Sales Report:Supplement No. 18 dated Aug 23, 2010 to Prospectus dated Jul 26, 2010
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 26, 2010 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 26, 2010 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 418502
This series of Notes was issued and sold upon the funding of the borrower loan #44083, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.2% Auction start date:  Aug-12-2010 
  Auction end date:  Aug-19-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.06% Starting monthly payment: $336.52
Final lender yield: 32.99% Final borrower rate/APR: 33.99% / 37.69% Final monthly payment: $335.00
 
Auction yield range: 13.89% - 33.35% Estimated loss impact: 15.72%  
Lender servicing fee: 1.00% Estimated return: 17.27%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Mar-1987 Debt/Income ratio: 26%
Credit score: 680-699 (Aug-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 21 / 15Length of status:1y 11m
Amount delinquent: $0 Total credit lines: 61 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $47,325Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 86%  
   Homeownership: Yes  
Screen name: regirl167 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 25 ( 100% ) 680-699 (Latest)
Principal borrowed: $10,000.00< 31 days late: 0 ( 0% )  
680-699 (May-2009)
680-699 (Jun-2008)
680-699 (Apr-2008)
 
Principal balance: $3,635.98 31+ days late: 0 ( 0% )
Total payments billed: 25  
Description
Pay off credit cards
This loan will be used to?pay off,?small credit card balances and need immediate cash to clear some small non-recurring bills.?
My financial situation: I am a good candidate for this loan because.?.? ?I am a home and rental property owner, federal retiree and recently received a promotion with a substantial salary increase with my employer on a four year contract for the federal government. ??I am a responsible person.? I believe in paying my debts.? The reason I am seeking your financial help: pay off?small credit card balances and non-recurring bills, become debt free and get my financial situation back on a healthy track.??This loan will help me to reach my financial goal faster.??
Thank you for your time and consideration which are greatly appreciated.? You will not regret given me this opportunity.? Please help
May God continue to bless each of you!!!?? Monthly net income: $15,677.00 Income??????????????????????????????
??????????????????????????????????????????? Annually
Retirement????????????????????????? $39,564.00
Employer?????????????????????????????$107,780.00
Court Order Alimony???????????? $3,900.00
Rental property????????????????? $19,200.00
Employer Transportation????? $1,440.00?
Overtime?as of July 30??????? 16,238.00??????????????????????????????
??????????????????????????????TOTAL?$188,122.00
?Total Monthly expenses $8,997.00
Housing $4,762.00 Insurance $308.00 Car payment $1,442.00 Car expenses $100.00 Utilities House mate Phone, cable, internet $67.00 Food, entertainment House mate Clothing, household expenses $100.00 Credit cards and other loans $2,063.00 Other expenses $150.00??????
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hello, I really want to help you, but I must ask, If your net monthly income is10K - 15K, why do you need this loan? Help me out here. - Starfin-Capital-Management
A: I want to paid off my low balance credit cards in full. This will allow me to use the extra money to paid off my higher balance off faster. So I can become debt free faster. I really would appreciate if you would help. I pay a lot in taxes and I have rental property which I much keep emergency cash on hand. (for example in rental property I have to replaced a hot water heater, washer and dryer, and a garbage disposer in June 10) In my own home I have to replaced my entire A/C & heating (Aug-17-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
ekmendenhall$45.00$45.008/12/2010 3:20:31 PM
top-courteous-peso$25.00$25.008/12/2010 3:22:32 PM
genuine-integrity0$25.00$25.008/12/2010 5:22:16 PM
BankofHoneybear$50.00$50.008/12/2010 8:37:46 PM
glroark$50.00$50.008/13/2010 9:37:22 AM
fund-secret-agent$25.00$25.008/15/2010 3:08:21 PM
icanhasloanz$25.00$25.008/15/2010 11:21:15 PM
new-smart-fund$50.00$50.008/16/2010 3:34:28 PM
fabulous-community4$150.00$150.008/16/2010 8:13:26 PM
SolarMoonshine$25.00$25.008/16/2010 5:53:13 PM
enthusiastic-balance5$50.00$50.008/17/2010 1:35:16 PM
tech310$25.00$25.008/17/2010 3:20:59 PM
Amber_Stone$75.00$75.008/17/2010 5:56:55 PM
tompau$25.00$25.008/18/2010 7:30:07 AM
bold-direct-asset$25.00$25.008/18/2010 8:51:58 AM
Bob450$25.00$25.008/18/2010 8:01:42 AM
chameleon125$50.00$50.008/18/2010 9:03:02 AM
muirheaj$25.00$25.008/18/2010 9:58:12 AM
lostviajero$25.00$25.008/18/2010 10:09:42 AM
foldingbenny2$30.00$30.008/18/2010 2:37:53 PM
zone6$129.97$129.978/18/2010 2:50:26 PM
gold-cluster$100.00$100.008/18/2010 2:44:38 PM
Happyhourcomics$25.00$25.008/18/2010 3:01:08 PM
thankful-nickel2$25.00$25.008/18/2010 5:00:21 PM
kindness-venture1$25.00$25.008/18/2010 4:17:06 PM
credit-missile$25.00$25.008/18/2010 5:11:22 PM
Feyenoord$25.99$25.998/18/2010 8:34:40 PM
aztocas$25.00$25.008/18/2010 11:18:24 PM
credit-missile$25.00$25.008/18/2010 10:24:39 PM
mammalian4$25.00$25.008/19/2010 12:19:09 AM
myidear$25.00$25.008/19/2010 2:02:27 AM
filovirus$25.00$25.008/19/2010 4:58:46 AM
beach_bum$25.00$25.008/18/2010 10:28:24 PM
onecooldrink$25.00$25.008/18/2010 11:43:52 PM
djfireball$25.00$25.008/19/2010 12:54:37 AM
LeoBUSIIT$25.00$25.008/19/2010 7:56:39 AM
168RichCapital$25.00$25.008/19/2010 8:06:02 AM
njcass79$30.22$30.228/19/2010 8:42:46 AM
cbivitz$200.00$200.008/19/2010 6:14:48 AM
unger$100.00$100.008/19/2010 9:05:57 AM
Rip128$45.00$45.008/19/2010 6:47:54 AM
bughead$25.00$25.008/19/2010 9:30:50 AM
MStackIV$125.00$125.008/19/2010 8:49:48 AM
LOLgivin_monies$25.00$25.008/19/2010 9:50:38 AM
kevlar$25.00$25.008/19/2010 9:53:48 AM
loanman2007$200.00$200.008/19/2010 9:56:42 AM
wowlender$25.00$25.008/19/2010 9:33:23 AM
realtormoises$25.00$25.008/19/2010 11:45:59 AM
clemclan$25.00$25.008/19/2010 11:59:42 AM
billybragg$25.00$25.008/19/2010 12:55:41 PM
FinanceEngine$25.00$25.008/19/2010 1:40:00 PM
Moe87$25.00$25.008/19/2010 11:51:31 AM
YoungTaxMan$564.53$564.538/19/2010 2:54:43 PM
DasMula$25.00$25.008/19/2010 3:00:08 PM
autumn_leaves$25.00$25.008/19/2010 2:55:37 PM
autumn_leaves$25.00$25.008/19/2010 2:56:30 PM
Starfin-Capital-Management$1,000.00$1,000.008/19/2010 2:10:57 PM
DasMula$50.00$50.008/19/2010 3:03:05 PM
YoungTaxMan$198.78$198.788/19/2010 2:55:19 PM
DasMula$25.00$25.008/19/2010 3:01:56 PM
DasMula$50.00$50.008/19/2010 3:03:48 PM
DasMula$50.00$50.008/19/2010 3:09:30 PM
majestic-currency3$50.00$50.008/19/2010 3:12:37 PM
icon7$50.00$50.008/19/2010 3:13:45 PM
OldManP$25.00$25.008/12/2010 3:22:23 PM
transaction-animal8$25.00$25.008/12/2010 3:29:24 PM
investment-thinker4$25.00$25.008/13/2010 5:18:44 AM
Moe87$25.00$25.008/15/2010 6:32:49 AM
SFBank$300.00$300.008/15/2010 6:22:25 PM
BrighterSuns$25.00$25.008/16/2010 11:59:41 AM
yield-lion2$30.00$30.008/16/2010 8:13:28 PM
Kash2010lu$50.00$50.008/16/2010 8:12:19 PM
lucrative-loan$50.00$50.008/17/2010 1:27:16 PM
Amber_Stone$25.00$25.008/17/2010 5:48:25 PM
good4loan$25.00$25.008/17/2010 3:43:32 PM
Leshan$100.00$100.008/18/2010 7:00:55 AM
WonByOne$25.00$25.008/18/2010 11:04:07 AM
wlm3012$25.00$25.008/18/2010 2:38:05 PM
Peterman$25.00$25.008/18/2010 3:37:43 PM
ChrisKwan$25.00$25.008/18/2010 3:49:22 PM
FASTIZIO_P$25.00$25.008/18/2010 3:49:29 PM
favorite-commerce$25.00$25.008/18/2010 5:07:28 PM
Whipster$50.00$50.008/18/2010 7:22:01 PM
ethicalhumanist$25.00$25.008/18/2010 6:24:00 PM
rooster63$50.55$50.558/18/2010 8:36:31 PM
orange-pound-party$30.00$30.008/18/2010 8:40:41 PM
Kash2010lu$25.00$25.008/18/2010 10:00:36 PM
AlexTrep$25.00$25.008/18/2010 10:12:28 PM
bankbuddy55$75.00$75.008/18/2010 7:04:23 PM
crazyinjun$39.46$39.468/18/2010 10:58:02 PM
kendigme$41.38$41.388/19/2010 3:53:28 AM
jeff318$35.49$35.498/19/2010 4:08:43 AM
farchoir$25.00$25.008/19/2010 5:34:06 AM
SouthernRemarketing$25.95$25.958/19/2010 6:00:19 AM
Philman$25.00$25.008/19/2010 7:07:26 AM
principal-laser$41.00$41.008/19/2010 7:58:30 AM
Phatt-Daddy$100.00$100.008/19/2010 4:50:13 AM
Toastmaster007$25.00$25.008/19/2010 9:03:37 AM
FarmersBank$25.00$25.008/19/2010 6:57:50 AM
drcoop$25.00$25.008/19/2010 9:35:50 AM
branaa99$25.00$25.008/19/2010 11:25:28 AM
heritage_loans$57.01$57.018/19/2010 12:01:01 PM
Skeptical-one$25.00$25.008/19/2010 12:23:54 PM
Lender12$853.25$388.728/19/2010 12:40:58 PM
JamesDewsbury$25.00$25.008/19/2010 10:45:45 AM
lucrative-coin$90.95$90.958/19/2010 2:11:25 PM
grampy48$25.00$25.008/19/2010 12:26:48 PM
RMI_Babylon$25.00$25.008/19/2010 12:32:13 PM
DasMula$25.00$25.008/19/2010 3:00:23 PM
DasMula$50.00$50.008/19/2010 3:03:20 PM
DasMula$50.00$50.008/19/2010 3:10:14 PM
autumn_leaves$25.00$25.008/19/2010 3:02:16 PM
autumn_leaves$25.00$25.008/19/2010 3:02:48 PM
DasMula$50.00$50.008/19/2010 3:09:50 PM
DasMula$25.00$25.008/19/2010 3:00:39 PM
DasMula$50.00$50.008/19/2010 3:04:01 PM
bobd32$25.00$25.008/19/2010 3:05:59 PM
DasMula$500.00$500.008/19/2010 3:10:32 PM
118 bids
 
Borrower Payment Dependent Notes Series 429560
This series of Notes was issued and sold upon the funding of the borrower loan #44068, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.8% Auction start date:  Aug-13-2010 
  Auction end date:  Aug-20-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $164.38
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.05% Final monthly payment: $164.38
 
Auction yield range: 10.89% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-1997 Debt/Income ratio: 15%
Credit score: 720-739 (Jul-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:5y 4m
Amount delinquent: $0 Total credit lines: 18 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,009Stated income:$50,000-$74,999
Delinquencies in last 7y: 15 Bankcard utilization: 81%  
   Homeownership: Yes  
Screen name: STLRacer Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Help a Lender lower interest!
Purpose of loan:
This loan will be used to? Stop giving the CC company money!!

My financial situation:
I am a good candidate for this loan because? I have learned what CC's can do to your credit if misused. I HAVE LEARNED MY LESSON!! Now I just have to finish paying for it. I have two credit cards, this loan will take care of the one with the highest rate. The current min.payment for the card is $134. If I pay $200/month it will be paid off in 3yrs. I have decided to let fellow lenders have the interest rather than the CC company.

Monthly net income: $3300

Monthly expenses: $2890
??Housing: $1000
??Insurance: $115 (auto)
??Car expenses: $200 (payment + fuel)
??Utilities: $200 (water, gas, electric, trash service)
??Phone, cable, internet: $175
??Food, entertainment: $400
??Clothing, household expenses $100
??Credit cards and other loans: $200 (including cc that this loan is for)
??Other expenses: $500 (Kids preschool/daycare)
Information in the Description is not verified.
Friends And Family Winning Bids
kencox has bid a total of $65.00 in winning bids.
"Travis is a great guy and I would bid more if I had it in my account."
1 friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
reward-adventure$30.00$30.008/13/2010 2:40:24 PM
Artist_Blue$25.00$25.008/13/2010 2:52:27 PM
balance-handshake7$25.00$25.008/13/2010 2:41:12 PM
bid-czar8$50.00$50.008/13/2010 2:50:17 PM
important-openness1$100.00$100.008/13/2010 2:54:55 PM
simplelender80$73.16$73.168/15/2010 5:42:17 AM
well-mannered-income3$50.00$50.008/16/2010 7:54:05 AM
aurorafinancial$50.00$50.008/16/2010 8:47:00 AM
lendstats_com$200.00$200.008/16/2010 11:20:02 PM
top-courteous-peso$50.00$50.008/17/2010 12:47:57 PM
tech310$50.00$50.008/17/2010 2:59:54 PM
kind-bill-supporter$50.00$50.008/17/2010 3:22:02 PM
Kash2010lu$25.00$25.008/17/2010 6:52:49 PM
ORcowboy$25.00$25.008/17/2010 10:44:56 PM
pioneer580$100.00$100.008/17/2010 8:11:03 PM
abnvette$25.00$25.008/17/2010 8:10:57 PM
heerzaquestion$25.00$25.008/17/2010 8:45:20 PM
rubylender$50.00$50.008/18/2010 7:17:06 AM
reflective-rupee$25.00$25.008/18/2010 10:38:19 AM
thomas16882004$25.00$25.008/18/2010 10:59:16 AM
tacologic$25.00$25.008/18/2010 2:06:48 PM
BeanCownter$100.00$100.008/18/2010 2:43:07 PM
elevated-investment$25.00$25.008/18/2010 2:46:47 PM
mtp$50.00$50.008/18/2010 2:58:07 PM
red-power-pecan$50.00$13.968/18/2010 2:58:13 PM
well-mannered-income3$40.00$40.008/18/2010 3:51:08 PM
sfmf$25.00$25.008/18/2010 4:02:45 PM
bondhedger$25.00$25.008/19/2010 3:47:17 AM
credit-missile$25.00$25.008/18/2010 10:20:13 PM
rate-hickory$25.00$25.008/19/2010 7:00:30 AM
cashhelp$25.00$25.008/19/2010 3:47:22 AM
mdree$50.00$50.008/19/2010 8:42:17 AM
AlexTrep$25.00$25.008/19/2010 10:27:48 AM
wlm3012$25.00$25.008/19/2010 2:00:11 PM
scoobiedoo$25.00$25.008/19/2010 10:56:19 AM
grampy48$25.00$25.008/19/2010 12:43:18 PM
StreetJustice$31.05$31.058/19/2010 4:09:44 PM
johnk317$50.00$50.008/19/2010 4:14:04 PM
admirable-credit$25.00$25.008/20/2010 1:31:38 AM
Kennfusion$33.00$33.008/20/2010 5:34:13 AM
martymaniaman$32.17$32.178/20/2010 6:08:45 AM
aztocas$50.00$50.008/20/2010 6:42:46 AM
reflective-rupee$25.00$25.008/13/2010 2:45:44 PM
reflective-rupee$25.00$25.008/13/2010 2:55:47 PM
personal-lender$25.00$25.008/13/2010 2:41:14 PM
diplomatic-wealth7$25.00$25.008/13/2010 3:05:23 PM
frogperson$100.00$100.008/13/2010 10:58:12 PM
bchen78875$25.00$25.008/13/2010 9:57:55 PM
kegs$25.00$25.008/14/2010 4:37:34 PM
oaktown23$50.00$50.008/15/2010 5:24:20 PM
helpful-listing$25.00$25.008/16/2010 6:07:20 AM
Comoparklender$25.00$25.008/15/2010 5:24:16 PM
larrybird$26.01$26.018/15/2010 6:03:46 PM
kencox$65.00$65.008/16/2010 8:46:17 AM
patriot897$25.00$25.008/16/2010 11:25:27 AM
alexgalt$100.00$100.008/16/2010 8:46:57 AM
dcap3$50.00$50.008/16/2010 8:52:54 PM
SolarMoonshine$25.00$25.008/17/2010 9:50:04 AM
enthralling-deal180$100.00$100.008/17/2010 9:48:34 AM
the-silver-blaster$50.00$50.008/17/2010 1:30:24 PM
new-social-economist$25.00$25.008/17/2010 3:12:42 PM
asiaratt$50.00$50.008/17/2010 3:21:20 PM
helping-out$30.00$30.008/17/2010 3:21:35 PM
JGuide$26.65$26.658/17/2010 6:00:27 PM
Amber_Stone$25.00$25.008/17/2010 7:18:26 PM
firewomin$50.00$50.008/17/2010 6:57:37 PM
loanman2007$100.00$100.008/18/2010 4:53:32 AM
lepolgr$50.00$50.008/17/2010 8:38:04 PM
ORcowboy$25.00$25.008/18/2010 6:56:56 AM
generous-deal6$25.00$25.008/18/2010 12:13:49 AM
reflective-rupee$25.00$25.008/18/2010 10:38:08 AM
reward-planetarium$100.00$100.008/18/2010 11:27:18 AM
UncleScroogeDMD$50.00$50.008/18/2010 1:18:52 PM
leodaguy$100.00$100.008/18/2010 2:43:13 PM
kulender$50.00$50.008/18/2010 2:43:24 PM
richboy56$25.00$25.008/18/2010 2:57:16 PM
gpuck$25.00$25.008/18/2010 2:54:08 PM
cogent$26.00$26.008/19/2010 6:44:27 AM
BrighterSuns$25.08$25.088/19/2010 7:57:16 AM
Vans1975$31.00$31.008/19/2010 9:30:58 AM
umfan123$25.00$25.008/19/2010 9:38:25 AM
wwwUniversal$25.00$25.008/19/2010 9:38:39 AM
dpries123$25.00$25.008/19/2010 10:00:07 AM
Bob450$25.00$25.008/19/2010 9:23:57 AM
MrMoneyBags$30.00$30.008/19/2010 11:24:22 AM
FinanceEngine$25.00$25.008/19/2010 1:50:45 PM
spike22$26.92$26.928/19/2010 3:40:53 PM
Johnab$25.00$25.008/19/2010 5:27:06 PM
CapricornLending$30.00$30.008/19/2010 7:58:52 PM
credit-missile$25.00$25.008/19/2010 6:20:55 PM
KrauseVentures$25.00$25.008/19/2010 11:16:25 PM
NickRac$25.00$25.008/20/2010 12:01:48 AM
Ven58$25.00$25.008/20/2010 1:13:43 AM
credit-missile$25.00$25.008/20/2010 1:21:49 AM
phchristensen$50.00$50.008/20/2010 4:49:22 AM
emjaybee$30.00$30.008/20/2010 6:13:53 AM
wealth-multiplier$25.00$25.008/20/2010 7:03:02 AM
Flshedman$50.00$50.008/20/2010 7:17:44 AM
bullincage$25.00$25.008/20/2010 7:52:20 AM
99 bids
 
Borrower Payment Dependent Notes Series 463380
This series of Notes was issued and sold upon the funding of the borrower loan #44066, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 9.8% Auction start date:  Aug-11-2010 
  Auction end date:  Aug-18-2010 
 
Starting lender yield: 24.75% Starting borrower rate/APR: 25.75% / 29.26% Starting monthly payment: $361.42
Final lender yield: 24.75% Final borrower rate/APR: 25.75% / 29.27% Final monthly payment: $361.42
 
Auction yield range: 10.89% - 24.75% Estimated loss impact: 10.41%  
Lender servicing fee: 1.00% Estimated return: 14.34%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-1995 Debt/Income ratio: 30%
Credit score: 740-759 (Jul-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:7y 7m
Amount delinquent: $0 Total credit lines: 23 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $12,480Stated income:$25,000-$49,999
Delinquencies in last 7y: 3 Bankcard utilization: 78%  
   Homeownership: Yes  
Screen name: dadeyo Borrower's state: Nebraska Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 37 ( 100% ) 740-759 (Latest)
Principal borrowed: $7,500.00< 31 days late: 0 ( 0% )  
760-779 (Jun-2010)
760-779 (Jun-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 37  
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to pay off higher interest credit cards and loan on new windows for my home.

