Sales Report:Supplement No. 19 dated Aug 24, 2010 to Prospectus dated Jul 26, 2010
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 26, 2010 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 26, 2010 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 336312
This series of Notes was issued and sold upon the funding of the borrower loan #44113, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,250.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 9.8% Auction start date:  Aug-19-2010 
  Auction end date:  Aug-23-2010 
 
Starting lender yield: 24.75% Starting borrower rate/APR: 25.75% / 29.26% Starting monthly payment: $90.35
Final lender yield: 22.74% Final borrower rate/APR: 23.74% / 27.21% Final monthly payment: $87.97
 
Auction yield range: 10.89% - 24.75% Estimated loss impact: 10.36%  
Lender servicing fee: 1.00% Estimated return: 12.38%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Apr-1988 Debt/Income ratio: 22%
Credit score: 760-779 (Jul-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 6Length of status:7y 11m
Amount delinquent: $0 Total credit lines: 28 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $97,290Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 84%  
   Homeownership: Yes  
Screen name: Petronius Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 36 ( 100% ) 760-779 (Latest)
Principal borrowed: $4,750.00< 31 days late: 0 ( 0% )  
740-759 (Jul-2007)
 
Principal balance: $0.07 31+ days late: 0 ( 0% )
Total payments billed: 36  
Description
Credit card consolidation/payoff
I will be using this loan to consolidate and payoff two store credit cards for my wife.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
alexgalt$100.00$100.008/19/2010 2:25:17 PM
Simply2fly$25.00$25.008/19/2010 2:33:48 PM
Aberdeen$400.00$400.008/19/2010 6:51:55 PM
cashhelp$25.00$25.008/19/2010 6:56:56 PM
MoneyForNothing$47.11$47.118/19/2010 7:15:26 PM
mercuriant$25.00$25.008/19/2010 6:52:18 PM
JustMee$25.00$25.008/20/2010 7:20:57 AM
portfolio-turbine$29.00$29.008/20/2010 8:38:32 AM
WeshaTheLeopard$25.00$25.008/20/2010 10:23:54 AM
scoobiedoo$50.00$50.008/20/2010 11:00:43 AM
doopers$50.00$50.008/20/2010 3:19:32 PM
green-rapid-openness$50.00$50.008/20/2010 4:46:56 PM
mammalian4$50.00$50.008/20/2010 4:14:19 PM
radar_love$25.00$25.008/20/2010 11:46:46 PM
Moe87$25.00$25.008/21/2010 6:19:43 AM
BankofHoneybear$50.00$50.008/21/2010 9:16:37 AM
aafg69$25.00$25.008/21/2010 2:52:14 PM
cashhelp$25.00$25.008/21/2010 12:14:18 PM
trade-goblin9$25.00$25.008/21/2010 9:17:42 PM
rockhound84$25.00$25.008/22/2010 6:20:20 AM
integrity-doctor$100.00$100.008/22/2010 2:50:13 PM
ethicalhumanist$25.00$25.008/22/2010 6:14:56 PM
Rearden_Steel$25.00$25.008/23/2010 7:04:26 AM
CA_Lender$25.00$25.008/19/2010 2:33:45 PM
Mr-Miracle$25.00$25.008/19/2010 9:27:05 PM
Aberdeen$400.00$400.008/19/2010 6:52:13 PM
sweety075$25.00$25.008/19/2010 8:17:30 PM
investment-thinker4$25.00$25.008/20/2010 5:16:13 AM
MStackIV$55.93$55.938/20/2010 5:35:48 AM
loanman2007$50.00$50.008/20/2010 7:31:49 AM
cashhelp$25.00$25.008/20/2010 11:53:16 AM
LittleMingo$30.00$30.008/20/2010 3:45:21 PM
green-rapid-openness$50.00$50.008/20/2010 4:47:17 PM
exchange-dreams$25.00$25.008/20/2010 6:54:59 PM
cesade$68.74$68.748/21/2010 1:40:50 PM
enthusiastic-balance5$50.00$50.008/21/2010 3:05:19 PM
phaded$25.00$25.008/21/2010 1:30:45 PM
ag-ventures$25.00$25.008/22/2010 3:39:03 PM
113121$100.00$94.228/22/2010 7:07:54 PM
39 bids
 
Borrower Payment Dependent Notes Series 463712
This series of Notes was issued and sold upon the funding of the borrower loan #44082, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,500.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 6.0% Auction start date:  Aug-09-2010 
  Auction end date:  Aug-15-2010 
 
Starting lender yield: 14.15% Starting borrower rate/APR: 15.15% / 17.32% Starting monthly payment: $295.28
Final lender yield: 14.15% Final borrower rate/APR: 15.15% / 17.32% Final monthly payment: $295.28
 
Auction yield range: 5.89% - 14.15% Estimated loss impact: 6.19%  
Lender servicing fee: 1.00% Estimated return: 7.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jul-1993 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 800-819 (Aug-2010) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 7 / 5Length of status:5y 3m
Amount delinquent: $0 Total credit lines: 28 Occupation: Construction
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,411Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 17%  
   Homeownership: Yes  
Screen name: transparency-acrobat0 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
expanding business
Purpose of loan:
This loan will be used to? purchase new equipment as we are expanding into a larger field of remodeling, we are? busier now then ever before.
My financial situation:
I am a good candidate for this loan because?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: I would like you invest my money in your loan however before I do that I would like to know how long you have been self employed? Have you ever had any job if yes, when and why did you leave the last job? Are you the sole earner in the family? - thankful-nickel2
A: hello, i have been in business for 5 years now, my last employer was ingersoll milling machine co., i was laid off from there, that is why i decide to go back into remodeling, i also still do part time work for ingersoll now,. thank you for your interest. (Aug-12-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Weaverville$50.00$50.008/9/2010 2:44:00 PM
ray1051$25.00$25.008/9/2010 2:45:31 PM
simplelender80$250.00$250.008/9/2010 2:46:45 PM
xstreamin$25.00$25.008/9/2010 2:49:54 PM
proper-p2p6$100.00$100.008/9/2010 2:50:44 PM
Goodlender42$25.00$25.008/9/2010 2:53:21 PM
rescue$50.00$50.008/9/2010 2:53:46 PM
tech310$100.00$100.008/9/2010 2:47:30 PM
socrates520$50.00$50.008/9/2010 2:55:08 PM
jigsaw$100.00$100.008/9/2010 2:50:06 PM
jbaum$25.00$25.008/9/2010 2:50:19 PM
bountiful-durability$100.00$100.008/9/2010 2:56:22 PM
sensible-trade$100.00$100.008/9/2010 2:57:07 PM
Supernick$50.00$50.008/9/2010 2:59:04 PM
paymentologist$25.00$25.008/9/2010 2:53:10 PM
Bookophile$100.00$100.008/9/2010 2:59:17 PM
credit-kahuna$50.00$50.008/9/2010 2:53:47 PM
important-openness1$100.00$100.008/9/2010 3:00:38 PM
hitsman$100.00$100.008/9/2010 2:55:42 PM
GElender$50.00$50.008/9/2010 4:02:43 PM
gochargers$100.00$100.008/9/2010 2:57:33 PM
bonus-poplar2$50.00$50.008/9/2010 2:58:02 PM
BeanCownter$100.00$100.008/9/2010 2:58:48 PM
cathexis$50.00$50.008/9/2010 2:58:54 PM
buraky$50.00$50.008/9/2010 2:59:53 PM
reflective-rupee$25.00$25.008/9/2010 7:02:24 PM
the-profit-oracle$25.00$25.008/9/2010 7:08:33 PM
enthralling-deal180$100.00$100.008/9/2010 7:08:53 PM
skuba$25.00$25.008/9/2010 9:53:29 PM
octoberfresh$25.00$25.008/10/2010 7:03:15 AM
Sol_Invictus$25.00$25.008/10/2010 8:06:25 AM
MARSTUN$50.00$50.008/10/2010 9:27:51 AM
indianoven$50.00$50.008/10/2010 12:45:44 PM
wonderful-revenue0$25.00$25.008/10/2010 12:02:44 PM
bchen78875$25.00$25.008/11/2010 2:38:36 AM
blue-useful-auction$25.00$25.008/11/2010 7:48:10 AM
kegs$150.00$150.008/11/2010 10:07:55 AM
dorfinia$50.00$50.008/11/2010 12:18:54 PM
Marathoner$50.00$50.008/11/2010 1:12:38 PM
the-productive-agreement$25.00$25.008/11/2010 5:02:56 PM
Hexamond$50.00$50.008/11/2010 5:03:29 PM
restech$25.00$25.008/11/2010 5:03:59 PM
platinum-rapture6$25.00$25.008/11/2010 8:56:31 PM
integrity-onator1$25.00$25.008/11/2010 9:39:32 PM
financial-frenzy$35.78$35.788/12/2010 8:47:53 AM
wise-deal-panda$50.00$50.008/12/2010 9:32:41 AM
resource777$30.76$30.768/12/2010 6:22:40 AM
Sixmil$25.00$25.008/12/2010 11:28:01 AM
AFFlyboy$50.00$50.008/12/2010 11:37:52 AM
buddy486$25.00$25.008/12/2010 11:47:31 AM
hard-working-loot$25.00$25.008/12/2010 10:54:48 AM
snowyowl$25.00$25.008/12/2010 11:35:13 AM
oracle3$50.00$50.008/12/2010 12:58:49 PM
Pawnster$46.18$46.188/12/2010 1:32:44 PM
mrack$25.00$25.008/12/2010 3:36:49 PM
Jumbojack$50.00$50.008/12/2010 4:17:51 PM
diversification-viking$50.00$50.008/12/2010 3:49:07 PM
SpectrumCen$25.00$25.008/12/2010 6:02:46 PM
anders94$25.00$25.008/12/2010 3:47:07 PM
new-social-economist$25.00$25.008/12/2010 5:02:42 PM
hrubinst$25.00$25.008/12/2010 6:34:52 PM
mpactlender$25.00$25.008/12/2010 6:35:01 PM
Peterman$25.00$25.008/12/2010 6:35:07 PM
silver-armada$50.00$50.008/12/2010 4:52:29 PM
beachbum22$25.00$25.008/12/2010 5:43:18 PM
refined-income7$25.00$25.008/12/2010 7:27:56 PM
friendly-credit2$50.00$50.008/12/2010 6:33:24 PM
RedantFinance$25.00$25.008/12/2010 6:35:00 PM
mtquan$25.00$25.008/12/2010 6:35:27 PM
flexible-integrity7$25.00$25.008/12/2010 9:09:39 PM
DeutscheBank$25.00$25.008/12/2010 6:52:50 PM
bid-czar8$50.00$50.008/12/2010 7:12:33 PM
colorado23$25.00$25.008/12/2010 9:58:39 PM
friendinmoney$25.00$25.008/12/2010 9:58:15 PM
LenderByDay$25.00$25.008/13/2010 2:59:47 AM
mmckune$25.00$25.008/13/2010 3:08:21 AM
Binan$25.00$25.008/13/2010 7:30:36 AM
blackstar$25.00$25.008/13/2010 4:33:54 AM
Clambake$50.00$50.008/13/2010 8:37:20 AM
mightymousemom$50.00$50.008/13/2010 7:14:59 AM
uclakim$50.00$50.008/13/2010 9:41:10 AM
TuPari$50.00$50.008/13/2010 1:19:23 PM
friendinmoney$25.00$25.008/13/2010 10:29:52 AM
credit-kahuna$50.00$50.008/13/2010 1:23:11 PM
psonicl$100.00$100.008/13/2010 3:06:58 PM
bronzmajom$25.00$25.008/13/2010 3:44:31 PM
GoldenTrout$25.00$25.008/13/2010 4:00:42 PM
vest_vortex$25.00$25.008/13/2010 5:26:30 PM
SpotLending$25.00$25.008/13/2010 9:24:35 PM
seatown7$38.37$38.378/14/2010 2:39:51 AM
CBTW$25.00$25.008/14/2010 6:45:15 AM
Ven58$25.00$25.008/13/2010 9:24:23 PM
wlm3012$25.00$25.008/14/2010 10:38:29 AM
BuckeyeGuy$25.00$25.008/14/2010 11:42:29 AM
NickRac$25.00$25.008/13/2010 10:56:10 PM
Nusk$25.00$25.008/14/2010 2:44:54 PM
rockhound84$25.00$25.008/14/2010 7:27:20 AM
Richmp412$25.00$25.008/14/2010 9:17:54 AM
Teabi$100.00$100.008/14/2010 9:28:44 AM
trade-elm$25.00$25.008/14/2010 11:54:48 AM
mammalian4$25.00$25.008/14/2010 8:56:57 PM
Radu43$30.00$30.008/14/2010 11:38:51 PM
Hotrod52$32.04$32.048/14/2010 10:52:58 PM
GoingFishing$25.00$25.008/14/2010 11:12:18 PM
Erie100$25.00$25.008/14/2010 9:39:00 PM
jguerrajr$25.00$25.008/15/2010 5:56:41 AM
Artist_Blue$25.00$25.008/9/2010 2:44:52 PM
richboy56$50.00$50.008/9/2010 2:45:00 PM
Picopie$50.00$50.008/9/2010 2:48:37 PM
income-fortress$25.00$25.008/9/2010 2:49:38 PM
diplomatic-wealth7$50.00$50.008/9/2010 2:50:40 PM
leeball$50.00$50.008/9/2010 2:53:24 PM
Wellman$100.00$100.008/9/2010 2:54:09 PM
objective-investor$100.00$100.008/9/2010 2:54:29 PM
ichibon$100.00$100.008/9/2010 2:54:47 PM
Bio-physicist$25.00$25.008/9/2010 2:55:21 PM
riproaringrapids$25.00$25.008/9/2010 2:56:16 PM
credit-investor5$50.00$50.008/9/2010 2:50:29 PM
larrybird$100.00$100.008/9/2010 2:56:33 PM
LenderDan$50.00$50.008/9/2010 2:50:53 PM
52digital$25.00$25.008/9/2010 2:57:54 PM
Easystreet$25.00$25.008/9/2010 2:58:35 PM
Investoman$100.00$100.008/9/2010 2:58:37 PM
greeninspirit$25.00$25.008/9/2010 2:53:02 PM
ddog0224$25.00$25.008/9/2010 2:54:52 PM
fishintime$25.00$25.008/9/2010 2:56:57 PM
spaceman1645$100.00$100.008/9/2010 2:59:28 PM
chicco$80.00$80.008/9/2010 3:00:43 PM
Panna$25.00$25.008/9/2010 7:57:45 PM
Krozy$25.00$25.008/9/2010 8:34:06 PM
E_G$50.00$50.008/9/2010 7:08:43 PM
platinum-optimization1$25.00$25.008/9/2010 8:28:00 PM
tranquil-return4$25.00$25.008/10/2010 3:17:46 AM
FinDoc$25.00$25.008/9/2010 8:56:48 PM
inspired-investment8$100.00$100.008/10/2010 10:17:50 PM
helpishere777$25.00$25.008/10/2010 9:22:53 PM
Ocean713$50.00$50.008/11/2010 7:38:32 AM
silvercertificate$25.00$25.008/11/2010 7:48:39 AM
dcap3$100.00$100.008/11/2010 6:13:21 AM
justice-dna$40.00$40.008/11/2010 10:33:09 AM
market-assembler$25.00$25.008/11/2010 9:52:28 AM
kaykarun$25.00$25.008/11/2010 2:07:30 PM
dynrep$25.00$25.008/11/2010 2:13:47 PM
anton$125.00$125.008/11/2010 2:19:21 PM
jigs0910$25.00$25.008/11/2010 5:04:00 PM
gracej$25.00$25.008/11/2010 6:54:49 PM
wampum-chorus3$25.00$25.008/11/2010 7:33:19 PM
RusRobo$25.00$25.008/11/2010 7:49:04 PM
JustMee$25.00$25.008/11/2010 8:02:08 PM
DcUnited$25.00$25.008/11/2010 5:02:48 PM
turbine5$50.00$50.008/12/2010 8:48:46 AM
Troutfinder$30.00$30.008/12/2010 8:04:45 AM
ToweringDan$50.00$50.008/12/2010 1:02:40 PM
chekat$25.00$25.008/12/2010 11:02:58 AM
thevogelfamily$25.00$25.008/12/2010 11:19:23 AM
bid-carrier0$25.00$25.008/12/2010 3:24:06 PM
haryassman$25.00$25.008/12/2010 3:08:02 PM
woodman61$50.00$50.008/12/2010 4:22:37 PM
a-consummate-camaraderi$50.00$50.008/12/2010 6:33:56 PM
sensible-order2$50.00$50.008/12/2010 6:34:27 PM
upbeat-investment9$25.00$25.008/12/2010 6:42:50 PM
market-worker$25.00$25.008/12/2010 6:33:24 PM
Lesburger$25.00$25.008/12/2010 4:17:33 PM
panther757$25.00$25.008/12/2010 6:35:04 PM
Dap2005$50.00$50.008/13/2010 3:07:26 AM
The_Secret$25.00$25.008/12/2010 6:33:49 PM
tedsrfdude$25.00$25.008/12/2010 6:34:57 PM
brazilofmux$66.45$66.458/12/2010 6:35:59 PM
benefit-piano5$25.00$25.008/12/2010 6:42:53 PM
HackmanBank$31.84$31.848/12/2010 11:33:39 PM
aggielender$25.00$25.008/13/2010 6:57:16 AM
wise-silver-wonder$25.00$8.188/13/2010 9:36:04 AM
adventurous-peso$100.00$100.008/13/2010 12:36:57 PM
worthy-commitment7$25.00$25.008/13/2010 10:46:34 AM
red-power-pecan$50.00$50.008/13/2010 9:33:20 AM
principal-trident$50.00$50.008/13/2010 9:34:37 AM
MGCFINANCIALSERVICES$25.00$25.008/13/2010 12:15:03 PM
Susan2556$50.00$50.008/13/2010 4:13:44 PM
richmondcowboy$26.54$26.548/13/2010 5:47:11 PM
elevated-finance$50.00$50.008/13/2010 6:23:07 PM
spiritual-fairness5$26.00$26.008/13/2010 8:33:44 PM
FALLEN234$71.39$71.398/14/2010 12:25:23 AM
enterprising-return3$50.00$50.008/14/2010 5:08:39 AM
crw1950$50.00$50.008/14/2010 5:34:45 AM
commanding-income774$25.00$25.008/14/2010 4:01:27 AM
tedi-tif$50.00$50.008/14/2010 1:35:38 PM
cashasaurus0$100.00$100.008/14/2010 5:28:17 AM
Asailorman$25.00$25.008/14/2010 12:49:19 PM
CSAworker$25.00$25.008/14/2010 1:35:29 PM
bullincage$25.00$25.008/14/2010 5:18:48 PM
MattProsper$50.00$50.008/14/2010 4:02:28 PM
availableloan$25.00$25.008/14/2010 7:06:22 PM
CHAZGEO6685$31.47$31.478/14/2010 9:07:39 PM
lucrative-coin$50.00$50.008/15/2010 7:29:31 AM
194 bids
 
Borrower Payment Dependent Notes Series 464110
This series of Notes was issued and sold upon the funding of the borrower loan #44087, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 24.0% Auction start date:  Aug-16-2010 
  Auction end date:  Aug-19-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 39.15% Starting monthly payment: $67.85
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 39.15% Final monthly payment: $67.85
 
Auction yield range: 16.89% - 34.00% Estimated loss impact: 26.01%  
Lender servicing fee: 1.00% Estimated return: 7.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Nov-1998 Debt/Income ratio: 25%
Credit score: 600-619 (Aug-2010) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 2 Current / open credit lines: 10 / 8Length of status:10y 1m
Amount delinquent: $692 Total credit lines: 63 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,207Stated income:$50,000-$74,999
Delinquencies in last 7y: 2 Bankcard utilization: 77%  
   Homeownership: No  
Screen name: gfrey1014 Borrower's state: Texas Borrower's group: Vets helping Vets
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 40 ( 93% ) 600-619 (Latest)
Principal borrowed: $21,350.00< 31 days late: 3 ( 7% )  
600-619 (Jul-2008)
600-619 (Mar-2008)
540-559 (Dec-2006)
540-559 (Nov-2006)
 
Principal balance: $5,449.06 31+ days late: 0 ( 0% )
Total payments billed: 43  
Description
My loan for an auto repair
Purpose of loan:
Replace clutch on car.

My financial situation:
I have ten years invested in the US Navy and?recently resigned four additional years,?I have steady income and?will continue to thoughout the lenth of ?the loan. I have had some bumps regarding my credit through a past divorce and have been recovering steadliy. I am going this route to fund my repairs to keep from having to tap other sources and also to continue and rebuild my creditworthiness. I have had two prosper loans one paid off and the other is still current with ten months left to payoff. Funding this loan will be an excellent investment for you and a great relief for me. You can be assured?from a US Navy Chief this loan will not defualt.

Monthly net income: $
5200.00
Monthly expenses: $
??Housing: $ 800
??Insurance: $ 150
??Car expenses: $ 456?
??Utilities: $ 150
??Food, entertainment: $?500.00
??Credit cards and other loans: $ 650.00
??Other expenses: $ Child Support 1200.00
? TSP 200.00
? New Prosper 68.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
UCLA4life$35.00$35.008/16/2010 2:45:13 PM
reflective-rupee$25.00$25.008/16/2010 2:39:37 PM
Jasmel$150.00$150.008/16/2010 11:07:42 PM
investment-thinker4$25.00$25.008/17/2010 5:31:18 AM
loanman2007$75.00$75.008/17/2010 6:43:56 AM
mikeandcat$50.00$50.008/17/2010 12:22:28 PM
selector568$50.00$50.008/17/2010 12:58:34 PM
MilitaryLending$460.00$460.008/18/2010 5:29:22 PM
ORcowboy$25.00$9.328/18/2010 11:33:14 PM
ORcowboy$25.00$25.008/18/2010 11:33:38 PM
DenimCapital$100.00$100.008/17/2010 10:24:31 AM
SolarMoonshine$25.00$25.008/17/2010 3:05:36 PM
boodo$220.68$220.688/17/2010 5:03:04 PM
small-change$25.00$25.008/17/2010 5:17:06 PM
Kash2010lu$50.00$50.008/17/2010 6:46:12 PM
enthusiastic-balance5$50.00$50.008/18/2010 3:01:27 PM
MrRooster101$25.00$25.008/18/2010 11:34:30 PM
icanhasloanz$100.00$100.008/18/2010 9:26:00 PM
18 bids
 
Borrower Payment Dependent Notes Series 466734
This series of Notes was issued and sold upon the funding of the borrower loan #44085, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.8% Auction start date:  Aug-16-2010 
  Auction end date:  Aug-21-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $205.47
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.05% Final monthly payment: $205.47
 
Auction yield range: 10.89% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Mar-1992 Debt/Income ratio: Not calculated
Credit score: 640-659 (Aug-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 3 Current / open credit lines: 2 / 2Length of status:3y 7m
Amount delinquent: $856 Total credit lines: 14 Occupation: Professional
Public records last 12m / 10y: 0/ 3 Revolving credit balance: $2,668Stated income:$75,000-$99,999
Delinquencies in last 7y: 1 Bankcard utilization: 92%  
   Homeownership: No  
Screen name: lawbank Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Growth Capital
Purpose of loan:
This loan will be used to???I will use the money to invest in income generating equity investments. I have been an avid, active stock trader for 5 years-3 of which have been professional.

I prefer to use loans from prosper rather than other sources due to the fixed rate and because I prefer to keep my investment accounts segregated from my other personal assets. I have sources of collateral that exceed the loan balance that could be liquidated in the unlikely event that I would need them for payments. My investment strategy is an income strategy and I use the income I generate to make my payments on the loan.

I have been successful in my previous trading and am creating this new loan to increase my trading business.

My assets include:


My financial situation:
I am a good candidate for this loan because? I can make the loan payments from the income generated or the collateral, if need be.

Monthly net income: $4300

Monthly expenses: $2500
??Housing: $ 600
??Insurance: $ 0?
??Car expenses: $ 200
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $ 200
??Clothing, household expenses $ 250
??Credit cards and other loans: $?1050
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Now delinquent: 3 Amount delinquent: $856 ?? - JGuide
A: This is an old collection account with a hospital from a few years ago. I only became aware of the account earlier this year, due to the company sending notices to the wrong address. I am on a plan to pay off the account in a few months. Thank you (Aug-20-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
personal-lender$25.00$25.008/16/2010 2:43:34 PM
reflective-rupee$25.00$25.008/16/2010 2:48:05 PM
bid-czar8$50.00$50.008/16/2010 2:49:16 PM
diplomatic-wealth7$25.00$25.008/16/2010 3:00:20 PM
kegs$100.00$100.008/16/2010 3:45:43 PM
dcap3$50.00$50.008/16/2010 8:53:03 PM
larrybird$40.90$40.908/16/2010 8:54:09 PM
bchen78875$25.00$25.008/16/2010 7:58:13 PM
tech310$31.50$31.508/18/2010 9:53:48 AM
the-silver-blaster$50.00$50.008/18/2010 2:42:58 PM
enthralling-deal180$100.00$100.008/18/2010 2:46:29 PM
firewomin$50.00$50.008/18/2010 2:44:19 PM
kind-bill-supporter$25.00$25.008/18/2010 3:46:12 PM
maple1$25.00$25.008/19/2010 9:39:21 AM
asiaratt$50.00$50.008/19/2010 10:00:08 AM
leodaguy$100.00$100.008/19/2010 12:42:11 PM
generous-deal6$25.00$25.008/19/2010 3:29:48 PM
mtp$50.00$50.008/19/2010 3:39:27 PM
kulender$50.00$50.008/19/2010 3:30:48 PM
copper$30.00$30.008/19/2010 5:55:10 PM
HackmanBank$50.00$50.008/19/2010 11:18:51 PM
umfan123$25.00$25.008/20/2010 12:24:22 AM
investisure$52.15$52.158/20/2010 1:17:47 AM
inspiring-reward$100.00$100.008/20/2010 3:18:56 AM
niq4soccer$25.00$25.008/20/2010 6:45:40 AM
principal-samaritan2$25.00$25.008/20/2010 9:42:07 AM
income-excellence1$50.00$50.008/20/2010 10:41:43 AM
ommcd$25.00$25.008/20/2010 1:19:52 PM
jono9999$50.00$50.008/20/2010 2:32:10 PM
flwah$25.00$25.008/20/2010 2:30:04 PM
asmithj$50.00$50.008/20/2010 2:32:55 PM
treasure-bliss$100.00$100.008/20/2010 2:31:09 PM
EBITDA$25.00$25.008/20/2010 2:32:52 PM
selfmademan$25.00$25.008/20/2010 2:43:01 PM
currency-secret-agent$50.00$50.008/20/2010 2:49:24 PM
bid-carrier0$25.00$25.008/20/2010 2:50:18 PM
stoopidnoodle$25.00$25.008/20/2010 2:51:28 PM
eloquent-bill6$25.00$25.008/20/2010 2:51:46 PM
elevated-investment$25.00$25.008/20/2010 2:49:22 PM
NoMoreDebt4Me$25.00$25.008/20/2010 2:51:25 PM
sturdy-openness885$25.00$25.008/20/2010 2:51:33 PM
red-power-pecan$50.00$50.008/20/2010 2:50:24 PM
generosity-giraffe0$50.00$50.008/20/2010 2:51:09 PM
Sateesh$88.50$88.508/20/2010 2:51:26 PM
jblack01$25.00$25.008/20/2010 3:55:43 PM
jcholloway831$25.00$25.008/20/2010 3:54:31 PM
zeelender$25.00$25.008/20/2010 3:58:04 PM
authoritative-capital$25.00$25.008/20/2010 3:55:46 PM
CPAMAN$25.00$25.008/20/2010 3:55:58 PM
tj1683$25.00$25.008/20/2010 3:55:16 PM
Attract$25.00$25.008/20/2010 3:57:01 PM
affluence-tycoon$25.00$25.008/20/2010 3:57:45 PM
top-historic-peso$25.00$25.008/20/2010 4:04:05 PM
GMOD026$50.00$50.008/20/2010 4:02:55 PM
camaraderi-workhorse$25.00$25.008/20/2010 5:14:37 PM
schnatty$25.00$25.008/20/2010 5:20:09 PM
friendlyviking$37.08$37.088/20/2010 5:20:58 PM
samo102us$25.00$25.008/20/2010 5:18:07 PM
Picopie$26.10$26.108/20/2010 5:19:52 PM
KiwiElf$30.00$30.008/20/2010 5:21:10 PM
best-coin-miser$25.00$25.008/20/2010 6:54:11 PM
davidy$25.00$25.008/20/2010 9:43:44 PM
CC911$25.00$25.008/20/2010 10:14:01 PM
SharingTheLuv$25.00$25.008/21/2010 12:54:14 AM
andrewrobison$25.01$25.018/21/2010 12:37:45 AM
richboy56$25.00$25.008/21/2010 1:27:59 AM
Hokie83$25.00$25.008/21/2010 1:40:46 AM
Schu$25.64$25.648/21/2010 12:20:48 AM
PatRichi$25.00$25.008/21/2010 1:58:32 AM
kscc183$25.00$25.008/21/2010 12:25:13 AM
shanedog$40.05$40.058/21/2010 12:27:15 AM
BGILlender$25.00$25.008/21/2010 2:13:01 AM
newgroom422$25.00$25.008/21/2010 12:39:43 AM
divedude$25.00$25.008/21/2010 12:40:27 AM
nick5454$25.00$25.008/21/2010 2:16:57 AM
i3urtonair$25.00$25.008/21/2010 2:17:11 AM
xzec777$25.00$25.008/21/2010 2:18:15 AM
unbeatable-wealth$25.00$25.008/21/2010 2:26:22 AM
bid-papyrus$25.00$25.008/21/2010 2:27:39 AM
saffron4$25.00$25.008/21/2010 2:28:50 AM
kmwvma$25.00$25.008/21/2010 1:27:02 AM
BlueWave$40.60$40.608/21/2010 2:17:07 AM
Helenska11$25.00$25.008/21/2010 5:13:48 AM
PadreAyudate$25.00$25.008/21/2010 10:30:47 AM
NickRac$25.00$25.008/21/2010 8:04:00 AM
MoneyMaker249$25.00$25.008/21/2010 11:24:24 AM
reward-adventure$30.00$30.008/16/2010 2:42:08 PM
important-openness1$100.00$100.008/16/2010 2:56:41 PM
balance-handshake7$25.00$25.008/16/2010 2:43:30 PM
Artist_Blue$25.00$25.008/16/2010 3:32:58 PM
loyalist1$50.00$50.008/17/2010 3:21:50 PM
helping-out$30.00$30.008/18/2010 2:45:05 PM
reward-planetarium$25.90$25.908/18/2010 5:17:20 PM
new-social-economist$25.00$25.008/18/2010 5:08:28 PM
BeanCownter$30.00$30.008/19/2010 11:27:45 AM
AlexTrep$25.00$25.008/19/2010 10:29:58 AM
logical-loyalty0$25.00$25.008/20/2010 6:08:50 AM
extraordinary-transaction$50.00$50.008/20/2010 10:43:53 AM
supreme-hope$25.00$25.008/20/2010 2:30:22 PM
seisen$50.00$50.008/20/2010 2:30:33 PM
loan_doctor$25.00$25.008/20/2010 2:19:09 PM
red-favorable-basis$25.00$25.008/20/2010 2:19:32 PM
sensible-trade$100.00$100.008/20/2010 2:33:07 PM
ferocious-exchange3$50.00$50.008/20/2010 2:28:56 PM
IIP77$25.00$25.008/20/2010 2:29:26 PM
golden-cat$25.00$25.008/20/2010 2:28:37 PM
Ducatiman1978$25.00$25.008/20/2010 2:30:24 PM
gelidfrank$25.00$25.008/20/2010 2:50:28 PM
magnolia161$50.00$50.008/20/2010 2:50:30 PM
AAAInvestments$25.00$25.008/20/2010 2:51:30 PM
head$25.00$25.008/20/2010 2:50:25 PM
payment-gusto$25.00$25.008/20/2010 2:50:45 PM
lostontheedge$25.00$25.008/20/2010 3:58:03 PM
marketplace-cello5$25.00$25.008/20/2010 3:55:51 PM
Katburg$25.00$25.008/20/2010 3:58:01 PM
wise-silver-wonder$25.00$25.008/20/2010 3:59:12 PM
kaykarun$25.00$25.008/20/2010 4:00:53 PM
Phantom99$25.00$25.008/20/2010 5:20:03 PM
108lender$100.00$100.008/21/2010 12:14:53 AM
schoolchamp$25.00$25.008/21/2010 12:15:09 AM
Bank42$50.00$50.008/21/2010 12:20:20 AM
chief_wo$25.00$25.008/21/2010 12:12:21 AM
gss_000$25.00$25.008/21/2010 12:19:34 AM
SeaDevil$30.11$30.118/21/2010 12:19:53 AM
wbahl$25.00$25.008/21/2010 12:52:24 AM
Dubbs360$25.00$25.008/21/2010 12:53:44 AM
yeti888$25.00$25.008/21/2010 12:54:41 AM
StrongMoney$27.17$27.178/21/2010 12:14:17 AM
zorg77$25.00$25.008/21/2010 12:15:12 AM
Breakfast_Gypsy$25.00$25.008/21/2010 1:11:29 AM
BzJ108$25.00$25.008/21/2010 1:12:47 AM
Headhunter14$25.00$25.008/21/2010 12:20:15 AM
papaman$25.00$25.008/21/2010 12:40:24 AM
ouyangers$25.00$25.008/21/2010 2:17:02 AM
bnlforever$25.00$25.008/21/2010 2:18:10 AM
hard-working-loot$25.00$25.008/21/2010 2:44:52 AM
Guerrilla_Man$25.00$25.008/21/2010 1:24:29 AM
unrivaled-justice$25.00$25.008/21/2010 2:46:12 AM
piter-to-la-investment$25.00$25.008/21/2010 2:59:59 AM
delivery$25.00$25.008/21/2010 1:41:17 AM
S-Master$25.00$25.008/21/2010 2:17:22 AM
FeedTheMachine$93.75$93.758/21/2010 2:28:54 AM
famous-hope$25.00$15.548/21/2010 8:09:06 AM
johnk317$50.00$50.008/21/2010 11:17:02 AM
144 bids
 
