Sales Report:Supplement No. 39 dated Sep 22, 2010 to Prospectus dated Jul 26, 2010File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 26, 2010 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 26, 2010 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
320485
This series of Notes was issued and sold upon the funding of the borrower loan #44487, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.6% |
Auction start date:
| Sep-13-2010 |
| |
Auction end date:
| Sep-20-2010 |
|
|
Starting lender yield:
| 7.30% |
Starting borrower rate/APR:
| 8.30% / 8.64% |
Starting monthly payment:
| $472.12 |
|
Final lender yield:
| 7.25% |
Final borrower rate/APR:
| 8.25% / 8.59% |
Final monthly payment:
| $471.78 |
| |
|
Auction yield range:
| 2.79% - 7.30% |
Estimated loss impact:
| 1.55% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.70% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Feb-1994 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 840-859 (Sep-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 1y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,373 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 14% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| LoansNow |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Excellent Business Opportunity
Purpose of loan:
This loan will be used to fund an excellent business opportunity. The loan amount will be added to my own money that I am using for this initiative.
My financial situation:
I am a good candidate for this loan because I have a stable job, always paid my bill on time, always paid my credit card balance in full every month, and been responsible with my credit. I have excellent credit and will do whatever it takes to keep it that way.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| alpinaut | $25.00 | $25.00 | 9/13/2010 9:38:11 AM |
| schpere | $25.00 | $25.00 | 9/13/2010 9:38:41 AM |
| kenji4861 | $25.00 | $25.00 | 9/13/2010 9:38:38 AM |
| windfall46 | $25.00 | $25.00 | 9/13/2010 9:40:56 AM |
| Weaverville | $50.00 | $50.00 | 9/13/2010 9:40:59 AM |
| unclejaef | $25.00 | $25.00 | 9/13/2010 9:42:16 AM |
| kulender | $50.00 | $50.00 | 9/13/2010 9:41:33 AM |
| guardlender | $25.00 | $25.00 | 9/13/2010 9:41:42 AM |
| investment-network | $25.00 | $25.00 | 9/13/2010 9:42:06 AM |
| j2ee | $25.00 | $25.00 | 9/13/2010 9:45:26 AM |
| market-socrates4 | $50.00 | $50.00 | 9/13/2010 9:45:32 AM |
| djh47a | $25.00 | $25.00 | 9/13/2010 9:43:35 AM |
| hottogo456 | $50.00 | $50.00 | 9/13/2010 9:46:04 AM |
| F_Banks | $50.00 | $50.00 | 9/13/2010 9:46:21 AM |
| liederhaus | $50.00 | $50.00 | 9/13/2010 9:46:52 AM |
| proper-p2p6 | $50.00 | $50.00 | 9/13/2010 9:46:59 AM |
| RockCrown | $50.00 | $50.00 | 9/13/2010 9:45:49 AM |
| BlindProphet | $50.00 | $50.00 | 9/13/2010 9:47:11 AM |
| djs81 | $25.00 | $25.00 | 9/13/2010 9:47:14 AM |
| VBAces | $50.00 | $50.00 | 9/13/2010 9:46:12 AM |
| pakrbkr | $25.00 | $25.00 | 9/13/2010 9:47:35 AM |
| loanfairy | $25.00 | $25.00 | 9/13/2010 9:47:40 AM |
| harty | $50.00 | $50.00 | 9/13/2010 9:47:55 AM |
| efficient-marketplace | $50.00 | $50.00 | 9/13/2010 9:48:07 AM |
| djc314 | $50.00 | $50.00 | 9/13/2010 9:48:15 AM |
| moneyfriend | $50.00 | $50.00 | 9/13/2010 9:47:29 AM |
| CaptainBlueberry | $25.00 | $25.00 | 9/13/2010 9:47:49 AM |
| thoughtful-community7 | $25.00 | $25.00 | 9/13/2010 9:48:01 AM |
| newest-sensible-hope | $50.00 | $50.00 | 9/13/2010 9:48:20 AM |
| TennSquire | $25.00 | $25.00 | 9/13/2010 9:49:18 AM |
| duty-windmill | $25.00 | $25.00 | 9/13/2010 9:49:28 AM |
| ethical-point | $50.00 | $50.00 | 9/13/2010 9:49:31 AM |
| financelover | $25.00 | $25.00 | 9/13/2010 9:45:11 AM |
| Duchdad | $25.00 | $25.00 | 9/13/2010 9:45:21 AM |
| kegs | $200.00 | $200.00 | 9/13/2010 9:45:41 AM |
| tech310 | $50.00 | $50.00 | 9/13/2010 9:46:07 AM |
| eyal0 | $25.00 | $25.00 | 9/13/2010 9:46:13 AM |
| benefit-celebration | $50.00 | $50.00 | 9/13/2010 9:46:17 AM |
| Rysterola82 | $25.00 | $25.00 | 9/13/2010 9:46:29 AM |
| Havana21 | $100.00 | $100.00 | 9/13/2010 9:46:51 AM |
| murren | $25.00 | $25.00 | 9/13/2010 9:52:09 AM |
| economy-orchid | $25.00 | $25.00 | 9/13/2010 9:47:19 AM |
| tekkie2412 | $50.00 | $50.00 | 9/13/2010 9:52:05 AM |
| consomedia | $50.00 | $50.00 | 9/13/2010 9:47:23 AM |
| important-ore | $50.00 | $50.00 | 9/13/2010 9:47:36 AM |
| kain11286 | $68.40 | $68.40 | 9/13/2010 9:52:13 AM |
| lagnisiruk | $25.00 | $25.00 | 9/13/2010 9:48:42 AM |
| helpishere777 | $25.00 | $25.00 | 9/13/2010 9:48:54 AM |
| charlie-ann | $50.00 | $50.00 | 9/13/2010 9:49:21 AM |
| blot44 | $25.00 | $25.00 | 9/13/2010 9:49:23 AM |
| 6moonbeams | $100.00 | $100.00 | 9/13/2010 9:54:51 AM |
| GElender | $100.00 | $100.00 | 9/13/2010 9:51:54 AM |
| SDNLR | $25.00 | $25.00 | 9/13/2010 9:56:12 AM |
| auction-sage | $25.00 | $25.00 | 9/13/2010 9:51:58 AM |
| MarinLoans | $25.00 | $25.00 | 9/13/2010 9:56:22 AM |
| ideal-platinum1 | $50.00 | $50.00 | 9/13/2010 9:52:02 AM |
| a-exponential-hope | $25.00 | $25.00 | 9/13/2010 9:52:10 AM |
| damage | $25.00 | $25.00 | 9/13/2010 9:57:23 AM |
| IndianChief | $25.00 | $25.00 | 9/13/2010 9:57:22 AM |
| Breakfast_Gypsy | $25.00 | $25.00 | 9/13/2010 9:58:18 AM |
| ChristopherHS | $25.00 | $25.00 | 9/13/2010 9:58:50 AM |
| fireboss | $50.00 | $50.00 | 9/13/2010 9:59:19 AM |
| magical-greenback | $50.00 | $50.00 | 9/13/2010 10:00:35 AM |
| Archchancellor | $50.00 | $50.00 | 9/13/2010 10:01:24 AM |
| deal-frontier | $50.00 | $50.00 | 9/13/2010 10:08:11 AM |
| KeepOnRunning | $50.00 | $50.00 | 9/13/2010 9:57:30 AM |
| TheColoradoDon | $25.00 | $25.00 | 9/13/2010 9:57:47 AM |
| Artist_Blue | $25.00 | $25.00 | 9/13/2010 10:43:32 AM |
| organized-payment6 | $50.00 | $50.00 | 9/13/2010 9:58:53 AM |
| balance-whistle7 | $25.00 | $25.00 | 9/13/2010 9:58:59 AM |
| Phantom99 | $25.00 | $25.00 | 9/13/2010 11:17:49 AM |
| jangalt | $50.00 | $50.00 | 9/13/2010 10:01:29 AM |
| wise-dedicated-power | $50.00 | $50.00 | 9/13/2010 10:58:05 AM |
| capital-futurist | $50.00 | $50.00 | 9/13/2010 11:02:17 AM |
| MissionMicroFinance | $25.00 | $25.00 | 9/13/2010 12:02:11 PM |
| julijask | $25.00 | $25.00 | 9/13/2010 5:47:55 PM |
| socal-lender | $25.00 | $25.00 | 9/13/2010 9:42:36 PM |
| KiwiElf | $40.00 | $40.00 | 9/13/2010 11:51:36 PM |
| js60l | $25.00 | $25.00 | 9/14/2010 12:17:24 AM |
| Mantis75 | $25.00 | $25.00 | 9/14/2010 12:31:59 AM |
| Ivan2007 | $50.00 | $50.00 | 9/14/2010 12:32:06 AM |
| best-ingenious-funds | $25.00 | $25.00 | 9/14/2010 1:47:58 AM |
| nobanksallowed | $28.35 | $28.35 | 9/14/2010 3:00:09 PM |
| anyoi | $25.48 | $25.48 | 9/14/2010 3:15:10 PM |
| bayareainv | $40.01 | $40.01 | 9/14/2010 3:11:50 PM |
| wise-silver-wonder | $25.00 | $25.00 | 9/14/2010 3:23:50 PM |
| relaxation688 | $25.00 | $25.00 | 9/14/2010 3:27:43 PM |
| brutusbone | $50.00 | $50.00 | 9/14/2010 3:45:28 PM |
| yukongin | $50.00 | $50.00 | 9/14/2010 3:45:10 PM |
| FlexFunding | $50.00 | $50.00 | 9/14/2010 3:52:34 PM |
| SeekingAlpha | $44.50 | $44.50 | 9/14/2010 7:26:05 PM |
| skillful-diversification2 | $25.00 | $25.00 | 9/14/2010 11:40:06 PM |
| blissful-note7 | $25.00 | $25.00 | 9/14/2010 11:40:45 PM |
| life-is-great | $50.00 | $50.00 | 9/15/2010 3:17:15 AM |
| xphile | $25.00 | $25.00 | 9/15/2010 12:28:50 PM |
| schpere | $100.00 | $100.00 | 9/15/2010 12:51:00 PM |
| red-trade-cologne | $47.51 | $47.51 | 9/15/2010 12:28:01 PM |
| latestone | $25.00 | $25.00 | 9/15/2010 12:28:51 PM |
| ZeoInvestments | $25.00 | $25.00 | 9/15/2010 12:28:03 PM |
| transaction-aggregator7 | $25.00 | $25.00 | 9/15/2010 3:14:22 PM |
| serene-power0 | $50.00 | $50.00 | 9/15/2010 3:15:37 PM |
| unique-order8 | $25.00 | $25.00 | 9/15/2010 3:15:56 PM |
| loan-selector622 | $25.00 | $25.00 | 9/15/2010 3:14:25 PM |
| syounker | $25.00 | $25.00 | 9/15/2010 3:14:45 PM |
| deal-promiser1 | $100.00 | $100.00 | 9/15/2010 3:16:20 PM |
| CoolHelp | $36.73 | $36.73 | 9/15/2010 3:17:00 PM |
| divedude | $50.00 | $50.00 | 9/15/2010 3:17:23 PM |
| FrayBentos | $50.00 | $50.00 | 9/15/2010 3:17:30 PM |
| rmsyvt | $25.00 | $25.00 | 9/15/2010 3:17:32 PM |
| mistertao | $25.00 | $25.00 | 9/15/2010 3:17:34 PM |
| bmcg | $25.00 | $25.00 | 9/15/2010 3:17:40 PM |
| thoughtful-payment268 | $25.00 | $25.00 | 9/15/2010 3:16:02 PM |
| zbfamwl | $25.00 | $25.00 | 9/15/2010 3:17:48 PM |
| rjw_mpwr | $25.00 | $25.00 | 9/15/2010 3:16:17 PM |
| teejay411 | $100.00 | $100.00 | 9/15/2010 3:17:57 PM |
| ILWTC | $50.00 | $50.00 | 9/15/2010 3:16:48 PM |
| mocrepsorp13 | $25.00 | $25.00 | 9/15/2010 3:16:50 PM |
| interest-exec9 | $25.00 | $25.00 | 9/15/2010 3:16:56 PM |
| BiggestG | $25.00 | $25.00 | 9/15/2010 3:17:07 PM |
| rdrloan | $37.50 | $37.50 | 9/15/2010 3:17:54 PM |
| red-unequivocal-finance | $25.00 | $25.00 | 9/15/2010 3:18:04 PM |
| SkiNZ | $25.00 | $25.00 | 9/15/2010 3:20:13 PM |
| Maccs55 | $33.74 | $33.74 | 9/15/2010 3:20:15 PM |
| adhawan325 | $25.00 | $25.00 | 9/15/2010 3:20:26 PM |
| nv | $25.00 | $25.00 | 9/15/2010 3:20:34 PM |
| tolstoy00 | $25.00 | $25.00 | 9/15/2010 3:20:51 PM |
| mizount | $25.00 | $25.00 | 9/15/2010 3:20:16 PM |
| YellowJacket | $25.00 | $25.00 | 9/15/2010 3:20:24 PM |
| whiteshadow | $50.00 | $50.00 | 9/15/2010 3:14:32 PM |
| diligent-leverage | $25.00 | $25.00 | 9/15/2010 3:14:36 PM |
| Truckie-FD | $27.90 | $27.90 | 9/15/2010 3:21:51 PM |
| esabzb | $25.00 | $25.00 | 9/15/2010 3:15:51 PM |
| jack1729 | $25.00 | $25.00 | 9/15/2010 3:22:36 PM |
| GD68 | $25.00 | $25.00 | 9/15/2010 3:16:22 PM |
| social-comet7 | $25.00 | $25.00 | 9/15/2010 3:18:44 PM |
| AgTiPinisher | $25.00 | $25.00 | 9/15/2010 3:20:15 PM |
| SourDoughSteve | $25.00 | $25.00 | 9/15/2010 3:20:23 PM |
| PCGeekWI | $25.00 | $25.00 | 9/15/2010 3:20:34 PM |
| nhm | $49.43 | $49.43 | 9/15/2010 3:20:48 PM |
| dtrain5 | $25.00 | $25.00 | 9/15/2010 3:21:03 PM |
| revmax | $25.00 | $25.00 | 9/15/2010 3:21:25 PM |
| roman1998 | $50.00 | $50.00 | 9/15/2010 3:23:20 PM |
| pi31415 | $25.00 | $25.00 | 9/15/2010 3:38:28 PM |
| magnificent-asset3 | $25.00 | $25.00 | 9/15/2010 3:37:34 PM |
| commerce-voyager | $25.00 | $25.00 | 9/15/2010 3:40:00 PM |
| degster | $25.00 | $25.00 | 9/15/2010 3:40:06 PM |
| Rivervale_Westwood | $25.00 | $25.00 | 9/15/2010 3:38:42 PM |
| kanewna | $58.48 | $58.48 | 9/15/2010 3:41:04 PM |
| lovelongandprosper | $50.00 | $50.00 | 9/15/2010 3:34:02 PM |
| ingenious-order783 | $25.00 | $25.00 | 9/15/2010 3:45:47 PM |
| abeprof70 | $25.00 | $25.00 | 9/15/2010 3:39:23 PM |
| jpinversor | $25.88 | $25.88 | 9/15/2010 3:47:16 PM |
| designs626 | $26.20 | $26.20 | 9/15/2010 4:52:54 PM |
| dharma1 | $25.00 | $10.95 | 9/15/2010 5:37:18 PM |
| Bank_Of_XL | $25.00 | $25.00 | 9/15/2010 6:59:38 PM |
| dkmnygvr | $50.00 | $50.00 | 9/15/2010 7:47:18 PM |
| bruman40 | $30.00 | $30.00 | 9/16/2010 7:51:02 AM |
| Dollars4Rent | $25.00 | $25.00 | 9/16/2010 10:53:46 AM |
| ArashMass | $30.00 | $30.00 | 9/16/2010 3:55:46 PM |
| 340 | $33.23 | $33.23 | 9/16/2010 4:09:41 PM |
| Gold_Coin | $25.00 | $25.00 | 9/16/2010 5:47:22 PM |
| Alittleluck | $25.00 | $25.00 | 9/16/2010 7:34:23 PM |
| vollynet | $50.00 | $50.00 | 9/16/2010 5:20:08 PM |
| escandalo | $41.23 | $41.23 | 9/16/2010 7:27:49 PM |
| Jarod213 | $25.00 | $25.00 | 9/16/2010 8:43:33 PM |
| troile | $25.00 | $25.00 | 9/17/2010 5:09:13 AM |
| ethicalhumanist | $50.00 | $50.00 | 9/17/2010 10:59:47 AM |
| penny-broker | $25.00 | $25.00 | 9/17/2010 10:07:45 AM |
| bouvierchamp | $50.00 | $50.00 | 9/17/2010 11:45:39 AM |
| Patrician | $38.23 | $38.23 | 9/17/2010 11:47:17 AM |
| Knyteguy | $25.00 | $25.00 | 9/17/2010 11:45:48 AM |
| BipedalHominid | $25.00 | $25.00 | 9/17/2010 11:57:48 AM |
| alakanbearcub | $25.00 | $25.00 | 9/17/2010 12:01:03 PM |
| REITRUST | $25.00 | $25.00 | 9/17/2010 1:34:57 PM |
| Jimfromsac | $200.00 | $200.00 | 9/17/2010 2:50:26 PM |
| TakeCare | $100.00 | $100.00 | 9/17/2010 10:05:41 PM |
| debt-legend | $25.00 | $25.00 | 9/18/2010 1:45:27 AM |
| velocity-alert1 | $193.61 | $193.61 | 9/18/2010 6:35:50 AM |
| credit-vinyl | $25.00 | $25.00 | 9/18/2010 12:47:19 AM |
| rmpedi33 | $50.00 | $50.00 | 9/18/2010 6:51:04 AM |
| AustinAmerica | $25.00 | $25.00 | 9/18/2010 10:09:48 AM |
| word140 | $35.51 | $35.51 | 9/18/2010 6:50:53 AM |
| maximizer | $25.00 | $25.00 | 9/19/2010 8:56:21 AM |
| capital-star5 | $25.00 | $25.00 | 9/19/2010 7:03:01 AM |
| encore02 | $75.00 | $75.00 | 9/19/2010 6:40:34 PM |
| loanman2007 | $75.00 | $75.00 | 9/20/2010 5:21:06 AM |
| wormdc | $25.00 | $25.00 | 9/13/2010 9:41:24 AM |
| DukSerduk | $25.00 | $25.00 | 9/13/2010 9:41:50 AM |
| harmonious-moola7 | $50.00 | $50.00 | 9/13/2010 9:42:11 AM |
| dontscrewmeover1 | $25.00 | $25.00 | 9/13/2010 9:41:44 AM |
| zenchef | $25.00 | $25.00 | 9/13/2010 9:43:01 AM |
| cebgop | $25.00 | $25.00 | 9/13/2010 9:42:28 AM |
| reward-planetarium | $100.00 | $100.00 | 9/13/2010 9:45:18 AM |
| lendermender | $25.00 | $25.00 | 9/13/2010 9:39:03 AM |
| engaging-worth | $30.00 | $30.00 | 9/13/2010 9:45:37 AM |
| diplomatic-wealth7 | $100.00 | $100.00 | 9/13/2010 9:46:02 AM |
| Trevor_C | $25.00 | $25.00 | 9/13/2010 9:40:36 AM |
| MadHun | $100.00 | $100.00 | 9/13/2010 9:46:34 AM |
| ray1051 | $75.00 | $75.00 | 9/13/2010 9:40:48 AM |
| saritha | $30.00 | $30.00 | 9/13/2010 9:46:55 AM |
| Rdodson11 | $25.00 | $25.00 | 9/13/2010 9:40:54 AM |
| successful-wealth7 | $25.00 | $25.00 | 9/13/2010 9:45:51 AM |
| MoneyU4IA | $50.00 | $50.00 | 9/13/2010 9:47:09 AM |
| CleeClee | $50.00 | $50.00 | 9/13/2010 9:45:55 AM |
| cash-sensai2 | $50.00 | $50.00 | 9/13/2010 9:41:34 AM |
| understanding-marketplace | $50.00 | $50.00 | 9/13/2010 9:47:53 AM |
| ichibon | $200.00 | $200.00 | 9/13/2010 9:46:37 AM |
| integrity-onator1 | $25.00 | $25.00 | 9/13/2010 9:46:59 AM |
| nuclearmoose | $25.00 | $25.00 | 9/13/2010 9:47:02 AM |
| happyjackbak | $25.00 | $25.00 | 9/13/2010 9:48:10 AM |
| teller | $50.00 | $50.00 | 9/13/2010 9:48:25 AM |
| lender987654321 | $50.00 | $50.00 | 9/13/2010 9:49:03 AM |
| meenan | $25.00 | $25.00 | 9/13/2010 9:48:32 AM |
| freesia54 | $25.00 | $25.00 | 9/13/2010 9:49:16 AM |
| hookUup | $25.00 | $25.00 | 9/13/2010 9:48:36 AM |
| acropiloterau2002 | $25.00 | $25.00 | 9/13/2010 9:48:51 AM |
| Railbird | $25.00 | $25.00 | 9/13/2010 9:49:04 AM |
| Supernick | $50.00 | $50.00 | 9/13/2010 9:45:08 AM |
| kanakakm | $50.00 | $50.00 | 9/13/2010 9:49:38 AM |
| power-defender7 | $25.00 | $25.00 | 9/13/2010 9:49:44 AM |
| whistledicksmith | $50.00 | $50.00 | 9/13/2010 9:45:25 AM |
| gold-commander0 | $50.00 | $50.00 | 9/13/2010 9:46:00 AM |
| nosualcneas | $25.00 | $25.00 | 9/13/2010 9:46:30 AM |
| Walden2007 | $25.00 | $25.00 | 9/13/2010 9:51:46 AM |
| Zarf | $50.00 | $50.00 | 9/13/2010 9:47:44 AM |
| Ripsaw4U | $50.00 | $50.00 | 9/13/2010 9:47:46 AM |
| majormoves1 | $25.00 | $25.00 | 9/13/2010 9:48:38 AM |
| engaging-yield4 | $25.00 | $25.00 | 9/13/2010 9:49:01 AM |
| AnxiousAirman | $50.00 | $50.00 | 9/13/2010 9:49:12 AM |
| GatorsFan | $50.00 | $50.00 | 9/13/2010 9:49:33 AM |
| Emgolda | $25.00 | $25.00 | 9/13/2010 9:49:39 AM |
| junctionking | $25.00 | $25.00 | 9/13/2010 9:49:53 AM |
| dlshap | $25.00 | $25.00 | 9/13/2010 9:56:18 AM |
| osage | $25.00 | $25.00 | 9/13/2010 9:56:20 AM |
| Philkent | $50.00 | $50.00 | 9/13/2010 9:58:28 AM |
| generous-deal6 | $50.00 | $50.00 | 9/13/2010 9:59:16 AM |
| anwn | $50.00 | $50.00 | 9/13/2010 10:00:36 AM |
| Patter256 | $25.00 | $25.00 | 9/13/2010 9:57:18 AM |
| wise-dedicated-power | $25.00 | $25.00 | 9/13/2010 10:12:17 AM |
| marketplace-cello5 | $50.00 | $50.00 | 9/13/2010 9:57:44 AM |
| radforj22 | $100.00 | $100.00 | 9/13/2010 9:58:01 AM |
| indianoven | $50.00 | $50.00 | 9/13/2010 10:00:28 AM |
| lostontheedge | $25.00 | $25.00 | 9/13/2010 10:00:43 AM |
| saysana | $26.00 | $26.00 | 9/13/2010 2:02:23 PM |
| octoberfresh | $34.00 | $34.00 | 9/13/2010 3:10:02 PM |
| IIP77 | $25.00 | $25.00 | 9/13/2010 5:38:16 PM |
| Sixmil | $25.00 | $25.00 | 9/13/2010 5:49:52 PM |
| balanced-rupee | $30.00 | $30.00 | 9/13/2010 5:51:42 PM |
| morpholog | $25.00 | $25.00 | 9/13/2010 11:51:38 PM |
| Cheburashka | $30.00 | $30.00 | 9/14/2010 12:03:53 AM |
| HunterSix | $25.00 | $25.00 | 9/14/2010 12:00:58 AM |
| stable-money | $25.00 | $25.00 | 9/14/2010 1:28:55 AM |
| Guiren | $44.25 | $44.25 | 9/14/2010 12:46:04 AM |
| bruin558 | $59.16 | $59.16 | 9/14/2010 1:25:45 AM |
| kochan123 | $50.00 | $50.00 | 9/14/2010 7:48:23 AM |
| JTHarris | $25.00 | $25.00 | 9/14/2010 7:58:59 AM |
| larrybird | $150.00 | $150.00 | 9/14/2010 11:08:19 AM |
| visionary-currency | $100.00 | $100.00 | 9/14/2010 3:10:55 PM |
| DadWarbucks | $25.00 | $25.00 | 9/14/2010 3:07:18 PM |
| Shockem923 | $25.00 | $25.00 | 9/14/2010 3:09:50 PM |
| rmachi | $25.00 | $25.00 | 9/14/2010 3:09:55 PM |
| danthemon35 | $25.00 | $25.00 | 9/14/2010 3:23:04 PM |
| bowdish1 | $100.00 | $100.00 | 9/14/2010 3:44:51 PM |
| p2p-harmony | $25.00 | $25.00 | 9/14/2010 5:32:41 PM |
| adama_48 | $25.00 | $25.00 | 9/14/2010 10:56:52 PM |
| greenwell | $72.44 | $72.44 | 9/14/2010 11:23:25 PM |
| authoritative-capital | $25.00 | $25.00 | 9/14/2010 11:39:11 PM |
| kmwvma | $25.00 | $25.00 | 9/15/2010 2:07:23 AM |
| natural-affluence4 | $50.00 | $50.00 | 9/15/2010 9:39:23 AM |
| credit-coach118 | $40.00 | $40.00 | 9/15/2010 9:12:20 AM |
| discrete-asset | $25.00 | $25.00 | 9/15/2010 12:28:47 PM |
| Namrok | $25.00 | $25.00 | 9/15/2010 9:38:32 AM |
| lowrate | $46.85 | $46.85 | 9/15/2010 12:28:48 PM |
| TheReaderRabbit | $25.00 | $25.00 | 9/15/2010 12:28:49 PM |
| tsquared_030 | $27.51 | $27.51 | 9/15/2010 3:14:06 PM |
| rosie777 | $35.00 | $35.00 | 9/15/2010 3:14:17 PM |
| nickel-demon2 | $100.00 | $100.00 | 9/15/2010 2:59:46 PM |
| KwikLoan | $25.00 | $25.00 | 9/15/2010 3:15:43 PM |
| QuinMccoy | $25.00 | $25.00 | 9/15/2010 3:15:52 PM |
| lifegrowth | $25.00 | $25.00 | 9/15/2010 3:15:57 PM |
| tj1683 | $25.00 | $25.00 | 9/15/2010 3:16:01 PM |
| pinnacle10 | $25.00 | $25.00 | 9/15/2010 3:16:04 PM |
| flexible-integrity7 | $50.00 | $50.00 | 9/15/2010 3:16:14 PM |
| jlofgren | $25.00 | $25.00 | 9/15/2010 3:16:55 PM |
| Keebs | $25.00 | $25.00 | 9/15/2010 3:17:18 PM |
| MiniBank998 | $25.00 | $25.00 | 9/15/2010 3:15:46 PM |
| reinforced-reward | $25.00 | $25.00 | 9/15/2010 3:15:49 PM |
| lost-money-so-far-on-these | $25.00 | $25.00 | 9/15/2010 3:15:59 PM |
| Mariner3605 | $25.00 | $25.00 | 9/15/2010 3:17:45 PM |
| janus_god | $25.00 | $25.00 | 9/15/2010 3:16:23 PM |
| lounges | $35.00 | $35.00 | 9/15/2010 3:16:51 PM |
| soulwork | $25.00 | $25.00 | 9/15/2010 3:17:01 PM |
| boogaboogabooga | $25.00 | $25.00 | 9/15/2010 3:17:14 PM |
| johngaltline | $25.00 | $25.00 | 9/15/2010 3:17:28 PM |
| Zarks | $25.00 | $25.00 | 9/15/2010 3:17:33 PM |
| ddibernardo | $25.00 | $25.00 | 9/15/2010 3:17:51 PM |
| ebusinessagent | $25.00 | $25.00 | 9/15/2010 3:20:03 PM |
| BludAx | $25.00 | $25.00 | 9/15/2010 3:20:22 PM |
| wampum-influencer | $25.00 | $25.00 | 9/15/2010 3:19:14 PM |
| anakinsolo | $25.00 | $25.00 | 9/15/2010 3:20:42 PM |
| bid-papyrus | $25.00 | $25.00 | 9/15/2010 3:19:32 PM |
| contract-festival7 | $50.00 | $50.00 | 9/15/2010 3:19:52 PM |
| tbati | $25.00 | $25.00 | 9/15/2010 3:19:56 PM |
| pawsitive | $25.00 | $25.00 | 9/15/2010 3:20:23 PM |
| DLock99 | $50.00 | $50.00 | 9/15/2010 3:22:22 PM |
| NJNY | $25.00 | $25.00 | 9/15/2010 3:20:52 PM |
| UT-Longhorn | $25.00 | $25.00 | 9/15/2010 3:20:58 PM |
| Octavian315 | $35.00 | $35.00 | 9/15/2010 3:14:28 PM |
| onlyinchicago | $50.00 | $50.00 | 9/15/2010 3:21:57 PM |
| alaco | $25.00 | $25.00 | 9/15/2010 3:15:44 PM |
| community-pipeline8 | $50.00 | $50.00 | 9/15/2010 3:22:14 PM |
| gzeo | $25.00 | $25.00 | 9/15/2010 3:16:03 PM |
| DeesBar | $25.00 | $25.00 | 9/15/2010 3:16:12 PM |
| liberty-destiny3 | $25.00 | $25.00 | 9/15/2010 3:16:29 PM |
| CorporateT00l | $50.00 | $50.00 | 9/15/2010 3:16:31 PM |
| Stacebug79 | $50.00 | $50.00 | 9/15/2010 3:16:52 PM |
| virtualbank | $25.00 | $25.00 | 9/15/2010 3:17:29 PM |
| cjohnson041 | $25.00 | $25.00 | 9/15/2010 3:17:36 PM |
| MO_Investor | $25.00 | $25.00 | 9/15/2010 3:18:57 PM |
| sajitk | $25.00 | $25.00 | 9/15/2010 3:20:25 PM |
| nofreelunch | $25.00 | $25.00 | 9/15/2010 3:20:46 PM |
| jh157765 | $25.00 | $25.00 | 9/15/2010 3:20:51 PM |
| Tahoeguy | $30.86 | $30.86 | 9/15/2010 3:20:54 PM |
| Brainworm | $25.00 | $25.00 | 9/15/2010 3:21:00 PM |
| seabass123 | $25.00 | $25.00 | 9/15/2010 3:22:02 PM |
| eries | $50.00 | $50.00 | 9/15/2010 3:22:34 PM |
| LenderByDay | $25.00 | $25.00 | 9/15/2010 3:24:11 PM |
| alexstar | $25.00 | $25.00 | 9/15/2010 3:24:14 PM |
| outwish | $25.00 | $25.00 | 9/15/2010 3:37:50 PM |
| theemhdoctor | $25.00 | $25.00 | 9/15/2010 3:39:24 PM |
| Thecozychick | $25.00 | $25.00 | 9/15/2010 3:39:51 PM |
| money-bauble | $100.00 | $100.00 | 9/15/2010 3:43:43 PM |
| exciting-responsibility3 | $25.00 | $25.00 | 9/15/2010 3:44:51 PM |
| responsibility-jet | $50.00 | $50.00 | 9/15/2010 3:45:37 PM |
| Hexnut | $50.00 | $50.00 | 9/15/2010 3:37:52 PM |
| calkidd05 | $25.00 | $25.00 | 9/15/2010 3:45:49 PM |
| Natronpee | $25.00 | $25.00 | 9/15/2010 3:47:02 PM |
| admirable-basis1 | $62.50 | $62.50 | 9/15/2010 3:40:05 PM |
| sanjl79 | $25.00 | $25.00 | 9/15/2010 3:45:44 PM |
| platinum-optimization1 | $25.00 | $25.00 | 9/15/2010 4:37:49 PM |
| wampum-chorus3 | $25.00 | $25.00 | 9/15/2010 4:43:05 PM |
| interstellar | $50.00 | $50.00 | 9/16/2010 12:44:22 AM |
| gsp1885 | $29.00 | $29.00 | 9/16/2010 9:48:50 AM |
| Dollars4Rent | $25.00 | $25.00 | 9/16/2010 10:53:32 AM |
| DragonMaster9000 | $100.00 | $100.00 | 9/16/2010 4:12:44 PM |
| tommyanthony | $176.22 | $176.22 | 9/16/2010 4:53:13 PM |
| dime-vista2 | $25.00 | $25.00 | 9/17/2010 11:23:15 AM |
| Damostuff | $25.00 | $25.00 | 9/17/2010 11:44:47 AM |
| mmmaacc | $50.00 | $50.00 | 9/17/2010 11:45:16 AM |
| coolgenner | $25.00 | $25.00 | 9/17/2010 11:56:03 AM |
| dime-vista2 | $25.00 | $25.00 | 9/17/2010 12:02:08 PM |
| wwwUniversal | $25.00 | $25.00 | 9/17/2010 11:50:03 AM |
| elevated-finance | $28.34 | $28.34 | 9/17/2010 5:21:56 PM |
| imoutdoorsy | $25.00 | $25.00 | 9/17/2010 8:54:54 PM |
| Tiger6543 | $25.00 | $25.00 | 9/17/2010 11:49:36 PM |
| gsd | $25.00 | $25.00 | 9/18/2010 12:00:24 AM |
| uarewhatuthink | $25.00 | $25.00 | 9/17/2010 11:41:32 PM |
| Green_Bean | $25.00 | $25.00 | 9/18/2010 12:09:15 AM |
| help4u | $150.00 | $150.00 | 9/18/2010 7:53:47 AM |
| Gobsek | $25.00 | $25.00 | 9/18/2010 9:20:48 AM |
| nickel-demon2 | $100.00 | $100.00 | 9/19/2010 6:26:11 AM |
| roswellandy | $25.00 | $25.00 | 9/19/2010 12:21:33 PM |
| enchanted-silver2 | $25.00 | $25.00 | 9/19/2010 5:43:24 AM |
| ROCKLYVALE | $100.00 | $100.00 | 9/19/2010 2:32:42 PM |
| manugee | $50.00 | $50.00 | 9/19/2010 2:04:12 PM |
| jtc26 | $50.00 | $50.00 | 9/19/2010 2:29:33 PM |
| tolerant-dinero2 | $25.00 | $25.00 | 9/19/2010 6:13:11 PM |
| YummiBear | $25.00 | $25.00 | 9/19/2010 3:35:45 PM |
| invest-in-ed | $200.00 | $200.00 | 9/19/2010 7:42:49 PM |
| EretzCapital | $100.00 | $100.00 | 9/19/2010 10:24:47 PM |
| bonus-apple | $245.00 | $245.00 | 9/19/2010 10:05:53 PM |
| Richmp412 | $25.00 | $25.00 | 9/20/2010 4:36:46 AM |
| 372 bids
|
Borrower Payment Dependent Notes Series
462627
This series of Notes was issued and sold upon the funding of the borrower loan #44484, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 24.0% |
Auction start date:
| Sep-08-2010 |
| |
Auction end date:
| Sep-15-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $339.27 |
|
Final lender yield:
| 32.00% |
Final borrower rate/APR:
| 33.00% / 36.68% |
Final monthly payment:
| $330.83 |
| |
|
Auction yield range:
| 16.79% - 34.00% |
Estimated loss impact:
| 25.88% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.12% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Feb-1989 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 660-679 (Sep-2010) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 19
/
16 | Length of status: | 5y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29,334 | Stated income: | $0 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ladyonamission |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 30 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $16,500.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Jul-2008)
600-619
(Sep-2007)
600-619
(May-2007)
|
|
Principal balance:
| $3,702.70 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 30 | | |
Description
New Equipment for Profitable Salon!
I am a Prosper.com veteran who paid off her first Prosper loan of $7,500 within 6 months and has perfect payment history with her second loan of $9,000 with less than one year until PAID IN FULL!!!
I?am a female entrepreneur with nearly 20 years of successful retail management and customer service experience.? For six years, I have owned and operated a very successful, growing and profitable indoor tanning salon! ??I am devoted full time and 100% involved in the daily operation of my salon.?? Bid with confidence...I am a Prosper.com veteran!!!
My business is thriving! ?Gross annual sales were $221,000 in 2009.? Through?August 31, 2010, sales are up?11% over last year!? ?New clients are also up 24%!!? I have an ideal location near four major high schools in a very busy shopping center and have zero competition!!! I have Certified Public Accountant statements to substantiate my business.????
Purpose of Loan:? New equipment!? I would like to borrow again from Prosper.com in the amount of $7,500.? These funds would be used to complete my full salon upgrade that began one year ago.? In November 2009, I replaced 10 of my older tanning units with brand new top of the line Ergoline tanning beds!!? The impact to my business was huge with consistent growth in 2010 despite the recession and 10% tan tax.? I have three units left to replace and this financing would complete the upgrade!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
I have loaned money to you in the past and as promised, you have been true to your word. I will be watching as the bidding progresses. You should be seeing my name on the bid list. - thinknovuu
A:
Thank you very much for your continued support!!!
(Sep-08-2010)
Q:
can you state your income and expenses. - restless-dime
A:
Thank you for your question and consideration!
My annual Income is $55,000 (self only)
Monthly expenses:
Total: $2,178
Housing: $ 859,
Car expenses: $ 450,
Gasoline: $120,
Utilities: $150,
Phone, cable, internet: $ 199,
Food, entertainment: $ 400.