My financial situation:
I am a good candidate for this loan because I have a stable job in this unstable economy and have paid off a previous Prosper loan with no problems. I'm a bit disappointed with the "new" rating system. My?first Prosper loan I had a "AA" rating. Now I have been dropped to a "D". My last loan was paid in full and ahead of the due date with no late payments,?but I?still have a lower rating now?which has pushed the starting interest rate way up. Hoping my bidders will drive this rate back down. Thanks for your help.

Monthly net income: $ 2113.74

Monthly expenses: $
??Housing: $ 334.35
??Insurance: $ 87.50
??Car expenses: $?150 (car paid off)
??Utilities: $ 210 per month (on budget plan)
??Phone, cable, internet: $ 197.64
??Food, entertainment: $ 80
??Clothing, household expenses $ 55
??Credit cards and other loans: $ 365.50
??Other expenses: $ 35
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
reward-adventure$30.00$30.008/11/2010 2:32:40 PM
balance-handshake7$25.00$25.008/11/2010 2:33:02 PM
kegs$64.81$64.818/11/2010 2:38:07 PM
reflective-rupee$25.00$25.008/12/2010 2:34:05 PM
bid-czar8$50.00$50.008/12/2010 7:13:31 PM
new-peso-concerto$50.00$50.008/13/2010 1:45:30 PM
loanman2007$25.00$25.008/14/2010 6:45:26 AM
richboy56$25.00$25.008/15/2010 2:16:14 PM
asiaratt$50.00$50.008/16/2010 3:40:47 PM
leodaguy$100.00$100.008/16/2010 3:46:23 PM
BeanCownter$100.00$100.008/16/2010 3:46:16 PM
kulender$50.00$50.008/16/2010 3:43:14 PM
gelidfrank$25.00$25.008/16/2010 3:45:30 PM
dcap3$50.00$50.008/16/2010 8:52:35 PM
PThor$25.00$25.008/16/2010 3:54:32 PM
adir1$25.00$25.008/17/2010 3:07:06 AM
mtquan$25.00$25.008/16/2010 10:52:34 PM
sensible-trade$100.00$100.008/17/2010 9:47:19 AM
ORcowboy$475.00$475.008/17/2010 12:00:13 PM
cash-spark3$25.00$25.008/17/2010 1:33:08 PM
Headhunter14$25.00$25.008/17/2010 2:56:47 PM
wanna-help$25.00$25.008/17/2010 3:10:44 PM
Cybercusp$25.00$25.008/17/2010 3:11:26 PM
jhernand17$25.00$25.008/17/2010 3:11:30 PM
zeelender$25.00$25.008/17/2010 2:56:40 PM
turbolozano$25.00$25.008/17/2010 3:11:59 PM
well-rounded-dinero$25.00$25.008/17/2010 3:12:08 PM
innocent-income4$25.00$25.008/17/2010 3:12:12 PM
cestesV$50.00$50.008/17/2010 3:12:29 PM
logical-loyalty0$25.00$25.008/17/2010 3:15:13 PM
bullincage$25.00$25.008/17/2010 3:15:33 PM
saysana$25.00$25.008/17/2010 3:12:03 PM
DreDub$50.00$50.008/17/2010 3:15:45 PM
droopie1$25.00$25.008/17/2010 3:12:11 PM
oldmora$25.00$25.008/17/2010 3:12:17 PM
kmavm$25.00$25.008/17/2010 3:16:23 PM
deadbabyseal$25.00$25.008/17/2010 3:16:35 PM
bulabula$25.00$25.008/17/2010 3:16:47 PM
bountiful-durability$100.00$100.008/17/2010 3:17:13 PM
igotmoney$25.00$25.008/17/2010 3:17:23 PM
first-upright-payout$50.00$50.008/17/2010 3:17:25 PM
Aberdeen$400.00$400.008/17/2010 3:17:39 PM
Zingaro$25.00$25.008/17/2010 3:13:48 PM
KiwiElf$25.00$25.008/17/2010 3:13:58 PM
cnovak$25.00$25.008/17/2010 3:18:53 PM
MONEYMATCH$25.00$25.008/17/2010 3:14:20 PM
investment-forte$25.00$25.008/17/2010 3:18:57 PM
jaynlana$25.00$25.008/17/2010 3:15:10 PM
GreenNotes$26.91$26.918/17/2010 3:15:16 PM
Learning2Lend$50.00$50.008/17/2010 3:15:28 PM
hste_llc$50.00$50.008/17/2010 3:15:37 PM
punctual-worth$25.00$25.008/17/2010 3:19:55 PM
bnlforever$25.00$25.008/17/2010 3:15:43 PM
FASTIZIO_P$27.00$27.008/17/2010 2:54:54 PM
poeman$25.00$25.008/17/2010 3:16:18 PM
speedy-point$25.00$25.008/17/2010 3:16:22 PM
painterflipper$50.00$50.008/17/2010 3:16:32 PM
Schu$35.57$35.578/17/2010 3:16:37 PM
honorable-yield$35.00$35.008/17/2010 3:16:48 PM
MetraLynn$25.00$25.008/17/2010 3:17:11 PM
hc90474$25.00$25.008/17/2010 3:17:29 PM
Phantom99$25.00$25.008/17/2010 3:17:40 PM
sturdy-openness885$25.00$25.008/17/2010 2:58:24 PM
delivery$25.00$25.008/17/2010 3:18:40 PM
chkrvrty$25.00$25.008/17/2010 3:21:01 PM
reflective-rupee$25.00$25.008/17/2010 4:44:07 PM
anton$105.91$105.918/17/2010 3:11:15 PM
zone6$75.00$75.008/17/2010 4:50:15 PM
jamiee73$25.00$25.008/17/2010 3:11:58 PM
Jumbojack$50.00$50.008/17/2010 3:12:04 PM
garenyth$50.00$50.008/17/2010 3:12:11 PM
thestartuplender$50.00$50.008/17/2010 3:12:18 PM
smart-leverage7$30.00$30.008/17/2010 3:12:27 PM
twjh$25.00$25.008/17/2010 3:28:39 PM
SolarMoonshine$25.00$25.008/17/2010 3:12:36 PM
tolerant-interest4$25.00$25.008/17/2010 3:12:56 PM
COtheBeast$25.00$25.008/17/2010 3:55:51 PM
jhouman$25.00$25.008/17/2010 3:14:11 PM
gotjack$25.00$25.008/17/2010 3:14:13 PM
ElAbel11$25.00$25.008/17/2010 3:15:05 PM
Moe87$50.00$50.008/17/2010 4:28:51 PM
x27$25.00$25.008/17/2010 3:15:31 PM
AAAInvestments$25.00$25.008/17/2010 3:16:28 PM
FeedTheMachine$100.00$100.008/17/2010 3:16:41 PM
jstnow$25.00$25.008/17/2010 3:16:45 PM
zorg77$25.00$25.008/17/2010 3:17:00 PM
green-moola-sniffer$50.00$50.008/17/2010 3:17:06 PM
saffron4$25.00$25.008/17/2010 3:17:10 PM
vest_vortex$25.00$25.008/17/2010 6:59:02 PM
Patter256$25.00$25.008/17/2010 3:17:27 PM
mpatrick$50.00$50.008/17/2010 8:36:54 PM
cashhelp$35.53$35.538/17/2010 11:18:22 PM
ezvest$50.00$50.008/18/2010 5:34:34 AM
bunnybear$27.73$27.738/17/2010 7:47:12 PM
shrewd-income$100.00$100.008/18/2010 12:50:16 AM
Leshan$150.00$150.008/17/2010 9:44:30 PM
lendstats_com$200.00$200.008/17/2010 10:04:49 PM
LittleMingo$30.00$30.008/18/2010 4:11:34 AM
siafu_kali$26.42$26.428/18/2010 5:20:09 AM
averagefore$25.00$25.008/18/2010 7:09:09 AM
Artist_Blue$25.00$25.008/11/2010 2:35:24 PM
important-openness1$100.00$100.008/11/2010 2:36:12 PM
personal-lender$25.00$25.008/11/2010 2:33:03 PM
diplomatic-wealth7$25.00$25.008/11/2010 2:36:33 PM
MoneyForNothing$25.20$25.208/11/2010 5:23:06 PM
larrybird$100.00$100.008/11/2010 6:26:45 PM
bchen78875$25.00$25.008/11/2010 4:08:37 PM
investment-thinker4$25.00$25.008/12/2010 5:35:48 AM
dinero-mason$50.00$50.008/12/2010 2:53:30 AM
frogperson$100.00$100.008/12/2010 9:38:21 PM
new-social-economist$25.00$25.008/13/2010 10:28:12 AM
enthralling-deal180$100.00$100.008/13/2010 4:37:29 PM
copper$50.00$50.008/14/2010 4:54:16 PM
the-silver-blaster$35.00$35.008/15/2010 10:27:37 AM
red-power-pecan$27.57$27.578/15/2010 6:37:44 PM
helping-out$27.35$27.358/15/2010 9:07:54 PM
kind-bill-supporter$50.00$50.008/16/2010 11:25:07 AM
BrighterSuns$25.00$25.008/16/2010 11:56:13 AM
credit-vinyl$25.00$25.008/16/2010 3:26:28 PM
investmentgroup$25.00$25.008/16/2010 3:34:18 PM
mtp$39.35$39.358/16/2010 3:44:59 PM
Investoman$47.69$47.698/16/2010 3:57:43 PM
enthusiastic-balance5$25.00$25.008/16/2010 6:32:20 PM
Rogesparkguy$25.00$25.008/16/2010 7:27:18 PM
tech310$50.00$50.008/16/2010 11:43:05 PM
matt_2006$25.00$25.008/17/2010 4:26:59 AM
magnolia161$50.00$50.008/17/2010 9:47:41 AM
economy-producer$25.00$25.008/17/2010 9:48:00 AM
ChrisKwan$25.00$25.008/17/2010 3:11:06 PM
flwah$25.00$25.008/17/2010 3:11:12 PM
life-is-great$50.00$50.008/17/2010 3:12:00 PM
unafraid-nickel$25.00$25.008/17/2010 3:12:33 PM
asset-trumpeter$50.00$50.008/17/2010 3:12:53 PM
lcole32$25.00$25.008/17/2010 3:08:19 PM
gizzywump$25.00$25.008/17/2010 3:09:53 PM
newgroom422$25.00$25.008/17/2010 3:14:07 PM
PatRichi$25.00$25.008/17/2010 3:14:17 PM
xzec777$25.00$25.008/17/2010 3:15:07 PM
social-conductor4$25.00$25.008/17/2010 3:11:38 PM
scottharr27$25.00$25.008/17/2010 3:15:36 PM
income-pillow$50.00$50.008/17/2010 3:12:01 PM
epic-balance0$25.00$25.008/17/2010 3:12:06 PM
foxtrot12$50.00$50.008/17/2010 3:15:47 PM
peterpossum$25.00$25.008/17/2010 3:12:13 PM
deal-pinnacle7$25.00$25.008/17/2010 3:16:29 PM
IntrepidInvestment$39.16$39.168/17/2010 3:16:42 PM
ayerobbie$25.00$25.008/17/2010 3:16:57 PM
lagnisiruk$25.00$25.008/17/2010 3:17:04 PM
AF-Chief$33.00$33.008/17/2010 3:17:08 PM
shrewd-truth1$25.00$25.008/17/2010 3:17:32 PM
All_Wins$25.00$25.008/17/2010 3:18:56 PM
inspiring-reward$100.00$100.008/17/2010 3:14:28 PM
t2smoney$25.00$25.008/17/2010 3:15:09 PM
famous-bill$50.00$50.008/17/2010 3:15:14 PM
intuitive-bill$25.00$25.008/17/2010 3:15:25 PM
tidy-generosity$25.00$25.008/17/2010 3:15:34 PM
moopi$25.00$25.008/17/2010 3:15:39 PM
puifais$25.00$25.008/17/2010 3:16:20 PM
andypbe$25.00$25.008/17/2010 2:56:32 PM
ingenious-diversification$25.00$25.008/17/2010 3:16:33 PM
asmithj$50.00$50.008/17/2010 3:16:40 PM
MAYBROOK$50.00$50.008/17/2010 3:16:43 PM
wwwUniversal$25.00$25.008/17/2010 3:16:50 PM
red-favorable-basis$25.00$25.008/17/2010 2:57:10 PM
genuine-responsibility8$50.00$50.008/17/2010 3:16:58 PM
schoolchamp$25.00$25.008/17/2010 3:17:02 PM
top-historic-peso$25.00$25.008/17/2010 3:17:28 PM
good4loan$25.00$25.008/17/2010 3:28:23 PM
five-star-note$35.00$35.008/17/2010 3:28:56 PM
samo102us$25.00$25.008/17/2010 3:09:25 PM
seattleite36$25.00$25.008/17/2010 3:19:27 PM
somebody32$25.00$25.008/17/2010 3:09:46 PM
stoopidnoodle$25.00$5.808/17/2010 3:19:56 PM
Trevor_C$25.00$25.008/17/2010 3:10:10 PM
mrzz$25.00$25.008/17/2010 3:11:19 PM
cospilot$25.00$25.008/17/2010 3:12:14 PM
moola-wildebeest3$50.00$50.008/17/2010 3:12:19 PM
IIP77$25.00$25.008/17/2010 3:12:38 PM
Whipster$50.00$50.008/17/2010 5:56:25 PM
Cre8iveCash$25.00$25.008/17/2010 3:14:05 PM
worthy-bid4$25.00$25.008/17/2010 3:15:29 PM
direct-yield$25.00$25.008/17/2010 3:15:40 PM
generous-deal6$25.00$25.008/17/2010 3:16:25 PM
best-coin-miser$25.00$25.008/17/2010 3:16:44 PM
the-productive-agreement$25.00$25.008/17/2010 3:16:53 PM
wicker1$25.00$25.008/17/2010 3:16:56 PM
Aberdeen$400.00$400.008/17/2010 3:17:38 PM
balance-gatherer1$25.00$25.008/17/2010 3:18:59 PM
CoolPlexer$25.00$25.008/17/2010 5:24:59 PM
pioneer580$100.00$100.008/17/2010 8:28:13 PM
reflective-rupee$25.00$25.008/17/2010 4:44:44 PM
selfmademan$25.00$25.008/17/2010 10:59:04 PM
heerzaquestion$25.00$25.008/17/2010 8:43:47 PM
prominence8$35.00$35.008/17/2010 5:33:12 PM
Cambium$25.00$25.008/18/2010 5:01:27 AM
vette_311$25.00$25.008/17/2010 8:04:29 PM
aztocas$50.00$50.008/18/2010 6:36:09 AM
a_falk22$25.00$25.008/18/2010 7:04:38 AM
NekHoldings$25.00$25.008/18/2010 7:35:17 AM
Bob450$30.00$30.008/18/2010 7:56:19 AM
reflective-rupee$125.00$125.008/17/2010 11:25:03 PM
wild-orange$25.00$25.008/18/2010 1:58:11 AM
moola-monger9$50.00$50.008/18/2010 8:06:11 AM
hellasow$50.00$50.008/18/2010 3:02:12 AM
market-pudding$25.00$25.008/18/2010 4:51:43 AM
Phatt-Daddy$50.00$50.008/18/2010 6:11:19 AM
martymaniaman$25.00$25.008/18/2010 7:48:26 AM
johnk317$95.00$95.008/18/2010 7:59:41 AM
208 bids
 
Borrower Payment Dependent Notes Series 470112
This series of Notes was issued and sold upon the funding of the borrower loan #44074, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 24.0% Auction start date:  Aug-05-2010 
  Auction end date:  Aug-11-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $180.94
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 38.72% Final monthly payment: $180.94
 
Auction yield range: 16.89% - 34.00% Estimated loss impact: 26.01%  
Lender servicing fee: 1.00% Estimated return: 7.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Oct-2003 Debt/Income ratio: 13%
Credit score: 620-639 (Jul-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:5y 7m
Amount delinquent: $0 Total credit lines: 5 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $444Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 88%  
   Homeownership: No  
Screen name: NickPGT Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 23 ( 100% ) 620-639 (Latest)
Principal borrowed: $8,000.00< 31 days late: 0 ( 0% )  
600-619 (Aug-2008)
600-619 (Jul-2008)
 
Principal balance: $2,504.78 31+ days late: 0 ( 0% )
Total payments billed: 23  
Description
Home Remodel (3rd Prosper Loan100%)
Purpose of loan:
This loan will be used to do a kitchen remodel for my home.?

My financial situation:
I am a good candidate for this loan because I have had two other loans with Prosper with 100% paybacks, one is still open and active and has roughly a year left on it. I currently work as a manager for a bank and have been for a little over 5 years.? I take pride in improving my credit score so my priority is ensuring that that payments are made 100% of the time. I can promise thatn here will never be any issues with my payments and they will be directly debited from my account.? My credit score number appears low due to a issue with a ex girlfriend and a credit card. The issue was resolved but some late payments were reported and have never had any since.?

