Sales Report:Supplement No. 20 dated Aug 25, 2010 to Prospectus dated Jul 26, 2010
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 26, 2010 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 26, 2010 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 471217
This series of Notes was issued and sold upon the funding of the borrower loan #44118, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.3% Auction start date:  Aug-12-2010 
  Auction end date:  Aug-19-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $180.94
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 38.72% Final monthly payment: $180.94
 
Auction yield range: 16.89% - 34.00% Estimated loss impact: 20.31%  
Lender servicing fee: 1.00% Estimated return: 13.69%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-1982 Debt/Income ratio: 13%
Credit score: 600-619 (Aug-2010) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 2 Current / open credit lines: 10 / 8Length of status:25y 11m
Amount delinquent: $0 Total credit lines: 19 Occupation: Teacher
Public records last 12m / 10y: 0/ 4 Revolving credit balance: $9,460Stated income:$75,000-$99,999
Delinquencies in last 7y: 7 Bankcard utilization: 80%  
   Homeownership: No  
Screen name: teach24 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 26 ( 100% ) 600-619 (Latest)
Principal borrowed: $4,000.00< 31 days late: 0 ( 0% )  
620-639 (Jul-2010)
600-619 (May-2008)
600-619 (Apr-2008)
 
Principal balance: $1,552.23 31+ days late: 0 ( 0% )
Total payments billed: 26  
Description
WAS 100% FUNDED RELIST DUE TO ERROR
MY 100% FUNDED LISTING (WITH 262 BIDS) NEEDS TO BE RELISTED BECAUSE OF AN ADDRESS VERIFICATION ISSUE DUE TO A RECENT MOVE. I APOLOGIZE TO ALL OF YOU BIDDERS FOR THIS GLITCH. I HOPE I CAN COUNT ON YOUR CONTINUED SUPPORT FOR THIS NEW LISTING.


The purpose of this loan will be to put in a driveway and add a deck to the home I just built. This is my second Prosper loan.

I am a teacher and have been with my current employer for over 25 years. I am #1 for seniority in my department.



ABOUT MY HR RATING:

I am a bit surprised by this. My FICO score has increased since my last Prosper loan...and my bank card utilization is less. There was a 2 week period between the closing on my previous home and the closing on the one I just built. I assume that lapse has made Prosper consider me as a non-homeowner. The inquiries on the report are from working with mortgage companies and obtaining a home owner's insurance policy. Any DQs are inaccurate and from a failed business venture in 2003. You will see the amount owed is $0. I just obtained a conforming mortgage...so I assume my credit is fair.

My bank card utilization has increased by 4 percent (purchase of washer/dryer for my new home). This may have caused my score to drop a few points.


My last 26 Prosper loan payments have been 100% on time. The new loan will be automatically deducted from my checking account also.

Thank you so much for your time and consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
rock-turner$25.00$25.008/12/2010 3:22:12 PM
reflective-rupee$25.00$25.008/12/2010 3:35:48 PM
cablenews$25.00$25.008/12/2010 3:36:22 PM
simplelender80$25.00$25.008/13/2010 5:07:11 AM
glroark$50.00$50.008/13/2010 9:42:41 AM
payment-halo$25.00$25.008/13/2010 1:56:30 PM
genuine-integrity0$25.00$25.008/13/2010 3:50:27 PM
fabulous-community4$150.00$150.008/15/2010 10:34:51 AM
ralf206$50.00$50.008/15/2010 1:45:42 PM
DasMula$25.00$25.008/16/2010 8:22:53 AM
yield-lion2$30.00$30.008/16/2010 9:37:32 AM
DasMula$25.00$25.008/16/2010 8:23:08 AM
icanhasloanz$50.00$50.008/15/2010 11:24:56 PM
mikeandcat$50.00$50.008/16/2010 5:34:42 AM
loanman2007$150.00$150.008/16/2010 9:59:51 AM
diversification-maple1$25.00$25.008/16/2010 5:51:29 PM
BrighterSuns$25.00$25.008/16/2010 5:21:52 PM
titancash4u$25.00$25.008/17/2010 12:13:01 AM
Kash2010lu$25.00$25.008/16/2010 8:08:46 PM
McDeeter$25.00$25.008/17/2010 11:53:00 AM
top-courteous-peso$25.00$25.008/17/2010 12:37:27 PM
good4loan$25.00$25.008/17/2010 4:00:45 PM
innovator2$50.00$50.008/17/2010 7:14:40 PM
vette_311$50.00$50.008/17/2010 8:24:35 PM
pioneer580$100.00$100.008/17/2010 8:52:30 PM
Rollshaft$30.78$30.788/18/2010 2:13:16 AM
168RichCapital$25.00$25.008/18/2010 9:47:16 AM
jojofrankie$32.34$32.348/18/2010 2:27:15 PM
nickel-position$25.00$25.008/18/2010 4:34:18 PM
ddoneday$47.81$47.818/18/2010 8:54:56 PM
YoungTaxMan$50.00$50.008/18/2010 10:30:55 PM
Kash2010lu$25.00$25.008/18/2010 10:08:26 PM
principal-laser$41.15$41.158/19/2010 7:57:41 AM
MStackIV$50.00$50.008/19/2010 8:53:48 AM
gochargers$25.00$25.008/19/2010 9:40:53 AM
bobd32$25.00$25.008/19/2010 10:40:27 AM
NickRac$29.00$29.008/19/2010 11:36:19 AM
restless-dime$25.00$25.008/19/2010 12:59:25 PM
NekHoldings$25.00$25.008/19/2010 10:38:46 AM
wlm3012$25.00$25.008/19/2010 1:56:20 PM
Gregger$25.00$25.008/19/2010 12:37:32 PM
grampy48$25.00$25.008/19/2010 12:41:47 PM
payout-bridge$175.00$175.008/19/2010 2:55:58 PM
YoungTaxMan$300.00$300.008/19/2010 2:53:35 PM
icon7$40.00$40.008/19/2010 3:10:50 PM
Nerdster1$25.01$25.018/19/2010 2:21:54 PM
special-currency6$25.00$25.008/12/2010 3:29:56 PM
UCLA4life$35.00$35.008/12/2010 3:25:54 PM
worthy-bid8$25.00$25.008/12/2010 3:31:51 PM
zone8$100.00$100.008/12/2010 3:32:27 PM
diplomatic-wealth7$25.00$25.008/12/2010 3:49:41 PM
Diamond_Jim$25.00$25.008/12/2010 3:36:17 PM
birddogsb$50.00$50.008/12/2010 7:57:59 PM
investment-thinker4$25.00$25.008/13/2010 5:04:37 AM
WonByOne$50.00$50.008/13/2010 4:56:32 AM
Artist_Blue$25.00$25.008/13/2010 6:03:37 AM
blitzen40$25.00$25.008/13/2010 8:36:51 AM
ORcowboy$165.00$165.008/14/2010 12:35:00 AM
big_balla_papi$25.00$25.008/14/2010 1:56:49 AM
ORcowboy$500.00$401.988/15/2010 10:30:23 AM
Moe87$25.00$25.008/15/2010 6:45:17 AM
SolarMoonshine$25.00$25.008/16/2010 10:20:28 AM
DasMula$25.00$25.008/16/2010 8:24:21 AM
innovator2$50.00$50.008/16/2010 10:21:25 PM
return-grizzly$100.00$100.008/17/2010 12:55:39 AM
wealth-pipeline$25.00$25.008/17/2010 7:34:57 AM
FallonCredit$25.00$25.008/17/2010 8:09:41 PM
enthusiastic-balance5$40.41$40.418/17/2010 11:30:25 PM
YoungTaxMan$125.00$125.008/18/2010 2:20:20 PM
Land_on_your_feet$50.00$50.008/18/2010 2:48:55 PM
boo_hoo$50.00$50.008/18/2010 2:58:18 PM
nickel-position$25.00$25.008/18/2010 4:34:38 PM
KlarthXVII$25.00$25.008/18/2010 8:43:30 PM
lucrative-loan$31.02$31.028/18/2010 9:51:57 PM
tompau$25.00$25.008/19/2010 9:05:09 AM
168RichCapital$25.00$25.008/19/2010 8:12:12 AM
fairness-atmosphere$25.00$25.008/19/2010 10:16:58 AM
2152$25.00$25.008/19/2010 1:09:01 PM
RecoveryLender$25.50$25.508/19/2010 3:11:46 PM
balanced-balance6$25.00$25.008/19/2010 3:04:33 PM
grampy48$25.00$25.008/19/2010 2:21:02 PM
durable-investment8$25.00$25.008/19/2010 2:54:18 PM
82 bids
 
Borrower Payment Dependent Notes Series 469107
This series of Notes was issued and sold upon the funding of the borrower loan #44111, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $25,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.6% Auction start date:  Aug-10-2010 
  Auction end date:  Aug-17-2010 
 
Starting lender yield: 8.75% Starting borrower rate/APR: 9.75% / 10.09% Starting monthly payment: $803.75
Final lender yield: 8.75% Final borrower rate/APR: 9.75% / 10.09% Final monthly payment: $803.75
 
Auction yield range: 2.89% - 8.75% Estimated loss impact: 1.56%  
Lender servicing fee: 1.00% Estimated return: 7.19%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Mar-1995 Debt/Income ratio: 11%
Credit score: 820-839 (Jul-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:21y 7m
Amount delinquent: $0 Total credit lines: 26 Occupation: Fireman
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $29,853Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 55%  
   Homeownership: Yes  
Screen name: FireTim Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
pay off credit cards
Purpose of loan:
This loan will be used to? to pay off credit cards.

My financial situation:
I am a good candidate for this loan because?Have a secure job as a firefighter last 21 yrs. I have excellent credit with no late history.?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Weaverville$25.00$25.008/10/2010 2:50:39 PM
friendly-helper100$75.00$75.008/10/2010 2:50:47 PM
gzeo$25.00$25.008/10/2010 2:50:58 PM
LoftyIdeals$25.00$25.008/10/2010 2:49:30 PM
Artist_Blue$25.00$25.008/10/2010 2:52:08 PM
cash-sensai2$25.00$25.008/10/2010 2:52:42 PM
Tenfutta$25.00$25.008/10/2010 2:53:04 PM
ray1051$75.00$75.008/10/2010 2:55:52 PM
principal-prodigy$25.00$25.008/10/2010 2:56:24 PM
freesia54$50.00$50.008/10/2010 3:01:09 PM
trident9$50.00$50.008/10/2010 3:02:22 PM
kyomoon$50.00$50.008/10/2010 3:03:49 PM
puifais$50.00$50.008/10/2010 3:05:10 PM
gold-commander0$50.00$50.008/10/2010 3:05:23 PM
moola-wildebeest3$50.00$50.008/10/2010 3:05:27 PM
RussianPrincess$100.00$100.008/10/2010 3:05:34 PM
kenji4861$25.00$25.008/10/2010 3:05:48 PM
Mantis75$25.00$25.008/10/2010 3:06:18 PM
moneyfriend$50.00$50.008/10/2010 3:07:19 PM
investment-network$50.00$50.008/10/2010 3:06:41 PM
VBAces$75.00$75.008/10/2010 3:07:26 PM
platinum-genetics$25.00$25.008/10/2010 3:07:50 PM
joshua18$25.00$25.008/10/2010 3:07:45 PM
klinebarger$25.00$25.008/10/2010 3:14:00 PM
compassion-burrito$25.00$25.008/10/2010 3:19:37 PM
E_G$50.00$50.008/10/2010 3:19:39 PM
meenan$25.00$25.008/10/2010 2:51:52 PM
top-sensible-yield$50.00$50.008/10/2010 2:51:59 PM
acropiloterau2002$25.00$25.008/10/2010 3:19:25 PM
auction-sage$25.00$25.008/10/2010 3:19:40 PM
BayShell$50.00$50.008/10/2010 3:20:43 PM
tech310$50.00$50.008/10/2010 3:20:12 PM
currency-persimmon$25.00$25.008/10/2010 2:53:19 PM
sellbuy40$25.00$25.008/10/2010 2:53:59 PM
stable-money$25.00$25.008/10/2010 3:21:15 PM
turbostar666$30.00$30.008/10/2010 3:21:19 PM
community-pipeline8$50.00$50.008/10/2010 2:56:17 PM
majestic-dedication$50.00$50.008/10/2010 3:02:08 PM
personal-lender$25.00$25.008/10/2010 3:06:00 PM
eyal0$25.00$25.008/10/2010 3:06:52 PM
mrbanker$100.00$100.008/10/2010 3:07:04 PM
Rivervale_Westwood$25.00$25.008/10/2010 3:07:31 PM
diplomatic-wealth7$100.00$100.008/10/2010 3:08:14 PM
tekkie2412$50.00$50.008/10/2010 3:08:21 PM
jasmarc$25.00$25.008/10/2010 3:29:58 PM
simplelender80$250.00$250.008/10/2010 3:31:10 PM
dr-dollar$25.00$25.008/10/2010 3:13:38 PM
payment-gusto$25.00$25.008/10/2010 3:31:44 PM
market-socrates4$50.00$50.008/10/2010 3:18:32 PM
gain-seagull9$25.00$25.008/10/2010 3:18:49 PM
larrybird$100.00$100.008/10/2010 3:19:10 PM
paddatjie$50.00$50.008/10/2010 3:19:30 PM
SARMAR$50.00$50.008/10/2010 3:19:34 PM
friendlyviking$25.00$25.008/10/2010 3:35:38 PM
platinum-optimization1$25.00$25.008/10/2010 3:20:40 PM
Skramar$25.00$25.008/10/2010 3:20:59 PM
Havana21$75.00$75.008/10/2010 3:37:37 PM
mtp$50.00$50.008/10/2010 3:31:42 PM
lendingstar$25.00$25.008/10/2010 8:12:41 PM
Rdodson11$25.00$25.008/10/2010 7:17:37 PM
bonus-chosen-one$25.00$25.008/10/2010 4:37:37 PM
julijask$25.00$25.008/11/2010 12:27:43 AM
inspired-investment8$100.00$100.008/10/2010 10:17:40 PM
don8ter$46.27$46.278/11/2010 12:34:49 AM
industrious-dedication$25.00$25.008/11/2010 12:37:33 AM
bchen78875$50.00$50.008/11/2010 2:39:05 AM
dinero-oasis$25.00$25.008/11/2010 12:37:36 AM
roblender$25.00$25.008/10/2010 9:43:31 PM
BzJ108$25.00$25.008/10/2010 11:57:31 PM
thedoctor$35.32$35.328/11/2010 12:13:13 AM
octoberfresh$35.00$35.008/11/2010 7:32:35 AM
blue-useful-auction$25.00$25.008/11/2010 7:41:42 AM
BriantheK$50.00$50.008/11/2010 7:26:53 AM
Cai8899$26.90$26.908/11/2010 10:02:33 AM
best-coin-miser$50.00$50.008/11/2010 12:34:28 PM
bayareainv$100.00$100.008/11/2010 12:36:08 PM
kaykarun$39.27$39.278/11/2010 12:36:13 PM
Citizenryan$25.00$25.008/11/2010 12:36:43 PM
Philolend$25.00$25.008/11/2010 12:37:57 PM
tender-integrity3$50.00$50.008/11/2010 12:33:59 PM
aasx1108$25.00$25.008/11/2010 12:38:00 PM
DejaVu_NewYork$50.00$50.008/11/2010 9:32:42 AM
BOZO88$25.00$25.008/11/2010 12:38:07 PM
winlender$25.00$25.008/11/2010 12:34:56 PM
Marathoner$50.00$50.008/11/2010 1:12:30 PM
iolaire$25.00$25.008/11/2010 12:37:55 PM
AF-Chief$32.00$32.008/11/2010 12:38:01 PM
unclejaef$25.00$25.008/11/2010 12:38:07 PM
lizard_lips$42.64$42.648/11/2010 10:47:55 AM
bright-balance$25.00$25.008/11/2010 2:16:33 PM
wampum-optimization$50.00$50.008/11/2010 12:35:01 PM
trade-pragmatist$25.00$25.008/11/2010 12:36:28 PM
SoCalRancher$25.00$25.008/11/2010 12:37:46 PM
profitable-asset1$25.00$25.008/11/2010 12:37:50 PM
cash-merry-maker$25.00$25.008/11/2010 12:38:17 PM
upc_tnt$25.00$25.008/11/2010 2:13:15 PM
wise-silver-wonder$25.00$25.008/11/2010 2:15:09 PM
Bank_Of_XL$25.00$25.008/11/2010 6:59:39 PM
Frugal$25.00$25.008/11/2010 9:24:33 PM
RICHMONDREB$50.00$50.008/11/2010 4:09:26 PM
KiwiElf$25.94$25.948/11/2010 8:50:14 PM
fiscal65$25.00$25.008/11/2010 8:59:37 PM
thankful-nickel2$25.00$25.008/11/2010 6:11:23 PM
Jassi$25.00$25.008/11/2010 9:08:12 PM
baseballfan111$50.00$50.008/11/2010 11:42:33 PM
Spring342$25.00$25.008/12/2010 11:03:59 AM
hard-working-loot$25.00$25.008/12/2010 10:52:58 AM
Sixmil$25.00$25.008/12/2010 11:27:55 AM
wealth-pal3$25.00$25.008/12/2010 11:52:33 AM
rmachi$25.00$25.008/12/2010 12:02:35 PM
Eagledrop$25.00$25.008/12/2010 12:47:27 PM
haryassman$25.00$25.008/12/2010 3:48:59 PM
Jumbojack$50.00$50.008/12/2010 4:17:28 PM
bxdoc$75.00$75.008/12/2010 3:44:52 PM
Tradesmanlender$25.00$25.008/12/2010 6:35:58 PM
FinDoc$25.00$25.008/13/2010 3:07:23 AM
platinum-rapture6$50.00$50.008/12/2010 6:17:40 PM
Phantom99$25.00$25.008/12/2010 6:33:58 PM
aznsf4$104.44$104.448/12/2010 8:34:14 PM
jimbo29blue$50.00$50.008/13/2010 6:55:17 AM
benefit-piano5$25.00$25.008/13/2010 10:07:11 AM
rdrloan$43.73$43.738/13/2010 11:02:45 AM
mizount$50.00$50.008/13/2010 2:27:09 PM
psonicl$100.00$100.008/13/2010 3:07:22 PM
ingeborg77$50.00$50.008/13/2010 4:13:57 PM
dime-blackberry1$67.00$67.008/13/2010 4:17:17 PM
Strato$25.00$25.008/13/2010 4:53:10 PM
JoeMB$25.00$25.008/13/2010 3:47:05 PM
ingeborg77$50.00$50.008/13/2010 4:13:25 PM
don'twannadance$50.00$50.008/13/2010 4:19:43 PM
life-is-great$50.00$50.008/13/2010 3:06:27 PM
BiggestG$25.00$25.008/13/2010 9:16:25 PM
superchicken$25.00$25.008/13/2010 4:58:53 PM
Mattfromotm$25.43$25.438/13/2010 9:34:28 PM
Westerly$50.00$50.008/13/2010 3:17:47 PM
Sigonio$25.00$25.008/13/2010 9:42:40 PM
GCCPartners$25.00$25.008/13/2010 10:35:08 PM
syounker$25.00$25.008/13/2010 9:43:09 PM
laststrawman$25.00$25.008/13/2010 9:57:16 PM
funds-rascal$50.00$50.008/13/2010 9:58:27 PM
heroic-platinum$25.00$25.008/14/2010 5:23:10 AM
mchale$50.00$50.008/13/2010 9:44:12 PM
secret-santa$25.00$25.008/13/2010 9:57:12 PM
meux99$25.00$25.008/13/2010 10:23:18 PM
Railbird$25.00$25.008/14/2010 7:07:04 AM
Taxman44$50.00$50.008/14/2010 12:32:34 PM
greenventures$25.00$25.008/14/2010 12:50:24 PM
Searlzy$25.00$25.008/14/2010 2:37:05 PM
zeelender$25.00$25.008/14/2010 12:50:36 PM
smallcountry$50.00$50.008/14/2010 9:12:10 AM
Passionate_Nurse$50.00$50.008/14/2010 2:52:43 PM
BURNERA_1$150.00$150.008/15/2010 5:30:10 AM
sun818$51.00$51.008/15/2010 8:47:27 AM
useful-currency$25.00$25.008/15/2010 9:22:08 AM
hope-hickory$30.00$30.008/15/2010 9:47:01 AM
UESbank$50.00$50.008/15/2010 2:15:49 PM
Hexnut$50.00$50.008/15/2010 8:42:17 PM
money-bauble$25.00$25.008/15/2010 1:25:13 PM
dionysus03$50.00$50.008/15/2010 10:22:04 PM
money-floret$50.00$50.008/15/2010 2:16:18 PM
James_and_Tracy$25.00$25.008/15/2010 9:42:06 PM
Katburg$47.85$47.858/16/2010 10:32:23 AM
HelpFromNY$50.00$50.008/16/2010 5:33:49 AM
epic-balance0$25.00$25.008/16/2010 9:39:17 AM
ClearLake$25.00$25.008/16/2010 6:38:45 AM
Namrok$25.00$25.008/16/2010 9:44:59 AM
larrybird$500.00$36.448/16/2010 11:09:25 AM
CBTW$25.00$25.008/16/2010 7:49:46 AM
csak13$25.00$25.008/16/2010 8:17:13 AM
workinghardoregon$25.00$25.008/16/2010 9:36:35 AM
profitable-balance$25.00$25.008/16/2010 9:40:34 AM
lostontheedge$25.00$25.008/16/2010 10:34:14 AM
tatsuo20001$25.00$25.008/16/2010 3:19:13 PM
phoko$25.00$25.008/16/2010 3:22:08 PM
ncbobcat50$25.00$25.008/16/2010 3:22:39 PM
myduck$30.00$30.008/16/2010 3:20:09 PM
a-versatile-power$25.00$25.008/16/2010 3:28:17 PM
sethred17$25.00$25.008/16/2010 3:28:30 PM
Bearls$25.00$25.008/16/2010 3:28:48 PM
boogaboogabooga$25.00$25.008/16/2010 3:28:57 PM
Iowa65$25.00$25.008/16/2010 3:29:08 PM
yachey$25.00$25.008/16/2010 3:29:16 PM
CleeClee$50.00$50.008/16/2010 3:22:35 PM
johannesfactotum$25.00$25.008/16/2010 3:29:37 PM
ChicoBob$50.00$50.008/16/2010 3:29:48 PM
totoro$25.00$25.008/16/2010 3:29:54 PM
ebusinessagent$25.00$25.008/16/2010 3:30:32 PM
treasure-generator$25.00$25.008/16/2010 3:32:04 PM
paulccsi$50.00$50.008/16/2010 3:26:01 PM
suburbanman64$35.00$35.008/16/2010 3:28:26 PM
DMark69$25.00$25.008/16/2010 3:18:17 PM
Hoov$25.00$25.008/16/2010 3:28:49 PM
RJN$25.00$25.008/16/2010 3:28:58 PM
lender1x$25.00$25.008/16/2010 3:29:29 PM
SourDoughSteve$25.00$25.008/16/2010 3:29:39 PM
a-power-amigo$50.00$50.008/16/2010 3:35:18 PM
divedude$25.00$25.008/16/2010 3:30:02 PM
cebgop$25.00$25.008/16/2010 3:28:28 PM
Fryilluh$25.00$25.008/16/2010 3:28:36 PM
trevandtal$25.00$25.008/16/2010 3:28:43 PM
janus_god$25.00$25.008/16/2010 3:28:51 PM
nofreelunch$25.00$25.008/16/2010 3:28:59 PM
jonesboyz$25.00$25.008/16/2010 3:29:03 PM
jscope$25.00$25.008/16/2010 3:29:43 PM
anakinsolo$25.00$25.008/16/2010 3:29:51 PM
donloah$25.00$25.008/16/2010 3:30:57 PM
Victor-E-Lane$25.00$25.008/16/2010 3:31:17 PM
tom0$25.00$25.008/16/2010 3:31:23 PM
latestone$25.00$25.008/16/2010 3:31:58 PM
seabass123$25.00$25.008/16/2010 3:32:35 PM
peerlender$25.00$25.008/16/2010 4:48:22 PM
whipone$37.00$37.008/16/2010 6:26:58 PM
RLC$47.08$47.088/16/2010 7:58:03 PM
Caledoni$25.00$25.008/16/2010 7:02:38 PM
ctgscott$25.00$25.008/16/2010 9:27:48 PM
pawsitive$25.00$25.008/16/2010 8:07:16 PM
PaulW$25.00$25.008/16/2010 4:48:20 PM
blue-relay$25.00$25.008/17/2010 3:25:30 AM
Trevor_C$40.24$40.248/17/2010 8:31:59 AM
minista$25.00$25.008/16/2010 8:27:55 PM
janderz990$25.00$25.008/17/2010 9:12:30 AM
PatRichi$25.00$25.008/17/2010 9:12:45 AM
enrichment1$50.00$50.008/17/2010 9:32:41 AM
ExiledSeraph$25.00$25.008/17/2010 9:12:02 AM
gopbernie$25.00$25.008/17/2010 9:12:27 AM
lamsabuy$50.00$50.008/17/2010 9:12:50 AM
star7705$50.00$50.008/17/2010 11:26:14 AM
affluence-tycoon$25.00$25.008/17/2010 7:41:56 AM
jakesworld$75.00$75.008/17/2010 8:28:11 AM
Shockem923$25.00$25.008/17/2010 11:45:48 AM
theemhdoctor$25.00$25.008/17/2010 11:36:47 AM
kumpa2u$25.00$25.008/17/2010 11:40:36 AM
SpareChangeDreamFundLLC$25.93$25.938/17/2010 9:12:07 AM
NOLALEND$25.00$25.008/17/2010 9:12:18 AM
BeachWalkz$50.00$50.008/17/2010 9:12:28 AM
wbahl$25.00$25.008/17/2010 12:25:44 PM
onlyinchicago$25.00$25.008/17/2010 9:12:43 AM
lost-money-so-far-on-these$25.00$25.008/17/2010 12:27:25 PM
easylender$25.00$25.008/17/2010 11:46:01 AM
Ven58$25.00$25.008/17/2010 12:31:15 PM
bluesquirrel$25.00$25.008/17/2010 12:22:42 PM
sevens$25.00$25.008/17/2010 12:48:26 PM
mgking007$25.00$25.008/17/2010 10:23:14 AM
crawfingers$28.05$28.058/17/2010 11:37:45 AM
partyplan$40.00$40.008/17/2010 1:21:48 PM
kcole10$25.00$25.008/17/2010 12:23:54 PM
cheng$25.00$25.008/17/2010 12:26:39 PM
kirkjerk$25.00$25.008/17/2010 12:32:20 PM
bonanza1973$31.89$31.898/17/2010 12:34:37 PM
outtahoth2o$53.98$53.988/17/2010 12:38:35 PM
mvpvapi$50.00$50.008/17/2010 2:07:57 PM
Raptorman$25.00$25.008/17/2010 2:08:03 PM
Veridic$25.00$25.008/17/2010 2:08:20 PM
tomspc$25.00$25.008/17/2010 2:08:25 PM
rhodylend$25.00$25.008/17/2010 2:08:33 PM
Cerias$25.00$25.008/17/2010 2:08:58 PM
simiray$25.00$25.008/17/2010 2:09:06 PM
statuesque-income4$25.00$25.008/17/2010 2:09:18 PM
j2ee$25.00$25.008/17/2010 2:09:21 PM
BadgerNotes$25.00$25.008/17/2010 2:09:26 PM
wrchism$50.00$50.008/17/2010 2:09:34 PM
hampa$25.00$25.008/17/2010 2:09:42 PM
silver-armada$50.00$50.008/17/2010 2:09:50 PM
UT-Longhorn$25.00$25.008/17/2010 2:10:00 PM
js60l$25.00$25.008/17/2010 2:10:03 PM
ArtemisFitzlebottom$50.00$50.008/17/2010 2:10:14 PM
Ariesian1$50.00$50.008/17/2010 2:10:25 PM
hyla15$25.00$25.008/17/2010 2:10:37 PM
aue513$25.58$25.588/17/2010 2:10:38 PM
forthright-principal2$25.00$25.008/17/2010 2:10:55 PM
sanjl79$25.00$25.008/17/2010 2:11:03 PM
gochargers$100.00$100.008/17/2010 2:12:59 PM
loot-heart$28.27$28.278/17/2010 2:13:24 PM
EJO$25.00$25.008/17/2010 2:14:36 PM
wntrequinx$29.97$29.978/17/2010 1:13:32 PM
TCayce$25.00$25.008/17/2010 2:07:42 PM
bankdaddy$25.00$25.008/17/2010 2:07:50 PM
ozzie$25.00$25.008/17/2010 2:08:00 PM
faldska$25.00$25.008/17/2010 2:08:06 PM
Mookouw$25.00$25.008/17/2010 2:08:09 PM
fyrwlker12$25.00$25.008/17/2010 2:08:23 PM
eeyore101$25.00$25.008/17/2010 2:08:30 PM
orange-mighty-finance$50.00$50.008/17/2010 2:09:01 PM
dollardave$100.00$100.008/17/2010 1:26:23 PM
lowrate$25.00$25.008/17/2010 2:09:23 PM
Thelonius10$25.00$25.008/17/2010 2:09:40 PM
mtpscuba$25.00$25.008/17/2010 2:09:46 PM
clean-loyalty$25.00$25.008/17/2010 2:09:51 PM
rulender$50.00$50.008/17/2010 2:10:01 PM
cyonamine$25.00$25.008/17/2010 2:10:23 PM
FLRN$25.00$25.008/17/2010 2:10:29 PM
PCGeekWI$25.00$25.008/17/2010 2:10:43 PM
MAJESTIC5$50.00$50.008/17/2010 2:10:51 PM
jcttjg$50.00$50.008/17/2010 2:11:27 PM
cpbreton$25.00$25.008/17/2010 2:11:37 PM
vtach87$50.00$50.008/17/2010 2:12:03 PM
blissful-note7$25.00$25.008/17/2010 2:13:22 PM
snowman34$25.00$25.008/17/2010 2:07:47 PM
brewlots$50.00$50.008/17/2010 2:08:01 PM
pbo922$25.00$25.008/17/2010 2:08:17 PM
bill-solo$34.57$34.578/17/2010 2:08:47 PM
mtgops$25.00$25.008/17/2010 2:09:11 PM
refined-income7$25.00$25.008/17/2010 2:09:28 PM
mercurylrn$50.00$50.008/17/2010 2:09:32 PM
scott73$25.00$25.008/17/2010 2:09:43 PM
ebgb234$25.00$25.008/17/2010 2:09:53 PM
grampy48$25.00$25.008/17/2010 2:09:59 PM
arbor1$25.00$25.008/17/2010 2:10:11 PM
dealmaster$50.00$50.008/17/2010 2:10:21 PM
All_Wins$25.00$25.008/17/2010 2:10:35 PM
trufan49$50.00$50.008/17/2010 2:11:12 PM
Divot$25.00$25.008/17/2010 2:11:25 PM
pilla$50.00$50.008/17/2010 2:12:04 PM
RoyFauntleroy$25.00$25.008/17/2010 2:12:43 PM
RJTintheBK$50.00$50.008/10/2010 2:51:05 PM
DukSerduk$25.00$25.008/10/2010 2:52:05 PM
systematic0$25.00$25.008/10/2010 2:50:49 PM
windfall46$25.00$25.008/10/2010 2:52:51 PM
dontscrewmeover1$25.00$25.008/10/2010 2:55:05 PM
tbrnet$50.00$50.008/10/2010 2:53:32 PM
ingenious-order783$25.00$25.008/10/2010 2:54:27 PM
afotherg$40.00$40.008/10/2010 3:01:33 PM
jbaum$80.00$80.008/10/2010 3:02:25 PM
ThomasC$25.00$25.008/10/2010 3:05:03 PM
newest-generosity-saga$25.00$25.008/10/2010 3:05:07 PM
kulender$25.00$25.008/10/2010 3:05:31 PM
MoneyU4IA$50.00$50.008/10/2010 3:05:43 PM
fcb202$50.00$50.008/10/2010 3:05:55 PM
ksmith08$50.00$50.008/10/2010 3:06:34 PM
MrDavid$50.00$50.008/10/2010 3:06:44 PM
Hogpilot$50.00$50.008/10/2010 3:07:34 PM
delicious-social132$40.00$40.008/10/2010 3:08:19 PM
inspired-contract9$75.00$75.008/10/2010 3:08:02 PM
buckyhead2000$25.00$25.008/10/2010 3:08:26 PM
jstnow$25.00$25.008/10/2010 3:18:10 PM
alaco$50.00$50.008/10/2010 3:19:17 PM
sensible-trade$100.00$100.008/10/2010 3:19:26 PM
speyer$50.00$50.008/10/2010 3:19:28 PM
bowdish1$50.00$50.008/10/2010 2:50:37 PM
bountiful-durability$100.00$100.008/10/2010 3:19:08 PM
orgy63$40.00$40.008/10/2010 2:52:02 PM
dcap3$100.00$100.008/10/2010 3:20:11 PM
sensible-gain884$50.00$50.008/10/2010 3:19:33 PM
GElender$50.00$50.008/10/2010 3:20:18 PM
helpishere777$25.00$25.008/10/2010 2:53:09 PM
dtrain5$25.00$25.008/10/2010 2:53:47 PM
inforapenny$25.00$25.008/10/2010 3:21:10 PM
bigballer105$100.00$100.008/10/2010 3:21:16 PM
wormdc$25.00$25.008/10/2010 3:20:56 PM
kanakakm$50.00$50.008/10/2010 3:21:09 PM
generous-deal6$25.00$25.008/10/2010 3:02:44 PM
malicea$50.00$50.008/10/2010 3:05:15 PM
kegs$100.00$100.008/10/2010 3:06:15 PM
authoritative-capital$25.00$25.008/10/2010 3:29:32 PM
Goodlender42$25.00$25.008/10/2010 3:07:52 PM
DadWarbucks$25.00$25.008/10/2010 3:33:22 PM
CaptainBlueberry$25.00$25.008/10/2010 3:17:35 PM
Ivan2007$50.00$50.008/10/2010 3:18:19 PM
skuba$49.57$49.578/10/2010 3:33:30 PM
cablenews$50.00$50.008/10/2010 3:18:34 PM
mohican21$50.00$50.008/10/2010 3:19:03 PM
greenwell$174.28$174.288/10/2010 3:34:04 PM
mlopez2007$25.00$25.008/10/2010 3:19:32 PM
medman$42.15$42.158/10/2010 3:19:36 PM
compassion-lotus5$25.00$25.008/10/2010 3:19:53 PM
Bookophile$50.00$50.008/10/2010 3:20:01 PM
djs81$25.00$25.008/10/2010 3:20:45 PM
108lender$100.00$100.008/10/2010 3:30:00 PM
IIP77$25.00$25.008/10/2010 3:47:34 PM
forthright-dedication$25.00$25.008/10/2010 3:34:16 PM
RockCrown$25.00$25.008/10/2010 4:18:13 PM
elasermd$50.00$50.008/10/2010 5:17:35 PM
Spcd2Mch$25.00$25.008/10/2010 7:08:24 PM
djh47a$25.00$25.008/10/2010 9:47:43 PM
Tai$25.00$25.008/10/2010 10:17:35 PM
liberty-destiny3$50.00$50.008/10/2010 5:08:43 PM
flwah$25.00$25.008/11/2010 12:27:59 AM
CASHGIRL$25.00$25.008/11/2010 12:19:28 AM
dharma1$25.00$25.008/11/2010 12:13:11 AM
Ocean713$50.00$50.008/11/2010 7:38:51 AM
credit-coach118$25.00$25.008/11/2010 8:53:32 AM
Picopie$25.79$25.798/11/2010 10:12:59 AM
MO_Investor$25.00$25.008/11/2010 9:32:54 AM
alpinaut$25.00$25.008/11/2010 6:07:44 AM
gigabit$50.00$50.008/11/2010 12:34:43 PM
first-pragmatic-note$25.00$25.008/11/2010 12:34:55 PM
ideal-penny8$25.00$25.008/11/2010 12:35:04 PM
schnatty$29.61$29.618/11/2010 12:37:59 PM
Approved1234$50.00$50.008/11/2010 12:34:53 PM
reinforced-reward$25.00$25.008/11/2010 12:36:24 PM
schpere$30.00$30.008/11/2010 12:37:27 PM
best-ingenious-funds$25.00$25.008/11/2010 12:38:11 PM
credit-vinyl$25.00$25.008/11/2010 2:02:28 PM
saysana$25.00$25.008/11/2010 1:48:26 PM
jt88$25.00$25.008/11/2010 12:35:06 PM
BabyLender$25.00$25.008/11/2010 12:36:37 PM
TexasLender2007$25.00$25.008/11/2010 12:36:41 PM
jsw7us$50.00$50.008/11/2010 12:37:02 PM
unequaled-payout$100.00$100.008/11/2010 12:37:41 PM
innocent-income4$25.00$25.008/11/2010 12:38:03 PM
saihu$25.00$25.008/11/2010 12:42:41 PM
nunnie$25.00$25.008/11/2010 6:53:40 PM
credit-investor5$36.45$36.458/12/2010 5:38:41 AM
skywise$25.00$25.008/11/2010 10:27:38 PM
love_what_you_do$25.00$25.008/11/2010 6:55:57 PM
HRVRfunding$50.00$50.008/11/2010 8:17:26 PM
integrity-onator1$25.00$25.008/11/2010 9:34:44 PM
unbeatable-wealth$25.00$25.008/11/2010 10:07:31 PM
saritha$25.00$25.008/12/2010 12:33:21 AM
moola-man$50.00$50.008/12/2010 7:58:48 AM
wise-deal-panda$25.00$25.008/12/2010 9:32:35 AM
LAKESPRING$50.00$50.008/12/2010 11:19:12 AM
flexible-integrity7$50.00$50.008/12/2010 3:09:14 PM
IPlayOutsideTheBox$25.00$25.008/12/2010 1:39:12 PM
ingenious-order783$25.00$25.008/12/2010 1:17:13 PM
loan4teacher$50.00$50.008/12/2010 3:58:57 PM
diligent-leverage$30.00$30.008/12/2010 4:14:07 PM
tomdooley12520$25.00$25.008/12/2010 4:30:31 PM
SpectrumCen$25.00$25.008/12/2010 6:02:42 PM
beachbum22$25.00$25.008/12/2010 5:43:14 PM
commerce-voyager$25.00$25.008/13/2010 3:40:21 AM
Tahoeguy$25.00$25.008/13/2010 5:48:14 AM
jimbo29blue$50.00$50.008/13/2010 6:54:53 AM
jimbo29blue$50.00$50.008/13/2010 6:56:01 AM
fearless-auction7$25.00$25.008/13/2010 9:35:44 AM
majormoves1$25.00$25.008/13/2010 3:14:39 AM
discrete-asset$25.00$25.008/13/2010 3:38:22 AM
cheftek$50.00$50.008/13/2010 6:42:44 AM
sincere-transparency$25.00$25.008/13/2010 9:34:22 AM
ZeoInvestments$25.00$25.008/13/2010 8:44:27 AM
tolerant-dinero2$25.00$25.008/13/2010 9:32:44 AM
UncleScroogeDMD$200.00$200.008/13/2010 10:19:46 AM
degster$25.00$25.008/13/2010 4:55:38 PM
engaging-worth$25.00$25.008/13/2010 4:57:03 PM
Emgolda$25.00$25.008/13/2010 4:58:48 PM
social-comet7$25.00$25.008/13/2010 4:58:56 PM
PotatoLender$25.00$25.008/13/2010 5:02:39 PM
Guiren$100.00$100.008/13/2010 4:17:22 PM
don'twannadance$50.00$50.008/13/2010 4:20:03 PM
Octavian315$35.00$35.008/13/2010 7:16:03 PM
KeepOnRunning$50.00$50.008/13/2010 4:59:07 PM
american6$50.00$50.008/13/2010 3:22:23 PM
pseudokris$25.00$25.008/13/2010 9:43:05 PM
ingeborg77$67.00$67.008/13/2010 4:12:59 PM
Jester8967$50.00$50.008/13/2010 4:18:36 PM
cjames84$25.00$25.008/13/2010 4:22:20 PM
casaram$25.00$25.008/13/2010 6:57:54 PM
Cheburashka$30.00$30.008/13/2010 9:40:34 PM
tolstoy00$25.00$25.008/13/2010 10:29:55 PM
jwood3030$35.00$35.008/13/2010 10:30:29 PM
gauss02$50.00$50.008/13/2010 9:10:33 PM
alexstar$25.00$25.008/14/2010 7:58:13 AM
Saleen06$50.00$50.008/13/2010 11:02:40 PM
YellowJacket$25.00$25.008/13/2010 9:43:02 PM
DonaldColorado$50.00$50.008/13/2010 11:21:14 PM
gardenofeden$28.40$28.408/13/2010 11:22:29 PM
dirkjan$25.00$25.008/14/2010 12:33:49 AM
johngaltline$25.00$25.008/13/2010 10:35:15 PM
mlender$50.00$50.008/14/2010 9:49:27 AM
gumbit$53.54$53.548/14/2010 1:38:22 PM
newgroom422$25.00$25.008/14/2010 12:48:22 PM
balanced-rupee$50.00$50.008/14/2010 2:34:20 PM
jsmith1450$62.14$62.148/14/2010 4:22:02 PM
zhiguli$25.00$25.008/14/2010 10:28:07 PM
lloyd_s$25.00$25.008/14/2010 10:29:16 PM
the-swashbuckler$25.00$25.008/14/2010 2:57:01 PM
Algaes$25.00$25.008/14/2010 3:42:03 PM
rawlo5660$50.00$50.008/15/2010 3:33:14 AM
pinnacle10$25.00$25.008/14/2010 10:32:39 PM
rosie777$35.00$35.008/14/2010 6:32:17 PM
RusRobo$25.00$25.008/15/2010 7:42:28 AM
platinum-sorcerer6$25.00$25.008/14/2010 10:23:56 PM
ralf206$25.00$25.008/14/2010 10:29:26 PM
OskiVentures$25.00$25.008/15/2010 2:17:04 AM
community-saver158$50.00$50.008/15/2010 5:42:07 PM
promiser200$50.00$50.008/15/2010 9:32:15 PM
surfhoss644$50.00$50.008/15/2010 9:22:41 PM
CLMnCWC$25.00$25.008/16/2010 6:52:51 AM
flexible-vigilance7$25.00$25.008/16/2010 7:38:31 AM
walkinman$25.00$25.008/15/2010 8:38:55 PM
Breakfast_Gypsy$25.00$25.008/16/2010 9:24:58 AM
Quaven$50.00$50.008/16/2010 9:47:24 AM
lifegrowth$25.00$25.008/16/2010 9:58:17 AM
bid-papyrus$25.00$25.008/16/2010 10:32:20 AM
wampum-reaction2$50.00$50.008/16/2010 5:52:03 AM
integrity-cowbell$25.00$25.008/16/2010 9:41:17 AM
kegs$600.00$600.008/16/2010 9:51:25 AM
Chuck9802$50.00$50.008/16/2010 7:12:02 AM
funds-promiser$29.01$29.018/16/2010 11:57:06 AM
dsparrow$29.17$29.178/16/2010 9:35:53 AM
greenback-recruiter$50.00$50.008/16/2010 9:38:13 AM
mrzz$25.00$25.008/16/2010 1:24:07 PM
juiceman818$25.00$25.008/16/2010 3:19:32 PM
linklady$28.76$28.768/16/2010 3:21:59 PM
ojibwa$50.00$50.008/16/2010 3:23:38 PM
sensational-kindness$33.62$33.628/16/2010 3:23:47 PM
winter-vigilance$38.50$38.508/16/2010 3:26:00 PM
Raetha$25.00$25.008/16/2010 3:28:31 PM
nhm$41.11$41.118/16/2010 3:28:46 PM
blukestrel$25.00$25.008/16/2010 3:28:52 PM
mnmcarve$25.00$25.008/16/2010 3:29:10 PM
lenderme$25.00$25.008/16/2010 3:22:22 PM
sandeepPR$25.00$25.008/16/2010 3:22:40 PM
kanewna$51.70$51.708/16/2010 3:29:32 PM
Natronpee$25.00$25.008/16/2010 3:29:44 PM
Merganser$50.00$50.008/16/2010 3:22:52 PM
thestartuplender$50.00$50.008/16/2010 3:23:00 PM
pi31415$25.00$25.008/16/2010 3:30:31 PM
steely_dan34$25.00$25.008/16/2010 3:30:41 PM
cantsavenuf$25.00$25.008/16/2010 3:31:18 PM
calkidd05$25.00$25.008/16/2010 3:24:06 PM
spname$25.00$25.008/16/2010 3:31:31 PM
slartibardfast$25.00$25.008/16/2010 3:25:45 PM
Hokie83$25.00$25.008/16/2010 3:33:53 PM
jhuang617$42.08$42.088/16/2010 3:34:15 PM
teejay411$100.00$100.008/16/2010 3:28:14 PM
AnthonyPierreFund$25.00$25.008/16/2010 3:28:24 PM
thryn$25.00$25.008/16/2010 3:28:32 PM
MiniBank998$25.00$25.008/16/2010 3:28:44 PM
benefit-pro$25.00$25.008/16/2010 3:28:54 PM
smartie1$25.00$25.008/16/2010 3:18:58 PM
perlindc$100.00$100.008/16/2010 3:29:18 PM
chief_wo$25.00$25.008/16/2010 3:19:14 PM
bmcg$25.00$25.008/16/2010 3:29:33 PM
outwish$25.00$25.008/16/2010 3:29:50 PM
successful-euro$50.00$50.008/16/2010 3:20:02 PM
think-become$25.00$25.008/16/2010 3:36:15 PM
token34$25.00$25.008/16/2010 3:30:55 PM
virtualbank$25.00$25.008/16/2010 3:31:52 PM
acsej$25.00$25.008/16/2010 3:31:56 PM
the-productive-agreement$25.00$25.008/16/2010 3:22:36 PM
lagnisiruk$25.00$25.008/16/2010 3:23:01 PM
honorable-yield$50.00$50.008/16/2010 3:23:04 PM
Xukarak$25.00$25.008/16/2010 3:25:34 PM
wanna-help$25.00$25.008/16/2010 3:25:54 PM
nv$25.00$25.008/16/2010 3:36:13 PM
BenBernanke$25.00$25.008/16/2010 3:26:25 PM
interest-exec9$25.00$25.008/16/2010 3:28:45 PM
chilichese$25.00$25.008/16/2010 3:28:55 PM
pipopirate$25.00$25.008/16/2010 3:29:00 PM
guaton$25.00$25.008/16/2010 3:29:05 PM
stensonb$25.00$25.008/16/2010 3:29:30 PM
huorn$25.00$25.008/16/2010 3:29:42 PM
xphile$25.00$25.008/16/2010 3:29:47 PM
sajitk$25.00$25.008/16/2010 3:29:53 PM
a-truth-upholder$50.00$50.008/16/2010 3:29:59 PM
marketplace-welder$25.00$25.008/16/2010 3:30:11 PM
Patrician$25.00$25.008/16/2010 3:31:01 PM
bulldawg$25.00$25.008/16/2010 3:31:27 PM
tsquared_030$37.95$37.958/16/2010 3:31:50 PM
money-hunter6$25.00$25.008/16/2010 3:32:33 PM
Dacombish$25.00$25.008/16/2010 3:33:45 PM
rakstar$45.16$45.168/16/2010 3:34:39 PM
PThor$50.00$50.008/16/2010 3:43:12 PM
bonus-apple$200.00$200.008/16/2010 4:37:11 PM
pubnat$25.00$25.008/16/2010 7:02:37 PM
dlshap$25.00$25.008/16/2010 3:57:50 PM
Peer-to-PeerFunding$50.00$50.008/16/2010 3:54:19 PM
jbadawg1017$25.00$25.008/16/2010 4:48:17 PM
gold-sushi$32.04$32.048/16/2010 4:48:25 PM
edognyc$25.00$25.008/16/2010 6:37:35 PM
igwt47$150.00$150.008/16/2010 6:41:21 PM
morpholog$25.00$25.008/17/2010 12:02:19 AM
SJM10011a$25.00$25.008/16/2010 8:22:28 PM
skillful-finance$25.00$25.008/16/2010 8:27:23 PM
fairwealth$25.00$25.008/17/2010 9:12:08 AM
comtnlover$25.00$25.008/17/2010 9:12:29 AM
bold-visionary-rate$25.00$25.008/16/2010 10:18:13 PM
AgTiPinisher$25.00$25.008/16/2010 10:48:02 PM
thesage$25.00$25.008/17/2010 9:12:33 AM
ams294$75.00$75.008/17/2010 4:41:50 AM
LilyAcreInvestmentsLLC$62.70$62.708/17/2010 10:49:13 AM
mistertao$25.00$25.008/17/2010 11:40:06 AM
CornerKetch$25.00$25.008/17/2010 11:17:00 AM
marketplace-cello5$25.00$25.008/17/2010 8:11:57 AM
titaniumtommy$25.00$25.008/17/2010 11:46:29 AM
rogo$25.00$25.008/17/2010 9:11:58 AM
bonus-tent$25.00$25.008/17/2010 9:12:19 AM
onegoodlender$25.00$25.008/17/2010 9:12:24 AM
WorldlyWorker$25.00$25.008/17/2010 12:25:50 PM
Hartfelt$40.00$40.008/17/2010 11:44:50 AM
ArmstrongVentures$25.00$25.008/17/2010 12:28:54 PM
BGILlender$25.00$25.008/17/2010 12:24:23 PM
adhawan325$25.00$25.008/17/2010 9:57:43 AM
BaltimoreLender$25.00$25.008/17/2010 12:28:12 PM
goldeneye777$26.10$26.108/17/2010 12:28:26 PM
Ven58$25.00$25.008/17/2010 12:39:42 PM
lstephen123$25.00$25.008/17/2010 11:34:29 AM
revmax$25.00$25.008/17/2010 11:44:26 AM
keyfig$25.00$25.008/17/2010 1:25:47 PM
t-loan$25.00$25.008/17/2010 12:22:32 PM
dartmouth99$25.00$25.008/17/2010 12:23:46 PM
cleared2land$25.00$25.008/17/2010 12:27:33 PM
dansarkis$25.00$25.008/17/2010 12:33:21 PM
Supernick$50.00$50.008/17/2010 1:47:25 PM
BanqueDeD$25.00$25.008/17/2010 2:08:05 PM
Ponies88$25.00$25.008/17/2010 2:08:29 PM
balance-gatherer1$25.00$25.008/17/2010 2:08:37 PM
gWellington$37.25$37.258/17/2010 2:08:42 PM
jblack01$25.00$25.008/17/2010 2:08:52 PM
Downs108$30.00$30.008/17/2010 2:09:00 PM
TikPmp1$25.00$25.008/17/2010 2:09:12 PM
Phillip4ever$25.00$25.008/17/2010 2:09:19 PM
Patter256$25.00$25.008/17/2010 2:09:25 PM
klin$25.00$25.008/17/2010 2:09:30 PM
haven001$25.00$25.008/17/2010 2:09:35 PM
Mostyle$25.00$25.008/17/2010 2:09:44 PM
hawkhelp$25.00$25.008/17/2010 2:09:53 PM
dbzen$50.00$50.008/17/2010 2:10:01 PM
Pawnster$25.00$25.008/17/2010 2:10:09 PM
trade-surge3$50.00$50.008/17/2010 2:10:22 PM
the-transaction-stronghold$50.00$50.008/17/2010 2:10:28 PM
badgermom$25.00$25.008/17/2010 2:10:36 PM
Red4Golf$35.00$35.008/17/2010 2:10:38 PM
anyoi$50.00$50.008/17/2010 1:36:49 PM
NycDean$50.00$50.008/17/2010 2:10:50 PM
jeffaa$50.00$50.008/17/2010 2:11:15 PM
Tc11902$50.00$50.008/17/2010 2:11:40 PM
fund-baker9$50.00$50.008/17/2010 2:11:58 PM
dumbass$25.00$25.008/17/2010 2:12:50 PM
maximizer$25.00$25.008/17/2010 1:04:39 PM
JKEnterprises$25.00$25.008/17/2010 2:00:18 PM
abeprof70$25.00$25.008/17/2010 2:07:28 PM
skunkor2$29.06$29.068/17/2010 2:07:59 PM
pulmdoc$25.00$25.008/17/2010 2:08:04 PM
Seafirst$33.16$33.168/17/2010 2:08:07 PM
Tsimmeej$25.00$25.008/17/2010 2:08:12 PM
dospapalotes$25.00$25.008/17/2010 2:08:28 PM
Dendomatic$25.00$25.008/17/2010 2:08:45 PM
JJS180$25.00$25.008/17/2010 2:09:08 PM
1750$50.00$50.008/17/2010 2:09:27 PM
Scott0007$25.00$25.008/17/2010 2:09:39 PM
ready-loan$25.00$25.008/17/2010 2:09:42 PM
thefiringzod$25.00$25.008/17/2010 2:09:47 PM
japper2353$25.00$25.008/17/2010 2:09:55 PM
Cherrypicker06$25.00$25.008/17/2010 2:09:58 PM
peace-cadence$25.00$25.008/17/2010 2:10:20 PM
damage$25.00$25.008/17/2010 2:10:27 PM
the-financier814$25.00$25.008/17/2010 2:10:49 PM
Davidson2$50.00$50.008/17/2010 2:11:28 PM
leftcoast52$25.00$25.008/17/2010 2:11:39 PM
kevinchu$25.00$25.008/17/2010 2:12:07 PM
yield-quest$95.00$95.008/17/2010 2:26:26 PM
cash-queen$50.00$50.008/17/2010 2:08:05 PM
kmwvma$25.00$25.008/17/2010 2:08:16 PM
inventive-exchange$25.00$25.008/17/2010 2:08:18 PM
impartial-deal$25.00$25.008/17/2010 2:08:30 PM
BrLender$34.84$34.848/17/2010 2:09:05 PM
locash$25.00$25.008/17/2010 2:09:14 PM
scottburger$119.36$119.368/17/2010 2:09:24 PM
pbeach05$25.00$25.008/17/2010 2:09:29 PM
Kattosha$25.00$25.008/17/2010 2:09:41 PM
adevadeh$50.00$50.008/17/2010 2:09:49 PM
rjw_mpwr$25.00$25.008/17/2010 2:09:56 PM
asya$26.22$26.228/17/2010 2:10:05 PM
andycheb$45.51$45.518/17/2010 2:10:18 PM
fair-funds$50.00$50.008/17/2010 2:10:24 PM
PittsburghCapital$25.00$25.008/17/2010 2:10:44 PM
bullincage$25.00$25.008/17/2010 2:11:31 PM
suave-dollar$40.00$40.008/17/2010 2:11:36 PM
economy-balance$25.00$25.008/17/2010 2:12:01 PM
important-ore$50.00$50.008/17/2010 2:12:09 PM
Archchancellor$32.65$32.658/17/2010 2:12:46 PM
mrpowers5531$25.00$25.008/17/2010 2:12:52 PM
intuitive-bill$50.00$50.008/17/2010 2:12:54 PM
cashhelp$25.00$25.008/17/2010 2:13:27 PM
wwwUniversal$25.00$25.008/17/2010 2:17:41 PM
bxdoc$58.33$58.338/17/2010 2:18:47 PM
trustworthy-finance6$100.00$100.008/17/2010 2:25:00 PM
Richmp412$25.00$25.008/17/2010 2:44:47 PM
670 bids
 
