Sales Report:Supplement No. 38 dated Sep 21, 2010 to Prospectus dated Jul 26, 2010
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 26, 2010 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 26, 2010 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 427689
This series of Notes was issued and sold upon the funding of the borrower loan #44451, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 9.8% Auction start date:  Sep-02-2010 
  Auction end date:  Sep-09-2010 
 
Starting lender yield: 24.75% Starting borrower rate/APR: 25.75% / 29.26% Starting monthly payment: $301.18
Final lender yield: 24.75% Final borrower rate/APR: 25.75% / 29.27% Final monthly payment: $301.18
 
Auction yield range: 10.89% - 24.75% Estimated loss impact: 10.41%  
Lender servicing fee: 1.00% Estimated return: 14.34%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jul-1991 Debt/Income ratio: 22%
Credit score: 660-679 (Sep-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:5y 8m
Amount delinquent: $0 Total credit lines: 18 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,410Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 82%  
   Homeownership: No  
Screen name: gamemaker Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 48 ( 96% ) 660-679 (Latest)
Principal borrowed: $30,000.00< 31 days late: 2 ( 4% )  
680-699 (Dec-2007)
680-699 (Nov-2007)
(Mar-2006)
 
Principal balance: $2,570.08 31+ days late: 0 ( 0% )
Total payments billed: 50  
Description
My personal loan for my business
Purpose of loan:
This loan will be used to pay off my business debt.? Last year, as part of my company's sale, I was given a loan to pay off the remainder of the old business's debt, but the loan repayment was to come from the profits from the first year after my company's sale.? Unfortunately, the acquirers decided to take the business in a "new direction" that would ensure zero profitability in the first year -- and that instead I would owe them (as guarantor on the loan) for working for them!

Needless to say. I am rather unhappy in my job with this prospect hanging over me.? However, with this loan, I can pay off the balance to the owners early and end my "indentured servitude" -- i.e., then I can actually begin to look for another job without fear of losing my current job and suddenly having to pay off this debt!? I'd rather stay where I am and get the company that I founded and nurtured for over 6 years back on track, but I can't begin that process until owe nothing to the owners and all that remains is my own value as founder of the company.

My financial situation:
I am a good candidate for this loan because I have a proven record paying off Prosper loans. I paid off the first loan over a year early, and my second loan is being paid off consistently. Given my current income and low expenses, I am able to comfortably pay back this loan. If I get this loan, I will be closing down the business credit cards attached to my credit rating immediately, and I will then only have two personal credit cards in use.

Monthly net income: $6,000 (includes monthly debt repayment funds from company and paychecks after taxes)

Monthly expenses: $5,430
??Housing: $2,100
??Insurance: $300 (50% paid by job)
??Car expenses: $ 0
??Utilities: $100 (electric)
??Phone: $0 (paid for by job)
? Internet/Cable: $30 (i don't have a TV plan, just use the Internet)
??Food, entertainment: $900 (this is estimating on the high end)
??Clothing, household expenses $300 (estimating on the high end)
??Credit cards and other loans: $1200 (i could pay more on these if I weren't trying to settle this debt first!)
??Other expenses: $500 (planned savings account monthly contribution)

This means I will have roughly $500/month left over to pay on this Prosper loan, and the estimated monthly payment on my request is only $300/month. I will at least pay the minimum each month (as I have on my current loan), and if I can pay it off more quickly, I will.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
simplelender80$100.00$100.009/2/2010 2:45:19 PM
EBITDA$25.00$25.009/2/2010 2:44:33 PM
handshake5$25.00$25.009/2/2010 2:46:55 PM
zipemdown$50.00$50.009/2/2010 4:03:29 PM
enthralling-deal180$100.00$100.009/2/2010 4:05:59 PM
MoneyForNothing$46.61$46.619/2/2010 6:34:53 PM
finance-magma7$100.00$100.009/3/2010 9:04:24 PM
danthemon35$25.00$25.009/4/2010 1:26:44 AM
kulender$50.00$50.009/4/2010 6:02:38 AM
bchen78875$25.00$25.009/6/2010 12:38:33 PM
investment-thinker4$50.00$50.009/6/2010 12:07:14 PM
AlexTrep$25.00$25.009/6/2010 4:49:50 PM
thedreamer$25.00$25.009/6/2010 4:49:54 PM
orange-preeminant-bill$50.00$50.009/6/2010 4:51:33 PM
efficient-marketplace$50.00$50.009/6/2010 4:53:50 PM
moola-monger9$50.00$50.009/6/2010 4:54:08 PM
generous-deal6$25.00$25.009/6/2010 4:53:57 PM
miked8303$25.00$25.009/6/2010 4:54:05 PM
radforj22$25.00$25.009/6/2010 5:09:29 PM
new-social-economist$50.00$50.009/6/2010 7:29:32 PM
neighborly-bid$25.00$25.009/6/2010 8:58:19 PM
jzuhlke24$100.00$100.009/7/2010 7:54:03 AM
hope-eagle6$25.00$25.009/7/2010 3:16:50 PM
logical-loyalty0$25.00$25.009/7/2010 3:17:47 PM
supreme-hope$25.00$25.009/7/2010 3:17:57 PM
wwwUniversal$25.00$25.009/7/2010 3:18:30 PM
moneygeek$50.00$50.009/7/2010 3:20:12 PM
seisen$50.00$50.009/7/2010 3:23:15 PM
Bocephus1959$25.00$25.009/7/2010 3:34:07 PM
b-rent$25.00$25.009/7/2010 3:23:39 PM
kjsfld$25.00$25.009/7/2010 3:34:23 PM
rvfbroker$25.00$25.009/7/2010 7:08:03 PM
logical-moola4$50.00$50.009/8/2010 9:53:15 AM
stock106$25.00$25.009/8/2010 10:49:20 AM
Dubbs360$25.00$25.009/8/2010 11:22:12 AM
pfh$25.00$25.009/8/2010 11:15:03 AM
kindness-hickory5$50.00$50.009/8/2010 11:22:16 AM
foldingbenny2$60.00$60.009/8/2010 2:02:17 PM
hizzy$50.00$50.009/8/2010 2:03:29 PM
social-conductor4$25.00$25.009/8/2010 2:22:31 PM
NewTouchAssociateLLC$50.00$50.009/8/2010 2:22:52 PM
compsciman$50.00$50.009/8/2010 2:22:43 PM
victorcab$25.00$25.009/8/2010 2:22:56 PM
ideal-platinum1$50.00$50.009/8/2010 2:22:54 PM
gardenofeden$26.55$26.559/8/2010 2:22:59 PM
economy-producer$25.00$25.009/8/2010 2:23:07 PM
tolerant-interest4$25.00$25.009/8/2010 2:23:05 PM
I_Really_Hate_Banks$25.00$25.009/8/2010 2:23:11 PM
assetmanager$25.00$25.009/8/2010 2:23:14 PM
flwah$25.00$25.009/8/2010 2:23:29 PM
payout-detective7$25.00$25.009/8/2010 2:24:06 PM
sweetlan$25.00$25.009/8/2010 2:24:03 PM
lucrative-dollar$50.00$50.009/8/2010 2:24:17 PM
larrybird$100.00$100.009/8/2010 2:24:43 PM
kain11286$50.00$50.009/8/2010 2:24:31 PM
senorzookeeper$25.00$25.009/8/2010 2:24:57 PM
first-upright-payout$50.00$50.009/8/2010 2:24:54 PM
blue-euro-entrepreneur$25.00$25.009/8/2010 2:22:37 PM
hard-working-loot$25.00$25.009/8/2010 2:22:40 PM
diplomatic-wealth7$25.00$25.009/8/2010 2:22:45 PM
teega5$25.00$25.009/8/2010 2:23:10 PM
whiffle$25.00$25.009/8/2010 2:23:16 PM
extraordinary-interest1$50.00$50.009/8/2010 2:24:02 PM
kind-bill-supporter$50.00$50.009/8/2010 2:24:12 PM
orange-dollar-guild$25.00$25.009/8/2010 2:24:29 PM
special-responsibility$25.00$25.009/8/2010 2:24:44 PM
the-skillful-value$25.00$2.869/8/2010 2:34:32 PM
terrific-dough6$100.00$100.009/8/2010 2:51:41 PM
green-exchange-cannon$50.00$50.009/8/2010 4:14:38 PM
Moe87$75.00$75.009/8/2010 6:38:51 PM
eagle1271$25.00$25.009/8/2010 8:03:24 PM
jybank$25.00$25.009/8/2010 10:59:37 PM
twjh$25.00$25.009/9/2010 1:31:46 AM
sgt-schultz$25.00$25.009/9/2010 4:23:19 AM
RadarLuv$25.00$25.009/9/2010 5:04:24 AM
redtilapia$25.00$25.009/9/2010 6:11:19 AM
wonder3$25.00$25.009/9/2010 6:13:54 AM
lucrative-coin$50.00$50.009/9/2010 7:06:35 AM
Leshan$99.99$99.999/9/2010 9:21:07 AM
five-star-note$150.00$150.009/9/2010 9:12:16 AM
LMM1$25.00$25.009/9/2010 9:37:32 AM
PropertyInvest$25.00$25.009/9/2010 10:09:12 AM
FerventOne$65.00$65.009/9/2010 10:12:45 AM
MStackIV$100.00$100.009/9/2010 10:48:52 AM
green-rapid-openness$50.00$50.009/9/2010 11:06:12 AM
DasMula$25.00$25.009/9/2010 12:22:33 PM
DasMula$25.00$25.009/9/2010 12:22:09 PM
alphabet76$25.00$25.009/9/2010 12:37:00 PM
brightest-excellent-rate$50.00$50.009/9/2010 1:23:41 PM
happy-yield$30.00$30.009/9/2010 1:44:53 PM
CaliforniaSun$25.00$25.009/9/2010 1:50:29 PM
green-agreement-animal$55.00$55.009/9/2010 2:19:33 PM
ultimate-peace$25.00$25.009/9/2010 2:03:49 PM
bid-czar8$50.00$50.009/2/2010 2:43:48 PM
B-rad_the_Coug$25.00$25.009/2/2010 2:49:55 PM
enthusiastic-balance5$50.00$50.009/2/2010 2:52:23 PM
Trakissta$150.00$150.009/2/2010 7:43:56 PM
reward-adventure$30.00$30.009/2/2010 3:55:34 PM
burrito6$25.00$25.009/3/2010 6:34:33 AM
zone8$100.00$100.009/3/2010 7:18:16 AM
bountiful-durability$76.95$76.959/3/2010 11:52:48 AM
lendmedo$25.00$25.009/3/2010 1:48:41 PM
tech310$50.00$50.009/3/2010 3:04:39 PM
elegant-bonus$25.00$25.009/3/2010 7:18:49 PM
Mr-Miracle$25.00$25.009/5/2010 3:30:12 AM
rescue$50.00$50.009/5/2010 8:14:49 AM
lender987654321$25.00$25.009/5/2010 6:57:42 PM
RainyDayFunds$25.00$25.009/6/2010 11:38:05 AM
qtmspin$50.00$50.009/6/2010 4:11:23 PM
shrewd-peace7$26.45$26.459/6/2010 4:49:27 PM
teller$25.00$25.009/6/2010 4:51:55 PM
asiaratt$50.00$50.009/6/2010 4:52:33 PM
ommcd$25.00$25.009/6/2010 4:53:34 PM
mtquan$25.00$25.009/6/2010 4:53:44 PM
copper$50.00$50.009/6/2010 4:53:05 PM
bold-principal-thinker$25.00$25.009/7/2010 9:37:15 AM
Rdodson11$25.00$25.009/7/2010 12:07:33 PM
Artist_Blue$25.00$25.009/7/2010 12:14:24 PM
shur$25.00$25.009/7/2010 3:20:02 PM
j-lender$50.00$50.009/7/2010 3:20:05 PM
consomedia$50.00$50.009/7/2010 3:20:08 PM
extraordinary-transaction$50.00$50.009/7/2010 3:20:18 PM
booyah$25.00$25.009/7/2010 3:20:14 PM
mercuriant$25.00$25.009/7/2010 3:26:52 PM
charity_fundraiser$50.00$50.009/7/2010 3:27:04 PM
red-favorable-basis$25.00$25.009/7/2010 5:29:23 PM
balanced-bill7$50.00$50.009/7/2010 10:34:08 PM
IIP77$25.00$25.009/7/2010 10:56:43 PM
S-Master$25.00$25.009/8/2010 10:49:21 AM
6moonbeams$25.00$25.009/8/2010 11:32:43 AM
Rogesparkguy$25.00$25.009/8/2010 12:32:48 PM
zorg77$25.00$25.009/8/2010 12:32:15 PM
famous-bill$25.00$25.009/8/2010 1:02:14 PM
asmithj$50.00$50.009/8/2010 1:03:06 PM
Mariner3605$25.00$25.009/8/2010 2:22:35 PM
sturdy-openness885$25.00$25.009/8/2010 2:22:55 PM
benefit-piano5$25.00$25.009/8/2010 2:22:50 PM
matt_2006$25.00$25.009/8/2010 2:23:06 PM
Zingaro$25.00$25.009/8/2010 2:23:03 PM
punctual-worth$25.00$25.009/8/2010 2:23:09 PM
wise-silver-wonder$25.00$25.009/8/2010 2:23:23 PM
How$25.00$25.009/8/2010 2:23:13 PM
snoopey100$25.00$25.009/8/2010 2:23:17 PM
FeedTheMachine$100.00$100.009/8/2010 2:23:34 PM
prophetofomaha$50.00$50.009/8/2010 2:24:48 PM
squarebob$25.00$25.009/8/2010 2:24:32 PM
important-ore$50.00$50.009/8/2010 2:24:46 PM
dcap3$50.00$50.009/8/2010 2:22:34 PM
calkidd05$25.00$25.009/8/2010 2:22:39 PM
inkplj$36.58$36.589/8/2010 2:34:14 PM
jono9999$30.19$30.199/8/2010 2:22:41 PM
selfmademan$25.00$25.009/8/2010 2:34:54 PM
kid8549$25.00$25.009/8/2010 2:22:48 PM
igotmoney$25.00$25.009/8/2010 2:23:12 PM
PatRichi$25.00$25.009/8/2010 2:23:31 PM
loyalist1$25.00$25.009/8/2010 2:24:00 PM
delivery$25.00$25.009/8/2010 2:24:09 PM
reward-planetarium$100.00$100.009/8/2010 2:24:19 PM
harmonious-revenue7$50.00$50.009/8/2010 2:24:34 PM
kahn42$50.00$50.009/8/2010 2:24:42 PM
silver-parsec$25.00$25.009/8/2010 2:47:33 PM
clean-fund$25.00$25.009/8/2010 2:58:24 PM
favorite-commerce$25.00$25.009/8/2010 3:00:52 PM
umfan123$25.00$25.009/8/2010 3:15:38 PM
omegamon1$30.00$30.009/8/2010 5:04:56 PM
orbital-dollar2$25.00$25.009/8/2010 6:44:07 PM
farchoir$25.00$25.009/8/2010 6:28:15 PM
Feyenoord$25.00$25.009/8/2010 7:44:07 PM
grammaspurse$25.00$25.009/8/2010 8:34:06 PM
enforcer0$74.09$74.099/8/2010 11:27:26 PM
patriot384$69.00$69.009/9/2010 5:49:06 AM
ptjg$25.00$25.009/9/2010 7:27:10 AM
Bob450$25.00$25.009/9/2010 7:55:18 AM
debt-legend$25.00$25.009/9/2010 8:25:15 AM
partyplan$50.00$50.009/9/2010 8:55:26 AM
nykidd$50.00$50.009/9/2010 10:01:24 AM
p2ploan-sensation211$50.00$50.009/9/2010 10:17:22 AM
hokee$25.00$25.009/9/2010 10:24:46 AM
WonByOne$40.91$40.919/9/2010 10:29:38 AM
green-rapid-openness$50.00$50.009/9/2010 11:05:54 AM
Bidwinner08$25.00$25.009/9/2010 12:10:07 PM
ethicalhumanist$50.00$50.009/9/2010 12:44:01 PM
Brighter_Future$26.77$26.779/9/2010 12:53:44 PM
Astyanax$50.00$50.009/9/2010 1:22:45 PM
duty-monger$50.00$50.009/9/2010 1:55:36 PM
bonus-quark4$25.00$25.009/9/2010 1:44:55 PM
revenue-appraiser$25.00$25.009/9/2010 2:19:59 PM
RecoveryLender$25.00$25.009/9/2010 2:24:48 PM
scabrendan$33.05$33.059/9/2010 1:58:29 PM
grampy48$50.00$50.009/9/2010 1:58:54 PM
getreadyloans$35.00$35.009/9/2010 2:04:09 PM
Engineer44$30.00$30.009/9/2010 2:25:17 PM
192 bids
 
Borrower Payment Dependent Notes Series 474829
This series of Notes was issued and sold upon the funding of the borrower loan #44457, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 3.5% Auction start date:  Sep-08-2010 
  Auction end date:  Sep-15-2010 
 
Starting lender yield: 10.15% Starting borrower rate/APR: 11.15% / 13.27% Starting monthly payment: $492.15
Final lender yield: 10.15% Final borrower rate/APR: 11.15% / 13.27% Final monthly payment: $492.15
 
Auction yield range: 3.79% - 10.15% Estimated loss impact: 3.53%  
Lender servicing fee: 1.00% Estimated return: 6.62%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jul-2003 Debt/Income ratio: 15%
Credit score: 800-819 (Sep-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:7y 3m
Amount delinquent: $0 Total credit lines: 17 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,001Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 36%  
   Homeownership: Yes  
Screen name: bonus-plato3 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Inventory for a restaurant
Purpose of loan:
This loan will be used to fund my small business restaurant and food production company.

My financial situation:
I am a good candidate for this loan because I have never been in default on any payment and I know I can succeed due to the fact that my business involves minimum risk with minimum overhead costs..
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
GElender$50.00$50.009/8/2010 2:59:49 PM
Weaverville$50.00$50.009/8/2010 2:58:59 PM
ray1051$25.00$25.009/8/2010 2:59:46 PM
schpere$25.00$25.009/8/2010 3:05:32 PM
rescue$50.00$50.009/8/2010 3:05:48 PM
studious-bonus7$100.00$100.009/8/2010 3:06:47 PM
jazzlender$25.00$25.009/8/2010 3:07:22 PM
larrybird$150.00$150.009/8/2010 3:06:35 PM
authentic-liberty7$50.00$50.009/8/2010 3:07:17 PM
mla$25.00$25.009/8/2010 3:08:28 PM
objective-investor$100.00$100.009/8/2010 3:08:34 PM
efficient-marketplace$50.00$50.009/8/2010 3:08:54 PM
helpinghand75$50.00$50.009/8/2010 3:11:10 PM
soheagle$25.00$25.009/8/2010 3:11:53 PM
organized-payment6$50.00$50.009/8/2010 3:11:56 PM
neighborly-bid$25.00$25.009/8/2010 3:12:05 PM
important-ore$50.00$50.009/8/2010 3:13:20 PM
pfh$25.00$25.009/8/2010 3:14:59 PM
honorable-yield$50.00$50.009/8/2010 9:52:29 PM
Tradesmanlender$25.00$25.009/9/2010 1:34:31 AM
lcole32$25.00$25.009/9/2010 6:13:24 AM
smart-return$25.00$25.009/9/2010 6:52:37 AM
bodascafe$25.00$25.009/9/2010 8:19:14 AM
bayareainv$43.57$43.579/9/2010 1:30:50 PM
BeanCownter$50.00$50.009/9/2010 1:33:59 PM
bountiful-durability$25.00$25.009/9/2010 1:53:24 PM
bchen78875$25.00$25.009/9/2010 3:05:52 PM
vigorous-note$50.00$50.009/9/2010 3:09:31 PM
Ripsaw4U$50.00$50.009/9/2010 4:02:28 PM
the-profit-oracle$25.00$25.009/9/2010 4:06:19 PM
Easystreet$25.00$25.009/9/2010 6:40:35 PM
auction-sage$25.00$25.009/9/2010 9:14:06 PM
smart-leverage7$50.00$50.009/10/2010 12:12:29 AM
a-finance-nirvana$25.00$25.009/10/2010 4:48:49 AM
wise-dedicated-power$50.00$50.009/10/2010 4:52:33 AM
AF-Chief$25.00$25.009/10/2010 6:39:49 AM
peripatetic$25.00$25.009/10/2010 6:57:26 AM
Artist_Blue$25.00$25.009/10/2010 7:43:07 AM
jeffpac$50.00$50.009/10/2010 9:29:54 AM
Devsfan3$50.00$50.009/10/2010 10:42:29 AM
tranquil-revenue$50.00$50.009/10/2010 11:19:18 AM
wonderful-rupee$25.00$25.009/10/2010 3:24:32 PM
Patter256$25.00$25.009/10/2010 4:08:39 PM
PRGuyinVA$50.00$50.009/10/2010 6:07:24 PM
established-hope5$25.00$25.009/10/2010 8:09:57 PM
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Rashanir$25.00$25.009/14/2010 3:14:47 PM
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IP$50.00$50.009/14/2010 3:14:06 PM
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stollcm$25.00$25.009/14/2010 3:17:49 PM
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A007$50.00$50.009/14/2010 3:21:27 PM
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Johnab$25.00$25.009/15/2010 4:55:25 AM
magnificent-asset3$25.00$25.009/15/2010 12:53:14 AM
truenorth5$25.00$25.009/15/2010 6:01:05 AM
oldman68$25.00$25.009/15/2010 12:45:26 AM
lawboy74$25.00$25.009/15/2010 7:54:50 AM
favorite-commerce$50.00$50.009/15/2010 8:27:16 AM
ronin4sale$25.00$25.009/15/2010 8:35:15 AM
daveuc97$25.00$25.009/15/2010 7:20:05 AM
calbertrand$25.00$25.009/15/2010 6:20:13 AM
natural-affluence4$50.00$50.009/15/2010 9:36:01 AM
mcs99$100.00$100.009/15/2010 9:58:09 AM
attractive-value$25.00$25.009/15/2010 10:55:40 AM
newest-bountiful-basis$25.00$25.009/15/2010 8:08:28 AM
AuroraRobbin$50.00$50.009/15/2010 11:29:40 AM
mgking007$25.42$25.429/15/2010 11:44:32 AM
encore739$25.00$25.009/15/2010 1:17:34 PM
revenue-appraiser$25.00$25.009/15/2010 2:08:13 PM
398 bids
 
Borrower Payment Dependent Notes Series 474913
This series of Notes was issued and sold upon the funding of the borrower loan #44464, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.6% Auction start date:  Sep-08-2010 
  Auction end date:  Sep-13-2010 
 
Starting lender yield: 7.25% Starting borrower rate/APR: 8.25% / 8.59% Starting monthly payment: $314.52
Final lender yield: 7.25% Final borrower rate/APR: 8.25% / 8.59% Final monthly payment: $314.52
 
Auction yield range: 2.79% - 7.25% Estimated loss impact: 1.55%  
Lender servicing fee: 1.00% Estimated return: 5.70%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Oct-1991 Debt/Income ratio: 15%
Credit score: 820-839 (Aug-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:17y 6m
Amount delinquent: $0 Total credit lines: 26 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,459Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 31%  
   Homeownership: Yes  
Screen name: value-launcher7 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit cards
Purpose of loan:
This loan will be used to consolidate credit card debt.

