Sales Report:Supplement No. 243 dated Jul 23, 2010 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
426568
This series of Notes was issued and sold upon the funding of the borrower loan #43636, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 7.0% |
Auction start date:
| Jul-13-2010 |
| |
Auction end date:
| Jul-20-2010 |
|
|
Starting lender yield:
| 19.88% |
Starting borrower rate/APR:
| 20.88% / 23.13% |
Starting monthly payment:
| $225.68 |
|
Final lender yield:
| 19.00% |
Final borrower rate/APR:
| 20.00% / 22.24% |
Final monthly payment:
| $222.98 |
| |
|
Auction yield range:
| 7.93% - 19.88% |
Estimated loss impact:
| 7.44% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.56% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-1984 |
Debt/Income ratio:
| 39% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 22
/
17 | Length of status: | 23y 7m |
|
Credit score:
| 760-779 (Jul-2010) |
Total credit lines:
| 45 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $10,130 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 62% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| LoriM86 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 24 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jun-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 24 | | |
Description
My loan for home improvement
Purpose of loan:
This loan will be used to pay off several small loans and dept store credit cards. I also want to put laminate flooring / additional new carpeting in my home and put a few dollars in savings.
My financial situation:
I am a good candidate for this loan because I have a solid payment recorded.?
Monthly net income: $ 5350.00
Monthly expenses: $
??Housing: $?1265
??Insurance: $ 65
??Car expenses: $ 600
??Utilities: $?200
??Phone, cable, internet: $?100
??Food, entertainment: $?500
??Credit cards and other loans: $?750
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi,
What is your occupation? Are you still employed?
Are you the only wage earner in your family?
Thanks, - p2ploan-sensation211
A:
I am a manager in a technical support center. I live with my fianc? who is also employed full-time.
(Jul-17-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ethicalhumanist | $25.00 | $25.00 | 7/13/2010 4:23:26 PM |
| accelerator1 | $25.00 | $25.00 | 7/14/2010 7:28:18 AM |
| ptjg | $50.00 | $50.00 | 7/14/2010 4:33:31 PM |
| durability-halibut | $25.00 | $25.00 | 7/14/2010 4:35:29 PM |
| jms1983 | $25.00 | $25.00 | 7/15/2010 5:16:22 PM |
| red-favorable-basis | $25.00 | $25.00 | 7/15/2010 6:20:47 PM |
| grammaspurse | $25.00 | $25.00 | 7/15/2010 9:39:07 PM |
| Sol_Invictus | $25.00 | $25.00 | 7/16/2010 3:09:55 AM |
| Pu239 | $60.00 | $60.00 | 7/16/2010 8:47:10 AM |
| Ven58 | $25.00 | $25.00 | 7/16/2010 9:27:02 AM |
| cerebral-dollar773 | $100.00 | $100.00 | 7/16/2010 11:02:54 AM |
| the-serene-transaction | $39.39 | $39.39 | 7/16/2010 2:29:11 PM |
| seineil | $63.71 | $63.71 | 7/17/2010 2:57:27 AM |
| five-star-investment8 | $25.00 | $25.00 | 7/17/2010 8:05:01 AM |
| ttnk62918 | $25.00 | $25.00 | 7/17/2010 9:51:14 AM |
| maltma | $25.00 | $25.00 | 7/17/2010 5:43:29 AM |
| wonder3 | $35.00 | $35.00 | 7/17/2010 6:53:15 PM |
| SkyLoan | $25.00 | $25.00 | 7/17/2010 10:05:37 PM |
| boo_hoo | $50.00 | $50.00 | 7/18/2010 3:38:07 AM |
| gothampark | $25.00 | $25.00 | 7/17/2010 4:01:17 PM |
| SGFLLC | $43.32 | $43.32 | 7/18/2010 3:53:30 PM |
| ccdirectt | $50.00 | $50.00 | 7/18/2010 10:28:28 AM |
| CA_Lender | $25.00 | $25.00 | 7/18/2010 2:42:31 PM |
| lender12345 | $25.00 | $25.00 | 7/18/2010 8:28:10 PM |
| supreme-hope | $25.00 | $25.00 | 7/19/2010 2:42:48 AM |
| wwwUniversal | $25.00 | $25.00 | 7/19/2010 9:29:13 AM |
| thrilling-nickel5 | $26.28 | $26.28 | 7/19/2010 9:41:17 AM |
| well-mannered-income3 | $30.00 | $30.00 | 7/19/2010 9:51:18 AM |
| bebeshor | $25.00 | $25.00 | 7/19/2010 10:27:31 AM |
| trumpeter5 | $25.00 | $25.00 | 7/19/2010 10:44:04 AM |
| ds5184 | $25.00 | $25.00 | 7/19/2010 10:37:44 AM |
| plouie | $25.00 | $25.00 | 7/19/2010 1:39:18 PM |
| lucrative-coin | $50.00 | $50.00 | 7/19/2010 1:43:42 PM |
| california5andime | $25.00 | $25.00 | 7/19/2010 4:10:29 PM |
| bughead | $25.00 | $25.00 | 7/19/2010 10:54:08 AM |
| Ambassador | $50.00 | $50.00 | 7/19/2010 4:11:24 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 7/19/2010 5:15:04 PM |
| freedom3 | $600.00 | $600.00 | 7/19/2010 5:08:11 PM |
| Jordan1123 | $25.00 | $25.00 | 7/19/2010 5:50:26 PM |
| entertaining-greenback2 | $30.63 | $30.63 | 7/19/2010 6:22:53 PM |
| payout-reaction740 | $25.00 | $25.00 | 7/19/2010 9:21:08 PM |
| savvycash | $80.00 | $80.00 | 7/19/2010 11:07:16 PM |
| Glenn_Graham | $48.96 | $48.96 | 7/20/2010 3:23:23 AM |
| wisconsinvestor | $200.00 | $200.00 | 7/19/2010 6:45:52 PM |
| Dollars4Rent | $25.00 | $25.00 | 7/20/2010 6:20:35 AM |
| graceful-credit5 | $50.00 | $50.00 | 7/20/2010 6:45:22 AM |
| beachliving29 | $97.07 | $97.07 | 7/20/2010 6:55:23 AM |
| Jerrys1951 | $25.00 | $25.00 | 7/19/2010 9:12:50 PM |
| photo999 | $25.00 | $25.00 | 7/19/2010 9:44:17 PM |
| exciting-fairness | $200.00 | $200.00 | 7/20/2010 8:02:16 AM |
| exchange-cowbell5 | $50.00 | $50.00 | 7/20/2010 8:22:21 AM |
| Spinnaker | $49.83 | $49.83 | 7/19/2010 10:12:59 PM |
| calbertrand | $125.00 | $125.00 | 7/20/2010 9:05:13 AM |
| alaco | $25.00 | $25.00 | 7/20/2010 9:15:15 AM |
| LeoBUSIIT | $25.00 | $25.00 | 7/20/2010 7:54:41 AM |
| twerns | $40.27 | $40.27 | 7/20/2010 1:20:00 PM |
| UBOtto186 | $50.00 | $50.00 | 7/20/2010 12:27:31 PM |
| exact-peso2 | $25.00 | $25.00 | 7/20/2010 12:49:37 PM |
| credit-coach118 | $50.00 | $50.00 | 7/20/2010 8:58:12 AM |
| njcass79 | $62.54 | $62.54 | 7/20/2010 9:22:38 AM |
| curious_lionel | $25.00 | $25.00 | 7/20/2010 3:21:13 PM |
| Nerdster1 | $40.01 | $40.01 | 7/20/2010 3:38:05 PM |
| moneytolend72 | $30.00 | $30.00 | 7/20/2010 3:46:59 PM |
| green-safe-wampum | $50.00 | $50.00 | 7/20/2010 3:56:19 PM |
| wlm3012 | $25.00 | $25.00 | 7/20/2010 11:11:40 AM |
| enforcer0 | $31.21 | $31.21 | 7/20/2010 11:37:36 AM |
| Reliance_Banker | $25.00 | $25.00 | 7/20/2010 3:01:22 PM |
| spudbeach | $50.00 | $50.00 | 7/13/2010 9:08:38 PM |
| kind-value-pouch | $100.00 | $100.00 | 7/14/2010 5:54:28 PM |
| BankofHoneybear | $25.00 | $25.00 | 7/15/2010 12:04:41 PM |
| JustMee | $25.00 | $25.00 | 7/15/2010 5:07:38 PM |
| SolarMoonshine | $25.00 | $25.00 | 7/15/2010 5:43:44 PM |
| Bank_Of_XL | $100.00 | $100.00 | 7/15/2010 7:33:45 PM |
| income-rotation9 | $25.00 | $25.00 | 7/16/2010 8:04:17 AM |
| mychessy | $100.00 | $100.00 | 7/16/2010 10:01:22 AM |
| Josphine | $30.00 | $30.00 | 7/16/2010 6:36:20 AM |
| tripnosis | $25.00 | $25.00 | 7/16/2010 11:02:37 AM |
| GoStrong | $50.00 | $50.00 | 7/16/2010 11:57:58 PM |
| amber_in_florida | $25.00 | $25.00 | 7/17/2010 4:38:27 AM |
| Heatguy | $25.00 | $25.00 | 7/16/2010 10:34:47 PM |
| mistifilio | $25.00 | $25.00 | 7/17/2010 10:10:07 AM |
| loss-of-control | $50.00 | $50.00 | 7/17/2010 3:49:46 PM |
| Bob450 | $40.00 | $40.00 | 7/17/2010 8:45:37 PM |
| portfolio-turbine | $50.00 | $50.00 | 7/18/2010 6:45:45 AM |
| bahamaman | $100.00 | $100.00 | 7/17/2010 7:31:01 PM |
| punchwater | $25.00 | $25.00 | 7/17/2010 11:26:44 PM |
| alvinsl | $25.00 | $25.00 | 7/18/2010 11:26:41 AM |
| reflective-rupee | $25.00 | $25.00 | 7/18/2010 3:23:54 PM |
| Sturgee | $25.00 | $25.00 | 7/18/2010 6:56:25 PM |
| BrighterSuns | $25.00 | $25.00 | 7/18/2010 7:36:09 PM |
| whatreality | $25.99 | $25.99 | 7/19/2010 6:31:02 AM |
| Jinja | $30.00 | $30.00 | 7/19/2010 8:47:08 AM |
| martymaniaman | $25.00 | $25.00 | 7/19/2010 5:24:41 AM |
| principal-star | $25.00 | $25.00 | 7/19/2010 10:32:53 AM |
| enthralling-investment | $100.00 | $100.00 | 7/19/2010 11:41:51 AM |
| steady-dime | $25.00 | $25.00 | 7/19/2010 12:00:18 PM |
| mammalian4 | $50.00 | $50.00 | 7/19/2010 2:41:32 PM |
| zztopdog | $25.00 | $25.00 | 7/19/2010 3:01:23 PM |
| ksubd | $50.00 | $50.00 | 7/19/2010 3:34:21 PM |
| nerlands | $25.00 | $25.00 | 7/19/2010 10:12:51 AM |
| Chewbaca | $25.00 | $0.17 | 7/19/2010 12:26:41 PM |
| LawyerLoan | $35.00 | $35.00 | 7/19/2010 1:40:30 PM |
| bowl800 | $100.00 | $100.00 | 7/19/2010 3:37:25 PM |
| FinanceEngine | $25.00 | $25.00 | 7/19/2010 4:25:32 PM |
| greekgst99 | $25.00 | $25.00 | 7/19/2010 5:08:53 PM |
| Grandmahoneybee | $30.00 | $30.00 | 7/19/2010 5:41:31 PM |
| skillful-asset5 | $35.00 | $35.00 | 7/19/2010 10:07:30 PM |
| courteous-note1 | $25.00 | $25.00 | 7/20/2010 5:05:57 AM |
| Bidwinner08 | $26.15 | $26.15 | 7/20/2010 6:09:53 AM |
| jonnysixgun | $27.56 | $27.56 | 7/20/2010 6:57:52 AM |
| Leshan | $66.91 | $66.91 | 7/20/2010 7:12:14 AM |
| ryan6853 | $25.00 | $25.00 | 7/20/2010 9:15:56 AM |
| brightest-dignified-penny | $100.00 | $100.00 | 7/20/2010 10:11:22 AM |
| wntrequinx | $25.00 | $25.00 | 7/20/2010 9:59:00 AM |
| vanman58 | $40.00 | $40.00 | 7/20/2010 5:00:12 AM |
| dmk2006 | $25.00 | $25.00 | 7/20/2010 6:28:10 AM |
| grampy48 | $50.00 | $50.00 | 7/20/2010 12:34:10 PM |
| redtilapia | $25.00 | $25.00 | 7/20/2010 12:48:41 PM |
| a-golden-deal | $25.00 | $25.00 | 7/20/2010 1:45:56 PM |
| patriot384 | $300.00 | $300.00 | 7/20/2010 3:20:56 PM |
| myduck | $30.00 | $30.00 | 7/20/2010 3:21:59 PM |
| us957165 | $25.00 | $25.00 | 7/20/2010 3:41:17 PM |
| skaught | $25.00 | $25.00 | 7/20/2010 10:08:05 AM |
| icon7 | $50.00 | $50.00 | 7/20/2010 3:53:01 PM |
| nildivloans | $25.00 | $25.00 | 7/20/2010 1:01:02 PM |
| velocity-winner | $25.00 | $25.00 | 7/20/2010 3:21:31 PM |
| COtheBeast | $25.00 | $25.00 | 7/20/2010 3:27:43 PM |
| 127 bids
|
Borrower Payment Dependent Notes Series
463946
This series of Notes was issued and sold upon the funding of the borrower loan #43566, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jul-14-2010 |
| |
Auction end date:
| Jul-21-2010 |
|
|
Starting lender yield:
| 9.20% |
Starting borrower rate/APR:
| 10.20% / 12.31% |
Starting monthly payment:
| $258.89 |
|
Final lender yield:
| 9.20% |
Final borrower rate/APR:
| 10.20% / 12.31% |
Final monthly payment:
| $258.89 |
| |
|
Auction yield range:
| 3.93% - 9.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1988 |
Debt/Income ratio:
| 20% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 7
/
7 | Length of status: | 5y 4m |
|
Credit score:
| 760-779 (Jun-2010) |
Total credit lines:
| 19 |
Occupation: | Computer Programmer |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $12,213 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 37% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| kip2003 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 27 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $8,500.00 | < 31 days late:
| 0
( 0% )
| 760-779
(May-2010)
760-779
(Mar-2008)
|
|
Principal balance:
| $2,307.54 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 27 | | |
Description
Consolidating Credit Cards
Purpose of loan:
Would like to consolidate some large expenses (car repair, flights to attend to family matters, etc.) that had to be put on credit cards.? The consolidation would significantly reduce finance charges and allow for faster repayment of the debt.? I have very stable employment and an excellent repayment history.? Thanks!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| successful-euro | $30.00 | $30.00 | 7/14/2010 5:13:17 PM |
| bid-czar8 | $100.00 | $100.00 | 7/14/2010 5:14:24 PM |
| nybanker85 | $50.00 | $50.00 | 7/14/2010 5:14:26 PM |
| rescue | $50.00 | $50.00 | 7/14/2010 5:16:41 PM |
| Comoparklender | $50.00 | $50.00 | 7/14/2010 5:16:48 PM |
| treasure-hunter270 | $25.00 | $25.00 | 7/14/2010 5:19:58 PM |
| delicious-social132 | $35.00 | $35.00 | 7/14/2010 5:20:54 PM |
| tech310 | $100.00 | $100.00 | 7/14/2010 5:20:39 PM |
| kmr2 | $250.00 | $250.00 | 7/14/2010 5:12:54 PM |
| enthralling-deal180 | $100.00 | $100.00 | 7/14/2010 5:22:06 PM |
| jdrez | $25.00 | $25.00 | 7/14/2010 5:23:24 PM |
| the-profit-oracle | $25.00 | $25.00 | 7/14/2010 5:27:12 PM |
| personal-lender | $25.00 | $25.00 | 7/14/2010 5:20:00 PM |
| objective-investor | $100.00 | $100.00 | 7/14/2010 5:22:22 PM |
| important-ore | $50.00 | $50.00 | 7/14/2010 5:22:36 PM |
| Prosp_Lender | $50.00 | $50.00 | 7/14/2010 5:22:43 PM |
| blue-useful-auction | $25.00 | $25.00 | 7/14/2010 7:26:45 PM |
| ddog0224 | $25.00 | $25.00 | 7/14/2010 5:25:02 PM |
| ethicalhumanist | $25.00 | $25.00 | 7/14/2010 5:25:22 PM |
| bountiful-durability | $50.00 | $50.00 | 7/14/2010 5:26:25 PM |
| blackstar | $25.00 | $25.00 | 7/15/2010 4:32:44 AM |
| Ocean713 | $50.00 | $50.00 | 7/15/2010 6:21:18 AM |
| MoneyForNothing | $36.45 | $36.45 | 7/15/2010 6:36:08 AM |
| CapeDollars | $25.00 | $25.00 | 7/15/2010 9:37:21 AM |
| SCD | $25.00 | $25.00 | 7/15/2010 9:52:35 AM |
| LittleMingo | $30.00 | $30.00 | 7/15/2010 9:49:08 AM |
| moola-man | $30.00 | $30.00 | 7/15/2010 10:43:55 AM |
| reward-burger2 | $50.00 | $50.00 | 7/15/2010 9:36:48 AM |
| SanJoser | $25.00 | $25.00 | 7/15/2010 11:08:03 AM |
| worthy-bid8 | $200.00 | $200.00 | 7/15/2010 12:03:47 PM |
| a-finance-nirvana | $25.00 | $25.00 | 7/15/2010 12:51:37 PM |
| orderly-loot | $25.00 | $25.00 | 7/15/2010 3:37:18 PM |
| Entejaeger | $25.00 | $25.00 | 7/15/2010 3:36:48 PM |
| jcttjg | $25.00 | $25.00 | 7/15/2010 3:27:03 PM |
| aurorafinancial | $50.00 | $50.00 | 7/15/2010 6:16:21 PM |
| market-pudding | $25.00 | $25.00 | 7/15/2010 10:06:44 PM |
| platinum-rapture6 | $25.00 | $25.00 | 7/15/2010 11:03:35 PM |
| wampum-chorus3 | $25.00 | $25.00 | 7/15/2010 5:26:57 PM |
| balance-voyager | $100.00 | $32.45 | 7/16/2010 8:38:31 AM |
| marketplace-cello5 | $25.00 | $25.00 | 7/15/2010 10:41:37 PM |
| RandyL3 | $25.00 | $25.00 | 7/16/2010 9:48:07 AM |
| Supernick | $25.52 | $25.52 | 7/16/2010 8:21:29 AM |
| ttnk62918 | $25.00 | $25.00 | 7/16/2010 12:48:59 PM |
| outofoffice | $75.00 | $75.00 | 7/16/2010 1:39:14 PM |
| roadster199 | $25.00 | $25.00 | 7/16/2010 2:42:31 PM |
| Aberdeen | $400.00 | $400.00 | 7/16/2010 11:29:10 AM |
| DosPassos | $25.00 | $25.00 | 7/16/2010 4:25:20 PM |
| sincere-fund1 | $69.00 | $69.00 | 7/16/2010 6:24:59 PM |
| BlueProteus | $25.00 | $25.00 | 7/16/2010 10:54:12 PM |
| profit33r | $50.00 | $50.00 | 7/17/2010 5:55:13 PM |
| aganippe | $25.00 | $25.00 | 7/18/2010 12:45:16 PM |
| rockhound84 | $25.00 | $25.00 | 7/19/2010 5:01:56 AM |
| sandeepPR | $25.00 | $25.00 | 7/19/2010 9:02:17 AM |
| wwwUniversal | $25.00 | $25.00 | 7/19/2010 10:09:17 AM |
| investment-tempo | $70.00 | $70.00 | 7/19/2010 11:49:59 AM |
| BabiesMillion | $27.80 | $27.80 | 7/19/2010 12:57:27 PM |
| forthright-principal2 | $25.00 | $25.00 | 7/19/2010 7:41:23 PM |
| wojo | $25.00 | $25.00 | 7/20/2010 6:23:32 AM |
| undaunted-agreement | $25.00 | $25.00 | 7/19/2010 11:13:19 PM |
| Chillito | $49.67 | $49.67 | 7/20/2010 12:25:43 AM |
| mgking007 | $25.94 | $25.94 | 7/20/2010 10:33:41 AM |
| heerzaquestion | $25.00 | $25.00 | 7/20/2010 5:03:17 AM |
| portfolio-turbine | $25.00 | $25.00 | 7/20/2010 6:22:32 AM |
| restless-fund5 | $100.00 | $100.00 | 7/20/2010 7:49:52 AM |
| grampy48 | $50.00 | $50.00 | 7/20/2010 2:08:01 PM |
| WorldGoRound | $25.00 | $25.00 | 7/20/2010 4:18:20 PM |
| BlindSquirrel | $25.00 | $25.00 | 7/20/2010 4:36:38 PM |
| cemseller | $25.00 | $25.00 | 7/20/2010 4:36:35 PM |
| marshallmanhattan | $25.00 | $25.00 | 7/20/2010 5:26:38 PM |
| Dollars4Rent | $25.00 | $25.00 | 7/20/2010 8:55:09 PM |
| steady-penny1 | $25.00 | $25.00 | 7/20/2010 9:26:39 PM |
| admirable-credit | $25.00 | $25.00 | 7/20/2010 4:36:06 PM |
| rdrloan | $50.00 | $50.00 | 7/20/2010 4:36:33 PM |
| eddievegas415 | $37.50 | $37.50 | 7/20/2010 10:57:43 PM |
| Simply2fly | $25.00 | $25.00 | 7/21/2010 8:31:17 AM |
| LeoBUSIIT | $25.00 | $25.00 | 7/21/2010 8:50:08 AM |
| Snoopylover | $25.00 | $25.00 | 7/21/2010 9:22:28 AM |
| restless-balance | $25.00 | $25.00 | 7/21/2010 10:51:38 AM |
| DoctorJoe | $25.00 | $25.00 | 7/21/2010 8:18:42 AM |
| banker9705 | $25.00 | $25.00 | 7/21/2010 11:18:07 AM |
| debt-legend | $25.00 | $25.00 | 7/21/2010 9:12:48 AM |
| transparent-community1 | $50.00 | $50.00 | 7/21/2010 2:07:26 PM |
| poster177 | $50.00 | $50.00 | 7/21/2010 3:41:19 PM |
| buukyak | $25.00 | $25.00 | 7/14/2010 5:14:05 PM |
| studious-bonus7 | $100.00 | $100.00 | 7/14/2010 5:19:51 PM |
| brightest-breathtaking-finance | $100.00 | $100.00 | 7/14/2010 5:20:33 PM |
| villagers | $25.00 | $25.00 | 7/14/2010 5:21:37 PM |
| ichibon | $100.00 | $100.00 | 7/14/2010 5:21:45 PM |
| FirstBank | $100.00 | $100.00 | 7/14/2010 5:23:16 PM |
| kulender | $25.00 | $25.00 | 7/14/2010 5:24:17 PM |
| Koorblow | $100.00 | $100.00 | 7/14/2010 5:24:51 PM |
| thestartuplender | $35.00 | $35.00 | 7/14/2010 5:24:13 PM |
| MSME | $50.00 | $50.00 | 7/14/2010 5:25:17 PM |
| first-upright-payout | $25.00 | $25.00 | 7/14/2010 5:26:41 PM |
| bchen78875 | $25.00 | $25.00 | 7/14/2010 5:26:58 PM |
| Banker7371 | $25.00 | $25.00 | 7/14/2010 5:27:29 PM |
| qtmspin | $25.00 | $25.00 | 7/14/2010 5:20:40 PM |
| anders94 | $25.00 | $25.00 | 7/14/2010 5:21:16 PM |
| generous-deal6 | $25.00 | $25.00 | 7/14/2010 5:23:07 PM |
| munnu | $25.00 | $25.00 | 7/14/2010 5:24:33 PM |
| Bio-physicist | $25.00 | $25.00 | 7/14/2010 10:06:29 PM |
| Havana21 | $75.00 | $75.00 | 7/14/2010 10:51:23 PM |
| George2384 | $25.00 | $25.00 | 7/15/2010 7:25:49 AM |
| exchange-defender | $25.00 | $25.00 | 7/15/2010 9:37:06 AM |
| social-conductor4 | $25.00 | $25.00 | 7/15/2010 6:26:23 AM |
| Gobsek | $25.00 | $25.00 | 7/15/2010 6:58:07 AM |
| kmwvma | $25.00 | $25.00 | 7/15/2010 11:09:35 AM |
| halothane_logic | $25.00 | $25.00 | 7/15/2010 9:51:38 AM |
| selector568 | $300.00 | $300.00 | 7/15/2010 9:52:24 AM |
| GElender | $30.60 | $30.60 | 7/15/2010 12:51:35 PM |
| masonn | $50.00 | $50.00 | 7/15/2010 10:44:29 AM |
| orgy63 | $25.00 | $25.00 | 7/15/2010 3:37:36 PM |
| jgar_O | $25.00 | $25.00 | 7/15/2010 3:50:45 PM |
| hrubinst | $25.00 | $25.00 | 7/15/2010 11:10:14 AM |
| Contact911 | $50.00 | $50.00 | 7/15/2010 3:56:31 PM |
| maldok1 | $25.00 | $25.00 | 7/15/2010 7:41:57 PM |
| raisingophelia | $25.00 | $25.00 | 7/16/2010 8:21:38 AM |
| cerebral-dollar773 | $50.00 | $50.00 | 7/16/2010 11:27:26 AM |
| UncleSafety | $50.00 | $50.00 | 7/16/2010 5:16:55 PM |
| kind-value-pouch | $50.00 | $50.00 | 7/16/2010 5:44:31 PM |
| tdinbranson | $50.00 | $50.00 | 7/17/2010 8:42:36 AM |
| ddamenace | $30.00 | $30.00 | 7/17/2010 8:44:19 AM |
| West_End_Local | $50.00 | $50.00 | 7/17/2010 6:23:49 AM |
| Debt-free-Southern-California | $28.44 | $28.44 | 7/17/2010 3:52:22 PM |
| SweetPea2 | $50.00 | $50.00 | 7/17/2010 9:16:44 PM |
| mmczech76 | $50.00 | $50.00 | 7/17/2010 8:55:53 PM |
| ccdirectt | $50.00 | $50.00 | 7/18/2010 10:21:00 AM |
| bondhedger | $25.00 | $25.00 | 7/18/2010 1:31:19 PM |
| CBTW | $25.00 | $25.00 | 7/18/2010 11:56:16 AM |
| Barky52 | $25.00 | $25.00 | 7/18/2010 2:27:27 PM |
| lender12345 | $25.00 | $25.00 | 7/18/2010 9:03:11 PM |
| Sven79 | $50.00 | $50.00 | 7/19/2010 10:11:35 AM |
| dhe50 | $25.00 | $25.00 | 7/19/2010 10:25:32 AM |
| favorite-commerce | $50.00 | $50.00 | 7/19/2010 11:26:38 AM |
| honorable-vigilance | $100.00 | $100.00 | 7/19/2010 8:56:25 AM |
| otalon | $25.00 | $25.00 | 7/19/2010 11:44:49 AM |
| mammalian4 | $50.00 | $50.00 | 7/19/2010 2:41:42 PM |
| blue-dollar-viking | $50.00 | $50.00 | 7/19/2010 5:21:59 PM |
| Hotrod52 | $25.00 | $25.00 | 7/19/2010 6:20:07 PM |
| wonderous-power | $25.00 | $25.00 | 7/20/2010 3:19:54 AM |
| principal-bull | $25.00 | $25.00 | 7/19/2010 6:27:15 PM |
| Kelor99 | $25.00 | $25.00 | 7/19/2010 6:28:45 PM |
| billnsc | $25.00 | $25.00 | 7/20/2010 8:20:55 AM |
| The-Lighthouse-Group | $25.00 | $25.00 | 7/20/2010 8:55:21 AM |
| poster177 | $50.00 | $50.00 | 7/20/2010 1:00:42 PM |
| integrity-cowbell | $25.00 | $25.00 | 7/20/2010 5:50:08 PM |
| tutnyce | $50.00 | $50.00 | 7/20/2010 6:17:41 PM |
| spiff666 | $25.00 | $25.00 | 7/20/2010 7:34:55 PM |
| yield-quest | $125.00 | $125.00 | 7/20/2010 10:09:20 PM |
| joyful-power9 | $25.00 | $25.00 | 7/20/2010 10:26:24 PM |
| KingCroesus | $25.00 | $25.00 | 7/21/2010 12:25:49 AM |
| quantumwellguy | $50.00 | $50.00 | 7/20/2010 4:42:30 PM |
| market-jam | $33.70 | $33.70 | 7/21/2010 2:13:37 AM |
| point-berserker | $25.00 | $25.00 | 7/20/2010 5:19:15 PM |
| Jollyrancher | $200.00 | $200.00 | 7/21/2010 3:06:08 AM |
| exact-peso2 | $25.00 | $25.00 | 7/20/2010 5:53:37 PM |
| dammage | $25.00 | $25.00 | 7/21/2010 3:52:07 AM |
| Spkthewrd3 | $25.00 | $25.00 | 7/21/2010 6:28:49 AM |
| loyalist1 | $100.00 | $100.00 | 7/21/2010 7:30:01 AM |
| bold-enriching-capital | $44.74 | $44.74 | 7/21/2010 8:15:35 AM |
| green-safe-wampum | $70.00 | $70.00 | 7/20/2010 11:31:37 PM |
| fascinating-social1 | $25.00 | $25.00 | 7/21/2010 8:39:08 AM |
| martymaniaman | $50.00 | $50.00 | 7/21/2010 5:51:32 AM |
| ikaika1 | $50.00 | $50.00 | 7/21/2010 6:34:38 AM |
| grampy48 | $25.00 | $25.00 | 7/21/2010 9:41:19 AM |
| bughead | $25.00 | $25.00 | 7/21/2010 9:48:05 AM |
| jcw3rd | $25.00 | $25.00 | 7/21/2010 7:11:36 AM |
| CACO_Bank | $25.00 | $25.00 | 7/21/2010 9:10:17 AM |
| 1phantom | $33.14 | $33.14 | 7/21/2010 9:12:49 AM |
| Midg | $25.00 | $25.00 | 7/21/2010 9:22:35 AM |
| trufan49 | $50.00 | $50.00 | 7/21/2010 12:39:34 PM |
| dpries123 | $25.00 | $25.00 | 7/21/2010 1:00:35 PM |
| slwholesales | $44.60 | $44.60 | 7/21/2010 2:02:01 PM |
| jimmya | $25.45 | $25.45 | 7/21/2010 1:46:38 PM |
| DasMula | $25.00 | $25.00 | 7/21/2010 3:25:27 PM |
| DasMula | $25.00 | $25.00 | 7/21/2010 3:23:54 PM |
| BrighterSuns | $25.00 | $25.00 | 7/21/2010 4:31:39 PM |
| yield-captain | $25.00 | $25.00 | 7/21/2010 4:57:42 PM |
| encore739 | $25.00 | $25.00 | 7/21/2010 5:08:52 PM |
| rich329 | $25.00 | $25.00 | 7/21/2010 5:10:09 PM |
| 180 bids
|
Borrower Payment Dependent Notes Series
465400
This series of Notes was issued and sold upon the funding of the borrower loan #43557, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jul-07-2010 |
| |
Auction end date:
| Jul-14-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $191.36 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $191.36 |
| |
|
Auction yield range:
| 3.93% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 18% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 12
/
11 | Length of status: | 5y 11m |
|
Credit score:
| 720-739 (Jul-2010) |
Total credit lines:
| 19 |
Occupation: | Accountant/CPA |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $30,032 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 67% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| upbeat-benefit0 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Selling depreciated home
Purpose of loan:
This loan will be used to allow me to accept an offer on my home that is below what I owe on the mortgage.? The market will not allow me to get any more money for the home at this point and I'm moving in with a current homeowner to pay off all bills.
