Sales Report:Supplement No. 27 dated Sep 03, 2010 to Prospectus dated Jul 26, 2010
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 26, 2010 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 26, 2010 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 446935
This series of Notes was issued and sold upon the funding of the borrower loan #44287, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,900.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 9.8% Auction start date:  Aug-26-2010 
  Auction end date:  Sep-02-2010 
 
Starting lender yield: 24.75% Starting borrower rate/APR: 25.75% / 29.26% Starting monthly payment: $196.77
Final lender yield: 23.00% Final borrower rate/APR: 24.00% / 27.48% Final monthly payment: $192.24
 
Auction yield range: 10.89% - 24.75% Estimated loss impact: 10.36%  
Lender servicing fee: 1.00% Estimated return: 12.64%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Dec-1996 Debt/Income ratio: 17%
Credit score: 700-719 (Aug-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 9 / 9Length of status:6y 3m
Amount delinquent: $1 Total credit lines: 58 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,376Stated income:$50,000-$74,999
Delinquencies in last 7y: 20 Bankcard utilization: 35%  
   Homeownership: Yes  
Screen name: livingformykids2 Borrower's state: Illinois Borrower's group: 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 40 ( 98% ) 700-719 (Latest)
Principal borrowed: $9,200.00< 31 days late: 1 ( 2% )  
600-619 (Feb-2008)
600-619 (Jan-2008)
580-599 (Feb-2007)
580-599 (Jan-2007)
 
Principal balance: $0.05 31+ days late: 0 ( 0% )
Total payments billed: 41  
Description
Bathroom Makeover, 3rd Prosper Loan
First of all, please take notice that this will be my 3rd Prosper Loan.? I am requesting a new Prosper Loan because we need to update our current bathroom.? The main reason for this remodel is because it is not equipped with a bathtub.? It just has an older stand up shower.? We will actually have to remove a wall to increase the size of the bathroom to accommodate a bathtub.? Our home is an older home that we have maintained and fixed up.? The only room left to our renovations, is the bathroom.? We have saved a $1,000 ourselves to help with these costs.?

As you can see, we never defaulted on our two previous Prosper Loans and have really tried to increase my scores as much as possible over a short time.? We did have a Bankruptcy back in 2004 after losing my job from downsizing.? Please help us finish our last project and let us finally ?relax?, after a hard day at work/school.

HERE ARE?OUR MONTHLY FINANCIAL DETAILS:

Net income: $4,000
Wife's income: $600
Total monthly income: $4,600

Mortgage: $900 @ 6.75%....30 yr fixed
Cell Phone: $160
Electricity & Water: $200
Auto expenses: $551 mo
Food: $800
Insurance: $110
Cable/Internet: $85
Clothing expenses for children, etc: $200
School Lunches: $75 mo
Gas for vehicles monthly: $200
Personal Loan: $92.72
Misc: $300
X-Mas fund: $100mo??

Total Monthly debt =?$3,498.72

As you can see, we are capable of paying all of our expenses including?a new Prosper loan.? Please take the time to invest in our family, you will not be disappointed in your decision to do so!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: I see that you have an excellent record for repaying prosper loans you took. However your credit profile shows that "Delinquencies in last 7y: 20" - can you explained why you have so many delinquencies? Please answer in public. - thankful-nickel2
A: The reason for the "delinquencies" is because I tried doing a home modification on my current mortgage with Chase Home Finance. This process went on for a year and a half before I pulled out and quit the modification process. They reported it delinquent all those months, although I have proof that they were paid by Western Union Quick Collect every single month they stated it was delinquent. Big mistake on my part! Have tried to get them to remove but they now say they can't! (Sep-01-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
enthusiastic-balance5$50.00$50.008/26/2010 3:07:10 PM
loyalist1$100.00$100.008/26/2010 3:11:10 PM
exchange-dreams$50.00$50.008/28/2010 1:21:26 PM
ptjg$50.00$50.008/31/2010 1:22:30 AM
transaction-mechanic4$25.00$25.008/31/2010 4:32:04 AM
trade-elm$25.00$25.008/31/2010 1:57:17 PM
sophisticated-marketplace$25.00$25.008/31/2010 6:53:55 PM
bughead$25.00$25.009/1/2010 11:16:11 AM
bullincage$77.45$77.459/1/2010 2:41:17 PM
lucky2$25.00$25.009/1/2010 3:29:58 PM
loss-of-control$25.00$25.009/1/2010 5:28:25 PM
coin-explorer$25.00$25.009/1/2010 5:54:49 PM
EretzCapital$25.00$25.009/1/2010 9:11:43 PM
Perksunlimited$50.00$50.009/1/2010 3:39:41 PM
credit-missile$25.00$25.009/1/2010 11:03:07 PM
onecooldrink$25.00$25.009/1/2010 11:16:59 PM
JTRADER056$50.00$50.009/2/2010 5:10:37 AM
resplendent-peace7$25.00$25.009/1/2010 4:54:16 PM
farchoir$25.00$25.009/2/2010 6:07:01 AM
brondero$45.00$45.009/1/2010 5:11:22 PM
fireman4$30.00$30.009/2/2010 7:48:24 AM
portfolio-turbine$25.00$25.009/1/2010 5:47:36 PM
phchristensen$50.00$50.009/2/2010 8:58:27 AM
deepblue34$35.00$35.009/1/2010 7:20:36 PM
a2190b$25.00$25.009/1/2010 7:02:23 PM
goodcents$25.00$25.009/1/2010 8:16:15 PM
jcw3rd$25.00$25.009/1/2010 8:45:39 PM
Stingray8a$25.00$25.009/1/2010 7:32:26 PM
ferengi_finance$46.52$46.529/1/2010 8:50:44 PM
DasMula$100.00$100.009/2/2010 10:44:51 AM
_SCI_$25.00$25.009/1/2010 9:53:40 PM
jpollar$100.00$100.009/2/2010 10:58:16 AM
stable-bonus$25.00$25.009/2/2010 11:00:17 AM
brother_tam$200.00$200.009/1/2010 10:13:29 PM
credit-missile$25.00$25.009/1/2010 11:02:05 PM
Graven33$29.26$29.269/2/2010 1:26:28 AM
whatreality$25.00$25.009/2/2010 6:07:26 AM
stupiddayjob$46.36$46.369/2/2010 3:16:19 AM
on_your_side$46.44$46.449/2/2010 12:57:48 PM
five-star-note$100.00$100.009/2/2010 1:12:52 PM
Mikale360$25.00$25.009/2/2010 6:23:21 AM
wlm3012$25.00$25.009/2/2010 1:13:57 PM
rf7949$25.00$25.009/2/2010 5:43:15 AM
briskdevl07$25.00$25.009/2/2010 5:59:15 AM
daveinthecity$25.00$25.009/2/2010 1:28:42 PM
aspire2grow$25.00$25.009/2/2010 9:03:33 AM
green-rapid-openness$50.00$50.009/2/2010 9:19:32 AM
scoobiedoo$50.00$50.009/2/2010 2:28:13 PM
Leshan$75.00$75.009/2/2010 8:13:16 AM
LittleMingo$30.00$30.009/2/2010 9:59:43 AM
Bito03$52.96$52.969/2/2010 10:34:56 AM
DasMula$100.00$100.009/2/2010 10:43:47 AM
DasMula$100.00$100.009/2/2010 10:42:18 AM
djalan$40.00$40.009/2/2010 11:02:47 AM
marwadi-62$300.00$300.009/2/2010 12:01:10 PM
MapleLaker$40.00$40.009/2/2010 1:04:50 PM
zztopdog$25.00$25.009/2/2010 2:30:21 PM
jrhinomo$30.00$30.009/2/2010 1:37:15 PM
MoneyForNothing$37.31$37.318/26/2010 11:41:26 PM
tech310$48.35$48.358/30/2010 10:05:36 AM
SolarMoonshine$25.00$25.008/30/2010 10:15:07 AM
Moe87$50.00$50.008/30/2010 4:11:53 PM
minnesotafinancial$25.00$25.008/31/2010 7:53:51 AM
good4loan$25.00$25.008/31/2010 2:46:10 PM
Dollars4Rent$25.00$25.008/31/2010 7:33:59 PM
loanman2007$50.00$50.009/1/2010 6:04:49 AM
rubylender$25.00$25.008/31/2010 6:47:06 PM
skaught$27.00$27.009/1/2010 10:12:48 AM
enthusiastic-balance5$200.00$200.009/1/2010 1:00:15 PM
hillerod$25.00$25.009/1/2010 2:11:37 PM
brightest-dignified-penny$25.00$25.009/1/2010 4:05:15 PM
Snoopylover$25.00$25.009/1/2010 4:33:53 PM
credit-missile$25.00$25.009/1/2010 11:02:48 PM
Cpay2Me$25.00$25.009/1/2010 3:33:59 PM
DoctorJoe$25.00$25.009/2/2010 5:06:13 AM
nfx$35.00$35.009/2/2010 5:12:14 AM
FinanceEngine$30.00$30.009/1/2010 4:54:17 PM
Pu239$60.00$60.009/2/2010 7:43:37 AM
ralf206$51.22$51.229/1/2010 6:39:47 PM
green-rapid-openness$50.00$50.009/2/2010 9:19:16 AM
bull_lender$34.00$34.009/1/2010 8:13:46 PM
photo999$25.00$25.009/1/2010 8:00:42 PM
credit-missile$25.00$25.009/1/2010 11:02:27 PM
Bobtep23$26.51$26.519/1/2010 8:56:27 PM
credit-missile$25.00$25.009/1/2010 11:24:23 PM
rockhound84$25.00$25.009/1/2010 10:11:37 PM
Wachocia$25.00$25.009/2/2010 6:04:54 AM
Sugarmama21$65.00$27.229/2/2010 5:42:13 AM
grampy48$50.00$50.009/2/2010 1:49:42 PM
dcm6276$25.00$25.009/2/2010 7:28:50 AM
forthright-trade$25.00$25.009/2/2010 9:01:06 AM
iamdoug$25.00$25.009/2/2010 2:30:59 PM
credit-missile$25.00$25.009/2/2010 8:02:08 AM
yield-cologne$50.00$50.009/2/2010 9:52:56 AM
principal-star$25.00$25.009/2/2010 9:56:03 AM
ethicalhumanist$50.00$50.009/2/2010 10:05:29 AM
420limo$25.00$25.009/2/2010 10:22:22 AM
Phatt-Daddy$250.00$250.009/2/2010 10:28:07 AM
DasMula$100.00$100.009/2/2010 10:42:47 AM
unafraid-loan5$25.00$25.009/2/2010 1:02:09 PM
Bob450$30.00$30.009/2/2010 1:06:31 PM
best-commanding-funds$25.00$25.009/2/2010 1:23:54 PM
twjh$25.00$25.009/2/2010 1:30:05 PM
revenue-appraiser$25.40$25.409/2/2010 2:12:33 PM
maccpro1$50.00$50.009/2/2010 1:33:15 PM
kelador$69.00$69.009/2/2010 2:28:03 PM
tedi-tif$25.00$25.009/2/2010 2:33:34 PM
RecoveryLender$25.00$25.009/2/2010 2:31:44 PM
108 bids
 
Borrower Payment Dependent Notes Series 453497
This series of Notes was issued and sold upon the funding of the borrower loan #44256, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 9.8% Auction start date:  Aug-23-2010 
  Auction end date:  Aug-30-2010 
 
Starting lender yield: 24.75% Starting borrower rate/APR: 25.75% / 29.26% Starting monthly payment: $240.95
Final lender yield: 24.70% Final borrower rate/APR: 25.70% / 29.21% Final monthly payment: $240.79
 
Auction yield range: 10.89% - 24.75% Estimated loss impact: 10.41%  
Lender servicing fee: 1.00% Estimated return: 14.29%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Mar-1987 Debt/Income ratio: 25%
Credit score: 720-739 (Aug-2010) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 8Length of status:1y 1m
Amount delinquent: $0 Total credit lines: 38 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,913Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 33%  
   Homeownership: No  
Screen name: DaZim Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 18 ( 100% ) 720-739 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
680-699 (Jun-2008)
640-659 (Nov-2007)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 18  
Description
Bought New home. Need new carpets.
Purpose of loan:
This loan will be used to pay the IRS.?

My financial situation:
I am a good candidate for this loan because I have had a previous Prosper Loan in?which?has been?paid off.?

