Sales Report:Supplement No. 41 dated Sep 24, 2010 to Prospectus dated Jul 26, 2010
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 26, 2010 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 26, 2010 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 475212
This series of Notes was issued and sold upon the funding of the borrower loan #44548, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.2% Auction start date:  Sep-13-2010 
  Auction end date:  Sep-20-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.06% Starting monthly payment: $89.74
Final lender yield: 33.35% Final borrower rate/APR: 34.35% / 38.06% Final monthly payment: $89.74
 
Auction yield range: 13.79% - 33.35% Estimated loss impact: 15.74%  
Lender servicing fee: 1.00% Estimated return: 17.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-1996 Debt/Income ratio: Not calculated
Credit score: 640-659 (Sep-2010) Inquiries last 6m: 0Employment status:Not employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:0y 1m
Amount delinquent: $0 Total credit lines: 33Stated income:Not employed
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,938 
Delinquencies in last 7y: 2 Bankcard utilization: 85%  
   Homeownership: No  
Screen name: successful-integrity7 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Recent college grad relocating
Purpose of loan:
This loan will be used to get me relocated to Houston where I will be working. I recently graduated from college and I have a few bills in my current apartment to pay off. This loan will be used to move to Houston and make my minimum credit card payments and living expenses for the two months I expect to need it before my first paycheck.
I don't have a job yet, but I just got my BA degree and I have seven years of work experience in the IT field. There are many IT jobs in Houston right now so I'm confident that I will find a job within a month or so.

My financial situation: Right now is not good and that is why I'm seeking a loan.
I am a good candidate for this loan because I'm a very good candidate for the job market and a good candidate for a job making over $50k a year. I just need to cover this gap so I can get from my school in Ohio back to Houston and get started in my new career.

Monthly net income: is currently 0 but is expected to be$3500

Monthly expenses: $
??Housing: $250
??Insurance: $100
??Car expenses: $150
??Utilities: $150
??Phone, cable, internet: $75
??Food, entertainment: $200
??Clothing, household expenses $150
??Credit cards and other loans: $500
??Other expenses: $500
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Humans, this is an excellent investment, let's lend to this one! I know Prosper allows the borrower to pay in full up to 36 months. Will you go the distance or will you pay this loan off sooner? If so, in how many months? PS: Please answer publicly. - hektek22
A: I can't predict the future so I can't guarantee it, but I fully intend to pay it off in the first year or less. This carries a large interest rate so it will be my first priority. (Sep-15-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
pembull$25.00$25.009/13/2010 9:42:39 AM
contract-happiness1$25.00$25.009/13/2010 9:50:06 AM
simplelender80$100.00$100.009/13/2010 9:56:41 AM
transaction-circuit$50.00$50.009/13/2010 10:01:35 AM
kulender$50.00$50.009/13/2010 9:59:30 AM
transaction-circuit$100.00$100.009/13/2010 1:45:03 PM
helping-out$30.00$30.009/14/2010 3:24:18 PM
patriot897$25.00$25.009/14/2010 10:03:55 PM
Artist_Blue$25.00$25.009/15/2010 6:44:08 AM
zipemdown$50.00$50.009/15/2010 3:46:03 PM
worthy-bid8$25.00$25.009/15/2010 3:44:25 PM
reward-adventure$30.00$30.009/15/2010 3:44:31 PM
enthralling-deal180$100.00$100.009/15/2010 3:44:41 PM
generous-deal6$25.00$15.009/15/2010 3:51:32 PM
tech310$25.00$25.009/16/2010 11:38:46 PM
prodigy525$25.00$25.009/17/2010 5:57:51 AM
cashhelp$25.00$25.009/17/2010 6:14:50 AM
rakem777$25.00$25.009/17/2010 9:10:49 AM
MrMikeMcD$25.00$25.009/17/2010 11:01:12 AM
gjm6d$25.00$25.009/17/2010 2:33:08 PM
branaa99$25.00$25.009/17/2010 4:31:54 PM
imoutdoorsy$25.00$25.009/17/2010 8:57:30 PM
realtormoises$25.00$25.009/18/2010 5:38:22 AM
Green-Baron$25.00$25.009/19/2010 5:15:27 PM
zydeco337$25.00$25.009/19/2010 8:14:51 PM
S2152$25.00$25.009/20/2010 4:57:34 AM
handshake5$25.00$25.009/13/2010 9:50:39 AM
6moonbeams$25.00$25.009/13/2010 9:51:18 AM
bid-czar8$100.00$100.009/13/2010 10:00:00 AM
musegaze$100.00$100.009/14/2010 9:29:41 AM
pfh$25.00$25.009/14/2010 3:36:29 PM
ore-healer6$25.00$25.009/15/2010 9:37:38 AM
mtquan$25.00$25.009/15/2010 11:28:14 AM
AlexTrep$25.00$25.009/15/2010 3:43:10 PM
burrito6$25.00$25.009/15/2010 3:44:35 PM
finance-magma7$100.00$100.009/15/2010 3:45:22 PM
Bob450$25.00$25.009/16/2010 9:52:23 PM
brondero$25.00$25.009/16/2010 11:47:30 PM
terrific-peace8$50.00$50.009/17/2010 9:49:55 AM
entertaining-greenback2$25.00$25.009/17/2010 12:34:47 PM
P3P-Career-Coach$25.00$25.009/17/2010 3:24:27 PM
responsibility-blanket6$25.00$25.009/17/2010 3:39:58 PM
TakeCare$25.00$25.009/17/2010 10:08:39 PM
Tlrdlrrnch$25.00$25.009/18/2010 7:51:39 AM
calilending$25.00$25.009/18/2010 4:28:13 PM
DrWill$25.00$25.009/19/2010 7:33:56 AM
california5andime$25.00$25.009/18/2010 6:26:50 PM
balanced-balance6$25.00$25.009/19/2010 6:42:50 AM
Leshan$25.00$25.009/19/2010 6:56:31 PM
precious-coin3$25.00$25.009/19/2010 3:29:15 PM
dudebrah$25.00$25.009/20/2010 12:07:54 AM
ultimate-peace$150.00$150.009/20/2010 9:16:36 AM
NickRac$25.00$25.009/20/2010 9:23:22 AM
53 bids
 
Borrower Payment Dependent Notes Series 475584
This series of Notes was issued and sold upon the funding of the borrower loan #44536, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,200.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.8% Auction start date:  Sep-15-2010 
  Auction end date:  Sep-21-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $131.50
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.05% Final monthly payment: $131.50
 
Auction yield range: 10.79% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Mar-1988 Debt/Income ratio: 3%
Credit score: 640-659 (Aug-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 2 / 2Length of status:1y 8m
Amount delinquent: $1,199 Total credit lines: 8 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,096Stated income:$50,000-$74,999
Delinquencies in last 7y: 6 Bankcard utilization: 87%  
   Homeownership: No  
Screen name: exponential-pound4 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Purchase More Books, Expand Project
Purpose of loan: . This loan was previously listed and received 91% funding, I was $250 short. So, even though I was brokenhearted I decided to try again. After all,when you are trying to do something that's so important? for the community,you can't give up. My goal is to increase the number of free books I am able to give to children in need, through my Project R.E.A.E.D. (Read Each and Every Day) which is currently funded through the sales from my online childrens clothing store.Our motto is, Make a Purchase with a Purpose!This loan will be used to expand into actual brick and mortar store,?purchase?children's books for sale and to give away to at risk students. Books are now being purchased through sales generated through profits from?store inventory. There is no greater satisfaction than to put a smile on a child's face by giving them a book, a free book. I sincerely ask that you give to this cause, because our?student's need someone to?put into action the quest for literacy for everyone.

My financial situation:
I am a good candidate for this loan because?I was formerly a reading specialist and school principal and am committed to advancing literacy for our nations children.?We own 3 homes and have never been delinquent on any payments.?The negative reportings are due to a divorce, after which I was sadly left with debt that I was not even aware of.?In addition, I had two major surgeries.Since then I have worked diligently to reestablish myself and eliminate my outstanding?debt.?I have always been a hard worker and believe that you work for what you want, and pay your debt. No excuses, no whining, just get it done.?

Monthly net income: $ 4500.

Monthly expenses: $
??Housing: $ 500
??Insurance: $ 0
??Car expenses: $ 283
??Utilities: $ 0
??Phone, cable, internet: $ 100
??Food, entertainment: $ 100
??Clothing, household expenses $
??Credit cards and other loans: $ 100
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
6moonbeams$25.00$25.009/15/2010 2:37:19 PM
handshake5$25.00$25.009/15/2010 2:37:01 PM
bid-czar8$100.00$100.009/15/2010 2:38:59 PM
jamiee73$25.00$25.009/15/2010 3:28:30 PM
EBITDA$25.00$25.009/15/2010 9:38:47 PM
money-bauble$50.00$50.009/16/2010 11:48:26 AM
danthemon35$25.00$25.009/17/2010 11:52:25 AM
papaloha$25.00$25.009/17/2010 9:44:07 PM
helping-out$39.61$39.619/18/2010 12:03:18 AM
generous-deal6$25.00$25.009/18/2010 4:23:34 PM
finance-magma7$35.82$35.829/19/2010 7:30:23 PM
invest-in-ed$250.00$250.009/19/2010 7:50:37 PM
AlexTrep$25.00$25.009/20/2010 10:23:20 AM
GElender$25.00$25.009/20/2010 10:30:22 AM
Cybercusp$25.00$25.009/20/2010 10:30:13 AM
enthralling-deal180$100.00$100.009/20/2010 10:31:25 AM
burrito6$25.00$25.009/20/2010 10:31:34 AM
Artist_Blue$25.00$25.009/20/2010 10:31:53 AM
Ocean713$50.00$50.009/20/2010 1:13:50 PM
natobruin$50.00$50.009/20/2010 3:31:03 PM
prophecy$50.00$50.009/20/2010 6:14:45 PM
healingangel22$25.00$25.009/20/2010 8:39:05 PM
revenue-appraiser$30.00$30.009/21/2010 5:54:04 AM
ElbowToast$41.19$41.199/21/2010 6:50:36 AM
trade-freshmaker$50.00$50.009/21/2010 10:53:42 AM
RMB-Investments$50.00$50.009/21/2010 11:30:25 AM
fuzed$35.00$35.009/21/2010 11:41:35 AM
shrewd-peace7$50.00$50.009/21/2010 2:38:40 PM
SBT$25.00$25.009/21/2010 2:38:59 PM
108lender$100.00$100.009/21/2010 2:39:48 PM
LendK$25.00$25.009/21/2010 3:20:44 PM
kulender$50.00$50.009/15/2010 2:39:42 PM
tech310$50.00$50.009/15/2010 2:40:54 PM
musegaze$100.00$100.009/15/2010 2:40:29 PM
simplelender80$250.00$250.009/15/2010 2:42:01 PM
loyalist1$50.00$50.009/15/2010 5:44:26 PM
Comoparklender$25.00$25.009/16/2010 10:47:44 AM
penny-plato$50.00$50.009/16/2010 1:17:56 PM
gold-channel2$50.00$50.009/16/2010 7:38:11 PM
pfh$25.00$25.009/17/2010 8:49:06 AM
Jloaner$100.00$100.009/17/2010 11:30:45 AM
AF-Chief$25.00$25.009/17/2010 2:33:18 PM
Stek7$50.00$50.009/17/2010 6:01:07 PM
jlr613$25.00$25.009/19/2010 3:03:56 PM
minnesotafinancial$25.00$25.009/20/2010 8:17:34 AM
worthy-bid8$25.00$25.009/20/2010 10:30:34 AM
reward-adventure$30.00$30.009/20/2010 10:30:55 AM
zipemdown$50.00$50.009/20/2010 10:31:07 AM
mtquan$25.00$25.009/20/2010 10:31:14 AM
patriot897$25.00$25.009/20/2010 10:37:48 AM
neverfail$75.00$75.009/20/2010 12:16:58 PM
inspiring-reward$43.41$43.419/20/2010 1:38:18 PM
treasure-bliss$50.00$50.009/20/2010 3:06:25 PM
orange-preeminant-bill$50.00$50.009/20/2010 3:06:36 PM
agiovasil$25.00$25.009/20/2010 8:41:09 PM
lendmedo$25.00$25.009/21/2010 6:34:24 AM
mohara25$101.85$101.859/21/2010 7:37:45 AM
Rdodson11$25.00$25.009/21/2010 6:50:18 AM
head$25.00$25.009/21/2010 9:08:43 AM
vigorous-payment3$43.00$43.009/21/2010 8:51:57 AM
flexible-duty3$25.00$25.009/21/2010 7:45:52 AM
Bob450$25.00$25.009/21/2010 8:40:16 AM
red-favorable-basis$25.00$0.129/21/2010 2:39:49 PM
doncm$50.00$50.009/21/2010 1:22:07 PM
wwwUniversal$25.00$25.009/21/2010 2:57:19 PM
MTlender$25.00$25.009/21/2010 2:38:38 PM
rescue$50.00$50.009/21/2010 2:39:26 PM
johnk317$50.00$50.009/21/2010 3:15:34 PM
68 bids
 
Borrower Payment Dependent Notes Series 475596
This series of Notes was issued and sold upon the funding of the borrower loan #44554, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 3.5% Auction start date:  Sep-15-2010 
  Auction end date:  Sep-22-2010 
 
Starting lender yield: 10.15% Starting borrower rate/APR: 11.15% / 13.27% Starting monthly payment: $229.67
Final lender yield: 10.15% Final borrower rate/APR: 11.15% / 13.27% Final monthly payment: $229.67
 
Auction yield range: 3.79% - 10.15% Estimated loss impact: 3.53%  
Lender servicing fee: 1.00% Estimated return: 6.62%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Oct-2001 Debt/Income ratio: Not calculated
Credit score: 740-759 (Sep-2010) Inquiries last 6m: 0Employment status:Not employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:0y 9m
Amount delinquent: $0 Total credit lines: 21Stated income:Not employed
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,805 
Delinquencies in last 7y: 0 Bankcard utilization: 28%  
   Homeownership: No  
Screen name: social-festival Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my Credit Cards
Purpose of loan:
This loan will be used to consolidate my credit cards into one, so I can have one fixed payment per month to?prosper.


My financial situation:
I am a good candidate for this loan because I have 20K in my savings account, currently unemployed because I'm planning my wedding for the end of the year. Figured i deserved a break after working 12hrs a day for the last two years. I was a project coordinator for the IT dept, and helping?family retail business operation.?I'm saving?money, just to be on the safe side for my wedding.

I do recieve unemployment for 1600/month.
My fiance makes about 2500/month.
I have 75k invested into a business with my parents, which I can withdraw a percentage end of the year due to an agreement.

Thank you so much! If you have any questions please feel free to ask.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
soheagle$25.00$25.009/15/2010 2:33:24 PM
brightest-affluence-motivator$100.00$100.009/15/2010 2:34:21 PM
organized-payment6$50.00$50.009/15/2010 2:34:33 PM
mla$25.00$25.009/15/2010 2:38:16 PM
jigsaw$100.00$100.009/15/2010 2:38:27 PM
pfh$25.00$25.009/15/2010 2:38:30 PM
bid-czar8$100.00$100.009/15/2010 2:38:54 PM
6moonbeams$100.00$100.009/15/2010 2:39:23 PM
GElender$50.00$50.009/15/2010 2:37:54 PM
ichibon$200.00$200.009/15/2010 2:38:18 PM
credit-scout7$50.00$50.009/15/2010 2:41:03 PM
generous-deal6$50.00$50.009/15/2010 2:35:53 PM
authentic-liberty7$50.00$50.009/15/2010 2:37:50 PM
worthy-bid8$100.00$100.009/15/2010 2:40:00 PM
mtquan$25.00$25.009/15/2010 2:41:56 PM
MissionMicroFinance$25.00$25.009/15/2010 3:26:54 PM
bodascafe$25.00$25.009/15/2010 3:28:40 PM
danthemon35$25.00$25.009/15/2010 3:29:34 PM
rescue$50.00$50.009/15/2010 3:23:06 PM
bountiful-durability$100.00$100.009/15/2010 3:40:16 PM
HedgeFund$50.00$50.009/15/2010 3:43:33 PM
golden-bid9$50.00$50.009/15/2010 3:37:27 PM
patriot897$50.00$50.009/15/2010 3:51:38 PM
nicklds$50.00$50.009/15/2010 4:05:48 PM
Cheburashka$25.00$25.009/15/2010 4:12:53 PM
on_your_side$25.00$25.009/15/2010 4:06:13 PM
community-pipeline8$50.00$50.009/15/2010 8:34:50 PM
octoberfresh$25.00$25.009/16/2010 6:39:35 AM
mg6619$25.00$25.009/16/2010 12:52:45 PM
pnace$50.00$50.009/16/2010 12:22:30 PM
a-finance-nirvana$25.00$25.009/16/2010 1:50:57 PM
radforj22$25.00$25.009/16/2010 4:06:11 PM
objective-investor$100.00$100.009/16/2010 4:14:32 PM
ferocious-finance$25.00$25.009/16/2010 4:15:14 PM
return-percolator8$50.00$50.009/16/2010 4:14:10 PM
ideal-platinum1$50.00$50.009/16/2010 4:15:09 PM
worldly-community3$50.00$50.009/16/2010 5:18:19 PM
the-profit-oracle$25.00$25.009/17/2010 9:08:17 AM
SimpleChoice$25.00$25.009/17/2010 9:35:01 AM
runner262$25.00$25.009/17/2010 11:30:48 AM
the-bright-velocity$25.00$25.009/17/2010 11:29:12 AM
jamiee73$25.00$25.009/17/2010 11:30:58 AM
attentive-income$50.00$50.009/17/2010 12:03:20 PM
smurf163$25.00$25.009/17/2010 12:03:39 PM
hookUup$25.00$25.009/17/2010 12:02:13 PM
Ripsaw4U$50.00$50.009/17/2010 4:34:26 PM
finance-magma7$25.00$25.009/18/2010 2:44:54 AM
IIP77$25.00$25.009/18/2010 3:58:27 AM
BeanCownter$25.00$25.009/18/2010 5:48:37 AM
proper-p2p6$32.47$32.479/18/2010 7:53:14 AM
meenan$25.00$25.009/18/2010 1:18:24 PM
inspired-agreement$50.00$50.009/18/2010 5:34:03 PM
dsnybnd$25.00$25.009/19/2010 1:08:34 PM
efficient-marketplace$50.00$50.009/19/2010 7:29:57 PM
flexible-return297$50.00$50.009/19/2010 7:29:06 PM
wise-dedicated-power$25.00$25.009/20/2010 8:32:27 AM
cloud8$50.00$50.009/20/2010 8:33:44 AM
bayareainv$50.00$50.009/20/2010 10:13:32 AM
ro37$25.00$25.009/20/2010 10:26:17 AM
Investoman$50.00$50.009/20/2010 10:26:27 AM
gulch$50.00$50.009/20/2010 10:26:56 AM
asdf9876$25.00$25.009/20/2010 10:26:58 AM
Devsfan3$50.00$50.009/20/2010 10:27:34 AM
wonderful-rupee$25.00$25.009/20/2010 10:27:03 AM
smart-return$25.00$25.009/20/2010 10:25:54 AM
ericgassercom$50.00$50.009/20/2010 10:27:26 AM
gracej$25.00$25.009/20/2010 10:39:54 AM
vigorous-note$50.00$50.009/20/2010 10:39:51 AM
julijask$25.00$25.009/20/2010 10:41:03 AM
Feyenoord$25.00$25.009/20/2010 3:29:44 PM
gustavholstopus32$25.00$25.009/20/2010 3:34:00 PM
pinnacle10$25.00$25.009/20/2010 11:03:49 PM
grant_myron$31.00$31.009/21/2010 12:14:21 PM
marshallmanhattan$25.00$25.009/21/2010 12:10:11 PM
prophecy$50.00$50.009/21/2010 2:39:27 PM
sensational-penny$50.00$50.009/21/2010 2:31:49 PM
haryassman$25.00$25.009/21/2010 4:22:12 PM
availableloan$25.00$25.009/21/2010 4:55:56 PM
dime-vista2$25.00$25.009/22/2010 11:31:09 AM
Nailman88$25.00$25.009/22/2010 12:19:51 PM
BLUE300Z$25.00$25.009/22/2010 1:50:11 PM
vulgy$25.00$25.009/22/2010 12:35:16 PM
Isotope$25.00$25.009/22/2010 12:50:05 PM
enthralling-deal180$100.00$100.009/15/2010 2:35:58 PM
handshake5$25.00$25.009/15/2010 2:38:01 PM
kmr2$150.00$150.009/15/2010 2:38:09 PM
schpere$75.00$75.009/15/2010 2:34:35 PM
studious-bonus7$100.00$100.009/15/2010 2:40:06 PM
marketplace-cello5$50.00$50.009/15/2010 2:38:41 PM
Weaverville$50.00$50.009/15/2010 2:33:01 PM
ray1051$25.00$25.009/15/2010 2:34:09 PM
kegs$150.00$150.009/15/2010 2:35:06 PM
larrybird$150.00$150.009/15/2010 2:35:10 PM
jazzlender$25.00$25.009/15/2010 2:37:57 PM
peripatetic$25.00$25.009/15/2010 2:38:34 PM
Artist_Blue$25.00$25.009/15/2010 3:19:46 PM
tranquil-return4$25.00$25.009/15/2010 3:28:07 PM
AF-Chief$25.00$25.009/15/2010 3:29:08 PM
elegant-bonus$25.00$25.009/15/2010 3:38:23 PM
balanced-bill7$50.00$50.009/15/2010 3:36:40 PM
Clambake$50.00$50.009/15/2010 3:46:45 PM
satisfying-durability$25.00$25.009/15/2010 4:39:43 PM
sound$50.00$50.009/15/2010 8:34:59 PM
dannyboy_997$25.00$25.009/15/2010 9:17:31 PM
CAGE-Investments$25.00$25.009/16/2010 1:15:34 AM
tylerfd$25.00$25.009/16/2010 9:38:32 AM
money-bauble$50.00$50.009/16/2010 11:48:13 AM
newest-sensible-hope$50.00$50.009/16/2010 1:51:58 PM
simplelender80$250.00$250.009/16/2010 1:51:43 PM
j2ee$25.00$25.009/16/2010 3:56:29 PM
helpinghand75$50.00$50.009/16/2010 4:14:39 PM
loan-wasp$50.00$50.009/16/2010 4:17:58 PM
nybanker85$35.00$35.009/16/2010 4:37:23 PM
gold-channel2$50.00$50.009/16/2010 7:34:24 PM
Ven58$25.00$25.009/17/2010 3:53:17 AM
paradisenow$25.00$25.009/17/2010 6:55:24 AM
FG9YTR$25.00$25.009/17/2010 9:35:06 AM
Tradesmanlender$25.00$25.009/17/2010 9:35:18 AM
efficient-treasure0$25.00$25.009/17/2010 11:24:06 AM
first-listing-expert$25.00$25.009/17/2010 11:52:12 AM
zrohmm$25.00$25.009/17/2010 7:28:33 PM
papaloha$25.00$25.009/17/2010 9:44:57 PM
Jassi$25.00$25.009/17/2010 9:54:38 PM
ommcd$25.00$25.009/18/2010 12:10:34 AM
red-adaptable-funds$50.00$50.009/18/2010 2:58:23 PM
kulender$25.00$25.009/18/2010 10:18:24 PM
engaging-worth$25.00$25.009/19/2010 10:28:36 AM
gethsemane4$25.00$25.009/19/2010 8:43:36 AM
well-rounded-dinero$75.00$75.009/19/2010 3:24:07 PM
SallyLu$28.65$28.659/19/2010 3:36:55 PM
shrewd-benjamins$40.00$40.009/19/2010 4:15:28 PM
important-ore$50.00$50.009/19/2010 7:29:59 PM
vollynet$72.49$72.499/19/2010 8:20:01 PM
MJFinancial$50.00$50.009/20/2010 9:49:12 AM
helping-out$75.00$75.009/20/2010 10:24:14 AM
nunnie$25.00$25.009/20/2010 10:24:34 AM
jo2y$25.00$25.009/20/2010 10:21:59 AM
CapStack$75.00$75.009/20/2010 10:26:12 AM
pvconn$50.00$50.009/20/2010 10:26:04 AM
anders94$25.00$25.009/20/2010 10:26:25 AM
Easystreet$25.00$25.009/20/2010 10:26:48 AM
potatoepicker$50.00$50.009/20/2010 10:27:21 AM
note-axis5$50.00$50.009/20/2010 10:27:36 AM
enigmallc$25.00$25.009/20/2010 10:26:54 AM
Cherrypicker$50.00$50.009/20/2010 10:35:50 AM
jblack01$25.00$20.399/20/2010 12:14:17 PM
integrity-trumpet$50.00$50.009/20/2010 10:39:47 AM
oregonusa$50.00$50.009/20/2010 10:52:12 AM
troile$25.00$25.009/20/2010 3:08:46 PM
gjm6d$25.00$25.009/20/2010 9:41:19 PM
ddamenace$30.00$30.009/21/2010 8:13:34 AM
Green-Baron$25.00$25.009/21/2010 3:54:42 PM
blue-dollar-viking$25.00$25.009/21/2010 5:04:22 PM
Richmp412$25.00$25.009/22/2010 6:23:42 AM
hope-hickory$25.00$25.009/22/2010 6:53:55 AM
BipedalHominid$25.00$25.009/22/2010 12:16:55 PM
selfmademan$25.00$25.009/22/2010 1:42:08 PM
triumphant-bonus$35.00$35.009/22/2010 1:48:21 PM
scotty61$25.00$25.009/22/2010 1:55:06 PM
friendinmoney$25.00$25.009/22/2010 2:15:45 PM
sugarhoof$25.00$25.009/22/2010 1:40:32 PM
CACO_Bank$25.00$25.009/22/2010 1:54:31 PM
162 bids
 
Borrower Payment Dependent Notes Series 475664
This series of Notes was issued and sold upon the funding of the borrower loan #44526, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.8% Auction start date:  Sep-15-2010 
  Auction end date:  Sep-22-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $82.19
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.05% Final monthly payment: $82.19
 
Auction yield range: 10.79% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Apr-1997 Debt/Income ratio: 47%
Credit score: 680-699 (Aug-2010) Inquiries last 6m: 0Employment status:Other
Now delinquent: 1 Current / open credit lines: 16 / 13Length of status:4y 9m
Amount delinquent: $50 Total credit lines: 24 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,252Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 16%  
   Homeownership: No  
Screen name: market-cedar Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
disbled at 43 want to buy walk aide
Purpose of loan: I want to purchase a device to help me walk. insurance won't cover it
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?
my spouse pays?all other expenses and I will have no problem paying back loan.
Monthly net income: $ 1138

