Sales Report:Supplement No. 5 dated Aug 04, 2010 to Prospectus dated Jul 26, 2010
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 26, 2010 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 26, 2010 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 465739
This series of Notes was issued and sold upon the funding of the borrower loan #43826, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.2% Auction start date:  Jul-23-2010 
  Auction end date:  Jul-30-2010 
 
Starting lender yield: 18.48% Starting borrower rate/APR: 19.48% / 21.71% Starting monthly payment: $184.50
Final lender yield: 15.00% Final borrower rate/APR: 16.00% / 18.18% Final monthly payment: $175.79
 
Auction yield range: 7.93% - 18.48% Estimated loss impact: 6.54%  
Lender servicing fee: 1.00% Estimated return: 8.46%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: Basic (1-10): 5
Enhanced (1-5): 5
First credit line: Nov-1991 Debt/Income ratio: 16%
Credit score: 800-819 (Jul-2010) Inquiries last 6m: 1Employment status:Full-time employee
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:4y 4m
Amount delinquent: $0 Total credit lines: 13 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $565Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 75%  
   Homeownership: Yes  
Screen name: Betterfuture1000 Borrower's state: Utah Borrower's group: 1st and BEST for Loans
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 60 ( 97% ) 800-819 (Latest)
Principal borrowed: $13,500.00< 31 days late: 2 ( 3% )  
600-619 (Feb-2008)
600-619 (Jan-2008)
600-619 (Dec-2007)
580-599 (Nov-2007)
 
Principal balance: $856.11 31+ days late: 0 ( 0% )
Total payments billed: 62  
Description
Putting in New Yard (3rd Prp. Loan)
Purpose of loan:
This loan will be used to put in new sod and landscape our backyard.? We want to get this new sod and landscaping done by the middle of August.

My financial situation:
I am a good candidate for this loan because this is my third Prosper loan and I have paid off the first one early and will have the second one paid off next month (about $450 balance remaining).? That one will have been paid off about one year early as well.? In the process of paying off these loans, I have raised my credit score from 575-800 and we were able to purchase our home last October.? My wife and I have both increased our salaries while decreasing our expenditures.? At the end of each month, my wife and I have at least $2000 leftover which will be used to pay this loan off in less than one year.?

Monthly net income: $ 8350

Monthly expenses: $ 3006.94
??Housing: $ 1485.31
??Insurance: $ 72.19
??Car expenses: $ 525.44
??Utilities: $ 200-250
??Phone, cable, internet: $ 45
??Food, entertainment: $ 400
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 29
??Other expenses: $

Thank you for considering my loan.? I have proven my reliability as this is my third Prosper Loan.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hi, What is your house value? How much is your mortgage? How much is your credit limit now? How many credit cards are you using? Thanks, - p2ploan-sensation211
A: Thanks for your questions. Just purchased house last October for $220k (appraised at $260k). Mortgage is $1485. Only have one credit card, for emergencies, with $750 limit. (Jul-27-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
vine99$90.00$90.007/25/2010 1:42:03 PM
wyogirllender$50.00$50.007/25/2010 2:37:30 PM
loyalist1$100.00$100.007/26/2010 12:50:55 PM
Cory79$28.10$28.107/26/2010 4:22:44 PM
217bid$25.00$25.007/28/2010 10:57:50 AM
Nusk$25.00$25.007/29/2010 2:32:59 PM
astra-lender$50.00$50.007/29/2010 2:48:51 PM
FinanceEngine$30.00$30.007/29/2010 2:21:08 PM
grammaspurse$25.00$25.007/29/2010 3:42:03 PM
madamlulu$50.00$50.007/29/2010 3:42:40 PM
SmartBanking$25.00$25.007/29/2010 3:10:54 PM
Leshan$100.00$100.007/29/2010 3:53:00 PM
brightest-dignified-penny$25.00$25.007/29/2010 3:56:18 PM
khamlagirl$25.00$25.007/29/2010 4:01:55 PM
loyalty-czar$60.11$60.117/29/2010 4:00:55 PM
Reliance_Banker$50.00$50.007/29/2010 4:52:54 PM
CoolPlexer$25.00$25.007/29/2010 6:04:54 PM
velocity-winner$25.00$25.007/29/2010 6:22:25 PM
vest_vortex$25.00$25.007/29/2010 6:21:12 PM
mandular$25.00$25.007/29/2010 6:26:44 PM
420limo$150.50$150.507/29/2010 7:16:11 PM
noodles932$40.71$40.717/29/2010 7:24:12 PM
loss-of-control$25.00$25.007/29/2010 6:33:03 PM
420limo$50.00$50.007/29/2010 7:22:20 PM
Vaanolo$50.00$50.007/29/2010 7:26:45 PM
balance-chestnut$62.50$55.327/29/2010 8:32:23 PM
helpwithoutbanks$25.00$25.007/29/2010 7:19:16 PM
bull_lender$36.00$36.007/29/2010 9:16:34 PM
funds-kingdom$47.91$47.917/29/2010 9:25:57 PM
slxvq$56.82$56.827/30/2010 7:27:28 AM
LoveVA$50.00$50.007/30/2010 8:13:36 AM
eprometheus$62.00$62.007/30/2010 4:36:11 AM
BuzzyBee336$35.00$35.007/30/2010 9:22:38 AM
flyboy21$35.00$35.007/30/2010 9:58:06 AM
Simply2fly$25.00$25.007/30/2010 9:49:53 AM
Bito03$33.12$33.127/30/2010 9:52:41 AM
Littlepeng$25.00$25.007/30/2010 7:28:56 AM
Rashanir$75.00$75.007/30/2010 8:00:00 AM
AndyT1999$25.00$25.007/30/2010 10:39:31 AM
Mikale360$25.00$25.007/30/2010 11:12:08 AM
Isotope$25.00$25.007/30/2010 12:15:37 PM
social-zebra$27.00$27.007/30/2010 12:20:38 PM
CACO_Bank$25.00$25.007/30/2010 1:43:06 PM
dollar-authority$100.00$100.007/30/2010 2:03:52 PM
heerzaquestion$25.00$25.007/30/2010 2:05:16 PM
nashibaksi$25.00$25.007/30/2010 2:16:44 PM
cunning-bill$25.00$25.007/30/2010 2:18:58 PM
kevdigital$35.66$35.667/30/2010 1:41:05 PM
encore739$25.00$25.007/30/2010 2:19:40 PM
loyaltyologist$25.00$25.007/30/2010 2:20:42 PM
ColoradoLender82$25.00$25.007/30/2010 1:54:41 PM
wise-intuitive-treasure$50.00$50.007/30/2010 1:55:35 PM
clemclan$25.00$25.007/30/2010 1:59:05 PM
loyalist1$100.00$100.007/23/2010 2:34:00 PM
MoneyForNothing$82.12$82.127/23/2010 9:11:58 PM
Moe87$50.00$50.007/25/2010 10:56:34 AM
loyalist1$100.00$100.007/26/2010 8:45:45 AM
MStackIV$25.00$25.007/27/2010 10:34:52 AM
chkrvrty$25.00$25.007/28/2010 6:34:32 AM
caseattle$25.00$25.007/28/2010 2:03:14 PM
Flshedman$50.00$50.007/28/2010 6:33:10 PM
sigep787$50.00$50.007/28/2010 9:09:48 PM
whatreality$25.00$25.007/29/2010 5:47:34 AM
loanman2007$150.00$150.007/29/2010 6:44:22 AM
Josphine$30.00$30.007/29/2010 7:15:17 AM
awe-inspiring-power$25.00$25.007/29/2010 5:41:16 AM
trade-goblin9$25.00$25.007/29/2010 6:27:49 AM
jsnryn$25.00$25.007/29/2010 10:57:56 AM
bonafide-commitment2$25.00$25.007/29/2010 2:26:54 PM
dahburbb$25.00$25.007/29/2010 1:06:15 PM
BlueSharp$50.00$50.007/29/2010 2:45:15 PM
hillerod$25.00$25.007/29/2010 2:46:25 PM
scientists$25.00$25.007/29/2010 2:57:50 PM
djmjkelso$47.64$47.647/29/2010 3:12:38 PM
BradyKP$75.00$75.007/29/2010 3:54:03 PM
bughead$25.00$25.007/29/2010 3:56:36 PM
mesfinity$25.00$25.007/29/2010 4:19:48 PM
crdcteng$50.00$50.007/29/2010 4:12:06 PM
portfolio-turbine$25.00$25.007/29/2010 6:06:51 PM
aafg69$25.00$25.007/29/2010 6:23:16 PM
420limo$157.00$157.007/29/2010 7:14:11 PM
420limo$150.00$150.007/29/2010 7:25:43 PM
Dollars4Rent$25.00$25.007/29/2010 8:08:28 PM
JCM_MN$27.00$27.007/29/2010 6:45:52 PM
poster177$50.00$50.007/29/2010 11:28:42 PM
Cpay2Me$25.00$25.007/29/2010 7:53:49 PM
ghinga$25.00$25.007/30/2010 7:25:38 AM
dpries123$25.00$25.007/30/2010 7:08:22 AM
redrose1518$25.00$25.007/30/2010 9:49:29 AM
credit-panda1$25.00$25.007/30/2010 8:12:43 AM
UBOtto186$30.00$30.007/30/2010 8:47:07 AM
havok555$28.56$28.567/30/2010 9:51:43 AM
mustang9935$35.00$35.007/30/2010 10:37:19 AM
jasunshine$25.00$25.007/30/2010 12:00:28 PM
wlm3012$25.00$25.007/30/2010 12:12:55 PM
atomantic$25.00$25.007/30/2010 12:23:02 PM
gaiusceasar$25.00$25.007/30/2010 1:19:44 PM
exciting-fairness$200.00$200.007/30/2010 1:40:47 PM
patriot384$400.00$400.007/30/2010 1:52:30 PM
payment-halo$25.00$25.007/30/2010 1:58:41 PM
Chewbaca$25.00$25.007/30/2010 2:16:00 PM
blue-useful-auction$25.00$25.007/30/2010 2:16:40 PM
slwholesales$30.64$30.647/30/2010 12:17:24 PM
martymaniaman$39.31$39.317/30/2010 1:29:55 PM
s270$44.48$44.487/30/2010 1:56:00 PM
emjaybee$50.00$50.007/30/2010 2:21:29 PM
106 bids
 
Borrower Payment Dependent Notes Series 467479
This series of Notes was issued and sold upon the funding of the borrower loan #43806, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jul-20-2010 
  Auction end date:  Jul-27-2010 
 
Starting lender yield: 9.20% Starting borrower rate/APR: 10.20% / 12.31% Starting monthly payment: $323.61
Final lender yield: 9.20% Final borrower rate/APR: 10.20% / 12.31% Final monthly payment: $323.61
 
Auction yield range: 3.93% - 9.20% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 7.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: Basic (1-10): 8
Enhanced (1-5): 5
First credit line: Mar-1989 Debt/Income ratio: 22%
Credit score: 760-779 (Jul-2010) Inquiries last 6m: 0Employment status:Full-time employee
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:8y 10m
Amount delinquent: $0 Total credit lines: 26 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $30,970Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 73%  
   Homeownership: Yes  
Screen name: chief525 Borrower's state: Kentucky Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 7 ( 100% ) 760-779 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
780-799 (Dec-2009)
 
Principal balance: $2,477.77 31+ days late: 0 ( 0% )
Total payments billed: 7  
Description
Pay Off High Interest Credit Card
Purpose of loan:
This loan will be used to? pay off a high interest credit card.

My financial situation:
The credit card I wish to pay off has been charging a ridiculously high interest (21.4%)?rate despite the fact that I have never missed a payment in all of the years I have carried their card beginning in 1994. I did go beyond the credit limit during 2009 when my wife was unemployed and they took advantage of that moment to increase my rate. I spoke with them but they would not budge so I wish to close this account and pay off this balance via Prosper in a timely manner while saving money (reduced interest expense). My wife resumed working in February of this year?and things have returned to normal. My wife is 61 and I am soon to be 63. It is our desire to pay off all debt with the exception of our mortgage by 2013 when we plan to retire. This reduced interest with a fixed payoff period will help in that regard. Thank you.

Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
ddamenace$30.00$30.007/20/2010 4:03:00 PM
successful-euro$30.00$30.007/20/2010 4:04:43 PM
rescue$50.00$50.007/20/2010 4:13:22 PM
delicious-social132$35.00$35.007/20/2010 4:14:29 PM
Investoman$100.00$100.007/20/2010 4:15:00 PM
zorg77$25.00$25.007/20/2010 4:17:02 PM
restless-fund5$25.00$25.007/20/2010 4:17:31 PM
reward-burger2$50.00$50.007/20/2010 4:34:30 PM
inspired-duty5$50.00$50.007/20/2010 4:36:26 PM
Artist_Blue$25.00$25.007/20/2010 4:36:52 PM
ideal-platinum1$100.00$100.007/20/2010 4:37:00 PM
DreDub$50.00$50.007/20/2010 4:37:12 PM
kmr2$250.00$250.007/20/2010 4:37:42 PM
FirstBank$100.00$100.007/20/2010 4:39:54 PM
blackstar$25.00$25.007/20/2010 4:40:07 PM
ichibon$100.00$100.007/20/2010 4:14:32 PM
kulender$25.00$25.007/20/2010 4:14:48 PM
tech310$100.00$100.007/20/2010 4:40:52 PM
munnu$25.00$25.007/20/2010 4:14:52 PM
treasure-hunter270$25.00$25.007/20/2010 4:40:56 PM
raisingophelia$25.00$25.007/20/2010 4:36:14 PM
MSME$50.00$50.007/20/2010 4:37:22 PM
asset-professor$40.00$40.007/20/2010 4:38:58 PM
morfie$25.00$25.007/20/2010 4:39:31 PM
first-upright-payout$25.00$25.007/20/2010 4:39:48 PM
Aimvest$25.00$25.007/21/2010 1:47:52 AM
Comoparklender$50.00$50.007/20/2010 4:39:56 PM
thestartuplender$35.00$35.007/20/2010 4:40:08 PM
mattbly$25.00$25.007/21/2010 1:59:12 AM
orgy63$25.00$25.007/20/2010 4:40:50 PM
KBank$25.00$25.007/21/2010 1:59:36 AM
jonn834$25.00$25.007/21/2010 1:48:04 AM
jga516$25.00$25.007/21/2010 2:01:21 AM
DcUnited$30.00$30.007/21/2010 2:02:03 AM
CAGE-Investments$25.00$25.007/21/2010 2:15:11 AM
Banker7371$25.00$25.007/21/2010 2:16:12 AM
cash-queen$26.54$26.547/21/2010 2:13:35 AM
djh47a$25.00$25.007/21/2010 2:14:46 AM
wampum-chorus3$25.00$25.007/21/2010 2:15:17 AM
orange-preeminant-bill$37.08$37.087/21/2010 2:16:24 AM
wellsfrugal$25.00$25.007/21/2010 3:41:32 AM
deal-frontier$25.00$25.007/21/2010 5:01:31 AM
lender12345$25.00$25.007/20/2010 9:07:49 PM
otel854$50.00$50.007/21/2010 7:26:26 AM
pixeldave$50.00$50.007/21/2010 7:37:11 AM
bold-durability-drum$31.40$31.407/21/2010 7:47:38 AM
NOLAfam$25.00$25.007/21/2010 8:16:53 AM
Jgodd13$26.22$26.227/21/2010 1:59:24 AM
miket71$33.37$33.377/21/2010 2:01:24 AM
UT-Longhorn$25.00$25.007/21/2010 9:11:14 AM
mtsilver$25.00$25.007/21/2010 2:12:31 AM
traice$25.00$25.007/21/2010 9:16:39 AM
worth-arch$25.00$25.007/21/2010 2:16:17 AM
peace-saber0$25.00$25.007/21/2010 9:16:38 AM
treasure-bliss$53.61$53.617/21/2010 2:16:23 AM
stable-nickel$35.00$35.007/21/2010 5:16:52 AM
bobby5832708$50.00$50.007/21/2010 6:21:25 AM
blue-useful-auction$25.00$25.007/21/2010 7:49:57 AM
bridgeguy$25.00$25.007/21/2010 11:07:05 AM
jpalmer$25.00$25.007/21/2010 11:32:19 AM
coin-sherpa$25.00$25.007/21/2010 8:21:51 AM
loan-master996$50.00$50.007/21/2010 8:22:01 AM
peerlender$25.00$25.007/21/2010 11:33:53 AM
gelidfrank$25.00$25.007/21/2010 8:36:57 AM
bowdish1$50.00$50.007/21/2010 11:34:34 AM
Phantom99$25.00$25.007/21/2010 11:35:00 AM
reward-motion$25.00$25.007/21/2010 11:36:33 AM
alaco$25.00$25.007/21/2010 9:16:37 AM
mcds$25.00$25.007/21/2010 9:16:44 AM
suomynona$25.00$25.007/21/2010 9:22:50 AM
F16Pilot$25.00$25.007/21/2010 9:23:20 AM
aurorafinancial$45.88$45.887/21/2010 9:32:46 AM
radforj22$25.00$25.007/21/2010 12:46:21 PM
ryan23$25.00$25.007/21/2010 1:07:52 PM
NeutronStar$50.00$50.007/21/2010 3:07:37 PM
jonbeck7$50.00$50.007/21/2010 3:07:41 PM
wahoo-trader$25.00$25.007/21/2010 3:08:03 PM
physicsjoe$25.00$25.007/21/2010 3:07:37 PM
green-thoughtful-yield$47.86$47.867/21/2010 3:07:45 PM
community-pipeline8$50.00$50.007/21/2010 3:09:50 PM
authoritative-platinum7$50.00$50.007/21/2010 3:08:04 PM
Rysterola82$25.00$25.007/21/2010 3:09:51 PM
8bitnintendo$25.00$25.007/21/2010 11:33:37 AM
cello1$25.00$25.007/21/2010 11:33:55 AM
Carne_Chung$34.37$34.377/21/2010 3:07:34 PM
Gabriel02$25.00$25.007/22/2010 7:21:38 AM
the-profit-oracle$25.00$25.007/22/2010 4:09:00 PM
MrBluesummers$26.07$26.077/23/2010 8:13:10 AM
patriot897$50.00$50.007/23/2010 9:48:32 AM
tranquil-return4$25.00$25.007/23/2010 3:22:49 AM
bchen78875$25.00$25.007/23/2010 8:36:17 AM
mpactlender$25.00$25.007/23/2010 1:16:58 PM
BrighterSuns$25.00$25.007/23/2010 1:17:35 PM
lagnisiruk$25.00$25.007/23/2010 3:31:25 PM
Interloper$35.00$35.007/23/2010 7:11:46 PM
flwah$25.00$1.337/24/2010 3:25:48 AM
KlarthXVII$25.00$25.007/24/2010 6:03:18 AM
rockhound84$25.00$25.007/25/2010 5:47:47 AM
loanaranger$100.00$100.007/26/2010 4:45:29 PM
sainswor99$25.00$25.007/26/2010 5:08:57 PM
ethicalhumanist$25.00$25.007/26/2010 6:02:47 PM
RandyL3$25.00$25.007/26/2010 6:48:39 PM
here2lend$25.00$25.007/26/2010 8:36:09 PM
mhotchan$100.00$100.007/26/2010 9:29:23 PM
director877$92.39$92.397/26/2010 9:43:30 PM
mgking007$25.79$25.797/26/2010 10:03:59 PM
BeaufortBill$100.00$100.007/27/2010 4:30:41 AM
WeshaTheLeopard$25.00$25.007/27/2010 8:41:08 AM
icecoldcash$25.00$25.007/27/2010 8:21:40 AM
loyalist1$100.00$100.007/27/2010 9:10:24 AM
rdrloan$50.00$50.007/27/2010 9:18:01 AM
MattProsper$50.00$50.007/27/2010 10:16:59 AM
forthright-principal2$25.00$25.007/27/2010 12:38:20 PM
squarebob$25.00$25.007/27/2010 1:20:37 PM
leverage-monger$25.00$25.007/27/2010 1:51:06 PM
WeR5A$25.00$25.007/27/2010 3:04:24 PM
merciful-yield$90.79$90.797/27/2010 2:40:14 PM
CACO_Bank$25.00$25.007/27/2010 3:03:38 PM
DasMula$25.00$25.007/27/2010 3:13:18 PM
wwwUniversal$25.00$25.007/27/2010 3:52:27 PM
personal-lender$25.00$25.007/20/2010 4:14:24 PM
studious-bonus7$100.00$100.007/20/2010 4:14:14 PM
Fiimg$50.00$50.007/20/2010 4:16:16 PM
ijspence$25.00$25.007/20/2010 4:33:41 PM
Bio-physicist$25.00$25.007/20/2010 4:35:22 PM
MLMarine$25.00$25.007/20/2010 4:35:26 PM
reinforced-revenue069$25.00$25.007/20/2010 4:36:28 PM
goldie414$50.00$50.007/20/2010 4:37:14 PM
buddy486$25.00$25.007/20/2010 4:37:23 PM
moola-wildebeest3$50.00$50.007/20/2010 4:37:19 PM
generous-deal6$25.00$25.007/20/2010 4:37:38 PM
Ocean713$50.00$50.007/20/2010 4:37:31 PM
jdrez$25.00$25.007/20/2010 4:37:40 PM
important-ore$50.00$50.007/20/2010 4:37:44 PM
gracej$25.00$25.007/20/2010 4:38:28 PM
social-conductor4$25.00$25.007/20/2010 4:38:41 PM
bountiful-durability$50.00$50.007/20/2010 4:38:51 PM
ddog0224$25.00$25.007/20/2010 4:38:25 PM
life-is-great$25.00$25.007/20/2010 4:38:46 PM
riproaringrapids$25.00$25.007/20/2010 4:39:55 PM
a-finance-nirvana$25.00$25.007/20/2010 4:40:22 PM
villagers$25.00$25.007/20/2010 4:40:05 PM
thorough-exchange4$25.00$25.007/20/2010 4:41:56 PM
diplomatic-wealth7$25.00$25.007/20/2010 4:16:29 PM
Sven79$50.00$50.007/20/2010 4:17:20 PM
rapid-credit428$25.00$25.007/20/2010 5:06:22 PM
Goodlender42$25.00$25.007/20/2010 4:17:46 PM
Tahoeguy$25.00$25.007/20/2010 6:42:06 PM
castleman$25.00$25.007/20/2010 7:38:21 PM
Vegasjim$25.00$25.007/20/2010 4:33:44 PM
nybanker85$45.19$45.197/20/2010 8:32:47 PM
Havana21$25.00$25.007/20/2010 9:06:26 PM
joyful-power9$25.00$25.007/20/2010 10:33:52 PM
HaveToWrite$25.00$25.007/20/2010 4:37:09 PM
qcksilvr20$50.00$50.007/20/2010 4:37:27 PM
Prosp_Lender$50.00$50.007/20/2010 4:38:09 PM
objective-investor$100.00$100.007/20/2010 4:38:32 PM
papaloha$25.19$25.197/21/2010 1:46:30 AM
moola-man$30.00$30.007/20/2010 4:40:03 PM
bid-czar8$26.02$26.027/20/2010 4:40:44 PM
iluxa$25.00$25.007/21/2010 1:59:17 AM
brightest-breathtaking-finance$100.00$100.007/20/2010 4:40:57 PM
Binan$25.00$25.007/21/2010 2:01:26 AM
maldok1$25.00$25.007/20/2010 4:41:52 PM
enthralling-deal180$30.00$30.007/20/2010 4:42:22 PM
physicsman$27.37$27.377/21/2010 1:58:59 AM
boater01$30.61$30.617/21/2010 2:01:58 AM
worthy-bid8$42.64$42.647/20/2010 4:48:09 PM
Peterman$25.00$25.007/21/2010 2:16:10 AM
adam_rodgers$25.00$25.007/21/2010 2:13:23 AM
durability-exchanger$25.00$25.007/21/2010 5:06:32 AM
time4aloan$41.64$41.647/21/2010 8:22:36 AM
oldguybiker$25.00$25.007/21/2010 1:59:21 AM
CashCow-Moooo-la$25.00$25.007/21/2010 9:16:40 AM
br4444$25.00$25.007/21/2010 9:08:27 AM
generosity-giraffe0$25.00$25.007/21/2010 9:16:45 AM
NS22$25.00$25.007/21/2010 9:32:30 AM
tranquil-principal$50.00$50.007/21/2010 9:37:06 AM
topper480$25.00$25.007/21/2010 9:36:28 AM
John73$25.00$25.007/21/2010 10:02:06 AM
revenue-officer36$31.03$31.037/21/2010 10:02:42 AM
teller$25.00$25.007/21/2010 7:32:24 AM
marketplace-cello5$25.00$25.007/21/2010 11:16:33 AM
JFKPilot$25.00$25.007/21/2010 11:22:21 AM
vwbell$50.00$50.007/21/2010 8:21:48 AM
neutrino6$25.00$25.007/21/2010 11:32:26 AM
brightest-income-hunter$41.30$41.307/21/2010 11:32:31 AM
orderly-loot$25.00$25.007/21/2010 8:22:02 AM
imlosttoo$25.00$25.007/21/2010 8:22:05 AM
iLoaner$25.00$25.007/21/2010 11:33:32 AM
yield-seeker$25.00$25.007/21/2010 11:33:54 AM
grystndoc$25.00$25.007/21/2010 8:36:55 AM
Cheburashka$25.00$25.007/21/2010 11:34:29 AM
littlemonkey$25.00$25.007/21/2010 11:34:41 AM
SimpleChoice$25.00$25.007/21/2010 9:16:33 AM
autonomous-basis$25.00$25.007/21/2010 9:16:43 AM
balance-voyager$47.25$47.257/21/2010 9:17:21 AM
KileNSmyth4$50.00$50.007/21/2010 11:37:44 AM
floret596$25.00$25.007/21/2010 9:36:24 AM
utopia14$25.00$25.007/21/2010 9:36:34 AM
WindyKid$25.00$25.007/21/2010 9:37:21 AM
aasx1108$25.00$25.007/21/2010 2:07:14 PM
Contour$33.45$33.457/21/2010 9:48:03 AM
britsys$50.00$50.007/21/2010 3:07:35 PM
BayTech$25.00$25.007/21/2010 3:07:38 PM
Fishy014$50.00$50.007/21/2010 2:53:23 PM
anders94$25.00$25.007/21/2010 10:12:01 AM
adamnash$25.00$25.007/21/2010 3:07:59 PM
quirky$50.00$50.007/21/2010 10:12:04 AM
point-promiser$28.07$28.077/21/2010 3:07:36 PM
Katburg$35.00$35.007/21/2010 3:09:39 PM
shrewd-peace7$30.00$30.007/21/2010 3:07:39 PM
TeamAmerica$25.00$25.007/21/2010 3:08:01 PM
Slend49$25.00$25.007/21/2010 3:09:48 PM
enterprising-cash3$50.00$50.007/21/2010 3:26:22 PM
JGB$65.48$65.487/21/2010 11:34:09 AM
del30$25.00$25.007/21/2010 11:41:32 AM
dollars4debts$25.00$25.007/21/2010 3:07:40 PM
power-igloo3$25.00$25.007/21/2010 3:08:05 PM
sensible-order2$25.00$25.007/21/2010 3:08:34 PM
qtmspin$25.00$25.007/22/2010 6:58:00 AM
xstreamin$25.00$25.007/22/2010 7:26:34 AM
Jerhaus$64.42$64.427/22/2010 9:00:47 PM
sharkm$35.00$35.007/23/2010 1:02:04 AM
brazilofmux$53.22$53.227/23/2010 1:27:33 AM
powerful-finance7$25.00$25.007/23/2010 5:51:25 AM
Tradesmanlender$25.00$25.007/23/2010 9:41:32 AM
EverettFinancial$25.00$25.007/23/2010 2:13:00 PM
cyberie21$25.00$25.007/23/2010 5:32:18 PM
RandyL3$25.00$25.007/23/2010 5:24:06 PM
iolaire$25.00$25.007/23/2010 5:25:10 PM
hrubinst$25.00$25.007/23/2010 5:29:09 PM
Clambake$44.31$44.317/24/2010 2:39:19 AM
dhe50$25.00$25.007/25/2010 4:56:12 PM
JustOneVoice$25.00$25.007/26/2010 4:17:22 AM
entertaining-credit3$25.00$25.007/26/2010 11:57:25 AM
donlenboy$44.63$44.637/26/2010 1:57:37 PM
loanaranger$100.00$100.007/26/2010 4:46:51 PM
availableloan$25.00$25.007/26/2010 5:14:55 PM
Joshtron$25.00$25.007/26/2010 5:50:28 PM
johndoeProsper$100.00$100.007/26/2010 8:27:51 PM
Planecourage$92.36$92.367/26/2010 10:35:19 PM
sandeepPR$25.00$25.007/26/2010 11:26:01 PM
investment-cluster$25.00$25.007/27/2010 3:07:11 AM
Schwamie$26.52$26.527/27/2010 6:42:51 AM
rockhound84$25.00$25.007/27/2010 5:23:04 AM
IwillHuntUdown$50.00$50.007/27/2010 5:02:39 AM
gustavholstopus32$25.00$25.007/27/2010 5:38:43 AM
NickRac$25.00$25.007/27/2010 7:46:13 AM
csak13$50.00$50.007/27/2010 6:07:32 AM
bullish2bearish$51.60$51.607/27/2010 8:46:53 AM
icecoldcash$25.00$25.007/27/2010 8:21:58 AM
Winsten$75.00$75.007/27/2010 8:30:06 AM
the-purposeful-principal$25.00$25.007/27/2010 9:10:06 AM
techreseller$50.00$50.007/27/2010 9:17:06 AM
Equal-Housing-Lender$25.00$25.007/27/2010 9:55:23 AM
red-deal-genius$35.00$35.007/27/2010 9:28:19 AM
LateOneNight$50.00$50.007/27/2010 10:32:50 AM
Johnab$50.00$50.007/27/2010 11:26:45 AM
yield-quest$125.00$125.007/27/2010 12:50:06 PM
Richmp412$25.00$25.007/27/2010 12:29:23 PM
FundMaker$25.00$25.007/27/2010 12:54:28 PM
chablist$150.00$150.007/27/2010 1:04:54 PM
grampy48$25.00$25.007/27/2010 1:28:34 PM
lazyeye$25.00$25.007/27/2010 1:47:42 PM
cash-blueberry$25.00$25.007/27/2010 2:00:33 PM
rich329$25.00$25.007/27/2010 2:44:00 PM
bigbrowntruck$50.00$50.007/27/2010 2:22:57 PM
outofoffice$50.00$50.007/27/2010 3:39:54 PM
269 bids
 
Borrower Payment Dependent Notes Series 467711
This series of Notes was issued and sold upon the funding of the borrower loan #43832, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,200.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Jul-22-2010 
  Auction end date:  Jul-29-2010 
 
Starting lender yield: 25.25% Starting borrower rate/APR: 26.25% / 28.57% Starting monthly payment: $88.93
Final lender yield: 24.85% Final borrower rate/APR: 25.85% / 28.17% Final monthly payment: $88.46
 
Auction yield range: 10.93% - 25.25% Estimated loss impact: 10.61%  
Lender servicing fee: 1.00% Estimated return: 14.24%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: Basic (1-10): 7
Enhanced (1-5): 5
First credit line: Oct-2004 Debt/Income ratio: Not calculated
Credit score: 720-739 (Jul-2010) Inquiries last 6m: 0Employment status:Full-time employee
Now delinquent: 0 Current / open credit lines: 7 / 2Length of status:2y 11m
Amount delinquent: $0 Total credit lines: 13 Occupation: Student - College S...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$1-$24,999
Delinquencies in last 7y: 1 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: 465Boogs Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Short Term Student Loan
Purpose of loan:
This loan will be used to?
Help me subsidize tuition, rent, and bills until my Financial Aid check and MGIB stipend payments return in September 2010.
My financial situation:I receive income via the MGIB. I have a month break until the FALL 2010 semester starts. I am going into my Senior year. My major is Digital Media Arts. I am currently working, however, it is an internship. Due to the fact that I receive stipends, they are not considered "taxable income" therefore private lenders do not accept them as "eligible" income sources. That's why I am here; it is not due to any inability to pay. The one delinquency on my account is due to an automatic payment that was attached to my credit card, which unbeknownst to me had expired. Once it was brought to my attention I immediately corrected the situation. Unfortunately, it hit my credit report before the situation was rectified. So now I'm stuck with it, but that's how these things go.

I am a good candidate for this loan because?I am responsible and credit worthy. Please give me a good rate. Bid responsibly. Thanks!!

Monthly net income: $ 2500

Monthly expenses: $ 1985
??Housing: $875
??Insurance: $140
??Car expenses: $200
??Utilities: $30
??Phone, cable, internet: $140
??Food, entertainment: $300
??Clothing, household expenses $100
??Credit cards and other loans: $200
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
dollardave$100.00$39.667/23/2010 11:12:03 AM
mlpinz$50.00$50.007/24/2010 5:41:16 AM
neorunner$25.00$25.007/27/2010 4:02:42 AM
invest-in-ed$450.00$450.007/27/2010 1:02:35 PM
WeR5A$25.00$25.007/27/2010 3:09:39 PM
bronzmajom$25.00$25.007/27/2010 5:42:48 PM
stevekc1$25.00$25.007/28/2010 8:41:19 PM
OGS_Capital$25.00$25.007/29/2010 8:21:33 AM
Leshan$33.33$33.337/29/2010 9:33:33 AM
Nerdster1$25.01$25.017/29/2010 9:38:48 AM
Happyhourcomics$25.00$25.007/29/2010 12:16:42 PM
jhernand17$25.00$25.007/29/2010 12:47:52 PM
mckhbnpc$30.00$30.007/29/2010 2:01:35 PM
cash-spinner$25.00$25.007/29/2010 2:02:07 PM
wise-intuitive-treasure$25.00$25.007/29/2010 3:36:34 PM
order-bee1$500.00$500.007/29/2010 3:34:13 PM
five-star-investment1$50.00$50.007/29/2010 3:37:31 PM
Whipster$50.00$50.007/22/2010 3:48:28 PM
marwadi-62$100.00$100.007/22/2010 7:48:06 PM
ethicalhumanist$25.00$25.007/24/2010 5:49:02 PM
eudorat$25.00$25.007/26/2010 10:41:37 PM
P3P-Career-Coach$50.00$50.007/28/2010 8:29:59 AM
social-zebra$30.00$30.007/29/2010 8:44:35 AM
Pu239$60.00$60.007/29/2010 8:21:31 AM
FireFriend$100.00$100.007/29/2010 10:43:25 AM
goodhearted-basis4$25.00$25.007/29/2010 10:49:39 AM
DMKAssetManagement$32.00$32.007/29/2010 10:07:42 AM
bitano$50.00$50.007/29/2010 2:09:02 PM
ultimate-peace$100.00$100.007/29/2010 1:46:16 PM
dollar-authority$100.00$100.007/29/2010 2:11:34 PM
Taho$50.00$50.007/29/2010 2:11:55 PM
31 bids
 
Borrower Payment Dependent Notes Series 467789
This series of Notes was issued and sold upon the funding of the borrower loan #43771, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Jul-23-2010 
  Auction end date:  Jul-30-2010 
 
Starting lender yield: 6.10% Starting borrower rate/APR: 7.10% / 7.44% Starting monthly payment: $154.61
Final lender yield: 6.10% Final borrower rate/APR: 7.10% / 7.44% Final monthly payment: $154.61
 
Auction yield range: 2.93% - 6.10% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 5.50%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: Basic (1-10): 10
Enhanced (1-5): 5
First credit line: Jul-1992 Debt/Income ratio: 11%
Credit score: 780-799 (Jul-2010) Inquiries last 6m: 0Employment status:Full-time employee
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:3y 6m
Amount delinquent: $0 Total credit lines: 22 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $17,642Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 38%  
   Homeownership: Yes  
Screen name: impressive-deal362 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off a credit card
Purpose of loan:
This loan will be used to pay down part of my credit card balance at a lower interest rate.?

My financial situation:
I'm a business analyst with over 13 years of experience in my field.? My job position is secure and even in this uncertain market my job skills are flexible enough to allow me to find another position easily if that were required.? I own my home, pay my bills on time and have a 4 month emergency fund that would cover all expenses including loan payments.? I have a credit card balance because of some unforeseen expenses when family members passed away and from a move.? I want to pay the credit card balance off faster and with a lower interest rate.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
kenji4861$25.00$25.007/23/2010 2:30:29 PM
Artist_Blue$25.00$25.007/23/2010 2:31:57 PM
investment-network$50.00$50.007/23/2010 2:34:20 PM
Investoman$100.00$100.007/23/2010 2:34:16 PM
elasermd$50.00$50.007/23/2010 2:35:11 PM
munnu$25.00$25.007/23/2010 2:36:00 PM
paddatjie$25.00$25.007/23/2010 2:36:09 PM
jazzlender$25.00$25.007/23/2010 2:36:40 PM
j2ee$25.00$25.007/23/2010 2:37:00 PM
treasure-hunter270$25.00$25.007/23/2010 2:38:34 PM
proper-p2p6$100.00$100.007/23/2010 2:38:45 PM
meenan$25.00$25.007/23/2010 2:38:48 PM
mlopez2007$25.00$25.007/23/2010 2:38:58 PM
kyomoon$50.00$50.007/23/2010 2:38:54 PM
marketplace-cello5$50.00$50.007/23/2010 2:39:53 PM
cebgop$25.00$25.007/23/2010 2:40:03 PM
moneyfriend$50.00$50.007/23/2010 2:40:51 PM
radforj22$50.00$50.007/23/2010 2:41:34 PM
successful-euro$50.00$50.007/23/2010 2:30:25 PM
Goodlender42$25.00$25.007/23/2010 2:34:24 PM
community-pipeline8$50.00$50.007/23/2010 2:35:17 PM
DadWarbucks$25.00$25.007/23/2010 5:25:29 PM
market-socrates4$25.00$25.007/23/2010 2:36:16 PM
personal-lender$25.00$25.007/23/2010 2:37:38 PM
dlshap$25.00$25.007/23/2010 2:38:29 PM
bobby5832708$50.00$50.007/23/2010 2:39:29 PM
Attract$25.00$25.007/23/2010 4:11:23 PM
Cheburashka$30.00$30.007/24/2010 2:35:25 AM
djs81$50.00$50.007/24/2010 2:39:12 AM
Carpetkid$41.77$41.777/24/2010 2:58:43 AM
fiscal65$25.00$25.007/24/2010 3:04:39 AM
KramericaIndustries$25.00$25.007/24/2010 3:05:11 AM
Havana21$75.00$75.007/23/2010 5:24:03 PM
ptjg$47.62$47.627/24/2010 3:06:17 AM
Int_PrinRateTime4000$37.54$37.547/24/2010 3:21:04 AM
mollybosco$35.03$35.037/24/2010 3:20:44 AM
jga516$25.00$25.007/24/2010 3:22:32 AM
transparency-giant$43.92$43.927/24/2010 3:33:07 AM
Toby1montana$30.75$30.757/24/2010 3:34:06 AM
Moneybags99$37.77$37.777/24/2010 3:41:56 AM
orange-dollar-guild$25.00$25.007/24/2010 6:31:40 AM
krumby$25.00$25.007/24/2010 6:36:48 AM
hopethisworks$25.00$25.007/24/2010 5:43:17 AM
a-truth-upholder$50.00$50.007/24/2010 7:16:16 AM
Yotaman$25.00$25.007/24/2010 3:05:03 AM
MTLoans$25.00$25.007/24/2010 3:06:27 AM
bowdish1$100.00$100.007/24/2010 3:08:27 AM
bsmtloan$50.00$50.007/24/2010 3:08:45 AM
coloradoloanman$25.00$25.007/24/2010 3:20:29 AM
mad4wknds$25.00$25.007/24/2010 3:22:06 AM
samo102us$25.00$25.007/24/2010 3:24:43 AM
kentb$38.37$38.377/24/2010 3:33:13 AM
ethicalhumanist$25.00$25.007/24/2010 4:01:26 PM
wwwUniversal$25.00$25.007/24/2010 5:51:33 PM
wormdc$25.00$0.947/24/2010 7:37:15 AM
octoberfresh$25.00$25.007/26/2010 6:54:30 AM
coolgenner$25.00$25.007/27/2010 7:26:18 AM
new-gold-innovator$25.00$25.007/27/2010 12:23:08 PM
interstellar$50.00$50.007/27/2010 12:11:49 PM
WeR5A$25.00$25.007/27/2010 3:10:44 PM
UCSBGAUCHOS$25.00$25.007/28/2010 2:02:10 PM
Bank_Of_XL$25.00$25.007/28/2010 5:16:52 PM
heerzaquestion$25.00$25.007/28/2010 6:46:33 PM
durability-halibut$25.00$25.007/28/2010 7:18:55 PM
finance-symphony7$50.00$50.007/29/2010 9:46:03 AM
Bosslady123q$25.00$25.007/29/2010 10:36:58 AM
Earn_money$25.00$25.007/29/2010 11:42:08 AM
gsd$25.00$25.007/29/2010 12:12:41 PM
Richmp412$25.00$25.007/29/2010 2:41:47 PM
ZLyons$25.00$25.007/29/2010 3:57:06 PM
khamlagirl$25.00$25.007/29/2010 4:02:30 PM
BradyKP$25.00$25.007/29/2010 3:54:56 PM
Tc11902$25.00$25.007/29/2010 8:06:22 PM
tieshuanpan$25.00$25.007/29/2010 10:39:47 PM
top-tranquil-justice$25.00$25.007/30/2010 8:17:12 AM
leverage-tsunami$25.00$25.007/30/2010 9:57:02 AM
RichDadPoorDad$25.00$25.007/30/2010 12:08:16 PM
kulender$50.00$50.007/23/2010 2:31:53 PM
gold-heaven9$25.00$25.007/23/2010 2:32:25 PM
swiftsoul$25.00$25.007/23/2010 2:33:07 PM
riproaringrapids$25.00$25.007/23/2010 2:33:19 PM
delicious-social132$40.00$40.007/23/2010 2:36:57 PM
orgy63$25.00$25.007/23/2010 2:38:32 PM
inspired-contract9$50.00$50.007/23/2010 2:38:41 PM
diplomatic-wealth7$100.00$100.007/23/2010 2:38:51 PM
RockCrown$25.00$25.007/23/2010 2:39:18 PM
Merganser$25.00$25.007/23/2010 2:39:46 PM
wealthstar$50.00$50.007/23/2010 2:40:01 PM
currency-persimmon$25.00$25.007/23/2010 2:40:36 PM
crawfingers$25.00$25.007/23/2010 2:40:41 PM
simplelender80$100.00$100.007/23/2010 2:40:14 PM
profitable-asset1$25.00$25.007/23/2010 2:42:19 PM
mattpet$25.00$25.007/23/2010 2:42:32 PM
sharkm$30.00$30.007/23/2010 2:41:58 PM
tech310$100.00$100.007/23/2010 2:34:55 PM
afotherg$40.00$40.007/23/2010 2:35:58 PM
top-sensible-yield$50.00$50.007/23/2010 2:39:25 PM
ksmith08$50.00$50.007/23/2010 2:40:26 PM
Shockem923$25.00$25.007/23/2010 2:42:08 PM
lagnisiruk$25.00$25.007/23/2010 3:31:38 PM
teller$36.76$36.767/24/2010 2:57:58 AM
LoWRec$25.00$25.007/24/2010 3:03:59 AM
SDNLR$25.00$25.007/24/2010 2:54:58 AM
bchen78875$50.00$50.007/23/2010 5:23:54 PM
alverado$34.65$34.657/24/2010 3:21:08 AM
Thorny$25.00$25.007/24/2010 3:19:48 AM
naina_my_daughter$25.00$25.007/24/2010 3:23:30 AM
DeltaGambler$25.00$25.007/24/2010 3:24:40 AM
hawaiiangirl76$25.00$25.007/24/2010 3:22:56 AM
toblerone$26.13$26.137/24/2010 3:23:22 AM
julijask$35.00$35.007/24/2010 3:24:00 AM
balance2$25.00$25.007/24/2010 3:33:45 AM
flopcat$25.00$25.007/24/2010 3:41:20 AM
djh47a$25.00$25.007/24/2010 3:34:23 AM
wampum-reaction2$25.00$25.007/24/2010 4:02:18 AM
Keebs$25.00$25.007/24/2010 6:36:47 AM
peerlender$25.00$25.007/24/2010 2:35:04 AM
bridgeguy$25.00$25.007/24/2010 3:05:07 AM
Yankeeeagle$25.00$25.007/24/2010 3:06:19 AM
buggzz$25.00$25.007/24/2010 3:20:00 AM
USMC0311$25.00$25.007/24/2010 3:22:34 AM
entreprenooner$25.00$25.007/24/2010 5:51:14 AM
devoider$25.00$25.007/24/2010 7:37:14 AM
gadget7$33.75$33.757/24/2010 11:04:21 AM
blot44$25.00$25.007/24/2010 12:21:45 PM
all_of_that_one$25.00$25.007/25/2010 8:11:45 AM
blot44$25.00$25.007/26/2010 12:40:48 PM
cebgop$25.00$25.007/26/2010 7:22:59 PM
beachfunder$25.00$25.007/27/2010 9:06:36 AM
RandyL3$25.00$25.007/27/2010 12:36:29 PM
lt_dt$25.00$25.007/27/2010 6:13:37 PM
AF_Trust$50.00$50.007/28/2010 1:45:27 PM
cwm3651$25.00$25.007/28/2010 5:04:10 PM
Dollars4Rent$25.00$25.007/28/2010 8:38:15 PM
GoldenTrout$25.00$25.007/28/2010 7:03:46 PM
Dollars4Rent$25.00$25.007/28/2010 8:37:58 PM
mrnazraq$50.00$50.007/29/2010 9:41:50 AM
qkinger$50.00$50.007/29/2010 10:41:49 AM
dmitriy2$25.00$25.007/29/2010 11:49:33 AM
aggielender$25.00$25.007/29/2010 1:36:39 PM
Dskillz$30.00$30.007/29/2010 2:36:40 PM
TBTdragon$25.00$25.007/29/2010 3:11:03 PM
Chewbaca$25.00$25.007/29/2010 6:21:10 PM
NoNameLender$50.00$50.007/29/2010 7:03:06 PM
swissbanker$50.00$50.007/29/2010 7:53:43 PM
haryassman$25.00$25.007/30/2010 11:45:39 AM
rjsdsu$25.00$25.007/30/2010 12:07:48 PM
Tsimmeej$25.00$25.007/30/2010 12:08:50 PM
148 bids
 
