |
| return-percolator8 | $50.00 | $50.00 | 9/23/2010 3:11:57 PM |
| finance-magma7 | $100.00 | $100.00 | 9/23/2010 3:12:30 PM |
| CymruAmByth | $25.00 | $25.00 | 9/23/2010 4:03:32 PM |
| breadbroker | $25.00 | $25.00 | 9/23/2010 4:14:02 PM |
| TheSmartAtheist | $25.00 | $25.00 | 9/23/2010 4:14:07 PM |
| rakey | $25.00 | $25.00 | 9/23/2010 4:14:40 PM |
| first-fund-empenada | $44.38 | $44.38 | 9/23/2010 4:18:06 PM |
| skillful-finance | $25.00 | $25.00 | 9/23/2010 3:39:19 PM |
| minista | $25.00 | $25.00 | 9/23/2010 3:39:48 PM |
| tolerant-dinero2 | $25.00 | $25.00 | 9/23/2010 4:20:47 PM |
| spiff666 | $25.00 | $25.00 | 9/23/2010 6:38:47 PM |
| techs | $25.00 | $25.00 | 9/23/2010 4:18:08 PM |
| ommcd | $25.00 | $25.00 | 9/23/2010 4:20:11 PM |
| the-rate-creature | $32.00 | $32.00 | 9/23/2010 7:33:15 PM |
| attentive-income | $34.98 | $34.98 | 9/23/2010 7:29:42 PM |
| troile | $25.00 | $25.00 | 9/23/2010 10:42:55 PM |
| SpectrumCapital | $50.00 | $50.00 | 9/23/2010 7:33:10 PM |
| green-unassailable-investment | $25.00 | $25.00 | 9/23/2010 9:28:13 PM |
| bxdoc | $27.32 | $27.32 | 9/24/2010 2:07:27 AM |
| Easystreet | $25.00 | $25.00 | 9/24/2010 1:40:40 AM |
| Premierelender | $25.00 | $25.00 | 9/24/2010 3:23:00 AM |
| noble-revenue | $50.00 | $50.00 | 9/24/2010 6:39:09 AM |
| natural-affluence4 | $25.00 | $25.00 | 9/24/2010 6:22:21 AM |
| bayareainv | $50.00 | $50.00 | 9/24/2010 8:22:56 AM |
| contract-high-five | $50.00 | $50.00 | 9/24/2010 8:19:41 AM |
| SAGE88 | $50.00 | $50.00 | 9/24/2010 8:57:11 AM |
| Bob450 | $50.00 | $50.00 | 9/24/2010 9:05:13 AM |
| huntley | $25.00 | $25.00 | 9/24/2010 8:37:08 AM |
| Fire2 | $25.00 | $25.00 | 9/24/2010 8:58:01 AM |
| green-capital-hornet | $25.00 | $25.00 | 9/24/2010 9:02:06 AM |
| dedicated-bid1 | $25.00 | $25.00 | 9/24/2010 9:54:00 AM |
| cash-blueberry | $25.00 | $25.00 | 9/24/2010 9:55:55 AM |
| LexerdGroupCapital | $25.00 | $25.00 | 9/24/2010 10:33:00 AM |
| social-comet7 | $25.00 | $25.00 | 9/24/2010 9:46:51 AM |
| BabyLender | $25.00 | $25.00 | 9/24/2010 1:21:59 PM |
| rockstar78 | $50.00 | $50.00 | 9/24/2010 1:07:49 PM |
| LongTail | $25.00 | $25.00 | 9/24/2010 2:07:03 PM |
| toomanyfishtanks | $25.00 | $25.00 | 9/24/2010 2:11:59 PM |
| auction-workhorse679 | $25.00 | $25.00 | 9/24/2010 2:43:07 PM |
| respectful-integrity3 | $25.00 | $25.00 | 9/24/2010 3:17:58 PM |
| engaging-worth | $25.00 | $25.00 | 9/24/2010 3:01:06 PM |
| kulender | $100.00 | $100.00 | 9/24/2010 2:58:46 PM |
| lcole32 | $25.00 | $25.00 | 9/24/2010 3:23:08 PM |
| wise-dedicated-power | $25.00 | $25.00 | 9/24/2010 3:00:13 PM |
| IIP77 | $25.00 | $25.00 | 9/24/2010 3:25:51 PM |
| allloans4me | $50.00 | $50.00 | 9/24/2010 3:26:49 PM |
| smart-finance773 | $50.00 | $50.00 | 9/24/2010 3:30:04 PM |
| teller | $25.74 | $25.74 | 9/24/2010 3:52:11 PM |
| rbotterbLLC | $25.00 | $25.00 | 9/24/2010 3:41:28 PM |
| calm-deal7 | $25.00 | $25.00 | 9/24/2010 3:43:50 PM |
| discrete-asset | $25.00 | $25.00 | 9/24/2010 3:44:08 PM |
| icecoldcash | $50.00 | $50.00 | 9/24/2010 5:07:28 PM |
| DrNano | $50.00 | $50.00 | 9/24/2010 5:52:14 PM |
| banker366 | $25.00 | $25.00 | 9/24/2010 7:14:45 PM |
| TravisMcGee | $25.00 | $25.00 | 9/24/2010 10:05:23 PM |
| ussugm | $25.00 | $25.00 | 9/24/2010 8:17:12 PM |
| diversification-pilot | $25.00 | $25.00 | 9/24/2010 9:17:50 PM |
| rockhound84 | $25.00 | $25.00 | 9/25/2010 12:00:00 AM |
| BankOfShaun | $25.00 | $25.00 | 9/25/2010 2:19:57 AM |
| fair_rates | $25.00 | $25.00 | 9/25/2010 2:29:27 AM |
| Bobafet | $25.00 | $25.00 | 9/25/2010 2:49:58 AM |
| shantran | $100.00 | $100.00 | 9/25/2010 2:36:43 AM |
| Phantom99 | $25.00 | $25.00 | 9/25/2010 2:43:55 AM |
| loan-fate | $25.77 | $25.77 | 9/25/2010 3:06:37 AM |
| zippy-revenue8 | $25.00 | $25.00 | 9/25/2010 5:10:41 AM |
| pvmnt13 | $30.00 | $30.00 | 9/25/2010 3:43:09 AM |
| wealth-grasshopper0 | $36.89 | $36.89 | 9/25/2010 6:38:04 AM |
| 78 | $25.00 | $25.00 | 9/25/2010 8:51:52 AM |
| money4u2use | $25.00 | $25.00 | 9/25/2010 5:39:14 AM |
| Pendruce | $25.00 | $25.00 | 9/25/2010 8:02:41 AM |
| Hatdance | $25.00 | $25.00 | 9/25/2010 6:48:48 AM |
| Weaverville | $25.00 | $25.00 | 9/20/2010 2:36:09 PM |
| louisprima | $100.00 | $100.00 | 9/20/2010 2:36:22 PM |
| market-walnut5 | $30.00 | $30.00 | 9/20/2010 2:35:52 PM |
| asafb | $300.00 | $300.00 | 9/20/2010 2:36:20 PM |
| ray1051 | $25.00 | $25.00 | 9/20/2010 2:37:30 PM |
| eyal0 | $50.00 | $50.00 | 9/20/2010 2:38:03 PM |
| felicity-festival | $50.00 | $50.00 | 9/20/2010 2:38:51 PM |
| banker65010 | $25.00 | $25.00 | 9/20/2010 2:35:53 PM |
| ethicalhumanist | $50.00 | $50.00 | 9/20/2010 2:36:18 PM |
| authentic-liberty7 | $50.00 | $50.00 | 9/20/2010 2:43:03 PM |
| schpere | $25.00 | $25.00 | 9/20/2010 2:37:43 PM |
| jazzlender | $25.00 | $25.00 | 9/20/2010 2:43:20 PM |
| kmr2 | $150.00 | $150.00 | 9/20/2010 2:43:38 PM |
| ekmendenhall | $45.00 | $45.00 | 9/20/2010 2:38:14 PM |
| soheagle | $50.00 | $50.00 | 9/20/2010 2:43:47 PM |
| enthralling-deal180 | $100.00 | $100.00 | 9/20/2010 2:43:58 PM |
| jigsaw | $100.00 | $100.00 | 9/20/2010 2:44:09 PM |
| brightest-affluence-motivator | $100.00 | $100.00 | 9/20/2010 2:44:29 PM |
| pr0sp3r1ty | $25.00 | $25.00 | 9/20/2010 2:39:07 PM |
| kginatl | $25.00 | $25.00 | 9/20/2010 2:39:11 PM |
| kegs | $150.00 | $150.00 | 9/20/2010 2:46:03 PM |
| tech310 | $50.00 | $50.00 | 9/20/2010 2:45:58 PM |
| mtquan | $25.00 | $25.00 | 9/20/2010 2:46:35 PM |
| money-bauble | $50.00 | $50.00 | 9/20/2010 2:47:49 PM |
| ichibon | $150.00 | $150.00 | 9/20/2010 2:47:57 PM |
| studious-bonus7 | $100.00 | $100.00 | 9/20/2010 2:48:05 PM |
| MasterKey | $25.00 | $25.00 | 9/20/2010 2:49:07 PM |
| mla | $25.00 | $25.00 | 9/20/2010 2:49:37 PM |
| handshake5 | $25.00 | $25.00 | 9/20/2010 2:43:29 PM |
| credit-scout7 | $50.00 | $50.00 | 9/20/2010 2:50:03 PM |
| a-finance-nirvana | $25.00 | $25.00 | 9/20/2010 2:50:08 PM |
| pfh | $25.00 | $25.00 | 9/20/2010 2:44:21 PM |
| gethsemane4 | $25.00 | $25.00 | 9/20/2010 2:52:29 PM |
| top-courteous-peso | $250.00 | $134.66 | 9/20/2010 2:52:37 PM |
| well-rounded-dinero | $75.00 | $75.00 | 9/20/2010 2:52:57 PM |
| gold-channel2 | $100.00 | $100.00 | 9/20/2010 2:48:22 PM |
| j2ee | $25.00 | $25.00 | 9/20/2010 2:55:46 PM |
| Jester8967 | $31.12 | $31.12 | 9/20/2010 2:55:37 PM |
| feedpaulyfaster | $25.00 | $25.00 | 9/20/2010 2:55:44 PM |
| worthy-bid8 | $100.00 | $100.00 | 9/20/2010 2:49:24 PM |
| red-adaptable-funds | $50.00 | $50.00 | 9/20/2010 2:51:40 PM |
| patriot897 | $50.00 | $50.00 | 9/20/2010 2:53:04 PM |
| RandyL3 | $25.00 | $25.00 | 9/20/2010 2:53:28 PM |
| inspired-agreement | $50.00 | $50.00 | 9/20/2010 2:53:39 PM |
| Ocean713 | $50.00 | $50.00 | 9/20/2010 2:57:33 PM |
| penny-plato | $25.00 | $25.00 | 9/20/2010 4:46:59 PM |
| Bank_Of_XL | $50.00 | $50.00 | 9/20/2010 4:54:18 PM |
| cash-spark3 | $25.00 | $25.00 | 9/20/2010 4:28:50 PM |
| cash-spark3 | $25.00 | $25.00 | 9/20/2010 4:38:06 PM |
| blue-useful-auction | $25.00 | $25.00 | 9/20/2010 5:27:39 PM |
| cash-spark3 | $25.00 | $25.00 | 9/20/2010 4:37:32 PM |
| cash-spark3 | $25.00 | $25.00 | 9/20/2010 4:37:58 PM |
| bold-careful-finance | $25.00 | $25.00 | 9/20/2010 5:49:35 PM |
| lendmedo | $25.00 | $25.00 | 9/21/2010 6:34:12 AM |
| the-profit-oracle | $25.00 | $25.00 | 9/21/2010 6:09:10 AM |
| rdrloan | $37.50 | $37.50 | 9/21/2010 8:10:32 AM |
| ElbowToast | $40.00 | $40.00 | 9/21/2010 6:50:05 AM |
| radforj22 | $25.00 | $25.00 | 9/21/2010 9:35:52 AM |
| williemc44 | $50.00 | $50.00 | 9/21/2010 9:33:46 AM |
| sshgfwb | $25.00 | $25.00 | 9/21/2010 10:20:17 AM |
| shmb6508 | $100.00 | $100.00 | 9/21/2010 11:08:41 AM |
| ilend57 | $25.00 | $25.00 | 9/21/2010 2:13:12 PM |
| Artist_Blue | $25.00 | $25.00 | 9/21/2010 2:56:26 PM |
| on_your_side | $25.00 | $25.00 | 9/21/2010 2:56:16 PM |
| doncm | $50.00 | $50.00 | 9/21/2010 3:07:29 PM |
| objective-investor | $100.00 | $100.00 | 9/21/2010 3:04:09 PM |
| helpinghand75 | $50.00 | $50.00 | 9/21/2010 3:05:54 PM |
| danthemon35 | $25.00 | $25.00 | 9/21/2010 3:06:54 PM |
| Tech-Entrepreneur | $25.00 | $25.00 | 9/21/2010 7:48:10 PM |
| arampata | $100.00 | $100.00 | 9/21/2010 11:14:10 PM |
| SFBank | $300.00 | $300.00 | 9/21/2010 7:45:28 PM |
| jonn834 | $25.00 | $25.00 | 9/22/2010 12:38:03 AM |
| alaco | $25.00 | $25.00 | 9/21/2010 8:09:24 PM |
| peb44 | $25.00 | $25.00 | 9/22/2010 1:06:52 AM |
| cognizant-rate732 | $50.00 | $50.00 | 9/22/2010 1:08:11 AM |
| bountiful-durability | $43.94 | $43.94 | 9/22/2010 1:23:42 AM |
| sflender1099 | $25.00 | $25.00 | 9/22/2010 2:53:37 AM |
| airrbob | $50.00 | $50.00 | 9/21/2010 10:43:46 PM |
| asset-mammal | $25.00 | $25.00 | 9/22/2010 5:04:29 AM |
| c-gurista-5 | $25.00 | $25.00 | 9/22/2010 6:05:52 AM |
| imlosttoo | $50.00 | $50.00 | 9/22/2010 1:02:10 AM |
| increase720 | $25.00 | $25.00 | 9/22/2010 7:58:17 AM |
| Tomeus | $75.00 | $75.00 | 9/22/2010 9:33:34 AM |
| lendstats_com | $100.00 | $100.00 | 9/22/2010 6:52:21 AM |
| KrauseVentures | $38.78 | $38.78 | 9/22/2010 11:33:36 AM |
| RMB-Investments | $50.00 | $50.00 | 9/22/2010 11:32:41 AM |
| fairness-faire | $25.00 | $25.00 | 9/22/2010 11:44:27 AM |
| waggy22 | $42.78 | $42.78 | 9/22/2010 12:26:13 PM |
| Ripsaw4U | $50.00 | $50.00 | 9/22/2010 11:31:57 AM |
| penny-plato | $25.00 | $25.00 | 9/22/2010 2:11:51 PM |
| agalt | $100.00 | $100.00 | 9/22/2010 2:23:19 PM |
| poolshark72 | $25.00 | $25.00 | 9/22/2010 4:03:35 PM |
| rpg | $75.00 | $75.00 | 9/22/2010 8:07:14 PM |
| socrates520 | $50.00 | $50.00 | 9/22/2010 5:14:01 PM |
| Lender0000 | $250.00 | $250.00 | 9/22/2010 5:21:40 PM |
| credit-observatory | $25.00 | $25.00 | 9/22/2010 6:40:14 PM |
| gslinv | $25.00 | $25.00 | 9/23/2010 5:29:32 AM |
| economy-popcorn | $25.00 | $25.00 | 9/23/2010 6:02:51 AM |
| commanding-income774 | $25.00 | $25.00 | 9/23/2010 1:57:44 AM |
| bill-mushroom | $25.00 | $25.00 | 9/23/2010 2:43:34 AM |
| dollardave | $100.00 | $100.00 | 9/23/2010 9:23:41 AM |
| DRA-Properties | $25.00 | $25.00 | 9/23/2010 9:49:53 AM |
| frizzzzank | $50.00 | $50.00 | 9/23/2010 10:59:11 AM |
