Sales Report:Supplement No. 23 dated Aug 30, 2010 to Prospectus dated Jul 26, 2010File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 26, 2010 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 26, 2010 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
469515
This series of Notes was issued and sold upon the funding of the borrower loan #44181, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,800.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.3% |
Auction start date:
| Aug-02-2010 |
| |
Auction end date:
| Aug-08-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $81.42 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 38.72% |
Final monthly payment:
| $81.42 |
| |
|
Auction yield range:
| 16.93% - 34.00% |
Estimated loss impact:
| 20.31% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.69% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-2003 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 660-679 (Aug-2010) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 1y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| p2p-bunny6 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying of some bills
Purpose of loan:
This loan will be used to pay off some small debts I have incurred recently.
My financial situation:
I am a good candidate for this loan because?I make more than enough monthly to pay?back this loan, and I have always payed my bills on time. I guess my prosper score is so low because I dont have any major lines of credit right now.?Also, I just recently moved which?will cut my monthly expenses in half, so??there wont be any issues paying off this loan.
Monthly net income: $ 2600
Monthly expenses: $
??Housing: $ 970/ my half is 485
??Insurance: $ 60
??Car expenses: $ 80
??Utilities: $ Included in rent
??Phone, cable, internet: $ 100
??Food, entertainment: $ 100
??Clothing, household expenses $ 50
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| 108lender | $75.00 | $75.00 | 8/2/2010 11:24:23 AM |
| simplelender80 | $100.00 | $100.00 | 8/2/2010 11:24:41 AM |
| Artist_Blue | $25.00 | $25.00 | 8/2/2010 11:35:40 AM |
| kind-bill-supporter | $25.00 | $25.00 | 8/3/2010 9:13:37 AM |
| cablenews | $25.00 | $25.00 | 8/4/2010 3:18:41 AM |
| inspiring-reward | $100.00 | $100.00 | 8/4/2010 3:13:06 PM |
| pixeldave | $50.00 | $50.00 | 8/5/2010 4:46:07 PM |
| larrybird | $100.00 | $100.00 | 8/5/2010 6:29:01 PM |
| dcap3 | $50.00 | $50.00 | 8/6/2010 3:19:52 PM |
| wampum-chorus3 | $25.00 | $25.00 | 8/6/2010 8:12:38 PM |
| bright-exchange | $25.00 | $25.00 | 8/6/2010 7:59:34 PM |
| nilonc1 | $100.00 | $100.00 | 8/6/2010 8:46:52 PM |
| boo_hoo | $50.00 | $50.00 | 8/7/2010 3:26:47 PM |
| Kash2010lu | $25.00 | $25.00 | 8/8/2010 12:28:43 PM |
| back-scratchers | $25.00 | $25.00 | 8/8/2010 6:15:38 AM |
| nickel-position | $25.00 | $25.00 | 8/8/2010 10:29:58 AM |
| zone8 | $100.00 | $100.00 | 8/2/2010 11:24:58 AM |
| diplomatic-wealth7 | $25.00 | $25.00 | 8/2/2010 11:42:54 AM |
| Rogesparkguy | $25.00 | $25.00 | 8/5/2010 8:23:24 AM |
| kegs | $100.00 | $100.00 | 8/5/2010 6:34:12 PM |
| Cybercusp | $50.00 | $50.00 | 8/6/2010 8:02:57 AM |
| SolarMoonshine | $25.00 | $25.00 | 8/6/2010 10:14:41 AM |
| sensible-trade | $50.00 | $50.00 | 8/6/2010 12:23:32 PM |
| helpishere777 | $25.00 | $25.00 | 8/6/2010 12:38:13 PM |
| KirosPOS | $100.00 | $100.00 | 8/6/2010 1:59:51 PM |
| ComputerCash25 | $25.00 | $25.00 | 8/6/2010 3:06:06 PM |
| cunning-bill | $34.80 | $34.80 | 8/6/2010 3:52:28 PM |
| DHolly | $25.00 | $25.00 | 8/6/2010 4:25:23 PM |
| FASTIZIO_P | $25.00 | $25.00 | 8/6/2010 5:28:03 PM |
| Attract | $25.00 | $25.00 | 8/6/2010 6:17:47 PM |
| rosario1 | $25.00 | $25.00 | 8/6/2010 3:37:40 PM |
| neorunner | $25.00 | $25.00 | 8/6/2010 8:58:21 PM |
| greenwell | $28.27 | $28.27 | 8/7/2010 9:28:13 AM |
| marwadi-62 | $100.00 | $100.00 | 8/7/2010 1:20:24 PM |
| lucrative-coin | $50.00 | $50.00 | 8/7/2010 10:03:54 AM |
| DasMula | $25.00 | $25.00 | 8/7/2010 5:31:16 PM |
| newest-investment-elevator | $50.00 | $36.93 | 8/8/2010 11:43:41 AM |
| www-goldsilverbar-com | $25.00 | $25.00 | 8/8/2010 9:41:50 AM |
| vivacious-p2p3 | $25.00 | $25.00 | 8/8/2010 5:35:58 PM |
| 39 bids
|
Borrower Payment Dependent Notes Series
470463
This series of Notes was issued and sold upon the funding of the borrower loan #44183, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.8% |
Auction start date:
| Aug-09-2010 |
| |
Auction end date:
| Aug-16-2010 |
|
|
Starting lender yield:
| 26.50% |
Starting borrower rate/APR:
| 27.50% / 31.05% |
Starting monthly payment:
| $205.47 |
|
Final lender yield:
| 26.50% |
Final borrower rate/APR:
| 27.50% / 31.05% |
Final monthly payment:
| $205.47 |
| |
|
Auction yield range:
| 10.89% - 26.50% |
Estimated loss impact:
| 11.46% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| May-1984 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 780-799 (Aug-2010) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 2y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,087 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| exponential-commitment0 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
jamila
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| reward-adventure | $30.00 | $30.00 | 8/9/2010 2:51:11 PM |
| personal-lender | $25.00 | $25.00 | 8/9/2010 2:52:10 PM |
| important-openness1 | $100.00 | $100.00 | 8/9/2010 2:56:00 PM |
| reflective-rupee | $25.00 | $25.00 | 8/9/2010 7:05:31 PM |
| simplelender80 | $100.00 | $100.00 | 8/9/2010 5:22:50 PM |
| dynrep | $25.00 | $25.00 | 8/9/2010 5:24:34 PM |
| enthralling-deal180 | $100.00 | $100.00 | 8/10/2010 3:38:12 PM |
| bchen78875 | $25.00 | $25.00 | 8/11/2010 2:40:22 AM |
| kind-bill-supporter | $50.00 | $50.00 | 8/11/2010 11:17:32 AM |
| copper | $50.00 | $50.00 | 8/11/2010 2:19:10 PM |
| BeanCownter | $100.00 | $100.00 | 8/12/2010 10:54:38 AM |
| gelidfrank | $25.00 | $25.00 | 8/12/2010 11:03:42 AM |
| richboy56 | $25.00 | $25.00 | 8/12/2010 3:33:37 PM |
| mercuriant | $25.00 | $25.00 | 8/12/2010 3:34:06 PM |
| inspiring-reward | $100.00 | $100.00 | 8/12/2010 3:35:00 PM |
| magnolia161 | $50.00 | $50.00 | 8/12/2010 3:50:22 PM |
| sensible-trade | $100.00 | $100.00 | 8/12/2010 3:31:41 PM |
| mtp | $50.00 | $50.00 | 8/12/2010 3:32:38 PM |
| hard-working-loot | $25.00 | $25.00 | 8/12/2010 7:42:52 PM |
| bid-czar8 | $50.00 | $50.00 | 8/12/2010 7:13:02 PM |
| wanna-help | $25.00 | $25.00 | 8/13/2010 2:44:35 PM |
| a-power-amigo | $25.00 | $25.00 | 8/13/2010 2:51:48 PM |
| thestartuplender | $50.00 | $50.00 | 8/13/2010 3:01:39 PM |
| dinero-mason | $50.00 | $50.00 | 8/13/2010 2:52:03 PM |
| moola-wildebeest3 | $50.00 | $50.00 | 8/13/2010 3:02:04 PM |
| Jumbojack | $50.00 | $50.00 | 8/13/2010 2:48:13 PM |
| cestesV | $50.00 | $50.00 | 8/13/2010 3:03:45 PM |
| friendlyviking | $50.00 | $50.00 | 8/13/2010 2:52:14 PM |
| payment-gusto | $25.00 | $25.00 | 8/13/2010 3:02:15 PM |
| MONEYMATCH | $25.00 | $25.00 | 8/13/2010 5:08:38 PM |
| beakerfish | $50.00 | $50.00 | 8/13/2010 6:30:16 PM |
| EBITDA | $25.00 | $25.00 | 8/13/2010 5:00:06 PM |
| Bob450 | $25.00 | $25.00 | 8/13/2010 10:55:10 PM |
| Zingaro | $25.00 | $25.00 | 8/13/2010 9:43:52 PM |
| PatRichi | $25.00 | $25.00 | 8/13/2010 10:35:22 PM |
| zorg77 | $25.00 | $25.00 | 8/13/2010 9:16:00 PM |
| turbolozano | $25.00 | $25.00 | 8/14/2010 12:48:05 PM |
| Investoman | $50.00 | $50.00 | 8/15/2010 5:42:23 AM |
| Top_Gun_Lender | $26.00 | $26.00 | 8/15/2010 10:34:43 PM |
| helping-out | $30.00 | $30.00 | 8/15/2010 9:07:26 PM |
| saysana | $25.00 | $25.00 | 8/15/2010 9:38:03 PM |
| intuitive-bill | $50.00 | $50.00 | 8/15/2010 7:45:55 PM |
| Aveon | $50.00 | $50.00 | 8/16/2010 9:46:25 AM |
| FinDoc | $25.00 | $25.00 | 8/16/2010 10:26:55 AM |
| tidy-generosity | $25.00 | $25.00 | 8/16/2010 10:27:34 AM |
| moopi | $25.00 | $25.00 | 8/16/2010 10:33:06 AM |
| somebody32 | $25.00 | $25.00 | 8/16/2010 10:33:40 AM |
| bnlforever | $25.00 | $25.00 | 8/16/2010 10:34:21 AM |
| jcn12321 | $25.00 | $25.00 | 8/16/2010 4:44:46 AM |
| lowrate | $25.00 | $25.00 | 8/16/2010 10:34:42 AM |
| epic-balance0 | $25.00 | $25.00 | 8/16/2010 9:39:26 AM |
| bitano | $50.00 | $50.00 | 8/16/2010 11:17:20 AM |
| x27 | $25.00 | $25.00 | 8/16/2010 10:27:29 AM |
| wwwUniversal | $25.00 | $25.00 | 8/16/2010 11:24:04 AM |
| ITExec | $25.00 | $25.00 | 8/16/2010 10:33:53 AM |
| zeelender | $25.00 | $25.00 | 8/16/2010 10:34:12 AM |
| ouyangers | $25.00 | $25.00 | 8/16/2010 10:34:23 AM |
| murlirao2002 | $25.00 | $25.00 | 8/16/2010 10:34:36 AM |
| DreDub | $50.00 | $50.00 | 8/16/2010 10:34:40 AM |
| loan-fate | $50.00 | $50.00 | 8/16/2010 10:42:31 AM |
| SpectrumFinance | $25.00 | $25.00 | 8/16/2010 11:01:49 AM |
| golden-cat | $25.00 | $25.00 | 8/16/2010 10:29:51 AM |
| TheYellowDart | $25.00 | $25.00 | 8/16/2010 10:31:21 AM |
| direct-yield | $25.00 | $25.00 | 8/16/2010 10:33:10 AM |
| piter-to-la-investment | $25.00 | $25.00 | 8/16/2010 10:33:44 AM |
| KiwiElf | $30.00 | $30.00 | 8/16/2010 10:34:11 AM |
| BlueWave | $28.13 | $28.13 | 8/16/2010 10:34:38 AM |
| SpectrumCapital | $50.00 | $50.00 | 8/16/2010 11:02:01 AM |
| wlm3012 | $25.00 | $25.00 | 8/16/2010 12:20:34 PM |
| balance-handshake7 | $25.00 | $25.00 | 8/9/2010 2:51:50 PM |
| Artist_Blue | $25.00 | $25.00 | 8/9/2010 2:45:51 PM |
| diplomatic-wealth7 | $25.00 | $25.00 | 8/9/2010 2:53:54 PM |
| loyalist1 | $50.00 | $50.00 | 8/9/2010 5:22:53 PM |
| larrybird | $100.00 | $100.00 | 8/10/2010 3:35:23 PM |
| kegs | $100.00 | $100.00 | 8/10/2010 3:35:00 PM |
| asiaratt | $50.00 | $50.00 | 8/11/2010 2:39:23 PM |
| leodaguy | $100.00 | $100.00 | 8/11/2010 2:39:56 PM |
| well-mannered-income3 | $25.00 | $25.00 | 8/11/2010 3:48:15 PM |
| seisen | $50.00 | $50.00 | 8/12/2010 7:08:14 AM |
| top-courteous-peso | $50.00 | $50.00 | 8/12/2010 11:08:40 AM |
| bold-attentive-listing | $25.00 | $25.00 | 8/12/2010 10:58:13 AM |
| cash-spark3 | $25.00 | $25.00 | 8/12/2010 3:32:30 PM |
| AlexTrep | $25.00 | $25.00 | 8/12/2010 3:32:53 PM |
| tolerant-interest4 | $25.00 | $25.00 | 8/12/2010 3:33:21 PM |
| new-social-economist | $25.00 | $25.00 | 8/12/2010 5:13:51 PM |
| economy-producer | $25.00 | $25.00 | 8/13/2010 10:06:55 AM |
| dcap3 | $75.00 | $75.00 | 8/13/2010 1:12:47 PM |
| income-pillow | $50.00 | $50.00 | 8/13/2010 2:49:27 PM |
| gizzywump | $25.00 | $25.00 | 8/13/2010 2:51:28 PM |
| Cybercusp | $25.00 | $25.00 | 8/13/2010 2:44:29 PM |
| life-is-great | $50.00 | $50.00 | 8/13/2010 3:06:47 PM |
| Tycho | $26.00 | $26.00 | 8/13/2010 8:44:56 PM |
| red-power-pecan | $50.00 | $50.00 | 8/13/2010 7:55:34 PM |
| daniel5075 | $57.00 | $57.00 | 8/13/2010 6:55:07 PM |
| JustMee | $25.00 | $25.00 | 8/14/2010 7:10:51 AM |
| well-rounded-dinero | $25.00 | $25.00 | 8/14/2010 6:22:07 AM |
| PotatoLender | $25.00 | $25.00 | 8/14/2010 3:17:10 PM |
| mrzz | $25.00 | $25.00 | 8/15/2010 5:49:39 AM |
| abnvette | $25.00 | $25.00 | 8/15/2010 9:43:37 AM |
| adir1 | $25.00 | $25.00 | 8/15/2010 11:37:27 AM |
| anton | $104.85 | $104.85 | 8/15/2010 1:34:50 PM |
| the-silver-blaster | $35.00 | $35.00 | 8/15/2010 10:27:10 AM |
| kulender | $50.00 | $50.00 | 8/15/2010 11:52:05 AM |
| smart-leverage7 | $30.00 | $30.00 | 8/15/2010 9:22:33 PM |
| asset-trumpeter | $50.00 | $50.00 | 8/16/2010 8:31:26 AM |
| loan_doctor | $25.00 | $25.00 | 8/16/2010 10:31:39 AM |
| schnatty | $25.00 | $25.00 | 8/16/2010 10:33:29 AM |
| tsquared_030 | $25.00 | $25.00 | 8/16/2010 10:33:47 AM |
| IIP77 | $25.00 | $25.00 | 8/16/2010 10:34:02 AM |
| i3urtonair | $25.00 | $25.00 | 8/16/2010 10:34:39 AM |
| Taho | $50.00 | $50.00 | 8/16/2010 11:19:27 AM |
| bullincage | $25.00 | $25.00 | 8/16/2010 10:27:31 AM |
| hste_llc | $50.00 | $50.00 | 8/16/2010 10:33:02 AM |
| Schu | $50.00 | $50.00 | 8/16/2010 10:33:51 AM |
| ChrisKwan | $25.00 | $25.00 | 8/16/2010 10:34:07 AM |
| nick5454 | $25.00 | $25.00 | 8/16/2010 10:34:18 AM |
| famous-bill | $50.00 | $50.00 | 8/16/2010 10:34:33 AM |
| valiant-liberty4 | $25.00 | $25.00 | 8/16/2010 10:34:37 AM |
| foxtrot12 | $50.00 | $28.02 | 8/16/2010 10:34:43 AM |
| umfan123 | $25.00 | $25.00 | 8/16/2010 10:43:19 AM |
| greenback-recruiter | $50.00 | $50.00 | 8/16/2010 9:38:03 AM |
| lostontheedge | $25.00 | $25.00 | 8/16/2010 9:45:22 AM |
| cospilot | $25.00 | $25.00 | 8/16/2010 9:50:01 AM |
| happy-return4 | $25.00 | $25.00 | 8/16/2010 10:28:55 AM |
| scottharr27 | $25.00 | $25.00 | 8/16/2010 10:33:00 AM |
| ferocious-exchange3 | $50.00 | $50.00 | 8/16/2010 10:34:02 AM |
| nildivloans | $25.00 | $25.00 | 8/16/2010 12:47:35 PM |
| johnk317 | $100.00 | $100.00 | 8/16/2010 2:15:32 PM |
| 128 bids
|
Borrower Payment Dependent Notes Series
470673
This series of Notes was issued and sold upon the funding of the borrower loan #44187, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,800.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.8% |
Auction start date:
| Aug-09-2010 |
| |
Auction end date:
| Aug-16-2010 |
|
|
Starting lender yield:
| 26.50% |
Starting borrower rate/APR:
| 27.50% / 31.05% |
Starting monthly payment:
| $115.06 |
|
Final lender yield:
| 26.50% |
Final borrower rate/APR:
| 27.50% / 31.05% |
Final monthly payment:
| $115.06 |
| |
|
Auction yield range:
| 10.89% - 26.50% |
Estimated loss impact:
| 11.46% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-1981 |
Debt/Income ratio:
| 3% |
|
Credit score:
| 640-659 (Jul-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 31y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $963 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 25 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Wills1960 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Lowering my monthly debt
Purpose of loan:
This loan will be used to consolidate small nagging credit cards (approx. $1000.00) and 2 personal loans (approx. $1800) saving me about $200.00 a month.?I will be paying off the credit cards instead of paying the min. payment and getting nowhere on them.? They will be gone for good, as I have already distroyed them and only use my personal checking debit card.? By paying off the personal loans along with the credit card, I will be savings on my monthly debt and be able to use the extra to help my daughter who is going to college with her living expenses.? I have heard of your service from a friend and felt that this would be a good place to continue to build my credit and know the the credit cards will be gone for good!? "Thank you" in advance for your help.
My financial situation:
I am a good candidate for this loan because I have a very stable job that I have been at for 30+ years.? My pay roll check is auto deposited into my account every month on the 10th and 25th.? I have the ability to pay back this loan and have worked hard to correct some unfortunate credit problems in the past.
Monthly net income: $ 3600.00
Monthly expenses: $ 1500.00
??Housing: $ 710.
??Insurance: $ 120.
??Car expenses: $ 350.
??Utilities: $ 120.
??Phone, cable, internet: $ 100.
??Food, entertainment: $ wife?takes?care of
??Clothing, household expenses $ wife takes care of
??Credit cards and other loans: $ will be paid off
??Other expenses: $ 100.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What exactly is your occupation? Will you be retiring prior to this
loan being repaid? Thanks - RecoveryLender
A:
I am a painter for Union Pacific Car Shops, although I have been there since 1978, I can not and will not retired until I'm 60.
(Aug-16-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| reward-adventure | $30.00 | $30.00 | 8/9/2010 2:51:30 PM |
| balance-handshake7 | $25.00 | $25.00 | 8/9/2010 2:51:37 PM |
| Artist_Blue | $25.00 | $25.00 | 8/9/2010 2:46:13 PM |
| diplomatic-wealth7 | $25.00 | $25.00 | 8/9/2010 2:54:04 PM |
| copper | $30.00 | $30.00 | 8/9/2010 5:21:28 PM |
| Havana21 | $25.00 | $25.00 | 8/9/2010 9:12:31 PM |
| worthy-bid8 | $50.00 | $50.00 | 8/10/2010 4:53:55 AM |
| Comoparklender | $25.00 | $25.00 | 8/9/2010 9:43:50 PM |
| WalnutCreekguy | $25.00 | $25.00 | 8/9/2010 9:53:28 PM |
| frogperson | $125.00 | $125.00 | 8/9/2010 9:54:46 PM |
| bodascafe | $25.00 | $25.00 | 8/10/2010 9:34:16 AM |
| pixeldave | $38.63 | $38.63 | 8/10/2010 1:43:19 PM |
| new-peso-concerto | $100.00 | $100.00 | 8/10/2010 5:11:30 PM |
| kegs | $100.00 | $100.00 | 8/11/2010 10:13:37 AM |
| enthralling-deal180 | $54.01 | $54.01 | 8/11/2010 2:40:15 PM |
| larrybird | $100.00 | $100.00 | 8/11/2010 6:25:37 PM |
| reflective-rupee | $25.00 | $25.00 | 8/12/2010 2:33:52 PM |
| top-courteous-peso | $50.00 | $50.00 | 8/12/2010 3:34:03 PM |
| sfmf | $25.00 | $25.00 | 8/12/2010 3:34:21 PM |
| MoneyBag4366 | $25.00 | $25.00 | 8/12/2010 4:04:33 PM |
| asiaratt | $50.00 | $50.00 | 8/13/2010 2:08:33 PM |
| gelidfrank | $25.00 | $25.00 | 8/13/2010 3:05:38 PM |
| leodaguy | $100.00 | $100.00 | 8/13/2010 3:05:57 PM |
| BeanCownter | $51.84 | $51.84 | 8/13/2010 7:31:48 PM |
| randsenterprise | $25.00 | $25.00 | 8/14/2010 12:22:05 PM |
| dynrep | $25.00 | $25.00 | 8/14/2010 4:37:29 PM |
| minnesotafinancial | $25.00 | $25.00 | 8/15/2010 7:35:49 AM |
| lucrative-coin | $50.00 | $50.00 | 8/15/2010 8:20:17 AM |
| the-silver-blaster | $35.00 | $35.00 | 8/15/2010 10:27:20 AM |
| adir1 | $25.00 | $25.00 | 8/15/2010 11:37:50 AM |
| Investoman | $50.00 | $50.00 | 8/15/2010 5:42:38 AM |
| economy-producer | $25.00 | $25.00 | 8/15/2010 3:42:36 PM |
| Ven58 | $25.00 | $25.00 | 8/15/2010 5:32:53 PM |
| sjo1984111 | $50.00 | $50.00 | 8/16/2010 7:41:59 AM |
| tolerant-interest4 | $25.00 | $25.00 | 8/16/2010 11:22:59 AM |
| justme4now | $25.00 | $25.00 | 8/16/2010 10:46:55 AM |
| seisen | $50.00 | $50.00 | 8/16/2010 9:47:53 AM |
| Skeptical-one | $25.00 | $25.00 | 8/16/2010 10:26:47 AM |
| cash-spark3 | $25.00 | $19.28 | 8/16/2010 11:24:12 AM |
| personal-lender | $25.00 | $25.00 | 8/9/2010 2:52:43 PM |
| simplelender80 | $250.00 | $250.00 | 8/9/2010 3:00:02 PM |
| important-openness1 | $100.00 | $100.00 | 8/9/2010 2:56:12 PM |
| Kreditorium | $25.00 | $25.00 | 8/9/2010 7:09:29 PM |
| cablenews | $25.00 | $25.00 | 8/9/2010 5:23:56 PM |
| patriot897 | $25.00 | $25.00 | 8/9/2010 9:53:33 PM |
| authoritative-platinum7 | $25.00 | $25.00 | 8/10/2010 7:47:55 AM |
| bchen78875 | $25.00 | $25.00 | 8/11/2010 2:40:53 AM |
| exchange-dreams | $25.00 | $25.00 | 8/11/2010 8:48:14 PM |
| kind-bill-supporter | $50.00 | $50.00 | 8/12/2010 3:35:21 PM |
| daekpon | $25.00 | $25.00 | 8/12/2010 3:44:10 PM |
| new-social-economist | $25.00 | $25.00 | 8/12/2010 5:17:48 PM |
| bid-czar8 | $50.00 | $50.00 | 8/12/2010 7:13:13 PM |
| mtp | $50.00 | $50.00 | 8/13/2010 4:37:40 PM |
| red-power-pecan | $50.00 | $50.00 | 8/13/2010 7:56:05 PM |
| BrighterSuns | $25.00 | $25.00 | 8/14/2010 1:39:29 PM |
| payment-halo | $25.00 | $25.00 | 8/14/2010 6:40:48 PM |
| kulender | $50.00 | $50.00 | 8/15/2010 11:52:18 AM |
| richboy56 | $25.00 | $25.00 | 8/15/2010 2:15:54 PM |
| helping-out | $30.00 | $30.00 | 8/15/2010 9:07:34 PM |
| skillful-asset5 | $30.00 | $30.00 | 8/15/2010 8:36:41 PM |
| goldmanca | $25.00 | $25.00 | 8/15/2010 9:16:19 PM |
| new-truth-chuckler | $31.24 | $31.24 | 8/15/2010 6:00:20 PM |
| sensible-trade | $100.00 | $100.00 | 8/16/2010 9:26:32 AM |
| EBITDA | $25.00 | $25.00 | 8/16/2010 11:18:20 AM |
| wwwUniversal | $25.00 | $25.00 | 8/16/2010 10:32:00 AM |
| 65 bids
|
Borrower Payment Dependent Notes Series
471363
This series of Notes was issued and sold upon the funding of the borrower loan #44190, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,600.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.2% |
Auction start date:
| Aug-16-2010 |
| |
Auction end date:
| Aug-23-2010 |
|
|
Starting lender yield:
| 33.35% |
Starting borrower rate/APR:
| 34.35% / 38.06% |
Starting monthly payment:
| $206.40 |
|
Final lender yield:
| 33.35% |
Final borrower rate/APR:
| 34.35% / 38.06% |
Final monthly payment:
| $206.40 |
| |
|
Auction yield range:
| 13.89% - 33.35% |
Estimated loss impact:
| 15.74% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.61% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1972 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 640-659 (Aug-2010) |
Inquiries last 6m:
| 3 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 9y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 | Stated income: | $25,000-$49,999 |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,455 | |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| a-p2p-balancer |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paying off credit cards
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $ 3841.52
??Housing: $ 2076
??Insurance: $?133.32
??Car expenses: $ 369.00
??Utilities: $ 236
??Phone, cable, internet: $ 228.92
??Food, entertainment: $ 200
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 330
??Other expenses: $ 268.28
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Humans, this is an excellent investment, let's lend to this one! I know Prosper allows the borrower to pay in full up to 36 months. Will you go the distance or will you pay this loan off sooner? If so, in how many months? PS: Please answer publicly. - hektek22
A:
I do plan to pay it off in 36 months. If I am so lucky to win the lottery or something good happens, I will pay it off sooner.
Sorry for the delay in responding, but I've been trying to repair my kitchen sink.
(Aug-18-2010)
Q:
a-p2p-b, what's your monthly net income please? And where's the money going to go? I hope you knock down some of that cc debt. thank you. good luck - Tono
A:
Monthly net income is $3866.99. This money will go to pay off credit cards which totals $325 a month.