Borrower Payment Dependent Notes Series 467913
This series of Notes was issued and sold upon the funding of the borrower loan #43803, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jul-22-2010 
  Auction end date:  Jul-29-2010 
 
Starting lender yield: 8.20% Starting borrower rate/APR: 9.20% / 11.30% Starting monthly payment: $127.57
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $127.57
 
Auction yield range: 3.93% - 8.20% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: Basic (1-10): 9
Enhanced (1-5): 5
First credit line: Feb-2007 Debt/Income ratio: 15%
Credit score: 740-759 (Jul-2010) Inquiries last 6m: 0Employment status:Full-time employee
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:2y 0m
Amount delinquent: $0 Total credit lines: 7 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $992Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 9%  
   Homeownership: No  
Screen name: diplomatic-worth Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Buying a tractor
Purpose of loan:
This loan will be used to? Buy a tractor to bail hay for our cows and to sell. which will save us in the long run.

My financial situation:
I am a good candidate for this loan because? as you can see by my credit score i never miss payments and i am very responsible with a good full time job.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
riproaringrapids$25.00$25.007/22/2010 9:34:05 AM
successful-euro$30.00$30.007/22/2010 9:33:42 AM
community-pipeline8$50.00$50.007/22/2010 9:35:14 AM
paddatjie$25.00$25.007/22/2010 9:37:04 AM
j2ee$25.00$25.007/22/2010 9:38:30 AM
jazzlender$25.00$25.007/22/2010 9:38:02 AM
personal-lender$25.00$25.007/22/2010 9:39:19 AM
treasure-hunter270$25.00$25.007/22/2010 9:40:27 AM
Investoman$100.00$100.007/22/2010 9:40:16 AM
proper-p2p6$100.00$100.007/22/2010 9:40:34 AM
kyomoon$50.00$50.007/22/2010 9:40:59 AM
fireheart$25.00$25.007/22/2010 9:41:15 AM
saysana$25.00$25.007/22/2010 9:41:17 AM
AoP$50.00$50.007/22/2010 9:41:58 AM
top-sensible-yield$50.00$50.007/22/2010 9:41:48 AM
Merganser$25.00$25.007/22/2010 9:42:07 AM
FirstLender$25.00$25.007/22/2010 10:20:25 AM
satisfying-durability$25.00$25.007/22/2010 12:00:34 PM
mvpvapi$50.00$50.007/22/2010 12:14:30 PM
delicious-social132$40.00$40.007/22/2010 9:38:24 AM
dlshap$25.00$25.007/22/2010 9:40:24 AM
inspired-contract9$50.00$50.007/22/2010 9:40:32 AM
1800porsche$25.00$25.007/22/2010 9:40:47 AM
SARMAR$50.00$50.007/22/2010 9:41:13 AM
ingenious-order783$25.00$25.007/22/2010 9:41:29 AM
marketplace-cello5$50.00$24.617/22/2010 9:43:06 AM
cwegert$38.00$38.007/23/2010 11:20:21 AM
Firescreek$25.00$25.007/23/2010 6:19:10 AM
Lo0se_mo0se$25.00$25.007/24/2010 12:19:14 AM
St_Sebastians_Lending$25.00$25.007/24/2010 7:31:28 AM
OzGuy609$25.00$25.007/24/2010 9:16:43 AM
ingenious-truth0$50.00$50.007/23/2010 11:12:49 PM
freetolive$25.00$25.007/25/2010 11:49:24 AM
vine99$65.00$65.007/25/2010 4:41:42 PM
fixer833$25.00$25.007/26/2010 7:02:16 AM
blue-useful-auction$25.00$25.007/26/2010 8:00:08 PM
coolgenner$25.00$25.007/27/2010 7:25:27 AM
Benkneebob$50.02$50.027/27/2010 1:14:29 PM
WeR5A$25.00$25.007/27/2010 3:21:10 PM
khamlagirl$25.00$25.007/27/2010 6:15:31 PM
exchange-dreams$25.00$25.007/27/2010 7:46:28 PM
rockhound84$25.00$25.007/28/2010 4:07:46 AM
LenderMatt$25.00$25.007/28/2010 3:06:17 PM
crw1950$50.00$50.007/28/2010 8:23:19 PM
aarons34$26.85$26.857/28/2010 5:47:06 PM
goldsun$25.00$25.007/28/2010 7:38:59 PM
mojii77$50.00$50.007/28/2010 6:35:01 PM
yogi1975$25.00$25.007/28/2010 8:17:49 PM
cippy$50.00$50.007/29/2010 1:17:37 AM
rockhound84$25.00$25.007/29/2010 4:32:46 AM
cippy$50.00$50.007/29/2010 1:18:04 AM
spotty54$25.00$25.007/29/2010 5:33:44 AM
bughead$25.00$25.007/29/2010 8:47:05 AM
jayk63$25.00$25.007/29/2010 3:23:04 AM
keeper24$25.00$25.007/29/2010 9:24:46 AM
StocksMan$50.00$50.007/29/2010 9:27:26 AM
kulender$50.00$50.007/22/2010 9:34:08 AM
kenji4861$25.00$25.007/22/2010 9:33:50 AM
elasermd$50.00$50.007/22/2010 9:34:45 AM
Artist_Blue$25.00$25.007/22/2010 9:34:13 AM
munnu$25.00$25.007/22/2010 9:36:50 AM
rescue$50.00$50.007/22/2010 9:38:14 AM
gold-heaven9$25.00$25.007/22/2010 9:40:12 AM
ichibon$100.00$100.007/22/2010 9:39:58 AM
orgy63$25.00$25.007/22/2010 9:40:25 AM
meenan$25.00$25.007/22/2010 9:40:36 AM
diplomatic-wealth7$100.00$100.007/22/2010 9:40:50 AM
Fiimg$50.00$50.007/22/2010 9:40:53 AM
mlopez2007$25.00$25.007/22/2010 9:41:03 AM
life-is-great$25.00$25.007/22/2010 9:41:12 AM
enthralling-deal180$100.00$100.007/22/2010 9:42:01 AM
tranquil-principal$25.00$25.007/22/2010 9:42:06 AM
tech310$100.00$100.007/22/2010 9:41:51 AM
bobby5832708$50.00$50.007/22/2010 9:41:56 AM
galloping_unicorns_batman$30.00$30.007/22/2010 10:52:45 AM
turbospeed$25.00$25.007/22/2010 9:33:47 AM
afotherg$40.00$40.007/22/2010 9:36:41 AM
market-socrates4$25.00$25.007/22/2010 9:37:11 AM
studious-bonus7$100.00$100.007/22/2010 9:39:27 AM
tntmojave$25.00$25.007/22/2010 9:40:29 AM
ray1051$50.00$50.007/22/2010 9:41:09 AM
Goodlender42$25.00$25.007/22/2010 9:41:20 AM
RockCrown$25.00$25.007/22/2010 9:41:26 AM
golfreak923$25.00$25.007/22/2010 1:48:56 PM
Finspons$25.00$25.007/22/2010 4:38:59 PM
RandyL3$25.00$25.007/24/2010 3:25:42 AM
all_of_that_one$25.00$25.007/24/2010 10:46:40 AM
turbospeed$25.00$25.007/26/2010 3:09:48 PM
ethicalhumanist$25.00$25.007/26/2010 5:09:29 PM
RandyL3$25.00$25.007/26/2010 6:48:44 PM
casaram$25.00$25.007/26/2010 8:28:08 PM
djp127$25.00$25.007/26/2010 9:33:10 PM
outofoffice$50.00$50.007/27/2010 3:41:50 PM
finance-symphony7$25.00$25.007/27/2010 8:17:02 PM
heerzaquestion$50.00$50.007/28/2010 6:41:58 PM
bear01$30.00$30.007/28/2010 7:52:38 PM
qkinger$50.00$50.007/28/2010 5:22:20 PM
Newfoundcash$25.00$25.007/28/2010 10:50:55 PM
philantist$25.00$25.007/28/2010 8:06:42 PM
colorfulgardener$25.00$25.007/28/2010 7:15:24 PM
emjaybee$25.00$25.007/29/2010 3:43:36 AM
cash-spinner$25.00$25.007/28/2010 7:25:13 PM
nalaari$25.00$25.007/29/2010 6:14:11 AM
Barrayaran$25.00$25.007/29/2010 6:15:40 AM
elvisloans$25.00$25.007/29/2010 6:49:14 AM
surferracerskaterboy$25.00$25.007/28/2010 11:42:45 PM
wild-orange$50.00$50.007/29/2010 1:20:48 AM
moneytolend72$25.00$25.007/29/2010 8:08:16 AM
social-zebra$25.00$25.007/29/2010 8:37:26 AM
mgking007$25.52$25.527/29/2010 7:41:25 AM
nad139$25.00$25.007/29/2010 8:51:43 AM
111 bids
 
Borrower Payment Dependent Notes Series 468207
This series of Notes was issued and sold upon the funding of the borrower loan #43783, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,500.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jul-23-2010 
  Auction end date:  Jul-30-2010 
 
Starting lender yield: 17.00% Starting borrower rate/APR: 18.00% / 20.21% Starting monthly payment: $198.84
Final lender yield: 17.00% Final borrower rate/APR: 18.00% / 20.21% Final monthly payment: $198.84
 
Auction yield range: 3.93% - 17.00% Estimated loss impact: 2.17%  
Lender servicing fee: 1.00% Estimated return: 14.83%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: Basic (1-10): 9
Enhanced (1-5): 2
First credit line: Jul-1985 Debt/Income ratio: 42%
Credit score: 700-719 (Jul-2010) Inquiries last 6m: 1Employment status:Full-time employee
Now delinquent: 0 Current / open credit lines: 17 / 13Length of status:28y 5m
Amount delinquent: $0 Total credit lines: 67 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $182,520Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 80%  
   Homeownership: Yes  
Screen name: Military_Enlisted Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Looking for funds
Purpose of loan:
This loan will be used to pay off cc.

My financial situation:
I am a good candidate for this loan because I have never defaulted on a loan or?missed a payment.
Monthly net income: $ 7383
Monthly expenses: $
??Housing: $?1665.00
??Insurance: $ 120.37
??Car expenses: $?646.00
??Utilities: $ 0
??Phone, cable, internet: $87.00?
??Food, entertainment: $300.00
??Clothing, household expenses $50
??Credit cards and other loans: $ 2500
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Thank you for your service. In what branch of the military do your currently serve ? What rank do you hold ? - wojo
A: Appreciate your thankfulness, i"m in the AF and am a CMSgt. Cheers, (Jul-25-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
investor_101$25.00$25.007/23/2010 2:29:10 PM
silverloan$50.00$50.007/23/2010 2:30:01 PM
chibear34$25.00$25.007/23/2010 3:19:58 PM
top-courteous-peso$250.00$250.007/23/2010 2:41:22 PM
jtc26$400.00$400.007/23/2010 6:54:31 PM
bahamaman$29.71$29.717/25/2010 12:49:30 PM
friendly-market5$25.00$25.007/26/2010 10:38:56 AM
sshgfwb$25.00$25.007/26/2010 11:13:36 AM
Aimvest$25.00$25.007/26/2010 6:15:02 PM
GaussianCopulator$100.00$100.007/27/2010 4:51:25 AM
blue-useful-auction$25.00$25.007/27/2010 7:41:41 AM
LateOneNight$25.00$25.007/27/2010 11:11:52 AM
top-courteous-peso$245.00$245.007/27/2010 4:15:40 PM
J-Rott$200.00$200.007/27/2010 7:42:23 PM
asset-professor$25.00$25.007/28/2010 5:49:46 AM
inforapenny$25.00$25.007/28/2010 9:19:01 AM
techs$25.00$25.007/28/2010 9:19:07 AM
mrnazraq$50.00$50.007/28/2010 9:33:47 AM
credit-observatory$25.00$25.007/28/2010 6:54:10 PM
satisfying-durability$25.00$25.007/28/2010 6:37:37 PM
Investoman$200.00$200.007/28/2010 6:59:51 PM
best-coin-miser$25.00$25.007/28/2010 8:39:14 PM
dpjd$50.00$50.007/29/2010 8:38:25 AM
nilonc1$144.50$144.507/29/2010 8:09:44 AM
finance-symphony7$50.00$50.007/29/2010 9:41:07 AM
paradisenow$25.00$25.007/29/2010 10:32:34 AM
stable-money$50.00$50.007/29/2010 5:51:12 PM
integrity-cowbell$25.00$25.007/29/2010 6:03:05 PM
Bob450$25.00$25.007/29/2010 9:07:53 PM
SongBirdProphecy$25.00$25.007/29/2010 9:56:23 PM
squarebob$37.57$37.577/30/2010 6:00:11 AM
ManhattanLender$25.00$25.007/29/2010 10:46:17 PM
dpries123$25.00$25.007/30/2010 7:23:28 AM
commerce-broker$25.00$25.007/30/2010 10:16:00 AM
FallonCredit$51.10$51.107/30/2010 10:41:04 AM
encore739$25.00$25.007/30/2010 11:30:25 AM
intelligent-yield$25.00$25.007/23/2010 2:29:44 PM
Dad2SandJ$50.00$50.007/23/2010 2:30:18 PM
Dustley$25.00$25.007/23/2010 2:30:10 PM
Borrow2Grow$51.00$51.007/23/2010 2:33:15 PM
asset-mammal$50.00$50.007/23/2010 11:20:33 PM
Bobafet$25.00$25.007/24/2010 3:20:51 AM
fund-strawberry$30.00$30.007/25/2010 1:09:58 PM
lukeskywalkerkp$25.00$25.007/24/2010 5:07:39 PM
propertytransformer$30.00$30.007/26/2010 4:05:40 AM
OldManP$25.00$25.007/26/2010 9:30:49 AM
zhiguli$25.00$25.007/26/2010 3:48:03 PM
Borrow2Grow$51.00$51.007/26/2010 4:09:17 PM
justalender$25.00$25.007/26/2010 4:43:16 PM
teraldinho$29.66$29.667/26/2010 5:35:05 PM
paradisenow$25.00$25.007/26/2010 6:05:20 PM
rockhound84$50.00$50.007/26/2010 6:29:04 PM
benefit-piano5$25.00$25.007/27/2010 12:25:24 AM
gain-dolphin$35.00$35.007/26/2010 10:12:13 PM
Asailorman$25.00$25.007/27/2010 11:35:25 AM
market-socrates4$25.00$25.007/27/2010 4:15:30 PM
tech310$100.00$100.007/28/2010 1:03:14 AM
blue-euro-entrepreneur$25.00$25.007/28/2010 5:27:25 AM
loyalist1$100.00$100.007/28/2010 8:15:34 AM
social-comet7$25.00$25.007/28/2010 5:56:45 PM
greenback-ally$50.00$50.007/28/2010 7:53:56 PM
jpollar$25.00$25.007/28/2010 8:39:19 PM
creativename$50.00$50.007/28/2010 9:36:27 PM
auction-seeker$25.00$25.007/28/2010 6:58:33 PM
AF_Trust$50.00$50.007/29/2010 10:17:38 AM
RedantFinance$50.00$50.007/29/2010 10:22:25 AM
Bank_Of_XL$100.00$100.007/29/2010 11:50:20 AM
favorite-commerce$25.00$25.007/29/2010 2:14:37 PM
best-listing-toro$25.00$25.007/29/2010 2:41:58 PM
LALender$25.00$25.007/29/2010 3:55:05 PM
nickel-position$25.00$25.007/29/2010 3:50:41 PM
BrighterSuns$25.00$25.007/29/2010 4:20:34 PM
outofoffice$25.00$25.007/29/2010 5:03:19 PM
majestic-cash0$50.00$50.007/29/2010 8:38:29 PM
Bob450$30.00$30.007/29/2010 8:27:06 PM
five-star-asset$25.00$25.007/30/2010 1:54:24 AM
equitable-peace9$25.00$25.007/29/2010 10:18:54 PM
gain-dolphin$25.00$25.007/29/2010 10:56:35 PM
mikelance7$25.00$25.007/30/2010 5:17:19 AM
squarebob$25.00$25.007/30/2010 5:59:29 AM
back-scratchers$25.00$25.007/30/2010 4:47:43 AM
jonn834$25.00$25.007/30/2010 8:24:17 AM
squarebob$25.00$25.007/30/2010 5:59:46 AM
credit-kahuna$200.00$200.007/30/2010 10:15:09 AM
jonus311$25.00$25.007/30/2010 10:27:47 AM
Investoman$1,500.00$1,060.467/30/2010 10:58:07 AM
reflective-rupee$25.00$25.007/30/2010 11:29:09 AM
CornerKetch$25.00$25.007/30/2010 11:32:01 AM
dough-rocket$50.00$50.007/30/2010 11:27:55 AM
89 bids
 