| ferocious-finance | $25.00 | $25.00 | 9/23/2010 3:12:23 PM |
| Barrayaran | $25.00 | $25.00 | 9/23/2010 3:34:27 PM |
| IeatatWendys | $25.00 | $25.00 | 9/23/2010 3:25:07 PM |
| Maxmarcus | $25.00 | $25.00 | 9/23/2010 4:13:55 PM |
| nunnie | $25.00 | $25.00 | 9/23/2010 4:17:42 PM |
| tech_helper | $25.00 | $25.00 | 9/23/2010 4:03:13 PM |
| Vegasjim | $25.00 | $25.00 | 9/23/2010 4:03:36 PM |
| phaded | $25.00 | $25.00 | 9/23/2010 4:13:58 PM |
| dime-blackberry1 | $50.00 | $50.00 | 9/23/2010 4:14:14 PM |
| interest-exec9 | $25.00 | $25.00 | 9/23/2010 4:15:25 PM |
| auction-sage | $25.00 | $25.00 | 9/23/2010 4:16:38 PM |
| CornerKetch | $25.00 | $25.00 | 9/23/2010 7:29:38 PM |
| busyguy07 | $39.90 | $39.90 | 9/23/2010 8:06:19 PM |
| cxl9 | $50.00 | $50.00 | 9/23/2010 6:18:12 PM |
| cashhelp | $25.00 | $25.00 | 9/23/2010 7:33:08 PM |
| SCD | $25.00 | $25.00 | 9/23/2010 6:23:40 PM |
| Paxman84 | $34.91 | $34.91 | 9/23/2010 6:29:30 PM |
| fairness-kayak | $25.00 | $25.00 | 9/23/2010 10:34:19 PM |
| Ven58 | $25.00 | $25.00 | 9/23/2010 7:29:31 PM |
| dkmnygvr | $32.00 | $32.00 | 9/23/2010 7:38:20 PM |
| ryguy150 | $25.00 | $25.00 | 9/23/2010 8:48:29 PM |
| credit-kahuna | $50.00 | $50.00 | 9/24/2010 1:07:58 AM |
| abnvette | $30.52 | $30.52 | 9/24/2010 1:29:26 AM |
| orgy63 | $25.00 | $25.00 | 9/24/2010 4:37:12 AM |
| herbyman | $50.00 | $50.00 | 9/24/2010 5:37:21 AM |
| Feyenoord | $25.00 | $25.00 | 9/24/2010 4:19:04 AM |
| julijask | $25.00 | $25.00 | 9/24/2010 4:32:33 AM |
| hookUup | $25.00 | $25.00 | 9/24/2010 6:59:46 AM |
| Agonbiew | $100.00 | $100.00 | 9/24/2010 8:11:30 AM |
| contract-high-five | $50.00 | $50.00 | 9/24/2010 8:19:13 AM |
| dajen1 | $50.00 | $50.00 | 9/24/2010 8:47:38 AM |
| zenchef | $25.00 | $25.00 | 9/24/2010 9:47:18 AM |
| partyplan | $25.00 | $25.00 | 9/24/2010 11:58:58 AM |
| HeavyDriver03 | $25.00 | $25.00 | 9/24/2010 10:12:17 AM |
| green-exchange-cannon | $25.00 | $25.00 | 9/24/2010 11:47:04 AM |
| mlbox3k | $50.00 | $50.00 | 9/24/2010 12:37:21 PM |
| Dahlozer | $50.00 | $50.00 | 9/24/2010 12:58:45 PM |
| SpectrumFinance | $25.00 | $25.00 | 9/24/2010 12:42:47 PM |
| doublediamond | $25.00 | $25.00 | 9/24/2010 2:26:03 PM |
| elegant-loot | $25.00 | $25.00 | 9/24/2010 2:57:35 PM |
| dasbuntenheim | $46.89 | $46.89 | 9/24/2010 2:47:50 PM |
| efficient-marketplace | $50.00 | $50.00 | 9/24/2010 2:58:44 PM |
| wwwUniversal | $25.00 | $25.00 | 9/24/2010 2:58:03 PM |
| laufer32304 | $100.00 | $100.00 | 9/24/2010 3:21:19 PM |
| anders94 | $25.00 | $25.00 | 9/24/2010 3:33:01 PM |
| smart-finance773 | $50.00 | $50.00 | 9/24/2010 3:32:32 PM |
| sparkling-gold | $50.00 | $50.00 | 9/24/2010 4:12:09 PM |
| falcone | $50.00 | $50.00 | 9/24/2010 4:08:54 PM |
| fantastic-deal5 | $50.00 | $50.00 | 9/24/2010 4:27:28 PM |
| kmwvma | $25.00 | $25.00 | 9/24/2010 5:07:32 PM |
| mjosa | $25.00 | $25.00 | 9/24/2010 4:34:23 PM |
| mpatrick | $25.00 | $25.00 | 9/24/2010 5:23:33 PM |
| BankofBeth | $25.00 | $25.00 | 9/24/2010 7:42:27 PM |
| arenangelchild | $25.00 | $25.00 | 9/24/2010 7:31:01 PM |
| calsig1363 | $25.00 | $25.00 | 9/24/2010 8:07:22 PM |
| rapid-currency | $60.30 | $60.30 | 9/24/2010 9:07:48 PM |
| washguy | $55.24 | $55.24 | 9/24/2010 11:23:53 PM |
| djh47a | $25.00 | $25.00 | 9/25/2010 6:42:16 AM |
| powerful-finance7 | $25.00 | $25.00 | 9/25/2010 4:32:12 AM |
| kanpur63 | $50.00 | $50.00 | 9/25/2010 7:43:35 AM |
| Brklyn01 | $40.00 | $40.00 | 9/25/2010 5:09:17 AM |
| treasure-bison | $25.00 | $25.00 | 9/25/2010 5:15:16 AM |
| leverage-monger | $28.00 | $28.00 | 9/25/2010 8:50:41 AM |
| icchok | $50.00 | $50.00 | 9/25/2010 8:37:06 AM |
| AM2008 | $25.00 | $25.00 | 9/25/2010 7:29:15 AM |
| birchbark86 | $25.00 | $25.00 | 9/25/2010 8:59:39 AM |
| 340 bids
|
Borrower Payment Dependent Notes Series
476154
This series of Notes was issued and sold upon the funding of the borrower loan #44558, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.8% |
Auction start date:
| Sep-20-2010 |
| |
Auction end date:
| Sep-27-2010 |
|
|
Starting lender yield:
| 26.50% |
Starting borrower rate/APR:
| 27.50% / 31.05% |
Starting monthly payment:
| $205.47 |
|
Final lender yield:
| 26.50% |
Final borrower rate/APR:
| 27.50% / 31.05% |
Final monthly payment:
| $205.47 |
| |
|
Auction yield range:
| 10.79% - 26.50% |
Estimated loss impact:
| 11.46% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1974 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 700-719 (Aug-2010) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 17y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,185 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| responsibility-mate |
Borrower's state:
| Wyoming |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
DVDNow Wyoming
Purpose of loan:
This loan will be used to? start a business which is a lifelong dream of my wife and I.? We will be buying DVD rental kiosks in Casper, Wyoming, in which we will?be the only owner in?Casper with DVDNow, an exciting company that is in the start of a huge new trend in movie and game rentals.? The competition is Red Box, but we will have huge advantages over Red Box; they have to wait a full 30 days to?be able to rent new?releases because of the their agreements with wholesalers and the movie studios, they do not rent video games, and they only focus on chain stores as to where they place these machines.? Last year $3 billion dollars were spent on kiosk movie rentals in the US; by 2014 it is expected to reach $14 billion!? We have done much research and we are sure we will make this work and Casper, WY. is a pretty large city to have?the only DVDNow rental kiosk.? Yes as mentioned there is some competition with RedBox but with their focus on chain stores and not having new releases we have a big advantage.
My financial situation:
I am a good candidate for this loan because?We have always paid our debts and we have the collateral in IRA savings ($40,000) to use to pay back if necessary.? Just to clarify we DO own our home and have?since 1998.? We have an active mortgage with zero late payments and are now refinancing for additional capital, though with the interest rates so low we will get capital and our monthly payment and total payback amount?decreases - win-win situation!? I will continue working in my full time job as Director of Operations?and help manage this business so I will still have steady income, while my wife will spend all of her time making this work.? We will make this work and this will be repaid, we guarantee it.? We have lowered the amount of money we are asking for due to us deciding to use more of our own money.? We are already investing about $20,000 of our own money plus refinancing the home in this so we will make it work.? Thanks for reading this and for your support!?
Monthly net income: $6800
Monthly expenses: $
??Housing: $ 1064
??Insurance: $ 60
??Car expenses: $ 284
??Utilities: $?54
??Phone, cable, internet: $ 99
??Food, entertainment: $ 300
??Clothing, household expenses $ 300
??Credit cards and other loans: $ 125
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What is the purchase price of the business? - beakerfish
A:
Dear Beakerfish: Thanks for the question. The kiosks themselves cost around $24K each, including the installation, shipping, etc. Buying two cost $48K; then we have movie and game inventories to buy, along with merchant setup fees, placement service, etc. so for each machine I estimate an additional $4K per machine. As mentioned we put our own money in, with the rest coming from home refinancing and two smaller loans, including this. Thanks - we appreciate your support!
(Sep-21-2010)
Q:
Where will the kisok be located? Is there a monthly lease at those locations and if so how much?
Thanks - curveylady
A:
Thanks for the question curveylady. We are in the process of hiring a placement company that will make recommendations as to where to locate them based on traffic, demographics, etc. The cost for this is about $800-$1,000. The way it works is that there is a pretty good demand for stores and locations that RedBox will not consider (small, family owned stores, etc.) that would like the added traffic to their store, so a 10% share of monthly revenue is the standard cost. Thanks!
(Sep-26-2010)
Q:
If RedBox is not able to provide new releases, how is DVDNow able to do so? - EntGuy
A:
Hello EntGuy - thanks for question. RedBox has made an agreement with the major studios to not rent new releases for 28 days after they are available elsewhere. Warner Brothers filed a lawsuit against them because they thought the $1 charge per rental was drastically "cheapening" their product line. In return for dropping lawsuit they agreed with all of the studios to not rent for 28 day period. Good for us, bad for them.
(Sep-27-2010)
Q:
Hi, What is the profit margin on each DVD/Game rented? How much do the DVD's/Games rent for? How much of that would you consider profit? Subsequently, how long will it take for you to recover the $30K+ invested. - 4DreamsGroup
A:
Thanks for the questions 4DreamsGroup. The margin is difficult to quantify. We can buy our movies through a wholesaler @ $18 per. Within 8 weeks we can resell back to them at $4 per. The rentals can be from $1 to $1.99, it is up to us to set pricing. By renting 10 movies and 5 games per day @ $1.99 the profit after all expenses is about $2,600 per month, as each rental per industry avg. is 3 nights that folks keep movies. The break even is about 4-5 movies/day and 2 game rentals/day.
(Sep-27-2010)
Q:
From your previous answer, I take it that DVDNow does not have rental agreements with the studios. Does your purchase through the wholesaler include rental rights or are you purchasing for private home use only? - EntGuy
A:
EntGuy. I will have no agreements with the wholesaler that limit how I use the movies, and they will be aware it is for rental use as it is set up through DVDNow themselves. We have two wholesalers we can deal with and both understand it is for rental business purposes. Thanks!