(Sep-09-2010)
Q:
Comparing this loan vs old #214041 I see: A) You now show 1 delinquency, previously it was 0. B) It looks like you have opened another credit line C) Total credit lines have gone up by 5. Thanks. - csc1781
A:
Thank you for your question!
The delinquincy is from SETF (Toyota) from January 2010 in the amount of 0. Unfortunately, I missed the deadline by one day, and Toyota would not forgive it on my credit report, even though I have had three loans through them with perfect payment history.
The five credit lines are:
SunErgoline (paid for by the salon)
Toyota (I bought out my lease)
Prosper Loan from 2008 (11 payments to go)
Macy's (Balance is 0, I opened it to save 15%)
Wells Fargo
(Sep-10-2010)
Q:
Also of note to lenders, this borrowers revolving credit balance has been cut in half since her last loan indicating her ability and willingness to pay down her debts in excess of previous Prosper loans. - BAEVentures
A:
Thank you for the note! I have aggressively attacked my outstanding debt and have made great progress over the last two years!
Thank you for your continued support!
(Sep-13-2010)
Q:
Nice to see such a good borrower return to Prosper. One quick question for you. In your last listing that funded in full you stated your annual income as $75,000, you now state it as $55,000. Could you explain the change for us? - My bid is in - BAEVentures
A:
Hello! My income is reported less primarily for two reasons. First, I have made double and sometimes triple payments to reduce my outstanding debt.
Second, despite the recession and the 10% tan tax, sales at the salon have increased every year! However, the liability of the new tanning beds from November 2009 has reduced the overall net profit of my salon slightly. Thus, I am reporting slightly less overall income.
(Sep-13-2010)
Q:
Hi, Just want to commend you on a excellent Prosper payment record! Hope your tanning business continues to grow and prosper, you have my bid. Thanks you, Steve - DasMula
A:
Thank you very much! Prosper has been an important partner in helping me achieve my business goals! Thank you for YOUR belief and investment!
(Sep-15-2010)
Q:
Hi,
How come there's no stated income in your listing?
Thanks - p2ploan-sensation211
A:
Hello. Thank you for your question. My stated income is not in my listing, however it is in the answer to question #2 in this listing.
(Sep-15-2010)
Q:
Well, now it's up to you....good luck. - thinknovuu
A:
Thank you for your support!!!
(Sep-15-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| loanman2007 | $200.00 | $200.00 | 9/9/2010 11:09:05 AM |
| healingangel22 | $40.00 | $40.00 | 9/9/2010 8:24:17 PM |
| WonByOne | $50.00 | $50.00 | 9/10/2010 2:57:19 PM |
| deadzed | $35.20 | $35.20 | 9/12/2010 12:23:31 PM |
| dutchgirl51 | $1,000.00 | $1,000.00 | 9/13/2010 12:43:34 PM |
| CommunityArts_Non-profit | $25.00 | $25.00 | 9/13/2010 7:21:50 PM |
| Kash2010lu | $25.00 | $25.00 | 9/14/2010 6:48:09 AM |
| George2384 | $25.00 | $25.00 | 9/14/2010 2:56:17 PM |
| head | $25.00 | $25.00 | 9/14/2010 9:07:03 PM |
| DasMula | $25.00 | $25.00 | 9/14/2010 9:17:20 PM |
| DasMula | $25.00 | $25.00 | 9/14/2010 9:18:16 PM |
| keeper24 | $25.00 | $25.00 | 9/15/2010 5:27:48 AM |
| return-grizzly | $100.00 | $100.00 | 9/15/2010 1:19:33 AM |
| Leshan | $100.00 | $100.00 | 9/15/2010 8:40:12 AM |
| RickColo | $100.00 | $100.00 | 9/15/2010 9:00:42 AM |
| nfx | $25.00 | $25.00 | 9/15/2010 9:45:38 AM |
| bughead | $25.00 | $25.00 | 9/15/2010 10:26:34 AM |
| Bob450 | $50.00 | $50.00 | 9/15/2010 7:54:00 AM |
| carrinel | $50.00 | $50.00 | 9/15/2010 8:06:54 AM |
| LeoBUSIIT | $25.00 | $25.00 | 9/15/2010 9:54:03 AM |
| dcm6276 | $25.00 | $25.00 | 9/15/2010 8:42:17 AM |
| Catz_aplenty | $32.26 | $32.26 | 9/15/2010 11:38:45 AM |
| WonByOne | $50.00 | $50.00 | 9/15/2010 11:45:12 AM |
| Amber_Stone | $400.00 | $400.00 | 9/15/2010 11:20:02 AM |
| sturdy-peace9 | $150.00 | $150.00 | 9/15/2010 12:56:30 PM |
| Catz_aplenty | $25.00 | $25.00 | 9/15/2010 11:40:01 AM |
| Kash2010lu | $25.00 | $25.00 | 9/15/2010 2:20:22 PM |
| DasMula | $145.75 | $145.75 | 9/15/2010 12:45:58 PM |
| EretzCapital | $50.00 | $50.00 | 9/15/2010 10:39:30 AM |
| 3439 | $25.00 | $25.00 | 9/15/2010 1:07:12 PM |
| thinknovuu | $100.00 | $100.00 | 9/15/2010 2:31:45 PM |
| djkaiser | $26.00 | $26.00 | 9/15/2010 12:07:16 PM |
| JayLor | $100.00 | $100.00 | 9/15/2010 12:07:48 PM |
| YoungTaxMan | $298.03 | $298.03 | 9/15/2010 1:36:50 PM |
| majestic-currency3 | $50.00 | $50.00 | 9/15/2010 2:50:46 PM |
| genuine-integrity0 | $25.00 | $25.00 | 9/9/2010 10:02:04 AM |
| JGuide | $200.08 | $200.08 | 9/9/2010 11:22:36 AM |
| UCLA4life | $50.00 | $50.00 | 9/9/2010 12:03:55 PM |
| Credit2Prosper | $100.00 | $100.00 | 9/10/2010 3:04:21 PM |
| Amber_Stone | $200.00 | $200.00 | 9/11/2010 9:06:23 AM |
| JerryB96 | $50.00 | $50.00 | 9/11/2010 9:58:01 PM |
| Magician | $25.00 | $25.00 | 9/12/2010 2:48:15 PM |
| chkrvrty | $75.00 | $75.00 | 9/12/2010 6:47:00 PM |
| BAEVentures | $50.00 | $50.00 | 9/13/2010 6:54:50 AM |
| wishlist | $100.00 | $100.00 | 9/13/2010 10:17:31 AM |
| Kash2010lu | $75.00 | $75.00 | 9/13/2010 2:06:11 PM |
| bobnewt | $150.00 | $150.00 | 9/13/2010 6:12:07 PM |
| nextar | $210.00 | $210.00 | 9/14/2010 10:17:48 AM |
| hopheadmike | $26.00 | $26.00 | 9/14/2010 1:23:29 PM |
| jhouman | $25.00 | $25.00 | 9/14/2010 3:07:11 PM |
| restless-dime | $26.22 | $26.22 | 9/14/2010 4:39:11 PM |
| Moe87 | $36.34 | $36.34 | 9/14/2010 3:40:45 PM |
| DasMula | $25.00 | $25.00 | 9/14/2010 9:17:36 PM |
| DasMula | $25.00 | $25.00 | 9/14/2010 9:18:03 PM |
| Jrbgood | $50.00 | $50.00 | 9/14/2010 10:07:27 PM |
| Aberdeen | $400.00 | $400.00 | 9/14/2010 6:17:12 PM |
| five-star-note | $106.55 | $106.55 | 9/14/2010 11:40:51 PM |
| DasMula | $25.00 | $25.00 | 9/14/2010 9:17:50 PM |
| jhernand17 | $25.00 | $25.00 | 9/14/2010 9:25:11 PM |
| JB_Lender | $65.61 | $65.61 | 9/15/2010 3:58:30 AM |
| minnesotafinancial | $25.00 | $25.00 | 9/15/2010 6:23:34 AM |
| martymaniaman | $200.00 | $200.00 | 9/15/2010 6:33:26 AM |
| enthusiastic-balance5 | $100.00 | $100.00 | 9/15/2010 3:28:01 AM |
| JayLor | $100.00 | $100.00 | 9/15/2010 8:35:41 AM |
| restless-dime | $26.00 | $26.00 | 9/15/2010 7:17:54 AM |
| jpollar | $25.00 | $25.00 | 9/15/2010 7:42:11 AM |
| penny-plato | $50.00 | $50.00 | 9/15/2010 10:21:47 AM |
| beer-gardener | $100.00 | $100.00 | 9/15/2010 11:32:51 AM |
| RickColo | $76.11 | $76.11 | 9/15/2010 9:25:48 AM |
| affluence-promise | $25.00 | $25.00 | 9/15/2010 12:13:43 PM |
| realtormoises | $25.00 | $25.00 | 9/15/2010 11:14:23 AM |
| Rulea72 | $85.08 | $85.08 | 9/15/2010 1:05:01 PM |
| shrewd-income | $150.00 | $150.00 | 9/15/2010 1:20:53 PM |
| good4loan | $25.00 | $25.00 | 9/15/2010 1:58:47 PM |
| astra-lender | $50.00 | $50.00 | 9/15/2010 2:10:57 PM |
| PeterPsych | $180.00 | $180.00 | 9/15/2010 1:01:38 PM |
| california5andime | $25.00 | $25.00 | 9/15/2010 2:45:16 PM |
| EretzCapital | $51.21 | $51.21 | 9/15/2010 2:51:51 PM |
| aquistoyraul | $25.00 | $25.00 | 9/15/2010 2:50:55 PM |
| undaunted-agreement | $25.00 | $25.00 | 9/15/2010 2:51:10 PM |
| payout-bridge | $1,200.00 | $508.56 | 9/15/2010 2:50:12 PM |
| 81 bids
|
Borrower Payment Dependent Notes Series
474801
This series of Notes was issued and sold upon the funding of the borrower loan #44462, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Sep-09-2010 |
| |
Auction end date:
| Sep-16-2010 |
|
|
Starting lender yield:
| 12.65% |
Starting borrower rate/APR:
| 13.65% / 15.80% |
Starting monthly payment:
| $510.12 |
|
Final lender yield:
| 12.65% |
Final borrower rate/APR:
| 13.65% / 15.80% |
Final monthly payment:
| $510.12 |
| |
|
Auction yield range:
| 5.79% - 12.65% |
Estimated loss impact:
| 5.16% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.49% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-1994 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 740-759 (Sep-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 25y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,835 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| hhwc123 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 13 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $13,600.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Jun-2008)
760-779
(Mar-2008)
720-739
(Nov-2007)
680-699
(May-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
New Roof
Purpose of loan:
This loan will be used to replace the roof on my house and replace 6 windows
My financial situation:
I am a good candidate for this loan because I have taken 2 previous loans with prosper and paid them back with no late or missed payments. I have not been late on any payments for any loans I have had.?
Monthly net income: $ Base 7,690 + Bones $24,000 net annual
Monthly expenses: $
? 5750 ???
??Housing: $?
2400
??Insurance: $
Included in mortgage
??Car expenses: $
465.00
??Utilities: $
575.00
??Phone, cable, internet: $ 365.00
??Food, entertainment: $
1100.00
??Clothing, household expenses $ 300.00
??Credit cards and other loans: $
245.00
??Other expenses: $
300.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| asset-professor | $50.00 | $50.00 | 9/9/2010 3:11:15 PM |
| Fiimg | $50.00 | $50.00 | 9/9/2010 3:11:24 PM |
| ray1051 | $25.00 | $25.00 | 9/9/2010 3:42:21 PM |
| GElender | $50.00 | $50.00 | 9/9/2010 3:47:23 PM |
| studious-bonus7 | $100.00 | $100.00 | 9/9/2010 3:48:29 PM |
| larrybird | $150.00 | $150.00 | 9/9/2010 3:48:05 PM |
| loan-wasp | $50.00 | $50.00 | 9/9/2010 3:48:57 PM |
| jazzlender | $25.00 | $25.00 | 9/9/2010 3:49:12 PM |
| schpere | $25.00 | $25.00 | 9/9/2010 3:49:59 PM |
| mla | $25.00 | $25.00 | 9/9/2010 3:50:50 PM |
| ichibon | $200.00 | $200.00 | 9/9/2010 3:51:19 PM |
| soheagle | $25.00 | $25.00 | 9/9/2010 3:52:29 PM |
| helpinghand75 | $50.00 | $50.00 | 9/9/2010 3:52:17 PM |
| tech310 | $50.00 | $50.00 | 9/9/2010 3:53:03 PM |
| pfh | $25.00 | $25.00 | 9/9/2010 3:54:00 PM |
| worthy-bid8 | $100.00 | $100.00 | 9/9/2010 3:55:43 PM |
| brightest-affluence-motivator | $100.00 | $100.00 | 9/9/2010 3:55:27 PM |
| patriot897 | $50.00 | $50.00 | 9/9/2010 3:58:09 PM |
| enthusiastic-balance5 | $50.00 | $50.00 | 9/9/2010 4:03:34 PM |
| efficient-marketplace | $29.61 | $29.61 | 9/9/2010 9:02:24 PM |
| credit-sycamore4 | $100.00 | $100.00 | 9/9/2010 9:10:28 PM |
| thorough-exchange4 | $50.00 | $50.00 | 9/9/2010 10:05:22 PM |
| rockhound84 | $25.00 | $25.00 | 9/10/2010 5:51:07 AM |
| Sol_Invictus | $25.00 | $25.00 | 9/10/2010 5:47:12 AM |
| Sol_Invictus | $25.00 | $25.00 | 9/10/2010 5:47:36 AM |
| peripatetic | $25.00 | $25.00 | 9/10/2010 6:57:33 AM |
| Artist_Blue | $25.00 | $25.00 | 9/10/2010 7:42:54 AM |
| sound | $50.00 | $50.00 | 9/10/2010 8:49:25 AM |
| attentive-income | $50.00 | $50.00 | 9/10/2010 9:29:32 AM |
| proper-p2p6 | $30.22 | $30.22 | 9/10/2010 9:42:54 AM |
| Devsfan3 | $50.00 | $50.00 | 9/10/2010 10:42:40 AM |
| lcole32 | $25.00 | $25.00 | 9/10/2010 3:08:59 PM |
| wonderful-rupee | $25.00 | $25.00 | 9/10/2010 3:24:37 PM |
| bountiful-durability | $85.65 | $85.65 | 9/10/2010 3:32:27 PM |
| marketplace-cello5 | $50.00 | $50.00 | 9/11/2010 12:27:41 AM |
| Tradesmanlender | $25.00 | $25.00 | 9/11/2010 9:34:04 AM |
| Knyteguy | $25.00 | $25.00 | 9/11/2010 1:47:21 PM |
| ommcd | $25.00 | $25.00 | 9/11/2010 9:44:06 AM |
| fantastic-deal5 | $50.00 | $50.00 | 9/11/2010 7:12:07 PM |
| ro37 | $25.00 | $25.00 | 9/12/2010 7:02:39 AM |
| return-percolator8 | $50.00 | $50.00 | 9/12/2010 1:54:05 PM |
| efficient-treasure0 | $25.00 | $25.00 | 9/12/2010 7:27:36 PM |
| BeanCownter | $50.00 | $50.00 | 9/13/2010 4:02:31 AM |
| ericgassercom | $50.00 | $50.00 | 9/13/2010 9:40:17 AM |
| halothane_logic | $200.00 | $200.00 | 9/13/2010 1:35:34 PM |
| justice-dna | $25.00 | $25.00 | 9/13/2010 5:48:05 PM |
| honorable-yield | $50.00 | $50.00 | 9/13/2010 5:48:08 PM |
| integrity-trumpet | $50.00 | $50.00 | 9/14/2010 6:02:13 AM |
| golden-bid9 | $50.00 | $50.00 | 9/14/2010 9:38:59 AM |
| laufer32304 | $100.00 | $100.00 | 9/14/2010 3:18:02 PM |
| diplomatic-wealth7 | $50.00 | $50.00 | 9/14/2010 3:19:21 PM |
| PRGuyinVA | $50.00 | $50.00 | 9/14/2010 3:20:26 PM |
| AK49-JW | $25.00 | $25.00 | 9/14/2010 3:18:29 PM |
| Ripsaw4U | $50.00 | $50.00 | 9/14/2010 3:11:35 PM |
| anders94 | $25.00 | $25.00 | 9/14/2010 3:20:04 PM |
| gracej | $25.00 | $25.00 | 9/14/2010 3:23:49 PM |
| reasonable-transaction7 | $25.00 | $25.00 | 9/14/2010 5:07:27 PM |
| jstnow | $25.00 | $25.00 | 9/14/2010 3:36:53 PM |
| zorg77 | $25.00 | $25.00 | 9/14/2010 5:07:21 PM |
| DcUnited | $27.58 | $27.58 | 9/14/2010 11:18:31 PM |
| namisguy | $25.00 | $25.00 | 9/14/2010 9:03:07 PM |
| kmwvma | $25.00 | $25.00 | 9/15/2010 2:12:51 AM |
| ideal-platinum1 | $50.00 | $50.00 | 9/15/2010 5:07:21 AM |
| the-bright-velocity | $25.00 | $25.00 | 9/15/2010 9:27:25 AM |
| gulch | $50.00 | $50.00 | 9/15/2010 10:32:16 AM |
| mtquan | $25.00 | $25.00 | 9/15/2010 11:29:07 AM |
| dpdn57 | $50.00 | $50.00 | 9/15/2010 2:48:36 PM |
| tuneman1980 | $25.00 | $25.00 | 9/15/2010 3:17:16 PM |
| Plotinus | $50.00 | $50.00 | 9/15/2010 3:20:32 PM |
| srosa29 | $25.00 | $25.00 | 9/15/2010 3:27:29 PM |
| HAVEANICEDAY | $25.00 | $25.00 | 9/15/2010 3:25:39 PM |
| ualf | $50.00 | $50.00 | 9/15/2010 3:28:12 PM |
| stollcm | $25.00 | $25.00 | 9/15/2010 3:26:35 PM |
| bullwink27 | $25.00 | $25.00 | 9/15/2010 3:27:03 PM |
| MyPFBlog | $25.00 | $25.00 | 9/15/2010 3:27:12 PM |
| gatorjh | $25.00 | $25.00 | 9/15/2010 3:30:48 PM |
| Shockem923 | $25.00 | $25.00 | 9/15/2010 3:34:27 PM |
| mpactlender | $25.00 | $25.00 | 9/15/2010 3:34:37 PM |
| teller | $25.00 | $25.00 | 9/15/2010 3:34:55 PM |
| burgeoning-silver | $25.00 | $25.00 | 9/15/2010 3:35:06 PM |
| Binan | $25.00 | $25.00 | 9/15/2010 3:35:54 PM |
| adama_48 | $25.00 | $25.00 | 9/15/2010 3:34:08 PM |
| ClearLake | $25.00 | $25.00 | 9/15/2010 3:36:44 PM |
| reward-planetarium | $36.64 | $36.64 | 9/15/2010 3:36:53 PM |
| affluence-animal | $50.00 | $50.00 | 9/15/2010 3:34:45 PM |
| NYCFinancier | $25.00 | $25.00 | 9/15/2010 3:34:52 PM |
| peso-colonel | $50.00 | $50.00 | 9/15/2010 3:27:34 PM |
| Philkent | $50.00 | $50.00 | 9/15/2010 3:28:17 PM |
| jtradition | $50.00 | $50.00 | 9/15/2010 3:39:03 PM |
| CASSHMAN | $50.00 | $50.00 | 9/15/2010 3:29:24 PM |
| bbrelo | $25.00 | $25.00 | 9/15/2010 3:40:35 PM |
| IP | $50.00 | $50.00 | 9/15/2010 3:38:57 PM |
| hard-working-loot | $50.00 | $50.00 | 9/15/2010 3:31:30 PM |
| TW2000 | $25.00 | $25.00 | 9/15/2010 3:31:34 PM |
| Msbutterfly | $50.00 | $50.00 | 9/15/2010 3:32:47 PM |
| ddog0224 | $25.00 | $25.00 | 9/15/2010 3:40:24 PM |
| kind-adventurous-finance | $25.00 | $25.00 | 9/15/2010 3:33:49 PM |
| omerta6102 | $50.00 | $50.00 | 9/15/2010 3:34:00 PM |
| Chewbaca | $25.00 | $25.00 | 9/15/2010 3:41:29 PM |
| rogue_monster | $50.00 | $50.00 | 9/15/2010 3:34:40 PM |
| first-restless-payout | $50.00 | $50.00 | 9/15/2010 3:34:49 PM |
| porter22 | $25.00 | $25.00 | 9/15/2010 3:37:03 PM |
| Astyanax | $45.00 | $45.00 | 9/15/2010 4:30:33 PM |
| wise-silver-wonder | $25.00 | $25.00 | 9/15/2010 4:04:46 PM |
| blazing-revenue3 | $50.00 | $50.00 | 9/15/2010 6:57:29 PM |
| Dan77 | $25.00 | $25.00 | 9/15/2010 7:30:14 PM |
| maximizer | $25.00 | $25.00 | 9/15/2010 8:00:12 PM |
| NorthwestLoan1 | $25.00 | $25.00 | 9/15/2010 8:10:09 PM |
| special-truth | $50.00 | $50.00 | 9/15/2010 8:52:11 PM |
| justinology | $54.53 | $54.53 | 9/15/2010 8:56:26 PM |
| dollar-oracle55 | $25.00 | $25.00 | 9/15/2010 10:43:52 PM |
| F16Edwards | $50.00 | $50.00 | 9/15/2010 10:47:14 PM |
| chief_wo | $25.00 | $25.00 | 9/16/2010 12:26:59 AM |
| rmachi | $25.00 | $25.00 | 9/16/2010 12:31:32 AM |
| MJFinancial | $50.00 | $50.00 | 9/15/2010 7:57:19 PM |
| devoider | $25.00 | $25.00 | 9/16/2010 12:59:22 AM |
| djh47a | $25.00 | $25.00 | 9/16/2010 1:13:00 AM |
| LongTail | $25.00 | $25.00 | 9/16/2010 1:13:50 AM |
| restech | $25.00 | $25.00 | 9/16/2010 1:26:11 AM |
| eprometheus | $100.00 | $100.00 | 9/16/2010 3:48:47 AM |
| CashGuardian | $120.25 | $120.25 | 9/16/2010 4:15:28 AM |
| saschar | $25.00 | $25.00 | 9/16/2010 5:43:52 AM |
| hanuman77 | $25.28 | $25.28 | 9/16/2010 12:59:07 AM |
| affluence-tycoon | $25.00 | $25.00 | 9/16/2010 1:12:19 AM |
| velocity-winner | $25.00 | $25.00 | 9/16/2010 7:29:18 AM |
| LMM1 | $25.00 | $25.00 | 9/16/2010 9:39:00 AM |
| Investitall | $25.00 | $25.00 | 9/16/2010 9:37:36 AM |
| agalt | $100.00 | $100.00 | 9/16/2010 11:37:53 AM |
| economy-caper9 | $25.00 | $25.00 | 9/16/2010 9:51:53 AM |
| LoansomeRanger | $50.00 | $50.00 | 9/16/2010 9:57:11 AM |
| Saver84 | $25.00 | $25.00 | 9/16/2010 11:52:49 AM |
| bid-papyrus | $50.00 | $50.00 | 9/16/2010 11:12:43 AM |
| iolaire | $25.00 | $25.00 | 9/16/2010 11:17:12 AM |
| maclove10 | $25.00 | $25.00 | 9/16/2010 1:13:46 PM |
| LKN2RTR | $25.00 | $25.00 | 9/16/2010 1:44:00 PM |
| calm-deal7 | $25.00 | $25.00 | 9/16/2010 1:44:53 PM |
| sentry256 | $25.00 | $25.00 | 9/16/2010 1:45:26 PM |
| designs626 | $29.36 | $29.36 | 9/16/2010 1:45:31 PM |
| bettndon | $50.00 | $50.00 | 9/16/2010 1:45:44 PM |
| love_what_you_do | $25.00 | $25.00 | 9/16/2010 1:45:54 PM |
| slyder61 | $25.00 | $25.00 | 9/16/2010 1:45:58 PM |
| onlyinchicago | $25.00 | $25.00 | 9/16/2010 1:46:26 PM |
| redx | $25.00 | $25.00 | 9/16/2010 1:47:01 PM |
| GranCarol | $50.00 | $50.00 | 9/16/2010 1:47:13 PM |
| Premierelender | $25.00 | $25.00 | 9/16/2010 1:47:28 PM |
| Dweeberkitty1 | $25.00 | $25.00 | 9/16/2010 1:47:33 PM |
| shur | $25.00 | $25.00 | 9/16/2010 1:47:25 PM |
| narblark | $50.00 | $50.00 | 9/16/2010 12:52:29 PM |
| loot-heart | $50.00 | $50.00 | 9/16/2010 1:47:35 PM |
| powerful-finance7 | $25.00 | $25.00 | 9/16/2010 1:47:40 PM |
| Frenchynh | $25.00 | $25.00 | 9/16/2010 1:48:22 PM |
| normadesmond | $26.56 | $26.56 | 9/16/2010 1:48:26 PM |
| F16Pilot | $25.00 | $25.00 | 9/16/2010 1:48:34 PM |
| theincarnatemike | $25.00 | $25.00 | 9/16/2010 1:48:49 PM |
| DasMula | $25.00 | $25.00 | 9/16/2010 1:06:36 PM |
| exponential-income | $25.00 | $25.00 | 9/16/2010 1:48:54 PM |
| successful-wealth7 | $25.00 | $25.00 | 9/16/2010 1:49:05 PM |
| slymoose | $39.77 | $39.77 | 9/16/2010 1:49:13 PM |
| mdreiss | $31.13 | $31.13 | 9/16/2010 1:48:16 PM |
| cyberbro | $25.00 | $25.00 | 9/16/2010 1:49:33 PM |
| roman1998 | $50.00 | $50.00 | 9/16/2010 1:48:44 PM |
| mrpowers5531 | $25.00 | $25.00 | 9/16/2010 1:48:53 PM |
| idealscene | $50.00 | $50.00 | 9/16/2010 1:48:58 PM |
| stanbalwight4 | $25.00 | $25.00 | 9/16/2010 1:49:01 PM |
| dedicated-hope640 | $25.00 | $25.00 | 9/16/2010 1:49:11 PM |
| Educatedmike | $25.00 | $25.00 | 9/16/2010 1:28:13 PM |
| PatriotKnight | $25.00 | $25.00 | 9/16/2010 1:50:20 PM |
| vontuse | $25.00 | $25.00 | 9/16/2010 1:45:40 PM |
| teejay411 | $100.00 | $100.00 | 9/16/2010 1:45:51 PM |
| The_Lending_Muscle | $25.00 | $25.00 | 9/16/2010 1:46:00 PM |
| revenue-appraiser | $25.00 | $25.00 | 9/16/2010 2:07:16 PM |
| trade-doughnut5 | $50.00 | $50.00 | 9/16/2010 1:46:25 PM |
| jtc26 | $50.00 | $50.00 | 9/16/2010 2:13:22 PM |
| cxl9 | $50.00 | $50.00 | 9/16/2010 1:46:35 PM |
| jybank | $25.00 | $25.00 | 9/16/2010 2:16:21 PM |
| rmpedi33 | $25.00 | $25.00 | 9/16/2010 1:47:18 PM |
| ADIDASNO | $25.00 | $25.00 | 9/16/2010 1:47:30 PM |
| Cpay2Me | $25.00 | $25.00 | 9/16/2010 2:59:34 PM |
| sdr984 | $25.00 | $25.00 | 9/16/2010 1:48:05 PM |
| theaterguy | $25.00 | $25.00 | 9/16/2010 1:48:17 PM |
| icon7 | $50.00 | $50.00 | 9/16/2010 2:54:24 PM |
| lendinstuff | $32.16 | $32.16 | 9/16/2010 1:48:29 PM |
| mrrc7498 | $25.00 | $25.00 | 9/16/2010 1:48:51 PM |
| raisingophelia | $25.00 | $25.00 | 9/16/2010 1:48:57 PM |
| unrivaled-power | $100.00 | $100.00 | 9/16/2010 1:49:08 PM |
| souperrich | $25.00 | $25.00 | 9/16/2010 1:49:10 PM |
| hopethisworks | $25.00 | $25.00 | 9/16/2010 1:49:26 PM |
| roman2008 | $25.00 | $21.18 | 9/16/2010 1:50:38 PM |
| AM2171 | $25.00 | $25.00 | 9/16/2010 3:09:01 PM |
| mrnazraq | $25.00 | $25.00 | 9/16/2010 1:50:43 PM |
| authentic-liberty7 | $50.00 | $50.00 | 9/9/2010 3:13:10 PM |
| Weaverville | $25.00 | $25.00 | 9/9/2010 3:41:23 PM |
| wise-dedicated-power | $25.00 | $25.00 | 9/9/2010 3:47:34 PM |
| kegs | $150.00 | $150.00 | 9/9/2010 3:47:58 PM |
| bid-czar8 | $50.00 | $50.00 | 9/9/2010 3:49:04 PM |
| handshake5 | $25.00 | $25.00 | 9/9/2010 3:50:04 PM |
| kmr2 | $150.00 | $150.00 | 9/9/2010 3:50:38 PM |
| objective-investor | $100.00 | $100.00 | 9/9/2010 3:50:59 PM |
| credit-scout7 | $50.00 | $50.00 | 9/9/2010 3:51:31 PM |
| hookUup | $25.00 | $25.00 | 9/9/2010 3:51:38 PM |
| neighborly-bid | $25.00 | $25.00 | 9/9/2010 3:52:40 PM |
| enthralling-deal180 | $100.00 | $100.00 | 9/9/2010 3:53:15 PM |
| jigsaw | $100.00 | $100.00 | 9/9/2010 3:53:54 PM |
| 6moonbeams | $100.00 | $100.00 | 9/9/2010 3:54:05 PM |
| rescue | $50.00 | $50.00 | 9/9/2010 3:56:05 PM |
| simplelender80 | $250.00 | $250.00 | 9/9/2010 3:57:31 PM |
| smart-return | $25.00 | $25.00 | 9/9/2010 4:04:36 PM |
| DDPrime | $50.00 | $50.00 | 9/9/2010 6:32:55 PM |
| MoneyForNothing | $28.35 | $28.35 | 9/9/2010 6:38:14 PM |
| Easystreet | $25.00 | $25.00 | 9/9/2010 6:40:44 PM |
| tranquil-return4 | $25.00 | $25.00 | 9/10/2010 3:22:32 AM |
| a-finance-nirvana | $25.00 | $25.00 | 9/10/2010 4:48:57 AM |
| AF-Chief | $25.00 | $25.00 | 9/10/2010 6:39:40 AM |
| important-ore | $50.00 | $50.00 | 9/10/2010 9:08:35 AM |
| jeffpac | $50.00 | $50.00 | 9/10/2010 9:30:00 AM |
| revenue-officer36 | $50.00 | $50.00 | 9/10/2010 9:39:03 AM |
| finance-magma7 | $25.00 | $25.00 | 9/10/2010 12:33:02 PM |
| enigmallc | $25.00 | $25.00 | 9/10/2010 4:53:29 PM |
| j2ee | $25.00 | $25.00 | 9/11/2010 7:47:12 AM |
| power-pagoda | $50.00 | $50.00 | 9/11/2010 1:52:35 PM |
| generous-deal6 | $50.00 | $50.00 | 9/11/2010 6:02:17 PM |
| kulender | $100.00 | $100.00 | 9/12/2010 6:04:07 AM |
| MissionMicroFinance | $25.00 | $25.00 | 9/12/2010 7:59:30 AM |
| jo2y | $25.00 | $25.00 | 9/12/2010 2:43:13 PM |
| wise-dedicated-power | $50.00 | $50.00 | 9/12/2010 4:33:02 PM |
| loss-of-control | $50.00 | $50.00 | 9/12/2010 5:22:52 PM |
| danthemon35 | $25.00 | $25.00 | 9/13/2010 4:13:42 AM |
| JGuide | $26.60 | $26.60 | 9/13/2010 7:00:49 AM |
| note-axis5 | $50.00 | $50.00 | 9/13/2010 9:39:16 AM |
| loanman2007 | $50.00 | $50.00 | 9/13/2010 9:26:56 AM |
| asdf9876 | $25.00 | $25.00 | 9/13/2010 10:09:00 AM |
| engaging-worth | $25.00 | $25.00 | 9/13/2010 11:04:56 AM |
| radforj22 | $25.00 | $25.00 | 9/13/2010 1:37:16 PM |
| the-profit-oracle | $25.00 | $25.00 | 9/13/2010 5:48:28 PM |
| vigorous-note | $50.00 | $50.00 | 9/13/2010 5:50:08 PM |
| oreyedoc | $50.00 | $50.00 | 9/13/2010 5:50:30 PM |
| helping-out | $75.00 | $75.00 | 9/13/2010 7:12:36 PM |
| julijask | $25.00 | $25.00 | 9/14/2010 12:47:13 AM |
| mooselegs19 | $50.00 | $50.00 | 9/14/2010 1:12:28 PM |
| acropiloterau2002 | $25.00 | $25.00 | 9/14/2010 3:20:29 PM |
| sugybutt | $50.00 | $50.00 | 9/14/2010 3:22:51 PM |
| Dollars4Rent | $25.00 | $25.00 | 9/14/2010 7:29:36 PM |
| FinDoc | $25.00 | $25.00 | 9/14/2010 11:14:09 PM |
| ferocious-finance | $25.00 | $25.00 | 9/15/2010 6:33:44 AM |
| BoCo | $25.00 | $25.00 | 9/15/2010 7:19:47 AM |
| life-is-great | $50.00 | $50.00 | 9/15/2010 3:22:34 AM |
| money-bauble | $50.00 | $50.00 | 9/15/2010 8:12:19 AM |
| Clambake | $50.00 | $50.00 | 9/15/2010 8:32:35 AM |
| blue-useful-auction | $25.00 | $25.00 | 9/15/2010 8:37:55 AM |
| BBL | $50.00 | $50.00 | 9/15/2010 2:58:54 PM |
| frankdelraza | $25.00 | $25.00 | 9/15/2010 3:19:55 PM |
| Patter256 | $25.00 | $25.00 | 9/15/2010 3:21:49 PM |
| Steveoo1 | $25.00 | $25.00 | 9/15/2010 3:20:19 PM |
| CLoViq | $50.00 | $50.00 | 9/15/2010 3:27:05 PM |
| tranquil-revenue | $50.00 | $50.00 | 9/15/2010 3:27:25 PM |
| smart-leverage7 | $50.00 | $50.00 | 9/15/2010 3:19:34 PM |
| benefit-piano5 | $25.00 | $25.00 | 9/15/2010 3:27:28 PM |
| mason13a | $50.00 | $50.00 | 9/15/2010 3:27:55 PM |
| Brainworm | $25.00 | $25.00 | 9/15/2010 3:28:10 PM |
| KiwiElf | $35.00 | $35.00 | 9/15/2010 3:22:26 PM |
| Marathoner | $50.00 | $50.00 | 9/15/2010 3:32:34 PM |
| penny-chooser | $25.00 | $25.00 | 9/15/2010 3:34:59 PM |
| EvalCrux | $48.45 | $48.45 | 9/15/2010 3:35:02 PM |
| Investoman | $47.65 | $47.65 | 9/15/2010 3:33:35 PM |
| tntmojave | $25.00 | $25.00 | 9/15/2010 3:35:36 PM |
| paladin847 | $50.00 | $50.00 | 9/15/2010 3:33:56 PM |
| lostontheedge | $25.00 | $25.00 | 9/15/2010 3:26:06 PM |
| Phantom99 | $25.00 | $25.00 | 9/15/2010 3:26:17 PM |
| ALHBLJ | $25.00 | $25.00 | 9/15/2010 3:26:42 PM |
| Ready2Loan | $25.00 | $25.00 | 9/15/2010 3:34:54 PM |
| chlebie | $25.00 | $25.00 | 9/15/2010 3:35:19 PM |
| economy-producer | $25.00 | $25.00 | 9/15/2010 3:35:31 PM |
| blujfan9293 | $50.00 | $50.00 | 9/15/2010 3:27:23 PM |
| lagnisiruk | $25.00 | $25.00 | 9/15/2010 3:35:34 PM |
| brazilofmux | $100.00 | $100.00 | 9/15/2010 3:38:58 PM |
| Montgomery-Burns | $25.00 | $25.00 | 9/15/2010 3:37:06 PM |
| mmckune | $25.00 | $25.00 | 9/15/2010 3:39:16 PM |
| hrubinst | $50.00 | $50.00 | 9/15/2010 3:39:33 PM |
| flwah | $25.00 | $25.00 | 9/15/2010 3:37:36 PM |
| wampum-chorus3 | $25.00 | $25.00 | 9/15/2010 3:37:50 PM |
| IIP77 | $25.00 | $25.00 | 9/15/2010 3:38:46 PM |
| riproaringrapids | $25.00 | $25.00 | 9/15/2010 3:32:21 PM |
| useful-currency | $25.00 | $25.00 | 9/15/2010 3:32:36 PM |
| dinero-speaker | $25.00 | $25.00 | 9/15/2010 3:40:13 PM |
| compwhiz | $25.00 | $25.00 | 9/15/2010 3:34:57 PM |
| dreammachine | $50.00 | $50.00 | 9/15/2010 3:35:00 PM |
| ml13 | $25.00 | $25.00 | 9/15/2010 3:35:08 PM |
| bill-mushroom | $25.00 | $25.00 | 9/15/2010 3:36:51 PM |
| buddy486 | $25.00 | $25.00 | 9/15/2010 3:44:58 PM |
| fcukciti | $50.00 | $50.00 | 9/15/2010 3:37:32 PM |
| responsibility-jet | $50.00 | $50.00 | 9/15/2010 3:45:33 PM |
| Hexnut | $25.00 | $25.00 | 9/15/2010 3:37:54 PM |
| Oupa-George | $25.00 | $25.00 | 9/15/2010 3:38:54 PM |
| carlover | $25.00 | $25.00 | 9/15/2010 3:46:29 PM |
| nalaari | $25.00 | $25.00 | 9/15/2010 3:40:11 PM |
| Eagledrop | $25.00 | $25.00 | 9/15/2010 3:47:51 PM |
| nestegg4e | $25.00 | $25.00 | 9/15/2010 3:47:36 PM |
| Picopie | $50.00 | $50.00 | 9/15/2010 4:04:32 PM |
| paradisenow | $25.00 | $25.00 | 9/15/2010 4:05:26 PM |
| on_your_side | $25.00 | $25.00 | 9/15/2010 4:05:52 PM |
| junctionking | $25.00 | $25.00 | 9/15/2010 6:42:22 PM |
| rmpedi33 | $25.00 | $25.00 | 9/15/2010 4:39:29 PM |
| integrity-doctor | $100.00 | $100.00 | 9/15/2010 7:47:18 PM |
| tender-commerce8 | $500.00 | $500.00 | 9/15/2010 6:02:16 PM |
| foldingbenny2 | $45.00 | $45.00 | 9/15/2010 8:44:54 PM |
| Interloper | $29.56 | $29.56 | 9/16/2010 12:29:50 AM |
| zoe1971 | $25.00 | $25.00 | 9/16/2010 12:39:56 AM |
| gametime34 | $49.39 | $49.39 | 9/16/2010 12:45:05 AM |
| DadWarbucks | $25.00 | $25.00 | 9/16/2010 12:43:29 AM |
| loan-master996 | $50.00 | $50.00 | 9/16/2010 1:12:46 AM |
| cash-merry-maker | $25.00 | $25.00 | 9/16/2010 1:13:45 AM |
| cudgeon | $25.00 | $25.00 | 9/15/2010 9:45:05 PM |
| selfmademan | $25.00 | $25.00 | 9/16/2010 12:28:15 AM |
| LandE2BG | $25.00 | $25.00 | 9/16/2010 12:45:32 AM |
| Gabriel02 | $25.00 | $25.00 | 9/16/2010 1:13:15 AM |
| flexible-return297 | $50.00 | $50.00 | 9/16/2010 9:33:36 AM |
| momentous-responsibility2 | $50.00 | $50.00 | 9/16/2010 9:37:49 AM |
| FallonCredit | $25.00 | $25.00 | 9/16/2010 6:34:03 AM |
| B1 | $30.67 | $30.67 | 9/16/2010 7:26:13 AM |
| impartial-truth1 | $50.00 | $50.00 | 9/16/2010 10:43:54 AM |
| scrabbler | $25.00 | $25.00 | 9/16/2010 8:58:38 AM |
| BrighterSuns | $25.00 | $25.00 | 9/16/2010 11:28:43 AM |
| thankful-dollar6 | $25.00 | $25.00 | 9/16/2010 11:42:19 AM |
| SlowGardener | $50.00 | $50.00 | 9/16/2010 1:06:57 PM |
| flexiboy35 | $25.00 | $25.00 | 9/16/2010 1:45:24 PM |
| marketplace-spark | $25.00 | $25.00 | 9/16/2010 1:45:46 PM |
| jitster | $50.00 | $50.00 | 9/16/2010 1:45:49 PM |
| Butterfly1950 | $25.00 | $25.00 | 9/16/2010 1:45:52 PM |
| AFairDeal | $25.00 | $25.00 | 9/16/2010 1:45:56 PM |
| durability-revelry2 | $25.00 | $25.00 | 9/16/2010 1:46:30 PM |
| upsata | $25.00 | $25.00 | 9/16/2010 1:46:24 PM |
| miked8303 | $25.00 | $25.00 | 9/16/2010 1:46:46 PM |
| Dillonmd58 | $25.00 | $25.00 | 9/16/2010 1:47:13 PM |
| whiteshadow | $50.00 | $50.00 | 9/16/2010 1:47:16 PM |
| Dazz2061 | $50.00 | $50.00 | 9/16/2010 1:47:29 PM |
| treasure-generator | $25.00 | $25.00 | 9/16/2010 1:47:34 PM |
| Dakota98 | $50.00 | $50.00 | 9/16/2010 1:47:27 PM |
| MGOT-Ken | $25.00 | $25.00 | 9/16/2010 1:47:41 PM |
| dadalou | $25.00 | $25.00 | 9/16/2010 1:47:33 PM |
| Use_It_Wisely | $30.00 | $30.00 | 9/16/2010 1:47:59 PM |
| talang | $25.00 | $25.00 | 9/16/2010 1:48:15 PM |
| p2p_banker | $25.00 | $25.00 | 9/16/2010 1:48:28 PM |
| djc314 | $50.00 | $50.00 | 9/16/2010 1:47:58 PM |
| SMARTDISK | $25.00 | $25.00 | 9/16/2010 1:48:04 PM |
| ptjg | $50.00 | $50.00 | 9/16/2010 1:48:50 PM |
| Gibbyland | $50.00 | $50.00 | 9/16/2010 1:48:08 PM |
| marilyn7 | $50.00 | $50.00 | 9/16/2010 1:49:02 PM |
| dnathe4th | $42.41 | $42.41 | 9/16/2010 1:48:11 PM |
| -Tuxedo- | $25.00 | $25.00 | 9/16/2010 1:49:39 PM |
| -------Loaner | $50.00 | $50.00 | 9/16/2010 1:48:54 PM |
| ryguy150 | $25.00 | $25.00 | 9/16/2010 1:49:00 PM |
| fairness-kayak | $25.00 | $25.00 | 9/16/2010 1:49:04 PM |
| littlemonkey | $25.00 | $25.00 | 9/16/2010 1:49:25 PM |
| slojudy | $50.00 | $50.00 | 9/16/2010 1:32:47 PM |
| chkrvrty | $25.00 | $25.00 | 9/16/2010 1:32:53 PM |
| elitegoodguy | $25.00 | $25.00 | 9/16/2010 1:51:00 PM |
| lovelongandprosper | $50.00 | $50.00 | 9/16/2010 1:45:50 PM |
| red-unequivocal-finance | $25.00 | $25.00 | 9/16/2010 1:45:53 PM |
| Denver-Rental-Properties | $25.00 | $25.00 | 9/16/2010 1:45:56 PM |
| credit-solstice | $25.00 | $25.00 | 9/16/2010 1:46:37 PM |
| gslinv | $25.00 | $25.00 | 9/16/2010 1:47:09 PM |
| flexible-duty3 | $25.00 | $25.00 | 9/16/2010 1:47:17 PM |
| financelover | $25.00 | $25.00 | 9/16/2010 1:47:24 PM |
| Rashanir | $25.00 | $25.00 | 9/16/2010 1:47:30 PM |
| SwedeInvestor | $50.00 | $50.00 | 9/16/2010 1:48:03 PM |
| MattTheGr8 | $25.00 | $25.00 | 9/16/2010 1:48:28 PM |
| autonomous-basis | $25.00 | $25.00 | 9/16/2010 1:48:56 PM |
| wwwUniversal | $25.00 | $25.00 | 9/16/2010 1:49:14 PM |
| LenderByDay | $25.00 | $25.00 | 9/16/2010 1:49:34 PM |
| dspmn | $27.00 | $27.00 | 9/16/2010 1:50:22 PM |
| WeAlNe | $25.00 | $25.00 | 9/16/2010 1:50:28 PM |
| 371 bids
|
Borrower Payment Dependent Notes Series
475011
This series of Notes was issued and sold upon the funding of the borrower loan #44465, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.2% |
Auction start date:
| Sep-10-2010 |
| |
Auction end date:
| Sep-16-2010 |
|
|
Starting lender yield:
| 33.35% |
Starting borrower rate/APR:
| 34.35% / 38.06% |
Starting monthly payment:
| $314.08 |
|
Final lender yield:
| 33.35% |
Final borrower rate/APR:
| 34.35% / 38.06% |
Final monthly payment:
| $314.08 |
| |
|
Auction yield range:
| 13.79% - 33.35% |
Estimated loss impact:
| 15.74% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.61% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| May-1992 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-719 (Sep-2010) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
6 | Length of status: | 2y 7m |
|
Amount delinquent:
| $2,034 |
Total credit lines:
| 28 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $98,825 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 78% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| penny-taiko2 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paying off credit card debts
Purpose of loan:
This loan will be used to? consolidate debt and only have one payment
My financial situation:
I am a good candidate for this loan because? my credit score was 805 until I had to pay a settlement which put me behind.? I've NEVER been past due on anything before, until the settlement, and I will revert back?to my old?trend of being current.
