Sales Report:Supplement No. 14 dated Aug 17, 2010 to Prospectus dated Jul 26, 2010
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 26, 2010 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 26, 2010 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 467369
This series of Notes was issued and sold upon the funding of the borrower loan #43985, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.8% Auction start date:  Aug-09-2010 
  Auction end date:  Aug-16-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $410.94
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.05% Final monthly payment: $410.94
 
Auction yield range: 10.89% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-2006 Debt/Income ratio: Not calculated
Credit score: 740-759 (Jul-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:6y 7m
Amount delinquent: $0 Total credit lines: 8 Occupation: Landscaping
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $108Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 4%  
   Homeownership: No  
Screen name: neighborly-market2 Borrower's state: Louisiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Whipster$25.00$25.008/15/2010 3:56:25 PM
Artist_Blue$25.00$25.008/9/2010 2:45:43 PM
reward-adventure$30.00$30.008/9/2010 2:51:06 PM
balance-handshake7$25.00$25.008/9/2010 2:51:54 PM
diplomatic-wealth7$25.00$25.008/9/2010 2:53:50 PM
kegs$100.00$100.008/9/2010 5:21:44 PM
beakerfish$50.00$50.008/9/2010 6:29:38 PM
larrybird$100.00$100.008/9/2010 5:21:48 PM
simplelender80$50.00$50.008/10/2010 6:39:21 AM
bchen78875$25.00$25.008/11/2010 2:40:11 AM
asiaratt$50.00$50.008/11/2010 2:18:15 PM
sensible-trade$100.00$100.008/11/2010 2:39:21 PM
magnolia161$27.16$27.168/12/2010 8:27:43 AM
hard-working-loot$25.00$25.008/12/2010 10:54:33 AM
tolerant-interest4$25.00$25.008/12/2010 9:46:41 AM
reflective-rupee$25.00$25.008/12/2010 2:33:37 PM
AlexTrep$25.00$25.008/12/2010 10:47:47 AM
wanna-help$25.00$25.008/12/2010 3:35:24 PM
payment-gusto$25.00$25.008/12/2010 3:32:15 PM
moola-wildebeest3$50.00$50.008/12/2010 3:32:24 PM
Cybercusp$25.00$25.008/12/2010 3:46:56 PM
income-pillow$25.00$25.008/12/2010 3:51:31 PM
new-social-economist$25.00$25.008/12/2010 5:03:02 PM
Jumbojack$50.00$50.008/12/2010 4:18:15 PM
bid-czar8$50.00$50.008/12/2010 7:12:56 PM
a-power-amigo$25.00$25.008/12/2010 7:43:22 PM
cestesV$50.00$50.008/13/2010 11:02:56 AM
mtquan$25.00$25.008/13/2010 2:51:41 PM
oldmora$50.00$50.008/13/2010 2:51:57 PM
friendlyviking$50.00$50.008/13/2010 2:52:11 PM
CC911$25.00$25.008/13/2010 2:52:22 PM
jhernand17$25.00$25.008/13/2010 2:55:09 PM
schoolchamp$25.00$25.008/13/2010 2:56:17 PM
traice$25.00$25.008/13/2010 2:24:10 PM
anton$150.00$150.008/13/2010 2:59:04 PM
benwalla$25.00$25.008/13/2010 2:59:27 PM
naina_my_daughter$25.00$25.008/13/2010 2:48:35 PM
deal-pinnacle7$25.00$25.008/13/2010 2:48:56 PM
ChrisJB$25.00$25.008/13/2010 2:59:51 PM
delivery$25.00$25.008/13/2010 2:49:17 PM
StrongMoney$50.00$50.008/13/2010 2:49:40 PM
thestartuplender$50.00$50.008/13/2010 3:01:33 PM
orbital-velocity7$50.00$50.008/13/2010 3:03:14 PM
bid-carrier0$25.00$25.008/13/2010 3:03:50 PM
bountiful-durability$100.00$100.008/13/2010 2:52:16 PM
MontanaDreamer$50.00$50.008/13/2010 2:53:03 PM
yngling$25.00$25.008/13/2010 2:53:25 PM
moopi$25.00$25.008/13/2010 2:54:11 PM
the-productive-agreement$25.00$25.008/13/2010 2:55:39 PM
gokart83$25.00$25.008/13/2010 2:56:02 PM
rogue_monster$25.00$25.008/13/2010 2:56:08 PM
ready-currency$25.00$25.008/13/2010 2:56:37 PM
LAM26$25.00$25.008/13/2010 2:57:05 PM
Nerdster1$25.00$25.008/13/2010 3:01:55 PM
shanedog$50.00$50.008/13/2010 3:03:12 PM
unbeatable-wealth$25.00$25.008/13/2010 2:49:38 PM
gizzywump$25.00$25.008/13/2010 2:51:24 PM
b2m80s$25.00$25.008/13/2010 2:52:06 PM
wise-silver-wonder$25.00$25.008/13/2010 4:59:05 PM
nycloan$25.00$25.008/13/2010 2:53:10 PM
PatRichi$25.00$25.008/13/2010 2:54:21 PM
poeman$25.00$25.008/13/2010 2:55:14 PM
HaveToWrite$25.00$25.008/13/2010 5:12:57 PM
marcomnzs$25.00$25.008/13/2010 2:55:41 PM
Erikdbp$25.00$25.008/13/2010 2:56:00 PM
wwwUniversal$25.00$25.008/13/2010 5:13:47 PM
kmavm$25.00$25.008/13/2010 5:13:53 PM
asmithj$50.00$50.008/13/2010 2:56:43 PM
treasure-bliss$100.00$100.008/13/2010 5:14:21 PM
turbolozano$25.00$25.008/13/2010 8:13:28 PM
Raetha$25.00$25.008/13/2010 9:09:11 PM
karpman3$50.00$50.008/13/2010 3:08:13 PM
Soxxes$25.00$25.008/13/2010 5:12:43 PM
innocent-income4$25.00$25.008/13/2010 5:13:36 PM
honorable-yield$35.00$35.008/13/2010 5:13:45 PM
generous-deal6$25.00$25.008/13/2010 5:13:54 PM
Cre8iveCash$25.00$25.008/13/2010 5:14:20 PM
vest_vortex$25.00$25.008/13/2010 5:27:49 PM
ommcd$25.00$25.008/13/2010 10:06:46 PM
FASTIZIO_P$27.00$27.008/13/2010 10:08:45 PM
samo102us$25.00$25.008/13/2010 10:20:07 PM
HuntoJones$25.00$25.008/13/2010 7:03:26 PM
nick5454$25.00$25.008/13/2010 10:37:25 PM
bogart2277$25.00$25.008/13/2010 5:12:50 PM
Breakfast_Gypsy$25.00$25.008/13/2010 5:13:13 PM
cospilot$25.00$25.008/13/2010 5:13:20 PM
lagnisiruk$25.00$25.008/13/2010 5:13:39 PM
phredd$25.00$25.008/13/2010 5:13:51 PM
worthy-bid4$25.00$25.008/13/2010 10:58:56 PM
ITExec$100.00$100.008/13/2010 5:14:36 PM
Digs$25.00$25.008/13/2010 9:20:26 PM
HunterSix$25.00$25.008/13/2010 9:24:34 PM
Bank42$50.00$50.008/13/2010 9:27:04 PM
TCayce$25.00$25.008/13/2010 9:49:25 PM
NomoredebtCA$26.03$26.038/13/2010 10:04:22 PM
Billfred$25.00$25.008/13/2010 10:43:57 PM
Attract$25.00$25.008/13/2010 10:44:20 PM
Learning2Lend$29.66$29.668/13/2010 9:20:42 PM
yarg$25.00$25.008/13/2010 9:34:48 PM
SeaDevil$50.00$50.008/13/2010 10:11:35 PM
flwah$25.00$25.008/13/2010 10:20:52 PM
bazaar-ruler$25.00$25.008/13/2010 10:44:16 PM
murlirao2002$25.00$25.008/14/2010 12:47:30 PM
GotCash$25.00$25.008/14/2010 12:47:40 PM
BlueWave$46.55$46.558/14/2010 12:47:48 PM
foxtrot12$50.00$50.008/14/2010 12:48:02 PM
authoritative-capital$25.00$25.008/13/2010 10:57:13 PM
hc90474$25.00$25.008/14/2010 12:48:07 PM
IntrepidInvestment$50.00$50.008/14/2010 12:48:15 PM
best-coin-miser$25.00$25.008/14/2010 12:48:17 PM
selfmademan$25.00$25.008/14/2010 12:48:45 PM
nodrivelpls$25.00$25.008/14/2010 2:43:07 AM
palpbert$25.00$25.008/14/2010 12:47:43 PM
zone6$57.95$57.958/14/2010 6:16:03 AM
Hokie83$25.00$25.008/14/2010 12:48:51 PM
affluence-tycoon$25.00$25.008/14/2010 11:47:54 AM
Isotope$25.00$25.008/14/2010 4:24:38 PM
loan_doctor$25.00$25.008/14/2010 12:47:29 PM
valiant-liberty4$25.00$25.008/14/2010 12:47:47 PM
DreDub$50.00$50.008/14/2010 12:48:01 PM
ayerobbie$25.00$25.008/14/2010 12:48:13 PM
shrewd-truth1$25.00$25.008/14/2010 12:48:53 PM
snoopey100$25.00$25.008/14/2010 10:23:38 PM
Katburg$25.00$25.008/14/2010 10:27:53 PM
marketplace-cello5$25.00$25.008/14/2010 10:26:40 PM
favorite-commerce$25.00$25.008/14/2010 6:22:56 PM
nvest4u$25.00$25.008/15/2010 9:37:38 AM
wonder3$25.00$25.008/15/2010 12:21:38 PM
Investoman$50.00$50.008/15/2010 5:42:19 AM
thryn$25.00$25.008/15/2010 7:52:01 AM
eloquent-bill6$25.00$25.008/15/2010 4:42:53 PM
helping-out$30.00$30.008/15/2010 9:07:24 PM
smart-leverage7$30.00$30.008/15/2010 9:22:30 PM
kindness-hickory5$25.00$25.008/16/2010 3:42:26 AM
partyplan$25.00$25.008/16/2010 8:37:13 AM
reflective-rupee$25.00$25.008/16/2010 9:36:55 AM
head$25.00$15.688/16/2010 7:57:08 AM
dynrep$25.00$25.008/16/2010 8:06:20 AM
James_and_Tracy$25.00$25.008/15/2010 9:42:02 PM
greenback-recruiter$50.00$50.008/16/2010 9:37:53 AM
foldingbenny2$40.00$40.008/16/2010 7:00:04 AM
reflective-rupee$25.00$25.008/16/2010 9:37:17 AM
personal-lender$25.00$25.008/9/2010 2:51:55 PM
important-openness1$100.00$100.008/9/2010 2:55:55 PM
loyalist1$50.00$50.008/9/2010 3:00:16 PM
copper$34.68$34.688/9/2010 3:00:24 PM
enthralling-deal180$25.05$25.058/9/2010 6:08:22 PM
kind-bill-supporter$50.00$50.008/10/2010 3:35:11 PM
leodaguy$100.00$100.008/11/2010 2:19:59 PM
mtp$50.00$50.008/11/2010 5:08:16 PM
BeanCownter$100.00$100.008/11/2010 2:40:01 PM
seisen$50.00$50.008/12/2010 7:08:06 AM
dynrep$25.00$25.008/12/2010 9:45:54 AM
cash-spark3$25.00$25.008/12/2010 9:34:44 AM
inspiring-reward$33.26$33.268/12/2010 10:57:39 AM
gelidfrank$25.00$25.008/12/2010 11:03:37 AM
richboy56$25.00$25.008/12/2010 10:57:55 AM
dcap3$75.00$75.008/12/2010 3:31:01 PM
economy-producer$25.00$25.008/13/2010 10:06:47 AM
fair-rate$25.00$25.008/13/2010 2:24:07 PM
dime-producer$25.00$25.008/13/2010 2:48:24 PM
moola-man$25.00$25.008/13/2010 2:49:34 PM
hste_llc$50.00$50.008/13/2010 2:53:22 PM
intuitive-bill$25.00$25.008/13/2010 2:54:53 PM
direct-yield$25.00$25.008/13/2010 2:55:16 PM
Marathoner$50.00$50.008/13/2010 2:56:06 PM
Edwardtomo$50.00$50.008/13/2010 2:56:14 PM
blue_skies_ahead$50.00$50.008/13/2010 2:56:23 PM
bnlforever$25.00$25.008/13/2010 2:59:25 PM
sturdy-fairness5$25.00$25.008/13/2010 2:48:28 PM
financial-frenzy$50.00$50.008/13/2010 2:59:30 PM
calkidd05$25.00$25.008/13/2010 2:49:36 PM
zorg77$25.00$25.008/13/2010 3:01:42 PM
balance-warrior$25.00$25.008/13/2010 2:51:31 PM
famous-bill$50.00$50.008/13/2010 2:51:55 PM
dinero-mason$50.00$50.008/13/2010 2:52:00 PM
bullish2bearish$30.00$30.008/13/2010 2:52:08 PM
FeedTheMachine$31.73$31.738/13/2010 2:54:34 PM
wgc$25.00$25.008/13/2010 2:55:58 PM
bajaruss$25.00$25.008/13/2010 2:56:10 PM
Tasmir$25.00$25.008/13/2010 2:56:20 PM
jamiee73$25.00$25.008/13/2010 2:56:47 PM
igotmoney$25.00$25.008/13/2010 3:01:40 PM
Crewhippie$25.00$25.008/13/2010 2:49:19 PM
pbo922$25.00$25.008/13/2010 4:53:54 PM
astute-dollar$25.00$25.008/13/2010 2:51:38 PM
OCedHrt$25.00$25.008/13/2010 2:52:04 PM
saysana$25.00$25.008/13/2010 4:56:29 PM
social-conductor4$25.00$25.008/13/2010 2:52:21 PM
life-is-great$50.00$50.008/13/2010 3:06:44 PM
scottharr27$25.00$25.008/13/2010 2:53:05 PM
trimwork99$25.00$25.008/13/2010 2:53:12 PM
MetraLynn$25.00$25.008/13/2010 2:55:18 PM
Picopie$50.00$50.008/13/2010 5:12:52 PM
schnatty$25.00$25.008/13/2010 5:13:19 PM
ChrisKwan$25.00$25.008/13/2010 5:13:31 PM
worth-quark$25.00$25.008/13/2010 2:55:59 PM
peterpossum$25.00$25.008/13/2010 5:13:37 PM
teejay411$100.00$100.008/13/2010 3:17:15 PM
first-upright-payout$50.00$50.008/13/2010 5:13:48 PM
saffron4$25.00$25.008/13/2010 2:56:22 PM
genuine-responsibility8$50.00$50.008/13/2010 5:13:52 PM
puifais$25.00$25.008/13/2010 5:13:58 PM
the-silver-blaster$50.00$50.008/13/2010 3:01:48 PM
lamsabuy$100.00$100.008/13/2010 3:03:23 PM
red-power-pecan$50.00$50.008/13/2010 7:55:28 PM
S-Master$25.00$25.008/13/2010 3:03:38 PM
ferocious-exchange3$28.93$28.938/13/2010 8:43:27 PM
IIP77$25.00$25.008/13/2010 8:43:48 PM
lostontheedge$25.00$25.008/13/2010 4:56:48 PM
Phantom99$25.00$25.008/13/2010 4:56:59 PM
KiwiElf$30.00$30.008/13/2010 9:14:32 PM
nuts$32.47$32.478/13/2010 9:18:52 PM
kmwvma$25.00$25.008/13/2010 4:58:31 PM
EBITDA$25.00$25.008/13/2010 5:00:03 PM
divedude$25.00$25.008/13/2010 9:38:32 PM
MONEYMATCH$25.00$25.008/13/2010 5:08:34 PM
2ravens$25.00$25.008/13/2010 5:12:42 PM
Hambone1111$25.00$25.008/13/2010 5:12:45 PM
SharingTheLuv$25.00$25.008/13/2010 5:12:54 PM
somebody32$25.00$25.008/13/2010 5:13:29 PM
AF-Chief$33.00$33.008/13/2010 5:13:43 PM
tsquared_030$25.00$25.008/13/2010 5:13:56 PM
108lender$75.00$75.008/13/2010 5:14:06 PM
Schu$50.00$50.008/13/2010 5:14:13 PM
upc_tnt$25.00$25.008/13/2010 9:51:59 PM
loss-of-control$25.00$25.008/13/2010 6:02:47 PM
thomas16882004$25.00$25.008/13/2010 10:20:15 PM
chief_wo$25.00$25.008/13/2010 4:53:22 PM
LKN2RTR$25.00$25.008/13/2010 4:53:50 PM
WorldlyWorker$25.00$25.008/13/2010 4:54:11 PM
ouyangers$25.00$25.008/13/2010 10:43:39 PM
decisive-capital$71.59$71.598/13/2010 10:45:37 PM
PotatoLender$25.00$25.008/13/2010 5:02:41 PM
droopie1$25.00$25.008/13/2010 5:12:53 PM
garenyth$50.00$50.008/13/2010 5:13:15 PM
piter-to-la-investment$25.00$25.008/13/2010 5:13:32 PM
green-moola-sniffer$50.00$50.008/13/2010 5:13:41 PM
speedy-point$25.00$25.008/13/2010 5:14:00 PM
L-vex$25.00$25.008/13/2010 9:35:22 PM
newgroom422$25.00$25.008/13/2010 9:36:57 PM
Zingaro$25.00$25.008/13/2010 9:43:48 PM
rlgnyc$40.44$40.448/13/2010 10:21:04 PM
theshef$25.00$25.008/13/2010 9:08:43 PM
loan-master996$27.79$27.798/14/2010 7:32:26 AM
zeelender$25.00$25.008/13/2010 9:24:38 PM
redondo$50.00$50.008/14/2010 9:27:01 AM
jblack01$25.00$25.008/13/2010 10:05:20 PM
Aveon$50.00$50.008/14/2010 10:27:32 AM
well-rounded-dinero$25.00$25.008/14/2010 6:22:04 AM
ramsbladder$25.00$25.008/13/2010 10:18:18 PM
luann199$25.00$25.008/14/2010 8:58:34 AM
Guerrilla_Man$25.00$25.008/14/2010 12:47:34 PM
love_what_you_do$25.00$25.008/14/2010 12:47:42 PM
lowrate$25.00$25.008/14/2010 12:48:01 PM
Patter256$25.00$25.008/14/2010 12:48:04 PM
browneyegravy$25.00$25.008/14/2010 12:48:10 PM
MAYBROOK$50.00$50.008/14/2010 12:48:16 PM
jsmith1450$50.00$50.008/14/2010 12:48:29 PM
jakdwak$25.00$25.008/14/2010 12:48:54 PM
Ducatiman1978$25.00$25.008/14/2010 12:49:23 PM
wlm3012$25.00$25.008/14/2010 10:40:08 AM
oskizzle$25.00$25.008/14/2010 12:47:24 PM
Headhunter14$25.00$25.008/14/2010 12:47:35 PM
wicker1$25.00$25.008/14/2010 12:48:12 PM
jstnow$25.00$25.008/14/2010 12:48:18 PM
bulabula$25.00$25.008/14/2010 12:48:24 PM
Dacombish$25.00$25.008/14/2010 7:48:20 PM
assetmanager$25.00$25.008/14/2010 9:57:53 PM
reaction5$50.00$50.008/14/2010 12:47:25 PM
loan-adventurer7$25.00$25.008/14/2010 12:47:32 PM
i3urtonair$25.00$25.008/14/2010 12:47:51 PM
top-historic-peso$25.00$25.008/14/2010 12:48:06 PM
kaykarun$25.00$25.008/14/2010 12:49:22 PM
bid-papyrus$25.00$25.008/14/2010 12:49:25 PM
Elbanko$25.00$25.008/14/2010 8:37:26 PM
mpatrick$31.46$31.468/14/2010 3:22:36 PM
Kijib$25.00$25.008/14/2010 10:26:47 PM
OskiVentures$25.00$25.008/15/2010 2:13:38 AM
mrzz$25.00$25.008/15/2010 5:49:34 AM
mrfixerupper$25.00$25.008/15/2010 9:42:32 AM
adir1$25.00$25.008/15/2010 11:37:21 AM
Rollshaft$25.00$25.008/15/2010 4:31:45 AM
Sir-Aries85$25.00$25.008/15/2010 7:21:12 PM
loss-of-control$25.00$25.008/15/2010 7:31:19 PM
econman1$50.00$50.008/15/2010 8:03:58 PM
kulender$50.00$50.008/15/2010 11:52:01 AM
lisyuan$50.00$50.008/15/2010 10:22:07 PM
Leshan$100.00$100.008/16/2010 5:07:07 AM
loan-genie88$29.57$29.578/15/2010 5:24:18 PM
order-bee1$50.00$50.008/16/2010 9:01:31 AM
umfan123$25.00$25.008/15/2010 10:28:01 PM
dime-sitar$25.00$25.008/16/2010 7:02:33 AM
reflective-rupee$25.00$25.008/16/2010 9:37:34 AM
294 bids
 
Borrower Payment Dependent Notes Series 468079
This series of Notes was issued and sold upon the funding of the borrower loan #43933, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Jul-26-2010 
  Auction end date:  Aug-02-2010 
 
Starting lender yield: 18.90% Starting borrower rate/APR: 19.90% / 22.39% Starting monthly payment: $55.67
Final lender yield: 18.90% Final borrower rate/APR: 19.90% / 22.39% Final monthly payment: $55.67
 
Auction yield range: 7.93% - 18.90% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 11.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: Basic (1-10): 9
Enhanced (1-5): 5
First credit line: Nov-1997 Debt/Income ratio: 24%
Credit score: 640-659 (Jul-2010) Inquiries last 6m: 0Employment status:Full-time employee
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:4y 11m
Amount delinquent: $0 Total credit lines: 15 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,929Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 92%  
   Homeownership: No  
Screen name: p2ploan-matador Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
furniture
Purpose of loan:
This loan will be used to?
Buy Furniture
My financial situation:
I am a good candidate for this loan because? I have a steady income?

Monthly net income: $3800

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $339
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $300
??Other expenses: $Husband pays all else?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
chkrvrty$25.00$25.007/28/2010 6:34:51 AM
loyalist1$50.00$50.007/28/2010 8:29:27 AM
truth-gondola5$50.00$50.007/29/2010 2:13:39 PM
one-midas$25.00$25.007/29/2010 6:13:13 PM
bluebouyz$25.00$25.007/30/2010 9:59:39 AM
mrnazraq$50.00$50.007/30/2010 2:41:17 PM
Bank_Of_XL$50.00$50.007/30/2010 3:42:02 PM
enthusiastic-market2$50.00$50.007/31/2010 4:32:40 AM
first-serene-credit$25.00$25.008/1/2010 4:59:15 PM
moo916$50.00$50.008/1/2010 9:55:57 PM
top-courteous-peso$80.00$80.008/1/2010 5:45:08 PM
dakota75$50.00$50.008/2/2010 4:51:08 AM
Arpad$25.00$25.008/1/2010 9:23:07 PM
wealth-pipeline$25.00$25.008/2/2010 6:43:18 AM
nilonc1$25.00$25.008/2/2010 8:54:53 AM
DasMula$25.00$25.008/2/2010 7:25:07 AM
credit-coach118$25.00$25.008/2/2010 9:16:24 AM
ryan6853$25.00$25.008/2/2010 9:04:08 AM
Moneypenny6$30.00$30.007/29/2010 8:43:26 AM
chairsitter$25.00$25.007/29/2010 8:49:38 PM
JustMee$25.00$25.007/30/2010 7:33:07 AM
caseattle$25.00$25.007/30/2010 12:04:51 PM
E-B$50.00$50.008/1/2010 5:02:42 AM
top-courteous-peso$80.00$80.008/1/2010 5:45:11 PM
Loan_shark718$50.00$50.008/1/2010 7:54:33 PM
Leshan$33.33$33.338/1/2010 5:48:58 PM
wonder3$25.00$25.008/2/2010 6:08:35 AM
timepassport$50.00$50.008/1/2010 11:55:18 PM
patriot384$300.00$300.008/2/2010 8:26:00 AM
nolahelper$25.00$25.008/2/2010 8:59:50 AM
patriot384$120.00$101.678/2/2010 10:03:25 AM
31 bids
 
Borrower Payment Dependent Notes Series 468637
This series of Notes was issued and sold upon the funding of the borrower loan #43936, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,200.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.3% Auction start date:  Jul-27-2010 
  Auction end date:  Jul-28-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 40.24% Starting monthly payment: $54.28
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 40.24% Final monthly payment: $54.28
 
Auction yield range: 16.93% - 34.00% Estimated loss impact: 20.31%  
Lender servicing fee: 1.00% Estimated return: 13.69%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: May-2001 Debt/Income ratio: Not calculated
Credit score: 620-639 (Jul-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:13y 7m
Amount delinquent: $0 Total credit lines: 11 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,502Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 99%  
   Homeownership: No  
Screen name: gordo702 Borrower's state: Nevada Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 11 ( 100% ) 620-639 (Latest)
Principal borrowed: $2,200.00< 31 days late: 0 ( 0% )  
600-619 (Jul-2009)
520-539 (Aug-2008)
540-559 (Jul-2008)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 11  
Description
Paying Back My Folks
Purpose of loan:
This loan will be used to? About a month ago the hotel I work at temporarily closed down one of its towers and i was forced to go on call working 1 or 2 days a week. During this time I had to borrow money from my parents to get by.?As of last Friday the tower that was closed has been reopened &?now that im back working fulltime again i would like to pay?my parents?back as they are planning to buy a new car.
My financial situation:
I am a good candidate for this loan because? I am back to full time work and business seems to be picking up. Im never late or miss any payments

Monthly net income: $ 2100

Monthly expenses: $
??Housing: $ 200
??Insurance: $ 0
??Car expenses: $ 60
??Utilities: $ 250
??Phone, cable, internet: $ 180
??Food, entertainment: $ 100
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 800
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
108lender$25.00$25.007/27/2010 12:56:32 PM
simplelender80$50.00$50.007/27/2010 1:05:07 PM
special-currency6$25.00$25.007/27/2010 1:14:49 PM
villagers$25.00$25.007/27/2010 1:20:53 PM
lucrative-loan$47.37$47.377/27/2010 1:45:39 PM
BeanCownter$100.00$100.007/27/2010 3:14:44 PM
reflective-rupee$25.00$25.007/27/2010 3:28:41 PM
Rollshaft$25.00$25.007/27/2010 3:46:52 PM
DHolly$25.00$25.007/27/2010 4:26:34 PM
agreement-linkage$25.00$25.007/27/2010 5:44:51 PM
Kash2010lu$35.00$35.007/27/2010 6:01:12 PM
Amber_Stone$25.00$25.007/27/2010 7:37:24 PM
Moe87$25.00$25.007/27/2010 9:21:57 PM
CoolPlexer$25.00$25.007/28/2010 6:13:09 AM
investment-star$50.00$50.007/27/2010 1:09:14 PM
zippy-interest$25.00$25.007/27/2010 1:21:40 PM
pixeldave$50.00$50.007/27/2010 1:24:48 PM
worthy-bid8$25.00$25.007/27/2010 1:33:20 PM
tech310$25.00$25.007/27/2010 1:35:56 PM
Ducatiman1978$25.00$25.007/27/2010 1:33:50 PM
enthusiastic-balance5$100.00$100.007/27/2010 1:36:57 PM
Artist_Blue$25.00$25.007/27/2010 1:37:40 PM
frugalinvestor20$25.00$25.007/27/2010 1:43:21 PM
rosario1$25.00$25.007/27/2010 1:43:54 PM
forthright-dedication$25.00$25.007/27/2010 2:50:00 PM
five-star-note$56.09$56.097/27/2010 4:45:47 PM
zone6$100.00$100.007/27/2010 7:08:40 PM
well-mannered-income3$25.00$25.007/27/2010 9:07:51 PM
Ronnieboy888$25.00$25.007/27/2010 7:42:57 PM
zone8$100.00$100.007/28/2010 3:34:20 AM
bright-balance$38.98$11.547/28/2010 7:38:04 AM
31 bids
 
Borrower Payment Dependent Notes Series 469035
This series of Notes was issued and sold upon the funding of the borrower loan #43957, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.3% Auction start date:  Aug-03-2010 
  Auction end date:  Aug-10-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $339.27
Final lender yield: 33.50% Final borrower rate/APR: 34.50% / 38.21% Final monthly payment: $337.15
 
Auction yield range: 16.93% - 34.00% Estimated loss impact: 20.28%  
Lender servicing fee: 1.00% Estimated return: 13.22%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Aug-1979 Debt/Income ratio: 49%
Credit score: 720-739 (Aug-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 16Length of status:32y 0m
Amount delinquent: $0 Total credit lines: 37 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $103,696Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 88%  
   Homeownership: Yes  
Screen name: angel7fancy Borrower's state: Oregon Borrower's group: BuildingTree
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 23 ( 100% ) 720-739 (Latest)
Principal borrowed: $12,000.00< 31 days late: 0 ( 0% )  
700-719 (Jul-2010)
720-739 (Jul-2008)
700-719 (Mar-2008)
720-739 (Dec-2007)
 
Principal balance: $5,073.38 31+ days late: 0 ( 0% )
Total payments billed: 23  
Description
NOT HIGH RISK, PLEASE CONSIDER LOAN
Two weeks ago my Prosper Rating was an A; today it is HR...I?CANNOT?believe it dropped like that, there has been no change in my status. In fact, my credit score has gone up since last month! Securing this loan will allow me to pay off?two of my high interest credit cards and reduce my monthly payments by $200 a month. I would MUCH rather pay you than the credit card companies! I am current on ALL accounts. I have been teaching at the same high school for 32 years; I love what I do; I know I have an impact on the lives of the students I teach. In addition to teaching full time, I also work a part-time job during the school year and a job during the summer.

I am an EXCELLENT candidate for this loan because I have been teaching for the same school district for 32 years, lived in the same house for over 20 years & know the importance of paying off debts one incurs. I have NO delinquent accounts, DO NOT miss payments, & ALWAYS pay back my debts. I now have a roommate who helps pay the household expenses.