My financial situation:
I am a good candidate for this loan because I have an excellent credit rating and I always pay my bills on time.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
kenji4861$25.00$25.009/8/2010 2:57:53 PM
schpere$25.00$25.009/8/2010 2:57:59 PM
Weaverville$25.00$25.009/8/2010 2:58:08 PM
dontscrewmeover1$25.00$25.009/8/2010 2:58:28 PM
alpinaut$25.00$25.009/8/2010 2:58:39 PM
Ivan2007$34.88$34.889/8/2010 2:59:21 PM
Cheburashka$30.00$30.009/8/2010 2:58:56 PM
investment-network$25.00$25.009/8/2010 2:59:14 PM
wormdc$25.00$25.009/8/2010 2:58:17 PM
cash-sensai2$50.00$50.009/8/2010 2:58:23 PM
DukSerduk$25.00$25.009/8/2010 2:58:33 PM
wise-dedicated-power$25.00$25.009/8/2010 2:58:43 PM
bountiful-durability$42.24$42.249/8/2010 3:01:05 PM
dharma1$25.00$25.009/8/2010 2:59:28 PM
RockCrown$50.00$50.009/8/2010 3:02:13 PM
reward-planetarium$100.00$100.009/8/2010 3:01:29 PM
successful-wealth7$25.00$25.009/8/2010 3:02:19 PM
Duchdad$25.00$25.009/8/2010 3:01:36 PM
whistledicksmith$32.90$32.909/8/2010 3:01:43 PM
harmonious-moola7$50.00$50.009/8/2010 3:00:42 PM
CleeClee$50.00$50.009/8/2010 3:02:31 PM
unclejaef$25.00$25.009/8/2010 3:00:45 PM
elasermd$50.00$50.009/8/2010 3:01:16 PM
Supernick$50.00$50.009/8/2010 3:01:22 PM
jazzlender$25.00$25.009/8/2010 3:02:23 PM
F_Banks$50.00$50.009/8/2010 3:03:07 PM
liederhaus$50.00$50.009/8/2010 3:03:46 PM
saritha$30.00$30.009/8/2010 3:03:50 PM
kyomoon$50.00$50.009/8/2010 3:03:17 PM
kegs$200.00$200.009/8/2010 3:02:12 PM
bigballer105$100.00$100.009/8/2010 3:03:58 PM
hottogo456$50.00$50.009/8/2010 3:02:48 PM
VBAces$50.00$50.009/8/2010 3:02:53 PM
nuclearmoose$25.00$25.009/8/2010 3:04:20 PM
kanakakm$50.00$50.009/8/2010 3:03:54 PM
BlindProphet$50.00$50.009/8/2010 3:04:25 PM
ITGuy$25.00$25.009/8/2010 3:03:01 PM
djs81$25.00$25.009/8/2010 3:04:33 PM
DeesBar$25.00$25.009/8/2010 3:04:09 PM
nosualcneas$25.00$25.009/8/2010 3:03:26 PM
important-ore$50.00$50.009/8/2010 3:04:52 PM
organized-payment6$50.00$50.009/8/2010 3:03:38 PM
consomedia$50.00$50.009/8/2010 3:04:43 PM
balance6$25.00$25.009/8/2010 3:05:02 PM
CorMDNY$50.00$50.009/8/2010 3:05:05 PM
economy-orchid$25.00$25.009/8/2010 3:04:40 PM
Ripsaw4U$50.00$50.009/8/2010 3:05:58 PM
pakrbkr$25.00$25.009/8/2010 3:04:50 PM
red-trade-cologne$50.00$50.009/8/2010 3:06:01 PM
CaptainBlueberry$25.00$25.009/8/2010 3:06:04 PM
understanding-marketplace$50.00$50.009/8/2010 3:06:22 PM
cebgop$25.00$25.009/8/2010 3:05:10 PM
morpholog$25.00$25.009/8/2010 3:06:16 PM
happyjackbak$25.00$25.009/8/2010 3:09:00 PM
loan-selector622$25.00$25.009/8/2010 3:09:06 PM
teller$50.00$50.009/8/2010 3:09:25 PM
hookUup$25.00$25.009/8/2010 3:09:35 PM
generous-deal6$50.00$50.009/8/2010 3:09:30 PM
the-money-gargantuan$25.00$25.009/8/2010 3:09:43 PM
SDNLR$25.00$25.009/8/2010 3:10:00 PM
danthemon35$25.00$25.009/8/2010 3:10:35 PM
wise-dedicated-power$25.00$25.009/8/2010 3:10:49 PM
Kerrysbay$50.00$50.009/8/2010 3:11:02 PM
nickel-demon2$100.00$100.009/8/2010 3:10:56 PM
lender987654321$50.00$50.009/8/2010 3:11:26 PM
helpishere777$25.00$25.009/8/2010 3:11:20 PM
ritwngr$25.00$25.009/8/2010 3:11:46 PM
kind-adventurous-finance$25.00$25.009/8/2010 3:12:01 PM
freesia54$25.00$25.009/8/2010 3:12:24 PM
whiteshadow$50.00$50.009/8/2010 3:12:50 PM
AnxiousAirman$50.00$50.009/8/2010 3:12:20 PM
saihu$25.00$25.009/8/2010 3:13:33 PM
duty-windmill$25.00$25.009/8/2010 3:13:29 PM
oskizzle$25.00$25.009/8/2010 3:14:00 PM
Yankeeeagle$25.00$25.009/8/2010 3:13:35 PM
reinforced-reward$25.00$25.009/8/2010 3:14:29 PM
ethical-point$50.00$50.009/8/2010 3:14:24 PM
RandyL3$25.00$25.009/8/2010 3:14:34 PM
wampum-optimization$50.00$50.009/8/2010 3:15:35 PM
green-exchange-cannon$25.00$25.009/8/2010 3:48:08 PM
iflyforfun$25.00$25.009/8/2010 4:04:03 PM
shoegal6$25.00$25.009/8/2010 8:07:34 PM
Tai$25.00$25.009/9/2010 1:15:04 AM
jga516$25.00$25.009/9/2010 1:31:39 AM
Attract$25.00$25.009/9/2010 1:41:41 AM
villagers$39.65$39.659/9/2010 3:43:12 AM
octoberfresh$35.00$35.009/9/2010 6:29:50 AM
beaker$25.00$25.009/9/2010 6:52:41 AM
currency-persimmon$25.00$25.009/9/2010 6:58:47 AM
focused-return366$25.00$25.009/9/2010 10:39:53 AM
power-defender7$25.00$25.009/9/2010 10:59:23 AM
prossperous01$25.00$25.009/9/2010 11:15:48 AM
JB94501$50.00$50.009/9/2010 12:02:39 PM
cjohnson041$25.00$25.009/9/2010 1:16:51 PM
durability-halibut$25.00$25.009/9/2010 1:28:52 PM
bchen78875$25.00$25.009/9/2010 1:34:09 PM
Passionate_Nurse$50.00$50.009/9/2010 1:56:04 PM
shrewd-benjamins$100.00$100.009/9/2010 2:28:34 PM
kjsfld$25.00$25.009/9/2010 2:50:21 PM
brightest-income-hunter$50.00$50.009/9/2010 2:47:46 PM
iLoaner$25.00$25.009/9/2010 2:47:50 PM
radforj22$100.00$100.009/9/2010 2:53:56 PM
frankdelraza$25.00$25.009/9/2010 2:55:05 PM
junctionking$25.00$25.009/9/2010 3:18:12 PM
ArmyGuy$25.00$25.009/9/2010 3:41:04 PM
trade-doughnut5$50.00$50.009/9/2010 3:18:55 PM
JohnBanks$25.00$25.009/9/2010 3:44:01 PM
hopethisworks$29.75$29.759/9/2010 3:43:34 PM
Preteur$25.00$25.009/9/2010 3:43:50 PM
djh47a$25.00$25.009/9/2010 4:00:35 PM
livelytoad$25.00$25.009/9/2010 9:13:55 PM
jalvin$100.00$100.009/9/2010 9:18:39 PM
best-decisive-peace$50.68$50.689/9/2010 10:50:57 PM
OoM$25.00$25.009/9/2010 11:13:17 PM
ideal-platinum1$50.00$50.009/10/2010 3:02:44 AM
tomdooley12520$50.00$50.009/10/2010 1:37:50 AM
trade-cello$25.00$25.009/10/2010 4:22:24 AM
paymaster4$50.00$50.009/10/2010 4:56:04 AM
esabzb$25.00$25.009/10/2010 5:07:28 AM
propertytransformer$30.00$30.009/10/2010 3:47:53 AM
buggzz$25.00$25.009/10/2010 6:02:32 AM
Artist_Blue$25.00$25.009/10/2010 7:42:42 AM
credit-haven7$25.00$25.009/10/2010 9:02:24 AM
aasx1108$25.00$25.009/10/2010 9:04:14 AM
ZeoInvestments$25.00$25.009/10/2010 9:42:51 AM
bruin558$80.00$18.399/10/2010 12:15:47 PM
wwwUniversal$25.00$25.009/10/2010 12:22:07 PM
Sarspatula$25.00$25.009/10/2010 12:32:47 PM
bradny$25.00$25.009/10/2010 2:22:53 PM
don'twannadance$50.00$50.009/10/2010 1:21:59 PM
JTHarris$25.00$25.009/10/2010 1:31:39 PM
Earnest_Money$25.00$25.009/10/2010 3:18:54 PM
floridahelper$50.00$50.009/10/2010 3:54:04 PM
GoldenTrout$25.00$25.009/10/2010 9:36:50 PM
surfsider123$25.00$25.009/11/2010 1:42:09 PM
LovinMe$25.00$25.009/11/2010 9:30:52 AM
ethicalhumanist$50.00$50.009/11/2010 2:09:17 PM
patriot897$50.00$50.009/12/2010 12:49:50 AM
patriot897$50.00$50.009/12/2010 12:48:57 AM
kulender$50.00$50.009/8/2010 2:58:18 PM
guardlender$25.00$25.009/8/2010 2:58:23 PM
ray1051$75.00$75.009/8/2010 2:58:02 PM
windfall46$25.00$25.009/8/2010 2:58:44 PM
bdloans$25.00$25.009/8/2010 2:59:34 PM
Rdodson11$25.00$25.009/8/2010 2:59:27 PM
best-ingenious-funds$25.00$25.009/8/2010 3:00:13 PM
js60l$25.00$25.009/8/2010 2:59:24 PM
dlshap$25.00$25.009/8/2010 3:01:21 PM
liberty-destiny3$25.00$25.009/8/2010 3:01:47 PM
orange-resolute-platinum$25.00$25.009/8/2010 3:02:41 PM
j2ee$25.00$25.009/8/2010 3:01:57 PM
engaging-worth$30.00$30.009/8/2010 3:02:07 PM
eyal0$25.00$25.009/8/2010 3:02:57 PM
top-sensible-yield$50.00$50.009/8/2010 3:02:20 PM
financelover$25.00$25.009/8/2010 3:01:27 PM
gold-commander0$50.00$50.009/8/2010 3:02:32 PM
afotherg$50.00$50.009/8/2010 3:03:08 PM
diplomatic-wealth7$100.00$100.009/8/2010 3:02:37 PM
tech310$50.00$50.009/8/2010 3:02:52 PM
benefit-celebration$50.00$50.009/8/2010 3:03:00 PM
market-socrates4$50.00$50.009/8/2010 3:02:02 PM
GElender$50.00$50.009/8/2010 3:03:53 PM
MadHun$100.00$100.009/8/2010 3:03:28 PM
ichibon$200.00$200.009/8/2010 3:03:33 PM
OCLend$25.00$25.009/8/2010 3:04:07 PM
Marathoner$50.00$50.009/8/2010 3:04:03 PM
Rysterola82$25.00$25.009/8/2010 3:03:19 PM
MoneyU4IA$50.00$50.009/8/2010 3:04:20 PM
senorzookeeper$25.00$25.009/8/2010 3:04:53 PM
Havana21$100.00$100.009/8/2010 3:03:39 PM
moneyfriend$50.00$50.009/8/2010 3:04:47 PM
loanfairy$25.00$25.009/8/2010 3:04:59 PM
proper-p2p6$50.00$50.009/8/2010 3:04:04 PM
integrity-onator1$25.00$25.009/8/2010 3:04:12 PM
steady-gain5$25.00$25.009/8/2010 3:05:44 PM
transaction-aggregator7$25.00$25.009/8/2010 3:06:07 PM
meux99$50.00$50.009/8/2010 3:06:16 PM
thoughtful-community7$25.00$25.009/8/2010 3:06:25 PM
Zarf$50.00$50.009/8/2010 3:05:56 PM
harty$50.00$50.009/8/2010 3:06:24 PM
efficient-marketplace$50.00$50.009/8/2010 3:08:52 PM
djc314$50.00$50.009/8/2010 3:09:03 PM
newest-sensible-hope$50.00$50.009/8/2010 3:09:22 PM
SARMAR$50.00$50.009/8/2010 3:09:26 PM
meenan$25.00$25.009/8/2010 3:09:33 PM
majormoves1$25.00$25.009/8/2010 3:09:48 PM
Topaz_John$50.00$50.009/8/2010 3:09:50 PM
lagnisiruk$25.00$25.009/8/2010 3:09:58 PM
natmonkey$50.00$50.009/8/2010 3:10:45 PM
acropiloterau2002$25.00$25.009/8/2010 3:11:07 PM
ingenious-order783$25.00$25.009/8/2010 3:10:54 PM
alaco$25.00$25.009/8/2010 3:10:59 PM
Railbird$25.00$25.009/8/2010 3:11:35 PM
engaging-yield4$25.00$25.009/8/2010 3:11:22 PM
peerlender$25.00$25.009/8/2010 3:11:38 PM
MiniBank998$25.00$25.009/8/2010 3:12:14 PM
TennSquire$25.00$25.009/8/2010 3:12:28 PM
gentle-gold$25.00$25.009/8/2010 3:12:50 PM
debnac170$50.00$50.009/8/2010 3:12:53 PM
paladin847$49.42$49.429/8/2010 3:12:58 PM
blot44$25.00$25.009/8/2010 3:13:11 PM
lloyd_s$25.00$25.009/8/2010 3:13:21 PM
charlie-ann$50.00$50.009/8/2010 3:13:01 PM
CASHGIRL$25.00$25.009/8/2010 3:13:31 PM
DavenportCapital$25.00$25.009/8/2010 3:14:25 PM
diligent-leverage$25.00$25.009/8/2010 3:14:42 PM
6moonbeams$100.00$100.009/8/2010 3:15:19 PM
iolaire$25.00$25.009/8/2010 3:15:30 PM
payout-paladin0$25.00$25.009/8/2010 4:19:30 PM
CorporateT00l$50.00$50.009/8/2010 4:47:11 PM
ddibernardo$25.00$25.009/8/2010 7:07:23 PM
loan-warrior$25.00$25.009/8/2010 9:08:42 PM
Sixmil$25.00$25.009/9/2010 1:06:42 AM
jjb3$25.00$25.009/9/2010 1:32:50 AM
shorthairedg$31.85$31.859/9/2010 1:33:03 AM
community-pipeline8$29.10$29.109/9/2010 1:42:09 AM
Bank_Of_XL$25.00$25.009/9/2010 6:01:30 AM
transaction-aggregator7$50.00$50.009/9/2010 7:17:37 AM
GatorsFan$50.00$50.009/9/2010 7:38:17 AM
lovelongandprosper$50.00$50.009/9/2010 9:29:36 AM
Emgolda$25.00$25.009/9/2010 9:41:27 AM
Tallac-Capital$50.00$50.009/9/2010 1:16:37 PM
samo102us$25.00$25.009/9/2010 2:03:58 PM
fair_rates$25.00$25.009/9/2010 2:12:13 PM
codingbuddy$25.00$25.009/9/2010 2:12:33 PM
roblender$25.00$25.009/9/2010 2:54:31 PM
IIP77$25.00$25.009/9/2010 2:55:20 PM
julijask$25.00$25.009/9/2010 3:00:06 PM
blissful-note7$25.00$25.009/9/2010 3:07:39 PM
bigphish$50.00$50.009/9/2010 3:18:27 PM
phillipd48$25.00$25.009/9/2010 3:41:32 PM
lostontheedge$25.00$25.009/9/2010 3:56:37 PM
skillful-diversification2$25.00$25.009/9/2010 4:01:13 PM
Walden2007$25.00$25.009/9/2010 4:17:12 PM
GeorgiaGator$28.00$28.009/9/2010 4:42:09 PM
worth-matador$25.00$25.009/9/2010 5:13:09 PM
kain11286$100.00$100.009/9/2010 5:28:24 PM
gmacpurifier$25.00$25.009/9/2010 5:43:25 PM
Spaceman838$25.00$25.009/9/2010 7:09:22 PM
capital-marsupial3$25.00$25.009/9/2010 7:42:22 PM
auction-sage$25.00$25.009/9/2010 9:14:12 PM
sandeepPR$25.00$25.009/9/2010 10:08:35 PM
iem2509$25.00$25.009/9/2010 11:32:13 PM
pay_day$50.00$50.009/10/2010 12:33:23 AM
QuinMccoy$25.00$25.009/10/2010 5:22:33 AM
BabyLender$25.00$25.009/10/2010 6:07:20 AM
lakefront5$50.00$50.009/10/2010 6:29:35 AM
tekkie2412$50.00$50.009/10/2010 6:57:42 AM
murren$25.00$25.009/10/2010 7:27:30 AM
five-star-responsibility0$50.00$50.009/10/2010 8:02:38 AM
Zipperdu$50.00$50.009/10/2010 7:50:45 AM
balance-voyager$50.00$50.009/10/2010 7:53:16 AM
awwaww$25.00$25.009/10/2010 9:04:12 AM
meers2000$29.13$29.139/10/2010 9:03:22 AM
summerlander$25.00$25.009/10/2010 9:03:52 AM
deal-frontier$50.00$50.009/10/2010 9:08:18 AM
serene-power0$50.00$50.009/10/2010 9:39:51 AM
MULender$50.00$50.009/10/2010 9:22:38 AM
loan4teacher$29.01$29.019/10/2010 9:39:08 AM
coin-jamboree$50.00$50.009/10/2010 9:39:14 AM
a-exponential-hope$25.00$25.009/10/2010 10:08:11 AM
KwikLoan$25.00$25.009/10/2010 9:57:21 AM
Gold_Coin$25.00$25.009/10/2010 12:42:52 PM
don'twannadance$50.00$50.009/10/2010 1:21:29 PM
billnsc$25.00$25.009/12/2010 6:52:03 AM
265 bids
 
Borrower Payment Dependent Notes Series 475017
This series of Notes was issued and sold upon the funding of the borrower loan #44450, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 6.0% Auction start date:  Sep-10-2010 
  Auction end date:  Sep-17-2010 
 
Starting lender yield: 14.15% Starting borrower rate/APR: 15.15% / 17.32% Starting monthly payment: $521.08
Final lender yield: 14.15% Final borrower rate/APR: 15.15% / 17.32% Final monthly payment: $521.08
 
Auction yield range: 5.79% - 14.15% Estimated loss impact: 6.19%  
Lender servicing fee: 1.00% Estimated return: 7.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-1999 Debt/Income ratio: 20%
Credit score: 720-739 (Sep-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:2y 10m
Amount delinquent: $0 Total credit lines: 28 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $27,999Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 48%  
   Homeownership: Yes  
Screen name: exchange-thriller Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit cards
Purpose of loan:
This loan will be used to payoff credit card debt.

My financial situation:
I am a good candidate for this loan because I have a stable job as a Software Engineer at a fortune 500 company. I recently received a promotion and I am expecting an annual raise next month. I own my car free and clear and have no debt besides my mortgage and credit cards(paying off with this loan). After paying my credit card payments and my other bills I have roughly $1100 of disposable income. My intentions are to move to a larger home but I do not want to do so until my debt is paid off. I currently have $34,000 in equity in my home that I am saving for my next homes down payment. Obtaining this loan will allow me to pay off my debt faster and therefore move to a new home in under 3 years.