Monthly net income: $ 5,400????
Monthly expenses: $ 4,530
??Housing: $ 2,295
??Insurance: $ 70
??Car expenses: $ 527?
??Utilities: $ 233
??Phone, cable, internet: $ 125?
??Food, entertainment: $ 500
??Clothing, household expenses $ 400?
??Credit cards and other loans: $ 200
??Other expenses: $ 180
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What are you consolidating with this loan? Include APR & monthly payments.
Is that already part of your expense that you shown?
Show you would be able to pay off this loan, please.
Thank you - niggard
A:
Good question. Yes, the $200 credit card expenses are listed. The monthly payments are $250 with an APR of 17.99%. I pay an extra $100 towards the payments. Under "other expenses," you'll see $180. Most of it, ($100) is going towards this debt. If I get this loan, it will close out my credit cards, I'll keep this term loan, which will paid off within 3 years. My employer does provide an annual bonus, which will be used to pay down or pay off this debt.
(Sep-12-2010)
Q:
Can you tell me about the 16 delinquencies? - paceme1
A:
I have no idea why it shows 16 delinquencies. I've only been late on 3 credit cards - that's it. I don't know if the number 16 reflects the total amount each payment was late in increments of 30 days (i.e., 30, 60, 90, etc.). Again, no there hasn't been 16 delinquent accounts.
(Sep-16-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| contract-happiness1 | $25.00 | $25.00 | 9/10/2010 11:08:04 AM |
| simplelender80 | $100.00 | $100.00 | 9/10/2010 11:08:24 AM |
| handshake5 | $25.00 | $25.00 | 9/10/2010 11:08:49 AM |
| EBITDA | $25.00 | $25.00 | 9/10/2010 3:16:04 PM |
| patriot897 | $25.00 | $25.00 | 9/10/2010 3:16:32 PM |
| Ocean713 | $50.00 | $50.00 | 9/10/2010 3:17:17 PM |
| brother_tam | $31.51 | $31.51 | 9/12/2010 12:21:38 AM |
| money-bauble | $50.00 | $50.00 | 9/11/2010 10:23:49 PM |
| kulender | $50.00 | $50.00 | 9/12/2010 6:04:38 AM |
| bid-czar8 | $100.00 | $100.00 | 9/12/2010 6:22:27 AM |
| AlexTrep | $25.00 | $25.00 | 9/14/2010 3:25:07 PM |
| helping-out | $30.00 | $30.00 | 9/14/2010 3:24:09 PM |
| generous-deal6 | $25.00 | $25.00 | 9/14/2010 3:34:47 PM |
| zipemdown | $50.00 | $50.00 | 9/14/2010 3:35:03 PM |
| enthralling-deal180 | $100.00 | $100.00 | 9/14/2010 3:35:36 PM |
| Artist_Blue | $25.00 | $25.00 | 9/15/2010 6:43:50 AM |
| ore-healer6 | $25.00 | $25.00 | 9/15/2010 9:37:32 AM |
| mtquan | $25.00 | $25.00 | 9/15/2010 11:28:00 AM |
| honorable-yield | $25.00 | $25.00 | 9/15/2010 2:59:20 PM |
| radiant-loan5 | $200.00 | $200.00 | 9/15/2010 5:52:54 PM |
| zorg77 | $25.00 | $25.00 | 9/15/2010 6:22:37 PM |
| orange-preeminant-bill | $25.84 | $25.84 | 9/16/2010 1:14:51 AM |
| qtmspin | $26.12 | $26.12 | 9/16/2010 1:15:48 AM |
| prophecy | $50.00 | $50.00 | 9/16/2010 10:58:17 AM |
| logical-loyalty0 | $25.00 | $25.00 | 9/16/2010 3:52:47 PM |
| moola-wildebeest3 | $50.00 | $50.00 | 9/16/2010 3:55:39 PM |
| kindness-hickory5 | $50.00 | $50.00 | 9/16/2010 3:58:07 PM |
| marketplace-cello5 | $25.00 | $25.00 | 9/16/2010 3:58:17 PM |
| Ducatiman1978 | $25.00 | $25.00 | 9/16/2010 3:59:01 PM |
| familyman2008 | $25.00 | $25.00 | 9/16/2010 3:59:18 PM |
| diplomatic-wealth7 | $25.00 | $25.00 | 9/16/2010 3:59:37 PM |
| a-successful-credit | $50.00 | $50.00 | 9/16/2010 3:59:46 PM |
| life-is-great | $50.00 | $50.00 | 9/16/2010 3:58:32 PM |
| kind-bill-supporter | $25.00 | $25.00 | 9/16/2010 3:55:23 PM |
| ProMidLending | $50.00 | $50.00 | 9/16/2010 3:59:55 PM |
| valiant-liberty4 | $25.00 | $25.00 | 9/16/2010 4:00:00 PM |
| teller | $25.00 | $25.00 | 9/16/2010 4:00:22 PM |
| efficient-marketplace | $50.00 | $50.00 | 9/16/2010 3:58:01 PM |
| theshef | $25.00 | $25.00 | 9/16/2010 3:58:35 PM |
| Go_Ducks | $25.00 | $25.00 | 9/16/2010 4:04:43 PM |
| new-social-economist | $50.00 | $50.00 | 9/16/2010 4:03:01 PM |
| tjone69 | $25.00 | $25.00 | 9/16/2010 3:59:27 PM |
| Brainworm | $25.00 | $25.00 | 9/16/2010 3:59:32 PM |
| IIP77 | $25.00 | $25.00 | 9/16/2010 4:03:17 PM |
| Rogesparkguy | $25.00 | $25.00 | 9/16/2010 3:59:50 PM |
| orange-dollar-guild | $25.00 | $25.00 | 9/16/2010 4:00:10 PM |
| oreyedoc | $50.00 | $50.00 | 9/16/2010 4:00:25 PM |
| red-favorable-basis | $25.00 | $25.00 | 9/16/2010 4:00:29 PM |
| wampum-chorus3 | $25.00 | $25.00 | 9/16/2010 4:00:55 PM |
| missing-link | $25.00 | $25.00 | 9/16/2010 4:01:19 PM |
| famous-bill | $50.00 | $50.00 | 9/16/2010 4:05:19 PM |
| balanced-bill7 | $50.00 | $50.00 | 9/16/2010 4:07:27 PM |
| bazaar-ruler | $25.00 | $25.00 | 9/16/2010 4:08:05 PM |
| jo2y | $25.00 | $25.00 | 9/16/2010 4:13:21 PM |
| anton | $300.00 | $300.00 | 9/16/2010 4:13:50 PM |
| moola-monger9 | $50.00 | $50.00 | 9/16/2010 4:07:37 PM |
| robust-trade | $27.82 | $27.82 | 9/16/2010 4:08:04 PM |
| bid-papyrus | $50.00 | $50.00 | 9/16/2010 4:16:12 PM |
| calkidd05 | $25.00 | $25.00 | 9/16/2010 4:19:18 PM |
| payout-detective7 | $25.00 | $25.00 | 9/16/2010 4:19:35 PM |
| engaging-contract | $25.00 | $25.00 | 9/16/2010 4:19:13 PM |
| rogue_monster | $25.00 | $25.00 | 9/16/2010 4:19:27 PM |
| extraordinary-interest1 | $50.00 | $50.00 | 9/16/2010 4:21:50 PM |
| a-thoughtful-principal | $25.00 | $25.00 | 9/16/2010 4:22:45 PM |
| CC911 | $25.00 | $25.00 | 9/16/2010 4:34:19 PM |
| painterflipper | $50.00 | $50.00 | 9/16/2010 4:34:27 PM |
| teejay411 | $100.00 | $100.00 | 9/16/2010 4:35:08 PM |
| first-upright-payout | $50.00 | $50.00 | 9/16/2010 4:35:18 PM |
| hottogo456 | $25.00 | $25.00 | 9/16/2010 4:35:31 PM |
| loan_doctor | $25.00 | $25.00 | 9/16/2010 4:34:04 PM |
| Philkent | $50.00 | $50.00 | 9/16/2010 4:34:14 PM |
| CaboWaboRobo | $25.00 | $25.00 | 9/16/2010 4:34:23 PM |
| famous-hope | $25.00 | $25.00 | 9/16/2010 4:34:32 PM |
| stock106 | $25.00 | $25.00 | 9/16/2010 4:18:43 PM |
| nodrivelpls | $25.00 | $25.00 | 9/16/2010 4:18:47 PM |
| loyalist1 | $25.00 | $25.00 | 9/16/2010 4:19:01 PM |
| HiccupinGminor | $36.81 | $36.81 | 9/16/2010 4:35:30 PM |
| affluence-tycoon | $25.00 | $25.00 | 9/16/2010 4:35:34 PM |
| b-rent | $25.00 | $25.00 | 9/16/2010 4:35:42 PM |
| prophetofomaha | $50.00 | $50.00 | 9/16/2010 4:35:45 PM |
| somebody32 | $25.00 | $25.00 | 9/16/2010 4:33:30 PM |
| schnatty | $25.00 | $25.00 | 9/16/2010 4:33:51 PM |
| traice | $25.00 | $25.00 | 9/16/2010 4:34:16 PM |
| NoMoreDebt4Me | $25.00 | $25.00 | 9/16/2010 4:34:26 PM |
| commitment-builder | $50.00 | $50.00 | 9/16/2010 4:35:04 PM |
| Attract | $25.00 | $25.00 | 9/16/2010 4:35:12 PM |
| oldmora | $50.00 | $50.00 | 9/16/2010 4:35:29 PM |
| consomedia | $50.00 | $33.02 | 9/16/2010 4:35:46 PM |
| 6moonbeams | $25.00 | $25.00 | 9/10/2010 11:10:06 AM |
| soulful-truth | $1,000.00 | $1,000.00 | 9/10/2010 3:15:40 PM |
| miamibeachloaner | $25.00 | $25.00 | 9/12/2010 11:50:39 AM |
| elegant-bonus | $25.00 | $25.00 | 9/12/2010 11:50:01 AM |
| AF-Chief | $25.00 | $25.00 | 9/12/2010 8:07:14 PM |
| uncleharold | $25.00 | $25.00 | 9/12/2010 8:37:39 PM |
| Diamond_Jim | $25.00 | $25.00 | 9/13/2010 6:27:41 AM |
| pfh | $25.00 | $25.00 | 9/13/2010 8:04:07 AM |
| musegaze | $100.00 | $100.00 | 9/14/2010 9:29:26 AM |
| worthy-bid8 | $25.00 | $25.00 | 9/14/2010 3:29:46 PM |
| finance-magma7 | $100.00 | $100.00 | 9/14/2010 3:34:34 PM |
| burrito6 | $25.00 | $25.00 | 9/14/2010 3:36:00 PM |
| reward-adventure | $30.00 | $30.00 | 9/14/2010 3:35:23 PM |
| moneygeek | $25.00 | $25.00 | 9/15/2010 3:50:54 PM |
| rescue | $41.57 | $41.57 | 9/15/2010 3:45:15 PM |
| jubilant-auction5 | $25.00 | $25.00 | 9/15/2010 3:47:06 PM |
| kginatl | $50.00 | $50.00 | 9/15/2010 4:06:38 PM |
| lender987654321 | $25.00 | $25.00 | 9/15/2010 4:06:37 PM |
| YurshotCapital | $50.00 | $50.00 | 9/16/2010 3:22:29 AM |
| lcole32 | $25.00 | $25.00 | 9/16/2010 3:53:20 PM |
| DER | $50.00 | $50.00 | 9/16/2010 3:55:34 PM |
| AMCal | $50.00 | $50.00 | 9/16/2010 3:58:22 PM |
| ferocious-finance | $25.00 | $25.00 | 9/16/2010 3:58:51 PM |
| supreme-hope | $25.00 | $25.00 | 9/16/2010 3:59:29 PM |
| runner262 | $25.00 | $25.00 | 9/16/2010 3:52:53 PM |
| smart-leverage7 | $25.00 | $25.00 | 9/16/2010 3:59:14 PM |
| green-capital-hornet | $25.00 | $25.00 | 9/16/2010 3:59:24 PM |
| saysana | $25.00 | $25.00 | 9/16/2010 4:01:44 PM |
| kain11286 | $50.00 | $50.00 | 9/16/2010 4:00:19 PM |
| thedreamer | $25.00 | $25.00 | 9/16/2010 4:01:26 PM |
| treasure-bliss | $50.00 | $50.00 | 9/16/2010 4:04:29 PM |
| flwah | $25.00 | $25.00 | 9/16/2010 4:05:03 PM |
| social-conductor4 | $25.00 | $25.00 | 9/16/2010 4:05:21 PM |
| wanna-help | $25.00 | $25.00 | 9/16/2010 4:07:16 PM |
| genuine-responsibility8 | $50.00 | $50.00 | 9/16/2010 4:01:37 PM |
| miked8303 | $25.00 | $25.00 | 9/16/2010 4:07:47 PM |
| asmithj | $50.00 | $50.00 | 9/16/2010 4:07:52 PM |
| p2p-harmony | $25.00 | $25.00 | 9/16/2010 4:07:29 PM |
| on_your_side | $25.00 | $25.00 | 9/16/2010 4:07:32 PM |
| copper | $50.00 | $50.00 | 9/16/2010 4:03:12 PM |
| jamiee73 | $25.00 | $25.00 | 9/16/2010 4:03:34 PM |
| barefootpaul | $25.00 | $25.00 | 9/16/2010 4:03:49 PM |
| economy-producer | $25.00 | $25.00 | 9/16/2010 4:04:34 PM |
| kubien | $50.00 | $50.00 | 9/16/2010 4:06:03 PM |
| hope-eagle6 | $25.00 | $25.00 | 9/16/2010 4:10:58 PM |
| Patter256 | $25.00 | $25.00 | 9/16/2010 4:07:32 PM |
| geniusj | $25.00 | $25.00 | 9/16/2010 4:10:59 PM |
| paradisenow | $25.00 | $25.00 | 9/16/2010 4:17:46 PM |
| lucrative-dollar | $50.00 | $50.00 | 9/16/2010 4:19:39 PM |
| extraordinary-transaction | $50.00 | $50.00 | 9/16/2010 4:18:59 PM |
| TheYellowDart | $25.00 | $25.00 | 9/16/2010 4:33:45 PM |
| gardenofeden | $26.55 | $26.55 | 9/16/2010 4:34:03 PM |
| fairness-kayak | $25.00 | $25.00 | 9/16/2010 4:34:12 PM |
| Learning2Lend | $37.59 | $37.59 | 9/16/2010 4:34:21 PM |
| Rosencranz | $25.00 | $25.00 | 9/16/2010 4:34:31 PM |
| compsciman | $50.00 | $50.00 | 9/16/2010 4:35:04 PM |
| bonFire8 | $25.00 | $25.00 | 9/16/2010 4:34:01 PM |
| CPAMAN | $25.00 | $25.00 | 9/16/2010 4:34:10 PM |
| Mavrck88 | $25.00 | $25.00 | 9/16/2010 4:34:18 PM |
| jeager | $25.00 | $25.00 | 9/16/2010 4:34:24 PM |
| redondo | $50.00 | $50.00 | 9/16/2010 4:34:29 PM |
| maple1 | $25.00 | $25.00 | 9/16/2010 4:18:45 PM |
| bshunley | $25.00 | $25.00 | 9/16/2010 4:35:06 PM |
| jstnow | $25.00 | $25.00 | 9/16/2010 4:19:15 PM |
| KiwiElf | $28.17 | $28.17 | 9/16/2010 4:35:32 PM |
| piter-to-la-investment | $25.00 | $25.00 | 9/16/2010 4:35:43 PM |
| imlosttoo | $25.00 | $25.00 | 9/16/2010 4:33:31 PM |
| yeti888 | $25.00 | $25.00 | 9/16/2010 4:33:37 PM |
| velocity-motivator6 | $25.00 | $25.00 | 9/16/2010 4:34:13 PM |
| Crewhippie | $50.00 | $50.00 | 9/16/2010 4:34:20 PM |
| flexible-duty3 | $25.00 | $25.00 | 9/16/2010 4:35:02 PM |
| Mariner3605 | $25.00 | $25.00 | 9/16/2010 4:35:26 PM |
| important-ore | $50.00 | $50.00 | 9/16/2010 4:35:41 PM |
| benefit-boots | $25.00 | $25.00 | 9/16/2010 4:52:31 PM |
| 162 bids
|
Borrower Payment Dependent Notes Series
475107
This series of Notes was issued and sold upon the funding of the borrower loan #44490, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.2% |
Auction start date:
| Sep-13-2010 |
| |
Auction end date:
| Sep-17-2010 |
|
|
Starting lender yield:
| 33.35% |
Starting borrower rate/APR:
| 34.35% / 38.06% |
Starting monthly payment:
| $134.61 |
|
Final lender yield:
| 33.35% |
Final borrower rate/APR:
| 34.35% / 38.06% |
Final monthly payment:
| $134.61 |
| |
|
Auction yield range:
| 13.79% - 33.35% |
Estimated loss impact:
| 15.74% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.61% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-2002 |
Debt/Income ratio:
| 66% |
|
Credit score:
| 660-679 (Sep-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
21 | Length of status: | 8y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $20,516 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wise-burgeoning-yield |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Fixing Home
Purpose of loan:
This loan will be used to? .fix my house. I have baught this town home 6 years back and have since not done any thing on it.
I want to fix my a/c and washer dryer and paint my house.
My financial situation:
I am a good candidate for this loan because? i am never late on my payments to other creditors? and always pay my bills
on time.
Monthly net income: $ 3600.00
Monthly expenses: $???Approx 3000.00?
Note my?house hold monthly income include my wife salary
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| contract-happiness1 | $25.00 | $25.00 | 9/13/2010 9:50:02 AM |
| handshake5 | $25.00 | $25.00 | 9/13/2010 9:50:33 AM |
| 6moonbeams | $25.00 | $25.00 | 9/13/2010 9:51:14 AM |
| simplelender80 | $100.00 | $100.00 | 9/13/2010 9:56:37 AM |
| bid-czar8 | $100.00 | $100.00 | 9/13/2010 9:59:54 AM |
| pfh | $25.00 | $25.00 | 9/14/2010 2:48:37 PM |
| enthralling-deal180 | $25.00 | $25.00 | 9/15/2010 5:32:40 AM |
| worthy-bid8 | $25.00 | $25.00 | 9/15/2010 8:48:49 AM |
| zipemdown | $48.73 | $48.73 | 9/15/2010 10:17:33 AM |
| reward-adventure | $30.00 | $30.00 | 9/15/2010 3:44:27 PM |
| AlexTrep | $25.00 | $25.00 | 9/15/2010 3:43:07 PM |
| honorable-yield | $25.00 | $25.00 | 9/16/2010 3:02:31 PM |
| lcole32 | $25.00 | $25.00 | 9/16/2010 3:53:44 PM |
| zorg77 | $25.00 | $25.00 | 9/16/2010 4:02:11 PM |
| lender987654321 | $25.00 | $25.00 | 9/16/2010 4:02:01 PM |
| treasure-bliss | $50.00 | $50.00 | 9/16/2010 4:04:30 PM |
| YurshotCapital | $50.00 | $50.00 | 9/16/2010 4:07:02 PM |
| jubilant-auction5 | $25.00 | $25.00 | 9/16/2010 4:01:34 PM |
| kginatl | $50.00 | $50.00 | 9/16/2010 4:01:54 PM |
| rescue | $50.00 | $50.00 | 9/16/2010 4:03:25 PM |
| saysana | $25.00 | $25.00 | 9/16/2010 4:38:27 PM |
| genuine-responsibility8 | $50.00 | $50.00 | 9/16/2010 4:38:27 PM |
| missing-link | $25.00 | $25.00 | 9/16/2010 4:38:26 PM |
| larryboy10 | $25.00 | $25.00 | 9/16/2010 8:32:11 PM |
| supreme-hope | $25.00 | $25.00 | 9/16/2010 9:07:15 PM |
| jamiee73 | $25.00 | $25.00 | 9/16/2010 9:42:12 PM |
| Bob450 | $25.00 | $25.00 | 9/16/2010 9:47:58 PM |
| orange-preeminant-bill | $50.00 | $50.00 | 9/16/2010 11:37:09 PM |
| jono9999 | $54.35 | $54.35 | 9/16/2010 8:27:16 PM |
| miked8303 | $25.00 | $25.00 | 9/16/2010 11:38:08 PM |
| tech310 | $25.00 | $25.00 | 9/16/2010 11:38:39 PM |
| logical-loyalty0 | $25.00 | $25.00 | 9/17/2010 6:03:18 AM |
| greenwell | $25.00 | $25.00 | 9/17/2010 6:39:15 AM |
| marketplace-cello5 | $25.00 | $25.00 | 9/17/2010 6:48:15 AM |
| on_your_side | $25.00 | $25.00 | 9/17/2010 10:09:44 AM |
| BBL | $50.00 | $50.00 | 9/17/2010 11:22:21 AM |
| orange-dollar-guild | $25.00 | $7.43 | 9/17/2010 11:22:29 AM |
| joebob78 | $46.16 | $46.16 | 9/17/2010 11:22:27 AM |
| gimincorp | $50.00 | $50.00 | 9/17/2010 11:05:16 AM |
| visionary-currency | $50.00 | $50.00 | 9/17/2010 11:20:48 AM |
| Phantom99 | $25.00 | $25.00 | 9/17/2010 11:21:40 AM |
| a-successful-credit | $50.00 | $50.00 | 9/17/2010 11:32:18 AM |
| kulender | $50.00 | $50.00 | 9/13/2010 9:57:29 AM |
| musegaze | $100.00 | $100.00 | 9/14/2010 9:29:36 AM |
| helping-out | $30.00 | $30.00 | 9/14/2010 3:24:12 PM |
| finance-magma7 | $100.00 | $100.00 | 9/14/2010 10:44:30 PM |
| burrito6 | $25.00 | $25.00 | 9/15/2010 5:07:16 AM |
| ore-healer6 | $25.00 | $25.00 | 9/15/2010 9:37:36 AM |
| Artist_Blue | $25.00 | $25.00 | 9/15/2010 6:44:01 AM |
| mtquan | $25.00 | $25.00 | 9/15/2010 11:28:08 AM |
| generous-deal6 | $25.00 | $25.00 | 9/15/2010 3:41:44 PM |
| radiant-loan5 | $25.83 | $25.83 | 9/16/2010 1:24:57 AM |
| thedreamer | $50.00 | $50.00 | 9/16/2010 4:02:03 PM |
| IIP77 | $25.00 | $25.00 | 9/16/2010 4:03:21 PM |
| prophecy | $50.00 | $50.00 | 9/16/2010 4:06:31 PM |
| qtmspin | $50.00 | $50.00 | 9/16/2010 4:05:01 PM |
| moneygeek | $25.00 | $25.00 | 9/16/2010 4:18:39 PM |
| SBT | $25.00 | $25.00 | 9/16/2010 6:07:29 PM |
| OCedHrt | $25.00 | $25.00 | 9/16/2010 5:07:15 PM |
| gold-channel2 | $50.00 | $50.00 | 9/16/2010 7:37:28 PM |
| EBITDA | $25.00 | $25.00 | 9/16/2010 11:38:24 PM |
| Go_Ducks | $25.00 | $25.00 | 9/17/2010 2:12:41 AM |
| enchanted-silver2 | $50.00 | $50.00 | 9/17/2010 4:48:16 AM |
| diplomatic-wealth7 | $25.00 | $25.00 | 9/17/2010 4:58:30 AM |
| moola-wildebeest3 | $26.19 | $26.19 | 9/17/2010 7:33:15 AM |
| copper | $35.35 | $35.35 | 9/17/2010 7:26:15 AM |
| rakem777 | $25.00 | $25.00 | 9/17/2010 9:10:23 AM |
| Jloaner | $100.00 | $100.00 | 9/17/2010 9:33:37 AM |
| asmithj | $50.00 | $50.00 | 9/17/2010 9:35:08 AM |
| moola-monger9 | $50.00 | $50.00 | 9/17/2010 10:03:42 AM |
| balanced-bill7 | $45.61 | $45.61 | 9/17/2010 10:18:15 AM |
| tenchi2777 | $25.35 | $25.35 | 9/17/2010 10:58:50 AM |
| 1nvest | $25.00 | $25.00 | 9/17/2010 10:58:49 AM |
| red-favorable-basis | $25.00 | $25.00 | 9/17/2010 10:58:58 AM |
| cashhelp | $25.00 | $25.00 | 9/17/2010 10:18:16 AM |
| dough-destiny | $50.00 | $50.00 | 9/17/2010 11:05:15 AM |
| seisen | $100.00 | $100.00 | 9/17/2010 11:05:46 AM |
| wwwUniversal | $25.00 | $25.00 | 9/17/2010 11:05:58 AM |
| KiwiElf | $25.00 | $25.00 | 9/17/2010 11:21:30 AM |
| 79 bids
|
Borrower Payment Dependent Notes Series
475111
This series of Notes was issued and sold upon the funding of the borrower loan #44485, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.2% |
Auction start date:
| Sep-10-2010 |
| |
Auction end date:
| Sep-16-2010 |
|
|
Starting lender yield:
| 33.35% |
Starting borrower rate/APR:
| 34.35% / 38.06% |
Starting monthly payment:
| $157.04 |
|
Final lender yield:
| 33.35% |
Final borrower rate/APR:
| 34.35% / 38.06% |
Final monthly payment:
| $157.04 |
| |
|
Auction yield range:
| 13.79% - 33.35% |
Estimated loss impact:
| 15.74% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.61% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Feb-2001 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 660-679 (Aug-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,894 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 49% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| lucrative-transaction6 |
Borrower's state:
| Missouri |
Borrower's group:
| HARD MONEY LOANS |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Down payment for investment
Purpose of loan:
This loan will be used for a down payment on investment property that is move in ready and already has tenents.
My financial situation:
I am a good candidate for this loan because after i purchase the property i will have income from the tenents with enough profit to pay back the loan plus the current mortgage, plus i will have over 20k of?equity in the property to use to pay back the loan. The reason that im trying to get this loan is because im starting a new business where i purchase property then fix them up and rent it out, and the reason for this is because i have been in property management for about 3 years and the guy i worked for sold all of his properties and moved to another city, and from the hands on experience that i have learned from him. I know that i will excel in this business with the help of prosper. The photo above is a picture of the property? with is a duplex and as you can see its in good shape and if you have any questions please feel free to contact me, and thanks again.