(Aug-20-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| reward-adventure | $30.00 | $30.00 | 8/16/2010 2:42:12 PM |
| personal-lender | $25.00 | $25.00 | 8/16/2010 2:43:39 PM |
| diplomatic-wealth7 | $25.00 | $25.00 | 8/16/2010 2:59:02 PM |
| bid-czar8 | $50.00 | $50.00 | 8/16/2010 2:49:17 PM |
| larrybird | $25.00 | $25.00 | 8/16/2010 7:47:42 PM |
| dcap3 | $50.00 | $50.00 | 8/16/2010 8:53:05 PM |
| EngineerGuru | $100.00 | $100.00 | 8/16/2010 5:37:03 PM |
| principal-mermaid | $37.60 | $37.60 | 8/17/2010 12:55:47 PM |
| hektek22 | $600.00 | $600.00 | 8/18/2010 12:51:02 PM |
| firewomin | $50.00 | $50.00 | 8/18/2010 3:01:03 PM |
| enthralling-deal180 | $100.00 | $100.00 | 8/18/2010 3:01:21 PM |
| asiaratt | $31.90 | $31.90 | 8/19/2010 12:32:14 PM |
| BeanCownter | $100.00 | $100.00 | 8/19/2010 3:30:47 PM |
| jono9999 | $25.00 | $25.00 | 8/20/2010 3:44:01 AM |
| niq4soccer | $25.00 | $25.00 | 8/20/2010 6:45:42 AM |
| income-excellence1 | $50.00 | $50.00 | 8/20/2010 10:41:45 AM |
| copper | $26.23 | $26.23 | 8/20/2010 11:50:21 AM |
| ommcd | $25.00 | $25.00 | 8/20/2010 1:19:53 PM |
| tech310 | $25.00 | $25.00 | 8/20/2010 2:34:04 PM |
| gjm6d | $25.00 | $25.00 | 8/20/2010 2:54:20 PM |
| c2it | $40.00 | $40.00 | 8/21/2010 7:29:11 AM |
| foldingbenny2 | $25.00 | $25.00 | 8/21/2010 11:12:25 AM |
| Evolver | $50.00 | $50.00 | 8/21/2010 7:29:25 PM |
| EretzCapital | $25.00 | $25.00 | 8/22/2010 5:40:55 AM |
| Land_on_your_feet | $40.00 | $40.00 | 8/22/2010 2:35:44 PM |
| kain11286 | $200.00 | $200.00 | 8/22/2010 6:52:11 PM |
| MrPie | $25.00 | $25.00 | 8/23/2010 4:54:04 AM |
| glroark | $50.00 | $50.00 | 8/23/2010 8:06:37 AM |
| Sudoku | $60.00 | $60.00 | 8/23/2010 6:01:26 AM |
| prominence8 | $25.00 | $25.00 | 8/23/2010 9:32:11 AM |
| Runegeld | $50.00 | $50.00 | 8/23/2010 7:09:13 AM |
| Rip128 | $50.00 | $50.00 | 8/23/2010 7:46:33 AM |
| MTF | $25.00 | $25.00 | 8/23/2010 7:47:56 AM |
| bmw2 | $40.00 | $40.00 | 8/23/2010 10:06:22 AM |
| impressive-openness7 | $25.00 | $25.00 | 8/23/2010 10:54:01 AM |
| lucrative-coin | $50.00 | $50.00 | 8/23/2010 1:27:38 PM |
| Nerdster1 | $25.01 | $25.01 | 8/23/2010 2:06:15 PM |
| grampy48 | $25.00 | $25.00 | 8/23/2010 1:09:52 PM |
| aquistoyraul | $25.00 | $25.00 | 8/23/2010 1:18:08 PM |
| reflective-rupee | $25.00 | $25.00 | 8/16/2010 2:47:22 PM |
| simplelender80 | $100.00 | $100.00 | 8/16/2010 2:57:00 PM |
| top-courteous-peso | $25.00 | $25.00 | 8/16/2010 2:50:55 PM |
| balance-handshake7 | $25.00 | $25.00 | 8/16/2010 2:43:27 PM |
| zone8 | $50.00 | $50.00 | 8/16/2010 2:47:02 PM |
| principal-mermaid | $205.84 | $205.84 | 8/16/2010 3:25:03 PM |
| important-openness1 | $100.00 | $100.00 | 8/16/2010 2:56:43 PM |
| Artist_Blue | $25.00 | $25.00 | 8/16/2010 3:33:00 PM |
| kegs | $100.00 | $100.00 | 8/16/2010 3:45:48 PM |
| bchen78875 | $25.00 | $25.00 | 8/17/2010 9:14:10 AM |
| loyalist1 | $50.00 | $50.00 | 8/18/2010 7:34:54 AM |
| helping-out | $30.00 | $30.00 | 8/18/2010 3:01:12 PM |
| the-silver-blaster | $50.00 | $50.00 | 8/18/2010 3:00:51 PM |
| kind-bill-supporter | $47.85 | $47.85 | 8/18/2010 5:10:03 PM |
| reward-planetarium | $67.18 | $67.18 | 8/18/2010 7:47:22 PM |
| AlexTrep | $25.00 | $25.00 | 8/19/2010 10:29:46 AM |
| maple1 | $25.00 | $25.00 | 8/19/2010 10:57:04 AM |
| new-social-economist | $25.00 | $25.00 | 8/19/2010 2:02:09 PM |
| leodaguy | $100.00 | $100.00 | 8/19/2010 3:30:46 PM |
| generous-deal6 | $25.00 | $25.00 | 8/19/2010 3:41:06 PM |
| HackmanBank | $50.00 | $50.00 | 8/19/2010 11:18:53 PM |
| investisure | $52.15 | $52.15 | 8/20/2010 1:17:55 AM |
| head | $25.00 | $25.00 | 8/20/2010 2:10:16 AM |
| inspiring-reward | $100.00 | $100.00 | 8/20/2010 3:19:02 AM |
| logical-loyalty0 | $25.00 | $25.00 | 8/20/2010 6:08:52 AM |
| mtp | $50.00 | $50.00 | 8/20/2010 9:33:04 AM |
| principal-samaritan2 | $25.00 | $25.00 | 8/20/2010 9:42:08 AM |
| extraordinary-transaction | $50.00 | $50.00 | 8/20/2010 10:43:54 AM |
| anton | $150.00 | $135.92 | 8/20/2010 2:20:44 PM |
| Tono | $50.00 | $50.00 | 8/20/2010 4:33:29 PM |
| Bob450 | $25.00 | $25.00 | 8/20/2010 9:44:32 PM |
| cashhelp | $25.00 | $25.00 | 8/21/2010 2:45:01 AM |
| unger | $30.00 | $30.00 | 8/21/2010 3:15:53 PM |
| truelumen | $25.00 | $25.00 | 8/21/2010 7:25:26 PM |
| red-ready-principal | $25.00 | $25.00 | 8/21/2010 5:45:00 PM |
| zone6 | $100.00 | $100.00 | 8/21/2010 5:55:18 PM |
| Amber_Stone | $25.00 | $25.00 | 8/22/2010 7:22:19 AM |
| Whipster | $25.00 | $25.00 | 8/22/2010 12:51:10 PM |
| point-berserker | $25.00 | $25.00 | 8/22/2010 10:57:16 AM |
| tcbmc | $25.00 | $25.00 | 8/22/2010 11:34:48 AM |
| YoungTaxMan | $25.00 | $25.00 | 8/22/2010 6:21:07 PM |
| thankful-nickel2 | $25.00 | $25.00 | 8/22/2010 7:43:18 PM |
| Phatt-Daddy | $50.00 | $50.00 | 8/23/2010 8:56:34 AM |
| ds5184 | $25.00 | $25.00 | 8/23/2010 5:14:40 AM |
| Leshan | $33.33 | $33.33 | 8/23/2010 7:10:28 AM |
| blitz_ac | $25.00 | $25.00 | 8/23/2010 12:39:09 PM |
| www-goldsilverbar-com | $25.00 | $25.00 | 8/23/2010 11:27:29 AM |
| fireferd | $40.00 | $40.00 | 8/23/2010 1:55:49 PM |
| revenue-appraiser | $26.99 | $26.99 | 8/23/2010 1:09:20 PM |
| DasMula | $25.00 | $25.00 | 8/23/2010 1:08:39 PM |
| 89 bids
|
Borrower Payment Dependent Notes Series
472339
This series of Notes was issued and sold upon the funding of the borrower loan #44196, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 24.0% |
Auction start date:
| Aug-20-2010 |
| |
Auction end date:
| Aug-27-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $158.33 |
|
Final lender yield:
| 26.00% |
Final borrower rate/APR:
| 27.00% / 30.54% |
Final monthly payment:
| $142.89 |
| |
|
Auction yield range:
| 16.89% - 34.00% |
Estimated loss impact:
| 25.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 0.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jan-1994 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 660-679 (Aug-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 2y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,472 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| melm_005 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 24 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $4,200.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Jul-2008)
|
|
Principal balance:
| $1,602.02 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 24 | | |
Description
2nd Prspr Ln...Nvr Late...LOW Risk
A BIG THANK YOU goes out to all the lenders who bid on my last listing! Your continued support is MUCH APPRECIATED. I am lowering my loan amount to aid in funding.????????? *********************************************************************************************************************************************************************
The reason I want this loan is to pay off my credit cards. The biggest problem with my credit profile (and likely the reason Prosper gave me a 3) is that my revolving credit in use is 98%. I only want to have one Prosper loan at a time. I plan on trying to get a lower rate in a future listing in a year or so when my Prosper Rating improves. I?d like to improve my overall credit rating.
My Credit Profile and Prosper account history speaks?for itself. I have a steady income and pay my bills on time......this is the reason I am a LOW credit risk.
Monthly net income: $ 1,740.00
Monthly expenses: $ 1316.00
??Housing: $ 370
??Insurance: $ 85
??Car expenses: $ 448
??Utilities: $ 53
??Phone, cable, internet: $ 60
??Food, entertainment: $?300??
??Credit cards and other loans: $ 189
??Retire Prosper Loan?? $-144
? Retire Credit Cards????$-45
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Do you have other debts that are not listed in the Web? - p2ploan-sensation211
A:
No. All I have is my car payment, 2 credit card payments and my current Prosper Loan. The amounts are listed above.
(Aug-21-2010)
Q:
HI,
What is your occupation?
Why do you want to borrow more than your owe (per your revolving balance) ? - p2ploan-sensation211
A:
I am a customer service rep. for a home Medical Supply Company. If you add the current Prosper loan amount and my credit card balances including the Prosper loan fees it does not leave much of a balance. I am trading a lower interest rate for a greater one so I only have one payment instead of two. I will try to refinance this listing in a year or so to get a better interest rate.
(Aug-21-2010)
Q:
You'll be debt free faster and save a lot of money if you use Dave Ramsey's plan instead. http://www.daveramsey.com/new/baby-steps/
Good luck, Tom - capitalistpiglet
A:
Thank you for your advice!
(Aug-23-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| astra-lender | $50.00 | $50.00 | 8/26/2010 3:23:40 PM |
| alexgalt | $100.00 | $100.00 | 8/20/2010 3:39:00 PM |
| DobieDame | $50.00 | $50.00 | 8/21/2010 7:19:06 PM |
| atomantic | $25.00 | $25.00 | 8/24/2010 9:02:33 AM |
| good4loan | $25.00 | $25.00 | 8/24/2010 12:21:52 PM |
| WonByOne | $25.00 | $25.00 | 8/25/2010 11:43:12 AM |
| lender12345 | $25.00 | $25.00 | 8/25/2010 3:27:46 PM |
| Chillito | $34.00 | $34.00 | 8/26/2010 12:52:44 AM |
| lendstats_com | $200.00 | $200.00 | 8/26/2010 2:07:38 PM |
| Cory79 | $25.00 | $25.00 | 8/26/2010 4:04:40 PM |
| Elevate2012 | $25.00 | $25.00 | 8/26/2010 10:06:29 PM |
| nashibaksi | $25.00 | $25.00 | 8/26/2010 7:35:30 PM |
| admirable-credit | $25.00 | $25.00 | 8/26/2010 10:27:16 PM |
| kendigme | $25.00 | $25.00 | 8/27/2010 3:37:59 AM |
| nfx | $30.00 | $30.00 | 8/27/2010 7:08:27 AM |
| Starfin-Capital-Management | $100.00 | $100.00 | 8/27/2010 5:06:27 AM |
| RandyL3 | $25.00 | $25.00 | 8/27/2010 8:02:01 AM |
| loanman2007 | $100.00 | $100.00 | 8/27/2010 6:48:40 AM |
| DasMula | $25.00 | $25.00 | 8/27/2010 9:48:14 AM |
| bmw2 | $70.00 | $70.00 | 8/27/2010 9:20:24 AM |
| eboomer2611 | $25.00 | $25.00 | 8/27/2010 1:11:00 PM |
| pmj453 | $25.00 | $25.00 | 8/27/2010 10:53:53 AM |
| MasterMind5 | $50.00 | $50.00 | 8/27/2010 2:12:52 PM |
| bonus-quark4 | $27.85 | $27.85 | 8/27/2010 2:17:06 PM |
| tjsmom1006 | $31.49 | $31.49 | 8/27/2010 12:35:35 PM |
| sturdy-peace9 | $50.00 | $50.00 | 8/27/2010 12:14:00 PM |
| pbnjelly | $34.05 | $34.05 | 8/27/2010 12:25:03 PM |
| madamlulu | $50.00 | $50.00 | 8/27/2010 12:32:55 PM |
| transaction-mechanic4 | $25.00 | $25.00 | 8/27/2010 1:15:50 PM |
| Astyanax | $75.00 | $75.00 | 8/27/2010 12:51:39 PM |
| Land_on_your_feet | $29.07 | $29.07 | 8/27/2010 1:17:04 PM |
| pietro_torna_indietro | $29.65 | $29.65 | 8/27/2010 1:28:56 PM |
| CMDCO | $49.14 | $49.14 | 8/27/2010 1:43:44 PM |
| clemclan | $25.00 | $25.00 | 8/27/2010 1:20:11 PM |
| paul1 | $25.00 | $25.00 | 8/27/2010 1:44:00 PM |
| gochargers | $50.00 | $50.00 | 8/27/2010 2:14:04 PM |
| UCLA4life | $50.00 | $34.64 | 8/20/2010 2:45:50 PM |
| Bank_of_Smitty33 | $31.53 | $31.53 | 8/24/2010 7:40:56 PM |
| brondero | $70.00 | $70.00 | 8/25/2010 5:58:22 AM |
| wlm3012 | $25.00 | $25.00 | 8/25/2010 11:11:39 AM |
| CoolPlexer | $25.00 | $25.00 | 8/25/2010 5:19:42 PM |
| realtormoises | $25.00 | $25.00 | 8/25/2010 7:19:28 PM |
| marwadi-62 | $100.00 | $100.00 | 8/26/2010 8:39:21 AM |
| BlueProteus | $25.00 | $25.00 | 8/26/2010 3:07:33 PM |
| Leshan | $100.00 | $100.00 | 8/26/2010 4:16:23 PM |
| good4loan | $25.00 | $25.00 | 8/26/2010 3:40:42 PM |
| lucky2 | $25.00 | $25.00 | 8/26/2010 4:24:44 PM |
| vette_311 | $50.00 | $50.00 | 8/26/2010 8:24:23 PM |
| vest_vortex | $25.00 | $25.00 | 8/26/2010 4:36:13 PM |
| stevexs | $25.00 | $25.00 | 8/26/2010 5:08:32 PM |
| credit-missile | $36.61 | $36.61 | 8/26/2010 9:34:18 PM |
| MrRooster101 | $25.00 | $25.00 | 8/27/2010 1:05:20 AM |
| kindness-venture1 | $25.00 | $25.00 | 8/27/2010 4:22:18 AM |
| bughead | $25.00 | $25.00 | 8/26/2010 5:48:53 PM |
| thankful-nickel2 | $25.00 | $25.00 | 8/26/2010 6:03:44 PM |
| EretzCapital | $70.00 | $70.00 | 8/27/2010 7:47:24 AM |
| jpollar | $25.00 | $25.00 | 8/26/2010 6:26:53 PM |
| marinbb | $25.00 | $25.00 | 8/26/2010 6:59:55 PM |
| goodcents | $25.00 | $25.00 | 8/26/2010 6:43:13 PM |
| COCHINOBOY | $30.00 | $30.00 | 8/27/2010 10:10:46 AM |
| Moe87 | $25.00 | $25.00 | 8/27/2010 5:53:31 AM |
| Tahoeman | $25.00 | $25.00 | 8/27/2010 11:18:10 AM |
| Socorro_Capital_Partners | $25.00 | $25.00 | 8/27/2010 5:49:15 AM |
| Kyileo | $25.00 | $25.00 | 8/27/2010 8:27:24 AM |
| revenue-driver8 | $31.55 | $31.55 | 8/27/2010 9:49:02 AM |
| grampy48 | $25.00 | $25.00 | 8/27/2010 12:49:47 PM |
| El_Profesional | $50.00 | $50.00 | 8/27/2010 10:13:04 AM |
| DHolly | $25.00 | $25.00 | 8/27/2010 10:47:22 AM |
| Chesterite | $80.00 | $80.00 | 8/27/2010 11:25:45 AM |
| order-bee1 | $400.00 | $400.00 | 8/27/2010 2:31:32 PM |
| soyeddie | $30.00 | $30.00 | 8/27/2010 12:46:50 PM |
| bullish2bearish | $38.56 | $38.56 | 8/27/2010 12:29:58 PM |
| coldfuzion | $27.66 | $27.66 | 8/27/2010 1:10:18 PM |
| Kash2010lu | $25.00 | $25.00 | 8/27/2010 1:52:46 PM |
| Feyenoord | $49.20 | $49.20 | 8/27/2010 2:09:09 PM |
| MasterMind5 | $50.00 | $50.00 | 8/27/2010 2:33:22 PM |
| proton346 | $25.00 | $25.00 | 8/27/2010 2:33:32 PM |
| myduck | $35.00 | $35.00 | 8/27/2010 2:37:34 PM |
| 78 bids
|
Borrower Payment Dependent Notes Series
472381
This series of Notes was issued and sold upon the funding of the borrower loan #44212, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.3% |
Auction start date:
| Aug-20-2010 |
| |
Auction end date:
| Aug-27-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 41.35% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 33.00% |
Final borrower rate/APR:
| 34.00% / 40.32% |
Final monthly payment:
| $44.67 |
| |
|
Auction yield range:
| 16.89% - 34.00% |
Estimated loss impact:
| 20.25% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.75% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1996 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 640-659 (Aug-2010) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 4 |
Current / open credit lines:
| 4
/
4 | Length of status: | 6y 8m |
|
Amount delinquent:
| $3,921 |
Total credit lines:
| 24 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $372 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 7% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| builder144 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
school district emp. repaying debt
Purpose of loan:
This loan will be used to repay some high interest payday loans and? get out of the payday loan cycle.
My financial situation:
I am a good candidate for this loan because I hold a steady state government job in California. I have been with my current employer (a school district) for the past 7 years going strong. My household expenses are shared with my wife who holds a steady banking job. I believe I have the financial capacity to repay and look forward to getting out of the payday loan cycle and building a secure future for my family and self. Thanks in advance for your consideration.
Monthly net income: $ 4000
Monthly expenses: $ 400
??Housing: $1500
??Insurance: $40
??Car expenses: $200
??Utilities: $100
??Phone, cable, internet: $50
??Food, entertainment: $50
??Clothing, household expenses $200
??Credit cards and other loans: $100
??Other expenses: $150
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
You'll be debt free faster and save a lot of money if you use Dave Ramsey's plan instead. http://www.daveramsey.com/new/baby-steps/
Good luck, Tom - capitalistpiglet
A:
Thanks Tom, I actually just received a package from daveramsey and I hope to learn a lot.
(Aug-23-2010)
Q:
see my page please, and rework you arithmetic. good luck - Tono
A:
Ok thanks Tono
(Aug-23-2010)
Q:
That's awesome! May God richly bless you in your efforts. Tom - capitalistpiglet
A:
Much appreciated Tom.
(Aug-23-2010)
Q:
Your total monthly income minus expenses is more than $1000 (the loan value). Why not just use that for the $1k you're looking for. Or do you have more expenses that you are not reporting? - minnesotafinancial
A:
Dear Tompau and all other bidders, I sincerely apologize for my error. First, I used my gross income rather than net which is actually $3000. Total expenses are $2390 as listed. What I listed as total expense was a typo.
Unfortunately, prosper does not allow edits once a listing is live, and I understand why. I apologize and will be sure to double check my listings before I post in future. My intention is to be as sincere and transparent as possible.
Best regards.
(Aug-25-2010)
Q:
Please can you tell us about the current delinquencies on your report, 4 for $3800 approx? - circle
A:
My current delinquencies are with bank of america, citibank, hsbc and wells fargo.
The first 3 are credit cards that I fell behind on but still making payments on. The wells fargo was a checking account that got charged off with overdraft fees etc. this was sent to collections and I am on a repayment plan with the collector. The credit card accounts are delinquent but I am working on resolving them.
(Aug-25-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| SolarMoonshine | $25.00 | $25.00 | 8/22/2010 6:42:02 PM |
| Bob450 | $25.00 | $25.00 | 8/26/2010 9:52:33 AM |
| wlm3012 | $25.00 | $25.00 | 8/26/2010 1:13:15 PM |
| newstar2000 | $25.00 | $25.00 | 8/26/2010 2:46:32 PM |
| Land_on_your_feet | $30.00 | $30.00 | 8/26/2010 2:58:10 PM |
| Leshan | $25.00 | $25.00 | 8/26/2010 4:17:45 PM |
| UCLA4life | $25.00 | $25.00 | 8/26/2010 6:00:37 PM |
| ProjectVenture | $25.00 | $25.00 | 8/27/2010 7:37:37 AM |
| Free-the-usa-1776 | $25.00 | $9.26 | 8/26/2010 8:33:06 PM |
| aztocas | $25.00 | $25.00 | 8/26/2010 8:14:52 PM |
| mrxtravis | $29.55 | $29.55 | 8/27/2010 11:18:00 AM |
| Cambium | $27.00 | $27.00 | 8/27/2010 4:32:02 AM |
| finance-elevator | $25.00 | $25.00 | 8/27/2010 4:55:05 AM |
| Starfin-Capital-Management | $50.00 | $50.00 | 8/27/2010 8:09:01 AM |
| Sudoku | $50.00 | $50.00 | 8/27/2010 10:32:00 AM |
| realtormoises | $25.00 | $25.00 | 8/27/2010 1:14:33 PM |
| mespeedy36 | $25.00 | $25.00 | 8/27/2010 2:14:44 PM |
| icon7 | $25.00 | $25.00 | 8/27/2010 2:11:28 PM |
| gold-cluster | $100.00 | $100.00 | 8/26/2010 8:27:47 AM |
| CoolPlexer | $25.00 | $25.00 | 8/26/2010 5:29:45 PM |
| DonDiego | $25.00 | $25.00 | 8/26/2010 9:10:53 PM |
| tornandfrayed | $28.53 | $28.53 | 8/27/2010 5:36:17 AM |
| a-successful-credit | $25.00 | $25.00 | 8/26/2010 5:52:13 PM |
| marwadi-62 | $50.00 | $50.00 | 8/26/2010 5:58:40 PM |
| Tizzo27 | $47.03 | $47.03 | 8/26/2010 6:15:23 PM |
| capital-kingdom | $50.00 | $50.00 | 8/27/2010 8:49:02 AM |
| Skeptical-one | $25.00 | $25.00 | 8/27/2010 7:59:29 AM |
| beans53 | $25.00 | $25.00 | 8/27/2010 8:37:24 AM |
| aquistoyraul | $25.00 | $25.00 | 8/27/2010 1:20:06 PM |
| moola-monger9 | $53.63 | $53.63 | 8/27/2010 11:54:51 AM |
| kevlar | $25.00 | $25.00 | 8/27/2010 1:03:35 PM |
| 31 bids
|
Borrower Payment Dependent Notes Series
472407
This series of Notes was issued and sold upon the funding of the borrower loan #44184, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.8% |
Auction start date:
| Aug-20-2010 |
| |
Auction end date:
| Aug-27-2010 |
|
|
Starting lender yield:
| 26.50% |
Starting borrower rate/APR:
| 27.50% / 31.05% |
Starting monthly payment:
| $246.56 |
|
Final lender yield:
| 26.50% |
Final borrower rate/APR:
| 27.50% / 31.05% |
Final monthly payment:
| $246.56 |
| |
|
Auction yield range:
| 10.89% - 26.50% |
Estimated loss impact:
| 11.46% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 700-719 (Aug-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 3y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,265 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| agreement-geyser |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay for Grad School
Purpose of loan:
This loan will be used to?
Pay for Graduate School tution.? I am almost finished!
My financial situation:
I am a good candidate for this loan because?
I always pay my bills on time.? My husband helps to pay for the bills listed below, but his income is not included because the loan is for me.? I see higher paying jobs available, which I meet all of the qualifications, except I do not have my masters degree.??
Monthly net income: $ 3,987
Monthly expenses: $
??Housing: $ 1100
??Insurance: $ 75
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $ 100
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 800
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
I think you?re a great candidate to pledge / bid for!!.What's your share of the monthly rent (or mortgage) and what's your significant others? Also, what do you pay monthly toward the auto lease (or car loan) and what does your significant other pay? - SmartConsolidation
A:
My share of the monthly rent is one-half ($550) and this includes utilities. I pay the full amout for the car loan.
(Aug-23-2010)
Q:
$3,987 X 12 = $47,844?? What is your monthly income after taxes are withheld (net income)? - SmartConsolidation
A:
After taxes are withheld and a contribution is made into my retirement account my net monthly income is $2,700.48.
(Aug-23-2010)
Q:
Do you have an IRA, 401k, or 403b? If so, what's a rough estimate of the value? Unlike a Pension fund, these have cash value and can be partially withdrawn. ONLY do this if behind on payments to save your credit. Penalties to cash in are STEEP! - SmartConsolidation
A:
I have about $2,000 in an IRA and about $20,000 in a 401k.
(Aug-23-2010)
Q:
What's your husband's job? How many years does he work in his field?
What's your major? What do you plan to do after you graduate?
How soon do you think you will find a job?
Thanks, - p2ploan-sensation211
A:
My husband is a self employed residential contractor. He has been self employed for ten years and has been in the field twelve years. My major is public administration. I am currently employed for a small city as the city manager. After I graduate, I would like to find a city manager position with a larger city.