Borrower Payment Dependent Notes Series 470252
This series of Notes was issued and sold upon the funding of the borrower loan #44128, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.2% Auction start date:  Aug-06-2010 
  Auction end date:  Aug-11-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 40.68% Starting monthly payment: $44.87
Final lender yield: 31.33% Final borrower rate/APR: 32.33% / 38.58% Final monthly payment: $43.74
 
Auction yield range: 13.89% - 33.35% Estimated loss impact: 15.64%  
Lender servicing fee: 1.00% Estimated return: 15.69%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-1996 Debt/Income ratio: 11%
Credit score: 660-679 (Aug-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:1y 5m
Amount delinquent: $0 Total credit lines: 16 Occupation: Pharmacist
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $3,451Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 100%  
   Homeownership: No  
Screen name: USA818 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off my
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Tycho$26.00$26.008/6/2010 6:23:33 PM
scho0590$65.66$43.518/6/2010 7:29:15 PM
transaction-circuit$50.00$50.008/7/2010 8:56:30 AM
Wachocia$25.00$25.008/8/2010 7:04:08 AM
Kqwik$48.69$48.698/7/2010 6:59:58 PM
bankbuddy55$75.00$75.008/9/2010 6:45:44 AM
njcass79$35.00$35.008/10/2010 11:31:32 AM
orbital-dollar2$25.00$25.008/10/2010 3:49:13 PM
mutual-benefit$25.00$25.008/11/2010 4:27:27 AM
bondhedger$25.00$25.008/11/2010 11:22:50 AM
transaction-circuit$25.00$25.008/6/2010 2:01:36 PM
top-courteous-peso$25.00$25.008/6/2010 2:01:42 PM
SolarMoonshine$25.00$25.008/6/2010 2:43:50 PM
exchange-dreams$50.00$50.008/6/2010 6:55:38 PM
moo916$25.00$25.008/6/2010 10:13:49 PM
marwadi-62$100.00$100.008/7/2010 1:17:25 PM
exchange-cowbell5$25.00$25.008/9/2010 2:38:39 PM
unger$50.00$50.008/9/2010 7:37:26 PM
ultimate-power2$25.00$25.008/9/2010 8:10:20 PM
realtormoises$25.00$25.008/10/2010 5:54:37 AM
bright-exchange$25.00$25.008/10/2010 11:34:02 AM
paceme1$39.00$39.008/10/2010 7:02:05 PM
Pu239$60.00$60.008/11/2010 9:15:30 AM
kwan$25.00$25.008/11/2010 11:09:29 AM
coyone$47.80$47.808/11/2010 2:39:58 PM
interstellar$50.00$50.008/11/2010 8:53:09 PM
26 bids
 
Borrower Payment Dependent Notes Series 470468
This series of Notes was issued and sold upon the funding of the borrower loan #44079, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,600.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 9.8% Auction start date:  Aug-09-2010 
  Auction end date:  Aug-16-2010 
 
Starting lender yield: 24.75% Starting borrower rate/APR: 25.75% / 29.26% Starting monthly payment: $224.88
Final lender yield: 18.00% Final borrower rate/APR: 19.00% / 22.37% Final monthly payment: $205.27
 
Auction yield range: 10.89% - 24.75% Estimated loss impact: 10.22%  
Lender servicing fee: 1.00% Estimated return: 7.78%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Apr-1999 Debt/Income ratio: 10%
Credit score: 740-759 (Aug-2010) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 9Length of status:6y 0m
Amount delinquent: $0 Total credit lines: 21 Occupation: Tradesman - Electri...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,086Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 43%  
   Homeownership: Yes  
Screen name: Rodneywa2002 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 14 ( 100% ) 740-759 (Latest)
Principal borrowed: $12,000.00< 31 days late: 0 ( 0% )  
700-719 (Apr-2009)
740-759 (Jul-2008)
740-759 (Mar-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 14  
Description
3rd prosper loan
Purpose of loan:
pay off 401k and 60 days later get another to pay off debt will keep prosper loan for 6 months like past loans, want consolidate before marriage for simplicity and also I might be going away from home for work for a few months the pay housing, food and so on
My financial situation:
Made $64,000 last year, $60,000 so far this year
$27.32 an hour

Monthly net income: $ 2900
with no overtime
Monthly expenses: $
??Housing: $ 1200
??Insurance: $?$377 due 11/16
??Car expenses: $ 75
??Utilities: $ 75
??Phone, cable, internet: $ 125
??Food, entertainment: $ 150
??Clothing, household expenses $
??Credit cards and other loans: $120
??Other expenses: $
own car, ride free van pool to work
Information in the Description is not verified.
Friends And Family Winning Bids
BOBBUCK has bid a total of $103.42 in winning bids.
"I have known this person for many years and I consider his loan as a good investment. He has a proven track record of paying his debts."
1 friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
Q: Hi, How old are you? What is your job? When you consider to "going away from home for work for a few months the pay housing, food and so on", will your expenses increase a lot? Does your wife-to-be work? What is her financial status? Thanks, - p2ploan-sensation211
A: 35. Civil service, electrician. expenses decrease. housing is paid and $100 a day for food. at my house have family member move in and pay utilities and house sit. Wife to be works part time, she has no recurrring bills except car insurance. no debt (Aug-12-2010)
Q: Other than your marriage, do you anticipate any major life events within the next year? This would include purchase of a house, a car, change in job or employment status, declaring bankruptcy, etc. Thanks very much and good luck. - CaribbeanBanker
A: no, already have my house, goverment is biggest employer around here. never been late on a payment and debt ratio is low so no bankruptcy. could win the lottery, :) i buy 1 or 2 tickets a month. I could go to japan for six months which means I recieve an aditional $100 a day per diem, can cancel car insurance and cable and have house sitter take over power bill. Japan is not a sure thing (Aug-15-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
lendstats_com$25.00$25.008/9/2010 2:55:39 PM
MoneyForNothing$34.96$34.968/9/2010 6:26:46 PM
loanman2007$100.00$100.008/11/2010 5:55:12 AM
EverettFinancial$25.00$25.008/12/2010 11:55:26 AM
BOBBUCK$103.42$103.428/13/2010 9:23:09 AM
bondhedger$25.00$25.008/13/2010 9:28:30 AM
aurorafinancial$50.00$50.008/13/2010 9:29:31 AM
freedom3$2,000.00$2,000.008/13/2010 4:32:25 PM
bughead$25.00$25.008/13/2010 7:52:52 PM
hillerod$25.00$25.008/13/2010 10:49:58 PM
investment-seeker7$28.99$28.998/14/2010 6:22:21 AM
cashhelp$25.00$25.008/14/2010 11:18:40 AM
riv701$25.00$25.008/14/2010 10:40:52 AM
wlm3012$25.00$25.008/14/2010 11:05:46 AM
Dollars4Rent$25.00$25.008/14/2010 12:26:46 PM
SkyLoan$30.00$30.008/14/2010 2:30:41 PM
simplelender80$500.00$95.948/15/2010 8:40:17 AM
crdcteng$25.00$25.008/15/2010 9:43:16 AM
wonderous-power$25.00$25.008/15/2010 4:40:47 AM
nashibaksi$25.00$25.008/15/2010 7:27:33 PM
moola-aficionado6$25.00$25.008/15/2010 8:55:31 PM
diversification-maple1$25.00$25.008/16/2010 9:48:02 AM
order-bee1$100.00$100.008/16/2010 8:28:00 AM
scamps$25.00$25.008/15/2010 9:52:35 PM
abnvette$50.00$50.008/16/2010 8:34:19 AM
dammage$25.00$25.008/16/2010 10:02:18 AM
DasMula$25.00$25.008/16/2010 9:07:31 AM
sc-pjb11$25.00$25.008/16/2010 3:21:11 AM
friendinmoney$25.00$25.008/16/2010 9:25:23 AM
loanman2007$75.00$75.008/16/2010 9:32:29 AM
j5505$27.00$27.008/16/2010 6:08:56 AM
forthright-trade$25.00$25.008/16/2010 9:41:57 AM
zxr$25.00$25.008/16/2010 7:13:34 AM
brightest-dignified-penny$25.00$25.008/16/2010 10:30:48 AM
Moe87$50.00$50.008/16/2010 11:46:22 AM
thankful-nickel2$25.00$25.008/16/2010 11:52:19 AM
tedi-tif$50.00$50.008/16/2010 11:59:12 AM
FOFagent1$200.00$200.008/16/2010 11:50:09 AM
quest0$57.70$57.708/16/2010 11:56:24 AM
Aristocrat$25.28$25.288/16/2010 10:52:13 AM
CA_Lender$25.00$25.008/16/2010 1:08:17 PM
RecoveryLender$25.00$25.008/16/2010 2:33:57 PM
payout-reaction740$25.00$25.008/10/2010 1:50:58 PM
Moe87$50.00$50.008/11/2010 3:31:46 PM
1stBankAndHal$25.00$25.008/12/2010 11:00:00 AM
ralf206$50.00$50.008/12/2010 7:43:42 PM
atomantic$26.64$26.648/13/2010 4:32:34 PM
lfcgrad$70.00$70.008/13/2010 10:05:33 PM
CoolPlexer$25.00$25.008/14/2010 10:11:07 AM
Gandalf0001$65.00$65.008/14/2010 7:12:42 AM
Teabi$100.00$100.008/14/2010 9:33:56 AM
Nailman88$25.00$25.008/14/2010 11:31:08 AM
toddr54$25.00$25.008/15/2010 6:20:05 AM
goal-benefit2$25.00$25.008/15/2010 10:05:30 AM
Elevate2012$25.00$25.008/15/2010 12:11:26 PM
duckbill_1972$35.00$35.008/15/2010 3:41:42 PM
exchange-dreams$25.00$25.008/15/2010 6:43:57 PM
dood2112$25.00$25.008/15/2010 4:43:30 PM
JerryB96$25.00$25.008/15/2010 8:48:57 PM
mg95$40.00$40.008/15/2010 12:09:17 PM
tompau$25.00$25.008/15/2010 6:38:57 PM
arkleseizure$28.44$28.448/15/2010 7:33:22 PM
BeanCownter$50.00$50.008/16/2010 4:44:46 AM
Coppercanyon$100.00$100.008/16/2010 7:32:38 AM
rockhound84$25.00$25.008/15/2010 6:32:05 PM
Makemony$50.00$50.008/16/2010 3:35:32 AM
PeterPsych$250.00$250.008/16/2010 8:10:57 AM
intuitive-bill$50.00$50.008/15/2010 7:47:44 PM
martymaniaman$35.00$35.008/16/2010 6:14:17 AM
P3P-Career-Coach$25.00$25.008/15/2010 8:15:06 PM
economy-popcorn$25.00$25.008/15/2010 8:46:40 PM
credit-missile$50.00$50.008/16/2010 7:18:45 AM
FinanceEngine$25.00$25.008/16/2010 7:52:36 AM
DasMula$25.00$25.008/16/2010 9:07:49 AM
Petefunk$50.00$50.008/16/2010 10:39:51 AM
ronin4sale$25.00$25.008/16/2010 6:44:10 AM
redtilapia$25.00$25.008/16/2010 6:48:51 AM
grampy48$50.00$50.008/16/2010 7:45:19 AM
bitano$26.02$26.028/16/2010 11:26:16 AM
rlaboy$25.00$25.008/16/2010 11:38:23 AM
BrighterSuns$25.00$25.008/16/2010 11:48:34 AM
durable-investment8$30.00$30.008/16/2010 10:54:58 AM
WonByOne$25.00$25.008/16/2010 11:13:00 AM
coin-trajectory$26.95$26.958/16/2010 2:03:18 PM
1maxdude$37.66$37.668/16/2010 2:18:19 PM
credit-missile$25.00$25.008/16/2010 1:29:05 PM
1maxdude$25.00$25.008/16/2010 2:17:44 PM
Top_Gun_Lender$51.00$51.008/16/2010 12:39:33 PM
88 bids
 
Borrower Payment Dependent Notes Series 470568
This series of Notes was issued and sold upon the funding of the borrower loan #44076, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.8% Auction start date:  Aug-09-2010 
  Auction end date:  Aug-16-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $205.47
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.05% Final monthly payment: $205.47
 
Auction yield range: 10.89% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-2000 Debt/Income ratio: Not calculated
Credit score: 760-779 (Aug-2010) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:3y 3m
Amount delinquent: $0 Total credit lines: 22Stated income:$50,000-$74,999
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $24,639 
Delinquencies in last 7y: 0 Bankcard utilization: 57%  
   Homeownership: Yes  
Screen name: fairness-supernova Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Finishing work on an apartment
Purpose of loan.
I am about halfway through a project converting two offices in my house into an apartment and have run into some unforeseen costs. The $5000 will be used for contractor wages and will enable me to get the necessary work finished on time without worrying about it as I already have a renter in place and deposit paid for a move-in date of 1st September. Rent will be $575 per month. Thank you for viewing my listing. I am new to this site as I only found out about it from my son yesterday so I am keen to see how it all works!

I am a good candidate because: I have never been late with a payment and have an excellent credit rating.

Income and expenses:

Income. $6200 per month

Expenses. Mortgages on rentals $3100
Mortgage on main home 0
Credit cards $500
Car 0
Electric 150
Food 400
Travel 150
Misc 400
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Artist_Blue$25.00$25.008/9/2010 2:46:03 PM
diplomatic-wealth7$25.00$25.008/9/2010 2:54:01 PM
important-openness1$100.00$100.008/9/2010 2:56:07 PM
reflective-rupee$25.00$25.008/9/2010 7:05:07 PM
kegs$100.00$100.008/11/2010 10:13:28 AM
dynrep$25.00$25.008/12/2010 3:02:45 PM
copper$50.00$50.008/12/2010 3:33:15 PM
leodaguy$100.00$100.008/12/2010 3:33:06 PM
new-social-economist$25.00$25.008/12/2010 5:17:38 PM
bid-czar8$50.00$50.008/12/2010 7:13:08 PM
frogperson$25.00$25.008/12/2010 9:35:10 PM
economy-producer$25.00$25.008/13/2010 3:06:23 PM
well-mannered-income3$25.00$25.008/13/2010 6:13:36 PM
lucrative-coin$50.00$50.008/15/2010 8:10:33 AM
reflective-rupee$25.00$25.008/15/2010 5:02:39 AM
mrzz$25.00$25.008/15/2010 5:49:45 AM
inspiring-reward$25.00$25.008/15/2010 10:02:32 AM
adir1$25.00$25.008/15/2010 11:37:38 AM
wonder3$35.00$35.008/15/2010 12:27:36 PM
exchange-dreams$25.00$25.008/15/2010 6:50:47 PM
cestesV$50.00$50.008/15/2010 1:49:02 PM
payment-gusto$25.00$25.008/15/2010 11:18:01 PM
well-mannered-income3$30.00$30.008/15/2010 4:22:30 PM
Whipster$75.00$75.008/15/2010 6:56:13 PM
DasMula$25.00$25.008/16/2010 9:19:55 AM
smart-leverage7$30.00$30.008/15/2010 9:22:36 PM
asset-trumpeter$50.00$50.008/16/2010 8:31:33 AM
leverage-monger$25.00$25.008/16/2010 8:43:15 AM
abnvette$25.00$25.008/15/2010 11:21:38 PM
well-mannered-income3$100.00$100.008/16/2010 2:24:26 PM
leverage-monger$57.00$57.008/16/2010 2:30:13 PM
Frosty$50.00$50.008/16/2010 2:22:33 PM
reflective-rupee$150.00$150.008/16/2010 2:02:24 PM
affluence-companion2$25.00$25.008/16/2010 2:06:54 PM
balance-handshake7$25.00$25.008/9/2010 2:51:44 PM
reward-adventure$30.00$30.008/9/2010 2:51:24 PM
personal-lender$25.00$25.008/9/2010 2:52:27 PM
simplelender80$250.00$250.008/9/2010 3:00:06 PM
frogperson$100.00$100.008/9/2010 9:49:47 PM
loyalist1$50.00$50.008/10/2010 3:38:38 PM
beakerfish$332.63$332.638/10/2010 6:30:42 PM
enthralling-deal180$100.00$100.008/11/2010 5:52:36 AM
bchen78875$25.00$25.008/11/2010 2:40:39 AM
larrybird$100.00$100.008/11/2010 2:19:57 PM
bold-attentive-listing$25.00$25.008/12/2010 10:58:13 AM
kind-bill-supporter$50.00$50.008/12/2010 10:40:44 AM
asiaratt$50.00$50.008/12/2010 3:33:42 PM
gelidfrank$25.00$25.008/12/2010 3:50:33 PM
AlexTrep$25.00$25.008/13/2010 12:32:07 AM
zone6$100.00$100.008/13/2010 4:17:34 AM
dynrep$25.00$25.008/13/2010 7:42:29 AM
magnolia161$50.00$50.008/13/2010 3:02:47 PM
sensible-trade$100.00$100.008/13/2010 3:04:30 PM
seisen$50.00$50.008/13/2010 3:03:21 PM
BeanCownter$100.00$100.008/13/2010 3:05:48 PM
mtp$50.00$50.008/13/2010 3:06:15 PM
tolerant-interest4$25.00$25.008/13/2010 2:55:24 PM
richboy56$25.00$25.008/13/2010 2:55:30 PM
red-power-pecan$50.00$50.008/13/2010 7:55:53 PM
Zingaro$25.00$25.008/13/2010 9:44:02 PM
credit-missile$25.00$25.008/14/2010 1:25:58 PM
cash-spark3$25.00$25.008/14/2010 6:27:46 AM
newest-bountiful-basis$25.00$25.008/14/2010 11:12:07 PM
Investoman$50.00$50.008/15/2010 5:42:31 AM
JustMee$25.00$25.008/15/2010 7:34:00 AM
the-silver-blaster$35.00$35.008/15/2010 10:27:15 AM
SFBank$300.00$300.008/15/2010 6:30:31 PM
hard-working-loot$25.00$25.008/15/2010 7:02:18 PM
dcap3$75.00$75.008/15/2010 4:42:50 PM
kulender$50.00$50.008/15/2010 11:52:11 AM
helping-out$30.00$30.008/15/2010 9:07:30 PM
wanna-help$25.00$25.008/16/2010 5:42:00 AM
epic-balance0$25.00$25.008/16/2010 9:39:32 AM
well-rounded-dinero$25.00$25.008/16/2010 7:49:56 AM
Cybercusp$25.00$25.008/16/2010 10:35:03 AM
leverage-monger$200.00$200.008/16/2010 1:06:31 PM
cashhelp$25.00$25.008/16/2010 1:48:20 PM
leverage-monger$684.00$349.378/16/2010 2:25:21 PM
leverage-monger$57.00$57.008/16/2010 2:28:21 PM
moola-wildebeest3$50.00$50.008/16/2010 11:19:06 AM
glroark$50.00$50.008/16/2010 1:47:25 PM
leverage-monger$82.00$82.008/16/2010 2:34:54 PM
thankful-nickel2$25.00$25.008/16/2010 2:31:10 PM
leverage-monger$57.00$57.008/16/2010 2:32:10 PM
84 bids
 
Borrower Payment Dependent Notes Series 470628
This series of Notes was issued and sold upon the funding of the borrower loan #44107, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 6.0% Auction start date:  Aug-10-2010 
  Auction end date:  Aug-12-2010 
 
Starting lender yield: 14.15% Starting borrower rate/APR: 15.15% / 17.88% Starting monthly payment: $69.48
Final lender yield: 14.15% Final borrower rate/APR: 15.15% / 17.88% Final monthly payment: $69.48
 
Auction yield range: 5.89% - 14.15% Estimated loss impact: 6.19%  
Lender servicing fee: 1.00% Estimated return: 7.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-1985 Debt/Income ratio: 44%
Credit score: 760-779 (Aug-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 18 / 18Length of status:20y 4m
Amount delinquent: $0 Total credit lines: 46 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,745Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 7%  
   Homeownership: No  
Screen name: bright-yield9 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying credit cards and cash
Purpose of loan:
This loan will be used to? pay off some credit cards and some cash

My financial situation:
I am a good candidate for this loan because? I work hard

Monthly net income: $ 2500

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What are your monthly expenses? - smarva
A: 1500.00 (Aug-11-2010)
Q: Can you be more specific, with a breakdown of your monthly expenses? Thanks. - smarva
A: Food, gas, car payment, general living expenses. (Aug-11-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
richboy56$50.00$50.008/10/2010 2:55:16 PM
tech310$100.00$100.008/10/2010 2:56:36 PM
income-fortress$25.00$25.008/10/2010 3:14:07 PM
proper-p2p6$100.00$100.008/10/2010 3:14:59 PM
diplomatic-wealth7$50.00$50.008/10/2010 3:14:55 PM
LenderDan$50.00$50.008/10/2010 3:15:25 PM
leeball$50.00$50.008/10/2010 3:17:21 PM
Bio-physicist$25.00$25.008/10/2010 3:18:28 PM
objective-investor$100.00$100.008/10/2010 3:17:55 PM
Weaverville$25.00$25.008/10/2010 2:49:49 PM
Artist_Blue$25.00$25.008/10/2010 2:51:40 PM
ray1051$25.00$25.008/10/2010 2:52:25 PM
simplelender80$250.00$250.008/10/2010 2:52:59 PM
dynrep$25.00$25.008/10/2010 3:20:33 PM
jbaum$25.00$25.008/10/2010 3:14:45 PM
rescue$50.00$50.008/10/2010 3:17:32 PM
larrybird$100.00$100.008/10/2010 3:19:12 PM
fishintime$25.00$23.008/10/2010 3:19:23 PM
fair_rates$25.00$25.008/10/2010 3:21:18 PM
meggo33$25.00$25.008/11/2010 3:58:58 AM
Kessler$27.00$27.008/12/2010 5:37:57 AM
Sol_Invictus$25.00$25.008/12/2010 6:40:09 AM
xstreamin$25.00$25.008/10/2010 3:14:24 PM
paymentologist$25.00$25.008/10/2010 3:17:08 PM
ichibon$100.00$100.008/10/2010 3:18:08 PM
Goodlender42$25.00$25.008/10/2010 3:17:14 PM
Wellman$100.00$100.008/10/2010 3:17:38 PM
bountiful-durability$100.00$100.008/10/2010 3:19:05 PM
jigsaw$100.00$100.008/10/2010 3:14:34 PM
ddog0224$25.00$25.008/10/2010 3:18:14 PM
socrates520$50.00$50.008/10/2010 3:18:16 PM
hitsman$100.00$100.008/10/2010 3:18:44 PM
credit-coach118$25.00$25.008/10/2010 4:37:33 PM
JustMee$25.00$25.008/10/2010 9:06:17 PM
smarva$25.00$25.008/11/2010 7:08:19 AM
beachfunder$50.00$50.008/11/2010 8:35:40 AM
exchange-dreams$25.00$25.008/11/2010 8:42:01 PM
37 bids
 
Borrower Payment Dependent Notes Series 471072
This series of Notes was issued and sold upon the funding of the borrower loan #44110, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $14,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.6% Auction start date:  Aug-12-2010 
  Auction end date:  Aug-19-2010 
 
Starting lender yield: 7.25% Starting borrower rate/APR: 8.25% / 8.59% Starting monthly payment: $440.33
Final lender yield: 7.25% Final borrower rate/APR: 8.25% / 8.59% Final monthly payment: $440.33
 
Auction yield range: 2.89% - 7.25% Estimated loss impact: 1.55%  
Lender servicing fee: 1.00% Estimated return: 5.70%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Dec-1983 Debt/Income ratio: 14%
Credit score: 780-799 (Aug-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 19 / 19Length of status:0y 7m
Amount delinquent: $0 Total credit lines: 56 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $22,243Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 9%  
   Homeownership: Yes  
Screen name: greenback-tamer2 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
No risk loan
Purpose of loan:
This loan will be used to buy a custom motorcycle. The motorcycle has 1,200 miles and is a 2007. Perfect condition original cost was over $40,000.

My financial situation:
I am a good candidate for this loan because? I own my home outright, have high cash flow, and low monthly debt. I have never defaulted on anything ever.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Could you explain why you have 56 lines of credit and such a high revolving balance. Thanks. - a2190b
A: I have 4 credit cards that I use. I travel extensively for work (funded on my credit cards) and I am reimbursed. The other credit cards are unused. I don't have the patience to sit with customer service to cancel one at a time. There is a business opportunity.... a web site that facilitates mass unwanted credit card cancellations. (Aug-16-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
meenan$25.00$25.008/12/2010 3:19:18 PM
windfall46$25.00$25.008/12/2010 3:19:38 PM
investment-network$50.00$50.008/12/2010 3:23:14 PM
joshua18$25.00$25.008/12/2010 3:23:27 PM
platinum-genetics$25.00$25.008/12/2010 3:23:28 PM
inspired-contract9$75.00$75.008/12/2010 3:23:32 PM
Tenfutta$25.00$25.008/12/2010 3:19:43 PM
dtrain5$25.00$25.008/12/2010 3:19:50 PM
wormdc$25.00$25.008/12/2010 3:28:08 PM
kanakakm$50.00$50.008/12/2010 3:28:11 PM
friendlyviking$25.00$25.008/12/2010 3:28:23 PM
Tai$25.00$25.008/12/2010 3:29:09 PM
elasermd$50.00$50.008/12/2010 3:21:30 PM
ray1051$75.00$75.008/12/2010 3:22:24 PM
kyomoon$50.00$50.008/12/2010 3:22:54 PM
ThomasC$25.00$25.008/12/2010 3:22:58 PM
moola-wildebeest3$50.00$50.008/12/2010 3:23:03 PM
VBAces$75.00$75.008/12/2010 3:23:24 PM
Goodlender42$25.00$25.008/12/2010 3:23:29 PM
Weaverville$25.00$25.008/12/2010 3:17:42 PM
cablenews$50.00$50.008/12/2010 3:26:36 PM
hard-working-loot$25.00$25.008/12/2010 3:18:40 PM
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orgy63$40.00$40.008/12/2010 3:19:23 PM
tech310$50.00$50.008/12/2010 3:27:53 PM
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mtp$50.00$50.008/12/2010 3:28:18 PM
DukSerduk$25.00$25.008/12/2010 3:20:58 PM
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mrbanker$100.00$100.008/12/2010 3:23:21 PM
skuba$50.00$50.008/12/2010 3:30:32 PM
tekkie2412$50.00$50.008/12/2010 3:23:38 PM
dr-dollar$25.00$25.008/12/2010 3:23:42 PM
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larrybird$100.00$100.008/12/2010 3:26:50 PM
acropiloterau2002$25.00$25.008/12/2010 3:27:06 PM
platinum-optimization1$25.00$25.008/12/2010 3:28:06 PM
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kulender$25.00$25.008/12/2010 4:28:35 PM
don8ter$25.00$25.008/12/2010 7:52:27 PM
pragmatic-camaraderi$25.00$25.008/12/2010 4:48:00 PM
thedoctor$38.77$38.778/13/2010 2:59:00 AM
blot44$25.00$25.008/12/2010 6:18:06 PM
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PotatoLender$25.00$25.008/13/2010 4:41:42 PM
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BayShell$50.00$50.008/13/2010 4:58:13 PM
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DrMoneyBags$25.00$25.008/13/2010 9:43:44 PM
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jga516$25.00$25.008/13/2010 10:13:09 PM
meux99$25.00$25.008/13/2010 10:23:16 PM
JGB$78.64$78.648/13/2010 10:38:11 PM
MONEYLENDER101$100.00$100.008/13/2010 4:58:24 PM
tender-integrity3$50.00$50.008/13/2010 10:55:45 PM
KeepOnRunning$36.12$36.128/13/2010 9:03:41 PM
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dirkjan$25.00$25.008/14/2010 12:33:47 AM
roccofox$50.00$50.008/13/2010 9:42:45 PM
Phantom99$25.00$25.008/13/2010 10:38:48 PM
InvestorPartners$25.00$25.008/13/2010 9:14:13 PM
gardenofeden$50.00$50.008/13/2010 11:07:05 PM
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lender_100$25.00$25.008/13/2010 11:20:44 PM
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money-bauble$100.00$100.008/14/2010 12:49:32 PM
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mlender$25.00$25.008/14/2010 9:49:29 AM
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mad4wknds$25.00$25.008/14/2010 4:32:02 PM
jengachamp$25.00$25.008/14/2010 12:49:30 PM
IPlayOutsideTheBox$25.00$25.008/14/2010 4:32:03 PM
TrixieD$25.00$25.008/14/2010 10:32:25 PM
rawlo5660$50.00$50.008/15/2010 3:33:15 AM
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beachbum22$25.00$25.008/15/2010 9:55:06 AM
vkorichkov$30.00$30.008/14/2010 10:27:51 PM
bowdish1$50.00$50.008/15/2010 9:53:56 AM
hope-hickory$30.00$30.008/15/2010 9:46:59 AM
adir1$25.00$25.008/15/2010 10:12:02 AM
community-saver158$50.00$50.008/15/2010 5:42:03 PM
promiser200$50.00$50.008/15/2010 9:32:16 PM
money-floret$50.00$50.008/15/2010 2:16:22 PM
speyer$25.00$25.008/15/2010 9:13:15 PM
dionysus03$50.00$50.008/15/2010 10:22:02 PM
nestegg4e$25.00$25.008/16/2010 6:57:14 AM
HelpFromNY$50.00$50.008/16/2010 5:33:51 AM
the-fairness-tsunami290$25.00$25.008/16/2010 9:52:49 AM
BabyLender$25.00$25.008/15/2010 10:03:14 PM
epic-balance0$25.00$25.008/16/2010 9:39:20 AM
skorpious$25.00$25.008/16/2010 1:06:26 PM
Namrok$25.00$25.008/16/2010 9:45:05 AM
YellowJacket$25.00$25.008/16/2010 9:45:38 AM
innocent-income4$25.00$25.008/16/2010 3:23:02 PM
RussianPrincess$100.00$100.008/16/2010 3:23:25 PM
Tahoeguy$25.00$25.008/16/2010 3:25:56 PM
Westerly$50.00$50.008/16/2010 3:28:16 PM
Rdodson11$25.00$25.008/16/2010 3:22:02 PM
commerce-voyager$25.00$25.008/16/2010 3:29:52 PM
social-comet7$25.00$25.008/16/2010 3:29:57 PM
fcb202$50.00$50.008/16/2010 3:23:26 PM
jstnow$25.00$25.008/16/2010 3:23:30 PM
pseudokris$25.00$25.008/16/2010 3:31:13 PM
secret-santa$25.00$25.008/16/2010 3:31:25 PM
GCCPartners$25.00$25.008/16/2010 3:31:59 PM
a-power-amigo$25.00$25.008/16/2010 3:35:20 PM
flexible-vigilance7$25.00$25.008/16/2010 3:36:17 PM
laststrawman$25.00$25.008/16/2010 3:31:26 PM
medman$50.00$50.008/16/2010 3:22:57 PM
zeelender$25.00$25.008/16/2010 3:32:55 PM
paddatjie$25.00$25.008/16/2010 3:23:17 PM
BiggestG$25.00$25.008/16/2010 3:30:43 PM
degster$25.00$25.008/16/2010 3:32:02 PM
OskiVentures$25.00$25.008/16/2010 3:34:16 PM
unbeatable-wealth$25.00$25.008/16/2010 3:54:38 PM
felicity-loyalist0$25.00$25.008/16/2010 5:06:11 PM
MO_Investor$25.00$25.008/16/2010 3:54:36 PM
reinforced-reward$25.00$25.008/16/2010 3:54:37 PM
platinum-rapture6$50.00$50.008/16/2010 3:54:49 PM
dlshap$25.00$25.008/16/2010 3:57:51 PM
pawsitive$25.00$25.008/16/2010 8:07:17 PM
whipone$37.00$37.008/16/2010 6:26:59 PM
intuitive-worth7$25.00$25.008/17/2010 1:45:05 AM
calkidd05$25.00$25.008/17/2010 9:12:31 AM
pi31415$25.00$25.008/17/2010 9:13:53 AM
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rakstar$50.00$50.008/17/2010 11:54:22 AM
peerlender$25.00$25.008/17/2010 12:56:49 PM
slartibardfast$25.00$25.008/17/2010 12:49:24 PM
guaton$25.00$25.008/17/2010 12:50:03 PM
steely_dan34$25.00$25.008/17/2010 1:32:10 PM
Kath230464$40.00$40.008/17/2010 1:24:37 PM
pipopirate$25.00$25.008/17/2010 12:49:53 PM
ncbobcat50$25.00$25.008/17/2010 2:14:58 PM
bid-papyrus$25.00$25.008/17/2010 1:29:25 PM
rdrloan$50.00$50.008/17/2010 2:13:26 PM
myduck$42.38$42.388/17/2010 2:14:50 PM
CleeClee$50.00$50.008/17/2010 2:14:54 PM
discrete-asset$25.00$25.008/17/2010 2:09:03 PM
chief_wo$25.00$25.008/17/2010 2:11:09 PM
the-productive-agreement$25.00$25.008/17/2010 2:14:56 PM
encore02$100.00$100.008/17/2010 9:28:18 PM
Guiren$75.68$75.688/17/2010 11:51:52 PM
Dollars4Rent$25.00$25.008/18/2010 10:59:27 AM
mojii77$25.00$25.008/18/2010 9:47:19 AM
patriot897$50.00$50.008/18/2010 9:53:21 AM
wise-dedicated-power$25.00$25.008/18/2010 9:32:27 AM
Dollars4Rent$25.00$25.008/18/2010 10:59:03 AM
ethicalhumanist$25.00$25.008/18/2010 6:28:00 PM
Patrician$25.00$25.008/18/2010 6:04:12 PM
entertaining-greenback2$25.00$25.008/18/2010 6:10:34 PM
sunny1985$25.00$25.008/18/2010 7:00:49 PM
Guiren$100.00$100.008/18/2010 6:02:56 PM
cebgop$25.00$25.008/18/2010 6:06:11 PM
Green_Bean$25.00$25.008/19/2010 12:09:37 AM
zx12rider$25.00$25.008/18/2010 8:57:58 PM
Richmp412$25.00$25.008/19/2010 7:25:14 AM
kappaknight$42.60$42.608/19/2010 10:41:43 AM
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happy-yield$45.00$45.008/19/2010 1:30:08 PM
Aristocrat$25.00$25.008/19/2010 3:06:36 PM
top-sensible-yield$50.00$50.008/12/2010 3:19:21 PM
108lender$50.00$50.008/12/2010 3:22:19 PM
jbaum$80.00$80.008/12/2010 3:22:49 PM
personal-lender$25.00$25.008/12/2010 3:23:06 PM
eyal0$25.00$25.008/12/2010 3:23:19 PM
wise-deal-panda$50.00$50.008/12/2010 3:16:51 PM
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SARMAR$50.00$50.008/12/2010 3:27:14 PM
E_G$50.00$50.008/12/2010 3:27:18 PM
Artist_Blue$25.00$25.008/12/2010 3:19:27 PM
GElender$50.00$50.008/12/2010 3:27:54 PM
forthright-dedication$25.00$25.008/12/2010 3:20:22 PM
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afotherg$40.00$40.008/12/2010 3:22:42 PM
djs81$25.00$25.008/12/2010 3:30:30 PM
skywise$25.00$25.008/12/2010 3:30:46 PM
MrDavid$50.00$50.008/12/2010 3:23:17 PM
saritha$25.00$25.008/12/2010 3:30:49 PM
moneyfriend$50.00$50.008/12/2010 3:23:23 PM
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CaptainBlueberry$25.00$25.008/12/2010 3:25:44 PM
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payment-gusto$25.00$25.008/12/2010 3:28:21 PM
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dcap3$100.00$100.008/12/2010 3:29:19 PM
community-pipeline8$50.00$50.008/12/2010 3:22:27 PM
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kenji4861$25.00$25.008/12/2010 3:23:04 PM
Mantis75$25.00$25.008/12/2010 3:23:11 PM
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pilla$32.90$32.908/13/2010 8:45:40 AM
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djh47a$25.00$25.008/13/2010 9:55:39 AM
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ZeoInvestments$25.00$25.008/13/2010 8:47:38 AM
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engaging-worth$25.00$25.008/16/2010 3:29:41 PM
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alaco$50.00$50.008/16/2010 3:23:33 PM
the-swashbuckler$25.00$25.008/16/2010 3:33:30 PM
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Spcd2Mch$25.00$25.008/16/2010 3:54:34 PM
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PThor$50.00$50.008/16/2010 3:54:45 PM
nhm$25.00$25.008/16/2010 3:54:52 PM
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a2190b$25.00$25.008/16/2010 7:27:52 PM
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morpholog$25.00$25.008/17/2010 12:02:27 AM
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enrichment1$50.00$50.008/17/2010 9:32:43 AM
adhawan325$25.00$25.008/17/2010 9:57:46 AM
easylender$25.00$25.008/17/2010 11:46:02 AM
funds-promiser$50.00$50.008/17/2010 11:47:23 AM
bonus-tent$25.00$25.008/17/2010 9:12:21 AM
virtualbank$25.00$25.008/17/2010 9:13:57 AM
Eagledrop$25.00$25.008/17/2010 12:38:09 PM
ClearLake$25.00$25.008/17/2010 12:40:19 PM
tranquil-principal$100.00$100.008/17/2010 10:20:53 AM
BaltimoreLender$25.00$25.008/17/2010 12:28:19 PM
boogaboogabooga$25.00$25.008/17/2010 12:49:47 PM
stensonb$25.00$25.008/17/2010 12:50:09 PM
latestone$25.00$25.008/17/2010 12:50:49 PM
lostontheedge$25.00$25.008/17/2010 11:46:52 AM
newgroom422$25.00$25.008/17/2010 1:28:43 PM
mrzz$25.00$25.008/17/2010 12:42:30 PM
anyoi$29.34$29.348/17/2010 1:36:51 PM
JKEnterprises$25.00$25.008/17/2010 2:00:19 PM
nv$25.00$25.008/17/2010 2:09:31 PM
Katburg$30.88$30.888/17/2010 2:13:44 PM
sandeepPR$25.00$14.228/17/2010 2:14:59 PM
Supernick$50.00$50.008/17/2010 1:47:24 PM
gauss02$50.00$50.008/17/2010 2:13:09 PM
alexstar$25.00$25.008/17/2010 2:13:39 PM
successful-euro$50.00$50.008/17/2010 2:14:47 PM
wwwUniversal$25.00$25.008/17/2010 2:17:43 PM
integrity-enrichment2$30.00$30.008/17/2010 3:02:05 PM
finance-symphony7$75.00$75.008/17/2010 7:24:39 PM
nimcha$100.00$100.008/18/2010 9:00:07 AM
ALFLoan$25.00$25.008/18/2010 6:26:03 PM
thankful-nickel2$25.00$25.008/18/2010 5:07:33 PM
cpbreton$25.00$25.008/18/2010 6:03:51 PM
abnvette$25.00$25.008/18/2010 8:27:25 PM
debt-legend$25.00$25.008/18/2010 7:10:39 PM
GenerousGentleMan$26.27$26.278/18/2010 11:56:36 PM
flyflorida2001$25.00$25.008/19/2010 7:13:19 AM
Michael206$100.00$100.008/19/2010 10:26:38 AM
AlexWalex57$50.00$50.008/19/2010 10:38:40 AM
PalmerTheEmbalmer$25.00$25.008/19/2010 1:32:54 PM
icon7$50.00$50.008/19/2010 2:55:49 PM
rmpedi33$75.00$75.008/19/2010 2:01:21 PM
374 bids
 
