Sales Report:Supplement No. 237 dated Jul 14, 2010 to Prospectus dated Jul 13, 2009
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 459339
This series of Notes was issued and sold upon the funding of the borrower loan #43421, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.7% Auction start date:  Jul-06-2010 
  Auction end date:  Jul-12-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 39.15% Starting monthly payment: $45.24
Final lender yield: 28.00% Final borrower rate/APR: 29.00% / 33.00% Final monthly payment: $41.91
 
Auction yield range: 13.98% - 34.00% Estimated loss impact: 15.98%  
Lender servicing fee: 1.00% Estimated return: 12.02%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-2001 Debt/Income ratio: 21%
Basic (1-10): 6 Inquiries last 6m: 4Employment status:Full-time employee
Enhanced (1-5):2 Current / open credit lines: 8 / 7Length of status:2y 5m
Credit score: 620-639 (Jul-2010) Total credit lines: 24 Occupation: Sales - Retail
Now delinquent: 0 Revolving credit balance: $2,864Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 90%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 13    
Screen name: inumer Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 21 ( 100% ) 620-639 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
620-639 (Aug-2008)
 
Principal balance: $496.39 31+ days late: 0 ( 0% )
Total payments billed: 21  
Description
Relocation Loan
Purpose of loan:
This loan will be used to help my family move to a new location. It will pay for the moving expenses as well as the security deposit..

My financial situation:
I am a good candidate for this loan because I have no outstanding bills and I make sure I pay everything on time every month..

Monthly net income: $
Sams - $1000
(Spouse) Adecco/Roche - $1200

Monthly expenses: $
??Housing: $ 640
??Insurance: $ 100
??Car expenses: $ 160
??Utilities: $ 100
??Phone, cable, internet: $ 120
? Credit cards and other loans: $ 200
? Kids Expenses: $ 50
? Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
AlexTrep$25.00$25.007/6/2010 4:31:20 PM
realtormoises$25.00$25.007/7/2010 5:48:31 AM
Kash2010lu$25.00$25.007/7/2010 10:10:28 AM
new-smart-fund$50.00$3.827/7/2010 12:16:54 PM
SolarMoonshine$25.00$25.007/7/2010 5:18:18 PM
twjh$25.00$25.007/7/2010 5:47:46 PM
EngineersAlliance$25.00$25.007/7/2010 8:56:17 PM
portfolio-turbine$25.00$25.007/9/2010 8:57:24 AM
lucrative-loan$50.00$50.007/10/2010 1:44:28 AM
skillful-asset5$25.00$25.007/10/2010 4:59:21 AM
lateflight$25.00$25.007/10/2010 11:08:14 PM
eboomer2611$25.00$25.007/11/2010 3:45:29 PM
exchange-cowbell5$25.00$25.007/11/2010 7:28:34 PM
Rogelio48$25.00$25.007/12/2010 10:23:38 AM
UCLA4life$25.00$25.007/8/2010 7:08:08 AM
MStackIV$50.00$50.007/8/2010 12:45:05 PM
CoolPlexer$25.00$25.007/8/2010 5:02:35 PM
marwadi-62$200.00$200.007/8/2010 6:49:43 PM
Math_Physics$25.00$25.007/9/2010 2:34:33 AM
income-rocker2$25.00$25.007/10/2010 11:59:28 AM
wise382$25.01$25.017/10/2010 2:37:37 PM
heerzaquestion$25.00$25.007/12/2010 4:28:12 AM
sgvending$30.17$30.177/12/2010 6:07:57 AM
lender12345$25.00$25.007/11/2010 11:08:21 AM
green-rapid-openness$50.00$50.007/12/2010 8:22:31 AM
red-favorable-basis$25.00$25.007/11/2010 11:29:28 PM
kinetic-social$25.00$25.007/12/2010 7:18:38 AM
gshx2$36.00$36.007/12/2010 9:20:37 AM
heerzaquestion$25.00$25.007/12/2010 1:28:32 PM
five-star-note$30.00$30.007/12/2010 11:13:49 AM
30 bids
 
Borrower Payment Dependent Notes Series 463897
This series of Notes was issued and sold upon the funding of the borrower loan #43480, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Jun-25-2010 
  Auction end date:  Jul-02-2010 
 
Starting lender yield: 13.85% Starting borrower rate/APR: 14.85% / 17.02% Starting monthly payment: $345.92
Final lender yield: 13.85% Final borrower rate/APR: 14.85% / 17.02% Final monthly payment: $345.92
 
Auction yield range: 5.98% - 13.85% Estimated loss impact: 5.23%  
Lender servicing fee: 1.00% Estimated return: 8.62%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jan-1988 Debt/Income ratio: 8%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 12 / 12Length of status:10y 2m
Credit score: 740-759 (Jun-2010) Total credit lines: 27 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $141,574Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 72%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: responsibility-exchanger Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to pay off credit card balances left over after a divorce.

My financial situation:
I am a good candidate for this loan because I have a good stable income and am trying to improve my rate to quicken the payoff period????