Borrower Payment Dependent Notes Series 469623
This series of Notes was issued and sold upon the funding of the borrower loan #44140, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 24.0% Auction start date:  Aug-11-2010 
  Auction end date:  Aug-17-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 39.15% Starting monthly payment: $67.85
Final lender yield: 29.99% Final borrower rate/APR: 30.99% / 35.04% Final monthly payment: $64.49
 
Auction yield range: 16.89% - 34.00% Estimated loss impact: 25.76%  
Lender servicing fee: 1.00% Estimated return: 4.23%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Jul-2000 Debt/Income ratio: 30%
Credit score: 680-699 (Aug-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 2 Current / open credit lines: 8 / 7Length of status:16y 5m
Amount delinquent: $0 Total credit lines: 26 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $4,535Stated income:$50,000-$74,999
Delinquencies in last 7y: 4 Bankcard utilization: 100%  
   Homeownership: Yes  
Screen name: bigred05167 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 46 ( 100% ) 680-699 (Latest)
Principal borrowed: $2,500.00< 31 days late: 0 ( 0% )  
680-699 (Aug-2009)
680-699 (Jul-2009)
600-619 (Jun-2008)
640-659 (Jul-2007)
 
Principal balance: $757.89 31+ days late: 0 ( 0% )
Total payments billed: 46  
Description
Pay off some bills
Purpose of loan:
This loan will be used to?pay off some smaller?bills?

My financial situation:
I am a good candidate for this loan because? my prosper rating of HR, is misleading. It looks like my debt to income ratio is high, but it doesn't take into account my spouse's income. I have had some problems in the past, but I have not had a late payment or a missing payment on anything in over 3 years. My previous prosper loan was paid in full and on time, with never a missed payment.

Monthly net income: $ my monthly income is???????????????????????????$4500.00
???????????????????????????????????????????my husbands income is???????????????????????????$2811.00
????????????????????????????????????????????????????Total monthly household income??? $7311.00

Monthly expenses: $
??Housing: $ 1428
??Insurance: $ 236
??Car expenses: $ 847
??Utilities: $?282
??Phone, cable, internet: $ 186
??Food, entertainment: $ 400
??Clothing, household expenses $ 100
??Credit cards and other loans: $?548
??Other expenses: $ misc- 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
UCLA4life$35.00$35.008/11/2010 2:33:45 PM
myutmost$46.12$46.128/12/2010 2:39:02 PM
glroark$50.00$50.008/13/2010 9:33:53 AM
genuine-integrity0$25.00$25.008/15/2010 11:20:12 AM
dstolars$25.00$25.008/16/2010 7:36:47 AM
Top_Gun_Lender$26.00$26.008/16/2010 12:44:21 PM
tompau$25.00$12.888/16/2010 2:25:22 PM
lucrative-loan$50.00$50.008/16/2010 3:38:30 PM
snm2001$25.00$25.008/16/2010 4:34:31 PM
icanhasloanz$25.00$25.008/16/2010 7:46:05 PM
VJ_Financial$50.00$50.008/16/2010 6:52:35 PM
diligent-moola9$25.00$25.008/16/2010 4:15:59 PM
Rashanir$25.00$25.008/16/2010 5:03:01 PM
enthusiastic-balance5$25.00$25.008/16/2010 6:38:24 PM
ralf206$25.00$25.008/16/2010 6:56:18 PM
Aberdeen$400.00$400.008/15/2010 8:48:52 PM
fabulous-community4$150.00$150.008/15/2010 6:33:35 PM
chameleon125$150.00$150.008/16/2010 8:28:27 AM
DasMula$25.00$25.008/16/2010 8:17:03 AM
EEasyMoney$25.00$25.008/16/2010 8:24:55 AM
yield-lion2$30.00$30.008/16/2010 9:37:25 AM
loanman2007$50.00$50.008/16/2010 9:53:32 AM
revenue-driver8$25.00$25.008/16/2010 3:01:56 PM
autonomous-truth$25.00$25.008/16/2010 3:38:38 PM
bunnybear$25.00$25.008/16/2010 4:31:30 PM
heerzaquestion$25.00$25.008/16/2010 7:23:18 PM
Kash2010lu$50.00$50.008/16/2010 8:05:31 PM
attractive-rate$25.00$25.008/17/2010 3:22:56 AM
Moe87$25.00$25.008/17/2010 3:38:34 AM
29 bids
 
Borrower Payment Dependent Notes Series 470235
This series of Notes was issued and sold upon the funding of the borrower loan #44102, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 9.8% Auction start date:  Aug-09-2010 
  Auction end date:  Aug-13-2010 
 
Starting lender yield: 24.75% Starting borrower rate/APR: 25.75% / 29.26% Starting monthly payment: $180.71
Final lender yield: 24.75% Final borrower rate/APR: 25.75% / 29.27% Final monthly payment: $180.71
 
Auction yield range: 10.89% - 24.75% Estimated loss impact: 10.41%  
Lender servicing fee: 1.00% Estimated return: 14.34%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Dec-1989 Debt/Income ratio: 14%
Credit score: 620-639 (Aug-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 3Length of status:7y 7m
Amount delinquent: $0 Total credit lines: 29 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,800Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 102%  
   Homeownership: No  
Screen name: EatAtJoes Borrower's state: California Borrower's group: Have Money - Will Bid
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 620-639 (Latest)
Principal borrowed: $6,000.00< 31 days late: 0 ( 0% )  
620-639 (Feb-2008)
620-639 (Aug-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Debt Consolidation and Car Repair
Purpose of loan:
This loan will be used to consolidate credit card debt and get my car repaired.

My financial situation:
I am a good candidate for this because I have already paid off one Prosper loan for $6000.00. If I get this loan I will not have any expenses other than monthly living expenses and car expenses. I should be able to pay off this loan before 3 years have passed. I hope to pay it off as soon as possible.

Monthly net income: $ 2400.00

Monthly expenses: $
??Housing: $ 750.00
??Insurance: $ 80.00
??Car expenses: $ 120.00
??Utilities: $ 75.00
??Phone, cable, internet: $ 130.00
??Food, entertainment: $ 300.00
??Clothing, household expenses $ 30.00
??Credit cards and other loans: $ 0 if I get this loan.
??Other expenses: $

Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
CA_Lender$25.00$25.008/9/2010 2:43:16 PM
personal-lender$25.00$25.008/9/2010 2:52:01 PM
important-openness1$100.00$100.008/9/2010 2:55:56 PM
balance-handshake7$25.00$25.008/9/2010 2:51:53 PM
MoneyForNothing$61.26$61.268/9/2010 6:19:08 PM
enthralling-deal180$25.73$25.738/9/2010 6:23:18 PM
SFBank$200.00$200.008/9/2010 6:47:29 PM
copper$50.00$50.008/9/2010 9:53:30 PM
well-mannered-income3$30.00$30.008/10/2010 3:45:32 PM
SolarMoonshine$25.00$25.008/10/2010 6:05:55 PM
mercuriant$25.00$25.008/10/2010 5:24:49 PM
bchen78875$25.00$25.008/11/2010 2:40:12 AM
leodaguy$100.00$100.008/11/2010 2:19:59 PM
Moe87$75.00$75.008/11/2010 3:27:29 PM
mtp$40.27$40.278/11/2010 9:06:27 PM
investment-thinker4$25.00$25.008/12/2010 5:43:21 AM
Aberdeen$400.00$400.008/12/2010 11:03:01 AM
inspiring-reward$25.00$25.008/12/2010 12:37:32 PM
Sven79$150.00$150.008/12/2010 10:37:35 AM
AlexTrep$25.00$25.008/12/2010 10:47:48 AM
hard-working-loot$25.00$25.008/12/2010 10:54:34 AM
payment-halo$25.00$25.008/12/2010 1:36:43 PM
payment-gusto$25.00$25.008/12/2010 3:32:16 PM
moola-wildebeest3$50.00$50.008/12/2010 3:32:25 PM
income-pillow$50.00$50.008/12/2010 4:37:42 PM
autonomous-truth$25.00$25.008/12/2010 3:48:38 PM
loan-fate$50.00$50.008/12/2010 7:18:33 PM
mdree$100.00$100.008/12/2010 7:24:29 PM
autonomous-truth$25.00$25.008/12/2010 4:28:49 PM
new-social-economist$25.00$25.008/12/2010 5:03:02 PM
LittleMingo$29.06$29.068/13/2010 5:55:21 AM
grnii78$38.14$38.148/13/2010 7:47:04 AM
chameleon125$50.00$50.008/12/2010 8:43:56 PM
frogperson$100.00$100.008/12/2010 9:29:23 PM
william8$30.00$30.008/13/2010 6:49:43 AM
credit-maverick1$60.00$60.008/13/2010 8:57:29 AM
five-star-note$75.00$75.008/13/2010 9:20:29 AM
113121$400.00$179.268/13/2010 12:56:21 PM
reward-adventure$30.00$30.008/9/2010 2:51:08 PM
Artist_Blue$25.00$25.008/9/2010 2:45:46 PM
diplomatic-wealth7$25.00$25.008/9/2010 2:53:51 PM
alexgalt$100.00$100.008/9/2010 2:47:16 PM
dws2380$25.00$25.008/9/2010 2:57:04 PM
Rogelio48$30.00$30.008/9/2010 2:57:27 PM
larrybird$100.00$100.008/9/2010 5:21:49 PM
kegs$100.00$100.008/9/2010 5:21:45 PM
Onlyhappycustomers$25.00$25.008/9/2010 5:41:01 PM
fabulous-community4$150.00$150.008/9/2010 6:48:44 PM
simplelender80$100.00$100.008/10/2010 4:53:48 AM
113121$25.00$25.008/10/2010 7:21:30 AM
kind-bill-supporter$50.00$50.008/10/2010 3:35:12 PM
new-smart-fund$50.00$50.008/10/2010 5:23:12 PM
asiaratt$50.00$50.008/11/2010 2:18:16 PM
BeanCownter$100.00$100.008/11/2010 2:40:01 PM
sensible-trade$32.97$32.978/11/2010 3:08:15 PM
seisen$50.00$50.008/12/2010 7:08:07 AM
bold-attentive-listing$25.00$25.008/12/2010 10:58:10 AM
gelidfrank$25.00$25.008/12/2010 11:03:37 AM
cash-spark3$25.00$25.008/12/2010 10:40:59 AM
magnolia161$29.83$29.838/12/2010 9:38:20 AM
Aberdeen$400.00$400.008/12/2010 11:03:02 AM
tolerant-interest4$25.00$25.008/12/2010 10:41:03 AM
richboy56$25.00$25.008/12/2010 10:57:55 AM
reflective-rupee$25.00$25.008/12/2010 2:33:38 PM
sfmf$25.00$25.008/12/2010 11:43:35 AM
nickel-position$25.72$25.728/12/2010 2:14:18 PM
dcap3$75.00$75.008/12/2010 3:32:02 PM
Jumbojack$32.76$32.768/12/2010 4:18:16 PM
wanna-help$25.00$25.008/12/2010 3:35:25 PM
Cybercusp$25.00$25.008/12/2010 7:42:58 PM
thankful-nickel2$25.00$25.008/12/2010 6:40:37 PM
twjh$25.00$25.008/12/2010 7:17:56 PM
bid-czar8$50.00$50.008/12/2010 7:12:57 PM
1-HARD-HEAD$50.00$50.008/13/2010 8:41:39 AM
economy-producer$25.00$25.008/13/2010 10:06:48 AM
cestesV$50.00$50.008/13/2010 11:02:56 AM
76 bids
 
Borrower Payment Dependent Notes Series 470437
This series of Notes was issued and sold upon the funding of the borrower loan #44112, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,700.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 3.5% Auction start date:  Aug-09-2010 
  Auction end date:  Aug-16-2010 
 
Starting lender yield: 10.15% Starting borrower rate/APR: 11.15% / 13.27% Starting monthly payment: $121.40
Final lender yield: 8.50% Final borrower rate/APR: 9.50% / 11.60% Final monthly payment: $118.52
 
Auction yield range: 3.89% - 10.15% Estimated loss impact: 3.52%  
Lender servicing fee: 1.00% Estimated return: 4.98%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: May-1991 Debt/Income ratio: 14%
Credit score: 800-819 (Aug-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:1y 5m
Amount delinquent: $0 Total credit lines: 27 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $21,624Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 48%  
   Homeownership: Yes  
Screen name: starfish546 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit card
Purpose of loan:
This loan will be used to pay off the last bit of debt I have remaining on a credit card.