Monthly net income:?? $5600

Monthly expenses:?????$4944

Mortgage?????????????????????1589
Insurance??????????????????????? 60?
Phone/Cable?????????????????? 99?
Utilities????????????????????????? 100
AT&T???????????????????????????? 175
Credit Card Debt????????? 2300
Food, Household???????????100
Gas???????????????????????????????? 90
Prosper Loan????????????????431
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
reflective-rupee$25.00$25.008/3/2010 3:01:48 PM
houli123$1,000.00$1,000.008/5/2010 6:57:59 PM
fabulous-community4$200.00$200.008/6/2010 9:36:33 AM
commerce-stronghold$50.00$50.008/7/2010 3:12:37 AM
Kash2010lu$50.00$50.008/7/2010 8:32:36 AM
gochargers$25.00$25.008/7/2010 2:33:27 PM
supreme-hope$25.00$25.008/8/2010 5:56:41 AM
KrauseVentures$30.00$30.008/9/2010 9:51:30 AM
lucrative-loan$50.00$50.008/9/2010 11:31:49 AM
dynrep$25.00$25.008/9/2010 11:51:10 AM
lovely-leverage$30.00$30.008/9/2010 4:39:19 PM
Kash2010lu$25.00$25.008/9/2010 4:34:08 PM
rjsdsu$25.00$25.008/9/2010 5:18:38 PM
thomas16882004$25.00$25.008/9/2010 5:19:17 PM
bunnybear$25.00$25.008/9/2010 5:22:29 PM
Whipster$25.00$25.008/9/2010 7:47:02 PM
riveting-credit5$1,000.00$1,000.008/9/2010 10:32:06 PM
Moe87$25.00$25.008/10/2010 4:05:59 AM
mikeandcat$50.00$50.008/10/2010 5:31:08 AM
Rulea72$36.82$36.828/10/2010 7:01:55 AM
Leshan$75.00$75.008/10/2010 7:11:50 AM
wealth-pipeline$25.00$25.008/10/2010 6:51:22 AM
brokerplus$32.00$32.008/10/2010 7:27:52 AM
draggon77$25.00$25.008/10/2010 3:35:00 AM
atomantic$50.00$50.008/10/2010 7:29:35 AM
MStackIV$125.00$125.008/10/2010 3:45:23 AM
reflective-rupee$25.00$25.008/10/2010 4:07:42 AM
NekHoldings$25.00$25.008/10/2010 8:05:31 AM
PeterPsych$600.00$600.008/10/2010 9:02:30 AM
jhernand17$25.00$25.008/10/2010 9:28:49 AM
orbital-dollar2$45.00$45.008/10/2010 5:37:25 AM
tornandfrayed$25.00$25.008/10/2010 6:16:35 AM
cash-daisy$26.40$26.408/10/2010 9:55:44 AM
epic-payout$79.06$79.068/10/2010 10:35:32 AM
Skeptical-one$25.00$25.008/10/2010 10:42:36 AM
mdaallen$27.80$27.808/10/2010 10:51:32 AM
diversification-maple1$50.00$50.008/10/2010 10:53:07 AM
octoberfresh$25.00$25.008/10/2010 7:12:05 AM
shrewd-income$100.00$100.008/10/2010 7:23:10 AM
gold-cluster$100.00$100.008/10/2010 7:27:12 AM
gold-cluster$50.00$50.008/10/2010 7:29:25 AM
bmw2$50.00$50.008/10/2010 7:45:15 AM
credit-missile$27.70$27.708/10/2010 7:47:51 AM
balance-warrior$25.00$25.008/10/2010 8:33:28 AM
credit-coach118$50.00$50.008/10/2010 8:51:34 AM
chameleon125$100.00$100.008/10/2010 9:31:30 AM
daveuc97$25.00$25.008/10/2010 11:28:52 AM
zmaurides$25.00$25.008/10/2010 9:39:10 AM
farchoir$25.00$25.008/10/2010 12:04:42 PM
stonewell$33.00$33.008/10/2010 12:22:00 PM
ltdalum$55.00$55.008/10/2010 12:31:45 PM
kindness-venture1$25.00$25.008/10/2010 1:55:23 PM
libraryfrenzy$25.00$25.008/10/2010 11:31:29 AM
powerful-finance7$35.00$35.008/10/2010 2:53:30 PM
credit-missile$25.00$25.008/10/2010 11:57:13 AM
deal-promiser$25.00$25.008/10/2010 12:03:18 PM
CashCow-Moooo-la$25.00$25.008/10/2010 12:07:51 PM
capital-galaxy$126.00$126.008/10/2010 2:52:21 PM
Moe87$25.00$25.008/3/2010 3:40:57 PM
well-mannered-income3$25.00$25.008/6/2010 5:18:55 AM
mutual-benefit$25.00$25.008/7/2010 5:33:19 AM
autonomous-truth$25.00$25.008/9/2010 11:46:46 AM
168RichCapital$25.00$25.008/9/2010 12:14:07 PM
new-smart-fund$50.00$50.008/9/2010 11:46:49 AM
WonByOne$25.00$25.008/9/2010 11:48:11 AM
getreadyloans$25.66$25.668/9/2010 5:13:28 PM
payment-halo$25.00$25.008/9/2010 4:48:44 PM
clemclan$25.00$25.008/9/2010 8:23:29 PM
Sturgee$25.00$25.008/9/2010 9:34:09 PM
Feyenoord$49.19$49.198/9/2010 9:57:10 PM
YoungTaxMan$900.00$839.948/9/2010 10:47:37 PM
YoungTaxMan$25.00$25.008/9/2010 10:52:39 PM
Mr-Miracle$25.00$25.008/9/2010 10:48:01 PM
reflective-rupee$25.00$25.008/10/2010 3:57:01 AM
wise-benjamins-fortress$100.00$100.008/10/2010 5:30:28 AM
realtormoises$25.00$25.008/10/2010 5:55:21 AM
mmeyer_jr$33.32$33.328/10/2010 6:33:13 AM
reflective-rupee$25.00$25.008/10/2010 5:50:11 AM
gold-cluster$50.00$50.008/10/2010 7:28:08 AM
Bob450$45.00$45.008/10/2010 7:39:22 AM
market-pudding$25.00$25.008/10/2010 9:05:35 AM
PadreAyudate$33.49$33.498/10/2010 6:46:58 AM
Catz_aplenty$25.00$25.008/10/2010 10:40:24 AM
avalontrader$25.00$25.008/10/2010 10:46:54 AM
glroark$100.00$100.008/10/2010 7:18:05 AM
abnvette$25.00$25.008/10/2010 7:23:04 AM
briskdevl07$25.00$25.008/10/2010 7:38:14 AM
CaliforniaSun$25.00$25.008/10/2010 11:26:39 AM
bid-caballero$31.39$31.398/10/2010 11:37:56 AM
gold-cluster$50.00$50.008/10/2010 12:14:05 PM
wlm3012$25.00$25.008/10/2010 12:31:15 PM
jeffe43$49.64$49.648/10/2010 1:03:50 PM
jerrymaguire$35.00$35.008/10/2010 1:07:17 PM
lucrative-coin$100.00$100.008/10/2010 1:30:24 PM
JackinGreen$50.00$50.008/10/2010 11:07:47 AM
kindness-venture1$25.00$25.008/10/2010 1:54:42 PM
Nerdster1$25.01$25.018/10/2010 1:59:51 PM
alluring-yield5$25.00$25.008/10/2010 2:31:28 PM
capital-galaxy$74.00$74.008/10/2010 2:52:56 PM
JayIsABear$49.58$49.588/10/2010 1:56:03 PM
dollar-authority$100.00$100.008/10/2010 2:03:56 PM
gold-gatherer9$25.00$25.008/10/2010 2:17:41 PM
102 bids
 
Borrower Payment Dependent Notes Series 469403
This series of Notes was issued and sold upon the funding of the borrower loan #43947, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 3.5% Auction start date:  Aug-02-2010 
  Auction end date:  Aug-09-2010 
 
Starting lender yield: 10.15% Starting borrower rate/APR: 11.15% / 13.27% Starting monthly payment: $164.05
Final lender yield: 10.15% Final borrower rate/APR: 11.15% / 13.27% Final monthly payment: $164.05
 
Auction yield range: 3.93% - 10.15% Estimated loss impact: 3.53%  
Lender servicing fee: 1.00% Estimated return: 6.62%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jul-1996 Debt/Income ratio: 15%
Credit score: 780-799 (Jul-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:6y 7m
Amount delinquent: $0 Total credit lines: 16 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,215Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 41%  
   Homeownership: Yes  
Screen name: wise-unafraid-justice Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Finally buying the car I want
Purpose of loan:
This loan will be used to finally purchase a car that I'll enjoy, rather than than the one that provides only basic transportation.

My financial situation:
I am a good candidate for this loan because I have 14 years of responsible, proven credit history, with no late payments or delinquent accounts. I have nearly 7 years of history with the same large, stable employer, and have a solid debt to income load. I will be selling my current car and eliminating the loan I currently have with Santander.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Your listing did not have the most important piece of information in it: what kind of vehicle are you getting? :) - emjaybee
A: Good question! I'm buying a 1994-96 Chevy Caprice 9C1 - a retired police or federal agency car. Average ones sell for $2-3K, but a really nice one can run up to $5K so I want to be prepared. (Aug-03-2010)
Q: what is the rate on loan you currently have? - manuvns
A: My current car loan is at 9.25%, with a $2K balance on it. I'm looking forward to paying that off shortly. (Aug-03-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
a-social-nebula$25.00$25.008/2/2010 11:22:42 AM
casaram$25.00$25.008/2/2010 12:36:32 PM
market-socrates4$25.00$25.008/2/2010 12:42:08 PM
availableloan$25.00$25.008/2/2010 12:42:30 PM
minista$25.00$25.008/2/2010 12:55:47 PM
drseuzz$75.00$75.008/2/2010 1:01:24 PM
felicity-loyalist0$25.00$25.008/2/2010 4:20:30 PM
Rearden_Steel$25.00$25.008/3/2010 6:10:40 AM
integrity-cowbell$25.00$25.008/3/2010 5:50:00 AM
Brown98$25.00$25.008/3/2010 10:09:29 AM
durability-halibut$25.00$25.008/3/2010 12:06:38 PM
best-listing-toro$25.00$25.008/3/2010 12:11:00 PM
Tech-Entrepreneur$25.00$25.008/3/2010 11:15:59 AM
lukeskywalkerkp$35.00$35.008/3/2010 9:30:45 PM
gustavholstopus32$25.00$25.008/4/2010 9:49:37 AM
wildblue$25.00$25.008/4/2010 10:45:38 AM
newest-efficient-loan$25.00$25.008/4/2010 5:58:41 PM
zenchef$25.00$25.008/4/2010 6:52:37 PM
zx12rider$25.00$25.008/4/2010 9:38:18 PM
Montgomery-Burns$25.00$25.008/5/2010 2:31:00 AM
BlessedEveryDay$25.00$25.008/5/2010 4:57:56 AM
DalCowboys$25.00$25.008/5/2010 2:50:30 PM
bigmacbeef$50.00$50.008/5/2010 5:31:10 PM
hidavehi$65.00$65.008/5/2010 7:28:27 PM
mrthatcher$25.00$25.008/5/2010 7:32:37 PM
Dollars4Rent$25.00$25.008/5/2010 7:51:36 PM
greenventures$25.00$25.008/5/2010 11:24:47 PM
turbospeed$25.00$25.008/6/2010 1:17:44 AM
exchange-grizzly$25.00$25.008/6/2010 6:44:39 AM
cash-mountain4$50.00$50.008/6/2010 9:14:06 AM
favorite-commerce$50.00$50.008/6/2010 7:47:48 AM
djh47a$25.00$25.008/6/2010 9:37:59 AM
kwan$50.00$50.008/6/2010 10:46:06 AM
B-rad_the_Coug$25.00$25.008/6/2010 1:58:49 PM
entertaining-greenback2$26.00$26.008/6/2010 4:14:08 PM
GeorgiaGator$25.00$25.008/6/2010 4:26:23 PM
otalon$34.55$34.558/6/2010 5:15:51 PM
gpuck$25.00$25.008/6/2010 5:17:58 PM
FinanceEngine$25.00$25.008/6/2010 7:48:02 PM
exchange-dreams$25.00$25.008/6/2010 6:43:08 PM
finance-symphony7$25.00$25.008/6/2010 7:56:30 PM
Spiv_51$25.00$25.008/7/2010 4:38:22 AM
rockhound84$25.00$25.008/7/2010 7:27:52 AM
greekgst99$25.00$25.008/7/2010 7:58:54 AM
FundMaker$25.00$25.008/7/2010 8:32:15 AM
Crom$25.00$25.008/7/2010 6:27:28 AM
BrighterSuns$25.00$25.008/7/2010 11:05:08 AM
gochargers$25.00$25.008/7/2010 2:40:11 PM
impartial-deal$25.00$25.008/7/2010 1:42:39 PM
Long-term2040$25.00$25.008/7/2010 3:09:10 PM
Socorro_Capital_Partners$25.00$25.008/8/2010 9:18:12 AM
MJFinancial$50.00$50.008/8/2010 8:49:14 AM
flyflorida2001$25.00$25.008/8/2010 4:50:41 PM
Schwamie$28.00$28.008/8/2010 10:43:35 AM
one-midas$25.00$25.008/8/2010 9:20:20 PM
PalmerTheEmbalmer$25.00$25.008/8/2010 11:25:15 PM
RandyL3$25.00$25.008/8/2010 3:13:07 PM
Free-the-usa-1776$25.00$25.008/9/2010 12:25:14 AM
mediamst$25.00$25.008/9/2010 4:49:42 AM
mgking007$25.00$25.008/9/2010 7:46:39 AM
benefit-flow$25.00$25.008/8/2010 7:02:09 PM
prainvestment$50.00$50.008/9/2010 6:53:12 AM
delmo$26.00$26.008/9/2010 7:43:58 AM
SlickNick$25.00$25.008/9/2010 9:02:50 AM
mcabery$75.00$75.008/9/2010 9:30:39 AM
VIPBank$35.00$35.008/9/2010 11:20:27 AM
BeanCownter$100.00$100.008/9/2010 10:39:38 AM
doublediamond$25.00$25.008/2/2010 11:22:51 AM
geniusj$25.00$25.008/2/2010 11:23:07 AM
Weaverville$50.00$48.278/2/2010 11:25:49 AM
zhiguli$25.00$25.008/2/2010 11:55:11 AM
mikeym80$25.01$25.018/2/2010 12:29:15 PM
RandyL3$25.00$25.008/2/2010 12:41:10 PM
docdekay$40.00$40.008/2/2010 12:45:23 PM
wwwUniversal$25.00$25.008/2/2010 1:54:58 PM
Paxman84$25.00$25.008/2/2010 4:41:38 PM
slpark$50.00$50.008/2/2010 4:52:35 PM
BankerJohn$50.00$50.008/2/2010 4:07:05 PM
chibear34$25.00$25.008/2/2010 5:08:19 PM
ethicalhumanist$25.00$25.008/2/2010 5:23:30 PM
Investoman$50.00$50.008/2/2010 7:04:48 PM
ramst41$100.00$100.008/2/2010 9:54:59 PM
P3P-Career-Coach$25.00$25.008/3/2010 7:30:42 AM
Planecourage$25.00$25.008/3/2010 9:49:42 AM
aurorafinancial$50.00$50.008/3/2010 10:37:39 AM
aganippe$25.00$25.008/3/2010 4:49:45 PM
AuroraRobbin$50.00$50.008/4/2010 7:11:21 AM
rdrloan$50.00$50.008/4/2010 9:07:51 AM
forthright-principal2$25.00$25.008/4/2010 12:32:06 PM
qkinger$50.00$50.008/4/2010 10:05:58 PM
QsDad$25.00$25.008/5/2010 2:38:10 AM
Jcardone33$25.00$25.008/5/2010 5:19:02 AM
NickRac$25.00$25.008/5/2010 7:26:57 AM
Jollyrancher$300.00$300.008/5/2010 5:37:53 AM
CK1$25.00$25.008/5/2010 8:02:55 AM
Rustang$50.00$50.008/5/2010 7:50:06 AM
eldorado71$25.00$25.008/5/2010 8:06:44 AM
Winger$200.00$200.008/5/2010 9:31:02 AM
MacAtk$79.73$79.738/5/2010 12:23:08 PM
bigbucksfunding$50.00$50.008/5/2010 2:42:39 PM
power-cactus0$25.00$25.008/5/2010 1:49:09 PM
LtKen717$50.00$50.008/5/2010 7:13:02 PM
witty-compassion$25.00$25.008/5/2010 8:53:01 PM
all_of_that_one$25.00$25.008/5/2010 9:43:10 PM
MC7608$34.40$34.408/5/2010 8:06:11 PM
silver-mastery$25.00$25.008/6/2010 12:32:36 AM
turbospeed$25.00$25.008/6/2010 1:17:37 AM
seadogs$25.00$25.008/6/2010 6:43:56 AM
runfree$87.58$87.588/6/2010 9:48:53 AM
casaram$25.00$25.008/6/2010 11:13:15 AM
outofoffice$47.02$47.028/6/2010 11:29:13 AM
theloanfiller$25.00$25.008/6/2010 6:24:18 PM
Stozer$25.00$25.008/6/2010 9:50:11 PM
SCD$25.00$25.008/6/2010 10:23:03 PM
Richmp412$25.00$25.008/7/2010 6:48:59 AM
blissful-note7$25.00$25.008/7/2010 6:57:32 AM
wojo$25.00$25.008/7/2010 12:17:45 PM
friendinmoney$25.00$25.008/7/2010 9:24:50 AM
lucrative-coin$50.00$50.008/7/2010 9:48:27 AM
relierma$25.00$25.008/7/2010 5:39:27 PM
order-wizard$25.00$25.008/7/2010 5:11:33 PM
soular21804$25.00$25.008/7/2010 11:45:13 AM
laomedon$50.00$50.008/7/2010 12:29:39 PM
Loves-Corvairs$50.00$50.008/8/2010 12:15:12 PM
money4u2use$25.00$25.008/8/2010 1:39:39 PM
gizmo65$25.00$25.008/8/2010 3:20:28 PM
psanders75$50.00$50.008/8/2010 4:36:55 PM
jayk63$25.00$25.008/8/2010 7:33:34 AM
brlarue$25.00$25.008/8/2010 11:50:04 AM
djlucas$32.69$32.698/8/2010 4:50:28 PM
arkleseizure$25.00$25.008/9/2010 4:26:05 AM
BLUE300Z$25.00$25.008/9/2010 8:56:24 AM
creditguy68$30.00$30.008/9/2010 8:35:06 AM
blue-useful-auction$25.00$25.008/9/2010 11:01:49 AM
LendingCentral$75.00$75.008/9/2010 11:12:34 AM
mroew$25.00$25.008/9/2010 11:15:16 AM
djmike805$25.75$25.758/9/2010 9:12:55 AM
StocksMan$50.00$50.008/9/2010 11:19:34 AM
138 bids
 
Borrower Payment Dependent Notes Series 469461
This series of Notes was issued and sold upon the funding of the borrower loan #43979, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 6.0% Auction start date:  Aug-02-2010 
  Auction end date:  Aug-09-2010 
 
Starting lender yield: 14.15% Starting borrower rate/APR: 15.15% / 17.32% Starting monthly payment: $347.39
Final lender yield: 14.15% Final borrower rate/APR: 15.15% / 17.32% Final monthly payment: $347.39
 
Auction yield range: 5.93% - 14.15% Estimated loss impact: 6.19%  
Lender servicing fee: 1.00% Estimated return: 7.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Feb-1995 Debt/Income ratio: 17%
Credit score: 800-819 (Aug-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 3Length of status:19y 1m
Amount delinquent: $0 Total credit lines: 11 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: payment-ceasar Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
A. Lincoln
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because? been at my job for 19 years, always pay bills on time

Monthly net income: $ 2050

Monthly expenses: $
??Housing: $ 400.00
??Insurance: $
??Car expenses: $?374.00
??Utilities: $
??Phone, cable, internet: $ 49.50
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Since you don't list any credit balance, could you explain how this loan will be used? Thanks. - rockhound84
A: The main usage would be for the loan I got from citi financial that has a high interest rate of 26%. (Aug-04-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
building-america$25.00$25.008/2/2010 11:23:43 AM
gracej$25.00$25.008/2/2010 11:24:11 AM
jdrez$25.00$25.008/2/2010 11:27:57 AM
Weaverville$50.00$50.008/2/2010 11:25:52 AM
Picopie$50.00$50.008/2/2010 11:32:27 AM
lstephen123$25.00$25.008/2/2010 11:23:36 AM
LoansomeRanger$50.00$50.008/2/2010 11:23:52 AM
Artist_Blue$25.00$25.008/2/2010 11:31:48 AM
tech310$100.00$100.008/2/2010 11:36:03 AM
tntmojave$25.00$25.008/2/2010 11:42:36 AM
income-fortress$25.00$25.008/2/2010 11:45:52 AM
anders94$25.00$25.008/2/2010 11:48:50 AM
hythum3$25.00$25.008/2/2010 11:43:46 AM
credit-investor5$50.00$50.008/2/2010 11:49:56 AM
buraky$50.00$50.008/2/2010 11:45:36 AM
speedy-point$25.00$25.008/2/2010 11:51:00 AM
xstreamin$25.00$25.008/2/2010 11:46:12 AM
kegs$100.00$100.008/2/2010 11:47:23 AM
studious-bonus7$100.00$100.008/2/2010 11:47:53 AM
diplomatic-wealth7$50.00$50.008/2/2010 11:50:47 AM
MrDavid$50.00$50.008/2/2010 11:56:28 AM
hrubinst$25.00$25.008/2/2010 11:57:01 AM
docktah$50.00$50.008/2/2010 11:56:12 AM
LenderDan$50.00$50.008/2/2010 11:51:46 AM
best-deal-banker$25.00$25.008/2/2010 11:57:25 AM
brutusbone$25.00$25.008/2/2010 11:58:52 AM
bonus-buddy2$35.00$35.008/2/2010 12:00:16 PM
Goodlender42$25.00$25.008/2/2010 12:03:59 PM
tedsrfdude$25.00$25.008/2/2010 11:57:48 AM
srilm$25.00$25.008/2/2010 11:58:03 AM
VBAces$50.00$50.008/2/2010 11:59:23 AM
CAGE-Investments$25.00$25.008/2/2010 12:06:18 PM
bonus-poplar2$50.00$50.008/2/2010 12:11:02 PM
BabyLender$25.00$25.008/2/2010 12:08:00 PM
Ripsaw4U$50.00$50.008/2/2010 12:02:44 PM
Kilolani$25.00$25.008/2/2010 12:02:53 PM
Bio-physicist$25.00$25.008/2/2010 12:10:15 PM
commerce-web5$25.00$25.008/2/2010 12:05:13 PM
philosopher4$50.00$50.008/2/2010 12:05:26 PM
Warwick$25.00$25.008/2/2010 12:05:36 PM
secobarbital$50.00$50.008/2/2010 12:05:48 PM
credit-kahuna$50.00$50.008/2/2010 12:11:24 PM
radiant-fund$25.00$25.008/2/2010 12:32:58 PM
sensible-order2$50.00$50.008/2/2010 12:31:41 PM
the-purposeful-principal$50.00$50.008/2/2010 12:34:41 PM
drkosh$25.00$25.008/2/2010 12:37:38 PM
brightest-breathtaking-finance$100.00$100.008/2/2010 12:33:22 PM
jlot16$25.00$25.008/2/2010 12:34:19 PM
ms48105$25.00$25.008/2/2010 12:40:04 PM
aggielender$25.00$25.008/2/2010 12:40:56 PM
stoopidnoodle$25.00$25.008/2/2010 12:38:11 PM
chkrvrty$25.00$25.008/2/2010 12:44:57 PM
simplelender80$250.00$250.008/2/2010 12:44:00 PM
geniusj$25.00$25.008/2/2010 12:52:57 PM
quantumwellguy$50.00$50.008/2/2010 12:51:00 PM
objective-investor$100.00$100.008/2/2010 12:43:21 PM
ichibon$100.00$100.008/2/2010 12:43:47 PM
ArtemisFitzlebottom$38.20$38.208/2/2010 1:40:27 PM
Minnechela$25.00$25.008/2/2010 12:56:22 PM
happy-return4$25.00$25.008/2/2010 1:59:53 PM
jstnow$25.00$25.008/2/2010 5:30:08 PM
top-unflappable-economy$50.00$50.008/2/2010 6:34:29 PM
Investoman$50.00$50.008/2/2010 7:10:24 PM
youngmoney7$25.00$25.008/2/2010 7:30:36 PM
bill-solo$42.76$42.768/2/2010 7:30:44 PM
the-profit-oracle$25.00$25.008/2/2010 7:39:10 PM
bid-czar8$25.00$25.008/2/2010 8:24:07 PM
blackstar$25.00$25.008/3/2010 7:10:37 AM
JustMee$25.00$25.008/3/2010 8:18:23 AM
brazilofmux$62.24$62.248/3/2010 9:55:42 AM
billdpost$25.00$25.008/3/2010 9:34:47 AM
Interstate_Rate$25.00$25.008/3/2010 10:43:12 AM
exchange-fountain$25.00$25.008/3/2010 11:55:41 AM
DasMula$50.00$50.008/3/2010 11:14:02 AM
top-courteous-peso$100.00$100.008/3/2010 12:57:15 PM
boater01$50.00$50.008/3/2010 11:43:10 AM
ccdmp2004$25.00$25.008/3/2010 12:29:27 PM
socrates520$50.00$50.008/3/2010 1:54:12 PM
RICHMONDREB$25.00$25.008/3/2010 3:22:16 PM
sunny-cash4$25.00$25.008/3/2010 4:49:44 PM
Favish$50.00$50.008/3/2010 4:34:36 PM
fund-baker9$50.00$50.008/3/2010 7:29:49 PM
JustOneVoice$25.00$25.008/4/2010 7:34:26 AM
A007$25.00$25.008/4/2010 9:13:08 AM
onlyinchicago$25.00$25.008/4/2010 9:53:40 AM
a-community-aficionado$50.00$50.008/4/2010 10:04:55 AM
wacko82$50.00$50.008/4/2010 11:37:48 AM
jibe-set$50.00$50.008/4/2010 11:53:44 AM
Queueball1$50.00$50.008/5/2010 4:24:42 AM
CaptainKirk$66.00$66.008/5/2010 5:02:16 AM
ttnk62918$25.00$25.008/5/2010 1:22:37 PM
awwaaww$35.00$35.008/5/2010 2:35:38 PM
FinanceEngine$25.00$25.008/6/2010 7:06:59 AM
NickRac$25.00$25.008/6/2010 10:28:17 AM
falcone$25.00$25.008/6/2010 12:04:43 PM
one-midas$25.00$25.008/6/2010 12:43:50 PM
gain-dolphin$25.00$25.008/6/2010 1:32:12 PM
Newdad6$50.00$50.008/6/2010 6:12:40 PM
EL_NITIDO$25.00$25.008/6/2010 9:55:19 PM
JCMC$25.00$25.008/7/2010 1:54:57 AM
alcyon$25.00$25.008/7/2010 10:01:05 AM
floridahelper$50.00$50.008/7/2010 10:04:35 AM
laomedon$50.00$50.008/7/2010 12:31:43 PM
Moe87$25.00$25.008/7/2010 8:30:17 PM
one-midas$25.00$25.008/9/2010 6:54:28 AM
Moneypenny6$50.00$50.008/9/2010 8:06:52 AM
congardner1$25.00$25.008/9/2010 7:45:16 AM
trustworthy-finance6$100.00$100.008/9/2010 8:09:40 AM
JUDAHiNVESTMENTGROUP$25.00$25.008/8/2010 10:28:33 PM
jslo722$25.00$25.008/9/2010 5:46:22 AM
forthright-trade$25.00$25.008/9/2010 10:00:51 AM
KrauseVentures$50.00$50.008/9/2010 10:09:21 AM
VIPBank$30.00$30.008/9/2010 11:22:02 AM
ezhik00$25.00$25.008/9/2010 9:50:13 AM
jcttjg$25.00$25.008/2/2010 11:23:56 AM
forthright-social$25.00$25.008/2/2010 11:23:38 AM
rogue_monster$50.00$50.008/2/2010 11:23:55 AM
ray1051$25.00$25.008/2/2010 11:30:44 AM
buddy486$25.00$25.008/2/2010 11:38:42 AM
richboy56$50.00$50.008/2/2010 11:32:09 AM
kbodendorf$25.00$25.008/2/2010 11:45:07 AM
jigsaw$100.00$100.008/2/2010 11:46:55 AM
BeanCownter$200.00$200.008/2/2010 11:47:38 AM
enthralling-deal180$100.00$100.008/2/2010 11:49:28 AM
puifais$25.00$25.008/2/2010 11:45:20 AM
proper-p2p6$100.00$100.008/2/2010 11:51:14 AM
green-moola-sniffer$50.00$50.008/2/2010 11:46:43 AM
heavy_ax$25.00$25.008/2/2010 11:47:09 AM
jbaum$25.00$25.008/2/2010 11:48:17 AM
generous-deal6$25.00$25.008/2/2010 11:48:35 AM
dollar-oracle55$25.00$25.008/2/2010 11:49:05 AM
crawfingers$25.00$25.008/2/2010 11:49:47 AM
sdr984$25.00$25.008/2/2010 11:50:26 AM
kind-adventurous-finance$50.00$50.008/2/2010 12:00:46 PM
paymentologist$25.00$25.008/2/2010 12:03:17 PM
greeninspirit$25.00$25.008/2/2010 12:02:32 PM
chekat$25.00$25.008/2/2010 11:57:11 AM
the-productive-agreement$25.00$25.008/2/2010 12:06:49 PM
rescue$50.00$50.008/2/2010 12:07:17 PM
haplender$50.00$50.008/2/2010 12:07:41 PM
orange-preeminant-bill$100.00$100.008/2/2010 12:08:57 PM
klinebarger$25.00$25.008/2/2010 12:12:38 PM
icchok$50.00$50.008/2/2010 12:12:58 PM
leeball$50.00$50.008/2/2010 12:04:19 PM
dynrep$25.00$25.008/2/2010 12:13:17 PM
sweet-loan8$25.00$25.008/2/2010 12:09:52 PM
Wellman$100.00$100.008/2/2010 12:33:47 PM
bhrma1$25.00$25.008/2/2010 12:34:31 PM
blissful-note7$25.00$25.008/2/2010 12:27:52 PM
emphatic-deal5$50.00$50.008/2/2010 12:37:05 PM
benefit-piano5$25.00$25.008/2/2010 12:36:50 PM
RetiredATC$50.00$50.008/2/2010 12:38:48 PM
tenacious-compassion9$25.00$25.008/2/2010 12:39:27 PM
spaceman1645$100.00$100.008/2/2010 12:41:19 PM
TIC0331$50.00$50.008/2/2010 12:41:41 PM
pleasant-basis$25.00$25.008/2/2010 12:38:22 PM
FLRN$25.00$25.008/2/2010 12:39:08 PM
cablenews$50.00$50.008/2/2010 12:39:34 PM
credit-coach118$35.00$35.008/2/2010 12:45:30 PM
rcc7$50.00$50.008/2/2010 12:44:35 PM
Floridian71$25.00$25.008/2/2010 12:45:13 PM
Blends$35.00$35.008/2/2010 12:54:38 PM
radforj22$25.00$25.008/2/2010 12:55:18 PM
capital_gains$25.00$25.008/2/2010 12:54:43 PM
Cai8899$50.00$50.008/2/2010 1:59:45 PM
bigdogsafety1$25.00$25.008/2/2010 3:55:52 PM
yield-lion$25.00$25.008/2/2010 4:14:10 PM
Ocean713$50.00$50.008/2/2010 5:30:50 PM
wwwUniversal$25.00$25.008/2/2010 8:29:12 PM
FinDoc$25.00$25.008/2/2010 7:24:11 PM
ddog0224$25.00$25.008/3/2010 12:29:20 AM
stylish-generosity6$25.00$25.008/3/2010 4:59:13 AM
Moneypenny6$40.00$40.008/3/2010 6:58:30 AM
intlargonaut$100.00$100.008/3/2010 9:44:28 AM
luckyldy$35.00$35.008/3/2010 10:24:56 AM
aurorafinancial$50.00$50.008/3/2010 10:37:42 AM
Havana21$75.00$75.008/3/2010 10:42:18 AM
ingenious-diversification$25.00$25.008/3/2010 10:43:27 AM
Edwin_Rae$25.00$25.008/3/2010 10:24:31 AM
reflective-rupee$25.00$25.008/3/2010 11:12:12 AM
BankofRon$25.00$25.008/3/2010 10:57:58 AM
payout-achievement$40.00$40.008/3/2010 12:49:43 PM
affluence-companion2$50.00$50.008/3/2010 12:52:11 PM
panther757$25.00$25.008/3/2010 12:08:03 PM
listing-goat$50.00$50.008/3/2010 1:04:12 PM
kingbutthd$25.00$25.008/3/2010 2:19:05 PM
bashar$50.00$50.008/3/2010 6:45:01 PM
ksubd$40.50$40.508/4/2010 1:08:30 AM
efficient-treasure0$25.00$25.008/3/2010 9:40:41 PM
kaykarun$25.00$25.008/4/2010 3:12:34 AM
nalaari$25.00$25.008/4/2010 1:49:30 AM
wampum-chorus3$25.00$25.008/4/2010 5:04:05 AM
innocent-income4$25.00$25.008/4/2010 3:57:32 AM
DadWarbucks$25.00$25.008/4/2010 7:47:40 AM
Hartfelt$40.00$40.008/4/2010 9:12:44 AM
TennSquire$49.13$49.138/4/2010 6:58:10 AM
asset-equilibrium0$25.00$25.008/4/2010 10:33:15 AM
dollars_n_sense$25.00$25.008/4/2010 9:32:37 AM
mattpet$25.00$25.008/4/2010 9:52:52 AM
flexible-duty3$25.00$12.278/4/2010 12:23:12 PM
transparent-silver$50.00$50.008/4/2010 9:53:58 AM
vikings23$25.00$25.008/5/2010 9:48:11 AM
UncleSafety$50.00$50.008/5/2010 12:05:00 PM
theduch$100.00$100.008/5/2010 2:12:22 PM
dollardave$42.13$42.138/5/2010 11:56:12 PM
TitoBob$168.92$168.928/6/2010 7:59:53 AM
credit-panda1$25.00$25.008/6/2010 6:54:52 AM
favorite-commerce$50.00$50.008/6/2010 7:47:52 AM
Sol_Invictus$25.00$25.008/6/2010 7:54:40 AM
power-secret-agent$25.00$25.008/6/2010 10:23:05 AM
Littlepeng$25.00$25.008/6/2010 11:04:38 AM
otalon$25.00$25.008/6/2010 5:09:06 PM
Toony$25.00$25.008/6/2010 6:39:59 PM
paul1$25.00$25.008/6/2010 8:57:55 PM
orbital-dollar2$100.00$100.008/6/2010 6:56:50 PM
ToloUSN$50.00$50.008/6/2010 10:55:12 PM
InvestForWealth$30.00$30.008/7/2010 8:45:35 AM
Spiv_51$25.00$25.008/7/2010 4:41:43 AM
lucrative-coin$50.00$50.008/7/2010 9:59:18 AM
gothampark$25.00$25.008/7/2010 8:14:00 PM
calbertrand$25.00$25.008/7/2010 9:05:06 PM
bizzzond$57.67$57.678/7/2010 7:18:52 PM
cashhelp$25.00$25.008/7/2010 1:02:27 PM
redrose1518$30.00$30.008/8/2010 8:49:10 AM
Techne_Funds_LLC$25.00$25.008/8/2010 1:55:32 PM
Investoman$250.00$250.008/9/2010 4:08:34 AM
BuzzyBee336$35.00$35.008/9/2010 12:24:13 AM
cash-mountain4$50.00$50.008/9/2010 2:16:19 AM
benefit-flow$25.00$25.008/8/2010 7:03:11 PM
nethawk00$25.00$25.008/9/2010 7:58:36 AM
1stAmericanCapital$25.00$25.008/8/2010 8:32:31 PM
plouie$25.00$25.008/9/2010 6:59:50 AM
forthright-principal2$25.00$25.008/9/2010 8:51:53 AM
leonparte$25.00$25.008/9/2010 7:39:56 AM
mgking007$25.18$25.188/9/2010 7:43:44 AM
CashBank$25.00$25.008/9/2010 9:08:16 AM
privatebankerva$25.00$25.008/9/2010 8:15:00 AM
dollar-authority$200.00$200.008/9/2010 10:24:01 AM
238 bids
 
Borrower Payment Dependent Notes Series 469525
This series of Notes was issued and sold upon the funding of the borrower loan #43942, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 6.0% Auction start date:  Aug-02-2010 
  Auction end date:  Aug-09-2010 
 
Starting lender yield: 14.15% Starting borrower rate/APR: 15.15% / 17.32% Starting monthly payment: $521.08
Final lender yield: 14.15% Final borrower rate/APR: 15.15% / 17.32% Final monthly payment: $521.08
 
Auction yield range: 5.93% - 14.15% Estimated loss impact: 6.19%  
Lender servicing fee: 1.00% Estimated return: 7.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-1979 Debt/Income ratio: 64%
Credit score: 780-799 (Jul-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:9y 7m
Amount delinquent: $0 Total credit lines: 19 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $32,948Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 50%  
   Homeownership: Yes  
Screen name: sharp-benefit0 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off Credit cards
Purpose of loan:
This loan will be used to? Pay off the balance on credit cards,

My financial situation:
I am a good candidate for this loan because? I have a good credit history, I pay on time and I have eliminated all excess from my budget.