Monthly net income: $ $2800.00

Monthly expenses: $
??Housing: $ 370
??Insurance: $ 75
??Car expenses: $ 211 (prosper loan w 1yr left)
??Utilities: $ 60
??Phone, cable, internet: $ 20
??Food, entertainment: $?200
??Clothing, household expenses $
??Credit cards and other loans: $ 0
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
UCLA4life$35.00$35.008/5/2010 3:17:38 PM
dws2380$25.00$25.008/5/2010 3:20:22 PM
reflective-rupee$25.00$25.008/5/2010 3:46:47 PM
Amber_Stone$25.00$25.008/5/2010 6:06:51 PM
pietro_torna_indietro$25.00$25.008/5/2010 11:03:38 PM
MoneyForNothing$26.38$26.388/6/2010 5:57:07 AM
Jasmel$50.00$50.008/6/2010 6:23:31 AM
penny-sergeant$25.00$25.008/6/2010 5:57:01 AM
innovator2$100.00$100.008/6/2010 8:42:55 PM
SFBank$200.00$200.008/8/2010 7:27:18 AM
WonByOne$25.00$25.008/9/2010 11:41:01 AM
octoberfresh$25.00$25.008/10/2010 7:29:22 AM
oath163$25.00$25.008/10/2010 6:05:34 AM
donlenboy$25.95$25.958/10/2010 9:50:30 AM
new-smart-fund$50.00$50.008/10/2010 5:23:18 PM
FarmersBank$25.00$25.008/10/2010 6:22:39 PM
fair-dollar$30.00$30.008/10/2010 8:50:27 PM
Mark-M$25.00$25.008/10/2010 7:35:54 PM
gbruenin$25.00$25.008/10/2010 5:19:15 PM
SolarMoonshine$25.00$25.008/10/2010 5:56:32 PM
McDeeter$25.00$25.008/11/2010 8:10:20 AM
twjh$25.00$25.008/11/2010 2:28:31 PM
skaught$40.00$40.008/11/2010 2:36:51 PM
YoungTaxMan$400.00$400.008/11/2010 5:00:55 PM
loaningmoneybyme$32.51$32.518/11/2010 6:33:12 PM
Paxman84$25.00$25.008/11/2010 7:15:05 PM
BrighterSuns$25.00$25.008/11/2010 7:58:29 PM
CatFunded$25.00$25.008/11/2010 6:23:49 PM
Littlepeng$25.00$25.008/11/2010 6:30:37 PM
goal-benefit2$25.00$25.008/11/2010 9:05:07 PM
agreement-linkage$25.00$25.008/11/2010 5:37:40 PM
marinbb$25.00$25.008/11/2010 7:33:50 PM
Mr-Miracle$25.00$25.008/11/2010 7:41:42 PM
wealth-multiplier$25.00$25.008/11/2010 9:12:54 PM
Free-the-usa-1776$46.77$46.778/11/2010 9:20:17 PM
Rogelio48$30.00$30.008/5/2010 3:19:56 PM
JustMee$25.00$25.008/5/2010 5:22:36 PM
Moe87$50.00$50.008/5/2010 6:46:57 PM
OldManP$25.00$25.008/5/2010 7:02:31 PM
genuine-integrity0$25.00$25.008/6/2010 1:29:34 PM
usedtoborrow$42.98$42.988/6/2010 2:08:27 PM
lender12345$25.00$25.008/8/2010 8:10:42 PM
nhrma$31.61$31.618/9/2010 1:07:17 PM
bobd32$25.00$25.008/9/2010 1:51:07 PM
well-mannered-income3$25.00$25.008/9/2010 4:06:41 PM
innovator2$25.00$25.008/9/2010 6:05:06 PM
Kash2010lu$50.00$50.008/10/2010 6:45:59 AM
innovator2$50.00$50.008/10/2010 2:21:38 AM
selector568$50.00$50.008/10/2010 9:52:27 AM
fabulous-community4$150.00$150.008/10/2010 6:48:08 AM
CommunityArts_Non-profit$25.00$25.008/10/2010 5:27:48 PM
blitzen40$25.00$25.008/10/2010 8:18:30 PM
zone6$100.00$100.008/11/2010 2:07:04 AM
return-grizzly$900.00$864.288/11/2010 6:33:35 AM
tompau$25.00$25.008/11/2010 8:45:37 AM
carrinel$81.59$81.598/11/2010 7:30:46 AM
atomantic$25.00$25.008/11/2010 7:33:09 AM
nodebt2012$25.00$25.008/11/2010 8:05:29 AM
MStackIV$29.76$29.768/11/2010 9:19:19 AM
Whipster$25.00$25.008/11/2010 10:52:42 AM
prudent-dinero$25.00$25.008/11/2010 11:31:13 AM
found$76.17$76.178/11/2010 10:43:46 AM
deal-promiser$25.00$25.008/11/2010 8:34:26 AM
YoungTaxMan$150.00$150.008/11/2010 4:46:00 PM
carrinel$82.00$82.008/11/2010 5:06:08 PM
jlr1516$25.00$25.008/11/2010 6:16:48 PM
chameleon125$100.00$100.008/11/2010 7:59:05 PM
proton346$25.00$25.008/11/2010 8:50:51 PM
marinbb$25.00$25.008/11/2010 7:34:09 PM
69 bids
 
Borrower Payment Dependent Notes Series 470282
This series of Notes was issued and sold upon the funding of the borrower loan #44095, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.2% Auction start date:  Aug-12-2010 
  Auction end date:  Aug-19-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.06% Starting monthly payment: $336.52
Final lender yield: 33.35% Final borrower rate/APR: 34.35% / 38.06% Final monthly payment: $336.52
 
Auction yield range: 13.89% - 33.35% Estimated loss impact: 15.74%  
Lender servicing fee: 1.00% Estimated return: 17.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Dec-2002 Debt/Income ratio: 11%
Credit score: 660-679 (Aug-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:1y 1m
Amount delinquent: $0 Total credit lines: 9 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,794Stated income:$25,000-$49,999
Delinquencies in last 7y: 1 Bankcard utilization: 78%  
   Homeownership: No  
Screen name: auction-refresher Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Start a small business
Purpose of loan:
This loan will be used to start a small business

My financial situation:
I am a good candidate for this loan because I have a stable income of $45,000 yearly, so even if my business fall short,?I would still be able to pay off my loan.?

Monthly net income: $ 2450

Monthly expenses: $?1000
??Housing: $ 300
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 0
??Phone, cable, internet: $ 160
??Food, entertainment: $ 100
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 1,794
??Other expenses: $ 89
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What will the business do? Thanks. - dynrep
A: After finding a perfect location in Chinatown of Philadelphia, rent is only $500 per month with unlimited water usage, and no competitors around. I wanted to open a pet shop focusing on freshwater fish such as Discus, Goldfish, Koi, and Arowana to name a few. For about $300 I can obtain a business license without any hassle. My main suppliers are Royal Pet Wholesaler and Huaminh up in north Jersey, and Craigslist would be my main advertisement site. Thank you for your time and considerations. (Aug-16-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
balance-handshake7$25.00$25.008/12/2010 3:24:51 PM
personal-lender$25.00$25.008/12/2010 3:24:57 PM
diplomatic-wealth7$25.00$25.008/12/2010 3:28:28 PM
reward-adventure$30.00$30.008/12/2010 3:24:30 PM
reflective-rupee$25.00$25.008/12/2010 3:35:32 PM
zone8$50.00$50.008/12/2010 3:32:42 PM
birddogsb$50.00$50.008/12/2010 7:58:13 PM
larrybird$25.00$25.008/13/2010 10:28:29 AM
bchen78875$25.00$25.008/13/2010 2:11:01 PM
simplelender80$100.00$100.008/13/2010 12:50:22 PM
dynrep$25.00$25.008/16/2010 9:00:34 AM
MikeyZ2008$49.00$49.008/16/2010 11:17:58 AM
new-social-economist$25.00$25.008/16/2010 11:38:15 AM
kind-bill-supporter$25.00$25.008/16/2010 3:35:09 PM
inspiring-reward$49.98$49.988/17/2010 3:43:00 AM
dcap3$50.00$50.008/16/2010 8:52:45 PM
red-power-pecan$50.00$50.008/17/2010 9:47:09 AM
richboy56$25.00$25.008/17/2010 1:00:53 PM
BeanCownter$25.00$25.008/17/2010 1:47:13 PM
kulender$50.00$50.008/17/2010 2:50:44 PM
PThor$25.00$25.008/17/2010 3:13:29 PM
Tycho$26.00$26.008/17/2010 3:16:09 PM
oracle3$50.00$50.008/17/2010 2:48:43 PM
gelidfrank$25.00$25.008/17/2010 3:18:33 PM
dinero-mason$50.00$50.008/17/2010 3:17:19 PM
adir1$25.00$25.008/17/2010 3:54:25 PM
copper$30.00$30.008/17/2010 3:18:52 PM
openness-prospector$50.00$50.008/18/2010 9:57:19 AM
thrifty-return$35.00$35.008/18/2010 7:27:08 AM
tech310$25.00$25.008/18/2010 11:23:57 AM
reward-planetarium$100.00$100.008/18/2010 11:27:06 AM
jono9999$50.00$50.008/18/2010 2:40:48 PM
moola-wildebeest3$50.00$50.008/18/2010 2:57:49 PM
economy-producer$25.00$25.008/18/2010 2:41:33 PM
epic-balance0$25.00$25.008/18/2010 3:00:30 PM
igotmoney$25.00$25.008/18/2010 3:01:16 PM
MONEYMATCH$25.00$25.008/18/2010 3:08:22 PM
PatRichi$25.00$25.008/18/2010 3:00:26 PM
zone6$100.00$100.008/18/2010 2:54:36 PM
hc90474$25.00$25.008/18/2010 3:48:42 PM
jamiee73$25.00$25.008/18/2010 3:50:25 PM
speedy-point$25.00$25.008/18/2010 3:50:30 PM
smart-leverage7$30.00$30.008/18/2010 2:57:24 PM
Zingaro$25.00$25.008/18/2010 2:59:59 PM
tolerant-interest4$25.00$25.008/18/2010 3:00:10 PM
saffron4$25.00$25.008/18/2010 3:48:34 PM
lagnisiruk$25.00$25.008/18/2010 4:53:27 PM
dough-bear$27.69$27.698/18/2010 3:49:07 PM
Tasmir$25.00$25.008/18/2010 5:07:26 PM
a-power-amigo$25.00$25.008/18/2010 5:07:29 PM
the-productive-agreement$25.00$25.008/18/2010 3:50:29 PM
famous-bill$50.00$50.008/18/2010 5:07:38 PM
treasure-bliss$39.28$39.288/18/2010 5:09:26 PM
Peterman$25.00$25.008/18/2010 3:38:34 PM
wanna-help$25.00$25.008/18/2010 4:22:16 PM
StrongMoney$50.00$50.008/18/2010 5:07:24 PM
OCedHrt$25.00$25.008/18/2010 5:07:39 PM
friendlyviking$50.00$50.008/18/2010 5:07:53 PM
oldmora$50.00$50.008/18/2010 5:08:09 PM
seisen$50.00$50.008/18/2010 5:08:15 PM
Ducatiman1978$25.00$25.008/18/2010 5:08:32 PM
top-historic-peso$25.00$25.008/18/2010 3:48:40 PM
cnovak$25.00$25.008/18/2010 3:48:46 PM
asmithj$50.00$50.008/18/2010 3:49:08 PM
poeman$25.00$25.008/18/2010 3:49:14 PM
puifais$25.00$25.008/18/2010 3:50:29 PM
Edwardtomo$50.00$50.008/18/2010 5:07:25 PM
Nerdster1$25.00$25.008/18/2010 5:07:47 PM
thestartuplender$50.00$50.008/18/2010 5:08:10 PM
aldeed$50.00$50.008/18/2010 6:44:25 PM
life-is-great$50.00$50.008/18/2010 9:07:21 PM
economy-balance$25.00$25.008/18/2010 6:03:49 PM
HuntoJones$25.00$25.008/18/2010 9:06:57 PM
S-Master$25.00$25.008/18/2010 9:07:03 PM
nodrivelpls$25.00$25.008/18/2010 9:07:07 PM
lamsabuy$32.18$32.188/18/2010 6:28:25 PM
wwwUniversal$25.00$25.008/18/2010 9:27:08 PM
MAYBROOK$50.00$50.008/19/2010 12:01:31 AM
IntrepidInvestment$33.42$33.428/19/2010 12:01:29 AM
worthy-bid4$25.00$25.008/19/2010 12:20:45 AM
jstnow$25.00$25.008/18/2010 9:27:06 PM
OnyxLite$25.00$25.008/19/2010 12:11:31 AM
Cypher041$25.00$25.008/19/2010 5:12:52 AM
social-conductor4$25.00$25.008/19/2010 5:37:06 AM
kmwvma$25.00$25.008/19/2010 9:17:50 AM
maple1$25.00$25.008/19/2010 9:39:03 AM
foxtrot12$31.40$31.408/19/2010 9:59:58 AM
DreDub$34.42$34.428/19/2010 10:31:56 AM
anton$300.00$300.008/19/2010 10:07:54 AM
x27$25.00$25.008/19/2010 11:33:35 AM
direct-yield$25.00$25.008/19/2010 11:33:37 AM
important-openness1$100.00$100.008/12/2010 3:28:45 PM
top-courteous-peso$25.00$25.008/12/2010 3:22:33 PM
Artist_Blue$25.00$25.008/12/2010 3:46:15 PM
bid-czar8$50.00$50.008/12/2010 7:13:42 PM
kegs$100.00$100.008/13/2010 1:13:06 PM
loyalist1$50.00$50.008/16/2010 3:44:26 PM
enthralling-deal180$100.00$100.008/16/2010 3:44:31 PM
the-silver-blaster$35.00$35.008/16/2010 3:45:03 PM
EngineerGuru$100.00$100.008/16/2010 5:37:01 PM
helping-out$30.00$30.008/17/2010 7:27:09 AM
asiaratt$25.00$25.008/17/2010 8:18:10 AM
leodaguy$100.00$100.008/17/2010 1:37:26 PM
sturdy-openness885$25.00$25.008/17/2010 2:58:57 PM
Investoman$43.53$43.538/17/2010 3:21:30 PM
mtp$50.00$50.008/17/2010 3:19:53 PM
magnolia161$43.01$43.018/17/2010 3:21:09 PM
Rogesparkguy$25.00$25.008/17/2010 3:13:24 PM
roblender$25.00$25.008/17/2010 3:15:02 PM
firewomin$50.00$50.008/17/2010 6:57:28 PM
mtquan$25.00$25.008/17/2010 4:57:04 PM
generous-deal6$25.00$25.008/18/2010 12:13:42 AM
IIP77$25.00$25.008/18/2010 2:07:05 AM
sensible-trade$34.39$34.398/18/2010 6:42:08 AM
lillian27$50.00$50.008/18/2010 11:23:49 AM
red-favorable-basis$25.00$25.008/18/2010 11:23:55 AM
elevated-investment$25.00$25.008/18/2010 1:57:12 PM
cash-spark3$25.00$25.008/18/2010 2:43:04 PM
head$25.00$25.008/18/2010 2:39:56 PM
dedicated-bid1$25.00$25.008/18/2010 2:46:03 PM
matt_2006$25.00$25.008/18/2010 2:41:19 PM
payment-gusto$25.00$25.008/18/2010 2:58:06 PM
cestesV$50.00$50.008/18/2010 3:00:52 PM
asset-trumpeter$50.00$50.008/18/2010 3:00:17 PM
delivery$25.00$25.008/18/2010 3:00:24 PM
happy-return4$25.84$25.848/18/2010 3:46:40 PM
first-upright-payout$50.00$50.008/18/2010 3:48:37 PM
bid-papyrus$25.00$25.008/18/2010 3:48:52 PM
income-pillow$50.00$50.008/18/2010 3:58:32 PM
AF-Chief$33.00$33.008/18/2010 3:58:43 PM
Cybercusp$25.00$25.008/18/2010 2:59:46 PM
nickel-position$25.00$25.008/18/2010 4:37:34 PM
gizzywump$27.82$27.828/18/2010 4:52:52 PM
Patter256$25.00$25.008/18/2010 3:48:38 PM
kaykarun$25.00$25.008/18/2010 3:49:03 PM
engaging-worth$25.00$25.008/18/2010 3:01:00 PM
bnlforever$25.00$25.008/18/2010 3:50:28 PM
abundant-credit6$25.00$25.008/18/2010 5:07:36 PM
LAM26$25.00$25.008/18/2010 5:07:50 PM
zorg77$25.00$25.008/18/2010 5:09:21 PM
gourd2$25.00$25.008/18/2010 5:48:27 PM
astute-dollar$25.00$25.008/18/2010 5:07:37 PM
bullish2bearish$30.00$30.008/18/2010 5:07:46 PM
ITExec$53.02$53.028/18/2010 5:08:31 PM
MetraLynn$25.00$25.008/18/2010 3:48:36 PM
shrewd-truth1$25.00$25.008/18/2010 3:48:44 PM
bountiful-durability$100.00$100.008/18/2010 5:09:22 PM
hyrolln$25.00$25.008/18/2010 3:48:58 PM
somebody32$25.00$25.008/18/2010 3:49:04 PM
bulabula$25.00$25.008/18/2010 3:49:16 PM
Whipster$75.00$75.008/18/2010 5:12:03 PM
tuneman1980$25.00$25.008/18/2010 3:50:24 PM
genuine-responsibility8$50.00$50.008/18/2010 5:32:36 PM
green-moola-sniffer$50.00$50.008/18/2010 3:58:40 PM
ayerobbie$25.00$25.008/18/2010 6:37:00 PM
Sateesh$100.00$100.008/18/2010 6:52:13 PM
schoolchamp$25.00$25.008/18/2010 4:53:26 PM
b2m80s$25.00$25.008/18/2010 5:07:42 PM
naina_my_daughter$25.00$25.008/18/2010 5:07:49 PM
credit-vinyl$25.00$25.008/18/2010 5:07:57 PM
anton$39.24$39.248/18/2010 5:08:08 PM
supreme-hope$25.00$25.008/18/2010 5:08:26 PM
bid-carrier0$25.00$25.008/18/2010 9:06:56 PM
econman1$50.00$50.008/18/2010 9:07:05 PM
turbolozano$25.00$25.008/18/2010 9:07:20 PM
Jumbojack$50.00$50.008/18/2010 9:07:23 PM
FeedTheMachine$100.00$100.008/18/2010 9:08:09 PM
minddoc$25.00$25.008/18/2010 6:12:28 PM
piter-to-la-investment$25.00$25.008/18/2010 9:07:00 PM
Aveon$50.00$50.008/18/2010 9:07:06 PM
saysana$25.00$25.008/18/2010 9:07:22 PM
mrzz$25.00$25.008/18/2010 9:07:30 PM
ChrisKwan$25.00$25.008/18/2010 9:07:57 PM
wicker1$25.00$25.008/18/2010 6:36:59 PM
cashhelp$25.00$25.008/18/2010 9:11:54 PM
best-coin-miser$25.00$25.008/18/2010 9:27:04 PM
star7705$25.04$25.048/19/2010 12:09:23 AM
Hutpit$26.23$26.238/19/2010 12:09:46 AM
Phantom99$25.00$25.008/19/2010 12:12:50 AM
FASTIZIO_P$27.00$27.008/19/2010 12:14:29 AM
James_and_Tracy$25.00$25.008/18/2010 9:06:57 PM
PotatoLender$25.00$25.008/18/2010 9:07:04 PM
ferocious-exchange3$27.54$27.548/19/2010 12:22:09 AM
jhernand17$25.00$25.008/18/2010 9:07:18 PM
hard-working-loot$25.00$25.008/18/2010 9:07:40 PM
honorable-yield$35.00$35.008/18/2010 9:27:07 PM
AlexTrep$25.00$25.008/18/2010 10:12:28 PM
pixeldave$38.05$38.058/19/2010 4:52:38 AM
crawfingers$25.00$25.008/19/2010 6:01:59 AM
KiwiElf$26.73$26.738/18/2010 11:59:00 PM
JB_Lender$75.00$75.008/19/2010 6:48:04 AM
Schu$33.42$33.428/19/2010 7:32:14 AM
thankful-nickel2$25.00$25.008/19/2010 7:57:21 AM
kmavm$25.00$25.008/19/2010 9:11:24 AM
auction-workhorse679$25.00$25.008/19/2010 9:34:29 AM
bonus-zone$36.48$36.488/19/2010 9:36:25 AM
ingenious-diversification$25.00$25.008/19/2010 9:11:25 AM
currency-secret-agent$50.00$50.008/19/2010 9:32:58 AM
sadls$25.00$25.008/19/2010 9:34:40 AM
goldeneye777$25.00$25.008/19/2010 9:34:43 AM
Hokie83$25.00$25.008/19/2010 9:43:09 AM
droopie1$25.00$6.298/19/2010 12:13:22 PM
cash-medalist3$25.00$25.008/19/2010 12:18:24 PM
moopi$25.00$25.008/19/2010 11:33:36 AM
logical-loyalty0$25.00$25.008/19/2010 11:37:12 AM
205 bids
 
Borrower Payment Dependent Notes Series 471062
This series of Notes was issued and sold upon the funding of the borrower loan #44073, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.8% Auction start date:  Aug-13-2010 
  Auction end date:  Aug-20-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $102.73
Final lender yield: 26.44% Final borrower rate/APR: 27.44% / 30.99% Final monthly payment: $102.65
 
Auction yield range: 10.89% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 14.98%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Apr-1989 Debt/Income ratio: 4%
Credit score: 660-679 (Jul-2010) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 2 Current / open credit lines: 3 / 3Length of status:5y 7m
Amount delinquent: $0 Total credit lines: 12 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $97Stated income:$75,000-$99,999
Delinquencies in last 7y: 16 Bankcard utilization: 32%  
   Homeownership: Yes  
Screen name: accelerator957 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
daughter's wedding dress
Purpose of loan:
This loan will be used to buy my daughter's wedding dress.
My financial situation:??I have a?stable, well-paying job, with an excellent work history, having worked full-time for the past 30 years.? I have the opportunity to work overtime, and am in a profession (RN) where I have no fear of being out of work.?