Monthly net income: $4983.33

Monthly expenses: $
??Housing: $834.60 (P&I + taxes and insurance)
??Insurance: $88.42 (auto)
??Car expenses: $0.00
??Utilities: $156.06 (electric, gas and Water/Refuse/Sewer)
??Phone, cable, internet: $124.00
??Food, entertainment: $430
??Clothing, household expenses $100.00
??Credit cards and other loans: $ will be paid off with this loan
??Other expenses: $212 (monthly commute expense)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
ray1051$25.00$25.009/10/2010 11:04:11 AM
Weaverville$25.00$25.009/10/2010 11:03:34 AM
loan-wasp$50.00$50.009/10/2010 11:08:26 AM
mla$25.00$25.009/10/2010 11:09:04 AM
bid-czar8$50.00$50.009/10/2010 11:08:30 AM
schpere$25.00$25.009/10/2010 11:08:41 AM
credit-scout7$50.00$50.009/10/2010 11:09:15 AM
hookUup$25.00$25.009/10/2010 11:09:21 AM
helpinghand75$50.00$50.009/10/2010 11:09:26 AM
neighborly-bid$25.00$25.009/10/2010 11:09:33 AM
thorough-exchange4$50.00$50.009/10/2010 11:11:12 AM
jigsaw$100.00$100.009/10/2010 11:09:55 AM
6moonbeams$100.00$100.009/10/2010 11:10:00 AM
worthy-bid8$100.00$100.009/10/2010 11:10:18 AM
attentive-income$50.00$50.009/10/2010 11:12:00 AM
simplelender80$65.00$65.009/10/2010 11:12:07 AM
JustMee$25.00$25.009/10/2010 12:17:15 PM
Artist_Blue$25.00$25.009/10/2010 12:19:17 PM
roadster199$25.00$25.009/10/2010 3:01:52 PM
AF-Chief$25.00$25.009/10/2010 3:08:52 PM
Bank_Of_XL$50.00$50.009/10/2010 8:29:59 PM
bountiful-durability$48.79$48.799/11/2010 9:34:46 AM
silvercertificate$25.00$25.009/11/2010 4:06:07 PM
generous-deal6$50.00$50.009/11/2010 6:02:23 PM
MissionMicroFinance$25.00$25.009/12/2010 7:59:22 AM
jo2y$25.00$25.009/12/2010 2:43:21 PM
efficient-treasure0$25.00$25.009/12/2010 7:27:45 PM
note-axis5$50.00$50.009/13/2010 9:39:25 AM
Tradesmanlender$25.00$25.009/13/2010 10:01:09 AM
asdf9876$25.00$25.009/13/2010 10:09:04 AM
important-ore$50.00$50.009/13/2010 10:44:25 AM
efficient-marketplace$50.00$50.009/13/2010 1:12:13 PM
Devsfan3$50.00$50.009/13/2010 5:48:59 PM
justinology$50.00$50.009/13/2010 3:09:22 PM
kulender$100.00$100.009/13/2010 5:38:28 PM
helping-out$75.00$75.009/13/2010 7:12:42 PM
finance-magma7$100.00$100.009/14/2010 6:26:19 AM
proper-p2p6$50.00$50.009/14/2010 6:26:20 AM
wonderful-rupee$25.00$25.009/14/2010 6:25:37 AM
golden-bid9$50.00$50.009/14/2010 9:39:08 AM
smart-return$25.00$25.009/14/2010 3:18:25 PM
bxdoc$75.00$75.009/14/2010 3:08:46 PM
ro37$25.00$25.009/14/2010 3:19:26 PM
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gulch$50.00$50.009/15/2010 10:32:21 AM
mtquan$25.00$25.009/15/2010 11:28:58 AM
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CPAMAN$25.00$25.009/16/2010 3:48:19 PM
TheBiggTree$50.00$50.009/16/2010 3:49:54 PM
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jwood3030$25.00$25.009/16/2010 3:57:32 PM
red-favorable-basis$25.00$25.009/16/2010 4:02:21 PM
blissful-note7$25.00$25.009/16/2010 4:04:12 PM
omerta6102$50.00$50.009/16/2010 4:03:06 PM
Adam_00$50.00$50.009/16/2010 4:05:26 PM
dparkhom$25.00$25.009/16/2010 4:03:57 PM
iolaire$25.00$25.009/16/2010 4:06:45 PM
LMM1$25.00$25.009/16/2010 4:06:01 PM
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gatorjh$25.00$25.009/16/2010 4:10:27 PM
TW2000$25.00$25.009/16/2010 4:10:31 PM
Msbutterfly$50.00$50.009/16/2010 4:10:36 PM
credit-kahuna$50.00$50.009/16/2010 4:09:41 PM
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CASSHMAN$50.00$50.009/16/2010 4:10:26 PM
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IP$50.00$50.009/16/2010 4:12:43 PM
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NYCFinancier$25.00$25.009/16/2010 4:11:14 PM
mrrc7498$25.00$25.009/16/2010 4:12:55 PM
Binan$25.00$25.009/16/2010 4:11:42 PM
paradisenow$25.00$25.009/16/2010 4:13:24 PM
laufer32304$100.00$100.009/16/2010 4:13:32 PM
bill-mushroom$25.00$25.009/16/2010 4:12:05 PM
SMARTDISK$25.00$25.009/16/2010 4:12:15 PM
dnathe4th$50.00$50.009/16/2010 4:12:33 PM
Hexnut$25.00$25.009/16/2010 4:12:41 PM
Eagledrop$25.00$25.009/16/2010 4:13:04 PM
gametime34$100.00$100.009/16/2010 4:15:32 PM
CLoViq$50.00$50.009/16/2010 4:09:48 PM
Elbanko$25.00$25.009/16/2010 4:16:07 PM
Brainworm$25.00$25.009/16/2010 4:10:01 PM
loan-master996$50.00$50.009/16/2010 4:16:20 PM
Gabriel02$25.00$25.009/16/2010 4:16:24 PM
sugybutt$50.00$50.009/16/2010 4:10:19 PM
riproaringrapids$25.00$25.009/16/2010 4:10:31 PM
Marathoner$50.00$50.009/16/2010 4:10:34 PM
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whiteshadow$50.00$50.009/16/2010 4:11:11 PM
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devoider$25.00$25.009/16/2010 4:16:04 PM
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maclove10$25.00$25.009/16/2010 4:18:11 PM
Montgomery-Burns$25.00$25.009/16/2010 4:12:31 PM
cberthiaume$25.00$25.009/16/2010 4:19:05 PM
thankful-dollar6$25.00$25.009/16/2010 4:17:41 PM
Chewbaca$25.00$25.009/16/2010 4:12:54 PM
carlover$25.00$25.009/16/2010 4:13:00 PM
jsak74$50.00$50.009/16/2010 4:19:04 PM
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scottr$25.00$25.009/16/2010 4:33:33 PM
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pvconn$50.00$50.009/16/2010 5:03:43 PM
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mraleig$100.00$100.009/16/2010 5:14:21 PM
moola-rose8$25.00$25.009/16/2010 5:22:59 PM
blue-useful-auction$25.00$25.009/16/2010 4:39:10 PM
principal-bull$25.00$25.009/16/2010 5:37:56 PM
trumpeter5$25.00$25.009/16/2010 5:47:49 PM
wkeboarder21$50.00$50.009/16/2010 5:51:00 PM
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ZENergy$50.00$50.009/16/2010 7:27:11 PM
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greenback-maracas$25.00$25.009/16/2010 8:10:10 PM
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massuot$25.00$25.009/16/2010 9:38:27 PM
CaliforniaSun$25.00$25.009/16/2010 11:23:50 PM
spiritual-fairness5$29.00$29.009/16/2010 7:49:05 PM
powerful-greenback2$25.00$25.009/16/2010 8:39:34 PM
Jarod213$25.00$25.009/16/2010 8:43:31 PM
easylender$25.00$25.009/17/2010 1:34:57 AM
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brondero$75.00$75.009/16/2010 11:34:42 PM
prohelper$25.99$25.999/17/2010 1:48:06 AM
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worth-sanctuary9$34.05$34.059/17/2010 6:08:09 AM
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tender-ore$25.00$25.009/17/2010 7:02:31 AM
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restech$25.00$25.009/16/2010 4:16:40 PM
Investoman$50.00$50.009/16/2010 4:10:54 PM
Dillonmd58$25.00$25.009/16/2010 4:11:04 PM
flexible-duty3$25.00$25.009/16/2010 4:11:13 PM
dreammachine$50.00$50.009/16/2010 4:11:25 PM
top-payout-fixer$25.00$25.009/16/2010 4:17:13 PM
financelover$25.00$25.009/16/2010 4:11:32 PM
ml13$25.00$25.009/16/2010 4:11:36 PM
Saver84$25.00$25.009/16/2010 4:17:42 PM
AK49-JW$25.00$25.009/16/2010 4:11:44 PM
narblark$50.00$50.009/16/2010 4:18:04 PM
LongTail$25.00$25.009/16/2010 4:16:30 PM
GATrust$50.00$50.009/16/2010 4:18:26 PM
reasonable-transaction7$25.00$25.009/16/2010 4:11:58 PM
sdr984$25.00$25.009/16/2010 4:12:22 PM
namisguy$50.00$50.009/16/2010 4:12:37 PM
dinero-speaker$25.00$25.009/16/2010 4:12:48 PM
buddy486$25.00$25.009/16/2010 4:12:56 PM
grystndoc$50.00$50.009/16/2010 4:19:10 PM
timepassport$25.00$25.009/16/2010 4:21:56 PM
mrfixerupper$25.00$25.009/16/2010 4:33:58 PM
LandE2BG$25.00$25.009/16/2010 4:15:55 PM
fcukciti$50.00$50.009/16/2010 4:16:21 PM
cash-merry-maker$25.00$25.009/16/2010 4:16:29 PM
fair_rates$25.00$25.009/16/2010 4:35:54 PM
income-excellence1$50.00$50.009/16/2010 4:33:57 PM
Educatedmike$25.00$25.009/16/2010 4:18:17 PM
another412$25.00$25.009/16/2010 4:34:45 PM
pennyman$25.00$25.009/16/2010 4:19:07 PM
nbhz60a$36.78$36.789/16/2010 4:37:53 PM
finance-motivator$50.00$50.009/16/2010 4:37:07 PM
Kijib$25.00$25.009/16/2010 4:33:46 PM
kjsfld$25.00$25.009/16/2010 4:34:51 PM
truelumen$25.00$25.009/16/2010 5:27:07 PM
forthright-principal2$25.00$25.009/16/2010 4:39:47 PM
Comoparklender$35.54$35.549/16/2010 4:48:03 PM
ciscoparrot$50.00$50.009/16/2010 4:48:50 PM
gold-channel2$50.00$50.009/16/2010 7:34:02 PM
nilonc1$25.00$25.009/16/2010 7:41:54 PM
hershey88$55.28$55.289/16/2010 9:28:16 PM
flwah$25.00$25.009/16/2010 7:42:13 PM
SkyLoan$30.00$30.009/16/2010 11:54:30 PM
AFairDeal$25.00$25.009/17/2010 1:36:44 AM
YellowJacket$25.00$25.009/17/2010 1:47:44 AM
cheng$25.00$25.009/17/2010 1:48:11 AM
soroxy$25.00$25.009/17/2010 1:48:45 AM
Investitall$25.00$25.009/17/2010 1:50:54 AM
Divr555$26.32$26.329/17/2010 1:49:38 AM
stolan$25.00$25.009/17/2010 2:02:32 AM
rulender$36.12$36.129/17/2010 2:03:09 AM
bullwink27$25.00$25.009/17/2010 2:03:30 AM
bruin558$38.51$38.519/17/2010 2:02:18 AM
rmachi$25.00$25.009/17/2010 1:36:47 AM
power-secret-agent$25.00$25.009/17/2010 3:48:33 AM
wizbiz717$27.31$27.319/17/2010 1:49:36 AM
Dazz2061$36.70$36.709/17/2010 1:51:02 AM
tuneman1980$25.00$25.009/17/2010 2:02:56 AM
troile$25.00$25.009/17/2010 5:09:07 AM
Mindful7$25.00$25.009/17/2010 6:08:24 AM
AM2008$25.00$25.009/17/2010 6:39:17 AM
Erie100$25.00$25.009/17/2010 5:38:53 AM
dollymama$25.00$25.009/17/2010 7:36:17 AM
moneytolend72$25.00$25.009/17/2010 8:26:44 AM
SnakeV$26.00$26.009/17/2010 8:26:25 AM
Queueball1$25.00$25.009/17/2010 9:32:42 AM
scientists$25.00$25.009/17/2010 8:34:41 AM
meabandit$33.41$33.419/17/2010 9:20:35 AM
redrose1518$30.00$30.009/17/2010 10:04:40 AM
385 bids
 
Borrower Payment Dependent Notes Series 475089
This series of Notes was issued and sold upon the funding of the borrower loan #44479, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.2% Auction start date:  Sep-10-2010 
  Auction end date:  Sep-17-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.06% Starting monthly payment: $314.08
Final lender yield: 33.35% Final borrower rate/APR: 34.35% / 38.06% Final monthly payment: $314.08
 
Auction yield range: 13.79% - 33.35% Estimated loss impact: 15.74%  
Lender servicing fee: 1.00% Estimated return: 17.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jan-1997 Debt/Income ratio: 36%
Credit score: 660-679 (Sep-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 9Length of status:0y 9m
Amount delinquent: $0 Total credit lines: 30 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,310Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 91%  
   Homeownership: No  
Screen name: KellyTX Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 28 ( 80% ) 660-679 (Latest)
Principal borrowed: $5,000.00< 31 days late: 6 ( 17% )  
540-559 (Dec-2007)
500-519 (Dec-2006)
 
Principal balance: $0.00 31+ days late: 1 ( 3% )
Total payments billed: 35  
Description
Paying off my loans & credit cards
Purpose of loan:
I figured I'd try a little lower of an amount to increase my chances of being funded. I appreciate?those of you who bid on my loan previously. This loan will be used to pay?off 2 loans I have with high interest rates and one credit card with a high interest rate. I would?like to get this loan to have one monthly payment to the 3 items so my interest?payments are not so high. If I am able to get this loan, I will have $400 extra dollars a month to put towards my payment as well. I would greatly appreciate your funding.

My financial situation:
I am a good candidate for this loan because I have increased my credit score over 100 points since my last loan with Prosper. I have not had a late payment in over a year which is proven by my credit score increasing.

Monthly net income: $ 3,942

Monthly expenses: $ 3,930
??Housing: $ 700
??Insurance: $ 130
??Car expenses: $ 700
??Utilities: $ 350
??Phone, cable, internet: $ 150
??Food, entertainment: $ 750
??Clothing, household expenses $ 150
??Credit cards and other loans: $?800
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: The different between your income and bills is $14.00, is there any other income coming in to help pay the bills? - exchange-cowbell5
A: I baby-sit and dog/house-sit a couple times a month which helps give me some extra money. (Sep-14-2010)
Q: Can you tell us what you do for a living? Thanks. - heritage_loans
A: I am a recruiter for a law firm. (Sep-14-2010)
Q: Your payments toward credit cards and other loans are $ 800, will they come down to about $400 with this loan? Also, what caused you to be late 7 times on your last prosper loan. Thanks! - beatleme
A: Yes, they will come down to about $400 which will be great. I was late with my payment a few times in the past due to car troubles which needed to be fixed and I couldn't make my payment on time. I actually called Propser and arranged a late payment with them most of those times, so it wasn't as though I was trying to skip the payment. I honestly don't recall the reason for every time, but I assure you it won't happen. I haven't been late with any payments for anything in over a year. Thanks! (Sep-15-2010)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
handshake5$25.00$25.009/10/2010 11:08:51 AM
simplelender80$100.00$100.009/10/2010 11:08:24 AM
6moonbeams$25.00$25.009/10/2010 11:10:06 AM
patriot897$25.00$25.009/10/2010 2:47:06 PM
soulful-truth$1,000.00$639.389/10/2010 3:15:38 PM
investment-thinker4$25.00$25.009/10/2010 4:12:36 PM
UCLA4life$50.00$50.009/11/2010 1:03:18 PM
lendstats_com$200.00$200.009/11/2010 8:45:56 PM
Kash2010lu$50.00$50.009/12/2010 8:37:39 AM
order-bee1$200.00$200.009/12/2010 2:05:49 PM
SolarMoonshine$25.00$25.009/12/2010 2:55:13 PM
lucrative-loan$75.00$75.009/14/2010 1:28:44 AM
genuine-integrity0$25.00$25.009/14/2010 2:50:57 PM
paul1$26.36$26.369/14/2010 4:25:12 PM
credit-coach118$25.00$25.009/15/2010 9:02:45 AM
bright-exchange$25.00$25.009/15/2010 7:34:17 AM
ore-healer6$25.00$25.009/15/2010 9:37:33 AM
illinois_joe$25.00$25.009/15/2010 2:09:30 PM
lucrative-loan$50.00$50.009/15/2010 1:31:36 PM
urcabinetguy$50.00$50.009/15/2010 3:38:05 PM
power-secret-agent$25.00$25.009/15/2010 5:46:09 PM
scoobiedoo$50.00$50.009/16/2010 8:27:09 AM
knark$25.00$25.009/16/2010 1:19:17 PM
1-HARD-HEAD$25.00$25.009/16/2010 3:41:21 PM
a-successful-credit$50.00$50.009/16/2010 3:59:47 PM
WZ3190$25.01$25.019/16/2010 4:05:26 PM
Barrayaran$25.00$25.009/16/2010 4:22:02 PM
snm2001$25.00$25.009/16/2010 4:53:46 PM
credit-missile$25.00$25.009/16/2010 5:19:48 PM
TakeCare$25.00$25.009/16/2010 6:38:59 PM
note-buddy$31.44$31.449/16/2010 4:49:24 PM
Kash2010lu$25.00$25.009/16/2010 4:58:29 PM
nashibaksi$25.00$25.009/16/2010 6:08:53 PM
VJ_Financial$75.00$75.009/16/2010 7:30:36 PM
transamerican$25.00$25.009/16/2010 5:27:44 PM
Feyenoord$25.00$25.009/16/2010 7:33:16 PM
Bob450$30.00$30.009/16/2010 9:39:17 PM
tech310$25.00$25.009/16/2010 11:38:35 PM
Reddress4u$25.00$25.009/16/2010 8:57:58 PM
TheLoanManCan$25.00$25.009/17/2010 12:05:43 AM
gothampark$25.00$25.009/16/2010 9:23:04 PM
DasMula$84.10$84.109/17/2010 12:10:12 AM
good4loan$25.00$25.009/16/2010 11:32:04 PM
heritage_loans$89.83$89.839/17/2010 2:36:57 AM
kendigme$25.00$25.009/17/2010 4:53:32 AM
autoconnection$25.00$25.009/17/2010 5:00:28 AM
realtormoises$25.00$25.009/17/2010 5:18:03 AM
farchoir$25.00$25.009/17/2010 5:48:40 AM
Wyatte$25.00$25.009/17/2010 6:14:45 AM
Phatt-Daddy$200.00$200.009/17/2010 4:52:12 AM
Leshan$66.66$66.669/17/2010 6:28:33 AM
FinanceEngine$25.00$25.009/17/2010 8:13:58 AM
aztocas$25.00$25.009/17/2010 7:17:36 AM
grampy48$50.00$50.009/17/2010 8:59:37 AM
sturdy-peace9$75.00$75.009/17/2010 9:01:36 AM
ralf206$30.24$30.249/17/2010 8:18:46 AM
wyobeads$25.00$25.009/17/2010 9:24:19 AM
aquistoyraul$25.00$25.009/17/2010 10:53:18 AM
partyplan$25.00$25.009/17/2010 10:52:10 AM
sweet-payout5$25.00$25.009/17/2010 10:43:24 AM
contract-happiness1$25.00$25.009/10/2010 11:08:05 AM
oracle3$50.00$50.009/10/2010 11:10:42 AM
enthusiastic-balance5$50.00$50.009/10/2010 11:11:55 AM
vine99$40.00$40.009/10/2010 8:42:32 PM
green-rapid-openness$50.00$50.009/11/2010 5:42:14 PM
mistifilio$25.00$25.009/11/2010 7:14:55 PM
order-bee1$100.00$100.009/12/2010 2:07:05 PM
fabulous-community4$25.00$25.009/14/2010 2:32:57 PM
BrighterSuns$25.00$25.009/14/2010 7:29:31 PM
850$50.00$50.009/14/2010 10:05:39 PM
innovator2$50.00$50.009/14/2010 7:04:27 PM
Mark-M$25.00$25.009/15/2010 5:59:08 AM
restless-dime$50.00$50.009/15/2010 8:12:20 AM
dough-rocket$25.00$25.009/16/2010 1:21:52 AM
Amber_Stone$25.00$25.009/16/2010 1:30:07 AM
transamerican$50.00$50.009/16/2010 8:55:42 AM
compassionate-gain9$100.00$100.009/16/2010 10:39:58 AM
well-mannered-income3$25.00$25.009/16/2010 12:59:07 PM
systematic-fairness1$100.00$100.009/16/2010 3:22:34 PM
Moe87$25.00$25.009/16/2010 3:28:25 PM
jhouman$25.00$25.009/16/2010 3:57:20 PM
Barrayaran$25.00$25.009/16/2010 4:04:51 PM
anton$250.00$250.009/16/2010 4:10:36 PM
vigorous-payment3$40.00$40.009/16/2010 4:39:52 PM
credit-missile$25.00$25.009/16/2010 5:18:17 PM
credit-missile$25.00$25.009/16/2010 5:18:52 PM
Astyanax$45.00$45.009/16/2010 6:10:20 PM
AM2008$25.00$25.009/16/2010 6:51:37 PM
unger$100.00$100.009/16/2010 7:33:14 PM
thankful-nickel2$25.00$25.009/16/2010 7:37:01 PM
credit-missile$25.00$25.009/16/2010 5:18:35 PM
platinum-piledriver$36.97$36.979/16/2010 9:19:56 PM
benefit-boots$25.00$25.009/16/2010 11:15:46 PM
zippy-market5$25.00$25.009/16/2010 9:42:44 PM
Flyhighboi20$50.00$50.009/17/2010 2:57:29 AM
VikingLender$25.00$25.009/17/2010 6:23:11 AM
penny-plato$100.00$100.009/17/2010 6:44:00 AM
niq4soccer$25.00$25.009/17/2010 7:23:42 AM
impressive-openness7$25.00$25.009/17/2010 7:46:30 AM
integrity-statue$25.00$25.009/17/2010 7:58:53 AM
paradisenow$25.00$25.009/17/2010 7:54:29 AM
frogperson$100.00$100.009/17/2010 8:59:40 AM
iamdoug$25.00$25.009/17/2010 9:25:20 AM
168RichCapital$25.00$25.009/17/2010 8:43:42 AM
cash-prodigy1$25.00$25.009/17/2010 9:53:30 AM
leverage-monger$55.00$55.009/17/2010 10:13:05 AM
order-bee1$400.00$400.009/17/2010 10:50:34 AM
bmw2$100.00$100.009/17/2010 9:48:02 AM
Nerdster1$35.01$35.019/17/2010 10:01:33 AM
brightest-dignified-penny$25.00$25.009/17/2010 10:27:08 AM
payout-bridge$1,100.00$1,100.009/17/2010 10:57:11 AM
111 bids
 
Borrower Payment Dependent Notes Series 475329
This series of Notes was issued and sold upon the funding of the borrower loan #44469, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,100.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.3% Auction start date:  Sep-13-2010 
  Auction end date:  Sep-19-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 40.75% Starting monthly payment: $49.76
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 40.75% Final monthly payment: $49.76
 
Auction yield range: 16.79% - 34.00% Estimated loss impact: 20.31%  
Lender servicing fee: 1.00% Estimated return: 13.69%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Dec-1998 Debt/Income ratio: 3%
Credit score: 640-659 (Sep-2010) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 2 Current / open credit lines: 5 / 4Length of status:1y 11m
Amount delinquent: $0 Total credit lines: 9 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $724Stated income:$50,000-$74,999
Delinquencies in last 7y: 22 Bankcard utilization: 2%  
   Homeownership: No  
Screen name: new-ultimate-wealth Borrower's state: Utah Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit card
Purpose of loan:
Pay off a particular line of credit that I no longer require or want, as I have a better offer from another company.


My financial situation:
I have little to no debt. My car is paid off, I keep my other credit cards below 10% utilization. I have a monthly income 3 times higher than my expenses, which gives me a lot of freedom. I served in the military in Japan, when I returned I found I had a lot of fraudulent open accounts, so I had to declare bankruptcy(now over 2 years old). I have cleared 95% of the inaccuracies, and re-established myself. I have 1 account on my credit report that is reporting incorrectly, it has 3 listings on each credit bureau and is showing 2 of them as default/paid by insurance (on EX only), when it should be reporting current and no lates. The account is in perfect standing, I have proof of this, and it has been disputed with the credit bureau. Equifax and TU show these listings correctly and not late. (You'll notice it says 2 delinquents, with amount delinquent at $0.) Other than this, I have no negatives at all. I have all positive credit for the last 2 years, my last negative was 2002 upon my return from Japan, and since then I've been able to open new lines with no hassle. My EQ and TU scores are nearly 700, with EX soon to follow once I clear up this issue with the 2 incorrectly reporting. My revolving balance shows $724, this is primarily a furniture purchase that has 0% interest, as long as I pay it off in 12 months.

This credit card is a business credit card, and I want to close it out. I have a much better line on a different card. The interest rate is not high at all, and I have more than enough free income to get it paid and closed. I want to establish myself here on prosper, which is why I am requesting the loan.