Monthly net income: $ 11000.00

Monthly expenses: $?8300.00
??Housing: $ 5300.00???
??Insurance: $? incl.
??Car expenses: $ 100.00
??Utilities: $ 700.00
??Phone, cable, internet: $ 200.00
??Food, entertainment: $ 500.00
??Clothing, household expenses $ 500.00
??Credit cards and other loans: $ 1000.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Please explain your high revolving debt load. Please list your major debts. Thanks and best wishes. - reflective-rupee
A: Most of the revolving debt load is a 2nd mortgage which shows as a "revolving line of credit" which is $125K of the $141K that shows on my credit report. The balance of approximately 20K is on credit cards. Half of that is on a card with a very good interest rate, and I am paying that as if it were a 3 year term. The remaing 10K is on credit cards at higher rates that I am trying to refinance through Prosper. First mortgage is ~$600K, no car loans or other debts. (Jun-28-2010)
Q: I have 1 default & 2 on the way to default in only 7 months as a lender. Hoped for better as we lenders are real people just like you. We are taking a chance on you. Will you promise to pay this back - NO MATTER WHAT? - Toastmaster007
A: I always honor my obligations--debts or otherwise, and have no intention of treating this any differently. (Jun-29-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Pulchritudinous$25.00$25.006/25/2010 4:56:08 PM
B-rad_the_Coug$25.00$25.006/25/2010 4:57:49 PM
Comoparklender$50.00$50.006/25/2010 4:58:24 PM
bountiful-durability$50.00$50.006/25/2010 4:59:15 PM
syounker$25.00$25.006/25/2010 5:04:23 PM
orderly-loot$25.00$25.006/25/2010 4:56:39 PM
dickfore$25.00$25.006/25/2010 5:06:11 PM
loan-kung-fu$25.00$25.006/25/2010 5:07:09 PM
get30inc$25.00$25.006/25/2010 5:07:20 PM
Havana21$25.00$25.006/25/2010 5:00:23 PM
american6$25.00$25.006/25/2010 5:03:50 PM
personal-lender$25.00$25.006/25/2010 5:04:03 PM
first-upright-payout$25.00$25.006/25/2010 5:06:28 PM
ray1051$25.00$25.006/25/2010 5:06:03 PM
top-courteous-peso$100.00$100.006/25/2010 5:07:40 PM
radforj22$25.00$25.006/25/2010 5:08:03 PM
kmr2$25.00$25.006/26/2010 4:20:24 AM
boater01$43.27$43.276/26/2010 11:42:04 PM
SummaCapital$50.00$50.006/26/2010 9:24:32 AM
mpactlender$25.00$25.006/27/2010 6:54:54 AM
gold-disk$57.21$57.216/27/2010 9:21:47 AM
SNH$50.00$50.006/26/2010 1:09:50 PM
greenback-museum$25.00$25.006/26/2010 2:24:32 PM
exciting-responsibility3$25.00$25.006/26/2010 4:15:20 PM
Savings_EQ_Dignity$35.00$35.006/27/2010 1:51:28 PM
worth-arch$25.00$25.006/27/2010 4:35:25 PM
alamundo$50.00$50.006/27/2010 8:36:03 PM
selector568$81.96$81.966/27/2010 10:25:56 AM
new-return-faire$29.60$29.606/27/2010 10:04:44 PM
AlexTrep$25.00$25.006/27/2010 2:09:27 PM
cash-spark3$25.00$25.006/27/2010 3:44:25 PM
greenback-amplifier$25.00$25.006/28/2010 9:34:30 AM
charming-dime$25.00$25.006/27/2010 8:36:00 PM
thorough-exchange4$25.00$25.006/27/2010 8:39:33 PM
NELNET$50.00$50.006/28/2010 9:54:47 AM
ClearLake$25.00$25.006/28/2010 9:55:52 AM
Phantom99$25.00$25.006/28/2010 9:56:56 AM
adir1$25.00$25.006/28/2010 11:04:27 AM
mpatrick$25.00$25.006/28/2010 11:10:32 AM
bold-investment-glider$30.00$30.006/28/2010 11:10:53 AM
SpectrumCapital$25.00$25.006/28/2010 11:11:04 AM
fenderxes$25.00$25.006/28/2010 11:11:16 AM
Dreams4Cash$25.00$25.006/28/2010 9:35:17 AM
commerce-handshake$25.00$25.006/28/2010 11:12:26 AM
Ripsaw4U$25.00$25.006/28/2010 11:13:05 AM
influential-compassion9$50.00$50.006/28/2010 9:45:52 AM
tech_helper$50.00$50.006/28/2010 11:13:28 AM
shrewd-peace7$30.00$30.006/28/2010 11:13:36 AM
cash-merry-maker$25.00$25.006/28/2010 9:46:43 AM
benefit-dreams$42.57$42.576/28/2010 9:47:05 AM
power-igloo3$25.00$25.006/28/2010 11:13:56 AM
blackstar$25.00$25.006/28/2010 11:14:34 AM
impressive-credit431$200.00$200.006/28/2010 11:15:23 AM
tech310$50.00$50.006/28/2010 9:36:00 AM
DiabolicalGamer$25.00$25.006/28/2010 11:16:10 AM
useful-p2ploan$48.61$48.616/28/2010 9:54:57 AM
dschaaf$25.00$25.006/28/2010 9:55:35 AM
teller$25.00$25.006/28/2010 9:55:54 AM
balanced-bill7$100.00$100.006/28/2010 9:56:47 AM
nick456sd$50.00$50.006/28/2010 9:57:09 AM
gulch$25.00$25.006/28/2010 9:54:40 AM
junctionking$25.00$25.006/28/2010 9:56:00 AM
samo102us$25.00$25.006/28/2010 9:56:02 AM
wise-spiritual-commitment$50.00$50.006/28/2010 9:56:45 AM
Anny-Disco$30.02$30.026/28/2010 10:54:27 AM
VEZIROGLUA$32.67$32.676/28/2010 11:04:25 AM
108lender$50.59$50.596/28/2010 10:06:08 AM
damanq$25.00$25.006/28/2010 11:10:57 AM
the-purposeful-principal$25.00$25.006/28/2010 11:11:06 AM
balance-whistle7$25.00$25.006/28/2010 11:12:43 AM
mzman$25.00$25.006/28/2010 11:13:06 AM
integrity-trumpet$50.00$50.006/28/2010 11:13:52 AM
power-pagoda$26.00$26.006/28/2010 11:13:57 AM
Cheburashka$25.00$25.006/28/2010 11:14:53 AM
visionary-community$25.00$25.006/28/2010 11:15:19 AM
shrewd-truth1$25.00$25.006/28/2010 11:15:26 AM
logical-moola4$50.00$50.006/28/2010 11:15:45 AM
supergiant3$50.00$50.006/28/2010 11:26:00 AM
ramblin$25.00$25.006/28/2010 11:10:59 AM
Billfred$25.00$25.006/28/2010 11:27:16 AM
copperfield$25.00$25.006/28/2010 11:11:04 AM
janus_god$25.00$25.006/28/2010 11:11:43 AM
richboy56$50.00$50.006/28/2010 11:11:52 AM
objective-investor$29.83$29.836/28/2010 11:12:42 AM
Bank42$50.00$50.006/28/2010 11:13:02 AM
velocity-warrior$39.37$39.376/28/2010 1:19:34 PM
Panna$25.00$25.006/28/2010 11:43:07 AM
djh47a$25.00$25.006/28/2010 11:43:59 AM
SF2Berlin$25.00$25.006/28/2010 11:40:24 AM
heavenly-repayment4$30.00$30.006/28/2010 11:42:45 AM
SolidMichael$25.00$25.006/28/2010 11:55:05 AM
kirkjerk$25.00$25.006/28/2010 11:43:57 AM
DrNano$50.00$50.006/28/2010 1:12:02 PM
lend2end$25.00$25.006/28/2010 1:25:31 PM
pure-hope6$50.00$50.006/28/2010 1:46:14 PM
d_grbg$25.00$25.006/28/2010 2:35:32 PM
forthright-principal2$25.00$25.006/28/2010 2:36:15 PM
loanermn$25.00$25.006/28/2010 4:11:33 PM
buckyhead2000$25.00$25.006/28/2010 5:13:27 PM
worth-victor6$25.00$25.006/29/2010 12:16:45 AM
credit-panda1$25.00$25.006/29/2010 6:05:59 AM
intuitive-bill$25.00$25.006/29/2010 12:59:22 PM
wonderous-power$25.00$25.006/30/2010 4:50:39 AM
reflective-rupee$25.00$25.006/30/2010 3:24:24 PM
LoanerPrincipal$50.00$50.006/30/2010 5:01:46 PM
VaVMer$25.00$25.007/1/2010 5:17:00 AM
rockhound84$25.00$25.006/30/2010 4:49:24 PM
mhotchan$111.29$111.296/30/2010 11:05:11 PM
rockhound84$25.00$25.007/1/2010 5:03:30 AM
heather26$25.00$25.007/1/2010 7:29:03 AM
E-B$50.00$50.007/1/2010 3:43:15 AM
proton346$25.00$25.007/1/2010 7:50:39 AM
bluflame9940$34.36$34.367/1/2010 6:38:59 AM
loanman2007$75.00$75.007/1/2010 10:41:18 AM
dsm$50.00$50.007/1/2010 12:51:45 PM
trumpeter5$25.00$25.007/1/2010 4:11:42 PM
credit-missile$25.00$25.007/1/2010 4:15:33 PM
credit-missile$25.00$25.007/1/2010 4:20:04 PM
mpatrick$50.00$50.007/1/2010 4:37:41 PM
rbotterbLLC$25.00$25.007/1/2010 4:07:50 PM
shrewd-income$50.00$50.007/1/2010 7:45:08 PM
cwb8539$25.00$25.007/1/2010 8:11:12 PM
gshx2$36.00$36.007/1/2010 9:10:28 PM
taylodo$25.00$25.007/1/2010 7:26:48 PM
Avala$50.00$50.006/25/2010 5:03:45 PM
treasure-hunter270$25.00$25.006/25/2010 5:03:54 PM
riproaringrapids$25.00$25.006/25/2010 5:04:08 PM
enthralling-deal180$100.00$100.006/25/2010 5:04:39 PM
orgy63$25.00$25.006/25/2010 4:56:44 PM
Max8319$25.00$25.006/25/2010 5:06:59 PM
Thylow$25.00$25.006/25/2010 4:57:29 PM
ichibon$75.00$75.006/25/2010 5:07:30 PM
Artist_Blue$25.00$25.006/25/2010 5:07:45 PM
reflective-rupee$25.00$25.006/25/2010 4:58:36 PM
ddibernardo$25.00$25.006/25/2010 5:08:32 PM
simplelender80$100.00$100.006/25/2010 5:03:57 PM
studious-bonus7$50.00$50.006/25/2010 5:03:27 PM
hrubinst$25.00$25.006/25/2010 5:03:40 PM
Winsten$50.00$50.006/25/2010 5:04:44 PM
ommcd$25.00$25.006/25/2010 5:05:22 PM
SCTrojangirl$25.00$25.006/25/2010 5:08:23 PM
trustworthy-fairness$50.00$50.006/26/2010 4:59:30 AM
famous-bill$50.00$50.006/26/2010 6:04:44 AM
a-finance-nirvana$25.00$25.006/25/2010 11:39:14 PM
bid-czar8$100.00$100.006/26/2010 9:55:24 AM
saysana$25.00$25.006/26/2010 10:35:00 AM
jdrez$25.00$25.006/27/2010 6:45:08 AM
ThompsonCapital$25.00$25.006/26/2010 11:24:36 AM
hardwareman$100.00$100.006/27/2010 8:29:30 AM
benevolent-benefit$25.00$25.006/26/2010 12:45:14 PM
balance6$25.00$25.006/27/2010 10:35:08 AM
1800porsche$25.00$25.006/26/2010 2:39:43 PM
crippledcircus$50.00$50.006/27/2010 4:13:59 PM
ddog0224$25.00$25.006/26/2010 11:45:53 PM
loot-heart$28.30$28.306/27/2010 7:01:43 AM
mcds$25.00$25.006/27/2010 8:19:25 AM
bchen78875$25.00$25.006/27/2010 10:26:50 AM
UT-Longhorn$25.00$25.006/27/2010 12:55:54 PM
successful-euro$47.26$47.266/27/2010 3:40:14 PM
mikrolown$25.00$25.006/27/2010 2:19:28 PM
durability-bandit1$50.00$50.006/28/2010 9:34:41 AM
mla$25.00$25.006/28/2010 9:55:27 AM
ryelk$25.00$25.006/28/2010 10:54:26 AM
persistent-bazaar$25.00$25.006/28/2010 11:10:35 AM
ATOHokie$25.00$25.006/28/2010 11:10:53 AM
SkiFastBadly$25.00$25.006/28/2010 11:10:56 AM
totoro$25.00$25.006/28/2010 8:20:25 AM
orderly-leverage$40.00$40.006/28/2010 11:11:01 AM
Angleofcare$25.00$25.006/28/2010 11:11:05 AM
lenderman2$25.00$25.006/28/2010 11:12:28 AM
kchen486$50.00$50.006/28/2010 11:12:42 AM
neighborly-bid$25.00$25.006/28/2010 9:04:24 AM
penny-chooser$50.00$50.006/28/2010 11:13:04 AM
rescue$50.00$50.006/28/2010 11:13:22 AM
Edwin_Rae$25.00$25.006/28/2010 11:13:40 AM
Ocean713$50.00$50.006/28/2010 11:13:50 AM
treasure-bliss$100.00$100.006/28/2010 11:13:58 AM
finance-prescription$45.95$45.956/28/2010 11:13:59 AM
shrewd-deal$25.00$25.006/28/2010 9:55:28 AM
gracej$25.00$25.006/28/2010 9:56:46 AM
payogie$25.00$25.006/28/2010 9:54:46 AM
contract-maracas$30.78$30.786/28/2010 10:05:36 AM
jga516$25.00$25.006/28/2010 11:43:03 AM
SDNLR$25.00$25.006/28/2010 11:44:47 AM
lloyd_s$25.00$25.006/28/2010 11:45:12 AM
abfs$25.00$25.006/28/2010 11:10:34 AM
Relevance$25.00$25.006/28/2010 11:10:54 AM
intelligent-credit0$50.00$50.006/28/2010 11:11:02 AM
line6owner$36.00$36.006/28/2010 11:11:18 AM
economy-producer$25.00$25.006/28/2010 11:13:33 AM
SimpleChoice$25.00$25.006/28/2010 11:13:46 AM
top-historic-peso$25.00$25.006/28/2010 11:13:53 AM
enthusiastic-balance5$100.00$100.006/28/2010 11:15:25 AM
the-silver-blaster$40.00$40.006/28/2010 11:15:27 AM
bowdish1$50.00$50.006/28/2010 11:15:36 AM
pavelz$50.00$50.006/28/2010 11:16:00 AM
friendly-market5$25.00$25.006/28/2010 12:45:28 PM
well-rounded-dinero$50.00$50.006/28/2010 11:10:55 AM
shiny-dollar9$25.00$25.006/28/2010 11:11:02 AM
Rdodson11$25.00$25.006/28/2010 11:11:07 AM
wayman$50.00$50.006/28/2010 11:12:21 AM
inspiring-reward$150.00$150.006/28/2010 11:12:47 AM
adamnash$25.00$25.006/28/2010 11:13:07 AM
point-shooter$25.00$25.006/28/2010 11:13:42 AM
chestnut4$25.00$25.006/28/2010 11:15:16 AM
surfhoss644$50.00$50.006/28/2010 1:44:24 PM
Dutchhunter$28.47$28.476/28/2010 11:42:58 AM
money-bauble$85.39$85.396/28/2010 11:45:07 AM
reflective-rupee$3,500.00$1,386.256/28/2010 2:31:14 PM
return-eclipse0$25.00$25.006/28/2010 12:04:35 PM
SMARTDISK$50.00$50.006/28/2010 12:29:52 PM
wwwUniversal$25.00$25.006/28/2010 2:36:12 PM
reflective-rupee$25.00$25.006/28/2010 2:31:28 PM
green-rapid-openness$100.00$100.006/28/2010 9:32:38 PM
dontletmoneyfoolya$50.00$50.006/29/2010 10:11:57 AM
Sol_Invictus$25.00$25.006/29/2010 6:00:40 PM
calbertrand$25.00$25.006/30/2010 7:30:44 AM
balance-chestnut$62.50$62.506/30/2010 9:58:00 AM
reflective-rupee$25.00$25.006/30/2010 3:24:58 PM
reflective-rupee$25.00$25.006/30/2010 3:24:37 PM
greenback-ally$50.00$50.006/30/2010 6:28:37 PM
poolshark72$25.00$25.006/30/2010 9:39:08 PM
dano1965$50.00$50.007/1/2010 6:03:15 AM
massuot$25.00$25.007/1/2010 7:29:28 AM
crw1950$50.00$50.007/1/2010 8:29:05 AM
Sven79$50.00$50.007/1/2010 8:15:36 AM
economy-popcorn$25.00$25.007/1/2010 3:46:45 PM
haryassman$50.00$50.007/1/2010 4:36:25 PM
zone6$50.00$50.007/1/2010 8:37:35 PM
happy-loyalty$25.00$25.007/2/2010 2:14:24 AM
mgking007$25.75$25.757/2/2010 2:20:00 AM
Techne_Funds_LLC$25.00$25.007/1/2010 7:52:35 PM
MrPie$25.00$25.007/2/2010 4:41:08 AM
233 bids
 