Monthly net income: $ 6500

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Is this loan for new carpets or to pay off the IRS (the title of the listing and its description differ on this issue). Thanks and best wishes. - reflective-rupee
A: the IRS reference was from the first loan that I had from Prosper which is paid in full. This is a second for new carpet on second floor of a home that we just purchased. (Aug-25-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
fortytwo$200.00$200.008/23/2010 10:01:48 AM
reflective-rupee$25.00$25.008/23/2010 10:04:14 AM
well-mannered-income3$30.00$30.008/23/2010 12:23:42 PM
tech310$50.00$50.008/23/2010 8:28:00 PM
relentless-penny$50.00$50.008/24/2010 10:29:46 AM
Skeptical-one$25.00$25.008/27/2010 8:02:15 AM
affluence-promise$37.74$37.748/26/2010 7:11:28 PM
enthralling-investment$75.00$75.008/27/2010 8:47:31 AM
SFBank$300.00$300.008/26/2010 6:59:02 PM
JustMee$25.00$25.008/26/2010 9:15:48 PM
WonByOne$25.00$25.008/27/2010 11:29:49 AM
bullish2bearish$30.00$30.008/27/2010 9:27:41 AM
usedtoborrow$27.83$27.838/27/2010 8:25:35 AM
loan-fate$75.00$75.008/27/2010 2:39:45 PM
trevize$25.00$25.008/27/2010 1:20:46 PM
umfan123$25.00$25.008/27/2010 2:52:45 PM
johnk317$50.00$50.008/27/2010 4:44:50 PM
zodiac100$25.00$25.008/27/2010 5:12:01 PM
favorite-commerce$25.00$25.008/27/2010 2:39:36 PM
LibbyZ$50.00$50.008/27/2010 2:54:13 PM
wlm3012$25.00$25.008/27/2010 2:58:28 PM
joyful-power9$50.00$50.008/27/2010 3:03:00 PM
Benkneebob$27.00$27.008/27/2010 3:05:13 PM
micsupra$49.59$49.598/27/2010 3:31:55 PM
elevated-finance$25.00$25.008/27/2010 4:33:51 PM
atomantic$25.00$25.008/27/2010 3:43:20 PM
laidback59$30.00$30.008/28/2010 8:53:14 AM
Jerrys1951$40.00$40.008/28/2010 9:14:56 AM
HYGCapitalPartnersLP$67.93$67.938/28/2010 10:07:04 AM
ISHLEP67$159.40$159.408/28/2010 12:08:12 PM
silverloan$45.81$45.818/27/2010 9:56:48 PM
bunnybear$33.20$33.208/28/2010 12:17:24 PM
outofoffice$50.00$50.008/28/2010 1:34:49 PM
twjh$25.00$25.008/27/2010 10:40:39 PM
loss-of-control$25.00$25.008/28/2010 3:25:24 PM
loss-of-control$25.00$25.008/28/2010 3:25:43 PM
Moe87$50.00$50.008/28/2010 7:23:34 AM
enthralling-investment$111.00$111.008/28/2010 8:27:27 AM
duty-monger$50.00$50.008/28/2010 10:33:00 AM
CoolPlexer$25.00$25.008/28/2010 9:16:17 AM
MattProsper$60.00$60.008/29/2010 11:19:22 AM
LMM1$25.00$18.428/28/2010 3:15:31 PM
credit-missile$25.00$25.008/29/2010 11:30:45 AM
grotheik$25.00$25.008/28/2010 2:48:31 PM
willinvest$25.00$25.008/28/2010 2:51:58 PM
credit-missile$25.00$25.008/29/2010 11:57:43 AM
WZ3190$25.03$25.038/28/2010 4:09:11 PM
reliable-silver7$25.00$25.008/29/2010 12:35:05 PM
Tech-Entrepreneur$25.00$25.008/29/2010 1:01:18 PM
minnesotafinancial$25.00$25.008/29/2010 1:13:25 PM
kf88$25.00$25.008/29/2010 9:11:34 PM
cbivitz$150.00$150.008/29/2010 11:29:51 AM
PropertyInvest$25.00$25.008/30/2010 4:11:55 AM
farchoir$25.00$25.008/30/2010 7:11:53 AM
bitano$50.00$50.008/30/2010 8:13:18 AM
Aristocrat$25.00$25.008/30/2010 8:26:45 AM
vest_vortex$25.00$25.008/29/2010 5:21:45 PM
DasMula$25.00$25.008/30/2010 8:44:58 AM
interest-taiko$125.00$125.008/29/2010 8:07:12 PM
moneybags16$25.00$25.008/29/2010 8:29:26 PM
gothampark$25.00$25.008/29/2010 9:16:47 PM
sc-pjb11$25.00$25.008/30/2010 3:44:02 AM
loyalist1$50.00$50.008/30/2010 6:13:16 AM
exciting-fairness$200.00$200.008/30/2010 7:23:47 AM
nfx$25.00$25.008/30/2010 7:19:47 AM
Leshan$75.00$75.008/30/2010 8:08:52 AM
Champion_Lending$25.00$25.008/30/2010 8:28:04 AM
DasMula$25.00$25.008/30/2010 8:45:20 AM
grampy48$38.00$38.008/30/2010 9:06:19 AM
jules3304$25.00$25.008/30/2010 9:38:28 AM
ekmendenhall$45.00$45.008/23/2010 10:10:11 AM
enthusiastic-balance5$50.00$50.008/23/2010 10:15:01 AM
ptjg$31.47$31.478/23/2010 10:46:37 AM
reflective-rupee$25.00$25.008/23/2010 3:39:29 PM
reflective-rupee$250.00$250.008/25/2010 5:46:33 AM
boo_hoo$50.00$50.008/25/2010 7:14:36 PM
SolarMoonshine$25.00$25.008/26/2010 10:14:14 AM
good4loan$25.00$25.008/26/2010 3:45:34 PM
frogperson$150.00$150.008/26/2010 8:34:17 PM
generous-agreement$50.00$50.008/27/2010 10:22:39 AM
first-serene-credit$25.00$25.008/27/2010 1:34:02 PM
pmj453$50.00$50.008/27/2010 11:03:35 AM
Bob450$25.00$25.008/27/2010 12:29:46 PM
favorite-commerce$25.00$25.008/27/2010 2:37:51 PM
abnvette$50.00$50.008/27/2010 1:18:51 PM
Spinnaker$50.00$50.008/27/2010 3:38:01 PM
investinFla$50.00$50.008/27/2010 2:17:38 PM
lemontree$50.00$50.008/27/2010 2:32:20 PM
jakdwak$25.00$25.008/27/2010 9:46:21 PM
padewy$25.00$25.008/27/2010 3:01:51 PM
trader-joe$30.00$30.008/27/2010 3:08:26 PM
wealth-samaritan2$25.00$25.008/27/2010 5:31:42 PM
bronzmajom$25.00$25.008/27/2010 5:37:31 PM
rockhound84$25.00$25.008/28/2010 7:20:31 AM
loss-of-control$25.00$25.008/27/2010 6:03:03 PM
Top_Gun_Lender$26.00$26.008/27/2010 7:47:46 PM
jcw3rd$25.00$25.008/27/2010 6:23:47 PM
harddollars$75.00$75.008/28/2010 10:06:50 AM
autonomous-power$60.00$60.008/27/2010 9:42:06 PM
GR8DANE87$25.00$25.008/27/2010 9:05:25 PM
snm2001$25.00$25.008/28/2010 1:52:15 PM
loss-of-control$25.00$25.008/28/2010 3:26:41 PM
kendigme$25.00$25.008/28/2010 5:21:11 AM
trumpeter5$25.00$25.008/28/2010 7:01:34 AM
deal-promiser$25.00$25.008/28/2010 8:54:35 AM
kgauss$25.00$25.008/28/2010 8:09:07 AM
malcolmreynolds$25.00$25.008/28/2010 9:15:48 AM
JerryB96$25.00$25.008/28/2010 10:07:25 AM
Pu239$60.00$60.008/28/2010 12:17:18 PM
thankful-nickel2$25.00$25.008/28/2010 12:54:49 PM
credit-missile$25.00$25.008/29/2010 11:29:36 AM
loan-adventurer7$25.00$25.008/28/2010 3:07:05 PM
credit-missile$25.00$25.008/29/2010 11:30:17 AM
hidavehi$51.00$51.008/28/2010 2:56:49 PM
jpollar$25.00$25.008/28/2010 9:54:55 PM
www-goldsilverbar-com$25.00$25.008/28/2010 10:52:08 PM
draggon77$25.00$25.008/29/2010 4:34:54 AM
ghinga$25.00$25.008/29/2010 6:18:31 AM
MasterMind5$25.00$25.008/29/2010 8:19:29 AM
pani5ue$25.00$25.008/29/2010 8:40:19 AM
credit-missile$25.00$25.008/29/2010 11:29:57 AM
benefit-boots$25.00$25.008/29/2010 11:29:26 AM
eloquent-bill6$25.00$25.008/30/2010 3:54:08 AM
sparkling-contract7$25.00$25.008/30/2010 5:39:43 AM
dammage$30.29$30.298/30/2010 6:03:26 AM
MapleLaker$25.00$25.008/30/2010 7:30:21 AM
leverage-hawk$50.00$50.008/29/2010 7:47:32 PM
mammalian4$25.00$25.008/29/2010 8:07:43 PM
aquistoyraul$25.00$25.008/30/2010 9:27:20 AM
clemclan$25.00$25.008/30/2010 9:39:11 AM
hamster$25.00$25.008/29/2010 9:30:16 PM
AlexTrep$25.00$25.008/29/2010 11:00:24 PM
StuntX$75.00$75.008/30/2010 12:02:30 AM
friendinmoney$25.00$25.008/30/2010 7:28:56 AM
Taho$32.36$32.368/30/2010 8:09:44 AM
tjoneill$27.93$27.938/30/2010 8:30:37 AM
Vans1975$40.00$40.008/30/2010 9:20:17 AM
fireferd$35.00$35.008/30/2010 8:54:23 AM
RC118$25.00$25.008/30/2010 9:46:10 AM
168RichCapital$25.00$25.008/30/2010 9:55:29 AM
140 bids
 
Borrower Payment Dependent Notes Series 472901
This series of Notes was issued and sold upon the funding of the borrower loan #44275, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.8% Auction start date:  Aug-24-2010 
  Auction end date:  Aug-30-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $164.38
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.05% Final monthly payment: $164.38
 
Auction yield range: 10.89% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-1994 Debt/Income ratio: 11%
Credit score: 660-679 (Aug-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:21y 1m
Amount delinquent: $0 Total credit lines: 22 Occupation: Retail Management
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,167Stated income:$25,000-$49,999
Delinquencies in last 7y: 17 Bankcard utilization: 35%  
   Homeownership: Yes  
Screen name: wise-organic-dollar Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
paying off all debt
Purpose of loan:
This loan will be used to pay off all of my debt including credit cards and medical bills?

My financial situation:
I am a good candidate for this loan because I strive to be financially responsible and independent and I pay my bills on time. I have been at my current job for over 20 years.? I would pay off all of my debt off with this loan, improve my credit score, and put all available income into paying off this loan as quickly as possible. No more credit cards!!? I am very motivated. Thank you for your consideration and help.

Monthly net income: $ 1800.00

Monthly expenses: $ 1300.00
??Housing: $ 425.00
??Insurance: $ 150.00
??Car expenses: $ 80.00
??Utilities: $ 95.00
??Phone, cable, internet: $ 50.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ to be paid off
??Other expenses: $ 200.00.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
simplelender80$100.00$100.008/24/2010 3:03:57 PM
reflective-rupee$25.00$25.008/24/2010 3:04:19 PM
bid-czar8$50.00$50.008/24/2010 3:02:25 PM
zipemdown$50.00$50.008/24/2010 5:43:58 PM
frogperson$100.00$100.008/25/2010 8:56:35 AM
personal-lender$25.00$25.008/25/2010 2:47:04 PM
kidsskipp$25.00$25.008/26/2010 5:22:38 AM
Abstract$25.00$25.008/26/2010 10:15:56 AM
hope-eagle6$25.00$25.008/27/2010 11:59:36 AM
extraordinary-transaction$50.00$50.008/28/2010 5:46:59 AM
bchen78875$25.00$25.008/27/2010 10:01:15 PM
shur$25.00$25.008/28/2010 9:05:54 AM
logical-loyalty0$25.00$25.008/28/2010 4:55:29 PM
bountiful-durability$100.00$100.008/28/2010 10:56:22 PM
kulender$50.00$50.008/29/2010 8:03:46 AM
HiccupinGminor$50.00$50.008/29/2010 12:04:34 PM
miked8303$25.00$25.008/30/2010 7:42:31 AM
larrybird$100.00$100.008/29/2010 8:40:33 PM
payout-detective7$25.00$25.008/29/2010 8:40:49 PM
inspiring-reward$100.00$100.008/30/2010 10:43:11 AM
helping-out$30.00$30.008/30/2010 11:03:59 AM
loyalist1$25.00$25.008/30/2010 11:04:25 AM
sweetlan$25.00$25.008/30/2010 11:05:08 AM
lucrative-dollar$50.00$50.008/30/2010 11:07:08 AM
dcap3$36.64$36.648/30/2010 11:29:12 AM
orange-dollar-guild$25.00$25.008/30/2010 11:36:53 AM
kain11286$50.00$50.008/30/2010 11:37:15 AM
squarebob$25.00$25.008/30/2010 11:37:29 AM
hizzy$50.00$50.008/30/2010 11:02:30 AM
red-favorable-basis$25.00$25.008/30/2010 11:03:12 AM
kahn42$50.00$50.008/30/2010 11:41:38 AM
handshake5$25.00$25.008/30/2010 11:56:52 AM
prophetofomaha$50.00$50.008/30/2010 11:05:41 AM
reward-planetarium$43.70$43.708/30/2010 12:41:07 PM
safe-velocity4$50.00$50.008/30/2010 12:50:30 PM
important-ore$50.00$50.008/30/2010 11:05:25 AM
Picopie$46.29$46.298/30/2010 12:55:56 PM
teller$25.00$25.008/30/2010 11:10:53 AM
assetmanager$25.00$25.008/30/2010 1:46:48 PM
nodrivelpls$25.00$25.008/30/2010 1:46:52 PM
Dubbs360$25.00$25.008/30/2010 1:46:59 PM
principal-samaritan2$25.00$25.008/30/2010 1:47:07 PM
top-historic-peso$25.00$25.008/30/2010 1:47:45 PM
rogue_monster$25.00$25.008/30/2010 1:47:55 PM
life-is-great$50.00$50.008/30/2010 11:36:41 AM
the-silver-blaster$35.00$35.008/30/2010 11:37:21 AM
leverage-monger$25.00$25.008/30/2010 2:49:34 PM
harmonious-revenue7$50.00$50.008/30/2010 11:37:18 AM
credit-wheel7$26.01$26.018/30/2010 11:39:24 AM
delivery$25.00$25.008/30/2010 11:41:47 AM
joyful-power9$50.00$50.008/30/2010 11:48:52 AM
floridass$25.00$25.008/30/2010 1:47:09 PM
trapper569$25.00$25.008/30/2010 1:47:43 PM
oldmora$50.00$50.008/30/2010 1:47:54 PM
wwwUniversal$25.00$25.008/30/2010 1:48:30 PM
Cybercusp$25.00$25.008/30/2010 1:46:50 PM
social-conductor4$25.00$25.008/30/2010 1:47:47 PM
worthy-bid4$25.00$25.008/30/2010 1:47:51 PM
FeedTheMachine$100.00$100.008/30/2010 1:47:54 PM
the-loyalty-enlightenment$25.00$25.008/30/2010 1:47:59 PM
copper$30.00$30.008/24/2010 3:12:16 PM
EBITDA$25.00$25.008/24/2010 3:02:55 PM
balance-handshake7$25.00$25.008/24/2010 3:17:48 PM
Comoparklender$25.00$25.008/24/2010 3:07:33 PM
reward-adventure$30.00$30.008/25/2010 2:47:38 PM
ommcd$25.00$25.008/25/2010 3:45:31 PM
contract-happiness1$25.00$25.008/26/2010 9:38:28 AM
diplomatic-wealth7$25.00$25.008/27/2010 8:08:31 AM
108lender$100.00$100.008/27/2010 4:38:13 PM
j-lender$50.00$50.008/28/2010 4:25:37 PM
on_your_side$25.00$25.008/29/2010 8:42:48 PM
kegs$43.16$43.168/30/2010 5:11:01 AM
AlexTrep$25.00$25.008/30/2010 7:54:43 AM
extraordinary-interest1$50.00$50.008/30/2010 11:11:40 AM
lamsabuy$58.87$58.878/30/2010 11:37:01 AM
deadbabyseal$25.00$25.008/30/2010 11:37:10 AM
fairness-kayak$25.00$25.008/30/2010 10:48:43 AM
senorzookeeper$25.00$25.008/30/2010 11:37:35 AM
consomedia$50.00$50.008/30/2010 1:30:47 PM
first-upright-payout$50.00$50.008/30/2010 1:46:51 PM
igotmoney$50.00$50.008/30/2010 1:46:53 PM
Soxxes$25.00$25.008/30/2010 1:47:03 PM
generous-deal6$25.00$25.008/30/2010 1:47:11 PM
nicklds$25.00$25.008/30/2010 1:47:50 PM
revenue-locomotive$26.00$20.408/30/2010 1:48:00 PM
dime-vista2$25.00$25.008/30/2010 1:49:40 PM
hottogo456$25.00$25.008/30/2010 11:37:07 AM
enthralling-deal180$100.00$100.008/30/2010 11:37:25 AM
industrious-silver$42.78$42.788/30/2010 11:39:28 AM
niq4soccer$25.00$25.008/30/2010 11:40:32 AM
return-pumpkin7$25.00$25.008/30/2010 11:37:13 AM
ElbowToast$25.00$25.008/30/2010 11:40:49 AM
investisure$52.15$52.158/30/2010 11:39:17 AM
asmithj$50.00$50.008/30/2010 12:40:57 PM
stock106$25.00$25.008/30/2010 1:46:36 PM
well-mannered-marketplace5$25.00$25.008/30/2010 1:46:56 PM
maple1$25.00$25.008/30/2010 1:47:46 PM
top-impressive-dinero$50.00$50.008/30/2010 1:47:56 PM
scoobiedoo$25.00$25.008/30/2010 12:49:45 PM
Land_on_your_feet$25.00$25.008/30/2010 1:49:46 PM
S-Master$25.00$25.008/30/2010 1:46:47 PM
durable-deal2$25.00$25.008/30/2010 1:46:57 PM
HackmanBank$50.00$50.008/30/2010 1:47:12 PM
snoopey100$25.00$25.008/30/2010 1:47:48 PM
Grandmahoneybee$30.00$30.008/30/2010 1:47:57 PM
105 bids
 
Borrower Payment Dependent Notes Series 473023
This series of Notes was issued and sold upon the funding of the borrower loan #44267, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.2% Auction start date:  Aug-25-2010 
  Auction end date:  Aug-31-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.06% Starting monthly payment: $179.48
Final lender yield: 33.35% Final borrower rate/APR: 34.35% / 38.06% Final monthly payment: $179.48
 
Auction yield range: 13.89% - 33.35% Estimated loss impact: 15.74%  
Lender servicing fee: 1.00% Estimated return: 17.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-1987 Debt/Income ratio: 22%
Credit score: 680-699 (Aug-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 5Length of status:11y 1m
Amount delinquent: $0 Total credit lines: 22 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,708Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 60%  
   Homeownership: Yes  
Screen name: motorhead Borrower's state: NewYork Borrower's group: FUTURE FINANCIAL FREEDOM 1
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 15 ( 43% ) 680-699 (Latest)
Principal borrowed: $7,000.00< 31 days late: 18 ( 51% )  
660-679 (Mar-2010)
720-739 (Feb-2007)
720-739 (Feb-2007)
 
Principal balance: $0.00 31+ days late: 2 ( 6% )
Total payments billed: 35  
Description
pay off debt
Purpose of loan:
This loan will be used to?pay off credit cards

My financial situation:is pretty good
I am a good candidate for this loan because?I won't be late like the last time I had a loan,I am ending my debt situation and never going to be in that situation ever again.We want to be a debt free family so we can enjoy life.