Monthly net income: $
1600.00
Monthly expenses: $
??Housing: $?250
??Insurance: $ 100
??Car expenses: $ 100
??Utilities: $?50
??Phone, cable, internet: $?50
??Food, entertainment: $ 100
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 100
??Other expenses: $ 300
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What are your 9 delinquincies in the past years and if you get this loan will it also become delinquent? Are you going to pay the investors back this loan? Thanks and good luck! - mri555
A:
The delinquincies came about 5 yrs ago when i got laid off and there from credit cards , and now i have a better control over my financial situation that i would'nt be delinquent with this loan and would want all the investors to get the money back for helping me out in a time of need. Thanks
(Sep-14-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| contract-happiness1 | $25.00 | $25.00 | 9/10/2010 11:08:06 AM |
| patriot897 | $25.00 | $25.00 | 9/10/2010 11:10:32 AM |
| 6moonbeams | $25.00 | $25.00 | 9/10/2010 11:10:08 AM |
| djc314 | $25.00 | $25.00 | 9/10/2010 3:09:23 PM |
| elegant-bonus | $25.00 | $25.00 | 9/10/2010 3:16:23 PM |
| treasure-bliss | $100.00 | $100.00 | 9/10/2010 3:16:49 PM |
| brother_tam | $50.00 | $50.00 | 9/10/2010 3:16:41 PM |
| basis-prodigy | $25.00 | $25.00 | 9/10/2010 3:24:43 PM |
| EBITDA | $25.00 | $25.00 | 9/11/2010 12:29:08 PM |
| zone6 | $25.00 | $25.00 | 9/11/2010 9:17:27 PM |
| 108lender | $25.00 | $25.00 | 9/12/2010 6:44:05 AM |
| bid-czar8 | $100.00 | $100.00 | 9/12/2010 6:22:30 AM |
| AF-Chief | $25.00 | $25.00 | 9/12/2010 10:20:53 AM |
| danthemon35 | $25.00 | $25.00 | 9/12/2010 4:24:33 PM |
| simplybarg | $39.90 | $39.90 | 9/13/2010 7:27:19 AM |
| Rattlehead | $25.00 | $25.00 | 9/13/2010 8:07:20 AM |
| pfh | $25.00 | $25.00 | 9/13/2010 5:50:55 PM |
| sierrasteve | $75.00 | $75.00 | 9/13/2010 8:50:04 PM |
| AlexTrep | $25.00 | $25.00 | 9/14/2010 3:25:12 PM |
| zipemdown | $50.00 | $50.00 | 9/14/2010 3:35:04 PM |
| finance-magma7 | $100.00 | $100.00 | 9/14/2010 3:34:36 PM |
| worthy-bid8 | $25.00 | $25.00 | 9/14/2010 3:35:45 PM |
| reward-adventure | $30.00 | $30.00 | 9/14/2010 3:35:25 PM |
| generous-deal6 | $25.00 | $25.00 | 9/15/2010 8:48:38 AM |
| mtquan | $25.00 | $25.00 | 9/15/2010 11:28:03 AM |
| thrifty-capital | $25.00 | $25.00 | 9/15/2010 3:45:08 PM |
| honorable-yield | $25.00 | $25.00 | 9/15/2010 3:51:29 PM |
| lcole32 | $25.00 | $25.00 | 9/16/2010 3:53:35 PM |
| marketplace-cello5 | $25.00 | $25.00 | 9/16/2010 3:58:19 PM |
| logical-loyalty0 | $25.00 | $25.00 | 9/16/2010 3:54:51 PM |
| missing-link | $25.00 | $25.00 | 9/16/2010 4:01:21 PM |
| saysana | $25.00 | $25.00 | 9/16/2010 4:01:46 PM |
| kginatl | $50.00 | $50.00 | 9/16/2010 4:01:51 PM |
| oreyedoc | $50.00 | $50.00 | 9/16/2010 4:00:27 PM |
| ferocious-finance | $25.00 | $25.00 | 9/16/2010 3:58:57 PM |
| IIP77 | $25.00 | $25.00 | 9/16/2010 4:03:19 PM |
| Rogesparkguy | $25.00 | $25.00 | 9/16/2010 3:59:52 PM |
| prophecy | $50.00 | $50.00 | 9/16/2010 4:06:28 PM |
| qtmspin | $50.00 | $50.00 | 9/16/2010 4:04:58 PM |
| YurshotCapital | $50.00 | $50.00 | 9/16/2010 4:06:58 PM |
| moola-monger9 | $50.00 | $50.00 | 9/16/2010 4:07:40 PM |
| miked8303 | $25.00 | $25.00 | 9/16/2010 4:07:50 PM |
| wwwUniversal | $25.00 | $25.00 | 9/16/2010 4:08:45 PM |
| handshake5 | $25.00 | $25.00 | 9/10/2010 11:08:52 AM |
| soulful-truth | $50.00 | $50.00 | 9/10/2010 2:04:05 PM |
| miamibeachloaner | $25.00 | $25.00 | 9/10/2010 3:09:31 PM |
| helping-out | $35.00 | $35.00 | 9/10/2010 3:09:16 PM |
| Diamond_Jim | $25.00 | $25.00 | 9/10/2010 3:09:28 PM |
| simplelender80 | $100.00 | $100.00 | 9/10/2010 3:12:23 PM |
| Ocean713 | $50.00 | $50.00 | 9/10/2010 3:17:15 PM |
| beakerfish | $50.00 | $50.00 | 9/11/2010 10:21:08 PM |
| money-bauble | $50.00 | $50.00 | 9/11/2010 10:23:47 PM |
| kulender | $50.00 | $50.00 | 9/12/2010 6:04:42 AM |
| Medic05 | $25.00 | $25.00 | 9/12/2010 11:50:13 AM |
| 29Palms | $50.00 | $50.00 | 9/12/2010 10:03:33 AM |
| kashikoe | $25.00 | $25.00 | 9/12/2010 2:34:42 PM |
| vine99 | $40.00 | $40.00 | 9/12/2010 3:48:16 PM |
| uncleharold | $25.00 | $25.00 | 9/12/2010 8:37:36 PM |
| musegaze | $100.00 | $100.00 | 9/14/2010 9:29:30 AM |
| Ronnieboy888 | $25.00 | $25.00 | 9/14/2010 10:26:19 AM |
| enthralling-deal180 | $100.00 | $100.00 | 9/14/2010 3:35:37 PM |
| burrito6 | $25.00 | $25.00 | 9/14/2010 3:36:02 PM |
| Artist_Blue | $25.00 | $25.00 | 9/15/2010 6:43:55 AM |
| ore-healer6 | $25.00 | $25.00 | 9/15/2010 9:37:34 AM |
| radiant-loan5 | $200.00 | $200.00 | 9/15/2010 5:52:57 PM |
| rescue | $31.05 | $31.05 | 9/16/2010 12:31:58 AM |
| income-rocker2 | $50.00 | $50.00 | 9/16/2010 9:58:19 AM |
| income-rocker2 | $50.00 | $50.00 | 9/16/2010 9:59:57 AM |
| marwadi-62 | $25.00 | $25.00 | 9/16/2010 11:41:08 AM |
| diplomatic-wealth7 | $25.00 | $25.00 | 9/16/2010 3:59:39 PM |
| jubilant-auction5 | $25.00 | $25.00 | 9/16/2010 3:58:48 PM |
| wampum-chorus3 | $25.00 | $25.00 | 9/16/2010 4:00:58 PM |
| genuine-responsibility8 | $50.00 | $50.00 | 9/16/2010 4:01:39 PM |
| thedreamer | $25.00 | $25.00 | 9/16/2010 4:01:29 PM |
| kindness-hickory5 | $50.00 | $50.00 | 9/16/2010 3:58:11 PM |
| zorg77 | $25.00 | $25.00 | 9/16/2010 4:02:07 PM |
| cashhelp | $25.00 | $25.00 | 9/16/2010 4:02:18 PM |
| barefootpaul | $25.00 | $25.00 | 9/16/2010 4:03:51 PM |
| orange-preeminant-bill | $50.00 | $50.00 | 9/16/2010 4:00:40 PM |
| lender987654321 | $25.00 | $25.00 | 9/16/2010 4:01:58 PM |
| Go_Ducks | $25.00 | $25.00 | 9/16/2010 4:07:24 PM |
| copper | $50.00 | $50.00 | 9/16/2010 4:03:15 PM |
| anton | $200.00 | $174.05 | 9/16/2010 4:15:18 PM |
| benefit-boots | $25.00 | $25.00 | 9/16/2010 4:51:14 PM |
| dudebrah | $25.00 | $25.00 | 9/16/2010 5:04:17 PM |
| 85 bids
|
Borrower Payment Dependent Notes Series
475447
This series of Notes was issued and sold upon the funding of the borrower loan #44468, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.6% |
Auction start date:
| Sep-13-2010 |
| |
Auction end date:
| Sep-18-2010 |
|
|
Starting lender yield:
| 7.25% |
Starting borrower rate/APR:
| 8.25% / 8.59% |
Starting monthly payment:
| $314.52 |
|
Final lender yield:
| 7.25% |
Final borrower rate/APR:
| 8.25% / 8.59% |
Final monthly payment:
| $314.52 |
| |
|
Auction yield range:
| 2.79% - 7.25% |
Estimated loss impact:
| 1.55% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.70% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Mar-1997 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 740-759 (Sep-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 7y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,604 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Jack1114 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Inspection, Fixing Up As Is
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What specifically are you fixing up? How much will the inspection cost? - jackdempsey
A:
I need to replace the burner and kitchen appliances. Inspection costs between $500 to $1,000.
(Sep-18-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| alpinaut | $25.00 | $25.00 | 9/13/2010 2:57:28 PM |
| harmonious-moola7 | $50.00 | $50.00 | 9/13/2010 2:57:43 PM |
| market-socrates4 | $50.00 | $50.00 | 9/13/2010 2:57:56 PM |
| jangalt | $72.00 | $72.00 | 9/13/2010 2:57:58 PM |
| Supernick | $50.00 | $50.00 | 9/13/2010 2:58:08 PM |
| DukSerduk | $25.00 | $25.00 | 9/13/2010 2:57:40 PM |
| investment-network | $25.00 | $25.00 | 9/13/2010 2:57:46 PM |
| diplomatic-wealth7 | $100.00 | $100.00 | 9/13/2010 2:58:26 PM |
| VBAces | $50.00 | $50.00 | 9/13/2010 2:58:29 PM |
| F_Banks | $50.00 | $50.00 | 9/13/2010 2:58:34 PM |
| engaging-worth | $30.00 | $30.00 | 9/13/2010 2:58:16 PM |
| loanfairy | $25.00 | $25.00 | 9/13/2010 2:59:06 PM |
| understanding-marketplace | $50.00 | $50.00 | 9/13/2010 2:59:11 PM |
| ichibon | $200.00 | $200.00 | 9/13/2010 2:58:40 PM |
| engaging-yield4 | $25.00 | $25.00 | 9/13/2010 2:59:27 PM |
| consomedia | $50.00 | $50.00 | 9/13/2010 2:59:00 PM |
| newest-sensible-hope | $50.00 | $50.00 | 9/13/2010 2:59:18 PM |
| lender987654321 | $50.00 | $50.00 | 9/13/2010 2:59:29 PM |
| GElender | $100.00 | $100.00 | 9/13/2010 3:00:02 PM |
| MarinLoans | $25.00 | $25.00 | 9/13/2010 3:01:28 PM |
| Philkent | $50.00 | $50.00 | 9/13/2010 3:01:37 PM |
| magical-greenback | $50.00 | $50.00 | 9/13/2010 3:01:55 PM |
| Archchancellor | $50.00 | $50.00 | 9/13/2010 3:02:00 PM |
| octoberfresh | $35.00 | $35.00 | 9/13/2010 3:04:36 PM |
| schpere | $25.00 | $25.00 | 9/13/2010 2:57:17 PM |
| Weaverville | $25.00 | $25.00 | 9/13/2010 2:57:22 PM |
| hottogo456 | $50.00 | $50.00 | 9/13/2010 2:58:29 PM |
| Havana21 | $100.00 | $100.00 | 9/13/2010 2:58:41 PM |
| proper-p2p6 | $50.00 | $50.00 | 9/13/2010 2:58:47 PM |
| nuclearmoose | $25.00 | $25.00 | 9/13/2010 2:58:53 PM |
| Zarf | $50.00 | $50.00 | 9/13/2010 2:59:07 PM |
| djc314 | $50.00 | $50.00 | 9/13/2010 2:59:16 PM |
| meenan | $25.00 | $25.00 | 9/13/2010 2:59:21 PM |
| helpishere777 | $25.00 | $25.00 | 9/13/2010 2:59:26 PM |
| duty-windmill | $25.00 | $25.00 | 9/13/2010 2:59:37 PM |
| auction-sage | $25.00 | $25.00 | 9/13/2010 3:00:07 PM |
| murren | $25.00 | $25.00 | 9/13/2010 3:00:10 PM |
| community-pipeline8 | $50.00 | $50.00 | 9/13/2010 5:47:26 PM |
| damage | $25.00 | $25.00 | 9/13/2010 3:01:32 PM |
| Cheburashka | $30.00 | $30.00 | 9/13/2010 5:49:00 PM |
| capital-futurist | $50.00 | $50.00 | 9/13/2010 3:02:04 PM |
| 13nd3r | $25.00 | $25.00 | 9/13/2010 5:51:23 PM |
| danthemon35 | $25.00 | $25.00 | 9/13/2010 3:27:11 PM |
| balanced-rupee | $30.00 | $30.00 | 9/13/2010 5:51:47 PM |
| Steveoo1 | $32.80 | $32.80 | 9/13/2010 5:48:39 PM |
| Dutchhunter | $50.00 | $50.00 | 9/13/2010 9:48:12 PM |
| awwaww | $25.00 | $25.00 | 9/13/2010 9:48:22 PM |
| samo102us | $25.00 | $25.00 | 9/13/2010 9:48:30 PM |
| JGB | $100.00 | $100.00 | 9/13/2010 9:48:35 PM |
| tech310 | $50.00 | $50.00 | 9/13/2010 7:02:25 PM |
| littlemonkey | $25.00 | $25.00 | 9/13/2010 11:48:41 PM |
| dharma1 | $25.00 | $25.00 | 9/13/2010 11:50:25 PM |
| bradny | $25.00 | $25.00 | 9/14/2010 12:03:04 AM |
| Artist_Blue | $25.00 | $25.00 | 9/14/2010 12:03:56 AM |
| johntina | $28.98 | $28.98 | 9/14/2010 12:17:33 AM |
| ItsJustMe79 | $50.00 | $50.00 | 9/13/2010 9:48:02 PM |
| mcarm66 | $25.00 | $25.00 | 9/14/2010 12:28:53 AM |
| Yankeeeagle | $25.00 | $25.00 | 9/14/2010 12:32:03 AM |
| MTLoans | $25.00 | $25.00 | 9/14/2010 12:46:02 AM |
| manuvns | $25.00 | $25.00 | 9/14/2010 12:52:42 AM |
| RG | $35.00 | $35.00 | 9/13/2010 11:50:06 PM |
| brightest-durability-chomper | $25.00 | $25.00 | 9/14/2010 1:21:50 AM |
| kind-adventurous-finance | $25.00 | $25.00 | 9/14/2010 1:26:45 AM |
| credit-magician | $26.45 | $26.45 | 9/14/2010 1:28:26 AM |
| radforj22 | $52.95 | $52.95 | 9/14/2010 1:34:54 AM |
| PA2LA | $25.00 | $25.00 | 9/14/2010 12:15:21 AM |
| scrappy-bonus2 | $25.00 | $25.00 | 9/14/2010 1:48:57 AM |
| payment-gusto | $25.00 | $25.00 | 9/14/2010 1:49:35 AM |
| -------ing247 | $50.00 | $50.00 | 9/14/2010 4:02:13 AM |
| pwkpwk | $25.00 | $25.00 | 9/14/2010 12:44:18 AM |
| JohnGalt94 | $25.00 | $25.00 | 9/14/2010 12:53:08 AM |
| DeltaGambler | $25.00 | $25.00 | 9/14/2010 12:54:01 AM |
| Sokarnox | $25.00 | $25.00 | 9/14/2010 1:21:17 AM |
| wormdc | $25.00 | $25.00 | 9/14/2010 1:30:07 AM |
| kochan123 | $50.00 | $50.00 | 9/14/2010 7:48:27 AM |
| socal-lender | $25.00 | $25.00 | 9/14/2010 9:47:47 AM |
| Winsten | $40.00 | $40.00 | 9/14/2010 11:37:13 AM |
| larrybird | $150.00 | $150.00 | 9/14/2010 11:08:23 AM |
| djh47a | $25.00 | $25.00 | 9/14/2010 3:09:31 PM |
| bowdish1 | $100.00 | $100.00 | 9/14/2010 3:44:55 PM |
| yukongin | $50.00 | $50.00 | 9/14/2010 3:45:14 PM |
| FlexFunding | $50.00 | $50.00 | 9/14/2010 3:52:38 PM |
| brutusbone | $50.00 | $50.00 | 9/14/2010 3:45:30 PM |
| Bank_Of_XL | $25.00 | $25.00 | 9/14/2010 10:18:02 PM |
| KeepOnRunning | $49.79 | $49.79 | 9/14/2010 10:55:38 PM |
| IIP77 | $25.00 | $25.00 | 9/14/2010 11:06:10 PM |
| guardlender | $25.00 | $25.00 | 9/14/2010 11:03:58 PM |
| visionary-currency | $25.00 | $25.00 | 9/14/2010 11:17:53 PM |
| MissionMicroFinance | $25.00 | $25.00 | 9/14/2010 11:24:11 PM |
| whistledicksmith | $34.04 | $34.04 | 9/14/2010 11:23:15 PM |
| blue-useful-auction | $25.00 | $25.00 | 9/15/2010 8:46:33 AM |
| currency-persimmon | $25.00 | $25.00 | 9/15/2010 9:38:47 AM |
| best-ingenious-funds | $25.00 | $25.00 | 9/15/2010 9:38:23 AM |
| credit-coach118 | $25.00 | $25.00 | 9/15/2010 3:16:21 PM |
| Trevor_C | $25.00 | $25.00 | 9/15/2010 3:18:06 PM |
| CaptainBlueberry | $25.00 | $25.00 | 9/15/2010 3:18:28 PM |
| successful-wealth7 | $25.00 | $25.00 | 9/15/2010 3:18:24 PM |
| tekkie2412 | $50.00 | $50.00 | 9/15/2010 3:18:39 PM |
| TheColoradoDon | $25.00 | $25.00 | 9/15/2010 3:25:21 PM |
| lendermender | $25.00 | $25.00 | 9/15/2010 3:18:03 PM |
| GatorsFan | $50.00 | $50.00 | 9/15/2010 3:18:37 PM |
| anyoi | $25.35 | $25.35 | 9/15/2010 3:26:01 PM |
| majormoves1 | $25.00 | $25.00 | 9/15/2010 3:20:37 PM |
| kindness-percolator5 | $25.00 | $25.00 | 9/15/2010 3:23:13 PM |
| julijask | $25.00 | $25.00 | 9/15/2010 3:34:20 PM |
| peerlender | $25.00 | $25.00 | 9/15/2010 3:38:39 PM |
| blissful-note7 | $25.00 | $25.00 | 9/15/2010 3:40:05 PM |
| rmachi | $25.00 | $25.00 | 9/15/2010 3:38:32 PM |
| Ivan2007 | $50.00 | $50.00 | 9/15/2010 3:39:10 PM |
| mscomeaux | $25.00 | $25.00 | 9/15/2010 6:42:19 PM |
| wampum-chorus3 | $25.00 | $25.00 | 9/15/2010 4:43:07 PM |
| conqueror359 | $50.00 | $50.00 | 9/15/2010 7:37:35 PM |
| BOZO88 | $25.00 | $25.00 | 9/15/2010 7:18:01 PM |
| inqbus | $50.00 | $50.00 | 9/15/2010 7:22:12 PM |
| Merganser | $25.00 | $25.00 | 9/15/2010 7:32:19 PM |
| Tai | $25.00 | $25.00 | 9/16/2010 12:27:30 AM |
| GeelongTrader | $25.00 | $25.00 | 9/16/2010 12:40:17 AM |
| js60l | $25.00 | $25.00 | 9/16/2010 12:42:04 AM |
| dingus | $25.00 | $25.00 | 9/15/2010 9:22:34 PM |
| stable-money | $25.00 | $25.00 | 9/16/2010 1:11:37 AM |
| KiwiElf | $38.97 | $38.97 | 9/16/2010 12:28:00 AM |
| LenderByDay | $25.00 | $25.00 | 9/16/2010 12:30:25 AM |
| persistent-basis8 | $25.00 | $25.00 | 9/16/2010 9:37:22 AM |
| ZeoInvestments | $25.00 | $25.00 | 9/16/2010 9:38:38 AM |
| Dollars4Rent | $25.00 | $25.00 | 9/16/2010 10:55:24 AM |
| maclove10 | $25.00 | $25.00 | 9/16/2010 1:07:42 PM |
| jey6941 | $25.00 | $25.00 | 9/16/2010 3:43:50 PM |
| bayareainv | $37.40 | $37.40 | 9/16/2010 3:50:08 PM |
| lesharn414 | $25.00 | $25.00 | 9/16/2010 5:57:12 PM |
| suburbanman64 | $35.00 | $35.00 | 9/16/2010 8:39:52 PM |
| museic1 | $25.00 | $25.00 | 9/16/2010 8:43:26 PM |
| money-floret | $27.89 | $27.89 | 9/16/2010 8:47:21 PM |
| lowrate | $25.66 | $25.66 | 9/17/2010 1:36:23 AM |
| mizount | $25.00 | $25.00 | 9/17/2010 1:36:35 AM |
| delicious-social132 | $50.00 | $50.00 | 9/17/2010 4:13:34 AM |
| greenwell | $75.11 | $75.11 | 9/17/2010 2:05:32 AM |
| Sixmil | $25.00 | $25.00 | 9/17/2010 9:03:28 AM |
| dontscrewmeover1 | $25.00 | $25.00 | 9/17/2010 11:45:30 AM |
| nickel-banshee | $100.00 | $100.00 | 9/17/2010 11:44:59 AM |
| kain11286 | $73.41 | $73.41 | 9/17/2010 11:45:09 AM |
| ray1051 | $100.00 | $100.00 | 9/13/2010 2:57:35 PM |
| cebgop | $25.00 | $25.00 | 9/13/2010 2:57:51 PM |
| windfall46 | $25.00 | $25.00 | 9/13/2010 2:57:29 PM |
| cash-sensai2 | $25.00 | $25.00 | 9/13/2010 2:57:38 PM |
| financelover | $25.00 | $25.00 | 9/13/2010 2:58:12 PM |
| kegs | $200.00 | $200.00 | 9/13/2010 2:58:18 PM |
| unclejaef | $25.00 | $25.00 | 9/13/2010 2:57:48 PM |
| eyal0 | $25.00 | $25.00 | 9/13/2010 2:58:32 PM |
| nosualcneas | $25.00 | $25.00 | 9/13/2010 2:58:36 PM |
| RockCrown | $50.00 | $50.00 | 9/13/2010 2:58:19 PM |
| djs81 | $25.00 | $25.00 | 9/13/2010 2:58:57 PM |
| CleeClee | $50.00 | $50.00 | 9/13/2010 2:58:22 PM |
| moneyfriend | $50.00 | $50.00 | 9/13/2010 2:59:02 PM |
| efficient-marketplace | $50.00 | $50.00 | 9/13/2010 2:59:14 PM |
| acropiloterau2002 | $25.00 | $25.00 | 9/13/2010 2:59:23 PM |
| ujiba | $25.00 | $25.00 | 9/13/2010 2:59:31 PM |
| blot44 | $25.00 | $25.00 | 9/13/2010 2:59:35 PM |
| Ripsaw4U | $50.00 | $50.00 | 9/13/2010 2:59:09 PM |
| ethical-point | $50.00 | $50.00 | 9/13/2010 2:59:39 PM |
| thoughtful-community7 | $25.00 | $25.00 | 9/13/2010 2:59:11 PM |
| junctionking | $25.00 | $25.00 | 9/13/2010 2:59:46 PM |
| kanakakm | $50.00 | $50.00 | 9/13/2010 2:59:40 PM |
| power-defender7 | $25.00 | $25.00 | 9/13/2010 2:59:45 PM |
| Walden2007 | $25.00 | $25.00 | 9/13/2010 3:00:00 PM |
| organized-payment6 | $50.00 | $50.00 | 9/13/2010 3:01:40 PM |
| RandyL3 | $25.00 | $25.00 | 9/13/2010 3:01:58 PM |
| deal-frontier | $50.00 | $50.00 | 9/13/2010 3:02:01 PM |
| kenji4861 | $25.00 | $25.00 | 9/13/2010 2:57:13 PM |
| j2ee | $25.00 | $25.00 | 9/13/2010 2:58:14 PM |
| gold-commander0 | $50.00 | $50.00 | 9/13/2010 2:58:23 PM |
| Rysterola82 | $25.00 | $25.00 | 9/13/2010 2:58:35 PM |
| MadHun | $100.00 | $100.00 | 9/13/2010 2:58:38 PM |
| liederhaus | $50.00 | $50.00 | 9/13/2010 2:58:44 PM |
| integrity-onator1 | $25.00 | $25.00 | 9/13/2010 2:58:50 PM |
| MoneyU4IA | $50.00 | $50.00 | 9/13/2010 2:58:54 PM |
| economy-orchid | $25.00 | $25.00 | 9/13/2010 2:58:58 PM |
| kulender | $25.00 | $25.00 | 9/13/2010 5:12:42 PM |
| important-ore | $50.00 | $50.00 | 9/13/2010 2:59:03 PM |
| Emgolda | $25.00 | $25.00 | 9/13/2010 2:59:42 PM |
| ideal-platinum1 | $50.00 | $50.00 | 9/13/2010 3:00:09 PM |
| a-exponential-hope | $25.00 | $25.00 | 9/13/2010 3:00:13 PM |
| hopethisworks | $36.85 | $36.85 | 9/13/2010 5:48:50 PM |
| marketplace-cello5 | $50.00 | $50.00 | 9/13/2010 3:01:36 PM |
| generous-deal6 | $50.00 | $50.00 | 9/13/2010 3:01:48 PM |
| 6moonbeams | $100.00 | $100.00 | 9/13/2010 3:02:03 PM |
| saysana | $26.00 | $26.00 | 9/13/2010 3:02:07 PM |
| ingenious-order783 | $25.00 | $25.00 | 9/13/2010 5:47:25 PM |
| Denver-Rental-Properties | $25.00 | $25.00 | 9/13/2010 9:17:18 PM |
| TheBestDad | $25.00 | $25.00 | 9/13/2010 11:59:01 PM |
| bountiful-durability | $100.00 | $100.00 | 9/13/2010 8:27:58 PM |
| lovelongandprosper | $28.71 | $28.71 | 9/14/2010 12:03:36 AM |
| Philosonie | $25.00 | $25.00 | 9/14/2010 12:17:45 AM |
| Digs | $25.00 | $25.00 | 9/13/2010 9:48:10 PM |
| overflowinglife | $25.00 | $25.00 | 9/14/2010 12:30:19 AM |
| money-bauble | $25.26 | $25.26 | 9/13/2010 9:49:52 PM |
| jga516 | $25.00 | $25.00 | 9/14/2010 12:45:37 AM |
| Thorny | $25.00 | $25.00 | 9/14/2010 12:52:56 AM |
| aasx1108 | $25.00 | $25.00 | 9/14/2010 1:08:46 AM |
| jaker | $25.00 | $25.00 | 9/14/2010 12:00:24 AM |
| balance-voyager | $50.00 | $50.00 | 9/14/2010 1:26:00 AM |
| Mali1 | $25.00 | $25.00 | 9/14/2010 12:13:44 AM |
| authentic-diversification | $25.00 | $25.00 | 9/14/2010 1:48:41 AM |
| SDNLR | $25.00 | $25.00 | 9/14/2010 12:19:23 AM |
| afotherg | $50.00 | $50.00 | 9/14/2010 12:46:08 AM |
| meux99 | $50.00 | $50.00 | 9/14/2010 12:46:14 AM |
| trade-pumpkin | $26.02 | $26.02 | 9/14/2010 1:23:04 AM |
| wise-dedicated-power | $25.00 | $25.00 | 9/14/2010 6:24:58 AM |
| lloyd_s | $25.00 | $25.00 | 9/14/2010 6:25:05 AM |
| nonukem | $25.00 | $25.00 | 9/14/2010 12:43:34 PM |
| DadWarbucks | $25.00 | $25.00 | 9/14/2010 3:07:22 PM |
| p2p-harmony | $25.00 | $25.00 | 9/14/2010 5:32:48 PM |
| Railbird | $25.00 | $25.00 | 9/14/2010 11:23:33 PM |
| life-is-great | $50.00 | $50.00 | 9/15/2010 3:17:19 AM |
| kmwvma | $25.00 | $25.00 | 9/15/2010 2:07:26 AM |
| Namrok | $25.00 | $25.00 | 9/15/2010 9:38:35 AM |
| natural-affluence4 | $50.00 | $50.00 | 9/15/2010 9:39:21 AM |
| Rdodson11 | $25.00 | $25.00 | 9/15/2010 3:18:15 PM |
| indianoven | $50.00 | $50.00 | 9/15/2010 3:18:59 PM |
| charlie-ann | $50.00 | $50.00 | 9/15/2010 3:19:21 PM |
| lagnisiruk | $25.00 | $25.00 | 9/15/2010 3:19:49 PM |
| BlindProphet | $50.00 | $50.00 | 9/15/2010 3:18:26 PM |
| teller | $50.00 | $50.00 | 9/15/2010 3:18:30 PM |
| AnxiousAirman | $50.00 | $50.00 | 9/15/2010 3:19:20 PM |
| Breakfast_Gypsy | $25.00 | $25.00 | 9/15/2010 3:20:39 PM |
| phillipd48 | $25.00 | $25.00 | 9/15/2010 3:23:18 PM |
| harty | $50.00 | $50.00 | 9/15/2010 3:18:29 PM |
| freesia54 | $25.00 | $25.00 | 9/15/2010 3:18:33 PM |
| Patter256 | $25.00 | $25.00 | 9/15/2010 3:18:49 PM |
| DavenportCapital | $25.00 | $25.00 | 9/15/2010 3:38:36 PM |
| codingbuddy | $25.00 | $25.00 | 9/15/2010 3:38:34 PM |
| ChristopherHS | $25.00 | $25.00 | 9/15/2010 3:39:56 PM |
| senorzookeeper | $25.00 | $25.00 | 9/15/2010 4:04:16 PM |
| JKEnterprises | $25.00 | $25.00 | 9/15/2010 5:58:14 PM |
| hookUup | $25.00 | $25.00 | 9/15/2010 8:33:26 PM |
| wise-silver-wonder | $25.00 | $25.00 | 9/15/2010 10:43:28 PM |
| fair-funds | $25.00 | $25.00 | 9/15/2010 7:12:57 PM |
| Mantis75 | $25.00 | $25.00 | 9/16/2010 12:44:42 AM |
| authoritative-capital | $25.00 | $25.00 | 9/16/2010 1:07:10 AM |
| Westerly | $50.00 | $50.00 | 9/16/2010 5:12:43 AM |
| Preteur | $25.00 | $25.00 | 9/16/2010 12:42:55 AM |
| lostontheedge | $25.00 | $25.00 | 9/16/2010 12:57:04 AM |
| cleared2land | $25.00 | $25.00 | 9/16/2010 8:13:34 AM |
| adhawan325 | $25.00 | $25.00 | 9/16/2010 9:38:49 AM |
| Dollars4Rent | $25.00 | $25.00 | 9/16/2010 10:54:56 AM |
| established-hope5 | $39.25 | $39.25 | 9/16/2010 10:58:24 AM |
| Phantom99 | $25.00 | $25.00 | 9/16/2010 12:27:25 PM |
| paladin847 | $50.00 | $50.00 | 9/16/2010 1:44:51 PM |
| alexstar | $25.00 | $25.00 | 9/16/2010 1:45:41 PM |
| sensible-trade | $100.00 | $100.00 | 9/16/2010 1:28:21 PM |
| fireheart | $25.00 | $25.00 | 9/16/2010 2:58:49 PM |
| WilliamLeeSims | $25.00 | $25.00 | 9/16/2010 3:49:47 PM |
| SBT | $50.00 | $50.00 | 9/16/2010 6:07:13 PM |
| AaronL | $25.00 | $25.00 | 9/16/2010 7:56:35 PM |
| pound-griffin | $25.00 | $25.00 | 9/16/2010 9:57:16 PM |
| interstellar | $40.18 | $40.18 | 9/17/2010 5:08:50 AM |
| cjohnson041 | $25.00 | $25.00 | 9/17/2010 6:03:15 AM |
| OTtherapy | $50.00 | $50.00 | 9/17/2010 6:03:35 AM |
| canisian | $25.00 | $25.00 | 9/17/2010 7:26:21 AM |
| profitable-balance | $25.00 | $25.00 | 9/17/2010 9:33:34 AM |
| revmax | $25.00 | $25.00 | 9/17/2010 9:34:23 AM |
| social-comet7 | $25.00 | $25.00 | 9/17/2010 9:34:22 AM |
| CASHGIRL | $25.00 | $25.00 | 9/17/2010 9:29:34 AM |
| Mookouw | $25.00 | $25.00 | 9/17/2010 10:28:14 AM |
| gavinsp | $25.00 | $25.00 | 9/17/2010 10:51:02 AM |
| ethicalhumanist | $50.00 | $50.00 | 9/17/2010 11:06:25 AM |
| tj1683 | $25.00 | $16.93 | 9/17/2010 11:45:43 AM |
| OCLend | $25.00 | $25.00 | 9/17/2010 11:46:07 AM |
| wwwUniversal | $25.00 | $25.00 | 9/17/2010 2:18:25 PM |
| bigmacbeef | $25.00 | $25.00 | 9/17/2010 11:25:36 PM |
| TakeCare | $25.00 | $25.00 | 9/18/2010 6:40:32 AM |
| 270 bids
|
Borrower Payment Dependent Notes Series
475479
This series of Notes was issued and sold upon the funding of the borrower loan #44474, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.8% |
Auction start date:
| Sep-14-2010 |
| |
Auction end date:
| Sep-20-2010 |
|
|
Starting lender yield:
| 26.50% |
Starting borrower rate/APR:
| 27.50% / 31.05% |
Starting monthly payment:
| $82.19 |
|
Final lender yield:
| 26.50% |
Final borrower rate/APR:
| 27.50% / 31.05% |
Final monthly payment:
| $82.19 |
| |
|
Auction yield range:
| 10.79% - 26.50% |
Estimated loss impact:
| 11.46% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1989 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 680-699 (Sep-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 2y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $231,772 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| affluence-game-changer |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
start a business, need addtl fundng
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Jeeze Louise, what's the deal with your revolving credit? - hektek22
A:
The high revolving credit comes from also having 2 houses. One in Pennsylvania in which I pay the mortgage and one in New York where my name is on the loan (equity line of credit which was used for remodeling). My husband pays that though. I definitely don't have that much revolving due to credit cards. I only have a total of 3 credit cards that I used.
(Sep-20-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Whipster | $25.00 | $25.00 | 9/18/2010 7:44:01 PM |
| 6moonbeams | $25.00 | $25.00 | 9/14/2010 2:38:54 PM |
| handshake5 | $25.00 | $25.00 | 9/14/2010 2:38:34 PM |
| musegaze | $100.00 | $100.00 | 9/14/2010 2:47:07 PM |
| kulender | $50.00 | $50.00 | 9/14/2010 3:25:37 PM |
| jpollar | $25.00 | $25.00 | 9/14/2010 3:26:38 PM |
| tech310 | $50.00 | $50.00 | 9/14/2010 3:33:23 PM |
| patriot897 | $25.00 | $25.00 | 9/14/2010 3:26:11 PM |
| Rattlehead | $25.00 | $25.00 | 9/14/2010 3:36:14 PM |
| AF-Chief | $25.00 | $25.00 | 9/14/2010 3:32:33 PM |
| EBITDA | $25.00 | $25.00 | 9/15/2010 9:38:38 PM |
| Comoparklender | $25.00 | $25.00 | 9/16/2010 10:47:50 AM |
| gold-channel2 | $50.00 | $50.00 | 9/16/2010 7:38:02 PM |
| generous-deal6 | $25.00 | $25.00 | 9/17/2010 5:09:06 AM |
| helping-out | $50.00 | $50.00 | 9/17/2010 11:30:19 AM |
| papaloha | $25.00 | $25.00 | 9/17/2010 9:44:04 PM |
| RebuildALife | $25.00 | $25.00 | 9/18/2010 9:18:18 AM |
| burrito6 | $25.00 | $25.00 | 9/19/2010 1:10:53 PM |
| finance-magma7 | $100.00 | $100.00 | 9/19/2010 9:13:33 AM |
| zipemdown | $50.00 | $50.00 | 9/20/2010 4:53:50 AM |
| treasure-bliss | $50.00 | $50.00 | 9/20/2010 10:20:35 AM |
| AlexTrep | $25.00 | $25.00 | 9/20/2010 10:23:17 AM |
| Cybercusp | $25.00 | $25.00 | 9/20/2010 10:30:08 AM |
| MissionMicroFinance | $25.00 | $25.00 | 9/20/2010 10:32:04 AM |
| prophecy | $50.00 | $50.00 | 9/20/2010 10:29:59 AM |
| worthy-bid8 | $25.00 | $25.00 | 9/20/2010 10:30:28 AM |
| favorite-commerce | $25.00 | $25.00 | 9/20/2010 10:33:01 AM |
| qtmspin | $50.00 | $50.00 | 9/20/2010 10:39:01 AM |
| thedreamer | $25.00 | $25.00 | 9/20/2010 10:51:50 AM |
| Ocean713 | $50.00 | $39.78 | 9/20/2010 1:13:46 PM |
| social-zebra | $26.00 | $26.00 | 9/20/2010 1:24:26 PM |
| bid-czar8 | $100.00 | $100.00 | 9/14/2010 2:42:54 PM |
| dt_one | $25.00 | $25.00 | 9/14/2010 2:46:37 PM |
| simplelender80 | $100.00 | $100.00 | 9/14/2010 3:32:47 PM |
| mercuriant | $25.00 | $25.00 | 9/14/2010 5:22:13 PM |
| danthemon35 | $25.00 | $25.00 | 9/14/2010 5:19:05 PM |
| healingangel22 | $25.00 | $25.00 | 9/15/2010 7:23:35 PM |
| pfh | $25.00 | $25.00 | 9/16/2010 4:20:39 PM |
| Jloaner | $100.00 | $100.00 | 9/17/2010 9:34:09 AM |
| money-bauble | $37.81 | $37.81 | 9/17/2010 10:33:47 AM |
| enthralling-deal180 | $41.42 | $41.42 | 9/19/2010 10:03:38 AM |
| mtquan | $25.00 | $25.00 | 9/19/2010 5:53:10 PM |
| jlr613 | $25.00 | $25.00 | 9/19/2010 3:03:51 PM |
| natobruin | $50.00 | $50.00 | 9/20/2010 10:29:38 AM |
| orange-preeminant-bill | $50.00 | $50.00 | 9/20/2010 10:29:52 AM |
| GElender | $25.00 | $25.00 | 9/20/2010 10:30:19 AM |
| reward-adventure | $30.00 | $30.00 | 9/20/2010 10:30:50 AM |
| rescue | $49.99 | $49.99 | 9/20/2010 10:30:46 AM |
| Artist_Blue | $25.00 | $25.00 | 9/20/2010 10:31:47 AM |
| wwwUniversal | $25.00 | $25.00 | 9/20/2010 10:51:46 AM |
| grc522 | $50.00 | $50.00 | 9/20/2010 11:36:13 AM |
| 51 bids
|
Borrower Payment Dependent Notes Series
475785
This series of Notes was issued and sold upon the funding of the borrower loan #44471, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 3.5% |
Auction start date:
| Sep-16-2010 |
| |
Auction end date:
| Sep-18-2010 |
|
|
Starting lender yield:
| 10.15% |
Starting borrower rate/APR:
| 11.15% / 13.27% |
Starting monthly payment:
| $98.43 |
|
Final lender yield:
| 10.15% |
Final borrower rate/APR:
| 11.15% / 13.27% |
Final monthly payment:
| $98.43 |
| |
|
Auction yield range:
| 3.79% - 10.15% |
Estimated loss impact:
| 3.53% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.62% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jun-2005 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 720-739 (Sep-2010) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 3y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,743 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| finance-trumpeter4 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Justme
Purpose of loan:
Pay Property Tax?