Borrower Payment Dependent Notes Series 464079
This series of Notes was issued and sold upon the funding of the borrower loan #43442, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,700.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Jun-24-2010 
  Auction end date:  Jul-01-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $257.85
Final lender yield: 30.00% Final borrower rate/APR: 31.00% / 33.39% Final monthly payment: $245.11
 
Auction yield range: 16.98% - 34.00% Estimated loss impact: 19.76%  
Lender servicing fee: 1.00% Estimated return: 10.24%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-2006 Debt/Income ratio: Not calculated
Basic (1-10): 5 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 6 / 6Length of status:3y 2m
Credit score: 720-739 (Jun-2010) Total credit lines: 9 Occupation: Military Enlisted
Now delinquent: 0 Revolving credit balance: $564Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 1%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: adventure6 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Medical Loan
Purpose of loan:
This loan will be used to help my wife afford an important surgery.

My financial situation:
I am fully employed in the military, have a guaranteed steady job, and have an excellent credit and payment history.

Monthly net income: $
3000 (my wife's income included)
Monthly expenses: $
??Housing: $ 0 (I live on base).
??Insurance: $ 100
??Car expenses: $ 300
??Utilities: $ 0
??Phone, cable, internet: $ 50
??Food, entertainment: $ 0
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 300
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: I have 1 default & 2 on the way to default in only 7 months as a lender. Hoped for better as we lenders are real people just like you. We are taking a chance on you. Will you promise to pay this back - NO MATTER WHAT? - Toastmaster007
A: Absolutely! My bank account is never under 2000 usd per month. The monthly payments will be deducted directly from that each month. (Jun-28-2010)
Q: Why isn't Tricare taking care of the surgery costs? - Integrity1st
A: The surgery is considered optional and isn't covered because it isnt considered "necessary". She has the option of taking medication for the rest of her life (which has awful side effects) or having the surgery to correct the problem. She's opting for the surgery. (Jun-30-2010)
Q: Why was your last loan cancelled? thanks. - Kash2010lu
A: It was canceled because when Prosper called me to verify a few things, I was out on the field every time, and since they couldn't get ahold of me, the loan was canceled. I've since called them and verified everything, so that will not be a further issue. (Jul-01-2010)
Q: Please provide details of the surgery. What type of surgery and for what? - FL-Lender
A: It is minor heart surgery, and it is to correct an irregular heartbeat. (Jul-01-2010)
Q: Will your enlistement be up before this loan is paid off? Thanks - RecoveryLender
A: Yes it will be, but I am re-enlisting at that. (April 20, 2013) (Jul-01-2010)
5 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Military-2-Military$1,000.00$1,000.006/30/2010 6:54:54 PM
realtormoises$25.00$25.006/30/2010 9:44:19 PM
redhead21$79.46$79.467/1/2010 1:29:53 PM
exchange-cowbell5$25.00$25.007/1/2010 3:44:38 PM
julian_rojas72$3,735.39$3,735.397/1/2010 3:50:55 PM
jjsparks28$48.00$48.007/1/2010 3:51:27 PM
mammalian4$31.93$31.937/1/2010 2:25:35 PM
thomas16882004$25.00$25.007/1/2010 8:56:20 AM
Amber_Stone$3,000.00$505.227/1/2010 7:26:26 AM
sturdy-peace9$75.00$75.007/1/2010 7:33:20 AM
Frankk2$50.00$50.007/1/2010 7:43:54 AM
Kash2010lu$50.00$50.007/1/2010 11:10:39 AM
Leshan$50.00$50.007/1/2010 3:01:13 PM
13 bids
 
Borrower Payment Dependent Notes Series 464391
This series of Notes was issued and sold upon the funding of the borrower loan #43395, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Jun-28-2010 
  Auction end date:  Jul-05-2010 
 
Starting lender yield: 25.25% Starting borrower rate/APR: 26.25% / 28.57% Starting monthly payment: $121.27
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.57% Final monthly payment: $121.27
 
Auction yield range: 10.98% - 25.25% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1988 Debt/Income ratio: Self-employed (DTI Not Calculated)
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Self-employed
Enhanced (1-5):4 Current / open credit lines: 5 / 5Length of status:1y 0m
Credit score: 680-699 (Jun-2010) Total credit lines: 12 Occupation: Sales - Retail
Now delinquent: 1 Revolving credit balance: $2,478Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 33%  
Public records last 12m / 10y: 0/ 3 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: newest-enterprising-commitment Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
New Merchandise
Purpose of loan:
This loan will be used to? purchase merchandise to operate a furniture store?????

My financial situation:
I am a good candidate for this loan because? it is a? no fail proven sales program

Monthly net income: $ 10000

Monthly expenses: $
??Housing: $ 600
??Insurance: $ 145
??Car expenses:?600?????
??Utilities: $ 160
??Phone, cable, internet: $ 45
??Food, entertainment: $ 350
??Clothing, household expenses $ 100
??Credit cards and other loans: $?355
??Other expenses: $ 165
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Comoparklender$25.00$25.006/28/2010 4:43:14 PM
Artist_Blue$25.00$25.006/28/2010 4:42:58 PM
simplelender80$50.00$50.006/28/2010 4:50:29 PM
MADAOO7$50.00$50.006/28/2010 4:50:34 PM
AlexTrep$25.00$25.006/28/2010 4:42:32 PM
loyalist1$50.00$50.006/28/2010 4:54:05 PM
cash-spark3$50.00$50.006/28/2010 4:50:48 PM
orderly-leverage$30.00$30.006/28/2010 4:50:51 PM
svandgts$25.00$25.006/28/2010 4:59:23 PM
first-upright-payout$25.00$25.006/28/2010 4:52:14 PM
bountiful-durability$50.00$50.006/28/2010 6:25:27 PM
jengachamp$25.00$25.006/28/2010 6:55:45 PM
thestartuplender$35.00$35.006/28/2010 7:54:34 PM
papaloha$47.26$47.266/28/2010 7:54:42 PM
87Marc$25.00$25.006/28/2010 7:54:51 PM
kidsskipp$25.00$25.006/28/2010 7:54:59 PM
painterflipper$26.60$26.606/28/2010 5:49:43 PM
Havana21$25.00$25.006/28/2010 6:30:36 PM
payment-gusto$25.00$25.006/28/2010 6:09:34 PM
payout-detective7$25.00$25.006/28/2010 7:54:40 PM
money-bauble$75.00$75.006/28/2010 7:54:48 PM
supreme-bonus0$25.00$25.006/28/2010 7:54:57 PM
kindness-percolator5$25.00$23.556/28/2010 7:55:01 PM
suomynona$25.00$25.006/28/2010 7:54:39 PM
asiaratt$100.00$100.006/28/2010 7:54:43 PM
actvtrdr$35.00$35.006/28/2010 7:54:45 PM
JBA25$25.00$25.006/28/2010 7:54:55 PM
S-Master$25.00$25.006/28/2010 11:55:44 PM
PadreAyudate$25.00$25.007/2/2010 4:46:38 PM
vigilance-searcher$25.00$25.007/5/2010 3:01:58 PM
personal-lender$25.00$25.006/28/2010 4:51:12 PM
Pman$25.00$25.006/28/2010 4:51:30 PM
soulful-truth$1,000.00$1,000.006/28/2010 4:54:08 PM
IntrepidInvestment$50.00$50.006/28/2010 4:50:46 PM
kind-adventurous-finance$30.00$30.006/28/2010 4:53:34 PM
Rattlehead$25.00$25.006/28/2010 4:54:45 PM
desertoasis$25.00$25.006/28/2010 4:55:04 PM
thorough-exchange4$25.00$25.006/28/2010 4:57:05 PM
DUDE66$25.00$25.006/28/2010 7:54:39 PM
best-point-flow$50.00$50.006/28/2010 7:54:46 PM
Dubbs360$50.00$50.006/28/2010 7:54:56 PM
CROBRUN$50.00$50.006/28/2010 5:54:32 PM
Int_PrinRateTime4000$25.00$25.006/28/2010 6:14:47 PM
jonbozeman$25.00$25.006/28/2010 7:54:53 PM
just-money930$47.59$47.596/28/2010 7:55:00 PM
bre56$25.00$25.006/28/2010 7:54:36 PM
whynormal$25.00$25.006/28/2010 7:54:41 PM
IIP77$25.00$25.006/28/2010 7:54:44 PM
sympathetic-asset$25.00$25.006/28/2010 7:54:59 PM
hektek22$300.00$300.007/1/2010 6:18:05 PM
marwadi-62$50.00$50.007/3/2010 11:50:48 AM
ethicalhumanist$25.00$25.007/3/2010 7:58:20 PM
52 bids
 
Borrower Payment Dependent Notes Series 464591
This series of Notes was issued and sold upon the funding of the borrower loan #43439, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jul-01-2010 
  Auction end date:  Jul-08-2010 
 
Starting lender yield: 9.20% Starting borrower rate/APR: 10.20% / 12.31% Starting monthly payment: $323.61
Final lender yield: 9.20% Final borrower rate/APR: 10.20% / 12.31% Final monthly payment: $323.61
 