Monthly net income: $ 1840.00 plus overtime

Monthly expenses: $ ?Housing: $0
??Insurance: $0
??Car expenses: $gas-120.00
??Utilities: $0
??Phone, cable, internet: $55.00
??Food, entertainment: $250.00
??Clothing, household expenses $0
??Credit cards and other loans: $350.00
??Other expenses: $
my husband pays all household expenses
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Why do u have so many late payments on your last loan? a few I can understand but it's more than half. - Moe87
A: I had some other things going on in my life at the time,medical which I thought was more important at the time.That has been taken care of.It won't happen again.I need to get completely out of the debt situation now.Thank you for your interest. (Aug-30-2010)
Q: 1. Your mention of being a "debt free family" has me wondering if you know of Dave Ramsey? 2. Your revolving credit is listed as <$3K, you are requesting $4K, why the difference? 3. Is your husband on board with the whole "debt free" idea? - trident8
A: Yes I do know of Dave Ramsey and he is a very smart man.My credit is closer to $4000 than it says of $3000.My husband is on top of it being debt free he only has the morgage on our house.It is my turn to be free so I can help him pay the house down. (Aug-31-2010)
Q: What is the interest rate on the debts you are paying off? If this loan comes in with a higher rate will you still take it? - trident8
A: My rate is slightly less and yes I will still take it, I would like it all in one payment.My interest is 29%.Thank you for your interest. (Aug-31-2010)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
simplelender80$100.00$100.008/25/2010 2:19:20 PM
enthusiastic-balance5$50.00$50.008/25/2010 2:10:51 PM
ethicalhumanist$25.00$25.008/25/2010 2:21:46 PM
ekmendenhall$45.00$45.008/25/2010 2:22:40 PM
principal-mermaid$300.00$300.008/25/2010 2:49:13 PM
balance-handshake7$25.00$25.008/25/2010 3:46:02 PM
Kash2010lu$35.00$35.008/25/2010 8:34:39 PM
kidsskipp$50.00$50.008/26/2010 5:21:55 AM
econgineer$50.00$50.008/26/2010 10:12:43 AM
108lender$25.00$25.008/26/2010 2:35:10 PM
green-rapid-openness$50.00$50.008/26/2010 5:32:14 PM
icanhasloanz$25.00$25.008/27/2010 1:40:20 PM
sfmf$25.00$25.008/27/2010 1:03:24 PM
investment-thinker4$25.00$25.008/28/2010 8:55:57 AM
Tycho$26.00$26.008/28/2010 4:25:27 PM
penny-sergeant$25.00$25.008/28/2010 6:24:35 AM
on_your_side$25.00$25.008/28/2010 11:46:06 AM
Tono$30.00$30.008/28/2010 5:13:34 PM
hope-eagle6$25.00$25.008/29/2010 2:10:40 PM
AlexTrep$25.00$25.008/29/2010 11:05:38 PM
extraordinary-interest1$50.00$50.008/30/2010 11:11:44 AM
tech310$25.00$25.008/30/2010 11:38:20 AM
kegs$100.00$100.008/30/2010 11:40:22 AM
payout-detective7$25.00$25.008/30/2010 11:39:10 AM
teller$25.00$25.008/30/2010 11:40:39 AM
handshake5$25.00$25.008/30/2010 11:57:01 AM
lendstats_com$200.00$200.008/30/2010 1:00:18 PM
consomedia$50.00$50.008/30/2010 1:30:55 PM
tjone69$25.00$25.008/30/2010 2:11:56 PM
shrewd-peace7$50.00$50.008/30/2010 5:32:07 PM
1stBankAndHal$25.00$25.008/30/2010 5:37:38 PM
diplomatic-wealth7$25.00$25.008/30/2010 7:11:35 PM
loyalist1$25.00$25.008/31/2010 7:21:52 AM
fairness-kayak$25.00$25.008/30/2010 9:58:55 PM
FarmersBank$25.00$25.008/30/2010 10:05:26 PM
pietro_torna_indietro$25.00$25.008/30/2010 10:52:31 PM
trade-elm$25.00$25.008/31/2010 9:21:44 AM
supreme-hope$25.00$25.008/31/2010 2:26:15 PM
mt3209$25.00$25.008/31/2010 10:46:56 AM
credit-vinyl$25.00$25.008/31/2010 4:00:42 PM
FASTIZIO_P$25.00$25.008/31/2010 3:49:15 PM
richboy56$25.00$25.008/31/2010 3:44:45 PM
PatRichi$25.00$25.008/31/2010 3:59:49 PM
Phantom99$25.00$25.008/31/2010 3:59:52 PM
sweetlan$25.00$25.008/31/2010 4:03:25 PM
kindness-venture1$25.00$25.008/31/2010 4:05:06 PM
red-favorable-basis$25.00$25.008/31/2010 4:04:39 PM
trident8$25.00$25.008/31/2010 4:25:12 PM
bid-czar8$50.00$50.008/25/2010 2:24:53 PM
forthright-dedication$25.00$25.008/25/2010 3:20:10 PM
EBITDA$25.00$25.008/25/2010 2:25:26 PM
reflective-rupee$25.00$25.008/25/2010 2:27:03 PM
UCLA4life$50.00$50.008/25/2010 2:27:35 PM
zipemdown$50.00$50.008/25/2010 2:45:30 PM
Rogelio48$30.00$30.008/25/2010 2:45:58 PM
Gixxer600$50.00$50.008/25/2010 7:52:25 PM
truth-eclair$25.00$25.008/25/2010 11:46:42 PM
contract-happiness1$25.00$25.008/26/2010 9:39:02 AM
birddogsb$30.67$30.678/26/2010 11:34:18 AM
zone8$100.00$100.008/26/2010 12:15:16 PM
helping-out$35.00$35.008/26/2010 12:14:38 PM
SolarMoonshine$25.00$25.008/26/2010 3:55:17 PM
green-rapid-openness$50.00$50.008/26/2010 5:30:59 PM
green-rapid-openness$50.00$50.008/26/2010 5:32:40 PM
ommcd$25.00$25.008/26/2010 6:41:01 PM
order-bee1$25.00$25.008/26/2010 10:59:41 PM
Madmigel$47.17$47.178/27/2010 3:15:49 PM
Land_on_your_feet$25.00$25.008/28/2010 5:50:46 AM
bchen78875$25.00$25.008/28/2010 5:50:41 PM
bountiful-durability$100.00$100.008/28/2010 10:56:11 PM
kulender$50.00$50.008/29/2010 8:15:54 AM
miked8303$25.00$25.008/30/2010 7:42:44 AM
HiccupinGminor$50.00$50.008/30/2010 11:09:54 AM
moola-wildebeest3$50.00$50.008/30/2010 10:44:49 AM
j-lender$50.00$50.008/30/2010 11:09:28 AM
larrybird$100.00$100.008/30/2010 11:09:40 AM
shur$25.00$25.008/30/2010 11:09:46 AM
extraordinary-transaction$50.00$50.008/30/2010 11:09:58 AM
scoobiedoo$25.00$25.008/30/2010 12:51:45 PM
logical-loyalty0$25.00$25.008/30/2010 11:09:37 AM
moola-monger9$50.00$50.008/30/2010 1:50:27 PM
nfx$50.00$50.008/30/2010 12:22:19 PM
joyful-power9$50.00$50.008/30/2010 12:25:28 PM
important-ore$50.00$50.008/30/2010 1:49:51 PM
Moe87$25.00$25.008/30/2010 4:46:09 PM
cashhelp$25.00$25.008/30/2010 9:59:39 PM
turbostar666$25.00$25.008/30/2010 10:05:23 PM
prophetofomaha$50.00$50.008/30/2010 9:59:04 PM
wwwUniversal$25.00$25.008/31/2010 1:54:32 AM
nickel-position$25.00$25.008/31/2010 11:27:28 AM
WonByOne$25.00$25.008/31/2010 11:54:44 AM
loss-of-control$50.00$50.008/31/2010 5:41:41 PM
chato2345$25.00$25.008/31/2010 5:58:11 PM
wise-silver-wonder$25.00$25.008/31/2010 3:53:14 PM
dcap3$50.00$50.008/31/2010 3:53:39 PM
worldly-gold$75.00$75.008/31/2010 3:53:58 PM
head$25.00$21.168/31/2010 4:05:42 PM
97 bids
 
Borrower Payment Dependent Notes Series 473121
This series of Notes was issued and sold upon the funding of the borrower loan #44284, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,999.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.3% Auction start date:  Aug-26-2010 
  Auction end date:  Sep-02-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $90.43
Final lender yield: 28.43% Final borrower rate/APR: 29.43% / 33.03% Final monthly payment: $84.24
 
Auction yield range: 16.89% - 34.00% Estimated loss impact: 19.96%  
Lender servicing fee: 1.00% Estimated return: 8.47%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Sep-1995 Debt/Income ratio: 38%
Credit score: 660-679 (Aug-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:12y 2m
Amount delinquent: $0 Total credit lines: 21 Occupation: Construction
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $34,370Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 96%  
   Homeownership: No  
Screen name: thediplomat Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 55 ( 82% ) 660-679 (Latest)
Principal borrowed: $30,000.00< 31 days late: 8 ( 12% )  
680-699 (Dec-2007)
680-699 (Sep-2006)
680-699 (Aug-2006)
 
Principal balance: $2,439.69 31+ days late: 4 ( 6% )
Total payments billed: 67  
Description
Longtime Prosper Borrower
Purpose of loan:
This loan will be used to? debt consolidation.????I'm hoping to use this small loan to improve my credit score?going forward. ?I'll will also be taking a continuing Arabic class that will help me move to a higher pay grade at work.
My financial situation:
I am a good candidate for this loan because? I'm a 2 time prosper borrower paid and up-to date.? My first loan was paid off and my second loan is 5 payments from completion.? I will also be starting a part-time job vending beer at my local sports stadium for NBA/NHL games and concerts.? This will significantly boost my income as there are usually three games a week.? My employment is very steady as I have worked in construction management for a government agency for 12+ years with a 40+ hour week guarantee.? I have no housing cost as I live in a family owned apartment and no vehicle cost as my car is payed off.

Monthly net income: $ 4,100 after taxes (will rise with part time employment beginning?in late September)

Monthly expenses: $
??Housing: $ 0Insurance: $ 50
??Car expenses: $ 100 (gas)
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $ 300
??Clothing, household expenses $100
??Credit cards and other loans: $?1900 (will significantly decrease?after January as a monthly $550 prosper payment will be completed)
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Care to explain in detail the 12 late payments. - jpblan11
A: 4 payments were late as I took a different position within my company. I did not realize at the time that the switch would cause a 8 week delay between my paychecks. This caused the delay. Once I recieved a paycheck I brough all loans to current status. It was my fault not to realize that the change would incur a delay. The other 8 payment delays were all less than 3 days. I payed my first loan off on time and my current loan is ahead of the current due date. (Aug-29-2010)
Q: Why is your housing listed at $0? Do you not pay rent? - nfx
A: I live in a family owned building. I pay no rent. (Sep-01-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
enthusiastic-balance5$50.00$50.008/26/2010 3:07:12 PM
yield-lion2$30.00$30.008/27/2010 5:52:43 PM
WonByOne$25.00$25.008/31/2010 11:56:44 AM
Moe87$25.00$25.009/1/2010 4:38:04 AM
kindness-venture1$25.00$25.009/1/2010 2:44:17 PM
farchoir$25.00$25.009/1/2010 4:25:54 PM
resplendent-peace7$25.00$25.009/1/2010 5:00:30 PM
Leshan$75.00$75.009/2/2010 8:20:11 AM
DasMula$25.00$25.009/2/2010 10:49:54 AM
ronin4sale$25.00$25.009/2/2010 4:58:34 AM
TFAD72$25.00$25.009/2/2010 6:55:45 AM
12Knocksinna$32.36$1.069/2/2010 2:24:37 PM
aquistoyraul$25.00$25.009/2/2010 2:36:14 PM
godspeed237$25.00$25.009/2/2010 11:22:49 AM
dslobbs$25.00$25.009/2/2010 1:34:17 PM
Bob450$25.00$25.009/2/2010 1:05:29 PM
maccpro1$50.00$50.009/2/2010 1:35:09 PM
UCLA4life$50.00$50.008/26/2010 3:03:17 PM
fabulous-community4$100.00$100.008/27/2010 5:52:42 PM
Johnab$25.00$25.008/28/2010 8:20:32 AM
nodebt2012$25.00$25.008/28/2010 10:56:40 AM
Moe87$50.00$50.008/30/2010 4:13:37 PM
Tono$50.00$50.008/30/2010 4:46:36 PM
good4loan$25.00$25.008/31/2010 2:57:01 PM
cashhelp$25.00$25.008/31/2010 4:32:55 PM
rf7949$25.00$25.009/1/2010 4:43:48 AM
boodo$352.94$352.949/1/2010 4:20:15 AM
dcm6276$25.00$25.009/1/2010 11:51:19 AM
thankful-nickel2$25.00$25.009/1/2010 12:10:26 PM
realtormoises$25.00$25.009/1/2010 12:22:15 PM
LKCGICG$25.00$25.009/1/2010 1:50:27 PM
Jinja$40.00$40.009/1/2010 10:36:01 AM
admirable-credit$25.00$25.009/2/2010 1:18:52 AM
Feyenoord$25.00$25.009/1/2010 7:48:17 PM
DasMula$25.00$25.009/2/2010 10:49:37 AM
icanhasloanz$50.00$50.009/2/2010 11:17:25 AM
Wachocia$25.00$25.009/2/2010 6:09:48 AM
Mikale360$25.00$25.009/2/2010 6:30:13 AM
asset-mammal$25.00$25.009/2/2010 10:26:01 AM
Phatt-Daddy$200.00$200.009/2/2010 10:31:28 AM
unafraid-loan5$25.00$25.009/2/2010 10:18:08 AM
dudebrah$25.00$25.009/2/2010 1:04:33 PM
wlm3012$25.00$25.009/2/2010 1:19:40 PM
ultimate-peace$150.00$150.009/2/2010 2:22:36 PM
44 bids
 
Borrower Payment Dependent Notes Series 473127
This series of Notes was issued and sold upon the funding of the borrower loan #44247, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.8% Auction start date:  Aug-26-2010 
  Auction end date:  Sep-02-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $205.47
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.05% Final monthly payment: $205.47
 
Auction yield range: 10.89% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-2003 Debt/Income ratio: 12%
Credit score: 700-719 (Aug-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:1y 2m
Amount delinquent: $0 Total credit lines: 18 Occupation: Tradesman - Electri...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $7,128Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 61%  
   Homeownership: Yes  
Screen name: sculpture437 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to?pay off all my credit cards and have only one payment per month?
My financial situation:
I am a good candidate for this loan because? Im tired of paying high interest rates to the Mega banks and I want to fire them as soon as I can. I?pay my bills on time and I value my credit. and I want to get rid of all these cards and I need help doing it.
trying to consolidate my debt to start a 401k plan.
Monthly net income: $ 4500