(Aug-27-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| bid-czar8 | $50.00 | $50.00 | 8/20/2010 2:46:55 PM |
| reflective-rupee | $25.00 | $25.00 | 8/20/2010 2:48:53 PM |
| balance-handshake7 | $25.00 | $25.00 | 8/20/2010 6:54:02 PM |
| BlindJoeDeath | $50.00 | $50.00 | 8/20/2010 9:34:02 PM |
| mizon291 | $50.00 | $50.00 | 8/21/2010 9:30:29 AM |
| beakerfish | $100.00 | $100.00 | 8/21/2010 10:48:47 AM |
| enthusiastic-balance5 | $50.00 | $50.00 | 8/21/2010 3:09:13 PM |
| thorough-exchange4 | $25.00 | $25.00 | 8/21/2010 4:18:50 PM |
| simplelender80 | $43.26 | $43.26 | 8/23/2010 8:05:44 AM |
| reward-adventure | $30.00 | $30.00 | 8/23/2010 3:38:38 PM |
| ommcd | $25.00 | $25.00 | 8/24/2010 3:17:09 PM |
| important-openness1 | $100.00 | $100.00 | 8/24/2010 4:56:40 PM |
| extraordinary-transaction | $50.00 | $50.00 | 8/25/2010 11:50:56 AM |
| shur | $25.00 | $25.00 | 8/25/2010 2:44:30 PM |
| larrybird | $100.00 | $100.00 | 8/25/2010 3:39:51 PM |
| lagnisiruk | $50.00 | $50.00 | 8/25/2010 3:41:25 PM |
| prophetofomaha | $50.00 | $50.00 | 8/25/2010 3:43:17 PM |
| orange-dollar-guild | $25.00 | $25.00 | 8/25/2010 7:55:33 PM |
| bchen78875 | $25.00 | $25.00 | 8/25/2010 4:33:25 PM |
| wonder3 | $35.00 | $35.00 | 8/26/2010 6:08:18 AM |
| kain11286 | $50.00 | $50.00 | 8/26/2010 2:20:54 PM |
| dcap3 | $50.00 | $50.00 | 8/26/2010 2:36:42 PM |
| teller | $25.00 | $25.00 | 8/26/2010 11:35:58 AM |
| AlexTrep | $25.00 | $25.00 | 8/26/2010 2:34:28 PM |
| inspiring-reward | $100.00 | $100.00 | 8/26/2010 2:36:19 PM |
| squarebob | $25.00 | $25.00 | 8/26/2010 2:20:48 PM |
| fairness-kayak | $25.00 | $25.00 | 8/26/2010 2:37:23 PM |
| wwwUniversal | $25.00 | $25.00 | 8/26/2010 3:10:57 PM |
| calkidd05 | $25.00 | $25.00 | 8/26/2010 3:14:01 PM |
| gotjack | $25.00 | $25.00 | 8/26/2010 2:56:08 PM |
| maple1 | $25.00 | $25.00 | 8/26/2010 3:15:18 PM |
| payment-gusto | $25.00 | $25.00 | 8/26/2010 3:17:14 PM |
| industrious-silver | $50.00 | $50.00 | 8/26/2010 3:18:13 PM |
| return-pumpkin7 | $25.00 | $25.00 | 8/26/2010 3:19:58 PM |
| Leshan | $33.33 | $33.33 | 8/26/2010 4:30:17 PM |
| Trevor_C | $25.00 | $25.00 | 8/26/2010 3:11:15 PM |
| reward-planetarium | $100.00 | $100.00 | 8/26/2010 3:14:19 PM |
| firewomin | $50.00 | $50.00 | 8/26/2010 3:14:51 PM |
| contract-game-changer | $50.00 | $50.00 | 8/26/2010 3:15:04 PM |
| MGOT-Ken | $50.00 | $50.00 | 8/26/2010 3:15:08 PM |
| mtp | $50.00 | $50.00 | 8/26/2010 3:16:20 PM |
| revenue-locomotive | $26.00 | $26.00 | 8/26/2010 3:14:08 PM |
| dreammachine | $50.00 | $50.00 | 8/26/2010 3:14:56 PM |
| BeanCownter | $74.22 | $74.22 | 8/26/2010 3:15:47 PM |
| worth-quark | $25.00 | $25.00 | 8/26/2010 3:16:43 PM |
| richboy56 | $25.00 | $25.00 | 8/26/2010 6:37:24 PM |
| head | $25.00 | $25.00 | 8/26/2010 6:37:42 PM |
| Helenska11 | $25.00 | $25.00 | 8/26/2010 6:38:22 PM |
| asmithj | $30.76 | $30.76 | 8/26/2010 6:38:28 PM |
| kind-bill-supporter | $50.00 | $50.00 | 8/26/2010 3:17:23 PM |
| adir1 | $25.00 | $25.00 | 8/26/2010 6:38:47 PM |
| SeaDevil | $27.37 | $27.37 | 8/26/2010 6:38:52 PM |
| economy-balance | $25.00 | $25.00 | 8/26/2010 6:39:07 PM |
| S-Master | $25.00 | $22.82 | 8/26/2010 6:39:13 PM |
| Whipster | $75.00 | $75.00 | 8/26/2010 6:11:19 PM |
| johnk317 | $50.00 | $50.00 | 8/27/2010 6:27:31 AM |
| Dglue2gether | $50.00 | $50.00 | 8/26/2010 6:38:08 PM |
| andypbe | $25.00 | $25.00 | 8/26/2010 6:38:14 PM |
| streak269 | $25.00 | $25.00 | 8/26/2010 6:38:18 PM |
| ChrisJB | $25.00 | $25.00 | 8/26/2010 6:38:24 PM |
| economy-producer | $25.00 | $25.00 | 8/26/2010 6:38:44 PM |
| GreenNotes | $34.22 | $34.22 | 8/26/2010 6:38:51 PM |
| FeedTheMachine | $68.24 | $68.24 | 8/26/2010 6:38:56 PM |
| authoritative-capital | $25.00 | $25.00 | 8/26/2010 6:39:02 PM |
| umfan123 | $25.00 | $25.00 | 8/26/2010 6:40:45 PM |
| WillyBobba | $25.00 | $25.00 | 8/26/2010 6:38:09 PM |
| MONEYMATCH | $25.00 | $25.00 | 8/26/2010 6:38:15 PM |
| gelidfrank | $25.00 | $25.00 | 8/26/2010 6:38:25 PM |
| new-thrilling-principal | $25.00 | $25.00 | 8/26/2010 6:38:33 PM |
| cash-spark3 | $25.00 | $25.00 | 8/26/2010 6:38:46 PM |
| bonus-zone | $33.09 | $33.09 | 8/26/2010 6:39:00 PM |
| p2ploan-sensation211 | $25.00 | $25.00 | 8/26/2010 7:16:55 PM |
| Bob450 | $25.00 | $25.00 | 8/26/2010 9:52:50 PM |
| EBITDA | $25.00 | $25.00 | 8/20/2010 5:05:10 PM |
| skuba | $25.00 | $25.00 | 8/21/2010 12:22:17 AM |
| Artist_Blue | $25.00 | $25.00 | 8/22/2010 1:24:21 AM |
| Gibbyland | $50.00 | $50.00 | 8/21/2010 10:24:58 PM |
| DadWarbucks | $25.00 | $25.00 | 8/23/2010 6:53:57 AM |
| RadCad1 | $50.00 | $50.00 | 8/23/2010 9:47:45 AM |
| personal-lender | $25.00 | $25.00 | 8/23/2010 5:29:11 PM |
| zipemdown | $50.00 | $50.00 | 8/24/2010 5:43:08 PM |
| diplomatic-wealth7 | $25.00 | $25.00 | 8/25/2010 6:57:26 AM |
| HiccupinGminor | $50.00 | $50.00 | 8/25/2010 2:44:13 PM |
| j-lender | $50.00 | $50.00 | 8/25/2010 2:45:09 PM |
| kegs | $100.00 | $100.00 | 8/25/2010 2:46:29 PM |
| loyalist1 | $25.00 | $25.00 | 8/25/2010 3:41:38 PM |
| extraordinary-interest1 | $50.00 | $50.00 | 8/25/2010 3:46:05 PM |
| 108lender | $100.00 | $100.00 | 8/25/2010 6:10:58 PM |
| important-ore | $50.00 | $50.00 | 8/26/2010 3:22:27 AM |
| helping-out | $30.00 | $30.00 | 8/26/2010 2:44:32 AM |
| senorzookeeper | $25.00 | $25.00 | 8/26/2010 5:06:44 AM |
| contract-happiness1 | $25.00 | $25.00 | 8/26/2010 9:37:22 AM |
| Abstract | $25.00 | $25.00 | 8/26/2010 10:16:05 AM |
| harmonious-revenue7 | $50.00 | $50.00 | 8/26/2010 2:20:53 PM |
| the-silver-blaster | $35.00 | $35.00 | 8/26/2010 2:37:38 PM |
| tech310 | $50.00 | $50.00 | 8/26/2010 2:36:50 PM |
| enthralling-deal180 | $100.00 | $100.00 | 8/26/2010 2:20:46 PM |
| zone6 | $100.00 | $100.00 | 8/26/2010 2:44:16 PM |
| safe-velocity4 | $50.00 | $50.00 | 8/26/2010 3:13:44 PM |
| the-loyalty-enlightenment | $25.00 | $25.00 | 8/26/2010 3:14:46 PM |
| Grandmahoneybee | $30.00 | $30.00 | 8/26/2010 3:15:12 PM |
| TennSquire | $50.00 | $50.00 | 8/26/2010 3:15:16 PM |
| cash-medalist3 | $25.00 | $25.00 | 8/26/2010 3:15:24 PM |
| kulender | $50.00 | $50.00 | 8/26/2010 3:15:53 PM |
| leodaguy | $29.75 | $29.75 | 8/26/2010 3:15:59 PM |
| famous-bill | $25.00 | $25.00 | 8/26/2010 3:16:30 PM |
| methodical-capital7 | $25.00 | $25.00 | 8/26/2010 3:16:37 PM |
| deadbabyseal | $25.00 | $25.00 | 8/26/2010 3:21:26 PM |
| SolarMoonshine | $25.00 | $25.00 | 8/26/2010 3:40:03 PM |
| red-favorable-basis | $25.00 | $25.00 | 8/26/2010 3:08:43 PM |
| top-impressive-dinero | $50.00 | $50.00 | 8/26/2010 3:13:53 PM |
| supreme-hope | $25.00 | $25.00 | 8/26/2010 3:16:25 PM |
| worthy-bid4 | $25.00 | $25.00 | 8/26/2010 5:35:44 PM |
| siafu_kali | $25.00 | $25.00 | 8/26/2010 3:13:48 PM |
| credit-wheel7 | $40.00 | $40.00 | 8/26/2010 3:14:32 PM |
| oldmora | $48.39 | $48.39 | 8/26/2010 6:05:32 PM |
| niq4soccer | $25.00 | $25.00 | 8/26/2010 3:18:18 PM |
| jstnow | $25.00 | $25.00 | 8/26/2010 3:15:30 PM |
| gizzywump | $39.78 | $39.78 | 8/26/2010 6:36:48 PM |
| jono9999 | $25.00 | $25.00 | 8/26/2010 6:38:06 PM |
| minddoc | $25.00 | $25.00 | 8/26/2010 6:38:16 PM |
| durable-deal2 | $25.00 | $25.00 | 8/26/2010 3:17:10 PM |
| IIP77 | $25.00 | $25.00 | 8/26/2010 6:38:23 PM |
| yarg | $25.00 | $25.00 | 8/26/2010 6:38:35 PM |
| tolerant-interest4 | $25.00 | $25.00 | 8/26/2010 6:38:43 PM |
| Investoman | $50.00 | $50.00 | 8/26/2010 6:38:48 PM |
| social-conductor4 | $25.00 | $25.00 | 8/26/2010 6:38:55 PM |
| investisure | $52.15 | $52.15 | 8/26/2010 3:18:09 PM |
| frogperson | $150.00 | $150.00 | 8/26/2010 8:33:31 PM |
| shark8851 | $50.00 | $50.00 | 8/26/2010 8:41:00 PM |
| sweetlan | $25.00 | $25.00 | 8/26/2010 4:30:23 PM |
| kendigme | $32.53 | $32.53 | 8/27/2010 3:40:12 AM |
| on_your_side | $25.00 | $25.00 | 8/26/2010 5:01:36 PM |
| trapper569 | $25.00 | $25.00 | 8/26/2010 6:11:48 PM |
| new-social-economist | $38.20 | $38.20 | 8/26/2010 5:14:05 PM |
| AustinKyle | $50.00 | $50.00 | 8/26/2010 6:38:07 PM |
| Sibelius2 | $25.00 | $25.00 | 8/26/2010 6:38:13 PM |
| karpman3 | $50.00 | $50.00 | 8/26/2010 6:38:17 PM |
| GMOD026 | $50.00 | $50.00 | 8/26/2010 6:38:19 PM |
| asiaratt | $50.00 | $50.00 | 8/26/2010 6:38:26 PM |
| asset-trumpeter | $30.61 | $30.61 | 8/26/2010 6:38:40 PM |
| assetmanager | $25.00 | $25.00 | 8/26/2010 6:38:49 PM |
| Sateesh | $28.26 | $28.26 | 8/26/2010 6:38:53 PM |
| lisyuan | $50.00 | $50.00 | 8/26/2010 6:38:57 PM |
| Learning2Lend | $32.02 | $32.02 | 8/26/2010 6:39:08 PM |
| jhernand17 | $25.00 | $25.00 | 8/26/2010 6:15:32 PM |
| hard-working-loot | $25.00 | $25.00 | 8/26/2010 6:38:05 PM |
| Erikdbp | $25.00 | $25.00 | 8/26/2010 6:38:10 PM |
| investment-forte | $50.00 | $50.00 | 8/26/2010 6:38:21 PM |
| ashlil01 | $25.00 | $25.00 | 8/26/2010 6:38:27 PM |
| epic-balance0 | $25.00 | $25.00 | 8/26/2010 6:38:41 PM |
| Cre8iveCash | $25.00 | $25.00 | 8/26/2010 6:38:54 PM |
| zorg77 | $25.00 | $25.00 | 8/26/2010 6:39:04 PM |
| kindness-venture1 | $25.00 | $25.00 | 8/27/2010 4:24:55 AM |
| veropierre | $25.00 | $25.00 | 8/27/2010 5:33:46 AM |
| 155 bids
|
Borrower Payment Dependent Notes Series
472481
This series of Notes was issued and sold upon the funding of the borrower loan #44193, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 9.8% |
Auction start date:
| Aug-20-2010 |
| |
Auction end date:
| Aug-27-2010 |
|
|
Starting lender yield:
| 24.75% |
Starting borrower rate/APR:
| 25.75% / 31.75% |
Starting monthly payment:
| $40.16 |
|
Final lender yield:
| 12.00% |
Final borrower rate/APR:
| 13.00% / 18.54% |
Final monthly payment:
| $33.69 |
| |
|
Auction yield range:
| 10.89% - 24.75% |
Estimated loss impact:
| 10.06% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 1.94% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| 3% |
|
Credit score:
| 740-759 (Aug-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
1 | Length of status: | 7y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Rowandoll |
Borrower's state:
| Illinois |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 3 |
On-time:
| 49 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $13,800.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Nov-2009)
700-719
(Nov-2007)
660-679
(Jul-2006)
660-679
(Jun-2006)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 49 | | |
Description
Jobseeker trip
Purpose of loan:
Ensure a stable base of operations while I go job hunting in San Francisco. With the completion of my BA, I'm looking for new opportunities, and am taking a week to explore my options.
My financial situation:
I've paid off 3 prosper loans in full. Over the past 5 years, I've brought my credit score to the mid-700's, and only have my student loan as debt. I've been in my job for over 7 years, and will remain there if I cannot find new and better work. I have a clean credit history, both with prosper and elsewhere.
Monthly net income: $ 2200
Monthly expenses: $
??Housing: $ 500
??Insurance: $ No car insurance
??Car expenses: $ No car
??Utilities: $?110
??Phone, cable, internet: $?300
??Food, entertainment: $ 300
??Clothing, household expenses $ 200
??Credit cards and other loans: $33,700 ?Student Loan. Payments begin 3/11
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Good luck with your listing. Do you anticipate any major life events within the next 12 months? This would include marriage, divorce, major purchases (car/home), declaring personal bankruptcy, etc.? Thanks. - CaribbeanBanker
A:
No major life events. I'm not married, and can't be married in my state. I have no major purchases upcoming. With the exception of my student loan, which begins repayment in march, I'm debt free.
(Aug-25-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| atomantic | $50.00 | $50.00 | 8/24/2010 8:53:03 AM |
| wlm3012 | $25.00 | $25.00 | 8/26/2010 1:31:15 PM |
| smarva | $25.00 | $25.00 | 8/27/2010 8:53:38 AM |
| Champion_Lending | $25.00 | $25.00 | 8/27/2010 9:01:48 AM |
| Astyanax | $75.00 | $75.00 | 8/27/2010 1:03:17 PM |
| El_Profesional | $25.00 | $25.00 | 8/27/2010 10:15:41 AM |
| FundMaker | $25.00 | $25.00 | 8/27/2010 11:15:27 AM |
| JaceSpade | $25.00 | $25.00 | 8/27/2010 1:06:53 PM |
| transaction-mechanic4 | $25.00 | $25.00 | 8/27/2010 1:17:22 PM |
| icon7 | $35.00 | $35.00 | 8/27/2010 2:16:25 PM |
| Aberdeen | $400.00 | $400.00 | 8/20/2010 2:49:46 PM |
| marwadi-62 | $300.00 | $15.00 | 8/21/2010 4:40:38 AM |
| khamlagirl | $25.00 | $25.00 | 8/24/2010 4:20:06 PM |
| cashhelp | $25.00 | $25.00 | 8/27/2010 4:41:41 AM |
| unolsu5 | $25.00 | $25.00 | 8/26/2010 6:24:35 PM |
| HenlopenCapital | $25.00 | $25.00 | 8/27/2010 5:40:09 AM |
| MStackIV | $50.00 | $50.00 | 8/27/2010 8:38:00 AM |
| grampy48 | $50.00 | $50.00 | 8/27/2010 12:50:49 PM |
| mala54 | $25.00 | $25.00 | 8/27/2010 1:38:27 PM |
| LittleMingo | $25.00 | $25.00 | 8/27/2010 10:35:43 AM |
| 20 bids
|
Borrower Payment Dependent Notes Series
472495
This series of Notes was issued and sold upon the funding of the borrower loan #44194, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.0% |
Auction start date:
| Aug-23-2010 |
| |
Auction end date:
| Aug-26-2010 |
|
|
Starting lender yield:
| 14.15% |
Starting borrower rate/APR:
| 15.15% / 17.32% |
Starting monthly payment:
| $191.06 |
|
Final lender yield:
| 14.15% |
Final borrower rate/APR:
| 15.15% / 17.32% |
Final monthly payment:
| $191.06 |
| |
|
Auction yield range:
| 5.89% - 14.15% |
Estimated loss impact:
| 6.19% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 720-739 (Aug-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 8y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,835 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| kind-industrious-generosity |
Borrower's state:
| NewMexico |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off credit card debt
Purpose of loan:
This loan will be used to pay off credit cards used to buy items for new house including landscaping.
My financial situation:
My financial situation is very good. I will have no problems making the monthly payment. I want to avoid opening a new account to transfer balances to another card.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
You'll be debt free faster and save a lot of money if you use Dave Ramsey's plan instead. http://www.daveramsey.com/new/baby-steps/ Good luck, Tom - capitalistpiglet
A:
thanks
(Aug-24-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Weaverville | $25.00 | $25.00 | 8/23/2010 9:59:30 AM |
| rescue | $50.00 | $50.00 | 8/23/2010 10:00:36 AM |
| loan-wasp | $50.00 | $50.00 | 8/23/2010 10:03:53 AM |
| xstreamin | $25.00 | $25.00 | 8/23/2010 10:04:40 AM |
| pnace | $35.00 | $35.00 | 8/23/2010 10:07:48 AM |
| generous-deal6 | $25.00 | $25.00 | 8/23/2010 10:08:45 AM |
| ray1051 | $25.00 | $25.00 | 8/23/2010 10:00:52 AM |
| powerful-finance7 | $25.00 | $25.00 | 8/23/2010 10:10:44 AM |
| Goodlender42 | $25.00 | $25.00 | 8/23/2010 10:04:49 AM |
| ichibon | $100.00 | $100.00 | 8/23/2010 10:05:04 AM |
| socrates520 | $50.00 | $50.00 | 8/23/2010 10:05:12 AM |
| j2ee | $25.00 | $25.00 | 8/23/2010 10:13:51 AM |
| simplelender80 | $250.00 | $250.00 | 8/23/2010 10:06:27 AM |
| bid-czar8 | $50.00 | $50.00 | 8/23/2010 10:06:32 AM |
| financelover | $25.00 | $25.00 | 8/23/2010 10:08:19 AM |
| larrybird | $150.00 | $150.00 | 8/23/2010 10:09:39 AM |
| reward-planetarium | $100.00 | $100.00 | 8/23/2010 10:09:28 AM |
| Bio-physicist | $25.00 | $25.00 | 8/23/2010 10:11:02 AM |
| EvalCrux | $50.00 | $50.00 | 8/23/2010 10:12:29 AM |
| dreammachine | $50.00 | $50.00 | 8/23/2010 10:12:05 AM |
| FinDoc | $25.00 | $25.00 | 8/23/2010 10:13:39 AM |
| kulender | $50.00 | $50.00 | 8/23/2010 10:12:59 AM |
| kain11286 | $50.00 | $50.00 | 8/23/2010 10:14:11 AM |
| RandyL3 | $25.00 | $25.00 | 8/23/2010 10:14:17 AM |
| jazzlender | $25.00 | $25.00 | 8/23/2010 10:14:24 AM |
| tntmojave | $25.00 | $25.00 | 8/23/2010 11:01:55 AM |
| bountiful-durability | $100.00 | $100.00 | 8/23/2010 5:36:52 PM |
| teller | $50.00 | $50.00 | 8/23/2010 8:36:28 PM |
| bchen78875 | $25.00 | $25.00 | 8/23/2010 11:55:21 PM |
| atomantic | $25.00 | $25.00 | 8/24/2010 9:06:20 AM |
| the-profit-oracle | $25.00 | $25.00 | 8/24/2010 7:24:31 AM |
| orchestra0 | $25.00 | $25.00 | 8/24/2010 10:57:36 AM |
| Pickmar | $25.00 | $25.00 | 8/24/2010 11:11:36 AM |
| dnathe4th | $50.00 | $50.00 | 8/24/2010 1:06:28 PM |
| principal-bull | $25.00 | $25.00 | 8/24/2010 6:38:50 PM |
| rbotterbLLC | $25.00 | $25.00 | 8/24/2010 7:01:50 PM |
| Dakota98 | $50.00 | $50.00 | 8/24/2010 3:53:37 PM |
| USD4you | $70.96 | $70.96 | 8/24/2010 7:26:29 PM |
| loyalist1 | $50.00 | $50.00 | 8/25/2010 8:08:08 AM |
| heeeley | $25.00 | $25.00 | 8/25/2010 9:57:00 AM |
| Sol_Invictus | $25.00 | $25.00 | 8/25/2010 10:54:57 AM |
| RedCentre | $173.45 | $173.45 | 8/25/2010 12:22:03 PM |
| studious-bonus7 | $100.00 | $100.00 | 8/25/2010 7:26:37 AM |
| ddog0224 | $25.00 | $25.00 | 8/25/2010 12:26:06 PM |
| squarebob | $25.00 | $25.00 | 8/25/2010 7:30:55 AM |
| tolerant-dinero2 | $25.00 | $25.00 | 8/25/2010 12:13:53 PM |
| blue-useful-auction | $25.00 | $25.00 | 8/25/2010 12:33:00 PM |
| suk200 | $25.00 | $25.00 | 8/25/2010 3:32:01 PM |
| blackstar | $25.00 | $25.00 | 8/25/2010 3:34:11 PM |
| Investoman | $100.00 | $100.00 | 8/25/2010 3:34:52 PM |
| tomspc | $25.00 | $25.00 | 8/25/2010 3:18:46 PM |
| industrious-silver | $50.00 | $50.00 | 8/25/2010 3:31:19 PM |
| bullish2bearish | $30.00 | $30.00 | 8/25/2010 3:31:48 PM |
| dinero-speaker | $25.00 | $25.00 | 8/25/2010 4:08:18 PM |
| IIP77 | $25.00 | $25.00 | 8/25/2010 4:31:13 PM |
| p2ploan-sensation211 | $25.00 | $25.00 | 8/25/2010 7:03:47 PM |
| totoro | $25.00 | $25.00 | 8/26/2010 1:45:15 AM |
| worth-victor6 | $25.00 | $25.00 | 8/26/2010 2:36:17 AM |
| tedi-tif | $50.00 | $50.00 | 8/26/2010 9:32:45 AM |
| lendstats_com | $100.00 | $100.00 | 8/23/2010 10:00:15 AM |
| kegs | $150.00 | $150.00 | 8/23/2010 10:03:41 AM |
| GElender | $50.00 | $50.00 | 8/23/2010 10:05:45 AM |
| VAGweilo | $50.00 | $50.00 | 8/23/2010 10:02:02 AM |
| hitsman | $100.00 | $100.00 | 8/23/2010 10:05:27 AM |
| Kaj | $30.00 | $30.00 | 8/23/2010 10:07:08 AM |
| authentic-liberty7 | $50.00 | $50.00 | 8/23/2010 10:07:58 AM |
| enthralling-deal180 | $100.00 | $100.00 | 8/23/2010 10:09:02 AM |
| maldok1 | $25.00 | $25.00 | 8/23/2010 10:48:08 AM |
| credit-panda1 | $25.00 | $25.00 | 8/23/2010 10:10:37 AM |
| brightest-affluence-motivator | $100.00 | $100.00 | 8/23/2010 11:08:14 AM |
| MGOT-Ken | $25.00 | $25.00 | 8/23/2010 10:12:46 AM |
| tech310 | $50.00 | $50.00 | 8/23/2010 10:14:41 AM |
| payout-reaction740 | $25.00 | $25.00 | 8/23/2010 11:18:28 AM |
| dcap3 | $34.33 | $34.33 | 8/23/2010 1:21:01 PM |
| intelligent-platinum1 | $25.00 | $25.00 | 8/23/2010 3:12:49 PM |
| Artist_Blue | $25.00 | $25.00 | 8/23/2010 3:28:16 PM |
| proper-p2p6 | $100.00 | $100.00 | 8/23/2010 3:27:18 PM |
| ClearCut | $50.00 | $50.00 | 8/23/2010 5:25:52 PM |
| wise-dedicated-power | $25.00 | $25.00 | 8/23/2010 5:11:06 PM |
| shur | $25.00 | $25.00 | 8/23/2010 6:16:43 PM |
| sharp518 | $100.00 | $100.00 | 8/23/2010 6:40:40 PM |
| designs626 | $50.00 | $50.00 | 8/24/2010 6:43:40 AM |
| top-impressive-dinero | $50.00 | $50.00 | 8/24/2010 6:31:13 AM |
| Bank_Of_XL | $50.00 | $50.00 | 8/24/2010 6:56:28 AM |
| Moneypenny6 | $25.00 | $25.00 | 8/24/2010 7:05:55 AM |
| useful-currency | $25.00 | $25.00 | 8/24/2010 8:10:09 AM |
| fishintime | $25.00 | $25.00 | 8/24/2010 8:50:49 AM |
| prudent-gain7 | $25.00 | $25.00 | 8/24/2010 10:23:28 AM |
| Easystreet | $25.00 | $25.00 | 8/24/2010 10:35:17 AM |
| jigsaw | $100.00 | $100.00 | 8/24/2010 10:36:28 AM |
| on_your_side | $25.00 | $25.00 | 8/24/2010 10:42:53 AM |
| visionary-currency | $100.00 | $100.00 | 8/24/2010 10:51:19 AM |
| important-ore | $28.15 | $28.15 | 8/24/2010 3:10:35 PM |
| peso-colonel | $50.00 | $50.00 | 8/24/2010 7:12:59 PM |
| schpere | $25.00 | $25.00 | 8/24/2010 7:13:51 PM |
| sdloanhelper | $25.00 | $25.00 | 8/25/2010 8:02:13 AM |
| fairness-kayak | $25.00 | $25.00 | 8/24/2010 9:07:53 PM |
| JustMee | $25.00 | $25.00 | 8/25/2010 10:24:23 AM |
| cclady | $100.00 | $100.00 | 8/25/2010 8:54:55 AM |
| dlenz | $25.00 | $25.00 | 8/25/2010 10:48:28 AM |
| liederhaus | $50.00 | $50.00 | 8/25/2010 1:21:23 PM |
| coloradoadam | $25.00 | $25.00 | 8/25/2010 3:18:50 PM |
| gain-dolphin | $25.00 | $25.00 | 8/25/2010 2:56:06 PM |
| djmgd790 | $50.00 | $50.00 | 8/25/2010 3:30:52 PM |
| Bookophile | $100.00 | $100.00 | 8/25/2010 3:37:48 PM |
| payout-detective7 | $25.00 | $25.00 | 8/25/2010 3:25:22 PM |
| engaging-worth | $25.00 | $25.00 | 8/25/2010 3:30:02 PM |
| mpactlender | $25.00 | $25.00 | 8/25/2010 3:32:00 PM |
| orange-dollar-guild | $50.00 | $42.01 | 8/25/2010 4:32:03 PM |
| mcs99 | $100.00 | $100.00 | 8/25/2010 9:27:50 PM |
| omerta6102 | $50.00 | $50.00 | 8/25/2010 4:31:05 PM |
| forthright-principal2 | $25.00 | $25.00 | 8/25/2010 4:41:45 PM |
| interstellar | $50.00 | $50.00 | 8/26/2010 2:02:47 AM |
| lazyeye | $31.10 | $31.10 | 8/26/2010 4:32:18 AM |
| wild_carrot | $25.00 | $25.00 | 8/26/2010 2:00:35 AM |
| bondhedger | $25.00 | $25.00 | 8/26/2010 2:02:26 AM |
| 116 bids
|
Borrower Payment Dependent Notes Series
470924
This series of Notes was issued and sold upon the funding of the borrower loan #44186, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.6% |
Auction start date:
| Aug-11-2010 |
| |
Auction end date:
| Aug-14-2010 |
|
|
Starting lender yield:
| 7.25% |
Starting borrower rate/APR:
| 8.25% / 8.59% |
Starting monthly payment:
| $220.16 |
|
Final lender yield:
| 7.25% |
Final borrower rate/APR:
| 8.25% / 8.59% |
Final monthly payment:
| $220.16 |
| |
|
Auction yield range:
| 2.89% - 7.25% |
Estimated loss impact:
| 1.55% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.70% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Apr-1997 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 780-799 (Aug-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 30y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,315 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| liberty-expert |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
last child needs car - college
Purpose of loan:
This loan will be used to?buy a car for last child, last year of college - needs transportation for?intern?studies and pt job -?1st car - want to pay cash and not have to pay for full coverage insurance?