Monthly net income: 3800

Monthly expenses: $
Housing: $884
? Insurance: paid quarterly, monthly it would be $40.
? Car expenses: paid off (I don't pay for gas, my employer does)
? Utilities: $110
? Phone, cable, internet: $50 (cell phone paid by employer)
? Food, entertainment: $150
? Clothing, household expenses $30
? Credit cards and other loans: $0-50 (paid in full, I only put gas on them occasionally)
? Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
simplelender80$40.00$40.009/13/2010 9:56:48 AM
kulender$50.00$28.009/13/2010 9:59:36 AM
tech310$25.00$25.009/16/2010 11:38:48 PM
amra$25.00$25.009/17/2010 11:20:43 AM
innocent-deal$100.00$100.009/17/2010 11:18:10 AM
DHolly$25.00$25.009/17/2010 11:42:02 AM
mrxtravis$50.00$50.009/17/2010 12:15:01 PM
payout-comet$25.00$25.009/18/2010 5:24:36 AM
TakeCare$25.00$25.009/18/2010 6:34:02 AM
unger$100.00$100.009/18/2010 9:00:32 AM
capital-galaxy$125.00$125.009/18/2010 4:33:56 PM
duty-sundae1$25.00$25.009/18/2010 5:20:58 PM
gothampark$25.00$25.009/18/2010 2:11:57 PM
boo_hoo$50.00$50.009/18/2010 5:57:50 PM
icecoldcash$25.00$25.009/18/2010 6:35:29 PM
weezy22$27.00$27.009/19/2010 5:35:25 AM
SolarMoonshine$25.00$25.009/17/2010 4:21:38 AM
innocent-deal$100.00$100.009/17/2010 11:18:46 AM
investment-visionary$25.00$25.009/17/2010 2:21:10 PM
Bob450$25.00$25.009/17/2010 9:06:40 PM
exchange-dreams$25.00$25.009/18/2010 6:48:09 AM
noble-marketplace$25.00$25.009/18/2010 4:04:29 AM
marwadi-62$50.00$50.009/18/2010 9:14:04 AM
LEO_B$25.00$25.009/18/2010 2:52:03 PM
s270$25.00$25.009/18/2010 4:05:06 PM
yons88$30.00$30.009/19/2010 7:08:26 AM
checzwick$25.00$25.009/19/2010 7:30:00 AM
27 bids
 
Borrower Payment Dependent Notes Series 475623
This series of Notes was issued and sold upon the funding of the borrower loan #44447, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.6% Auction start date:  Sep-15-2010 
  Auction end date:  Sep-16-2010 
 
Starting lender yield: 7.25% Starting borrower rate/APR: 8.25% / 8.59% Starting monthly payment: $157.26
Final lender yield: 7.25% Final borrower rate/APR: 8.25% / 8.59% Final monthly payment: $157.26
 
Auction yield range: 2.79% - 7.25% Estimated loss impact: 1.55%  
Lender servicing fee: 1.00% Estimated return: 5.70%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Oct-1983 Debt/Income ratio: 12%
Credit score: 760-779 (Sep-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:11y 2m
Amount delinquent: $0 Total credit lines: 31 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $314,936Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 84%  
   Homeownership: Yes  
Screen name: elated-marketplace Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
paying off credit cards
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
schpere$25.00$25.009/15/2010 2:33:12 PM
Weaverville$50.00$50.009/15/2010 2:33:16 PM
ray1051$100.00$100.009/15/2010 2:33:59 PM
investment-network$25.00$25.009/15/2010 2:34:05 PM
dontscrewmeover1$25.00$25.009/15/2010 2:35:33 PM
engaging-worth$30.00$30.009/15/2010 2:36:05 PM
eyal0$25.00$25.009/15/2010 2:36:23 PM
nosualcneas$25.00$25.009/15/2010 2:36:27 PM
Ripsaw4U$50.00$50.009/15/2010 2:36:37 PM
lender987654321$50.00$50.009/15/2010 2:36:43 PM
blot44$25.00$25.009/15/2010 2:36:54 PM
GElender$100.00$100.009/15/2010 2:37:37 PM
j2ee$25.00$25.009/15/2010 2:36:04 PM
Havana21$100.00$100.009/15/2010 2:36:31 PM
understanding-marketplace$50.00$50.009/15/2010 2:36:38 PM
duty-windmill$25.00$25.009/15/2010 2:36:55 PM
power-defender7$25.00$25.009/15/2010 2:36:58 PM
kulender$25.00$25.009/15/2010 2:39:13 PM
murren$25.00$25.009/15/2010 2:37:42 PM
bowdish1$100.00$100.009/15/2010 2:40:50 PM
MarinLoans$25.00$25.009/15/2010 2:38:36 PM
marketplace-cello5$50.00$50.009/15/2010 2:38:44 PM
tech310$50.00$50.009/15/2010 2:39:14 PM
yukongin$50.00$50.009/15/2010 2:40:51 PM
harmonious-moola7$50.00$50.009/15/2010 2:35:35 PM
Jynxie$50.00$50.009/15/2010 2:35:55 PM
diplomatic-wealth7$100.00$100.009/15/2010 2:36:18 PM
F_Banks$50.00$50.009/15/2010 2:36:25 PM
SARMAR$50.00$50.009/15/2010 3:14:26 PM
moneyfriend$50.00$50.009/15/2010 2:36:35 PM
meenan$25.00$25.009/15/2010 2:36:39 PM
kanakakm$50.00$50.009/15/2010 2:36:57 PM
wampum-optimization$50.00$50.009/15/2010 3:15:50 PM
Topaz_John$50.00$50.009/15/2010 3:14:27 PM
top-sensible-yield$50.00$50.009/15/2010 3:16:03 PM
Jofga$25.00$25.009/15/2010 3:17:05 PM
coin-jamboree$50.00$50.009/15/2010 3:15:36 PM
6moonbeams$100.00$100.009/15/2010 2:39:24 PM
bid-promiser$25.00$25.009/15/2010 3:17:52 PM
steady-gain5$25.00$25.009/15/2010 3:16:24 PM
jjb3$25.00$25.009/15/2010 3:16:27 PM
proper-p2p6$50.00$50.009/15/2010 3:19:17 PM
afotherg$50.00$50.009/15/2010 3:20:47 PM
junctionking$25.00$25.009/15/2010 3:19:22 PM
wise-dedicated-power$50.00$50.009/15/2010 3:21:29 PM
KramericaIndustries$25.00$25.009/15/2010 3:00:15 PM
kegs$200.00$44.799/15/2010 3:22:48 PM
ITGuy$25.00$25.009/15/2010 3:16:08 PM
green-glowing-gain$25.00$25.009/15/2010 3:16:54 PM
the-money-gargantuan$25.00$25.009/15/2010 3:17:24 PM
the-payment-tiger195$25.00$25.009/15/2010 3:17:47 PM
guardlender$25.00$25.009/15/2010 3:18:12 PM
jla720$50.00$50.009/15/2010 3:18:55 PM
windfall46$25.00$25.009/15/2010 3:19:16 PM
dharma1$25.00$25.009/15/2010 3:20:01 PM
SDNLR$25.00$25.009/15/2010 3:20:30 PM
Supernick$50.00$50.009/15/2010 3:22:47 PM
Bank_Of_XL$25.00$25.009/15/2010 7:01:22 PM
alpinaut$25.00$25.009/15/2010 2:33:15 PM
cebgop$25.00$25.009/15/2010 2:34:08 PM
market-socrates4$50.00$50.009/15/2010 2:34:14 PM
ichibon$200.00$200.009/15/2010 2:36:30 PM
acropiloterau2002$25.00$25.009/15/2010 2:36:41 PM
DukSerduk$25.00$25.009/15/2010 2:34:03 PM
jangalt$72.00$72.009/15/2010 2:34:15 PM
generous-deal6$50.00$50.009/15/2010 2:38:52 PM
djs81$25.00$25.009/15/2010 2:36:33 PM
ethical-point$50.00$50.009/15/2010 2:36:56 PM
magical-greenback$50.00$50.009/15/2010 2:39:11 PM
ideal-platinum1$36.47$36.479/15/2010 2:37:40 PM
life-is-great$50.00$50.009/15/2010 2:41:18 PM
RandyL3$25.00$25.009/15/2010 2:41:34 PM
organized-payment6$50.00$50.009/15/2010 2:38:50 PM
natural-affluence4$50.00$50.009/15/2010 2:41:48 PM
capital-futurist$50.00$50.009/15/2010 2:39:12 PM
FlexFunding$50.00$50.009/15/2010 2:41:00 PM
cash-sensai2$25.00$25.009/15/2010 2:34:01 PM
unclejaef$25.00$25.009/15/2010 2:34:06 PM
financelover$25.00$25.009/15/2010 2:36:03 PM
gold-commander0$50.00$50.009/15/2010 2:36:11 PM
MadHun$100.00$100.009/15/2010 2:36:28 PM
ritwngr$25.00$25.009/15/2010 3:14:31 PM
MoneyU4IA$50.00$50.009/15/2010 2:36:32 PM
gentle-gold$25.00$25.009/15/2010 3:14:34 PM
important-ore$50.00$50.009/15/2010 2:36:35 PM
iolaire$25.00$25.009/15/2010 3:14:42 PM
bigphish$50.00$50.009/15/2010 3:14:59 PM
debnac170$50.00$50.009/15/2010 3:15:48 PM
balance6$25.00$25.009/15/2010 3:14:19 PM
a-exponential-hope$25.00$25.009/15/2010 2:37:44 PM
Kerrysbay$50.00$50.009/15/2010 3:14:29 PM
currency-persimmon$25.00$25.009/15/2010 3:14:47 PM
trade-doughnut5$50.00$50.009/15/2010 3:15:00 PM
JohnBanks$25.00$25.009/15/2010 3:15:06 PM
damage$25.00$25.009/15/2010 2:38:38 PM
Medic05$25.00$25.009/15/2010 3:17:02 PM
saysana$26.00$26.009/15/2010 2:39:13 PM
mwfarmkid$50.00$50.009/15/2010 3:17:38 PM
larrybird$150.00$150.009/15/2010 2:39:27 PM
jazzlender$25.00$25.009/15/2010 3:16:30 PM
natmonkey$50.00$50.009/15/2010 3:18:32 PM
Frugal$25.00$25.009/15/2010 3:19:01 PM
Rdodson11$25.00$25.009/15/2010 3:18:17 PM
bradny$25.00$25.009/15/2010 3:20:17 PM
radforj22$40.74$40.749/15/2010 3:18:51 PM
bdloans$25.00$25.009/15/2010 3:14:16 PM
CorMDNY$50.00$50.009/15/2010 3:14:21 PM
oskizzle$25.00$25.009/15/2010 3:14:35 PM
trade-cello$25.00$25.009/15/2010 3:15:14 PM
orange-resolute-platinum$25.00$25.009/15/2010 3:16:06 PM
wonderful-rupee$25.00$25.009/15/2010 3:16:35 PM
UncleTupelo2$25.00$25.009/15/2010 3:17:43 PM
theresnosn$50.00$50.009/15/2010 3:17:49 PM
balance-voyager$50.00$50.009/15/2010 3:20:56 PM
community-pipeline8$50.00$50.009/15/2010 3:22:13 PM
liederhaus$50.00$50.009/15/2010 3:22:54 PM
wwwUniversal$25.00$25.009/15/2010 3:49:24 PM
Gold_Coin$25.00$25.009/15/2010 3:51:37 PM
118 bids
 
Borrower Payment Dependent Notes Series 475699
This series of Notes was issued and sold upon the funding of the borrower loan #44459, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.3% Auction start date:  Sep-15-2010 
  Auction end date:  Sep-19-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 39.15% Starting monthly payment: $67.85
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 39.15% Final monthly payment: $67.85
 
Auction yield range: 16.79% - 34.00% Estimated loss impact: 20.31%  
Lender servicing fee: 1.00% Estimated return: 13.69%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Feb-2000 Debt/Income ratio: 27%
Credit score: 640-659 (Sep-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:8y 1m
Amount delinquent: $0 Total credit lines: 46 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $20,989Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 89%  
   Homeownership: No  
Screen name: buccks_1 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 6 ( 100% ) 640-659 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
640-659 (Jul-2010)
640-659 (Nov-2007)
640-659 (May-2007)
620-639 (Feb-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 6  
Description
Pay Credit Card Same As Cash
Purpose of loan:
I have a credit card for $4,000 that is same as cash. It is due October. It has $1,900 in accured interest that I would love to avoid. I am short $1,500 to pay this off in full.

My financial situation:
In March I will have $2,000 per month worth of bills paid in full.? I am a homeowner however my bank does not report tot he credit bureau so Prosper has me listed as a renter.

Monthly net income: $ 4700

Monthly expenses: $
??Housing: $ 1200
??Insurance: $ 116
??Car expenses: $100
??Utilities: $ 300
??Phone, cable, internet: $100
??Food, entertainment: $ 250
??Clothing, household expenses $150
??Credit cards and other loans: $ 600
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Due to your timeline and your previous history. I placed a nice bid for you. I hope your help your bidders out and pay this loan off early like your previous one. GOod luck to. Come on folks lets get this funded - restless-dime
A: Thank you very much. I am confident that this loan can be paid off in 6 months again. (Sep-16-2010)
Q: What is the proposed interest rate on this card? - jpblan11
A: The interest rate is 19.9%. The problem is it has 18 months of interest built. The balance was $5,000. I have paid it down to just under $1,500. The amount of interest build is $2,000. Paying this off will save me $2,000. The interest I will pay on this loan will be $265 if paid in 6 months as planned. Thanks for your question. (Sep-17-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Skeptical-one$30.00$30.009/15/2010 2:33:36 PM
glroark$50.00$50.009/15/2010 2:33:35 PM
frugalinvestor20$25.00$25.009/15/2010 2:33:42 PM
samo102us$25.00$25.009/15/2010 3:24:21 PM
kulender$50.00$50.009/15/2010 3:51:58 PM
blitzen40$25.00$25.009/15/2010 7:22:28 PM
restless-dime$50.00$50.009/15/2010 10:58:20 PM
Kash2010lu$25.00$25.009/16/2010 12:22:30 PM
genuine-integrity0$25.00$25.009/16/2010 2:54:55 PM
well-mannered-income3$25.00$25.009/17/2010 6:07:43 AM
generous-deal6$25.00$25.009/17/2010 11:32:14 AM
wise-repayment-seeker$25.00$25.009/17/2010 11:52:51 AM
economy-popcorn$25.00$25.009/17/2010 1:27:43 PM
boo_hoo$50.00$50.009/18/2010 6:04:01 AM
progressive-treasure1$25.00$21.939/18/2010 10:15:19 AM
gold-cluster$100.00$100.009/18/2010 8:57:58 PM
CommunityArts_Non-profit$50.00$50.009/19/2010 3:08:03 AM
integrity-accord8$50.00$50.009/19/2010 9:14:53 AM
CommunityArts_Non-profit$100.00$100.009/19/2010 3:06:10 AM
simplelender80$100.00$100.009/15/2010 2:40:22 PM
alexgalt$100.00$100.009/15/2010 2:33:48 PM
rock-turner$25.00$25.009/15/2010 6:39:21 PM
lucrative-loan$73.07$73.079/16/2010 1:07:06 AM
SolarMoonshine$25.00$25.009/16/2010 4:08:00 AM
penny-plato$50.00$50.009/16/2010 1:37:49 PM
miamibeachloaner$25.00$25.009/16/2010 1:58:50 PM
gold-channel2$50.00$50.009/16/2010 7:38:30 PM
dynamic-capital$25.00$25.009/17/2010 12:14:53 AM
agiovasil$25.00$25.009/17/2010 9:02:43 AM
nilonc1$75.00$75.009/17/2010 8:16:30 PM
WeshaTheLeopard$25.00$25.009/18/2010 6:59:13 AM
exchange-dreams$25.00$25.009/18/2010 6:51:02 AM
sweety075$25.00$25.009/18/2010 1:43:55 PM
scarlet-velvet$25.00$25.009/18/2010 6:31:19 PM
checzwick$25.00$25.009/19/2010 7:42:23 AM
supreme-hope$25.00$25.009/18/2010 7:03:49 PM
36 bids
 
Borrower Payment Dependent Notes Series 473208
This series of Notes was issued and sold upon the funding of the borrower loan #44467, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,653.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.2% Auction start date:  Sep-07-2010 
  Auction end date:  Sep-13-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.06% Starting monthly payment: $119.04
Final lender yield: 33.35% Final borrower rate/APR: 34.35% / 38.06% Final monthly payment: $119.04
 
Auction yield range: 13.79% - 33.35% Estimated loss impact: 15.74%  
Lender servicing fee: 1.00% Estimated return: 17.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jul-1989 Debt/Income ratio: 19%
Credit score: 660-679 (Aug-2010) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 4Length of status:8y 11m
Amount delinquent: $0 Total credit lines: 33 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $26,902Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 85%  
   Homeownership: No  
Screen name: bold-affluence-blanket Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt and Other Expenses
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because? I always pay my bills on time.
Monthly net income: $ 2,164.46

Monthly expenses: $ 1,207
??Housing: $
??Insurance: $ 131
??Car expenses: $
??Utilities: $ 65
??Phone, cable, internet: $ 173
??Food, entertainment: $ 250
??Clothing, household expenses $
??Credit cards and other loans: $ 588
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What are the other expenses this loan will be used for? Also, could you break down how much will go to these expenses? - hektek22
A: By other expenses-approx $1,200 will be used to finish a small home renovation project . $1,000 will be used to pay off smaller outstanding balances on credit cards and loans and the difference will be used to purchase an appliance. (Sep-08-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
contract-happiness1$25.00$25.009/7/2010 2:36:25 PM
handshake5$25.00$25.009/7/2010 2:45:48 PM
danthemon35$25.00$25.009/7/2010 2:54:54 PM
enthralling-deal180$100.00$100.009/7/2010 2:58:25 PM
finance-magma7$35.00$35.009/7/2010 2:57:25 PM
Artist_Blue$25.00$25.009/7/2010 3:23:31 PM
rescue$36.18$1.959/8/2010 12:07:11 AM
Sudoku$100.00$100.009/8/2010 11:58:11 PM
extraordinary-interest1$50.00$50.009/9/2010 4:06:44 PM
Whipster$50.00$50.009/9/2010 5:35:31 PM
credit-elation1$25.00$25.009/10/2010 7:39:35 AM
careful-compassion$25.00$25.009/10/2010 9:00:26 AM
Evolver$50.00$50.009/10/2010 9:18:02 AM
jono9999$25.00$25.009/10/2010 3:06:03 PM
dime-vista2$25.00$25.009/10/2010 3:14:47 PM
Bob450$25.00$25.009/10/2010 6:15:09 PM
vine99$40.00$40.009/10/2010 8:25:32 PM
Snoclaf$25.00$25.009/11/2010 7:50:55 AM
a-successful-credit$25.00$25.009/11/2010 12:25:00 PM
RebuildingAmerica$25.00$25.009/11/2010 4:49:15 PM
funimuni$25.00$25.009/11/2010 3:58:50 PM
yons88$25.00$25.009/11/2010 10:06:03 PM
nickel-mad-scientist$25.00$25.009/12/2010 12:45:02 AM
periko$30.32$30.329/12/2010 9:15:29 AM
realtormoises$25.00$25.009/12/2010 9:33:29 AM
order-bee1$25.00$25.009/12/2010 2:23:21 PM
Maetryx$49.89$49.899/12/2010 2:57:33 PM
loss-of-control$50.00$50.009/12/2010 3:40:51 PM
loans_to_loan$25.00$25.009/12/2010 8:00:13 PM
simplelender80$100.00$100.009/7/2010 2:42:01 PM
EBITDA$25.00$25.009/7/2010 2:43:54 PM
bid-czar8$50.00$50.009/7/2010 2:51:36 PM
kulender$50.00$50.009/7/2010 2:55:50 PM
reward-adventure$30.00$30.009/7/2010 3:01:03 PM
burrito6$25.00$25.009/7/2010 3:01:55 PM
zipemdown$50.00$50.009/7/2010 3:01:30 PM
neighborly-bid$25.00$25.009/7/2010 3:04:13 PM
AlexTrep$25.00$25.009/7/2010 3:18:22 PM
bchen78875$25.00$25.009/7/2010 10:57:05 PM
nilonc1$50.00$50.009/9/2010 10:11:07 AM
bankbuddy55$30.00$30.009/9/2010 6:07:04 PM
Tono$30.00$30.009/9/2010 7:05:58 PM
Free-the-usa-1776$26.67$26.679/9/2010 7:40:41 PM
cocolitovi$50.00$50.009/10/2010 3:18:53 AM
cashhelp$25.00$25.009/10/2010 8:12:21 AM
gain-implementer$300.00$300.009/10/2010 9:12:55 AM
point-berserker$25.00$25.009/10/2010 9:18:03 AM
fervent-power$25.00$25.009/10/2010 2:45:20 PM
ChrisKwan$25.00$25.009/10/2010 3:04:10 PM
FASTIZIO_P$25.00$25.009/10/2010 3:02:22 PM
oracle3$50.00$50.009/10/2010 3:12:11 PM
frogperson$50.00$50.009/10/2010 3:24:50 PM
Bikerider$50.00$50.009/10/2010 3:58:45 PM
lendstats_com$100.00$100.009/10/2010 8:28:27 PM
awesome-silver$100.00$100.009/10/2010 9:25:49 PM
stormtrooper72$44.17$44.179/10/2010 8:35:00 PM
bold-direct-asset$25.00$25.009/11/2010 5:02:35 AM
vest_vortex$25.00$25.009/11/2010 1:32:04 PM
Wyatte$25.00$25.009/11/2010 3:30:16 PM
VJ_Financial$100.00$100.009/11/2010 3:08:35 PM
investment-visionary$25.00$25.009/12/2010 1:15:34 PM
showmethemoney5$35.00$35.009/12/2010 5:33:49 PM
62 bids
 
Borrower Payment Dependent Notes Series 474120
This series of Notes was issued and sold upon the funding of the borrower loan #44463, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.2% Auction start date:  Sep-14-2010 
  Auction end date:  Sep-20-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.06% Starting monthly payment: $89.74
Final lender yield: 33.35% Final borrower rate/APR: 34.35% / 38.06% Final monthly payment: $89.74
 
Auction yield range: 13.79% - 33.35% Estimated loss impact: 15.74%  
Lender servicing fee: 1.00% Estimated return: 17.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Dec-1989 Debt/Income ratio: 43%
Credit score: 660-679 (Aug-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 8Length of status:16y 5m
Amount delinquent: $0 Total credit lines: 18 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,696Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 103%  
   Homeownership: Yes  
Screen name: momentous-rupee3 Borrower's state: Mississippi Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit cards
Purpose of loan:
This loan will be used to?payoff my credit cards.?

My financial situation:
I?want to use this money to pay off?some credit cards.? I then want to get this paid off as quickly as?I can and work on paying off the rest of what I owe.? In the last week, I have found a part-time job.? I should be working 10 - 15 hrs a week.? I hope to use this extra income to work on becoming debt-free.