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
gracej$25.00$25.008/2/2010 11:24:10 AM
tech310$100.00$100.008/2/2010 11:36:02 AM
buddy486$25.00$25.008/2/2010 11:38:43 AM
richboy56$50.00$50.008/2/2010 11:32:07 AM
blue-euro-entrepreneur$25.00$25.008/2/2010 11:41:18 AM
payout-achievement$40.00$40.008/2/2010 11:44:55 AM
kbodendorf$25.00$25.008/2/2010 11:45:08 AM
puifais$25.00$25.008/2/2010 11:45:21 AM
income-fortress$25.00$25.008/2/2010 11:45:52 AM
BeanCownter$200.00$200.008/2/2010 11:47:37 AM
studious-bonus7$100.00$100.008/2/2010 11:47:52 AM
enthralling-deal180$100.00$100.008/2/2010 11:49:27 AM
proper-p2p6$100.00$100.008/2/2010 11:51:14 AM
green-moola-sniffer$50.00$50.008/2/2010 11:46:42 AM
jigsaw$100.00$100.008/2/2010 11:46:54 AM
heavy_ax$25.00$25.008/2/2010 11:47:09 AM
generous-deal6$25.00$25.008/2/2010 11:48:36 AM
hrubinst$25.00$25.008/2/2010 11:57:02 AM
Kilolani$25.00$25.008/2/2010 12:02:53 PM
chekat$25.00$25.008/2/2010 11:57:12 AM
Goodlender42$25.00$25.008/2/2010 12:03:59 PM
Warwick$25.00$25.008/2/2010 12:05:37 PM
haplender$50.00$50.008/2/2010 12:07:40 PM
kind-adventurous-finance$50.00$50.008/2/2010 12:00:47 PM
credit-kahuna$50.00$50.008/2/2010 12:11:25 PM
paymentologist$25.00$25.008/2/2010 12:03:16 PM
sweet-loan8$25.00$25.008/2/2010 12:09:51 PM
icchok$50.00$50.008/2/2010 12:12:59 PM
leeball$50.00$50.008/2/2010 12:04:20 PM
rescue$50.00$50.008/2/2010 12:07:15 PM
orange-preeminant-bill$100.00$100.008/2/2010 12:08:54 PM
klinebarger$25.00$25.008/2/2010 12:12:36 PM
brightest-breathtaking-finance$100.00$100.008/2/2010 12:33:21 PM
Wellman$100.00$100.008/2/2010 12:33:47 PM
jlot16$25.00$25.008/2/2010 12:34:20 PM
radiant-fund$25.00$25.008/2/2010 12:32:59 PM
benefit-piano5$25.00$25.008/2/2010 12:36:51 PM
stoopidnoodle$25.00$25.008/2/2010 12:38:12 PM
the-purposeful-principal$50.00$50.008/2/2010 12:34:42 PM
pleasant-basis$25.00$25.008/2/2010 12:38:22 PM
RetiredATC$50.00$50.008/2/2010 12:38:49 PM
aggielender$25.00$25.008/2/2010 12:40:56 PM
tenacious-compassion9$25.00$25.008/2/2010 12:39:26 PM
ichibon$100.00$100.008/2/2010 12:43:46 PM
rcc7$50.00$50.008/2/2010 12:44:34 PM
spaceman1645$100.00$100.008/2/2010 12:41:19 PM
credit-coach118$35.00$35.008/2/2010 12:45:30 PM
priceless-money6$50.00$50.008/2/2010 12:59:22 PM
Blends$35.00$35.008/2/2010 12:54:37 PM
ArtemisFitzlebottom$25.00$25.008/2/2010 4:09:17 PM
wwwUniversal$25.00$25.008/2/2010 8:29:12 PM
youngmoney7$25.00$25.008/2/2010 7:30:36 PM
Havana21$32.78$32.788/3/2010 6:00:27 AM
tntmojave$25.00$25.008/2/2010 9:14:08 PM
stylish-generosity6$25.00$25.008/3/2010 4:59:14 AM
intlargonaut$100.00$100.008/3/2010 9:44:28 AM
Interstate_Rate$25.00$25.008/3/2010 9:35:31 AM
hyetech$35.00$35.008/3/2010 11:04:40 AM
ingenious-diversification$25.00$25.008/3/2010 10:43:28 AM
patriot897$41.56$41.568/3/2010 11:30:42 AM
boater01$50.00$50.008/3/2010 11:43:09 AM
listing-goat$50.00$50.008/3/2010 1:04:12 PM
BuffetRocks$34.38$34.388/3/2010 1:29:05 PM
ccdmp2004$25.00$25.008/3/2010 12:29:27 PM
panther757$25.00$25.008/3/2010 12:08:04 PM
community-champ3$25.00$25.008/3/2010 2:00:55 PM
bahamaman$50.00$50.008/3/2010 2:04:46 PM
mikrolown$25.00$25.008/3/2010 1:29:06 PM
dmfog$25.00$25.008/3/2010 1:29:04 PM
bashar$50.00$50.008/3/2010 6:45:02 PM
efficient-treasure0$25.00$25.008/3/2010 9:40:42 PM
nalaari$25.00$25.008/4/2010 1:49:32 AM
RICHMONDREB$25.00$25.008/4/2010 4:19:40 AM
fund-baker9$50.00$50.008/4/2010 5:28:07 AM
direct-yield$25.00$25.008/4/2010 6:49:13 AM
DadWarbucks$25.00$25.008/4/2010 7:47:41 AM
jibe-set$50.00$50.008/4/2010 11:53:44 AM
CapeDollars$25.00$25.008/4/2010 1:42:41 PM
hitsman$100.00$100.008/4/2010 8:14:27 PM
gumbit$25.00$25.008/4/2010 6:02:35 PM
FLRN$25.00$25.008/4/2010 6:57:35 PM
medic_up$50.00$50.008/4/2010 7:22:53 PM
Phantom99$25.00$25.008/5/2010 2:48:27 AM
rockhound84$25.00$25.008/5/2010 4:29:50 AM
mikeandcat$48.05$48.058/5/2010 5:42:40 AM
RusRobo$25.00$25.008/5/2010 3:58:38 AM
Gabriel02$25.00$25.008/5/2010 8:47:53 AM
dcap3$100.00$100.008/5/2010 8:30:00 AM
coin-explorer$25.00$25.008/5/2010 9:35:05 AM
jeffaa$50.00$50.008/5/2010 9:43:09 AM
PRGuyinVA$25.00$25.008/5/2010 1:04:52 PM
Ripsaw4U$25.41$25.418/5/2010 1:47:37 PM
Rashanir$25.00$25.008/5/2010 1:22:58 PM
kingbutthd$25.00$25.008/5/2010 3:03:52 PM
RMB-Investments$43.85$43.858/5/2010 4:13:23 PM
IIP77$25.00$25.008/5/2010 4:45:32 PM
peruse$25.00$25.008/5/2010 5:01:38 PM
Interloper$40.00$40.008/5/2010 5:01:10 PM
SpectrumCen$25.00$25.008/5/2010 5:33:00 PM
dcmotorcyclemayhem$42.50$42.508/5/2010 6:33:32 PM
quintilian$25.00$25.008/5/2010 6:22:55 PM
Yanwoo$25.00$25.008/5/2010 7:32:41 PM
alaco$25.00$25.008/5/2010 8:57:36 PM
KiwiElf$35.00$35.008/5/2010 10:59:12 PM
PatRichi$25.00$25.008/5/2010 11:33:08 PM
funds-promiser$30.72$30.728/5/2010 11:43:07 PM
jsmith1450$25.00$25.008/5/2010 11:58:19 PM
Superc0ld$47.30$47.308/5/2010 11:14:46 PM
worth-quark$25.00$25.008/6/2010 5:07:35 AM
authoritative-capital$25.00$25.008/6/2010 7:12:35 AM
fishintime$25.00$25.008/6/2010 6:52:49 AM
MBIntl$48.46$48.468/6/2010 8:32:50 AM
carlover$25.00$25.008/6/2010 8:43:29 AM
innocent-dedication$50.00$50.008/6/2010 9:23:06 AM
jleng$25.00$25.008/6/2010 9:33:01 AM
friendly-credit2$50.00$50.008/6/2010 9:33:39 AM
investment-prairie8$50.00$50.008/6/2010 9:35:17 AM
bbrelo$25.00$25.008/6/2010 9:37:38 AM
Caledoni$25.00$25.008/6/2010 9:32:45 AM
worth-sanctuary9$25.00$25.008/6/2010 9:33:36 AM
upbeat-investment9$50.00$50.008/6/2010 10:12:59 AM
personal-lender$25.00$25.008/6/2010 10:13:10 AM
Approved1234$25.00$25.008/6/2010 9:43:19 AM
MARSTUN$35.89$35.898/6/2010 9:52:39 AM
orgy63$25.00$25.008/6/2010 10:07:58 AM
i3urtonair$25.00$25.008/6/2010 10:38:31 AM
lostontheedge$25.00$25.008/6/2010 10:39:08 AM
mlsstelulah$25.00$25.008/6/2010 10:12:56 AM
Axis$25.00$25.008/6/2010 10:17:04 AM
Hexnut$25.00$25.008/6/2010 10:17:47 AM
forthright-trade$25.00$25.008/6/2010 10:53:54 AM
Dweeberkitty1$25.00$25.008/6/2010 11:02:33 AM
Shockem923$25.00$25.008/6/2010 11:18:13 AM
rmachi$25.00$25.008/6/2010 11:18:34 AM
briphi$29.67$29.678/6/2010 11:18:08 AM
WeR5A$25.00$25.008/6/2010 11:27:37 AM
mrrc7498$25.00$25.008/6/2010 10:57:43 AM
discrete-basis1$44.89$44.898/6/2010 11:27:36 AM
helpishere777$25.00$25.008/6/2010 12:37:57 PM
blue-useful-auction$25.00$25.008/6/2010 12:47:07 PM
JagFan$25.00$25.008/6/2010 3:13:55 PM
divedude$25.00$25.008/6/2010 3:14:09 PM
LoisLoan$25.00$25.008/6/2010 3:14:28 PM
PhalanxBulldog$25.00$25.008/6/2010 3:15:48 PM
loot-heart$50.00$50.008/6/2010 3:17:18 PM
norcalsv$50.00$50.008/6/2010 2:13:33 PM
wild_carrot$25.00$25.008/6/2010 2:13:57 PM
heroic-bid4$25.99$25.998/6/2010 3:13:36 PM
Q9-X3$25.00$25.008/6/2010 3:13:54 PM
camaraderi-workhorse$33.77$33.778/6/2010 3:16:21 PM
pbo922$25.00$25.008/6/2010 3:24:34 PM
affluence-tycoon$25.00$25.008/6/2010 3:18:33 PM
finance-prescription$45.08$45.088/6/2010 4:33:04 PM
fund-guild$37.23$37.238/6/2010 6:17:31 PM
rupee-artisan$25.00$25.008/6/2010 8:28:09 PM
Headhunter14$25.00$25.008/6/2010 9:20:53 PM
TEAM-Jasper$25.00$25.008/6/2010 9:29:20 PM
love_what_you_do$25.00$25.008/6/2010 5:03:01 PM
steely_dan34$25.00$25.008/6/2010 9:13:25 PM
divemaster$25.00$25.008/6/2010 9:30:52 PM
db0973$25.00$25.008/6/2010 9:16:13 PM
bradania$25.00$25.008/6/2010 9:38:18 PM
FinDoc$25.00$25.008/6/2010 9:38:43 PM
alexstar$25.00$25.008/6/2010 9:39:11 PM
slojudy$36.84$36.848/6/2010 9:38:07 PM
glalat$25.00$25.008/6/2010 9:54:13 PM
first-restless-payout$36.83$36.838/6/2010 6:48:26 PM
silver-flower448$25.00$25.008/6/2010 10:14:29 PM
bullwink27$25.00$25.008/6/2010 10:14:04 PM
Brainworm$25.00$25.008/6/2010 8:27:43 PM
WorldlyWorker$25.00$25.008/6/2010 8:57:32 PM
successful-euro$50.00$50.008/7/2010 3:22:33 AM
Tasmir$25.00$25.008/7/2010 5:27:35 AM
mason13a$25.00$25.008/7/2010 4:42:33 AM
nodrivelpls$25.00$25.008/6/2010 9:38:53 PM
ArkoshKovash$25.00$25.008/6/2010 9:47:37 PM
ChrisJB$34.38$34.388/7/2010 6:22:42 AM
joeirps$25.00$25.008/6/2010 9:53:46 PM
skuba$25.00$25.008/7/2010 5:57:51 AM
poppinkid$25.00$25.008/6/2010 10:04:31 PM
Eagledrop$25.00$25.008/7/2010 6:42:31 AM
MO_Investor$25.00$25.008/6/2010 10:12:48 PM
Gobsek$25.00$25.008/7/2010 6:53:13 AM
ClearLake$25.00$25.008/7/2010 7:32:30 AM
tremendous-payment$25.00$25.008/6/2010 10:13:34 PM
Carne_Chung$28.14$28.148/7/2010 7:57:40 AM
yield-seeker$25.00$25.008/6/2010 10:19:01 PM
onlyinchicago$25.00$25.008/6/2010 11:27:29 PM
vanderhp$25.00$25.008/7/2010 5:12:31 AM
satanichammy$25.00$25.008/7/2010 9:52:31 AM
dansarkis$25.00$25.008/7/2010 10:02:39 AM
mizount$25.00$25.008/7/2010 7:27:58 AM
wampum-reaction2$25.00$25.008/7/2010 11:07:57 AM
BrighterSuns$25.00$25.008/7/2010 11:10:05 AM
jakesworld$50.00$50.008/7/2010 10:38:03 AM
JFKPilot$25.00$25.008/7/2010 11:53:33 AM
52digital$25.00$25.008/7/2010 11:53:19 AM
treasure-generator$25.00$25.008/7/2010 12:52:29 PM
integrity-trumpet$43.82$43.828/7/2010 8:47:41 AM
Edwin_Rae$25.00$25.008/7/2010 9:27:31 AM
rogue_monster$25.43$25.438/7/2010 1:57:29 PM
TennSquire$50.00$50.008/7/2010 9:42:59 AM
urbanMisfit$25.00$25.008/7/2010 10:17:29 AM
mpatrick$50.00$50.008/7/2010 4:58:58 PM
compassion-burrito$25.00$25.008/7/2010 6:12:45 PM
Raye147$25.00$25.008/7/2010 11:07:56 AM
bill-solo$44.22$44.228/7/2010 6:58:00 PM
murlirao2002$25.00$25.008/7/2010 12:33:05 PM
top-impressive-dinero$25.00$25.008/7/2010 7:52:29 PM
rockhound84$25.00$25.008/7/2010 8:22:48 PM
calbertrand$25.00$25.008/7/2010 9:06:53 PM
DDS84$50.00$50.008/7/2010 7:22:42 PM
LARRY4NY$25.00$25.008/8/2010 6:10:24 PM
benefit-flow$50.00$50.008/8/2010 7:04:13 PM
Weaverville$50.00$50.008/2/2010 11:25:53 AM
jdrez$25.00$25.008/2/2010 11:27:56 AM
Artist_Blue$25.00$25.008/2/2010 11:31:46 AM
ray1051$25.00$25.008/2/2010 11:30:43 AM
Picopie$50.00$50.008/2/2010 11:32:28 AM
kegs$100.00$100.008/2/2010 11:47:23 AM
jbaum$25.00$25.008/2/2010 11:48:16 AM
hythum3$25.00$25.008/2/2010 11:43:45 AM
dollar-oracle55$25.00$25.008/2/2010 11:49:05 AM
buraky$50.00$50.008/2/2010 11:45:37 AM
xstreamin$25.00$25.008/2/2010 11:46:12 AM
sdr984$25.00$25.008/2/2010 11:50:27 AM
diplomatic-wealth7$50.00$50.008/2/2010 11:50:46 AM
speedy-point$25.00$25.008/2/2010 11:51:00 AM
anders94$25.00$25.008/2/2010 11:48:51 AM
docktah$50.00$50.008/2/2010 11:56:12 AM
best-deal-banker$25.00$25.008/2/2010 11:57:25 AM
LenderDan$50.00$50.008/2/2010 11:51:47 AM
tedsrfdude$25.00$25.008/2/2010 11:57:49 AM
srilm$25.00$25.008/2/2010 11:58:02 AM
VBAces$50.00$50.008/2/2010 11:59:22 AM
bonus-buddy2$35.00$35.008/2/2010 12:00:17 PM
greeninspirit$25.00$25.008/2/2010 12:02:32 PM
MrDavid$50.00$50.008/2/2010 11:56:29 AM
capital_gains$25.00$25.008/2/2010 12:02:24 PM
brutusbone$25.00$25.008/2/2010 11:58:51 AM
commerce-web5$25.00$25.008/2/2010 12:05:12 PM
CAGE-Investments$25.00$25.008/2/2010 12:06:17 PM
the-productive-agreement$25.00$25.008/2/2010 12:06:50 PM
BabyLender$25.00$25.008/2/2010 12:08:01 PM
amint17$25.00$25.008/2/2010 12:10:50 PM
bonus-poplar2$50.00$50.008/2/2010 12:11:04 PM
philosopher4$50.00$50.008/2/2010 12:05:26 PM
secobarbital$50.00$50.008/2/2010 12:05:49 PM
Bio-physicist$25.00$25.008/2/2010 12:10:17 PM
blissful-note7$25.00$25.008/2/2010 12:27:50 PM
sensible-order2$50.00$50.008/2/2010 12:31:42 PM
drkosh$25.00$25.008/2/2010 12:37:38 PM
emphatic-deal5$50.00$50.008/2/2010 12:37:05 PM
bhrma1$25.00$25.008/2/2010 12:34:31 PM
cablenews$50.00$50.008/2/2010 12:39:34 PM
ms48105$25.00$25.008/2/2010 12:40:03 PM
objective-investor$100.00$100.008/2/2010 12:43:22 PM
simplelender80$250.00$250.008/2/2010 12:43:59 PM
Floridian71$25.00$25.008/2/2010 12:45:13 PM
TIC0331$50.00$50.008/2/2010 12:41:42 PM
crawfingers$25.00$25.008/2/2010 12:45:18 PM
visionary-community$25.00$25.008/2/2010 12:42:43 PM
geniusj$25.00$25.008/2/2010 12:52:58 PM
radforj22$25.00$25.008/2/2010 12:55:18 PM
Minnechela$25.00$25.008/2/2010 12:56:22 PM
bid-czar8$43.05$43.058/2/2010 4:09:13 PM
bigdogsafety1$25.00$25.008/2/2010 3:55:53 PM
happy-return4$50.00$50.008/2/2010 4:09:18 PM
yield-lion$25.00$25.008/2/2010 4:14:11 PM
jstnow$25.00$25.008/2/2010 5:30:08 PM
Ocean713$50.00$50.008/2/2010 5:30:49 PM
top-unflappable-economy$50.00$50.008/2/2010 6:34:30 PM
Bank_Of_XL$50.00$50.008/2/2010 7:34:29 PM
blackstar$25.00$25.008/3/2010 7:10:38 AM
ddog0224$25.00$25.008/2/2010 10:05:01 PM
Cai8899$50.00$50.008/3/2010 10:06:40 AM
imlosttoo$25.00$25.008/3/2010 10:17:14 AM
banker727$47.55$47.558/3/2010 10:57:22 AM
luckyldy$35.00$35.008/3/2010 10:24:55 AM
the-profit-oracle$25.00$25.008/3/2010 10:41:35 AM
exchange-fountain$25.00$25.008/3/2010 11:55:40 AM
BankofRon$25.00$25.008/3/2010 10:57:59 AM
Investoman$25.00$25.008/3/2010 11:43:01 AM
top-courteous-peso$100.00$100.008/3/2010 12:57:15 PM
socrates520$50.00$50.008/3/2010 1:54:12 PM
jcttjg$50.00$50.008/3/2010 3:25:55 PM
Favish$50.00$50.008/3/2010 4:34:35 PM
brazilofmux$70.71$70.718/4/2010 1:00:13 AM
transparent-silver$50.00$50.008/4/2010 9:53:58 AM
dollars_n_sense$25.00$25.008/4/2010 9:32:37 AM
a-community-aficionado$50.00$50.008/4/2010 10:04:55 AM
asset-equilibrium0$25.00$25.008/4/2010 10:33:15 AM
wacko82$50.00$50.008/4/2010 11:37:49 AM
RedantFinance$25.00$25.008/4/2010 12:48:28 PM
Rinastiti$25.00$25.008/4/2010 3:28:44 PM
grystndoc$25.00$25.008/4/2010 3:32:41 PM
wampum-chorus3$25.00$25.008/4/2010 8:42:30 PM
DcUnited$30.00$30.008/5/2010 3:18:24 AM
adir1$25.00$25.008/5/2010 4:13:20 AM
kaykarun$25.00$25.008/5/2010 6:18:14 AM
billdpost$25.00$25.008/5/2010 7:27:32 AM
intuitive-bill$50.00$50.008/5/2010 9:12:53 AM
riproaringrapids$25.00$25.008/5/2010 10:03:37 AM
Hokie83$50.00$50.008/5/2010 1:27:40 PM
alcyon$25.00$25.008/5/2010 2:28:06 PM
don8ter$25.00$25.008/5/2010 1:47:49 PM
balance-gatherer1$25.00$25.008/5/2010 2:57:35 PM
wise-silver-wonder$25.00$25.008/5/2010 4:57:28 PM
bountiful-durability$100.00$100.008/5/2010 5:32:45 PM
trufan49$50.00$50.008/5/2010 6:03:57 PM
larrybird$100.00$100.008/5/2010 6:27:46 PM
zebra7$100.00$100.008/5/2010 6:27:45 PM
cberthiaume$25.00$25.008/5/2010 7:48:28 PM
harty$50.00$50.008/5/2010 7:32:38 PM
first-upright-payout$50.00$50.008/5/2010 6:47:43 PM
gochargers$100.00$100.008/5/2010 6:52:42 PM
sail120$25.00$25.008/5/2010 11:04:29 PM
Supernick$47.50$47.508/5/2010 9:12:35 PM
rakstar$36.29$36.298/5/2010 10:24:33 PM
wellsfrugal$25.00$25.008/6/2010 1:02:41 AM
julijask$35.00$35.008/5/2010 11:33:37 PM
TheYellowDart$25.00$25.008/6/2010 4:07:31 AM
t2smoney$25.00$25.008/6/2010 3:57:35 AM
invincible-duty$25.00$25.008/6/2010 4:43:28 AM
nikkiesgrandma$50.00$50.008/6/2010 5:28:38 AM
market-worker$25.00$25.008/6/2010 7:22:48 AM
murtaza$50.00$50.008/6/2010 7:47:40 AM
DeutscheBank$25.00$25.008/6/2010 8:12:44 AM
millionaire_today$50.00$50.008/6/2010 9:33:35 AM
christifa$25.00$25.008/6/2010 9:34:04 AM
uunter$50.00$50.008/6/2010 9:34:26 AM
jtradition$50.00$50.008/6/2010 9:34:45 AM
Tradesmanlender$25.00$25.008/6/2010 9:35:33 AM
cestesV$50.00$50.008/6/2010 9:12:40 AM
dedicated-hope640$25.00$25.008/6/2010 9:32:50 AM
flwah$25.00$25.008/6/2010 9:52:37 AM
anton$81.53$81.538/6/2010 10:28:01 AM
finance-conga$25.00$25.008/6/2010 10:28:17 AM
Purple11$40.89$40.898/6/2010 10:13:04 AM
hc90474$25.94$25.948/6/2010 10:40:07 AM
MrBluesummers$33.59$33.598/6/2010 10:17:34 AM
Cre8iveCash$25.00$25.008/6/2010 10:41:41 AM
blue-exuberant-economy$25.00$25.008/6/2010 11:02:31 AM
life-is-great$50.00$50.008/6/2010 11:02:42 AM
sunny-cash4$25.00$25.008/6/2010 11:12:45 AM
phillipd48$25.00$25.008/6/2010 11:17:51 AM
nickel-synapse$25.00$25.008/6/2010 11:18:03 AM
top-payout-fixer$26.52$26.528/6/2010 11:19:41 AM
worthy-bid8$68.20$68.208/6/2010 11:33:30 AM
sensible-trade$25.00$25.008/6/2010 11:33:43 AM
poeman$50.00$50.008/6/2010 12:22:35 PM
antomi$36.77$36.778/6/2010 10:47:44 AM
Steveoo1$25.00$25.008/6/2010 11:18:01 AM
floridass$25.00$25.008/6/2010 1:12:35 PM
SanJoser$50.00$50.008/6/2010 1:22:37 PM
Dap2005$30.65$30.658/6/2010 1:43:34 PM
hanuman77$50.00$50.008/6/2010 12:47:45 PM
wntrequinx$25.00$25.008/6/2010 1:02:46 PM
misterhobbs$31.31$31.318/6/2010 2:08:53 PM
overflowinglife$25.00$25.008/6/2010 2:13:32 PM
ItsJustMe79$47.01$47.018/6/2010 3:13:48 PM
red-favorable-basis$25.00$25.008/6/2010 3:16:56 PM
rlrcstr$25.00$25.008/6/2010 3:13:52 PM
social-ladder590$58.00$58.008/6/2010 3:23:12 PM
kindness-percolator5$25.00$25.008/6/2010 3:16:10 PM
shrewd-truth1$25.00$25.008/6/2010 3:18:48 PM
SmokeyMirror$44.20$44.208/6/2010 4:27:50 PM
wifibank$46.57$46.578/6/2010 6:12:31 PM
ualf$50.00$50.008/6/2010 6:12:34 PM
Kijib$25.00$25.008/6/2010 6:17:35 PM
CanArkRoamNu$25.00$25.008/6/2010 7:28:08 PM
financial-frenzy$50.00$50.008/6/2010 3:34:10 PM
Katburg$35.00$35.008/6/2010 4:38:03 PM
bchang2001$25.00$25.008/6/2010 9:02:53 PM
CautelCapital$25.00$25.008/6/2010 9:13:09 PM
Easystreet$25.00$25.008/6/2010 9:31:48 PM
monticello$25.00$25.008/6/2010 9:29:41 PM
mmckune$25.00$25.008/6/2010 9:39:06 PM
chlebie$37.76$37.768/6/2010 10:06:00 PM
kumpa2u$25.00$25.008/6/2010 10:04:40 PM
well-rounded-dinero$25.00$25.008/6/2010 7:14:20 PM
LenderByDay$25.00$25.008/6/2010 11:42:33 PM
hawker$60.99$60.998/6/2010 9:13:13 PM
IncomeTemple$25.00$25.008/7/2010 3:17:39 AM
sentry256$25.00$25.008/6/2010 9:18:18 PM
head$25.00$25.008/7/2010 4:37:32 AM
Sol_Invictus$25.00$25.008/7/2010 5:08:22 AM
ILoveSushi$25.00$25.008/7/2010 4:32:56 AM
fly99$100.00$100.008/7/2010 4:37:36 AM
SelectTrustLending$25.00$25.008/6/2010 9:43:51 PM
standanddeliver$25.00$25.008/7/2010 6:22:43 AM
HAVEANICEDAY$25.00$25.008/6/2010 10:04:44 PM
payout-mongoose$25.00$25.008/6/2010 10:05:14 PM
mattpet$25.00$25.008/6/2010 10:05:43 PM
responsible-investment0$25.82$25.828/6/2010 10:12:52 PM
Peer-to-PeerFunding$50.00$50.008/6/2010 10:23:35 PM
bellach$25.00$25.008/7/2010 2:38:26 AM
Attract$25.00$25.008/7/2010 9:28:06 AM
jns48$25.00$25.008/7/2010 10:02:40 AM
azali$31.33$31.338/7/2010 10:27:44 AM
jwstclair$45.17$45.178/7/2010 10:31:13 AM
Greengroup$40.00$40.008/7/2010 11:01:07 AM
revmax$25.00$25.008/7/2010 11:32:44 AM
steamboatgal$25.43$25.438/7/2010 11:42:50 AM
-Tuxedo-$25.00$25.008/7/2010 12:27:36 PM
Sykes66$25.00$25.008/7/2010 12:07:47 PM
lucrative-coin$50.00$50.008/7/2010 10:09:39 AM
danerman$50.00$5.038/7/2010 9:08:22 PM
The_Donald$50.00$50.008/7/2010 12:22:43 PM
409 bids
 