My car is paid for, so I have no car payment, no credit card debt, only a mortgage payment that is very reasonable.? There is a good amount of equity in my house (no upside-down situation).? I have lived in the same home, in the same community for the past 22 years.

I feel confident that I can re-pay this loan in its entirety, and should have no trouble making the monthy payments.?

Monthly net income: $ 4,000.00 minimum?( not including overtime)

Monthly expenses: $
??Housing: $?
??Insurance: $
??Car expenses: $ 0
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 0
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
exchange-dreams$25.00$25.008/15/2010 6:33:56 PM
SolarMoonshine$25.00$25.008/15/2010 6:12:49 PM
seadogs$25.00$25.008/17/2010 9:03:26 AM
systemlender$30.00$30.008/17/2010 1:46:30 PM
top-courteous-peso$50.00$50.008/17/2010 3:00:05 PM
ralf206$29.05$29.058/17/2010 9:39:10 PM
golffish2$100.00$100.008/18/2010 9:08:57 AM
dRatedOnly$25.00$25.008/18/2010 2:17:08 PM
wwwUniversal$25.00$25.008/18/2010 3:08:19 PM
enthusiastic-market2$50.00$50.008/19/2010 2:50:07 AM
tompau$25.00$25.008/19/2010 6:41:47 AM
wealth-pipeline$25.00$25.008/19/2010 10:21:31 AM
AlexTrep$25.00$25.008/19/2010 10:27:52 AM
kanedukke$31.50$31.508/19/2010 10:36:58 AM
NickRac$40.00$40.008/19/2010 11:37:08 AM
MrMoneyBags$30.00$30.008/19/2010 11:25:05 AM
duty-sundae1$25.00$25.008/19/2010 10:24:09 AM
FinanceEngine$25.00$25.008/19/2010 2:38:50 PM
friendinmoney$25.00$25.008/19/2010 3:35:52 PM
wealth-multiplier$25.00$25.008/19/2010 4:15:20 PM
umfan123$25.00$25.008/20/2010 12:23:58 AM
Ven58$25.00$25.008/20/2010 1:13:46 AM
BeanCownter$100.00$100.008/20/2010 5:34:08 AM
ferengi_finance$36.39$36.398/20/2010 6:47:28 AM
Milonguero$100.00$100.008/20/2010 8:52:10 AM
mcgovern2024$25.00$25.008/20/2010 9:28:53 AM
trainu$36.83$36.838/20/2010 12:07:50 PM
harddollars$100.00$100.008/20/2010 12:10:01 PM
lucrative-coin$55.22$55.228/20/2010 12:57:56 PM
Lubava$100.00$100.008/20/2010 1:08:43 PM
mpatrick$25.00$25.008/20/2010 2:09:39 PM
boo_hoo$50.00$50.008/14/2010 3:44:33 PM
loyalist1$50.00$50.008/16/2010 7:18:16 PM
tech310$50.00$50.008/17/2010 3:22:11 PM
Wachocia$25.00$25.008/18/2010 2:58:18 PM
Free-the-usa-1776$26.00$26.008/18/2010 10:14:33 PM
dudebrah$25.00$25.008/18/2010 11:47:30 PM
profitable-balance$25.00$25.008/19/2010 1:00:20 AM
Rogelio48$25.00$21.568/19/2010 5:57:37 AM
Bob450$30.00$30.008/19/2010 9:22:42 AM
klemer$25.00$25.008/19/2010 9:08:34 AM
scoobiedoo$25.00$25.008/19/2010 10:57:19 AM
wlm3012$25.00$25.008/19/2010 2:04:14 PM
CapricornLending$25.00$25.008/19/2010 7:56:00 PM
marwadi-62$100.00$100.008/19/2010 4:04:13 PM
johnk317$50.00$50.008/19/2010 4:15:23 PM
djax$102.76$102.768/19/2010 5:22:28 PM
calilending$25.00$25.008/19/2010 7:59:01 PM
mountainpeak$90.69$90.698/19/2010 9:34:50 PM
diversification-maple1$25.00$25.008/20/2010 5:39:00 AM
genuine-money$50.00$50.008/20/2010 7:00:31 AM
Pu239$60.00$60.008/20/2010 9:11:02 AM
credit-missile$25.00$25.008/20/2010 8:53:25 AM
capital-kingdom$25.00$25.008/20/2010 9:46:22 AM
goodhearted-basis4$25.00$25.008/20/2010 10:01:49 AM
COCHINOBOY$30.00$30.008/20/2010 10:41:07 AM
first-aggresive-platinum$25.00$25.008/20/2010 12:02:35 PM
credit-missile$25.00$25.008/20/2010 12:06:56 PM
ORcowboy$100.00$100.008/20/2010 12:58:18 PM
ddoneday$25.00$25.008/20/2010 12:44:09 PM
HammerSmith$25.00$25.008/20/2010 2:00:45 PM
61 bids
 
Borrower Payment Dependent Notes Series 471064
This series of Notes was issued and sold upon the funding of the borrower loan #44080, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.2% Auction start date:  Aug-12-2010 
  Auction end date:  Aug-19-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.06% Starting monthly payment: $157.04
Final lender yield: 33.35% Final borrower rate/APR: 34.35% / 38.06% Final monthly payment: $157.04
 
Auction yield range: 13.89% - 33.35% Estimated loss impact: 15.74%  
Lender servicing fee: 1.00% Estimated return: 17.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jul-1997 Debt/Income ratio: 17%
Credit score: 680-699 (Aug-2010) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:7y 7m
Amount delinquent: $0 Total credit lines: 9 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,783Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 93%  
   Homeownership: Yes  
Screen name: sublime-repayment4 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
pay off credit cards
Purpose of loan:
This loan will be used to? to pay credit card balances
My financial situation:
I am a good candidate for this loan because? i always make sure my bills are paid

Monthly net income: $ 2500.00

Monthly expenses: $
??Housing: $ 1118
??Insurance: $ 245
??Car expenses: $ 100
??Utilities: $ 200
??Phone, cable, internet: $ 200
??Food, entertainment: $ 400
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 350
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Humans, this is an excellent investment, let's lend to this one! I know Prosper allows the borrower to pay in full up to 36 months. Will you go the distance or will you pay this loan off sooner? If so, in how many months? PS: Please answer publicly. - hektek22
A: I am going to try my best to pay off this loan before 36 months but not sure in how many months (Aug-18-2010)
Q: Hi and good luck. It seems that your expenses are almost 300 higher than your income. Do you have the ability to cut back on any expenses in order to have money to pay back this loan? - back-scratchers
A: Hi ty and yes since loan is to pay down credit card balances and i did not show the income my wife has. (Aug-18-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
green-benefit-enclave$25.00$25.008/12/2010 3:14:53 PM
balance-handshake7$25.00$25.008/12/2010 3:24:47 PM
Artist_Blue$25.00$25.008/12/2010 3:20:52 PM
zone8$50.00$27.028/12/2010 3:32:45 PM
diplomatic-wealth7$25.00$25.008/12/2010 3:28:29 PM
principal-mermaid$131.35$131.358/13/2010 9:07:05 AM
Tycho$26.00$26.008/13/2010 2:08:42 PM
principal-mermaid$75.66$75.668/16/2010 8:47:09 AM
oracle3$50.00$50.008/16/2010 3:00:28 PM
JustMee$25.00$25.008/16/2010 5:16:33 PM
BrighterSuns$25.00$25.008/17/2010 5:21:08 PM
hektek22$600.00$600.008/18/2010 8:46:22 AM
bold-direct-asset$25.00$25.008/18/2010 9:58:35 AM
lostviajero$25.00$25.008/18/2010 10:10:03 AM
tech310$25.00$25.008/18/2010 2:46:55 PM
FASTIZIO_P$25.00$25.008/18/2010 3:49:29 PM
realtormoises$25.00$25.008/18/2010 7:10:18 PM
thankful-nickel2$25.00$25.008/18/2010 5:05:45 PM
gold-cluster$100.00$100.008/18/2010 8:06:52 PM
AlexTrep$25.00$25.008/18/2010 10:12:31 PM
brightest-careful-return$25.00$25.008/18/2010 9:55:02 PM
johnk317$50.00$50.008/19/2010 6:30:59 AM
Ronnieboy888$25.00$25.008/19/2010 9:11:57 AM
unger$90.00$90.008/19/2010 9:16:28 AM
JamesDewsbury$25.00$25.008/19/2010 10:47:19 AM
dpries123$25.00$25.008/19/2010 9:56:05 AM
IASKGOD$25.00$25.008/19/2010 2:07:37 PM
cash-daisy$46.09$46.098/19/2010 2:24:41 PM
Nerdster1$25.01$25.018/19/2010 2:20:13 PM
grampy48$25.00$25.008/19/2010 12:32:26 PM
icon7$50.00$50.008/19/2010 2:53:57 PM
discrete-nickel$60.00$60.008/19/2010 3:00:36 PM
DasMula$25.00$25.008/19/2010 3:12:34 PM
majestic-currency3$50.00$50.008/19/2010 3:13:15 PM
top-courteous-peso$25.00$25.008/12/2010 3:22:35 PM
personal-lender$25.00$25.008/12/2010 3:25:06 PM
important-openness1$100.00$100.008/12/2010 3:28:53 PM
reward-adventure$30.00$30.008/12/2010 3:24:33 PM
dynrep$25.00$25.008/14/2010 7:52:21 PM
bankbuddy55$50.00$50.008/15/2010 4:40:14 PM
principal-mermaid$140.87$140.878/16/2010 6:55:58 AM
Ven58$25.00$25.008/18/2010 12:10:02 PM
jtc26$58.76$58.768/18/2010 3:49:14 PM
Peterman$25.00$25.008/18/2010 3:40:10 PM
back-scratchers$25.00$25.008/18/2010 4:58:03 PM
crstal2000$25.00$25.008/18/2010 6:10:20 PM
sensational-peace6$75.00$75.008/18/2010 4:07:28 PM
ihelpunow$25.00$25.008/18/2010 8:57:56 PM
Leshan$50.00$50.008/18/2010 9:30:11 PM
zone6$100.00$100.008/18/2010 9:56:08 PM
mmeyer_jr$30.00$30.008/18/2010 10:17:18 PM
dudebrah$25.00$25.008/18/2010 11:42:45 PM
bright-exchange$25.00$25.008/18/2010 8:55:59 PM
goodhearted-basis4$25.00$25.008/19/2010 1:18:54 AM
emjaybee$25.00$25.008/19/2010 2:36:15 AM
168RichCapital$25.00$25.008/19/2010 8:08:23 AM
Bob450$25.00$25.008/19/2010 9:25:02 AM
Starfin-Capital-Management$500.00$500.008/19/2010 9:54:13 AM
eman48$49.24$49.248/19/2010 10:16:14 AM
wlm3012$25.00$25.008/19/2010 1:46:02 PM
scoobiedoo$25.00$25.008/19/2010 10:53:58 AM
brondero$35.00$35.008/19/2010 3:02:12 PM
62 bids
 
Borrower Payment Dependent Notes Series 471078
This series of Notes was issued and sold upon the funding of the borrower loan #44101, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.3% Auction start date:  Aug-12-2010 
  Auction end date:  Aug-19-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 41.35% Starting monthly payment: $45.24
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 41.36% Final monthly payment: $45.24
 
Auction yield range: 16.89% - 34.00% Estimated loss impact: 20.31%  
Lender servicing fee: 1.00% Estimated return: 13.69%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Mar-1995 Debt/Income ratio: Not calculated
Credit score: 660-679 (Jul-2010) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 6 Current / open credit lines: 10 / 7Length of status:5y 10m
Amount delinquent: $4,885 Total credit lines: 32 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,388Stated income:$25,000-$49,999
Delinquencies in last 7y: 6 Bankcard utilization: 69%  
   Homeownership: Yes  
Screen name: currency-competitor5 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Moving and medical expenses
Purpose of loan:
This loan will be used to pay off?a dental bill and moving expenses.?

My financial situation:
I am a good candidate for this loan because I've taken steps to improve my?financial status such as credit courses, trying to keep money in a savings account, and I'm?trustworthy to make monthly payments.??My past record was due to?the job losses of both?my husband and myself going from?good paying positions to taking 2 jobs each so we could make ends meet.?

Monthly net income: $ 1800
Monthly expenses: $
??Housing: $ N/A
??Insurance: $
??Car expenses: $ 50
??Utilities: $ 75
??Phone, cable, internet: $ N/A
??Food, entertainment: $ 125
??Clothing, household expenses $ 45
??Credit cards and other loans: $ 567????
??Other expenses: $ N/A
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
diplomatic-wealth7$25.00$25.008/12/2010 3:28:30 PM
zone8$50.00$50.008/12/2010 3:32:46 PM
birddogsb$50.00$50.008/12/2010 7:58:08 PM
kegs$37.43$37.438/13/2010 4:59:49 PM
simplelender80$25.00$25.008/13/2010 5:02:32 PM
ComputerCash25$31.05$31.058/14/2010 2:31:58 AM
agiovasil$25.00$25.008/16/2010 8:52:23 PM
inspiring-reward$31.79$31.798/17/2010 1:35:27 PM
tech310$25.00$23.688/18/2010 2:47:00 PM
sensible-trade$50.00$50.008/18/2010 2:45:53 PM
seanvr33$25.00$25.008/19/2010 4:46:04 AM
Leshan$25.00$25.008/19/2010 6:45:10 AM
mrxtravis$50.00$50.008/19/2010 8:52:51 AM
grampy48$25.00$25.008/19/2010 12:33:32 PM
noble-marketplace$25.00$25.008/19/2010 2:59:00 PM
reflective-rupee$25.00$25.008/12/2010 3:35:37 PM
Artist_Blue$25.00$25.008/13/2010 9:56:15 AM
larrybird$100.00$100.008/13/2010 4:59:48 PM
Steveo64$25.00$25.008/16/2010 6:30:36 AM
helping-out$26.05$26.058/16/2010 10:42:37 AM
kind-bill-supporter$25.00$25.008/16/2010 3:36:29 PM
roblender$25.00$25.008/18/2010 2:46:17 PM
trade-guru938$100.00$100.008/18/2010 8:57:27 PM
LeoBUSIIT$25.00$25.008/19/2010 7:57:16 AM
P3P-Career-Coach$25.00$25.008/19/2010 6:27:37 AM
JamesDewsbury$25.00$25.008/19/2010 10:48:25 AM
realtormoises$25.00$25.008/19/2010 11:49:15 AM
icon7$50.00$50.008/19/2010 2:56:57 PM
28 bids
 
Borrower Payment Dependent Notes Series 471114
This series of Notes was issued and sold upon the funding of the borrower loan #44063, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,700.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.3% Auction start date:  Aug-12-2010 
  Auction end date:  Aug-19-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $122.14
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.05% Final monthly payment: $110.95
 
Auction yield range: 16.89% - 34.00% Estimated loss impact: 19.84%  
Lender servicing fee: 1.00% Estimated return: 6.66%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Dec-1990 Debt/Income ratio: 37%
Credit score: 640-659 (Aug-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 11Length of status:22y 10m
Amount delinquent: $0 Total credit lines: 32 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,731Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 96%  
   Homeownership: No  
Screen name: rivguy14 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 44 ( 100% ) 640-659 (Latest)
Principal borrowed: $11,475.00< 31 days late: 0 ( 0% )  
640-659 (Apr-2010)
640-659 (Jan-2010)
600-619 (Sep-2009)
600-619 (Jan-2008)
 
Principal balance: $1,514.69 31+ days late: 0 ( 0% )
Total payments billed: 44  
Description
paying off tax bills & credit cards
Purpose of loan:
This loan will be used to pay my fedral and state tax bills ($400 each).? I will also consolidate my auto insurance premium ($900) and 2 credit cards closed by Citibank's consolidation ($1000).

My financial situation:
I am a good candidate for this loan because I am conscientious about making payments on-time.? I have obtained loans from Prosper in the past.? The first was paid in full with no issues.? The second loan, I only have 6 months left to pay on.
I had an unfortunate situation of having to borrow from my 401(k) to pay a student loan from a former friend that I had co-signed for.? I have 2 1/2 years left to pay this completely off.

