Sales Report:Supplement No. 239 dated Jul 16, 2010 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
316718
This series of Notes was issued and sold upon the funding of the borrower loan #43487, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,100.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| Jul-07-2010 |
| |
Auction end date:
| Jul-14-2010 |
|
|
Starting lender yield:
| 23.00% |
Starting borrower rate/APR:
| 24.00% / 26.29% |
Starting monthly payment:
| $121.62 |
|
Final lender yield:
| 17.55% |
Final borrower rate/APR:
| 18.55% / 20.77% |
Final monthly payment:
| $112.93 |
| |
|
Auction yield range:
| 7.98% - 23.00% |
Estimated loss impact:
| 8.40% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.15% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| 23% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 7
/
7 | Length of status: | 1y 7m |
|
Credit score:
| 700-719 (Jul-2010) |
Total credit lines:
| 9 |
Occupation: | Food Service Manage... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $10,524 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 84% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| KSPHoldings |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 14 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Jun-2006)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
Loan for Small Business Venture
Greetings and Thanks for reading my listing. I am asking for a loan of $3,100? for a small business venture. I have been a member of the Prosper community since March of 2006, which is quite close to the launch of this great Prosper financial freedom device. I have been pretty active on the lending side since I started but have also taken a $1k loan a few years back. My credit profile will show the repayment history of that loan during a 14 month span. I currently (at the time of this post) have around $525.00 in loans that I have funded which return just short of 13%.? Therefore, I?m collateralized through Prosper for roughly 17% of my loan request. I will continue to open up loans separate from this loan, thereby, continuing to collateralize this loan over time.
It is my intention to repay this loan with proceeds from the venture?s operational cash flow plus any additional monies, that are needed,? from my full time job at a local resort. The value of this loan and its repayment schedule over the 3 year will easily allow me to repay this loan aggressively. It is my intention to do this well before the 3 year term.
My monthly income and expenses are as follows:
Net Monthly Income: $1,500
Rent: 0 (wife pays)
Credit Cards: 215.00
Car Insurance: 150.00 (pay for both wife and I)
Cable/Internet: 65.00
Student Loan: 154.00
Gas:150.00 Utilities: 65.00
Electric: 110.00
Total Monthly Expenses: 909.00??
Therefore I will have plenty of money left at the end of the month to repay this loan without even mentioning My Wife?s salary, our non-retirement brokerage accounts, retirement accounts, or any other assets. I just want a small loan at a good rate to fund this small food service venture to start supplementing my current monthly income.
Thanks for reading my fellow Prosper commrades. I look forward to continuance of our communities? success.
Email any and all questions regarding the request.
Regards,
Kris @ KSPHoldings
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hello, what is the nature of the business venture? - marinbb
A:
Hello there, thanks for the question. I intend to use the money to open a mobile food cart business with another partner. The loan should be more than sufficient to cover my half of start-up expenditures (ie:LLC, state licensing fees, cart build, inventory, etc.). Any additional money from the loan will be used to pay off a Credit Card w/ 600.00 balance @24% and possibly open some more Prosper loans from the lender side if the rate I get is low enough. Thanks, KrisP
(Jul-11-2010)
Q:
How will the oil spill affect this business since I guess you are selling to those on the beach? - crawfishcentral
A:
Good Question. There will obviously be some exposure to business downturns associated with tourist fears associated with the oil spill. The reality, however, is that no oil has appeared along the mid-west coast of Florida. We've seen significant downturns in Hotel Occupancy rates associated with this horrible catastrophe but our business model allows us to be flexible with WHERE we do business (ie: farmers' markets, festivals, community events, etc.). Locals should buy also. THX, KrisP
(Jul-14-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| loyalist1 | $100.00 | $100.00 | 7/7/2010 6:52:17 PM |
| income-fortress | $25.00 | $25.00 | 7/9/2010 4:04:22 PM |
| wizard750 | $25.00 | $25.00 | 7/11/2010 8:04:16 AM |
| credit-panda1 | $25.00 | $25.00 | 7/12/2010 11:05:48 AM |
| EngineersAlliance | $50.00 | $50.00 | 7/12/2010 12:36:20 PM |
| Sol_Invictus | $25.00 | $25.00 | 7/13/2010 6:25:28 AM |
| hillerod | $25.00 | $25.00 | 7/13/2010 10:56:02 AM |
| khamlagirl | $25.00 | $25.00 | 7/13/2010 4:24:00 PM |
| sweety075 | $25.00 | $25.00 | 7/13/2010 4:27:19 PM |
| redrose1518 | $25.00 | $25.00 | 7/13/2010 4:44:31 PM |
| padewy | $25.00 | $25.00 | 7/13/2010 5:04:50 PM |
| rakey | $25.00 | $25.00 | 7/13/2010 5:07:06 PM |
| dontletmoneyfoolya | $50.00 | $50.00 | 7/13/2010 5:04:13 PM |
| autoconnection | $34.00 | $34.00 | 7/14/2010 4:50:29 AM |
| GrowthAspirations | $80.00 | $80.00 | 7/13/2010 6:11:50 PM |
| MoneyTree79 | $25.00 | $25.00 | 7/13/2010 6:43:14 PM |
| nashibaksi | $25.00 | $25.00 | 7/13/2010 7:48:59 PM |
| bonus-quark4 | $25.00 | $25.00 | 7/14/2010 7:54:45 AM |
| HYGCapitalPartnersLP | $66.66 | $66.66 | 7/13/2010 8:34:36 PM |
| Starfin-Capital-Management | $75.00 | $75.00 | 7/13/2010 9:24:39 PM |
| debt-legend | $25.00 | $25.00 | 7/14/2010 10:06:45 AM |
| investment-party | $57.00 | $57.00 | 7/14/2010 11:22:25 AM |
| OGS_Capital | $25.00 | $25.00 | 7/14/2010 11:23:00 AM |
| mex_invests | $25.00 | $25.00 | 7/14/2010 1:00:57 PM |
| gpuck | $25.00 | $25.00 | 7/14/2010 1:18:25 PM |
| portfolio-turbine | $25.00 | $25.00 | 7/14/2010 7:37:14 AM |
| NELI | $100.00 | $100.00 | 7/14/2010 1:54:11 PM |
| rbgnr111 | $25.00 | $25.00 | 7/14/2010 2:21:03 PM |
| jayk63 | $25.00 | $25.00 | 7/14/2010 2:27:54 PM |
| cti11 | $25.00 | $25.00 | 7/14/2010 11:00:50 AM |
| proton346 | $25.00 | $25.00 | 7/14/2010 11:19:22 AM |
| ghinga | $25.00 | $25.00 | 7/14/2010 3:15:08 PM |
| uwinwewin | $25.00 | $25.00 | 7/14/2010 3:21:00 PM |
| courteous-cash6 | $28.00 | $28.00 | 7/14/2010 3:22:20 PM |
| wisconsinvestor | $100.00 | $100.00 | 7/14/2010 3:23:56 PM |
| DoctorJoe | $25.00 | $25.00 | 7/14/2010 1:42:16 PM |
| DRA-Properties | $25.00 | $25.00 | 7/14/2010 3:53:35 PM |
| SkyLoan | $25.00 | $25.00 | 7/14/2010 4:12:59 PM |
| SudianX | $32.43 | $32.43 | 7/14/2010 2:04:15 PM |
| goodhearted-basis4 | $25.00 | $25.00 | 7/14/2010 4:17:30 PM |
| porwestco | $25.00 | $25.00 | 7/14/2010 4:21:50 PM |
| ultimate-peace | $100.00 | $100.00 | 7/14/2010 3:45:49 PM |
| lendstats_com | $100.00 | $100.00 | 7/9/2010 6:32:11 PM |
| grammaspurse | $25.00 | $25.00 | 7/9/2010 9:37:08 PM |
| loanman2007 | $75.00 | $75.00 | 7/12/2010 7:20:01 AM |
| bull_lender | $36.00 | $36.00 | 7/11/2010 3:49:18 PM |
| CoolPlexer | $25.00 | $25.00 | 7/12/2010 7:10:50 PM |
| Astyanax | $40.00 | $40.00 | 7/13/2010 12:35:28 PM |
| integrity-doctor | $100.00 | $100.00 | 7/13/2010 3:37:54 PM |
| rae4sunshine | $34.78 | $34.78 | 7/13/2010 4:47:38 PM |
| integrity-cowbell | $25.00 | $25.00 | 7/13/2010 5:12:40 PM |
| HomerdohNY | $25.00 | $25.00 | 7/13/2010 7:20:30 PM |
| prohelper | $49.24 | $49.24 | 7/13/2010 5:04:10 PM |
| intuitive-bill | $25.00 | $25.00 | 7/13/2010 5:06:55 PM |
| jhernand17 | $25.00 | $25.00 | 7/13/2010 10:06:16 PM |
| BlessedEveryDay | $25.00 | $25.00 | 7/13/2010 5:59:14 PM |
| BigBizBuilder | $59.52 | $59.52 | 7/14/2010 6:43:22 AM |
| FinanceEngine | $25.00 | $25.00 | 7/14/2010 7:19:21 AM |
| Leshan | $100.00 | $100.00 | 7/14/2010 8:38:17 AM |
| trader-joe | $25.00 | $25.00 | 7/14/2010 8:50:14 AM |
| MattProsper | $50.00 | $50.00 | 7/14/2010 10:24:42 AM |
| rate-hickory | $50.00 | $50.00 | 7/14/2010 9:59:25 AM |
| Nasdaq | $25.00 | $25.00 | 7/14/2010 11:33:24 AM |
| Credit2Prosper | $100.00 | $100.00 | 7/14/2010 12:29:32 PM |
| Pu239 | $60.00 | $60.00 | 7/14/2010 8:39:53 AM |
| DasMula | $25.00 | $25.00 | 7/14/2010 1:46:46 PM |
| market-pudding | $25.00 | $25.00 | 7/14/2010 2:46:51 PM |
| shantran | $200.00 | $200.00 | 7/14/2010 2:49:41 PM |
| wwwUniversal | $25.00 | $25.00 | 7/14/2010 4:16:12 PM |
| Happyhourcomics | $25.00 | $25.00 | 7/14/2010 2:26:59 PM |
| jonnysixgun | $45.02 | $45.02 | 7/14/2010 3:05:22 PM |
| HelpfulLender1 | $75.00 | $7.35 | 7/14/2010 3:27:30 PM |
| carrinel | $45.00 | $45.00 | 7/14/2010 4:10:10 PM |
| 73 bids
|
Borrower Payment Dependent Notes Series
458522
This series of Notes was issued and sold upon the funding of the borrower loan #43543, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $16,666.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jul-06-2010 |
| |
Auction end date:
| Jul-13-2010 |
|
|
Starting lender yield:
| 10.20% |
Starting borrower rate/APR:
| 11.20% / 13.32% |
Starting monthly payment:
| $547.20 |
|
Final lender yield:
| 10.20% |
Final borrower rate/APR:
| 11.20% / 13.32% |
Final monthly payment:
| $547.20 |
| |
|
Auction yield range:
| 3.98% - 10.20% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.07% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-1996 |
Debt/Income ratio:
| 22% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 9m |
|
Credit score:
| 780-799 (Jul-2010) |
Total credit lines:
| 34 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $4,455 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 8% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| JagFan |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Security system for a 24 hour gym
This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
what are your current fixed income and expenses? - beakerfish
A:
Thank you for your question.
Current Personal Income $3672
Fixed Expenses
Car 289
Motorcycle 321
Rent 1375
Debt 150
Remainder - 1537
My wife has a significant income and covers the rest of the household expenses.
The gym is a start up with a projected opening at the end of September. The demographics are strong and there is little competition in our target area. It is an international franchise with a strong brand in our local area and a track record of success.
(Jul-08-2010)
Q:
what kind of security system do you plan to install? The amount seemed high for just cameras in some areas. - beakerfish
A:
The franchise has pretty specific and extensive requirements for the system. The gym is open 24 hours a day but only staffed during normal business hours.
It includes internal and external cameras, Bosch DVR, monitor, remote viewing, keycard access system, anti-tailgate system, door contacts for internal and external doors, computer for member access system, necklace panic buttons, wall mounted panic buttons, motion sensors for the office, glass break sensors and installation.
(Jul-09-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| studious-bonus7 | $50.00 | $50.00 | 7/6/2010 4:18:55 PM |
| simplelender80 | $100.00 | $100.00 | 7/6/2010 4:19:12 PM |
| dickfore | $25.00 | $25.00 | 7/6/2010 4:19:32 PM |
| bid-czar8 | $100.00 | $100.00 | 7/6/2010 4:20:00 PM |
| treasure-bliss | $100.00 | $100.00 | 7/6/2010 4:21:07 PM |
| tech310 | $50.00 | $50.00 | 7/6/2010 4:22:52 PM |
| delicious-social132 | $35.00 | $35.00 | 7/6/2010 4:23:21 PM |
| Slend49 | $25.00 | $25.00 | 7/6/2010 4:23:35 PM |
| ijspence | $25.00 | $25.00 | 7/6/2010 4:18:32 PM |
| Avala | $50.00 | $50.00 | 7/6/2010 4:18:59 PM |
| thestartuplender | $35.00 | $35.00 | 7/6/2010 4:24:31 PM |
| Supernick | $50.00 | $50.00 | 7/6/2010 4:26:53 PM |
| american6 | $25.00 | $25.00 | 7/6/2010 4:19:04 PM |
| SCTrojangirl | $25.00 | $25.00 | 7/6/2010 4:19:49 PM |
| 1800porsche | $25.00 | $25.00 | 7/6/2010 4:20:09 PM |
| GElender | $50.00 | $50.00 | 7/6/2010 4:24:47 PM |
| brightest-affluence-motivator | $100.00 | $100.00 | 7/6/2010 4:29:29 PM |
| SNH | $75.00 | $75.00 | 7/6/2010 4:22:29 PM |
| ray1051 | $25.00 | $25.00 | 7/6/2010 4:23:14 PM |
| overflowinglife | $25.00 | $25.00 | 7/6/2010 4:35:18 PM |
| hrubinst | $25.00 | $25.00 | 7/6/2010 4:27:34 PM |
| gracej | $25.00 | $25.00 | 7/6/2010 4:39:36 PM |
| income-fortress | $25.00 | $25.00 | 7/6/2010 4:31:28 PM |
| syounker | $25.00 | $25.00 | 7/6/2010 4:38:59 PM |
| Vegasjim | $25.00 | $25.00 | 7/6/2010 4:42:46 PM |
| bigphish | $25.00 | $25.00 | 7/6/2010 4:43:35 PM |
| bold-durability-drum | $50.00 | $50.00 | 7/6/2010 4:40:20 PM |
| tbrnet | $50.00 | $50.00 | 7/6/2010 4:58:11 PM |
| bountiful-durability | $100.00 | $100.00 | 7/6/2010 4:57:32 PM |
| leverage-oasis | $25.00 | $25.00 | 7/6/2010 6:04:59 PM |
| p2p-harmony | $27.79 | $27.79 | 7/6/2010 6:50:05 PM |
| Havana21 | $25.00 | $25.00 | 7/6/2010 9:46:30 PM |
| flwah | $25.00 | $25.00 | 7/6/2010 11:14:14 PM |
| green-radiant-durability | $29.72 | $29.72 | 7/6/2010 7:41:22 PM |
| inspired-contract9 | $25.00 | $25.00 | 7/7/2010 12:16:22 AM |
| head | $25.00 | $25.00 | 7/6/2010 10:59:18 PM |
| don8ter | $25.00 | $25.00 | 7/6/2010 11:14:09 PM |
| bankerboy333 | $25.00 | $25.00 | 7/7/2010 6:32:03 AM |
| noble-revenue | $50.00 | $50.00 | 7/7/2010 7:56:38 AM |
| nybanker85 | $75.00 | $75.00 | 7/7/2010 6:21:49 AM |
| skydiver111 | $25.00 | $25.00 | 7/7/2010 6:31:50 AM |
| Brainworm | $25.00 | $25.00 | 7/7/2010 1:21:34 AM |
| sammyhammy | $25.00 | $25.00 | 7/7/2010 6:41:27 AM |
| PatRichi | $25.00 | $25.00 | 7/7/2010 8:57:29 AM |
| new-social-economist | $25.00 | $25.00 | 7/7/2010 9:06:35 AM |
| mizount | $25.00 | $25.00 | 7/7/2010 5:26:23 AM |
| silver-flower448 | $25.00 | $25.00 | 7/7/2010 5:33:55 AM |
| Moneypenny6 | $30.00 | $30.00 | 7/7/2010 7:30:19 AM |
| sweetlan | $25.00 | $25.00 | 7/7/2010 9:38:03 AM |
| brooklynjoe | $25.00 | $25.00 | 7/7/2010 12:51:20 PM |
| KiwiElf | $25.00 | $25.00 | 7/7/2010 10:39:06 AM |
| NJournalist | $25.00 | $25.00 | 7/7/2010 10:39:16 AM |
| wise-pound-eagle | $50.00 | $50.00 | 7/7/2010 10:56:36 AM |
| ommcd | $25.00 | $25.00 | 7/7/2010 11:51:23 AM |
| cashasaurus0 | $150.00 | $150.00 | 7/7/2010 1:17:54 PM |
| L-vex | $25.00 | $25.00 | 7/7/2010 4:06:40 PM |
| AdamClemSC | $25.00 | $25.00 | 7/7/2010 4:49:20 PM |
| ualf | $30.10 | $30.10 | 7/7/2010 5:06:32 PM |
| TEAM-Jasper | $25.00 | $25.00 | 7/7/2010 5:51:27 PM |
| tuneman1980 | $25.00 | $25.00 | 7/7/2010 7:17:05 PM |
| scottr | $25.00 | $25.00 | 7/7/2010 8:41:21 PM |
| jtradition | $27.96 | $27.96 | 7/7/2010 8:41:26 PM |
| lookingup78 | $25.00 | $25.00 | 7/7/2010 8:41:29 PM |
| DadWarbucks | $25.00 | $25.00 | 7/7/2010 6:45:16 PM |
| diablo_ny | $25.00 | $25.00 | 7/7/2010 7:11:41 PM |
| mpactlender | $25.00 | $25.00 | 7/7/2010 11:36:52 PM |
| commanding-income774 | $25.00 | $25.00 | 7/8/2010 2:02:17 AM |
| mrfixerupper | $25.00 | $25.00 | 7/7/2010 8:41:24 PM |
| decisive-capital | $32.75 | $32.75 | 7/8/2010 5:26:26 AM |
| jvjoe12 | $100.00 | $100.00 | 7/7/2010 7:05:41 PM |
| carlover | $25.00 | $25.00 | 7/7/2010 7:11:35 PM |
| bankdaddy | $25.00 | $25.00 | 7/7/2010 7:30:09 PM |
| bxdoc | $150.00 | $150.00 | 7/8/2010 8:11:41 AM |
| Danfromnapa | $28.77 | $28.77 | 7/7/2010 8:41:31 PM |
| CBTW | $50.00 | $50.00 | 7/8/2010 9:10:13 AM |
| bbrelo | $25.00 | $25.00 | 7/8/2010 9:37:15 AM |
| LongTail | $25.00 | $25.00 | 7/8/2010 9:37:53 AM |
| geniusj | $25.00 | $25.00 | 7/8/2010 9:58:09 AM |
| jam96 | $25.00 | $25.00 | 7/8/2010 10:06:26 AM |
| Lo0se_mo0se | $25.00 | $25.00 | 7/8/2010 12:38:52 AM |
| johnsails | $36.94 | $36.94 | 7/8/2010 10:27:47 AM |
| guaton | $25.00 | $25.00 | 7/8/2010 11:22:15 AM |
| icchok | $50.00 | $50.00 | 7/8/2010 6:31:28 AM |
| titaniumtommy | $25.00 | $25.00 | 7/8/2010 12:28:22 PM |
| LKN2RTR | $25.00 | $25.00 | 7/8/2010 7:07:26 AM |
| LordKinbote | $25.00 | $25.00 | 7/8/2010 11:22:07 AM |
| easylender | $25.00 | $25.00 | 7/8/2010 11:22:18 AM |
| MakoF16 | $37.80 | $37.80 | 7/8/2010 3:01:25 PM |
| Nedly | $26.34 | $26.34 | 7/8/2010 3:01:29 PM |
| Veggie_Monkey | $25.00 | $25.00 | 7/8/2010 12:28:24 PM |
| iceberg982362 | $25.00 | $25.00 | 7/8/2010 3:32:36 PM |
| nestegg4e | $25.00 | $25.00 | 7/8/2010 3:32:46 PM |
| Zoramite | $25.00 | $25.00 | 7/8/2010 3:32:51 PM |
| engaging-worth | $25.00 | $25.00 | 7/8/2010 3:32:55 PM |
| slyder61 | $25.00 | $25.00 | 7/8/2010 3:33:02 PM |
| zaxsan | $25.00 | $25.00 | 7/8/2010 3:33:22 PM |
| outtahoth2o | $34.66 | $34.66 | 7/8/2010 3:33:38 PM |
| ALVO | $65.16 | $65.16 | 7/8/2010 3:33:53 PM |
| Searlzy | $25.00 | $25.00 | 7/8/2010 3:34:07 PM |
| omerta6102 | $30.26 | $30.26 | 7/8/2010 3:35:01 PM |
| cgorry | $25.00 | $25.00 | 7/8/2010 3:35:14 PM |
| ElChico124 | $25.00 | $25.00 | 7/8/2010 1:51:30 PM |
| catterpillar | $25.00 | $25.00 | 7/8/2010 9:58:06 AM |
| wahoo-trader | $25.00 | $25.00 | 7/8/2010 2:21:42 PM |
| ISHLEP67 | $50.00 | $50.00 | 7/8/2010 3:01:32 PM |
| jblack01 | $25.00 | $25.00 | 7/8/2010 11:22:10 AM |
| new-reward-sequoia | $25.00 | $25.00 | 7/8/2010 11:22:13 AM |
| Heiko | $25.00 | $25.00 | 7/8/2010 11:22:20 AM |
| seanwolter | $25.00 | $25.00 | 7/8/2010 3:32:34 PM |
| george_kaplan | $25.00 | $25.00 | 7/8/2010 3:32:47 PM |
| BrooklynJim | $25.00 | $25.00 | 7/8/2010 3:32:51 PM |
| How | $25.00 | $25.00 | 7/8/2010 3:32:57 PM |
| mistertao | $25.00 | $25.00 | 7/8/2010 3:33:03 PM |
| brazilofmux | $25.00 | $25.00 | 7/8/2010 3:33:07 PM |
| Weaverville | $50.00 | $50.00 | 7/8/2010 3:33:16 PM |
| Dahlozer | $25.00 | $25.00 | 7/8/2010 3:33:24 PM |
| BankofTony | $30.00 | $30.00 | 7/8/2010 3:33:39 PM |
| jtrump22 | $25.00 | $25.00 | 7/8/2010 3:33:42 PM |
| Interloper | $35.00 | $35.00 | 7/8/2010 3:34:05 PM |
| rakem777 | $25.00 | $25.00 | 7/8/2010 11:51:47 AM |
| Josilot | $25.00 | $25.00 | 7/8/2010 3:34:16 PM |
| PhalanxBulldog | $25.00 | $25.00 | 7/8/2010 3:34:18 PM |
| goldeneye777 | $25.00 | $25.00 | 7/8/2010 3:34:25 PM |
| selfmademan | $25.00 | $25.00 | 7/8/2010 3:34:30 PM |
| ArkoshKovash | $25.00 | $25.00 | 7/8/2010 3:34:34 PM |
| Hiro07 | $25.00 | $25.00 | 7/8/2010 3:35:09 PM |
| pubnat | $25.00 | $25.00 | 7/8/2010 3:35:22 PM |
| kloan | $25.00 | $25.00 | 7/8/2010 3:49:32 PM |
| phillipd48 | $25.00 | $25.00 | 7/8/2010 3:01:19 PM |
| jplatypus | $25.00 | $25.00 | 7/8/2010 3:01:28 PM |
| bikingbtb | $25.00 | $25.00 | 7/8/2010 3:16:34 PM |
| Seadrag367 | $25.00 | $25.00 | 7/8/2010 3:32:30 PM |
| Aquafina24Ounce | $25.00 | $25.00 | 7/8/2010 3:32:35 PM |
| ohnezweck | $25.00 | $25.00 | 7/8/2010 3:32:44 PM |
| hste_llc | $25.00 | $25.00 | 7/8/2010 3:32:48 PM |
| PitOfSuccess | $25.00 | $25.00 | 7/8/2010 3:32:54 PM |
| A007 | $25.00 | $25.00 | 7/8/2010 3:33:11 PM |
| RationalWorld | $25.00 | $25.00 | 7/8/2010 3:33:18 PM |
| lagnisiruk | $25.00 | $25.00 | 7/8/2010 3:33:28 PM |
| bazaar-ruler | $25.00 | $25.00 | 7/8/2010 3:33:34 PM |
| kscc183 | $25.00 | $25.00 | 7/8/2010 3:34:05 PM |
| mizunoman | $25.00 | $25.00 | 7/8/2010 3:34:11 PM |
| Cre8iveCash | $25.00 | $25.00 | 7/8/2010 3:34:24 PM |
| MattTheGr8 | $25.00 | $25.00 | 7/8/2010 3:34:35 PM |
| PHI4308 | $25.00 | $25.00 | 7/8/2010 3:35:12 PM |
| Sixmil | $25.00 | $25.00 | 7/8/2010 3:35:25 PM |
| marsciguy | $25.00 | $25.00 | 7/8/2010 3:49:34 PM |
| geemel | $25.00 | $25.00 | 7/8/2010 4:31:18 PM |
| charlieok | $25.00 | $25.00 | 7/9/2010 2:13:58 AM |
| sail120 | $25.00 | $25.00 | 7/8/2010 4:22:13 PM |
| spudbeach | $49.00 | $49.00 | 7/8/2010 10:37:06 PM |
| pythia | $25.00 | $25.00 | 7/9/2010 2:50:36 AM |
| lost-money-so-far-on-these | $25.00 | $25.00 | 7/9/2010 2:16:01 AM |
| sxcarlson | $26.41 | $26.41 | 7/9/2010 2:30:19 AM |
| janicewill | $25.00 | $25.00 | 7/9/2010 2:31:59 AM |
| IterationX | $25.00 | $25.00 | 7/9/2010 2:42:05 AM |
| Supp0rter | $70.87 | $70.87 | 7/9/2010 6:02:48 AM |
| yertle9 | $25.00 | $25.00 | 7/9/2010 5:39:13 AM |
| dansarkis | $25.00 | $25.00 | 7/8/2010 6:56:24 PM |
| rustysailor | $25.00 | $25.00 | 7/8/2010 9:47:54 PM |
| StWaldo | $25.00 | $25.00 | 7/9/2010 2:14:43 AM |
| TheColoradoDon | $25.00 | $25.00 | 7/9/2010 2:32:27 AM |
| peb44 | $25.00 | $25.00 | 7/9/2010 4:57:03 AM |
| WorldlyWorker | $25.00 | $25.00 | 7/9/2010 5:39:19 AM |
| Red4Golf | $35.00 | $35.00 | 7/9/2010 6:02:43 AM |
| tamcho | $25.00 | $25.00 | 7/9/2010 7:22:19 AM |
| bryan43016 | $50.00 | $50.00 | 7/9/2010 11:58:33 AM |
| minista | $25.00 | $25.00 | 7/9/2010 3:09:06 PM |
| outofoffice | $25.00 | $25.00 | 7/9/2010 3:35:26 PM |
| finance-symphony7 | $25.00 | $25.00 | 7/9/2010 4:09:23 PM |
| gsd | $25.00 | $25.00 | 7/9/2010 4:04:41 PM |
| Barky52 | $25.00 | $25.00 | 7/9/2010 12:56:02 PM |
| leverage-monger | $25.00 | $25.00 | 7/9/2010 4:09:39 PM |
| tipan1 | $56.00 | $56.00 | 7/9/2010 4:29:57 PM |
| FredHead3 | $40.50 | $40.50 | 7/9/2010 6:53:47 PM |
| gustavholstopus32 | $25.00 | $25.00 | 7/10/2010 5:56:34 AM |
| 340 | $50.00 | $50.00 | 7/9/2010 7:36:11 PM |
| ManhattanLender | $25.00 | $25.00 | 7/10/2010 1:57:22 PM |
| creativename | $25.00 | $25.00 | 7/10/2010 10:47:26 PM |
| 1313mark1313 | $25.00 | $25.00 | 7/11/2010 1:02:12 AM |
| wwwUniversal | $25.00 | $25.00 | 7/11/2010 3:11:40 AM |
| Gambino | $50.00 | $50.00 | 7/11/2010 6:46:56 AM |
| aaronbucknell | $28.43 | $28.43 | 7/11/2010 8:11:57 AM |
| himanshuko | $25.00 | $25.00 | 7/10/2010 11:42:14 AM |
| foldingbenny2 | $50.00 | $50.00 | 7/10/2010 12:03:55 PM |
| DebDesert | $25.00 | $25.00 | 7/11/2010 10:25:46 AM |
| uwinwewin | $25.00 | $25.00 | 7/10/2010 1:25:19 PM |
| tickboy24 | $107.14 | $107.14 | 7/11/2010 11:27:48 AM |
| agile | $50.00 | $50.00 | 7/10/2010 3:16:37 PM |
| forthright-principal2 | $25.00 | $25.00 | 7/11/2010 4:34:55 PM |
| Kaladen | $50.00 | $50.00 | 7/11/2010 4:05:07 PM |
| charb57 | $50.00 | $50.00 | 7/11/2010 4:42:44 PM |
| stemper | $50.00 | $50.00 | 7/10/2010 10:02:40 PM |
| mgking007 | $25.00 | $25.00 | 7/10/2010 10:05:53 PM |
| crw1950 | $50.00 | $50.00 | 7/11/2010 9:07:22 PM |
| MikeyGee1 | $29.31 | $29.31 | 7/11/2010 8:59:58 PM |
| gas | $25.00 | $25.00 | 7/11/2010 10:20:18 PM |
| conqueror359 | $30.00 | $30.00 | 7/12/2010 6:19:39 AM |
| Rustang | $50.00 | $50.00 | 7/12/2010 7:02:30 AM |
| credit-panda1 | $50.00 | $50.00 | 7/12/2010 11:00:39 AM |
| debt-legend | $25.00 | $25.00 | 7/12/2010 12:21:51 PM |
| a-golden-deal | $25.00 | $25.00 | 7/12/2010 2:27:29 PM |
| green-agreement-animal | $25.00 | $25.00 | 7/12/2010 4:11:20 PM |
| SomebodysMom | $109.23 | $109.23 | 7/12/2010 5:20:26 PM |
| bonus-quark4 | $25.90 | $25.90 | 7/12/2010 1:10:09 PM |
| BlessedEveryDay | $25.00 | $25.00 | 7/12/2010 6:40:38 PM |
| cash-tent | $25.00 | $25.00 | 7/12/2010 7:55:47 PM |
| ultimatepaintball | $25.00 | $25.00 | 7/13/2010 2:20:18 AM |
| market-jam | $44.56 | $44.56 | 7/13/2010 2:54:06 AM |
| chibear34 | $25.00 | $25.00 | 7/13/2010 3:57:55 AM |
| Loan2save | $27.72 | $27.72 | 7/13/2010 5:38:04 AM |
| 1phantom | $44.67 | $44.67 | 7/13/2010 7:13:52 AM |
| tryitout | $27.53 | $27.53 | 7/13/2010 7:32:46 AM |
| MortgageeMarty | $25.00 | $25.00 | 7/13/2010 7:56:32 AM |
| crmoir | $27.52 | $27.52 | 7/13/2010 10:31:38 AM |
| BankerBoy414 | $25.00 | $25.00 | 7/13/2010 10:19:03 AM |
| Midg | $25.00 | $25.00 | 7/13/2010 10:57:17 AM |
| justinology | $50.12 | $50.12 | 7/13/2010 10:39:58 AM |
| theloanfiller | $25.00 | $25.00 | 7/13/2010 11:47:46 AM |
| Cashlender1992 | $56.87 | $56.87 | 7/13/2010 12:00:43 PM |
| frugalinvestor20 | $25.00 | $25.00 | 7/13/2010 1:58:07 PM |
| jms007 | $75.00 | $75.00 | 7/13/2010 2:33:41 PM |
| LA-Funding-Bank | $30.00 | $30.00 | 7/13/2010 8:53:17 AM |
| leverage-monger | $50.00 | $50.00 | 7/13/2010 3:50:15 PM |
| CBTW | $50.00 | $50.00 | 7/13/2010 11:00:18 AM |
| Zeenos | $25.00 | $25.00 | 7/13/2010 12:12:54 PM |
| Rulea72 | $40.12 | $40.12 | 7/13/2010 4:04:04 PM |
| 78 | $25.92 | $25.92 | 7/13/2010 4:09:06 PM |
| biffmush | $250.00 | $250.00 | 7/13/2010 4:16:49 PM |
| noble-marketplace | $25.00 | $25.00 | 7/13/2010 1:55:30 PM |
| BankLV | $25.00 | $25.00 | 7/13/2010 2:34:17 PM |
| treasure-hunter270 | $25.00 | $25.00 | 7/6/2010 4:19:09 PM |
| SimpleChoice | $25.00 | $25.00 | 7/6/2010 4:21:21 PM |
| orgy63 | $25.00 | $25.00 | 7/6/2010 4:18:34 PM |
| personal-lender | $25.00 | $25.00 | 7/6/2010 4:19:15 PM |
| Winsten | $50.00 | $50.00 | 7/6/2010 4:19:23 PM |
| bchen78875 | $25.00 | $25.00 | 7/6/2010 4:25:17 PM |
| brightest-breathtaking-finance | $100.00 | $100.00 | 7/6/2010 4:21:40 PM |
| nickel-ferret | $25.00 | $25.00 | 7/6/2010 4:26:44 PM |
| ddog0224 | $25.00 | $25.00 | 7/6/2010 4:26:18 PM |
| qtmspin | $25.00 | $25.00 | 7/6/2010 4:23:00 PM |
| ichibon | $75.00 | $75.00 | 7/6/2010 4:27:56 PM |
| kind-unassuming-fund | $25.00 | $25.00 | 7/6/2010 4:29:10 PM |
| rescue | $250.00 | $250.00 | 7/6/2010 4:38:22 PM |
| IIP77 | $25.00 | $25.00 | 7/6/2010 4:33:25 PM |
| FinDoc | $25.00 | $25.00 | 7/6/2010 4:35:23 PM |
| Clambake | $50.00 | $50.00 | 7/6/2010 4:41:39 PM |
| Comoparklender | $30.00 | $30.00 | 7/6/2010 4:57:43 PM |
| the-profit-oracle | $25.00 | $25.00 | 7/6/2010 4:40:29 PM |
| availableloan | $25.00 | $25.00 | 7/6/2010 4:40:37 PM |
| mpatrick | $50.00 | $50.00 | 7/6/2010 4:58:11 PM |
| riproaringrapids | $25.00 | $25.00 | 7/6/2010 4:58:23 PM |
| Alpha-AssistU | $100.00 | $100.00 | 7/6/2010 4:58:29 PM |
| orderly-loot | $25.00 | $25.00 | 7/6/2010 4:56:23 PM |
| Artist_Blue | $25.00 | $25.00 | 7/6/2010 4:56:55 PM |
| Cai8899 | $50.00 | $50.00 | 7/6/2010 10:26:56 PM |
| Frenchynh | $25.00 | $25.00 | 7/6/2010 8:36:28 PM |
| serpentine | $31.64 | $31.64 | 7/6/2010 8:51:40 PM |
| anders94 | $25.00 | $25.00 | 7/7/2010 5:16:22 AM |
| TOP2007 | $25.00 | $25.00 | 7/7/2010 4:38:43 AM |
| LiveFreeand | $50.00 | $50.00 | 7/7/2010 5:23:59 AM |
| mikeandcat | $50.00 | $50.00 | 7/6/2010 11:14:22 PM |
| KLCRAY | $50.00 | $50.00 | 7/7/2010 5:41:37 AM |
| wise-silver-wonder | $25.00 | $25.00 | 7/6/2010 11:23:57 PM |
| orange-preeminant-bill | $25.00 | $25.00 | 7/6/2010 11:47:12 PM |
| jrbill1998 | $50.00 | $50.00 | 7/7/2010 9:12:26 AM |
| STAN7366 | $100.00 | $100.00 | 7/7/2010 9:16:27 AM |
| MARSTUN | $50.00 | $50.00 | 7/7/2010 5:46:23 AM |
| j2ee | $25.00 | $25.00 | 7/7/2010 5:53:09 AM |
| AF-Chief | $28.00 | $28.00 | 7/7/2010 8:16:20 AM |
| moola-man | $30.00 | $30.00 | 7/7/2010 8:46:22 AM |
| checkuto | $25.00 | $25.00 | 7/7/2010 9:37:42 AM |
| blackstar | $25.00 | $25.00 | 7/7/2010 10:48:20 AM |
| KileNSmyth4 | $25.00 | $25.00 | 7/7/2010 9:37:51 AM |
| Tradesmanlender | $25.00 | $25.00 | 7/7/2010 10:38:02 AM |
| SalsaIsMyWorld | $50.00 | $50.00 | 7/7/2010 1:12:57 PM |
| lostontheedge | $25.00 | $25.00 | 7/7/2010 10:38:34 AM |