Borrower Payment Dependent Notes Series 469699
This series of Notes was issued and sold upon the funding of the borrower loan #43948, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 6.0% Auction start date:  Aug-02-2010 
  Auction end date:  Aug-05-2010 
 
Starting lender yield: 14.15% Starting borrower rate/APR: 15.15% / 17.32% Starting monthly payment: $86.85
Final lender yield: 14.15% Final borrower rate/APR: 15.15% / 17.32% Final monthly payment: $86.85
 
Auction yield range: 5.93% - 14.15% Estimated loss impact: 6.19%  
Lender servicing fee: 1.00% Estimated return: 7.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-1995 Debt/Income ratio: 31%
Credit score: 720-739 (Jul-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 12Length of status:2y 7m
Amount delinquent: $0 Total credit lines: 37 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,281Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 27%  
   Homeownership: Yes  
Screen name: camaraderi-elation Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
paying down bills
Purpose of loan:
This loan will be used to?
paying down bills
My financial situation:
I am a good candidate for this loan because? good credit history
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
jdrez$25.00$25.008/2/2010 5:12:27 PM
ethicalhumanist$25.00$25.008/2/2010 5:09:22 PM
Artist_Blue$25.00$25.008/2/2010 5:14:16 PM
hythum3$25.00$25.008/2/2010 5:19:00 PM
payout-achievement$40.00$40.008/2/2010 5:19:03 PM
jigsaw$100.00$100.008/2/2010 5:19:18 PM
studious-bonus7$100.00$100.008/2/2010 5:19:26 PM
dollar-oracle55$25.00$25.008/2/2010 5:19:38 PM
credit-investor5$50.00$50.008/2/2010 5:19:46 PM
MrDavid$50.00$22.778/2/2010 5:20:39 PM
richboy56$50.00$50.008/2/2010 5:14:24 PM
anders94$25.00$25.008/2/2010 5:19:33 PM
enthralling-deal180$100.00$100.008/2/2010 5:19:38 PM
diplomatic-wealth7$50.00$50.008/2/2010 5:19:51 PM
LenderDan$50.00$50.008/2/2010 5:19:56 PM
xstreamin$25.00$25.008/2/2010 5:19:15 PM
kegs$100.00$100.008/2/2010 5:19:22 PM
BeanCownter$200.00$200.008/2/2010 5:19:24 PM
generous-deal6$25.00$25.008/2/2010 5:19:30 PM
proper-p2p6$100.00$100.008/2/2010 5:19:55 PM
EngineersAlliance$150.00$150.008/2/2010 5:29:22 PM
wwwUniversal$25.00$25.008/2/2010 8:29:16 PM
ramst41$100.00$100.008/2/2010 10:03:02 PM
JustMee$25.00$25.008/3/2010 8:16:32 AM
108lender$37.23$37.238/3/2010 9:44:20 AM
top-courteous-peso$100.00$100.008/3/2010 11:19:28 AM
FinanceEngine$25.00$25.008/3/2010 4:57:51 PM
poolshark72$25.00$25.008/3/2010 8:07:00 PM
Rashanir$75.00$75.008/4/2010 1:02:34 AM
Weaverville$25.00$25.008/2/2010 5:13:44 PM
ray1051$25.00$25.008/2/2010 5:14:14 PM
tech310$100.00$100.008/2/2010 5:14:39 PM
buraky$50.00$50.008/2/2010 5:19:10 PM
docktah$50.00$50.008/2/2010 5:20:34 PM
Picopie$100.00$100.008/2/2010 5:14:35 PM
income-fortress$25.00$25.008/2/2010 5:19:12 PM
jbaum$25.00$25.008/2/2010 5:19:27 PM
sdr984$25.00$25.008/2/2010 5:19:50 PM
kbodendorf$25.00$25.008/2/2010 5:19:05 PM
puifais$25.00$25.008/2/2010 5:19:07 PM
green-moola-sniffer$50.00$50.008/2/2010 5:19:17 PM
credit-kahuna$50.00$50.008/2/2010 5:21:41 PM
Bank_Of_XL$50.00$50.008/2/2010 7:32:17 PM
friendly-money$100.00$100.008/4/2010 12:48:36 AM
Kelor99$25.00$25.008/3/2010 9:17:08 PM
credit-panda1$25.00$25.008/4/2010 8:51:45 AM
46 bids
 
Borrower Payment Dependent Notes Series 469965
This series of Notes was issued and sold upon the funding of the borrower loan #43939, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 9.8% Auction start date:  Aug-05-2010 
  Auction end date:  Aug-12-2010 
 
Starting lender yield: 24.75% Starting borrower rate/APR: 25.75% / 29.26% Starting monthly payment: $120.47
Final lender yield: 18.00% Final borrower rate/APR: 19.00% / 22.37% Final monthly payment: $109.97
 
Auction yield range: 10.89% - 24.75% Estimated loss impact: 10.22%  
Lender servicing fee: 1.00% Estimated return: 7.78%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-2003 Debt/Income ratio: 5%
Credit score: 660-679 (Aug-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 1 / 1Length of status:4y 3m
Amount delinquent: $0 Total credit lines: 13 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9Stated income:$25,000-$49,999
Delinquencies in last 7y: 13 Bankcard utilization: 1%  
   Homeownership: No  
Screen name: bmtuser Borrower's state: NewMexico Borrower's group: BORROWERS - LARGEST GROUP
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 42 ( 100% ) 660-679 (Latest)
Principal borrowed: $5,501.00< 31 days late: 0 ( 0% )  
660-679 (Apr-2010)
520-539 (Jan-2008)
520-539 (Nov-2007)
540-559 (Jan-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 42  
Description
IT Certifications / Building Credit
ABOUT ME: I am 25 years old. I have been with my current employer for four years. I have paidoff two previous Prosper loans without any late payments. I have a secured credit card with a $500 limit and am trying to rebuild my credit slowly. I use this card to pay bills just so I have utilization but pay it off in the same month.

EXPLANATION OF BAD CREDIT: I have always been responsible with my finances, but 6 years ago my credit score slipped to E after I was in Hurricane Rita in Texas and I had to use all of my money to move to New Mexico and start a new life. Things have improved since I got my job at the college and my salary has come to a steady figure. I'm asking for a chance to prove myself again and get my credit score back up to where it should be. My two previous Propser loans were paid in full with no late payments. If you bid on my listing I promise that I will not let you down. Making my payments on time will remain my very TOP priority each month, I sincerely promise you that and as you can see from my financial details, I have the money to do it. This loan will be used to pay for IT certifications/classes that I need to further my career. No bank will give me a second chance and that is why I am trying to build my credit back with Prosper.

WHAT I WILL DO WITH THE MONEY LOANED TO ME: $3000 will be used to pay for certifications/classes needed to enhance my career.

HERE ARE MY MONTHLY FINANCIAL DETAILS: My finances have changed since my last listing. My brother moved in and is splitting the bills with me so that is why the bills are lower. Also, my insurance dropped after I turned 25.
Net income after payroll deductions from all sources: $ 1800
Mortgage/Rent:$ 150
Phone:$ 100
Gas: $ 50
Car Loan: $ 400
Food: $ 100
Car Insurance: $ 75
Cable/Internet: $ 50
Clothing, and misc.: $ 50
Credit cards and loans that won't be paid off with my Prosper loan: $ 0
-----------------------
Total Monthly Expenses : $ 975 I will have $825 left to make the payments on my Prosper loans.

CLOSING REMARKS TO LENDERS: As you can see, I am in a place where with just a bit of help to rebuild my credit I can prove that I am financially stable and a worthy borrower. Also, with your help I will further my career and put myself in a better position for a higher salary or new position. Thanks for your time!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Moe87$50.00$50.008/5/2010 6:53:55 PM
SolarMoonshine$25.00$25.008/6/2010 2:59:41 PM
Aberdeen$400.00$400.008/9/2010 8:23:41 AM
Aberdeen$400.00$400.008/9/2010 8:23:40 AM
wlm3012$25.00$25.008/9/2010 5:37:57 PM
BlueSharp$30.00$30.008/10/2010 7:17:08 AM
bughead$25.00$25.008/10/2010 10:02:25 AM
taetrade$25.00$25.008/10/2010 10:48:57 AM
soulblest$30.88$30.888/10/2010 12:47:37 PM
micsupra$40.00$40.008/10/2010 1:12:47 PM
seadogs$25.00$25.008/10/2010 1:50:31 PM
exchange-cowbell5$50.00$50.008/10/2010 4:02:11 PM
tompau$25.00$25.008/11/2010 8:41:35 AM
bunnybear$25.00$25.008/11/2010 1:46:29 PM
chkrvrty$25.00$25.008/11/2010 2:19:02 PM
benefit-javelin$25.00$25.008/11/2010 1:02:45 PM
mammalian4$50.00$50.008/11/2010 2:56:21 PM
boo_hoo$50.00$50.008/11/2010 5:00:20 PM
dman15$50.00$50.008/12/2010 8:55:21 AM
HammerSmith$25.00$25.008/12/2010 9:09:39 AM
ghinga$25.00$25.008/12/2010 4:43:40 AM
portfolio-turbine$25.00$25.008/12/2010 6:18:13 AM
revenue-appraiser$25.00$25.008/12/2010 9:00:48 AM
loyalist1$100.00$100.008/5/2010 3:09:24 PM
MoneyForNothing$115.09$115.098/6/2010 5:54:57 AM
Aberdeen$400.00$400.008/9/2010 8:23:42 AM
debbymcc$45.00$45.008/9/2010 6:16:57 PM
CoolPlexer$25.00$25.008/9/2010 7:14:16 PM
MStackIV$50.00$50.008/10/2010 3:42:28 AM
convergentthinker$25.00$25.008/10/2010 11:10:59 AM
atomantic$50.00$50.008/10/2010 3:59:08 PM
ScottFinance$25.00$25.008/10/2010 6:28:25 PM
jhouman$25.00$25.008/11/2010 12:50:39 AM
jimmya$29.68$29.688/11/2010 9:36:15 AM
rockhound84$25.00$9.358/11/2010 1:24:36 PM
grampy48$50.00$50.008/11/2010 1:37:45 PM
kjb1971$50.00$50.008/11/2010 2:51:05 PM
jsnryn$25.00$25.008/11/2010 4:52:00 PM
exchange-dreams$25.00$25.008/11/2010 8:42:54 PM
cashhelp$50.00$50.008/12/2010 4:52:07 AM
worthy-bid4$25.00$25.008/12/2010 5:42:51 AM
marwadi-62$200.00$200.008/12/2010 8:21:32 AM
abnvette$25.00$25.008/12/2010 9:29:52 AM
DasMula$25.00$25.008/12/2010 7:28:05 AM
Leshan$150.00$150.008/12/2010 7:28:52 AM
45 bids
 
Borrower Payment Dependent Notes Series 470073
This series of Notes was issued and sold upon the funding of the borrower loan #43945, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 3.5% Auction start date:  Aug-05-2010 
  Auction end date:  Aug-12-2010 
 
Starting lender yield: 10.15% Starting borrower rate/APR: 11.15% / 13.27% Starting monthly payment: $328.10
Final lender yield: 10.15% Final borrower rate/APR: 11.15% / 13.27% Final monthly payment: $328.10
 
Auction yield range: 3.89% - 10.15% Estimated loss impact: 3.53%  
Lender servicing fee: 1.00% Estimated return: 6.62%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Nov-1990 Debt/Income ratio: Not calculated
Credit score: 740-759 (Jul-2010) Inquiries last 6m: 0Employment status:Not employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:0y 4m
Amount delinquent: $0 Total credit lines: 22Stated income:Not employed
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $31,333 
Delinquencies in last 7y: 0 Bankcard utilization: 47%  
   Homeownership: No  
Screen name: New-Doorz-Open Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Consolidation
Purpose of loan:
This loan will be used to pay off an existing credit card that had been on a special?2.9% balance transfer?rate, which recently expired.??In addition, it will pay off another?card that the?bank just refuses to work with me to lower the interest?rate, is spite of my payment history.??Due to recent banking issues and unexpected unemployment?I prefer not to have to?pay the?extremely high rate they are?now charging.?I would much rather pay interest to people who?are willing to help their peers and earn more than what banks are offering.

My financial situation:
I am a good candidate for this loan because I have never been late on any bills, loans, or rent. I have good to excellant credit scores, I had a prior listing which showed a?D rating,?and even though?my income is not great right now, my history and credit scores more than show I am?responsible?to my obligations.??Yes,?I am unemployed right now. I am receiving benefits and also have additional income through other investments and alimony/ child support. I have also been a lender in the past.? I am confident I will be re-employed soon and I would be a low risk and a great investment for those who are looking for such.??Thank you in advance.

Monthly net income: $ 2400.00

Monthly expenses: $?2318.00
??Housing: $ 975.00
??Insurance: $?100.00
??Car expenses: $ 50.00
??Utilities: $ 148.00
??Phone, cable, internet: $ 105.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 500.00?
??Other expenses: $ 100.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Artist_Blue$25.00$25.008/5/2010 3:08:38 PM
xstreamin$25.00$25.008/5/2010 3:13:59 PM
ray1051$25.00$25.008/5/2010 3:09:44 PM
diplomatic-wealth7$50.00$50.008/5/2010 3:14:43 PM
proper-p2p6$100.00$100.008/5/2010 3:14:53 PM
credit-investor5$50.00$50.008/5/2010 3:14:36 PM
docktah$50.00$50.008/5/2010 3:16:09 PM
paymentologist$25.00$25.008/5/2010 3:16:30 PM
rcc7$50.00$50.008/5/2010 3:18:07 PM
rescue$50.00$50.008/5/2010 3:16:52 PM
buraky$50.00$50.008/5/2010 3:13:49 PM
Wellman$100.00$100.008/5/2010 3:17:29 PM
cablenews$50.00$50.008/5/2010 3:19:26 PM
objective-investor$100.00$100.008/5/2010 3:17:52 PM
hitsman$100.00$100.008/5/2010 3:20:07 PM
Goodlender42$25.00$25.008/5/2010 3:16:34 PM
bonus-poplar2$50.00$50.008/5/2010 3:17:05 PM
ddog0224$25.00$25.008/5/2010 3:18:24 PM
bayareainv$50.00$50.008/5/2010 3:19:37 PM
larrybird$100.00$100.008/5/2010 6:27:59 PM
blue-receptive-affluence$25.00$25.008/5/2010 6:20:53 PM
greenback-maniac$25.00$25.008/5/2010 6:29:39 PM
dumbass$25.00$25.008/6/2010 1:57:36 AM
bazaar-titan$25.00$25.008/6/2010 5:13:30 AM
market-worker$25.00$25.008/6/2010 7:23:01 AM
Okeey$25.00$25.008/6/2010 8:12:46 AM
friendly-credit2$50.00$50.008/6/2010 9:33:51 AM
chestnut4$25.00$25.008/6/2010 9:35:54 AM
the-profit-oracle$25.00$25.008/6/2010 9:37:43 AM
orange-preeminant-bill$100.00$100.008/6/2010 9:43:58 AM
sensible-trade$100.00$100.008/6/2010 12:23:02 PM
108lender$49.07$49.078/6/2010 1:47:39 PM
the-productive-agreement$25.00$25.008/6/2010 10:09:04 PM
DcUnited$30.00$30.008/7/2010 7:58:06 AM
skuba$25.00$25.008/7/2010 5:58:08 AM
peterpossum$25.00$25.008/7/2010 5:03:12 PM
E_G$50.00$50.008/7/2010 9:18:40 PM
Investoman$100.00$100.008/8/2010 5:52:36 AM
mpactlender$25.00$25.008/8/2010 7:13:01 AM
cathexis$50.00$50.008/8/2010 7:37:49 AM
SNL_Svs$25.00$25.008/8/2010 1:33:01 AM
ptjg$50.00$50.008/8/2010 3:18:12 AM
Bookophile$100.00$100.008/8/2010 2:48:37 PM
compassion-lotus5$25.00$25.008/8/2010 8:33:00 AM
kegs$25.00$25.008/9/2010 12:27:32 AM
bxdoc$45.00$45.008/9/2010 6:38:05 AM
chekat$25.00$25.008/8/2010 11:32:52 PM
djh47a$25.00$25.008/9/2010 8:37:26 AM
Havana21$33.71$33.718/9/2010 8:40:08 AM
treasure-bliss$100.00$100.008/9/2010 11:48:37 AM
chicco$80.00$80.008/9/2010 1:32:52 PM
tedsrfdude$25.00$25.008/9/2010 12:42:31 PM
GElender$50.00$50.008/9/2010 4:02:41 PM
transparent-silver$50.00$50.008/9/2010 7:06:11 PM
platinum-optimization1$25.00$25.008/9/2010 8:27:55 PM
DasMula$100.00$100.008/9/2010 8:25:06 PM
TrustOne$25.00$25.008/10/2010 4:42:43 AM
gracej$25.00$25.008/9/2010 9:05:37 PM
tranquil-return4$25.00$25.008/10/2010 3:17:49 AM
MARSTUN$50.00$50.008/10/2010 9:27:48 AM
market-assembler$25.00$25.008/10/2010 11:33:55 AM
wonderful-revenue0$25.00$25.008/10/2010 12:02:40 PM
finance-symphony7$50.00$50.008/10/2010 2:24:14 PM
kaykarun$25.00$25.008/10/2010 3:30:30 PM
Hexamond$25.00$25.008/10/2010 4:33:35 PM
restech$25.00$25.008/10/2010 8:47:35 PM
jigs0910$25.00$25.008/10/2010 8:43:32 PM
marketrateinvestor$25.00$25.008/11/2010 9:37:38 AM
Ocean713$50.00$50.008/11/2010 7:38:34 AM
anders94$25.00$25.008/11/2010 12:22:28 PM
don8ter$25.00$25.008/11/2010 9:18:31 PM
a-power-amigo$50.00$50.008/12/2010 9:33:57 AM
brazilofmux$72.27$72.278/11/2010 8:50:16 PM
moola-man$30.00$30.008/12/2010 7:58:53 AM
EretzCapital$50.00$50.008/12/2010 7:59:20 AM
integrity-cowbell$25.00$25.008/12/2010 3:32:53 AM
AFFlyboy$50.00$50.008/12/2010 11:37:49 AM
buddy486$25.00$25.008/12/2010 11:47:30 AM
MyKidsDad$25.00$25.008/12/2010 11:03:50 AM
hard-working-loot$25.00$25.008/12/2010 10:54:47 AM
Spring342$25.00$25.008/12/2010 11:03:53 AM
slyder61$25.00$25.008/12/2010 2:12:29 PM
unbeatable-wealth$25.00$25.008/12/2010 2:22:28 PM
thevogelfamily$25.00$25.008/12/2010 11:19:20 AM
oracle3$50.00$50.008/12/2010 12:58:47 PM
ToweringDan$50.00$50.008/12/2010 1:02:39 PM
dgammons$25.00$25.008/12/2010 1:07:45 PM
lostontheedge$25.00$25.008/12/2010 2:18:19 PM
Weaverville$25.00$25.008/5/2010 3:08:03 PM
richboy56$50.00$50.008/5/2010 3:09:14 PM
studious-bonus7$100.00$100.008/5/2010 3:14:12 PM
income-fortress$25.00$25.008/5/2010 3:13:54 PM
jbaum$25.00$25.008/5/2010 3:14:17 PM
greeninspirit$25.00$25.008/5/2010 3:16:23 PM
Picopie$50.00$50.008/5/2010 3:11:45 PM
leeball$50.00$50.008/5/2010 3:16:44 PM
Favish$50.00$50.008/5/2010 3:19:05 PM
jigsaw$100.00$100.008/5/2010 3:14:05 PM
ichibon$100.00$100.008/5/2010 3:17:56 PM
enthralling-deal180$100.00$100.008/5/2010 3:14:27 PM
Rinastiti$25.00$25.008/5/2010 3:19:58 PM
LenderDan$50.00$50.008/5/2010 3:14:59 PM
socrates520$50.00$50.008/5/2010 3:18:56 PM
Bio-physicist$25.00$25.008/5/2010 3:19:16 PM
RusRobo$25.00$25.008/5/2010 3:20:19 PM
j2ee$25.00$25.008/5/2010 3:16:59 PM
simplelender80$250.00$250.008/5/2010 3:21:16 PM
luckyldy$35.00$35.008/5/2010 3:18:32 PM
riproaringrapids$25.00$25.008/5/2010 3:21:05 PM
bountiful-durability$100.00$100.008/5/2010 5:32:54 PM
shabufa$25.00$25.008/5/2010 10:15:15 PM
wellsfrugal$25.00$25.008/6/2010 12:57:40 AM
fishintime$25.00$25.008/6/2010 6:52:35 AM
SimpleChoice$25.00$25.008/6/2010 9:35:45 AM
kmr2$25.00$25.008/6/2010 10:02:35 AM
Interstate_Rate$75.00$75.008/6/2010 10:29:31 AM
newgroom422$25.00$25.008/6/2010 10:28:18 AM
spaceman1645$32.63$32.638/6/2010 11:33:35 AM
financial-frenzy$50.00$50.008/6/2010 3:34:20 PM
gochargers$100.00$100.008/6/2010 4:48:11 PM
cestesV$50.00$50.008/7/2010 6:47:40 PM
52digital$25.00$25.008/7/2010 11:53:28 AM
jengachamp$25.00$25.008/7/2010 5:03:46 PM
Easystreet$25.00$25.008/8/2010 5:49:21 AM
panther757$25.00$25.008/7/2010 6:47:43 PM
BeanCownter$100.00$100.008/8/2010 6:08:01 AM
Supernick$50.00$50.008/8/2010 9:24:26 AM
vegibenz$25.00$25.008/9/2010 8:13:09 AM
generosity-giraffe0$25.00$25.008/9/2010 9:47:40 AM
RedantFinance$25.00$25.008/9/2010 10:27:42 AM
important-openness1$100.00$100.008/9/2010 12:52:40 PM
wampum-chorus3$25.00$25.008/9/2010 5:17:56 PM
sensible-order2$50.00$50.008/9/2010 7:06:14 PM
Panna$25.00$25.008/9/2010 7:57:49 PM
Krozy$25.00$25.008/9/2010 8:34:08 PM
octoberfresh$25.00$25.008/10/2010 6:56:10 AM
RetiredATC$50.00$50.008/10/2010 11:43:42 AM
zhiguli$25.00$25.008/10/2010 11:07:33 AM
Hogpilot$25.00$25.008/10/2010 11:10:56 AM
justice-dna$40.00$40.008/10/2010 5:32:43 PM
helpishere777$25.00$25.008/10/2010 9:22:47 PM
anton$110.87$110.878/11/2010 12:13:16 AM
bchen78875$25.00$25.008/11/2010 2:38:28 AM
dcap3$100.00$100.008/11/2010 6:13:18 AM
inspired-investment8$100.00$100.008/10/2010 10:17:47 PM
a-consummate-camaraderi$50.00$50.008/11/2010 8:28:21 AM
DadWarbucks$25.00$25.008/11/2010 10:02:36 AM
bold-restless-dinero$25.00$25.008/11/2010 12:48:35 PM
mtquan$25.00$25.008/11/2010 12:02:51 PM
adir1$25.00$25.008/11/2010 12:36:30 PM
Marathoner$50.00$50.008/11/2010 1:12:35 PM
hrubinst$25.00$25.008/11/2010 6:54:51 PM
platinum-rapture6$25.00$25.008/11/2010 8:56:27 PM
Cai8899$44.18$44.188/11/2010 6:55:11 PM
elasermd$30.52$30.528/11/2010 7:02:35 PM
integrity-onator1$25.00$25.008/11/2010 9:39:27 PM
wise-deal-panda$50.00$50.008/12/2010 9:32:39 AM
Lanik42$50.00$50.008/12/2010 10:54:51 AM
turbine5$50.00$50.008/12/2010 8:48:43 AM
generous-deal6$25.00$25.008/12/2010 9:37:38 AM
joplinoz$50.00$50.008/12/2010 1:47:30 PM
Headhunter14$25.00$25.008/12/2010 2:18:49 PM
helpu88$50.00$50.008/12/2010 2:32:30 PM
first-fund-empenada$31.92$31.928/12/2010 10:48:39 AM
kegs$500.00$500.008/12/2010 2:05:37 PM
potatoepicker$25.00$25.008/12/2010 2:32:31 PM
Sixmil$25.00$25.008/12/2010 11:27:59 AM
SimonHova$26.51$26.518/12/2010 1:32:26 PM
MrDavid$38.88$38.888/12/2010 1:42:42 PM
bharosa$25.00$25.008/12/2010 1:57:52 PM
larrybird$1,500.00$1,500.008/12/2010 2:18:06 PM
kegs$600.00$569.448/12/2010 2:54:19 PM
172 bids
 
Borrower Payment Dependent Notes Series 470431
This series of Notes was issued and sold upon the funding of the borrower loan #43960, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,500.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.2% Auction start date:  Aug-06-2010 
  Auction end date:  Aug-11-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.06% Starting monthly payment: $246.78
Final lender yield: 33.35% Final borrower rate/APR: 34.35% / 38.06% Final monthly payment: $246.78
 
Auction yield range: 13.89% - 33.35% Estimated loss impact: 15.74%  
Lender servicing fee: 1.00% Estimated return: 17.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Feb-1990 Debt/Income ratio: 35%
Credit score: 700-719 (Aug-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:16y 10m
Amount delinquent: $0 Total credit lines: 26 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $43,117Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: mystical-return479 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Almost Divorced Dad Needs Help
Purpose of loan:
To pay attys fees and to pay off 1 credit card.

My financial situation:
My house is for sale and I have over 50k equity that will be mine after the divorce is final Aug 27. I will be able to pay all of my debits off and have a clean slate once my house sells. I plan on never getting into debit again.
I have always paid my bills on time and can back it up with proof.