Auction yield range: 3.98% - 9.20% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 7.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-1987 Debt/Income ratio: 18%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 19 / 17Length of status:8y 1m
Credit score: 760-779 (Jun-2010) Total credit lines: 38 Occupation: Other
Now delinquent: 0 Revolving credit balance: $30,475Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 38%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: sing-bach Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off credit cards lower interest
This borrower was not required to write a description based on the listing's likelihood to fund.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Artist_Blue$25.00$25.007/1/2010 4:51:31 PM
ijspence$25.00$25.007/1/2010 4:56:22 PM
orgy63$25.00$25.007/1/2010 4:56:28 PM
personal-lender$25.00$25.007/1/2010 4:58:45 PM
1800porsche$25.00$25.007/1/2010 5:00:32 PM
Cai8899$50.00$50.007/1/2010 5:01:56 PM
orderly-loot$25.00$25.007/1/2010 4:51:57 PM
bountiful-durability$100.00$100.007/1/2010 4:52:09 PM
treasure-bliss$100.00$100.007/1/2010 5:01:40 PM
teller$25.00$25.007/1/2010 5:06:00 PM
brightest-breathtaking-finance$100.00$100.007/1/2010 5:02:22 PM
riproaringrapids$25.00$25.007/1/2010 5:02:38 PM
enthusiastic-balance5$100.00$100.007/1/2010 5:03:51 PM
ddog0224$25.00$25.007/1/2010 5:08:03 PM
Avala$50.00$50.007/1/2010 4:58:17 PM
treasure-hunter270$25.00$25.007/1/2010 4:58:33 PM
RMB-Investments$50.00$50.007/1/2010 5:06:14 PM
dickfore$25.00$25.007/1/2010 4:59:30 PM
SCTrojangirl$25.00$25.007/1/2010 4:59:59 PM
zento$25.00$25.007/1/2010 5:09:00 PM
SNH$75.00$75.007/1/2010 5:02:58 PM
authoritative-platinum7$50.00$50.007/1/2010 5:03:36 PM
Slend49$25.00$25.007/1/2010 5:03:45 PM
wampum-chorus3$25.00$25.007/1/2010 8:09:21 PM
contract-giant$25.00$25.007/1/2010 8:25:11 PM
ferocious-exchange3$25.00$25.007/1/2010 5:06:27 PM
alaco$25.00$25.007/1/2010 9:24:20 PM
ichibon$75.00$75.007/1/2010 7:30:16 PM
8bitnintendo$25.00$25.007/1/2010 5:07:50 PM
Pulchritudinous$25.00$25.007/2/2010 6:01:29 AM
bold-durability-drum$50.00$50.007/1/2010 7:29:49 PM
trustworthy-fairness$50.00$50.007/1/2010 7:30:00 PM
turbine2$25.00$25.007/2/2010 9:38:24 AM
Alpha-AssistU$50.00$50.007/2/2010 9:13:31 AM
radforj22$25.00$25.007/2/2010 9:31:23 AM
rudyindc$25.00$25.007/2/2010 8:51:46 AM
SDNLR$25.00$25.007/2/2010 9:40:59 AM
bowdish1$50.00$50.007/2/2010 3:21:59 PM
TaoPooh$25.00$25.007/2/2010 1:24:26 PM
brightest-affluence-motivator$100.00$100.007/2/2010 10:38:30 AM
MrMoney0622$25.00$25.007/2/2010 2:39:23 PM
Phantom99$25.00$25.007/2/2010 3:43:15 PM
samo102us$25.00$25.007/2/2010 3:44:47 PM
money-bauble$200.00$200.007/2/2010 9:06:27 PM
the-profit-oracle$25.00$25.007/2/2010 4:23:10 PM
first-upright-payout$25.00$25.007/3/2010 8:41:27 AM
aganippe$25.00$25.007/3/2010 9:15:31 AM
platinum-rapture6$25.00$25.007/3/2010 3:06:42 PM
retiresecure$25.00$25.007/3/2010 8:51:08 AM
friendly-market5$50.00$50.007/3/2010 8:13:42 PM
a-finance-nirvana$25.00$25.007/3/2010 5:24:50 PM
cello1$25.00$25.007/3/2010 5:31:45 PM
Clambake$50.00$50.007/3/2010 4:57:37 PM
availableloan$25.00$25.007/5/2010 9:41:44 AM
richboy56$50.00$50.007/4/2010 11:38:57 PM
rescue$250.00$250.007/5/2010 4:42:36 AM
syounker$25.00$25.007/5/2010 9:26:28 AM
gracej$25.00$25.007/5/2010 1:48:38 PM
KiwiElf$25.00$25.007/5/2010 5:04:36 PM
wise-silver-wonder$25.00$25.007/5/2010 5:08:36 PM
mizount$25.00$25.007/5/2010 5:04:43 PM
tuneman1980$25.00$25.007/5/2010 5:05:03 PM
linklady$50.00$50.007/5/2010 5:05:55 PM
RandyL3$33.00$33.007/5/2010 5:06:53 PM
market-pudding$25.00$25.007/5/2010 7:01:34 PM
worth-arch$25.00$25.007/5/2010 5:08:19 PM
lovely-order7$25.00$25.007/5/2010 5:08:21 PM
time4aloan$38.77$38.777/5/2010 5:08:50 PM
stilleto8$50.00$50.007/5/2010 5:09:04 PM
JABank$25.00$25.007/5/2010 5:09:24 PM
intuitive-bill$25.00$25.007/5/2010 5:27:05 PM
kanpur63$25.00$25.007/5/2010 5:03:18 PM
Boom00$25.00$25.007/5/2010 5:03:26 PM
AdamClemSC$25.00$25.007/5/2010 5:03:58 PM
emunah6$25.00$25.007/5/2010 7:16:58 PM
selfmademan$25.00$25.007/5/2010 5:08:07 PM
Max8319$25.00$25.007/5/2010 5:09:05 PM
Panna$25.00$25.007/5/2010 5:09:09 PM
thorough-exchange4$25.00$25.007/6/2010 9:28:12 AM
arcangel72$25.00$25.007/5/2010 11:47:14 PM
honorable-vigilance$50.00$50.007/6/2010 8:36:33 AM
asset-trumpeter$50.00$50.007/6/2010 1:44:05 PM
Fingar$25.00$25.007/6/2010 2:16:24 PM
hannibal720$25.00$25.007/6/2010 2:57:57 PM
fairness-kayak$25.00$25.007/6/2010 3:32:34 PM
velocity-warrior$50.00$50.007/6/2010 3:33:07 PM
greenback-museum$25.00$25.007/6/2010 3:33:23 PM
monstersdad$35.17$35.177/6/2010 3:41:53 PM
cjames84$25.00$25.007/6/2010 3:54:18 PM
TeamAmerica$25.00$25.007/6/2010 1:12:02 PM
charming-dime$25.00$25.007/6/2010 2:57:58 PM
peb44$25.00$25.007/6/2010 3:00:35 PM
lively-point$25.00$25.007/6/2010 3:32:35 PM
jdrez$25.00$25.007/6/2010 3:33:08 PM
JGB$100.00$100.007/6/2010 4:11:20 PM
czar3$40.00$40.007/6/2010 4:11:28 PM
Pasagam$25.00$25.007/6/2010 3:32:33 PM
shrewd-deal$25.00$25.007/6/2010 3:33:02 PM
DrStaff$27.47$27.477/6/2010 10:27:18 PM
Frenchynh$25.00$25.007/6/2010 8:36:27 PM
drtexican$25.89$25.897/6/2010 11:10:23 PM
five-star-justice$25.96$25.967/6/2010 11:23:49 PM
Brainworm$25.00$25.007/7/2010 1:21:28 AM
toocautious$100.00$100.007/7/2010 5:35:39 AM
j2ee$25.00$25.007/7/2010 5:53:09 AM
omerta6102$26.23$26.237/6/2010 10:44:06 PM
Superc0ld$31.40$31.407/6/2010 10:44:11 PM
cgorry$25.00$25.007/7/2010 7:07:44 AM
inspired-contract9$25.00$25.007/7/2010 12:16:23 AM
brondero$45.00$45.007/7/2010 6:30:04 AM
lazyeye$25.00$25.007/7/2010 7:04:49 AM
MARSTUN$50.00$50.007/7/2010 5:46:21 AM
moola-man$30.00$30.007/7/2010 8:46:23 AM
Registerednurse1$25.00$25.007/7/2010 8:56:15 AM
jrbill1998$50.00$10.267/7/2010 9:12:26 AM
forthright-principal2$25.00$25.007/7/2010 11:29:16 AM
haryassman$25.00$25.007/7/2010 3:05:06 PM
B-rad_the_Coug$25.00$25.007/7/2010 4:23:13 PM
UncleSafety$25.00$25.007/7/2010 6:37:38 PM
TechieLender$31.98$31.987/7/2010 6:44:35 PM
Barrayaran$25.00$25.007/8/2010 5:32:56 AM
leverage-monger$25.00$25.007/8/2010 10:22:13 AM
crazyinjun$35.00$35.007/8/2010 11:17:21 AM
dmitriy2$25.00$25.007/8/2010 3:05:02 PM
jchurchi$25.00$25.007/8/2010 1:46:25 PM
zxcvbn$200.00$200.007/8/2010 11:14:19 AM
dma1206$25.00$25.007/8/2010 3:35:03 PM
bigbrowntruck$50.00$50.007/8/2010 3:59:21 PM
tenchi2777$25.00$25.007/8/2010 3:33:48 PM
lucrative-coin$55.14$55.147/8/2010 3:50:32 PM
matthewa$25.00$25.007/8/2010 4:31:33 PM
american6$25.00$25.007/1/2010 4:58:27 PM
orange-preeminant-bill$100.00$100.007/1/2010 5:01:32 PM
studious-bonus7$50.00$50.007/1/2010 4:58:09 PM
delicious-social132$25.00$25.007/1/2010 5:03:30 PM
bid-czar8$100.00$100.007/1/2010 5:00:16 PM
Comoparklender$30.00$30.007/1/2010 4:52:24 PM
calm-deal7$25.00$25.007/1/2010 5:04:33 PM
orange-dollar-guild$50.00$50.007/1/2010 5:04:57 PM
GElender$50.00$50.007/1/2010 5:06:04 PM
tech310$50.00$50.007/1/2010 5:03:09 PM
bchen78875$25.00$25.007/1/2010 5:07:03 PM
qtmspin$25.00$25.007/1/2010 5:03:19 PM
Havana21$25.00$25.007/1/2010 5:07:29 PM
ethicalhumanist$25.00$25.007/1/2010 5:04:09 PM
gelidfrank$25.00$25.007/1/2010 5:08:31 PM
Supernick$50.00$50.007/1/2010 5:08:47 PM
Winsten$50.00$50.007/1/2010 4:59:04 PM
nickel-ferret$25.00$25.007/1/2010 5:08:38 PM
SimpleChoice$25.00$25.007/1/2010 5:02:02 PM
hrubinst$25.00$25.007/1/2010 5:04:49 PM
thestartuplender$35.00$35.007/1/2010 5:05:40 PM
HarrisonHome$25.00$25.007/1/2010 7:29:33 PM
blackstar$25.00$25.007/2/2010 4:02:03 AM
get30inc$25.00$25.007/1/2010 7:35:57 PM
Edwin_Rae$25.00$25.007/2/2010 9:52:43 AM
responsibility-butterfly$25.00$25.007/1/2010 9:10:39 PM
kind-unassuming-fund$25.00$25.007/2/2010 9:37:41 AM
tranquil-return4$25.00$25.007/2/2010 9:39:58 AM
enthralling-deal180$60.93$60.937/2/2010 6:53:36 AM
new-return-faire$50.00$50.007/2/2010 11:22:46 AM
new-social-economist$25.00$25.007/2/2010 10:56:51 AM
Benjamin_Orban$25.00$25.007/2/2010 11:06:25 AM
loan-kung-fu$25.00$25.007/2/2010 11:15:44 AM
Archchancellor$25.00$25.007/2/2010 2:47:54 PM
commitment-farm$25.00$25.007/2/2010 11:31:32 AM
Sonos$25.00$25.007/2/2010 12:21:22 PM
head$25.00$25.007/2/2010 3:28:07 PM
castleman$25.00$25.007/2/2010 2:27:26 PM
restech$25.00$25.007/2/2010 3:27:56 PM
lloyd_s$25.00$25.007/2/2010 3:43:25 PM
IIP77$25.00$25.007/3/2010 6:56:31 AM
serpentine$50.00$50.007/3/2010 10:26:41 AM
jasonuz$25.00$25.007/2/2010 11:12:26 PM
kmr2$250.00$250.007/3/2010 5:43:00 AM
metro457$25.00$25.007/3/2010 5:41:26 PM
overflowinglife$25.00$25.007/3/2010 3:51:27 PM
Akkon$25.00$25.007/3/2010 4:22:04 PM
important-ore$50.00$50.007/3/2010 8:31:23 PM
rockhound84$25.00$25.007/4/2010 3:54:57 AM
Gibbyland$75.00$75.007/4/2010 11:47:15 AM
Unclejohn$35.00$35.007/5/2010 8:41:33 AM
upbeat-investment9$25.00$25.007/4/2010 4:53:09 PM
benevolent-benefit$25.00$25.007/5/2010 12:12:58 PM
danthemon35$25.00$25.007/5/2010 10:21:36 AM
respectful-integrity3$25.00$25.007/5/2010 2:15:33 PM
silktea$50.00$50.007/5/2010 10:06:33 AM
BigMoney56$25.00$25.007/5/2010 5:07:06 PM
flwah$25.00$25.007/5/2010 5:07:42 PM
mikeandcat$50.00$50.007/5/2010 5:08:11 PM
top-silver-american$25.00$25.007/5/2010 5:08:47 PM
ommcd$25.00$25.007/5/2010 5:08:59 PM
don8ter$25.00$25.007/5/2010 5:05:25 PM
mpactlender$25.00$25.007/5/2010 5:06:39 PM
SmokeyMirror$50.00$50.007/5/2010 5:08:52 PM
durability-bandit1$50.00$50.007/5/2010 5:09:02 PM
PatRichi$25.00$25.007/5/2010 5:04:58 PM
Tradesmanlender$25.00$25.007/5/2010 5:05:04 PM
Cheburashka$25.00$25.007/5/2010 5:08:53 PM
favorite-commerce$50.00$50.007/6/2010 5:31:28 AM
zone6$50.00$50.007/5/2010 6:41:27 PM
lostontheedge$25.00$25.007/6/2010 9:39:52 AM
fair-funds$25.00$25.007/6/2010 9:40:00 AM
SBT$50.00$50.007/6/2010 9:46:20 AM
wampum-admirer$25.00$25.007/5/2010 7:41:43 PM
LenderByDay$25.00$25.007/6/2010 11:01:43 AM
balanced-bill7$50.00$50.007/6/2010 11:16:35 AM
flexible-return297$25.00$25.007/6/2010 11:26:46 AM
indianoven$50.00$50.007/6/2010 12:41:35 PM
lounges$25.00$25.007/6/2010 12:51:21 PM
wise-pound-eagle$50.00$50.007/6/2010 9:38:03 AM
Vegasjim$25.00$25.007/6/2010 10:41:20 AM
line6owner$36.00$36.007/6/2010 11:01:39 AM
payout-detective7$25.00$25.007/6/2010 3:32:39 PM
NJournalist$25.00$25.007/6/2010 3:33:05 PM
thoughtful-community7$25.00$25.007/6/2010 11:41:45 AM
bigphish$25.00$25.007/6/2010 2:06:56 PM
IeatatWendys$25.00$25.007/6/2010 2:57:26 PM
first-listing-expert$37.85$37.857/6/2010 3:06:42 PM
green-radiant-durability$50.00$50.007/6/2010 3:24:30 PM
actuarial_investor$25.00$25.007/6/2010 3:32:32 PM
rebelduke$49.56$49.567/6/2010 3:32:41 PM
nick456sd$50.00$50.007/6/2010 3:33:00 PM
jonus311$25.00$25.007/6/2010 3:37:19 PM
mavenhaven$25.00$25.007/6/2010 2:59:20 PM
Ripsaw4U$25.00$25.007/6/2010 3:32:54 PM
cash-spark3$25.00$25.007/6/2010 3:33:14 PM
gulch$25.40$25.407/6/2010 3:44:15 PM
dadalou$25.00$25.007/6/2010 11:22:55 PM
PHI4308$25.00$25.007/6/2010 11:23:55 PM
kmwvma$25.00$25.007/6/2010 10:58:38 PM
Hiro07$25.00$25.007/6/2010 11:15:51 PM
KLCRAY$50.00$50.007/7/2010 5:41:36 AM
skydiver111$25.00$25.007/7/2010 6:31:49 AM
IP$32.72$32.727/6/2010 10:44:12 PM
bankerboy333$25.00$25.007/7/2010 6:32:04 AM
davidc314$27.23$27.237/6/2010 10:57:18 PM
fireboss$28.75$28.757/6/2010 10:58:50 PM
glalat$25.00$25.007/6/2010 11:12:24 PM
johndoeProsper$100.00$100.007/7/2010 5:58:28 AM
focused-wampum$25.00$25.007/7/2010 8:20:45 AM
sammyhammy$25.00$25.007/7/2010 6:41:28 AM
anders94$25.00$25.007/7/2010 5:16:20 AM
noble-revenue$50.00$50.007/7/2010 7:56:37 AM
nybanker85$75.00$75.007/7/2010 6:21:50 AM
imlosttoo$25.00$25.007/7/2010 7:26:21 AM
leverage-monger$25.00$25.007/7/2010 9:48:15 AM
AF-Chief$28.00$28.007/7/2010 8:16:21 AM
foldingbenny2$50.00$50.007/7/2010 11:18:21 AM
wwwUniversal$25.00$25.007/7/2010 10:41:20 AM
puchkoo$25.00$25.007/7/2010 2:17:04 PM
rbotterbLLC$25.00$25.007/7/2010 3:16:35 PM
rberr$25.00$25.007/7/2010 10:41:02 AM
FinanceEngine$25.00$25.007/7/2010 2:12:34 PM
Charmart$25.00$25.007/7/2010 6:14:01 PM
organic-commerce2$52.29$52.297/7/2010 5:01:27 PM
gustavholstopus32$25.00$25.007/7/2010 6:51:16 PM
swingkid$100.00$100.007/8/2010 6:15:18 AM
rainbowsorbet$25.00$25.007/8/2010 7:53:50 AM
spiff666$25.00$25.007/7/2010 8:43:26 PM
1phantom$50.00$50.007/8/2010 7:57:25 AM
CACO_Bank$25.00$25.007/8/2010 11:10:17 AM
wojo$25.00$25.007/8/2010 7:32:54 AM
moneytolend72$30.00$30.007/8/2010 9:09:23 AM
boomer61$25.00$25.007/8/2010 3:08:42 PM
mjk406$25.00$25.007/8/2010 3:32:14 PM
trustworthy-finance6$100.00$100.007/8/2010 12:22:58 PM
indomart$50.00$50.007/8/2010 1:45:02 PM
forthright-principal2$25.00$25.007/8/2010 3:52:21 PM
269 bids
 