Monthly expenses: $
??Housing: $ 900.00
??Insurance: $ 90
??Car expenses: $ 0 paid for
??Utilities: $ 250
??Phone, cable, internet: $ 75
??Food, entertainment: $
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 150.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What's the public record? - Trakissta
A: The public record is Bankruptcy caused by a divorce 6 years ago and everything is perfect since then everthing paid on time and never missed anything and 700 score (Aug-27-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
reflective-rupee$25.00$25.008/26/2010 3:01:45 PM
EBITDA$25.00$25.008/26/2010 3:02:23 PM
bid-czar8$50.00$50.008/26/2010 3:01:53 PM
zipemdown$50.00$50.008/26/2010 3:06:53 PM
contract-happiness1$25.00$25.008/26/2010 3:09:51 PM
bountiful-durability$100.00$100.008/28/2010 10:55:57 PM
kulender$50.00$50.008/29/2010 8:42:16 PM
bankbuddy55$30.00$30.008/30/2010 8:16:21 AM
miked8303$25.00$25.008/30/2010 8:57:50 AM
bchen78875$25.00$25.008/30/2010 11:09:09 AM
tech310$50.00$50.008/30/2010 9:01:01 PM
loyalist1$50.00$50.008/31/2010 10:46:52 AM
j-lender$44.25$44.259/1/2010 5:34:31 AM
geniusj$25.00$25.009/1/2010 3:25:17 AM
shur$25.00$25.009/1/2010 4:50:04 AM
enthralling-deal180$100.00$100.009/1/2010 12:10:44 PM
shrewd-peace7$50.00$50.009/1/2010 8:04:12 AM
larrybird$45.30$45.309/1/2010 8:38:42 AM
kegs$100.00$100.009/1/2010 9:24:38 AM
samo102us$25.00$25.009/1/2010 9:16:05 AM
SolarMoonshine$25.00$25.009/1/2010 10:33:34 AM
b-rent$25.00$25.009/1/2010 2:50:59 PM
kahn42$50.00$50.009/1/2010 2:51:34 PM
IIP77$25.00$25.009/1/2010 2:46:28 PM
red-favorable-basis$25.00$25.009/1/2010 2:48:37 PM
teller$25.00$25.009/1/2010 2:48:32 PM
igotmoney$25.00$25.009/1/2010 5:14:09 PM
Sibelius2$25.00$25.009/1/2010 5:50:13 PM
admirable-basis1$37.50$37.509/1/2010 2:51:28 PM
fairness-kayak$25.00$25.009/1/2010 2:51:41 PM
wampum-chorus3$25.00$25.009/1/2010 8:08:57 PM
Bob450$25.00$25.009/1/2010 8:15:23 PM
loan_doctor$25.00$25.009/1/2010 9:03:40 PM
mpatrick$25.00$25.009/1/2010 9:57:39 PM
delivery$25.00$25.009/1/2010 4:27:21 PM
thrifty-return$28.75$28.759/1/2010 4:26:54 PM
new-social-economist$25.00$25.009/1/2010 4:27:13 PM
Cybercusp$25.00$25.009/1/2010 5:14:07 PM
GMOD026$26.60$26.609/1/2010 5:34:51 PM
minnesotafinancial$25.00$25.009/2/2010 7:04:45 AM
orange-preeminant-bill$39.08$39.089/1/2010 5:06:27 PM
wwwUniversal$25.00$25.009/1/2010 5:13:59 PM
durable-deal2$25.00$25.009/1/2010 5:14:05 PM
first-upright-payout$34.00$34.009/1/2010 5:14:08 PM
orchestra0$25.00$25.009/1/2010 5:19:49 PM
wanna-help$25.00$25.009/1/2010 6:08:38 PM
moola-berserker$25.00$25.009/1/2010 6:28:44 PM
balance6$25.00$25.009/1/2010 5:23:49 PM
generous-deal6$25.00$25.009/1/2010 6:38:54 PM
MONEYMATCH$25.00$25.009/1/2010 5:50:38 PM
jonbozeman$25.00$25.009/1/2010 5:53:41 PM
fyrwlker12$25.00$25.009/1/2010 5:53:44 PM
gandalf$50.00$50.009/1/2010 6:35:00 PM
redondo$38.64$38.649/1/2010 6:43:34 PM
green-rapid-openness$50.00$50.009/2/2010 9:46:12 AM
AM2008$25.00$25.009/1/2010 7:23:41 PM
hard-working-loot$25.00$25.009/1/2010 7:54:29 PM
Picopie$25.00$25.009/1/2010 8:04:43 PM
stolan$25.00$25.009/1/2010 8:48:52 PM
credit-missile$25.00$25.009/1/2010 11:21:17 PM
gizzywump$25.00$25.009/1/2010 9:18:33 PM
rescue$50.00$50.009/2/2010 3:53:34 AM
reward-planetarium$31.55$31.559/1/2010 11:14:43 PM
principal-samaritan2$25.00$25.009/2/2010 1:24:19 AM
thryn$25.00$25.009/2/2010 6:03:34 AM
Soxxes$25.00$25.009/2/2010 5:38:44 AM
worth-quark$25.00$25.009/2/2010 7:23:45 AM
Artist_Blue$25.00$25.009/2/2010 6:17:41 AM
Zipcut$25.00$25.009/2/2010 8:17:04 AM
supreme-hope$25.00$25.009/2/2010 7:43:57 AM
HackmanBank$50.00$50.009/2/2010 7:53:40 AM
jhernand17$25.00$25.009/2/2010 9:30:55 AM
neutrino6$25.00$18.509/2/2010 9:34:09 AM
simplelender80$100.00$100.008/26/2010 3:03:14 PM
frogperson$150.00$150.008/26/2010 8:38:44 PM
ommcd$25.00$25.008/28/2010 9:06:01 AM
Whipster$75.00$75.008/29/2010 5:18:08 PM
108lender$100.00$100.008/30/2010 11:05:35 AM
AlexTrep$25.00$25.008/30/2010 11:35:26 AM
hope-eagle6$25.00$25.008/30/2010 11:39:31 AM
handshake5$25.00$25.008/30/2010 11:57:22 AM
moola-monger9$50.00$50.008/30/2010 1:50:37 PM
extraordinary-transaction$27.28$27.288/31/2010 6:45:38 AM
logical-loyalty0$25.00$25.008/31/2010 1:21:33 PM
consomedia$25.00$25.008/31/2010 7:23:48 PM
HiccupinGminor$50.00$50.009/1/2010 7:53:44 AM
diplomatic-wealth7$25.00$25.009/1/2010 4:34:54 AM
qtmspin$50.00$50.009/1/2010 10:43:57 AM
asiaratt$50.00$50.009/1/2010 3:28:36 PM
marketplace-spark$25.00$25.009/1/2010 2:44:20 PM
GInBaghdad$25.00$25.009/1/2010 4:40:15 PM
social-conductor4$25.00$25.009/1/2010 2:48:05 PM
seisen$50.00$50.009/1/2010 5:06:24 PM
dinero-mason$38.00$38.009/1/2010 5:07:03 PM
Mariner3605$25.00$25.009/1/2010 2:50:33 PM
on_your_side$25.00$25.009/1/2010 2:51:23 PM
well-mannered-marketplace5$25.00$25.009/1/2010 5:58:38 PM
important-ore$50.00$50.009/1/2010 2:52:03 PM
payout-detective7$25.00$25.009/1/2010 2:51:56 PM
prophetofomaha$50.00$50.009/1/2010 2:52:00 PM
mudaholic$25.00$25.009/1/2010 6:38:53 PM
dough-bear$26.31$26.319/1/2010 6:53:33 PM
nuts$25.00$25.009/1/2010 8:53:36 PM
lamsabuy$57.75$57.759/1/2010 9:18:36 PM
firewomin$50.00$50.009/1/2010 11:14:45 PM
credit-missile$25.00$25.009/1/2010 11:20:58 PM
tsquared_030$25.00$25.009/1/2010 4:27:33 PM
head$25.00$25.009/1/2010 4:26:35 PM
bonFire8$25.00$25.009/1/2010 5:05:23 PM
LoansomeRanger$36.36$36.369/1/2010 5:05:40 PM
futureRN2$50.00$50.009/1/2010 5:34:53 PM
senorzookeeper$25.00$25.009/1/2010 5:06:26 PM
Dubbs360$25.00$25.009/1/2010 5:07:06 PM
extraordinary-interest1$50.00$50.009/1/2010 5:07:13 PM
somphet$25.00$25.009/1/2010 5:53:44 PM
kind-bill-supporter$50.00$50.009/2/2010 7:40:03 AM
stock106$25.00$25.009/2/2010 7:59:18 AM
mkomar$25.00$25.009/1/2010 5:35:14 PM
credit-missile$25.00$25.009/2/2010 8:15:38 AM
Philkent$29.40$29.409/1/2010 5:50:12 PM
systemlender$50.00$50.009/2/2010 8:27:54 AM
first-silver-bridge$25.00$25.009/1/2010 5:53:43 PM
NoMoreDebt4Me$25.00$25.009/1/2010 5:53:45 PM
zrohmm$25.00$25.009/1/2010 5:58:35 PM
ouyangers$25.00$25.009/1/2010 7:08:35 PM
reward-adventure$30.00$30.009/1/2010 7:03:36 PM
assetmanager$25.00$25.009/1/2010 7:38:59 PM
green-rapid-openness$50.00$50.009/2/2010 9:45:56 AM
Billfred$25.00$25.009/1/2010 8:08:38 PM
red-power-pecan$50.00$50.009/1/2010 7:23:52 PM
leodaguy$45.73$45.739/1/2010 7:33:45 PM
somebody32$25.00$25.009/1/2010 8:19:26 PM
hizzy$50.00$50.009/1/2010 10:13:38 PM
trevize$25.00$25.009/1/2010 10:18:43 PM
restech$25.00$25.009/1/2010 10:18:55 PM
thedreamer$25.00$25.009/1/2010 9:53:46 PM
wonder3$35.00$35.009/2/2010 6:13:44 AM
verdiprr$100.00$100.009/2/2010 7:24:00 AM
floridass$25.00$25.009/2/2010 6:24:45 AM
green-rapid-openness$50.00$50.009/2/2010 9:46:28 AM
140 bids
 
Borrower Payment Dependent Notes Series 473185
This series of Notes was issued and sold upon the funding of the borrower loan #44278, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.8% Auction start date:  Aug-26-2010 
  Auction end date:  Sep-01-2010 
 
Starting lender yield: 30.00% Starting borrower rate/APR: 31.00% / 34.63% Starting monthly payment: $107.50
Final lender yield: 30.00% Final borrower rate/APR: 31.00% / 34.63% Final monthly payment: $107.50
 
Auction yield range: 10.89% - 30.00% Estimated loss impact: 11.56%  
Lender servicing fee: 1.00% Estimated return: 18.44%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Mar-1988 Debt/Income ratio: 31%
Credit score: 720-739 (Aug-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 12Length of status:0y 5m
Amount delinquent: $0 Total credit lines: 45 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $30,544Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 44%  
   Homeownership: Yes  
Screen name: que1spr92 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Income Producing Business
Purpose of loan:
This loan will be used to buy into an existing income producing business. A UCC lien can be given to the lender as collateral.

My financial situation:
I am a good candidate for this loan because I produce regular income. I have no late payments on my credit report. I also generate income through brokering business loans to restaurant owners.

Monthly net income: $ 6,000

Monthly expenses: $ 4,450
??Housing: $ 3000 (includes insurance and property taxes)
??Insurance: $
??Car expenses: $ 150
??Utilities: $ 250
??Phone, cable, internet: $ 150
??Food, entertainment: $ 250
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 500
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
reflective-rupee$25.00$25.008/26/2010 3:01:47 PM
Abstract$25.00$25.008/26/2010 3:10:35 PM
zipemdown$50.00$50.008/26/2010 3:06:58 PM
SeeksValue$25.00$25.008/26/2010 9:13:51 PM
beakerfish$150.00$150.008/26/2010 6:02:01 PM
Moneypenny6$25.00$25.008/27/2010 7:53:24 AM
cash-spark3$25.00$25.008/27/2010 11:28:32 PM
cash-spark3$25.00$22.588/27/2010 11:26:16 PM
building_community$25.00$25.008/28/2010 11:00:25 PM
cash-spark3$25.00$25.008/29/2010 2:56:00 PM
kulender$50.00$50.008/30/2010 11:33:24 AM
jono9999$25.00$25.008/30/2010 11:36:24 AM
bchen78875$25.00$25.008/30/2010 11:39:38 AM
miked8303$25.00$25.008/30/2010 11:40:16 AM
rf7949$25.00$25.008/30/2010 11:58:45 AM
JustMee$25.00$25.008/30/2010 5:06:26 PM
abnvette$25.00$25.008/30/2010 10:37:23 PM
marketplace-spark$40.00$40.008/30/2010 10:31:49 PM
FutureLenderEC$25.00$25.008/31/2010 1:52:54 PM
Whipster$25.00$25.008/31/2010 9:36:40 AM
Ven58$25.00$25.009/1/2010 1:34:11 AM
Cashlender1992$30.00$30.008/31/2010 10:14:48 PM
Bob450$25.00$25.009/1/2010 10:02:51 AM
extraordinary-transaction$28.00$28.009/1/2010 1:06:01 PM
shur$25.00$25.009/1/2010 2:52:27 PM
j-lender$50.00$50.009/1/2010 2:52:33 PM
asiaratt$50.00$50.009/1/2010 3:28:43 PM
Evolver$50.00$50.009/1/2010 2:49:23 PM
loss-of-control$25.00$25.009/1/2010 5:34:06 PM
logical-loyalty0$25.00$25.009/1/2010 2:52:05 PM
simplelender80$100.00$100.008/26/2010 3:03:08 PM
bid-czar8$50.00$50.008/26/2010 3:01:59 PM
EBITDA$25.00$25.008/26/2010 3:02:20 PM
contract-happiness1$25.00$25.008/26/2010 3:09:56 PM
bountiful-durability$100.00$100.008/28/2010 10:55:46 PM
ommcd$25.00$25.008/30/2010 8:27:53 AM
Bob450$26.00$26.008/30/2010 10:03:47 AM
ptjg$25.00$25.008/30/2010 10:34:11 AM
handshake5$25.00$25.008/30/2010 11:57:28 AM
moola-monger9$50.00$50.008/30/2010 1:50:43 PM
108lender$50.00$50.008/30/2010 2:51:02 PM
Tono$30.00$30.008/30/2010 4:57:17 PM
tech310$50.00$50.008/30/2010 9:01:08 PM
AlexTrep$25.00$25.008/31/2010 9:20:46 AM
hope-eagle6$25.00$25.008/31/2010 4:35:00 PM
geniusj$25.00$25.009/1/2010 3:25:28 AM
daveinthecity$25.00$25.009/1/2010 9:27:47 AM
enthralling-deal180$100.00$100.009/1/2010 12:10:50 PM
Peterman$33.44$33.449/1/2010 12:43:23 PM
buyrite334$25.00$25.009/1/2010 12:57:07 PM
LKCGICG$25.00$25.009/1/2010 1:55:33 PM
samo102us$25.00$25.009/1/2010 9:16:13 AM
qtmspin$50.00$50.009/1/2010 10:44:07 AM
cashhelp$25.00$25.009/1/2010 12:43:53 PM
thomas16882004$25.00$25.009/1/2010 2:46:44 PM
larrybird$100.00$100.009/1/2010 2:49:13 PM
laufer32304$50.00$50.009/1/2010 2:46:50 PM
attractive-rate$25.00$25.009/1/2010 4:53:22 PM
consomedia$50.00$50.009/1/2010 2:51:53 PM
HiccupinGminor$33.14$33.149/1/2010 2:52:22 PM
Top_Gun_Lender$28.66$28.669/1/2010 4:09:26 PM
kegs$100.00$100.009/1/2010 4:27:21 PM
johnk317$103.18$103.189/1/2010 4:53:42 PM
63 bids
 
Borrower Payment Dependent Notes Series 473447
This series of Notes was issued and sold upon the funding of the borrower loan #44250, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.6% Auction start date:  Aug-30-2010 
  Auction end date:  Aug-31-2010 
 
Starting lender yield: 7.25% Starting borrower rate/APR: 8.25% / 8.59% Starting monthly payment: $110.08
Final lender yield: 7.25% Final borrower rate/APR: 8.25% / 8.59% Final monthly payment: $110.08
 
Auction yield range: 2.89% - 7.25% Estimated loss impact: 1.55%  
Lender servicing fee: 1.00% Estimated return: 5.70%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jun-1999 Debt/Income ratio: 7%
Credit score: 860-879 (Aug-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:3y 6m
Amount delinquent: $0 Total credit lines: 23 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,361Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 4%  
   Homeownership: Yes  
Screen name: new-sturdy-gold Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Purchase economy car to save on gas
Purpose of loan:
I would like to?buy a nice, reliable economy car to save money on gas.? I'm currently driving a car with a V8 engine for my 50 mile roundtrip to work.? I?already have $2,500 saved up, but I would like additional funds to get a car with low miles that will last longer. Thanks for looking!