(Sep-27-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| 6moonbeams | $25.00 | $25.00 | 9/20/2010 2:42:23 PM |
| Rogelio48 | $35.00 | $35.00 | 9/20/2010 2:40:16 PM |
| handshake5 | $25.00 | $25.00 | 9/20/2010 2:41:59 PM |
| ethicalhumanist | $50.00 | $50.00 | 9/20/2010 2:50:05 PM |
| Comoparklender | $40.00 | $40.00 | 9/20/2010 2:56:58 PM |
| tech310 | $50.00 | $50.00 | 9/20/2010 7:00:27 PM |
| penny-plato | $25.00 | $25.00 | 9/20/2010 8:27:41 PM |
| Trakissta | $150.00 | $150.00 | 9/20/2010 8:40:52 PM |
| dedicated-diversification5 | $125.00 | $125.00 | 9/21/2010 8:13:32 AM |
| nilonc1 | $25.00 | $25.00 | 9/21/2010 11:14:28 AM |
| EBITDA | $25.00 | $25.00 | 9/21/2010 3:10:32 PM |
| Jloaner | $50.00 | $50.00 | 9/21/2010 3:34:53 PM |
| cognizant-rate732 | $42.96 | $42.96 | 9/22/2010 1:27:20 AM |
| Madmigel | $35.00 | $35.00 | 9/22/2010 4:43:51 AM |
| mercuriant | $25.00 | $25.00 | 9/22/2010 4:49:25 AM |
| pfh | $25.00 | $25.00 | 9/22/2010 3:06:52 PM |
| GElender | $25.00 | $25.00 | 9/22/2010 3:46:11 PM |
| Speculator | $50.00 | $50.00 | 9/23/2010 10:58:49 AM |
| generous-deal6 | $25.00 | $25.00 | 9/23/2010 2:20:13 PM |
| burrito6 | $25.00 | $25.00 | 9/23/2010 2:21:08 PM |
| reward-adventure | $30.00 | $30.00 | 9/23/2010 2:31:37 PM |
| funfamilyX4 | $25.00 | $25.00 | 9/23/2010 8:33:30 PM |
| asiaratt | $50.00 | $50.00 | 9/24/2010 7:33:09 AM |
| mtquan | $25.00 | $25.00 | 9/24/2010 5:59:22 AM |
| toomanyfishtanks | $25.00 | $25.00 | 9/24/2010 2:10:54 PM |
| Whipster | $75.00 | $75.00 | 9/24/2010 3:19:40 PM |
| fantastic-deal5 | $25.00 | $25.00 | 9/24/2010 4:46:31 PM |
| courteous-kindness1 | $25.00 | $25.00 | 9/24/2010 10:40:54 PM |
| padewy | $25.00 | $25.00 | 9/25/2010 1:55:55 AM |
| Bomber | $25.00 | $25.00 | 9/25/2010 4:31:04 PM |
| loss-of-control | $25.00 | $25.00 | 9/26/2010 6:06:44 AM |
| msullivaniii | $25.00 | $25.00 | 9/26/2010 1:40:39 PM |
| trumpeter5 | $50.00 | $50.00 | 9/26/2010 2:39:17 PM |
| BankerBoy414 | $25.00 | $25.00 | 9/26/2010 9:13:44 PM |
| branaa99 | $25.00 | $25.00 | 9/27/2010 6:32:33 AM |
| 4DreamsGroup | $100.00 | $100.00 | 9/27/2010 6:50:42 AM |
| rate-hickory | $25.00 | $25.00 | 9/27/2010 7:09:44 AM |
| johnk317 | $50.00 | $50.00 | 9/27/2010 8:53:33 AM |
| Leshan | $66.66 | $66.66 | 9/27/2010 8:34:11 AM |
| TaoPooh | $25.00 | $25.00 | 9/27/2010 9:01:21 AM |
| TakeCare | $50.00 | $50.00 | 9/27/2010 9:58:35 AM |
| fireferd | $40.00 | $40.00 | 9/27/2010 9:17:08 AM |
| AEH_Now | $25.00 | $25.00 | 9/27/2010 9:30:30 AM |
| credit-missile | $25.00 | $25.00 | 9/27/2010 12:22:17 PM |
| laidback59 | $40.00 | $40.00 | 9/27/2010 11:08:14 AM |
| njcass79 | $34.77 | $34.77 | 9/27/2010 12:58:19 PM |
| tedi-tif | $40.00 | $40.00 | 9/27/2010 1:04:19 PM |
| credit-missile | $25.00 | $25.00 | 9/27/2010 1:51:04 PM |
| Nerdster1 | $25.01 | $25.01 | 9/27/2010 2:23:47 PM |
| moola-monger9 | $100.00 | $100.00 | 9/27/2010 2:11:47 PM |
| DasMula | $25.00 | $25.00 | 9/27/2010 2:28:57 PM |
| simplelender80 | $250.00 | $250.00 | 9/20/2010 2:46:49 PM |
| frogperson | $150.00 | $150.00 | 9/20/2010 2:47:36 PM |
| kulender | $50.00 | $50.00 | 9/20/2010 2:49:15 PM |
| musegaze | $100.00 | $100.00 | 9/20/2010 2:50:24 PM |
| bid-czar8 | $100.00 | $100.00 | 9/20/2010 2:51:00 PM |
| papaloha | $25.00 | $25.00 | 9/20/2010 2:53:16 PM |
| gold-channel2 | $50.00 | $50.00 | 9/20/2010 3:31:28 PM |
| agiovasil | $25.00 | $25.00 | 9/20/2010 10:10:47 PM |
| AlexTrep | $25.00 | $25.00 | 9/21/2010 9:44:57 AM |
| villagers | $50.00 | $50.00 | 9/21/2010 7:24:29 PM |
| jubilant-auction5 | $25.00 | $25.00 | 9/22/2010 11:08:44 AM |
| airrbob | $50.00 | $50.00 | 9/22/2010 3:00:04 PM |
| bill-mushroom | $25.00 | $25.00 | 9/22/2010 3:01:02 PM |
| consummate-loyalty1 | $100.00 | $100.00 | 9/22/2010 3:13:58 PM |
| ingenious-deal6 | $25.00 | $25.00 | 9/22/2010 9:33:57 PM |
| FinDoc | $25.00 | $25.00 | 9/22/2010 11:10:55 PM |
| jlr613 | $50.00 | $50.00 | 9/23/2010 2:20:23 PM |
| finance-magma7 | $100.00 | $100.00 | 9/23/2010 4:18:38 PM |
| fairness-kayak | $25.00 | $25.00 | 9/23/2010 10:34:44 PM |
| enthralling-deal180 | $27.02 | $27.02 | 9/23/2010 6:53:22 PM |
| important-openness1 | $100.00 | $100.00 | 9/23/2010 11:12:26 PM |
| head | $25.00 | $25.00 | 9/24/2010 1:51:25 AM |
| mla | $25.00 | $25.00 | 9/23/2010 10:43:07 PM |
| AF-Chief | $50.00 | $46.14 | 9/24/2010 7:37:24 AM |
| loan-tycoon0 | $25.00 | $25.00 | 9/24/2010 1:47:07 PM |
| loyalist1 | $50.00 | $50.00 | 9/24/2010 2:56:27 PM |
| DHolly | $25.00 | $25.00 | 9/25/2010 5:17:29 AM |
| loss-of-control | $25.00 | $25.00 | 9/25/2010 4:32:59 PM |
| Mindful7 | $25.00 | $25.00 | 9/26/2010 7:53:03 AM |
| chato2345 | $32.30 | $32.30 | 9/26/2010 9:06:45 AM |
| blissful-gain | $100.00 | $100.00 | 9/26/2010 10:54:50 AM |
| ralf206 | $25.00 | $25.00 | 9/26/2010 5:01:38 PM |
| kri8iv | $100.00 | $100.00 | 9/26/2010 3:59:42 PM |
| Bob450 | $25.00 | $25.00 | 9/26/2010 7:07:21 PM |
| E-B | $50.00 | $50.00 | 9/27/2010 3:14:56 AM |
| attractive-fund | $55.14 | $55.14 | 9/27/2010 7:41:54 AM |
| dime-vista2 | $25.00 | $25.00 | 9/27/2010 8:10:56 AM |
| jybank | $25.00 | $25.00 | 9/27/2010 9:21:01 AM |
| TakeCare | $100.00 | $100.00 | 9/27/2010 10:01:31 AM |
| TakeCare | $200.00 | $200.00 | 9/27/2010 10:01:50 AM |
| reflective-rupee | $360.00 | $360.00 | 9/27/2010 12:05:19 PM |
| credit-missile | $25.00 | $25.00 | 9/27/2010 12:21:26 PM |
| credit-missile | $25.00 | $25.00 | 9/27/2010 12:21:55 PM |
| credit-missile | $25.00 | $25.00 | 9/27/2010 12:22:46 PM |
| njcass79 | $50.00 | $50.00 | 9/27/2010 12:58:41 PM |
| schoolfund | $25.00 | $25.00 | 9/27/2010 12:16:56 PM |
| Smallbear | $25.00 | $25.00 | 9/27/2010 1:27:55 PM |
| durable-investment8 | $25.00 | $25.00 | 9/27/2010 1:24:58 PM |
| octoberfresh | $25.00 | $25.00 | 9/27/2010 1:56:36 PM |
| 100 bids
|
Borrower Payment Dependent Notes Series
476190
This series of Notes was issued and sold upon the funding of the borrower loan #44572, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.3% |
Auction start date:
| Sep-20-2010 |
| |
Auction end date:
| Sep-27-2010 |
|
|
Starting lender yield:
| 9.00% |
Starting borrower rate/APR:
| 10.00% / 10.34% |
Starting monthly payment:
| $419.47 |
|
Final lender yield:
| 7.47% |
Final borrower rate/APR:
| 8.47% / 8.81% |
Final monthly payment:
| $410.20 |
| |
|
Auction yield range:
| 2.79% - 9.00% |
Estimated loss impact:
| 1.30% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.17% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| May-1996 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 720-739 (Sep-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
1 | Length of status: | 5y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,456 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 33% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Jessalyn7777 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 52 ( 80% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $6,125.00 | < 31 days late:
| 13
( 20% )
| 620-639
(Apr-2008)
620-639
(Jul-2007)
|
|
Principal balance:
| $1,046.90 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 65 | | |
Description
Buying a New Car
Purpose of loan:
This loan will be used to purchase a car.? My current car has 175,000 miles on it?and is on its last legs.? I've chosen to go with Prosper because of the good experience that I've had using this for two previous loans.
My financial situation:
I am a good candidate for this loan because I recently received a sizable raise at my current place of employment, have reduced my monthly expenditures in recently moving in with a roommate and have significantly reduced my debt in the past two years.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
If purchasing a new car why not use financing from a dealer? Many are offering sub 5% loans and some are nearly interest free. - beingben
A:
I'm not purchasing from a dealer. I'm purchasing an SUV from a colleague that is looking to sell theirs.
(Sep-22-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| schpere | $25.00 | $25.00 | 9/20/2010 2:35:41 PM |
| Weaverville | $50.00 | $50.00 | 9/20/2010 2:36:05 PM |
| currency-persimmon | $25.00 | $25.00 | 9/20/2010 2:35:47 PM |
| alpinaut | $25.00 | $25.00 | 9/20/2010 2:37:05 PM |
| cebgop | $25.00 | $25.00 | 9/20/2010 2:37:26 PM |
| cash-sensai2 | $50.00 | $50.00 | 9/20/2010 2:37:07 PM |
| harmonious-moola7 | $50.00 | $50.00 | 9/20/2010 2:40:33 PM |
| gold-commander0 | $50.00 | $50.00 | 9/20/2010 2:40:49 PM |
| F_Banks | $50.00 | $50.00 | 9/20/2010 2:41:03 PM |
| ichibon | $150.00 | $150.00 | 9/20/2010 2:41:12 PM |
| moneyfriend | $50.00 | $50.00 | 9/20/2010 2:41:22 PM |
| GElender | $100.00 | $100.00 | 9/20/2010 2:42:44 PM |
| a-exponential-hope | $25.00 | $25.00 | 9/20/2010 2:42:56 PM |
| unclejaef | $25.00 | $25.00 | 9/20/2010 2:37:21 PM |
| tbrnet | $50.00 | $50.00 | 9/20/2010 2:39:42 PM |
| organized-payment6 | $50.00 | $50.00 | 9/20/2010 2:45:17 PM |
| market-socrates4 | $50.00 | $50.00 | 9/20/2010 2:40:22 PM |
| j2ee | $25.00 | $25.00 | 9/20/2010 2:40:47 PM |
| magical-greenback | $50.00 | $50.00 | 9/20/2010 2:45:43 PM |
| diplomatic-wealth7 | $100.00 | $100.00 | 9/20/2010 2:40:53 PM |
| natural-affluence4 | $50.00 | $50.00 | 9/20/2010 2:46:30 PM |
| Havana21 | $100.00 | $100.00 | 9/20/2010 2:41:13 PM |
| power-defender7 | $25.00 | $25.00 | 9/20/2010 2:41:51 PM |
| lesharn414 | $25.00 | $25.00 | 9/20/2010 2:48:13 PM |
| museic1 | $25.00 | $25.00 | 9/20/2010 2:48:28 PM |
| murren | $25.00 | $25.00 | 9/20/2010 2:42:45 PM |
| OTtherapy | $50.00 | $50.00 | 9/20/2010 2:48:38 PM |
| dharma1 | $25.00 | $25.00 | 9/20/2010 2:49:57 PM |
| damage | $25.00 | $25.00 | 9/20/2010 2:44:54 PM |
| capital-futurist | $50.00 | $50.00 | 9/20/2010 2:45:46 PM |
| rescue | $25.00 | $25.00 | 9/20/2010 2:52:06 PM |
| tech310 | $50.00 | $50.00 | 9/20/2010 2:45:59 PM |
| acropiloterau2002 | $25.00 | $25.00 | 9/20/2010 2:52:34 PM |
| yukongin | $50.00 | $50.00 | 9/20/2010 2:46:25 PM |
| SBT | $50.00 | $50.00 | 9/20/2010 2:48:16 PM |
| delicious-social132 | $50.00 | $50.00 | 9/20/2010 2:48:29 PM |
| DLock99 | $39.55 | $39.55 | 9/20/2010 2:56:33 PM |
| cloud8 | $25.00 | $25.00 | 9/20/2010 3:06:00 PM |
| gethsemane4 | $25.00 | $25.00 | 9/20/2010 2:52:25 PM |
| VBAces | $50.00 | $50.00 | 9/20/2010 2:54:02 PM |
| hopethisworks | $43.64 | $43.64 | 9/20/2010 3:21:37 PM |
| thunderkiss | $25.00 | $25.00 | 9/20/2010 5:23:41 PM |
| value-pouch | $50.00 | $50.00 | 9/20/2010 4:44:26 PM |
| bold-careful-finance | $25.00 | $25.00 | 9/20/2010 5:49:44 PM |
| elasermd | $100.00 | $100.00 | 9/20/2010 5:53:36 PM |
| kenji4861 | $50.00 | $50.00 | 9/20/2010 8:13:29 PM |
| ramsumana | $25.00 | $25.00 | 9/21/2010 5:19:30 AM |
| lender_100 | $25.00 | $25.00 | 9/21/2010 12:11:34 AM |
| gallant-camaraderi | $25.00 | $25.00 | 9/20/2010 10:16:50 PM |
| Yankeeeagle | $25.00 | $25.00 | 9/20/2010 11:44:01 PM |
| point-shooter | $50.00 | $50.00 | 9/21/2010 8:28:19 AM |
| ideal-platinum1 | $48.32 | $48.32 | 9/21/2010 9:08:19 AM |
| irisheyes9 | $50.00 | $50.00 | 9/21/2010 6:53:15 AM |
| riproaringrapids | $25.00 | $25.00 | 9/21/2010 6:58:18 AM |
| paladin847 | $33.20 | $33.20 | 9/21/2010 9:18:07 AM |
| LAKESPRING | $25.00 | $25.00 | 9/21/2010 7:38:35 AM |
| community-pipeline8 | $50.00 | $50.00 | 9/21/2010 9:43:46 AM |
| GrommetPosse | $50.00 | $50.00 | 9/21/2010 10:39:02 AM |
| tender-integrity3 | $50.00 | $50.00 | 9/21/2010 10:43:12 AM |
| trade-freshmaker | $50.00 | $50.00 | 9/21/2010 10:53:50 AM |
| ArmyGuy | $25.00 | $25.00 | 9/21/2010 11:18:42 AM |
| antrux | $25.00 | $25.00 | 9/21/2010 10:09:22 AM |
| dpfl55 | $25.00 | $25.00 | 9/21/2010 11:48:08 AM |
| consomedia | $25.00 | $25.00 | 9/21/2010 1:18:22 PM |
| SanJoser | $25.00 | $25.00 | 9/21/2010 1:44:44 PM |
| SF2Berlin | $25.00 | $25.00 | 9/21/2010 12:58:31 PM |
| andymax | $50.00 | $50.00 | 9/21/2010 1:48:36 PM |
| payment-gusto | $25.00 | $25.00 | 9/21/2010 2:37:42 PM |
| himanshuko | $25.00 | $25.00 | 9/21/2010 2:55:23 PM |
| aasx1108 | $25.00 | $25.00 | 9/21/2010 2:37:43 PM |
| robust-trade | $27.21 | $27.21 | 9/21/2010 2:55:05 PM |
| bazaar-nirvana | $50.00 | $50.00 | 9/21/2010 3:28:39 PM |