| resource777 | $50.00 | $50.00 | 7/7/2010 3:01:32 PM |
| villagers | $25.00 | $25.00 | 7/7/2010 11:46:33 AM |
| Goodthing | $125.00 | $125.00 | 7/7/2010 2:08:25 PM |
| fireboss | $25.00 | $25.00 | 7/7/2010 4:17:10 PM |
| trustworthy-fairness | $50.00 | $50.00 | 7/7/2010 3:21:35 PM |
| zrohmm | $25.00 | $25.00 | 7/7/2010 4:47:30 PM |
| beakerfish | $50.00 | $50.00 | 7/7/2010 6:28:32 PM |
| divemaster | $25.00 | $25.00 | 7/7/2010 4:53:02 PM |
| Breakfast_Gypsy | $25.00 | $25.00 | 7/7/2010 6:47:18 PM |
| kalex752 | $34.99 | $34.99 | 7/7/2010 7:42:17 PM |
| theemhdoctor | $25.00 | $25.00 | 7/7/2010 6:11:43 PM |
| Mathiaslh | $25.00 | $25.00 | 7/7/2010 8:31:18 PM |
| jbadawg1017 | $25.00 | $25.00 | 7/7/2010 8:41:27 PM |
| sentry256 | $25.00 | $25.00 | 7/7/2010 8:41:33 PM |
| skegee | $25.00 | $25.00 | 7/7/2010 6:43:34 PM |
| tjone69 | $50.00 | $50.00 | 7/8/2010 2:31:34 AM |
| steady-bazaar | $50.00 | $50.00 | 7/8/2010 5:31:33 AM |
| cingular | $25.00 | $25.00 | 7/8/2010 6:23:16 AM |
| Rysterola82 | $25.00 | $25.00 | 7/7/2010 8:08:19 PM |
| helpu88 | $29.90 | $29.90 | 7/7/2010 8:41:25 PM |
| enthralling-deal180 | $100.00 | $100.00 | 7/8/2010 9:06:23 AM |
| dschaaf | $25.00 | $25.00 | 7/8/2010 9:38:57 AM |
| briantrader21 | $25.00 | $25.00 | 7/7/2010 11:08:34 PM |
| sandeepPR | $25.00 | $25.00 | 7/8/2010 8:31:23 AM |
| swingkid | $100.00 | $100.00 | 7/8/2010 6:13:27 AM |
| gristle | $25.00 | $25.00 | 7/8/2010 9:36:47 AM |
| rmachi | $25.00 | $25.00 | 7/8/2010 7:52:19 AM |
| dashawn | $25.00 | $25.00 | 7/8/2010 1:51:27 PM |
| stolan | $25.00 | $25.00 | 7/8/2010 11:22:16 AM |
| cassius84 | $25.00 | $25.00 | 7/8/2010 3:01:24 PM |
| eric-p | $25.00 | $25.00 | 7/8/2010 3:01:29 PM |
| theaterguy | $25.00 | $25.00 | 7/8/2010 3:01:30 PM |
| wgc | $25.00 | $25.00 | 7/8/2010 3:32:33 PM |
| hons2000 | $25.00 | $25.00 | 7/8/2010 3:32:38 PM |
| pound-flow | $50.00 | $50.00 | 7/8/2010 1:01:31 PM |
| oreyedoc | $50.00 | $50.00 | 7/8/2010 3:32:48 PM |
| manyhappydogs | $35.86 | $35.86 | 7/8/2010 3:32:52 PM |
| broepke | $25.00 | $25.00 | 7/8/2010 3:32:58 PM |
| MrBluesummers | $50.00 | $50.00 | 7/8/2010 3:33:11 PM |
| Ballard | $25.00 | $25.00 | 7/8/2010 3:33:41 PM |
| aader | $25.00 | $25.00 | 7/8/2010 3:34:03 PM |
| dollar-oracle55 | $25.00 | $25.00 | 7/8/2010 3:34:13 PM |
| mmckune | $25.00 | $25.00 | 7/8/2010 3:34:21 PM |
| LenderByDay | $25.00 | $25.00 | 7/8/2010 3:34:40 PM |
| kmwvma | $25.00 | $25.00 | 7/8/2010 3:35:05 PM |
| CSUgrad08 | $25.00 | $25.00 | 7/8/2010 9:37:51 AM |
| shawndw | $30.00 | $30.00 | 7/8/2010 3:35:21 PM |
| Caledoni | $25.00 | $25.00 | 7/8/2010 9:38:22 AM |
| panthernoelle | $25.00 | $25.00 | 7/8/2010 1:51:26 PM |
| Katburg | $35.00 | $35.00 | 7/8/2010 10:27:43 AM |
| hayhelp | $25.00 | $25.00 | 7/8/2010 11:17:13 AM |
| dartmouth99 | $25.00 | $25.00 | 7/8/2010 11:22:09 AM |
| smartie1 | $25.00 | $25.00 | 7/8/2010 11:22:11 AM |
| p1k4blu | $25.00 | $25.00 | 7/8/2010 11:22:19 AM |
| williamdkit | $25.00 | $25.00 | 7/8/2010 3:32:32 PM |
| Binan | $25.00 | $25.00 | 7/8/2010 3:32:40 PM |
| swpski | $30.00 | $30.00 | 7/8/2010 3:32:49 PM |
| jameskdean | $25.00 | $25.00 | 7/8/2010 3:32:53 PM |
| rokdim | $34.29 | $34.29 | 7/8/2010 3:32:59 PM |
| DaveG56313 | $25.00 | $25.00 | 7/8/2010 3:33:05 PM |
| Sam65 | $25.00 | $25.00 | 7/8/2010 3:33:19 PM |
| somebody32 | $25.00 | $25.00 | 7/8/2010 3:33:22 PM |
| szetowski | $25.00 | $25.00 | 7/8/2010 3:33:27 PM |
| the-silver-blaster | $40.00 | $40.00 | 7/8/2010 3:33:33 PM |
| gotyourgear | $25.00 | $25.00 | 7/8/2010 3:33:41 PM |
| PaulW | $25.00 | $25.00 | 7/8/2010 3:33:47 PM |
| derec | $25.00 | $25.00 | 7/8/2010 3:34:04 PM |
| topher515 | $25.00 | $25.00 | 7/8/2010 3:34:08 PM |
| nodrivelpls | $25.00 | $25.00 | 7/8/2010 3:34:19 PM |
| biobulator | $25.00 | $25.00 | 7/8/2010 3:34:27 PM |
| jo2y | $25.00 | $25.00 | 7/8/2010 11:57:21 AM |
| Sibelius2 | $25.00 | $25.00 | 7/8/2010 3:34:32 PM |
| Superc0ld | $100.00 | $100.00 | 7/8/2010 3:35:02 PM |
| five-star-justice | $36.00 | $36.00 | 7/8/2010 3:35:11 PM |
| divedude | $25.00 | $25.00 | 7/8/2010 3:35:24 PM |
| coalescent | $25.78 | $25.78 | 7/8/2010 3:48:32 PM |
| assetmanager | $25.00 | $25.00 | 7/8/2010 1:47:38 PM |
| sclark | $25.00 | $25.00 | 7/8/2010 3:49:34 PM |
| pooksat | $25.00 | $25.00 | 7/8/2010 1:51:29 PM |
| angeimack | $25.00 | $25.00 | 7/8/2010 3:01:33 PM |
| mmaurer | $30.00 | $30.00 | 7/8/2010 3:32:31 PM |
| teejay411 | $100.00 | $100.00 | 7/8/2010 3:32:37 PM |
| apetrock | $50.00 | $50.00 | 7/8/2010 3:32:45 PM |
| oodkim84oo | $40.00 | $40.00 | 7/8/2010 3:32:50 PM |
| Cutts | $25.00 | $25.00 | 7/8/2010 3:33:02 PM |
| biglender5 | $25.00 | $25.00 | 7/8/2010 3:33:10 PM |
| irrelevant | $25.00 | $25.00 | 7/8/2010 3:33:17 PM |
| pwkpwk | $25.00 | $25.00 | 7/8/2010 3:33:25 PM |
| Eagledrop | $25.00 | $25.00 | 7/8/2010 3:33:28 PM |
| tornandfrayed | $25.00 | $25.00 | 7/8/2010 3:33:40 PM |
| hanuman77 | $30.64 | $30.64 | 7/8/2010 3:34:10 PM |
| money2k | $25.00 | $25.00 | 7/8/2010 3:34:22 PM |
| Plotinus | $50.00 | $50.00 | 7/8/2010 3:34:28 PM |
| seattleslug | $25.00 | $25.00 | 7/8/2010 3:35:27 PM |
| RandyL3 | $25.00 | $25.00 | 7/8/2010 3:36:49 PM |
| jenq0001 | $25.00 | $25.00 | 7/8/2010 3:47:40 PM |
| pischkoa | $25.00 | $25.00 | 7/8/2010 3:48:34 PM |
| orange-truth-pole | $32.98 | $32.98 | 7/8/2010 4:54:53 PM |
| friendly-market5 | $25.00 | $25.00 | 7/8/2010 7:07:00 PM |
| saxeman | $25.00 | $25.00 | 7/8/2010 7:47:14 PM |
| nunnie | $25.00 | $25.00 | 7/8/2010 6:39:58 PM |
| MyKidsDad | $25.00 | $25.00 | 7/9/2010 2:15:59 AM |
| zeelender | $25.00 | $25.00 | 7/9/2010 2:16:30 AM |
| zone6 | $86.75 | $86.75 | 7/9/2010 2:50:07 AM |
| mjjjrj | $25.00 | $25.00 | 7/8/2010 6:56:23 PM |
| ndwayno | $25.00 | $25.00 | 7/9/2010 6:02:50 AM |
| systemlender | $25.00 | $25.00 | 7/9/2010 6:07:17 AM |
| 4est | $25.00 | $25.00 | 7/9/2010 7:47:11 AM |
| treasure-generator | $25.00 | $25.00 | 7/9/2010 6:51:23 AM |
| killdare | $25.00 | $25.00 | 7/9/2010 7:41:20 AM |
| money-bauble | $200.00 | $200.00 | 7/8/2010 9:11:27 PM |
| compuguy8 | $25.00 | $25.00 | 7/8/2010 9:17:36 PM |
| basis-daydream | $50.00 | $50.00 | 7/9/2010 8:10:32 AM |
| gulab77 | $50.00 | $50.00 | 7/8/2010 9:55:54 PM |
| IP | $32.79 | $32.79 | 7/9/2010 2:32:52 AM |
| Cheburashka | $25.00 | $25.00 | 7/9/2010 8:46:25 AM |
| latestone | $25.00 | $25.00 | 7/9/2010 2:43:38 AM |
| objective-investor | $100.00 | $100.00 | 7/9/2010 8:55:53 AM |
| bhelgarath | $25.00 | $25.00 | 7/9/2010 5:01:38 AM |
| LoanBrkr | $25.00 | $25.00 | 7/9/2010 5:38:37 AM |
| blue-useful-auction | $25.00 | $25.00 | 7/9/2010 9:30:55 AM |
| teller | $25.00 | $25.00 | 7/9/2010 5:44:37 AM |
| lcole32 | $25.00 | $25.00 | 7/9/2010 6:11:17 AM |
| CACO_Bank | $25.00 | $25.00 | 7/9/2010 6:37:33 AM |
| line6owner | $36.00 | $36.00 | 7/9/2010 7:16:55 AM |
| maguzzy | $100.00 | $100.00 | 7/9/2010 7:20:06 AM |
| TommyTucker | $50.00 | $44.03 | 7/9/2010 9:02:28 AM |
| blissful-note7 | $25.00 | $25.00 | 7/9/2010 4:04:46 PM |
| visionary-fund | $100.00 | $100.00 | 7/9/2010 2:51:26 PM |
| kind-value-pouch | $100.00 | $100.00 | 7/9/2010 6:34:08 PM |
| ToweringDan | $50.00 | $50.00 | 7/9/2010 10:15:22 PM |
| quad | $100.00 | $100.00 | 7/10/2010 6:53:18 AM |
| credit-coach118 | $40.00 | $40.00 | 7/9/2010 9:16:08 PM |
| nolahelper | $25.00 | $25.00 | 7/10/2010 6:36:07 PM |
| livingforjesus | $25.00 | $25.00 | 7/10/2010 8:17:42 PM |
| Jester8967 | $75.00 | $75.00 | 7/10/2010 8:16:16 AM |
| mcabery | $200.00 | $200.00 | 7/11/2010 3:08:38 AM |
| integrity-cowbell | $25.00 | $25.00 | 7/11/2010 5:33:56 AM |
| community-pipeline8 | $25.00 | $25.00 | 7/10/2010 10:08:17 AM |
| otalon | $28.75 | $28.75 | 7/10/2010 12:08:40 PM |
| frosty49 | $100.00 | $100.00 | 7/10/2010 3:56:49 PM |
| Schwamie | $107.89 | $107.89 | 7/11/2010 3:40:41 PM |
| nikebootie | $25.00 | $25.00 | 7/11/2010 8:39:55 PM |
| ritwik | $50.00 | $50.00 | 7/11/2010 6:47:13 PM |
| Supernova3 | $30.00 | $30.00 | 7/12/2010 4:06:47 AM |
| bebeshor | $25.00 | $25.00 | 7/12/2010 5:39:53 AM |
| Trapman13 | $50.00 | $50.00 | 7/12/2010 6:16:16 AM |
| platinum-rapture6 | $25.00 | $25.00 | 7/11/2010 1:25:19 PM |
| loss-of-control | $25.00 | $25.00 | 7/11/2010 2:20:29 PM |
| northphoto | $25.00 | $25.00 | 7/12/2010 9:45:58 AM |
| triumph329 | $25.00 | $25.00 | 7/12/2010 9:34:44 AM |
| Money2Lend_U | $300.00 | $300.00 | 7/12/2010 12:12:50 PM |
| Astyanax | $35.00 | $35.00 | 7/12/2010 1:34:39 PM |
| buffalobills | $25.00 | $25.00 | 7/12/2010 12:44:40 PM |
| socal-lender | $25.00 | $25.00 | 7/12/2010 9:00:59 PM |
| Spring342 | $25.00 | $25.00 | 7/13/2010 6:22:49 AM |
| ItNoKnot | $25.64 | $25.64 | 7/13/2010 1:32:02 AM |
| Chuck54 | $25.00 | $25.00 | 7/13/2010 6:55:02 AM |
| kentb | $100.00 | $100.00 | 7/13/2010 8:22:25 AM |
| best-generosity-financier | $25.00 | $25.00 | 7/13/2010 5:22:35 AM |
| Isotope | $25.00 | $25.00 | 7/13/2010 6:07:22 AM |
| emmeyP | $25.00 | $25.00 | 7/13/2010 10:45:07 AM |
| eprometheus | $58.00 | $58.00 | 7/13/2010 11:16:52 AM |
| rbgnr111 | $25.00 | $25.00 | 7/13/2010 8:17:44 AM |
| doomsday18 | $25.00 | $25.00 | 7/13/2010 9:48:37 AM |
| blb1000 | $100.00 | $100.00 | 7/13/2010 2:50:57 PM |
| noble-yield136 | $25.00 | $25.00 | 7/13/2010 2:52:25 PM |
| CSAworker | $25.00 | $25.00 | 7/13/2010 12:33:59 PM |
| jcw3rd | $25.00 | $25.00 | 7/13/2010 2:58:18 PM |
| matthewa | $25.00 | $25.00 | 7/13/2010 4:07:55 PM |
| 447 bids
|
Borrower Payment Dependent Notes Series
465004
This series of Notes was issued and sold upon the funding of the borrower loan #43537, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jul-06-2010 |
| |
Auction end date:
| Jul-13-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $113.09 |
|
Final lender yield:
| 33.44% |
Final borrower rate/APR:
| 34.44% / 36.88% |
Final monthly payment:
| $112.30 |
| |
|
Auction yield range:
| 10.98% - 34.00% |
Estimated loss impact:
| 10.85% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 22.59% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-1986 |
Debt/Income ratio:
| Not calculated |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 18
/
16 | Length of status: | 15y 1m |
|
Credit score:
| 640-659 (Jun-2010) |
Total credit lines:
| 31 | Stated income: | Not employed |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $106,571 | |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 96% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| aggresive-funds4 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
FLOOD DAMAGE
This is our 3RD PROSPER LOAN !!!!!
THIS LOAN WILL BE SET UP WITH AUTOPAY JUST LIKE THE PAST LOANS.??
I PLAN ON REPAYING THIS LOAN IN FULL BY JAN 2011?
I AM NOT SURE WHY MY PROSPER RATING IS D ----
CREDIT SCORE/OUTSTANDING DEBT ARE INCORRECT
I AM A GOOD CREDIT RISK.....My current Experian score is 714
Last month I just got a car lease in my name on a new car (when my old lease matured) with Honda Financial at a preferred rate.? I think prosper is picking up several credit lines that are in my spouses name since I don't have my own income (and my spouse?s credit?score is in the 650 range)??
Purpose of loan:
Pay off deferred interest purchases before large accrued interest charges are assessed.
My financial situation:
I have no late or missed payments on my credit.? I have been a homeowner since 1994.? We are currently in our 3rd home; previous 2 mortgages were paid off.? I have been a homemaker since our 1st child was born in 1996.? I am fortunate that I have been able to stay home and raise our children, since my spouse of 19 years has always had a good income (2009 was $260,000 and? this year will be approx. $300,000) and has been in the same position for 17 years.? With his position, he gets large bonuses early in the year ($75,000 is already earned and due in Jan. 2011) which will give us the cash to pay off this loan.? ? This year we have had a lot of unexpected expenses.? In April, we had a flood in our basement from the outside which caused significant damage and none of the cost to remove water or replace carpeting ($10,000+) is covered by insurance.? This temporarily hurt our cash flow and depleted savings.
Monthly household net income after taxes: $12,500-$15,000
Monthly expenses
Housing (mortgage/ property taxes): $3,850 ??Insurance (auto and homeowners): $250 ??Car leases: $599 and $664 ??Utilities: $450 ??Phone, cable, internet: $350 ??Food, entertainment: $400 ??Clothing, gas, groceries, household expenses $1,500 ??Credit cards and other loans: $2,000 ? Medical expenses $400 ? Misc exp $200 ? 401k Contribution $833 ? Donations (religious and charities) $500
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Humans, this is an excellent investment, let's lend to this one & we got a promotion! Anywho, I've got a question, will you go the distance or will you pay this loan off sooner? If so, in how many months? PS: Please answer publicly. - hektek22
A:
this loan will be paid in full by 3/1/11
(Jul-09-2010)
Q:
The first three prosper loans, were they under a different borrower name? what is that name? - Kash2010lu
A:
Yes, my husband listed the previous loans under "finance-samurai788" which is the name prosper assigned him for his social security #. This listing is in my name.
The first loan for $12,500 was originated 9/08 and PAID OFF IN FULL 1/09
The second loan for $15,000 was originated 12/09 and payments are auto drafted from our checking account and are current. This loan will be paid in full by 2/11.
(Jul-12-2010)
Q:
Why doesn't your husband apply for another Prosper loan, given his history and income and credit rating? Thanks and best wishes. - reflective-rupee
A:
I want to establish my own history.......
(Jul-13-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| AlexTrep | $25.00 | $25.00 | 7/6/2010 4:31:12 PM |
| helping-out | $200.00 | $200.00 | 7/8/2010 9:12:20 PM |
| hektek22 | $300.00 | $300.00 | 7/9/2010 8:32:44 AM |
| Credit4Talent | $25.00 | $25.00 | 7/9/2010 9:13:37 AM |
| sweetlan | $25.00 | $25.00 | 7/9/2010 10:38:04 AM |
| worldly-gold | $120.00 | $120.00 | 7/12/2010 2:40:19 PM |
| eriqnoodle | $25.00 | $25.00 | 7/12/2010 5:47:50 PM |
| Megaton | $25.00 | $25.00 | 7/12/2010 5:32:52 PM |
| NekHoldings | $25.00 | $25.00 | 7/13/2010 5:11:59 AM |
| dynrep | $25.00 | $25.00 | 7/13/2010 8:17:28 AM |
| jakebrady | $25.00 | $25.00 | 7/13/2010 2:52:29 AM |
| reflective-rupee | $25.00 | $25.00 | 7/13/2010 10:07:08 AM |
| wwwUniversal | $25.00 | $25.00 | 7/13/2010 10:14:40 AM |
| whatreality | $25.00 | $25.00 | 7/13/2010 11:21:18 AM |
| bold-attentive-listing | $25.00 | $25.00 | 7/13/2010 11:03:59 AM |
| wbwill | $25.00 | $25.00 | 7/13/2010 1:03:00 PM |
| branaa99 | $25.00 | $25.00 | 7/13/2010 12:59:01 PM |
| YurshotCapital | $30.00 | $30.00 | 7/13/2010 7:54:55 AM |
| leverage-monger | $150.00 | $150.00 | 7/13/2010 2:39:31 PM |
| noble-yield136 | $25.00 | $25.00 | 7/13/2010 2:54:57 PM |
| capital-galaxy | $350.00 | $164.62 | 7/13/2010 3:41:16 PM |
| leverage-monger | $25.00 | $25.00 | 7/13/2010 3:52:21 PM |
| gshx2 | $36.00 | $36.00 | 7/13/2010 12:50:54 PM |
| Decent | $49.41 | $49.41 | 7/13/2010 3:16:40 PM |
| Calif-smo | $27.08 | $27.08 | 7/13/2010 4:02:13 PM |
| sturdy-peace9 | $75.00 | $75.00 | 7/13/2010 1:55:10 PM |
| oath163 | $33.00 | $33.00 | 7/7/2010 2:52:17 PM |
| kingston1 | $25.00 | $25.00 | 7/8/2010 11:07:58 PM |
| realtormoises | $25.00 | $25.00 | 7/9/2010 8:32:27 AM |
| CincyTex | $50.00 | $50.00 | 7/11/2010 10:26:14 AM |
| loss-of-control | $25.00 | $25.00 | 7/11/2010 2:29:39 PM |
| inforapenny | $25.00 | $25.00 | 7/11/2010 10:23:11 PM |
| power-grid134 | $25.00 | $25.00 | 7/12/2010 1:16:27 PM |
| vigilance-searcher | $45.00 | $45.00 | 7/12/2010 12:20:21 PM |
| cash-tent | $54.12 | $54.12 | 7/12/2010 8:03:00 PM |
| Kash2010lu | $35.00 | $35.00 | 7/13/2010 6:31:27 AM |
| sensible-fund | $34.89 | $34.89 | 7/13/2010 7:00:52 AM |
| Bob450 | $40.00 | $40.00 | 7/13/2010 7:54:11 AM |
| umfan123 | $25.00 | $25.00 | 7/13/2010 7:17:03 AM |
| bayshipping | $28.68 | $28.68 | 7/13/2010 7:22:30 AM |
| california5andime | $25.00 | $25.00 | 7/13/2010 11:05:57 AM |
| goodhearted-basis4 | $25.00 | $25.00 | 7/13/2010 2:30:43 PM |
| CliffordtheRed | $51.22 | $51.22 | 7/13/2010 1:40:52 PM |
| dynrep | $25.00 | $25.00 | 7/13/2010 8:49:00 AM |
| peso-aggregator | $25.00 | $25.00 | 7/13/2010 2:53:11 PM |
| brightest-dignified-penny | $25.00 | $25.00 | 7/13/2010 10:19:54 AM |
| Land_on_your_feet | $75.00 | $75.00 | 7/13/2010 2:57:15 PM |
| testguy | $25.98 | $25.98 | 7/13/2010 3:52:29 PM |
| exchange-cowbell5 | $25.00 | $25.00 | 7/13/2010 11:05:24 AM |
| majestic-currency3 | $50.00 | $50.00 | 7/13/2010 4:17:32 PM |
| transparency-tomahawk | $25.00 | $25.00 | 7/13/2010 2:33:51 PM |
| leverage-monger | $100.00 | $100.00 | 7/13/2010 3:55:08 PM |
| 52 bids
|
Borrower Payment Dependent Notes Series
465024
This series of Notes was issued and sold upon the funding of the borrower loan #43531, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Jul-02-2010 |
| |
Auction end date:
| Jul-09-2010 |
|
|
Starting lender yield:
| 19.06% |
Starting borrower rate/APR:
| 20.06% / 22.55% |
Starting monthly payment:
| $55.79 |
|
Final lender yield:
| 19.06% |
Final borrower rate/APR:
| 20.06% / 22.55% |
Final monthly payment:
| $55.79 |
| |
|
Auction yield range:
| 7.98% - 19.06% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.12% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-1999 |
Debt/Income ratio:
| 43% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 2 |
Current / open credit lines:
| 22
/
21 | Length of status: | 9y 3m |
|
Credit score:
| 660-679 (Jul-2010) |
Total credit lines:
| 35 |
Occupation: | Retail Management |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $54,628 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 93% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| worth-igloo8 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for adoption travel expenses!!
Purpose of loan:
This loan will be used for the travel expenses of our adoption.? We have raised the money to pay for adoption but will have to travel and need the money for expenses.
My financial situation: I am a good candidate for this loan because your loan will be paid back by the end of the year.? The new adoption tax credit will pay for the loan as well.? Please help our dreams come true and you will be rewarded.
Monthly net income: $ 60000
Monthly expenses: $
??Housing: $750??Insurance: $ 120
??Car expenses: $ 180
??Utilities: $ 200
??Phone, cable, internet: $ 125
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $ 1000
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please explain your high debt-to-income ratio, and your high revolving credit usage (both in $ and % of availability). Thanks and best wishes. - reflective-rupee
A:
my wife is a diabetic and she had an episode about 3 years ago. We got behind in bills but we are making progress. Every thing will be paid back I promise.
(Jul-08-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Islandgal | $100.00 | $100.00 | 7/3/2010 11:20:02 AM |
| zone6 | $100.00 | $100.00 | 7/6/2010 11:12:31 PM |
| EretzCapital | $50.00 | $50.00 | 7/7/2010 12:32:56 PM |
| elmo667 | $35.00 | $35.00 | 7/7/2010 1:27:18 PM |
| Spiceyduck | $50.00 | $50.00 | 7/7/2010 6:51:28 PM |
| Bob450 | $25.00 | $25.00 | 7/8/2010 10:56:04 PM |
| EretzCapital | $50.00 | $50.00 | 7/9/2010 10:06:37 AM |
| bayshipping | $33.41 | $33.41 | 7/9/2010 10:50:48 AM |
| wwwUniversal | $25.00 | $25.00 | 7/9/2010 1:48:48 PM |
| nalaari | $25.00 | $25.00 | 7/9/2010 1:27:34 PM |
| givetolive | $25.00 | $25.00 | 7/9/2010 2:49:58 PM |
| Little_Tuna_College_Fund | $160.52 | $31.59 | 7/9/2010 3:49:35 PM |
| Bank_Of_XL | $100.00 | $100.00 | 7/3/2010 12:16:36 PM |
| economy-caper | $25.00 | $25.00 | 7/3/2010 5:08:04 PM |
| scottysidewinder | $25.00 | $25.00 | 7/7/2010 6:39:17 PM |
| cash-tent | $35.00 | $35.00 | 7/7/2010 9:47:20 PM |
| euphoria8 | $25.00 | $25.00 | 7/7/2010 10:19:31 PM |
| FLA- | $25.00 | $25.00 | 7/8/2010 1:20:15 PM |
| dedicated-hope640 | $25.00 | $25.00 | 7/8/2010 5:08:27 PM |
| reflective-rupee | $150.00 | $150.00 | 7/8/2010 5:12:29 PM |
| systemlender | $30.00 | $30.00 | 7/9/2010 6:08:57 AM |
| enthusiastic-balance5 | $200.00 | $200.00 | 7/9/2010 8:33:46 AM |
| JustMee | $25.00 | $25.00 | 7/9/2010 12:09:17 PM |
| bonus-quark4 | $25.00 | $25.00 | 7/9/2010 8:54:52 AM |
| Ven58 | $25.00 | $25.00 | 7/9/2010 11:57:19 AM |
| investment-tempo | $150.00 | $150.00 | 7/9/2010 12:19:42 PM |
| maltma | $25.00 | $25.00 | 7/9/2010 1:10:42 PM |
| MrPie | $25.00 | $25.00 | 7/9/2010 1:17:21 PM |
| iamdoug | $35.00 | $35.00 | 7/9/2010 3:42:44 PM |
| 29 bids
|
Borrower Payment Dependent Notes Series
465044
This series of Notes was issued and sold upon the funding of the borrower loan #43431, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,200.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Jul-06-2010 |
| |
Auction end date:
| Jul-13-2010 |
|
|
Starting lender yield:
| 6.10% |
Starting borrower rate/APR:
| 7.10% / 7.44% |
Starting monthly payment:
| $37.11 |
|
Final lender yield:
| 6.10% |
Final borrower rate/APR:
| 7.10% / 7.44% |
Final monthly payment:
| $37.11 |
| |
|
Auction yield range:
| 2.98% - 6.10% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1989 |
Debt/Income ratio:
| 238% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 9
/
8 | Length of status: | 9y 6m |
|
Credit score:
| 740-759 (Jul-2010) |
Total credit lines:
| 13 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $11,431 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 61% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| SmokeyBear911 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
fix car
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because? ihave a car repair i want to get done thank you
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| finance-negotiator2 | $25.00 | $25.00 | 7/6/2010 4:20:12 PM |
| commerce-voyager | $25.00 | $25.00 | 7/6/2010 4:21:54 PM |
| GElender | $50.00 | $50.00 | 7/6/2010 4:24:41 PM |
| AmericanCredit | $25.00 | $25.00 | 7/6/2010 4:20:02 PM |
| 1800porsche | $25.00 | $25.00 | 7/6/2010 4:20:05 PM |
| Havana21 | $25.00 | $25.00 | 7/6/2010 4:25:46 PM |
| jengachamp | $25.00 | $25.00 | 7/6/2010 4:20:44 PM |
| harty | $60.00 | $60.00 | 7/6/2010 4:21:43 PM |
| tech310 | $50.00 | $50.00 | 7/6/2010 4:22:54 PM |
| BlindProphet | $25.00 | $25.00 | 7/6/2010 4:23:59 PM |
| alpinaut | $25.00 | $25.00 | 7/6/2010 4:20:15 PM |
| radforj22 | $50.00 | $50.00 | 7/6/2010 4:20:19 PM |
| ferocious-exchange3 | $25.00 | $25.00 | 7/6/2010 4:25:03 PM |
| liberty-destiny3 | $25.00 | $25.00 | 7/6/2010 4:20:27 PM |
| Supernick | $50.00 | $50.00 | 7/6/2010 4:26:51 PM |
| discrete-asset | $25.00 | $25.00 | 7/6/2010 4:22:58 PM |
| dontscrewmeover1 | $25.00 | $23.56 | 7/6/2010 4:31:07 PM |
| Algaes | $50.00 | $50.00 | 7/6/2010 4:26:26 PM |
| octoberfresh | $25.00 | $25.00 | 7/8/2010 7:07:27 AM |
| SpotLending | $25.00 | $25.00 | 7/11/2010 7:04:39 AM |
| Supernova3 | $31.44 | $31.44 | 7/11/2010 4:32:23 PM |
| heerzaquestion | $25.00 | $25.00 | 7/11/2010 11:05:58 AM |
| Earn_money | $25.00 | $25.00 | 7/12/2010 9:41:44 AM |
| clean-loyalty | $25.00 | $25.00 | 7/6/2010 4:20:34 PM |
| SNH | $75.00 | $75.00 | 7/6/2010 4:22:22 PM |
| hookUup | $25.00 | $25.00 | 7/6/2010 4:28:32 PM |
| meenan | $25.00 | $25.00 | 7/6/2010 4:20:10 PM |
| moneyfriend | $50.00 | $50.00 | 7/6/2010 4:20:23 PM |
| DrMoneyBags | $25.00 | $25.00 | 7/6/2010 4:27:16 PM |
| thestartuplender | $35.00 | $35.00 | 7/6/2010 4:24:19 PM |
| skvat | $25.00 | $25.00 | 7/6/2010 4:25:10 PM |
| Winsten | $50.00 | $50.00 | 7/6/2010 4:28:23 PM |
| NATIVEBORN | $25.00 | $25.00 | 7/6/2010 4:29:36 PM |
| dmitriy2 | $25.00 | $25.00 | 7/8/2010 3:14:18 PM |
| kinetic-social | $25.00 | $25.00 | 7/9/2010 11:02:26 AM |
| wwwUniversal | $25.00 | $25.00 | 7/9/2010 1:49:28 PM |
| exchange-squirrel | $25.00 | $25.00 | 7/11/2010 2:02:14 AM |
| 37 bids
|
Borrower Payment Dependent Notes Series
465096
This series of Notes was issued and sold upon the funding of the borrower loan #43540, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,800.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jul-06-2010 |
| |
Auction end date:
| Jul-13-2010 |
|
|
Starting lender yield:
| 9.20% |
Starting borrower rate/APR:
| 10.20% / 12.31% |
Starting monthly payment:
| $317.14 |
|
Final lender yield:
| 9.20% |
Final borrower rate/APR:
| 10.20% / 12.31% |
Final monthly payment:
| $317.14 |
| |
|
Auction yield range:
| 3.98% - 9.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 17% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 1m |
|
Credit score:
| 720-739 (Jul-2010) |
Total credit lines:
| 20 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $12,068 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 50% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| the-enriching-yield |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $2,900.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Sep-2009)
|
|
Principal balance:
| $2,364.08 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate all my credit cards. I
want to
better my situation
My financial situation:
I
am
a good candidate for this loan because i am a responsible payer and
a hardworking individual. All my bills are always paid ahead of time
and I have never had a problem paying any of them on time. I never
miss(ed)
a monthly payment. This loan is not a matter of not being able to pay
for my credit cards, but simply to be able to save money and not have
to
pay all the interest rates that are given.
Monthly net income: $
3672.00
Monthly expenses: $
$1,800
Thank you for taking the time to read this and considering my situation.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi, what is your total debt? What are your total monthly payments? What is your gross monthly income? Thanks. - interest88
A:
Debt: $14,300 (Credit Cards and Prosper Loan Only)
Monthly Payments: $400.00
Gross Monthly Income: $5,780.76
(Jul-07-2010)
Q:
Can you clarify your work history? In this listing, you claim to be have been working for DIRECTV for 1 month as a designer. 9 months ago, you claim to have had the same job for 2 months, meaning you'd have 11 months now. What's the story? - Finspons
A:
My apologies for that. The story is this, i started at DIRECTV in august of 2009 as a freelance art director. I continued to work there as a freelancer up until June 7th of this year and got hired as a full time employee. Therefore, i have only been an official DiRECTV employee for a month now. Does that answer you question?