Monthly expenses: $?
??Housing: $ 0
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 0
??Phone, cable, internet: $0
??Food, entertainment: $ 0
??Clothing, household expenses $ 0
??Credit cards and other loans: $230
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
bid-czar8$100.00$100.009/15/2010 2:39:03 PM
handshake5$25.00$25.009/15/2010 2:37:07 PM
tech310$50.00$50.009/15/2010 3:49:08 PM
kulender$50.00$50.009/15/2010 3:51:50 PM
danthemon35$25.00$25.009/16/2010 12:59:46 AM
Artist_Blue$25.00$25.009/16/2010 7:42:51 AM
Comoparklender$25.00$25.009/16/2010 10:47:40 AM
penny-plato$25.00$25.009/16/2010 1:36:14 PM
gold-channel2$50.00$5.399/16/2010 11:38:09 PM
grc522$100.00$100.009/20/2010 12:34:35 PM
courteous-kindness1$50.00$50.009/20/2010 6:40:50 PM
umfan123$25.00$25.009/21/2010 6:08:58 AM
ethicalhumanist$50.00$50.009/21/2010 1:13:42 PM
bold-attentive-listing$25.00$25.009/21/2010 3:03:10 PM
crab-e-bill$25.24$25.249/21/2010 3:07:40 PM
johnk317$50.00$50.009/21/2010 3:16:10 PM
draggon77$25.00$25.009/21/2010 4:23:26 PM
bold-attentive-listing$25.00$25.009/21/2010 6:38:30 PM
wach$25.00$25.009/21/2010 8:10:11 PM
AlexTrep$25.00$25.009/21/2010 7:10:04 PM
airrbob$50.00$50.009/21/2010 10:43:48 PM
Leshan$66.66$66.669/22/2010 8:21:19 AM
goodhearted-basis4$25.00$25.009/22/2010 8:55:20 AM
Nailman88$25.00$25.009/22/2010 12:22:04 PM
attractive-fund$50.00$50.009/22/2010 1:54:30 PM
ultimate-peace$150.00$150.009/22/2010 2:01:56 PM
6moonbeams$25.00$25.009/15/2010 2:37:25 PM
simplelender80$250.00$250.009/15/2010 2:42:05 PM
musegaze$100.00$100.009/15/2010 2:40:33 PM
EBITDA$25.00$25.009/15/2010 9:38:40 PM
Brown98$25.00$25.009/16/2010 12:31:27 AM
AF-Chief$25.00$25.009/16/2010 8:32:26 AM
patriot897$25.00$25.009/16/2010 9:42:15 AM
money-bauble$50.00$50.009/16/2010 11:48:21 AM
healingangel22$25.00$25.009/17/2010 7:02:50 AM
Pu239$60.00$60.009/21/2010 10:06:42 AM
eboomer2611$25.00$25.009/21/2010 5:46:30 PM
ASG_NECO$25.00$25.009/21/2010 8:36:14 PM
Maetryx$42.71$42.719/21/2010 8:04:53 PM
paradisenow$25.00$25.009/22/2010 3:07:50 AM
capital-kingdom$50.00$50.009/22/2010 5:26:56 AM
momsloans$25.00$25.009/22/2010 9:20:45 AM
social-zebra$25.00$25.009/22/2010 11:11:26 AM
leverage-monger$25.00$25.009/22/2010 11:51:44 AM
aquistoyraul$25.00$25.009/22/2010 1:42:58 PM
45 bids
 
Borrower Payment Dependent Notes Series 475706
This series of Notes was issued and sold upon the funding of the borrower loan #44535, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,700.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.2% Auction start date:  Sep-15-2010 
  Auction end date:  Sep-22-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.06% Starting monthly payment: $166.02
Final lender yield: 33.35% Final borrower rate/APR: 34.35% / 38.06% Final monthly payment: $166.02
 
Auction yield range: 13.79% - 33.35% Estimated loss impact: 15.74%  
Lender servicing fee: 1.00% Estimated return: 17.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-1996 Debt/Income ratio: 54%
Credit score: 660-679 (Sep-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 12Length of status:6y 1m
Amount delinquent: $0 Total credit lines: 24 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $41,857Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 89%  
   Homeownership: Yes  
Screen name: hard-working-peso8 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
extra cash
Purpose of loan:
This loan will be used to?assist with paying some debts.?????????????

My financial situation:
I am a good candidate for this loan because? I have a good payment history and am very committed to paying my debts.?

Monthly net income: $ 3900.00

Monthly expenses:??
??Housing: $?1019.00 (husbands income pays other?half of mortgage)
??Insurance: $ 1000.00 per yr
??Car expenses: $ 390.00
??Utilities: $ (pd?by Husbands income)
??Phone, cable, internet: $ 250.00
??Food, entertainment: $ 350.00
??Clothing, household expenses $
??Credit cards and other loans: $ 700.00
??Other expenses: $
Total expenses: $2793.00

In my last posting I included the full amount of my mortgage payment, I've updated this listing to reflect the accurate amount of monthly expenses that I pay each month.???
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
handshake5$25.00$25.009/15/2010 2:37:12 PM
bid-czar8$100.00$42.689/15/2010 2:39:07 PM
ore-healer6$25.00$25.009/15/2010 2:41:40 PM
tech310$25.00$25.009/20/2010 10:22:18 AM
sfmf$25.00$25.009/21/2010 12:59:44 PM
cashhelp$25.00$25.009/21/2010 3:27:02 PM
unger$50.00$50.009/21/2010 3:36:22 PM
Bob450$25.00$25.009/21/2010 10:23:10 PM
Sudoku$200.00$200.009/22/2010 4:56:22 AM
frogperson$150.00$150.009/22/2010 8:31:06 AM
skubwa$25.00$25.009/22/2010 4:52:30 AM
draggon77$25.00$25.009/22/2010 5:51:49 AM
social-zebra$25.98$25.989/22/2010 11:14:11 AM
Mr_Katana$25.00$25.009/22/2010 9:54:10 AM
Decent$58.21$58.219/22/2010 11:42:11 AM
Lubava$25.00$25.009/22/2010 11:10:35 AM
Nailman88$25.00$25.009/22/2010 12:26:33 PM
ultimate-peace$150.00$150.009/22/2010 2:10:00 PM
S2152$25.00$25.009/22/2010 12:55:47 PM
aquistoyraul$25.00$25.009/22/2010 1:40:33 PM
TakeCare$50.00$50.009/22/2010 2:29:53 PM
discrete-nickel$100.00$100.009/22/2010 2:27:49 PM
contract-happiness1$25.00$25.009/15/2010 2:34:31 PM
6moonbeams$25.00$25.009/15/2010 2:37:29 PM
Tono$30.00$30.009/19/2010 3:47:28 PM
well-mannered-income3$30.00$30.009/21/2010 6:19:32 PM
favorite-commerce$25.00$25.009/22/2010 12:52:13 AM
paradisenow$25.00$25.009/22/2010 3:12:12 AM
nutandhoney$25.00$25.009/21/2010 11:42:28 PM
Pu239$60.00$60.009/22/2010 8:25:28 AM
harddollars$25.00$25.009/22/2010 8:09:01 AM
goodhearted-basis4$25.00$25.009/22/2010 8:56:15 AM
LOAN_DOC$50.00$50.009/22/2010 9:48:19 AM
168RichCapital$26.00$26.009/22/2010 10:20:41 AM
rooster63$102.13$102.139/22/2010 10:42:42 AM
realtormoises$25.00$25.009/22/2010 9:39:02 AM
leverage-monger$25.00$25.009/22/2010 11:55:36 AM
DasMula$25.00$25.009/22/2010 9:54:53 AM
payout-bridge$2,000.00$2,000.009/22/2010 2:27:41 PM
39 bids
 
Borrower Payment Dependent Notes Series 475744
This series of Notes was issued and sold upon the funding of the borrower loan #44520, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,600.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.8% Auction start date:  Sep-15-2010 
  Auction end date:  Sep-21-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $147.94
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.05% Final monthly payment: $147.94
 
Auction yield range: 10.79% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jul-1998 Debt/Income ratio: 5%
Credit score: 660-679 (Sep-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 1 / 1Length of status:22y 11m
Amount delinquent: $0 Total credit lines: 28 Occupation: Clerical
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 13 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: Crumpio Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Auto Loan
Purpose of loan:
This loan will be used to fund a used car Auto Loan.? I will be buying a car from a Church membe who has a? car lot.? I know all his cars are good and he stands behind what he sells.? I have had some credit issues in the past but now all my bills are current and am able to do good on this.? I will promise you cant go wrong here.?

My financial situation:
I am a good candidate for this loan because I have all my bills in order and am ready to prove that I can be credit worthy.? My house is paid off and I have 2 cars and one Motorcycle paid off.

Monthly net income: $ 2000.00

Monthly expenses: $ 615.00
??Housing: $ 0
??Insurance: $?100.00 month
??Car expenses: $?Just oil changes for now?
??Utilities: $ 120.00 month
??Phone, cable, internet: $?45.00 month
??Food, entertainment: $ 350.00 month (use alot of coupons)
??Clothing, household expenses $
??Credit cards and other loans: $ 0
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: how much do you have in savings? Is this a time senstive purchase? How soon do you need the car? - beakerfish
A: I do not have that much in savings as I try to put all my spare money on my 401k at work. I dont have to have the car right away but, now seems to be a very good time to buy a car from him. He will give me tha car at his cost and the car im driving now has very high miles, I just dont see it lasting that much longer. I was going to sell that car and pay down the loan some with it. I dont see any problem I would have paying back everything on time, if not before. (Sep-16-2010)
Q: estimated cost of the vehicle? - beakerfish
A: It is going to be in the neighborhood of 3000.00 then you will have tags and tax. (Sep-16-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
bid-czar8$100.00$100.009/15/2010 2:39:09 PM
6moonbeams$25.00$25.009/15/2010 2:37:35 PM
villagers$25.00$25.009/15/2010 2:59:02 PM
handshake5$25.00$25.009/15/2010 2:37:16 PM
silverloan$25.00$25.009/15/2010 3:22:04 PM
lloyd_s$25.00$25.009/15/2010 3:22:17 PM
jga516$25.00$25.009/15/2010 3:16:43 PM
Ocean713$50.00$50.009/15/2010 3:43:36 PM
money-bauble$50.00$50.009/15/2010 3:44:19 PM
AF-Chief$25.00$25.009/15/2010 3:48:19 PM
patriot897$25.00$25.009/15/2010 3:46:55 PM
treasure-bliss$100.00$100.009/15/2010 5:44:54 PM
truth-eclair$25.00$25.009/15/2010 5:45:11 PM
What-goes-around-comes-around$25.00$25.009/15/2010 5:45:19 PM
kidsskipp$50.00$50.009/15/2010 5:45:13 PM
jonn834$25.00$25.009/16/2010 12:28:03 AM
1nvest$25.00$25.009/16/2010 12:44:58 AM
jml3482$25.00$25.009/16/2010 12:59:34 AM
elegant-bonus$25.00$25.009/16/2010 10:47:21 AM
jamiee73$25.00$25.009/16/2010 12:07:48 PM
Alpha-AssistU$50.00$50.009/16/2010 12:07:52 PM
mg6619$25.00$25.009/16/2010 12:52:53 PM
meers2000$25.00$25.009/16/2010 1:32:44 PM
slushfunder$50.00$50.009/16/2010 12:07:51 PM
vacaerol$25.00$25.009/16/2010 1:45:28 PM
frogperson$100.00$100.009/17/2010 8:55:59 AM
beakerfish$50.00$50.009/17/2010 3:39:57 PM
papaloha$25.00$25.009/17/2010 9:44:17 PM
gold-channel2$50.00$50.009/18/2010 1:53:15 PM
DHolly$25.00$25.009/20/2010 5:01:21 AM
burrito6$25.00$25.009/20/2010 10:31:39 AM
enthralling-deal180$43.99$43.999/20/2010 10:31:31 AM
mtquan$25.00$25.009/20/2010 12:18:29 PM
helping-out$50.00$50.009/20/2010 3:30:32 PM
dsnybnd$25.00$25.009/21/2010 6:35:16 AM
Rdodson11$25.00$25.009/21/2010 6:50:30 AM
economy-popcorn$25.00$25.009/21/2010 7:24:01 AM
head$25.00$25.009/21/2010 9:08:56 AM
sfmf$25.00$25.009/21/2010 12:53:21 PM
fuzed$25.00$25.009/21/2010 11:36:06 AM
inspiring-reward$100.00$15.949/21/2010 3:06:03 PM
IIP77$25.00$25.009/21/2010 2:57:47 PM
musegaze$100.00$100.009/15/2010 2:40:41 PM
simplelender80$250.00$250.009/15/2010 2:42:11 PM
Artist_Blue$25.00$25.009/15/2010 3:21:32 PM
steely_dan34$25.00$25.009/15/2010 3:20:01 PM
DadWarbucks$25.00$25.009/15/2010 3:33:52 PM
orange-preeminant-bill$28.56$28.569/15/2010 3:43:38 PM
danthemon35$25.00$25.009/15/2010 3:43:57 PM
zone8$100.00$100.009/15/2010 3:47:59 PM
brother_tam$50.00$50.009/15/2010 3:43:54 PM
Lam0nt$25.00$25.009/15/2010 3:51:05 PM
suomynona$25.00$25.009/15/2010 3:47:34 PM
soulful-truth$224.71$224.719/15/2010 3:51:11 PM
SolarMoonshine$25.00$25.009/15/2010 6:46:01 PM
Abstract$25.00$25.009/15/2010 5:42:57 PM
HedgeFund$34.41$34.419/15/2010 8:34:03 PM
EBITDA$25.00$25.009/15/2010 9:38:35 PM
seisen$100.00$100.009/16/2010 2:07:17 AM
HHP$25.00$25.009/16/2010 12:59:35 AM
tech310$50.00$50.009/16/2010 7:42:54 AM
bryantsh$25.00$25.009/16/2010 9:39:13 AM
kulender$50.00$50.009/16/2010 10:47:20 AM
Comoparklender$25.00$25.009/16/2010 10:47:33 AM
bountiful-durability$58.73$58.739/16/2010 12:37:13 PM
loyalist1$48.66$48.669/16/2010 3:02:27 PM
Jloaner$25.00$25.009/18/2010 2:23:14 PM
jlr613$25.00$25.009/19/2010 3:04:08 PM
penny-plato$25.00$25.009/19/2010 6:16:46 PM
generous-deal6$25.00$25.009/20/2010 10:24:25 AM
pfh$25.00$25.009/20/2010 10:32:26 AM
finance-magma7$100.00$100.009/20/2010 10:32:24 AM
grc35$100.00$100.009/20/2010 12:23:42 PM
zipemdown$50.00$50.009/20/2010 3:30:30 PM
reward-adventure$30.00$30.009/20/2010 4:38:35 PM
agiovasil$25.00$25.009/20/2010 8:45:18 PM
Bomber$25.00$25.009/21/2010 5:42:30 AM
AlexTrep$25.00$25.009/21/2010 6:03:31 AM
Pu239$60.00$60.009/21/2010 10:30:53 AM
RMB-Investments$50.00$50.009/21/2010 11:30:31 AM
ethicalhumanist$50.00$50.009/21/2010 1:19:39 PM
mdree$50.00$50.009/21/2010 2:06:09 PM
Astyanax$30.00$30.009/21/2010 2:52:57 PM
83 bids
 
Borrower Payment Dependent Notes Series 475766
This series of Notes was issued and sold upon the funding of the borrower loan #44517, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 6.0% Auction start date:  Sep-15-2010 
  Auction end date:  Sep-22-2010 
 
Starting lender yield: 14.15% Starting borrower rate/APR: 15.15% / 17.32% Starting monthly payment: $521.08
Final lender yield: 14.15% Final borrower rate/APR: 15.15% / 17.32% Final monthly payment: $521.08
 
Auction yield range: 5.79% - 14.15% Estimated loss impact: 6.19%  
Lender servicing fee: 1.00% Estimated return: 7.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Apr-1981 Debt/Income ratio: 6%
Credit score: 760-779 (Sep-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:19y 10m
Amount delinquent: $0 Total credit lines: 5 Occupation: Civil Service
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,357Stated income:$100,000+
Delinquencies in last 7y: 1 Bankcard utilization: 33%  
   Homeownership: Yes  
Screen name: brightest-determined-funds Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate credit card debt

My financial situation:
I am a good candidate for this loan because I have a consistent record of paying my debts in recent years and want to be free of existing high interest credit card debt (as well as avoid carrying credit card balances in the future).