| neighborly-hope6 | $50.00 | $50.00 | 9/21/2010 4:49:45 PM |
| engaging-worth | $25.00 | $25.00 | 9/21/2010 5:19:13 PM |
| progressive-rupee | $50.00 | $50.00 | 9/21/2010 7:58:39 PM |
| miamiwill | $50.00 | $50.00 | 9/21/2010 6:03:16 PM |
| loanfairy | $25.00 | $25.00 | 9/21/2010 8:58:55 PM |
| safe-finance | $25.00 | $25.00 | 9/22/2010 1:17:13 AM |
| sensible-order2 | $50.00 | $50.00 | 9/22/2010 1:19:33 AM |
| senorzookeeper | $25.00 | $25.00 | 9/22/2010 1:19:54 AM |
| tntmojave | $25.00 | $25.00 | 9/22/2010 1:20:04 AM |
| kunger | $25.00 | $25.00 | 9/22/2010 1:01:30 AM |
| MTLoans | $25.00 | $25.00 | 9/22/2010 1:01:50 AM |
| unrivaled-justice | $25.00 | $25.00 | 9/22/2010 1:17:00 AM |
| balance2 | $25.00 | $25.00 | 9/22/2010 1:17:58 AM |
| Kerrysbay | $50.00 | $50.00 | 9/22/2010 9:48:27 AM |
| nicklds | $50.00 | $50.00 | 9/22/2010 11:29:19 AM |
| generosity-giraffe0 | $25.00 | $25.00 | 9/22/2010 12:23:47 PM |
| Phantom99 | $25.00 | $25.00 | 9/22/2010 3:01:29 PM |
| japerk | $50.00 | $50.00 | 9/22/2010 3:16:12 PM |
| julijask | $25.00 | $25.00 | 9/22/2010 3:44:03 PM |
| ijspence | $50.00 | $50.00 | 9/22/2010 3:16:24 PM |
| hookUup | $25.00 | $25.00 | 9/22/2010 3:44:04 PM |
| dumbass | $25.00 | $25.00 | 9/22/2010 11:13:25 PM |
| visionary-currency | $30.00 | $30.00 | 9/22/2010 11:52:42 PM |
| tekkie2412 | $25.65 | $25.65 | 9/22/2010 11:32:02 PM |
| Teminole | $25.00 | $25.00 | 9/23/2010 12:38:38 PM |
| wampum-optimization | $50.00 | $50.00 | 9/23/2010 1:28:20 PM |
| MissionMicroFinance | $25.00 | $25.00 | 9/23/2010 3:09:53 PM |
| rmachi | $25.00 | $25.00 | 9/24/2010 1:30:56 AM |
| LenderByDay | $25.00 | $25.00 | 9/24/2010 1:39:36 AM |
| japher | $34.96 | $34.96 | 9/23/2010 9:18:21 PM |
| bdloans | $25.00 | $25.00 | 9/24/2010 2:04:21 AM |
| stable-money | $25.00 | $25.00 | 9/24/2010 2:06:50 AM |
| poppinkid | $25.36 | $25.36 | 9/24/2010 6:22:17 AM |
| Herb191 | $25.00 | $25.00 | 9/24/2010 6:22:28 AM |
| Captain88 | $25.00 | $25.00 | 9/24/2010 6:32:25 AM |
| TheBestDad | $25.00 | $25.00 | 9/24/2010 6:59:41 AM |
| mizount | $25.00 | $25.00 | 9/24/2010 8:25:47 AM |
| kochan123 | $50.00 | $50.00 | 9/24/2010 8:27:06 AM |
| SARMAR | $50.00 | $50.00 | 9/24/2010 8:28:34 AM |
| Zarf | $50.00 | $50.00 | 9/24/2010 8:24:50 AM |
| integrity-onator1 | $25.00 | $25.00 | 9/24/2010 8:25:19 AM |
| sensible-gain884 | $50.00 | $50.00 | 9/24/2010 8:38:39 AM |
| Tootsolrac | $50.00 | $50.00 | 9/24/2010 9:47:22 AM |
| Marathoner | $25.00 | $25.00 | 9/24/2010 10:08:56 AM |
| Philkent | $28.38 | $28.38 | 9/24/2010 11:22:28 AM |
| mrbanker | $100.00 | $100.00 | 9/24/2010 12:52:06 PM |
| mlbox3k | $50.00 | $50.00 | 9/24/2010 12:37:17 PM |
| Contact911 | $50.00 | $50.00 | 9/24/2010 1:30:19 PM |
| Castellan | $50.00 | $50.00 | 9/24/2010 1:17:46 PM |
| shellcollector | $25.00 | $25.00 | 9/24/2010 3:18:50 PM |
| wise-dedicated-power | $50.00 | $50.00 | 9/24/2010 3:00:02 PM |
| adhawan325 | $25.00 | $25.00 | 9/24/2010 3:25:41 PM |
| jts | $25.00 | $25.00 | 9/24/2010 4:12:04 PM |
| efficient-marketplace | $50.00 | $50.00 | 9/24/2010 3:33:30 PM |
| latestone | $25.00 | $25.00 | 9/24/2010 5:07:00 PM |
| KiwiElf | $40.00 | $40.00 | 9/25/2010 1:57:01 AM |
| Ancalagon | $25.00 | $25.00 | 9/25/2010 2:03:16 AM |
| Aimvest | $25.00 | $25.00 | 9/24/2010 10:59:35 PM |
| cello1 | $25.00 | $25.00 | 9/25/2010 3:01:32 AM |
| windfall46 | $25.00 | $25.00 | 9/25/2010 2:47:42 AM |
| Ciphernetic | $25.00 | $25.00 | 9/25/2010 6:27:07 AM |
| don'twannadance | $50.00 | $50.00 | 9/25/2010 7:05:22 AM |
| don'twannadance | $50.00 | $50.00 | 9/25/2010 7:05:47 AM |
| ChristopherHS | $25.00 | $25.00 | 9/25/2010 10:22:08 AM |
| jazzlender | $25.00 | $25.00 | 9/25/2010 9:38:18 AM |
| soulwork | $25.00 | $25.00 | 9/25/2010 11:37:07 AM |
| Cai8899 | $29.07 | $29.07 | 9/25/2010 11:21:59 AM |
| wwwUniversal | $25.00 | $25.00 | 9/25/2010 1:53:09 PM |
| mistertao | $25.00 | $25.00 | 9/25/2010 2:37:06 PM |
| Dollars4Rent | $25.00 | $25.00 | 9/25/2010 3:56:07 PM |
| trade-pragmatist | $50.00 | $50.00 | 9/25/2010 3:12:12 PM |
| mindful-duty | $36.61 | $36.61 | 9/26/2010 6:33:01 AM |
| BayShell | $50.00 | $50.00 | 9/26/2010 9:27:59 AM |
| TheMeadway1 | $50.00 | $50.00 | 9/26/2010 9:28:02 AM |
| lagnisiruk | $25.00 | $25.00 | 9/26/2010 10:10:07 AM |
| helpishere777 | $25.00 | $25.00 | 9/26/2010 10:23:30 AM |
| newest-sensible-hope | $50.00 | $50.00 | 9/26/2010 10:23:33 AM |
| Walden2007 | $25.00 | $25.00 | 9/26/2010 10:23:50 AM |
| famous-marketplace9 | $39.00 | $39.00 | 9/26/2010 9:32:35 AM |
| gjm6d | $25.00 | $25.00 | 9/26/2010 11:42:01 AM |
| atlas100 | $50.00 | $50.00 | 9/26/2010 3:12:32 PM |
| banker727 | $50.00 | $50.00 | 9/26/2010 3:27:16 PM |
| pavelz | $50.00 | $50.00 | 9/26/2010 4:02:07 PM |
| marfred | $25.00 | $25.00 | 9/26/2010 2:52:23 PM |
| agiovasil | $25.00 | $25.00 | 9/26/2010 10:24:36 PM |
| Soulphoniks-Holdings | $25.00 | $25.00 | 9/27/2010 6:29:03 AM |
| dinero-oasis | $25.00 | $25.00 | 9/20/2010 2:36:43 PM |
| investment-network | $25.00 | $25.00 | 9/20/2010 2:37:13 PM |
| zhiguli | $25.00 | $25.00 | 9/20/2010 2:39:38 PM |
| understanding-marketplace | $50.00 | $50.00 | 9/20/2010 2:41:30 PM |
| duty-windmill | $25.00 | $25.00 | 9/20/2010 2:41:46 PM |
| DukSerduk | $25.00 | $25.00 | 9/20/2010 2:37:12 PM |
| radforj22 | $100.00 | $100.00 | 9/20/2010 2:37:55 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 9/20/2010 2:38:47 PM |
| MarinLoans | $25.00 | $25.00 | 9/20/2010 2:44:50 PM |
| kulender | $25.00 | $25.00 | 9/20/2010 2:45:53 PM |
| bowdish1 | $100.00 | $100.00 | 9/20/2010 2:46:22 PM |
| eyal0 | $25.00 | $25.00 | 9/20/2010 2:40:59 PM |
| MadHun | $100.00 | $100.00 | 9/20/2010 2:41:06 PM |
| larrybird | $150.00 | $150.00 | 9/20/2010 2:46:10 PM |
| MoneyU4IA | $50.00 | $50.00 | 9/20/2010 2:41:16 PM |
| important-ore | $50.00 | $50.00 | 9/20/2010 2:41:25 PM |
| FlexFunding | $50.00 | $50.00 | 9/20/2010 2:46:29 PM |
| meenan | $25.00 | $25.00 | 9/20/2010 2:41:35 PM |
| kanakakm | $50.00 | $50.00 | 9/20/2010 2:41:47 PM |
| money-bauble | $100.00 | $100.00 | 9/20/2010 2:47:44 PM |
| SDNLR | $25.00 | $25.00 | 9/20/2010 2:48:39 PM |
| Ripsaw4U | $50.00 | $50.00 | 9/20/2010 2:49:19 PM |
| marketplace-cello5 | $46.03 | $46.03 | 9/20/2010 2:45:08 PM |
| generous-deal6 | $50.00 | $50.00 | 9/20/2010 2:45:33 PM |
| deal-frontier | $50.00 | $50.00 | 9/20/2010 2:52:00 PM |
| saysana | $26.00 | $26.00 | 9/20/2010 2:45:50 PM |
| commanding-dollar2 | $50.00 | $50.00 | 9/20/2010 2:52:19 PM |
| DeathScythe676 | $25.00 | $25.00 | 9/20/2010 2:52:44 PM |
| well-rounded-dinero | $100.00 | $100.00 | 9/20/2010 2:52:49 PM |
| Merganser | $25.00 | $25.00 | 9/20/2010 2:47:40 PM |
| meux99 | $50.00 | $50.00 | 9/20/2010 2:54:05 PM |
| thoughtful-community7 | $25.00 | $25.00 | 9/20/2010 2:54:27 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 9/20/2010 2:55:15 PM |
| ethical-point | $50.00 | $50.00 | 9/20/2010 2:49:30 PM |
| lloyd_s | $25.00 | $25.00 | 9/20/2010 3:05:53 PM |
| danthemon35 | $25.00 | $25.00 | 9/20/2010 3:05:55 PM |
| RockCrown | $50.00 | $50.00 | 9/20/2010 2:51:54 PM |
| bountiful-durability | $100.00 | $100.00 | 9/20/2010 3:06:11 PM |
| lender987654321 | $50.00 | $50.00 | 9/20/2010 2:52:14 PM |
| credit-scout7 | $50.00 | $50.00 | 9/20/2010 3:07:44 PM |
| Steveoo1 | $29.96 | $29.96 | 9/20/2010 3:21:10 PM |
| junctionking | $25.00 | $25.00 | 9/20/2010 3:21:44 PM |
| IIP77 | $25.00 | $25.00 | 9/20/2010 3:21:04 PM |
| refined-income7 | $25.00 | $25.00 | 9/20/2010 7:33:31 PM |
| lovelongandprosper | $50.00 | $50.00 | 9/20/2010 4:38:16 PM |
| peerlender | $25.00 | $25.00 | 9/20/2010 10:54:52 PM |
| KramericaIndustries | $25.00 | $25.00 | 9/20/2010 11:49:34 PM |
| engaging-yield4 | $25.00 | $25.00 | 9/20/2010 10:54:55 PM |
| copperfield | $25.00 | $25.00 | 9/20/2010 11:59:11 PM |
| 4XKcWfGvp9kC3ELjo4pL | $25.00 | $25.00 | 9/20/2010 9:13:58 PM |
| MonopolyDred | $34.29 | $34.29 | 9/21/2010 5:46:15 AM |
| guardlender | $25.00 | $25.00 | 9/20/2010 11:37:39 PM |
| Rdodson11 | $25.00 | $25.00 | 9/21/2010 6:49:51 AM |
| jdashv | $25.00 | $25.00 | 9/21/2010 7:19:58 AM |
| cachecrew | $50.00 | $50.00 | 9/21/2010 9:34:49 AM |
| Vreet | $43.78 | $43.78 | 9/21/2010 10:58:08 AM |
| Artist_Blue | $25.00 | $25.00 | 9/21/2010 11:29:03 AM |
| Tai | $25.00 | $25.00 | 9/21/2010 10:24:12 AM |
| bnordman | $50.00 | $50.00 | 9/21/2010 1:33:25 PM |
| life-is-great | $37.94 | $37.94 | 9/21/2010 11:13:12 AM |
| RMB-Investments | $50.00 | $50.00 | 9/21/2010 11:30:03 AM |
| brightest-affluence-motivator | $100.00 | $100.00 | 9/21/2010 11:33:23 AM |
| kegs | $94.87 | $94.87 | 9/21/2010 2:19:54 PM |
| burgeoning-silver | $25.00 | $25.00 | 9/21/2010 11:54:32 AM |
| creed99 | $25.00 | $25.00 | 9/21/2010 2:54:16 PM |
| samo102us | $25.00 | $25.00 | 9/21/2010 2:37:33 PM |
| bold-yield-rumbler | $25.00 | $25.00 | 9/21/2010 3:12:04 PM |
| Mr_Marcus | $50.00 | $50.00 | 9/21/2010 6:33:22 PM |
| tdinbranson | $50.00 | $50.00 | 9/21/2010 5:19:36 PM |
| bluestroft | $50.00 | $50.00 | 9/21/2010 8:28:40 PM |
| zigzagz03 | $49.47 | $49.47 | 9/21/2010 7:43:50 PM |
| KeepOnRunning | $28.25 | $28.25 | 9/22/2010 12:28:53 AM |
| jjb3 | $25.00 | $25.00 | 9/22/2010 12:47:19 AM |
| Philosonie | $25.00 | $25.00 | 9/22/2010 12:47:25 AM |
| DeltaGambler | $25.00 | $25.00 | 9/22/2010 1:01:06 AM |
| jga516 | $25.00 | $25.00 | 9/22/2010 1:02:43 AM |
| crawfingers | $25.00 | $25.00 | 9/22/2010 1:16:45 AM |
| dignified-funds7 | $25.00 | $25.00 | 9/22/2010 1:20:12 AM |
| sellbuy40 | $50.00 | $50.00 | 9/22/2010 3:18:18 AM |
| crazybill | $43.93 | $43.93 | 9/22/2010 12:35:55 AM |
| workinghardoregon | $25.00 | $25.00 | 9/22/2010 6:08:11 AM |
| chrisb1414 | $25.00 | $25.00 | 9/22/2010 12:48:17 AM |
| Joshua_E | $25.00 | $25.00 | 9/22/2010 7:50:32 AM |
| best-heavenly-justice | $25.00 | $25.00 | 9/22/2010 9:33:13 AM |
| five-star-responsibility0 | $50.00 | $50.00 | 9/22/2010 7:53:13 AM |
| useful-p2ploan | $50.00 | $50.00 | 9/22/2010 10:28:42 AM |
| Railbird | $25.00 | $25.00 | 9/22/2010 9:34:22 AM |
| green-glowing-gain | $25.00 | $25.00 | 9/22/2010 11:29:17 AM |
| djh47a | $25.00 | $25.00 | 9/22/2010 1:42:56 PM |
| radiant-cash | $50.00 | $50.00 | 9/22/2010 2:28:43 PM |
| JandJ-Bank | $50.00 | $50.00 | 9/22/2010 3:16:22 PM |
| blissful-note7 | $25.00 | $25.00 | 9/22/2010 3:43:58 PM |
| HUMPTIDUMPTI | $50.00 | $50.00 | 9/22/2010 6:39:56 PM |
| ticklemaxx | $50.00 | $50.00 | 9/22/2010 3:58:50 PM |
| ceg451 | $50.00 | $50.00 | 9/22/2010 7:28:12 PM |
| platinum-genetics | $25.00 | $25.00 | 9/23/2010 3:04:37 AM |
| CASHGIRL | $25.00 | $25.00 | 9/22/2010 11:00:31 PM |
| ZeoInvestments | $25.00 | $25.00 | 9/23/2010 9:34:42 AM |
| Preteur | $25.00 | $25.00 | 9/23/2010 8:34:52 AM |
| kmwvma | $25.00 | $25.00 | 9/23/2010 9:35:07 AM |
| fireheart | $25.00 | $25.00 | 9/23/2010 9:37:38 AM |
| whistledicksmith | $50.00 | $50.00 | 9/23/2010 11:29:49 AM |
| wormdc | $25.00 | $25.00 | 9/23/2010 12:03:10 PM |
| sisley626 | $25.00 | $25.00 | 9/23/2010 1:09:10 PM |
| DadWarbucks | $25.00 | $25.00 | 9/23/2010 3:26:03 PM |
| ericgassercom | $25.00 | $25.00 | 9/23/2010 5:49:53 PM |
| Archchancellor | $27.94 | $27.94 | 9/24/2010 1:59:23 AM |
| bright-balance | $25.00 | $25.00 | 9/24/2010 2:04:18 AM |
| kind-adventurous-finance | $25.00 | $25.00 | 9/24/2010 2:17:03 AM |
| investment-star | $200.00 | $200.00 | 9/23/2010 9:58:19 PM |
| MitchD | $25.00 | $25.00 | 9/24/2010 3:02:26 AM |
| auction-sage | $25.00 | $25.00 | 9/24/2010 1:17:22 AM |
| oskizzle | $25.00 | $25.00 | 9/24/2010 2:03:37 AM |
| JGB | $81.69 | $81.69 | 9/24/2010 2:04:25 AM |
| orgy63 | $50.00 | $50.00 | 9/24/2010 4:32:37 AM |
| lostontheedge | $25.00 | $25.00 | 9/24/2010 1:58:28 AM |
| Monrovia | $25.00 | $25.00 | 9/24/2010 6:07:26 AM |
| worldly-kindness8 | $50.00 | $50.00 | 9/24/2010 6:59:18 AM |
| Okeey | $25.00 | $25.00 | 9/24/2010 6:59:57 AM |
| jengachamp | $25.00 | $25.00 | 9/24/2010 6:59:05 AM |
| Lakeland | $25.00 | $25.00 | 9/24/2010 6:59:19 AM |
| axl163 | $25.00 | $25.00 | 9/24/2010 6:59:43 AM |
| bewitching-asset3 | $49.67 | $49.67 | 9/24/2010 6:59:27 AM |
| p2p-harmony | $25.00 | $25.00 | 9/24/2010 8:25:31 AM |