Monthly net income: $ 2825.00

Monthly expenses: $
??Housing: $ 547.95
??Insurance: $
??Car expenses: $
??Utilities: $ 275.00
??Phone, cable, internet: $ 187.00
??Food, entertainment: $ 350.00
??Clothing, household expenses $ 200.00
??Credit cards and other loans: $ 565.14
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: how are you currently employed and will you be making automatic payments. do you plan to go the full term or pay off this loan early - restless-dime
A: I have a full time job which I have had for the past 16 years and just recently have obtained a part-time job. I hope to pay this note off early. I will be using auto debit. I pay most of my bills this way. It is easier and keeps me on track. (Sep-15-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
contract-happiness1$25.00$25.009/14/2010 2:31:00 PM
bid-czar8$100.00$100.009/14/2010 2:42:49 PM
pembull$25.00$25.009/14/2010 2:34:45 PM
simplelender80$100.00$100.009/14/2010 2:46:11 PM
kulender$100.00$100.009/14/2010 2:44:34 PM
musegaze$100.00$100.009/14/2010 2:46:58 PM
seineil$25.00$25.009/15/2010 12:37:38 AM
SolarMoonshine$25.00$25.009/15/2010 4:21:10 AM
social-hunter5$35.81$35.819/15/2010 10:44:39 AM
green-rapid-openness$50.00$50.009/15/2010 10:37:11 PM
Comoparklender$25.00$25.009/16/2010 10:47:55 AM
pfh$25.00$25.009/16/2010 11:17:10 AM
AlexTrep$25.00$25.009/16/2010 4:18:58 PM
nilonc1$25.00$25.009/17/2010 4:02:47 PM
first-serene-credit$50.00$50.009/17/2010 5:53:53 PM
econgineer$25.00$25.009/17/2010 8:31:13 PM
unger$50.00$50.009/18/2010 9:08:44 AM
vivacious-p2p3$25.00$25.009/18/2010 5:46:26 PM
the-determined-value$25.00$25.009/18/2010 10:12:43 PM
benefit-boots$25.00$25.009/19/2010 12:25:06 AM
dsnybnd$25.00$25.009/19/2010 1:05:07 PM
neorunner$25.00$25.009/19/2010 8:16:16 PM
RyanM561$25.00$25.009/19/2010 9:02:08 PM
integrity-accord8$50.00$50.009/19/2010 6:26:04 PM
Calif-smo$25.00$25.009/19/2010 10:01:01 PM
onecooldrink$25.00$25.009/19/2010 8:55:29 PM
transaction-circuit$50.00$50.009/14/2010 2:35:36 PM
6moonbeams$25.00$25.009/14/2010 2:38:43 PM
handshake5$25.00$25.009/14/2010 2:38:30 PM
villagers$25.00$25.009/14/2010 3:25:32 PM
patriot897$25.00$25.009/14/2010 3:26:15 PM
AF-Chief$25.00$25.009/14/2010 3:32:36 PM
Rattlehead$25.00$25.009/14/2010 3:36:20 PM
ore-healer6$25.00$25.009/15/2010 9:37:50 AM
transaction-circuit$100.00$100.009/15/2010 5:55:27 PM
green-rapid-openness$50.00$50.009/15/2010 10:36:45 PM
restless-dime$25.00$25.009/15/2010 10:25:06 PM
helping-out$30.00$30.009/16/2010 7:23:00 AM
penny-plato$50.00$50.009/16/2010 1:30:02 PM
EBITDA$25.00$25.009/16/2010 5:12:47 PM
gold-channel2$50.00$50.009/16/2010 7:37:59 PM
tech310$25.00$25.009/16/2010 11:38:55 PM
generous-deal6$25.00$3.669/17/2010 2:30:04 AM
gjm6d$25.00$25.009/17/2010 7:14:15 PM
cashhelp$25.00$25.009/17/2010 7:23:31 PM
Bob450$25.00$25.009/18/2010 11:05:58 AM
ethicalhumanist$50.00$50.009/18/2010 1:38:05 PM
shellstar$25.00$25.009/19/2010 11:19:13 AM
checzwick$25.00$25.009/19/2010 7:31:37 AM
exchange-dreams$25.00$25.009/19/2010 12:14:00 PM
Gandalf0001$25.00$25.009/19/2010 7:24:21 PM
P3P-Career-Coach$25.00$25.009/19/2010 8:02:14 PM
Land_on_your_feet$25.00$25.009/19/2010 6:27:54 PM
well-rounded-dinero$50.00$50.009/19/2010 8:08:52 PM
master648$30.53$30.539/19/2010 8:58:22 PM
55 bids
 
Borrower Payment Dependent Notes Series 474518
This series of Notes was issued and sold upon the funding of the borrower loan #44454, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.8% Auction start date:  Sep-07-2010 
  Auction end date:  Sep-14-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.06% Starting monthly payment: $358.95
Final lender yield: 33.15% Final borrower rate/APR: 34.15% / 37.85% Final monthly payment: $358.05
 
Auction yield range: 10.79% - 33.35% Estimated loss impact: 11.64%  
Lender servicing fee: 1.00% Estimated return: 21.51%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Dec-1999 Debt/Income ratio: 21%
Credit score: 700-719 (Sep-2010) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 24 / 12Length of status:3y 4m
Amount delinquent: $0 Total credit lines: 39 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,673Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 67%  
   Homeownership: Yes  
Screen name: Handcuffed Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Help Paying off Divorce Expenses
Purpose of loan:
This loan will be used to help me get ahead for roughly 6 months of alimony.? I recently went through a divorce and was ordered to pay $1300 a month in spousal support as well as $1200 on a mortgage.? As of August 1, 2011 I will not have to pay any of these, which will free up $2500 a month to pay back the loan I am requesting.? I have steady employment and make very good money.? This will simply allow me to save money for a few months to pay off my spousal support.? I cannot dispute my D rating as there was a lot of credit card debt racked up, however I have never been late on a payment and do not live outside of my means now that I am single.

My financial situation:
I am a good candidate for this loan because I have steady full time employment as a law enforcement officer and despite what my credit rating is due to divorce, as of August 1, 2011 I will not have the financial burden bestowed upon me by the court.? This will mean $2500 a month can be used to pay back the loan.? I realize I need a high interest rate due to damaged credit, but even the minimum monthly payment now will be over $900 less then is being deducted from my check for spousal support.? This will all be saved to pay the full amount of alimony.? In August of 2011 I will focus the extra cash flow to paying off this loan (if approved) as well as paying down the credit card debt.? We had no children in the marriage so I do not have that expense.? Please see my budget below.

Monthly net income: $ Between $5000-6500 depending on overtime.

Monthly expenses: $
??Housing: $ 1200?(this is for the mortgage that I have to pay until July 31, 2011)???????????
??Insurance: $ 100
??Car expenses: $ 300
??Utilities: $ 250
??Phone, cable, internet: $ 90
??Food, entertainment: $ 100
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 910
??Other expenses: $ 1300 alimony and $450 rent (this is for my place I had to get after the divorce)

My monthly expenses total pretty close to my net income.? If I can get a couple of months that I can pay in advance I will be in a much better situation.? Please don't let my Prosper Rating be the sole decision maker.? I will not lie, a bank has denied me this loan.? However, I have a budget set up to get me through the month of April, and then I only have three months left of alimony and a mortgage to pay.? I know I am a higher risk, but my net income is high and if you look at my credit report, although there is a lot of debt I have never been late on a payment so I know how to budget. Thanks for the consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: see my page please. thank you - Tono
A: To answer Tono's question, my entire monthly expenses added up equal to $4750. This leaves me a minimum of $250 in extra cash on hand per month, however if I can get this loan financed, it would give me much more breathing room for six months and would get me through the end of my alimony/mortgage payments. (Sep-10-2010)
Q: Hi, What is the total legal fees for divorce? Thanks, - p2ploan-sensation211
A: My legal fees are all paid. It was $5000 for my attorneys fees. This loan is to help me pay my $1300 a month in alimony. Those payments stop on July 31 of 2011 so this loan will allow me to pay six months in advance and pay some other bills. I hope this answers tour question. Thank you. (Sep-12-2010)
Q: Hi, Is there a potential workforce reduction? Any debts not listed in your listing? What other resources could you think of for borrowing if this loan does not go through? Thanks, - p2ploan-sensation211
A: No workforce reduction. I am actually guaranteed a pay increase of 8 dollars an hour in May of 2011. If this loan is not funded I will just continue to pay minimum payments on my credit card debt until July when My alimony is done. I have listed all my debts above. If You see I do have some cash left over each month but just not that much. Thanks for your consideration. (Sep-12-2010)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
EBITDA$25.00$25.009/7/2010 2:43:44 PM
simplelender80$100.00$100.009/7/2010 2:44:24 PM
handshake5$25.00$25.009/7/2010 2:45:58 PM
danthemon35$25.00$25.009/7/2010 2:54:43 PM
nickel-demon2$100.00$100.009/7/2010 2:57:36 PM
kulender$50.00$50.009/7/2010 2:59:04 PM
zipemdown$50.00$50.009/7/2010 3:01:36 PM
jono9999$25.00$25.009/7/2010 3:15:05 PM
cash-spark3$25.00$25.009/7/2010 11:15:08 PM
cash-spark3$25.00$25.009/7/2010 11:16:07 PM
cash-spark3$25.00$25.009/7/2010 11:16:19 PM
cash-spark3$25.00$25.009/7/2010 11:15:39 PM
principal-mermaid$26.34$26.349/8/2010 7:23:37 AM
pfh$25.00$25.009/8/2010 11:15:46 AM
6moonbeams$25.00$25.009/8/2010 11:33:10 AM
zorg77$25.00$25.009/8/2010 2:45:25 PM
cognizant-rate732$50.00$50.009/9/2010 7:23:09 AM
KMSB$25.00$25.009/9/2010 9:02:19 AM
SeaSkyGuy71$25.00$25.009/9/2010 9:54:43 AM
patriot897$25.00$25.009/9/2010 10:19:36 AM
thedreamer$25.00$25.009/9/2010 3:01:21 PM
AlexTrep$25.00$25.009/9/2010 3:05:40 PM
qtmspin$50.00$50.009/9/2010 3:17:25 PM
dws2380$25.00$25.009/9/2010 5:28:04 PM
AF-Chief$25.00$25.009/10/2010 6:29:50 AM
Madmigel$35.00$35.009/10/2010 1:48:24 PM
red-favorable-basis$25.00$25.009/10/2010 3:09:12 PM
Katieo$25.00$25.009/10/2010 3:13:13 PM
new-social-economist$25.00$25.009/10/2010 3:13:16 PM
balanced-bill7$50.00$50.009/10/2010 3:14:55 PM
kain11286$50.00$50.009/10/2010 3:13:41 PM
moola-monger9$50.00$50.009/10/2010 3:15:11 PM
teller$25.00$25.009/10/2010 3:14:01 PM
generous-deal6$25.00$25.009/10/2010 3:14:38 PM
efficient-marketplace$50.00$50.009/10/2010 3:14:52 PM
mercuriant$25.00$25.009/10/2010 3:24:24 PM
booOST$100.00$100.009/10/2010 6:40:16 PM
inforapenny$25.00$25.009/10/2010 11:57:49 PM
Get56$25.00$25.009/11/2010 9:12:10 AM
lcole32$25.00$25.009/11/2010 10:17:23 AM
laufer32304$50.00$50.009/11/2010 9:33:11 AM
bright-exchange$25.00$25.009/11/2010 2:06:40 PM
Ven58$25.00$25.009/12/2010 9:47:27 AM
loss-of-control$50.00$50.009/12/2010 3:56:58 PM
extraordinary-transaction$50.00$50.009/13/2010 12:38:58 AM
kginatl$50.00$50.009/13/2010 4:22:34 AM
Whipster$50.00$50.009/13/2010 5:25:40 AM
squarebob$25.00$25.009/13/2010 11:23:34 AM
YoungTaxMan$25.00$25.009/13/2010 11:07:12 AM
squarebob$25.00$25.009/13/2010 11:23:02 AM
bullish2bearish$53.78$53.789/13/2010 11:47:41 AM
genuine-responsibility8$50.00$50.009/13/2010 5:51:30 PM
fuke$25.00$25.009/13/2010 9:41:16 PM
browneyegravy$25.00$25.009/14/2010 7:07:19 AM
musegaze$100.00$100.009/14/2010 9:28:33 AM
108lender$33.70$33.709/14/2010 10:34:22 AM
trevize$25.00$25.009/14/2010 12:27:41 PM
Evolver$50.00$50.009/14/2010 12:28:35 PM
ore-dojo$25.00$25.009/14/2010 9:57:01 AM
p2ploan-sensation211$25.00$25.009/14/2010 2:00:16 PM
Engineer44$25.00$25.009/14/2010 2:22:47 PM
RickColo$256.63$256.639/14/2010 11:58:36 AM
houli123$2,000.00$2,000.009/14/2010 12:25:50 PM
whitewolf7$30.00$30.009/14/2010 2:23:08 PM
RecoveryLender$25.00$25.009/14/2010 2:09:54 PM
payout-bridge$1,200.00$630.849/14/2010 2:22:28 PM
bid-czar8$50.00$50.009/7/2010 2:51:42 PM
enthralling-deal180$100.00$100.009/7/2010 2:58:32 PM
finance-magma7$100.00$100.009/7/2010 3:00:07 PM
reward-adventure$30.00$30.009/7/2010 3:01:11 PM
burrito6$25.00$25.009/7/2010 3:02:02 PM
neighborly-bid$25.00$25.009/7/2010 3:04:20 PM
cash-spark3$25.00$25.009/7/2010 11:16:33 PM
cash-spark3$25.00$25.009/7/2010 11:15:27 PM
tech310$50.00$50.009/7/2010 11:52:18 PM
cash-spark3$25.00$25.009/7/2010 11:15:53 PM
booOST$106.05$106.059/8/2010 8:36:12 AM
Rattlehead$25.00$25.009/8/2010 10:50:00 AM
principal-mermaid$300.00$300.009/8/2010 2:38:11 PM
niceguy777$25.00$25.009/9/2010 12:25:48 PM
worthy-bid8$25.00$25.009/9/2010 12:26:42 PM
Jester8967$50.00$50.009/9/2010 1:47:52 PM
transparent-revenue$25.00$25.009/9/2010 2:21:55 PM
lender987654321$25.00$25.009/9/2010 3:15:32 PM
rescue$50.00$50.009/9/2010 3:17:13 PM
bchen78875$25.00$25.009/9/2010 4:00:44 PM
well-mannered-income3$25.00$25.009/10/2010 7:41:53 AM
Artist_Blue$25.00$25.009/10/2010 7:43:18 AM
finance_mba$25.00$25.009/10/2010 1:48:48 PM
JTHarris$25.00$25.009/10/2010 1:49:01 PM
kindness-hickory5$50.00$50.009/10/2010 2:47:03 PM
honorable-yield$35.00$35.009/10/2010 3:13:46 PM
orange-preeminant-bill$50.00$50.009/10/2010 3:11:50 PM
miked8303$25.00$25.009/10/2010 3:14:27 PM
copper$50.00$50.009/10/2010 3:14:41 PM
mtquan$25.00$25.009/10/2010 3:24:52 PM
thrifty-capital$25.00$25.009/10/2010 5:37:27 PM
Tono$25.00$25.009/10/2010 4:44:40 PM
radforj22$25.00$25.009/11/2010 7:58:19 AM
marketplace-cello5$25.00$25.009/11/2010 12:27:19 AM
best-listing-toro$25.00$25.009/11/2010 8:16:59 AM
power-comet4$25.00$25.009/11/2010 5:00:16 PM
DHolly$25.00$25.009/12/2010 4:17:36 AM
Credit4Talent$35.00$35.009/12/2010 11:29:14 AM
MissionMicroFinance$25.00$25.009/12/2010 7:59:53 AM
loss-of-control$50.00$50.009/12/2010 3:57:20 PM
the-fantastic-bid$25.00$25.009/12/2010 7:23:07 PM
rvfbroker$25.00$25.009/13/2010 12:39:01 AM
asiaratt$50.00$50.009/13/2010 12:38:59 AM
jo2y$25.00$25.009/13/2010 12:39:22 AM
grnii78$26.63$26.639/13/2010 5:40:46 AM
rakem777$25.00$25.009/13/2010 9:29:09 AM
missing-link$25.00$25.009/13/2010 10:08:35 AM
oreyedoc$50.00$50.009/13/2010 10:52:41 AM
squarebob$26.00$26.009/13/2010 11:23:17 AM
squarebob$25.00$25.009/13/2010 11:22:44 AM
saysana$25.00$25.009/13/2010 2:02:29 PM
courteous-kindness1$25.00$25.009/13/2010 6:03:49 PM
marinbb$50.00$50.009/13/2010 7:02:27 PM
JustMee$25.00$25.009/13/2010 4:52:42 PM
marinbb$50.00$50.009/13/2010 7:01:21 PM
helping-out$30.00$30.009/13/2010 7:12:21 PM
DER$50.00$50.009/13/2010 8:17:19 PM
FinDoc$25.00$25.009/14/2010 12:16:04 AM
FASTIZIO_P$25.00$25.009/14/2010 12:32:22 AM
asmithj$50.00$50.009/14/2010 1:11:13 AM
kindness-percolator5$25.00$25.009/14/2010 1:25:57 AM
AMCal$50.00$50.009/14/2010 12:06:00 AM
treasure-bliss$50.00$50.009/14/2010 1:31:13 AM
supreme-hope$25.00$25.009/14/2010 1:33:42 AM
Patter256$25.00$25.009/14/2010 5:37:11 AM
1stBankAndHal$25.00$25.009/14/2010 6:45:25 AM
wwwUniversal$25.00$25.009/14/2010 12:27:43 PM
p2ploan-sensation211$50.00$50.009/14/2010 1:27:04 PM
Nerdster1$25.01$25.019/14/2010 1:40:10 PM
YoungTaxMan$40.02$40.029/14/2010 1:05:06 PM
icon7$50.00$50.009/14/2010 2:22:21 PM
mpatrick$30.00$30.009/14/2010 2:12:27 PM
138 bids
 
Borrower Payment Dependent Notes Series 474776
This series of Notes was issued and sold upon the funding of the borrower loan #44472, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 3.2% Auction start date:  Sep-08-2010 
  Auction end date:  Sep-15-2010 
 
Starting lender yield: 9.80% Starting borrower rate/APR: 10.80% / 12.92% Starting monthly payment: $146.90
Final lender yield: 8.71% Final borrower rate/APR: 9.71% / 11.81% Final monthly payment: $144.59
 
Auction yield range: 3.79% - 9.80% Estimated loss impact: 3.27%  
Lender servicing fee: 1.00% Estimated return: 5.44%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Dec-1981 Debt/Income ratio: 21%
Credit score: 780-799 (Aug-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 13Length of status:22y 2m
Amount delinquent: $0 Total credit lines: 35 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,345Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 21%  
   Homeownership: Yes  
Screen name: louis1375 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 68 ( 100% ) 780-799 (Latest)
Principal borrowed: $3,500.00< 31 days late: 0 ( 0% )  
760-779 (Nov-2007)
780-799 (Apr-2007)
 
Principal balance: $229.35 31+ days late: 0 ( 0% )
Total payments billed: 68  
Description
re-modeling kitchen
Purpose of loan:
This loan will be used to?to re-model our kitchen for our home of twenty plus years.?

My financial situation:
I am a good candidate for this loan because?I have had 2 loans from Prosper, one paid in full, the other to be fully paid in?November 2010,?I have been in my current workplace for over twenty years, employed as a R.N., I also have over twenty years as a Naval Officer {Commander) in the Navy reserves. I and a responsible individual, married for 36 years, my four children are all grown and working professionally.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
CA_Lender$25.00$25.009/8/2010 3:01:00 PM
RandyL3$25.00$25.009/8/2010 3:14:30 PM
enthusiastic-balance5$50.00$50.009/8/2010 3:16:25 PM
vennp$30.00$30.009/8/2010 5:20:24 PM
beachfunder$50.00$50.009/9/2010 7:54:23 AM
rmpedi33$50.00$50.009/9/2010 9:58:50 AM
Pendruce$25.00$25.009/9/2010 3:19:58 PM
OoM$25.00$25.009/9/2010 11:06:04 PM
surferracerskaterboy$50.00$50.009/10/2010 9:31:53 AM
penny-finder$50.00$50.009/10/2010 11:16:42 PM
FLFF$50.00$50.009/11/2010 6:17:07 AM
floridahelper$140.00$140.009/11/2010 7:42:38 AM
JerryB96$25.00$25.009/11/2010 10:07:58 PM
billnsc$50.00$50.009/12/2010 7:03:50 AM
maj0508$100.00$100.009/12/2010 10:43:13 AM
Kelor99$25.00$25.009/12/2010 10:32:19 AM
RandyL3$25.00$25.009/12/2010 5:41:24 PM
Dollars4Rent$25.00$25.009/13/2010 5:32:52 PM
sweety075$25.00$25.009/13/2010 9:11:05 PM
jsnryn$25.00$25.009/14/2010 7:15:24 AM
martymaniaman$50.00$50.009/14/2010 10:18:12 AM
bughead$25.00$25.009/14/2010 3:35:28 PM
Manta_Rai$25.00$25.009/14/2010 3:55:15 PM
gustavholstopus32$25.00$25.009/14/2010 6:28:33 PM
knowonder$25.00$25.009/14/2010 8:31:45 PM
blindtaxidriver$25.00$25.009/14/2010 11:24:03 PM
Johnab$50.00$50.009/15/2010 4:46:40 AM
debt-legend$25.00$25.009/15/2010 7:59:35 AM
money4u2use$25.00$25.009/15/2010 3:33:45 AM
himanshuko$25.00$25.009/15/2010 8:42:44 AM
swissbanker$50.00$50.009/15/2010 7:10:52 AM
daveuc97$25.00$25.009/15/2010 7:22:17 AM
natural-affluence4$50.00$50.009/15/2010 9:34:56 AM
jocephus$78.00$78.009/15/2010 8:24:17 AM
Trapman13$50.00$50.009/15/2010 10:36:16 AM
Champion_Lending$25.00$25.009/15/2010 10:45:00 AM
bunnybear$26.92$26.929/15/2010 11:46:53 AM
payout-reaction740$25.00$25.009/15/2010 11:48:12 AM
amlu1988$25.00$25.009/15/2010 9:21:05 AM
dpries123$25.00$25.009/15/2010 12:11:08 PM
thebadpelican$25.00$25.009/15/2010 2:08:45 PM
LittleMingo$26.82$26.829/15/2010 10:09:25 AM
squarebob$25.00$25.009/15/2010 2:26:56 PM
12Knocksinna$30.00$4.259/15/2010 12:57:48 PM
Hobson$30.00$30.009/15/2010 1:36:44 PM
myduck$50.00$50.009/15/2010 2:36:57 PM
revenue-appraiser$35.00$35.009/15/2010 1:59:30 PM
cash-prodigy1$25.00$25.009/15/2010 2:45:45 PM
RecoveryLender$25.00$25.009/15/2010 2:52:54 PM
magnificent-asset3$25.00$25.009/15/2010 2:43:44 PM
Aberdeen$400.00$400.009/8/2010 3:14:36 PM
cwegert$25.00$25.009/8/2010 3:36:49 PM
jpblan11$25.00$25.009/8/2010 4:26:57 PM
MoneyForNothing$104.13$104.139/8/2010 5:10:21 PM
bold-social-advantage$100.00$100.009/8/2010 5:53:27 PM
octoberfresh$25.00$25.009/9/2010 6:31:28 AM
cashhelp$25.00$25.009/9/2010 6:32:10 AM
wwwUniversal$25.00$25.009/9/2010 6:32:15 AM
orbital-dollar2$25.00$25.009/9/2010 7:31:36 AM
bonus-sensai825$25.00$25.009/9/2010 9:02:57 AM
peb44$25.00$25.009/9/2010 9:25:30 AM
Barrayaran$25.00$25.009/9/2010 11:42:19 AM
outofoffice$65.30$65.309/9/2010 12:01:55 PM
bambampk$25.00$25.009/9/2010 11:50:32 AM
Chesterite$29.15$29.159/9/2010 1:40:50 PM
GBlack$35.00$35.009/9/2010 1:47:43 PM
exchange-dreams$25.00$25.009/9/2010 7:55:03 PM
BlessedEveryDay$28.00$28.009/10/2010 6:31:51 PM
GoldenTrout$25.00$25.009/10/2010 9:35:19 PM
gjm6d$25.00$25.009/11/2010 8:49:29 AM
NriHomes$50.00$50.009/11/2010 8:57:10 AM
loanman2007$150.00$150.009/11/2010 11:30:40 AM
bornsucka$25.00$25.009/12/2010 12:18:17 AM
MonkeyHero$50.00$50.009/12/2010 10:48:20 AM
RussiaAC5M$43.54$43.549/13/2010 10:23:39 AM
socal-lender$25.00$25.009/13/2010 9:42:28 PM
wonderous-power$25.00$25.009/14/2010 2:18:05 AM
auction-workhorse679$25.00$25.009/14/2010 1:24:41 AM
FundMaker$30.00$30.009/14/2010 11:04:10 AM
myidear$25.00$25.009/14/2010 12:53:46 PM
LawyerLoan$45.00$45.009/14/2010 12:49:17 PM
wilchik$30.00$30.009/14/2010 1:23:31 PM
jayk63$25.00$25.009/14/2010 2:40:21 PM
bankojerry$25.00$25.009/14/2010 3:56:11 PM
salegalaxy$25.00$25.009/14/2010 4:47:19 PM
entertaining-greenback2$31.05$31.059/14/2010 4:57:34 PM
mrreynol$25.00$25.009/14/2010 3:57:26 PM
LittleMingo$30.00$30.009/14/2010 4:04:49 PM
gilbrear$25.00$25.009/14/2010 6:58:55 PM
johngotti$50.00$50.009/14/2010 7:06:28 PM
santhana$35.00$35.009/14/2010 10:33:34 PM
UncleScroogeDMD$100.00$100.009/15/2010 3:16:43 AM
loyalist1$100.00$100.009/15/2010 6:53:19 AM
LeoBUSIIT$25.00$25.009/15/2010 9:56:30 AM
RecoveryLender$25.00$25.009/15/2010 7:08:12 AM
gogrannygo$25.00$25.009/15/2010 7:38:14 AM
Earn_money$25.80$25.809/15/2010 10:53:19 AM
SomebodysMom$108.45$108.459/15/2010 10:08:01 AM
Leshan$169.88$169.889/15/2010 9:01:20 AM
thebadpelican$25.00$25.009/15/2010 11:15:23 AM
Bodyboard$28.71$28.719/15/2010 1:36:54 PM
paul1$40.00$40.009/15/2010 2:21:22 PM
courteous-note1$25.00$25.009/15/2010 2:05:42 PM
payout-paladin0$25.00$25.009/15/2010 2:16:27 PM
yu-rik$75.00$75.009/15/2010 2:50:40 PM
105 bids
 