Borrower Payment Dependent Notes Series 468687
This series of Notes was issued and sold upon the funding of the borrower loan #43800, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.3% Auction start date:  Jul-27-2010 
  Auction end date:  Aug-03-2010 
 
Starting lender yield: 7.13% Starting borrower rate/APR: 8.13% / 8.47% Starting monthly payment: $141.28
Final lender yield: 6.85% Final borrower rate/APR: 7.85% / 8.19% Final monthly payment: $140.70
 
Auction yield range: 2.93% - 7.13% Estimated loss impact: 1.30%  
Lender servicing fee: 1.00% Estimated return: 5.55%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Feb-1997 Debt/Income ratio: 5%
Credit score: 800-819 (Jul-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:7y 11m
Amount delinquent: $0 Total credit lines: 22 Occupation: Food Service Manage...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $446Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: sula1020 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 11 ( 100% ) 800-819 (Latest)
Principal borrowed: $2,000.00< 31 days late: 0 ( 0% )  
800-819 (Aug-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 11  
Description
Student Loan
Purpose of loan:To pay for fall tuition. I hope to beat current student loan rates and start paying on the loan right away rather than build up student loan debt that I will pay off when I finish. This loan will be used to pay tuition for a graduate program. I had a prosper loan in 2008 which I paid off. I have two semesters left and would like to use a prosper loan again.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
jpalmer$25.00$25.007/27/2010 1:00:29 PM
ethicalhumanist$25.00$25.007/27/2010 1:03:13 PM
mindful-duty$50.00$50.007/27/2010 1:24:21 PM
majormoves1$25.00$25.007/27/2010 1:23:45 PM
Phantom99$25.00$25.007/27/2010 1:24:01 PM
fcb202$50.00$50.007/27/2010 1:24:14 PM
successful-euro$25.00$25.007/27/2010 1:28:45 PM
patriotalliance$50.00$50.007/27/2010 1:25:01 PM
evensteven$25.00$25.007/27/2010 1:25:27 PM
seabass123$25.00$25.007/27/2010 1:25:02 PM
ozzie$25.00$25.007/27/2010 1:28:18 PM
mikeandcat$100.00$100.007/27/2010 1:29:11 PM
anything-but-ordinary$50.00$50.007/27/2010 1:30:24 PM
Artist_Blue$25.00$25.007/27/2010 1:37:17 PM
fund-baker9$50.00$50.007/27/2010 1:46:11 PM
unclejaef$25.00$25.007/27/2010 1:46:38 PM
Charlieofalbany$50.00$50.007/27/2010 1:46:50 PM
SourDoughSteve$25.00$25.007/27/2010 1:53:26 PM
achillesa$25.00$25.007/27/2010 1:58:49 PM
djs81$30.05$30.057/27/2010 1:44:57 PM
velocity-alert1$50.00$18.517/27/2010 2:02:49 PM
JagFan$25.00$25.007/27/2010 1:47:10 PM
interstellar$37.33$37.337/27/2010 3:17:49 PM
blot44$25.00$25.007/27/2010 3:27:42 PM
all_of_that_one$35.00$35.007/28/2010 6:11:40 AM
MoneyForNothing$38.69$38.697/28/2010 9:38:14 PM
JohnSmith10$25.00$25.007/28/2010 7:11:16 PM
Chad2Help$25.00$25.007/29/2010 5:24:32 AM
MoneyForNothing$25.00$25.007/28/2010 9:37:01 PM
vine99$90.00$90.007/28/2010 9:57:28 PM
ZLyons$25.00$25.007/28/2010 8:07:52 PM
manuvns$25.00$25.007/29/2010 12:33:59 PM
Patrician$25.00$25.007/29/2010 2:46:02 PM
outofoffice$75.00$75.007/29/2010 5:01:21 PM
A1Scott$25.00$25.007/29/2010 9:48:45 PM
SpotLending$25.00$25.007/31/2010 6:54:21 AM
dukeiyer$25.00$25.007/31/2010 8:39:48 AM
ivar$25.00$25.007/31/2010 11:25:25 AM
Lender0307$25.00$25.007/31/2010 7:46:28 PM
crw1950$50.00$50.008/1/2010 6:18:16 AM
JohnSmith10$25.00$25.008/1/2010 3:46:57 PM
selo80$25.00$25.008/1/2010 6:15:34 PM
OregonDane$25.00$25.008/1/2010 5:33:53 PM
semdoc1$50.00$50.008/2/2010 8:48:44 AM
mrnazraq$50.00$50.008/2/2010 10:18:30 AM
uunter$50.00$50.008/2/2010 10:17:20 AM
REITRUST$25.00$25.008/2/2010 10:59:26 AM
colorfulgardener$25.00$25.008/2/2010 10:18:33 AM
selector568$500.00$500.008/2/2010 10:35:18 AM
aliasqalias$25.00$25.008/2/2010 11:32:46 AM
Dollars4Rent$25.00$25.008/2/2010 12:08:59 PM
Carnth$25.00$25.008/2/2010 12:42:47 PM
LawyerLoan$50.00$50.008/2/2010 2:31:58 PM
MrXcel$45.29$45.298/2/2010 2:02:13 PM
Paxman84$25.00$25.008/2/2010 4:59:44 PM
best-generosity-financier$25.00$25.008/2/2010 5:02:48 PM
principal-bull$25.00$25.008/2/2010 5:13:52 PM
surfsider123$25.00$25.008/2/2010 5:21:51 PM
scloans$25.00$25.008/2/2010 5:33:13 PM
Money_Hog$25.00$25.008/2/2010 6:17:15 PM
sadhikari$25.00$25.008/2/2010 8:08:56 PM
Google_Me$84.71$84.718/2/2010 10:07:52 PM
integrity-cowbell$25.00$25.008/3/2010 5:36:41 AM
a-shiny-dime$25.00$25.007/27/2010 1:10:48 PM
livelytoad$50.00$50.007/27/2010 1:25:08 PM
steely_dan34$25.00$25.007/27/2010 1:25:12 PM
value-microscope$25.00$25.007/27/2010 1:24:15 PM
Shockem923$25.00$25.007/27/2010 1:24:23 PM
Algaes$50.00$50.007/27/2010 1:23:49 PM
lloyd_s$25.00$25.007/27/2010 1:25:26 PM
Rdodson11$25.00$25.007/27/2010 1:29:39 PM
radforj22$50.00$50.007/27/2010 1:29:51 PM
economy-balance$25.00$25.007/27/2010 1:31:31 PM
turbospeed$25.00$25.007/27/2010 1:41:35 PM
mlopez2007$25.00$25.007/27/2010 1:47:51 PM
anton$150.00$150.007/27/2010 1:45:50 PM
NS22$25.00$25.007/27/2010 1:53:33 PM
UncleScroogeDMD$100.00$100.007/27/2010 4:14:23 PM
cebgop$25.00$25.007/27/2010 4:15:28 PM
wwwUniversal$25.00$25.007/28/2010 5:17:56 AM
interstellar$50.00$50.007/28/2010 1:32:02 PM
kgeezy$25.00$25.007/28/2010 2:50:35 PM
cwm3651$25.00$25.007/28/2010 5:05:00 PM
RandyL3$25.00$25.007/28/2010 5:29:38 PM
bannybucks$25.00$25.007/29/2010 1:07:54 AM
dollarboy$25.00$25.007/28/2010 9:29:05 PM
Jabez$25.00$25.007/29/2010 8:27:58 AM
iolaire$25.00$25.007/29/2010 2:49:34 PM
colospgs$25.00$25.007/29/2010 4:21:36 PM
lucrative-durability$25.00$25.007/29/2010 4:43:00 PM
Bank_Of_XL$25.00$25.007/30/2010 8:18:13 PM
1phantom$25.00$25.007/31/2010 7:25:40 AM
JB2006$25.00$25.007/31/2010 9:29:15 AM
colorfulgardener$25.00$25.007/31/2010 9:18:35 AM
gpuck$25.00$25.007/31/2010 4:39:54 PM
KSPHoldings$25.00$25.008/1/2010 3:49:12 PM
swissbanker$50.00$50.008/1/2010 1:24:57 PM
patriot897$50.00$50.008/1/2010 5:26:04 PM
Doohickey415$32.08$32.088/1/2010 10:31:18 PM
octoberfresh$25.00$25.008/2/2010 6:41:55 AM
Carnth$33.34$33.348/2/2010 7:38:52 AM
Rearden_Steel$25.00$25.008/2/2010 9:54:09 AM
rakey$25.00$25.008/2/2010 10:12:18 AM
spreadgoodwill$25.00$25.008/2/2010 10:59:30 AM
AF_Trust$50.00$50.008/2/2010 10:29:59 AM
Dollars4Rent$25.00$25.008/2/2010 12:09:15 PM
cognizant-responsibility9$25.00$25.008/2/2010 12:55:36 PM
JaceSpade$25.00$25.008/2/2010 1:43:37 PM
BlessedEveryDay$30.00$30.008/2/2010 1:16:20 PM
gothampark$25.00$25.008/2/2010 4:41:11 PM
wilchik$75.00$75.008/2/2010 3:43:37 PM
Moe87$25.00$25.008/2/2010 7:11:15 PM
debt-legend$25.00$25.008/2/2010 5:46:43 PM
IwillHuntUdown$25.00$25.008/2/2010 6:42:43 PM
ToweringDan$75.00$75.008/2/2010 8:54:46 PM
FLFF$25.00$25.008/3/2010 5:17:03 AM
payout-pal$25.00$25.008/3/2010 5:16:42 AM
jmainc$25.00$25.008/3/2010 6:28:58 AM
118 bids
 
Borrower Payment Dependent Notes Series 469047
This series of Notes was issued and sold upon the funding of the borrower loan #43777, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 3.2% Auction start date:  Jul-29-2010 
  Auction end date:  Jul-29-2010 
 
Starting lender yield: 9.80% Starting borrower rate/APR: 10.80% / 12.92% Starting monthly payment: $326.44
Final lender yield: 9.80% Final borrower rate/APR: 10.80% / 12.92% Final monthly payment: $326.44
 
Auction yield range: 3.93% - 9.80% Estimated loss impact: 3.28%  
Lender servicing fee: 1.00% Estimated return: 6.52%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Apr-1999 Debt/Income ratio: 21%
Credit score: 740-759 (Jul-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:2y 10m
Amount delinquent: $0 Total credit lines: 10 Occupation: Attorney
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,617Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 4%  
   Homeownership: No  
Screen name: wallstalking Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 3 On-time: 45 ( 100% ) 740-759 (Latest)
Principal borrowed: $46,000.00< 31 days late: 0 ( 0% )  
720-739 (Dec-2009)
720-739 (Jul-2008)
740-759 (Jan-2008)
 
Principal balance: $12,705.04 31+ days late: 0 ( 0% )
Total payments billed: 45  
Description
NO RISK - 4th Prosper Loan!
Purpose of loan:
This loan will be used to?invest in other opportunities. I am currently a lender on Prosper, but I am looking at a variety of investment opportunities. I feel that I am able to find greater rate of returns than the interest rate that will be applied to the loan in areas such as investment properties, ETFs, etc. Obviously, regardless of my return I will not have a problem repaying the loan.

Other Prosper loans:
I have had three Prosper loans since becoming a borrower, and I have already paid off two loans totaling $30,000, both of which have been completely repaid in a shorter time than scheduled.

My financial situation:
I am a good candidate for this loan because?I have been and will continue to be a great Prosper borrower. I currently make 95K a year and my expenses are limited.

Take home after taxes: $5200/month
Utilities: $125/Month
Rent: $700/Month
Phone: $120/Month
Cable: $95/Month
Car: no payment
Insurance: $120/Month
Prosper Loan: $580/Month
Total Expenses: $1740/Month


Let me know if you have any questions. Thanks.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
income-fortress$25.00$25.007/29/2010 4:45:16 PM
Malkial$25.00$25.007/29/2010 4:48:04 PM
moola-man$30.00$30.007/29/2010 4:49:00 PM
steely_dan34$25.00$25.007/29/2010 4:50:23 PM
Shockem923$25.00$25.007/29/2010 4:50:06 PM
jigsaw$100.00$100.007/29/2010 4:49:58 PM
tranquil-return4$25.00$25.007/29/2010 4:53:08 PM
fund-baker9$50.00$50.007/29/2010 4:50:32 PM
BeanCownter$100.00$100.007/29/2010 4:53:22 PM
ideal-platinum1$100.00$100.007/29/2010 4:54:01 PM
Artist_Blue$25.00$25.007/29/2010 4:57:23 PM
Q9-X3$25.00$25.007/29/2010 5:04:06 PM
GrooveBiz$50.00$50.007/29/2010 5:05:02 PM
rockhound84$25.00$25.007/29/2010 5:05:35 PM
crawfingers$25.00$25.007/29/2010 5:05:42 PM
credit-investor5$50.00$50.007/29/2010 5:05:54 PM
blackstar$25.00$25.007/29/2010 5:06:02 PM
loan-adventurer7$36.00$36.007/29/2010 5:06:59 PM
banker727$50.00$50.007/29/2010 5:07:51 PM
ImaPutz$25.00$25.007/29/2010 5:08:37 PM
delicious-social132$35.00$35.007/29/2010 5:12:00 PM
proper-p2p6$100.00$100.007/29/2010 5:12:22 PM
Picopie$100.00$100.007/29/2010 5:23:07 PM
Cre8iveCash$25.00$25.007/29/2010 5:26:00 PM
redrock007$25.00$25.007/29/2010 5:25:35 PM
credit-bada-bing$25.00$25.007/29/2010 5:26:50 PM
kirklandrealtor$25.00$25.007/29/2010 5:26:56 PM
priceless-money6$50.00$50.007/29/2010 5:27:40 PM
droopie1$25.00$25.007/29/2010 5:27:19 PM
sharkm$55.00$55.007/29/2010 5:28:20 PM
peterpossum$25.00$25.007/29/2010 5:27:53 PM
trapper569$25.00$25.007/29/2010 5:29:35 PM
voidpile$25.00$25.007/29/2010 5:29:55 PM
hrubinst$25.00$25.007/29/2010 5:30:09 PM
wise-repayment-kayak$36.00$36.007/29/2010 5:30:11 PM
blessedpair$50.00$50.007/29/2010 5:28:56 PM
Kijib$25.00$25.007/29/2010 5:30:41 PM
Railbird$25.00$25.007/29/2010 5:30:00 PM
Creative_Outlet$25.00$25.007/29/2010 5:30:04 PM
chekat$25.00$25.007/29/2010 5:30:29 PM
rudyindc$25.00$25.007/29/2010 5:31:01 PM
MLMarine$25.00$25.007/29/2010 5:32:15 PM
bodascafe$25.00$25.007/29/2010 5:31:42 PM
helpinghand63$50.00$50.007/29/2010 5:31:57 PM
bankerboy333$25.00$25.007/29/2010 5:33:08 PM
exchange-synapse$50.00$50.007/29/2010 5:32:12 PM
itsthomas$25.00$25.007/29/2010 5:32:17 PM
SmokeyMirror$50.00$50.007/29/2010 5:34:03 PM
worthy-bid8$100.00$100.007/29/2010 5:34:10 PM
SharingTheLuv$50.00$50.007/29/2010 5:32:45 PM
wise-credit-chef$25.00$25.007/29/2010 5:33:17 PM
relentless-penny$25.00$25.007/29/2010 5:33:44 PM
victorcab$25.00$25.007/29/2010 5:35:15 PM
tedsrfdude$25.00$25.007/29/2010 5:34:21 PM
srilm$25.00$25.007/29/2010 5:34:34 PM
preciousjeni$50.00$50.007/29/2010 5:35:45 PM
Angleofcare$25.00$25.007/29/2010 5:34:59 PM
auddoc$25.00$25.007/29/2010 5:35:29 PM
harperpotok$100.00$100.007/29/2010 5:35:51 PM
TW2000$25.00$25.007/29/2010 5:35:38 PM
auction-workhorse679$25.00$25.007/29/2010 5:36:03 PM
mg6619$25.00$25.007/29/2010 5:36:12 PM
MightyMunk$25.00$25.007/29/2010 5:37:19 PM
webclimber$25.00$25.007/29/2010 5:36:25 PM
mogul16$25.00$25.007/29/2010 5:37:08 PM
VBAces$50.00$50.007/29/2010 5:37:43 PM
quirky$50.00$50.007/29/2010 5:38:40 PM
mountains59$25.00$25.007/29/2010 5:38:33 PM
gracej$25.00$25.007/29/2010 5:39:06 PM
kind-adventurous-finance$50.00$50.007/29/2010 5:40:24 PM
Purple11$100.00$100.007/29/2010 5:41:01 PM
blackballplayer$25.00$25.007/29/2010 5:41:15 PM
ocho$25.00$25.007/29/2010 5:40:16 PM
income8$50.00$50.007/29/2010 5:40:32 PM
subtle-deal5$25.00$25.007/29/2010 5:42:05 PM
capital_gains$25.00$25.007/29/2010 5:42:14 PM
Weaverville$50.00$50.007/29/2010 5:40:52 PM
greeninspirit$25.00$25.007/29/2010 5:42:37 PM
bookloverInCA$25.00$25.007/29/2010 5:41:25 PM
Kilolani$25.00$25.007/29/2010 5:43:16 PM
ronow22$25.00$25.007/29/2010 5:41:38 PM
punctual-power7$25.00$25.007/29/2010 5:43:28 PM
busybee007$25.00$25.007/29/2010 5:43:41 PM
cpblue79$75.00$75.007/29/2010 5:43:56 PM
nunnie$25.00$25.007/29/2010 5:43:34 PM
understanding-fairness9$38.56$38.567/29/2010 5:45:21 PM
SB-Funding$50.00$50.007/29/2010 5:45:26 PM
rose88$25.00$25.007/29/2010 5:45:08 PM
rmachi$25.00$25.007/29/2010 5:46:17 PM
obedient-investment9$25.00$25.007/29/2010 5:46:44 PM
direct-platinum8$25.00$25.007/29/2010 5:46:12 PM
Goodlender42$25.00$25.007/29/2010 5:47:31 PM
ayerobbie$25.00$25.007/29/2010 5:47:37 PM
payout-equalizer8$25.00$25.007/29/2010 5:46:52 PM
nobuffett43$25.00$25.007/29/2010 5:48:15 PM
the-money-gargantuan$25.00$25.007/29/2010 5:49:04 PM
flexible1$25.00$25.007/29/2010 5:48:13 PM
commerce-web5$25.00$25.007/29/2010 5:50:09 PM
AdamDB$25.00$25.007/29/2010 5:50:30 PM
Sefotonga$25.00$25.007/29/2010 5:50:38 PM
ok$50.00$50.007/29/2010 5:50:41 PM
philosopher4$50.00$50.007/29/2010 5:50:46 PM
the-pal328$25.00$25.007/29/2010 5:51:34 PM
integrity-onator1$25.00$25.007/29/2010 5:51:43 PM
newgroom422$25.00$25.007/29/2010 5:52:29 PM
berkeleyalum$25.00$25.007/29/2010 5:52:49 PM
Patter256$25.00$25.007/29/2010 5:53:07 PM
Print88$25.00$25.007/29/2010 5:54:49 PM
JonBillow$50.00$50.007/29/2010 5:59:22 PM
Aberdeen$400.00$400.007/29/2010 6:12:32 PM
Aberdeen$500.00$500.007/29/2010 6:12:26 PM
wwwUniversal$25.00$25.007/29/2010 6:26:52 PM
340$50.00$50.007/29/2010 7:45:14 PM
reflective-rupee$25.00$25.007/29/2010 9:54:35 PM
Rdodson11$25.00$25.007/29/2010 4:51:32 PM
lloyd_s$25.00$25.007/29/2010 4:50:44 PM
studious-bonus7$100.00$100.007/29/2010 4:53:31 PM
Investoman$100.00$100.007/29/2010 4:53:45 PM
benevolent-money6$50.00$50.007/29/2010 4:51:41 PM
kegs$100.00$100.007/29/2010 4:52:10 PM
patriot897$50.00$50.007/29/2010 4:54:30 PM
Ducatiman1978$25.00$25.007/29/2010 4:55:24 PM
best-coin-miser$25.00$25.007/29/2010 4:56:42 PM
ddog0224$25.00$25.007/29/2010 4:56:32 PM
dollar-oracle55$25.00$25.007/29/2010 5:02:58 PM
rpatusa$25.00$25.007/29/2010 5:06:07 PM
NorthernFunds$25.00$25.007/29/2010 5:04:12 PM
enthralling-deal180$100.00$100.007/29/2010 5:04:47 PM
Tradesmanlender$25.00$25.007/29/2010 5:07:08 PM
personal-lender$25.00$25.007/29/2010 5:05:27 PM
greenfuture$25.00$25.007/29/2010 5:08:13 PM
forthright-dedication$50.00$50.007/29/2010 5:06:20 PM
bountiful-durability$41.22$41.227/29/2010 5:10:07 PM
kmwvma$25.00$25.007/29/2010 5:10:41 PM
CashCow-Moooo-la$25.00$25.007/29/2010 5:14:27 PM
aurorafinancial$50.00$50.007/29/2010 5:21:28 PM
axis1$25.00$25.007/29/2010 5:22:52 PM
sarisai$101.00$101.007/29/2010 5:25:17 PM
docktah$50.00$50.007/29/2010 5:26:12 PM
1800porsche$25.00$25.007/29/2010 5:26:53 PM
MrDavid$50.00$50.007/29/2010 5:26:25 PM
Ready2Loan$25.00$25.007/29/2010 5:28:11 PM
tech310$100.00$100.007/29/2010 5:27:29 PM
diablo_ny$25.00$25.007/29/2010 5:26:32 PM
first-restless-payout$50.00$50.007/29/2010 5:26:45 PM
Petite_Rose$25.00$25.007/29/2010 5:28:33 PM
deal-pioneer1$25.00$25.007/29/2010 5:28:48 PM
kind-efficient-credit$25.00$25.007/29/2010 5:28:43 PM
special-truth$50.00$50.007/29/2010 5:29:47 PM
SilverRain$25.00$25.007/29/2010 5:29:51 PM
gecko68$25.00$25.007/29/2010 5:30:36 PM
frobin$50.00$50.007/29/2010 5:30:31 PM
Vetrepreneur$25.00$25.007/29/2010 5:31:44 PM
best-deal-banker$25.00$25.007/29/2010 5:31:14 PM
jamstah$25.00$25.007/29/2010 5:31:20 PM
loan-paladin470$25.00$25.007/29/2010 5:32:31 PM
SKOAL$50.00$50.007/29/2010 5:34:15 PM
34bcp23$25.00$25.007/29/2010 5:32:41 PM
Stack23$25.00$25.007/29/2010 5:34:28 PM
SanCarlos$100.00$100.007/29/2010 5:34:45 PM
The_Lending_Muscle$50.00$50.007/29/2010 5:34:42 PM
hard-working-loot$25.00$25.007/29/2010 5:35:31 PM
trade-doughnut5$25.00$25.007/29/2010 5:35:34 PM
brutusbone$25.00$25.007/29/2010 5:36:34 PM
ecila625$25.00$25.007/29/2010 5:37:03 PM
slymoose$25.00$25.007/29/2010 5:38:11 PM
value-dna$50.00$50.007/29/2010 5:38:45 PM
bonus-buddy2$35.00$35.007/29/2010 5:40:10 PM
crowdetc$25.00$25.007/29/2010 5:39:59 PM
Rivervale_Westwood$25.00$25.007/29/2010 5:39:02 PM
PatriotKnight$25.00$25.007/29/2010 5:39:39 PM
MARSTUN$50.00$50.007/29/2010 5:41:11 PM
windypilot$50.00$50.007/29/2010 5:41:44 PM
RedantFinance$25.00$25.007/29/2010 5:41:47 PM
Hogpilot$25.00$25.007/29/2010 5:41:28 PM
mpatrick$44.92$44.927/29/2010 5:41:37 PM
Ripsaw4U$50.00$50.007/29/2010 5:42:59 PM
social-conductor4$25.00$25.007/29/2010 5:43:37 PM
Doodlemeyer$50.00$50.007/29/2010 5:43:45 PM
bonanza1973$25.00$25.007/29/2010 5:43:51 PM
boatplug$25.00$25.007/29/2010 5:43:04 PM
LeReve$250.00$250.007/29/2010 5:43:08 PM
gstheory$47.37$47.377/29/2010 5:44:38 PM
Jabez$25.00$25.007/29/2010 5:44:47 PM
economy-producer$25.00$25.007/29/2010 5:44:40 PM
Prosp_Lender$50.00$50.007/29/2010 5:45:28 PM
paymentologist$25.00$25.007/29/2010 5:44:17 PM
balance-whistle7$25.00$25.007/29/2010 5:44:34 PM
bobby5832708$50.00$50.007/29/2010 5:44:37 PM
authoritative-platinum7$25.00$25.007/29/2010 5:45:47 PM
hope-eagle6$25.00$25.007/29/2010 5:46:42 PM
TheYellowDart$25.00$25.007/29/2010 5:47:47 PM
Savings_EQ_Dignity$30.00$30.007/29/2010 5:46:59 PM
affluence-tomahawk$25.00$25.007/29/2010 5:47:02 PM
wahoo-trader$25.00$25.007/29/2010 5:47:08 PM
leeball$50.00$50.007/29/2010 5:48:24 PM
AFairDeal$25.00$25.007/29/2010 5:48:48 PM
apeloans$25.00$25.007/29/2010 5:48:08 PM
finance-prescription$50.00$50.007/29/2010 5:49:19 PM
CrossCreek$25.00$25.007/29/2010 5:48:26 PM
kumpa2u$25.00$25.007/29/2010 5:49:50 PM
shrewd-truth1$25.00$25.007/29/2010 5:51:11 PM
Warwick$25.00$25.007/29/2010 5:51:59 PM
secobarbital$50.00$50.007/29/2010 5:52:55 PM
FirstBank$100.00$94.937/29/2010 5:53:16 PM
Aberdeen$400.00$400.007/29/2010 6:10:15 PM
Aberdeen$500.00$500.007/29/2010 6:12:29 PM
Aberdeen$400.00$400.007/29/2010 6:19:09 PM
forthright-principal2$25.00$25.007/29/2010 6:27:35 PM
SCD$25.00$25.007/29/2010 8:42:09 PM
210 bids
 