My financial situation:
I am a good candidate for this loan because I have a stable job and earn a good living. I divorced 3 years ago, but have allowed my ex-husband to keep my name on his house until he can refinance in January. The banks will not give me a loan, despite my good credit because of this. It's in my best interest to allow him to keep my name on the loan for now, because he would take a major loss if he sold now, which would also impact my children. He is also financially responsible and a Lt. Col in the Air Force, so his job is stable. Unfortunately, banks don't factor in unique situation like this, but hopefully a lender here will! :)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
turbospeed$25.00$25.008/9/2010 2:56:48 PM
fair_rates$25.00$25.008/9/2010 3:00:35 PM
octoberfresh$25.00$25.008/10/2010 6:57:07 AM
wwwUniversal$25.00$25.008/10/2010 7:32:30 AM
orninh$40.00$40.008/10/2010 7:31:30 AM
Cpay2Me$25.00$25.008/10/2010 12:30:00 PM
outofoffice$50.00$50.008/11/2010 9:44:00 AM
dostrust$25.00$25.008/11/2010 8:21:40 PM
fig76$25.00$25.008/12/2010 6:57:36 AM
steady-funds3$32.00$32.008/12/2010 11:52:35 AM
haryassman$25.00$25.008/12/2010 3:08:03 PM
interstellar$50.00$50.008/12/2010 1:57:27 PM
wise-compassion-eagle$25.00$25.008/12/2010 4:41:01 PM
bornsucka$25.00$25.008/12/2010 4:47:42 PM
samurai2$25.00$25.008/12/2010 5:17:59 PM
scotty61$25.00$25.008/12/2010 4:55:54 PM
relierma$25.00$25.008/12/2010 7:27:35 PM
DAVEJPHILL$100.00$100.008/12/2010 7:07:55 PM
West_End_Local$25.00$25.008/13/2010 6:36:41 AM
gustavholstopus32$25.00$25.008/12/2010 7:19:48 PM
LindaRicci$25.00$25.008/13/2010 5:28:05 AM
rework$25.00$25.008/13/2010 6:27:02 AM
soular21804$25.00$25.008/12/2010 11:48:30 PM
blindtaxidriver$25.00$25.008/13/2010 9:35:32 AM
tolerant-dinero2$25.00$25.008/13/2010 9:32:32 AM
HandupLender$29.87$29.878/13/2010 4:42:52 PM
PotatoLender$100.00$100.008/13/2010 4:48:57 PM
pumped130$29.00$29.008/14/2010 5:55:29 AM
prainvestment$50.00$50.008/14/2010 7:20:45 AM
loans-from-us-2-u$50.00$50.008/14/2010 9:35:50 AM
chill32151$120.00$120.008/14/2010 12:43:25 PM
Pendruce$25.00$25.008/14/2010 2:45:48 PM
BuckeyeGuy$25.00$25.008/14/2010 11:40:36 AM
Radu43$25.00$25.008/14/2010 11:36:14 PM
jguerrajr$50.00$50.008/15/2010 5:57:19 AM
tsmonaghan$27.48$27.488/14/2010 5:59:06 PM
bonus-sensai825$25.00$25.008/15/2010 11:35:45 AM
hidavehi$40.00$40.008/15/2010 1:37:43 PM
myidear$25.00$25.008/15/2010 4:50:07 AM
jayk63$25.00$25.008/15/2010 5:16:32 AM
paul1$35.00$35.008/15/2010 5:30:55 AM
BeanCownter$100.00$100.008/15/2010 1:25:54 PM
doopers$25.00$25.008/15/2010 7:22:09 AM
gjm6d$25.00$25.008/15/2010 9:29:38 AM
johnk317$50.00$50.008/15/2010 1:15:22 PM
Chesterite$30.13$30.138/15/2010 10:21:54 PM
planet613$100.00$100.008/15/2010 10:52:13 PM
exchange-squirrel$25.00$25.008/16/2010 2:39:40 AM
bold-social-advantage$75.00$75.008/15/2010 6:35:21 PM
Cherrypicker$50.00$50.008/16/2010 10:06:30 AM
thankful-nickel2$25.00$25.008/16/2010 7:10:05 AM
mgking007$25.04$25.048/16/2010 11:32:03 AM
Ricajote$25.00$25.008/16/2010 2:15:11 PM
LawyerLoan$25.00$25.008/16/2010 12:14:13 PM
boj2007$75.00$75.008/16/2010 1:40:56 PM
jayh888$40.08$40.088/16/2010 11:28:20 AM
blue-useful-auction$25.00$25.008/16/2010 2:34:58 PM
forthright-principal2$25.00$25.008/10/2010 11:07:36 AM
atomantic$25.00$25.008/10/2010 4:00:43 PM
PalmerTheEmbalmer$25.00$25.008/10/2010 11:42:16 PM
turbospeed$25.00$25.008/11/2010 12:08:22 AM
TechieLender$43.97$43.978/11/2010 6:59:36 AM
justin323$30.00$30.008/12/2010 8:03:20 AM
casaram$25.00$25.008/12/2010 9:45:11 AM
cash-mountain4$50.00$50.008/12/2010 3:21:48 PM
Loves-Corvairs$50.00$50.008/12/2010 8:56:15 PM
rce1964$25.00$25.008/13/2010 8:20:56 AM
JerryB96$25.00$25.008/12/2010 8:36:48 PM
dsparrow$28.39$28.398/13/2010 12:41:21 AM
abnvette$25.00$25.008/13/2010 12:25:03 PM
nad139$25.00$25.008/13/2010 12:26:33 PM
dhinckley$25.00$25.008/13/2010 5:26:03 PM
afterhours$25.00$25.008/13/2010 7:29:35 PM
Investoman$100.00$100.008/14/2010 4:17:46 AM
Dollars4Rent$25.00$25.008/14/2010 12:22:24 PM
micah7345$50.00$50.008/14/2010 9:41:49 AM
oldrebel$30.00$30.008/14/2010 2:30:17 PM
bughead$25.00$25.008/14/2010 4:01:42 PM
mrnazraq$37.01$37.018/14/2010 12:32:22 PM
bejfishing$25.00$25.008/14/2010 6:08:09 PM
KU83$50.00$50.008/14/2010 1:28:28 PM
ralf206$25.00$25.008/14/2010 10:30:59 PM
market-socrates4$25.00$25.008/14/2010 10:26:38 PM
poster177$50.00$50.008/14/2010 4:28:13 PM
Schwamie$57.22$57.228/15/2010 3:39:40 AM
mammalian4$25.00$25.008/14/2010 8:56:58 PM
truth-trapper$25.00$25.008/15/2010 9:56:31 AM
dogthecat$25.00$25.008/15/2010 12:43:15 PM
simplelender80$100.00$100.008/15/2010 8:44:00 AM
Paxman84$25.00$25.008/15/2010 8:51:03 PM
Charmart$25.00$25.008/15/2010 6:58:48 PM
credit-launcher773$25.00$25.008/16/2010 3:47:41 AM
gt5149c$25.00$25.008/16/2010 7:28:32 AM
tranquil-revenue$100.00$100.008/16/2010 7:10:34 AM
dj_57$39.09$39.098/16/2010 7:22:16 AM
tamcho$25.00$25.008/16/2010 8:19:38 AM
Earn_money$25.00$25.008/16/2010 8:40:31 AM
integrity-cowbell$25.00$16.998/16/2010 9:39:25 AM
s270$28.73$28.738/16/2010 1:38:40 PM
VIPBank$40.00$40.008/16/2010 2:34:32 PM
100 bids
 
Borrower Payment Dependent Notes Series 470883
This series of Notes was issued and sold upon the funding of the borrower loan #44137, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.2% Auction start date:  Aug-11-2010 
  Auction end date:  Aug-18-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.06% Starting monthly payment: $336.52
Final lender yield: 33.35% Final borrower rate/APR: 34.35% / 38.06% Final monthly payment: $336.52
 
Auction yield range: 13.89% - 33.35% Estimated loss impact: 15.74%  
Lender servicing fee: 1.00% Estimated return: 17.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1979 Debt/Income ratio: 43%
Credit score: 640-659 (Jul-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 4 Current / open credit lines: 6 / 7Length of status:8y 0m
Amount delinquent: $2,114 Total credit lines: 19 Occupation: Professor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,334Stated income:$50,000-$74,999
Delinquencies in last 7y: 2 Bankcard utilization: 22%  
   Homeownership: Yes  
Screen name: deal-euphoria Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Getting back on track
Reason of this loan: It will help pay off one auto loan and get back on track financially.

I will be a ideal for this loan because with Prosper.com help, it will help me take care of the delinquents and increase the cash flow for our budget.? I am expecting 2nd child.? This loan will be important to me and will ensure to pay back to the investors.? I am committed to improve my credit ratings.? Thank you for consideration and any questions will be answered.

Monthly net: 4,750
Mortgage: 750
Auto loans: 795
Utility: 241
Food: 285
Gas: 400
Internet/TV: 145
CC: 400
Daycare: 384
Other expenses: 435




Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: It says you are late on four payments...What is the story there? - best-shiny-hope
A: Yes, the reason why I'm behind is because of medical situations and I am currently working with the creditors to get these behind payments back on track. When medical situtations came up and I tried to work with these creditors but had hard time getting hold of them. That's why it caused few months behind. Thank you (Aug-18-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
reward-adventure$30.00$30.008/11/2010 2:32:42 PM
balance-handshake7$25.00$25.008/11/2010 2:33:01 PM
Artist_Blue$25.00$25.008/11/2010 2:35:26 PM
kegs$100.00$100.008/11/2010 2:38:46 PM
top-courteous-peso$25.00$25.008/11/2010 2:30:52 PM
bchen78875$25.00$25.008/11/2010 5:08:29 PM
zone8$50.00$50.008/12/2010 10:41:18 AM
reflective-rupee$25.00$25.008/12/2010 2:33:24 PM
bid-czar8$50.00$50.008/12/2010 7:13:32 PM
the-silver-blaster$35.00$35.008/15/2010 10:27:38 AM
richboy56$25.00$25.008/15/2010 3:43:04 PM
helping-out$30.00$30.008/16/2010 1:24:22 PM
asiaratt$50.00$50.008/16/2010 3:40:49 PM
roblender$25.00$25.008/16/2010 3:38:53 PM
PThor$25.00$25.008/16/2010 3:54:33 PM
lillian27$50.00$50.008/16/2010 3:39:07 PM
gelidfrank$25.00$25.008/16/2010 3:45:31 PM
tech310$25.00$25.008/16/2010 3:46:08 PM
Investoman$37.71$37.718/16/2010 8:17:07 PM
Rogesparkguy$25.00$25.008/16/2010 7:27:19 PM
mtp$25.01$25.018/16/2010 8:57:00 PM
matt_2006$25.00$25.008/17/2010 9:48:19 AM
adir1$25.00$25.008/17/2010 6:59:26 AM
sensible-trade$50.00$50.008/17/2010 9:23:09 AM
credit-vinyl$25.00$25.008/17/2010 12:40:13 PM
dedicated-bid1$25.00$25.008/17/2010 3:10:28 PM
admirable-basis1$25.00$25.008/17/2010 3:10:30 PM
helpishere777$25.00$25.008/17/2010 3:10:57 PM
ITExec$50.00$50.008/17/2010 3:11:03 PM
upbeat-coin937$50.00$50.008/17/2010 3:11:08 PM
flwah$25.00$25.008/17/2010 3:11:13 PM
floridass$25.00$25.008/17/2010 3:11:50 PM
life-is-great$50.00$50.008/17/2010 3:12:01 PM
Jumbojack$50.00$50.008/17/2010 3:12:05 PM
moola-wildebeest3$50.00$50.008/17/2010 3:12:19 PM
asset-trumpeter$50.00$50.008/17/2010 3:12:54 PM
cash-spark3$25.00$25.008/17/2010 3:13:00 PM
youthful-greenback3$25.00$25.008/17/2010 3:09:39 PM
Cybercusp$50.00$50.008/17/2010 3:10:27 PM
mikepat55$50.00$50.008/17/2010 3:10:37 PM
boybutter$25.00$25.008/17/2010 3:10:40 PM
investment-star$50.00$50.008/17/2010 3:10:55 PM
HenryS$50.00$50.008/17/2010 3:11:39 PM
Hambone1111$25.00$25.008/17/2010 3:11:47 PM
bonus-tent$25.00$25.008/17/2010 3:11:55 PM
schoolchamp$25.00$25.008/17/2010 3:17:03 PM
green-moola-sniffer$50.00$50.008/17/2010 3:17:07 PM
Aleut$25.00$25.008/17/2010 3:13:41 PM
gotjack$25.00$25.008/17/2010 3:14:14 PM
FeedTheMachine$100.00$100.008/17/2010 3:16:41 PM
wwwUniversal$25.00$25.008/17/2010 3:16:51 PM
genuine-responsibility8$50.00$50.008/17/2010 3:16:59 PM
lagnisiruk$25.00$25.008/17/2010 3:17:05 PM
first-upright-payout$50.00$50.008/17/2010 3:17:26 PM
supreme-hope$25.00$25.008/17/2010 3:10:24 PM
Tasmir$25.00$25.008/17/2010 3:10:33 PM
ericb674$25.00$25.008/17/2010 3:10:51 PM
christifa$25.00$25.008/17/2010 3:10:56 PM
nellaelyob$50.00$50.008/17/2010 3:11:28 PM
powerful-finance7$50.00$50.008/17/2010 3:11:40 PM
glimmering-point$25.00$25.008/17/2010 3:11:49 PM
valiant-liberty4$50.00$50.008/17/2010 3:11:56 PM
cestesV$50.00$50.008/17/2010 3:12:29 PM
pixeldave$50.00$50.008/17/2010 3:12:40 PM
sgt-schultz$25.00$25.008/17/2010 4:04:36 PM
moopi$25.00$25.008/17/2010 3:15:40 PM
turbolozano$25.00$25.008/17/2010 3:16:12 PM
kmavm$25.00$25.008/17/2010 3:16:25 PM
zone6$100.00$100.008/17/2010 4:51:20 PM
the-productive-agreement$25.00$25.008/17/2010 3:16:54 PM
brightest-asset-healer$36.64$36.648/17/2010 3:18:55 PM
the-persistent-reward$25.00$25.008/17/2010 5:32:00 PM
firewomin$50.00$50.008/17/2010 6:57:22 PM
Leshan$33.33$33.338/17/2010 9:51:24 PM
ChrisKwan$25.00$25.008/17/2010 10:53:28 PM
somebody32$25.00$25.008/17/2010 11:12:48 PM
FEWDollars$25.00$25.008/17/2010 11:50:43 PM
power-secret-agent$25.00$25.008/18/2010 2:46:36 AM
dough-bear$26.30$26.308/18/2010 3:08:01 AM
financial-frenzy$50.00$50.008/18/2010 7:32:47 AM
puifais$25.00$25.008/18/2010 7:34:29 AM
asmithj$47.18$47.188/18/2010 7:34:36 AM
income-rocker2$50.00$50.008/18/2010 6:23:43 AM
worldpower2$50.00$50.008/18/2010 8:06:30 AM
greenwell$50.00$50.008/17/2010 11:19:02 PM
wampum-chorus3$25.00$25.008/18/2010 7:33:31 AM
deal-pinnacle7$25.00$25.008/18/2010 7:34:34 AM
payment-gusto$25.00$25.008/18/2010 12:52:42 AM
ISLA-VISTA$25.00$25.008/18/2010 9:32:00 AM
nicklds$25.00$25.008/18/2010 7:58:58 AM
jhernand17$25.00$25.008/18/2010 6:03:01 AM
dparkhom$25.00$25.008/18/2010 6:06:57 AM
first-silver-bridge$25.00$19.908/18/2010 9:53:49 AM
goodhearted-basis4$25.00$25.008/18/2010 10:20:32 AM
168RichCapital$25.00$25.008/18/2010 11:21:03 AM
Bob450$30.00$30.008/18/2010 7:57:51 AM
stoopidnoodle$25.00$25.008/18/2010 8:07:06 AM
Pu239$60.00$60.008/18/2010 8:23:12 AM
lostviajero$25.00$25.008/18/2010 10:09:09 AM
seisen$50.00$50.008/18/2010 8:49:26 AM
Dubbs360$25.00$25.008/18/2010 8:49:29 AM
SouthernRemarketing$30.85$30.858/18/2010 1:38:25 PM
personal-lender$25.00$25.008/11/2010 2:33:06 PM
diplomatic-wealth7$25.00$25.008/11/2010 2:36:06 PM
important-openness1$100.00$100.008/11/2010 2:36:15 PM
principal-mermaid$300.00$300.008/11/2010 6:19:25 PM
dinero-mason$50.00$50.008/12/2010 2:53:28 AM
larrybird$100.00$100.008/11/2010 6:26:48 PM
simplelender80$100.00$100.008/11/2010 6:32:39 PM
Comoparklender$25.00$25.008/12/2010 11:03:08 AM
birddogsb$50.00$50.008/12/2010 7:58:22 PM
new-social-economist$25.00$25.008/13/2010 2:52:46 PM
enthralling-deal180$100.00$100.008/14/2010 3:32:50 PM
oracle3$50.00$50.008/15/2010 7:19:41 AM
kind-bill-supporter$25.00$25.008/15/2010 6:22:24 PM
copper$50.00$50.008/16/2010 10:41:44 AM
red-power-pecan$50.00$50.008/16/2010 1:24:31 PM
inspiring-reward$100.00$100.008/16/2010 3:40:06 PM
BeanCownter$100.00$100.008/16/2010 3:46:16 PM
kulender$50.00$50.008/16/2010 3:43:15 PM
leodaguy$100.00$100.008/16/2010 3:46:26 PM
dcap3$50.00$50.008/16/2010 8:52:36 PM
mtquan$25.00$25.008/16/2010 10:52:35 PM
head$25.00$25.008/17/2010 11:54:11 AM
red-favorable-basis$25.00$25.008/17/2010 11:54:49 AM
magnolia161$50.00$50.008/17/2010 1:35:42 PM
spsavage$25.00$25.008/17/2010 3:09:19 PM
Attract$25.00$25.008/17/2010 3:09:40 PM
jamiee73$25.00$25.008/17/2010 3:10:36 PM
wanna-help$25.00$25.008/17/2010 3:10:46 PM
contract-maracas$48.97$48.978/17/2010 3:10:54 PM
FASTIZIO_P$25.00$25.008/17/2010 3:11:00 PM
mrzz$25.00$25.008/17/2010 3:11:21 PM
Ducatiman1978$25.00$25.008/17/2010 3:11:31 PM
payout-mongoose$50.00$50.008/17/2010 3:11:45 PM
smart-leverage7$30.00$30.008/17/2010 3:12:27 PM
officer8$25.00$25.008/17/2010 3:10:31 PM
MONEYMATCH$25.00$25.008/17/2010 3:14:21 PM
mclilpaws$25.00$25.008/17/2010 3:10:38 PM
kellydawn$50.00$50.008/17/2010 3:10:49 PM
reinforced-revenue069$50.00$50.008/17/2010 3:11:11 PM
social-conductor4$25.00$25.008/17/2010 3:15:22 PM
phredd$25.00$25.008/17/2010 3:11:42 PM
rosario1$25.00$25.008/17/2010 3:11:52 PM
bnlforever$25.00$25.008/17/2010 3:15:44 PM
well-rounded-dinero$25.00$25.008/17/2010 3:12:09 PM
honorable-yield$35.00$35.008/17/2010 3:16:49 PM
economy-producer$25.00$25.008/17/2010 3:13:03 PM
igotmoney$25.00$25.008/17/2010 3:17:23 PM
Zingaro$25.00$25.008/17/2010 3:13:49 PM
Interloper$25.00$25.008/17/2010 3:13:54 PM
lamsabuy$100.00$100.008/17/2010 3:19:58 PM
IIP77$25.00$25.008/17/2010 2:55:59 PM
generous-deal6$25.00$25.008/17/2010 3:16:26 PM
jono9999$50.00$50.008/17/2010 2:56:39 PM
saffron4$25.00$25.008/17/2010 3:17:10 PM
bountiful-durability$27.33$27.338/17/2010 3:17:14 PM
sturdy-openness885$25.00$25.008/17/2010 2:58:26 PM
delivery$25.00$25.008/17/2010 3:18:41 PM
abundant-credit6$25.00$25.008/17/2010 3:09:21 PM
gizzywump$25.00$25.008/17/2010 3:09:54 PM
jeffaa$25.00$25.008/17/2010 3:10:28 PM
bullincage$25.00$25.008/17/2010 3:10:41 PM
generosity-multiplier2$25.00$25.008/17/2010 3:10:53 PM
andypbe$25.00$25.008/17/2010 3:21:14 PM
ultimate-power2$25.00$25.008/17/2010 3:11:10 PM
jtc26$50.00$50.008/17/2010 4:47:50 PM
SeaDevil$50.00$50.008/17/2010 3:11:44 PM
transaction-animal8$25.00$25.008/17/2010 3:11:52 PM
balance-warrior$25.00$25.008/17/2010 3:11:57 PM
income-pillow$50.00$50.008/17/2010 3:12:02 PM
epic-balance0$25.00$25.008/17/2010 3:12:06 PM
bulsa$25.00$25.008/17/2010 3:12:31 PM
tolerant-interest4$25.00$25.008/17/2010 3:12:57 PM
PatRichi$25.00$25.008/17/2010 3:14:18 PM
Hokie83$25.00$25.008/17/2010 4:08:08 PM
zorg77$25.00$25.008/17/2010 3:17:01 PM
AF-Chief$33.00$33.008/17/2010 3:17:09 PM
MetraLynn$25.00$25.008/17/2010 3:17:13 PM
KiwiElf$25.00$25.008/17/2010 10:53:23 PM
siafu_kali$25.00$25.008/18/2010 5:26:58 AM
oath163$50.00$50.008/18/2010 6:31:52 AM
RyanM561$25.00$25.008/18/2010 7:29:09 AM
AAAInvestments$25.00$25.008/18/2010 7:34:33 AM
thrifty-return$35.00$35.008/18/2010 7:27:03 AM
speedy-point$25.00$25.008/18/2010 7:34:30 AM
treasure-bliss$25.00$25.008/18/2010 7:35:27 AM
minddoc$25.00$25.008/18/2010 9:32:08 AM
bazaar-ruler$25.00$25.008/18/2010 2:01:58 AM
Picopie$37.16$37.168/18/2010 5:01:59 AM
SF2Berlin$25.00$25.008/18/2010 5:22:49 AM
engaging-worth$25.00$25.008/18/2010 8:27:14 AM
mdf$26.62$26.628/18/2010 5:38:05 AM
poeman$25.00$25.008/18/2010 9:53:00 AM
ommcd$25.00$25.008/18/2010 7:33:46 AM
bulabula$25.00$25.008/18/2010 9:53:01 AM
Bikerider$50.00$50.008/18/2010 1:17:33 PM
affluence-tycoon$25.00$25.008/18/2010 9:37:32 AM
TheYellowDart$25.00$25.008/18/2010 9:52:42 AM
simeonthewhale$35.00$35.008/18/2010 12:34:13 PM
payout-bridge$50.00$50.008/18/2010 2:19:54 PM
201 bids
 
Borrower Payment Dependent Notes Series 471061
This series of Notes was issued and sold upon the funding of the borrower loan #44108, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 9.8% Auction start date:  Aug-12-2010 
  Auction end date:  Aug-19-2010 
 
Starting lender yield: 24.75% Starting borrower rate/APR: 25.75% / 29.26% Starting monthly payment: $160.63
Final lender yield: 24.75% Final borrower rate/APR: 25.75% / 29.27% Final monthly payment: $160.63
 
Auction yield range: 10.89% - 24.75% Estimated loss impact: 10.41%  
Lender servicing fee: 1.00% Estimated return: 14.34%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Apr-1984 Debt/Income ratio: 14%
Credit score: 640-659 (Aug-2010) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:20y 8m
Amount delinquent: $0 Total credit lines: 59 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,326Stated income:$50,000-$74,999
Delinquencies in last 7y: 10 Bankcard utilization: 6%  
   Homeownership: No  
Screen name: sophisticated-note Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 8 ( 89% ) 640-659 (Latest)
Principal borrowed: $3,000.00< 31 days late: 1 ( 11% )  
640-659 (Oct-2009)
640-659 (Sep-2009)
 
Principal balance: $2,500.09 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Help Please! Paying off Debt
Purpose of loan:
This loan will be used to pay off some debt.
My financial situation:
I am a good candidate for this loan because?I am a current customer, I?had one?recent inquiry because?I changed banks and the Prosper Account took a week to recognize it. ?I have the income to make the monthly payment. ?

Monthly net income: $ 4000.00????????????????????

Monthly expenses: $ 3270.00
??Housing: $ 1255.00
??Insurance: $ 65.00
??Car expenses: $?385.00
??Utilities: $?270.00
??Phone, cable, internet: $ 220.00????
??Food, entertainment: $ 500.00????????
??Clothing, household expenses $ 125.00
??Credit cards and other loans: $ 350.00
??Other expenses: $ 100.00 ?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
balance-handshake7$25.00$25.008/12/2010 3:24:48 PM
reward-adventure$30.00$30.008/12/2010 3:24:33 PM
personal-lender$25.00$25.008/12/2010 3:25:05 PM
important-openness1$100.00$100.008/12/2010 3:28:52 PM
reflective-rupee$25.00$25.008/12/2010 3:35:55 PM
frogperson$100.00$100.008/12/2010 9:45:12 PM
birddogsb$50.00$50.008/12/2010 7:58:35 PM
diplomatic-wealth7$25.00$25.008/12/2010 7:42:56 PM
new-peso-concerto$75.00$75.008/13/2010 1:28:53 PM
Comoparklender$25.00$25.008/13/2010 1:13:20 PM
simplelender80$30.00$30.008/13/2010 1:23:09 PM
kegs$100.00$100.008/13/2010 3:04:03 PM
randsenterprise$25.00$25.008/14/2010 12:22:09 PM
the-silver-blaster$35.00$35.008/16/2010 3:45:05 PM
BrighterSuns$25.00$25.008/16/2010 5:21:01 PM
loanman2007$25.00$25.008/17/2010 6:37:33 AM
kind-bill-supporter$25.00$25.008/17/2010 9:43:59 AM
helping-out$30.00$30.008/17/2010 1:35:44 PM
asiaratt$50.00$50.008/17/2010 2:56:45 PM
leodaguy$100.00$100.008/17/2010 3:21:55 PM
sturdy-openness885$25.00$25.008/17/2010 2:59:01 PM
firewomin$50.00$50.008/17/2010 6:57:29 PM
kulender$50.00$50.008/17/2010 3:22:24 PM
Rogesparkguy$25.00$25.008/18/2010 6:42:06 AM
elevated-investment$25.00$25.008/18/2010 1:57:16 PM
IIP77$25.00$25.008/18/2010 2:42:29 PM
magnolia161$50.00$50.008/18/2010 2:43:05 PM
sensible-trade$100.00$100.008/18/2010 2:43:09 PM
zone6$50.00$50.008/18/2010 2:57:44 PM
matt_2006$25.00$25.008/18/2010 2:59:57 PM
thrifty-return$35.00$35.008/18/2010 2:42:53 PM
red-favorable-basis$25.00$25.008/18/2010 3:43:55 PM
inspiring-reward$32.82$32.828/18/2010 5:32:39 PM
head$25.00$25.008/18/2010 5:08:24 PM
credit-vinyl$25.00$25.008/18/2010 7:47:04 PM
igotmoney$25.00$25.008/18/2010 5:12:18 PM
well-rounded-dinero$25.00$25.008/18/2010 9:07:58 PM
delivery$25.00$25.008/18/2010 9:09:19 PM
PatRichi$25.00$25.008/18/2010 8:37:42 PM
economy-producer$25.00$25.008/18/2010 9:04:11 PM
bid-carrier0$25.00$25.008/18/2010 10:57:21 PM
LAM26$25.00$25.008/19/2010 12:14:52 AM
contract-high-five$25.00$25.008/19/2010 3:23:28 AM
Cypher041$25.00$25.008/19/2010 5:12:54 AM
FeedTheMachine$33.42$0.058/19/2010 5:43:27 AM
Kennfusion$33.00$33.008/19/2010 3:20:08 AM
Moe87$25.00$25.008/19/2010 3:37:00 AM
friendinmoney$25.00$25.008/19/2010 9:59:41 AM
dpries123$25.00$25.008/19/2010 9:57:43 AM
AlexTrep$25.00$25.008/19/2010 10:27:46 AM
Artist_Blue$25.00$25.008/12/2010 3:20:53 PM
sfmf$25.00$25.008/12/2010 3:34:23 PM
bid-czar8$50.00$50.008/12/2010 7:13:48 PM
fabulous-community4$150.00$150.008/13/2010 3:16:19 PM
bchen78875$25.00$25.008/13/2010 5:00:01 PM
larrybird$100.00$100.008/13/2010 3:04:21 PM
Thylow$25.00$25.008/15/2010 5:24:29 PM
yield-lion2$30.00$30.008/16/2010 9:37:12 AM
new-social-economist$25.00$25.008/16/2010 3:38:34 PM
enthralling-deal180$100.00$100.008/16/2010 3:44:33 PM
tech310$50.00$50.008/16/2010 11:43:11 PM
dcap3$50.00$50.008/16/2010 8:52:47 PM
richboy56$25.00$25.008/17/2010 2:24:08 PM
enthusiastic-balance5$50.00$50.008/17/2010 2:50:37 PM
BeanCownter$100.00$100.008/17/2010 3:19:29 PM
red-power-pecan$50.00$50.008/17/2010 3:19:59 PM
mtp$26.56$26.568/17/2010 7:17:20 PM
dinero-mason$43.91$43.918/17/2010 8:22:49 PM
peace-saber0$25.00$25.008/18/2010 8:01:58 AM
generous-deal6$25.00$25.008/18/2010 12:13:44 AM
copper$34.27$34.278/18/2010 9:53:31 AM
reward-planetarium$100.00$100.008/18/2010 11:27:08 AM
adir1$25.00$25.008/18/2010 2:41:37 PM
gelidfrank$25.00$25.008/18/2010 2:42:46 PM
Investoman$50.00$50.008/18/2010 2:42:34 PM
mtquan$25.00$25.008/18/2010 3:00:02 PM
PThor$25.00$25.008/18/2010 2:42:50 PM
cash-spark3$25.00$25.008/18/2010 3:49:38 PM
Sateesh$100.00$100.008/18/2010 6:52:17 PM
Cybercusp$25.00$25.008/18/2010 9:08:31 PM
tolerant-interest4$25.00$25.008/18/2010 9:09:01 PM
cestesV$50.00$50.008/18/2010 9:08:01 PM
Zingaro$25.00$25.008/18/2010 9:08:47 PM
asset-trumpeter$39.39$39.398/19/2010 12:36:42 AM
famous-bill$25.00$25.008/19/2010 4:57:29 AM
reddyloan$50.00$50.008/19/2010 7:02:10 AM
Starfin-Capital-Management$500.00$500.008/19/2010 6:35:42 AM
87 bids
 
Borrower Payment Dependent Notes Series 471165
This series of Notes was issued and sold upon the funding of the borrower loan #44152, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,200.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 6.0% Auction start date:  Aug-17-2010 
  Auction end date:  Aug-24-2010 
 
Starting lender yield: 14.15% Starting borrower rate/APR: 15.15% / 17.63% Starting monthly payment: $76.43
Final lender yield: 12.00% Final borrower rate/APR: 13.00% / 15.44% Final monthly payment: $74.13
 
Auction yield range: 5.89% - 14.15% Estimated loss impact: 6.15%  
Lender servicing fee: 1.00% Estimated return: 5.85%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-1994 Debt/Income ratio: 4%
Credit score: 740-759 (Aug-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 3 / 3Length of status:3y 6m
Amount delinquent: $1,377 Total credit lines: 8 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $81Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 5%  
   Homeownership: Yes  
Screen name: teamtiny Borrower's state: California Borrower's group: Christian Investors
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Dual Pane Upgrade
Purpose of loan:
This loan will be used to get dual pane windows installed and check out the process a borrower goes through to get a prosper loan.