Monthly net income: $6,000

Monthly expenses: $2,910
??Housing: $1,100
??Insurance: $ 160.00
??Car expenses: $800.00
??Utilities: $ 250
??Phone, cable, internet: $ 200.00
??Food, entertainment: $ 300.00
??Clothing, household expenses $100.00
??Credit cards and other loans: $600 (which will be eliminated by the consolidation loan, so not counted in net expenses)
??Other expenses: $ none
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Also, from what you list as your expenses it looks like you have a lot of disposable income. Do you have other expenses that aren't listed? - rate-tower1
A: Thanks for your question, I show credit cards and other loans at $600 per month. That number represents minimum payments on my revolving debts. I am actually paying back the debt at rates substantialy higher than the minimum, using much of the disposable income you noted. But while I'm paying, I am subject to higher interest rates than what I am seeking on Prosper. I do intend to pay my Prosper loan in less than 36 months. (Sep-17-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Weaverville$25.00$25.009/15/2010 2:33:18 PM
GElender$50.00$50.009/15/2010 2:37:56 PM
jigsaw$100.00$100.009/15/2010 2:38:25 PM
brightest-affluence-motivator$100.00$100.009/15/2010 2:38:32 PM
peripatetic$25.00$25.009/15/2010 2:38:35 PM
kegs$150.00$150.009/15/2010 2:39:26 PM
mla$25.00$25.009/15/2010 2:38:13 PM
soheagle$50.00$50.009/15/2010 2:38:23 PM
kindness-percolator5$25.00$25.009/15/2010 2:58:02 PM
return-marsupial3$25.00$25.009/15/2010 3:15:35 PM
authentic-liberty7$50.00$50.009/15/2010 2:37:52 PM
brainy-dedication$25.00$25.009/15/2010 3:14:50 PM
Tallac-Capital$50.00$50.009/15/2010 3:14:53 PM
enthralling-deal180$100.00$100.009/15/2010 2:38:24 PM
market-walnut5$25.00$25.009/15/2010 3:15:23 PM
marketplace-cello5$50.00$50.009/15/2010 2:38:43 PM
mtquan$25.00$25.009/15/2010 2:41:52 PM
dospapalotes$50.00$50.009/15/2010 3:20:28 PM
jdrez$25.00$25.009/15/2010 3:14:14 PM
first-class-dime$25.00$25.009/15/2010 3:15:29 PM
wealth-cloud$25.00$25.009/15/2010 3:15:33 PM
rescue$50.00$50.009/15/2010 3:23:08 PM
lounges$50.00$50.009/15/2010 3:16:58 PM
pnace$50.00$50.009/15/2010 3:25:51 PM
trustworthy-fairness$50.00$50.009/15/2010 3:19:13 PM
Artist_Blue$25.00$25.009/15/2010 3:19:42 PM
MissionMicroFinance$25.00$25.009/15/2010 3:26:52 PM
Anny-Disco$51.17$51.179/15/2010 3:21:06 PM
bodascafe$25.00$25.009/15/2010 3:28:35 PM
Heatguy$25.00$25.009/15/2010 3:31:55 PM
HHP$25.00$25.009/15/2010 3:33:57 PM
asset-professor$50.00$50.009/15/2010 3:33:08 PM
yukongin$100.00$100.009/15/2010 3:33:22 PM
the-money-gargantuan$25.00$25.009/15/2010 3:33:58 PM
orange-courageous-dedication$30.00$30.009/15/2010 3:34:23 PM
balanced-bill7$50.00$50.009/15/2010 3:36:36 PM
tsg2007$25.00$25.009/15/2010 3:37:22 PM
bountiful-durability$100.00$100.009/15/2010 3:40:14 PM
elegant-bonus$25.00$25.009/15/2010 3:38:21 PM
Cheburashka$25.00$25.009/15/2010 3:38:47 PM
Opportunity4you$25.00$25.009/15/2010 3:32:00 PM
helpful-dough$50.00$50.009/15/2010 3:33:03 PM
Fiimg$50.00$50.009/15/2010 3:33:15 PM
janus_god$25.00$25.009/15/2010 3:33:54 PM
inspired-finance$50.00$50.009/15/2010 3:34:12 PM
Ducatiman1978$25.00$25.009/15/2010 3:36:34 PM
credit-scout7$50.00$50.009/15/2010 3:49:15 PM
lloyd_s$25.00$25.009/15/2010 5:44:01 PM
Headhunter14$25.00$25.009/15/2010 5:43:32 PM
tallmon$25.00$25.009/15/2010 5:44:17 PM
Napoleana$50.00$50.009/15/2010 8:33:00 PM
resplendent-moola$25.00$25.009/15/2010 8:32:55 PM
jla720$50.00$50.009/15/2010 8:33:07 PM
thaddeuscm$50.00$50.009/15/2010 8:33:02 PM
money-bauble$50.00$50.009/15/2010 8:33:35 PM
golden-bid9$50.00$50.009/15/2010 8:35:00 PM
Earl65$25.00$25.009/16/2010 12:24:54 AM
jresu537$25.00$25.009/15/2010 7:28:36 PM
runner262$25.00$25.009/16/2010 12:28:05 AM
onlyastepaway$25.00$25.009/16/2010 12:40:33 AM
iluxa$25.00$25.009/16/2010 12:40:30 AM
beezling$25.00$25.009/15/2010 8:33:01 PM
Frugal$25.00$25.009/15/2010 8:33:05 PM
twirl2$25.00$25.009/16/2010 12:54:15 AM
XopherMV$25.00$25.009/16/2010 12:56:28 AM
iLoaner$25.00$25.009/16/2010 12:56:23 AM
patriot897$50.00$50.009/15/2010 8:35:28 PM
greenback-visionary4$25.00$25.009/16/2010 1:03:19 AM
Billfred$25.00$25.009/16/2010 1:03:34 AM
BGILlender$25.00$25.009/16/2010 1:04:59 AM
value-microscope$25.00$25.009/16/2010 1:04:39 AM
uncleharold$25.00$25.009/16/2010 1:06:19 AM
inspiring-reward$42.19$42.199/16/2010 1:07:54 AM
Malkial$25.00$25.009/16/2010 1:08:01 AM
velocity-warrior$25.00$25.009/16/2010 3:37:56 AM
SDNLR$25.00$25.009/16/2010 12:42:58 AM
samo102us$25.00$25.009/16/2010 12:57:10 AM
13nd3r$25.00$25.009/16/2010 7:27:13 AM
wise-credit-chef$25.00$25.009/16/2010 1:03:26 AM
jetfan11$33.00$33.009/16/2010 11:27:17 AM
tylerfd$25.00$25.009/16/2010 9:38:30 AM
logical-moola4$50.00$50.009/16/2010 12:02:55 PM
special-truth$50.00$50.009/16/2010 1:50:13 PM
Bronxpsy$25.00$25.009/16/2010 2:02:27 PM
radforj22$25.00$25.009/16/2010 4:10:48 PM
propertytransformer$30.00$30.009/16/2010 4:20:55 PM
ideal-platinum1$50.00$50.009/16/2010 4:15:11 PM
loan-wasp$50.00$50.009/16/2010 4:18:01 PM
simplelender80$249.50$249.509/16/2010 4:18:03 PM
nybanker85$35.00$35.009/16/2010 4:37:21 PM
FG9YTR$25.00$25.009/16/2010 5:43:31 PM
GatorBux$25.00$25.009/17/2010 8:13:20 AM
efficient-treasure0$25.00$25.009/17/2010 11:50:40 AM
papaloha$25.00$25.009/17/2010 9:44:58 PM
IIP77$25.00$25.009/18/2010 3:58:29 AM
BeanCownter$25.00$25.009/18/2010 5:48:38 AM
gethsemane4$25.00$25.009/19/2010 8:43:34 AM
the-bright-velocity$25.00$25.009/19/2010 7:19:28 PM
attentive-income$50.00$50.009/19/2010 7:29:27 PM
ommcd$25.00$25.009/19/2010 7:30:20 PM
kulender$100.00$100.009/19/2010 7:30:06 PM
wise-dedicated-power$25.00$25.009/20/2010 9:48:47 AM
finance-magma7$100.00$100.009/20/2010 9:49:33 AM
gulch$50.00$50.009/20/2010 10:26:57 AM
Easystreet$25.00$25.009/20/2010 10:26:49 AM
anders94$25.00$25.009/20/2010 10:26:26 AM
efficient-marketplace$50.00$50.009/20/2010 10:40:21 AM
julijask$25.00$25.009/20/2010 10:41:05 AM
smart-return$25.00$25.009/20/2010 10:39:16 AM
jblack01$25.00$25.009/20/2010 12:14:20 PM
enigmallc$25.00$25.009/20/2010 3:25:42 PM
gracej$25.00$25.009/20/2010 3:27:18 PM
bold-careful-finance$25.00$25.009/20/2010 5:49:16 PM
agiovasil$25.00$25.009/20/2010 9:37:43 PM
dunedin$25.00$25.009/21/2010 6:39:02 AM
Cai8899$50.00$50.009/21/2010 5:38:27 AM
LAKESPRING$25.00$25.009/21/2010 7:38:18 AM
flexible-duty3$40.00$40.009/21/2010 7:50:38 AM
calm-deal7$25.00$25.009/21/2010 9:35:47 AM
compassionate-fairness6$25.00$25.009/21/2010 9:34:05 AM
abasvram$50.00$50.009/21/2010 9:09:04 AM
visionary-currency$48.67$48.679/21/2010 9:14:13 AM
trade-freshmaker$50.00$50.009/21/2010 10:53:21 AM
benjamins-den$25.00$25.009/21/2010 9:34:18 AM
blazing-revenue3$50.00$50.009/21/2010 10:49:43 AM
fuzed$55.00$55.009/21/2010 11:44:51 AM
shmb6508$100.00$100.009/21/2010 11:08:28 AM
RMB-Investments$50.00$50.009/21/2010 11:30:12 AM
DasMula$25.00$25.009/21/2010 2:46:49 PM
DasMula$25.00$25.009/21/2010 2:47:27 PM
wampum-chorus3$25.00$25.009/21/2010 2:56:02 PM
integrity-trumpet$50.00$50.009/21/2010 3:01:05 PM
totoro$25.00$25.009/21/2010 2:55:27 PM
jamiee73$25.00$25.009/21/2010 2:56:32 PM
melodious-fairness$25.00$25.009/21/2010 3:04:52 PM
patriot384$122.00$122.009/21/2010 3:05:22 PM
socrates520$50.00$50.009/21/2010 3:49:30 PM
RayEarth$25.00$25.009/21/2010 4:49:40 PM
lending-bear$50.00$50.009/21/2010 5:13:18 PM
durable-investment8$30.00$30.009/21/2010 6:14:35 PM
pythia$25.00$25.009/21/2010 5:21:24 PM
witty-openness$25.00$25.009/21/2010 5:44:45 PM
LoisLoan$25.00$25.009/21/2010 5:48:28 PM
Davidson2$50.00$50.009/21/2010 6:23:38 PM
tolerant-dinero2$25.00$25.009/21/2010 4:49:04 PM
CasaDeTomas$100.00$100.009/21/2010 7:08:20 PM
Saleen06$50.00$50.009/21/2010 8:17:03 PM
airrbob$50.00$50.009/21/2010 10:43:32 PM
the-bid-sorcerer$50.00$50.009/21/2010 11:08:46 PM
Isaac007$26.24$26.249/22/2010 12:35:15 AM
peb44$25.00$25.009/22/2010 1:06:12 AM
rudyindc$25.00$25.009/21/2010 9:03:28 PM
gold-disk$50.00$50.009/21/2010 9:54:12 PM
nalaari$25.00$25.009/22/2010 1:20:32 AM
paradisenow$25.00$25.009/22/2010 3:13:35 AM
grystndoc$25.00$25.009/22/2010 4:08:20 AM
silver-armada$50.00$50.009/22/2010 4:33:27 AM
cashhelp$25.00$25.009/22/2010 12:08:52 AM
interstellar$50.00$50.009/22/2010 12:47:47 AM
mattpet$25.00$25.009/22/2010 7:10:07 AM
DcUnited$30.00$30.009/22/2010 1:07:37 AM
mckhbnpc$30.00$30.009/22/2010 8:21:37 AM
penny-plato$25.00$25.009/22/2010 8:23:43 AM
larrybird$200.00$200.009/22/2010 9:15:13 AM
Tomeus$75.00$75.009/22/2010 9:33:23 AM
moneytolend72$25.00$25.009/22/2010 7:51:05 AM
privatebankerva$25.00$25.009/22/2010 9:11:31 AM
ddibernardo$25.00$25.009/22/2010 11:13:47 AM
well-rounded-dinero$50.00$50.009/22/2010 11:15:24 AM
greenback-museum$25.00$25.009/22/2010 9:33:53 AM
trumpeter5$25.00$25.009/22/2010 11:22:47 AM
p2pcapitalgroup$50.00$50.009/22/2010 10:47:21 AM
mixolydian247$26.12$26.129/22/2010 9:35:28 AM
SBT$50.00$50.009/22/2010 11:31:28 AM
Watersports$50.00$50.009/22/2010 11:09:44 AM
flwah$25.00$25.009/22/2010 11:30:38 AM
MGEnterprises$50.00$24.049/22/2010 11:33:50 AM
jeffpac$50.00$50.009/22/2010 11:31:18 AM
cheito06$50.00$50.009/22/2010 11:33:26 AM
dloan$25.00$25.009/22/2010 11:44:54 AM
ChrisTiff$25.00$25.009/22/2010 11:45:31 AM
astro128$25.00$25.009/22/2010 12:20:02 PM
yield-seeker$25.00$25.009/22/2010 11:30:39 AM
power-pagoda$50.00$50.009/22/2010 11:31:21 AM
the-debt-fluffy-bunny$25.00$25.009/22/2010 11:31:31 AM
Wally1727$50.00$50.009/22/2010 11:31:35 AM
ClearLake$25.00$25.009/22/2010 11:32:14 AM
phaded$25.00$25.009/22/2010 1:31:18 PM
dahnkster$44.70$44.709/22/2010 12:52:10 PM
elitegoodguy$25.00$25.009/22/2010 1:40:07 PM
special-rupee$35.00$35.009/22/2010 1:58:25 PM
justinology$28.33$28.339/22/2010 2:07:46 PM
KrauseVentures$25.00$25.009/22/2010 1:44:20 PM
schpere$75.00$75.009/15/2010 2:34:41 PM
Medops911$35.00$35.009/15/2010 2:33:13 PM
pfh$25.00$25.009/15/2010 2:38:31 PM
generous-deal6$50.00$50.009/15/2010 2:38:51 PM
kmr2$150.00$150.009/15/2010 2:38:11 PM
studious-bonus7$100.00$100.009/15/2010 2:40:04 PM
ray1051$25.00$25.009/15/2010 2:34:12 PM
worthy-bid8$57.87$57.879/15/2010 2:35:31 PM
platinum-sorcerer6$25.00$25.009/15/2010 3:15:03 PM
transparency-burger$50.00$50.009/15/2010 3:15:30 PM
jazzlender$25.00$25.009/15/2010 2:37:59 PM
handshake5$25.00$25.009/15/2010 2:38:03 PM
ichibon$200.00$200.009/15/2010 2:38:20 PM
NDFIRTH$50.00$50.009/15/2010 3:15:21 PM
qcksilvr20$50.00$50.009/15/2010 3:15:25 PM
bid-czar8$100.00$100.009/15/2010 2:38:56 PM
larrybird$150.00$150.009/15/2010 2:39:30 PM
Preteur$25.00$25.009/15/2010 3:20:29 PM
miket71$84.76$84.769/15/2010 3:20:50 PM
Cypher041$25.00$25.009/15/2010 3:23:29 PM
PocketAces$25.00$25.009/15/2010 3:21:42 PM
AF-Chief$25.00$25.009/15/2010 3:29:05 PM
Ocean713$50.00$50.009/15/2010 3:32:14 PM
Digs$25.00$25.009/15/2010 3:23:27 PM
peaceful-return2$50.00$50.009/15/2010 3:33:44 PM
community-pipeline8$50.00$50.009/15/2010 3:34:15 PM
SimpleChoice$25.00$25.009/15/2010 3:34:22 PM
drkosh$25.00$25.009/15/2010 3:31:49 PM
versatile-platinum4$25.00$25.009/15/2010 3:34:25 PM
108lender$200.00$200.009/15/2010 3:34:36 PM
DMCA$50.00$50.009/15/2010 3:33:46 PM
gain-seagull9$50.00$50.009/15/2010 3:36:42 PM
tranquil-return4$25.00$25.009/15/2010 3:28:05 PM
danthemon35$25.00$25.009/15/2010 3:29:29 PM
CAGE-Investments$25.00$25.009/15/2010 3:40:28 PM
finance-prescription$50.00$50.009/15/2010 3:32:04 PM
shrewd-peace7$30.00$30.009/15/2010 3:34:09 PM
HedgeFund$50.00$50.009/15/2010 3:43:32 PM
chestnut4$25.00$25.009/15/2010 3:40:27 PM
nicklds$50.00$50.009/15/2010 4:05:46 PM
jonn834$25.00$25.009/15/2010 5:43:33 PM
jleng$25.00$25.009/15/2010 5:42:27 PM
InvestorPartners$25.00$25.009/15/2010 8:32:50 PM
What-goes-around-comes-around$25.00$25.009/15/2010 5:45:18 PM
Dreams4Cash$25.00$25.009/15/2010 8:33:02 PM
Medic05$25.00$25.009/15/2010 8:33:06 PM
shabufa$50.00$50.009/15/2010 5:52:39 PM
WilliamLeeSims$25.00$25.009/15/2010 7:12:23 PM
Dave0$25.00$25.009/16/2010 12:24:33 AM
Edwin_Rae$25.00$25.009/16/2010 12:42:09 AM
Palacios$50.00$50.009/15/2010 8:33:09 PM
jga516$25.00$25.009/15/2010 8:33:32 PM
thunderd$25.00$25.009/16/2010 12:54:47 AM
partnerinflight$26.00$26.009/16/2010 12:56:32 AM
on_your_side$25.00$25.009/15/2010 8:35:14 PM
Clambake$50.00$50.009/15/2010 8:35:23 PM
direct-peso1$25.00$25.009/16/2010 1:03:22 AM
pleasant-dime$25.00$25.009/16/2010 1:03:40 AM
shrewd-truth1$28.07$28.079/16/2010 1:04:01 AM
dannyboy_997$25.00$25.009/15/2010 9:17:28 PM
JGB$62.89$62.899/16/2010 1:06:16 AM
UT-Longhorn$25.00$25.009/16/2010 1:07:57 AM
Viamin$25.00$25.009/16/2010 12:25:12 AM
lendme2$50.39$50.399/16/2010 12:28:25 AM
HH123$25.00$25.009/16/2010 12:39:31 AM
Munnie$26.15$26.159/16/2010 12:40:09 AM
ingenious-social8$27.31$27.319/16/2010 1:05:20 AM
best-phenomenal-treasure$25.00$25.009/16/2010 1:06:27 AM
antrux$25.00$25.009/16/2010 9:37:39 AM
notyourdaddy$25.00$25.009/16/2010 9:38:35 AM
unrivaled-justice$25.00$25.009/16/2010 12:02:28 PM
mg6619$25.00$25.009/16/2010 12:52:41 PM
revenue-officer36$50.00$50.009/16/2010 1:43:32 PM
tremendous-payment$25.00$25.009/16/2010 1:44:02 PM
tech310$50.00$50.009/16/2010 1:49:30 PM
lcole32$25.00$25.009/16/2010 1:44:34 PM
LMM1$25.00$25.009/16/2010 1:51:10 PM
6moonbeams$100.00$100.009/16/2010 3:22:27 PM
blue-useful-auction$25.00$25.009/16/2010 4:13:21 PM
helpinghand75$50.00$50.009/16/2010 4:14:43 PM
a-finance-nirvana$25.00$25.009/16/2010 4:16:31 PM
sound$50.00$50.009/16/2010 4:15:15 PM
worldly-community3$50.00$50.009/16/2010 5:18:17 PM
gold-channel2$50.00$50.009/16/2010 7:34:26 PM
objective-investor$70.03$70.039/17/2010 7:58:17 AM
Tradesmanlender$25.00$25.009/17/2010 9:35:19 AM
silvercertificate$25.00$25.009/17/2010 10:19:19 AM
return-percolator8$50.00$50.009/17/2010 11:28:56 AM
ferocious-finance$25.00$25.009/17/2010 11:29:04 AM
the-profit-oracle$25.00$25.009/17/2010 11:30:40 AM
first-listing-expert$25.00$25.009/17/2010 11:52:14 AM
Ripsaw4U$50.00$50.009/17/2010 4:34:29 PM
cloud8$50.00$50.009/17/2010 9:44:44 PM
red-adaptable-funds$50.00$50.009/18/2010 2:58:25 PM
engaging-worth$25.00$25.009/19/2010 10:28:37 AM
well-rounded-dinero$75.00$75.009/19/2010 3:24:08 PM
zrohmm$25.00$25.009/19/2010 7:29:31 PM
hookUup$25.00$25.009/19/2010 7:29:38 PM
bxdoc$75.00$75.009/20/2010 10:17:16 AM
jo2y$25.00$25.009/20/2010 10:22:00 AM
helping-out$75.00$75.009/20/2010 10:24:15 AM
CapStack$75.00$75.009/20/2010 10:26:13 AM
ericgassercom$50.00$50.009/20/2010 10:27:27 AM
note-axis5$50.00$50.009/20/2010 10:27:38 AM
flexible-return297$50.00$50.009/20/2010 10:25:43 AM
smurf163$25.00$25.009/20/2010 10:25:46 AM
Investoman$50.00$50.009/20/2010 10:26:28 AM
asdf9876$25.00$25.009/20/2010 10:26:59 AM
important-ore$50.00$50.009/20/2010 10:40:26 AM
oregonusa$50.00$50.009/20/2010 10:52:15 AM
Cherrypicker$50.00$50.009/20/2010 10:38:48 AM
neverfail$50.00$50.009/20/2010 12:13:45 PM
Comoparklender$50.00$50.009/20/2010 12:48:27 PM
encore739$25.00$25.009/20/2010 1:29:02 PM
potatoepicker$50.00$50.009/20/2010 3:25:47 PM
Devsfan3$50.00$50.009/20/2010 3:25:54 PM
wonderful-rupee$25.00$25.009/20/2010 3:25:44 PM
pvconn$50.00$50.009/20/2010 3:25:24 PM
vigorous-note$50.00$50.009/20/2010 3:27:16 PM
oracle3$50.00$50.009/20/2010 5:38:47 PM
MARSTUN$46.02$46.029/21/2010 6:53:13 AM
Tengoku$50.00$50.009/21/2010 8:28:13 AM
ddamenace$35.00$35.009/21/2010 8:56:22 AM
williemc44$50.00$50.009/21/2010 9:33:31 AM
p2pcapitalgroup$50.00$50.009/21/2010 9:45:37 AM
doncm$50.00$50.009/21/2010 1:18:26 PM
Gabriel02$25.00$25.009/21/2010 12:04:48 PM
friendly-market5$25.00$25.009/21/2010 2:40:13 PM
DasMula$25.00$25.009/21/2010 2:47:03 PM
irisheyes9$50.00$50.009/21/2010 3:05:23 PM
ro37$25.00$25.009/21/2010 3:00:27 PM
irrelevant$25.00$25.009/21/2010 3:34:56 PM
principal-bull$25.00$25.009/21/2010 4:31:49 PM
tomdooley12520$25.00$25.009/21/2010 4:33:11 PM
ClearCut$50.00$50.009/21/2010 5:04:36 PM
bold-yield-rumbler$25.00$25.009/21/2010 8:19:01 PM
bjr01$25.00$25.009/21/2010 10:46:59 PM
fly99$50.00$50.009/22/2010 1:07:35 AM
credit-kahuna$100.00$100.009/22/2010 2:19:06 AM
blue-relay$25.00$25.009/22/2010 2:45:03 AM
FinDoc$25.00$25.009/22/2010 1:35:43 AM
HawaiianHelper$50.00$50.009/22/2010 12:07:04 AM
liquorman$30.00$30.009/22/2010 5:25:32 AM
vkm2000$25.00$25.009/22/2010 6:28:12 AM
kmwvma$25.00$25.009/22/2010 6:58:24 AM
bonus-quark4$29.55$29.559/22/2010 8:01:43 AM
HappyHelpingLender$25.00$25.009/22/2010 7:38:16 AM
tntmojave$25.00$25.009/22/2010 1:36:03 AM
ptjg$50.00$50.009/22/2010 4:18:27 AM
kegs$200.00$200.009/22/2010 9:08:30 AM
TaoPooh$25.00$25.009/22/2010 6:03:12 AM
systemlender$100.00$100.009/22/2010 6:48:37 AM
want2race$25.00$25.009/22/2010 10:32:11 AM
credit-coach118$50.00$50.009/22/2010 8:40:03 AM
blackstar$25.00$25.009/22/2010 9:03:31 AM
Picopie$50.00$50.009/22/2010 11:29:25 AM
thrifty-return$50.00$50.009/22/2010 10:54:32 AM
shrewd-benjamins$50.00$50.009/22/2010 9:41:00 AM
hrubinst$50.00$50.009/22/2010 11:30:27 AM
jybank$25.00$25.009/22/2010 12:15:30 PM
trade-elm$50.00$50.009/22/2010 11:17:40 AM
Vegasjim$25.00$25.009/22/2010 11:19:34 AM
Feyenoord$25.00$25.009/22/2010 11:19:37 AM
sarisai$50.00$50.009/22/2010 11:31:29 AM
ash135$25.00$25.009/22/2010 11:32:13 AM
p2ploan-gala2$25.00$25.009/22/2010 11:32:29 AM
bazaar-nirvana$50.00$50.009/22/2010 11:32:38 AM
Airthus$25.00$25.009/22/2010 1:23:08 PM
AM2171$25.00$25.009/22/2010 12:54:34 PM
troile$25.00$25.009/22/2010 1:42:32 PM
grampy48$25.00$25.009/22/2010 12:52:36 PM
364 bids
 
Borrower Payment Dependent Notes Series 475932
This series of Notes was issued and sold upon the funding of the borrower loan #44529, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,750.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.3% Auction start date:  Sep-17-2010 
  Auction end date:  Sep-21-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $79.16
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 38.72% Final monthly payment: $79.16
 
Auction yield range: 16.79% - 34.00% Estimated loss impact: 20.31%  
Lender servicing fee: 1.00% Estimated return: 13.69%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Dec-2008 Debt/Income ratio: 6%
Credit score: 640-659 (Aug-2010) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:8y 7m
Amount delinquent: $0 Total credit lines: 8 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $518Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 4%  
   Homeownership: No  
Screen name: LDP-trade Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
moving and relocation
Purpose of loan:
This loan will be used for moving and relocation

My financial situation:
I am a good candidate? for this loan because I am stable financially and have just accepted a new job which will pay me almost $700 more per month than my current job.The problem is I have to break my lease and pay for part of next 2 month in my current apartman complex.Also, I need to cover moving costs like hiring a moving company.There is no doubt I will be able to pay this loan back quickly due to my increase in salary,but unfortunately at this time I don't have enough money to cover all the moving costs I will incur over the next few weeks.
Thank you in advance for your help guys

Monthly net income: $ 3,700

Monthly expenses: $
??Housing: $ 800
??Insurance: $ 85
??Car expenses: $265 (w/only 5 payments left)
??Utilities: $?50
??Phone, cable, internet: $ 115
??Food, entertainment: $ 300
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 250
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Rogelio48$30.00$30.009/17/2010 3:00:45 PM
nilonc1$66.93$66.939/18/2010 9:49:37 AM
penny-plato$25.00$25.009/18/2010 6:49:43 AM
halothane_logic$150.00$150.009/19/2010 12:56:33 PM
SolarMoonshine$25.00$25.009/19/2010 2:43:39 PM
worth-topper4$25.00$25.009/19/2010 4:24:15 PM
Sudoku$100.00$100.009/20/2010 12:48:22 AM
DHolly$25.00$25.009/20/2010 5:11:58 AM
Frankk2$40.00$40.009/20/2010 9:09:56 AM
jpaulnyc$57.41$57.419/20/2010 10:27:42 AM
Ronnieboy888$25.00$25.009/20/2010 10:28:31 AM
nethosters$25.00$25.009/20/2010 1:59:24 PM
boo_hoo$50.00$50.009/20/2010 7:41:01 PM
tcbmc$50.00$50.009/21/2010 1:23:57 PM
simplelender80$100.00$80.669/17/2010 3:05:15 PM
halothane_logic$750.00$750.009/19/2010 12:56:03 PM
well-mannered-income3$25.00$25.009/19/2010 4:19:22 PM
CreditBuilder2$50.00$50.009/20/2010 11:11:50 AM
first-serene-credit$50.00$50.009/20/2010 10:40:19 AM
here-to-help-you$25.00$25.009/21/2010 6:12:04 AM
economy-popcorn$25.00$25.009/21/2010 7:19:25 AM
cobramonkey$50.00$50.009/21/2010 9:28:29 AM
22 bids
 
Borrower Payment Dependent Notes Series 475982
This series of Notes was issued and sold upon the funding of the borrower loan #44545, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.2% Auction start date:  Sep-17-2010 
  Auction end date:  Sep-22-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.06% Starting monthly payment: $134.61
Final lender yield: 33.35% Final borrower rate/APR: 34.35% / 38.06% Final monthly payment: $134.61
 
Auction yield range: 13.79% - 33.35% Estimated loss impact: 15.74%  
Lender servicing fee: 1.00% Estimated return: 17.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jul-2002 Debt/Income ratio: 15%
Credit score: 660-679 (Sep-2010) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:2y 1m
Amount delinquent: $0 Total credit lines: 28 Occupation: Religious
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,849Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 37%  
   Homeownership: No  
Screen name: red-dough-equilibrium Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Getting it Together
Purpose of loan:
This loan will be used to consolidate debt and pay off some stupid debt that I incurred as a college student trying to survive on a part-time job that barely paid the bills, but required a lot of time that resulted in making a difference in the community around that church.

My financial situation:
I am a good candidate for this loan because I want to be better about money.? I'm learning to be more responsible and understand that necessary sacrifices will need to be made to stay on top of things.? I am a hard worker and student that is striving to be at a place where I am out of debt and saving in hopes to help others as people have done for me.?

Monthly net income: $ 2333

Monthly expenses: $
??Housing: $ 500
??Insurance: $ 100
??Car expenses: $ 250?(payment and service)
??Utilities: $ 150
??Phone, cable, internet: $65
??Food, entertainment: $?75
??Clothing, household expenses $ 75
??Credit cards and other loans: $800?
??Other expenses: $ 300 -- (most of which I put toward debt or to help balance other expenses)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
contract-happiness1$25.00$25.009/17/2010 3:00:03 PM
bid-czar8$100.00$100.009/17/2010 3:04:10 PM
ore-healer6$25.00$25.009/17/2010 3:04:57 PM
papaloha$25.00$25.009/19/2010 7:20:28 PM
patriot897$25.00$25.009/20/2010 4:54:04 AM
Jloaner$100.00$100.009/20/2010 10:32:40 AM
AF-Chief$25.00$25.009/20/2010 10:28:01 AM
yomanie$50.00$50.009/20/2010 10:32:09 AM
danthemon35$25.00$25.009/20/2010 10:40:50 AM
lendstats_com$200.00$200.009/20/2010 1:17:44 PM
SolarMoonshine$25.00$25.009/20/2010 6:28:56 PM
nilonc1$150.00$150.009/20/2010 5:08:23 PM
jlr613$25.00$25.009/20/2010 6:13:54 PM
szetheli$157.00$157.009/21/2010 7:35:09 AM
mt3209$25.00$25.009/21/2010 7:58:46 AM
pfh$25.00$25.009/21/2010 10:33:54 AM
sfmf$25.00$25.009/21/2010 12:59:48 PM
lovely-leverage$35.00$35.009/21/2010 12:56:05 PM
majestic-currency3$50.00$50.009/21/2010 2:39:53 PM
well-mannered-income3$50.00$50.009/21/2010 6:21:04 PM
villagers$25.00$25.009/21/2010 7:23:46 PM
airrbob$50.00$50.009/21/2010 10:43:59 PM
pound-spinner$25.00$25.009/22/2010 6:45:06 AM
sharp-return7$25.00$25.009/22/2010 8:59:27 AM
jubilant-auction5$25.00$25.009/22/2010 11:08:31 AM
GElender$25.00$25.009/22/2010 12:08:39 PM
loan-kung-fu$50.00$50.009/22/2010 12:32:59 PM
winmals$25.00$25.009/22/2010 11:53:57 AM
loss-of-control$50.00$50.009/22/2010 1:48:30 PM
loss-of-control$25.00$25.009/22/2010 1:48:58 PM
wwwUniversal$25.00$25.009/22/2010 2:23:31 PM
friendly-credit2$25.00$13.079/22/2010 2:59:41 PM
treasure-bliss$50.00$50.009/22/2010 2:59:13 PM
Ocean713$50.00$50.009/22/2010 2:40:18 PM
simplelender80$100.00$100.009/17/2010 3:00:37 PM
Rogelio48$30.00$30.009/17/2010 3:00:46 PM
handshake5$25.00$25.009/17/2010 3:02:07 PM
transaction-circuit$50.00$50.009/17/2010 3:01:10 PM
ethicalhumanist$50.00$50.009/17/2010 3:00:49 PM
6moonbeams$25.00$25.009/17/2010 3:02:20 PM
musegaze$100.00$100.009/17/2010 3:04:45 PM
gold-channel2$50.00$50.009/17/2010 3:06:33 PM
kulender$50.00$50.009/18/2010 6:38:43 AM
greenback-amplifier$25.00$25.009/18/2010 2:14:28 PM
penny-plato$25.00$25.009/19/2010 11:38:01 AM
Comoparklender$25.00$25.009/19/2010 7:30:24 PM
happyaric$50.00$50.009/19/2010 8:10:11 PM
cloud8$25.00$25.009/20/2010 8:35:46 AM
transaction-circuit$100.00$100.009/20/2010 10:17:52 AM
EBITDA$25.00$25.009/20/2010 10:38:18 AM
finance-prescription$50.00$50.009/20/2010 12:15:02 PM
agiovasil$25.00$25.009/20/2010 8:18:07 PM
reward-adventure$50.00$50.009/21/2010 9:18:34 AM
first-serene-credit$30.00$30.009/21/2010 7:54:51 AM
AlexTrep$25.00$25.009/21/2010 9:35:28 AM
generous-deal6$25.00$25.009/21/2010 3:10:25 PM
burrito6$25.00$25.009/21/2010 3:12:03 PM
bill-mushroom$25.00$25.009/21/2010 3:43:30 PM
finance-solo$25.00$25.009/22/2010 8:35:21 AM
DHolly$25.00$25.009/22/2010 5:20:13 AM
head$25.00$25.009/22/2010 8:04:26 AM
retired272$25.00$25.009/22/2010 12:13:14 PM
cashhelp$25.00$25.009/22/2010 11:13:26 AM
auction-workhorse679$25.00$25.009/22/2010 1:38:57 PM
finance-magma7$25.01$25.019/22/2010 1:57:38 PM
RMB-Investments$50.00$50.009/22/2010 2:39:41 PM
Evolver$34.92$34.929/22/2010 2:23:32 PM
enthralling-deal180$100.00$100.009/22/2010 2:19:45 PM
68 bids
 
Borrower Payment Dependent Notes Series 476286
This series of Notes was issued and sold upon the funding of the borrower loan #44513, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,300.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.8% Auction start date:  Sep-21-2010 
  Auction end date:  Sep-21-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 32.10% Starting monthly payment: $53.42
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 32.10% Final monthly payment: $53.42
 
Auction yield range: 10.79% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jun-1999 Debt/Income ratio: 16%
Credit score: 740-759 (Sep-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:5y 7m
Amount delinquent: $0 Total credit lines: 19 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $13,395Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 67%  
   Homeownership: Yes  
Screen name: worlds-best-community Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off debts
Purpose of loan:
This loan will be used for home improvements.