Borrower Payment Dependent Notes Series 469373
This series of Notes was issued and sold upon the funding of the borrower loan #43823, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 3.2% Auction start date:  Aug-02-2010 
  Auction end date:  Aug-02-2010 
 
Starting lender yield: 9.80% Starting borrower rate/APR: 10.80% / 12.92% Starting monthly payment: $97.93
Final lender yield: 9.80% Final borrower rate/APR: 10.80% / 12.92% Final monthly payment: $97.93
 
Auction yield range: 3.93% - 9.80% Estimated loss impact: 3.28%  
Lender servicing fee: 1.00% Estimated return: 6.52%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Mar-1997 Debt/Income ratio: 10%
Credit score: 720-739 (Jul-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:8y 10m
Amount delinquent: $0 Total credit lines: 30 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,697Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 61%  
   Homeownership: Yes  
Screen name: veritasa7x Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 8 ( 100% ) 720-739 (Latest)
Principal borrowed: $4,600.00< 31 days late: 0 ( 0% )  
680-699 (Jul-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 8  
Description
Unexpected car repair
Purpose of loan:
This loan will be used to make an unexpected repair on my truck (new transmission).? Of the active loans listed above, three are from the purchase of my home five years ago. Of which, one of those loans will be paid off in September. Three are existing student loans from my undergrad degree. The remaining are credit cards, which have about 50% of the limit out on them.? You may contact me with any additional information requests.

Monthly net income: approx. $4500 (I also receive quarterly performance bonuses. The next comes at the end of August)

Monthly expenses: approx. $3000
Housing: $1500
Car expenses: $200
Utilities: $300
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses $200
Credit cards and other loans: $200
Other expenses: $300
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
doublediamond$25.00$25.008/2/2010 11:22:53 AM
buddy486$25.00$25.008/2/2010 11:38:37 AM
Artist_Blue$25.00$25.008/2/2010 11:31:53 AM
JonBillow$50.00$50.008/2/2010 11:39:02 AM
income-fortress$25.00$25.008/2/2010 11:45:48 AM
jigsaw$100.00$100.008/2/2010 11:46:59 AM
studious-bonus7$100.00$100.008/2/2010 11:47:59 AM
the-profit-oracle$25.00$25.008/2/2010 11:44:18 AM
crawfingers$25.00$25.008/2/2010 11:49:41 AM
dollar-oracle55$25.00$25.008/2/2010 11:49:00 AM
enthralling-deal180$100.00$100.008/2/2010 11:49:30 AM
diplomatic-wealth7$50.00$50.008/2/2010 11:50:52 AM
Tradesmanlender$25.00$25.008/2/2010 11:50:11 AM
proper-p2p6$100.00$100.008/2/2010 11:51:10 AM
docktah$50.00$50.008/2/2010 11:56:16 AM
best-deal-banker$25.00$25.008/2/2010 11:57:29 AM
gracej$25.00$25.008/2/2010 11:59:53 AM
kind-adventurous-finance$50.00$50.008/2/2010 12:00:39 PM
chekat$25.00$25.008/2/2010 11:57:07 AM
TheYellowDart$25.00$25.008/2/2010 12:04:11 PM
slymoose$25.00$25.008/2/2010 11:59:38 AM
haplender$50.00$50.008/2/2010 12:07:49 PM
Yanwoo$25.00$25.008/2/2010 12:05:59 PM
MARSTUN$50.00$50.008/2/2010 12:01:47 PM
murtaza$50.00$50.008/2/2010 12:08:37 PM
casaram$25.00$25.008/2/2010 12:36:31 PM
market-socrates4$25.00$25.008/2/2010 12:42:07 PM
Streamfeeder$25.00$25.008/2/2010 12:51:07 PM
wwwUniversal$25.00$25.008/2/2010 12:59:08 PM
principal-bull$25.00$25.008/2/2010 5:14:38 PM
ethicalhumanist$25.00$25.008/2/2010 5:17:19 PM
Investoman$150.00$150.008/2/2010 7:07:48 PM
Weaverville$50.00$50.008/2/2010 11:25:47 AM
geniusj$25.00$25.008/2/2010 11:23:02 AM
Picopie$50.00$50.008/2/2010 11:32:22 AM
ray1051$25.00$25.008/2/2010 11:30:47 AM
blue-euro-entrepreneur$25.00$25.008/2/2010 11:41:21 AM
BeanCownter$200.00$200.008/2/2010 11:47:42 AM
tntmojave$25.00$25.008/2/2010 11:42:30 AM
kegs$100.00$100.008/2/2010 11:47:28 AM
personal-lender$25.00$25.008/2/2010 11:49:36 AM
credit-investor5$50.00$50.008/2/2010 11:49:51 AM
MrDavid$50.00$50.008/2/2010 11:56:20 AM
first-restless-payout$50.00$50.008/2/2010 11:56:42 AM
tedsrfdude$25.00$25.008/2/2010 11:57:45 AM
worthy-bid8$100.00$100.008/2/2010 11:57:38 AM
srilm$25.00$25.008/2/2010 11:58:15 AM
brutusbone$25.00$25.008/2/2010 11:58:57 AM
bonus-buddy2$35.00$35.008/2/2010 12:00:10 PM
VBAces$50.00$50.008/2/2010 11:59:29 AM
RedantFinance$25.00$25.008/2/2010 12:02:02 PM
Goodlender42$25.00$25.008/2/2010 12:04:03 PM
hrubinst$25.00$25.008/2/2010 11:56:57 AM
SmokeyMirror$50.00$50.008/2/2010 11:57:32 AM
Warwick$25.00$25.008/2/2010 12:05:31 PM
secobarbital$50.00$50.008/2/2010 12:05:44 PM
the-productive-agreement$25.00$25.008/2/2010 12:06:39 PM
Hogpilot$25.00$25.008/2/2010 12:01:53 PM
rescue$50.00$50.008/2/2010 12:07:26 PM
greeninspirit$25.00$25.008/2/2010 12:02:37 PM
Ripsaw4U$50.00$50.008/2/2010 12:02:41 PM
Kilolani$25.00$25.008/2/2010 12:02:57 PM
paymentologist$25.00$25.008/2/2010 12:03:23 PM
leeball$50.00$50.008/2/2010 12:04:15 PM
commerce-web5$25.00$25.008/2/2010 12:05:17 PM
CAGE-Investments$25.00$25.008/2/2010 12:06:24 PM
orange-preeminant-bill$100.00$65.008/2/2010 12:09:07 PM
heerzaquestion$25.00$25.008/2/2010 12:32:09 PM
precious-coin3$25.00$25.008/2/2010 12:52:54 PM
availableloan$25.00$25.008/2/2010 12:42:29 PM
70 bids
 
Borrower Payment Dependent Notes Series 467402
This series of Notes was issued and sold upon the funding of the borrower loan #43835, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 25.0% Auction start date:  Jul-26-2010 
  Auction end date:  Aug-01-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $135.71
Final lender yield: 30.00% Final borrower rate/APR: 31.00% / 33.39% Final monthly payment: $129.00
 
Auction yield range: 16.93% - 34.00% Estimated loss impact: 26.76%  
Lender servicing fee: 1.00% Estimated return: 3.24%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: Basic (1-10): 2
Enhanced (1-5): 1
First credit line: Feb-2000 Debt/Income ratio: 20%
Credit score: 680-699 (Jul-2010) Inquiries last 6m: 5Employment status:Full-time employee
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:18y 3m
Amount delinquent: $0 Total credit lines: 43 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,192Stated income:$50,000-$74,999
Delinquencies in last 7y: 23 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: jovan26 Borrower's state: RhodeIsland Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
consolidating debts
Purpose of loan:
This loan will be used to?pay off some bills and provide a little breathing room with my finances?

My financial situation:
I am a good candidate for this loan because?I have a solid income with the military and can even have it taken out with an allotment every month. I did stumple and ruin my credit years ago but have built it back uo and no?late payments in over 4 years. I have a home and a new car loan on my credit for you to review?

Monthly net income: $
5,900.00
Monthly expenses: $3,000?



??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Military-2-Military$2,000.00$1,094.777/31/2010 12:20:50 PM
Firescreek$25.00$25.007/31/2010 1:07:27 PM
zone6$539.63$539.637/31/2010 8:52:14 PM
reflective-rupee$25.00$25.007/31/2010 9:01:18 PM
Kash2010lu$25.00$25.007/31/2010 7:19:31 PM
zone6$539.63$539.637/31/2010 8:52:36 PM
heerzaquestion$25.00$25.008/1/2010 6:07:28 AM
worthy-bid4$25.00$25.008/1/2010 7:46:31 AM
reflective-rupee$25.00$25.007/31/2010 9:00:13 PM
Kash2010lu$35.00$35.007/31/2010 2:51:56 PM
vigilance-apple3$150.00$150.007/31/2010 3:39:23 PM
zone6$134.45$134.457/31/2010 8:53:01 PM
reflective-rupee$25.00$25.007/31/2010 9:01:30 PM
l2fp$36.68$36.687/31/2010 11:48:37 PM
KrisKringle$30.00$30.008/1/2010 5:14:23 AM
reflective-rupee$25.00$25.007/31/2010 9:00:28 PM
neorunner$25.00$25.008/1/2010 6:36:17 AM
benefit-javelin$25.00$25.008/1/2010 6:21:31 AM
reflective-rupee$25.00$25.007/31/2010 9:01:04 PM
Bob450$30.00$30.007/31/2010 9:31:46 PM
MSLendingLLC$34.84$34.848/1/2010 8:09:05 AM
marwadi-62$100.00$100.008/1/2010 7:13:46 AM
22 bids
 
Borrower Payment Dependent Notes Series 467822
This series of Notes was issued and sold upon the funding of the borrower loan #43780, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Jul-23-2010 
  Auction end date:  Jul-30-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $180.94
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $180.94
 
Auction yield range: 16.93% - 34.00% Estimated loss impact: 20.01%  
Lender servicing fee: 1.00% Estimated return: 13.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: Basic (1-10): 5
Enhanced (1-5): 5
First credit line: Oct-2000 Debt/Income ratio: 4%
Credit score: 640-659 (Jul-2010) Inquiries last 6m: 1Employment status:Full-time employee
Now delinquent: 0 Current / open credit lines: 3 / 2Length of status:0y 9m
Amount delinquent: $0 Total credit lines: 8 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $337Stated income:$50,000-$74,999
Delinquencies in last 7y: 2 Bankcard utilization: 67%  
   Homeownership: No  
Screen name: determined-peso5 Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Ready to Propose
Purpose of loan:
This loan will be used to buy a nice, but fairly modest engagement ring for my future wife. I have known for quite some time that she was right for me, and want to ask if she will share her life with me.

My financial situation:
I am a good candidate for this loan because I make a decent amount of money and have very little debt. Quite simply, I have the debt to income ratio to pay this loan off. I recently paid off most of my debt and have not yet been able to save enough for this purchase. I plan to pop the question on an upcoming vacation.

Monthly net income: $3,200

Monthly expenses: $1200
??Housing: $500
??Insurance: $38
??Car expenses: $0
??Utilities: $80
??Phone, cable, internet: $140
??Food, entertainment: $200
??Clothing, household expenses $100
??Credit cards and other loans: $120
??Other expenses: $0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
zone8$100.00$100.007/23/2010 2:30:21 PM
Brainworm$25.00$25.007/23/2010 2:33:04 PM
resource777$50.00$50.007/23/2010 2:33:10 PM
nowits10$25.00$25.007/23/2010 2:33:21 PM
schpere$25.00$25.007/23/2010 2:33:23 PM
treasure-hunter270$25.00$25.007/23/2010 2:33:30 PM
worthy-bid8$25.00$25.007/23/2010 2:33:48 PM
rock-turner$25.00$25.007/23/2010 2:33:53 PM
phredd$25.00$25.007/23/2010 2:34:27 PM
Comoparklender$50.00$50.007/23/2010 2:34:32 PM
tech310$25.00$25.007/23/2010 2:34:39 PM
nanda$25.00$25.007/23/2010 2:34:29 PM
loanfairy$25.00$25.007/23/2010 2:34:35 PM
norcaliboy22$25.00$25.007/23/2010 2:40:53 PM
texrob20$25.00$25.007/23/2010 2:40:59 PM
income-giraffe7$50.00$50.007/23/2010 2:40:32 PM
famous-bill$50.00$50.007/23/2010 2:41:49 PM
engrossing-commerce$50.00$50.007/23/2010 2:40:56 PM
Rogesparkguy$25.00$25.007/23/2010 2:43:00 PM
IIP77$25.00$25.007/23/2010 4:58:33 PM
moopi$50.00$50.007/23/2010 2:33:05 PM
birddogsb$50.00$50.007/23/2010 2:33:37 PM
villagers$25.00$25.007/23/2010 2:33:44 PM
worth-jedi5$25.00$25.007/23/2010 2:33:55 PM
speedy-point$25.00$25.007/23/2010 2:33:58 PM
caprirolito$25.00$25.007/23/2010 2:34:34 PM
Artist_Blue$25.00$25.007/23/2010 2:34:45 PM
wellsfrugal$25.00$25.007/23/2010 2:35:02 PM
Aleut$25.00$25.007/23/2010 2:40:31 PM
dedication-merman$50.00$50.007/23/2010 2:41:01 PM
nybanker85$44.11$44.117/23/2010 2:41:03 PM
SolarMoonshine$25.00$25.007/23/2010 2:54:52 PM
ingenious-truth0$25.00$25.007/23/2010 11:22:04 PM
econgineer$25.00$25.007/27/2010 12:57:39 PM
Ronnieboy888$25.00$25.007/27/2010 7:40:23 PM
amra$25.00$25.007/28/2010 11:40:34 PM
RyanM561$25.00$25.007/29/2010 6:58:28 AM
Leshan$33.33$33.337/29/2010 3:54:09 PM
Whipster$25.00$25.007/29/2010 4:44:54 PM
larryboy10$25.00$25.007/29/2010 6:41:49 PM
Bob450$25.00$25.007/29/2010 8:19:25 PM
atrevete$33.53$33.537/29/2010 7:54:10 PM
Core-Marketing$50.00$50.007/30/2010 4:55:01 AM
FallonCredit$25.00$25.007/30/2010 10:40:11 AM
Rogelio48$30.00$30.007/30/2010 2:07:21 PM
order-bee1$300.00$300.007/30/2010 2:13:57 PM
Nerdster1$25.01$25.017/30/2010 1:29:11 PM
cunning-bill$25.00$25.007/30/2010 2:19:51 PM
svandgts$25.00$25.007/23/2010 2:33:11 PM
gelidfrank$25.00$25.007/23/2010 2:33:25 PM
Diamond_Jim$25.00$25.007/23/2010 2:33:28 PM
special-currency6$25.00$25.007/23/2010 2:33:47 PM
simplelender80$50.00$50.007/23/2010 2:33:32 PM
steves73$50.00$50.007/23/2010 2:33:51 PM
studious-principal5$25.00$25.007/23/2010 2:34:59 PM
djames82$36.64$36.647/23/2010 2:35:04 PM
loan-genie88$25.00$25.007/23/2010 2:40:58 PM
bassman2$25.00$25.007/23/2010 2:41:00 PM
fairness-kayak$25.00$25.007/23/2010 2:40:45 PM
bonus-chosen-one$25.00$25.007/23/2010 2:41:55 PM
Gixxer600$25.00$25.007/23/2010 2:40:54 PM
social-conductor4$25.00$25.007/23/2010 2:41:50 PM
ore-armada$50.00$50.007/23/2010 2:42:41 PM
AlexTrep$25.00$25.007/23/2010 3:21:58 PM
enthusiastic-balance5$100.00$100.007/23/2010 2:33:41 PM
SBT$25.00$25.007/23/2010 2:34:31 PM
green-thoughtful-yield$50.00$50.007/23/2010 3:47:29 PM
GUIDOLANDIA$25.00$25.007/23/2010 9:43:56 PM
108lender$25.00$20.387/24/2010 2:16:37 AM
DHolly$25.00$25.007/24/2010 8:27:30 PM
rockhound84$25.00$25.007/26/2010 2:44:25 PM
ComputerCash23$25.00$25.007/27/2010 10:52:53 AM
realtormoises$25.00$25.007/27/2010 5:27:14 PM
victor111$50.00$50.007/29/2010 1:27:18 AM
kingston1$25.00$25.007/29/2010 9:43:16 AM
finance-symphony7$50.00$50.007/29/2010 9:42:33 AM
dynrep$50.00$50.007/29/2010 10:30:37 AM
LEO_B$25.00$25.007/29/2010 9:59:01 AM
FireFriend$100.00$100.007/29/2010 10:36:23 AM
ZLyons$25.00$25.007/29/2010 3:58:17 PM
nickel-position$100.00$100.007/29/2010 4:08:58 PM
peb44$25.00$25.007/30/2010 5:18:24 AM
mikelance7$25.00$25.007/30/2010 5:23:54 AM
zasonsasu1$25.00$25.007/30/2010 6:30:16 AM
RoccoLoan$40.00$40.007/30/2010 10:19:32 AM
debestof83$26.62$26.627/30/2010 10:53:37 AM
YoungTaxMan$150.00$150.007/30/2010 11:21:43 AM
JiggaJoeyS$35.38$35.387/30/2010 11:32:48 AM
mbcjk$25.00$25.007/30/2010 11:53:01 AM
credit-goliath$25.00$25.007/30/2010 1:23:18 PM
dollar-authority$100.00$100.007/30/2010 2:12:30 PM
ultimate-peace$425.00$425.007/30/2010 1:35:13 PM
Isotope$25.00$25.007/30/2010 12:17:08 PM
alphabet76$25.00$25.007/30/2010 2:22:58 PM
94 bids
 