My financial situation:
I am a good candidate for this loan because I can pay the monthly ammount with no issue and will not mess up my credit score for $3000.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ray1051 | $25.00 | $25.00 | 9/16/2010 3:08:48 PM |
| organized-payment6 | $50.00 | $50.00 | 9/16/2010 3:08:53 PM |
| schpere | $25.00 | $25.00 | 9/16/2010 3:09:19 PM |
| handshake5 | $25.00 | $25.00 | 9/16/2010 3:13:37 PM |
| jigsaw | $100.00 | $100.00 | 9/16/2010 3:14:21 PM |
| marketplace-cello5 | $50.00 | $50.00 | 9/16/2010 3:15:07 PM |
| generous-deal6 | $50.00 | $50.00 | 9/16/2010 3:15:34 PM |
| kegs | $150.00 | $150.00 | 9/16/2010 3:16:53 PM |
| larrybird | $150.00 | $150.00 | 9/16/2010 3:17:04 PM |
| GElender | $50.00 | $50.00 | 9/16/2010 3:13:25 PM |
| studious-bonus7 | $100.00 | $100.00 | 9/16/2010 3:20:14 PM |
| soheagle | $50.00 | $50.00 | 9/16/2010 3:14:11 PM |
| smart-leverage7 | $50.00 | $50.00 | 9/16/2010 3:46:32 PM |
| mtquan | $25.00 | $25.00 | 9/16/2010 3:18:21 PM |
| productive-finance | $25.00 | $25.00 | 9/16/2010 3:49:19 PM |
| Artist_Blue | $25.00 | $25.00 | 9/16/2010 3:52:10 PM |
| minista | $25.00 | $25.00 | 9/16/2010 4:00:14 PM |
| SimpleChoice | $25.00 | $16.50 | 9/16/2010 3:57:09 PM |
| blue-useful-auction | $25.00 | $25.00 | 9/16/2010 4:05:35 PM |
| interstellar | $50.00 | $50.00 | 9/16/2010 4:34:34 PM |
| wwwUniversal | $25.00 | $25.00 | 9/16/2010 4:22:34 PM |
| RandyL3 | $30.00 | $30.00 | 9/16/2010 5:02:56 PM |
| exchange-dreams | $25.00 | $25.00 | 9/16/2010 8:08:40 PM |
| octoberfresh | $25.00 | $25.00 | 9/17/2010 7:26:37 AM |
| newest-sensible-hope | $50.00 | $50.00 | 9/17/2010 11:24:49 AM |
| freetolive | $25.00 | $25.00 | 9/17/2010 1:15:29 PM |
| Spiv_51 | $25.00 | $25.00 | 9/18/2010 6:01:45 AM |
| Barky52 | $25.00 | $25.00 | 9/18/2010 7:39:03 AM |
| myworld701 | $25.00 | $25.00 | 9/18/2010 5:03:26 AM |
| durability-halibut | $25.00 | $25.00 | 9/18/2010 11:01:08 AM |
| adir1 | $25.00 | $25.00 | 9/18/2010 5:12:37 PM |
| Weaverville | $25.00 | $25.00 | 9/16/2010 3:08:05 PM |
| Bio-physicist | $25.00 | $25.00 | 9/16/2010 3:08:16 PM |
| authentic-liberty7 | $50.00 | $50.00 | 9/16/2010 3:13:20 PM |
| mla | $25.00 | $25.00 | 9/16/2010 3:14:00 PM |
| ichibon | $200.00 | $200.00 | 9/16/2010 3:14:06 PM |
| kmr2 | $150.00 | $150.00 | 9/16/2010 3:13:48 PM |
| enthralling-deal180 | $100.00 | $100.00 | 9/16/2010 3:14:15 PM |
| brightest-affluence-motivator | $100.00 | $100.00 | 9/16/2010 3:14:31 PM |
| pfh | $25.00 | $25.00 | 9/16/2010 3:14:27 PM |
| peripatetic | $25.00 | $25.00 | 9/16/2010 3:14:40 PM |
| bid-czar8 | $100.00 | $100.00 | 9/16/2010 3:15:48 PM |
| worthy-bid8 | $100.00 | $100.00 | 9/16/2010 3:19:34 PM |
| jazzlender | $25.00 | $25.00 | 9/16/2010 3:13:30 PM |
| Tech-Entrepreneur | $25.00 | $25.00 | 9/16/2010 3:22:10 PM |
| 6moonbeams | $100.00 | $100.00 | 9/16/2010 3:22:34 PM |
| F_r_e_d_s__B_a_n_k | $25.00 | $25.00 | 9/16/2010 3:49:59 PM |
| turbospeed | $25.00 | $25.00 | 9/16/2010 3:21:21 PM |
| rescue | $50.00 | $50.00 | 9/16/2010 3:53:47 PM |
| markgm | $25.00 | $25.00 | 9/16/2010 3:46:29 PM |
| AF-Chief | $25.00 | $25.00 | 9/16/2010 3:55:17 PM |
| asset-professor | $47.04 | $47.04 | 9/16/2010 3:56:35 PM |
| Fiimg | $50.00 | $50.00 | 9/16/2010 3:56:42 PM |
| CK1 | $25.00 | $25.00 | 9/16/2010 4:01:02 PM |
| danthemon35 | $25.00 | $25.00 | 9/16/2010 3:55:26 PM |
| FLFF | $50.00 | $50.00 | 9/17/2010 6:45:43 AM |
| availableloan | $25.00 | $25.00 | 9/17/2010 12:44:04 PM |
| hidavehi | $44.00 | $44.00 | 9/18/2010 6:21:40 AM |
| ttnk62918 | $25.00 | $25.00 | 9/18/2010 8:19:22 AM |
| seineil | $25.00 | $25.00 | 9/18/2010 1:23:17 PM |
| s270 | $37.46 | $37.46 | 9/18/2010 4:18:59 PM |
| meenan | $25.00 | $25.00 | 9/18/2010 1:18:26 PM |
| relierma | $25.00 | $25.00 | 9/18/2010 2:03:44 PM |
| 63 bids
|
Borrower Payment Dependent Notes Series
473250
This series of Notes was issued and sold upon the funding of the borrower loan #44481, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.0% |
Auction start date:
| Aug-27-2010 |
| |
Auction end date:
| Sep-02-2010 |
|
|
Starting lender yield:
| 14.15% |
Starting borrower rate/APR:
| 15.15% / 17.32% |
Starting monthly payment:
| $521.08 |
|
Final lender yield:
| 14.15% |
Final borrower rate/APR:
| 15.15% / 17.32% |
Final monthly payment:
| $521.08 |
| |
|
Auction yield range:
| 5.89% - 14.15% |
Estimated loss impact:
| 6.19% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-2004 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 720-739 (Aug-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 4y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Waiter/Waitress |
|
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $8,162 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| scholarly-fund5 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paying off my credit cards
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
use of loan? details on monthly income/expenses? more info in general, please, thanks - shrewd-income
A:
I am going to use my loan to pay off debt of my credit cards, my monthly income is around $2300, my monthly expense is more about $1200.thank you
(Sep-02-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| rescue | $50.00 | $50.00 | 8/27/2010 2:31:20 PM |
| kegs | $150.00 | $150.00 | 8/27/2010 2:34:33 PM |
| bid-czar8 | $50.00 | $50.00 | 8/27/2010 2:35:14 PM |
| lagnisiruk | $25.00 | $25.00 | 8/27/2010 2:38:23 PM |
| bill-mushroom | $25.00 | $25.00 | 8/27/2010 2:39:20 PM |
| Cheburashka | $25.00 | $25.00 | 8/27/2010 3:57:44 PM |
| GElender | $50.00 | $50.00 | 8/27/2010 2:31:29 PM |
| tech310 | $100.00 | $100.00 | 8/27/2010 2:32:51 PM |
| liederhaus | $50.00 | $50.00 | 8/27/2010 2:33:44 PM |
| pnace | $50.00 | $50.00 | 8/27/2010 2:31:54 PM |
| bountiful-durability | $100.00 | $100.00 | 8/27/2010 2:32:00 PM |
| simplelender80 | $250.00 | $250.00 | 8/27/2010 2:33:09 PM |
| jazzlender | $25.00 | $25.00 | 8/27/2010 2:36:01 PM |
| loan-wasp | $50.00 | $50.00 | 8/27/2010 2:34:46 PM |
| Goodlender42 | $25.00 | $25.00 | 8/27/2010 2:34:58 PM |
| hitsman | $100.00 | $100.00 | 8/27/2010 2:35:10 PM |
| dreammachine | $50.00 | $50.00 | 8/27/2010 2:35:44 PM |
| dnathe4th | $50.00 | $50.00 | 8/27/2010 2:37:42 PM |
| j2ee | $25.00 | $25.00 | 8/27/2010 2:35:55 PM |
| important-ore | $50.00 | $50.00 | 8/27/2010 2:37:56 PM |
| Kaj | $30.00 | $30.00 | 8/27/2010 2:37:45 PM |
| larrybird | $50.00 | $50.00 | 8/27/2010 2:37:49 PM |
| reward-planetarium | $100.00 | $100.00 | 8/27/2010 2:39:48 PM |
| FirstBank | $38.86 | $38.86 | 8/27/2010 9:31:43 PM |
| dcap3 | $50.00 | $50.00 | 8/27/2010 3:01:53 PM |
| srilm | $25.00 | $25.00 | 8/27/2010 10:14:05 PM |
| Prosp_Lender | $50.00 | $50.00 | 8/27/2010 3:06:07 PM |
| bchen78875 | $25.00 | $25.00 | 8/27/2010 4:38:43 PM |
| 108lender | $25.00 | $25.00 | 8/28/2010 5:46:48 AM |
| AGSLending | $25.00 | $25.00 | 8/28/2010 6:20:43 AM |
| pensacolaborn | $50.00 | $50.00 | 8/28/2010 8:07:42 AM |
| teller | $25.00 | $25.00 | 8/27/2010 7:38:45 PM |
| philosopher4 | $25.00 | $25.00 | 8/27/2010 8:50:56 PM |
| Vegasjim | $25.00 | $25.00 | 8/28/2010 10:10:59 AM |
| metro457 | $28.76 | $28.76 | 8/27/2010 10:29:59 PM |
| visionary-currency | $28.28 | $28.28 | 8/28/2010 1:45:32 PM |
| elitegoodguy | $25.00 | $25.00 | 8/28/2010 6:55:31 PM |
| financelover | $25.00 | $25.00 | 8/28/2010 10:10:36 AM |
| fishintime | $25.00 | $25.00 | 8/29/2010 11:35:32 AM |
| NDFIRTH | $25.00 | $25.00 | 8/28/2010 4:15:49 PM |
| golden-wealth2 | $50.00 | $50.00 | 8/29/2010 3:05:50 PM |
| powerful-finance7 | $25.00 | $25.00 | 8/29/2010 4:00:32 PM |
| paladin847 | $50.00 | $50.00 | 8/29/2010 8:36:35 AM |
| inspiring-reward | $100.00 | $100.00 | 8/29/2010 8:41:41 PM |
| oaktown23 | $29.92 | $29.92 | 8/29/2010 10:12:58 AM |
| _G_ | $25.00 | $25.00 | 8/29/2010 11:31:02 AM |
| siesta100 | $50.00 | $50.00 | 8/29/2010 11:32:27 AM |
| iolaire | $25.00 | $25.00 | 8/29/2010 11:16:16 PM |
| shrewd-truth1 | $25.00 | $25.00 | 8/29/2010 11:34:24 AM |
| bombay56 | $50.00 | $50.00 | 8/29/2010 11:36:04 AM |
| Interloper | $30.00 | $30.00 | 8/29/2010 12:00:30 PM |
| papaloha | $25.00 | $25.00 | 8/30/2010 5:45:41 AM |
| loyalist1 | $100.00 | $100.00 | 8/29/2010 2:05:42 PM |
| helpinghand63 | $33.90 | $33.90 | 8/29/2010 2:10:37 PM |
| MGOT-Ken | $25.00 | $25.00 | 8/29/2010 2:20:28 PM |
| HHP | $25.00 | $25.00 | 8/30/2010 8:01:21 AM |
| onlyastepaway | $25.00 | $25.00 | 8/29/2010 5:05:37 PM |
| arcangel72 | $25.00 | $25.00 | 8/29/2010 4:32:27 PM |
| nycfinance | $25.00 | $25.00 | 8/29/2010 5:27:30 PM |
| takarlstad | $50.00 | $50.00 | 8/29/2010 5:28:33 PM |
| enterprising-cash3 | $33.88 | $33.88 | 8/29/2010 5:05:32 PM |
| macgeek | $29.91 | $29.91 | 8/29/2010 5:57:19 PM |
| VPRLLC | $25.00 | $25.00 | 8/29/2010 8:10:22 PM |
| Headhunter14 | $25.00 | $25.00 | 8/30/2010 9:29:03 AM |
| generous-deal6 | $25.00 | $25.00 | 8/29/2010 10:11:39 PM |
| Dakota98 | $50.00 | $50.00 | 8/30/2010 10:42:59 AM |
| wwwUniversal | $25.00 | $25.00 | 8/30/2010 11:03:06 AM |
| newgroom422 | $25.00 | $25.00 | 8/30/2010 11:28:20 AM |
| californiakhan | $25.00 | $25.00 | 8/30/2010 9:45:39 AM |
| IIP77 | $25.00 | $25.00 | 8/30/2010 11:30:25 AM |
| jstnow | $25.00 | $25.00 | 8/30/2010 10:36:11 AM |
| flexible-integrity7 | $50.00 | $50.00 | 8/30/2010 10:44:31 AM |
| stolan | $25.00 | $25.00 | 8/30/2010 11:13:03 AM |
| richboy56 | $25.00 | $25.00 | 8/30/2010 3:25:31 PM |
| dignified-funds7 | $25.00 | $25.00 | 8/30/2010 4:00:22 PM |
| gametime34 | $33.28 | $33.28 | 8/30/2010 12:25:24 PM |
| emelia | $26.19 | $26.19 | 8/30/2010 11:48:31 AM |
| momar75 | $25.00 | $25.00 | 8/30/2010 1:02:03 PM |
| transaction-axis | $50.00 | $50.00 | 8/30/2010 1:27:11 PM |
| cybernosha | $50.00 | $50.00 | 8/30/2010 3:00:39 PM |
| iflyforfun | $25.00 | $25.00 | 8/30/2010 3:40:36 PM |
| mavenhaven | $25.00 | $25.00 | 8/30/2010 1:58:19 PM |
| marketplace-spark | $25.00 | $25.00 | 8/30/2010 11:07:05 PM |
| mla | $25.00 | $25.00 | 8/31/2010 2:26:21 AM |
| diplomatic-wealth7 | $50.00 | $50.00 | 8/30/2010 7:21:56 PM |
| ddog0224 | $25.00 | $25.00 | 8/31/2010 1:37:24 AM |
| gracej | $25.00 | $25.00 | 8/31/2010 1:22:40 AM |
| reasonable-transaction7 | $25.00 | $25.00 | 8/31/2010 9:36:16 AM |
| p2p-mushroom1 | $50.00 | $50.00 | 8/31/2010 12:53:28 PM |
| BaxterEvil | $50.00 | $50.00 | 8/31/2010 3:34:05 PM |
| red-power-pecan | $30.61 | $30.61 | 8/31/2010 3:51:27 PM |
| tech_helper | $25.00 | $25.00 | 8/31/2010 3:57:49 PM |
| julijask | $25.00 | $25.00 | 8/31/2010 4:02:15 PM |
| nalaari | $25.00 | $25.00 | 8/31/2010 4:02:35 PM |
| unrivaled-power | $100.00 | $100.00 | 8/31/2010 3:41:20 PM |
| blackstar | $25.00 | $25.00 | 8/31/2010 3:36:19 PM |
| Bookophile | $100.00 | $100.00 | 8/31/2010 3:37:30 PM |
| life-is-great | $50.00 | $50.00 | 8/31/2010 3:46:44 PM |
| top-impressive-dinero | $50.00 | $50.00 | 8/31/2010 8:19:34 PM |
| loot-heart | $50.00 | $50.00 | 9/1/2010 12:05:44 AM |
| platinum-yoga | $50.00 | $50.00 | 8/31/2010 4:12:51 PM |
| tlam168 | $50.00 | $50.00 | 9/1/2010 2:16:55 AM |
| rbettenc | $50.00 | $50.00 | 9/1/2010 3:09:13 AM |
| Phantom99 | $25.00 | $25.00 | 9/1/2010 3:15:08 AM |
| aue513 | $25.00 | $25.00 | 9/1/2010 4:13:40 AM |
| BigLinCT | $25.00 | $25.00 | 8/31/2010 6:48:51 PM |
| engaging-worth | $25.00 | $25.00 | 8/31/2010 7:13:39 PM |
| Picopie | $50.00 | $50.00 | 8/31/2010 7:20:48 PM |
| economy-producer | $25.00 | $25.00 | 8/31/2010 9:24:08 PM |
| Mariner3605 | $25.00 | $25.00 | 9/1/2010 12:00:12 AM |
| rmachi | $25.00 | $25.00 | 9/1/2010 12:05:39 AM |
| spark548 | $25.00 | $25.00 | 9/1/2010 7:34:24 AM |
| upbeat-investment9 | $50.00 | $50.00 | 9/1/2010 8:28:47 AM |
| anton | $43.36 | $43.36 | 9/1/2010 2:12:26 PM |
| suk200 | $25.00 | $25.00 | 9/1/2010 9:08:39 AM |
| cathexis | $50.00 | $50.00 | 9/1/2010 9:55:56 AM |
| Supernick | $40.04 | $40.04 | 9/1/2010 9:55:53 AM |
| A007 | $50.00 | $50.00 | 9/1/2010 12:19:01 PM |
| networks4ever | $25.00 | $25.00 | 9/1/2010 1:24:12 PM |
| tender-gold | $50.00 | $50.00 | 9/1/2010 1:33:37 PM |
| troy0868 | $25.00 | $25.00 | 9/1/2010 3:07:51 PM |
| generosity-giraffe0 | $50.00 | $50.00 | 9/1/2010 3:07:54 PM |
| sensible-trade | $100.00 | $100.00 | 9/1/2010 3:07:57 PM |
| smart-leverage7 | $30.00 | $30.00 | 9/1/2010 3:08:17 PM |
| honorable-yield | $50.00 | $50.00 | 9/1/2010 3:08:21 PM |
| sst36 | $50.00 | $50.00 | 9/1/2010 3:09:36 PM |
| payout-detective7 | $25.00 | $25.00 | 9/1/2010 3:10:12 PM |
| ADIDASNO | $25.00 | $25.00 | 9/1/2010 3:10:25 PM |
| LandE2BG | $25.00 | $25.00 | 9/1/2010 3:10:38 PM |
| jaycro | $50.00 | $50.00 | 9/1/2010 3:10:51 PM |
| Lesburger | $25.00 | $25.00 | 9/1/2010 3:11:07 PM |
| blackattak67 | $25.00 | $25.00 | 9/1/2010 3:11:15 PM |
| L-vex | $25.00 | $25.00 | 9/1/2010 4:25:36 PM |
| proper-p2p6 | $50.00 | $50.00 | 9/1/2010 4:27:44 PM |
| affluence-tycoon | $25.00 | $25.00 | 9/1/2010 2:49:20 PM |
| integrity-onator1 | $25.00 | $25.00 | 9/1/2010 3:05:24 PM |
| Grandmahoneybee | $40.00 | $40.00 | 9/1/2010 3:07:49 PM |
| bid-carrier0 | $25.00 | $25.00 | 9/1/2010 3:07:55 PM |
| AFFlyboy | $50.00 | $50.00 | 9/1/2010 3:08:13 PM |
| stylish-transaction | $25.00 | $25.00 | 9/1/2010 3:08:23 PM |
| mennleo | $50.00 | $50.00 | 9/1/2010 3:07:52 PM |
| ps2roy | $50.00 | $50.00 | 9/1/2010 3:08:19 PM |
| Magog12 | $50.00 | $50.00 | 9/1/2010 3:08:26 PM |
| bullish2bearish | $30.00 | $30.00 | 9/1/2010 3:10:26 PM |
| inkplj | $25.00 | $25.00 | 9/1/2010 8:53:34 PM |
| the-purposeful-principal | $25.00 | $25.00 | 9/1/2010 3:10:44 PM |
| urbanMisfit | $35.87 | $35.87 | 9/1/2010 8:53:45 PM |
| squarebob | $25.00 | $25.00 | 9/1/2010 3:10:24 PM |
| buddy486 | $25.00 | $25.00 | 9/1/2010 3:11:25 PM |
| tomspc | $25.00 | $25.00 | 9/1/2010 3:11:33 PM |
| theaterguy | $25.00 | $25.00 | 9/1/2010 3:20:25 PM |
| pubnat | $25.00 | $25.00 | 9/1/2010 3:20:18 PM |
| platinum-quest9 | $25.00 | $25.00 | 9/1/2010 9:59:25 PM |
| the-transaction-stronghold | $25.00 | $25.00 | 9/1/2010 3:43:40 PM |
| jo2y | $25.00 | $25.00 | 9/1/2010 4:24:39 PM |
| compwhiz | $25.00 | $25.00 | 9/1/2010 4:15:55 PM |
| i3urtonair | $25.00 | $25.00 | 9/1/2010 4:26:21 PM |
| Higheagle | $25.68 | $25.68 | 9/1/2010 4:31:16 PM |
| TaoPooh | $25.00 | $25.00 | 9/1/2010 5:05:43 PM |
| payout-carnival | $41.41 | $41.41 | 9/1/2010 5:06:23 PM |
| green-credit-bliss | $25.00 | $25.00 | 9/1/2010 6:05:54 PM |
| stoopidnoodle | $25.00 | $25.00 | 9/2/2010 9:09:52 AM |
| goldeneye777 | $25.00 | $25.00 | 9/2/2010 9:33:49 AM |
| mustangcobra | $25.00 | $25.00 | 9/1/2010 7:33:42 PM |
| insrq | $25.00 | $25.00 | 9/1/2010 7:54:31 PM |
| smart-return | $25.00 | $25.00 | 9/1/2010 8:49:19 PM |
| CaboWaboRobo | $25.00 | $25.00 | 9/1/2010 8:19:24 PM |
| thankful-dollar6 | $25.00 | $25.00 | 9/1/2010 8:34:46 PM |
| commitment-jedi4 | $25.00 | $25.00 | 9/1/2010 10:03:39 PM |
| tranquil-revenue | $31.72 | $31.72 | 9/1/2010 10:28:40 PM |
| Rothgoe | $25.00 | $25.00 | 9/2/2010 1:14:10 PM |
| producer553 | $25.00 | $25.00 | 9/2/2010 1:14:26 PM |
| brginhuntr | $41.05 | $41.05 | 9/2/2010 6:50:38 AM |
| triumph126 | $50.00 | $50.00 | 9/2/2010 7:04:59 AM |
| auction-workhorse679 | $25.00 | $25.00 | 9/2/2010 9:34:44 AM |
| patriot897 | $25.00 | $25.00 | 9/2/2010 2:41:22 PM |
| bullincage | $25.00 | $25.00 | 9/2/2010 9:33:46 AM |
| productive-nickel | $27.00 | $27.00 | 9/2/2010 10:44:31 AM |
| active-market | $30.54 | $30.54 | 9/2/2010 3:23:24 PM |
| market-enthusiast | $25.00 | $25.00 | 9/2/2010 11:17:03 AM |
| Attract | $25.00 | $25.00 | 9/2/2010 3:25:42 PM |
| SwedeInvestor | $50.00 | $50.00 | 9/2/2010 12:48:41 PM |
| flexiboy35 | $25.00 | $25.00 | 9/2/2010 3:30:24 PM |
| djh47a | $25.00 | $25.00 | 9/2/2010 12:57:25 PM |
| DadWarbucks | $25.00 | $25.00 | 9/2/2010 3:35:22 PM |
| vontuse | $25.00 | $25.00 | 9/2/2010 1:30:13 PM |
| Premierelender | $25.00 | $25.00 | 9/2/2010 1:11:13 PM |
| monticello | $25.00 | $25.00 | 9/2/2010 2:30:07 PM |
| kingbutthd | $25.00 | $25.00 | 9/2/2010 2:16:49 PM |
| ctgscott | $25.00 | $25.00 | 9/2/2010 3:23:03 PM |
| tj1683 | $25.00 | $25.00 | 9/2/2010 3:24:00 PM |
| johnsails | $29.08 | $29.08 | 9/2/2010 3:18:38 PM |
| gumbit | $27.14 | $27.14 | 9/2/2010 3:26:50 PM |
| testguy | $50.00 | $50.00 | 9/2/2010 3:34:52 PM |
| market-enthusiast | $25.00 | $25.00 | 9/2/2010 4:16:24 PM |
| ichibon | $150.00 | $150.00 | 8/27/2010 2:35:03 PM |
| wise-dedicated-power | $25.00 | $25.00 | 8/27/2010 2:37:25 PM |
| Ripsaw4U | $50.00 | $50.00 | 8/27/2010 2:39:57 PM |
| Weaverville | $25.00 | $25.00 | 8/27/2010 2:31:16 PM |
| ray1051 | $25.00 | $25.00 | 8/27/2010 2:32:28 PM |
| EvalCrux | $50.00 | $50.00 | 8/27/2010 2:35:50 PM |
| studious-bonus7 | $100.00 | $100.00 | 8/27/2010 2:33:38 PM |
| socrates520 | $50.00 | $50.00 | 8/27/2010 2:35:06 PM |
| authentic-liberty7 | $50.00 | $50.00 | 8/27/2010 2:35:20 PM |
| enthralling-deal180 | $100.00 | $100.00 | 8/27/2010 2:35:29 PM |
| brightest-affluence-motivator | $100.00 | $100.00 | 8/27/2010 2:36:06 PM |
| shur | $25.00 | $25.00 | 8/27/2010 2:37:31 PM |
| on_your_side | $25.00 | $25.00 | 8/27/2010 2:37:37 PM |
| Fiimg | $50.00 | $50.00 | 8/27/2010 2:37:52 PM |
| penny-chooser | $25.00 | $25.00 | 8/27/2010 2:38:08 PM |
| RationalWorld | $25.00 | $25.00 | 8/27/2010 2:38:33 PM |
| boater01 | $30.21 | $30.21 | 8/27/2010 10:11:37 PM |
| SimpleChoice | $25.00 | $25.00 | 8/27/2010 10:14:00 PM |
| lloyd_s | $25.00 | $25.00 | 8/27/2010 10:28:03 PM |
| kindness-percolator5 | $25.00 | $25.00 | 8/27/2010 11:11:33 PM |
| redbomb5 | $25.00 | $25.00 | 8/27/2010 8:04:39 PM |
| Preteur | $25.00 | $25.00 | 8/27/2010 9:43:18 PM |
| SDNLR | $25.00 | $25.00 | 8/27/2010 9:46:05 PM |
| jdrez | $25.00 | $25.00 | 8/27/2010 9:39:06 PM |
| jga516 | $25.00 | $25.00 | 8/27/2010 10:25:39 PM |
| ferdberfel | $32.01 | $32.01 | 8/27/2010 10:41:08 PM |
| ijspence | $25.00 | $25.00 | 8/28/2010 12:47:07 PM |
| orange-courageous-dedication | $27.35 | $27.35 | 8/27/2010 10:57:34 PM |
| CAGE-Investments | $25.00 | $25.00 | 8/27/2010 10:58:54 PM |
| bxdoc | $75.00 | $75.00 | 8/27/2010 11:00:09 PM |
| blissful-note7 | $25.00 | $25.00 | 8/28/2010 3:05:49 AM |
| tylerfd | $25.00 | $25.00 | 8/29/2010 6:35:54 AM |
| get30inc | $50.00 | $50.00 | 8/28/2010 12:50:37 PM |
| epic-transaction | $50.00 | $50.00 | 8/28/2010 2:11:39 PM |
| loan4teacher | $50.00 | $50.00 | 8/29/2010 11:30:48 AM |
| maldok1 | $25.00 | $25.00 | 8/28/2010 2:40:47 PM |
| unforgettable-order9 | $50.00 | $50.00 | 8/29/2010 11:32:25 AM |
| tallmon | $25.00 | $25.00 | 8/28/2010 3:16:54 PM |
| egw | $25.00 | $25.00 | 8/29/2010 11:35:23 AM |
| dannyboy_997 | $25.00 | $25.00 | 8/29/2010 12:35:36 PM |
| TheoProf | $50.00 | $50.00 | 8/28/2010 6:06:23 PM |
| Alpha-AssistU | $26.02 | $26.02 | 8/28/2010 9:30:59 PM |
| Dglue2gether | $50.00 | $50.00 | 8/29/2010 5:05:35 PM |
| schpere | $100.00 | $100.00 | 8/29/2010 10:30:27 AM |
| Viamin | $25.00 | $25.00 | 8/29/2010 8:52:11 PM |
| kahn42 | $25.00 | $25.00 | 8/29/2010 12:04:45 PM |
| PeterV | $50.00 | $50.00 | 8/29/2010 12:05:49 PM |
| stjules | $25.00 | $25.00 | 8/29/2010 1:06:11 PM |
| lively-point | $50.00 | $50.00 | 8/29/2010 1:33:34 PM |
| JanLal | $50.00 | $50.00 | 8/29/2010 2:01:55 PM |
| danthemon35 | $25.00 | $25.00 | 8/29/2010 2:04:12 PM |
| bobby4u3 | $25.00 | $25.00 | 8/29/2010 2:04:27 PM |
| nowits10 | $25.00 | $25.00 | 8/30/2010 8:01:12 AM |
| busnssmn | $25.00 | $25.00 | 8/29/2010 5:05:39 PM |
| thunderd | $25.00 | $25.00 | 8/29/2010 6:05:48 PM |
| cash-boots | $25.00 | $25.00 | 8/29/2010 7:51:31 PM |
| consomedia | $50.00 | $50.00 | 8/30/2010 9:43:11 AM |
| utopia14 | $100.00 | $100.00 | 8/30/2010 9:45:26 AM |
| point-promiser | $30.00 | $30.00 | 8/30/2010 9:51:27 AM |
| Purple11 | $100.00 | $100.00 | 8/30/2010 10:45:07 AM |
| exciting-responsibility3 | $25.00 | $25.00 | 8/30/2010 6:05:22 AM |
| credit-investor5 | $50.00 | $50.00 | 8/30/2010 6:05:51 AM |
| credit-coach118 | $25.00 | $25.00 | 8/30/2010 10:49:12 AM |
| justin323 | $30.00 | $30.00 | 8/30/2010 6:22:10 AM |
| DSFinancial | $50.00 | $50.00 | 8/30/2010 7:33:01 AM |
| miked8303 | $25.00 | $25.00 | 8/30/2010 7:43:08 AM |
| loan-paladin470 | $25.00 | $25.00 | 8/30/2010 8:01:34 AM |
| shingu79 | $50.00 | $50.00 | 8/30/2010 8:54:45 AM |
| Digs | $25.00 | $25.00 | 8/30/2010 11:25:30 AM |
| banker727 | $50.00 | $50.00 | 8/30/2010 9:48:40 AM |
| Interstate_Rate | $50.00 | $50.00 | 8/30/2010 10:37:02 AM |
| kulender | $50.00 | $50.00 | 8/30/2010 10:58:57 AM |
| handshake5 | $25.00 | $25.00 | 8/30/2010 11:56:48 AM |
| Thelonius98 | $25.00 | $25.00 | 8/30/2010 12:10:56 PM |
| skuba | $25.00 | $25.00 | 8/30/2010 11:04:56 AM |
| Pizza-man | $50.00 | $50.00 | 8/30/2010 1:27:09 PM |
| hookUup | $25.00 | $25.00 | 8/30/2010 11:11:19 AM |
| JebkaClan | $25.00 | $25.00 | 8/30/2010 12:11:04 PM |
| bonFire8 | $25.00 | $25.00 | 8/30/2010 12:16:44 PM |
| logical-reward8 | $25.00 | $25.00 | 8/30/2010 1:27:07 PM |
| KramericaIndustries | $25.00 | $25.00 | 8/30/2010 1:58:20 PM |
| mistertao | $25.00 | $25.00 | 8/30/2010 2:30:40 PM |
| kmr2 | $100.00 | $100.00 | 8/30/2010 9:22:03 PM |
| successful-wealth7 | $25.00 | $25.00 | 8/30/2010 5:31:18 PM |
| redx | $25.00 | $25.00 | 8/30/2010 6:46:33 PM |
| sdloanhelper | $25.00 | $25.00 | 8/31/2010 11:36:12 AM |
| tntmojave | $25.00 | $25.00 | 8/31/2010 1:53:19 AM |
| dime-vista2 | $25.00 | $25.00 | 8/31/2010 5:46:32 AM |
| prudent-gain7 | $25.00 | $25.00 | 8/31/2010 6:10:38 AM |
| finance-prescription | $50.00 | $50.00 | 8/31/2010 12:45:52 PM |
| Easystreet | $25.00 | $25.00 | 8/31/2010 9:05:31 AM |
| peso-colonel | $50.00 | $50.00 | 8/31/2010 8:32:05 AM |
| Investoman | $27.94 | $27.94 | 8/31/2010 11:36:09 AM |
| intuitive-bill | $25.00 | $25.00 | 8/31/2010 2:27:49 PM |
| payout-runner | $50.00 | $50.00 | 8/31/2010 3:32:14 PM |
| objective-investor | $27.89 | $27.89 | 8/31/2010 3:36:15 PM |
| investment-tempo | $50.00 | $50.00 | 8/31/2010 3:59:54 PM |
| successful-euro | $50.00 | $50.00 | 8/31/2010 4:02:47 PM |
| BeanCownter | $50.00 | $50.00 | 8/31/2010 3:30:21 PM |
| dokiya777 | $50.00 | $50.00 | 8/31/2010 3:40:01 PM |
| dinero-speaker | $25.00 | $25.00 | 8/31/2010 3:41:00 PM |
| kbodendorf | $25.00 | $25.00 | 8/31/2010 3:33:23 PM |
| useful-currency | $25.00 | $25.00 | 8/31/2010 3:46:25 PM |
| fairness-kayak | $25.00 | $25.00 | 8/31/2010 3:55:30 PM |
| kain11286 | $48.29 | $48.29 | 8/31/2010 7:38:47 PM |
| veggiecats | $25.00 | $25.00 | 8/31/2010 4:03:19 PM |
| credit-kahuna | $50.00 | $50.00 | 8/31/2010 11:44:47 PM |
| ClearLake | $25.00 | $25.00 | 9/1/2010 1:51:30 AM |
| integrity-trumpet | $50.00 | $50.00 | 8/31/2010 4:35:04 PM |
| ippoco | $50.00 | $50.00 | 8/31/2010 6:54:17 PM |
| Hambone1111 | $43.71 | $43.71 | 9/1/2010 7:24:08 AM |
| loan-master996 | $25.52 | $25.52 | 9/1/2010 12:05:46 AM |
| hrubinst | $50.00 | $50.00 | 9/1/2010 2:55:09 AM |
| qtmspin | $25.00 | $25.00 | 9/1/2010 10:36:10 AM |
| mattemmo | $25.00 | $25.00 | 9/1/2010 3:26:30 AM |
| wampum-chorus3 | $25.00 | $25.00 | 9/1/2010 3:40:20 AM |
| omerta6102 | $25.00 | $25.00 | 9/1/2010 11:16:31 AM |
| hard-working-loot | $25.00 | $25.00 | 9/1/2010 6:33:37 AM |
| greenback-museum | $25.00 | $25.00 | 9/1/2010 12:18:52 PM |
| tranquil-principal | $39.84 | $39.84 | 9/1/2010 1:24:10 PM |
| chief_wo | $25.00 | $25.00 | 9/1/2010 2:25:22 PM |
| Benjamin_Orban | $28.45 | $28.45 | 9/1/2010 10:04:19 AM |
| Katburg | $35.00 | $35.00 | 9/1/2010 10:10:18 AM |
| inspired-investment8 | $50.93 | $50.93 | 9/1/2010 10:28:42 AM |
| chicco | $54.73 | $54.73 | 9/1/2010 12:34:56 PM |
| Clambake | $25.27 | $25.27 | 9/1/2010 1:19:55 PM |
| flwah | $25.00 | $25.00 | 9/1/2010 2:49:21 PM |
| transaction-animal8 | $25.00 | $25.00 | 9/1/2010 2:27:00 PM |
| piter-to-la-investment | $25.00 | $25.00 | 9/1/2010 2:27:10 PM |
| revenue-locomotive | $26.00 | $26.00 | 9/1/2010 3:07:53 PM |
| important-openness1 | $100.00 | $100.00 | 9/1/2010 3:07:56 PM |
| helpishere777 | $25.00 | $25.00 | 9/1/2010 3:07:58 PM |
| 52digital | $25.00 | $25.00 | 9/1/2010 3:08:15 PM |
| adir1 | $50.00 | $50.00 | 9/1/2010 3:08:20 PM |
| next2 | $25.00 | $25.00 | 9/1/2010 3:08:22 PM |
| Dweeberkitty1 | $25.00 | $25.00 | 9/1/2010 3:10:15 PM |
| lounges | $50.00 | $50.00 | 9/1/2010 3:10:22 PM |
| jibe-set | $25.00 | $25.00 | 9/1/2010 3:10:28 PM |
| mpactlender | $25.00 | $25.00 | 9/1/2010 3:10:59 PM |
| wonderful-revenue0 | $25.00 | $25.00 | 9/1/2010 3:11:19 PM |
| vigorous-note | $50.00 | $50.00 | 9/1/2010 3:11:48 PM |
| KiwiElf | $34.78 | $34.78 | 9/1/2010 3:20:21 PM |
| peso-mate | $31.72 | $31.72 | 9/1/2010 3:59:22 PM |
| frankdelraza | $25.00 | $25.00 | 9/1/2010 4:33:39 PM |
| ptjg | $43.25 | $43.25 | 9/1/2010 2:48:19 PM |
| Bank42 | $25.00 | $25.00 | 9/1/2010 4:54:29 PM |
| zorg77 | $25.00 | $25.00 | 9/1/2010 2:48:12 PM |
| hopethisworks | $25.00 | $25.00 | 9/1/2010 5:53:36 PM |
| tsquared_030 | $38.68 | $38.68 | 9/1/2010 6:08:40 PM |
| tsg2007 | $25.00 | $25.00 | 9/1/2010 2:54:26 PM |
| well-rounded-dinero | $25.00 | $25.00 | 9/1/2010 3:06:18 PM |
| Marathoner | $50.00 | $50.00 | 9/1/2010 7:58:53 PM |
| sdr984 | $25.00 | $25.00 | 9/1/2010 3:07:51 PM |
| riproaringrapids | $25.00 | $25.00 | 9/1/2010 3:08:12 PM |
| Jumbojack | $50.00 | $50.00 | 9/1/2010 3:08:31 PM |
| designs626 | $50.00 | $50.00 | 9/1/2010 3:08:54 PM |
| busybee007 | $25.00 | $25.00 | 9/1/2010 3:07:50 PM |
| sturdy-openness885 | $25.00 | $25.00 | 9/1/2010 3:08:02 PM |
| diversification-viking | $50.00 | $50.00 | 9/1/2010 3:08:24 PM |
| orange-dollar-guild | $50.00 | $50.00 | 9/1/2010 3:09:34 PM |
| mtquan | $25.00 | $25.00 | 9/1/2010 3:08:33 PM |
| coloradoadam | $25.00 | $25.00 | 9/1/2010 3:09:53 PM |
| leeball | $36.82 | $36.82 | 9/1/2010 8:28:32 PM |
| industrious-silver | $50.00 | $50.00 | 9/1/2010 3:10:23 PM |
| Divr555 | $32.28 | $32.28 | 9/1/2010 3:10:30 PM |
| djmgd790 | $39.66 | $39.66 | 9/1/2010 3:10:02 PM |
| mmckune | $25.00 | $25.00 | 9/1/2010 3:10:27 PM |
| AFairDeal | $25.00 | $25.00 | 9/1/2010 3:11:30 PM |
| rockstar78 | $25.00 | $25.00 | 9/1/2010 3:10:48 PM |
| trapper569 | $50.00 | $50.00 | 9/1/2010 3:12:56 PM |
| sarisai | $50.00 | $50.00 | 9/1/2010 3:20:20 PM |
| restech | $25.00 | $25.00 | 9/1/2010 10:18:50 PM |
| wise-silver-wonder | $25.00 | $25.00 | 9/1/2010 4:26:25 PM |
| easylender | $25.00 | $25.00 | 9/1/2010 4:33:42 PM |
| exciting-diversification2 | $25.00 | $25.00 | 9/1/2010 5:51:01 PM |
| LeadFoot | $25.00 | $25.00 | 9/1/2010 6:08:33 PM |
| balance6 | $25.00 | $25.00 | 9/1/2010 5:23:44 PM |
| calm-deal7 | $25.00 | $25.00 | 9/1/2010 7:15:06 PM |
| Plotinus | $50.00 | $50.00 | 9/1/2010 6:49:37 PM |
| 9boag | $25.00 | $25.00 | 9/1/2010 7:24:01 PM |
| SanJoser | $25.00 | $25.00 | 9/1/2010 7:54:32 PM |
| basejump0 | $25.00 | $25.00 | 9/1/2010 9:54:53 PM |
| Shockem923 | $25.00 | $25.00 | 9/2/2010 4:03:33 AM |
| agile-loan0 | $25.00 | $25.00 | 9/2/2010 1:11:50 PM |
| Dazz2061 | $26.39 | $26.39 | 9/2/2010 1:14:00 PM |
| anyoi | $50.00 | $50.00 | 9/2/2010 1:14:12 PM |
| PatRichi | $25.00 | $25.00 | 9/2/2010 1:33:19 PM |
| Artist_Blue | $25.00 | $25.00 | 9/2/2010 6:17:40 AM |
| porter22 | $25.00 | $25.00 | 9/2/2010 8:18:46 AM |
| totoro | $25.00 | $25.00 | 9/2/2010 2:13:04 PM |
| hope-hickory | $50.00 | $50.00 | 9/2/2010 7:43:53 AM |
| dough-destiny | $25.00 | $25.00 | 9/2/2010 9:33:51 AM |
| Voltaire | $41.12 | $41.12 | 9/2/2010 8:08:35 AM |
| Help-the-Needy | $25.00 | $25.00 | 9/2/2010 9:33:54 AM |
| hope-eagle6 | $25.00 | $25.00 | 9/2/2010 8:18:36 AM |
| janicewill | $25.00 | $25.00 | 9/2/2010 9:34:11 AM |
| IP | $36.92 | $36.92 | 9/2/2010 2:35:13 PM |
| haplender | $50.00 | $50.00 | 9/2/2010 9:23:48 AM |
| LMM1 | $25.00 | $25.00 | 9/2/2010 10:50:02 AM |
| leftcoast52 | $25.00 | $25.00 | 9/2/2010 9:54:32 AM |
| asset-professor | $50.00 | $50.00 | 9/2/2010 11:25:30 AM |
| marketplace-cello5 | $41.79 | $41.79 | 9/2/2010 3:18:06 PM |
| turbine5 | $28.39 | $28.39 | 9/2/2010 3:22:13 PM |
| chlebie | $25.00 | $25.00 | 9/2/2010 3:22:55 PM |
| productive-finance | $30.00 | $30.00 | 9/2/2010 3:29:24 PM |
| icchok | $50.00 | $50.00 | 9/2/2010 11:25:32 AM |
| Trevor_C | $25.00 | $25.00 | 9/2/2010 1:14:54 PM |
| Frenchynh | $25.00 | $25.00 | 9/2/2010 2:16:53 PM |
| jcttjg | $25.00 | $25.00 | 9/2/2010 4:18:39 PM |
| thetropics18 | $25.00 | $25.00 | 9/2/2010 3:19:55 PM |
| yield-seeker | $25.00 | $25.00 | 9/2/2010 3:25:04 PM |
| brazilofmux | $100.00 | $57.56 | 9/2/2010 4:18:44 PM |
| TIC0331 | $50.00 | $50.00 | 9/2/2010 4:05:19 PM |
| 408 bids
|
Borrower Payment Dependent Notes Series
473834
This series of Notes was issued and sold upon the funding of the borrower loan #44493, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.2% |
Auction start date:
| Sep-01-2010 |
| |
Auction end date:
| Sep-08-2010 |
|
|
Starting lender yield:
| 33.35% |
Starting borrower rate/APR:
| 34.35% / 38.06% |
Starting monthly payment:
| $314.08 |
|
Final lender yield:
| 33.35% |
Final borrower rate/APR:
| 34.35% / 38.06% |
Final monthly payment:
| $314.08 |
| |
|
Auction yield range:
| 13.89% - 33.35% |
Estimated loss impact:
| 15.74% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.61% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 640-659 (Aug-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
10 | Length of status: | 13y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,937 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 20 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| abundant-return9 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off debt
Purpose of loan:
This loan will be used to? payoff debt including capital one, chase bank (cc), Juniper, republic finance, and brookwood loans.