My financial situation:
I am a good candidate for this loan because? Im responsible

Monthly net income: $ 3800

Monthly expenses: $
??Housing: $ 1236 paid by tennants " I live in a triplex"
??Insurance: $ 80
??Car expenses: $ 460
??Utilities: $ paid by tennants 300.00
??Phone, cable, internet: $ 42
??Food, entertainment: $ 200
??Clothing, household expenses $ 75.00
??Credit cards and other loans: $ 130.00
??Other expenses: $ 0.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
transaction-circuit$50.00$50.009/21/2010 3:21:42 PM
handshake5$25.00$25.009/21/2010 3:22:00 PM
AlexTrep$25.00$25.009/21/2010 3:27:17 PM
mercuriant$25.00$25.009/21/2010 5:59:30 PM
well-mannered-income3$40.00$40.009/21/2010 6:22:23 PM
EngineersAlliance$150.00$150.009/21/2010 7:43:42 PM
trevize$25.00$25.009/21/2010 7:43:54 PM
dynamic-fairness$25.00$25.009/21/2010 7:44:01 PM
cashhelp$25.00$25.009/21/2010 7:43:27 PM
simplelender80$250.00$250.009/21/2010 3:24:14 PM
kulender$50.00$50.009/21/2010 3:20:52 PM
thomas16882004$25.00$25.009/21/2010 3:34:47 PM
tech310$50.00$50.009/21/2010 3:26:39 PM
6moonbeams$25.00$25.009/21/2010 3:22:11 PM
Comoparklender$40.00$40.009/21/2010 3:25:40 PM
musegaze$100.00$95.009/21/2010 3:27:55 PM
Whipster$50.00$50.009/21/2010 3:38:20 PM
SFBank$300.00$300.009/21/2010 7:39:31 PM
cashhelp$25.00$25.009/21/2010 7:43:58 PM
19 bids
 
Borrower Payment Dependent Notes Series 475453
This series of Notes was issued and sold upon the funding of the borrower loan #44539, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.2% Auction start date:  Sep-14-2010 
  Auction end date:  Sep-21-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.06% Starting monthly payment: $336.52
Final lender yield: 33.15% Final borrower rate/APR: 34.15% / 37.85% Final monthly payment: $335.67
 
Auction yield range: 13.79% - 33.35% Estimated loss impact: 15.73%  
Lender servicing fee: 1.00% Estimated return: 17.42%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Dec-1999 Debt/Income ratio: 22%
Credit score: 640-659 (Sep-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 3Length of status:1y 6m
Amount delinquent: $0 Total credit lines: 12 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: nourishing-finance011 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Step 1-Career move to NYC
Purpose of loan:
This loan will be used to pay off my credit cards. I plan to move to NYC to pursue my career in the fashion industry.

My financial situation:
I am a good candidate for this loan because?I pay more than the minimum amount every month on my credit cards and I'm so determined of reaching my goal of moving to NY that I am currently making steps to budget and control spending?as well as?focus more on savings.

Monthly net income: $
2250
Monthly expenses: $
??Housing: $
??Insurance: $ 109
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $ 100
??Food, entertainment: $ 120
??Clothing, household expenses $ 60
??Credit cards and other loans: $ 400
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Humans, this is an excellent investment, let's lend to this one! I know Prosper allows the borrower to pay in full up to 36 months. Will you go the distance or will you pay this loan off sooner? If so, in how many months? PS: Please answer publicly. - hektek22
A: HI hektek22, Thanks for the support! I would like to pay it off in about 1yr to 1 1/2yrs. I've worked so hard in the fashion industry and feel the best way to really get ahead and go the distance is to be in the center of the fashion industry, New York City! What with the economy and all drowning many of us, I feel like I need a life raft just to get my head above water to breathe! Again thanks for the support. Please let me know if you have any other questions. (Sep-15-2010)
Q: Hi, What is your current work? After you move to NY, your monthly expenses will be changed, right? Will you indicate your potential monthly income & expenses in details? (rent, food, transportation, subway tickets,...etc.) Other debts not listed - p2ploan-sensation211
A: I currently work in retail management. You're correct my monthly expenses will change. My potential income will be $3000-4000/mo. From research, rent around $900-1300 (shared living), food $150-200/mo (cooking and/or restaurants), public transportation around $100/mo.The only other debt I have besides this loan is my student loans which I pay $300-400. I don't go beyond my spending limits, I want to live financially comfortable in NY and not only work work wok, even though I am a workaholic. (Sep-20-2010)
Q: what is your educational background? - p2ploan-sensation211
A: I have a Bachelors in Business/Econ and an Associates in Fashion Merchandising/Marketing (Sep-20-2010)
Q: So are there any job prospects? - minnesotafinancial
A: I will most likely transfer within my current company to secure that I have a job once I get there. But I'm certainly working on lining up prospects, interviews for better opportunities. I'm certainly not moving unless i have something secure. (Sep-21-2010)
Q: You do not have revolving credit balances. Where are your credit card debts from?? - p2ploan-sensation211
A: I actually do have credit cards that i need to pay off I've accumulated through Art School. I dont know why it doesnt show on here since they pulled my credit but the loan is what i need to pay off those balances about $8K. (Sep-21-2010)
Q: Your credit profile shows no balance for credit cards, so, what specifically are you going to pay? - Pu239
A: Hi Pu239, I mentioned previously that I do have credit balances and not sure why it doesnt show up. I have about 8K ive accumulated throughout Art School. (Sep-21-2010)
6 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
ore-healer6$25.00$25.009/15/2010 9:37:51 AM
CashFlow13$6,000.00$6,000.009/18/2010 11:04:09 AM
DrWill$25.00$25.009/19/2010 7:42:09 AM
Reddress4u$25.00$25.009/18/2010 7:48:35 PM
Bob450$25.00$25.009/19/2010 8:22:14 PM
Skeptical-one$25.00$25.009/20/2010 8:41:55 AM
mikelance7$25.00$25.009/20/2010 4:06:52 PM
JiggaJoeyS$40.65$40.659/20/2010 5:41:22 PM
benefit-boots$25.00$25.009/20/2010 10:43:57 PM
realtormoises$25.00$25.009/21/2010 6:22:11 AM
GradStudent34$25.00$25.009/21/2010 7:44:46 AM
Green-Baron$25.00$25.009/21/2010 9:30:51 AM
AlexTrep$25.00$25.009/21/2010 9:31:00 AM
balanced-return5$25.00$25.009/21/2010 9:34:03 AM
jhernand17$25.00$25.009/21/2010 9:08:32 AM
muirheaj$25.00$25.009/21/2010 9:58:21 AM
prodigy525$25.00$25.009/21/2010 10:50:00 AM
malomar66$40.00$40.009/21/2010 12:56:51 PM
Rip128$50.00$50.009/21/2010 12:42:12 PM
BankofBadHabits$25.00$25.009/21/2010 12:56:26 PM
EretzCapital$25.00$25.009/21/2010 2:16:39 PM
tech310$25.00$25.009/17/2010 11:26:59 AM
mohara25$69.20$69.209/18/2010 6:22:44 PM
integrity-accord8$100.00$100.009/19/2010 9:20:04 AM
income-rocker2$25.00$25.009/20/2010 12:11:54 PM
Madmigel$31.15$31.159/20/2010 2:11:43 PM
mammalian4$25.00$25.009/20/2010 3:48:12 PM
deepblue34$30.00$30.009/20/2010 4:37:21 PM
mammalian4$25.00$25.009/20/2010 3:52:42 PM
Bob450$30.00$30.009/20/2010 4:05:36 PM
unger$50.00$50.009/20/2010 7:41:48 PM
kendigme$27.27$27.279/21/2010 3:05:27 AM
johnk317$57.43$57.439/21/2010 5:33:55 AM
aquistoyraul$25.00$25.009/21/2010 9:00:33 AM
blitz_ac$25.00$25.009/21/2010 9:53:43 AM
fervent-power$25.00$25.009/21/2010 1:18:39 PM
tcbmc$25.00$25.009/21/2010 1:26:02 PM
LeoBUSIIT$25.00$25.009/21/2010 1:34:01 PM
IASKGOD$25.00$25.009/21/2010 1:26:25 PM
TakeCare$25.00$25.009/21/2010 2:11:12 PM
rf7949$25.00$25.009/21/2010 2:14:18 PM
payout-bridge$750.00$249.309/21/2010 2:23:11 PM
42 bids
 
Borrower Payment Dependent Notes Series 475473
This series of Notes was issued and sold upon the funding of the borrower loan #44514, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Sep-14-2010 
  Auction end date:  Sep-21-2010 
 
Starting lender yield: 12.65% Starting borrower rate/APR: 13.65% / 15.80% Starting monthly payment: $510.12
Final lender yield: 12.65% Final borrower rate/APR: 13.65% / 15.80% Final monthly payment: $510.12
 
Auction yield range: 5.79% - 12.65% Estimated loss impact: 5.16%  
Lender servicing fee: 1.00% Estimated return: 7.49%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jul-1996 Debt/Income ratio: 28%
Credit score: 820-839 (Aug-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 13Length of status:9y 4m
Amount delinquent: $0 Total credit lines: 29 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,941Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 22%  
   Homeownership: Yes  
Screen name: irfan458 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 820-839 (Latest)
Principal borrowed: $20,000.00< 31 days late: 0 ( 0% )  
840-859 (Jun-2008)
760-779 (Apr-2006)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Proven Prosper Borrower Secnd Store
Purpose of loan:
This loan will be used to open a second location for our Dry Cleaning business.? On April 23, 2006 I received my first prosper loan (listing #6888) to open a new Dry Cleaners.? Even with today's economical condition, we are doing really good.? The reason we have been successful is because we are a discount cleaners and everyone is looking to save money in today's world.? I have decided to expand our business and open a pickup store( No cleaning operation on the premise).? I have already found a good location and negotiated a favorable lease.? I will need some extra cash for the build-out process and that's why i have decided to create my second listing.? Feel free to email me any questions you might have in regards to this listing.

Thanks



Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
ptjg$50.00$50.009/14/2010 2:34:56 PM
enthralling-deal180$100.00$100.009/14/2010 2:40:56 PM
peripatetic$25.00$25.009/14/2010 2:41:41 PM
Weaverville$25.00$25.009/14/2010 2:31:38 PM
jazzlender$25.00$25.009/14/2010 2:39:46 PM
mla$25.00$25.009/14/2010 2:40:18 PM
worthy-bid8$100.00$100.009/14/2010 2:41:34 PM
bid-czar8$100.00$100.009/14/2010 2:42:41 PM
credit-scout7$50.00$50.009/14/2010 2:43:54 PM
GElender$50.00$50.009/14/2010 2:39:33 PM
schpere$25.00$25.009/14/2010 2:39:55 PM
pfh$25.00$25.009/14/2010 2:41:15 PM
marketplace-cello5$50.00$50.009/14/2010 2:42:03 PM
golden-bid9$50.00$50.009/14/2010 2:47:22 PM
6moonbeams$100.00$100.009/14/2010 2:47:31 PM
kegs$150.00$150.009/14/2010 2:47:44 PM
money-bauble$50.00$50.009/14/2010 3:17:34 PM
AF-Chief$25.00$25.009/14/2010 3:23:20 PM
tech310$50.00$50.009/14/2010 3:33:22 PM
danthemon35$25.00$25.009/14/2010 3:25:59 PM
enthusiastic-balance5$100.00$100.009/15/2010 3:28:08 AM
Sol_Invictus$25.00$25.009/15/2010 5:53:20 AM
Go_Ducks$25.00$25.009/15/2010 10:52:13 AM
laufer32304$100.00$100.009/15/2010 9:39:18 AM
loan-wasp$50.00$50.009/15/2010 3:36:59 PM
helpinghand75$50.00$50.009/15/2010 3:40:48 PM
ferocious-finance$25.00$25.009/15/2010 7:53:32 PM
efficient-treasure0$25.00$25.009/16/2010 4:13:34 PM
the-bright-velocity$25.00$25.009/16/2010 4:14:45 PM
hookUup$25.00$25.009/16/2010 4:09:01 PM
ommcd$25.00$25.009/16/2010 4:15:00 PM
attentive-income$50.00$50.009/16/2010 4:14:14 PM
plant_a_seed$40.00$40.009/16/2010 4:20:36 PM
blue-useful-auction$25.00$25.009/16/2010 4:30:03 PM
ChoiceInvestments$25.00$25.009/16/2010 6:18:07 PM
flexible-return297$50.00$50.009/17/2010 3:23:41 AM
justice-collector$25.00$25.009/17/2010 3:40:55 AM
smurf163$25.00$25.009/17/2010 6:43:35 AM
rmpedi33$50.00$50.009/17/2010 8:38:39 AM
wise-dedicated-power$25.00$25.009/17/2010 11:21:36 AM
important-ore$50.00$50.009/17/2010 11:24:16 AM
Easystreet$25.00$25.009/17/2010 11:24:31 AM
first-listing-expert$25.00$25.009/17/2010 11:52:09 AM
ericgassercom$50.00$50.009/17/2010 12:02:39 PM
CapStack$75.00$75.009/17/2010 12:03:05 PM
smart-return$25.00$25.009/17/2010 12:03:12 PM
pvconn$37.53$37.539/17/2010 4:53:14 PM
loss-of-control$50.00$50.009/17/2010 6:12:30 PM
zrohmm$25.00$25.009/17/2010 7:28:29 PM
Barrayaran$50.00$50.009/17/2010 9:43:22 PM
anders94$25.00$25.009/18/2010 12:03:46 AM
IIP77$25.00$25.009/18/2010 3:58:21 AM
enigmallc$25.00$25.009/18/2010 9:13:34 AM
millionairewannabe$70.00$70.009/18/2010 6:54:54 AM
jmvingeorgia$100.00$100.009/18/2010 12:13:47 PM
red-adaptable-funds$50.00$50.009/18/2010 2:58:20 PM
circustab$50.00$50.009/18/2010 5:23:07 PM
inspired-agreement$50.00$50.009/18/2010 5:34:04 PM
wonderful-rupee$25.00$25.009/18/2010 6:28:11 PM
gold-channel2$100.00$100.009/18/2010 7:09:13 PM
HappyToLoan$30.00$30.009/18/2010 8:18:21 PM
outofoffice$25.00$25.009/18/2010 3:39:19 PM
chato2345$74.08$74.089/18/2010 8:36:19 PM
commerce-proton1$25.00$25.009/18/2010 7:42:44 PM
helping-out$30.00$30.009/18/2010 7:53:27 PM
engaging-worth$25.00$25.009/19/2010 10:28:32 AM
runbix7$25.00$25.009/19/2010 1:24:08 PM
Green-Baron$50.00$50.009/19/2010 5:09:15 PM
ro37$25.00$25.009/19/2010 7:29:31 PM
dynamic-platinum$25.00$25.009/20/2010 9:29:34 AM
Knyteguy$25.00$25.009/20/2010 9:44:57 AM
integrity-trumpet$50.00$50.009/20/2010 9:49:23 AM
n2fitns$100.00$100.009/20/2010 10:08:55 AM
MJFinancial$50.00$50.009/20/2010 9:49:13 AM
jstnow$25.00$25.009/20/2010 10:17:49 AM
jamiee73$25.00$25.009/20/2010 10:22:33 AM
jeffpac$50.00$50.009/20/2010 10:24:38 AM
life-is-great$50.00$50.009/20/2010 10:25:12 AM
momentous-responsibility2$50.00$50.009/20/2010 10:25:22 AM
AK49-JW$25.00$25.009/20/2010 10:24:58 AM
SBT$50.00$50.009/20/2010 10:25:29 AM
F16Edwards$50.00$50.009/20/2010 10:25:19 AM
melodious-fairness$25.00$25.009/20/2010 10:25:27 AM
kmwvma$25.00$25.009/20/2010 10:25:36 AM
paradisenow$25.00$25.009/20/2010 10:26:06 AM
wise-duty-investor$50.00$50.009/20/2010 10:26:09 AM
beetlebum$50.00$50.009/20/2010 10:24:35 AM
Wings06J$25.00$25.009/20/2010 10:27:25 AM
BankofTony$35.00$35.009/20/2010 10:27:31 AM
Aberdeen$400.00$400.009/20/2010 10:29:03 AM
CASHGIRL$25.00$25.009/20/2010 10:37:23 AM
zorg77$25.00$25.009/20/2010 10:38:00 AM
orange-dollar-guild$25.00$25.009/20/2010 10:33:10 AM
oregonusa$50.00$50.009/20/2010 10:52:09 AM
banker581$25.00$25.009/20/2010 11:45:04 AM
DcUnited$30.00$30.009/20/2010 10:40:02 AM
nandog$25.00$25.009/20/2010 12:18:38 PM
grc35$50.00$50.009/20/2010 12:27:45 PM
Ocean713$50.00$50.009/20/2010 1:13:23 PM
jblack01$25.00$25.009/20/2010 12:14:09 PM
Comoparklender$50.00$50.009/20/2010 12:48:21 PM
Adam_00$43.17$43.179/20/2010 3:23:50 PM
labate$25.00$25.009/20/2010 3:27:50 PM
PitOfSuccess$25.00$25.009/20/2010 3:28:19 PM
Magog12$50.00$50.009/20/2010 3:28:23 PM
Astyanax$40.00$40.009/20/2010 4:00:52 PM
buddy486$25.00$25.009/20/2010 3:26:07 PM
P3W-451$50.00$50.009/20/2010 3:28:24 PM
hizzy$50.00$50.009/20/2010 4:59:28 PM
Nailman88$25.00$25.009/20/2010 5:13:55 PM
Astyanax$30.00$30.009/20/2010 4:01:46 PM
Saleen06$25.00$25.009/20/2010 7:28:25 PM
USD4you$129.15$129.159/20/2010 6:39:49 PM
roswellandy$25.00$25.009/20/2010 7:00:26 PM
bughead$25.00$25.009/20/2010 5:02:35 PM
blue-dollar-viking$50.00$50.009/20/2010 9:00:32 PM
didibagle$43.32$43.329/20/2010 5:49:24 PM
clandrummer$25.00$25.009/20/2010 9:25:08 PM
payout-reaction740$25.00$25.009/20/2010 6:44:19 PM
papaloha$1,000.00$336.519/20/2010 7:31:55 PM
bowl800$25.00$25.009/21/2010 4:55:19 AM
william8$25.00$25.009/21/2010 5:28:57 AM
DasMula$50.00$50.009/21/2010 1:08:20 AM
Schwamie$73.97$73.979/20/2010 10:26:03 PM
swingkid$100.00$100.009/21/2010 6:08:06 AM
OzGuy609$25.00$25.009/21/2010 5:59:52 AM
atomantic$50.00$50.009/21/2010 7:26:49 AM
rbgnr111$25.00$25.009/21/2010 8:04:38 AM
relaxation688$25.00$25.009/21/2010 7:07:48 AM
accelerator1$25.00$25.009/21/2010 7:18:33 AM
lenderinnevada$60.00$60.009/21/2010 8:45:28 AM
jmullark$100.00$100.009/21/2010 6:47:29 AM
zztopdog$25.00$25.009/21/2010 9:11:18 AM
ingenious-order783$25.00$25.009/21/2010 7:26:58 AM
bullish2bearish$33.57$33.579/21/2010 8:57:47 AM
moola-monger9$50.00$50.009/21/2010 10:06:14 AM
jcw3rd$25.00$25.009/21/2010 9:17:57 AM
tonpa$50.00$50.009/21/2010 9:26:44 AM
JBG$40.00$40.009/21/2010 9:50:57 AM
helpingyou1$25.00$25.009/21/2010 11:13:14 AM
dammage$25.00$25.009/21/2010 10:48:55 AM
grampy48$25.00$25.009/21/2010 1:34:36 PM
AM2171$25.00$25.009/21/2010 12:48:42 PM
durable-investment8$31.73$31.739/21/2010 1:46:50 PM
RkyMtnHi$100.00$100.009/21/2010 1:30:27 PM
cordial-funds8$30.00$30.009/21/2010 11:37:49 AM
sensible-rate$25.00$25.009/21/2010 12:03:12 PM
lilgates26$38.10$38.109/21/2010 2:06:12 PM
Memphis-King$150.00$150.009/21/2010 2:25:11 PM
authentic-liberty7$50.00$50.009/14/2010 2:39:27 PM
studious-bonus7$100.00$100.009/14/2010 2:39:40 PM
ichibon$200.00$200.009/14/2010 2:40:35 PM
jigsaw$100.00$100.009/14/2010 2:41:04 PM
generous-deal6$50.00$50.009/14/2010 2:42:29 PM
kmr2$150.00$150.009/14/2010 2:40:08 PM
ray1051$25.00$25.009/14/2010 2:35:08 PM
rescue$50.00$50.009/14/2010 2:44:42 PM
handshake5$25.00$25.009/14/2010 2:40:00 PM
soheagle$50.00$50.009/14/2010 2:40:50 PM
brightest-affluence-motivator$100.00$100.009/14/2010 2:41:27 PM
larrybird$150.00$150.009/14/2010 2:47:54 PM
MissionMicroFinance$25.00$25.009/14/2010 3:18:12 PM
bountiful-durability$100.00$100.009/14/2010 3:17:24 PM
sound$50.00$50.009/14/2010 3:30:33 PM
patriot897$50.00$50.009/14/2010 5:08:15 PM
j2ee$25.00$25.009/14/2010 4:54:05 PM
simplelender80$250.00$250.009/14/2010 4:54:30 PM
MoneyForNothing$38.66$38.669/14/2010 5:58:43 PM
groovychick$25.00$25.009/14/2010 6:03:08 PM
lovely-order7$50.00$50.009/15/2010 5:47:28 AM
Artist_Blue$25.00$25.009/15/2010 6:43:35 AM
Clambake$50.00$50.009/15/2010 8:33:04 AM
mtquan$25.00$25.009/15/2010 11:28:21 AM
penny-plato$100.00$100.009/15/2010 10:36:30 AM
return-percolator8$50.00$50.009/15/2010 3:29:00 PM
on_your_side$25.00$25.009/15/2010 4:06:07 PM
nicklds$50.00$50.009/15/2010 4:05:52 PM
a-finance-nirvana$25.00$25.009/15/2010 8:35:03 PM
Cheburashka$25.00$25.009/16/2010 12:46:38 AM
ideal-platinum1$25.00$25.009/16/2010 1:16:54 AM
agalt$100.00$100.009/16/2010 11:38:19 AM
radforj22$25.00$25.009/16/2010 10:43:44 AM
objective-investor$100.00$100.009/16/2010 1:50:01 PM
seahorse2008$25.00$25.009/16/2010 2:35:00 PM
jo2y$25.00$25.009/16/2010 4:02:34 PM
Tradesmanlender$25.00$25.009/16/2010 4:14:34 PM
the-profit-oracle$25.00$25.009/16/2010 4:16:37 PM
thorough-exchange4$50.00$50.009/16/2010 4:14:04 PM
jpblan11$25.00$25.009/16/2010 4:51:40 PM
worldly-community3$50.00$50.009/16/2010 5:18:23 PM
gold-channel2$50.00$50.009/16/2010 7:34:18 PM
kulender$25.00$25.009/17/2010 7:33:18 AM
efficient-marketplace$50.00$50.009/17/2010 11:24:17 AM
finance-magma7$100.00$100.009/17/2010 11:24:41 AM
proper-p2p6$50.00$50.009/17/2010 11:24:40 AM
asdf9876$25.00$25.009/17/2010 11:28:33 AM
note-axis5$50.00$50.009/17/2010 12:02:38 PM
gulch$50.00$50.009/17/2010 12:02:41 PM
p2ploan-sensation211$50.00$50.009/17/2010 6:06:55 PM
loss-of-control$100.00$100.009/17/2010 6:12:10 PM
Ripsaw4U$50.00$50.009/17/2010 4:34:20 PM
papaloha$25.00$25.009/17/2010 9:44:54 PM
nilonc1$150.00$150.009/17/2010 7:19:37 PM
Investoman$50.00$50.009/18/2010 5:54:17 AM
BeanCownter$25.00$25.009/18/2010 5:48:34 AM
return-owner$25.00$25.009/18/2010 12:40:37 PM
4DreamsGroup$100.00$100.009/18/2010 10:00:29 PM
gethsemane4$25.00$25.009/19/2010 8:43:40 AM
potatoepicker$44.94$44.949/19/2010 7:53:16 AM
Barrayaran$50.00$50.009/19/2010 7:57:16 AM
Daubertoo$25.00$25.009/19/2010 2:35:22 PM
Devsfan3$48.86$48.869/19/2010 2:58:56 PM
well-rounded-dinero$75.00$75.009/19/2010 3:24:05 PM
gracej$25.00$25.009/19/2010 7:29:14 PM
vigorous-note$50.00$50.009/19/2010 7:29:12 PM
sadani$25.00$25.009/20/2010 6:19:44 AM
Barrayaran$25.00$25.009/20/2010 7:17:37 AM
boss42$25.00$25.009/20/2010 8:51:01 AM
enchanted-silver2$100.00$100.009/20/2010 10:09:19 AM
wampum-chorus3$25.00$25.009/20/2010 10:17:11 AM
dpdn57$50.00$50.009/20/2010 10:25:14 AM
power-pagoda$50.00$50.009/20/2010 10:24:53 AM
impartial-truth1$50.00$50.009/20/2010 10:25:24 AM
sarisai$50.00$50.009/20/2010 10:25:34 AM
narblark$37.17$37.179/20/2010 10:25:42 AM
the-debt-fluffy-bunny$25.00$25.009/20/2010 10:25:51 AM
Binan$25.00$25.009/20/2010 10:26:32 AM
Wally1727$50.00$50.009/20/2010 10:26:18 AM
fly99$50.00$50.009/20/2010 10:26:38 AM
hopethisworks$25.00$25.009/20/2010 10:27:59 AM
RetiredATC$50.00$50.009/20/2010 10:28:58 AM
oreyedoc$50.00$50.009/20/2010 10:24:46 AM
justice-dna$25.00$25.009/20/2010 10:25:00 AM
honorable-yield$50.00$50.009/20/2010 10:25:04 AM
Aberdeen$400.00$400.009/20/2010 10:29:01 AM
callmebryan$25.00$25.009/20/2010 10:27:12 AM
divemaster$25.00$25.009/20/2010 10:27:47 AM
favorite-commerce$50.00$50.009/20/2010 10:32:58 AM
favorite-commerce$50.00$50.009/20/2010 10:38:35 AM
lostontheedge$25.00$25.009/20/2010 10:39:14 AM
djh47a$25.00$25.009/20/2010 10:41:08 AM
julijask$25.00$25.009/20/2010 10:40:59 AM
mooselegs19$50.00$50.009/20/2010 10:52:02 AM
Dollars4Rent$25.00$25.009/20/2010 10:54:24 AM
Msbutterfly$50.00$50.009/20/2010 10:39:37 AM
diplomatic-wealth7$50.00$50.009/20/2010 10:39:39 AM
ClearLake$25.00$25.009/20/2010 10:39:58 AM
reward-planetarium$59.01$59.019/20/2010 1:35:25 PM
visionary-currency$100.00$100.009/20/2010 2:05:41 PM
vkm2000$25.00$25.009/20/2010 1:13:35 PM
djmjkelso$25.00$25.009/20/2010 1:23:17 PM
marketplace-spark$25.00$25.009/20/2010 3:21:53 PM
powerful-finance7$25.00$25.009/20/2010 3:28:03 PM
riproaringrapids$25.00$25.009/20/2010 3:26:58 PM
flwah$25.00$25.009/20/2010 3:21:35 PM
WallyWall$50.00$50.009/20/2010 4:09:02 PM
bold-careful-finance$25.00$25.009/20/2010 5:49:06 PM
Bluebanker$50.00$50.009/20/2010 4:53:28 PM
oracle3$50.00$50.009/20/2010 5:38:42 PM
tender-commerce8$1,000.00$1,000.009/20/2010 7:32:31 PM
bonaza2$25.00$25.009/20/2010 5:55:46 PM
beachbum22$25.00$25.009/20/2010 6:29:01 PM
Dover$50.00$50.009/20/2010 6:42:09 PM
clemclan$25.00$25.009/20/2010 10:45:42 PM
rjcoutur2001$31.22$31.229/21/2010 12:23:42 AM
Johnab$25.00$25.009/21/2010 4:28:44 AM
economy-popcorn$25.00$25.009/21/2010 7:12:51 AM
radiant-return$25.00$25.009/21/2010 6:25:58 AM
hasbegun$25.00$25.009/21/2010 7:40:38 AM
Randyg08$35.00$35.009/21/2010 6:53:44 AM
income-ferret2$112.35$112.359/21/2010 8:57:08 AM
redtilapia$25.00$25.009/21/2010 7:59:49 AM
social-zebra$28.00$28.009/21/2010 9:17:10 AM
mwaldo13$50.00$50.009/21/2010 8:19:53 AM
principal-star$25.00$25.009/21/2010 9:26:07 AM
beeper2$30.00$30.009/21/2010 9:56:25 AM
LittleMingo$30.00$30.009/21/2010 9:39:42 AM
resplendent-peace7$25.00$25.009/21/2010 11:14:03 AM
revenue-appraiser$40.00$40.009/21/2010 1:19:20 PM
Smallbear$25.00$25.009/21/2010 10:54:11 AM
emjaybee$25.00$25.009/21/2010 12:57:53 PM
courteous-cash6$100.00$100.009/21/2010 11:26:13 AM
Littlepeng$25.00$25.009/21/2010 2:04:51 PM
lucrative-coin$58.66$58.669/21/2010 2:03:20 PM
TakeCare$30.00$30.009/21/2010 2:11:52 PM
ethicalhumanist$50.00$50.009/21/2010 12:57:05 PM
EretzCapital$25.00$25.009/21/2010 2:17:44 PM
287 bids
 
Borrower Payment Dependent Notes Series 475513
This series of Notes was issued and sold upon the funding of the borrower loan #44532, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,300.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 24.0% Auction start date:  Sep-14-2010 
  Auction end date:  Sep-21-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $149.28
Final lender yield: 21.00% Final borrower rate/APR: 22.00% / 25.44% Final monthly payment: $126.03
 
Auction yield range: 16.79% - 34.00% Estimated loss impact: 25.19%  
Lender servicing fee: 1.00% Estimated return: -4.19%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: May-1999 Debt/Income ratio: 47%
Credit score: 660-679 (Sep-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 2 Current / open credit lines: 9 / 8Length of status:4y 1m
Amount delinquent: $4,716 Total credit lines: 23 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,596Stated income:$25,000-$49,999
Delinquencies in last 7y: 10 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: JennyTeacher Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 59 ( 97% ) 660-679 (Latest)
Principal borrowed: $13,200.00< 31 days late: 2 ( 3% )  
660-679 (Jun-2008)
660-679 (Jun-2007)
 
Principal balance: $1,494.27 31+ days late: 0 ( 0% )
Total payments billed: 61  
Description
PROSPER #3: Loyal PROSPER History!!
Another PROSPER success story returns! If successfully funded, this will be our third PROSPER loan! We are proud to say that we have an AMAZING PROSPER history (60+ payments and going strong)!