Borrower Payment Dependent Notes Series 474970
This series of Notes was issued and sold upon the funding of the borrower loan #44441, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.2% Auction start date:  Sep-09-2010 
  Auction end date:  Sep-16-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.06% Starting monthly payment: $112.17
Final lender yield: 25.00% Final borrower rate/APR: 26.00% / 29.52% Final monthly payment: $100.73
 
Auction yield range: 13.79% - 33.35% Estimated loss impact: 15.33%  
Lender servicing fee: 1.00% Estimated return: 9.67%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jul-1993 Debt/Income ratio: 23%
Credit score: 660-679 (Sep-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 2 Current / open credit lines: 7 / 7Length of status:13y 8m
Amount delinquent: $370 Total credit lines: 29 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $4,056Stated income:$25,000-$49,999
Delinquencies in last 7y: 6 Bankcard utilization: 60%  
   Homeownership: Yes  
Screen name: Cincygirl Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 30 ( 100% ) 660-679 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
660-679 (Feb-2008)
 
Principal balance: $600.31 31+ days late: 0 ( 0% )
Total payments billed: 30  
Description
Renovating the bathroom
Purpose of loan:? Now that the landscaping is done, we will pay off the $600 balance on our existing Prosper loan and start working on the bathroom!? We want to have it finished before Thanksgiving.?? We will replace the tile floor, put in a new toilet, vanity and medicine cabinet with new lighting.? We have priced out the supplies and are doing most of the labor ourselves.?? Finally...getting rid of the pink tile bathroom!!!


My financial situation:
I am a good candidate for this loan because I have no problem handling the payment. I have been in my position now for?almost 14 years and have a roommate that helps with the household finances. We are doing really well and feel it's time to get this bathroom project done.?

Monthly net income: $ 2800

Monthly expenses: $
??Housing: $ 500
??Insurance: $ 50
??Car expenses: $ 400
??Utilities: $ 250
??Phone, cable, internet: $ 85
??Food, entertainment: $ 180
??Clothing, household expenses $50
??Credit cards and other loans: $ 200
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hi there, could you explain the amount currently delinquent and the delinquencies in the last 7 years? Thanks and good luck with this loan. - green-rapid-openness
A: Hi.....I'm glad to answer your question! Cable company dispute. They picked up the equipment but didn't credit my account. I'm working on getting it removed from my report. I lost my house to foreclosure several years ago. Quite the learning experience with a shady lender. I bought another...nicer house 3 years ago! Thank you so much for considering to fund my loan. You can see I never missed a payment on my current prosper loan! Thanks, Cathy (Sep-12-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
maximus76$25.00$25.009/13/2010 10:34:30 AM
credit-missile$25.00$25.009/13/2010 5:39:37 PM
credit-missile$25.00$25.009/13/2010 5:39:57 PM
WonByOne$25.00$25.009/14/2010 8:13:44 AM
nerlands$25.00$25.009/14/2010 4:42:07 PM
aganippe$25.00$25.009/14/2010 6:29:07 PM
aafg69$25.00$25.009/14/2010 10:08:39 PM
Catz_aplenty$25.00$25.009/15/2010 12:29:34 AM
Fantastyx$100.00$100.009/14/2010 11:15:20 PM
loyalist1$50.00$50.009/15/2010 6:56:10 AM
eretro$45.48$45.489/15/2010 8:15:38 AM
carrinel$50.00$50.009/15/2010 8:11:42 AM
Moe87$29.58$29.589/16/2010 3:41:46 AM
brightest-dignified-penny$25.00$25.009/16/2010 10:06:21 AM
justice-magnate$68.00$68.009/16/2010 7:25:19 AM
martymaniaman$25.00$25.009/16/2010 8:18:27 AM
head$25.00$25.009/16/2010 11:18:25 AM
fairness-atmosphere$25.00$25.009/16/2010 9:55:49 AM
fireferd$35.00$35.009/16/2010 12:31:42 PM
revenue-appraiser$25.00$25.009/16/2010 12:33:47 PM
dough-rocket$100.00$100.009/16/2010 1:03:14 PM
BrighterSuns$25.00$25.009/16/2010 11:30:19 AM
grampy48$100.00$100.009/16/2010 1:38:53 PM
jybank$25.00$25.009/16/2010 2:13:53 PM
enthusiastic-balance5$50.00$50.009/9/2010 4:03:35 PM
loanman2007$50.00$50.009/10/2010 10:36:47 AM
SolarMoonshine$25.00$25.009/10/2010 5:46:52 PM
Aberdeen$400.00$400.009/12/2010 3:58:35 PM
maximus76$25.00$25.009/13/2010 10:42:44 AM
credit-missile$25.00$25.009/13/2010 5:39:21 PM
integrity-doctor$100.00$100.009/13/2010 9:49:30 PM
wlm3012$25.00$25.009/14/2010 3:52:25 PM
CoolPlexer$25.00$25.009/14/2010 7:31:38 PM
LittleMingo$30.00$30.009/15/2010 2:45:10 AM
truenorth5$50.00$35.289/15/2010 1:20:45 PM
Leshan$66.66$66.669/15/2010 7:11:59 PM
credit-missile$25.00$25.009/15/2010 5:50:32 PM
Rip128$35.00$35.009/15/2010 5:52:31 PM
Feyenoord$25.00$25.009/15/2010 8:57:58 PM
jhouman$25.00$25.009/16/2010 12:44:32 AM
Mikale360$25.00$25.009/16/2010 6:13:50 AM
MTF$75.00$75.009/16/2010 9:18:56 AM
Kash2010lu$50.00$50.009/16/2010 9:22:08 AM
marwadi-62$300.00$300.009/16/2010 11:40:30 AM
Bob450$30.00$30.009/16/2010 12:00:20 PM
mikeandcat$50.00$50.009/16/2010 1:03:15 PM
thisbucksforu$25.00$25.009/16/2010 2:18:02 PM
Jordan1123$25.00$25.009/16/2010 2:22:55 PM
48 bids
 
Borrower Payment Dependent Notes Series 475014
This series of Notes was issued and sold upon the funding of the borrower loan #44456, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,200.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 3.2% Auction start date:  Sep-13-2010 
  Auction end date:  Sep-20-2010 
 
Starting lender yield: 9.80% Starting borrower rate/APR: 10.80% / 13.21% Starting monthly payment: $71.82
Final lender yield: 6.69% Final borrower rate/APR: 7.69% / 10.06% Final monthly payment: $68.63
 
Auction yield range: 3.79% - 9.80% Estimated loss impact: 3.26%  
Lender servicing fee: 1.00% Estimated return: 3.43%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Sep-1998 Debt/Income ratio: 20%
Credit score: 780-799 (Sep-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:10y 2m
Amount delinquent: $0 Total credit lines: 14 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,188Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 14%  
   Homeownership: No  
Screen name: LISeagal Borrower's state: NewYork Borrower's group: Business Advancement Center
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 780-799 (Latest)
Principal borrowed: $8,863.00< 31 days late: 0 ( 0% )  
680-699 (Nov-2006)
 
Principal balance: $0.02 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
I'm Back
Purpose of loan:
Pay off credit card

My financial situation:
I am a good candidate for this loan because? I took an eight thousand dollar loan from prosper and never missed a payment and payed my loan off over a year ago.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
The-Lighthouse-Group$25.00$25.009/15/2010 11:56:40 AM
exchange-dreams$25.00$25.009/15/2010 6:18:58 PM
FundMaker$25.00$25.009/16/2010 1:27:09 PM
NYCLAIMSGUY$25.00$25.009/16/2010 2:09:05 PM
penny-plato$50.00$50.009/17/2010 5:35:11 AM
martymaniaman$28.71$28.719/17/2010 6:34:31 AM
prainvestment$50.00$50.009/17/2010 7:40:39 AM
bowl800$25.00$25.009/17/2010 7:30:39 PM
dproxima$25.00$25.009/17/2010 3:56:18 PM
db0973$25.00$25.009/18/2010 10:21:01 AM
wealth-safehouse9$25.00$25.009/18/2010 12:34:28 PM
sknop64$25.00$25.009/18/2010 1:17:37 PM
outofoffice$50.00$50.009/18/2010 3:42:23 PM
halothane_logic$200.00$200.009/19/2010 12:47:04 PM
mojii77$50.00$50.009/19/2010 8:40:22 AM
lt_dt$25.00$25.009/19/2010 4:23:21 PM
HT3$25.00$25.009/19/2010 2:22:59 PM
SoloX$25.00$25.009/19/2010 6:32:19 PM
doopers$25.00$25.009/19/2010 8:54:11 PM
PalmerTheEmbalmer$25.00$25.009/19/2010 10:45:33 PM
olin5$33.00$33.009/20/2010 7:38:15 AM
Johnab$25.00$25.009/20/2010 7:39:16 AM
EretzCapital$25.00$25.009/20/2010 9:33:57 AM
LD4LIFE$100.00$100.009/20/2010 8:54:28 AM
Personal-Bond$100.00$100.009/13/2010 10:07:32 AM
groovychick$25.00$25.009/14/2010 6:00:01 PM
a2190b$25.00$25.009/14/2010 8:25:56 PM
BlessedEveryDay$35.00$35.009/14/2010 8:39:03 PM
RandyL3$25.00$25.009/16/2010 4:50:30 PM
velocity-squadron$33.35$33.359/17/2010 7:07:44 AM
Chesterite$50.00$50.009/17/2010 8:48:50 AM
sweety075$25.00$25.009/17/2010 7:44:56 PM
GBlack$25.00$25.009/17/2010 10:02:33 PM
Cliffie83$34.88$34.889/18/2010 7:43:24 AM
RandyL3$25.00$25.009/18/2010 8:12:44 AM
AsianDragon$55.00$55.009/18/2010 11:21:32 AM
SARMAR$50.00$50.009/18/2010 6:39:58 AM
TheWainer$25.00$25.009/18/2010 1:01:23 PM
redtilapia$25.00$25.009/18/2010 11:48:24 AM
paul1$50.00$50.009/18/2010 1:52:15 PM
bughead$25.00$25.009/18/2010 2:54:22 PM
zevonyc$25.00$25.009/18/2010 2:57:31 PM
red-adaptable-funds$50.00$50.009/18/2010 3:21:35 PM
Floridagirl$25.00$25.009/18/2010 11:43:46 AM
kazanov$50.00$50.009/18/2010 1:58:32 PM
debt-legend$25.00$25.009/18/2010 11:34:51 PM
violaetain$50.00$50.009/19/2010 3:46:13 PM
bannybucks$25.00$25.009/19/2010 2:09:04 PM
bonus-sensai825$25.00$25.009/19/2010 7:29:41 PM
revenue-appraiser$35.00$35.009/20/2010 6:31:38 AM
friendinmoney$25.00$25.009/20/2010 8:21:55 AM
SpotLending$50.00$50.009/20/2010 7:32:57 AM
interloode$150.00$120.069/20/2010 9:03:37 AM
wild-orange$100.00$100.009/20/2010 9:22:08 AM
54 bids
 
Borrower Payment Dependent Notes Series 475022
This series of Notes was issued and sold upon the funding of the borrower loan #44476, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,400.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 24.0% Auction start date:  Sep-09-2010 
  Auction end date:  Sep-15-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 39.46% Starting monthly payment: $63.33
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 39.46% Final monthly payment: $63.33
 
Auction yield range: 16.79% - 34.00% Estimated loss impact: 26.01%  
Lender servicing fee: 1.00% Estimated return: 7.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Sep-2009 Debt/Income ratio: Not calculated
Credit score: 620-639 (Aug-2010) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 0 Current / open credit lines: 1 / 1Length of status:0y 10m
Amount delinquent: $0 Total credit lines: 2 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $149Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 29%  
   Homeownership: No  
Screen name: Knowledge_Is_Power Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 1 ( 100% ) 620-639 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
600-619 (Jul-2010)
640-659 (Jun-2010)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 1  
Description
School money - Young, but not a HR
Purpose of loan:
This loan will be used to further fund my college education. If you have any questions, please ask.

My financial situation:
I am a good candidate for this loan because I have a steady job and I make (and save) more than enough money to make the minimum payment for this loan. I am assuming Prosper rates me as a high risk because I have a decent number of inquiries for credit in the last 6 months, but I also have NEVER had any late payments on anything, which I think matters more when it comes to showing that you will pay someone back. Also, as you can see from my Prosper credit history, my credit score has gone up since last month due to making payments on time. Once again if you have any questions, let me know. Thank you.

Monthly net income: $ 950

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 45
??Car expenses: $ 0
??Utilities: $ 0
??Phone, cable, internet: $ 65
??Food, entertainment: $ 50
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 50
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
glroark$50.00$50.009/9/2010 3:47:15 PM
alexgalt$100.00$100.009/9/2010 3:48:09 PM
beakerfish$50.00$50.009/9/2010 6:16:42 PM
YoungTaxMan$100.00$100.009/9/2010 9:19:22 PM
green-rapid-openness$50.00$50.009/9/2010 9:54:50 PM
wise-repayment-seeker$25.00$25.009/10/2010 11:14:01 AM
green-rapid-openness$50.00$50.009/10/2010 1:05:47 PM
CommunityArts_Non-profit$25.00$25.009/11/2010 8:01:53 AM
SolarMoonshine$25.00$25.009/11/2010 12:50:22 PM
Kash2010lu$25.00$25.009/12/2010 8:32:35 AM
bonus-sensai825$25.00$25.009/12/2010 7:09:30 PM
loans_to_loan$25.00$25.009/12/2010 8:24:00 PM
penny-plato$25.00$25.009/14/2010 2:52:24 PM
mrxtravis$44.28$44.289/14/2010 3:16:06 PM
agiovasil$25.00$25.009/14/2010 5:49:19 PM
well-mannered-income3$50.00$50.009/14/2010 8:01:17 PM
rockhound84$25.00$25.009/15/2010 12:21:33 AM
walkinman$25.00$25.009/15/2010 9:31:27 AM
fulfilling-money5$25.00$25.009/15/2010 7:36:10 AM
jstrode10$25.00$25.009/15/2010 10:17:58 AM
deal-trader8$25.00$25.009/15/2010 1:21:34 PM
buyrite334$33.70$33.709/15/2010 11:51:05 AM
frugalinvestor20$25.00$25.009/9/2010 3:47:52 PM
loanman2007$50.00$50.009/10/2010 10:32:25 AM
asset-mammal$25.00$25.009/10/2010 11:38:49 PM
enchanted-silver2$25.01$25.019/13/2010 8:34:05 AM
Ronnieboy888$25.00$25.009/13/2010 10:46:00 AM
WonByOne$25.00$25.009/14/2010 8:22:03 AM
Bob450$25.00$25.009/14/2010 3:00:59 PM
zone6$100.00$100.009/14/2010 6:17:07 PM
seineil$25.00$25.009/15/2010 12:36:58 AM
attractive-rate$25.00$25.009/15/2010 3:06:12 AM
loanermn$41.80$41.809/15/2010 7:25:27 AM
carrinel$27.55$27.559/15/2010 8:12:14 AM
himanshuko$25.00$25.009/15/2010 8:46:48 AM
social-zebra$28.00$28.009/15/2010 10:50:52 AM
Amber_Stone$25.00$25.009/15/2010 10:51:50 AM
Amber_Stone$25.00$25.009/15/2010 10:55:01 AM
blazing-revenue3$25.00$24.669/15/2010 11:28:10 AM
39 bids
 
Borrower Payment Dependent Notes Series 475146
This series of Notes was issued and sold upon the funding of the borrower loan #44466, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.3% Auction start date:  Sep-13-2010 
  Auction end date:  Sep-20-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $90.47
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 38.72% Final monthly payment: $90.47
 
Auction yield range: 16.79% - 34.00% Estimated loss impact: 20.31%  
Lender servicing fee: 1.00% Estimated return: 13.69%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jan-1997 Debt/Income ratio: 12%
Credit score: 640-659 (Aug-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 4 / 3Length of status:1y 5m
Amount delinquent: $389 Total credit lines: 12 Occupation: Professional
Public records last 12m / 10y: 1/ 1 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 3 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: moola-motor1 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
PAY OFF DEBT
Purpose of loan:
This loan will be used to? help pay off debt.

My financial situation:
I am a good candidate for this loan because?have reliable source of income for repayment.??Unexpected extreme hardships?caused me to accumulate debt, after being unemployed for three years. I've disputed the current delinquency and?have a remaining balance of? $300?for a medical bill, which is the public records. I?pay $100 monthly payment arrangement.? I want to get back on track?and?get out of debt.??I will re-pay this loan.? Please take a chance on me and help me out by funding this loan!??It's a good investment, with a great return!?

Monthly net income: $ 3000

Monthly expenses: $ 2075
??Housing: $ 456
??Insurance: $ 250
??Car expenses: $ 100
??Utilities: $ 300
??Phone, cable, internet: $ 200
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 469
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
kulender$50.00$50.009/13/2010 9:59:33 AM
simplelender80$100.00$100.009/13/2010 9:56:41 AM
AlexTrep$25.00$25.009/15/2010 3:43:08 PM
generous-deal6$25.00$25.009/15/2010 3:51:32 PM
FASTIZIO_P$25.00$25.009/16/2010 3:51:26 PM
SBT$25.00$25.009/16/2010 6:07:45 PM
tech310$25.00$25.009/16/2010 11:38:40 PM
Catz_aplenty$25.00$25.009/17/2010 6:58:16 AM
logical-loyalty0$25.00$25.009/17/2010 6:08:27 AM
amra$25.00$25.009/17/2010 11:14:45 AM
green-capital-hornet$25.00$25.009/17/2010 11:28:20 AM
famous-bill$50.00$50.009/17/2010 11:26:15 AM
barefootpaul$25.00$25.009/17/2010 11:29:59 AM
CoffeyvilleKS$25.00$25.009/17/2010 6:03:25 PM
boynumber1$25.00$25.009/17/2010 11:48:48 PM
red-favorable-basis$25.00$25.009/18/2010 12:35:44 AM
penny-plato$25.00$25.009/18/2010 6:29:25 AM
Runegeld$50.00$50.009/18/2010 7:01:45 AM
scarlet-velvet$25.00$25.009/18/2010 6:33:37 PM
checzwick$25.00$25.009/19/2010 7:48:53 AM
jtc26$25.00$25.009/19/2010 2:32:29 PM
inspiring-reward$100.00$100.009/20/2010 3:23:23 AM
gain-implementer$400.00$400.009/20/2010 7:22:30 AM
BANK-OF-FACH$25.00$25.009/20/2010 7:23:20 AM
mike2246s$47.65$47.659/20/2010 8:14:53 AM
visionary-currency$50.00$12.229/20/2010 8:31:22 AM
helping-out$30.00$30.009/14/2010 3:24:17 PM
worthy-bid8$25.00$25.009/15/2010 3:51:33 PM
niceguy777$25.00$25.009/16/2010 9:22:25 AM
mtquan$25.00$25.009/16/2010 4:05:34 PM
honorable-yield$25.00$25.009/16/2010 4:20:02 PM
moneygeek$25.00$25.009/16/2010 4:57:18 PM
gold-channel2$50.00$50.009/16/2010 7:38:18 PM
agiovasil$25.00$25.009/17/2010 8:58:58 AM
jo2y$25.00$25.009/17/2010 11:26:08 AM
supreme-hope$25.00$25.009/17/2010 11:26:28 AM
Rogesparkguy$25.00$25.009/17/2010 11:28:03 AM
smart-leverage7$25.00$25.009/17/2010 11:28:47 AM
mrxtravis$50.00$50.009/17/2010 11:30:42 AM
IIP77$25.00$25.009/17/2010 11:26:37 AM
diplomatic-wealth7$25.00$25.009/17/2010 11:28:00 AM
ProMidLending$50.00$50.009/17/2010 11:28:06 AM
tjone69$25.00$25.009/17/2010 11:28:17 AM
greenwell$50.00$50.009/17/2010 11:29:41 AM
Go_Ducks$25.00$25.009/17/2010 11:32:58 AM
bulsa$50.00$50.009/17/2010 3:10:45 PM
SolarMoonshine$25.00$25.009/17/2010 5:51:41 PM
blue-silver-ruler$25.00$25.009/18/2010 5:27:40 PM
Kselr$35.13$35.139/19/2010 7:06:02 PM
ultimate-peace$25.00$25.009/20/2010 9:17:42 AM
50 bids
 
Borrower Payment Dependent Notes Series 475178
This series of Notes was issued and sold upon the funding of the borrower loan #44444, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.8% Auction start date:  Sep-10-2010 
  Auction end date:  Sep-13-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $205.47
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.05% Final monthly payment: $205.47
 
Auction yield range: 10.79% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Sep-1976 Debt/Income ratio: 3%
Credit score: 640-659 (Sep-2010) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 3 Current / open credit lines: 2 / 2Length of status:11y 6m
Amount delinquent: $1,058 Total credit lines: 17 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $506Stated income:$75,000-$99,999
Delinquencies in last 7y: 18 Bankcard utilization: 63%  
   Homeownership: No  
Screen name: dolphin738 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Need help to eliminate payday loans
Purpose of loan:
This loan will be used to? pay off payday loans

My financial situation:
I am a good candidate for this loan because? I have divorced and am working on regaining my credit standing.? I have stability as I have worked for the same company for 11 1/2 years.