Monthly net income: $ 4310.96

Monthly expenses: $ 3884
??Housing: $ 570.00
??Insurance: $ 169
??Car expenses: $ 200
??Utilities: $ 100
??Phone, cable, internet: $ 45.00
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 2500
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
simplelender80$100.00$100.008/6/2010 2:01:04 PM
balance-handshake7$25.00$25.008/6/2010 2:05:14 PM
important-openness1$100.00$100.008/6/2010 2:07:45 PM
personal-lender$25.00$25.008/6/2010 2:05:50 PM
SPB$25.00$25.008/6/2010 3:14:38 PM
ticketman2$25.00$25.008/6/2010 3:14:44 PM
summerlander$25.00$25.008/6/2010 3:14:53 PM
cash-spark3$25.00$25.008/6/2010 3:16:03 PM
IIP77$25.00$25.008/6/2010 3:16:32 PM
lloyd_s$25.00$25.008/6/2010 3:16:36 PM
teller$25.00$25.008/6/2010 3:17:30 PM
stock106$25.00$25.008/6/2010 3:17:32 PM
money-bauble$100.00$100.008/6/2010 3:18:56 PM
mtquan$25.00$25.008/6/2010 2:13:47 PM
GInBaghdad$25.00$25.008/6/2010 2:43:56 PM
Bailador$25.00$25.008/6/2010 3:15:15 PM
ssh1983$25.00$25.008/6/2010 3:15:23 PM
inspiring-reward$150.00$150.008/6/2010 3:15:29 PM
patriot897$25.00$25.008/6/2010 3:23:06 PM
apeloans$25.00$25.008/6/2010 3:17:28 PM
klinebarger$25.00$25.008/6/2010 3:18:03 PM
richrobe$25.00$25.008/6/2010 3:18:06 PM
reflective-rupee$25.00$25.008/6/2010 4:04:09 PM
BenOrt$25.00$25.008/6/2010 3:19:23 PM
orange-preeminant-bill$100.00$100.008/6/2010 3:19:37 PM
ferocious-exchange3$25.00$25.008/6/2010 3:20:14 PM
principal-mermaid$300.00$300.008/6/2010 5:20:29 PM
kidsskipp$25.00$25.008/6/2010 3:22:13 PM
tech310$75.00$75.008/6/2010 3:22:54 PM
108lender$28.04$28.048/6/2010 9:13:40 PM
momoney2lend$25.00$25.008/6/2010 9:40:47 PM
Interstate_Rate$105.16$105.168/6/2010 9:34:21 PM
ingenious-truth0$25.00$25.008/6/2010 9:02:55 PM
ryan23$25.00$25.008/7/2010 12:13:18 AM
JustMee$25.00$25.008/7/2010 5:44:34 AM
GatorBux$25.00$25.008/6/2010 10:16:08 PM
Diamond_Jim$25.00$25.008/6/2010 10:16:16 PM
Speculator$68.74$68.748/6/2010 10:16:26 PM
czar3$31.53$31.538/7/2010 7:58:46 AM
skuba$25.00$25.008/7/2010 5:52:33 AM
uncleegg$25.00$25.008/7/2010 4:58:21 PM
jleng$25.00$25.008/7/2010 4:47:35 PM
special-currency6$25.00$25.008/7/2010 4:47:45 PM
Lam0nt$25.00$25.008/8/2010 11:17:36 AM
Georgetastic$25.00$25.008/8/2010 5:28:15 PM
Greenbak$25.00$25.008/9/2010 5:58:41 AM
frogperson$40.63$40.638/9/2010 6:42:28 AM
jga516$25.00$25.008/9/2010 4:17:46 AM
cashhelp$25.00$25.008/9/2010 8:52:41 AM
Redmond$25.00$25.008/9/2010 11:29:35 AM
loyalist1$50.00$50.008/9/2010 8:48:33 AM
DadWarbucks$25.00$25.008/9/2010 11:45:04 AM
kegs$100.00$100.008/9/2010 11:50:18 AM
top-impressive-dinero$25.00$25.008/9/2010 11:43:51 AM
comicdoc$25.00$25.008/9/2010 2:37:30 PM
trimwork99$25.00$25.008/9/2010 2:37:37 PM
nanda$25.00$25.008/9/2010 2:22:30 PM
enthralling-deal180$100.00$100.008/9/2010 5:23:11 PM
octoberfresh$25.00$25.008/10/2010 7:21:28 AM
jerrymaguire$25.00$25.008/10/2010 1:19:33 PM
kind-bill-supporter$25.00$22.878/10/2010 1:38:30 PM
well-mannered-income3$40.00$40.008/10/2010 3:36:59 PM
orbital-dollar2$25.00$25.008/10/2010 3:48:23 PM
shrewd-benjamins$37.00$37.008/10/2010 8:44:36 PM
asset-bada-bing$25.00$25.008/10/2010 6:29:39 PM
diplomatic-wealth7$25.00$25.008/6/2010 2:04:13 PM
Artist_Blue$25.00$25.008/6/2010 1:59:57 PM
reward-adventure$30.00$30.008/6/2010 2:05:12 PM
top-courteous-peso$25.00$25.008/6/2010 2:01:45 PM
gain-bridge$25.00$25.008/6/2010 3:14:34 PM
dschaaf$25.00$25.008/6/2010 3:14:49 PM
SkepticalBen$25.00$25.008/6/2010 3:15:31 PM
hawkhelp$25.00$25.008/6/2010 3:15:46 PM
PRGuyinVA$25.00$25.008/6/2010 3:16:00 PM
orange-courageous-dedication$30.00$30.008/6/2010 3:16:18 PM
AlexTrep$25.00$25.008/6/2010 3:16:49 PM
jengachamp$25.00$25.008/6/2010 3:17:40 PM
lendme2$25.00$25.008/6/2010 3:17:48 PM
VBAces$25.00$25.008/6/2010 3:19:18 PM
Comoparklender$40.00$40.008/6/2010 3:19:25 PM
ZTA0796$25.00$25.008/6/2010 2:43:54 PM
michael573114$25.00$25.008/6/2010 3:14:47 PM
copper$30.00$30.008/6/2010 3:22:49 PM
gala2$25.00$25.008/6/2010 3:15:36 PM
authoritative-platinum7$25.00$25.008/6/2010 3:22:29 PM
metro457$40.00$40.008/6/2010 3:22:42 PM
worthy-bid8$50.00$50.008/6/2010 3:23:04 PM
Rattlehead$25.00$25.008/6/2010 3:23:11 PM
cablenews$25.00$25.008/6/2010 3:24:27 PM
sweetlan$25.00$25.008/6/2010 3:16:51 PM
WalnutCreekguy$25.00$25.008/6/2010 3:24:25 PM
first-restless-payout$30.00$30.008/6/2010 3:17:58 PM
astute-dollar$50.00$50.008/6/2010 3:19:06 PM
finance-prescription$50.00$50.008/6/2010 3:19:14 PM
Havana21$25.00$25.008/6/2010 4:38:16 PM
financial-frenzy$25.00$25.008/6/2010 3:19:29 PM
Palacios$50.00$50.008/6/2010 3:19:35 PM
payment-gusto$25.00$25.008/6/2010 6:42:48 PM
Helenska11$25.00$25.008/6/2010 6:42:54 PM
r0b3m4n$25.00$25.008/6/2010 9:46:15 PM
purdue98$25.00$25.008/6/2010 9:48:37 PM
phillipd48$25.00$25.008/6/2010 6:42:46 PM
forthright-dedication$25.00$25.008/6/2010 10:14:45 PM
treasure-bliss$31.45$31.458/6/2010 10:15:11 PM
shiny-dollar9$25.00$25.008/6/2010 10:16:00 PM
green-rapid-openness$50.00$50.008/7/2010 5:19:50 AM
dspmn$26.00$26.008/6/2010 9:34:17 PM
green-rapid-openness$50.00$50.008/7/2010 5:18:49 AM
easybreezy$25.00$25.008/7/2010 5:32:38 AM
eronyc$25.00$25.008/6/2010 9:40:42 PM
brother_tam$49.25$49.258/7/2010 7:37:51 AM
mizount$25.00$25.008/7/2010 7:28:02 AM
accordion8$25.00$25.008/6/2010 10:16:04 PM
dedicated-diversification5$53.16$53.168/6/2010 10:16:11 PM
commitment-farm$25.00$25.008/7/2010 7:58:44 AM
worthy-truth$25.00$25.008/7/2010 7:58:44 AM
zone8$100.00$100.008/7/2010 9:27:35 AM
commerce-stronghold$60.00$60.008/7/2010 3:35:18 AM
CapeDollars$25.92$25.928/7/2010 6:03:15 AM
lilgates26$25.00$25.008/7/2010 7:58:09 AM
healingangel22$25.00$25.008/7/2010 12:19:24 PM
sympathetic-asset$25.00$25.008/7/2010 5:03:06 PM
zippy-interest$25.00$25.008/7/2010 5:03:08 PM
verdiprr$300.00$300.008/8/2010 8:30:09 AM
caprirolito$25.00$25.008/7/2010 8:07:32 PM
compassion-lotus5$25.00$25.008/8/2010 8:27:35 AM
liberty-revelry2$25.00$25.008/8/2010 5:22:43 PM
Tammy102800$25.00$25.008/8/2010 11:58:55 AM
SMARTDISK$25.00$25.008/9/2010 12:17:37 AM
bankbuddy55$30.00$30.008/9/2010 6:53:47 AM
Vreet$25.00$25.008/9/2010 9:57:55 AM
larrybird$100.00$100.008/9/2010 11:50:16 AM
Ocean713$50.00$50.008/9/2010 11:43:48 AM
doomsday18$25.00$25.008/9/2010 12:55:10 PM
newgroom422$25.00$25.008/9/2010 11:46:15 AM
delicious-cash$25.00$25.008/9/2010 11:47:37 AM
cash-medalist3$25.00$25.008/9/2010 11:56:07 AM
ultimate-power2$25.00$25.008/9/2010 8:11:24 PM
djmgd790$100.00$100.008/10/2010 10:24:56 AM
chato2345$25.25$25.258/10/2010 4:47:05 PM
systemlender$50.00$50.008/10/2010 7:32:44 PM
HammerSmith$25.00$25.008/10/2010 8:56:56 PM
142 bids
 
Borrower Payment Dependent Notes Series 470553
This series of Notes was issued and sold upon the funding of the borrower loan #43944, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.3% Auction start date:  Aug-09-2010 
  Auction end date:  Aug-16-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $135.71
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 38.72% Final monthly payment: $135.71
 
Auction yield range: 16.89% - 34.00% Estimated loss impact: 20.31%  
Lender servicing fee: 1.00% Estimated return: 13.69%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1997 Debt/Income ratio: 28%
Credit score: 600-619 (Aug-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 2 Current / open credit lines: 9 / 9Length of status:9y 0m
Amount delinquent: $1,650 Total credit lines: 49 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $3,430Stated income:$50,000-$74,999
Delinquencies in last 7y: 11 Bankcard utilization: 53%  
   Homeownership: Yes  
Screen name: trailrider10 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 10 ( 67% ) 600-619 (Latest)
Principal borrowed: $7,500.00< 31 days late: 1 ( 7% )  
600-619 (Jan-2008)
560-579 (Jun-2007)
560-579 (May-2007)
560-579 (May-2007)
 
Principal balance: $0.02 31+ days late: 4 ( 27% )
Total payments billed: 15  
Description
3rd Prspr Loan...2 PAID...LOW Risk.
I am using this loan to retire higher interest rate debt.

I am a good credit risk because I have had two Prosper Loans and paid them both back within a year. I have?a good income?to cover?my debts.?

Monthly net income: $ 4190.00

Monthly expenses: $ 2,594
??Housing: $ 740
??Insurance: $ 112
??Car expenses: $445.66
??Utilities: $ 106
??Phone, cable, internet: $ 165
??Food, entertainment: $ 425
? Credit cards and other loans: $ 600
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Why the four late payments on the second Prosper loan? - wilchik
A: I had to close my checking account because of some unauthorized account activity. I ended up not transfering my auto pays to my new account. When I worked it all out I just decided to pay-off several bills including my Prosper Loan. As you can see I paid it off totally within a year. (Aug-13-2010)
Q: Would like to bid, but want to know what the $1650 delinquent all about? Thanks. - Kash2010lu
A: I was not sure myself so I went and got a copy of my credit report. Global Payments sold my account to Triple A Collectors and I have already paid Triple A Collectors. Global Payments is still reporting that they have not been paid even though I paid their collection firm. There was two checking drafts in question, one for $525.00 and $1,125.00. This happend during the above checking account problem I mentioned. I have begun the process of desputing these claims. (Aug-14-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
simplelender80$100.00$100.008/9/2010 2:47:42 PM
Jasmel$100.00$100.008/9/2010 10:34:50 PM
loaningmoneybyme$25.51$25.518/10/2010 7:23:30 AM
kegs$100.00$100.008/10/2010 1:43:13 PM
icon688$25.00$25.008/10/2010 7:47:09 PM
agiovasil$25.00$25.008/11/2010 8:39:17 AM
boodo$128.23$128.238/11/2010 3:46:27 PM
sfmf$25.00$25.008/12/2010 11:43:50 AM
reflective-rupee$25.00$25.008/12/2010 2:32:56 PM
Rogesparkguy$25.00$25.008/12/2010 3:50:09 PM
SolarMoonshine$25.00$25.008/12/2010 6:43:28 PM
inspiring-reward$100.00$100.008/13/2010 1:13:44 PM
tech310$25.00$25.008/13/2010 1:12:53 PM
lillian27$50.00$50.008/13/2010 3:00:40 PM
mrxtravis$40.72$40.728/13/2010 2:47:06 PM
retired272$25.00$25.008/13/2010 4:17:56 PM
cerebral-marketplace3$40.00$40.008/14/2010 7:02:42 AM
zeeexsixare$25.00$25.008/14/2010 8:38:02 PM
head$25.00$25.008/14/2010 6:23:01 PM
sparkling-contract7$25.00$25.008/14/2010 6:45:25 PM
Kash2010lu$50.00$50.008/15/2010 8:04:15 AM
VJ_Financial$25.00$25.008/15/2010 8:27:46 PM
supreme-hope$25.00$25.008/16/2010 7:57:34 AM
asset-mammal$25.00$25.008/16/2010 8:39:09 AM
tompau$25.00$25.008/16/2010 6:12:59 AM
scratch4you$25.00$25.008/16/2010 9:07:04 AM
top-courteous-peso$50.00$50.008/16/2010 7:58:12 AM
ohmarkybaby$90.55$90.558/16/2010 9:23:09 AM
diversification-maple1$25.00$25.008/16/2010 9:50:42 AM
pixeldave$50.00$50.008/16/2010 11:21:36 AM
Jasmel$420.00$409.628/16/2010 12:18:04 PM
diplomatic-wealth7$25.00$25.008/9/2010 2:49:28 PM
Artist_Blue$25.00$25.008/9/2010 5:24:28 PM
zone8$100.00$100.008/10/2010 4:23:19 AM
larrybird$100.00$100.008/10/2010 3:39:43 PM
WonByOne$25.00$25.008/11/2010 10:25:25 AM
Moe87$25.00$25.008/11/2010 3:37:54 PM
kind-bill-supporter$25.00$25.008/12/2010 3:02:38 PM
roblender$25.00$25.008/12/2010 3:51:13 PM
AlexTrep$25.00$25.008/12/2010 7:42:50 PM
ralf206$50.00$50.008/12/2010 8:03:44 PM
octoberfresh$25.00$25.008/13/2010 6:53:37 AM
emance$32.68$32.688/13/2010 5:35:27 AM
wlm3012$25.00$25.008/13/2010 8:04:22 AM
sensible-trade$50.00$50.008/13/2010 3:00:35 PM
bid-caballero$32.66$32.668/13/2010 5:50:19 PM
nickel-mad-scientist$26.93$26.938/13/2010 6:54:21 PM
GetLoan$100.00$100.008/13/2010 7:01:41 PM
siafu_kali$25.00$25.008/14/2010 4:34:56 AM
lucrative-coin$50.00$50.008/15/2010 8:02:08 AM
mrxtravis$25.00$25.008/15/2010 9:07:03 AM
YoungTaxMan$269.63$269.638/14/2010 10:26:51 PM
icanhasloanz$50.00$50.008/15/2010 11:00:09 PM
unassuming-market7$53.47$53.478/16/2010 9:25:12 AM
red-favorable-basis$25.00$25.008/16/2010 10:43:11 AM
Finchy78$25.00$25.008/16/2010 10:33:14 AM
56 bids
 
Borrower Payment Dependent Notes Series 470587
This series of Notes was issued and sold upon the funding of the borrower loan #43950, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.7% Auction start date:  Aug-09-2010 
  Auction end date:  Aug-16-2010 
 
Starting lender yield: 22.65% Starting borrower rate/APR: 23.65% / 27.12% Starting monthly payment: $136.67
Final lender yield: 16.60% Final borrower rate/APR: 17.60% / 20.94% Final monthly payment: $125.83
 
Auction yield range: 7.89% - 22.65% Estimated loss impact: 9.08%  
Lender servicing fee: 1.00% Estimated return: 7.52%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Feb-1979 Debt/Income ratio: 34%
Credit score: 820-839 (Aug-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 24 / 21Length of status:6y 0m
Amount delinquent: $0 Total credit lines: 67 Occupation: Clergy
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $37,955Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 45%  
   Homeownership: Yes  
Screen name: papamackdaddy Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off high Interest credit cards
Purpose of loan:
This loan will be used to Pay off a high interest credit card

My financial situation:
I am a good candidate for this loan because I pay my bills on time and I manage my debt extremely well. I am trying to chip away at my debt with lower interest rates.

Monthly net income: $6300

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
chkrvrty$25.00$25.008/9/2010 3:00:15 PM
octoberfresh$25.00$25.008/10/2010 7:10:09 AM
Sol_Invictus$25.00$25.008/10/2010 8:09:32 AM
atomantic$25.00$25.008/10/2010 5:13:59 PM
khamlagirl$25.00$25.008/12/2010 3:37:31 PM
platinum-czar$63.00$63.008/13/2010 6:32:25 PM
loss-of-control$25.00$25.008/13/2010 6:09:00 PM
rockhound84$25.00$25.008/13/2010 9:39:25 PM
Tizzo27$53.67$53.678/14/2010 8:47:09 AM
investment-seeker7$35.00$35.008/14/2010 6:24:15 AM
bluflame9940$34.70$34.708/14/2010 4:34:57 PM
abnvette$50.00$50.008/15/2010 9:15:25 AM
SkyLoan$38.04$38.048/15/2010 10:59:39 AM
simplelender80$250.00$250.008/15/2010 8:43:06 AM
favorite-commerce$50.00$50.008/15/2010 8:47:17 AM
exchange-dreams$25.00$25.008/15/2010 6:35:32 PM
Techne_Funds_LLC$25.00$25.008/15/2010 4:56:55 PM
True-Patriot$25.00$25.008/15/2010 12:45:09 PM
ErvLending$25.99$25.998/15/2010 10:26:05 PM
guardian3$25.00$25.008/16/2010 8:49:49 AM
tompau$25.00$25.008/16/2010 8:49:35 AM
moola-monger9$50.00$45.388/16/2010 9:18:58 AM
DasMula$25.00$25.008/16/2010 9:20:59 AM
Taho$50.00$50.008/16/2010 11:21:39 AM
rate-hickory$25.00$25.008/16/2010 8:00:06 AM
BrighterSuns$25.00$25.008/16/2010 11:50:28 AM
bitano$50.00$50.008/16/2010 11:10:58 AM
redtilapia$25.00$25.008/16/2010 2:12:54 PM
caseattle$25.00$25.008/9/2010 2:44:20 PM
interstellar$50.00$50.008/9/2010 8:55:49 PM
abnvette$25.00$25.008/10/2010 7:15:29 AM
wlm3012$25.00$25.008/11/2010 8:50:35 AM
credit-panda1$25.00$25.008/12/2010 8:48:27 AM
Reliance_Banker$25.00$25.008/12/2010 3:52:00 PM
kazanov$55.00$55.008/13/2010 12:51:20 PM
freedom3$1,435.05$1,435.058/13/2010 4:33:43 PM
blissful-note7$25.00$25.008/13/2010 10:55:51 PM
gilbrear$25.00$25.008/14/2010 6:58:21 PM
MattProsper$70.00$70.008/14/2010 10:40:49 PM
FinanceEngine$25.00$25.008/14/2010 11:19:22 PM
highyield$50.00$50.008/15/2010 7:52:29 PM
Rulea72$29.20$29.208/15/2010 8:18:12 PM
amber_in_florida$25.00$25.008/16/2010 2:51:09 AM
MrMoneyBags$45.00$45.008/16/2010 7:53:13 AM
scratch4you$27.64$27.648/16/2010 7:54:02 AM
Free-the-usa-1776$27.34$27.348/15/2010 9:08:14 PM
abnvette$25.00$25.008/15/2010 11:19:52 PM
tranquil-revenue$100.00$100.008/16/2010 7:12:23 AM
paceme1$39.99$39.998/16/2010 10:27:20 AM
ezhik00$25.00$25.008/16/2010 9:30:20 AM
Bidwinner08$50.00$50.008/16/2010 9:52:34 AM
zztopdog$25.00$25.008/16/2010 2:30:01 PM
trumpeter5$25.00$25.008/16/2010 12:55:00 PM
SkinnyFish$25.00$25.008/16/2010 1:48:07 PM
blue-useful-auction$25.00$25.008/16/2010 2:39:58 PM
55 bids
 
Borrower Payment Dependent Notes Series 471057
This series of Notes was issued and sold upon the funding of the borrower loan #43941, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.2% Auction start date:  Aug-12-2010 
  Auction end date:  Aug-16-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.06% Starting monthly payment: $157.04
Final lender yield: 33.35% Final borrower rate/APR: 34.35% / 38.06% Final monthly payment: $157.04
 
Auction yield range: 13.89% - 33.35% Estimated loss impact: 15.74%  
Lender servicing fee: 1.00% Estimated return: 17.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Dec-1993 Debt/Income ratio: 24%
Credit score: 700-719 (Aug-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:18y 10m
Amount delinquent: $0 Total credit lines: 32 Occupation: Clergy
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,161Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 87%  
   Homeownership: Yes  
Screen name: lifeflow Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 23 ( 100% ) 700-719 (Latest)
Principal borrowed: $2,000.00< 31 days late: 0 ( 0% )  
640-659 (Aug-2009)
640-659 (Aug-2008)
 
Principal balance: $826.08 31+ days late: 0 ( 0% )
Total payments billed: 23  
Description
Equipment Upgrade to Increase Sales
Purpose of loan:
This loan will be used to? Invest in upgrading some business equipment which will?contribute to a more efficient?day-to-day operation resulting in increased sales.

My financial situation:
I am a good candidate for this loan because? We have gained valuable experience in the area of operating this enterprise which has become a major source of supplemental/additional funds.? It is not our primary source of income, but this business operation is producing valuable income with which we will be enabled to repay this loan.

Monthly net income: $ 6000

Monthly expenses: $
??Housing: $ 1200
??Insurance: $ 200
??Car expenses: $ 400
??Utilities: $?200??Phone, cable, internet: $ 250
??Food, entertainment: $ 450
??Clothing, household expenses $ 300
??Credit cards and other loans: $ 1000
??Other expenses: $ 600
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What type of business do you have? - heritage_loans
A: Our church operates a food vendor's booth at a local regional-wide venue which attracts tens of thousands of visitors over a 10 day period. (At your convenience check out these two links: http://www.southplainsfair.com/home.html AND http://www.southplainsfair.com/history.html) This will be our 7th year to operate the business and each year we have tried to upgrade the equipment to make our production more efficient, resulting in decreased labor intensity and increased net gains. (Aug-14-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Artist_Blue$25.00$25.008/12/2010 3:20:54 PM
reward-adventure$30.00$30.008/12/2010 3:24:33 PM
ekmendenhall$45.00$45.008/12/2010 3:20:32 PM
zone8$50.00$50.008/12/2010 3:32:45 PM
oracle3$50.00$50.008/12/2010 3:31:55 PM
reflective-rupee$25.00$25.008/12/2010 3:35:35 PM
genuine-integrity0$25.00$25.008/12/2010 5:19:57 PM
Tycho$26.00$26.008/12/2010 7:43:08 PM
new-smart-fund$50.00$50.008/13/2010 9:49:34 AM
kegs$100.00$100.008/13/2010 3:01:08 PM
selector568$100.00$100.008/13/2010 2:31:22 PM
larrybird$100.00$100.008/13/2010 3:04:21 PM
bchen78875$25.00$25.008/13/2010 4:59:59 PM
fair-dollar$30.82$30.828/13/2010 8:31:42 PM
diversification-maple1$25.00$25.008/13/2010 4:37:31 PM
pietro_torna_indietro$25.00$25.008/13/2010 10:06:56 PM
Kash2010lu$50.00$50.008/14/2010 9:59:00 AM
blitzen40$25.00$25.008/14/2010 10:24:28 AM
boo_hoo$50.00$50.008/14/2010 3:31:47 PM
Amber_Stone$25.00$25.008/14/2010 12:30:45 PM
dynrep$25.00$25.008/14/2010 7:51:26 PM
Moe87$25.00$25.008/15/2010 6:36:37 AM
loanman2007$75.00$75.008/15/2010 11:26:17 AM
investment-visionary$25.00$25.008/15/2010 11:26:57 AM
Jerrys1951$50.00$50.008/15/2010 2:10:57 PM
fund-secret-agent$25.00$25.008/15/2010 3:07:01 PM
enthusiastic-balance5$300.00$300.008/15/2010 1:25:43 PM
cashhelp$25.00$25.008/15/2010 6:22:22 PM
Bomber$36.54$36.548/16/2010 10:21:46 AM
loaningmoneybyme$35.67$35.678/16/2010 9:19:15 AM
twjh$25.00$25.008/16/2010 11:07:56 AM
diplomatic-wealth7$25.00$25.008/12/2010 3:28:29 PM
transaction-animal8$25.00$25.008/12/2010 3:29:24 PM
OldManP$25.00$25.008/12/2010 3:22:23 PM
top-courteous-peso$25.00$25.008/12/2010 3:22:34 PM
UCLA4life$25.00$25.008/12/2010 3:14:56 PM
balance-handshake7$25.00$25.008/12/2010 3:24:49 PM
important-openness1$100.00$100.008/12/2010 3:28:51 PM
personal-lender$25.00$25.008/12/2010 3:25:03 PM
bid-czar8$50.00$50.008/12/2010 7:13:47 PM
birddogsb$50.00$50.008/12/2010 7:58:10 PM
ComputerCash25$25.00$25.008/13/2010 4:14:32 AM
fabulous-community4$150.00$150.008/13/2010 9:49:29 AM
glroark$50.00$50.008/13/2010 9:37:53 AM
lucrative-loan$38.07$38.078/13/2010 1:12:37 PM
simplelender80$100.00$100.008/13/2010 2:10:23 PM
principal-mermaid$300.00$300.008/13/2010 2:44:15 PM
Comoparklender$40.00$40.008/13/2010 2:08:57 PM
chameleon125$75.00$75.008/14/2010 8:35:56 AM
verdiprr$100.00$100.008/14/2010 6:24:23 PM
abnvette$25.00$25.008/15/2010 9:30:05 AM
NickRac$30.00$30.008/15/2010 7:40:22 AM
CommunityArts_Non-profit$30.00$30.008/15/2010 9:44:13 PM
asset-vibraphone$50.00$50.008/15/2010 10:38:44 PM
all_of_that_one$35.00$35.008/15/2010 1:56:52 PM
SFBank$300.00$300.008/15/2010 6:18:05 PM
icanhasloanz$50.00$50.008/15/2010 11:22:50 PM
intuitive-bill$25.00$25.008/15/2010 7:54:10 PM
DasMula$25.00$25.008/16/2010 8:42:11 AM
bondhedger$25.00$25.008/16/2010 11:20:43 AM
yield-lion2$30.00$30.008/16/2010 9:37:18 AM
Thylow$97.46$92.908/16/2010 9:49:26 AM
62 bids
 
Borrower Payment Dependent Notes Series 471299
This series of Notes was issued and sold upon the funding of the borrower loan #43982, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 9.8% Auction start date:  Aug-13-2010 
  Auction end date:  Aug-14-2010 
 
Starting lender yield: 24.75% Starting borrower rate/APR: 25.75% / 29.26% Starting monthly payment: $80.32
Final lender yield: 24.75% Final borrower rate/APR: 25.75% / 29.27% Final monthly payment: $80.32
 
Auction yield range: 10.89% - 24.75% Estimated loss impact: 10.41%  
Lender servicing fee: 1.00% Estimated return: 14.34%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Dec-1993 Debt/Income ratio: 24%
Credit score: 700-719 (Aug-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:8y 0m
Amount delinquent: $0 Total credit lines: 14 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,402Stated income:$25,000-$49,999
Delinquencies in last 7y: 8 Bankcard utilization: 50%  
   Homeownership: Yes  
Screen name: lakers4life Borrower's state: Oklahoma Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 35 ( 100% ) 700-719 (Latest)
Principal borrowed: $9,000.00< 31 days late: 0 ( 0% )  
720-739 (Jun-2010)
700-719 (Jul-2008)
720-739 (Feb-2008)
740-759 (Aug-2007)
 
Principal balance: $318.13 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Fix Car
Purpose of loan:
This loan will be used to?
Fix Car and payoff $325.00 1st loan from prosper of $9,000
My financial situation:
I am a good candidate for this loan because?
I have paid my $9,000 loan on time and not miss 1 payment
Monthly net income: $
2,400
Monthly expenses: $
??Housing: $ 535
??Insurance: $?69 for 250,000 life ins
??Car expenses: $ 86 car ins
??Utilities: $ 700
??Phone, cable, internet: $ 145
??Food, entertainment: $150
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 150
??Other expenses: $ 100?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
reward-adventure$30.00$30.008/13/2010 2:40:31 PM
bid-czar8$50.00$50.008/13/2010 2:50:31 PM
transaction-circuit$25.00$25.008/13/2010 2:39:40 PM
reflective-rupee$25.00$25.008/13/2010 2:56:54 PM
loyalist1$100.00$100.008/13/2010 2:32:15 PM
important-openness1$100.00$100.008/13/2010 2:55:02 PM
Artist_Blue$25.00$25.008/13/2010 2:52:43 PM
fabulous-community4$150.00$150.008/13/2010 3:16:19 PM
SolarMoonshine$25.00$25.008/13/2010 6:34:08 PM
frencheese$50.00$50.008/13/2010 10:25:44 PM
MoneyForNothing$35.37$35.378/13/2010 7:28:04 PM
loanman2007$150.00$150.008/14/2010 7:06:46 AM
frogperson$100.00$100.008/14/2010 9:08:37 AM
aganippe$50.00$50.008/14/2010 7:07:04 AM
reflective-rupee$25.00$25.008/13/2010 2:33:45 PM
balance-handshake7$25.00$25.008/13/2010 2:41:03 PM
personal-lender$25.00$25.008/13/2010 2:41:27 PM
durable-economy2$50.00$50.008/13/2010 2:33:35 PM
Comoparklender$25.00$25.008/13/2010 5:16:00 PM
diplomatic-wealth7$25.00$25.008/13/2010 5:08:30 PM
beakerfish$200.00$49.638/13/2010 6:27:15 PM
Aberdeen$400.00$400.008/13/2010 11:06:17 PM
five-star-note$35.00$35.008/13/2010 11:07:20 PM
gardenofeden$25.00$25.008/13/2010 11:13:00 PM
Aberdeen$400.00$400.008/13/2010 11:06:20 PM
25 bids
 
Borrower Payment Dependent Notes Series 468702
This series of Notes was issued and sold upon the funding of the borrower loan #43951, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,800.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 24.0% Auction start date:  Jul-30-2010 
  Auction end date:  Aug-06-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $217.13
Final lender yield: 33.00% Final borrower rate/APR: 34.00% / 37.70% Final monthly payment: $214.42
 
Auction yield range: 16.93% - 34.00% Estimated loss impact: 25.95%  
Lender servicing fee: 1.00% Estimated return: 7.05%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Jul-1990 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 640-659 (Jul-2010) Inquiries last 6m: 3Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:1y 11m
Amount delinquent: $0 Total credit lines: 26 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,334Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 22%  
   Homeownership: No  
Screen name: bluestarman08 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 18 ( 100% ) 640-659 (Latest)
Principal borrowed: $3,675.00< 31 days late: 0 ( 0% )  
660-679 (Sep-2009)
580-599 (Aug-2008)
 
Principal balance: $816.93 31+ days late: 0 ( 0% )
Total payments billed: 18  
Description
3rd Loan: Inventory & Help Mom Move
Purpose of loan:
This loan will be used for two purposes:
1) secure an additional $1500?of working?capital for the start of the upcoming school year, and
2) assist?with?$3300 in legal fees and moving expenses for two family members who are both experiencing marital and financial?issues at the same time.

My financial situation:
I am a good candidate for this loan because I have consistently paid ahead on each of my two Prosper loans at $180 each month and will continue to pay down my existing loan?over the next 6-15?months, assuming my new interest rate is similar.? I?can pay?this third loan?off within the next 24 months given the payment arrangements I have set with my family.? My mother is likely to pay off her portion of this loan in the 6-12 month range?once she receives?her cash portion of an estate.

