My loan for debt consolidation

Purpose of loan: This loan will be used to consolidate medical & another minor debt. Also reduce payments.

I am a good Candidate for this loan because: I do not take my indebtedness lightly. I am a well seasoned citizen and am very careful with our expenditures, and my credit worthiness with Prosper is well documented which reflects my reliability. My Government retirement income which is debited directly into my banik account and the electronic deposit is always on time. No further obligations are anticipated.

My spouse's income net of $10,212 annually would also be involved in pay-back.
Current Income:
Gov. Retirement Monthly Gross $2793, Net $2549, Social Sec. $553, Net $457....Monthly Totals $3346, Net $3006.

Monthly Expenses:
Housing: $525
Insurance: $50
Car Expenses Incl. Insurance: $345
Utilities: $244
Phone, Cable, Internet: $145
Food, Entertainment: $300
Clothing, Household Expenses $100
Credit cards & other loans: $200 (Would be paid with this loan)

Redecking the porch

Purpose of loan:
Replace decking on the porch of my house

My financial situation:
I am a good candidate for this loan because?I am well employed as a nurse.? (RN - Registered Nurse $21.50/hr, $2.80/hr evening shift,and all the overtime that I am willing to volunteer for).? I have a property management company that I started in 1997 ($850/mo net), and am a real estate investor ($1,640/mo - all housing exenses listed below are for this 4 unit building where I live in one of the units - so I essentially have very low housing costs).? I receive $800/mo in child support for my son.

I have another prosper loan with a perfect payment history.

I declared bankrupcy (2004) in order to return to school as a single mom.? I did this to "buy time" from home lenders to divest 26 units of rental property so that I could have time to sell them in a slow economy versus foreclosure when tenants started losing jobs in record numbers.? I sold the houses for my mortgage balances, not at a profit, just to have the houses not "sell short".? The lenders did not lose a penny.?

Monthly net income: $5,725

Monthly expenses: $4,230
??Housing: $618? (mortgage balance $72,000,?2009 tax appraisal $178,000) 5 bedroom, 4 bath house divided into 4 studio apts
??Insurance: $36 house
??Car expenses: $500 pymt and ins, 150 gas and maint
??Utilities: $525
??Phone, cable, internet: $150
??Food, entertainment: $500
??Clothing, household expenses $150
??Credit cards: $200
? Child care:? $435
? Student Loans:? $230?
??Other expenses: $650 misc

Q: Hello, you are showing 1 delinquent item. Can you tell us a bit more about that, please? Thanks much. - wise-repayment-seeker

A: I pulled all 3 of my credit reports last night as I was unaware of any delinquency. I could not find it. Last time I posted for a loan there was an error on my report, that I had corrected, where a second mortgage (on a house now sold) had been sold to another lender but showed a delinquency for non-payment of a $0 balance bill. Not sure if it is possible that Prosper is still pulling info from that old report. That seems likely since it is reflecting that same $0 past due. (Aug-11-2010)

Physically disabled needing assist

Purpose of loan:
This loan will be used to? catch up on my credit cards.

My financial situation:
I am a good candidate for this loan because? when I get my SSI check I try to pay as much as I can

Monthly net income: $ 862.00????????

Monthly expenses: $?
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $ 165.00
??Food, entertainment: $?70.
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $ 225.00
??Other expenses: $ 110.00

Remodel Kitchen

Purpose of loan:I would like to remodel my bathroom and update partof my kitchen


My financial situation:
I am a good candidate for this loan because as reflected in my credit report I pay my bills on a timely manner. And this will be a short term loan.
Monthly net income: $
$6,000,00
Monthly expenses: $
??Housing: $ 500.00????
??Insurance: $ 100.00
??Car expenses: $ 50.00
??Utilities: $ 100.00
??Phone, cable, internet: $ 135.00
??Food, entertainment: $ 200.00??
? Clothing, household expenses $ 50.00
??Credit cards and other loans: $ 150.00
??Other expenses: $

Tuition

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

45 day payroll for new construction

Who Am I: I?am an?Iron worked who has 10 years of experience running and managing work. I have worked in NV, IN and NM. I have worked on power plants in for bridges in . I even worked on the ?in?. I?have gained good?office skills?when I was a Commercial Realtor in . I am now looking at doing something for me and my family.

Purpose of loan:
This loan will be used for start up cost in are new construction business and to pay my employees for there work. It takes 30 days to install?the product?and fifteen days to get paid from there. Are over head consisting of wire, paint and hours for the employees. We don't supply the bar but get paid for installing it.

My financial situation:
I am a good candidate for this loan because I have established my credit at the age of 18 years old. I have never had a late payment on any of my creators. I have always been on time with my mortgage and any payments I have ever had. My company currently has three contracts signed and is getting ready to start. The contracts are in the amount of $250,000.00+/-. We are projecting are payroll to be about 15,000 to 20,000 a month and are monthly billing to be amount 30,000.00 to 50,000. We just need to get through the first billing cycle. We have some of the money to take care of it but I need your help for the rest.