My financial situation:
I am a good candidate for this loan because?I have a stable job and make all payments on time.??I believe the?savings in gas expense will help cover the cost of the loan.?

INCOME VS. EXPENSES??
Monthly Net Income ?$4,100
Monthly Expenses ?$3,630

MONTHLY EXPENSES??
Housing ?$1,510
Food & Entertainment ?$?? 600
Auto ?$?? 400
Utilities/Cable/Phone ?$?? 400
Student Loans ?$?? 120
Savings ?$?? 100
Credit Card Payment ?$?? 400
Other ?$?? 100
TOTAL ?$3,630
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
kenji4861$25.00$25.008/30/2010 4:05:41 PM
wormdc$25.00$25.008/30/2010 4:07:18 PM
bountiful-durability$100.00$100.008/30/2010 4:07:59 PM
dlshap$25.00$25.008/30/2010 4:08:22 PM
reward-planetarium$100.00$100.008/30/2010 4:09:00 PM
tekkie2412$50.00$50.008/30/2010 4:09:30 PM
market-socrates4$50.00$50.008/30/2010 4:09:55 PM
kegs$200.00$200.008/30/2010 4:10:14 PM
successful-wealth7$25.00$25.008/30/2010 4:10:20 PM
top-sensible-yield$50.00$50.008/30/2010 4:10:26 PM
Mantis75$25.00$25.008/30/2010 4:11:08 PM
orange-resolute-platinum$25.00$25.008/30/2010 4:11:15 PM
tech310$50.00$50.008/30/2010 4:11:20 PM
VBAces$50.00$50.008/30/2010 4:11:31 PM
benefit-celebration$50.00$50.008/30/2010 4:11:35 PM
ujiba$25.00$25.008/30/2010 4:14:03 PM
RusRobo$25.00$25.008/30/2010 4:08:12 PM
HelpFromNY$50.00$50.008/30/2010 4:08:16 PM
helpishere777$25.00$25.008/30/2010 4:08:49 PM
credit-shakespeare9$50.00$50.008/30/2010 4:09:11 PM
j2ee$25.00$25.008/30/2010 4:09:39 PM
ray1051$75.00$75.008/30/2010 4:06:13 PM
useful-currency$25.00$25.008/30/2010 4:10:00 PM
elasermd$50.00$50.008/30/2010 4:06:45 PM
jazzlender$25.00$25.008/30/2010 4:10:29 PM
CleeClee$50.00$50.008/30/2010 4:10:32 PM
harmonious-moola7$50.00$50.008/30/2010 4:10:46 PM
majormoves1$25.00$25.008/30/2010 4:10:53 PM
diplomatic-wealth7$100.00$100.008/30/2010 4:11:12 PM
MTLoans$25.00$25.008/30/2010 4:11:24 PM
dharma1$25.00$25.008/30/2010 4:11:42 PM
paladin847$25.00$25.008/30/2010 4:08:53 PM
ingenious-order783$25.00$25.008/30/2010 4:09:08 PM
Duchdad$25.00$25.008/30/2010 4:09:15 PM
morpholog$25.00$25.008/30/2010 4:09:43 PM
pinnacle10$25.00$25.008/30/2010 4:10:56 PM
DukSerduk$25.00$25.008/30/2010 4:11:22 PM
ITGuy$25.00$25.008/30/2010 4:11:38 PM
zone6$50.00$3.698/30/2010 4:11:48 PM
RandyL3$25.00$25.008/30/2010 4:27:41 PM
Approved$50.00$50.008/30/2010 4:24:25 PM
F_r_e_d_s__B_a_n_k$50.00$50.008/30/2010 4:35:56 PM
blot44$25.00$25.008/30/2010 9:18:37 PM
The-Lighthouse-Group$25.00$25.008/30/2010 9:04:32 PM
Rearden_Steel$25.00$25.008/31/2010 7:00:27 AM
golfreak923$29.56$29.568/31/2010 7:44:19 AM
Kelor99$25.00$25.008/31/2010 9:56:13 AM
beachfunder$25.00$25.008/31/2010 10:00:53 AM
wwwUniversal$25.00$25.008/31/2010 10:46:15 AM
Pickmar$25.00$25.008/31/2010 12:51:25 PM
wise-dedicated-power$25.00$25.008/31/2010 1:42:25 PM
ArashMass$30.00$30.008/31/2010 3:56:30 PM
RejhRon$40.75$40.758/31/2010 6:27:30 PM
dime-vista2$25.00$25.008/31/2010 4:34:19 PM
schpere$25.00$25.008/30/2010 4:06:24 PM
windfall46$25.00$25.008/30/2010 4:06:40 PM
enrichment1$50.00$50.008/30/2010 4:08:45 PM
financelover$25.00$25.008/30/2010 4:08:56 PM
whistledicksmith$50.00$50.008/30/2010 4:09:22 PM
Avid_Skier$50.00$50.008/30/2010 4:09:33 PM
engaging-worth$30.00$30.008/30/2010 4:09:57 PM
cablenews$50.00$50.008/30/2010 4:10:02 PM
RockCrown$50.00$50.008/30/2010 4:10:17 PM
alpinaut$25.00$25.008/30/2010 4:11:28 PM
eyal0$25.00$25.008/30/2010 4:11:33 PM
swiftsoul$25.00$25.008/30/2010 4:05:50 PM
ZeoInvestments$25.00$25.008/30/2010 4:06:48 PM
bold-visionary-rate$25.00$25.008/30/2010 4:08:25 PM
Supernick$50.00$50.008/30/2010 4:08:51 PM
OCLend$25.00$25.008/30/2010 4:21:57 PM
liberty-destiny3$25.00$25.008/30/2010 4:09:26 PM
CBTW$25.00$25.008/30/2010 4:09:36 PM
turbospeed$25.00$25.008/30/2010 4:06:00 PM
wise-dedicated-power$50.00$50.008/30/2010 4:06:28 PM
meenan$25.00$25.008/30/2010 4:06:36 PM
cjames84$25.00$25.008/30/2010 4:10:05 PM
jstnow$25.00$25.008/30/2010 4:10:23 PM
CorporateT00l$50.00$50.008/30/2010 4:09:19 PM
gold-commander0$50.00$50.008/30/2010 4:10:35 PM
lagnisiruk$25.00$25.008/30/2010 4:10:49 PM
hottogo456$50.00$50.008/30/2010 4:11:18 PM
liederhaus$50.00$50.008/30/2010 4:14:59 PM
RandyL3$25.00$25.008/30/2010 5:54:42 PM
skillful-diversification2$25.00$25.008/30/2010 8:45:36 PM
Bank_Of_XL$25.00$25.008/31/2010 6:48:14 AM
JedClampett$75.00$75.008/31/2010 7:06:17 AM
wonderlandkat$25.00$25.008/31/2010 7:03:57 AM
octoberfresh$35.00$35.008/31/2010 7:15:39 AM
dontscrewmeover1$25.00$25.008/31/2010 12:28:08 PM
doc1$100.00$100.008/31/2010 8:29:53 AM
alex206$31.00$31.008/31/2010 12:02:38 PM
durability-halibut$25.00$25.008/31/2010 3:36:05 PM
92 bids
 
Borrower Payment Dependent Notes Series 470860
This series of Notes was issued and sold upon the funding of the borrower loan #44272, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 9.8% Auction start date:  Aug-16-2010 
  Auction end date:  Aug-23-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $226.18
Final lender yield: 24.69% Final borrower rate/APR: 25.69% / 29.20% Final monthly payment: $200.63
 
Auction yield range: 10.89% - 34.00% Estimated loss impact: 10.41%  
Lender servicing fee: 1.00% Estimated return: 14.28%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-1994 Debt/Income ratio: 5%
Credit score: 680-699 (Aug-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:3y 5m
Amount delinquent: $0 Total credit lines: 33 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $22,061Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 95%  
   Homeownership: No  
Screen name: stanfordAO Borrower's state: NewYork Borrower's group: Stanford Students &amp; Alumni
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 9 ( 100% ) 680-699 (Latest)
Principal borrowed: $9,900.00< 31 days late: 0 ( 0% )  
680-699 (Apr-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Investing in Business Venture
Purpose of loan:
This loan will be used to invest in a?financial technology venture.

My financial situation:
I am a good candidate for this loan because?my stable cash flow is more than $10K a month and I have never missed even 1 loan or credit card payment in more than 15 years.?

Monthly net income: $ 10,500 after tax / $18,333 pre tax

Monthly expenses: $ 7,500
??Housing: $ 3,000
??Insurance: $ 0
??Car expenses: $ 0?
??Utilities: $ 200
??Phone, cable, internet: $ 300?
??Food, entertainment: $ 2,500
??Clothing, household expenses $500
??Credit cards and other loans: $ 500
??Other expenses: $ 500
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
loyalist1$100.00$100.008/16/2010 2:40:53 PM
yield-lion2$30.00$30.008/16/2010 2:59:59 PM
ptjg$25.00$25.008/16/2010 3:33:41 PM
Tycho$26.00$26.008/16/2010 3:36:33 PM
mercuriant$25.00$25.008/16/2010 3:49:46 PM
Trakissta$150.00$150.008/16/2010 7:04:09 PM
tech310$50.00$50.008/16/2010 11:43:12 PM
good4loan$25.00$25.008/17/2010 3:32:49 PM
enthusiastic-balance5$50.00$50.008/18/2010 3:50:50 PM
ethicalhumanist$25.00$25.008/18/2010 6:37:52 PM
interstellar$47.20$47.208/19/2010 1:36:56 PM
Milonguero$100.00$100.008/20/2010 8:58:29 AM
atomantic$25.00$25.008/20/2010 2:24:14 PM
SkyLoan$30.47$30.478/20/2010 2:22:57 PM
selfmademan$25.00$25.008/20/2010 2:43:04 PM
gjm6d$25.00$25.008/20/2010 2:53:47 PM
hillerod$25.00$25.008/20/2010 3:43:14 PM
Jerrys1951$40.00$40.008/20/2010 6:25:31 PM
LibbyZ$50.00$50.008/20/2010 10:08:51 PM
satisfying-deal5$34.09$34.098/21/2010 3:23:55 AM
WZ3190$25.00$25.008/21/2010 8:48:09 AM
graceful-credit5$30.00$30.008/21/2010 5:18:09 AM
bughead$25.00$25.008/21/2010 9:56:14 AM
kendigme$25.00$25.008/21/2010 5:43:36 AM
johnk317$53.26$53.268/21/2010 11:17:27 AM
boomer5$25.00$25.008/21/2010 12:43:59 PM
mjsk$25.00$25.008/21/2010 12:20:01 PM
CaliforniaSun$25.00$25.008/21/2010 9:18:29 PM
aztocas$25.00$25.008/21/2010 11:49:27 PM
quest0$34.07$34.078/22/2010 5:47:44 AM
EretzCapital$25.00$25.008/22/2010 5:39:29 AM
mdree$50.00$50.008/22/2010 7:29:25 AM
noodles932$78.45$78.458/22/2010 10:44:20 AM
vest_vortex$25.00$25.008/22/2010 5:42:50 PM
thankful-nickel2$25.00$25.008/22/2010 7:04:20 PM
Feyenoord$33.00$33.008/22/2010 7:18:43 PM
integrity-doctor$100.00$100.008/22/2010 2:41:01 PM
portfolio-turbine$25.00$25.008/22/2010 3:06:32 PM
skillful-asset5$25.00$25.008/22/2010 7:15:59 PM
sc-pjb11$25.00$25.008/23/2010 4:03:03 AM
McDeeter$25.00$25.008/23/2010 7:29:14 AM
attractive-fund$50.00$50.008/23/2010 5:32:29 AM
wlm3012$25.00$25.008/23/2010 8:36:49 AM
clemclan$25.00$25.008/23/2010 8:56:20 AM
minnesotafinancial$25.00$25.008/23/2010 6:30:45 AM
Leshan$75.00$75.008/23/2010 7:07:31 AM
intuitive-bill$50.00$50.008/23/2010 5:45:16 AM
ronin4sale$30.00$30.008/23/2010 8:44:45 AM
Taho$25.00$25.008/23/2010 10:20:13 AM
cobramonkey$55.00$55.008/23/2010 10:29:18 AM
www-goldsilverbar-com$25.00$25.008/23/2010 11:26:25 AM
hektek22$600.00$600.008/23/2010 11:57:30 AM
lucrative-coin$50.00$50.008/23/2010 1:07:47 PM
aquistoyraul$25.00$25.008/23/2010 1:25:36 PM
alexgalt$100.00$100.008/16/2010 2:32:30 PM
fabulous-community4$150.00$150.008/16/2010 2:56:36 PM
MoneyForNothing$32.30$32.308/16/2010 7:44:03 PM
loanman2007$50.00$50.008/17/2010 6:26:50 AM
SolarMoonshine$25.00$25.008/17/2010 9:15:59 AM
loanman2007$50.00$50.008/18/2010 5:44:55 AM
bold-attentive-listing$25.00$25.008/18/2010 1:07:46 PM
loan-fate$75.00$75.008/18/2010 6:44:23 PM
drcoop$25.00$25.008/19/2010 9:35:58 AM
favorite-commerce$25.00$25.008/19/2010 4:47:14 PM
autonomous-truth$25.00$25.008/20/2010 2:51:13 PM
hamster$27.20$27.208/20/2010 3:03:31 PM
debt-legend$25.00$25.008/20/2010 4:42:56 PM
mammalian4$50.00$50.008/20/2010 4:14:08 PM
bold-enriching-capital$33.07$33.078/20/2010 4:14:26 PM
brondero$40.00$40.008/20/2010 9:39:42 PM
wonder3$50.00$50.008/21/2010 6:48:10 AM
sc-pjb11$25.00$25.008/21/2010 2:53:55 AM
SuperInvestor82$33.35$33.358/21/2010 8:03:57 AM
testguy$36.03$36.038/21/2010 8:34:11 AM
Dollars4Rent$25.00$25.008/21/2010 9:47:37 AM
bold-attentive-listing$25.00$25.008/21/2010 11:03:46 AM
favorite-commerce$25.00$25.008/21/2010 11:03:38 AM
SkinnyFish$25.00$25.008/21/2010 3:00:41 PM
ali82$25.00$25.008/21/2010 3:59:32 PM
cogent$26.49$26.498/21/2010 12:39:32 PM
greenback-chairman5$25.00$25.008/21/2010 1:34:03 PM
MasterMind5$40.44$40.448/21/2010 1:48:13 PM
CashCow-Moooo-la$50.00$50.008/21/2010 5:32:41 PM
red-ready-principal$25.00$25.008/21/2010 5:43:19 PM
HelpfulLender1$50.00$50.008/21/2010 9:50:37 PM
mckhbnpc$30.00$30.008/21/2010 4:24:44 PM
fillholdingsllc$25.00$25.008/21/2010 6:34:59 PM
jcw3rd$25.00$25.008/21/2010 8:10:28 PM
penny-sergeant$25.00$25.008/22/2010 7:22:26 AM
Smallbear$25.00$25.008/22/2010 7:32:32 AM
five-star-bonus6$25.00$25.008/22/2010 10:32:18 AM
loanman2007$100.00$100.008/22/2010 12:30:41 PM
willinvest$25.00$25.008/22/2010 11:58:40 AM
paceme1$39.99$39.998/22/2010 7:07:20 PM
eagle1271$30.00$30.008/22/2010 2:25:45 PM
vette_311$100.00$100.008/22/2010 3:46:18 PM
maj0508$100.00$100.008/22/2010 7:16:07 PM
revenue-driver8$30.67$30.678/22/2010 10:02:22 PM
gotbyu$25.00$25.008/22/2010 10:04:56 PM
rate-hickory$25.00$25.008/23/2010 6:11:23 AM
wwwUniversal$25.00$20.918/23/2010 8:27:49 AM
McDeeter$25.00$25.008/23/2010 7:29:29 AM
GS-ROCK$25.00$25.008/23/2010 9:37:55 AM
Champ3295$25.00$25.008/23/2010 9:49:18 AM
jpollar$100.00$100.008/23/2010 10:05:50 AM
ryan6853$25.00$25.008/23/2010 10:58:57 AM
crockett42$50.00$50.008/23/2010 10:38:48 AM
ultimate-peace$33.00$33.008/23/2010 12:51:46 PM
fireferd$100.00$100.008/23/2010 1:54:01 PM
Nerdster1$25.01$25.018/23/2010 2:05:04 PM
110 bids
 