To begin, we appreciate you taking the time to consider funding our loan. Please make note of the fact that the financial information included in this request does not tell the full story. My husband and I are both fulltime teachers, and therefore our income listed should reflect double what is reported below.

Our first PROSPER loan was in the amount of $8,800 + interest ($350 a month). We successfully paid it off (on time)! Our second PROSPER loan was considerably less, in the amount of $4,400 + interest ($160 a month). That loan is scheduled to be fully paid in July, and we only owe about $1,600 on it!

Here is our story?

Like many young couples, after getting married we made some foolish decisions with our finances. Before we knew it, after a few years we found ourselves up to our necks (and sometimes deeper) in monthly bills.

Then, an extended maternity leave and overwhelming hospital bills hit us right between the eyes after the birth of our son. That hurt us financially, and for the first time in our lives, we started getting behind. Some of those bruises still reflect on my credit report today.

Like many of you, when the recession hit, things went from bad to worse. We wanted to WORK our way out of debt, NOT make excuses or cut corners!

That?s where the PROSPER FAMILY came in?

So, we made a plan:

1- We made a pledge to WORK our way out of debt?NO EXCUSES?NO SHORTCUTS?NO CUTTING CORNERS! We would pay down our debt no matter how long it took.

2- We made several changes to our expenditures. We had to give things up and reprioritize.

3- We started ?Understudy,? a side venture (in addition to teaching) to help generate additional income.

4- We began paying down our debts, slowly at first, but moving a little more quickly now!

5- We made a pledge to never indebt ourselves to another traditional bank again (barring car or house). We also pledged to never accept another credit card offer.

So far, our plan has worked. It hasn?t always been easy, but we are making it happen!

My delinquencies reflect a 3 ?month late balance on our mortgage from over a year ago. We decided to rework our mortgage under a new program that is still being ironed out by the bank. This is lowering our monthly payment, but we still are shown as being ?delinquent? in order to qualify.

The purpose of the loan ($3,300) is to continue to eliminate revolving balances and debt. We've eliminated over $30K in debt in the last couple of years!

THANK YOU?we?ve never let you down! We?ve maintained YOUR trust and YOUR confidence (THE PROSPER WAY) for the past 3+ years!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Catz_aplenty$25.00$25.009/16/2010 6:47:18 AM
WonByOne$50.00$50.009/17/2010 1:56:21 AM
Catz_aplenty$25.00$25.009/17/2010 7:21:02 AM
scarlet-velvet$25.00$25.009/18/2010 6:29:34 PM
brondero$50.00$50.009/19/2010 3:34:36 PM
rf7949$25.00$25.009/20/2010 12:29:36 PM
soulblest$47.16$47.169/20/2010 4:44:00 PM
blazing-dough$25.00$25.009/21/2010 5:19:14 AM
DasMula$50.00$50.009/21/2010 1:10:16 AM
atomantic$25.00$25.009/21/2010 7:27:21 AM
brondero$50.00$50.009/21/2010 7:39:26 AM
hillerod$25.00$25.009/21/2010 8:40:29 AM
loanman2007$100.00$100.009/21/2010 8:57:39 AM
shrewd-income$150.00$150.009/21/2010 9:14:12 AM
benefit-boots$25.00$25.009/21/2010 9:48:07 AM
roguewinner$34.03$34.039/21/2010 10:56:52 AM
WonByOne$50.00$50.009/21/2010 10:22:15 AM
DackoDenk$25.00$25.009/21/2010 10:49:56 AM
entertaining-revenue$25.93$25.939/21/2010 12:21:02 PM
systematic-fairness1$50.00$50.009/21/2010 1:11:52 PM
taetrade$25.00$25.009/21/2010 10:54:55 AM
emjaybee$36.10$36.109/21/2010 1:01:56 PM
credit-missile$25.00$25.009/21/2010 2:10:14 PM
credit-missile$25.00$25.009/21/2010 2:10:44 PM
ore-dojo$25.00$25.009/21/2010 2:20:15 PM
capital-kingdom$50.00$50.009/21/2010 2:24:57 PM
progressive-treasure1$500.00$500.009/21/2010 2:27:10 PM
trainu$45.42$45.429/21/2010 12:03:28 PM
MilitaryAV8R$25.00$25.009/21/2010 2:02:14 PM
martymaniaman$29.65$29.659/21/2010 2:25:24 PM
ultimate-peace$50.00$50.009/21/2010 2:08:40 PM
Starfin-Capital-Management$61.66$61.669/21/2010 2:26:40 PM
yield-cologne$25.00$25.009/21/2010 2:27:14 PM
Astyanax$50.00$50.009/20/2010 4:08:54 PM
deepblue34$25.00$25.009/20/2010 4:38:13 PM
bughead$25.00$25.009/20/2010 5:04:58 PM
crawfishcentral$28.87$28.879/21/2010 10:26:40 AM
LittleMingo$30.00$30.009/21/2010 10:33:37 AM
lively-exchange$54.15$54.159/21/2010 10:05:25 AM
brightest-dignified-penny$25.00$25.009/21/2010 11:18:16 AM
bullwink27$25.00$2.039/21/2010 11:19:46 AM
houli123$1,000.00$1,000.009/21/2010 11:20:14 AM
ColoradoLender82$25.00$25.009/21/2010 11:28:04 AM
credit-missile$25.00$25.009/21/2010 2:12:28 PM
relaxation688$25.00$25.009/21/2010 11:55:28 AM
FinanceEngine$30.00$30.009/21/2010 2:04:13 PM
SkinnyFish$25.00$25.009/21/2010 1:30:09 PM
credit-missile$25.00$25.009/21/2010 2:11:49 PM
TakeCare$40.00$40.009/21/2010 2:12:39 PM
markhmn$60.00$60.009/21/2010 2:23:42 PM
50 bids
 
Borrower Payment Dependent Notes Series 475523
This series of Notes was issued and sold upon the funding of the borrower loan #44510, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $13,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 6.0% Auction start date:  Sep-14-2010 
  Auction end date:  Sep-21-2010 
 
Starting lender yield: 14.15% Starting borrower rate/APR: 15.15% / 17.32% Starting monthly payment: $451.60
Final lender yield: 14.15% Final borrower rate/APR: 15.15% / 17.32% Final monthly payment: $451.60
 
Auction yield range: 5.79% - 14.15% Estimated loss impact: 6.19%  
Lender servicing fee: 1.00% Estimated return: 7.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jul-1990 Debt/Income ratio: 21%
Credit score: 740-759 (Sep-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:12y 5m
Amount delinquent: $0 Total credit lines: 22 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $26,334Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 55%  
   Homeownership: Yes  
Screen name: dough-infusion Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off Credit Cards
Purpose of loan:
This loan will be used to pay off two credit cards (Chase & Capital One), I have a strong work history and my credit score is currently at 764

My financial situation:
I am a good candidate for this loan because I make my payments on time every month

Monthly net income: $
$6,000

Monthly expenses: $
??Housing:?$ 100.00
??Insurance: $ 104.00
??Car expenses: $?120.00 (Gas)
??Utilities: $ 150.00
??Phone, cable, internet: $ 75.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $ 400.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
slwholesales has bid a total of $250.00 in winning bids.
"Excellent ROI, guaranteed!"
1 friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Weaverville$25.00$25.009/14/2010 2:31:42 PM
ray1051$25.00$25.009/14/2010 2:35:05 PM
jazzlender$25.00$25.009/14/2010 2:39:49 PM
authentic-liberty7$50.00$50.009/14/2010 2:39:29 PM
schpere$25.00$25.009/14/2010 2:39:53 PM
kmr2$150.00$150.009/14/2010 2:40:10 PM
mla$25.00$25.009/14/2010 2:40:16 PM
GElender$50.00$50.009/14/2010 2:39:35 PM
ichibon$200.00$200.009/14/2010 2:40:41 PM
soheagle$50.00$50.009/14/2010 2:40:52 PM
enthralling-deal180$100.00$100.009/14/2010 2:40:58 PM
slwholesales$250.00$250.009/14/2010 3:08:36 PM
larrybird$150.00$150.009/14/2010 2:47:56 PM
RedCentre$53.67$53.679/14/2010 3:07:13 PM
bountiful-durability$100.00$100.009/14/2010 3:17:19 PM
MissionMicroFinance$25.00$25.009/14/2010 3:18:10 PM
worthy-bid8$100.00$100.009/14/2010 3:29:02 PM
AF-Chief$25.00$25.009/14/2010 3:23:18 PM
tech310$50.00$50.009/14/2010 3:33:24 PM
danthemon35$25.00$25.009/14/2010 3:25:54 PM
credit-scout7$50.00$50.009/14/2010 3:30:16 PM
helpful-dough$50.00$50.009/14/2010 4:54:04 PM
Fiimg$50.00$50.009/14/2010 4:54:10 PM
balanced-bill7$50.00$50.009/14/2010 5:07:33 PM
yukongin$100.00$100.009/14/2010 4:54:12 PM
850$50.00$50.009/14/2010 10:23:39 PM
patriot897$25.00$25.009/14/2010 10:44:54 PM
chestnut4$25.00$25.009/14/2010 11:44:25 PM
calkidd05$25.00$25.009/15/2010 9:39:31 AM
mtquan$25.00$25.009/15/2010 11:28:19 AM
HedgeFund$50.00$50.009/15/2010 3:43:34 PM
sound$50.00$50.009/15/2010 3:37:23 PM
simplelender80$250.00$250.009/15/2010 3:37:29 PM
JustMee$25.00$25.009/15/2010 5:34:22 PM
nicklds$50.00$50.009/15/2010 4:05:51 PM
helpinghand75$50.00$50.009/15/2010 8:35:05 PM
Cheburashka$25.00$25.009/16/2010 12:46:33 AM
SlowGardener$25.00$25.009/16/2010 1:30:42 PM
6moonbeams$100.00$100.009/16/2010 1:32:57 PM
mg6619$25.00$25.009/16/2010 12:52:49 PM
ferocious-finance$25.00$25.009/16/2010 1:50:12 PM
hookUup$25.00$25.009/16/2010 4:09:03 PM
attentive-income$50.00$50.009/16/2010 4:14:17 PM
objective-investor$100.00$100.009/16/2010 4:14:30 PM
p2ploan-sensation211$25.00$25.009/16/2010 4:15:13 PM
penny-plato$25.00$25.009/16/2010 4:19:56 PM
blue-useful-auction$25.00$25.009/16/2010 4:33:27 PM
Moneypenny6$25.00$25.009/17/2010 7:08:02 AM
ommcd$25.00$25.009/17/2010 9:23:22 AM
silvercertificate$25.00$25.009/17/2010 10:17:11 AM
kulender$100.00$100.009/17/2010 11:30:17 AM
SimpleChoice$25.00$25.009/17/2010 11:51:05 AM
proper-p2p6$50.00$50.009/17/2010 11:51:44 AM
first-listing-expert$25.00$25.009/17/2010 11:52:10 AM
credit-panda1$25.00$25.009/17/2010 11:48:50 AM
Vegasjim$25.00$25.009/17/2010 12:03:42 PM
efficient-marketplace$50.00$50.009/17/2010 11:51:43 AM
asdf9876$25.00$25.009/17/2010 12:03:19 PM
nilonc1$50.00$50.009/17/2010 7:29:34 PM
j2ee$25.00$25.009/17/2010 6:08:34 PM
Easystreet$25.00$25.009/17/2010 11:44:28 PM
bxdoc$68.60$68.609/18/2010 12:36:11 AM
Investoman$50.00$50.009/18/2010 5:54:17 AM
BeanCownter$25.00$25.009/18/2010 5:48:35 AM
gulch$50.00$50.009/18/2010 11:04:22 AM
red-adaptable-funds$50.00$50.009/18/2010 2:58:21 PM
gethsemane4$25.00$25.009/19/2010 8:43:39 AM
ericgassercom$37.53$37.539/19/2010 10:28:15 AM
helping-out$75.00$75.009/19/2010 7:20:00 PM
pvconn$50.00$50.009/19/2010 7:29:27 PM
enigmallc$25.00$25.009/19/2010 7:29:55 PM
favorite-commerce$50.00$50.009/20/2010 7:59:52 AM
gracej$25.00$25.009/20/2010 9:49:27 AM
wampum-chorus3$25.00$25.009/20/2010 10:17:12 AM
power-pagoda$50.00$50.009/20/2010 10:24:53 AM
jeffpac$50.00$50.009/20/2010 10:24:38 AM
impartial-truth1$50.00$50.009/20/2010 10:25:24 AM
honorable-yield$50.00$50.009/20/2010 10:25:05 AM
Wally1727$50.00$50.009/20/2010 10:26:19 AM
fly99$38.83$38.839/20/2010 10:26:38 AM
justice-dna$25.00$25.009/20/2010 10:25:01 AM
dpdn57$50.00$50.009/20/2010 10:25:15 AM
momentous-responsibility2$50.00$50.009/20/2010 10:25:22 AM
paradisenow$25.00$25.009/20/2010 10:26:06 AM
ro37$25.00$25.009/20/2010 10:26:14 AM
Binan$25.00$25.009/20/2010 10:26:32 AM
hopethisworks$25.00$25.009/20/2010 10:27:59 AM
CASHGIRL$25.00$25.009/20/2010 10:37:24 AM
lostontheedge$25.00$25.009/20/2010 10:39:15 AM
integrity-trumpet$50.00$50.009/20/2010 10:39:42 AM
DcUnited$30.00$30.009/20/2010 10:40:02 AM
julijask$25.00$25.009/20/2010 10:40:59 AM
djh47a$25.00$25.009/20/2010 10:41:09 AM
oregonusa$50.00$50.009/20/2010 10:52:10 AM
Ocean713$50.00$50.009/20/2010 1:13:23 PM
reward-planetarium$40.99$40.999/20/2010 1:43:16 PM
visionary-currency$100.00$100.009/20/2010 2:05:42 PM
narblark$50.00$50.009/20/2010 3:25:19 PM
divemaster$25.00$25.009/20/2010 3:25:58 PM
callmebryan$25.00$25.009/20/2010 3:25:46 PM
orange-dollar-guild$25.00$25.009/20/2010 3:26:34 PM
Msbutterfly$50.00$50.009/20/2010 3:27:13 PM
mooselegs19$50.00$50.009/20/2010 3:27:36 PM
WallyWall$50.00$50.009/20/2010 4:09:03 PM
lazyeye$30.25$30.259/20/2010 3:57:32 PM
patriot384$200.00$200.009/20/2010 4:51:03 PM
life-is-great$50.00$50.009/20/2010 3:25:08 PM
Wings06J$25.00$25.009/20/2010 3:25:48 PM
oracle3$50.00$50.009/20/2010 5:38:43 PM
impressive-fund0$74.04$74.049/20/2010 6:02:22 PM
bold-careful-finance$25.00$25.009/20/2010 5:49:09 PM
blue-dollar-viking$25.00$25.009/20/2010 9:02:07 PM
beachbum22$25.00$25.009/20/2010 6:29:01 PM
rockhound84$25.00$25.009/20/2010 11:55:04 PM
Live-Joy$50.00$50.009/21/2010 5:44:25 AM
Bluebanker$35.69$35.699/20/2010 10:56:25 PM
MARSTUN$50.00$50.009/21/2010 6:24:53 AM
ktradtke$50.00$50.009/21/2010 6:46:16 AM
irisheyes9$50.00$50.009/21/2010 6:53:18 AM
truelumen$25.00$25.009/21/2010 3:15:44 AM
Cai8899$50.00$50.009/21/2010 5:38:18 AM
rdrloan$50.00$50.009/21/2010 8:10:25 AM
phillipd48$25.00$25.009/21/2010 9:08:27 AM
sdr984$25.00$25.009/21/2010 9:14:56 AM
a-community-aficionado$50.00$50.009/21/2010 7:23:15 AM
compassionate-fairness6$25.00$25.009/21/2010 9:34:02 AM
p2pcapitalgroup$50.00$50.009/21/2010 9:27:02 AM
ddamenace$35.00$35.009/21/2010 8:54:16 AM
p2ploan-gala2$25.00$25.009/21/2010 9:33:54 AM
affluence-tycoon$25.00$25.009/21/2010 9:08:29 AM
abasvram$50.00$50.009/21/2010 9:08:57 AM
bazaar-nirvana$50.00$50.009/21/2010 9:59:43 AM
Adam_00$50.00$50.009/21/2010 10:11:33 AM
ctgscott$25.00$25.009/21/2010 9:33:23 AM
williemc44$50.00$50.009/21/2010 9:33:28 AM
ualf$33.93$33.939/21/2010 10:53:12 AM
studious-peso$50.00$50.009/21/2010 9:34:33 AM
ixoyefreak$25.02$25.029/21/2010 10:09:47 AM
hanuman77$50.00$50.009/21/2010 9:34:43 AM
blazing-revenue3$50.00$50.009/21/2010 10:49:40 AM
FLRN$28.49$28.499/21/2010 11:30:51 AM
MechEngineer$25.00$25.009/21/2010 11:05:09 AM
pythia$25.00$25.009/21/2010 9:51:48 AM
tinareilly$172.31$172.319/21/2010 11:19:42 AM
assetmanager$25.00$25.009/21/2010 11:29:51 AM
ethicalhumanist$50.00$50.009/21/2010 1:00:43 PM
circustab$50.00$50.009/21/2010 11:37:16 AM
scottssm$36.00$34.199/21/2010 11:39:21 AM
trade-freshmaker$50.00$50.009/21/2010 10:53:15 AM
bbrelo$25.00$25.009/21/2010 10:58:16 AM
RMB-Investments$50.00$50.009/21/2010 11:30:04 AM
integrity-doctor$100.00$100.009/21/2010 2:11:56 PM
fuzed$55.00$55.009/21/2010 11:38:05 AM
revenue-appraiser$27.97$27.979/21/2010 1:49:05 PM
Memphis-King$100.00$100.009/21/2010 2:26:51 PM
exciting-fairness$200.00$200.009/21/2010 2:29:03 PM
handshake5$25.00$25.009/14/2010 2:40:02 PM
jigsaw$100.00$100.009/14/2010 2:41:02 PM
peripatetic$25.00$25.009/14/2010 2:41:44 PM
brightest-affluence-motivator$100.00$100.009/14/2010 2:41:29 PM
kegs$150.00$150.009/14/2010 2:47:46 PM
studious-bonus7$100.00$100.009/14/2010 2:39:38 PM
pfh$25.00$25.009/14/2010 2:41:18 PM
marketplace-cello5$50.00$50.009/14/2010 2:42:05 PM
generous-deal6$50.00$50.009/14/2010 2:42:32 PM
bid-czar8$100.00$100.009/14/2010 2:42:44 PM
rescue$50.00$50.009/14/2010 3:14:01 PM
money-bauble$50.00$50.009/14/2010 3:17:31 PM
logical-moola4$50.00$50.009/14/2010 3:24:49 PM
golden-bid9$50.00$50.009/14/2010 3:33:00 PM
asset-professor$50.00$50.009/14/2010 4:54:08 PM
gain-seagull9$50.00$50.009/14/2010 5:07:35 PM
tsg2007$25.00$25.009/14/2010 6:23:38 PM
CAGE-Investments$25.00$25.009/14/2010 11:44:30 PM
Artist_Blue$25.00$25.009/15/2010 6:43:39 AM
a-consummate-camaraderi$41.78$41.789/14/2010 11:42:18 PM
lovely-order7$50.00$50.009/15/2010 5:47:26 AM
Clambake$25.00$25.009/15/2010 8:33:07 AM
visionary-commerce$25.00$25.009/15/2010 12:07:12 PM
Go_Ducks$25.00$25.009/15/2010 10:52:11 AM
Shawnman19$30.31$30.319/15/2010 1:19:43 PM
on_your_side$25.00$25.009/15/2010 4:06:10 PM
dannyboy_997$25.00$25.009/15/2010 9:17:35 PM
a-finance-nirvana$25.00$25.009/16/2010 1:16:09 AM
ideal-platinum1$25.00$25.009/16/2010 1:16:57 AM
UncleSafety$50.00$50.009/16/2010 8:56:00 AM
agalt$100.00$100.009/16/2010 11:38:21 AM
radforj22$25.00$25.009/16/2010 10:43:47 AM
Bank_Of_XL$50.00$50.009/16/2010 12:26:34 PM
loan-wasp$50.00$50.009/16/2010 12:22:34 PM
return-percolator8$50.00$50.009/16/2010 1:49:54 PM
tranquil-return4$25.00$25.009/16/2010 1:50:47 PM
the-bright-velocity$25.00$25.009/16/2010 4:14:52 PM
Tradesmanlender$25.00$25.009/16/2010 4:14:35 PM
the-profit-oracle$25.00$25.009/16/2010 4:16:38 PM
efficient-treasure0$25.00$25.009/16/2010 4:13:37 PM
worldly-community3$50.00$50.009/16/2010 5:18:22 PM
gold-channel2$50.00$50.009/16/2010 7:34:19 PM
powerful-greenback2$25.00$25.009/16/2010 8:47:32 PM
jo2y$25.00$25.009/17/2010 6:24:15 AM
smurf163$25.00$25.009/17/2010 6:43:37 AM
flexible-return297$50.00$50.009/17/2010 7:09:21 AM
important-ore$50.00$50.009/17/2010 11:51:42 AM
finance-magma7$100.00$100.009/17/2010 11:51:46 AM
wise-dedicated-power$25.00$25.009/17/2010 12:02:05 PM
Ripsaw4U$50.00$50.009/17/2010 4:34:21 PM
CapStack$25.00$25.009/17/2010 7:18:39 PM
papaloha$25.00$25.009/17/2010 9:44:55 PM
zrohmm$25.00$25.009/17/2010 7:28:30 PM
FinDoc$25.00$25.009/17/2010 11:49:45 PM
IIP77$25.00$25.009/18/2010 3:58:23 AM
anders94$25.00$25.009/18/2010 12:03:47 AM
note-axis5$50.00$50.009/19/2010 2:58:57 PM
engaging-worth$25.00$25.009/19/2010 10:28:33 AM
well-rounded-dinero$75.00$75.009/19/2010 3:24:05 PM
wonderful-rupee$25.00$25.009/19/2010 7:30:05 PM
smart-return$25.00$25.009/19/2010 4:03:13 PM
potatoepicker$50.00$50.009/19/2010 7:30:09 PM
Devsfan3$50.00$50.009/19/2010 7:30:18 PM
forthright-principal2$25.00$25.009/19/2010 7:34:28 PM
vigorous-note$50.00$50.009/20/2010 9:49:25 AM
beetlebum$50.00$50.009/20/2010 10:24:36 AM
oreyedoc$50.00$50.009/20/2010 10:24:46 AM
melodious-fairness$25.00$25.009/20/2010 10:25:27 AM
SBT$50.00$50.009/20/2010 10:25:30 AM
sarisai$50.00$50.009/20/2010 10:25:34 AM
the-debt-fluffy-bunny$25.00$25.009/20/2010 10:25:51 AM
kmwvma$25.00$25.009/20/2010 10:25:36 AM
wise-duty-investor$50.00$50.009/20/2010 10:26:10 AM
zorg77$25.00$25.009/20/2010 10:38:01 AM
diplomatic-wealth7$50.00$50.009/20/2010 10:39:39 AM
ClearLake$25.00$25.009/20/2010 10:39:59 AM
nandog$25.00$25.009/20/2010 12:58:26 PM
vkm2000$25.00$25.009/20/2010 1:13:36 PM
jamiee73$25.00$25.009/20/2010 1:28:11 PM
jblack01$25.00$25.009/20/2010 12:14:12 PM
Comoparklender$50.00$50.009/20/2010 12:48:22 PM
F16Edwards$50.00$50.009/20/2010 3:25:10 PM
RetiredATC$50.00$50.009/20/2010 3:26:15 PM
AK49-JW$25.00$25.009/20/2010 3:25:03 PM
BankofTony$35.00$35.009/20/2010 3:25:53 PM
hizzy$50.00$50.009/20/2010 4:59:29 PM
maximizer$25.00$25.009/20/2010 6:48:01 PM
Astyanax$40.00$40.009/20/2010 4:11:11 PM
chrisb4745$44.93$44.939/20/2010 6:42:52 PM
agiovasil$25.00$25.009/20/2010 9:38:40 PM
forthright-trade$25.00$25.009/20/2010 8:53:26 PM
morewhatsinstore$25.00$25.009/20/2010 11:35:08 PM
Chuck9802$25.00$25.009/21/2010 5:19:29 AM
ash135$25.00$25.009/20/2010 11:37:25 PM
chrisb4745$50.00$50.009/21/2010 7:03:05 AM
blue-euro-entrepreneur$25.00$25.009/21/2010 7:18:07 AM
dunedin$25.00$25.009/21/2010 6:38:56 AM
historic-nickel$25.00$25.009/21/2010 8:03:14 AM
Usurious$25.00$25.009/21/2010 7:04:30 AM
dinero-speaker$25.00$25.009/21/2010 8:10:22 AM
bondhedger$25.00$25.009/21/2010 9:14:09 AM
calm-deal7$25.00$25.009/21/2010 8:24:33 AM
jasonj72$25.00$25.009/21/2010 8:53:13 AM
tonpa$50.00$50.009/21/2010 9:28:43 AM
Josilot$25.00$25.009/21/2010 7:33:26 AM
LAKESPRING$25.00$25.009/21/2010 7:38:14 AM
Synergism$30.63$30.639/21/2010 9:18:11 AM
payout-carnival$50.00$50.009/21/2010 9:35:00 AM
Ragestang$25.00$25.009/21/2010 9:35:16 AM
Tengoku$50.00$50.009/21/2010 8:28:08 AM
rsd4444$25.00$25.009/21/2010 9:43:52 AM
ElChico124$25.00$25.009/21/2010 9:33:53 AM
LongTail$25.00$25.009/21/2010 9:08:31 AM
benjamins-den$25.00$25.009/21/2010 9:34:12 AM
Elbanko$25.00$25.009/21/2010 9:08:33 AM
geniusj$25.00$25.009/21/2010 9:59:34 AM
deal-grid7$50.00$50.009/21/2010 9:18:10 AM
hrubinst$50.00$50.009/21/2010 9:23:13 AM
kegs$100.00$100.009/21/2010 10:33:07 AM
Cubsfan07$25.00$25.009/21/2010 10:03:19 AM
agile-loan0$25.00$25.009/21/2010 9:34:45 AM
OSERENKUKU$25.00$25.009/21/2010 10:10:40 AM
Carne_Chung$25.00$25.009/21/2010 9:35:15 AM
Passionate_Nurse$42.25$42.259/21/2010 9:44:24 AM
Searlzy$25.00$25.009/21/2010 9:44:33 AM
dollar-high-five$25.00$25.009/21/2010 11:39:19 AM
roman1998$50.00$50.009/21/2010 11:33:14 AM
LeoBUSIIT$25.00$25.009/21/2010 1:36:34 PM
shmb6508$100.00$100.009/21/2010 11:08:23 AM
suk200$25.00$25.009/21/2010 11:19:25 AM
favorite-commerce$38.59$38.599/21/2010 2:19:39 PM
awe53$25.00$25.009/21/2010 11:39:20 AM
trustworthy-finance6$100.00$100.009/21/2010 1:49:10 PM
289 bids
 