(Jul-07-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| SimpleChoice | $25.00 | $25.00 | 7/6/2010 4:21:18 PM |
| SNH | $75.00 | $75.00 | 7/6/2010 4:22:36 PM |
| qtmspin | $25.00 | $25.00 | 7/6/2010 4:23:06 PM |
| thestartuplender | $35.00 | $35.00 | 7/6/2010 4:24:27 PM |
| hrubinst | $25.00 | $25.00 | 7/6/2010 4:27:38 PM |
| metro457 | $25.00 | $25.00 | 7/6/2010 4:36:22 PM |
| rescue | $250.00 | $250.00 | 7/6/2010 4:38:18 PM |
| syounker | $25.00 | $25.00 | 7/6/2010 4:38:55 PM |
| gracej | $25.00 | $25.00 | 7/6/2010 4:39:33 PM |
| availableloan | $25.00 | $25.00 | 7/6/2010 4:40:38 PM |
| orderly-loot | $25.00 | $25.00 | 7/6/2010 4:55:23 PM |
| Artist_Blue | $25.00 | $25.00 | 7/6/2010 4:56:59 PM |
| bountiful-durability | $100.00 | $100.00 | 7/6/2010 4:57:30 PM |
| american6 | $25.00 | $25.00 | 7/6/2010 5:07:32 PM |
| dickfore | $25.00 | $25.00 | 7/6/2010 5:08:09 PM |
| studious-bonus7 | $50.00 | $50.00 | 7/6/2010 5:07:09 PM |
| ijspence | $25.00 | $25.00 | 7/6/2010 5:05:56 PM |
| anders94 | $25.00 | $25.00 | 7/7/2010 5:16:24 AM |
| Cai8899 | $25.41 | $25.41 | 7/7/2010 5:26:28 AM |
| KLCRAY | $50.00 | $50.00 | 7/7/2010 5:41:38 AM |
| MARSTUN | $50.00 | $50.00 | 7/7/2010 5:46:24 AM |
| nybanker85 | $75.00 | $75.00 | 7/7/2010 6:21:48 AM |
| Brainworm | $25.00 | $25.00 | 7/7/2010 1:21:36 AM |
| moola-man | $30.00 | $30.00 | 7/7/2010 8:46:21 AM |
| LiveFreeand | $50.00 | $50.00 | 7/7/2010 5:23:57 AM |
| jrbill1998 | $50.00 | $50.00 | 7/7/2010 9:12:25 AM |
| KileNSmyth4 | $25.00 | $25.00 | 7/7/2010 9:37:50 AM |
| AF-Chief | $28.00 | $28.00 | 7/7/2010 8:16:19 AM |
| ommcd | $25.00 | $25.00 | 7/7/2010 11:51:22 AM |
| Cheburashka | $25.00 | $25.00 | 7/7/2010 12:42:05 PM |
| blackstar | $25.00 | $25.00 | 7/7/2010 10:48:19 AM |
| villagers | $25.00 | $25.00 | 7/7/2010 11:46:32 AM |
| resource777 | $50.00 | $50.00 | 7/7/2010 3:01:31 PM |
| shrewd-truth1 | $25.00 | $25.00 | 7/7/2010 3:19:20 PM |
| TaoPooh | $25.00 | $25.00 | 7/7/2010 3:19:23 PM |
| first-upright-payout | $25.00 | $25.00 | 7/7/2010 3:20:23 PM |
| dschless | $25.00 | $25.00 | 7/7/2010 3:20:43 PM |
| a-finance-nirvana | $25.00 | $25.00 | 7/7/2010 3:20:55 PM |
| dinero-speaker | $48.98 | $48.98 | 7/7/2010 3:21:05 PM |
| tallmon | $25.00 | $25.00 | 7/7/2010 3:21:25 PM |
| fareast_man | $25.00 | $25.00 | 7/7/2010 3:21:30 PM |
| klinebarger | $25.00 | $25.00 | 7/7/2010 3:19:21 PM |
| velocity-warrior | $50.00 | $50.00 | 7/7/2010 3:19:26 PM |
| enthralling-deal180 | $100.00 | $100.00 | 7/7/2010 3:20:31 PM |
| gametime34 | $28.00 | $28.00 | 7/7/2010 3:26:49 PM |
| loan-kung-fu | $25.00 | $25.00 | 7/7/2010 3:19:16 PM |
| miked8303 | $25.00 | $25.00 | 7/7/2010 3:19:22 PM |
| m3498 | $25.00 | $25.00 | 7/7/2010 3:20:25 PM |
| balanced-bill7 | $50.00 | $50.00 | 7/7/2010 3:21:18 PM |
| Finspons | $30.00 | $30.00 | 7/7/2010 6:09:54 PM |
| theemhdoctor | $25.00 | $25.00 | 7/7/2010 6:11:45 PM |
| tuneman1980 | $25.00 | $25.00 | 7/8/2010 4:26:38 AM |
| dschaaf | $25.00 | $25.00 | 7/8/2010 9:38:56 AM |
| mizount | $25.00 | $25.00 | 7/8/2010 10:12:40 AM |
| tjone69 | $50.00 | $50.00 | 7/8/2010 2:31:33 AM |
| steady-bazaar | $50.00 | $50.00 | 7/8/2010 5:31:32 AM |
| LongTail | $25.00 | $25.00 | 7/8/2010 9:37:53 AM |
| Caledoni | $25.00 | $25.00 | 7/8/2010 12:29:21 PM |
| pound-flow | $50.00 | $50.00 | 7/8/2010 1:01:30 PM |
| transaction-aggregator7 | $25.00 | $25.00 | 7/8/2010 7:38:02 AM |
| Katburg | $35.00 | $35.00 | 7/8/2010 10:27:43 AM |
| lostontheedge | $25.00 | $25.00 | 7/8/2010 11:11:56 AM |
| KiwiElf | $25.00 | $25.00 | 7/8/2010 2:32:07 PM |
| decisive-capital | $27.00 | $27.00 | 7/8/2010 9:29:49 AM |
| MattTheGr8 | $25.00 | $25.00 | 7/8/2010 3:34:36 PM |
| rmachi | $25.00 | $25.00 | 7/8/2010 1:48:14 PM |
| TEAM-Jasper | $25.00 | $25.00 | 7/8/2010 3:36:36 PM |
| jtradition | $34.10 | $34.10 | 7/8/2010 3:37:05 PM |
| zrohmm | $25.00 | $25.00 | 7/8/2010 3:36:07 PM |
| carlover | $25.00 | $25.00 | 7/8/2010 3:36:59 PM |
| hayhelp | $25.00 | $25.00 | 7/8/2010 3:37:42 PM |
| easylender | $25.00 | $25.00 | 7/8/2010 3:37:48 PM |
| ualf | $50.00 | $50.00 | 7/8/2010 3:36:31 PM |
| DadWarbucks | $25.00 | $25.00 | 7/8/2010 3:36:42 PM |
| LordKinbote | $25.00 | $25.00 | 7/8/2010 3:37:45 PM |
| MakoF16 | $26.70 | $26.70 | 7/8/2010 3:38:10 PM |
| conductor146 | $25.00 | $25.00 | 7/8/2010 4:46:49 PM |
| stolan | $25.00 | $25.00 | 7/8/2010 7:08:42 PM |
| sail120 | $25.00 | $25.00 | 7/9/2010 2:21:18 AM |
| jplatypus | $25.00 | $25.00 | 7/9/2010 2:34:39 AM |
| seattleslug | $25.00 | $25.00 | 7/9/2010 2:44:56 AM |
| Sixmil | $25.00 | $25.00 | 7/9/2010 2:19:45 AM |
| geniusj | $25.00 | $25.00 | 7/9/2010 5:42:42 AM |
| divedude | $25.00 | $25.00 | 7/9/2010 5:42:53 AM |
| SCD | $25.00 | $25.00 | 7/9/2010 3:48:52 AM |
| mjjjrj | $25.00 | $25.00 | 7/9/2010 5:44:02 AM |
| 4est | $25.00 | $25.00 | 7/9/2010 7:47:12 AM |
| bold-investment-glider | $50.00 | $50.00 | 7/9/2010 8:09:25 AM |
| CACO_Bank | $25.16 | $25.16 | 7/9/2010 6:54:33 AM |
| Searlzy | $25.00 | $25.00 | 7/9/2010 7:59:59 AM |
| relierma | $25.00 | $25.00 | 7/8/2010 9:56:49 PM |
| jam96 | $25.00 | $25.00 | 7/9/2010 2:34:37 AM |
| objective-investor | $100.00 | $67.26 | 7/9/2010 8:55:52 AM |
| NJournalist | $25.00 | $25.00 | 7/9/2010 5:39:58 AM |
| blue-useful-auction | $25.00 | $25.00 | 7/9/2010 9:32:01 AM |
| latestone | $25.00 | $25.00 | 7/9/2010 5:44:38 AM |
| retirementlady | $25.00 | $25.00 | 7/9/2010 11:38:34 AM |
| wwwUniversal | $25.00 | $25.00 | 7/9/2010 1:50:12 PM |
| best-listing-toro | $25.00 | $25.00 | 7/9/2010 10:14:01 AM |
| wilmajean | $50.00 | $50.00 | 7/9/2010 5:26:44 PM |
| himanshuko | $25.00 | $25.00 | 7/10/2010 11:45:07 AM |
| pedestrianme | $25.00 | $25.00 | 7/10/2010 8:02:53 PM |
| radiant-return | $50.00 | $50.00 | 7/10/2010 9:22:18 PM |
| lucrative-coin | $50.00 | $50.00 | 7/11/2010 6:23:07 AM |
| lender12345 | $25.00 | $25.00 | 7/11/2010 11:06:38 AM |
| felicity-loyalist0 | $25.00 | $25.00 | 7/10/2010 6:56:28 PM |
| elegant-income3 | $50.00 | $50.00 | 7/11/2010 6:19:40 PM |
| RIVERHTS | $50.00 | $50.00 | 7/11/2010 7:16:07 PM |
| gas | $25.00 | $25.00 | 7/11/2010 10:23:47 PM |
| mlpinz | $165.60 | $165.60 | 7/11/2010 6:46:04 AM |
| BankofPaul | $25.00 | $25.00 | 7/12/2010 5:52:55 AM |
| AuroraRobbin | $50.00 | $50.00 | 7/12/2010 9:30:49 AM |
| Veiglcc | $25.00 | $25.00 | 7/12/2010 7:14:39 AM |
| Astyanax | $35.00 | $35.00 | 7/12/2010 4:18:21 PM |
| integrity-broker | $25.00 | $25.00 | 7/12/2010 7:57:35 PM |
| socal-lender | $25.00 | $25.00 | 7/12/2010 9:03:08 PM |
| Torero06 | $26.45 | $26.45 | 7/13/2010 9:05:24 AM |
| grampy48 | $25.00 | $25.00 | 7/13/2010 11:56:08 AM |
| NewYorker48 | $50.00 | $50.00 | 7/13/2010 2:09:41 PM |
| blb1000 | $100.00 | $100.00 | 7/13/2010 2:53:40 PM |
| CBTW | $50.00 | $50.00 | 7/13/2010 11:14:43 AM |
| leverage-monger | $25.00 | $25.00 | 7/13/2010 3:53:32 PM |
| biffmush | $250.00 | $250.00 | 7/13/2010 4:17:55 PM |
| brightest-breathtaking-finance | $100.00 | $100.00 | 7/6/2010 4:21:35 PM |
| enthusiastic-balance5 | $48.17 | $48.17 | 7/6/2010 4:23:50 PM |
| GElender | $50.00 | $50.00 | 7/6/2010 4:24:51 PM |
| treasure-bliss | $100.00 | $100.00 | 7/6/2010 4:21:02 PM |
| Supernick | $50.00 | $50.00 | 7/6/2010 4:26:56 PM |
| tech310 | $50.00 | $50.00 | 7/6/2010 4:22:51 PM |
| Alpha-AssistU | $50.00 | $50.00 | 7/6/2010 4:28:48 PM |
| Havana21 | $25.00 | $25.00 | 7/6/2010 4:25:58 PM |
| ddog0224 | $25.00 | $25.00 | 7/6/2010 4:26:14 PM |
| riproaringrapids | $25.00 | $25.00 | 7/6/2010 4:21:50 PM |
| nickel-ferret | $25.00 | $25.00 | 7/6/2010 4:26:41 PM |
| delicious-social132 | $35.00 | $35.00 | 7/6/2010 4:23:20 PM |
| Slend49 | $25.00 | $25.00 | 7/6/2010 4:23:26 PM |
| Pulchritudinous | $25.00 | $25.00 | 7/6/2010 4:28:13 PM |
| brightest-affluence-motivator | $100.00 | $100.00 | 7/6/2010 4:29:26 PM |
| bchen78875 | $25.00 | $25.00 | 7/6/2010 4:25:23 PM |
| ichibon | $75.00 | $75.00 | 7/6/2010 4:27:53 PM |
| kind-unassuming-fund | $25.00 | $25.00 | 7/6/2010 4:29:07 PM |
| bold-durability-drum | $50.00 | $50.00 | 7/6/2010 4:40:18 PM |
| wise-pound-eagle | $50.00 | $50.00 | 7/6/2010 4:42:11 PM |
| overflowinglife | $25.00 | $25.00 | 7/6/2010 4:35:15 PM |
| Vegasjim | $25.00 | $25.00 | 7/6/2010 4:42:45 PM |
| green-radiant-durability | $50.00 | $50.00 | 7/6/2010 4:43:54 PM |
| bid-czar8 | $100.00 | $100.00 | 7/6/2010 4:58:40 PM |
| orgy63 | $25.00 | $25.00 | 7/6/2010 5:06:05 PM |
| Comoparklender | $30.00 | $30.00 | 7/6/2010 4:57:42 PM |
| Avala | $50.00 | $50.00 | 7/6/2010 5:07:23 PM |
| personal-lender | $25.00 | $25.00 | 7/6/2010 5:07:42 PM |
| serpentine | $50.00 | $50.00 | 7/6/2010 5:11:02 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 7/6/2010 6:48:16 PM |
| treasure-hunter270 | $25.00 | $25.00 | 7/6/2010 5:07:37 PM |
| Winsten | $50.00 | $50.00 | 7/6/2010 5:07:58 PM |
| p2p-harmony | $50.00 | $50.00 | 7/6/2010 6:50:03 PM |
| SCTrojangirl | $25.00 | $25.00 | 7/6/2010 5:08:34 PM |
| friendly-market5 | $50.00 | $50.00 | 7/6/2010 5:17:54 PM |
| don8ter | $25.00 | $25.00 | 7/6/2010 11:14:10 PM |
| Clambake | $32.38 | $32.38 | 7/6/2010 10:28:11 PM |
| j2ee | $25.00 | $25.00 | 7/7/2010 5:53:07 AM |
| the-profit-oracle | $25.00 | $25.00 | 7/6/2010 11:24:15 PM |
| inspired-contract9 | $25.00 | $25.00 | 7/7/2010 12:16:20 AM |
| noble-revenue | $50.00 | $50.00 | 7/7/2010 7:56:40 AM |
| bankerboy333 | $25.00 | $25.00 | 7/7/2010 6:32:02 AM |
| checkuto | $25.00 | $25.00 | 7/7/2010 9:37:44 AM |
| sammyhammy | $25.00 | $25.00 | 7/7/2010 6:41:26 AM |
| new-social-economist | $25.00 | $25.00 | 7/7/2010 9:06:34 AM |
| indianoven | $25.00 | $25.00 | 7/7/2010 7:16:31 AM |
| logical-loyalty0 | $25.00 | $25.00 | 7/7/2010 9:12:39 AM |
| sweetlan | $25.00 | $25.00 | 7/7/2010 9:38:02 AM |
| bowdish1 | $50.00 | $50.00 | 7/7/2010 10:42:17 AM |
| Goodthing | $75.00 | $75.00 | 7/7/2010 2:07:46 PM |
| head | $25.00 | $25.00 | 7/7/2010 11:58:32 AM |
| Max8319 | $25.00 | $25.00 | 7/7/2010 3:19:19 PM |
| holstj | $25.00 | $25.00 | 7/7/2010 3:19:23 PM |
| Philkent | $50.00 | $50.00 | 7/7/2010 12:41:23 PM |
| yield-seeker | $25.00 | $25.00 | 7/7/2010 3:19:26 PM |
| anything-but-ordinary | $25.00 | $25.00 | 7/7/2010 3:20:17 PM |
| get30inc | $25.00 | $25.00 | 7/7/2010 3:20:28 PM |
| unassassinable | $25.00 | $25.00 | 7/7/2010 3:20:53 PM |
| Ready2Loan | $25.00 | $25.00 | 7/7/2010 3:21:10 PM |
| money-bauble | $75.00 | $75.00 | 7/7/2010 3:21:27 PM |
| top-historic-peso | $25.00 | $25.00 | 7/7/2010 3:26:45 PM |
| RandyL3 | $25.00 | $25.00 | 7/7/2010 3:27:05 PM |
| teller | $25.00 | $25.00 | 7/7/2010 10:42:14 AM |
| trustworthy-fairness | $25.00 | $25.00 | 7/7/2010 2:51:49 PM |
| upbeat-investment9 | $25.00 | $25.00 | 7/7/2010 4:23:08 PM |
| flexible-return297 | $25.00 | $25.00 | 7/7/2010 3:19:27 PM |
| radforj22 | $25.00 | $25.00 | 7/7/2010 3:20:24 PM |
| PocketAces | $25.00 | $25.00 | 7/7/2010 3:20:37 PM |
| worth-arch | $25.00 | $25.00 | 7/7/2010 3:21:15 PM |
| cash-spark3 | $25.00 | $25.00 | 7/7/2010 3:21:33 PM |
| generous-deal6 | $25.00 | $25.00 | 7/7/2010 3:26:48 PM |
| gelidfrank | $25.00 | $25.00 | 7/7/2010 3:27:06 PM |
| easybreezy | $48.51 | $48.51 | 7/7/2010 4:12:22 PM |
| life-is-great | $25.00 | $25.00 | 7/7/2010 3:19:19 PM |
| relentless-penny | $25.00 | $25.00 | 7/7/2010 3:19:25 PM |
| new-return-faire | $50.00 | $50.00 | 7/7/2010 3:20:16 PM |
| cberthiaume | $25.00 | $25.00 | 7/7/2010 3:21:04 PM |
| diablo_ny | $25.00 | $25.00 | 7/7/2010 7:11:40 PM |
| Rysterola82 | $25.00 | $25.00 | 7/7/2010 7:51:37 PM |
| interest88 | $25.00 | $25.00 | 7/7/2010 8:37:59 PM |
| Frenchynh | $25.00 | $25.00 | 7/7/2010 8:41:22 PM |
| mikeandcat | $50.00 | $50.00 | 7/7/2010 6:50:36 PM |
| cingular | $25.00 | $25.00 | 7/8/2010 6:23:17 AM |
| icchok | $50.00 | $50.00 | 7/8/2010 6:31:27 AM |
| BHP12345 | $25.00 | $25.00 | 7/8/2010 9:52:21 AM |
| bigphish | $25.00 | $25.00 | 7/8/2010 9:02:25 AM |
| Breakfast_Gypsy | $25.00 | $25.00 | 7/8/2010 9:18:57 AM |
| FinanceEngine | $25.00 | $25.00 | 7/8/2010 9:34:18 AM |
| fireboss | $25.00 | $25.00 | 7/8/2010 10:06:39 AM |
| bxdoc | $150.00 | $150.00 | 7/8/2010 8:11:40 AM |
| wahoo-trader | $25.00 | $25.00 | 7/8/2010 2:21:41 PM |
| gristle | $25.00 | $25.00 | 7/8/2010 9:36:48 AM |
| smartie1 | $25.00 | $25.00 | 7/8/2010 3:37:47 PM |
| flwah | $25.00 | $25.00 | 7/8/2010 2:06:22 PM |
| assetmanager | $25.00 | $25.00 | 7/8/2010 3:37:56 PM |
| Sibelius2 | $25.00 | $25.00 | 7/8/2010 3:52:19 PM |
| Tradesmanlender | $25.00 | $25.00 | 7/8/2010 3:22:42 PM |
| divemaster | $25.00 | $25.00 | 7/8/2010 3:36:22 PM |
| PatRichi | $25.00 | $25.00 | 7/8/2010 3:36:48 PM |
| Danfromnapa | $25.81 | $25.81 | 7/8/2010 3:37:06 PM |
| LKN2RTR | $25.00 | $25.00 | 7/8/2010 3:37:17 PM |
| cassius84 | $25.00 | $25.00 | 7/8/2010 3:38:09 PM |
| wise-silver-wonder | $25.00 | $25.00 | 7/8/2010 1:31:46 PM |
| phillipd48 | $25.00 | $25.00 | 7/8/2010 3:01:19 PM |
| IIP77 | $25.00 | $25.00 | 7/8/2010 3:34:45 PM |
| L-vex | $25.00 | $25.00 | 7/8/2010 3:35:43 PM |
| p1k4blu | $25.00 | $25.00 | 7/8/2010 3:37:49 PM |
| eric-p | $25.00 | $25.00 | 7/8/2010 3:38:12 PM |
| five-star-justice | $36.00 | $36.00 | 7/8/2010 5:12:14 PM |
| nunnie | $25.00 | $25.00 | 7/8/2010 6:37:20 PM |
| pubnat | $25.00 | $25.00 | 7/8/2010 6:56:32 PM |
| kloan | $25.00 | $25.00 | 7/9/2010 2:19:53 AM |
| mmckune | $25.00 | $25.00 | 7/9/2010 2:34:43 AM |
| Cre8iveCash | $25.00 | $25.00 | 7/9/2010 2:34:44 AM |
| one-midas | $25.00 | $25.00 | 7/8/2010 5:11:34 PM |
| ElChico124 | $25.00 | $25.00 | 7/9/2010 5:42:47 AM |
| Zoramite | $25.00 | $25.00 | 7/9/2010 6:04:53 AM |
| mizunoman | $25.00 | $25.00 | 7/9/2010 2:34:40 AM |
| irrelevant | $25.00 | $25.00 | 7/9/2010 2:44:54 AM |
| shawndw | $30.00 | $30.00 | 7/9/2010 5:42:51 AM |
| dansarkis | $25.00 | $25.00 | 7/9/2010 5:44:03 AM |
| Cherrypicker | $30.00 | $30.00 | 7/9/2010 10:18:28 AM |
| outofoffice | $75.00 | $75.00 | 7/9/2010 3:36:24 PM |
| transparent-community1 | $50.00 | $50.00 | 7/9/2010 4:51:41 PM |
| forthright-principal2 | $25.00 | $25.00 | 7/9/2010 6:33:04 PM |
| green-rapid-openness | $100.00 | $100.00 | 7/9/2010 8:49:13 PM |
| blue-dollar-viking | $25.00 | $25.00 | 7/9/2010 5:26:11 PM |
| YellowJacket | $25.00 | $25.00 | 7/9/2010 5:45:47 PM |
| haryassman | $25.00 | $25.00 | 7/10/2010 9:51:01 AM |
| rockhound84 | $25.00 | $25.00 | 7/10/2010 4:10:27 AM |
| mgking007 | $25.00 | $25.00 | 7/10/2010 10:18:31 PM |
| aganippe | $25.00 | $25.00 | 7/10/2010 7:48:00 PM |
| stemper | $50.00 | $50.00 | 7/10/2010 10:05:58 PM |
| RainMakers | $25.00 | $25.00 | 7/11/2010 6:23:37 PM |
| MoneyTree79 | $25.00 | $25.00 | 7/11/2010 6:48:58 PM |
| CashBank | $25.00 | $25.00 | 7/12/2010 10:11:25 AM |
| moneytolend72 | $30.00 | $30.00 | 7/12/2010 12:03:57 PM |
| bonus-quark4 | $25.00 | $25.00 | 7/12/2010 1:17:12 PM |
| revenue-sapling | $25.00 | $25.00 | 7/12/2010 5:31:41 PM |
| Spring342 | $25.00 | $25.00 | 7/13/2010 6:24:05 AM |
| microfunder | $25.00 | $25.00 | 7/13/2010 6:06:16 AM |
| Richmp412 | $25.00 | $25.00 | 7/13/2010 7:19:44 AM |
| trustworthy-finance6 | $100.00 | $100.00 | 7/13/2010 7:10:22 AM |
| maximizer | $25.00 | $25.00 | 7/13/2010 7:31:11 AM |
| gustavholstopus32 | $25.00 | $25.00 | 7/13/2010 5:15:57 AM |
| lender5150 | $25.00 | $25.00 | 7/13/2010 7:13:21 AM |
| leverage-monger | $25.00 | $25.00 | 7/13/2010 2:35:56 PM |
| theloanfiller | $36.47 | $36.47 | 7/13/2010 11:48:48 AM |
| 271 bids
|
Borrower Payment Dependent Notes Series
465162
This series of Notes was issued and sold upon the funding of the borrower loan #43484, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,700.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jul-07-2010 |
| |
Auction end date:
| Jul-14-2010 |
|
|
Starting lender yield:
| 30.00% |
Starting borrower rate/APR:
| 31.00% / 33.39% |
Starting monthly payment:
| $202.11 |
|
Final lender yield:
| 25.00% |
Final borrower rate/APR:
| 26.00% / 28.32% |
Final monthly payment:
| $189.37 |
| |
|
Auction yield range:
| 10.93% - 30.00% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.38% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-2003 |
Debt/Income ratio:
| 30% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 6
/
3 | Length of status: | 2y 1m |
|
Credit score:
| 660-679 (Jul-2010) |
Total credit lines:
| 14 |
Occupation: | Teacher |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $7,720 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 85% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| brightest-capital-apricot |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate Debt
Purpose of loan:
This loan will be used to consolidate existing debt.
My financial situation:
I
am a good candidate for this loan because I am always on time or early with my payments. I have also just received a recent promotion with a significant salary increase.
Monthly net income: $
2550.00
Monthly expenses: $
??Housing: $620
??Insurance: $
-
??Car expenses: $
-
??Utilities: $200
??Phone, cable, internet: $100
??Food, entertainment: $250
??Clothing, household expenses $40
??Credit cards and other loans: $550
??Other expenses: -
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| SolarMoonshine | $25.00 | $25.00 | 7/7/2010 5:15:54 PM |
| mercuriant | $25.00 | $25.00 | 7/7/2010 4:35:52 PM |
| celestwarrior | $50.00 | $50.00 | 7/8/2010 2:21:57 AM |
| CASSHMAN | $50.00 | $50.00 | 7/7/2010 8:00:33 PM |
| penny-surgeon | $25.00 | $25.00 | 7/7/2010 11:58:32 PM |
| Untiedshu | $40.00 | $40.00 | 7/8/2010 6:45:01 PM |
| market-pudding | $25.00 | $25.00 | 7/8/2010 7:06:02 PM |
| szetheli | $157.00 | $157.00 | 7/8/2010 7:26:18 PM |
| ore-bada-bing | $100.00 | $100.00 | 7/8/2010 9:19:22 PM |
| Wachocia | $25.00 | $25.00 | 7/8/2010 7:07:51 PM |
| sincere-balance | $25.00 | $25.00 | 7/8/2010 11:18:16 PM |
| new-truth-chuckler | $25.00 | $25.00 | 7/9/2010 9:35:51 AM |
| CoffeeKing | $48.36 | $48.36 | 7/9/2010 11:31:20 AM |
| debtcollector | $100.00 | $100.00 | 7/9/2010 12:27:17 PM |
| VonAp | $25.00 | $25.00 | 7/9/2010 1:44:40 PM |
| loan-fate | $26.14 | $26.14 | 7/9/2010 7:01:24 PM |
| grammaspurse | $25.00 | $25.00 | 7/9/2010 9:46:10 PM |
| Kyileo | $25.00 | $25.00 | 7/9/2010 5:17:47 PM |
| green-rapid-openness | $50.00 | $50.00 | 7/10/2010 3:11:38 PM |
| fast50gt | $25.00 | $25.00 | 7/10/2010 7:18:50 PM |
| Pakse | $25.00 | $25.00 | 7/10/2010 8:47:25 AM |
| usbank | $25.00 | $25.00 | 7/11/2010 6:21:41 PM |
| gshx2 | $36.00 | $36.00 | 7/12/2010 9:33:36 AM |
| heatherwood | $75.00 | $75.00 | 7/12/2010 3:47:26 PM |
| orange-happy-dinero | $50.00 | $50.00 | 7/13/2010 1:07:02 PM |
| integrity-doctor | $100.00 | $100.00 | 7/13/2010 3:33:22 PM |
| asset-bada-bing | $25.00 | $25.00 | 7/13/2010 4:31:28 PM |
| lucrative-coin | $50.00 | $50.00 | 7/13/2010 5:42:51 PM |
| principal-star | $25.00 | $25.00 | 7/13/2010 6:07:44 PM |
| kttalamo | $25.00 | $25.00 | 7/13/2010 6:33:51 PM |
| justinology | $25.00 | $25.00 | 7/13/2010 6:42:16 PM |
| draggon77 | $25.00 | $25.00 | 7/13/2010 4:57:07 PM |
| Starfin-Capital-Management | $75.00 | $75.00 | 7/13/2010 9:29:02 PM |
| GS-ROCK | $30.75 | $30.75 | 7/14/2010 6:58:08 AM |
| Leshan | $33.33 | $33.33 | 7/14/2010 8:39:21 AM |
| fervent-power | $25.00 | $25.00 | 7/13/2010 8:46:19 PM |
| gristle_mcthornbody | $25.00 | $25.00 | 7/14/2010 11:30:38 AM |
| momentous-gold | $25.00 | $25.00 | 7/14/2010 11:04:01 AM |
| cash-arboretum | $50.00 | $50.00 | 7/14/2010 1:01:25 PM |
| MattProsper | $50.00 | $50.00 | 7/14/2010 10:25:18 AM |
| credit-maverick1 | $100.00 | $100.00 | 7/14/2010 2:42:57 PM |
| rockhound84 | $25.00 | $25.00 | 7/14/2010 2:59:50 PM |
| credit-missile | $75.00 | $75.00 | 7/14/2010 2:57:29 PM |
| kwan | $30.00 | $30.00 | 7/14/2010 3:05:08 PM |
| Elevate2012 | $25.00 | $25.00 | 7/14/2010 3:38:56 PM |
| coolnatkat | $25.00 | $25.00 | 7/14/2010 1:58:34 PM |
| csa_101824 | $25.00 | $25.00 | 7/14/2010 2:04:09 PM |
| bold-attentive-listing | $50.12 | $50.12 | 7/14/2010 2:38:26 PM |
| CACO_Bank | $25.00 | $25.00 | 7/14/2010 2:49:04 PM |
| revenue-appraiser | $30.00 | $30.00 | 7/14/2010 3:42:23 PM |
| sensational-peace6 | $50.00 | $50.00 | 7/14/2010 4:03:21 PM |
| goodhearted-basis4 | $25.00 | $25.00 | 7/14/2010 4:16:22 PM |
| felicity-daydream | $25.00 | $25.00 | 7/14/2010 4:20:14 PM |
| reflective-rupee | $25.00 | $25.00 | 7/7/2010 4:52:58 PM |
| wwwUniversal | $25.00 | $25.00 | 7/7/2010 4:53:59 PM |
| top-courteous-peso | $25.00 | $3.37 | 7/7/2010 4:54:00 PM |
| foothillender | $25.00 | $25.00 | 7/8/2010 6:32:58 AM |
| goffmt | $26.11 | $26.11 | 7/8/2010 6:35:17 AM |
| njcass79 | $25.60 | $25.60 | 7/8/2010 9:18:45 AM |
| ethicalhumanist | $25.00 | $25.00 | 7/8/2010 6:03:25 PM |
| cash-arboretum | $50.00 | $50.00 | 7/8/2010 7:42:07 PM |
| irrelevant | $25.00 | $25.00 | 7/8/2010 9:57:14 PM |
| kind-value-pouch | $50.00 | $50.00 | 7/9/2010 6:52:21 PM |
| green-rapid-openness | $50.00 | $50.00 | 7/10/2010 3:11:19 PM |
| doopers | $25.00 | $25.00 | 7/11/2010 2:44:47 AM |
| gjm6d | $25.00 | $25.00 | 7/10/2010 6:59:01 PM |
| order-bee1 | $50.00 | $50.00 | 7/11/2010 3:35:10 PM |
| lateflight | $25.00 | $25.00 | 7/12/2010 8:27:47 AM |
| scroooge | $25.00 | $25.00 | 7/12/2010 9:46:21 AM |
| debtcollector | $100.00 | $100.00 | 7/11/2010 7:33:29 PM |
| Great-White-Shark | $25.00 | $25.00 | 7/12/2010 10:08:15 AM |
| E-B | $50.00 | $50.00 | 7/13/2010 3:54:52 AM |
| heerzaquestion | $25.00 | $25.00 | 7/13/2010 5:04:29 AM |
| bid-czar8 | $100.00 | $100.00 | 7/13/2010 3:56:40 PM |
| brightest-dignified-penny | $25.00 | $25.00 | 7/13/2010 4:28:36 PM |
| GrowthAspirations | $50.00 | $50.00 | 7/13/2010 6:14:14 PM |
| wonder3 | $50.00 | $50.00 | 7/13/2010 7:00:14 PM |
| ElbowToast | $40.00 | $40.00 | 7/13/2010 5:03:52 PM |
| ZOOOM | $25.00 | $25.00 | 7/13/2010 8:37:40 PM |
| credit-coach118 | $35.00 | $35.00 | 7/13/2010 9:02:03 PM |
| prominence8 | $25.00 | $25.00 | 7/13/2010 10:57:14 PM |
| kindness-venture1 | $25.00 | $25.00 | 7/14/2010 2:47:58 AM |
| LibbyZ | $45.08 | $45.08 | 7/14/2010 4:58:06 AM |
| MSLendingLLC | $27.95 | $27.95 | 7/14/2010 6:56:17 AM |
| AM2008 | $25.00 | $25.00 | 7/13/2010 6:27:31 PM |
| djf3342 | $35.00 | $35.00 | 7/14/2010 7:42:18 AM |
| mckhbnpc | $30.00 | $30.00 | 7/14/2010 8:02:35 AM |
| Bob450 | $25.00 | $25.00 | 7/14/2010 7:28:31 AM |
| sdcc72 | $25.00 | $25.00 | 7/14/2010 7:44:12 AM |
| exciting-fairness | $200.00 | $200.00 | 7/14/2010 9:36:59 AM |
| Whipster | $25.00 | $25.00 | 7/14/2010 9:08:49 AM |
| platinum-czar | $100.00 | $100.00 | 7/13/2010 9:06:58 PM |
| leverage-monger | $50.00 | $50.00 | 7/14/2010 9:54:59 AM |
| rate-hickory | $25.00 | $25.00 | 7/14/2010 10:00:26 AM |
| 1313mark1313 | $25.00 | $25.00 | 7/14/2010 12:07:02 AM |
| auction-visionary6 | $25.00 | $25.00 | 7/14/2010 11:07:31 AM |
| sweetlan | $25.00 | $25.00 | 7/14/2010 12:18:51 PM |
| Pu239 | $60.00 | $60.00 | 7/14/2010 8:41:49 AM |
| clipper271 | $25.00 | $25.00 | 7/14/2010 1:50:46 PM |
| Maximum_Investment | $40.19 | $40.19 | 7/14/2010 10:02:31 AM |
| gpuck | $25.00 | $25.00 | 7/14/2010 3:10:41 PM |
| Sugarmama21 | $50.00 | $50.00 | 7/14/2010 3:30:25 PM |
| patriot384 | $100.00 | $100.00 | 7/14/2010 3:13:40 PM |
| EretzCapital | $50.00 | $50.00 | 7/14/2010 3:22:32 PM |
| discrete-nickel | $100.00 | $100.00 | 7/14/2010 3:53:00 PM |
| order-bee1 | $300.00 | $300.00 | 7/14/2010 4:16:35 PM |
| 106 bids
|
Borrower Payment Dependent Notes Series
465198
This series of Notes was issued and sold upon the funding of the borrower loan #43528, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jul-06-2010 |
| |
Auction end date:
| Jul-13-2010 |
|
|
Starting lender yield:
| 26.25% |
Starting borrower rate/APR:
| 27.25% / 29.59% |
Starting monthly payment:
| $204.80 |
|
Final lender yield:
| 26.25% |
Final borrower rate/APR:
| 27.25% / 29.59% |
Final monthly payment:
| $204.80 |
| |
|
Auction yield range:
| 10.98% - 26.25% |
Estimated loss impact:
| 10.65% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 48% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 9
/
7 | Length of status: | 8y 8m |
|
Credit score:
| 640-659 (Jun-2010) |
Total credit lines:
| 31 |
Occupation: | Sales - Commission |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $17,487 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 82% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| KERRIEM |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Aug-2009)
640-659
(Oct-2007)
|
|
Principal balance:
| $799.86 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Paying off my credit cards
Purpose of loan:
I?m a current Prosper customer.? I was very please with first small loan I received to get rid of a small debt and was hoping to get a second loan to pay off some high interest credit cards.? I?ve made all payments on time with my first loan with Prosper and I?m in the process of paying it off now, which is 2 years early. I?m looking to get rid of cards that have interest rates of 20% - 29.99%.? At these rates, it will take me 20 years to pay off these cards.? I?d love to get a lower rate, pay off these cards in 36 payments, so I can start a savings for both of my kids, become debt free, and have some extra money so I can stop stressing about money.