Monthly net income: $ 3000

Monthly expenses: $ 2200??
Housing: $ 525??
Insurance: $ 260??
Car expenses: $?25??
Utilities: $ 100??
Phone, cable, internet: $?70??
Food, entertainment: $ 370??
Clothing, household expenses $ 100??
Credit cards & loans (including 2nd Prosper loan): $ 330??
Other expenses: $ 425

Amount remaining: $800
I have?commitments of +$200/mo in repayments from my family?for the next?year?until lump sum payments can be made to help settle a large portion of their outstanding balance.? So that would make at least 4.5x my Prosper payment available to cover this loan request.
Information in the Description is not verified.
Friends And Family Winning Bids
loaningmoneybyme has bid a total of $205.00 in winning bids.
"I have stuck with 'B' since his first loan and know him to be a very responsible person who takes care of his family, his business, and his daily work. I have bid my current amount all low to stay in on this loan because he consistently does what he says on here. Any lender that knows how to find a good risk, in spite of the numbers that Prosper publishes, should see this as a no-brainer. I'm happy to help him out again. Bid down with confidence!"
1 friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
loaningmoneybyme$100.00$100.007/30/2010 12:08:42 PM
alexgalt$100.00$100.007/30/2010 12:12:24 PM
loaningmoneybyme$55.00$55.007/30/2010 12:19:22 PM
reflective-rupee$25.00$25.007/30/2010 1:09:30 PM
return-grizzly$100.00$100.007/30/2010 7:51:24 PM
Kash2010lu$75.00$75.007/30/2010 8:42:51 PM
cash-arboretum$50.00$50.007/30/2010 10:50:01 PM
GlenBank$100.00$100.008/1/2010 8:33:53 AM
plaudvr07$25.00$25.008/1/2010 12:50:03 PM
Moe87$25.00$25.008/1/2010 8:07:45 AM
Amber_Stone$25.00$25.008/1/2010 7:32:04 PM
allbalooboy2$77.98$77.988/1/2010 9:20:08 PM
loanman2007$50.00$50.008/2/2010 7:20:28 AM
currency-bumblebee$50.00$50.008/2/2010 10:56:45 AM
WonByOne$25.00$25.008/2/2010 11:02:11 AM
nickel-position$55.92$55.928/3/2010 10:46:27 AM
lucrative-loan$50.00$50.008/3/2010 10:51:12 AM
Kash2010lu$25.00$25.008/3/2010 11:05:43 PM
realtormoises$25.00$25.008/4/2010 7:09:58 AM
P2InvestorSolutions$50.00$50.008/5/2010 8:04:40 AM
BrighterSuns$25.00$25.008/5/2010 11:02:12 AM
bid-caballero$30.00$30.008/5/2010 11:12:04 AM
YoungTaxMan$1,300.00$740.848/5/2010 1:30:50 PM
dammage$36.42$36.428/5/2010 4:51:42 PM
unger$80.00$80.008/5/2010 4:59:57 PM
bunnybear$30.15$30.158/5/2010 4:54:28 PM
chato2345$97.64$97.648/5/2010 5:06:07 PM
credit-missile$25.00$25.008/5/2010 6:13:55 PM
jcw3rd$25.00$25.008/5/2010 5:40:16 PM
pellet$25.00$25.008/5/2010 6:19:47 PM
marwadi-62$200.00$200.008/5/2010 6:01:29 PM
lucrative-coin$64.48$64.488/5/2010 6:34:27 PM
cash-arboretum$50.00$50.008/5/2010 7:48:10 PM
goodcents$30.00$30.008/5/2010 7:15:35 PM
RecoveryLender$25.00$25.008/5/2010 8:38:28 PM
DasMula$25.00$25.008/6/2010 12:50:40 AM
Free-the-usa-1776$25.00$25.008/6/2010 3:03:03 AM
american-investor$47.51$47.518/6/2010 3:13:57 AM
loaningmoneybyme$25.00$25.008/6/2010 4:30:27 AM
CoolPlexer$25.00$25.008/6/2010 5:21:58 AM
coin-explorer$25.00$25.008/6/2010 7:00:24 AM
DenimCapital$26.56$26.568/6/2010 7:39:01 AM
NekHoldings$25.00$25.008/6/2010 8:32:19 AM
HomerdohNY$25.00$25.008/6/2010 8:39:48 AM
Sudoku$64.68$64.688/6/2010 9:02:33 AM
capital-galaxy$200.00$200.008/6/2010 9:00:46 AM
LOLgivin_monies$25.00$25.008/6/2010 9:26:17 AM
investment-visionary$25.00$25.008/6/2010 9:27:56 AM
zone6$112.90$112.908/6/2010 8:10:47 AM
dough-rocket$25.00$25.008/6/2010 9:12:23 AM
JGuide$200.00$200.008/6/2010 10:04:03 AM
gristle_mcthornbody$25.00$25.008/6/2010 9:47:05 AM
ComputerCash25$25.00$25.007/30/2010 2:41:31 PM
Moe87$25.00$25.007/31/2010 6:05:54 AM
Kash2010lu$25.00$25.007/31/2010 2:49:52 PM
houli123$25.00$25.007/31/2010 11:41:45 PM
dws2380$25.00$25.008/2/2010 5:41:35 AM
well-mannered-income3$30.00$30.008/3/2010 8:05:46 AM
CommunityArts_Non-profit$26.21$26.218/3/2010 8:50:10 PM
well-mannered-income3$30.00$30.008/4/2010 7:53:13 AM
bmw2$72.00$72.008/4/2010 8:12:38 PM
supreme-hope$25.00$25.008/5/2010 7:43:58 AM
fireferd$40.00$40.008/5/2010 9:20:42 AM
FallonCredit$25.00$25.008/5/2010 11:19:46 AM
Bob450$30.00$30.008/5/2010 4:43:59 PM
drcoop$25.00$25.008/5/2010 4:57:20 PM
Leshan$200.00$200.008/5/2010 5:05:47 PM
starry2001$25.00$25.008/5/2010 5:09:43 PM
quest0$43.76$43.768/5/2010 7:35:07 PM
Toastmaster007$25.00$25.008/5/2010 10:39:55 PM
larryboy10$25.00$25.008/5/2010 8:57:59 PM
kingston1$25.00$25.008/5/2010 8:41:38 PM
P3P-Career-Coach$25.00$25.008/5/2010 10:45:12 PM
credit-missile$42.55$42.558/6/2010 1:05:40 AM
khamlagirl$25.00$25.008/6/2010 4:45:26 AM
Rulea72$35.40$35.408/6/2010 7:12:52 AM
Hobson$25.00$25.008/6/2010 7:15:27 AM
loaningmoneybyme$25.00$25.008/6/2010 7:55:42 AM
grampy48$25.00$25.008/6/2010 8:10:19 AM
bonus-quark4$25.00$25.008/6/2010 9:52:51 AM
fabulous-community4$200.00$200.008/6/2010 9:36:23 AM
loanman2007$100.00$100.008/6/2010 9:59:35 AM
82 bids
 
Borrower Payment Dependent Notes Series 469086
This series of Notes was issued and sold upon the funding of the borrower loan #43976, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.3% Auction start date:  Jul-29-2010 
  Auction end date:  Aug-05-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $226.18
Final lender yield: 29.00% Final borrower rate/APR: 30.00% / 33.61% Final monthly payment: $212.26
 
Auction yield range: 16.93% - 34.00% Estimated loss impact: 19.99%  
Lender servicing fee: 1.00% Estimated return: 9.01%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1992 Debt/Income ratio: 17%
Credit score: 640-659 (Jul-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 4Length of status:8y 6m
Amount delinquent: $0 Total credit lines: 29 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,748Stated income:$50,000-$74,999
Delinquencies in last 7y: 28 Bankcard utilization: 105%  
   Homeownership: No  
Screen name: chmarie Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 23 ( 100% ) 640-659 (Latest)
Principal borrowed: $1,250.00< 31 days late: 0 ( 0% )  
540-559 (Jul-2008)
540-559 (Jun-2008)
 
Principal balance: $558.65 31+ days late: 0 ( 0% )
Total payments billed: 23  
Description
Paying off our credit cards
Purpose of loan:
This loan will be used to?finish paying off mine and my husbands?credit cards so that?we can continue to raise?our credit scores.??We have both worked hard in the past 2 years to improve our credit scores and in the past year mine has gone up by more than 80 points and my husbands by about 70 points.? With?our credit scores having been low,?we have low limits and need to have low revolving credit balances so?we can raise?our scores and buy a home.

My financial situation:
I am a good candidate for this loan because?I have been a teacher for 14 years and have a good job in a district I have been with for 9 years.? My husband is an engineer and makes over $60,000 a year.?He has been with his company for more than 5 years. ?We have two kids ages 6 and 8 who are in school full time so this is the first school year in 8 years when we don?t have daycare expenses which frees up over $800 per month.

Monthly net income: $8,600 combined?

Housing: $1,500??
Insurance: $230??
Car expenses: $450??
Utilities: $350??
Phone, cable, internet: $120??
Food, entertainment: $400??
Clothing, household expenses $250??
Credit cards and other loans: $500
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: chmarie, Could you please list your credit cards, amount owed, and rates? thanks - golffish2
A: Capital One $587 @ 23% Capital One $990 @ 23% Target $180 @ 25% I also have a Children's Place that is closed for $450 @ 30% My husband has 4 cards and owes about $2,200 all at about 23% I realize that the loan I would be getting is a higher interest rate, but in order for us to move forward towards financial freedom we need to open up our revolving credit so our score will go up and hopefully that will mean lower rates in the future. The Prosper loans work well for us. Thanks (Jul-30-2010)
Q: Please explain the delinquincies shown on your listing. Thanks. - tigercat
A: Most of them are from Student loans that are now paid monthly. I just didn't do what I needed to put them in deferment while I was in school for my masters degree. I thought I did, but found out otherwise when it was too late. I had also been late on some credit cards in the past, but now I keep track better and I love automated payments. (Jul-31-2010)
Q: Could you tell me how many of the delinquencies were from student loans? - GoodFamily
A: I was late on the loans 2 times. The reason it lists as so many delinquencies is because at that time the loans were 13 smaller loans from Wells Fargo. This was before I consolidated. My 2 late payments counted at 26 late payments. I am now on a automatic payment with the loans. (Aug-01-2010)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Kash2010lu$25.00$25.007/29/2010 7:38:49 PM
ComputerCash25$25.00$25.007/30/2010 2:16:38 PM
SolarMoonshine$25.00$25.007/30/2010 3:15:41 PM
quicksilver70$25.00$25.007/31/2010 12:18:49 AM
boo_hoo$50.00$50.007/31/2010 1:27:48 PM
penny-plato$50.00$50.007/31/2010 8:02:15 PM
golffish2$100.00$100.008/2/2010 4:06:16 AM
autonomous-truth$25.00$25.008/2/2010 12:59:34 PM
ore-dojo$25.00$25.008/2/2010 5:21:46 PM
chameleon125$50.00$50.008/2/2010 9:35:10 PM
exchange-cowbell5$25.00$25.008/2/2010 9:35:23 PM
golffish2$100.00$100.008/3/2010 4:31:28 AM
beans53$25.00$25.008/3/2010 11:12:22 AM
wlm3012$25.00$25.008/3/2010 3:07:54 PM
eboomer2611$25.00$25.008/3/2010 6:46:08 PM
BankerBoy414$25.57$25.578/3/2010 4:30:32 PM
CoolPlexer$25.00$25.008/3/2010 6:29:55 PM
himanshuko$25.00$25.008/3/2010 8:31:09 PM
asset-pine$31.42$31.428/3/2010 9:05:11 PM
proton346$25.00$25.008/4/2010 2:36:46 AM
rlbbank$25.00$25.008/4/2010 3:20:43 AM
ZOOOM$30.00$30.008/4/2010 7:39:42 AM
BeanCownter$100.00$27.208/4/2010 9:31:04 AM
samurai2$25.00$25.008/4/2010 2:56:27 PM
WZ3190$25.03$25.038/4/2010 3:25:26 PM
orange-pound-party$30.00$30.008/4/2010 4:41:17 PM
cbivitz$475.00$475.008/4/2010 7:46:47 PM
Jinja$28.51$28.518/4/2010 5:42:56 PM
marinbb$28.72$28.728/4/2010 7:50:04 PM
Moe87$25.00$25.008/4/2010 9:05:57 PM
SamuelChee$51.75$51.758/5/2010 5:59:52 AM
courteous-note1$25.07$25.078/5/2010 7:13:45 AM
Mikale360$25.00$25.008/5/2010 6:42:50 AM
IASKGOD$25.00$25.008/5/2010 8:15:23 AM
shrewd-income$150.00$150.008/5/2010 9:05:03 AM
fireferd$50.00$50.008/5/2010 9:11:55 AM
friendinmoney$25.00$25.008/5/2010 10:31:13 AM
motivator72$25.00$25.008/5/2010 9:12:36 AM
clemclan$25.00$25.008/5/2010 10:40:27 AM
Feyenoord$32.35$32.358/5/2010 10:26:12 AM
brightest-dignified-penny$25.00$25.008/5/2010 10:13:56 AM
ddoneday$33.00$33.008/5/2010 2:02:18 PM
fairgirl$25.00$25.008/5/2010 11:37:43 AM
LA-Funding-Bank$25.00$25.008/5/2010 2:11:55 PM
lucrative-coin$50.00$50.008/5/2010 2:31:11 PM
revenue-sapling$100.00$100.008/5/2010 1:43:25 PM
Core-Marketing$50.00$50.008/5/2010 2:10:06 PM
340$104.14$104.148/5/2010 3:51:19 PM
LOAN_DOC$75.00$75.008/5/2010 4:09:41 PM
payout-bridge$250.00$250.008/5/2010 4:34:51 PM
riveting-credit5$500.00$500.007/29/2010 5:58:13 PM
autonomous-truth$25.00$25.007/29/2010 6:30:39 PM
realtormoises$25.00$25.007/31/2010 8:43:37 AM
UCLA4life$25.00$25.007/31/2010 4:02:47 PM
power-secret-agent$25.00$25.008/1/2010 4:14:57 PM
KlarthXVII$25.00$25.008/1/2010 7:43:09 PM
golffish2$100.00$100.008/2/2010 4:31:45 AM
WonByOne$25.00$25.008/2/2010 11:13:06 AM
dpries123$25.00$25.008/2/2010 1:00:01 PM
golffish2$100.00$100.008/3/2010 4:31:14 AM
golffish2$100.00$100.008/3/2010 8:26:01 AM
shrewd-income$100.00$100.008/3/2010 11:35:16 AM
The-Lighthouse-Group$25.00$25.008/3/2010 2:04:57 PM
rlaboy$25.00$25.008/3/2010 5:25:14 PM
MrPie$25.00$25.008/4/2010 10:16:07 AM
Spinnaker$80.00$80.008/4/2010 6:21:48 PM
nashibaksi$25.00$25.008/4/2010 6:41:32 PM
Socorro_Capital_Partners$25.00$25.008/4/2010 6:55:07 PM
MrMoneyBags$25.00$25.008/4/2010 6:00:26 PM
green-transaction-charmer$32.60$32.608/4/2010 7:29:11 PM
peso-bonaza$27.64$27.648/4/2010 8:16:11 PM
jcw3rd$25.00$25.008/5/2010 8:11:20 AM
Leshan$75.00$75.008/5/2010 8:40:03 AM
Rollshaft$50.00$50.008/5/2010 10:34:20 AM
coasterman$25.00$25.008/5/2010 9:16:03 AM
grampy48$50.00$50.008/5/2010 11:24:10 AM
RKLFinancial$68.51$68.518/5/2010 11:34:03 AM
fairness-atmosphere$25.00$25.008/5/2010 11:12:40 AM
Paxman84$25.00$25.008/5/2010 11:36:13 AM
Champion_Lending$25.00$25.008/5/2010 9:59:42 AM
druidpoet$25.00$25.008/5/2010 1:42:00 PM
tigercat$50.00$50.008/5/2010 2:44:00 PM
Starfin-Capital-Management$200.00$200.008/5/2010 2:15:13 PM
GrossBuddha$50.00$50.008/5/2010 2:24:57 PM
mutual-benefit$25.00$25.008/5/2010 2:47:22 PM
market-pudding$25.00$25.008/5/2010 3:26:37 PM
jjsparks28$93.49$93.498/5/2010 4:07:35 PM
RecoveryLender$25.00$25.008/5/2010 4:13:42 PM
Moe87$25.00$25.008/5/2010 4:23:13 PM
RMI_Babylon$25.00$25.008/5/2010 4:35:21 PM
gold-cluster$100.00$100.008/5/2010 4:14:23 PM
91 bids
 
Borrower Payment Dependent Notes Series 469564
This series of Notes was issued and sold upon the funding of the borrower loan #43954, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 6.0% Auction start date:  Aug-02-2010 
  Auction end date:  Aug-09-2010 
 
Starting lender yield: 14.15% Starting borrower rate/APR: 15.15% / 17.32% Starting monthly payment: $521.08
Final lender yield: 14.15% Final borrower rate/APR: 15.15% / 17.32% Final monthly payment: $521.08
 
Auction yield range: 5.93% - 14.15% Estimated loss impact: 6.19%  
Lender servicing fee: 1.00% Estimated return: 7.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Apr-1987 Debt/Income ratio: 25%
Credit score: 780-799 (Aug-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:0y 9m
Amount delinquent: $0 Total credit lines: 22 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $27,596Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 43%  
   Homeownership: Yes  
Screen name: allotment875 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off high interest credit cards
??Purpose of loan:


?? I would like to pay off a couple high interest credit cards (B of A : 24.99%?, Chase : 17.74%).



? My financial situation:


?? I have never missed a payment on any of my obligations. I will repay this loan.




? Monthly net income:?$ 3800.00




??Monthly expenses:?

?? Housing: $ 1260.00
?? Insurance: $ 150.00
?? Car expenses: $?200.00
?? Utilities: $ 200.00?
?? Phone, cable, internet: $ 100.00
?? Food, entertainment: $ 300.00
?? Credit cards and other loans: $?700.00

Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
jdrez$25.00$25.008/2/2010 11:27:54 AM
ray1051$25.00$25.008/2/2010 11:30:41 AM
Picopie$50.00$50.008/2/2010 11:32:31 AM
richboy56$50.00$50.008/2/2010 11:32:03 AM
blue-euro-entrepreneur$25.00$25.008/2/2010 11:41:17 AM
payout-achievement$40.00$40.008/2/2010 11:44:54 AM
kbodendorf$25.00$25.008/2/2010 11:45:10 AM
puifais$25.00$25.008/2/2010 11:45:23 AM
bid-czar8$100.00$100.008/2/2010 11:44:32 AM
buraky$50.00$50.008/2/2010 11:45:39 AM
heavy_ax$25.00$25.008/2/2010 11:47:11 AM
kegs$100.00$100.008/2/2010 11:47:20 AM
generous-deal6$25.00$25.008/2/2010 11:48:38 AM
studious-bonus7$100.00$100.008/2/2010 11:47:50 AM
hythum3$25.00$25.008/2/2010 11:43:44 AM
dollar-oracle55$25.00$25.008/2/2010 11:49:07 AM
enthralling-deal180$100.00$100.008/2/2010 11:49:25 AM
anders94$25.00$25.008/2/2010 11:48:53 AM
LenderDan$50.00$50.008/2/2010 11:51:49 AM
tedsrfdude$25.00$25.008/2/2010 11:57:50 AM
trade-doughnut5$25.00$25.008/2/2010 11:58:30 AM
Kilolani$25.00$25.008/2/2010 12:02:51 PM
leeball$50.00$50.008/2/2010 12:04:22 PM
best-deal-banker$25.00$25.008/2/2010 11:57:23 AM
VBAces$50.00$50.008/2/2010 11:59:18 AM
rescue$50.00$50.008/2/2010 12:07:10 PM
commerce-web5$25.00$25.008/2/2010 12:05:10 PM
bonus-buddy2$35.00$35.008/2/2010 12:00:19 PM
philosopher4$50.00$50.008/2/2010 12:05:23 PM
BabyLender$25.00$25.008/2/2010 12:08:03 PM
secobarbital$50.00$50.008/2/2010 12:05:51 PM
paymentologist$25.00$25.008/2/2010 12:03:11 PM
klinebarger$25.00$25.008/2/2010 12:12:31 PM
mikrolown$25.00$25.008/2/2010 12:13:40 PM
the-productive-agreement$25.00$25.008/2/2010 12:06:54 PM
haplender$50.00$50.008/2/2010 12:07:36 PM
hawkhelp$25.00$25.008/2/2010 12:30:10 PM
sensible-order2$50.00$50.008/2/2010 12:31:50 PM
credit-kahuna$50.00$50.008/2/2010 12:11:31 PM
blissful-note7$25.00$25.008/2/2010 12:27:20 PM
the-purposeful-principal$50.00$50.008/2/2010 12:34:43 PM
Wellman$100.00$100.008/2/2010 12:33:49 PM
jlot16$25.00$25.008/2/2010 12:34:21 PM
radiant-fund$25.00$25.008/2/2010 12:33:01 PM
the-determined-value$25.00$25.008/2/2010 12:34:39 PM
pleasant-basis$25.00$25.008/2/2010 12:38:20 PM
alaco$25.00$25.008/2/2010 12:36:41 PM
cathybiz$25.00$25.008/2/2010 12:42:04 PM
radforj22$25.00$25.008/2/2010 12:55:20 PM
rcc7$50.00$50.008/2/2010 12:44:32 PM
chkrvrty$25.00$25.008/2/2010 12:44:58 PM
mcds$25.00$25.008/2/2010 12:54:19 PM
Blends$35.00$35.008/2/2010 12:54:36 PM
Floridian71$25.00$25.008/2/2010 12:59:28 PM
maule$25.00$25.008/2/2010 1:15:57 PM
delicious-cash$25.00$25.008/2/2010 3:59:20 PM
hrubinst$25.00$25.008/2/2010 5:24:27 PM
Ocean713$50.00$50.008/2/2010 5:30:48 PM
Bio-physicist$25.00$25.008/2/2010 7:09:05 PM
jstnow$25.00$25.008/2/2010 5:30:05 PM
youngmoney7$25.00$25.008/2/2010 7:30:38 PM
benefit-piano5$25.00$25.008/2/2010 9:29:27 PM
emphatic-deal5$29.41$29.418/2/2010 8:29:05 PM
stoopidnoodle$25.00$25.008/2/2010 7:44:28 PM
financial-frenzy$50.00$50.008/2/2010 8:49:07 PM
blackstar$25.00$25.008/3/2010 7:10:39 AM
Interstate_Rate$25.00$25.008/3/2010 5:05:11 AM
telegon$25.00$25.008/3/2010 8:19:05 AM
useful-p2ploan$50.00$50.008/3/2010 8:09:51 AM
friendly-market5$25.00$25.008/3/2010 10:50:07 AM
patriot897$39.33$39.338/3/2010 9:29:16 AM
mfdbtm$25.00$25.008/3/2010 11:19:05 AM
enthusiastic-balance5$49.99$49.998/3/2010 10:35:20 AM
JGB$48.48$48.488/3/2010 10:35:26 AM
best-coin-miser$25.00$25.008/3/2010 11:24:34 AM
safe-finance$25.00$25.008/3/2010 10:09:41 AM
Panna$25.00$25.008/3/2010 10:42:00 AM
swm$25.00$25.008/3/2010 11:44:08 AM
benevolent-money6$50.00$50.008/3/2010 11:49:50 AM
hard-working-loot$25.00$25.008/3/2010 10:48:47 AM
ddogs$25.00$25.008/3/2010 12:06:39 PM
kelly42$25.00$25.008/3/2010 10:35:21 AM
108lender$53.28$53.288/3/2010 12:09:11 PM
dmfog$25.00$25.008/3/2010 10:35:36 AM
Macarro4$25.00$25.008/3/2010 11:19:03 AM
helpinghand63$50.00$50.008/3/2010 11:19:06 AM
ccdmp2004$25.00$25.008/3/2010 12:29:26 PM
reward-motion$25.00$25.008/3/2010 12:35:30 PM
social-comet224$25.00$25.008/3/2010 11:29:36 AM
Cai8899$31.82$31.828/3/2010 10:57:29 AM
BankofRon$25.00$25.008/3/2010 10:58:02 AM
SelectTrustLending$30.94$30.948/3/2010 12:45:22 PM
JClives$25.00$25.008/3/2010 12:49:18 PM
compassion-bauble4$25.00$25.008/3/2010 11:49:51 AM
PocketAces$25.00$25.008/3/2010 11:54:25 AM
csarradio$25.00$25.008/3/2010 11:59:10 AM
sweet-social2$25.00$25.008/3/2010 11:29:37 AM
tntmojave$25.00$25.008/3/2010 12:14:23 PM
orange-trustworthy-fairness$25.00$25.008/3/2010 11:49:57 AM
exchange-fountain$25.00$25.008/3/2010 11:55:38 AM
LandE2BG$25.00$25.008/3/2010 11:59:04 AM
californiakhan$25.00$25.008/3/2010 1:29:01 PM
apeloans$25.00$25.008/3/2010 12:05:49 PM
danthemon35$25.00$25.008/3/2010 1:34:48 PM
newgroom422$25.00$25.008/3/2010 12:09:22 PM
lowcostmoney$25.00$25.008/3/2010 2:04:23 PM
souperrich$25.00$25.008/3/2010 2:24:29 PM
psztnrw$42.95$42.958/3/2010 2:29:46 PM
chapman18$25.00$25.008/3/2010 12:49:19 PM
dpjd$50.00$50.008/3/2010 12:49:25 PM
Ducatiman1978$25.00$25.008/3/2010 12:56:44 PM
economy-mushroom$25.00$25.008/3/2010 12:57:22 PM
listing-goat$50.00$50.008/3/2010 1:04:10 PM
cash-queen$25.00$25.008/3/2010 1:34:50 PM
top-courteous-peso$100.00$100.008/3/2010 12:57:16 PM
community-champ3$25.00$25.008/3/2010 2:00:53 PM
JTCorp$25.00$25.008/3/2010 1:34:43 PM
important-ore$34.07$34.078/3/2010 2:24:43 PM
uncleharold$25.00$25.008/3/2010 2:29:47 PM
bahamaman$50.00$50.008/3/2010 2:04:45 PM
flexible-vigilance7$25.00$25.008/3/2010 2:24:27 PM
jcttjg$50.00$50.008/3/2010 3:25:56 PM
Favish$50.00$50.008/3/2010 4:34:34 PM
ngmansfield$25.00$25.008/4/2010 6:48:51 AM
DadWarbucks$25.00$25.008/4/2010 7:47:42 AM
dollars_n_sense$25.00$25.008/4/2010 9:32:38 AM
hitsman$100.00$100.008/4/2010 8:14:30 PM
RusRobo$25.00$25.008/5/2010 3:58:39 AM
adir1$25.00$25.008/5/2010 4:13:22 AM
nalaari$25.00$25.008/5/2010 2:55:31 AM
RedCentre$77.11$77.118/5/2010 2:32:41 AM
schpere$25.00$25.008/5/2010 3:17:59 AM
gumbit$31.86$31.868/5/2010 2:46:34 AM
Gabriel02$25.00$25.008/5/2010 8:47:50 AM
dcap3$100.00$100.008/5/2010 8:30:02 AM
mikeandcat$50.00$50.008/5/2010 8:57:38 AM
jeffaa$50.00$50.008/5/2010 9:43:10 AM
riproaringrapids$25.00$25.008/5/2010 10:03:39 AM
ingenious-diversification$25.00$25.008/5/2010 10:42:33 AM
kind-adventurous-finance$50.00$50.008/5/2010 1:58:18 PM
greggathelegga$62.88$62.888/5/2010 11:36:42 AM
balance-gatherer1$25.00$25.008/5/2010 2:57:37 PM
alcyon$25.00$25.008/5/2010 2:28:08 PM
first-upright-payout$50.00$50.008/5/2010 6:47:45 PM
larrybird$100.00$100.008/5/2010 6:27:48 PM
gochargers$100.00$100.008/5/2010 6:52:45 PM
zebra7$28.31$28.318/5/2010 7:24:02 PM
coin-explorer$25.00$25.008/5/2010 7:48:27 PM
PatRichi$25.00$25.008/5/2010 11:33:09 PM
Phantom99$25.00$25.008/5/2010 11:39:48 PM
bankdaddy$25.00$25.008/6/2010 5:45:24 AM
jsmith1450$27.39$27.398/6/2010 6:23:18 AM
t2smoney$25.00$25.008/6/2010 3:57:36 AM
fishintime$25.00$25.008/6/2010 6:52:47 AM
SpectrumCen$25.00$25.008/6/2010 8:02:56 AM
worth-sanctuary9$25.00$25.008/6/2010 9:33:37 AM
IIP77$25.00$25.008/6/2010 8:32:42 AM
cestesV$50.00$50.008/6/2010 9:12:41 AM
life-is-great$50.00$50.008/6/2010 11:02:44 AM
anton$25.00$25.008/6/2010 12:07:35 PM
sensible-trade$100.00$100.008/6/2010 12:22:53 PM
helpishere777$25.00$25.008/6/2010 12:37:59 PM
KiwiElf$35.00$35.008/6/2010 3:18:20 PM
shrewd-truth1$25.00$25.008/6/2010 3:18:53 PM
TheYellowDart$25.00$25.008/6/2010 3:19:01 PM
wild_carrot$25.00$25.008/6/2010 2:13:58 PM
misterhobbs$25.00$25.008/6/2010 3:33:52 PM
rupee-artisan$25.00$25.008/6/2010 8:28:11 PM
nilonc1$25.00$25.008/6/2010 9:14:04 PM
peruse$25.00$25.008/6/2010 5:12:58 PM
julijask$35.00$35.008/6/2010 9:55:48 PM
dollardave$50.53$50.538/6/2010 10:14:24 PM
wise-silver-wonder$25.00$25.008/6/2010 10:15:15 PM
LenderByDay$25.00$25.008/6/2010 11:42:35 PM
Passionate_Nurse$50.00$50.008/6/2010 8:56:54 PM
fly99$100.00$100.008/7/2010 4:37:38 AM
Sol_Invictus$25.00$25.008/7/2010 5:08:52 AM
Superc0ld$27.29$27.298/6/2010 9:39:30 PM
monticello$25.00$25.008/7/2010 5:37:41 AM
trustworthy-finance6$100.00$100.008/7/2010 7:48:33 AM
rockhound84$25.00$25.008/7/2010 7:28:50 AM
jakesworld$50.00$50.008/7/2010 10:38:04 AM
BrighterSuns$25.00$25.008/7/2010 11:13:50 AM
52digital$25.00$25.008/7/2010 11:53:19 AM
Hokie83$36.15$36.158/7/2010 10:07:29 AM
Approved1234$25.00$25.008/7/2010 10:17:35 AM
mpatrick$50.00$50.008/7/2010 5:00:01 PM
compassion-burrito$25.00$25.008/7/2010 6:12:46 PM
nickel-synapse$25.00$25.008/7/2010 11:02:33 AM
loss-of-control$25.00$25.008/7/2010 7:11:57 PM
E_G$50.00$50.008/7/2010 9:18:48 PM
dinero-speaker$25.00$25.008/7/2010 9:47:28 PM
mobius404$50.00$50.008/8/2010 6:30:47 AM
p2ploan-lion$50.00$50.008/8/2010 7:22:34 AM
Easystreet$25.00$25.008/8/2010 5:49:00 AM
cathexis$50.00$5.508/8/2010 7:37:40 AM
gain-dolphin$25.00$25.008/7/2010 10:54:42 PM
dynrep$50.00$50.008/8/2010 3:55:21 PM
Investoman$500.00$500.008/9/2010 4:01:58 AM
mgking007$25.00$25.008/9/2010 7:44:22 AM
credit-panda1$25.00$25.008/9/2010 8:46:07 AM
Weaverville$50.00$50.008/2/2010 11:25:55 AM
tech310$100.00$100.008/2/2010 11:36:01 AM
Artist_Blue$25.00$25.008/2/2010 11:31:43 AM
xstreamin$25.00$25.008/2/2010 11:46:10 AM
jigsaw$100.00$100.008/2/2010 11:46:51 AM
jbaum$25.00$25.008/2/2010 11:48:15 AM
BeanCownter$200.00$200.008/2/2010 11:47:34 AM
income-fortress$25.00$25.008/2/2010 11:45:54 AM
sdr984$25.00$25.008/2/2010 11:50:30 AM
green-moola-sniffer$50.00$50.008/2/2010 11:46:36 AM
proper-p2p6$100.00$100.008/2/2010 11:51:20 AM
docktah$50.00$50.008/2/2010 11:56:09 AM
diplomatic-wealth7$50.00$50.008/2/2010 11:50:43 AM
speedy-point$25.00$25.008/2/2010 11:51:01 AM
priceless-money6$50.00$50.008/2/2010 11:56:52 AM
srilm$25.00$25.008/2/2010 11:57:59 AM
greeninspirit$25.00$25.008/2/2010 12:02:30 PM
MrDavid$50.00$50.008/2/2010 11:56:31 AM
Goodlender42$25.00$25.008/2/2010 12:03:56 PM
punctual-power7$25.00$25.008/2/2010 12:03:02 PM
chekat$25.00$25.008/2/2010 11:57:14 AM
brutusbone$25.00$25.008/2/2010 11:58:48 AM
CAGE-Investments$25.00$25.008/2/2010 12:06:14 PM
sweet-loan8$25.00$25.008/2/2010 12:09:44 PM
capital_gains$25.00$25.008/2/2010 12:02:22 PM
jt530$25.00$25.008/2/2010 12:10:33 PM
amint17$25.00$25.008/2/2010 12:10:46 PM
bonus-poplar2$50.00$50.008/2/2010 12:11:06 PM
icchok$50.00$50.008/2/2010 12:13:01 PM
orange-preeminant-bill$100.00$100.008/2/2010 12:08:50 PM
brightest-breathtaking-finance$100.00$100.008/2/2010 12:33:19 PM
bhrma1$25.00$25.008/2/2010 12:34:29 PM
bewitching-asset3$25.00$25.008/2/2010 12:37:22 PM
drkosh$25.00$25.008/2/2010 12:37:36 PM
Cheburashka$25.00$25.008/2/2010 12:34:57 PM
cablenews$50.00$50.008/2/2010 12:39:32 PM
ms48105$25.00$25.008/2/2010 12:40:01 PM
spaceman1645$100.00$100.008/2/2010 12:41:21 PM
objective-investor$100.00$100.008/2/2010 12:43:24 PM
ichibon$100.00$100.008/2/2010 12:43:45 PM
RetiredATC$50.00$50.008/2/2010 12:38:50 PM
blue-useful-auction$25.00$25.008/2/2010 12:44:31 PM
tenacious-compassion9$25.00$25.008/2/2010 12:39:25 PM
crawfingers$25.00$25.008/2/2010 12:45:19 PM
simplelender80$250.00$250.008/2/2010 12:43:58 PM
fareast_man$25.00$25.008/2/2010 12:44:23 PM
aggielender$25.00$25.008/2/2010 12:40:50 PM
visionary-community$25.00$25.008/2/2010 12:42:42 PM
happy-return4$50.00$50.008/2/2010 12:55:35 PM
reward-burger2$50.00$50.008/2/2010 12:44:48 PM
Minnechela$25.00$25.008/2/2010 12:56:21 PM
ddog0224$25.00$25.008/2/2010 1:59:47 PM
geniusj$25.00$25.008/2/2010 12:53:00 PM
Pizza-man$30.32$30.328/2/2010 3:29:18 PM
bigdogsafety1$25.00$25.008/2/2010 3:55:54 PM
yield-lion$25.00$25.008/2/2010 4:14:12 PM
community-pipeline8$50.00$50.008/2/2010 4:29:23 PM
credit-coach118$35.00$35.008/2/2010 5:24:16 PM
TIC0331$50.00$50.008/2/2010 5:24:21 PM
well-rounded-dinero$25.00$25.008/2/2010 7:34:08 PM
Investoman$25.54$25.548/3/2010 4:15:24 AM
wwwUniversal$25.00$25.008/2/2010 8:29:13 PM
Havana21$33.89$33.898/3/2010 3:44:23 AM
schnatty$33.55$33.558/3/2010 9:04:05 AM
tranquil-return4$25.00$25.008/3/2010 6:34:05 AM
intlargonaut$100.00$100.008/3/2010 9:44:26 AM
mjdaking$25.00$25.008/3/2010 10:04:16 AM
lendme2$31.44$31.448/3/2010 10:09:23 AM
gracej$25.00$25.008/3/2010 10:20:58 AM
luckyldy$35.00$35.008/3/2010 10:24:51 AM
fair-hope$25.00$25.008/3/2010 10:35:10 AM
the-money-gargantuan$25.00$25.008/3/2010 10:35:18 AM
BuffetRocks$50.00$50.008/3/2010 10:37:46 AM
banker727$50.00$50.008/3/2010 9:35:02 AM
the-profit-oracle$25.00$25.008/3/2010 10:41:41 AM
imlosttoo$25.00$25.008/3/2010 10:17:10 AM
CASHGIRL$25.00$25.008/3/2010 10:04:50 AM
TeamAmerica$25.00$25.008/3/2010 11:29:35 AM
gamp$25.00$25.008/3/2010 10:17:06 AM
boater01$50.00$50.008/3/2010 11:43:03 AM
yenlowang$25.00$25.008/3/2010 10:20:29 AM
worth-arch$25.00$25.008/3/2010 10:50:10 AM
twirl2$25.00$25.008/3/2010 10:33:22 AM
melodious-fairness$25.00$25.008/3/2010 10:56:48 AM
lcole32$25.00$25.008/3/2010 12:09:01 PM
bxdoc$34.37$34.378/3/2010 10:35:17 AM
redx$25.00$25.008/3/2010 12:09:16 PM
lloyd_s$25.00$25.008/3/2010 10:35:39 AM
Thylow$25.00$25.008/3/2010 11:19:04 AM
shrewd-deal$25.00$25.008/3/2010 11:19:18 AM
successful-agreement7$29.78$29.788/3/2010 10:48:20 AM
unrivaled-justice$25.00$25.008/3/2010 10:48:43 AM
deal-pioneer1$25.00$25.008/3/2010 10:50:19 AM
forthright-dedication$42.83$42.838/3/2010 11:44:04 AM
visionary-commerce$25.00$25.008/3/2010 12:49:21 PM
chestnut4$25.00$25.008/3/2010 11:54:25 AM
thunderd$25.00$25.008/3/2010 11:24:05 AM
productive-finance$25.00$25.008/3/2010 11:29:53 AM
panther757$25.00$25.008/3/2010 12:08:05 PM
marketplace-cello5$25.00$25.008/3/2010 12:09:11 PM
UT-Longhorn$25.00$25.008/3/2010 12:19:35 PM
direct-yield$25.00$25.008/3/2010 1:34:46 PM
orange-courageous-dedication$25.00$25.008/3/2010 12:09:15 PM
ptjg$25.00$25.008/3/2010 2:04:32 PM
treasure-bliss$100.00$100.008/3/2010 12:35:46 PM
villagers$25.00$25.008/3/2010 12:36:45 PM
powerful-finance7$25.00$25.008/3/2010 12:49:22 PM
monticello78$32.58$32.588/3/2010 12:45:39 PM
inspiring-reward$85.77$85.778/3/2010 12:56:08 PM
engrossing-commerce$50.00$50.008/3/2010 12:54:23 PM
zippy-interest$25.00$25.008/3/2010 12:56:03 PM
Jager31$25.00$25.008/3/2010 1:04:09 PM
Dreams4Cash$25.00$25.008/3/2010 1:34:49 PM
bountiful-durability$33.21$33.218/3/2010 12:59:31 PM
inspired-agreement$25.00$25.008/3/2010 1:34:45 PM
elated-greenback$50.00$50.008/3/2010 1:37:55 PM
socrates520$50.00$50.008/3/2010 1:54:15 PM
resplendent-moola$25.00$25.008/3/2010 2:29:20 PM
efficient-treasure0$25.00$25.008/3/2010 9:40:43 PM
bashar$50.00$50.008/3/2010 6:45:04 PM
Peterman$25.00$25.008/4/2010 1:58:44 AM
transparent-silver$50.00$50.008/4/2010 9:54:00 AM
a-community-aficionado$50.00$50.008/4/2010 10:04:57 AM
asset-equilibrium0$25.00$25.008/4/2010 10:33:13 AM
SastreMason$25.00$25.008/4/2010 11:47:35 AM
jibe-set$50.00$50.008/4/2010 11:53:46 AM
wacko82$50.00$50.008/4/2010 11:37:52 AM
RedantFinance$25.00$25.008/4/2010 12:48:30 PM
Rinastiti$25.00$25.008/4/2010 3:28:43 PM
medic_up$50.00$50.008/4/2010 7:22:56 PM
brazilofmux$59.12$59.128/5/2010 2:20:42 AM
Warwick$25.00$25.008/5/2010 6:32:44 AM
DcUnited$30.00$30.008/5/2010 3:18:22 AM
ArtemisFitzlebottom$35.53$35.538/5/2010 8:07:53 AM
intuitive-bill$50.00$50.008/5/2010 9:12:54 AM
RICHMONDREB$25.00$25.008/5/2010 9:37:25 AM
akahoss$25.00$25.008/5/2010 1:53:02 PM
wampum-chorus3$25.00$25.008/5/2010 4:45:58 PM
wellsfrugal$25.00$25.008/6/2010 1:02:39 AM
silver-breeze3$33.00$33.008/6/2010 4:10:35 AM
FinDoc$25.00$25.008/6/2010 7:22:31 AM
market-worker$25.00$25.008/6/2010 7:22:50 AM
carlover$25.00$25.008/6/2010 8:43:30 AM
jleng$25.00$25.008/6/2010 9:33:03 AM
innocent-dedication$50.00$50.008/6/2010 9:23:08 AM
friendly-credit2$50.00$50.008/6/2010 9:33:40 AM
investment-prairie8$50.00$50.008/6/2010 9:35:18 AM
Tradesmanlender$25.00$25.008/6/2010 9:35:34 AM
kaykarun$25.00$25.008/6/2010 10:39:27 AM
jtradition$27.00$27.008/6/2010 11:57:59 AM
Rashanir$25.00$25.008/6/2010 11:12:58 AM
don8ter$25.00$25.008/6/2010 11:18:43 AM
SanJoser$50.00$50.008/6/2010 1:22:39 PM
floridass$25.00$25.008/6/2010 1:12:37 PM
christifa$25.00$25.008/6/2010 2:08:55 PM
red-favorable-basis$25.00$25.008/6/2010 3:16:58 PM
affluence-tycoon$25.00$25.008/6/2010 3:18:34 PM
worthy-bid8$45.62$45.628/6/2010 6:58:21 PM
PRGuyinVA$37.66$37.668/6/2010 3:33:21 PM
rmachi$25.00$25.008/6/2010 9:13:44 PM
Interloper$31.07$31.078/6/2010 6:58:19 PM
Peer-to-PeerFunding$50.00$50.008/6/2010 10:23:38 PM
skuba$25.00$25.008/7/2010 5:57:53 AM
mizount$25.00$25.008/7/2010 7:28:00 AM
rockhound84$25.00$25.008/7/2010 9:21:10 AM
successful-euro$50.00$50.008/7/2010 3:22:34 AM
buddy486$25.00$25.008/7/2010 9:37:29 AM
lucrative-coin$50.00$50.008/7/2010 10:14:47 AM
silver-flower448$25.00$25.008/7/2010 6:22:46 AM
stylish-generosity6$25.00$25.008/7/2010 10:32:29 AM
JFKPilot$25.00$25.008/7/2010 11:53:34 AM
The_Donald$50.00$50.008/7/2010 12:22:44 PM
personal-lender$25.00$25.008/7/2010 2:43:04 PM
leverage-monger$25.00$25.008/7/2010 3:17:53 PM
spiff666$25.00$25.008/7/2010 10:17:42 AM
fair_rates$25.00$25.008/7/2010 6:27:34 PM
friendly-gold$50.00$50.008/7/2010 10:03:03 PM
Moe87$25.00$25.008/7/2010 8:32:05 PM
danerman$50.00$50.008/7/2010 9:08:23 PM
auction-sage$25.00$25.008/8/2010 4:52:27 AM
Anamorph$25.00$25.008/8/2010 12:42:01 AM
Brain_m$32.67$32.678/8/2010 6:57:40 AM
mpactlender$25.00$25.008/8/2010 7:12:49 AM
GotCash$25.00$25.008/8/2010 7:32:29 AM
calbertrand$25.00$25.008/7/2010 9:07:13 PM
Higheagle$37.76$37.768/8/2010 3:42:32 PM
payment-halo$25.00$25.008/8/2010 8:17:38 PM
nethawk00$25.00$25.008/9/2010 7:59:19 AM
jasunshine$25.00$25.008/9/2010 8:20:45 AM
1traveler$25.00$25.008/8/2010 11:14:48 PM
Moneypenny6$40.00$40.008/9/2010 8:08:22 AM
moneytolend72$25.00$25.008/9/2010 10:51:04 AM
VIPBank$35.00$35.008/9/2010 11:24:09 AM
equitable-peace9$25.00$25.008/9/2010 9:13:26 AM
BAdler$25.00$25.008/9/2010 9:15:54 AM
FoosMaster$35.00$35.008/9/2010 10:51:09 AM
397 bids
 