Monthly net income: $ 2350

Monthly expenses: $ 2350
??Housing: $ 735
? Insurance: $ 110
??Car expenses: $ 440?
??Utilities: $ 58
??Phone, cable, internet: $ 91
??Food, entertainment: $ 100
??Clothing, household expenses $ 60?
??Credit cards and other loans: $ 488?
??Other expenses: $ 268
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: You show your monthly expense are the same as your monthly income. How do you intend to pay off this new loan? - lookin_up
A: Part of the money will pay the car insurance expense. This will consolidate the payments which will be paid as one payment to Prosper instead. (Aug-16-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
UCLA4life$35.00$35.008/12/2010 3:25:55 PM
MoneyForNothing$32.82$32.828/12/2010 5:09:32 PM
CA_Lender$25.00$25.008/13/2010 10:28:09 PM
five-star-note$101.00$101.008/17/2010 11:50:17 AM
realtormoises$25.00$25.008/17/2010 8:32:44 PM
carrinel$31.31$31.318/18/2010 5:15:14 PM
Feyenoord$25.00$25.008/18/2010 8:35:52 PM
Mikale360$25.00$25.008/19/2010 6:33:13 AM
Moe87$25.00$25.008/19/2010 3:37:54 AM
ZOOOM$25.00$25.008/19/2010 8:56:00 AM
DG2007$31.00$31.008/19/2010 11:36:19 AM
clemclan$25.00$25.008/19/2010 12:02:02 PM
VJ_Financial$150.00$150.008/19/2010 10:01:47 AM
credit-missile$25.00$25.008/19/2010 10:15:30 AM
grampy48$25.00$25.008/19/2010 12:37:02 PM
mikeandcat$50.00$50.008/19/2010 1:10:35 PM
lookin_up$50.00$50.008/19/2010 1:24:31 PM
moneybags16$25.00$25.008/19/2010 2:33:29 PM
Bob450$30.00$30.008/19/2010 12:04:30 PM
balanced-balance6$25.00$25.008/19/2010 1:13:11 PM
FinanceEngine$30.00$30.008/19/2010 1:47:22 PM
wlm3012$25.00$25.008/19/2010 1:50:24 PM
DasMula$25.00$25.008/19/2010 3:13:15 PM
myutmost$35.00$35.008/14/2010 9:27:45 AM
Aberdeen$400.00$400.008/15/2010 6:22:15 PM
Aberdeen$400.00$400.008/15/2010 6:22:14 PM
loanman2007$50.00$50.008/16/2010 9:56:25 AM
ogbobb$60.00$60.008/16/2010 7:46:05 PM
good4loan$25.00$25.008/17/2010 3:52:53 PM
ErvLending$25.00$25.008/17/2010 9:58:56 PM
OGS_Capital$25.00$25.008/18/2010 9:22:03 AM
superb-kindness2$25.00$25.008/18/2010 6:39:16 AM
bunnybear$28.84$28.848/18/2010 10:11:24 AM
scamps$25.00$25.008/18/2010 4:20:20 PM
thankful-nickel2$25.00$25.008/18/2010 5:11:40 PM
dudebrah$35.00$35.008/18/2010 11:44:59 PM
ustfu$25.00$25.008/18/2010 9:48:56 PM
Leshan$100.00$100.008/19/2010 6:51:42 AM
dammage$27.32$27.328/19/2010 7:50:18 AM
drcoop$25.00$25.008/19/2010 9:35:54 AM
wild-orange$25.00$25.008/19/2010 9:40:16 AM
Starfin-Capital-Management$600.00$155.468/19/2010 9:55:56 AM
Hobie88$50.00$50.008/19/2010 10:57:39 AM
Moe87$50.00$50.008/19/2010 11:41:31 AM
BrighterSuns$25.00$25.008/19/2010 10:20:59 AM
grampy48$25.00$25.008/19/2010 2:22:05 PM
LittleMingo$35.00$35.008/19/2010 11:05:11 AM
boodo$72.25$72.258/19/2010 11:21:49 AM
Skeptical-one$25.00$25.008/19/2010 12:25:54 PM
icon7$35.00$35.008/19/2010 3:03:58 PM
50 bids
 
Borrower Payment Dependent Notes Series 471146
This series of Notes was issued and sold upon the funding of the borrower loan #44072, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,300.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.3% Auction start date:  Aug-12-2010 
  Auction end date:  Aug-19-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 39.82% Starting monthly payment: $58.81
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 39.82% Final monthly payment: $58.81
 
Auction yield range: 16.89% - 34.00% Estimated loss impact: 20.31%  
Lender servicing fee: 1.00% Estimated return: 13.69%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-1994 Debt/Income ratio: 17%
Credit score: 640-659 (Aug-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:2y 6m
Amount delinquent: $0 Total credit lines: 39 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $809Stated income:$25,000-$49,999
Delinquencies in last 7y: 14 Bankcard utilization: 73%  
   Homeownership: No  
Screen name: tolerant-gain9 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off payday loans
Purpose of loan:
This loan will be used to pay? off payday loans.
My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $ 550
??Insurance: $ 130
??Car expenses: $ 335
??Utilities: $ 200
??Phone, cable, internet: $ 50
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Please explain the delinquincies shown on your listing. Thanks. - tigercat
A: I got divorced in 2003 and haven't gotten back on my feet. (Aug-16-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
diplomatic-wealth7$25.00$25.008/12/2010 3:28:33 PM
reflective-rupee$25.00$25.008/12/2010 3:35:42 PM
cablenews$25.00$25.008/13/2010 12:49:37 PM
larrybird$100.00$100.008/14/2010 11:02:20 AM
simplelender80$100.00$100.008/14/2010 12:32:26 PM
kegs$50.67$50.678/15/2010 4:04:49 PM
SolarMoonshine$25.00$25.008/15/2010 5:59:08 PM
helping-out$35.00$35.008/15/2010 9:07:20 PM
top-courteous-peso$50.00$50.008/18/2010 2:47:06 PM
red-favorable-basis$25.00$25.008/19/2010 7:58:49 AM
lillian27$50.00$50.008/19/2010 9:11:28 AM
gochargers$25.00$25.008/19/2010 9:41:31 AM
anton$150.00$150.008/19/2010 10:17:09 AM
Rogesparkguy$25.00$18.348/19/2010 11:52:13 AM
btormc5$50.00$50.008/19/2010 2:47:11 PM
IASKGOD$25.00$25.008/19/2010 2:09:48 PM
zone8$50.00$50.008/12/2010 3:32:49 PM
birddogsb$50.00$50.008/12/2010 7:58:03 PM
Artist_Blue$25.00$25.008/13/2010 6:03:46 AM
kind-bill-supporter$25.00$25.008/17/2010 3:14:19 PM
inspiring-reward$100.00$100.008/18/2010 2:45:55 PM
FASTIZIO_P$25.00$25.008/18/2010 2:41:59 PM
mtquan$25.00$25.008/18/2010 6:12:33 PM
AlexTrep$25.00$25.008/18/2010 10:12:52 PM
sensible-trade$25.99$25.998/18/2010 10:16:57 PM
roblender$25.00$25.008/18/2010 9:58:48 PM
mrxtravis$50.00$50.008/19/2010 8:52:52 AM
businessguy29$25.00$25.008/19/2010 1:29:03 PM
brondero$70.00$70.008/19/2010 3:06:27 PM
29 bids
 
Borrower Payment Dependent Notes Series 471198
This series of Notes was issued and sold upon the funding of the borrower loan #44077, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.8% Auction start date:  Aug-12-2010 
  Auction end date:  Aug-19-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $205.47
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.05% Final monthly payment: $205.47
 
Auction yield range: 10.89% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Sep-1994 Debt/Income ratio: 23%
Credit score: 720-739 (Jul-2010) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 15Length of status:9y 3m
Amount delinquent: $0 Total credit lines: 38 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $25,016Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 31%  
   Homeownership: No  
Screen name: thankful-finance9 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation Loan
Purpose of loan:
This loan will be used to?

Pay off recent car repair bill, and pay off/consolidate 2 high interest credit cards

My financial situation:
I am a good candidate for this loan because?

I have a stable, good paying job with benefits that I have been working at for 7 years.? I also have good credit score and own my own (4 year old) vehicle.

I also do consulting work part time, will be provided extra income in the coming months by renting out my home on weekends to visitors to the area and I will be receiving the $8,000 first time home buyer federal tax credit this year - which I plan to use to pay off outstanding debt.

Monthly net income: $ 3,332.00


Monthly expenses: $
??Housing: $ 1,050.00
??Insurance: $ 0.00 (paid in full for year)
??Car expenses: $ 0.00 (2005 model year vehicle is paid off and owned)
??Utilities: $ 85.00
??Phone, cable, internet: $ 110.00
??Food, entertainment: $ 180.00
??Clothing, household expenses $ 80.00
??Credit cards and other loans: $ 400.00
??Other expenses: $ 150.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
reward-adventure$30.00$30.008/12/2010 3:24:38 PM
IIP77$25.00$25.008/12/2010 3:16:35 PM
PCash$25.00$25.008/12/2010 3:18:51 PM
cablenews$25.00$25.008/12/2010 3:35:08 PM
reflective-rupee$25.00$25.008/12/2010 3:59:09 PM
reflective-rupee$25.00$25.008/12/2010 3:59:23 PM
patriot897$25.00$25.008/12/2010 3:34:37 PM
loan4teacher$25.00$25.008/12/2010 3:59:08 PM
simplelender80$25.00$25.008/12/2010 9:18:08 PM
Rattlehead$25.00$25.008/12/2010 9:52:31 PM
davlbrwn$25.00$25.008/13/2010 7:05:46 AM
authoritative-platinum7$25.00$25.008/12/2010 7:42:48 PM
the-money-gargantuan$25.00$25.008/13/2010 8:32:11 AM
mercuriant$25.00$25.008/13/2010 10:06:24 AM
rock-turner$25.00$25.008/13/2010 9:36:00 AM
dime-reaction$25.00$25.008/13/2010 9:36:34 AM
ptjg$25.00$25.008/13/2010 9:54:18 AM
tech310$75.00$75.008/13/2010 9:52:42 AM
soulful-truth$75.00$75.008/13/2010 9:56:42 AM
copper$30.00$30.008/13/2010 2:09:41 PM
roadster199$25.00$25.008/13/2010 4:18:20 PM
bchen78875$25.00$25.008/13/2010 9:57:45 PM
kegs$25.00$25.008/14/2010 12:58:58 PM
Maximum_Investment$31.65$31.658/14/2010 6:35:37 PM
larrybird$100.00$100.008/15/2010 7:22:18 AM
abnvette$50.00$50.008/15/2010 11:05:16 AM
top-courteous-peso$50.00$50.008/16/2010 3:01:02 PM
boo_hoo$50.00$50.008/16/2010 3:42:20 PM
enthralling-deal180$100.00$100.008/16/2010 3:44:38 PM
Top_Gun_Lender$26.00$26.008/16/2010 7:17:50 PM
Helenska11$50.00$50.008/16/2010 4:25:16 PM
the-silver-blaster$35.00$35.008/17/2010 7:27:13 AM
dynrep$25.00$25.008/17/2010 11:30:29 AM
bold-attentive-listing$25.00$25.008/17/2010 1:45:43 PM
asiaratt$50.00$50.008/17/2010 3:18:07 PM
integrity-enrichment2$30.00$30.008/17/2010 3:21:23 PM
thomas16882004$25.00$25.008/17/2010 3:29:13 PM
generous-deal6$25.00$25.008/18/2010 12:13:48 AM
firewomin$50.00$50.008/17/2010 6:57:35 PM
BeanCownter$100.00$100.008/18/2010 7:35:06 AM
mtp$50.00$50.008/18/2010 11:13:11 AM
leodaguy$28.87$28.878/18/2010 7:43:52 AM
elevated-investment$25.00$25.008/18/2010 1:57:23 PM
sfmf$25.00$25.008/18/2010 2:39:39 PM
richboy56$25.00$25.008/18/2010 2:41:25 PM
Bob450$25.00$25.008/18/2010 4:31:20 PM
loan-fate$75.00$75.008/18/2010 5:10:20 PM
nickel-position$25.00$25.008/18/2010 4:35:29 PM
ethicalhumanist$25.00$25.008/18/2010 6:32:37 PM
thrifty-return$35.00$35.008/18/2010 8:12:36 PM
jono9999$50.00$50.008/19/2010 3:42:02 AM
credit-missile$25.00$25.008/18/2010 10:18:05 PM
Sateesh$44.04$44.048/19/2010 6:11:58 AM
cash-spark3$25.00$25.008/19/2010 6:18:52 AM
rohnjobus$25.00$25.008/19/2010 9:47:25 AM
DG2007$25.88$25.888/19/2010 11:37:18 AM
AlexTrep$25.00$25.008/19/2010 10:27:47 AM
power-secret-agent$25.00$25.008/19/2010 10:56:27 AM
wlm3012$25.00$25.008/19/2010 1:55:12 PM
icon7$40.00$40.008/19/2010 3:09:36 PM
personal-lender$25.00$25.008/12/2010 3:25:17 PM
Artist_Blue$25.00$25.008/12/2010 3:20:46 PM
WalnutCreekguy$25.00$25.008/12/2010 3:34:46 PM
reflective-rupee$25.00$25.008/12/2010 3:35:58 PM
balance-handshake7$25.00$25.008/12/2010 3:24:43 PM
seisen$100.00$100.008/12/2010 3:32:14 PM
Comoparklender$40.00$40.008/12/2010 3:33:01 PM
jleng$25.00$25.008/12/2010 3:29:50 PM
worthy-bid8$50.00$50.008/12/2010 3:31:39 PM
reflective-rupee$25.00$25.008/12/2010 3:59:36 PM
skuba$25.00$25.008/12/2010 6:35:55 PM
bid-czar8$50.00$50.008/12/2010 7:13:53 PM
important-openness1$100.00$100.008/12/2010 7:43:03 PM
metro457$40.00$40.008/12/2010 3:58:42 PM
birddogsb$50.00$50.008/12/2010 7:58:30 PM
fortress767$25.00$25.008/12/2010 4:37:49 PM
frogperson$100.00$100.008/12/2010 9:46:46 PM
Speculator$67.85$67.858/13/2010 9:54:30 AM
kidsskipp$25.00$25.008/13/2010 9:53:52 AM
circuitfive$25.00$25.008/13/2010 8:45:46 AM
new-peso-concerto$100.00$100.008/13/2010 1:22:29 PM
uncleegg$25.00$25.008/13/2010 2:09:36 PM
treasure-bliss$100.00$100.008/13/2010 9:54:51 AM
diplomatic-wealth7$25.00$25.008/13/2010 9:56:31 AM
forthright-dedication$100.00$100.008/13/2010 2:09:02 PM
payment-halo$25.00$25.008/13/2010 2:15:55 PM
luann199$43.80$43.808/14/2010 9:27:30 AM
exchange-dreams$25.00$25.008/15/2010 6:38:11 PM
well-mannered-income3$80.00$80.008/15/2010 4:37:43 PM
JustMee$25.00$25.008/16/2010 5:13:46 PM
dcap3$50.00$50.008/16/2010 8:52:52 PM
FutureLenderEC$25.00$25.008/17/2010 2:15:26 PM
new-social-economist$25.00$25.008/17/2010 2:23:59 PM
TaoPooh$25.00$25.008/17/2010 3:15:20 PM
kind-bill-supporter$50.00$50.008/17/2010 2:57:26 PM
red-power-pecan$36.26$36.268/17/2010 3:20:03 PM
helping-out$30.00$30.008/17/2010 3:21:35 PM
371millwood$300.00$300.008/18/2010 6:53:00 AM
tompau$25.00$25.008/18/2010 7:35:16 AM
ORcowboy$25.00$25.008/18/2010 6:56:09 AM
kulender$39.83$39.838/18/2010 8:26:57 AM
ORcowboy$25.00$25.008/18/2010 9:55:36 AM
reward-planetarium$100.00$100.008/18/2010 11:27:16 AM
sturdy-openness885$25.00$25.008/18/2010 3:00:32 PM
Accountant83$25.00$25.008/18/2010 4:35:21 PM
Peterman$25.00$25.008/18/2010 3:44:41 PM
magnolia161$50.00$50.008/18/2010 5:09:53 PM
gelidfrank$25.00$25.008/18/2010 8:12:34 PM
bid-carrier0$25.00$25.008/18/2010 10:57:25 PM
sensible-trade$25.00$25.008/18/2010 9:08:56 PM
Investoman$29.66$29.668/18/2010 9:09:20 PM
famous-bill$25.00$25.008/19/2010 4:57:33 AM
thankful-nickel2$25.00$25.008/19/2010 8:02:35 AM
principal-star$25.00$25.008/19/2010 9:07:18 AM
inspiring-reward$25.00$11.168/19/2010 6:27:07 AM
umfan123$25.00$25.008/19/2010 9:38:23 AM
wwwUniversal$25.00$25.008/19/2010 9:38:38 AM
FASTIZIO_P$25.00$25.008/19/2010 9:37:53 AM
credit-missile$25.00$25.008/19/2010 9:52:12 AM
calbertrand$25.00$25.008/19/2010 10:38:51 AM
rockhound84$25.00$25.008/19/2010 9:59:54 AM
grampy48$25.00$25.008/19/2010 12:40:31 PM
SC2TX$100.00$100.008/19/2010 2:09:26 PM
scoobiedoo$25.00$25.008/19/2010 10:55:01 AM
power-secret-agent$25.00$25.008/19/2010 10:56:46 AM
durability-halibut$25.00$25.008/19/2010 11:37:50 AM
126 bids
 
Borrower Payment Dependent Notes Series 471450
This series of Notes was issued and sold upon the funding of the borrower loan #44098, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.8% Auction start date:  Aug-16-2010 
  Auction end date:  Aug-17-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 33.56% Starting monthly payment: $41.09
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 33.56% Final monthly payment: $41.09
 
Auction yield range: 10.89% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Nov-1995 Debt/Income ratio: 3%
Credit score: 640-659 (Aug-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:10y 8m
Amount delinquent: $0 Total credit lines: 11 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,574Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 104%  
   Homeownership: Yes  
Screen name: commerce-defender0 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Payoff
Purpose of loan:
payoff some high-interest credit cards

My financial situation:
I pay my bills and this will help me get ahead of these credit card charges that I ran up while my wife was out of work.

Monthly net income: $ 2238

Monthly expenses: $
??Housing: $ 1025
??Insurance: $ 210
??Car expenses: $ 150
??Utilities: $ 150
??Phone, cable, internet: $ 140
??Food, entertainment: $ 240
??Clothing, household expenses $ 110
??Credit cards and other loans: $ 200
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
jpollar$25.00$25.008/16/2010 2:29:54 PM
transaction-circuit$25.00$25.008/16/2010 2:41:28 PM
reward-adventure$30.00$30.008/16/2010 2:42:17 PM
important-openness1$100.00$100.008/16/2010 2:56:50 PM
randsenterprise$25.00$25.008/16/2010 2:53:50 PM
Artist_Blue$25.00$25.008/16/2010 3:33:04 PM
RebuildALife$25.00$25.008/16/2010 3:53:49 PM
best-shiny-hope$50.00$50.008/16/2010 5:34:34 PM
desibhai$114.26$114.268/16/2010 9:15:06 PM
JustMee$25.00$25.008/16/2010 5:14:29 PM
SolarMoonshine$25.00$25.008/16/2010 5:34:19 PM
kegs$32.21$32.218/17/2010 7:27:08 AM
personal-lender$25.00$25.008/16/2010 2:43:47 PM
reflective-rupee$25.00$25.008/16/2010 2:48:09 PM
balance-handshake7$25.00$25.008/16/2010 2:43:20 PM
organic-order$25.00$25.008/16/2010 2:39:21 PM
bid-czar8$50.00$50.008/16/2010 2:49:21 PM
mercuriant$25.00$25.008/16/2010 3:00:31 PM
Rogelio48$30.00$30.008/16/2010 3:47:31 PM
heerzaquestion$25.00$25.008/16/2010 7:31:00 PM
diplomatic-wealth7$25.00$25.008/16/2010 3:49:37 PM
dcap3$50.00$50.008/16/2010 8:53:08 PM
daekpon$25.00$25.008/16/2010 5:17:54 PM
loan-fate$50.00$50.008/17/2010 7:27:29 AM
wwwUniversal$25.00$25.008/17/2010 9:56:03 AM
larrybird$100.00$68.538/17/2010 9:49:00 AM
umfan123$25.00$25.008/17/2010 9:56:05 AM
27 bids
 
Borrower Payment Dependent Notes Series 471496
This series of Notes was issued and sold upon the funding of the borrower loan #44070, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 6.0% Auction start date:  Aug-16-2010 
  Auction end date:  Aug-19-2010 
 
Starting lender yield: 14.15% Starting borrower rate/APR: 15.15% / 17.32% Starting monthly payment: $260.54
Final lender yield: 14.15% Final borrower rate/APR: 15.15% / 17.32% Final monthly payment: $260.54
 
Auction yield range: 5.89% - 14.15% Estimated loss impact: 6.19%  
Lender servicing fee: 1.00% Estimated return: 7.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1995 Debt/Income ratio: 46%
Credit score: 720-739 (Aug-2010) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 24 / 20Length of status:35y 0m
Amount delinquent: $0 Total credit lines: 56Stated income:$75,000-$99,999
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $28,692 
Delinquencies in last 7y: 0 Bankcard utilization: 65%  
   Homeownership: Yes  
Screen name: Dpars655 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Sons Final Year of college
Purpose of loan:
This loan will be used to?Pay my sons?tuition for his final year of college?