My financial situation:
I am a good candidate for this loan because I have worked hard to improve my credit, am gainfully employed and a prosper lender with a total of 91 loans dating back to March 2008. I know how frustrating it can be to see your ROI shrink, I myself have just finally re-reached positive ground to the tune of about $30.00 on $4350.00 Invested. Additionally, I will likely pay this loan off early, as a lender I know this isn't ideal...but I plan on getting a another loan as soon as I pay this one off for Flooring.

Monthly net income: $ 2900.00

Monthly expenses: $
??Housing: $ 793.00.
??Insurance: $ 60
??Car expenses: $0, own my car with a 5 year service package.
??Utilities: $ 56.00 for July.
??Phone, cable, internet: $ 140.00
??Food, entertainment: $ 500.00
??Clothing, household expenses $ 150.00
??Credit cards and other loans: $ 100.00 Student Loans, pay off my Credit Card, in full every month, use it for cell, Internet, cable and food.
??Other expenses: $ MISC-$100.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Can you please explain the current delinquency? - mobius_titan
A: Sure Mobius; the delinquency is from GM Towing. In 2003 I had a car stolen that was recovered. The towing company charged me $300+ for towing and storage. I decided to forfeit the car. The towing company piled on numerous charges and fees, prior to handing the debt over to a collection agency. The end result was a $1,350 dollar bill. At this point the charge is scheduled to be removed from my Credit Report in early 2011. Thanks for the inquiry. (Aug-20-2010)
Q: I see you have 1 delinquent amount for $1,377. Would you elaborate on this please... Thanks - moneytolend72
A: Yes sure, sorry if I wasn't clear in the first answer. It is a debt in conjunction with a forfeited car that was stolen, then towed and stored by GM towing. (Aug-22-2010)
Q: Windows are expensive. How many do you get for such a modest outlay? - HandupLender
A: Hi HandupLender; You're right they are expensive. I have a two bedroom condo with a total of four (04) windows. I plan on spending approx $400-$700 per window. The inspector that cleared my Condo also does contracting work and quoted me a price of $400.00 per window, by leaving in the original window and inserting a second pane into the existing window box. Or I may just have complete new panes inserted, vinyl, at around $700 a piece. (Aug-22-2010)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
RaginThunder$25.00$25.008/17/2010 2:32:39 PM
tolerant-dinero2$25.00$25.008/17/2010 2:49:17 PM
wwwUniversal$25.00$25.008/17/2010 2:50:55 PM
aurorafinancial$50.00$50.008/17/2010 5:41:56 PM
Druidsoft$50.00$50.008/18/2010 7:23:12 PM
GALERXLoans$25.00$25.008/19/2010 6:45:04 PM
thebadpelican$25.00$25.008/19/2010 9:21:59 PM
Earn_money$25.00$25.008/20/2010 9:18:47 AM
interstellar$50.00$50.008/20/2010 10:25:18 AM
Sorya$25.00$25.008/21/2010 4:18:54 PM
matthewrburk$100.00$100.008/21/2010 8:09:11 PM
Mindful7$25.00$25.008/22/2010 7:58:20 AM
duty-sundae1$25.00$25.008/22/2010 11:36:56 PM
epall$25.00$25.008/22/2010 10:00:19 PM
starry2001$25.00$25.008/23/2010 4:32:13 PM
gilbrear$25.00$25.008/23/2010 4:41:18 PM
podosphero$26.00$26.008/23/2010 6:14:21 PM
Tizzo27$50.00$50.008/23/2010 5:29:12 PM
midifool$25.00$25.008/23/2010 8:26:36 PM
autoconnection$25.00$25.008/24/2010 4:09:07 AM
niteflite$35.66$35.668/24/2010 7:24:57 AM
PalmerTheEmbalmer$25.00$25.008/24/2010 9:13:24 AM
direct-asset$25.00$25.008/24/2010 7:58:59 AM
dpries123$25.00$25.008/24/2010 8:12:00 AM
moneytolend72$25.00$25.008/24/2010 8:29:07 AM
FinanceEngine$25.00$25.008/24/2010 8:35:52 AM
drluong$25.00$25.008/24/2010 10:14:39 AM
suicideducky$25.00$25.008/24/2010 8:50:12 AM
ezerkd$25.00$25.008/24/2010 8:50:54 AM
SAG$26.70$26.708/24/2010 8:57:47 AM
uralrider$26.47$26.478/24/2010 9:10:23 AM
bughead$25.00$25.008/24/2010 9:45:29 AM
thankful-nickel2$25.00$25.008/24/2010 11:35:45 AM
colorfulgardener$25.00$25.008/24/2010 1:07:47 PM
ach$100.00$100.008/24/2010 1:30:03 PM
benefit-boots$25.00$25.008/24/2010 1:41:51 PM
dhinckley$25.00$25.008/17/2010 5:55:03 PM
yons88$25.00$3.518/17/2010 10:10:12 PM
RiskAdverse$25.00$25.008/17/2010 9:09:33 PM
outofoffice$50.00$50.008/20/2010 8:41:11 AM
marwadi-62$100.00$100.008/20/2010 10:02:43 AM
DasMula$25.00$25.008/20/2010 10:46:49 AM
gjm6d$25.00$25.008/20/2010 2:58:46 PM
jayk63$25.00$25.008/21/2010 3:53:03 AM
loanman2007$50.00$50.008/21/2010 11:11:09 AM
LARRY4NY$25.00$25.008/21/2010 3:55:20 PM
MacAtk$27.00$27.008/23/2010 3:11:54 PM
crw1950$50.00$50.008/23/2010 5:14:54 PM
KSPHoldings$25.00$25.008/23/2010 6:38:03 PM
CaliforniaSun$25.00$25.008/23/2010 3:57:12 PM
durable-investment8$27.54$27.548/23/2010 6:14:25 PM
Techne_Funds_LLC$25.00$25.008/23/2010 6:50:56 PM
Bito03$31.96$31.968/24/2010 1:57:30 AM
usd1027$25.00$25.008/24/2010 5:38:31 AM
leverage-britches$25.00$25.008/23/2010 8:52:21 PM
Leshan$75.00$75.008/24/2010 7:22:49 AM
Richmp412$25.00$25.008/24/2010 6:18:27 AM
amlu1988$25.00$25.008/24/2010 7:50:25 AM
Bito03$25.16$25.168/24/2010 9:25:09 AM
Bidwinner08$45.00$45.008/24/2010 9:59:57 AM
Cherrypicker$50.00$50.008/24/2010 10:37:01 AM
zztopdog$25.00$25.008/24/2010 2:22:17 PM
Pickmar$25.00$25.008/24/2010 10:57:17 AM
friendinmoney$35.00$35.008/24/2010 12:41:50 PM
AM2171$25.00$25.008/24/2010 12:50:55 PM
attractive-value$25.00$25.008/24/2010 1:48:53 PM
UBOtto186$40.00$40.008/24/2010 1:29:31 PM
67 bids
 
Borrower Payment Dependent Notes Series 471389
This series of Notes was issued and sold upon the funding of the borrower loan #44161, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,700.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.7% Auction start date:  Aug-16-2010 
  Auction end date:  Aug-16-2010 
 
Starting lender yield: 22.65% Starting borrower rate/APR: 23.65% / 27.12% Starting monthly payment: $144.48
Final lender yield: 22.65% Final borrower rate/APR: 23.65% / 27.12% Final monthly payment: $144.48
 
Auction yield range: 7.89% - 22.65% Estimated loss impact: 9.24%  
Lender servicing fee: 1.00% Estimated return: 13.41%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Feb-1998 Debt/Income ratio: 22%
Credit score: 780-799 (Aug-2010) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 11Length of status:6y 10m
Amount delinquent: $0 Total credit lines: 32 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,799Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 49%  
   Homeownership: Yes  
Screen name: leverage-prairie2 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement - Patio for kids
Purpose of loan:
This loan will be used to? Install a brick patio in the backyard which will increase the value of our home and also allow the?grandchildren a bigger play area.

My financial situation:
I am a good candidate for this loan because? I always pay my loans on time, and usually will pay them off early.? I am trustworthy and honest as well.? This will be my first Prosper Loan as I was referred by a friend.

Monthly net income: $1400.00

Monthly expenses: $
??Housing: $ 0??? (live with fiance', soon to get married)
??Insurance: $ 0
??Car expenses: $ 290.00
??Utilities: $ 0
??Phone, cable, internet: $ 50.00
??Food, entertainment: $ 300.00
??Clothing, household expenses $
??Credit cards and other loans: $ 200.00
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Dollarhide$25.00$25.008/16/2010 2:27:13 PM
caseattle$25.00$25.008/16/2010 2:27:34 PM
dcap3$100.00$100.008/16/2010 2:32:10 PM
rate-mogul$50.00$50.008/16/2010 2:29:56 PM
Weaverville$25.00$25.008/16/2010 2:27:52 PM
Investoman$100.00$100.008/16/2010 2:32:02 PM
top-courteous-peso$100.00$100.008/16/2010 2:40:38 PM
kegs$150.00$150.008/16/2010 2:41:15 PM
bid-czar8$50.00$50.008/16/2010 2:49:11 PM
Kaj$30.00$30.008/16/2010 2:53:30 PM
egw$25.00$25.008/16/2010 2:54:22 PM
fishintime$25.00$25.008/16/2010 2:46:20 PM
reflective-rupee$25.00$25.008/16/2010 2:48:43 PM
peso-colonel$50.00$50.008/16/2010 2:50:39 PM
tech310$100.00$100.008/16/2010 2:41:26 PM
mercuriant$25.00$25.008/16/2010 3:00:30 PM
paymentologist$25.00$25.008/16/2010 2:44:45 PM
ichibon$100.00$100.008/16/2010 2:45:29 PM
socrates520$50.00$50.008/16/2010 2:45:42 PM
GElender$50.00$50.008/16/2010 2:46:37 PM
hope-hickory$50.00$50.008/16/2010 2:57:54 PM
blackstar$25.00$25.008/16/2010 2:49:52 PM
unforgettable-order9$50.00$50.008/16/2010 2:51:16 PM
psonicl$100.00$100.008/16/2010 2:52:41 PM
dynrep$50.00$50.008/16/2010 2:59:43 PM
Whipster$50.00$50.008/16/2010 3:00:19 PM
reflective-rupee$25.00$25.008/16/2010 3:40:26 PM
wwwUniversal$25.00$25.008/16/2010 3:57:08 PM
reflective-rupee$150.00$150.008/16/2010 3:46:08 PM
SpectrumFinance$25.00$25.008/16/2010 3:53:58 PM
d_grbg$25.00$25.008/16/2010 4:08:06 PM
SpectrumCapital$50.00$50.008/16/2010 3:53:59 PM
Bookophile$50.00$50.008/16/2010 3:55:13 PM
superstar449$25.00$25.008/16/2010 2:28:23 PM
ray1051$25.00$25.008/16/2010 2:31:34 PM
loyalist1$50.00$50.008/16/2010 2:40:44 PM
xstreamin$25.00$25.008/16/2010 2:41:38 PM
diplomatic-wealth7$50.00$50.008/16/2010 2:41:55 PM
proper-p2p6$100.00$100.008/16/2010 2:42:01 PM
Artist_Blue$25.00$25.008/16/2010 2:31:22 PM
Goodlender42$25.00$25.008/16/2010 2:44:53 PM
Rogelio48$30.00$30.008/16/2010 2:40:32 PM
j2ee$25.00$25.008/16/2010 2:41:10 PM
jigsaw$100.00$100.008/16/2010 2:41:48 PM
bountiful-durability$100.00$100.008/16/2010 2:50:09 PM
well-rounded-dinero$50.00$50.008/16/2010 2:52:26 PM
rescue$50.00$50.008/16/2010 2:45:03 PM
chkrvrty$25.00$25.008/16/2010 2:54:09 PM
simplelender80$250.00$250.008/16/2010 2:49:01 PM
grandson02$25.00$25.008/16/2010 2:40:42 PM
tnjohnso$25.00$25.008/16/2010 2:40:52 PM
350DGRZ$25.00$25.008/16/2010 2:50:23 PM
sdloanhelper$25.00$25.008/16/2010 2:54:34 PM
leeball$50.00$50.008/16/2010 2:55:47 PM
laufer32304$50.00$50.008/16/2010 2:56:31 PM
hitsman$100.00$100.008/16/2010 2:46:03 PM
dynrep$25.00$25.008/16/2010 2:48:50 PM
Lesburger$25.00$25.008/16/2010 2:48:58 PM
richboy56$50.00$50.008/16/2010 3:24:35 PM
schpere$25.00$25.008/16/2010 2:55:14 PM
Wellman$100.00$100.008/16/2010 2:55:44 PM
kind-bill-supporter$25.00$25.008/16/2010 3:26:48 PM
money-bauble$40.54$40.548/16/2010 3:34:47 PM
revenue-officer36$50.00$50.008/16/2010 3:19:36 PM
VAGweilo$50.00$50.008/16/2010 3:20:05 PM
new-social-economist$25.00$25.008/16/2010 3:27:03 PM
reflective-rupee$100.00$100.008/16/2010 3:40:41 PM
loan-fate$50.00$50.008/16/2010 3:43:28 PM
reflective-rupee$150.00$74.468/16/2010 4:04:59 PM
69 bids
 
Borrower Payment Dependent Notes Series 471735
This series of Notes was issued and sold upon the funding of the borrower loan #44155, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,200.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.3% Auction start date:  Aug-17-2010 
  Auction end date:  Aug-24-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $144.76
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 38.72% Final monthly payment: $144.76
 
Auction yield range: 16.89% - 34.00% Estimated loss impact: 20.31%  
Lender servicing fee: 1.00% Estimated return: 13.69%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Dec-1981 Debt/Income ratio: 23%
Credit score: 600-619 (Aug-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 17Length of status:8y 11m
Amount delinquent: $0 Total credit lines: 33 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $10,733Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 91%  
   Homeownership: No  
Screen name: value-demon Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 22 ( 100% ) 600-619 (Latest)
Principal borrowed: $2,000.00< 31 days late: 0 ( 0% )  
540-559 (Sep-2008)
 
Principal balance: $1,027.61 31+ days late: 0 ( 0% )
Total payments billed: 22  
Description
Debt Free
Purpose of loan:
This loan will be used to pay off some lingering debt and start to save more.?

My financial situation:
I am a good candidate for this loan because my bills are paid on time and I have stable employment.?

Monthly net income: $70,00.00

Monthly expenses: $
??Housing: $ 600.00
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 0
??Phone, cable, internet: $ 110
??Food, entertainment: $ 400
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 2800
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
reflective-rupee$25.00$25.008/17/2010 2:37:48 PM
UCLA4life$35.00$35.008/17/2010 2:41:43 PM
simplelender80$100.00$100.008/17/2010 2:46:57 PM
glroark$50.00$50.008/17/2010 2:47:43 PM
transaction-animal8$25.00$25.008/17/2010 3:10:05 PM
zone8$50.00$50.008/17/2010 5:15:36 PM
Moe87$25.00$25.008/17/2010 6:31:32 PM
dynrep$25.00$25.008/18/2010 6:28:37 AM
diplomatic-wealth7$25.00$25.008/18/2010 6:07:06 PM
retired272$25.00$25.008/19/2010 9:46:59 AM
kegs$100.00$100.008/20/2010 2:20:38 PM
yield-lion2$30.00$30.008/21/2010 12:54:49 PM
SFBank$300.00$300.008/21/2010 12:53:54 PM
lucrative-loan$30.17$30.178/21/2010 12:54:50 PM
DasMula$25.00$25.008/21/2010 10:11:22 PM
blitzen40$25.00$25.008/22/2010 9:06:46 AM
Mark-M$25.00$25.008/22/2010 9:56:04 AM
FarmersBank$25.00$25.008/22/2010 8:40:56 AM
big_balla_papi$25.00$25.008/22/2010 1:38:55 PM
mikeandcat$50.00$50.008/23/2010 5:29:23 AM
return-grizzly$100.00$100.008/23/2010 1:12:19 PM
dcap3$50.00$50.008/23/2010 3:25:57 PM
Ray3486$25.00$25.008/23/2010 5:16:23 PM
sensible-trade$26.48$26.488/23/2010 6:35:51 PM
Tono$30.00$30.008/23/2010 5:26:22 PM
orange-dollar-guild$25.00$25.008/23/2010 9:46:19 PM
Rogesparkguy$25.00$25.008/24/2010 4:51:16 AM
NekHoldings$25.00$25.008/24/2010 5:35:45 AM
YoungTaxMan$300.00$300.008/24/2010 11:38:13 AM
Skeptical-one$30.00$30.008/24/2010 9:47:07 AM
twjh$25.00$25.008/24/2010 9:54:06 AM
innovator2$25.00$25.008/24/2010 1:38:55 PM
KirosPOS$70.00$70.008/24/2010 1:52:02 PM
OldManP$25.00$25.008/17/2010 2:37:52 PM
loanman2007$25.00$25.008/18/2010 5:18:16 AM
Kash2010lu$25.00$25.008/18/2010 9:38:20 AM
sfmf$25.00$25.008/20/2010 9:48:42 AM
larrybird$100.00$100.008/20/2010 2:20:35 PM
AlexTrep$25.00$25.008/20/2010 2:51:54 PM
enthusiastic-balance5$50.00$50.008/21/2010 2:49:31 AM
fabulous-community4$150.00$150.008/21/2010 12:54:48 PM
selector568$50.00$50.008/21/2010 12:54:33 PM
Amber_Stone$25.00$25.008/22/2010 7:38:39 AM
head$25.00$25.008/23/2010 3:30:10 PM
KiwiElf$25.00$25.008/23/2010 3:16:57 PM
bold-enthralling-yield$25.00$25.008/23/2010 3:32:28 PM
tech310$25.00$25.008/23/2010 3:19:38 PM
admirable-credit$25.00$25.008/23/2010 3:22:16 PM
top-courteous-peso$50.00$50.008/23/2010 3:38:28 PM
inspiring-reward$43.12$43.128/23/2010 4:01:31 PM
anton$150.00$150.008/23/2010 3:32:09 PM
kind-bill-supporter$25.00$25.008/23/2010 3:35:10 PM
red-favorable-basis$25.00$25.008/23/2010 8:45:55 PM
dslobbs$25.00$25.008/24/2010 4:51:09 AM
supreme-hope$25.00$25.008/24/2010 12:31:34 AM
visionary-deal3$41.97$41.978/24/2010 7:28:42 AM
atomantic$25.00$25.008/24/2010 9:00:01 AM
EEasyMoney$25.00$25.008/24/2010 9:01:50 AM
innovator2$25.00$25.008/24/2010 1:53:03 PM
grampy48$25.00$25.008/24/2010 2:19:13 PM
visionary-currency$50.00$26.518/24/2010 10:43:01 AM
good4loan$25.00$25.008/24/2010 12:19:52 PM
KirosPOS$61.75$61.758/24/2010 1:52:35 PM
ultimate-peace$125.00$125.008/24/2010 2:10:22 PM
innovator2$25.00$25.008/24/2010 2:18:49 PM
innovator2$50.00$50.008/24/2010 1:08:19 PM
66 bids
 
Borrower Payment Dependent Notes Series 471739
This series of Notes was issued and sold upon the funding of the borrower loan #44114, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 6.0% Auction start date:  Aug-17-2010 
  Auction end date:  Aug-23-2010 
 
Starting lender yield: 14.15% Starting borrower rate/APR: 15.15% / 17.32% Starting monthly payment: $243.17
Final lender yield: 14.15% Final borrower rate/APR: 15.15% / 17.32% Final monthly payment: $243.17
 
Auction yield range: 5.89% - 14.15% Estimated loss impact: 6.19%  
Lender servicing fee: 1.00% Estimated return: 7.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1996 Debt/Income ratio: 24%
Credit score: 740-759 (Aug-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:3y 11m
Amount delinquent: $0 Total credit lines: 11 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,434Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 42%  
   Homeownership: Yes  
Screen name: return-colonel Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit cards efficiently
Purpose of loan:
This loan will be used to pay off my Bank of America and Discover Card balances. I am able to make the payments currently, but I feel it would be more efficient with lower interest and fixed payments.

My financial situation:
It is easier to chip away at debts when the payment and interest rates remain stable. These two cards are my last items to eliminate. I am great at making payments on time, I just need some help getting nice stable payments with a fixed-interest rate. I work full-time for a local government and am in my second semester of graduate school for disaster management.

I promise I am responsible person, I just had years in low-paying government jobs while waiting for a better job to open up.? I am still catching up from those years.?

Monthly net income: $ 1900

Monthly expenses: $
??Housing: $ 875
??Insurance: $ 70
??Car expenses: $55
??Utilities: $ 100
??Phone, cable, internet: $100
??Food, entertainment: $ 45
??Clothing, household expenses $minimal
??Credit cards and other loans: $345 total-credit cards(200-245/month), student loan (100/month)
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hi, Do you own your house? What is your house value? Thanks, - p2ploan-sensation211
A: I do own my home. The value when purchased 4 years ago was $106,000. This is still the value recognized for taxes and insurance. (Aug-20-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Weaverville$25.00$25.008/17/2010 2:33:43 PM
ray1051$25.00$25.008/17/2010 2:34:35 PM
Bio-physicist$25.00$25.008/17/2010 2:42:16 PM
jigsaw$100.00$100.008/17/2010 2:38:51 PM
proper-p2p6$100.00$100.008/17/2010 2:39:14 PM
Goodlender42$25.00$25.008/17/2010 2:41:25 PM
tech310$50.00$50.008/17/2010 2:49:49 PM
bountiful-durability$100.00$100.008/17/2010 2:44:57 PM
Artist_Blue$25.00$25.008/17/2010 3:09:13 PM
dynrep$25.00$25.008/17/2010 2:47:49 PM
sturdy-openness885$25.00$25.008/17/2010 2:58:20 PM
paymentologist$25.00$25.008/17/2010 5:15:33 PM
enthralling-deal180$100.00$100.008/17/2010 5:15:43 PM
Bank_Of_XL$50.00$50.008/17/2010 6:25:41 PM
blackstar$25.00$25.008/17/2010 8:42:03 PM
SelectTrustLending$50.00$50.008/17/2010 11:20:04 PM
aganippe$25.00$25.008/17/2010 6:56:36 PM
JustMee$25.00$25.008/17/2010 9:44:28 PM
RandyL3$39.00$39.008/18/2010 7:27:39 AM
spark548$50.00$50.008/18/2010 8:25:21 AM
financelover$25.00$25.008/17/2010 11:59:27 PM
generous-deal6$25.00$25.008/18/2010 12:13:30 AM
hope-hickory$44.00$44.008/18/2010 10:32:29 AM
tylerfd$25.00$25.008/18/2010 12:10:11 PM
VAGweilo$50.00$50.008/18/2010 11:52:04 AM
larrybird$100.00$100.008/18/2010 12:00:33 PM
rockstar78$25.00$25.008/18/2010 2:17:45 PM
red-power-pecan$50.00$50.008/18/2010 4:02:50 PM
Mav26$35.00$35.008/18/2010 6:54:23 PM
Fishy014$25.00$25.008/18/2010 5:47:10 PM
Wellman$100.00$100.008/19/2010 9:12:02 AM
maple1$50.00$50.008/19/2010 9:43:42 AM
leeball$50.00$50.008/19/2010 9:12:06 AM
versatile-platinum4$25.00$25.008/19/2010 10:47:15 AM
suk200$25.00$25.008/19/2010 10:00:45 AM
loan-wasp$50.00$50.008/19/2010 12:02:16 PM
blue-useful-auction$25.00$25.008/19/2010 4:31:16 PM
Bookophile$96.69$96.698/20/2010 1:48:35 AM
Sol_Invictus$25.00$25.008/20/2010 5:34:28 AM
credit-panda1$25.00$25.008/20/2010 7:09:14 AM
dinero-speaker$25.00$25.008/20/2010 9:09:56 AM
kmwvma$25.00$25.008/20/2010 9:45:10 AM
Cherrypicker$50.00$50.008/20/2010 10:09:38 AM
RR2441$50.00$50.008/20/2010 11:50:25 AM
powerful-finance7$25.00$25.008/20/2010 1:51:07 PM
laufer32304$50.00$50.008/20/2010 4:19:00 PM
rockhound84$25.00$25.008/20/2010 7:35:04 PM
Loan_shark718$50.00$50.008/20/2010 8:03:21 PM
MrCoffee$26.82$26.828/21/2010 12:16:51 AM
Cai8899$50.00$50.008/21/2010 12:17:36 AM
Phantom99$25.00$25.008/21/2010 2:19:13 AM
gracej$25.00$25.008/21/2010 1:28:29 AM
Tradesmanlender$25.00$25.008/21/2010 2:03:07 AM
VIGSY$25.00$25.008/21/2010 4:28:49 AM
omerta6102$50.00$50.008/21/2010 6:34:29 AM
Oakland$50.00$50.008/21/2010 7:27:03 AM
BankofHoneybear$50.00$50.008/21/2010 9:10:48 AM
spiff666$25.00$25.008/21/2010 9:53:29 AM
killdare$25.00$25.008/21/2010 10:36:12 AM
KFB_Investments$25.00$25.008/21/2010 6:38:01 AM
important-bid8$25.00$25.008/21/2010 7:23:48 AM
brazilofmux$100.00$100.008/21/2010 11:08:09 AM
ijspence$25.00$25.008/21/2010 11:09:02 AM
friendinmoney$25.00$25.008/21/2010 11:47:14 AM
dreamngtree$25.00$12.808/21/2010 11:49:03 AM
mammalian4$50.00$50.008/21/2010 12:40:34 PM
Math_Physics$25.00$25.008/21/2010 3:16:18 PM
gothampark$25.00$25.008/21/2010 7:43:45 PM
wwwUniversal$25.00$25.008/22/2010 2:33:51 AM
CERTIFIED$100.00$100.008/22/2010 8:34:56 AM
MGCFINANCIALSERVICES$25.00$25.008/22/2010 4:50:01 AM
JTHarris$25.00$25.008/22/2010 9:37:19 AM
ethicalhumanist$25.00$25.008/22/2010 5:56:49 PM
bjr01$25.00$25.008/22/2010 4:40:33 PM
order-bee1$25.00$25.008/22/2010 10:58:57 PM
diplomatic-wealth7$50.00$50.008/17/2010 2:39:01 PM
socrates520$50.00$50.008/17/2010 2:42:09 PM
kegs$150.00$150.008/17/2010 2:38:26 PM
xstreamin$25.00$25.008/17/2010 2:38:41 PM
fishintime$25.00$25.008/17/2010 2:42:39 PM
rescue$50.00$50.008/17/2010 2:41:37 PM
ichibon$100.00$100.008/17/2010 2:41:53 PM
Kaj$30.00$30.008/17/2010 2:45:55 PM
GElender$50.00$50.008/17/2010 2:42:50 PM
sdloanhelper$25.00$25.008/17/2010 2:46:25 PM
schpere$25.00$25.008/17/2010 2:46:32 PM
simplelender80$250.00$250.008/17/2010 2:44:06 PM
bid-czar8$50.00$50.008/17/2010 2:44:23 PM
peso-colonel$50.00$50.008/17/2010 2:45:15 PM
egw$25.00$25.008/17/2010 2:46:14 PM
dcap3$32.04$32.048/17/2010 3:08:09 PM
mtquan$25.00$25.008/17/2010 2:48:55 PM
authentic-liberty7$50.00$50.008/17/2010 2:49:41 PM
hitsman$100.00$100.008/17/2010 2:42:29 PM
unforgettable-order9$25.00$25.008/17/2010 2:45:23 PM
pnace$35.00$35.008/17/2010 2:49:09 PM
Easystreet$25.00$25.008/17/2010 5:57:08 PM
thrifty-return$50.00$50.008/18/2010 7:27:02 AM
bchen78875$25.00$25.008/18/2010 8:42:42 AM
engaging-worth$25.00$25.008/18/2010 8:27:11 AM
orange-courageous-dedication$30.00$30.008/18/2010 12:07:22 PM
silvercertificate$25.00$25.008/18/2010 10:54:49 AM
Investoman$100.00$100.008/18/2010 12:08:37 PM
CAGE-Investments$25.00$25.008/18/2010 12:09:39 PM
MSME$50.00$50.008/18/2010 12:10:10 PM
reward-planetarium$100.00$100.008/18/2010 11:13:27 AM
djmgd790$50.00$50.008/18/2010 3:17:15 PM
TravisMcGee$25.00$25.008/18/2010 4:03:58 PM
richboy56$25.00$25.008/18/2010 5:08:26 PM
NDFIRTH$50.00$50.008/18/2010 8:57:36 PM
seanvr33$25.00$25.008/19/2010 4:40:29 AM
ddog0224$25.00$25.008/19/2010 8:07:09 AM
objective-investor$100.00$100.008/19/2010 9:12:04 AM
income-fortress$25.00$25.008/19/2010 9:12:05 AM
jitster$25.00$25.008/19/2010 10:42:23 AM
clean-finance1$25.00$25.008/19/2010 12:39:12 PM
anton$150.00$150.008/19/2010 3:22:31 PM
IIP77$25.00$25.008/19/2010 3:39:04 PM
sincere-balance$25.00$25.008/19/2010 3:41:11 PM
the-profit-oracle$25.00$25.008/19/2010 4:13:03 PM
mpactlender$25.00$25.008/19/2010 5:12:07 PM
well-rounded-dinero$50.00$50.008/19/2010 9:57:08 PM
payout-detective7$25.00$25.008/19/2010 11:44:02 PM
Magog12$50.00$50.008/19/2010 11:59:02 PM
tntmojave$25.00$25.008/20/2010 3:19:44 AM
acropiloterau2002$25.00$25.008/20/2010 5:56:41 AM
income-excellence1$50.00$50.008/20/2010 10:41:26 AM
note-mad-scientist$50.00$50.008/20/2010 9:49:34 AM
p2ploan-sensation211$25.00$25.008/20/2010 10:16:40 AM
generosity-giraffe0$50.00$50.008/20/2010 11:59:06 AM
spaceman1645$100.00$100.008/20/2010 3:59:24 PM
108lender$100.00$100.008/20/2010 5:19:16 PM
coloradoadam$25.00$25.008/20/2010 5:30:03 PM
credit-investor5$29.19$29.198/20/2010 9:15:24 PM
LenderDan$35.00$35.008/20/2010 7:05:40 PM
DrStaff$60.00$60.008/20/2010 10:39:04 PM
encore739$25.00$25.008/20/2010 8:55:08 PM
LibbyZ$50.00$50.008/20/2010 10:09:00 PM
anders94$25.00$25.008/21/2010 1:12:35 AM
Ven58$25.00$25.008/21/2010 12:22:52 AM
hrubinst$25.00$25.008/21/2010 1:58:47 AM
don8ter$25.00$25.008/21/2010 2:22:11 AM
credit-coach118$25.00$25.008/21/2010 2:31:07 AM
AFairDeal$25.00$25.008/21/2010 7:48:49 AM
dreammachine$50.00$50.008/21/2010 9:33:48 AM
EvalCrux$50.00$50.008/21/2010 9:34:30 AM
evildutchman$50.00$50.008/21/2010 10:13:07 AM
MGOT-Ken$25.00$25.008/21/2010 10:20:20 AM
Dweeberkitty1$25.00$25.008/21/2010 11:02:45 AM
a-power-amigo$50.00$50.008/21/2010 11:01:03 AM
cathexis$50.00$50.008/21/2010 11:07:10 AM
Supernick$50.00$50.008/21/2010 11:09:00 AM
smart-gold$25.00$25.008/21/2010 6:41:20 PM
cutter21$25.00$25.008/22/2010 9:27:50 AM
favorite-commerce$44.46$44.468/22/2010 3:01:34 PM
primed$25.00$25.008/22/2010 5:04:21 PM
availableloan$25.00$25.008/22/2010 5:13:41 PM
ramst41$250.00$250.008/22/2010 10:26:29 PM
158 bids
 
Borrower Payment Dependent Notes Series 471829
This series of Notes was issued and sold upon the funding of the borrower loan #44115, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 24.0% Auction start date:  Aug-17-2010 
  Auction end date:  Aug-24-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 41.35% Starting monthly payment: $45.24
Final lender yield: 29.00% Final borrower rate/APR: 30.00% / 36.16% Final monthly payment: $42.45
 
Auction yield range: 16.89% - 34.00% Estimated loss impact: 25.69%  
Lender servicing fee: 1.00% Estimated return: 3.31%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Sep-2006 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 620-639 (Aug-2010) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:0y 2m
Amount delinquent: $0 Total credit lines: 8 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,655Stated income:$25,000-$49,999
Delinquencies in last 7y: 1 Bankcard utilization: 94%  
   Homeownership: No  
Screen name: fireflywa Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 30 ( 86% ) 620-639 (Latest)
Principal borrowed: $3,000.00< 31 days late: 2 ( 6% )  
600-619 (Aug-2007)
 
Principal balance: $263.80 31+ days late: 3 ( 9% )
Total payments billed: 35  
Description
School loan
Purpose of loan:
This loan will be used to pay for fall quarter tuition/books at my college.