My financial situation:
I am a good candidate for this loan because I make plenty of money to pay off this loan quickly and on time.? I have excellent credit and am just using this loan to ensure I am covered in cash at closing.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| tekkie2412 | $50.00 | $50.00 | 7/7/2010 4:26:25 PM |
| jangalt | $72.00 | $72.00 | 7/7/2010 4:26:34 PM |
| AmericanCredit | $25.00 | $25.00 | 7/7/2010 4:29:09 PM |
| meenan | $25.00 | $25.00 | 7/7/2010 4:29:17 PM |
| Tc11902 | $25.00 | $25.00 | 7/7/2010 4:26:01 PM |
| bountiful-durability | $100.00 | $100.00 | 7/7/2010 4:26:12 PM |
| discrete-asset | $25.00 | $25.00 | 7/7/2010 4:31:03 PM |
| delicious-social132 | $35.00 | $35.00 | 7/7/2010 4:31:14 PM |
| treasure-hunter270 | $25.00 | $25.00 | 7/7/2010 4:27:06 PM |
| interest-jedi0 | $50.00 | $50.00 | 7/7/2010 4:27:17 PM |
| inspired-contract9 | $50.00 | $50.00 | 7/7/2010 4:28:29 PM |
| alpinaut | $25.00 | $25.00 | 7/7/2010 4:29:25 PM |
| radforj22 | $50.00 | $50.00 | 7/7/2010 4:29:39 PM |
| clean-loyalty | $25.00 | $25.00 | 7/7/2010 4:29:58 PM |
| pakrbkr | $50.00 | $50.00 | 7/7/2010 4:35:14 PM |
| sammyhammy | $25.00 | $25.00 | 7/7/2010 4:35:40 PM |
| harty | $46.75 | $46.75 | 7/7/2010 4:30:39 PM |
| Philolend | $25.00 | $25.00 | 7/7/2010 4:36:05 PM |
| qtmspin | $25.00 | $25.00 | 7/7/2010 4:31:07 PM |
| credit-coach118 | $40.00 | $40.00 | 7/7/2010 4:36:45 PM |
| blackstar | $25.00 | $25.00 | 7/7/2010 4:37:41 PM |
| simplelender80 | $100.00 | $100.00 | 7/7/2010 4:26:18 PM |
| affluence-pumpkin0 | $25.00 | $25.00 | 7/7/2010 4:37:50 PM |
| villagers | $25.00 | $25.00 | 7/7/2010 4:38:01 PM |
| jt88 | $25.00 | $25.00 | 7/7/2010 4:38:40 PM |
| mlopez2007 | $25.00 | $25.00 | 7/7/2010 4:27:13 PM |
| Avala | $50.00 | $50.00 | 7/7/2010 4:27:48 PM |
| orderly-loot | $25.00 | $25.00 | 7/7/2010 4:48:15 PM |
| american6 | $25.00 | $25.00 | 7/7/2010 4:27:57 PM |
| proper-p2p6 | $100.00 | $100.00 | 7/7/2010 4:28:51 PM |
| nybanker85 | $75.00 | $75.00 | 7/7/2010 4:35:26 PM |
| Supernick | $50.00 | $50.00 | 7/7/2010 4:50:08 PM |
| logical-loyalty0 | $50.00 | $50.00 | 7/7/2010 4:36:25 PM |
| UT-Longhorn | $25.00 | $25.00 | 7/7/2010 4:36:42 PM |
| Carpetkid | $50.00 | $50.00 | 7/7/2010 4:36:54 PM |
| tech310 | $100.00 | $100.00 | 7/7/2010 4:30:55 PM |
| LendGuy | $40.00 | $40.00 | 7/7/2010 4:38:15 PM |
| dough-collector0 | $50.00 | $50.00 | 7/7/2010 4:38:17 PM |
| Vegasjim | $25.00 | $25.00 | 7/7/2010 4:51:58 PM |
| kenji4861 | $25.00 | $25.00 | 7/7/2010 4:48:55 PM |
| bchen78875 | $50.00 | $50.00 | 7/7/2010 4:34:25 PM |
| bid-czar8 | $100.00 | $100.00 | 7/7/2010 4:49:30 PM |
| Underzenith85 | $25.00 | $25.00 | 7/7/2010 4:34:50 PM |
| VWA_to_the_Rescue | $25.00 | $25.00 | 7/7/2010 4:35:05 PM |
| figs4u2 | $25.00 | $25.00 | 7/7/2010 5:36:21 PM |
| nickel-ferret | $25.00 | $25.00 | 7/7/2010 4:50:06 PM |
| ichibon | $75.00 | $75.00 | 7/7/2010 4:50:17 PM |
| hookUup | $25.00 | $25.00 | 7/7/2010 4:50:23 PM |
| Vreet | $50.00 | $50.00 | 7/7/2010 4:51:10 PM |
| gracej | $25.00 | $25.00 | 7/7/2010 4:51:29 PM |
| green-radiant-durability | $50.00 | $50.00 | 7/7/2010 4:52:15 PM |
| UncleTupelo2 | $25.00 | $25.00 | 7/7/2010 6:44:13 PM |
| trustworthy-fairness | $50.00 | $50.00 | 7/7/2010 4:38:35 PM |
| achillesa | $25.00 | $25.00 | 7/7/2010 4:52:37 PM |
| m3498 | $25.00 | $25.00 | 7/7/2010 6:44:32 PM |
| fiscal65 | $25.00 | $25.00 | 7/7/2010 6:44:34 PM |
| alverado | $39.39 | $39.39 | 7/7/2010 6:44:37 PM |
| successful-euro | $30.00 | $30.00 | 7/7/2010 4:52:51 PM |
| upc_tnt | $25.00 | $25.00 | 7/7/2010 6:44:45 PM |
| riproaringrapids | $25.00 | $25.00 | 7/7/2010 4:48:09 PM |
| RandyL3 | $25.00 | $25.00 | 7/7/2010 4:54:04 PM |
| ferocious-exchange3 | $25.00 | $25.00 | 7/7/2010 4:49:43 PM |
| brightest-affluence-motivator | $100.00 | $100.00 | 7/7/2010 4:50:34 PM |
| zielojo | $25.00 | $25.00 | 7/7/2010 4:50:54 PM |
| overflowinglife | $25.00 | $25.00 | 7/7/2010 4:51:04 PM |
| pragmatic-camaraderi | $25.00 | $25.00 | 7/7/2010 6:44:14 PM |
| CaptainBlueberry | $25.00 | $25.00 | 7/7/2010 4:51:36 PM |
| Aeroman32 | $25.00 | $25.00 | 7/7/2010 6:44:17 PM |
| nestegg4e | $25.00 | $25.00 | 7/7/2010 6:44:19 PM |
| antlr | $25.00 | $25.00 | 7/7/2010 4:51:44 PM |
| authentic-diversification | $25.00 | $25.00 | 7/7/2010 6:44:22 PM |
| influential-compassion9 | $50.00 | $50.00 | 7/7/2010 6:44:25 PM |
| esabzb | $25.00 | $25.00 | 7/7/2010 6:44:40 PM |
| Headhunter14 | $25.00 | $23.86 | 7/7/2010 6:44:47 PM |
| thoughtful-community7 | $25.00 | $25.00 | 7/7/2010 4:52:08 PM |
| Winsten | $50.00 | $50.00 | 7/7/2010 6:43:29 PM |
| martalli | $25.00 | $25.00 | 7/7/2010 6:44:23 PM |
| RG | $35.00 | $35.00 | 7/7/2010 6:44:39 PM |
| ethicalhumanist | $25.00 | $25.00 | 7/8/2010 6:11:44 PM |
| Astyanax | $25.00 | $25.00 | 7/13/2010 12:41:30 PM |
| Dollars4Rent | $25.00 | $25.00 | 7/13/2010 8:49:28 PM |
| gotwins | $130.00 | $130.00 | 7/13/2010 9:22:04 PM |
| porwestco | $25.00 | $25.00 | 7/14/2010 6:41:48 AM |
| leverage-monger | $25.00 | $25.00 | 7/14/2010 9:46:14 AM |
| qkinger | $50.00 | $50.00 | 7/14/2010 3:17:22 PM |
| the-transaction-stronghold | $50.00 | $50.00 | 7/7/2010 4:26:44 PM |
| tntmojave | $25.00 | $25.00 | 7/7/2010 4:27:26 PM |
| moneyfriend | $50.00 | $50.00 | 7/7/2010 4:29:50 PM |
| liberty-destiny3 | $25.00 | $25.00 | 7/7/2010 4:29:55 PM |
| jengachamp | $25.00 | $25.00 | 7/7/2010 4:30:11 PM |
| brightest-breathtaking-finance | $100.00 | $100.00 | 7/7/2010 4:30:33 PM |
| commerce-voyager | $25.00 | $25.00 | 7/7/2010 4:30:43 PM |
| loot-heart | $50.00 | $50.00 | 7/7/2010 4:26:56 PM |
| 1800porsche | $25.00 | $25.00 | 7/7/2010 4:35:50 PM |
| noble-revenue | $50.00 | $50.00 | 7/7/2010 4:35:58 PM |
| new-social-economist | $25.00 | $25.00 | 7/7/2010 4:36:29 PM |
| KileNSmyth4 | $25.00 | $25.00 | 7/7/2010 4:36:49 PM |
| orgy63 | $25.00 | $25.00 | 7/7/2010 4:25:42 PM |
| FlexFunding | $100.00 | $100.00 | 7/7/2010 4:37:31 PM |
| personal-lender | $25.00 | $25.00 | 7/7/2010 4:25:59 PM |
| studious-bonus7 | $50.00 | $50.00 | 7/7/2010 4:27:37 PM |
| serpentine | $50.00 | $50.00 | 7/7/2010 4:47:37 PM |
| anders94 | $25.00 | $25.00 | 7/7/2010 4:34:59 PM |
| SCTrojangirl | $25.00 | $25.00 | 7/7/2010 4:28:47 PM |
| bold-durability-drum | $50.00 | $50.00 | 7/7/2010 4:49:23 PM |
| ddog0224 | $25.00 | $25.00 | 7/7/2010 4:49:57 PM |
| Algaes | $50.00 | $50.00 | 7/7/2010 4:50:02 PM |
| kind-unassuming-fund | $25.00 | $25.00 | 7/7/2010 4:50:28 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 7/7/2010 4:50:46 PM |
| leftcoast52 | $25.00 | $25.00 | 7/7/2010 4:37:22 PM |
| SNH | $75.00 | $75.00 | 7/7/2010 4:30:50 PM |
| moola-rose8 | $50.00 | $50.00 | 7/7/2010 4:51:51 PM |
| BlindProphet | $25.00 | $25.00 | 7/7/2010 4:31:20 PM |
| resource777 | $50.00 | $50.00 | 7/7/2010 4:38:22 PM |
| TheGrayFox | $25.00 | $25.00 | 7/7/2010 4:38:46 PM |
| DonaldColorado | $25.00 | $25.00 | 7/7/2010 4:46:51 PM |
| Comoparklender | $50.00 | $50.00 | 7/7/2010 4:48:50 PM |
| ray1051 | $50.00 | $50.00 | 7/7/2010 4:49:39 PM |
| skvat | $25.00 | $25.00 | 7/7/2010 4:49:46 PM |
| moola-man | $30.00 | $30.00 | 7/7/2010 4:36:19 PM |
| jrbill1998 | $50.00 | $50.00 | 7/7/2010 4:36:38 PM |
| red-trade-cologne | $25.00 | $25.00 | 7/7/2010 4:51:48 PM |
| first-restless-payout | $50.00 | $50.00 | 7/7/2010 4:51:54 PM |
| panegryst | $25.00 | $25.00 | 7/7/2010 6:44:12 PM |
| wampum-dogwood2 | $50.00 | $50.00 | 7/7/2010 6:44:16 PM |
| Jack1966 | $25.00 | $25.00 | 7/7/2010 6:44:29 PM |
| elasermd | $50.00 | $50.00 | 7/7/2010 6:44:33 PM |
| sf-funder | $25.00 | $25.00 | 7/7/2010 6:44:35 PM |
| axl163 | $25.00 | $25.00 | 7/7/2010 6:44:42 PM |
| rescue | $50.00 | $50.00 | 7/7/2010 4:48:35 PM |
| dharma1 | $25.00 | $25.00 | 7/7/2010 4:48:45 PM |
| Havana21 | $25.00 | $25.00 | 7/7/2010 4:49:52 PM |
| julijask | $25.00 | $25.00 | 7/7/2010 4:50:52 PM |
| j2ee | $25.00 | $25.00 | 7/7/2010 4:51:02 PM |
| syounker | $25.00 | $25.00 | 7/7/2010 4:51:18 PM |
| first-upright-payout | $50.00 | $50.00 | 7/7/2010 6:44:15 PM |
| RMB-Investments | $50.00 | $50.00 | 7/7/2010 4:51:39 PM |
| acsej | $25.00 | $25.00 | 7/7/2010 6:44:18 PM |
| simpy | $25.00 | $25.00 | 7/7/2010 6:44:19 PM |
| influential-gain | $25.00 | $25.00 | 7/7/2010 6:44:24 PM |
| winlender | $25.00 | $25.00 | 7/7/2010 6:44:30 PM |
| cash-queen | $50.00 | $50.00 | 7/7/2010 6:44:38 PM |
| littlemonkey | $25.00 | $25.00 | 7/7/2010 6:44:46 PM |
| wwwUniversal | $25.00 | $25.00 | 7/7/2010 6:53:09 PM |
| sanych | $50.00 | $50.00 | 7/7/2010 6:44:17 PM |
| gallant-economy9 | $25.00 | $25.00 | 7/7/2010 6:44:21 PM |
| chillware | $25.00 | $25.00 | 7/7/2010 6:44:27 PM |
| MO_Investor | $25.00 | $25.00 | 7/7/2010 6:44:31 PM |
| dmitriy2 | $25.00 | $25.00 | 7/9/2010 1:11:01 PM |
| Barrayaran | $25.00 | $25.00 | 7/12/2010 6:04:54 AM |
| market-assembler | $50.00 | $50.00 | 7/13/2010 2:51:04 PM |
| justinology | $28.00 | $28.00 | 7/13/2010 6:41:31 PM |
| Jollyrancher | $200.00 | $200.00 | 7/13/2010 9:42:56 PM |
| gpuck | $25.00 | $25.00 | 7/13/2010 5:39:41 PM |
| 154 bids
|
Borrower Payment Dependent Notes Series
465412
This series of Notes was issued and sold upon the funding of the borrower loan #43622, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,200.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jul-07-2010 |
| |
Auction end date:
| Jul-14-2010 |
|
|
Starting lender yield:
| 26.33% |
Starting borrower rate/APR:
| 27.33% / 29.67% |
Starting monthly payment:
| $213.21 |
|
Final lender yield:
| 26.00% |
Final borrower rate/APR:
| 27.00% / 29.33% |
Final monthly payment:
| $212.29 |
| |
|
Auction yield range:
| 10.93% - 26.33% |
Estimated loss impact:
| 10.65% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.35% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-1990 |
Debt/Income ratio:
| 14% |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 8
/
8 | Length of status: | 17y 9m |
|
Credit score:
| 720-739 (Jun-2010) |
Total credit lines:
| 30 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $42,593 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 15 | | | | |
|
Screen name:
| pellet |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 17 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Aug-2009)
660-679
(Apr-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 17 | | |
Description
debt consolidation
Purpose of loan:
This loan will be used to?consolidate credit cards and loans
My financial situation:
I am a good candidate for this loan because I pay my debts on time especially my prosper accounts.? Infact I prefer it to automatically come out of my account by prosper.? My previous loan was paid early.? I?also loan on prosper and expect payments to be on time.? We all work hard for our money.? I prefer to pay people like me rather than credit cards or loans from banks.? We got into this situation because the economy took a dive and my daughter and husband and 2 children?moved in with us when they lost their jobs.? My daughter has a job lined up for January?when she finishes her internship and will contribute to the household income until what it cost them to move in is paid in full.? We have a 2 family house.? Our situation will loosen up and be back to normal?in January.? By taking my daughters family in should prove that our morales are to take care of our own cost of living and not pass it on to tax payers with public assistance.? We will pay this loan in full.? Thank you for your consideration.?
Monthly net income: $ 5600
Monthly expenses: $?4820
??Housing: $ 3200
??Insurance: $ 250
??Car expenses: $ 230
??Utilities: $ 130
??Phone, cable, internet: $ 200
??Food, entertainment: $ 600
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 110
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
JGuide has bid a total of
$256.42 in winning bids.
"Fellow Lender with ~$500 invested, prior borrower and 700+ Credit score!!! I am bidding! (Contact info verified)"
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
Q:
What is your occupation?
Is there another wage-earner in the household?
Your listing shows BcdU at 0% and RCB at +42K. For what is the debt of 42K? Do you use credit cards? What other loans do you have?
Thanks. - Eaglehigh
A:
I am a Utility System Operator/Repair Foreman at a prison. My wife works as a Kindergarden teacher for the city of NY. The $42K is a second mortgage I regret taking out. The only credit cards I have is a sears card I bought a dryer with which we canceled and an express card which is a clothing store. I use the card in Aug. for school clothes then it gets paid off in Sept. Its done this way because I have to buy the school clothes anyway and it doesn't hurt my credit. My space is limited here.
(Jul-10-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| asset-professor | $50.00 | $50.00 | 7/7/2010 4:41:02 PM |
| investment-daydream | $25.00 | $25.00 | 7/7/2010 4:52:39 PM |
| payment-halo | $25.00 | $25.00 | 7/8/2010 11:38:08 AM |
| JustMee | $25.00 | $25.00 | 7/8/2010 6:32:04 PM |
| power-secret-agent | $25.00 | $25.00 | 7/9/2010 3:30:01 AM |
| BrighterSuns | $25.00 | $25.00 | 7/9/2010 9:31:52 PM |
| JGuide | $256.42 | $256.42 | 7/10/2010 8:13:18 AM |
| Kash2010lu | $25.00 | $25.00 | 7/10/2010 9:47:55 AM |
| Serpent2801 | $29.09 | $29.09 | 7/10/2010 4:58:34 PM |
| Eaglehigh | $25.00 | $25.00 | 7/10/2010 7:06:29 PM |
| alexgalt | $100.00 | $100.00 | 7/10/2010 9:59:19 AM |
| lender12345 | $25.00 | $25.00 | 7/11/2010 11:39:17 AM |
| new-smart-fund | $50.00 | $50.00 | 7/12/2010 7:31:56 AM |
| sweetlan | $25.00 | $25.00 | 7/12/2010 2:57:16 PM |
| supreme-hope | $25.00 | $25.00 | 7/13/2010 7:06:22 AM |
| reflective-rupee | $50.00 | $50.00 | 7/13/2010 7:43:33 PM |
| brother_tam | $350.00 | $350.00 | 7/13/2010 8:57:05 PM |
| credit-coach118 | $65.00 | $65.00 | 7/13/2010 9:03:57 PM |
| NekHoldings | $25.00 | $25.00 | 7/14/2010 5:11:27 AM |
| twjh | $25.00 | $25.00 | 7/14/2010 7:03:35 AM |
| reflective-rupee | $50.00 | $50.00 | 7/13/2010 7:43:57 PM |
| JJ-Loans | $50.00 | $50.00 | 7/14/2010 9:37:58 AM |
| usedtoborrow | $100.00 | $100.00 | 7/13/2010 9:01:18 PM |
| brightest-dignified-penny | $25.00 | $25.00 | 7/14/2010 10:56:29 AM |
| momentous-gold | $25.00 | $25.00 | 7/14/2010 11:06:37 AM |
| MStackIV | $25.00 | $25.00 | 7/14/2010 11:50:26 AM |
| vigilance-searcher | $25.00 | $25.00 | 7/14/2010 11:19:24 AM |
| DasMula | $25.00 | $25.00 | 7/14/2010 1:51:19 PM |
| grnii78 | $146.46 | $146.46 | 7/14/2010 8:11:54 AM |
| DasMula | $25.00 | $25.00 | 7/14/2010 1:51:36 PM |
| bondhedger | $25.00 | $25.00 | 7/14/2010 2:23:28 PM |
| whatreality | $50.00 | $50.00 | 7/14/2010 10:09:23 AM |
| FinanceEngine | $25.00 | $25.00 | 7/14/2010 10:59:35 AM |
| icanhasloanz | $25.00 | $25.00 | 7/14/2010 1:40:51 PM |
| shrewd-asset | $25.00 | $25.00 | 7/14/2010 3:35:51 PM |
| clipper271 | $25.00 | $25.00 | 7/14/2010 1:50:23 PM |
| boo_hoo | $50.00 | $50.00 | 7/14/2010 4:12:58 PM |
| revenue-appraiser | $25.91 | $25.91 | 7/14/2010 3:43:49 PM |
| b-rent | $25.00 | $25.00 | 7/14/2010 4:23:43 PM |
| fortytwo | $200.00 | $200.00 | 7/7/2010 4:52:49 PM |
| top-courteous-peso | $25.00 | $25.00 | 7/7/2010 9:16:43 PM |
| ready-interest9 | $25.00 | $25.00 | 7/7/2010 11:20:12 PM |
| AlexTrep | $25.00 | $25.00 | 7/8/2010 4:53:44 PM |
| SFBank | $200.00 | $200.00 | 7/9/2010 4:39:06 PM |
| mrxtravis | $100.23 | $100.23 | 7/10/2010 10:50:35 PM |
| loanman2007 | $200.00 | $200.00 | 7/12/2010 7:27:45 AM |
| well-mannered-income3 | $60.00 | $60.00 | 7/13/2010 4:20:05 PM |
| foldingbenny2 | $51.00 | $51.00 | 7/13/2010 4:53:05 PM |
| dynrep | $50.00 | $50.00 | 7/13/2010 6:55:40 PM |
| red-favorable-basis | $25.00 | $25.00 | 7/13/2010 7:19:17 PM |
| reflective-rupee | $50.00 | $50.00 | 7/13/2010 7:43:47 PM |
| golffish2 | $100.00 | $100.00 | 7/14/2010 7:05:17 AM |
| houli123 | $2,000.00 | $1,265.62 | 7/14/2010 7:01:09 AM |
| bonus-quark4 | $25.00 | $25.00 | 7/14/2010 8:30:01 AM |
| hellasow | $50.00 | $50.00 | 7/14/2010 8:22:58 AM |
| Leshan | $200.00 | $200.00 | 7/14/2010 8:48:31 AM |
| thomas16882004 | $25.00 | $25.00 | 7/13/2010 9:01:19 PM |
| leverage-monger | $25.00 | $25.00 | 7/14/2010 9:44:44 AM |
| patriot384 | $150.00 | $150.00 | 7/14/2010 10:31:26 AM |
| market-pudding | $35.27 | $35.27 | 7/14/2010 1:49:32 PM |
| p2ploan-sensation211 | $25.00 | $25.00 | 7/14/2010 2:57:04 PM |
| cash-arboretum | $50.00 | $50.00 | 7/14/2010 1:18:54 PM |
| shrewd-asset | $25.00 | $25.00 | 7/14/2010 3:33:55 PM |
| DasMula | $25.00 | $25.00 | 7/14/2010 1:51:03 PM |
| mammalian4 | $50.00 | $50.00 | 7/14/2010 4:24:17 PM |
| Bob450 | $40.00 | $40.00 | 7/14/2010 4:08:09 PM |
| hillerod | $25.00 | $25.00 | 7/14/2010 2:39:36 PM |
| wwwUniversal | $25.00 | $25.00 | 7/14/2010 3:52:56 PM |
| goodhearted-basis4 | $25.00 | $25.00 | 7/14/2010 4:16:58 PM |
| 69 bids
|
Borrower Payment Dependent Notes Series
465690
This series of Notes was issued and sold upon the funding of the borrower loan #43645, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jul-08-2010 |
| |
Auction end date:
| Jul-15-2010 |
|
|
Starting lender yield:
| 26.25% |
Starting borrower rate/APR:
| 27.25% / 29.59% |
Starting monthly payment:
| $286.72 |
|
Final lender yield:
| 26.25% |
Final borrower rate/APR:
| 27.25% / 29.59% |
Final monthly payment:
| $286.72 |
| |
|
Auction yield range:
| 10.93% - 26.25% |
Estimated loss impact:
| 10.65% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 36% |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 14
/
12 | Length of status: | 2y 0m |
|
Credit score:
| 760-779 (Jul-2010) |
Total credit lines:
| 47 |
Occupation: | Clerical |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $13,480 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $2,081 |
Bankcard utilization:
| 31% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| priceless-bonus |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
To be debt free forever
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?my goal is to pay it off in a year and half.
Monthly net income: $
Monthly expenses: $
??Housing: $ 0
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 400
??Phone, cable, internet: $ 228
??Food, entertainment: $ 100
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 380
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please explain the current delinquency shown on your Prosper credit profile. Thanks and best wishes. - reflective-rupee
A:
Hello Reflective-Rupee,
Thank you for your inquiry. Due to poor financial planning at early age, I dove into the world of credit without doing any research. As years went on, Credit cards became by best friends. I was able to buy everything and anything and before I knew it I was in debt. I paid off the debt but then never sat down and laid out a financial plan. It wasn't I was all on my own away from family and friends that I figured out that credit cards were not my friends long ago.