| nbhz60a | $50.00 | $50.00 | 9/24/2010 8:22:36 AM |
| ray1051 | $75.00 | $75.00 | 9/24/2010 8:24:38 AM |
| authoritative-capital | $25.00 | $25.00 | 9/24/2010 8:25:55 AM |
| vigilance-accruer | $25.00 | $25.00 | 9/24/2010 8:22:37 AM |
| greenwell | $69.45 | $69.45 | 9/24/2010 8:28:22 AM |
| wise-silver-wonder | $25.00 | $25.00 | 9/24/2010 8:29:40 AM |
| Namrok | $25.00 | $25.00 | 9/24/2010 8:26:54 AM |
| revenue-officer36 | $100.00 | $100.00 | 9/24/2010 9:43:49 AM |
| balanced-rupee | $30.00 | $30.00 | 9/24/2010 8:27:05 AM |
| balance-voyager | $50.00 | $50.00 | 9/24/2010 9:02:14 AM |
| mamayama | $50.00 | $50.00 | 9/24/2010 11:25:37 AM |
| Avala | $100.00 | $100.00 | 9/24/2010 1:30:18 PM |
| Sixmil | $50.00 | $50.00 | 9/24/2010 3:00:06 PM |
| WilliamLeeSims | $25.00 | $25.00 | 9/24/2010 3:25:27 PM |
| arenangelchild | $50.00 | $50.00 | 9/24/2010 7:58:26 PM |
| MAKEITAUTOMATIC | $25.00 | $25.00 | 9/24/2010 7:37:04 PM |
| RG | $35.00 | $35.00 | 9/25/2010 1:44:23 AM |
| Digs | $25.00 | $25.00 | 9/25/2010 1:55:04 AM |
| diversification-pilot | $25.00 | $25.00 | 9/24/2010 9:17:55 PM |
| stensonb | $25.00 | $25.00 | 9/25/2010 1:57:05 AM |
| Searlzy | $25.00 | $25.00 | 9/25/2010 2:08:01 AM |
| Breakfast_Gypsy | $25.00 | $25.00 | 9/25/2010 2:22:24 AM |
| summerlander | $25.00 | $25.00 | 9/25/2010 3:01:13 AM |
| jimbo29blue | $50.00 | $50.00 | 9/25/2010 7:23:40 AM |
| jblack01 | $25.00 | $25.00 | 9/25/2010 10:22:12 AM |
| Tahoeguy | $50.00 | $50.00 | 9/25/2010 9:03:34 AM |
| rosie777 | $30.00 | $30.00 | 9/25/2010 11:07:54 AM |
| efficient-treasure0 | $25.00 | $25.00 | 9/25/2010 1:02:09 PM |
| V40Harmony | $25.00 | $25.00 | 9/25/2010 12:07:29 PM |
| outofoffice | $75.00 | $75.00 | 9/25/2010 1:51:57 PM |
| Dollars4Rent | $25.00 | $25.00 | 9/25/2010 3:56:22 PM |
| adir1 | $25.00 | $25.00 | 9/25/2010 2:07:12 PM |
| mjdaking | $25.00 | $25.00 | 9/25/2010 6:12:01 PM |
| Ivan2007 | $50.00 | $50.00 | 9/25/2010 3:38:18 PM |
| tonpa | $50.00 | $7.19 | 9/25/2010 8:57:00 PM |
| BeachWalkz | $50.00 | $50.00 | 9/26/2010 6:33:03 AM |
| gravity3 | $25.00 | $25.00 | 9/26/2010 1:17:08 AM |
| knothead | $25.00 | $25.00 | 9/26/2010 9:02:48 AM |
| japper2353 | $25.00 | $25.00 | 9/26/2010 10:22:51 AM |
| djc314 | $50.00 | $50.00 | 9/26/2010 10:23:32 AM |
| brutusbone | $50.00 | $50.00 | 9/26/2010 10:23:43 AM |
| Soulphoniks-Holdings | $25.00 | $25.00 | 9/26/2010 10:36:01 AM |
| Synergism | $50.00 | $50.00 | 9/26/2010 10:22:54 AM |
| nuclearmoose | $25.00 | $25.00 | 9/26/2010 10:23:40 AM |
| economy-orchid | $25.00 | $25.00 | 9/26/2010 10:23:47 AM |
| doc1 | $100.00 | $100.00 | 9/26/2010 12:53:15 PM |
| dtrain5 | $25.00 | $25.00 | 9/26/2010 5:02:00 PM |
| bss97603 | $53.59 | $53.59 | 9/26/2010 9:13:14 PM |
| Mr_Bigmoney | $25.00 | $25.00 | 9/26/2010 8:27:35 PM |
| silver-armada | $25.00 | $25.00 | 9/27/2010 5:02:05 AM |
| 332 bids
|
Borrower Payment Dependent Notes Series
476192
This series of Notes was issued and sold upon the funding of the borrower loan #44578, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 9.8% |
Auction start date:
| Sep-20-2010 |
| |
Auction end date:
| Sep-27-2010 |
|
|
Starting lender yield:
| 24.75% |
Starting borrower rate/APR:
| 25.75% / 29.26% |
Starting monthly payment:
| $200.79 |
|
Final lender yield:
| 24.75% |
Final borrower rate/APR:
| 25.75% / 29.27% |
Final monthly payment:
| $200.79 |
| |
|
Auction yield range:
| 10.79% - 24.75% |
Estimated loss impact:
| 10.41% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.34% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1992 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 720-739 (Sep-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 7y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,164 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 22% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| brensdal |
Borrower's state:
| California |
Borrower's group:
| University of California at Santa Barbara Alumni |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 3 |
On-time:
| 46 ( 96% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $10,500.00 | < 31 days late:
| 2
( 4% )
| 620-639
(Sep-2009)
580-599
(Jan-2008)
580-599
(Dec-2007)
600-619
(Sep-2006)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 48 | | |
Description
Gift Loan for my Wife's Business
Purpose of loan:
My Wife's business needs to expand and I want to help her.? I want to surprise her?on our 1st Wedding anniversary with this loan.?
My financial situation:
I am a good candidate for this loan because,?my credit has improved?drastically in the last year.? I've had 3 other?Prosper loans in the past and have paid them all off.??My wife and I purchased a home this year and?have been very responsible in taking care of our credit.?
Monthly net income: $ 9200
Monthly expenses: $
??Housing: $ 3300
??Insurance: $ 300
??Car expenses: $600?
??Utilities: $ 400
??Phone, cable, internet: $50
??Food, entertainment: $ 300
??Clothing, household expenses $100
??Credit cards and other loans: $ 400
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
what is this gift? What is the estimated cost of this gift? - beakerfish
A:
The gift is the actual loan. My wife is trying to move into a new space for her business and I want to help with the deposit. Thanks.
(Sep-21-2010)
Q:
What kind of business are you & your wife currently own? - coin-enclave
A:
I work full-time with Bank of America. My wife is the sole owner of her business. She produces team-building scavenger hunts and wants to move into a space that will allow her to host clients for events.
(Sep-27-2010)
Q:
What is your wife's business, is it profitable, and how long has she
owned the business? - RecoveryLender
A:
My wife's business is at just about break-even at this point going into her third year of operation. Her sales have increased substantially the last couple of years and she needs to expand to a larger office space so she can host clients and have space for more employees.
(Sep-27-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| RedCentre | $304.94 | $304.94 | 9/26/2010 8:24:03 AM |
| loyalist1 | $100.00 | $100.00 | 9/20/2010 2:38:00 PM |
| 6moonbeams | $25.00 | $25.00 | 9/20/2010 2:42:27 PM |
| tech310 | $50.00 | $50.00 | 9/21/2010 1:04:41 AM |
| SolarMoonshine | $50.00 | $50.00 | 9/22/2010 3:49:32 AM |
| lendstats_com | $200.00 | $200.00 | 9/22/2010 6:58:32 AM |
| five-star-note | $201.60 | $201.60 | 9/23/2010 11:27:31 AM |
| BrighterSuns | $25.00 | $25.00 | 9/23/2010 3:39:21 PM |
| contract-high-five | $25.00 | $25.00 | 9/24/2010 8:24:41 AM |
| SqueezeKing | $25.00 | $25.00 | 9/24/2010 1:29:33 PM |
| clemclan | $25.00 | $25.00 | 9/24/2010 9:16:17 PM |
| economy-popcorn | $25.00 | $25.00 | 9/25/2010 6:55:32 AM |
| patriot384 | $180.00 | $180.00 | 9/25/2010 1:45:49 PM |
| ColoradoBanker | $30.00 | $30.00 | 9/25/2010 2:11:42 PM |
| deepblue34 | $30.00 | $30.00 | 9/25/2010 8:16:00 PM |
| trumpeter5 | $50.00 | $50.00 | 9/26/2010 6:09:37 AM |
| johnk317 | $25.00 | $25.00 | 9/26/2010 3:03:18 AM |
| hebjet | $40.00 | $40.00 | 9/26/2010 9:23:37 AM |
| pitbullt | $25.00 | $25.00 | 9/26/2010 9:17:47 AM |
| wlm3012 | $25.00 | $25.00 | 9/26/2010 12:04:18 PM |
| ralf206 | $100.00 | $100.00 | 9/26/2010 4:36:16 PM |
| CincyTex | $50.00 | $50.00 | 9/26/2010 8:13:35 PM |
| _NaLNaBB | $300.00 | $300.00 | 9/26/2010 7:49:55 PM |
| grammaspurse | $25.00 | $25.00 | 9/26/2010 9:20:03 PM |
| Soulphoniks-Holdings | $25.00 | $25.00 | 9/27/2010 6:29:40 AM |
| RecoveryLender | $25.00 | $25.00 | 9/27/2010 8:39:18 AM |
| Mikale360 | $25.00 | $25.00 | 9/27/2010 7:08:34 AM |
| Leshan | $200.00 | $200.00 | 9/27/2010 8:37:43 AM |
| fireferd | $100.00 | $100.00 | 9/27/2010 9:19:08 AM |
| credit-missile | $25.00 | $25.00 | 9/27/2010 9:21:02 AM |
| jybank | $25.00 | $25.00 | 9/27/2010 9:22:45 AM |
| TakeCare | $100.00 | $100.00 | 9/27/2010 10:04:30 AM |
| credit-missile | $25.00 | $25.00 | 9/27/2010 9:20:10 AM |
| zztopdog | $25.00 | $25.00 | 9/27/2010 11:57:32 AM |
| payout-reaction740 | $25.00 | $25.00 | 9/27/2010 12:54:49 PM |
| Bob450 | $28.00 | $28.00 | 9/27/2010 12:54:24 PM |
| LawyerLoan | $25.00 | $25.00 | 9/27/2010 1:22:49 PM |
| 340 | $120.86 | $120.86 | 9/27/2010 2:05:53 PM |
| DasMula | $25.00 | $25.00 | 9/27/2010 2:31:29 PM |
| moola-monger9 | $50.00 | $50.00 | 9/27/2010 2:14:29 PM |
| Rogelio48 | $35.00 | $35.00 | 9/20/2010 2:40:17 PM |
| simplelender80 | $250.00 | $81.38 | 9/20/2010 2:46:54 PM |
| handshake5 | $25.00 | $25.00 | 9/20/2010 2:42:02 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 9/20/2010 2:55:16 PM |
| MoneyForNothing | $76.82 | $76.82 | 9/20/2010 5:54:45 PM |
| WonByOne | $50.00 | $50.00 | 9/21/2010 10:33:19 AM |
| SFBank | $300.00 | $300.00 | 9/21/2010 7:56:28 PM |
| sharp-return7 | $25.00 | $25.00 | 9/22/2010 8:53:41 AM |
| penny-surgeon | $25.00 | $25.00 | 9/22/2010 11:48:08 AM |
| loanman2007 | $200.00 | $200.00 | 9/23/2010 10:37:59 AM |
| diversification-maple1 | $50.00 | $50.00 | 9/24/2010 1:35:53 PM |
| dajen1 | $50.00 | $50.00 | 9/24/2010 2:24:06 PM |
| twjh | $25.00 | $25.00 | 9/24/2010 4:08:17 PM |
| cashhelp | $25.00 | $25.00 | 9/24/2010 4:07:53 PM |
| sweety075 | $25.00 | $25.00 | 9/25/2010 6:41:41 PM |
| BlueSharp | $45.00 | $45.00 | 9/25/2010 7:40:45 PM |
| hidavehi | $32.00 | $32.00 | 9/25/2010 7:49:19 PM |
| Dollars4Rent | $25.00 | $25.00 | 9/25/2010 4:01:27 PM |
| loss-of-control | $50.00 | $50.00 | 9/25/2010 4:36:34 PM |
| FinanceEngine | $40.00 | $40.00 | 9/25/2010 10:43:27 PM |
| Mindful7 | $25.00 | $25.00 | 9/26/2010 7:53:49 AM |
| Jerrys1951 | $25.00 | $25.00 | 9/26/2010 8:13:09 AM |
| adventure0 | $100.00 | $100.00 | 9/26/2010 8:21:04 AM |
| atlas100 | $50.00 | $50.00 | 9/26/2010 6:46:23 AM |
| Ven58 | $25.00 | $25.00 | 9/26/2010 10:32:57 AM |
| note-buddy | $174.40 | $174.40 | 9/26/2010 4:57:39 PM |
| new-social-economist | $50.00 | $50.00 | 9/26/2010 6:41:49 PM |
| Feyenoord | $25.00 | $25.00 | 9/26/2010 8:32:24 PM |
| rmpedi33 | $25.00 | $25.00 | 9/26/2010 10:31:23 PM |
| TashaRemay | $25.00 | $25.00 | 9/27/2010 6:24:31 AM |
| coin-enclave | $80.00 | $80.00 | 9/27/2010 7:07:37 AM |
| SeeksValue | $25.00 | $25.00 | 9/27/2010 8:33:33 AM |
| AF-Chief | $45.00 | $45.00 | 9/27/2010 6:59:40 AM |
| credit-missile | $25.00 | $25.00 | 9/27/2010 9:19:23 AM |
| credit-missile | $25.00 | $25.00 | 9/27/2010 9:20:34 AM |
| ryan6853 | $25.00 | $25.00 | 9/27/2010 9:21:10 AM |
| forthright-trade | $25.00 | $25.00 | 9/27/2010 12:37:08 PM |
| ethicalhumanist | $50.00 | $50.00 | 9/27/2010 12:50:37 PM |
| durable-investment8 | $30.00 | $30.00 | 9/27/2010 1:28:21 PM |
| djmjkelso | $25.00 | $25.00 | 9/27/2010 1:15:56 PM |
| toomanyfishtanks | $25.00 | $25.00 | 9/27/2010 1:26:45 PM |
| DasMula | $25.00 | $25.00 | 9/27/2010 2:32:33 PM |
| 82 bids
|
Borrower Payment Dependent Notes Series
476248
This series of Notes was issued and sold upon the funding of the borrower loan #44555, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,700.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 9.8% |
Auction start date:
| Sep-21-2010 |
| |
Auction end date:
| Sep-27-2010 |
|
|
Starting lender yield:
| 24.75% |
Starting borrower rate/APR:
| 25.75% / 29.26% |
Starting monthly payment:
| $188.74 |
|
Final lender yield:
| 24.75% |
Final borrower rate/APR:
| 25.75% / 29.27% |
Final monthly payment:
| $188.74 |
| |
|
Auction yield range:
| 10.79% - 24.75% |
Estimated loss impact:
| 10.41% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.34% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 4% |
|
Credit score:
| 640-659 (Sep-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 0
/
0 | Length of status: | 0y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 1/ 3 |
Revolving credit balance:
| $0 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Christine0721 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 35 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $3,100.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Aug-2009)
600-619
(Jul-2009)
560-579
(Jan-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Helping daughter with school
Purpose of loan:
This loan will be used to?