My financial situation:
I am a good candidate for this loan because? I have stable employment and on the way back to building a good credit file.? Bankruptcy ('04)?result of divorce.? Credit file is clean since then.? Disposable income good.
Monthly net income: $ 4,733
Monthly expenses: $ 2.575
??Housing: $?683
??Insurance: $ 94
??Car expenses: $ 862?
??Utilities: $ 250
??Phone, cable, internet: $ 33
??Food, entertainment: $ 250
??Clothing, household expenses $ 75
??Credit cards and other loans: $ 328
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| EBITDA | $25.00 | $25.00 | 9/1/2010 2:39:39 PM |
| simplelender80 | $100.00 | $100.00 | 9/1/2010 2:37:46 PM |
| handshake5 | $25.00 | $25.00 | 9/1/2010 2:42:02 PM |
| 108lender | $25.00 | $25.00 | 9/1/2010 2:47:48 PM |
| shrewd-peace7 | $25.00 | $25.00 | 9/1/2010 9:34:03 PM |
| zipemdown | $50.00 | $50.00 | 9/2/2010 3:49:05 AM |
| Artist_Blue | $25.00 | $25.00 | 9/2/2010 6:15:54 AM |
| reward-adventure | $30.00 | $30.00 | 9/1/2010 7:04:44 PM |
| burrito6 | $25.00 | $25.00 | 9/3/2010 6:34:28 AM |
| zone8 | $100.00 | $100.00 | 9/3/2010 7:18:23 AM |
| kind-bill-supporter | $25.00 | $25.00 | 9/3/2010 9:41:30 AM |
| finance-magma7 | $100.00 | $100.00 | 9/3/2010 3:05:20 PM |
| rescue | $50.00 | $50.00 | 9/3/2010 3:06:29 PM |
| kulender | $50.00 | $50.00 | 9/4/2010 6:02:31 AM |
| on_your_side | $25.00 | $25.00 | 9/4/2010 12:22:23 PM |
| ommcd | $25.00 | $25.00 | 9/6/2010 6:14:08 AM |
| elegant-bonus | $25.00 | $25.00 | 9/6/2010 9:47:38 AM |
| AlexTrep | $25.00 | $25.00 | 9/6/2010 12:38:02 PM |
| copper | $50.00 | $50.00 | 9/6/2010 3:50:25 PM |
| KiwiElf | $25.00 | $25.00 | 9/6/2010 4:32:52 PM |
| Phantom99 | $25.00 | $25.00 | 9/6/2010 4:37:17 PM |
| hope-eagle6 | $25.00 | $25.00 | 9/6/2010 4:39:34 PM |
| familyman2008 | $25.00 | $25.00 | 9/6/2010 4:39:07 PM |
| diplomatic-wealth7 | $25.00 | $25.00 | 9/6/2010 4:41:56 PM |
| wise-silver-wonder | $25.00 | $25.00 | 9/6/2010 4:44:38 PM |
| moneygeek | $25.00 | $25.00 | 9/6/2010 4:42:06 PM |
| new-social-economist | $50.00 | $50.00 | 9/6/2010 4:46:58 PM |
| wwwUniversal | $25.00 | $25.00 | 9/6/2010 4:48:25 PM |
| extraordinary-transaction | $50.00 | $50.00 | 9/6/2010 4:51:26 PM |
| HiccupinGminor | $50.00 | $50.00 | 9/6/2010 4:50:23 PM |
| shur | $25.00 | $25.00 | 9/6/2010 4:50:53 PM |
| j-lender | $50.00 | $50.00 | 9/6/2010 4:50:57 PM |
| consomedia | $50.00 | $50.00 | 9/6/2010 4:51:01 PM |
| teller | $25.00 | $25.00 | 9/6/2010 4:51:50 PM |
| booyah | $25.00 | $25.00 | 9/6/2010 4:51:18 PM |
| orange-preeminant-bill | $50.00 | $50.00 | 9/6/2010 4:51:32 PM |
| asiaratt | $50.00 | $50.00 | 9/6/2010 4:52:29 PM |
| asmithj | $50.00 | $50.00 | 9/6/2010 4:50:27 PM |
| radforj22 | $25.00 | $25.00 | 9/6/2010 5:09:24 PM |
| b-rent | $25.00 | $25.00 | 9/7/2010 6:12:50 AM |
| seisen | $29.53 | $29.53 | 9/7/2010 10:24:37 AM |
| Rdodson11 | $25.00 | $25.00 | 9/7/2010 12:07:28 PM |
| dedicated-bid1 | $25.00 | $25.00 | 9/7/2010 3:16:18 PM |
| Sateesh | $58.84 | $58.84 | 9/7/2010 3:16:23 PM |
| AKJagMan | $50.00 | $50.00 | 9/7/2010 3:16:34 PM |
| shoedds | $50.00 | $50.00 | 9/7/2010 3:13:39 PM |
| 0600Zulu | $25.00 | $25.00 | 9/7/2010 3:16:58 PM |
| life-is-great | $50.00 | $50.00 | 9/7/2010 3:17:02 PM |
| neutrino6 | $25.00 | $25.00 | 9/7/2010 3:14:58 PM |
| lillian27 | $50.00 | $50.00 | 9/7/2010 3:18:15 PM |
| blue-euro-entrepreneur | $25.00 | $25.00 | 9/7/2010 3:18:39 PM |
| PatRichi | $25.00 | $25.00 | 9/7/2010 3:16:39 PM |
| jono9999 | $32.04 | $32.04 | 9/7/2010 3:18:59 PM |
| cgk46doit | $25.00 | $25.00 | 9/7/2010 3:16:53 PM |
| cash-medalist3 | $25.00 | $25.00 | 9/7/2010 3:16:57 PM |
| Mariner3605 | $25.00 | $25.00 | 9/7/2010 3:17:06 PM |
| orange-dollar-guild | $25.00 | $25.00 | 9/7/2010 3:17:12 PM |
| Ducatiman1978 | $25.00 | $25.00 | 9/7/2010 3:17:33 PM |
| rbettenc | $50.00 | $50.00 | 9/7/2010 3:20:31 PM |
| dcap3 | $75.00 | $75.00 | 9/7/2010 3:18:17 PM |
| payout-detective7 | $25.00 | $25.00 | 9/7/2010 3:18:32 PM |
| market-enthusiast | $25.00 | $25.00 | 9/7/2010 3:18:36 PM |
| calkidd05 | $25.00 | $25.00 | 9/7/2010 3:18:43 PM |
| CPAMAN | $25.00 | $25.00 | 9/7/2010 3:18:45 PM |
| FeedTheMachine | $100.00 | $100.00 | 9/7/2010 3:18:53 PM |
| compsciman | $50.00 | $50.00 | 9/7/2010 3:19:06 PM |
| kid8549 | $25.00 | $25.00 | 9/7/2010 3:19:14 PM |
| benefit-piano5 | $25.00 | $25.00 | 9/7/2010 3:19:19 PM |
| cestesV | $50.00 | $50.00 | 9/7/2010 3:20:28 PM |
| F16Pilot | $25.00 | $25.00 | 9/7/2010 3:20:30 PM |
| ChrisKwan | $25.00 | $25.00 | 9/7/2010 3:23:21 PM |
| credit-missile | $25.00 | $25.00 | 9/7/2010 4:08:37 PM |
| EretzCapital | $61.02 | $61.02 | 9/7/2010 5:07:52 PM |
| green-rapid-openness | $50.00 | $50.00 | 9/7/2010 8:59:59 PM |
| green-rapid-openness | $50.00 | $50.00 | 9/7/2010 9:00:20 PM |
| green-rapid-openness | $50.00 | $50.00 | 9/7/2010 9:00:38 PM |
| gold-cluster | $100.00 | $100.00 | 9/7/2010 8:45:31 PM |
| VikingLender | $25.00 | $25.00 | 9/8/2010 5:25:39 AM |
| thrilling-transaction1 | $25.00 | $25.00 | 9/8/2010 8:58:39 AM |
| jhernand17 | $25.00 | $25.00 | 9/8/2010 9:04:07 AM |
| jpollar | $25.00 | $25.00 | 9/8/2010 11:12:33 AM |
| Wyatte | $25.00 | $25.00 | 9/8/2010 11:23:09 AM |
| social-zebra | $25.00 | $25.00 | 9/8/2010 11:41:38 AM |
| YoungTaxMan | $25.00 | $25.00 | 9/8/2010 1:27:27 PM |
| SlickNick | $25.00 | $25.00 | 9/8/2010 1:33:11 PM |
| discrete-nickel | $80.00 | $80.00 | 9/8/2010 2:14:03 PM |
| contract-happiness1 | $25.00 | $25.00 | 9/1/2010 2:28:48 PM |
| bid-czar8 | $50.00 | $50.00 | 9/1/2010 2:39:26 PM |
| samo102us | $25.00 | $25.00 | 9/1/2010 2:48:56 PM |
| enthralling-deal180 | $100.00 | $100.00 | 9/1/2010 5:50:30 PM |
| selfmademan | $25.00 | $25.00 | 9/3/2010 9:53:42 AM |
| danthemon35 | $25.00 | $25.00 | 9/4/2010 1:26:55 AM |
| loan-kung-fu | $25.00 | $25.00 | 9/4/2010 1:34:50 AM |
| BBL | $50.00 | $50.00 | 9/4/2010 9:54:13 PM |
| bchen78875 | $25.00 | $25.00 | 9/5/2010 8:14:29 AM |
| lender987654321 | $25.00 | $25.00 | 9/5/2010 6:57:35 PM |
| thedreamer | $25.00 | $25.00 | 9/6/2010 7:02:25 AM |
| qtmspin | $27.48 | $27.48 | 9/6/2010 6:14:15 AM |
| moola-wildebeest3 | $50.00 | $50.00 | 9/6/2010 7:02:18 AM |
| bountiful-durability | $29.71 | $29.71 | 9/6/2010 10:27:19 AM |
| moola-monger9 | $50.00 | $50.00 | 9/6/2010 12:38:16 PM |
| extraordinary-interest1 | $50.00 | $50.00 | 9/6/2010 4:11:08 PM |
| generous-deal6 | $25.00 | $25.00 | 9/6/2010 4:31:27 PM |
| greenwell | $50.00 | $50.00 | 9/6/2010 4:33:58 PM |
| jamiee73 | $25.00 | $25.00 | 9/6/2010 4:39:27 PM |
| IIP77 | $25.00 | $25.00 | 9/6/2010 4:43:34 PM |
| inspiring-reward | $100.00 | $100.00 | 9/6/2010 4:40:55 PM |
| logical-loyalty0 | $25.00 | $25.00 | 9/6/2010 4:45:33 PM |
| supreme-hope | $25.00 | $25.00 | 9/6/2010 4:47:02 PM |
| victorcab | $25.00 | $25.00 | 9/6/2010 4:50:48 PM |
| famous-bill | $25.00 | $25.00 | 9/6/2010 4:51:08 PM |
| charity_fundraiser | $50.00 | $50.00 | 9/6/2010 4:51:45 PM |
| mtquan | $25.00 | $25.00 | 9/6/2010 4:53:40 PM |
| NewTouchAssociateLLC | $50.00 | $50.00 | 9/6/2010 4:50:31 PM |
| ideal-platinum1 | $50.00 | $50.00 | 9/6/2010 4:50:37 PM |
| efficient-marketplace | $50.00 | $50.00 | 9/6/2010 4:53:46 PM |
| miked8303 | $25.00 | $25.00 | 9/6/2010 4:54:01 PM |
| neighborly-bid | $25.00 | $25.00 | 9/6/2010 8:58:14 PM |
| admirable-credit | $25.00 | $25.00 | 9/7/2010 3:14:54 PM |
| sweetlan | $25.00 | $25.00 | 9/7/2010 3:16:03 PM |
| iolaire | $25.00 | $25.00 | 9/7/2010 3:16:08 PM |
| flwah | $25.00 | $25.00 | 9/7/2010 3:16:30 PM |
| Aleut | $25.00 | $25.00 | 9/7/2010 3:16:42 PM |
| fairness-kayak | $25.00 | $25.00 | 9/7/2010 3:17:03 PM |
| joebob78 | $50.00 | $50.00 | 9/7/2010 3:17:15 PM |
| BzJ108 | $25.00 | $25.00 | 9/7/2010 3:15:01 PM |
| youthful-greenback3 | $25.00 | $25.00 | 9/7/2010 3:15:06 PM |
| tech310 | $25.00 | $25.00 | 9/7/2010 3:18:10 PM |
| roblender | $25.00 | $25.00 | 9/7/2010 3:16:16 PM |
| hard-working-loot | $25.00 | $25.00 | 9/7/2010 3:18:57 PM |
| social-conductor4 | $25.00 | $25.00 | 9/7/2010 3:16:51 PM |
| dreammachine | $25.00 | $25.00 | 9/7/2010 3:16:57 PM |
| siafu_kali | $25.00 | $25.00 | 9/7/2010 3:16:54 PM |
| TennSquire | $43.64 | $43.64 | 9/7/2010 3:16:59 PM |
| sturdy-openness885 | $25.00 | $25.00 | 9/7/2010 3:19:57 PM |
| cash-spark3 | $25.00 | $25.00 | 9/7/2010 3:20:29 PM |
| credit-wheel7 | $40.00 | $40.00 | 9/7/2010 3:20:33 PM |
| head | $25.00 | $25.00 | 9/7/2010 3:18:08 PM |
| piter-to-la-investment | $25.00 | $25.00 | 9/7/2010 3:18:32 PM |
| larrybird | $100.00 | $100.00 | 9/7/2010 3:19:31 PM |
| delivery | $25.00 | $25.00 | 9/7/2010 3:18:48 PM |
| foxtrot12 | $26.54 | $26.54 | 9/7/2010 3:20:31 PM |
| industrious-silver | $36.15 | $19.10 | 9/7/2010 3:20:34 PM |
| credit-missile | $25.00 | $25.00 | 9/7/2010 4:08:12 PM |
| credit-missile | $25.00 | $25.00 | 9/7/2010 4:07:50 PM |
| credit-missile | $25.00 | $25.00 | 9/7/2010 4:09:01 PM |
| leverage-ectasy | $56.11 | $56.11 | 9/7/2010 10:01:14 PM |
| wyobeads | $25.00 | $25.00 | 9/8/2010 6:04:48 AM |
| benefit-javelin | $25.00 | $25.00 | 9/8/2010 6:09:07 AM |
| tcbmc | $25.00 | $25.00 | 9/8/2010 8:29:47 AM |
| Bob450 | $30.00 | $30.00 | 9/8/2010 8:12:09 AM |
| minnesotafinancial | $25.00 | $25.00 | 9/8/2010 8:18:06 AM |
| Leshan | $33.33 | $33.33 | 9/8/2010 8:33:27 AM |
| lucrative-coin | $50.00 | $50.00 | 9/8/2010 8:39:04 AM |
| p2p-mover0 | $34.10 | $34.10 | 9/8/2010 9:45:38 AM |
| unger | $50.00 | $50.00 | 9/8/2010 10:15:34 AM |
| Hobson | $25.00 | $25.00 | 9/8/2010 10:44:44 AM |
| JiggaJoeyS | $33.56 | $33.56 | 9/8/2010 10:42:06 AM |
| chroman | $50.00 | $50.00 | 9/8/2010 11:47:50 AM |
| 3439 | $25.00 | $25.00 | 9/8/2010 12:37:38 PM |
| Pu239 | $60.00 | $60.00 | 9/8/2010 12:39:01 PM |
| SAR-2 | $25.00 | $25.00 | 9/8/2010 1:26:13 PM |
| ultimate-peace | $100.00 | $100.00 | 9/8/2010 1:52:25 PM |
| payout-bridge | $1,000.00 | $1,000.00 | 9/8/2010 2:17:11 PM |
| payment-halo | $25.00 | $25.00 | 9/8/2010 2:10:58 PM |
| 165 bids
|
Borrower Payment Dependent Notes Series
474130
This series of Notes was issued and sold upon the funding of the borrower loan #44475, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.2% |
Auction start date:
| Sep-09-2010 |
| |
Auction end date:
| Sep-15-2010 |
|
|
Starting lender yield:
| 33.35% |
Starting borrower rate/APR:
| 34.35% / 38.06% |
Starting monthly payment:
| $336.52 |
|
Final lender yield:
| 33.35% |
Final borrower rate/APR:
| 34.35% / 38.06% |
Final monthly payment:
| $336.52 |
| |
|
Auction yield range:
| 13.79% - 33.35% |
Estimated loss impact:
| 15.74% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.61% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 660-679 (Sep-2010) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 4y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,480 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| green-admirable-yield |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Refi Inventory paid w/personal CC
Special Notes:
Income: My income can be documented with 1099 and tax returns as I am self employed and receive most of my monthly income from residual sources via 1099. As such this does not meet Propser's guidelines. I had a prior listing with documented income for $15,000 that funded in 12hrs and my Prosper rating was A. However, since I didn't have an acutal W2 and Paystub they forced me to redo the listing without verifiable income which is not true! I can verify my income with bank statments, 1099, and tax returns.
Current Credit: Since I had to relist my listing I used a personal credit card to pay for the inventory, which I did not want to do?since I knew it would tank my score. This is why my rating has dropped so much. My score from truecredit.com was 804 and from Myfico.com was 786 before maxing out one of my personal credit cards for $8,700 in expenses. As you can see from the Credit Profile I have zero late or negative info on my credit! ZERO! I also still have available credit so I am not high risk!
Purpose of loan:
My company will be featured on a national TV program to promote our diet product. We used a personal credit card to fund?some of the misc expenses, specifically inventory purchase, associated with the increased business we anticipate from the TV show. The increased sales from this appearance along with the increased brand awareness will be of tremendous benefit and will pay for the loan many times.The TV program will reach roughly 2million viewers I our target demographic thus maximizing our efforts. It also has the advantaged of implied endorsement and is not a commercial.
My financial situation: (see notes above)
I have a solid credit report and financial track record. I have multiple stable forms of income, including residual income and rental income, and that further bolsters my ability to repay. Furthermore, the loan payments will be paid primarily by the business which currently makes $6000+ plus per month with a profit margin of 37%, more than enough to repay the loan payments without even relying on my personal income.??
My monthly?pre-tax?income breakdown is as follows:
$3500 per month from my business, self elmployed
$4000 per month from residual income, 1099 and documented
$1200 per month rent from rental home, NET $400 per month
$600 per month tutoring income, side job to help those with learning difficulties
Expenses: (revised)
Housing: $1000
Car: $300
Misc Debt: $1000
Misc Mo: Expenses: $1500
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
do you plan on automatic payments and to pay this off early - restless-dime
A:
I do plan on auto payments and naturally I hope to pay it off early but I am not sure when that would be.
(Sep-15-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| pfh | $25.00 | $25.00 | 9/9/2010 3:17:09 PM |
| 6moonbeams | $25.00 | $25.00 | 9/9/2010 3:54:09 PM |
| patriot897 | $25.00 | $25.00 | 9/9/2010 3:58:07 PM |
| Adam_00 | $25.00 | $25.00 | 9/10/2010 12:34:38 AM |
| enthralling-deal180 | $66.56 | $66.56 | 9/13/2010 11:45:26 AM |
| burrito6 | $25.00 | $25.00 | 9/13/2010 11:45:30 AM |
| musegaze | $100.00 | $100.00 | 9/14/2010 9:29:03 AM |
| extraordinary-interest1 | $25.00 | $25.00 | 9/14/2010 2:35:26 PM |
| worthy-bid8 | $25.00 | $25.00 | 9/14/2010 2:48:31 PM |
| on_your_side | $25.00 | $25.00 | 9/14/2010 3:23:37 PM |
| AlexTrep | $25.00 | $25.00 | 9/14/2010 3:24:56 PM |
| rescue | $50.00 | $50.00 | 9/14/2010 3:25:21 PM |
| efficient-marketplace | $36.14 | $36.14 | 9/14/2010 3:28:13 PM |
| miked8303 | $25.00 | $25.00 | 9/14/2010 3:28:25 PM |
| marketplace-cello5 | $25.00 | $25.00 | 9/14/2010 3:29:28 PM |
| oracle3 | $47.00 | $47.00 | 9/14/2010 3:27:27 PM |
| kindness-hickory5 | $50.00 | $50.00 | 9/14/2010 3:28:46 PM |
| saysana | $25.00 | $25.00 | 9/14/2010 3:33:04 PM |
| orange-preeminant-bill | $50.00 | $50.00 | 9/14/2010 3:28:03 PM |
| missing-link | $25.00 | $25.00 | 9/14/2010 3:33:33 PM |
| teller | $25.00 | $25.00 | 9/14/2010 3:28:19 PM |
| copper | $50.00 | $50.00 | 9/14/2010 3:31:27 PM |
| genuine-responsibility8 | $50.00 | $50.00 | 9/14/2010 3:32:10 PM |
| kginatl | $50.00 | $50.00 | 9/14/2010 3:34:25 PM |
| p2p-harmony | $25.00 | $25.00 | 9/14/2010 5:32:31 PM |
| ferocious-finance | $25.00 | $25.00 | 9/15/2010 6:33:33 AM |
| ore-healer6 | $25.00 | $25.00 | 9/15/2010 9:37:24 AM |
| AMCal | $50.00 | $50.00 | 9/15/2010 6:45:11 AM |
| Go_Ducks | $25.00 | $25.00 | 9/15/2010 10:52:20 AM |
| barefootpaul | $25.00 | $25.00 | 9/15/2010 9:38:14 AM |
| familyman2008 | $25.00 | $25.00 | 9/15/2010 2:58:19 PM |
| Brainworm | $25.00 | $25.00 | 9/15/2010 2:58:29 PM |
| Erikdbp | $25.00 | $25.00 | 9/15/2010 2:58:34 PM |
| asmithj | $50.00 | $50.00 | 9/15/2010 2:58:40 PM |
| a-successful-credit | $50.00 | $50.00 | 9/15/2010 2:58:57 PM |
| rosadoc | $25.00 | $25.00 | 9/15/2010 3:13:59 PM |
| green-capital-hornet | $25.00 | $25.00 | 9/15/2010 2:58:20 PM |
| LKN2RTR | $25.00 | $25.00 | 9/15/2010 3:14:07 PM |
| abundant-credit6 | $25.00 | $25.00 | 9/15/2010 2:58:28 PM |
| bulabula | $50.00 | $50.00 | 9/15/2010 2:58:32 PM |
| assetmanager | $25.00 | $25.00 | 9/15/2010 2:58:39 PM |
| jo2y | $25.00 | $25.00 | 9/15/2010 2:58:48 PM |
| safe-kindness5 | $25.00 | $25.00 | 9/15/2010 3:15:10 PM |
| investment-tempo | $25.00 | $25.00 | 9/15/2010 3:14:51 PM |
| senorzookeeper | $25.00 | $25.00 | 9/15/2010 3:16:45 PM |
| WorldlyWorker | $25.00 | $25.00 | 9/15/2010 3:15:58 PM |
| loan_doctor | $25.00 | $25.00 | 9/15/2010 3:19:59 PM |
| mnmcarve | $32.01 | $32.01 | 9/15/2010 3:20:41 PM |
| lendme2 | $50.00 | $50.00 | 9/15/2010 2:58:34 PM |
| engaging-contract | $25.00 | $25.00 | 9/15/2010 2:58:40 PM |
| important-ore | $40.77 | $40.77 | 9/15/2010 3:24:01 PM |
| rvfbroker | $25.00 | $25.00 | 9/15/2010 3:24:52 PM |
| b-rent | $25.00 | $25.00 | 9/15/2010 3:24:59 PM |
| teejay411 | $100.00 | $100.00 | 9/15/2010 3:25:16 PM |
| kjsfld | $25.00 | $25.00 | 9/15/2010 3:23:24 PM |
| nhm | $25.00 | $25.00 | 9/15/2010 3:17:09 PM |
| HelpfulLender1 | $25.00 | $25.00 | 9/15/2010 3:23:59 PM |
| Gladglide | $30.00 | $30.00 | 9/15/2010 3:26:03 PM |
| officer8 | $25.00 | $25.00 | 9/15/2010 3:24:06 PM |
| selfmademan | $25.00 | $25.00 | 9/15/2010 3:24:33 PM |
| asiaratt | $50.00 | $50.00 | 9/15/2010 3:24:48 PM |
| gotchai | $50.00 | $50.00 | 9/15/2010 3:19:05 PM |
| tech310 | $25.00 | $25.00 | 9/15/2010 3:25:34 PM |
| ChrisKwan | $25.00 | $25.00 | 9/15/2010 3:25:56 PM |
| compassion-paladin042 | $25.00 | $25.00 | 9/15/2010 3:20:55 PM |
| lcole32 | $25.00 | $25.00 | 9/15/2010 3:21:07 PM |
| lucrative-dollar | $50.00 | $50.00 | 9/15/2010 3:29:45 PM |
| consomedia | $50.00 | $50.00 | 9/15/2010 3:29:51 PM |
| hizzy | $50.00 | $50.00 | 9/15/2010 3:31:38 PM |
| payout-detective7 | $25.00 | $25.00 | 9/15/2010 3:29:46 PM |
| shur | $25.00 | $25.00 | 9/15/2010 3:30:00 PM |
| theshef | $25.00 | $25.00 | 9/15/2010 3:30:19 PM |
| DER | $50.00 | $50.00 | 9/15/2010 3:30:29 PM |
| jono9999 | $25.00 | $25.00 | 9/15/2010 3:24:00 PM |
| Dubbs360 | $25.00 | $25.00 | 9/15/2010 3:30:34 PM |
| financial-frenzy | $50.00 | $50.00 | 9/15/2010 3:34:03 PM |
| Rdodson11 | $25.00 | $25.00 | 9/15/2010 3:24:51 PM |
| geniusj | $25.00 | $25.00 | 9/15/2010 3:34:28 PM |
| commitment-builder | $50.00 | $50.00 | 9/15/2010 3:25:06 PM |
| piter-to-la-investment | $25.00 | $25.00 | 9/15/2010 3:26:26 PM |
| Sateesh | $75.45 | $75.45 | 9/15/2010 3:38:52 PM |
| stock106 | $25.00 | $25.00 | 9/15/2010 3:29:53 PM |
| visionary-currency | $50.00 | $50.00 | 9/15/2010 3:37:57 PM |
| PatRichi | $25.00 | $25.00 | 9/15/2010 3:30:37 PM |
| funtwosay | $25.00 | $25.00 | 9/15/2010 3:40:56 PM |
| TheColoradoDon | $25.00 | $25.00 | 9/15/2010 3:39:08 PM |
| charity_fundraiser | $50.00 | $50.00 | 9/15/2010 3:41:20 PM |
| special-responsibility | $25.00 | $25.00 | 9/15/2010 3:40:01 PM |
| jstnow | $25.00 | $25.00 | 9/15/2010 3:40:56 PM |
| bonus-tent | $25.00 | $25.00 | 9/15/2010 3:44:50 PM |
| Cybercusp | $25.00 | $25.00 | 9/15/2010 3:45:56 PM |
| hope-base | $25.00 | $25.00 | 9/15/2010 3:46:12 PM |
| hard-working-loot | $50.00 | $50.00 | 9/15/2010 3:40:23 PM |
| love_what_you_do | $25.00 | $25.00 | 9/15/2010 3:47:55 PM |
| rakem777 | $25.00 | $25.00 | 9/15/2010 3:48:14 PM |
| economy-producer | $25.00 | $25.00 | 9/15/2010 3:48:02 PM |
| Ducatiman1978 | $25.00 | $25.00 | 9/15/2010 3:48:16 PM |
| FeedTheMachine | $100.00 | $100.00 | 9/15/2010 3:49:34 PM |
| 108lender | $100.00 | $100.00 | 9/15/2010 3:48:28 PM |
| joebob78 | $50.00 | $50.00 | 9/15/2010 3:49:47 PM |
| Mariner3605 | $25.00 | $25.00 | 9/15/2010 3:49:51 PM |
| thestartuplender | $50.00 | $50.00 | 9/15/2010 4:02:44 PM |
| mattemmo | $25.00 | $25.00 | 9/15/2010 4:02:39 PM |
| designs626 | $50.00 | $23.80 | 9/15/2010 4:03:05 PM |
| calkidd05 | $25.00 | $25.00 | 9/15/2010 3:45:50 PM |
| turbolozano | $25.00 | $25.00 | 9/15/2010 3:48:09 PM |
| DUDE66 | $40.43 | $40.43 | 9/15/2010 4:02:41 PM |
| EJL | $25.00 | $25.00 | 9/15/2010 4:02:47 PM |
| contract-happiness1 | $25.00 | $25.00 | 9/9/2010 3:42:38 PM |
| simplelender80 | $100.00 | $100.00 | 9/9/2010 3:48:35 PM |
| EBITDA | $25.00 | $25.00 | 9/9/2010 3:49:44 PM |
| handshake5 | $25.00 | $25.00 | 9/9/2010 3:50:11 PM |
| AF-Chief | $25.00 | $25.00 | 9/10/2010 6:29:01 AM |
| soulful-truth | $25.00 | $25.00 | 9/10/2010 9:48:05 AM |
| bid-czar8 | $50.00 | $50.00 | 9/10/2010 2:46:46 PM |
| neighborly-bid | $25.00 | $25.00 | 9/10/2010 3:15:06 PM |
| kulender | $50.00 | $50.00 | 9/11/2010 5:43:52 PM |
| money-bauble | $50.00 | $50.00 | 9/11/2010 10:24:07 PM |
| finance-magma7 | $33.89 | $33.89 | 9/12/2010 4:08:22 PM |
| zipemdown | $40.22 | $40.22 | 9/13/2010 4:22:27 AM |
| Artist_Blue | $25.00 | $25.00 | 9/13/2010 6:22:37 AM |
| reward-adventure | $30.00 | $30.00 | 9/13/2010 10:58:58 AM |
| helping-out | $30.00 | $30.00 | 9/13/2010 9:38:11 PM |
| commerce-stronghold | $50.00 | $50.00 | 9/14/2010 7:31:16 AM |
| jamiee73 | $25.00 | $25.00 | 9/14/2010 2:31:56 PM |
| generous-deal6 | $25.00 | $25.00 | 9/14/2010 3:08:30 PM |
| logical-loyalty0 | $25.00 | $25.00 | 9/14/2010 3:09:14 PM |
| moola-wildebeest3 | $50.00 | $50.00 | 9/14/2010 2:48:32 PM |
| tjone69 | $25.00 | $25.00 | 9/14/2010 3:11:33 PM |
| IIP77 | $25.00 | $25.00 | 9/14/2010 3:12:24 PM |
| kind-bill-supporter | $25.00 | $25.00 | 9/14/2010 3:25:46 PM |
| thedreamer | $25.00 | $25.00 | 9/14/2010 3:24:41 PM |
| balanced-bill7 | $50.00 | $50.00 | 9/14/2010 3:28:08 PM |
| moneygeek | $25.00 | $25.00 | 9/14/2010 3:30:27 PM |
| qtmspin | $50.00 | $50.00 | 9/14/2010 3:29:16 PM |
| diplomatic-wealth7 | $25.00 | $25.00 | 9/14/2010 3:30:22 PM |
| zorg77 | $25.00 | $25.00 | 9/14/2010 3:31:33 PM |
| oreyedoc | $50.00 | $50.00 | 9/14/2010 3:33:46 PM |
| lender987654321 | $25.00 | $25.00 | 9/14/2010 3:34:05 PM |
| honorable-yield | $35.00 | $35.00 | 9/14/2010 3:28:32 PM |
| moola-monger9 | $50.00 | $50.00 | 9/14/2010 3:28:39 PM |
| Rogesparkguy | $25.00 | $25.00 | 9/14/2010 5:47:18 PM |
| kain11286 | $50.00 | $50.00 | 9/15/2010 6:44:52 AM |
| red-favorable-basis | $25.00 | $25.00 | 9/15/2010 6:45:45 AM |
| treasure-bliss | $50.00 | $50.00 | 9/14/2010 11:43:47 PM |
| life-is-great | $50.00 | $50.00 | 9/15/2010 6:46:39 AM |
| mtquan | $25.00 | $25.00 | 9/15/2010 11:27:42 AM |
| jubilant-auction5 | $25.00 | $25.00 | 9/15/2010 12:13:44 PM |
| P2InvestorSolutions | $150.00 | $150.00 | 9/15/2010 1:49:41 PM |
| smart-leverage7 | $25.00 | $25.00 | 9/15/2010 2:58:16 PM |
| supreme-hope | $25.00 | $25.00 | 9/15/2010 2:58:26 PM |
| Patter256 | $25.00 | $25.00 | 9/15/2010 2:58:31 PM |
| browneyegravy | $25.00 | $25.00 | 9/15/2010 2:58:35 PM |
| LAM26 | $25.00 | $25.00 | 9/15/2010 2:58:44 PM |
| shiny-dollar9 | $25.00 | $25.00 | 9/15/2010 2:58:46 PM |
| ProMidLending | $50.00 | $50.00 | 9/15/2010 2:59:36 PM |
| orbital-velocity7 | $38.16 | $38.16 | 9/15/2010 2:58:27 PM |
| onlyinchicago | $25.00 | $25.00 | 9/15/2010 2:58:38 PM |
| delivery | $25.00 | $25.00 | 9/15/2010 2:58:41 PM |
| CPAMAN | $25.00 | $25.00 | 9/15/2010 3:16:26 PM |
| WilliamLeeSims | $25.00 | $25.00 | 9/15/2010 3:19:36 PM |
| papaman | $25.00 | $25.00 | 9/15/2010 3:20:08 PM |
| orange-dollar-guild | $25.00 | $25.00 | 9/15/2010 2:58:11 PM |
| methodical-capital7 | $25.00 | $25.00 | 9/15/2010 2:58:29 PM |
| runner262 | $25.00 | $25.00 | 9/15/2010 2:58:33 PM |
| Tasmir | $25.00 | $25.00 | 9/15/2010 2:58:43 PM |
| red-power-pecan | $50.00 | $50.00 | 9/15/2010 3:22:29 PM |
| brightest-income-hunter | $25.00 | $25.00 | 9/15/2010 3:22:06 PM |
| flexible-duty3 | $25.00 | $25.00 | 9/15/2010 3:24:22 PM |
| greenwell | $50.00 | $50.00 | 9/15/2010 3:24:28 PM |
| new-social-economist | $50.00 | $50.00 | 9/15/2010 3:24:37 PM |
| junctionking | $25.00 | $25.00 | 9/15/2010 3:24:43 PM |
| Bond007ria | $25.00 | $25.00 | 9/15/2010 3:23:29 PM |
| kindness-venture1 | $25.00 | $25.00 | 9/15/2010 3:25:30 PM |
| gotjack | $25.00 | $25.00 | 9/15/2010 3:23:33 PM |
| derec | $25.00 | $25.00 | 9/15/2010 3:17:21 PM |
| famous-bill | $50.00 | $50.00 | 9/15/2010 3:24:05 PM |
| Aleut | $25.00 | $25.00 | 9/15/2010 3:24:26 PM |
| extraordinary-transaction | $50.00 | $50.00 | 9/15/2010 3:24:45 PM |
| Attract | $25.00 | $25.00 | 9/15/2010 3:26:14 PM |
| loyalist1 | $25.00 | $25.00 | 9/15/2010 3:29:48 PM |
| j-lender | $50.00 | $50.00 | 9/15/2010 3:29:57 PM |
| payout-carnival | $50.00 | $50.00 | 9/15/2010 3:21:44 PM |
| FASTIZIO_P | $27.00 | $27.00 | 9/15/2010 3:22:18 PM |
| first-upright-payout | $50.00 | $50.00 | 9/15/2010 3:30:41 PM |
| prophetofomaha | $50.00 | $50.00 | 9/15/2010 3:29:43 PM |
| sweetlan | $25.00 | $25.00 | 9/15/2010 3:23:23 PM |
| hope-eagle6 | $25.00 | $25.00 | 9/15/2010 3:33:50 PM |
| compsciman | $34.92 | $34.92 | 9/15/2010 3:25:05 PM |
| bshunley | $25.00 | $25.00 | 9/15/2010 3:25:08 PM |
| another412 | $25.00 | $25.00 | 9/15/2010 3:25:33 PM |
| eronyc | $25.00 | $25.00 | 9/15/2010 3:25:59 PM |
| wise-silver-wonder | $25.00 | $25.00 | 9/15/2010 3:34:30 PM |
| shrewd-peace7 | $50.00 | $50.00 | 9/15/2010 3:26:29 PM |
| nicklds | $25.00 | $25.00 | 9/15/2010 3:38:29 PM |
| nodrivelpls | $25.00 | $25.00 | 9/15/2010 3:39:12 PM |
| wanna-help | $25.00 | $25.00 | 9/15/2010 3:29:51 PM |
| BBL | $50.00 | $50.00 | 9/15/2010 3:38:07 PM |
| radforj22 | $25.00 | $25.00 | 9/15/2010 3:30:02 PM |
| Zingaro | $25.00 | $25.00 | 9/15/2010 3:40:41 PM |
| catomaior | $25.00 | $25.00 | 9/15/2010 3:41:09 PM |
| booyah | $25.00 | $25.00 | 9/15/2010 3:41:15 PM |
| social-conductor4 | $25.00 | $25.00 | 9/15/2010 3:41:22 PM |
| rogue_monster | $25.00 | $25.00 | 9/15/2010 3:44:47 PM |
| LoansomeRanger | $37.04 | $37.04 | 9/15/2010 3:46:32 PM |
| flwah | $25.00 | $25.00 | 9/15/2010 3:39:29 PM |
| cospilot | $25.00 | $25.00 | 9/15/2010 3:45:54 PM |
| active-market | $26.61 | $26.61 | 9/15/2010 3:39:58 PM |
| nestegg4e | $25.00 | $25.00 | 9/15/2010 3:47:34 PM |
| influential-cash7 | $25.00 | $25.00 | 9/15/2010 3:41:14 PM |
| wwwUniversal | $25.00 | $25.00 | 9/15/2010 3:48:33 PM |
| eries | $50.00 | $50.00 | 9/15/2010 3:41:34 PM |
| fairhelper | $25.00 | $25.00 | 9/15/2010 3:49:01 PM |
| bodascafe | $25.00 | $25.00 | 9/15/2010 3:50:41 PM |
| astute-dollar | $50.00 | $50.00 | 9/15/2010 4:02:51 PM |
| rose124iar | $25.00 | $25.00 | 9/15/2010 3:45:35 PM |
| valiant-liberty4 | $25.00 | $25.00 | 9/15/2010 4:02:53 PM |
| wowlender | $25.00 | $25.00 | 9/15/2010 3:46:30 PM |
| sgt-schultz | $25.00 | $25.00 | 9/15/2010 4:22:13 PM |
| DHolly | $25.00 | $25.00 | 9/15/2010 4:45:34 PM |
| 220 bids
|
Borrower Payment Dependent Notes Series
474384
This series of Notes was issued and sold upon the funding of the borrower loan #44478, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 36.6% |
Auction start date:
| Sep-07-2010 |
| |
Auction end date:
| Sep-14-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $113.09 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 38.72% |
Final monthly payment:
| $113.09 |
| |
|
Auction yield range:
| 16.89% - 34.00% |
Estimated loss impact:
| 38.61% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| -4.61% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Nov-1991 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 620-639 (Aug-2010) |
Inquiries last 6m:
| 6 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 16y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,435 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| thewindowtinter |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 33 ( 97% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 1
( 3% )
| 640-659
(Apr-2010)
660-679
(Feb-2008)
660-679
(Jan-2008)
660-679
(Dec-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 34 | | |
Description
Working capital for business
THANKS TO ALL THE BIDDERS ON MY PREVIOUS LISTING!?