(Jul-09-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| reward-walnut | $25.00 | $25.00 | 7/8/2010 4:01:50 PM |
| Katburg | $25.00 | $25.00 | 7/8/2010 4:02:03 PM |
| meteoric-asset4 | $25.00 | $25.00 | 7/8/2010 4:02:16 PM |
| bonus-zone | $25.00 | $25.00 | 7/8/2010 4:03:08 PM |
| rupee-artisan | $25.00 | $25.00 | 7/8/2010 4:03:25 PM |
| asset-equilibrium0 | $50.00 | $50.00 | 7/8/2010 4:03:32 PM |
| burrito6 | $25.00 | $25.00 | 7/8/2010 4:03:36 PM |
| Artist_Blue | $25.00 | $25.00 | 7/8/2010 4:03:57 PM |
| orderly-loot | $25.00 | $25.00 | 7/8/2010 4:04:45 PM |
| money-bauble | $75.00 | $75.00 | 7/8/2010 4:04:51 PM |
| murlirao2002 | $25.00 | $25.00 | 7/8/2010 4:05:27 PM |
| OCedHrt | $31.60 | $31.60 | 7/8/2010 4:05:38 PM |
| point-shooter | $25.00 | $25.00 | 7/8/2010 4:06:50 PM |
| IntrepidInvestment | $50.00 | $50.00 | 7/8/2010 4:06:56 PM |
| best-point-flow | $50.00 | $50.00 | 7/8/2010 4:07:02 PM |
| valiant-liberty4 | $25.00 | $25.00 | 7/8/2010 4:07:11 PM |
| brother_tam | $50.00 | $50.00 | 7/8/2010 4:08:40 PM |
| opie4624 | $25.00 | $25.00 | 7/8/2010 4:01:47 PM |
| Havana21 | $25.00 | $25.00 | 7/8/2010 4:09:04 PM |
| MADAOO7 | $50.00 | $50.00 | 7/8/2010 4:09:14 PM |
| dschaaf | $25.00 | $25.00 | 7/8/2010 4:02:54 PM |
| Pman | $25.00 | $25.00 | 7/8/2010 4:09:22 PM |
| cbz | $25.00 | $25.00 | 7/8/2010 4:03:27 PM |
| PRGuyinVA | $25.00 | $25.00 | 7/8/2010 4:03:33 PM |
| actvtrdr | $35.00 | $35.00 | 7/8/2010 4:03:41 PM |
| RebuildALife | $25.00 | $25.00 | 7/8/2010 4:03:49 PM |
| sanych | $25.00 | $25.00 | 7/8/2010 4:04:14 PM |
| Dubbs360 | $50.00 | $50.00 | 7/8/2010 4:04:20 PM |
| Rattlehead | $25.00 | $25.00 | 7/8/2010 4:10:25 PM |
| washboard1 | $100.00 | $100.00 | 7/8/2010 4:05:31 PM |
| jml3482 | $25.00 | $25.00 | 7/8/2010 4:05:39 PM |
| desertoasis | $25.00 | $25.00 | 7/8/2010 4:11:32 PM |
| market-walnut5 | $50.00 | $50.00 | 7/8/2010 4:11:39 PM |
| zorg77 | $25.00 | $25.00 | 7/8/2010 4:06:59 PM |
| AF-Chief | $28.00 | $28.00 | 7/8/2010 4:07:05 PM |
| MoneyLender72 | $50.00 | $50.00 | 7/8/2010 4:07:09 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 7/8/2010 4:07:20 PM |
| kmr2 | $100.00 | $100.00 | 7/8/2010 4:08:36 PM |
| gelidfrank | $25.00 | $25.00 | 7/8/2010 4:08:46 PM |
| tech310 | $50.00 | $50.00 | 7/8/2010 4:09:07 PM |
| jengachamp | $25.00 | $25.00 | 7/8/2010 4:10:44 PM |
| easybreezy | $25.00 | $25.00 | 7/8/2010 4:11:05 PM |
| power-pagoda | $25.00 | $25.00 | 7/8/2010 4:11:41 PM |
| a-special-power | $25.00 | $25.00 | 7/8/2010 4:02:24 PM |
| Lam0nt | $25.00 | $25.00 | 7/8/2010 4:02:45 PM |
| javajo22 | $25.00 | $25.00 | 7/8/2010 4:03:11 PM |
| keeminn | $37.93 | $37.93 | 7/8/2010 4:03:19 PM |
| AGSLending | $25.00 | $25.00 | 7/8/2010 4:03:24 PM |
| famous-bill | $50.00 | $50.00 | 7/8/2010 4:03:31 PM |
| bre56 | $25.00 | $25.00 | 7/8/2010 4:03:39 PM |
| wampum-chorus3 | $25.00 | $25.00 | 7/8/2010 4:03:43 PM |
| Comoparklender | $25.00 | $25.00 | 7/8/2010 4:03:52 PM |
| credit-wheel7 | $25.00 | $25.00 | 7/8/2010 4:04:17 PM |
| commerce-handshake | $25.00 | $25.00 | 7/8/2010 4:04:21 PM |
| autonomous-basis | $25.00 | $25.00 | 7/8/2010 4:04:24 PM |
| gallant-economy9 | $25.00 | $25.00 | 7/8/2010 4:05:33 PM |
| reflective-rupee | $25.00 | $25.00 | 7/8/2010 6:10:40 PM |
| loan-genie88 | $25.00 | $25.00 | 7/8/2010 4:06:50 PM |
| autonomous-truth | $25.00 | $25.00 | 7/8/2010 4:07:04 PM |
| simplelender80 | $50.00 | $50.00 | 7/8/2010 4:09:10 PM |
| first-upright-payout | $25.00 | $25.00 | 7/8/2010 4:10:17 PM |
| soulful-truth | $1,000.00 | $1,000.00 | 7/8/2010 4:10:22 PM |
| reflective-rupee | $25.00 | $25.00 | 7/8/2010 6:08:50 PM |
| logical-loyalty0 | $25.00 | $25.00 | 7/8/2010 4:11:43 PM |
| green-rapid-openness | $50.00 | $50.00 | 7/9/2010 5:45:12 PM |
| irrelevant | $25.00 | $25.00 | 7/9/2010 8:56:53 PM |
| point-berserker | $25.00 | $25.00 | 7/12/2010 3:53:39 AM |
| ChrisKwan | $25.00 | $25.00 | 7/12/2010 4:12:08 PM |
| ethicalhumanist | $25.00 | $25.00 | 7/13/2010 5:35:25 PM |
| principal-star | $25.00 | $25.00 | 7/13/2010 6:13:35 PM |
| bold-dynamic-silver | $25.00 | $25.00 | 7/13/2010 8:12:21 PM |
| sensational-peace6 | $50.00 | $50.00 | 7/14/2010 7:36:04 AM |
| Free-the-usa-1776 | $25.00 | $25.00 | 7/14/2010 6:54:27 PM |
| Leshan | $25.00 | $25.00 | 7/14/2010 6:29:02 PM |
| credit-missile | $25.00 | $25.00 | 7/14/2010 7:51:28 PM |
| micsupra | $50.00 | $50.00 | 7/14/2010 8:24:53 PM |
| orange-pound-party | $30.00 | $30.00 | 7/14/2010 8:32:30 PM |
| credit-missile | $25.00 | $25.00 | 7/15/2010 2:30:56 AM |
| patriot384 | $100.00 | $100.00 | 7/15/2010 6:05:43 AM |
| Bob450 | $25.00 | $25.00 | 7/15/2010 8:54:01 AM |
| squarebob | $25.00 | $25.00 | 7/15/2010 8:59:29 AM |
| squarebob | $25.00 | $25.00 | 7/15/2010 8:59:58 AM |
| vigilance-searcher | $25.00 | $25.00 | 7/14/2010 8:32:23 PM |
| fervent-commerce | $25.00 | $25.00 | 7/15/2010 9:43:17 AM |
| credit-missile | $25.00 | $25.00 | 7/15/2010 12:12:48 AM |
| credit-missile | $25.00 | $25.00 | 7/15/2010 1:03:45 AM |
| druidpoet | $25.00 | $25.00 | 7/15/2010 10:39:52 AM |
| umfan123 | $25.00 | $25.00 | 7/15/2010 7:56:44 AM |
| Pu239 | $60.00 | $60.00 | 7/15/2010 8:54:11 AM |
| gpuck | $25.00 | $25.00 | 7/15/2010 12:02:49 PM |
| 2152 | $25.00 | $25.00 | 7/15/2010 1:12:34 PM |
| bankojerry | $25.00 | $25.00 | 7/15/2010 4:00:27 PM |
| ElbowToast | $40.00 | $40.00 | 7/15/2010 11:23:29 AM |
| dollar-authority | $100.00 | $100.00 | 7/15/2010 2:51:08 PM |
| goodhearted-basis4 | $25.00 | $25.00 | 7/15/2010 4:00:05 PM |
| transaction-aggregator7 | $25.00 | $25.00 | 7/8/2010 4:02:14 PM |
| cvlender | $25.00 | $25.00 | 7/8/2010 4:02:17 PM |
| MAYBROOK | $27.72 | $27.72 | 7/8/2010 4:03:14 PM |
| mrrc7498 | $25.00 | $25.00 | 7/8/2010 4:03:29 PM |
| hard-working-loot | $25.00 | $25.00 | 7/8/2010 4:03:35 PM |
| DUDE66 | $25.00 | $25.00 | 7/8/2010 4:03:40 PM |
| sympathetic-asset | $25.00 | $25.00 | 7/8/2010 4:05:36 PM |
| Interstate_Rate | $114.63 | $114.63 | 7/8/2010 4:07:01 PM |
| seisen | $50.00 | $50.00 | 7/8/2010 4:07:18 PM |
| RMB-Investments | $25.00 | $25.00 | 7/8/2010 4:08:44 PM |
| SNH | $75.00 | $75.00 | 7/8/2010 4:09:01 PM |
| thedreamer | $25.00 | $25.00 | 7/8/2010 4:02:23 PM |
| benjamin67 | $25.00 | $25.00 | 7/8/2010 4:02:51 PM |
| openness-prospector | $25.00 | $25.00 | 7/8/2010 4:03:00 PM |
| californiakhan | $34.00 | $34.00 | 7/8/2010 4:03:30 PM |
| DeutscheBank | $25.00 | $25.00 | 7/8/2010 4:03:38 PM |
| treasure-bliss | $100.00 | $100.00 | 7/8/2010 4:04:07 PM |
| shiny-dollar9 | $25.00 | $25.00 | 7/8/2010 4:04:10 PM |
| loanscholar | $50.00 | $50.00 | 7/8/2010 4:04:17 PM |
| Anny-Disco | $25.00 | $25.00 | 7/8/2010 4:04:23 PM |
| orderly-leverage | $30.00 | $30.00 | 7/8/2010 4:10:50 PM |
| calkidd05 | $25.00 | $25.00 | 7/8/2010 4:05:37 PM |
| cash-spark3 | $50.00 | $50.00 | 7/8/2010 4:11:34 PM |
| momoney2lend | $25.00 | $25.00 | 7/8/2010 4:05:52 PM |
| kind-adventurous-finance | $30.00 | $30.00 | 7/8/2010 4:06:57 PM |
| Georgia_Boy | $25.00 | $25.00 | 7/8/2010 4:07:13 PM |
| coachmike15 | $25.00 | $25.00 | 7/8/2010 4:08:26 PM |
| personal-lender | $25.00 | $25.00 | 7/8/2010 4:09:21 PM |
| FeedTheMachine | $50.00 | $50.00 | 7/8/2010 4:11:00 PM |
| GInBaghdad | $25.00 | $25.00 | 7/8/2010 4:11:44 PM |
| project07 | $25.00 | $25.00 | 7/8/2010 4:03:05 PM |
| uncleegg | $50.00 | $50.00 | 7/8/2010 4:03:17 PM |
| bryantsh | $25.00 | $25.00 | 7/8/2010 4:03:21 PM |
| hptcrabbers | $25.00 | $25.00 | 7/8/2010 4:03:28 PM |
| zone6 | $33.71 | $33.71 | 7/8/2010 4:03:34 PM |
| just-money930 | $50.00 | $50.00 | 7/8/2010 4:03:42 PM |
| shrewd-peace7 | $35.00 | $35.00 | 7/8/2010 4:03:50 PM |
| Helenska11 | $25.00 | $25.00 | 7/8/2010 4:04:18 PM |
| head | $25.00 | $25.00 | 7/8/2010 4:04:50 PM |
| moola-man | $25.00 | $25.00 | 7/8/2010 4:05:21 PM |
| rescue | $100.00 | $100.00 | 7/8/2010 4:05:23 PM |
| The_Secret | $25.00 | $25.00 | 7/8/2010 4:07:24 PM |
| enthusiastic-balance5 | $50.00 | $50.00 | 7/8/2010 4:08:33 PM |
| ferocious-exchange3 | $25.00 | $25.00 | 7/8/2010 4:08:50 PM |
| thestartuplender | $35.00 | $35.00 | 7/8/2010 4:08:53 PM |
| SolarMoonshine | $25.00 | $25.00 | 7/8/2010 5:21:29 PM |
| bountiful-durability | $50.00 | $50.00 | 7/8/2010 4:10:39 PM |
| intelligent-yield | $25.00 | $25.00 | 7/8/2010 4:10:53 PM |
| ommcd | $25.00 | $1.41 | 7/8/2010 4:11:46 PM |
| top-courteous-peso | $25.00 | $25.00 | 7/8/2010 4:15:26 PM |
| S-Master | $25.00 | $25.00 | 7/9/2010 12:21:21 AM |
| reflective-rupee | $25.00 | $25.00 | 7/8/2010 6:09:44 PM |
| thomas16882004 | $25.00 | $25.00 | 7/9/2010 7:01:27 PM |
| green-rapid-openness | $50.00 | $50.00 | 7/9/2010 5:45:36 PM |
| interstellar | $50.00 | $50.00 | 7/10/2010 1:34:46 AM |
| market-pudding | $25.00 | $25.00 | 7/10/2010 4:36:11 AM |
| SkipperScott | $29.16 | $29.16 | 7/12/2010 4:11:29 PM |
| brightest-dignified-penny | $25.00 | $25.00 | 7/13/2010 4:34:13 PM |
| wwwUniversal | $25.00 | $25.00 | 7/14/2010 4:17:05 PM |
| CACO_Bank | $25.00 | $25.00 | 7/14/2010 5:38:35 PM |
| credit-missile | $25.00 | $25.00 | 7/14/2010 7:51:47 PM |
| credit-coach118 | $35.00 | $35.00 | 7/14/2010 8:15:19 PM |
| credit-missile | $25.00 | $25.00 | 7/14/2010 7:56:39 PM |
| integrity-doctor | $100.00 | $100.00 | 7/14/2010 9:07:36 PM |
| rakey | $25.00 | $25.00 | 7/14/2010 5:31:57 PM |
| credit-missile | $25.00 | $25.00 | 7/15/2010 2:29:05 AM |
| credit-goliath | $25.00 | $25.00 | 7/15/2010 4:44:00 AM |
| Whipster | $50.00 | $50.00 | 7/15/2010 5:35:25 AM |
| credit-missile | $25.00 | $25.00 | 7/14/2010 7:56:56 PM |
| dano1965 | $50.00 | $50.00 | 7/15/2010 9:02:15 AM |
| Skeeve42 | $45.00 | $45.00 | 7/15/2010 11:33:15 AM |
| realtormoises | $25.00 | $25.00 | 7/15/2010 11:58:13 AM |
| lucrative-coin | $50.00 | $50.00 | 7/15/2010 1:00:09 PM |
| Decent | $27.49 | $27.49 | 7/15/2010 2:46:29 PM |
| shrimper | $25.00 | $25.00 | 7/15/2010 1:15:23 PM |
| friendinmoney | $25.00 | $25.00 | 7/15/2010 2:57:29 PM |
| PadreAyudate | $26.00 | $26.00 | 7/15/2010 3:10:36 PM |
| csa_101824 | $25.00 | $25.00 | 7/15/2010 11:09:01 AM |
| CADETTO | $29.18 | $29.18 | 7/15/2010 11:14:15 AM |
| motivator72 | $25.00 | $25.00 | 7/15/2010 12:17:41 PM |
| thomas16882004 | $29.17 | $29.17 | 7/15/2010 12:30:10 PM |
| 176 bids
|
Borrower Payment Dependent Notes Series
465962
This series of Notes was issued and sold upon the funding of the borrower loan #43560, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jul-12-2010 |
| |
Auction end date:
| Jul-19-2010 |
|
|
Starting lender yield:
| 26.25% |
Starting borrower rate/APR:
| 27.25% / 29.59% |
Starting monthly payment:
| $245.76 |
|
Final lender yield:
| 26.25% |
Final borrower rate/APR:
| 27.25% / 29.59% |
Final monthly payment:
| $245.76 |
| |
|
Auction yield range:
| 10.93% - 26.25% |
Estimated loss impact:
| 10.65% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 22% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 10
/
10 | Length of status: | 3y 4m |
|
Credit score:
| 680-699 (Jul-2010) |
Total credit lines:
| 52 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $13,071 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 79% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| lively-contract967 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Fight for Custody of my Children
Purpose of loan:
This loan will be used to pay for my lawyert to fight my for custody of my children.
My financial situation:
I am a good candidate for this loan because I am very responsible and will pay pack all my debt, I am just in a bind because my ex-wife will not settle out of court, and I am left with no choice but to hire a lawyer to fight for my kids.
Monthly net income: $ 4500
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $ 350
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $ 600
??Clothing, household expenses $
??Credit cards and other loans: $?1100
??Other expenses: $ 1000
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| zone8 | $100.00 | $100.00 | 7/12/2010 10:17:49 AM |
| Nickle-and-Dime-Loans | $25.00 | $25.00 | 7/12/2010 10:19:18 AM |
| Ocean713 | $50.00 | $50.00 | 7/12/2010 10:22:03 AM |
| a-truth-upholder | $50.00 | $50.00 | 7/12/2010 10:23:00 AM |
| special-currency6 | $50.00 | $50.00 | 7/12/2010 10:22:56 AM |
| Comoparklender | $40.00 | $40.00 | 7/12/2010 10:24:01 AM |
| treasure-bliss | $100.00 | $100.00 | 7/12/2010 10:27:42 AM |
| seisen | $50.00 | $50.00 | 7/12/2010 10:29:00 AM |
| kid8549 | $25.00 | $25.00 | 7/12/2010 10:18:46 AM |
| papaloha | $50.00 | $50.00 | 7/12/2010 10:21:12 AM |
| NYLG | $25.00 | $25.00 | 7/12/2010 10:22:23 AM |
| lillian27 | $25.00 | $25.00 | 7/12/2010 10:32:39 AM |
| generous-deal6 | $25.00 | $25.00 | 7/12/2010 10:24:11 AM |
| villagers | $25.00 | $25.00 | 7/12/2010 10:32:45 AM |
| sweetlan | $25.00 | $25.00 | 7/12/2010 10:32:48 AM |
| first-restless-payout | $50.00 | $50.00 | 7/12/2010 10:33:29 AM |
| loyalist1 | $50.00 | $50.00 | 7/12/2010 10:24:51 AM |
| riproaringrapids | $25.00 | $25.00 | 7/12/2010 10:34:02 AM |
| successful-euro | $40.00 | $40.00 | 7/12/2010 10:34:10 AM |
| AlexTrep | $25.00 | $25.00 | 7/12/2010 10:34:17 AM |
| ethicalhumanist | $25.00 | $25.00 | 7/12/2010 10:34:46 AM |
| SacramentoLoaners | $25.00 | $25.00 | 7/12/2010 10:35:04 AM |
| Artist_Blue | $25.00 | $25.00 | 7/12/2010 10:27:39 AM |
| Thylow | $100.00 | $100.00 | 7/12/2010 10:28:24 AM |
| famous-bill | $50.00 | $50.00 | 7/12/2010 10:28:47 AM |
| top-historic-peso | $26.00 | $26.00 | 7/12/2010 10:32:00 AM |
| qwsd12 | $40.00 | $40.00 | 7/12/2010 10:32:15 AM |
| restech | $25.00 | $25.00 | 7/12/2010 10:33:09 AM |
| payment-gusto | $25.00 | $25.00 | 7/12/2010 10:33:12 AM |
| Vreet | $25.00 | $25.00 | 7/12/2010 10:33:22 AM |
| authoritative-platinum7 | $25.00 | $25.00 | 7/12/2010 10:33:36 AM |
| pound-flow | $25.00 | $25.00 | 7/12/2010 10:33:58 AM |
| NomoredebtCA | $50.00 | $50.00 | 7/12/2010 10:34:59 AM |
| rescue | $100.00 | $100.00 | 7/12/2010 10:49:06 AM |
| DeutscheBank | $25.00 | $25.00 | 7/12/2010 10:48:48 AM |
| head | $25.00 | $25.00 | 7/12/2010 10:48:55 AM |
| kind-adventurous-finance | $30.00 | $30.00 | 7/12/2010 10:49:37 AM |
| moola-man | $25.00 | $25.00 | 7/12/2010 10:49:02 AM |
| greenback-amplifier | $25.00 | $25.00 | 7/12/2010 10:41:10 AM |
| RMB-Investments | $25.00 | $25.00 | 7/12/2010 10:50:36 AM |
| gelidfrank | $25.00 | $25.00 | 7/12/2010 10:50:39 AM |
| Pman | $25.00 | $25.00 | 7/12/2010 10:51:21 AM |
| Havana21 | $25.00 | $25.00 | 7/12/2010 10:50:57 AM |
| tech310 | $50.00 | $50.00 | 7/12/2010 10:51:02 AM |
| first-upright-payout | $25.00 | $25.00 | 7/12/2010 10:52:31 AM |
| MADAOO7 | $50.00 | $50.00 | 7/12/2010 10:51:11 AM |
| Katburg | $25.00 | $25.00 | 7/12/2010 10:48:36 AM |
| top-courteous-peso | $25.00 | $25.00 | 7/12/2010 10:55:59 AM |
| thedreamer | $25.00 | $25.00 | 7/12/2010 10:48:42 AM |
| ferocious-exchange3 | $25.00 | $25.00 | 7/12/2010 10:50:42 AM |
| thestartuplender | $35.00 | $35.00 | 7/12/2010 10:50:45 AM |
| SNH | $75.00 | $75.00 | 7/12/2010 10:50:54 AM |
| simplelender80 | $50.00 | $50.00 | 7/12/2010 10:51:06 AM |
| personal-lender | $25.00 | $25.00 | 7/12/2010 10:51:18 AM |
| mercuriant | $25.00 | $25.00 | 7/12/2010 11:01:37 AM |
| S-Master | $25.00 | $25.00 | 7/12/2010 10:56:40 AM |
| market-pudding | $25.00 | $25.00 | 7/12/2010 12:18:22 PM |
| ChrisKwan | $25.00 | $25.00 | 7/13/2010 3:08:27 AM |
| monstersdad | $35.57 | $35.57 | 7/13/2010 11:17:03 PM |
| b2m80s | $25.00 | $25.00 | 7/14/2010 4:58:12 AM |
| Starfin-Capital-Management | $50.00 | $50.00 | 7/13/2010 9:32:04 PM |
| 1313mark1313 | $25.00 | $25.00 | 7/15/2010 3:31:37 AM |
| VonAp | $50.00 | $50.00 | 7/15/2010 8:59:58 AM |
| loan-fate | $33.18 | $33.18 | 7/15/2010 11:23:18 AM |
| realtormoises | $25.00 | $25.00 | 7/15/2010 11:59:01 AM |
| attractive-fund | $50.00 | $50.00 | 7/15/2010 9:14:16 PM |
| compwhiz | $61.10 | $61.10 | 7/15/2010 9:05:34 PM |
| silver-parsec | $25.00 | $25.00 | 7/16/2010 3:54:17 AM |
| ttnk62918 | $25.00 | $25.00 | 7/16/2010 12:42:20 PM |
| p2p-mover0 | $35.00 | $35.00 | 7/16/2010 3:48:05 PM |
| surferracerskaterboy | $50.00 | $50.00 | 7/16/2010 8:18:13 PM |
| mls | $34.00 | $34.00 | 7/17/2010 10:29:54 AM |
| MattProsper | $30.00 | $30.00 | 7/17/2010 10:09:12 PM |
| Megaton | $25.00 | $25.00 | 7/18/2010 2:04:51 AM |
| zorg77 | $25.00 | $25.00 | 7/18/2010 5:12:41 PM |
| Leshan | $33.33 | $33.33 | 7/18/2010 2:40:13 PM |
| credit-goliath | $25.00 | $25.00 | 7/19/2010 6:18:34 AM |
| credit-missile | $25.00 | $25.00 | 7/19/2010 8:13:32 AM |
| dollar-authority | $500.00 | $500.00 | 7/19/2010 10:13:59 AM |
| credit-missile | $32.96 | $32.96 | 7/19/2010 8:13:08 AM |
| ElbowToast | $40.00 | $40.00 | 7/19/2010 9:42:29 AM |
| DER | $50.00 | $50.00 | 7/12/2010 10:18:37 AM |
| FASTIZIO_P | $27.00 | $27.00 | 7/12/2010 10:20:10 AM |
| greenwell | $25.00 | $25.00 | 7/12/2010 10:28:45 AM |
| suomynona | $25.00 | $25.00 | 7/12/2010 10:21:05 AM |
| bid-czar8 | $100.00 | $100.00 | 7/12/2010 10:31:56 AM |
| nybanker85 | $50.00 | $50.00 | 7/12/2010 10:32:20 AM |
| clean-pound2 | $50.00 | $50.00 | 7/12/2010 10:32:28 AM |
| resource777 | $50.00 | $50.00 | 7/12/2010 10:32:35 AM |
| Gibbyland | $36.16 | $36.16 | 7/12/2010 10:25:05 AM |
| fortress767 | $25.00 | $25.00 | 7/12/2010 10:34:04 AM |
| cash-spark3 | $50.00 | $50.00 | 7/12/2010 10:34:40 AM |
| thorough-exchange4 | $25.00 | $25.00 | 7/12/2010 10:34:44 AM |
| AF-Chief | $28.00 | $28.00 | 7/12/2010 10:28:50 AM |
| hgmlp | $25.00 | $25.00 | 7/12/2010 10:40:58 AM |
| responsive-rate884 | $25.00 | $25.00 | 7/12/2010 10:32:17 AM |
| cloudsrest | $25.00 | $25.00 | 7/12/2010 10:32:32 AM |
| icchok | $50.00 | $50.00 | 7/12/2010 10:33:40 AM |
| money-bauble | $100.00 | $100.00 | 7/12/2010 10:48:58 AM |
| IntrepidInvestment | $50.00 | $50.00 | 7/12/2010 10:49:35 AM |
| enthusiastic-balance5 | $50.00 | $50.00 | 7/12/2010 10:50:23 AM |
| kmr2 | $100.00 | $100.00 | 7/12/2010 10:50:29 AM |
| brother_tam | $50.00 | $50.00 | 7/12/2010 10:50:32 AM |
| soulful-truth | $1,000.00 | $143.00 | 7/12/2010 10:52:34 AM |
| wise-silver-wonder | $25.00 | $25.00 | 7/12/2010 10:49:44 AM |
| knight3136 | $25.00 | $25.00 | 7/12/2010 10:50:49 AM |
| Whipster | $50.00 | $50.00 | 7/12/2010 11:01:12 AM |
| TommyTucker | $25.00 | $25.00 | 7/12/2010 12:18:50 PM |
| wwwUniversal | $25.00 | $25.00 | 7/12/2010 12:19:11 PM |
| three-for-6 | $39.25 | $39.25 | 7/13/2010 4:24:08 PM |
| foothillender | $25.00 | $25.00 | 7/14/2010 8:08:10 AM |
| hawaiitechnical | $25.00 | $25.00 | 7/14/2010 9:02:49 AM |
| favorite-commerce | $25.00 | $25.00 | 7/14/2010 9:08:38 AM |
| hcnalbdr | $30.00 | $30.00 | 7/14/2010 5:10:03 PM |
| wonder3 | $35.00 | $35.00 | 7/15/2010 10:31:57 AM |
| buffalobills | $25.00 | $25.00 | 7/14/2010 10:46:54 PM |
| kwan | $30.00 | $30.00 | 7/15/2010 11:13:42 AM |
| wowlender | $25.00 | $25.00 | 7/15/2010 11:03:24 AM |
| asset-bada-bing | $25.00 | $25.00 | 7/15/2010 4:00:44 PM |
| b-rent | $25.00 | $25.00 | 7/15/2010 4:17:55 PM |
| csa_101824 | $25.00 | $25.00 | 7/15/2010 3:37:44 PM |
| credit-sasquatch3 | $30.00 | $30.00 | 7/15/2010 7:20:51 PM |
| leverage-ectasy | $25.00 | $25.00 | 7/15/2010 7:24:58 PM |
| gshx2 | $36.00 | $36.00 | 7/15/2010 9:07:33 PM |
| hektek22 | $300.00 | $300.00 | 7/16/2010 8:44:16 AM |
| bmodman | $50.00 | $50.00 | 7/15/2010 10:22:30 PM |
| interstellar | $49.17 | $49.17 | 7/16/2010 9:26:50 AM |
| HYGCapitalPartnersLP | $52.71 | $52.71 | 7/16/2010 9:57:36 AM |
| irrelevant | $25.00 | $25.00 | 7/16/2010 9:46:43 AM |
| green-thoughtful-yield | $25.70 | $25.70 | 7/16/2010 10:02:49 AM |
| farchoir | $25.00 | $25.00 | 7/16/2010 10:28:20 AM |
| HermanstadtKid | $25.00 | $25.00 | 7/16/2010 5:19:13 PM |
| yons88 | $30.00 | $30.00 | 7/16/2010 10:01:59 PM |
| padewy | $25.00 | $25.00 | 7/17/2010 1:13:45 PM |
| Pu239 | $60.00 | $60.00 | 7/17/2010 5:03:10 PM |
| PadreAyudate | $25.00 | $25.00 | 7/18/2010 10:40:19 AM |
| auction-poblano | $25.00 | $25.00 | 7/18/2010 9:48:34 PM |
| Core-Marketing | $25.00 | $25.00 | 7/19/2010 5:35:42 AM |
| leverage-monger | $25.00 | $25.00 | 7/19/2010 9:25:02 AM |
| Sparchange | $36.86 | $36.86 | 7/19/2010 1:10:46 AM |
| Nerdster1 | $40.01 | $40.01 | 7/19/2010 10:02:15 AM |
| 141 bids
|
Borrower Payment Dependent Notes Series
466448
This series of Notes was issued and sold upon the funding of the borrower loan #43639, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,300.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| Jul-14-2010 |
| |
Auction end date:
| Jul-21-2010 |
|
|
Starting lender yield:
| 29.00% |
Starting borrower rate/APR:
| 30.00% / 32.38% |
Starting monthly payment:
| $97.64 |
|
Final lender yield:
| 28.95% |
Final borrower rate/APR:
| 29.95% / 32.33% |
Final monthly payment:
| $97.58 |
| |
|
Auction yield range:
| 7.93% - 29.00% |
Estimated loss impact:
| 8.70% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 20.25% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Dec-1972 |
Debt/Income ratio:
| Not calculated |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 2 |
Current / open credit lines:
| 22
/
17 | Length of status: | 28y 6m |
|
Credit score:
| 700-719 (Jun-2010) |
Total credit lines:
| 37 |
Occupation: | Computer Programmer |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $51,387 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 89% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| justaregularguy-33 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Unexpected Expenses - Car & Medical
Purpose of loan:
This loan will be used to? pay for unexpected car expenses.? I had to have brakes, rotors, a fuel pump, and a new battery?put in.? At the same time I have had some medical problems, colon and elbow nerve issues.?
My financial situation:
I am a good candidate for this loan because? I am stable.?? I pay my bills on time!?? I just need a little help with the unexpected expenses.?? I will pay it back.
Monthly net income: $ 3611
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Can you please tell us why you have $51,387 in open credit? Thanks, please post public - exchange-cowbell5
A:
Due mainly to kidney stone surgery & prostate surgery in 2007. 2 back surgeries and foot surgery in 2008, plus the untimely passing of my mother.
(Jul-19-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Borrow2Grow | $51.00 | $51.00 | 7/14/2010 5:34:09 PM |
| AlexTrep | $25.00 | $25.00 | 7/15/2010 4:18:40 PM |
| Megaton | $25.00 | $25.00 | 7/18/2010 1:47:15 AM |
| Bob450 | $30.00 | $30.00 | 7/17/2010 8:49:06 PM |
| kingpin1 | $50.00 | $50.00 | 7/18/2010 6:10:50 PM |
| dermit | $25.00 | $25.00 | 7/20/2010 3:51:39 AM |
| bayshipping | $25.00 | $25.00 | 7/20/2010 8:55:20 PM |
| victor111 | $50.00 | $50.00 | 7/21/2010 4:27:24 AM |
| sgt-schultz | $27.60 | $27.60 | 7/21/2010 5:53:20 AM |
| moola-monger9 | $136.40 | $136.40 | 7/21/2010 7:48:23 AM |
| wild-orange | $25.00 | $25.00 | 7/21/2010 8:36:22 AM |
| blitz_ac | $25.00 | $25.00 | 7/21/2010 9:01:54 AM |
| reflective-rupee | $25.00 | $25.00 | 7/21/2010 9:09:02 AM |
| Sol_Invictus | $25.00 | $25.00 | 7/21/2010 5:12:24 AM |
| MattProsper | $50.00 | $50.00 | 7/21/2010 9:47:14 AM |
| umfan123 | $25.00 | $25.00 | 7/21/2010 7:19:01 AM |
| leverage-monger | $25.00 | $25.00 | 7/21/2010 10:16:39 AM |
| wwwUniversal | $25.00 | $25.00 | 7/21/2010 7:48:47 AM |
| Glenn_Graham | $30.00 | $30.00 | 7/21/2010 10:39:50 AM |
| bonus-quark4 | $25.00 | $25.00 | 7/21/2010 7:51:50 AM |
| santhana | $40.00 | $40.00 | 7/21/2010 10:53:26 AM |
| juxtapose | $25.00 | $25.00 | 7/21/2010 8:56:58 AM |
| revenue-driver8 | $25.00 | $25.00 | 7/21/2010 12:07:43 PM |
| EretzCapital | $25.00 | $25.00 | 7/21/2010 9:48:22 AM |
| green-safe-wampum | $50.00 | $50.00 | 7/21/2010 10:35:43 AM |
| Kyileo | $25.00 | $25.00 | 7/21/2010 10:48:53 AM |
| Dave_Cashflow | $80.02 | $80.02 | 7/21/2010 11:05:49 AM |
| gjm6d | $35.00 | $35.00 | 7/21/2010 11:08:55 AM |
| worldly-gold | $67.00 | $67.00 | 7/21/2010 3:40:28 PM |
| InvestForWealth | $47.19 | $47.19 | 7/21/2010 12:59:27 PM |
| attractive-fund | $73.40 | $73.40 | 7/21/2010 1:51:58 PM |
| lucrative-coin | $50.00 | $50.00 | 7/21/2010 2:01:38 PM |
| leverage-monger | $25.00 | $25.00 | 7/21/2010 2:06:39 PM |
| mlj0671 | $25.00 | $25.00 | 7/21/2010 3:55:00 PM |
| goodhearted-basis4 | $25.00 | $25.00 | 7/21/2010 5:08:03 PM |
| admirable-loyalty | $25.00 | $25.00 | 7/14/2010 10:45:45 PM |
| Myrick | $25.00 | $25.00 | 7/15/2010 6:04:14 PM |
| dermit | $25.00 | $25.00 | 7/17/2010 5:19:22 AM |
| momentous-value | $25.00 | $25.00 | 7/17/2010 6:51:38 PM |
| dime-sanctuary | $25.00 | $25.00 | 7/18/2010 7:08:21 AM |
| precious-coin3 | $25.00 | $25.00 | 7/20/2010 4:18:29 PM |
| mckhbnpc | $25.00 | $25.00 | 7/20/2010 4:28:06 PM |
| well-mannered-income3 | $40.00 | $40.00 | 7/20/2010 5:16:34 PM |
| well-mannered-income3 | $30.00 | $30.00 | 7/20/2010 5:40:33 PM |
| mrxtravis | $25.00 | $25.00 | 7/20/2010 5:42:15 PM |
| lender12345 | $25.00 | $25.00 | 7/20/2010 8:19:08 PM |
| gshx2 | $36.00 | $36.00 | 7/20/2010 9:33:23 PM |
| cash-tent | $25.00 | $25.00 | 7/20/2010 11:54:37 PM |
| Ven58 | $25.00 | $25.00 | 7/21/2010 1:49:02 AM |
| MrDance123 | $29.00 | $29.00 | 7/20/2010 6:29:53 PM |
| IASKGOD | $25.00 | $25.00 | 7/20/2010 7:18:47 PM |
| Leshan | $33.33 | $33.33 | 7/21/2010 8:41:29 AM |
| leverage-monger | $25.00 | $25.00 | 7/21/2010 9:34:17 AM |
| sweetlan | $25.00 | $5.55 | 7/21/2010 9:46:16 AM |
| Nerdster1 | $25.01 | $25.01 | 7/21/2010 10:02:25 AM |
| mammalian4 | $50.00 | $50.00 | 7/21/2010 10:11:44 AM |
| Glenn_Graham | $30.00 | $30.00 | 7/21/2010 10:39:04 AM |
| fascinating-social1 | $25.00 | $25.00 | 7/21/2010 8:41:03 AM |
| CACO_Bank | $25.00 | $25.00 | 7/21/2010 9:13:05 AM |
| trumpeter5 | $25.00 | $25.00 | 7/21/2010 1:01:04 PM |
| exchange-cowbell5 | $25.00 | $25.00 | 7/21/2010 12:43:16 PM |
| DMKAssetManagement | $43.03 | $43.03 | 7/21/2010 2:11:25 PM |
| leverage-monger | $25.00 | $25.00 | 7/21/2010 2:39:17 PM |
| funtwosay | $25.00 | $25.00 | 7/21/2010 10:13:15 AM |
| jonnysixgun | $25.00 | $25.00 | 7/21/2010 10:32:55 AM |
| a-golden-deal | $25.00 | $25.00 | 7/21/2010 3:44:02 PM |
| dpries123 | $25.00 | $25.00 | 7/21/2010 1:05:56 PM |
| JiggaJoeyS | $35.47 | $35.47 | 7/21/2010 4:38:44 PM |
| finance-mammalian2 | $25.00 | $25.00 | 7/21/2010 4:21:22 PM |
| platinum-cargo | $25.00 | $25.00 | 7/21/2010 5:12:23 PM |
| 70 bids
|
Borrower Payment Dependent Notes Series
466692
This series of Notes was issued and sold upon the funding of the borrower loan #43633, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Jul-14-2010 |
| |
Auction end date:
| Jul-21-2010 |
|
|
Starting lender yield:
| 19.01% |
Starting borrower rate/APR:
| 20.01% / 22.25% |
Starting monthly payment:
| $111.51 |
|
Final lender yield:
| 17.50% |
Final borrower rate/APR:
| 18.50% / 20.72% |
Final monthly payment:
| $109.21 |
| |
|
Auction yield range:
| 7.93% - 19.01% |
Estimated loss impact:
| 6.90% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 10.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 33% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 3 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 13
/
12 | Length of status: | 12y 3m |
|
Credit score:
| 680-699 (Jul-2010) |
Total credit lines:
| 43 |
Occupation: | Police Officer/Corr... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $8,890 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 43% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 3 | | | | |
|
Screen name:
| RAINNMANN |
Borrower's state:
| Illinois |
Borrower's group:
| Law Enforcement and Emergency Services |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 31 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Mar-2010)
640-659
(Nov-2009)
660-679
(Sep-2008)
660-679
(Oct-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 31 | | |
Description
PAYING OFF PREDATORY CREDITOR
Purpose of loan:
This loan will be used to? PAY OFF A CREDITOR WHO'S INTEREST RATE IS 29.99% I AM PAYING 100.00 A MONTH 70.00 GOES TO INTEREST
My financial situation:
I am a good candidate for this loan because?I HAVE NEVER BEEN LATE AND I ALWAYS PAY OFF EARLY?