Borrower Payment Dependent Notes Series 471116
This series of Notes was issued and sold upon the funding of the borrower loan #44091, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,278.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.2% Auction start date:  Aug-12-2010 
  Auction end date:  Aug-19-2010 
 
Starting lender yield: 30.35% Starting borrower rate/APR: 31.35% / 34.99% Starting monthly payment: $184.79
Final lender yield: 19.95% Final borrower rate/APR: 20.95% / 24.36% Final monthly payment: $161.06
 
Auction yield range: 13.89% - 30.35% Estimated loss impact: 15.09%  
Lender servicing fee: 1.00% Estimated return: 4.86%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-2001 Debt/Income ratio: 38%
Credit score: 680-699 (Aug-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:11y 10m
Amount delinquent: $0 Total credit lines: 8 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $11,406Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 66%  
   Homeownership: No  
Screen name: thrifty-silver3 Borrower's state: Florida Borrower's group: INVESTAR Lenders
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off 2 credit cards
Purpose of loan: Roll 2 highest rate credit balances to Prosper, hopefully at same or lower rate. This will boost my credit score and shorten the payback period. I already schedule other payments so most things will be paid in 3 years. My ultimate goal is to be relatively debt free with a good credit score. Employment and income: Solid. I'm nearly 12 years working for the local children's hospital managing Medicaid receivables. Prior to that I worked in a doctor's office until he retired and closed the practice. My financial situation: Uncomplicated. I have lived at the same address for 19 years. My grown son lives with me. I plan for, and know where my money goes. Public record is Ch7 discharged April 2001. I had taken unpaid medical leave to care for my mother. Due to the extent of her cancer she didn't have long to live. I managed the household bills but was unable to pay the credit cards. Monthly cash budget: Please refer to my member page for a detailed breakdown. Thank you for bidding!
Information in the Description is not verified.
Friends And Family Winning Bids
JGuide has bid a total of $100.08 in winning bids.
"If you haven't seen Investars group InvestarLenders you should see their page. Anything Investar endorses is golden!"
INVESTAR-Lender has bid a total of $200.00 in winning bids.
"INVESTAR Lenders recommend this loan. Our financial audit found the borrower completely honest. Her budget and debt disclosure is factual, demonstrates her ability to perform. Group Leader has reviewed both credit and wage documents."
2 friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
Q: Hi Thrifty-Silver, You have obviously worked your budget! I do have one question: your Rainy Day Fund is on the low side. Do you have plans to plump that up a bit? If so, please share. Thanks, and Good Luck! - proton346
A: Yes, my Rainy Day Fund is connected to my checking account and every time I use my debit card, $1 is automatically transferred from checking to savings. I use my debit card for most expenditures so $20-$30 monthly goes to the Rainy Day Fund savings account. Thank you for your interest in my listing, Proton346! (Aug-13-2010)
Q: Your breakout (on member page) shows weighted rate on the two cards you will consolidate is 25.14%. If this loan closes higher than that, will you take it? - INVESTAR-Lender
A: Yes I will. This Prosper loan fits my budget and pays down principal faster. It is good discipline, helps my score, and if you do give me a lower rate that's more good news. Thank you for your interest! (Aug-13-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
gpuck$250.00$250.008/12/2010 3:53:17 PM
BAEVentures$75.00$75.008/12/2010 5:59:32 PM
loanman2007$350.00$350.008/13/2010 6:36:05 AM
Johnab$26.00$26.008/14/2010 5:33:50 AM
BAEVentures$25.00$25.008/18/2010 5:22:40 AM
loanman2007$25.00$25.008/18/2010 4:46:53 AM
simeonthewhale$50.00$50.008/18/2010 12:31:12 PM
TFAD72$25.00$25.008/18/2010 5:24:36 PM
burnfromwithin$25.00$25.008/18/2010 9:09:13 PM
ihelpunow$25.00$25.008/18/2010 8:54:45 PM
Leshan$33.54$33.548/19/2010 6:54:20 AM
tjsmom1006$44.38$44.388/19/2010 10:41:51 AM
Starfin-Capital-Management$600.00$600.008/19/2010 11:44:49 AM
grampy48$25.00$25.008/19/2010 12:38:29 PM
Huntington$25.00$25.008/19/2010 1:18:41 PM
tacologic$25.00$25.008/19/2010 1:37:45 PM
RecoveryLender$25.00$25.008/19/2010 1:39:38 PM
Nasdaq$25.00$25.008/19/2010 2:09:51 PM
Catz_aplenty$40.00$40.008/19/2010 2:12:30 PM
MrMoneyBags$28.04$28.048/19/2010 11:23:04 AM
Phatt-Daddy$250.00$123.998/19/2010 11:54:09 AM
Hobson$40.00$40.008/19/2010 11:59:32 AM
credit-missile$100.00$100.008/19/2010 12:18:24 PM
JGuide$100.08$100.088/19/2010 12:23:37 PM
rohnjobus$30.00$30.008/19/2010 12:52:25 PM
HandupLender$48.00$48.008/19/2010 2:48:32 PM
KSgirl89$63.97$63.978/19/2010 1:33:03 PM
FinanceEngine$25.00$25.008/19/2010 1:53:11 PM
Eaglehigh$25.00$25.008/19/2010 2:55:55 PM
proton346$25.00$25.008/19/2010 2:13:44 PM
icon7$50.00$50.008/19/2010 3:06:49 PM
DasMula$50.00$50.008/19/2010 3:13:57 PM
blue-useful-auction$25.00$25.008/19/2010 3:15:04 PM
INVESTAR-Lender$200.00$200.008/12/2010 3:19:30 PM
proton346$25.00$25.008/13/2010 4:14:21 PM
CoolPlexer$25.00$25.008/14/2010 10:12:00 AM
lendstats_com$500.00$500.008/17/2010 12:37:31 PM
wlm3012$25.00$25.008/18/2010 2:50:45 PM
Stalker_Sn$25.00$25.008/19/2010 10:03:24 AM
hektek22$600.00$600.008/19/2010 10:38:46 AM
wealth-pipeline$25.00$25.008/19/2010 12:28:04 PM
thankful-nickel2$25.00$25.008/19/2010 12:33:50 PM
happy-yield$25.00$25.008/19/2010 1:29:04 PM
tompau$25.00$25.008/19/2010 2:16:12 PM
credit-missile$25.00$25.008/19/2010 12:19:01 PM
UncleScroogeDMD$100.00$100.008/19/2010 12:44:17 PM
top-courteous-peso$200.00$200.008/19/2010 2:57:55 PM
47 bids
 
Borrower Payment Dependent Notes Series 471224
This series of Notes was issued and sold upon the funding of the borrower loan #44094, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,574.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.8% Auction start date:  Aug-13-2010 
  Auction end date:  Aug-20-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $311.25
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.05% Final monthly payment: $311.25
 
Auction yield range: 10.89% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Apr-1996 Debt/Income ratio: 16%
Credit score: 720-739 (Jul-2010) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:11y 10m
Amount delinquent: $0 Total credit lines: 28 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,578Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 78%  
   Homeownership: Yes  
Screen name: bold-moola-kitten Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Wanted: Freedom From Credit Cards!
Purpose of loan:
Because we've had the cards for so long we've become accustomed to using them.? Unfortunately, that means we can't seem to get ahead in paying them off now because of the high interest rates!? My wife and I are ready to be debt free and out from under the heavy burden of credit card debt.? Realizing we have a high credit to debt ratio, we are actively seeking ways to reduce debt, increase our credit score and rating, and ultimately gain some much needed financial freedom.? Because we have 1 kid in college and 2 more heading that way in the next 3 years, we are struggling with minimum payments which get us nowhere.? We are asking for some low interest loan help to afford us the opportunity to get out from under the credit cards and leave them behind for good!? We're hoping that this is just the first step in that direction.

My financial situation:
We are very prompt with and very aware of our financial responsibilities.? Our bills are ALWAYS paid on time and in full.??My job is very secure and I have been promoted 3 times in the last 7 years, now in a?Customer Support Manager's role with a?highly respected and reputable jet engine and power systems manufacturer.? My wife is a?homemaker who?manages the finances down to the penny.? We are honest, dependable, and loyal people.??

Monthly net income: $ 4446

Monthly expenses: $
??Housing: $ 1500
??Insurance: $ 119
??Car expenses: $?563
??Utilities: $?400
??Phone, cable, internet: $ 95
??Food, entertainment: $450
??Clothing, household expenses $ 150
??Credit cards and other loans: $?670
??Other expenses: $320
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Please provide breakup of $400 spent on utilities. - good4loan
A: Approximately $260-$300 on electricity (whole house is electric) Approximately $55 on water Approximately $45 on sewer (Aug-19-2010)
Q: Which credit cards and loan payments will you replace with this loan? What are the amounts outstanding and what are the interest rates, please? - circle
A: I have 3 credit cards that will go away permanently with this loan. One is currently at 26.99% ($1875 outstanding balance) and the other two are at 29.99% ($1989 outstanding balance, $3700 outstanding balance) respectively. (Aug-20-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
reward-adventure$30.00$30.008/13/2010 2:40:26 PM
personal-lender$25.00$25.008/13/2010 2:41:17 PM
reflective-rupee$25.00$25.008/13/2010 2:45:46 PM
balance-handshake7$25.00$25.008/13/2010 2:41:10 PM
important-openness1$100.00$100.008/13/2010 2:54:57 PM
payment-halo$25.00$25.008/13/2010 5:52:27 PM
bchen78875$25.00$25.008/14/2010 7:07:05 AM
oaktown23$50.00$50.008/14/2010 11:53:12 PM
patriot897$25.00$25.008/15/2010 5:24:42 PM
Comoparklender$40.00$40.008/15/2010 3:42:22 PM
WalnutCreekguy$25.00$25.008/16/2010 10:42:12 AM
well-mannered-income3$25.00$25.008/16/2010 2:29:10 PM
Peterman$50.00$50.008/16/2010 1:13:12 PM
tomdooley12520$25.00$25.008/16/2010 4:23:33 PM
dcap3$50.00$50.008/16/2010 8:52:55 PM
enthralling-deal180$29.74$29.748/17/2010 1:35:50 PM
top-courteous-peso$50.00$50.008/17/2010 3:00:06 PM
helping-out$30.00$30.008/17/2010 3:21:37 PM
asiaratt$50.00$50.008/18/2010 7:34:44 AM
tech310$31.41$31.418/18/2010 8:38:46 AM
generous-deal6$25.00$25.008/18/2010 2:42:24 PM
kulender$50.00$50.008/18/2010 3:00:57 PM
BeanCownter$100.00$100.008/18/2010 3:49:38 PM
elevated-investment$25.00$25.008/18/2010 3:01:29 PM
red-power-pecan$44.56$44.568/18/2010 5:12:14 PM
richboy56$25.00$25.008/18/2010 9:07:46 PM
magnolia161$50.00$50.008/18/2010 10:02:04 PM
copper$43.78$43.788/19/2010 4:57:26 AM
gelidfrank$25.00$25.008/19/2010 5:58:02 AM
sensible-trade$35.17$35.178/19/2010 6:57:33 AM
maple1$25.00$25.008/19/2010 9:39:07 AM
currency-secret-agent$50.00$50.008/19/2010 9:33:05 AM
a-power-amigo$25.00$25.008/19/2010 10:57:03 AM
PatRichi$25.00$25.008/19/2010 12:13:49 PM
mtquan$25.00$25.008/19/2010 10:57:06 AM
good4loan$25.00$25.008/19/2010 11:33:47 AM
inspiring-reward$27.86$27.868/19/2010 12:13:48 PM
PThor$25.00$25.008/19/2010 12:42:08 PM
economy-producer$25.00$25.008/19/2010 2:17:11 PM
cash-spark3$25.00$25.008/19/2010 3:20:56 PM
adir1$25.00$25.008/19/2010 3:12:12 PM
well-rounded-dinero$25.00$25.008/19/2010 3:20:47 PM
somebody32$25.00$25.008/19/2010 3:27:23 PM
dedicated-bid1$25.00$25.008/19/2010 3:23:08 PM
bnlforever$25.00$25.008/19/2010 3:28:08 PM
speedy-point$25.00$25.008/19/2010 3:28:11 PM
zorg77$25.00$25.008/19/2010 3:28:18 PM
FASTIZIO_P$27.00$27.008/19/2010 3:28:37 PM
asset-trumpeter$30.00$30.008/19/2010 3:28:46 PM
supreme-hope$25.00$25.008/19/2010 3:27:32 PM
poeman$25.00$25.008/19/2010 3:28:07 PM
schoolchamp$25.00$25.008/19/2010 3:28:14 PM
wanna-help$25.00$25.008/19/2010 3:29:25 PM
bountiful-durability$100.00$100.008/19/2010 3:28:19 PM
sadls$25.00$25.008/19/2010 3:29:44 PM
aldeed$29.14$29.148/19/2010 3:29:20 PM
income-pillow$50.00$50.008/19/2010 3:29:29 PM
moola-wildebeest3$50.00$50.008/19/2010 3:29:32 PM
cestesV$50.00$50.008/19/2010 3:30:35 PM
turbolozano$25.00$25.008/19/2010 3:29:59 PM
anton$150.00$150.008/19/2010 3:30:09 PM
logical-loyalty0$25.00$25.008/19/2010 3:30:29 PM
cospilot$25.00$25.008/19/2010 3:30:33 PM
rose124iar$25.00$25.008/19/2010 3:30:49 PM
Zingaro$25.00$25.008/19/2010 3:31:04 PM
GreenNotes$36.00$36.008/19/2010 3:39:43 PM
beer-gardener$122.05$122.058/19/2010 3:50:19 PM
lamsabuy$55.33$55.338/19/2010 3:23:04 PM
famous-bill$50.00$50.008/19/2010 3:28:04 PM
bullish2bearish$30.00$30.008/19/2010 3:28:14 PM
smart-leverage7$30.00$30.008/19/2010 3:28:22 PM
Cypher041$25.00$25.008/19/2010 3:28:52 PM
asmithj$50.00$50.008/19/2010 3:29:34 PM
xzec777$25.00$25.008/19/2010 3:30:34 PM
jamiee73$25.00$25.008/19/2010 3:30:38 PM
favorite-commerce$25.00$25.008/19/2010 4:47:10 PM
vivacious-p2p3$25.00$25.008/19/2010 6:04:34 PM
power-secret-agent$25.00$25.008/19/2010 6:34:06 PM
ORcowboy$25.00$25.008/19/2010 6:57:34 PM
slick8812$25.00$25.008/19/2010 8:44:27 PM
sturdy-peace9$50.00$50.008/19/2010 4:18:10 PM
Erikdbp$25.00$25.008/19/2010 4:38:18 PM
treasure-bliss$100.00$100.008/19/2010 5:53:57 PM
greenback-catapult3$50.00$50.008/19/2010 9:17:32 PM
cashhelp$25.00$25.008/20/2010 12:28:58 AM
umfan123$25.00$25.008/20/2010 12:24:01 AM
investisure$52.15$52.158/20/2010 1:17:24 AM
admirable-credit$25.00$25.008/20/2010 1:31:40 AM
NoMoreDebt4Me$25.00$25.008/20/2010 1:32:59 AM
bankofkarl$25.00$25.008/20/2010 1:42:41 AM
108lender$75.00$75.008/20/2010 2:02:22 AM
loan-master996$26.26$26.268/20/2010 2:02:14 AM
revenue-channel8$100.00$100.008/20/2010 8:21:11 AM
Bob450$25.00$25.008/20/2010 8:29:09 AM
wwwUniversal$25.00$25.008/20/2010 9:31:37 AM
TaoPooh$25.00$25.008/20/2010 9:46:06 AM
Astyanax$75.00$75.008/20/2010 10:22:44 AM
FinanceEngine$25.00$25.008/20/2010 10:32:03 AM
highyield$49.90$49.908/20/2010 12:04:58 PM
reflective-rupee$25.00$25.008/20/2010 11:17:50 AM
thankful-nickel2$25.00$25.008/20/2010 11:44:41 AM
ddoneday$27.30$27.308/20/2010 12:45:21 PM
wonder3$35.00$35.008/20/2010 6:07:05 AM
bid-czar8$50.00$50.008/13/2010 2:50:20 PM
diplomatic-wealth7$25.00$25.008/13/2010 3:05:24 PM
Artist_Blue$25.00$25.008/13/2010 2:52:29 PM
frogperson$150.00$150.008/13/2010 10:56:48 PM
simplelender80$25.00$25.008/14/2010 6:32:13 PM
kegs$100.00$100.008/15/2010 7:22:10 AM
helpful-listing$25.00$25.008/16/2010 6:07:18 AM
cablenews$25.00$25.008/16/2010 10:42:33 AM
larrybird$100.00$100.008/16/2010 1:25:55 PM
new-social-economist$25.00$25.008/17/2010 3:12:46 PM
the-silver-blaster$35.00$35.008/17/2010 3:21:20 PM
firewomin$50.00$50.008/17/2010 6:57:39 PM
debtcollector$100.00$100.008/17/2010 4:59:09 PM
abnvette$25.00$25.008/17/2010 8:12:20 PM
kind-bill-supporter$50.00$50.008/17/2010 3:22:04 PM
brightest-careful-return$25.00$25.008/18/2010 7:48:07 AM
reward-planetarium$100.00$100.008/18/2010 11:27:20 AM
leodaguy$100.00$100.008/18/2010 3:50:46 PM
ptjg$25.00$25.008/18/2010 4:02:22 PM
mtp$50.00$50.008/18/2010 4:03:05 PM
sturdy-openness885$25.00$25.008/19/2010 1:01:57 AM
mercuriant$25.00$25.008/19/2010 5:58:06 AM
bid-carrier0$25.00$25.008/18/2010 10:57:27 PM
jono9999$50.00$50.008/19/2010 6:27:13 AM
Sateesh$50.00$50.008/19/2010 6:34:06 AM
Investoman$50.00$50.008/19/2010 6:34:02 AM
AlexTrep$25.00$25.008/19/2010 10:27:53 AM
FeedTheMachine$47.91$47.918/19/2010 10:31:59 AM
SolarMoonshine$25.00$25.008/19/2010 10:34:47 AM
investinFla$25.00$25.008/19/2010 11:16:15 AM
Ducatiman1978$25.00$25.008/19/2010 3:27:42 PM
saffron4$25.00$25.008/19/2010 3:28:06 PM
puifais$25.00$25.008/19/2010 3:28:10 PM
thestartuplender$50.00$50.008/19/2010 3:28:17 PM
youthful-greenback3$25.00$25.008/19/2010 3:27:13 PM
head$25.00$25.008/19/2010 3:27:28 PM
epic-balance0$25.00$25.008/19/2010 3:28:47 PM
ITExec$100.00$100.008/19/2010 3:27:39 PM
Cybercusp$25.00$25.008/19/2010 3:28:11 PM
engaging-worth$25.00$25.008/19/2010 3:29:23 PM
naina_my_daughter$25.00$25.008/19/2010 3:28:15 PM
MONEYMATCH$25.00$25.008/19/2010 3:28:19 PM
LAM26$25.00$25.008/19/2010 3:28:39 PM
peterpossum$25.00$25.008/19/2010 3:30:33 PM
jhernand17$25.00$25.008/19/2010 3:29:45 PM
inkplj$50.00$50.008/19/2010 3:30:57 PM
foxtrot12$40.58$40.588/19/2010 3:30:11 PM
tolerant-interest4$25.00$25.008/19/2010 3:30:27 PM
garenyth$45.16$45.168/19/2010 3:30:31 PM
igotmoney$25.00$25.008/19/2010 3:30:36 PM
F16Pilot$25.00$25.008/19/2010 3:30:40 PM
friendinmoney$25.00$25.008/19/2010 3:38:11 PM
seisen$50.00$50.008/19/2010 3:38:50 PM
gotjack$25.00$25.008/19/2010 3:39:30 PM
red-favorable-basis$25.00$25.008/19/2010 3:21:07 PM
IIP77$25.00$25.008/19/2010 4:17:05 PM
gizzywump$27.78$27.788/19/2010 3:28:12 PM
oldmora$50.00$50.008/19/2010 3:28:16 PM
social-conductor4$25.00$25.008/19/2010 3:28:53 PM
thrifty-return$35.00$35.008/19/2010 3:29:03 PM
dinero-mason$50.00$50.008/19/2010 3:29:35 PM
matt_2006$25.00$25.008/19/2010 3:29:57 PM
innocent-income4$25.00$25.008/19/2010 3:30:32 PM
delivery$25.00$25.008/19/2010 3:30:36 PM
ddessertsbyd$40.00$40.008/19/2010 5:07:02 PM
OSERENKUKU$50.00$50.008/19/2010 4:32:12 PM
JustMee$25.00$25.008/19/2010 4:59:26 PM
vivacious-p2p3$75.00$75.008/19/2010 6:05:25 PM
Whipster$50.00$50.008/19/2010 7:42:35 PM
wise-silver-wonder$25.00$25.008/19/2010 4:10:52 PM
pani5ue$25.00$25.008/19/2010 6:53:54 PM
HackmanBank$50.00$50.008/19/2010 11:18:40 PM
loan-fate$75.00$75.008/20/2010 12:29:12 AM
seattleite36$25.00$25.008/20/2010 1:31:16 AM
Picopie$27.61$27.618/20/2010 1:31:30 AM
nodrivelpls$25.00$25.008/20/2010 1:33:20 AM
thomas16882004$25.00$25.008/20/2010 1:46:18 AM
Phantom99$25.00$22.448/20/2010 2:03:10 AM
altoviolinist$25.00$25.008/20/2010 2:02:06 AM
E-B$50.00$50.008/20/2010 3:50:40 AM
prodigy525$25.00$25.008/20/2010 8:08:01 AM
Phatt-Daddy$100.00$100.008/20/2010 10:10:05 AM
bronzmajom$25.00$25.008/20/2010 10:45:58 AM
scoobiedoo$50.00$50.008/20/2010 10:58:10 AM
Madmigel$39.87$39.878/20/2010 12:36:22 PM
lucrative-coin$50.00$50.008/20/2010 12:59:34 PM
Lubava$100.00$100.008/20/2010 1:09:27 PM
tompau$25.00$25.008/20/2010 1:13:57 PM
BrighterSuns$25.00$25.008/20/2010 12:23:46 PM
LA-Funding-Bank$25.00$25.008/20/2010 1:18:19 PM
HammerSmith$25.00$25.008/20/2010 2:03:46 PM
Dollars4Rent$25.00$25.008/20/2010 2:04:21 PM
mpatrick$25.00$25.008/20/2010 2:10:30 PM
196 bids
 
Borrower Payment Dependent Notes Series 471360
This series of Notes was issued and sold upon the funding of the borrower loan #44106, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.3% Auction start date:  Aug-16-2010 
  Auction end date:  Aug-23-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $180.94
Final lender yield: 29.00% Final borrower rate/APR: 30.00% / 33.61% Final monthly payment: $169.81
 
Auction yield range: 16.89% - 34.00% Estimated loss impact: 19.99%  
Lender servicing fee: 1.00% Estimated return: 9.01%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Sep-2001 Debt/Income ratio: 20%
Credit score: 660-679 (Aug-2010) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:1y 5m
Amount delinquent: $0 Total credit lines: 13 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,412Stated income:$50,000-$74,999
Delinquencies in last 7y: 1 Bankcard utilization: 82%  
   Homeownership: Yes  
Screen name: jrenwill Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 22 ( 100% ) 660-679 (Latest)
Principal borrowed: $7,000.00< 31 days late: 0 ( 0% )  
640-659 (Sep-2008)
 
Principal balance: $3,092.59 31+ days late: 0 ( 0% )
Total payments billed: 22  
Description
2nd Prosper Loan - NEVER LATE
Purpose of loan:
Reduce monthly obligations by further consolidating debt. My goal is to ultimately be debt-free and able to devote more of my income to saving.

My financial situation:
I am a good candidate for this loan because I am an on-time payer with a stable job (in a down economy, my company has actually grown to 5x?s the size it was a year ago). The trial payment period of my mortgage modification resulted in an apparent deliquency on my credit report, and I'm working to build my credit score/history?back up. I have one previous Prosper loan and have never been late on a payment.

Monthly net income: $ 3200

Monthly expenses: $ 2370
??Housing: $ 1230
??Insurance: $ 50
??Car expenses: $ 100
??Utilities: $?40
??Phone, cable, internet: $ 100
??Food: $?200
??Clothing, household expenses $ 150
??Credit cards and other loans: $?400
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Is your mortgage modification complete and final? Thanks and best wishes. - reflective-rupee
A: Yes, my mortgage modification is now final - thanks. (Aug-17-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
bmw2$60.00$60.008/23/2010 10:03:27 AM
UCLA4life$35.00$35.008/16/2010 2:45:15 PM
Kash2010lu$75.00$75.008/17/2010 6:41:54 PM
loanman2007$25.00$25.008/18/2010 5:12:37 AM
enthusiastic-balance5$50.00$50.008/19/2010 12:22:27 AM
yield-lion2$30.00$30.008/19/2010 4:53:48 PM
admirable-credit$25.00$25.008/20/2010 1:32:08 AM
BlueProteus$25.00$25.008/20/2010 11:20:48 AM
new-smart-fund$50.00$50.008/20/2010 2:41:41 PM
jm_mom$50.00$50.008/20/2010 2:39:41 PM
jbloans$25.00$25.008/20/2010 4:46:46 PM
bunnybear$34.26$34.268/20/2010 5:52:51 PM
rutzebach$50.00$50.008/20/2010 6:47:37 PM
SunriseTrader1$25.00$25.008/21/2010 6:06:30 AM
YurshotCapital$30.00$30.008/21/2010 8:13:59 AM
WonByOne$25.00$25.008/21/2010 3:29:44 PM
joefoolz$25.00$25.008/21/2010 3:22:26 PM
gshx2$25.00$25.008/21/2010 4:32:40 PM
california5andime$25.00$25.008/21/2010 5:54:46 PM
brondero$50.00$50.008/22/2010 7:13:30 AM
penny-sergeant$25.00$25.008/22/2010 2:54:14 PM
credit-missile$25.00$25.008/22/2010 5:56:00 PM
credit-missile$25.00$25.008/22/2010 6:02:21 PM
autonomous-power$40.00$40.008/22/2010 3:49:04 PM
lender12345$25.00$25.008/22/2010 9:15:23 PM
credit-missile$25.00$25.008/22/2010 5:55:17 PM
VikingLender$50.00$19.168/23/2010 4:39:03 AM
dano1965$50.00$50.008/23/2010 7:14:46 AM
deal-promiser$25.00$25.008/23/2010 1:42:30 AM
prominence8$25.00$25.008/23/2010 9:29:12 AM
MTF$50.00$50.008/23/2010 7:44:29 AM
tompau$25.00$25.008/23/2010 6:32:06 AM
principal-laser$26.00$26.008/23/2010 6:57:48 AM
wlm3012$25.00$25.008/23/2010 8:42:34 AM
golffish2$100.00$100.008/23/2010 7:38:27 AM
riverflow$39.75$39.758/23/2010 10:09:20 AM
sharp518$100.00$100.008/23/2010 11:49:44 AM
order-bee1$50.00$50.008/23/2010 11:53:37 AM
djkaiser$25.00$25.008/23/2010 10:30:34 AM
green-rapid-openness$50.00$50.008/23/2010 12:19:03 PM
grampy48$50.00$50.008/23/2010 1:03:48 PM
sturdy-peace9$49.00$49.008/23/2010 11:53:23 AM
lucky2$25.00$25.008/23/2010 11:36:33 AM
DasMula$25.00$25.008/23/2010 12:22:15 PM
doopers$25.00$25.008/23/2010 12:25:27 PM
lucrative-coin$50.00$50.008/23/2010 1:11:55 PM
credit-missile$25.00$25.008/23/2010 1:29:57 PM
investinFla$25.00$25.008/23/2010 1:39:37 PM
foldingbenny2$65.00$65.008/23/2010 2:06:28 PM
Bob450$30.00$30.008/23/2010 2:19:23 PM
dough-rocket$25.00$25.008/23/2010 2:22:23 PM
genuine-integrity0$25.00$25.008/18/2010 3:57:38 PM
boo_hoo$50.00$50.008/19/2010 8:11:43 PM
fabulous-community4$150.00$150.008/19/2010 4:53:47 PM
SolarMoonshine$25.00$25.008/20/2010 10:21:11 AM
usedtoborrow$43.75$43.758/20/2010 12:19:46 PM
jhouman$25.00$25.008/21/2010 1:12:42 AM
goodcents$35.00$35.008/21/2010 8:26:21 AM
goal-benefit2$25.00$25.008/21/2010 10:35:21 AM
chameleon125$100.00$100.008/21/2010 8:43:37 AM
Bait989$25.00$25.008/21/2010 12:32:26 PM
Longstreet47$25.00$25.008/21/2010 4:42:44 PM
RebuildingAmerica$50.00$50.008/21/2010 5:55:57 PM
Chesterite$25.00$25.008/21/2010 7:51:10 PM
LakeShoreLending$25.00$25.008/22/2010 12:19:55 PM
marinbb$50.00$50.008/22/2010 5:41:30 PM
orange-pound-party$29.66$29.668/22/2010 7:37:17 PM
DrWill$25.00$25.008/22/2010 4:45:30 PM
credit-missile$25.00$25.008/22/2010 5:55:40 PM
paceme1$39.99$39.998/22/2010 7:00:20 PM
thankful-nickel2$25.00$25.008/22/2010 7:07:34 PM
welshcat$87.36$87.368/23/2010 4:28:10 AM
Phatt-Daddy$250.00$250.008/23/2010 8:54:50 AM
farchoir$25.00$25.008/23/2010 9:07:41 AM
carrinel$35.67$35.678/23/2010 6:58:28 AM
Leshan$75.00$75.008/23/2010 7:08:46 AM
brondero$50.00$50.008/23/2010 7:37:50 AM
Mikale360$25.00$25.008/23/2010 7:44:21 AM
Stingray8a$25.00$25.008/23/2010 9:59:16 AM
The-Lighthouse-Group$25.00$25.008/23/2010 9:03:14 AM
GS-ROCK$25.00$25.008/23/2010 9:39:45 AM
Starfin-Capital-Management$250.00$250.008/23/2010 10:44:13 AM
friendinmoney$25.00$25.008/23/2010 11:22:58 AM
martymaniaman$45.40$45.408/23/2010 11:28:36 AM
green-rapid-openness$50.00$50.008/23/2010 12:18:34 PM
DasMula$25.00$25.008/23/2010 12:21:52 PM
investinFla$25.00$25.008/23/2010 12:57:32 PM
vette_311$75.00$75.008/23/2010 1:31:21 PM
SlickNick$25.00$25.008/23/2010 1:36:06 PM
aquistoyraul$25.00$25.008/23/2010 1:50:52 PM
wilchik$50.00$50.008/23/2010 1:55:59 PM
fireferd$25.00$25.008/23/2010 1:54:51 PM
payment-halo$25.00$25.008/23/2010 2:13:43 PM
93 bids
 
Borrower Payment Dependent Notes Series 471382
This series of Notes was issued and sold upon the funding of the borrower loan #44104, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 9.8% Auction start date:  Aug-13-2010 
  Auction end date:  Aug-19-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $542.83
Final lender yield: 32.94% Final borrower rate/APR: 33.94% / 37.64% Final monthly payment: $535.66
 
Auction yield range: 10.89% - 34.00% Estimated loss impact: 10.64%  
Lender servicing fee: 1.00% Estimated return: 22.30%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-2000 Debt/Income ratio: 20%
Credit score: 680-699 (Aug-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:3y 7m
Amount delinquent: $0 Total credit lines: 13 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $292Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 50%  
   Homeownership: No  
Screen name: brink2002 Borrower's state: Oregon Borrower's group: 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 27 ( 77% ) 680-699 (Latest)
Principal borrowed: $4,000.00< 31 days late: 1 ( 3% )  
680-699 (Jul-2010)
660-679 (Jul-2007)
 
Principal balance: $0.00 31+ days late: 7 ( 20% )
Total payments billed: 35  
Description
Capital to EXPAND biz for future!
Thank you for reading my listing and hope you will support it!!