Borrower Payment Dependent Notes Series 467940
This series of Notes was issued and sold upon the funding of the borrower loan #43829, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,300.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Jul-23-2010 
  Auction end date:  Jul-30-2010 
 
Starting lender yield: 18.90% Starting borrower rate/APR: 19.90% / 22.14% Starting monthly payment: $159.58
Final lender yield: 18.90% Final borrower rate/APR: 19.90% / 22.14% Final monthly payment: $159.58
 
Auction yield range: 7.93% - 18.90% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 11.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: Basic (1-10): 9
Enhanced (1-5): 4
First credit line: Nov-2001 Debt/Income ratio: 41%
Credit score: 660-679 (Jul-2010) Inquiries last 6m: 0Employment status:Full-time employee
Now delinquent: 0 Current / open credit lines: 12 / 12Length of status:1y 8m
Amount delinquent: $0 Total credit lines: 19 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $21,344Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 76%  
   Homeownership: No  
Screen name: rate-umbrella4 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to? pay some of my credit cards.

My financial situation:
I am a good candidate for this loan because? I've never been late in any of my payments.

Monthly net income: $ 2,900

Monthly expenses: $
??Housing: $ 400
??Insurance: $ 130
??Car expenses: $ 250
??Utilities: $ 200
??Phone, cable, internet: $ 140
??Food, entertainment: $ 400
??Clothing, household expenses $?200
??Credit cards and other loans: $?900
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
successful-euro$50.00$50.007/23/2010 2:31:41 PM
Investoman$100.00$100.007/23/2010 2:38:24 PM
redx$25.00$25.007/23/2010 2:39:22 PM
xstreamin$25.00$25.007/23/2010 2:40:18 PM
radforj22$25.00$25.007/23/2010 2:42:37 PM
Artist_Blue$25.00$25.007/23/2010 2:32:03 PM
techs$25.00$25.007/23/2010 5:25:52 PM
studious-bonus7$100.00$100.007/23/2010 2:37:47 PM
personal-lender$25.00$25.007/23/2010 2:38:03 PM
diplomatic-wealth7$25.00$25.007/23/2010 2:39:01 PM
Goodlender42$25.00$25.007/23/2010 2:39:11 PM
utopia14$25.00$25.007/23/2010 6:16:29 PM
HaveToWrite$25.00$25.007/23/2010 7:52:45 PM
a-consummate-camaraderi$50.00$50.007/23/2010 7:11:52 PM
first-upright-payout$25.00$25.007/23/2010 8:53:17 PM
Fiimg$50.00$50.007/23/2010 5:31:08 PM
munnu$25.00$25.007/23/2010 5:31:15 PM
important-ore$25.00$25.007/23/2010 5:44:32 PM
moola-wildebeest3$34.27$34.277/24/2010 9:03:02 AM
FirstBank$48.82$48.827/24/2010 9:26:24 AM
nybanker85$75.00$75.007/24/2010 9:44:49 AM
gracej$25.00$25.007/24/2010 4:37:57 AM
objective-investor$39.03$39.037/24/2010 8:46:17 AM
riproaringrapids$25.00$6.817/24/2010 9:47:06 AM
troubleman50$27.00$27.007/25/2010 8:43:34 AM
peb44$25.00$25.007/26/2010 6:31:41 AM
Live-Free-or-Die$100.00$100.007/27/2010 2:16:30 PM
the-purposeful-principal$25.00$25.007/27/2010 6:38:05 PM
Bob450$30.00$30.007/28/2010 4:30:24 PM
ttnk62918$25.00$25.007/28/2010 4:42:37 PM
FinanceEngine$25.00$25.007/28/2010 6:43:52 PM
sosleep$25.00$25.007/29/2010 10:03:33 AM
worth-arch$34.33$34.337/29/2010 10:42:57 AM
independent-dollar$30.00$30.007/29/2010 10:37:52 AM
rockymtbob$25.00$25.007/29/2010 11:55:02 AM
nalaari$33.93$33.937/29/2010 11:29:18 AM
truelumen$25.00$25.007/29/2010 1:16:42 PM
mpatrick$50.00$50.007/29/2010 12:35:10 PM
ferengi_finance$67.67$67.677/29/2010 2:26:00 PM
Leshan$33.33$33.337/29/2010 3:57:03 PM
loans_to_loan$25.00$25.007/29/2010 6:45:47 PM
trumpeter5$25.00$25.007/29/2010 6:36:19 PM
tender-ore$25.00$25.007/29/2010 8:50:12 PM
Top_Gun_Lender$26.00$26.007/29/2010 9:20:20 PM
grampy48$25.00$25.007/30/2010 3:37:05 AM
Pu239$60.00$60.007/30/2010 7:09:39 AM
ryan6853$25.00$25.007/30/2010 7:47:34 AM
CACO_Bank$25.00$25.007/30/2010 8:40:01 AM
blue-useful-auction$25.00$25.007/30/2010 9:23:46 AM
magnificent-reward9$36.00$36.007/30/2010 10:51:28 AM
I_want_to_help_you$25.00$25.007/30/2010 1:10:11 PM
order-bee1$300.00$300.007/30/2010 2:14:55 PM
tech310$100.00$100.007/23/2010 2:36:43 PM
rescue$50.00$50.007/23/2010 2:36:52 PM
ray1051$25.00$25.007/23/2010 2:36:47 PM
marketplace-cello5$25.00$25.007/23/2010 2:39:58 PM
patriot897$50.00$50.007/23/2010 2:42:46 PM
sharkm$40.00$40.007/23/2010 2:42:02 PM
enthralling-deal180$100.00$100.007/23/2010 2:39:34 PM
simplelender80$100.00$100.007/23/2010 2:40:11 PM
villagers$25.00$25.007/23/2010 5:32:02 PM
ichibon$100.00$100.007/23/2010 2:41:43 PM
kmr2$50.00$50.007/23/2010 5:31:05 PM
treasure-hunter270$25.00$25.007/23/2010 5:32:08 PM
asset-professor$40.00$40.007/23/2010 5:32:34 PM
a-finance-nirvana$25.00$25.007/23/2010 11:16:25 PM
well-rounded-dinero$25.00$25.007/23/2010 5:23:16 PM
restless-fund5$25.00$25.007/24/2010 3:10:54 AM
Havana21$51.16$51.167/24/2010 3:25:58 AM
bountiful-durability$50.00$50.007/23/2010 5:27:40 PM
buddy486$25.00$25.007/24/2010 4:37:58 AM
ddog0224$25.00$25.007/24/2010 3:35:05 AM
Rdodson11$25.00$25.007/24/2010 7:41:16 AM
lounges$25.00$25.007/24/2010 7:46:21 AM
Mrphlox$25.00$25.007/24/2010 8:28:15 AM
alcyon$25.00$25.007/24/2010 9:06:15 AM
life-is-great$25.00$25.007/24/2010 3:10:52 AM
green-rapid-openness$50.00$50.007/24/2010 4:54:09 AM
bid-czar8$25.00$25.007/24/2010 5:43:19 AM
loyalist1$25.00$25.007/26/2010 8:56:14 AM
Bank_Of_XL$50.00$50.007/26/2010 5:11:27 PM
teraldinho$25.00$25.007/26/2010 5:30:24 PM
exchange-dreams$25.00$25.007/27/2010 7:49:39 PM
asset-professor$25.00$25.007/28/2010 5:57:16 AM
JustMee$25.00$25.007/28/2010 9:59:49 AM
building_community$28.88$28.887/28/2010 1:32:06 PM
Sol_Invictus$25.00$25.007/28/2010 3:24:30 PM
Oupa-George$25.00$25.007/28/2010 9:55:48 PM
forthright-trade$25.00$25.007/29/2010 10:17:23 AM
broker558$25.00$25.007/29/2010 9:45:54 AM
SkinnyFish$25.00$25.007/29/2010 9:56:55 AM
Big_Funder$25.12$25.127/29/2010 9:58:52 AM
QsDad$25.00$25.007/29/2010 10:28:44 AM
Pod1313$25.00$25.007/29/2010 10:41:16 AM
rockhound84$25.00$25.007/29/2010 11:59:02 AM
Erie100$25.00$25.007/29/2010 3:02:15 PM
Johnab$25.00$25.007/29/2010 3:09:36 PM
one-midas$25.00$25.007/29/2010 6:06:03 PM
subtle-deal5$25.00$25.007/29/2010 9:20:42 PM
ChewyZ$25.00$25.007/30/2010 6:31:41 AM
patriot384$200.00$200.007/30/2010 9:22:45 AM
duty-monger$50.00$50.007/30/2010 7:25:50 AM
tompau$25.00$25.007/30/2010 7:50:26 AM
Flshedman$50.00$50.007/30/2010 10:30:41 AM
worth-arch$25.00$25.007/30/2010 11:18:43 AM
I_want_to_help_you$25.00$25.007/30/2010 11:58:32 AM
msmlender$28.65$28.657/30/2010 1:46:22 PM
Isotope$25.00$25.007/30/2010 12:18:02 PM
khamlagirl$25.00$25.007/30/2010 2:11:26 PM
social-zebra$29.00$29.007/30/2010 12:23:46 PM
110 bids
 
Borrower Payment Dependent Notes Series 468192
This series of Notes was issued and sold upon the funding of the borrower loan #43774, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Jul-23-2010 
  Auction end date:  Jul-27-2010 
 
Starting lender yield: 25.25% Starting borrower rate/APR: 26.25% / 30.18% Starting monthly payment: $40.42
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 30.18% Final monthly payment: $40.42
 
Auction yield range: 10.93% - 25.25% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: Basic (1-10): 7
Enhanced (1-5): 4
First credit line: Jun-2000 Debt/Income ratio: Not calculated
Credit score: 720-739 (Jul-2010) Inquiries last 6m: 1Employment status:Part-time employee
Now delinquent: 0 Current / open credit lines: 1 / 1Length of status:5y 0m
Amount delinquent: $0 Total credit lines: 5 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $274Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: ritalate Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Extra support for the Summer
Purpose of loan:
This loan will be used to help cover personal expenses while not in school.

My financial situation:
I am a good candidate for this loan because I am responsible and currently enrolled at Azusa Pacific University. While in school I am paid through the GI Bill . After December I will be applying for a direct comission in the army to continue my career in a full-time capacity.

Monthly net income: $2300

Monthly expenses: $ 1400
??Housing: $925
??Insurance: $130
??Car expenses: $100
??Utilities: $60
??Phone, cable, internet: $93
??Food, entertainment: $100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
accordion8$25.00$25.007/23/2010 2:28:22 PM
vkorichkov$25.00$25.007/23/2010 2:26:57 PM
Kreditorium$25.00$25.007/23/2010 2:28:34 PM
Entejaeger$25.00$25.007/23/2010 2:28:51 PM
sharkm$30.00$30.007/23/2010 2:27:35 PM
attractive-rate$25.00$25.007/23/2010 2:28:57 PM
GreenNotes$26.38$26.387/23/2010 2:27:57 PM
bondhedger$25.00$25.007/23/2010 2:41:05 PM
social-conductor4$25.00$25.007/23/2010 2:27:29 PM
cloudsrest$25.00$25.007/23/2010 2:28:59 PM
SeeksValue$25.00$25.007/24/2010 6:39:55 AM
mlpinz$50.00$50.007/24/2010 5:42:03 AM
moo916$50.00$50.007/24/2010 11:51:57 AM
ultimate-commitment$25.00$25.007/24/2010 9:07:57 PM
betula$25.00$25.007/26/2010 6:41:18 PM
lendstats_com$50.00$50.007/27/2010 6:34:46 AM
responsive-rate884$25.00$25.007/23/2010 2:28:24 PM
davidy$25.00$25.007/23/2010 2:26:48 PM
87Marc$25.00$25.007/23/2010 2:28:32 PM
top-historic-peso$26.00$26.007/23/2010 2:28:55 PM
bid-czar8$100.00$72.407/23/2010 2:29:01 PM
balance-handshake7$25.00$25.007/23/2010 2:27:58 PM
JGuide$26.59$26.597/23/2010 2:36:30 PM
transaction-circuit$25.00$25.007/23/2010 2:41:28 PM
Judolu$25.00$25.007/23/2010 2:27:00 PM
GracieLuLu04$25.00$25.007/23/2010 2:27:42 PM
shrewd-peace7$33.98$33.987/23/2010 2:28:31 PM
natural-greenback6$25.00$25.007/23/2010 2:28:56 PM
pound-flow$25.00$25.007/23/2010 2:29:00 PM
loanman2007$50.00$50.007/24/2010 12:24:59 PM
S-Master$25.00$25.007/24/2010 7:22:44 AM
interstellar$33.65$33.657/24/2010 9:31:57 PM
kinetic-social$26.00$26.007/26/2010 5:00:15 PM
33 bids
 
Borrower Payment Dependent Notes Series 468982
This series of Notes was issued and sold upon the funding of the borrower loan #43786, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.8% Auction start date:  Jul-29-2010 
  Auction end date:  Jul-30-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.46% Starting monthly payment: $61.64
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.46% Final monthly payment: $61.64
 
Auction yield range: 10.93% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1988 Debt/Income ratio: 14%
Credit score: 700-719 (Jul-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 13Length of status:0y 3m
Amount delinquent: $0 Total credit lines: 42 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $41,881Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: xman1999 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Dept Consolidation and Property Tax
Purpose of loan:
Consolidating credit cards with higher rates to help increase my overall/monthly finances.? Taking a snowball approach to reducing All debt.

My financial situation:
I am a good candidate for this loan because I have steady income, a property in S.F. that I still as collateral, good 2900/mo rental from great tenants.? I also have for the most part in my "Credit History" always paid on time and early and on have 1 delinquent in the past 7 years.? I believe I relied on my auto payment too much without "double-checking" to insure that bills where paid.? I believe that this is an excellent deal I have in a great part of Dallas and have the financing lined up to purchase.

Monthly net income: $
@$3300/mo wifes Incomeafter taxes
$2900/mo San Francisco Rental
@$5200/mo after taxes

Monthly expenses: $
??Housing: $2150 (Dallas home), $2300 (San Francisco Rental)
??Insurance: $ 150
??Car expenses: $?101 Insurance
??Utilities: $ 300
??Phone, cable, internet: $ 99
??Food, entertainment: $ 500-700
??Clothing, household expenses $ 100?
??Credit cards and other loans: $ 1000
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
RebuildALife$25.00$25.007/29/2010 4:55:27 PM
first-upright-payout$50.00$50.007/29/2010 5:08:48 PM
copper$50.00$50.007/29/2010 5:09:46 PM
metro457$40.00$40.007/29/2010 5:13:48 PM
kidsskipp$25.00$25.007/29/2010 5:15:08 PM
nrowland$25.00$25.007/29/2010 5:12:36 PM
kmavm$25.00$25.007/29/2010 5:15:41 PM
zorg77$25.00$25.007/29/2010 5:15:47 PM
asiaratt$50.00$50.007/29/2010 5:16:07 PM
Havana21$25.00$25.007/29/2010 5:18:09 PM
worthy-bid8$50.00$50.007/29/2010 5:18:21 PM
villagers$25.00$25.007/29/2010 5:16:46 PM
Rattlehead$25.00$25.007/29/2010 5:19:12 PM
green-moola-sniffer$50.00$50.007/29/2010 5:17:01 PM
AF-Chief$33.00$5.007/29/2010 5:20:03 PM
jpollar$25.00$25.007/29/2010 5:37:28 PM
mercuriant$25.00$25.007/29/2010 5:48:18 PM
inforapenny$25.00$25.007/29/2010 5:48:28 PM
Artist_Blue$25.00$25.007/29/2010 4:57:43 PM
Comoparklender$25.00$25.007/29/2010 4:59:05 PM
somebody32$25.00$25.007/29/2010 5:00:07 PM
brother_tam$50.00$50.007/29/2010 5:08:07 PM
speedy-point$25.00$25.007/29/2010 5:11:43 PM
Schu$50.00$50.007/29/2010 5:10:15 PM
simplelender80$50.00$50.007/29/2010 5:13:12 PM
kmr2$100.00$100.007/29/2010 5:10:46 PM
vkorichkov$25.00$25.007/29/2010 5:14:16 PM
puifais$25.00$25.007/29/2010 5:15:21 PM
money-bauble$100.00$100.007/29/2010 5:16:16 PM
payment-gusto$25.00$25.007/29/2010 5:14:52 PM
reward-adventure$30.00$30.007/29/2010 5:17:16 PM
head$25.00$25.007/29/2010 5:17:36 PM
patriot897$25.00$25.007/29/2010 5:17:52 PM
asset-professor$25.00$25.007/29/2010 5:16:37 PM
poeman$25.00$25.007/29/2010 5:17:08 PM
enthusiastic-balance5$50.00$50.007/29/2010 5:19:25 PM
balance-handshake7$25.00$25.007/29/2010 5:17:26 PM
autonomous-truth$25.00$25.007/29/2010 5:19:56 PM
yank918$25.00$25.007/29/2010 5:17:45 PM
Ducatiman1978$25.00$25.007/29/2010 5:18:33 PM
chkrvrty$25.00$25.007/29/2010 5:33:38 PM
loan-fate$50.00$50.007/29/2010 5:57:47 PM
wwwUniversal$25.00$25.007/29/2010 5:57:51 PM
reflective-rupee$25.00$25.007/29/2010 8:09:55 PM
44 bids
 
Borrower Payment Dependent Notes Series 469094
This series of Notes was issued and sold upon the funding of the borrower loan #43812, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.6% Auction start date:  Jul-29-2010 
  Auction end date:  Jul-30-2010 
 