Borrower Payment Dependent Notes Series 469712
This series of Notes was issued and sold upon the funding of the borrower loan #43938, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.6% Auction start date:  Aug-03-2010 
  Auction end date:  Aug-10-2010 
 
Starting lender yield: 7.25% Starting borrower rate/APR: 8.25% / 8.59% Starting monthly payment: $220.16
Final lender yield: 7.25% Final borrower rate/APR: 8.25% / 8.59% Final monthly payment: $220.16
 
Auction yield range: 2.93% - 7.25% Estimated loss impact: 1.55%  
Lender servicing fee: 1.00% Estimated return: 5.70%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Apr-1995 Debt/Income ratio: 7%
Credit score: 820-839 (Aug-2010) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 4Length of status:11y 10m
Amount delinquent: $0 Total credit lines: 32 Occupation: Engineer - Mechanic...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,395Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 21%  
   Homeownership: Yes  
Screen name: joyful-deal2 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My daughters new begining.
Purpose of loan:
This loan will be used to??

?I want to gift my daughter money to start her first home.

My financial situation:
I am a good candidate for this loan because?

I have low credit card debt to income.

Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
orgy63$40.00$40.008/3/2010 2:59:30 PM
ray1051$75.00$75.008/3/2010 3:02:22 PM
community-pipeline8$50.00$50.008/3/2010 3:03:01 PM
afotherg$40.00$40.008/3/2010 3:03:27 PM
top-sensible-yield$50.00$50.008/3/2010 2:59:22 PM
thestartuplender$50.00$50.008/3/2010 3:04:15 PM
leftcoast52$25.00$25.008/3/2010 3:04:41 PM
angelinvestor2$25.00$25.008/3/2010 3:04:55 PM
Mostyle$25.00$25.008/3/2010 3:05:27 PM
Weaverville$25.00$25.008/3/2010 3:00:47 PM
successful-euro$25.00$25.008/3/2010 3:00:52 PM
cash-sensai2$25.00$25.008/3/2010 3:02:14 PM
puifais$50.00$50.008/3/2010 3:05:53 PM
RussianPrincess$100.00$100.008/3/2010 3:06:39 PM
jt88$25.00$25.008/3/2010 3:03:19 PM
majestic-dedication$50.00$50.008/3/2010 3:03:31 PM
meenan$25.00$25.008/3/2010 3:02:38 PM
AF-Chief$32.00$32.008/3/2010 3:03:47 PM
simplelender80$100.00$100.008/3/2010 3:07:31 PM
ideal-penny8$25.00$25.008/3/2010 3:03:54 PM
trident9$50.00$50.008/3/2010 3:03:34 PM
RockCrown$25.00$25.008/3/2010 3:04:33 PM
jsw7us$50.00$50.008/3/2010 3:04:38 PM
cpbreton$25.00$25.008/3/2010 3:03:51 PM
wampum-optimization$45.58$45.588/3/2010 3:03:57 PM
generous-deal6$25.00$25.008/3/2010 3:04:11 PM
Approved1234$50.00$50.008/3/2010 3:05:05 PM
kyomoon$50.00$50.008/3/2010 3:04:22 PM
profitable-asset1$25.00$25.008/3/2010 3:04:59 PM
newest-generosity-saga$25.00$25.008/3/2010 3:05:09 PM
mrbanker$100.00$100.008/3/2010 3:09:54 PM
saritha$25.00$25.008/3/2010 3:06:08 PM
honorable-yield$50.00$50.008/3/2010 3:05:13 PM
TexasLender2007$25.00$25.008/3/2010 3:06:22 PM
hookUup$25.00$25.008/3/2010 3:05:45 PM
kulender$25.00$25.008/3/2010 3:06:34 PM
mtp$45.11$45.118/3/2010 3:10:40 PM
Citizenryan$25.00$25.008/3/2010 3:06:18 PM
best-coin-miser$50.00$50.008/3/2010 3:07:27 PM
MoneyU4IA$50.00$50.008/3/2010 3:06:55 PM
unequaled-payout$100.00$100.008/3/2010 3:08:00 PM
kegs$100.00$100.008/3/2010 3:08:37 PM
velocity-alert1$50.00$50.008/3/2010 3:08:22 PM
Ivan2007$50.00$50.008/3/2010 3:09:23 PM
16888$50.00$50.008/3/2010 3:09:57 PM
Mantis75$25.00$25.008/3/2010 3:08:48 PM
VBAces$75.00$75.008/3/2010 3:10:17 PM
MrDavid$50.00$50.008/3/2010 3:09:15 PM
radforj22$25.45$25.458/3/2010 3:09:20 PM
tech310$100.00$100.008/3/2010 3:09:29 PM
Skramar$25.00$25.008/3/2010 3:10:48 PM
platinum-genetics$25.00$25.008/3/2010 3:11:01 PM
CleeClee$50.00$50.008/3/2010 3:10:03 PM
bonus-antioxidant$25.00$25.008/3/2010 3:10:07 PM
haplender$50.00$50.008/3/2010 3:11:50 PM
entreprenooner$25.00$25.008/3/2010 3:11:53 PM
Hogpilot$50.00$50.008/3/2010 3:10:44 PM
jeffpac$55.00$55.008/3/2010 3:10:50 PM
busybee007$25.00$25.008/3/2010 3:10:54 PM
AFairDeal$25.00$25.008/3/2010 3:11:14 PM
BeanCownter$200.00$200.008/3/2010 3:11:56 PM
Investoman$100.00$93.908/3/2010 3:12:01 PM
blot44$25.00$25.008/3/2010 6:06:51 PM
RememberToForget$50.00$50.008/4/2010 5:22:44 AM
bannybucks$25.00$25.008/5/2010 1:13:58 PM
usd1027$25.00$25.008/5/2010 3:03:47 PM
Fishy014$50.00$50.008/5/2010 5:09:08 PM
giovani$25.00$25.008/5/2010 5:22:14 PM
credit-vinyl$25.00$25.008/5/2010 7:13:28 PM
Heater36$25.00$25.008/6/2010 12:02:05 PM
paul1$45.00$45.008/6/2010 8:58:27 PM
Patrician$25.00$25.008/6/2010 9:32:49 PM
one-midas$25.00$25.008/6/2010 9:21:04 PM
blindtaxidriver$25.00$25.008/7/2010 9:02:46 AM
senior1$25.00$25.008/7/2010 5:50:41 PM
Lender0307$25.00$25.008/7/2010 7:28:01 PM
bouvierchamp$34.36$34.368/8/2010 6:52:34 PM
jtwildcat713$34.44$34.448/8/2010 8:15:58 PM
enthralling-investment$45.00$45.008/9/2010 6:35:47 AM
Loan_Some_Money$25.00$25.008/9/2010 7:40:50 AM
gryphoncrest$50.00$50.008/9/2010 10:03:52 AM
Dollars4Rent$25.00$25.008/9/2010 11:37:21 AM
REITRUST$25.00$25.008/9/2010 11:04:04 AM
kf88$25.00$25.008/9/2010 12:39:46 PM
well-mannered-payout3$25.00$25.008/9/2010 1:44:41 PM
bankisopen$200.00$200.008/9/2010 5:47:30 PM
kgeezy$25.00$25.008/10/2010 6:03:17 AM
socal-lender$25.00$25.008/9/2010 10:35:24 PM
thebadpelican$25.00$25.008/10/2010 9:25:08 AM
friendinmoney$25.00$25.008/10/2010 10:38:07 AM
wildblue$25.00$25.008/10/2010 10:59:40 AM
grampy48$25.00$25.008/10/2010 1:10:05 PM
DukSerduk$25.00$25.008/3/2010 2:59:39 PM
djh47a$25.00$25.008/3/2010 3:03:39 PM
Artist_Blue$25.00$25.008/3/2010 3:00:33 PM
ThomasC$25.00$25.008/3/2010 3:04:48 PM
aasx1108$25.00$25.008/3/2010 3:05:03 PM
Picopie$50.00$50.008/3/2010 3:00:38 PM
Octavian315$35.00$35.008/3/2010 3:05:33 PM
sensible-gain884$50.00$50.008/3/2010 3:06:31 PM
suave-dollar$40.00$40.008/3/2010 3:03:08 PM
freesia54$50.00$50.008/3/2010 3:03:12 PM
innocent-income4$25.00$25.008/3/2010 3:03:22 PM
onlyinchicago$25.00$25.008/3/2010 3:06:52 PM
dontscrewmeover1$25.00$25.008/3/2010 3:02:33 PM
jbaum$80.00$80.008/3/2010 3:04:03 PM
economy-balance$25.00$25.008/3/2010 3:08:13 PM
winlender$25.00$25.008/3/2010 3:04:30 PM
fund-baker9$50.00$50.008/3/2010 3:08:18 PM
lagnisiruk$25.00$25.008/3/2010 3:04:07 PM
neighborly-hope6$100.00$100.008/3/2010 3:09:06 PM
investment-network$50.00$50.008/3/2010 3:09:09 PM
gold-commander0$50.00$50.008/3/2010 3:06:01 PM
scott73$25.00$25.008/3/2010 3:05:21 PM
moneyfriend$50.00$50.008/3/2010 3:10:11 PM
Rivervale_Westwood$25.00$25.008/3/2010 3:10:25 PM
malicea$50.00$50.008/3/2010 3:05:57 PM
trade-pragmatist$25.00$25.008/3/2010 3:06:42 PM
joshua18$25.00$25.008/3/2010 3:10:56 PM
Tc11902$50.00$50.008/3/2010 3:07:10 PM
Goodlender42$25.00$25.008/3/2010 3:11:10 PM
moola-wildebeest3$50.00$50.008/3/2010 3:06:27 PM
Dreamconnection$25.00$25.008/3/2010 3:11:34 PM
BayShell$50.00$50.008/3/2010 3:06:47 PM
iolaire$25.00$25.008/3/2010 3:07:01 PM
OCLend$25.00$25.008/3/2010 3:08:05 PM
fcb202$50.00$50.008/3/2010 3:08:09 PM
funfamilyX4$25.00$25.008/3/2010 3:07:35 PM
cebgop$25.00$25.008/3/2010 3:08:44 PM
ksmith08$50.00$50.008/3/2010 3:08:54 PM
kenji4861$25.00$25.008/3/2010 3:07:54 PM
personal-lender$25.00$25.008/3/2010 3:08:29 PM
best-deal-banker$50.00$50.008/3/2010 3:09:49 PM
truth-image$50.00$50.008/3/2010 3:10:33 PM
eyal0$25.00$25.008/3/2010 3:09:42 PM
Mr_Marcus$50.00$50.008/3/2010 3:11:23 PM
gigabit$50.00$50.008/3/2010 3:11:39 PM
brewman$25.00$25.008/3/2010 3:11:44 PM
TheBiggTree$25.00$25.008/3/2010 3:11:31 PM
the-productive-agreement$25.00$25.008/3/2010 3:11:46 PM
wwwUniversal$25.00$25.008/3/2010 4:34:28 PM
phantom72$50.00$50.008/3/2010 3:52:14 PM
simiray$50.00$50.008/3/2010 3:54:14 PM
octoberfresh$25.00$25.008/5/2010 7:19:50 AM
dcap3$100.00$100.008/5/2010 8:23:35 AM
CharlieMS$50.00$50.008/5/2010 8:44:47 PM
turbospeed$25.00$25.008/6/2010 1:17:39 AM
Bank_Of_XL$25.00$25.008/6/2010 7:03:40 AM
kwan$100.00$100.008/6/2010 10:49:08 AM
glc527$30.00$30.008/6/2010 10:41:43 AM
giantfan19$44.71$44.718/6/2010 8:52:43 PM
Richmp412$25.00$25.008/7/2010 6:54:59 AM
Earnest_Money$25.00$25.008/7/2010 7:29:52 PM
outofoffice$50.00$50.008/7/2010 1:29:49 PM
brlarue$25.00$25.008/8/2010 12:01:51 PM
memexyz$50.00$50.008/8/2010 11:19:55 PM
PalmerTheEmbalmer$25.00$25.008/8/2010 11:47:58 PM
The-Lighthouse-Group$25.00$25.008/9/2010 4:33:34 AM
interstellar$50.00$50.008/8/2010 5:32:30 PM
goldsun$25.00$25.008/8/2010 6:04:44 PM
ethicalhumanist$25.00$25.008/8/2010 6:21:47 PM
Rearden_Steel$25.00$25.008/9/2010 7:40:40 AM
Guiren$100.00$100.008/9/2010 8:39:40 AM
Dollars4Rent$25.00$25.008/9/2010 11:37:36 AM
patriot897$50.00$50.008/9/2010 4:34:32 PM
mgking007$25.45$25.458/9/2010 9:56:49 PM
dmitriy2$25.00$25.008/9/2010 10:50:18 PM
wonderous-power$25.00$25.008/10/2010 2:11:19 AM
FundMaker$25.00$25.008/10/2010 9:55:01 AM
planet613$59.00$59.008/10/2010 7:17:48 AM
tedi-tif$25.00$25.008/10/2010 2:16:28 PM
171 bids
 
Borrower Payment Dependent Notes Series 470198
This series of Notes was issued and sold upon the funding of the borrower loan #43973, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 3.5% Auction start date:  Aug-05-2010 
  Auction end date:  Aug-12-2010 
 
Starting lender yield: 10.15% Starting borrower rate/APR: 11.15% / 13.27% Starting monthly payment: $393.72
Final lender yield: 10.15% Final borrower rate/APR: 11.15% / 13.27% Final monthly payment: $393.72
 
Auction yield range: 3.89% - 10.15% Estimated loss impact: 3.53%  
Lender servicing fee: 1.00% Estimated return: 6.62%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Sep-1995 Debt/Income ratio: 17%
Credit score: 760-779 (Aug-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 12Length of status:3y 9m
Amount delinquent: $0 Total credit lines: 26 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,858Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 37%  
   Homeownership: Yes  
Screen name: breathtaking-point Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off all of my credit cards
Purpose of loan:
This loan will be used to pay off my credit cards in their entirety. I am planning on starting my own business and would like to have a fixed payment loan that I can pay each month rather than having several credit card payments. I will continue?saving and investing?the remainder of my income until I have acquired the necessary capital for my future business.