If you have any questions, please do not hesitate to ask.Thank you for your kind consideration.
Thank you for your kind consideration.
Thank you for your kind consideration.
Thank you for your kind consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi, what is your total debt? What are your total monthly payments? What is your gross monthly income? Thanks. - interest88
A:
the debt I want to pay off is $5,000. My monthly payments for this debt is $350. My Gross Monthly Income is $2,000 + commission so usually around $2,500. Please let me know if you have other questions.
(Jul-07-2010)
Q:
Hi,
You indicate that you own your house. How much is mortgage? Who paid the mortgage? How secured is your job? Will there be a big life event which may impact your financial situation in the near future?
Thanks, - p2ploan-sensation211
A:
Hi. Mortgage payment is $540. Me. I have had my job for 8 years. I work for an insurance agency that has been in business 54 years. It's a secure job. Business is good and I'm the only person in my office that can/does my job. No life events happening now or in the near future (at least not known to me). Thank you!
(Jul-12-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| GInBaghdad | $25.00 | $25.00 | 7/6/2010 4:21:23 PM |
| cash-spark3 | $50.00 | $50.00 | 7/6/2010 4:21:10 PM |
| easybreezy | $25.00 | $25.00 | 7/6/2010 4:22:00 PM |
| svandgts | $25.00 | $25.00 | 7/6/2010 4:21:25 PM |
| relentless-penny | $25.00 | $25.00 | 7/6/2010 4:21:29 PM |
| IIP77 | $25.00 | $25.00 | 7/6/2010 4:33:19 PM |
| restech | $25.00 | $25.00 | 7/6/2010 4:29:42 PM |
| knight3136 | $25.00 | $25.00 | 7/6/2010 5:02:14 PM |
| money-vista | $25.00 | $25.00 | 7/6/2010 4:52:31 PM |
| brother_tam | $50.00 | $50.00 | 7/6/2010 5:00:13 PM |
| delivery | $25.00 | $25.00 | 7/6/2010 5:04:11 PM |
| RMB-Investments | $25.00 | $25.00 | 7/6/2010 5:00:20 PM |
| green-rapid-openness | $100.00 | $100.00 | 7/6/2010 5:38:29 PM |
| desertoasis | $25.00 | $25.00 | 7/6/2010 5:04:19 PM |
| soulful-truth | $1,000.00 | $516.85 | 7/6/2010 5:08:37 PM |
| reflective-rupee | $25.00 | $25.00 | 7/6/2010 7:45:18 PM |
| top-courteous-peso | $25.00 | $25.00 | 7/6/2010 7:46:34 PM |
| Whipster | $50.00 | $50.00 | 7/6/2010 6:49:51 PM |
| MrPie | $25.00 | $25.00 | 7/8/2010 5:14:27 AM |
| market-pudding | $25.00 | $25.00 | 7/8/2010 8:31:25 AM |
| ethicalhumanist | $25.00 | $25.00 | 7/8/2010 4:12:44 PM |
| new-truth-chuckler | $32.50 | $32.50 | 7/8/2010 5:22:36 PM |
| frogperson | $100.00 | $100.00 | 7/8/2010 9:37:04 PM |
| S-Master | $25.00 | $25.00 | 7/9/2010 12:21:32 AM |
| attractive-rate | $25.00 | $25.00 | 7/9/2010 2:34:25 AM |
| monstersdad | $50.00 | $50.00 | 7/9/2010 11:53:54 AM |
| lucrative-coin | $50.00 | $50.00 | 7/9/2010 3:56:05 PM |
| grnii78 | $46.78 | $46.78 | 7/10/2010 9:18:52 AM |
| mlj0671 | $28.00 | $28.00 | 7/10/2010 10:00:57 AM |
| nerlands | $25.00 | $25.00 | 7/10/2010 1:32:58 AM |
| lucrative-loan | $50.00 | $50.00 | 7/10/2010 1:44:16 AM |
| wonder3 | $50.00 | $50.00 | 7/10/2010 7:57:34 PM |
| red-favorable-basis | $25.00 | $25.00 | 7/10/2010 8:31:18 AM |
| Jerrys1951 | $25.00 | $25.00 | 7/10/2010 9:32:24 PM |
| rockhound84 | $25.00 | $25.00 | 7/12/2010 4:30:37 AM |
| Calif-smo | $25.00 | $25.00 | 7/12/2010 7:20:35 AM |
| photon8 | $25.00 | $25.00 | 7/12/2010 9:43:53 AM |
| dano1965 | $50.00 | $50.00 | 7/12/2010 11:23:32 AM |
| patriot384 | $150.00 | $150.00 | 7/12/2010 2:35:34 PM |
| italisvital | $25.00 | $25.00 | 7/12/2010 11:34:18 AM |
| icanhasloanz | $50.00 | $50.00 | 7/12/2010 6:06:08 PM |
| kindness-venture1 | $25.00 | $25.00 | 7/13/2010 3:39:19 AM |
| FeedTheMachine | $50.00 | $50.00 | 7/6/2010 4:21:14 PM |
| payment-gusto | $25.00 | $25.00 | 7/6/2010 4:30:19 PM |
| AlexTrep | $25.00 | $25.00 | 7/6/2010 4:31:15 PM |
| Vreet | $25.00 | $25.00 | 7/6/2010 4:52:11 PM |
| first-restless-payout | $50.00 | $50.00 | 7/6/2010 4:52:22 PM |
| Rogesparkguy | $25.00 | $25.00 | 7/6/2010 4:41:29 PM |
| brightest-asset-healer | $25.00 | $25.00 | 7/6/2010 4:53:42 PM |
| treasure-bliss | $100.00 | $100.00 | 7/6/2010 4:56:37 PM |
| rescue | $100.00 | $100.00 | 7/6/2010 4:52:56 PM |
| Comoparklender | $40.00 | $40.00 | 7/6/2010 4:55:13 PM |
| orderly-loot | $25.00 | $25.00 | 7/6/2010 4:56:40 PM |
| enthusiastic-balance5 | $50.00 | $50.00 | 7/6/2010 4:59:43 PM |
| MADAOO7 | $50.00 | $50.00 | 7/6/2010 5:04:41 PM |
| personal-lender | $25.00 | $25.00 | 7/6/2010 5:04:49 PM |
| Artist_Blue | $25.00 | $25.00 | 7/6/2010 4:57:17 PM |
| asmithj | $50.00 | $50.00 | 7/6/2010 5:03:24 PM |
| tech310 | $50.00 | $50.00 | 7/6/2010 5:04:05 PM |
| kmr2 | $100.00 | $100.00 | 7/6/2010 4:59:53 PM |
| gelidfrank | $25.00 | $25.00 | 7/6/2010 5:00:39 PM |
| ferocious-exchange3 | $25.00 | $25.00 | 7/6/2010 5:00:57 PM |
| thestartuplender | $35.00 | $35.00 | 7/6/2010 5:02:03 PM |
| first-upright-payout | $25.00 | $25.00 | 7/6/2010 5:08:14 PM |
| SNH | $75.00 | $75.00 | 7/6/2010 5:03:36 PM |
| Havana21 | $25.00 | $25.00 | 7/6/2010 5:03:46 PM |
| simplelender80 | $50.00 | $50.00 | 7/6/2010 5:04:35 PM |
| Pman | $25.00 | $25.00 | 7/6/2010 5:05:00 PM |
| wwwUniversal | $25.00 | $25.00 | 7/6/2010 7:46:29 PM |
| Imaginos1892 | $50.00 | $50.00 | 7/6/2010 8:51:04 PM |
| reflective-rupee | $25.00 | $25.00 | 7/7/2010 10:02:18 AM |
| supreme-hope | $25.00 | $25.00 | 7/7/2010 2:56:23 PM |
| integrity-doctor | $100.00 | $100.00 | 7/7/2010 7:02:46 PM |
| JustMee | $25.00 | $25.00 | 7/8/2010 5:51:29 AM |
| irrelevant | $25.00 | $25.00 | 7/8/2010 9:57:08 PM |
| interstellar | $50.00 | $50.00 | 7/9/2010 2:33:10 AM |
| manthrax3 | $83.10 | $83.10 | 7/9/2010 6:39:56 AM |
| grammaspurse | $25.00 | $25.00 | 7/8/2010 10:11:28 PM |
| squarebob | $25.00 | $25.00 | 7/9/2010 5:41:02 AM |
| fairness-atmosphere | $25.00 | $25.00 | 7/9/2010 4:49:31 PM |
| mhotchan | $120.00 | $120.00 | 7/9/2010 10:37:56 PM |
| skillful-asset5 | $30.00 | $30.00 | 7/10/2010 4:54:46 AM |
| grnii78 | $75.00 | $75.00 | 7/10/2010 9:18:31 AM |
| gshx2 | $36.00 | $36.00 | 7/10/2010 10:01:43 AM |
| Pu239 | $60.00 | $60.00 | 7/10/2010 9:55:14 PM |
| principal-star | $25.00 | $25.00 | 7/10/2010 8:30:19 AM |
| hektek22 | $300.00 | $300.00 | 7/10/2010 8:47:04 AM |
| grotheik | $29.71 | $29.71 | 7/11/2010 11:23:33 AM |
| p2ploan-sensation211 | $25.00 | $25.00 | 7/11/2010 2:04:15 PM |
| eboomer2611 | $25.00 | $25.00 | 7/11/2010 3:38:56 PM |
| 1-HARD-HEAD | $50.00 | $50.00 | 7/11/2010 9:30:02 PM |
| quickstep | $150.00 | $150.00 | 7/11/2010 3:48:14 AM |
| Phatt-Daddy | $25.00 | $25.00 | 7/12/2010 3:46:44 AM |
| mckhbnpc | $30.00 | $30.00 | 7/11/2010 9:59:39 AM |
| whatreality | $26.06 | $26.06 | 7/12/2010 5:41:23 AM |
| exchange-cowbell5 | $25.00 | $25.00 | 7/11/2010 7:27:32 PM |
| WDeamay | $25.00 | $25.00 | 7/11/2010 8:20:52 PM |
| credit-coach118 | $30.00 | $30.00 | 7/12/2010 7:13:54 AM |
| gshx2 | $36.00 | $36.00 | 7/12/2010 9:16:36 AM |
| Big_Funder | $35.00 | $35.00 | 7/12/2010 9:45:23 AM |
| Astyanax | $30.00 | $30.00 | 7/12/2010 4:25:08 PM |
| sensational-peace6 | $50.00 | $50.00 | 7/12/2010 5:49:01 PM |
| mastkeeper | $30.00 | $30.00 | 7/12/2010 2:03:26 PM |
| vest_vortex | $25.00 | $25.00 | 7/12/2010 7:23:54 PM |
| trade-vista | $25.00 | $25.00 | 7/12/2010 3:52:54 PM |
| 105 bids
|
Borrower Payment Dependent Notes Series
465200
This series of Notes was issued and sold upon the funding of the borrower loan #43428, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Jul-07-2010 |
| |
Auction end date:
| Jul-14-2010 |
|
|
Starting lender yield:
| 11.00% |
Starting borrower rate/APR:
| 12.00% / 12.35% |
Starting monthly payment:
| $249.11 |
|
Final lender yield:
| 9.40% |
Final borrower rate/APR:
| 10.40% / 10.75% |
Final monthly payment:
| $243.41 |
| |
|
Auction yield range:
| 2.93% - 11.00% |
Estimated loss impact:
| 1.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.89% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-2005 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 8
/
8 | Length of status: | 1y 9m |
|
Credit score:
| 800-819 (Jun-2010) |
Total credit lines:
| 14 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $3,201 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 16% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| loanermn |
Borrower's state:
| Minnesota |
Borrower's group:
| LendersClub |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 7 ( 100% )
| 800-819 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Aug-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
Peer lended car loan
Purpose of loan:
This loan will be used to pay off my Envoy and to allow other lenders to make money rather than the bank.
My financial situation:
I am a good candidate for this loan because I have never had a delinquent payment and we save over $500 a month that will be able to cover the loan payment without any issues.
Monthly net income: $?7000
4000 (self)
3000 (wife)
Monthly expenses: $ 6200
??Housing: $ 1500
??Insurance: $ 500
??Car expenses: $ 1400
??Utilities: $ 100
??Phone, cable, internet: $ 150
??Food, entertainment: $ 450
??Clothing, household expenses $ 300
??Credit cards and other loans: $ 500
??Other expenses: $ 500
? Savings: 800
Information in the Description is not verified.
Friends And Family Winning Bids
JGuide has bid a total of
$128.98 in winning bids.
"Fellow group member with over $1k invested, AA Credit (800+), no DQs and former lender!"
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
Q:
Hi, what are your total monthly debt payments? What are your gross monthly payments? Thanks. - interest88
A:
I'm not sure what your question is exactly. I have 2 car payments, both are around 375 and I pay $450 a month. There are school loans that are $175 and I pay $300.
(Jul-11-2010)
Q:
Thanks for your answer. The second question should be what is your combined gross monthly income? From your answer I gather that the total monthly debt payments are $2475 (375+375+175+1500 mortgage). Do you have any cc or other debt payments? - interest88
A:
My income is gross, I am self employed. My wife's income is Net. The savings that is $800 is to cover my taxes, which is more than enough.
Yes our monthly debt is $2475, all the other numbers are high estimates, but vary depending on the month.
The last time I payed any interest on a credit card was about a year ago and that was because I underpaid it by 10 dollars because i typed the wrong amount into my bill pay.
We currently don't have any other debt payments.
(Jul-11-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| credit-observatory | $25.00 | $25.00 | 7/7/2010 5:23:53 PM |
| Only_Money | $25.00 | $25.00 | 7/8/2010 4:07:03 AM |
| Barrayaran | $100.00 | $100.00 | 7/8/2010 5:28:10 AM |
| Milonguero | $100.00 | $100.00 | 7/7/2010 7:22:45 PM |
| jojnax | $25.00 | $25.00 | 7/7/2010 7:57:16 PM |
| thefisherman | $25.00 | $25.00 | 7/8/2010 10:07:36 AM |
| payout-reaction740 | $25.00 | $25.00 | 7/8/2010 12:19:29 AM |
| loanman2007 | $150.00 | $150.00 | 7/8/2010 10:58:05 AM |
| cbivitz | $100.00 | $100.00 | 7/8/2010 12:42:18 PM |
| wojo | $25.00 | $25.00 | 7/8/2010 7:17:36 AM |
| UncleScroogeDMD | $200.00 | $200.00 | 7/8/2010 10:45:16 AM |
| Mantis75 | $25.00 | $25.00 | 7/8/2010 9:37:36 AM |
| ethicalhumanist | $25.00 | $25.00 | 7/8/2010 10:11:36 AM |
| crdcteng | $50.00 | $50.00 | 7/8/2010 2:43:53 PM |
| JGuide | $76.99 | $76.99 | 7/8/2010 10:56:33 PM |
| BankofHoneybear | $25.86 | $25.86 | 7/9/2010 10:54:50 AM |
| runfree | $151.56 | $151.56 | 7/9/2010 10:18:18 AM |
| himistu22 | $25.00 | $25.00 | 7/9/2010 4:30:30 PM |
| sophisticated-marketplace | $28.13 | $28.13 | 7/9/2010 5:59:21 PM |
| GarciaCompany | $25.00 | $25.00 | 7/9/2010 8:28:40 PM |
| nad139 | $35.00 | $35.00 | 7/10/2010 6:34:44 AM |
| Gar3field | $100.00 | $100.00 | 7/9/2010 6:39:57 PM |
| interest-walnut | $27.36 | $27.36 | 7/10/2010 4:19:51 PM |
| billnsc | $25.00 | $25.00 | 7/10/2010 7:51:42 PM |
| mgking007 | $50.00 | $50.00 | 7/10/2010 10:02:53 PM |
| BAEVentures | $25.00 | $25.00 | 7/11/2010 10:02:26 PM |
| lender12345 | $25.00 | $25.00 | 7/11/2010 11:30:15 AM |
| bull_lender | $36.00 | $36.00 | 7/12/2010 7:20:05 AM |
| Rearden_Steel | $25.00 | $25.00 | 7/12/2010 7:28:05 AM |
| p2ploan-caper | $25.00 | $25.00 | 7/12/2010 10:14:53 AM |
| BAEVentures | $25.00 | $25.00 | 7/11/2010 10:02:48 PM |
| gsp1885 | $27.00 | $27.00 | 7/11/2010 11:46:02 PM |
| Cashlender1992 | $25.00 | $25.00 | 7/12/2010 11:02:33 AM |
| nimcha | $50.00 | $50.00 | 7/12/2010 4:28:19 PM |
| TJ-Financial-Group | $25.00 | $25.00 | 7/12/2010 4:54:43 PM |
| Ven58 | $25.00 | $25.00 | 7/13/2010 1:20:16 AM |
| Supernova3 | $30.00 | $30.00 | 7/13/2010 4:45:40 AM |
| octoberfresh | $25.00 | $25.00 | 7/13/2010 6:49:03 AM |
| mroew | $25.00 | $25.00 | 7/13/2010 9:17:57 AM |
| gustavholstopus32 | $25.00 | $25.00 | 7/13/2010 12:46:21 PM |
| frugalinvestor20 | $25.00 | $25.00 | 7/13/2010 1:59:22 PM |
| BlessedEveryDay | $27.00 | $27.00 | 7/13/2010 6:16:23 PM |
| LawyerLoan | $50.00 | $50.00 | 7/13/2010 6:46:41 PM |
| glc527 | $30.00 | $30.00 | 7/13/2010 8:06:36 PM |
| wealth-multiplier | $25.00 | $25.00 | 7/13/2010 8:08:27 PM |
| lyrisnox | $65.00 | $65.00 | 7/13/2010 9:08:33 PM |
| Dougmo | $25.00 | $25.00 | 7/13/2010 9:46:50 PM |
| bonus-quark4 | $25.00 | $25.00 | 7/14/2010 7:52:52 AM |
| db2070 | $60.00 | $60.00 | 7/14/2010 8:53:04 AM |
| basejump0 | $25.00 | $25.00 | 7/14/2010 9:08:35 AM |
| forthright-trade | $25.00 | $25.00 | 7/14/2010 9:42:57 AM |
| gothampark | $25.00 | $25.00 | 7/13/2010 8:37:07 PM |
| zx12rider | $25.00 | $25.00 | 7/13/2010 9:35:01 PM |
| Rider | $50.00 | $50.00 | 7/14/2010 9:41:33 AM |
| Garlic72 | $92.87 | $92.87 | 7/14/2010 9:58:04 AM |
| Catz_aplenty | $25.00 | $25.00 | 7/14/2010 10:20:25 AM |
| saraven01 | $26.90 | $26.90 | 7/14/2010 10:35:42 AM |
| leverage-monger | $100.00 | $100.00 | 7/14/2010 9:51:25 AM |
| cti11 | $25.00 | $25.00 | 7/14/2010 10:58:31 AM |
| DLDCapital | $29.00 | $29.00 | 7/14/2010 12:05:08 PM |
| JGuide | $51.99 | $51.99 | 7/14/2010 5:25:51 AM |
| Leshan | $100.00 | $100.00 | 7/14/2010 8:40:31 AM |
| Pickmar | $25.00 | $25.00 | 7/14/2010 10:48:26 AM |
| surfsider123 | $25.00 | $25.00 | 7/14/2010 2:43:31 PM |
| relierma | $25.00 | $25.00 | 7/14/2010 1:00:08 PM |
| patriot384 | $140.00 | $140.00 | 7/14/2010 3:12:26 PM |
| llequire1 | $356.73 | $356.73 | 7/14/2010 3:34:29 PM |
| DoctorJoe | $25.00 | $25.00 | 7/14/2010 1:42:47 PM |
| Elevate2012 | $25.00 | $25.00 | 7/14/2010 3:40:13 PM |
| boomer61 | $25.00 | $25.00 | 7/14/2010 3:40:19 PM |
| porwestco | $25.00 | $25.00 | 7/14/2010 3:41:15 PM |
| NekHoldings | $25.00 | $25.00 | 7/14/2010 4:09:43 PM |
| proton346 | $25.00 | $25.00 | 7/14/2010 4:12:46 PM |
| Auditman | $50.00 | $50.00 | 7/14/2010 3:42:09 PM |
| blue-useful-auction | $25.00 | $25.00 | 7/14/2010 4:02:21 PM |
| payment-halo | $25.00 | $25.00 | 7/7/2010 6:49:56 PM |
| agbullet55443 | $100.00 | $100.00 | 7/7/2010 9:35:14 PM |
| MrPie | $25.50 | $25.50 | 7/8/2010 5:37:30 AM |
| tacologic | $25.00 | $25.00 | 7/8/2010 11:54:35 AM |
| jpaulnyc | $72.02 | $72.02 | 7/8/2010 9:35:37 AM |
| well-mannered-income3 | $300.00 | $300.00 | 7/8/2010 11:20:34 AM |
| b1geasy | $25.00 | $25.00 | 7/9/2010 2:34:20 AM |
| penny-finder | $50.00 | $50.00 | 7/8/2010 11:13:03 PM |
| calkidd05 | $25.00 | $25.00 | 7/8/2010 5:53:14 PM |
| Octamer | $57.80 | $57.80 | 7/9/2010 7:41:04 AM |
| PrepWonder | $75.00 | $75.00 | 7/8/2010 7:54:24 PM |
| gpuck | $25.00 | $25.00 | 7/9/2010 5:02:22 AM |
| reflective-rupee | $25.00 | $25.00 | 7/9/2010 11:33:54 AM |
| reflective-rupee | $25.00 | $25.00 | 7/9/2010 11:34:15 AM |
| Lender_1972 | $30.00 | $30.00 | 7/10/2010 6:15:26 AM |
| ManhattanLender | $25.00 | $25.00 | 7/10/2010 1:57:30 PM |
| bondhedger | $25.00 | $25.00 | 7/10/2010 1:34:42 AM |
| Scottio | $25.00 | $25.00 | 7/10/2010 8:02:45 PM |
| JackinGreen | $100.00 | $100.00 | 7/10/2010 6:49:59 AM |
| scotty61 | $25.00 | $25.00 | 7/11/2010 1:48:11 AM |
| PurplePonchoMan | $25.00 | $25.00 | 7/11/2010 9:31:48 AM |
| amsoilrules | $25.00 | $25.00 | 7/11/2010 8:27:23 AM |
| himanshuko | $50.00 | $50.00 | 7/10/2010 11:50:42 AM |
| unbelievable-value2 | $25.00 | $25.00 | 7/11/2010 10:00:30 AM |
| Lender0307 | $25.00 | $25.00 | 7/10/2010 8:49:11 PM |
| interest88 | $25.00 | $25.00 | 7/11/2010 11:40:46 PM |
| rockhound84 | $25.00 | $25.00 | 7/12/2010 4:20:01 AM |
| Rustang | $50.00 | $50.00 | 7/12/2010 7:04:08 AM |
| lendstats_com | $287.00 | $287.00 | 7/12/2010 7:21:52 AM |
| CincyTex | $50.00 | $50.00 | 7/11/2010 10:32:49 AM |
| loanman2007 | $50.00 | $50.00 | 7/12/2010 7:23:02 AM |
| lenderrn | $37.72 | $37.72 | 7/12/2010 7:22:55 AM |
| Hesty | $50.00 | $50.00 | 7/12/2010 9:58:46 AM |
| happy-yield | $25.00 | $25.00 | 7/12/2010 1:55:01 PM |
| order-wizard | $50.00 | $50.00 | 7/12/2010 8:59:37 PM |
| Leopoldine | $25.57 | $25.57 | 7/13/2010 9:56:24 AM |
| flshdaskll | $25.00 | $25.00 | 7/13/2010 10:06:29 AM |
| redrose1518 | $50.00 | $50.00 | 7/13/2010 4:48:55 PM |
| NorthwestLoan1 | $30.00 | $30.00 | 7/13/2010 4:56:25 PM |
| Proverbs227 | $25.00 | $25.00 | 7/13/2010 5:41:24 PM |
| elevated-finance | $53.17 | $53.17 | 7/13/2010 6:04:00 PM |
| lucrative-coin | $50.00 | $50.00 | 7/13/2010 5:45:06 PM |
| BankofBeth | $25.00 | $25.00 | 7/13/2010 6:17:03 PM |
| a2190b | $25.00 | $25.00 | 7/13/2010 7:00:40 PM |
| BristolGarden | $50.00 | $50.00 | 7/13/2010 5:02:28 PM |
| kind-value-pouch | $70.00 | $70.00 | 7/13/2010 7:19:06 PM |
| Simply2fly | $25.00 | $25.00 | 7/13/2010 8:32:50 PM |
| Free-the-usa-1776 | $29.00 | $29.00 | 7/13/2010 11:14:46 PM |
| Brklyn01 | $40.00 | $40.00 | 7/14/2010 5:58:14 AM |
| Dollars4Rent | $25.00 | $25.00 | 7/13/2010 8:42:01 PM |
| glazeddonuts | $25.00 | $25.00 | 7/13/2010 9:12:06 PM |
| helynn | $25.00 | $25.00 | 7/14/2010 9:56:00 AM |
| MonopolyDred | $44.61 | $44.61 | 7/14/2010 5:28:16 AM |
| Huck007 | $37.33 | $37.33 | 7/14/2010 11:36:45 AM |
| mikeandcat | $100.00 | $100.00 | 7/14/2010 1:33:26 PM |
| unfixer | $25.00 | $25.00 | 7/14/2010 1:59:30 PM |
| flyfisherman99 | $50.00 | $50.00 | 7/14/2010 12:53:46 PM |
| FundMaker | $25.00 | $25.00 | 7/14/2010 2:56:05 PM |
| patriot384 | $410.00 | $282.50 | 7/14/2010 3:12:02 PM |
| heerzaquestion | $25.00 | $25.00 | 7/14/2010 3:54:06 PM |
| knight0916 | $25.00 | $25.00 | 7/14/2010 4:00:00 PM |
| gluon | $52.11 | $52.11 | 7/14/2010 3:40:15 PM |
| DHolly | $25.00 | $25.00 | 7/14/2010 4:08:10 PM |
| integrity-cowbell | $25.00 | $25.00 | 7/14/2010 4:11:30 PM |
| Earnest_Money | $25.00 | $25.00 | 7/14/2010 3:04:08 PM |
| simiray | $25.00 | $25.00 | 7/14/2010 3:24:50 PM |
| djalan | $52.56 | $52.56 | 7/14/2010 3:26:35 PM |
| scloans | $30.72 | $30.72 | 7/14/2010 3:30:15 PM |
| noble-yield136 | $50.00 | $50.00 | 7/14/2010 3:38:27 PM |
| NELI | $500.00 | $500.00 | 7/14/2010 3:52:55 PM |
| 145 bids
|
Borrower Payment Dependent Notes Series
465202
This series of Notes was issued and sold upon the funding of the borrower loan #43496, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jul-06-2010 |
| |
Auction end date:
| Jul-09-2010 |
|
|
Starting lender yield:
| 25.38% |
Starting borrower rate/APR:
| 26.38% / 28.97% |
Starting monthly payment:
| $60.74 |
|
Final lender yield:
| 23.95% |
Final borrower rate/APR:
| 24.95% / 27.52% |
Final monthly payment:
| $59.60 |
| |
|
Auction yield range:
| 10.98% - 25.38% |
Estimated loss impact:
| 10.59% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.36% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-1997 |
Debt/Income ratio:
| 4% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 0
/
0 | Length of status: | 2y 2m |
|
Credit score:
| 680-699 (Jun-2010) |
Total credit lines:
| 2 |
Occupation: | Skilled Labor |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| generosity-dreamer |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 20 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 520-539
(Sep-2008)
|
|
Principal balance:
| $1,136.42 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 20 | | |
Description
My personal loan for my education
Purpose of loan:
This loan will be used to?purchase a computer & some text books to help me to further my education & to help with my daughters education as well.
My financial situation:
I am a good candidate for this loan because?my credit rating has improved greatly over the last year & it is very important to me to continue to have it improve.?
Monthly net income: $ 3800.00
Monthly expenses: $
??Housing: $ 360.00
??Insurance: $ 40.00
??Car expenses: $ 0
??Utilities: $?100.00
??Phone, cable, internet: $ 100.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 250.00
??Credit cards and other loans: $?90.00
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Why did you withdraw your last fully funded listing? - proton346
A:
I had to withdrawl it to change my address. I still have family living at my previous address, so I didn't change it before I posted my listing. I sent in the form to change it once I had already listed it, but Prosper sent me an email saying I had to withdrawl my listing, change my address & then re-list it.
(Jul-07-2010)
Q:
Why did you withdraw your last listing? It appears that it was fully funded at a lower rate. - heerzaquestion
A:
It was to change my address. I tried changing it once it had already posted by faxing in a proof of address & Prosper sent me an email yesterday saying I had to withdrawl my listing, change my address & then re-list. I'm hoping I can get as good of a rate this time.
(Jul-07-2010)
Q:
How are you furthering your education? And how will this money help your daughter's education? - proton346
A:
I'm going to a local community college to take criminal justice courses & we're going to purchase a new computer that will help my soon to be 9 year old twins in school.
(Jul-07-2010)
Q:
Hi, what is your total debt? What are your total monthly payments? What is your gross monthly income? Thanks. - interest88
A:
On avereage I make $3800 a month & I have about $1200 a month in bills. Some months may be more, but it's not a significant increase.
(Jul-07-2010)
Q:
Thanks, what are your total monthly debt payments? - interest88
A:
Actually, because I am still trying to rebuild my credit from past young mistakes, they only debt I have is my current Prosper loan which is $90 a month. I rent, own my car & have no credit cards or any other loans besides Proper.
(Jul-07-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| AlexTrep | $25.00 | $25.00 | 7/6/2010 4:31:16 PM |
| fortytwo | $200.00 | $200.00 | 7/6/2010 4:59:20 PM |
| MoneyForNothing | $54.83 | $54.83 | 7/6/2010 9:54:43 PM |
| mercuriant | $25.00 | $25.00 | 7/7/2010 7:31:48 AM |
| usedtoborrow | $100.00 | $100.00 | 7/7/2010 11:42:33 AM |
| loyalist1 | $100.00 | $100.00 | 7/7/2010 10:42:18 AM |
| hidavehi | $26.77 | $26.77 | 7/7/2010 1:44:08 PM |
| penny-surgeon | $25.00 | $25.00 | 7/7/2010 11:41:52 AM |
| brilliant-balance | $25.00 | $25.00 | 7/7/2010 11:42:46 AM |
| grammaspurse | $25.00 | $25.00 | 7/7/2010 4:13:48 PM |
| interest88 | $25.00 | $25.00 | 7/7/2010 8:35:27 PM |
| payout-reaction740 | $25.00 | $25.00 | 7/8/2010 12:20:04 AM |
| JustMee | $25.00 | $25.00 | 7/8/2010 5:49:02 AM |
| Mr-Miracle | $25.00 | $25.00 | 7/8/2010 11:11:01 PM |
| RetirementMoney | $85.00 | $20.15 | 7/9/2010 9:30:42 AM |
| jpollar | $50.00 | $50.00 | 7/6/2010 5:03:02 PM |
| foothillender | $25.00 | $25.00 | 7/7/2010 8:10:38 AM |
| PCity-LOA15 | $40.00 | $40.00 | 7/7/2010 9:50:55 AM |
| mdaallen | $58.25 | $58.25 | 7/7/2010 9:02:38 AM |
| SolarMoonshine | $25.00 | $25.00 | 7/7/2010 9:59:39 AM |
| FinanceEngine | $25.00 | $25.00 | 7/7/2010 2:42:28 PM |
| EngineersAlliance | $100.00 | $100.00 | 7/7/2010 1:44:01 PM |
| stephen_c01 | $25.00 | $25.00 | 7/7/2010 2:21:18 PM |
| market-pudding | $25.00 | $25.00 | 7/7/2010 4:52:04 PM |
| Streamfeeder | $25.00 | $25.00 | 7/8/2010 7:46:28 AM |
| EA_Pokerking | $25.00 | $25.00 | 7/8/2010 2:28:06 PM |
| ethicalhumanist | $25.00 | $25.00 | 7/8/2010 5:44:00 PM |
| ptjg | $50.00 | $50.00 | 7/8/2010 5:04:02 PM |
| squarebob | $25.00 | $25.00 | 7/9/2010 5:42:57 AM |
| marwadi-62 | $200.00 | $200.00 | 7/8/2010 6:50:57 PM |
| portfolio-turbine | $50.00 | $50.00 | 7/9/2010 8:53:27 AM |
| 31 bids
|
Borrower Payment Dependent Notes Series
465442
This series of Notes was issued and sold upon the funding of the borrower loan #43443, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jul-07-2010 |
| |
Auction end date:
| Jul-14-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $79.73 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $79.73 |
| |
|
Auction yield range:
| 3.93% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 33% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 6
/
5 | Length of status: | 15y 6m |
|
Credit score:
| 740-759 (Jul-2010) |
Total credit lines:
| 26 |
Occupation: | Truck Driver |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $14,249 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 75% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| interest-zone8 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
"Paying bills"
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What are you going to use the loan for? - stephen_c01
A:
pay bills
(Jul-14-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| bid-czar8 | $100.00 | $100.00 | 7/7/2010 4:28:37 PM |
| SCTrojangirl | $25.00 | $25.00 | 7/7/2010 4:28:46 PM |
| proper-p2p6 | $100.00 | $100.00 | 7/7/2010 4:28:50 PM |
| finance-negotiator2 | $25.00 | $25.00 | 7/7/2010 4:29:21 PM |
| jengachamp | $25.00 | $25.00 | 7/7/2010 4:30:10 PM |
| bountiful-durability | $100.00 | $100.00 | 7/7/2010 4:26:10 PM |
| Avala | $50.00 | $50.00 | 7/7/2010 4:27:43 PM |
| american6 | $25.00 | $25.00 | 7/7/2010 4:27:53 PM |
| Winsten | $50.00 | $50.00 | 7/7/2010 4:28:32 PM |
| AmericanCredit | $25.00 | $25.00 | 7/7/2010 4:29:08 PM |
| Underzenith85 | $25.00 | $8.94 | 7/7/2010 4:34:49 PM |
| commerce-voyager | $25.00 | $25.00 | 7/7/2010 4:30:41 PM |
| qtmspin | $25.00 | $25.00 | 7/7/2010 4:31:09 PM |
| delicious-social132 | $35.00 | $35.00 | 7/7/2010 4:31:12 PM |
| jangalt | $72.00 | $72.00 | 7/7/2010 4:26:32 PM |
| loot-heart | $50.00 | $50.00 | 7/7/2010 4:26:55 PM |
| interest-jedi0 | $50.00 | $50.00 | 7/7/2010 4:27:16 PM |
| studious-bonus7 | $50.00 | $50.00 | 7/7/2010 4:27:33 PM |
| Havana21 | $25.00 | $25.00 | 7/7/2010 4:34:07 PM |
| stilleto8 | $40.65 | $40.65 | 7/7/2010 4:34:29 PM |
| Lii4me | $50.00 | $50.00 | 7/7/2010 4:34:39 PM |
| inspired-contract9 | $50.00 | $50.00 | 7/7/2010 4:28:26 PM |
| radforj22 | $50.00 | $50.00 | 7/7/2010 4:29:36 PM |
| Slend49 | $25.00 | $25.00 | 7/7/2010 4:31:17 PM |
| wwwUniversal | $25.00 | $25.00 | 7/7/2010 4:38:10 PM |
| khamlagirl | $25.00 | $25.00 | 7/13/2010 4:25:34 PM |
| HomerdohNY | $25.00 | $25.00 | 7/13/2010 7:19:47 PM |
| availableloan | $25.00 | $25.00 | 7/13/2010 9:35:30 PM |
| Leopoldine | $25.00 | $25.00 | 7/14/2010 7:22:57 AM |
| leverage-monger | $25.00 | $25.00 | 7/14/2010 9:42:00 AM |
| wild-orange | $25.00 | $25.00 | 7/14/2010 11:11:07 AM |
| meenan | $25.00 | $25.00 | 7/7/2010 4:29:15 PM |
| harty | $60.00 | $60.00 | 7/7/2010 4:30:37 PM |
| tech310 | $100.00 | $100.00 | 7/7/2010 4:30:54 PM |
| simplelender80 | $100.00 | $100.00 | 7/7/2010 4:26:17 PM |
| BlindProphet | $25.00 | $25.00 | 7/7/2010 4:31:19 PM |
| treasure-hunter270 | $25.00 | $25.00 | 7/7/2010 4:27:05 PM |
| mlopez2007 | $25.00 | $25.00 | 7/7/2010 4:27:12 PM |
| personal-lender | $25.00 | $25.00 | 7/7/2010 4:28:21 PM |
| dtrain5 | $25.00 | $25.00 | 7/7/2010 4:34:44 PM |
| moneyfriend | $50.00 | $50.00 | 7/7/2010 4:29:49 PM |
| SNH | $75.00 | $75.00 | 7/7/2010 4:30:51 PM |
| pavelz | $29.93 | $29.93 | 7/7/2010 4:31:26 PM |
| tekkie2412 | $50.00 | $50.00 | 7/7/2010 4:26:23 PM |
| the-transaction-stronghold | $50.00 | $50.00 | 7/7/2010 4:26:41 PM |
| orgy63 | $25.00 | $25.00 | 7/7/2010 4:27:01 PM |
| tntmojave | $25.00 | $25.00 | 7/7/2010 4:27:25 PM |
| meux99 | $25.00 | $25.00 | 7/7/2010 4:34:38 PM |
| alpinaut | $25.00 | $25.00 | 7/7/2010 4:29:24 PM |
| liberty-destiny3 | $25.00 | $25.00 | 7/7/2010 4:29:54 PM |
| clean-loyalty | $25.00 | $25.00 | 7/7/2010 4:29:57 PM |
| SimpleChoice | $25.00 | $25.00 | 7/7/2010 4:30:26 PM |
| brightest-breathtaking-finance | $100.00 | $100.00 | 7/7/2010 4:30:30 PM |
| green-radiant-durability | $50.00 | $50.00 | 7/7/2010 4:33:53 PM |
| serpentine | $28.48 | $28.48 | 7/7/2010 4:34:06 PM |
| USMC0311 | $25.00 | $25.00 | 7/7/2010 4:34:40 PM |
| outofoffice | $50.00 | $50.00 | 7/9/2010 3:48:11 PM |
| market-assembler | $50.00 | $50.00 | 7/13/2010 2:51:01 PM |
| gpuck | $25.00 | $25.00 | 7/13/2010 5:40:27 PM |
| wild-orange | $25.00 | $25.00 | 7/14/2010 11:11:30 AM |
| interstellar | $50.00 | $50.00 | 7/14/2010 2:03:42 PM |
| 61 bids
|
Borrower Payment Dependent Notes Series
465510
This series of Notes was issued and sold upon the funding of the borrower loan #43440, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,200.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Jul-07-2010 |
| |
Auction end date:
| Jul-14-2010 |
|
|
Starting lender yield:
| 6.10% |
Starting borrower rate/APR:
| 7.10% / 7.44% |
Starting monthly payment:
| $37.11 |
|
Final lender yield:
| 6.10% |
Final borrower rate/APR:
| 7.10% / 7.44% |
Final monthly payment:
| $37.11 |
| |
|
Auction yield range:
| 2.93% - 6.10% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1985 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 8
/
6 | Length of status: | 1y 2m |
|
Credit score:
| 720-739 (Jul-2010) |
Total credit lines:
| 30 |
Occupation: | Computer Programmer |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $8,307 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 55% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| versatile-felicity8 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off credit card
Purpose of loan:
This loan will be used to pay off a credit card. Although my account is in good standing, the interest rate recently jumped to 17.9%.? The company will not lower the interest rate, and I don't have the cash to pay it off at once.? I have been working hard to get out of credit card debt, and this new interest rate is very frustrating.