Helping my daughter with school
My financial situation:
I am a good candidate for this loan because?
I have had two previous prosper loans and have never been late.
Monthly net income: $
5698.74
Monthly expenses: $
??Housing: $
827
??Insurance: $
235
??Car expenses: $
214.55
??Utilities: $
300
??Phone, cable, internet: $
140
??Food, entertainment: $
400
??Clothing, household expenses $
200
??Credit cards and other loans: $
0
??Other expenses: $
0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
With 2 loans and only 35 payments, I assume this means that you paid both off early? Also, your stated net income and expenses shows you have $3300 a month in cash. So why the loan request? - Kennfusion
A:
I did pay them off early with proceeds from a bonus I received from my employer. The reason for taken a loan is to continue to build my credit from a previous bankruptcy due to the death of my husband. It was paid off last year but it still takes time to rebuild my credit.
(Sep-27-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| enthusiastic-balance5 | $100.00 | $100.00 | 9/21/2010 3:11:55 PM |
| simplelender80 | $250.00 | $250.00 | 9/21/2010 3:24:13 PM |
| musegaze | $100.00 | $100.00 | 9/21/2010 3:27:54 PM |
| loyalist1 | $100.00 | $100.00 | 9/21/2010 3:20:44 PM |
| kulender | $50.00 | $50.00 | 9/21/2010 3:20:52 PM |
| alexgalt | $100.00 | $100.00 | 9/21/2010 3:21:33 PM |
| villagers | $50.00 | $50.00 | 9/21/2010 7:24:44 PM |
| consummate-loyalty1 | $100.00 | $100.00 | 9/22/2010 3:14:13 PM |
| papaloha | $25.00 | $25.00 | 9/22/2010 3:06:56 PM |
| SolarMoonshine | $25.00 | $25.00 | 9/22/2010 6:22:33 PM |
| power-secret-agent | $25.00 | $25.00 | 9/22/2010 4:03:19 PM |
| bill-mushroom | $25.00 | $25.00 | 9/23/2010 2:44:02 AM |
| gold-channel2 | $50.00 | $50.00 | 9/23/2010 12:50:45 PM |
| important-openness1 | $60.05 | $60.05 | 9/23/2010 11:12:48 PM |
| mla | $25.00 | $25.00 | 9/24/2010 6:38:37 AM |
| well-mannered-income3 | $80.00 | $80.00 | 9/24/2010 1:25:36 PM |
| jubilant-auction5 | $25.00 | $25.00 | 9/24/2010 2:59:05 PM |
| Jloaner | $100.00 | $100.00 | 9/24/2010 3:28:52 PM |
| pfh | $25.00 | $25.00 | 9/24/2010 3:32:33 PM |
| a-bountiful-trade | $25.00 | $25.00 | 9/24/2010 3:59:20 PM |
| ferocious-exchange3 | $50.00 | $50.00 | 9/24/2010 4:39:30 PM |
| 108lender | $100.00 | $100.00 | 9/25/2010 10:53:57 AM |
| outofoffice | $50.00 | $50.00 | 9/25/2010 1:51:24 PM |
| Aberdeen | $400.00 | $400.00 | 9/26/2010 4:17:25 AM |
| new-social-economist | $25.00 | $25.00 | 9/26/2010 3:08:04 AM |
| penny-plato | $50.00 | $50.00 | 9/26/2010 8:40:11 AM |
| atlas100 | $50.00 | $50.00 | 9/26/2010 6:48:35 AM |
| penny-plato | $25.00 | $25.00 | 9/26/2010 8:37:35 AM |
| penny-plato | $25.00 | $25.00 | 9/26/2010 8:39:07 AM |
| a-power-amigo | $25.00 | $25.00 | 9/26/2010 1:34:45 PM |
| generous-deal6 | $39.87 | $39.87 | 9/26/2010 11:22:00 AM |
| rmpedi33 | $50.00 | $50.00 | 9/26/2010 10:32:58 PM |
| sharp-return7 | $25.00 | $25.00 | 9/27/2010 9:16:49 AM |
| green-exchange-cannon | $25.00 | $25.00 | 9/27/2010 11:08:18 AM |
| patriot384 | $180.00 | $180.00 | 9/27/2010 1:05:48 PM |
| 6moonbeams | $25.00 | $25.00 | 9/21/2010 3:22:11 PM |
| Comoparklender | $40.00 | $40.00 | 9/21/2010 3:25:39 PM |
| handshake5 | $25.00 | $25.00 | 9/21/2010 3:21:59 PM |
| bid-czar8 | $100.00 | $100.00 | 9/21/2010 3:28:22 PM |
| tech310 | $50.00 | $50.00 | 9/21/2010 3:26:25 PM |
| AlexTrep | $25.00 | $25.00 | 9/21/2010 3:27:16 PM |
| agiovasil | $100.00 | $100.00 | 9/21/2010 5:06:05 PM |
| MoneyForNothing | $51.03 | $51.03 | 9/21/2010 5:26:41 PM |
| MAYBROOK | $50.00 | $50.00 | 9/22/2010 4:05:12 AM |
| GElender | $25.00 | $25.00 | 9/22/2010 12:08:51 PM |
| EBITDA | $25.00 | $25.00 | 9/22/2010 3:04:47 PM |
| ingenious-deal6 | $25.00 | $25.00 | 9/22/2010 9:34:22 PM |
| brother_tam | $50.00 | $50.00 | 9/22/2010 6:58:23 PM |
| loanman2007 | $50.00 | $50.00 | 9/23/2010 10:48:05 AM |
| investment-thinker4 | $25.00 | $25.00 | 9/23/2010 4:41:02 PM |
| investmentgroup | $25.00 | $25.00 | 9/23/2010 8:38:12 PM |
| Speculator | $50.00 | $50.00 | 9/24/2010 5:59:28 AM |
| AF-Chief | $25.00 | $25.00 | 9/24/2010 7:32:50 AM |
| asiaratt | $50.00 | $50.00 | 9/24/2010 7:33:28 AM |
| rescue | $100.00 | $100.00 | 9/24/2010 12:59:12 PM |
| SqueezeKing | $25.00 | $25.00 | 9/25/2010 10:50:32 PM |
| Aberdeen | $400.00 | $400.00 | 9/26/2010 4:12:02 AM |
| BeanCownter | $25.00 | $25.00 | 9/26/2010 6:53:54 AM |
| arenangelchild | $25.00 | $25.00 | 9/26/2010 7:27:50 AM |
| burrito6 | $25.00 | $25.00 | 9/26/2010 9:08:43 AM |
| blissful-gain | $50.00 | $50.00 | 9/26/2010 10:55:55 AM |
| icecoldcash | $25.00 | $25.00 | 9/26/2010 11:00:04 AM |
| bountiful-durability | $100.00 | $100.00 | 9/26/2010 9:59:43 AM |
| drcoop | $25.00 | $25.00 | 9/26/2010 11:52:36 AM |
| ralf206 | $25.00 | $25.00 | 9/26/2010 5:07:44 PM |
| airrbob | $50.00 | $50.00 | 9/27/2010 12:42:21 AM |
| radiant-loan5 | $70.42 | $59.05 | 9/27/2010 7:47:08 AM |
| Mindful7 | $25.00 | $25.00 | 9/27/2010 12:14:09 PM |
| cashhelp | $25.00 | $25.00 | 9/27/2010 12:17:25 PM |
| DoLttle | $125.00 | $125.00 | 9/27/2010 11:14:35 AM |
| aleong | $25.00 | $25.00 | 9/27/2010 12:07:24 PM |
| TakeCare | $50.00 | $50.00 | 9/27/2010 12:58:33 PM |
| reflective-rupee | $240.00 | $240.00 | 9/27/2010 12:59:18 PM |
| 73 bids
|
Borrower Payment Dependent Notes Series
476320
This series of Notes was issued and sold upon the funding of the borrower loan #44590, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.0% |
Auction start date:
| Sep-20-2010 |
| |
Auction end date:
| Sep-27-2010 |
|
|
Starting lender yield:
| 14.15% |
Starting borrower rate/APR:
| 15.15% / 17.32% |
Starting monthly payment:
| $260.54 |
|
Final lender yield:
| 14.15% |
Final borrower rate/APR:
| 15.15% / 17.32% |
Final monthly payment:
| $260.54 |
| |
|
Auction yield range:
| 5.79% - 14.15% |
Estimated loss impact:
| 6.19% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-2003 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 740-759 (Sep-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,504 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 11% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| credit-gravitas5 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay for my last semester of tuition
Purpose of loan:This loan will be used to pay for my last semester of
tuition at GWU. I'm getting a MS in
Statistics.I just changed jobs,
realizing a huge increase in salary, but had to pay back my previous employer
for tuition. Unfortunately, I only had
enough cash on hand to pay my obligation to my previous employer. I need this loan, because the new job
opportunity was sudden and unexpected, and I wasn't able to apply for student
loans through ordinary channels in time to pay for tuition this semester.
My financial situation:I am a good candidate for this loan because I have no debt,
a reasonably high income, and manageable expenses. Recent circumstances have
left me with a short-term liquidity issue. The appearance of a credit balance
on my income profile is because I use my credit card for day-to-day expenses and repay it at the end of the month. In fact, if my school accepted credit cards, I would have paid for my
tuition that way, and repaid the balance in a few months.