Borrower Payment Dependent Notes Series 464617
This series of Notes was issued and sold upon the funding of the borrower loan #43386, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.0% Auction start date:  Jul-01-2010 
  Auction end date:  Jul-03-2010 
 
Starting lender yield: 33.28% Starting borrower rate/APR: 34.28% / 36.72% Starting monthly payment: $134.49
Final lender yield: 33.28% Final borrower rate/APR: 34.28% / 36.72% Final monthly payment: $134.49
 
Auction yield range: 13.98% - 33.28% Estimated loss impact: 15.53%  
Lender servicing fee: 1.00% Estimated return: 17.75%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Dec-1998 Debt/Income ratio: 20%
Basic (1-10): 6 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 17 / 17Length of status:15y 7m
Credit score: 660-679 (Jul-2010) Total credit lines: 29 Occupation: Engineer - Chemical
Now delinquent: 0 Revolving credit balance: $52,852Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 99%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: bigblue5 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off higher interest cards
Purpose of loan:
This loan to?be used to? to pay off some of my higher interest rate cc.

My financial situation:
I am a good candidate for this loan because? I do have a high income. Most of my utilization on cc comes from building our new house that we moved into a yr ago.? My wife just recently went back to work full time after being home raising our children for 7 yrs, to help pay things off faster. We have used the cc more during the building process but want all of them paid off withing the next 2 yrs. I do work alot of ot at the plant I work at.