Starting lender yield: 11.00% Starting borrower rate/APR: 12.00% / 12.35% Starting monthly payment: $498.21
Final lender yield: 7.25% Final borrower rate/APR: 8.25% / 8.59% Final monthly payment: $471.78
 
Auction yield range: 2.93% - 11.00% Estimated loss impact: 1.55%  
Lender servicing fee: 1.00% Estimated return: 5.70%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Oct-1980 Debt/Income ratio: 7%
Credit score: 800-819 (Jul-2010) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:29y 7m
Amount delinquent: $0 Total credit lines: 39 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $4,903Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 16%  
   Homeownership: Yes  
Screen name: riveting-loan1 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Buying House For Cash
Purpose of loan:
This loan will be used to pay cash for a home that has gone into foreclosure. The Sales price is $82,900. I have $67,000 in cash but need the balance to complete the sale. We have a tentative date to close on 8-6-10

My financial situation:
I am a good candidate for this loan because I have a good income and have worked for the same company since 1974.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
unequaled-payout$100.00$100.007/29/2010 4:43:29 PM
Algaes$36.87$36.877/29/2010 4:49:37 PM
steely_dan34$25.00$25.007/29/2010 4:50:17 PM
Shockem923$25.00$25.007/29/2010 4:49:54 PM
economy-balance$25.00$25.007/29/2010 4:51:56 PM
radforj22$50.00$50.007/29/2010 4:51:35 PM
Charlieofalbany$50.00$50.007/29/2010 5:04:07 PM
achillesa$25.00$25.007/29/2010 5:05:09 PM
velocity-alert1$50.00$50.007/29/2010 5:05:11 PM
crawfingers$25.00$25.007/29/2010 5:05:15 PM
gojackgo$50.00$50.007/29/2010 5:05:37 PM
forthright-dedication$25.00$25.007/29/2010 5:06:12 PM
silktea$25.00$25.007/29/2010 5:06:26 PM
anton$150.00$150.007/29/2010 5:03:34 PM
fund-baker9$50.00$50.007/29/2010 5:03:36 PM
interstellar$50.00$50.007/29/2010 5:06:38 PM
ommcd$25.00$25.007/29/2010 5:06:56 PM
Tradesmanlender$25.00$25.007/29/2010 5:07:03 PM
Mantis75$25.00$25.007/29/2010 5:07:38 PM
banker727$50.00$50.007/29/2010 5:07:42 PM
ksmith08$50.00$50.007/29/2010 5:08:30 PM
klin$25.00$25.007/29/2010 5:06:30 PM
auction-turbine4$25.00$25.007/29/2010 5:08:26 PM
lender_100$25.00$25.007/29/2010 5:08:41 PM
newyork6264$25.00$25.007/29/2010 5:25:09 PM
lucrative-dollar$25.00$25.007/29/2010 5:26:41 PM
MrDavid$50.00$50.007/29/2010 5:26:18 PM
tech310$100.00$100.007/29/2010 5:27:30 PM
active-market$100.00$100.007/29/2010 5:28:37 PM
sharkm$50.00$50.007/29/2010 5:28:15 PM
blue-euro-entrepreneur$25.00$25.007/29/2010 5:29:56 PM
spname$25.00$25.007/29/2010 5:29:11 PM
TriSail$25.00$25.007/29/2010 5:29:20 PM
SilverRain$25.00$25.007/29/2010 5:29:56 PM
BookandLaw$25.00$25.007/29/2010 5:30:18 PM
green-benefit-enclave$25.00$25.007/29/2010 5:30:34 PM
exchange-synapse$50.00$50.007/29/2010 5:32:10 PM
16888$50.00$50.007/29/2010 5:32:59 PM
GeorgiaCredit$25.00$25.007/29/2010 5:32:00 PM
clean-loyalty$25.00$25.007/29/2010 5:32:08 PM
mrbanker$100.00$100.007/29/2010 5:32:37 PM
betaoption$25.00$25.007/29/2010 5:33:13 PM
preciousjeni$50.00$50.007/29/2010 5:35:47 PM
schpere$30.00$30.007/29/2010 5:35:11 PM
CleeClee$50.00$50.007/29/2010 5:37:11 PM
bright-balance$25.00$25.007/29/2010 5:37:04 PM
moneyfriend$50.00$50.007/29/2010 5:37:36 PM
VBAces$75.00$75.007/29/2010 5:37:40 PM
loyalist1$100.00$100.007/29/2010 5:38:15 PM
betak$50.00$50.007/29/2010 5:38:51 PM
Musicman1950$25.00$25.007/29/2010 5:40:05 PM
Rivervale_Westwood$25.00$25.007/29/2010 5:38:56 PM
ebgb234$25.00$25.007/29/2010 5:39:17 PM
mtp$50.00$50.007/29/2010 5:40:47 PM
kind-adventurous-finance$25.00$25.007/29/2010 5:40:28 PM
nestegg4e$25.00$25.007/29/2010 5:41:45 PM
Skramar$25.00$25.007/29/2010 5:41:42 PM
Zanch$25.00$25.007/29/2010 5:42:09 PM
GeelongTrader$25.00$25.007/29/2010 5:42:30 PM
bonus-cougar$25.00$25.007/29/2010 5:42:28 PM
moltopaolo$50.00$50.007/29/2010 5:42:40 PM
lowrate$25.00$25.007/29/2010 5:42:27 PM
bobby5832708$50.00$50.007/29/2010 5:44:35 PM
nonukem$25.00$25.007/29/2010 5:44:21 PM
busybee007$25.00$25.007/29/2010 5:43:38 PM
greenback-summoner0$25.00$25.007/29/2010 5:44:43 PM
rmachi$25.00$25.007/29/2010 5:46:20 PM
JohnGalt94$25.00$25.007/29/2010 5:45:58 PM
all_of_that_one$25.00$25.007/29/2010 5:46:35 PM
peaceful-agreement2$25.00$25.007/29/2010 5:47:39 PM
Goodlender42$25.00$25.007/29/2010 5:47:29 PM
TheBiggTree$25.00$25.007/29/2010 5:49:23 PM
jengachamp$25.00$25.007/29/2010 5:49:38 PM
kumpa2u$25.00$25.007/29/2010 5:49:47 PM
AFairDeal$25.00$25.007/29/2010 5:48:45 PM
AdamDB$25.00$25.007/29/2010 5:50:27 PM
ok$50.00$50.007/29/2010 5:50:43 PM
scottburger$200.00$200.007/29/2010 5:51:32 PM
integrity-onator1$25.00$25.007/29/2010 5:51:41 PM
stilleto8$25.00$25.007/29/2010 5:51:15 PM
auction-sage$25.00$25.007/29/2010 5:52:09 PM
gigabit$50.00$50.007/29/2010 5:51:35 PM
payout-optimizer$25.00$25.007/29/2010 5:52:51 PM
Patter256$25.00$25.007/29/2010 5:53:13 PM
RG$35.00$35.007/29/2010 5:52:58 PM
ClearLake$25.00$25.007/29/2010 5:55:03 PM
power-defender7$40.00$40.007/29/2010 5:54:06 PM
balance-voyager$100.00$100.007/29/2010 5:54:39 PM
greenbacchus$25.00$25.007/29/2010 5:56:08 PM
cheng$25.00$25.007/29/2010 5:55:39 PM
DavenportCapital$25.00$25.007/29/2010 5:57:03 PM
BabyLender$25.00$25.007/29/2010 5:57:58 PM
brewman$25.00$25.007/29/2010 5:57:05 PM
the-productive-agreement$25.00$25.007/29/2010 5:57:23 PM
geniusj$25.00$25.007/29/2010 5:59:20 PM
calessabay$25.00$25.007/29/2010 5:59:34 PM
woodenshoes$25.00$25.007/29/2010 5:57:43 PM
burgeoning-silver$25.00$25.007/29/2010 5:59:47 PM
alexstar$25.00$25.007/29/2010 5:58:16 PM
thoughtful-payment268$50.00$50.007/29/2010 5:58:31 PM
gauss02$25.00$25.007/29/2010 5:58:28 PM
vwbell$50.00$50.007/29/2010 6:00:18 PM
satisfying-durability$25.00$25.007/29/2010 6:09:41 PM
wealthstar$50.00$50.007/29/2010 6:10:05 PM
bonFire8$25.00$25.007/29/2010 6:10:22 PM
happy-girl$25.00$25.007/29/2010 6:10:41 PM
schnatty$50.00$50.007/29/2010 6:11:04 PM
Havana21$75.00$75.007/29/2010 6:11:07 PM
ray1051$50.00$50.007/29/2010 6:10:16 PM
innocent-income4$25.00$25.007/29/2010 6:11:17 PM
ingenious-order783$25.00$25.007/29/2010 6:10:27 PM
Investoman$100.00$100.007/29/2010 6:10:35 PM
demoseal$25.00$25.007/29/2010 6:10:45 PM
JGB$73.50$73.507/29/2010 6:11:12 PM
Philosonie$25.00$25.007/29/2010 6:12:19 PM
Emgolda$25.00$25.007/29/2010 6:11:18 PM
successful-euro$75.00$75.007/29/2010 6:09:49 PM
cello1$25.00$25.007/29/2010 6:12:37 PM
peruse$25.00$25.007/29/2010 6:11:33 PM
afotherg$40.00$40.007/29/2010 6:11:41 PM
locash$25.00$25.007/29/2010 6:13:05 PM
ArmyGuy$25.00$25.007/29/2010 6:11:47 PM
ideal-penny8$25.00$25.007/29/2010 6:13:14 PM
conaty$50.00$50.007/29/2010 6:13:16 PM
littlemonkey$25.00$25.007/29/2010 6:12:03 PM
telegon$25.00$25.007/29/2010 6:13:34 PM
unrivaled-justice$25.00$25.007/29/2010 6:10:44 PM
building-america$25.00$25.007/29/2010 6:13:42 PM
best-coin-miser$50.00$50.007/29/2010 6:12:14 PM
munnu$25.00$25.007/29/2010 6:12:17 PM
thegobbler$25.00$25.007/29/2010 6:11:03 PM
lagnisiruk$25.00$25.007/29/2010 6:13:53 PM
irisheyes9$50.00$50.007/29/2010 6:11:15 PM
magnificent-rate$25.00$25.007/29/2010 6:14:08 PM
Ciphernetic$25.00$25.007/29/2010 6:14:12 PM
easylender$25.00$25.007/29/2010 6:14:13 PM
FlexFunding$100.00$100.007/29/2010 6:14:37 PM
sajitk$25.00$25.007/29/2010 6:14:45 PM
KiwiElf$40.00$40.007/29/2010 6:13:44 PM
ChicoBob$50.00$50.007/29/2010 6:12:39 PM
delicious-social132$40.00$40.007/29/2010 6:15:19 PM
pragmatic-contract$25.00$25.007/29/2010 6:13:46 PM
kyomoon$50.00$50.007/29/2010 6:14:01 PM
axl163$25.00$25.007/29/2010 6:13:12 PM
best-decisive-peace$25.00$25.007/29/2010 6:14:09 PM
angelinvestor2$25.00$25.007/29/2010 6:15:47 PM
derfen$25.00$25.007/29/2010 6:14:16 PM
hampa$25.00$25.007/29/2010 6:13:37 PM
top-sensible-yield$50.00$50.007/29/2010 6:16:14 PM
RockCrown$25.00$25.007/29/2010 6:14:56 PM
danthemon35$25.00$25.007/29/2010 6:15:00 PM
tsquared_030$50.00$50.007/29/2010 6:16:23 PM
jsw7us$50.00$50.007/29/2010 6:15:09 PM
gmacpurifier$25.00$25.007/29/2010 6:16:31 PM
diplomatic-wealth7$100.00$100.007/29/2010 6:15:17 PM
leftcoast52$25.00$25.007/29/2010 6:15:22 PM
mar97$25.00$25.007/29/2010 6:15:24 PM
m3498$25.00$25.007/29/2010 6:14:00 PM
chief_wo$25.00$25.007/29/2010 6:16:48 PM
ijspence$25.00$25.007/29/2010 6:15:30 PM
L-vex$25.00$25.007/29/2010 6:14:09 PM
first-pragmatic-note$25.00$25.007/29/2010 6:14:17 PM
bmcg$25.00$25.007/29/2010 6:17:05 PM
nickel-ferret$25.00$25.007/29/2010 6:14:21 PM
fairness-lotus3$50.00$50.007/29/2010 6:15:50 PM
orgy63$25.00$25.007/29/2010 6:17:28 PM
fcukciti$50.00$50.007/29/2010 6:14:32 PM
Approved1234$50.00$50.007/29/2010 6:16:02 PM
Cheburashka$30.00$30.007/29/2010 6:14:38 PM
frankdelraza$25.00$25.007/29/2010 6:17:40 PM
BuildingBestLife$25.00$25.007/29/2010 6:16:04 PM
8bitnintendo$25.00$25.007/29/2010 6:14:42 PM
PCGeekWI$25.00$25.007/29/2010 6:17:44 PM
lifegrowth$25.00$25.007/29/2010 6:16:08 PM
inspired-contract9$50.00$50.007/29/2010 6:14:49 PM
UT-Longhorn$25.00$25.007/29/2010 6:17:50 PM
honorable-yield$50.00$50.007/29/2010 6:16:29 PM
keyfig$25.00$25.007/29/2010 6:14:53 PM
pinnacle10$25.00$25.007/29/2010 6:17:55 PM
NJNY$25.00$25.007/29/2010 6:16:49 PM
deal-frontier$50.00$50.007/29/2010 6:15:02 PM
cash-sensai2$25.00$25.007/29/2010 6:17:01 PM
loot-heart$50.00$50.007/29/2010 6:17:11 PM
platinum-sorcerer6$25.00$25.007/29/2010 6:15:13 PM
gentle-gold$25.00$25.007/29/2010 6:17:15 PM
durability-bandit1$50.00$50.007/29/2010 6:15:22 PM
puifais$50.00$50.007/29/2010 6:17:45 PM
Fahrquar$25.00$25.007/29/2010 6:15:37 PM
bpidkaminy$25.00$25.007/29/2010 6:15:45 PM
TrixieD$25.00$25.007/29/2010 6:16:05 PM
TheReaderRabbit$25.00$25.007/29/2010 6:16:07 PM
o0Sparrow0o$25.00$25.007/29/2010 6:16:10 PM
johannesfactotum$25.00$25.007/29/2010 6:16:13 PM
MissionMicroFinance$25.00$25.007/29/2010 6:16:21 PM
nytrnbow$25.00$25.007/29/2010 6:16:32 PM
GiantAardvark$25.00$25.007/29/2010 6:17:06 PM
alpinaut$25.00$25.007/29/2010 6:17:07 PM
jazzlender$25.00$25.007/29/2010 6:17:32 PM
hookUup$25.00$25.007/29/2010 6:17:36 PM
hope-hickory$30.00$30.007/29/2010 6:17:51 PM
wwwUniversal$25.00$25.007/29/2010 6:28:03 PM
blot44$25.00$25.007/29/2010 9:48:15 PM
Phantom99$25.00$25.007/29/2010 4:49:41 PM
value-microscope$25.00$25.007/29/2010 4:49:48 PM
majormoves1$25.00$25.007/29/2010 4:49:30 PM
patriotalliance$50.00$50.007/29/2010 4:50:14 PM
fcb202$50.00$50.007/29/2010 4:49:47 PM
Rdodson11$25.00$25.007/29/2010 4:51:27 PM
Artist_Blue$25.00$25.007/29/2010 4:57:31 PM
unclejaef$25.00$25.007/29/2010 5:04:02 PM
mlopez2007$25.00$25.007/29/2010 5:04:30 PM
kegs$100.00$100.007/29/2010 5:06:09 PM
shrewd-deal$25.00$25.007/29/2010 5:06:30 PM
transparency-halo$25.00$25.007/29/2010 5:06:42 PM
cebgop$25.00$25.007/29/2010 5:07:27 PM
Tootsolrac$25.00$25.007/29/2010 5:07:35 PM
personal-lender$25.00$25.007/29/2010 5:05:36 PM
Lakeland$25.00$25.007/29/2010 5:08:37 PM
Picopie$50.00$50.007/29/2010 5:23:01 PM
supreme-hope$25.00$25.007/29/2010 5:24:58 PM
rosie777$40.00$40.007/29/2010 5:25:04 PM
investment-network$50.00$50.007/29/2010 5:25:31 PM
neighborly-hope6$100.00$100.007/29/2010 5:25:06 PM
Ivan2007$50.00$50.007/29/2010 5:27:07 PM
investment-star$200.00$200.007/29/2010 5:27:50 PM
heroic-platinum$25.00$25.007/29/2010 5:28:38 PM
AWTT$25.00$25.007/29/2010 5:29:39 PM
silver-armada$50.00$50.007/29/2010 5:29:43 PM
Blue_HorseShoe$25.00$25.007/29/2010 5:29:09 PM
Daneistes$100.00$100.007/29/2010 5:29:44 PM
eyal0$25.00$25.007/29/2010 5:30:16 PM
MONEYLENDER101$100.00$100.007/29/2010 5:30:19 PM
AmericanCredit$25.00$25.007/29/2010 5:30:24 PM
bodascafe$25.00$25.007/29/2010 5:31:38 PM
credit-magician$50.00$50.007/29/2010 5:31:46 PM
Kijib$25.00$25.007/29/2010 5:30:44 PM
VWA_to_the_Rescue$25.00$25.007/29/2010 5:31:02 PM
the-precious-bid$25.00$25.007/29/2010 5:31:09 PM
best-deal-banker$50.00$50.007/29/2010 5:31:12 PM
dollars4debts$25.00$25.007/29/2010 5:32:27 PM
GATrust$50.00$50.007/29/2010 5:31:53 PM
five-star-asset2$25.00$25.007/29/2010 5:31:49 PM
bold-special-peace7$66.58$66.587/29/2010 5:33:48 PM
murren$25.00$25.007/29/2010 5:34:04 PM
loan-machine1$25.00$25.007/29/2010 5:33:11 PM
Armenish$25.00$25.007/29/2010 5:33:51 PM
successful-agreement7$100.00$100.007/29/2010 5:33:53 PM
jayhawk1000$50.00$50.007/29/2010 5:34:07 PM
Angleofcare$25.00$25.007/29/2010 5:35:02 PM
the-repayment-treaty$25.00$25.007/29/2010 5:35:25 PM
hard-working-loot$25.00$25.007/29/2010 5:35:27 PM
Carpetkid$50.00$50.007/29/2010 5:36:16 PM
bold-yield-rumbler$25.00$25.007/29/2010 5:36:06 PM
kirkjerk$25.00$25.007/29/2010 5:37:25 PM
Diosia$25.00$25.007/29/2010 5:38:06 PM
ITS-A-WONDERFUL-LIFE$25.00$25.007/29/2010 5:38:23 PM
bonus-antioxidant$25.00$25.007/29/2010 5:37:30 PM
market-honker$50.00$50.007/29/2010 5:37:48 PM
ramsumana$25.00$25.007/29/2010 5:39:46 PM
Officiency$25.00$25.007/29/2010 5:39:11 PM
fair-funds$25.00$25.007/29/2010 5:39:25 PM
truth-image$50.00$50.007/29/2010 5:39:32 PM
cocopuffs$25.00$25.007/29/2010 5:39:51 PM
FirstPlaceBusinessFunding$25.00$25.007/29/2010 5:39:54 PM
interest-satellite$25.00$25.007/29/2010 5:40:21 PM
hannum$25.00$25.007/29/2010 5:40:19 PM
meteoric-trade$25.00$25.007/29/2010 5:41:35 PM
Weaverville$25.00$25.007/29/2010 5:40:45 PM
a-social-nebula$25.00$25.007/29/2010 5:41:06 PM
Hogpilot$50.00$50.007/29/2010 5:41:18 PM
jeffpac$55.00$55.007/29/2010 5:43:10 PM
nunnie$25.00$25.007/29/2010 5:43:31 PM
derek-from-berkeley$25.00$25.007/29/2010 5:43:47 PM
bonanza1973$50.00$50.007/29/2010 5:44:03 PM
balance2$25.00$25.007/29/2010 5:46:09 PM
joshua18$25.00$25.007/29/2010 5:46:29 PM
zielojo$25.00$25.007/29/2010 5:46:57 PM
_kyle$25.00$25.007/29/2010 5:47:11 PM
myduck$50.00$50.007/29/2010 5:47:14 PM
htguan$25.00$25.007/29/2010 5:47:09 PM
platinum-genetics$25.00$25.007/29/2010 5:47:12 PM
established-payout$25.00$25.007/29/2010 5:48:54 PM
lamarsam$25.00$25.007/29/2010 5:47:49 PM
Mr_Marcus$50.00$50.007/29/2010 5:48:55 PM
the-money-gargantuan$25.00$25.007/29/2010 5:49:12 PM
Dreamconnection$25.00$25.007/29/2010 5:50:34 PM
pwkpwk$25.00$25.007/29/2010 5:52:11 PM
newgroom422$25.00$25.007/29/2010 5:52:27 PM
hope-amigo$25.00$25.007/29/2010 5:52:05 PM
fnrookie$25.00$25.007/29/2010 5:54:24 PM
cosmof16$25.00$25.007/29/2010 5:53:48 PM
gold-sushi$50.00$50.007/29/2010 5:54:35 PM
green-unassailable-investment$25.00$25.007/29/2010 5:55:43 PM
haplender$50.00$50.007/29/2010 5:58:00 PM
orange-courageous-dedication$40.00$40.007/29/2010 5:56:45 PM
Cpay2Me$25.00$25.007/29/2010 6:09:42 PM
donloah$25.00$25.007/29/2010 6:09:57 PM
MrBodaggit$25.00$25.007/29/2010 6:00:01 PM
InvestorPartners$25.00$25.007/29/2010 6:10:26 PM
blue-exuberant-economy$25.00$25.007/29/2010 6:10:46 PM
brstern2$25.00$25.007/29/2010 6:11:06 PM
brightest-durability-chomper$25.00$25.007/29/2010 6:10:31 PM
devoider$25.00$25.007/29/2010 6:10:33 PM
Katburg$50.00$50.007/29/2010 6:10:42 PM
majestic-dedication$50.00$50.007/29/2010 6:11:42 PM
help_each_other$25.00$25.007/29/2010 6:10:43 PM
ctgscott$25.00$25.007/29/2010 6:11:53 PM
freesia54$50.00$50.007/29/2010 6:10:53 PM
jsmith1450$100.00$100.007/29/2010 6:11:59 PM
jt88$25.00$25.007/29/2010 6:11:10 PM
tranquil-principal$50.00$50.007/29/2010 6:11:14 PM
iolaire$25.00$25.007/29/2010 6:12:23 PM
IIP77$25.00$25.007/29/2010 6:09:45 PM
wealth-cloud$25.00$25.007/29/2010 6:12:26 PM
suave-dollar$40.00$40.007/29/2010 6:10:02 PM
bsmtloan$31.24$31.247/29/2010 6:12:40 PM
TikPmp1$25.00$25.007/29/2010 6:12:48 PM
entreprenooner$25.00$25.007/29/2010 6:10:24 PM
djh47a$25.00$25.007/29/2010 6:11:46 PM
BeanCownter$100.00$100.007/29/2010 6:10:28 PM
cash-merry-maker$25.00$25.007/29/2010 6:11:47 PM
GElender$50.00$50.007/29/2010 6:11:50 PM
wampum-optimization$50.00$50.007/29/2010 6:13:30 PM
Breakfast_Gypsy$25.00$25.007/29/2010 6:12:11 PM
latestone$25.00$25.007/29/2010 6:12:13 PM
13nd3r$25.00$25.007/29/2010 6:12:16 PM
LoansomeRanger$50.00$50.007/29/2010 6:13:57 PM
authoritative-capital$25.00$25.007/29/2010 6:11:13 PM
Deuce$30.00$30.007/29/2010 6:14:10 PM
AF-Chief$32.00$32.007/29/2010 6:12:43 PM
scrappy-bonus2$25.00$25.007/29/2010 6:14:13 PM
bayareainv$100.00$100.007/29/2010 6:12:53 PM
dharma1$25.00$25.007/29/2010 6:14:14 PM
teller$60.00$60.007/29/2010 6:12:55 PM
finance-negotiator2$25.00$25.007/29/2010 6:14:26 PM
greenwell$250.00$250.007/29/2010 6:11:39 PM
american6$50.00$50.007/29/2010 6:13:03 PM
trident9$50.00$50.007/29/2010 6:11:44 PM
PatRichi$25.00$25.007/29/2010 6:14:41 PM
cpbreton$25.00$25.007/29/2010 6:13:09 PM
kmr2$37.12$37.127/29/2010 6:14:54 PM
jbaum$80.00$80.007/29/2010 6:13:39 PM
lostontheedge$25.00$25.007/29/2010 6:15:16 PM
bnordman$25.00$25.007/29/2010 6:12:44 PM
tdinbranson$50.00$50.007/29/2010 6:13:51 PM
thestartuplender$50.00$50.007/29/2010 6:13:59 PM
commerce-handshake$32.19$32.197/29/2010 6:13:17 PM
forthright-social$25.00$25.007/29/2010 6:13:20 PM
profitable-asset1$25.00$25.007/29/2010 6:15:48 PM
BaltimoreLender$25.00$25.007/29/2010 6:13:29 PM
huorn$25.00$25.007/29/2010 6:16:08 PM
benjamins-voyage$25.00$25.007/29/2010 6:13:40 PM
tekkie2412$50.00$50.007/29/2010 6:16:15 PM
Dave0$25.00$25.007/29/2010 6:16:17 PM
newest-generosity-saga$25.00$25.007/29/2010 6:16:25 PM
trade-pumpkin$35.00$35.007/29/2010 6:16:35 PM
generous-deal6$25.00$25.007/29/2010 6:13:56 PM
GenerousGentleMan$75.00$75.007/29/2010 6:16:43 PM
rcflick$25.00$25.007/29/2010 6:15:25 PM
agreement-sycamore$50.00$50.007/29/2010 6:16:53 PM
a-truth-upholder$50.00$50.007/29/2010 6:15:28 PM
slartibardfast$25.00$25.007/29/2010 6:14:05 PM
green-radiant-durability$50.00$50.007/29/2010 6:17:00 PM
Strato$25.00$25.007/29/2010 6:14:11 PM
ready-loan$25.00$25.007/29/2010 6:15:34 PM
serene-credit4$25.00$25.007/29/2010 6:14:20 PM
Dweeberkitty1$25.00$25.007/29/2010 6:17:10 PM
xphile$25.00$25.007/29/2010 6:15:36 PM
winlender$25.00$25.007/29/2010 6:14:23 PM
catomaior$25.00$25.007/29/2010 6:17:22 PM
elasermd$50.00$50.007/29/2010 6:17:25 PM
j2ee$25.00$25.007/29/2010 6:15:51 PM
safe-payment8$25.00$25.007/29/2010 6:14:31 PM
thefiringzod$25.00$25.007/29/2010 6:17:30 PM
nofreelunch$25.00$25.007/29/2010 6:17:36 PM
Refugee$50.00$50.007/29/2010 6:16:03 PM
logical-p2ploan$25.00$25.007/29/2010 6:14:40 PM
adevadeh$50.00$50.007/29/2010 6:17:42 PM
awwaww$25.00$25.007/29/2010 6:14:43 PM
toblerone$46.51$46.517/29/2010 6:17:46 PM
showcase731$25.00$25.007/29/2010 6:16:14 PM
cloud8$47.69$47.697/29/2010 6:17:53 PM
108lender$100.00$100.007/29/2010 6:15:01 PM
malicea$50.00$46.307/29/2010 6:18:01 PM
syounker$25.00$25.007/29/2010 6:16:56 PM
marketplace-cello5$50.00$50.007/29/2010 6:17:03 PM
mtpscuba$25.00$25.007/29/2010 6:17:13 PM
Octavian315$35.00$35.007/29/2010 6:17:16 PM
payment-gusto$25.00$25.007/29/2010 6:17:34 PM
Natronpee$25.00$25.007/29/2010 6:15:29 PM
love_what_you_do$25.00$25.007/29/2010 6:17:47 PM
ThomasC$25.00$25.007/29/2010 6:15:33 PM
moola-rose8$50.00$50.007/29/2010 6:15:46 PM
aasx1108$25.00$25.007/29/2010 6:16:00 PM
laststrawman$25.00$25.007/29/2010 6:16:18 PM
simplelender80$100.00$100.007/29/2010 6:16:22 PM
trade-cello$25.00$25.007/29/2010 6:16:39 PM
Archchancellor$50.00$50.007/29/2010 6:16:51 PM
scott73$25.00$25.007/29/2010 6:16:59 PM
Mostyle$25.00$25.007/29/2010 6:17:07 PM
js60l$25.00$25.007/29/2010 6:17:21 PM
LongTail$25.00$25.007/29/2010 6:17:34 PM
Toberino$25.00$25.007/29/2010 6:17:43 PM
productive-finance$25.00$25.007/29/2010 6:17:56 PM
RandyL3$25.00$25.007/29/2010 6:19:20 PM
405 bids
 