Monthly net income: $ 4266

Monthly expenses: $
??Housing: $ 640
??Insurance: $ 100
??Car expenses: $ 100?
??Utilities: $ 150
??Phone, cable, internet: $ 90?
??Food, entertainment: $?400
??Clothing, household expenses $ 200
??Credit cards and other loans: $1500
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
handshake5$25.00$25.009/10/2010 11:08:57 AM
patriot897$25.00$25.009/10/2010 11:10:25 AM
dime-reaction$50.00$50.009/10/2010 11:54:06 AM
CapeDollars$50.00$50.009/10/2010 12:13:39 PM
mizon291$50.00$50.009/10/2010 12:14:33 PM
currency-sergeant$25.00$25.009/10/2010 12:16:38 PM
persevering$34.94$34.949/10/2010 12:16:22 PM
bdloans$25.00$25.009/10/2010 12:17:50 PM
ImaPutz$25.00$25.009/10/2010 12:18:03 PM
WalnutCreekguy$50.00$50.009/10/2010 12:16:37 PM
hizzy$25.00$25.009/10/2010 12:17:50 PM
circuitfive$25.00$25.009/10/2010 12:17:57 PM
hope-hickory$50.00$50.009/10/2010 12:17:47 PM
loan4teacher$25.00$25.009/10/2010 12:17:59 PM
dedicated-diversification5$100.00$100.009/10/2010 12:20:19 PM
desertoasis$25.00$25.009/10/2010 12:20:30 PM
MAYBROOK$50.00$50.009/10/2010 12:19:59 PM
truth-eclair$25.00$25.009/10/2010 12:20:33 PM
tallmon$25.00$25.009/10/2010 12:22:34 PM
kidsskipp$50.00$50.009/10/2010 12:20:38 PM
Ocean713$50.00$50.009/10/2010 12:22:58 PM
Sixmil$25.00$25.009/10/2010 12:20:32 PM
birddogsb$50.00$50.009/10/2010 12:21:27 PM
brother_tam$50.00$50.009/10/2010 12:24:53 PM
oaktown23$43.76$43.769/10/2010 12:22:20 PM
EBITDA$25.00$25.009/10/2010 12:23:40 PM
DadWarbucks$25.00$25.009/10/2010 12:33:00 PM
bryantsh$25.00$25.009/10/2010 12:24:44 PM
fairhelper$25.00$25.009/10/2010 12:33:05 PM
coin-investor$25.00$25.009/10/2010 2:03:26 PM
transparency-advocator$43.90$43.909/10/2010 2:59:09 PM
harddollars$50.00$50.009/10/2010 2:59:23 PM
NYLG$25.00$25.009/10/2010 2:59:53 PM
lloyd_s$25.00$25.009/10/2010 2:43:35 PM
Marathoner$25.00$25.009/10/2010 3:00:13 PM
mimoney16$25.00$25.009/10/2010 3:00:31 PM
revenue-channel8$25.00$25.009/10/2010 3:00:43 PM
versatile-platinum4$25.00$25.009/10/2010 3:00:55 PM
fortress767$25.00$25.009/10/2010 3:01:00 PM
sensible-order2$26.80$26.809/10/2010 3:01:18 PM
simplelender80$100.00$100.009/10/2010 2:43:38 PM
asset-professor$25.00$25.009/10/2010 3:01:36 PM
hawkhelp$25.00$25.009/10/2010 2:59:22 PM
helpful-listing$25.00$25.009/10/2010 2:59:30 PM
shiny-dollar9$25.00$25.009/10/2010 2:59:37 PM
iLoaner$25.00$25.009/10/2010 3:00:06 PM
willieboone$50.00$50.009/10/2010 3:00:21 PM
drg6289$25.00$25.009/10/2010 3:00:34 PM
zone6$100.00$100.009/10/2010 3:00:45 PM
tender-deal$25.00$25.009/10/2010 2:59:16 PM
schpere$25.00$25.009/10/2010 2:59:23 PM
Dairyboy$50.00$50.009/10/2010 2:59:35 PM
smart-leverage7$30.00$30.009/10/2010 3:01:38 PM
Gibbyland$50.00$50.009/10/2010 2:59:45 PM
bassman2$50.00$50.009/10/2010 2:59:51 PM
hopethisworks$25.00$25.009/10/2010 3:01:54 PM
loan-scientist8$25.00$25.009/10/2010 3:00:10 PM
lukeskywalkerkp$25.00$25.009/10/2010 3:00:26 PM
Entejaeger$25.00$25.009/10/2010 3:00:35 PM
TheGeek$25.00$25.009/10/2010 3:00:47 PM
usmcLS$25.00$25.009/10/2010 3:00:59 PM
finance-prescription$34.58$34.589/10/2010 3:01:17 PM
TommyTucker$25.00$25.009/10/2010 3:01:35 PM
slushfunder$50.00$50.009/10/2010 3:01:40 PM
the-money-gargantuan$25.00$25.009/10/2010 3:04:19 PM
worth-arch$25.00$25.009/10/2010 3:03:09 PM
jga516$25.00$18.919/10/2010 3:04:20 PM
tech310$50.00$50.009/10/2010 11:09:47 AM
6moonbeams$25.00$25.009/10/2010 11:10:16 AM
soulful-truth$75.00$75.009/10/2010 11:18:36 AM
villagers$25.00$25.009/10/2010 11:47:11 AM
LoansomeRanger$25.00$25.009/10/2010 11:19:26 AM
MikeB918$25.00$25.009/10/2010 12:14:17 PM
creed99$25.00$25.009/10/2010 12:14:31 PM
ThatDanGuy$25.00$25.009/10/2010 12:16:53 PM
bahamaman$30.00$30.009/10/2010 12:17:01 PM
r0b3m4n$25.00$25.009/10/2010 12:17:58 PM
Go_Ducks$25.00$25.009/10/2010 12:17:00 PM
payment-gusto$25.00$25.009/10/2010 12:18:02 PM
Jonb6919$25.00$25.009/10/2010 12:17:56 PM
supreme-hope$25.00$25.009/10/2010 12:20:17 PM
upright-asset2$25.00$25.009/10/2010 12:20:21 PM
Gixxer600$50.00$50.009/10/2010 12:20:31 PM
yeti888$47.34$47.349/10/2010 12:19:49 PM
treasure-bliss$100.00$100.009/10/2010 12:22:48 PM
BlindJoeDeath$50.00$50.009/10/2010 12:21:21 PM
Kreditorium$25.00$25.009/10/2010 12:21:28 PM
aasx1108$25.00$25.009/10/2010 12:21:44 PM
janus_god$25.00$25.009/10/2010 12:21:43 PM
Wellman$26.52$26.529/10/2010 12:24:56 PM
zone8$44.14$44.149/10/2010 12:22:33 PM
RadCad1$50.00$50.009/10/2010 12:22:45 PM
orange-preeminant-bill$32.75$32.759/10/2010 12:22:54 PM
elegant-bonus$25.00$25.009/10/2010 12:24:32 PM
AF-Chief$25.00$25.009/10/2010 12:23:50 PM
pavelz$32.48$32.489/10/2010 12:24:37 PM
bountiful-durability$100.00$100.009/10/2010 2:43:49 PM
jml3482$25.00$25.009/10/2010 2:59:29 PM
keeks$43.88$43.889/10/2010 2:59:43 PM
summerlander$25.00$25.009/10/2010 2:59:47 PM
jeromeyuan$25.00$25.009/10/2010 2:59:54 PM
coachmike15$25.00$25.009/10/2010 2:59:56 PM
social-conductor4$25.00$25.009/10/2010 3:00:08 PM
payout-detective7$25.00$25.009/10/2010 3:00:18 PM
gallant-economy9$50.00$50.009/10/2010 3:00:30 PM
ukstevenhawaii$50.00$50.009/10/2010 3:00:36 PM
kind-efficient-credit$25.00$25.009/10/2010 3:00:57 PM
dinero-mason$50.00$50.009/10/2010 2:42:59 PM
tkr2$25.00$25.009/10/2010 3:01:22 PM
danthemon35$25.00$25.009/10/2010 2:43:43 PM
Alpha-AssistU$50.00$50.009/10/2010 3:01:41 PM
benevolent-bonus$25.00$25.009/10/2010 2:59:06 PM
play_ultimate$25.00$25.009/10/2010 2:59:15 PM
best-magical-dollar$25.00$25.009/10/2010 2:59:25 PM
ahalls$25.00$25.009/10/2010 2:59:32 PM
nerdfactor$25.00$25.009/10/2010 2:59:39 PM
papaloha$25.00$25.009/10/2010 3:02:27 PM
just-money930$50.00$50.009/10/2010 3:00:09 PM
innocent-loot$25.00$25.009/10/2010 3:00:20 PM
DER$50.00$50.009/10/2010 3:00:25 PM
Rysterola82$25.00$25.009/10/2010 3:00:38 PM
responsive-rate884$25.00$25.009/10/2010 3:00:50 PM
suomynona$25.00$25.009/10/2010 3:01:07 PM
elephantparty$25.00$25.009/10/2010 3:01:34 PM
magnolia161$25.00$25.009/10/2010 2:59:41 PM
turbolozano$25.00$25.009/10/2010 2:59:49 PM
momoney2lend$25.00$25.009/10/2010 3:01:56 PM
rapid-power2$25.00$25.009/10/2010 3:00:17 PM
Smartrider$25.00$25.009/10/2010 3:00:28 PM
spirited-commitment$25.00$25.009/10/2010 3:00:40 PM
cbllender$50.00$50.009/10/2010 3:00:54 PM
balance-handshake7$25.00$25.009/10/2010 3:01:12 PM
jonn834$25.00$25.009/10/2010 3:01:21 PM
shrewd-peace7$35.00$35.009/10/2010 3:01:39 PM
jamiee73$25.00$25.009/10/2010 3:03:30 PM
interstellar$50.00$50.009/10/2010 3:04:22 PM
frogperson$200.00$200.009/10/2010 3:24:01 PM
dime-futurist$25.00$25.009/10/2010 8:07:40 PM
green-rapid-openness$50.00$50.009/11/2010 5:45:58 PM
brwnidgirl$50.00$50.009/12/2010 7:48:44 AM
140 bids
 
Borrower Payment Dependent Notes Series 475314
This series of Notes was issued and sold upon the funding of the borrower loan #44482, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 9.8% Auction start date:  Sep-13-2010 
  Auction end date:  Sep-19-2010 
 
Starting lender yield: 24.75% Starting borrower rate/APR: 25.75% / 29.26% Starting monthly payment: $100.39
Final lender yield: 24.75% Final borrower rate/APR: 25.75% / 29.27% Final monthly payment: $100.39
 
Auction yield range: 10.79% - 24.75% Estimated loss impact: 10.41%  
Lender servicing fee: 1.00% Estimated return: 14.34%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Nov-1990 Debt/Income ratio: 3%
Credit score: 680-699 (Sep-2010) Inquiries last 6m: 1Employment status:Other
Now delinquent: 1 Current / open credit lines: 4 / 3Length of status:0y 3m
Amount delinquent: $0 Total credit lines: 15Stated income:$50,000-$74,999
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,039 
Delinquencies in last 7y: 1 Bankcard utilization: 83%  
   Homeownership: Yes  
Screen name: just-gettin-by Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 3 ( 100% ) 680-699 (Latest)
Principal borrowed: $1,500.00< 31 days late: 0 ( 0% )  
700-719 (Apr-2010)
760-779 (Mar-2010)
660-679 (Oct-2009)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 3  
Description
Pay Off Credit Cards, HELP!!!
Purpose of loan:? This loan will be used to pay off higher interest credit cards that was left with me due to a divorce.

My financial situation:
I am a good candidate for this loan because I am a responsible person that received a bad credit rating due to a divorce in 2008.

Monthly net income: $ 3400.00

Monthly expenses: $
??Housing: $???????1500.00??????????
??Insurance: $?????90.00
??Car expenses: $ 0.00?
??Utilities: $ 350.00
??Phone, cable, internet: $ 130.00
??Food, entertainment: $ Bought by Fiance'????????
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $?350.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
alexgalt$100.00$100.009/13/2010 9:50:25 AM
6moonbeams$25.00$25.009/13/2010 9:51:28 AM
tech310$50.00$50.009/13/2010 9:54:21 AM
handshake5$25.00$25.009/13/2010 9:50:51 AM
enthusiastic-balance5$50.00$50.009/13/2010 9:56:58 AM
patriot897$25.00$25.009/13/2010 10:12:36 AM
frogperson$100.00$100.009/14/2010 8:51:00 AM
economy-popcorn$25.00$25.009/14/2010 9:44:41 AM
pietro_torna_indietro$46.56$46.569/14/2010 11:52:52 PM
trade-goblin9$25.00$25.009/15/2010 2:17:29 AM
green-rapid-openness$50.00$50.009/15/2010 6:02:33 AM
EBITDA$25.00$25.009/15/2010 9:38:37 PM
mtquan$25.00$25.009/16/2010 10:22:17 AM
helping-out$47.80$47.809/16/2010 12:04:13 PM
worthy-bid8$25.00$25.009/16/2010 4:08:11 PM
reward-adventure$30.00$30.009/16/2010 4:20:12 PM
burrito6$25.00$25.009/16/2010 4:20:23 PM
zipemdown$50.00$50.009/16/2010 4:20:17 PM
Jloaner$100.00$100.009/17/2010 9:33:47 AM
Artist_Blue$25.00$25.009/17/2010 10:09:50 AM
paradisenow$25.00$25.009/17/2010 11:21:17 AM
american-investor$28.03$28.039/17/2010 5:02:38 PM
Bob450$25.00$25.009/17/2010 9:05:32 PM
neorunner$25.00$25.009/17/2010 5:29:42 PM
natobruin$50.00$50.009/17/2010 10:28:29 PM
spiff666$25.00$25.009/17/2010 9:03:56 PM
Moe87$25.00$25.009/18/2010 6:28:47 AM
WeshaTheLeopard$25.00$25.009/18/2010 6:59:42 AM
autoconnection$25.00$25.009/18/2010 4:37:16 AM
penny-plato$25.00$25.009/18/2010 6:23:39 AM
courteous-kindness1$25.00$25.009/18/2010 9:41:11 AM
shrewd-benjamins$70.00$70.009/18/2010 10:31:31 AM
icecoldcash$25.00$25.009/18/2010 6:32:38 PM
progressive-treasure1$25.00$19.539/18/2010 9:27:07 PM
jamiee73$25.00$25.009/13/2010 9:56:32 AM
bid-czar8$100.00$100.009/13/2010 10:00:09 AM
kulender$34.84$34.849/13/2010 10:47:17 PM
musegaze$100.00$100.009/14/2010 9:29:54 AM
pfh$25.00$25.009/14/2010 3:36:37 PM
simplelender80$100.00$100.009/14/2010 3:32:56 PM
investmentgroup$25.00$25.009/14/2010 8:13:43 PM
Hidalgo2004$50.00$50.009/16/2010 7:30:31 AM
Comoparklender$25.00$25.009/16/2010 10:48:10 AM
generous-deal6$50.00$50.009/16/2010 4:05:12 PM
finance-magma7$100.00$100.009/16/2010 4:08:19 PM
enthralling-deal180$100.00$100.009/16/2010 4:22:35 PM
GElender$25.00$25.009/16/2010 4:38:58 PM
gold-channel2$50.00$50.009/16/2010 7:37:39 PM
papaloha$25.00$25.009/17/2010 9:43:44 PM
interstellar$50.00$50.009/18/2010 6:34:18 AM
E-B$50.00$50.009/18/2010 3:40:57 AM
Cybercusp$25.00$25.009/18/2010 12:09:35 PM
power-secret-agent$25.00$25.009/18/2010 2:55:12 PM
head$25.00$25.009/18/2010 10:14:05 AM
outofoffice$25.00$25.009/18/2010 3:41:17 PM
Jerrys1951$35.00$35.009/19/2010 7:07:12 AM
jtc26$113.24$113.249/19/2010 2:37:50 PM
shellstar$25.00$25.009/19/2010 10:43:05 AM
58 bids
 
Borrower Payment Dependent Notes Series 475366
This series of Notes was issued and sold upon the funding of the borrower loan #44438, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.3% Auction start date:  Sep-13-2010 
  Auction end date:  Sep-17-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 39.15% Starting monthly payment: $67.85
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 39.15% Final monthly payment: $67.85
 
Auction yield range: 16.79% - 34.00% Estimated loss impact: 20.31%  
Lender servicing fee: 1.00% Estimated return: 13.69%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jun-2003 Debt/Income ratio: 31%
Credit score: 620-639 (Sep-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 4 / 3Length of status:5y 1m
Amount delinquent: $388 Total credit lines: 19 Occupation: Laborer
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $253Stated income:$25,000-$49,999
Delinquencies in last 7y: 7 Bankcard utilization: 84%  
   Homeownership: No  
Screen name: Nightsky84 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 4 ( 100% ) 620-639 (Latest)
Principal borrowed: $2,500.00< 31 days late: 0 ( 0% )  
580-599 (Aug-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 4  
Description
Fixing Problems With Our Vehicle
Purpose of loan:
This loan will be used to fix a few problems with our 2003 Trailblazer.

My financial situation:
I am a good candidate for this loan because I have borrowed money from here before and have paid it back every cent of the way and I will do the same with this loan.?Also I only have 1 credit card and a student loan that I pay on each month. The rest is just normal household bills.

Monthly net income: $ 1520

Monthly expenses: $
??Housing: $?340
??Insurance: $ 0
??Car expenses: $?0
??Utilities: $ 75?
??Phone, cable, internet: $?250
??Food, entertainment: $ 0
??Clothing, household expenses $ 0
??Credit cards and other loans: $?230
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: you dont spend money on food gas for car no type of entertainment. can you please list all your expenses dont sugar coat it. so we can bid confidently - restless-dime
A: No, the car is in me and my fiance's name and she pays for the other bills and I pay the other bills that I have listed. (Sep-15-2010)
Q: Hi there, could you explain the current and past delinquencies? Thanks and best of luck with this loan. - green-rapid-openness
A: I know in the past I had problems with my credit cards but as I stated I'm down to only 1 credit card now which has been great! For the current delinquency honestly I am not even sure what that is about. I might have to get a report or call someone to find out. As far as I know I'm not delinquent on anything and haven't been for a long time. (Sep-15-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
frugalinvestor20$25.00$25.009/13/2010 9:50:20 AM
kulender$50.00$50.009/13/2010 9:59:37 AM
simplelender80$60.00$60.009/13/2010 10:52:54 AM
Jasmel$75.00$75.009/13/2010 6:44:22 PM
helping-out$25.00$25.009/14/2010 3:30:39 PM
agiovasil$25.00$25.009/14/2010 5:37:01 PM
Fantastyx$100.00$100.009/14/2010 11:19:59 PM
brondero$50.00$50.009/15/2010 4:04:51 PM
jojofrankie$29.80$29.809/15/2010 6:21:28 PM
green-rapid-openness$50.00$50.009/15/2010 10:15:58 PM
worthy-bid8$25.00$25.009/16/2010 9:27:22 AM
AlexTrep$25.00$25.009/16/2010 11:17:09 AM
neorunner$25.00$25.009/16/2010 12:45:20 PM
generous-deal6$25.00$25.009/16/2010 4:05:39 PM
SBT$25.00$25.009/16/2010 6:07:51 PM
progressive-treasure1$50.00$50.009/16/2010 9:04:10 PM
logical-loyalty0$25.00$25.009/17/2010 6:08:30 AM
mtquan$25.00$25.009/17/2010 11:22:49 AM
blitzen40$25.00$25.009/17/2010 2:38:51 PM
alexgalt$100.00$100.009/13/2010 9:50:26 AM
Kash2010lu$25.00$25.009/14/2010 11:47:46 AM
CommunityArts_Non-profit$50.00$50.009/14/2010 1:35:21 PM
SolarMoonshine$25.00$25.009/15/2010 4:15:32 AM
CommunityArts_Non-profit$50.00$50.009/15/2010 10:56:50 AM
five-star-note$45.00$45.009/15/2010 11:57:36 PM
well-mannered-income3$30.00$30.009/15/2010 7:49:57 PM
restless-dime$25.00$25.009/15/2010 10:36:02 PM
DonDiego$25.00$25.009/15/2010 11:04:59 PM
integrity-statue$25.00$25.009/16/2010 1:37:13 PM
gold-channel2$50.00$50.009/16/2010 7:38:20 PM
zeeexsixare$27.39$27.399/16/2010 6:36:30 PM
Bob450$25.00$25.009/16/2010 9:57:20 PM
WonByOne$25.00$25.009/17/2010 1:45:41 AM
tech310$25.00$25.009/16/2010 11:38:49 PM
honorable-yield$25.00$25.009/17/2010 10:09:33 AM
enthusiastic-balance5$100.00$100.009/17/2010 11:05:21 AM
flexible-duty3$25.00$7.819/17/2010 11:29:32 AM
penny-plato$25.00$25.009/17/2010 2:25:16 PM
investment-visionary$25.00$25.009/17/2010 2:22:45 PM
resplendent-peace7$25.00$25.009/17/2010 7:52:16 PM
40 bids
 
Borrower Payment Dependent Notes Series 475418
This series of Notes was issued and sold upon the funding of the borrower loan #44460, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.8% Auction start date:  Sep-13-2010 
  Auction end date:  Sep-20-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $143.83
Final lender yield: 25.69% Final borrower rate/APR: 26.69% / 30.23% Final monthly payment: $142.31
 
Auction yield range: 10.79% - 26.50% Estimated loss impact: 11.44%  
Lender servicing fee: 1.00% Estimated return: 14.25%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Oct-1993 Debt/Income ratio: 6%
Credit score: 720-739 (Sep-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:9y 4m
Amount delinquent: $0 Total credit lines: 7 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,399Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 43%  
   Homeownership: Yes  
Screen name: money-selector2 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
1936 cottage improvements
Purpose of loan:
This loan will be used to? improve the curb appeal of our 1936 cottage .