My financial situation:
I don't like having debt, and I take it very seriously.?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| treasure-hunter270 | $25.00 | $25.00 | 7/7/2010 4:27:04 PM |
| the-transaction-stronghold | $50.00 | $50.00 | 7/7/2010 4:26:40 PM |
| investment-network | $25.00 | $17.89 | 7/7/2010 4:26:50 PM |
| julijask | $35.00 | $35.00 | 7/7/2010 4:34:34 PM |
| swerd | $32.13 | $32.13 | 7/7/2010 6:44:41 PM |
| uncle101 | $25.00 | $25.00 | 7/8/2010 7:09:19 AM |
| Barrayaran | $25.00 | $25.00 | 7/8/2010 5:27:06 AM |
| retirementlady | $25.00 | $25.00 | 7/8/2010 2:18:49 PM |
| giovani | $25.00 | $25.00 | 7/8/2010 5:35:28 PM |
| RicheyRich | $25.00 | $25.00 | 7/9/2010 6:37:09 AM |
| penny-finder | $25.00 | $25.00 | 7/10/2010 10:19:49 AM |
| billnsc | $25.00 | $25.00 | 7/10/2010 7:53:38 PM |
| heerzaquestion | $25.00 | $25.00 | 7/11/2010 11:25:37 AM |
| ultimate-commitment | $25.00 | $25.00 | 7/11/2010 3:58:43 PM |
| doopers | $25.00 | $25.00 | 7/11/2010 2:48:10 AM |
| Lefty_the_Lender | $25.00 | $25.00 | 7/12/2010 4:06:35 PM |
| uncle101 | $30.00 | $30.00 | 7/13/2010 4:12:03 AM |
| principal-bull | $25.00 | $25.00 | 7/13/2010 4:42:38 PM |
| penny-finder | $25.00 | $25.00 | 7/13/2010 6:54:35 PM |
| availableloan | $25.00 | $25.00 | 7/13/2010 7:13:39 PM |
| faithful-steward | $25.00 | $25.00 | 7/14/2010 9:09:57 AM |
| Lender0307 | $25.00 | $25.00 | 7/14/2010 8:52:27 AM |
| wild-orange | $100.00 | $100.00 | 7/14/2010 11:12:48 AM |
| kinetic-social | $25.00 | $25.00 | 7/14/2010 4:16:06 PM |
| BaxterSandy | $34.98 | $34.98 | 7/8/2010 9:03:08 AM |
| filovirus | $25.00 | $25.00 | 7/11/2010 5:33:19 AM |
| bradny | $25.00 | $25.00 | 7/12/2010 11:23:25 AM |
| FLFF | $50.00 | $50.00 | 7/13/2010 9:18:28 AM |
| octoberfresh | $25.00 | $25.00 | 7/13/2010 6:50:03 AM |
| khamlagirl | $25.00 | $25.00 | 7/13/2010 4:25:55 PM |
| RIVERHTS | $50.00 | $50.00 | 7/13/2010 5:56:23 PM |
| gpuck | $25.00 | $25.00 | 7/13/2010 5:41:48 PM |
| myidear | $25.00 | $25.00 | 7/14/2010 2:35:42 AM |
| Charmart | $25.00 | $25.00 | 7/14/2010 2:29:30 AM |
| LawyerLoan | $50.00 | $50.00 | 7/13/2010 6:40:48 PM |
| bonus-quark4 | $25.00 | $25.00 | 7/14/2010 8:32:26 AM |
| mobius_titan | $25.00 | $25.00 | 7/14/2010 5:47:16 AM |
| triumphant-bonus | $75.00 | $75.00 | 7/14/2010 5:56:22 AM |
| 38 bids
|
Borrower Payment Dependent Notes Series
465614
This series of Notes was issued and sold upon the funding of the borrower loan #43505, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,100.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jul-09-2010 |
| |
Auction end date:
| Jul-09-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $98.87 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $98.87 |
| |
|
Auction yield range:
| 3.93% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-1993 |
Debt/Income ratio:
| 47% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 8
/
6 | Length of status: | 10y 5m |
|
Credit score:
| 720-739 (Jul-2010) |
Total credit lines:
| 32 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $16,873 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 97% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| kmf1072 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 33 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Dec-2009)
780-799
(Jul-2007)
|
|
Principal balance:
| $4,302.22 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 33 | | |
Description
Need closing costs to refi home
Purpose of loan:
This loan will be used to? due to current market conditions, we cannot refinance the house at 8.25% until we have extra money to put down and our?ARM that has begun adjusting annually.? I am scared it will go up in the fall and would like to take advantage of low rates but we need to come up with closing costs out of pocket.?
My financial situation:
I am a good candidate for this loan because? I am current on all of my mortgage payments, credit cards and medical bills.? I have recently offered to help?2 of my siblings financially with divorce.? Money has been a little tight and I really want to lower my mortgage payment and stop using my credit cards.?
Monthly net income: $ 9512
Monthly expenses: $ 5540
Housing: $ 2200
??Insurance: $ 166
??Car expenses: $820
??Utilities: $ 175
??Phone, cable, internet: $ 115
??Food, entertainment: $ 500
??Clothing, household expenses $350
??Credit cards and other loans: $ 843
??Other expenses: $391
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| SpadeMike | $27.33 | $27.33 | 7/9/2010 4:44:09 PM |
| cleared2land | $25.00 | $25.00 | 7/9/2010 4:44:08 PM |
| help_each_other | $25.00 | $25.00 | 7/9/2010 4:46:33 PM |
| dumbass | $25.00 | $25.00 | 7/9/2010 4:46:43 PM |
| interest-exec9 | $25.00 | $25.00 | 7/9/2010 4:47:42 PM |
| ADenny | $25.00 | $25.00 | 7/9/2010 4:47:30 PM |
| impartial-deal | $25.00 | $25.00 | 7/9/2010 4:47:48 PM |
| nhm | $34.35 | $34.35 | 7/9/2010 4:47:39 PM |
| morpholog | $25.00 | $25.00 | 7/9/2010 4:48:07 PM |
| BiggestG | $25.00 | $25.00 | 7/9/2010 4:48:32 PM |
| langdonx | $25.00 | $25.00 | 7/9/2010 4:49:09 PM |
| sajitk | $25.00 | $25.00 | 7/9/2010 4:48:55 PM |
| superchicken | $25.00 | $25.00 | 7/9/2010 4:49:53 PM |
| Philolend | $25.00 | $25.00 | 7/9/2010 4:51:45 PM |
| FlexFunding | $100.00 | $100.00 | 7/9/2010 4:52:16 PM |
| Carpetkid | $50.00 | $50.00 | 7/9/2010 4:52:09 PM |
| orderly-loot | $25.00 | $25.00 | 7/9/2010 4:53:12 PM |
| bountiful-durability | $50.00 | $50.00 | 7/9/2010 4:53:49 PM |
| Comoparklender | $50.00 | $50.00 | 7/9/2010 4:53:34 PM |
| ray1051 | $50.00 | $50.00 | 7/9/2010 4:54:12 PM |
| rate-raker3 | $25.00 | $25.00 | 7/9/2010 4:44:17 PM |
| skvat | $25.00 | $25.00 | 7/9/2010 4:54:20 PM |
| green-radiant-durability | $50.00 | $50.00 | 7/9/2010 4:56:17 PM |
| logical-loyalty0 | $25.00 | $25.00 | 7/9/2010 4:55:42 PM |
| amsterq | $25.00 | $25.00 | 7/9/2010 4:56:37 PM |
| Bearls | $25.00 | $25.00 | 7/9/2010 4:49:22 PM |
| VWA_to_the_Rescue | $25.00 | $25.00 | 7/9/2010 4:51:26 PM |
| villagers | $50.00 | $50.00 | 7/9/2010 4:52:27 PM |
| TheGrayFox | $25.00 | $25.00 | 7/9/2010 4:52:42 PM |
| j2ee | $25.00 | $25.00 | 7/9/2010 4:55:11 PM |
| Aberdeen | $400.00 | $400.00 | 7/9/2010 5:23:29 PM |
| Aberdeen | $400.00 | $400.00 | 7/9/2010 5:13:37 PM |
| ethicalhumanist | $25.00 | $25.00 | 7/9/2010 7:07:05 PM |
| hermosaloan | $25.00 | $25.00 | 7/9/2010 4:43:57 PM |
| xphile | $25.00 | $25.00 | 7/9/2010 4:47:52 PM |
| Sigonio | $25.00 | $25.00 | 7/9/2010 4:48:51 PM |
| keyfig | $25.00 | $25.00 | 7/9/2010 4:49:01 PM |
| tolstoy00 | $25.00 | $25.00 | 7/9/2010 4:49:25 PM |
| RJN | $25.00 | $25.00 | 7/9/2010 4:49:38 PM |
| tech310 | $50.00 | $50.00 | 7/9/2010 4:50:25 PM |
| nybanker85 | $75.00 | $75.00 | 7/9/2010 4:51:35 PM |
| moola-man | $50.00 | $50.00 | 7/9/2010 4:51:57 PM |
| credit-coach118 | $40.00 | $40.00 | 7/9/2010 4:52:01 PM |
| BaxterEvil | $25.00 | $25.00 | 7/9/2010 4:52:12 PM |
| affluence-pumpkin0 | $25.00 | $25.00 | 7/9/2010 4:52:22 PM |
| jt88 | $25.00 | $25.00 | 7/9/2010 4:52:38 PM |
| rescue | $50.00 | $50.00 | 7/9/2010 4:53:18 PM |
| Artist_Blue | $25.00 | $25.00 | 7/9/2010 4:53:26 PM |
| bid-czar8 | $100.00 | $100.00 | 7/9/2010 4:54:07 PM |
| kenji4861 | $25.00 | $25.00 | 7/9/2010 4:53:42 PM |
| Supernick | $50.00 | $50.00 | 7/9/2010 4:54:43 PM |
| Havana21 | $25.00 | $25.00 | 7/9/2010 4:54:30 PM |
| hookUup | $25.00 | $25.00 | 7/9/2010 4:54:50 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 7/9/2010 4:54:55 PM |
| delicious-social132 | $40.00 | $40.00 | 7/9/2010 4:55:09 PM |
| CaptainBlueberry | $25.00 | $25.00 | 7/9/2010 4:55:46 PM |
| antlr | $25.00 | $25.00 | 7/9/2010 4:55:54 PM |
| Vreet | $50.00 | $50.00 | 7/9/2010 4:55:25 PM |
| tsui517 | $25.00 | $25.00 | 7/9/2010 4:48:43 PM |
| degster | $25.00 | $25.00 | 7/9/2010 4:49:31 PM |
| DonaldColorado | $25.00 | $25.00 | 7/9/2010 4:52:44 PM |
| bold-durability-drum | $50.00 | $50.00 | 7/9/2010 4:53:59 PM |
| julijask | $25.00 | $25.00 | 7/9/2010 4:54:56 PM |
| overflowinglife | $25.00 | $25.00 | 7/9/2010 4:55:20 PM |
| rulender | $50.00 | $50.00 | 7/9/2010 4:55:28 PM |
| syounker | $25.00 | $25.00 | 7/9/2010 4:55:38 PM |
| moola-rose8 | $50.00 | $50.00 | 7/9/2010 4:56:01 PM |
| riproaringrapids | $25.00 | $25.00 | 7/9/2010 4:56:28 PM |
| Tasmir | $25.00 | $22.32 | 7/9/2010 4:56:38 PM |
| bull_lender | $36.00 | $36.00 | 7/9/2010 5:32:51 PM |
| 70 bids
|
Borrower Payment Dependent Notes Series
465622
This series of Notes was issued and sold upon the funding of the borrower loan #43519, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jul-08-2010 |
| |
Auction end date:
| Jul-09-2010 |
|
|
Starting lender yield:
| 9.20% |
Starting borrower rate/APR:
| 10.20% / 12.31% |
Starting monthly payment:
| $323.61 |
|
Final lender yield:
| 9.20% |
Final borrower rate/APR:
| 10.20% / 12.31% |
Final monthly payment:
| $323.61 |
| |
|
Auction yield range:
| 3.93% - 9.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1989 |
Debt/Income ratio:
| 14% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 11
/
11 | Length of status: | 0y 4m |
|
Credit score:
| 760-779 (Jul-2010) |
Total credit lines:
| 38 |
Occupation: | Computer Programmer |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $3,540 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 8% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| worlds-best-dinero2 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Buying business - Upgrade Equipment
The purpose of this loan is to upgrade the equipment for a new business that I am purchasing.? The business has been in existence for over 20 years and has a profitable, proven track record.? Although the business will be paying me over $6,000 per month of additional income beginning September 1, 2010, I will be able to make my monthly Prosper loan payments with just my Computer Programmer salary alone.??
My financial situation:
I am a good candidate for this loan because?I have a steady career and have grossed more than $100,000+ anually consistently over the past 3-4 years.? I also have a very good credit score and have never?been late in making payments on any of my expenses.? I?owned businesses?in the past and have also been in?Senior Management for a?mid-size company?about 4 years ago.? As a result, I understand accounting/finance very well and understand the importance of maintaining a good credit score.?? I also have more than $80,000 in personal liquid assets set aside but wish to get a small loan so that I can remain as liquid as possible during the initial six months of running the new business.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| rescue | $250.00 | $250.00 | 7/8/2010 4:05:04 PM |
| bold-durability-drum | $50.00 | $50.00 | 7/8/2010 4:05:14 PM |
| bountiful-durability | $100.00 | $100.00 | 7/8/2010 4:05:44 PM |
| ichibon | $75.00 | $75.00 | 7/8/2010 4:13:47 PM |
| Rysterola82 | $25.00 | $25.00 | 7/8/2010 4:15:19 PM |
| head | $25.00 | $25.00 | 7/8/2010 4:15:37 PM |
| tjone69 | $50.00 | $50.00 | 7/8/2010 4:15:45 PM |
| bxdoc | $150.00 | $150.00 | 7/8/2010 4:15:59 PM |
| KileNSmyth4 | $25.00 | $25.00 | 7/8/2010 4:23:01 PM |
| tech310 | $100.00 | $100.00 | 7/8/2010 4:11:09 PM |
| anders94 | $25.00 | $25.00 | 7/8/2010 4:12:30 PM |
| moola-man | $30.00 | $30.00 | 7/8/2010 4:12:47 PM |
| trustworthy-fairness | $50.00 | $50.00 | 7/8/2010 4:13:02 PM |
| Katburg | $35.00 | $35.00 | 7/8/2010 4:16:26 PM |
| ideal-platinum1 | $43.27 | $43.27 | 7/8/2010 5:42:17 PM |
| pound-flow | $50.00 | $50.00 | 7/8/2010 4:16:29 PM |
| ddprice | $25.00 | $25.00 | 7/8/2010 4:31:23 PM |
| ommcd | $25.00 | $25.00 | 7/8/2010 6:31:28 PM |
| nybanker85 | $50.00 | $50.00 | 7/8/2010 4:07:32 PM |
| serpentine | $50.00 | $50.00 | 7/8/2010 6:41:50 PM |
| authoritative-platinum7 | $34.15 | $34.15 | 7/8/2010 6:46:21 PM |
| bodascafe | $25.00 | $25.00 | 7/8/2010 7:08:46 PM |
| IIP77 | $25.00 | $25.00 | 7/8/2010 7:48:11 PM |
| personal-lender | $25.00 | $25.00 | 7/8/2010 4:10:15 PM |
| brightest-breathtaking-finance | $100.00 | $100.00 | 7/8/2010 4:11:01 PM |
| qtmspin | $25.00 | $25.00 | 7/8/2010 4:11:17 PM |
| money-bauble | $200.00 | $200.00 | 7/8/2010 9:08:10 PM |
| sweetlan | $25.00 | $25.00 | 7/8/2010 9:26:26 PM |
| treasure-bliss | $100.00 | $100.00 | 7/8/2010 7:01:54 PM |
| riproaringrapids | $25.00 | $25.00 | 7/8/2010 4:13:36 PM |
| ddog0224 | $25.00 | $25.00 | 7/8/2010 4:13:41 PM |
| Avala | $50.00 | $50.00 | 7/8/2010 4:16:05 PM |
| enthralling-deal180 | $100.00 | $100.00 | 7/8/2010 4:16:16 PM |
| ujiba | $25.00 | $25.00 | 7/8/2010 4:16:21 PM |
| br4444 | $25.00 | $25.00 | 7/9/2010 2:30:45 AM |
| SF2Berlin | $25.00 | $25.00 | 7/9/2010 2:31:30 AM |
| runner262 | $25.00 | $25.00 | 7/9/2010 2:32:21 AM |
| USCGC | $25.54 | $25.54 | 7/9/2010 2:32:30 AM |
| thestartuplender | $35.00 | $35.00 | 7/8/2010 9:41:39 PM |
| dschaaf | $25.00 | $25.00 | 7/9/2010 2:34:34 AM |
| nick456sd | $28.97 | $28.97 | 7/8/2010 10:01:22 PM |
| DcUnited | $30.00 | $30.00 | 7/9/2010 2:35:03 AM |
| SnE | $25.00 | $25.00 | 7/9/2010 2:43:07 AM |
| heavenly-repayment4 | $25.70 | $25.70 | 7/9/2010 2:44:22 AM |
| cash-merry-maker | $25.00 | $25.00 | 7/9/2010 2:45:03 AM |
| Winsten | $35.88 | $35.88 | 7/8/2010 4:47:19 PM |
| loan-kung-fu | $25.00 | $25.00 | 7/9/2010 2:45:14 AM |
| snoopey100 | $25.00 | $25.00 | 7/9/2010 2:15:56 AM |
| b2006 | $25.00 | $25.00 | 7/9/2010 2:17:15 AM |
| Premierelender | $25.00 | $25.00 | 7/9/2010 2:31:56 AM |
| tenny321 | $25.00 | $25.00 | 7/9/2010 2:32:02 AM |
| knothead | $25.00 | $25.00 | 7/9/2010 5:38:19 AM |
| Stollewood | $41.16 | $41.16 | 7/9/2010 2:32:58 AM |
| Dutchhunter | $40.55 | $40.55 | 7/9/2010 5:38:44 AM |
| LAM26 | $25.00 | $25.00 | 7/9/2010 5:39:28 AM |
| worthy-truth | $25.00 | $25.00 | 7/9/2010 5:42:40 AM |
| RandyL3 | $25.00 | $25.00 | 7/9/2010 2:35:44 AM |
| cello1 | $25.00 | $25.00 | 7/9/2010 5:43:04 AM |
| currency-shaker16 | $32.98 | $32.98 | 7/9/2010 2:43:28 AM |
| Phantom99 | $25.00 | $25.00 | 7/9/2010 2:45:11 AM |
| GElender | $50.00 | $50.00 | 7/9/2010 5:44:50 AM |
| integrity-trumpet | $46.74 | $46.74 | 7/9/2010 4:11:22 AM |
| wampum-chorus3 | $25.00 | $25.00 | 7/9/2010 6:11:19 AM |
| nunnie | $25.00 | $25.00 | 7/8/2010 6:38:10 PM |
| suomynona | $25.00 | $25.00 | 7/9/2010 5:38:48 AM |
| jga516 | $25.00 | $25.00 | 7/9/2010 5:42:49 AM |
| blissful-note7 | $25.00 | $25.00 | 7/9/2010 5:43:02 AM |
| Havana21 | $25.00 | $25.00 | 7/8/2010 6:56:35 PM |
| radforj22 | $25.00 | $25.00 | 7/9/2010 6:44:20 AM |
| green-radiant-durability | $50.00 | $50.00 | 7/8/2010 7:01:52 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 7/8/2010 7:01:56 PM |
| commitment-farm | $25.00 | $25.00 | 7/9/2010 5:54:33 AM |
| jasonuz | $25.00 | $25.00 | 7/9/2010 6:03:09 AM |
| objective-investor | $100.00 | $100.00 | 7/9/2010 7:41:17 AM |
| life-is-great | $25.00 | $25.00 | 7/9/2010 6:04:56 AM |
| uncleharold | $35.00 | $35.00 | 7/9/2010 7:41:20 AM |
| sentimental-euro | $25.00 | $25.00 | 7/9/2010 7:57:43 AM |
| peace-missile | $25.00 | $25.00 | 7/9/2010 6:33:44 AM |
| PK_USMC | $25.00 | $25.00 | 7/8/2010 8:11:41 PM |
| rudyindc | $25.00 | $25.00 | 7/9/2010 8:23:31 AM |
| twirl2 | $25.00 | $25.00 | 7/9/2010 8:24:25 AM |
| first-upright-payout | $25.00 | $25.00 | 7/8/2010 9:26:25 PM |
| transparency-planetarium | $25.00 | $25.00 | 7/9/2010 8:39:10 AM |
| cash-queen | $30.00 | $30.00 | 7/9/2010 8:39:13 AM |
| wampum-reaction2 | $25.00 | $25.00 | 7/9/2010 8:39:16 AM |
| mossface | $25.00 | $25.00 | 7/9/2010 8:39:22 AM |
| fopaul13 | $25.00 | $25.00 | 7/9/2010 8:39:29 AM |
| thunderd | $25.00 | $25.00 | 7/9/2010 8:39:30 AM |
| gokart83 | $25.00 | $25.00 | 7/9/2010 8:39:36 AM |
| godspeed237 | $25.00 | $25.00 | 7/9/2010 8:39:42 AM |
| Fingar | $25.00 | $25.00 | 7/8/2010 9:58:03 PM |
| LeReve | $25.00 | $25.00 | 7/9/2010 8:39:49 AM |
| wayman | $25.00 | $25.00 | 7/8/2010 10:01:23 PM |
| tsui517 | $25.00 | $25.00 | 7/9/2010 8:39:56 AM |
| drenalin | $25.00 | $25.00 | 7/9/2010 8:40:50 AM |
| tremendous-payment | $25.00 | $25.00 | 7/9/2010 8:41:02 AM |
| peace-habanero | $25.14 | $25.14 | 7/9/2010 8:38:06 AM |
| economy-producer | $25.00 | $25.00 | 7/9/2010 8:41:16 AM |
| mla | $25.00 | $25.00 | 7/9/2010 8:42:21 AM |
| refined-income7 | $25.00 | $25.00 | 7/9/2010 8:39:18 AM |
| wwwUniversal | $25.00 | $25.00 | 7/9/2010 8:43:12 AM |
| azarael | $25.00 | $25.00 | 7/9/2010 8:39:23 AM |
| adaptable-income | $25.00 | $25.00 | 7/9/2010 8:39:32 AM |
| Sefotonga | $25.00 | $25.00 | 7/9/2010 8:39:38 AM |
| superindex | $25.00 | $25.00 | 7/9/2010 8:39:42 AM |
| shadargroup | $25.00 | $25.00 | 7/9/2010 8:39:46 AM |
| kindness-hickory5 | $25.00 | $25.00 | 7/9/2010 8:39:49 AM |
| Aaron_Oz | $25.00 | $25.00 | 7/9/2010 8:39:53 AM |
| jonn834 | $25.00 | $25.00 | 7/9/2010 8:40:03 AM |
| wealth-builder57 | $25.00 | $25.00 | 7/9/2010 8:40:46 AM |
| shrewd-deal | $25.00 | $25.00 | 7/9/2010 8:41:08 AM |
| SqueezeKing | $25.00 | $25.00 | 7/9/2010 8:42:14 AM |
| peerlender | $25.00 | $25.00 | 7/9/2010 2:16:26 AM |
| drumcorpsnut | $27.90 | $27.90 | 7/9/2010 2:32:28 AM |
| ClearLake | $25.00 | $25.00 | 7/9/2010 2:34:27 AM |
| tallmon | $25.00 | $25.00 | 7/9/2010 2:35:07 AM |
| FinanceEngine | $25.00 | $25.00 | 7/9/2010 9:02:14 AM |
| powerful-velocity | $25.00 | $25.00 | 7/9/2010 2:42:28 AM |
| SimpleChoice | $25.00 | $25.00 | 7/9/2010 2:45:13 AM |
| TrixieD | $25.00 | $25.00 | 7/9/2010 2:57:16 AM |
| buddylucy | $25.00 | $25.00 | 7/9/2010 4:51:24 AM |
| ciccio70 | $25.00 | $25.00 | 7/9/2010 5:38:54 AM |
| safe-kindness5 | $25.00 | $25.00 | 7/9/2010 9:42:57 AM |
| sensible-community1 | $44.33 | $44.33 | 7/9/2010 6:02:59 AM |
| indianoven | $50.00 | $50.00 | 7/9/2010 6:04:51 AM |
| Alpha-AssistU | $45.15 | $45.15 | 7/9/2010 8:06:49 AM |
| Angel_Investor_7 | $25.00 | $25.00 | 7/9/2010 8:07:18 AM |
| contract-eagle | $50.00 | $50.00 | 7/9/2010 8:39:12 AM |
| vegibenz | $25.00 | $25.00 | 7/9/2010 8:39:21 AM |
| LOWCOUNTRYLENDER | $25.00 | $25.00 | 7/9/2010 8:39:28 AM |
| triumphant-community | $29.01 | $29.01 | 7/9/2010 8:39:34 AM |
| zburner | $31.79 | $31.79 | 7/9/2010 8:39:39 AM |
| forthright-trade | $25.00 | $25.00 | 7/9/2010 8:39:43 AM |
| trustu | $25.00 | $25.00 | 7/9/2010 8:39:47 AM |
| saysana | $25.00 | $25.00 | 7/9/2010 8:39:50 AM |
| BigMoney56 | $25.00 | $25.00 | 7/9/2010 8:39:59 AM |
| traveler50 | $50.00 | $50.00 | 7/9/2010 8:40:04 AM |
| melodious-fairness | $25.00 | $25.00 | 7/9/2010 8:41:02 AM |
| wise-handy-finance | $25.00 | $25.00 | 7/9/2010 8:41:16 AM |
| friendly-market5 | $50.00 | $50.00 | 7/9/2010 8:41:36 AM |
| gold-disk | $100.00 | $100.00 | 7/9/2010 8:41:39 AM |
| holstj | $25.00 | $25.00 | 7/9/2010 8:41:42 AM |
| studious-bonus7 | $50.00 | $50.00 | 7/8/2010 4:10:00 PM |
| Comoparklender | $30.00 | $30.00 | 7/8/2010 4:05:49 PM |
| new-social-economist | $25.00 | $25.00 | 7/8/2010 4:12:50 PM |
| villagers | $25.00 | $25.00 | 7/8/2010 4:12:57 PM |
| gracej | $25.00 | $25.00 | 7/8/2010 4:14:11 PM |
| orgy63 | $25.00 | $25.00 | 7/8/2010 4:14:34 PM |
| roadster199 | $25.00 | $25.00 | 7/8/2010 4:15:06 PM |
| icchok | $50.00 | $50.00 | 7/8/2010 4:15:55 PM |
| blackstar | $25.00 | $25.00 | 7/8/2010 4:16:37 PM |
| delicious-social132 | $35.00 | $35.00 | 7/8/2010 4:11:18 PM |
| get30inc | $25.00 | $25.00 | 7/8/2010 4:47:18 PM |
| sammyhammy | $25.00 | $25.00 | 7/8/2010 4:12:38 PM |
| fairwealth | $25.00 | $25.00 | 7/8/2010 4:02:44 PM |
| Akkon | $25.00 | $25.00 | 7/8/2010 5:02:33 PM |
| Vegasjim | $25.00 | $25.00 | 7/8/2010 4:14:16 PM |
| orderly-loot | $25.00 | $25.00 | 7/8/2010 4:03:59 PM |
| bowdish1 | $50.00 | $50.00 | 7/8/2010 5:04:19 PM |
| one-midas | $25.00 | $25.00 | 7/8/2010 5:11:29 PM |
| diablo_ny | $25.00 | $25.00 | 7/8/2010 4:15:08 PM |
| SCTrojangirl | $25.00 | $25.00 | 7/8/2010 4:15:14 PM |
| steady-bazaar | $50.00 | $50.00 | 7/8/2010 4:15:50 PM |
| kind-unassuming-fund | $25.00 | $25.00 | 7/8/2010 4:16:08 PM |
| dickfore | $25.00 | $25.00 | 7/8/2010 4:16:25 PM |
| bid-czar8 | $100.00 | $100.00 | 7/8/2010 4:05:57 PM |
| responsibility-butterfly | $25.00 | $25.00 | 7/8/2010 5:57:57 PM |
| ferocious-exchange3 | $25.00 | $25.00 | 7/8/2010 7:08:39 PM |
| jdrez | $25.00 | $25.00 | 7/8/2010 7:48:06 PM |
| american6 | $25.00 | $25.00 | 7/8/2010 4:10:04 PM |
| gettingonyourfeet | $25.00 | $25.00 | 7/8/2010 5:21:16 PM |
| treasure-hunter270 | $25.00 | $25.00 | 7/8/2010 4:10:08 PM |
| nickel-ferret | $25.00 | $25.00 | 7/8/2010 5:28:05 PM |
| giannyny | $25.00 | $25.00 | 7/8/2010 8:22:24 PM |
| slartibardfast | $25.00 | $25.00 | 7/8/2010 6:01:23 PM |
| platinum-rapture6 | $25.00 | $25.00 | 7/8/2010 6:41:51 PM |
| Slend49 | $25.00 | $25.00 | 7/8/2010 9:41:31 PM |
| monstersdad | $33.55 | $33.55 | 7/8/2010 7:01:35 PM |
| orange-dollar-guild | $27.75 | $27.75 | 7/8/2010 7:01:51 PM |
| teller | $25.00 | $25.00 | 7/8/2010 7:01:58 PM |
| Supernick | $50.00 | $50.00 | 7/8/2010 4:13:46 PM |
| brightest-affluence-motivator | $100.00 | $100.00 | 7/8/2010 4:13:50 PM |
| ijspence | $25.00 | $25.00 | 7/8/2010 4:14:33 PM |
| useful-p2ploan | $36.72 | $36.72 | 7/9/2010 12:27:36 AM |
| cloud8 | $25.00 | $25.00 | 7/8/2010 8:16:40 PM |
| syounker | $25.00 | $25.00 | 7/8/2010 4:14:40 PM |
| overflowinglife | $25.00 | $25.00 | 7/8/2010 4:16:09 PM |
| Artist_Blue | $25.00 | $25.00 | 7/8/2010 4:16:15 PM |
| wahoo-trader | $25.00 | $25.00 | 7/8/2010 4:16:33 PM |
| lounges | $25.00 | $25.00 | 7/9/2010 2:32:19 AM |
| wise-pound-eagle | $50.00 | $50.00 | 7/8/2010 9:41:33 PM |
| g314 | $26.13 | $26.13 | 7/9/2010 2:32:25 AM |
| Ripsaw4U | $25.00 | $25.00 | 7/9/2010 2:32:34 AM |
| Cheburashka | $25.00 | $25.00 | 7/9/2010 2:35:09 AM |
| bchen78875 | $25.00 | $25.00 | 7/9/2010 2:36:16 AM |
| jrbill1998 | $39.74 | $39.74 | 7/8/2010 4:38:12 PM |
| wanna-help | $25.00 | $25.00 | 7/9/2010 2:43:22 AM |
| miket71 | $37.85 | $37.85 | 7/9/2010 2:45:09 AM |
| noble-revenue | $25.00 | $25.00 | 7/8/2010 11:26:20 PM |
| Raser | $25.00 | $25.00 | 7/9/2010 4:01:22 AM |
| a-finance-nirvana | $25.00 | $25.00 | 7/9/2010 4:26:36 AM |
| minddoc | $25.00 | $25.00 | 7/9/2010 2:15:11 AM |
| IeatatWendys | $25.00 | $25.00 | 7/8/2010 5:02:36 PM |
| Picopie | $44.78 | $44.78 | 7/9/2010 4:57:28 AM |
| green-thoughtful-yield | $50.00 | $50.00 | 7/8/2010 5:04:07 PM |
| checca4u | $25.00 | $25.00 | 7/9/2010 5:38:00 AM |
| lamarsam | $25.00 | $25.00 | 7/9/2010 2:32:55 AM |
| payogie | $25.00 | $25.00 | 7/9/2010 5:38:23 AM |
| SDNLR | $25.00 | $25.00 | 7/9/2010 2:34:31 AM |
| jpalmer | $25.00 | $25.00 | 7/9/2010 5:41:05 AM |
| misterhobbs | $25.00 | $25.00 | 7/9/2010 5:42:37 AM |
| BuffetRocks | $50.00 | $50.00 | 7/9/2010 2:34:58 AM |
| lloyd_s | $25.00 | $25.00 | 7/9/2010 2:35:12 AM |
| 8bitnintendo | $25.00 | $25.00 | 7/9/2010 5:42:45 AM |
| Int_PrinRateTime4000 | $26.65 | $26.65 | 7/9/2010 5:42:59 AM |
| JGB | $51.04 | $51.04 | 7/9/2010 2:44:51 AM |
| cash-boots | $25.00 | $25.00 | 7/9/2010 2:45:06 AM |
| inventive-exchange | $25.00 | $25.00 | 7/9/2010 4:11:20 AM |
| samo102us | $25.00 | $25.00 | 7/9/2010 5:43:00 AM |
| AF-Chief | $28.00 | $28.00 | 7/9/2010 6:51:39 AM |
| jresu537 | $25.00 | $25.00 | 7/9/2010 6:02:57 AM |
| yield-seeker | $25.00 | $25.00 | 7/8/2010 7:17:31 PM |
| TeamAmerica | $25.00 | $25.00 | 7/9/2010 6:04:49 AM |
| famous-bill | $31.40 | $31.40 | 7/9/2010 7:41:19 AM |
| Cai8899 | $34.87 | $34.87 | 7/9/2010 7:41:50 AM |
| 4est | $25.00 | $25.00 | 7/9/2010 7:47:18 AM |
| poetic-yield3 | $25.00 | $25.00 | 7/9/2010 8:06:31 AM |
| peace-maximizer8 | $25.00 | $25.00 | 7/8/2010 8:16:17 PM |
| logical-loyalty0 | $25.00 | $25.00 | 7/8/2010 9:26:21 PM |
| bold-principal-thinker | $25.00 | $25.00 | 7/9/2010 8:37:42 AM |
| return-buddy | $34.27 | $34.27 | 7/9/2010 8:39:11 AM |
| gametime34 | $25.00 | $25.00 | 7/8/2010 9:41:34 PM |
| pavelz | $36.88 | $36.88 | 7/9/2010 8:07:17 AM |
| brightest-durability-chomper | $25.00 | $25.00 | 7/9/2010 8:39:19 AM |
| romario | $33.92 | $33.92 | 7/9/2010 8:39:25 AM |
| kbguru | $25.70 | $25.70 | 7/9/2010 8:39:30 AM |
| JTCorp | $25.00 | $25.00 | 7/9/2010 8:39:31 AM |
| Tapu22 | $50.00 | $50.00 | 7/9/2010 8:39:40 AM |
| DasCoon | $38.23 | $38.23 | 7/9/2010 8:22:52 AM |
| SirJev | $25.00 | $25.00 | 7/9/2010 8:39:45 AM |
| ptjg | $34.15 | $34.15 | 7/9/2010 8:39:51 AM |
| ArmyGuy | $25.00 | $25.00 | 7/9/2010 8:40:02 AM |
| adam_rodgers | $25.00 | $25.00 | 7/9/2010 8:40:57 AM |
| building-america | $25.00 | $25.00 | 7/9/2010 8:41:40 AM |
| balance-voyager | $100.00 | $100.00 | 7/9/2010 8:39:17 AM |
| richboy56 | $50.00 | $25.08 | 7/9/2010 8:42:29 AM |
| night0wl | $25.00 | $25.00 | 7/9/2010 8:39:20 AM |
| shingu79 | $34.28 | $34.28 | 7/9/2010 8:39:26 AM |
| smmgnn99 | $30.00 | $30.00 | 7/9/2010 8:39:37 AM |
| forthright-principal2 | $25.00 | $25.00 | 7/9/2010 8:43:40 AM |
| careful-benjamins8 | $50.00 | $50.00 | 7/9/2010 8:39:40 AM |
| lendme2 | $50.00 | $50.00 | 7/9/2010 8:39:44 AM |
| wise-spiritual-commitment | $50.00 | $50.00 | 7/9/2010 8:39:46 AM |
| CrossCreek | $25.00 | $25.00 | 7/9/2010 8:39:52 AM |
| golden-wealth2 | $50.00 | $50.00 | 7/9/2010 8:40:11 AM |
| Peterman | $25.00 | $25.00 | 7/9/2010 8:41:01 AM |
| mikrolown | $25.00 | $25.00 | 7/9/2010 8:41:14 AM |
| top-historic-peso | $25.00 | $25.00 | 7/9/2010 8:41:43 AM |
| walabie | $25.00 | $25.00 | 7/9/2010 2:30:22 AM |
| anyoi | $50.00 | $50.00 | 7/9/2010 2:34:29 AM |
| AuroraRobbin | $50.00 | $50.00 | 7/9/2010 8:54:14 AM |
| iLoaner | $25.00 | $25.00 | 7/9/2010 2:35:04 AM |
| lovely-return7 | $25.00 | $25.00 | 7/9/2010 2:42:26 AM |
| kmr2 | $165.18 | $165.18 | 7/9/2010 2:43:30 AM |
| djh47a | $25.00 | $25.00 | 7/9/2010 2:44:47 AM |
| QuinMccoy | $25.00 | $25.00 | 7/9/2010 2:45:07 AM |
| stoopidnoodle | $25.00 | $25.00 | 7/9/2010 4:11:24 AM |
| sharkm | $29.19 | $29.19 | 7/9/2010 5:38:51 AM |
| Digs | $25.00 | $25.00 | 7/9/2010 5:41:21 AM |
| cberthiaume | $25.00 | $25.00 | 7/9/2010 6:03:45 AM |
| gelidfrank | $25.00 | $25.00 | 7/9/2010 6:04:42 AM |
| thoughtful-community7 | $25.00 | $25.00 | 7/9/2010 6:11:32 AM |
| Erikdbp | $25.00 | $25.00 | 7/9/2010 7:41:18 AM |
| treasure-firestarter8 | $27.65 | $27.65 | 7/9/2010 8:38:17 AM |
| Mickeyblu | $25.00 | $25.00 | 7/9/2010 8:39:18 AM |
| madpinto21 | $42.80 | $42.80 | 7/9/2010 8:39:24 AM |
| thrifty-peso | $25.00 | $25.00 | 7/9/2010 8:39:33 AM |
| Savings_EQ_Dignity | $35.00 | $35.00 | 7/9/2010 8:39:35 AM |
| Truckie-FD | $25.00 | $25.00 | 7/9/2010 8:39:41 AM |
| sarisai | $45.93 | $45.93 | 7/9/2010 8:39:44 AM |
| impressive-credit431 | $25.00 | $25.00 | 7/9/2010 8:39:48 AM |
| dmfog | $25.00 | $25.00 | 7/9/2010 8:39:53 AM |
| first-fund-empenada | $25.00 | $25.00 | 7/9/2010 8:40:00 AM |
| LandE2BG | $25.00 | $25.00 | 7/9/2010 8:40:47 AM |
| seabass123 | $25.00 | $25.00 | 7/9/2010 8:41:11 AM |
| Archchancellor | $25.00 | $25.00 | 7/9/2010 8:41:38 AM |
| kegs | $100.00 | $100.00 | 7/9/2010 8:41:41 AM |
| uncleubb | $25.00 | $25.00 | 7/9/2010 8:42:20 AM |
| intuitive-bill | $25.00 | $25.00 | 7/9/2010 9:18:27 AM |
| 289 bids
|
Borrower Payment Dependent Notes Series
465692
This series of Notes was issued and sold upon the funding of the borrower loan #43516, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,400.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| Jul-12-2010 |
| |
Auction end date:
| Jul-15-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.93% |
Starting monthly payment:
| $63.33 |
|
Final lender yield:
| 30.00% |
Final borrower rate/APR:
| 31.00% / 33.86% |
Final monthly payment:
| $60.20 |
| |
|
Auction yield range:
| 13.93% - 34.00% |
Estimated loss impact:
| 16.08% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.92% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-2002 |
Debt/Income ratio:
| 27% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 11
/
8 | Length of status: | 8y 3m |
|
Credit score:
| 620-639 (Jul-2010) |
Total credit lines:
| 19 |
Occupation: | Skilled Labor |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $4,322 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 94% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| thunder1963 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 25 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $1,200.00 | < 31 days late:
| 0
( 0% )
| 560-579
(May-2008)
|
|
Principal balance:
| $488.65 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 25 | | |
Description
NEED SMALL REPAIRS AROUND HOUSE
Purpose of loan:
This loan will be used to? i need to do repairs around the house before next winter... furnace needs replaced and some plumbing work... floor in bedroom needs work also..