My financial situation:
I was laid off from an electrical contractor about two months ago. Since then I have been collecting unemployment as well as working several fairly regular side jobs. My income is more than enough to pay the bills as well as an additional loan. I am number 60 on my union's out of work book, so it's probably about 5-8 weeks before I go back to work full time. I will be making $64k/year when I am back to work. Past delinquencies were caused by a several month hospitalization over two years ago. I have since cleared up all past credit problems.

Monthly net income: $2000-2400

Monthly expenses: $1145
??Housing: $0
??Insurance: $200
??Car expenses: $200
??Utilities: $0
??Phone, cable, internet: $120
??Food, entertainment: $300
??Clothing, household expenses $100
??Credit cards and other loans: $225
??Other expenses: $0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
UCLA4life$35.00$35.008/17/2010 2:41:45 PM
Kash2010lu$35.00$35.008/19/2010 6:38:57 AM
chameleon125$50.00$50.008/21/2010 8:45:27 AM
enthusiastic-balance5$35.29$35.298/21/2010 8:50:06 AM
fabulous-community4$150.00$150.008/21/2010 8:13:48 AM
marwadi-62$200.00$108.548/21/2010 5:52:03 PM
DasMula$25.00$25.008/21/2010 10:15:13 PM
quiggles$25.00$25.008/23/2010 7:15:49 AM
MrRooster101$25.00$25.008/23/2010 3:53:33 PM
VJ_Financial$50.00$50.008/23/2010 4:48:02 PM
boodo$37.11$37.118/24/2010 6:23:49 AM
balanced-balance6$25.00$25.008/24/2010 7:14:58 AM
yield-lion2$30.00$30.008/21/2010 8:13:49 AM
boodo$244.06$244.068/23/2010 2:34:23 PM
rockhound84$25.00$25.008/23/2010 5:46:15 PM
penny-sergeant$25.00$25.008/23/2010 7:01:50 PM
simiray$25.00$25.008/24/2010 3:13:06 AM
Moe87$25.00$25.008/24/2010 4:06:32 AM
PalmerTheEmbalmer$25.00$25.008/24/2010 9:18:01 AM
19 bids
 
Borrower Payment Dependent Notes Series 472289
This series of Notes was issued and sold upon the funding of the borrower loan #44158, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.2% Auction start date:  Aug-19-2010 
  Auction end date:  Aug-24-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.49% Starting monthly payment: $67.30
Final lender yield: 33.35% Final borrower rate/APR: 34.35% / 38.49% Final monthly payment: $67.30
 
Auction yield range: 13.89% - 33.35% Estimated loss impact: 15.74%  
Lender servicing fee: 1.00% Estimated return: 17.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Feb-1991 Debt/Income ratio: 7%
Credit score: 660-679 (Aug-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:3y 2m
Amount delinquent: $0 Total credit lines: 27 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$75,000-$99,999
Delinquencies in last 7y: 9 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: green-p2p-travels Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Unexpected expenses
Purpose of loan:
This loan will be used to cover unusual, non-reoccuring expenses.

My financial situation:
I am a good candidate for this loan because my company successfully weathered the economic recession and has returned to quarter-over-quarter growth. A renewed focus on the work I do will provide job security for the foreseeable future, and maintaining our reduced household expenses will allow us to return the loan amount promptly.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
reflective-rupee$25.00$25.008/19/2010 2:36:08 PM
transaction-circuit$25.00$25.008/19/2010 2:34:30 PM
special-currency6$25.00$25.008/19/2010 3:38:19 PM
simplelender80$100.00$100.008/19/2010 3:38:28 PM
bid-czar8$50.00$50.008/19/2010 2:36:43 PM
SolarMoonshine$25.00$25.008/19/2010 4:02:43 PM
worthy-bid8$25.00$25.008/19/2010 3:31:42 PM
balance-handshake7$25.00$25.008/19/2010 8:27:08 PM
miggy5$25.00$25.008/19/2010 6:42:02 PM
Artist_Blue$25.00$25.008/20/2010 6:07:43 AM
WalnutCreekguy$25.00$25.008/20/2010 2:32:05 PM
Tono$25.00$25.008/20/2010 4:49:41 PM
EBITDA$25.00$25.008/20/2010 5:05:17 PM
BlindJoeDeath$50.00$50.008/20/2010 9:34:14 PM
Kqwik$33.16$33.168/21/2010 11:25:54 AM
thorough-exchange4$25.00$0.848/21/2010 4:19:02 PM
enthusiastic-balance5$100.00$100.008/21/2010 3:08:56 PM
HelpfulLender1$25.00$25.008/21/2010 10:41:03 PM
diversification-maple1$25.00$25.008/22/2010 11:13:23 AM
glroark$50.00$50.008/23/2010 8:04:10 AM
shur$25.00$25.008/23/2010 6:16:24 PM
point-berserker$25.00$25.008/23/2010 8:06:09 PM
helping-out$35.00$35.008/19/2010 3:22:58 PM
birddogsb$50.00$50.008/19/2010 3:31:28 PM
Comoparklender$25.00$25.008/19/2010 3:39:48 PM
comicdoc$25.00$25.008/19/2010 3:40:28 PM
Diamond_Jim$25.00$25.008/19/2010 3:40:31 PM
cablenews$25.00$25.008/19/2010 3:31:43 PM
pembull$25.00$25.008/19/2010 5:49:40 PM
nanda$25.00$25.008/19/2010 3:40:27 PM
tsimerso$50.00$50.008/20/2010 5:48:55 AM
WindyKid$25.00$25.008/20/2010 9:41:35 AM
rock-turner$25.00$25.008/20/2010 9:46:04 AM
mason5$25.00$25.008/20/2010 11:13:13 AM
copper$30.00$30.008/20/2010 11:38:56 AM
zone8$100.00$100.008/20/2010 12:20:24 PM
patriot897$25.00$25.008/20/2010 2:32:06 PM
transaction-circuit$50.00$50.008/20/2010 4:25:14 PM
marwadi-62$25.00$25.008/21/2010 4:41:53 AM
cashhelp$25.00$25.008/21/2010 4:25:10 PM
tcbmc$25.00$25.008/22/2010 11:49:43 AM
terrific-peace8$51.00$51.008/23/2010 11:50:56 AM
boo_hoo$50.00$50.008/23/2010 4:00:31 PM
43 bids
 
Borrower Payment Dependent Notes Series 472329
This series of Notes was issued and sold upon the funding of the borrower loan #44117, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.3% Auction start date:  Aug-20-2010 
  Auction end date:  Aug-21-2010 
 
Starting lender yield: 6.85% Starting borrower rate/APR: 7.85% / 8.19% Starting monthly payment: $125.07
Final lender yield: 6.85% Final borrower rate/APR: 7.85% / 8.19% Final monthly payment: $125.07
 
Auction yield range: 2.89% - 6.85% Estimated loss impact: 1.30%  
Lender servicing fee: 1.00% Estimated return: 5.55%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jan-1981 Debt/Income ratio: 3%
Credit score: 840-859 (Aug-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:5y 0m
Amount delinquent: $0 Total credit lines: 23 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $3,312Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 31%  
   Homeownership: Yes  
Screen name: WindyCityPrince Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 4 ( 100% ) 840-859 (Latest)
Principal borrowed: $6,500.00< 31 days late: 0 ( 0% )  
680-699 (Jan-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 4  
Description
Paying off medical bills
Purpose of loan:
This loan will be used to pay off unexpected medical bills related to sinus problems and allergies.?

My financial situation:
I am a good candidate for this loan because I have very little debt and a solid job / income.? I also have history of paying back on time with Prosper 3 years ago when my dog had a medical issue and required specialized treatment.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
saritha$25.00$25.008/20/2010 2:41:04 PM
skywise$26.57$26.578/20/2010 2:41:21 PM
ray1051$75.00$75.008/20/2010 2:42:49 PM
kenji4861$25.00$25.008/20/2010 2:40:38 PM
kegs$150.00$150.008/20/2010 2:43:34 PM
swiftsoul$25.00$25.008/20/2010 2:40:47 PM
windfall46$25.00$25.008/20/2010 2:41:13 PM
gain-seagull9$25.00$25.008/20/2010 2:43:52 PM
GElender$50.00$50.008/20/2010 2:44:04 PM
Ocean713$50.00$50.008/20/2010 2:44:20 PM
proper-p2p6$50.00$50.008/20/2010 2:44:24 PM
elasermd$50.00$50.008/20/2010 2:40:48 PM
top-sensible-yield$50.00$50.008/20/2010 2:41:10 PM
bigballer105$100.00$100.008/20/2010 2:44:09 PM
roblender$25.00$25.008/20/2010 2:44:13 PM
Marathoner$50.00$50.008/20/2010 2:44:21 PM
market-socrates4$50.00$50.008/20/2010 2:41:46 PM
RusRobo$25.00$25.008/20/2010 2:47:16 PM
HelpFromNY$50.00$50.008/20/2010 2:47:21 PM
kulender$50.00$50.008/20/2010 2:43:17 PM
moola-wildebeest3$50.00$50.008/20/2010 2:43:30 PM
eyal0$25.00$25.008/20/2010 2:43:37 PM
Goodlender42$25.00$25.008/20/2010 2:43:43 PM
buckyhead2000$25.00$25.008/20/2010 2:43:49 PM
SARMAR$50.00$50.008/20/2010 2:43:59 PM
Tai$25.00$25.008/20/2010 2:44:16 PM
bowdish1$50.00$50.008/20/2010 2:47:20 PM
enrichment1$50.00$50.008/20/2010 2:47:36 PM
Supernick$50.00$46.548/20/2010 2:47:44 PM
exchange-dreams$25.00$25.008/20/2010 7:02:19 PM
bank-examiner$25.00$25.008/20/2010 8:35:46 PM
kyomoon$50.00$50.008/20/2010 2:41:18 PM
108lender$50.00$50.008/20/2010 2:42:46 PM
ZeoInvestments$25.00$25.008/20/2010 2:43:06 PM
dontscrewmeover1$25.00$25.008/20/2010 2:43:20 PM
personal-lender$25.00$25.008/20/2010 2:43:31 PM
MrDavid$50.00$50.008/20/2010 2:43:35 PM
helpishere777$25.00$25.008/20/2010 2:40:50 PM
moneyfriend$50.00$50.008/20/2010 2:43:40 PM
b1geasy$25.00$25.008/20/2010 2:40:56 PM
meenan$25.00$25.008/20/2010 2:41:07 PM
cablenews$50.00$50.008/20/2010 2:43:50 PM
larrybird$150.00$150.008/20/2010 2:43:54 PM
kanakakm$50.00$50.008/20/2010 2:44:08 PM
inspired-investment8$100.00$100.008/20/2010 2:44:18 PM
useful-currency$25.00$25.008/20/2010 2:41:54 PM
Artist_Blue$25.00$25.008/20/2010 2:42:33 PM
Jynxie$50.00$50.008/20/2010 2:42:44 PM
inspired-contract9$75.00$75.008/20/2010 2:43:46 PM
Weaverville$25.00$25.008/20/2010 2:40:45 PM
diplomatic-wealth7$100.00$100.008/20/2010 2:43:48 PM
schpere$100.00$100.008/20/2010 2:40:52 PM
bountiful-durability$100.00$100.008/20/2010 2:43:53 PM
selector568$500.00$500.008/20/2010 2:40:54 PM
Havana21$75.00$75.008/20/2010 2:44:12 PM
DukSerduk$25.00$25.008/20/2010 2:41:14 PM
alpinaut$25.00$25.008/20/2010 2:44:25 PM
tech310$100.00$100.008/20/2010 2:41:25 PM
best-coin-miser$25.00$25.008/20/2010 2:42:31 PM
dcap3$76.89$76.898/20/2010 2:42:42 PM
bchen78875$50.00$50.008/20/2010 2:42:47 PM
baseballfan111$50.00$50.008/20/2010 2:45:00 PM
acropiloterau2002$25.00$25.008/20/2010 2:43:16 PM
DonaldColorado$50.00$50.008/20/2010 2:43:18 PM
platinum-genetics$25.00$25.008/20/2010 2:43:41 PM
mlopez2007$25.00$25.008/20/2010 2:43:57 PM
E_G$50.00$50.008/20/2010 2:44:03 PM
djs81$25.00$25.008/20/2010 2:44:56 PM
integrity-onator1$25.00$25.008/20/2010 2:44:58 PM
fearless-auction7$25.00$25.008/20/2010 2:45:11 PM
bold-visionary-rate$25.00$25.008/20/2010 2:47:28 PM
wwwUniversal$25.00$25.008/20/2010 2:50:23 PM
saysana$25.00$25.008/20/2010 2:47:20 PM
dlshap$25.00$25.008/20/2010 2:47:26 PM
bondhedger$25.00$25.008/20/2010 3:00:21 PM
blot44$25.00$25.008/20/2010 4:41:15 PM
jpblan11$25.00$25.008/20/2010 4:03:05 PM
ralf206$25.00$25.008/20/2010 6:12:24 PM
interstellar$50.00$50.008/21/2010 12:53:38 AM
79 bids
 
Borrower Payment Dependent Notes Series 472837
This series of Notes was issued and sold upon the funding of the borrower loan #44123, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.8% Auction start date:  Aug-23-2010 
  Auction end date:  Aug-24-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $123.28
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.05% Final monthly payment: $123.28
 
Auction yield range: 10.89% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1997 Debt/Income ratio: 10%
Credit score: 660-679 (Aug-2010) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:6y 10m
Amount delinquent: $0 Total credit lines: 20 Occupation: Tradesman - Mechani...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $4,555Stated income:$25,000-$49,999
Delinquencies in last 7y: 3 Bankcard utilization: 57%  
   Homeownership: No  
Screen name: openness-meadow Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Please help me consolidate bills!
Purpose of loan:
This loan will be used to pay off credit cards.

My financial situation:
I am a good candidate for this loan because I haven't been late on a payment in 2 years! My wife and I just bought a house in march.we just used her credit-because at the time mine wasn't very good.Now i'm standing at a 660.I'm a hard worker and have had the same job for almost 7 years.

Monthly net income: $ 3000

Monthly expenses: $ 1500
??Housing: $ 615
??Insurance: $?wife takes care of
??Car expenses: $ 200
??Utilities: $ 150
??Phone, cable, internet: $ 185
??Food, entertainment: $ wife takes care of
??Clothing, household expenses $ wife
??Credit cards and other loans: $?350 (paying now on cards- loan would be in place of this payment
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Artist_Blue$25.00$25.008/23/2010 2:36:48 PM
EBITDA$25.00$25.008/23/2010 2:38:35 PM
likeable-value$37.84$37.848/23/2010 3:00:45 PM
suomynona$25.00$25.008/23/2010 3:01:53 PM
loot-heart$30.66$30.668/23/2010 3:02:43 PM
copper$30.00$30.008/23/2010 2:36:53 PM
kidsskipp$25.00$25.008/23/2010 2:38:50 PM
balance-handshake7$25.00$25.008/23/2010 2:39:05 PM
JagFan$25.00$25.008/23/2010 2:58:23 PM
apeloans$25.00$25.008/23/2010 3:02:10 PM
pavelz$50.00$50.008/23/2010 3:02:40 PM
papaloha$29.48$29.488/23/2010 3:06:34 PM
simplelender80$57.12$57.128/23/2010 3:25:51 PM
Sixmil$25.00$25.008/23/2010 3:10:34 PM
PhalanxBulldog$25.00$25.008/23/2010 3:12:11 PM
cablenews$25.00$25.008/23/2010 3:34:31 PM
Interstate_Rate$73.07$73.078/23/2010 5:28:12 PM
patriot897$25.00$25.008/23/2010 3:34:29 PM
compassion-lotus5$25.00$25.008/23/2010 7:21:42 PM
Kreditorium$25.00$25.008/23/2010 7:21:51 PM
value-microscope$25.00$25.008/23/2010 4:01:36 PM
forthright-dedication$25.00$25.008/23/2010 3:52:42 PM
RadCad1$50.00$50.008/23/2010 4:07:00 PM
top-impressive-dinero$25.00$25.008/23/2010 5:27:00 PM
stock106$25.00$25.008/24/2010 12:06:17 AM
HHP$25.00$25.008/24/2010 12:06:23 AM
GlobalVisionary$27.48$27.488/24/2010 12:18:58 AM
87Marc$25.00$25.008/23/2010 7:21:49 PM
steely_dan34$25.00$25.008/23/2010 8:31:20 PM
richrobe$25.00$25.008/23/2010 7:21:37 PM
djames82$25.00$25.008/23/2010 7:21:47 PM
tallmon$25.00$25.008/24/2010 5:17:39 AM
daekpon$25.00$25.008/23/2010 7:26:02 PM
Gibbyland$50.00$50.008/24/2010 6:10:51 AM
jonn834$25.00$25.008/23/2010 11:53:01 PM
DDHMoney$25.00$25.008/23/2010 10:07:35 PM
lloyd_s$25.00$25.008/24/2010 12:09:03 AM
hopethisworks$25.00$25.008/23/2010 11:36:21 PM
uncleegg$25.00$25.008/24/2010 7:16:20 AM
brother_tam$50.00$50.008/24/2010 12:06:33 AM
elegant-loot$25.00$25.008/24/2010 12:22:03 AM
scottr$25.00$25.008/24/2010 5:17:28 AM
deal-pioneer1$25.00$8.708/24/2010 8:40:56 AM
GMOD026$25.00$25.008/24/2010 6:10:49 AM
meers2000$25.00$25.008/24/2010 6:43:08 AM
halothane_logic$25.00$25.008/24/2010 7:16:03 AM
Speculator$61.93$61.938/24/2010 7:16:06 AM
authoritative-platinum7$25.00$25.008/24/2010 7:16:17 AM
Wachocia$25.00$25.008/24/2010 7:16:33 AM
scoobiedoo$50.00$50.008/24/2010 9:47:28 AM
metro457$40.00$40.008/23/2010 2:36:45 PM
randsenterprise$25.00$25.008/23/2010 2:37:54 PM
bid-czar8$50.00$50.008/23/2010 2:38:31 PM
worthy-bid8$50.00$50.008/23/2010 2:38:51 PM
PCash$25.00$25.008/23/2010 3:01:37 PM
mizount$25.00$25.008/23/2010 3:05:38 PM
Dubbs360$50.00$50.008/23/2010 3:20:39 PM
seisen$75.26$75.268/23/2010 3:25:52 PM
skuba$25.00$25.008/23/2010 3:11:28 PM
GrooveBiz$50.00$50.008/23/2010 3:12:57 PM
payment-gusto$25.00$25.008/23/2010 3:22:49 PM
dime-beeper$50.00$50.008/23/2010 3:23:49 PM
Comoparklender$25.00$25.008/23/2010 3:25:45 PM
orange-preeminant-bill$100.00$100.008/23/2010 3:31:13 PM
reflective-rupee$25.00$25.008/23/2010 3:31:22 PM
WalnutCreekguy$25.00$25.008/23/2010 3:34:25 PM
gallant-economy9$50.00$50.008/23/2010 7:21:46 PM
Ocean713$50.00$50.008/23/2010 5:26:58 PM
kind-efficient-credit$25.00$25.008/24/2010 12:23:53 AM
worthy-truth$25.00$25.008/24/2010 12:24:59 AM
joee$25.00$25.008/23/2010 7:21:40 PM
hard-working-loot$25.00$25.008/24/2010 12:29:01 AM
frogperson$50.00$50.008/23/2010 7:21:50 PM
ChuckieG$50.00$50.008/23/2010 7:21:43 PM
AAAInvestments$25.00$25.008/23/2010 7:21:44 PM
enthusiastic-balance5$50.00$50.008/23/2010 7:21:53 PM
SqueezeKing$25.00$25.008/23/2010 11:51:08 PM
DadWarbucks$25.00$25.008/23/2010 10:31:03 PM
BlindJoeDeath$50.00$50.008/23/2010 10:31:05 PM
bazzer$25.00$25.008/24/2010 12:21:31 AM
dspmn$26.00$26.008/23/2010 11:49:42 PM
happy-return4$26.50$26.508/24/2010 12:22:26 AM
dime-fighter$25.00$25.008/24/2010 3:27:26 AM
treasure-bliss$50.96$50.968/24/2010 12:32:17 AM
studious-camaraderi$25.00$25.008/24/2010 8:37:31 AM
svandgts$25.00$25.008/24/2010 7:16:05 AM
birddogsb$50.00$50.008/24/2010 7:16:08 AM
tech310$75.00$75.008/24/2010 7:16:18 AM
wwwUniversal$25.00$25.008/24/2010 7:16:37 AM
89 bids
 
Borrower Payment Dependent Notes Series 471282
This series of Notes was issued and sold upon the funding of the borrower loan #44121, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 3.5% Auction start date:  Aug-13-2010 
  Auction end date:  Aug-20-2010 
 
Starting lender yield: 10.15% Starting borrower rate/APR: 11.15% / 13.27% Starting monthly payment: $262.48
Final lender yield: 10.15% Final borrower rate/APR: 11.15% / 13.27% Final monthly payment: $262.48
 
Auction yield range: 3.89% - 10.15% Estimated loss impact: 3.53%  
Lender servicing fee: 1.00% Estimated return: 6.62%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jan-1976 Debt/Income ratio: 12%
Credit score: 800-819 (Aug-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 19 / 11Length of status:7y 5m
Amount delinquent: $0 Total credit lines: 35 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,844Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 49%  
   Homeownership: Yes  
Screen name: diplomatic-rupee6 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
paying off credit cards
Purpose of loan:
This loan will be used to pay off credit cards.??????????

My financial situation:
I am a good candidate for this loan because I have never missed a payment for any loan of any kind.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hi, Are you still employed? What kind of industry are you in? What are your monthly income & expenses? Thanks, - p2ploan-sensation211
A: Yes, employed by Horton Cadillac, Buick, GMC for the last 7 years. I am the dealer principal of this franchise dealership. Monthly income is around $10,000 and expenses are around $7000. (Aug-18-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
orange-courageous-dedication$25.00$25.008/13/2010 2:29:59 PM
j2ee$25.00$25.008/13/2010 2:38:35 PM
xstreamin$25.00$25.008/13/2010 2:40:03 PM
Bio-physicist$25.00$25.008/13/2010 2:42:52 PM
hitsman$100.00$100.008/13/2010 2:42:58 PM
Weaverville$50.00$50.008/13/2010 2:28:27 PM
impartial-deal$25.00$25.008/13/2010 2:31:02 PM
Artist_Blue$25.00$25.008/13/2010 2:32:00 PM
diplomatic-wealth7$50.00$50.008/13/2010 2:40:16 PM
brother_tam$50.00$50.008/13/2010 2:54:06 PM
fishintime$25.00$25.008/13/2010 2:43:08 PM
tolerant-dinero2$25.00$25.008/13/2010 2:56:31 PM
red-power-pecan$50.00$50.008/13/2010 2:56:34 PM
bid-czar8$50.00$50.008/13/2010 2:50:08 PM
kegs$25.00$25.008/13/2010 2:38:06 PM
psonicl$100.00$100.008/13/2010 3:07:57 PM
rescue$50.00$50.008/13/2010 2:42:09 PM
ichibon$100.00$100.008/13/2010 2:42:43 PM
socrates520$50.00$50.008/13/2010 2:42:49 PM
cathexis$50.00$50.008/13/2010 2:43:17 PM
jbaum$25.00$25.008/13/2010 2:53:37 PM
blackstar$25.00$25.008/13/2010 2:54:49 PM
RandyL3$39.00$39.008/13/2010 2:54:52 PM
docdekay$40.00$40.008/13/2010 3:16:32 PM
bombay56$50.00$50.008/13/2010 3:46:33 PM
bountiful-durability$100.00$100.008/13/2010 3:03:07 PM
BuffetRocks$36.70$36.708/13/2010 10:22:40 PM
simplelender80$100.00$100.008/13/2010 5:16:13 PM
riverae$50.00$50.008/13/2010 6:49:47 PM
siesta100$50.00$50.008/14/2010 7:44:23 AM
SCD$25.00$25.008/14/2010 4:16:12 AM
Saleen06$50.00$50.008/13/2010 10:26:55 PM
CAGE-Investments$25.00$25.008/13/2010 11:02:21 PM
Interstate_Rate$25.00$25.008/14/2010 10:58:15 AM
Clambake$35.49$35.498/14/2010 12:42:54 PM
sdloanhelper$25.00$25.008/14/2010 2:37:20 PM
aganippe$25.00$25.008/14/2010 6:49:58 AM
egw$25.00$25.008/14/2010 12:59:05 PM
Mavrck88$25.00$25.008/14/2010 4:12:14 PM
Wellman$36.00$36.008/14/2010 4:28:36 PM
BeanCownter$25.00$25.008/14/2010 10:58:19 AM
newest-bountiful-basis$25.00$25.008/14/2010 6:12:56 PM
availableloan$25.00$25.008/14/2010 7:07:10 PM
greeninspirit$25.00$25.008/14/2010 4:28:46 PM
Thelonius98$50.00$50.008/14/2010 12:43:33 PM
newyork6264$25.00$25.008/14/2010 10:22:41 PM
idriveajeep$50.00$50.008/14/2010 5:58:26 PM
reBuild-America$50.00$50.008/14/2010 6:50:11 PM
derfen$25.00$25.008/14/2010 10:22:43 PM
EJO$25.00$25.008/14/2010 10:31:02 PM
TheTimeIsNow$25.00$25.008/14/2010 10:26:10 PM
BURNERA_1$100.00$100.008/15/2010 5:46:22 AM
vicumn$25.00$25.008/14/2010 10:22:39 PM
agreement-sycamore$50.00$50.008/14/2010 10:22:42 PM
moola-man$30.00$17.538/14/2010 10:22:48 PM
loyalist1$100.00$100.008/16/2010 6:42:05 AM
octoberfresh$25.00$25.008/16/2010 6:52:01 AM
IPlayOutsideTheBox$25.00$25.008/16/2010 3:32:38 PM
Traal$25.00$25.008/17/2010 9:02:22 AM
JDLanier$50.00$50.008/16/2010 9:23:02 PM
Kelor99$25.00$25.008/17/2010 12:08:30 PM
tedi-tif$25.00$25.008/17/2010 12:35:27 PM
patriot897$50.00$50.008/18/2010 9:56:13 AM
bondhedger$25.00$25.008/18/2010 11:19:43 AM
gothampark$25.00$25.008/18/2010 2:05:14 PM
entertaining-greenback2$25.00$25.008/18/2010 6:07:13 PM
nikebootie$25.88$25.888/18/2010 10:54:41 PM
RussiaAC5M$32.72$32.728/19/2010 5:29:36 AM
scloans$37.89$37.898/19/2010 3:46:55 AM
koolhandwv$46.88$46.888/19/2010 3:59:48 AM
Dollars4Rent$25.00$25.008/19/2010 10:53:09 AM
intuitive-worth7$25.00$25.008/19/2010 12:39:10 PM
Sartre$75.00$75.008/19/2010 1:42:45 PM
kappaknight$30.00$30.008/19/2010 10:43:40 AM
zippy-revenue8$25.00$25.008/19/2010 2:11:18 PM
durability-halibut$25.00$25.008/19/2010 11:38:36 AM
jchurchi$26.94$26.948/19/2010 3:08:07 PM
favorite-commerce$50.00$50.008/19/2010 4:47:00 PM
redrose1518$50.00$50.008/19/2010 5:18:37 PM
friendinmoney$25.00$25.008/19/2010 3:42:52 PM
la_tim$50.00$50.008/19/2010 4:14:08 PM
RadarLuv$25.00$25.008/19/2010 5:22:19 PM
dogthecat$27.04$27.048/20/2010 12:37:20 AM
admirable-credit$25.00$25.008/20/2010 1:31:50 AM
SDD123$25.00$25.008/20/2010 5:48:00 AM
CheapDolo22$25.00$25.008/20/2010 7:33:27 AM
outofoffice$50.00$50.008/20/2010 8:36:40 AM
encore739$25.00$25.008/20/2010 8:15:55 AM
dmitriy2$25.00$25.008/20/2010 9:27:56 AM
market-assembler$25.00$25.008/20/2010 10:25:52 AM
forthright-trade$25.00$25.008/20/2010 10:19:40 AM
Astyanax$60.00$60.008/20/2010 10:28:13 AM
casaram$25.00$25.008/20/2010 10:33:58 AM
rdrloan$50.00$50.008/20/2010 10:34:48 AM
wojo$25.00$25.008/20/2010 11:33:51 AM
velocity-winner$25.00$25.008/20/2010 1:50:34 PM
ommuruga$58.03$58.038/20/2010 1:44:13 PM
BLKLOC11$40.00$40.008/20/2010 1:52:19 PM
SOP_Bank$25.00$25.008/20/2010 2:01:23 PM
noble-marketplace$25.00$25.008/20/2010 2:14:43 PM
Investoman$100.00$100.008/13/2010 2:32:17 PM
jigsaw$100.00$100.008/13/2010 2:40:12 PM
paymentologist$25.00$25.008/13/2010 2:41:47 PM
GElender$50.00$50.008/13/2010 2:43:27 PM
wise-deal-panda$50.00$50.008/13/2010 2:44:40 PM
leeball$50.00$50.008/13/2010 2:47:54 PM
dcap3$100.00$100.008/13/2010 2:32:21 PM
new-social-economist$25.00$25.008/13/2010 2:49:08 PM
richboy56$50.00$50.008/13/2010 2:38:26 PM
proper-p2p6$100.00$100.008/13/2010 2:40:21 PM
objective-investor$62.70$62.708/13/2010 2:42:38 PM
ray1051$25.00$25.008/13/2010 2:32:07 PM
income-fortress$25.00$25.008/13/2010 3:17:25 PM
Goodlender42$25.00$25.008/13/2010 2:42:00 PM
Bookophile$100.00$100.008/13/2010 2:43:23 PM
Lesburger$25.00$25.008/13/2010 2:48:01 PM
treasure-bliss$100.00$100.008/13/2010 2:52:53 PM
bchen78875$25.00$25.008/13/2010 2:53:50 PM
Bank42$50.00$50.008/13/2010 5:57:12 PM
worth-engine5$50.00$50.008/13/2010 6:13:46 PM
unforgettable-order9$50.00$50.008/13/2010 8:06:38 PM
peso-colonel$50.00$50.008/13/2010 4:47:40 PM
cjames84$25.00$25.008/13/2010 4:17:12 PM
bxdoc$31.93$31.938/14/2010 12:12:54 AM
Cheburashka$25.00$25.008/13/2010 9:42:50 PM
boater01$39.72$39.728/13/2010 10:06:55 PM
Supernick$29.84$29.848/14/2010 9:32:49 AM
forthright-dedication$50.00$50.008/14/2010 12:51:07 PM
larrybird$25.00$25.008/14/2010 4:18:27 AM
well-rounded-dinero$50.00$50.008/14/2010 6:18:27 AM
spaceman1645$25.00$25.008/14/2010 6:47:57 AM
tomdooley12520$25.00$25.008/14/2010 11:09:08 AM
schpere$25.00$25.008/14/2010 3:08:29 PM
Kaj$50.00$50.008/14/2010 11:27:50 AM
roman2008$25.00$25.008/14/2010 10:22:43 PM
happy-return4$25.00$25.008/14/2010 12:48:52 PM
skurfa$25.00$25.008/14/2010 10:22:42 PM
wwwUniversal$25.00$25.008/14/2010 10:30:45 PM
ralf206$25.00$25.008/14/2010 10:31:57 PM
BankerJohn$50.00$50.008/14/2010 10:29:40 PM
Erikdbp$25.00$25.008/14/2010 10:22:40 PM
nickel-ferret$25.00$25.008/14/2010 10:22:44 PM
Tech-Entrepreneur$25.00$25.008/14/2010 10:24:01 PM
hope-hickory$50.00$50.008/15/2010 10:02:44 AM
minista$25.00$25.008/14/2010 10:30:56 PM
Montgomery-Burns$25.00$25.008/14/2010 10:32:21 PM
turbospeed$25.00$25.008/15/2010 1:36:57 PM
Thomas_62$125.00$125.008/15/2010 11:35:45 AM
HappyToLoan$25.00$25.008/15/2010 6:25:28 PM
blue-relay$25.00$25.008/16/2010 7:34:36 PM
bonus-apple$200.00$200.008/16/2010 4:35:31 PM
Huntington$25.00$25.008/16/2010 4:42:39 PM
rate-tower1$25.00$25.008/16/2010 7:04:03 PM
deal-pledge$25.00$25.008/16/2010 10:38:12 PM
blindtaxidriver$25.00$25.008/17/2010 9:02:28 AM
wild_carrot$25.00$25.008/17/2010 9:02:45 AM
Cherrypicker$40.00$40.008/17/2010 12:11:45 PM
rce1964$25.00$25.008/17/2010 2:57:00 PM
rmpedi33$100.00$100.008/17/2010 9:16:33 PM
philantist$25.00$25.008/17/2010 8:02:58 PM
zevonyc$25.00$25.008/18/2010 10:27:56 AM
wise-dedicated-power$25.00$25.008/18/2010 9:32:22 AM
Lastavatar$25.00$25.008/18/2010 12:32:37 PM
money4u2use$42.86$42.868/18/2010 6:14:04 PM
crw1950$50.00$50.008/18/2010 6:53:30 PM
p2ploan-sensation211$25.00$25.008/18/2010 7:23:12 PM
dsgfl1$100.00$100.008/19/2010 6:51:36 AM
QsDad$25.00$25.008/19/2010 9:11:44 AM
CashBank$25.00$25.008/19/2010 9:53:57 AM
rockhound84$25.00$25.008/19/2010 9:57:16 AM
rbotterbLLC$25.00$25.008/19/2010 10:56:52 AM
Feyenoord$25.00$25.008/19/2010 11:02:29 AM
moneytolend72$25.00$25.008/19/2010 3:25:14 PM
loyalty-czar$50.00$50.008/19/2010 4:04:27 PM
SuperInvestor82$25.00$25.008/19/2010 3:42:16 PM
johnk317$25.00$25.008/19/2010 4:16:04 PM
starry2001$25.00$25.008/19/2010 7:24:58 PM
tender-ore$25.00$25.008/19/2010 8:36:38 PM
one-midas$50.00$50.008/19/2010 7:31:33 PM
Charmart$25.00$25.008/20/2010 2:47:01 AM
wise-dedicated-power$25.00$25.008/20/2010 5:28:36 AM
gustavholstopus32$25.00$25.008/20/2010 5:41:07 AM
wonderous-power$25.00$25.008/20/2010 4:57:13 AM
thankful-nickel2$25.00$25.008/20/2010 6:09:47 AM
peaceful-farmer$25.00$25.008/20/2010 6:13:34 AM
ScottFinance$25.00$25.008/20/2010 8:08:47 AM
manuvns$25.00$25.008/20/2010 9:26:12 AM
megich06$50.00$50.008/20/2010 9:28:15 AM
meabandit$54.55$54.558/20/2010 10:31:00 AM
j352000$25.00$25.008/20/2010 10:44:19 AM
rich329$25.00$25.008/20/2010 11:11:51 AM
abfab1723$25.00$25.008/20/2010 11:15:31 AM
phaded$25.00$25.008/20/2010 10:31:05 AM
sinner_c5$33.00$33.008/20/2010 12:00:12 PM
Barrayaran$25.00$25.008/20/2010 11:01:39 AM
lawboy74$25.00$25.008/20/2010 11:58:16 AM
lucrative-coin$50.00$50.008/20/2010 1:02:29 PM
manugee$50.00$50.008/20/2010 12:00:40 PM
shrewd-loot$25.00$25.008/20/2010 11:48:04 AM
GO4NY23$25.00$25.008/20/2010 1:29:36 PM
yield-quest$125.00$125.008/20/2010 1:17:10 PM
djlucas$25.30$25.308/20/2010 1:20:18 PM
Richmp412$25.00$25.008/20/2010 1:46:46 PM
203 bids
 