Borrower Payment Dependent Notes Series 475537
This series of Notes was issued and sold upon the funding of the borrower loan #44507, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.6% Auction start date:  Sep-14-2010 
  Auction end date:  Sep-21-2010 
 
Starting lender yield: 7.25% Starting borrower rate/APR: 8.25% / 8.59% Starting monthly payment: $471.78
Final lender yield: 7.25% Final borrower rate/APR: 8.25% / 8.59% Final monthly payment: $471.78
 
Auction yield range: 2.79% - 7.25% Estimated loss impact: 1.55%  
Lender servicing fee: 1.00% Estimated return: 5.70%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Dec-1994 Debt/Income ratio: 22%
Credit score: 840-859 (Sep-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:3y 1m
Amount delinquent: $0 Total credit lines: 22 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,279Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 8%  
   Homeownership: Yes  
Screen name: mindful-payout625 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
CPA Practice Expansion
Purpose of loan:
This loan will be used as an initial down payment to purchase an existing CPA practice. My husband is a CPA and we have a wonderful opportunity to expand our business by purchasing a very stable practice that has been in business for 30 years. The seller of that practice is retiring and is willing to carry a note for some of the purchase price, as long as we can put down a decent deposit. We already have most of the deposit, but this loan will ensure we have the full deposit with a reserve to help cash flow until this next tax season when most of the revenue comes in.

My financial situation:
I am a good candidate for this loan because my husband and I have?fantastic credit and strive to be good stewards of our finances. I am a Physical Therapist with a Master's?Degree working in a very stable industry.?My husband is a licensed Certified Public Accountant (CPA) who has worked for two large accounting firms and has now?been on his own for a few years now. The purchase of this CPA practice will generate additional cash flow to?secure our financial situation even more.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: How much cash reserves will you have after buying the CPA practice? Also, are you paying your credit cards in full each month, or is the balance shown a balance you are carrying and paying interest on? - _NaLNaBB
A: Great questions. We may be able to fund the downpayment ourselves, but we would like a little extra buffer to hire a full time employee immediately and cash flow until tax season. We should then carry $10-$15k in reserves. We have always paid our credit card balances off each month, but we may decide to carry a balance for 2-3 months until we better understand the new cash flow after this expansion. (Sep-15-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
kenji4861$25.00$25.009/14/2010 2:30:30 PM
dontscrewmeover1$25.00$25.009/14/2010 2:33:58 PM
alpinaut$25.00$25.009/14/2010 2:31:33 PM
hottogo456$50.00$50.009/14/2010 2:36:42 PM
thoughtful-community7$25.00$25.009/14/2010 2:37:38 PM
unclejaef$25.00$25.009/14/2010 2:34:24 PM
jangalt$50.00$50.009/14/2010 2:35:35 PM
financelover$25.00$25.009/14/2010 2:36:20 PM
ideal-platinum1$50.00$50.009/14/2010 2:39:10 PM
a-exponential-hope$25.00$25.009/14/2010 2:39:19 PM
diplomatic-wealth7$100.00$100.009/14/2010 2:36:38 PM
nosualcneas$25.00$25.009/14/2010 2:36:58 PM
liederhaus$50.00$50.009/14/2010 2:37:10 PM
MoneyU4IA$50.00$50.009/14/2010 2:37:18 PM
understanding-marketplace$50.00$50.009/14/2010 2:37:36 PM
Weaverville$25.00$25.009/14/2010 2:31:28 PM
investment-network$25.00$25.009/14/2010 2:34:08 PM
6moonbeams$100.00$100.009/14/2010 2:47:32 PM
capital-futurist$50.00$50.009/14/2010 2:43:34 PM
ichibon$200.00$200.009/14/2010 2:37:04 PM
moneyfriend$50.00$50.009/14/2010 2:37:26 PM
blot44$25.00$25.009/14/2010 2:38:03 PM
duty-windmill$25.00$25.009/14/2010 2:38:06 PM
ethical-point$50.00$50.009/14/2010 2:38:09 PM
phillipd48$25.00$25.009/14/2010 3:04:41 PM
senorzookeeper$25.00$25.009/14/2010 3:05:15 PM
TrixieD$35.28$35.289/14/2010 3:06:53 PM
oja$25.00$25.009/14/2010 3:03:11 PM
saysana$26.00$26.009/14/2010 2:43:39 PM
paladin847$50.00$50.009/14/2010 3:09:52 PM
Tai$25.00$25.009/14/2010 3:06:25 PM
danthemon35$25.00$25.009/14/2010 3:23:02 PM
Cheburashka$30.00$30.009/14/2010 3:12:36 PM
penny-plato$100.00$100.009/14/2010 3:22:18 PM
iem2509$25.00$25.009/14/2010 3:27:13 PM
RandyL3$25.00$25.009/14/2010 3:30:15 PM
Preteur$25.00$25.009/14/2010 5:05:11 PM
Digs$25.00$25.009/14/2010 3:43:57 PM
iLoaner$25.00$25.009/14/2010 5:04:49 PM
yukongin$50.00$50.009/14/2010 3:45:16 PM
platinum-sorcerer6$25.00$25.009/14/2010 5:03:16 PM
wise-dedicated-power$25.00$25.009/14/2010 5:05:49 PM
thaceisbac$25.00$25.009/14/2010 9:57:36 PM
dutchschulz24$50.00$50.009/14/2010 7:25:10 PM
engaging-yield4$25.00$25.009/14/2010 10:57:20 PM
codingbuddy$25.00$25.009/14/2010 11:03:44 PM
life-is-great$50.00$50.009/15/2010 3:17:21 AM
lloyd_s$25.00$25.009/14/2010 11:23:48 PM
balance2$25.00$25.009/14/2010 11:38:32 PM
-------ing247$50.00$50.009/15/2010 12:32:25 AM
peerlender$25.00$25.009/14/2010 11:04:08 PM
dharma1$25.00$25.009/14/2010 11:04:33 PM
axl163$25.00$25.009/14/2010 11:14:29 PM
Philosonie$25.00$25.009/14/2010 11:15:57 PM
sanych$25.00$25.009/15/2010 4:59:58 AM
aasx1108$25.00$25.009/15/2010 12:32:23 AM
spa224$25.00$25.009/15/2010 7:04:02 AM
octoberfresh$25.00$25.009/15/2010 7:18:16 AM
Artist_Blue$25.00$25.009/15/2010 8:27:12 AM
currency-persimmon$25.00$25.009/15/2010 9:38:37 AM
natural-affluence4$50.00$50.009/15/2010 9:39:19 AM
ingenious-order783$50.00$50.009/15/2010 10:02:31 AM
Velocity_Lenders$25.00$25.009/15/2010 1:48:03 PM
gentle-gold$25.00$25.009/15/2010 3:14:34 PM
orange-resolute-platinum$25.00$25.009/15/2010 3:16:06 PM
wonderful-rupee$25.00$25.009/15/2010 3:16:36 PM
bigphish$50.00$50.009/15/2010 3:14:59 PM
debnac170$50.00$50.009/15/2010 3:15:48 PM
wampum-optimization$50.00$50.009/15/2010 3:15:50 PM
wormdc$25.00$25.009/15/2010 3:18:11 PM
Medic05$25.00$25.009/15/2010 3:17:03 PM
jla720$50.00$50.009/15/2010 3:18:55 PM
bradny$25.00$25.009/15/2010 3:20:18 PM
Frugal$25.00$25.009/15/2010 3:19:02 PM
SDNLR$25.00$25.009/15/2010 3:20:31 PM
nuclearmoose$25.00$25.009/15/2010 3:22:57 PM
djc314$50.00$50.009/15/2010 3:23:00 PM
balance6$25.00$25.009/15/2010 3:14:19 PM
CorMDNY$50.00$50.009/15/2010 3:14:21 PM
trade-doughnut5$50.00$50.009/15/2010 3:15:01 PM
coin-jamboree$50.00$50.009/15/2010 3:15:36 PM
top-sensible-yield$50.00$50.009/15/2010 3:16:04 PM
integrity-onator1$25.00$25.009/15/2010 3:22:55 PM
jazzlender$25.00$25.009/15/2010 3:16:31 PM
newest-sensible-hope$50.00$50.009/15/2010 3:23:01 PM
TheColoradoDon$25.00$25.009/15/2010 3:25:22 PM
windfall46$25.00$25.009/15/2010 3:18:09 PM
DadWarbucks$25.00$25.009/15/2010 3:24:23 PM
djh47a$25.00$25.009/15/2010 3:25:20 PM
VBAces$50.00$50.009/15/2010 3:22:51 PM
consomedia$50.00$50.009/15/2010 3:22:58 PM
socal-lender$25.00$25.009/15/2010 3:31:26 PM
helpishere777$25.00$25.009/15/2010 3:23:02 PM
julijask$25.00$25.009/15/2010 3:34:21 PM
Railbird$25.00$25.009/15/2010 3:40:53 PM
p2p-harmony$25.00$25.009/15/2010 3:43:30 PM
snowyowl$30.00$30.009/15/2010 3:37:00 PM
himanshuko$25.00$25.009/15/2010 3:45:21 PM
KeepOnRunning$50.00$50.009/15/2010 3:38:30 PM
IIP77$25.00$25.009/15/2010 3:38:51 PM
Namrok$25.00$25.009/15/2010 3:47:32 PM
brutusbone$50.00$50.009/15/2010 3:48:26 PM
JKEnterprises$25.00$25.009/15/2010 5:58:15 PM
Breakfast_Gypsy$25.00$25.009/15/2010 4:05:39 PM
inqbus$50.00$50.009/15/2010 7:22:12 PM
Merganser$25.00$25.009/15/2010 7:32:20 PM
peb44$25.00$25.009/15/2010 9:04:34 PM
dingus$25.00$25.009/15/2010 9:22:34 PM
RG$25.01$25.019/16/2010 12:25:59 AM
heavensfx$25.00$25.009/16/2010 12:40:01 AM
mizon291$50.00$50.009/16/2010 12:40:21 AM
mentalsweat$25.00$25.009/16/2010 12:40:59 AM
Ivan2007$32.25$32.259/16/2010 12:45:19 AM
SilverRain$25.00$25.009/15/2010 8:32:52 PM
alverado$33.91$33.919/16/2010 12:55:36 AM
pwkpwk$25.00$25.009/16/2010 12:56:09 AM
JohnGalt94$25.00$25.009/16/2010 12:56:18 AM
lagnisiruk$25.00$25.009/16/2010 12:58:55 AM
Tallac-Capital$42.45$42.459/16/2010 1:05:05 AM
ItsJustMe79$25.52$25.529/16/2010 1:05:59 AM
awwaww$25.00$25.009/16/2010 12:26:50 AM
SpotLending$25.00$25.009/16/2010 6:55:49 AM
baci99$25.00$25.009/16/2010 12:54:41 AM
shorthairedg$33.82$33.829/16/2010 12:55:45 AM
visionary-currency$81.78$81.789/16/2010 1:08:24 AM
nexus030$25.00$25.009/16/2010 7:45:12 AM
commerce-proton1$50.00$50.009/16/2010 8:07:30 AM
persistent-basis8$25.00$25.009/16/2010 9:37:21 AM
hookUup$25.00$25.009/16/2010 1:49:41 PM
ArmyGuy$25.00$25.009/16/2010 1:43:31 PM
blissful-note7$25.00$25.009/16/2010 1:48:34 PM
bambampk$50.00$50.009/16/2010 3:35:02 PM
authoritative-capital$25.00$25.009/16/2010 3:52:23 PM
wise-silver-wonder$25.00$25.009/16/2010 4:02:58 PM
DragonMaster9000$100.00$100.009/16/2010 4:18:25 PM
Philkent$50.00$50.009/16/2010 5:03:15 PM
lesharn414$25.00$25.009/16/2010 5:57:12 PM
SBT$50.00$50.009/16/2010 6:07:13 PM
whistledicksmith$42.99$42.999/16/2010 4:52:19 PM
flexible-duty3$25.00$25.009/16/2010 5:05:27 PM
museic1$25.00$25.009/16/2010 8:43:27 PM
KiwiElf$31.05$31.059/17/2010 1:36:30 AM
OTtherapy$50.00$50.009/17/2010 6:03:35 AM
stable-money$25.00$25.009/17/2010 9:34:38 AM
indianoven$28.00$28.009/17/2010 11:20:45 AM
magnificent-income7$100.00$100.009/17/2010 11:12:07 AM
successful-wealth7$25.00$25.009/17/2010 11:46:52 AM
Shockem923$25.00$25.009/17/2010 12:00:43 PM
alexstar$25.00$25.009/17/2010 12:00:44 PM
wise-dedicated-power$50.00$50.009/17/2010 11:50:17 AM
dtrain5$25.00$25.009/17/2010 2:23:13 PM
gtdane$25.00$25.009/17/2010 1:35:56 PM
IndianChief$25.00$25.009/17/2010 10:20:12 PM
pakrbkr$25.00$25.009/17/2010 11:32:44 PM
GoStrong$40.00$40.009/17/2010 9:11:15 PM
osage$25.00$25.009/18/2010 12:01:20 AM
LoanBrkr$25.00$25.009/18/2010 12:09:38 AM
Patter256$25.00$25.009/17/2010 10:20:10 PM
Duchdad$25.00$25.009/18/2010 6:43:31 AM
shakespeare6$25.00$25.009/18/2010 8:26:42 AM
GatorsFan$50.00$50.009/18/2010 11:04:08 AM
PrimeTimeGadgets$25.00$25.009/18/2010 11:59:10 AM
elated-cash$25.00$25.009/18/2010 8:33:37 AM
Gobsek$25.00$25.009/18/2010 9:23:17 AM
1SteelerFan$25.00$25.009/18/2010 11:06:07 AM
starry2001$25.00$25.009/19/2010 9:57:56 AM
vollynet$85.00$85.009/19/2010 8:12:34 PM
revenue-sapling$50.00$50.009/19/2010 6:17:47 PM
enchanted-silver2$100.00$100.009/20/2010 10:05:17 AM
wwwUniversal$25.00$25.009/20/2010 10:23:32 AM
CreditBuilder2$100.00$100.009/20/2010 11:21:39 AM
Dollars4Rent$25.00$25.009/20/2010 10:50:04 AM
penny-finder$30.00$30.009/20/2010 12:51:24 PM
libraryfrenzy$25.00$25.009/20/2010 12:49:02 PM
starry2001$25.00$25.009/20/2010 4:23:28 PM
kleinbrak$25.00$25.009/20/2010 5:23:57 PM
jdadverb$43.66$43.669/20/2010 9:17:53 PM
manrandom$200.00$200.009/20/2010 10:01:27 PM
Loves-Corvairs$40.00$40.009/20/2010 7:16:44 PM
anarchy1985$25.29$25.299/21/2010 7:11:09 AM
RememberToForget$50.00$50.009/21/2010 7:16:11 AM
worth-topper4$75.00$75.009/21/2010 11:42:27 AM
ddamenace$30.00$30.009/21/2010 11:38:47 AM
ninjak80$36.28$36.289/21/2010 12:38:12 PM
RkyMtnHi$100.00$100.009/21/2010 1:34:00 PM
RPR$150.00$150.009/21/2010 11:44:44 AM
exuberant-loot$50.00$50.009/21/2010 2:12:12 PM
EretzCapital$50.00$50.009/21/2010 2:20:28 PM
DukSerduk$25.00$25.009/14/2010 2:34:02 PM
harmonious-moola7$50.00$50.009/14/2010 2:34:19 PM
kegs$200.00$200.009/14/2010 2:36:27 PM
schpere$25.00$25.009/14/2010 2:31:22 PM
gold-commander0$50.00$50.009/14/2010 2:36:36 PM
djs81$25.00$25.009/14/2010 2:37:23 PM
ray1051$75.00$75.009/14/2010 2:33:49 PM
Ripsaw4U$50.00$50.009/14/2010 2:37:34 PM
cash-sensai2$50.00$50.009/14/2010 2:33:56 PM
acropiloterau2002$25.00$25.009/14/2010 2:37:54 PM
cebgop$25.00$25.009/14/2010 2:34:30 PM
market-socrates4$50.00$50.009/14/2010 2:35:16 PM
Supernick$50.00$50.009/14/2010 2:36:16 PM
murren$25.00$25.009/14/2010 2:39:13 PM
MadHun$100.00$100.009/14/2010 2:37:01 PM
Havana21$100.00$100.009/14/2010 2:37:06 PM
lender987654321$50.00$50.009/14/2010 2:37:56 PM
damage$25.00$25.009/14/2010 2:41:57 PM
marketplace-cello5$50.00$50.009/14/2010 2:42:08 PM
GElender$100.00$100.009/14/2010 2:39:06 PM
organized-payment6$50.00$50.009/14/2010 2:42:26 PM
magical-greenback$50.00$50.009/14/2010 2:43:04 PM
kulender$25.00$25.009/14/2010 2:43:59 PM
MarinLoans$25.00$25.009/14/2010 2:41:53 PM
generous-deal6$50.00$50.009/14/2010 2:42:36 PM
j2ee$25.00$25.009/14/2010 2:36:22 PM
engaging-worth$30.00$30.009/14/2010 2:36:25 PM
RockCrown$50.00$50.009/14/2010 2:36:30 PM
deal-frontier$30.82$30.829/14/2010 2:43:13 PM
eyal0$25.00$25.009/14/2010 2:36:50 PM
F_Banks$50.00$50.009/14/2010 2:36:54 PM
tech310$50.00$50.009/14/2010 2:44:27 PM
important-ore$50.00$50.009/14/2010 2:37:29 PM
loanfairy$25.00$25.009/14/2010 2:37:31 PM
meenan$25.00$25.009/14/2010 2:37:51 PM
ujiba$25.00$25.009/14/2010 2:37:59 PM
radforj22$100.00$100.009/14/2010 2:45:33 PM
kanakakm$50.00$50.009/14/2010 2:38:11 PM
power-defender7$25.00$25.009/14/2010 2:38:22 PM
larrybird$150.00$150.009/14/2010 2:47:50 PM
Chewbaca$25.00$25.009/14/2010 2:59:18 PM
Steveoo1$50.00$50.009/14/2010 3:12:33 PM
community-pipeline8$50.00$50.009/14/2010 3:13:26 PM
FlexFunding$50.00$50.009/14/2010 3:52:40 PM
relaxation688$25.00$25.009/14/2010 3:37:47 PM
brightest-income-hunter$50.00$50.009/14/2010 5:04:31 PM
money-bauble$100.00$100.009/14/2010 3:44:10 PM
samo102us$25.00$25.009/14/2010 5:05:17 PM
bowdish1$100.00$100.009/14/2010 3:44:57 PM
lovelongandprosper$50.00$50.009/14/2010 5:05:27 PM
VictoryPM$25.00$25.009/14/2010 6:57:15 PM
zenchef$25.00$25.009/14/2010 5:08:17 PM
systemlender$50.00$50.009/14/2010 7:07:08 PM
agbullet55443$200.00$200.009/14/2010 9:06:01 PM
JGB$42.03$42.039/14/2010 11:31:29 PM
bright-balance$25.00$25.009/14/2010 11:39:51 PM
bountiful-durability$46.03$46.039/14/2010 10:43:50 PM
magnificent-asset3$25.00$25.009/14/2010 11:50:38 PM
payment-gusto$25.00$25.009/15/2010 12:32:24 AM
DavenportCapital$25.00$25.009/14/2010 11:04:03 PM
jtrue71$25.00$25.009/14/2010 11:14:36 PM
useful-p2ploan$50.00$50.009/14/2010 11:40:10 PM
Rysterola82$25.00$25.009/15/2010 12:32:22 AM
hopethisworks$42.63$42.639/14/2010 10:55:43 PM
kmwvma$25.00$25.009/15/2010 2:07:33 AM
meux99$36.73$36.739/14/2010 11:23:21 PM
scottr$25.00$25.009/14/2010 11:30:31 PM
heerzaquestion$25.00$25.009/15/2010 6:49:14 AM
Cash4U2also$60.00$60.009/15/2010 2:30:00 AM
kind-adventurous-finance$25.00$25.009/15/2010 8:48:20 AM
gdfp158$50.00$50.009/15/2010 8:28:28 AM
ingenious-order783$25.00$25.009/15/2010 9:38:57 AM
best-ingenious-funds$25.00$25.009/15/2010 9:38:20 AM
iolaire$25.00$25.009/15/2010 3:14:43 PM
ITGuy$25.00$25.009/15/2010 3:16:09 PM
the-money-gargantuan$25.00$25.009/15/2010 3:17:25 PM
theresnosn$25.00$25.009/15/2010 3:17:50 PM
guardlender$25.00$25.009/15/2010 3:18:13 PM
Rdodson11$25.00$25.009/15/2010 3:18:16 PM
natmonkey$50.00$50.009/15/2010 3:18:32 PM
proper-p2p6$50.00$50.009/15/2010 3:19:18 PM
balance-voyager$50.00$50.009/15/2010 3:20:57 PM
afotherg$50.00$50.009/15/2010 3:20:47 PM
Zarf$50.00$50.009/15/2010 3:22:58 PM
kindness-percolator5$25.00$25.009/15/2010 3:23:12 PM
Kerrysbay$50.00$50.009/15/2010 3:14:30 PM
balanced-rupee$30.00$30.009/15/2010 3:23:05 PM
junctionking$25.00$25.009/15/2010 3:19:23 PM
CleeClee$50.00$50.009/15/2010 3:22:49 PM
efficient-marketplace$50.00$50.009/15/2010 3:22:59 PM
Emgolda$25.00$25.009/15/2010 3:23:03 PM
rmachi$25.00$25.009/15/2010 3:38:32 PM
kochan123$50.00$50.009/15/2010 3:40:39 PM
LongTail$25.00$25.009/15/2010 3:47:54 PM
credit-coach118$40.00$40.009/15/2010 3:49:42 PM
jga516$25.00$25.009/15/2010 5:43:28 PM
majormoves1$25.00$25.009/15/2010 4:05:37 PM
fair-funds$25.00$25.009/15/2010 7:12:57 PM
Bank_Of_XL$25.00$25.009/15/2010 7:00:18 PM
Asparagirl$25.00$25.009/15/2010 10:34:29 PM
LenderByDay$25.00$25.009/16/2010 12:30:26 AM
GeelongTrader$25.00$25.009/16/2010 12:40:14 AM
MTLoans$25.00$25.009/16/2010 12:56:12 AM
tekkie2412$29.62$29.629/16/2010 12:58:53 AM
steady-gain5$25.00$25.009/16/2010 1:11:25 AM
littlemonkey$25.00$25.009/16/2010 12:26:53 AM
CashGuardian$91.00$91.009/16/2010 4:11:26 AM
Archchancellor$25.10$25.109/16/2010 12:29:54 AM
Int_PrinRateTime4000$34.00$34.009/16/2010 12:55:41 AM
MissionMicroFinance$25.00$25.009/16/2010 12:57:24 AM
cello1$25.00$25.009/16/2010 1:05:25 AM
ZeoInvestments$25.00$25.009/16/2010 9:38:39 AM
jjb3$25.00$25.009/16/2010 9:38:46 AM
Mantis75$25.00$25.009/16/2010 1:13:35 PM
sensible-trade$100.00$100.009/16/2010 1:28:21 PM
anyoi$34.79$34.799/16/2010 1:45:57 PM
p2p-eagle9$25.00$25.009/16/2010 1:04:38 PM
seahorse2008$25.00$25.009/16/2010 2:28:40 PM
fireheart$25.00$25.009/16/2010 2:58:48 PM
WilliamLeeSims$25.00$25.009/16/2010 3:49:51 PM
p2ploan-sensation211$50.00$50.009/16/2010 3:57:47 PM
lostontheedge$25.00$25.009/16/2010 4:03:43 PM
nbhz60a$50.00$50.009/16/2010 4:37:13 PM
blue-useful-auction$25.00$25.009/16/2010 4:34:58 PM
felicity-loyalist0$49.48$49.489/16/2010 4:32:21 PM
loan-stronghold1$25.00$25.009/16/2010 5:03:18 PM
auction-sage$25.00$25.009/16/2010 5:47:18 PM
pound-griffin$25.00$25.009/16/2010 9:57:17 PM
Phantom99$25.00$25.009/17/2010 2:03:25 AM
DishevelledGypsy$30.00$30.009/17/2010 5:44:02 AM
greenwell$25.00$25.009/17/2010 5:59:25 AM
delicious-social132$50.00$50.009/17/2010 4:13:33 AM
money-floret$29.25$29.259/17/2010 5:13:20 AM
Walden2007$25.00$25.009/17/2010 8:43:21 AM
profitable-balance$25.00$25.009/17/2010 9:33:34 AM
CASHGIRL$25.00$25.009/17/2010 9:29:35 AM
adhawan325$25.00$25.009/17/2010 9:03:40 AM
mizount$25.00$25.009/17/2010 9:08:17 AM
Sixmil$35.00$35.009/17/2010 11:30:30 AM
economy-orchid$25.00$25.009/17/2010 11:46:58 AM
BlindProphet$50.00$50.009/17/2010 11:46:53 AM
lowrate$50.00$50.009/17/2010 11:50:22 AM
AnxiousAirman$50.00$50.009/17/2010 12:18:13 PM
julijask$35.00$35.009/17/2010 2:12:24 PM
cloud8$40.00$40.009/17/2010 9:43:34 PM
lost-money-so-far-on-these$25.00$25.009/17/2010 11:42:02 PM
bayareainv$73.57$73.579/17/2010 11:42:42 PM
nhm$25.38$25.389/18/2010 12:09:56 AM
prudent-loot$25.00$25.009/18/2010 1:23:35 AM
HunterSix$25.00$25.009/17/2010 11:42:40 PM
Hiru$25.00$25.009/18/2010 12:10:08 AM
maclove10$25.00$25.009/18/2010 6:58:13 AM
SARMAR$50.00$50.009/18/2010 6:42:00 AM
tj1683$25.00$25.009/18/2010 6:43:29 AM
dawg25$50.00$50.009/18/2010 1:29:21 AM
power-expert$25.00$25.009/18/2010 9:23:42 AM
shrewd-benjamins$80.00$80.009/18/2010 10:32:53 AM
Floridagirl$50.00$50.009/18/2010 11:48:49 AM
teller$38.98$8.429/18/2010 1:58:57 PM
rescue$25.00$25.009/18/2010 10:23:25 AM
freesia54$25.00$25.009/18/2010 11:13:11 AM
sandeepPR$25.00$25.009/18/2010 3:43:26 PM
4DreamsGroup$100.00$100.009/18/2010 10:01:23 PM
MonkeyHero$50.00$50.009/19/2010 10:45:44 AM
Zipperdu$50.00$50.009/19/2010 1:10:32 PM
JTHarris$25.00$25.009/20/2010 6:34:39 AM
One-ninety-three$25.00$25.009/20/2010 7:40:28 AM
deepclear$100.00$100.009/20/2010 8:38:03 AM
integrity-cowbell$25.00$25.009/20/2010 9:45:44 AM
Dollars4Rent$25.00$25.009/20/2010 10:49:43 AM
blLending$25.00$25.009/20/2010 11:30:02 AM
historyman$25.00$25.009/20/2010 11:52:42 AM
ethicalhumanist$50.00$50.009/20/2010 1:24:35 PM
Jimfromsac$83.07$83.079/20/2010 1:15:12 PM
Young-Y$31.28$31.289/20/2010 3:25:52 PM
bughead$25.00$25.009/20/2010 5:07:22 PM
the-rate-creature$50.00$50.009/20/2010 10:48:17 PM
velocity-alert1$200.00$200.009/21/2010 6:26:21 AM
jmullark$50.00$50.009/21/2010 6:50:53 AM
MakingMoneyBlogNet$110.19$110.199/21/2010 8:11:29 AM
marshallmanhattan$25.00$25.009/21/2010 12:06:49 PM
wahoo-trader$25.00$25.009/21/2010 1:03:52 PM
grampy48$25.00$25.009/21/2010 1:36:30 PM
lucrative-coin$68.32$68.329/21/2010 2:07:43 PM
TakeCare$40.00$40.009/21/2010 2:13:40 PM
revenue-appraiser$60.00$60.009/21/2010 1:29:13 PM
374 bids
 