My financial situation:
I am a good candidate for this loan because?No deliquent marks on?credit report - worked hard to accomplish this while putting 3 thru college.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Tenfutta | $50.00 | $50.00 | 8/11/2010 2:28:44 PM |
| generous-deal6 | $25.00 | $25.00 | 8/11/2010 2:31:10 PM |
| kyomoon | $50.00 | $50.00 | 8/11/2010 2:31:13 PM |
| gold-commander0 | $50.00 | $50.00 | 8/11/2010 2:31:22 PM |
| personal-lender | $25.00 | $25.00 | 8/11/2010 2:31:34 PM |
| Mantis75 | $25.00 | $25.00 | 8/11/2010 2:31:40 PM |
| dr-dollar | $25.00 | $25.00 | 8/11/2010 2:32:20 PM |
| Weaverville | $25.00 | $25.00 | 8/11/2010 2:28:29 PM |
| orgy63 | $25.00 | $25.00 | 8/11/2010 2:29:31 PM |
| currency-persimmon | $25.00 | $25.00 | 8/11/2010 2:29:47 PM |
| dtrain5 | $25.00 | $25.00 | 8/11/2010 2:29:50 PM |
| sellbuy40 | $50.00 | $50.00 | 8/11/2010 2:29:53 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 8/11/2010 2:30:35 PM |
| cablenews | $50.00 | $50.00 | 8/11/2010 2:34:11 PM |
| mohican21 | $50.00 | $50.00 | 8/11/2010 2:34:19 PM |
| acropiloterau2002 | $25.00 | $25.00 | 8/11/2010 2:34:28 PM |
| mlopez2007 | $25.00 | $25.00 | 8/11/2010 2:34:33 PM |
| SARMAR | $50.00 | $50.00 | 8/11/2010 2:34:37 PM |
| compassion-burrito | $25.00 | $25.00 | 8/11/2010 2:34:39 PM |
| malicea | $28.70 | $28.70 | 8/11/2010 2:31:21 PM |
| wormdc | $25.00 | $25.00 | 8/11/2010 2:35:14 PM |
| kanakakm | $50.00 | $50.00 | 8/11/2010 2:35:18 PM |
| turbospeed | $25.00 | $25.00 | 8/11/2010 2:35:23 PM |
| platinum-genetics | $25.00 | $25.00 | 8/11/2010 2:32:03 PM |
| inspired-contract9 | $75.00 | $75.00 | 8/11/2010 2:32:07 PM |
| delicious-social132 | $40.00 | $40.00 | 8/11/2010 2:32:13 PM |
| friendlyviking | $25.00 | $25.00 | 8/11/2010 2:35:57 PM |
| Havana21 | $75.00 | $75.00 | 8/11/2010 2:36:03 PM |
| CaptainBlueberry | $25.00 | $25.00 | 8/11/2010 2:33:38 PM |
| market-socrates4 | $50.00 | $50.00 | 8/11/2010 2:34:08 PM |
| larrybird | $100.00 | $100.00 | 8/11/2010 2:34:23 PM |
| Marathoner | $50.00 | $50.00 | 8/11/2010 2:38:40 PM |
| inspired-investment8 | $100.00 | $100.00 | 8/11/2010 2:37:24 PM |
| Ocean713 | $50.00 | $50.00 | 8/11/2010 2:37:52 PM |
| DejaVu_NewYork | $50.00 | $50.00 | 8/11/2010 2:37:59 PM |
| meenan | $25.00 | $25.00 | 8/11/2010 2:29:18 PM |
| windfall46 | $25.00 | $25.00 | 8/11/2010 2:29:22 PM |
| community-pipeline8 | $50.00 | $50.00 | 8/11/2010 2:30:46 PM |
| trident9 | $50.00 | $50.00 | 8/11/2010 2:31:05 PM |
| jbaum | $80.00 | $80.00 | 8/11/2010 2:31:07 PM |
| investment-network | $50.00 | $50.00 | 8/11/2010 2:31:45 PM |
| VBAces | $75.00 | $75.00 | 8/11/2010 2:31:58 PM |
| top-sensible-yield | $200.00 | $200.00 | 8/11/2010 3:03:00 PM |
| Ivan2007 | $50.00 | $50.00 | 8/11/2010 2:34:04 PM |
| sensible-gain884 | $50.00 | $50.00 | 8/11/2010 2:34:35 PM |
| auction-sage | $25.00 | $25.00 | 8/11/2010 2:34:44 PM |
| compassion-lotus5 | $25.00 | $25.00 | 8/11/2010 2:34:51 PM |
| BayShell | $50.00 | $50.00 | 8/11/2010 2:35:12 PM |
| alpinaut | $25.00 | $25.00 | 8/11/2010 2:37:50 PM |
| skywise | $25.00 | $25.00 | 8/11/2010 10:27:45 PM |
| hawker | $31.85 | $31.85 | 8/11/2010 8:49:38 PM |
| PCash | $25.00 | $25.00 | 8/11/2010 8:53:27 PM |
| Cheburashka | $30.00 | $30.00 | 8/11/2010 8:53:56 PM |
| Picopie | $50.00 | $50.00 | 8/11/2010 5:03:15 PM |
| kvandivo | $25.00 | $25.00 | 8/11/2010 8:59:16 PM |
| LALO79 | $25.00 | $25.00 | 8/11/2010 9:03:26 PM |
| rlrcstr | $25.00 | $25.00 | 8/11/2010 9:07:44 PM |
| urbane-p2ploan | $25.00 | $25.00 | 8/11/2010 9:14:12 PM |
| ksmith08 | $41.81 | $41.81 | 8/12/2010 6:18:36 AM |
| julijask | $35.00 | $35.00 | 8/12/2010 9:07:37 AM |
| pumped130 | $25.00 | $25.00 | 8/12/2010 9:32:28 AM |
| lean-benefit | $25.00 | $25.00 | 8/11/2010 8:32:34 PM |
| Ciphernetic | $25.00 | $25.00 | 8/12/2010 9:33:34 AM |
| hopethisworks | $27.19 | $27.19 | 8/11/2010 8:49:25 PM |
| ingenious-order783 | $25.00 | $25.00 | 8/12/2010 9:34:14 AM |
| skuba | $48.92 | $48.92 | 8/11/2010 8:50:33 PM |
| najmn103 | $25.00 | $25.00 | 8/12/2010 9:42:42 AM |
| jjb3 | $25.00 | $25.00 | 8/11/2010 8:59:29 PM |
| financeboy | $30.00 | $30.00 | 8/12/2010 7:43:47 AM |
| moltopaolo | $31.49 | $31.49 | 8/11/2010 9:07:57 PM |
| octoberfresh | $35.00 | $35.00 | 8/12/2010 7:53:36 AM |
| diversification-medalist | $25.00 | $25.00 | 8/11/2010 9:14:52 PM |
| credit-coach118 | $25.00 | $25.00 | 8/11/2010 9:18:04 PM |
| saritha | $25.00 | $25.00 | 8/12/2010 12:33:22 AM |
| hard-working-loot | $25.00 | $25.00 | 8/12/2010 10:52:54 AM |
| moola-man | $50.00 | $50.00 | 8/12/2010 7:58:50 AM |
| wise-deal-panda | $25.00 | $25.00 | 8/12/2010 9:32:37 AM |
| BabyLender | $25.00 | $25.00 | 8/12/2010 9:34:18 AM |
| steady-bazaar | $68.06 | $68.06 | 8/12/2010 9:42:40 AM |
| productive-finance | $25.00 | $25.00 | 8/12/2010 9:44:16 AM |
| Pasagam | $25.00 | $25.00 | 8/12/2010 9:45:05 AM |
| ITS-A-WONDERFUL-LIFE | $25.00 | $2.23 | 8/12/2010 10:54:43 AM |
| ralf206 | $50.00 | $50.00 | 8/12/2010 7:20:19 PM |
| nimcha | $50.00 | $50.00 | 8/13/2010 6:28:03 AM |
| rce1964 | $25.00 | $25.00 | 8/13/2010 8:21:05 AM |
| GoldenTrout | $25.00 | $25.00 | 8/13/2010 3:58:03 PM |
| dn0pes | $26.66 | $26.66 | 8/13/2010 9:56:56 PM |
| ArashMass | $30.00 | $30.00 | 8/14/2010 5:42:03 AM |
| cash-sensai2 | $25.00 | $25.00 | 8/11/2010 2:29:20 PM |
| top-sensible-yield | $50.00 | $50.00 | 8/11/2010 2:29:28 PM |
| 108lender | $50.00 | $50.00 | 8/11/2010 2:30:10 PM |
| OCLend | $25.00 | $25.00 | 8/11/2010 2:30:25 PM |
| freesia54 | $50.00 | $50.00 | 8/11/2010 2:30:57 PM |
| ThomasC | $25.00 | $25.00 | 8/11/2010 2:31:16 PM |
| moola-wildebeest3 | $50.00 | $50.00 | 8/11/2010 2:31:24 PM |
| mrbanker | $100.00 | $100.00 | 8/11/2010 2:31:52 PM |
| buckyhead2000 | $25.00 | $25.00 | 8/11/2010 2:32:17 PM |
| klinebarger | $25.00 | $25.00 | 8/11/2010 2:32:23 PM |
| DukSerduk | $25.00 | $25.00 | 8/11/2010 2:29:25 PM |
| Artist_Blue | $25.00 | $25.00 | 8/11/2010 2:29:33 PM |
| jstnow | $25.00 | $25.00 | 8/11/2010 2:34:00 PM |
| ray1051 | $75.00 | $75.00 | 8/11/2010 2:30:43 PM |
| speyer | $50.00 | $50.00 | 8/11/2010 2:34:31 PM |
| puifais | $50.00 | $50.00 | 8/11/2010 2:31:19 PM |
| kenji4861 | $25.00 | $25.00 | 8/11/2010 2:31:30 PM |
| GElender | $50.00 | $50.00 | 8/11/2010 2:35:05 PM |
| kegs | $100.00 | $100.00 | 8/11/2010 2:31:37 PM |
| eyal0 | $25.00 | $25.00 | 8/11/2010 2:31:49 PM |
| bigballer105 | $100.00 | $100.00 | 8/11/2010 2:35:20 PM |
| joshua18 | $25.00 | $25.00 | 8/11/2010 2:32:01 PM |
| Goodlender42 | $25.00 | $25.00 | 8/11/2010 2:32:05 PM |
| diplomatic-wealth7 | $100.00 | $100.00 | 8/11/2010 2:32:08 PM |
| tekkie2412 | $50.00 | $50.00 | 8/11/2010 2:32:15 PM |
| liberty-destiny3 | $50.00 | $50.00 | 8/11/2010 2:36:46 PM |
| elasermd | $50.00 | $50.00 | 8/11/2010 2:36:51 PM |
| Tai | $25.00 | $25.00 | 8/11/2010 2:37:22 PM |
| gain-seagull9 | $25.00 | $25.00 | 8/11/2010 2:34:17 PM |
| bchen78875 | $73.51 | $73.51 | 8/11/2010 2:37:37 PM |
| sensible-trade | $100.00 | $100.00 | 8/11/2010 2:34:29 PM |
| dcap3 | $100.00 | $100.00 | 8/11/2010 2:37:47 PM |
| E_G | $50.00 | $50.00 | 8/11/2010 2:34:41 PM |
| Bookophile | $50.00 | $50.00 | 8/11/2010 2:34:58 PM |
| tech310 | $50.00 | $50.00 | 8/11/2010 2:35:01 PM |
| simplelender80 | $250.00 | $250.00 | 8/11/2010 2:35:42 PM |
| mtp | $50.00 | $50.00 | 8/11/2010 2:35:47 PM |
| payment-gusto | $25.00 | $25.00 | 8/11/2010 2:35:50 PM |
| RandyL3 | $39.00 | $39.00 | 8/11/2010 2:37:07 PM |
| afotherg | $40.00 | $40.00 | 8/11/2010 2:31:00 PM |
| majestic-dedication | $50.00 | $50.00 | 8/11/2010 2:31:02 PM |
| kulender | $25.00 | $25.00 | 8/11/2010 2:31:26 PM |
| MrDavid | $50.00 | $50.00 | 8/11/2010 2:31:47 PM |
| moneyfriend | $50.00 | $50.00 | 8/11/2010 2:31:56 PM |
| entertaining-credit3 | $25.00 | $25.00 | 8/11/2010 3:00:49 PM |
| Hogpilot | $50.00 | $50.00 | 8/11/2010 2:31:59 PM |
| fiscal65 | $25.00 | $25.00 | 8/11/2010 3:08:19 PM |
| bountiful-durability | $100.00 | $100.00 | 8/11/2010 2:34:21 PM |
| platinum-optimization1 | $25.00 | $25.00 | 8/11/2010 2:35:09 PM |
| helpishere777 | $25.00 | $25.00 | 8/11/2010 5:03:01 PM |
| roblender | $25.00 | $25.00 | 8/11/2010 2:37:17 PM |
| love_what_you_do | $25.00 | $25.00 | 8/11/2010 6:55:55 PM |
| schpere | $30.00 | $30.00 | 8/11/2010 2:38:37 PM |
| munnu | $25.00 | $25.00 | 8/11/2010 6:54:18 PM |
| dpfl55 | $25.00 | $25.00 | 8/11/2010 9:04:50 PM |
| dollar-spy | $25.00 | $25.00 | 8/11/2010 9:13:50 PM |
| cash-merry-maker | $25.00 | $25.00 | 8/11/2010 9:18:26 PM |
| Frugal | $25.00 | $25.00 | 8/11/2010 9:23:39 PM |
| integrity-onator1 | $25.00 | $25.00 | 8/11/2010 9:34:53 PM |
| blot44 | $25.00 | $25.00 | 8/11/2010 4:21:29 PM |
| anyoi | $40.37 | $40.37 | 8/11/2010 9:04:21 PM |
| fireboss | $25.00 | $25.00 | 8/12/2010 3:57:56 AM |
| Bank_Of_XL | $25.00 | $25.00 | 8/11/2010 6:58:06 PM |
| djs81 | $25.00 | $25.00 | 8/11/2010 8:50:30 PM |
| shorthairedg | $31.18 | $31.18 | 8/11/2010 9:03:08 PM |
| rcflick | $25.00 | $25.00 | 8/11/2010 9:03:19 PM |
| heretolendit | $25.00 | $25.00 | 8/11/2010 9:08:06 PM |
| forthright-social | $25.00 | $25.00 | 8/11/2010 9:14:56 PM |
| baseballfan111 | $50.00 | $50.00 | 8/11/2010 11:42:36 PM |
| dutchenergytrader | $25.00 | $25.00 | 8/12/2010 10:40:44 AM |
| Rearden_Steel | $25.00 | $25.00 | 8/12/2010 7:35:01 AM |
| fabster | $25.00 | $25.00 | 8/12/2010 9:42:41 AM |
| wwwUniversal | $25.00 | $25.00 | 8/12/2010 3:07:56 PM |
| credit-vinyl | $25.00 | $25.00 | 8/12/2010 3:21:46 PM |
| Chesterite | $59.03 | $59.03 | 8/12/2010 9:55:10 PM |
| tolerant-dinero2 | $25.00 | $25.00 | 8/13/2010 9:32:56 AM |
| blindtaxidriver | $25.00 | $25.00 | 8/13/2010 9:35:38 AM |
| patriot897 | $50.00 | $50.00 | 8/13/2010 10:06:14 AM |
| surfsider123 | $25.00 | $25.00 | 8/13/2010 2:48:17 PM |
| zx12rider | $25.00 | $25.00 | 8/13/2010 1:59:19 PM |
| psonicl | $100.00 | $100.00 | 8/13/2010 3:07:47 PM |
| djh47a | $25.00 | $25.00 | 8/13/2010 3:52:17 PM |
| Traal | $25.00 | $25.00 | 8/13/2010 9:43:26 PM |
| 171 bids
|
Borrower Payment Dependent Notes Series
471228
This series of Notes was issued and sold upon the funding of the borrower loan #44178, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.2% |
Auction start date:
| Aug-13-2010 |
| |
Auction end date:
| Aug-20-2010 |
|
|
Starting lender yield:
| 33.35% |
Starting borrower rate/APR:
| 34.35% / 38.06% |
Starting monthly payment:
| $224.34 |
|
Final lender yield:
| 33.35% |
Final borrower rate/APR:
| 34.35% / 38.06% |
Final monthly payment:
| $224.34 |
| |
|
Auction yield range:
| 13.89% - 33.35% |
Estimated loss impact:
| 15.74% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.61% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 660-679 (Jul-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 7y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $17,717 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| youthful-worth1 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Cashflow to finish project *relist
Thank you for taking the time to read my loan request. I appreciate your consideration.
Purpose of loan:
I am relisting this request in hopes of reaching 100% funding. My previous request was almost there!
This loan will be used to pay employees while we complete our current project, remodeling Wendy's restaurants.?Established client?has always paid invoices upon receipt. Project has?1 week left before I can invoice and then up to thirty days before I receive payment.
I spent the entire year last year working out of state (Connecticut and Massachusetts), away from my family. By securing this remodeling project I was able to return home. This loan will enable me to pay my crew to keep them?working to complete this remodel. The funds from the final invoice will enable me to continue working here in Indiana which will keep my home with my family. I appreciate your bid!
My financial situation:
I am a good candidate for this loan because I am growing my business so that I can stay home with my family. I do not want to have to find work in another state again. I will not?jeopardize my success by defaulting on a loan.
Monthly net income: $ 7500
Monthly expenses: $?4837
??Housing: $ 1527
??Insurance: $ 120
??Car expenses: $ 740
??Utilities: $ 200
??Phone, cable, internet: $ 200
??Food, entertainment: $ 750
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 600
??Other expenses: $ 500
Any?available funds have been used to make payroll and pay payroll taxes.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| zone8 | $50.00 | $50.00 | 8/13/2010 2:44:49 PM |
| diplomatic-wealth7 | $25.00 | $25.00 | 8/13/2010 2:47:29 PM |
| bid-czar8 | $50.00 | $50.00 | 8/13/2010 2:50:23 PM |
| reward-adventure | $30.00 | $30.00 | 8/13/2010 2:40:27 PM |
| Artist_Blue | $25.00 | $25.00 | 8/13/2010 2:52:30 PM |
| personal-lender | $25.00 | $25.00 | 8/13/2010 2:41:19 PM |
| top-courteous-peso | $25.00 | $25.00 | 8/13/2010 2:47:26 PM |
| balance-handshake7 | $25.00 | $25.00 | 8/13/2010 2:41:09 PM |
| reflective-rupee | $25.00 | $25.00 | 8/13/2010 2:45:24 PM |
| bchen78875 | $25.00 | $25.00 | 8/14/2010 3:32:29 PM |
| patriot897 | $25.00 | $25.00 | 8/15/2010 4:12:30 PM |
| cablenews | $25.00 | $25.00 | 8/15/2010 8:52:05 PM |
| helping-out | $35.00 | $35.00 | 8/15/2010 9:07:16 PM |
| Tycho | $26.00 | $26.00 | 8/16/2010 8:14:35 AM |
| worthy-bid8 | $50.00 | $50.00 | 8/16/2010 10:42:03 AM |
| loyalist1 | $50.00 | $50.00 | 8/17/2010 9:47:55 AM |
| enthralling-deal180 | $100.00 | $100.00 | 8/17/2010 2:57:14 PM |
| new-social-economist | $25.00 | $25.00 | 8/17/2010 3:12:46 PM |
| kind-bill-supporter | $50.00 | $50.00 | 8/17/2010 3:22:05 PM |
| the-silver-blaster | $35.00 | $35.00 | 8/17/2010 3:21:21 PM |
| firewomin | $50.00 | $50.00 | 8/17/2010 6:57:40 PM |
| generous-deal6 | $25.00 | $25.00 | 8/18/2010 2:42:25 PM |
| kulender | $29.73 | $29.73 | 8/18/2010 3:00:58 PM |
| elevated-investment | $25.00 | $25.00 | 8/18/2010 3:01:30 PM |
| BeanCownter | $100.00 | $100.00 | 8/18/2010 4:03:31 PM |
| leodaguy | $100.00 | $100.00 | 8/18/2010 4:03:40 PM |
| copper | $32.26 | $32.26 | 8/19/2010 6:57:31 AM |
| red-power-pecan | $50.00 | $50.00 | 8/19/2010 7:17:01 AM |
| currency-secret-agent | $50.00 | $50.00 | 8/19/2010 9:33:06 AM |
| sensible-trade | $40.00 | $40.00 | 8/19/2010 8:07:52 AM |
| anton | $150.00 | $150.00 | 8/19/2010 10:17:15 AM |
| AlexTrep | $25.00 | $25.00 | 8/19/2010 10:27:54 AM |
| jono9999 | $34.66 | $34.66 | 8/19/2010 2:26:26 PM |
| jeffaa | $25.00 | $25.00 | 8/19/2010 3:27:25 PM |
| dedicated-bid1 | $25.00 | $25.00 | 8/19/2010 3:23:09 PM |
| balance-warrior | $25.00 | $25.00 | 8/19/2010 3:27:07 PM |
| worth-quark | $25.00 | $25.00 | 8/19/2010 3:27:24 PM |
| Investoman | $50.00 | $50.00 | 8/19/2010 3:29:09 PM |
| IIP77 | $25.00 | $25.00 | 8/19/2010 3:28:24 PM |
| FeedTheMachine | $75.14 | $75.14 | 8/19/2010 3:30:17 PM |
| thrifty-return | $35.00 | $35.00 | 8/19/2010 3:40:52 PM |
| matt_2006 | $25.00 | $25.00 | 8/19/2010 3:41:07 PM |
| lamsabuy | $28.60 | $28.60 | 8/19/2010 3:40:50 PM |
| tolerant-interest4 | $25.00 | $25.00 | 8/19/2010 3:41:18 PM |
| Zingaro | $25.00 | $25.00 | 8/19/2010 3:41:39 PM |
| wampum-chorus3 | $25.00 | $25.00 | 8/19/2010 4:12:12 PM |
| mikepat55 | $50.00 | $50.00 | 8/19/2010 3:27:26 PM |
| ITExec | $41.80 | $41.80 | 8/19/2010 3:27:40 PM |
| flwah | $25.00 | $25.00 | 8/19/2010 3:28:00 PM |
| Sateesh | $100.00 | $100.00 | 8/19/2010 3:29:16 PM |
| dinero-mason | $50.00 | $50.00 | 8/19/2010 4:17:29 PM |
| economy-producer | $25.00 | $25.00 | 8/19/2010 3:31:05 PM |
| adir1 | $25.00 | $25.00 | 8/19/2010 3:31:33 PM |
| rvfbroker | $25.00 | $25.00 | 8/19/2010 6:48:39 PM |
| logical-loyalty0 | $25.00 | $25.00 | 8/19/2010 3:41:20 PM |
| igotmoney | $25.00 | $25.00 | 8/19/2010 3:41:23 PM |
| foxtrot12 | $50.00 | $50.00 | 8/19/2010 9:31:58 PM |
| rose124iar | $25.00 | $25.00 | 8/19/2010 9:02:54 PM |
| HackmanBank | $50.00 | $50.00 | 8/19/2010 11:18:42 PM |
| investisure | $52.15 | $52.15 | 8/20/2010 1:17:26 AM |
| credit-missile | $25.00 | $25.00 | 8/20/2010 1:38:40 AM |
| credit-missile | $25.00 | $25.00 | 8/20/2010 1:41:31 AM |
| DeutscheBank | $25.00 | $15.80 | 8/20/2010 8:32:07 AM |
| credit-missile | $25.00 | $25.00 | 8/20/2010 8:59:09 AM |
| gold-cluster | $100.00 | $100.00 | 8/20/2010 9:57:05 AM |
| muirheaj | $25.00 | $25.00 | 8/20/2010 10:30:08 AM |
| realtormoises | $25.00 | $25.00 | 8/20/2010 12:22:37 PM |
| YoungTaxMan | $25.00 | $25.00 | 8/20/2010 12:15:22 PM |
| Starfin-Capital-Management | $100.00 | $100.00 | 8/20/2010 1:51:28 PM |
| important-openness1 | $100.00 | $100.00 | 8/13/2010 2:54:58 PM |
| oracle3 | $50.00 | $50.00 | 8/13/2010 3:05:46 PM |
| Comoparklender | $25.00 | $25.00 | 8/14/2010 4:37:28 PM |
| simplelender80 | $100.00 | $100.00 | 8/14/2010 4:54:08 PM |
| oaktown23 | $50.00 | $50.00 | 8/14/2010 11:53:11 PM |
| kegs | $100.00 | $100.00 | 8/15/2010 3:42:48 PM |
| helpful-listing | $25.00 | $25.00 | 8/16/2010 6:07:17 AM |
| WalnutCreekguy | $25.00 | $25.00 | 8/15/2010 5:24:40 PM |
| larrybird | $100.00 | $100.00 | 8/16/2010 11:22:37 AM |
| dcap3 | $50.00 | $50.00 | 8/16/2010 8:52:56 PM |
| asiaratt | $48.67 | $48.67 | 8/18/2010 9:48:08 AM |
| reward-planetarium | $100.00 | $100.00 | 8/18/2010 11:27:21 AM |
| mtp | $50.00 | $50.00 | 8/18/2010 6:07:01 PM |
| inspiring-reward | $47.23 | $47.23 | 8/18/2010 6:28:28 PM |
| bid-carrier0 | $25.00 | $25.00 | 8/18/2010 10:57:29 PM |
| magnolia161 | $49.00 | $49.00 | 8/19/2010 6:52:22 AM |
| gelidfrank | $25.00 | $25.00 | 8/19/2010 8:02:38 AM |
| richboy56 | $25.00 | $25.00 | 8/19/2010 8:07:23 AM |
| maple1 | $25.00 | $25.00 | 8/19/2010 9:39:08 AM |
| sturdy-openness885 | $25.00 | $25.00 | 8/19/2010 9:48:37 AM |
| a-power-amigo | $25.00 | $25.00 | 8/19/2010 11:27:44 AM |
| Rogesparkguy | $25.00 | $25.00 | 8/19/2010 11:52:17 AM |
| mtquan | $25.00 | $25.00 | 8/19/2010 3:21:29 PM |
| Shtooie | $45.00 | $45.00 | 8/19/2010 3:27:20 PM |
| supreme-hope | $25.00 | $25.00 | 8/19/2010 3:27:36 PM |
| Ducatiman1978 | $25.00 | $25.00 | 8/19/2010 3:27:43 PM |
| tech310 | $25.00 | $25.00 | 8/19/2010 3:27:53 PM |
| admirable-basis1 | $25.00 | $25.00 | 8/19/2010 3:27:26 PM |
| pixeldave | $50.00 | $50.00 | 8/19/2010 3:28:49 PM |
| JiggaJoeyS | $40.00 | $40.00 | 8/19/2010 3:29:40 PM |
| PThor | $25.00 | $25.00 | 8/19/2010 3:30:45 PM |
| PatRichi | $25.00 | $25.00 | 8/19/2010 3:30:37 PM |
| roblender | $25.00 | $25.00 | 8/19/2010 3:30:41 PM |
| income-pillow | $37.49 | $37.49 | 8/19/2010 3:41:01 PM |
| red-favorable-basis | $25.00 | $25.00 | 8/19/2010 3:27:12 PM |
| Cybercusp | $50.00 | $50.00 | 8/19/2010 3:27:24 PM |
| head | $25.00 | $25.00 | 8/19/2010 3:27:28 PM |
| rosario1 | $25.00 | $25.00 | 8/19/2010 3:27:59 PM |
| helpishere777 | $25.00 | $25.00 | 8/19/2010 3:28:35 PM |
| lillian27 | $50.00 | $50.00 | 8/19/2010 3:30:22 PM |
| cash-spark3 | $25.00 | $25.00 | 8/19/2010 3:31:44 PM |
| famous-bill | $25.00 | $25.00 | 8/19/2010 3:39:18 PM |
| cestesV | $50.00 | $50.00 | 8/19/2010 3:41:21 PM |
| cashhelp | $25.00 | $25.00 | 8/19/2010 6:52:19 PM |
| TheYellowDart | $25.00 | $25.00 | 8/20/2010 1:30:08 AM |
| greenwell | $50.00 | $50.00 | 8/20/2010 1:48:02 AM |
| HelpfulLender1 | $46.47 | $46.47 | 8/20/2010 5:44:08 AM |
| social-conductor4 | $25.00 | $25.00 | 8/20/2010 6:08:49 AM |
| niq4soccer | $25.00 | $25.00 | 8/20/2010 6:45:30 AM |
| Bob450 | $25.00 | $25.00 | 8/20/2010 8:26:25 AM |
| Astyanax | $50.00 | $50.00 | 8/20/2010 10:25:00 AM |
| lucrative-coin | $50.00 | $50.00 | 8/20/2010 1:00:30 PM |
| Lubava | $100.00 | $100.00 | 8/20/2010 1:10:40 PM |
| order-brigade | $25.00 | $25.00 | 8/20/2010 1:51:37 PM |
| 123 bids
|
Borrower Payment Dependent Notes Series
471326
This series of Notes was issued and sold upon the funding of the borrower loan #44175, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.2% |
Auction start date:
| Aug-13-2010 |
| |
Auction end date:
| Aug-19-2010 |
|
|
Starting lender yield:
| 33.35% |
Starting borrower rate/APR:
| 34.35% / 38.06% |
Starting monthly payment:
| $134.61 |
|
Final lender yield:
| 33.35% |
Final borrower rate/APR:
| 34.35% / 38.06% |
Final monthly payment:
| $134.61 |
| |
|
Auction yield range:
| 13.89% - 33.35% |
Estimated loss impact:
| 15.74% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.61% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-1994 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 660-679 (Aug-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 10y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,961 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| calm-reward6 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
wedding expenses
Purpose of loan:
This loan will be used to?pay wedding expenses, misc.bills?
My financial situation:
I am a good candidate for this loan because? good credit score, ability to pay on time
Monthly net income: $ 2,000
Monthly expenses: $
??Housing: $
??Insurance: $ 49.00
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $ 20.00
??Food, entertainment: $ 100.00????
??Clothing, household expenses $?150.00
??????Credit cards and other loans: $ 150.00
??Other expenses: $ 50.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| reward-adventure | $30.00 | $30.00 | 8/13/2010 2:40:37 PM |
| personal-lender | $25.00 | $25.00 | 8/13/2010 2:41:34 PM |
| uncleegg | $25.00 | $25.00 | 8/13/2010 3:04:52 PM |
| compassion-lotus5 | $25.00 | $25.00 | 8/13/2010 2:57:28 PM |
| worthy-bid8 | $50.00 | $50.00 | 8/13/2010 2:58:43 PM |
| skuba | $25.00 | $25.00 | 8/13/2010 2:59:42 PM |
| Speculator | $96.25 | $96.25 | 8/13/2010 3:17:32 PM |
| Rattlehead | $25.00 | $25.00 | 8/13/2010 5:16:11 PM |
| important-openness1 | $86.02 | $86.02 | 8/13/2010 4:37:18 PM |
| metro457 | $40.00 | $40.00 | 8/13/2010 5:16:04 PM |
| tech310 | $25.00 | $25.00 | 8/13/2010 5:15:03 PM |
| simplybarg | $50.00 | $50.00 | 8/13/2010 10:35:45 PM |
| simplelender80 | $29.49 | $29.49 | 8/14/2010 7:44:16 AM |
| oaktown23 | $50.00 | $50.00 | 8/14/2010 11:53:02 PM |
| bchen78875 | $25.00 | $25.00 | 8/15/2010 5:24:45 PM |
| Diamond_Jim | $25.00 | $25.00 | 8/16/2010 4:32:14 AM |
| helpful-listing | $25.00 | $25.00 | 8/16/2010 6:07:09 AM |
| money-bauble | $59.47 | $59.47 | 8/16/2010 8:52:21 AM |
| JustMee | $25.00 | $25.00 | 8/16/2010 5:13:04 PM |
| dcap3 | $50.00 | $50.00 | 8/16/2010 8:52:59 PM |
| firewomin | $50.00 | $50.00 | 8/17/2010 6:57:47 PM |
| reward-planetarium | $30.85 | $30.85 | 8/18/2010 1:42:07 PM |
| asiaratt | $50.00 | $50.00 | 8/18/2010 3:01:09 PM |
| generous-deal6 | $25.00 | $25.00 | 8/18/2010 4:03:13 PM |
| bid-carrier0 | $25.00 | $25.00 | 8/19/2010 6:27:09 AM |
| elevated-investment | $25.00 | $25.00 | 8/19/2010 3:57:03 AM |
| kulender | $39.47 | $39.47 | 8/19/2010 8:14:26 AM |
| maple1 | $25.00 | $25.00 | 8/19/2010 9:39:12 AM |
| BeanCownter | $100.00 | $100.00 | 8/19/2010 10:00:27 AM |
| currency-secret-agent | $46.08 | $46.08 | 8/19/2010 1:51:57 PM |
| anton | $150.00 | $150.00 | 8/19/2010 3:31:24 PM |
| inspiring-reward | $100.00 | $100.00 | 8/19/2010 3:31:23 PM |
| balance-handshake7 | $25.00 | $25.00 | 8/13/2010 2:40:55 PM |
| zone8 | $100.00 | $100.00 | 8/13/2010 2:44:45 PM |
| bid-czar8 | $50.00 | $50.00 | 8/13/2010 2:50:38 PM |
| reflective-rupee | $25.00 | $25.00 | 8/13/2010 2:45:35 PM |
| Lam0nt | $25.00 | $25.00 | 8/13/2010 2:58:28 PM |
| Comoparklender | $25.00 | $25.00 | 8/13/2010 2:57:54 PM |
| kidsskipp | $25.00 | $25.00 | 8/13/2010 2:58:10 PM |
| patriot897 | $25.00 | $25.00 | 8/13/2010 3:05:03 PM |
| cablenews | $25.00 | $25.00 | 8/13/2010 3:05:21 PM |
| authoritative-platinum7 | $25.00 | $25.00 | 8/13/2010 2:58:53 PM |
| persevering | $25.00 | $25.00 | 8/13/2010 8:27:26 PM |
| WalnutCreekguy | $25.00 | $25.00 | 8/13/2010 3:05:16 PM |
| Artist_Blue | $25.00 | $25.00 | 8/13/2010 9:26:56 PM |
| orange-preeminant-bill | $81.17 | $81.17 | 8/13/2010 11:05:16 PM |
| diplomatic-wealth7 | $25.00 | $25.00 | 8/14/2010 4:54:24 PM |
| rustysailor | $25.00 | $25.00 | 8/14/2010 10:34:11 PM |
| copper | $30.00 | $30.00 | 8/15/2010 7:22:23 AM |
| TommyTucker | $25.00 | $25.00 | 8/15/2010 12:30:49 PM |
| 108lender | $25.00 | $25.00 | 8/14/2010 10:32:27 PM |
| smart-leverage7 | $30.00 | $30.00 | 8/15/2010 8:03:49 PM |
| helping-out | $35.00 | $35.00 | 8/15/2010 8:37:11 PM |
| birddogsb | $50.00 | $50.00 | 8/16/2010 4:32:17 AM |
| lendme2 | $25.00 | $25.00 | 8/16/2010 10:36:15 AM |
| kegs | $27.36 | $27.36 | 8/16/2010 1:49:36 PM |
| larrybird | $100.00 | $100.00 | 8/16/2010 3:39:18 PM |
| loyalist1 | $50.00 | $50.00 | 8/17/2010 2:57:19 PM |
| enthralling-deal180 | $100.00 | $100.00 | 8/17/2010 3:21:44 PM |
| the-silver-blaster | $35.00 | $35.00 | 8/17/2010 3:21:24 PM |
| rustysailor | $25.00 | $25.00 | 8/18/2010 12:34:58 AM |
| Whipster | $50.00 | $50.00 | 8/18/2010 8:07:07 AM |
| kind-bill-supporter | $50.00 | $50.00 | 8/18/2010 8:02:06 AM |
| new-social-economist | $25.00 | $25.00 | 8/18/2010 8:42:25 AM |
| leodaguy | $100.00 | $100.00 | 8/18/2010 9:08:59 PM |
| mtp | $35.80 | $35.80 | 8/19/2010 12:36:51 AM |
| cashhelp | $25.00 | $25.00 | 8/19/2010 8:14:27 AM |
| sensible-trade | $37.61 | $37.61 | 8/19/2010 8:53:49 AM |
| AlexTrep | $25.00 | $25.00 | 8/19/2010 10:27:58 AM |
| red-power-pecan | $50.00 | $5.43 | 8/19/2010 4:54:05 PM |
| favorite-commerce | $25.00 | $25.00 | 8/19/2010 4:47:14 PM |
| sturdy-openness885 | $25.00 | $25.00 | 8/19/2010 3:41:11 PM |
| richboy56 | $25.00 | $25.00 | 8/19/2010 4:12:56 PM |
| 73 bids
|
Borrower Payment Dependent Notes Series
471330
This series of Notes was issued and sold upon the funding of the borrower loan #44203, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,200.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.2% |
Auction start date:
| Aug-13-2010 |
| |
Auction end date:
| Aug-20-2010 |
|
|
Starting lender yield:
| 33.35% |
Starting borrower rate/APR:
| 34.35% / 38.06% |
Starting monthly payment:
| $188.45 |
|
Final lender yield:
| 33.35% |
Final borrower rate/APR:
| 34.35% / 38.06% |
Final monthly payment:
| $188.45 |
| |
|
Auction yield range:
| 13.89% - 33.35% |
Estimated loss impact:
| 15.74% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.61% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1996 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 660-679 (Aug-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,241 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| eclipse15 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Moving across the country
Purpose of loan:
This loan will be used to bring my wife and two young children and our belongings out to where I've set?up residence for my job.? I recently started it in June and would like to have my family out here so I don't miss milestones with my children and for familial support as I get through my beginning year especially in this new career.