Who Am I?
A friend and I own a professional wrestling organization. We're incorporated in California and are an Accredited business with the Better Business Bureau, with an A- rating and 0 complaints. I hold monthly events where the audiences range from 150 to our largest at 350.

I am requesting a $12,000 Prosper loan to be used over 5 years to handle office and storage fees, improve equipment, rentals as well as safety like pads, tools etc. I am starting this listing at a high interest rate despite my credit grade because I believe in my company and want to expand and am willing to pay a higher interest to lenders to do so!

I am a good candidate for this listing because this my 2nd loan with Prosper, I have an excellent job with my employer and am current with creditors. I am in the best position I have ever been in my life. Have low debt and make my payments on time each month.

About my Prosper Loan History
My lending details says I was late with 8 payments but in November '09, I had an arrangement with Prosper's payment specialist to pay partial payments as I was financially taking care of a relative and this took a lot of my monthly pay. Payments were for November 2009-February 2010.I spoke with customer service and they said it is due to their systems being computerized and that payments are automatically counted late just not reported to the credit bureaus. For proof, my credit score has increased since my last listing, something that obviously would not happen if I was late, especially 8 times. Second, my Prosper score is 8 out of 10 with 10 being the best. Third, "deliquencies in the last 7 years" is listed as 0. and my credit report with all the credit bureaus that Prosper reports to shows all on-time payments.

My financial situation
My monthly income after taxes is $3,400
My monthly expenses are: $2,040
Housing: $840
Insurance: $0
Car expenses: $50 (I ride the bus, this is my cost for monthly passes)
Utilities: $0 (Included in as part of housing rental
Phone, cable, internet: $100
Food, entertainment: $75
Clothing, household expenses $50
Credit cards and other loans: $25
Other/business expenses: $750 (Office rental, liability insurance, venue rental)
This leaves $1,510 to pay off the loan on a monthly basis.


Our events make between $1,500 to $2,000 each month but those funds pay off lasting expenses like paying competitors, video and sound crew and any additional fees owed to venues, I am not including it in my monthly income, also it can fluctuate month to month.

I look forward to your bids!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Please explain 1 Public record and late Prosper repayment of loan. <31 days late: 1 ( 3% ) 31+ days late: 7 ( 20% ) - good4loan
A: My answer is limited to 500 characters so I'll have to make my answers short. In regards to your question about my previous Prosper loan and late payments, I explained that in my listing under About My Prosper Loan History. My public record is due to medical bills that went to collection then small claims during the processing of my last loan. I paid off the bills with my previous loan. Sorry I couldn't answer more indepth :( Thanks for your question (Aug-19-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
mtquan$25.00$25.008/13/2010 2:24:46 PM
Cpay2Me$25.00$25.008/13/2010 2:25:23 PM
gain-bridge$25.00$25.008/13/2010 2:25:42 PM
borrowmine$25.00$25.008/13/2010 2:25:50 PM
sensible-order2$25.00$25.008/13/2010 2:25:57 PM
SkepticalBen$25.00$25.008/13/2010 2:26:12 PM
Aljasa2008$25.00$25.008/13/2010 2:26:17 PM
darylc$25.00$25.008/13/2010 2:26:31 PM
CapeDollars$50.00$50.008/13/2010 2:26:54 PM
graceful-investment$25.00$25.008/13/2010 2:27:16 PM
ImaPutz$25.00$25.008/13/2010 2:27:22 PM
lilgates26$25.00$25.008/13/2010 2:28:14 PM
intelligent-yield$25.00$25.008/13/2010 2:29:22 PM
SirJev$25.00$25.008/13/2010 2:34:24 PM
jmcdon7230$25.00$25.008/13/2010 2:34:40 PM
teller$25.00$25.008/13/2010 2:34:56 PM
ThatDanGuy$30.00$30.008/13/2010 2:35:02 PM
papaloha$50.00$50.008/13/2010 2:35:07 PM
Nerdster1$25.00$25.008/13/2010 2:37:11 PM
magnolia161$25.00$25.008/13/2010 2:37:28 PM
Jonb6919$25.00$25.008/13/2010 2:38:57 PM
lendme2$25.00$25.008/13/2010 2:39:04 PM
nrowland$25.00$25.008/13/2010 2:39:25 PM
personal-lender$25.00$25.008/13/2010 2:41:43 PM
deal-pioneer1$25.00$25.008/13/2010 2:25:40 PM
turbolozano$25.00$25.008/13/2010 2:25:47 PM
phillipd48$25.00$25.008/13/2010 2:26:18 PM
janus_god$25.00$25.008/13/2010 2:26:27 PM
payout-carnival$25.00$25.008/13/2010 2:26:40 PM
rpatusa$25.00$25.008/13/2010 2:27:27 PM
worthy-truth$25.00$25.008/13/2010 2:28:07 PM
eronyc$25.00$25.008/13/2010 2:30:42 PM
ferocious-exchange3$25.00$25.008/13/2010 2:31:29 PM
buukyak$25.00$25.008/13/2010 2:31:57 PM
PRGuyinVA$25.00$25.008/13/2010 2:33:19 PM
UCLA4life$25.00$25.008/13/2010 2:33:59 PM
The_Secret$25.00$25.008/13/2010 2:34:18 PM
Craig_B$25.00$25.008/13/2010 2:34:36 PM
fairness-kayak$25.00$25.008/13/2010 2:34:49 PM
jeromeyuan$25.00$25.008/13/2010 2:36:54 PM
bountiful-durability$50.00$50.008/13/2010 2:37:17 PM
first-restless-payout$50.00$50.008/13/2010 2:37:54 PM
deal-secret-agent$25.00$25.008/13/2010 2:39:10 PM
balance-handshake7$25.00$25.008/13/2010 2:40:45 PM
hard-working-loot$25.00$25.008/13/2010 2:44:58 PM
frogperson$50.00$50.008/13/2010 2:57:30 PM
finance-prescription$50.00$50.008/13/2010 2:57:41 PM
HHP$25.00$25.008/13/2010 2:57:48 PM
kingston1$25.00$25.008/13/2010 2:46:57 PM
AAAInvestments$25.00$25.008/13/2010 2:47:14 PM
Scoote2912$25.00$25.008/13/2010 2:25:26 PM
soulwork$25.00$25.008/13/2010 2:25:31 PM
bassman2$25.00$25.008/13/2010 2:25:37 PM
MoneyLender72$50.00$50.008/13/2010 2:25:48 PM
orderly-leverage$30.00$30.008/13/2010 2:26:04 PM
nickel-mad-scientist$25.00$25.008/13/2010 2:28:50 PM
gala2$25.00$25.008/13/2010 2:29:04 PM
delicious-cash$25.00$25.008/13/2010 2:29:25 PM
bid-czar8$50.00$50.008/13/2010 2:50:52 PM
cash-spark3$25.00$25.008/13/2010 2:30:54 PM
investment-forte$25.00$25.008/13/2010 2:36:57 PM
balance-hercules$91.41$91.418/13/2010 2:37:21 PM
accordion8$25.00$25.008/13/2010 2:37:44 PM
astute-dollar$50.00$50.008/13/2010 2:38:49 PM
rock-turner$25.00$25.008/13/2010 2:56:56 PM
compassion-lotus5$25.00$25.008/13/2010 2:57:23 PM
copper$30.00$30.008/13/2010 3:16:59 PM
Palacios$50.00$50.008/13/2010 2:57:38 PM
payment-gusto$25.00$25.008/13/2010 2:57:45 PM
kidsskipp$25.00$25.008/13/2010 2:58:04 PM
Lam0nt$25.00$25.008/13/2010 2:58:13 PM
mercuriant$25.00$25.008/13/2010 2:59:49 PM
Vreet$25.00$25.008/13/2010 4:55:40 PM
marketplace-cello5$25.00$25.008/13/2010 4:55:49 PM
Contact911$28.15$28.158/13/2010 4:57:27 PM
birddogsb$50.00$50.008/13/2010 4:59:04 PM
joee$25.00$25.008/13/2010 2:53:42 PM
inforapenny$25.00$25.008/13/2010 3:15:09 PM
seisen$42.04$42.048/13/2010 3:16:57 PM
Ocean713$50.00$50.008/13/2010 2:57:14 PM
S-Master$25.00$25.008/13/2010 2:57:31 PM
worthy-bid8$50.00$50.008/13/2010 2:58:35 PM
willieboone$50.00$50.008/13/2010 3:52:23 PM
skuba$25.00$25.008/13/2010 2:59:34 PM
Tycho$26.00$26.008/13/2010 3:04:34 PM
orange-dollar-guild$25.00$25.008/13/2010 4:52:36 PM
persevering$25.00$25.008/13/2010 8:27:20 PM
bdloans$50.00$50.008/13/2010 4:53:56 PM
MitchD$25.00$25.008/13/2010 5:22:39 PM
iLoaner$25.00$25.008/13/2010 10:12:28 PM
svandgts$25.00$25.008/13/2010 4:56:17 PM
compassion-bauble4$25.00$25.008/13/2010 10:54:24 PM
rapid-power2$25.00$25.008/13/2010 5:14:07 PM
Sixmil$25.00$25.008/13/2010 9:14:52 PM
dime-reaction$25.00$25.008/13/2010 11:02:57 PM
1nvest$25.00$25.008/14/2010 5:32:10 AM
TheBaldGuy$25.00$25.008/13/2010 8:42:51 PM
bambampk$26.00$26.008/13/2010 10:30:01 PM
ThisGuyIKnow$25.00$25.008/13/2010 8:46:58 PM
wealth-cloud$25.00$25.008/13/2010 10:56:26 PM
contract-eagle$25.00$25.008/13/2010 11:03:04 PM
bryantsh$25.00$25.008/13/2010 10:33:01 PM
elegant-loot$25.00$25.008/13/2010 10:55:20 PM
czar3$29.01$29.018/13/2010 10:56:45 PM
shrewd-deal$25.00$25.008/13/2010 11:02:08 PM
magusfoo$25.00$25.008/14/2010 12:49:02 PM
ADSFL05$25.00$25.008/14/2010 12:49:05 PM
zorg77$25.00$25.008/14/2010 12:49:13 PM
Kash2010lu$50.00$50.008/14/2010 9:50:56 AM
lukeskywalkerkp$25.00$25.008/14/2010 11:42:55 AM
jono9999$46.12$46.128/14/2010 12:00:30 PM
vkorichkov$25.00$25.008/14/2010 12:49:10 PM
healingangel22$25.00$25.008/14/2010 6:56:17 AM
seasonedinvestor$25.00$25.008/14/2010 3:32:02 PM
DeutscheBank$25.00$25.008/14/2010 3:32:03 PM
Whipster$75.00$75.008/14/2010 12:02:39 PM
orange-courageous-dedication$30.00$30.008/14/2010 12:48:49 PM
apeloans$25.00$25.008/14/2010 12:49:11 PM
currency-oak$25.00$25.008/14/2010 10:26:42 PM
bahamaman$27.76$27.768/14/2010 10:27:17 PM
NickRac$25.00$25.008/15/2010 7:36:14 AM
mmczech76$25.00$25.008/14/2010 10:08:02 PM
summerlander$25.00$25.008/14/2010 10:23:31 PM
TommyTucker$25.00$25.008/15/2010 12:30:44 PM
steely_dan34$25.00$25.008/15/2010 1:24:18 PM
just-benefit$50.00$50.008/15/2010 6:59:30 AM
important-openness1$100.00$100.008/15/2010 7:22:26 AM
circuitfive$25.00$25.008/15/2010 4:12:15 PM
hope-hickory$25.00$25.008/15/2010 9:47:03 AM
smart-leverage7$30.00$30.008/15/2010 8:03:46 PM
Kreditorium$25.00$25.008/15/2010 3:42:14 PM
bazzer$25.00$25.008/15/2010 8:48:55 PM
Saleen06$25.00$25.008/16/2010 8:21:09 AM
bigbryan98$25.00$25.008/16/2010 10:29:36 AM
a275ranger$25.00$25.008/16/2010 10:29:41 AM
bchen78875$25.00$25.008/16/2010 1:26:07 PM
FinDoc$25.00$25.008/16/2010 11:01:44 AM
dcap3$50.00$50.008/16/2010 8:53:02 PM
unger$100.00$100.008/17/2010 4:40:08 AM
bold-hope-vinyl$50.00$50.008/17/2010 12:49:33 PM
Bob450$30.00$30.008/17/2010 2:36:16 PM
Jester8967$50.00$50.008/17/2010 2:22:51 PM
loyalist1$50.00$50.008/17/2010 3:21:48 PM
muirheaj$25.00$25.008/17/2010 3:09:28 PM
erccpa$50.11$50.118/18/2010 6:31:27 AM
Lender-Trader$30.75$30.758/17/2010 10:16:06 PM
superb-kindness2$50.00$50.008/18/2010 6:40:13 AM
gold-cluster$100.00$100.008/18/2010 9:57:55 AM
top-courteous-peso$100.00$100.008/18/2010 9:52:36 AM
firewomin$50.00$50.008/18/2010 2:44:11 PM
kind-bill-supporter$50.00$50.008/18/2010 3:01:24 PM
Starfin-Capital-Management$150.00$150.008/18/2010 3:11:20 PM
asiaratt$50.00$50.008/18/2010 9:08:02 PM
sc-pjb11$30.00$30.008/19/2010 4:04:36 AM
Rogelio48$25.00$25.008/19/2010 9:30:48 AM
leodaguy$25.00$25.008/19/2010 10:32:00 AM
GInBaghdad$25.00$25.008/13/2010 2:24:49 PM
compassion-6070$25.00$25.008/13/2010 2:25:07 PM
value-microscope$25.00$25.008/13/2010 2:25:30 PM
SPB$25.00$25.008/13/2010 2:25:45 PM
balance6$25.00$25.008/13/2010 2:25:57 PM
Bank42$50.00$50.008/13/2010 2:26:00 PM
bold-currency-holly$25.00$25.008/13/2010 2:26:14 PM
dspmn$26.00$26.008/13/2010 2:26:26 PM
prophechonl$25.00$25.008/13/2010 2:27:02 PM
mjdaking$25.00$25.008/13/2010 2:27:18 PM
JFKPilot$25.00$25.008/13/2010 2:27:25 PM
Tammy102800$25.00$25.008/13/2010 2:27:29 PM
hawkhelp$25.00$25.008/13/2010 2:29:06 PM
Ragnar$25.00$25.008/13/2010 2:31:19 PM
desertoasis$25.00$25.008/13/2010 2:34:10 PM
moola-wildebeest3$25.00$25.008/13/2010 2:34:33 PM
ezg$25.00$25.008/13/2010 2:34:53 PM
cgkid$25.00$25.008/13/2010 2:34:59 PM
shiny-dollar9$25.00$25.008/13/2010 2:35:05 PM
jeffreyd81$25.00$25.008/13/2010 2:36:47 PM
rescue$83.59$83.598/13/2010 2:37:25 PM
GrooveBiz$50.00$50.008/13/2010 2:37:50 PM
VBAces$25.00$25.008/13/2010 2:39:15 PM
DUDE66$25.00$25.008/13/2010 2:39:28 PM
reward-adventure$30.00$30.008/13/2010 2:40:43 PM
wampum-prodigy6$25.00$25.008/13/2010 2:25:20 PM
StrategicFinancier21$25.00$25.008/13/2010 2:25:44 PM
loanscholar$30.91$30.918/13/2010 2:25:59 PM
Helenska11$25.00$25.008/13/2010 2:26:21 PM
LoisLoan$25.00$25.008/13/2010 2:26:37 PM
easybreezy$25.00$25.008/13/2010 2:26:46 PM
money-explorer3$25.00$25.008/13/2010 2:27:24 PM
orange-preeminant-bill$100.00$100.008/13/2010 2:44:03 PM
schpere$25.00$25.008/13/2010 2:44:09 PM
Free-the-usa-1776$25.00$25.008/13/2010 2:27:47 PM
momoney2lend$25.00$25.008/13/2010 2:44:20 PM
first-upright-payout$25.00$25.008/13/2010 2:29:01 PM
Dreams4Cash$25.00$25.008/13/2010 2:29:42 PM
reflective-rupee$25.00$25.008/13/2010 2:46:04 PM
golden-cat$25.00$25.008/13/2010 2:31:33 PM
sweetlan$25.00$25.008/13/2010 2:48:48 PM
Bailador$25.00$25.008/13/2010 2:33:17 PM
Yanwoo$25.00$25.008/13/2010 2:34:29 PM
thrifty-funds1$25.00$25.008/13/2010 2:34:44 PM
GatorBux$25.00$25.008/13/2010 2:37:48 PM
autonomous-truth$25.00$25.008/13/2010 2:37:56 PM
klinebarger$25.00$25.008/13/2010 2:39:20 PM
r0b3m4n$25.00$25.008/13/2010 2:54:01 PM
asset-professor$25.00$25.008/13/2010 2:43:46 PM
top-impressive-dinero$25.00$25.008/13/2010 2:57:18 PM
BenOrt$25.00$25.008/13/2010 2:57:32 PM
kmr2$100.00$100.008/13/2010 2:57:44 PM
Comoparklender$25.00$25.008/13/2010 2:57:52 PM
metro457$40.00$40.008/13/2010 2:57:56 PM
ZTA0796$25.00$25.008/13/2010 2:24:48 PM
steamboatgal$25.00$25.008/13/2010 2:25:15 PM
famous-bill$50.00$50.008/13/2010 2:25:28 PM
CreativeIdeas$25.00$25.008/13/2010 2:25:34 PM
nestegg4e$25.00$25.008/13/2010 2:25:39 PM
Big_Baller$25.00$25.008/13/2010 2:25:49 PM
soulful-truth$130.00$130.008/13/2010 2:59:23 PM
inspiring-reward$150.00$150.008/13/2010 2:26:07 PM
special-responsibility$25.00$25.008/13/2010 2:26:43 PM
greenback-amplifier$25.00$25.008/13/2010 2:27:21 PM
liberty-revelry2$25.00$25.008/13/2010 2:27:45 PM
jga516$25.00$25.008/13/2010 2:29:47 PM
mg6619$25.00$25.008/13/2010 2:29:56 PM
JGB$63.79$63.798/13/2010 2:31:07 PM
IIP77$25.00$25.008/13/2010 2:31:34 PM
DadWarbucks$25.00$25.008/13/2010 2:32:54 PM
lloyd_s$25.00$25.008/13/2010 2:33:14 PM
patriot897$25.00$25.008/13/2010 3:04:53 PM
purdue98$25.00$25.008/13/2010 2:54:08 PM
KHU2-B$25.00$25.008/13/2010 2:37:02 PM
stock106$25.00$25.008/13/2010 2:37:31 PM
bold-principal-thinker$25.00$25.008/13/2010 2:38:45 PM
richrobe$25.00$25.008/13/2010 2:39:22 PM
tech310$75.00$75.008/13/2010 2:57:49 PM
Speculator$100.00$100.008/13/2010 2:58:46 PM
authoritative-platinum7$25.00$25.008/13/2010 2:58:50 PM
Rattlehead$25.00$25.008/13/2010 2:58:54 PM
dedicated-diversification5$37.92$37.928/13/2010 2:59:00 PM
cjames84$25.00$25.008/13/2010 4:18:01 PM
Interstate_Rate$100.00$100.008/13/2010 2:47:20 PM
WindyKid$25.00$25.008/13/2010 4:55:18 PM
loan4teacher$25.00$25.008/13/2010 3:16:21 PM
Artist_Blue$25.00$25.008/13/2010 3:16:25 PM
WBB21$25.00$25.008/13/2010 5:14:09 PM
drg6289$25.00$25.008/13/2010 5:55:20 PM
simplelender80$250.00$250.008/13/2010 4:37:13 PM
uncleegg$25.00$25.008/13/2010 3:04:47 PM
WalnutCreekguy$25.00$25.008/13/2010 3:05:08 PM
cablenews$25.00$25.008/13/2010 3:05:19 PM
sympathetic-asset$25.00$25.008/13/2010 3:15:40 PM
IntrepidInvestment$50.00$50.008/13/2010 5:12:55 PM
return-grizzly$100.00$100.008/13/2010 3:53:35 PM
TpbiCapitals$25.51$25.518/13/2010 9:50:43 PM
mvalley$25.00$25.008/13/2010 9:50:59 PM
reward-motion$25.00$25.008/13/2010 5:23:22 PM
halothane_logic$25.00$25.008/13/2010 10:05:55 PM
brother_tam$50.00$50.008/13/2010 10:09:31 PM
contract-giant$25.00$25.008/13/2010 7:03:22 PM
coin-sherpa$25.00$25.008/13/2010 4:52:51 PM
treasure-bliss$100.00$100.008/13/2010 10:47:21 PM
LuvToLend$25.00$25.008/13/2010 8:43:58 PM
Viamin$25.00$25.008/13/2010 9:09:35 PM
worth-arch$25.00$25.008/13/2010 11:02:13 PM
auction-workhorse679$25.00$25.008/13/2010 5:23:21 PM
jonn834$25.00$25.008/13/2010 9:21:27 PM
fillholdingsllc$25.00$25.008/13/2010 5:32:21 PM
ssh1983$25.00$25.008/14/2010 5:32:13 AM
Dave0$25.00$25.008/13/2010 9:08:53 PM
enriching-fund4$25.00$25.008/13/2010 10:54:08 PM
successful-agreement7$65.86$65.868/13/2010 10:54:12 PM
industrious-dedication$25.00$25.008/13/2010 10:54:35 PM
CASHGIRL$25.00$25.008/13/2010 9:37:31 PM
forthright-dedication$61.83$61.838/13/2010 11:03:31 PM
building-america$25.00$25.008/13/2010 11:14:59 PM
tntmojave$25.00$25.008/14/2010 5:32:15 AM
tkr2$25.00$25.008/13/2010 10:30:25 PM
euro-mirth$25.00$25.008/13/2010 10:53:48 PM
lovely-leverage$35.00$35.008/14/2010 9:22:59 AM
TaoPooh$25.00$25.008/13/2010 10:56:55 PM
kindness-percolator5$25.00$25.008/13/2010 10:58:17 PM
jengachamp$25.00$25.008/13/2010 10:59:21 PM
GeorgiaCredit$25.00$25.008/14/2010 12:49:04 PM
RMB-Investments$25.00$25.008/14/2010 12:49:08 PM
nybanker85$35.00$35.008/14/2010 12:49:18 PM
money-bauble$52.11$52.118/13/2010 11:19:24 PM
Q9-X3$25.00$25.008/13/2010 11:22:07 PM
booOST$152.96$152.968/14/2010 12:01:50 PM
Smartrider$25.00$25.008/14/2010 12:28:36 PM
deal-frontier$50.00$50.008/14/2010 12:47:27 PM
Angleofcare$25.00$25.008/14/2010 12:47:53 PM
janicewill$25.00$25.008/14/2010 6:22:01 AM
Slend49$50.00$50.008/14/2010 2:53:20 PM
Schu$50.00$50.008/14/2010 12:49:26 PM
DER$50.00$50.008/14/2010 8:37:28 AM
puppy880$25.00$25.008/14/2010 4:12:13 PM
best-ingenious-funds$25.00$25.008/14/2010 4:53:27 PM
newest-inspiring-power$25.00$25.008/14/2010 12:49:12 PM
suomynona$25.00$25.008/14/2010 10:23:24 PM
DeltaComputerGuy$25.00$25.008/14/2010 10:28:49 PM
tntmojave$25.00$25.008/14/2010 10:24:16 PM
dinero-mason$50.00$50.008/14/2010 3:32:12 PM
oaktown23$50.00$50.008/14/2010 11:52:58 PM
bslavin$25.00$25.008/14/2010 10:23:32 PM
hopethisworks$25.00$25.008/15/2010 8:17:14 AM
jonmars$25.00$25.008/15/2010 12:16:58 AM
the-money-gargantuan$25.00$25.008/15/2010 4:12:12 PM
ralf206$50.72$50.728/15/2010 1:38:26 PM
reinforced-revenue069$25.00$25.008/15/2010 11:12:13 AM
apostle901$25.00$25.008/15/2010 6:30:48 PM
loan-fate$50.00$50.008/15/2010 8:52:02 PM
helpful-listing$25.00$25.008/16/2010 6:07:04 AM
favorite-commerce$25.00$25.008/16/2010 10:26:07 AM
P2InvestorSolutions$25.00$25.008/16/2010 11:01:31 AM
ukstevenhawaii$25.45$25.458/16/2010 10:29:32 AM
njlom$25.00$25.008/16/2010 10:29:39 AM
diplomatic-wealth7$25.00$25.008/16/2010 10:42:06 AM
traice$25.00$25.008/16/2010 9:38:37 AM
grnii78$100.00$100.008/16/2010 3:24:01 PM
larrybird$98.35$98.358/16/2010 3:44:52 PM
kegs$100.00$100.008/16/2010 3:45:42 PM
EBITDA$25.00$25.008/16/2010 3:43:57 PM
EngineerGuru$100.00$100.008/16/2010 5:37:05 PM
smart-gain$50.00$50.008/17/2010 9:27:26 AM
bold-unflappable-market$25.00$25.008/17/2010 9:56:19 AM
gold-point$50.00$50.008/17/2010 2:55:26 PM
NotYunus$25.00$25.008/17/2010 8:14:30 PM
realtormoises$25.00$25.008/17/2010 8:34:40 PM
chato2345$25.00$25.008/17/2010 5:31:23 PM
helping-out$30.00$30.008/18/2010 9:48:16 AM
enthralling-deal180$40.75$40.758/18/2010 12:09:42 PM
enthusiastic-balance5$50.00$50.008/18/2010 1:27:18 PM
the-silver-blaster$26.97$26.978/18/2010 10:24:00 AM
reward-planetarium$100.00$100.008/18/2010 4:03:24 PM
new-social-economist$25.00$25.008/18/2010 4:02:26 PM
1-HARD-HEAD$50.00$50.008/19/2010 4:34:34 AM
maple1$25.00$25.008/19/2010 9:39:20 AM
AlexTrep$25.00$25.008/19/2010 10:28:02 AM
BeanCownter$25.00$25.008/19/2010 11:02:21 AM
wwwUniversal$25.00$24.938/19/2010 9:57:17 AM
peace-saber0$25.00$25.008/19/2010 12:52:37 PM
good4loan$25.00$25.008/19/2010 11:57:23 AM
AEH_Now$25.00$25.008/19/2010 12:53:12 PM
342 bids
 
Borrower Payment Dependent Notes Series 471448
This series of Notes was issued and sold upon the funding of the borrower loan #44125, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,200.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.6% Auction start date:  Aug-16-2010 
  Auction end date:  Aug-23-2010 
 
Starting lender yield: 7.25% Starting borrower rate/APR: 8.25% / 8.59% Starting monthly payment: $132.10
Final lender yield: 6.95% Final borrower rate/APR: 7.95% / 8.29% Final monthly payment: $131.52
 
Auction yield range: 2.89% - 7.25% Estimated loss impact: 1.55%  
Lender servicing fee: 1.00% Estimated return: 5.40%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Nov-1995 Debt/Income ratio: 17%
Credit score: 840-859 (Aug-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 13Length of status:3y 6m
Amount delinquent: $0 Total credit lines: 35 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,064Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 8%  
   Homeownership: Yes  
Screen name: ansky127 Borrower's state: NewYork Borrower's group: Thousand Dollar Group
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
Purpose of loan:This loan will be used to? do some updating to my kitchen. Adding a hallway with a much needed pantry.

My financial situation: I am a good candidate for this loan because?as you can see from my credit rating I am an excellent candidate for this loan. I pay all bills on time and do not have a lot of debt.

My net income is about $5500 a month, not including bonuses that I receive twice a year.

Mortgage (and taxes) $2000
Car $600
Cable, oil, elc $400
Entertainment $300
Grocery $300
Other debt $500
Misc $500

This leaves me plenty of excess money to pay for this loan.

This also doest not included my girlfriend's income. She helps out with the bills too.

$7,000 of the revolving credit balance is the balance of the money I owe for my PSL for the NY Giants season tickets. This is actually an asset that is work over $10,000. I make small payments because I financed the PSL with a low interest rate.