My financial situation:
I am a good candidate for this loan because? Have been consistant paying my debts

Monthly net income: $ 7000.00

Monthly expenses: $
??Housing: $ 845.38
??Insurance: $?430.00
??Car expenses: $ 762,58
??Utilities: $ 500.00
??Phone, cable, internet: $350.00
??Food, entertainment: $ 600.00
??Clothing, household expenses $ 75.00
??Credit cards and other loans: $ 800.00
??Other expenses: $ 600.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Artist_Blue$25.00$25.008/16/2010 2:31:23 PM
Weaverville$25.00$25.008/16/2010 2:27:54 PM
rescue$50.00$50.008/16/2010 2:45:01 PM
dcap3$100.00$100.008/16/2010 2:32:12 PM
kegs$150.00$150.008/16/2010 2:41:16 PM
tech310$62.89$62.898/16/2010 2:41:27 PM
blackstar$25.00$25.008/16/2010 2:49:54 PM
Kaj$30.00$30.008/16/2010 2:53:32 PM
fishintime$25.00$25.008/16/2010 2:46:18 PM
sdloanhelper$25.00$25.008/16/2010 2:54:36 PM
schpere$25.00$25.008/16/2010 2:55:15 PM
peso-colonel$50.00$50.008/16/2010 2:50:40 PM
xstreamin$25.00$25.008/16/2010 2:41:36 PM
egw$25.00$25.008/16/2010 2:54:20 PM
paymentologist$25.00$25.008/16/2010 2:44:44 PM
socrates520$50.00$50.008/16/2010 2:45:45 PM
GElender$50.00$50.008/16/2010 2:46:38 PM
unforgettable-order9$50.00$50.008/16/2010 2:51:15 PM
jbaum$25.00$25.008/16/2010 3:27:16 PM
mtquan$25.00$25.008/16/2010 10:52:14 PM
red-power-pecan$50.00$50.008/17/2010 7:27:05 AM
authentic-liberty7$50.00$50.008/17/2010 9:33:41 AM
USD4you$93.61$93.618/17/2010 4:22:37 AM
Jasper$50.00$50.008/17/2010 6:27:22 AM
bchen78875$25.00$25.008/17/2010 8:38:09 AM
leeball$50.00$50.008/17/2010 8:57:01 AM
ddog0224$25.00$25.008/17/2010 11:52:11 AM
BuffetRocks$45.71$45.718/17/2010 12:37:42 PM
oaktown23$50.00$50.008/17/2010 12:59:10 PM
studious-bonus7$100.00$100.008/17/2010 1:02:47 PM
worth-arch$25.00$25.008/17/2010 1:27:38 PM
greenfuture$25.00$25.008/17/2010 12:58:57 PM
brutusbone$25.00$25.008/17/2010 1:02:31 PM
platinum-sorcerer6$42.14$42.148/17/2010 12:26:58 PM
awwaww$25.00$25.008/17/2010 12:36:54 PM
onlyastepaway$25.00$25.008/17/2010 12:59:27 PM
boater01$29.06$29.068/17/2010 1:02:06 PM
haplender$50.00$50.008/17/2010 1:02:18 PM
VBAces$50.00$50.008/17/2010 1:02:35 PM
LenderDan$50.00$50.008/17/2010 2:24:21 PM
dpjd$25.22$25.228/17/2010 2:24:16 PM
Clambake$50.00$50.008/17/2010 2:23:43 PM
idriveajeep$50.00$50.008/17/2010 2:23:55 PM
sturdy-openness885$25.00$25.008/17/2010 2:58:10 PM
jitster$25.00$25.008/17/2010 4:52:20 PM
buddy486$25.00$25.008/17/2010 5:14:06 PM
invest-in-ed$110.00$110.008/17/2010 6:16:11 PM
Bank_Of_XL$25.00$25.008/17/2010 6:22:04 PM
Magog12$50.00$50.008/18/2010 1:27:21 AM
financelover$25.00$25.008/17/2010 11:59:00 PM
larrybird$29.53$29.538/18/2010 6:42:00 AM
heerzaquestion$25.00$25.008/17/2010 8:38:55 PM
credit-coach118$25.00$25.008/18/2010 7:35:32 AM
MSME$50.00$50.008/18/2010 11:18:14 AM
thrifty-return$50.00$50.008/18/2010 4:17:06 PM
LastLikeFirst$25.00$25.008/18/2010 4:57:06 PM
tedi-tif$50.00$50.008/18/2010 3:11:32 PM
asset-vibraphone$45.00$45.008/18/2010 7:54:38 PM
entertaining-greenback2$25.00$25.008/18/2010 6:18:05 PM
contract-high-five$25.00$25.008/19/2010 3:06:55 AM
hrubinst$25.00$25.008/19/2010 12:13:41 AM
anders94$25.00$25.008/19/2010 12:14:54 AM
five-star-justice$36.00$36.008/19/2010 8:38:46 AM
Supernick$50.00$50.008/19/2010 9:10:23 AM
the-enterprising-leverage$50.00$50.008/19/2010 9:32:43 AM
suk200$25.00$25.008/19/2010 10:00:39 AM
Trevor_C$25.00$25.008/19/2010 9:34:35 AM
Feyenoord$25.00$25.008/19/2010 11:02:33 AM
sarisai$31.56$31.568/19/2010 10:01:57 AM
green-radiant-durability$25.00$25.008/19/2010 3:21:25 PM
wonderful-revenue0$25.00$25.008/19/2010 4:10:28 PM
heavy_ax$25.00$25.008/19/2010 4:12:26 PM
Cai8899$50.00$50.008/19/2010 4:12:51 PM
bonus-poplar2$50.00$50.008/19/2010 4:12:56 PM
the-productive-agreement$25.00$25.008/19/2010 4:12:24 PM
inspired-investment8$100.00$100.008/19/2010 4:10:30 PM
puifais$25.00$25.008/19/2010 4:12:25 PM
MrDavid$50.00$50.008/19/2010 4:12:34 PM
icchok$50.00$50.008/19/2010 4:12:49 PM
ray1051$25.00$25.008/16/2010 2:31:33 PM
Investoman$100.00$100.008/16/2010 2:32:03 PM
diplomatic-wealth7$50.00$50.008/16/2010 2:41:54 PM
proper-p2p6$100.00$100.008/16/2010 2:42:02 PM
ichibon$100.00$100.008/16/2010 2:45:28 PM
Bio-physicist$25.00$25.008/16/2010 2:45:53 PM
simplelender80$250.00$250.008/16/2010 2:49:00 PM
well-rounded-dinero$50.00$50.008/16/2010 2:52:29 PM
Goodlender42$25.00$25.008/16/2010 2:44:52 PM
hitsman$100.00$100.008/16/2010 2:46:05 PM
bid-czar8$50.00$50.008/16/2010 2:49:12 PM
jigsaw$100.00$100.008/16/2010 2:41:47 PM
richboy56$50.00$50.008/16/2010 3:24:36 PM
bountiful-durability$100.00$100.008/16/2010 2:50:08 PM
revenue-officer36$50.00$50.008/16/2010 3:19:35 PM
laufer32304$50.00$50.008/16/2010 2:56:32 PM
hope-hickory$50.00$50.008/16/2010 2:57:56 PM
new-social-economist$25.00$25.008/16/2010 3:27:02 PM
enthralling-deal180$25.00$25.008/16/2010 7:27:07 PM
Lesburger$25.00$25.008/16/2010 3:48:14 PM
Bookophile$50.00$50.008/16/2010 7:37:04 PM
dannyboy_997$25.00$25.008/16/2010 9:43:22 PM
pnace$35.00$35.008/17/2010 8:43:52 AM
imlosttoo$25.00$25.008/17/2010 9:32:15 AM
income-fortress$25.00$25.008/17/2010 8:57:07 AM
pavelz$50.00$50.008/17/2010 2:32:01 AM
Wellman$100.00$100.008/17/2010 11:52:35 AM
jdrez$25.00$25.008/17/2010 12:25:13 PM
brother_tam$26.08$26.088/17/2010 12:31:12 PM
objective-investor$100.00$100.008/17/2010 11:52:27 AM
spaceman1645$100.00$100.008/17/2010 1:06:30 PM
Cheburashka$25.00$25.008/17/2010 12:37:16 PM
CAGE-Investments$25.00$25.008/17/2010 12:58:42 PM
Kilolani$25.00$25.008/17/2010 1:02:26 PM
docktah$50.00$50.008/17/2010 1:02:43 PM
srilm$25.00$25.008/17/2010 1:04:47 PM
BeanCownter$200.00$200.008/17/2010 1:06:16 PM
jstnow$25.00$25.008/17/2010 1:08:02 PM
visionary-community$25.00$25.008/17/2010 1:36:39 PM
dime-beeper$25.00$25.008/17/2010 1:34:01 PM
truth-companion$25.00$25.008/17/2010 1:36:57 PM
klinebarger$25.00$25.008/17/2010 1:02:12 PM
commerce-web5$25.00$25.008/17/2010 1:02:23 PM
greeninspirit$25.00$25.008/17/2010 1:04:51 PM
GotoMoney$50.00$50.008/17/2010 2:23:58 PM
LandE2BG$25.00$25.008/17/2010 2:24:14 PM
transparency-giant$25.00$25.008/17/2010 2:13:08 PM
DUDE66$50.00$50.008/17/2010 2:24:36 PM
JustMee$25.00$25.008/17/2010 4:44:00 PM
Easystreet$25.00$25.008/17/2010 5:57:01 PM
generous-deal6$25.00$25.008/18/2010 12:13:23 AM
PhalanxBulldog$25.00$25.008/17/2010 11:10:36 PM
Sol_Invictus$25.00$25.008/18/2010 5:14:20 AM
nolahelper$25.00$25.008/18/2010 6:06:29 AM
spark548$50.00$50.008/18/2010 8:25:17 AM
the-profit-oracle$25.00$25.008/17/2010 11:29:16 PM
engaging-worth$25.00$25.008/18/2010 8:27:07 AM
Josphine$25.00$25.008/18/2010 6:58:43 AM
djs81$25.00$25.008/18/2010 10:27:49 AM
IIP77$25.00$25.008/18/2010 12:09:30 PM
reward-planetarium$100.00$100.008/18/2010 11:13:21 AM
cathexis$50.00$50.008/18/2010 12:08:23 PM
rockstar78$25.00$25.008/18/2010 2:17:33 PM
djmgd790$50.00$50.008/18/2010 3:17:09 PM
ThisCatWillHelp$50.00$50.008/18/2010 7:55:40 PM
ramst41$250.00$250.008/18/2010 9:19:14 PM
gracej$25.00$25.008/19/2010 9:11:48 AM
anton$25.00$25.008/19/2010 9:11:26 AM
Rashanir$25.00$25.008/19/2010 8:07:27 AM
a-power-amigo$25.00$25.008/19/2010 9:34:24 AM
maple1$50.00$50.008/19/2010 9:43:37 AM
Bank42$45.19$45.198/19/2010 11:27:21 AM
loan-wasp$50.00$50.008/19/2010 12:02:10 PM
iolaire$25.00$25.008/19/2010 12:26:57 PM
versatile-platinum4$25.00$25.008/19/2010 10:47:23 AM
clean-finance1$25.00$25.008/19/2010 12:39:07 PM
mmckune$25.00$25.008/19/2010 4:10:34 PM
The_Secret$25.00$25.008/19/2010 4:08:25 PM
tedsrfdude$25.00$25.008/19/2010 4:12:07 PM
kbodendorf$25.00$25.008/19/2010 4:12:22 PM
radiant-fund$25.00$25.008/19/2010 4:12:29 PM
aggielender$25.00$25.008/19/2010 4:13:36 PM
BabyLender$25.00$25.008/19/2010 4:12:09 PM
brazilofmux$46.19$46.198/19/2010 4:12:30 PM
RetiredATC$50.00$11.828/19/2010 4:13:37 PM
greenback-museum$25.00$25.008/19/2010 4:08:26 PM
chicco$80.00$80.008/19/2010 4:10:26 PM
sensible-order2$50.00$50.008/19/2010 4:12:10 PM
secobarbital$50.00$50.008/19/2010 4:12:20 PM
skuba$25.00$25.008/19/2010 4:12:27 PM
buraky$50.00$50.008/19/2010 4:12:50 PM
170 bids
 
Borrower Payment Dependent Notes Series 471640
This series of Notes was issued and sold upon the funding of the borrower loan #44089, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.2% Auction start date:  Aug-16-2010 
  Auction end date:  Aug-18-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.06% Starting monthly payment: $89.74
Final lender yield: 33.35% Final borrower rate/APR: 34.35% / 38.06% Final monthly payment: $89.74
 
Auction yield range: 13.89% - 33.35% Estimated loss impact: 15.74%  
Lender servicing fee: 1.00% Estimated return: 17.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-1987 Debt/Income ratio: 8%
Credit score: 640-659 (Aug-2010) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 1 Current / open credit lines: 10 / 10Length of status:10y 9m
Amount delinquent: $352 Total credit lines: 24 Occupation: Civil Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,101Stated income:$50,000-$74,999
Delinquencies in last 7y: 5 Bankcard utilization: 80%  
   Homeownership: No  
Screen name: p2p-galaxy5 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
VACATION
Purpose of loan:
This loan will be used to? HOME IMPROVEMENT

My financial situation:
I am a good candidate for this loan because?
I APPRECIATE THE OPPORTUNITY OF THE LON
Monthly net income: $
2800.00
Monthly expenses: $
??Housing: $?????750.00
??Insurance: $ 215.00
??????Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
reflective-rupee$25.00$25.008/16/2010 2:48:00 PM
personal-lender$25.00$25.008/16/2010 2:44:28 PM
simplelender80$100.00$100.008/16/2010 2:57:36 PM
balance-handshake7$25.00$25.008/16/2010 2:42:55 PM
comicdoc$25.00$25.008/16/2010 3:26:24 PM
top-courteous-peso$50.00$50.008/16/2010 3:01:10 PM
Comoparklender$25.00$25.008/16/2010 3:35:00 PM
Diamond_Jim$25.00$25.008/16/2010 3:38:41 PM
tech310$25.00$25.008/16/2010 3:38:22 PM
Redmond$25.00$25.008/16/2010 3:30:18 PM
copper$30.00$30.008/16/2010 3:40:24 PM
worthy-bid8$25.00$25.008/16/2010 3:38:32 PM
Dubbs360$50.00$50.008/16/2010 10:36:58 PM
lowlite6647$25.00$25.008/17/2010 9:23:33 AM
dcap3$50.00$50.008/17/2010 9:27:38 AM
forthright-dedication$25.00$25.008/17/2010 1:29:01 PM
moopi$30.31$30.318/17/2010 1:31:33 PM
Speculator$90.50$90.508/17/2010 1:33:56 PM
108lender$75.00$75.008/17/2010 1:29:17 PM
Ocean713$50.00$50.008/17/2010 1:32:06 PM
uncleegg$25.00$25.008/17/2010 1:45:31 PM
diplomatic-wealth7$25.00$25.008/17/2010 3:29:34 PM
glroark$50.00$50.008/18/2010 7:11:51 AM
lostviajero$25.00$25.008/18/2010 10:08:07 AM
kegs$100.00$21.578/18/2010 2:47:15 PM
zone8$100.00$100.008/16/2010 2:46:48 PM
reward-adventure$30.00$30.008/16/2010 2:42:42 PM
bid-czar8$50.00$50.008/16/2010 2:49:40 PM
special-currency6$25.00$25.008/16/2010 3:34:38 PM
arrow6$25.00$25.008/16/2010 3:22:10 PM
cablenews$25.00$25.008/16/2010 3:35:50 PM
WalnutCreekguy$25.00$25.008/16/2010 3:39:47 PM
patriot897$25.00$25.008/16/2010 3:54:58 PM
dime-beeper$50.00$50.008/16/2010 8:17:11 PM
Artist_Blue$25.00$25.008/17/2010 8:38:07 AM
DeltaComputerGuy$25.00$25.008/17/2010 6:02:55 AM
bodascafe$25.00$25.008/17/2010 9:34:14 AM
zippy-interest$25.00$25.008/17/2010 1:27:42 PM
schpere$25.00$25.008/17/2010 1:31:38 PM
Rattlehead$25.00$25.008/17/2010 1:34:57 PM
birddogsb$50.00$50.008/17/2010 1:35:22 PM
authoritative-platinum7$25.00$25.008/17/2010 1:34:51 PM
jleng$25.00$25.008/17/2010 1:31:50 PM
LuvToLend$25.00$25.008/17/2010 1:31:56 PM
kidsskipp$25.00$25.008/17/2010 1:34:33 PM
orange-preeminant-bill$100.00$100.008/17/2010 1:36:26 PM
important-openness1$100.00$100.008/17/2010 3:19:14 PM
top-courteous-peso$25.00$25.008/17/2010 3:17:29 PM
wwwUniversal$25.00$25.008/17/2010 7:29:32 PM
income-rocker2$50.00$50.008/18/2010 6:22:13 AM
Tycho$26.00$26.008/18/2010 7:34:27 AM
Wachocia$25.00$25.008/18/2010 6:28:50 AM
larrybird$46.62$46.628/18/2010 2:17:05 PM
53 bids
 
Borrower Payment Dependent Notes Series 457893
This series of Notes was issued and sold upon the funding of the borrower loan #44017, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,200.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 9.8% Auction start date:  Aug-12-2010 
  Auction end date:  Aug-19-2010 
 
Starting lender yield: 24.75% Starting borrower rate/APR: 25.75% / 29.26% Starting monthly payment: $168.66
Final lender yield: 24.75% Final borrower rate/APR: 25.75% / 29.27% Final monthly payment: $168.66
 
Auction yield range: 10.89% - 24.75% Estimated loss impact: 10.41%  
Lender servicing fee: 1.00% Estimated return: 14.34%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Apr-1978 Debt/Income ratio: 18%
Credit score: 640-659 (Jul-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 14Length of status:23y 5m
Amount delinquent: $0 Total credit lines: 21 Occupation: Clerical
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $16,462Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: sly2031 Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 24 ( 100% ) 640-659 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
600-619 (Dec-2009)
640-659 (Jul-2008)
 
Principal balance: $1,978.36 31+ days late: 0 ( 0% )
Total payments billed: 24  
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because? I have been at my job for 23 years