Monthly net income: $ 3600
Monthly expenses: $
??Housing: $ 1500
??Insurance: $
??Car expenses: $ 369
??Utilities: $ INCLUDING IN HOUSING
??Phone, cable, internet: $ 100
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $ 300
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please give detail on where you work, your position,length of employment, etc. Also, who is the lender on the "predatory loan" you now have and why did you get that loan? Lastly, your credit shows a "public record" event in the past - what was that? - vagraces
A:
I AM A SERGEANT EMPLOYED 12 YEARS THE LENDER IS HOUSEHOLD AND I GOT THE LOAN IN 2006 WHEN I BOUGHT A HOME THAT NEEDED REPAIRS TO MOVE IN THE BK WAS IN 2002 WHEN I GOT A DIVORCE BUT I HAVE NEVER PAID ANYONE LATE I HAVE HAD 2 LOANS WITH PROSPER NEVER LATE. MY MORTGAGE WAS LATE BECAUSE I WAS GETTING A LOAN MODIFACATION AND THEY ADVISED ME NOT TO PAY TO KEEP THE MONEY TO MAKE A BALLOON PAYMENT. ITS BACK ON TRACK NOW.
(Jul-18-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| dloan | $25.00 | $25.00 | 7/14/2010 5:32:45 PM |
| fortytwo | $200.00 | $200.00 | 7/14/2010 5:33:16 PM |
| lender12345 | $25.00 | $25.00 | 7/18/2010 9:18:37 PM |
| ptjg | $33.44 | $33.44 | 7/20/2010 11:28:00 AM |
| sweety075 | $25.00 | $25.00 | 7/20/2010 7:12:31 PM |
| Aberdeen | $400.00 | $400.00 | 7/21/2010 7:51:17 AM |
| Aberdeen | $400.00 | $400.00 | 7/21/2010 7:51:16 AM |
| crdcteng | $50.00 | $50.00 | 7/21/2010 8:58:01 AM |
| gjm6d | $25.00 | $25.00 | 7/21/2010 11:11:02 AM |
| Leshan | $100.00 | $100.00 | 7/21/2010 8:46:41 AM |
| social-zebra | $29.00 | $29.00 | 7/21/2010 11:46:10 AM |
| Otagaini | $25.00 | $25.00 | 7/21/2010 3:36:27 PM |
| wisconsinvestor | $200.00 | $200.00 | 7/21/2010 3:15:18 PM |
| sharp518 | $25.00 | $25.00 | 7/21/2010 3:27:26 PM |
| jimmya | $25.45 | $25.45 | 7/21/2010 3:59:11 PM |
| forthright-trade | $25.00 | $25.00 | 7/21/2010 4:24:14 PM |
| taetrade | $25.00 | $25.00 | 7/21/2010 12:02:29 PM |
| brightest-dignified-penny | $25.00 | $25.00 | 7/21/2010 4:05:24 PM |
| Mikale360 | $25.00 | $25.00 | 7/21/2010 4:45:48 PM |
| supreme-hope | $25.00 | $25.00 | 7/21/2010 4:47:37 PM |
| red-favorable-basis | $25.00 | $25.00 | 7/21/2010 4:52:17 PM |
| mlj0671 | $25.00 | $25.00 | 7/21/2010 5:14:07 PM |
| jgar_O | $25.00 | $25.00 | 7/15/2010 3:56:01 PM |
| euphoria8 | $25.00 | $25.00 | 7/16/2010 12:53:14 AM |
| market-pudding | $25.00 | $25.00 | 7/16/2010 2:04:44 PM |
| CA_Lender | $25.00 | $25.00 | 7/18/2010 2:53:34 PM |
| BlueSharp | $35.00 | $35.00 | 7/19/2010 12:52:54 PM |
| GoStrong | $50.00 | $50.00 | 7/19/2010 9:52:52 PM |
| njcass79 | $25.00 | $25.00 | 7/20/2010 9:36:35 AM |
| hillerod | $25.00 | $25.00 | 7/20/2010 10:54:12 AM |
| precious-coin3 | $25.00 | $25.00 | 7/20/2010 4:42:16 PM |
| Pu239 | $60.00 | $60.00 | 7/20/2010 9:28:11 PM |
| loyalist1 | $150.00 | $150.00 | 7/21/2010 7:45:40 AM |
| ghinga | $30.00 | $30.00 | 7/21/2010 7:55:07 AM |
| bughead | $25.00 | $25.00 | 7/21/2010 8:24:51 AM |
| mrxtravis | $25.47 | $25.47 | 7/21/2010 8:42:02 AM |
| Rancid | $25.00 | $25.00 | 7/21/2010 8:43:44 AM |
| nerlands | $25.00 | $25.00 | 7/21/2010 9:37:30 AM |
| wild-orange | $25.00 | $25.00 | 7/21/2010 8:41:53 AM |
| Bank_Of_XL | $25.00 | $25.00 | 7/21/2010 1:09:42 PM |
| bonus-quark4 | $26.76 | $26.76 | 7/21/2010 1:43:37 PM |
| grampy48 | $50.00 | $50.00 | 7/21/2010 2:15:40 PM |
| Iloanyoumoney | $25.00 | $25.00 | 7/21/2010 9:52:46 AM |
| lucrative-coin | $50.00 | $50.00 | 7/21/2010 4:09:20 PM |
| DasMula | $100.00 | $100.00 | 7/21/2010 3:38:38 PM |
| Flying_Tilapia | $35.00 | $35.00 | 7/21/2010 4:11:04 PM |
| investment-cluster | $25.00 | $25.00 | 7/21/2010 4:22:13 PM |
| Moe87 | $25.00 | $25.00 | 7/21/2010 3:53:05 PM |
| BrighterSuns | $25.00 | $25.00 | 7/21/2010 4:29:22 PM |
| patriot384 | $300.00 | $40.48 | 7/21/2010 3:20:08 PM |
| aafg69 | $30.00 | $30.00 | 7/21/2010 3:20:50 PM |
| CACO_Bank | $25.00 | $25.00 | 7/21/2010 4:33:40 PM |
| Kyileo | $25.00 | $25.00 | 7/21/2010 4:40:23 PM |
| encore739 | $25.00 | $25.00 | 7/21/2010 5:10:57 PM |
| goodhearted-basis4 | $25.00 | $25.00 | 7/21/2010 5:15:00 PM |
| wwwUniversal | $25.00 | $25.00 | 7/21/2010 4:54:01 PM |
| friendinmoney | $29.40 | $29.40 | 7/21/2010 5:07:31 PM |
| 57 bids
|
Borrower Payment Dependent Notes Series
466866
This series of Notes was issued and sold upon the funding of the borrower loan #43616, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jul-15-2010 |
| |
Auction end date:
| Jul-22-2010 |
|
|
Starting lender yield:
| 13.00% |
Starting borrower rate/APR:
| 14.00% / 16.16% |
Starting monthly payment:
| $119.62 |
|
Final lender yield:
| 13.00% |
Final borrower rate/APR:
| 14.00% / 16.16% |
Final monthly payment:
| $119.62 |
| |
|
Auction yield range:
| 3.93% - 13.00% |
Estimated loss impact:
| 2.15% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 10.85% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1982 |
Debt/Income ratio:
| 79% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 26
/
23 | Length of status: | 4y 11m |
|
Credit score:
| 720-739 (Jul-2010) |
Total credit lines:
| 44 |
Occupation: | Administrative Assi... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $43,918 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 61% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| protector669 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Goodbye Bank of America
This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.
The reason I need this loan is to begin paying off some of our credit card debt.Between myself and my husband our annual income is aprox. $122,000 - we do have a large amount of credit card debt but are working on crawling out.? We have three children, one of which just graduated from college, one going into college and a 13 yr old.? We presently are housing one parent with us and helping to care for two other elderly parents - all while working full time.? You could say we are part of the "sandwich generation" and are working to get through it.? - the good thing is, is that in 5 yrs we will be in great shape -?
We would like to start off by paying off two bank of america cards - they have raised rates and slashed lines with us never having a late payment. We know this is small, but it is a first step in getting out of debt - baby steps!
thank you!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Stavros | $37.06 | $37.06 | 7/15/2010 4:33:58 PM |
| blue-useful-auction | $25.00 | $25.00 | 7/15/2010 5:33:48 PM |
| top-courteous-peso | $250.00 | $250.00 | 7/15/2010 4:47:40 PM |
| btormc5 | $30.00 | $30.00 | 7/16/2010 6:31:49 AM |
| sshgfwb | $25.00 | $25.00 | 7/16/2010 9:36:03 AM |
| chibear34 | $25.00 | $25.00 | 7/16/2010 10:14:04 AM |
| cutter21 | $25.00 | $25.00 | 7/16/2010 8:16:51 AM |
| MoneyBag4366 | $25.00 | $25.00 | 7/16/2010 3:59:19 PM |
| wkeboarder21 | $50.00 | $50.00 | 7/16/2010 4:52:32 PM |
| frosty49 | $100.00 | $100.00 | 7/16/2010 5:56:26 PM |
| lukeskywalkerkp | $50.00 | $50.00 | 7/16/2010 11:32:35 PM |
| silver-halo3 | $98.10 | $98.10 | 7/17/2010 9:05:57 AM |
| pvmnt13 | $25.00 | $25.00 | 7/17/2010 10:53:32 AM |
| FinDoc | $25.00 | $25.00 | 7/17/2010 1:39:58 PM |
| bid-arrow9 | $25.00 | $25.00 | 7/17/2010 2:45:14 PM |
| 3_boyz | $25.00 | $25.00 | 7/17/2010 2:47:30 PM |
| friendly-market5 | $25.00 | $25.00 | 7/17/2010 1:06:41 PM |
| omahajay | $25.00 | $25.00 | 7/17/2010 10:21:26 PM |
| mhammond | $50.00 | $50.00 | 7/18/2010 7:23:37 AM |
| lovely-leverage | $45.00 | $45.00 | 7/18/2010 7:18:46 AM |
| mgking007 | $25.00 | $25.00 | 7/18/2010 12:00:42 AM |
| fairness-swashbuckler | $150.00 | $150.00 | 7/18/2010 5:27:07 PM |
| creative-finance7 | $25.00 | $25.00 | 7/19/2010 8:57:07 AM |
| sandeepPR | $25.00 | $25.00 | 7/19/2010 9:04:04 AM |
| CincyTex | $50.00 | $50.00 | 7/19/2010 2:34:17 PM |
| falcone | $50.00 | $50.00 | 7/19/2010 12:36:23 PM |
| Lender_1972 | $39.07 | $39.07 | 7/19/2010 4:08:14 PM |
| auction-seeker | $25.00 | $25.00 | 7/19/2010 6:31:34 PM |
| rockhound84 | $25.00 | $25.00 | 7/19/2010 8:18:04 PM |
| MortgageeMarty | $25.00 | $25.00 | 7/20/2010 8:11:25 AM |
| ommuruga | $59.10 | $59.10 | 7/20/2010 11:25:19 AM |
| liberty-equilibrium | $29.81 | $29.81 | 7/20/2010 11:07:33 AM |
| wntrequinx | $25.00 | $25.00 | 7/20/2010 10:07:02 AM |
| beeslow | $50.00 | $50.00 | 7/20/2010 10:26:54 AM |
| Mishlu | $50.00 | $50.00 | 7/20/2010 7:17:22 PM |
| fairness-swashbuckler | $50.00 | $50.00 | 7/20/2010 10:16:11 PM |
| gain-dolphin | $25.00 | $25.00 | 7/20/2010 5:26:52 PM |
| Quid-Pro-Quo | $25.11 | $25.11 | 7/20/2010 10:06:15 PM |
| estaban2501 | $37.54 | $37.54 | 7/21/2010 2:01:11 PM |
| finance-symphony7 | $25.00 | $25.00 | 7/21/2010 8:43:53 PM |
| green-safe-wampum | $50.00 | $50.00 | 7/21/2010 11:34:56 PM |
| patriot384 | $250.00 | $250.00 | 7/21/2010 5:31:35 PM |
| justin323 | $28.76 | $28.76 | 7/22/2010 4:33:09 AM |
| happy-loyalty | $25.00 | $25.00 | 7/16/2010 12:27:39 AM |
| singletrck | $25.00 | $25.00 | 7/16/2010 6:44:21 AM |
| STAN7366 | $100.00 | $100.00 | 7/15/2010 11:24:59 PM |
| basejump0 | $25.00 | $25.00 | 7/16/2010 7:18:31 PM |
| verdiprr | $100.00 | $100.00 | 7/17/2010 9:40:21 AM |
| ashot12 | $45.00 | $45.00 | 7/17/2010 4:48:58 PM |
| wealth-oath | $25.00 | $25.00 | 7/17/2010 12:44:44 PM |
| usemymoney | $25.00 | $25.00 | 7/17/2010 12:48:13 PM |
| Moots | $29.00 | $29.00 | 7/17/2010 5:12:11 PM |
| NotYunus | $100.00 | $100.00 | 7/17/2010 5:53:56 PM |
| ohwow | $50.00 | $50.00 | 7/17/2010 11:43:58 PM |
| green-safe-wampum | $50.00 | $50.00 | 7/18/2010 1:06:10 PM |
| p2p-eagle9 | $25.00 | $25.00 | 7/18/2010 1:41:01 PM |
| honorable-vigilance | $25.00 | $25.00 | 7/19/2010 9:01:18 AM |
| DrNano | $50.00 | $50.00 | 7/19/2010 3:12:47 PM |
| gain-dolphin | $35.00 | $35.00 | 7/19/2010 10:56:35 PM |
| restless-fund5 | $100.00 | $96.45 | 7/19/2010 5:51:04 PM |
| cbfresh | $25.00 | $25.00 | 7/19/2010 7:31:45 PM |
| faithful-steward | $25.00 | $25.00 | 7/20/2010 10:45:43 AM |
| shrewd-income | $100.00 | $100.00 | 7/20/2010 10:16:52 PM |
| the-bill-matrix | $25.00 | $25.00 | 7/21/2010 9:22:47 AM |
| goal-velocity4 | $40.00 | $40.00 | 7/21/2010 9:44:54 AM |
| mcabery | $100.00 | $100.00 | 7/21/2010 12:18:12 PM |
| Iloanyoumoney | $25.00 | $25.00 | 7/21/2010 9:49:57 AM |
| economy-caper9 | $25.00 | $25.00 | 7/21/2010 10:31:46 AM |
| wwwUniversal | $25.00 | $25.00 | 7/21/2010 5:32:05 PM |
| Cory79 | $50.00 | $50.00 | 7/21/2010 6:30:02 PM |
| reflective-rupee | $25.00 | $25.00 | 7/21/2010 7:50:11 PM |
| gothampark | $25.00 | $25.00 | 7/21/2010 9:55:41 PM |
| funds-kingdom | $25.00 | $25.00 | 7/21/2010 10:26:59 PM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 7/22/2010 12:33:52 AM |
| 74 bids
|
Borrower Payment Dependent Notes Series
466918
This series of Notes was issued and sold upon the funding of the borrower loan #43569, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,600.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jul-16-2010 |
| |
Auction end date:
| Jul-22-2010 |
|
|
Starting lender yield:
| 9.20% |
Starting borrower rate/APR:
| 10.20% / 12.31% |
Starting monthly payment:
| $278.31 |
|
Final lender yield:
| 9.20% |
Final borrower rate/APR:
| 10.20% / 12.31% |
Final monthly payment:
| $278.31 |
| |
|
Auction yield range:
| 3.93% - 9.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 28% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 10
/
8 | Length of status: | 1y 10m |
|
Credit score:
| 780-799 (Jul-2010) |
Total credit lines:
| 46 |
Occupation: | Accountant/CPA |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $22,507 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 63% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| michaelpr1022 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off another P2P loan
Purpose of loan:
This loan will be used to pay off another peer-to-peer loan.
My financial situation:
My student loans were transferred to fixed rates for life except one which is currently w/ another P2P site.? I have been paying on this P2P loan for exactly 1 year and want to refinance it for another 3 years in order to free up cash to tackle the bigger student loan.?I have never missed a payment and I take pride in my excellent credit score and history. Monthly take home pay: $3,475. Debt: $23,000 Chase [$13K @ 4.99% fixed for life and $10.0K @?3.99% fixed for life]. $14K Bank of America @ 5.99% fixed for life. $5K Advanta @ 2.99% fixed for life.? $2K Discover @ 0% fixed for life. Budget: $1,827 mortgage; $883 Chase; $358 P2P; $175 Bank of America; $125 Advanta; $60 Discover; $47 term life insurance policy of $500K which would be used to pay off my student loans if something happens.??I have $97K?in mutual funds?and my job is?stable. My goal is to have Chase student loan paid off by June 2011.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Contour | $39.00 | $39.00 | 7/16/2010 5:00:35 PM |
| successful-euro | $30.00 | $30.00 | 7/16/2010 5:13:01 PM |
| personal-lender | $25.00 | $25.00 | 7/16/2010 5:18:13 PM |
| villagers | $25.00 | $25.00 | 7/16/2010 5:19:38 PM |
| enthralling-deal180 | $100.00 | $100.00 | 7/16/2010 5:20:08 PM |
| Koorblow | $100.00 | $100.00 | 7/16/2010 5:21:28 PM |
| thorough-exchange4 | $25.00 | $25.00 | 7/16/2010 4:59:26 PM |
| ddog0224 | $25.00 | $25.00 | 7/16/2010 5:21:41 PM |
| tech310 | $100.00 | $100.00 | 7/16/2010 5:18:50 PM |
| delicious-social132 | $35.00 | $35.00 | 7/16/2010 5:19:01 PM |
| first-upright-payout | $25.00 | $25.00 | 7/16/2010 5:22:18 PM |
| ideal-platinum1 | $100.00 | $100.00 | 7/16/2010 5:00:54 PM |
| generous-deal6 | $25.00 | $25.00 | 7/16/2010 5:20:33 PM |
| kulender | $25.00 | $25.00 | 7/16/2010 5:21:06 PM |
| bid-czar8 | $100.00 | $100.00 | 7/16/2010 5:22:58 PM |
| TW325 | $25.00 | $25.00 | 7/16/2010 5:47:16 PM |
| FirstBank | $82.18 | $82.18 | 7/16/2010 5:56:51 PM |
| reward-burger2 | $50.00 | $50.00 | 7/16/2010 5:25:15 PM |
| aurorafinancial | $50.00 | $50.00 | 7/16/2010 5:25:51 PM |
| kmr2 | $94.02 | $94.02 | 7/16/2010 6:19:23 PM |
| qtmspin | $25.00 | $25.00 | 7/16/2010 5:18:59 PM |
| MSME | $50.00 | $50.00 | 7/16/2010 5:21:51 PM |
| Bio-physicist | $25.00 | $25.00 | 7/16/2010 5:23:52 PM |
| worthy-bid8 | $200.00 | $200.00 | 7/16/2010 5:25:22 PM |
| brightest-breathtaking-finance | $100.00 | $100.00 | 7/16/2010 5:25:55 PM |
| maldok1 | $25.00 | $25.00 | 7/16/2010 5:25:58 PM |
| objective-investor | $25.00 | $25.00 | 7/17/2010 4:16:23 AM |
| currency-agave | $25.00 | $25.00 | 7/17/2010 5:41:19 AM |
| BuckeyeTap | $25.00 | $25.00 | 7/17/2010 5:51:16 AM |
| ryan23 | $25.00 | $25.00 | 7/17/2010 6:17:48 AM |
| dwidea | $25.00 | $25.00 | 7/16/2010 7:33:45 PM |
| well-rounded-dinero | $50.00 | $50.00 | 7/17/2010 7:51:18 AM |
| market-pudding | $25.00 | $25.00 | 7/16/2010 7:39:55 PM |
| important-ore | $36.92 | $36.92 | 7/17/2010 9:21:25 AM |
| ThompsonCapital | $25.00 | $25.00 | 7/16/2010 10:11:32 PM |
| the-debt-fluffy-bunny | $25.00 | $25.00 | 7/16/2010 11:21:23 PM |
| diplomatic-wealth7 | $25.00 | $25.00 | 7/17/2010 1:40:39 PM |
| SimpleChoice | $25.00 | $25.00 | 7/17/2010 9:41:38 AM |
| mattemmo | $25.00 | $25.00 | 7/17/2010 10:16:24 AM |
| runner262 | $25.00 | $25.00 | 7/17/2010 2:31:42 PM |
| Lo0se_mo0se | $25.00 | $25.00 | 7/17/2010 10:29:33 AM |
| responsibility-butterfly | $25.00 | $25.00 | 7/17/2010 2:28:00 PM |
| unassassinable | $25.00 | $25.00 | 7/17/2010 2:28:10 PM |
| NS22 | $25.00 | $25.00 | 7/17/2010 4:07:24 PM |
| wampum-chorus3 | $25.00 | $25.00 | 7/17/2010 3:32:02 PM |
| mdreiss | $25.00 | $25.00 | 7/17/2010 1:32:57 PM |
| teller | $25.00 | $25.00 | 7/17/2010 1:35:53 PM |
| cathexis | $100.00 | $100.00 | 7/18/2010 12:26:30 AM |
| elegant-income3 | $30.00 | $30.00 | 7/17/2010 2:26:54 PM |
| orange-preeminant-bill | $79.91 | $79.91 | 7/17/2010 2:28:02 PM |
| money-bauble | $26.29 | $26.29 | 7/18/2010 7:36:38 AM |
| ferdberfel | $50.00 | $50.00 | 7/18/2010 10:44:45 AM |
| Phantom99 | $25.00 | $25.00 | 7/18/2010 10:50:43 AM |
| nytrnbow | $25.00 | $25.00 | 7/18/2010 6:16:23 AM |
| grystndoc | $25.00 | $25.00 | 7/18/2010 4:37:32 PM |
| wise-cash-keeper | $25.00 | $25.00 | 7/18/2010 4:26:20 PM |
| pnace | $35.00 | $35.00 | 7/18/2010 4:37:38 PM |
| new-social-economist | $25.00 | $25.00 | 7/18/2010 5:43:01 PM |
| MLMarine | $25.00 | $25.00 | 7/18/2010 7:26:51 PM |
| reward-walnut | $25.00 | $25.00 | 7/18/2010 7:26:58 PM |
| BuffetRocks | $39.30 | $39.30 | 7/18/2010 7:27:14 PM |
| impeccable-transparency | $73.90 | $73.90 | 7/18/2010 7:27:20 PM |
| visionary-community | $25.00 | $25.00 | 7/18/2010 7:27:38 PM |
| raisingophelia | $25.00 | $25.00 | 7/18/2010 7:27:42 PM |
| nycfinance | $25.00 | $25.00 | 7/18/2010 7:27:47 PM |
| inspired-duty5 | $50.00 | $50.00 | 7/18/2010 7:27:55 PM |
| Binan | $25.00 | $25.00 | 7/18/2010 7:28:34 PM |
| fcukciti | $50.00 | $50.00 | 7/18/2010 12:51:38 PM |
| Cheburashka | $25.00 | $25.00 | 7/18/2010 7:26:59 PM |
| worth-arch | $25.00 | $25.00 | 7/18/2010 7:27:21 PM |
| masonn | $50.00 | $50.00 | 7/18/2010 7:27:50 PM |
| SCTrojangirl | $25.00 | $25.00 | 7/18/2010 7:27:56 PM |
| tranquil-return4 | $25.00 | $25.00 | 7/18/2010 7:28:27 PM |
| riproaringrapids | $25.00 | $25.00 | 7/18/2010 1:53:25 PM |
| UT-Longhorn | $25.00 | $25.00 | 7/18/2010 8:08:28 PM |
| Rysterola82 | $25.00 | $25.00 | 7/18/2010 8:17:05 PM |
| green-unassailable-investment | $50.00 | $50.00 | 7/18/2010 3:56:48 PM |
| zorg77 | $25.00 | $25.00 | 7/18/2010 3:58:26 PM |
| twirl2 | $25.00 | $25.00 | 7/18/2010 4:06:36 PM |
| agreement-sycamore | $50.00 | $50.00 | 7/18/2010 4:38:24 PM |
| linklady | $50.00 | $50.00 | 7/18/2010 4:38:33 PM |
| value-dna | $50.00 | $50.00 | 7/18/2010 11:07:32 PM |
| svandgts | $25.00 | $25.00 | 7/19/2010 3:33:04 AM |
| wahoo-trader | $25.00 | $25.00 | 7/19/2010 5:26:45 AM |
| sensible-order2 | $25.00 | $25.00 | 7/18/2010 7:26:39 PM |
| miket71 | $29.27 | $29.27 | 7/18/2010 7:27:12 PM |
| thoughtful-payment268 | $50.00 | $50.00 | 7/18/2010 7:27:33 PM |
| gavinfh | $25.00 | $25.00 | 7/18/2010 7:27:44 PM |
| SanJoser | $25.00 | $25.00 | 7/18/2010 7:27:49 PM |
| loan-adventurer7 | $36.00 | $36.00 | 7/18/2010 7:28:23 PM |
| thestartuplender | $35.00 | $35.00 | 7/19/2010 7:51:26 AM |
| ml13 | $25.00 | $25.00 | 7/18/2010 8:08:30 PM |
| busnssmn | $25.00 | $25.00 | 7/19/2010 9:38:09 AM |
| Ocean713 | $50.00 | $50.00 | 7/19/2010 9:43:49 AM |
| Dreams4Cash | $25.00 | $25.00 | 7/19/2010 9:53:08 AM |
| excellent-greenback | $25.00 | $25.00 | 7/19/2010 4:41:23 AM |
| peerlender | $25.00 | $25.00 | 7/19/2010 10:21:43 AM |
| platinum-platoon | $25.00 | $25.00 | 7/19/2010 10:18:12 AM |
| lovely-return7 | $25.00 | $25.00 | 7/19/2010 10:37:38 AM |
| kentb | $46.51 | $46.51 | 7/19/2010 7:44:50 AM |
| marketplace-cello5 | $25.00 | $25.00 | 7/19/2010 11:42:07 AM |
| TaoPooh | $25.00 | $25.00 | 7/19/2010 9:43:52 AM |
| GracieLuLu04 | $25.00 | $25.00 | 7/19/2010 9:52:45 AM |
| NickRac | $25.00 | $25.00 | 7/19/2010 10:04:35 AM |
| IeatatWendys | $25.00 | $25.00 | 7/19/2010 10:27:26 AM |
| slartibardfast | $25.00 | $25.00 | 7/19/2010 10:39:44 AM |
| jgold010 | $25.00 | $25.00 | 7/19/2010 10:40:38 AM |
| vacaerol | $30.00 | $30.00 | 7/19/2010 10:46:31 AM |
| loanman2007 | $100.00 | $100.00 | 7/20/2010 6:02:35 AM |
| Firescreek | $25.00 | $25.00 | 7/20/2010 6:51:04 AM |
| joyful-power9 | $25.00 | $25.00 | 7/20/2010 10:32:11 PM |
| LateOneNight | $25.00 | $25.00 | 7/21/2010 7:10:08 PM |
| goldie414 | $50.00 | $50.00 | 7/16/2010 5:00:38 PM |
| pixeldave | $50.00 | $50.00 | 7/16/2010 5:01:27 PM |
| studious-bonus7 | $100.00 | $100.00 | 7/16/2010 5:17:45 PM |
| techs | $25.00 | $25.00 | 7/16/2010 5:01:22 PM |
| munnu | $25.00 | $25.00 | 7/16/2010 5:21:09 PM |
| AdamDB | $25.00 | $25.00 | 7/16/2010 6:11:13 PM |
| Havana21 | $75.00 | $75.00 | 7/16/2010 5:25:36 PM |
| Comoparklender | $30.00 | $30.00 | 7/16/2010 5:34:39 PM |
| rescue | $50.00 | $50.00 | 7/16/2010 5:15:57 PM |
| treasure-hunter270 | $25.00 | $25.00 | 7/16/2010 5:17:56 PM |
| djronin47 | $25.00 | $25.00 | 7/16/2010 7:36:39 PM |
| IIP77 | $25.00 | $25.00 | 7/16/2010 9:31:31 PM |
| anders94 | $25.00 | $25.00 | 7/16/2010 5:19:35 PM |
| ichibon | $100.00 | $100.00 | 7/16/2010 5:19:48 PM |
| bountiful-durability | $50.00 | $50.00 | 7/16/2010 5:22:09 PM |
| Prosp_Lender | $35.64 | $35.64 | 7/17/2010 12:51:41 AM |
| summerlander | $25.00 | $25.00 | 7/16/2010 6:06:54 PM |
| BBall_Mom | $25.00 | $25.00 | 7/17/2010 7:01:19 AM |
| a-finance-nirvana | $25.00 | $25.00 | 7/16/2010 7:06:56 PM |
| inspiring-reward | $150.00 | $150.00 | 7/17/2010 6:57:15 AM |
| Anny-Disco | $100.00 | $100.00 | 7/16/2010 7:46:48 PM |
| JFKPilot | $25.00 | $25.00 | 7/17/2010 9:02:00 AM |
| callmebryan | $25.00 | $25.00 | 7/17/2010 8:51:15 AM |
| HaveToWrite | $25.00 | $25.00 | 7/16/2010 9:02:03 PM |
| Artist_Blue | $25.00 | $25.00 | 7/17/2010 9:32:33 AM |
| DreDub | $50.00 | $50.00 | 7/17/2010 12:11:26 AM |
| papaloha | $50.00 | $50.00 | 7/17/2010 1:40:07 PM |
| atrain2007 | $25.00 | $25.00 | 7/17/2010 8:31:18 AM |
| Dap2005 | $25.00 | $25.00 | 7/17/2010 1:40:16 PM |
| danthemon35 | $25.00 | $25.00 | 7/17/2010 2:12:48 PM |
| Fiimg | $50.00 | $50.00 | 7/17/2010 10:06:19 AM |
| castleman | $25.00 | $25.00 | 7/17/2010 2:31:44 PM |
| ahalls | $25.00 | $25.00 | 7/17/2010 2:16:40 PM |
| moola-man | $30.00 | $30.00 | 7/17/2010 2:38:25 PM |
| profit33r | $30.00 | $30.00 | 7/17/2010 6:03:45 PM |
| sweetlan | $25.00 | $25.00 | 7/17/2010 6:21:32 PM |
| time4aloan | $50.00 | $50.00 | 7/17/2010 2:14:31 PM |
| treasure-bliss | $85.46 | $85.46 | 7/17/2010 2:16:11 PM |
| radforj22 | $25.00 | $25.00 | 7/17/2010 2:16:23 PM |
| market-assembler | $25.47 | $25.47 | 7/17/2010 5:37:48 PM |