My financial situation:
I am a good candidate for this loan because I have recently just started a federal job and will have job security.? I've been waiting on this job for over two years and have finally started it.? We are working hard to make do with what we have and to pay down our debts so that our financial prospects continue to get better.? Both my wife and I used to work in volatile employment sectors which is why I pursued something more stable.
Monthly net income: $ 2962.45
Monthly expenses: $ 2143
??Housing: $ 400
??Insurance: $ 100
??Car expenses: $ 468
??Utilities: $ 125
??Phone, cable, internet: $ 200
??Food, entertainment: $ 450
??Clothing, household expenses $
??Credit cards and other loans: $ 300
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| reward-adventure | $30.00 | $30.00 | 8/13/2010 2:40:38 PM |
| reflective-rupee | $25.00 | $25.00 | 8/13/2010 2:45:36 PM |
| balance-handshake7 | $25.00 | $25.00 | 8/13/2010 2:40:50 PM |
| personal-lender | $25.00 | $25.00 | 8/13/2010 2:41:35 PM |
| compassion-lotus5 | $25.00 | $25.00 | 8/13/2010 2:57:28 PM |
| tech310 | $25.00 | $25.00 | 8/13/2010 2:32:28 PM |
| metro457 | $40.00 | $40.00 | 8/13/2010 2:58:01 PM |
| skuba | $25.00 | $25.00 | 8/13/2010 2:59:40 PM |
| top-courteous-peso | $25.00 | $25.00 | 8/13/2010 5:15:35 PM |
| simplelender80 | $30.48 | $30.48 | 8/13/2010 8:06:31 PM |
| uncleegg | $25.00 | $25.00 | 8/13/2010 3:04:51 PM |
| important-openness1 | $69.70 | $69.70 | 8/13/2010 4:47:15 PM |
| gardenofeden | $25.00 | $25.00 | 8/13/2010 11:01:20 PM |
| simplybarg | $50.00 | $50.00 | 8/13/2010 10:35:43 PM |
| oaktown23 | $50.00 | $50.00 | 8/14/2010 11:53:02 PM |
| diplomatic-wealth7 | $25.00 | $25.00 | 8/15/2010 10:37:08 AM |
| Ocean713 | $50.00 | $50.00 | 8/15/2010 7:22:20 AM |
| bchen78875 | $25.00 | $25.00 | 8/15/2010 6:03:53 PM |
| money-bauble | $100.00 | $100.00 | 8/16/2010 8:52:20 AM |
| payment-gusto | $25.00 | $25.00 | 8/16/2010 10:39:58 AM |
| ferocious-exchange3 | $25.00 | $25.00 | 8/16/2010 11:15:28 AM |
| stock106 | $25.00 | $25.00 | 8/16/2010 10:37:53 AM |
| seisen | $55.10 | $55.10 | 8/16/2010 2:22:47 PM |
| dcap3 | $50.00 | $50.00 | 8/16/2010 8:53:00 PM |
| enthralling-deal180 | $49.56 | $49.56 | 8/17/2010 3:29:35 PM |
| firewomin | $50.00 | $50.00 | 8/17/2010 6:57:49 PM |
| kind-bill-supporter | $50.00 | $50.00 | 8/18/2010 8:43:01 AM |
| new-social-economist | $25.00 | $25.00 | 8/18/2010 12:08:53 PM |
| asiaratt | $50.00 | $50.00 | 8/18/2010 3:01:10 PM |
| Starfin-Capital-Management | $100.00 | $100.00 | 8/18/2010 3:14:52 PM |
| mtp | $25.00 | $25.00 | 8/19/2010 1:22:57 AM |
| maple1 | $25.00 | $25.00 | 8/19/2010 9:39:13 AM |
| BeanCownter | $34.45 | $34.45 | 8/19/2010 10:00:28 AM |
| elevated-investment | $25.00 | $25.00 | 8/19/2010 10:29:57 AM |
| bid-carrier0 | $25.00 | $25.00 | 8/19/2010 3:29:07 PM |
| currency-secret-agent | $50.00 | $50.00 | 8/19/2010 3:30:52 PM |
| anton | $150.00 | $105.83 | 8/19/2010 3:31:25 PM |
| rvfbroker | $25.00 | $25.00 | 8/19/2010 6:51:39 PM |
| Starfin-Capital-Management | $200.00 | $200.00 | 8/19/2010 4:12:44 PM |
| credit-missile | $25.00 | $25.00 | 8/20/2010 1:37:14 AM |
| HelpfulLender1 | $50.00 | $50.00 | 8/20/2010 5:40:29 AM |
| CaliforniaSun | $25.00 | $25.00 | 8/20/2010 8:32:56 AM |
| goodhearted-basis4 | $25.00 | $25.00 | 8/20/2010 10:07:09 AM |
| YoungTaxMan | $25.00 | $25.00 | 8/20/2010 12:16:32 PM |
| Bob450 | $25.00 | $25.00 | 8/20/2010 12:27:32 PM |
| heritage_loans | $29.87 | $29.87 | 8/20/2010 12:49:05 PM |
| lucrative-coin | $50.00 | $50.00 | 8/20/2010 1:05:11 PM |
| HammerSmith | $25.00 | $25.00 | 8/20/2010 2:02:40 PM |
| loaningmoneybyme | $25.51 | $25.51 | 8/20/2010 2:10:31 PM |
| zone8 | $100.00 | $100.00 | 8/13/2010 2:44:44 PM |
| bid-czar8 | $50.00 | $50.00 | 8/13/2010 2:50:40 PM |
| Comoparklender | $25.00 | $25.00 | 8/13/2010 2:57:54 PM |
| worthy-bid8 | $50.00 | $50.00 | 8/13/2010 2:58:41 PM |
| patriot897 | $25.00 | $25.00 | 8/13/2010 3:05:01 PM |
| kidsskipp | $25.00 | $25.00 | 8/13/2010 2:58:10 PM |
| Lam0nt | $25.00 | $25.00 | 8/13/2010 2:58:26 PM |
| Rattlehead | $25.00 | $25.00 | 8/13/2010 2:58:59 PM |
| cablenews | $25.00 | $25.00 | 8/13/2010 3:05:21 PM |
| Speculator | $100.00 | $100.00 | 8/13/2010 2:58:49 PM |
| authoritative-platinum7 | $25.00 | $25.00 | 8/13/2010 2:58:53 PM |
| top-courteous-peso | $50.00 | $50.00 | 8/13/2010 3:04:44 PM |
| WalnutCreekguy | $25.00 | $25.00 | 8/13/2010 3:05:16 PM |
| 108lender | $40.93 | $40.93 | 8/13/2010 9:00:15 PM |
| Artist_Blue | $25.00 | $25.00 | 8/13/2010 9:26:58 PM |
| persevering | $25.00 | $25.00 | 8/13/2010 8:27:26 PM |
| delicious-cash | $25.00 | $25.00 | 8/13/2010 8:44:33 PM |
| orange-preeminant-bill | $83.57 | $83.57 | 8/13/2010 11:04:45 PM |
| Slend49 | $50.00 | $50.00 | 8/14/2010 2:53:23 PM |
| copper | $30.00 | $30.00 | 8/14/2010 4:37:33 PM |
| lendme2 | $25.00 | $25.00 | 8/14/2010 12:49:53 PM |
| hope-hickory | $25.00 | $25.00 | 8/15/2010 9:47:07 AM |
| TommyTucker | $25.00 | $25.00 | 8/15/2010 12:30:48 PM |
| smart-leverage7 | $30.00 | $30.00 | 8/15/2010 8:03:48 PM |
| Diamond_Jim | $25.00 | $25.00 | 8/15/2010 12:37:16 PM |
| helpful-listing | $25.00 | $25.00 | 8/16/2010 6:07:08 AM |
| birddogsb | $35.90 | $35.90 | 8/15/2010 10:03:50 PM |
| auction-workhorse679 | $25.00 | $25.00 | 8/16/2010 4:32:08 AM |
| helping-out | $35.00 | $35.00 | 8/15/2010 8:37:10 PM |
| kegs | $100.00 | $100.00 | 8/16/2010 3:35:02 PM |
| larrybird | $100.00 | $100.00 | 8/16/2010 3:39:19 PM |
| the-silver-blaster | $35.00 | $35.00 | 8/17/2010 3:21:25 PM |
| loyalist1 | $50.00 | $50.00 | 8/17/2010 3:21:46 PM |
| reward-planetarium | $100.00 | $100.00 | 8/18/2010 2:46:44 PM |
| generous-deal6 | $25.00 | $25.00 | 8/18/2010 8:08:11 PM |
| leodaguy | $39.10 | $39.10 | 8/19/2010 2:52:02 AM |
| AlexTrep | $25.00 | $25.00 | 8/19/2010 10:27:59 AM |
| kulender | $50.00 | $50.00 | 8/19/2010 10:30:30 AM |
| oracle3 | $50.00 | $50.00 | 8/19/2010 2:57:03 PM |
| cashhelp | $25.00 | $25.00 | 8/19/2010 3:47:40 PM |
| marwadi-62 | $50.00 | $50.00 | 8/19/2010 4:05:11 PM |
| inspiring-reward | $100.00 | $100.00 | 8/19/2010 3:31:24 PM |
| jrhinomo | $25.00 | $25.00 | 8/19/2010 4:57:07 PM |
| jono9999 | $25.00 | $25.00 | 8/20/2010 3:43:59 AM |
| friendinmoney | $25.00 | $25.00 | 8/20/2010 8:21:45 AM |
| Starfin-Capital-Management | $100.00 | $100.00 | 8/20/2010 8:23:39 AM |
| credit-missile | $50.00 | $50.00 | 8/20/2010 8:51:44 AM |
| Lubava | $100.00 | $100.00 | 8/20/2010 1:15:32 PM |
| order-brigade | $25.00 | $25.00 | 8/20/2010 1:52:20 PM |
| 98 bids
|
Borrower Payment Dependent Notes Series
471566
This series of Notes was issued and sold upon the funding of the borrower loan #44215, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.2% |
Auction start date:
| Aug-16-2010 |
| |
Auction end date:
| Aug-23-2010 |
|
|
Starting lender yield:
| 33.35% |
Starting borrower rate/APR:
| 34.35% / 38.06% |
Starting monthly payment:
| $112.17 |
|
Final lender yield:
| 33.35% |
Final borrower rate/APR:
| 34.35% / 38.06% |
Final monthly payment:
| $112.17 |
| |
|
Auction yield range:
| 13.89% - 33.35% |
Estimated loss impact:
| 15.74% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.61% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 660-679 (Aug-2010) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 2y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,246 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 21 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| admirable-currency9 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Expenses...Please Help!
Purpose of loan:
My fiance and I are getting married next month.? We are paying for the event ourselves and had some unexpected expenses arise which depleted much of our savings.? He purchased the home we live in over a year ago and there is not enough in equity to borrow from.
My financial situation:
I am currently in the process of rebuilding my credit.? I have encountered some unfortunate circumstances regarding my creditworthiness but can assure that I am consistently on time with my responsibilities.? I have never bounced a check and have learned to how budget myself.? My financial commitments come first and this loan will not only give me the opportunity to help pay for this special day, but will also give me the chance to further my credit in a positive direction.
Monthly net income: $ 1,900
Monthly expenses: $
??Housing: $ 125
??Insurance: $ 60
??Car expenses: $ 300
??Utilities: $ 200
??Phone, cable, internet: $ 130
??Food, entertainment:100
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 75
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
You've got 21 DQs and you want to get married on borrowed money? See my page please. thank you - Tono
A:
As stated within the scope of this listing, I have had concerns relating to my credit standing. However, those accounts reflected as a "DQ" have reached resolution status. All active and open accounts to date are in good standing. I have not had a late or missed payment in over a year. My fiance and I had the funds set aside but he unfortunately had car trouble, which ultimately depleted these funds. A loan was our last resort.
(Aug-22-2010)
Q:
Your posting said that your fiancee bought a house, however the Prosper listing says you do not own a house? Why does Prosper say you do not own a house? - diversification-maple1
A:
My fiance purchased the home we live in. The mortgage is in his name only so I cannot note our home as an asset. Since this is not a joint listing the information provided pertains to my credit and income only.
(Aug-22-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| reward-adventure | $30.00 | $30.00 | 8/16/2010 2:42:35 PM |
| balance-handshake7 | $25.00 | $25.00 | 8/16/2010 2:43:02 PM |
| zone8 | $100.00 | $100.00 | 8/16/2010 2:46:58 PM |
| simplelender80 | $100.00 | $100.00 | 8/16/2010 2:57:21 PM |
| cablenews | $25.00 | $25.00 | 8/16/2010 3:35:58 PM |
| healingangel22 | $25.00 | $25.00 | 8/17/2010 10:53:29 AM |
| tech310 | $25.00 | $25.00 | 8/17/2010 1:45:30 PM |
| larrybird | $26.42 | $26.42 | 8/17/2010 7:57:12 PM |
| kegs | $100.00 | $100.00 | 8/17/2010 8:41:58 PM |
| rustysailor | $30.00 | $30.00 | 8/18/2010 12:32:32 AM |
| loyalist1 | $50.00 | $50.00 | 8/18/2010 5:08:59 PM |
| AlexTrep | $25.00 | $25.00 | 8/19/2010 10:30:15 AM |
| scoobiedoo | $25.00 | $25.00 | 8/19/2010 10:59:25 AM |
| enthralling-deal180 | $36.90 | $36.90 | 8/19/2010 5:27:37 PM |
| jono9999 | $25.00 | $25.00 | 8/20/2010 3:44:06 AM |
| ommcd | $25.00 | $25.00 | 8/20/2010 1:20:08 PM |
| niq4soccer | $25.00 | $25.00 | 8/20/2010 1:54:27 PM |
| helping-out | $30.00 | $30.00 | 8/20/2010 2:30:53 PM |
| reward-planetarium | $100.00 | $100.00 | 8/20/2010 2:30:46 PM |
| the-silver-blaster | $35.00 | $9.61 | 8/20/2010 2:31:02 PM |
| Tono | $30.00 | $30.00 | 8/20/2010 4:40:20 PM |
| chato2345 | $28.74 | $28.74 | 8/20/2010 4:56:32 PM |
| econgineer | $25.00 | $25.00 | 8/20/2010 7:15:59 PM |
| Kqwik | $25.00 | $25.00 | 8/21/2010 11:23:57 AM |
| red-ready-principal | $25.00 | $25.00 | 8/21/2010 5:48:59 PM |
| Evolver | $50.00 | $50.00 | 8/22/2010 1:43:47 PM |
| vivacious-euro | $50.00 | $50.00 | 8/22/2010 3:13:00 PM |
| diversification-maple1 | $25.00 | $25.00 | 8/22/2010 5:47:31 PM |
| point-berserker | $25.00 | $25.00 | 8/22/2010 7:53:46 PM |
| dudebrah | $25.00 | $25.00 | 8/22/2010 5:10:11 PM |
| 2152 | $25.00 | $25.00 | 8/23/2010 5:14:19 AM |
| mason5 | $50.00 | $50.00 | 8/23/2010 5:41:27 AM |
| minnesotafinancial | $25.00 | $25.00 | 8/23/2010 6:44:00 AM |
| Taho | $25.00 | $25.00 | 8/23/2010 10:21:48 AM |
| lendstats_com | $100.00 | $100.00 | 8/23/2010 10:25:08 AM |
| personal-lender | $25.00 | $25.00 | 8/16/2010 2:44:10 PM |
| reflective-rupee | $25.00 | $25.00 | 8/16/2010 2:47:52 PM |
| bid-czar8 | $50.00 | $50.00 | 8/16/2010 2:49:33 PM |
| top-courteous-peso | $50.00 | $50.00 | 8/16/2010 3:01:05 PM |
| Artist_Blue | $25.00 | $25.00 | 8/16/2010 3:33:20 PM |
| copper | $30.00 | $30.00 | 8/16/2010 3:40:30 PM |
| top-courteous-peso | $25.00 | $25.00 | 8/16/2010 3:48:24 PM |
| dcap3 | $50.00 | $50.00 | 8/16/2010 8:53:15 PM |
| important-openness1 | $100.00 | $100.00 | 8/17/2010 7:27:15 AM |
| Comoparklender | $40.00 | $40.00 | 8/17/2010 1:34:28 PM |
| Dubbs360 | $50.00 | $50.00 | 8/17/2010 1:34:08 PM |
| SolarMoonshine | $25.00 | $25.00 | 8/17/2010 3:09:07 PM |
| diplomatic-wealth7 | $25.00 | $25.00 | 8/17/2010 3:18:10 PM |
| bchen78875 | $25.00 | $25.00 | 8/18/2010 9:53:08 AM |
| fund-secret-agent | $25.00 | $25.00 | 8/19/2010 8:39:43 AM |
| oracle3 | $50.00 | $50.00 | 8/19/2010 3:22:54 PM |
| inspiring-reward | $100.00 | $100.00 | 8/20/2010 3:19:21 AM |
| extraordinary-transaction | $50.00 | $50.00 | 8/20/2010 10:44:02 AM |
| DHolly | $25.00 | $25.00 | 8/21/2010 8:04:10 AM |
| Bizern | $25.00 | $25.00 | 8/22/2010 1:40:13 PM |
| GS-ROCK | $25.00 | $25.00 | 8/23/2010 9:42:16 AM |
| Leshan | $33.33 | $33.33 | 8/23/2010 7:16:04 AM |
| wild-orange | $25.00 | $25.00 | 8/23/2010 12:47:58 PM |
| ultimate-peace | $200.00 | $200.00 | 8/23/2010 12:58:01 PM |
| aquistoyraul | $25.00 | $25.00 | 8/23/2010 1:18:50 PM |
| 60 bids
|
Borrower Payment Dependent Notes Series
471930
This series of Notes was issued and sold upon the funding of the borrower loan #44200, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.2% |
Auction start date:
| Aug-18-2010 |
| |
Auction end date:
| Aug-24-2010 |
|
|
Starting lender yield:
| 33.35% |
Starting borrower rate/APR:
| 34.35% / 38.49% |
Starting monthly payment:
| $67.30 |
|
Final lender yield:
| 33.35% |
Final borrower rate/APR:
| 34.35% / 38.49% |
Final monthly payment:
| $67.30 |
| |
|
Auction yield range:
| 13.89% - 33.35% |
Estimated loss impact:
| 15.74% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.61% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-2003 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 680-699 (Aug-2010) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 4y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $30,407 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dollar-bridge |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Student Loan
Purpose of loan:
This loan to pay for graduate school. I will pay off this loan once my financial aid is disbursed.
My financial situation:
I am a good candidate for this loan because I always pay on time
Monthly net income: $ 3200
Monthly expenses: $
??Housing: $ 1100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| simplelender80 | $100.00 | $100.00 | 8/18/2010 2:37:28 PM |
| reflective-rupee | $25.00 | $25.00 | 8/18/2010 2:34:41 PM |
| reward-adventure | $30.00 | $30.00 | 8/18/2010 2:40:59 PM |
| personal-lender | $25.00 | $25.00 | 8/18/2010 2:40:31 PM |
| top-courteous-peso | $50.00 | $50.00 | 8/18/2010 2:47:10 PM |
| dynrep | $25.00 | $25.00 | 8/19/2010 5:49:18 AM |
| fund-secret-agent | $25.00 | $25.00 | 8/19/2010 8:35:52 AM |
| RebuildALife | $25.00 | $25.00 | 8/19/2010 9:38:22 AM |
| rate-farm3 | $201.24 | $201.24 | 8/20/2010 11:45:30 AM |
| ommcd | $25.00 | $25.00 | 8/20/2010 4:02:32 PM |
| cashhelp | $25.00 | $25.00 | 8/21/2010 3:09:49 PM |
| diversification-maple1 | $50.00 | $50.00 | 8/22/2010 11:09:24 AM |
| Evolver | $50.00 | $50.00 | 8/22/2010 6:00:31 PM |
| scoobiedoo | $25.00 | $25.00 | 8/22/2010 10:10:58 PM |
| rockhound84 | $25.00 | $25.00 | 8/24/2010 4:23:31 AM |
| top-courteous-peso | $25.00 | $25.00 | 8/24/2010 9:41:51 AM |
| bid-czar8 | $50.00 | $50.00 | 8/18/2010 2:36:08 PM |
| bankbuddy55 | $75.00 | $75.00 | 8/18/2010 6:55:25 PM |
| retired272 | $25.00 | $25.00 | 8/19/2010 10:11:13 AM |
| Tycho | $26.00 | $26.00 | 8/19/2010 3:27:05 PM |
| zone8 | $50.00 | $50.00 | 8/19/2010 4:23:02 PM |
| diplomatic-wealth7 | $25.00 | $25.00 | 8/20/2010 2:54:30 PM |
| verdiprr | $300.00 | $66.22 | 8/20/2010 4:46:20 PM |
| new-truth-chuckler | $26.54 | $26.54 | 8/21/2010 8:47:58 AM |
| rockhound84 | $25.00 | $25.00 | 8/22/2010 6:16:37 AM |
| greenback-chairman5 | $25.00 | $25.00 | 8/22/2010 6:32:05 PM |
| point-berserker | $25.00 | $25.00 | 8/23/2010 12:11:23 AM |
| glroark | $50.00 | $50.00 | 8/23/2010 8:02:59 AM |
| gjm6d | $25.00 | $25.00 | 8/23/2010 10:10:41 AM |
| sharp518 | $100.00 | $100.00 | 8/23/2010 11:53:53 AM |
| jpollar | $25.00 | $25.00 | 8/23/2010 10:30:17 AM |
| mammalian4 | $50.00 | $50.00 | 8/23/2010 1:03:50 PM |
| pani5ue | $25.00 | $25.00 | 8/23/2010 1:38:27 PM |
| jono9999 | $25.00 | $25.00 | 8/23/2010 3:37:23 PM |
| AlexTrep | $25.00 | $25.00 | 8/23/2010 7:12:43 PM |
| umfan123 | $25.00 | $25.00 | 8/24/2010 7:17:07 AM |
| 36 bids
|
Borrower Payment Dependent Notes Series
472052
This series of Notes was issued and sold upon the funding of the borrower loan #44198, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.8% |
Auction start date:
| Aug-18-2010 |
| |
Auction end date:
| Aug-25-2010 |
|
|
Starting lender yield:
| 26.50% |
Starting borrower rate/APR:
| 27.50% / 31.05% |
Starting monthly payment:
| $123.28 |
|
Final lender yield:
| 26.00% |
Final borrower rate/APR:
| 27.00% / 30.54% |
Final monthly payment:
| $122.48 |
| |
|
Auction yield range:
| 10.89% - 26.50% |
Estimated loss impact:
| 11.45% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.55% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1989 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 700-719 (Aug-2010) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 9y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,581 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| green-bonus-apricot |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off specific debt.
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
You'll be debt free faster and save a lot of money if you use Dave Ramsey's plan instead. http://www.daveramsey.com/new/baby-steps/
Good luck, Tom - capitalistpiglet
A:
Not really a question but thank you for the advise...
(Aug-23-2010)
Q:
You left description of the loan, what you paying of? Why you should get loan? Your job and etc..... - Maximum_Investment
A:
At this point, it's cash flow for an unexpected car expense...
(Aug-24-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| RedCentre | $25.00 | $25.00 | 8/19/2010 2:48:20 AM |
| ptjg | $25.00 | $25.00 | 8/19/2010 6:27:01 AM |
| mercuriant | $25.00 | $25.00 | 8/19/2010 8:27:12 PM |
| JustMee | $25.00 | $25.00 | 8/20/2010 7:23:37 AM |
| Top_Gun_Lender | $26.00 | $26.00 | 8/20/2010 9:47:14 PM |
| CashFlow13 | $500.00 | $500.00 | 8/21/2010 5:17:11 AM |
| abnvette | $25.00 | $25.00 | 8/21/2010 11:32:47 PM |
| lemontree | $50.00 | $50.00 | 8/24/2010 3:13:37 PM |
| loan-fate | $75.00 | $75.00 | 8/24/2010 3:13:36 PM |
| extraordinary-interest1 | $50.00 | $50.00 | 8/24/2010 3:21:07 PM |
| shrewd-income | $25.00 | $25.00 | 8/24/2010 3:52:37 PM |
| three-for-6 | $89.81 | $89.81 | 8/24/2010 5:03:17 PM |
| bankbuddy55 | $30.00 | $30.00 | 8/24/2010 5:42:09 PM |
| WealthBuildingLessons | $50.00 | $50.00 | 8/24/2010 11:59:50 PM |
| unger | $25.00 | $25.00 | 8/25/2010 2:51:06 AM |
| trevize | $25.00 | $25.00 | 8/25/2010 5:35:54 AM |
| Leshan | $33.33 | $33.33 | 8/25/2010 8:13:05 AM |
| mckhbnpc | $30.00 | $30.00 | 8/25/2010 8:25:52 AM |
| favorite-commerce | $25.00 | $25.00 | 8/24/2010 10:16:03 PM |
| wwwUniversal | $25.00 | $25.00 | 8/25/2010 12:06:04 PM |
| aultraman | $25.00 | $25.00 | 8/25/2010 12:15:27 PM |
| malomar66 | $45.25 | $45.25 | 8/25/2010 8:48:08 AM |
| Taho | $50.00 | $50.00 | 8/25/2010 1:33:24 PM |
| paul1 | $25.00 | $25.00 | 8/25/2010 1:56:26 PM |
| Maximum_Investment | $33.64 | $33.64 | 8/25/2010 10:20:22 AM |
| ajst1 | $60.19 | $60.19 | 8/25/2010 10:37:29 AM |
| glroark | $50.00 | $50.00 | 8/25/2010 11:40:27 AM |
| hektek22 | $600.00 | $600.00 | 8/25/2010 1:39:39 PM |
| nymoney | $38.00 | $38.00 | 8/25/2010 2:01:37 PM |
| leverage-monger | $125.00 | $125.00 | 8/25/2010 2:09:52 PM |
| well-mannered-income3 | $25.00 | $25.00 | 8/19/2010 6:01:34 PM |
| scoobiedoo | $50.00 | $50.00 | 8/22/2010 10:12:58 PM |
| www-goldsilverbar-com | $25.00 | $25.00 | 8/23/2010 3:02:13 PM |
| 4mydaughterseducation | $25.00 | $25.00 | 8/23/2010 5:46:09 PM |
| senorzookeeper | $25.00 | $25.00 | 8/24/2010 5:56:43 AM |
| Whipster | $50.00 | $50.00 | 8/24/2010 6:03:17 AM |
| nfx | $25.00 | $25.00 | 8/24/2010 7:07:54 AM |
| reflective-rupee | $25.00 | $25.00 | 8/24/2010 9:19:49 AM |
| well-mannered-income3 | $25.00 | $25.00 | 8/24/2010 12:54:06 PM |
| friendinmoney | $25.00 | $25.00 | 8/24/2010 2:42:40 PM |
| pani5ue | $25.00 | $25.00 | 8/24/2010 2:53:00 PM |
| safe-velocity4 | $50.00 | $50.00 | 8/24/2010 3:00:45 PM |
| Wachocia | $25.00 | $25.00 | 8/24/2010 3:29:43 PM |
| wonder3 | $50.00 | $50.00 | 8/24/2010 6:45:28 PM |
| mammalian4 | $25.00 | $25.00 | 8/24/2010 7:21:51 PM |
| willinvest | $25.00 | $25.00 | 8/25/2010 1:47:29 AM |
| duty-monger | $50.00 | $50.00 | 8/25/2010 4:26:33 AM |
| dynrep | $25.00 | $23.78 | 8/25/2010 7:29:51 AM |
| Get56 | $25.00 | $25.00 | 8/25/2010 7:42:01 AM |
| leverage-monger | $25.00 | $25.00 | 8/25/2010 2:01:09 PM |
| aquistoyraul | $25.00 | $25.00 | 8/25/2010 2:12:16 PM |
| KTOWN | $25.00 | $25.00 | 8/25/2010 2:18:03 PM |
| Bob450 | $30.00 | $30.00 | 8/25/2010 10:14:18 AM |
| Pu239 | $60.00 | $60.00 | 8/25/2010 2:29:28 PM |
| 54 bids
|
Borrower Payment Dependent Notes Series
472366
This series of Notes was issued and sold upon the funding of the borrower loan #44195, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Aug-20-2010 |
| |
Auction end date:
| Aug-24-2010 |
|
|
Starting lender yield:
| 12.65% |
Starting borrower rate/APR:
| 13.65% / 15.80% |
Starting monthly payment:
| $153.04 |
|
Final lender yield:
| 12.65% |
Final borrower rate/APR:
| 13.65% / 15.80% |
Final monthly payment:
| $153.04 |
| |
|
Auction yield range:
| 5.89% - 12.65% |
Estimated loss impact:
| 5.16% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.49% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 740-759 (Aug-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
8 | Length of status: | 1y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,266 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| mk92802 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 10 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Apr-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Consolidate Credit Cards
Purpose of loan:
I'm just looking to consolidate a few bills and make them one payment.?