Monthly net income: $ 14,000

Monthly expenses: $
??Housing: $ 2000
??Insurance: $ 200
??Car expenses: $ 850
??Utilities: $?500
??Phone, cable, internet: $ 150
??Food, entertainment: $ 100
??Clothing, household expenses $
??Credit cards and other loans: $ 1200
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Humans, this is an excellent investment, let's lend to this one! I know Prosper allows the borrower to pay in full up to 36 months. Will you go the distance or will you pay this loan off sooner? If so, in how many months? PS: Please answer publicly. - hektek22
A: if things go as planned, 18-20 months at the most. Hopefully sooner. (Jul-01-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
AlexTrep$25.00$25.007/1/2010 4:54:46 PM
hektek22$300.00$300.007/1/2010 5:08:46 PM
pembull$50.00$50.007/1/2010 9:11:44 PM
order-bee1$25.00$25.007/2/2010 6:29:36 AM
bright-exchange$25.00$25.007/2/2010 7:14:53 AM
MONEY_IN_THE_BANK$25.00$25.007/2/2010 7:59:25 AM
order-bee1$50.00$50.007/2/2010 6:29:57 AM
reflective-rupee$125.00$125.007/2/2010 7:44:47 AM
basis-driver$50.00$50.007/2/2010 1:30:33 PM
1traveler$25.00$25.007/2/2010 9:14:21 PM
Amber_Stone$1,400.00$1,355.007/3/2010 8:13:19 AM
Legally_Blonde$175.00$175.007/1/2010 8:26:45 PM
Amber_Stone$160.00$160.007/1/2010 8:39:51 PM
principal-mermaid$300.00$300.007/1/2010 9:29:30 PM
buffalobills$25.00$25.007/2/2010 7:37:57 AM
Skeptical-one$25.00$25.007/2/2010 8:23:22 AM
RecoveryLender$25.00$25.007/2/2010 7:46:49 AM
FASTIZIO_P$50.00$50.007/2/2010 2:07:30 PM
periko$50.00$50.007/2/2010 8:13:52 PM
Engineer44$35.00$35.007/2/2010 6:13:25 PM
unger$100.00$100.007/2/2010 7:48:44 PM
21 bids
 
Borrower Payment Dependent Notes Series 464685
This series of Notes was issued and sold upon the funding of the borrower loan #43418, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,500.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.0% Auction start date:  Jun-30-2010 
  Auction end date:  Jul-07-2010 
 
Starting lender yield: 33.28% Starting borrower rate/APR: 34.28% / 36.72% Starting monthly payment: $246.56
Final lender yield: 28.94% Final borrower rate/APR: 29.94% / 32.32% Final monthly payment: $233.30
 
Auction yield range: 13.98% - 33.28% Estimated loss impact: 15.32%  
Lender servicing fee: 1.00% Estimated return: 13.62%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-1998 Debt/Income ratio: 42%
Basic (1-10): 6 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 14 / 11Length of status:15y 1m
Credit score: 660-679 (Jun-2010) Total credit lines: 55 Occupation: Military Officer
Now delinquent: 0 Revolving credit balance: $49,167Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 100%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: enriched-p2p8 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
paying off small debts
Purpose of loan:
This loan will be used to? consolidate small outstanding balances

My financial situation:
I am a good candidate for this loan because? I have a good credit history of paying off my debt and I have a guaranteed income being in the military for 15 years. I am deployed to Iraq at this time so my expenses are alot less than usual.? I?am using ?this time to get out of debt.?

Monthly net income: $ 6500

Monthly expenses: $
??Housing: $ 1100
??Insurance: $ included in house payment?and medical is covered?by military
??Car expenses: $ 640
??Utilities: $ 250
??Phone, cable, internet: $ 150
??Food, entertainment: $?0? deployed at this time
??Clothing, household expenses $ 0? living in barricks?until deployed has ended which will be?04/11
??Credit cards and other loans: $ 800
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: With $49k in revolving debt at 100% utilization, why are you paying off small debts? What is the overall plan? - shrewd-asset
A: I plan on retiring in the next 5 years. Having said that, I have some credit card debit with small balances and 2010 tax payment to the state of Oklahoma. Consolidating the debt will not only make the minimum payment less but will free up more money to begin paying balances down on credit cards. (Jul-02-2010)
Q: What is your rank and pay grade in the military? - smart-risk-lender
A: CPT, O3E (Jul-06-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
AlexTrep$25.00$25.006/30/2010 4:46:17 PM
hektek22$300.00$300.006/30/2010 9:09:52 PM
loanman2007$200.00$200.007/1/2010 10:05:36 AM
vigilance-apple3$225.00$225.007/1/2010 11:50:03 AM
Integrity1st$25.00$25.007/1/2010 6:03:41 PM
goffmt$25.00$25.007/1/2010 7:48:31 PM
hellasow$25.00$6.227/2/2010 4:13:06 AM
vivacious-p2p3$25.00$25.007/2/2010 5:29:58 PM
Integrity1st$25.00$25.007/2/2010 8:25:20 PM
ore-dojo$50.00$50.007/5/2010 9:57:24 AM
mistifilio$25.00$25.007/5/2010 11:09:03 AM
skillful-asset5$40.00$40.007/5/2010 8:43:37 PM
new-truth-chuckler$50.00$50.007/6/2010 11:18:55 AM
smart-risk-lender$100.00$100.007/6/2010 8:58:47 AM
Glenn_Graham$30.00$30.007/6/2010 11:53:05 AM
kindness-venture1$25.00$25.007/6/2010 1:16:49 PM
mhotchan$100.00$100.007/6/2010 2:05:12 PM
graceful-credit5$30.00$30.007/6/2010 3:27:43 PM
credit-missile$50.00$50.007/6/2010 7:47:30 PM
loss-of-control$25.00$25.007/6/2010 6:49:01 PM
winger66$50.00$50.007/6/2010 6:51:17 PM
credit-missile$28.47$28.477/6/2010 7:46:49 PM
peso-bonaza$31.49$31.497/6/2010 8:55:09 PM
JauaFlash$32.37$32.377/7/2010 6:53:36 AM
new-peso-concerto$100.00$100.007/7/2010 8:17:06 AM
vigilance-searcher$25.00$25.007/7/2010 10:53:24 AM
mammalian4$25.00$25.007/7/2010 9:39:08 AM
hogtales$25.00$25.007/7/2010 11:15:28 AM
wise-courageous-social$25.00$25.007/7/2010 2:23:13 PM
principal-laser$128.00$128.007/7/2010 12:07:23 PM
ultimate-peace$100.00$100.007/7/2010 3:18:34 PM
RecoveryLender$25.00$25.007/7/2010 4:00:09 PM
majestic-currency3$100.00$100.007/7/2010 4:16:44 PM
riveting-credit5$2,500.00$2,500.007/7/2010 4:16:07 PM
bondhedger$25.00$25.007/1/2010 1:16:19 PM
shrewd-asset$25.00$25.007/2/2010 8:09:00 AM
superb-kindness2$38.00$38.007/2/2010 6:53:12 PM
PadreAyudate$25.00$25.007/2/2010 4:49:14 PM
rustysailor$25.00$25.007/3/2010 9:14:01 PM
Kash2010lu$25.00$25.007/5/2010 10:23:13 AM
superb-kindness2$25.00$25.007/5/2010 6:23:56 PM
SDD123$25.00$25.007/6/2010 5:49:51 AM
smart-risk-lender$50.00$50.007/6/2010 6:43:55 AM
jeffe43$44.62$44.627/6/2010 5:01:41 PM
credit-missile$50.00$50.007/6/2010 7:47:09 PM
simeonthewhale$82.55$82.557/7/2010 12:57:20 AM
Lubava$50.00$50.007/7/2010 7:59:34 AM
JGuide$50.00$50.007/7/2010 6:17:24 AM
credit-missile$25.00$25.007/7/2010 6:28:45 AM
haryassman$25.00$25.007/7/2010 8:49:17 AM
phchristensen$50.00$50.007/7/2010 4:24:56 AM
JohnWS$50.00$50.007/7/2010 7:13:06 AM
Leshan$25.00$25.007/7/2010 9:21:57 AM
rustysailor$27.00$27.007/7/2010 12:43:41 PM
Engineer44$25.00$25.007/7/2010 3:43:02 PM
order-bee1$100.00$100.007/7/2010 4:14:30 PM
fireferd$31.28$31.287/7/2010 3:17:47 PM
wwwUniversal$25.00$25.007/7/2010 4:17:21 PM
58 bids
 
Borrower Payment Dependent Notes Series 464723
This series of Notes was issued and sold upon the funding of the borrower loan #43486, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,500.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Jul-02-2010 
  Auction end date:  Jul-09-2010 
 
Starting lender yield: 13.85% Starting borrower rate/APR: 14.85% / 17.02% Starting monthly payment: $432.40
Final lender yield: 13.85% Final borrower rate/APR: 14.85% / 17.02% Final monthly payment: $432.40
 