| norcaliboy22 | $25.00 | $25.00 | 7/18/2010 10:31:50 AM |
| rae4sunshine | $50.00 | $50.00 | 7/17/2010 10:12:53 PM |
| syounker | $25.00 | $25.00 | 7/18/2010 10:50:38 AM |
| rate-gravity | $100.00 | $100.00 | 7/18/2010 11:53:06 AM |
| bold-durability-drum | $37.18 | $37.18 | 7/18/2010 1:16:16 PM |
| moola-wildebeest3 | $50.00 | $50.00 | 7/18/2010 1:26:00 PM |
| reinforced-revenue069 | $25.00 | $25.00 | 7/18/2010 10:19:14 AM |
| first-class-dime | $29.06 | $29.06 | 7/18/2010 3:09:46 PM |
| worth-jedi5 | $25.00 | $25.00 | 7/18/2010 5:42:54 PM |
| cpblue79 | $48.54 | $48.54 | 7/18/2010 4:38:16 PM |
| lloyd_s | $25.00 | $25.00 | 7/18/2010 10:50:57 AM |
| bowdish1 | $50.00 | $50.00 | 7/18/2010 10:51:04 AM |
| Savings_EQ_Dignity | $26.56 | $26.56 | 7/18/2010 7:26:34 PM |
| ready-interest9 | $25.00 | $25.00 | 7/18/2010 7:26:46 PM |
| economy-producer | $25.00 | $25.00 | 7/18/2010 7:27:23 PM |
| responsible-investment0 | $41.49 | $41.49 | 7/18/2010 7:27:44 PM |
| Entejaeger | $25.00 | $25.00 | 7/18/2010 7:27:49 PM |
| TeamAmerica | $25.00 | $25.00 | 7/18/2010 7:28:26 PM |
| community-pipeline8 | $50.00 | $50.00 | 7/18/2010 7:26:31 PM |
| TheTimeIsNow | $25.00 | $25.00 | 7/18/2010 7:31:26 PM |
| Slend49 | $25.00 | $25.00 | 7/18/2010 7:26:52 PM |
| LiveFreeand | $38.18 | $38.18 | 7/18/2010 7:26:56 PM |
| gracej | $25.00 | $25.00 | 7/18/2010 7:27:04 PM |
| outofoffice | $50.00 | $50.00 | 7/18/2010 1:02:34 PM |
| buddy486 | $25.00 | $25.00 | 7/18/2010 7:32:14 PM |
| bold-special-peace7 | $50.00 | $50.00 | 7/18/2010 7:27:24 PM |
| morfie | $25.00 | $25.00 | 7/18/2010 7:27:43 PM |
| pavelz | $37.82 | $37.82 | 7/18/2010 7:28:21 PM |
| stylish-generosity6 | $25.00 | $25.00 | 7/18/2010 7:28:33 PM |
| enterprising-cash3 | $50.00 | $50.00 | 7/18/2010 7:28:36 PM |
| SDNLR | $25.00 | $25.00 | 7/18/2010 8:08:21 PM |
| nybanker85 | $29.14 | $29.14 | 7/18/2010 2:12:04 PM |
| Spaceman838 | $25.00 | $25.00 | 7/18/2010 8:00:14 PM |
| payout-detective7 | $25.00 | $25.00 | 7/18/2010 8:08:29 PM |
| Optimistic | $25.00 | $25.00 | 7/18/2010 10:17:09 PM |
| Serp | $25.00 | $25.00 | 7/18/2010 9:11:54 PM |
| orderly-loot | $25.00 | $25.00 | 7/18/2010 4:47:31 PM |
| the-profit-oracle | $25.00 | $25.00 | 7/19/2010 12:43:26 AM |
| famous-bill | $42.80 | $42.80 | 7/19/2010 6:48:41 AM |
| jdrez | $25.00 | $25.00 | 7/18/2010 7:26:29 PM |
| tallmon | $25.00 | $25.00 | 7/18/2010 7:26:49 PM |
| boater01 | $31.69 | $31.69 | 7/18/2010 7:27:09 PM |
| Katburg | $35.00 | $35.00 | 7/18/2010 7:27:41 PM |
| Contact911 | $50.00 | $50.00 | 7/18/2010 7:27:51 PM |
| orgy63 | $25.00 | $25.00 | 7/18/2010 7:28:19 PM |
| helpinghand63 | $25.64 | $25.64 | 7/18/2010 7:28:24 PM |
| bchen78875 | $25.00 | $25.00 | 7/18/2010 8:08:37 PM |
| Railbird | $25.00 | $25.00 | 7/18/2010 8:33:06 PM |
| sharkm | $35.00 | $35.00 | 7/19/2010 9:52:48 AM |
| lcole32 | $25.00 | $25.00 | 7/19/2010 9:53:20 AM |
| nprfan5 | $25.00 | $25.00 | 7/19/2010 10:01:47 AM |
| ms48105 | $25.00 | $25.00 | 7/19/2010 10:02:03 AM |
| wwwUniversal | $25.00 | $25.00 | 7/19/2010 10:09:48 AM |
| proper-commitment5 | $25.00 | $25.00 | 7/19/2010 10:02:08 AM |
| authoritative-platinum7 | $31.11 | $31.11 | 7/19/2010 10:21:19 AM |
| coin-sherpa | $25.00 | $25.00 | 7/19/2010 10:22:25 AM |
| crittman | $25.00 | $25.00 | 7/19/2010 10:37:09 AM |
| NickRac | $25.00 | $25.00 | 7/19/2010 10:56:03 AM |
| persistent-basis8 | $25.00 | $25.00 | 7/19/2010 10:39:59 AM |
| InvestorPartners | $25.00 | $25.00 | 7/19/2010 10:40:37 AM |
| LendsToMomos | $25.00 | $25.00 | 7/19/2010 11:11:17 AM |
| yield-seeker | $25.00 | $25.00 | 7/19/2010 11:33:23 AM |
| MissionMicroFinance | $25.00 | $25.00 | 7/19/2010 11:17:14 AM |
| cello1 | $25.00 | $25.00 | 7/19/2010 11:42:01 AM |
| qcksilvr20 | $50.00 | $50.00 | 7/19/2010 12:51:26 PM |
| danny-lender | $50.00 | $50.00 | 7/19/2010 9:12:02 AM |
| saysana | $25.00 | $25.00 | 7/19/2010 12:51:14 PM |
| visionary-commerce | $25.00 | $25.00 | 7/19/2010 9:38:06 AM |
| forthright-principal2 | $25.00 | $25.00 | 7/19/2010 3:24:14 PM |
| jonn834 | $25.00 | $25.00 | 7/19/2010 9:54:58 AM |
| FinanceEngine | $25.00 | $25.00 | 7/19/2010 4:26:49 PM |
| contract-giant | $25.00 | $25.00 | 7/19/2010 10:18:13 AM |
| ClearLake | $25.00 | $25.00 | 7/19/2010 10:22:23 AM |
| gelidfrank | $25.00 | $25.00 | 7/19/2010 10:22:29 AM |
| suomynona | $25.00 | $25.00 | 7/19/2010 10:27:58 AM |
| Ready2Loan | $25.00 | $25.00 | 7/19/2010 10:40:00 AM |
| power-igloo3 | $25.00 | $25.00 | 7/19/2010 10:46:23 AM |
| anyoi | $26.90 | $26.90 | 7/19/2010 11:34:37 AM |
| enthusiastic-balance5 | $56.81 | $56.81 | 7/19/2010 11:42:09 AM |
| Winsten | $37.20 | $31.06 | 7/19/2010 1:31:28 PM |
| RandyL3 | $25.00 | $25.00 | 7/20/2010 1:54:33 AM |
| ttnk62918 | $25.00 | $25.00 | 7/20/2010 2:11:24 AM |
| rockhound84 | $25.00 | $25.00 | 7/19/2010 8:19:16 PM |
| felicity-loyalist0 | $31.15 | $31.15 | 7/21/2010 4:14:32 PM |
| finance-symphony7 | $25.00 | $25.00 | 7/21/2010 8:46:54 PM |
| 237 bids
|
Borrower Payment Dependent Notes Series
467388
This series of Notes was issued and sold upon the funding of the borrower loan #43630, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jul-19-2010 |
| |
Auction end date:
| Jul-21-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $111.63 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $111.63 |
| |
|
Auction yield range:
| 3.93% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 25% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 13
/
11 | Length of status: | 3y 3m |
|
Credit score:
| 720-739 (Jul-2010) |
Total credit lines:
| 18 |
Occupation: | Architect |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $7,160 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 49% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| truth-framework |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
New Roof Home Repair
Purpose of loan:
This loan will be used to complete funding of a new roof for my home.? It is a small, well-kept home.? But I would like to have the new shingles layed over right now, rather than going through another rainy, snowy winter.? The job will cost $5000, of which I need $3500 now, hence the need for the Prosper loan.
My financial situation:
I am a good candidate for this loan because my fixed (and very steady) income exceeds $70k/year and I have great credit.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| MissionMicroFinance | $25.00 | $25.00 | 7/19/2010 5:02:32 PM |
| afotherg | $40.00 | $40.00 | 7/19/2010 5:07:52 PM |
| community-pipeline8 | $50.00 | $50.00 | 7/19/2010 5:09:20 PM |
| munnu | $25.00 | $25.00 | 7/19/2010 5:10:32 PM |
| radforj22 | $36.39 | $36.39 | 7/19/2010 5:12:29 PM |
| delicious-social132 | $40.00 | $40.00 | 7/19/2010 5:17:01 PM |
| rescue | $50.00 | $50.00 | 7/19/2010 5:16:37 PM |
| generous-deal6 | $25.00 | $25.00 | 7/19/2010 5:17:28 PM |
| studious-bonus7 | $100.00 | $100.00 | 7/19/2010 5:18:39 PM |
| ichibon | $100.00 | $100.00 | 7/19/2010 5:19:51 PM |
| Banker7371 | $25.00 | $25.00 | 7/19/2010 5:22:02 PM |
| simplelender80 | $100.00 | $100.00 | 7/19/2010 5:22:23 PM |
| inspired-contract9 | $50.00 | $50.00 | 7/19/2010 5:23:01 PM |
| meenan | $25.00 | $25.00 | 7/19/2010 5:23:18 PM |
| aurorafinancial | $50.00 | $50.00 | 7/19/2010 5:24:15 PM |
| maldok1 | $25.00 | $25.00 | 7/19/2010 5:24:30 PM |
| 1800porsche | $25.00 | $25.00 | 7/19/2010 5:25:32 PM |
| diplomatic-wealth7 | $100.00 | $100.00 | 7/19/2010 5:25:53 PM |
| jazzlender | $25.00 | $25.00 | 7/19/2010 5:15:52 PM |
| moola-man | $50.00 | $50.00 | 7/19/2010 5:16:27 PM |
| mlopez2007 | $25.00 | $25.00 | 7/19/2010 5:26:54 PM |
| hookUup | $25.00 | $25.00 | 7/19/2010 5:16:49 PM |
| the_winning_ticket | $35.00 | $35.00 | 7/19/2010 5:17:34 PM |
| anders94 | $25.00 | $25.00 | 7/19/2010 5:19:33 PM |
| gold-heaven9 | $25.00 | $25.00 | 7/19/2010 5:21:08 PM |
| restless-fund5 | $25.00 | $25.00 | 7/19/2010 5:33:41 PM |
| saysana | $25.00 | $25.00 | 7/19/2010 5:33:53 PM |
| Koorblow | $100.00 | $100.00 | 7/19/2010 5:21:23 PM |
| thestartuplender | $28.20 | $28.20 | 7/19/2010 6:47:11 PM |
| DreDub | $50.00 | $50.00 | 7/19/2010 5:25:24 PM |
| kyomoon | $50.00 | $50.00 | 7/19/2010 5:26:29 PM |
| moneyfriend | $50.00 | $50.00 | 7/19/2010 8:02:18 PM |
| Contact911 | $50.00 | $50.00 | 7/19/2010 8:03:44 PM |
| life-is-great | $25.00 | $25.00 | 7/19/2010 5:28:39 PM |
| naina_my_daughter | $25.00 | $25.00 | 7/19/2010 10:56:28 PM |
| antlr | $25.00 | $25.00 | 7/20/2010 12:56:25 AM |
| investmentgroup | $25.00 | $25.00 | 7/19/2010 5:30:09 PM |
| a-truth-upholder | $50.00 | $50.00 | 7/20/2010 1:56:20 AM |
| well-rounded-dinero | $25.00 | $25.00 | 7/20/2010 5:41:30 AM |
| Goodlender42 | $25.00 | $25.00 | 7/19/2010 6:46:22 PM |
| asset-caballero | $25.00 | $25.00 | 7/20/2010 1:48:45 AM |
| Artist_Blue | $25.00 | $25.00 | 7/19/2010 5:05:51 PM |
| kenji4861 | $25.00 | $25.00 | 7/19/2010 5:09:29 PM |
| paddatjie | $25.00 | $25.00 | 7/19/2010 5:12:38 PM |
| market-socrates4 | $25.00 | $25.00 | 7/19/2010 5:12:57 PM |
| bdloans | $50.00 | $50.00 | 7/19/2010 5:13:10 PM |
| kulender | $25.00 | $25.00 | 7/19/2010 5:03:43 PM |
| j2ee | $25.00 | $25.00 | 7/19/2010 5:17:08 PM |
| personal-lender | $25.00 | $25.00 | 7/19/2010 5:18:23 PM |
| successful-euro | $50.00 | $50.00 | 7/19/2010 5:08:39 PM |
| riproaringrapids | $25.00 | $25.00 | 7/19/2010 5:09:36 PM |
| tech310 | $100.00 | $100.00 | 7/19/2010 5:21:34 PM |
| first-upright-payout | $25.00 | $25.00 | 7/19/2010 5:21:56 PM |
| dlshap | $25.00 | $25.00 | 7/19/2010 5:22:12 PM |
| treasure-hunter270 | $25.00 | $25.00 | 7/19/2010 5:22:44 PM |
| tntmojave | $25.00 | $25.00 | 7/19/2010 5:22:52 PM |
| ethicalhumanist | $25.00 | $25.00 | 7/19/2010 5:23:29 PM |
| Havana21 | $75.00 | $75.00 | 7/19/2010 5:23:53 PM |
| alpinaut | $25.00 | $25.00 | 7/19/2010 5:24:46 PM |
| Fiimg | $50.00 | $50.00 | 7/19/2010 5:26:10 PM |
| tekkie2412 | $50.00 | $50.00 | 7/19/2010 5:27:32 PM |
| Emgolda | $25.00 | $25.00 | 7/19/2010 5:27:48 PM |
| rbc_ventures | $25.00 | $25.00 | 7/19/2010 5:17:42 PM |
| betaoption | $25.00 | $25.00 | 7/19/2010 5:31:42 PM |
| TheBiggTree | $25.00 | $25.00 | 7/19/2010 5:32:25 PM |
| diverse2 | $30.00 | $30.00 | 7/19/2010 5:32:32 PM |
| SARMAR | $50.00 | $50.00 | 7/19/2010 5:33:12 PM |
| orgy63 | $25.00 | $25.00 | 7/19/2010 5:22:38 PM |
| proper-p2p6 | $100.00 | $100.00 | 7/19/2010 5:23:11 PM |
| thorough-exchange4 | $40.00 | $40.00 | 7/19/2010 5:23:42 PM |
| bountiful-durability | $100.00 | $100.00 | 7/19/2010 5:25:07 PM |
| Gunny89 | $25.00 | $25.00 | 7/19/2010 7:37:37 PM |
| suave-dollar | $40.00 | $40.00 | 7/19/2010 5:25:43 PM |
| tdinbranson | $50.00 | $50.00 | 7/19/2010 5:26:00 PM |
| fairness-kayak | $25.00 | $25.00 | 7/19/2010 8:21:37 PM |
| MoneyU4IA | $50.00 | $50.00 | 7/19/2010 5:28:04 PM |
| ray1051 | $50.00 | $50.00 | 7/19/2010 5:28:12 PM |
| mraleig | $75.00 | $75.00 | 7/19/2010 8:34:18 PM |
| moola-wildebeest3 | $50.00 | $50.00 | 7/19/2010 5:29:52 PM |
| zorg77 | $25.00 | $25.00 | 7/19/2010 5:30:26 PM |
| Rysterola82 | $25.00 | $25.00 | 7/19/2010 5:31:31 PM |
| budyzr | $25.00 | $25.00 | 7/20/2010 1:38:45 AM |
| fireheart | $25.00 | $25.00 | 7/19/2010 5:33:22 PM |
| enthralling-deal180 | $33.49 | $33.49 | 7/20/2010 2:02:36 AM |
| BiggestG | $25.00 | $25.00 | 7/19/2010 6:47:16 PM |
| wwwUniversal | $25.00 | $25.00 | 7/20/2010 2:02:38 AM |
| money-explorer3 | $25.00 | $25.00 | 7/20/2010 2:36:25 AM |
| js60l | $25.00 | $25.00 | 7/20/2010 3:42:01 AM |
| bruin558 | $60.00 | $26.92 | 7/20/2010 5:51:29 AM |
| 89 bids
|
Borrower Payment Dependent Notes Series
467556
This series of Notes was issued and sold upon the funding of the borrower loan #43563, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Jul-20-2010 |
| |
Auction end date:
| Jul-21-2010 |
|
|
Starting lender yield:
| 8.30% |
Starting borrower rate/APR:
| 9.30% / 9.64% |
Starting monthly payment:
| $319.40 |
|
Final lender yield:
| 8.30% |
Final borrower rate/APR:
| 9.30% / 9.64% |
Final monthly payment:
| $319.40 |
| |
|
Auction yield range:
| 2.93% - 8.30% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.80% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| May-1981 |
Debt/Income ratio:
| 38% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 14
/
13 | Length of status: | 13y 4m |
|
Credit score:
| 820-839 (Jul-2010) |
Total credit lines:
| 33 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $11,769 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 13% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| ready-justice9 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off 401K loan
Purpose of loan:
This loan will be used to repay a 401K loan.
My financial situation:
I am a good candidate for this loan because I have an Excellent credit rating, have been employed at the same employer for over 13 years and have never defaulted on a loan.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| successful-euro | $75.00 | $75.00 | 7/20/2010 4:04:23 PM |
| Artist_Blue | $25.00 | $25.00 | 7/20/2010 4:08:00 PM |
| JKEnterprises | $25.00 | $25.00 | 7/20/2010 4:08:05 PM |
| bdloans | $50.00 | $50.00 | 7/20/2010 4:11:04 PM |
| tbrnet | $50.00 | $50.00 | 7/20/2010 4:13:27 PM |
| j2ee | $25.00 | $25.00 | 7/20/2010 4:13:35 PM |
| delicious-social132 | $40.00 | $40.00 | 7/20/2010 4:13:30 PM |
| personal-lender | $25.00 | $25.00 | 7/20/2010 4:14:10 PM |
| simplelender80 | $100.00 | $100.00 | 7/20/2010 4:15:18 PM |
| tech310 | $100.00 | $100.00 | 7/20/2010 4:15:04 PM |
| 1800porsche | $25.00 | $25.00 | 7/20/2010 4:16:04 PM |
| diplomatic-wealth7 | $100.00 | $100.00 | 7/20/2010 4:16:09 PM |
| suave-dollar | $40.00 | $40.00 | 7/20/2010 4:16:08 PM |
| tekkie2412 | $50.00 | $50.00 | 7/20/2010 4:16:34 PM |
| SARMAR | $50.00 | $50.00 | 7/20/2010 4:17:26 PM |
| saysana | $25.00 | $25.00 | 7/20/2010 4:17:33 PM |
| generous-deal6 | $25.00 | $25.00 | 7/20/2010 4:17:57 PM |
| fairness-kayak | $25.00 | $25.00 | 7/20/2010 4:18:13 PM |
| dharma1 | $25.00 | $25.00 | 7/20/2010 4:18:41 PM |
| thestartuplender | $35.00 | $35.00 | 7/20/2010 4:18:28 PM |
| RockCrown | $25.00 | $25.00 | 7/20/2010 4:19:10 PM |
| ingenious-order783 | $25.00 | $25.00 | 7/20/2010 4:19:14 PM |
| MoneyU4IA | $50.00 | $50.00 | 7/20/2010 4:18:44 PM |
| peace-saber0 | $25.00 | $25.00 | 7/20/2010 4:19:40 PM |
| CaptainBlueberry | $25.00 | $25.00 | 7/20/2010 4:19:30 PM |
| generosity-giraffe0 | $25.00 | $25.00 | 7/20/2010 4:20:52 PM |
| jangalt | $72.00 | $72.00 | 7/20/2010 4:20:01 PM |
| marketplace-cello5 | $25.00 | $25.00 | 7/20/2010 4:33:04 PM |
| coin-sherpa | $25.00 | $25.00 | 7/20/2010 4:34:15 PM |
| ptjg | $100.00 | $100.00 | 7/20/2010 4:35:31 PM |
| paddatjie | $25.00 | $25.00 | 7/20/2010 4:10:51 PM |
| suburbanman64 | $35.00 | $35.00 | 7/20/2010 4:38:01 PM |
| jazzlender | $25.00 | $25.00 | 7/20/2010 4:13:01 PM |
| hookUup | $25.00 | $25.00 | 7/20/2010 4:13:25 PM |
| treasure-hunter270 | $25.00 | $25.00 | 7/20/2010 4:15:31 PM |
| DreDub | $50.00 | $50.00 | 7/20/2010 4:16:02 PM |
| kyomoon | $50.00 | $50.00 | 7/20/2010 4:16:20 PM |
| life-is-great | $25.00 | $25.00 | 7/20/2010 4:16:46 PM |
| fireheart | $25.00 | $25.00 | 7/20/2010 4:17:28 PM |
| Goodlender42 | $25.00 | $25.00 | 7/20/2010 4:17:54 PM |
| BlindProphet | $25.00 | $25.00 | 7/20/2010 4:17:59 PM |
| impressive-credit431 | $55.00 | $55.00 | 7/20/2010 4:18:04 PM |
| naina_my_daughter | $25.00 | $25.00 | 7/20/2010 4:18:23 PM |
| radforj22 | $50.00 | $50.00 | 7/20/2010 4:18:51 PM |
| hope-encourager | $50.00 | $50.00 | 7/20/2010 4:19:27 PM |
| gojackgo | $50.00 | $50.00 | 7/20/2010 4:20:02 PM |
| dinero-philosopher3 | $25.00 | $25.00 | 7/20/2010 4:20:17 PM |
| DrMoneyBags | $25.00 | $25.00 | 7/20/2010 4:20:34 PM |
| JBDAD | $25.00 | $25.00 | 7/20/2010 7:31:17 PM |
| BigEarHole | $25.48 | $25.48 | 7/20/2010 8:01:18 PM |
| fishman42 | $25.00 | $25.00 | 7/20/2010 10:36:21 PM |
| guardlender | $25.00 | $25.00 | 7/21/2010 1:32:51 AM |
| svandgts | $25.00 | $25.00 | 7/21/2010 1:46:10 AM |
| thoughtful-payment268 | $46.31 | $46.31 | 7/20/2010 4:39:41 PM |
| teller | $42.01 | $42.01 | 7/21/2010 1:47:56 AM |
| MONEYLENDER101 | $35.48 | $35.48 | 7/21/2010 1:48:58 AM |
| Cheburashka | $30.00 | $30.00 | 7/21/2010 1:47:46 AM |
| roccofox | $35.75 | $35.75 | 7/21/2010 1:48:11 AM |
| Dazz2061 | $25.00 | $25.00 | 7/21/2010 1:48:34 AM |
| dpfl55 | $25.00 | $25.00 | 7/21/2010 2:02:27 AM |
| BayShell | $36.65 | $36.65 | 7/21/2010 1:48:55 AM |
| basis-daydream | $50.00 | $50.00 | 7/21/2010 2:13:00 AM |
| first-restless-payout | $50.00 | $50.00 | 7/20/2010 4:48:01 PM |
| heroic-platinum | $25.00 | $25.00 | 7/21/2010 2:15:07 AM |
| ommcd | $25.00 | $25.00 | 7/21/2010 2:02:24 AM |
| orange-dollar-guild | $43.22 | $43.22 | 7/21/2010 3:01:18 AM |
| yield-seeker | $25.00 | $25.00 | 7/21/2010 2:14:19 AM |
| fair-funds | $25.00 | $25.00 | 7/21/2010 2:15:09 AM |
| brightest-dynamic-peace | $25.00 | $25.00 | 7/21/2010 3:11:55 AM |
| Preferred-Lender | $25.00 | $25.00 | 7/21/2010 3:16:17 AM |
| deal-frontier | $32.53 | $32.53 | 7/21/2010 3:41:18 AM |
| balance-voyager | $32.62 | $32.62 | 7/21/2010 4:31:17 AM |
| forthright-trade | $50.00 | $50.00 | 7/20/2010 7:11:12 PM |
| bobby5832708 | $50.00 | $50.00 | 7/21/2010 6:16:32 AM |
| jayhawk1000 | $50.00 | $50.00 | 7/21/2010 6:51:34 AM |
| funds-promiser | $50.00 | $50.00 | 7/21/2010 7:21:34 AM |
| Yankeeeagle | $25.00 | $25.00 | 7/21/2010 2:00:23 AM |
| pwkpwk | $25.00 | $25.00 | 7/21/2010 2:02:17 AM |
| Toby1montana | $25.29 | $25.29 | 7/21/2010 2:14:14 AM |
| flopcat | $25.00 | $25.00 | 7/21/2010 9:16:37 AM |
| wampum-chorus3 | $25.00 | $25.00 | 7/21/2010 3:12:19 AM |
| Rdodson11 | $25.00 | $25.00 | 7/21/2010 3:16:21 AM |
| platinum-dojo | $25.00 | $25.00 | 7/21/2010 9:36:21 AM |
| ctgscott | $25.00 | $25.00 | 7/21/2010 9:38:24 AM |
| agile-loan0 | $25.00 | $25.00 | 7/21/2010 9:37:19 AM |
| alexstar | $25.00 | $25.00 | 7/21/2010 7:16:35 AM |
| techs | $25.00 | $25.00 | 7/21/2010 7:37:26 AM |
| blue-useful-auction | $25.00 | $25.00 | 7/21/2010 7:47:00 AM |
| Merganser | $25.00 | $25.00 | 7/21/2010 11:08:29 AM |
| revenue-prospector | $32.64 | $32.64 | 7/21/2010 11:16:29 AM |
| szetowski | $25.00 | $25.00 | 7/21/2010 11:32:35 AM |
| UT-Longhorn | $25.00 | $25.00 | 7/21/2010 11:32:38 AM |
| Mali1 | $25.00 | $25.00 | 7/21/2010 11:32:39 AM |
| cash-queen | $28.99 | $28.99 | 7/21/2010 11:32:41 AM |
| blackberry9 | $25.00 | $25.00 | 7/21/2010 11:32:48 AM |
| MTLoans | $25.00 | $25.00 | 7/21/2010 11:32:46 AM |
| kt103099 | $25.00 | $25.00 | 7/21/2010 11:32:51 AM |
| deal-multiplier9 | $25.00 | $25.00 | 7/21/2010 11:32:57 AM |
| Aethelwolf | $25.00 | $25.00 | 7/21/2010 11:32:55 AM |
| tsclend07 | $25.00 | $25.00 | 7/21/2010 11:33:26 AM |
| CodeGuy | $25.00 | $25.00 | 7/21/2010 11:33:20 AM |
| portfolio | $50.00 | $50.00 | 7/21/2010 11:33:29 AM |
| ferocious-exchange3 | $25.00 | $25.00 | 7/21/2010 11:33:38 AM |
| cardinal04 | $25.00 | $25.00 | 7/21/2010 11:33:33 AM |
| emprestador | $25.00 | $25.00 | 7/21/2010 11:33:44 AM |
| shorthairedg | $50.00 | $50.00 | 7/21/2010 11:33:39 AM |
| tender-integrity3 | $50.00 | $50.00 | 7/21/2010 11:34:10 AM |
| briphi | $33.95 | $33.95 | 7/21/2010 11:33:42 AM |
| anything-but-ordinary | $36.28 | $36.28 | 7/21/2010 11:34:15 AM |
| pavelz | $48.02 | $48.02 | 7/21/2010 11:34:22 AM |
| tdinbranson | $50.00 | $50.00 | 7/21/2010 11:34:13 AM |
| finance-negotiator2 | $25.00 | $25.00 | 7/21/2010 11:34:19 AM |
| well-rounded-dinero | $25.00 | $25.00 | 7/21/2010 11:34:36 AM |
| lloyd_s | $25.00 | $25.00 | 7/21/2010 11:34:27 AM |
| kcole10 | $25.00 | $25.00 | 7/21/2010 11:34:43 AM |
| jga516 | $25.00 | $25.00 | 7/21/2010 11:34:31 AM |
| LoansomeRanger | $50.00 | $50.00 | 7/21/2010 11:34:47 AM |
| Global2010 | $50.00 | $50.00 | 7/21/2010 11:34:37 AM |
| jjb3 | $25.00 | $25.00 | 7/21/2010 11:34:49 AM |
| phillipd48 | $25.00 | $25.00 | 7/21/2010 11:34:50 AM |
| wwwUniversal | $25.00 | $25.00 | 7/21/2010 11:36:12 AM |
| wampum-reaction2 | $25.00 | $25.00 | 7/21/2010 9:32:33 AM |
| WindyKid | $25.00 | $25.00 | 7/21/2010 9:37:04 AM |
| VIGSY | $25.00 | $25.00 | 7/21/2010 9:37:12 AM |
| crazybill | $25.00 | $25.00 | 7/21/2010 9:38:27 AM |
| divedude | $25.00 | $25.00 | 7/21/2010 9:38:54 AM |
| MoneyMA | $25.00 | $25.00 | 7/21/2010 11:32:32 AM |
| ThomasC | $25.00 | $25.00 | 7/21/2010 11:32:36 AM |
| zoe1971 | $25.00 | $25.00 | 7/21/2010 11:32:42 AM |
| pleasant-dime | $25.00 | $25.00 | 7/21/2010 11:32:47 AM |
| samo102us | $25.00 | $25.00 | 7/21/2010 11:32:51 AM |
| brightest-durability-chomper | $25.00 | $25.00 | 7/21/2010 11:32:56 AM |
| JFKPilot | $25.00 | $25.00 | 7/21/2010 11:33:22 AM |
| BeachWalkz | $25.00 | $25.00 | 7/21/2010 11:33:27 AM |
| stilleto8 | $25.00 | $25.00 | 7/21/2010 11:33:34 AM |
| ryreesado | $25.00 | $25.00 | 7/21/2010 11:33:41 AM |
| mrbanker | $58.69 | $58.69 | 7/21/2010 11:34:17 AM |
| m3498 | $25.00 | $25.00 | 7/21/2010 11:34:23 AM |
| junctionking | $25.00 | $25.00 | 7/21/2010 11:34:25 AM |
| burgeoning-silver | $25.00 | $25.00 | 7/21/2010 11:34:32 AM |
| dtrain5 | $25.00 | $25.00 | 7/21/2010 11:34:37 AM |
| DavenportCapital | $25.00 | $25.00 | 7/21/2010 11:34:46 AM |
| TheGrayFox | $25.00 | $13.29 | 7/21/2010 11:34:52 AM |
| community-pipeline8 | $50.00 | $50.00 | 7/20/2010 4:04:29 PM |
| kenji4861 | $25.00 | $25.00 | 7/20/2010 4:04:36 PM |
| kulender | $50.00 | $50.00 | 7/20/2010 4:05:01 PM |
| munnu | $25.00 | $25.00 | 7/20/2010 4:10:18 PM |
| market-socrates4 | $25.00 | $25.00 | 7/20/2010 4:10:59 PM |
| the_winning_ticket | $35.00 | $35.00 | 7/20/2010 4:13:43 PM |
| blue-euro-entrepreneur | $25.00 | $25.00 | 7/20/2010 4:14:41 PM |
| dlshap | $25.00 | $25.00 | 7/20/2010 4:15:16 PM |