Thanks for looking and please let me know if you have any questions!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
turbospeed$25.00$25.008/16/2010 2:40:45 PM
swiftsoul$25.00$25.008/16/2010 2:30:10 PM
Simply2fly$25.00$25.008/16/2010 2:59:41 PM
qkinger$50.00$50.008/16/2010 3:38:53 PM
wwwUniversal$25.00$25.008/16/2010 3:49:40 PM
dcap3$50.00$50.008/16/2010 8:52:27 PM
bornsucka$25.00$25.008/17/2010 12:31:00 PM
Kelor99$25.00$25.008/17/2010 12:11:10 PM
octoberfresh$35.00$35.008/17/2010 1:33:29 PM
bfn311$25.00$25.008/17/2010 5:15:07 PM
interstellar$50.00$50.008/17/2010 10:59:09 PM
beachfunder$25.00$25.008/17/2010 9:29:34 PM
Rearden_Steel$25.00$25.008/18/2010 1:16:05 PM
nimcha$100.00$100.008/18/2010 1:26:28 PM
dmitriy2$25.00$25.008/18/2010 8:56:59 PM
quiggles$25.00$25.008/19/2010 6:43:34 AM
one-midas$25.00$25.008/19/2010 4:23:30 PM
bonus-sensai825$25.00$25.008/19/2010 9:44:43 PM
Lender0307$25.00$25.008/19/2010 5:10:17 PM
thebadpelican$25.00$25.008/19/2010 9:23:07 PM
drmoney11$25.00$25.008/19/2010 10:48:39 PM
bannybucks$25.00$25.008/20/2010 5:41:32 AM
glc527$30.00$30.008/20/2010 8:51:53 AM
outofoffice$50.00$50.008/20/2010 8:38:12 AM
SunsetCoastCapital$25.00$25.008/20/2010 9:41:58 AM
TJ-Financial-Group$25.00$25.008/20/2010 10:29:18 AM
cwegert$60.00$60.008/20/2010 1:11:52 PM
kf88$25.00$25.008/20/2010 4:53:20 PM
Ardy123$25.00$25.008/20/2010 4:06:52 PM
debt-legend$25.00$25.008/20/2010 4:44:13 PM
elevated-finance$75.00$75.008/20/2010 5:34:14 PM
duty-sundae1$25.00$25.008/20/2010 7:14:57 PM
Earnest_Money$25.00$25.008/20/2010 8:16:59 PM
Shelby2082$25.00$25.008/21/2010 12:38:14 AM
billnsc$25.00$25.008/21/2010 5:20:21 AM
kapahua$100.00$100.008/21/2010 9:22:29 AM
Dollars4Rent$25.00$25.008/21/2010 9:50:22 AM
pilot1723$25.00$25.008/21/2010 12:48:17 PM
swissbanker$50.00$50.008/21/2010 12:49:00 PM
money4u2use$27.24$27.248/21/2010 2:18:44 PM
kain11286$300.00$300.008/21/2010 6:48:26 PM
gothampark$25.00$25.008/21/2010 7:36:34 PM
McChan$100.00$100.008/21/2010 11:56:24 PM
BankofPaul$30.00$30.008/22/2010 4:35:57 AM
JLPicard$67.76$67.768/22/2010 12:29:33 AM
BipedalHominid$25.00$25.008/22/2010 4:25:56 PM
redtilapia$25.00$25.008/22/2010 1:10:16 PM
credit-launcher773$25.00$25.008/22/2010 1:36:25 PM
LD4LIFE$50.00$50.008/22/2010 7:54:43 PM
MomB$25.00$25.008/22/2010 5:25:34 PM
LD4LIFE$50.00$50.008/22/2010 7:43:18 PM
BaxterSandy$25.00$25.008/22/2010 9:31:06 PM
rupee-kung-fu7$26.16$26.168/23/2010 9:18:28 AM
coolcoast$30.84$30.848/23/2010 10:19:01 AM
moneytolend72$25.00$25.008/23/2010 10:48:03 AM
wildblue$25.00$25.008/23/2010 11:54:44 AM
thebadpelican$25.00$25.008/23/2010 12:08:25 PM
penny-finder$47.80$29.658/23/2010 10:41:24 AM
bughead$25.00$25.008/23/2010 10:46:24 AM
eCapital$25.00$25.008/23/2010 12:00:52 PM
revenue-appraiser$25.00$25.008/23/2010 1:11:46 PM
Dskillz$25.00$25.008/23/2010 11:58:02 AM
Global_Lender$25.00$25.008/23/2010 2:25:22 PM
grampy48$25.00$25.008/23/2010 1:11:09 PM
thankful-nickel2$25.00$25.008/23/2010 1:56:27 PM
StocksMan$50.00$50.008/23/2010 2:24:46 PM
RandyL3$39.00$39.008/16/2010 2:53:45 PM
psonicl$100.00$100.008/16/2010 2:52:45 PM
blot44$25.00$25.008/16/2010 7:56:27 PM
ralf206$100.00$100.008/16/2010 7:01:51 PM
hondo44$30.30$30.308/17/2010 10:14:34 AM
tedi-tif$50.00$50.008/17/2010 12:44:20 PM
db0973$25.00$25.008/18/2010 6:35:11 AM
FLFF$50.00$50.008/19/2010 5:32:51 AM
Bodyboard$37.81$37.818/19/2010 7:18:28 PM
NYCLAIMSGUY$25.00$25.008/20/2010 5:41:22 AM
prainvestment$50.00$50.008/20/2010 7:05:27 AM
CheapDolo22$25.00$25.008/20/2010 7:34:51 AM
rce1964$25.00$25.008/20/2010 10:24:54 AM
MN_Lender$25.00$25.008/20/2010 10:29:41 AM
patriot897$50.00$50.008/20/2010 10:48:16 AM
FundMaker$25.00$25.008/20/2010 11:27:03 AM
otalon$25.00$25.008/20/2010 2:07:01 PM
Auditman$50.00$50.008/20/2010 5:53:37 PM
paul1$50.00$50.008/20/2010 5:46:01 PM
blindtaxidriver$25.00$25.008/21/2010 1:38:42 AM
Taien$25.00$25.008/21/2010 12:36:29 AM
Dollars4Rent$25.00$25.008/21/2010 9:50:07 AM
tsmonaghan$30.50$30.508/21/2010 11:47:56 AM
pfspartan$75.00$75.008/21/2010 7:54:01 PM
matthewrburk$100.00$100.008/21/2010 8:06:15 PM
OzGuy609$25.00$25.008/21/2010 10:39:01 PM
BlessedEveryDay$30.00$30.008/22/2010 2:12:30 PM
MomB$25.00$25.008/22/2010 5:22:34 PM
MSTCOURTJESTER$50.00$50.008/22/2010 10:37:36 AM
ualdriver$33.74$33.748/22/2010 6:58:31 PM
theskippy$25.00$25.008/22/2010 9:04:45 PM
dreamhope$25.00$25.008/23/2010 7:11:35 AM
Charmart$25.00$25.008/23/2010 9:32:05 AM
SAG$42.00$42.008/23/2010 10:59:58 AM
friendinmoney$25.00$25.008/23/2010 11:25:34 AM
zx12rider$25.00$25.008/23/2010 12:23:14 PM
pantheraccountant$25.00$25.008/23/2010 11:49:11 AM
lpkitten$50.00$50.008/23/2010 1:58:50 PM
entertaining-greenback2$25.00$25.008/23/2010 2:20:39 PM
wilchik$70.00$70.008/23/2010 1:15:33 PM
indomart$50.00$50.008/23/2010 1:52:44 PM
myduck$50.00$50.008/23/2010 2:19:10 PM
108 bids
 
Borrower Payment Dependent Notes Series 471476
This series of Notes was issued and sold upon the funding of the borrower loan #44078, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,400.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.2% Auction start date:  Aug-16-2010 
  Auction end date:  Aug-19-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.79% Starting monthly payment: $62.82
Final lender yield: 33.35% Final borrower rate/APR: 34.35% / 38.79% Final monthly payment: $62.82
 
Auction yield range: 13.89% - 33.35% Estimated loss impact: 15.74%  
Lender servicing fee: 1.00% Estimated return: 17.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-2002 Debt/Income ratio: 47%
Credit score: 660-679 (Aug-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:0y 2m
Amount delinquent: $0 Total credit lines: 17 Occupation: Scientist
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,409Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 52%  
   Homeownership: No  
Screen name: truth-empire0 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Buying a car
Purpose of loan:
This loan will be used to purchase a car to drive to work.

My financial situation:
I am a good candidate for this loan because all bills are shared with my fianc?e and I can repay the loan early. I am able to save $300 per month.

Monthly net income: $
$1550
Monthly expenses: $
??Housing: $ 250
??Insurance: $ 40
??Car expenses: $ 0
??Utilities: $?30
??Phone, cable, internet: $ 35
??Food, entertainment: $ 75
??Clothing, household expenses $ 20
??Credit cards and other loans: $ 100
??Other expenses: $ 65
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: How do you currently get to work and what car are you planning on buying with $1,400. Will you put any saved money into this car as well? - diversification-maple1
A: I currently ride to work with my sister ( she also works at Vanderbilt Medical Center.) This seems to be quite taxing on her since some of my experiments take an hour or so longer than expected, and she waits an hour or 2 extra. I plan to buy a reliable $3000 car. I have saved $1600, but, I probably cannot buy a car that I trust for this amount. One of our staff scientist announced today that he is returning to India to take another job, so, I should receive a promotion when I assume his duties. (Aug-18-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
transaction-circuit$25.00$25.008/16/2010 2:41:30 PM
personal-lender$25.00$25.008/16/2010 2:43:53 PM
reward-adventure$30.00$30.008/16/2010 2:42:21 PM
zone8$50.00$50.008/16/2010 2:47:15 PM
top-courteous-peso$25.00$25.008/16/2010 2:50:56 PM
Artist_Blue$25.00$25.008/16/2010 3:33:09 PM
dynrep$25.00$25.008/16/2010 3:45:38 PM
dcap3$50.00$50.008/16/2010 8:53:10 PM
bchen78875$25.00$25.008/17/2010 12:59:56 PM
JustMee$25.00$25.008/17/2010 11:59:10 AM
winmals$25.00$25.008/17/2010 9:28:46 PM
loyalist1$50.00$50.008/18/2010 8:43:05 AM
lostviajero$25.00$25.008/18/2010 10:10:40 AM
silver-zenith$25.00$25.008/18/2010 3:36:21 PM
the-silver-blaster$50.00$50.008/18/2010 9:08:50 PM
Dave_Cashflow$25.00$25.008/19/2010 12:10:45 AM
enthralling-deal180$31.40$31.408/18/2010 9:08:57 PM
cashhelp$25.00$25.008/18/2010 9:11:58 PM
reward-planetarium$25.00$25.008/19/2010 6:11:59 AM
auction-workhorse679$25.00$25.008/19/2010 9:36:27 AM
balance-handshake7$25.00$25.008/16/2010 2:43:13 PM
reflective-rupee$25.00$25.008/16/2010 2:47:37 PM
bid-czar8$50.00$50.008/16/2010 2:49:24 PM
Brown98$25.00$25.008/16/2010 2:51:25 PM
simplelender80$100.00$100.008/16/2010 2:57:11 PM
diplomatic-wealth7$25.00$25.008/16/2010 3:49:12 PM
SolarMoonshine$25.00$25.008/16/2010 5:52:01 PM
important-openness1$100.00$100.008/16/2010 3:48:46 PM
transaction-circuit$50.00$50.008/17/2010 9:56:41 AM
kegs$100.00$100.008/17/2010 1:30:33 PM
larrybird$100.00$100.008/17/2010 3:13:30 PM
income-rocker2$52.87$52.878/18/2010 6:27:31 AM
diversification-maple1$25.00$25.008/18/2010 9:54:49 PM
RebuildALife$25.00$25.008/19/2010 12:01:34 AM
bondhedger$25.00$25.008/19/2010 12:12:42 AM
return-owner$25.00$25.008/19/2010 1:52:36 AM
firewomin$44.31$10.738/19/2010 10:00:25 AM
37 bids
 
Borrower Payment Dependent Notes Series 471502
This series of Notes was issued and sold upon the funding of the borrower loan #44084, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 9.8% Auction start date:  Aug-16-2010 
  Auction end date:  Aug-17-2010 
 
Starting lender yield: 24.75% Starting borrower rate/APR: 25.75% / 29.26% Starting monthly payment: $140.55
Final lender yield: 24.75% Final borrower rate/APR: 25.75% / 29.27% Final monthly payment: $140.55
 
Auction yield range: 10.89% - 24.75% Estimated loss impact: 10.41%  
Lender servicing fee: 1.00% Estimated return: 14.34%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-1993 Debt/Income ratio: 16%
Credit score: 640-659 (Aug-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:7y 10m
Amount delinquent: $0 Total credit lines: 15 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,539Stated income:$25,000-$49,999
Delinquencies in last 7y: 12 Bankcard utilization: 19%  
   Homeownership: No  
Screen name: jemsmom Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 37 ( 100% ) 640-659 (Latest)
Principal borrowed: $2,800.00< 31 days late: 0 ( 0% )  
620-639 (Aug-2009)
520-539 (Apr-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 37  
Description
Independence!
Purpose of loan:
This loan will be used to? pay off an unexpected tax bill and for moving expenses.
My financial situation:
I am a good candidate for this loan because:I have received two loans from Prosper lenders in the past and have paid them both off in a short time. My credit situation is improving. I have a stable income and I pay my bills on time. This is a big push for me to become finally and fully independent. Thank-you!
Monthly net income: $ 3152
Monthly expenses: $
??Housing: $ 730
??Insurance: $ 120
??Car expenses: $ 8
??Utilities: $ 160
??Phone, cable, internet: $ 225
??Food, entertainment: $ 400
??Clothing, household expenses $ 120
??Credit cards and other loans: $ 565 (includes Prosper)
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
fortytwo$200.00$200.008/16/2010 2:28:26 PM
loyalist1$100.00$100.008/16/2010 2:40:54 PM
reflective-rupee$25.00$25.008/16/2010 2:41:00 PM
bid-czar8$50.00$50.008/16/2010 2:49:28 PM
personal-lender$25.00$25.008/16/2010 2:44:00 PM
Artist_Blue$25.00$25.008/16/2010 3:33:13 PM
yield-lion2$30.00$30.008/16/2010 3:49:27 PM
fabulous-community4$150.00$150.008/16/2010 3:55:15 PM
113121$2,748.43$1,476.848/16/2010 6:53:09 PM
Aberdeen$400.00$400.008/16/2010 6:56:59 PM
alexgalt$100.00$100.008/16/2010 2:32:31 PM
balance-handshake7$25.00$25.008/16/2010 2:43:08 PM
reward-adventure$30.00$30.008/16/2010 2:42:26 PM
ptjg$50.00$50.008/16/2010 3:47:18 PM
important-openness1$100.00$100.008/16/2010 3:48:49 PM
Aberdeen$400.00$400.008/16/2010 6:53:16 PM
twjh$25.00$25.008/16/2010 6:56:58 PM
Top_Gun_Lender$51.00$51.008/16/2010 7:22:44 PM
BankofHoneybear$50.00$50.008/16/2010 4:55:17 PM
MoneyForNothing$41.80$41.808/16/2010 7:38:40 PM
tech310$50.00$50.008/16/2010 11:43:15 PM
CA_Lender$25.00$25.008/16/2010 4:46:12 PM
cashhelp$45.36$45.368/16/2010 6:57:00 PM
1-HARD-HEAD$25.00$25.008/16/2010 11:21:35 PM
24 bids
 
Borrower Payment Dependent Notes Series 471700
This series of Notes was issued and sold upon the funding of the borrower loan #44131, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 6.0% Auction start date:  Aug-17-2010 
  Auction end date:  Aug-22-2010 
 
Starting lender yield: 14.15% Starting borrower rate/APR: 15.15% / 17.32% Starting monthly payment: $277.91
Final lender yield: 14.15% Final borrower rate/APR: 15.15% / 17.32% Final monthly payment: $277.91
 
Auction yield range: 5.89% - 14.15% Estimated loss impact: 6.19%  
Lender servicing fee: 1.00% Estimated return: 7.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-1998 Debt/Income ratio: 13%
Credit score: 780-799 (Aug-2010) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:2y 2m
Amount delinquent: $0 Total credit lines: 15 Occupation: Realtor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,942Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 23%  
   Homeownership: Yes  
Screen name: vigorous-point6 Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit cards
Purpose of loan:
This loan will be used to consolidate the two credit cards I have into one payment with a lower interest rate..to pay off quicker.

My financial situation:
I am a good candidate for this loan, as you see my high credit score. I have never been late on a payment and have little debt. I have a strong employment background, being with my company for over 2 years and in the same industry for 12 years.

Monthly net income: $ 3000.00

Monthly expenses: $
??Housing: $ 890.00
??Insurance: $ 90.00
??Car expenses: $ 200.00
??Utilities: $ 150.00
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $?
??Student Loans: $100.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Weaverville$25.00$25.008/17/2010 2:33:40 PM
Investoman$100.00$100.008/17/2010 2:35:57 PM
jigsaw$100.00$100.008/17/2010 2:38:54 PM
simplelender80$250.00$250.008/17/2010 2:44:09 PM
fishintime$25.00$25.008/17/2010 2:42:42 PM
egw$25.00$25.008/17/2010 2:46:17 PM
dynrep$25.00$25.008/17/2010 2:48:25 PM
blackstar$25.00$25.008/17/2010 2:44:53 PM
kegs$150.00$150.008/17/2010 2:38:22 PM
sdloanhelper$25.00$25.008/17/2010 2:46:23 PM
xstreamin$25.00$25.008/17/2010 2:38:45 PM
hope-hickory$50.00$50.008/17/2010 2:47:15 PM
mtquan$25.00$25.008/17/2010 2:48:53 PM
tech310$50.00$50.008/17/2010 2:49:46 PM
GElender$50.00$50.008/17/2010 2:42:47 PM
tolerant-dinero2$25.00$25.008/17/2010 2:49:23 PM
Wellman$100.00$100.008/17/2010 5:15:52 PM
Easystreet$25.00$25.008/17/2010 5:57:05 PM
richboy56$44.74$44.748/17/2010 7:03:21 PM
ksubd$35.39$35.398/17/2010 10:59:28 PM
objective-investor$25.00$25.008/17/2010 6:37:00 PM
blue-relay$25.00$25.008/17/2010 7:25:08 PM
generous-deal6$25.00$25.008/18/2010 12:13:28 AM
enthralling-deal180$100.00$100.008/18/2010 4:52:08 AM
financelover$25.00$25.008/17/2010 11:59:04 PM
spark548$50.00$50.008/18/2010 8:25:19 AM
engaging-worth$25.00$25.008/18/2010 8:27:10 AM
income-fortress$25.00$25.008/18/2010 10:32:35 AM
ddog0224$25.00$25.008/18/2010 12:09:20 PM
Bookophile$100.00$100.008/18/2010 12:10:07 PM
well-rounded-dinero$50.00$50.008/18/2010 12:09:26 PM
MSME$50.00$50.008/18/2010 11:18:17 AM
jstnow$25.00$25.008/18/2010 12:08:47 PM
djmgd790$50.00$50.008/18/2010 3:17:12 PM
laufer32304$50.00$50.008/18/2010 6:32:15 PM
spaceman1645$100.00$100.008/19/2010 8:07:01 AM
LenderDan$50.00$50.008/19/2010 9:10:32 AM
the-enterprising-leverage$50.00$50.008/19/2010 9:32:46 AM
PhalanxBulldog$25.00$25.008/19/2010 8:07:11 AM
the-profit-oracle$25.00$25.008/19/2010 8:07:42 AM
anton$50.00$50.008/19/2010 12:42:13 PM
clean-finance1$25.00$25.008/19/2010 12:39:09 PM
versatile-platinum4$25.00$25.008/19/2010 10:47:19 AM
anders94$25.00$25.008/19/2010 4:13:00 PM
gracej$25.00$25.008/19/2010 4:12:57 PM
riproaringrapids$25.00$25.008/19/2010 6:17:05 PM
FinDoc$25.00$25.008/19/2010 4:08:43 PM
LenderByDay$25.00$25.008/20/2010 1:16:54 AM
teller$27.68$27.688/20/2010 1:33:30 AM
F16Pilot$25.00$25.008/20/2010 2:09:13 AM
idealscene$25.00$25.008/20/2010 6:23:51 AM
alaco$25.00$25.008/20/2010 8:08:50 AM
important-bid8$25.00$25.008/20/2010 9:41:16 AM
VIGSY$25.00$25.008/20/2010 9:43:36 AM
nalaari$25.00$25.008/20/2010 9:49:13 AM
Emberfox$25.00$25.008/20/2010 9:42:26 AM
Tradesmanlender$25.00$25.008/20/2010 9:49:22 AM
ualf$45.23$45.238/20/2010 10:41:06 AM
kbodendorf$25.00$25.008/20/2010 10:49:48 AM
Hexamond$50.00$50.008/20/2010 10:41:08 AM
generosity-giraffe0$50.00$50.008/20/2010 11:59:03 AM
whiterabbit1874$37.72$37.728/20/2010 10:54:29 AM
rudyindc$44.74$44.748/20/2010 12:05:54 PM
puifais$25.00$25.008/20/2010 10:49:50 AM
fob$25.00$25.008/20/2010 11:30:05 AM
sensible-trade$50.00$50.008/20/2010 12:22:45 PM
gumbit$25.00$25.008/20/2010 1:21:09 PM
platinum-optimization1$25.00$25.008/20/2010 1:36:01 PM
scottyb73$25.00$25.008/20/2010 12:39:36 PM
flexible-integrity7$50.00$50.008/20/2010 12:46:47 PM
siege01$50.00$50.008/20/2010 1:03:58 PM
moola-man$30.00$30.008/20/2010 12:59:14 PM
stollcm$25.00$25.008/20/2010 1:54:13 PM
marketrateinvestor$25.00$25.008/20/2010 1:54:18 PM
CFO$30.00$30.008/20/2010 2:08:48 PM
justice-dna$40.00$40.008/20/2010 1:21:10 PM
sensible-order2$43.35$43.358/20/2010 1:50:54 PM
apetrock$47.74$47.748/20/2010 1:54:13 PM
medic_up$27.84$27.848/20/2010 1:54:12 PM
pinnacle10$25.00$25.008/20/2010 2:08:52 PM
rockhound84$25.00$25.008/20/2010 2:14:55 PM
Greenbak$27.52$27.528/20/2010 2:40:29 PM
skuba$25.00$25.008/20/2010 2:30:49 PM
wwwUniversal$25.00$25.008/20/2010 4:02:15 PM
mammalian4$50.00$50.008/20/2010 4:14:13 PM
Josphine$26.00$26.008/20/2010 4:16:46 PM
LateOneNight$25.00$25.008/20/2010 5:12:01 PM
jazzycheetah$25.00$25.008/20/2010 6:25:41 PM
LibbyZ$50.00$50.008/20/2010 10:08:58 PM
Ven58$25.00$25.008/21/2010 12:22:48 AM
credit-kahuna$100.00$100.008/21/2010 1:51:18 AM
spiff666$25.00$25.008/21/2010 9:51:45 AM
Pressure_Drop$39.67$39.678/21/2010 1:29:58 PM
commanding-income774$25.00$25.008/21/2010 2:08:00 PM
Lender0307$25.00$25.008/21/2010 8:59:48 PM
FinanceEngine$25.00$25.008/21/2010 11:42:39 PM
rockhound84$25.00$25.008/21/2010 6:59:40 PM
starry2001$25.00$25.008/22/2010 8:38:19 AM
Mindful7$25.00$25.008/22/2010 7:59:35 AM
ray1051$25.00$25.008/17/2010 2:34:31 PM
ichibon$100.00$100.008/17/2010 2:41:55 PM
socrates520$50.00$50.008/17/2010 2:42:04 PM
diplomatic-wealth7$50.00$50.008/17/2010 2:39:03 PM
bid-czar8$50.00$50.008/17/2010 2:44:15 PM
Goodlender42$25.00$25.008/17/2010 2:41:29 PM
bountiful-durability$100.00$100.008/17/2010 2:44:59 PM
peso-colonel$50.00$50.008/17/2010 2:45:11 PM
Kaj$30.00$30.008/17/2010 2:45:51 PM
schpere$25.00$25.008/17/2010 2:46:30 PM
proper-p2p6$100.00$100.008/17/2010 2:39:11 PM
pnace$35.00$35.008/17/2010 2:49:07 PM
rescue$50.00$50.008/17/2010 2:41:39 PM
hitsman$100.00$100.008/17/2010 2:42:25 PM
authentic-liberty7$50.00$50.008/17/2010 2:49:40 PM
sturdy-openness885$25.00$25.008/17/2010 2:58:14 PM
dcap3$100.00$100.008/17/2010 3:08:07 PM
bchen78875$25.00$25.008/17/2010 9:18:51 PM
Artist_Blue$25.00$25.008/17/2010 10:17:40 PM
Bank_Of_XL$50.00$50.008/17/2010 6:26:08 PM
RedCentre$133.37$133.378/17/2010 10:58:27 PM
reward-planetarium$100.00$100.008/18/2010 11:13:24 AM
red-power-pecan$50.00$50.008/18/2010 9:37:41 AM
VAGweilo$50.00$50.008/18/2010 11:52:03 AM
silvercertificate$25.00$25.008/18/2010 10:53:48 AM
rockstar78$25.00$25.008/18/2010 2:17:42 PM
leeball$50.00$50.008/18/2010 11:02:00 AM
larrybird$100.00$100.008/18/2010 12:00:29 PM
jitster$25.00$25.008/18/2010 12:08:55 PM
IIP77$25.00$25.008/18/2010 5:32:33 PM
JustMee$25.00$25.008/18/2010 7:33:57 PM
Magog12$50.00$50.008/19/2010 8:07:28 AM
thrifty-return$25.00$25.008/19/2010 8:07:26 AM
credit-coach118$25.00$25.008/19/2010 9:10:37 AM
a-power-amigo$25.00$25.008/19/2010 9:34:26 AM
Trevor_C$25.00$25.008/19/2010 9:34:38 AM
maple1$50.00$50.008/19/2010 9:43:40 AM
loan-wasp$50.00$50.008/19/2010 12:02:13 PM
suk200$25.00$25.008/19/2010 10:00:42 AM
108lender$28.58$28.588/19/2010 2:33:58 PM
Sol_Invictus$25.00$25.008/19/2010 2:10:43 PM
BeanCownter$100.00$100.008/19/2010 4:08:50 PM
cathexis$50.00$50.008/19/2010 4:12:16 PM
favorite-commerce$50.00$50.008/19/2010 4:47:08 PM
mpactlender$25.00$25.008/19/2010 5:12:04 PM
hrubinst$25.00$25.008/19/2010 4:12:59 PM
mikrolown$30.00$30.008/19/2010 9:27:58 PM
Lesburger$25.00$25.008/19/2010 11:24:19 PM
payout-detective7$25.00$25.008/19/2010 11:43:58 PM
ClearLake$25.00$25.008/20/2010 1:30:26 AM
tntmojave$25.00$25.008/20/2010 3:19:34 AM
UncleScroogeDMD$100.00$100.008/20/2010 5:47:45 AM
acropiloterau2002$25.00$25.008/20/2010 5:56:39 AM
credit-panda1$25.00$25.008/20/2010 7:09:10 AM
outofoffice$25.00$25.008/20/2010 8:42:10 AM
dinero-speaker$25.00$25.008/20/2010 9:09:54 AM
Hogpilot$25.00$25.008/20/2010 9:31:26 AM
note-mad-scientist$50.00$50.008/20/2010 9:49:27 AM
jleng$25.00$25.008/20/2010 9:58:51 AM
kmwvma$25.00$25.008/20/2010 9:45:07 AM
buraky$50.00$50.008/20/2010 10:34:37 AM
income-excellence1$50.00$50.008/20/2010 10:41:23 AM
mennleo$50.00$50.008/20/2010 10:43:48 AM
bonus-buddy2$30.55$30.558/20/2010 10:29:35 AM
sdr984$25.00$25.008/20/2010 10:49:46 AM
outtahoth2o$50.00$50.008/20/2010 10:41:12 AM
Rdodson11$25.00$25.008/20/2010 11:55:05 AM
RR2441$50.00$50.008/20/2010 11:50:23 AM
Denver-Rental-Properties$29.91$29.918/20/2010 11:55:04 AM
restech$25.00$25.008/20/2010 1:21:12 PM
kaykarun$25.00$25.008/20/2010 12:39:17 PM
Jabez$25.00$25.008/20/2010 1:09:52 PM
bold-restless-dinero$25.00$25.008/20/2010 1:54:11 PM
LenderOnWheels$25.00$25.008/20/2010 1:54:16 PM
tsquared_030$25.00$25.008/20/2010 1:13:51 PM
lgs83$50.00$50.008/20/2010 1:21:13 PM
jigs0910$25.00$25.008/20/2010 1:21:11 PM
important-openness1$77.70$77.708/20/2010 1:35:59 PM
cashhelp$25.00$25.008/20/2010 1:38:48 PM
DcUnited$25.00$25.008/20/2010 1:35:16 PM
MARSTUN$50.00$50.008/20/2010 1:43:52 PM
powerful-finance7$25.00$25.008/20/2010 1:51:06 PM
moola-rose8$25.00$25.008/20/2010 1:54:15 PM
Hexnut$25.00$25.008/20/2010 1:54:14 PM
janicewill$25.00$25.008/20/2010 2:24:36 PM
bazzer$25.00$25.008/20/2010 2:25:03 PM
DadWarbucks$25.00$16.128/20/2010 2:50:06 PM
FundMaker$25.00$25.008/20/2010 9:11:45 PM
totoro$25.00$25.008/21/2010 12:22:34 AM
forthright-principal2$25.00$25.008/21/2010 5:56:50 AM
78$30.00$30.008/21/2010 9:33:27 AM
d_grbg$25.00$25.008/21/2010 9:43:44 AM
cwb8539$25.00$25.008/21/2010 2:12:16 PM
felicity-daydream$38.00$38.008/21/2010 2:34:02 PM
friendinmoney$25.00$25.008/21/2010 11:43:31 AM
Realty24$25.00$25.008/21/2010 6:27:02 PM
primed$25.00$25.008/21/2010 8:09:49 PM
trumpeter5$25.00$25.008/21/2010 5:10:38 PM
shrewd-loot$35.00$35.008/21/2010 5:41:02 PM
gothampark$25.00$25.008/21/2010 7:41:34 PM
encore739$25.00$25.008/22/2010 9:02:43 AM
Untiedshu$38.15$38.158/22/2010 8:49:51 AM
201 bids
 
Borrower Payment Dependent Notes Series 472478
This series of Notes was issued and sold upon the funding of the borrower loan #44122, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 9.8% Auction start date:  Aug-20-2010 
  Auction end date:  Aug-22-2010 
 
Starting lender yield: 24.75% Starting borrower rate/APR: 25.75% / 29.26% Starting monthly payment: $140.55
Final lender yield: 24.75% Final borrower rate/APR: 25.75% / 29.27% Final monthly payment: $140.55
 
Auction yield range: 10.89% - 24.75% Estimated loss impact: 10.41%  
Lender servicing fee: 1.00% Estimated return: 14.34%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-1999 Debt/Income ratio: 23%
Credit score: 720-739 (Aug-2010) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:2y 0m
Amount delinquent: $0 Total credit lines: 20 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,962Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 43%  
   Homeownership: No  
Screen name: chicagomatt Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 58 ( 100% ) 720-739 (Latest)
Principal borrowed: $20,200.00< 31 days late: 0 ( 0% )  
680-699 (Sep-2008)
700-719 (Jul-2007)
 
Principal balance: $950.83 31+ days late: 0 ( 0% )
Total payments billed: 58  
Description
Paying for 2 classes
Purpose of loan:
This loan will be used to pay for two extra classes for my master's degree.

My financial situation:
I am a good candidate for this loan because I have no mortgage payment, and live in a rent free apartment.

Monthly net income: $ 4,200

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 0
??Car expenses:?paid off?
??Utilities: $?200
??Phone, cable, internet: $200?


Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
fortytwo$200.00$200.008/20/2010 2:41:22 PM
bid-czar8$50.00$50.008/20/2010 2:47:00 PM
reflective-rupee$25.00$25.008/20/2010 2:45:14 PM
oaktown23$50.00$50.008/20/2010 2:50:33 PM
yield-lion2$30.00$30.008/20/2010 3:01:53 PM
loan-fate$75.00$75.008/20/2010 3:08:45 PM
drg6289$25.00$25.008/20/2010 2:52:23 PM
reflective-rupee$100.00$100.008/20/2010 3:28:31 PM
Aberdeen$400.00$400.008/20/2010 3:03:47 PM
mammalian4$50.00$50.008/20/2010 4:14:19 PM
green-rapid-openness$50.00$50.008/20/2010 4:48:59 PM
dynrep$25.00$25.008/20/2010 5:51:09 PM
frogperson$100.00$100.008/20/2010 7:23:53 PM
twjh$25.00$25.008/20/2010 5:29:54 PM
hidavehi$77.00$77.008/20/2010 7:56:13 PM
SolarMoonshine$100.00$100.008/21/2010 6:55:00 AM
greenback-chairman5$25.00$25.008/21/2010 1:53:55 PM
icon688$25.00$25.008/21/2010 12:27:20 PM
p2ploan-sensation211$25.00$25.008/21/2010 5:25:57 PM
abnvette$25.00$25.008/21/2010 11:39:38 PM
loyalist1$100.00$100.008/20/2010 2:41:28 PM
ethicalhumanist$25.00$25.008/20/2010 2:47:25 PM
CA_Lender$25.00$25.008/20/2010 2:44:52 PM
helpful-listing$25.00$25.008/20/2010 2:50:21 PM
ekmendenhall$45.00$45.008/20/2010 2:48:36 PM
cjames84$25.00$3.938/20/2010 2:52:30 PM
skuba$25.00$25.008/20/2010 2:50:04 PM
Comoparklender$25.00$25.008/20/2010 2:50:37 PM
delicious-cash$25.00$25.008/20/2010 2:52:24 PM
TommyTucker$25.00$25.008/20/2010 2:52:27 PM
hope-hickory$25.00$25.008/20/2010 2:52:20 PM
smart-leverage7$30.00$30.008/20/2010 2:52:25 PM
fabulous-community4$150.00$150.008/20/2010 3:01:54 PM
Aberdeen$400.00$400.008/20/2010 3:03:52 PM
reflective-rupee$100.00$100.008/20/2010 3:28:01 PM
Aberdeen$400.00$400.008/20/2010 3:03:48 PM
five-star-note$35.00$35.008/20/2010 3:03:53 PM
economy-caper$25.00$25.008/20/2010 3:48:42 PM
green-rapid-openness$50.00$50.008/20/2010 4:49:25 PM
green-rapid-openness$50.00$50.008/20/2010 4:48:41 PM
hidavehi$26.77$26.778/20/2010 5:29:55 PM
ralf206$25.00$25.008/20/2010 6:07:48 PM
MoneyForNothing$77.30$77.308/20/2010 5:28:51 PM
mercuriant$25.00$25.008/21/2010 12:59:07 AM
Moe87$75.00$75.008/21/2010 5:58:27 AM
JustMee$25.00$25.008/21/2010 6:22:05 AM
umfan123$25.00$25.008/21/2010 9:14:58 AM
enthusiastic-balance5$50.00$50.008/21/2010 3:05:32 PM
diversification-maple1$25.00$25.008/21/2010 5:04:32 PM
FinanceEngine$25.00$25.008/21/2010 11:54:08 PM
1-HARD-HEAD$50.00$50.008/22/2010 5:46:50 AM
51 bids
 
Borrower Payment Dependent Notes Series 462287
This series of Notes was issued and sold upon the funding of the borrower loan #44096, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.6% Auction start date:  Aug-16-2010 
  Auction end date:  Aug-23-2010 
 
Starting lender yield: 11.00% Starting borrower rate/APR: 12.00% / 12.35% Starting monthly payment: $498.21
Final lender yield: 7.25% Final borrower rate/APR: 8.25% / 8.59% Final monthly payment: $471.78
 
Auction yield range: 2.89% - 11.00% Estimated loss impact: 1.55%  
Lender servicing fee: 1.00% Estimated return: 5.70%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Oct-1993 Debt/Income ratio: 5%
Credit score: 860-879 (Aug-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:4y 0m
Amount delinquent: $0 Total credit lines: 30 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,015Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 5%  
   Homeownership: Yes  
Screen name: WBSpring Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Shingo Training in Japan
Purpose of loan:
The loan will be used to send my wife on a Shingo study mission to Japan. She will see and experience first-hand what is at the heart of the lean business model through a series of plant tours, workshops, and peer-networking. This will truly be a life and career changing trip.

My wife's goal is to expand her knowledge and to share it with struggling small businesses. Most small businesses cannot afford to pay for a Lean Expert to help them improve processes and reduce costs, which will allow them to remain competitive in this economic environment.


Cost of trip:
Study mission: $9,200Airfare: $2,500 (non-stop)Meals and incidentals: $1,350Estimated Total: $13,050
NOTE: My employer is sending me to Vietnam for a few days during the same time frame. Since I will be in the area, I will be joining my wife for a portion of the trip. The additional loan proceeds of $1,950 will be used pay for the extra airfare, hotel and meal expenses during my side trip to Japan.


Combined monthly financials:
Gross Income: $16,000Taxes: -$6,000 (Fed / SS / Medicare)Mortgage: -$4,000 (w/ prop. taxes & ins)Utilities: -$650Insurance: -$400 (vehicle and medical)Other: -$3,000 (estimate of all other expenses)Subsidies: -$1000 (for disabled and elderly family members)NET: $950
Estimated monthly loan payment: -$500Estimated NET after loan payment: $450
Revolving credit is paid in-full monthly.