Borrower Payment Dependent Notes Series 472662
This series of Notes was issued and sold upon the funding of the borrower loan #44253, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 6.0% Auction start date:  Aug-23-2010 
  Auction end date:  Aug-30-2010 
 
Starting lender yield: 14.15% Starting borrower rate/APR: 15.15% / 17.32% Starting monthly payment: $521.08
Final lender yield: 14.15% Final borrower rate/APR: 15.15% / 17.32% Final monthly payment: $521.08
 
Auction yield range: 5.89% - 14.15% Estimated loss impact: 6.19%  
Lender servicing fee: 1.00% Estimated return: 7.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-1971 Debt/Income ratio: 24%
Credit score: 800-819 (Aug-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:14y 1m
Amount delinquent: $0 Total credit lines: 21 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,466Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 27%  
   Homeownership: Yes  
Screen name: ingenious-durability7 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
GOAL!!..One Bill.. Keep Bidding
This loan will be used to?Consolidate bills
My financial situation will be better after these are paid off and the three years is a realistic goal.
I am a good candidate for this loan because?I have history of paying off my bills and my wife and I are committed to making
this work us, we have chosen this route after researching options. We are both working full time professionals.
We are invested in each other and our daughter who will be going to college next year.
?Housing: Has always been paid on time along with our other bills.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: You'll be debt free faster and save a lot of money if you use Dave Ramsey's 7 step plan instead, including the Debt Snowball. http://www.daveramsey.com/new/baby-steps/ Good luck, Tom - capitalistpiglet
A: Thank you for idea, actually I have been comparing Dave Ramsey, Mint, and Gale Vaz-Oxlade programs. The Snowball I have read start small others say start biggest. I am thinking for rating repair it maybe better to get all to 30-40% then pay off. Sort of round one then round two. Any suggestions are helpful. (Aug-24-2010)
Q: Do you currently use any budgeting / financial planning software (mint.com, microsoft money, etc...)? What is your monthly budgeting strategy? - on_your_side
A: I have it all set on paper at this point, I read 4 line yellow paper is best to get hands on immediate feedback. But I plan to start with one of the programs very soon, that way spending habits of family can be tracked more easily and changed. (Aug-24-2010)
Q: Forget this nonsense "Dave Ramsey, Mint, and Gale Vaz-Oxlade" stop making them rich. Just spend less money than you make. Do things like take your lunch to work,eat at home, get rid of cable and start reading, take vacations that do not cost much. - jpblan11
A: working on things at that level already...and pay more than minimum (Aug-25-2010)
Q: What are the interest rate/balances on the debts you'll be paying off? And what are you paying monthly to them now? Thanks. - Barrayaran
A: I have been making more than min payment on all, but I have read it is almost better to actually do min on all but one, and hit that one hard then go to next one. High interest is why I am doing this it ranges from 17.9 t0 26.2 on worst one. It will make a huge difference to get that one paid off and easier to move to the next one. Our whole family is invested in getting a life without credit cards. (Aug-29-2010)
4 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Weaverville$25.00$25.008/23/2010 9:59:33 AM
rescue$50.00$50.008/23/2010 10:00:38 AM
hitsman$100.00$100.008/23/2010 10:05:31 AM
socrates520$50.00$50.008/23/2010 10:05:16 AM
j2ee$25.00$25.008/23/2010 10:13:54 AM
simplelender80$250.00$250.008/23/2010 10:06:26 AM
pnace$35.00$35.008/23/2010 10:07:50 AM
reward-planetarium$100.00$100.008/23/2010 10:09:31 AM
generous-deal6$25.00$25.008/23/2010 10:08:51 AM
powerful-finance7$25.00$25.008/23/2010 10:10:47 AM
larrybird$150.00$150.008/23/2010 10:09:43 AM
payout-reaction740$25.00$25.008/23/2010 11:18:33 AM
MGOT-Ken$25.00$25.008/23/2010 10:12:48 AM
maldok1$25.00$25.008/23/2010 10:48:03 AM
don'twannadance$50.00$50.008/23/2010 1:59:43 PM
jimbo29blue$50.00$50.008/23/2010 2:06:17 PM
bountiful-durability$100.00$100.008/23/2010 5:36:50 PM
proper-p2p6$39.33$39.338/23/2010 6:42:09 PM
flexible-duty3$25.00$25.008/23/2010 6:54:45 PM
jigsaw$25.01$25.018/24/2010 7:41:48 AM
bchen78875$25.00$25.008/24/2010 7:16:39 AM
tntmojave$25.00$25.008/24/2010 7:24:26 AM
jbaum$25.00$25.008/24/2010 8:49:04 AM
teller$25.00$25.008/24/2010 9:42:38 AM
on_your_side$25.00$25.008/24/2010 10:39:57 AM
silvercertificate$25.00$25.008/24/2010 11:06:16 AM
best-commanding-funds$25.00$25.008/24/2010 3:05:24 PM
Dakota98$50.00$50.008/24/2010 3:53:39 PM
fairness-kayak$25.00$25.008/24/2010 9:07:55 PM
reflective-rupee$75.00$75.008/25/2010 5:48:06 AM
studious-bonus7$100.00$100.008/25/2010 7:26:35 AM
squarebob$25.00$25.008/25/2010 7:30:58 AM
Sol_Invictus$25.00$25.008/25/2010 10:58:39 AM
108lender$100.00$100.008/25/2010 3:19:03 PM
kain11286$50.00$50.008/25/2010 3:18:40 PM
sdloanhelper$25.00$25.008/25/2010 3:36:46 PM
important-ore$50.00$50.008/25/2010 3:38:14 PM
420limo$50.00$50.008/25/2010 6:15:29 PM
jstnow$25.00$25.008/25/2010 5:05:42 PM
blackstar$25.00$25.008/25/2010 7:12:52 PM
objective-investor$25.00$25.008/25/2010 7:12:58 PM
Fiimg$50.00$50.008/25/2010 7:21:16 PM
Investoman$25.00$25.008/26/2010 6:37:58 AM
blackattak67$25.00$25.008/26/2010 9:40:52 AM
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gracej$25.00$25.008/26/2010 2:07:05 AM
dinero-speaker$25.00$25.008/26/2010 2:43:48 AM
credit-kahuna$50.00$50.008/26/2010 10:20:48 AM
JTHarris$25.00$25.008/26/2010 11:01:56 AM
bullish2bearish$30.00$30.008/26/2010 8:08:29 AM
jaycro$50.00$50.008/26/2010 12:48:20 PM
suk200$25.00$25.008/26/2010 12:48:38 PM
bxdoc$75.00$75.008/26/2010 12:48:45 PM
cutter21$25.00$25.008/26/2010 9:56:24 AM
ijspence$25.00$25.008/26/2010 12:48:50 PM
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rockstar78$25.00$25.008/26/2010 12:50:04 PM
Purple11$75.00$75.008/26/2010 1:31:39 PM
hope-hickory$50.00$50.008/26/2010 2:07:00 PM
openness-cymbal$50.00$50.008/26/2010 11:41:55 AM
flexible-integrity7$50.00$50.008/26/2010 2:39:46 PM
IIP77$25.00$25.008/26/2010 12:47:37 PM
mtquan$25.00$25.008/26/2010 12:49:13 PM
omerta6102$50.00$50.008/26/2010 12:48:24 PM
payout-detective7$25.00$25.008/26/2010 12:48:49 PM
Wellman$100.00$100.008/26/2010 12:49:08 PM
richboy56$34.47$34.478/26/2010 2:05:31 PM
Magog12$50.00$50.008/26/2010 2:06:42 PM
red-power-pecan$50.00$50.008/26/2010 3:12:53 PM
orange-dollar-guild$50.00$50.008/26/2010 3:27:37 PM
rockhound84$25.00$25.008/26/2010 7:44:27 PM
julijask$35.00$35.008/26/2010 5:16:22 PM
DSFinancial$50.00$50.008/26/2010 8:45:43 PM
bill-mushroom$25.00$25.008/27/2010 10:27:53 AM
credit-investor5$50.00$50.008/27/2010 6:55:35 AM
dokiya777$50.00$50.008/27/2010 7:11:06 AM
Rivervale_Westwood$25.00$25.008/27/2010 9:17:28 AM
payout-carnival$50.00$50.008/27/2010 10:28:33 AM
favorite-commerce$50.00$50.008/27/2010 2:32:25 PM
redbomb5$25.00$25.008/27/2010 1:03:05 PM
Lesburger$25.00$25.008/27/2010 2:09:19 PM
wise-deal-panda$50.00$50.008/27/2010 2:11:22 PM
anton$55.38$55.388/27/2010 2:09:26 PM
Mariner3605$25.00$25.008/27/2010 3:50:38 PM
investinFla$25.00$25.008/27/2010 2:20:30 PM
captainzero$50.00$50.008/27/2010 6:38:18 PM
Picopie$50.00$50.008/27/2010 4:38:06 PM
Phantom99$25.00$25.008/27/2010 4:38:17 PM
E-B$50.00$50.008/28/2010 4:24:01 AM
BuzzyBee336$50.00$50.008/27/2010 7:35:57 PM
Vegasjim$25.00$25.008/28/2010 10:10:47 AM
mmckune$25.00$25.008/27/2010 9:59:13 PM
Dap2005$50.00$50.008/27/2010 9:58:47 PM
BONSAY$45.00$45.008/28/2010 12:24:30 PM
PatRichi$25.00$25.008/27/2010 10:43:08 PM
massuot$25.00$25.008/28/2010 12:44:43 PM
kmwvma$25.00$25.008/27/2010 10:27:07 PM
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mspiggybank$100.00$100.008/28/2010 1:07:52 AM
redx$25.00$25.008/28/2010 8:00:30 AM
sweet-exchange$25.00$25.008/28/2010 7:20:42 AM
kbodendorf$25.00$25.008/28/2010 10:15:27 PM
pensacolaborn$50.00$50.008/28/2010 8:07:26 AM
buddy486$25.00$25.008/28/2010 10:32:36 AM
paladin847$50.00$50.008/29/2010 8:36:16 AM
chlebie$25.00$25.008/29/2010 10:24:29 AM
grystndoc$25.00$25.008/29/2010 11:28:43 AM
tender-gold$50.00$50.008/28/2010 1:35:36 PM
Jumbojack$50.00$50.008/29/2010 11:33:53 AM
durban$50.00$50.008/28/2010 3:21:38 PM
Astyanax$50.00$50.008/29/2010 12:52:05 PM
Saleen06$50.00$50.008/28/2010 5:41:22 PM
murlirao2002$25.00$25.008/28/2010 6:00:35 PM
honorable-yield$50.00$50.008/29/2010 2:05:58 PM
CapStack$50.00$50.008/29/2010 2:06:08 PM
saltymt$25.00$25.008/28/2010 8:06:41 PM
cwb8539$25.00$25.008/29/2010 2:52:32 PM
principal-trident$33.75$33.758/29/2010 2:57:52 PM
loss-of-control$25.00$25.008/29/2010 5:30:47 PM
mhammond$50.00$50.008/29/2010 7:57:18 AM
PHI4308$25.00$25.008/29/2010 8:46:22 AM
tomdooley12520$25.00$25.008/29/2010 9:48:19 AM
yertle9$25.00$25.008/29/2010 10:24:41 AM
MattProsper$60.00$60.008/29/2010 9:48:52 PM
52digital$25.00$25.008/29/2010 11:30:15 AM
well-rounded-dinero$50.00$50.008/29/2010 11:31:24 AM
wonderful-revenue0$25.00$25.008/29/2010 11:31:51 AM
hanuman77$45.07$45.078/29/2010 11:34:08 AM
Interloper$30.00$30.008/29/2010 12:00:06 PM
BankofBeth$25.00$25.008/29/2010 12:03:41 PM
shrewd-income$150.00$150.008/30/2010 6:06:00 AM
psalms6612$25.00$25.008/29/2010 12:45:25 PM
BaxterEvil$50.00$50.008/29/2010 1:00:57 PM
benefit-flow$75.00$75.008/29/2010 1:50:28 PM
trustworthy-finance6$100.00$100.008/30/2010 7:15:54 AM
carlover$25.00$25.008/29/2010 2:05:34 PM
historic-nickel$25.00$25.008/29/2010 2:05:46 PM
iolaire$25.00$25.008/29/2010 2:05:41 PM
adir1$50.00$50.008/29/2010 2:05:53 PM
RJTintheBK$100.00$100.008/30/2010 7:37:06 AM
ps2roy$25.00$25.008/29/2010 2:05:50 PM
next2$25.00$25.008/29/2010 2:06:00 PM
Dowanhill$25.00$25.008/29/2010 2:06:09 PM
cclady$100.00$100.008/29/2010 3:23:28 PM
bid-carrier0$50.00$50.008/30/2010 8:01:29 AM
privatebankerva$25.00$25.008/30/2010 8:01:50 AM
leverage-monger$25.00$25.008/30/2010 8:15:10 AM
sensible-order2$32.24$32.248/29/2010 5:13:47 PM
consomedia$50.00$50.008/30/2010 9:42:51 AM
csak13$25.00$25.008/30/2010 4:58:54 AM
justin323$25.00$25.008/30/2010 6:13:55 AM
systemlender$75.00$75.008/30/2010 6:23:22 AM
Lubava$25.00$25.008/30/2010 7:02:50 AM
sail120$25.00$25.008/30/2010 9:33:54 AM
CashBank$25.00$25.008/30/2010 9:34:13 AM
kegs$150.00$150.008/30/2010 9:37:24 AM
DasMula$25.00$25.008/30/2010 8:59:46 AM
dime-vista2$25.00$25.008/30/2010 9:44:17 AM
julijask$50.00$50.008/30/2010 9:51:39 AM
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kegs$150.00$150.008/23/2010 10:03:45 AM
ray1051$25.00$25.008/23/2010 10:00:58 AM
Kaj$30.00$30.008/23/2010 10:07:11 AM
Goodlender42$25.00$25.008/23/2010 10:04:47 AM
ichibon$100.00$100.008/23/2010 10:05:02 AM
loan-wasp$50.00$50.008/23/2010 10:03:55 AM
kulender$50.00$50.008/23/2010 10:13:01 AM
xstreamin$25.00$25.008/23/2010 10:04:38 AM
GElender$50.00$50.008/23/2010 10:05:49 AM
jazzlender$25.00$25.008/23/2010 10:14:26 AM
bid-czar8$50.00$50.008/23/2010 10:06:33 AM
authentic-liberty7$50.00$50.008/23/2010 10:08:02 AM
financelover$25.00$25.008/23/2010 10:08:22 AM
enthralling-deal180$100.00$100.008/23/2010 10:09:06 AM
dreammachine$50.00$50.008/23/2010 10:12:07 AM
EvalCrux$50.00$50.008/23/2010 10:12:32 AM
tech310$50.00$50.008/23/2010 10:14:42 AM
FinDoc$25.00$25.008/23/2010 10:13:40 AM
brightest-affluence-motivator$100.00$100.008/23/2010 11:08:18 AM
420limo$25.00$25.008/23/2010 1:32:00 PM
don'twannadance$50.00$50.008/23/2010 2:00:11 PM
jimbo29blue$50.00$50.008/23/2010 2:05:55 PM
jimbo29blue$61.00$61.008/23/2010 2:06:46 PM
intelligent-platinum1$25.00$25.008/23/2010 3:08:51 PM
Artist_Blue$25.00$25.008/23/2010 3:28:20 PM
ClearCut$50.00$50.008/23/2010 5:29:52 PM
shur$25.00$25.008/23/2010 6:16:45 PM
reflective-rupee$25.00$25.008/23/2010 3:41:39 PM
fishintime$25.00$25.008/23/2010 4:47:49 PM
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dcap3$100.00$100.008/23/2010 8:27:43 PM
designs626$50.00$50.008/24/2010 6:43:44 AM
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credit-panda1$25.00$25.008/24/2010 7:32:36 AM
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principal-bull$25.00$25.008/24/2010 6:04:52 PM
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the-profit-oracle$25.00$25.008/24/2010 7:13:42 PM
friendly-money$100.00$100.008/24/2010 9:20:20 PM
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industrious-silver$50.00$50.008/25/2010 4:45:44 PM
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peso-colonel$50.00$50.008/25/2010 3:36:35 PM
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Bookophile$100.00$100.008/25/2010 4:42:41 PM
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coloradoadam$25.00$25.008/26/2010 2:22:46 AM
the-purposeful-principal$25.00$25.008/25/2010 5:51:52 PM
intelligent-platinum1$25.00$25.008/25/2010 7:00:27 PM
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tech_helper$25.00$25.008/26/2010 3:51:51 AM
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engaging-worth$25.00$25.008/26/2010 12:48:34 PM
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kapahua$25.00$25.008/26/2010 2:14:35 PM
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cathexis$50.00$50.008/26/2010 5:15:11 PM
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Voltaire$50.00$50.008/27/2010 7:02:50 AM
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BeanCownter$50.00$50.008/27/2010 12:07:54 PM
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Ripsaw4U$50.00$50.008/27/2010 1:32:40 PM
elitegoodguy$25.00$25.008/27/2010 1:01:22 PM
hard-working-loot$25.00$25.008/27/2010 3:03:43 PM
bullincage$50.00$50.008/27/2010 3:06:17 PM
nalaari$25.00$25.008/27/2010 2:10:47 PM
Dollars4Rent$25.00$25.008/27/2010 7:58:22 PM
LandE2BG$25.00$25.008/27/2010 9:40:14 PM
donmacprosper$25.00$25.008/27/2010 9:43:22 PM
wise-silver-wonder$25.00$25.008/27/2010 3:03:50 PM
flwah$25.00$25.008/27/2010 10:28:18 PM
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hookUup$25.00$25.008/27/2010 6:07:19 PM
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commitment-farm$30.00$30.008/28/2010 11:32:06 AM
sincere-balance$25.00$25.008/28/2010 11:48:29 AM
BONSAY$50.00$50.008/28/2010 12:24:09 PM
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elloboverde$25.00$25.008/27/2010 10:12:28 PM
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nolahelper$25.00$25.008/29/2010 4:56:00 AM
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Slapshot$25.00$25.008/29/2010 7:53:47 AM
skywise$50.00$50.008/28/2010 12:10:35 PM
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fly99$50.00$50.008/28/2010 2:40:53 PM
chicco$80.00$80.008/29/2010 11:31:44 AM
elitegoodguy$25.00$25.008/28/2010 6:46:22 PM
piter-to-la-investment$25.00$25.008/29/2010 2:03:46 PM
riproaringrapids$25.00$25.008/29/2010 2:03:51 PM
trustworthy-finance6$100.00$100.008/29/2010 2:03:56 PM
Dazz2061$50.00$50.008/28/2010 7:16:43 PM
smart-leverage7$30.00$30.008/29/2010 2:05:47 PM
duty-trajectory$50.00$50.008/29/2010 2:05:54 PM
MicroL$50.00$50.008/29/2010 2:06:02 PM
stylish-transaction$25.00$25.008/29/2010 2:06:12 PM
RR2441$25.00$25.008/28/2010 10:26:46 PM
gdbls$29.09$29.098/29/2010 5:09:18 PM
Blends$50.00$50.008/29/2010 4:30:30 AM
DcUnited$30.00$30.008/29/2010 8:10:30 PM
Sartre$50.00$50.008/29/2010 8:36:14 AM
interest-taiko$186.63$186.638/29/2010 8:14:59 PM
Moxman125$25.00$25.008/29/2010 8:32:04 PM
all_of_that_one$30.00$30.008/29/2010 10:44:48 AM
life-is-great$25.00$25.008/29/2010 11:30:12 AM
inspired-investment8$100.00$100.008/29/2010 11:31:54 AM
Clambake$50.00$50.008/29/2010 11:31:40 AM
KiwiElf$30.34$30.348/29/2010 11:33:32 AM
p2p-eagle9$75.00$75.008/30/2010 4:53:50 AM
loot-heart$50.00$50.008/29/2010 12:03:40 PM
Heliosky77$50.00$50.008/29/2010 1:01:01 PM
RedCentre$101.47$101.478/29/2010 1:07:46 PM
agreement-linkage$25.00$25.008/29/2010 1:51:17 PM
devoider$25.00$25.008/30/2010 7:16:56 AM
UncleSteve3000$25.00$25.008/29/2010 2:05:51 PM
bigdogsafety1$25.00$25.008/29/2010 2:05:45 PM
GotoMoney$50.00$50.008/29/2010 2:06:06 PM
PThor$50.00$50.008/29/2010 2:06:03 PM
coin-spilunker$42.85$42.858/30/2010 7:40:44 AM
epic-balance0$50.00$50.008/29/2010 2:06:10 PM
miked8303$25.00$25.008/30/2010 7:42:55 AM
sparkling-contract7$25.00$25.008/29/2010 3:17:20 PM
haplender$50.00$50.008/29/2010 3:13:54 PM
bnl42$26.03$26.038/29/2010 5:16:08 PM
DadWarbucks$25.00$25.008/29/2010 7:21:36 PM
FlightAttendantBret$50.00$50.008/29/2010 8:14:03 PM
mdrichards$25.00$25.008/29/2010 10:30:31 PM
kegs$300.00$300.008/30/2010 9:51:59 AM
sparkling-contract7$25.00$25.008/30/2010 5:40:44 AM
the-charming-integrity$30.00$30.008/30/2010 6:59:59 AM
auction-workhorse679$37.64$37.648/30/2010 8:52:38 AM
vinyl117$25.00$25.008/30/2010 8:49:04 AM
joyful-power9$50.00$50.008/30/2010 9:50:29 AM
OgOman$50.00$50.008/30/2010 9:51:41 AM
unrivaled-power$100.00$100.008/30/2010 9:46:16 AM
cberthiaume$25.00$25.008/30/2010 9:47:40 AM
think-become$25.00$25.008/30/2010 9:51:37 AM
larrybird$300.00$139.078/30/2010 9:52:59 AM
344 bids
 