My financial situation:
I am a good candidate for this loan because? i have a prosper loan now that i have been paying on for a few years now and will be paid off shortly.. all my bills are paid on time and up to date... i realize my score is low but im working very hard to get my credit score higher by paying off or paying down my loans, but unexpected and expensive repairs that have to be done sometimes need a loan to accomplish.. as ive said, all my bills are paid on time and i ask that you help me so i can get these repairs done and you get a good return for helping me out... if you have any concerns or questions, please e-mail me and i will answer you promptly....thank you very much.
Monthly net income: $ 2800
Monthly expenses: $
??Housing: $ 384
??Insurance: $ 83
??Car expenses: $ 60
??Utilities: $ 150
??Phone, cable, internet: $ 60
??Food, entertainment: $ 200
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 450
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| principal-mermaid | $300.00 | $285.00 | 7/12/2010 10:28:41 AM |
| Dave_Cashflow | $25.00 | $25.00 | 7/12/2010 10:25:57 AM |
| kingston1 | $25.00 | $25.00 | 7/12/2010 10:35:23 AM |
| CA_Lender | $25.00 | $25.00 | 7/12/2010 10:58:54 AM |
| finance-prescription | $50.00 | $50.00 | 7/12/2010 10:54:31 AM |
| supreme-hope | $25.00 | $25.00 | 7/13/2010 7:05:12 AM |
| twjh | $25.00 | $25.00 | 7/13/2010 10:14:38 AM |
| EngineersAlliance | $25.00 | $25.00 | 7/13/2010 12:26:21 PM |
| transaction-circuit | $25.00 | $25.00 | 7/13/2010 5:06:08 PM |
| realtormoises | $25.00 | $25.00 | 7/13/2010 8:48:35 PM |
| portfolio-turbine | $25.00 | $25.00 | 7/14/2010 7:29:56 AM |
| wealth-pipeline | $25.00 | $25.00 | 7/14/2010 6:57:35 AM |
| wlm3012 | $25.00 | $25.00 | 7/14/2010 8:05:35 AM |
| boo_hoo | $50.00 | $50.00 | 7/13/2010 11:25:43 PM |
| glroark | $50.00 | $50.00 | 7/14/2010 7:38:46 AM |
| OldManP | $25.00 | $25.00 | 7/14/2010 2:25:33 PM |
| hcnalbdr | $40.00 | $40.00 | 7/14/2010 5:08:01 PM |
| micsupra | $25.00 | $25.00 | 7/14/2010 8:27:50 PM |
| heerzaquestion | $50.00 | $50.00 | 7/14/2010 8:49:13 PM |
| MrPie | $25.00 | $25.00 | 7/14/2010 9:24:52 PM |
| danza | $25.00 | $25.00 | 7/14/2010 9:25:30 PM |
| genuine-integrity0 | $25.00 | $25.00 | 7/14/2010 7:00:21 PM |
| us957165 | $25.00 | $25.00 | 7/14/2010 8:01:52 PM |
| usedtoborrow | $50.00 | $50.00 | 7/12/2010 10:55:23 AM |
| new-smart-fund | $50.00 | $50.00 | 7/12/2010 11:02:44 AM |
| UCLA4life | $25.00 | $25.00 | 7/12/2010 11:08:44 AM |
| AlexTrep | $25.00 | $25.00 | 7/12/2010 11:08:42 AM |
| reflective-rupee | $25.00 | $25.00 | 7/12/2010 12:48:34 PM |
| red-favorable-basis | $25.00 | $25.00 | 7/13/2010 6:54:47 AM |
| fund-secret-agent | $25.00 | $25.00 | 7/13/2010 5:23:00 PM |
| MoneyTree79 | $25.00 | $25.00 | 7/13/2010 6:45:35 PM |
| cash-arboretum | $50.00 | $50.00 | 7/14/2010 12:57:57 PM |
| moneybags16 | $25.00 | $25.00 | 7/14/2010 5:07:22 PM |
| lucrative-loan | $50.00 | $50.00 | 7/14/2010 2:42:45 PM |
| CoolPlexer | $25.00 | $25.00 | 7/14/2010 5:30:49 PM |
| exchange-cowbell5 | $25.00 | $25.00 | 7/14/2010 10:11:45 PM |
| bold-enriching-capital | $25.00 | $25.00 | 7/14/2010 6:58:25 PM |
| 37 bids
|
Borrower Payment Dependent Notes Series
465718
This series of Notes was issued and sold upon the funding of the borrower loan #43534, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| Jul-09-2010 |
| |
Auction end date:
| Jul-13-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $90.47 |
|
Final lender yield:
| 30.00% |
Final borrower rate/APR:
| 31.00% / 33.39% |
Final monthly payment:
| $86.00 |
| |
|
Auction yield range:
| 13.93% - 34.00% |
Estimated loss impact:
| 16.08% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.92% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| 44% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 2 |
Current / open credit lines:
| 7
/
7 | Length of status: | 10y 11m |
|
Credit score:
| 620-639 (Jul-2010) |
Total credit lines:
| 29 |
Occupation: | Teacher |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $2,543 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 101% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| Yevette |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 24 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Jun-2008)
|
|
Principal balance:
| $388.19 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 24 | | |
Description
car loan
Purpose of loan:
This loan will be used to buy a used car. My car was totaled and I need transportation. Currently, I am using a rental car. I have to have a way to get to work. The totaled car is in the process of being paid off completely by the insurance company.
My financial situation:
I am a good candidate for this loan because? because I have a good history of paying my bills on time. I am in good standing with Prosper
Monthly net income: $ 54000
Monthly expenses: $
??Housing: $?500
??Insurance: $ 154
??Car expenses: $ 563
??Utilities: $ 600
??Phone, cable, internet: $100
??Food, entertainment: $ 400
??Clothing, household expenses $ 200
??Credit cards and other loans: $?600
??Other expenses: $ 300
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| top-courteous-peso | $25.00 | $25.00 | 7/9/2010 5:12:19 PM |
| usedtoborrow | $25.00 | $25.00 | 7/9/2010 5:11:53 PM |
| UCLA4life | $25.00 | $25.00 | 7/10/2010 1:34:59 AM |
| supreme-hope | $25.00 | $25.00 | 7/10/2010 2:01:26 AM |
| reflective-rupee | $25.00 | $25.00 | 7/9/2010 6:33:41 PM |
| principal-mermaid | $300.00 | $300.00 | 7/10/2010 7:10:53 AM |
| lender12345 | $25.00 | $25.00 | 7/11/2010 11:41:59 AM |
| red-favorable-basis | $25.00 | $25.00 | 7/11/2010 11:35:50 PM |
| SolarMoonshine | $25.00 | $25.00 | 7/11/2010 9:30:09 AM |
| houli123 | $1,400.00 | $1,047.99 | 7/12/2010 8:03:16 AM |
| OldManP | $25.00 | $25.00 | 7/12/2010 9:40:52 AM |
| sweetlan | $25.00 | $25.00 | 7/12/2010 2:58:00 PM |
| CoolPlexer | $25.00 | $25.00 | 7/12/2010 7:11:50 PM |
| Kash2010lu | $35.00 | $35.00 | 7/10/2010 9:49:39 AM |
| MStackIV | $50.00 | $50.00 | 7/10/2010 2:28:06 AM |
| new-smart-fund | $50.00 | $50.00 | 7/10/2010 7:11:16 AM |
| AlexTrep | $25.00 | $25.00 | 7/10/2010 10:17:04 AM |
| Asian-Persuasion | $25.00 | $25.00 | 7/11/2010 10:53:07 AM |
| five-star-note | $50.83 | $50.83 | 7/12/2010 11:12:40 AM |
| five-star-note | $41.18 | $41.18 | 7/12/2010 11:08:17 AM |
| mikeandcat | $50.00 | $50.00 | 7/12/2010 12:32:06 PM |
| heerzaquestion | $25.00 | $25.00 | 7/12/2010 1:29:39 PM |
| MrPie | $25.00 | $25.00 | 7/12/2010 9:33:28 PM |
| 23 bids
|
Borrower Payment Dependent Notes Series
465866
This series of Notes was issued and sold upon the funding of the borrower loan #43502, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Jul-12-2010 |
| |
Auction end date:
| Jul-13-2010 |
|
|
Starting lender yield:
| 33.15% |
Starting borrower rate/APR:
| 34.15% / 36.59% |
Starting monthly payment:
| $134.27 |
|
Final lender yield:
| 33.15% |
Final borrower rate/APR:
| 34.15% / 36.59% |
Final monthly payment:
| $134.27 |
| |
|
Auction yield range:
| 13.93% - 33.15% |
Estimated loss impact:
| 15.53% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.62% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 12% |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 15
/
13 | Length of status: | 2y 0m |
|
Credit score:
| 640-659 (Jul-2010) |
Total credit lines:
| 27 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $9,430 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 98% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| mrbristle |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My Bailout
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because? Since my last listing, the good news is that I just got a promotion at work with a modest salary increase that will help me achieve my goal of reducing and eventually eliminating my credit card debt that I am currently carrying but still need a little help in getting me over the hump. I know that my listing shows a large number of delinquencies. I am not going to deny that. Unfortunately, my Prosper score is affected by old credit data that is no longer relevant but I can not get it removed as much as I have tried.They were caused by my not being employed from 2002 to mid 2004.? I eventually did something that I am not particularly proud of. I filed bankruptcy midway through 2003 and it was discharged in early 2004. All the delinquent accounts happened prior to the bankruptcy. Prior to the forced early retirement and eventual bankruptcy, my credit was good.? Since that time I have been able to obtain several credit accounts as well as a conventional mortgage with a decent fixed rate. I have been very responsible with my new credit and have not missed any payments or been late with any. My only flaw is that I have pretty much maxed out the credit cards. This recent promotion and salary increase will alleviate the urge to use credit cards going forward. I have a secure job with the U.S. government. In addition to my employment, I am also collecting a monthly pension check from my previous employer of 28 years.? I don?t know what it takes to get my request funded within this forum but I am hoping that there are some savvy investors out there that will look beyond the numbers that are presented on the listing?and can see that this is a win-win situation for both of us and will take the chance and help.? If it would help, ?I have made a?spreadsheet which lists my income sources and expenses which I will gladly provide if requested.? Please feel free to ask any questions. I have nothing to hide. Monthly net income: $
Monthly expenses: $ 2859
??Housing: $ 1619
??Insurance: $ 0
??Car expenses:0 $
??Utilities: $ 150
??Phone, cable, internet: $ 240
??Food, entertainment: $ 150
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 400
??Other expenses: $ 250 (Prosper loan if funded)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| zone8 | $100.00 | $100.00 | 7/12/2010 10:17:50 AM |
| F16Pilot | $25.00 | $25.00 | 7/12/2010 10:18:04 AM |
| lostontheedge | $25.00 | $25.00 | 7/12/2010 10:21:18 AM |
| TCayce | $25.00 | $25.00 | 7/12/2010 10:22:15 AM |
| special-currency6 | $50.00 | $50.00 | 7/12/2010 10:22:57 AM |
| Comoparklender | $40.00 | $40.00 | 7/12/2010 10:24:03 AM |
| seisen | $50.00 | $50.00 | 7/12/2010 10:28:59 AM |
| Ocean713 | $50.00 | $50.00 | 7/12/2010 10:22:05 AM |
| clean-pound2 | $50.00 | $50.00 | 7/12/2010 10:32:29 AM |
| generous-deal6 | $25.00 | $25.00 | 7/12/2010 10:24:13 AM |
| villagers | $25.00 | $25.00 | 7/12/2010 10:32:46 AM |
| sweetlan | $25.00 | $25.00 | 7/12/2010 10:32:49 AM |
| first-restless-payout | $50.00 | $50.00 | 7/12/2010 10:33:30 AM |
| Sateesh | $89.63 | $89.63 | 7/12/2010 10:34:19 AM |
| successful-euro | $40.00 | $40.00 | 7/12/2010 10:34:11 AM |
| kingston1 | $25.00 | $25.00 | 7/12/2010 10:35:26 AM |
| Artist_Blue | $25.00 | $25.00 | 7/12/2010 10:27:37 AM |
| gizzywump | $25.00 | $25.00 | 7/12/2010 10:40:23 AM |
| Sam65 | $25.00 | $25.00 | 7/12/2010 10:40:41 AM |
| payment-gusto | $25.00 | $25.00 | 7/12/2010 10:33:13 AM |
| Vreet | $25.00 | $25.00 | 7/12/2010 10:33:25 AM |
| authoritative-platinum7 | $25.00 | $25.00 | 7/12/2010 10:33:38 AM |
| pound-flow | $25.00 | $25.00 | 7/12/2010 10:34:00 AM |
| head | $25.00 | $25.00 | 7/12/2010 10:48:54 AM |
| MONEYMATCH | $25.00 | $25.00 | 7/12/2010 10:41:13 AM |
| brother_tam | $50.00 | $50.00 | 7/12/2010 10:50:34 AM |
| RMB-Investments | $25.00 | $25.00 | 7/12/2010 10:50:37 AM |
| gelidfrank | $25.00 | $25.00 | 7/12/2010 10:50:40 AM |
| finance-prescription | $50.00 | $50.00 | 7/12/2010 10:54:30 AM |
| top-courteous-peso | $25.00 | $25.00 | 7/12/2010 10:55:55 AM |
| Katburg | $25.00 | $25.00 | 7/12/2010 10:48:37 AM |
| thedreamer | $25.00 | $25.00 | 7/12/2010 10:48:41 AM |
| ferocious-exchange3 | $25.00 | $25.00 | 7/12/2010 10:50:43 AM |
| buffalobills | $25.00 | $25.00 | 7/12/2010 12:43:48 PM |
| AlexTrep | $25.00 | $25.00 | 7/12/2010 4:12:05 PM |
| bankbuddy55 | $75.00 | $75.00 | 7/12/2010 7:05:10 PM |
| Amber_Stone | $25.00 | $25.00 | 7/12/2010 7:18:52 PM |
| interstellar | $50.00 | $50.00 | 7/12/2010 4:11:43 PM |
| DER | $50.00 | $50.00 | 7/12/2010 10:18:38 AM |
| kid8549 | $25.00 | $25.00 | 7/12/2010 10:18:44 AM |
| FASTIZIO_P | $27.00 | $27.00 | 7/12/2010 10:20:08 AM |
| b2m80s | $25.00 | $25.00 | 7/12/2010 10:19:03 AM |
| Nickle-and-Dime-Loans | $25.00 | $25.00 | 7/12/2010 10:19:20 AM |
| bankofkarl | $25.00 | $25.00 | 7/12/2010 10:20:30 AM |
| Thylow | $100.00 | $100.00 | 7/12/2010 10:28:25 AM |
| AF-Chief | $28.00 | $28.00 | 7/12/2010 10:28:53 AM |
| suomynona | $25.00 | $25.00 | 7/12/2010 10:21:08 AM |
| a-truth-upholder | $50.00 | $50.00 | 7/12/2010 10:23:01 AM |
| principal-mermaid | $300.00 | $300.00 | 7/12/2010 10:31:32 AM |
| restech | $25.00 | $25.00 | 7/12/2010 10:33:10 AM |
| fuzed | $30.00 | $30.00 | 7/12/2010 10:34:08 AM |
| KiwiElf | $25.00 | $25.00 | 7/12/2010 10:34:13 AM |
| saffron4 | $25.00 | $25.00 | 7/12/2010 10:34:20 AM |
| cash-spark3 | $50.00 | $50.00 | 7/12/2010 10:34:41 AM |
| greenwell | $25.00 | $25.00 | 7/12/2010 10:28:41 AM |
| jlr613 | $25.00 | $25.00 | 7/12/2010 10:40:33 AM |
| natecam | $25.00 | $25.00 | 7/12/2010 10:40:37 AM |
| nybanker85 | $50.00 | $50.00 | 7/12/2010 10:32:22 AM |
| cloudsrest | $25.00 | $25.00 | 7/12/2010 10:32:33 AM |
| famous-bill | $50.00 | $50.00 | 7/12/2010 10:48:03 AM |
| moola-man | $25.00 | $25.00 | 7/12/2010 10:49:03 AM |
| rescue | $100.00 | $100.00 | 7/12/2010 10:49:07 AM |
| thestartuplender | $35.00 | $35.00 | 7/12/2010 10:50:47 AM |
| enthusiastic-balance5 | $50.00 | $50.00 | 7/12/2010 10:50:26 AM |
| SNH | $75.00 | $35.37 | 7/12/2010 10:50:51 AM |
| wise-silver-wonder | $25.00 | $25.00 | 7/12/2010 10:49:43 AM |
| kmr2 | $100.00 | $100.00 | 7/12/2010 10:50:31 AM |
| Evolver | $50.00 | $50.00 | 7/12/2010 10:59:15 AM |
| lostviajero | $25.00 | $25.00 | 7/12/2010 12:31:44 PM |
| Whipster | $50.00 | $50.00 | 7/12/2010 11:01:13 AM |
| noble-revenue | $25.00 | $25.00 | 7/12/2010 2:39:06 PM |
| JustMee | $25.00 | $25.00 | 7/12/2010 5:54:36 PM |
| wwwUniversal | $25.00 | $25.00 | 7/13/2010 10:41:12 AM |
| jamiee73 | $25.00 | $25.00 | 7/13/2010 10:41:24 AM |
| 74 bids
|
Borrower Payment Dependent Notes Series
464333
This series of Notes was issued and sold upon the funding of the borrower loan #43499, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| Jun-29-2010 |
| |
Auction end date:
| Jul-06-2010 |
|
|
Starting lender yield:
| 21.55% |
Starting borrower rate/APR:
| 22.55% / 24.82% |
Starting monthly payment:
| $230.85 |
|
Final lender yield:
| 21.49% |
Final borrower rate/APR:
| 22.49% / 24.76% |
Final monthly payment:
| $230.67 |
| |
|
Auction yield range:
| 7.98% - 21.55% |
Estimated loss impact:
| 8.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.98% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-2004 |
Debt/Income ratio:
| 19% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 10
/
9 | Length of status: | 20y 0m |
|
Credit score:
| 700-719 (Jun-2010) |
Total credit lines:
| 16 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $7,566 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 67% | | |
|
Public records last 12m / 10y:
| 0/ 2 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| special-deal5 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
New sod lawn / landscaping
Purpose of loan:
This loan will be used to? grade?property and plant new zoysia sod lawn.
My financial situation:
I am a good candidate for this loan because?
Solid work history?and good?payment history through my bank site.??
Monthly net income: $ 4500
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| AlexTrep | $25.00 | $25.00 | 6/29/2010 4:00:50 PM |
| top-courteous-peso | $65.00 | $65.00 | 6/29/2010 4:01:15 PM |
| Bank_Of_XL | $25.00 | $25.00 | 6/29/2010 4:53:04 PM |
| tnjohnso | $25.00 | $25.00 | 6/29/2010 8:59:28 PM |
| 3613925 | $25.00 | $25.00 | 6/30/2010 7:25:16 AM |
| loan-fate | $39.52 | $39.52 | 6/30/2010 8:29:24 AM |
| ethicalhumanist | $25.00 | $25.00 | 6/30/2010 2:39:26 PM |
| Megaton | $25.00 | $25.00 | 6/30/2010 5:14:15 PM |
| blue-relay | $25.00 | $25.00 | 6/30/2010 7:15:02 PM |
| interstellar | $50.00 | $50.00 | 7/1/2010 8:56:05 AM |
| green-thoughtful-yield | $49.95 | $49.95 | 7/1/2010 1:03:18 PM |
| wwwUniversal | $25.00 | $25.00 | 7/1/2010 4:31:11 PM |
| gshx2 | $36.00 | $36.00 | 7/1/2010 5:00:08 PM |
| fascinating-social1 | $25.00 | $25.00 | 7/1/2010 11:49:01 PM |
| fascinating-social1 | $25.00 | $25.00 | 7/1/2010 11:46:56 PM |
| rockhound84 | $25.00 | $25.00 | 7/2/2010 4:08:26 AM |
| Ven58 | $25.00 | $25.00 | 7/2/2010 2:42:35 PM |
| Goddess-4-one | $25.00 | $25.00 | 7/2/2010 6:09:29 PM |
| Bob450 | $30.00 | $30.00 | 7/2/2010 9:06:23 PM |
| cash-tent | $25.00 | $25.00 | 7/4/2010 11:03:43 AM |
| mpatrick | $50.00 | $50.00 | 7/4/2010 3:49:41 PM |
| SolarMoonshine | $25.00 | $25.00 | 7/5/2010 5:33:44 AM |
| attractive-fund | $50.00 | $50.00 | 7/5/2010 8:30:06 AM |
| dynrep | $50.00 | $50.00 | 7/5/2010 9:31:13 AM |
| dontletmoneyfoolya | $50.00 | $50.00 | 7/5/2010 5:06:24 PM |
| coup173 | $37.04 | $37.04 | 7/5/2010 11:15:57 PM |
| SC2TX | $100.00 | $100.00 | 7/6/2010 6:19:29 AM |
| LibbyZ | $50.00 | $50.00 | 7/5/2010 5:06:23 PM |
| MrPie | $25.00 | $25.00 | 7/5/2010 7:50:52 PM |
| brondero | $90.00 | $90.00 | 7/5/2010 9:20:45 PM |
| duty-monger | $50.00 | $50.00 | 7/6/2010 4:33:07 AM |
| porwestco | $25.00 | $25.00 | 7/5/2010 5:32:41 PM |
| social-zebra | $25.00 | $25.00 | 7/6/2010 8:46:20 AM |
| market-pudding | $25.00 | $25.00 | 7/5/2010 5:43:46 PM |
| LeoBUSIIT | $25.00 | $25.00 | 7/6/2010 9:26:07 AM |
| patriot384 | $140.00 | $140.00 | 7/6/2010 6:58:25 AM |
| ddog0224 | $50.00 | $50.00 | 7/6/2010 12:03:39 PM |
| Majianlord | $25.00 | $25.00 | 7/6/2010 9:45:50 AM |
| blackstar | $25.00 | $25.00 | 7/6/2010 10:22:33 AM |
| Bob450 | $25.00 | $25.00 | 7/6/2010 10:44:47 AM |
| Fun54115 | $25.00 | $25.00 | 7/6/2010 8:09:30 AM |
| sensational-peace6 | $50.00 | $50.00 | 7/6/2010 12:09:17 PM |
| 1phantom | $25.00 | $25.00 | 7/6/2010 12:53:05 PM |
| moola-accelerator6 | $25.00 | $25.00 | 7/6/2010 9:25:01 AM |
| graceful-credit5 | $50.00 | $50.00 | 7/6/2010 3:28:45 PM |
| brightest-dignified-penny | $25.00 | $25.00 | 7/6/2010 10:46:02 AM |
| new-truth-chuckler | $50.00 | $50.00 | 7/6/2010 11:17:40 AM |
| graceful-credit5 | $50.00 | $50.00 | 7/6/2010 3:43:48 PM |
| Leshan | $33.33 | $33.33 | 7/6/2010 3:12:13 PM |
| Cambium | $25.00 | $25.00 | 7/6/2010 1:36:46 PM |
| investment-cluster | $25.00 | $25.00 | 7/6/2010 1:40:07 PM |
| JiggaJoeyS | $30.39 | $30.39 | 7/6/2010 1:49:12 PM |
| green-agreement-animal | $34.10 | $34.10 | 7/6/2010 3:40:21 PM |
| robot777 | $40.00 | $40.00 | 6/29/2010 3:57:12 PM |
| rate-mogul | $50.00 | $50.00 | 6/29/2010 3:57:14 PM |
| Easystreet | $25.00 | $25.00 | 6/29/2010 4:01:51 PM |
| mercuriant | $25.00 | $25.00 | 6/29/2010 5:59:23 PM |
| credit-panda1 | $25.00 | $25.00 | 6/30/2010 8:47:38 AM |
| rockhound84 | $25.00 | $25.00 | 7/1/2010 5:23:51 AM |
| mlj0671 | $25.00 | $25.00 | 7/1/2010 12:49:56 PM |
| MALJAR | $25.00 | $25.00 | 7/2/2010 8:58:53 PM |
| revenue-youngster | $25.00 | $25.00 | 7/3/2010 8:47:41 AM |
| credit-maverick1 | $100.00 | $100.00 | 7/3/2010 8:00:14 AM |
| YeoLenderSource | $25.00 | $25.00 | 7/4/2010 12:31:28 PM |
| attractive-fund | $50.00 | $50.00 | 7/5/2010 8:31:08 AM |
| Tolipwen | $25.00 | $25.00 | 7/5/2010 12:54:07 PM |
| money-bauble | $100.00 | $100.00 | 7/5/2010 9:49:57 AM |
| Nailman88 | $25.00 | $25.00 | 7/5/2010 2:57:57 PM |
| vigilance-searcher | $25.00 | $25.00 | 7/5/2010 3:02:58 PM |
| superstar449 | $25.00 | $25.00 | 7/5/2010 4:48:23 PM |
| elegant-loot | $25.00 | $25.00 | 7/5/2010 5:06:12 PM |
| CACO_Bank | $25.00 | $25.00 | 7/6/2010 7:20:37 AM |
| worldly-gold | $100.00 | $100.00 | 7/5/2010 6:35:31 PM |
| lucrative-coin | $50.00 | $50.00 | 7/6/2010 7:10:43 AM |
| PrepWonder | $25.00 | $25.00 | 7/5/2010 7:19:17 PM |
| trade-elm | $35.00 | $35.00 | 7/6/2010 9:52:30 AM |
| buffalobills | $25.00 | $25.00 | 7/5/2010 8:05:43 PM |
| Vegasjim | $25.00 | $25.00 | 7/6/2010 10:41:22 AM |
| credit-coach118 | $35.00 | $35.00 | 7/6/2010 8:58:24 AM |
| favorite-commerce | $25.00 | $25.00 | 7/6/2010 5:31:30 AM |
| rebeldog67 | $50.00 | $50.00 | 7/6/2010 9:39:52 AM |
| beakerfish | $50.00 | $50.00 | 7/6/2010 12:30:38 PM |
| 113121 | $5,000.00 | $2,276.25 | 7/6/2010 6:30:29 AM |
| podosphero | $28.48 | $28.48 | 7/6/2010 10:34:39 AM |
| Mindful7 | $25.00 | $25.00 | 7/6/2010 6:57:03 AM |
| revenue-sapling | $25.00 | $25.00 | 7/6/2010 10:57:15 AM |
| rupee-kung-fu7 | $29.60 | $29.60 | 7/6/2010 7:24:23 AM |
| value-rapture | $25.00 | $25.00 | 7/6/2010 1:32:30 PM |
| peb44 | $50.00 | $50.00 | 7/6/2010 2:37:10 PM |
| jclegacy | $35.34 | $35.34 | 7/6/2010 11:14:08 AM |
| goodhearted-basis4 | $25.00 | $25.00 | 7/6/2010 3:47:52 PM |
| ghinga | $25.00 | $25.00 | 7/6/2010 3:50:26 PM |
| icon7 | $30.00 | $30.00 | 7/6/2010 2:01:01 PM |
| grampy48 | $25.00 | $25.00 | 7/6/2010 1:13:43 PM |
| houli123 | $250.00 | $250.00 | 7/6/2010 1:58:47 PM |
| fireferd | $30.00 | $30.00 | 7/6/2010 3:50:44 PM |
| 96 bids
|
Borrower Payment Dependent Notes Series
464345
This series of Notes was issued and sold upon the funding of the borrower loan #43434, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Jun-29-2010 |
| |
Auction end date:
| Jul-06-2010 |
|
|
Starting lender yield:
| 18.90% |
Starting borrower rate/APR:
| 19.90% / 23.68% |
Starting monthly payment:
| $37.11 |
|
Final lender yield:
| 17.21% |
Final borrower rate/APR:
| 18.21% / 21.95% |
Final monthly payment:
| $36.26 |
| |
|
Auction yield range:
| 7.98% - 18.90% |
Estimated loss impact:
| 6.90% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 10.31% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 20% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 4
/
4 | Length of status: | 14y 1m |
|
Credit score:
| 660-679 (Jun-2010) |
Total credit lines:
| 17 |
Occupation: | Clerical |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $1,544 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 34% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 15 | | | | |
|
Screen name:
| Crunchberry |
Borrower's state:
| SouthDakota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need a loan for scholl supplies
Purpose of loan:
This loan will be used to?purchase some things for my son for school. And a dental and doctor appointment
My financial situation:
I am a good candidate for this loan because?I work hard and will be able to pay back
Monthly net income: $ 1300
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $ 150
??Food, entertainment: $ 600
??Clothing, household expenses $ 50
??Credit cards and other loans: $?300
??Other expenses: $200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| income-fortress | $25.00 | $25.00 | 6/29/2010 3:59:00 PM |
| cash-vault | $25.00 | $25.00 | 6/30/2010 9:37:37 AM |
| JCPlending | $25.00 | $25.00 | 7/2/2010 8:42:23 PM |
| credit-panda1 | $25.00 | $25.00 | 7/3/2010 8:50:03 AM |
| marwadi-62 | $100.00 | $100.00 | 7/3/2010 11:43:48 AM |
| Pu239 | $60.00 | $60.00 | 7/5/2010 3:41:55 PM |
| pythia | $25.00 | $25.00 | 7/6/2010 3:06:22 AM |
| market-pudding | $25.00 | $25.00 | 7/5/2010 5:44:41 PM |
| draggon77 | $25.00 | $25.00 | 7/6/2010 9:40:35 AM |
| bratcher | $33.03 | $33.03 | 7/6/2010 10:35:23 AM |
| scientists | $25.00 | $25.00 | 7/6/2010 10:12:05 AM |
| wild-orange | $25.00 | $25.00 | 7/6/2010 3:24:45 PM |
| goodhearted-basis4 | $25.00 | $25.00 | 7/6/2010 3:51:02 PM |
| fireferd | $35.00 | $35.00 | 7/6/2010 3:46:05 PM |
| graceful-credit5 | $50.00 | $50.00 | 7/6/2010 3:29:21 PM |
| durable-economy2 | $50.00 | $50.00 | 6/30/2010 7:09:53 AM |
| Xarach | $25.00 | $25.00 | 7/1/2010 4:07:57 PM |
| Reliance_Banker | $25.00 | $25.00 | 7/1/2010 7:44:32 PM |
| PadreAyudate | $25.00 | $25.00 | 7/2/2010 4:46:00 PM |
| Adventurouschef | $25.00 | $25.00 | 7/4/2010 10:07:45 AM |
| mckhbnpc | $30.00 | $30.00 | 7/6/2010 8:17:37 AM |
| asya | $38.90 | $38.90 | 7/6/2010 8:54:46 AM |
| new-truth-chuckler | $50.00 | $50.00 | 7/6/2010 11:17:57 AM |
| glenium | $25.00 | $25.00 | 7/6/2010 12:02:58 PM |
| wwwUniversal | $25.00 | $13.07 | 7/6/2010 3:50:39 PM |
| patriot384 | $140.00 | $140.00 | 7/6/2010 3:23:41 PM |
| CACO_Bank | $25.00 | $25.00 | 7/6/2010 3:51:33 PM |
| 27 bids
|
Borrower Payment Dependent Notes Series
464507
This series of Notes was issued and sold upon the funding of the borrower loan #43446, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Jul-01-2010 |
| |
Auction end date:
| Jul-08-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $180.94 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $180.94 |
| |
|
Auction yield range:
| 16.98% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| 25% |
|
Basic (1-10):
| 5 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 14
/
10 | Length of status: | 10y 10m |
|
Credit score:
| 640-659 (Jun-2010) |
Total credit lines:
| 31 |
Occupation: | Military Enlisted |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $7,172 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 50% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 1 | | | | |
|
Screen name:
| determined-p2p5 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Family Reunion Plan
Purpose of loan:
This loan will be used?to pay off my auto loan and help me be able to go to my?family reunion.?