Monthly net income: $50,000.00

Monthly expenses: $
??Housing: $ 1100.00
??Insurance: $?400.00
??Car expenses: $ 0
??Utilities: $ 250.00
??Phone, cable, internet: $200.00
??Food, entertainment: $ 100.00
??Clothing, household expenses $100.00
??Credit cards and other loans: $ 500.00
??Other expenses: $ 15,000-$20,000 (payroll expense)

Q: Since you have good credit, can you not get a loan from bank? Please answer publicly. Thanks, - p2ploan-sensation211

A: I have good credit but all the banks in New Mexico require that the business has been established for at least three years. Since we have only been in business this year, we had to find alternative funding. (Aug-21-2010)

Q: 1. What does this mean? "I have worked on power plants in for bridges in . I even worked on the in ." 2. Are you self employed less than 1 year? 3. What is your education? 4. How are you certain that you will be paid by your customers in this ec - p2ploan-sensation211

A: The info didn't transfer correctly: " I have worked on power plants in IL & IN. I have helped build foundations for bridges in NM and NV . I was a foreman on The City Center project in Las Vegas. I was a Commercial Realtor in NM." This is our first year as a self-employed subcontractor with over 15 years experience. We have an agreement with the contractor to do the work and construction begins on Aug. 23. (Aug-21-2010)

Put in lawn & Sprinklers

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Q: Hello, could you please explain the delinquencies listed and give an idea of your monthly income and expenses? Regards, ORcowboy - ORcowboy

A: We have one written dispute with Bank of America on one late payment that should be cleared. Monthly income= $5450.00 gross Mo Expenses = $3000.00 (Aug-19-2010)

Prosper Reinvestment

Purpose of loan:
This loan will be used to reinvest in the prosper community and fund loans for those that need it.

My financial situation:
I am a good candidate for this loan because I am financially secure and can easily swing the $35 or so the final monthly repayment will be.????

Monthly net income: $ 6400

Monthly expenses: $
??Housing: $ 3300
??Insurance: $?0 - Mrs rf7949 pays for it??
? Car expenses: $ 100
??Utilities: $ 0 - Mrs rf7949 pays for it
??Phone, cable, internet: $ 0 - Mrs rf7949 pays for it
??Food, entertainment: $ 200
??Clothing, household expenses $ 300
??Credit cards and other loans: $?2000
??Other expenses: $ 200

The large credit balance is due to a $20,000 balance transfer that I took out a few months back.? There are no payments due until August 2011...the majority of my credit card and other loan payment numbers are for my car loan ($690/month) and credit card (paying about $1300/month).?

Q: Assuming that your loan is bid down to 20% hypothetically, what makes you think that you can earn more than this?. Especially given that you are only making around 5% on your current loans. - principal-star

A: Hey principal-star...thanks for your question and thanks for bidding. Yes, my return with loans provided hasn't been great, that's why I'm going to look to join a lenders' group and try and increase the return. Additionally, I'm trying to build a history with prosper to show reliable repayments, so that in the future I can look to borrow greater dollar amounts with lower interest. (Aug-22-2010)

TAX BILL

Purpose of loan:
This loan will be used to? I would like to earn your trust,??I need to pay? a tax?bill and help my son move? for??school?soon. I make good money and pay?my bills on time. I really like how prosper works and would like to be a part it?both from a borrower and someday a lender. I WILL PAY THIS LOAN BACK...
My financial situation:
I am a good candidate for this loan because?BECAUSE I WANT TO BE DEBT FREE, IT'S A SMALL LOAN ?BUT IT WILL HELP EVERYONE TO SEE I KEEP MY WORD AND PAY WHAT I OWE.?? THANK YOU FOR HELPING. I HOPE I CAN RETURN YOUR HELP SOMEDAY.
Monthly net income: $

Monthly expenses: $
??Housing: $ 352
??Insurance: $ 100
??Car expenses: $
??Utilities: $ 150
??Phone, cable, internet: $?75
??Food, entertainment: $?25
??Clothing, household expenses $
??Credit cards and other loans: $ 600
??Other expenses: $

Q: what's your monthly net income, and see my page please. thank you - Tono

A: my monthly income is 2500 hundred a month, total expenses around 1500 a month thanks (Aug-21-2010)

Consolidating credit cards

Purpose of loan:
This loan will be used to pay off two high APR credit cards. Currently with these high interest rates it will take 15+ years making the minimum payments.

My financial situation:
I am a good candidate for this loan because I pay all my bills 100% on time and would do anything possible to ensure all my bills are paid. I have a great job with complete job security.

Monthly net income: $ 3,800

Monthly expenses: $ 2,400
??Housing: $ 550
??Insurance: $ 90
??Car expenses: $ 500
??Utilities: $ 150
??Phone, cable, internet: $ 60
??Food, entertainment: $ 150
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 600
??Other expenses: $ 400

Paying off some high interest loans

Purpose of loan:
This loan will be used to consolidate and payoff some high interest loans. The loan Prosper offers will enable me to better manage my expenses?

My financial situation:
I am a good candidate for this loan because?
Im trying to get my credit to higher score? and by consolidating these loans it will make it easier for me to payoff this loan quicker
Monthly net income: $ 3600

Monthly expenses: $
??Housing: $ 975.00
??Insurance: $
??Car expenses: $
??Utilities: $ 65.00
??Phone, cable, internet: $ 200.00
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

putting in a new kitchen

Purpose of loan:
This loan will be used to?put in a?new kitchen

My financial situation:
I am a good candidate for this loan because? i feel i can make all the monthly payments, just need money up front. I'm never late on payments and i'd be so happy if you helped me out. Im getting married next month so our net income between the two of us will be $5500.

Monthly net income: $ 5500

Monthly expenses: $
??Housing: $ 1,500
??Insurance: $?
??Car expenses: $ 200
??Utilities: $ 50
??Phone, cable, internet: $ 125
??Food, entertainment: $ 100
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 500
??Other expenses: $ 50