Borrower Payment Dependent Notes Series 473078
This series of Notes was issued and sold upon the funding of the borrower loan #44270, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 3.5% Auction start date:  Aug-25-2010 
  Auction end date:  Sep-01-2010 
 
Starting lender yield: 10.15% Starting borrower rate/APR: 11.15% / 13.27% Starting monthly payment: $131.24
Final lender yield: 10.15% Final borrower rate/APR: 11.15% / 13.27% Final monthly payment: $131.24
 
Auction yield range: 3.89% - 10.15% Estimated loss impact: 3.53%  
Lender servicing fee: 1.00% Estimated return: 6.62%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Mar-1997 Debt/Income ratio: 33%
Credit score: 720-739 (Aug-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:5y 6m
Amount delinquent: $0 Total credit lines: 11 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $36,587Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 61%  
   Homeownership: No  
Screen name: dime-bigwig4 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Eliminate Credit Card
Purpose of loan:
This loan will be used to? Pay off credit card

My financial situation:
I am a good candidate for this loan because? I will pay.? Just need a break on high interest rates.? This is a win/win.

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
singletrck$25.00$25.008/30/2010 7:25:28 AM
liederhaus$50.00$50.008/25/2010 2:12:02 PM
kegs$150.00$150.008/25/2010 2:20:40 PM
xstreamin$25.00$25.008/25/2010 2:20:52 PM
Goodlender42$25.00$25.008/25/2010 2:20:59 PM
Weaverville$25.00$25.008/25/2010 2:17:51 PM
GElender$50.00$50.008/25/2010 2:19:05 PM
wise-dedicated-power$25.00$25.008/25/2010 4:25:38 PM
rockhound84$25.00$25.008/26/2010 8:31:12 AM
HT3$25.00$25.008/26/2010 12:05:32 PM
interstellar$50.00$50.008/27/2010 9:56:21 PM
ethicalhumanist$50.00$50.008/28/2010 2:41:16 PM
payout-magician$25.00$25.008/29/2010 10:03:29 AM
all_of_that_one$25.00$25.008/29/2010 10:46:16 AM
dime-vista2$25.00$25.008/30/2010 9:44:39 AM
Stock-Stud$25.00$25.008/30/2010 7:15:29 AM
trade-elm$25.00$25.008/30/2010 10:28:13 AM
Manta_Rai$25.00$25.008/30/2010 2:25:45 PM
dsv$25.00$25.008/30/2010 5:52:29 PM
gjm6d$25.00$25.008/30/2010 8:00:34 PM
suburbanman64$30.00$30.008/30/2010 6:26:58 PM
elvisloans$25.00$25.008/31/2010 6:33:18 AM
credit-vinyl$25.00$25.008/31/2010 10:43:29 AM
shrewd-income$25.00$25.008/31/2010 12:28:06 PM
nimcha$50.00$50.008/31/2010 1:08:15 PM
Rustang$50.00$50.008/31/2010 3:20:34 PM
dmitriy2$25.00$25.008/31/2010 2:07:11 PM
nickm690$50.00$50.008/31/2010 6:32:47 PM
iijaejaeii$25.00$25.008/31/2010 6:53:14 PM
lukeskywalkerkp$26.00$26.008/31/2010 6:58:08 PM
iNet_Investor$25.00$25.008/31/2010 7:46:17 PM
focused-wampum$30.00$30.008/31/2010 8:21:01 PM
micah7345$50.00$50.008/31/2010 4:04:49 PM
relierma$25.00$25.008/31/2010 4:04:02 PM
psonicl$100.00$100.008/31/2010 4:14:22 PM
khamlagirl$25.00$25.009/1/2010 4:48:06 AM
nhm$25.00$25.008/31/2010 8:05:23 PM
Torero06$25.00$25.008/31/2010 8:12:46 PM
finance-symphony7$50.00$50.008/31/2010 9:13:22 PM
leverage-monger$25.00$25.009/1/2010 9:20:10 AM
credit-kahuna$50.00$50.008/31/2010 11:44:41 PM
jcw3rd$25.00$25.008/31/2010 11:42:58 PM
olin5$25.00$25.009/1/2010 4:29:28 AM
agreement-sycamore$40.00$40.009/1/2010 11:33:40 AM
thankful-nickel2$25.00$25.009/1/2010 12:38:13 PM
oldman68$25.00$25.009/1/2010 8:01:01 AM
a-wealth-visionary$39.25$39.259/1/2010 10:30:39 AM
ichibon$150.00$150.008/25/2010 2:21:04 PM
simplelender80$70.96$70.968/25/2010 2:10:36 PM
ray1051$25.00$25.008/25/2010 2:11:00 PM
studious-bonus7$100.00$100.008/25/2010 2:11:14 PM
rescue$50.00$50.008/25/2010 2:18:24 PM
loan-wasp$50.00$50.008/25/2010 2:20:46 PM
socrates520$50.00$31.738/25/2010 2:21:17 PM
wwwUniversal$25.00$25.008/25/2010 3:26:43 PM
octoberfresh$25.00$25.008/26/2010 7:52:04 AM
kokomorock$37.98$37.988/26/2010 9:53:02 AM
IPlayOutsideTheBox$25.00$25.008/26/2010 2:44:08 AM
loyalist1$100.00$100.008/26/2010 10:17:09 AM
chibear34$25.00$25.008/26/2010 5:37:52 AM
dollardave$100.00$100.008/26/2010 9:27:31 AM
outofoffice$50.00$50.008/26/2010 1:48:48 PM
djh47a$25.00$25.008/27/2010 12:52:37 PM
exchange-dreams$25.00$25.008/28/2010 1:09:09 PM
nakane66$25.00$25.008/29/2010 2:49:51 PM
organic-commerce2$42.17$42.178/29/2010 10:10:03 AM
Independenttools$25.00$25.008/30/2010 11:10:26 AM
AuroraRobbin$50.00$50.008/30/2010 12:01:04 PM
principal-bull$25.00$25.008/30/2010 7:35:38 PM
doc1$100.00$100.008/31/2010 8:25:40 AM
patriot897$50.00$50.008/31/2010 8:42:22 AM
SomebodysMom$166.57$166.578/31/2010 9:06:27 AM
itsmaj$50.00$50.008/31/2010 2:01:51 AM
myidear$25.00$25.008/31/2010 3:54:42 AM
ready-agreement5$100.00$100.008/31/2010 12:29:01 PM
jpollar$25.00$25.008/31/2010 6:48:05 AM
SomebodysMom$50.00$50.008/31/2010 1:42:07 PM
otalon$28.09$28.098/31/2010 11:34:04 AM
Ven58$25.00$25.008/31/2010 4:00:05 PM
soular21804$25.00$25.008/31/2010 4:08:44 PM
rdrloan$37.50$37.508/31/2010 3:10:31 PM
hope-hickory$50.00$50.008/31/2010 3:31:29 PM
joflanne$50.00$50.008/31/2010 5:38:15 PM
B1$25.00$25.008/31/2010 5:38:44 PM
GenerousGentleMan$75.00$75.008/31/2010 4:00:56 PM
lonix$25.00$25.008/31/2010 9:14:14 PM
ChemTeacher$25.00$25.008/31/2010 9:56:48 PM
mgking007$26.00$26.008/31/2010 10:36:58 PM
listing-exchanger596$30.32$30.328/31/2010 4:08:10 PM
bold-enriching-capital$38.43$38.438/31/2010 4:51:54 PM
yogi1975$25.00$25.008/31/2010 6:45:35 PM
Knyteguy$25.00$25.008/31/2010 6:45:37 PM
erowis$25.00$25.008/31/2010 7:53:04 PM
scotty61$25.00$25.008/31/2010 8:03:16 PM
Leshan$25.00$25.009/1/2010 9:41:21 AM
serene-capital$25.00$25.009/1/2010 1:53:52 AM
Jtothe3$25.00$25.009/1/2010 2:09:13 PM
alluring-yield5$25.00$25.009/1/2010 8:50:04 AM
rainbowsorbet$25.00$25.009/1/2010 8:53:34 AM
99 bids
 
Borrower Payment Dependent Notes Series 473124
This series of Notes was issued and sold upon the funding of the borrower loan #44281, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.3% Auction start date:  Aug-26-2010 
  Auction end date:  Sep-02-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 39.15% Starting monthly payment: $67.85
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 39.15% Final monthly payment: $67.85
 
Auction yield range: 16.89% - 34.00% Estimated loss impact: 20.31%  
Lender servicing fee: 1.00% Estimated return: 13.69%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Feb-1988 Debt/Income ratio: 15%
Credit score: 640-659 (Aug-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 6 Current / open credit lines: 9 / 12Length of status:29y 7m
Amount delinquent: $8,545 Total credit lines: 51 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $17,228Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 79%  
   Homeownership: Yes  
Screen name: fulfilling-wealth6 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
college supplies
Purpose of loan:
The purpose of this loan is to get the?computer and final college supplies for girlfriend daughter college. Thanks to previous bidders on my last listing but did not get the 3000 funded. We paid the tuition therefore I have reduced loan amoun to 1500. I will like to give more information on the student. She only had to pay 1500 since 98% of her tuition was funded via scholarships. She will attend private college to get pre-vet courses completed then transfer to Virginia Tech to complete VET school. Her ultimate goal is to be VET and specialize in horses. I did not get funded because I am high risk based on?poor decision (main decision was divorce 9 yrs ago and keeping house- lots of equity to pay ex) in the past and now in process of mortgage modification and have already got into a program for credit recovery.?nk for the input. My payment is 954 which is with a debt consolidation which pays all bills. I am in process of loan modification which will make total loan payment (first/second/escrow) 2900 versus 3750 I am paying now. That is big reason for total debt behind). Other than that it is 450 for utilities (cell phone, electric, cable). .?Thanks again for individuals who bidded on last listing.
Monthly net income: $ 10948