My financial situation:
I am a good candidate for this loan because? my priority is paying my bills on time, also together with my partner our combined imcome is $5,500 and we can meet our obligations with no problems.

Monthly net income: $ 5,500

Monthly expenses: $
??Housing: $?800
??Insurance: $?0
??Car expenses: $?0
??Utilities: $?0
??Phone, cable, internet: $ 100
??Food, entertainment: $ 300
??Clothing, household expenses $ 75
??Credit cards and other loans: $?100
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What do you do for a living?. - principal-star
A: I Am a Paralegal III at the State Attorney's Office in Miami FL, for the Domestic Crime Unit . (Sep-18-2010)
Q: hi, how much is your house worth and how much do you owe on it? thanks - shrewd-income
A: In this MARKET !!!!!!!! I do not know , maybe $ 150,000 I owe 134,000 (Sep-19-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
tech310$50.00$50.009/13/2010 7:02:27 PM
BrighterSuns$25.00$25.009/16/2010 3:55:27 PM
cognizant-rate732$50.00$50.009/16/2010 4:37:51 PM
DHolly$25.00$25.009/17/2010 4:02:01 AM
paradisenow$25.00$25.009/17/2010 6:52:27 AM
ryan6853$25.00$25.009/17/2010 9:43:26 AM
SomebodysMom$40.08$40.089/17/2010 12:13:21 PM
loss-of-control$100.00$100.009/17/2010 5:57:09 PM
cashhelp$25.00$25.009/17/2010 9:08:32 PM
GoStrong$75.00$75.009/17/2010 9:08:39 PM
lawyervon$25.00$25.009/18/2010 12:34:08 AM
1-HARD-HEAD$25.00$25.009/18/2010 1:08:21 AM
proton346$25.00$25.009/18/2010 1:13:29 AM
wwwUniversal$25.00$25.009/18/2010 6:04:24 AM
TakeCare$30.00$30.009/18/2010 6:37:40 AM
harddollars$25.00$25.009/18/2010 12:40:53 PM
CMDCO$50.00$50.009/18/2010 1:37:59 PM
ethicalhumanist$50.00$50.009/18/2010 1:34:05 PM
integrity-doctor$100.00$100.009/18/2010 4:19:27 PM
worthy-bid4$29.66$29.669/18/2010 5:47:45 PM
jcw3rd$25.00$25.009/18/2010 11:55:59 PM
enchanted-silver2$45.00$45.009/19/2010 5:45:00 AM
loss-of-control$50.00$50.009/19/2010 9:32:23 AM
realtormoises$25.00$25.009/19/2010 6:15:46 PM
happy-yield$58.00$58.009/19/2010 5:51:13 PM
scamps$25.00$25.009/19/2010 6:10:48 PM
Leshan$25.00$25.009/19/2010 7:12:25 PM
patriot384$100.00$100.009/19/2010 7:56:12 PM
Land_on_your_feet$25.00$25.009/19/2010 6:21:24 PM
neorunner$25.00$25.009/19/2010 8:12:04 PM
northern_paddler$25.00$25.009/19/2010 7:40:18 PM
well-rounded-dinero$50.00$50.009/19/2010 8:33:05 PM
wonder3$25.00$11.789/20/2010 6:32:06 AM
kendigme$25.00$25.009/20/2010 4:41:28 AM
favorite-commerce$25.00$25.009/20/2010 7:59:57 AM
rate-hickory$25.00$25.009/20/2010 7:40:38 AM
iamdoug$25.00$25.009/20/2010 9:35:18 AM
Sudoku$150.00$150.009/20/2010 8:41:33 AM
order-bee1$150.00$150.009/20/2010 9:28:50 AM
Rogelio48$30.00$30.009/13/2010 9:51:03 AM
371millwood$300.00$300.009/13/2010 2:07:50 PM
loan-tycoon0$25.00$25.009/14/2010 8:52:31 AM
mercuriant$25.00$25.009/14/2010 9:41:53 AM
SolarMoonshine$25.00$25.009/14/2010 6:18:47 PM
Uylsses$75.00$75.009/15/2010 10:21:09 AM
best-ingenious-funds$25.00$25.009/15/2010 3:17:31 PM
healingangel22$25.00$25.009/15/2010 7:20:45 PM
economy-popcorn$25.00$25.009/16/2010 6:29:46 AM
gjm6d$25.00$25.009/17/2010 7:10:41 PM
interstellar$50.00$50.009/17/2010 9:08:49 PM
Madmigel$32.50$32.509/17/2010 4:33:23 PM
first-serene-credit$50.00$50.009/17/2010 5:52:04 PM
Bob450$30.00$30.009/17/2010 9:08:19 PM
exchange-dreams$25.00$25.009/18/2010 6:42:02 AM
payout-comet$25.00$25.009/18/2010 7:21:28 AM
Glad2HelpU$125.00$125.009/18/2010 3:09:45 AM
best-listing-toro$25.00$25.009/18/2010 8:39:25 AM
EngineersAlliance$100.00$100.009/18/2010 6:04:20 AM
RecoveryLender$26.45$26.459/18/2010 6:05:00 PM
gothampark$25.00$25.009/18/2010 2:17:34 PM
Land_on_your_feet$25.00$25.009/19/2010 5:49:29 PM
dynrep$25.00$25.009/19/2010 4:39:54 PM
loan-fate$64.79$64.799/19/2010 5:49:15 PM
JohnSmallberries$25.00$25.009/19/2010 6:23:54 PM
dudebrah$25.00$25.009/20/2010 12:11:40 AM
green-rapid-openness$50.00$50.009/20/2010 12:42:36 AM
trade-goblin9$25.00$25.009/20/2010 2:29:58 AM
carrinel$60.74$60.749/20/2010 6:48:08 AM
shrewd-income$25.00$25.009/20/2010 8:02:09 AM
briskdevl07$25.00$25.009/20/2010 8:19:45 AM
capital-kingdom$41.00$41.009/20/2010 5:58:47 AM
mckhbnpc$25.00$25.009/20/2010 8:00:36 AM
friendinmoney$25.00$25.009/20/2010 8:18:34 AM
minnesotafinancial$25.00$25.009/20/2010 8:10:39 AM
Skeptical-one$25.00$25.009/20/2010 8:40:16 AM
exciting-fairness$200.00$200.009/20/2010 9:30:34 AM
76 bids
 
Borrower Payment Dependent Notes Series 475468
This series of Notes was issued and sold upon the funding of the borrower loan #44470, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.3% Auction start date:  Sep-13-2010 
  Auction end date:  Sep-19-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $90.47
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 38.72% Final monthly payment: $90.47
 
Auction yield range: 16.79% - 34.00% Estimated loss impact: 20.31%  
Lender servicing fee: 1.00% Estimated return: 13.69%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Mar-1997 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 800-819 (Sep-2010) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:2y 11m
Amount delinquent: $0 Total credit lines: 22 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,376Stated income:$75,000-$99,999
Delinquencies in last 7y: 8 Bankcard utilization: 7%  
   Homeownership: Yes  
Screen name: jamesrep1 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan for my business
Purpose of loan: I need to make repairs to my house. The repair is for siding that need repairing.

My financial situation:
I am a good candidate for this loan because?I have started a new business that?is growing. My? business can be seen?on my website theprophecyapparel.com.? investor(s) needed.

Monthly net income: $ 5000

Monthly expenses: $ 3500
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: wat was your public record for. Also do you plan on making automatic payments and will you plan to pay this loan off early - restless-dime
A: The Public record was for ca. state tax that occurred in 1999 when I went through a divorce.The matter has been completely resolved. I will make automatic payments I will pay the loan off early (Sep-15-2010)
Q: what is your income from, a full time job? if so what is it and what do you do? i looked at your website and it doesn't seem to have many products and what is there is for spring 2010. - shrewd-income
A: I get a federal retirement check every month in addition to my business . (Sep-19-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
top-courteous-peso$50.00$50.009/13/2010 2:58:07 PM
Viamin$25.00$25.009/13/2010 11:48:30 PM
108lender$25.00$25.009/13/2010 8:27:50 PM
macbeck22$25.00$25.009/14/2010 12:30:55 AM
barefootpaul$25.00$25.009/14/2010 12:44:47 AM
meteoric-trade$25.00$25.009/14/2010 1:21:12 AM
selfmademan$25.00$25.009/14/2010 12:02:13 AM
hard-working-loot$25.00$25.009/14/2010 8:42:21 AM
imlosttoo$25.00$25.009/14/2010 8:42:25 AM
Gixxer600$35.61$35.619/14/2010 8:42:31 AM
zone6$100.00$100.009/14/2010 8:42:34 AM
inspiring-reward$103.49$103.499/14/2010 6:24:32 AM
platinum-genetics$35.67$35.679/14/2010 8:42:22 AM
kulender$100.00$100.009/14/2010 2:44:33 PM
RickColo$25.00$25.009/15/2010 9:12:35 AM
penny-plato$50.00$50.009/15/2010 10:59:22 AM
prodigy525$25.00$25.009/17/2010 5:56:08 AM
tech310$25.00$25.009/17/2010 11:26:56 AM
well-mannered-income3$50.00$50.009/17/2010 6:41:47 PM
calilending$25.00$25.009/18/2010 4:29:43 PM
SFBank$300.00$300.009/19/2010 3:17:41 PM
villagers$25.00$25.009/13/2010 5:49:12 PM
marketplace-buckeye$50.00$50.009/13/2010 8:27:49 PM
Artist_Blue$25.00$25.009/14/2010 12:04:04 AM
Boston005$25.00$25.009/14/2010 12:16:59 AM
hgar1$32.23$32.239/14/2010 12:29:34 AM
texrob20$25.00$25.009/13/2010 9:48:01 PM
bignic$25.00$25.009/14/2010 12:54:09 AM
scottr$25.00$25.009/14/2010 1:06:17 AM
Diamond_Jim$25.00$25.009/14/2010 1:29:10 AM
crjloan$25.00$25.009/14/2010 8:42:21 AM
HenryS$50.00$50.009/14/2010 8:42:23 AM
lowlite6647$25.00$25.009/14/2010 8:42:29 AM
Caerus$50.00$50.009/14/2010 8:42:33 AM
nowits10$25.00$25.009/14/2010 8:42:30 AM
simplelender80$31.45$31.459/14/2010 6:27:32 AM
miggy5$25.00$25.009/14/2010 8:42:19 AM
LuvToLend$25.00$25.009/14/2010 8:42:30 AM
agiovasil$25.00$25.009/14/2010 5:33:01 PM
magnificent-asset3$25.00$25.009/15/2010 12:58:37 AM
loanman2007$25.00$25.009/15/2010 5:19:33 AM
helping-out$30.00$30.009/15/2010 3:45:20 PM
tech30528$25.00$5.569/16/2010 4:23:39 AM
Catz_aplenty$25.00$25.009/16/2010 8:51:11 AM
168RichCapital$25.99$25.999/17/2010 8:49:27 AM
KrauseVentures$25.00$25.009/17/2010 9:13:31 AM
mrxtravis$50.00$50.009/18/2010 12:36:41 AM
unger$50.00$50.009/18/2010 9:06:09 AM
Asian-Persuasion$25.00$25.009/18/2010 10:01:56 PM
shrewd-income$25.00$25.009/19/2010 10:06:32 AM
the-determined-value$25.00$25.009/18/2010 10:14:14 PM
51 bids
 
Borrower Payment Dependent Notes Series 475560
This series of Notes was issued and sold upon the funding of the borrower loan #44473, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.2% Auction start date:  Sep-15-2010 
  Auction end date:  Sep-19-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.49% Starting monthly payment: $67.30
Final lender yield: 33.35% Final borrower rate/APR: 34.35% / 38.49% Final monthly payment: $67.30
 
Auction yield range: 13.79% - 33.35% Estimated loss impact: 15.74%  
Lender servicing fee: 1.00% Estimated return: 17.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jan-1999 Debt/Income ratio: 20%
Credit score: 660-679 (Sep-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:6y 3m
Amount delinquent: $0 Total credit lines: 16 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 1 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: red-loan-builder Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Having work done on the family car
Purpose of loan:
This loan will be used to?repair the family vehicle and put towards my visa card

My financial situation:
I am a good candidate for this loan because?I am very dependable and always pay my loan on time.

Monthly net income: $ 1,573

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What are your monthly expenses? - CMDCO
A: Utilites $325, Mortgage $375, Food $250, Gas for vehicles $150, Personal Loan, Car Insurance $68, Visa $20, TOTAL MONTHLY EXPENSES $1,298 Expenses coming out of my check before I receive my net pay, besides taxes, Health Ins, Dental Ins, and Car payment, TOTAL MONTHLY $720 (Sep-18-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
contract-happiness1$25.00$25.009/15/2010 2:34:25 PM
bid-czar8$100.00$100.009/15/2010 2:38:57 PM
musegaze$100.00$100.009/15/2010 2:40:27 PM
transaction-circuit$100.00$100.009/15/2010 5:56:00 PM
rock-turner$25.00$25.009/15/2010 6:39:29 PM
Comoparklender$25.00$25.009/16/2010 10:47:45 AM
RebuildALife$25.00$25.009/16/2010 9:39:25 AM
money-bauble$50.00$50.009/16/2010 11:48:28 AM
Dave_Cashflow$25.00$25.009/16/2010 1:58:23 PM
gold-channel2$50.00$50.009/16/2010 7:38:09 PM
pfh$25.00$25.009/16/2010 11:38:19 PM
Wachocia$25.00$25.009/17/2010 9:48:16 PM
EngineersAlliance$25.00$25.009/17/2010 9:53:43 PM
exchange-dreams$25.00$25.009/18/2010 6:48:52 AM
unger$50.00$50.009/18/2010 9:02:09 AM
marwadi-62$100.00$100.009/18/2010 9:16:38 AM
benefit-boots$25.00$25.009/19/2010 12:27:17 AM
handshake5$25.00$25.009/15/2010 2:37:00 PM
simplelender80$100.00$100.009/15/2010 2:40:13 PM
pembull$25.00$25.009/15/2010 2:41:06 PM
ore-healer6$25.00$25.009/15/2010 2:41:37 PM
kulender$50.00$50.009/15/2010 2:35:00 PM
transaction-circuit$50.00$50.009/15/2010 2:35:47 PM
6moonbeams$25.00$25.009/15/2010 2:37:18 PM
SolarMoonshine$25.00$25.009/15/2010 6:44:38 PM
Amber_Stone$25.00$25.009/16/2010 1:44:26 AM
niceguy777$25.00$25.009/16/2010 10:47:29 AM
Sudoku$50.00$50.009/16/2010 8:57:46 PM
EBITDA$25.00$25.009/16/2010 8:52:19 PM
generous-deal6$25.00$25.009/17/2010 2:30:37 AM
Jloaner$100.00$98.979/17/2010 9:34:13 AM
terrific-peace8$51.03$51.039/17/2010 9:51:16 AM
cashhelp$25.00$25.009/17/2010 11:32:05 AM
turbostar666$25.00$25.009/17/2010 11:47:29 AM
gjm6d$25.00$25.009/17/2010 7:18:51 PM
35 bids
 
Borrower Payment Dependent Notes Series 475940
This series of Notes was issued and sold upon the funding of the borrower loan #44453, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.8% Auction start date:  Sep-16-2010 
  Auction end date:  Sep-20-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $143.83
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.05% Final monthly payment: $143.83
 
Auction yield range: 10.79% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Apr-1979 Debt/Income ratio: 32%
Credit score: 740-759 (Sep-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 13Length of status:15y 7m
Amount delinquent: $0 Total credit lines: 26 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $22,078Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 67%  
   Homeownership: Yes  
Screen name: trade-volcano Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Payoff High Interest Card

Relisting from a couple of days ago.? Not needing to borrow as much as I origionally needed! Yeah for me!

Purpose of loan:
This loan will be used to? Pay off high interest card

My financial situation:
I am a good candidate for this loan because? I have been a successful employee of the same?company for 15 years. I am honest, loyal and trustworthy.

Yes,?I have a large amount of revolving credit but?I have never missed a payment, been late or paid less than minimum.
I have made?many frugal choices in the last couple of months to enable myself to pay more on my debt's as?it is my wish to be debt free. I even mow as many yards as?I can at age 50 and have a Holiday job lined up?to provide extra money to apply towards debt, which makes me around 200.00 more each month (just the mowing)?which is not documented below. I am not sure yet on the Holiday job but I plan to work as many hours as they will let me.??Just when?I am feeling more secure about my recent changes in living and spending habits one of my creditors decides to?close my account?raise the interest rate.?They say I am High Risk since I have balances on other cards above what they like to see. ?I guess it doesn't matter?I have never missed or been late on a payment to them or anyone else.? I ALWAYS pay my bills on time!? I have a plan in place to be debt free in 3 years which this unnamed Creditor has destroyed.? I feel like?I am running backwards.

Please help me fund this loan so?I can pay this debt off.? No worries about the payment as it will be the same as it is to them and?I have never missed a beat.

I promise you won't be sorry.

Monthly net income: $ 2100.00

Monthly expenses: $
??Housing: $ 616.21
??Insurance: $ 19.00 (auto)
??Car expenses: $?40 (gas only, car is paid off)
??Utilities: $ 120.00
??Phone, cable, internet: $?30.00
??Food, entertainment: $ 150.00
??Clothing, household expenses $ 75.00
??Credit cards and other loans: $ 800.00
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
simplelender80$100.00$100.009/16/2010 3:09:39 PM
bid-czar8$100.00$100.009/16/2010 3:16:06 PM
workinghardoregon$25.00$25.009/16/2010 3:44:50 PM
MrMoney0622$25.00$25.009/16/2010 3:46:05 PM
organic-order$25.00$25.009/16/2010 3:46:36 PM
musegaze$100.00$100.009/16/2010 3:17:42 PM
antrux$25.00$25.009/16/2010 3:47:32 PM
kindness-percolator5$25.00$25.009/16/2010 3:50:29 PM
JGB$100.00$100.009/16/2010 3:51:09 PM
persistent-basis8$25.00$25.009/16/2010 3:44:00 PM
Viamin$25.00$25.009/16/2010 3:45:20 PM
helpful-listing$25.00$25.009/16/2010 3:52:27 PM
orange-preeminant-bill$40.51$40.519/16/2010 4:01:19 PM
Ocean713$50.00$50.009/16/2010 3:58:28 PM
soulful-truth$470.58$470.589/16/2010 4:05:31 PM
Lam0nt$25.00$25.009/16/2010 3:59:52 PM
bryantsh$25.00$25.009/16/2010 4:06:01 PM
brother_tam$50.00$50.009/16/2010 4:06:19 PM
flexiboy35$25.00$25.009/16/2010 4:01:03 PM
EBITDA$25.00$25.009/16/2010 4:08:39 PM
money-bauble$50.00$50.009/16/2010 4:07:14 PM
elegant-bonus$25.00$25.009/16/2010 4:06:16 PM
AF-Chief$25.00$25.009/16/2010 4:17:26 PM
danthemon35$25.00$25.009/16/2010 4:17:32 PM
janus_god$25.00$25.009/16/2010 4:34:40 PM
DeutscheBank$25.00$25.009/16/2010 4:35:59 PM
MAYBROOK$50.00$50.009/16/2010 4:33:38 PM
Whipster$50.00$50.009/16/2010 4:36:33 PM
Artist_Blue$25.00$25.009/16/2010 4:36:44 PM
Go_Ducks$25.00$25.009/16/2010 4:34:51 PM
inspiring-reward$25.00$25.009/16/2010 4:35:58 PM
zone8$100.00$100.009/16/2010 4:36:33 PM
hopethisworks$25.00$25.009/16/2010 4:33:35 PM
cashhelp$25.00$25.009/16/2010 5:12:28 PM
29Palms$50.00$50.009/16/2010 4:34:42 PM
kidsskipp$50.00$50.009/16/2010 4:35:51 PM
tallmon$25.00$25.009/16/2010 4:36:00 PM
beezling$25.00$25.009/16/2010 5:57:08 PM
OSERENKUKU$25.00$7.639/16/2010 7:13:04 PM
SeeksValue$25.00$25.009/16/2010 8:01:39 PM
paradisenow$25.00$25.009/17/2010 6:46:33 AM
frogperson$200.00$200.009/17/2010 8:57:53 AM
JohnSmallberries$25.00$25.009/17/2010 10:18:28 AM
1-HARD-HEAD$25.00$25.009/17/2010 3:37:22 PM
trade-goblin9$25.00$25.009/18/2010 2:53:34 AM
vivacious-p2p3$25.00$25.009/18/2010 7:34:36 AM
green-rapid-openness$50.00$50.009/20/2010 12:53:06 AM
handshake5$25.00$25.009/16/2010 3:12:53 PM
6moonbeams$25.00$25.009/16/2010 3:13:03 PM
dynrep$25.00$25.009/16/2010 3:09:28 PM
value-microscope$25.00$25.009/16/2010 3:45:56 PM
Malkial$25.00$25.009/16/2010 3:48:03 PM
InvestorPartners$25.00$25.009/16/2010 3:48:14 PM
dschaaf$25.00$25.009/16/2010 3:51:10 PM
uncleharold$25.00$25.009/16/2010 3:51:33 PM
worthy-truth$25.00$25.009/16/2010 3:52:04 PM
Wellman$98.48$98.489/16/2010 3:52:18 PM
RadCad1$50.00$50.009/16/2010 4:01:15 PM
czar3$40.00$40.009/16/2010 4:03:59 PM
Rattlehead$25.00$25.009/16/2010 4:06:13 PM
patriot897$25.00$25.009/16/2010 4:06:34 PM
treasure-bliss$100.00$100.009/16/2010 4:01:17 PM
mercuriant$25.00$25.009/16/2010 4:22:28 PM
Jonb6919$25.00$25.009/16/2010 4:35:50 PM
HHP$25.00$25.009/16/2010 4:36:03 PM
seisen$33.99$33.999/16/2010 4:36:10 PM
kind-efficient-credit$25.00$25.009/16/2010 4:33:53 PM
building_community$25.00$25.009/16/2010 4:35:35 PM
r0b3m4n$25.00$25.009/16/2010 4:35:49 PM
1nvest$25.00$25.009/16/2010 4:36:02 PM
texrob20$25.00$25.009/16/2010 4:33:50 PM
GeelongTrader$25.00$25.009/16/2010 5:12:24 PM
ThatDanGuy$25.00$25.009/16/2010 4:35:48 PM
nybanker85$50.00$50.009/16/2010 4:37:25 PM
villagers$25.00$25.009/16/2010 6:48:00 PM
GellMaster$25.00$25.009/16/2010 6:17:43 PM
star30$50.61$50.619/17/2010 5:18:54 PM
power-secret-agent$25.00$25.009/18/2010 3:03:57 AM
tech310$43.20$43.209/18/2010 5:18:13 AM
slygorman$40.00$40.009/19/2010 7:24:52 PM
doopers$25.00$25.009/19/2010 8:46:11 PM
81 bids