Borrower Payment Dependent Notes Series 471294
This series of Notes was issued and sold upon the funding of the borrower loan #44105, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,750.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.2% Auction start date:  Aug-13-2010 
  Auction end date:  Aug-20-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.06% Starting monthly payment: $123.39
Final lender yield: 33.35% Final borrower rate/APR: 34.35% / 38.06% Final monthly payment: $123.39
 
Auction yield range: 13.89% - 33.35% Estimated loss impact: 15.74%  
Lender servicing fee: 1.00% Estimated return: 17.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Feb-2001 Debt/Income ratio: 46%
Credit score: 680-699 (Jul-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:0y 0m
Amount delinquent: $0 Total credit lines: 18 Occupation: Waiter/Waitress
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $22,268Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 83%  
   Homeownership: No  
Screen name: orange-bonus-boss Borrower's state: Louisiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay debts
Purpose of loan:
This loan will be used to?
Payoff some debts
My financial situation:
I am a good candidate for this loan because?
My credit character is great, no delinquencies. I understand the importance of a good credit score and I have proven that I can repay the debt. The proceeds from this loan will provide the necessary funding to get my business off the ground and assist in driving down the debts.
Monthly net income: $
2666
Monthly expenses: $
??Housing: $ 0.00
??Insurance: $ 281.00
??Car expenses: $ 76
??Utilities: $ 0.00
??Phone, cable, internet: $ 0.00
??Food, entertainment: $ 0.00
??Clothing, household expenses $ 0.00
??Credit cards and other loans: $ 957
??Other expenses: $ 0.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
personal-lender$25.00$25.008/13/2010 2:41:23 PM
reward-adventure$30.00$30.008/13/2010 2:40:29 PM
Artist_Blue$25.00$25.008/13/2010 2:52:37 PM
diplomatic-wealth7$25.00$25.008/13/2010 3:05:27 PM
balance-handshake7$25.00$25.008/13/2010 2:41:07 PM
top-courteous-peso$25.00$25.008/13/2010 2:47:27 PM
Comoparklender$25.00$25.008/13/2010 10:39:32 PM
patriot897$25.00$25.008/14/2010 3:32:45 PM
simplelender80$100.00$100.008/14/2010 4:28:51 PM
bchen78875$25.00$25.008/14/2010 10:58:21 PM
helpful-listing$25.00$25.008/16/2010 6:07:15 AM
authoritative-platinum7$25.00$25.008/16/2010 11:24:39 AM
tech310$25.00$25.008/16/2010 11:13:37 AM
larrybird$100.00$100.008/16/2010 3:39:15 PM
dcap3$50.00$50.008/16/2010 8:52:57 PM
new-social-economist$25.00$25.008/17/2010 3:12:48 PM
the-silver-blaster$35.00$35.008/17/2010 3:21:22 PM
firewomin$50.00$50.008/17/2010 6:57:42 PM
reward-planetarium$100.00$100.008/18/2010 11:27:23 AM
elevated-investment$25.00$25.008/18/2010 5:32:41 PM
kulender$50.00$50.008/18/2010 4:03:47 PM
bid-carrier0$25.00$25.008/18/2010 10:57:32 PM
fund-secret-agent$25.00$25.008/19/2010 8:46:41 AM
AlexTrep$25.00$25.008/19/2010 10:27:56 AM
rvfbroker$25.00$25.008/19/2010 7:28:46 PM
SV-AZ$25.00$25.008/19/2010 8:10:00 PM
order-bee1$25.00$25.008/19/2010 11:25:11 PM
credit-missile$50.00$50.008/20/2010 8:57:21 AM
gshx2$36.00$36.008/20/2010 9:13:26 AM
coasterman$25.00$25.008/20/2010 10:15:22 AM
YoungTaxMan$38.02$38.028/20/2010 12:16:08 PM
Lubava$100.00$100.008/20/2010 1:13:55 PM
important-openness1$100.00$100.008/13/2010 2:55:00 PM
zone8$50.00$50.008/13/2010 2:44:55 PM
reflective-rupee$25.00$25.008/13/2010 2:45:32 PM
bid-czar8$50.00$50.008/13/2010 2:50:27 PM
frogperson$50.00$50.008/13/2010 10:54:34 PM
randsenterprise$25.00$25.008/14/2010 12:22:09 PM
worthy-bid8$50.00$50.008/14/2010 3:32:44 PM
WalnutCreekguy$25.00$25.008/14/2010 4:37:44 PM
oaktown23$50.00$50.008/14/2010 11:53:07 PM
cablenews$25.00$25.008/15/2010 3:42:29 PM
kegs$32.46$32.468/15/2010 6:03:41 PM
helping-out$35.00$35.008/15/2010 9:07:12 PM
108lender$75.00$75.008/16/2010 9:24:55 AM
enthralling-deal180$100.00$100.008/17/2010 3:21:42 PM
kind-bill-supporter$44.77$44.778/17/2010 3:22:07 PM
asiaratt$50.00$50.008/18/2010 2:45:00 PM
generous-deal6$25.00$25.008/18/2010 3:00:29 PM
leodaguy$50.00$50.008/18/2010 4:13:52 PM
mtp$38.00$38.008/18/2010 11:22:46 PM
BeanCownter$100.00$100.008/18/2010 9:08:55 PM
rolex77$25.00$25.008/18/2010 7:12:33 PM
sensible-trade$50.00$50.008/19/2010 8:38:40 AM
currency-secret-agent$50.00$35.758/19/2010 9:33:09 AM
cashhelp$25.00$25.008/19/2010 2:01:57 PM
favorite-commerce$25.00$25.008/19/2010 4:47:11 PM
admirable-credit$25.00$25.008/20/2010 1:31:55 AM
thankful-nickel2$25.00$25.008/20/2010 6:12:11 AM
Starfin-Capital-Management$50.00$50.008/20/2010 8:26:43 AM
Starfin-Capital-Management$100.00$100.008/20/2010 8:26:12 AM
credit-missile$25.00$25.008/20/2010 8:55:18 AM
point-berserker$25.00$25.008/20/2010 11:44:52 AM
harddollars$25.00$25.008/20/2010 12:54:32 PM
lucrative-coin$50.00$50.008/20/2010 1:03:37 PM
order-brigade$25.00$25.008/20/2010 1:51:56 PM
66 bids
 
Borrower Payment Dependent Notes Series 471432
This series of Notes was issued and sold upon the funding of the borrower loan #44143, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.3% Auction start date:  Aug-17-2010 
  Auction end date:  Aug-24-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $135.71
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 38.72% Final monthly payment: $135.71
 
Auction yield range: 16.89% - 34.00% Estimated loss impact: 20.31%  
Lender servicing fee: 1.00% Estimated return: 13.69%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jul-2000 Debt/Income ratio: 11%
Credit score: 600-619 (Aug-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 2 Current / open credit lines: 6 / 6Length of status:6y 10m
Amount delinquent: $608 Total credit lines: 15 Occupation: Postal Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,341Stated income:$25,000-$49,999
Delinquencies in last 7y: 16 Bankcard utilization: 95%  
   Homeownership: Yes  
Screen name: carebear32 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 32 ( 97% ) 600-619 (Latest)
Principal borrowed: $1,000.00< 31 days late: 1 ( 3% )  
560-579 (Sep-2007)
 
Principal balance: $133.41 31+ days late: 0 ( 0% )
Total payments billed: 33  
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to? pay off one debt and repair my car & continue to boost credit score

My financial situation:
I am a good candidate for this loan because? I have paid this on time &?I will pay off early..????

Monthly net income: $ 2400

Monthly expenses: $
??Housing: $ 543????
??Insurance: $ 89????
??Car expenses: $ 0
??Utilities: $ 150????
??Phone, cable, internet: $ 100
??Food, entertainment: $ 100
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 150
??Other expenses: $ gas 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: You'll be debt free faster and save a lot of money if you use Dave Ramsey's plan instead. http://www.daveramsey.com/new/baby-steps/ Good luck, Tom - capitalistpiglet
A: I use Dave's plan , but I am a single mom in college & I drive for a living. To free up these last few bills & repair my car in a hurry will give me an extra boost. This loan isn't a rash decision on my part. I will have it paid in 10 months or less. I just need some space....Thanks so much for your question. (Aug-23-2010)
Q: Please can you tell me about the delinquency on your prosper report for $600 or so. Will the loan you take out be used to cover this? What loans are you replacing and what are the interest rates on them? How much do you pay on these per month. - circle
A: yes it will that is a conflict with a furniture company & most definetly will be top proiety. I am to the point I just want them elimated, and I will just forget them all together. I have credit card debt that will be wiped out too. I need a bigger shovel, and I think since I work full-time and attend classes full-time this will be easiest and fastest. I will have this paid in 10 months or less... (Aug-23-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
reflective-rupee$25.00$25.008/17/2010 2:37:45 PM
UCLA4life$35.00$35.008/17/2010 2:41:44 PM
simplelender80$100.00$100.008/17/2010 2:46:54 PM
Jasmel$25.00$25.008/17/2010 9:04:17 PM
sfmf$25.00$25.008/18/2010 5:08:22 AM
diplomatic-wealth7$25.00$25.008/18/2010 11:24:30 AM
Kash2010lu$35.00$35.008/18/2010 12:17:55 PM
mobius_titan$25.00$25.008/19/2010 6:02:30 AM
larrybird$35.54$35.548/20/2010 7:18:54 AM
kegs$41.32$41.328/20/2010 7:18:55 AM
enthusiastic-balance5$50.00$50.008/20/2010 2:20:41 PM
head$25.00$25.008/23/2010 2:16:44 PM
jhouman$25.00$25.008/23/2010 3:06:28 PM
Rogesparkguy$25.00$25.008/23/2010 3:17:14 PM
AntiKris$50.00$50.008/23/2010 3:19:01 PM
flwah$25.00$25.008/23/2010 3:08:50 PM
mtquan$25.00$25.008/23/2010 3:18:09 PM
maple1$25.00$25.008/23/2010 3:17:36 PM
abundant-credit6$25.00$25.008/23/2010 3:18:51 PM
admirable-credit$25.00$25.008/23/2010 3:22:12 PM
well-mannered-marketplace5$25.00$25.008/23/2010 3:25:29 PM
dcap3$50.00$50.008/23/2010 3:25:56 PM
Mark-M$25.00$25.008/23/2010 3:30:17 PM
Kash2010lu$25.00$25.008/23/2010 10:46:45 PM
Rip128$50.00$50.008/24/2010 6:28:16 AM
jhouman$25.00$25.008/23/2010 11:52:27 PM
mikeandcat$50.00$50.008/24/2010 5:01:57 AM
Rogelio48$25.00$25.008/24/2010 9:06:18 AM
Leshan$50.00$50.008/24/2010 7:24:44 AM
FarmersBank$25.00$25.008/24/2010 7:33:02 AM
EretzCapital$50.00$50.008/24/2010 8:03:06 AM
glroark$50.00$50.008/24/2010 9:57:25 AM
bobd32$25.00$25.008/24/2010 10:54:10 AM
EEasyMoney$25.00$25.008/24/2010 9:02:55 AM
DasMula$25.00$25.008/24/2010 9:31:06 AM
wlm3012$25.00$25.008/24/2010 9:59:53 AM
brightest-dignified-penny$25.00$25.008/24/2010 12:40:42 PM
Feyenoord$32.81$32.818/24/2010 1:59:00 PM
ultimate-peace$150.00$150.008/24/2010 2:01:46 PM
YoungTaxMan$25.00$25.008/24/2010 11:39:01 AM
wbwill$25.00$25.008/24/2010 12:25:55 PM
dough-rocket$25.00$25.008/24/2010 1:08:55 PM
grampy48$25.00$25.008/24/2010 2:17:28 PM
zone8$50.00$50.008/17/2010 2:42:55 PM
good4loan$25.00$25.008/17/2010 3:40:03 PM
loanman2007$25.00$25.008/18/2010 5:16:56 AM
AlexTrep$25.00$25.008/20/2010 10:03:55 AM
big_balla_papi$25.00$25.008/22/2010 1:40:15 PM
tech310$25.00$25.008/22/2010 9:24:50 PM
inspiring-reward$68.98$68.988/23/2010 1:13:07 PM
kingston1$25.00$25.008/23/2010 3:06:30 PM
jono9999$25.79$25.798/23/2010 3:06:42 PM
Gibbyland$50.00$50.008/23/2010 3:19:07 PM
floridass$25.00$25.008/23/2010 3:24:30 PM
selector568$50.00$50.008/23/2010 3:24:53 PM
red-favorable-basis$25.00$1.328/23/2010 3:27:00 PM
KiwiElf$25.00$25.008/23/2010 3:16:52 PM
pixeldave$50.00$50.008/23/2010 3:20:09 PM
top-courteous-peso$50.00$50.008/23/2010 3:38:22 PM
christifa$25.00$25.008/23/2010 3:25:40 PM
Tono$30.00$30.008/23/2010 5:35:51 PM
blitzen40$25.00$25.008/23/2010 9:16:00 PM
snm2001$25.00$25.008/23/2010 4:41:08 PM
circle$300.00$300.008/23/2010 11:31:18 PM
Moe87$25.00$25.008/24/2010 4:05:58 AM
twjh$25.00$25.008/24/2010 12:34:56 AM
Denbo32$31.39$31.398/24/2010 6:17:06 AM
loanman2007$25.00$25.008/24/2010 8:56:18 AM
benrice$26.98$26.988/24/2010 9:15:44 AM
BlessedEveryDay$25.00$25.008/24/2010 7:25:36 AM
Bob450$25.00$25.008/24/2010 7:47:38 AM
RugbyFan$25.00$25.008/24/2010 9:51:38 AM
Skeptical-one$30.00$30.008/24/2010 9:53:37 AM
twjh$25.00$25.008/24/2010 8:16:40 AM
Kselr$47.87$47.878/24/2010 10:20:07 AM
SAR-2$33.00$33.008/24/2010 9:57:05 AM
SolarMoonshine$25.00$25.008/24/2010 10:39:19 AM
thankful-nickel2$25.00$25.008/24/2010 11:38:09 AM
sensational-peace6$100.00$100.008/24/2010 12:51:21 PM
nickel-position$25.00$25.008/24/2010 12:40:48 PM
80 bids
 
Borrower Payment Dependent Notes Series 471488
This series of Notes was issued and sold upon the funding of the borrower loan #44130, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 3.5% Auction start date:  Aug-17-2010 
  Auction end date:  Aug-24-2010 
 
Starting lender yield: 10.15% Starting borrower rate/APR: 11.15% / 13.27% Starting monthly payment: $164.05
Final lender yield: 9.95% Final borrower rate/APR: 10.95% / 13.07% Final monthly payment: $163.58
 
Auction yield range: 3.89% - 10.15% Estimated loss impact: 3.53%  
Lender servicing fee: 1.00% Estimated return: 6.42%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Sep-2000 Debt/Income ratio: 11%
Credit score: 760-779 (Aug-2010) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 12Length of status:1y 9m
Amount delinquent: $0 Total credit lines: 24 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,442Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 24%  
   Homeownership: Yes  
Screen name: marketplace-accordion Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Change flooring
Purpose of loan:
This loan will be used to remove the carpet from the house and replace with wood floors. We have 2 kids and both suffer from severe allergies, they are 1 boy age 4 and 1 girl age 2. We want to remove the carpet to reduce their allergies and we are missing a little bit more to complete the purchase.

My financial situation:
I am a good candidate for this loan because I am very financially responsible, have very good credit and do not like debt.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
turbospeed$25.00$25.008/17/2010 2:38:02 PM
impartial-deal$25.00$25.008/17/2010 2:48:13 PM
tolerant-dinero2$25.00$25.008/17/2010 2:49:20 PM
blue-relay$25.00$25.008/17/2010 7:23:59 PM
FinDoc$25.00$25.008/18/2010 2:29:48 PM
BlessedEveryDay$25.00$25.008/18/2010 3:57:53 PM
entertaining-greenback2$25.00$25.008/18/2010 6:14:56 PM
Mav26$30.00$30.008/18/2010 6:52:15 PM
boomer61$25.00$25.008/18/2010 7:33:33 PM
wwwUniversal$25.00$25.008/19/2010 10:07:02 AM
screen23$25.00$25.008/19/2010 10:32:16 AM
sanych$40.21$40.218/19/2010 10:47:36 AM
favorite-commerce$50.00$50.008/19/2010 4:47:07 PM
wise-blazing-currency$60.81$60.818/20/2010 1:45:21 PM
southIT$50.00$50.008/20/2010 2:43:57 PM
theloanfiller$25.00$25.008/20/2010 5:22:06 PM
wilchik$50.00$49.678/20/2010 7:02:06 PM
FundMaker$25.00$25.008/20/2010 9:09:41 PM
kf88$25.00$25.008/21/2010 9:41:55 AM
swissbanker$50.00$50.008/21/2010 12:51:43 PM
vette_311$50.00$50.008/21/2010 4:31:41 PM
pumped130$29.00$29.008/22/2010 7:18:29 AM
cashasaurus0$200.00$200.008/22/2010 3:42:09 AM
SAG$25.00$25.008/22/2010 8:08:37 AM
one-midas$25.00$25.008/22/2010 1:44:13 PM
12Knocksinna$25.00$25.008/22/2010 10:24:33 AM
Fishy014$33.00$33.008/22/2010 5:34:40 PM
bigmacbeef$25.00$25.008/22/2010 7:18:09 PM
BaxterSandy$28.47$28.478/22/2010 9:33:11 PM
Lancasterdust$50.00$50.008/23/2010 7:24:52 AM
maximizer$25.00$25.008/23/2010 8:59:40 AM
beachfunder$25.00$25.008/23/2010 10:33:42 AM
kwan$25.00$25.008/23/2010 11:03:05 AM
wild_carrot$25.00$25.008/23/2010 11:32:08 AM
RandyL3$25.00$25.008/23/2010 2:45:42 PM
Simply2fly$25.00$25.008/23/2010 2:58:49 PM
haryassman$25.00$25.008/23/2010 3:05:58 PM
ultimatepaintball$25.00$25.008/23/2010 3:12:49 PM
market-socrates4$25.00$25.008/23/2010 3:06:08 PM
B-rad_the_Coug$25.00$25.008/23/2010 3:06:11 PM
trade-structure$25.00$25.008/23/2010 3:14:20 PM
hard-working-gain2$26.56$26.568/23/2010 4:06:37 PM
bankojerry$25.00$25.008/23/2010 3:31:10 PM
namd$50.00$50.008/23/2010 4:20:33 PM
gothampark$25.00$25.008/23/2010 4:28:02 PM
a2190b$25.00$25.008/23/2010 5:50:30 PM
leverage-monger$25.00$25.008/23/2010 3:34:48 PM
kgauss$25.00$25.008/23/2010 4:02:06 PM
Richmp412$25.00$25.008/23/2010 4:46:25 PM
gizmo65$25.00$25.008/23/2010 8:34:12 PM
StreetJustice$41.66$41.668/24/2010 7:32:19 AM
rockhound84$25.00$25.008/24/2010 4:22:28 AM
Manta_Rai$25.00$25.008/24/2010 4:38:22 AM
marshallmanhattan$25.00$25.008/24/2010 6:12:04 AM
designs626$54.79$54.798/24/2010 6:25:25 AM
a-wealth-visionary$68.85$68.858/24/2010 8:57:25 AM
ericsb$60.00$60.008/24/2010 9:55:33 AM
patriot897$50.00$50.008/24/2010 10:45:50 AM
Nusk$25.00$25.008/24/2010 11:00:37 AM
yield-quest$125.00$125.008/24/2010 1:04:12 PM
thankful-nickel2$25.00$25.008/24/2010 1:39:34 PM
leverage-monger$25.00$25.008/24/2010 2:13:34 PM
penny-finder$28.33$28.338/24/2010 10:53:01 AM
mgking007$25.00$25.008/24/2010 11:46:02 AM
evamkir$25.00$25.008/24/2010 2:13:55 PM
newest-bountiful-basis$25.00$25.008/17/2010 2:46:44 PM
availableloan$25.00$25.008/17/2010 2:47:33 PM
aganippe$50.00$50.008/17/2010 7:01:45 PM
octoberfresh$25.00$25.008/18/2010 6:56:20 AM
dsgfl1$100.00$100.008/19/2010 6:56:29 AM
BMAInvest$30.00$30.008/19/2010 7:41:58 AM
qkinger$50.00$50.008/19/2010 8:19:45 PM
outofoffice$50.00$50.008/20/2010 8:41:39 AM
interstellar$50.00$50.008/20/2010 9:44:28 AM
gustavholstopus32$25.00$25.008/20/2010 12:09:41 PM
dogbait$50.00$50.008/20/2010 12:25:18 PM
CJay$50.00$50.008/20/2010 1:22:21 PM
flaloans$40.00$40.008/20/2010 5:27:21 PM
socal-lender$25.00$25.008/20/2010 8:47:46 PM
value-rocket$25.00$25.008/21/2010 10:57:09 AM
tsmonaghan$31.43$31.438/21/2010 11:51:21 AM
pilot1723$25.00$25.008/21/2010 12:49:34 PM
Longstreet47$28.43$28.438/21/2010 4:37:42 PM
LARRY4NY$25.00$25.008/21/2010 4:05:47 PM
McChan$200.00$200.008/21/2010 11:57:56 PM
starry2001$25.00$25.008/22/2010 8:37:16 AM
exact-peso2$25.00$25.008/22/2010 6:07:27 PM
MonkeyHero$27.98$27.988/22/2010 6:39:06 PM
thankful-nickel2$25.00$25.008/22/2010 8:05:19 PM
Loan_shark718$70.00$70.008/22/2010 8:09:25 PM
LawyerLoan$75.00$75.008/23/2010 8:17:26 AM
coolcoast$25.00$25.008/23/2010 10:30:45 AM
bughead$25.00$25.008/23/2010 10:09:25 AM
GenerousGentleMan$75.00$75.008/23/2010 3:03:05 PM
favorite-commerce$50.00$50.008/23/2010 3:04:39 PM
Breadandbutter$25.00$25.008/23/2010 3:05:57 PM
market-assembler$25.00$25.008/23/2010 3:14:54 PM
elitegoodguy$25.00$25.008/23/2010 3:06:06 PM
rdrloan$47.57$47.578/23/2010 3:18:06 PM
pvmnt13$25.00$25.008/23/2010 4:12:20 PM
MoneyOps$25.00$25.008/23/2010 5:55:56 PM
jimartin1$26.93$26.938/23/2010 6:09:50 PM
psonicl$100.00$100.008/23/2010 3:37:38 PM
wilchik$25.00$25.008/23/2010 4:37:00 PM
a2190b$25.00$25.008/23/2010 5:49:59 PM
Techne_Funds_LLC$25.00$25.008/23/2010 6:48:56 PM
Charmart$25.00$25.008/24/2010 3:13:27 AM
blindtaxidriver$25.00$25.008/23/2010 8:27:13 PM
Johnab$25.00$25.008/24/2010 4:54:37 AM
redmen93$100.00$100.008/23/2010 9:45:54 PM
Airmail26$25.00$25.008/24/2010 6:15:38 AM
dreamhope$25.00$25.008/24/2010 7:09:30 AM
soular21804$25.00$25.008/24/2010 3:39:23 AM
justin323$25.00$25.008/24/2010 4:09:32 AM
enthralling-investment$100.00$100.008/24/2010 5:41:07 AM
ray1051$50.00$50.008/24/2010 5:16:22 AM
usd1027$25.00$25.008/24/2010 5:39:27 AM
suicideducky$25.00$25.008/24/2010 8:51:38 AM
honorable-vigilance$46.31$46.318/24/2010 7:56:16 AM
thebadpelican$25.00$25.008/24/2010 9:45:02 AM
principal-star$25.00$25.008/24/2010 9:50:59 AM
moneytolend72$25.00$25.008/24/2010 8:29:52 AM
tedi-tif$50.00$50.008/24/2010 10:26:00 AM
JaceSpade$25.00$25.008/24/2010 10:31:19 AM
JustOneVoice$25.00$25.008/24/2010 10:42:12 AM
Dollars4Rent$25.00$25.008/24/2010 10:53:02 AM
thegreatstrafe$25.00$25.008/24/2010 9:13:21 AM
PalmerTheEmbalmer$25.00$25.008/24/2010 9:19:07 AM
jayh888$25.00$25.008/24/2010 10:14:54 AM
SOP_Bank$25.00$25.008/24/2010 10:48:09 AM
ZerightGifts$100.00$100.008/24/2010 11:02:52 AM
radiant-value$25.00$25.008/24/2010 12:33:33 PM
blue-useful-auction$25.00$25.008/24/2010 2:23:43 PM
133 bids
 
Borrower Payment Dependent Notes Series 471708
This series of Notes was issued and sold upon the funding of the borrower loan #44139, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 9.8% Auction start date:  Aug-17-2010 
  Auction end date:  Aug-24-2010 
 
Starting lender yield: 24.75% Starting borrower rate/APR: 25.75% / 29.26% Starting monthly payment: $160.63
Final lender yield: 24.75% Final borrower rate/APR: 25.75% / 29.27% Final monthly payment: $160.63
 
Auction yield range: 10.89% - 24.75% Estimated loss impact: 10.41%  
Lender servicing fee: 1.00% Estimated return: 14.34%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-1993 Debt/Income ratio: 48%
Credit score: 640-659 (Aug-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:4y 4m
Amount delinquent: $0 Total credit lines: 21 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $10,827Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 28%  
   Homeownership: No  
Screen name: ArrowVista Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 31 ( 100% ) 640-659 (Latest)
Principal borrowed: $4,500.00< 31 days late: 0 ( 0% )  
640-659 (Dec-2007)
 
Principal balance: $739.83 31+ days late: 0 ( 0% )
Total payments billed: 31  
Description
Pay Off Medical/Doctor Bills
Purpose of loan:
The loan is to pay off medical/doctor/specialits bills that are?due now.

My Financial Situation/WHY I WILL PAY THIS LOAN:
I have successfully paid my current Prosper loan faithfully every month, never being late, and?only 4 months remain. I have not had any late payments in the past 7 years. I am a FT student and?work FT (same employer for?4+ years).?

*If you have any add'l questions, feel free to ask-Prosper only gives you 1,000 characters to create a new listing now (compared to 4,000 in my last one).