Monthly expenses: $
??Housing: $ 3600?
??Insurance: $?70
??Car expenses: $ 200
??Utilities: $ 186
??Phone, cable, internet: $?205
??Food, entertainment: $?200
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 833
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
simplelender80$100.00$100.008/26/2010 2:57:50 PM
reflective-rupee$25.00$25.008/26/2010 3:02:56 PM
kulender$100.00$100.008/30/2010 2:52:26 PM
zone8$50.00$50.008/31/2010 7:00:26 AM
diplomatic-wealth7$25.00$25.008/30/2010 7:11:56 PM
kegs$100.00$100.008/31/2010 4:12:26 PM
larrybird$66.39$66.398/31/2010 7:28:45 PM
joebob78$50.00$50.009/1/2010 2:48:23 PM
head$25.00$25.009/1/2010 2:46:38 PM
orange-dollar-guild$25.00$25.009/1/2010 2:48:08 PM
logical-loyalty0$25.00$25.009/1/2010 2:53:26 PM
capital-galaxy$100.00$100.009/1/2010 8:20:50 PM
iolaire$25.00$23.619/2/2010 7:19:22 AM
income-pillow$50.00$50.009/1/2010 5:43:40 PM
zone6$50.00$50.009/1/2010 7:26:37 PM
Wachocia$25.00$25.009/2/2010 6:10:49 AM
Artist_Blue$25.00$25.009/2/2010 6:16:58 AM
retired272$25.00$25.008/27/2010 2:00:21 PM
AlexTrep$25.00$25.008/29/2010 11:05:44 PM
108lender$25.00$25.008/30/2010 1:44:42 PM
SolarMoonshine$25.00$25.008/31/2010 5:32:40 PM
tjone69$25.00$25.008/31/2010 7:51:38 PM
Mariner3605$25.00$25.009/1/2010 2:46:02 PM
supreme-hope$25.00$25.009/1/2010 2:43:42 PM
bulsa$50.00$50.009/1/2010 2:44:26 PM
tech310$25.00$25.009/1/2010 2:47:59 PM
majestic-currency3$50.00$50.009/1/2010 2:48:27 PM
sweetlan$25.00$25.009/1/2010 2:48:47 PM
famous-bill$50.00$50.009/2/2010 4:55:07 AM
Land_on_your_feet$25.00$25.009/2/2010 6:24:46 AM
brondero$35.00$35.009/1/2010 5:19:40 PM
anton$25.00$25.009/1/2010 7:49:01 PM
moola-monger9$50.00$50.009/2/2010 2:35:59 PM
FASTIZIO_P$25.00$25.009/2/2010 9:34:33 AM
jpollar$25.00$25.009/2/2010 11:00:10 AM
DasMula$25.00$25.009/2/2010 10:54:49 AM
glroark$50.00$50.009/2/2010 11:15:40 AM
37 bids
 
Borrower Payment Dependent Notes Series 473254
This series of Notes was issued and sold upon the funding of the borrower loan #44259, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 9.8% Auction start date:  Aug-26-2010 
  Auction end date:  Sep-02-2010 
 
Starting lender yield: 24.75% Starting borrower rate/APR: 25.75% / 29.26% Starting monthly payment: $120.47
Final lender yield: 24.75% Final borrower rate/APR: 25.75% / 29.27% Final monthly payment: $120.47
 
Auction yield range: 10.89% - 24.75% Estimated loss impact: 10.41%  
Lender servicing fee: 1.00% Estimated return: 14.34%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-1996 Debt/Income ratio: 13%
Credit score: 640-659 (Aug-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 7 / 7Length of status:11y 2m
Amount delinquent: $203 Total credit lines: 35 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $3,147Stated income:$75,000-$99,999
Delinquencies in last 7y: 9 Bankcard utilization: 83%  
   Homeownership: No  
Screen name: rmaceke22 Borrower's state: Illinois Borrower's group: Alternative Financing for School
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 34 ( 89% ) 640-659 (Latest)
Principal borrowed: $2,000.00< 31 days late: 4 ( 11% )  
640-659 (Jun-2007)
640-659 (May-2007)
640-659 (Apr-2007)
640-659 (Apr-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 38  
Description
Pay off a loan
Purpose of loan:
To pay off a loan?that I have with?American General $3,450 and add the rest to my Capital credit card?$1,550

My financial situation:
I am a good candidate for this loan because I just finished apying a loan with Prosper 2 months ago and without troubles.
Monthly net income: $7380.50

Monthly expenses: $ 4018
??Housing: $ 2000
??Insurance: $ 188
??Car expenses: $?400
??Utilities: $ 300
??Phone, cable, internet: $ 180
??Food, entertainment: $ 400
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 150
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
enthusiastic-balance5$50.00$50.008/26/2010 3:07:20 PM
RadCad1$50.00$50.008/26/2010 3:18:03 PM
reflective-rupee$25.00$25.008/26/2010 3:01:41 PM
contract-happiness1$25.00$25.008/26/2010 3:10:05 PM
loyalist1$100.00$100.008/26/2010 3:11:11 PM
treasure-bliss$100.00$100.008/27/2010 5:16:56 AM
WalnutCreekguy$25.00$25.008/27/2010 8:08:51 AM
yield-lion2$30.00$30.008/26/2010 8:45:30 PM
brother_tam$39.16$39.168/27/2010 7:42:49 AM
orange-preeminant-bill$50.00$50.008/27/2010 5:31:48 AM
zipemdown$50.00$50.008/27/2010 6:15:25 AM
cablenews$25.00$25.008/27/2010 8:08:52 AM
SolarMoonshine$25.00$25.008/27/2010 10:31:26 AM
danthemon35$25.00$25.008/27/2010 2:16:08 PM
pmj453$25.00$25.008/28/2010 7:46:21 PM
exchange-dreams$25.00$25.008/28/2010 1:18:59 PM
transaction-mechanic4$25.00$25.008/30/2010 12:49:48 PM
Moe87$25.00$25.008/30/2010 4:18:47 PM
tech310$50.00$50.008/30/2010 9:01:18 PM
AlexTrep$25.00$25.009/1/2010 12:04:41 AM
miked8303$25.00$25.009/1/2010 8:35:06 AM
qtmspin$50.00$50.009/1/2010 10:44:17 AM
Land_on_your_feet$25.00$25.009/1/2010 6:19:29 PM
loss-of-control$25.00$25.009/1/2010 5:38:31 PM
ethicalhumanist$25.00$25.009/2/2010 10:18:39 AM
DasMula$25.00$25.009/2/2010 11:19:28 AM
DoctorJoe$25.00$25.009/2/2010 5:10:58 AM
EliteCapital$25.00$25.009/2/2010 6:17:55 AM
Mikale360$25.00$25.009/2/2010 6:34:42 AM
credit-missile$25.00$25.009/2/2010 2:08:32 PM
Leshan$75.00$75.009/2/2010 8:25:45 AM
marwadi-62$300.00$300.009/2/2010 12:05:27 PM
ultimate-peace$50.00$50.009/2/2010 2:33:00 PM
EBITDA$25.00$25.008/26/2010 3:02:22 PM
bid-czar8$50.00$50.008/26/2010 3:02:09 PM
simplelender80$100.00$100.008/26/2010 3:03:02 PM
investment-thinker4$25.00$25.008/26/2010 6:27:48 PM
fabulous-community4$100.00$100.008/26/2010 8:45:32 PM
frogperson$200.00$200.008/26/2010 8:42:50 PM
ukstevenhawaii$50.00$50.008/27/2010 6:00:39 AM
bountiful-durability$100.00$100.008/28/2010 10:55:38 PM
ommcd$25.00$25.008/30/2010 11:41:22 AM
handshake5$25.00$25.008/30/2010 11:57:37 AM
moola-monger9$50.00$50.008/30/2010 1:50:52 PM
marketplace-spark$25.00$25.008/30/2010 11:10:27 PM
kulender$50.00$50.008/31/2010 4:33:38 PM
108lender$68.29$68.299/1/2010 1:10:23 AM
bchen78875$25.00$9.029/1/2010 11:19:19 AM
twjh$25.00$25.009/1/2010 4:33:44 PM
Smallbear$25.00$25.009/2/2010 6:45:06 AM
bughead$25.00$25.009/1/2010 6:22:38 PM
Sapphicat$50.00$50.009/2/2010 8:41:01 AM
Feyenoord$28.53$28.539/1/2010 7:49:45 PM
brother_tam$200.00$200.009/1/2010 10:14:15 PM
johnk317$25.00$25.009/2/2010 11:47:58 AM
loanman2007$50.00$50.009/2/2010 7:41:33 AM
djkaiser$25.00$25.009/2/2010 10:58:33 AM
shrewd-income$50.00$50.009/2/2010 11:46:19 AM
grampy48$50.00$50.009/2/2010 1:50:39 PM
credit-missile$25.00$25.009/2/2010 2:09:12 PM
Bobtep23$25.00$25.009/2/2010 2:38:44 PM
61 bids
 
Borrower Payment Dependent Notes Series 473294
This series of Notes was issued and sold upon the funding of the borrower loan #44264, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 24.0% Auction start date:  Aug-27-2010 
  Auction end date:  Sep-02-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $135.71
Final lender yield: 32.00% Final borrower rate/APR: 33.00% / 36.68% Final monthly payment: $132.33
 
Auction yield range: 16.89% - 34.00% Estimated loss impact: 25.88%  
Lender servicing fee: 1.00% Estimated return: 6.12%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Sep-1998 Debt/Income ratio: 23%
Credit score: 660-679 (Aug-2010) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:9y 10m
Amount delinquent: $0 Total credit lines: 31 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $27,819Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: busyhsaandmom Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 97% ) 660-679 (Latest)
Principal borrowed: $4,500.00< 31 days late: 1 ( 3% )  
720-739 (Jul-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 36  
Description
GUARANTEED PAYER---great history
Purpose of loan:
This loan will be used to combine several small bills so that they will be in one payment.

My financial situation:
I am a good candidate for this loan because I pay ALL my bills and since my last loan, I have had 2 promotions. This shows my hard working attitude and my commitments to my responsibilities. Also my prior Prosper loan record shows my pay history.

Monthly net income: $ 4200 - mine? 7000 - combined (husband and I)

Monthly expenses: $
??Housing: $?657
??Insurance: $ 200
??Car expenses: $ 650?
??Utilities: $?300
??Phone, cable, internet: $ 200?
??Food, entertainment: $ 200-300
??Clothing, household expenses $ 100-200 average?
??Credit cards and other loans: $ 500
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hi there, could you explain the high amount of revolving credit? What is the average interest? Thanks and good luck with this loan. - green-rapid-openness
A: Not sure if this will answer your question, but I travel for my job and my "corporate" credit card is in my name....so when I travel (which is expensive) those amounts show up on my credit until I get my expense checks and then I pay it off. I hope this makes sense. (Aug-31-2010)
Q: If your household monthly net income is $7000 and you only have $3000 per month in expenses, why are you borrowing $3000? - jpaulnyc
A: We do have other expenses that my husband covers, I did not put every single thing on there...just the bigger things (Aug-31-2010)
Q: Can you explain the $27,819 in revolving credit balance and why your credit score has gone down 40-80 points since your last loan? - nfx
A: I travel for my job very frequently and all my travel expenses are put on my "corporate card"----then as the expense checks come in I pay it off----then I have had several credit inquiries which dropped my credit score (Aug-31-2010)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
frugalinvestor20$25.00$25.008/27/2010 3:06:37 PM
glroark$50.00$50.008/27/2010 2:31:45 PM
reflective-rupee$25.00$25.008/27/2010 2:33:57 PM
Skeptical-one$30.00$30.008/27/2010 2:38:47 PM
return-grizzly$100.00$100.008/28/2010 12:01:54 AM
genuine-integrity0$25.00$25.008/27/2010 8:48:47 PM
SFBank$300.00$129.948/29/2010 7:26:47 AM
lucrative-loan$50.00$50.008/29/2010 7:27:52 AM
enthusiastic-balance5$49.19$49.198/28/2010 6:06:21 PM
fabulous-community4$100.00$100.008/29/2010 7:27:50 AM
boodo$154.69$154.698/29/2010 11:59:29 AM
convergentthinker$25.00$25.008/30/2010 7:59:40 AM
SolarMoonshine$25.00$25.008/29/2010 4:19:56 PM
loanman2007$50.00$50.008/30/2010 5:32:45 AM
healingangel22$25.00$25.008/30/2010 10:00:12 AM
Amber_Stone$25.00$25.008/30/2010 1:44:05 PM
transaction-mechanic4$25.00$25.008/30/2010 12:47:54 PM
pietro_torna_indietro$30.00$30.008/30/2010 10:49:06 PM
icanhasloanz$100.00$100.008/30/2010 6:17:52 PM
golffish2$100.00$100.008/31/2010 4:12:34 AM
Land_on_your_feet$25.00$25.008/31/2010 4:15:37 AM
mhotchan$150.00$150.008/31/2010 7:40:28 AM
yungtiger$85.02$85.028/31/2010 11:10:31 AM
intuitive-bill$25.00$25.008/31/2010 2:22:31 PM
green-rapid-openness$50.00$50.008/31/2010 10:16:02 PM
Graven33$25.79$25.798/31/2010 4:45:24 PM
loss-of-control$25.00$25.008/31/2010 5:56:52 PM
surgeon3$50.00$50.008/31/2010 8:06:49 PM
CommunityArts_Non-profit$50.00$50.009/1/2010 11:05:34 AM
five-star-note$75.00$75.009/1/2010 1:07:50 PM
lucky2$25.00$25.009/1/2010 3:35:43 PM
attractive-rate$25.00$25.009/1/2010 4:57:00 PM
cdfmedic$25.00$25.009/1/2010 5:41:54 PM
mmeyer_jr$30.00$30.009/1/2010 5:35:21 PM
credit-missile$25.00$25.009/1/2010 11:17:03 PM
good4loan$25.00$25.008/27/2010 3:15:20 PM
UCLA4life$42.69$42.698/27/2010 2:37:23 PM
penny-sergeant$25.00$25.008/28/2010 6:25:48 AM
nodebt2012$49.76$49.768/28/2010 11:01:21 AM
yield-lion2$30.00$30.008/29/2010 7:27:51 AM
Kash2010lu$25.00$25.008/29/2010 8:54:37 AM
golffish2$100.00$100.008/30/2010 4:52:58 AM
bambampk$25.00$25.008/30/2010 1:45:01 PM
lendstats_com$157.92$157.928/30/2010 1:27:23 PM
asset-mammal$25.00$25.008/30/2010 3:24:14 PM
bughead$25.00$25.008/30/2010 8:48:30 PM
WonByOne$25.00$25.008/31/2010 11:58:19 AM
good4loan$25.00$25.008/31/2010 2:39:43 PM
eboomer2611$25.00$25.008/31/2010 3:03:36 PM
chato2345$25.00$25.008/31/2010 6:04:28 PM
trident8$25.00$25.008/31/2010 4:18:36 PM
rf7949$25.00$25.009/1/2010 4:48:25 AM
boo_hoo$50.00$50.008/31/2010 6:01:56 PM
rubylender$25.00$25.008/31/2010 6:45:17 PM
green-rapid-openness$50.00$50.008/31/2010 10:15:34 PM
gochargers$25.00$25.009/1/2010 10:15:42 AM
minnesotafinancial$25.00$25.009/1/2010 10:55:47 AM
tdorren$25.00$25.009/1/2010 7:44:36 AM
nfx$25.00$25.009/1/2010 9:28:52 AM
Bob450$30.00$30.009/1/2010 2:00:42 PM
worldly-gold$55.00$55.009/1/2010 2:57:48 PM
LSAR$25.00$25.009/1/2010 4:17:39 PM
coin-explorer$25.00$25.009/1/2010 5:56:33 PM
credit-missile$25.00$25.009/1/2010 11:16:40 PM
investment-thinker4$25.00$25.009/2/2010 3:55:58 AM
chameleon125$75.00$75.009/2/2010 6:29:05 AM
66 bids