My financial situation:
I am a member of the US Armed Forces which has given me the opportunity to earn a well deserved and steady paycheck that?allows me to make regular?payments on all of my financial obligations. With the requested loan amount, I?make more than adequate income to cover my loan payments without putting myself in any financial hardship. Furthermore, with my business goals in mind, it would only be prudent of me to strengthen, not weaken, my credit rating, which is always my goal.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
richboy56$50.00$50.008/5/2010 3:09:16 PM
Artist_Blue$25.00$25.008/5/2010 3:08:35 PM
Picopie$50.00$50.008/5/2010 3:11:46 PM
objective-investor$100.00$100.008/5/2010 3:08:44 PM
xstreamin$25.00$25.008/5/2010 3:13:57 PM
ray1051$25.00$25.008/5/2010 3:09:46 PM
proper-p2p6$100.00$100.008/5/2010 3:14:54 PM
rescue$50.00$50.008/5/2010 3:16:50 PM
ichibon$100.00$100.008/5/2010 3:17:53 PM
rcc7$50.00$50.008/5/2010 3:18:06 PM
credit-investor5$50.00$50.008/5/2010 3:14:37 PM
Bio-physicist$25.00$25.008/5/2010 3:19:18 PM
cablenews$50.00$50.008/5/2010 3:19:24 PM
VBAces$41.92$41.928/5/2010 3:23:24 PM
leeball$50.00$50.008/5/2010 3:16:46 PM
Wellman$100.00$100.008/5/2010 3:17:30 PM
nybanker85$47.93$47.938/5/2010 4:13:09 PM
ddog0224$25.00$25.008/5/2010 3:18:25 PM
brother_tam$50.00$50.008/5/2010 4:13:26 PM
Rinastiti$25.00$25.008/5/2010 3:19:57 PM
marketplace-cello5$25.00$25.008/5/2010 4:13:28 PM
loan-kung-fu$25.00$25.008/5/2010 4:46:29 PM
deal-frontier$87.70$87.708/5/2010 4:52:52 PM
Contact911$50.00$50.008/5/2010 4:53:22 PM
brutusbone$25.00$25.008/5/2010 3:27:36 PM
ImaPutz$25.00$25.008/5/2010 4:54:10 PM
newgroom422$25.00$25.008/5/2010 4:45:08 PM
forthright-dedication$50.00$50.008/5/2010 4:45:19 PM
smloanbigresult$25.00$25.008/5/2010 4:55:01 PM
Thylow$25.00$25.008/5/2010 4:13:06 PM
blissful-note7$25.00$25.008/5/2010 4:17:34 PM
payogie$25.00$25.008/5/2010 4:46:53 PM
zippy-interest$25.00$25.008/5/2010 4:56:50 PM
bid-papyrus$25.00$25.008/5/2010 4:54:02 PM
bslavin$25.00$25.008/5/2010 4:55:00 PM
Panna$25.00$25.008/5/2010 5:08:00 PM
buraky$50.00$50.008/5/2010 5:13:00 PM
jasmarc$25.00$25.008/5/2010 4:55:57 PM
bold-principal-thinker$25.00$25.008/5/2010 4:56:00 PM
Havana21$50.00$50.008/5/2010 4:59:39 PM
loan-master996$50.00$50.008/5/2010 4:56:24 PM
orange-courageous-dedication$25.00$25.008/5/2010 4:56:54 PM
talang$25.00$25.008/5/2010 5:02:36 PM
Ocean713$28.34$28.348/5/2010 6:27:33 PM
larrybird$100.00$100.008/5/2010 6:28:02 PM
bklynborn424$25.00$25.008/5/2010 5:02:50 PM
orange-preeminant-bill$42.13$42.138/5/2010 5:12:46 PM
108lender$25.00$25.008/5/2010 6:07:32 PM
well-rounded-dinero$25.00$25.008/5/2010 6:27:35 PM
apeloans$25.00$25.008/5/2010 7:27:31 PM
CAGE-Investments$25.00$25.008/5/2010 7:17:32 PM
jstnow$25.00$25.008/5/2010 7:27:39 PM
Digs$25.00$25.008/5/2010 11:03:14 PM
tylerfd$25.00$25.008/5/2010 11:03:53 PM
swm$25.00$25.008/5/2010 11:04:10 PM
lendme2$48.68$48.688/5/2010 11:05:10 PM
neonnurse$25.00$25.008/5/2010 10:07:34 PM
Dutchhunter$30.43$30.438/5/2010 11:13:59 PM
mg6619$25.00$25.008/5/2010 11:08:44 PM
miket71$32.29$32.298/5/2010 11:33:30 PM
gettingonyourfeet$25.00$25.008/5/2010 11:38:19 PM
thunderd$25.00$25.008/5/2010 11:25:57 PM
BuffetRocks$41.96$41.968/5/2010 11:33:14 PM
currency-oak$25.00$25.008/5/2010 11:51:02 PM
BinghamtonMBA06$25.00$25.008/5/2010 10:02:31 PM
useful-p2ploan$31.68$31.688/5/2010 11:51:58 PM
new-social-economist$25.00$25.008/5/2010 11:53:10 PM
CCC1$47.50$47.508/5/2010 10:47:57 PM
Dave0$25.00$25.008/5/2010 10:58:45 PM
nicklds$25.00$25.008/5/2010 10:59:23 PM
movistar$25.00$25.008/5/2010 11:03:30 PM
HoyaHeel$25.00$25.008/6/2010 1:22:54 AM
adam_rodgers$25.00$25.008/5/2010 11:39:33 PM
bazaar-titan$25.00$25.008/6/2010 5:13:28 AM
BooFoo22$25.00$25.008/5/2010 11:51:39 PM
mgd$25.00$25.008/5/2010 11:57:51 PM
DasMula$25.00$25.008/6/2010 12:21:02 AM
mike99$25.00$25.008/6/2010 5:27:45 AM
Kilolani$25.00$25.008/6/2010 12:38:04 AM
wellsfrugal$25.00$25.008/6/2010 12:57:38 AM
roben12$25.00$25.008/6/2010 5:32:42 AM
moola-wildebeest3$50.00$50.008/6/2010 5:47:29 AM
dumbass$25.00$25.008/6/2010 1:57:34 AM
lounges$25.00$25.008/6/2010 6:32:30 AM
vibraphone3$50.00$50.008/6/2010 6:32:31 AM
JClives$25.00$25.008/6/2010 6:32:40 AM
fishintime$25.00$25.008/6/2010 6:52:32 AM
Viamin$25.00$25.008/6/2010 5:32:38 AM
crittman$25.00$25.008/6/2010 6:02:29 AM
cocolitovi$47.28$47.288/6/2010 7:47:30 AM
important-ore$50.00$50.008/6/2010 6:32:35 AM
Beeeej$25.00$25.008/6/2010 6:37:42 AM
Okeey$25.00$25.008/6/2010 8:12:45 AM
thorough-exchange4$25.00$25.008/6/2010 8:32:32 AM
4the4ofus$25.00$25.008/6/2010 9:12:33 AM
Snailslug$25.00$25.008/6/2010 9:32:43 AM
fairhelper$25.00$25.008/6/2010 9:32:47 AM
Ready2Loan$25.00$25.008/6/2010 9:35:06 AM
funds-rascal$50.00$50.008/6/2010 8:32:31 AM
SimpleChoice$25.00$25.008/6/2010 9:35:40 AM
bonus-poplar2$25.76$25.768/6/2010 9:43:34 AM
Kierf$25.00$25.008/6/2010 9:32:53 AM
mulberry4$25.00$25.008/6/2010 10:17:32 AM
chestnut4$25.00$25.008/6/2010 9:35:51 AM
drenalin$25.00$25.008/6/2010 10:47:45 AM
rdrloan$50.00$50.008/6/2010 11:13:07 AM
robust-trade$116.66$116.668/6/2010 11:17:35 AM
lloyd_s$25.00$25.008/6/2010 11:18:30 AM
outofoffice$50.00$50.008/6/2010 11:31:04 AM
sensible-trade$100.00$100.008/6/2010 12:23:03 PM
ptjg$50.00$50.008/6/2010 11:12:43 AM
peterpossum$25.00$25.008/6/2010 2:37:36 PM
friendly-credit2$47.91$47.918/6/2010 7:28:20 PM
credit-vinyl$25.77$25.778/6/2010 8:07:08 PM
rockhound84$25.00$25.008/7/2010 7:33:39 AM
SCD$25.00$25.008/6/2010 10:20:58 PM
skuba$25.00$25.008/7/2010 5:58:11 AM
Investoman$100.00$100.008/8/2010 5:52:37 AM
BeanCownter$100.00$27.778/8/2010 6:08:05 AM
commanding-openness$100.00$100.008/8/2010 7:15:17 AM
JFKPilot$25.00$25.008/7/2010 5:03:59 PM
gustavholstopus32$25.00$25.008/7/2010 5:16:48 PM
fair_rates$25.00$25.008/8/2010 5:58:01 AM
SOP_Bank$25.00$25.008/8/2010 2:29:02 PM
minista$25.00$25.008/8/2010 2:52:30 PM
ethicalhumanist$25.00$25.008/8/2010 6:34:56 PM
cclady$500.00$500.008/9/2010 10:27:14 AM
Gar3field$100.00$100.008/10/2010 12:10:04 AM
djh47a$25.00$25.008/9/2010 9:28:02 PM
roadster199$25.00$25.008/10/2010 10:52:53 AM
market-assembler$25.00$25.008/10/2010 11:33:56 AM
moneytolend72$25.00$25.008/10/2010 3:10:54 PM
finance-symphony7$25.00$25.008/10/2010 2:29:36 PM
ritwik$50.00$50.008/10/2010 7:05:05 PM
dhe50$25.00$25.008/11/2010 7:20:15 AM
asafb$400.00$400.008/11/2010 10:33:09 AM
ilend57$25.00$25.008/11/2010 12:25:02 PM
yield-quest$125.00$125.008/11/2010 12:45:46 PM
SomebodysMom$130.55$130.558/11/2010 3:09:07 PM
hidavehi$44.00$44.008/11/2010 5:44:23 PM
redrose1518$25.00$25.008/11/2010 6:09:44 PM
redrose1518$25.00$25.008/11/2010 6:11:07 PM
abnvette$25.00$25.008/11/2010 3:04:24 PM
jazzycheetah$25.00$25.008/11/2010 4:09:18 PM
bcsmith$25.00$25.008/11/2010 8:42:35 PM
ronin4sale$25.00$25.008/12/2010 8:01:09 AM
favorite-commerce$50.00$50.008/12/2010 8:08:37 AM
mobius_titan$25.00$25.008/12/2010 10:10:38 AM
SnakeV$25.00$25.008/12/2010 10:27:37 AM
BLUE300Z$25.00$25.008/12/2010 7:51:29 AM
EverettFinancial$25.00$25.008/12/2010 11:36:46 AM
stable-bonus$27.07$27.078/12/2010 10:58:41 AM
balance-chestnut$50.00$50.008/12/2010 12:48:51 PM
Spring342$25.00$25.008/12/2010 11:03:54 AM
saraven01$50.00$50.008/12/2010 2:20:14 PM
broker558$25.00$25.008/12/2010 3:07:08 PM
Weaverville$25.00$25.008/5/2010 3:08:01 PM
enthralling-deal180$100.00$100.008/5/2010 3:14:22 PM
diplomatic-wealth7$50.00$50.008/5/2010 3:14:41 PM
studious-bonus7$100.00$100.008/5/2010 3:14:11 PM
greeninspirit$25.00$25.008/5/2010 3:16:22 PM
LenderDan$50.00$50.008/5/2010 3:15:01 PM
j2ee$25.00$25.008/5/2010 3:17:00 PM
docktah$50.00$50.008/5/2010 3:16:07 PM
Goodlender42$25.00$25.008/5/2010 3:16:33 PM
Favish$50.00$50.008/5/2010 3:19:03 PM
income-fortress$25.00$25.008/5/2010 3:13:56 PM
jigsaw$100.00$100.008/5/2010 3:14:03 PM
kegs$100.00$100.008/5/2010 3:14:09 PM
bayareainv$50.00$50.008/5/2010 3:19:37 PM
jbaum$25.00$25.008/5/2010 3:14:15 PM
socrates520$50.00$50.008/5/2010 3:18:59 PM
sweet-loan8$25.00$25.008/5/2010 3:21:14 PM
jt530$25.00$25.008/5/2010 3:23:29 PM
paymentologist$25.00$25.008/5/2010 3:16:28 PM
simplelender80$250.00$250.008/5/2010 3:21:16 PM
coin-sherpa$25.00$25.008/5/2010 4:12:55 PM
srilm$25.00$25.008/5/2010 3:27:41 PM
luckyldy$35.00$35.008/5/2010 3:18:30 PM
devin57$25.00$25.008/5/2010 4:43:55 PM
bid-czar8$45.00$45.008/5/2010 3:57:35 PM
hitsman$100.00$100.008/5/2010 3:20:09 PM
loyalist1$100.00$100.008/5/2010 4:17:37 PM
riproaringrapids$25.00$25.008/5/2010 3:21:06 PM
Binan$25.00$25.008/5/2010 3:23:11 PM
brightest-income-hunter$25.98$25.988/5/2010 4:43:00 PM
exchange-synapse$28.86$28.868/5/2010 4:54:15 PM
docdekay$40.00$40.008/5/2010 5:01:07 PM
a275ranger$30.00$30.008/5/2010 4:54:16 PM
auction-workhorse679$25.00$25.008/5/2010 4:56:11 PM
Ducatiman1978$25.00$25.008/5/2010 5:02:39 PM
melodious-fairness$25.00$25.008/5/2010 5:08:01 PM
treasure-bliss$70.52$70.528/5/2010 5:12:40 PM
best-coin-miser$25.00$25.008/5/2010 5:12:44 PM
Interstate_Rate$132.03$132.038/5/2010 4:58:59 PM
amint17$25.00$25.008/5/2010 5:23:07 PM
direct-yield$25.00$25.008/5/2010 4:59:04 PM
blue-useful-auction$25.00$25.008/5/2010 5:34:35 PM
greenback-maniac$25.00$25.008/5/2010 6:29:37 PM
bountiful-durability$100.00$100.008/5/2010 5:32:58 PM
happy-girl$25.00$25.008/5/2010 7:27:34 PM
anyoi$47.50$47.508/5/2010 7:57:31 PM
commerce-web5$25.00$25.008/5/2010 8:07:31 PM
reflective-cash0$49.95$49.958/5/2010 7:27:30 PM
CASHGIRL$25.00$25.008/5/2010 11:08:18 PM
jed919$25.00$25.008/5/2010 7:48:10 PM
reBuild-America$25.00$25.008/5/2010 11:13:19 PM
lamarsam$25.00$25.008/5/2010 11:17:35 PM
boater01$46.83$46.838/5/2010 11:25:59 PM
SelectTrustLending$28.67$28.678/5/2010 11:04:13 PM
ClearLake$25.00$25.008/5/2010 11:08:29 PM
kind-efficient-credit$25.00$25.008/5/2010 11:18:07 PM
bxdoc$34.58$34.588/5/2010 11:39:45 PM
the-money-gargantuan$25.00$25.008/5/2010 11:43:09 PM
responsible-investment0$28.32$28.328/5/2010 11:49:58 PM
neutrino6$25.00$25.008/5/2010 11:53:21 PM
pleasant-basis$25.00$25.008/5/2010 11:51:36 PM
shabufa$25.00$25.008/5/2010 10:15:10 PM
The_Secret$50.00$50.008/6/2010 1:32:42 AM
SF2Berlin$25.00$25.008/5/2010 11:14:04 PM
TeamAmerica$25.00$25.008/6/2010 6:32:38 AM
the-silver-blaster$50.00$50.008/6/2010 6:42:30 AM
worldly-community3$25.00$25.008/6/2010 6:32:34 AM
wonderful-return5$25.00$25.008/6/2010 7:03:04 AM
jpjones86$25.00$25.008/6/2010 5:32:48 AM
zorg77$25.00$25.008/6/2010 6:17:31 AM
MissionMicroFinance$25.00$25.008/6/2010 6:32:33 AM
PeterV$25.00$25.008/6/2010 7:52:57 AM
Tech-Entrepreneur$25.00$25.008/6/2010 6:32:36 AM
inspired-duty5$50.00$50.008/6/2010 7:53:02 AM
shrewd-deal$25.00$25.008/6/2010 8:32:34 AM
haplender$50.00$50.008/6/2010 8:37:32 AM
kmr2$32.89$32.898/6/2010 9:12:35 AM
spark548$25.50$25.508/6/2010 9:02:35 AM
aasx1108$25.00$25.008/6/2010 7:32:29 AM
Daluca$25.00$25.008/6/2010 7:47:31 AM
lawstudent1$25.00$25.008/6/2010 9:33:19 AM
ms48105$25.00$25.008/6/2010 9:34:33 AM
Bobafet$25.00$25.008/6/2010 9:34:39 AM
producer553$25.00$25.008/6/2010 9:35:50 AM
ronow22$25.00$25.008/6/2010 9:02:36 AM
the-profit-oracle$25.00$25.008/6/2010 9:37:46 AM
visionary-community$25.00$25.008/6/2010 9:34:34 AM
nycfinance$25.00$25.008/6/2010 9:35:29 AM
helpinghand63$50.00$50.008/6/2010 9:35:31 AM
texrob20$25.00$25.008/6/2010 10:39:06 AM
dschaaf$25.00$25.008/6/2010 11:17:40 AM
Cheburashka$25.00$25.008/6/2010 11:18:25 AM
spaceman1645$25.00$25.008/6/2010 5:13:02 PM
RandyL3$25.00$25.008/6/2010 5:18:14 PM
gochargers$100.00$100.008/6/2010 4:48:13 PM
ddamenace$30.00$30.008/6/2010 10:34:56 PM
jengachamp$25.00$25.008/7/2010 8:57:47 AM
52digital$25.00$25.008/7/2010 11:53:31 AM
ryan23$25.00$25.008/7/2010 5:03:43 PM
market-worker$25.00$25.008/7/2010 6:47:38 PM
impartial-deal$25.00$25.008/7/2010 1:42:43 PM
SNL_Svs$25.00$25.008/8/2010 1:32:58 AM
cpodakine$25.00$25.008/7/2010 11:08:30 PM
Easystreet$25.00$25.008/8/2010 5:49:23 AM
financial-frenzy$50.00$50.008/7/2010 6:47:48 PM
E_G$50.00$50.008/7/2010 9:18:38 PM
mmullen2$50.00$50.008/9/2010 7:00:53 PM
creative-finance7$25.00$25.008/9/2010 9:43:11 PM
erowis$25.00$25.008/10/2010 9:20:35 AM
octoberfresh$25.00$25.008/10/2010 6:56:30 AM
deal-promiser$50.00$50.008/10/2010 12:06:19 PM
xyzpl$50.00$50.008/10/2010 3:49:58 PM
wwwUniversal$25.00$25.008/11/2010 6:17:57 AM
COUNTRYLOANS$40.00$40.008/11/2010 7:13:37 AM
nolahelper$25.00$25.008/11/2010 6:03:41 AM
Montgomery-Burns$25.00$25.008/11/2010 10:38:23 AM
UncleSafety$100.00$100.008/11/2010 11:58:11 AM
thankful-nickel2$25.00$25.008/11/2010 6:22:04 PM
Cherrypicker$50.00$50.008/11/2010 3:08:18 PM
bold-social-advantage$60.00$60.008/11/2010 7:30:24 PM
bankojerry$25.00$25.008/11/2010 4:36:13 PM
sturdy-fairness5$25.00$25.008/11/2010 4:56:24 PM
mpatrick$50.00$50.008/11/2010 7:13:26 PM
fairness-lotus3$50.00$50.008/12/2010 5:47:47 AM
uwinwewin$25.00$25.008/12/2010 7:10:29 AM
FundMaker$25.00$25.008/12/2010 7:45:06 AM
justin323$30.00$30.008/12/2010 8:02:11 AM
patriot897$25.00$25.008/11/2010 11:12:47 PM
forthright-trade$25.00$25.008/12/2010 10:28:53 AM
encore739$25.00$25.008/12/2010 8:46:34 AM
forthright-principal2$25.00$25.008/12/2010 8:58:20 AM
benefit-boots$25.00$25.008/12/2010 10:49:59 AM
2Below$25.00$25.008/12/2010 10:21:06 AM
mgking007$25.00$25.008/12/2010 11:38:08 AM
aue513$40.04$40.048/12/2010 1:09:00 PM
johnk317$250.00$250.008/12/2010 10:59:33 AM
IPlayOutsideTheBox$25.00$25.008/12/2010 1:39:06 PM
293 bids
 
Borrower Payment Dependent Notes Series 470474
This series of Notes was issued and sold upon the funding of the borrower loan #43963, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.2% Auction start date:  Aug-09-2010 
  Auction end date:  Aug-16-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.06% Starting monthly payment: $157.04
Final lender yield: 33.35% Final borrower rate/APR: 34.35% / 38.06% Final monthly payment: $157.04
 
Auction yield range: 13.89% - 33.35% Estimated loss impact: 15.74%  
Lender servicing fee: 1.00% Estimated return: 17.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-2003 Debt/Income ratio: 14%
Credit score: 700-719 (Jul-2010) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 12Length of status:6y 4m
Amount delinquent: $0 Total credit lines: 18 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,142Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: Tanganyika-Aquatics Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Inventory and fish room expansion
Purpose of loan:
My husband and I started Tanganyika Aquatics a few months ago.? We import Wild African Cichlids directly from Africa and then sell them to breeders and hobbyists.? African Cichlids are bright, colorful and active fish that give you the feel of a saltwater tank without the major maintenance required of a saltwater tank.? Wild caught cichlids are prized by breeders and hobbyists over tank raised cichlids due to their more vibrant colors and more natural activities.? Currently we have thirty fish tanks running with wild caught cichlids in them.? Part of this loan is to expand the number of tanks that I have so that I can bring in larger numbers of cichlids or a greater variety of cichlids. Another portion of this loan will go towards the purchase of more wild cichlids. My husband and I have already put about $12,000.00 into the business and are looking for a small amount more to finish setting up the business for success.?

My financial situation:
I am a good candidate for this loan because we are hard working and are dedicated to making our business a success.? Also as a Registered Nurse I have a steady job which will help us pay back the loan.? We also?make our payments on time.?

Monthly net income: $ 5000.00

Monthly expenses: $
??Housing: $ 1600.00
??Insurance: $ 130.00
??Car expenses: $ 460.00
??Utilities: $ 145.00
??Phone, cable, internet: $120.00
??Food, entertainment: $ 400.00
??Clothing, household expenses $125.00
??Credit cards and other loans: $ 500.00
??Other expenses: $ 150.00

Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Whipster$25.00$25.008/15/2010 3:57:22 PM
Artist_Blue$25.00$25.008/9/2010 2:45:53 PM
top-courteous-peso$25.00$25.008/9/2010 2:47:52 PM
reward-adventure$30.00$30.008/9/2010 2:51:13 PM
important-openness1$100.00$100.008/9/2010 2:56:01 PM
balance-handshake7$25.00$25.008/9/2010 2:51:49 PM
oracle3$50.00$50.008/9/2010 3:00:26 PM
loyalist1$50.00$50.008/9/2010 10:29:10 PM
abnvette$25.00$25.008/10/2010 12:11:11 PM
Tycho$26.00$26.008/10/2010 3:34:32 PM
enthralling-deal180$100.00$100.008/10/2010 3:38:13 PM
kind-bill-supporter$25.00$20.378/10/2010 5:12:49 PM
P2InvestorSolutions$35.00$35.008/11/2010 11:51:08 AM
SolarMoonshine$25.00$25.008/11/2010 5:56:29 PM
persistent-bazaar$59.25$59.258/12/2010 6:30:29 AM
tompau$25.00$25.008/12/2010 9:25:02 AM
zjm411$50.80$50.808/12/2010 12:18:20 PM
nickel-position$25.00$25.008/12/2010 2:18:50 PM
JustMee$25.00$25.008/12/2010 4:57:58 PM
cashhelp$25.00$25.008/13/2010 3:14:10 PM
Ven58$25.00$25.008/13/2010 9:24:28 PM
DHolly$25.00$25.008/14/2010 6:47:00 AM
unger$50.00$50.008/14/2010 8:26:16 AM
listing-zone7$25.00$25.008/14/2010 8:49:16 AM
a-successful-credit$25.00$25.008/15/2010 5:36:07 AM
johnk317$50.00$50.008/15/2010 1:16:49 PM
responsibility-blanket6$25.00$25.008/15/2010 10:19:43 AM
Zipcut$25.00$25.008/15/2010 11:13:59 AM
168RichCapital$25.00$25.008/15/2010 6:16:37 AM
fund-secret-agent$25.00$25.008/15/2010 3:16:44 PM
LOLgivin_monies$44.97$44.978/15/2010 7:02:35 PM
slimlivin$27.60$27.608/15/2010 11:26:26 AM
mri555$25.00$25.008/15/2010 12:03:10 PM
nakedboy$50.00$50.008/15/2010 1:42:44 PM
ZOOOM$25.00$25.008/16/2010 7:26:08 AM
partyplan$30.00$30.008/16/2010 8:41:02 AM
WorldGoRound$25.00$25.008/16/2010 11:10:01 AM
DasMula$25.00$25.008/16/2010 9:11:19 AM
2152$25.00$25.008/16/2010 12:49:17 PM
durable-investment8$25.00$25.008/16/2010 10:56:22 AM
rate-farm3$250.00$250.008/16/2010 11:13:07 AM
Top_Gun_Lender$26.00$26.008/16/2010 12:40:10 PM
credit-elation1$25.00$25.008/16/2010 10:41:36 AM
168RichCapital$25.00$25.008/16/2010 2:26:23 PM
green-rapid-openness$50.00$50.008/16/2010 2:19:38 PM
discrete-nickel$100.00$100.008/16/2010 2:28:27 PM
thankful-nickel2$25.00$25.008/16/2010 2:34:56 PM
simplelender80$100.00$100.008/9/2010 2:47:40 PM
diplomatic-wealth7$25.00$25.008/9/2010 2:49:25 PM
personal-lender$25.00$25.008/9/2010 2:52:12 PM
Rogelio48$30.00$30.008/9/2010 2:57:29 PM
kegs$27.14$27.148/10/2010 6:53:28 AM
larrybird$76.01$76.018/10/2010 11:17:59 AM
zone8$58.36$58.368/10/2010 1:43:15 PM
nodebt2012$39.69$39.698/11/2010 2:55:53 PM
ComputerCash25$25.00$25.008/12/2010 7:48:03 AM
nickel-position$25.00$25.008/12/2010 2:19:00 PM
tech310$25.00$25.008/12/2010 3:50:17 PM
frogperson$100.00$100.008/12/2010 9:51:31 PM
mt3209$25.00$25.008/12/2010 7:48:02 PM
credit-fox3$25.00$25.008/13/2010 1:14:08 PM
commanding-income774$25.00$25.008/13/2010 4:07:12 PM
dynrep$25.00$25.008/14/2010 8:38:27 AM
kendigme$39.49$39.498/14/2010 5:56:10 AM
aultraman$25.00$25.008/14/2010 3:03:26 PM
listing-zone7$25.00$25.008/14/2010 8:48:47 AM
wlm3012$25.00$25.008/14/2010 11:10:35 AM
payment-halo$25.00$25.008/14/2010 6:16:58 PM
Kash2010lu$25.00$25.008/14/2010 5:58:42 PM
bankbuddy55$75.00$75.008/15/2010 4:38:39 PM
lucrative-coin$50.00$50.008/15/2010 7:51:52 AM
back-scratchers$25.00$25.008/15/2010 6:23:55 PM
wonder3$25.00$25.008/15/2010 7:18:23 PM
skillful-asset5$30.00$30.008/15/2010 8:31:46 PM
malomar66$45.00$45.008/15/2010 8:38:59 PM
goodhearted-basis4$25.00$25.008/15/2010 3:16:06 PM
Free-the-usa-1776$25.00$25.008/15/2010 9:09:33 PM
golffish2$100.00$100.008/16/2010 5:39:37 AM
Pu239$60.00$60.008/16/2010 8:02:02 AM
billybragg$25.00$25.008/16/2010 9:09:30 AM
rockhound84$25.00$25.008/16/2010 5:05:59 AM
mstar925$25.00$25.008/16/2010 10:51:44 AM
SouthernRemarketing$44.36$44.368/16/2010 11:01:49 AM
paceme1$39.95$39.958/16/2010 10:25:38 AM
Bob450$30.00$30.008/16/2010 11:45:17 AM
green-rapid-openness$50.00$50.008/16/2010 2:18:56 PM
revenue-appraiser$30.00$30.008/16/2010 11:41:53 AM
green-rapid-openness$50.00$50.008/16/2010 2:19:16 PM
Nerdster1$25.01$25.018/16/2010 2:38:56 PM
89 bids
 
Borrower Payment Dependent Notes Series 470690
This series of Notes was issued and sold upon the funding of the borrower loan #43988, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 9.8% Auction start date:  Aug-09-2010 
  Auction end date:  Aug-16-2010 
 
Starting lender yield: 18.00% Starting borrower rate/APR: 19.00% / 22.37% Starting monthly payment: $73.31
Final lender yield: 15.13% Final borrower rate/APR: 16.13% / 19.44% Final monthly payment: $70.44
 
Auction yield range: 10.89% - 18.00% Estimated loss impact: 10.14%  
Lender servicing fee: 1.00% Estimated return: 4.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jul-2002 Debt/Income ratio: 6%
Credit score: 600-619 (Aug-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:2y 0m
Amount delinquent: $0 Total credit lines: 11 Occupation: Student - College G...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,649Stated income:$25,000-$49,999
Delinquencies in last 7y: 7 Bankcard utilization: 84%  
   Homeownership: No  
Screen name: Sarab Borrower's state: Virginia Borrower's group: PsychDoc's Group
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 63 ( 100% ) 600-619 (Latest)
Principal borrowed: $4,800.00< 31 days late: 0 ( 0% )  
520-539 (Mar-2008)
520-539 (Feb-2008)
540-559 (Jul-2006)
 
Principal balance: $547.48 31+ days late: 0 ( 0% )
Total payments billed: 63  
Description
Health Insurance Needed
Purpose of loan:
I'm starting my last year of graduate school and?need to purchase health insurance up front as part of my tuition bill - $2,000.? If I pay a little more I will be able to get dental and vision insurance.?

My financial situation:
I am a good candidate for this loan because:
-I have had two Prosper loans and never a late payment.? One is already paid off and the other almost paid off.
-My credit score has improved by 60 points since my last Prosper loan.
-Because of Prosper, I have made good on my promise never to use a high interest check loan facility again.
-I have held a job as an editor at the university as well as at a dog daycare/boarding facility for the last two years.? Before moving to grad school, I held a job at a treatment center for teenage girls for four years.
-My husband has worked at the same company creating data systems for social service companies for 3 years.

Monthly net income: $ 1800 ( + $2200 from my husband) = $4,000

Monthly expenses:?
??Housing: $?1200
??Insurance: $ 100
??Car expenses: $?150
??Utilities: $ 300
??Phone, cable, internet: $ 50
??Food, entertainment: $ 200
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 300
??Other expenses: $ 200
=$2,550

Thank you for considering my listing.? I owe the fact that I am here at school to a past Prosper loan and I have so much gratitude for the people who fund them.? I hope to be a lender, too, one day.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
MoneyForNothing$177.55$81.448/9/2010 6:17:39 PM
Aberdeen$400.00$400.008/15/2010 6:46:08 PM
golffish2$100.00$100.008/16/2010 5:42:39 AM
Aberdeen$400.00$400.008/15/2010 6:46:58 PM
Mikale360$25.00$25.008/16/2010 7:16:47 AM
crawfishcentral$61.58$61.588/16/2010 1:12:17 PM
Moe87$50.00$50.008/16/2010 9:48:15 AM
FinanceEngine$35.00$35.008/16/2010 2:05:02 PM
CA_Lender$25.00$25.008/16/2010 1:11:52 PM
tomoe$25.00$25.008/16/2010 11:27:04 AM
BrighterSuns$25.00$25.008/16/2010 11:52:30 AM
wlm3012$25.00$25.008/16/2010 12:31:23 PM
revenue-appraiser$25.00$25.008/16/2010 2:19:36 PM
Flying_Tilapia$50.00$50.008/12/2010 3:40:54 PM
ralf206$100.00$100.008/12/2010 11:05:40 PM
Cory79$41.33$41.338/14/2010 5:35:04 AM
Aberdeen$400.00$400.008/15/2010 6:46:10 PM
DasMula$25.00$25.008/16/2010 9:27:19 AM
BankofHoneybear$50.00$50.008/16/2010 11:44:28 AM
dammage$30.65$30.658/16/2010 10:32:29 AM
redtilapia$25.00$25.008/16/2010 2:17:26 PM
21 bids
 
Borrower Payment Dependent Notes Series 471012
This series of Notes was issued and sold upon the funding of the borrower loan #43991, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.8% Auction start date:  Aug-11-2010 
  Auction end date:  Aug-16-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $82.19
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.05% Final monthly payment: $82.19
 
Auction yield range: 10.89% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Mar-1989 Debt/Income ratio: 42%
Credit score: 740-759 (Aug-2010) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 9Length of status:2y 8m
Amount delinquent: $0 Total credit lines: 31 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,396Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 57%  
   Homeownership: Yes  
Screen name: benefit-happiness Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Husband Career- Financial Security
I am requesting a loan to pay for the down payment of a one year teacher practicum that my husband needs in order to have a permanent teaching certificate.

My husband has a provisional teaching certificate in French. He did not have a permanent certificate because during the time he was caring for his wife he failed to complete the teaching practicum. The teaching practicum is necessary because he does not have a degree in education. The school system informed him that this is his last year unless he completes the practicum. They do not pay him for the same job that permanent certificate teachers receive and his salary is $20,000 less than his coworkers.

I am asking for this money on behalf of my husband because when he tried to apply for this loan through Prosper they informed him that the credit bureaus have him listed as DECEASED. They informed him that they have him mixed up with the file of his deceased wife. He is working to rectify this problem. The practicum is to begin on Monday, August 9, 2010 and the $2000 fee is due by August 15th. The agency providing this practicum is called MetroResa and they are approved through the State of Georgia Professional Standards for teachers. Federal financial aid is also not provided to this agency. I have tried other venues in order to help him secure this money. I tried to get a home equity line of credit but I was denied. I have tried to apply for other credit cards but was also denied.

We will be able to pay the loan amount as we will: -cut back on current payments to other creditors- we pay more than the minimum to pay it off sooner and -I receive child support income from my daughters father that I would divert toward payment of this loan. I currently receive $400 total. I make yearly $41,500 and my husband makes $30,266 total of $71,766


Thank you for your time and attention.
Monthly net income: $ 4700
Monthly expenses: $ 3800 
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hello there! My question is why do you have the same credit rate (D) when you requested $ 8,000 on the first listing and now you have the same for $ 2,000 also? - BOYFROMVEGAS
A: I don't know how Prosper determines credit worthiness. This is my first time and I have limited knowledge. I'm still learning. What I did was to reduce the amouunt requested in order to get my husband enrolled. The amount requested is the down payment. We will figure out how to get my daughter a car later. This was more important. (Aug-15-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
transaction-circuit$25.00$25.008/11/2010 2:30:51 PM
reward-adventure$30.00$30.008/11/2010 2:32:49 PM
patriot897$25.00$25.008/11/2010 2:38:22 PM
uncleegg$25.00$25.008/11/2010 2:39:43 PM
WalnutCreekguy$25.00$25.008/11/2010 2:40:10 PM
Comoparklender$25.00$25.008/11/2010 2:36:56 PM
dynrep$25.00$25.008/11/2010 2:29:45 PM
cablenews$25.00$25.008/11/2010 2:40:00 PM
important-openness1$100.00$100.008/11/2010 2:36:22 PM
MADAOO7$50.00$50.008/11/2010 6:32:36 PM
auction-workhorse679$25.00$25.008/12/2010 9:33:22 AM
tech310$55.92$55.928/12/2010 10:08:35 AM
dinero-mason$50.00$50.008/12/2010 2:53:23 AM
simplelender80$50.00$50.008/12/2010 5:38:49 AM
orange-preeminant-bill$100.00$100.008/12/2010 10:08:25 AM
RebuildALife$25.00$25.008/12/2010 11:08:25 AM
kegs$100.00$100.008/12/2010 3:31:35 PM
larrybird$100.00$100.008/12/2010 3:37:18 PM
JustMee$25.00$25.008/12/2010 4:58:24 PM
bid-czar8$50.00$39.278/12/2010 7:13:37 PM
Melrosian$55.00$55.008/13/2010 5:48:29 PM
umfan123$25.00$25.008/14/2010 12:28:10 PM
principal-star$25.00$25.008/14/2010 9:36:42 PM
truth-trapper$25.00$25.008/15/2010 9:58:17 AM
rockhound84$25.00$25.008/16/2010 5:15:00 AM
personal-lender$25.00$25.008/11/2010 2:33:25 PM
balance-handshake7$25.00$25.008/11/2010 2:32:57 PM
Artist_Blue$25.00$25.008/11/2010 2:35:36 PM
diplomatic-wealth7$25.00$25.008/11/2010 4:09:02 PM
copper$30.00$30.008/11/2010 2:38:15 PM
loan-squadron$25.00$25.008/12/2010 2:02:39 PM
reflective-rupee$25.00$25.008/12/2010 2:34:13 PM
durable-economy2$50.00$50.008/12/2010 1:02:47 PM
blue-useful-auction$25.00$25.008/13/2010 8:07:43 AM
AEH_Now$25.00$25.008/13/2010 3:09:52 PM
frencheese$50.00$50.008/13/2010 10:15:06 PM
Starfin-Capital-Management$500.00$500.008/14/2010 12:23:16 PM
affluence-companion2$50.00$50.008/14/2010 10:53:09 PM
Coppercanyon$39.81$39.818/16/2010 7:37:02 AM
39 bids