Monthly net income: $1,150.00
Monthly expenses: $ 700

Current Prosper Loan: $ 150????By getting this loan, my monthly expenses (including this loan) will?stay the same as I will be able to pay off the extra medical bills which have now come due, PLUS I will pay off my first loan a few months early-leaving just one Prosper loan open-this one. PLEASE BID! And THANK YOU!!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Humans, this is an excellent investment, let's lend to this one! I know Prosper allows the borrower to pay in full up to 36 months. Will you go the distance or will you pay this loan off sooner? If so, in how many months? PS: Please answer publicly. - hektek22
A: Hi, thank you for your question. I plan to use all 36 months to pay on this much needed loan. In my previous Prosper loan, my investors have gotten 33 months at 13.5%, never late. That's pretty good, I think. The interest rate on this one could be about the same or even a little higher, we'll have to see. Unless I came into a large chunk of money somehow, I've made plans to have this automatically set up every month for 3 years, just like my last one! :) (Aug-19-2010)
Q: You'll be debt free faster and save a lot of money if you use Dave Ramsey's plan instead. http://www.daveramsey.com/new/baby-steps/ Good luck, Tom - capitalistpiglet
A: Thank you for the advice. I'll look into it. (Aug-23-2010)
Q: What exactly is your occupation? - RecoveryLender
A: Hello, thank you for your question! I work full-time in eCommerce/Internet Sales for over 4 years for a small business. I also have previous eCommerce skills and experience from previous employers. (Aug-23-2010)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
reward-adventure$30.00$30.008/17/2010 2:39:27 PM
loyalist1$100.00$100.008/17/2010 2:38:06 PM
reflective-rupee$25.00$25.008/17/2010 2:38:08 PM
tech310$50.00$50.008/17/2010 2:49:47 PM
balance-handshake7$25.00$25.008/17/2010 3:20:28 PM
Moe87$40.00$40.008/17/2010 6:34:30 PM
hektek22$600.00$600.008/18/2010 12:54:57 PM
fabulous-community4$150.00$150.008/18/2010 12:57:13 PM
loanman2007$50.00$50.008/19/2010 10:01:15 AM
enthusiastic-balance5$50.00$50.008/20/2010 2:52:14 PM
green-rapid-openness$50.00$50.008/20/2010 4:53:13 PM
mckhbnpc$30.00$30.008/21/2010 4:28:43 PM
Whipster$25.00$25.008/22/2010 5:43:16 AM
Jerrys1951$34.53$34.538/22/2010 1:14:21 PM
extraordinary-interest1$50.00$50.008/23/2010 10:47:07 AM
hillerod$25.00$25.008/23/2010 12:19:36 PM
HammerSmith$25.00$25.008/23/2010 3:22:49 PM
CoolPlexer$25.00$25.008/23/2010 5:50:49 PM
market-pudding$25.00$25.008/23/2010 7:56:48 PM
ustfu$25.00$25.008/23/2010 7:17:51 PM
HomerdohNY$25.00$25.008/24/2010 4:35:00 AM
JerryB96$25.00$25.008/23/2010 9:52:21 PM
frclmym$50.00$50.008/23/2010 8:42:29 PM
ttnk62918$25.00$25.008/24/2010 12:23:41 AM
Moe87$25.00$25.008/24/2010 4:04:06 AM
dslobbs$25.00$25.008/24/2010 4:41:02 AM
filovirus$25.00$25.008/24/2010 5:07:39 AM
wonder3$25.00$25.008/24/2010 8:49:49 AM
martymaniaman$50.00$50.008/24/2010 6:55:38 AM
fairness-atmosphere$25.00$25.008/24/2010 7:21:05 AM
Leshan$36.06$36.068/24/2010 7:29:09 AM
Bob450$35.00$35.008/24/2010 7:50:17 AM
jcw3rd$25.00$25.008/24/2010 8:35:17 AM
principal-star$25.00$25.008/24/2010 9:40:01 AM
fireferd$40.00$40.008/24/2010 12:36:31 PM
california5andime$25.00$25.008/24/2010 10:29:26 AM
benefit-boots$25.00$25.008/24/2010 1:44:40 PM
bid-czar8$50.00$50.008/17/2010 2:44:31 PM
personal-lender$25.00$25.008/17/2010 2:40:37 PM
important-openness1$100.00$24.588/18/2010 7:35:23 AM
yield-lion2$30.00$30.008/18/2010 12:57:12 PM
CA_Lender$25.00$25.008/18/2010 1:21:10 PM
green-rapid-openness$50.00$50.008/20/2010 4:52:54 PM
Aberdeen$400.00$400.008/20/2010 6:43:50 PM
Aberdeen$400.00$400.008/20/2010 6:43:50 PM
LittleMingo$30.00$30.008/21/2010 2:56:10 AM
integrity-doctor$100.00$100.008/22/2010 3:16:28 PM
clemclan$25.00$25.008/23/2010 9:24:12 AM
five-star-note$74.79$74.798/23/2010 9:18:02 AM
hidavehi$26.77$26.778/23/2010 12:21:16 PM
top-courteous-peso$25.00$25.008/23/2010 2:31:16 PM
jhouman$25.00$25.008/23/2010 3:06:29 PM
CaliforniaSun$25.00$25.008/23/2010 4:03:33 PM
bold-attentive-listing$25.00$25.008/23/2010 8:27:17 PM
ZLyons$25.00$25.008/23/2010 8:31:29 PM
draggon77$25.00$25.008/23/2010 9:08:30 PM
lendstats_com$200.00$200.008/23/2010 6:58:37 PM
thankful-nickel2$25.00$25.008/23/2010 8:11:00 PM
jakdwak$25.00$25.008/23/2010 8:26:40 PM
wise-benjamins-fortress$50.00$50.008/24/2010 5:35:45 AM
coldfuzion$42.20$42.208/23/2010 10:10:01 PM
senorzookeeper$25.00$25.008/24/2010 5:40:55 AM
atomantic$25.00$25.008/24/2010 8:48:53 AM
Mikale360$25.00$25.008/24/2010 6:43:37 AM
wlm3012$25.00$25.008/24/2010 10:02:39 AM
BlueProteus$25.00$25.008/24/2010 8:51:15 AM
good4loan$25.00$25.008/24/2010 12:19:18 PM
cassperr$25.00$25.008/24/2010 10:51:08 AM
penny-finder$25.00$25.008/24/2010 11:11:57 AM
bullish2bearish$51.07$51.078/24/2010 1:00:42 PM
ultimate-peace$25.00$25.008/24/2010 2:06:17 PM
grampy48$25.00$25.008/24/2010 2:18:09 PM
72 bids
 
Borrower Payment Dependent Notes Series 471714
This series of Notes was issued and sold upon the funding of the borrower loan #44149, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Aug-17-2010 
  Auction end date:  Aug-24-2010 
 
Starting lender yield: 12.65% Starting borrower rate/APR: 13.65% / 17.29% Starting monthly payment: $51.01
Final lender yield: 8.90% Final borrower rate/APR: 9.90% / 13.46% Final monthly payment: $48.33
 
Auction yield range: 5.89% - 12.65% Estimated loss impact: 5.09%  
Lender servicing fee: 1.00% Estimated return: 3.81%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-1996 Debt/Income ratio: 29%
Credit score: 760-779 (Aug-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 11Length of status:3y 2m
Amount delinquent: $0 Total credit lines: 32 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,082Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 18%  
   Homeownership: No  
Screen name: Highkix Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 24 ( 100% ) 760-779 (Latest)
Principal borrowed: $10,000.00< 31 days late: 0 ( 0% )  
740-759 (Apr-2009)
760-779 (Jul-2008)
 
Principal balance: $3,733.77 31+ days late: 0 ( 0% )
Total payments billed: 24  
Description
Buying a new car for our family
Purpose of loan:
This loan will be used to purchase a car. My partner and I are having a baby in March. He currently owns a two-seater sports car which will not do for a growing family.?I will use this loan, along with the money we receive from the sale of?his sports car, to get a family friendly vehicle.

My financial situation:
I am a good candidate for this loan because I have a larger?Propser loan, as well as other monthly expenses that I am always current in paying. I have never defaulted on a loan, been behind in rent, or otherwise failed to pay my debts.

Monthly net income: $ 3800

Monthly expenses: $
??Housing: $ 900
??Insurance: $ 20
??Car expenses: $ 0
??Utilities: $?25
??Phone, cable, internet: $ 165
??Food, entertainment: $?500
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 800
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
flipnsf has bid a total of $450.04 in winning bids.
1 friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
Q: Hi, Are you & your partner both still employed? What are your occupations? Does he help to pay household bills while you are in maternalty leave? Thanks, - p2ploan-sensation211
A: We are both employed. I work in public health. He is a mechanic. We have saved so my portion of household bills will be covered when I take leave. (Aug-21-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
sweety075$25.00$25.008/19/2010 8:15:51 PM
BlessedEveryDay$25.00$25.008/20/2010 9:30:41 AM
marwadi-62$200.00$200.008/20/2010 10:00:38 AM
Johnab$25.00$25.008/22/2010 6:56:02 AM
quiggles$25.00$25.008/23/2010 7:14:49 AM
nehemiah65$26.45$26.458/23/2010 7:24:57 AM
gizmo65$25.00$25.008/23/2010 8:32:42 PM
JerryB96$25.00$25.008/23/2010 9:49:37 PM
llequire1$235.51$235.518/24/2010 7:07:07 AM
bonus-sensai825$25.00$25.008/24/2010 9:10:12 AM
atomantic$25.00$25.008/24/2010 8:49:21 AM
HomerdohNY$25.00$7.698/24/2010 11:14:42 AM
RandyL3$25.00$25.008/21/2010 5:34:18 PM
lender12345$25.00$25.008/22/2010 9:22:28 PM
phersjm$25.00$25.008/23/2010 8:56:13 PM
seineil$50.00$50.008/24/2010 12:40:00 AM
martymaniaman$30.31$30.318/24/2010 6:54:05 AM
flipnsf$450.04$450.048/24/2010 9:06:49 AM
PalmerTheEmbalmer$25.00$25.008/24/2010 9:20:43 AM
Champion_Lending$25.00$25.008/24/2010 8:28:49 AM
thankful-nickel2$25.00$25.008/24/2010 11:36:57 AM
AsianDragon$50.00$50.008/24/2010 10:23:15 AM
bondhedger$25.00$25.008/24/2010 11:54:41 AM
kf88$25.00$25.008/24/2010 1:04:05 PM
jayk63$25.00$25.008/24/2010 2:09:56 PM
nethawk00$25.00$25.008/24/2010 2:21:01 PM
26 bids
 
Borrower Payment Dependent Notes Series 471754
This series of Notes was issued and sold upon the funding of the borrower loan #44133, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.2% Auction start date:  Aug-17-2010 
  Auction end date:  Aug-24-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.06% Starting monthly payment: $179.48
Final lender yield: 33.35% Final borrower rate/APR: 34.35% / 38.06% Final monthly payment: $179.48
 
Auction yield range: 13.89% - 33.35% Estimated loss impact: 15.74%  
Lender servicing fee: 1.00% Estimated return: 17.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-1997 Debt/Income ratio: 27%
Credit score: 680-699 (Aug-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:5y 10m
Amount delinquent: $0 Total credit lines: 30 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $51,774Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: No  
Screen name: economy-advocator Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Fix my car and furnish my apartment
Purpose of loan:
This loan will be used to?cover the cost of fixing my car and finally completing the furnishing of my apartment. I originally requested a larger loan but realized this is the minimum I will need and I would rather not borrow more than this.

My financial situation:
I am a good candidate for this loan because I have never made a late payment ever on any debt. My credit report reflects no delinquencies and no negative items. I am surprised at my E rating considering I pay for my credit to be monitored on Equifax and my score is 720+. I ask for this loan because though I can absolutely afford the monthly payments,?I don't have all the money I need upfront to cover the recent expenses.

I guarantee to pay on time every month. I would prefer to pay this loan off within 2 years, but regardless I know I will pay on time every month whether it takes me 2 years or 3 years.

Monthly net income: $ 5,052 +?1000 car allowance

Monthly expenses: $?4,095
??Housing: $?1500
??Insurance: $ 165
??Car expenses: $?380
??Utilities: $ 150
??Phone, cable, internet: $ 150
??Food, entertainment: $ 300
??Clothing, household expenses $ 250
??Credit cards and other loans: $?1200
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Humans, this is an excellent investment, let's lend to this one! I know Prosper allows the borrower to pay in full up to 36 months. Will you go the distance or will you pay this loan off sooner? If so, in how many months? PS: Please answer publicly. - hektek22
A: I should be able to pay this loan off within 2-2.5 years. I have a very stable job (will be 6 years in October) and I can certainly afford the monthly payments (at the minimum!). The 3 years is doable for me, but I would prefer to pay it off within 2-2.5 years, if not sooner. (Aug-18-2010)
Q: Hi, How did you build up your revolving credit balances? How many credit cards are you using now? What are their credit limits? Why did you have recent inquiries? Thanks, - p2ploan-sensation211
A: Hi! The large credit balance was built up from a combination of things as follows: covering graduate and post graduate expenses, assisting my sister with her expenses when she was out of work and taking care of recent unexpected family expenses. I have 3 cards....one with a 50,500 limit, one with a 7,500 limit and one with a 1,800 limit. I realize the balance is high but I have never been late on payments and I am paying well over the minimum payments. I don't see any recent inquiries? (Aug-22-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
reflective-rupee$25.00$25.008/17/2010 2:43:09 PM
simplelender80$100.00$100.008/17/2010 2:46:59 PM
personal-lender$25.00$25.008/17/2010 2:40:43 PM
hektek22$600.00$600.008/18/2010 12:58:25 PM
important-openness1$100.00$100.008/18/2010 2:46:32 PM
zone8$50.00$50.008/18/2010 3:58:35 PM
diplomatic-wealth7$25.00$25.008/18/2010 8:23:01 PM
dcap3$37.18$37.188/19/2010 8:56:57 AM
top-courteous-peso$25.00$25.008/19/2010 3:27:27 PM
Artist_Blue$25.00$25.008/19/2010 4:12:40 PM
AlexTrep$25.00$25.008/19/2010 4:22:58 PM
kegs$50.00$50.008/20/2010 9:49:17 AM
extraordinary-transaction$50.00$50.008/20/2010 10:44:12 AM
ommcd$25.00$25.008/20/2010 1:20:22 PM
inspiring-reward$100.00$100.008/20/2010 4:54:47 PM
Tono$50.00$50.008/20/2010 5:04:47 PM
bchen78875$25.00$25.008/21/2010 12:59:04 AM
bankbuddy55$30.00$30.008/21/2010 12:30:01 PM
harmonious-revenue7$50.00$50.008/22/2010 1:24:31 AM
enthralling-deal180$47.34$47.348/21/2010 7:35:04 PM
HelpfulLender1$25.00$25.008/21/2010 10:39:06 PM
tech310$25.00$25.008/22/2010 9:24:53 PM
payout-reaction740$25.00$25.008/23/2010 11:26:21 AM
teller$25.00$25.008/23/2010 1:04:30 PM
squarebob$25.00$25.008/23/2010 3:30:35 PM
jamiee73$25.00$25.008/23/2010 3:19:06 PM
MGOT-Ken$50.00$50.008/23/2010 3:34:40 PM
the-silver-blaster$50.00$50.008/23/2010 3:21:08 PM
mtp$50.00$50.008/23/2010 3:24:41 PM
kind-bill-supporter$50.00$50.008/23/2010 3:32:34 PM
head$25.00$25.008/23/2010 3:30:14 PM
firewomin$50.00$50.008/23/2010 3:35:23 PM
shur$25.00$25.008/23/2010 6:17:04 PM
helping-out$30.00$30.008/23/2010 3:34:56 PM
asiaratt$50.00$50.008/23/2010 5:28:49 PM
credit-wheel7$40.00$40.008/23/2010 4:56:04 PM
favorite-commerce$25.00$25.008/23/2010 8:27:16 PM
wonder3$35.00$35.008/23/2010 6:53:20 PM
glroark$50.00$50.008/24/2010 9:53:39 AM
mom4mel$80.00$80.008/24/2010 10:03:16 AM
benefit-boots$25.00$25.008/24/2010 1:46:39 PM
KRLFS$40.00$40.008/24/2010 11:09:43 AM
fireferd$40.00$40.008/24/2010 12:40:38 PM
top-courteous-peso$50.00$50.008/17/2010 2:50:03 PM
reward-adventure$30.00$30.008/17/2010 2:39:30 PM
balance-handshake7$25.00$25.008/17/2010 2:40:21 PM
bid-czar8$50.00$50.008/17/2010 2:44:34 PM
fund-secret-agent$25.00$25.008/19/2010 8:37:32 AM
larrybird$100.00$100.008/19/2010 3:12:15 PM
jono9999$25.00$25.008/20/2010 3:44:16 AM
EBITDA$25.00$25.008/20/2010 5:05:19 PM
important-ore$26.97$26.978/22/2010 5:39:07 PM
kain11286$50.00$50.008/22/2010 7:05:42 PM
extraordinary-interest1$50.00$50.008/23/2010 10:47:14 AM
gotjack$25.00$25.008/23/2010 3:07:03 PM
income-excellence1$50.00$50.008/23/2010 3:22:28 PM
maple1$25.00$25.008/23/2010 3:28:09 PM
Grandmahoneybee$30.00$30.008/23/2010 3:34:08 PM
red-favorable-basis$25.00$25.008/23/2010 3:23:09 PM
Gibbyland$30.55$30.558/23/2010 3:21:37 PM
principal-samaritan2$25.00$25.008/23/2010 3:22:37 PM
supreme-hope$25.00$25.008/23/2010 3:24:07 PM
TennSquire$50.00$50.008/23/2010 3:28:13 PM
anton$43.69$43.698/23/2010 4:40:57 PM
copper$50.00$50.008/23/2010 3:34:17 PM
reward-planetarium$100.00$100.008/23/2010 3:35:01 PM
investisure$52.15$52.158/23/2010 3:35:14 PM
niq4soccer$25.00$25.008/23/2010 3:33:57 PM
gokart83$25.00$25.008/23/2010 3:36:01 PM
contract-game-changer$50.00$50.008/23/2010 3:34:22 PM
dreammachine$50.00$50.008/23/2010 3:34:47 PM
Whipster$50.00$50.008/23/2010 3:52:22 PM
orange-dollar-guild$25.00$25.008/23/2010 9:46:03 PM
cashhelp$25.00$25.008/23/2010 6:21:30 PM
loss-of-control$50.00$50.008/23/2010 6:32:01 PM
fund-medalist171$25.00$25.008/24/2010 4:29:42 AM
tompau$25.00$25.008/24/2010 6:41:10 AM
nfx$25.00$25.008/24/2010 5:20:09 AM
designs626$50.00$23.468/24/2010 6:51:00 AM
umfan123$25.00$25.008/24/2010 8:50:37 AM
Leshan$33.66$33.668/24/2010 7:39:00 AM
wealth-pipeline$25.00$25.008/24/2010 10:50:24 AM
ultimate-peace$150.00$150.008/24/2010 2:07:03 PM
RyanM561$25.00$25.008/24/2010 12:19:12 PM
thankful-nickel2$25.00$25.008/24/2010 11:43:40 AM
85 bids
 
Borrower Payment Dependent Notes Series 471760
This series of Notes was issued and sold upon the funding of the borrower loan #44134, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 6.0% Auction start date:  Aug-17-2010 
  Auction end date:  Aug-23-2010 
 
Starting lender yield: 14.15% Starting borrower rate/APR: 15.15% / 17.32% Starting monthly payment: $121.59
Final lender yield: 14.15% Final borrower rate/APR: 15.15% / 17.32% Final monthly payment: $121.59
 
Auction yield range: 5.89% - 14.15% Estimated loss impact: 6.19%  
Lender servicing fee: 1.00% Estimated return: 7.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Apr-1986 Debt/Income ratio: 14%
Credit score: 720-739 (Aug-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:1y 11m
Amount delinquent: $0 Total credit lines: 20 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,716Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 61%  
   Homeownership: No  
Screen name: loan-giant3 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Summer Time
Applying for a loan to pay off my credit card. I am in a very secure job with a large utility company, and it is a union position. My salary will increase substantially as I progress within my career path. I have excellent credit and have always paid my bills on time.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Weaverville$25.00$25.008/17/2010 2:33:44 PM
kegs$87.42$87.428/17/2010 2:38:27 PM
xstreamin$25.00$25.008/17/2010 2:38:40 PM
diplomatic-wealth7$50.00$50.008/17/2010 2:39:00 PM
proper-p2p6$100.00$69.598/17/2010 2:39:17 PM
JustMee$25.00$25.008/17/2010 4:45:02 PM
Iloanyoumoney$25.00$25.008/18/2010 7:45:35 AM
tedi-tif$50.00$50.008/18/2010 2:42:02 PM
DDS84$50.00$50.008/19/2010 7:15:34 AM
tolerant-dinero2$25.00$25.008/19/2010 8:02:31 AM
wwwUniversal$25.00$25.008/19/2010 8:02:33 AM
JustOneVoice$25.00$25.008/19/2010 10:32:53 AM
Sol_Invictus$25.00$25.008/20/2010 5:37:01 AM
credit-panda1$25.00$25.008/20/2010 7:09:09 AM
rockhound84$25.00$25.008/20/2010 4:21:23 PM
kf88$25.00$25.008/21/2010 9:44:31 AM
yield-cologne$25.00$25.008/21/2010 11:18:49 AM
friendinmoney$25.00$25.008/21/2010 11:48:38 AM
FundMaker$25.00$25.008/21/2010 3:58:10 PM
JTHarris$25.00$25.008/22/2010 9:42:28 AM
Loan_shark718$50.00$50.008/22/2010 8:11:29 PM
economy-caper9$25.00$25.008/23/2010 7:59:03 AM
ramst41$250.00$250.008/22/2010 10:27:27 PM
BeanCownter$100.00$100.008/23/2010 8:19:13 AM
forthright-principal2$25.00$25.008/23/2010 11:27:57 AM
moneytolend72$25.00$25.008/23/2010 10:52:01 AM
scottr$25.00$25.008/23/2010 12:57:21 PM
totoro$25.00$25.008/23/2010 3:11:38 PM
Lancasterdust$50.00$50.008/23/2010 3:29:03 PM
starry2001$25.00$25.008/23/2010 4:33:51 PM
leverage-monger$25.00$25.008/23/2010 3:38:07 PM
gilbrear$25.00$25.008/23/2010 4:43:26 PM
trade-goblin9$25.00$25.008/23/2010 5:34:04 PM
podosphero$26.64$26.648/23/2010 6:17:08 PM
sharp518$100.00$100.008/23/2010 6:35:37 PM
jigsaw$100.00$100.008/17/2010 2:38:50 PM
ray1051$25.00$25.008/17/2010 2:34:35 PM
VAGweilo$50.00$50.008/18/2010 11:52:05 AM
timepassport$50.00$50.008/18/2010 9:19:35 PM
USD4you$78.97$78.978/19/2010 5:10:49 AM
boneill$50.00$50.008/18/2010 11:35:12 PM
szetheli$160.00$160.008/20/2010 7:31:21 AM
mosby$42.82$42.828/20/2010 1:19:44 PM
gjm6d$25.00$25.008/20/2010 2:59:22 PM
doopers$25.00$25.008/20/2010 3:25:00 PM
mammalian4$50.00$50.008/20/2010 4:14:14 PM
LibbyZ$25.00$25.008/20/2010 10:09:01 PM
exchange-dreams$25.00$25.008/20/2010 6:59:34 PM
Mahogany_Group$25.00$25.008/21/2010 8:09:43 AM
ltstout$40.00$40.008/21/2010 3:49:49 AM
Investoman$100.00$100.008/21/2010 6:15:23 AM
spiff666$25.00$25.008/21/2010 9:52:32 AM
Tabster$25.00$25.008/21/2010 5:21:34 PM
Lender0307$25.00$25.008/21/2010 9:00:26 PM
interstellar$50.00$50.008/22/2010 5:12:18 AM
StrongMonty$25.00$25.008/22/2010 11:38:32 AM
intuitive-worth7$25.00$25.008/22/2010 11:40:02 AM
one-midas$25.00$25.008/22/2010 1:46:44 PM
ethicalhumanist$25.00$25.008/22/2010 5:58:06 PM
mikeym80$25.01$25.018/22/2010 3:49:50 PM
availableloan$25.00$25.008/22/2010 5:14:25 PM
poolshark72$25.00$25.008/22/2010 9:34:09 PM
Tingali$25.00$25.008/23/2010 6:59:46 AM
jasunshine$25.00$25.008/23/2010 7:23:29 AM
encore739$25.00$25.008/23/2010 8:36:35 AM
exact-peso2$27.35$27.358/23/2010 1:45:52 PM
dollardave$100.00$100.008/23/2010 1:52:42 PM
CommerciaLender$25.00$25.008/23/2010 2:53:02 PM
JBG$25.00$25.008/23/2010 2:58:50 PM
balance-chestnut$50.00$50.008/23/2010 1:57:26 PM
rockhound84$25.00$25.008/23/2010 5:47:05 PM
DDH61$25.00$25.008/23/2010 6:35:36 PM
poetic-diversification$250.00$250.008/23/2010 4:09:11 PM
rdrloan$50.00$50.008/23/2010 3:37:29 PM
nhambley$50.00$50.008/23/2010 5:11:29 PM
fascinating-gold$142.20$142.208/23/2010 6:28:25 PM
76 bids
 
Borrower Payment Dependent Notes Series 471790
This series of Notes was issued and sold upon the funding of the borrower loan #44136, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.8% Auction start date:  Aug-17-2010 
  Auction end date:  Aug-24-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $82.19
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.05% Final monthly payment: $82.19
 
Auction yield range: 10.89% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jun-1992 Debt/Income ratio: 14%
Credit score: 640-659 (Aug-2010) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:4y 8m
Amount delinquent: $0 Total credit lines: 26 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $15,435Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 53%  
   Homeownership: No  
Screen name: ready-note2 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying-Advances-Reboot
Purpose of loan:
This loan will be used to pay off some pay-day advances.? I want to get out of the hassle of writing checks.? I had some unexpected electrical repairs done; I did not want my sister's house to burn down.? I hope to pay-off the balance early I just want to be clear of the pressure I am in now.

My financial situation:
I am a good candidate for this loan because I make good money with growing prospects for work.? I like what I do I just need to save more and to be patient for purchases. I pay my debts.? I just want out of this crunch.

Monthly net income: $ 4600

Monthly expenses: $ 3800

Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
personal-lender$25.00$25.008/17/2010 2:40:51 PM
transaction-circuit$25.00$25.008/17/2010 2:38:36 PM
randsenterprise$25.00$25.008/17/2010 2:46:04 PM
reward-adventure$30.00$30.008/17/2010 2:39:34 PM
simplelender80$40.00$40.008/18/2010 10:52:56 AM
dcap3$75.00$75.008/20/2010 9:32:15 AM
extraordinary-transaction$50.00$50.008/20/2010 10:44:17 AM
ommcd$25.00$25.008/20/2010 1:20:26 PM
larrybird$100.00$100.008/20/2010 2:32:03 PM
EBITDA$25.00$25.008/20/2010 5:04:13 PM
AlexTrep$25.00$25.008/21/2010 3:04:32 AM
inspiring-reward$100.00$100.008/22/2010 1:24:23 AM
payout-reaction740$25.00$25.008/23/2010 11:26:29 AM
teller$25.00$9.358/23/2010 1:04:44 PM
www-goldsilverbar-com$25.00$25.008/23/2010 2:56:28 PM
durable-economy2$25.00$25.008/23/2010 3:00:09 PM
mckhbnpc$30.00$30.008/23/2010 4:45:59 PM
Gobsek$25.00$25.008/23/2010 8:35:32 PM
HomerdohNY$25.00$25.008/24/2010 4:35:41 AM
wwwUniversal$25.00$25.008/23/2010 9:51:08 PM
curveylady$25.00$25.008/24/2010 3:42:05 AM
draggon77$25.00$25.008/24/2010 7:09:50 AM
capital-kingdom$25.00$25.008/24/2010 7:48:34 AM
Bob450$25.00$25.008/24/2010 7:54:20 AM
caddy5662$78.00$78.008/24/2010 10:12:07 AM
careful-compassion$25.00$25.008/24/2010 10:20:36 AM
glroark$50.00$50.008/24/2010 9:52:41 AM
nickel-position$25.00$25.008/24/2010 12:41:47 PM
mpatrick$25.00$25.008/24/2010 1:26:18 PM
reflective-rupee$25.00$25.008/17/2010 2:43:39 PM
balance-handshake7$25.00$25.008/17/2010 2:40:14 PM
bid-czar8$50.00$50.008/17/2010 2:44:37 PM
FinDoc$25.00$25.008/17/2010 3:08:16 PM
important-openness1$25.00$25.008/18/2010 6:32:09 PM
frogperson$75.00$75.008/18/2010 8:13:52 PM
diplomatic-wealth7$25.00$25.008/20/2010 12:14:28 PM
Artist_Blue$25.00$25.008/20/2010 2:32:49 PM
kegs$100.00$100.008/20/2010 6:29:52 PM
mercuriant$25.00$25.008/20/2010 6:29:54 PM
bchen78875$25.00$25.008/22/2010 1:24:36 AM
circle$50.72$50.728/22/2010 9:16:25 PM
tompau$25.00$25.008/23/2010 6:54:59 AM
extraordinary-interest1$50.00$50.008/23/2010 10:47:21 AM
top-courteous-peso$50.00$50.008/23/2010 3:38:30 PM
CaliforniaSun$25.00$25.008/23/2010 4:10:45 PM
Wachocia$25.00$25.008/23/2010 7:12:06 PM
loan-fate$75.00$75.008/23/2010 3:52:48 PM
point-berserker$25.00$25.008/24/2010 12:57:05 AM
senorzookeeper$25.00$25.008/24/2010 5:47:33 AM
Free-the-usa-1776$26.93$26.938/24/2010 12:49:55 AM
Pu239$60.00$60.008/24/2010 7:48:04 AM
thankful-nickel2$25.00$25.008/24/2010 5:48:07 AM
lemontree$50.00$50.008/24/2010 9:11:42 AM
ultimate-peace$25.00$25.008/24/2010 2:07:39 PM
54 bids
 
Borrower Payment Dependent Notes Series 471816
This series of Notes was issued and sold upon the funding of the borrower loan #44120, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.3% Auction start date:  Aug-17-2010 
  Auction end date:  Aug-24-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $180.94
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 38.72% Final monthly payment: $180.94
 
Auction yield range: 16.89% - 34.00% Estimated loss impact: 20.31%  
Lender servicing fee: 1.00% Estimated return: 13.69%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Feb-2000 Debt/Income ratio: 27%
Credit score: 660-679 (Aug-2010) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:3y 0m
Amount delinquent: $0 Total credit lines: 21 Occupation: Food Service Manage...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,893Stated income:$1-$24,999
Delinquencies in last 7y: 1 Bankcard utilization: 26%  
   Homeownership: Yes  
Screen name: fatjoe04 Borrower's state: Michigan Borrower's group: avalon financial network
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 22 ( 100% ) 660-679 (Latest)
Principal borrowed: $4,500.00< 31 days late: 0 ( 0% )  
620-639 (Apr-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 22  
Description
Need to pay down a credit card!
Hello there,?I am looking to pay off a couple of credit cards.?I have a balance of 4,500 on a high interest card. Taking this loan would allow me to save $300 per month on my payment. I have already successfully repaid one Prosper loan in 2007, I have three years on my job and have been a homeowner for two years. Please feel free to ask for any further information, thanks Joe
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
frugalinvestor20$25.00$25.008/17/2010 2:36:02 PM
fortytwo$200.00$200.008/17/2010 2:35:37 PM
alexgalt$100.00$100.008/17/2010 2:36:01 PM
UCLA4life$35.00$35.008/17/2010 2:41:42 PM
reflective-rupee$25.00$25.008/17/2010 2:37:43 PM
Moe87$40.00$40.008/17/2010 6:24:46 PM
Kash2010lu$25.00$25.008/17/2010 6:44:03 PM
zone8$100.00$100.008/18/2010 7:34:16 AM
penny-sergeant$25.00$25.008/18/2010 7:24:10 PM
big_balla_papi$25.00$25.008/18/2010 10:47:54 PM
selector568$50.00$50.008/19/2010 1:21:56 PM
mikeandcat$50.00$50.008/19/2010 1:18:46 PM
fabulous-community4$150.00$150.008/19/2010 1:21:54 PM
diplomatic-wealth7$25.00$25.008/19/2010 3:42:04 PM
blitzen40$25.00$25.008/19/2010 8:06:17 PM
DasMula$25.00$25.008/20/2010 6:33:33 AM
pani5ue$25.00$25.008/20/2010 9:04:43 AM
restless-dime$25.00$25.008/20/2010 9:40:07 AM
1BizLady$25.00$25.008/20/2010 12:19:49 PM
enthusiastic-balance5$49.46$49.468/21/2010 7:45:14 AM
gbruenin$25.00$25.008/21/2010 8:00:36 AM
lucrative-loan$50.00$50.008/21/2010 3:11:47 AM
return-grizzly$100.00$100.008/21/2010 2:52:56 PM
FarmersBank$25.00$25.008/21/2010 5:46:57 PM
AlexTrep$25.00$25.008/22/2010 8:25:20 AM
Kennfusion$33.00$33.008/23/2010 4:29:56 AM
green-rapid-openness$50.00$50.008/23/2010 12:21:48 PM
YoungTaxMan$25.00$25.008/23/2010 1:02:36 PM
hidavehi$55.00$55.008/23/2010 5:17:16 PM
loss-of-control$50.00$50.008/23/2010 6:34:19 PM
thankful-nickel2$25.00$25.008/23/2010 8:14:35 PM
market-pudding$25.00$25.008/24/2010 5:30:36 AM
NekHoldings$25.00$25.008/24/2010 5:36:29 AM
dslobbs$25.00$25.008/24/2010 4:46:34 AM
Starfin300$36.63$36.638/24/2010 4:51:01 AM
simplelender80$100.00$100.008/17/2010 2:47:06 PM
dynrep$25.00$25.008/17/2010 3:00:07 PM
Amber_Stone$25.00$25.008/17/2010 5:00:28 PM
Jasmel$200.00$200.008/17/2010 9:05:26 PM
loanman2007$25.00$25.008/18/2010 5:19:42 AM
mrxtravis$50.00$50.008/19/2010 1:19:18 PM
yield-lion2$30.00$30.008/19/2010 1:21:55 PM
DasMula$25.00$25.008/19/2010 2:53:42 PM
SolarMoonshine$25.00$25.008/19/2010 3:59:36 PM
MStackIV$50.00$50.008/19/2010 6:31:43 PM
investment-daydream$25.00$25.008/20/2010 10:10:49 AM
WeshaTheLeopard$25.00$25.008/20/2010 10:26:55 AM
innovator2$50.00$50.008/20/2010 1:06:44 PM
sfmf$25.00$25.008/20/2010 2:19:48 PM
EA_Pokerking$25.00$25.008/20/2010 1:55:38 PM
SFBank$300.00$300.008/21/2010 12:53:16 PM
larrybird$100.00$100.008/21/2010 2:04:09 PM
kegs$100.00$100.008/21/2010 2:04:11 PM
payment-halo$25.00$25.008/21/2010 6:47:34 PM
Amber_Stone$25.00$25.008/22/2010 7:42:14 AM
five-star-note$50.00$50.008/23/2010 9:16:23 AM
Mark-M$25.00$25.008/23/2010 12:02:43 PM
silver-frog0$400.00$239.838/23/2010 12:06:54 PM
green-rapid-openness$50.00$50.008/23/2010 12:22:09 PM
green-rapid-openness$50.00$50.008/23/2010 12:21:24 PM
Starfin-Capital-Management$500.00$500.008/23/2010 12:54:50 PM
CoolPlexer$25.00$25.008/23/2010 5:51:20 PM
twjh$25.00$25.008/23/2010 3:52:34 PM
Rashanir$25.00$25.008/23/2010 5:52:15 PM
aganippe$50.00$50.008/23/2010 8:41:36 PM
DHolly$25.00$25.008/24/2010 5:38:20 AM
dslobbs$25.00$25.008/24/2010 4:44:12 AM
finance-solo$31.08$31.088/24/2010 5:06:16 AM
68 bids
 