Monthly net income: $7,916
Monthly expenses: $3,519Housing: $760Insurance: $145Car expenses: $300Utilities: $40Phone, cable,
internet: $24Food, entertainment:
$700Clothing, household
expenses $250Credit cards and
other loans: $0Other expenses: $
1,300 (Child Support)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Weaverville | $25.00 | $25.00 | 9/20/2010 2:36:13 PM |
| GElender | $100.00 | $100.00 | 9/20/2010 2:43:13 PM |
| jazzlender | $25.00 | $25.00 | 9/20/2010 2:43:23 PM |
| marketplace-cello5 | $50.00 | $50.00 | 9/20/2010 2:45:04 PM |
| kegs | $150.00 | $150.00 | 9/20/2010 2:46:06 PM |
| studious-bonus7 | $100.00 | $100.00 | 9/20/2010 2:48:02 PM |
| ichibon | $150.00 | $150.00 | 9/20/2010 2:48:00 PM |
| mla | $25.00 | $25.00 | 9/20/2010 2:49:34 PM |
| soheagle | $50.00 | $50.00 | 9/20/2010 2:43:51 PM |
| pfh | $25.00 | $25.00 | 9/20/2010 2:44:24 PM |
| generous-deal6 | $50.00 | $50.00 | 9/20/2010 2:45:29 PM |
| gethsemane4 | $25.00 | $25.00 | 9/20/2010 2:52:26 PM |
| well-rounded-dinero | $75.00 | $75.00 | 9/20/2010 2:52:59 PM |
| danthemon35 | $25.00 | $25.00 | 9/20/2010 3:26:47 PM |
| MissionMicroFinance | $25.00 | $25.00 | 9/20/2010 3:27:29 PM |
| piter-to-la-investment | $25.00 | $25.00 | 9/20/2010 5:34:00 PM |
| bodascafe | $25.00 | $25.00 | 9/20/2010 4:44:22 PM |
| Fiimg | $27.21 | $27.21 | 9/20/2010 5:09:30 PM |
| yukongin | $50.00 | $50.00 | 9/20/2010 3:39:37 PM |
| bold-careful-finance | $25.00 | $25.00 | 9/20/2010 5:49:39 PM |
| elegant-bonus | $25.00 | $25.00 | 9/20/2010 4:38:25 PM |
| a-finance-nirvana | $25.00 | $25.00 | 9/20/2010 7:00:02 PM |
| blue-useful-auction | $25.00 | $25.00 | 9/20/2010 5:20:56 PM |
| asset-professor | $50.00 | $50.00 | 9/20/2010 5:43:19 PM |
| Dreams4Cash | $25.00 | $25.00 | 9/20/2010 11:36:40 PM |
| adamnash | $25.00 | $25.00 | 9/20/2010 9:54:25 PM |
| worth-arch | $25.00 | $25.00 | 9/21/2010 12:16:45 AM |
| jonn834 | $25.00 | $25.00 | 9/20/2010 11:36:45 PM |
| agiovasil | $25.00 | $25.00 | 9/20/2010 8:53:49 PM |
| PocketAces | $25.00 | $25.00 | 9/20/2010 11:39:57 PM |
| zigzagz03 | $50.00 | $50.00 | 9/21/2010 6:14:33 AM |
| direct-yield | $25.00 | $25.00 | 9/21/2010 7:13:20 AM |
| lendmedo | $25.00 | $25.00 | 9/21/2010 6:34:10 AM |
| TheoProf | $50.00 | $50.00 | 9/21/2010 9:23:15 AM |
| williemc44 | $50.00 | $50.00 | 9/21/2010 9:33:51 AM |
| gold-conga | $25.00 | $25.00 | 9/21/2010 9:35:58 AM |
| visionary-community | $25.00 | $25.00 | 9/21/2010 9:35:09 AM |
| patriot897 | $40.04 | $40.04 | 9/21/2010 10:12:07 AM |
| cutter21 | $25.00 | $25.00 | 9/21/2010 3:05:26 PM |
| jrhinomo | $31.17 | $31.17 | 9/22/2010 9:37:36 AM |
| tedi-tif | $50.00 | $50.00 | 9/22/2010 12:42:05 PM |
| Sol_Invictus | $25.00 | $25.00 | 9/22/2010 2:34:17 PM |
| XCWIZ007 | $35.00 | $35.00 | 9/22/2010 5:21:33 PM |
| Loansforlife | $25.00 | $25.00 | 9/22/2010 7:53:22 PM |
| dollardave | $100.00 | $100.00 | 9/23/2010 9:18:28 AM |
| auction-workhorse679 | $25.00 | $25.00 | 9/23/2010 9:37:13 AM |
| gjm6d | $25.00 | $25.00 | 9/23/2010 8:42:34 PM |
| power-secret-agent | $25.00 | $25.00 | 9/24/2010 5:03:31 PM |
| best-listing-toro | $25.00 | $25.00 | 9/25/2010 9:37:09 AM |
| patriot384 | $200.00 | $200.00 | 9/25/2010 1:52:22 PM |
| mex_invests | $25.00 | $25.00 | 9/25/2010 2:32:57 PM |
| Econominator | $25.00 | $25.00 | 9/26/2010 3:50:50 PM |
| NickRac | $30.00 | $30.00 | 9/26/2010 5:50:07 PM |
| _NaLNaBB | $300.00 | $300.00 | 9/26/2010 7:51:07 PM |
| shrewd-income | $150.00 | $150.00 | 9/27/2010 6:37:51 AM |
| debt-legend | $25.00 | $25.00 | 9/27/2010 9:01:33 AM |
| johnk317 | $25.00 | $25.00 | 9/27/2010 8:57:46 AM |
| jybank | $25.00 | $25.00 | 9/27/2010 9:26:31 AM |
| 2grindstones | $25.00 | $25.00 | 9/27/2010 10:03:12 AM |
| Trapman13 | $50.00 | $50.00 | 9/27/2010 10:44:59 AM |
| TakeCare | $100.00 | $100.00 | 9/27/2010 10:11:16 AM |
| zippy-revenue8 | $25.00 | $25.00 | 9/27/2010 10:57:27 AM |
| bxdoc | $88.05 | $88.05 | 9/27/2010 1:07:45 PM |
| ethicalhumanist | $50.00 | $50.00 | 9/27/2010 12:57:16 PM |
| durable-investment8 | $30.00 | $30.00 | 9/27/2010 1:26:05 PM |
| octoberfresh | $25.00 | $25.00 | 9/27/2010 1:59:46 PM |
| ray1051 | $25.00 | $25.00 | 9/20/2010 2:37:27 PM |
| authentic-liberty7 | $50.00 | $50.00 | 9/20/2010 2:43:06 PM |
| schpere | $25.00 | $25.00 | 9/20/2010 2:37:40 PM |
| handshake5 | $25.00 | $25.00 | 9/20/2010 2:43:32 PM |
| enthralling-deal180 | $100.00 | $100.00 | 9/20/2010 2:44:03 PM |
| brightest-affluence-motivator | $100.00 | $100.00 | 9/20/2010 2:44:35 PM |
| peripatetic | $25.00 | $25.00 | 9/20/2010 2:44:44 PM |
| bid-czar8 | $100.00 | $100.00 | 9/20/2010 2:45:40 PM |
| mtquan | $25.00 | $25.00 | 9/20/2010 2:46:33 PM |
| gold-channel2 | $100.00 | $100.00 | 9/20/2010 2:48:25 PM |
| kmr2 | $150.00 | $150.00 | 9/20/2010 2:43:42 PM |
| jigsaw | $100.00 | $100.00 | 9/20/2010 2:44:05 PM |
| rescue | $50.00 | $50.00 | 9/20/2010 2:51:20 PM |
| simplelender80 | $250.00 | $250.00 | 9/20/2010 2:51:24 PM |
| red-adaptable-funds | $50.00 | $50.00 | 9/20/2010 2:51:43 PM |
| larrybird | $150.00 | $150.00 | 9/20/2010 2:46:20 PM |
| money-bauble | $50.00 | $50.00 | 9/20/2010 2:47:46 PM |
| first-listing-expert | $25.00 | $25.00 | 9/20/2010 2:48:56 PM |
| papaloha | $25.00 | $25.00 | 9/20/2010 2:49:48 PM |
| Comoparklender | $50.00 | $50.00 | 9/20/2010 2:57:14 PM |
| AF-Chief | $25.00 | $25.00 | 9/20/2010 3:06:21 PM |
| Ducatiman1978 | $25.00 | $25.00 | 9/20/2010 3:21:58 PM |
| tranquil-return4 | $25.00 | $25.00 | 9/20/2010 4:44:23 PM |
| penny-plato | $50.00 | $50.00 | 9/20/2010 4:46:18 PM |
| helpful-dough | $50.00 | $50.00 | 9/20/2010 5:43:20 PM |
| bountiful-durability | $25.00 | $25.00 | 9/20/2010 7:14:15 PM |
| get30inc | $50.00 | $50.00 | 9/20/2010 7:23:38 PM |
| Panna | $25.00 | $25.00 | 9/21/2010 12:04:25 AM |
| Relevance | $25.00 | $25.00 | 9/21/2010 6:28:33 AM |
| worthy-bid8 | $100.00 | $100.00 | 9/21/2010 6:09:06 AM |
| tech310 | $50.00 | $50.00 | 9/21/2010 1:04:51 AM |
| Cai8899 | $50.00 | $50.00 | 9/21/2010 5:38:51 AM |
| VIGSY | $50.00 | $50.00 | 9/21/2010 9:33:16 AM |
| radforj22 | $25.00 | $25.00 | 9/21/2010 9:35:56 AM |
| CAGE-Investments | $25.00 | $25.00 | 9/21/2010 9:44:22 AM |
| ferdberfel | $50.00 | $50.00 | 9/21/2010 9:34:37 AM |
| lloyd_s | $25.00 | $25.00 | 9/21/2010 10:12:13 AM |
| shmb6508 | $100.00 | $77.93 | 9/21/2010 11:08:44 AM |
| ClearCut | $50.00 | $50.00 | 9/21/2010 5:04:44 PM |
| HawaiianHelper | $100.00 | $100.00 | 9/22/2010 12:14:37 AM |
| bondhedger | $25.00 | $25.00 | 9/22/2010 12:19:32 AM |
| QsDad | $25.00 | $25.00 | 9/22/2010 2:03:32 PM |
| nolahelper | $25.00 | $25.00 | 9/23/2010 3:42:31 AM |
| JBCR | $50.00 | $50.00 | 9/23/2010 12:22:43 PM |
| dajen1 | $50.00 | $50.00 | 9/23/2010 1:51:54 PM |
| FinanceEngine | $25.00 | $25.00 | 9/23/2010 9:10:45 PM |
| careful-compassion | $25.00 | $25.00 | 9/24/2010 9:13:43 AM |
| RandyL3 | $25.00 | $25.00 | 9/24/2010 4:35:10 PM |
| Busekrc | $60.00 | $60.00 | 9/24/2010 6:49:00 PM |
| rockhound84 | $25.00 | $25.00 | 9/25/2010 2:45:06 AM |
| invest-in-ed | $200.00 | $200.00 | 9/25/2010 5:13:51 AM |
| tender-ore | $25.00 | $25.00 | 9/25/2010 9:17:12 AM |
| mauge35 | $27.47 | $27.47 | 9/25/2010 1:07:31 PM |
| AaronL | $25.00 | $25.00 | 9/25/2010 4:40:07 PM |
| greenback-ally | $50.00 | $50.00 | 9/25/2010 9:41:14 PM |
| Mindful7 | $25.00 | $25.00 | 9/26/2010 7:43:44 AM |
| MattProsper | $60.00 | $60.00 | 9/26/2010 10:16:08 AM |
| jrw | $130.00 | $130.00 | 9/26/2010 11:33:26 AM |
| trumpeter5 | $50.00 | $50.00 | 9/26/2010 4:44:56 PM |
| Light_Verity | $500.00 | $500.00 | 9/26/2010 7:58:02 PM |
| FoosMaster | $25.00 | $25.00 | 9/26/2010 8:11:24 PM |
| gunderstone | $25.00 | $25.00 | 9/26/2010 9:30:34 PM |
| gogrannygo | $50.00 | $50.00 | 9/26/2010 10:24:59 PM |
| capital-star5 | $25.00 | $25.00 | 9/27/2010 5:46:48 AM |
| revenue-sapling | $50.00 | $50.00 | 9/27/2010 7:00:28 AM |
| troubleman50 | $40.00 | $40.00 | 9/27/2010 6:44:50 AM |
| rainbowsorbet | $50.00 | $50.00 | 9/27/2010 9:03:55 AM |
| trade-elm | $30.00 | $30.00 | 9/27/2010 9:37:11 AM |
| fireferd | $40.00 | $40.00 | 9/27/2010 9:22:49 AM |
| aleong | $25.00 | $25.00 | 9/27/2010 12:03:41 PM |
| toomanyfishtanks | $25.00 | $25.00 | 9/27/2010 1:17:49 PM |
| revenue-appraiser | $30.00 | $30.00 | 9/27/2010 2:02:04 PM |
| MacAtk | $73.13 | $73.13 | 9/27/2010 2:34:17 PM |
| 139 bids
|
Borrower Payment Dependent Notes Series
476394
This series of Notes was issued and sold upon the funding of the borrower loan #44552, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.3% |
Auction start date:
| Sep-22-2010 |
| |
Auction end date:
| Sep-24-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $226.18 |
|
Final lender yield:
| 16.79% |
Final borrower rate/APR:
| 17.79% / 21.14% |
Final monthly payment:
| $180.24 |
| |
|
Auction yield range:
| 16.79% - 34.00% |
Estimated loss impact:
| 19.22% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| -2.43% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-2002 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 640-659 (Sep-2010) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 2y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,802 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| well-rounded-hope5 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Used truck for my business
Purpose of loan:
This loan will be used to?purchase a used truck for my Handy Man business.? I have learned all of my construction and maintenance skills from my father, who is the Director of Maintenance at a Christian Children's Home.? Over the past 10 years, I have been both foreman and manager of many projects (residential and commercial) and I possess the skills to operate a successful Handy Man business.? I strive on being honest, fair, and on time.? It is my goal to create and maintain a highly professional, yet surprisingly pleasant experience for my clients.
????? A friend introduced me to Prosper, and I like the idea of paying interest to individuals rather than a large bank.
My financial situation:
I am a good candidate for this loan because? I have never missed a payment for any debt that I have.? I understand that my credit rating is not the best; however I do not have a single negative or delinquent report on my credit history.? To be completely honest, I do not want to acquire any more debt, but I see this as a direct investment into my business that will yield a great return in the end.
???? I have no idea why Prosper ranked me as an 'HR,' but I imagine the reason is lack of credit.? I have lived by the old envelope system and typically pay cash for as much as possible and try not to take out many loans.? Hopefully this loan will help me build my credit.
???? Thank you for considering this loan!
Monthly net income: $ 3,200
Monthly expenses: $
??Housing: $ 950
??Insurance: $ 600
??Car expenses: $ 280
??Utilities: $ 100
??Phone, cable, internet: $ 200
??Food, entertainment: $ 400
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 560
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| enthusiastic-balance5 | $5,000.00 | $5,000.00 | 9/24/2010 10:52:03 AM |
| 1 bids
|
Borrower Payment Dependent Notes Series
476410
This series of Notes was issued and sold upon the funding of the borrower loan #44566, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.2% |
Auction start date:
| Sep-20-2010 |
| |
Auction end date:
| Sep-22-2010 |
|
|
Starting lender yield:
| 33.35% |
Starting borrower rate/APR:
| 34.35% / 38.06% |
Starting monthly payment:
| $201.91 |
|
Final lender yield:
| 33.35% |
Final borrower rate/APR:
| 34.35% / 38.06% |
Final monthly payment:
| $201.91 |
| |
|
Auction yield range:
| 13.79% - 33.35% |
Estimated loss impact:
| 15.74% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.61% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1990 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 660-679 (Sep-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
19 | Length of status: | 6y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 50 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $99,252 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bill-selector7 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $5,450.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Nov-2009)
|
|
Principal balance:
| $4,491.17 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Paying down debt and bills
Purpose of loan:
This loan will be used to? pay off some very high interest debt and credit cards, and allow me to get some breathing room on my finances.
My financial situation:
I am a good candidate for this loan because? I have always paid my bills on time, and have cut optional expenses in order to get by. I learned how to do Ebay and sold off some items so I could always make my minimums. The economy is starting to turn around and my sales have improved all year. I sell a high tech piece of capital equipment, and this year the company is over quota. My region has done well and although I am just at quota now, Sept is already trending to put me over. At the end of last year I thought times were difficult but turning around. It has taken quite a while, but now things are actually better, not just hoping to be better.
Also: A portion ($42k) of my large revolving debt load is from a home equity loan taken out almost 10 years ago. The other debt is way too high, but not as bad as it looks.
Monthly net income: $ 7875
Monthly expenses: $ 7216
??Housing: $ 2273
??Insurance: $ 112
??Car expenses: $ 781?
??Utilities: $ 100
??Phone, cable, internet: $?100?
??Food, entertainment: $ 900
??Clothing, household expenses $ 300
??Credit cards and other loans: $ 2250?