Borrower Payment Dependent Notes Series 475633
This series of Notes was issued and sold upon the funding of the borrower loan #44533, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,900.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 36.6% Auction start date:  Sep-15-2010 
  Auction end date:  Sep-22-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $176.42
Final lender yield: 33.85% Final borrower rate/APR: 34.85% / 38.57% Final monthly payment: $176.09
 
Auction yield range: 16.79% - 34.00% Estimated loss impact: 38.60%  
Lender servicing fee: 1.00% Estimated return: -4.75%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Mar-1988 Debt/Income ratio: 19%
Credit score: 660-679 (Sep-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 1 / 2Length of status:7y 0m
Amount delinquent: $562 Total credit lines: 11 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,827Stated income:$25,000-$49,999
Delinquencies in last 7y: 1 Bankcard utilization: 105%  
   Homeownership: Yes  
Screen name: hannmack Borrower's state: Georgia Borrower's group: Professional Capital
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 52 ( 91% ) 660-679 (Latest)
Principal borrowed: $7,600.00< 31 days late: 5 ( 9% )  
660-679 (Jul-2010)
600-619 (Jul-2008)
600-619 (Jun-2008)
660-679 (Dec-2006)
 
Principal balance: $921.13 31+ days late: 0 ( 0% )
Total payments billed: 57  
Description
PROVEN PROSPER BORROWER- new loan
Purpose of loan:??This loan will be used to further consolidate our debt and?pay for repairs?our home.? As indicated above, our credit score has continued to improve and has risen 60 points since our last loan.? We recently bought a home (too recently to borrow against the equity) but as our luck goes, we had to replace the furnace already.? We want to pay off that repair and consolidate the remaining debt we have into one payment.??The one account showing as deliquent is a result of having to pay the $3000 for the new?furnace and some car repairs that could not wait.? We?want to stay current on all our bills and get rid of the?portion of the repairs that we had to finance as well as clearing up the deliquent account.?

My financial situation:?? Our financial situation continues to improve.? My husband has been at his job as a Quality Assurance Manager for 8 years and recently started working from home (a huge savings on gas) ?and I am returning to teaching part time since my youngest will be in preschool three days a week.? We own both our cars, so there is no monthly car payments to be made.? ?

Monthly net income: $ 4000 from both mine and my husband's income.

Monthly expenses: $ 3600
??Housing: $ 1450?mortgage payment
??Insurance: $ 100
??Car expenses: $ 100 (my husband works from home most days, so we have almost no expense here)
??Utilities: $ 400
??Phone, cable, internet: $ 100
??Food, entertainment: $ 650
??Clothing, household expenses $ 100?
??Credit cards and other loans: $ 300?
? Misc expenses (kids's sports, music lessons, school activities) :? $250?(this is an expense that can be adjusted when needed)

The new loan would run?us around $190?per month which would still leave a cushion.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Can you explain the 5 late payments? - Lender0000
A: Those late payments were all just one or two days late and were the result of switching banks and checking accounts and having to reset direct deposit of paychecks. We were depositing checks and having to wait for funds to become available. Those issues have been resolved. Thanks. (Sep-21-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
UCLA4life$50.00$50.009/15/2010 2:38:48 PM
myutmost$45.00$45.009/16/2010 6:23:57 AM
AbeHonestly$75.00$75.009/18/2010 7:34:36 PM
CommunityArts_Non-profit$75.00$75.009/19/2010 3:15:58 AM
genuine-integrity0$25.00$25.009/19/2010 1:02:30 PM
SolarMoonshine$25.00$25.009/20/2010 3:58:14 AM
bmw2$100.00$100.009/20/2010 8:43:02 AM
WonByOne$25.00$25.009/21/2010 10:36:08 AM
enchanted-silver2$50.00$50.009/21/2010 9:45:54 AM
Moe87$25.00$25.009/21/2010 4:30:19 PM
CommunityArts_Non-profit$50.00$50.009/21/2010 11:12:22 PM
credit-missile$25.00$25.009/21/2010 11:40:27 PM
blitzen40$25.00$25.009/21/2010 7:59:17 PM
NekHoldings$25.00$25.009/22/2010 5:41:30 AM
doopers$25.00$25.009/22/2010 7:08:35 AM
friendinmoney$25.00$25.009/22/2010 7:59:35 AM
gold-cluster$100.00$100.009/22/2010 8:59:29 AM
excellent-reward323$50.00$50.009/22/2010 9:52:42 AM
terrific-dough6$50.00$50.009/22/2010 10:19:58 AM
restless-dime$50.00$50.009/22/2010 11:31:30 AM
credit-missile$25.00$25.009/22/2010 12:42:27 PM
WonByOne$25.00$25.009/22/2010 1:18:23 PM
progressive-treasure1$159.41$159.419/22/2010 1:23:29 PM
ltdalum$69.00$69.009/22/2010 11:40:01 AM
found$50.54$50.549/22/2010 2:29:20 PM
Rip128$35.00$35.009/22/2010 1:01:16 PM
goldenhamster$50.00$50.009/22/2010 1:20:37 PM
ultimate-peace$106.00$106.009/22/2010 2:08:17 PM
asset-pine$30.00$30.009/22/2010 1:37:38 PM
grampy48$25.00$25.009/22/2010 2:14:05 PM
penny-plato$50.00$50.009/16/2010 6:49:57 AM
illinois_joe$25.00$25.009/16/2010 6:05:41 PM
AbeHonestly$175.00$175.009/16/2010 9:38:29 PM
jpollar$25.00$25.009/17/2010 12:15:05 PM
Green-Baron$25.00$25.009/20/2010 12:13:43 PM
gbruenin$25.00$25.009/20/2010 6:17:42 PM
progressive-treasure1$100.00$100.009/20/2010 10:42:10 PM
AbeHonestly$65.00$65.009/21/2010 5:26:08 AM
Bob450$25.00$25.009/21/2010 8:41:32 AM
Astyanax$40.00$40.009/21/2010 2:35:03 PM
enthusiastic-balance5$100.00$100.009/21/2010 2:41:23 PM
sweety075$25.00$25.009/21/2010 5:40:51 PM
jhouman$25.00$25.009/22/2010 12:47:31 AM
chameleon125$100.00$100.009/21/2010 10:14:56 PM
return-grizzly$100.00$100.009/22/2010 12:36:09 AM
farchoir$25.00$25.009/22/2010 6:08:52 AM
bonus-quark4$25.00$25.009/22/2010 7:55:24 AM
progressive-treasure1$25.00$25.009/22/2010 9:08:08 AM
fulfilling-money5$25.00$25.009/22/2010 8:52:23 AM
gothampark$25.00$25.009/22/2010 10:13:16 AM
lender12345$25.00$25.009/22/2010 11:04:03 AM
progressive-treasure1$25.00$25.009/22/2010 11:27:55 AM
YoungTaxMan$25.00$25.009/22/2010 11:08:09 AM
WonByOne$25.00$25.009/22/2010 11:12:48 AM
dough-rocket$100.00$100.009/22/2010 1:33:14 PM
WonByOne$25.00$25.009/22/2010 1:17:25 PM
rakem777$25.00$25.009/22/2010 1:46:10 PM
supreme-hope$25.00$25.009/22/2010 1:52:56 PM
TakeCare$30.00$30.009/22/2010 2:25:24 PM
RecoveryLender$25.00$25.009/22/2010 2:26:50 PM
payout-bridge$750.00$295.059/22/2010 2:26:14 PM
PrincessGrace33$50.00$50.009/22/2010 2:28:30 PM
gain-implementer$400.00$400.009/22/2010 2:25:44 PM
gain-implementer$300.00$300.009/22/2010 2:27:51 PM
64 bids
 
Borrower Payment Dependent Notes Series 475687
This series of Notes was issued and sold upon the funding of the borrower loan #44523, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.8% Auction start date:  Sep-15-2010 
  Auction end date:  Sep-18-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.46% Starting monthly payment: $61.64
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.46% Final monthly payment: $61.64
 
Auction yield range: 10.79% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Dec-1993 Debt/Income ratio: 17%
Credit score: 720-739 (Sep-2010) Inquiries last 6m: 3Employment status:Other
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:11y 5m
Amount delinquent: $0 Total credit lines: 38Stated income:$75,000-$99,999
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $295 
Delinquencies in last 7y: 11 Bankcard utilization: 2%  
   Homeownership: Yes  
Screen name: awesome-worth6 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
To buy furniture
Purpose of loan:
This loan will be used to? I plan to use loan to buy furniture in my apartment her in Fairfield California. My monthly salary is enough for me to make monthly payments to pay this loan off. My income to debt ratio is great and I really need this loan to help me reach my goals of obtaining these items to have my apartment the way I want it. Thank you for your consideration in this matter.

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $ 1070.00
??Insurance: $
??Car expenses: $ 764.00
??Utilities: $ 60.00
??Phone, cable, internet: $ 100.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 30.00
??Credit cards and other loans: $ 50.00
??Other expenses:
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: why didn't you save for the money? - beakerfish
A: I saved but I want to established more credit and raised my credit score with this loan. (Sep-15-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
6moonbeams$25.00$25.009/15/2010 2:37:28 PM
simplelender80$250.00$250.009/15/2010 2:42:08 PM
musegaze$100.00$100.009/15/2010 2:40:35 PM
handshake5$25.00$25.009/15/2010 2:37:10 PM
loan-tycoon0$25.00$25.009/15/2010 3:28:31 PM
patriot897$25.00$25.009/15/2010 3:47:01 PM
kulender$50.00$50.009/15/2010 3:51:54 PM
tech310$50.00$50.009/15/2010 4:06:54 PM
first-serene-credit$50.00$50.009/16/2010 7:57:49 AM
Comoparklender$25.00$25.009/16/2010 10:47:38 AM
RebuildALife$25.00$25.009/16/2010 10:18:26 AM
exchange-dreams$25.00$25.009/16/2010 8:12:33 PM
frogperson$100.00$75.009/17/2010 8:54:51 AM
economy-popcorn$25.00$25.009/17/2010 1:28:08 PM
Azonic21$400.00$400.009/18/2010 1:50:18 PM
transaction-circuit$50.00$50.009/15/2010 2:35:50 PM
bid-czar8$100.00$100.009/15/2010 2:39:05 PM
danthemon35$25.00$25.009/15/2010 5:45:02 PM
EBITDA$25.00$25.009/15/2010 9:38:33 PM
Artist_Blue$25.00$25.009/16/2010 12:30:03 AM
AF-Chief$25.00$25.009/16/2010 1:17:00 AM
SolarMoonshine$25.00$25.009/16/2010 4:04:27 AM
money-bauble$50.00$50.009/16/2010 11:48:19 AM
23 bids
 
Borrower Payment Dependent Notes Series 475805
This series of Notes was issued and sold upon the funding of the borrower loan #44530, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.3% Auction start date:  Sep-16-2010 
  Auction end date:  Sep-22-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $158.33
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 38.72% Final monthly payment: $158.33
 
Auction yield range: 16.79% - 34.00% Estimated loss impact: 20.31%  
Lender servicing fee: 1.00% Estimated return: 13.69%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: May-2000 Debt/Income ratio: 15%
Credit score: 640-659 (Aug-2010) Inquiries last 6m: 6Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 2Length of status:1y 4m
Amount delinquent: $0 Total credit lines: 14 Occupation: Chemist
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,154Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 84%  
   Homeownership: No  
Screen name: CreativeSilence Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 18 ( 100% ) 640-659 (Latest)
Principal borrowed: $2,000.00< 31 days late: 0 ( 0% )  
620-639 (Apr-2008)
620-639 (Mar-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 18  
Description
Buying A Home
Purpose of this loan:
The purpose of this loan is to help purchase a new home.

My financial situation:
I've already paid off One Prosper.com Loan early, now I just want to purchase a home, combine everything else, and get 2011 started off right!!

THANKS AGAIN & BLESSINGS TO ALL AND GOODWILLING!!!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: how secure is your job your employment status only shows 1 month. Also Will you be paying this loan off early if funded and will you use automatic payments - restless-dime
A: My Job is very secure, I work for the state. I will be paying off the loan earlier than 36 months. Yes, I do use automatic payments. (Sep-22-2010)
Q: Hi, How much will your new home cost? How much have you saved for it? Good luck. - interest88
A: My new home is 300k, and I'm putting down 3.5%, this loan is 1% of that. See you at tax time!! (Sep-22-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
glroark$50.00$50.009/16/2010 3:09:59 PM
Skeptical-one$30.00$30.009/16/2010 3:10:01 PM
OldManP$25.00$25.009/16/2010 3:10:09 PM
alexgalt$100.00$100.009/16/2010 3:10:05 PM
simplelender80$100.00$100.009/16/2010 3:18:45 PM
usedtoborrow$25.00$25.009/16/2010 3:21:38 PM
gold-channel2$50.00$50.009/16/2010 7:38:41 PM
pietro_torna_indietro$25.00$25.009/16/2010 9:44:35 PM
Artist_Blue$25.00$25.009/17/2010 10:18:17 AM
kulender$50.00$50.009/17/2010 11:22:51 AM
Diamond_Jim$25.00$25.009/17/2010 11:33:14 AM
Kash2010lu$50.00$50.009/17/2010 1:57:11 PM
gain-implementer$300.00$300.009/19/2010 11:23:27 AM
SFBank$300.00$300.009/19/2010 3:12:37 PM
SolarMoonshine$25.00$25.009/19/2010 3:02:37 PM
sweety075$25.00$25.009/19/2010 7:28:21 PM
icanhasloanz$25.00$25.009/20/2010 2:05:23 AM
generous-deal6$25.00$25.009/20/2010 10:22:22 AM
good4loan$25.00$25.009/20/2010 12:03:29 PM
genuine-integrity0$25.00$25.009/20/2010 2:14:50 PM
helping-out$30.00$30.009/21/2010 2:40:12 PM
worthy-bid8$25.00$25.009/21/2010 3:10:12 PM
villagers$25.00$25.009/21/2010 7:24:56 PM
drcoop$25.00$25.009/21/2010 9:33:12 PM
head$25.00$25.009/22/2010 8:04:15 AM
integrity-accord8$100.00$100.009/22/2010 8:04:14 AM
restless-dime$25.00$25.009/22/2010 11:29:32 AM
retired272$25.00$25.009/22/2010 12:02:29 PM
WonByOne$25.00$25.009/22/2010 11:15:01 AM
vest_vortex$25.00$25.009/22/2010 1:00:46 PM
loan-kung-fu$50.00$50.009/22/2010 12:32:51 PM
rockhound84$25.00$25.009/22/2010 2:00:23 PM
visionary-currency$53.02$53.029/22/2010 1:51:37 PM
IIP77$25.00$25.009/22/2010 2:58:54 PM
logical-loyalty0$25.00$25.009/22/2010 2:28:17 PM
DeltaComputerGuy$25.00$25.009/22/2010 2:28:23 PM
supreme-hope$25.00$25.009/22/2010 3:06:01 PM
red-favorable-basis$25.00$25.009/22/2010 3:06:35 PM
SBT$25.00$11.259/22/2010 3:07:14 PM
Land_on_your_feet$65.00$65.009/22/2010 3:52:51 PM
frugalinvestor20$25.00$25.009/16/2010 3:10:03 PM
nbhz60a$50.00$50.009/16/2010 4:37:33 PM
agiovasil$25.00$25.009/16/2010 5:44:18 PM
108lender$25.00$25.009/17/2010 11:31:29 AM
miamibeachloaner$25.00$25.009/17/2010 11:32:56 AM
Sudoku$100.00$100.009/19/2010 9:54:17 AM
lucrative-loan$70.73$70.739/20/2010 4:23:30 AM
grc522$150.00$150.009/20/2010 12:37:24 PM
Comoparklender$25.00$25.009/20/2010 12:55:13 PM
fabulous-community4$25.00$25.009/20/2010 1:13:14 PM
blitzen40$25.00$25.009/20/2010 6:57:16 PM
Onlyhappycustomers$25.00$25.009/20/2010 6:44:07 PM
Bob450$25.00$25.009/20/2010 8:24:01 PM
well-mannered-income3$40.00$40.009/20/2010 7:42:59 PM
CommunityArts_Non-profit$100.00$100.009/20/2010 10:29:19 PM
return-grizzly$100.00$100.009/21/2010 1:57:53 AM
AlexTrep$25.00$25.009/21/2010 6:09:18 AM
reward-adventure$50.00$50.009/21/2010 9:18:23 AM
RMB-Investments$50.00$50.009/21/2010 3:11:12 PM
unger$100.00$100.009/21/2010 3:39:15 PM
CommunityArts_Non-profit$50.00$50.009/21/2010 11:14:01 PM
nerlands$25.00$25.009/22/2010 4:43:12 AM
Amber_Stone$25.00$25.009/22/2010 5:28:39 AM
Moe87$25.00$25.009/22/2010 6:03:35 AM
penny-sergeant$25.00$25.009/22/2010 6:54:20 AM
capital-galaxy$150.00$150.009/22/2010 8:06:01 AM
mikeandcat$50.00$50.009/22/2010 4:53:00 AM
lender12345$25.00$25.009/22/2010 11:06:53 AM
jo2y$25.00$25.009/22/2010 3:06:29 PM
moneygeek$25.00$25.009/22/2010 3:07:11 PM
doncm$50.00$50.009/22/2010 3:04:52 PM
71 bids
 
Borrower Payment Dependent Notes Series 475847
This series of Notes was issued and sold upon the funding of the borrower loan #44542, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $14,600.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 3.5% Auction start date:  Sep-16-2010 
  Auction end date:  Sep-23-2010 
 
Starting lender yield: 10.15% Starting borrower rate/APR: 11.15% / 13.27% Starting monthly payment: $479.02
Final lender yield: 10.15% Final borrower rate/APR: 11.15% / 13.27% Final monthly payment: $479.02
 