My financial situation:
I pay my bills and take pride in that fact. My wife and I are both employed with stable jobs, and are both salaried employees her as a director at a assisted living facility and I as a sanitation supervisor at a cheese factory. ? My income has increased pretty well over the last 2-3 years.? This would be my second loan that I have had through prosper with the first being a loan to buy old telephones.? I still have some extra income from the phones and they have been payed for a long time now.
My monthly budget:
Mortgage/rent: $550
Insurance: $150
Car expenses: $280
Utilities: $200
Phone, cable, internet: $150
Food, entertainment: $200
Clothing, household expenses $150
Credit cards and other loan payments: $300
Other expenses: $200
---------------------------------------
Total monthly expenses: $2200
total monthly income:$ 4400(from jobs)
extra monthly income other sources:300
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| rescue | $50.00 | $50.00 | 8/20/2010 2:41:52 PM |
| loan-wasp | $50.00 | $50.00 | 8/20/2010 2:44:44 PM |
| hitsman | $100.00 | $100.00 | 8/20/2010 2:46:14 PM |
| Kaj | $30.00 | $30.00 | 8/20/2010 2:47:11 PM |
| authentic-liberty7 | $50.00 | $50.00 | 8/20/2010 2:47:40 PM |
| Goodlender42 | $25.00 | $25.00 | 8/20/2010 2:45:45 PM |
| socrates520 | $50.00 | $50.00 | 8/20/2010 2:46:04 PM |
| Artist_Blue | $25.00 | $25.00 | 8/20/2010 2:49:17 PM |
| fishintime | $25.00 | $25.00 | 8/20/2010 2:46:21 PM |
| financelover | $25.00 | $25.00 | 8/20/2010 2:47:50 PM |
| RandyL3 | $25.00 | $25.00 | 8/20/2010 2:51:37 PM |
| enthralling-deal180 | $100.00 | $100.00 | 8/20/2010 2:48:06 PM |
| powerful-finance7 | $25.00 | $25.00 | 8/20/2010 2:51:40 PM |
| yield-lion2 | $30.00 | $30.00 | 8/20/2010 3:00:49 PM |
| diplomatic-wealth7 | $50.00 | $50.00 | 8/20/2010 4:02:07 PM |
| bountiful-durability | $38.67 | $38.67 | 8/20/2010 10:08:49 PM |
| brother_tam | $46.04 | $46.04 | 8/21/2010 1:31:25 AM |
| line6owner | $30.77 | $30.77 | 8/21/2010 3:19:44 AM |
| tntmojave | $25.00 | $25.00 | 8/21/2010 5:08:54 AM |
| dreammachine | $50.00 | $50.00 | 8/21/2010 9:34:09 AM |
| dcap3 | $100.00 | $100.00 | 8/21/2010 11:05:10 AM |
| jgar_O | $25.00 | $25.00 | 8/21/2010 1:09:58 PM |
| Math_Physics | $25.00 | $25.00 | 8/21/2010 3:04:42 PM |
| coloradoadam | $25.00 | $25.00 | 8/21/2010 3:10:02 PM |
| BeanCownter | $25.00 | $25.00 | 8/21/2010 9:04:14 PM |
| mrgrumpy | $100.00 | $100.00 | 8/22/2010 8:54:45 AM |
| psrch | $152.00 | $152.00 | 8/22/2010 1:41:37 PM |
| j2ee | $25.00 | $25.00 | 8/22/2010 2:22:10 PM |
| wise-spirited-nickel | $50.00 | $50.00 | 8/23/2010 6:04:52 AM |
| transaction-aggregator7 | $25.00 | $25.00 | 8/23/2010 6:51:36 AM |
| maldok1 | $25.00 | $25.00 | 8/23/2010 10:48:13 AM |
| brightest-affluence-motivator | $100.00 | $100.00 | 8/23/2010 11:08:11 AM |
| 113121 | $499.01 | $404.57 | 8/23/2010 12:38:51 PM |
| integrity-palm9 | $50.00 | $50.00 | 8/23/2010 4:10:50 PM |
| FinanceEngine | $30.00 | $30.00 | 8/23/2010 5:18:45 PM |
| 4mydaughterseducation | $25.00 | $25.00 | 8/23/2010 5:47:37 PM |
| senorzookeeper | $25.00 | $25.00 | 8/24/2010 5:58:34 AM |
| Kelor99 | $25.00 | $25.00 | 8/23/2010 10:13:26 PM |
| n24hour | $25.00 | $25.00 | 8/24/2010 7:22:00 AM |
| Weaverville | $25.00 | $25.00 | 8/20/2010 2:40:44 PM |
| tech310 | $100.00 | $100.00 | 8/20/2010 2:41:31 PM |
| kegs | $27.95 | $27.95 | 8/20/2010 2:44:27 PM |
| the-enterprising-leverage | $25.00 | $25.00 | 8/20/2010 2:44:29 PM |
| simplelender80 | $250.00 | $250.00 | 8/20/2010 2:47:07 PM |
| ray1051 | $25.00 | $25.00 | 8/20/2010 2:43:13 PM |
| xstreamin | $25.00 | $25.00 | 8/20/2010 2:45:30 PM |
| ichibon | $100.00 | $100.00 | 8/20/2010 2:45:59 PM |
| GElender | $50.00 | $50.00 | 8/20/2010 2:46:24 PM |
| pnace | $35.00 | $35.00 | 8/20/2010 2:47:32 PM |
| bid-czar8 | $50.00 | $50.00 | 8/20/2010 2:46:44 PM |
| generous-deal6 | $25.00 | $25.00 | 8/20/2010 2:47:58 PM |
| reward-planetarium | $100.00 | $100.00 | 8/20/2010 2:48:15 PM |
| larrybird | $150.00 | $150.00 | 8/20/2010 2:48:23 PM |
| fabulous-community4 | $150.00 | $150.00 | 8/20/2010 3:00:50 PM |
| proper-p2p6 | $100.00 | $100.00 | 8/20/2010 4:02:16 PM |
| one-midas | $25.00 | $25.00 | 8/20/2010 8:39:03 PM |
| Cheburashka | $25.00 | $25.00 | 8/21/2010 12:43:34 AM |
| bchen78875 | $25.00 | $25.00 | 8/21/2010 12:58:38 AM |
| CAGE-Investments | $25.00 | $25.00 | 8/21/2010 2:50:30 AM |
| EvalCrux | $50.00 | $50.00 | 8/21/2010 9:34:46 AM |
| MGOT-Ken | $25.00 | $25.00 | 8/21/2010 10:20:37 AM |
| jigsaw | $25.00 | $25.00 | 8/21/2010 11:43:47 AM |
| kulender | $50.00 | $50.00 | 8/21/2010 12:34:06 PM |
| enthusiastic-balance5 | $50.00 | $50.00 | 8/21/2010 3:05:29 PM |
| theloanteacher | $25.00 | $25.00 | 8/21/2010 9:54:42 PM |
| YeoLenderSource | $25.00 | $25.00 | 8/22/2010 7:24:40 AM |
| integrity-doctor | $100.00 | $100.00 | 8/22/2010 2:55:47 PM |
| diversification-maple1 | $25.00 | $25.00 | 8/22/2010 5:45:10 PM |
| worthy-bid8 | $100.00 | $100.00 | 8/22/2010 6:25:22 PM |
| MonkeyHero | $25.00 | $25.00 | 8/22/2010 6:50:44 PM |
| kain11286 | $50.00 | $50.00 | 8/22/2010 7:05:21 PM |
| tedi-tif | $50.00 | $50.00 | 8/22/2010 7:26:57 PM |
| jazzlender | $25.00 | $25.00 | 8/22/2010 8:09:05 PM |
| econgineer | $25.00 | $25.00 | 8/22/2010 8:50:54 PM |
| payout-reaction740 | $25.00 | $25.00 | 8/23/2010 9:30:16 AM |
| maximizer | $25.00 | $25.00 | 8/23/2010 9:06:51 AM |
| blue-useful-auction | $25.00 | $25.00 | 8/23/2010 8:56:13 AM |
| RadCad1 | $100.00 | $100.00 | 8/23/2010 9:48:17 AM |
| greenback-summoner0 | $25.00 | $25.00 | 8/23/2010 9:43:00 AM |
| aganippe | $50.00 | $50.00 | 8/23/2010 8:36:01 PM |
| mraleig | $100.00 | $100.00 | 8/23/2010 5:54:08 PM |
| sflash | $25.00 | $25.00 | 8/24/2010 6:00:31 AM |
| ScottFinance | $25.00 | $25.00 | 8/24/2010 6:57:45 AM |
| 83 bids
|
Borrower Payment Dependent Notes Series
472402
This series of Notes was issued and sold upon the funding of the borrower loan #44197, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.8% |
Auction start date:
| Aug-20-2010 |
| |
Auction end date:
| Aug-27-2010 |
|
|
Starting lender yield:
| 32.50% |
Starting borrower rate/APR:
| 33.50% / 37.19% |
Starting monthly payment:
| $177.56 |
|
Final lender yield:
| 26.50% |
Final borrower rate/APR:
| 27.50% / 31.05% |
Final monthly payment:
| $164.38 |
| |
|
Auction yield range:
| 10.89% - 32.50% |
Estimated loss impact:
| 11.46% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1990 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 640-659 (Aug-2010) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 2y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,397 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| tender-benefit1 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Weight Loss Surgery
Purpose of loan:
This loan will be used to?pay for the balance of weight loss surgery to be performed on October 18th, 2010.? I will be contributing over half of the expenses associated with the surgery from my take-home pay and have already arranged airfare and paid for numerous after-surgery/recovery-related expenses.???? I have a 2-week paid leave of absence from my work for this time period, so I will not have a loss of income during my recovery.
My financial situation:
I am a good candidate for this loan because?I have a good income in a steady career.? While I've been at my current employer for just under 3 years, I have been a Registered Nurse for 24 years.? As someone who is used to taking care of other people, I'm now dedicated to improving my own overall health and this surgery would play an important part in that.? In the past few years, I have spent a considerable amount of time serving as a Mentor to new Nurses and hope to be able to continue to do that for the next 10-15 years of my career.? Being in the best health possible would help me do this.?
I have contributed to a Flexible Spending Account (FSA) at my workplace throughout this year.? The FSA has a balance of $4,800.00 and this amount will be reimbursed to me after completing my surgery.? I will use the Flexible Spending Account funds to pay off one of my credit cards (which will improve my credit rating) so taking out this loan will not add further debt to my financial picture.
Because obtaining this surgery is so important to me, I have opted for a higher interest rate of 32.5%.? Over the life of the loan, the additional cost will be $474.48 (above the recommended Prosper interest rate of 27.5%).?? This equates to an additional cost of only $13.18 per month out of pocket.? I feel this is literally a small price to pay for the benefits to my health from obtaining this surgery.
It's very important to me to keep my Prosper.com loan in good standing
because I would like to be able to utilize the program again to update
my home after paying for this surgery.?
Thanks for viewing and funding my request.
Monthly net income: $
4800
Monthly expenses (TOTAL): $ 2920
? Housing: $ 1100 (includes insurance and property taxes)
? Insurance (Auto): $ 120
? Car & fuel expenses: $ 600
? Utilities: $ 100
? Phone, cable, internet: $ 100
? Food, entertainment: $ 300
? Clothing, household expenses $ 100
? Credit cards and other loans: $ 300
? Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| bid-czar8 | $50.00 | $50.00 | 8/20/2010 2:46:53 PM |
| reflective-rupee | $25.00 | $25.00 | 8/20/2010 2:49:02 PM |
| EBITDA | $25.00 | $25.00 | 8/20/2010 5:05:04 PM |
| enthusiastic-balance5 | $50.00 | $50.00 | 8/21/2010 3:09:13 PM |
| thorough-exchange4 | $25.00 | $25.00 | 8/21/2010 4:18:52 PM |
| Gibbyland | $50.00 | $50.00 | 8/21/2010 10:25:00 PM |
| dynrep | $25.00 | $25.00 | 8/22/2010 9:17:11 AM |
| SolarMoonshine | $25.00 | $25.00 | 8/22/2010 6:50:04 PM |
| DadWarbucks | $25.00 | $25.00 | 8/23/2010 6:53:59 AM |
| RadCad1 | $50.00 | $50.00 | 8/23/2010 9:47:48 AM |
| ommcd | $25.00 | $25.00 | 8/24/2010 11:16:38 AM |
| diplomatic-wealth7 | $25.00 | $25.00 | 8/24/2010 3:19:47 PM |
| zipemdown | $50.00 | $50.00 | 8/24/2010 5:43:04 PM |
| extraordinary-transaction | $50.00 | $50.00 | 8/25/2010 7:15:48 AM |
| Whipster | $50.00 | $50.00 | 8/25/2010 3:24:31 PM |
| HiccupinGminor | $50.00 | $50.00 | 8/25/2010 2:44:11 PM |
| HammerSmith | $25.00 | $25.00 | 8/25/2010 3:20:39 PM |
| orange-dollar-guild | $25.00 | $25.00 | 8/25/2010 3:41:14 PM |
| 108lender | $100.00 | $100.00 | 8/25/2010 6:10:56 PM |
| extraordinary-interest1 | $50.00 | $50.00 | 8/25/2010 3:46:05 PM |
| loan-fate | $75.00 | $75.00 | 8/25/2010 9:25:33 PM |
| helping-out | $30.00 | $30.00 | 8/26/2010 2:44:20 AM |
| important-ore | $50.00 | $50.00 | 8/26/2010 3:22:24 AM |
| harmonious-revenue7 | $50.00 | $50.00 | 8/26/2010 11:34:51 AM |
| ryan6853 | $25.00 | $25.00 | 8/26/2010 9:01:41 AM |
| contract-happiness1 | $25.00 | $25.00 | 8/26/2010 9:37:19 AM |
| inspiring-reward | $100.00 | $100.00 | 8/26/2010 12:15:12 PM |
| auction-workhorse679 | $25.00 | $25.00 | 8/26/2010 9:42:04 AM |
| Abstract | $25.00 | $25.00 | 8/26/2010 10:16:06 AM |
| enthralling-deal180 | $100.00 | $100.00 | 8/26/2010 11:34:45 AM |
| tech310 | $50.00 | $50.00 | 8/26/2010 2:36:48 PM |
| kain11286 | $50.00 | $50.00 | 8/26/2010 11:34:53 AM |
| teller | $25.00 | $25.00 | 8/26/2010 11:35:57 AM |
| wlm3012 | $25.00 | $25.00 | 8/26/2010 1:18:56 PM |
| wwwUniversal | $25.00 | $25.00 | 8/26/2010 2:06:11 PM |
| MapleLaker | $50.00 | $50.00 | 8/26/2010 2:33:50 PM |
| dcap3 | $50.00 | $50.00 | 8/26/2010 2:36:40 PM |
| gothampark | $25.00 | $25.00 | 8/26/2010 3:35:42 PM |
| Bobtep23 | $25.00 | $25.00 | 8/26/2010 4:47:11 PM |
| systematic-repayment5 | $25.00 | $25.00 | 8/26/2010 3:13:02 PM |
| LibbyZ | $50.00 | $50.00 | 8/26/2010 3:17:19 PM |
| brightest-dignified-penny | $25.00 | $25.00 | 8/26/2010 3:31:30 PM |
| chato2345 | $50.00 | $50.00 | 8/26/2010 3:42:49 PM |
| Leopoldine | $25.00 | $25.00 | 8/26/2010 9:23:29 PM |
| harddollars | $68.00 | $68.00 | 8/26/2010 4:51:26 PM |
| CoolPlexer | $25.00 | $25.00 | 8/26/2010 5:30:12 PM |
| filovirus | $25.00 | $25.00 | 8/26/2010 6:06:09 PM |
| power-forte | $26.05 | $26.05 | 8/26/2010 6:12:47 PM |
| minnesotafinancial | $25.00 | $25.00 | 8/26/2010 6:55:43 PM |
| adventure0 | $100.00 | $100.00 | 8/26/2010 7:42:23 PM |
| credible-compassion6 | $25.00 | $25.00 | 8/26/2010 10:58:06 PM |
| aztocas | $25.00 | $25.00 | 8/26/2010 8:16:19 PM |
| frogperson | $150.00 | $150.00 | 8/26/2010 8:33:04 PM |
| bughead | $25.00 | $25.00 | 8/26/2010 11:54:30 PM |
| BlindJoeDeath | $50.00 | $50.00 | 8/20/2010 9:34:04 PM |
| mizon291 | $25.00 | $25.00 | 8/21/2010 9:30:30 AM |
| green-rapid-openness | $50.00 | $50.00 | 8/21/2010 10:35:50 PM |
| green-rapid-openness | $50.00 | $50.00 | 8/21/2010 10:36:09 PM |
| balance-handshake7 | $25.00 | $25.00 | 8/22/2010 1:24:15 AM |
| Artist_Blue | $25.00 | $25.00 | 8/22/2010 5:53:54 PM |
| simplelender80 | $100.00 | $100.00 | 8/23/2010 9:46:11 AM |
| personal-lender | $25.00 | $25.00 | 8/23/2010 3:38:09 PM |
| reward-adventure | $30.00 | $30.00 | 8/23/2010 3:38:36 PM |
| mercuriant | $25.00 | $25.00 | 8/24/2010 3:06:18 PM |
| important-openness1 | $100.00 | $100.00 | 8/24/2010 3:20:59 PM |
| shur | $25.00 | $25.00 | 8/25/2010 12:07:33 PM |
| larrybird | $26.71 | $26.71 | 8/25/2010 2:26:35 PM |
| j-lender | $50.00 | $50.00 | 8/25/2010 2:45:07 PM |
| kegs | $100.00 | $100.00 | 8/25/2010 2:46:26 PM |
| loyalist1 | $50.00 | $50.00 | 8/25/2010 3:22:39 PM |
| prophetofomaha | $50.00 | $50.00 | 8/25/2010 3:43:15 PM |
| lagnisiruk | $50.00 | $50.00 | 8/25/2010 3:41:24 PM |
| bchen78875 | $25.00 | $25.00 | 8/25/2010 3:42:43 PM |
| lemontree | $47.12 | $47.12 | 8/25/2010 9:25:32 PM |
| Ven58 | $25.00 | $25.00 | 8/26/2010 1:48:00 AM |
| senorzookeeper | $25.00 | $25.00 | 8/26/2010 5:06:43 AM |
| rf7949 | $25.00 | $25.00 | 8/26/2010 5:07:07 AM |
| squarebob | $25.00 | $25.00 | 8/26/2010 11:34:47 AM |
| AlexTrep | $25.00 | $25.00 | 8/26/2010 2:34:27 PM |
| richboy56 | $25.00 | $25.00 | 8/26/2010 2:36:07 PM |
| deadbabyseal | $25.00 | $25.00 | 8/26/2010 2:38:27 PM |
| fairness-kayak | $25.00 | $25.00 | 8/26/2010 12:15:31 PM |
| the-silver-blaster | $35.00 | $35.00 | 8/26/2010 2:20:50 PM |
| piter-to-la-investment | $25.00 | $25.00 | 8/26/2010 3:05:22 PM |
| Helenska11 | $25.00 | $25.00 | 8/26/2010 3:05:44 PM |
| niq4soccer | $25.00 | $25.00 | 8/26/2010 2:36:56 PM |
| return-pumpkin7 | $25.00 | $25.00 | 8/26/2010 2:37:49 PM |
| industrious-silver | $50.00 | $50.00 | 8/26/2010 2:36:53 PM |
| Land_on_your_feet | $25.00 | $25.00 | 8/26/2010 3:00:49 PM |
| Picopie | $46.29 | $37.12 | 8/26/2010 3:06:05 PM |
| skillful-asset5 | $25.00 | $25.00 | 8/26/2010 8:47:05 PM |
| Rollshaft | $25.00 | $25.00 | 8/26/2010 8:55:09 PM |
| Leshan | $100.00 | $100.00 | 8/26/2010 4:21:14 PM |
| thankful-nickel2 | $25.00 | $25.00 | 8/26/2010 6:07:27 PM |
| marinbb | $25.00 | $25.00 | 8/26/2010 7:02:07 PM |
| Rogelio48 | $25.00 | $25.00 | 8/26/2010 8:37:45 PM |
| joyful-power9 | $50.00 | $50.00 | 8/26/2010 7:05:32 PM |
| draggon77 | $25.00 | $25.00 | 8/26/2010 9:22:56 PM |
| Bob450 | $25.00 | $25.00 | 8/26/2010 9:55:58 PM |
| 99 bids
|
Borrower Payment Dependent Notes Series
472404
This series of Notes was issued and sold upon the funding of the borrower loan #44209, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.2% |
Auction start date:
| Aug-20-2010 |
| |
Auction end date:
| Aug-27-2010 |
|
|
Starting lender yield:
| 33.35% |
Starting borrower rate/APR:
| 34.35% / 38.06% |
Starting monthly payment:
| $269.21 |
|
Final lender yield:
| 33.35% |
Final borrower rate/APR:
| 34.35% / 38.06% |
Final monthly payment:
| $269.21 |
| |
|
Auction yield range:
| 13.89% - 33.35% |
Estimated loss impact:
| 15.74% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.61% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 660-679 (Aug-2010) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 2y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,096 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dinero-gadget |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to?