The trip expenses will be charged to a credit card and the loan proceeds will be used to prepay the charges.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
windfall46$25.00$25.008/16/2010 2:29:13 PM
Artist_Blue$25.00$25.008/16/2010 2:29:48 PM
ray1051$75.00$75.008/16/2010 2:32:18 PM
generous-deal6$25.00$25.008/16/2010 2:32:59 PM
platinum-genetics$25.00$25.008/16/2010 2:35:06 PM
buckyhead2000$25.00$25.008/16/2010 2:35:31 PM
market-socrates4$50.00$50.008/16/2010 2:35:40 PM
gain-seagull9$25.00$25.008/16/2010 2:36:09 PM
bountiful-durability$100.00$100.008/16/2010 2:36:13 PM
cash-sensai2$25.00$25.008/16/2010 2:29:07 PM
orgy63$25.00$25.008/16/2010 2:29:36 PM
dontscrewmeover1$25.00$25.008/16/2010 2:30:22 PM
Havana21$75.00$75.008/16/2010 2:37:58 PM
baseballfan111$50.00$50.008/16/2010 2:39:08 PM
jbaum$80.00$80.008/16/2010 2:32:56 PM
moola-wildebeest3$50.00$50.008/16/2010 2:33:18 PM
Goodlender42$25.00$25.008/16/2010 2:35:07 PM
larrybird$100.00$100.008/16/2010 2:36:22 PM
dtrain5$25.00$25.008/16/2010 2:29:58 PM
platinum-optimization1$25.00$25.008/16/2010 2:37:17 PM
elasermd$50.00$50.008/16/2010 2:30:34 PM
inspired-investment8$100.00$100.008/16/2010 2:38:12 PM
kenji4861$25.00$25.008/16/2010 2:33:20 PM
fearless-auction7$25.00$25.008/16/2010 2:40:25 PM
Mantis75$25.00$25.008/16/2010 2:33:45 PM
moneyfriend$50.00$50.008/16/2010 2:34:53 PM
ujiba$25.00$25.008/16/2010 2:41:21 PM
diplomatic-wealth7$100.00$100.008/16/2010 2:35:26 PM
acropiloterau2002$25.00$25.008/16/2010 2:36:29 PM
unclejaef$25.00$25.008/16/2010 2:51:38 PM
SARMAR$50.00$50.008/16/2010 2:36:49 PM
E_G$50.00$50.008/16/2010 2:36:59 PM
tech310$50.00$50.008/16/2010 2:37:09 PM
GElender$50.00$50.008/16/2010 2:37:12 PM
kanakakm$50.00$50.008/16/2010 2:37:43 PM
Marathoner$50.00$50.008/16/2010 2:38:35 PM
djs81$25.00$25.008/16/2010 2:38:45 PM
saritha$30.00$30.008/16/2010 2:56:15 PM
RusRobo$25.00$25.008/16/2010 2:56:53 PM
money-floret$50.00$50.008/16/2010 2:58:41 PM
James_and_Tracy$25.00$25.008/16/2010 2:59:39 PM
epic-balance0$25.00$25.008/16/2010 3:00:01 PM
julijask$25.00$25.008/16/2010 3:25:50 PM
don8ter$60.00$60.008/16/2010 3:26:02 PM
Octavian315$35.00$35.008/16/2010 2:51:03 PM
psonicl$100.00$100.008/16/2010 2:52:38 PM
schpere$100.00$100.008/16/2010 2:55:00 PM
PotatoLender$25.00$25.008/16/2010 3:30:00 PM
ingenious-order783$25.00$25.008/16/2010 3:23:22 PM
rosie777$35.00$35.008/16/2010 2:56:04 PM
DadWarbucks$25.00$25.008/16/2010 3:31:38 PM
payment-gusto$25.00$25.008/16/2010 3:24:52 PM
skuba$50.00$50.008/16/2010 3:24:57 PM
puifais$50.00$50.008/16/2010 3:25:38 PM
bowdish1$50.00$50.008/16/2010 2:58:09 PM
kulender$50.00$50.008/16/2010 2:58:28 PM
HelpFromNY$50.00$50.008/16/2010 2:59:48 PM
Sixmil$25.00$25.008/16/2010 3:29:47 PM
wise-silver-wonder$25.00$25.008/16/2010 3:30:05 PM
LAKESPRING$50.00$50.008/16/2010 3:25:00 PM
Phantom99$25.00$25.008/16/2010 3:32:01 PM
KiwiElf$40.00$40.008/16/2010 3:34:01 PM
Tradesmanlender$25.00$25.008/16/2010 3:34:20 PM
majestic-dedication$50.00$50.008/16/2010 3:46:57 PM
VBAces$75.00$75.008/16/2010 3:47:06 PM
Picopie$46.70$46.708/16/2010 5:21:58 PM
dlshap$25.00$25.008/16/2010 3:57:54 PM
Quaven$47.83$47.838/16/2010 8:47:09 PM
morpholog$25.00$25.008/17/2010 12:02:28 AM
tolerant-dinero2$25.00$25.008/17/2010 9:03:27 AM
CaptainBlueberry$25.00$25.008/17/2010 9:03:42 AM
profitable-balance$25.00$25.008/17/2010 6:43:27 AM
IIP77$25.00$25.008/17/2010 12:40:55 PM
Supernick$50.00$50.008/17/2010 1:47:22 PM
hard-working-loot$25.00$25.008/17/2010 1:31:40 PM
syounker$25.00$25.008/17/2010 2:08:43 PM
Jassi$25.00$25.008/17/2010 12:50:41 PM
bayareainv$100.00$100.008/17/2010 2:13:55 PM
KeepOnRunning$50.00$50.008/17/2010 2:16:49 PM
JKEnterprises$25.00$25.008/17/2010 2:00:21 PM
RussianPrincess$100.00$100.008/17/2010 2:18:55 PM
solstice175$25.00$25.008/17/2010 2:57:53 PM
paladin847$25.00$25.008/17/2010 4:07:57 PM
lostontheedge$25.00$25.008/17/2010 3:13:59 PM
jam96$25.00$25.008/17/2010 4:08:59 PM
SkiNZ$25.00$25.008/17/2010 10:49:36 PM
easylender$25.00$25.008/17/2010 10:52:55 PM
outwish$25.00$25.008/17/2010 11:13:42 PM
virtualbank$25.00$25.008/17/2010 11:18:47 PM
reinforced-reward$25.00$25.008/17/2010 11:26:20 PM
janderz990$25.00$25.008/17/2010 11:58:00 PM
worth-quark$25.00$25.008/18/2010 6:18:41 AM
lamsabuy$50.00$50.008/17/2010 9:32:05 PM
jonesboyz$25.00$25.008/17/2010 10:59:57 PM
lender1x$25.00$25.008/17/2010 11:12:45 PM
heroic-platinum$25.00$25.008/17/2010 11:24:18 PM
gopbernie$25.00$25.008/18/2010 9:04:08 AM
comtnlover$25.00$25.008/18/2010 9:04:14 AM
engaging-worth$30.00$30.008/18/2010 8:26:58 AM
zeelender$25.00$25.008/18/2010 9:47:29 AM
XD2005$25.00$25.008/18/2010 6:57:03 AM
wise-dedicated-power$25.00$25.008/18/2010 9:32:19 AM
onegoodlender$25.00$25.008/18/2010 9:04:07 AM
tj1683$25.00$25.008/18/2010 9:32:29 AM
bill-bearer$25.00$25.008/18/2010 11:34:12 AM
davidy$25.00$25.008/18/2010 9:57:07 AM
reward-planetarium$100.00$100.008/18/2010 11:24:35 AM
compassion-burrito$25.00$25.008/18/2010 1:47:56 PM
dartmouth99$25.00$25.008/18/2010 3:43:37 PM
Trevor_C$25.00$25.008/18/2010 3:46:09 PM
OldestBrother$50.00$50.008/18/2010 3:32:37 PM
mooshoe$25.00$25.008/18/2010 3:43:00 PM
proper-p2p6$50.00$50.008/18/2010 4:57:20 PM
tsquared_030$44.73$44.738/18/2010 5:11:59 PM
affluence-tycoon$25.00$25.008/18/2010 3:47:28 PM
scott73$25.00$25.008/18/2010 6:04:36 PM
leftcoast52$25.00$25.008/18/2010 6:04:54 PM
fund-baker9$50.00$50.008/18/2010 6:05:06 PM
Merganser$50.00$50.008/18/2010 6:05:26 PM
AF-Chief$32.00$32.008/18/2010 6:05:37 PM
ebusinessagent$25.00$25.008/18/2010 6:12:14 PM
paddatjie$25.00$25.008/18/2010 6:04:05 PM
cyonamine$25.00$25.008/18/2010 6:04:42 PM
pilla$50.00$50.008/18/2010 6:05:10 PM
the-productive-agreement$25.00$25.008/18/2010 6:05:24 PM
medman$50.00$50.008/18/2010 6:05:29 PM
lagnisiruk$25.00$25.008/18/2010 6:05:35 PM
iolaire$25.00$25.008/18/2010 6:04:24 PM
fyrwlker12$25.00$25.008/18/2010 6:04:33 PM
jcttjg$50.00$50.008/18/2010 6:04:50 PM
sandeepPR$25.00$25.008/18/2010 6:05:25 PM
innocent-income4$25.00$25.008/18/2010 6:05:38 PM
jstnow$25.00$25.008/18/2010 6:05:42 PM
cantsavenuf$25.00$25.008/18/2010 6:12:16 PM
bmcg$25.00$25.008/18/2010 11:45:44 PM
totoro$25.00$25.008/18/2010 11:58:31 PM
xphile$25.00$25.008/18/2010 8:32:11 PM
NDFIRTH$50.00$50.008/18/2010 8:57:17 PM
latestone$25.00$25.008/19/2010 12:12:17 AM
johannesfactotum$25.00$25.008/19/2010 12:20:03 AM
perlindc$28.72$28.728/18/2010 11:57:20 PM
five-star-justice$36.00$36.008/19/2010 8:42:02 AM
blukestrel$25.00$25.008/19/2010 9:09:14 AM
Katburg$30.43$30.438/19/2010 7:31:59 AM
Iowa65$25.00$25.008/19/2010 10:28:41 AM
chilichese$25.00$25.008/19/2010 10:28:29 AM
statuesque-income4$25.00$25.008/19/2010 9:32:54 AM
Hoov$25.00$25.008/19/2010 10:41:58 AM
maple1$50.00$50.008/19/2010 9:38:54 AM
Eagledrop$25.00$25.008/19/2010 11:32:49 AM
suburbanman64$35.00$35.008/19/2010 11:57:58 AM
ClearLake$25.00$25.008/19/2010 1:06:57 PM
Kijib$25.00$25.008/19/2010 1:43:35 PM
benefit-pro$25.00$25.008/19/2010 10:42:00 AM
BenBernanke$25.00$25.008/19/2010 2:01:58 PM
outtahoth2o$25.28$25.288/19/2010 11:32:50 AM
revmax$25.00$25.008/19/2010 11:37:02 AM
Bank_Of_XL$25.00$25.008/19/2010 12:36:21 PM
Hartfelt$40.00$40.008/19/2010 12:38:12 PM
Shockem923$25.00$25.008/19/2010 1:43:26 PM
HenryK7$25.00$25.008/19/2010 4:07:13 PM
CindysMom$25.00$25.008/19/2010 4:07:29 PM
safe-kindness5$50.00$50.008/19/2010 3:26:56 PM
goldsun$25.00$25.008/19/2010 6:32:06 PM
frankandirene$25.00$25.008/19/2010 3:55:55 PM
investment-network$25.00$25.008/19/2010 8:27:14 PM
Rysterola82$25.00$25.008/19/2010 10:50:53 PM
Dave0$25.00$25.008/20/2010 1:11:21 AM
pubnat$25.00$25.008/20/2010 1:13:05 AM
pawsitive$25.00$25.008/20/2010 1:29:18 AM
Tasselhoff$25.00$25.008/20/2010 1:29:44 AM
kayden$25.00$25.008/20/2010 1:41:48 AM
TheReaderRabbit$25.00$25.008/20/2010 1:43:07 AM
head$25.00$25.008/20/2010 1:55:56 AM
anyoi$27.62$27.628/20/2010 1:45:03 AM
transparency-giant$42.54$42.548/20/2010 1:57:00 AM
red-trade-cologne$29.47$29.478/20/2010 1:56:01 AM
zone6$31.00$31.008/20/2010 2:09:22 AM
stlblufan$50.00$41.478/20/2010 3:58:46 AM
outofoffice$25.00$25.008/20/2010 8:37:22 AM
blLending$30.00$30.008/20/2010 2:43:15 PM
Snoopylover$25.00$25.008/21/2010 12:21:22 AM
Midg$25.00$25.008/21/2010 12:50:50 AM
rakey$25.00$25.008/21/2010 2:03:38 AM
Oakland$50.00$50.008/21/2010 7:18:34 AM
Richmp412$25.00$25.008/21/2010 7:28:49 AM
principal-bull$25.00$25.008/21/2010 4:28:11 AM
Dollars4Rent$25.00$25.008/21/2010 9:44:24 AM
esander2$49.45$49.458/21/2010 2:36:10 PM
truth-trapper$25.00$25.008/21/2010 11:14:52 AM
Hybodant$25.00$25.008/21/2010 3:05:16 PM
sentimental-silver7$62.00$62.008/22/2010 11:11:01 AM
word140$25.00$25.008/22/2010 12:42:32 PM
cedar5$58.43$58.438/22/2010 8:43:11 AM
mgking007$30.00$30.008/22/2010 3:37:48 PM
REITRUST$25.00$25.008/23/2010 8:35:18 AM
wwwUniversal$25.00$25.008/23/2010 8:27:17 AM
BipedalHominid$30.00$30.008/23/2010 11:55:23 AM
coolcoast$64.00$64.008/23/2010 10:22:52 AM
Dskillz$25.00$25.008/23/2010 11:55:11 AM
indomart$50.00$50.008/23/2010 1:51:14 PM
entertaining-greenback2$27.00$27.008/23/2010 2:19:45 PM
Weaverville$25.00$25.008/16/2010 2:28:10 PM
top-sensible-yield$50.00$50.008/16/2010 2:29:30 PM
ThomasC$25.00$25.008/16/2010 2:33:09 PM
gold-commander0$50.00$50.008/16/2010 2:33:15 PM
MrDavid$50.00$50.008/16/2010 2:34:23 PM
inspired-contract9$75.00$75.008/16/2010 2:35:20 PM
mohican21$50.00$50.008/16/2010 2:36:11 PM
meenan$25.00$25.008/16/2010 2:29:03 PM
DukSerduk$25.00$25.008/16/2010 2:29:19 PM
bigballer105$100.00$100.008/16/2010 2:37:45 PM
roblender$25.00$25.008/16/2010 2:37:59 PM
Tenfutta$25.00$25.008/16/2010 2:31:39 PM
Tai$25.00$25.008/16/2010 2:38:11 PM
skywise$25.00$25.008/16/2010 2:39:00 PM
personal-lender$25.00$25.008/16/2010 2:33:27 PM
cablenews$50.00$50.008/16/2010 2:35:42 PM
sensible-trade$100.00$100.008/16/2010 2:36:37 PM
mlopez2007$25.00$25.008/16/2010 2:36:48 PM
wormdc$25.00$25.008/16/2010 2:37:29 PM
helpishere777$25.00$25.008/16/2010 2:30:43 PM
wise-deal-panda$25.00$25.008/16/2010 2:30:55 PM
kyomoon$50.00$50.008/16/2010 2:31:07 PM
dcap3$100.00$100.008/16/2010 2:38:20 PM
majormoves1$25.00$25.008/16/2010 2:40:09 PM
kegs$100.00$100.008/16/2010 2:33:44 PM
eyal0$25.00$25.008/16/2010 2:34:30 PM
tekkie2412$50.00$50.008/16/2010 2:35:28 PM
life-is-great$50.00$50.008/16/2010 2:50:14 PM
meux99$25.00$25.008/16/2010 2:50:53 PM
funds-rascal$50.00$50.008/16/2010 2:51:29 PM
auction-sage$25.00$25.008/16/2010 2:37:00 PM
Bookophile$50.00$50.008/16/2010 2:37:04 PM
alpinaut$25.00$25.008/16/2010 2:38:21 PM
Ocean713$50.00$50.008/16/2010 2:38:28 PM
DejaVu_NewYork$50.00$50.008/16/2010 2:38:33 PM
integrity-onator1$25.00$25.008/16/2010 2:38:52 PM
Jumbojack$50.00$50.008/16/2010 2:39:51 PM
Simply2fly$25.00$25.008/16/2010 2:59:42 PM
DonaldColorado$25.00$25.008/16/2010 2:51:46 PM
useful-currency$25.00$25.008/16/2010 2:57:39 PM
dionysus03$50.00$50.008/16/2010 2:59:47 PM
mtp$50.00$50.008/16/2010 3:24:42 PM
diligent-leverage$30.00$30.008/16/2010 3:25:19 PM
Cai8899$75.00$75.008/16/2010 3:26:11 PM
gardenofeden$28.40$28.408/16/2010 2:52:01 PM
ArashMass$30.00$30.008/16/2010 2:52:18 PM
RandyL3$39.00$39.008/16/2010 2:53:43 PM
balanced-rupee$50.00$50.008/16/2010 2:54:50 PM
jsmith1450$100.00$100.008/16/2010 2:55:38 PM
bchen78875$50.00$50.008/16/2010 3:25:05 PM
promiser200$50.00$50.008/16/2010 2:59:28 PM
saysana$25.00$25.008/16/2010 2:59:34 PM
gumbit$53.54$53.548/16/2010 3:33:28 PM
Namrok$25.00$25.008/16/2010 3:00:12 PM
greenwell$250.00$250.008/16/2010 3:27:20 PM
thedoctor$32.48$32.488/16/2010 3:29:45 PM
Hogpilot$50.00$50.008/16/2010 3:30:49 PM
kaykarun$50.00$50.008/16/2010 3:33:29 PM
friendlyviking$25.00$25.008/16/2010 3:24:53 PM
credit-vinyl$25.00$25.008/16/2010 3:26:42 PM
rmachi$25.00$25.008/16/2010 3:30:22 PM
Algaes$25.00$25.008/16/2010 3:33:33 PM
trident9$35.83$35.838/16/2010 3:46:59 PM
cheftek$50.00$50.008/16/2010 3:47:30 PM
cjames84$25.00$25.008/16/2010 3:48:22 PM
lenderforyoutoday$50.00$50.008/16/2010 5:52:08 PM
whipone$37.00$37.008/16/2010 6:27:00 PM
Rdodson11$25.00$25.008/16/2010 7:07:16 PM
blot44$25.00$25.008/16/2010 7:58:01 PM
SJM10011a$25.00$25.008/16/2010 8:22:31 PM
american6$50.00$50.008/16/2010 3:48:21 PM
PThor$50.00$50.008/16/2010 3:54:46 PM
bold-visionary-rate$25.00$25.008/16/2010 10:18:15 PM
YellowJacket$25.00$25.008/17/2010 6:43:31 AM
lifegrowth$25.00$25.008/16/2010 7:58:44 PM
income-crescendo1$32.58$32.588/17/2010 4:18:29 AM
enrichment1$50.00$50.008/17/2010 9:32:45 AM
adhawan325$25.00$25.008/17/2010 9:57:51 AM
mizount$44.78$44.788/17/2010 12:30:47 PM
BayShell$29.59$29.598/17/2010 12:59:34 PM
malicea$50.00$50.008/17/2010 2:15:42 PM
authoritative-capital$25.00$25.008/17/2010 2:07:51 PM
moola-man$50.00$50.008/17/2010 2:10:41 PM
nunnie$25.00$25.008/17/2010 2:12:37 PM
octoberfresh$35.00$35.008/17/2010 1:34:41 PM
slartibardfast$25.00$25.008/17/2010 2:20:02 PM
djh47a$25.00$25.008/17/2010 2:15:51 PM
speyer$50.00$50.008/17/2010 2:17:13 PM
Sigonio$25.00$25.008/17/2010 2:19:03 PM
pbandjb$25.00$25.008/17/2010 3:22:29 PM
RJN$25.00$25.008/17/2010 9:32:06 PM
GAOGERAM_BANK$25.00$25.008/17/2010 4:22:26 PM
keyfig$25.00$25.008/17/2010 7:27:11 PM
sajitk$25.00$25.008/17/2010 11:00:01 PM
guaton$25.00$25.008/17/2010 11:00:31 PM
mrzz$25.00$25.008/17/2010 11:18:35 PM
Bearls$25.00$25.008/17/2010 11:18:45 PM
derec$25.00$25.008/18/2010 5:37:18 AM
thesage$25.00$25.008/17/2010 11:58:03 PM
PatRichi$25.00$25.008/17/2010 9:32:03 PM
MonopolyDred$25.00$25.008/18/2010 5:17:55 AM
PaulW$25.00$25.008/17/2010 10:52:49 PM
mwl$25.00$25.008/17/2010 10:57:25 PM
bid-papyrus$25.00$25.008/18/2010 7:58:51 AM
tatsuo20001$25.00$25.008/17/2010 11:10:58 PM
ChicoBob$43.61$43.618/17/2010 11:13:39 PM
Railbird$25.00$25.008/17/2010 11:18:11 PM
albatross897$25.00$25.008/17/2010 11:24:09 PM
onlyinchicago$25.00$25.008/17/2010 11:58:08 PM
financelover$25.00$25.008/18/2010 12:02:24 AM
BeachWalkz$46.54$46.548/18/2010 9:04:12 AM
zski$25.00$25.008/18/2010 9:33:20 AM
sanjl79$25.00$25.008/18/2010 9:33:30 AM
platinum-sorcerer6$25.00$25.008/18/2010 9:52:28 AM
newgroom422$25.00$25.008/18/2010 9:52:50 AM
Peer-to-PeerFunding$39.80$39.808/18/2010 9:57:40 AM
QEI_Investor$25.00$25.008/18/2010 10:39:00 AM
winlender$25.00$25.008/18/2010 9:27:26 AM
PCash$25.00$25.008/18/2010 9:33:16 AM
acsej$25.00$25.008/18/2010 11:01:56 AM
simplelender80$25.00$25.008/18/2010 11:13:05 AM
payment-artist$25.91$25.918/18/2010 12:56:57 PM
rockstar78$50.00$50.008/18/2010 2:17:17 PM
flwah$25.00$25.008/18/2010 2:39:52 PM
amijo$46.73$46.738/18/2010 3:43:53 PM
Elbanko$25.00$25.008/18/2010 3:43:48 PM
Guerrilla_Man$25.00$25.008/18/2010 3:44:24 PM
Hokie83$25.00$25.008/18/2010 3:47:55 PM
newest-generosity-saga$25.00$25.008/18/2010 6:03:45 PM
ebgb234$25.00$25.008/18/2010 6:04:40 PM
Tc11902$50.00$50.008/18/2010 6:04:56 PM
kevinchu$25.00$25.008/18/2010 6:05:14 PM
CleeClee$50.00$50.008/18/2010 6:05:23 PM
Skramar$25.00$25.008/18/2010 6:05:31 PM
commerce-voyager$25.00$25.008/18/2010 6:05:48 PM
a-truth-upholder$50.00$50.008/18/2010 6:12:13 PM
spname$25.00$25.008/18/2010 6:12:17 PM
badgermom$25.00$25.008/18/2010 6:04:45 PM
important-ore$50.00$50.008/18/2010 6:05:15 PM
Rivervale_Westwood$25.00$25.008/18/2010 6:05:28 PM
thestartuplender$50.00$50.008/18/2010 6:05:34 PM
fcb202$50.00$50.008/18/2010 6:05:40 PM
mwfarmkid$50.00$50.008/18/2010 8:27:43 PM
zx12rider$25.00$25.008/18/2010 8:54:47 PM
Natronpee$25.00$25.008/18/2010 9:03:30 PM
Ivan2007$50.00$50.008/18/2010 6:04:03 PM
Mostyle$25.00$25.008/18/2010 6:04:38 PM
suave-dollar$40.00$40.008/18/2010 6:04:52 PM
vtach87$50.00$50.008/18/2010 6:05:09 PM
successful-euro$50.00$50.008/18/2010 6:05:22 PM
honorable-yield$50.00$50.008/18/2010 6:05:39 PM
donloah$25.00$25.008/18/2010 6:12:15 PM
anakinsolo$25.00$25.008/18/2010 6:27:45 PM
zrohmm$25.00$25.008/19/2010 12:08:50 AM
CPAMAN$25.00$25.008/19/2010 12:10:29 AM
lost-money-so-far-on-these$25.00$25.008/18/2010 11:58:06 PM
a-power-amigo$25.00$25.008/18/2010 9:07:01 PM
SourDoughSteve$25.00$25.008/19/2010 12:12:08 AM
Guiren$98.80$98.808/19/2010 12:13:17 AM
FCI$25.00$25.008/18/2010 11:53:59 PM
peerlender$25.00$25.008/18/2010 11:58:12 PM
flexible-vigilance7$25.00$25.008/19/2010 6:33:18 AM
kanewna$27.65$27.658/19/2010 7:27:46 AM
edognyc$25.00$25.008/19/2010 9:09:17 AM
geekguy$25.00$25.008/19/2010 9:32:29 AM
Scott0007$25.00$25.008/19/2010 9:34:55 AM
junecleaver$25.00$25.008/19/2010 9:52:15 AM
rakstar$27.16$27.168/19/2010 9:51:58 AM
steely_dan34$25.00$25.008/19/2010 9:27:01 AM
nofreelunch$25.00$25.008/19/2010 10:28:36 AM
AlexWalex57$50.00$50.008/19/2010 10:39:54 AM
important-dollar1$25.00$25.008/19/2010 9:33:11 AM
funds-promiser$37.87$37.878/19/2010 10:56:57 AM
winter-vigilance$50.00$50.008/19/2010 1:32:58 PM
jbadawg1017$25.00$25.008/19/2010 2:01:59 PM
gold-sushi$28.73$28.738/19/2010 2:33:42 PM
Sibelius2$25.00$25.008/19/2010 4:08:44 PM
Fahrquar$25.00$25.008/19/2010 4:07:21 PM
Clamb0865$25.00$25.008/19/2010 5:37:04 PM
gsp1885$28.00$28.008/19/2010 6:32:40 PM
HamletTower$25.00$25.008/19/2010 11:53:47 PM
BiggestG$25.00$25.008/20/2010 1:13:01 AM
BludAx$25.00$25.008/20/2010 1:26:29 AM
superchicken$25.00$25.008/20/2010 1:29:06 AM
AgTiPinisher$25.00$25.008/20/2010 1:29:31 AM
PCGeekWI$25.00$25.008/20/2010 1:30:18 AM
Patrician$25.00$25.008/20/2010 1:33:05 AM
derfen$25.00$25.008/20/2010 1:55:03 AM
degster$25.00$25.008/20/2010 1:59:27 AM
kirkjerk$25.00$25.008/20/2010 2:48:45 AM
cebgop$25.00$25.008/20/2010 9:30:26 AM
hilsoon$25.00$25.008/20/2010 9:39:59 AM
wilchik$50.00$50.008/20/2010 6:52:55 PM
bouvierchamp$33.64$33.648/21/2010 12:19:23 AM
market-jam$64.12$64.128/21/2010 2:57:34 AM
Earl65$25.00$25.008/21/2010 5:14:00 AM
billnsc$25.00$25.008/21/2010 5:17:29 AM
Dollars4Rent$25.00$25.008/21/2010 9:45:07 AM
trade-structure$25.00$25.008/21/2010 10:45:11 AM
dood2112$25.00$25.008/21/2010 2:11:45 PM
Lotsofbears$25.00$25.008/22/2010 9:29:54 AM
velocity-alert1$400.57$400.578/22/2010 7:07:04 AM
felicity-loyalist0$25.00$25.008/22/2010 12:53:37 PM
manugee$50.00$50.008/22/2010 4:18:49 PM
jmss$85.00$85.008/22/2010 9:52:02 PM
thankful-nickel2$25.00$25.008/22/2010 7:01:07 PM
penny-finder$48.00$48.008/23/2010 10:59:37 AM
exact-peso2$25.00$25.008/23/2010 1:36:52 PM
410 bids
 
Borrower Payment Dependent Notes Series 470097
This series of Notes was issued and sold upon the funding of the borrower loan #44075, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 9.8% Auction start date:  Aug-06-2010 
  Auction end date:  Aug-13-2010 
 
Starting lender yield: 19.00% Starting borrower rate/APR: 20.00% / 23.39% Starting monthly payment: $148.65
Final lender yield: 15.80% Final borrower rate/APR: 16.80% / 20.13% Final monthly payment: $142.21
 
Auction yield range: 10.89% - 19.00% Estimated loss impact: 10.16%  
Lender servicing fee: 1.00% Estimated return: 5.64%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Oct-1995 Debt/Income ratio: 8%
Credit score: 640-659 (Aug-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:1y 5m
Amount delinquent: $0 Total credit lines: 21 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $3,705Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 55%  
   Homeownership: No  
Screen name: wwilcoxen Borrower's state: Oregon Borrower's group: Thousand Dollar Group
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 30 ( 100% ) 640-659 (Latest)
Principal borrowed: $15,000.00< 31 days late: 0 ( 0% )  
600-619 (Jun-2008)
520-539 (Dec-2006)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 30  
Description
2 successful loans, looking for 3
I have successfully paid off 2 prosper loans in the past (shown below). Each loan I appreciated all bids, and showcased the appreciation by never paying late, and successfully paying off both loans on time/early.

1) $7,000 @ 29% - ?(Jan 2007)
2) $8,000 @ 19.95% -(July 2008)

Although my wife does work part time, I only want to use my wages for consideration of this loan. I am seeking a $4,000 loan to quickly pay for what my student loans did not cover ($2,000) in my MBA program and my desire to obtain a financial certificate to go with my MBA (Graduated in May 2010). Getting specialized certificates are valuable, but because of the credit hrs of the classes, financial aid cannot be used. This loan won?t cover all of my school costs, but enough to allow me to start back up at the end of August, as I can cover the rest once my reserves start to build back up. Normally we would have some reserves, but elected to allow our kids a fun summer.

Depending on the interest rate of this loan (hope to have rate bid down based on my history of paying off loans at prosper), I expect my loan payment to not be more than $140 a month, which should be no problem to add to my monthly bill payments. Please note, like my other two prosper loans, there is a good chance I will seek to pay the loan off before the 3 year mark. Please bid with confidence as I hope that this third loan will be at a lower interest rate as my other two loans and ? the loan amount. I understand that no loan is a sure thing, but feel that my listing is very very strong.

My take home pay is approx $3,500 monthly

House: $1,370.00 (although I usually pay more) Utilities: $400.0 Food/Ent $600.00

CC?s $200.00

Gas $300.00

Student Loan $200.00 (starting in Nov)

Total: $3,070

New Prosper Loan: $140.00

New Total: $3,210.00

Credit Lines:?Have slowly increased over the last two years because of my?student loans (MBA) with deferred payments until November 2011, and two small department credit cards for wedding in 2008.

Public Records: Judgment was for DQ taxes many years ago. It has been paid in full awhile ago and looking forward to it dropping off my credit report as it is nearing the age of 10 years.

Backup plan: I have some cash reserves now?($700+) in savings and CD?s that I could liquidate if I was ever in trouble to make a payment on my prosper loan. Like before, my prosper payment will be coming directly out of my bank account automatically.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
MoneyForNothing$80.49$80.498/6/2010 4:38:19 PM
what_goes_around$100.00$100.008/9/2010 2:14:23 AM
euphoria8$25.00$25.008/10/2010 7:10:38 PM
loanman2007$50.00$50.008/11/2010 5:49:42 AM
srs1325$32.30$32.308/12/2010 10:24:48 AM
EverettFinancial$25.00$25.008/12/2010 11:51:24 AM
Aberdeen$400.00$400.008/12/2010 6:23:09 PM
JerryB96$25.00$25.008/12/2010 8:37:27 PM
pfspartan$100.00$100.008/12/2010 7:00:50 PM
ProspLending$254.85$254.858/13/2010 8:01:24 AM
goodcents$25.00$25.008/12/2010 8:04:01 PM
Leshan$150.00$150.008/13/2010 6:36:06 AM
LittleMingo$25.00$25.008/13/2010 9:40:17 AM
RobertL857$60.72$60.728/13/2010 4:02:14 AM
Tahoeman$25.00$25.008/13/2010 8:21:13 AM
leverage-burrito$25.00$25.008/13/2010 8:28:23 AM
golffish2$200.00$200.008/13/2010 10:02:29 AM
Mikale360$25.00$25.008/13/2010 1:01:18 PM
actl$25.00$25.008/13/2010 10:23:20 AM
peaceful-farmer$50.00$50.008/13/2010 1:35:22 PM
GermanKid$50.00$50.008/13/2010 1:13:33 PM
blooming-commerce6$27.50$27.508/13/2010 10:55:35 AM
wealth-pipeline$25.00$25.008/13/2010 1:52:15 PM
matthewa$25.00$25.008/13/2010 1:08:46 PM
benefit-boots$25.00$1.178/13/2010 1:39:42 PM
DocVT$100.00$100.008/7/2010 8:39:57 AM
loanman2007$75.00$75.008/10/2010 5:25:39 AM
Manvel$25.00$25.008/11/2010 8:33:30 AM
Sven79$200.00$200.008/12/2010 10:36:38 AM
Aberdeen$400.00$400.008/12/2010 6:23:10 PM
marwadi-62$100.00$100.008/12/2010 8:36:48 PM
Chillito$75.00$75.008/13/2010 2:25:16 AM
ScottFinance$25.00$25.008/13/2010 7:01:23 AM
WonByOne$50.00$50.008/13/2010 4:51:17 AM
ralf206$200.00$200.008/12/2010 9:23:41 PM
ferengi_finance$40.17$40.178/13/2010 6:31:16 AM
AtmaSingshu$25.00$25.008/13/2010 7:28:48 AM
abnvette$25.00$25.008/13/2010 9:40:42 AM
Leopoldine$25.00$25.008/13/2010 12:13:06 PM
wlm3012$25.00$25.008/13/2010 7:57:18 AM
atomantic$100.00$100.008/13/2010 8:11:57 AM
durable-investment8$30.00$30.008/13/2010 12:38:40 PM
Makemony$50.00$50.008/13/2010 10:25:57 AM
taetrade$25.00$25.008/13/2010 10:30:05 AM
JB2006$25.00$25.008/13/2010 10:30:56 AM
crawfishcentral$86.54$86.548/13/2010 11:22:32 AM
theloanteacher$25.00$25.008/13/2010 12:57:04 PM
Feyenoord$81.26$81.268/13/2010 12:58:56 PM
grampy48$25.00$25.008/13/2010 1:22:51 PM
brightest-dignified-penny$25.00$25.008/13/2010 10:18:37 AM
undaunted-agreement$30.00$30.008/13/2010 1:29:05 PM
wild-orange$50.00$50.008/13/2010 10:39:42 AM
one-midas$25.00$25.008/13/2010 1:46:43 PM
one-midas$25.00$25.008/13/2010 1:47:21 PM
wilchik$100.00$100.008/13/2010 12:45:27 PM
radiant-value$25.00$25.008/13/2010 1:03:13 PM
dollar-authority$50.00$50.008/13/2010 1:44:58 PM
57 bids
 
Borrower Payment Dependent Notes Series 471129
This series of Notes was issued and sold upon the funding of the borrower loan #44116, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $13,500.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 6.0% Auction start date:  Aug-12-2010 
  Auction end date:  Aug-19-2010 
 
Starting lender yield: 14.15% Starting borrower rate/APR: 15.15% / 17.32% Starting monthly payment: $468.97
Final lender yield: 14.15% Final borrower rate/APR: 15.15% / 17.32% Final monthly payment: $468.97
 
Auction yield range: 5.89% - 14.15% Estimated loss impact: 6.19%  
Lender servicing fee: 1.00% Estimated return: 7.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-1994 Debt/Income ratio: 44%
Credit score: 820-839 (Aug-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 12Length of status:6y 8m
Amount delinquent: $0 Total credit lines: 29 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,513Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 1%  
   Homeownership: Yes  
Screen name: auction-recruiter9 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off credit card/medical exp
Purpose of loan:
The purpose of this loan is to pay my outstanding credit card debt and save money long term with a lower interest rate.? In addition, I am trying to pay off some unexpected medical bills due to my wifes hysterecomy.? The economy required paycuts at work and I am about to exhaust my savings.? So rather than take on more credit card debt I want to use this loan to build my savings back up and payoff my high interest credit card and unexpected medical bills.