Monthly net income: $ 4,100

Monthly expenses: $
??Housing: $ 1,305.00
??Insurance: $ 117.00
??Car expenses: $
??Utilities: $ 75.00
??Phone, cable, internet: $ 59.00
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 405.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
balance-handshake7$25.00$25.008/12/2010 3:24:52 PM
personal-lender$25.00$25.008/12/2010 3:24:55 PM
reward-adventure$30.00$30.008/12/2010 3:24:29 PM
Artist_Blue$25.00$25.008/12/2010 3:46:13 PM
diplomatic-wealth7$25.00$25.008/12/2010 3:35:27 PM
kegs$100.00$100.008/12/2010 7:42:41 PM
frogperson$100.00$100.008/12/2010 9:44:06 PM
bid-czar8$50.00$50.008/12/2010 7:13:41 PM
113121$25.00$25.008/13/2010 7:28:30 AM
william8$25.00$25.008/13/2010 6:59:57 AM
birddogsb$50.00$50.008/13/2010 9:55:34 AM
bchen78875$25.00$25.008/13/2010 1:13:58 PM
fabulous-community4$150.00$150.008/15/2010 6:37:28 AM
yield-lion2$30.00$30.008/16/2010 9:37:11 AM
tech310$50.00$50.008/16/2010 11:43:10 PM
integrity-doctor$100.00$100.008/17/2010 12:28:53 PM
luann199$35.00$35.008/17/2010 12:42:34 PM
bold-attentive-listing$25.00$25.008/17/2010 1:45:41 PM
heerzaquestion$25.00$25.008/17/2010 8:27:55 PM
Whipster$75.00$75.008/18/2010 5:59:07 AM
Ven58$25.00$25.008/18/2010 9:58:23 AM
mpatrick$45.00$45.008/18/2010 9:26:47 AM
bold-attentive-listing$25.00$25.008/18/2010 12:42:08 PM
nerlands$25.00$25.008/18/2010 9:32:54 AM
CA_Lender$25.00$25.008/18/2010 1:23:58 PM
Bob450$25.00$25.008/18/2010 11:56:26 AM
FinanceEngine$25.00$25.008/18/2010 2:06:55 PM
Investor704$50.00$50.008/18/2010 12:59:52 PM
wonder3$35.00$35.008/18/2010 2:41:10 PM
foldingbenny2$40.00$40.008/18/2010 2:39:49 PM
duty-monger$50.00$50.008/18/2010 3:17:11 PM
nickel-position$25.00$25.008/18/2010 4:37:56 PM
chkrvrty$25.00$25.008/18/2010 3:48:48 PM
entertaining-greenback2$25.00$25.008/18/2010 6:11:17 PM
ethicalhumanist$25.00$25.008/18/2010 6:21:12 PM
zone6$100.00$100.008/18/2010 9:56:44 PM
113121$200.00$200.008/18/2010 7:42:42 PM
Phatt-Daddy$50.00$50.008/19/2010 4:52:04 AM
martymaniaman$35.95$35.958/19/2010 5:53:26 AM
vulgy$25.00$25.008/19/2010 6:02:51 AM
Snoopylover$25.00$25.008/19/2010 6:02:02 AM
MStackIV$92.28$92.288/19/2010 8:50:35 AM
snm2001$25.00$25.008/19/2010 9:08:20 AM
drcoop$25.00$25.008/19/2010 9:35:52 AM
wild-orange$25.00$25.008/19/2010 9:42:44 AM
draggon77$25.00$25.008/19/2010 9:46:31 AM
ghinga$25.00$25.008/19/2010 10:02:57 AM
Feyenoord$25.25$25.258/19/2010 10:32:10 AM
dpries123$25.00$25.008/19/2010 9:54:07 AM
friendinmoney$25.00$25.008/19/2010 9:56:35 AM
Smallbear$25.00$25.008/19/2010 10:19:57 AM
AlexTrep$25.00$25.008/19/2010 10:27:45 AM
robust-coin5$25.00$25.008/19/2010 12:48:12 PM
totommb$38.91$38.918/19/2010 12:55:37 PM
UBOtto186$35.00$35.008/19/2010 10:37:57 AM
economy-popcorn$25.00$25.008/19/2010 1:39:46 PM
BlueProteus$25.00$25.008/19/2010 2:19:28 PM
BuckeyeBanker$45.42$45.428/19/2010 12:28:00 PM
icon7$50.00$50.008/19/2010 2:49:33 PM
important-openness1$100.00$100.008/12/2010 3:28:42 PM
lendstats_com$25.00$25.008/12/2010 3:26:38 PM
sfmf$25.00$25.008/12/2010 3:34:22 PM
reflective-rupee$25.00$25.008/12/2010 3:35:52 PM
investment-thinker4$25.00$25.008/13/2010 5:15:14 AM
larrybird$100.00$100.008/13/2010 9:50:22 AM
randsenterprise$25.00$13.798/14/2010 12:22:08 PM
Moe87$25.00$25.008/15/2010 6:33:47 AM
PXM-Financial$50.00$50.008/15/2010 11:24:04 PM
mercuriant$25.00$25.008/16/2010 11:38:12 AM
BrighterSuns$25.00$25.008/16/2010 5:19:48 PM
enthusiastic-balance5$50.00$50.008/17/2010 1:35:17 PM
golffish2$200.00$200.008/18/2010 4:39:25 AM
Leshan$100.00$100.008/18/2010 7:03:20 AM
investment-cluster$25.00$25.008/18/2010 1:31:48 PM
loan-fate$50.00$50.008/18/2010 9:58:33 AM
good4loan$25.00$25.008/18/2010 2:27:44 PM
wlm3012$25.00$25.008/18/2010 2:40:06 PM
ElbowToast$40.00$40.008/18/2010 3:44:52 PM
sensational-peace6$75.00$75.008/18/2010 4:05:22 PM
thankful-nickel2$25.00$25.008/18/2010 5:02:12 PM
kind-bid-genome$25.00$25.008/18/2010 8:03:53 PM
sweety075$25.00$25.008/18/2010 6:53:22 PM
Jerrys1951$25.00$25.008/18/2010 5:15:23 PM
johnk317$50.00$50.008/18/2010 5:29:22 PM
malomar66$58.40$58.408/18/2010 8:57:30 PM
AM2008$25.00$25.008/18/2010 6:41:49 PM
aztocas$25.00$25.008/18/2010 11:19:54 PM
ttnk62918$25.00$25.008/19/2010 12:19:42 AM
aultraman$25.00$25.008/19/2010 8:15:56 AM
credit-missile$25.00$25.008/19/2010 10:17:20 AM
credit-missile$25.00$25.008/19/2010 10:01:23 AM
Moe87$25.00$25.008/19/2010 11:42:38 AM
paradisenow$25.00$25.008/19/2010 2:32:24 PM
grampy48$50.00$50.008/19/2010 12:27:43 PM
lucrative-coin$100.00$100.008/19/2010 2:12:14 PM
DasMula$25.00$25.008/19/2010 3:11:31 PM
zone6$100.00$100.008/19/2010 3:13:48 PM
97 bids
 
Borrower Payment Dependent Notes Series 469877
This series of Notes was issued and sold upon the funding of the borrower loan #44071, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 24.0% Auction start date:  Aug-04-2010 
  Auction end date:  Aug-07-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 41.35% Starting monthly payment: $45.24
Final lender yield: 29.00% Final borrower rate/APR: 30.00% / 36.16% Final monthly payment: $42.45
 
Auction yield range: 16.93% - 34.00% Estimated loss impact: 25.69%  
Lender servicing fee: 1.00% Estimated return: 3.31%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Jun-2000 Debt/Income ratio: Not calculated
Credit score: 680-699 (Aug-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 0 / 0Length of status:5y 0m
Amount delinquent: $75 Total credit lines: 5 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: AG2009 Borrower's state: Oklahoma Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 8 ( 89% ) 680-699 (Latest)
Principal borrowed: $1,050.00< 31 days late: 1 ( 11% )  
660-679 (Aug-2009)
 
Principal balance: $870.60 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Needing to pay for nursing books.
Purpose of loan:
This loan will be used to? purchase my second set of nursing school books.

My financial situation:

I am a good candidate for this loan because? I only owe about $1K on two student loans for nursing school. You can look up my pay charts online to verify my income.? I have a new position that i just started, which will greatly increase my pay and reduce my bills.? I have a $500 bonus due in Jan.? In my opinion, this loan is free money for whoever is willing to bid.



Monthly net income: $ 2100

Monthly expenses: $
??Housing: $ 615.00
??Insurance: $ 63.00
??Car expenses: $ 275.00
??Utilities: $ 150.00
??Phone, cable, internet: $ 43.00
??Food, entertainment: $ 100.00
??Clothing, household expenses $ 125.00
??Credit cards and other loans: $ 150.00
??Other expenses: $ 100.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
golffish2$400.00$400.008/6/2010 4:48:58 AM
Kash2010lu$25.00$25.008/6/2010 6:42:05 AM
fabulous-community4$200.00$200.008/6/2010 9:36:35 AM
exchange-cowbell5$25.00$25.008/6/2010 11:11:31 AM
realtormoises$25.00$25.008/7/2010 7:48:22 AM
golffish2$100.00$100.008/5/2010 4:26:27 AM
WonByOne$25.00$25.008/5/2010 9:48:47 AM
SolarMoonshine$25.00$25.008/6/2010 10:11:37 AM
marwadi-62$200.00$45.008/6/2010 10:20:08 AM
Rogelio48$30.00$30.008/6/2010 6:15:42 PM
reflective-rupee$25.00$25.008/6/2010 8:21:09 PM
neorunner$25.00$25.008/6/2010 8:53:03 PM
gochargers$50.00$50.008/6/2010 4:45:24 PM
13 bids
 
Borrower Payment Dependent Notes Series 470099
This series of Notes was issued and sold upon the funding of the borrower loan #44092, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 6.0% Auction start date:  Aug-05-2010 
  Auction end date:  Aug-12-2010 
 
Starting lender yield: 14.15% Starting borrower rate/APR: 15.15% / 17.32% Starting monthly payment: $173.69
Final lender yield: 14.15% Final borrower rate/APR: 15.15% / 17.32% Final monthly payment: $173.69
 
Auction yield range: 5.89% - 14.15% Estimated loss impact: 6.19%  
Lender servicing fee: 1.00% Estimated return: 7.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-1996 Debt/Income ratio: Not calculated
Credit score: 780-799 (Aug-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:7y 2m
Amount delinquent: $0 Total credit lines: 21 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,831Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 4%  
   Homeownership: No  
Screen name: best-cash-matrix Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying down summer expenses
Purpose of loan:
This loan will be used to help with moving away from my parents to another apartment nearby.

My financial situation is solid because I have job security.
I am a good candidate for this loan because my credit score speaks for itself. Always pay on time.

Monthly net income: $ Can vary based on overtime hours.

Monthly expenses:
??Housing: $400
??Insurance: $25
??Car expenses: $0
??Utilities: $0
??Phone, cable, internet: $60
??Food, entertainment: $varies
??Clothing, household expenses $0
??Credit cards and other loans: $usually pay in full each month.
??Other expenses: $varies
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
objective-investor$100.00$100.008/5/2010 3:08:44 PM
Artist_Blue$25.00$25.008/5/2010 3:08:36 PM
tech310$100.00$100.008/5/2010 3:08:47 PM
ray1051$25.00$25.008/5/2010 3:09:45 PM
Picopie$50.00$50.008/5/2010 3:11:46 PM
richboy56$50.00$50.008/5/2010 3:09:15 PM
buraky$50.00$50.008/5/2010 3:13:50 PM
jigsaw$100.00$100.008/5/2010 3:14:03 PM
xstreamin$25.00$25.008/5/2010 3:13:58 PM
Goodlender42$25.00$25.008/5/2010 3:16:33 PM
rescue$50.00$50.008/5/2010 3:16:51 PM
paymentologist$25.00$25.008/5/2010 3:16:29 PM
leeball$50.00$50.008/5/2010 3:16:46 PM
bonus-poplar2$50.00$50.008/5/2010 3:17:05 PM
credit-kahuna$50.00$50.008/5/2010 3:17:10 PM
Wellman$100.00$100.008/5/2010 3:17:29 PM
ichibon$100.00$100.008/5/2010 3:17:54 PM
enthralling-deal180$100.00$100.008/5/2010 3:14:23 PM
credit-investor5$50.00$50.008/5/2010 3:14:36 PM
ddog0224$25.00$25.008/5/2010 3:18:24 PM
proper-p2p6$100.00$100.008/5/2010 3:14:53 PM
Bio-physicist$25.00$25.008/5/2010 3:19:17 PM
cablenews$50.00$50.008/5/2010 3:19:25 PM
Rinastiti$25.00$25.008/5/2010 3:19:58 PM
forthright-dedication$50.00$50.008/5/2010 4:45:20 PM
bid-papyrus$25.00$25.008/5/2010 4:54:03 PM
loan-kung-fu$25.00$25.008/5/2010 4:46:30 PM
zippy-interest$25.00$25.008/5/2010 4:56:51 PM
JustMee$25.00$25.008/5/2010 5:21:21 PM
bountiful-durability$100.00$100.008/5/2010 5:32:57 PM
sweet-loan8$25.00$25.008/5/2010 5:02:47 PM
orange-preeminant-bill$97.05$97.058/5/2010 7:24:00 PM
larrybird$100.00$100.008/5/2010 6:28:01 PM
greenback-maniac$25.00$25.008/5/2010 6:29:37 PM
bid-czar8$71.69$71.698/5/2010 7:23:07 PM
shabufa$25.00$25.008/5/2010 10:15:12 PM
Interstate_Rate$25.00$25.008/5/2010 10:07:41 PM
dumbass$25.00$25.008/6/2010 1:57:35 AM
bazaar-titan$25.00$25.008/6/2010 5:13:29 AM
melodious-fairness$25.00$25.008/5/2010 11:56:04 PM
Havana21$45.67$45.678/6/2010 5:33:21 AM
wellsfrugal$25.00$25.008/6/2010 12:57:39 AM
loyalist1$31.00$31.008/6/2010 5:52:36 AM
crittman$25.00$25.008/6/2010 6:02:30 AM
fishintime$25.00$25.008/6/2010 6:52:33 AM
treasure-bliss$37.85$37.858/6/2010 8:18:31 AM
friendly-credit2$50.00$50.008/6/2010 9:33:53 AM
visionary-community$25.00$2.088/6/2010 9:34:35 AM
new-social-economist$25.00$25.008/6/2010 9:02:54 AM
Iloanyoumoney$25.00$25.008/6/2010 9:40:52 AM
affluence-companion2$25.00$25.008/6/2010 9:03:11 PM
rockhound84$25.00$25.008/7/2010 7:33:10 AM
Mav26$25.00$25.008/7/2010 12:06:10 PM
Sol_Invictus$25.00$25.008/10/2010 8:03:54 AM
octoberfresh$25.00$25.008/10/2010 7:02:25 AM
Lender0307$25.00$25.008/10/2010 9:49:37 AM
market-assembler$25.00$25.008/10/2010 11:33:56 AM
intuitive-bill$50.00$50.008/10/2010 11:22:58 AM
ethicalhumanist$25.00$25.008/10/2010 5:35:08 PM
dahnkster$25.00$25.008/10/2010 6:19:12 PM
rockymtbob$25.00$25.008/11/2010 7:13:44 PM
one-midas$25.00$25.008/11/2010 7:43:27 PM
gilbrear$25.00$25.008/11/2010 3:58:11 PM
revenue-appraiser$25.00$25.008/12/2010 9:02:52 AM
marwadi-62$100.00$100.008/12/2010 8:24:08 AM
mgking007$25.00$25.008/12/2010 11:36:30 AM
wild-orange$25.00$25.008/12/2010 10:51:56 AM
ptclender$100.00$100.008/12/2010 10:54:57 AM
KTOWN$37.14$37.148/12/2010 11:18:49 AM
johnk317$100.00$100.008/12/2010 11:32:59 AM
johnk317$100.00$100.008/12/2010 10:52:05 AM
Weaverville$25.00$25.008/5/2010 3:08:02 PM
LenderDan$50.00$50.008/5/2010 3:15:00 PM
studious-bonus7$100.00$100.008/5/2010 3:14:11 PM
diplomatic-wealth7$50.00$50.008/5/2010 3:14:41 PM
docktah$50.00$50.008/5/2010 3:16:08 PM
greeninspirit$25.00$25.008/5/2010 3:16:22 PM
luckyldy$35.00$35.008/5/2010 3:18:31 PM
socrates520$50.00$50.008/5/2010 3:18:58 PM
income-fortress$25.00$25.008/5/2010 3:13:55 PM
kegs$77.79$77.798/5/2010 3:14:10 PM
jbaum$25.00$25.008/5/2010 3:14:15 PM
simplelender80$250.00$250.008/5/2010 3:18:01 PM
Favish$50.00$50.008/5/2010 3:19:04 PM
riproaringrapids$25.00$25.008/5/2010 3:21:06 PM
rcc7$50.00$50.008/5/2010 3:18:06 PM
hitsman$100.00$100.008/5/2010 3:20:09 PM
newgroom422$25.00$25.008/5/2010 4:45:09 PM
Thylow$25.00$25.008/5/2010 4:13:06 PM
orange-courageous-dedication$25.00$25.008/5/2010 4:56:54 PM
nybanker85$25.00$25.008/5/2010 5:02:48 PM
jt530$25.00$25.008/5/2010 6:27:44 PM
dynrep$25.00$25.008/5/2010 6:33:34 PM
Ocean713$44.73$44.738/5/2010 7:27:49 PM
brother_tam$50.00$50.008/5/2010 11:28:03 PM
CAGE-Investments$25.00$25.008/5/2010 11:44:12 PM
The_Secret$50.00$50.008/6/2010 1:32:42 AM
market-worker$25.00$25.008/6/2010 7:23:02 AM
ms48105$25.00$25.008/6/2010 9:34:34 AM
mobius404$45.00$45.008/8/2010 6:35:14 AM
dmk2006$25.00$25.008/9/2010 7:16:47 PM
mala54$25.00$25.008/10/2010 3:29:59 PM
HawaiianHelper$50.00$50.008/11/2010 12:39:20 AM
yield-cologne$25.00$25.008/11/2010 7:02:45 PM
mammalian4$25.00$25.008/11/2010 2:55:44 PM
bankojerry$25.00$25.008/11/2010 4:34:59 PM
unfixer$25.00$25.008/12/2010 4:04:23 AM
redrose1518$25.00$25.008/11/2010 6:06:22 PM
DasMula$25.00$25.008/12/2010 7:35:21 AM
amlu1988$25.00$25.008/12/2010 6:31:09 AM
gothampark$25.00$25.008/11/2010 10:38:51 PM
DADOF1$25.00$25.008/12/2010 8:43:42 AM
worthy-commitment7$25.00$25.008/12/2010 2:21:25 PM
dsv$50.00$50.008/12/2010 10:54:13 AM
114 bids
 
Borrower Payment Dependent Notes Series 470417
This series of Notes was issued and sold upon the funding of the borrower loan #44069, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.2% Auction start date:  Aug-09-2010 
  Auction end date:  Aug-14-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.06% Starting monthly payment: $179.48
Final lender yield: 33.35% Final borrower rate/APR: 34.35% / 38.06% Final monthly payment: $179.48
 
Auction yield range: 13.89% - 33.35% Estimated loss impact: 15.74%  
Lender servicing fee: 1.00% Estimated return: 17.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: May-2000 Debt/Income ratio: 22%
Credit score: 700-719 (Aug-2010) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 11Length of status:1y 4m
Amount delinquent: $0 Total credit lines: 20 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $19,432Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 84%  
   Homeownership: Yes  
Screen name: investment-outpost7 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Buying used car for commute
Purpose of loan:
I would like to use this loan to buy a used car.? I currently have a 2009 vehicle?that?I believe is outside my means.? I would like to simplify my?finances by selling the newer car and buying a?used car.? This will lower my?car payments by about 75%..???

My financial situation:
I am a good candidate for this loan because I understand my financial situation and am making the necessary steps to live within my means.? My goal is to pay off all my debt in two years and this loan is a step in the right direction.?