Borrower Payment Dependent Notes Series 469180
This series of Notes was issued and sold upon the funding of the borrower loan #43809, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.2% Auction start date:  Jul-29-2010 
  Auction end date:  Jul-29-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $271.42
Final lender yield: 33.35% Final borrower rate/APR: 34.35% / 38.06% Final monthly payment: $269.21
 
Auction yield range: 13.93% - 34.00% Estimated loss impact: 15.74%  
Lender servicing fee: 1.00% Estimated return: 17.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-1990 Debt/Income ratio: 20%
Credit score: 660-679 (Jul-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 11Length of status:2y 3m
Amount delinquent: $0 Total credit lines: 34 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $50,200Stated income:$100,000+
Delinquencies in last 7y: 6 Bankcard utilization: 93%  
   Homeownership: No  
Screen name: atl_jt01 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Payoff some debt to improve credit
Purpose of loan:
This loan will be used to consolidate some debt to improve credit score.

My financial situation:
I am a good candidate for this loan because I have not had any delinquencies in last?5 years.

My previous delinquencies occured while we were going thru?foreclose our house about 5 years ago.

$31,500 of the revolving credit balance is home equity line of credit that I am still paying after I had?foreclosed my house.

I would like to use this loan to lower my bank card utilization to continue rebuilding my credit score..

Monthly net income: $ 9,500

Monthly expenses:
?? Housing: $ 1525.00??
?? Insurance: $ 285.00??
?? Car expenses: $ 930.00??(2 cars)
?? Utilities: $ 350.00??
?? Phone, internet: $ 186.00??
?? Food, entertainment: $ 500.00??
?? Clothing, household expenses $ 200.00??
?? Credit cards and other loans: $ 1500.00?
???Other expenses? $ 1500.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
yield-seeker$25.00$25.007/29/2010 4:41:54 PM
sdkevin$25.00$25.007/29/2010 4:45:54 PM
currency-oak$25.00$25.007/29/2010 4:50:27 PM
IIP77$25.00$25.007/29/2010 4:50:56 PM
orange-dollar-guild$25.00$25.007/29/2010 4:51:47 PM
bonFire8$25.00$25.007/29/2010 4:51:17 PM
twirl2$25.00$25.007/29/2010 4:55:37 PM
wampum-chorus3$25.00$25.007/29/2010 4:57:06 PM
somebody32$25.00$25.007/29/2010 5:00:12 PM
commerce-handshake$25.00$25.007/29/2010 4:58:36 PM
smart-gain$25.00$25.007/29/2010 5:07:14 PM
108lender$75.00$75.007/29/2010 5:09:27 PM
magnolia161$25.00$25.007/29/2010 5:13:19 PM
speedy-point$25.00$25.007/29/2010 5:11:52 PM
payment-gusto$25.00$25.007/29/2010 5:14:41 PM
nrowland$25.00$25.007/29/2010 5:12:29 PM
puifais$25.00$25.007/29/2010 5:15:27 PM
money-bauble$100.00$100.007/29/2010 5:16:12 PM
asiaratt$50.00$50.007/29/2010 5:16:11 PM
KHU2-B$25.00$25.007/29/2010 5:16:26 PM
kidsskipp$25.00$25.007/29/2010 5:15:02 PM
patriot897$25.00$25.007/29/2010 5:17:46 PM
zorg77$25.00$25.007/29/2010 5:15:43 PM
worthy-bid8$50.00$50.007/29/2010 5:18:15 PM
Ducatiman1978$25.00$25.007/29/2010 5:18:27 PM
tech310$25.00$25.007/29/2010 5:18:47 PM
reward-adventure$30.00$30.007/29/2010 5:17:21 PM
njlom$25.00$25.007/29/2010 5:20:15 PM
RMB-Investments$25.00$25.007/29/2010 5:20:21 PM
genuine-responsibility8$50.00$50.007/29/2010 5:20:35 PM
igotmoney$25.00$25.007/29/2010 5:20:59 PM
generous-deal6$25.00$25.007/29/2010 5:21:23 PM
forthright-dedication$100.00$100.007/29/2010 5:22:21 PM
rock-turner$25.00$25.007/29/2010 5:22:46 PM
aasx1108$25.00$25.007/29/2010 5:23:35 PM
StrategicFinancier21$25.00$25.007/29/2010 5:23:45 PM
slithytove$25.00$25.007/29/2010 5:24:00 PM
tkr2$25.00$25.007/29/2010 5:24:04 PM
ValyaLibra01$25.00$25.007/29/2010 5:24:10 PM
AKgirl81$25.00$25.007/29/2010 5:23:33 PM
gs92126$25.00$25.007/29/2010 5:24:20 PM
tshurts$25.00$25.007/29/2010 5:23:39 PM
responsive-rate884$25.00$25.007/29/2010 5:24:27 PM
likeable-value$150.00$150.007/29/2010 5:24:31 PM
ore-armada$50.00$50.007/29/2010 5:23:53 PM
blue_skies_ahead$25.00$25.007/29/2010 5:24:02 PM
Cpay2Me$25.00$25.007/29/2010 5:24:06 PM
circuitfive$25.00$25.007/29/2010 5:24:16 PM
beezling$52.00$52.007/29/2010 5:24:27 PM
dedicated-diversification5$100.00$100.007/29/2010 5:24:36 PM
porwestco$25.00$25.007/29/2010 5:22:44 PM
Vreet$25.00$25.007/29/2010 5:25:41 PM
shrewd-deal$25.00$25.007/29/2010 5:23:31 PM
GlobalVisionary$50.00$50.007/29/2010 5:23:38 PM
Lou-Holtz$25.00$25.007/29/2010 5:23:41 PM
Gixxer600$25.00$25.007/29/2010 5:23:43 PM
moola-wildebeest3$25.00$25.007/29/2010 5:23:49 PM
power-sorcerer$25.00$25.007/29/2010 5:23:55 PM
GellMaster$25.00$25.007/29/2010 5:23:58 PM
GatorBux$25.00$25.007/29/2010 5:24:01 PM
pixeldave$50.00$50.007/29/2010 5:24:05 PM
Katburg$25.00$25.007/29/2010 5:24:08 PM
godzig$25.00$25.007/29/2010 5:24:13 PM
lillian27$25.00$25.007/29/2010 5:24:17 PM
MADAOO7$50.00$50.007/29/2010 5:24:26 PM
james41$25.00$25.007/29/2010 5:24:42 PM
supreme-hope$25.00$25.007/29/2010 5:25:00 PM
marketplace-cello5$25.00$25.007/29/2010 5:25:47 PM
bountiful-durability$50.00$50.007/29/2010 5:27:09 PM
Schu$50.00$50.007/29/2010 4:41:20 PM
Dreams4Cash$25.00$25.007/29/2010 4:46:48 PM
greenback-visionary4$25.00$25.007/29/2010 4:48:09 PM
orange-preeminant-bill$100.00$100.007/29/2010 4:49:34 PM
first-upright-payout$25.00$25.007/29/2010 4:51:45 PM
worth-arch$25.00$25.007/29/2010 4:51:15 PM
special-responsibility$25.00$25.007/29/2010 4:51:18 PM
ThisGuyIKnow$25.00$25.007/29/2010 4:51:46 PM
revenue-officer36$25.00$25.007/29/2010 4:55:51 PM
AF-Chief$28.00$28.007/29/2010 4:58:00 PM
Artist_Blue$25.00$25.007/29/2010 4:57:50 PM
traice$25.00$25.007/29/2010 4:56:58 PM
the-swashbuckler$25.00$25.007/29/2010 5:00:41 PM
euro-mirth$25.00$25.007/29/2010 5:01:37 PM
Comoparklender$25.00$25.007/29/2010 4:59:00 PM
coin-investor$25.00$25.007/29/2010 5:00:22 PM
SqueezeKing$25.00$25.007/29/2010 5:07:01 PM
kkcoolmom$50.00$50.007/29/2010 5:06:53 PM
AlexTrep$25.00$25.007/29/2010 5:08:08 PM
simplelender80$100.00$100.007/29/2010 5:10:03 PM
brother_tam$50.00$50.007/29/2010 5:08:00 PM
copper$50.00$50.007/29/2010 5:09:53 PM
kmr2$100.00$100.007/29/2010 5:10:41 PM
vkorichkov$25.00$25.007/29/2010 5:14:12 PM
metro457$40.00$40.007/29/2010 5:13:42 PM
asset-professor$25.00$25.007/29/2010 5:16:32 PM
villagers$25.00$25.007/29/2010 5:16:42 PM
GiantAardvark$25.00$25.007/29/2010 5:14:32 PM
balance-handshake7$25.00$25.007/29/2010 5:17:21 PM
yank918$25.00$25.007/29/2010 5:17:37 PM
top-courteous-peso$25.00$25.007/29/2010 5:18:39 PM
enthusiastic-balance5$50.00$50.007/29/2010 5:19:20 PM
poeman$25.00$25.007/29/2010 5:17:12 PM
desertoasis$25.00$25.007/29/2010 5:19:31 PM
autonomous-truth$25.00$25.007/29/2010 5:19:51 PM
Havana21$25.00$25.007/29/2010 5:18:01 PM
teller$25.00$25.007/29/2010 5:20:07 PM
soulful-truth$1,000.00$1,000.007/29/2010 5:18:52 PM
Rattlehead$25.00$25.007/29/2010 5:19:04 PM
gtyreeiv$25.00$25.007/29/2010 5:21:29 PM
financial-frenzy$25.00$25.007/29/2010 5:21:43 PM
joee$25.00$25.007/29/2010 5:21:33 PM
GrooveBiz$50.00$50.007/29/2010 5:21:55 PM
personal-lender$25.00$25.007/29/2010 5:22:18 PM
deal-secret-agent$25.00$25.007/29/2010 5:20:35 PM
mamasbeachhouse$50.00$50.007/29/2010 5:23:34 PM
trade-wicket$25.00$25.007/29/2010 5:23:37 PM
play_ultimate$25.00$25.007/29/2010 5:23:44 PM
currency-sergeant$25.00$25.007/29/2010 5:24:03 PM
moola-man$25.00$25.007/29/2010 5:24:09 PM
funds-rascal$25.00$25.007/29/2010 5:23:30 PM
valiant-liberty4$25.00$25.007/29/2010 5:24:15 PM
LoansomeRanger$25.00$25.007/29/2010 5:24:25 PM
S-Master$25.00$25.007/29/2010 5:23:46 PM
Thylow$100.00$100.007/29/2010 5:23:52 PM
sweetlan$25.00$25.007/29/2010 5:24:34 PM
svandgts$25.00$25.007/29/2010 5:23:55 PM
value-microscope$25.00$25.007/29/2010 5:24:05 PM
steamboatgal$25.00$25.007/29/2010 5:24:07 PM
picklesforarthur$25.00$25.007/29/2010 5:24:14 PM
bonus-chosen-one$25.00$25.007/29/2010 5:24:18 PM
asmodayinvestment$25.00$25.007/29/2010 5:24:24 PM
Lam0nt$25.00$25.007/29/2010 5:25:11 PM
mtquan$25.00$25.007/29/2010 5:24:30 PM
credit-czar5$25.00$25.007/29/2010 5:24:33 PM
Nickle-and-Dime-Loans$25.00$25.007/29/2010 5:24:37 PM
affluence-spark391$25.00$25.007/29/2010 5:24:42 PM
thestartuplender$35.00$35.007/29/2010 5:24:48 PM
special-currency6$50.00$50.007/29/2010 5:23:45 PM
momoney2lend$25.00$25.007/29/2010 5:25:37 PM
fund-web3$25.00$25.007/29/2010 5:23:57 PM
ambmba$25.00$25.007/29/2010 5:23:59 PM
CapeDollars$25.00$25.007/29/2010 5:24:08 PM
first-restless-payout$50.00$50.007/29/2010 5:26:34 PM
logical-loyalty0$25.00$25.007/29/2010 5:24:10 PM
yeti888$25.00$25.007/29/2010 5:24:15 PM
fattygordon$25.00$25.007/29/2010 5:24:21 PM
NorthernFunds$25.00$25.007/29/2010 5:24:33 PM
jeffreyd81$25.00$25.007/29/2010 5:24:44 PM
TommyTucker$25.00$25.007/29/2010 5:26:27 PM
ommcd$25.00$25.007/29/2010 5:24:54 PM
Cre8iveCash$25.00$25.007/29/2010 5:26:10 PM
1800porsche$25.00$25.007/29/2010 5:26:54 PM
zone8$100.00$40.007/29/2010 5:28:02 PM
153 bids