Auction yield range: 5.98% - 13.85% Estimated loss impact: 5.23%  
Lender servicing fee: 1.00% Estimated return: 8.62%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jul-1994 Debt/Income ratio: 32%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 17 / 16Length of status:1y 4m
Credit score: 740-759 (Jun-2010) Total credit lines: 38 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $72,223Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 93%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: IT_Professional Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Solar Power for a new Home
It's for a newly built modern 5 bdrm home.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
orderly-loot$25.00$25.007/2/2010 4:00:29 PM
Comoparklender$50.00$50.007/2/2010 4:00:44 PM
Thylow$25.00$25.007/2/2010 4:11:00 PM
american6$25.00$25.007/2/2010 4:12:45 PM
treasure-hunter270$25.00$25.007/2/2010 4:12:49 PM
Winsten$50.00$50.007/2/2010 4:13:17 PM
riproaringrapids$25.00$25.007/2/2010 4:17:03 PM
ray1051$25.00$25.007/2/2010 4:18:05 PM
Slend49$25.00$25.007/2/2010 4:18:24 PM
top-courteous-peso$250.00$250.007/2/2010 4:18:33 PM
Avala$50.00$50.007/2/2010 4:12:41 PM
RMB-Investments$50.00$50.007/2/2010 4:19:46 PM
bid-czar8$100.00$100.007/2/2010 4:14:26 PM
brightest-breathtaking-finance$100.00$100.007/2/2010 4:16:53 PM
Alpha-AssistU$50.00$50.007/2/2010 4:23:30 PM
new-social-economist$25.00$25.007/2/2010 4:24:00 PM
Bank_Of_XL$25.00$25.007/2/2010 5:08:06 PM
orange-preeminant-bill$79.29$79.297/2/2010 4:36:30 PM
delicious-social132$25.00$25.007/2/2010 4:18:17 PM
maschinenbau$25.00$25.007/2/2010 5:06:53 PM
ddog0224$25.00$25.007/2/2010 4:20:48 PM
orange-dollar-guild$50.00$50.007/2/2010 4:21:59 PM
ichibon$75.00$75.007/2/2010 4:22:30 PM
brightest-affluence-motivator$100.00$100.007/2/2010 4:23:55 PM
thaceisbac$25.00$25.007/2/2010 7:50:19 PM
a-finance-nirvana$25.00$25.007/2/2010 4:24:29 PM
jasonuz$25.00$25.007/2/2010 11:12:23 PM
Billfred$25.00$25.007/2/2010 5:07:01 PM
cudgeon$25.00$25.007/3/2010 8:51:32 AM
first-upright-payout$25.00$25.007/3/2010 8:41:26 AM
authoritative-platinum7$27.23$27.237/3/2010 9:56:24 AM
loan-kung-fu$25.00$25.007/3/2010 8:08:46 AM
balance-voyager$100.00$100.007/3/2010 8:26:20 AM
serpentine$50.00$50.007/3/2010 10:26:38 AM
bowdish1$50.00$50.007/3/2010 5:14:27 PM
important-ore$50.00$50.007/3/2010 8:31:21 PM
Phantom99$25.00$25.007/3/2010 5:14:45 PM
Lo0se_mo0se$25.00$25.007/3/2010 9:01:26 PM
overflowinglife$25.00$25.007/3/2010 3:51:24 PM
Sefotonga$25.00$25.007/4/2010 7:32:15 AM
proper-commitment5$25.00$25.007/3/2010 10:26:21 PM
danthemon35$25.00$25.007/3/2010 5:14:37 PM
Tapu22$44.87$44.877/4/2010 3:02:41 PM
platinum-platoon$25.00$25.007/4/2010 10:51:25 AM
upbeat-investment9$25.00$25.007/4/2010 4:46:24 PM
Gibbyland$75.00$75.007/4/2010 11:47:12 AM
Truckie-FD$25.00$25.007/5/2010 5:17:00 AM
Marathoner$25.00$25.007/4/2010 6:26:20 PM
top-historic-peso$25.00$25.007/5/2010 5:34:48 AM
castleman$25.00$25.007/5/2010 5:35:08 AM
chestnut4$25.00$25.007/5/2010 5:35:18 AM
macgeek$30.99$30.997/5/2010 5:34:04 AM
syounker$25.00$25.007/5/2010 5:34:49 AM
dmfog$25.00$25.007/5/2010 5:35:15 AM
Syndication$25.00$25.007/5/2010 5:35:31 AM
Aimvest$25.00$25.007/5/2010 5:42:46 AM
relentless-penny$25.00$25.007/5/2010 9:56:32 AM
silktea$50.00$50.007/5/2010 10:06:29 AM
SDNLR$25.00$25.007/5/2010 10:44:02 AM
nikkiesgrandma$40.39$40.397/5/2010 9:56:27 AM
peerlender$25.00$25.007/5/2010 5:35:04 AM
gametime34$60.60$60.607/5/2010 5:35:11 AM
surfhoss644$50.00$50.007/5/2010 2:17:36 PM
aasx1108$25.00$25.007/5/2010 8:06:24 AM
jstnow$25.00$25.007/5/2010 3:42:34 PM
Unclejohn$35.00$35.007/5/2010 8:41:30 AM
HarrisonHome$25.00$25.007/5/2010 3:42:44 PM
stilleto8$50.00$50.007/5/2010 3:43:23 PM
return-eclipse0$25.00$25.007/5/2010 1:41:22 PM
nerdbomber$25.00$25.007/5/2010 10:21:28 AM
lender281$25.00$25.007/5/2010 5:03:47 PM
mavenhaven$25.00$25.007/5/2010 5:03:55 PM
creative-finance7$25.00$25.007/5/2010 5:04:05 PM
littlemonkey$25.00$25.007/5/2010 5:04:39 PM
jga516$25.00$25.007/5/2010 5:04:59 PM
ommcd$25.00$25.007/5/2010 3:43:17 PM
Panna$25.00$25.007/5/2010 12:11:44 PM
Moneypenny6$30.00$30.007/5/2010 12:55:41 PM
SnE$25.00$25.007/5/2010 5:08:06 PM
the-bill-matrix$25.00$25.007/5/2010 4:48:57 PM
Funds2Loan$25.00$25.007/5/2010 5:03:46 PM
point-solstice$50.00$50.007/5/2010 5:03:48 PM
worth-entrepreneur$25.00$25.007/5/2010 2:32:09 PM
first-listing-expert$50.00$50.007/5/2010 5:04:03 PM
alaco$25.00$25.007/5/2010 5:04:06 PM
commitment-farm$25.00$25.007/5/2010 5:04:20 PM
OTRjohn$100.00$100.007/5/2010 3:14:34 PM
klinebarger$25.00$25.007/5/2010 6:41:19 PM
durability-bandit1$50.00$50.007/5/2010 3:43:20 PM
USCGC$50.00$50.007/5/2010 5:07:35 PM
SelectTrustLending$40.39$40.397/5/2010 7:26:26 PM
PRGuyinVA$25.00$25.007/5/2010 8:21:25 PM
unforgettable-moola1$30.00$30.007/5/2010 10:01:23 PM
flexible-return297$25.00$25.007/5/2010 5:19:33 PM
tremendous-payment$25.00$25.007/5/2010 11:22:09 PM
sbsahm$25.00$25.007/5/2010 5:03:53 PM
jonspet214$50.00$50.007/6/2010 3:56:38 AM
gallant-camaraderi$25.00$25.007/5/2010 7:11:33 PM
holstj$25.00$25.007/6/2010 6:26:35 AM
the-aggresive-principal$25.00$25.007/6/2010 6:37:48 AM
Aries1978$25.00$25.007/6/2010 6:37:56 AM
Rostov$25.00$25.007/6/2010 6:38:12 AM
jonbeck7$30.00$30.007/6/2010 6:38:27 AM
cvfriend$44.65$44.657/6/2010 6:38:33 AM
anything-but-ordinary$25.00$25.007/6/2010 6:38:44 AM
ArmyGuy$25.00$25.007/6/2010 6:39:50 AM
BuffetRocks$30.54$30.547/6/2010 6:39:57 AM
melodious-fairness$25.00$25.007/5/2010 5:07:51 PM
traveler50$50.00$50.007/6/2010 6:40:07 AM
cash-spark3$25.00$25.007/5/2010 5:08:17 PM
StanSpade$29.48$29.487/5/2010 9:06:18 PM
fairhelper$25.00$25.007/6/2010 7:41:53 AM
shrewd-truth1$25.00$25.007/5/2010 5:19:31 PM
miket71$44.46$44.467/6/2010 4:37:42 AM
mikeandcat$46.19$46.197/5/2010 5:46:26 PM
benefit-dreams$50.00$50.007/6/2010 6:37:53 AM
authoritative-capital$25.00$25.007/6/2010 9:17:11 AM
russm011$25.00$25.007/6/2010 6:38:02 AM
miked8303$25.00$25.007/5/2010 6:01:26 PM
lendmedo$25.00$25.007/6/2010 6:38:36 AM
GracieLuLu04$25.00$25.007/6/2010 6:38:50 AM
LandE2BG$25.00$25.007/6/2010 6:39:51 AM
sharkm$35.00$35.007/6/2010 7:58:08 AM
fair-rate$25.00$25.007/5/2010 9:06:20 PM
arcangel72$25.00$25.007/5/2010 11:47:12 PM
Melrosian$25.00$25.007/5/2010 11:56:21 PM
Snowflake6515$25.00$25.007/6/2010 6:01:19 AM
lifegrowth$25.00$25.007/6/2010 6:37:51 AM
cspot$25.00$25.007/6/2010 6:37:54 AM
beatmix01$25.00$25.007/6/2010 6:37:59 AM
simpy$25.00$25.007/6/2010 6:38:10 AM
justice-clipper$50.00$50.007/6/2010 6:38:32 AM
Dreams4Cash$25.00$25.007/6/2010 6:38:43 AM
MrMoney0622$25.00$25.007/6/2010 6:38:47 AM
jonn834$25.00$25.007/6/2010 6:39:52 AM
loan-master996$32.16$32.167/6/2010 6:40:00 AM
wise-pound-eagle$50.00$3.127/6/2010 9:37:59 AM
investment-tempo$150.00$150.007/6/2010 11:17:28 AM
wwwUniversal$25.00$25.007/6/2010 2:07:05 PM
peb44$25.00$25.007/6/2010 2:41:04 PM
affluence-pumpkin0$50.00$50.007/7/2010 11:03:28 AM
TicTac$25.00$25.007/7/2010 3:21:50 PM
principal-laser$128.00$128.007/8/2010 2:22:10 AM
CACO_Bank$25.00$25.007/8/2010 11:27:10 AM
silver-boots$25.00$25.007/8/2010 3:19:25 PM
Sol_Invictus$25.00$25.007/8/2010 2:28:23 PM
loss-of-control$25.00$25.007/8/2010 5:57:34 PM
vest_vortex$25.00$25.007/8/2010 5:46:26 PM
one-midas$25.00$25.007/8/2010 6:10:50 PM
pythia$25.00$25.007/9/2010 2:49:19 AM
lucrative-coin$50.00$50.007/9/2010 7:55:40 AM
noble-yield136$25.00$25.007/9/2010 3:09:50 PM
iamdoug$35.00$35.007/9/2010 3:35:13 PM
Artist_Blue$25.00$25.007/2/2010 4:00:22 PM
orgy63$25.00$25.007/2/2010 4:11:06 PM