I am lowering the borrowing amount to increase the chance of funding this time around.
I have paid all past loans in full with good payment records, and am current on all loans outstanding.
Your investment will be paid in full with interest!
Thanks again for considering my loan offer.? I am a returning
Prosper borrower.? I paid off my last loan 2 months early.? I am very
happy with the way that Prosper helped my business in the last 3
years.? I am in the process of paying down business credit cards that I
had obtained in 2008-2009, and prefer the fixed payments of a Prosper
loan over varying interest rates & fees etc.?
Purpose of loan:
This loan is for funding the expansion of my car audio & window tinting business to include making custom decals & vehicle lettering.? I have already purchased a Roland Sp-300v large format printer, and have started producing decals & such on it.? I have also started a website to produce NFL decals that I custom make in-house.? Our websites are as follows: Performanceautotint.com, Performanceautosoundweb.com & Minizees.com.? Specifically, the cash inflow would be used to provide additional media, additional printheads, & software for the decal/sticker side of our business.
My financial situation:
I
am? moving into my 16th year of operation at Performance Autosound.?
Business has been improving all year and sales are up 35% over 2009.?
2008-2009 were very challenging years, but 2010 show good signs of
growth & potential.? Personally, I have been able to maintain all
debts current, and do have some cash reserves tucked away.?
By cutting expenses over the last 3 years I have
managed to maintain profitability with the business even in this
economy.? Compared to other inventory financing, Prosper is the most cost
effective in todays business environment.
I personally guarantee that this loan will be repaid in full, at a high priority.
I have already been able to generate significant new revenue with the addition of the decal/sticker machine.? In 1 month of operation I have taken in over $1000 in sales without significant marketing yet.? Decals are incredibly high profit too.
Thanks again for your consideration,
Bob
check out our NFL decals at? www.minizees.com
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
simplify the math please: average monthly net income, and see my page please. thank you - Tono
A:
Average monthly net income $5000-$6000. Avg expenses: $4500.
(Sep-10-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| glroark | $50.00 | $50.00 | 9/7/2010 2:34:22 PM |
| frugalinvestor20 | $25.00 | $25.00 | 9/7/2010 2:36:10 PM |
| UCLA4life | $50.00 | $50.00 | 9/7/2010 3:03:10 PM |
| loanman2007 | $50.00 | $50.00 | 9/8/2010 7:48:19 AM |
| genuine-integrity0 | $25.00 | $25.00 | 9/8/2010 9:54:25 AM |
| BrighterSuns | $25.00 | $25.00 | 9/9/2010 9:48:57 AM |
| lucrative-loan | $75.00 | $75.00 | 9/9/2010 2:59:43 PM |
| enthusiastic-balance5 | $50.00 | $50.00 | 9/10/2010 3:12:31 PM |
| Ronnieboy888 | $25.00 | $25.00 | 9/13/2010 10:42:34 AM |
| mrxtravis | $50.00 | $50.00 | 9/13/2010 10:45:37 AM |
| a-successful-credit | $50.00 | $50.00 | 9/13/2010 6:22:29 PM |
| Jasmel | $100.75 | $100.75 | 9/13/2010 6:49:38 PM |
| snm2001 | $25.00 | $25.00 | 9/13/2010 5:05:29 PM |
| blitzen40 | $25.00 | $25.00 | 9/13/2010 8:40:58 PM |
| Kash2010lu | $25.00 | $25.00 | 9/14/2010 11:37:44 AM |
| relentless-penny | $25.00 | $25.00 | 9/14/2010 11:00:07 AM |
| victor111 | $50.00 | $50.00 | 9/14/2010 12:51:00 PM |
| innovator2 | $25.00 | $25.00 | 9/14/2010 10:00:44 AM |
| innovator2 | $50.00 | $50.00 | 9/14/2010 2:08:37 PM |
| Bob450 | $25.00 | $25.00 | 9/14/2010 11:37:07 AM |
| YoungTaxMan | $25.00 | $25.00 | 9/14/2010 2:22:34 PM |
| YoungTaxMan | $25.00 | $6.88 | 9/14/2010 2:22:48 PM |
| CommunityArts_Non-profit | $50.00 | $50.00 | 9/14/2010 1:31:04 PM |
| good4loan | $25.00 | $25.00 | 9/7/2010 2:33:09 PM |
| Skeptical-one | $30.00 | $30.00 | 9/7/2010 2:36:05 PM |
| Jasmel | $100.00 | $100.00 | 9/7/2010 10:31:42 PM |
| return-grizzly | $100.00 | $100.00 | 9/8/2010 6:24:06 AM |
| CommunityArts_Non-profit | $50.00 | $50.00 | 9/8/2010 7:50:26 AM |
| restless-dime | $25.00 | $25.00 | 9/9/2010 9:16:22 AM |
| MStackIV | $50.00 | $50.00 | 9/9/2010 11:04:27 AM |
| innovator2 | $25.00 | $25.00 | 9/9/2010 2:50:11 PM |
| fabulous-community4 | $25.00 | $25.00 | 9/9/2010 3:08:19 PM |
| reasonable-power | $25.00 | $25.00 | 9/9/2010 3:45:09 PM |
| Kash2010lu | $50.00 | $50.00 | 9/10/2010 10:30:31 AM |
| Tono | $30.00 | $30.00 | 9/11/2010 2:22:02 PM |
| head | $25.00 | $25.00 | 9/12/2010 3:46:47 AM |
| zone6 | $47.59 | $47.59 | 9/12/2010 5:43:09 AM |
| loss-of-control | $25.00 | $25.00 | 9/12/2010 3:46:17 PM |
| deepblue34 | $25.00 | $25.00 | 9/12/2010 5:52:34 PM |
| bmw2 | $50.00 | $50.00 | 9/13/2010 8:13:13 AM |
| NekHoldings | $25.00 | $25.00 | 9/14/2010 5:18:08 AM |
| weezy22 | $27.00 | $27.00 | 9/14/2010 5:59:50 AM |
| Jasmel | $147.78 | $147.78 | 9/14/2010 6:06:43 AM |
| Kash2010lu | $25.00 | $25.00 | 9/14/2010 6:45:23 AM |
| WonByOne | $25.00 | $25.00 | 9/14/2010 8:17:19 AM |
| sgt-schultz | $25.00 | $25.00 | 9/14/2010 8:54:42 AM |
| farchoir | $25.00 | $25.00 | 9/14/2010 10:51:14 AM |
| sturdy-peace9 | $75.00 | $75.00 | 9/14/2010 11:01:07 AM |
| innovator2 | $35.00 | $35.00 | 9/14/2010 12:03:01 PM |
| oath163 | $25.00 | $25.00 | 9/14/2010 9:43:51 AM |
| silver-parsec | $30.00 | $30.00 | 9/14/2010 11:37:51 AM |
| YoungTaxMan | $300.00 | $300.00 | 9/14/2010 2:22:17 PM |
| YoungTaxMan | $120.00 | $120.00 | 9/14/2010 1:53:43 PM |
| 53 bids
|
Borrower Payment Dependent Notes Series
474592
This series of Notes was issued and sold upon the funding of the borrower loan #44491, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,500.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.0% |
Auction start date:
| Sep-07-2010 |
| |
Auction end date:
| Sep-14-2010 |
|
|
Starting lender yield:
| 18.50% |
Starting borrower rate/APR:
| 19.50% / 21.73% |
Starting monthly payment:
| $424.46 |
|
Final lender yield:
| 14.50% |
Final borrower rate/APR:
| 15.50% / 17.68% |
Final monthly payment:
| $401.47 |
| |
|
Auction yield range:
| 5.79% - 18.50% |
Estimated loss impact:
| 6.20% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.30% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 820-839 (Aug-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 10y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $447 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 5% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| rlsurb |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Landscaping and Florida Room
Purpose of loan:
This loan will be used to fix?up our boring?yard. We have a pool but nothing around it. We will fix the yard up and add a florida room. ?
My financial situation:
I am a good candidate for this loan because I pay all my bills on time and make enough to cover this loan.
Monthly net income: $ 4400?
(my wife's income is 4200)
Monthly expenses: $
??Housing: $ 1500
??Insurance: $ 150
??Car expenses: $ 150
??Utilities: $ 200
??Phone, cable, internet: $ 115
??Food, entertainment: $ 300
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 0
??Other expenses: $ 300 misc
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Why are not you taking HELOC from the banks? Your credit score is good! Are you under water for the home price? - ExtraIncome
A:
Yes. I am about 20% upside down
(Sep-14-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ray1051 | $25.00 | $25.00 | 9/7/2010 2:35:42 PM |
| GElender | $50.00 | $50.00 | 9/7/2010 2:35:55 PM |
| larrybird | $150.00 | $150.00 | 9/7/2010 2:37:04 PM |
| wise-dedicated-power | $25.00 | $25.00 | 9/7/2010 2:37:25 PM |
| inforapenny | $50.00 | $50.00 | 9/7/2010 2:38:00 PM |
| bountiful-durability | $100.00 | $100.00 | 9/7/2010 2:37:52 PM |
| simplelender80 | $250.00 | $250.00 | 9/7/2010 2:41:40 PM |
| loan-wasp | $50.00 | $50.00 | 9/7/2010 2:42:33 PM |
| jazzlender | $25.00 | $25.00 | 9/7/2010 2:43:15 PM |
| important-ore | $50.00 | $50.00 | 9/7/2010 2:45:03 PM |
| kmr2 | $150.00 | $150.00 | 9/7/2010 2:46:49 PM |
| objective-investor | $100.00 | $100.00 | 9/7/2010 2:47:40 PM |
| ichibon | $200.00 | $200.00 | 9/7/2010 2:48:20 PM |
| proper-p2p6 | $50.00 | $50.00 | 9/7/2010 2:48:42 PM |
| tsg2007 | $25.00 | $25.00 | 9/7/2010 2:47:51 PM |
| yukongin | $100.00 | $100.00 | 9/7/2010 2:49:16 PM |
| credit-scout7 | $50.00 | $50.00 | 9/7/2010 2:51:06 PM |
| hookUup | $25.00 | $25.00 | 9/7/2010 2:52:24 PM |
| danthemon35 | $25.00 | $25.00 | 9/7/2010 2:55:01 PM |
| helpful-dough | $50.00 | $50.00 | 9/7/2010 2:57:16 PM |
| community-pipeline8 | $50.00 | $50.00 | 9/7/2010 3:00:44 PM |
| 108lender | $100.00 | $100.00 | 9/7/2010 3:14:22 PM |
| gain-seagull9 | $50.00 | $50.00 | 9/7/2010 3:05:21 PM |
| Sol_Invictus | $25.00 | $25.00 | 9/7/2010 3:31:35 PM |
| Vegasjim | $25.00 | $25.00 | 9/7/2010 9:18:22 PM |
| Tradesmanlender | $25.00 | $25.00 | 9/7/2010 11:09:49 PM |
| reflective-rupee | $25.00 | $25.00 | 9/8/2010 12:09:08 AM |
| tech310 | $50.00 | $50.00 | 9/7/2010 11:52:24 PM |
| elegant-bonus | $25.00 | $25.00 | 9/7/2010 11:58:24 PM |
| versatile-platinum4 | $25.00 | $25.00 | 9/8/2010 9:35:56 AM |
| maldok1 | $25.00 | $25.00 | 9/8/2010 9:35:24 AM |
| generosity-giraffe0 | $50.00 | $50.00 | 9/8/2010 10:32:20 AM |
| pfh | $25.00 | $25.00 | 9/8/2010 11:14:57 AM |
| shrewd-peace7 | $30.00 | $30.00 | 9/8/2010 2:38:41 PM |
| vegibenz | $25.00 | $25.00 | 9/8/2010 2:40:34 PM |
| brightest-affluence-motivator | $100.00 | $100.00 | 9/8/2010 8:12:15 PM |
| honorable-yield | $50.00 | $50.00 | 9/8/2010 9:52:27 PM |
| smart-return | $25.00 | $25.00 | 9/9/2010 6:52:34 AM |
| bknite13 | $200.00 | $200.00 | 9/9/2010 7:53:07 AM |
| rmpedi33 | $100.00 | $100.00 | 9/9/2010 9:57:09 AM |
| patriot897 | $50.00 | $50.00 | 9/9/2010 10:20:47 AM |
| justice-dna | $25.00 | $25.00 | 9/9/2010 10:32:34 AM |
| radforj22 | $25.00 | $25.00 | 9/9/2010 1:31:32 PM |
| integrity-trumpet | $50.00 | $50.00 | 9/9/2010 1:33:50 PM |
| generous-deal6 | $50.00 | $50.00 | 9/9/2010 4:02:17 PM |
| anders94 | $25.00 | $25.00 | 9/9/2010 4:03:24 PM |
| reasonable-transaction7 | $25.00 | $25.00 | 9/9/2010 4:06:40 PM |
| payment-halo | $25.00 | $25.00 | 9/9/2010 5:24:14 PM |
| smart-leverage7 | $50.00 | $50.00 | 9/10/2010 12:12:28 AM |
| tranquil-return4 | $25.00 | $25.00 | 9/10/2010 3:22:40 AM |
| AF-Chief | $25.00 | $25.00 | 9/10/2010 6:39:51 AM |
| peripatetic | $25.00 | $25.00 | 9/10/2010 6:57:24 AM |
| attentive-income | $50.00 | $50.00 | 9/10/2010 9:29:19 AM |
| CLoViq | $50.00 | $50.00 | 9/10/2010 9:39:42 AM |
| benefit-piano5 | $25.00 | $25.00 | 9/10/2010 11:18:43 AM |
| blujfan9293 | $50.00 | $50.00 | 9/10/2010 12:33:10 PM |
| scottr | $25.00 | $25.00 | 9/10/2010 2:59:13 PM |
| zorg77 | $25.00 | $25.00 | 9/10/2010 3:14:22 PM |
| wonderful-rupee | $25.00 | $25.00 | 9/10/2010 3:24:31 PM |
| enigmallc | $25.00 | $25.00 | 9/10/2010 4:53:21 PM |
| julijask | $25.00 | $25.00 | 9/10/2010 6:27:28 PM |
| bullwink27 | $25.00 | $25.00 | 9/10/2010 9:07:10 PM |
| useful-currency | $25.00 | $25.00 | 9/11/2010 9:33:33 AM |
| Msbutterfly | $50.00 | $50.00 | 9/11/2010 9:33:43 AM |
| Dollars4Rent | $25.00 | $25.00 | 9/11/2010 8:52:54 AM |
| falcone | $35.00 | $35.00 | 9/11/2010 10:07:16 AM |
| efficient-treasure0 | $25.00 | $25.00 | 9/11/2010 9:33:24 AM |
| ommcd | $25.00 | $25.00 | 9/11/2010 9:43:59 AM |
| wwwUniversal | $25.00 | $25.00 | 9/12/2010 6:14:06 AM |
| Oakland | $50.00 | $50.00 | 9/12/2010 12:23:06 PM |
| return-percolator8 | $50.00 | $50.00 | 9/12/2010 1:53:43 PM |
| DcUnited | $30.00 | $30.00 | 9/12/2010 10:02:24 AM |
| Johnab | $25.00 | $25.00 | 9/12/2010 12:46:43 PM |
| nickel-demon2 | $100.00 | $100.00 | 9/12/2010 5:51:06 PM |
| forthright-principal2 | $25.00 | $25.00 | 9/12/2010 5:38:08 PM |
| peso-colonel | $50.00 | $50.00 | 9/12/2010 7:57:30 PM |
| loss-of-control | $100.00 | $100.00 | 9/12/2010 4:10:42 PM |
| worth-victor6 | $25.00 | $25.00 | 9/13/2010 9:39:30 AM |
| CASSHMAN | $31.41 | $31.41 | 9/13/2010 8:33:24 AM |
| gatorjh | $25.00 | $25.00 | 9/13/2010 9:18:18 AM |
| lounges | $50.00 | $50.00 | 9/13/2010 9:57:55 AM |
| brightest-dignified-penny | $25.00 | $25.00 | 9/13/2010 10:43:54 AM |
| Marathoner | $50.00 | $50.00 | 9/13/2010 10:44:08 AM |
| asdf9876 | $25.00 | $25.00 | 9/13/2010 10:08:55 AM |
| oreyedoc | $50.00 | $50.00 | 9/13/2010 10:52:58 AM |
| exchange-jet | $25.00 | $25.00 | 9/13/2010 2:17:02 PM |
| leverage-monger | $49.00 | $49.00 | 9/13/2010 11:42:51 AM |
| financial-frenzy | $50.00 | $50.00 | 9/13/2010 5:48:12 PM |
| helping-out | $75.00 | $75.00 | 9/13/2010 7:12:27 PM |
| red-unequivocal-finance | $25.00 | $25.00 | 9/13/2010 5:49:30 PM |
| EvalCrux | $27.53 | $27.53 | 9/13/2010 5:50:21 PM |
| fuke | $25.00 | $25.00 | 9/13/2010 9:33:03 PM |
| Steveoo1 | $25.00 | $25.00 | 9/14/2010 12:03:09 AM |
| love_what_you_do | $25.00 | $25.00 | 9/13/2010 8:22:32 PM |
| hrubinst | $50.00 | $50.00 | 9/14/2010 12:55:05 AM |
| Phantom99 | $25.00 | $25.00 | 9/14/2010 1:10:16 AM |
| nalaari | $25.00 | $25.00 | 9/14/2010 1:34:47 AM |
| economy-producer | $25.00 | $25.00 | 9/14/2010 1:34:58 AM |
| rockhound84 | $25.00 | $25.00 | 9/14/2010 1:38:40 AM |
| Brainworm | $25.00 | $25.00 | 9/14/2010 2:28:47 AM |
| stollcm | $25.00 | $25.00 | 9/14/2010 5:33:40 AM |
| acropiloterau2002 | $25.00 | $25.00 | 9/14/2010 5:52:14 AM |
| bid-papyrus | $50.00 | $50.00 | 9/14/2010 6:02:16 AM |
| responsibility-tent | $25.00 | $25.00 | 9/14/2010 7:13:03 AM |
| BrighterSuns | $25.00 | $25.00 | 9/14/2010 7:11:45 AM |
| zippy-revenue8 | $25.00 | $25.00 | 9/14/2010 4:41:35 AM |
| onlyinchicago | $25.00 | $25.00 | 9/14/2010 7:48:34 AM |
| Investoman | $25.00 | $25.00 | 9/14/2010 8:42:56 AM |
| durable-investment8 | $50.00 | $50.00 | 9/14/2010 9:25:11 AM |
| broomfieldbucks | $25.00 | $25.00 | 9/14/2010 9:20:36 AM |
| upsata | $25.00 | $25.00 | 9/14/2010 6:57:29 AM |
| SOP_Bank | $25.00 | $25.00 | 9/14/2010 8:35:29 AM |
| smbau06 | $55.00 | $55.00 | 9/14/2010 10:42:21 AM |
| EastBayCapital | $25.00 | $25.00 | 9/14/2010 8:58:27 AM |
| cutter21 | $25.00 | $25.00 | 9/14/2010 9:22:57 AM |
| Smallbear | $25.00 | $25.00 | 9/14/2010 11:00:28 AM |
| bill-mushroom | $25.00 | $25.00 | 9/14/2010 9:47:42 AM |
| blue-useful-auction | $25.00 | $25.00 | 9/14/2010 1:33:27 PM |
| sugybutt | $50.00 | $50.00 | 9/14/2010 9:54:06 AM |
| orbital-dollar2 | $25.00 | $25.00 | 9/14/2010 12:06:46 PM |
| quantumwellguy | $50.00 | $50.00 | 9/14/2010 2:16:02 PM |
| DasMula | $25.00 | $25.00 | 9/14/2010 1:27:32 PM |
| friendinmoney | $25.00 | $25.00 | 9/14/2010 2:22:46 PM |
| DasMula | $25.00 | $25.00 | 9/14/2010 1:27:19 PM |
| Weaverville | $25.00 | $25.00 | 9/7/2010 2:29:32 PM |
| ethicalhumanist | $50.00 | $50.00 | 9/7/2010 2:35:25 PM |
| kegs | $150.00 | $150.00 | 9/7/2010 2:36:53 PM |
| rescue | $50.00 | $50.00 | 9/7/2010 2:37:46 PM |
| studious-bonus7 | $100.00 | $100.00 | 9/7/2010 2:41:48 PM |
| bid-czar8 | $50.00 | $50.00 | 9/7/2010 2:42:45 PM |
| authentic-liberty7 | $50.00 | $50.00 | 9/7/2010 2:42:56 PM |
| Fiimg | $50.00 | $50.00 | 9/7/2010 2:44:39 PM |
| schpere | $25.00 | $25.00 | 9/7/2010 2:45:12 PM |
| handshake5 | $25.00 | $25.00 | 9/7/2010 2:45:43 PM |
| mla | $25.00 | $25.00 | 9/7/2010 2:46:57 PM |
| asset-professor | $50.00 | $50.00 | 9/7/2010 2:49:05 PM |
| finance-magma7 | $100.00 | $100.00 | 9/7/2010 2:49:42 PM |
| efficient-marketplace | $50.00 | $50.00 | 9/7/2010 2:50:27 PM |
| RealEstateInvestorsoftheUS | $25.00 | $25.00 | 9/7/2010 2:53:45 PM |
| helpinghand75 | $50.00 | $50.00 | 9/7/2010 2:58:54 PM |
| Artist_Blue | $25.00 | $25.00 | 9/7/2010 2:57:58 PM |
| Ocean713 | $50.00 | $50.00 | 9/7/2010 3:00:31 PM |
| neighborly-bid | $25.00 | $25.00 | 9/7/2010 3:04:09 PM |
| ZerightGifts | $100.00 | $100.00 | 9/7/2010 3:42:29 PM |
| timepassport | $25.00 | $25.00 | 9/7/2010 3:48:46 PM |
| soheagle | $50.00 | $50.00 | 9/7/2010 9:56:50 PM |
| balanced-bill7 | $50.00 | $50.00 | 9/7/2010 10:34:31 PM |
| Cheburashka | $25.00 | $25.00 | 9/7/2010 10:57:22 PM |
| cash-spark3 | $25.00 | $25.00 | 9/7/2010 11:25:06 PM |
| JustMee | $25.00 | $25.00 | 9/8/2010 6:17:30 AM |
| enthralling-deal180 | $100.00 | $100.00 | 9/8/2010 8:07:22 AM |
| worthy-bid8 | $100.00 | $100.00 | 9/8/2010 9:27:39 AM |
| MTGuy | $25.00 | $25.00 | 9/8/2010 9:23:22 AM |
| maplehouse | $26.46 | $26.46 | 9/8/2010 9:50:37 AM |
| CAGE-Investments | $25.00 | $25.00 | 9/8/2010 9:35:54 AM |
| jigsaw | $100.00 | $100.00 | 9/8/2010 10:27:21 AM |
| chestnut4 | $25.00 | $25.00 | 9/8/2010 9:44:30 AM |
| 6moonbeams | $100.00 | $100.00 | 9/8/2010 11:32:38 AM |
| agalt | $100.00 | $100.00 | 9/8/2010 1:37:40 PM |
| tallmon | $25.00 | $25.00 | 9/8/2010 2:39:04 PM |
| BeanCownter | $50.00 | $50.00 | 9/8/2010 2:40:24 PM |
| pnace | $50.00 | $50.00 | 9/8/2010 2:40:30 PM |
| techs | $25.00 | $25.00 | 9/8/2010 3:00:35 PM |
| bxdoc | $25.67 | $25.67 | 9/8/2010 3:13:38 PM |
| j2ee | $25.00 | $25.00 | 9/8/2010 3:14:18 PM |
| vigorous-note | $50.00 | $50.00 | 9/8/2010 3:16:42 PM |
| credit-panda1 | $25.00 | $25.00 | 9/8/2010 4:03:57 PM |
| dloan | $25.00 | $25.00 | 9/8/2010 4:04:05 PM |
| WilliamLeeSims | $25.00 | $25.00 | 9/8/2010 7:28:03 PM |
| BankOfShaun | $25.00 | $25.00 | 9/8/2010 7:47:53 PM |
| jodilee31 | $44.59 | $44.59 | 9/8/2010 8:29:51 PM |
| AK49-JW | $25.00 | $25.00 | 9/9/2010 1:34:41 AM |
| lcole32 | $25.00 | $25.00 | 9/9/2010 6:13:26 AM |
| bodascafe | $25.00 | $25.00 | 9/9/2010 8:19:17 AM |
| gain-dolphin | $25.00 | $25.00 | 9/9/2010 9:28:43 AM |
| dynrep | $25.00 | $25.00 | 9/9/2010 9:22:14 AM |
| Ripsaw4U | $50.00 | $50.00 | 9/9/2010 2:57:09 PM |
| RedCentre | $250.00 | $250.00 | 9/9/2010 2:59:18 PM |
| bchen78875 | $25.00 | $25.00 | 9/9/2010 3:05:49 PM |
| the-profit-oracle | $25.00 | $25.00 | 9/9/2010 3:12:04 PM |
| Binan | $25.00 | $25.00 | 9/9/2010 4:03:17 PM |
| diplomatic-wealth7 | $50.00 | $50.00 | 9/9/2010 4:04:58 PM |
| ALHBLJ | $50.00 | $50.00 | 9/9/2010 4:06:38 PM |
| riproaringrapids | $25.00 | $25.00 | 9/9/2010 4:06:43 PM |
| Easystreet | $25.00 | $25.00 | 9/9/2010 6:40:33 PM |
| thorough-exchange4 | $50.00 | $50.00 | 9/9/2010 10:05:09 PM |
| a-finance-nirvana | $25.00 | $25.00 | 9/10/2010 4:48:45 AM |
| MyPFBlog | $25.00 | $25.00 | 9/10/2010 7:44:47 AM |
| sound | $50.00 | $50.00 | 9/10/2010 8:49:17 AM |
| jeffpac | $50.00 | $50.00 | 9/10/2010 9:29:51 AM |
| Devsfan3 | $50.00 | $50.00 | 9/10/2010 10:42:27 AM |
| tranquil-revenue | $50.00 | $50.00 | 9/10/2010 11:19:16 AM |
| Patter256 | $25.00 | $25.00 | 9/10/2010 3:17:34 PM |
| PRGuyinVA | $50.00 | $50.00 | 9/10/2010 6:07:21 PM |
| power-pagoda | $50.00 | $50.00 | 9/10/2010 11:58:17 PM |
| marketplace-cello5 | $50.00 | $50.00 | 9/11/2010 12:27:34 AM |
| CornerKetch | $25.00 | $25.00 | 9/11/2010 12:57:16 AM |
| auction-workhorse679 | $25.00 | $25.00 | 9/11/2010 7:58:28 AM |
| Philkent | $50.00 | $50.00 | 9/11/2010 12:43:15 PM |
| ro37 | $25.00 | $25.00 | 9/12/2010 7:02:31 AM |
| MissionMicroFinance | $25.00 | $25.00 | 9/12/2010 7:59:38 AM |
| kulender | $100.00 | $100.00 | 9/12/2010 6:03:58 AM |
| gracej | $25.00 | $25.00 | 9/12/2010 10:03:03 AM |
| brazilofmux | $83.66 | $83.66 | 9/12/2010 1:12:01 PM |
| dime-blackberry1 | $75.00 | $75.00 | 9/12/2010 9:42:15 AM |
| ClearLake | $25.00 | $25.00 | 9/12/2010 9:46:45 AM |
| benjamin67 | $36.11 | $36.11 | 9/12/2010 10:19:37 AM |
| jo2y | $25.00 | $25.00 | 9/12/2010 2:42:57 PM |
| revmax | $25.00 | $25.00 | 9/12/2010 5:17:29 PM |
| maximizer | $25.00 | $25.00 | 9/12/2010 6:35:18 PM |
| FinanceEngine | $30.00 | $30.00 | 9/13/2010 7:43:30 AM |
| ericgassercom | $50.00 | $50.00 | 9/13/2010 9:40:03 AM |
| note-axis5 | $50.00 | $50.00 | 9/13/2010 9:39:08 AM |
| ttnk62918 | $25.00 | $25.00 | 9/13/2010 10:42:46 AM |
| credit-kahuna | $25.00 | $25.00 | 9/13/2010 11:12:31 AM |
| LARRY4NY | $25.00 | $25.00 | 9/13/2010 4:04:29 PM |
| NYCFinancier | $25.00 | $25.00 | 9/13/2010 5:47:57 PM |
| affluence-animal | $50.00 | $50.00 | 9/13/2010 5:47:36 PM |
| flexible-duty3 | $25.00 | $25.00 | 9/13/2010 5:47:51 PM |
| Butterfly1950 | $25.00 | $25.00 | 9/13/2010 5:49:23 PM |
| ml13 | $25.00 | $25.00 | 9/13/2010 5:50:33 PM |
| teejay411 | $100.00 | $100.00 | 9/13/2010 5:49:12 PM |
| johngotti | $50.00 | $50.00 | 9/13/2010 8:45:10 PM |
| mason13a | $50.00 | $50.00 | 9/13/2010 6:42:12 PM |
| rapid-currency | $87.77 | $87.77 | 9/13/2010 11:00:28 PM |
| rmachi | $25.00 | $25.00 | 9/13/2010 11:51:31 PM |
| ualf | $50.00 | $50.00 | 9/14/2010 12:05:30 AM |
| d_grbg | $25.00 | $25.00 | 9/14/2010 12:33:05 AM |
| flwah | $25.00 | $25.00 | 9/14/2010 12:46:59 AM |
| chlebie | $25.00 | $25.00 | 9/14/2010 1:07:52 AM |
| hopethisworks | $25.00 | $25.00 | 9/13/2010 11:51:54 PM |
| dollardave | $79.78 | $79.78 | 9/14/2010 1:22:13 AM |
| lagnisiruk | $25.00 | $25.00 | 9/14/2010 1:53:17 AM |
| E-B | $50.00 | $50.00 | 9/14/2010 3:01:51 AM |
| Mrgiggleswic | $100.00 | $100.00 | 9/14/2010 4:49:41 AM |
| ddog0224 | $25.00 | $25.00 | 9/14/2010 1:12:57 AM |
| encore739 | $25.00 | $25.00 | 9/14/2010 8:24:16 AM |
| cashhelp | $25.00 | $25.00 | 9/14/2010 8:37:10 AM |
| dt_one | $25.00 | $25.00 | 9/14/2010 8:37:23 AM |
| leverage-monger | $180.00 | $180.00 | 9/14/2010 9:21:51 AM |
| FundMaker | $25.00 | $25.00 | 9/14/2010 7:00:53 AM |
| golden-bid9 | $50.00 | $50.00 | 9/14/2010 9:38:48 AM |
| rockhound84 | $25.00 | $25.00 | 9/14/2010 8:14:48 AM |
| SwedeInvestor | $40.68 | $40.68 | 9/14/2010 9:54:02 AM |
| integrity-palm9 | $50.00 | $50.00 | 9/14/2010 9:57:06 AM |
| gothampark | $25.00 | $25.00 | 9/14/2010 9:59:34 AM |
| teller | $48.38 | $48.38 | 9/14/2010 10:13:16 AM |
| clean-fund | $25.00 | $25.00 | 9/14/2010 10:20:16 AM |
| WorkingTA | $25.00 | $25.00 | 9/14/2010 11:31:10 AM |
| dime-vista2 | $25.00 | $25.00 | 9/14/2010 10:52:09 AM |
| -------Loaner | $50.00 | $50.00 | 9/14/2010 9:38:38 AM |
| pythia | $25.00 | $25.00 | 9/14/2010 12:48:31 PM |
| Chewbaca | $25.00 | $25.00 | 9/14/2010 10:00:03 AM |
| twerns | $40.00 | $40.00 | 9/14/2010 12:33:15 PM |
| HackmanBank | $28.48 | $28.48 | 9/14/2010 10:13:45 AM |
| mooselegs19 | $50.00 | $50.00 | 9/14/2010 1:12:21 PM |
| grampy48 | $25.00 | $25.00 | 9/14/2010 1:16:33 PM |
| ericsb | $126.77 | $65.48 | 9/14/2010 11:59:57 AM |
| lazyeye | $50.00 | $50.00 | 9/14/2010 12:34:54 PM |
| DasMula | $25.00 | $25.00 | 9/14/2010 1:27:45 PM |
| 260 bids
|
Borrower Payment Dependent Notes Series
475204
This series of Notes was issued and sold upon the funding of the borrower loan #44488, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 24.0% |
Auction start date:
| Sep-13-2010 |
| |
Auction end date:
| Sep-17-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 41.35% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 32.00% |
Final borrower rate/APR:
| 33.00% / 39.28% |
Final monthly payment:
| $44.11 |
| |
|
Auction yield range:
| 16.79% - 34.00% |
Estimated loss impact:
| 25.88% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.12% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 640-659 (Aug-2010) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 16y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 17 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| RightDirection |
Borrower's state:
| Texas |
Borrower's group:
| Vets helping Vets |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 17 ( 53% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 9
( 28% )
| 640-659
(Jun-2010)
640-659
(May-2010)
600-619
(Jun-2008)
600-619
(Feb-2008)
|
|
Principal balance:
| $20.10 |
31+ days late:
| 6
( 19% )
|
|
Total payments billed:
| 32 | | |
Description
Backyard fence repair
Purpose of loan:
This loan will be used to repair my backyard fence that blew down in recent high winds.?