| investment-network | $25.00 | $25.00 | 7/20/2010 4:15:24 PM |
| orgy63 | $25.00 | $25.00 | 7/20/2010 4:15:28 PM |
| tntmojave | $25.00 | $25.00 | 7/20/2010 4:15:34 PM |
| inspired-contract9 | $50.00 | $50.00 | 7/20/2010 4:15:36 PM |
| proper-p2p6 | $100.00 | $100.00 | 7/20/2010 4:15:39 PM |
| meenan | $25.00 | $25.00 | 7/20/2010 4:15:43 PM |
| mlopez2007 | $25.00 | $25.00 | 7/20/2010 4:16:25 PM |
| Emgolda | $25.00 | $25.00 | 7/20/2010 4:16:43 PM |
| Rysterola82 | $25.00 | $25.00 | 7/20/2010 4:17:06 PM |
| moola-wildebeest3 | $50.00 | $50.00 | 7/20/2010 4:16:53 PM |
| alpinaut | $25.00 | $25.00 | 7/20/2010 4:18:01 PM |
| TheBiggTree | $25.00 | $25.00 | 7/20/2010 4:18:06 PM |
| a-truth-upholder | $50.00 | $50.00 | 7/20/2010 4:18:56 PM |
| Tc11902 | $25.00 | $25.00 | 7/20/2010 4:18:27 PM |
| bsmtloan | $50.00 | $50.00 | 7/20/2010 4:19:23 PM |
| js60l | $25.00 | $25.00 | 7/20/2010 4:19:02 PM |
| relentless-penny | $25.00 | $25.00 | 7/20/2010 4:19:22 PM |
| riproaringrapids | $25.00 | $25.00 | 7/20/2010 4:04:26 PM |
| agreement-sycamore | $50.00 | $50.00 | 7/20/2010 4:20:31 PM |
| kmr2 | $50.00 | $50.00 | 7/20/2010 4:20:40 PM |
| djs81 | $50.00 | $50.00 | 7/20/2010 4:19:52 PM |
| trevandtal | $25.00 | $25.00 | 7/20/2010 4:20:58 PM |
| ArmyGuy | $25.00 | $25.00 | 7/20/2010 4:34:10 PM |
| jtrump22 | $25.00 | $25.00 | 7/20/2010 4:34:32 PM |
| fireboss | $25.00 | $25.00 | 7/20/2010 4:35:39 PM |
| afotherg | $40.00 | $40.00 | 7/20/2010 4:09:49 PM |
| Havana21 | $75.00 | $75.00 | 7/20/2010 4:37:07 PM |
| moola-man | $50.00 | $50.00 | 7/20/2010 4:13:14 PM |
| benefit-judo5 | $38.42 | $38.42 | 7/20/2010 4:38:59 PM |
| bid-czar8 | $73.98 | $73.98 | 7/20/2010 4:40:19 PM |
| Koorblow | $100.00 | $100.00 | 7/20/2010 4:15:07 PM |
| SCD | $25.00 | $25.00 | 7/20/2010 4:43:48 PM |
| VWA_to_the_Rescue | $25.00 | $25.00 | 7/20/2010 4:48:00 PM |
| thorough-exchange4 | $40.00 | $40.00 | 7/20/2010 4:15:48 PM |
| wormdc | $25.00 | $25.00 | 7/20/2010 4:47:37 PM |
| ray1051 | $50.00 | $50.00 | 7/20/2010 4:16:44 PM |
| rbc_ventures | $25.00 | $25.00 | 7/20/2010 4:17:58 PM |
| bountiful-durability | $100.00 | $100.00 | 7/20/2010 4:18:02 PM |
| panegryst | $25.00 | $25.00 | 7/20/2010 5:26:27 PM |
| antlr | $25.00 | $25.00 | 7/20/2010 4:18:37 PM |
| moneyfriend | $50.00 | $50.00 | 7/20/2010 4:18:54 PM |
| Lender75 | $50.00 | $50.00 | 7/20/2010 4:19:26 PM |
| top-sensible-yield | $50.00 | $50.00 | 7/20/2010 6:51:30 PM |
| syounker | $25.00 | $25.00 | 7/20/2010 4:19:36 PM |
| auction-sage | $25.00 | $25.00 | 7/20/2010 4:20:20 PM |
| investmentgroup | $25.00 | $25.00 | 7/20/2010 6:16:15 PM |
| loot-heart | $50.00 | $50.00 | 7/20/2010 4:20:41 PM |
| wealthstar | $25.00 | $25.00 | 7/20/2010 7:31:28 PM |
| benefit-pro | $25.00 | $25.00 | 7/20/2010 8:30:59 PM |
| DishevelledGypsy | $25.00 | $25.00 | 7/20/2010 8:03:49 PM |
| orindalender | $48.67 | $48.67 | 7/20/2010 9:52:15 PM |
| TrueLending | $25.00 | $25.00 | 7/20/2010 10:36:17 PM |
| UncleTupelo2 | $25.00 | $25.00 | 7/20/2010 10:41:26 PM |
| myextracash | $25.00 | $25.00 | 7/20/2010 10:36:19 PM |
| lifegrowth | $25.00 | $25.00 | 7/20/2010 10:41:25 PM |
| littlemonkey | $25.00 | $25.00 | 7/21/2010 1:32:08 AM |
| 108lender | $35.01 | $35.01 | 7/21/2010 1:32:46 AM |
| axl163 | $25.00 | $25.00 | 7/21/2010 1:44:07 AM |
| peerlender | $25.00 | $25.00 | 7/21/2010 1:45:06 AM |
| SDNLR | $25.00 | $25.00 | 7/21/2010 1:46:26 AM |
| gauss02 | $25.00 | $25.00 | 7/21/2010 1:48:00 AM |
| johntina | $32.75 | $32.75 | 7/21/2010 1:48:30 AM |
| Steveoo1 | $25.00 | $25.00 | 7/21/2010 1:46:33 AM |
| biagbigmoney | $27.41 | $27.41 | 7/21/2010 2:01:09 AM |
| USMC0311 | $25.00 | $25.00 | 7/21/2010 2:01:19 AM |
| LAM26 | $25.00 | $25.00 | 7/21/2010 2:01:34 AM |
| bds9646 | $26.00 | $26.00 | 7/21/2010 2:02:26 AM |
| Tai | $25.00 | $25.00 | 7/21/2010 1:48:51 AM |
| bowdish1 | $92.98 | $92.98 | 7/21/2010 2:02:00 AM |
| dontscrewmeover1 | $25.00 | $25.00 | 7/21/2010 2:14:55 AM |
| zenchef | $25.00 | $25.00 | 7/21/2010 2:02:23 AM |
| independent-investment | $25.00 | $25.00 | 7/21/2010 2:13:16 AM |
| dinero-festivity2 | $29.96 | $29.96 | 7/21/2010 2:14:09 AM |
| hopethisworks | $28.80 | $28.80 | 7/21/2010 3:01:22 AM |
| influential-compassion9 | $50.00 | $50.00 | 7/21/2010 3:01:14 AM |
| geniusj | $25.00 | $25.00 | 7/21/2010 5:17:45 AM |
| potatoepicker | $35.59 | $35.59 | 7/21/2010 5:58:00 AM |
| octoberfresh | $25.00 | $25.00 | 7/21/2010 7:03:52 AM |
| AoP | $50.00 | $50.00 | 7/21/2010 7:11:32 AM |
| elasermd | $100.00 | $100.00 | 7/21/2010 7:26:19 AM |
| versatile-platinum4 | $25.00 | $25.00 | 7/20/2010 10:41:28 PM |
| reward-motion | $49.08 | $49.08 | 7/21/2010 8:22:03 AM |
| RSV | $25.00 | $25.00 | 7/21/2010 1:58:34 AM |
| Sumach | $25.00 | $25.00 | 7/21/2010 8:36:37 AM |
| Holtavious | $25.00 | $25.00 | 7/21/2010 2:01:54 AM |
| bayareainv | $29.30 | $29.30 | 7/21/2010 2:04:54 AM |
| GrommetPosse | $25.00 | $25.00 | 7/21/2010 2:13:03 AM |
| blissful-note7 | $25.00 | $25.00 | 7/21/2010 2:14:12 AM |
| cello1 | $25.00 | $25.00 | 7/21/2010 2:14:17 AM |
| srgriff | $25.00 | $25.00 | 7/21/2010 9:16:42 AM |
| red-trade-cologne | $25.00 | $25.00 | 7/21/2010 9:22:39 AM |
| tranquil-principal | $50.00 | $50.00 | 7/21/2010 9:37:08 AM |
| best-ingenious-funds | $25.00 | $25.00 | 7/21/2010 9:38:25 AM |
| hawaiiangirl76 | $25.00 | $25.00 | 7/21/2010 9:38:39 AM |
| bmcg | $25.00 | $25.00 | 7/21/2010 9:38:31 AM |
| credit-investor5 | $34.45 | $34.45 | 7/21/2010 10:51:53 AM |
| loanfairy | $25.00 | $25.00 | 7/21/2010 11:32:33 AM |
| persistent-basis8 | $25.00 | $25.00 | 7/21/2010 11:32:33 AM |
| point-zebra | $25.00 | $25.00 | 7/21/2010 11:32:37 AM |
| open-wealth492 | $25.00 | $25.00 | 7/21/2010 11:32:40 AM |
| swerd | $31.20 | $31.20 | 7/21/2010 11:32:43 AM |
| monroemoney | $25.00 | $25.00 | 7/21/2010 11:32:44 AM |
| lenderme | $25.00 | $25.00 | 7/21/2010 11:32:50 AM |
| bigballer105 | $50.00 | $50.00 | 7/21/2010 11:32:49 AM |
| snowman34 | $25.00 | $25.00 | 7/21/2010 11:32:54 AM |
| TakeCare | $48.25 | $48.25 | 7/21/2010 11:32:53 AM |
| HHP | $25.00 | $25.00 | 7/21/2010 11:33:10 AM |
| tenacious-payout | $25.00 | $25.00 | 7/21/2010 11:33:13 AM |
| gold-sushi | $25.00 | $25.00 | 7/21/2010 11:33:28 AM |
| kirkjerk | $25.00 | $25.00 | 7/21/2010 11:33:27 AM |
| norcaliboy22 | $25.00 | $25.00 | 7/21/2010 11:33:34 AM |
| eighttone | $25.00 | $25.00 | 7/21/2010 11:33:30 AM |
| kindness-percolator5 | $25.00 | $25.00 | 7/21/2010 11:33:42 AM |
| Charlieofalbany | $50.00 | $50.00 | 7/21/2010 11:33:40 AM |
| justice-dna | $30.00 | $30.00 | 7/21/2010 11:34:11 AM |
| Taien | $34.01 | $34.01 | 7/21/2010 11:33:45 AM |
| Alpha-AssistU | $25.00 | $25.00 | 7/21/2010 11:34:18 AM |
| SCTrojangirl | $25.00 | $25.00 | 7/21/2010 11:34:07 AM |
| htguan | $25.00 | $25.00 | 7/21/2010 11:34:26 AM |
| point-solstice | $50.00 | $50.00 | 7/21/2010 11:34:16 AM |
| responsibility-butterfly | $25.00 | $25.00 | 7/21/2010 11:34:33 AM |
| -J | $25.00 | $25.00 | 7/21/2010 11:34:22 AM |
| pound-flow | $50.00 | $50.00 | 7/21/2010 11:34:44 AM |
| achillesa | $25.00 | $25.00 | 7/21/2010 11:34:48 AM |
| IIP77 | $25.00 | $25.00 | 7/21/2010 11:34:39 AM |
| logical-loyalty0 | $25.00 | $25.00 | 7/21/2010 11:34:51 AM |
| Katburg | $35.54 | $35.54 | 7/21/2010 11:34:45 AM |
| Pulchritudinous | $25.00 | $25.00 | 7/21/2010 11:34:52 AM |
| thoughtful-community7 | $25.00 | $25.00 | 7/21/2010 9:22:37 AM |
| surfhoss644 | $36.83 | $36.83 | 7/21/2010 11:16:42 AM |
| transaction-aggregator7 | $25.00 | $25.00 | 7/21/2010 11:32:34 AM |
| power-defender7 | $40.00 | $40.00 | 7/21/2010 11:32:38 AM |
| JohnGalt94 | $25.00 | $25.00 | 7/21/2010 11:32:46 AM |
| authentic-diversification | $25.00 | $25.00 | 7/21/2010 11:32:49 AM |
| influential-dollar | $25.00 | $25.00 | 7/21/2010 11:32:54 AM |
| Bio-physicist | $25.00 | $25.00 | 7/21/2010 11:33:09 AM |
| resource777 | $50.00 | $50.00 | 7/21/2010 11:33:24 AM |
| ashot12 | $25.00 | $25.00 | 7/21/2010 11:33:31 AM |
| RMB-Investments | $50.00 | $50.00 | 7/21/2010 11:34:14 AM |
| Ivan2007 | $25.00 | $25.00 | 7/21/2010 11:34:20 AM |
| 4XKcWfGvp9kC3ELjo4pL | $25.00 | $25.00 | 7/21/2010 11:34:24 AM |
| neenerman | $59.51 | $59.51 | 7/21/2010 11:34:28 AM |
| jaker | $25.00 | $25.00 | 7/21/2010 11:34:42 AM |
| money-bauble | $98.06 | $98.06 | 7/21/2010 11:34:50 AM |
| 295 bids
|
Borrower Payment Dependent Notes Series
464687
This series of Notes was issued and sold upon the funding of the borrower loan #43551, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jul-02-2010 |
| |
Auction end date:
| Jul-09-2010 |
|
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 28.57% |
Starting monthly payment:
| $80.85 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.57% |
Final monthly payment:
| $80.85 |
| |
|
Auction yield range:
| 10.98% - 25.25% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-2003 |
Debt/Income ratio:
| 50% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 8
/
8 | Length of status: | 4y 2m |
|
Credit score:
| 640-659 (Jun-2010) |
Total credit lines:
| 8 |
Occupation: | Sales - Retail |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $6,367 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 90% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 4 | | | | |
|
Screen name:
| undaunted-income |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off debt so I can live again
The purpose of this loan is so that I can consolidate my debt so I can actually afford to move into an apt. and start school again.
My Financial Institute is PNC Bank currently.
I am a great candidate for a loan because I always pay my bills on time, have established good credit in not much time since I started, and I'm a honest, smart young man.
My monthly net income would be $1,200.
My monthly expenses would total around $1000.
Housing: $400
Insurance: $50
Car expenses: $200
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $50
Clothing, household expenses $25
Credit cards and other loans: $25
Other expenses: $0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| smallbizrule | $25.00 | $25.00 | 7/2/2010 3:53:18 PM |
| decisive-capital | $98.28 | $98.28 | 7/2/2010 3:57:08 PM |
| Comoparklender | $25.00 | $25.00 | 7/2/2010 3:59:12 PM |
| treasure-bliss | $100.00 | $100.00 | 7/2/2010 4:01:18 PM |
| nofreelunch | $25.00 | $25.00 | 7/2/2010 3:55:39 PM |
| RebuildALife | $25.00 | $25.00 | 7/2/2010 3:56:05 PM |
| rlgnyc | $37.12 | $37.12 | 7/2/2010 3:56:41 PM |
| wise-silver-wonder | $25.00 | $25.00 | 7/2/2010 3:59:02 PM |
| calsig1363 | $25.00 | $25.00 | 7/2/2010 3:54:16 PM |
| mudaholic | $25.00 | $25.00 | 7/2/2010 3:55:42 PM |
| five-star-justice | $36.00 | $36.00 | 7/2/2010 3:56:50 PM |
| new-truth-chuckler | $50.00 | $50.00 | 7/6/2010 11:20:37 AM |
| S-Master | $25.00 | $25.00 | 7/6/2010 3:55:34 PM |
| JohnWS | $48.28 | $48.28 | 7/7/2010 7:29:35 AM |
| micsupra | $25.00 | $25.00 | 7/8/2010 4:53:11 PM |
| finance-prescription | $66.42 | $66.42 | 7/8/2010 4:54:30 PM |
| enthusiastic-balance5 | $200.00 | $200.00 | 7/9/2010 8:29:15 AM |
| serene-capital | $25.00 | $25.00 | 7/9/2010 2:25:55 AM |
| duty-monger | $50.00 | $50.00 | 7/9/2010 4:38:48 AM |
| Leopoldine | $25.00 | $25.00 | 7/9/2010 10:39:24 AM |
| durable-economy2 | $25.00 | $25.00 | 7/9/2010 11:20:27 AM |
| MrMoneyBags | $25.83 | $25.83 | 7/9/2010 8:01:54 AM |
| ColoradoLender82 | $25.00 | $25.00 | 7/9/2010 12:54:16 PM |
| ultimate-peace | $50.00 | $50.00 | 7/9/2010 1:22:12 PM |
| Astyanax | $25.00 | $25.00 | 7/9/2010 2:03:30 PM |
| umfan123 | $25.00 | $25.00 | 7/9/2010 2:12:38 PM |
| Engineer44 | $30.00 | $30.00 | 7/9/2010 3:51:53 PM |
| Learning2Lend | $26.70 | $26.70 | 7/2/2010 3:55:48 PM |
| loan-master996 | $50.00 | $50.00 | 7/2/2010 3:58:30 PM |
| Artist_Blue | $25.00 | $25.00 | 7/2/2010 4:00:15 PM |
| seisen | $50.00 | $50.00 | 7/2/2010 4:01:08 PM |
| wgc | $25.00 | $25.00 | 7/2/2010 3:54:08 PM |
| benefit-piano5 | $25.00 | $25.00 | 7/2/2010 3:55:31 PM |
| slojudy | $25.00 | $25.00 | 7/2/2010 3:56:38 PM |
| CC911 | $25.00 | $25.00 | 7/2/2010 3:59:14 PM |
| orange-preeminant-bill | $100.00 | $46.37 | 7/2/2010 4:01:23 PM |
| top-courteous-peso | $25.00 | $25.00 | 7/2/2010 4:24:36 PM |
| zadok | $50.00 | $50.00 | 7/7/2010 9:52:15 AM |
| Pu239 | $60.00 | $60.00 | 7/7/2010 4:33:54 PM |
| best-listing-toro | $25.00 | $25.00 | 7/7/2010 5:13:09 PM |
| MrPie | $25.00 | $25.00 | 7/8/2010 5:33:43 AM |
| goodhearted-basis4 | $25.00 | $25.00 | 7/8/2010 4:40:58 PM |
| irrelevant | $25.00 | $25.00 | 7/8/2010 9:57:04 PM |
| glenium | $25.00 | $25.00 | 7/9/2010 4:12:38 AM |
| EretzCapital | $25.00 | $25.00 | 7/9/2010 10:09:08 AM |
| Leshan | $25.00 | $25.00 | 7/9/2010 12:31:26 PM |
| wwwUniversal | $25.00 | $25.00 | 7/9/2010 1:44:02 PM |
| Catalina_Enterprises | $100.00 | $100.00 | 7/9/2010 2:58:44 PM |
| order-bee1 | $100.00 | $100.00 | 7/9/2010 3:45:30 PM |
| 49 bids
|
Borrower Payment Dependent Notes Series
465089
This series of Notes was issued and sold upon the funding of the borrower loan #43554, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,133.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jul-06-2010 |
| |
Auction end date:
| Jul-13-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $131.81 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $131.81 |
| |
|
Auction yield range:
| 3.98% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 15% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 13
/
12 | Length of status: | 6y 10m |
|
Credit score:
| 760-779 (Jul-2010) |
Total credit lines:
| 22 |
Occupation: | Police Officer/Corr... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $10,322 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 48% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| wampum-raker |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paying off my credit card
Purpose of loan:
This loan will be used to pay off a HIGH interest credit card.? I am looking for the best interest rate to pay the remaining balance I owe.
My financial situation:
I am a good candidate for this loan because I have excellent credit and have a history of paying my monthly balance before the due date.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| GElender | $50.00 | $50.00 | 7/6/2010 4:24:44 PM |
| 8bitnintendo | $25.00 | $25.00 | 7/6/2010 4:26:03 PM |
| Pulchritudinous | $25.00 | $25.00 | 7/6/2010 4:28:10 PM |
| Winsten | $50.00 | $50.00 | 7/6/2010 4:28:17 PM |
| ray1051 | $50.00 | $50.00 | 7/6/2010 4:24:33 PM |
| DrMoneyBags | $25.00 | $25.00 | 7/6/2010 4:27:13 PM |
| zielojo | $25.00 | $25.00 | 7/6/2010 4:32:25 PM |
| brightest-affluence-motivator | $100.00 | $100.00 | 7/6/2010 4:29:19 PM |
| skvat | $25.00 | $25.00 | 7/6/2010 4:25:07 PM |
| new-social-economist | $25.00 | $25.00 | 7/6/2010 4:29:33 PM |
| serpentine | $50.00 | $50.00 | 7/6/2010 4:33:52 PM |
| ddog0224 | $25.00 | $25.00 | 7/6/2010 4:26:09 PM |
| nickel-ferret | $25.00 | $25.00 | 7/6/2010 4:26:35 PM |
| orange-dollar-guild | $50.00 | $50.00 | 7/6/2010 4:27:30 PM |
| blackstar | $25.00 | $25.00 | 7/6/2010 4:28:00 PM |
| DonaldColorado | $25.00 | $25.00 | 7/6/2010 4:37:01 PM |
| first-upright-payout | $25.00 | $25.00 | 7/6/2010 4:33:34 PM |
| Vreet | $50.00 | $50.00 | 7/6/2010 4:37:25 PM |
| alexstar | $25.00 | $25.00 | 7/6/2010 4:34:21 PM |
| platinum-rapture6 | $25.00 | $25.00 | 7/6/2010 4:34:51 PM |
| overflowinglife | $25.00 | $25.00 | 7/6/2010 4:35:06 PM |
| HarrisonHome | $25.00 | $25.00 | 7/6/2010 4:39:49 PM |
| bold-durability-drum | $50.00 | $50.00 | 7/6/2010 4:40:11 PM |
| Cai8899 | $40.72 | $40.72 | 7/6/2010 4:31:47 PM |
| new-return-faire | $50.00 | $50.00 | 7/6/2010 4:40:22 PM |
| bds9646 | $26.00 | $26.00 | 7/6/2010 4:36:52 PM |
| trustworthy-fairness | $50.00 | $50.00 | 7/6/2010 4:37:07 PM |
| a-finance-nirvana | $25.00 | $25.00 | 7/6/2010 4:38:26 PM |
| rulender | $50.00 | $50.00 | 7/6/2010 4:38:33 PM |
| jasonuz | $25.00 | $25.00 | 7/6/2010 4:36:25 PM |
| friendly-market5 | $50.00 | $50.00 | 7/6/2010 4:36:36 PM |
| kmr2 | $250.00 | $250.00 | 7/6/2010 4:39:43 PM |
| dmitriy2 | $25.00 | $25.00 | 7/8/2010 3:21:32 PM |
| frankandirene | $25.00 | $25.00 | 7/9/2010 5:48:45 PM |
| billnsc | $25.00 | $25.00 | 7/10/2010 7:47:02 PM |
| dhinckley | $25.00 | $25.00 | 7/12/2010 6:06:36 AM |
| JerryB96 | $25.00 | $25.00 | 7/12/2010 9:12:44 PM |
| windpiano1962 | $25.00 | $25.00 | 7/13/2010 6:36:03 AM |
| CBTW | $25.00 | $25.00 | 7/13/2010 11:18:05 AM |
| wwwUniversal | $25.00 | $25.00 | 7/13/2010 3:59:25 PM |
| khamlagirl | $25.00 | $25.00 | 7/13/2010 4:19:54 PM |
| StocksMan | $50.00 | $50.00 | 7/13/2010 4:22:20 PM |
| Havana21 | $25.00 | $25.00 | 7/6/2010 4:25:43 PM |
| Algaes | $50.00 | $50.00 | 7/6/2010 4:26:23 PM |
| hookUup | $25.00 | $25.00 | 7/6/2010 4:28:30 PM |
| Alpha-AssistU | $50.00 | $50.00 | 7/6/2010 4:28:40 PM |
| ferocious-exchange3 | $25.00 | $25.00 | 7/6/2010 4:24:58 PM |
| bchen78875 | $25.00 | $25.00 | 7/6/2010 4:25:37 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 7/6/2010 4:31:04 PM |
| rudyindc | $25.00 | $25.00 | 7/6/2010 4:28:36 PM |
| kind-unassuming-fund | $25.00 | $25.00 | 7/6/2010 4:28:55 PM |
| RMB-Investments | $50.00 | $50.00 | 7/6/2010 4:24:52 PM |
| enthralling-deal180 | $100.00 | $100.00 | 7/6/2010 4:33:09 PM |
| restech | $25.00 | $25.00 | 7/6/2010 4:29:47 PM |
| loyalist1 | $100.00 | $100.00 | 7/6/2010 4:34:47 PM |
| j2ee | $25.00 | $25.00 | 7/6/2010 4:35:01 PM |
| Supernick | $50.00 | $50.00 | 7/6/2010 4:26:49 PM |
| julijask | $25.00 | $25.00 | 7/6/2010 4:32:03 PM |
| flexible-value | $28.00 | $28.00 | 7/6/2010 4:32:33 PM |
| ichibon | $75.00 | $75.00 | 7/6/2010 4:27:46 PM |
| get30inc | $25.00 | $25.00 | 7/6/2010 4:32:51 PM |
| Gibbyland | $75.00 | $75.00 | 7/6/2010 4:37:14 PM |
| Rdodson11 | $25.00 | $25.00 | 7/6/2010 4:29:14 PM |
| delicious-social132 | $40.00 | $40.00 | 7/6/2010 4:34:42 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 7/6/2010 4:30:54 PM |
| Phantom99 | $25.00 | $25.00 | 7/6/2010 4:35:44 PM |
| upbeat-investment9 | $25.00 | $25.00 | 7/6/2010 4:37:45 PM |
| authoritative-platinum7 | $50.00 | $50.00 | 7/6/2010 4:33:48 PM |
| syounker | $25.00 | $25.00 | 7/6/2010 4:38:38 PM |
| gracej | $25.00 | $25.00 | 7/6/2010 4:39:24 PM |
| RandyL3 | $33.00 | $33.00 | 7/6/2010 4:42:54 PM |
| teller | $60.00 | $60.00 | 7/6/2010 4:35:32 PM |
| pavelz | $100.00 | $100.00 | 7/6/2010 4:36:02 PM |
| cello1 | $25.00 | $25.00 | 7/6/2010 4:36:09 PM |
| metro457 | $25.00 | $25.00 | 7/6/2010 4:36:14 PM |
| ethicalhumanist | $25.00 | $25.00 | 7/6/2010 4:36:33 PM |
| radforj22 | $25.00 | $25.00 | 7/6/2010 4:37:20 PM |
| rescue | $250.00 | $250.00 | 7/6/2010 4:38:09 PM |
| aasx1108 | $25.00 | $25.00 | 7/6/2010 4:38:30 PM |
| tranquil-return4 | $25.00 | $25.00 | 7/6/2010 4:39:54 PM |
| contract-giant | $25.00 | $4.38 | 7/6/2010 4:40:24 PM |
| jayk63 | $25.00 | $25.00 | 7/6/2010 5:10:19 PM |
| turbospeed | $25.00 | $25.00 | 7/6/2010 5:10:32 PM |
| penny-finder | $25.00 | $25.00 | 7/6/2010 7:01:13 PM |
| Barrayaran | $25.00 | $25.00 | 7/8/2010 6:07:54 AM |
| isfahanian | $45.90 | $45.90 | 7/8/2010 9:51:15 PM |
| outofoffice | $50.00 | $50.00 | 7/9/2010 3:38:22 PM |
| myworld701 | $25.00 | $25.00 | 7/9/2010 5:52:40 PM |
| Trident-Fund | $25.00 | $25.00 | 7/10/2010 4:49:45 PM |
| stemper | $50.00 | $50.00 | 7/10/2010 10:10:23 PM |
| violaetain | $50.00 | $50.00 | 7/11/2010 2:29:15 PM |
| Dollars4Rent | $25.00 | $25.00 | 7/11/2010 3:59:31 PM |
| lateflight | $25.00 | $25.00 | 7/12/2010 8:28:29 AM |
| Cherrypicker | $50.00 | $50.00 | 7/12/2010 10:51:03 AM |
| bradny | $25.00 | $25.00 | 7/12/2010 11:27:35 AM |
| bonus-quark4 | $25.00 | $25.00 | 7/12/2010 12:56:57 PM |
| TJ-Financial-Group | $25.00 | $25.00 | 7/12/2010 4:51:23 PM |
| jayk63 | $25.00 | $25.00 | 7/13/2010 3:16:28 AM |
| Charmart | $25.00 | $25.00 | 7/13/2010 3:22:49 AM |
| velocity-winner | $25.00 | $25.00 | 7/13/2010 4:19:27 AM |
| FundMaker | $25.00 | $25.00 | 7/13/2010 1:14:56 PM |
| market-assembler | $50.00 | $50.00 | 7/13/2010 2:51:11 PM |
| Astyanax | $30.00 | $30.00 | 7/13/2010 12:25:58 PM |
| 103 bids
|
Borrower Payment Dependent Notes Series
466373
This series of Notes was issued and sold upon the funding of the borrower loan #43648, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,100.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Jul-14-2010 |
| |
Auction end date:
| Jul-21-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.76% |
Starting monthly payment:
| $49.76 |
|
Final lender yield:
| 28.90% |
Final borrower rate/APR:
| 29.90% / 33.54% |
Final monthly payment:
| $46.64 |
| |
|
Auction yield range:
| 16.93% - 34.00% |
Estimated loss impact:
| 19.69% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.21% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-1998 |
Debt/Income ratio:
| 61% |
|
Basic (1-10):
| 5 |
Inquiries last 6m:
| 3 | Employment status: | Full-time employee |
| Enhanced (1-5): | 1 |
Current / open credit lines:
| 10
/
7 | Length of status: | 6y 1m |
|
Credit score:
| 640-659 (Jun-2010) |
Total credit lines:
| 13 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $4,432 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 98% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| gallant-economy5 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paying off payday loan
Purpose of loan:
This loan will be used to??get out of a terrible payday loan cycle of paying back and reloaning.? I posted previous prosper loan requests for car repairs?but was unsuccessful.? The good news is that my car is fixed!? The bad news is that I had to utilize a payday loan and the fees are terrible.?