Auction yield range: 3.79% - 10.15% Estimated loss impact: 3.53%  
Lender servicing fee: 1.00% Estimated return: 6.62%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Dec-1996 Debt/Income ratio: 16%
Credit score: 800-819 (Sep-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:5y 10m
Amount delinquent: $0 Total credit lines: 28 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,852Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 20%  
   Homeownership: Yes  
Screen name: Superman1976 Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating medical bills for son
This loan will be used to pay off medical bills, and some credit card bills that were associated expenses due to taking many trips to Boston Children's Hospital for my son.? He was born with a cleft lip and my wife and I live in Connecticut, but there was better care for him in Boston.? I am a good candidate for this loan because I have steady income working at a very stable Computer Company.? This organization has been around since 1986 and has a very good reputation in Connecticut. The company is also expanding the data center to host information "data and applications" on the "cloud".? Sorry to get technical there.? I have weekly direct deposit that will always be there.? I also try to do some side computer work to raise a little extra money, but it's difficult to get out to clients when I need to be home with the kids when my wife is at work.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Weaverville$25.00$25.009/16/2010 3:08:03 PM
organized-payment6$50.00$50.009/16/2010 3:08:54 PM
schpere$25.00$25.009/16/2010 3:09:17 PM
ujiba$25.00$25.009/16/2010 3:12:14 PM
handshake5$25.00$25.009/16/2010 3:13:40 PM
kmr2$150.00$150.009/16/2010 3:13:54 PM
generous-deal6$50.00$50.009/16/2010 3:15:35 PM
mtquan$25.00$25.009/16/2010 3:18:16 PM
studious-bonus7$100.00$100.009/16/2010 3:20:10 PM
GElender$50.00$50.009/16/2010 3:13:27 PM
soheagle$50.00$50.009/16/2010 3:14:13 PM
bid-czar8$100.00$100.009/16/2010 3:15:50 PM
glimmering-credit4$25.00$25.009/16/2010 3:46:20 PM
smart-leverage7$50.00$50.009/16/2010 3:46:31 PM
QuinMccoy$25.00$25.009/16/2010 3:46:34 PM
phaded$25.00$25.009/16/2010 3:46:54 PM
logical-reward8$25.00$25.009/16/2010 3:47:05 PM
money-explorer3$25.00$25.009/16/2010 3:47:27 PM
coin-jamboree$50.00$50.009/16/2010 3:47:40 PM
platinum-sorcerer6$25.00$25.009/16/2010 3:48:08 PM
SBT$50.00$50.009/16/2010 3:48:38 PM
helpinghand63$50.00$50.009/16/2010 3:48:58 PM
vegibenz$25.00$25.009/16/2010 3:49:05 PM
Akkon$50.00$50.009/16/2010 3:50:58 PM
Artist_Blue$25.00$25.009/16/2010 3:52:13 PM
Prosp_Lender$34.16$34.169/16/2010 3:51:12 PM
return-marsupial3$25.00$25.009/16/2010 3:53:05 PM
Luv2Bless$50.00$50.009/16/2010 3:46:23 PM
peaceful-return2$50.00$50.009/16/2010 3:56:48 PM
danthemon35$25.00$25.009/16/2010 3:55:24 PM
janus_god$25.00$25.009/16/2010 3:56:56 PM
jstnow$25.00$25.009/16/2010 3:48:47 PM
shrewd-peace7$30.00$30.009/16/2010 3:57:01 PM
maldok1$25.00$25.009/16/2010 3:48:52 PM
russm011$25.00$25.009/16/2010 3:49:07 PM
drkosh$25.00$25.009/16/2010 3:55:51 PM
Opportunity4you$25.00$25.009/16/2010 3:55:55 PM
Ocean713$50.00$50.009/16/2010 3:56:05 PM
helpful-dough$50.00$50.009/16/2010 3:56:26 PM
transparent-peace3$25.00$25.009/16/2010 3:50:59 PM
get30inc$50.00$50.009/16/2010 3:51:52 PM
SimpleChoice$25.00$25.009/16/2010 3:57:07 PM
balanced-bill7$50.00$50.009/16/2010 3:57:12 PM
Preteur$25.00$25.009/16/2010 3:53:14 PM
Heatguy$25.00$25.009/16/2010 3:55:53 PM
asset-professor$50.00$50.009/16/2010 3:56:33 PM
lloyd_s$25.00$25.009/16/2010 4:01:09 PM
tallmon$25.00$25.009/16/2010 4:01:14 PM
elegant-bonus$25.00$25.009/16/2010 3:57:27 PM
chestnut4$25.00$25.009/16/2010 3:57:40 PM
trustworthy-fairness$50.00$50.009/16/2010 4:04:15 PM
orange-courageous-dedication$30.00$30.009/16/2010 4:04:19 PM
HHP$25.00$25.009/16/2010 4:02:45 PM
PocketAces$25.00$25.009/16/2010 4:03:41 PM
MissionMicroFinance$25.00$25.009/16/2010 4:09:04 PM
tranquil-return4$25.00$25.009/16/2010 4:16:15 PM
pnace$50.00$50.009/16/2010 4:17:49 PM
ichibon$200.00$200.009/16/2010 4:21:38 PM
nybanker85$35.00$35.009/16/2010 4:37:16 PM
tucksta$25.00$25.009/16/2010 4:48:40 PM
gold-channel2$50.00$50.009/16/2010 7:34:33 PM
Barky52$25.00$25.009/16/2010 7:08:03 PM
rbotterbLLC$25.00$25.009/16/2010 6:36:14 PM
a-resplendent-commitment$30.00$30.009/16/2010 8:38:47 PM
nickel-banshee$100.00$100.009/17/2010 5:56:02 AM
Petite_Rose$25.00$25.009/17/2010 4:29:11 AM
a-finance-nirvana$25.00$25.009/17/2010 6:25:15 AM
Clambake$50.00$50.009/17/2010 6:48:18 AM
golden-bid9$38.15$38.159/17/2010 7:33:19 AM
Cheburashka$25.00$25.009/17/2010 6:25:10 AM
market-inspector$50.00$50.009/17/2010 8:03:27 AM
GatorBux$50.00$50.009/17/2010 8:13:15 AM
bountiful-durability$100.00$100.009/17/2010 10:09:36 AM
nycfinance$25.00$25.009/17/2010 9:34:17 AM
jla720$50.00$50.009/17/2010 11:21:05 AM
inspiring-reward$100.00$100.009/17/2010 11:26:34 AM
sound$50.00$50.009/17/2010 11:31:35 AM
Tradesmanlender$25.00$25.009/17/2010 11:31:41 AM
golden-wealth2$50.00$50.009/17/2010 11:48:31 AM
charming-dime$25.00$25.009/17/2010 11:48:39 AM
nickel-advocator$25.00$25.009/17/2010 11:48:56 AM
oaktown23$50.00$50.009/17/2010 11:49:04 AM
sweet-loan8$25.00$25.009/17/2010 11:48:37 AM
shamil45$25.00$25.009/17/2010 11:48:44 AM
dmfog$25.00$25.009/17/2010 11:48:54 AM
beezling$25.00$25.009/17/2010 11:49:38 AM
first-listing-expert$25.00$25.009/17/2010 11:52:17 AM
the-transaction-stronghold$25.00$25.009/17/2010 11:48:33 AM
ryanp100$25.00$25.009/17/2010 11:48:41 AM
Palacios$50.00$50.009/17/2010 12:01:36 PM
Purple11$100.00$100.009/17/2010 11:49:00 AM
Panna$25.00$25.009/17/2010 11:49:07 AM
Frugal$25.00$25.009/17/2010 12:01:53 PM
ideal-platinum1$25.00$25.009/17/2010 1:38:17 PM
sumac5$50.00$50.009/17/2010 12:44:09 PM
helpinghand75$50.00$50.009/17/2010 4:38:38 PM
jamiee73$25.00$25.009/17/2010 9:08:52 PM
cloud8$50.00$50.009/17/2010 9:44:38 PM
the-profit-oracle$25.00$25.009/18/2010 12:36:35 AM
BeanCownter$25.00$25.009/18/2010 5:48:41 AM
prudent-loot$25.00$25.009/18/2010 1:24:50 AM
intuitive-transparency3$250.00$250.009/18/2010 10:56:15 AM
red-adaptable-funds$50.00$50.009/18/2010 2:58:29 PM
bid-chuckler$85.02$85.029/18/2010 6:40:31 PM
inspired-agreement$50.00$50.009/18/2010 5:33:59 PM
penny-plato$25.00$25.009/19/2010 1:08:34 PM
gethsemane4$25.00$25.009/19/2010 8:43:30 AM
j2ee$25.00$25.009/19/2010 7:19:19 PM
well-rounded-dinero$75.00$75.009/19/2010 3:21:08 PM
silvercertificate$25.00$25.009/19/2010 8:24:27 PM
Moneypenny6$25.00$25.009/20/2010 7:32:56 AM
bankrushing$33.13$33.139/20/2010 8:16:54 AM
integrity-cowbell$30.00$30.009/20/2010 9:56:21 AM
entertaining-credit3$35.00$35.009/20/2010 10:18:48 AM
kulender$100.00$100.009/20/2010 10:27:06 AM
favorite-commerce$50.00$50.009/20/2010 10:33:00 AM
CirC$50.00$50.009/20/2010 11:11:56 AM
jblack01$25.00$25.009/20/2010 12:14:24 PM
hookUup$25.00$25.009/20/2010 10:40:53 AM
MJFinancial$48.23$48.239/20/2010 1:03:10 PM
flexible-return297$50.00$50.009/20/2010 3:25:21 PM
Investoman$50.00$50.009/20/2010 3:25:36 PM
helping-out$75.00$75.009/20/2010 3:24:54 PM
Easystreet$25.00$25.009/20/2010 3:25:41 PM
Tengoku$50.00$50.009/21/2010 8:28:15 AM
benjamins-den$25.00$25.009/21/2010 9:34:20 AM
trade-freshmaker$50.00$50.009/21/2010 10:53:23 AM
doncm$50.00$50.009/21/2010 1:18:28 PM
RMB-Investments$50.00$50.009/21/2010 11:30:14 AM
dynamic-platinum$25.00$25.009/21/2010 1:36:56 PM
paradisenow$25.00$25.009/21/2010 2:17:51 PM
FinanciallySavvyMom$25.00$25.009/21/2010 1:59:52 PM
Gabriel02$25.00$25.009/21/2010 12:04:51 PM
smart-return$25.00$25.009/21/2010 2:56:10 PM
oracle3$50.00$50.009/21/2010 3:03:23 PM
grc$57.94$57.949/21/2010 4:46:19 PM
fair_rates$25.00$25.009/21/2010 4:48:38 PM
lending-bear$50.00$50.009/21/2010 5:13:21 PM
dsnybnd$25.00$25.009/21/2010 8:31:53 PM
rudyindc$25.00$25.009/21/2010 9:03:30 PM
vivid-deal8$25.00$25.009/21/2010 7:42:48 PM
Importexport$200.00$200.009/21/2010 8:01:00 PM
tinydog13$100.00$100.009/21/2010 9:06:19 PM
airrbob$50.00$42.349/21/2010 10:43:34 PM
cashasaurus0$150.00$150.009/22/2010 4:43:10 AM
HawaiianHelper$50.00$50.009/22/2010 12:13:07 AM
nolahelper$25.00$25.009/22/2010 8:18:29 AM
rob1230$30.26$30.269/22/2010 8:23:12 AM
CorporateRaider$25.00$25.009/22/2010 9:16:52 AM
wwwUniversal$25.00$25.009/22/2010 6:14:02 AM
systemlender$50.00$50.009/22/2010 6:49:54 AM
shrewd-benjamins$50.00$50.009/22/2010 9:49:23 AM
FerventOne$57.00$57.009/22/2010 9:53:57 AM
want2race$25.00$25.009/22/2010 10:17:03 AM
Dollars4Rent$25.00$25.009/22/2010 11:01:18 AM
prophecy$50.00$50.009/22/2010 3:03:14 PM
kind-value-pouch$50.00$50.009/22/2010 5:33:57 PM
paul1$45.00$45.009/22/2010 4:11:21 PM
Asset-Builder$50.83$50.839/22/2010 5:09:17 PM
philantist$25.00$25.009/22/2010 8:07:56 PM
wkeboarder21$50.00$50.009/23/2010 6:21:41 AM
RadarLuv$25.00$25.009/22/2010 9:58:51 PM
commanding-income774$25.00$25.009/23/2010 1:40:48 AM
scloans$25.00$25.009/23/2010 1:45:58 AM
trustworthy-finance6$100.00$100.009/23/2010 7:37:20 AM
unafraid-loan5$25.00$25.009/23/2010 9:50:04 AM
maximizer$25.00$25.009/23/2010 7:11:05 AM
comicgeek$25.00$25.009/23/2010 8:26:24 AM
aspire2grow$25.00$25.009/23/2010 8:55:31 AM
market-network$30.00$30.009/23/2010 9:47:19 AM
note-virtuoso8$50.00$50.009/23/2010 9:55:29 AM
ray1051$25.00$25.009/16/2010 3:08:47 PM
jazzlender$25.00$25.009/16/2010 3:13:32 PM
mla$25.00$25.009/16/2010 3:13:58 PM
enthralling-deal180$100.00$100.009/16/2010 3:14:17 PM
brightest-affluence-motivator$100.00$100.009/16/2010 3:14:33 PM
pfh$25.00$25.009/16/2010 3:14:28 PM
peripatetic$25.00$25.009/16/2010 3:14:43 PM
larrybird$150.00$150.009/16/2010 3:17:09 PM
kegs$150.00$150.009/16/2010 3:16:57 PM
authentic-liberty7$50.00$50.009/16/2010 3:13:22 PM
jigsaw$100.00$100.009/16/2010 3:14:19 PM
marketplace-cello5$50.00$50.009/16/2010 3:15:09 PM
Amsie614$50.00$50.009/16/2010 3:46:38 PM
hope-hickory$25.00$25.009/16/2010 3:47:03 PM
bold-careful-finance$25.00$25.009/16/2010 3:48:26 PM
banker727$50.00$50.009/16/2010 3:48:34 PM
coin-investor$25.00$25.009/16/2010 3:49:10 PM
t3mp3st$50.00$50.009/16/2010 3:50:56 PM
dollars4debts$25.00$25.009/16/2010 3:51:01 PM
papaloha$25.00$25.009/16/2010 3:51:47 PM
lamarsam$25.00$25.009/16/2010 3:50:33 PM
6moonbeams$100.00$100.009/16/2010 3:22:39 PM
mike99$25.00$25.009/16/2010 3:51:02 PM
worth-arch$25.00$25.009/16/2010 3:52:16 PM
THREE-POINTS-LENDING$25.00$25.009/16/2010 3:51:40 PM
rescue$50.00$50.009/16/2010 3:53:49 PM
jdrez$25.00$25.009/16/2010 3:46:11 PM
markgm$25.00$25.009/16/2010 3:46:27 PM
ferdberfel$50.00$50.009/16/2010 3:48:21 PM
Fiimg$50.00$50.009/16/2010 3:56:39 PM
finance-prescription$50.00$50.009/16/2010 3:55:58 PM
DMCA$50.00$50.009/16/2010 3:56:51 PM
srilm$25.00$25.009/16/2010 3:51:49 PM
inspired-finance$50.00$50.009/16/2010 3:57:02 PM
AF-Chief$25.00$25.009/16/2010 3:55:15 PM
Edwin_Rae$25.00$25.009/16/2010 4:03:33 PM
yukongin$100.00$100.009/16/2010 4:02:38 PM
versatile-platinum4$25.00$25.009/16/2010 4:04:25 PM
gain-seagull9$50.00$50.009/16/2010 4:02:50 PM
on_your_side$25.00$25.009/16/2010 4:02:55 PM
CAGE-Investments$25.00$25.009/16/2010 4:04:50 PM
tylerfd$25.00$25.009/16/2010 4:05:56 PM
money-bauble$50.00$50.009/16/2010 4:07:07 PM
SDNLR$25.00$25.009/16/2010 4:03:39 PM
worthy-bid8$100.00$100.009/16/2010 4:21:55 PM
credit-scout7$50.00$50.009/16/2010 4:22:02 PM
RandyL3$25.00$25.009/16/2010 4:22:04 PM
propertytransformer$30.00$30.009/16/2010 4:20:54 PM
worldly-community3$50.00$50.009/16/2010 5:18:12 PM
FG9YTR$25.00$25.009/16/2010 5:43:27 PM
patriot897$38.15$38.159/16/2010 5:07:10 PM
br4444$25.00$25.009/17/2010 1:51:30 AM
zenchef$25.00$25.009/17/2010 2:04:18 AM
LOWCOUNTRYLENDER$25.00$25.009/17/2010 4:19:03 AM
peb44$25.00$25.009/17/2010 5:00:16 AM
rate-negotiator$25.00$25.009/17/2010 6:11:28 AM
Go_Ducks$25.00$25.009/17/2010 6:24:09 AM
HedgeFund$25.01$25.019/17/2010 5:28:18 AM
octoberfresh$25.00$25.009/17/2010 7:29:05 AM
runner262$25.00$25.009/17/2010 9:34:33 AM
uncleharold$25.00$25.009/17/2010 11:26:31 AM
metro457$34.44$34.449/17/2010 11:48:32 AM
Ducatiman1978$25.00$25.009/17/2010 11:47:12 AM
principal-kangaroo$25.00$25.009/17/2010 11:48:43 AM
RadCad1$100.00$100.009/17/2010 11:48:58 AM
RetiredATC$50.00$50.009/17/2010 11:48:30 AM
VBAces$32.28$32.289/17/2010 11:49:02 AM
108lender$25.00$25.009/17/2010 11:49:37 AM
miket71$44.86$44.869/17/2010 11:49:40 AM
radforj22$25.00$25.009/17/2010 11:49:46 AM
HamletTower$25.00$25.009/17/2010 11:48:39 AM
Interstate_Rate$50.00$50.009/17/2010 11:48:44 AM
onlyastepaway$25.00$25.009/17/2010 11:49:39 AM
loan-wasp$50.00$50.009/17/2010 12:04:32 PM
simplelender80$25.00$25.009/17/2010 1:13:12 PM
objective-investor$100.00$100.009/17/2010 4:38:39 PM
Ripsaw4U$50.00$50.009/17/2010 4:34:33 PM
Tech-Entrepreneur$25.00$25.009/17/2010 9:48:17 PM
return-percolator8$25.00$25.009/18/2010 12:24:13 PM
best-agreement-exchanger$26.50$26.509/18/2010 8:57:28 AM
rpg$100.00$100.009/18/2010 3:05:45 PM
gold-channel2$50.00$50.009/18/2010 4:39:39 PM
availableloan$25.00$25.009/18/2010 4:18:35 PM
meenan$25.00$25.009/18/2010 1:18:27 PM
dsnybnd$25.00$25.009/19/2010 12:59:44 PM
newest-sensible-hope$50.00$50.009/19/2010 7:19:23 PM
ferocious-finance$25.00$25.009/19/2010 7:29:44 PM
invest-in-ed$300.00$300.009/19/2010 7:53:27 PM
socal-lender$25.00$25.009/19/2010 7:19:13 PM
starry2001$25.00$25.009/20/2010 3:04:47 AM
engaging-worth$25.00$25.009/20/2010 4:30:01 AM
dynamic-platinum$50.00$50.009/20/2010 9:31:51 AM
efficient-treasure0$25.00$25.009/20/2010 9:50:03 AM
IIP77$25.00$25.009/20/2010 9:46:52 AM
tolerant-dinero2$25.00$25.009/20/2010 10:24:30 AM
the-bright-velocity$25.00$25.009/20/2010 10:24:04 AM
smurf163$25.00$25.009/20/2010 10:25:49 AM
attentive-income$50.00$50.009/20/2010 10:26:00 AM
jo2y$25.00$25.009/20/2010 10:22:04 AM
ommcd$25.00$25.009/20/2010 10:27:42 AM
capital-star5$25.00$25.009/20/2010 10:31:47 AM
wise-dedicated-power$25.00$25.009/20/2010 10:35:15 AM
finance-magma7$100.00$100.009/20/2010 10:40:05 AM
important-ore$50.00$50.009/20/2010 10:40:29 AM
efficient-marketplace$50.00$50.009/20/2010 10:40:23 AM
oregonusa$50.00$50.009/20/2010 10:52:17 AM
Comoparklender$50.00$50.009/20/2010 12:48:29 PM
flexible-duty3$25.00$25.009/20/2010 4:12:22 PM
wealth-comet694$25.00$25.009/20/2010 5:56:36 PM
agiovasil$25.00$25.009/20/2010 9:23:15 PM
Ven58$25.00$25.009/20/2010 11:40:06 PM
nunnie$25.00$25.009/21/2010 12:04:44 AM
Cai8899$50.00$50.009/21/2010 5:38:30 AM
dunedin$25.00$25.009/21/2010 6:53:14 AM
rdrloan$50.00$50.009/21/2010 8:10:28 AM
docdekay$40.00$40.009/21/2010 8:38:31 AM
LAKESPRING$25.00$25.009/21/2010 7:38:21 AM
ddamenace$30.00$30.009/21/2010 9:00:28 AM
penny-finder$40.00$40.009/21/2010 9:02:01 AM
calm-deal7$25.00$25.009/21/2010 9:35:49 AM
williemc44$50.00$50.009/21/2010 9:33:34 AM
compassionate-fairness6$25.00$25.009/21/2010 9:34:06 AM
shmb6508$100.00$100.009/21/2010 11:08:30 AM
huntley$25.00$25.009/21/2010 12:38:01 PM
fuzed$40.00$40.009/21/2010 11:44:04 AM
d3v0t3d$25.00$25.009/21/2010 2:12:26 PM
pjnala1$50.00$50.009/21/2010 1:52:06 PM
minista$25.00$25.009/21/2010 1:54:39 PM
asdf9876$25.00$25.009/21/2010 3:00:37 PM
abasvram$50.00$50.009/21/2010 3:06:10 PM
paqattack$33.37$33.379/21/2010 3:12:34 PM
irrelevant$25.00$25.009/21/2010 3:34:59 PM
principal-bull$25.00$25.009/21/2010 4:33:53 PM
socrates520$50.00$50.009/21/2010 3:49:32 PM
tomdooley12520$25.00$25.009/21/2010 4:34:28 PM
RayEarth$25.00$25.009/21/2010 4:49:42 PM
CasaDeTomas$100.00$100.009/21/2010 7:08:22 PM
Importexport$500.00$500.009/21/2010 8:12:51 PM
LoisLoan$25.00$25.009/21/2010 5:48:30 PM
bold-yield-rumbler$25.00$25.009/21/2010 8:19:03 PM
Castelj$40.00$40.009/22/2010 6:05:31 AM
top-tranquil-justice$25.00$25.009/22/2010 7:29:39 AM
blue-courageous-justice$25.00$25.009/22/2010 4:41:31 AM
TigerForce$25.00$25.009/22/2010 6:13:17 AM
nilonc1$75.00$75.009/22/2010 9:54:33 AM
mars2024$25.00$25.009/22/2010 10:07:06 AM
generous-agreement$25.00$25.009/22/2010 11:42:45 AM
Nailman88$25.00$25.009/22/2010 12:38:50 PM
wntrequinx$31.09$31.099/22/2010 12:40:17 PM
vest_vortex$25.00$25.009/22/2010 1:02:35 PM
ommuruga$50.00$50.009/22/2010 2:39:01 PM
velocity-alert1$50.00$50.009/22/2010 3:14:53 PM
liederhaus$50.00$50.009/22/2010 3:42:16 PM
cash-mountain4$25.00$25.009/22/2010 9:44:33 PM
StanTheMan$26.19$26.199/22/2010 10:17:01 PM
cedar5$35.05$35.059/22/2010 8:18:48 PM
Interloper$33.00$33.009/22/2010 11:01:22 PM
newest-bountiful-basis$25.00$25.009/22/2010 11:47:43 PM
Nusk$25.00$25.009/22/2010 10:52:35 PM
gustavholstopus32$25.00$25.009/23/2010 4:49:53 AM
the-capital-shooter$150.00$150.009/23/2010 8:21:55 AM
Bcs-cnc$25.00$25.009/23/2010 7:00:28 AM
radiant-return$28.00$28.009/23/2010 9:21:49 AM
334 bids
 
Borrower Payment Dependent Notes Series 476117
This series of Notes was issued and sold upon the funding of the borrower loan #44511, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.3% Auction start date:  Sep-20-2010 
  Auction end date:  Sep-22-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 39.15% Starting monthly payment: $67.85
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 39.15% Final monthly payment: $67.85
 
Auction yield range: 16.79% - 34.00% Estimated loss impact: 20.31%  
Lender servicing fee: 1.00% Estimated return: 13.69%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jun-1997 Debt/Income ratio: 18%
Credit score: 700-719 (Sep-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:21y 5m
Amount delinquent: $0 Total credit lines: 47 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $959Stated income:$50,000-$74,999
Delinquencies in last 7y: 20 Bankcard utilization: 95%  
   Homeownership: Yes  
Screen name: BRJ1 Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 33 ( 97% ) 700-719 (Latest)
Principal borrowed: $4,000.00< 31 days late: 1 ( 3% )  
660-679 (Nov-2009)
700-719 (May-2008)
 
Principal balance: $1,256.11 31+ days late: 0 ( 0% )
Total payments billed: 34  
Description
Home/Vehicle Maintenance
Purpose of loan:
This loan will be used to? Perform some routine maintanence at my home, repair one of my vehicles.?

My financial situation:
I am a good candidate for this loan because?I have obtained 2 other loans?through Prosper and I feel my record in paying these loans back speaks to my integrity. I have worked for the same employer for over 21 years, so my employment is very?stable.?

Monthly net income: $ 3000.00

Monthly expenses: $ 2467.00
??Housing: $1880.00
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $?587.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
simplelender80$100.00$100.009/20/2010 2:47:23 PM
Comoparklender$25.00$25.009/20/2010 3:29:46 PM
five-star-note$100.00$100.009/21/2010 2:39:30 PM
genuine-integrity0$25.00$25.009/21/2010 3:34:35 PM
SFBank$200.00$200.009/21/2010 7:34:34 PM
rubylender$25.00$25.009/21/2010 5:05:09 PM
restless-dime$25.00$25.009/21/2010 10:06:03 PM
loanman2007$50.00$50.009/22/2010 6:52:36 AM
Asian-Persuasion$25.00$25.009/22/2010 1:12:25 AM
agiovasil$25.00$10.009/20/2010 3:40:08 PM
CommunityArts_Non-profit$50.00$50.009/20/2010 10:26:13 PM
mikeandcat$100.00$100.009/21/2010 5:39:00 AM
Kash2010lu$50.00$50.009/21/2010 6:46:04 AM
UCLA4life$50.00$50.009/21/2010 6:03:21 AM
Amber_Stone$25.00$25.009/21/2010 8:03:28 AM
penny-plato$25.00$25.009/21/2010 1:00:33 PM
icanhasloanz$100.00$100.009/21/2010 12:56:40 PM
SolarMoonshine$25.00$25.009/21/2010 7:02:29 PM
well-mannered-income3$40.00$40.009/21/2010 6:25:23 PM
YoungTaxMan$25.00$25.009/21/2010 7:38:29 PM
Fantastyx$100.00$100.009/21/2010 11:14:31 PM
twjh$25.00$25.009/21/2010 11:45:16 PM
blitzen40$25.00$25.009/21/2010 8:02:17 PM
WonByOne$50.00$50.009/22/2010 2:27:53 AM
investment-thinker4$25.00$25.009/22/2010 3:29:24 AM
Sudoku$200.00$200.009/22/2010 4:59:43 AM
26 bids
 
Borrower Payment Dependent Notes Series 476121
This series of Notes was issued and sold upon the funding of the borrower loan #44551, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 24.0% Auction start date:  Sep-20-2010 
  Auction end date:  Sep-22-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 41.35% Starting monthly payment: $45.24
Final lender yield: 30.00% Final borrower rate/APR: 31.00% / 37.20% Final monthly payment: $43.00
 
Auction yield range: 16.79% - 34.00% Estimated loss impact: 25.76%  
Lender servicing fee: 1.00% Estimated return: 4.24%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Jun-2004 Debt/Income ratio: 31%
Credit score: 640-659 (Sep-2010) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:6y 10m
Amount delinquent: $0 Total credit lines: 19 Occupation: Food Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,595Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 99%  
   Homeownership: No  
Screen name: papin Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 28 ( 100% ) 640-659 (Latest)
Principal borrowed: $4,000.00< 31 days late: 0 ( 0% )  
640-659 (Dec-2009)
640-659 (Sep-2009)
620-639 (Jul-2008)
 
Principal balance: $243.33 31+ days late: 0 ( 0% )
Total payments billed: 28  
Description
last minutes school supplies
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
OldManP$25.00$25.009/20/2010 2:38:09 PM
glroark$50.00$50.009/20/2010 2:40:06 PM
sweety075$25.00$25.009/20/2010 8:25:32 PM
SolarMoonshine$25.00$25.009/21/2010 3:50:53 AM
penny-sergeant$25.00$25.009/21/2010 6:29:24 AM
Kash2010lu$25.00$25.009/21/2010 6:42:31 AM
five-star-note$100.59$60.009/21/2010 2:40:07 PM
Dave_Cashflow$25.00$25.009/22/2010 12:49:54 AM
usd1027$25.00$25.009/21/2010 8:35:42 PM
Fire2$25.00$25.009/22/2010 5:24:02 AM
lendstats_com$200.00$200.009/22/2010 6:50:04 AM
progressive-treasure1$25.00$25.009/22/2010 9:03:41 AM
lender12345$25.00$25.009/22/2010 11:28:51 AM
tedi-tif$25.00$25.009/22/2010 11:36:58 AM
wlm3012$25.00$25.009/22/2010 1:13:59 PM
PXM-Financial$65.00$65.009/21/2010 4:52:15 PM
UCLA4life$50.00$50.009/20/2010 2:45:11 PM
CA_Lender$25.00$25.009/20/2010 2:57:26 PM
fabulous-community4$25.00$25.009/20/2010 9:13:55 PM
CommunityArts_Non-profit$100.00$100.009/20/2010 10:23:45 PM
penny-plato$25.00$25.009/21/2010 8:20:14 AM
illinois_joe$25.00$25.009/21/2010 4:49:03 PM
cashhelp$25.00$25.009/22/2010 5:08:12 AM
amor1962$25.00$25.009/22/2010 11:02:58 AM
progressive-treasure1$25.00$25.009/22/2010 2:41:04 PM
25 bids