??Other expenses: $ 400
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| simplelender80 | $100.00 | $100.00 | 9/20/2010 2:39:46 PM |
| glroark | $50.00 | $50.00 | 9/20/2010 2:40:06 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 9/20/2010 2:55:25 PM |
| persevering | $50.00 | $50.00 | 9/20/2010 3:04:40 PM |
| papaloha | $25.00 | $25.00 | 9/20/2010 3:05:38 PM |
| lovely-return7 | $25.00 | $25.00 | 9/20/2010 3:04:53 PM |
| Adam_00 | $50.00 | $50.00 | 9/20/2010 3:06:08 PM |
| r0b3m4n | $25.00 | $25.00 | 9/20/2010 3:05:49 PM |
| ahalls | $25.00 | $25.00 | 9/20/2010 3:19:52 PM |
| money-bauble | $50.00 | $50.00 | 9/20/2010 3:07:02 PM |
| Palacios | $50.00 | $50.00 | 9/20/2010 3:21:02 PM |
| ventureboy | $50.00 | $50.00 | 9/20/2010 3:04:38 PM |
| Int_PrinRateTime4000 | $25.00 | $25.00 | 9/20/2010 3:04:47 PM |
| coin-investor | $25.00 | $25.00 | 9/20/2010 3:04:59 PM |
| tkr2 | $25.00 | $25.00 | 9/20/2010 3:05:52 PM |
| Rattlehead | $25.00 | $25.00 | 9/20/2010 3:06:46 PM |
| elegant-bonus | $25.00 | $25.00 | 9/20/2010 3:27:42 PM |
| slushfunder | $50.00 | $50.00 | 9/20/2010 4:28:15 PM |
| danthemon35 | $25.00 | $25.00 | 9/20/2010 4:38:19 PM |
| lloyd_s | $25.00 | $25.00 | 9/20/2010 3:26:09 PM |
| kidsskipp | $50.00 | $50.00 | 9/20/2010 4:28:20 PM |
| treasure-bliss | $51.66 | $51.66 | 9/20/2010 4:28:24 PM |
| organic-order | $25.00 | $25.00 | 9/20/2010 4:33:34 PM |
| zone8 | $100.00 | $100.00 | 9/20/2010 4:38:12 PM |
| AF-Chief | $25.00 | $25.00 | 9/20/2010 3:28:33 PM |
| jlofgren | $25.00 | $25.00 | 9/20/2010 6:13:38 PM |
| inspiring-reward | $150.00 | $150.00 | 9/20/2010 6:13:53 PM |
| himanshuko | $25.00 | $25.00 | 9/20/2010 6:13:41 PM |
| RadCad1 | $33.33 | $33.33 | 9/20/2010 4:28:18 PM |
| fabulous-community4 | $25.00 | $25.00 | 9/20/2010 4:38:11 PM |
| Kash2010lu | $35.00 | $35.00 | 9/20/2010 9:49:41 PM |
| IntrepidInvestment | $25.00 | $25.00 | 9/20/2010 6:13:37 PM |
| Go_Ducks | $25.00 | $25.00 | 9/20/2010 6:13:45 PM |
| nybanker85 | $33.05 | $33.05 | 9/20/2010 11:37:33 PM |
| payment-gusto | $25.00 | $25.00 | 9/21/2010 12:14:01 AM |
| Cai8899 | $50.00 | $50.00 | 9/21/2010 5:38:55 AM |
| point-shooter | $50.00 | $50.00 | 9/21/2010 8:28:23 AM |
| dedicated-diversification5 | $100.00 | $100.00 | 9/21/2010 8:09:10 AM |
| WindyKid | $50.00 | $50.00 | 9/21/2010 9:33:20 AM |
| reward-adventure | $50.00 | $50.00 | 9/21/2010 9:18:59 AM |
| loanman2007 | $25.00 | $25.00 | 9/21/2010 9:20:02 AM |
| revenue-officer36 | $25.00 | $25.00 | 9/21/2010 10:09:45 AM |
| oneforthemoney | $50.00 | $50.00 | 9/21/2010 10:10:21 AM |
| bryantsh | $25.00 | $25.00 | 9/21/2010 10:10:25 AM |
| AlexTrep | $25.00 | $25.00 | 9/21/2010 9:45:22 AM |
| asoldier | $25.00 | $25.00 | 9/21/2010 10:09:38 AM |
| Gixxer600 | $50.00 | $50.00 | 9/21/2010 10:09:49 AM |
| StrategicFinancier21 | $25.00 | $25.00 | 9/21/2010 10:09:56 AM |
| jga516 | $25.00 | $25.00 | 9/21/2010 10:10:15 AM |
| Medic05 | $25.00 | $25.00 | 9/21/2010 10:10:29 AM |
| Lam0nt | $25.00 | $25.00 | 9/21/2010 10:09:40 AM |
| ImaPutz | $25.00 | $25.00 | 9/21/2010 10:09:59 AM |
| hizzy | $25.00 | $25.00 | 9/21/2010 10:10:04 AM |
| ThatDanGuy | $25.00 | $25.00 | 9/21/2010 10:10:08 AM |
| Kreditorium | $25.00 | $25.00 | 9/21/2010 10:10:26 AM |
| aasx1108 | $50.00 | $50.00 | 9/21/2010 10:10:36 AM |
| jlr613 | $29.10 | $29.10 | 9/21/2010 10:10:47 AM |
| sfmf | $25.00 | $25.00 | 9/21/2010 12:59:51 PM |
| ore-healer6 | $25.00 | $25.00 | 9/22/2010 6:48:17 AM |
| handshake5 | $25.00 | $25.00 | 9/20/2010 2:42:13 PM |
| 6moonbeams | $25.00 | $25.00 | 9/20/2010 2:42:38 PM |
| kulender | $50.00 | $50.00 | 9/20/2010 2:50:53 PM |
| Thylow | $63.26 | $63.26 | 9/20/2010 2:51:10 PM |
| Comoparklender | $25.00 | $25.00 | 9/20/2010 2:56:37 PM |
| jonn834 | $25.00 | $25.00 | 9/20/2010 3:05:12 PM |
| contract-happiness1 | $25.00 | $25.00 | 9/20/2010 2:51:16 PM |
| brother_tam | $50.00 | $50.00 | 9/20/2010 3:05:50 PM |
| svandgts | $25.00 | $25.00 | 9/20/2010 3:05:00 PM |
| czar3 | $40.00 | $40.00 | 9/20/2010 3:05:54 PM |
| shrewd-peace7 | $35.00 | $35.00 | 9/20/2010 3:05:09 PM |
| Craig_B | $30.00 | $30.00 | 9/20/2010 3:06:00 PM |
| InvestorPartners | $25.00 | $25.00 | 9/20/2010 3:05:20 PM |
| villagers | $25.00 | $25.00 | 9/20/2010 3:06:16 PM |
| kind-efficient-credit | $25.00 | $25.00 | 9/20/2010 3:05:26 PM |
| soulful-truth | $25.00 | $25.00 | 9/20/2010 3:05:33 PM |
| HHP | $25.00 | $25.00 | 9/20/2010 3:05:47 PM |
| NYLG | $25.00 | $25.00 | 9/20/2010 3:06:07 PM |
| Dreams4Cash | $25.00 | $25.00 | 9/20/2010 3:20:00 PM |
| 108lender | $25.00 | $25.00 | 9/20/2010 3:21:15 PM |
| patriot897 | $25.00 | $25.00 | 9/20/2010 2:55:56 PM |
| internetwolf | $50.00 | $50.00 | 9/20/2010 3:04:27 PM |
| onesunca | $25.00 | $25.00 | 9/20/2010 3:04:44 PM |
| dime-reaction | $50.00 | $50.00 | 9/20/2010 3:04:51 PM |
| dschaaf | $25.00 | $25.00 | 9/20/2010 3:05:22 PM |
| DeutscheBank | $25.00 | $25.00 | 9/20/2010 3:05:45 PM |
| HedgeFund | $45.00 | $45.00 | 9/20/2010 3:05:56 PM |
| worth-arch | $25.00 | $25.00 | 9/20/2010 3:21:01 PM |
| penny-plato | $25.00 | $25.00 | 9/20/2010 4:44:42 PM |
| bountiful-durability | $26.68 | $26.68 | 9/20/2010 5:09:03 PM |
| Ocean713 | $50.00 | $50.00 | 9/20/2010 6:13:46 PM |
| Wellman | $43.26 | $43.26 | 9/20/2010 6:13:53 PM |
| Alpha-AssistU | $50.00 | $50.00 | 9/20/2010 4:28:16 PM |
| gimincorp | $50.00 | $50.00 | 9/20/2010 4:34:07 PM |
| agiovasil | $25.00 | $25.00 | 9/20/2010 8:31:29 PM |
| well-mannered-income3 | $30.00 | $30.00 | 9/20/2010 7:41:41 PM |
| MTlender | $25.00 | $25.00 | 9/20/2010 6:13:40 PM |
| orange-preeminant-bill | $34.05 | $34.05 | 9/20/2010 6:13:52 PM |
| Diamond_Jim | $25.00 | $25.00 | 9/21/2010 12:04:28 AM |
| helpful-listing | $25.00 | $25.00 | 9/21/2010 12:13:15 AM |
| jengachamp | $25.00 | $25.00 | 9/21/2010 12:14:06 AM |
| dollardave | $75.00 | $75.00 | 9/21/2010 8:43:10 AM |
| musegaze | $25.00 | $25.00 | 9/21/2010 10:03:21 AM |
| intrepid-transaction5 | $25.00 | $25.00 | 9/21/2010 10:09:42 AM |
| desertoasis | $25.00 | $25.00 | 9/21/2010 10:09:52 AM |
| 87Marc | $25.00 | $25.00 | 9/21/2010 10:10:31 AM |
| bigbryan98 | $25.00 | $25.00 | 9/21/2010 10:09:35 AM |
| MAYBROOK | $50.00 | $50.00 | 9/21/2010 10:09:54 AM |
| payment-freshmaker | $50.00 | $50.00 | 9/21/2010 10:10:10 AM |
| iLoaner | $25.00 | $25.00 | 9/21/2010 10:10:14 AM |
| happyaric | $50.00 | $50.00 | 9/21/2010 10:10:48 AM |
| whatreality | $35.00 | $35.00 | 9/21/2010 10:57:16 AM |
| Artist_Blue | $25.00 | $25.00 | 9/21/2010 11:29:11 AM |
| sintax | $25.00 | $25.00 | 9/21/2010 10:09:44 AM |
| WalnutCreekguy | $50.00 | $50.00 | 9/21/2010 10:10:06 AM |
| 29Palms | $50.00 | $50.00 | 9/21/2010 10:10:12 AM |
| Jonb6919 | $25.00 | $25.00 | 9/21/2010 10:10:28 AM |
| janus_god | $25.00 | $25.00 | 9/21/2010 10:10:38 AM |
| Julzlmt | $50.00 | $50.00 | 9/21/2010 10:37:21 AM |
| blitzen40 | $25.00 | $25.00 | 9/21/2010 1:44:16 PM |
| nilonc1 | $25.00 | $25.00 | 9/21/2010 11:18:01 AM |
| fuzed | $50.00 | $50.00 | 9/21/2010 11:34:39 AM |
| zone6 | $60.91 | $60.61 | 9/21/2010 12:04:41 PM |
| sensational-penny | $25.00 | $25.00 | 9/21/2010 2:40:59 PM |
| 123 bids
|
Borrower Payment Dependent Notes Series
476834
This series of Notes was issued and sold upon the funding of the borrower loan #44553, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 9.8% |
Auction start date:
| Sep-23-2010 |
| |
Auction end date:
| Sep-25-2010 |
|
|
Starting lender yield:
| 24.75% |
Starting borrower rate/APR:
| 25.75% / 29.67% |
Starting monthly payment:
| $60.24 |
|
Final lender yield:
| 24.75% |
Final borrower rate/APR:
| 25.75% / 29.67% |
Final monthly payment:
| $60.24 |
| |
|
Auction yield range:
| 10.79% - 24.75% |
Estimated loss impact:
| 10.41% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.34% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1992 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 620-639 (Sep-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
7 | Length of status: | 18y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $19,657 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| snobes |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 24 ( 67% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 10
( 28% )
| 620-639
(May-2007)
620-639
(May-2007)
620-639
(Apr-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 2
( 6% )
|
|
Total payments billed:
| 36 | | |
Description
Paying off Payday Lending Traps
Purpose of loan:
This loan will be used to pay off my payday loans.? With the crazy interest charges they?charge I found myself in a horrible cycle of taking out another payday loan to pay the interest due from payday loans I already had out and I just can't catch up and pay them off, I need help!
My financial situation:
I am a good candidate for this loan because I have already had 1 loan through Prosper and paid that off on time as scheduled.
Monthly net income: $ 45,000
Monthly expenses: $
??Housing: $ 1,000
??Insurance: $?100
??Car expenses: $?200
??Utilities: $?250
??Phone, cable, internet: $?250
??Food, entertainment: $400?
??Clothing, household expenses $300?
??Credit cards and other loans: $300
??Other expenses: $ Payday loan interest 400
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Thylow | $38.83 | $38.83 | 9/23/2010 2:30:59 PM |
| GElender | $25.00 | $25.00 | 9/23/2010 2:31:53 PM |
| handshake5 | $100.00 | $100.00 | 9/23/2010 2:47:13 PM |
| kulender | $100.00 | $100.00 | 9/23/2010 2:43:11 PM |
| AlexTrep | $25.00 | $25.00 | 9/23/2010 2:46:00 PM |
| 6moonbeams | $25.00 | $25.00 | 9/23/2010 2:46:25 PM |
| agiovasil | $25.00 | $25.00 | 9/23/2010 3:58:21 PM |
| danthemon35 | $25.00 | $25.00 | 9/24/2010 8:29:55 AM |
| EBITDA | $25.00 | $25.00 | 9/24/2010 8:30:09 AM |
| simplelender80 | $250.00 | $250.00 | 9/24/2010 12:05:28 PM |
| dollardave | $100.00 | $100.00 | 9/24/2010 4:48:36 PM |
| best-agreement-exchanger | $26.00 | $26.00 | 9/24/2010 7:44:26 PM |
| donenzo | $25.00 | $25.00 | 9/25/2010 5:45:20 AM |
| tech310 | $50.00 | $50.00 | 9/23/2010 2:46:29 PM |
| brother_tam | $50.00 | $50.00 | 9/23/2010 3:27:01 PM |
| Comoparklender | $25.00 | $25.00 | 9/23/2010 3:26:07 PM |
| AF-Chief | $25.00 | $25.00 | 9/23/2010 6:28:48 PM |
| patriot897 | $25.00 | $25.00 | 9/23/2010 6:28:54 PM |
| SolarMoonshine | $25.00 | $25.00 | 9/24/2010 3:58:24 AM |
| bid-czar8 | $25.00 | $25.00 | 9/24/2010 3:04:52 AM |
| money-bauble | $50.00 | $50.00 | 9/24/2010 6:38:29 AM |
| consummate-loyalty1 | $100.00 | $100.00 | 9/24/2010 6:39:02 AM |
| lloyd_s | $25.00 | $25.00 | 9/24/2010 8:29:30 AM |
| Rattlehead | $25.00 | $25.00 | 9/24/2010 8:47:49 AM |
| rescue | $100.00 | $35.17 | 9/24/2010 12:59:59 PM |
| interstellar | $50.00 | $50.00 | 9/24/2010 4:09:13 PM |
| frogperson | $200.00 | $200.00 | 9/25/2010 12:37:49 PM |
| 27 bids
|