I know I can end the cycle of reloaning if I can get this loan with low monthly payments? (even though the borrower rate is high, it is defintiely better than the alternative)
Any help would be greatly appreciated.? Thank you.
My financial situation:
I am a good candidate for this loan because? I have never defaulted on a loan and I can?definitiely make the $50 monthly payment (plus, the payment will always be on time because it will be automatically deducted from my checking).??
Monthly net income: $ 2,200
Monthly expenses: $1900?
??Housing: $500?
??Insurance: $?50
??Car expenses: $??250
Utilities: $?75
??Phone, cable, internet: $ 75
??Food, entertainment: $?150
Clothing, household expenses $100
??Credit cards and other loans: $?700 (including?new prosper loan)
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Good luck with your bid and congratulations on getting your car fixed! Can you tell how much you will save each month by paying this Prosper loan instead of paying off your payday loan? - farblest
A:
The paying back and reloaning is going to cost my approx. $200 per month (with no end in sight).
If I can get out of this cycle, I can make the monthly $50 payments and I plan on paying the loan off early to save even more.
(Jul-15-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| IceFishingCash | $25.00 | $25.00 | 7/18/2010 9:17:11 PM |
| SolarMoonshine | $25.00 | $25.00 | 7/19/2010 3:38:52 PM |
| cash-tent | $25.00 | $25.00 | 7/20/2010 11:53:12 PM |
| draggon77 | $25.00 | $25.00 | 7/21/2010 8:33:45 AM |
| fascinating-social1 | $25.00 | $25.00 | 7/21/2010 8:40:32 AM |
| kinetic-social | $25.00 | $25.00 | 7/21/2010 10:05:14 AM |
| Capit0l | $25.00 | $25.00 | 7/21/2010 10:43:05 AM |
| wild-orange | $25.00 | $25.00 | 7/21/2010 8:35:34 AM |
| farchoir | $25.00 | $25.00 | 7/21/2010 1:25:47 PM |
| noble-marketplace | $25.00 | $25.00 | 7/21/2010 4:26:11 PM |
| CACO_Bank | $25.00 | $25.00 | 7/21/2010 4:31:54 PM |
| Paxman84 | $25.00 | $25.00 | 7/21/2010 1:14:07 PM |
| nhambley | $50.00 | $50.00 | 7/21/2010 2:12:23 PM |
| Jeddy | $25.00 | $25.00 | 7/21/2010 4:04:42 PM |
| UnderDog10566 | $100.03 | $100.03 | 7/16/2010 8:53:25 PM |
| realtormoises | $25.00 | $25.00 | 7/18/2010 8:02:45 PM |
| DonDiego | $25.00 | $25.00 | 7/19/2010 3:58:02 PM |
| Megaton | $25.00 | $25.00 | 7/20/2010 6:03:07 PM |
| IASKGOD | $25.00 | $25.00 | 7/20/2010 7:20:16 PM |
| MrPie | $25.00 | $25.00 | 7/21/2010 12:44:32 AM |
| roguewinner | $25.00 | $25.00 | 7/21/2010 7:43:08 AM |
| Leshan | $33.33 | $33.33 | 7/21/2010 8:40:15 AM |
| CarlosCespedes | $25.00 | $25.00 | 7/21/2010 9:59:58 AM |
| sisepuede | $25.00 | $25.00 | 7/21/2010 11:05:20 AM |
| emjaybee | $25.00 | $25.00 | 7/21/2010 11:10:40 AM |
| DaddyBill | $25.00 | $25.00 | 7/21/2010 11:13:58 AM |
| djax | $25.51 | $25.51 | 7/21/2010 11:34:54 AM |
| sudeep104 | $25.00 | $25.00 | 7/21/2010 2:16:37 PM |
| bmw2 | $25.00 | $25.00 | 7/21/2010 3:02:49 PM |
| Glenn_Graham | $25.00 | $25.00 | 7/21/2010 10:35:33 AM |
| farblest | $50.00 | $50.00 | 7/21/2010 3:50:09 PM |
| jjsparks28 | $70.57 | $70.57 | 7/21/2010 3:54:33 PM |
| revenue-driver8 | $25.00 | $25.00 | 7/21/2010 12:06:54 PM |
| melito75 | $25.00 | $25.00 | 7/21/2010 1:44:53 PM |
| Loanstou | $53.19 | $53.19 | 7/21/2010 4:45:59 PM |
| sweetlan | $25.00 | $17.37 | 7/21/2010 4:59:49 PM |
| 36 bids
|
Borrower Payment Dependent Notes Series
466467
This series of Notes was issued and sold upon the funding of the borrower loan #43610, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Jul-13-2010 |
| |
Auction end date:
| Jul-20-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $158.33 |
|
Final lender yield:
| 9.95% |
Final borrower rate/APR:
| 10.95% / 13.07% |
Final monthly payment:
| $114.50 |
| |
|
Auction yield range:
| 5.93% - 34.00% |
Estimated loss impact:
| 5.16% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 4.79% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 6% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 10
/
7 | Length of status: | 10y 1m |
|
Credit score:
| 720-739 (Jul-2010) |
Total credit lines:
| 42 |
Occupation: | Sales - Retail |
|
Now delinquent:
| 3 |
Revolving credit balance:
| $36,061 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $99,991 |
Bankcard utilization:
| 67% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 13 | | | | |
|
Screen name:
| EEasyMoney |
Borrower's state:
| California |
Borrower's group:
| LendersClub |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 37 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $4,400.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Dec-2009)
720-739
(Nov-2007)
|
|
Principal balance:
| $1,609.37 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 37 | | |
Description
3rd Time Borrower/Lender Debt Cons
Purpose of loan:
This loan will be used to pay down a portion of my revolving debt while continuing to rebuild my credit and get one step closer to becoming debt free.
My financial situation:
I am a good candidate for this loan because this is my third Prosper loan.? I have always made my payments early or on time and they will be taken out automatically from my bank account.? I am also a lender as well as a group leader on Prosper.? My group loans have all been paid on time, 100% of the time as well.? As a lender, I have a loan portfolio of about $3500 from which I receive more than enough money to cover the monthly payments for this loan.? I also have a very stable job, having been with the same company for over 10 years now.? If you review my previous loan listing, you'll see that I've been paying down my debt.? Since several of my credit account limits have been reduced my bankcard utilization ratio has increased, thus lowering my credit rating.? Please review my last loan for description of my past credit problems that I am currently rebuilding from.?
Monthly net income: $3618
Monthly expenses: $3205
??Housing: $2200
??Insurance: $160
??Car expenses: $0
??Utilities: $50
??Phone, cable, internet: $120
??Food, entertainment: $350
??Clothing, household expenses $75?
??Credit cards and other loans: $250?
??Other expenses: $0
Left Over: $413
Thank you for taking the time to review my listing and for your potential bid.? As with my previous loans with Prosper, all payments will be made on time or earlier.? Please feel free to ask me any questions you may have.
Information in the Description is not verified.
Friends And Family Winning Bids
SocalLawGal has bid a total of
$535.00 in winning bids.
"The most reliable person I know. A safe investment."
chameleon125 has bid a total of
$81.29 in winning bids.
"A great friend. I know my money will be paid back on time."
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
Q:
Your credit profile states that you are currently delinquent on 3 accounts
for a total of $99,991 -- can you help us understand what that's all about? - BrighterSuns
A:
Hi. The amount showing as delinquent was a home equity line of credit on a rental property that was foreclosed on in 2009. The debt has been charged off and should no longer show as delinquent. For more details see my last loan listing. Thanks for your question.
(Jul-13-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Aberdeen | $400.00 | $400.00 | 7/13/2010 4:55:13 PM |
| MStackIV | $49.50 | $49.50 | 7/14/2010 11:52:42 AM |
| lendstats_com | $250.00 | $250.00 | 7/15/2010 8:01:48 PM |
| phersjm | $25.00 | $25.00 | 7/16/2010 10:44:50 PM |
| seadogs | $25.00 | $25.00 | 7/18/2010 2:44:55 AM |
| loanman2007 | $50.00 | $50.00 | 7/19/2010 5:20:55 AM |
| calkidd05 | $25.00 | $25.00 | 7/19/2010 8:37:39 PM |
| Xarach | $39.04 | $39.04 | 7/20/2010 5:40:55 AM |
| tacologic | $50.00 | $50.00 | 7/20/2010 9:27:55 AM |
| matthewa | $25.00 | $25.00 | 7/20/2010 9:36:36 AM |
| SocalLawGal | $500.00 | $500.00 | 7/20/2010 10:58:37 AM |
| wjareg08 | $25.00 | $25.00 | 7/20/2010 11:56:30 AM |
| JGuide | $76.99 | $76.99 | 7/20/2010 12:31:13 PM |
| ochardlender | $507.00 | $507.00 | 7/20/2010 9:48:15 AM |
| emjaybee | $25.00 | $25.00 | 7/20/2010 3:20:53 PM |
| PrepWonder | $75.00 | $75.00 | 7/20/2010 10:25:08 AM |
| lepolgr | $50.00 | $50.00 | 7/20/2010 3:33:06 PM |
| brightest-dignified-penny | $25.00 | $25.00 | 7/20/2010 3:58:47 PM |
| rubylender | $25.00 | $25.00 | 7/20/2010 10:50:35 AM |
| icon7 | $25.00 | $25.00 | 7/20/2010 4:06:32 PM |
| chameleon125 | $200.00 | $81.29 | 7/20/2010 12:28:27 PM |
| myduck | $30.00 | $30.00 | 7/20/2010 3:16:27 PM |
| JGuide | $26.03 | $26.03 | 7/13/2010 6:27:13 PM |
| Aberdeen | $400.00 | $400.00 | 7/13/2010 4:55:10 PM |
| maplehouse | $26.46 | $26.46 | 7/14/2010 7:23:08 AM |
| SocalLawGal | $35.00 | $35.00 | 7/13/2010 8:33:59 PM |
| loanman2007 | $250.00 | $250.00 | 7/14/2010 7:49:21 AM |
| Radu43 | $28.69 | $28.69 | 7/14/2010 10:06:36 PM |
| Only_Money | $25.00 | $25.00 | 7/16/2010 1:29:59 PM |
| stageactor | $25.00 | $25.00 | 7/17/2010 1:10:15 PM |
| portfolio-turbine | $25.00 | $25.00 | 7/17/2010 6:21:27 PM |
| Taien | $25.00 | $25.00 | 7/17/2010 1:32:10 PM |
| lender12345 | $25.00 | $25.00 | 7/18/2010 8:59:32 PM |
| Johnab | $25.00 | $25.00 | 7/19/2010 5:57:26 PM |
| Kennfusion | $25.00 | $25.00 | 7/20/2010 8:25:10 AM |
| thefisherman | $25.00 | $25.00 | 7/20/2010 9:56:27 AM |
| Paxman84 | $50.00 | $50.00 | 7/20/2010 11:01:52 AM |
| TJGbank | $25.00 | $25.00 | 7/20/2010 11:22:06 AM |
| LittleMingo | $25.00 | $25.00 | 7/20/2010 12:45:28 PM |
| reflective-rupee | $25.00 | $25.00 | 7/20/2010 9:42:48 AM |
| LittleMingo | $25.00 | $25.00 | 7/20/2010 10:14:05 AM |
| 41 bids
|
Borrower Payment Dependent Notes Series
466503
This series of Notes was issued and sold upon the funding of the borrower loan #43642, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,850.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jul-13-2010 |
| |
Auction end date:
| Jul-20-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $218.47 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $218.47 |
| |
|
Auction yield range:
| 3.93% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 29% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 15
/
15 | Length of status: | 2y 5m |
|
Credit score:
| 760-779 (Jul-2010) |
Total credit lines:
| 44 |
Occupation: | Computer Programmer |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $18,402 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 38% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| successful-peace |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 10 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jul-2009)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Buying a New Winter Car
Purpose of loan:
We purchased a new winter car and borrowed money for the initial funding from my parents. Now we are paying them off to take over the loans ourselves.
My financial situation:
I am a good candidate for this loan because I have had prosper loans before paid them off quickly. I have a long standing job, jobs on the side and own my own home. I also have a dual income with my husbands job.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| MM1207 | $25.00 | $25.00 | 7/13/2010 4:11:48 PM |
| munnu | $25.00 | $25.00 | 7/13/2010 4:11:35 PM |
| Ocean713 | $50.00 | $50.00 | 7/13/2010 4:22:08 PM |
| jangalt | $72.00 | $72.00 | 7/13/2010 4:25:34 PM |
| proper-p2p6 | $100.00 | $100.00 | 7/13/2010 4:27:55 PM |
| Buffer10 | $200.00 | $200.00 | 7/13/2010 4:11:26 PM |
| radforj22 | $50.00 | $50.00 | 7/13/2010 4:28:26 PM |
| clean-loyalty | $25.00 | $25.00 | 7/13/2010 4:28:37 PM |
| commerce-voyager | $25.00 | $25.00 | 7/13/2010 4:28:43 PM |
| mlopez2007 | $25.00 | $25.00 | 7/13/2010 4:26:28 PM |
| moneyfriend | $50.00 | $50.00 | 7/13/2010 4:28:28 PM |
| Ivan2007 | $50.00 | $50.00 | 7/13/2010 4:31:26 PM |
| successful-euro | $75.00 | $75.00 | 7/13/2010 4:17:13 PM |
| Rysterola82 | $25.00 | $25.00 | 7/13/2010 4:19:34 PM |
| jt88 | $25.00 | $25.00 | 7/13/2010 4:32:56 PM |
| dlshap | $25.00 | $25.00 | 7/13/2010 4:21:05 PM |
| shorthairedg | $50.00 | $50.00 | 7/13/2010 4:36:57 PM |
| rescue | $250.00 | $250.00 | 7/13/2010 4:24:14 PM |
| aasx1108 | $25.00 | $25.00 | 7/13/2010 4:38:20 PM |
| bountiful-durability | $100.00 | $100.00 | 7/13/2010 4:24:23 PM |
| MONEYLENDER101 | $51.93 | $51.93 | 7/13/2010 4:36:53 PM |
| blue-useful-auction | $25.00 | $25.00 | 7/13/2010 4:38:49 PM |
| mudfoot35 | $50.00 | $50.00 | 7/13/2010 4:38:56 PM |
| gojackgo | $50.00 | $50.00 | 7/13/2010 4:38:13 PM |
| phillipd48 | $25.00 | $25.00 | 7/13/2010 4:38:29 PM |
| the_winning_ticket | $35.00 | $35.00 | 7/13/2010 4:38:36 PM |
| rbc_ventures | $25.00 | $25.00 | 7/13/2010 4:39:13 PM |
| serpentine | $50.00 | $50.00 | 7/13/2010 4:40:16 PM |
| brightest-breathtaking-finance | $100.00 | $100.00 | 7/13/2010 4:44:19 PM |
| affluence-pumpkin0 | $25.00 | $25.00 | 7/13/2010 4:32:49 PM |
| ray1051 | $50.00 | $50.00 | 7/13/2010 4:33:22 PM |
| objective-investor | $100.00 | $100.00 | 7/13/2010 4:47:04 PM |
| delicious-social132 | $40.00 | $40.00 | 7/13/2010 4:34:05 PM |
| CaptainBlueberry | $25.00 | $25.00 | 7/13/2010 4:34:35 PM |
| exchange-synapse | $50.00 | $50.00 | 7/13/2010 4:49:16 PM |
| CAGE-Investments | $32.23 | $32.23 | 7/13/2010 4:36:48 PM |
| Preteur | $25.00 | $25.00 | 7/13/2010 4:49:43 PM |
| thestartuplender | $35.00 | $35.00 | 7/13/2010 4:50:40 PM |
| jdrez | $25.00 | $25.00 | 7/13/2010 4:48:54 PM |
| the-swashbuckler | $50.00 | $50.00 | 7/13/2010 4:52:03 PM |
| iolaire | $25.00 | $25.00 | 7/13/2010 4:50:45 PM |
| sensible-order2 | $25.00 | $25.00 | 7/13/2010 4:51:51 PM |
| personal-lender | $25.00 | $25.00 | 7/13/2010 4:43:18 PM |
| qtmspin | $25.00 | $25.00 | 7/13/2010 4:44:44 PM |
| anders94 | $25.00 | $25.00 | 7/13/2010 4:45:37 PM |
| revenue-driver8 | $50.00 | $50.00 | 7/13/2010 5:07:22 PM |
| auction-sage | $25.00 | $25.00 | 7/13/2010 4:48:00 PM |
| dinero-philosopher3 | $25.00 | $25.00 | 7/13/2010 4:48:20 PM |
| bold-special-peace7 | $100.00 | $100.00 | 7/13/2010 4:49:35 PM |
| special-currency6 | $100.00 | $100.00 | 7/13/2010 4:49:45 PM |
| MAJESTIC5 | $50.00 | $50.00 | 7/13/2010 4:50:51 PM |
| fairness-lotus3 | $50.00 | $50.00 | 7/13/2010 4:51:59 PM |
| thoughtful-payment268 | $50.00 | $3.69 | 7/13/2010 4:52:31 PM |
| ethicalhumanist | $25.00 | $25.00 | 7/13/2010 5:08:32 PM |
| whatreality | $25.00 | $25.00 | 7/14/2010 10:12:19 AM |
| crdcteng | $50.00 | $50.00 | 7/15/2010 2:05:37 PM |
| BGILlender | $25.00 | $25.00 | 7/16/2010 3:54:46 PM |
| OCmortgagebanker | $49.99 | $49.99 | 7/16/2010 5:08:46 PM |
| Chesterite | $40.38 | $40.38 | 7/16/2010 9:25:29 PM |
| Personal-Bond | $50.00 | $50.00 | 7/16/2010 9:56:17 PM |
| RMB-Investments | $25.00 | $25.00 | 7/16/2010 8:50:34 PM |
| LittleMingo | $25.00 | $25.00 | 7/18/2010 2:50:49 AM |
| p2ploan-sensation211 | $25.00 | $25.00 | 7/18/2010 11:08:33 AM |
| FeedTheMachine | $100.00 | $100.00 | 7/19/2010 8:46:08 PM |
| Charmart | $25.00 | $25.00 | 7/20/2010 2:48:26 AM |
| eldorado71 | $25.00 | $25.00 | 7/20/2010 8:20:11 AM |
| poster177 | $50.00 | $50.00 | 7/20/2010 1:00:10 PM |
| CCIExpress | $25.00 | $25.00 | 7/20/2010 3:51:08 PM |
| community-pipeline8 | $50.00 | $50.00 | 7/13/2010 4:12:08 PM |
| kid8549 | $25.00 | $25.00 | 7/13/2010 4:12:40 PM |
| Artist_Blue | $25.00 | $25.00 | 7/13/2010 4:18:33 PM |
| kenji4861 | $25.00 | $25.00 | 7/13/2010 4:18:44 PM |
| nybanker85 | $75.00 | $75.00 | 7/13/2010 4:18:07 PM |
| DonaldColorado | $25.00 | $25.00 | 7/13/2010 4:18:22 PM |
| riproaringrapids | $25.00 | $25.00 | 7/13/2010 4:19:41 PM |
| interest-jedi0 | $50.00 | $50.00 | 7/13/2010 4:27:07 PM |
| inspired-contract9 | $50.00 | $50.00 | 7/13/2010 4:27:40 PM |
| Preferred-Lender | $25.00 | $25.00 | 7/13/2010 4:23:31 PM |
| meenan | $25.00 | $25.00 | 7/13/2010 4:28:08 PM |
| tekkie2412 | $50.00 | $50.00 | 7/13/2010 4:25:17 PM |
| tntmojave | $25.00 | $25.00 | 7/13/2010 4:27:22 PM |
| alpinaut | $25.00 | $25.00 | 7/13/2010 4:28:20 PM |
| BlindProphet | $25.00 | $25.00 | 7/13/2010 4:28:55 PM |
| jazzlender | $25.00 | $25.00 | 7/13/2010 4:30:51 PM |
| skvat | $25.00 | $25.00 | 7/13/2010 4:33:30 PM |
| bid-czar8 | $100.00 | $100.00 | 7/13/2010 4:18:55 PM |
| Havana21 | $25.00 | $25.00 | 7/13/2010 4:33:37 PM |
| Supernick | $50.00 | $50.00 | 7/13/2010 4:33:44 PM |
| moola-man | $50.00 | $50.00 | 7/13/2010 4:32:31 PM |
| Carpetkid | $50.00 | $50.00 | 7/13/2010 4:32:40 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 7/13/2010 4:34:00 PM |
| overflowinglife | $25.00 | $25.00 | 7/13/2010 4:34:21 PM |
| green-radiant-durability | $50.00 | $50.00 | 7/13/2010 4:34:58 PM |
| loyalist1 | $28.78 | $28.78 | 7/13/2010 4:35:51 PM |
| hookUup | $25.00 | $25.00 | 7/13/2010 4:33:54 PM |
| generous-deal6 | $25.00 | $25.00 | 7/13/2010 4:36:19 PM |
| DeltaGambler | $25.00 | $25.00 | 7/13/2010 4:36:39 PM |
| moola-rose8 | $50.00 | $50.00 | 7/13/2010 4:34:49 PM |
| harty | $60.00 | $60.00 | 7/13/2010 4:37:45 PM |
| DrMoneyBags | $25.00 | $25.00 | 7/13/2010 4:35:58 PM |
| zenchef | $25.00 | $25.00 | 7/13/2010 4:38:00 PM |
| Rdodson11 | $25.00 | $25.00 | 7/13/2010 4:38:07 PM |
| burgeoning-silver | $25.00 | $25.00 | 7/13/2010 4:36:43 PM |
| dharma1 | $25.00 | $25.00 | 7/13/2010 4:24:20 PM |
| Dweeberkitty1 | $25.00 | $25.00 | 7/13/2010 4:36:45 PM |
| Comoparklender | $30.00 | $30.00 | 7/13/2010 4:24:27 PM |
| simplelender80 | $100.00 | $100.00 | 7/13/2010 4:25:04 PM |
| USMC0311 | $25.00 | $25.00 | 7/13/2010 4:37:50 PM |
| DavenportCapital | $25.00 | $25.00 | 7/13/2010 4:39:27 PM |
| BayShell | $50.00 | $50.00 | 7/13/2010 4:37:55 PM |
| Katburg | $50.00 | $50.00 | 7/13/2010 4:39:44 PM |
| the-transaction-stronghold | $50.00 | $50.00 | 7/13/2010 4:25:44 PM |
| loot-heart | $50.00 | $50.00 | 7/13/2010 4:26:00 PM |
| orgy63 | $25.00 | $25.00 | 7/13/2010 4:26:05 PM |
| treasure-hunter270 | $25.00 | $25.00 | 7/13/2010 4:26:14 PM |
| jengachamp | $25.00 | $25.00 | 7/13/2010 4:28:40 PM |
| tech310 | $50.00 | $50.00 | 7/13/2010 4:31:51 PM |
| villagers | $25.00 | $25.00 | 7/13/2010 4:45:48 PM |
| enthralling-deal180 | $100.00 | $100.00 | 7/13/2010 4:46:41 PM |
| ichibon | $100.00 | $100.00 | 7/13/2010 4:46:01 PM |
| j2ee | $25.00 | $25.00 | 7/13/2010 4:34:16 PM |
| Prosp_Lender | $50.00 | $50.00 | 7/13/2010 4:47:36 PM |
| Vreet | $50.00 | $50.00 | 7/13/2010 4:34:26 PM |
| syounker | $25.00 | $25.00 | 7/13/2010 4:34:32 PM |
| antlr | $25.00 | $25.00 | 7/13/2010 4:34:38 PM |
| reward-motion | $50.00 | $50.00 | 7/13/2010 4:47:47 PM |
| first-restless-payout | $50.00 | $50.00 | 7/13/2010 4:34:55 PM |
| kulender | $50.00 | $50.00 | 7/13/2010 4:36:05 PM |
| bds9646 | $26.00 | $26.00 | 7/13/2010 4:36:36 PM |
| money-bauble | $100.00 | $100.00 | 7/13/2010 4:37:05 PM |
| finance-negotiator2 | $25.00 | $25.00 | 7/13/2010 4:37:43 PM |
| FirstBank | $100.00 | $100.00 | 7/13/2010 4:48:39 PM |
| awe-inspiring-benefit | $50.00 | $50.00 | 7/13/2010 4:39:06 PM |
| Tc11902 | $25.00 | $25.00 | 7/13/2010 4:51:08 PM |
| transaction-aggregator7 | $25.00 | $25.00 | 7/13/2010 4:40:06 PM |
| refined-income7 | $25.00 | $25.00 | 7/13/2010 4:52:26 PM |
| pakrbkr | $50.00 | $50.00 | 7/13/2010 4:50:56 PM |
| studious-bonus7 | $100.00 | $100.00 | 7/13/2010 4:43:31 PM |
| Vegasjim | $25.00 | $25.00 | 7/13/2010 4:46:10 PM |
| important-ore | $50.00 | $50.00 | 7/13/2010 4:47:23 PM |
| blue-euro-entrepreneur | $25.00 | $25.00 | 7/13/2010 4:50:22 PM |
| RMB-Investments | $50.00 | $50.00 | 7/13/2010 4:51:06 PM |
| silver-nirvana | $25.00 | $25.00 | 7/13/2010 4:51:41 PM |
| indianoven | $50.00 | $50.00 | 7/13/2010 4:52:14 PM |
| wwwUniversal | $25.00 | $25.00 | 7/13/2010 5:09:12 PM |
| outofoffice | $75.00 | $75.00 | 7/14/2010 1:55:36 PM |
| Lo0se_mo0se | $25.00 | $25.00 | 7/14/2010 11:12:16 AM |
| market-assembler | $50.00 | $50.00 | 7/14/2010 2:54:04 PM |
| natural-affluence4 | $45.00 | $45.00 | 7/18/2010 7:09:01 PM |
| Planecourage | $25.00 | $25.00 | 7/18/2010 11:15:29 AM |
| rjsdsu | $25.00 | $25.00 | 7/19/2010 7:37:57 AM |
| lender12345 | $25.00 | $25.00 | 7/18/2010 9:00:04 PM |
| Nicedad72 | $25.00 | $25.00 | 7/19/2010 12:44:02 PM |
| socal-lender | $25.00 | $25.00 | 7/19/2010 4:52:56 PM |
| starry2001 | $25.00 | $25.00 | 7/19/2010 7:27:12 PM |
| billnsc | $25.00 | $25.00 | 7/20/2010 8:17:19 AM |
| The-Lighthouse-Group | $25.00 | $25.00 | 7/20/2010 9:03:38 AM |
| grampy48 | $25.00 | $25.00 | 7/20/2010 12:59:23 PM |
| penny-finder | $25.00 | $25.00 | 7/20/2010 2:13:07 PM |
| icon7 | $25.00 | $25.00 | 7/20/2010 4:09:31 PM |
| 160 bids
|
Borrower Payment Dependent Notes Series
466823
This series of Notes was issued and sold upon the funding of the borrower loan #43619, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Jul-19-2010 |
| |
Auction end date:
| Jul-20-2010 |
|
|
Starting lender yield:
| 6.10% |
Starting borrower rate/APR:
| 7.10% / 7.44% |
Starting monthly payment:
| $154.61 |
|
Final lender yield:
| 6.10% |
Final borrower rate/APR:
| 7.10% / 7.44% |
Final monthly payment:
| $154.61 |
| |
|
Auction yield range:
| 2.93% - 6.10% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-1979 |
Debt/Income ratio:
| 16% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 14
/
13 | Length of status: | 19y 3m |
|
Credit score:
| 780-799 (Jul-2010) |
Total credit lines:
| 26 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $22,316 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 26% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| inspiring-bill |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $23,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Dec-2009)
|
|
Principal balance:
| $19,161.58 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
Final Consolidation!!
Purpose of loan:
This loan will be used to?complete consolidation of the rest of my bills which consists of a few credit cards and my daughter's education.???