My financial situation:
I am a good candidate for this loan because I have successfully paid off two prior Prosper loans and shown I am man who pays what he owes.? I recently worked as a department of defense contractor overseas and paid off over $50,000 in credit card debt.? While the debt is now gone, the bad credit rating still exists.? I have a Top Secret government security clearance, which means I have to pay off my loans or face possible loss of clearance and career.? While I hate to take a loan with such a high interest rate, I must fix my fence or face trouble from my homeowner's association.? As you will see from my monthly income to bills ratio, I can easily manage the terms of this loan.
Monthly net income: $5400 (take home after taxes, health insurance, etc)
Monthly expenses: $ 2515
??Housing: $ 1015
??Insurance: $ 100
??Car expenses: $?600
??Utilities: $ 150
??Phone, cable, internet: $ 100
??Food, entertainment:?$?400
? Entertainment:? 100
??Clothing, household expenses $ 50
Credit cards and other loans: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
why not pay the fence cash money you make well enough over your expenses to pay the 1000. How long you plan on keeping this loan out. and why all the late payments - restless-dime
A:
I do make plenty enough to cover it in cash, eventually. As of right now, I don't and this repair is needed ASAP. I will keep the loan over the course of the 3 yrs, as I want to build our savings up. The late payments were made when I had extreme cc debt, which I completely paid off this past year in Iraq.
(Sep-15-2010)
Q:
If the photo is the only thing wrong with the fence, you just need to dig a new hole for a post, set it with concrete and nail/screw back up the fence. Total cost under $100. If there is more than just the photo, then maybe more but not $1k. - nfx
A:
We are replacing the entire fenceline becaus this has been a recurring issue for quite some time now. Also would like to add... please keep in mind that I have previously paid off two Prosper loans, one for $10k and another for only $1K. I am a man of integrity and I believe in paying my debts. I left my family for a year and went to Iraq for a year to pay off previous debts. While this potential $1K loan won't require such a sacrifice to pay, it will be paid back just like the others
(Sep-15-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| UCLA4life | $50.00 | $50.00 | 9/13/2010 9:58:45 AM |
| Kash2010lu | $25.00 | $25.00 | 9/14/2010 7:08:36 PM |
| restless-dime | $50.00 | $50.00 | 9/15/2010 10:08:30 AM |
| Lender_1972 | $25.00 | $25.00 | 9/15/2010 1:03:10 PM |
| kinetic-social | $27.00 | $27.00 | 9/16/2010 7:07:11 AM |
| marwadi-62 | $300.00 | $300.00 | 9/16/2010 11:42:21 AM |
| Littlepeng | $25.00 | $25.00 | 9/16/2010 5:07:36 PM |
| zeeexsixare | $25.00 | $15.42 | 9/16/2010 6:32:33 PM |
| TakeCare | $30.00 | $30.00 | 9/16/2010 6:43:39 PM |
| WonByOne | $25.00 | $25.00 | 9/17/2010 1:54:24 AM |
| autoconnection | $25.00 | $25.00 | 9/17/2010 5:08:18 AM |
| SDD123 | $25.00 | $25.00 | 9/17/2010 4:58:09 AM |
| Dave_Cashflow | $25.00 | $25.00 | 9/14/2010 5:04:47 PM |
| jep7070 | $25.00 | $25.00 | 9/14/2010 9:28:54 PM |
| loanman2007 | $25.00 | $25.00 | 9/15/2010 5:28:04 AM |
| nfx | $25.00 | $25.00 | 9/15/2010 11:38:21 AM |
| Lender_1972 | $25.00 | $25.00 | 9/15/2010 1:04:15 PM |
| SolarMoonshine | $25.00 | $25.00 | 9/15/2010 6:38:34 PM |
| momentous-value | $25.00 | $25.00 | 9/16/2010 1:57:52 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 9/16/2010 3:21:48 PM |
| BrighterSuns | $25.00 | $25.00 | 9/16/2010 3:59:40 PM |
| penny-plato | $50.00 | $50.00 | 9/16/2010 4:02:20 PM |
| JauaFlash | $27.58 | $27.58 | 9/16/2010 4:23:59 PM |
| 23 bids
|
Borrower Payment Dependent Notes Series
475230
This series of Notes was issued and sold upon the funding of the borrower loan #44477, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 9.8% |
Auction start date:
| Sep-13-2010 |
| |
Auction end date:
| Sep-20-2010 |
|
|
Starting lender yield:
| 24.75% |
Starting borrower rate/APR:
| 25.75% / 29.26% |
Starting monthly payment:
| $140.55 |
|
Final lender yield:
| 18.95% |
Final borrower rate/APR:
| 19.95% / 23.34% |
Final monthly payment:
| $129.98 |
| |
|
Auction yield range:
| 10.79% - 24.75% |
Estimated loss impact:
| 10.25% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.70% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 740-759 (Sep-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,007 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| point-serenity0 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 3 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(May-2010)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 3 | | |
Description
D on paper but AA in real life!
Purpose of loan:
I will use this loan to consolidate the following debts - Sears ($2,159.40) & Dell ($1,237.68)
My financial situation:
Please look past the "D" rating and instead look at the information listed under my "Borrower's Credit Profile".? My credit score has increased since I took out my first loan with Prosper and there are absolutely zero delinquencies or public records in my file. I always pay all of my bills on time and even though on paper I'm considered a "risk"; in reality, you couldn't lend money to a more dependable and conscientious individual. I am determined to be debt-free by the time I'm 40 and this loan will be a great first step towards that goal. I simply want to consolidate 2 existing credit cards into 1 monthly payment so I can pay the cards off in 3 years instead of dragging the balances around with me for many years to come. Also, just to clarify, I'm in the "D" category due to my debt-to-income ratio. The house I own is in my name only but I share it with my sister and she pays half of the house payment and half of all of the utilities. She will be living with me until I sell the house in 4 years. Thank you!
Monthly net income: $ 2526
Monthly expenses: $
??Housing: $?606 (total house payment is $1218 but my sister pays half.)
??Insurance: $ 105
??Car expenses: $ 318
??Utilities: $ 150
??Phone, cable, internet: $ 70
??Food, entertainment: $ 200
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 390
??Other expenses: $ 50
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi,
Are you still responsible or co-sign for your sister? Why do you want to sell your house in 4 years? What are both of your jobs? Any debts from both of you that are not listed in the listing?
Thanks, - p2ploan-sensation211
A:
No, I'm not a co-signer for my sister. The house I own is 4 bedrooms & 3 bathrooms. I took in my sister & her 2 teenage boys along with 2 of my nephews. They will all be out of school and most likely will have moved on in the next 4 years. I won't need such a big house and plan on selling and moving into a smaller place. My sister has worked for an Ophthalmologist for the past 10 years & I work for a local advertising/auditing agency. My job is solid, we are extremely busy. No other debts
(Sep-15-2010)
Q:
How long are you planning on taking to pay back the loan? You paid the last one off in three payments. - Jinja
A:
I shouldn't have been in such a hurry to pay off the last loan as it was only 7.10% interest. I had no idea my rating would change so drastically from a AA to a D in a few months (even though my credit score went up). I called Prosper and they said it was changes they made across the board...nothing to do with my actual credit-worthiness. This loan will be 30% interest so I will try to pay it back as quickly as possible...18 months if possible.
(Sep-16-2010)
Q:
Do you anticipate any major life events within the next 12 months? This would include marriage, divorce, birth of a child, change in employment or employment status or declaring bankruptcy. Thanks and good luck. - CaribbeanBanker
A:
Not that I can foresee. Definitely no marriage, divorce, children, or bankruptcy. I work for a small company that has been around for 21 years and most employees have been here for over 10 years. The company has stayed extremely busy, even during the economic downturn and I should receive a raise in January which will increase my income.
(Sep-17-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ezerkd | $29.16 | $29.16 | 9/16/2010 4:22:05 PM |
| cleo1255 | $50.00 | $50.00 | 9/16/2010 10:59:11 PM |
| Jinja | $40.68 | $40.68 | 9/17/2010 4:03:16 AM |
| bonus-quark4 | $25.00 | $25.00 | 9/17/2010 7:44:24 AM |
| Queueball1 | $25.00 | $25.00 | 9/17/2010 9:29:24 AM |
| grammaspurse | $25.00 | $25.00 | 9/17/2010 3:57:39 PM |
| Simply2fly | $25.00 | $25.00 | 9/17/2010 8:44:14 PM |
| sweety075 | $25.00 | $25.00 | 9/17/2010 7:46:49 PM |
| credit-missile | $25.00 | $25.00 | 9/17/2010 11:12:32 PM |
| EliteCapital | $38.10 | $38.10 | 9/18/2010 4:43:09 AM |
| kulender | $25.00 | $25.00 | 9/18/2010 6:25:41 AM |
| s270 | $25.00 | $25.00 | 9/18/2010 4:02:46 PM |
| Chadwick_Bay_Investments | $25.00 | $25.00 | 9/18/2010 4:52:42 PM |
| mex_invests | $25.00 | $25.00 | 9/18/2010 6:12:44 PM |
| Cpay2Me | $25.00 | $25.00 | 9/18/2010 8:28:59 PM |
| enchanted-silver2 | $27.95 | $27.95 | 9/19/2010 5:47:07 AM |
| checzwick | $25.00 | $25.00 | 9/19/2010 7:26:52 AM |
| spike22 | $26.95 | $26.95 | 9/19/2010 3:17:03 PM |
| KLcapital | $25.00 | $25.00 | 9/19/2010 2:48:41 PM |
| Land_on_your_feet | $50.00 | $50.00 | 9/19/2010 6:16:32 PM |
| mpatrick | $25.00 | $25.00 | 9/19/2010 7:17:41 PM |
| Furryone | $25.00 | $25.00 | 9/19/2010 8:50:04 PM |
| Leshan | $50.00 | $50.00 | 9/19/2010 6:59:48 PM |
| Gandalf0001 | $25.00 | $25.00 | 9/19/2010 7:22:31 PM |
| Free-the-usa-1776 | $26.13 | $26.13 | 9/19/2010 9:37:32 PM |
| enchanted-silver2 | $48.30 | $48.30 | 9/20/2010 4:11:40 AM |
| dudebrah | $25.00 | $25.00 | 9/20/2010 12:10:39 AM |
| penny-plato | $50.00 | $50.00 | 9/19/2010 8:10:11 PM |
| myduck | $30.00 | $30.00 | 9/20/2010 5:29:34 AM |
| investinFla | $25.00 | $25.00 | 9/20/2010 5:41:56 AM |
| The-Lighthouse-Group | $25.00 | $25.00 | 9/20/2010 6:21:17 AM |
| 2grindstones | $25.00 | $25.00 | 9/19/2010 10:05:10 PM |
| jm2bad | $30.00 | $30.00 | 9/20/2010 6:46:13 AM |
| Mikale360 | $25.00 | $25.00 | 9/20/2010 6:42:21 AM |
| shrewd-income | $50.00 | $50.00 | 9/20/2010 7:57:05 AM |
| Magician | $25.00 | $25.00 | 9/20/2010 6:57:08 AM |
| minnesotafinancial | $25.00 | $25.00 | 9/20/2010 7:27:44 AM |
| corporatejim | $30.00 | $30.00 | 9/20/2010 8:20:34 AM |
| p2ploan-sensation211 | $25.00 | $25.00 | 9/20/2010 8:34:15 AM |
| newiowa77 | $33.25 | $33.25 | 9/20/2010 8:36:14 AM |
| EretzCapital | $75.00 | $75.00 | 9/20/2010 8:43:54 AM |
| enthusiastic-balance5 | $50.00 | $50.00 | 9/13/2010 9:56:55 AM |
| loanman2007 | $50.00 | $50.00 | 9/14/2010 12:59:57 PM |
| loss-of-control | $50.00 | $50.00 | 9/15/2010 7:22:45 PM |
| SomebodysMom | $104.80 | $104.80 | 9/16/2010 3:53:15 PM |
| loans_to_loan | $25.00 | $25.00 | 9/16/2010 6:45:42 PM |
| B1 | $25.00 | $25.00 | 9/16/2010 4:49:36 PM |
| crdcteng | $25.00 | $25.00 | 9/16/2010 6:21:07 PM |
| whatreality | $32.94 | $32.94 | 9/17/2010 6:03:02 AM |
| Rulea72 | $83.91 | $83.91 | 9/17/2010 8:45:27 AM |
| credit-missile | $25.00 | $25.00 | 9/17/2010 11:17:58 PM |
| credit-missile | $25.00 | $25.00 | 9/18/2010 3:43:21 AM |
| justme4now | $25.00 | $25.00 | 9/18/2010 2:58:25 AM |
| credit-missile | $25.00 | $25.00 | 9/18/2010 3:42:31 AM |
| JnJinvestments | $25.00 | $25.00 | 9/18/2010 2:21:16 AM |
| credit-missile | $25.00 | $25.00 | 9/18/2010 3:42:55 AM |
| principal-star | $25.00 | $6.82 | 9/18/2010 11:31:32 AM |
| BankofBeth | $25.00 | $25.00 | 9/18/2010 1:25:33 PM |
| StargazerLending | $25.00 | $25.00 | 9/18/2010 9:11:29 AM |
| stormtrooper72 | $37.54 | $37.54 | 9/18/2010 10:42:02 AM |
| CaribbeanBanker | $50.00 | $50.00 | 9/18/2010 3:04:03 PM |
| interest-taiko | $75.00 | $75.00 | 9/18/2010 11:20:52 AM |
| redtilapia | $25.00 | $25.00 | 9/18/2010 11:55:07 AM |
| worthy-bid4 | $25.00 | $25.00 | 9/18/2010 5:46:03 PM |
| rmpedi33 | $75.00 | $75.00 | 9/18/2010 4:26:08 PM |
| first-genuine-bid | $35.34 | $35.34 | 9/18/2010 10:31:26 PM |
| DrWill | $25.77 | $25.77 | 9/19/2010 7:29:13 AM |
| clean-fund | $25.00 | $25.00 | 9/19/2010 10:38:48 AM |
| SkinnyFish | $25.00 | $25.00 | 9/19/2010 1:53:00 PM |
| wonderous-power | $25.00 | $25.00 | 9/19/2010 4:53:16 AM |
| economy-popcorn | $25.00 | $25.00 | 9/19/2010 8:07:05 AM |
| juxtapose | $35.00 | $35.00 | 9/19/2010 8:46:13 AM |
| investinFla | $25.00 | $25.00 | 9/19/2010 4:35:40 PM |
| intelligent-platinum1 | $25.00 | $25.00 | 9/19/2010 7:03:51 PM |
| debt-legend | $25.00 | $25.00 | 9/19/2010 5:48:07 PM |
| nashibaksi | $25.00 | $25.00 | 9/19/2010 6:39:12 PM |
| Barrayaran | $25.00 | $25.00 | 9/19/2010 5:10:20 PM |
| neorunner | $25.00 | $25.00 | 9/19/2010 8:05:44 PM |
| theloanteacher | $25.00 | $25.00 | 9/19/2010 9:34:54 PM |
| 1stBankAndHal | $25.00 | $25.00 | 9/19/2010 6:41:22 PM |
| AustinAmerica | $25.00 | $25.00 | 9/19/2010 10:15:37 PM |
| doopers | $25.00 | $25.00 | 9/19/2010 8:39:28 PM |
| patriot384 | $100.00 | $100.00 | 9/20/2010 6:30:51 AM |
| hawaiitechnical | $25.00 | $25.00 | 9/19/2010 9:43:01 PM |
| Leopoldine | $25.73 | $25.73 | 9/20/2010 7:37:12 AM |
| paradisenow | $25.00 | $25.00 | 9/20/2010 7:44:14 AM |
| CorMDNY | $44.37 | $44.37 | 9/20/2010 7:52:03 AM |
| Paxman84 | $35.24 | $35.24 | 9/20/2010 6:13:32 AM |
| Littlepeng | $25.00 | $25.00 | 9/20/2010 7:35:26 AM |
| cunning-compassion1 | $27.00 | $27.00 | 9/20/2010 7:40:12 AM |
| credit-coach118 | $25.00 | $25.00 | 9/20/2010 9:03:18 AM |
| FinanceEngine | $30.00 | $30.00 | 9/20/2010 9:18:32 AM |
| Nerdster1 | $40.02 | $40.02 | 9/20/2010 9:28:56 AM |
| RecoveryLender | $25.00 | $25.00 | 9/20/2010 9:33:03 AM |
| EretzCapital | $25.00 | $25.00 | 9/20/2010 9:34:37 AM |
| VTXRider | $25.00 | $25.00 | 9/20/2010 8:50:40 AM |
| red-adaptable-funds | $50.00 | $50.00 | 9/20/2010 9:07:31 AM |
| p2ploan-sensation211 | $25.00 | $25.00 | 9/20/2010 8:34:40 AM |
| exciting-fairness | $200.00 | $200.00 | 9/20/2010 9:27:19 AM |
| CoolPlexer | $25.00 | $25.00 | 9/20/2010 8:38:17 AM |
| Skeptical-one | $25.00 | $25.00 | 9/20/2010 8:43:58 AM |
| jcw3rd | $25.00 | $25.00 | 9/20/2010 8:45:06 AM |
| 102 bids
|
Borrower Payment Dependent Notes Series
475274
This series of Notes was issued and sold upon the funding of the borrower loan #44494, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.8% |
Auction start date:
| Sep-13-2010 |
| |
Auction end date:
| Sep-18-2010 |
|
|
Starting lender yield:
| 26.50% |
Starting borrower rate/APR:
| 27.50% / 31.05% |
Starting monthly payment:
| $102.73 |
|
Final lender yield:
| 26.50% |
Final borrower rate/APR:
| 27.50% / 31.05% |
Final monthly payment:
| $102.73 |
| |
|
Auction yield range:
| 10.79% - 26.50% |
Estimated loss impact:
| 11.46% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1991 |
Debt/Income ratio:
| 56% |
|
Credit score:
| 820-839 (Aug-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
5 | Length of status: | 3y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Waiter/Waitress |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| first-goal-auction |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off hospital fees
Purpose of loan:
This loan will be used to?
Payoff hospital fees incurred that were not covered by insurance.
My financial situation:
I am a good candidate for this loan because?
I have an excellent credit rating and have steady earnings.
Monthly net income: $
1600
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
200
??Phone, cable, internet: $
40
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| top-courteous-peso | $50.00 | $50.00 | 9/13/2010 9:44:55 AM |
| bid-czar8 | $100.00 | $100.00 | 9/13/2010 10:00:05 AM |
| transaction-circuit | $50.00 | $50.00 | 9/13/2010 10:01:36 AM |
| kulender | $50.00 | $50.00 | 9/13/2010 1:32:58 PM |
| beakerfish | $50.00 | $50.00 | 9/13/2010 6:05:34 PM |
| frogperson | $100.00 | $100.00 | 9/14/2010 8:53:52 AM |
| economy-popcorn | $25.00 | $25.00 | 9/14/2010 9:46:22 AM |
| pfh | $25.00 | $25.00 | 9/14/2010 3:36:32 PM |
| 850 | $50.00 | $50.00 | 9/14/2010 10:15:32 PM |
| heerzaquestion | $25.00 | $25.00 | 9/15/2010 6:55:50 AM |
| helping-out | $35.05 | $35.05 | 9/15/2010 6:57:27 PM |
| burrito6 | $25.00 | $25.00 | 9/16/2010 1:15:16 AM |
| penny-plato | $50.00 | $50.00 | 9/16/2010 1:31:11 PM |
| worthy-bid8 | $25.00 | $25.00 | 9/16/2010 4:08:07 PM |
| GElender | $25.00 | $25.00 | 9/16/2010 4:38:56 PM |
| Artist_Blue | $25.00 | $25.00 | 9/16/2010 5:03:20 PM |
| gold-channel2 | $50.00 | $50.00 | 9/16/2010 7:37:35 PM |
| mohara25 | $100.00 | $100.00 | 9/16/2010 11:47:00 PM |
| zorg77 | $25.00 | $25.00 | 9/17/2010 11:27:07 AM |
| SomebodysMom | $30.00 | $30.00 | 9/17/2010 12:01:35 PM |
| papaloha | $25.00 | $25.00 | 9/17/2010 9:43:42 PM |
| natobruin | $50.00 | $50.00 | 9/17/2010 10:28:25 PM |
| thomas16882004 | $25.00 | $25.00 | 9/18/2010 12:27:04 AM |
| orange-preeminant-bill | $50.00 | $50.00 | 9/18/2010 12:51:30 AM |
| thedreamer | $25.00 | $25.00 | 9/17/2010 11:32:36 PM |
| treasure-bliss | $50.00 | $50.00 | 9/18/2010 6:08:16 AM |
| rescue | $32.52 | $32.52 | 9/18/2010 7:03:47 AM |
| Catz_aplenty | $25.00 | $25.00 | 9/18/2010 7:29:53 AM |
| verdiprr | $300.00 | $123.18 | 9/18/2010 8:26:16 AM |
| handshake5 | $25.00 | $25.00 | 9/13/2010 9:50:47 AM |
| 6moonbeams | $25.00 | $25.00 | 9/13/2010 9:51:23 AM |
| tech310 | $50.00 | $50.00 | 9/13/2010 9:54:17 AM |
| Brown98 | $25.00 | $25.00 | 9/13/2010 10:08:04 AM |
| SeeksValue | $25.00 | $25.00 | 9/13/2010 4:12:38 PM |
| musegaze | $100.00 | $100.00 | 9/14/2010 9:29:49 AM |
| patriot897 | $25.00 | $25.00 | 9/14/2010 3:26:19 PM |
| SolarMoonshine | $25.00 | $25.00 | 9/15/2010 4:22:50 AM |
| simplelender80 | $100.00 | $100.00 | 9/15/2010 9:59:04 AM |
| mtquan | $25.00 | $25.00 | 9/15/2010 3:24:58 PM |
| EBITDA | $25.00 | $25.00 | 9/15/2010 9:38:36 PM |
| enthralling-deal180 | $25.00 | $25.00 | 9/16/2010 12:59:43 AM |
| finance-magma7 | $31.73 | $31.73 | 9/16/2010 7:02:21 AM |
| Comoparklender | $25.00 | $25.00 | 9/16/2010 10:48:13 AM |
| zipemdown | $50.00 | $50.00 | 9/16/2010 3:02:36 PM |
| generous-deal6 | $50.00 | $50.00 | 9/16/2010 4:05:09 PM |
| reward-adventure | $30.00 | $30.00 | 9/16/2010 4:20:10 PM |
| Bob450 | $30.00 | $30.00 | 9/16/2010 9:54:41 PM |
| paradisenow | $25.00 | $25.00 | 9/17/2010 8:12:40 AM |
| Jloaner | $100.00 | $100.00 | 9/17/2010 9:33:45 AM |
| finance_mba | $25.00 | $25.00 | 9/17/2010 11:25:16 AM |
| AlexTrep | $25.00 | $25.00 | 9/17/2010 12:14:53 PM |
| btormc5 | $30.00 | $30.00 | 9/17/2010 1:23:14 PM |
| gain-dolphin | $25.00 | $25.00 | 9/17/2010 12:22:48 PM |
| loss-of-control | $50.00 | $50.00 | 9/17/2010 5:41:40 PM |
| E-B | $50.00 | $50.00 | 9/18/2010 3:45:03 AM |
| lender987654321 | $25.00 | $25.00 | 9/18/2010 6:23:17 AM |
| cashhelp | $25.00 | $25.00 | 9/18/2010 12:34:06 AM |
| best-listing-toro | $25.00 | $25.00 | 9/18/2010 8:37:36 AM |
| kginatl | $32.52 | $32.52 | 9/18/2010 6:23:19 AM |
| exchange-dreams | $25.00 | $25.00 | 9/18/2010 6:40:09 AM |
| vivacious-p2p3 | $25.00 | $25.00 | 9/18/2010 7:36:10 AM |
| 61 bids
|
Borrower Payment Dependent Notes Series
475482
This series of Notes was issued and sold upon the funding of the borrower loan #44496, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,200.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 3.5% |
Auction start date:
| Sep-14-2010 |
| |
Auction end date:
| Sep-21-2010 |
|
|
Starting lender yield:
| 10.15% |
Starting borrower rate/APR:
| 11.15% / 13.27% |
Starting monthly payment:
| $104.99 |
|
Final lender yield:
| 9.00% |
Final borrower rate/APR:
| 10.00% / 12.11% |
Final monthly payment:
| $103.25 |
| |
|
Auction yield range:
| 3.79% - 10.15% |
Estimated loss impact:
| 3.52% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.48% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Aug-2003 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 740-759 (Sep-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 3y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $603 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| open_egk |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Moving into a new place
Purpose of loan:
This loan will be used to? Cushion my back account as I move into a new apartment. Between the first, last, and security deposit, the total payment at one time was $3900. That's a lot for me and my girlfriend to pay at once, and we need new furniture, and she's starting to take classes at college this fall. We're going to use the money to buy a couch which we desperately need and to pay her first tuition payment of the semester. Anything left over will be kept for rent at the end of the month, or kept in my bank account to start paying off the loan.
My financial situation:
I am a good candidate for this loan because? I have the income to support it. It's just?a little tight right now, as I said, I just paid out a lot of money to move into the apartment, and while I can afford it (housing between the two of us costs $1400 a month, my monthly net takehome is $3350, hers is $1000-1500), it might make things tough for the first couple months. And my loan repayment history is terrific, to be honest. I graduated from an Ivy League university in May 2008 with $42,000 in student loans to repay. As of writing (Sept 2010) I have $11,500 remaining on those loans. I will pay back the loan as regularly and as quickly as possible, as I have done with my student loans.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| interstellar | $50.00 | $50.00 | 9/14/2010 6:24:09 PM |
| simiray | $25.00 | $25.00 | 9/15/2010 10:38:16 AM |
| zenchef | $25.00 | $25.00 | 9/15/2010 11:48:15 AM |
| bughead | $25.00 | $25.00 | 9/15/2010 6:40:41 PM |
| RiskAdverse | $25.00 | $25.00 | 9/15/2010 7:48:45 PM |
| skajake | $67.11 | $67.11 | 9/15/2010 8:04:44 PM |
| exchange-dreams | $25.00 | $25.00 | 9/15/2010 6:21:22 PM |
| beachfunder | $25.00 | $25.00 | 9/15/2010 9:29:05 PM |
| availableloan | $25.00 | $25.00 | 9/17/2010 7:18:27 AM |
| gavinsp | $25.00 | $25.00 | 9/17/2010 10:54:33 AM |
| gjm6d | $25.00 | $25.00 | 9/17/2010 7:16:52 PM |
| bill-booster5 | $25.00 | $25.00 | 9/17/2010 8:00:46 PM |
| Finchy78 | $25.00 | $25.00 | 9/17/2010 10:26:39 PM |
| gustavholstopus32 | $25.00 | $25.00 | 9/18/2010 6:16:56 AM |
| meenan | $25.00 | $25.00 | 9/18/2010 1:18:22 PM |
| Dollars4Rent | $25.00 | $25.00 | 9/18/2010 1:54:58 PM |
| relierma | $25.00 | $25.00 | 9/18/2010 2:02:41 PM |
| bonus-sensai825 | $25.00 | $25.00 | 9/18/2010 8:55:40 PM |
| MonkeyHero | $25.00 | $25.00 | 9/19/2010 10:43:02 AM |
| encore02 | $75.00 | $75.00 | 9/19/2010 6:46:33 PM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 9/19/2010 10:46:37 PM |
| scientists | $25.00 | $25.00 | 9/20/2010 8:28:34 AM |
| blLending | $25.00 | $25.00 | 9/20/2010 11:29:38 AM |
| shadowflame_99 | $25.00 | $25.00 | 9/20/2010 10:39:04 AM |
| tomjac2000 | $25.00 | $25.00 | 9/20/2010 2:58:09 PM |
| Jarod213 | $25.00 | $25.00 | 9/20/2010 3:23:02 PM |
| bankojerry | $25.00 | $25.00 | 9/20/2010 3:40:23 PM |
| q4golf | $25.00 | $25.00 | 9/20/2010 4:22:20 PM |
| pumped130 | $25.29 | $25.29 | 9/20/2010 4:25:34 PM |
| Manta_Rai | $25.00 | $25.00 | 9/21/2010 5:26:38 AM |
| crw1950 | $50.00 | $50.00 | 9/21/2010 4:44:58 AM |
| OoM | $25.00 | $25.00 | 9/20/2010 11:56:29 PM |
| BlessedEveryDay | $25.00 | $25.00 | 9/21/2010 9:03:33 AM |
| blindtaxidriver | $25.00 | $25.00 | 9/21/2010 9:34:57 AM |
| JaceSpade | $25.00 | $25.00 | 9/21/2010 9:23:03 AM |
| rpg | $50.00 | $50.00 | 9/21/2010 11:03:28 AM |
| focused-wampum | $30.00 | $30.00 | 9/21/2010 10:49:55 AM |
| manrandom | $200.00 | $200.00 | 9/21/2010 10:34:40 AM |
| revenue-appraiser | $25.00 | $25.00 | 9/21/2010 1:27:27 PM |
| FinanciallySavvyMom | $25.00 | $25.00 | 9/21/2010 1:58:39 PM |
| prainvestment | $50.00 | $50.00 | 9/21/2010 11:30:00 AM |
| lucrative-coin | $81.68 | $81.68 | 9/21/2010 2:09:47 PM |
| grampy48 | $25.00 | $25.00 | 9/21/2010 1:35:24 PM |
| ujiba | $25.00 | $25.00 | 9/14/2010 2:38:00 PM |
| RandyL3 | $25.00 | $25.00 | 9/14/2010 2:43:46 PM |
| F_r_e_d_s__B_a_n_k | $25.00 | $25.00 | 9/14/2010 3:09:39 PM |
| crippledcircus | $59.55 | $59.55 | 9/14/2010 3:44:02 PM |
| socal-lender | $25.00 | $25.00 | 9/14/2010 3:45:04 PM |
| eCapital | $25.00 | $25.00 | 9/14/2010 6:44:57 PM |
| wwwUniversal | $25.00 | $25.00 | 9/14/2010 11:55:12 PM |
| octoberfresh | $25.00 | $25.00 | 9/15/2010 7:22:34 AM |
| kgauss | $25.00 | $25.00 | 9/15/2010 12:19:16 PM |
| dingus | $25.00 | $25.00 | 9/15/2010 9:17:37 PM |
| turbospeed | $25.00 | $25.00 | 9/16/2010 12:46:21 AM |
| RandyL3 | $25.00 | $25.00 | 9/16/2010 4:53:13 PM |
| pinnacle10 | $25.00 | $25.00 | 9/16/2010 5:42:41 PM |
| medarocket | $25.00 | $25.00 | 9/16/2010 4:56:40 PM |
| freetolive | $25.00 | $25.00 | 9/17/2010 12:55:40 PM |
| dsparrow | $40.00 | $40.00 | 9/17/2010 2:24:24 PM |
| taylodo | $41.00 | $41.00 | 9/17/2010 8:40:40 PM |
| roadster199 | $25.00 | $25.00 | 9/17/2010 11:49:27 PM |
| Spiv_51 | $25.00 | $25.00 | 9/18/2010 6:01:14 AM |
| mamayama | $50.00 | $50.00 | 9/18/2010 11:15:27 AM |
| TakeCare | $25.00 | $25.00 | 9/18/2010 6:43:26 AM |
| Lender0307 | $25.00 | $25.00 | 9/19/2010 9:17:44 AM |
| tolerant-dinero2 | $25.00 | $25.00 | 9/19/2010 6:13:23 PM |
| jayk63 | $25.00 | $25.00 | 9/19/2010 6:14:22 PM |
| favorite-commerce | $50.00 | $50.00 | 9/20/2010 7:59:51 AM |
| runfree | $50.00 | $50.00 | 9/20/2010 9:34:21 AM |
| bornsucka | $25.00 | $25.00 | 9/20/2010 10:13:20 AM |
| dunrizzo | $42.67 | $42.67 | 9/20/2010 9:57:51 AM |
| prophecy | $25.00 | $25.00 | 9/20/2010 10:30:00 AM |
| favorite-commerce | $50.00 | $31.41 | 9/20/2010 10:38:36 AM |
| SAG | $33.83 | $33.83 | 9/20/2010 1:01:19 PM |
| Astyanax | $40.00 | $40.00 | 9/20/2010 4:03:46 PM |
| gilbrear | $25.00 | $25.00 | 9/20/2010 4:08:40 PM |
| greekgst99 | $25.00 | $25.00 | 9/20/2010 5:17:09 PM |
| ualdriver | $110.46 | $110.46 | 9/20/2010 8:50:40 PM |
| GBlack | $25.00 | $25.00 | 9/20/2010 10:55:52 PM |
| quiggles | $25.00 | $25.00 | 9/21/2010 6:14:13 AM |
| alvinsl | $25.00 | $25.00 | 9/21/2010 5:32:54 AM |
| khamlagirl | $25.00 | $25.00 | 9/21/2010 5:46:08 AM |
| chrisb4745 | $50.00 | $50.00 | 9/21/2010 7:13:44 AM |
| lenderinnevada | $40.00 | $40.00 | 9/21/2010 8:46:10 AM |
| dahnkster | $25.00 | $25.00 | 9/21/2010 9:15:32 AM |
| ryan6853 | $25.00 | $25.00 | 9/21/2010 9:18:41 AM |
| accelerator1 | $25.00 | $25.00 | 9/21/2010 7:22:53 AM |
| penny-finder | $25.00 | $25.00 | 9/21/2010 9:09:46 AM |
| social-zebra | $27.00 | $27.00 | 9/21/2010 9:18:32 AM |
| draggon77 | $25.00 | $25.00 | 9/21/2010 9:41:42 AM |
| established-hope5 | $25.00 | $25.00 | 9/21/2010 11:47:37 AM |
| power-cell | $25.00 | $25.00 | 9/21/2010 1:33:22 PM |
| LeoBUSIIT | $25.00 | $25.00 | 9/21/2010 1:35:00 PM |
| pjnala1 | $50.00 | $50.00 | 9/21/2010 1:57:10 PM |
| glc527 | $30.00 | $30.00 | 9/21/2010 11:38:22 AM |
| p2ploan-sensation211 | $25.00 | $25.00 | 9/21/2010 1:47:19 PM |
| marshallmanhattan | $25.00 | $25.00 | 9/21/2010 12:05:47 PM |
| 97 bids
|