Borrower Payment Dependent Notes Series 471830
This series of Notes was issued and sold upon the funding of the borrower loan #44146, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,300.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.3% Auction start date:  Aug-17-2010 
  Auction end date:  Aug-24-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $104.04
Final lender yield: 31.00% Final borrower rate/APR: 32.00% / 35.65% Final monthly payment: $100.18
 
Auction yield range: 16.89% - 34.00% Estimated loss impact: 20.12%  
Lender servicing fee: 1.00% Estimated return: 10.88%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Dec-1994 Debt/Income ratio: Not calculated
Credit score: 780-799 (Aug-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 19 / 16Length of status:10y 0m
Amount delinquent: $0 Total credit lines: 42 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: teach4 Borrower's state: California Borrower's group: Teacherloans.com
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Teacher paying bills in summer
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Shouldn't you have some savings for the summer? What happened? - SeeksValue
A: I am a single mom, and my son had some unexpected medical expenses that I was not prepared for. I have started a second job, but the bills are due before the second income can cover them all. Thank you for your help! (Aug-20-2010)
Q: What is your monthly NET income and a detailed account of your monthly expenses? - jpblan11
A: Net income= $4942.39 car=$253 Mortgage=$2000 Med ins=$216 tv/int/cell=$230 pge= $25 auto ins=$90 homeowners=$402 grocery=$450 gas=$75 (Aug-22-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
bmw2$70.00$70.008/24/2010 12:51:35 PM
well-mannered-income3$60.00$60.008/18/2010 7:13:03 AM
houli123$86.47$86.478/20/2010 6:24:17 AM
pietro_torna_indietro$50.00$50.008/21/2010 6:55:52 AM
SolarMoonshine$25.00$25.008/21/2010 6:57:49 AM
Kqwik$30.00$30.008/21/2010 11:27:00 AM
Kash2010lu$25.00$25.008/21/2010 6:46:08 PM
VJ_Financial$50.00$50.008/22/2010 10:25:28 AM
credit-missile$25.00$25.008/22/2010 5:47:21 PM
Littlepeng$25.00$25.008/22/2010 1:34:22 PM
glroark$100.00$100.008/23/2010 8:05:35 AM
credit-missile$25.00$25.008/23/2010 6:55:58 PM
d_grbg$25.00$25.008/23/2010 6:47:54 PM
leverage-britches$25.00$25.008/23/2010 8:47:23 PM
top-courteous-peso$35.00$35.008/23/2010 8:06:18 PM
ORcowboy$100.00$100.008/23/2010 11:00:59 PM
Elevate2012$25.00$25.008/23/2010 9:19:36 PM
tompau$25.00$25.008/24/2010 6:48:41 AM
nfx$75.00$75.008/24/2010 7:15:01 AM
Starfin-Capital-Management$100.00$19.368/24/2010 7:35:12 AM
dunrizzo$28.08$28.088/24/2010 9:56:09 AM
dynrep$25.00$25.008/24/2010 9:25:12 AM
PalmerTheEmbalmer$30.00$30.008/24/2010 9:22:23 AM
RyanM561$25.00$25.008/24/2010 12:20:50 PM
DasMula$25.00$25.008/24/2010 1:10:26 PM
wealth-multiplier$25.00$25.008/24/2010 11:59:53 AM
fireferd$30.00$30.008/24/2010 12:42:35 PM
reflective-rupee$25.00$25.008/20/2010 9:58:35 PM
Amber_Stone$50.00$50.008/22/2010 7:48:52 AM
tcbmc$50.00$50.008/22/2010 11:54:14 AM
reflective-rupee$25.00$25.008/22/2010 10:03:51 PM
welshcat$100.00$100.008/23/2010 4:21:26 AM
cunning-compassion1$32.00$32.008/23/2010 4:32:54 PM
vest_vortex$25.00$25.008/23/2010 6:38:58 PM
mclean_loaner$100.00$100.008/23/2010 7:11:27 PM
thomas16882004$25.00$25.008/23/2010 5:27:15 PM
credit-missile$25.00$25.008/23/2010 6:52:45 PM
thankful-nickel2$25.00$25.008/24/2010 5:51:06 AM
calilending$29.09$29.098/23/2010 10:13:39 PM
billybragg$25.00$25.008/23/2010 11:30:35 PM
finance-solo$35.00$35.008/24/2010 5:08:33 AM
PeterPsych$300.00$300.008/24/2010 8:22:11 AM
nfx$25.00$25.008/24/2010 10:18:53 AM
quiggles$25.00$25.008/24/2010 12:23:29 PM
wlm3012$25.00$25.008/24/2010 10:11:39 AM
druidpoet$25.00$25.008/24/2010 1:00:30 PM
ultimate-peace$25.00$25.008/24/2010 2:09:30 PM
roadroamer$40.00$40.008/24/2010 2:24:24 PM
compassionate-gain9$150.00$150.008/24/2010 2:01:12 PM
grampy48$25.00$25.008/24/2010 2:24:06 PM
50 bids
 
Borrower Payment Dependent Notes Series 472230
This series of Notes was issued and sold upon the funding of the borrower loan #44127, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 6.0% Auction start date:  Aug-19-2010 
  Auction end date:  Aug-23-2010 
 
Starting lender yield: 14.15% Starting borrower rate/APR: 15.15% / 17.32% Starting monthly payment: $138.96
Final lender yield: 14.15% Final borrower rate/APR: 15.15% / 17.32% Final monthly payment: $138.96
 
Auction yield range: 5.89% - 14.15% Estimated loss impact: 6.19%  
Lender servicing fee: 1.00% Estimated return: 7.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-1992 Debt/Income ratio: 10%
Credit score: 720-739 (Aug-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:7y 1m
Amount delinquent: $0 Total credit lines: 20 Occupation: Civil Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,371Stated income:$100,000+
Delinquencies in last 7y: 4 Bankcard utilization: 53%  
   Homeownership: Yes  
Screen name: hopeful-bill Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Interactive clothing line
Purpose of loan:
This loan will be used to put the finishing touches on a t-shirt clothing company that is already underway.? We already have manufacturing, graphics, web design, PR and other areas?in motion.? The clothing line?is unique in that each year there is a central theme.? Our firt year we are using Greek mythology.? In each monthly design?there?are?hidden clues in it that people must solve and then?use the answer to get into our web site.??The web site is a social network site where?wearers/players can interact with each other; as well as, see videos of bands, comediens,?create their own avatar, play games created just for the site and many other options.? There will also be advertisers on the site to generate additional revenue.? There are many facets to this company.??I was originally looking for an?investor(s) with a high yield return.? I can provide a full business plan with projections if you would like.? I can be reached on aol at phiercx

My financial situation:
I am a good candidate for this loan because I have a steady job which I have been at for several years.? I am a hard worker who always takes overtime to make sure that my bills are paid and that I maintain a good credit sore.

Monthly net income: $ 6500 +

Monthly expenses: $
??Housing: $ 2,000
??Insurance: $ 0.00 - provided by state
??Car expenses: $ 430
??Utilities: $ 100
??Phone, cable, internet: $ 150
??Food, entertainment: $ 800
??Clothing, household expenses $100
??Credit cards and other loans: $ 500
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Can you please explain the 4 delinquencies? - mobius_titan
A: I was refinancing my home and was told by my broker that to get a better rate I should miss at least 4 payments (even though I had the funds to pay) to get a better rate. In hindsight this was not the best decision but I assumed that since they were they experts they were giving me sound advice. (Aug-20-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
jigsaw$52.95$52.958/19/2010 2:26:21 PM
Weaverville$25.00$25.008/19/2010 2:33:30 PM
xstreamin$25.00$25.008/19/2010 2:34:34 PM
ray1051$25.00$25.008/19/2010 2:34:08 PM
hitsman$100.00$100.008/19/2010 2:35:30 PM
GElender$50.00$50.008/19/2010 2:35:49 PM
ichibon$100.00$100.008/19/2010 2:35:06 PM
bid-czar8$50.00$50.008/19/2010 2:36:26 PM
authentic-liberty7$50.00$50.008/19/2010 2:37:39 PM
financelover$25.00$25.008/19/2010 2:38:01 PM
kegs$150.00$150.008/19/2010 2:26:46 PM
rescue$50.00$50.008/19/2010 2:33:56 PM
Goodlender42$25.00$25.008/19/2010 2:34:56 PM
enthralling-deal180$100.00$100.008/19/2010 2:38:14 PM
reward-planetarium$100.00$100.008/19/2010 2:38:27 PM
Alittleluck$25.00$25.008/19/2010 6:47:35 PM
tom48l$26.31$26.318/19/2010 4:54:11 PM
new-social-economist$25.00$25.008/19/2010 8:41:57 PM
payout-detective7$25.00$25.008/19/2010 11:44:19 PM
HamletTower$50.00$50.008/19/2010 11:53:57 PM
brother_tam$28.51$28.518/20/2010 1:48:42 AM
PPME$25.00$25.008/20/2010 8:10:34 AM
Glenn_Graham$25.00$25.008/20/2010 9:40:24 AM
payout-carnival$25.00$25.008/20/2010 9:41:40 AM
Cypher041$25.00$25.008/20/2010 9:46:10 AM
SDNLR$25.00$25.008/20/2010 9:45:41 AM
ms48105$25.00$25.008/20/2010 9:45:58 AM
paymentologist$25.00$25.008/20/2010 10:25:53 AM
p2p-eagle9$25.00$25.008/20/2010 11:49:37 AM
fcukciti$25.00$25.008/20/2010 1:36:05 PM
powerful-finance7$25.00$25.008/20/2010 1:51:17 PM
forthright-dedication$50.00$50.008/20/2010 2:30:06 PM
FinDoc$25.00$25.008/20/2010 3:14:25 PM
coloradoadam$25.00$25.008/20/2010 5:30:21 PM
healingangel22$25.00$25.008/20/2010 5:25:41 PM
Ven58$25.00$25.008/21/2010 12:22:54 AM
bchen78875$25.00$25.008/21/2010 12:58:30 AM
tntmojave$25.00$25.008/21/2010 5:08:52 AM
MGOT-Ken$25.00$25.008/21/2010 10:20:35 AM
Saleen06$50.00$50.008/21/2010 2:51:10 PM
CBTW$25.00$25.008/21/2010 8:04:37 PM
SpotLending$25.00$25.008/22/2010 7:46:17 AM
Stek7$25.00$25.008/22/2010 2:56:10 PM
shellback13$75.00$75.008/22/2010 5:26:38 PM
USD4you$117.14$117.148/23/2010 7:06:39 AM
cash-spinner$25.00$25.008/23/2010 7:09:14 AM
wwwUniversal$25.00$25.008/22/2010 8:15:06 PM
intuitive-bill$25.00$25.008/23/2010 5:42:53 AM
FinanceEngine$25.00$25.008/23/2010 9:12:59 AM
BeanCownter$100.00$100.008/23/2010 8:17:45 AM
credit-panda1$25.00$25.008/23/2010 9:01:27 AM
palpbert$40.00$40.008/23/2010 3:02:09 PM
new-social-economist$25.00$25.008/23/2010 2:55:16 PM
iolaire$25.00$25.008/23/2010 4:25:46 PM
versatile-platinum4$25.00$25.008/19/2010 2:26:57 PM
tech310$50.00$50.008/19/2010 2:27:13 PM
diplomatic-wealth7$50.00$50.008/19/2010 2:34:45 PM
socrates520$50.00$50.008/19/2010 2:35:18 PM
simplelender80$250.00$250.008/19/2010 2:36:20 PM
Kaj$30.00$30.008/19/2010 2:37:00 PM
pnace$35.00$35.008/19/2010 2:37:30 PM
larrybird$150.00$150.008/19/2010 2:38:34 PM
loan-wasp$50.00$50.008/19/2010 2:27:08 PM
fishintime$25.00$25.008/19/2010 2:35:36 PM
generous-deal6$25.00$25.008/19/2010 2:38:07 PM
Artist_Blue$25.00$25.008/19/2010 3:28:29 PM
bountiful-durability$100.00$100.008/19/2010 4:17:22 PM
scottjbarn$25.00$25.008/19/2010 3:31:55 PM
Rysterola82$25.00$25.008/19/2010 10:50:34 PM
proper-p2p6$25.00$25.008/19/2010 11:06:49 PM
the-debt-fluffy-bunny$25.00$25.008/20/2010 12:44:07 AM
jbaum$25.00$25.008/20/2010 1:16:36 AM
treasure-bliss$46.32$46.328/20/2010 2:08:49 AM
HelpfulLender1$50.00$50.008/20/2010 5:34:59 AM
nickel-alien$50.00$50.008/20/2010 9:40:56 AM
Ready2Loan$25.00$25.008/20/2010 9:44:34 AM
SimpleChoice$25.00$25.008/20/2010 9:44:52 AM
durability-mad-scientist4$50.00$50.008/20/2010 10:26:22 AM
dcap3$50.00$50.008/20/2010 12:22:34 PM
brightest-affluence-motivator$100.00$100.008/20/2010 2:05:14 PM
Cheburashka$25.00$25.008/21/2010 12:43:38 AM
contract-high-five$25.00$25.008/21/2010 3:03:01 AM
EvalCrux$50.00$50.008/21/2010 9:34:43 AM
dreammachine$50.00$50.008/21/2010 9:34:05 AM
kulender$50.00$23.778/21/2010 12:34:03 PM
ToweringDan$50.00$50.008/21/2010 10:07:34 PM
circustab$50.00$50.008/21/2010 8:35:58 PM
DDS84$50.00$50.008/22/2010 9:32:44 AM
KDW08$25.00$25.008/22/2010 7:03:30 PM
AEH_Now$25.00$25.008/22/2010 9:27:47 PM
maximizer$25.00$25.008/23/2010 9:04:58 AM
91 bids
 
Borrower Payment Dependent Notes Series 472390
This series of Notes was issued and sold upon the funding of the borrower loan #44109, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 9.8% Auction start date:  Aug-20-2010 
  Auction end date:  Aug-23-2010 
 
Starting lender yield: 24.75% Starting borrower rate/APR: 25.75% / 29.26% Starting monthly payment: $100.39
Final lender yield: 23.00% Final borrower rate/APR: 24.00% / 27.48% Final monthly payment: $98.08
 
Auction yield range: 10.89% - 24.75% Estimated loss impact: 10.36%  
Lender servicing fee: 1.00% Estimated return: 12.64%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Nov-1999 Debt/Income ratio: 6%
Credit score: 640-659 (Aug-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:16y 1m
Amount delinquent: $0 Total credit lines: 9 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,081Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 81%  
   Homeownership: No  
Screen name: Ibanez411 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 32 ( 100% ) 640-659 (Latest)
Principal borrowed: $1,200.00< 31 days late: 0 ( 0% )  
620-639 (Mar-2010)
660-679 (Dec-2007)
 
Principal balance: $158.93 31+ days late: 0 ( 0% )
Total payments billed: 32  
Description
pay off credit cards
Purpose of loan:
This loan will be used to? to pay off credit cards

My financial situation:
I am a good candidate for this loan because? because I pay everything on time.?

Monthly net income: $ 3592

Monthly expenses: $
??Housing: $ 770
??Insurance: $ 110
??Car expenses: $ 322
??Utilities: $ 150
??Phone, cable, internet: $ 153
??Food, entertainment: $?600
??Clothing, household expenses $ 0
??Credit cards and other loans: $?300
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
CA_Lender$25.00$25.008/20/2010 2:44:52 PM
MoneyForNothing$74.45$74.458/20/2010 5:31:21 PM
green-rapid-openness$50.00$50.008/21/2010 10:42:08 PM
mammalian4$50.00$50.008/22/2010 10:03:47 AM
seadogs$25.00$25.008/22/2010 11:47:31 AM
diversification-maple1$25.00$25.008/22/2010 3:56:32 PM
Aberdeen$400.00$400.008/22/2010 10:03:49 AM
portfolio-turbine$50.00$50.008/22/2010 2:53:15 PM
SFBank$300.00$170.558/22/2010 7:21:07 PM
SkinnyFish$25.00$25.008/23/2010 3:23:40 PM
boo_hoo$50.00$50.008/23/2010 3:55:03 PM
Rogelio48$30.00$30.008/21/2010 2:20:37 AM
enthusiastic-balance5$50.00$50.008/21/2010 3:05:31 PM
green-rapid-openness$50.00$50.008/21/2010 10:41:43 PM
Aberdeen$400.00$400.008/22/2010 10:03:48 AM
integrity-doctor$100.00$100.008/22/2010 2:57:29 PM
sweety075$25.00$25.008/22/2010 4:09:46 PM
113121$800.00$800.008/22/2010 7:08:53 PM
order-bee1$25.00$25.008/22/2010 10:53:55 PM
SkinnyFish$50.00$50.008/23/2010 3:12:01 PM
scroooge$25.00$25.008/23/2010 5:26:52 PM
21 bids
 
Borrower Payment Dependent Notes Series 472412
This series of Notes was issued and sold upon the funding of the borrower loan #44124, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 3.5% Auction start date:  Aug-20-2010 
  Auction end date:  Aug-21-2010 
 
Starting lender yield: 10.15% Starting borrower rate/APR: 11.15% / 13.27% Starting monthly payment: $246.07
Final lender yield: 10.15% Final borrower rate/APR: 11.15% / 13.27% Final monthly payment: $246.07
 
Auction yield range: 3.89% - 10.15% Estimated loss impact: 3.53%  
Lender servicing fee: 1.00% Estimated return: 6.62%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Mar-2000 Debt/Income ratio: Not calculated
Credit score: 780-799 (Aug-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:3y 10m
Amount delinquent: $0 Total credit lines: 10 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,791Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 6%  
   Homeownership: No  
Screen name: greenback-gourd Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Cosolidating Loans at a Lower Rate
Purpose of loan:
Consolidate two lines of credit into one for easier payment and lower interest rate.

My financial situation:
My job is in the avionics industry and we are currently hiring and increasing production.? I have never been late on any payments.? I would like to lower my interest rate so that I can get more money into my emergency savings.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Weaverville$25.00$25.008/20/2010 2:40:42 PM
rescue$50.00$50.008/20/2010 2:41:48 PM
ichibon$100.00$100.008/20/2010 2:45:54 PM
mg6619$25.00$25.008/20/2010 2:42:39 PM
loan-wasp$50.00$50.008/20/2010 2:44:49 PM
lendme2$50.00$50.008/20/2010 2:42:53 PM
xstreamin$25.00$25.008/20/2010 2:45:25 PM
financelover$25.00$25.008/20/2010 2:47:55 PM
Goodlender42$25.00$25.008/20/2010 2:45:39 PM
generous-deal6$25.00$25.008/20/2010 2:48:01 PM
larrybird$150.00$150.008/20/2010 2:48:27 PM
socrates520$50.00$50.008/20/2010 2:46:07 PM
bid-czar8$50.00$50.008/20/2010 2:46:47 PM
jigsaw$52.08$52.088/20/2010 2:51:00 PM
pnace$35.00$35.008/20/2010 2:47:35 PM
authentic-liberty7$50.00$50.008/20/2010 2:47:42 PM
enthralling-deal180$100.00$100.008/20/2010 2:47:47 PM
powerful-finance7$25.00$25.008/20/2010 2:51:45 PM
SCD$25.00$25.008/20/2010 3:29:20 PM
soccermom33$25.00$25.008/20/2010 3:33:50 PM
treasure-bliss$40.96$40.968/20/2010 3:01:18 PM
ingenious-truth0$25.00$25.008/20/2010 3:54:40 PM
credit-bada-bing$25.00$25.008/20/2010 3:54:42 PM
Jgodd13$31.05$31.058/20/2010 3:24:13 PM
ptjg$50.00$50.008/20/2010 3:55:20 PM
MrGhost$25.00$25.008/20/2010 3:54:16 PM
lifegrowth$25.00$25.008/20/2010 3:54:43 PM
jstnow$25.00$25.008/20/2010 3:56:16 PM
studious-bonus7$34.83$34.838/20/2010 3:59:22 PM
prophechonl$25.00$25.008/20/2010 3:54:39 PM
peterpossum$25.00$25.008/20/2010 3:55:23 PM
ms48105$25.00$25.008/20/2010 4:01:13 PM
srilm$25.00$25.008/20/2010 3:58:24 PM
chestnut4$25.00$25.008/20/2010 3:58:33 PM
VBAces$50.00$50.008/20/2010 3:58:45 PM
rcc7$50.00$50.008/20/2010 3:59:17 PM
Favish$50.00$50.008/20/2010 3:59:18 PM
docktah$50.00$50.008/20/2010 3:59:20 PM
mdreiss$25.00$25.008/20/2010 4:00:01 PM
Cheburashka$25.00$25.008/20/2010 4:00:08 PM
lloyd_s$25.00$25.008/20/2010 4:01:37 PM
trade-pumpkin$25.00$25.008/20/2010 5:14:47 PM
trumpet$50.00$50.008/20/2010 5:15:10 PM
ArmyGuy$25.00$25.008/20/2010 5:15:43 PM
Creative_Outlet$25.00$25.008/20/2010 5:17:04 PM
robweiss$25.00$25.008/20/2010 5:14:24 PM
wealth-cloud$25.00$25.008/20/2010 5:14:49 PM
br4444$25.00$25.008/20/2010 5:14:54 PM
jbaum$25.00$25.008/20/2010 5:19:46 PM
h_corey$25.00$25.008/21/2010 12:10:58 AM
tallmon$25.00$25.008/20/2010 6:53:53 PM
drenalin$25.00$25.008/21/2010 12:19:19 AM
HamletTower$25.00$25.008/21/2010 12:41:23 AM
Digs$25.00$25.008/21/2010 12:20:02 AM
SDNLR$25.00$25.008/21/2010 12:41:49 AM
Interstate_Rate$90.43$90.438/21/2010 12:42:07 AM
HH123$25.00$25.008/21/2010 12:52:27 AM
awwaww$25.00$25.008/21/2010 12:39:14 AM
papaloha$50.00$50.008/21/2010 12:40:42 AM
siesta100$32.90$32.908/20/2010 10:14:04 PM
night0wl$25.00$25.008/21/2010 12:12:01 AM
fareast_man$25.00$25.008/21/2010 12:13:13 AM
silverloan$42.78$42.788/21/2010 1:10:37 AM
littlemonkey$25.00$25.008/21/2010 12:20:17 AM
ryelk$25.00$25.008/21/2010 1:52:06 AM
diablo_ny$25.00$25.008/21/2010 1:55:02 AM
miket71$52.49$52.498/21/2010 1:58:18 AM
Bobafet$25.00$25.008/21/2010 2:13:07 AM
snappy$50.00$50.008/21/2010 12:53:46 AM
smallbizrule$25.00$25.008/21/2010 2:24:58 AM
safe-finance$25.00$25.008/21/2010 2:41:35 AM
visionary-community$25.00$25.008/21/2010 2:43:52 AM
Rothgoe$25.00$25.008/21/2010 1:28:39 AM
bobby4u3$25.00$25.008/21/2010 1:39:26 AM
exchange-synapse$28.31$28.318/21/2010 3:18:52 AM
successful-agreement7$50.00$50.008/21/2010 3:18:51 AM
platinum-dojo$25.00$25.008/21/2010 2:25:05 AM
coin-investor$25.00$25.008/21/2010 2:25:51 AM
forthright-dedication$50.00$50.008/21/2010 2:46:34 AM
best-phenomenal-treasure$25.00$25.008/21/2010 3:00:22 AM
sentimental-euro$25.00$25.008/21/2010 3:09:23 AM
affluence-tomahawk$25.00$25.008/21/2010 3:10:02 AM
tylerfd$25.00$25.008/21/2010 8:13:46 AM
sympathetic-asset$25.00$25.008/21/2010 3:13:59 AM
buddylucy$25.00$25.008/21/2010 5:20:13 AM
EvalCrux$50.00$50.008/21/2010 9:34:49 AM
akakii$25.00$25.008/21/2010 10:59:59 AM
mpatrick$25.00$25.008/21/2010 11:00:07 AM
borrowmine$25.00$25.008/21/2010 11:00:34 AM
The_Secret$50.00$50.008/21/2010 11:00:38 AM
Bronxpsy$25.00$25.008/21/2010 10:59:55 AM
JTCorp$25.00$25.008/21/2010 11:00:00 AM
TeamDriftwood$25.00$25.008/21/2010 11:00:06 AM
burrito7$25.00$25.008/21/2010 11:00:13 AM
bestbid$25.00$25.008/21/2010 11:00:19 AM
capital-marsupial3$25.00$25.008/21/2010 11:00:27 AM
investinFla$25.00$25.008/21/2010 10:36:15 AM
market-solstice2$25.00$25.008/21/2010 11:00:03 AM
ramblin$25.00$25.008/21/2010 11:00:08 AM
JFKPilot$25.00$25.008/21/2010 11:00:10 AM
happy-return4$25.00$25.008/21/2010 11:00:18 AM
chapman18$25.00$25.008/21/2010 11:00:33 AM
versatile-platinum4$25.00$25.008/20/2010 2:44:36 PM
kegs$100.00$100.008/20/2010 2:42:57 PM
ray1051$25.00$25.008/20/2010 2:43:11 PM
diplomatic-wealth7$50.00$50.008/20/2010 2:45:33 PM
the-enterprising-leverage$25.00$25.008/20/2010 2:44:30 PM
hitsman$100.00$100.008/20/2010 2:46:17 PM
GElender$50.00$50.008/20/2010 2:46:27 PM
brother_tam$50.00$50.008/20/2010 2:50:07 PM
orange-preeminant-bill$100.00$100.008/20/2010 2:50:15 PM
fishintime$25.00$25.008/20/2010 2:46:18 PM
simplelender80$250.00$250.008/20/2010 2:47:06 PM
Kaj$30.00$30.008/20/2010 2:47:14 PM
reward-planetarium$100.00$100.008/20/2010 2:48:18 PM
bountiful-durability$27.00$27.008/20/2010 3:01:10 PM
FmrEngr2Phd$25.00$25.008/20/2010 3:03:45 PM
Slend49$50.00$50.008/20/2010 2:52:18 PM
Trolley08$25.00$25.008/20/2010 3:54:42 PM
cpodakine$25.00$25.008/20/2010 3:55:18 PM
Angleofcare$25.00$25.008/20/2010 3:55:52 PM
CAGE-Investments$25.00$25.008/20/2010 3:03:50 PM
bold-special-peace7$33.38$33.388/20/2010 3:54:36 PM
IamSparticus$25.00$25.008/20/2010 3:54:43 PM
Savings_EQ_Dignity$30.00$30.008/20/2010 3:57:46 PM
jdrez$25.00$25.008/20/2010 3:54:54 PM
Railbird$25.00$25.008/20/2010 3:58:18 PM
newest-generosity-saga$25.00$25.008/20/2010 3:55:34 PM
djh47a$25.00$25.008/20/2010 3:55:50 PM
Rinastiti$25.00$25.008/20/2010 3:58:40 PM
kmr2$37.06$37.068/20/2010 3:56:13 PM
nunnie$25.00$25.008/20/2010 3:56:18 PM
Akkon$25.00$25.008/20/2010 3:54:38 PM
Minnechela$25.00$25.008/20/2010 3:54:44 PM
SNL_Svs$25.00$25.008/20/2010 3:55:17 PM
ryan23$25.00$25.008/20/2010 3:55:41 PM
commerce-web5$25.00$25.008/20/2010 3:57:18 PM
ClearLake$25.00$25.008/20/2010 3:57:28 PM
SimpleChoice$25.00$25.008/20/2010 4:01:13 PM
transparency-giant$25.00$25.008/20/2010 3:56:58 PM
newgroom422$25.00$25.008/20/2010 3:57:08 PM
vegibenz$25.00$25.008/20/2010 3:58:35 PM
generosity-giraffe0$25.00$25.008/20/2010 3:59:09 PM
luckyldy$35.00$35.008/20/2010 3:59:16 PM
cablenews$50.00$50.008/20/2010 3:59:18 PM
BeanCownter$60.00$60.008/20/2010 3:58:51 PM
compassion-lotus5$25.00$25.008/20/2010 3:59:15 PM
E_G$50.00$50.008/20/2010 3:59:19 PM
greeninspirit$25.00$25.008/20/2010 3:59:23 PM
Artist_Blue$25.00$25.008/20/2010 3:59:48 PM
paymentologist$25.00$25.008/20/2010 4:01:17 PM
Bio-physicist$25.00$25.008/20/2010 4:02:09 PM
cash-boots$25.00$25.008/20/2010 5:15:57 PM
stilleto8$36.92$36.928/20/2010 5:14:22 PM
terrific-dedication$25.00$25.008/20/2010 5:15:15 PM
coloradoloanman$25.00$25.008/20/2010 5:14:46 PM
banker727$50.00$50.008/20/2010 5:15:00 PM
a275ranger$30.00$30.008/20/2010 5:16:28 PM
SilverRain$25.00$25.008/20/2010 5:16:58 PM
wise-agile-investment$25.00$25.008/20/2010 5:34:22 PM
orange-courageous-dedication$25.00$25.008/20/2010 5:18:16 PM
one-midas$50.00$50.008/20/2010 8:32:55 PM
CASHGIRL$25.00$25.008/21/2010 12:40:39 AM
LandE2BG$25.00$25.008/21/2010 12:41:26 AM
VPRLLC$25.00$25.008/21/2010 12:26:22 AM
jonn834$25.00$25.008/21/2010 12:27:54 AM
boater01$50.00$50.008/21/2010 1:28:21 AM
bchen78875$25.00$25.008/21/2010 12:58:46 AM
BlackFred$25.00$25.008/21/2010 1:08:47 AM
RSV$25.00$25.008/21/2010 1:37:16 AM
macgeek$36.03$36.038/21/2010 1:26:47 AM
abeprof70$25.00$25.008/21/2010 1:52:55 AM
helpinghand63$29.39$29.398/21/2010 1:28:46 AM
Int_PrinRateTime4000$30.92$30.928/21/2010 2:12:34 AM
TeamAmerica$25.00$25.008/21/2010 2:13:47 AM
pavelz$50.00$50.008/21/2010 2:15:56 AM
mattbly$25.00$25.008/21/2010 1:53:54 AM
JGB$73.32$73.328/21/2010 2:17:31 AM
Elbanko$27.34$27.348/21/2010 2:12:40 AM
nowits10$25.00$25.008/21/2010 12:53:24 AM
Dutchhunter$42.23$42.238/21/2010 12:54:36 AM
platinum-sorcerer6$25.00$25.008/21/2010 2:26:27 AM
DcUnited$30.00$30.008/21/2010 1:11:55 AM
csarradio$25.00$25.008/21/2010 1:22:49 AM
thunderd$25.00$25.008/21/2010 1:23:58 AM
triumph329$25.00$25.008/21/2010 2:56:58 AM
jengachamp$25.00$25.008/21/2010 3:19:31 AM
new-social-economist$31.28$31.288/21/2010 3:19:50 AM
tranquil-return4$25.00$25.008/21/2010 3:53:46 AM
BuffetRocks$50.00$50.008/21/2010 1:58:11 AM
penny-chooser$25.00$25.008/21/2010 5:03:52 AM
bxdoc$82.13$82.138/21/2010 2:18:47 AM
tntmojave$25.00$25.008/21/2010 5:08:57 AM
dime-beeper$25.00$25.008/21/2010 2:58:34 AM
durability-mad-scientist4$31.26$31.268/21/2010 3:01:16 AM
principal-kung-fu$25.00$25.008/21/2010 3:09:26 AM
ingenious-social8$25.00$25.008/21/2010 3:13:51 AM
dreammachine$50.00$50.008/21/2010 9:34:13 AM
archeanchaos$25.00$25.008/21/2010 9:40:51 AM
Chauncey_Gardener$25.00$25.008/21/2010 5:53:58 AM
loan-machine1$25.00$25.008/21/2010 11:00:02 AM
MGOT-Ken$25.00$25.008/21/2010 10:20:40 AM
inspiring-reward$60.00$60.008/21/2010 11:00:14 AM
greenback-maniac$25.00$25.008/21/2010 11:00:37 AM
bazaar-titan$25.00$7.458/21/2010 11:00:39 AM
philwags$25.00$25.008/21/2010 10:59:57 AM
economy-structure9$25.00$25.008/21/2010 11:00:04 AM
delicious-cash$25.00$25.008/21/2010 11:00:07 AM
reward-burger2$50.00$50.008/21/2010 11:00:22 AM
9boag$25.00$25.008/21/2010 11:00:30 AM
bhrma1$25.00$25.008/21/2010 9:18:51 AM
community-pipeline8$50.00$50.008/21/2010 10:59:58 AM
intlargonaut$33.46$33.468/21/2010 11:00:05 AM
Fuzkaska__F_u_n_d_s$25.00$25.008/21/2010 11:00:09 AM
analogman$25.00$25.008/21/2010 11:00:11 AM
durability-halibut$25.00$25.008/21/2010 11:00:20 AM
bold-principal-thinker$25.00$25.008/21/2010 11:00:36 AM
217 bids