My financial situation:
I am a good candidate for this loan because I am really only bridging about a 5-10 month gap when my son will be out of preschool and a couple of the smaller medical bills will be paid off and I will be able to build up my savings on my own.? On longer term loans I always try to pay a little extra and typical pay them off early.

Monthly net income: $ 4866.80 (including spouse)

Monthly expenses: $ 4797?
??Housing: $?1470
??Insurance: $?152
??Car expenses: $ 1160 (gas and loans)
??Utilities: $ 157
??Phone, cable, internet: $ 204
??Food, entertainment: $?561
??Clothing, household expenses $ 100
??Credit cards and other loans: $?340 (credit card minimum payment and boat loan)
??Other expenses: $ 653 (preschool & medical bill payments?- all will be paid off in 10 months or less)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Please list the balances of each of your debts, including mortgage debt. Thanks and best wishes. - reflective-rupee
A: Mortgage: 148,167 Truck loan: 9,306 Car loan: 15,156 Boat Loan: 9,842 Credit Card: 7,940 Childrens Hosp: 1,846 Christ Hosp: 720 Select Comort bed: 460 (Aug-12-2010)
Q: When did you buy your house? How much did you pay for it? What is it worth now? Thanks and best wishes. - reflective-rupee
A: I built the house in the winter/spring of 2005 for 167,100. It was appraised for 195k at the time of closing in July 2005. I have not had re-appraised since then. The maturity date on the loan is 8/1/2035 but I am in an accelerated repayment program which will save over 10-11 yrs off the loan life so payoff will be in 2025 at current rate. (Aug-13-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
wellsfrugal$25.00$25.008/12/2010 3:18:58 PM
simplelender80$250.00$250.008/12/2010 3:19:42 PM
Investoman$100.00$100.008/12/2010 3:20:40 PM
kegs$150.00$150.008/12/2010 3:21:36 PM
tech310$100.00$100.008/12/2010 3:22:29 PM
leeball$50.00$50.008/12/2010 3:25:34 PM
larrybird$100.00$100.008/12/2010 3:26:54 PM
ray1051$25.00$25.008/12/2010 3:19:31 PM
Bookophile$100.00$100.008/12/2010 3:27:36 PM
richboy56$25.00$25.008/12/2010 3:19:57 PM
xstreamin$25.00$25.008/12/2010 3:23:52 PM
proper-p2p6$100.00$100.008/12/2010 3:24:21 PM
Weaverville$25.00$25.008/12/2010 3:17:01 PM
spaceman1645$100.00$100.008/12/2010 3:27:50 PM
dynrep$25.00$25.008/12/2010 3:36:56 PM
wise-deal-panda$50.00$50.008/12/2010 3:31:07 PM
diplomatic-wealth7$50.00$50.008/12/2010 3:24:12 PM
cathexis$50.00$50.008/12/2010 3:27:23 PM
Supernick$50.00$50.008/12/2010 3:27:30 PM
wonderful-revenue0$25.00$25.008/12/2010 3:28:17 PM
Lesburger$25.00$25.008/12/2010 4:17:45 PM
ddog0224$25.00$25.008/12/2010 6:36:08 PM
bid-czar8$50.00$50.008/12/2010 7:12:45 PM
chicco$80.00$80.008/12/2010 6:35:49 PM
Jumbojack$50.00$50.008/12/2010 8:22:37 PM
reflective-rupee$25.00$25.008/13/2010 7:13:38 AM
top-courteous-peso$100.00$100.008/13/2010 12:49:42 PM
red-power-pecan$50.00$50.008/13/2010 9:33:53 AM
gametime34$76.45$76.458/13/2010 1:06:37 PM
bombay56$50.00$50.008/13/2010 3:46:38 PM
peso-colonel$50.00$50.008/13/2010 4:47:30 PM
unforgettable-order9$50.00$50.008/13/2010 8:06:45 PM
psonicl$41.06$41.068/14/2010 5:23:04 AM
siesta100$50.00$50.008/14/2010 7:44:27 AM
Kaj$50.00$50.008/14/2010 11:27:45 AM
JustMee$25.00$25.008/14/2010 2:08:44 PM
schpere$25.00$25.008/14/2010 3:08:24 PM
jsmith1450$150.00$150.008/14/2010 10:25:08 PM
the-profit-oracle$25.00$25.008/14/2010 10:30:09 PM
oaktown23$50.00$50.008/14/2010 11:57:31 PM
nowits10$25.00$25.008/15/2010 8:42:08 AM
adir1$50.00$50.008/15/2010 11:37:20 AM
hope-hickory$50.00$50.008/15/2010 9:47:49 AM
JanLal$50.00$50.008/15/2010 11:05:09 AM
bigdogsafety1$25.00$25.008/15/2010 9:38:35 PM
SFBank$200.00$200.008/15/2010 6:28:59 PM
epic-balance0$50.00$50.008/16/2010 9:39:08 AM
loyalist1$100.00$100.008/16/2010 6:42:10 AM
skorpious$50.00$50.008/16/2010 1:09:40 PM
honorable-yield$43.97$43.978/16/2010 2:04:41 PM
teller$50.00$50.008/16/2010 2:07:13 PM
PThor$50.00$50.008/16/2010 3:54:41 PM
GotoMoney$50.00$50.008/17/2010 6:12:00 AM
pnace$35.00$35.008/17/2010 8:43:46 AM
stylish-transaction$25.00$25.008/17/2010 9:33:30 AM
anton$37.54$37.548/17/2010 11:47:18 AM
j2ee$25.00$25.008/17/2010 11:51:24 AM
ace330$50.00$50.008/17/2010 9:32:34 AM
duty-trajectory$50.00$50.008/17/2010 9:33:02 AM
skuba$25.00$25.008/17/2010 12:31:54 PM
anders94$25.00$25.008/17/2010 1:03:37 PM
jstnow$25.00$25.008/17/2010 1:07:37 PM
don8ter$25.00$25.008/17/2010 2:19:54 PM
wampum-chorus3$25.00$25.008/17/2010 3:11:54 PM
jresu537$25.00$25.008/17/2010 4:12:05 PM
tedsrfdude$25.00$25.008/17/2010 5:15:51 PM
Sefotonga$25.00$25.008/17/2010 5:15:56 PM
buraky$50.00$50.008/17/2010 5:14:36 PM
kbodendorf$25.00$25.008/17/2010 5:14:49 PM
nalaari$25.00$25.008/17/2010 8:22:43 PM
Ven58$25.00$25.008/17/2010 10:53:44 PM
worthy-bid8$100.00$100.008/17/2010 5:14:16 PM
puifais$25.00$25.008/17/2010 5:14:47 PM
sdr984$25.00$25.008/17/2010 5:14:55 PM
Easystreet$25.00$25.008/17/2010 5:56:57 PM
PhalanxBulldog$25.00$25.008/17/2010 11:10:26 PM
Phantom99$25.00$25.008/17/2010 11:18:54 PM
heerzaquestion$25.00$25.008/17/2010 8:33:13 PM
engaging-worth$25.00$25.008/18/2010 3:17:01 AM
Purple11$25.93$25.938/18/2010 7:37:06 AM
silvercertificate$25.00$25.008/18/2010 8:03:03 AM
larrybird$400.00$400.008/18/2010 10:07:57 AM
Ripsaw4U$25.00$25.008/18/2010 11:02:02 AM
spark548$50.00$50.008/18/2010 8:25:12 AM
secobarbital$50.00$50.008/18/2010 12:32:45 PM
yield-concerto$25.00$25.008/18/2010 9:32:43 AM
kegs$500.00$500.008/18/2010 11:52:56 AM
bonus-zone$50.00$50.008/18/2010 1:51:59 PM
IP$50.00$50.008/18/2010 12:12:46 PM
superstar449$25.00$25.008/18/2010 1:18:21 PM
Rashanir$25.00$25.008/18/2010 3:48:54 PM
educationfirst$25.00$25.008/18/2010 5:11:58 PM
income8$25.72$25.728/18/2010 6:12:23 PM
bharosa$25.00$25.008/18/2010 7:13:32 PM
ADIDASNO$25.00$25.008/18/2010 5:32:27 PM
lisyuan$50.00$50.008/18/2010 9:06:58 PM
wise-silver-wonder$25.00$25.008/18/2010 9:07:09 PM
kmwvma$25.00$25.008/18/2010 9:07:17 PM
shrewd-truth1$25.00$25.008/18/2010 9:07:35 PM
abnvette$25.00$25.008/18/2010 8:27:26 PM
bonus-buddy2$33.29$33.298/18/2010 9:42:17 PM
RedantFinance$25.00$25.008/18/2010 10:07:09 PM
callmebryan$25.00$25.008/18/2010 6:12:24 PM
Cre8iveCash$25.00$25.008/18/2010 9:07:34 PM
azarael$25.00$25.008/18/2010 11:56:20 PM
divemaster$25.00$25.008/18/2010 11:58:00 PM
Superc0ld$29.64$29.648/18/2010 11:58:18 PM
ndwayno$25.00$25.008/18/2010 11:22:03 PM
SCTrojangirl$28.70$28.708/19/2010 12:18:23 AM
ramst41$100.00$100.008/18/2010 9:16:52 PM
ArtemisFitzlebottom$26.21$26.218/19/2010 4:37:11 AM
KrauseVentures$50.00$50.008/18/2010 10:42:27 PM
innocent-income4$25.00$25.008/19/2010 6:17:45 AM
hopethisworks$25.00$25.008/19/2010 6:22:28 AM
alexstar$25.00$25.008/18/2010 11:57:28 PM
zeelender$25.00$25.008/18/2010 11:59:13 PM
lovely-order7$25.00$25.008/19/2010 6:27:18 AM
affluence-tycoon$25.00$25.008/19/2010 6:52:08 AM
tsquared_030$33.97$33.978/19/2010 6:57:26 AM
thankful-nickel2$25.00$25.008/19/2010 7:59:53 AM
nickel-synapse$25.00$25.008/19/2010 6:02:07 AM
helpishere777$25.00$25.008/19/2010 9:08:09 AM
cypressdev001$41.90$41.908/19/2010 6:22:05 AM
friendly-credit2$50.00$50.008/19/2010 9:08:28 AM
responsibility-scrutinzer$25.00$25.008/19/2010 9:08:41 AM
sensible-trade$100.00$100.008/19/2010 9:08:57 AM
sensible-order2$50.00$50.008/19/2010 9:10:06 AM
panther757$25.00$25.008/19/2010 9:08:38 AM
riproaringrapids$25.00$25.008/19/2010 9:08:48 AM
financial-frenzy$50.00$50.008/19/2010 9:09:02 AM
aggielender$25.00$25.008/19/2010 9:09:21 AM
happy-return4$36.08$36.088/19/2010 7:16:57 AM
SanJoser$50.00$50.008/19/2010 9:17:42 AM
auction-workhorse679$25.00$25.008/19/2010 9:36:15 AM
the-enterprising-leverage$50.00$50.008/19/2010 9:32:40 AM
Trevor_C$25.00$25.008/19/2010 9:34:30 AM
icchok$43.60$43.608/19/2010 8:16:57 AM
nodrivelpls$25.00$25.008/19/2010 8:22:04 AM
loan-master996$35.01$35.018/19/2010 8:27:39 AM
maple1$50.00$50.008/19/2010 9:43:32 AM
five-star-justice$36.00$36.008/19/2010 8:38:41 AM
alaco$25.00$25.008/19/2010 9:08:07 AM
compassion-burrito$25.00$25.008/19/2010 9:08:23 AM
mpactlender$25.00$25.008/19/2010 9:08:32 AM
cestesV$50.00$50.008/19/2010 9:08:34 AM
suk200$25.00$25.008/19/2010 10:00:34 AM
transparent-silver$50.00$50.008/19/2010 9:08:46 AM
52digital$25.00$25.008/19/2010 9:08:56 AM
BabyLender$25.00$25.008/19/2010 9:10:05 AM
Smallbear$25.00$25.008/19/2010 10:22:14 AM
fair_rates$25.00$25.008/19/2010 9:11:46 AM
VIGSY$30.00$30.008/19/2010 9:22:29 AM
Dollars4Rent$25.00$25.008/19/2010 10:50:46 AM
reflective-rupee$25.00$25.008/19/2010 11:21:52 AM
grampy48$50.00$50.008/19/2010 12:39:43 PM
auction-chomper4$37.30$37.308/19/2010 1:34:51 PM
twerns$40.00$40.008/19/2010 1:45:11 PM
wlm3012$25.00$25.008/19/2010 1:52:38 PM
VIPBank$35.00$35.008/19/2010 3:15:17 PM
DasMula$50.00$50.008/19/2010 3:14:24 PM
bchen78875$25.00$25.008/12/2010 3:21:10 PM
dcap3$100.00$100.008/12/2010 3:21:25 PM
objective-investor$100.00$100.008/12/2010 3:15:36 PM
Goodlender42$25.00$25.008/12/2010 3:25:28 PM
ichibon$100.00$100.008/12/2010 3:26:09 PM
fishintime$25.00$25.008/12/2010 3:27:02 PM
paymentologist$25.00$25.008/12/2010 3:25:24 PM
Wellman$100.00$100.008/12/2010 3:25:48 PM
hitsman$100.00$100.008/12/2010 3:26:42 PM
Artist_Blue$25.00$25.008/12/2010 3:19:13 PM
buddy486$25.00$25.008/12/2010 3:34:29 PM
jigsaw$100.00$100.008/12/2010 3:24:00 PM
rescue$50.00$50.008/12/2010 3:25:41 PM
socrates520$50.00$50.008/12/2010 3:26:27 PM
GElender$50.00$50.008/12/2010 3:28:00 PM
inspired-investment8$100.00$100.008/12/2010 3:29:16 PM
income-fortress$25.00$25.008/12/2010 3:49:19 PM
loan4teacher$50.00$50.008/12/2010 3:59:02 PM
new-social-economist$25.00$25.008/12/2010 5:02:31 PM
jbaum$25.00$25.008/12/2010 3:49:20 PM
blue-useful-auction$25.00$25.008/12/2010 9:06:25 PM
LenderDan$50.00$50.008/12/2010 6:36:23 PM
bountiful-durability$100.00$100.008/12/2010 6:35:48 PM
blackstar$25.00$25.008/13/2010 4:34:29 AM
enthralling-deal180$25.00$25.008/13/2010 5:07:14 AM
Clambake$50.00$50.008/13/2010 8:37:50 AM
macgeek$50.00$50.008/13/2010 9:34:57 AM
mrrc7498$50.00$50.008/13/2010 7:38:44 AM
Millmanator$25.00$25.008/13/2010 12:29:51 PM
SimpleChoice$25.00$25.008/13/2010 9:36:54 AM
Bank_Of_XL$50.00$50.008/13/2010 2:16:29 PM
Bank42$50.00$50.008/13/2010 5:57:17 PM
well-rounded-dinero$50.00$50.008/14/2010 6:18:22 AM
BeanCownter$51.69$51.698/14/2010 12:37:57 PM
sdloanhelper$25.00$25.008/14/2010 2:37:16 PM
treasure-bliss$91.14$91.148/14/2010 12:50:04 PM
egw$25.00$25.008/14/2010 12:59:11 PM
laufer32304$50.00$50.008/15/2010 3:17:49 AM
_G_$50.00$50.008/15/2010 11:07:17 AM
CapStack$50.00$50.008/15/2010 1:42:12 PM
Saleen06$25.00$25.008/16/2010 8:44:47 AM
Dowanhill$25.00$25.008/16/2010 9:40:02 AM
smart-leverage7$30.00$30.008/15/2010 9:22:27 PM
next2$25.00$25.008/16/2010 10:41:12 AM
108lender$68.27$68.278/16/2010 7:07:08 PM
MicroL$50.00$50.008/16/2010 6:13:16 PM
mtquan$25.00$25.008/16/2010 10:52:07 PM
iolaire$25.00$25.008/17/2010 10:27:38 AM
Sol_Invictus$25.00$25.008/17/2010 10:53:26 AM
authentic-liberty7$50.00$50.008/17/2010 9:33:37 AM
credit-coach118$25.00$25.008/17/2010 1:29:08 PM
porter22$25.00$25.008/17/2010 1:36:35 PM
hrubinst$25.00$25.008/17/2010 1:05:13 PM
brazilofmux$48.41$48.418/17/2010 1:05:34 PM
bonus-poplar2$40.78$40.788/17/2010 2:00:16 PM
Cai8899$25.00$25.008/17/2010 2:18:49 PM
gracej$25.00$25.008/17/2010 2:24:22 PM
kindness-percolator5$25.00$25.008/17/2010 3:09:08 PM
sturdy-openness885$25.00$25.008/17/2010 2:58:06 PM
tntmojave$25.00$25.008/17/2010 5:15:00 PM
finance-symphony7$30.93$30.938/17/2010 7:19:13 PM
heavy_ax$25.00$25.008/17/2010 5:14:45 PM
generous-deal6$25.00$25.008/17/2010 5:14:50 PM
chekat$25.00$25.008/17/2010 5:15:48 PM
starikrai$50.00$50.008/17/2010 7:42:00 PM
enriching-payout$25.00$25.008/17/2010 6:26:07 PM
lostontheedge$25.00$25.008/17/2010 4:08:06 PM
papaman$25.00$25.008/17/2010 10:02:01 PM
jitster$25.00$25.008/17/2010 4:52:14 PM
sarisai$101.00$101.008/17/2010 8:32:03 PM
financelover$25.00$25.008/17/2010 11:58:52 PM
IIP77$25.00$25.008/18/2010 2:07:29 AM
NotYunus$50.00$50.008/17/2010 8:17:41 PM
Magog12$50.00$50.008/18/2010 1:27:14 AM
kaykarun$25.00$25.008/18/2010 7:34:57 AM
mmckune$25.00$25.008/18/2010 9:33:26 AM
MSME$50.00$50.008/18/2010 11:18:10 AM
Tasmir$25.00$25.008/18/2010 8:07:13 AM
lendinstuff$50.00$50.008/18/2010 10:24:03 AM
jlot16$25.00$25.008/18/2010 12:08:58 PM
reward-planetarium$100.00$100.008/18/2010 11:13:16 AM
the-productive-agreement$25.00$25.008/18/2010 1:48:28 PM
rockstar78$25.00$25.008/18/2010 2:17:28 PM
djmgd790$50.00$50.008/18/2010 3:17:06 PM
Peterman$50.00$50.008/18/2010 3:25:13 PM
TommyTucker$25.00$25.008/18/2010 5:17:22 PM
LastLikeFirst$25.00$25.008/18/2010 4:57:04 PM
hard-working-loot$25.00$25.008/18/2010 5:07:56 PM
divedude$25.00$25.008/18/2010 6:12:09 PM
stoopidnoodle$25.00$25.008/18/2010 5:41:56 PM
thrifty-return$50.00$50.008/18/2010 4:17:02 PM
Searlzy$25.00$25.008/18/2010 7:16:59 PM
onlyinchicago$25.00$25.008/18/2010 5:11:59 PM
MrBluesummers$43.74$43.748/18/2010 8:56:56 PM
KiwiElf$30.00$30.008/18/2010 9:07:12 PM
billdpost$25.00$25.008/18/2010 9:22:03 PM
speedy-point$25.00$25.008/18/2010 10:07:13 PM
mizount$30.79$30.798/18/2010 11:56:30 PM
radiant-fund$25.00$25.008/18/2010 9:42:18 PM
norcalsv$25.05$25.058/19/2010 12:09:58 AM
theemhdoctor$25.00$25.008/19/2010 12:10:39 AM
palmdelino$25.00$25.008/18/2010 8:29:30 PM
MO_Investor$25.00$25.008/19/2010 12:17:52 AM
piter-to-la-investment$25.00$25.008/19/2010 12:19:47 AM
jtradition$28.64$28.648/18/2010 11:59:39 PM
MrDavid$30.52$30.528/19/2010 12:20:48 AM
DcUnited$25.00$25.008/19/2010 12:10:53 AM
Warwick$25.00$25.008/19/2010 12:21:14 AM
emphatic-deal5$30.46$30.468/19/2010 4:37:08 AM
commanding-income774$25.00$25.008/19/2010 2:51:45 AM
cheng$25.00$25.008/18/2010 11:55:44 PM
DadWarbucks$25.00$25.008/19/2010 6:22:56 AM
personal-lender$25.00$25.008/19/2010 6:22:41 AM
anyoi$27.44$27.448/19/2010 12:11:54 AM
TennSquire$31.39$31.398/19/2010 6:47:58 AM
Bio-physicist$25.00$25.008/19/2010 2:57:28 AM
ommcd$25.00$25.008/19/2010 8:27:41 AM
psteveo$25.00$25.008/19/2010 8:28:03 AM
RusRobo$25.00$25.008/19/2010 9:08:53 AM
RetiredATC$50.00$50.008/19/2010 9:09:27 AM
mikrolown$30.00$30.008/19/2010 9:08:44 AM
Tradesmanlender$25.00$25.008/19/2010 9:09:40 AM
life-is-great$32.86$32.868/19/2010 9:17:44 AM
jam96$25.00$25.008/19/2010 9:22:33 AM
benefit-piano5$25.00$25.008/19/2010 6:52:11 AM
peerlender$25.00$25.008/19/2010 9:27:06 AM
billk333$25.00$25.008/19/2010 8:22:42 AM
first-upright-payout$50.00$50.008/19/2010 9:08:06 AM
rockhound84$25.00$25.008/19/2010 9:59:05 AM
market-worker$25.00$25.008/19/2010 9:08:27 AM
steely_dan34$25.00$25.008/19/2010 9:47:27 AM
yield-lion$25.00$25.008/19/2010 9:09:20 AM
LenderByDay$25.00$25.008/19/2010 9:09:26 AM
rmachi$25.00$25.008/19/2010 9:58:52 AM
anton$650.00$576.838/19/2010 10:07:25 AM
sunnyvalley$25.00$25.008/19/2010 9:17:43 AM
a-power-amigo$25.00$25.008/19/2010 9:34:21 AM
power-secret-agent$25.00$25.008/19/2010 10:55:10 AM
reflective-rupee$25.00$25.008/19/2010 11:22:04 AM
justinology$27.59$27.598/19/2010 10:53:48 AM
Polonius$25.10$25.108/19/2010 1:27:34 PM
Feyenoord$25.00$25.008/19/2010 11:02:24 AM
icon7$50.00$50.008/19/2010 3:07:29 PM
VIPBank$40.00$40.008/19/2010 3:14:22 PM
304 bids
 
Borrower Payment Dependent Notes Series 471501
This series of Notes was issued and sold upon the funding of the borrower loan #44081, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,985.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.2% Auction start date:  Aug-16-2010 
  Auction end date:  Aug-21-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.06% Starting monthly payment: $133.93
Final lender yield: 33.35% Final borrower rate/APR: 34.35% / 38.06% Final monthly payment: $133.93
 
Auction yield range: 13.89% - 33.35% Estimated loss impact: 15.74%  
Lender servicing fee: 1.00% Estimated return: 17.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jun-1998 Debt/Income ratio: 33%
Credit score: 640-659 (Aug-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 9Length of status:2y 11m
Amount delinquent: $0 Total credit lines: 32 Occupation: Laborer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,679Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 90%  
   Homeownership: Yes  
Screen name: needybody Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 10 ( 100% ) 640-659 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
640-659 (Sep-2009)
640-659 (Aug-2009)
 
Principal balance: $797.83 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
consolidating debt
Purpose of loan:
This loan will be used to consolidate debt.? Want to combine pay off current prosper loan, one credit card and a medical bill.

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Please provide a breakdown of your monthly expenses and net income. Thanks and best of luck! - bankbuddy55
A: Thanks to all who have bid. Here is a rough estimate of my finances: Monthly income is 2200.00 Rent is being modified to 284.00 Utilities are around 230.00 CC, medical bill and Citifinancial Loan combined are 900.00 Current Prosper Loan is 41.03 They are really harassing me about the medical bill portion. I just do not have the finances to pay the bill up front in full. This loan will be a HUGE help. Trying everything possible to combine as much as I can to ease debt load. (Aug-21-2010)
Q: see my page please. - Tono
A: Sorry it took so long to reply, have had computer problems. This question was asked a few days ago by another lender and I just now answered their reply. Please see my listing page for monthly finance details. Thanks for taking the time to view my listing! (Aug-21-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
wonder3$25.00$25.008/21/2010 6:53:07 AM
transaction-animal8$25.00$25.008/16/2010 2:38:31 PM
balance-handshake7$25.00$25.008/16/2010 2:43:10 PM
personal-lender$25.00$25.008/16/2010 2:43:59 PM
simplelender80$100.00$100.008/16/2010 2:57:14 PM
reward-adventure$30.00$30.008/16/2010 2:42:25 PM
Artist_Blue$25.00$25.008/16/2010 3:33:12 PM
diplomatic-wealth7$25.00$25.008/16/2010 3:49:18 PM
yield-lion2$30.00$30.008/16/2010 3:53:46 PM
important-openness1$100.00$100.008/16/2010 3:48:48 PM
kegs$100.00$100.008/17/2010 3:13:18 PM
good4loan$25.00$25.008/17/2010 3:58:04 PM
JustMee$25.00$25.008/18/2010 7:43:16 PM
bright-exchange$25.00$25.008/18/2010 9:02:56 PM
enthusiastic-balance5$50.00$50.008/19/2010 12:22:36 AM
reward-planetarium$25.00$25.008/19/2010 2:07:09 PM
the-silver-blaster$35.00$35.008/19/2010 2:14:38 PM
helping-out$30.00$30.008/19/2010 3:31:36 PM
firewomin$50.00$50.008/19/2010 3:41:09 PM
pietro_torna_indietro$35.00$35.008/19/2010 10:41:32 PM
marwadi-62$25.00$25.008/20/2010 10:04:59 AM
extraordinary-transaction$50.00$50.008/20/2010 10:43:58 AM
Whipster$50.00$50.008/20/2010 1:21:25 PM
new-social-economist$25.00$25.008/20/2010 2:49:21 PM
asiaratt$50.00$50.008/20/2010 2:52:56 PM
principal-samaritan2$25.00$25.008/20/2010 2:54:06 PM
admirable-credit$25.00$25.008/20/2010 2:54:13 PM
head$25.00$25.008/20/2010 2:54:19 PM
maple1$25.00$25.008/20/2010 2:54:05 PM
Tono$25.00$25.008/20/2010 4:24:39 PM
gold-point$50.00$50.008/20/2010 9:10:55 PM
green-rapid-openness$50.00$50.008/20/2010 9:25:12 PM
econgineer$25.00$25.008/20/2010 7:17:25 PM
cashhelp$25.00$25.008/20/2010 9:15:21 PM
drcoop$25.00$25.008/21/2010 12:20:56 AM
supreme-hope$25.00$10.458/21/2010 2:30:18 AM
money-baron$31.11$31.118/21/2010 9:04:08 AM
foldingbenny2$35.00$35.008/21/2010 11:15:18 AM
ralf206$26.37$26.378/21/2010 3:20:07 PM
bold-dynamic-silver$25.00$25.008/21/2010 3:50:44 PM
reflective-rupee$25.00$25.008/16/2010 2:39:32 PM
top-courteous-peso$25.00$25.008/16/2010 2:50:57 PM
randsenterprise$25.00$25.008/16/2010 2:53:52 PM
bid-czar8$50.00$50.008/16/2010 2:49:27 PM
glroark$50.00$50.008/16/2010 3:01:17 PM
fabulous-community4$150.00$150.008/16/2010 3:53:06 PM
zone8$100.00$100.008/16/2010 3:48:06 PM
dcap3$50.00$50.008/16/2010 8:53:11 PM
copper$30.00$30.008/17/2010 1:34:45 PM
larrybird$100.00$100.008/17/2010 3:13:33 PM
bchen78875$25.00$25.008/17/2010 8:52:24 PM
lucrative-loan$50.00$50.008/18/2010 7:33:36 AM
bankbuddy55$75.00$75.008/18/2010 6:54:30 PM
fund-secret-agent$25.00$25.008/19/2010 8:41:05 AM
AlexTrep$25.00$25.008/19/2010 10:29:53 AM
enthralling-deal180$36.21$36.218/19/2010 2:27:17 PM
kind-bill-supporter$25.00$25.008/19/2010 2:13:06 PM
investisure$52.15$52.158/20/2010 1:18:17 AM
inspiring-reward$100.00$100.008/20/2010 3:19:11 AM
jono9999$25.00$25.008/20/2010 3:44:04 AM
thisbucksforu$25.00$25.008/20/2010 3:46:59 AM
niq4soccer$25.00$25.008/20/2010 6:45:56 AM
ommcd$25.00$25.008/20/2010 1:20:00 PM
gjm6d$25.00$25.008/20/2010 2:55:21 PM
EBITDA$25.00$25.008/20/2010 5:05:13 PM
credit-vinyl$25.00$25.008/20/2010 5:19:00 PM
green-rapid-openness$50.00$50.008/20/2010 9:24:54 PM
hidavehi$44.00$44.008/20/2010 7:58:15 PM
Ven58$25.00$25.008/21/2010 12:22:47 AM
mtp$34.71$34.718/21/2010 1:32:09 AM
mt3209$25.00$25.008/21/2010 1:39:17 AM
point-berserker$25.00$25.008/21/2010 2:37:17 AM
dermit$25.00$25.008/21/2010 5:58:12 AM
unger$100.00$100.008/21/2010 3:10:30 PM
red-ready-principal$25.00$25.008/21/2010 5:47:16 PM
75 bids
 
Borrower Payment Dependent Notes Series 471557
This series of Notes was issued and sold upon the funding of the borrower loan #44093, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.2% Auction start date:  Aug-16-2010 
  Auction end date:  Aug-23-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.49% Starting monthly payment: $67.30
Final lender yield: 33.00% Final borrower rate/APR: 34.00% / 38.13% Final monthly payment: $67.01
 
Auction yield range: 13.89% - 33.35% Estimated loss impact: 15.72%  
Lender servicing fee: 1.00% Estimated return: 17.28%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-1975 Debt/Income ratio: 8%
Credit score: 660-679 (Aug-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 10 / 7Length of status:2y 3m
Amount delinquent: $424 Total credit lines: 21 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $3,848Stated income:$25,000-$49,999
Delinquencies in last 7y: 3 Bankcard utilization: 83%  
   Homeownership: No  
Screen name: smart-bid7 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
paying off credit cards
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
top-courteous-peso$25.00$25.008/16/2010 2:50:59 PM
loyalist1$50.00$50.008/18/2010 2:44:59 PM
marwadi-62$100.00$100.008/19/2010 4:06:50 PM
Frankk2$40.00$40.008/20/2010 10:57:47 AM
point-berserker$25.00$25.008/20/2010 11:44:55 AM
gjm6d$25.00$25.008/20/2010 2:55:52 PM
Tono$25.00$25.008/20/2010 4:20:39 PM
coasterman$25.00$25.008/20/2010 6:53:02 PM
realtormoises$25.00$25.008/21/2010 8:29:55 AM
interstellar$50.00$50.008/21/2010 2:13:51 PM
Leshan$33.33$33.338/23/2010 7:14:46 AM
ultimate-peace$200.00$200.008/23/2010 12:57:05 PM
www-goldsilverbar-com$25.00$25.008/23/2010 11:30:00 AM
income-rocker2$25.00$25.008/23/2010 11:31:14 AM
hektek22$600.00$600.008/23/2010 2:24:06 PM
aquistoyraul$25.00$0.678/23/2010 1:17:38 PM
Tycho$26.00$26.008/17/2010 1:32:27 PM
GS-ROCK$25.00$25.008/20/2010 2:25:11 PM
order-brigade$25.00$25.008/20/2010 1:52:58 PM
responsibility-blanket6$25.00$25.008/21/2010 3:43:48 AM
Evolver$50.00$50.008/21/2010 7:29:26 PM
boynumber1$25.00$25.008/21/2010 10:48:42 PM
tcbmc$25.00$25.008/22/2010 11:37:53 AM
wild-orange$25.00$25.008/23/2010 12:47:20 PM
24 bids
 
Borrower Payment Dependent Notes Series 471571
This series of Notes was issued and sold upon the funding of the borrower loan #44097, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 24.0% Auction start date:  Aug-16-2010 
  Auction end date:  Aug-23-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $90.47
Final lender yield: 21.85% Final borrower rate/APR: 22.85% / 26.30% Final monthly payment: $77.26
 
Auction yield range: 16.89% - 34.00% Estimated loss impact: 25.24%  
Lender servicing fee: 1.00% Estimated return: -3.39%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Sep-2002 Debt/Income ratio: 19%
Credit score: 640-659 (Aug-2010) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:4y 1m
Amount delinquent: $0 Total credit lines: 8 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,091Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 74%  
   Homeownership: Yes  
Screen name: bmh Borrower's state: Arizona Borrower's group: Apple User Group
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 31 ( 91% ) 640-659 (Latest)
Principal borrowed: $3,000.00< 31 days late: 3 ( 9% )  
520-539 (Feb-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 34  
Description
Second Prosper Loan
Purpose of loan:
This will be my second Prosper loan. My first Prosper loan has been paid 100% since January of this year. I had such a great experience with my last loan and I am coming back for some extra help with my upcoming wedding.