My financial situation:
I am a good candidate for this loan because? I pay my bills but they have added up over the years. My first Prosper Loan did not initially cover all my bills which included education for my daugther.?This will allow me to tie up these bills and pay them off in the next few years as I get my plan rolling in preparation of future?retirement.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| MissionMicroFinance | $25.00 | $25.00 | 7/19/2010 5:02:34 PM |
| swiftsoul | $25.00 | $25.00 | 7/19/2010 5:05:26 PM |
| Artist_Blue | $25.00 | $25.00 | 7/19/2010 5:05:49 PM |
| afotherg | $40.00 | $40.00 | 7/19/2010 5:07:49 PM |
| riproaringrapids | $25.00 | $25.00 | 7/19/2010 5:09:35 PM |
| radforj22 | $50.00 | $50.00 | 7/19/2010 5:12:27 PM |
| moneyfriend | $50.00 | $50.00 | 7/19/2010 5:12:18 PM |
| hookUup | $25.00 | $25.00 | 7/19/2010 5:16:48 PM |
| delicious-social132 | $40.00 | $40.00 | 7/19/2010 5:17:00 PM |
| generous-deal6 | $25.00 | $25.00 | 7/19/2010 5:17:26 PM |
| gold-heaven9 | $25.00 | $25.00 | 7/19/2010 5:21:07 PM |
| investment-network | $25.00 | $25.00 | 7/19/2010 5:22:30 PM |
| treasure-hunter270 | $25.00 | $25.00 | 7/19/2010 5:22:43 PM |
| inspired-contract9 | $50.00 | $50.00 | 7/19/2010 5:22:59 PM |
| proper-p2p6 | $100.00 | $100.00 | 7/19/2010 5:23:09 PM |
| thorough-exchange4 | $40.00 | $40.00 | 7/19/2010 5:23:37 PM |
| market-socrates4 | $25.00 | $25.00 | 7/19/2010 5:12:56 PM |
| BlindProphet | $25.00 | $25.00 | 7/19/2010 5:23:23 PM |
| DreDub | $50.00 | $50.00 | 7/19/2010 5:25:22 PM |
| diplomatic-wealth7 | $100.00 | $100.00 | 7/19/2010 5:25:52 PM |
| jazzlender | $25.00 | $25.00 | 7/19/2010 5:15:50 PM |
| mlopez2007 | $25.00 | $25.00 | 7/19/2010 5:26:52 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 7/19/2010 5:27:36 PM |
| antlr | $25.00 | $25.00 | 7/19/2010 5:17:16 PM |
| the_winning_ticket | $35.00 | $35.00 | 7/19/2010 5:17:33 PM |
| life-is-great | $25.00 | $25.00 | 7/19/2010 5:28:37 PM |
| well-rounded-dinero | $25.00 | $25.00 | 7/19/2010 5:29:36 PM |
| Contact911 | $50.00 | $50.00 | 7/19/2010 5:30:01 PM |
| Rysterola82 | $25.00 | $25.00 | 7/19/2010 5:31:29 PM |
| thestartuplender | $35.00 | $35.00 | 7/19/2010 5:20:41 PM |
| fireheart | $25.00 | $25.00 | 7/19/2010 5:33:21 PM |
| tech310 | $100.00 | $100.00 | 7/19/2010 5:21:32 PM |
| simplelender80 | $100.00 | $100.00 | 7/19/2010 5:22:21 PM |
| tntmojave | $25.00 | $25.00 | 7/19/2010 5:22:50 PM |
| Goodlender42 | $25.00 | $25.00 | 7/19/2010 6:46:43 PM |
| turbospeed | $25.00 | $25.00 | 7/19/2010 5:25:16 PM |
| kyomoon | $50.00 | $50.00 | 7/19/2010 5:26:27 PM |
| murren | $25.00 | $25.00 | 7/19/2010 8:03:15 PM |
| best-ingenious-funds | $25.00 | $25.00 | 7/19/2010 8:03:26 PM |
| Emgolda | $25.00 | $25.00 | 7/19/2010 5:27:49 PM |
| naina_my_daughter | $25.00 | $25.00 | 7/19/2010 10:56:26 PM |
| Northsider | $50.00 | $50.00 | 7/20/2010 1:34:10 AM |
| PA2LA | $25.00 | $25.00 | 7/20/2010 1:34:50 AM |
| suburbanman64 | $26.08 | $26.08 | 7/20/2010 1:35:09 AM |
| bowdish1 | $100.00 | $100.00 | 7/20/2010 1:35:30 AM |
| syounker | $25.00 | $25.00 | 7/20/2010 1:35:37 AM |
| a-versatile-power | $25.00 | $25.00 | 7/20/2010 1:48:09 AM |
| betaoption | $25.00 | $25.00 | 7/19/2010 5:31:40 PM |
| jga516 | $25.00 | $25.00 | 7/20/2010 1:51:41 AM |
| worthy-truth | $25.00 | $25.00 | 7/20/2010 1:49:33 AM |
| dpfl55 | $25.00 | $25.00 | 7/20/2010 1:53:10 AM |
| paladin847 | $25.00 | $25.00 | 7/20/2010 1:50:40 AM |
| burgeoning-silver | $25.00 | $25.00 | 7/20/2010 1:53:19 AM |
| scottr | $25.00 | $25.00 | 7/20/2010 1:51:21 AM |
| money-explorer3 | $25.00 | $25.00 | 7/20/2010 2:36:23 AM |
| Moneybags99 | $46.31 | $46.31 | 7/20/2010 2:51:30 AM |
| wonderous-power | $25.00 | $25.00 | 7/20/2010 3:18:26 AM |
| exchange-synapse | $49.82 | $49.82 | 7/20/2010 6:41:28 AM |
| Global2010 | $38.90 | $38.90 | 7/20/2010 6:56:47 AM |
| wwwUniversal | $25.00 | $25.00 | 7/20/2010 6:57:51 AM |
| moneynmotion | $25.00 | $20.28 | 7/20/2010 7:36:52 AM |
| AmericanCredit | $25.00 | $25.00 | 7/19/2010 9:47:56 PM |
| bds9646 | $26.00 | $26.00 | 7/19/2010 11:56:08 PM |
| crazybill | $25.00 | $25.00 | 7/20/2010 1:32:28 AM |
| BayShell | $43.29 | $43.29 | 7/20/2010 1:34:59 AM |
| farbav | $25.00 | $25.00 | 7/20/2010 1:39:03 AM |
| saihu | $25.00 | $25.00 | 7/20/2010 1:50:27 AM |
| cash-merry-maker | $25.00 | $25.00 | 7/20/2010 1:50:38 AM |
| Banker7371 | $25.00 | $25.00 | 7/20/2010 1:55:18 AM |
| Keebs | $25.00 | $25.00 | 7/20/2010 5:47:57 AM |
| 108lender | $48.57 | $48.57 | 7/20/2010 5:57:30 AM |
| RockCrown | $25.00 | $25.00 | 7/20/2010 7:01:30 AM |
| commerce-triumph | $25.00 | $25.00 | 7/20/2010 7:03:42 AM |
| contract-eagle | $25.97 | $25.97 | 7/20/2010 7:36:52 AM |
| kulender | $25.00 | $25.00 | 7/19/2010 5:03:40 PM |
| munnu | $25.00 | $25.00 | 7/19/2010 5:10:29 PM |
| bdloans | $50.00 | $50.00 | 7/19/2010 5:13:09 PM |
| rbc_ventures | $25.00 | $25.00 | 7/19/2010 5:17:40 PM |
| personal-lender | $25.00 | $25.00 | 7/19/2010 5:18:26 PM |
| successful-euro | $50.00 | $50.00 | 7/19/2010 5:08:37 PM |
| community-pipeline8 | $50.00 | $50.00 | 7/19/2010 5:09:18 PM |
| kenji4861 | $25.00 | $25.00 | 7/19/2010 5:09:27 PM |
| dlshap | $25.00 | $25.00 | 7/19/2010 5:22:15 PM |
| Koorblow | $100.00 | $100.00 | 7/19/2010 5:21:38 PM |
| jangalt | $68.42 | $68.42 | 7/19/2010 5:22:28 PM |
| paddatjie | $25.00 | $25.00 | 7/19/2010 5:12:40 PM |
| Havana21 | $75.00 | $75.00 | 7/19/2010 5:23:50 PM |
| alpinaut | $25.00 | $25.00 | 7/19/2010 5:24:41 PM |
| bountiful-durability | $100.00 | $100.00 | 7/19/2010 5:25:05 PM |
| moola-man | $50.00 | $50.00 | 7/19/2010 5:16:24 PM |
| tekkie2412 | $50.00 | $50.00 | 7/19/2010 5:27:30 PM |
| j2ee | $25.00 | $25.00 | 7/19/2010 5:17:10 PM |
| MoneyU4IA | $50.00 | $50.00 | 7/19/2010 5:28:01 PM |
| moola-wildebeest3 | $50.00 | $50.00 | 7/19/2010 5:29:49 PM |
| investmentgroup | $25.00 | $25.00 | 7/19/2010 5:30:08 PM |
| TheBiggTree | $25.00 | $25.00 | 7/19/2010 5:32:24 PM |
| saysana | $25.00 | $25.00 | 7/19/2010 5:33:52 PM |
| orgy63 | $25.00 | $25.00 | 7/19/2010 5:22:36 PM |
| meenan | $25.00 | $25.00 | 7/19/2010 5:23:16 PM |
| 1800porsche | $25.00 | $25.00 | 7/19/2010 5:25:30 PM |
| suave-dollar | $40.00 | $40.00 | 7/19/2010 5:25:45 PM |
| tdinbranson | $50.00 | $50.00 | 7/19/2010 5:25:59 PM |
| harty | $60.00 | $60.00 | 7/19/2010 8:02:33 PM |
| svandgts | $25.00 | $25.00 | 7/19/2010 8:03:34 PM |
| interest-jedi0 | $50.00 | $50.00 | 7/19/2010 8:03:09 PM |
| bid-czar8 | $100.00 | $100.00 | 7/19/2010 8:03:13 PM |
| julijask | $35.00 | $35.00 | 7/19/2010 5:27:13 PM |
| Tc11902 | $25.00 | $25.00 | 7/19/2010 11:56:12 PM |
| Tai | $25.00 | $25.00 | 7/20/2010 1:34:55 AM |
| neenerman | $28.42 | $28.42 | 7/20/2010 1:35:40 AM |
| teller | $45.12 | $45.12 | 7/20/2010 1:35:44 AM |
| mydreamsagain | $25.00 | $25.00 | 7/20/2010 1:51:35 AM |
| 8bitnintendo | $25.00 | $25.00 | 7/20/2010 1:51:43 AM |
| mad4wknds | $25.00 | $25.00 | 7/20/2010 1:50:32 AM |
| JGB | $61.82 | $61.82 | 7/20/2010 1:53:13 AM |
| responsibility-butterfly | $25.00 | $25.00 | 7/20/2010 1:53:43 AM |
| SARMAR | $50.00 | $50.00 | 7/19/2010 5:33:11 PM |
| gauss02 | $25.00 | $25.00 | 7/20/2010 2:32:49 AM |
| js60l | $25.00 | $25.00 | 7/20/2010 3:42:03 AM |
| obedient-agreement1 | $25.00 | $25.00 | 7/20/2010 5:47:56 AM |
| Ciphernetic | $25.00 | $25.00 | 7/20/2010 5:47:55 AM |
| copperfield | $25.00 | $25.00 | 7/19/2010 8:01:59 PM |
| dtrain5 | $25.00 | $25.00 | 7/20/2010 6:57:54 AM |
| ingenious-order783 | $25.00 | $25.00 | 7/20/2010 7:06:37 AM |
| Joem311JE | $25.00 | $25.00 | 7/20/2010 7:03:43 AM |
| fairness-kayak | $25.00 | $25.00 | 7/19/2010 8:21:36 PM |
| htguan | $25.00 | $25.00 | 7/20/2010 1:32:35 AM |
| Philosonie | $25.00 | $25.00 | 7/20/2010 1:34:18 AM |
| lloyd_s | $25.00 | $25.00 | 7/20/2010 1:34:30 AM |
| MONEYLENDER101 | $44.73 | $44.73 | 7/20/2010 1:35:07 AM |
| dharma1 | $25.00 | $25.00 | 7/20/2010 1:38:30 AM |
| pragmatic-camaraderi | $25.00 | $25.00 | 7/20/2010 1:49:58 AM |
| iLoaner | $25.00 | $25.00 | 7/20/2010 1:51:39 AM |
| anyoi | $26.27 | $26.27 | 7/20/2010 1:53:31 AM |
| a-truth-upholder | $50.00 | $50.00 | 7/20/2010 1:56:18 AM |
| bold-special-peace7 | $25.00 | $25.00 | 7/20/2010 2:51:31 AM |
| heerzaquestion | $25.00 | $25.00 | 7/20/2010 5:00:50 AM |
| CapeDollars | $50.00 | $50.00 | 7/20/2010 6:03:02 AM |
| roccofox | $50.00 | $50.00 | 7/20/2010 6:56:49 AM |
| golden-cat | $25.00 | $25.00 | 7/20/2010 7:36:36 AM |
| 140 bids
|
Borrower Payment Dependent Notes Series
467183
This series of Notes was issued and sold upon the funding of the borrower loan #43607, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Jul-19-2010 |
| |
Auction end date:
| Jul-21-2010 |
|
|
Starting lender yield:
| 33.15% |
Starting borrower rate/APR:
| 34.15% / 36.87% |
Starting monthly payment:
| $67.13 |
|
Final lender yield:
| 33.15% |
Final borrower rate/APR:
| 34.15% / 36.87% |
Final monthly payment:
| $67.13 |
| |
|
Auction yield range:
| 13.93% - 33.15% |
Estimated loss impact:
| 15.53% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.62% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| 6% |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 4
/
4 | Length of status: | 13y 4m |
|
Credit score:
| 640-659 (Jun-2010) |
Total credit lines:
| 25 |
Occupation: | Nurse (RN) |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $1,225 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $1,143 |
Bankcard utilization:
| 71% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 22 | | | | |
|
Screen name:
| green-radiant-rupee |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off high interest payday loans
Purpose of loan:
This loan will be used to pay off high interest payday.?
I am a good candidate for this loan because I?need to get these loans paid off.?I want out of this cycle. The payday loans payments?eat up my pay check.?I?employed full time?in a stable job. ?I?can and will pay this loan off.
Monthly net income: $
2400.00
Monthly expenses: $
??Housing: $ 1143.00
??Insurance: $ 107.00
??Car expenses: $?automatically taken out of my husband's?paycheck before we get it
??Utilities: $ 150.00
??Phone, cable, internet: $ 170.00
??Food, entertainment: $ 150.00
??Clothing, household expenses $ 75.00
??Credit cards and other loans: $ 123
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi there, could you explain the 22 delinquencies in the last 7 years? What is the amount with the payday lenders (real sharks by the way) and the interest on it? Best of luck with your loan! - green-rapid-openness
A:
The deliquencies were with my school loans that are now under payment arrangement through my work and taken out of my check before I get it, and before I started working full time. I was needing to stay at home taking care of my kids and working part time for the last 12 years and until 2 years ago when I was able to start working full time. The payday loan amount is $1500 with APR 651%. I am literally having to use one to pay off another at this point. Thanks.
(Jul-20-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| elephantparty | $25.00 | $25.00 | 7/19/2010 5:01:54 PM |
| Rysterola82 | $25.00 | $25.00 | 7/19/2010 5:01:36 PM |
| treasure-generator | $25.00 | $25.00 | 7/19/2010 5:02:54 PM |
| soulwork | $25.00 | $25.00 | 7/19/2010 5:03:34 PM |
| fair-rate | $25.00 | $25.00 | 7/19/2010 5:03:10 PM |
| JFKPilot | $25.00 | $25.00 | 7/19/2010 5:03:52 PM |
| jhjoe | $25.00 | $25.00 | 7/19/2010 5:04:05 PM |
| Anny-Disco | $100.00 | $18.55 | 7/19/2010 5:04:16 PM |
| finance-prescription | $50.00 | $50.00 | 7/19/2010 5:15:11 PM |
| MissionMicroFinance | $25.00 | $25.00 | 7/19/2010 5:02:02 PM |
| bold-currency-holly | $25.00 | $25.00 | 7/19/2010 5:02:36 PM |
| asset-professor | $25.00 | $25.00 | 7/19/2010 5:02:49 PM |
| flexiboy35 | $25.00 | $25.00 | 7/19/2010 5:04:03 PM |
| jamiee73 | $25.00 | $25.00 | 7/19/2010 5:06:39 PM |
| principal-mermaid | $300.00 | $300.00 | 7/19/2010 6:14:17 PM |
| interstellar | $50.00 | $50.00 | 7/20/2010 6:57:12 AM |
| SolarMoonshine | $25.00 | $25.00 | 7/20/2010 10:06:48 AM |
| new-peso-concerto | $50.00 | $50.00 | 7/20/2010 11:05:44 AM |
| green-rapid-openness | $50.00 | $50.00 | 7/21/2010 2:55:13 AM |
| market-pudding | $25.00 | $25.00 | 7/21/2010 4:54:26 AM |
| wwwUniversal | $25.00 | $25.00 | 7/21/2010 7:55:37 AM |
| speedy-point | $25.00 | $25.00 | 7/19/2010 5:02:22 PM |
| johnsock | $25.00 | $25.00 | 7/19/2010 5:02:07 PM |
| TaoPooh | $25.00 | $25.00 | 7/19/2010 5:03:29 PM |
| LoisLoan | $25.00 | $25.00 | 7/19/2010 5:02:26 PM |
| mbwillma | $25.00 | $25.00 | 7/19/2010 5:02:48 PM |
| top-courteous-peso | $25.00 | $25.00 | 7/19/2010 5:15:16 PM |
| rolo12 | $50.00 | $50.00 | 7/19/2010 5:02:19 PM |
| lowrate | $25.00 | $25.00 | 7/19/2010 5:02:42 PM |
| LJLender | $26.04 | $26.04 | 7/19/2010 5:03:13 PM |
| iGeoff | $25.00 | $25.00 | 7/19/2010 5:03:20 PM |
| PRGuyinVA | $25.00 | $25.00 | 7/19/2010 5:04:10 PM |
| exchange-cowbell5 | $25.00 | $25.00 | 7/19/2010 7:44:21 PM |
| FASTIZIO_P | $25.00 | $25.00 | 7/19/2010 5:33:07 PM |
| lostviajero | $25.00 | $25.00 | 7/20/2010 10:57:36 AM |
| green-rapid-openness | $50.00 | $50.00 | 7/21/2010 2:55:36 AM |
| green-rapid-openness | $50.00 | $50.00 | 7/21/2010 2:56:03 AM |
| tcbmc | $30.41 | $30.41 | 7/21/2010 8:54:01 AM |
| green-rapid-openness | $50.00 | $50.00 | 7/21/2010 2:56:41 AM |
| BradP | $50.00 | $50.00 | 7/21/2010 11:04:34 AM |
| 40 bids
|
Borrower Payment Dependent Notes Series
467469
This series of Notes was issued and sold upon the funding of the borrower loan #43627, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jul-19-2010 |
| |
Auction end date:
| Jul-21-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $223.25 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $223.25 |
| |
|
Auction yield range:
| 3.93% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 15% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 10
/
6 | Length of status: | 4y 3m |
|
Credit score:
| 760-779 (Jul-2010) |
Total credit lines:
| 29 |
Occupation: | Analyst |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $4,367 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 19% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| johnsonm1 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 48 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $14,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Nov-2007)
700-719
(Aug-2006)
|
|
Principal balance:
| $0.02 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 48 | | |
Description
Credit Cards
Purpose of loan:
This loan will be used to pay off old credit card debt.? Finally, I have a good occupation and I am trying to resolve old debt.
My financial situation:
I am a good candidate for this loan because I have a good income and a good credit history.? I've had 2 previous loans through prosper which I payed in full on time.? This is low risk with high reward.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| copperfield | $25.00 | $25.00 | 7/19/2010 5:02:04 PM |
| fortytwo | $100.00 | $100.00 | 7/19/2010 5:03:22 PM |
| Artist_Blue | $25.00 | $25.00 | 7/19/2010 5:05:47 PM |
| stilleto8 | $25.00 | $25.00 | 7/19/2010 5:07:56 PM |
| riproaringrapids | $25.00 | $25.00 | 7/19/2010 5:09:34 PM |
| kenji4861 | $25.00 | $25.00 | 7/19/2010 5:09:25 PM |
| munnu | $25.00 | $25.00 | 7/19/2010 5:10:24 PM |
| moneyfriend | $50.00 | $50.00 | 7/19/2010 5:12:16 PM |
| paddatjie | $25.00 | $25.00 | 7/19/2010 5:12:42 PM |
| kulender | $25.00 | $25.00 | 7/19/2010 5:03:37 PM |
| generous-deal6 | $25.00 | $25.00 | 7/19/2010 5:17:24 PM |
| treasure-hunter270 | $25.00 | $25.00 | 7/19/2010 5:18:46 PM |
| enthralling-deal180 | $100.00 | $100.00 | 7/19/2010 5:20:05 PM |
| rescue | $250.00 | $250.00 | 7/19/2010 5:09:56 PM |
| dlshap | $25.00 | $25.00 | 7/19/2010 5:22:16 PM |
| jangalt | $72.00 | $72.00 | 7/19/2010 5:22:26 PM |
| tntmojave | $25.00 | $25.00 | 7/19/2010 5:22:48 PM |
| market-socrates4 | $25.00 | $25.00 | 7/19/2010 5:12:54 PM |
| Havana21 | $75.00 | $75.00 | 7/19/2010 5:23:48 PM |
| alpinaut | $25.00 | $25.00 | 7/19/2010 5:24:37 PM |
| diplomatic-wealth7 | $100.00 | $100.00 | 7/19/2010 5:25:51 PM |
| tdinbranson | $50.00 | $50.00 | 7/19/2010 5:25:57 PM |
| bid-czar8 | $70.00 | $70.00 | 7/19/2010 5:15:26 PM |
| jazzlender | $25.00 | $25.00 | 7/19/2010 5:15:49 PM |
| moola-man | $50.00 | $50.00 | 7/19/2010 5:16:17 PM |
| delicious-social132 | $40.00 | $40.00 | 7/19/2010 5:16:57 PM |
| j2ee | $25.00 | $25.00 | 7/19/2010 5:17:11 PM |
| Emgolda | $25.00 | $25.00 | 7/19/2010 5:27:51 PM |
| brightest-breathtaking-finance | $100.00 | $100.00 | 7/19/2010 5:27:56 PM |
| ray1051 | $50.00 | $50.00 | 7/19/2010 5:28:10 PM |
| clean-loyalty | $25.00 | $25.00 | 7/19/2010 5:28:24 PM |
| Rdodson11 | $25.00 | $25.00 | 7/19/2010 5:28:50 PM |
| zenchef | $25.00 | $25.00 | 7/19/2010 5:28:47 PM |
| bds9646 | $26.00 | $26.00 | 7/19/2010 5:29:09 PM |
| the-transaction-stronghold | $50.00 | $50.00 | 7/19/2010 5:29:21 PM |
| Tc11902 | $25.00 | $25.00 | 7/19/2010 5:29:23 PM |
| investmentgroup | $25.00 | $25.00 | 7/19/2010 5:30:06 PM |
| MSME | $50.00 | $50.00 | 7/19/2010 5:30:31 PM |
| DDHMoney | $25.00 | $25.00 | 7/19/2010 5:31:25 PM |
| best-ingenious-funds | $25.00 | $25.00 | 7/19/2010 5:31:11 PM |
| gracej | $25.00 | $25.00 | 7/19/2010 5:32:18 PM |
| TheBiggTree | $25.00 | $25.00 | 7/19/2010 5:32:23 PM |
| qcksilvr20 | $50.00 | $50.00 | 7/19/2010 5:33:16 PM |
| mykkai | $25.00 | $25.00 | 7/19/2010 5:32:40 PM |
| Koorblow | $100.00 | $100.00 | 7/19/2010 5:21:12 PM |
| orgy63 | $25.00 | $25.00 | 7/19/2010 5:22:34 PM |
| meenan | $25.00 | $25.00 | 7/19/2010 5:23:14 PM |
| thorough-exchange4 | $40.00 | $40.00 | 7/19/2010 5:23:35 PM |
| skvat | $25.00 | $25.00 | 7/19/2010 6:36:21 PM |
| cerebral-dollar773 | $50.00 | $50.00 | 7/19/2010 7:10:09 PM |
| 1800porsche | $25.00 | $25.00 | 7/19/2010 5:25:29 PM |
| balance2 | $25.00 | $25.00 | 7/19/2010 8:01:50 PM |
| Carnth | $25.00 | $25.00 | 7/19/2010 8:01:59 PM |
| towering-compassion | $25.00 | $25.00 | 7/19/2010 8:02:01 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 7/19/2010 5:27:35 PM |
| loot-heart | $50.00 | $50.00 | 7/19/2010 5:29:20 PM |
| moola-wildebeest3 | $50.00 | $50.00 | 7/19/2010 5:29:46 PM |
| zorg77 | $25.00 | $25.00 | 7/19/2010 5:30:16 PM |
| AJSinvest | $25.00 | $25.00 | 7/19/2010 5:31:45 PM |
| SARMAR | $50.00 | $50.00 | 7/19/2010 5:33:10 PM |
| fireheart | $25.00 | $25.00 | 7/19/2010 5:33:19 PM |
| Aberdeen | $400.00 | $400.00 | 7/19/2010 5:37:39 PM |
| balance-voyager | $36.40 | $36.40 | 7/19/2010 5:46:40 PM |
| Rogesparkguy | $25.00 | $25.00 | 7/19/2010 6:11:22 PM |
| objective-investor | $25.00 | $25.00 | 7/19/2010 6:36:25 PM |
| MoneyForNothing | $93.94 | $93.94 | 7/20/2010 5:41:25 AM |
| Finspons | $25.00 | $25.00 | 7/19/2010 7:43:40 PM |
| tender-integrity3 | $34.84 | $34.84 | 7/19/2010 8:01:49 PM |
| MVP2008 | $25.00 | $22.31 | 7/19/2010 8:02:01 PM |
| market-assembler | $50.00 | $50.00 | 7/20/2010 6:58:03 AM |
| afotherg | $40.00 | $40.00 | 7/19/2010 5:07:47 PM |
| ideal-platinum1 | $100.00 | $100.00 | 7/19/2010 5:12:44 PM |
| versatile-platinum4 | $25.00 | $25.00 | 7/19/2010 5:12:32 PM |
| bdloans | $50.00 | $50.00 | 7/19/2010 5:13:06 PM |
| rbc_ventures | $25.00 | $25.00 | 7/19/2010 5:17:39 PM |
| the_winning_ticket | $35.00 | $35.00 | 7/19/2010 5:17:31 PM |
| studious-bonus7 | $100.00 | $100.00 | 7/19/2010 5:18:33 PM |
| successful-euro | $50.00 | $50.00 | 7/19/2010 5:08:36 PM |
| villagers | $25.00 | $25.00 | 7/19/2010 5:19:36 PM |
| ichibon | $100.00 | $100.00 | 7/19/2010 5:19:43 PM |
| community-pipeline8 | $50.00 | $50.00 | 7/19/2010 5:09:16 PM |
| tech310 | $100.00 | $100.00 | 7/19/2010 5:21:30 PM |
| first-upright-payout | $25.00 | $25.00 | 7/19/2010 5:21:51 PM |
| radforj22 | $50.00 | $50.00 | 7/19/2010 5:12:26 PM |
| BlindProphet | $25.00 | $25.00 | 7/19/2010 5:23:22 PM |
| maldok1 | $25.00 | $25.00 | 7/19/2010 5:24:21 PM |
| DreDub | $50.00 | $50.00 | 7/19/2010 5:25:20 PM |
| suave-dollar | $40.00 | $40.00 | 7/19/2010 5:25:46 PM |
| bountiful-durability | $100.00 | $100.00 | 7/19/2010 5:15:22 PM |
| Fiimg | $50.00 | $50.00 | 7/19/2010 5:26:03 PM |
| kyomoon | $50.00 | $50.00 | 7/19/2010 5:26:24 PM |
| Headhunter14 | $25.00 | $25.00 | 7/19/2010 5:26:34 PM |
| mlopez2007 | $25.00 | $25.00 | 7/19/2010 5:26:50 PM |
| tekkie2412 | $50.00 | $50.00 | 7/19/2010 5:27:28 PM |
| hookUup | $25.00 | $25.00 | 7/19/2010 5:16:45 PM |
| harty | $60.00 | $60.00 | 7/19/2010 5:27:40 PM |
| antlr | $25.00 | $25.00 | 7/19/2010 5:17:14 PM |
| MoneyU4IA | $50.00 | $50.00 | 7/19/2010 5:27:58 PM |
| dharma1 | $25.00 | $25.00 | 7/19/2010 5:28:08 PM |
| life-is-great | $25.00 | $25.00 | 7/19/2010 5:28:35 PM |
| AmericanCredit | $25.00 | $25.00 | 7/19/2010 5:29:19 PM |
| well-rounded-dinero | $25.00 | $25.00 | 7/19/2010 5:29:35 PM |
| personal-lender | $25.00 | $25.00 | 7/19/2010 5:18:30 PM |
| Contact911 | $50.00 | $50.00 | 7/19/2010 5:29:59 PM |
| ddog0224 | $25.00 | $25.00 | 7/19/2010 5:30:32 PM |
| Rysterola82 | $25.00 | $25.00 | 7/19/2010 5:31:28 PM |
| betaoption | $25.00 | $25.00 | 7/19/2010 5:31:39 PM |
| buddy486 | $25.00 | $25.00 | 7/19/2010 5:31:19 PM |
| svandgts | $25.00 | $25.00 | 7/19/2010 5:31:54 PM |
| thestartuplender | $35.00 | $35.00 | 7/19/2010 5:20:39 PM |
| saysana | $25.00 | $25.00 | 7/19/2010 5:33:50 PM |
| Aberdeen | $500.00 | $500.00 | 7/19/2010 5:37:24 PM |
| Aberdeen | $400.00 | $400.00 | 7/19/2010 5:37:44 PM |
| restless-fund5 | $25.00 | $25.00 | 7/19/2010 5:33:34 PM |
| simplelender80 | $100.00 | $100.00 | 7/19/2010 5:22:19 PM |
| restless-fund5 | $25.00 | $25.00 | 7/19/2010 6:04:54 PM |
| inspired-contract9 | $50.00 | $50.00 | 7/19/2010 5:22:57 PM |
| proper-p2p6 | $100.00 | $100.00 | 7/19/2010 5:23:07 PM |
| Goodlender42 | $25.00 | $25.00 | 7/19/2010 6:46:14 PM |
| important-ore | $29.51 | $29.51 | 7/19/2010 7:23:36 PM |
| jasonj72 | $25.00 | $25.00 | 7/19/2010 8:02:00 PM |
| affluence-pumpkin0 | $25.00 | $25.00 | 7/19/2010 5:29:13 PM |
| interest-jedi0 | $50.00 | $50.00 | 7/19/2010 5:29:33 PM |
| Aberdeen | $400.00 | $400.00 | 7/19/2010 5:37:25 PM |
| kmr2 | $25.00 | $25.00 | 7/19/2010 6:47:18 PM |
| wwwUniversal | $25.00 | $25.00 | 7/19/2010 10:18:13 PM |
| income-rotation9 | $25.00 | $25.00 | 7/20/2010 7:07:42 AM |
| honorable-vigilance | $100.00 | $100.00 | 7/20/2010 7:31:12 AM |
| Zeenos | $50.00 | $50.00 | 7/20/2010 10:30:47 PM |
| 129 bids
|
Borrower Payment Dependent Notes Series
467509
This series of Notes was issued and sold upon the funding of the borrower loan #43613, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,200.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| Jul-20-2010 |
| |
Auction end date:
| Jul-21-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.44% |
Starting monthly payment:
| $54.28 |
|
Final lender yield:
| 33.76% |
Final borrower rate/APR:
| 34.76% / 38.19% |
Final monthly payment:
| $54.12 |
| |
|
Auction yield range:
| 13.93% - 34.00% |
Estimated loss impact:
| 16.26% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 11
/
11 | Length of status: | 7y 0m |
|
Credit score:
| 620-639 (Jul-2010) |
Total credit lines:
| 40 |
Occupation: | Sales - Commission |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $7,150 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 88% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 37 | | | | |
|
Screen name:
| newstart123 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 33 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Jul-2009)
600-619
(Apr-2008)
600-619
(Sep-2007)
|
|
Principal balance:
| $0.85 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 33 | | |
Description
Car repair loan
Purpose of loan:
This loan will be used to??
Emergency car repair/rest for emergency fund
My financial situation:
I am a good candidate for this loan because?
First Prosper loan paid in full, never missed a payment.
My credit profile is improving.
We own our own home, this is not reflected in my profile for some reason
Monthly net income: $ 3000
Monthly expenses: $ 2175
??Housing: $ 425
??Insurance: $300?
??Car expenses: $0
??Utilities: $ 200
??Phone, cable, internet: $ 150
??Food, entertainment: $?600
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 300
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Why is your revolving debt up so much from the time of your last Prosper loan? Thanks and best wishes. - reflective-rupee
A:
Had to take on some debt a year ago due to reduced income.
I do not take on any debt that I cannot manage anymore.
Car repair took me by surprise, don't want to buy another as it
is paid for.
Working two jobs to get this paid off.
Hope this helps, thanks for the question.
(Jul-20-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| finance-prescription | $50.00 | $50.00 | 7/20/2010 4:12:35 PM |
| frugalinvestor20 | $25.00 | $25.00 | 7/20/2010 4:13:41 PM |
| lender12345 | $25.00 | $25.00 | 7/20/2010 9:06:27 PM |
| green-rapid-openness | $50.00 | $50.00 | 7/21/2010 7:23:51 AM |
| Aberdeen | $400.00 | $400.00 | 7/21/2010 7:26:24 AM |
| wwwUniversal | $25.00 | $25.00 | 7/21/2010 7:32:42 AM |
| Frankk2 | $30.00 | $30.00 | 7/21/2010 7:33:57 AM |
| reflective-rupee | $25.00 | $25.00 | 7/21/2010 9:05:40 AM |
| Skeptical-one | $25.00 | $25.00 | 7/21/2010 4:50:28 PM |
| principal-mermaid | $300.00 | $300.00 | 7/20/2010 5:04:37 PM |
| well-mannered-income3 | $30.00 | $30.00 | 7/20/2010 5:33:10 PM |
| UCLA4life | $25.00 | $25.00 | 7/21/2010 1:51:10 AM |
| green-rapid-openness | $50.00 | $50.00 | 7/21/2010 7:25:05 AM |
| unger | $35.00 | $35.00 | 7/21/2010 2:42:51 AM |
| green-rapid-openness | $50.00 | $50.00 | 7/21/2010 7:24:22 AM |
| BradP | $60.00 | $30.00 | 7/21/2010 11:08:54 AM |
| investmentgroup | $25.00 | $25.00 | 7/21/2010 2:36:25 PM |
| 17 bids
|