My financial situation:
I am a good candidate for this loan because I have consistantly paid off all my loans in the last 10 years without any issues or lateness.?
Monthly net income: $3,000
Monthly expenses: $
??Housing: Own $700 husband pays
?Life?Insurance: $ 122.25
??Car expenses: $ 500.00 ($3,000 remaining)
??Utilities: $ 200
??Phone, cable, internet: $?150.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 200.00
??Other expenses: $ 100.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Thank you for confirming employment and income. Meets Military Credit Index. - Military-2-Military
A:
Your welcome, please let me know if you need any more information.
(Jul-02-2010)
Q:
You state you have not been late on a payment in the last 10 years but your listing shows a delinquency in the last 7. Please explain. - trident8
A:
I was unaware of having any delinquent files until I applied for this loan. I do have my credit under repair and am currently reviewing what fault was listed. Thanks for your inquiry.
(Jul-02-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| RMB-Investments | $25.00 | $25.00 | 7/1/2010 4:48:57 PM |
| treasure-hunter270 | $25.00 | $25.00 | 7/1/2010 4:49:01 PM |
| Artist_Blue | $25.00 | $25.00 | 7/1/2010 4:49:09 PM |
| Comoparklender | $50.00 | $50.00 | 7/1/2010 4:49:10 PM |
| loanfairy | $25.00 | $25.00 | 7/1/2010 4:49:18 PM |
| burrito6 | $25.00 | $25.00 | 7/1/2010 4:48:58 PM |
| simplelender80 | $50.00 | $50.00 | 7/1/2010 4:49:02 PM |
| reflective-rupee | $25.00 | $25.00 | 7/1/2010 5:05:15 PM |
| 340 | $100.00 | $100.00 | 7/1/2010 9:01:11 PM |
| Military-2-Military | $1,000.00 | $1,000.00 | 7/2/2010 9:13:53 AM |
| best-point-flow | $50.00 | $50.00 | 7/2/2010 5:03:41 PM |
| unger | $50.00 | $50.00 | 7/2/2010 7:41:35 PM |
| realtormoises | $25.00 | $25.00 | 7/3/2010 6:34:59 AM |
| BlessedEveryDay | $36.33 | $36.33 | 7/4/2010 3:09:04 PM |
| Kash2010lu | $25.00 | $25.00 | 7/5/2010 10:25:28 AM |
| Amber_Stone | $25.00 | $25.00 | 7/5/2010 8:29:33 AM |
| kingston1 | $25.00 | $25.00 | 7/5/2010 5:09:35 PM |
| Ronnieboy888 | $25.00 | $25.00 | 7/5/2010 8:22:14 PM |
| PadreAyudate | $25.00 | $25.00 | 7/5/2010 8:55:31 PM |
| wlm3012 | $25.00 | $25.00 | 7/6/2010 4:45:33 PM |
| Wyatte | $25.00 | $25.00 | 7/6/2010 8:30:09 PM |
| eboomer2611 | $25.00 | $25.00 | 7/6/2010 7:42:04 PM |
| gold-cluster | $100.00 | $100.00 | 7/6/2010 8:27:48 PM |
| loss-of-control | $25.00 | $25.00 | 7/6/2010 6:52:18 PM |
| penny-sergeant | $25.00 | $25.00 | 7/7/2010 6:56:29 AM |
| zadok | $50.00 | $50.00 | 7/7/2010 9:48:01 AM |
| Gregger | $25.68 | $25.68 | 7/7/2010 11:17:03 AM |
| MrPie | $25.00 | $25.00 | 7/7/2010 4:20:05 PM |
| sensational-peace6 | $25.00 | $25.00 | 7/7/2010 3:34:33 PM |
| leslends | $25.00 | $25.00 | 7/7/2010 4:29:24 PM |
| ayiticheri | $25.00 | $25.00 | 7/7/2010 6:11:22 PM |
| skubwa | $25.00 | $25.00 | 7/7/2010 7:01:23 PM |
| Bob450 | $25.00 | $25.00 | 7/7/2010 6:41:46 PM |
| Megaton | $25.00 | $25.00 | 7/7/2010 6:48:18 PM |
| onecooldrink | $25.00 | $25.00 | 7/7/2010 9:07:46 PM |
| EretzCapital | $25.00 | $25.00 | 7/7/2010 6:51:33 PM |
| Ray3486 | $25.00 | $25.00 | 7/7/2010 9:37:54 PM |
| YoungTaxMan | $50.00 | $50.00 | 7/7/2010 9:27:34 PM |
| credit-coach118 | $25.00 | $25.00 | 7/8/2010 7:15:22 AM |
| ethicalhumanist | $25.00 | $25.00 | 7/8/2010 10:15:43 AM |
| IASKGOD | $25.00 | $25.00 | 7/8/2010 11:47:48 AM |
| cash-arboretum | $50.00 | $50.00 | 7/8/2010 10:13:44 AM |
| DasMula | $25.00 | $25.00 | 7/8/2010 1:58:50 PM |
| golffish2 | $100.00 | $100.00 | 7/8/2010 10:04:11 AM |
| thefisherman | $25.00 | $25.00 | 7/8/2010 10:11:29 AM |
| cbivitz | $400.00 | $400.00 | 7/8/2010 12:44:30 PM |
| nanda | $25.00 | $25.00 | 7/1/2010 4:49:07 PM |
| logical-loyalty0 | $25.00 | $25.00 | 7/1/2010 4:49:12 PM |
| Diamond_Jim | $25.00 | $25.00 | 7/1/2010 4:49:00 PM |
| birddogsb | $50.00 | $50.00 | 7/1/2010 4:49:04 PM |
| PRGuyinVA | $25.00 | $19.33 | 7/1/2010 4:49:19 PM |
| Whipster | $25.00 | $25.00 | 7/2/2010 9:21:32 AM |
| Integrity1st | $25.00 | $25.00 | 7/2/2010 8:37:09 PM |
| glroark | $50.00 | $50.00 | 7/2/2010 6:29:40 PM |
| hidavehi | $33.00 | $33.00 | 7/3/2010 6:09:02 AM |
| small-change | $25.00 | $25.00 | 7/3/2010 8:20:41 PM |
| market-pudding | $25.00 | $25.00 | 7/5/2010 5:53:26 PM |
| Uylsses | $50.00 | $50.00 | 7/6/2010 8:11:17 AM |
| coasterman | $25.00 | $25.00 | 7/6/2010 8:08:58 PM |
| Core-Marketing | $25.00 | $25.00 | 7/7/2010 5:45:39 AM |
| JohnWS | $50.00 | $50.00 | 7/7/2010 7:23:03 AM |
| tcbmc | $25.00 | $25.00 | 7/7/2010 9:09:03 AM |
| boo_hoo | $50.00 | $50.00 | 7/7/2010 4:27:41 PM |
| robbyog | $37.50 | $37.50 | 7/7/2010 8:08:27 PM |
| responsibility-blanket6 | $25.00 | $25.00 | 7/7/2010 8:12:31 PM |
| himistu22 | $25.00 | $25.00 | 7/8/2010 5:57:00 AM |
| upbeat-wealth | $25.00 | $25.00 | 7/8/2010 12:30:13 AM |
| celestwarrior | $50.00 | $50.00 | 7/8/2010 2:23:27 AM |
| malomar66 | $40.39 | $40.39 | 7/7/2010 11:54:37 PM |
| income-rocker2 | $50.00 | $50.00 | 7/8/2010 10:41:40 AM |
| EA_Pokerking | $25.00 | $25.00 | 7/8/2010 2:35:45 PM |
| green-transaction-charmer | $30.74 | $30.74 | 7/8/2010 8:37:41 AM |
| tacologic | $25.00 | $25.00 | 7/8/2010 11:58:18 AM |
| Leshan | $33.33 | $33.33 | 7/8/2010 8:54:19 AM |
| Moneypenny6 | $30.00 | $30.00 | 7/8/2010 9:35:33 AM |
| farchoir | $25.00 | $25.00 | 7/8/2010 1:56:13 PM |
| Montiesholdings | $25.00 | $25.00 | 7/8/2010 11:20:30 AM |
| julian_rojas72 | $88.70 | $88.70 | 7/8/2010 1:16:52 PM |
| 78 bids
|
Borrower Payment Dependent Notes Series
464905
This series of Notes was issued and sold upon the funding of the borrower loan #43525, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jul-06-2010 |
| |
Auction end date:
| Jul-13-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $175.41 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $175.41 |
| |
|
Auction yield range:
| 3.98% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 8% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 4
/
4 | Length of status: | 27y 3m |
|
Credit score:
| 760-779 (Jul-2010) |
Total credit lines:
| 10 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $16,436 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 42% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| stable-capital7 |
Borrower's state:
| Wyoming |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Payoff two credit cards
Purpose of loan:
This loan will be used to pay off two credit cards.? This will allow me to focus my remaining resources on then paying off one credit card with a larger balance.? I?would like to be debt free within a few years.?
My financial situation:
I am a good candidate for this loan because? I have a stable job, I am a homeowner with a family, and my lifestyle is not extravagant.? I am eligible to retire within the next five years if I choose and would like to be debt free before I actually do retire.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| delicious-social132 | $35.00 | $35.00 | 7/6/2010 4:23:16 PM |
| turbospeed | $25.00 | $25.00 | 7/6/2010 4:24:09 PM |
| bchen78875 | $25.00 | $25.00 | 7/6/2010 4:25:29 PM |
| qtmspin | $25.00 | $25.00 | 7/6/2010 4:23:08 PM |
| Pulchritudinous | $25.00 | $25.00 | 7/6/2010 4:28:12 PM |
| BlindProphet | $25.00 | $25.00 | 7/6/2010 4:23:55 PM |
| Havana21 | $25.00 | $25.00 | 7/6/2010 4:25:44 PM |
| hrubinst | $25.00 | $25.00 | 7/6/2010 4:27:41 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 7/6/2010 4:23:43 PM |
| GElender | $50.00 | $50.00 | 7/6/2010 4:24:42 PM |
| ferocious-exchange3 | $25.00 | $25.00 | 7/6/2010 4:25:01 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 7/6/2010 4:30:57 PM |
| Algaes | $50.00 | $50.00 | 7/6/2010 4:26:24 PM |
| DrMoneyBags | $25.00 | $25.00 | 7/6/2010 4:27:14 PM |
| ichibon | $75.00 | $75.00 | 7/6/2010 4:27:51 PM |
| hookUup | $25.00 | $25.00 | 7/6/2010 4:28:31 PM |
| Alpha-AssistU | $50.00 | $50.00 | 7/6/2010 4:28:44 PM |
| kind-unassuming-fund | $25.00 | $25.00 | 7/6/2010 4:29:03 PM |
| upbeat-investment9 | $25.00 | $25.00 | 7/6/2010 4:37:57 PM |
| syounker | $25.00 | $25.00 | 7/6/2010 4:38:39 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 7/6/2010 4:31:06 PM |
| julijask | $25.00 | $25.00 | 7/6/2010 4:32:02 PM |
| DonaldColorado | $25.00 | $25.00 | 7/6/2010 4:37:00 PM |
| zielojo | $25.00 | $25.00 | 7/6/2010 4:32:26 PM |
| antlr | $25.00 | $25.00 | 7/6/2010 4:41:13 PM |
| wise-pound-eagle | $50.00 | $50.00 | 7/6/2010 4:42:09 PM |
| serpentine | $50.00 | $50.00 | 7/6/2010 4:33:53 PM |
| first-restless-payout | $50.00 | $50.00 | 7/6/2010 4:42:37 PM |
| thoughtful-community7 | $25.00 | $25.00 | 7/6/2010 4:42:59 PM |
| bold-durability-drum | $50.00 | $50.00 | 7/6/2010 4:40:15 PM |
| CaptainBlueberry | $25.00 | $25.00 | 7/6/2010 4:41:00 PM |
| friendly-market5 | $50.00 | $50.00 | 7/6/2010 4:36:41 PM |
| moola-rose8 | $50.00 | $50.00 | 7/6/2010 4:42:26 PM |
| Vreet | $50.00 | $50.00 | 7/6/2010 4:37:26 PM |
| oskizzle | $25.00 | $25.00 | 7/6/2010 4:54:54 PM |
| rescue | $250.00 | $250.00 | 7/6/2010 4:38:14 PM |
| riproaringrapids | $25.00 | $25.00 | 7/6/2010 4:55:38 PM |
| dharma1 | $25.00 | $25.00 | 7/6/2010 4:57:22 PM |
| Comoparklender | $30.00 | $30.00 | 7/6/2010 4:57:40 PM |
| Artist_Blue | $25.00 | $25.00 | 7/6/2010 4:56:51 PM |
| studious-bonus7 | $50.00 | $50.00 | 7/6/2010 5:07:07 PM |
| the-transaction-stronghold | $50.00 | $50.00 | 7/6/2010 5:06:36 PM |
| proper-p2p6 | $100.00 | $88.93 | 7/6/2010 5:08:27 PM |
| Tc11902 | $25.00 | $25.00 | 7/6/2010 5:06:20 PM |
| RandyL3 | $33.00 | $33.00 | 7/6/2010 5:11:39 PM |
| simplelender80 | $100.00 | $100.00 | 7/6/2010 5:06:26 PM |
| jangalt | $72.00 | $72.00 | 7/6/2010 5:06:34 PM |
| treasure-hunter270 | $25.00 | $25.00 | 7/6/2010 5:06:49 PM |
| mlopez2007 | $25.00 | $25.00 | 7/6/2010 5:06:53 PM |
| interest-jedi0 | $50.00 | $50.00 | 7/6/2010 5:06:56 PM |
| p2p-eagle9 | $25.00 | $25.00 | 7/7/2010 5:19:35 AM |
| FirstLender | $25.00 | $25.00 | 7/7/2010 2:05:41 PM |
| ganon | $37.66 | $37.66 | 7/7/2010 4:22:38 PM |
| Kelor99 | $25.00 | $25.00 | 7/9/2010 12:34:02 PM |
| myworld701 | $25.00 | $25.00 | 7/9/2010 5:49:15 PM |
| kind-value-pouch | $100.00 | $100.00 | 7/9/2010 6:56:43 PM |
| JedClampett | $75.00 | $75.00 | 7/10/2010 11:22:20 PM |
| plumber87 | $25.00 | $25.00 | 7/11/2010 7:03:11 PM |
| lucrative-coin | $50.00 | $50.00 | 7/11/2010 6:19:06 AM |
| starry2001 | $25.00 | $25.00 | 7/11/2010 5:40:35 PM |
| quantumwellguy | $50.00 | $50.00 | 7/12/2010 6:19:14 AM |
| bonus-quark4 | $25.00 | $25.00 | 7/12/2010 12:48:31 PM |
| bradny | $25.00 | $25.00 | 7/12/2010 11:27:00 AM |
| radiant-return | $50.00 | $50.00 | 7/12/2010 7:30:59 PM |
| Leopoldine | $25.00 | $25.00 | 7/12/2010 7:38:38 PM |
| 420limo | $25.00 | $25.00 | 7/12/2010 5:47:28 PM |
| Astyanax | $40.00 | $40.00 | 7/13/2010 2:46:14 AM |
| The-Lighthouse-Group | $25.00 | $25.00 | 7/13/2010 1:32:20 PM |
| booie | $25.00 | $25.00 | 7/13/2010 8:58:59 AM |
| market-assembler | $50.00 | $50.00 | 7/13/2010 2:51:18 PM |
| nickel-ferret | $25.00 | $25.00 | 7/6/2010 4:26:38 PM |
| Slend49 | $25.00 | $25.00 | 7/6/2010 4:23:24 PM |
| brightest-affluence-motivator | $100.00 | $100.00 | 7/6/2010 4:29:23 PM |
| ddog0224 | $25.00 | $25.00 | 7/6/2010 4:26:12 PM |
| Cai8899 | $75.00 | $75.00 | 7/6/2010 4:31:45 PM |
| thestartuplender | $35.00 | $35.00 | 7/6/2010 4:24:16 PM |
| ray1051 | $50.00 | $50.00 | 7/6/2010 4:24:34 PM |
| RMB-Investments | $50.00 | $50.00 | 7/6/2010 4:24:56 PM |
| skvat | $25.00 | $25.00 | 7/6/2010 4:25:08 PM |
| overflowinglife | $25.00 | $25.00 | 7/6/2010 4:35:07 PM |
| Supernick | $50.00 | $50.00 | 7/6/2010 4:26:50 PM |
| Winsten | $50.00 | $50.00 | 7/6/2010 4:28:18 PM |
| j2ee | $25.00 | $25.00 | 7/6/2010 4:34:59 PM |
| metro457 | $25.00 | $25.00 | 7/6/2010 4:36:18 PM |
| ethicalhumanist | $25.00 | $25.00 | 7/6/2010 4:36:31 PM |
| flexible-value | $28.00 | $28.00 | 7/6/2010 4:32:32 PM |
| alexstar | $25.00 | $25.00 | 7/6/2010 4:34:20 PM |
| gracej | $25.00 | $25.00 | 7/6/2010 4:39:29 PM |
| loyalist1 | $34.21 | $34.21 | 7/6/2010 4:34:48 PM |
| green-radiant-durability | $50.00 | $50.00 | 7/6/2010 4:43:51 PM |
| Phantom99 | $25.00 | $25.00 | 7/6/2010 4:35:43 PM |
| indianoven | $50.00 | $50.00 | 7/6/2010 4:43:05 PM |
| rulender | $50.00 | $50.00 | 7/6/2010 4:38:32 PM |
| orderly-loot | $25.00 | $25.00 | 7/6/2010 4:55:21 PM |
| Vegasjim | $25.00 | $25.00 | 7/6/2010 4:42:44 PM |
| kenji4861 | $25.00 | $25.00 | 7/6/2010 4:57:34 PM |
| loot-heart | $50.00 | $50.00 | 7/6/2010 5:06:43 PM |
| bountiful-durability | $100.00 | $100.00 | 7/6/2010 4:57:28 PM |
| Avala | $50.00 | $50.00 | 7/6/2010 5:07:21 PM |
| american6 | $25.00 | $25.00 | 7/6/2010 5:07:31 PM |
| bid-czar8 | $100.00 | $100.00 | 7/6/2010 4:58:38 PM |
| successful-euro | $50.00 | $50.00 | 7/6/2010 4:59:26 PM |
| orgy63 | $25.00 | $25.00 | 7/6/2010 5:06:04 PM |
| inspired-contract9 | $50.00 | $50.00 | 7/6/2010 5:07:53 PM |
| personal-lender | $25.00 | $25.00 | 7/6/2010 5:06:12 PM |
| tekkie2412 | $50.00 | $50.00 | 7/6/2010 5:06:30 PM |
| tntmojave | $25.00 | $25.00 | 7/6/2010 5:07:00 PM |
| SCTrojangirl | $25.00 | $25.00 | 7/6/2010 5:08:21 PM |
| wwwUniversal | $25.00 | $25.00 | 7/7/2010 3:31:28 AM |
| haryassman | $25.00 | $25.00 | 7/7/2010 3:14:09 PM |
| retirementlady | $25.00 | $25.00 | 7/9/2010 11:46:58 AM |
| outofoffice | $50.00 | $50.00 | 7/9/2010 3:37:14 PM |
| entertaining-greenback2 | $25.00 | $25.00 | 7/9/2010 4:04:45 PM |
| Some-Day | $25.00 | $25.00 | 7/9/2010 5:02:37 PM |
| relierma | $25.00 | $25.00 | 7/9/2010 5:18:59 PM |
| new-peso-sculpture | $25.00 | $25.00 | 7/9/2010 11:55:13 PM |
| dmitriy2 | $25.00 | $25.00 | 7/10/2010 1:50:44 AM |
| Leopoldine | $25.36 | $25.36 | 7/10/2010 10:11:05 AM |
| djfireball | $25.00 | $25.00 | 7/9/2010 9:21:47 PM |
| Trident-Fund | $25.00 | $25.00 | 7/10/2010 4:43:49 PM |
| stemper | $50.00 | $50.00 | 7/10/2010 10:09:04 PM |
| heerzaquestion | $25.00 | $25.00 | 7/11/2010 10:25:39 AM |
| blue-useful-auction | $25.00 | $25.00 | 7/11/2010 11:22:41 AM |
| RIVERHTS | $50.00 | $50.00 | 7/11/2010 7:24:29 PM |
| BURNERA_1 | $50.00 | $50.00 | 7/12/2010 7:27:26 AM |
| violaetain | $50.00 | $50.00 | 7/11/2010 2:25:18 PM |
| elegant-income3 | $50.00 | $50.00 | 7/11/2010 6:23:31 PM |
| FundMaker | $25.00 | $25.00 | 7/12/2010 4:50:58 AM |
| welovebutterflies | $25.00 | $25.00 | 7/12/2010 7:07:54 AM |
| Cherrypicker | $50.00 | $50.00 | 7/12/2010 10:50:26 AM |
| felicity-loyalist0 | $40.84 | $40.84 | 7/12/2010 3:31:27 PM |
| JerryB96 | $25.00 | $25.00 | 7/12/2010 9:11:58 PM |
| Charmart | $25.00 | $25.00 | 7/13/2010 3:20:54 AM |
| mort317 | $50.00 | $50.00 | 7/13/2010 4:39:06 AM |
| 3musketeers | $50.00 | $50.00 | 7/13/2010 7:28:21 AM |
| grampy48 | $25.00 | $25.00 | 7/13/2010 9:17:13 AM |
| velocity-winner | $25.00 | $25.00 | 7/13/2010 4:16:18 AM |
| rbgnr111 | $25.00 | $25.00 | 7/13/2010 12:57:31 PM |
| 138 bids
|
Borrower Payment Dependent Notes Series
465251
This series of Notes was issued and sold upon the funding of the borrower loan #43490, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Jul-07-2010 |
| |
Auction end date:
| Jul-14-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $113.09 |
|
Final lender yield:
| 32.00% |
Final borrower rate/APR:
| 33.00% / 35.42% |
Final monthly payment:
| $110.28 |
| |
|
Auction yield range:
| 16.93% - 34.00% |
Estimated loss impact:
| 19.88% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.12% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-1990 |
Debt/Income ratio:
| 19% |
|
Basic (1-10):
| 5 |
Inquiries last 6m:
| 3 | Employment status: | Full-time employee |
| Enhanced (1-5): | 2 |
Current / open credit lines:
| 9
/
9 | Length of status: | 12y 6m |
|
Credit score:
| 640-659 (Jul-2010) |
Total credit lines:
| 34 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $10,558 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 99% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 3 | | | | |
|
Screen name:
| checkpix |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 27 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $2,850.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Dec-2009)
640-659
(Aug-2009)
600-619
(Feb-2008)
|
|
Principal balance:
| $889.49 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 27 | | |
Description
Banker Greed is Your Gain
Purpose of loan:
This loan will be used to pay off my highest interest credit cards.?On these, most of what I repay each month goes to interest.
My financial situation:
My Emmy Award winning LA production company, Checkmate Pictures does documentaries, TV commercials, streaming video and websites. To?bridge the?delay between?what I have to pay out?for production and when I get paid by?my clients, I often need to borrow.
After bankers got us into the worse financial crisis since the Great Depression and had to be bailed out by taxpayers, they thanked us by?cutting credit lines for small businesses like mine.? Over the past year, my business has?improved?as has my credit score. In the depths of the downturn?I had to carry a balance because my?clients started to stretch their?payments?my invoices to?60 days?and?more.?
On the other side of the ledger, fat cat bankers have raised my interest on outstanding balances to loan shark levels. I pay my bills on time every month and have for more than five years, not missing a single payment even?in the depths of the recession. But while the banks borrow money at historic lows, to little guys like me they?ve boosted interest to near record levels. Most of my monthly loan repayment outlay now goes to interest. Refinancing with Prosper will let me get ahead faster as I pay off more principal. My payment won?t go up, so I can comfortably handle it as I do now. Best of all, while I will stop getting squeezed by the banks I?ll give investors like you a fair return. My best recommendation is my?first Prosper loan, which has paid a 22% return to investors for the past 27 months. Where else today from somebody with a track record, can you earn that kind of return? For more about my 12 year old production company go to www.checkmatepictures.com? (If the link doesn't work, just cut and paste the URL to your browser.)
Monthly net income: $ 4500
Monthly expenses: $ 2715
??Housing: $ 1090
??Insurance: $ 500
??Car expenses: $ 200
??Utilities: $ 75
??Phone, cable, internet: $ 75
??Food, entertainment: $ 200
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 425
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| GrossBuddha | $50.00 | $50.00 | 7/7/2010 4:50:39 PM |
| reflective-rupee | $25.00 | $25.00 | 7/7/2010 4:56:19 PM |
| unger | $50.00 | $50.00 | 7/9/2010 4:19:35 PM |
| new-smart-fund | $50.00 | $23.53 | 7/10/2010 2:39:37 PM |
| lucrative-loan | $33.55 | $33.55 | 7/13/2010 5:06:47 PM |
| Moe87 | $40.92 | $40.92 | 7/13/2010 7:31:32 PM |
| marybennet | $25.00 | $25.00 | 7/13/2010 7:44:10 PM |
| credit-coach118 | $25.00 | $25.00 | 7/13/2010 9:12:33 PM |
| boo_hoo | $50.00 | $50.00 | 7/13/2010 11:15:43 PM |
| Kash2010lu | $25.00 | $25.00 | 7/14/2010 6:29:20 AM |
| wlm3012 | $25.00 | $25.00 | 7/14/2010 7:48:48 AM |
| drseuzz | $92.00 | $92.00 | 7/14/2010 7:51:16 AM |
| Mark-M | $25.00 | $25.00 | 7/14/2010 8:55:25 AM |
| credit-missile | $75.00 | $75.00 | 7/14/2010 10:38:28 AM |
| bid-caballero | $32.50 | $32.50 | 7/14/2010 11:04:39 AM |
| autoconnection | $34.58 | $34.58 | 7/14/2010 4:52:34 AM |
| DasMula | $25.00 | $25.00 | 7/14/2010 1:45:42 PM |
| FAUVERSTIEN | $25.00 | $25.00 | 7/14/2010 7:40:20 AM |
| respectful-credit3 | $88.12 | $88.12 | 7/14/2010 3:20:30 PM |
| EretzCapital | $25.00 | $25.00 | 7/14/2010 3:22:03 PM |
| heerzaquestion | $25.00 | $25.00 | 7/14/2010 3:52:31 PM |
| peso-aggregator | $25.00 | $25.00 | 7/14/2010 3:57:18 PM |
| sensational-peace6 | $50.00 | $50.00 | 7/14/2010 4:04:01 PM |
| bobd32 | $25.00 | $25.00 | 7/14/2010 4:21:47 PM |
| Bob450 | $35.00 | $35.00 | 7/14/2010 3:58:27 PM |
| Iceman1347 | $25.00 | $25.00 | 7/14/2010 4:14:48 PM |
| ultimate-peace | $150.00 | $150.00 | 7/14/2010 3:47:41 PM |
| MStackIV | $50.00 | $50.00 | 7/8/2010 12:53:44 PM |
| Kash2010lu | $35.00 | $35.00 | 7/8/2010 7:09:33 PM |
| gold-cluster | $100.00 | $100.00 | 7/9/2010 10:22:59 AM |
| UCLA4life | $25.00 | $25.00 | 7/10/2010 1:34:59 AM |
| lender12345 | $25.00 | $25.00 | 7/11/2010 11:44:17 AM |
| realtormoises | $25.00 | $25.00 | 7/11/2010 5:51:55 AM |
| kingston1 | $25.00 | $25.00 | 7/11/2010 8:47:31 PM |
| peskier | $25.00 | $25.00 | 7/13/2010 8:14:50 AM |
| SNH | $75.00 | $75.00 | 7/13/2010 5:04:06 PM |
| foldingbenny2 | $55.00 | $55.00 | 7/13/2010 4:49:26 PM |
| chameleon125 | $75.00 | $75.00 | 7/13/2010 8:41:20 PM |
| BrighterSuns | $25.00 | $25.00 | 7/13/2010 6:57:47 PM |
| glroark | $100.00 | $100.00 | 7/14/2010 7:37:38 AM |
| Leshan | $100.00 | $100.00 | 7/14/2010 8:43:11 AM |
| lean-ore9 | $25.00 | $25.00 | 7/14/2010 10:49:26 AM |
| twjh | $25.00 | $25.00 | 7/13/2010 11:11:15 PM |
| finance-mammalian2 | $25.00 | $25.00 | 7/14/2010 10:22:30 AM |
| ore-leather | $50.00 | $50.00 | 7/14/2010 11:02:07 AM |
| ColoradoLender82 | $25.00 | $25.00 | 7/14/2010 11:06:33 AM |
| wild-orange | $25.00 | $25.00 | 7/14/2010 11:09:55 AM |
| FarmersBank | $25.00 | $25.00 | 7/14/2010 6:53:40 AM |
| bmw2 | $72.00 | $72.00 | 7/14/2010 8:30:00 AM |
| briskdevl07 | $25.00 | $25.00 | 7/14/2010 2:34:56 PM |
| dough-rocket | $50.00 | $50.00 | 7/14/2010 11:35:09 AM |
| Amber_Stone | $50.00 | $50.00 | 7/14/2010 2:48:26 PM |
| MTF | $50.00 | $50.00 | 7/14/2010 2:55:15 PM |
| jjsparks28 | $26.04 | $26.04 | 7/14/2010 3:46:52 PM |
| Snoopylover | $25.00 | $25.00 | 7/14/2010 2:03:58 PM |
| credit-missile | $31.76 | $31.76 | 7/14/2010 2:48:03 PM |
| credit-missile | $25.00 | $25.00 | 7/14/2010 2:54:50 PM |
| jjsparks28 | $50.00 | $50.00 | 7/14/2010 3:45:46 PM |
| NekHoldings | $25.00 | $25.00 | 7/14/2010 4:12:12 PM |
| 59 bids
|
Borrower Payment Dependent Notes Series
465337
This series of Notes was issued and sold upon the funding of the borrower loan #43437, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,400.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Jul-07-2010 |
| |
Auction end date:
| Jul-14-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $244.27 |
|
Final lender yield:
| 24.00% |
Final borrower rate/APR:
| 25.00% / 27.31% |
Final monthly payment:
| $214.70 |
| |
|
Auction yield range:
| 16.93% - 34.00% |
Estimated loss impact:
| 19.38% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 4.62% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-2001 |
Debt/Income ratio:
| 27% |
|
Basic (1-10):
| 5 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 3
/
3 | Length of status: | 4y 3m |
|
Credit score:
| 680-699 (Jun-2010) |
Total credit lines:
| 19 |
Occupation: | Sales - Commission |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $283 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 18% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 1 | | | | |
|
Screen name:
| ATL_Adam |
Borrower's state:
| Georgia |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 61 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $7,001.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Apr-2010)
600-619
(Nov-2007)
(Mar-2006)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 61 | | |
Description
3rd Prosper Loan(auto pay nvr late)
THIS LOAN WILL BE SET UP WITH AUTOPAY JUST LIKE THE PAST LOANS.
This is my 3rd prosper loan. I have been a borrower for over 5 years, always?had automatic?payments?and I am in the best financial situation I have ever been in.
MY DTI IS HIGH BECAUSE I AM A SENIOR IN COLLEGE I am attending Southern Polytechnic State University which is?a sister school to GA Tech,?pursuing a degree in IT. I have been promised a?promotion to our IT department upon graduating as an entry level Database?Specialist.?
Purpose of loan:
For the last six months I have been driving around my wrecked 1996 honda accord with 272,000 miles on it working towards paying off all of my unsecured debit. I am finally at that point. A couple of months ago I almost bought a 2010 Mazda 3 but upon doing the math and seeing it was going to cost me a total of $20,000 I decided against it. I wanted to wait until I paid off ALL OF MY UNSECURED DEBT before buying a car. This time I have decided to use less money and pay it off faster through prosper, hopefully I will get a decent rate.
My financial situation:
Great!!!! I have paid off all of my unsecured debt, I live at my girlfriends house and pay $200 a month. My commission check this month is $2500. I have paid off the balances on my credit cards since last reported.
Monthly net income: $1700 (sometimes more because of commission this month is $3250)
Monthly expenses: $
??Housing: $200
??Insurance: $100
??Car expenses: $80
??Utilities: $0
??Phone, cable, internet: $40
??Food, entertainment: $200
??Clothing, household expenses $200 (Groceries)
??Credit cards and other loans: $0
??Other expenses: $80 food at work, $100 savings
Checking/Savings?Account Balance: $2154.
I ALSO PLAN TO PAY OFF THESE LOANS EARLY AS I DID MY TWO PREVIOUS LOANS.
IF YOU WOULD LIKE ME TO VERIFY ANYTHING I WILL SCAN A COPY OF WHAT YOU WISH TO SEE AND EMAIL IT TO YOU.
MY PREVIOUS LOAN REQUEST FUNDED 100% WITH AN INTEREST RATE OF 29% (which obviously doesn't make financial sense)
MY TWO PREVIOUS LOANS WERE AT 24% AND 16% RESPECTIVELY AND I HAVE A MUCH BETTER CREDIT RATING NOW. BETWEEN THE TWO IS WHERE I WANT TO BE.