Monthly net income: $
My monthly net income is around $3,200 - 840(child support) = $2,360

Monthly expenses: $
??Housing: $ 700
??Insurance: $ 100
??Car expenses: $520(car payment & gass)
??Utilities: $ 110
??Phone, cable, internet: $ 0
??Food, entertainment: $ 100
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 420
??Other expenses: $ none
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Artist_Blue$25.00$25.008/9/2010 2:45:48 PM
top-courteous-peso$25.00$25.008/9/2010 2:47:51 PM
copper$50.00$50.008/10/2010 1:43:02 PM
principal-mermaid$300.00$300.008/10/2010 2:04:13 PM
kind-bill-supporter$25.00$25.008/10/2010 1:43:09 PM
Tycho$26.00$26.008/10/2010 3:34:33 PM
bchen78875$25.00$25.008/11/2010 2:40:17 AM
well-mannered-income3$25.00$25.008/11/2010 3:45:25 PM
BeanCownter$77.02$77.028/11/2010 5:08:15 PM
mtp$45.02$45.028/12/2010 10:23:57 AM
zone8$50.00$50.008/12/2010 10:41:13 AM
hard-working-loot$25.00$25.008/12/2010 10:54:35 AM
AlexTrep$25.00$25.008/12/2010 10:47:50 AM
nickel-position$25.00$25.008/12/2010 2:15:17 PM
inspiring-reward$25.00$25.008/12/2010 11:44:30 AM
Rogesparkguy$25.00$25.008/12/2010 3:03:01 PM
magnolia161$50.00$50.008/12/2010 3:32:32 PM
tolerant-interest4$25.00$25.008/12/2010 3:33:19 PM
lillian27$50.00$50.008/12/2010 3:36:33 PM
tech310$25.00$25.008/12/2010 3:32:21 PM
new-social-economist$25.00$25.008/12/2010 5:03:05 PM
roblender$25.00$25.008/12/2010 3:36:40 PM
jono9999$265.77$265.778/12/2010 6:22:19 PM
moola-wildebeest3$44.43$44.438/12/2010 9:18:29 PM
cestesV$50.00$50.008/13/2010 11:03:00 AM
dinero-mason$50.00$50.008/13/2010 2:52:01 PM
cti11$25.00$25.008/13/2010 2:55:56 PM
Cybercusp$25.00$25.008/13/2010 2:43:52 PM
Jumbojack$50.00$50.008/13/2010 2:48:07 PM
gizzywump$25.00$25.008/13/2010 2:51:26 PM
anton$150.00$150.008/13/2010 2:59:11 PM
bid-carrier0$25.00$25.008/13/2010 3:03:52 PM
StrongMoney$49.60$49.608/13/2010 2:49:43 PM
friendlyviking$50.00$50.008/13/2010 2:52:13 PM
bountiful-durability$100.00$100.008/13/2010 2:52:17 PM
asmithj$50.00$50.008/13/2010 2:56:45 PM
zorg77$25.00$25.008/13/2010 3:01:44 PM
EBITDA$25.00$11.468/13/2010 5:00:04 PM
simplelender80$100.00$100.008/9/2010 2:47:38 PM
diplomatic-wealth7$25.00$25.008/9/2010 2:49:23 PM
reward-adventure$30.00$30.008/9/2010 2:51:10 PM
personal-lender$25.00$25.008/9/2010 2:52:05 PM
important-openness1$100.00$100.008/9/2010 2:55:58 PM
balance-handshake7$25.00$25.008/9/2010 2:51:51 PM
loyalist1$50.00$50.008/9/2010 3:00:16 PM
kegs$47.86$47.868/10/2010 4:13:51 AM
larrybird$50.00$50.008/10/2010 7:48:03 AM
enthralling-deal180$100.00$100.008/10/2010 6:39:26 AM
nodebt2012$25.00$25.008/11/2010 8:10:21 AM
oracle3$50.00$50.008/11/2010 1:03:38 PM
leodaguy$100.00$100.008/11/2010 2:20:00 PM
asiaratt$50.00$50.008/11/2010 2:18:20 PM
abnvette$25.00$25.008/11/2010 4:13:33 PM
sensible-trade$72.84$72.848/12/2010 8:27:27 AM
seisen$50.00$50.008/12/2010 7:08:11 AM
gelidfrank$25.00$25.008/12/2010 11:03:39 AM
reflective-rupee$25.00$25.008/12/2010 2:32:50 PM
richboy56$25.00$25.008/12/2010 3:33:34 PM
cash-spark3$25.00$25.008/12/2010 3:32:28 PM
JustMee$25.00$25.008/12/2010 4:59:17 PM
bid-czar8$50.00$50.008/12/2010 7:13:00 PM
dcap3$75.00$75.008/12/2010 7:42:47 PM
frogperson$100.00$100.008/12/2010 9:50:34 PM
wanna-help$25.00$25.008/12/2010 9:12:29 PM
payment-gusto$25.00$25.008/12/2010 9:18:28 PM
credit-vinyl$25.00$25.008/13/2010 1:12:35 PM
economy-producer$25.00$25.008/13/2010 10:06:51 AM
naina_my_daughter$25.00$25.008/13/2010 2:48:42 PM
income-pillow$50.00$50.008/13/2010 2:49:22 PM
a-power-amigo$25.00$25.008/13/2010 2:51:45 PM
oldmora$50.00$50.008/13/2010 2:51:58 PM
thestartuplender$50.00$50.008/13/2010 3:01:36 PM
careful-compassion$25.00$25.008/13/2010 3:14:41 PM
S-Master$25.00$25.008/13/2010 3:03:40 PM
bullish2bearish$30.00$30.008/13/2010 2:52:10 PM
life-is-great$50.00$50.008/13/2010 3:06:45 PM
LAM26$25.00$25.008/13/2010 2:57:09 PM
point-berserker$25.00$25.008/13/2010 3:03:15 PM
pixeldave$50.00$50.008/13/2010 3:03:29 PM
Evolver$50.00$50.008/13/2010 3:16:27 PM
Ven58$25.00$25.008/13/2010 9:24:25 PM
Bob450$25.00$25.008/13/2010 9:31:06 PM
interstellar$50.00$50.008/13/2010 9:41:06 PM
a-successful-credit$25.00$25.008/14/2010 2:21:15 AM
siafu_kali$25.00$25.008/14/2010 4:38:02 AM
85 bids
 
Borrower Payment Dependent Notes Series 471045
This series of Notes was issued and sold upon the funding of the borrower loan #44067, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.8% Auction start date:  Aug-12-2010 
  Auction end date:  Aug-19-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $184.92
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.05% Final monthly payment: $184.92
 
Auction yield range: 10.89% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Aug-2002 Debt/Income ratio: 13%
Credit score: 640-659 (Aug-2010) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 3Length of status:1y 6m
Amount delinquent: $0 Total credit lines: 7 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,078Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 45%  
   Homeownership: No  
Screen name: principal-triumph5 Borrower's state: RhodeIsland Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Credit card payments
Purpose of loan:
This loan will be used to completely satisfy existing credit card debt.? Instead of making minimum payments?and accumulating finance charges, I will use this loan to eliminate all balances and be left with?just this loan payment.

My financial situation:
I am a good candidate for this loan because I am employed full-time in a position that allows me to work up to 20 hours of overtime per week.??My housing costs are fixed as utilities are included in my monthly rent payment.? If my loan is funded, I will be able to pay credit card balances and avoid making several monthly payments.?????

Monthly net income: $ 3000

Monthly expenses: $ 2450
??Housing: $ 900
??Insurance: $ 130
??Car expenses: $ 345
??Utilities: $ 0
??Phone, cable, internet: $ 85
??Food, entertainment: $?400
??Clothing, household expenses $?250
??Credit cards and other loans: $ 150
??Other expenses: $ 150
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
balance-handshake7$25.00$25.008/12/2010 3:24:50 PM
personal-lender$25.00$25.008/12/2010 3:25:01 PM
reward-adventure$30.00$30.008/12/2010 3:24:31 PM
reflective-rupee$25.00$25.008/12/2010 3:35:54 PM
important-openness1$100.00$100.008/12/2010 3:28:50 PM
diplomatic-wealth7$25.00$25.008/12/2010 3:35:29 PM
bid-czar8$50.00$50.008/12/2010 7:13:45 PM
frogperson$100.00$100.008/12/2010 9:44:43 PM
larrybird$100.00$100.008/13/2010 2:08:36 PM
kegs$100.00$100.008/13/2010 2:08:24 PM
bchen78875$25.00$25.008/13/2010 3:06:12 PM
dynrep$25.00$25.008/14/2010 7:50:07 PM
simplelender80$100.00$100.008/15/2010 7:22:29 AM
dcap3$50.00$50.008/16/2010 8:52:46 PM
tech310$50.00$50.008/17/2010 7:23:49 AM
heerzaquestion$25.00$25.008/17/2010 7:38:47 AM
kind-bill-supporter$50.00$50.008/17/2010 7:27:14 AM
sfmf$25.00$25.008/17/2010 7:23:42 AM
mercuriant$25.00$25.008/17/2010 12:57:19 PM
bold-attentive-listing$25.00$25.008/17/2010 1:45:42 PM
leodaguy$100.00$100.008/17/2010 2:57:22 PM
Rogesparkguy$25.00$25.008/17/2010 3:13:25 PM
dinero-mason$50.00$50.008/17/2010 3:17:20 PM
BeanCownter$100.00$100.008/17/2010 3:19:28 PM
adir1$25.00$25.008/17/2010 6:17:40 PM
gelidfrank$25.00$25.008/17/2010 3:18:34 PM
firewomin$50.00$50.008/17/2010 6:57:28 PM
PThor$25.00$25.008/17/2010 7:27:40 PM
IIP77$25.00$25.008/18/2010 2:07:21 AM
Whipster$75.00$75.008/18/2010 6:03:22 AM
Leshan$50.00$50.008/18/2010 7:06:16 AM
hellasow$25.00$25.008/18/2010 3:17:16 AM
Investoman$50.00$50.008/18/2010 4:07:08 AM
thrifty-return$35.00$35.008/18/2010 7:27:09 AM
felicity-daydream$40.00$40.008/18/2010 11:00:19 AM
lightninghcky7$25.00$25.008/18/2010 1:46:36 PM
elevated-investment$25.00$25.008/18/2010 1:57:13 PM
Land_on_your_feet$30.00$30.008/18/2010 2:39:22 PM
Peterman$25.00$25.008/18/2010 3:39:26 PM
jtc26$100.00$100.008/18/2010 3:47:15 PM
lender-inc$30.00$30.008/18/2010 5:36:53 PM
sensational-peace6$75.00$75.008/18/2010 4:06:37 PM
Saleen06$50.00$50.008/18/2010 8:45:30 PM
wwwUniversal$25.00$25.008/18/2010 8:47:56 PM
malomar66$40.00$40.008/18/2010 8:59:16 PM
Free-the-usa-1776$27.99$27.998/18/2010 10:16:24 PM
scroooge$25.00$25.008/19/2010 12:18:08 AM
wonder3$50.00$50.008/19/2010 6:07:19 AM
Phatt-Daddy$25.00$25.008/19/2010 4:54:15 AM
Smallbear$25.00$25.008/19/2010 6:10:40 AM
boo_hoo$50.00$50.008/19/2010 7:28:08 AM
thankful-nickel2$25.00$25.008/19/2010 7:54:19 AM
friendinmoney$25.00$25.008/19/2010 9:58:32 AM
wlm3012$25.00$25.008/19/2010 1:44:01 PM
billybragg$25.00$25.008/19/2010 1:00:14 PM
birddogsb$50.00$50.008/12/2010 7:58:36 PM
Artist_Blue$25.00$25.008/13/2010 5:32:02 AM
payment-halo$25.00$25.008/14/2010 11:48:50 AM
new-social-economist$25.00$25.008/16/2010 1:24:17 PM
top-courteous-peso$50.00$50.008/16/2010 3:00:58 PM
enthralling-deal180$100.00$100.008/16/2010 3:44:32 PM
the-silver-blaster$35.00$35.008/16/2010 3:45:03 PM
helping-out$30.00$30.008/17/2010 9:48:27 AM
asiaratt$50.00$50.008/17/2010 9:49:02 AM
richboy56$25.00$25.008/17/2010 1:00:56 PM
ptjg$25.00$25.008/17/2010 1:32:21 PM
luann199$35.00$35.008/17/2010 12:47:02 PM
red-power-pecan$25.00$25.008/17/2010 1:47:04 PM
kulender$50.00$50.008/17/2010 3:00:15 PM
SolarMoonshine$25.00$25.008/17/2010 3:04:09 PM
mtp$50.00$50.008/17/2010 3:19:54 PM
sturdy-openness885$25.00$25.008/17/2010 2:58:59 PM
copper$26.66$26.668/17/2010 3:57:03 PM
generous-deal6$25.00$25.008/18/2010 12:13:42 AM
magnolia161$50.00$50.008/18/2010 7:34:52 AM
sensible-trade$100.00$100.008/18/2010 7:35:40 AM
reward-planetarium$100.00$100.008/18/2010 11:27:07 AM
bold-attentive-listing$25.00$25.008/18/2010 1:37:47 PM
matt_2006$25.00$20.208/18/2010 2:41:20 PM
nickel-position$25.00$25.008/18/2010 4:38:24 PM
loan-fate$75.00$75.008/18/2010 5:02:33 PM
JustMee$25.00$25.008/18/2010 6:46:04 PM
umfan123$25.00$25.008/18/2010 8:47:49 PM
AlexTrep$25.00$25.008/18/2010 10:12:29 PM
onecooldrink$25.00$25.008/18/2010 11:41:05 PM
KLcapital$25.00$25.008/18/2010 9:42:57 PM
sc-pjb11$25.00$25.008/19/2010 3:59:26 AM
johnk317$50.00$50.008/19/2010 6:30:37 AM
tompau$25.00$25.008/19/2010 6:36:21 AM
rate-hickory$25.00$25.008/19/2010 6:56:26 AM
aztocas$25.00$25.008/19/2010 7:06:45 AM
green-rapid-openness$50.00$50.008/19/2010 8:26:06 AM
Rancid$25.00$25.008/19/2010 9:04:36 AM
green-rapid-openness$50.00$50.008/19/2010 8:25:31 AM
pythia$25.00$25.008/19/2010 9:40:45 AM
exciting-fairness$200.00$200.008/19/2010 12:11:17 PM
ethicalhumanist$25.00$25.008/19/2010 12:46:49 PM
lucrative-coin$100.00$100.008/19/2010 2:13:01 PM
Nerdster1$25.01$25.018/19/2010 2:19:22 PM
moola-monger9$50.00$50.008/19/2010 11:31:34 AM
grampy48$25.00$25.008/19/2010 12:30:21 PM
zone6$95.14$95.148/19/2010 3:14:22 PM
icon7$50.00$50.008/19/2010 2:53:03 PM
103 bids
 
Borrower Payment Dependent Notes Series 471143
This series of Notes was issued and sold upon the funding of the borrower loan #44086, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.8% Auction start date:  Aug-12-2010 
  Auction end date:  Aug-19-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $123.28
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.05% Final monthly payment: $123.28
 
Auction yield range: 10.89% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Feb-1996 Debt/Income ratio: 8%
Credit score: 640-659 (Aug-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 0 / 0Length of status:7y 4m
Amount delinquent: $0 Total credit lines: 34 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$1-$24,999
Delinquencies in last 7y: 6 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: bold-reward-gravity Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
I need a little help please.
Purpose of loan:
This loan will be used to?help my son pay his school bills i fell on some hard times last year hours at work fell but busy again now my wife will help pay back she makes $550.00 aweek before last year 2009 i was never late on a payment.thank you please help me u won`t be sorry. thank you every one that had bid on my last one it ended at 91% please bid again i really need your help .

My financial situation:
I am a good candidate for this loan because?im getting 40 hours again and makeing good money.

Monthly net income: $ 4000

Monthly expenses: $ 2000
??Housing: $520
??Insurance: $50
??Car expenses: $100
??Utilities: $200
??Phone, cable, internet: $86
??Food, entertainment: $300
??Clothing, household expenses $100
??Credit cards and other loans: $278
??Other expenses: $300
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Artist_Blue$25.00$25.008/12/2010 3:20:49 PM
important-openness1$100.00$100.008/12/2010 3:28:57 PM
balance-handshake7$25.00$25.008/12/2010 3:24:45 PM
personal-lender$25.00$25.008/12/2010 3:25:11 PM
Comoparklender$25.00$25.008/12/2010 3:48:12 PM
loan4teacher$25.00$25.008/12/2010 3:59:09 PM
bid-czar8$50.00$50.008/12/2010 7:13:51 PM
worthy-bid8$50.00$50.008/12/2010 7:42:43 PM
cablenews$25.00$25.008/12/2010 7:42:55 PM
birddogsb$50.00$50.008/12/2010 7:58:31 PM
circuitfive$25.00$25.008/13/2010 8:45:50 AM
frogperson$100.00$100.008/12/2010 9:46:11 PM
diplomatic-wealth7$25.00$25.008/13/2010 8:20:44 AM
the-silver-blaster$35.00$35.008/16/2010 3:45:07 PM
loyalist1$50.00$50.008/16/2010 3:44:27 PM
enthralling-deal180$100.00$100.008/16/2010 3:44:36 PM
dcap3$50.00$50.008/16/2010 8:52:51 PM
new-social-economist$25.00$25.008/17/2010 9:44:11 AM
tech310$50.00$50.008/17/2010 2:59:52 PM
BeanCownter$31.34$31.348/17/2010 3:19:34 PM
red-power-pecan$50.00$50.008/17/2010 3:20:01 PM
helping-out$30.00$30.008/17/2010 2:57:11 PM
asiaratt$50.00$50.008/17/2010 3:18:05 PM
leodaguy$46.39$46.398/17/2010 3:22:00 PM
firewomin$50.00$50.008/17/2010 6:57:33 PM
richboy56$25.00$25.008/17/2010 5:38:37 PM
generous-deal6$25.00$25.008/18/2010 12:13:46 AM
elevated-investment$25.00$25.008/18/2010 1:57:20 PM
PThor$25.00$25.008/18/2010 3:00:42 PM
thrifty-return$35.00$35.008/18/2010 3:00:45 PM
magnolia161$50.00$50.008/18/2010 3:00:53 PM
gelidfrank$25.00$25.008/18/2010 3:12:30 PM
Peterman$25.00$25.008/18/2010 3:32:23 PM
AlexTrep$25.00$25.008/18/2010 10:12:34 PM
buddycat$25.00$25.008/18/2010 10:22:53 PM
wwwUniversal$25.00$25.008/19/2010 5:17:16 AM
Starfin-Capital-Management$500.00$500.008/19/2010 6:25:41 AM
Leshan$25.00$25.008/19/2010 6:56:22 AM
patriot897$25.00$25.008/12/2010 3:34:43 PM
reward-adventure$30.00$30.008/12/2010 3:24:36 PM
WalnutCreekguy$25.00$25.008/12/2010 3:34:49 PM
reflective-rupee$25.00$25.008/12/2010 3:35:57 PM
simplelender80$250.00$250.008/13/2010 5:32:09 AM
the-money-gargantuan$25.00$25.008/13/2010 8:32:16 AM
bchen78875$25.00$25.008/13/2010 9:57:36 PM
kegs$73.99$73.998/14/2010 8:28:14 AM
larrybird$100.00$100.008/14/2010 3:32:11 PM
top-courteous-peso$50.00$50.008/16/2010 3:01:01 PM
kind-bill-supporter$50.00$50.008/17/2010 1:34:24 PM
kulender$50.00$50.008/17/2010 3:22:27 PM
mtp$35.74$35.748/18/2010 7:47:15 AM
reward-planetarium$100.00$100.008/18/2010 11:27:12 AM
sturdy-openness885$25.00$25.008/18/2010 2:42:30 PM
Investoman$50.00$50.008/18/2010 3:12:29 PM
adir1$25.00$25.008/18/2010 3:58:37 PM
sensible-trade$68.28$7.548/18/2010 4:03:32 PM
Wachocia$25.00$25.008/19/2010 12:21:54 AM
mdree$50.00$50.008/19/2010 8:36:35 AM
58 bids