I am getting married in October and I am paying for everything myself. I am very happy with the way I have saved money in the process. I have saved by making my own invitations (a savings of about 400 dollars) and I am utilizing a local high school that has a floral program to do all the flowers for the wedding.

There are still a few things left to pay for and I am coming up a little short. Up until now I have been paying cash for everything thanks to the tax refund from my recent home purchase.

My financial situation:
I am making 33% more per year than I did 3 years ago when my first Prosper loan funded. I just purchased a house in Laveen and I am saving $425 a month since I am no longer renting. Its a great feeling when you know every mortgage payment you make is building equity in your home.

My Prosper loan payments will be automatically withdrawn from the same bank account my paychecks are direct deposited to so the payments will be on time, EVERY time. I do not consider myself a risk and I am very responsible with my money. I have $800 left over each month and will never have a problem paying my monthly Prosper loan payments.

I have been with the same healthcare company for the past 4 years and the job is very stable. I am thankful to have such a reliable company to work for and to have job stability.

I don't have many expenses since I have been doing my best as far as living within my means. I save money from every check regularly and only eat at restaurants on date-night, not just whenever I don't feel like cooking! I am also very proud my credit score has improved since my last Prosper loan was funded.



Monthly net income: $2400

Monthly expenses: $1,595
??Mortgage: $315
??Car Insurance: $80
??Car payment: $230
??Fuel: $60
??Electric: $70
??Water: $20
??Gas: $30
??HOA: $60
??Cell Phone: $115
??Internet: $60
??TV: $60
??Food: $150
??Credit cards payments: $100 (Chase Visa and Discovercard)
??Entertainment: $75
??Savings: $200 (I save at least $100 from every paycheck)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
ralf206$25.00$25.008/17/2010 9:36:37 PM
Socorro_Capital_Partners$25.00$25.008/19/2010 10:17:59 AM
taetrade$25.00$25.008/19/2010 10:39:50 AM
_SCI_$25.00$25.008/20/2010 1:28:19 AM
pietro_torna_indietro$25.00$25.008/21/2010 6:59:13 AM
surferracerskaterboy$50.00$50.008/21/2010 8:09:33 AM
portfolio-turbine$25.00$25.008/21/2010 9:28:13 AM
a2190b$25.00$25.008/22/2010 11:18:51 AM
Feyenoord$32.82$32.828/22/2010 7:21:57 PM
JGuide$25.00$25.008/22/2010 6:26:53 PM
marybennet$50.00$50.008/22/2010 7:46:33 PM
sweety075$25.00$25.008/22/2010 9:19:38 PM
DasMula$25.00$25.008/22/2010 7:48:44 PM
penny-plato$100.00$100.008/23/2010 8:58:10 AM
Leshan$75.00$75.008/23/2010 7:17:59 AM
prominence8$33.00$33.008/23/2010 9:35:27 AM
mstar925$25.00$25.008/23/2010 10:14:27 AM
UncleScroogeDMD$100.00$100.008/23/2010 12:59:03 PM
martymaniaman$25.00$25.008/23/2010 11:29:38 AM
credit-missile$25.00$25.008/23/2010 1:15:33 PM
courteous-cash6$100.00$100.008/23/2010 12:37:41 PM
phchristensen$50.00$50.008/23/2010 12:20:24 PM
wild-orange$25.00$25.008/23/2010 12:48:33 PM
quiggles$25.00$25.008/23/2010 1:30:21 PM
fireferd$50.00$50.008/23/2010 1:59:59 PM
wilchik$30.00$30.008/23/2010 1:17:00 PM
1stBankAndHal$25.00$25.008/23/2010 1:18:23 PM
aquistoyraul$25.00$25.008/23/2010 1:26:19 PM
balanced-balance6$25.00$25.008/23/2010 2:00:02 PM
boodo$65.69$21.638/23/2010 2:27:32 PM
trent98375$25.00$25.008/18/2010 12:36:00 AM
KirosPOS$74.00$74.008/20/2010 10:04:56 AM
ScottFinance$25.00$25.008/20/2010 12:37:02 PM
MrRooster101$25.00$25.008/20/2010 2:48:57 PM
gpuck$25.00$25.008/20/2010 5:00:46 PM
paul1$44.08$44.088/20/2010 5:45:13 PM
WZ3190$25.00$25.008/21/2010 8:51:39 AM
SolarMoonshine$25.00$25.008/21/2010 6:42:22 AM
Moe87$25.00$25.008/21/2010 5:29:34 PM
RebuildingAmerica$26.70$26.708/21/2010 6:00:11 PM
bughead$25.00$25.008/22/2010 1:22:55 AM
Moe87$25.00$25.008/22/2010 12:34:47 PM
doopers$50.00$50.008/22/2010 3:08:37 PM
lender12345$25.00$25.008/22/2010 9:16:42 PM
djp127$25.00$25.008/22/2010 8:54:26 PM
Johnab$26.00$26.008/23/2010 5:12:26 AM
bughead$25.00$25.008/23/2010 9:52:32 AM
GS-ROCK$25.00$25.008/23/2010 9:44:36 AM
Schlawinzer$25.00$25.008/23/2010 10:16:28 AM
ben1crew$26.64$26.648/23/2010 10:56:28 AM
friendinmoney$35.00$35.008/23/2010 11:28:17 AM
grampy48$25.00$25.008/23/2010 1:05:55 PM
I_want_to_help_you$25.00$25.008/23/2010 1:22:13 PM
FinanceEngine$25.00$25.008/23/2010 2:00:20 PM
thankful-nickel2$25.00$25.008/23/2010 1:55:06 PM
DasMula$25.00$25.008/23/2010 1:57:47 PM
lostperception$25.13$25.138/23/2010 2:01:55 PM
credit-missile$25.00$25.008/23/2010 2:00:26 PM
LD4LIFE$50.00$50.008/23/2010 2:07:26 PM
59 bids
 
Borrower Payment Dependent Notes Series 471599
This series of Notes was issued and sold upon the funding of the borrower loan #44090, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,100.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.3% Auction start date:  Aug-16-2010 
  Auction end date:  Aug-23-2010 
 
Starting lender yield: 6.85% Starting borrower rate/APR: 7.85% / 8.19% Starting monthly payment: $96.93
Final lender yield: 6.20% Final borrower rate/APR: 7.20% / 7.54% Final monthly payment: $96.00
 
Auction yield range: 2.89% - 6.85% Estimated loss impact: 1.30%  
Lender servicing fee: 1.00% Estimated return: 4.90%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Apr-2001 Debt/Income ratio: 3%
Credit score: 840-859 (Aug-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 2Length of status:7y 0m
Amount delinquent: $0 Total credit lines: 14 Occupation: Tradesman - Carpent...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,725Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 5%  
   Homeownership: Yes  
Screen name: bonFire8 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 13 ( 100% ) 840-859 (Latest)
Principal borrowed: $8,000.00< 31 days late: 0 ( 0% )  
820-839 (Jul-2010)
720-739 (Oct-2008)
720-739 (Apr-2008)
740-759 (Sep-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 13  
Description
Paying off Credit Card
Purpose of loan:
I will use this loan to pay off my credit card for a lower APR.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Approved$25.00$25.008/16/2010 2:28:38 PM
wwwUniversal$25.00$25.008/16/2010 3:00:23 PM
dcap3$50.00$50.008/16/2010 8:52:29 PM
The-Lighthouse-Group$25.00$25.008/17/2010 4:48:09 AM
wam37$26.00$26.008/17/2010 6:03:34 AM
octoberfresh$35.00$35.008/17/2010 1:30:22 PM
stephen_c01$25.00$25.008/17/2010 12:58:54 PM
interstellar$50.00$50.008/17/2010 10:59:14 PM
word140$25.00$25.008/18/2010 5:56:04 PM
prossperous01$25.00$25.008/19/2010 8:09:49 AM
Chad2Help$25.00$25.008/19/2010 8:41:14 AM
HappyToLoan$30.00$30.008/19/2010 7:02:29 PM
outofoffice$88.94$88.948/20/2010 8:39:46 AM
c03rc3$25.00$25.008/20/2010 9:55:20 AM
gjm6d$25.00$25.008/20/2010 2:56:21 PM
Cliffie83$27.90$27.908/20/2010 6:36:56 PM
Toony$25.00$25.008/20/2010 9:21:28 PM
fair_rates$25.00$25.008/21/2010 1:41:44 AM
jpblan11$25.50$25.508/21/2010 2:08:19 PM
filovirus$25.00$25.008/21/2010 9:04:47 PM
kc_dude$30.00$30.008/21/2010 9:26:49 PM
eCapital$25.00$25.008/21/2010 10:29:00 PM
Airbandit$75.67$75.678/22/2010 6:53:29 AM
cwegert$107.20$107.208/22/2010 9:35:03 AM
JB2006$25.00$25.008/22/2010 5:20:27 PM
BaxterSandy$27.50$27.508/22/2010 9:31:54 PM
lender12345$25.00$25.008/22/2010 9:17:34 PM
Charmart$25.00$25.008/23/2010 9:33:37 AM
llequire1$137.61$137.618/23/2010 7:21:29 AM
coolcoast$100.00$100.008/23/2010 9:07:19 AM
ryan6853$25.00$25.008/23/2010 10:52:14 AM
moneytolend72$25.00$25.008/23/2010 10:45:30 AM
F_r_e_d_s__B_a_n_k$50.00$50.008/16/2010 2:54:12 PM
GoGators01$25.00$25.008/16/2010 2:59:57 PM
psonicl$100.00$100.008/16/2010 2:52:54 PM
buukyak$25.00$25.008/16/2010 3:19:58 PM
bondhedger$25.00$25.008/16/2010 3:00:25 PM
blot44$50.00$50.008/16/2010 7:54:58 PM
gavinsp$25.00$25.008/16/2010 6:59:49 PM
ralf206$153.00$153.008/16/2010 7:03:46 PM
TJ-Financial-Group$30.00$30.008/17/2010 12:10:20 PM
bonus-sensai825$25.00$25.008/18/2010 12:09:54 PM
BlessedEveryDay$30.00$30.008/18/2010 3:56:41 PM
sweety075$25.00$25.008/18/2010 6:56:04 PM
lt_dt$25.00$25.008/18/2010 8:44:48 PM
zx12rider$25.00$25.008/18/2010 8:49:10 PM
kappaknight$25.00$25.008/19/2010 10:46:10 AM
jchurchi$80.00$80.008/19/2010 3:09:40 PM
enthusiastic-balance5$50.00$50.008/19/2010 3:39:37 PM
goldsun$25.00$25.008/19/2010 6:34:35 PM
bannybucks$25.00$25.008/20/2010 5:44:29 AM
maj0508$100.00$100.008/20/2010 10:39:43 AM
cwegert$32.44$32.448/20/2010 1:15:38 PM
otalon$32.44$32.448/20/2010 2:08:41 PM
KU83$25.00$25.008/20/2010 3:19:02 PM
kf88$30.00$30.008/20/2010 4:59:44 PM
bornsucka$25.00$25.008/21/2010 1:25:08 AM
Personal-Bond$100.00$100.008/21/2010 8:38:42 AM
Dollars4Rent$25.00$25.008/21/2010 9:57:21 AM
Dollars4Rent$25.00$25.008/21/2010 9:57:38 AM
kander80$25.00$25.008/21/2010 2:25:50 PM
nimcha$50.00$50.008/21/2010 2:35:20 PM
gizmo65$25.00$25.008/22/2010 9:53:39 AM
redtilapia$25.00$25.008/22/2010 1:07:24 PM
thankful-nickel2$25.00$25.008/22/2010 7:53:07 PM
availableloan$25.00$25.008/22/2010 5:09:11 PM
gotbyu$25.00$25.008/22/2010 10:05:49 PM
UCSBGAUCHOS$25.00$25.008/22/2010 10:37:34 PM
GBlack$30.00$30.008/23/2010 9:18:30 AM
loanman2007$75.00$75.008/23/2010 4:43:20 AM
Rearden_Steel$25.00$25.008/23/2010 6:57:34 AM
duty-sundae1$25.00$20.808/23/2010 8:51:11 AM
Phatt-Daddy$50.00$50.008/23/2010 8:58:36 AM
tedi-tif$50.00$50.008/23/2010 9:49:18 AM
beachfunder$25.00$25.008/23/2010 10:34:55 AM
a-shiny-dime$25.00$25.008/23/2010 11:06:45 AM
Ricajote$25.00$25.008/23/2010 12:11:09 PM
indomart$50.00$50.008/23/2010 1:54:24 PM
one-midas$25.00$25.008/23/2010 2:15:06 PM
79 bids
 
Borrower Payment Dependent Notes Series 471685
This series of Notes was issued and sold upon the funding of the borrower loan #44088, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 9.8% Auction start date:  Aug-16-2010 
  Auction end date:  Aug-23-2010 
 
Starting lender yield: 24.75% Starting borrower rate/APR: 25.75% / 29.26% Starting monthly payment: $301.18
Final lender yield: 24.75% Final borrower rate/APR: 25.75% / 29.27% Final monthly payment: $301.18
 
Auction yield range: 10.89% - 24.75% Estimated loss impact: 10.41%  
Lender servicing fee: 1.00% Estimated return: 14.34%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Apr-2002 Debt/Income ratio: 33%
Credit score: 680-699 (Aug-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:9y 4m
Amount delinquent: $0 Total credit lines: 12 Occupation: Medical Technician
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $6,676Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 76%  
   Homeownership: Yes  
Screen name: willgerm Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 31 ( 100% ) 680-699 (Latest)
Principal borrowed: $6,000.00< 31 days late: 0 ( 0% )  
640-659 (Oct-2009)
640-659 (Sep-2009)
620-639 (Mar-2008)
620-639 (Nov-2007)
 
Principal balance: $2,889.39 31+ days late: 0 ( 0% )
Total payments billed: 31  
Description
debt consolidation
Purpose of loan:
This loan will be used to?consolidate all my debt into one easy payment, including my previous prosper loan.? helping me save time and money.?

My financial situation:
I am a good candidate for this loan because?I just received another cost of living increase on my paycheck, and my pay history is excellent?

Monthly net income: $
2000
Monthly expenses: $
??Housing: $ 360 (mobile home)
??Insurance: $ 140
??Car expenses: $160
??Utilities: $ 160
??Phone, cable, internet: $ 80
??Food, entertainment: $ 400
??Clothing, household expenses $200
??Credit cards and other loans: $400
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
balance-handshake7$25.00$25.008/16/2010 2:42:48 PM
reflective-rupee$25.00$25.008/16/2010 2:41:07 PM
Artist_Blue$25.00$25.008/16/2010 2:53:04 PM
diversification-medalist$25.00$25.008/16/2010 3:20:50 PM
mizount$25.00$25.008/16/2010 3:22:18 PM
point-shooter$25.00$25.008/16/2010 3:23:59 PM
loot-heart$26.93$26.938/16/2010 3:24:29 PM
thestartuplender$35.00$35.008/16/2010 3:26:07 PM
bodascafe$25.00$25.008/16/2010 3:26:10 PM
supreme-hope$25.00$25.008/16/2010 3:32:23 PM
HHP$25.00$25.008/16/2010 3:27:40 PM
simplelender80$250.00$250.008/16/2010 3:34:52 PM
Comoparklender$25.00$25.008/16/2010 3:34:57 PM
kloan$25.00$25.008/16/2010 3:19:07 PM
Strato$25.00$25.008/16/2010 3:19:43 PM
Ocean713$50.00$50.008/16/2010 3:30:10 PM
Palacios$29.38$29.388/16/2010 3:37:07 PM
Rattlehead$25.00$25.008/16/2010 3:37:17 PM
patriot897$25.00$25.008/16/2010 3:39:49 PM
SDNLR$25.00$25.008/16/2010 3:26:14 PM
authoritative-platinum7$25.00$25.008/16/2010 3:39:38 PM
cablenews$25.00$25.008/16/2010 3:39:54 PM
nybanker85$46.47$46.478/16/2010 3:32:46 PM
frogperson$50.00$50.008/16/2010 3:33:32 PM
DadWarbucks$25.00$25.008/16/2010 3:53:29 PM
smart-leverage7$30.00$30.008/16/2010 5:42:46 PM
Boom00$25.00$25.008/16/2010 3:57:13 PM
mercuriant$25.00$25.008/16/2010 7:47:44 PM
dime-beeper$50.00$50.008/16/2010 8:17:08 PM
loanman2007$25.00$25.008/17/2010 6:40:12 AM
hamster$29.31$29.318/16/2010 6:52:18 PM
tech310$50.00$50.008/16/2010 11:43:18 PM
Trakissta$150.00$150.008/16/2010 7:44:31 PM
heerzaquestion$25.00$25.008/17/2010 7:51:18 AM
venture332$25.00$25.008/17/2010 9:32:54 AM
loan-squadron$25.00$25.008/17/2010 8:56:58 AM
dinero-mason$50.00$50.008/17/2010 7:26:59 AM
LuvToLend$25.00$25.008/17/2010 11:39:26 AM
r0b3m4n$25.00$25.008/17/2010 12:31:05 PM
mg6619$25.00$25.008/17/2010 12:37:56 PM
halothane_logic$25.00$25.008/17/2010 9:44:01 AM
lloyd_s$25.00$25.008/17/2010 10:20:07 AM
integrity-doctor$100.00$100.008/17/2010 12:32:10 PM
E2BGR8$25.00$25.008/17/2010 1:24:53 PM
TommyTucker$25.00$25.008/17/2010 12:39:02 PM
jleng$25.00$25.008/17/2010 1:26:34 PM
TheGeek$25.00$25.008/17/2010 1:07:17 PM
peruse$25.00$25.008/17/2010 1:25:06 PM
ItsJustMe79$26.53$26.538/17/2010 1:25:24 PM
fortress767$25.00$25.008/17/2010 1:26:45 PM
the-bid-sorcerer$25.00$25.008/17/2010 12:30:37 PM
darylc$25.00$25.008/17/2010 12:30:45 PM
momoney2lend$25.00$25.008/17/2010 12:30:57 PM
tkr2$25.00$25.008/17/2010 12:32:36 PM
wellsfrugal$25.00$25.008/17/2010 1:26:31 PM
Malkial$25.00$25.008/17/2010 1:26:37 PM
transparency-advocator$50.00$31.638/17/2010 1:26:54 PM
systemlender$50.00$50.008/17/2010 1:58:33 PM
SkinnyFish$50.00$50.008/17/2010 3:03:16 PM
good4loan$25.00$25.008/17/2010 3:35:18 PM
peregrine$31.16$31.168/17/2010 11:48:39 PM
laidback59$35.60$35.608/18/2010 9:53:56 AM
phaded$25.00$25.008/20/2010 10:45:31 AM
EA_Pokerking$25.00$25.008/20/2010 1:53:23 PM
green-rapid-openness$50.00$50.008/20/2010 4:44:10 PM
XayV03$25.00$25.008/20/2010 7:13:13 PM
l2fp$25.00$25.008/21/2010 8:29:35 AM
Rulea72$62.50$62.508/21/2010 10:59:44 AM
johnk317$50.00$50.008/21/2010 11:18:02 AM
Bob450$30.00$30.008/21/2010 5:14:54 PM
George2384$25.00$25.008/22/2010 8:36:17 AM
mdree$100.00$100.008/22/2010 7:34:10 AM
Whipster$25.00$25.008/22/2010 12:49:29 PM
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druidpoet$25.00$25.008/23/2010 2:20:53 PM
178 bids
 
Borrower Payment Dependent Notes Series 471973
This series of Notes was issued and sold upon the funding of the borrower loan #44119, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.6% Auction start date:  Aug-18-2010 
  Auction end date:  Aug-21-2010 
 
Starting lender yield: 20.00% Starting borrower rate/APR: 21.00% / 21.37% Starting monthly payment: $565.13
Final lender yield: 16.00% Final borrower rate/APR: 17.00% / 17.36% Final monthly payment: $534.79
 
Auction yield range: 2.89% - 20.00% Estimated loss impact: 1.58%  
Lender servicing fee: 1.00% Estimated return: 14.42%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jul-1988 Debt/Income ratio: 18%
Credit score: 760-779 (Aug-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 11Length of status:10y 3m
Amount delinquent: $0 Total credit lines: 59 Occupation: Military Officer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $33,188Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 57%  
   Homeownership: Yes  
Screen name: nuts4realestate Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Fourplex Renovation
Purpose of loan:
This loan will be used to?renovate a four unit apartment building in?Indianapolis?that requires light renovation and upgraded mechanical systems.? I recently closed on the property and the renovation costs are $30,000 for which I have $15,000 and need $15,000 to complete the renovation project.? I had a Prosper listing previously for $25,000, which was 100% funded, but I chose to withdraw because I didn't need to borrow that much.

Once the property is fully leased, which should be?within?six months,?I expect to refinance or sell the property.? If it takes me longer to refinance/payoff, then this loan will stay out for a few more months.? Either by refinancing or selling, I have options to payoff this loan.? Why the higher interest rate?? In the past I've borrowed money for real estate deals from "hard money" lenders and their APR rates are much higher than what I'm asking here, so this is "cheaper" money.

My financial situation:
I'm a good candidate for this loan because I have a great real estate deal with adequate equity, I have lots of experience buying real estate properties and fixing them up and refinancing them, I have a good credit score, and I'm employed full-time in the military.? My credit record shows I cover my obligations, and this situation is no different.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: what are your fixed monthly income and expenses? - beakerfish
A: Thank you for your question. I'm not totally sure how to answer your question, but I'll give it a shot. My annual income is over $100,000 as my profile indicates, which is around $8,500/mo. In my profile it lists that my debt-to-income ratio is 19%, which calculates out to $1,615/mo in debt payments. I suspect this figure is accurate in that my mortgage + car payment comes to that around that amount. Hope this is what you're looking for. (Aug-18-2010)
Q: I'm curious to know your military rank? I had no idea officers that have 10 years time in service are now grossing more than $100,000. - fairmaiden
A: Yes, it's true. I hold the rank of Major on active duty, and my profile says 10 years because that's how long I've been an officer. For pay purposes I've been in service for 22 years, and my pay and allowances come to ~$105K gross. (Aug-19-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
cablenews$50.00$50.008/18/2010 2:31:04 PM
tech310$50.00$50.008/18/2010 2:31:29 PM
GElender$50.00$50.008/18/2010 2:31:34 PM
integrity-onator1$25.00$25.008/18/2010 2:32:23 PM
ZeoInvestments$25.00$25.008/18/2010 2:32:36 PM
moneyfriend$50.00$50.008/18/2010 2:30:49 PM
bountiful-durability$100.00$100.008/18/2010 2:31:09 PM
E_G$50.00$50.008/18/2010 2:31:26 PM
Tai$25.00$25.008/18/2010 2:32:06 PM
baseballfan111$50.00$50.008/18/2010 2:32:26 PM
enrichment1$50.00$50.008/18/2010 2:39:13 PM
Supernick$50.00$50.008/18/2010 2:39:29 PM
GAOGERAM_BANK$25.00$25.008/18/2010 2:41:15 PM
platinum-genetics$25.00$25.008/18/2010 2:30:51 PM
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Marathoner$50.00$50.008/18/2010 2:32:18 PM
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MechEngLender$25.00$25.008/19/2010 6:37:03 PM
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hotwired$25.00$25.008/18/2010 2:53:00 PM
kenji4861$25.00$25.008/18/2010 2:53:56 PM
SpectrumCapital$50.00$50.008/18/2010 2:54:04 PM
Rattlehead$250.00$250.008/18/2010 2:54:11 PM
tbrnet$50.00$50.008/18/2010 2:54:59 PM
MasterKey$25.00$25.008/18/2010 2:55:03 PM
kyomoon$50.00$50.008/18/2010 2:55:12 PM
cash-sensai2$25.00$25.008/18/2010 2:55:36 PM
UESbank$50.00$50.008/18/2010 2:56:15 PM
newest-bountiful-basis$25.00$25.008/18/2010 2:37:13 PM
BankerJohn$100.00$100.008/18/2010 2:56:19 PM
inforapenny$25.00$25.008/18/2010 2:56:23 PM
bowdish1$50.00$50.008/18/2010 2:38:01 PM
HelpFromNY$50.00$50.008/18/2010 2:38:20 PM
rockstar78$50.00$50.008/18/2010 2:47:24 PM
sflender1099$25.00$25.008/18/2010 2:52:45 PM
TheSwissBanker$50.00$50.008/18/2010 2:53:07 PM
kegs$100.00$100.008/18/2010 2:58:35 PM
ROCKI9$50.00$50.008/18/2010 2:53:25 PM
Weaverville$25.00$25.008/18/2010 2:54:18 PM
friendly-helper100$75.00$75.008/18/2010 2:54:22 PM
Borrow2Grow$51.00$51.008/18/2010 2:54:28 PM
DukSerduk$25.00$25.008/18/2010 2:54:39 PM
top-sensible-yield$50.00$50.008/18/2010 2:54:45 PM
banker65010$25.00$25.008/18/2010 2:54:59 PM
ekmendenhall$45.00$45.008/18/2010 2:56:45 PM
moola-wildebeest3$50.00$50.008/18/2010 2:58:28 PM
MrDavid$50.00$50.008/18/2010 2:58:36 PM
imlosttoo$37.15$37.158/18/2010 3:43:02 PM
YDBXMHC$25.00$25.008/18/2010 2:52:51 PM
PrivateLenders$25.00$25.008/18/2010 2:53:03 PM
Centaur$50.00$50.008/18/2010 2:53:15 PM
MissionMicroFinance$25.00$25.008/18/2010 2:54:07 PM
meenan$25.00$25.008/18/2010 2:54:32 PM
windfall46$25.00$25.008/18/2010 2:54:36 PM
orgy63$25.00$25.008/18/2010 2:54:48 PM
rate-mogul$50.00$50.008/18/2010 2:54:52 PM
dontscrewmeover1$25.00$25.008/18/2010 2:55:00 PM
louisprima$100.00$100.008/18/2010 2:55:16 PM
skywise$25.00$25.008/18/2010 2:55:52 PM
value-investor9$50.00$50.008/18/2010 2:56:04 PM
AKK1980$55.00$55.008/18/2010 2:56:29 PM
superstar449$25.00$25.008/18/2010 2:56:36 PM
bchen78875$49.77$49.778/18/2010 4:02:09 PM
generous-deal6$25.00$25.008/18/2010 2:58:23 PM
eyal0$25.00$25.008/18/2010 2:58:38 PM
CIC$25.00$25.008/18/2010 4:15:19 PM
dcap3$25.00$25.008/18/2010 5:07:55 PM
DasMula$25.00$25.008/18/2010 3:20:41 PM
FjLenders$50.03$50.038/18/2010 6:04:19 PM
majestic-dedication$50.00$50.008/18/2010 6:06:43 PM
techs$25.00$25.008/18/2010 6:12:19 PM
smart-gain$29.28$29.288/18/2010 6:31:56 PM
bigphish$50.00$50.008/18/2010 6:44:30 PM
DiabolicalGamer$25.00$25.008/18/2010 6:04:21 PM
CIC$25.00$25.008/18/2010 4:14:32 PM
hidavehi$27.00$27.008/18/2010 6:12:10 PM
reflective-rupee$25.00$25.008/18/2010 9:29:55 PM
NDFIRTH$50.00$50.008/18/2010 8:57:08 PM
fiscal65$25.00$25.008/18/2010 6:12:08 PM
turbostar666$28.82$28.828/18/2010 11:46:23 PM
munnu$25.00$25.008/18/2010 7:17:03 PM
reflective-rupee$25.00$25.008/18/2010 9:30:10 PM
reflective-rupee$25.00$25.008/18/2010 9:30:25 PM
Washington_Loan$25.00$25.008/19/2010 12:12:05 AM
REBizGuy$34.79$34.798/18/2010 11:44:07 PM
mrbanker$25.00$25.008/18/2010 8:52:18 PM
abnvette$25.00$25.008/18/2010 8:56:15 PM
KrauseVentures$50.00$50.008/18/2010 10:42:26 PM
371millwood$300.00$300.008/19/2010 5:17:21 AM
ORcowboy$25.00$25.008/18/2010 11:21:55 PM
eronyc$25.00$25.008/19/2010 6:22:00 AM
dlg$25.53$25.538/19/2010 12:18:28 AM
MonopolyDred$38.85$38.858/19/2010 6:49:53 AM
lanlie$532.38$532.388/19/2010 5:32:01 AM
dynrep$50.00$50.008/19/2010 5:51:53 AM
Zipperdu$50.00$50.008/19/2010 8:45:00 AM
ingenious-order783$25.00$25.008/19/2010 9:10:52 AM
imlosttoo$25.00$25.008/19/2010 9:17:35 AM
tntmojave$25.00$25.008/19/2010 9:34:17 AM
minista$25.00$25.008/19/2010 9:36:17 AM
lvmplatinuminvestors$50.00$50.008/19/2010 9:00:28 AM
IP$48.05$48.058/19/2010 9:27:04 AM
lawboy74$25.00$25.008/19/2010 9:48:27 AM
CornerKetch$25.00$25.008/19/2010 11:37:03 AM
principal-bull$25.00$25.008/19/2010 11:37:05 AM
reflective-rupee$25.00$25.008/19/2010 11:40:50 AM
screen23$25.00$25.008/19/2010 10:27:47 AM
CPA-Banker$25.00$25.008/19/2010 1:15:17 PM
Feyenoord$25.00$25.008/19/2010 11:02:37 AM
lovely-leverage$50.00$50.008/19/2010 12:36:51 PM
Bank_Of_XL$100.00$100.008/19/2010 12:39:25 PM
mcs99$100.00$100.008/19/2010 1:20:00 PM
thorough-exchange4$40.00$40.008/19/2010 3:08:42 PM
microfunder$25.00$25.008/19/2010 6:37:09 PM
vtpilot00$47.78$47.788/19/2010 6:36:57 PM
investment-network$25.00$25.008/19/2010 8:27:17 PM
newton77$25.00$25.008/19/2010 11:58:52 PM
FinDoc$25.00$25.008/20/2010 1:29:58 AM
Searlzy$25.00$25.008/20/2010 1:28:55 AM
dinero-oasis$25.00$25.008/20/2010 5:33:48 AM
wise-deal-panda$25.00$25.008/20/2010 5:48:46 AM
silvercertificate$25.00$25.008/20/2010 6:49:12 AM
JTHarris$25.00$25.008/20/2010 7:15:33 AM
skifamily1992$33.75$33.758/20/2010 7:31:05 AM
phaded$25.00$25.008/20/2010 9:40:11 AM
jsmith1450$100.00$100.008/20/2010 9:30:51 AM
credit-shakespeare9$50.00$50.008/20/2010 9:41:53 AM
Mantis75$25.00$25.008/20/2010 9:33:03 AM
productive-finance$25.00$25.008/20/2010 9:41:04 AM
TaoPooh$25.00$25.008/20/2010 9:46:07 AM
Hidalgo2004$104.98$104.988/20/2010 10:02:39 AM
MN_Lender$25.00$25.008/20/2010 10:30:01 AM
gain-dolphin$50.00$50.008/20/2010 10:32:22 AM
VelcroDog$25.01$25.018/20/2010 12:23:12 PM
friendlyviking$25.00$25.008/20/2010 12:31:50 PM
dynrep$50.00$50.008/20/2010 2:37:10 PM
rbotterbLLC$25.00$25.008/20/2010 3:19:09 PM
johntina$46.13$46.138/20/2010 3:02:04 PM
totoro$25.00$25.008/20/2010 3:57:22 PM
mammalian4$50.00$50.008/20/2010 4:14:17 PM
majormoves1$25.00$25.008/20/2010 4:01:03 PM
IIP77$25.00$25.008/20/2010 5:18:21 PM
Cai8899$49.47$49.478/20/2010 5:19:40 PM
silverloan$50.00$50.008/20/2010 5:17:41 PM
wise-agile-investment$25.00$25.008/20/2010 5:34:20 PM
top-sensible-yield$400.00$400.008/20/2010 7:27:23 PM
freesia54$50.00$50.008/20/2010 5:23:14 PM
jazzycheetah$25.00$25.008/20/2010 6:26:32 PM
fairness-swashbuckler$150.00$150.008/20/2010 6:41:52 PM
rockhound84$100.00$100.008/20/2010 7:36:12 PM
CincyTex$50.00$50.008/20/2010 7:51:29 PM
crafty$35.90$35.908/20/2010 6:28:44 PM
CorporateT00l$50.00$50.008/21/2010 12:05:01 AM
thedoctor$46.33$46.338/21/2010 12:17:56 AM
top-sensible-yield$200.00$154.548/20/2010 7:27:58 PM
Ven58$25.00$25.008/21/2010 12:22:53 AM
philantist$25.00$25.008/20/2010 9:00:33 PM
kvandivo$25.00$25.008/21/2010 1:07:34 AM
credit-kahuna$100.00$100.008/21/2010 1:52:17 AM
Virtuallending$100.00$100.008/21/2010 1:54:36 AM
MONEYLENDER101$91.16$91.168/21/2010 12:58:57 AM
money-bauble$100.00$100.008/21/2010 3:24:50 AM
tomdooley12520$25.00$25.008/21/2010 4:25:56 AM
power-secret-agent$25.00$25.008/21/2010 4:01:48 AM
bnl42$25.78$25.788/21/2010 8:27:37 AM
harddollars$200.00$200.008/21/2010 9:46:36 AM
MGOT-Ken$50.00$50.008/21/2010 10:20:11 AM
KFB_Investments$25.81$25.818/21/2010 6:34:46 AM
CSinvestments$25.00$25.008/21/2010 9:53:10 AM
paqattack$31.25$31.258/21/2010 10:27:13 AM
329 bids