PLEASE HELP ME BID THIS DOWN.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
1. Your debt/income is 28%, which is high. Can you list each of your debt balances and interest rates?
2. are now a senior 4 years after being at a junior and not at same school. how do we know you'll graduate and get the IT job? - Finspons
A:
Installment Accounts:
Equifax: Total: $27,741 Payments: $148 (Currently Defferred while in school)
fAll of these loans are unsubsidised/subsidised loans through the government. I can provide more detail but each loan is 5% to 7%.
Credit Card Balances are $124 and $112.
I have a six month grace period once I am out of school.
I dropped out of school previously to attempt to try and start a company while keeping my job. I had bad timing with the economy and decided to finish school.
(Jul-08-2010)
Q:
I don't think this is going to even fund this time. Listing at 34% and expecting ;enders to bid you down all the way to - say 20% to pick a number - is unrealistic. If you must have a rate that low, ask for less (say 2K).
My 2 cents. - order-bee1
A:
I am beginning to see that how things work here at Prosper are much different than before. I realize that there are many high risk loan requests and I imagine that many people got burnt. So many people are more careful lenders these days and I am merely hoping for a smaller amount than 29%. Two three year loans paid off in a little over five years has to account for something. I like Prosper because I give people money not banks.
(Jul-09-2010)
Q:
I bid at 18%. I don't think it will bid below that, but I have similar issues, you can check my listing. My take is your loan funded so take the money. If it is at a rate higher than what you liked, pay it off in 1 year or less and then list another. - Casual72
A:
That is the plan. With the help of Aberdeen this loan funded again and I will get a better rate this time. If it is higher than I would like it will be #1 priority to get it paid off as soon as I can. Thanks for the input and good luck with your listing.
(Jul-14-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| RainyDayFunds | $25.00 | $25.00 | 7/7/2010 6:34:33 PM |
| Aberdeen | $400.00 | $400.00 | 7/13/2010 2:33:02 PM |
| Aberdeen | $500.00 | $500.00 | 7/13/2010 2:33:10 PM |
| Aberdeen | $400.00 | $400.00 | 7/13/2010 2:24:18 PM |
| divine940 | $25.00 | $25.00 | 7/13/2010 6:42:47 PM |
| Lender-Trader | $29.10 | $29.10 | 7/13/2010 10:14:52 PM |
| MilitaryAV8R | $25.00 | $25.00 | 7/14/2010 3:21:12 AM |
| courteous-note1 | $105.20 | $105.20 | 7/13/2010 6:49:44 PM |
| credit-missile | $50.00 | $50.00 | 7/14/2010 10:30:05 AM |
| clemclan | $40.00 | $40.00 | 7/14/2010 10:56:45 AM |
| rockhound84 | $50.00 | $50.00 | 7/14/2010 11:03:45 AM |
| wlm3012 | $25.00 | $25.00 | 7/14/2010 7:56:15 AM |
| reflective-rupee | $25.00 | $25.00 | 7/14/2010 12:51:26 PM |
| icanhasloanz | $100.00 | $87.96 | 7/14/2010 1:28:15 PM |
| Leshan | $100.00 | $100.00 | 7/14/2010 8:45:32 AM |
| DasMula | $25.00 | $25.00 | 7/14/2010 1:48:17 PM |
| showmethemoney5 | $30.93 | $30.93 | 7/14/2010 10:09:05 AM |
| goodcents | $25.00 | $25.00 | 7/14/2010 2:42:06 PM |
| Elevate2012 | $25.00 | $25.00 | 7/14/2010 2:50:37 PM |
| credit-missile | $50.00 | $50.00 | 7/14/2010 2:53:06 PM |
| ustfu | $90.76 | $90.76 | 7/14/2010 11:10:57 AM |
| Bob450 | $25.00 | $25.00 | 7/14/2010 4:05:30 PM |
| order-bee1 | $250.00 | $250.00 | 7/14/2010 4:18:00 PM |
| Bob450 | $40.00 | $40.00 | 7/14/2010 4:03:44 PM |
| ZOOOM | $25.00 | $25.00 | 7/14/2010 2:25:35 PM |
| p2ploan-sensation211 | $25.00 | $25.00 | 7/14/2010 3:02:24 PM |
| sensational-peace6 | $50.00 | $50.00 | 7/14/2010 4:04:43 PM |
| boo_hoo | $50.00 | $50.00 | 7/14/2010 4:19:11 PM |
| bull_lender | $36.00 | $36.00 | 7/8/2010 5:05:01 PM |
| myutmost | $62.43 | $62.43 | 7/11/2010 9:50:17 PM |
| Aberdeen | $400.00 | $400.00 | 7/13/2010 2:33:03 PM |
| Aberdeen | $400.00 | $400.00 | 7/13/2010 2:33:11 PM |
| Aberdeen | $400.00 | $400.00 | 7/13/2010 2:24:25 PM |
| satwarystium | $25.00 | $25.00 | 7/13/2010 8:00:31 PM |
| jhouman | $25.00 | $25.00 | 7/13/2010 5:05:54 PM |
| MarcusJames04 | $37.55 | $37.55 | 7/14/2010 5:05:22 AM |
| Casual72 | $100.00 | $100.00 | 7/14/2010 8:06:20 AM |
| bmw2 | $50.00 | $50.00 | 7/14/2010 8:31:11 AM |
| dammage | $30.00 | $30.00 | 7/14/2010 8:44:47 AM |
| JJ-Loans | $50.00 | $50.00 | 7/14/2010 9:36:05 AM |
| ds5184 | $25.00 | $25.00 | 7/13/2010 10:35:42 PM |
| ColoradoLender82 | $25.00 | $25.00 | 7/14/2010 11:08:28 AM |
| credit-missile | $25.00 | $25.00 | 7/14/2010 10:30:41 AM |
| kindness-venture1 | $25.00 | $25.00 | 7/14/2010 2:49:00 AM |
| 1313mark1313 | $345.54 | $345.54 | 7/14/2010 10:55:53 AM |
| Kash2010lu | $35.00 | $35.00 | 7/14/2010 6:30:45 AM |
| golffish2 | $100.00 | $100.00 | 7/14/2010 7:02:41 AM |
| SkinnyFish | $25.00 | $25.00 | 7/14/2010 1:32:19 PM |
| briskdevl07 | $25.00 | $25.00 | 7/14/2010 2:33:42 PM |
| credit-sasquatch3 | $46.00 | $46.00 | 7/14/2010 2:47:42 PM |
| MStackIV | $50.00 | $50.00 | 7/14/2010 11:47:24 AM |
| mrreynol | $25.00 | $25.00 | 7/14/2010 3:04:45 PM |
| CACO_Bank | $25.00 | $25.00 | 7/14/2010 2:54:03 PM |
| wealth-multiplier | $25.00 | $25.00 | 7/14/2010 1:08:07 PM |
| friendinmoney | $25.00 | $25.00 | 7/14/2010 4:20:00 PM |
| bountiful-community | $135.00 | $135.00 | 7/14/2010 2:02:39 PM |
| mammalian4 | $50.00 | $50.00 | 7/14/2010 4:20:07 PM |
| cunning-compassion1 | $25.00 | $25.00 | 7/14/2010 2:28:37 PM |
| credit-missile | $50.00 | $50.00 | 7/14/2010 2:51:00 PM |
| rockhound84 | $25.00 | $25.00 | 7/14/2010 3:00:35 PM |
| Some-Day | $25.00 | $25.00 | 7/14/2010 3:05:37 PM |
| found | $48.53 | $48.53 | 7/14/2010 3:16:43 PM |
| 62 bids
|
Borrower Payment Dependent Notes Series
465369
This series of Notes was issued and sold upon the funding of the borrower loan #43522, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,150.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jul-06-2010 |
| |
Auction end date:
| Jul-07-2010 |
|
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 28.57% |
Starting monthly payment:
| $86.91 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.57% |
Final monthly payment:
| $86.91 |
| |
|
Auction yield range:
| 10.98% - 25.25% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1987 |
Debt/Income ratio:
| 32% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 6m |
|
Credit score:
| 660-679 (Jun-2010) |
Total credit lines:
| 22 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $15,512 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 99% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| thorough-payment |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to?pay off higher interest loans?
My financial situation:
I am a good candidate for this loan because?I? pay all my bills and will make the payments on time.?
Monthly net income: $
My income varies due to commissions. I have been in sales for the past 13 years.
Monthly expenses: $
??Housing: $ 475
??Insurance: $
??Car expenses: $ no car payment
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi there, could you explain the public record in the last 10 years? Also, what is the interest in the debt you are trying to consolidate with this loan? Thanks and best of luck with this loan. - green-rapid-openness
A:
The public record was from a divorce 8 years ago. The interest rate of my other debts are around 33%. This new loan will lower the rate, monthly payment, and shorten the pay off time!
(Jul-07-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| GeelongTrader | $25.00 | $25.00 | 7/6/2010 4:27:19 PM |
| radforj22 | $25.00 | $25.00 | 7/6/2010 4:30:04 PM |
| money-bauble | $75.00 | $75.00 | 7/6/2010 4:32:37 PM |
| benefit-piano5 | $25.00 | $25.00 | 7/6/2010 4:30:26 PM |
| pavelz | $50.00 | $50.00 | 7/6/2010 4:30:37 PM |
| Geodrone | $41.00 | $41.00 | 7/6/2010 4:32:08 PM |
| orderly-loot | $25.00 | $25.00 | 7/6/2010 4:30:32 PM |
| inspiring-reward | $73.55 | $73.55 | 7/6/2010 4:30:48 PM |
| ready-interest9 | $25.00 | $25.00 | 7/6/2010 4:41:08 PM |
| IIP77 | $25.00 | $25.00 | 7/6/2010 4:33:11 PM |
| Vreet | $25.00 | $25.00 | 7/6/2010 4:52:05 PM |
| twirl2 | $25.00 | $25.00 | 7/6/2010 4:52:40 PM |
| larrkon | $25.00 | $25.00 | 7/6/2010 4:53:24 PM |
| brightest-asset-healer | $25.00 | $25.00 | 7/6/2010 4:53:41 PM |
| fun2invest | $25.00 | $25.00 | 7/6/2010 4:54:19 PM |
| gss_000 | $25.00 | $25.00 | 7/6/2010 4:55:35 PM |
| 1phantom | $25.00 | $21.88 | 7/6/2010 4:55:59 PM |
| first-restless-payout | $50.00 | $50.00 | 7/6/2010 4:52:16 PM |
| likeable-openness | $25.00 | $25.00 | 7/6/2010 4:53:02 PM |
| efficient-marketplace | $50.00 | $50.00 | 7/6/2010 4:40:47 PM |
| p2ploan-leaper | $25.00 | $25.00 | 7/6/2010 4:54:25 PM |
| benevolent-bonus | $25.00 | $25.00 | 7/6/2010 4:54:57 PM |
| Rogesparkguy | $25.00 | $25.00 | 7/6/2010 4:41:23 PM |
| 626457 | $25.00 | $25.00 | 7/6/2010 4:55:42 PM |
| HamletTower | $25.00 | $25.00 | 7/6/2010 4:52:44 PM |
| rescue | $100.00 | $100.00 | 7/6/2010 4:52:50 PM |
| productive-ore | $25.00 | $25.00 | 7/6/2010 4:52:59 PM |
| VPRLLC | $25.00 | $25.00 | 7/6/2010 4:54:21 PM |
| Share_The_Wealth | $43.57 | $43.57 | 7/6/2010 4:55:32 PM |
| sarisai | $50.00 | $50.00 | 7/6/2010 4:55:58 PM |
| mckhbnpc | $30.00 | $30.00 | 7/6/2010 5:10:56 PM |
| top-courteous-peso | $25.00 | $25.00 | 7/6/2010 5:05:48 PM |
| restech | $25.00 | $25.00 | 7/6/2010 4:29:37 PM |
| ChuckieG | $50.00 | $50.00 | 7/6/2010 4:29:49 PM |
| kind-responsibility-balancer | $50.00 | $50.00 | 7/6/2010 4:30:38 PM |
| lloyd_s | $25.00 | $25.00 | 7/6/2010 4:31:35 PM |
| randsenterprise | $25.00 | $25.00 | 7/6/2010 4:30:22 PM |
| visionary-currency | $50.00 | $50.00 | 7/6/2010 4:30:46 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 7/6/2010 4:31:38 PM |
| contract-giant | $25.00 | $25.00 | 7/6/2010 4:29:54 PM |
| payment-gusto | $25.00 | $25.00 | 7/6/2010 4:30:14 PM |
| persevering | $50.00 | $50.00 | 7/6/2010 4:39:55 PM |
| bassman2 | $25.00 | $25.00 | 7/6/2010 4:32:40 PM |
| mercuriant | $25.00 | $25.00 | 7/6/2010 4:39:05 PM |
| NedNederlanderII | $25.00 | $25.00 | 7/6/2010 4:52:03 PM |
| influential-gain | $25.00 | $25.00 | 7/6/2010 4:52:25 PM |
| moola-man | $25.00 | $25.00 | 7/6/2010 4:52:42 PM |
| LittlePiggyBank | $25.00 | $25.00 | 7/6/2010 4:41:35 PM |
| javajahn | $25.00 | $25.00 | 7/6/2010 4:52:48 PM |
| murlirao2002 | $25.00 | $25.00 | 7/6/2010 4:53:34 PM |
| shiregroup | $50.00 | $50.00 | 7/6/2010 4:54:27 PM |
| Comoparklender | $40.00 | $40.00 | 7/6/2010 4:55:07 PM |
| generous-deal6 | $25.00 | $25.00 | 7/6/2010 4:55:27 PM |
| ScreaminLemur | $25.00 | $25.00 | 7/6/2010 4:52:33 PM |
| coin-investor | $25.00 | $25.00 | 7/6/2010 4:53:27 PM |
| mydreamsagain | $25.00 | $25.00 | 7/6/2010 4:53:44 PM |
| lendme2 | $25.00 | $25.00 | 7/6/2010 4:54:22 PM |
| TommyTucker | $25.00 | $25.00 | 7/6/2010 4:54:28 PM |
| accordion8 | $25.00 | $25.00 | 7/6/2010 4:54:45 PM |
| benjo | $50.00 | $50.00 | 7/6/2010 4:54:54 PM |
| assetmanager | $25.00 | $25.00 | 7/6/2010 4:55:02 PM |
| fairhelper | $25.00 | $25.00 | 7/6/2010 4:55:36 PM |
| JFKPilot | $25.00 | $25.00 | 7/6/2010 4:53:37 PM |
| Skiph | $25.00 | $25.00 | 7/6/2010 4:54:24 PM |
| drg6289 | $25.00 | $25.00 | 7/6/2010 4:55:34 PM |
| money-explorer3 | $25.00 | $25.00 | 7/6/2010 4:55:55 PM |
| 66 bids
|
Borrower Payment Dependent Notes Series
465655
This series of Notes was issued and sold upon the funding of the borrower loan #43508, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,200.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jul-09-2010 |
| |
Auction end date:
| Jul-14-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $165.84 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $165.84 |
| |
|
Auction yield range:
| 3.93% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 35% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 8
/
4 | Length of status: | 3y 3m |
|
Credit score:
| 700-719 (Jul-2010) |
Total credit lines:
| 44 |
Occupation: | Professor |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $3,293 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 36% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 54 | | | | |
|
Screen name:
| Fuki |
Borrower's state:
| Illinois |
Borrower's group:
| P2P Financial |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Nov-2006)
600-619
(Nov-2006)
600-619
(Oct-2006)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Emergency Medical Bill
This is my second loan request from Prosper. I paid my first loan back in time without missing any payment. I do appreciate the financial assistance I received from Prosper members when I asked for my first loan. I have an emergency medical bill and I am coming back to Prosper members to assist me with this loan. I will be able to pay back this loan in time with a possibility to pay it back in less than 3 years. I am still working for the same employer I worked for during my first loan.
My credit history shows I have 1 delinquent account. It is from one of my credit cards which I have already paid with my previous Prosper loan. I thought that all my accounts were updated when I paid off my debt. I have contacted the Credit Bureaus and my credit history will be updated to get rid of this delinquency. The 54 previous delinquencies were generated by the same account but like I say the balance on this account has been paid.
My financial situation is as follows:
Monthly income: $4000
Rent: $1000/month
Utilities: $400/month
Gas: $100/month
The costs in the house are shared with my husband and the cash flow will leave more than enough for me to pay off this loan.
Thanks for looking at my loan request!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| nybanker85 | $75.00 | $75.00 | 7/9/2010 4:51:34 PM |
| Comoparklender | $50.00 | $50.00 | 7/9/2010 4:53:32 PM |
| bountiful-durability | $50.00 | $50.00 | 7/9/2010 4:53:48 PM |
| bold-durability-drum | $50.00 | $50.00 | 7/9/2010 4:53:57 PM |
| riproaringrapids | $25.00 | $25.00 | 7/9/2010 4:56:26 PM |
| orderly-loot | $25.00 | $25.00 | 7/9/2010 4:53:11 PM |
| Artist_Blue | $25.00 | $25.00 | 7/9/2010 5:06:00 PM |
| american6 | $25.00 | $25.00 | 7/9/2010 5:09:48 PM |
| personal-lender | $25.00 | $25.00 | 7/9/2010 5:10:01 PM |
| qtmspin | $25.00 | $25.00 | 7/9/2010 5:10:24 PM |
| delicious-social132 | $35.00 | $35.00 | 7/9/2010 5:10:30 PM |
| moola-man | $30.00 | $30.00 | 7/9/2010 5:11:00 PM |
| brightest-affluence-motivator | $100.00 | $100.00 | 7/9/2010 5:11:37 PM |
| gracej | $25.00 | $25.00 | 7/9/2010 5:11:45 PM |
| SCTrojangirl | $25.00 | $25.00 | 7/9/2010 5:13:05 PM |
| money-bauble | $200.00 | $200.00 | 7/9/2010 5:13:14 PM |
| noble-revenue | $50.00 | $50.00 | 7/9/2010 5:13:19 PM |
| objective-investor | $100.00 | $100.00 | 7/9/2010 5:14:15 PM |
| sweetlan | $25.00 | $25.00 | 7/9/2010 5:14:32 PM |
| important-ore | $50.00 | $50.00 | 7/9/2010 6:13:46 PM |
| treasure-hunter270 | $25.00 | $25.00 | 7/9/2010 5:09:53 PM |
| tech310 | $100.00 | $100.00 | 7/9/2010 5:10:21 PM |
| SimpleChoice | $25.00 | $25.00 | 7/9/2010 6:25:42 PM |
| anders94 | $25.00 | $25.00 | 7/9/2010 5:10:51 PM |
| Vegasjim | $25.00 | $25.00 | 7/9/2010 5:11:49 PM |
| deal-frontier | $50.00 | $50.00 | 7/9/2010 7:01:45 PM |
| orgy63 | $25.00 | $25.00 | 7/9/2010 5:12:00 PM |
| diablo_ny | $25.00 | $25.00 | 7/9/2010 5:12:13 PM |
| enthralling-deal180 | $100.00 | $100.00 | 7/9/2010 5:12:34 PM |
| bchen78875 | $25.00 | $25.00 | 7/9/2010 5:13:30 PM |
| agreement-sycamore | $50.00 | $50.00 | 7/9/2010 5:15:01 PM |
| Cai8899 | $46.21 | $46.21 | 7/10/2010 1:18:44 AM |
| bowdish1 | $50.00 | $50.00 | 7/10/2010 1:37:39 AM |
| Aberdeen | $400.00 | $400.00 | 7/10/2010 1:45:35 AM |
| the-profit-oracle | $25.00 | $25.00 | 7/10/2010 1:45:57 AM |
| Aberdeen | $400.00 | $400.00 | 7/10/2010 1:45:39 AM |
| rmachi | $25.00 | $25.00 | 7/10/2010 1:46:03 AM |
| don8ter | $25.00 | $25.00 | 7/9/2010 6:32:44 PM |
| GeorgiaBoy2008 | $50.00 | $50.00 | 7/10/2010 10:26:38 AM |
| inventive-wealth2 | $25.00 | $25.00 | 7/9/2010 8:48:04 PM |
| gold-disk | $100.00 | $100.00 | 7/10/2010 1:48:11 PM |
| MrGhost | $25.00 | $25.00 | 7/10/2010 2:37:35 PM |
| hrubinst | $25.00 | $25.00 | 7/10/2010 1:37:45 AM |
| lloyd_s | $25.00 | $25.00 | 7/10/2010 4:54:44 PM |
| friendly-market5 | $50.00 | $50.00 | 7/10/2010 5:36:24 PM |
| wwwUniversal | $25.00 | $25.00 | 7/11/2010 3:11:41 AM |
| powerful-finance7 | $25.00 | $25.00 | 7/11/2010 2:27:11 AM |
| upright-asset2 | $25.00 | $25.00 | 7/11/2010 5:31:49 AM |
| kid8549 | $25.00 | $25.00 | 7/10/2010 9:51:40 AM |
| p2p-harmony | $44.83 | $32.03 | 7/11/2010 5:38:22 AM |
| RationalWorld | $25.00 | $25.00 | 7/10/2010 10:24:14 AM |
| oaktown23 | $50.00 | $50.00 | 7/10/2010 10:51:44 AM |
| b2006 | $25.00 | $25.00 | 7/10/2010 2:38:11 PM |
| logical-loyalty0 | $25.00 | $25.00 | 7/10/2010 5:01:54 PM |
| reward-motion | $25.00 | $25.00 | 7/10/2010 6:24:17 PM |
| Cheburashka | $25.00 | $25.00 | 7/10/2010 7:51:52 PM |
| upbeat-investment9 | $25.00 | $25.00 | 7/10/2010 8:52:18 PM |
| wise-handy-finance | $25.00 | $25.00 | 7/10/2010 10:17:33 PM |
| papaloha | $50.00 | $50.00 | 7/10/2010 11:21:52 PM |
| kind-unassuming-fund | $25.00 | $25.00 | 7/11/2010 3:11:38 AM |
| creative-gold | $25.00 | $25.00 | 7/11/2010 4:41:42 AM |
| market-assembler | $50.00 | $50.00 | 7/13/2010 2:50:53 PM |
| rescue | $50.00 | $50.00 | 7/9/2010 4:53:17 PM |
| bid-czar8 | $100.00 | $100.00 | 7/9/2010 4:54:07 PM |
| studious-bonus7 | $50.00 | $50.00 | 7/9/2010 5:09:42 PM |
| brightest-breathtaking-finance | $100.00 | $100.00 | 7/9/2010 5:10:17 PM |
| ichibon | $100.00 | $100.00 | 7/9/2010 5:11:30 PM |
| Supernick | $50.00 | $50.00 | 7/9/2010 5:11:25 PM |
| syounker | $25.00 | $25.00 | 7/9/2010 5:12:10 PM |
| wahoo-trader | $25.00 | $25.00 | 7/9/2010 5:12:54 PM |
| Havana21 | $25.00 | $25.00 | 7/9/2010 6:25:41 PM |
| new-social-economist | $25.00 | $25.00 | 7/9/2010 5:11:07 PM |
| villagers | $25.00 | $25.00 | 7/9/2010 5:11:11 PM |
| trustworthy-fairness | $50.00 | $50.00 | 7/9/2010 5:11:18 PM |
| Rysterola82 | $25.00 | $25.00 | 7/9/2010 5:12:17 PM |
| Katburg | $35.00 | $35.00 | 7/9/2010 5:12:44 PM |
| blackstar | $25.00 | $25.00 | 7/9/2010 7:59:11 PM |
| head | $25.00 | $25.00 | 7/9/2010 5:31:50 PM |
| PatRichi | $25.00 | $25.00 | 7/10/2010 1:37:48 AM |
| IIP77 | $25.00 | $25.00 | 7/10/2010 1:37:53 AM |
| GElender | $50.00 | $50.00 | 7/10/2010 1:45:41 AM |
| a-finance-nirvana | $25.00 | $25.00 | 7/10/2010 1:46:01 AM |
| Phantom99 | $25.00 | $25.00 | 7/10/2010 1:45:50 AM |
| SNH | $30.04 | $30.04 | 7/10/2010 4:56:35 AM |
| Avala | $50.00 | $50.00 | 7/9/2010 6:25:30 PM |
| mcarm66 | $25.00 | $25.00 | 7/10/2010 9:01:30 AM |
| treasure-bliss | $42.50 | $42.50 | 7/9/2010 7:19:39 PM |
| community-pipeline8 | $50.00 | $50.00 | 7/10/2010 9:56:29 AM |
| KiwiElf | $25.00 | $25.00 | 7/9/2010 8:41:50 PM |
| Tahoeguy | $50.00 | $50.00 | 7/10/2010 12:41:35 PM |
| Prosp_Lender | $50.00 | $50.00 | 7/9/2010 11:01:25 PM |
| kmr2 | $29.56 | $29.56 | 7/10/2010 2:38:13 PM |
| anyoi | $42.84 | $42.84 | 7/10/2010 4:42:58 PM |
| Winsten | $38.93 | $38.93 | 7/10/2010 5:36:25 PM |
| vwbell | $25.00 | $25.00 | 7/10/2010 7:51:56 PM |
| Panna | $25.00 | $25.00 | 7/10/2010 7:51:41 PM |
| metro457 | $25.00 | $25.00 | 7/10/2010 9:58:50 PM |
| generous-deal6 | $25.00 | $25.00 | 7/10/2010 10:43:06 PM |
| economy-producer | $25.00 | $25.00 | 7/10/2010 10:17:43 PM |
| rebelduke | $25.00 | $25.00 | 7/10/2010 10:22:10 AM |
| orange-preeminant-bill | $100.00 | $100.00 | 7/10/2010 1:35:16 PM |
| DJC4 | $25.00 | $25.00 | 7/10/2010 1:49:29 PM |
| KileNSmyth4 | $25.00 | $25.00 | 7/10/2010 2:06:38 PM |
| tomaswk | $30.46 | $30.46 | 7/10/2010 4:02:31 PM |
| jrbill1998 | $32.43 | $32.43 | 7/10/2010 5:01:38 PM |
| bambampk | $25.00 | $25.00 | 7/10/2010 6:53:52 PM |
| overflowinglife | $25.00 | $25.00 | 7/10/2010 9:58:48 PM |
| green-radiant-durability | $50.00 | $50.00 | 7/10/2010 10:17:31 PM |
| loan-master996 | $50.00 | $50.00 | 7/10/2010 10:17:42 PM |
| portfolio-turbine | $25.00 | $25.00 | 7/11/2010 9:37:31 PM |
| Ready2Loan | $25.00 | $25.00 | 7/11/2010 5:31:52 AM |
| Lender0307 | $25.00 | $25.00 | 7/11/2010 7:02:55 PM |
| william8 | $25.00 | $25.00 | 7/12/2010 1:10:49 PM |
| 113 bids
|
Borrower Payment Dependent Notes Series
466451
This series of Notes was issued and sold upon the funding of the borrower loan #43493, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,375.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jul-14-2010 |
| |
Auction end date:
| Jul-14-2010 |
|
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 28.57% |
Starting monthly payment:
| $176.85 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.57% |
Final monthly payment:
| $176.85 |
| |
|
Auction yield range:
| 10.93% - 25.25% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| May-1992 |
Debt/Income ratio:
| 10% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 8
/
7 | Length of status: | 9y 11m |
|
Credit score:
| 700-719 (Jul-2010) |
Total credit lines:
| 39 |
Occupation: | Civil Service |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $649 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $82 |
Bankcard utilization:
| 17% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 7 | | | | |
|
Screen name:
| BlueVector |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 28 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Feb-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 28 | | |
Description
Improvements to rental property
Purpose of loan:
This loan will be used to make improvements on a rental property which has been rented 95% of the time the last 5 years.
My financial situation:
I am a good candidate for this loan because I paid off my last prosper loan ahead of schedule. I do not owe anything on my credit cards.? I have very little debt outside my current home, rental property and 4500 in school loans left.?
Monthly net income: $ 5500
Monthly expenses: $ 3155
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| nybanker85 | $50.00 | $50.00 | 7/14/2010 5:15:15 PM |
| payment-gusto | $25.00 | $25.00 | 7/14/2010 5:15:32 PM |
| authoritative-platinum7 | $25.00 | $25.00 | 7/14/2010 5:15:40 PM |
| Sateesh | $100.00 | $100.00 | 7/14/2010 5:15:45 PM |
| gizzywump | $25.00 | $25.00 | 7/14/2010 5:16:12 PM |
| moola-man | $25.00 | $25.00 | 7/14/2010 5:18:31 PM |
| tech310 | $50.00 | $50.00 | 7/14/2010 5:19:19 PM |
| RMB-Investments | $25.00 | $25.00 | 7/14/2010 5:19:02 PM |
| thestartuplender | $35.00 | $35.00 | 7/14/2010 5:19:10 PM |
| simplelender80 | $50.00 | $50.00 | 7/14/2010 5:19:22 PM |
| soulful-truth | $1,000.00 | $1,000.00 | 7/14/2010 5:20:10 PM |
| intelligent-yield | $25.00 | $25.00 | 7/14/2010 5:20:25 PM |
| Rattlehead | $25.00 | $25.00 | 7/14/2010 5:20:13 PM |
| israel15 | $25.00 | $25.00 | 7/14/2010 5:21:11 PM |
| GInBaghdad | $25.00 | $25.00 | 7/14/2010 5:21:06 PM |
| top-courteous-peso | $25.00 | $25.00 | 7/14/2010 5:21:53 PM |
| S-Master | $25.00 | $25.00 | 7/14/2010 5:22:08 PM |
| bold-special-peace7 | $49.00 | $49.00 | 7/14/2010 5:23:35 PM |
| emphatic-deal5 | $40.00 | $40.00 | 7/14/2010 5:22:57 PM |
| villagers | $25.00 | $25.00 | 7/14/2010 5:15:24 PM |
| exchange-synapse | $50.00 | $50.00 | 7/14/2010 5:23:26 PM |
| loyalist1 | $100.00 | $100.00 | 7/14/2010 5:24:36 PM |
| Dairyboy | $50.00 | $50.00 | 7/14/2010 5:24:56 PM |
| CaboWaboRobo | $25.00 | $25.00 | 7/14/2010 5:24:07 PM |
| zorg77 | $25.00 | $25.00 | 7/14/2010 5:25:10 PM |
| inspired-duty5 | $100.00 | $100.00 | 7/14/2010 5:25:35 PM |
| Banker7371 | $25.00 | $25.00 | 7/14/2010 5:32:16 PM |
| LMM1 | $25.00 | $25.00 | 7/14/2010 5:32:27 PM |
| dough-bear | $26.90 | $26.90 | 7/14/2010 5:32:39 PM |
| enthusiastic-balance5 | $50.00 | $50.00 | 7/14/2010 5:18:55 PM |
| loan-gatherer | $25.00 | $25.00 | 7/14/2010 5:32:42 PM |
| loucr2003 | $25.00 | $25.00 | 7/14/2010 5:32:52 PM |
| ash135 | $25.00 | $25.00 | 7/14/2010 5:32:59 PM |
| Angel_Investor_7 | $25.00 | $25.00 | 7/14/2010 5:33:11 PM |
| logical-moola4 | $50.00 | $50.00 | 7/14/2010 5:26:43 PM |
| archeanchaos | $25.00 | $25.00 | 7/14/2010 5:32:35 PM |
| golath24 | $25.00 | $25.00 | 7/14/2010 5:33:10 PM |
| jengachamp | $25.00 | $25.00 | 7/14/2010 5:20:19 PM |
| FeedTheMachine | $50.00 | $50.00 | 7/14/2010 5:20:26 PM |
| asmithj | $50.00 | $50.00 | 7/14/2010 5:20:56 PM |
| delivery | $25.00 | $25.00 | 7/14/2010 5:21:00 PM |
| silver-nirvana | $25.00 | $25.00 | 7/14/2010 5:24:06 PM |
| hc90474 | $25.00 | $25.00 | 7/14/2010 5:31:46 PM |
| mtquan | $25.00 | $25.00 | 7/14/2010 5:32:13 PM |
| skybolt4 | $25.00 | $25.00 | 7/14/2010 5:32:34 PM |
| drg6289 | $25.00 | $25.00 | 7/14/2010 5:33:05 PM |
| SolarMoonshine | $100.00 | $100.00 | 7/14/2010 6:06:36 PM |
| bull_lender | $36.00 | $36.00 | 7/14/2010 6:27:19 PM |
| sweetlan | $25.00 | $25.00 | 7/14/2010 5:15:27 PM |
| first-restless-payout | $50.00 | $50.00 | 7/14/2010 5:15:36 PM |
| jlr613 | $25.00 | $25.00 | 7/14/2010 5:16:16 PM |
| thedreamer | $25.00 | $25.00 | 7/14/2010 5:18:25 PM |
| rescue | $100.00 | $100.00 | 7/14/2010 5:18:34 PM |
| kmr2 | $100.00 | $100.00 | 7/14/2010 5:18:57 PM |
| brother_tam | $50.00 | $50.00 | 7/14/2010 5:19:00 PM |
| SNH | $75.00 | $75.00 | 7/14/2010 5:19:12 PM |
| Havana21 | $25.00 | $25.00 | 7/14/2010 5:19:15 PM |
| personal-lender | $25.00 | $25.00 | 7/14/2010 5:19:27 PM |
| Pman | $25.00 | $25.00 | 7/14/2010 5:19:31 PM |
| first-upright-payout | $25.00 | $25.00 | 7/14/2010 5:20:09 PM |
| easybreezy | $25.00 | $25.00 | 7/14/2010 5:20:35 PM |
| bountiful-durability | $50.00 | $50.00 | 7/14/2010 5:20:17 PM |
| orderly-leverage | $30.00 | $30.00 | 7/14/2010 5:20:22 PM |
| life-is-great | $25.00 | $25.00 | 7/14/2010 5:21:14 PM |
| rhin0cerx | $50.00 | $50.00 | 7/14/2010 5:21:08 PM |
| vibraphone3 | $50.00 | $50.00 | 7/14/2010 5:22:30 PM |
| saffron4 | $25.00 | $25.00 | 7/14/2010 5:15:48 PM |
| careful-credit1 | $75.00 | $75.00 | 7/14/2010 5:24:43 PM |
| MONEYMATCH | $25.00 | $25.00 | 7/14/2010 5:16:23 PM |
| natecam | $25.00 | $25.00 | 7/14/2010 5:23:41 PM |
| cash-spark3 | $25.56 | $25.56 | 7/14/2010 5:25:08 PM |
| TheGeek | $25.00 | $25.00 | 7/14/2010 5:25:34 PM |
| loan-scientist8 | $25.00 | $25.00 | 7/14/2010 5:32:21 PM |
| theshef | $25.00 | $25.00 | 7/14/2010 5:32:40 PM |
| dime-reaction | $25.00 | $25.00 | 7/14/2010 5:32:57 PM |
| iinsuru | $25.00 | $25.00 | 7/14/2010 5:33:07 PM |
| ferocious-exchange3 | $25.00 | $25.00 | 7/14/2010 5:19:08 PM |
| MADAOO7 | $50.00 | $50.00 | 7/14/2010 5:19:25 PM |
| hidavehi | $25.15 | $25.15 | 7/14/2010 5:34:30 PM |
| innocent-loot | $25.00 | $25.00 | 7/14/2010 5:32:10 PM |
| gss_000 | $25.00 | $25.00 | 7/14/2010 5:33:06 PM |
| twjh | $25.00 | $25.00 | 7/14/2010 5:34:51 PM |
| bnlforever | $25.00 | $25.00 | 7/14/2010 5:20:58 PM |
| desertoasis | $25.00 | $25.00 | 7/14/2010 5:21:03 PM |
| JustMee | $25.00 | $25.00 | 7/14/2010 5:39:24 PM |
| CoolPlexer | $25.00 | $25.00 | 7/14/2010 5:31:48 PM |
| mamasbeachhouse | $50.00 | $50.00 | 7/14/2010 5:32:33 PM |
| Gixxer600 | $25.00 | $25.00 | 7/14/2010 5:33:01 PM |
| mdf | $43.17 | $43.17 | 7/14/2010 5:33:09 PM |
| AGSLending | $25.00 | $14.22 | 7/14/2010 5:33:17 PM |
| alexgalt | $100.00 | $100.00 | 7/14/2010 5:33:35 PM |
| wwwUniversal | $25.00 | $25.00 | 7/14/2010 5:36:23 PM |
| 92 bids
|