Paying off my credit cards
My financial situation:
I am a good candidate for this loan because? I have a stable job..worked in Newark airport for 5 yrs with 3 different companies. Also had 3 car loans over? the years ( lease and finance) and i always pay on-time. with this loan i will have plenty of room to save more money and no more headaches with credit cards high rates just one payment every month
Monthly net income: $2300
Monthly expenses: $
??Housing: $
0 leave with parents
??Insurance: $
170
??Car expenses: $ 400
??Utilities: $
0
??Phone, cable, internet: $
130
??Food, entertainment: $
100
??Clothing, household expenses $
0
??Credit cards and other loans: $
400
??Other expenses: $
0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| simplybarg | $50.00 | $50.00 | 8/20/2010 2:40:34 PM |
| bid-czar8 | $50.00 | $50.00 | 8/20/2010 2:46:54 PM |
| reflective-rupee | $25.00 | $25.00 | 8/20/2010 2:46:36 PM |
| zone8 | $100.00 | $100.00 | 8/20/2010 2:51:15 PM |
| cablenews | $25.00 | $25.00 | 8/20/2010 2:52:12 PM |
| birddogsb | $50.00 | $50.00 | 8/20/2010 2:51:23 PM |
| 108lender | $25.00 | $25.00 | 8/20/2010 3:58:49 PM |
| EBITDA | $25.00 | $25.00 | 8/20/2010 5:05:37 PM |
| thorough-exchange4 | $25.00 | $25.00 | 8/21/2010 4:18:51 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 8/21/2010 3:08:49 PM |
| ingenious-truth0 | $25.00 | $25.00 | 8/22/2010 8:25:04 AM |
| simplelender80 | $100.00 | $100.00 | 8/22/2010 8:25:25 AM |
| Redmond | $25.00 | $25.00 | 8/22/2010 6:25:16 PM |
| RadCad1 | $50.00 | $50.00 | 8/23/2010 9:47:47 AM |
| diplomatic-wealth7 | $25.00 | $25.00 | 8/24/2010 3:19:48 PM |
| important-openness1 | $32.16 | $32.16 | 8/24/2010 3:20:59 PM |
| zipemdown | $50.00 | $50.00 | 8/24/2010 5:43:06 PM |
| tech310 | $25.00 | $25.00 | 8/24/2010 5:56:05 PM |
| extraordinary-transaction | $27.01 | $27.01 | 8/25/2010 8:33:32 AM |
| kegs | $100.00 | $100.00 | 8/25/2010 2:46:27 PM |
| HiccupinGminor | $50.00 | $50.00 | 8/25/2010 2:44:12 PM |
| shur | $25.00 | $25.00 | 8/25/2010 2:44:29 PM |
| jono9999 | $25.00 | $25.00 | 8/25/2010 3:40:21 PM |
| HelpfulLender1 | $25.00 | $25.00 | 8/25/2010 3:42:59 PM |
| red-favorable-basis | $25.00 | $25.00 | 8/25/2010 3:29:17 PM |
| prophetofomaha | $50.00 | $50.00 | 8/25/2010 3:43:16 PM |
| senorzookeeper | $25.00 | $25.00 | 8/26/2010 5:06:44 AM |
| contract-happiness1 | $25.00 | $25.00 | 8/26/2010 9:37:20 AM |
| important-ore | $50.00 | $50.00 | 8/26/2010 3:22:25 AM |
| majestic-currency3 | $50.00 | $50.00 | 8/26/2010 8:03:51 AM |
| enthralling-deal180 | $100.00 | $100.00 | 8/26/2010 12:15:34 PM |
| dcap3 | $50.00 | $50.00 | 8/26/2010 2:21:09 PM |
| head | $25.00 | $25.00 | 8/26/2010 2:34:06 PM |
| teller | $25.00 | $25.00 | 8/26/2010 11:35:58 AM |
| kind-bill-supporter | $25.00 | $25.00 | 8/26/2010 12:14:43 PM |
| inspiring-reward | $98.98 | $98.98 | 8/26/2010 2:20:25 PM |
| sweetlan | $25.00 | $25.00 | 8/26/2010 3:07:40 PM |
| deadbabyseal | $25.00 | $25.00 | 8/26/2010 2:38:29 PM |
| ITExec | $26.11 | $26.11 | 8/26/2010 3:08:27 PM |
| supreme-hope | $25.00 | $25.00 | 8/26/2010 2:35:27 PM |
| worth-quark | $25.00 | $25.00 | 8/26/2010 3:09:13 PM |
| gotjack | $25.00 | $25.00 | 8/26/2010 2:56:07 PM |
| lillian27 | $50.00 | $50.00 | 8/26/2010 3:06:22 PM |
| bold-enthralling-yield | $25.00 | $25.00 | 8/26/2010 3:06:33 PM |
| payout-mongoose | $50.00 | $50.00 | 8/26/2010 3:08:50 PM |
| roblender | $25.00 | $25.00 | 8/26/2010 3:06:23 PM |
| authoritative-capital | $25.00 | $25.00 | 8/26/2010 3:10:07 PM |
| gimincorp | $50.00 | $50.00 | 8/26/2010 3:10:12 PM |
| wampum-chorus3 | $25.00 | $25.00 | 8/26/2010 3:10:44 PM |
| favorite-commerce | $25.00 | $25.00 | 8/26/2010 3:07:53 PM |
| gokart83 | $25.00 | $25.00 | 8/26/2010 3:11:08 PM |
| maple1 | $25.00 | $25.00 | 8/26/2010 3:13:01 PM |
| income-excellence1 | $50.00 | $50.00 | 8/26/2010 3:13:04 PM |
| Trevor_C | $25.00 | $25.00 | 8/26/2010 3:11:14 PM |
| kmwvma | $25.00 | $25.00 | 8/26/2010 3:12:03 PM |
| green-rapid-openness | $50.00 | $50.00 | 8/26/2010 5:24:16 PM |
| life-is-great | $50.00 | $50.00 | 8/26/2010 3:13:08 PM |
| impressive-fund0 | $56.64 | $56.64 | 8/26/2010 6:02:05 PM |
| shark8851 | $50.00 | $50.00 | 8/26/2010 8:43:54 PM |
| dime-futurist | $25.00 | $25.00 | 8/26/2010 4:56:18 PM |
| Leopoldine | $25.00 | $25.00 | 8/26/2010 9:22:26 PM |
| Leshan | $33.33 | $33.33 | 8/26/2010 4:23:19 PM |
| Bob450 | $25.00 | $25.00 | 8/26/2010 9:53:59 PM |
| johnk317 | $50.00 | $50.00 | 8/27/2010 6:27:58 AM |
| joyful-power9 | $50.00 | $50.00 | 8/26/2010 7:05:33 PM |
| aztocas | $25.00 | $25.00 | 8/26/2010 8:20:06 PM |
| on_your_side | $25.00 | $25.00 | 8/26/2010 11:08:56 PM |
| larryboy10 | $25.00 | $25.00 | 8/26/2010 11:31:14 PM |
| circle | $55.00 | $55.00 | 8/26/2010 11:25:13 PM |
| wlm3012 | $25.00 | $25.00 | 8/27/2010 7:57:00 AM |
| RyanM561 | $25.00 | $25.00 | 8/27/2010 8:55:58 AM |
| exciting-fairness | $200.00 | $200.00 | 8/27/2010 9:31:53 AM |
| El_Profesional | $25.00 | $25.00 | 8/27/2010 10:14:10 AM |
| kevlar | $25.00 | $25.00 | 8/27/2010 1:04:08 PM |
| sturdy-peace9 | $50.00 | $50.00 | 8/27/2010 12:15:36 PM |
| billybragg | $25.00 | $25.00 | 8/27/2010 12:42:48 PM |
| eboomer2611 | $25.00 | $25.00 | 8/27/2010 1:12:04 PM |
| Rogelio48 | $25.00 | $25.00 | 8/27/2010 12:54:19 PM |
| icon7 | $25.00 | $25.00 | 8/27/2010 2:14:05 PM |
| revenue-locomotive | $25.00 | $25.00 | 8/27/2010 2:10:14 PM |
| Diamond_Jim | $25.00 | $25.00 | 8/20/2010 2:51:20 PM |
| helping-out | $35.00 | $35.00 | 8/20/2010 2:51:51 PM |
| BlindJoeDeath | $50.00 | $50.00 | 8/20/2010 9:34:03 PM |
| ryan23 | $25.00 | $25.00 | 8/21/2010 2:01:33 AM |
| mizon291 | $50.00 | $50.00 | 8/21/2010 9:30:30 AM |
| balance-handshake7 | $25.00 | $25.00 | 8/21/2010 11:58:51 AM |
| forthright-dedication | $25.00 | $25.00 | 8/21/2010 11:06:05 AM |
| Gibbyland | $50.00 | $50.00 | 8/21/2010 10:24:59 PM |
| Artist_Blue | $25.00 | $25.00 | 8/22/2010 3:44:08 AM |
| worthy-bid8 | $25.00 | $25.00 | 8/22/2010 8:25:34 AM |
| DadWarbucks | $25.00 | $25.00 | 8/23/2010 6:53:58 AM |
| order-bee1 | $225.00 | $225.00 | 8/22/2010 8:58:27 PM |
| personal-lender | $25.00 | $25.00 | 8/23/2010 3:38:12 PM |
| reward-adventure | $30.00 | $30.00 | 8/23/2010 3:38:37 PM |
| Tono | $25.00 | $25.00 | 8/23/2010 6:21:51 PM |
| extraordinary-interest1 | $50.00 | $50.00 | 8/24/2010 11:16:30 AM |
| ommcd | $25.00 | $25.00 | 8/24/2010 2:42:46 PM |
| top-courteous-peso | $25.00 | $25.00 | 8/24/2010 3:08:51 PM |
| AlexTrep | $25.00 | $25.00 | 8/25/2010 11:50:51 AM |
| larrybird | $100.00 | $100.00 | 8/25/2010 2:44:49 PM |
| j-lender | $50.00 | $50.00 | 8/25/2010 2:45:08 PM |
| lagnisiruk | $50.00 | $50.00 | 8/25/2010 3:41:24 PM |
| loyalist1 | $25.00 | $25.00 | 8/25/2010 3:41:37 PM |
| orange-dollar-guild | $25.00 | $25.00 | 8/25/2010 3:42:25 PM |
| SolarMoonshine | $25.00 | $25.00 | 8/25/2010 3:51:40 PM |
| bchen78875 | $25.00 | $25.00 | 8/25/2010 3:42:44 PM |
| squarebob | $25.00 | $25.00 | 8/26/2010 12:15:36 PM |
| the-silver-blaster | $35.00 | $35.00 | 8/26/2010 2:37:36 PM |
| harmonious-revenue7 | $50.00 | $50.00 | 8/26/2010 12:15:40 PM |
| kain11286 | $50.00 | $50.00 | 8/26/2010 12:15:41 PM |
| fairness-kayak | $25.00 | $25.00 | 8/26/2010 2:20:44 PM |
| visionary-currency | $50.00 | $50.00 | 8/26/2010 2:21:12 PM |
| DDHMoney | $25.00 | $25.00 | 8/26/2010 3:04:52 PM |
| anton | $51.83 | $51.83 | 8/26/2010 3:05:35 PM |
| joyful-treasure2 | $50.00 | $50.00 | 8/26/2010 3:06:07 PM |
| mtquan | $25.00 | $25.00 | 8/26/2010 3:06:15 PM |
| return-pumpkin7 | $25.00 | $25.00 | 8/26/2010 2:37:51 PM |
| bulsa | $50.00 | $50.00 | 8/26/2010 2:34:14 PM |
| flwah | $25.00 | $25.00 | 8/26/2010 3:08:36 PM |
| zone6 | $100.00 | $100.00 | 8/26/2010 2:42:07 PM |
| umfan123 | $25.00 | $25.00 | 8/26/2010 3:27:01 PM |
| new-social-economist | $25.00 | $25.00 | 8/26/2010 3:07:50 PM |
| openness-cymbal | $25.00 | $25.00 | 8/26/2010 3:11:29 PM |
| principal-samaritan2 | $25.00 | $25.00 | 8/26/2010 3:13:11 PM |
| well-mannered-marketplace5 | $25.00 | $13.88 | 8/26/2010 3:13:17 PM |
| wwwUniversal | $25.00 | $25.00 | 8/26/2010 3:10:56 PM |
| green-rapid-openness | $50.00 | $50.00 | 8/26/2010 5:25:10 PM |
| unger | $90.00 | $90.00 | 8/26/2010 7:44:11 PM |
| green-rapid-openness | $50.00 | $50.00 | 8/26/2010 5:24:41 PM |
| thankful-nickel2 | $25.00 | $25.00 | 8/26/2010 6:10:22 PM |
| credit-elation1 | $25.00 | $25.00 | 8/27/2010 9:11:11 AM |
| frogperson | $100.00 | $100.00 | 8/26/2010 8:44:51 PM |
| leverage-monger | $25.00 | $25.00 | 8/27/2010 10:04:56 AM |
| samurai2 | $25.00 | $25.00 | 8/27/2010 5:14:51 AM |
| Kqwik | $25.00 | $25.00 | 8/27/2010 2:23:58 AM |
| kindness-venture1 | $25.00 | $25.00 | 8/27/2010 4:23:52 AM |
| on_your_side | $25.00 | $25.00 | 8/27/2010 7:23:49 AM |
| VikingLender | $25.00 | $25.00 | 8/27/2010 5:58:17 AM |
| brightest-dignified-penny | $25.00 | $25.00 | 8/27/2010 8:07:53 AM |
| fairgirl | $25.00 | $25.00 | 8/27/2010 8:10:01 AM |
| aquistoyraul | $25.00 | $25.00 | 8/27/2010 1:05:24 PM |
| lucrative-coin | $93.36 | $93.36 | 8/27/2010 11:42:35 AM |
| mespeedy36 | $25.00 | $25.00 | 8/27/2010 2:18:01 PM |
| ErvLending | $46.70 | $46.70 | 8/27/2010 11:58:39 AM |
| harddollars | $50.00 | $50.00 | 8/27/2010 12:36:46 PM |
| Astyanax | $50.00 | $50.00 | 8/27/2010 12:59:11 PM |
| leverage-monger | $25.00 | $25.00 | 8/27/2010 1:49:16 PM |
| abnvette | $25.00 | $25.00 | 8/27/2010 1:07:57 PM |
| realtormoises | $25.00 | $25.00 | 8/27/2010 1:14:50 PM |
| goodhearted-basis4 | $25.00 | $25.00 | 8/27/2010 2:07:05 PM |
| MasterMind5 | $25.00 | $25.00 | 8/27/2010 2:27:19 PM |
| favorite-commerce | $25.00 | $25.00 | 8/27/2010 2:37:47 PM |
| 152 bids
|
Borrower Payment Dependent Notes Series
472484
This series of Notes was issued and sold upon the funding of the borrower loan #44192, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 9.8% |
Auction start date:
| Aug-20-2010 |
| |
Auction end date:
| Aug-26-2010 |
|
|
Starting lender yield:
| 24.75% |
Starting borrower rate/APR:
| 25.75% / 29.26% |
Starting monthly payment:
| $321.26 |
|
Final lender yield:
| 24.75% |
Final borrower rate/APR:
| 25.75% / 29.27% |
Final monthly payment:
| $321.26 |
| |
|
Auction yield range:
| 10.89% - 24.75% |
Estimated loss impact:
| 10.41% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.34% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1977 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 620-639 (Aug-2010) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 3y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,739 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 17 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| 3bcoach |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 25 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Apr-2010)
620-639
(Jan-2010)
620-639
(Dec-2009)
620-639
(Jun-2008)
|
|
Principal balance:
| $2,639.51 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 25 | | |
Description
Finishing basement
Purpose of loan:
This loan will be used to? Finsh basement???? We have NEVER been late on our first loan to prosper
My financial situation:
I am a good candidate for this loan because?? My credit has taken a hit , but we are on the up swing
Monthly net income: $ 6500
Monthly expenses: $ 3500
??Housing: $1900
??Insurance: $ 200
??Car expenses: $?200
??Utilities: $ 300
??Phone, cable, internet: $ 125
??Food, entertainment: $?500
??Clothing, household expenses $ 125
??Credit cards and other loans: $ 200
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| janicewill | $25.00 | $25.00 | 8/20/2010 2:40:35 PM |
| persevering | $50.00 | $50.00 | 8/20/2010 2:41:43 PM |
| ferocious-exchange3 | $25.00 | $25.00 | 8/20/2010 2:42:52 PM |
| reflective-rupee | $25.00 | $25.00 | 8/20/2010 2:45:15 PM |
| treasure-bliss | $100.00 | $100.00 | 8/20/2010 2:49:41 PM |
| skuba | $25.00 | $25.00 | 8/20/2010 2:50:03 PM |
| helpful-listing | $25.00 | $25.00 | 8/20/2010 2:50:20 PM |
| Craig_B | $25.00 | $25.00 | 8/20/2010 2:52:22 PM |
| TommyTucker | $25.00 | $25.00 | 8/20/2010 2:52:26 PM |
| jeromeyuan | $25.00 | $25.00 | 8/20/2010 2:52:34 PM |
| bold-principal-thinker | $25.00 | $25.00 | 8/20/2010 2:52:43 PM |
| DUDE66 | $25.00 | $25.00 | 8/20/2010 2:52:46 PM |
| stock106 | $25.00 | $25.00 | 8/20/2010 2:53:25 PM |
| WalnutCreekguy | $25.00 | $25.00 | 8/20/2010 2:53:34 PM |
| worthy-truth | $25.00 | $25.00 | 8/20/2010 2:52:18 PM |
| drg6289 | $25.00 | $25.00 | 8/20/2010 2:52:22 PM |
| smart-leverage7 | $30.00 | $30.00 | 8/20/2010 2:52:25 PM |
| simplelender80 | $137.89 | $137.89 | 8/20/2010 2:51:02 PM |
| jmcdon7230 | $25.00 | $25.00 | 8/20/2010 2:52:32 PM |
| first-restless-payout | $50.00 | $50.00 | 8/20/2010 2:52:36 PM |
| Palacios | $50.00 | $50.00 | 8/20/2010 2:52:51 PM |
| tech310 | $75.00 | $75.00 | 8/20/2010 2:53:13 PM |
| metro457 | $40.00 | $40.00 | 8/20/2010 2:53:17 PM |
| worthy-bid8 | $50.00 | $50.00 | 8/20/2010 2:53:20 PM |
| authoritative-platinum7 | $25.00 | $25.00 | 8/20/2010 2:53:22 PM |
| cjames84 | $25.00 | $25.00 | 8/20/2010 2:52:29 PM |
| ThatDanGuy | $30.00 | $30.00 | 8/20/2010 2:52:34 PM |
| nrowland | $25.00 | $25.00 | 8/20/2010 2:52:42 PM |
| VBAces | $25.00 | $25.00 | 8/20/2010 2:52:48 PM |
| uncleegg | $25.00 | $25.00 | 8/20/2010 2:53:16 PM |
| cablenews | $25.00 | $25.00 | 8/20/2010 2:53:51 PM |
| vkorichkov | $25.00 | $25.00 | 8/20/2010 3:56:12 PM |
| steely_dan34 | $25.00 | $25.00 | 8/20/2010 3:58:38 PM |
| forthright-dedication | $25.00 | $25.00 | 8/20/2010 4:00:21 PM |
| GMOD026 | $25.00 | $25.00 | 8/20/2010 4:02:51 PM |
| bountiful-durability | $50.00 | $50.00 | 8/20/2010 4:01:35 PM |
| Int_PrinRateTime4000 | $25.00 | $25.00 | 8/20/2010 5:14:34 PM |
| useful-p2ploan | $45.90 | $45.90 | 8/20/2010 5:14:55 PM |
| deal-frontier | $50.00 | $50.00 | 8/20/2010 5:16:15 PM |
| EBITDA | $25.00 | $25.00 | 8/20/2010 5:04:13 PM |
| loan4teacher | $25.00 | $25.00 | 8/20/2010 5:21:15 PM |
| benjamins-voyage | $25.00 | $25.00 | 8/20/2010 5:14:41 PM |
| money-bauble | $100.00 | $100.00 | 8/20/2010 5:21:59 PM |
| DadWarbucks | $25.00 | $25.00 | 8/20/2010 5:22:01 PM |
| jga516 | $25.00 | $25.00 | 8/20/2010 5:18:56 PM |
| payment-gusto | $25.00 | $25.00 | 8/20/2010 5:21:58 PM |
| copper | $30.00 | $30.00 | 8/20/2010 6:29:20 PM |
| jjswanso | $50.00 | $50.00 | 8/20/2010 8:55:34 PM |
| BlindJoeDeath | $50.00 | $50.00 | 8/20/2010 9:33:53 PM |
| mg6619 | $25.00 | $25.00 | 8/21/2010 12:42:04 AM |
| Dreams4Cash | $25.00 | $25.00 | 8/21/2010 12:25:52 AM |
| PhalanxBulldog | $25.00 | $25.00 | 8/21/2010 12:54:23 AM |
| eronyc | $25.00 | $25.00 | 8/21/2010 1:12:58 AM |
| r0b3m4n | $25.00 | $25.00 | 8/21/2010 1:26:52 AM |
| GrooveBiz | $33.05 | $33.05 | 8/21/2010 1:54:13 AM |
| halothane_logic | $25.00 | $25.00 | 8/21/2010 1:29:10 AM |
| CSUgrad08 | $25.00 | $25.00 | 8/21/2010 1:55:39 AM |
| lendme2 | $25.00 | $25.00 | 8/21/2010 12:28:12 AM |
| pumatrap | $25.00 | $25.00 | 8/21/2010 1:52:37 AM |
| Kreditorium | $25.00 | $25.00 | 8/21/2010 1:55:49 AM |
| responsive-rate884 | $25.00 | $25.00 | 8/21/2010 3:14:09 AM |
| lucrative-dollar | $25.00 | $25.00 | 8/21/2010 3:18:46 AM |
| sweetlan | $25.00 | $25.00 | 8/21/2010 3:10:51 AM |
| euro-shrine | $25.00 | $25.00 | 8/21/2010 3:18:49 AM |
| godzig | $25.00 | $25.00 | 8/21/2010 1:52:17 AM |
| apostle901 | $25.00 | $25.00 | 8/21/2010 1:54:24 AM |
| Jonb6919 | $25.00 | $25.00 | 8/21/2010 2:19:44 AM |
| Moe87 | $25.00 | $25.00 | 8/21/2010 5:57:32 AM |
| czar3 | $40.00 | $40.00 | 8/21/2010 2:26:00 AM |
| dedicated-diversification5 | $61.17 | $61.17 | 8/21/2010 2:46:40 AM |
| cash-boots | $25.00 | $25.00 | 8/21/2010 2:59:03 AM |
| Nickle-and-Dime-Loans | $25.00 | $25.00 | 8/21/2010 3:10:30 AM |
| logical-moola4 | $25.88 | $25.88 | 8/21/2010 3:24:00 AM |
| resource777 | $25.00 | $25.00 | 8/21/2010 11:03:02 AM |
| mizon291 | $50.00 | $50.00 | 8/21/2010 9:30:21 AM |
| archeanchaos | $25.00 | $25.00 | 8/21/2010 9:40:52 AM |
| lilgates26 | $25.00 | $25.00 | 8/21/2010 11:01:58 AM |
| enthusiastic-balance5 | $50.00 | $50.00 | 8/21/2010 3:05:34 PM |
| soulwork | $25.00 | $25.00 | 8/21/2010 3:28:52 PM |
| Gibbyland | $50.00 | $50.00 | 8/21/2010 10:24:52 PM |
| thorough-exchange4 | $25.00 | $25.00 | 8/21/2010 4:18:46 PM |
| birddogsb | $50.00 | $50.00 | 8/22/2010 8:24:51 AM |
| KgBsUcKa | $25.00 | $25.00 | 8/22/2010 2:30:27 AM |
| harddollars | $50.00 | $50.00 | 8/22/2010 8:33:44 AM |
| nestegg4e | $25.00 | $25.00 | 8/22/2010 1:29:37 PM |
| IntrepidInvestment | $50.00 | $50.00 | 8/22/2010 11:24:01 AM |
| brightest-asset-healer | $25.00 | $25.00 | 8/22/2010 7:23:48 PM |
| jonn834 | $25.00 | $25.00 | 8/22/2010 7:23:59 PM |
| circuitfive | $25.00 | $25.00 | 8/23/2010 9:05:16 AM |
| Glenn_Graham | $25.00 | $25.00 | 8/23/2010 9:43:13 AM |
| the-money-gargantuan | $25.00 | $25.00 | 8/23/2010 9:05:15 AM |
| WindyKid | $25.00 | $25.00 | 8/23/2010 9:45:24 AM |
| RadCad1 | $50.00 | $50.00 | 8/23/2010 9:47:35 AM |
| shrewd-deal | $25.00 | $25.00 | 8/23/2010 9:14:32 AM |
| traice | $25.00 | $25.00 | 8/23/2010 9:43:39 AM |
| revenue-channel8 | $25.00 | $25.00 | 8/23/2010 9:45:22 AM |
| personal-lender | $25.00 | $25.00 | 8/24/2010 7:16:58 AM |
| fairness-atmosphere | $35.00 | $35.00 | 8/24/2010 7:23:47 AM |
| atomantic | $25.00 | $25.00 | 8/24/2010 8:58:52 AM |
| ommcd | $25.00 | $25.00 | 8/24/2010 3:17:12 PM |
| reflective-rupee | $25.00 | $25.00 | 8/24/2010 3:41:58 PM |
| well-mannered-income3 | $25.00 | $25.00 | 8/24/2010 5:22:36 PM |
| WonByOne | $25.00 | $25.00 | 8/25/2010 11:44:18 AM |
| diplomatic-wealth7 | $25.00 | $25.00 | 8/25/2010 12:26:24 PM |
| Skeptical-one | $30.00 | $30.00 | 8/25/2010 8:06:30 AM |
| crippledcircus | $25.00 | $25.00 | 8/25/2010 1:05:21 PM |
| extraordinary-transaction | $50.00 | $50.00 | 8/25/2010 2:44:37 PM |
| HammerSmith | $25.00 | $25.00 | 8/25/2010 3:19:33 PM |
| shur | $25.00 | $25.00 | 8/25/2010 3:41:56 PM |
| auction-workhorse679 | $25.00 | $25.00 | 8/25/2010 4:42:22 PM |
| HiccupinGminor | $50.00 | $50.00 | 8/25/2010 3:41:28 PM |
| j-lender | $50.00 | $50.00 | 8/25/2010 3:43:53 PM |
| prophetofomaha | $50.00 | $50.00 | 8/25/2010 3:43:20 PM |
| 108lender | $100.00 | $100.00 | 8/25/2010 6:11:02 PM |
| umfan123 | $25.00 | $25.00 | 8/26/2010 3:22:48 AM |
| jpollar | $25.00 | $25.00 | 8/25/2010 7:04:54 PM |
| loyalist1 | $25.00 | $25.00 | 8/26/2010 1:48:08 AM |
| bchen78875 | $25.00 | $25.00 | 8/26/2010 2:07:28 AM |
| contract-happiness1 | $25.00 | $25.00 | 8/26/2010 9:37:25 AM |
| wlm3012 | $50.00 | $50.00 | 8/26/2010 1:28:47 PM |
| inspiring-reward | $100.00 | $100.00 | 8/26/2010 2:36:22 PM |
| orange-dollar-guild | $25.00 | $25.00 | 8/26/2010 2:37:40 PM |
| RC118 | $25.00 | $25.00 | 8/26/2010 2:37:28 PM |
| senorzookeeper | $25.00 | $25.00 | 8/26/2010 2:38:00 PM |
| 113121 | $400.00 | $169.05 | 8/26/2010 2:48:30 PM |
| thankful-nickel2 | $25.00 | $25.00 | 8/26/2010 6:15:10 PM |
| Leshan | $75.00 | $75.00 | 8/26/2010 4:26:56 PM |
| lloyd_s | $25.00 | $25.00 | 8/20/2010 2:42:54 PM |
| seisen | $100.00 | $100.00 | 8/20/2010 2:49:35 PM |
| bid-czar8 | $50.00 | $50.00 | 8/20/2010 2:47:03 PM |
| HHP | $25.00 | $25.00 | 8/20/2010 2:49:07 PM |
| GInBaghdad | $25.00 | $25.00 | 8/20/2010 2:52:16 PM |
| Ocean713 | $50.00 | $50.00 | 8/20/2010 2:49:38 PM |
| Yanwoo | $25.00 | $25.00 | 8/20/2010 2:52:21 PM |
| delicious-cash | $25.00 | $25.00 | 8/20/2010 2:52:24 PM |
| asset-professor | $25.00 | $25.00 | 8/20/2010 2:52:38 PM |
| compassion-lotus5 | $25.00 | $25.00 | 8/20/2010 2:52:41 PM |
| investment-forte | $25.00 | $25.00 | 8/20/2010 2:52:44 PM |
| Comoparklender | $25.00 | $25.00 | 8/20/2010 2:50:36 PM |
| Lam0nt | $25.00 | $25.00 | 8/20/2010 2:52:53 PM |
| svandgts | $25.00 | $25.00 | 8/20/2010 2:53:15 PM |
| oaktown23 | $50.00 | $50.00 | 8/20/2010 2:50:32 PM |
| Tammy102800 | $25.00 | $25.00 | 8/20/2010 2:52:17 PM |
| hope-hickory | $25.00 | $25.00 | 8/20/2010 2:52:20 PM |
| Thylow | $56.32 | $56.32 | 8/20/2010 2:51:03 PM |
| Nerdster1 | $25.00 | $25.00 | 8/20/2010 2:52:35 PM |
| rapid-power2 | $25.00 | $25.00 | 8/20/2010 2:52:39 PM |
| deal-secret-agent | $25.00 | $25.00 | 8/20/2010 2:52:45 PM |
| kmr2 | $61.13 | $61.13 | 8/20/2010 2:52:49 PM |
| finance-prescription | $50.00 | $50.00 | 8/20/2010 2:52:52 PM |
| kidsskipp | $25.00 | $25.00 | 8/20/2010 2:53:11 PM |
| cgkid | $25.00 | $25.00 | 8/20/2010 2:52:33 PM |
| frogperson | $150.00 | $150.00 | 8/20/2010 3:23:27 PM |
| rescue | $43.62 | $43.62 | 8/20/2010 2:52:35 PM |
| WBB21 | $25.00 | $25.00 | 8/20/2010 2:52:40 PM |
| BenOrt | $25.00 | $25.00 | 8/20/2010 2:52:49 PM |
| Speculator | $100.00 | $100.00 | 8/20/2010 2:53:12 PM |
| Rattlehead | $25.00 | $25.00 | 8/20/2010 2:53:19 PM |
| purdue98 | $25.00 | $25.00 | 8/20/2010 2:53:27 PM |
| patriot897 | $25.00 | $25.00 | 8/20/2010 2:53:36 PM |
| balance-handshake7 | $25.00 | $25.00 | 8/20/2010 2:54:01 PM |
| Interstate_Rate | $27.57 | $27.57 | 8/20/2010 4:00:10 PM |
| sympathetic-asset | $25.00 | $25.00 | 8/20/2010 3:55:39 PM |
| jengachamp | $25.00 | $25.00 | 8/20/2010 3:56:10 PM |
| SDNLR | $25.00 | $25.00 | 8/20/2010 3:58:37 PM |
| wellsfrugal | $25.00 | $25.00 | 8/20/2010 3:58:43 PM |
| brother_tam | $50.00 | $50.00 | 8/20/2010 4:01:39 PM |
| Artist_Blue | $25.00 | $25.00 | 8/20/2010 4:54:09 PM |
| Sixmil | $25.00 | $25.00 | 8/20/2010 5:22:05 PM |
| GeorgiaCredit | $25.00 | $25.00 | 8/20/2010 5:18:54 PM |
| Vreet | $25.00 | $25.00 | 8/20/2010 6:43:45 PM |
| gardenofeden | $25.00 | $25.00 | 8/20/2010 8:56:49 PM |
| nybanker85 | $50.00 | $50.00 | 8/21/2010 12:14:34 AM |
| LuvToLend | $25.00 | $25.00 | 8/21/2010 12:14:28 AM |
| bonFire8 | $25.00 | $25.00 | 8/21/2010 12:53:35 AM |
| momoney2lend | $25.00 | $25.00 | 8/21/2010 1:11:52 AM |
| zjonathan | $25.00 | $25.00 | 8/21/2010 12:11:02 AM |
| tallmon | $25.00 | $25.00 | 8/21/2010 1:29:06 AM |
| MrGhost | $25.00 | $25.00 | 8/21/2010 12:19:17 AM |
| phillipd48 | $25.00 | $25.00 | 8/21/2010 2:15:07 AM |
| atothez | $33.23 | $33.23 | 8/21/2010 12:52:20 AM |
| teller | $25.00 | $25.00 | 8/21/2010 12:55:57 AM |
| mesfinity | $25.00 | $25.00 | 8/21/2010 1:08:24 AM |
| janus_god | $25.00 | $25.00 | 8/21/2010 1:10:34 AM |
| GatorBux | $25.00 | $25.00 | 8/21/2010 2:46:28 AM |
| point-shooter | $25.00 | $25.00 | 8/21/2010 2:58:14 AM |
| Duanep01 | $25.00 | $25.00 | 8/21/2010 1:37:09 AM |
| kindness-percolator5 | $25.00 | $25.00 | 8/21/2010 3:14:06 AM |
| worth-arch | $25.00 | $25.00 | 8/21/2010 3:10:55 AM |
| rock-turner | $25.00 | $25.00 | 8/21/2010 3:11:37 AM |
| tkr2 | $25.00 | $25.00 | 8/21/2010 2:15:45 AM |
| accordion8 | $25.00 | $25.00 | 8/21/2010 2:58:55 AM |
| orange-preeminant-bill | $100.00 | $100.00 | 8/21/2010 3:01:38 AM |
| currency-sergeant | $25.00 | $25.00 | 8/21/2010 3:19:03 AM |
| demoseal | $25.00 | $25.00 | 8/21/2010 11:01:06 AM |
| a275ranger | $25.00 | $25.00 | 8/21/2010 11:02:36 AM |
| RandyL3 | $25.00 | $25.00 | 8/21/2010 5:38:33 PM |
| javajahn | $25.00 | $25.00 | 8/21/2010 9:29:20 PM |
| Viamin | $25.00 | $25.00 | 8/22/2010 7:08:49 AM |
| studious-listing8 | $50.00 | $50.00 | 8/22/2010 12:04:02 PM |
| beezling | $39.12 | $39.12 | 8/22/2010 12:59:07 PM |
| orange-courageous-dedication | $30.00 | $30.00 | 8/22/2010 11:46:51 AM |
| golden-cat | $25.00 | $25.00 | 8/22/2010 7:23:54 PM |
| TaoPooh | $25.00 | $25.00 | 8/22/2010 7:23:50 PM |
| Dubbs360 | $50.00 | $50.00 | 8/22/2010 8:44:31 PM |
| zone6 | $50.00 | $50.00 | 8/23/2010 9:45:18 AM |
| dime-beeper | $50.00 | $50.00 | 8/23/2010 7:24:23 AM |
| Schu | $50.00 | $50.00 | 8/23/2010 9:04:42 AM |
| dime-reaction | $25.00 | $25.00 | 8/23/2010 9:05:14 AM |
| reward-adventure | $30.00 | $30.00 | 8/24/2010 6:11:07 AM |
| good4loan | $25.00 | $25.00 | 8/24/2010 12:24:48 PM |
| zipemdown | $50.00 | $50.00 | 8/24/2010 5:43:10 PM |
| Jerrys1951 | $36.67 | $36.67 | 8/24/2010 6:13:18 PM |
| shrewd-benjamins | $25.00 | $25.00 | 8/25/2010 9:43:20 AM |
| important-openness1 | $37.92 | $37.92 | 8/25/2010 10:11:00 AM |
| kegs | $100.00 | $100.00 | 8/25/2010 3:40:24 PM |
| larrybird | $100.00 | $100.00 | 8/25/2010 3:42:46 PM |
| BrighterSuns | $25.00 | $25.00 | 8/25/2010 6:55:49 PM |
| investment-thinker4 | $25.00 | $25.00 | 8/25/2010 7:24:13 PM |
| Bob450 | $25.00 | $25.00 | 8/26/2010 9:49:07 AM |
| twjh | $25.00 | $25.00 | 8/26/2010 2:16:44 AM |
| important-ore | $50.00 | $50.00 | 8/26/2010 3:22:30 AM |
| extraordinary-interest1 | $50.00 | $50.00 | 8/26/2010 2:37:14 PM |
| foldingbenny2 | $40.00 | $40.00 | 8/26/2010 2:34:51 PM |
| helping-out | $30.00 | $30.00 | 8/26/2010 2:36:58 PM |
| hamster | $26.48 | $26.48 | 8/26/2010 3:22:02 PM |
| brightest-dignified-penny | $25.00 | $25.00 | 8/26/2010 3:20:51 PM |
| william8 | $25.00 | $25.00 | 8/26/2010 4:21:34 PM |
| 228 bids
|
Borrower Payment Dependent Notes Series
472694
This series of Notes was issued and sold upon the funding of the borrower loan #44206, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.8% |
Auction start date:
| Aug-23-2010 |
| |
Auction end date:
| Aug-27-2010 |
|
|
Starting lender yield:
| 26.50% |
Starting borrower rate/APR:
| 27.50% / 31.46% |
Starting monthly payment:
| $61.64 |
|
Final lender yield:
| 26.50% |
Final borrower rate/APR:
| 27.50% / 31.46% |
Final monthly payment:
| $61.64 |
| |
|
Auction yield range:
| 10.89% - 26.50% |
Estimated loss impact:
| 11.46% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1994 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 740-759 (Aug-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 37
/
35 | Length of status: | 23y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 75 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $83,543 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| calm-treasure9 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying Bills, College, Car Expenses
I plan to use this loan to pay off bills, pay for my son's college fees and car repairs. My monthly expenses are about 7000 per month including my house note. Credit card minimum payments are about 3000 per month. My house note is 2345 per month. Car notes come to 1000 per month and are included in my 5000 per month expenses. Thank you for looking at my listing and please let me know if you have any other questions! I am employed full time and I have never been delinquent in my accounts.
Thank you so much!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| bid-czar8 | $50.00 | $50.00 | 8/23/2010 10:06:58 AM |
| organic-order | $25.00 | $25.00 | 8/23/2010 10:10:25 AM |
| reflective-rupee | $25.00 | $25.00 | 8/23/2010 10:31:37 AM |
| EBITDA | $25.00 | $25.00 | 8/23/2010 10:11:06 AM |
| balance-handshake7 | $25.00 | $25.00 | 8/23/2010 3:38:18 PM |
| simplelender80 | $100.00 | $100.00 | 8/23/2010 3:36:39 PM |
| Comoparklender | $38.44 | $38.44 | 8/24/2010 5:18:48 AM |
| reward-adventure | $30.00 | $30.00 | 8/24/2010 3:18:34 PM |
| inforapenny | $25.00 | $25.00 | 8/26/2010 5:44:31 AM |
| FutureLenderEC | $25.00 | $25.00 | 8/26/2010 11:16:52 AM |
| 108lender | $75.00 | $75.00 | 8/26/2010 11:34:42 AM |
| contract-happiness1 | $25.00 | $25.00 | 8/26/2010 9:37:43 AM |
| extraordinary-transaction | $50.00 | $50.00 | 8/26/2010 2:21:02 PM |
| good4loan | $25.00 | $25.00 | 8/26/2010 11:26:27 AM |
| truth-gondola5 | $28.40 | $28.40 | 8/26/2010 1:42:14 PM |
| loan-fate | $45.05 | $45.05 | 8/26/2010 3:27:42 PM |
| HiccupinGminor | $50.00 | $35.47 | 8/26/2010 3:20:33 PM |
| cashhelp | $25.00 | $25.00 | 8/26/2010 3:27:28 PM |
| meers2000 | $25.00 | $25.00 | 8/24/2010 6:43:15 AM |
| WalnutCreekguy | $25.00 | $25.00 | 8/24/2010 11:35:25 AM |
| Artist_Blue | $25.00 | $25.00 | 8/24/2010 11:35:35 AM |
| enthusiastic-balance5 | $50.00 | $50.00 | 8/24/2010 11:35:39 AM |
| bankbuddy55 | $75.00 | $75.00 | 8/24/2010 5:43:21 PM |
| personal-lender | $25.00 | $25.00 | 8/24/2010 3:18:22 PM |
| zipemdown | $50.00 | $50.00 | 8/24/2010 5:43:36 PM |
| ommcd | $25.00 | $25.00 | 8/25/2010 12:52:21 PM |
| important-openness1 | $100.00 | $100.00 | 8/25/2010 3:45:23 PM |
| diplomatic-wealth7 | $25.00 | $25.00 | 8/25/2010 3:45:13 PM |
| building_community | $25.00 | $25.00 | 8/26/2010 5:51:22 AM |
| RebuildALife | $25.00 | $25.00 | 8/26/2010 9:42:11 AM |
| Abstract | $25.00 | $25.00 | 8/26/2010 10:16:01 AM |
| Whipster | $50.00 | $50.00 | 8/26/2010 11:41:34 AM |
| turbostar666 | $25.00 | $25.00 | 8/26/2010 3:26:58 PM |
| kegs | $72.64 | $72.64 | 8/26/2010 3:11:26 PM |
| filovirus | $25.00 | $25.00 | 8/26/2010 6:07:50 PM |
| larrybird | $100.00 | $100.00 | 8/26/2010 3:18:23 PM |
| umfan123 | $25.00 | $25.00 | 8/26/2010 3:27:16 PM |
| wwwUniversal | $25.00 | $25.00 | 8/26/2010 5:14:53 PM |
| 38 bids
|
Borrower Payment Dependent Notes Series
472708
This series of Notes was issued and sold upon the funding of the borrower loan #44189, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.6% |
Auction start date:
| Aug-23-2010 |
| |
Auction end date:
| Aug-25-2010 |
|
|
Starting lender yield:
| 7.25% |
Starting borrower rate/APR:
| 8.25% / 8.59% |
Starting monthly payment:
| $314.52 |
|
Final lender yield:
| 7.25% |
Final borrower rate/APR:
| 8.25% / 8.59% |
Final monthly payment:
| $314.52 |
| |
|
Auction yield range:
| 2.89% - 7.25% |
Estimated loss impact:
| 1.55% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.70% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Nov-1977 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 740-759 (Aug-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
16 | Length of status: | 9y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $147,674 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| green-principal-balancer |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off credit card plan
Purpose of loan:
This loan will be used to
pay off high rate credit cards
My financial situation:
I am a good candidate for this loan because I have
a high credit score
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| schpere | $30.00 | $30.00 | 8/23/2010 9:58:37 AM |
| ray1051 | $50.00 | $50.00 | 8/23/2010 9:59:14 AM |
| DukSerduk | $25.00 | $25.00 | 8/23/2010 9:59:58 AM |
| tech310 | $50.00 | $50.00 | 8/23/2010 10:00:22 AM |
| market-socrates4 | $50.00 | $50.00 | 8/23/2010 10:01:57 AM |
| useful-currency | $25.00 | $25.00 | 8/23/2010 10:02:01 AM |
| moola-wildebeest3 | $50.00 | $50.00 | 8/23/2010 10:02:21 AM |
| kegs | $150.00 | $150.00 | 8/23/2010 10:02:26 AM |
| gain-seagull9 | $25.00 | $25.00 | 8/23/2010 10:02:46 AM |
| mlopez2007 | $25.00 | $25.00 | 8/23/2010 10:02:52 AM |
| GElender | $50.00 | $50.00 | 8/23/2010 10:02:59 AM |
| bigballer105 | $100.00 | $100.00 | 8/23/2010 10:03:05 AM |
| Ocean713 | $50.00 | $50.00 | 8/23/2010 10:03:14 AM |
| djs81 | $25.00 | $25.00 | 8/23/2010 10:04:01 AM |
| engaging-worth | $25.00 | $25.00 | 8/23/2010 9:59:02 AM |
| saritha | $25.00 | $25.00 | 8/23/2010 9:59:13 AM |
| ZeoInvestments | $25.00 | $25.00 | 8/23/2010 10:00:24 AM |
| kulender | $25.00 | $25.00 | 8/23/2010 10:01:42 AM |
| HelpFromNY | $50.00 | $50.00 | 8/23/2010 10:07:35 AM |
| saysana | $25.00 | $25.00 | 8/23/2010 10:01:46 AM |
| enrichment1 | $50.00 | $50.00 | 8/23/2010 10:07:56 AM |
| Goodlender42 | $25.00 | $25.00 | 8/23/2010 10:02:37 AM |
| top-sensible-yield | $50.00 | $50.00 | 8/23/2010 9:59:59 AM |
| cablenews | $50.00 | $50.00 | 8/23/2010 10:02:45 AM |
| larrybird | $150.00 | $150.00 | 8/23/2010 10:02:51 AM |
| kanakakm | $50.00 | $50.00 | 8/23/2010 10:03:01 AM |
| roblender | $25.00 | $25.00 | 8/23/2010 10:03:10 AM |
| proper-p2p6 | $50.00 | $50.00 | 8/23/2010 10:03:20 AM |
| ThomasC | $25.00 | $25.00 | 8/23/2010 10:02:18 AM |
| eyal0 | $25.00 | $25.00 | 8/23/2010 10:02:32 AM |
| diplomatic-wealth7 | $100.00 | $100.00 | 8/23/2010 10:02:41 AM |
| E_G | $50.00 | $50.00 | 8/23/2010 10:02:56 AM |
| fearless-auction7 | $25.00 | $25.00 | 8/23/2010 10:04:13 AM |
| bowdish1 | $50.00 | $50.00 | 8/23/2010 10:07:26 AM |
| helpishere777 | $25.00 | $25.00 | 8/23/2010 10:08:07 AM |
| financelover | $25.00 | $25.00 | 8/23/2010 10:08:36 AM |
| reward-planetarium | $100.00 | $100.00 | 8/23/2010 10:09:37 AM |
| ingenious-order783 | $25.00 | $25.00 | 8/23/2010 10:10:40 AM |
| Duchdad | $25.00 | $25.00 | 8/23/2010 10:11:40 AM |
| CorporateT00l | $50.00 | $50.00 | 8/23/2010 10:11:44 AM |
| life-is-great | $50.00 | $50.00 | 8/23/2010 10:13:29 AM |
| RandyL3 | $25.00 | $25.00 | 8/23/2010 10:14:20 AM |
| liberty-destiny3 | $25.00 | $25.00 | 8/23/2010 10:13:13 AM |
| j2ee | $25.00 | $25.00 | 8/23/2010 10:13:46 AM |
| smallcountry | $31.80 | $31.80 | 8/23/2010 11:57:59 AM |
| Artist_Blue | $25.00 | $25.00 | 8/23/2010 12:06:01 PM |
| loan4teacher | $25.79 | $25.79 | 8/23/2010 10:31:32 AM |
| crawfingers | $25.00 | $25.00 | 8/23/2010 12:56:56 PM |
| CirC | $25.00 | $25.00 | 8/23/2010 12:58:22 PM |
| klinebarger | $25.00 | $25.00 | 8/23/2010 12:58:31 PM |
| Cpay2Me | $25.00 | $25.00 | 8/23/2010 12:58:46 PM |
| bigbucksfunding | $50.00 | $50.00 | 8/23/2010 12:58:54 PM |
| Alpha-AssistU | $100.00 | $100.00 | 8/23/2010 12:59:12 PM |
| wise-dedicated-power | $25.00 | $25.00 | 8/23/2010 11:01:44 AM |
| well-rounded-dinero | $25.00 | $25.00 | 8/23/2010 12:59:35 PM |
| pleasant-dime | $25.00 | $25.00 | 8/23/2010 12:59:42 PM |
| shrewd-deal | $25.00 | $25.00 | 8/23/2010 12:59:56 PM |
| Jack1966 | $25.00 | $25.00 | 8/23/2010 1:00:09 PM |
| toblerone | $50.00 | $50.00 | 8/23/2010 1:00:17 PM |
| pragmatic-camaraderi | $25.00 | $25.00 | 8/23/2010 1:00:27 PM |
| community-saver158 | $50.00 | $50.00 | 8/23/2010 1:00:39 PM |
| compassion-lotus5 | $25.00 | $25.00 | 8/23/2010 1:01:15 PM |
| MAKEITAUTOMATIC | $25.00 | $25.00 | 8/23/2010 1:01:31 PM |
| Okeey | $25.00 | $25.00 | 8/23/2010 1:01:42 PM |
| syounker | $25.00 | $25.00 | 8/23/2010 1:01:43 PM |
| Dr_M | $25.00 | $25.00 | 8/23/2010 1:01:48 PM |
| Refugee | $28.33 | $28.33 | 8/23/2010 1:01:56 PM |
| grc | $25.00 | $25.00 | 8/23/2010 1:02:02 PM |
| trade-pragmatist | $25.00 | $25.00 | 8/23/2010 12:58:15 PM |
| The_Secret | $25.00 | $25.00 | 8/23/2010 12:58:20 PM |
| SoCalRancher | $25.00 | $25.00 | 8/23/2010 12:58:29 PM |
| stoopidnoodle | $25.00 | $25.00 | 8/23/2010 12:58:36 PM |
| thoughtful-payment268 | $50.00 | $50.00 | 8/23/2010 12:58:49 PM |
| zwx1997 | $25.00 | $25.00 | 8/23/2010 12:59:05 PM |
| Georgia_Boy | $25.00 | $25.00 | 8/23/2010 12:59:14 PM |
| bonus-cougar | $25.00 | $25.00 | 8/23/2010 12:59:29 PM |
| SunsetCoastCapital | $25.00 | $25.00 | 8/23/2010 12:59:37 PM |
| moredthanu | $50.00 | $50.00 | 8/23/2010 12:59:41 PM |
| tranquil-principal | $25.00 | $25.00 | 8/23/2010 12:59:52 PM |
| tender-integrity3 | $50.00 | $50.00 | 8/23/2010 12:56:58 PM |
| awwaww | $25.00 | $25.00 | 8/23/2010 1:00:02 PM |
| CASHGIRL | $25.00 | $25.00 | 8/23/2010 12:57:30 PM |
| best-deal-banker | $50.00 | $50.00 | 8/23/2010 1:00:12 PM |
| sincere-transparency | $25.00 | $25.00 | 8/23/2010 1:00:25 PM |
| BOZO88 | $25.00 | $25.00 | 8/23/2010 1:00:32 PM |
| jazzlender | $25.00 | $25.00 | 8/23/2010 12:58:23 PM |
| neighborly-hope6 | $100.00 | $100.00 | 8/23/2010 12:58:28 PM |
| hope-hickory | $30.00 | $30.00 | 8/23/2010 1:00:37 PM |
| dionysus03 | $50.00 | $50.00 | 8/23/2010 1:00:44 PM |
| DavenportCapital | $25.00 | $25.00 | 8/23/2010 12:58:47 PM |
| joshua18 | $25.00 | $25.00 | 8/23/2010 1:01:04 PM |
| bchen78875 | $73.14 | $73.14 | 8/23/2010 12:58:57 PM |
| simplelender80 | $250.00 | $250.00 | 8/23/2010 1:01:10 PM |
| pilla | $50.00 | $50.00 | 8/23/2010 12:59:13 PM |
| sensible-gain884 | $50.00 | $50.00 | 8/23/2010 1:01:20 PM |
| contract-giant | $25.00 | $25.00 | 8/23/2010 12:59:18 PM |
| InvestorPartners | $25.00 | $25.00 | 8/23/2010 1:01:36 PM |
| satisfying-durability | $25.00 | $25.00 | 8/23/2010 12:59:27 PM |
| mburke3434 | $25.00 | $25.00 | 8/23/2010 1:01:41 PM |
| sicce | $25.00 | $25.00 | 8/23/2010 12:59:36 PM |
| Philosonie | $25.00 | $25.00 | 8/23/2010 1:01:51 PM |
| kunger | $25.00 | $25.00 | 8/23/2010 12:59:43 PM |
| shorthairedg | $30.09 | $30.09 | 8/23/2010 1:01:58 PM |
| dynamic-rupee | $25.00 | $25.00 | 8/23/2010 12:59:50 PM |
| DeltaGambler | $25.00 | $25.00 | 8/23/2010 1:02:01 PM |
| the-precious-bid | $25.00 | $25.00 | 8/23/2010 1:02:09 PM |
| hard-working-loot | $25.00 | $25.00 | 8/23/2010 1:00:10 PM |
| money-bauble | $100.00 | $100.00 | 8/23/2010 1:02:13 PM |
| DrMoneyBags | $25.00 | $25.00 | 8/23/2010 1:00:28 PM |
| Taxman44 | $50.00 | $50.00 | 8/23/2010 1:00:35 PM |
| sensible-trade | $90.38 | $90.38 | 8/23/2010 1:03:20 PM |
| RockCrown | $25.00 | $25.00 | 8/23/2010 1:00:58 PM |
| ITGuy | $50.00 | $50.00 | 8/23/2010 2:24:31 PM |
| dr-dollar | $25.00 | $25.00 | 8/23/2010 1:01:05 PM |
| livelytoad | $25.00 | $25.00 | 8/23/2010 1:01:13 PM |
| Pasagam | $25.00 | $25.00 | 8/23/2010 1:01:49 PM |
| dpfl55 | $25.00 | $25.00 | 8/23/2010 1:01:57 PM |
| mattpet | $25.00 | $25.00 | 8/23/2010 1:02:04 PM |
| steady-gain5 | $25.00 | $25.00 | 8/23/2010 1:02:07 PM |
| soulwork | $25.00 | $25.00 | 8/23/2010 1:02:24 PM |
| integrity-onator1 | $25.00 | $25.00 | 8/23/2010 1:03:10 PM |
| MGOT-Ken | $50.00 | $50.00 | 8/23/2010 1:03:36 PM |
| wwwUniversal | $25.00 | $25.00 | 8/23/2010 1:13:05 PM |
| inqbus | $50.00 | $33.91 | 8/23/2010 3:00:24 PM |
| sunny1985 | $25.00 | $25.00 | 8/23/2010 9:10:42 PM |
| dn0pes | $25.16 | $25.16 | 8/23/2010 11:52:57 PM |
| Bank_Of_XL | $25.00 | $25.00 | 8/24/2010 6:51:02 AM |
| octoberfresh | $35.00 | $35.00 | 8/24/2010 7:43:38 AM |
| outofoffice | $50.00 | $50.00 | 8/24/2010 11:16:50 AM |
| NoNameLender | $50.00 | $50.00 | 8/24/2010 6:02:08 PM |
| Weaverville | $25.00 | $25.00 | 8/23/2010 9:59:10 AM |
| kyomoon | $50.00 | $50.00 | 8/23/2010 10:00:08 AM |
| wise-dedicated-power | $25.00 | $25.00 | 8/23/2010 10:01:23 AM |
| DonaldColorado | $50.00 | $50.00 | 8/23/2010 10:02:12 AM |
| generous-deal6 | $25.00 | $25.00 | 8/23/2010 10:02:16 AM |
| personal-lender | $25.00 | $25.00 | 8/23/2010 10:02:24 AM |
| MrDavid | $50.00 | $50.00 | 8/23/2010 10:02:30 AM |
| buckyhead2000 | $25.00 | $25.00 | 8/23/2010 10:02:44 AM |
| bountiful-durability | $100.00 | $100.00 | 8/23/2010 10:02:49 AM |
| Tai | $25.00 | $25.00 | 8/23/2010 10:03:11 AM |
| alpinaut | $25.00 | $25.00 | 8/23/2010 10:03:24 AM |
| elasermd | $50.00 | $50.00 | 8/23/2010 9:59:06 AM |
| meenan | $25.00 | $25.00 | 8/23/2010 9:59:52 AM |
| investment-network | $25.00 | $25.00 | 8/23/2010 10:01:27 AM |
| dtrain5 | $25.00 | $25.00 | 8/23/2010 10:01:35 AM |
| acropiloterau2002 | $25.00 | $25.00 | 8/23/2010 10:01:40 AM |
| kenji4861 | $50.00 | $50.00 | 8/23/2010 9:58:44 AM |
| gold-commander0 | $50.00 | $50.00 | 8/23/2010 10:02:19 AM |
| paladin847 | $25.00 | $25.00 | 8/23/2010 10:08:10 AM |
| moneyfriend | $50.00 | $50.00 | 8/23/2010 10:02:33 AM |
| OCLend | $25.00 | $25.00 | 8/23/2010 9:59:44 AM |
| platinum-genetics | $25.00 | $25.00 | 8/23/2010 10:02:35 AM |
| windfall46 | $25.00 | $25.00 | 8/23/2010 9:59:55 AM |
| inspired-contract9 | $75.00 | $75.00 | 8/23/2010 10:02:39 AM |
| orgy63 | $25.00 | $25.00 | 8/23/2010 10:00:01 AM |
| cash-sensai2 | $25.00 | $25.00 | 8/23/2010 10:00:10 AM |
| Marathoner | $50.00 | $50.00 | 8/23/2010 10:03:17 AM |
| credit-shakespeare9 | $50.00 | $50.00 | 8/23/2010 10:10:42 AM |
| dontscrewmeover1 | $25.00 | $25.00 | 8/23/2010 10:02:13 AM |
| SARMAR | $50.00 | $50.00 | 8/23/2010 10:02:54 AM |
| BayShell | $50.00 | $50.00 | 8/23/2010 10:11:37 AM |
| Havana21 | $100.00 | $100.00 | 8/23/2010 10:03:07 AM |
| RusRobo | $25.00 | $25.00 | 8/23/2010 10:07:24 AM |
| dlshap | $25.00 | $25.00 | 8/23/2010 10:07:42 AM |
| Supernick | $50.00 | $50.00 | 8/23/2010 10:08:09 AM |
| bold-visionary-rate | $25.00 | $25.00 | 8/23/2010 10:07:44 AM |
| platinum-optimization1 | $25.00 | $25.00 | 8/23/2010 10:10:39 AM |
| Rysterola82 | $25.00 | $25.00 | 8/23/2010 10:10:33 AM |
| trident9 | $26.56 | $26.56 | 8/23/2010 10:11:36 AM |
| VBAces | $75.00 | $75.00 | 8/23/2010 10:11:34 AM |
| whistledicksmith | $50.00 | $50.00 | 8/23/2010 10:13:12 AM |
| tekkie2412 | $50.00 | $50.00 | 8/23/2010 10:13:15 AM |
| Avid_Skier | $50.00 | $50.00 | 8/23/2010 10:13:18 AM |
| CBTW | $25.00 | $25.00 | 8/23/2010 10:13:25 AM |
| crazybill | $25.00 | $25.00 | 8/23/2010 11:58:15 AM |
| dcap3 | $50.00 | $50.00 | 8/23/2010 11:07:23 AM |
| balance2 | $25.00 | $25.00 | 8/23/2010 12:57:46 PM |
| iolaire | $25.00 | $25.00 | 8/23/2010 12:58:18 PM |
| delicious-social132 | $40.00 | $40.00 | 8/23/2010 12:58:30 PM |
| the-money-gargantuan | $25.00 | $25.00 | 8/23/2010 12:58:44 PM |
| unequaled-payout | $100.00 | $100.00 | 8/23/2010 12:58:51 PM |
| LHSK | $25.00 | $25.00 | 8/23/2010 12:59:07 PM |
| bjmazur | $25.00 | $25.00 | 8/23/2010 12:59:16 PM |
| norcaliboy22 | $50.00 | $50.00 | 8/23/2010 12:59:22 PM |
| peaceful-agreement2 | $25.00 | $25.00 | 8/23/2010 12:59:31 PM |
| mad4wknds | $25.00 | $25.00 | 8/23/2010 12:59:38 PM |
| nonukem | $25.00 | $25.00 | 8/23/2010 12:59:48 PM |
| munnu | $25.00 | $25.00 | 8/23/2010 1:00:05 PM |
| Algaes | $25.00 | $25.00 | 8/23/2010 1:00:13 PM |
| surfhoss644 | $50.00 | $50.00 | 8/23/2010 1:00:34 PM |
| dirkjan | $25.00 | $25.00 | 8/23/2010 1:00:42 PM |
| afotherg | $40.00 | $40.00 | 8/23/2010 1:01:00 PM |
| wise-agile-investment | $25.00 | $25.00 | 8/23/2010 1:01:23 PM |
| HunterSix | $25.00 | $25.00 | 8/23/2010 1:01:42 PM |
| trillian16 | $25.00 | $25.00 | 8/23/2010 1:01:44 PM |
| jjb3 | $25.00 | $25.00 | 8/23/2010 1:01:52 PM |
| Xaja | $25.00 | $25.00 | 8/23/2010 1:01:59 PM |
| moltopaolo | $34.46 | $34.46 | 8/23/2010 1:02:03 PM |
| open-minded-credit4 | $25.00 | $25.00 | 8/23/2010 1:02:10 PM |
| vestquid | $25.00 | $25.00 | 8/23/2010 1:02:26 PM |
| teller | $50.00 | $50.00 | 8/23/2010 12:46:54 PM |
| balance-voyager | $100.00 | $100.00 | 8/23/2010 12:58:13 PM |
| value-pouch | $30.58 | $30.58 | 8/23/2010 12:58:17 PM |
| BeanCownter | $200.00 | $200.00 | 8/23/2010 12:58:25 PM |
| funfamilyX4 | $25.00 | $25.00 | 8/23/2010 12:58:32 PM |
| currency-persimmon | $25.00 | $25.00 | 8/23/2010 12:58:39 PM |
| velocity-alert1 | $50.00 | $50.00 | 8/23/2010 12:58:50 PM |
| VictoryPM | $25.00 | $25.00 | 8/23/2010 12:59:02 PM |
| money-explorer3 | $25.00 | $25.00 | 8/23/2010 12:59:11 PM |
| trevandtal | $25.00 | $25.00 | 8/23/2010 12:59:25 PM |
| ITS-A-WONDERFUL-LIFE | $25.00 | $25.00 | 8/23/2010 12:59:34 PM |
| engaging-yield4 | $25.00 | $25.00 | 8/23/2010 12:59:40 PM |
| nestegg4e | $25.00 | $25.00 | 8/23/2010 12:59:46 PM |
| icontender | $25.00 | $25.00 | 8/23/2010 12:59:54 PM |
| Breakfast_Gypsy | $25.00 | $25.00 | 8/23/2010 1:00:03 PM |
| RandomMonkey | $25.00 | $25.00 | 8/23/2010 1:00:08 PM |
| dharma1 | $25.00 | $25.00 | 8/23/2010 1:00:15 PM |
| dinero-festivity2 | $61.32 | $61.32 | 8/23/2010 1:00:24 PM |
| cash-merry-maker | $25.00 | $25.00 | 8/23/2010 1:00:29 PM |
| johntina | $50.00 | $50.00 | 8/23/2010 12:58:12 PM |
| GrommetPosse | $25.00 | $25.00 | 8/23/2010 1:00:33 PM |
| Investoman | $100.00 | $100.00 | 8/23/2010 12:58:27 PM |
| ksmith08 | $50.00 | $50.00 | 8/23/2010 12:58:31 PM |
| diligent-leverage | $25.00 | $25.00 | 8/23/2010 1:00:41 PM |
| sellbuy40 | $29.90 | $29.90 | 8/23/2010 12:58:38 PM |
| Charlieofalbany | $50.00 | $50.00 | 8/23/2010 1:00:51 PM |
| community-pipeline8 | $50.00 | $50.00 | 8/23/2010 1:01:03 PM |
| MoneyU4IA | $50.00 | $50.00 | 8/23/2010 1:01:07 PM |
| financialaid | $25.00 | $25.00 | 8/23/2010 12:59:09 PM |
| profitable-asset1 | $25.00 | $25.00 | 8/23/2010 1:01:18 PM |
| ramsumana | $25.00 | $25.00 | 8/23/2010 12:59:23 PM |
| lender_100 | $25.00 | $25.00 | 8/23/2010 12:59:33 PM |
| axl163 | $25.00 | $25.00 | 8/23/2010 1:01:46 PM |
| capital-mover7 | $25.00 | $25.00 | 8/23/2010 12:59:39 PM |
| MONEYLENDER101 | $40.44 | $40.44 | 8/23/2010 1:01:55 PM |
| fireboss | $25.00 | $25.00 | 8/23/2010 1:01:59 PM |
| myextracash | $25.00 | $25.00 | 8/23/2010 12:59:59 PM |
| payment-gusto | $25.00 | $25.00 | 8/23/2010 1:02:35 PM |
| american6 | $50.00 | $50.00 | 8/23/2010 1:00:43 PM |
| inspired-investment8 | $100.00 | $100.00 | 8/23/2010 1:03:07 PM |
| cheftek | $50.00 | $50.00 | 8/23/2010 1:00:50 PM |
| kain11286 | $100.00 | $100.00 | 8/23/2010 1:03:44 PM |
| adir1 | $25.00 | $25.00 | 8/23/2010 1:01:02 PM |
| freesia54 | $50.00 | $50.00 | 8/23/2010 1:01:12 PM |
| mrbanker | $100.00 | $100.00 | 8/23/2010 1:01:21 PM |
| Carpetkid | $50.00 | $50.00 | 8/23/2010 1:01:33 PM |
| roccofox | $38.14 | $38.14 | 8/23/2010 1:01:53 PM |
| JohnGalt94 | $25.00 | $25.00 | 8/23/2010 1:02:00 PM |
| IPlayOutsideTheBox | $25.00 | $25.00 | 8/23/2010 1:02:06 PM |
| blissful-note7 | $25.00 | $25.00 | 8/23/2010 1:02:11 PM |
| majestic-dedication | $50.00 | $50.00 | 8/23/2010 1:02:27 PM |
| baseballfan111 | $50.00 | $50.00 | 8/23/2010 1:03:11 PM |
| Simply2fly | $25.00 | $25.00 | 8/24/2010 6:16:18 PM |
| liederhaus | $50.00 | $50.00 | 8/25/2010 1:17:32 PM |
| 254 bids
|