dickfore$25.00$25.007/2/2010 4:13:48 PM
Pulchritudinous$25.00$25.007/2/2010 4:09:18 PM
bountiful-durability$50.00$50.007/2/2010 4:00:58 PM
treasure-bliss$100.00$100.007/2/2010 4:16:07 PM
tech310$50.00$50.007/2/2010 4:17:47 PM
qtmspin$25.00$25.007/2/2010 4:18:00 PM
enthusiastic-balance5$100.00$100.007/2/2010 4:18:29 PM
simplelender80$100.00$100.007/2/2010 4:12:51 PM
thestartuplender$35.00$35.007/2/2010 4:19:26 PM
B-rad_the_Coug$25.00$25.007/2/2010 4:19:51 PM
bchen78875$25.00$25.007/2/2010 4:20:11 PM
1800porsche$25.00$25.007/2/2010 4:14:43 PM
Havana21$25.00$25.007/2/2010 4:20:27 PM
8bitnintendo$25.00$25.007/2/2010 4:20:38 PM
nickel-ferret$25.00$25.007/2/2010 4:21:05 PM
SimpleChoice$25.00$25.007/2/2010 4:16:30 PM
rudyindc$25.00$25.007/2/2010 4:23:21 PM
calm-deal7$25.00$25.007/2/2010 4:18:56 PM
GElender$50.00$50.007/2/2010 4:19:41 PM
Supernick$50.00$50.007/2/2010 4:21:12 PM
studious-bonus7$50.00$50.007/2/2010 4:12:36 PM
personal-lender$25.00$25.007/2/2010 4:12:56 PM
hrubinst$25.00$25.007/2/2010 4:22:25 PM
SCTrojangirl$25.00$25.007/2/2010 4:14:11 PM
radforj22$25.00$25.007/2/2010 4:23:36 PM
kind-unassuming-fund$25.00$25.007/2/2010 4:23:42 PM
SNH$75.00$75.007/2/2010 4:17:42 PM
wanna-help$25.00$25.007/2/2010 6:06:22 PM
life-is-great$25.00$25.007/2/2010 6:46:27 PM
gelidfrank$25.00$25.007/2/2010 4:21:02 PM
contract-giant$25.00$25.007/2/2010 4:21:54 PM
blackstar$25.00$25.007/2/2010 4:22:36 PM
850$50.00$50.007/2/2010 10:32:27 PM
enthralling-deal180$100.00$100.007/3/2010 5:43:48 AM
get30inc$25.00$25.007/2/2010 8:57:33 PM
responsibility-butterfly$25.00$25.007/2/2010 9:06:32 PM
lounges$25.00$25.007/3/2010 7:21:26 AM
trustworthy-fairness$50.00$50.007/3/2010 5:43:50 AM
IIP77$25.00$25.007/3/2010 6:56:35 AM
money-bauble$200.00$200.007/2/2010 9:06:25 PM
jresu537$25.00$25.007/2/2010 10:11:39 PM
Cai8899$50.00$50.007/3/2010 12:06:21 PM
Ripsaw4U$25.00$25.007/3/2010 12:16:57 AM
teller$25.00$25.007/3/2010 12:04:17 PM
kmr2$250.00$250.007/3/2010 5:42:57 AM
Akkon$25.00$25.007/3/2010 4:22:00 PM
Cheburashka$25.00$25.007/3/2010 4:57:52 PM
platinum-rapture6$25.00$25.007/3/2010 3:06:39 PM
cello1$25.00$25.007/3/2010 5:31:44 PM
metro457$25.00$25.007/3/2010 5:41:23 PM
worth-arch$25.00$25.007/3/2010 5:24:54 PM
friendly-market5$25.00$25.007/3/2010 8:01:42 PM
lloyd_s$25.00$25.007/3/2010 5:14:50 PM
rockhound84$25.00$25.007/4/2010 3:59:00 AM
CASSHMAN$50.00$50.007/4/2010 8:21:59 AM
smart-rate7$30.00$30.007/4/2010 11:05:11 PM
fly99$100.00$100.007/5/2010 4:06:33 AM
time4aloan$32.13$32.137/4/2010 9:49:24 AM
economy-producer$25.00$25.007/5/2010 5:34:40 AM
CrossCreek$25.00$25.007/5/2010 5:34:57 AM
Dap2005$25.00$25.007/5/2010 5:35:13 AM
seabass123$25.00$25.007/5/2010 5:35:27 AM
wampum-chorus3$25.00$25.007/5/2010 4:06:26 AM
BooFoo22$25.00$25.007/5/2010 8:38:23 AM
Aaron_Oz$25.00$25.007/5/2010 5:35:10 AM
Peterman$25.00$25.007/5/2010 5:35:20 AM
intuitive-bill$25.00$25.007/5/2010 9:46:30 AM
jammers$25.00$25.007/5/2010 7:41:43 AM
impeccable-transparency$96.99$96.997/5/2010 8:38:29 AM
richboy56$50.00$50.007/4/2010 11:38:54 PM
rescue$250.00$250.007/5/2010 4:42:34 AM
financial-frenzy$28.60$28.607/5/2010 9:56:40 AM
Lightlife$47.47$47.477/5/2010 5:34:06 AM
dinero-speaker$50.00$50.007/5/2010 5:34:46 AM
jdrez$25.00$25.007/5/2010 10:52:17 AM
boater01$50.00$50.007/5/2010 5:35:17 AM
shrewd-deal$25.00$25.007/5/2010 5:35:26 AM
gracej$25.00$25.007/5/2010 1:48:35 PM
g314$30.00$30.007/5/2010 5:42:47 AM
zski$25.00$25.007/5/2010 2:02:46 PM
ClearLake$25.00$25.007/5/2010 2:18:22 PM
lovely-order7$25.00$25.007/5/2010 7:26:28 AM
thorough-exchange4$25.00$25.007/5/2010 3:42:42 PM
tranquil-return4$25.00$25.007/5/2010 3:43:15 PM
FCI$25.00$25.007/5/2010 1:01:43 PM
tsui517$25.00$25.007/5/2010 4:01:24 PM
restech$25.00$25.007/5/2010 9:26:21 AM
cash-boots$25.00$25.007/5/2010 9:38:18 AM
SmokeyMirror$50.00$50.007/5/2010 2:03:26 PM
texrob20$25.00$25.007/5/2010 10:21:26 AM
108lender$37.61$37.617/5/2010 4:49:04 PM
nanda$25.00$25.007/5/2010 3:02:28 PM
sparkling-gold$50.00$50.007/5/2010 5:03:56 PM
Sonos$25.00$25.007/5/2010 5:04:23 PM
slartibardfast$25.00$25.007/5/2010 11:56:41 AM
efficient-marketplace$50.00$50.007/5/2010 3:42:26 PM
THREE-POINTS-LENDING$25.00$25.007/5/2010 4:01:20 PM
credit-panda1$25.00$25.007/5/2010 4:17:21 PM
brightest-asset-healer$25.00$25.007/5/2010 4:41:42 PM
the-profit-oracle$25.00$25.007/5/2010 5:07:53 PM
easybreezy$50.00$50.007/5/2010 5:07:57 PM
top-silver-american$25.00$25.007/5/2010 1:21:50 PM
unitedins$25.00$25.007/5/2010 2:02:45 PM
Teminole$50.00$50.007/5/2010 5:03:51 PM
WillyP345$25.00$25.007/5/2010 5:03:54 PM
ferocious-exchange3$25.00$25.007/5/2010 5:03:57 PM
bold-durability-drum$50.00$50.007/5/2010 5:04:01 PM
balanced-bill7$90.39$90.397/5/2010 5:19:32 PM
fair-funds$25.00$25.007/5/2010 5:04:25 PM
new-return-faire$50.00$50.007/5/2010 3:03:40 PM
linklady$50.00$50.007/5/2010 5:05:54 PM
velocity-warrior$50.00$50.007/5/2010 6:41:22 PM
Max8319$25.00$25.007/5/2010 3:43:26 PM
wampum-admirer$25.00$25.007/5/2010 7:41:42 PM
m3498$25.00$25.007/5/2010 5:03:14 PM
PoliticinandNegotiatin$25.00$25.007/5/2010 5:42:42 PM
bayfocus$25.00$25.007/5/2010 5:03:50 PM
drumcorpsnut$46.85$46.857/6/2010 5:37:54 AM
investment-comet$25.00$25.007/6/2010 6:26:27 AM
Josphine$34.69$34.697/5/2010 7:32:15 PM
movistar$25.00$25.007/6/2010 6:37:55 AM
chevygal$50.00$50.007/6/2010 6:37:58 AM
dollars4debts$25.00$25.007/6/2010 6:38:26 AM
HAVEANICEDAY$25.00$25.007/6/2010 6:38:30 AM
sanych$25.00$25.007/6/2010 6:38:35 AM
hizzy$25.00$25.007/6/2010 6:38:48 AM
first-fund-empenada$25.00$25.007/6/2010 6:39:45 AM
tallmon$25.00$25.007/6/2010 6:39:55 AM
unrivaled-justice$25.00$25.007/5/2010 8:42:34 PM
Clambake$50.00$50.007/6/2010 7:06:24 AM
generous-deal6$25.00$25.007/5/2010 11:22:12 PM
mdreiss$25.00$25.007/5/2010 5:19:34 PM
accordion8$29.24$29.247/6/2010 6:26:21 AM
anyoi$50.00$50.007/6/2010 9:02:00 AM
new-honorable-rate$25.00$25.007/6/2010 6:37:50 AM
TpbiCapitals$46.29$46.297/6/2010 6:38:00 AM
AF-Chief$28.00$28.007/6/2010 6:38:31 AM
TaoPooh$25.00$25.007/6/2010 6:38:45 AM
graceful-investment$25.00$25.007/6/2010 6:38:53 AM
heng2x$50.00$50.007/6/2010 12:33:34 AM
upright-asset2$25.00$25.007/6/2010 9:31:19 AM
j2ee$25.00$25.007/6/2010 6:26:25 AM
happy-return4$25.00$25.007/6/2010 6:37:47 AM
jethro$48.95$48.957/6/2010 6:37:52 AM
Veshay$37.49$37.497/6/2010 6:37:57 AM
bonus-acrobat$50.00$50.007/6/2010 6:38:01 AM
dreammachine$50.00$50.007/6/2010 6:38:38 AM
fareast_man$25.00$25.007/6/2010 6:38:46 AM
the-silver-blaster$40.00$40.007/6/2010 6:39:03 AM
Katburg$35.00$35.007/6/2010 6:39:53 AM
MrBadExample$199.00$199.007/6/2010 10:18:24 AM
purposeful-gold$25.00$25.007/6/2010 12:20:22 PM
well-mannered-income3$25.00$25.007/6/2010 2:48:39 PM
graceful-credit5$50.00$50.007/6/2010 3:39:11 PM
networks4ever$25.00$25.007/6/2010 5:37:50 PM
whatreality$25.00$25.007/7/2010 6:23:42 AM
best-listing-toro$25.00$25.007/7/2010 5:14:30 PM
goblin555$25.00$25.007/7/2010 9:17:56 PM
mgking007$25.00$25.007/7/2010 6:55:21 PM
cash-tent$50.00$50.007/7/2010 9:38:36 PM
enthusiastic-point$25.00$25.007/8/2010 8:05:21 AM
rainbowsorbet$25.00$25.007/8/2010 8:09:30 AM
auction-visionary6$25.00$25.007/8/2010 11:10:34 AM
runbix7$25.00$25.007/8/2010 1:39:14 PM
moneytolend72$25.00$25.007/8/2010 2:12:30 PM
OzGuy609$25.00$25.007/8/2010 5:35:10 PM
Terapin0511$29.46$29.467/8/2010 6:54:39 PM
credit-missile$25.00$25.007/9/2010 12:29:34 AM
patriot384$200.00$200.007/9/2010 5:55:13 AM
dynrep$25.00$25.007/9/2010 7:24:11 AM
attractive-fund$44.48$44.487/9/2010 6:01:55 AM
tamcho$25.00$25.007/9/2010 7:13:05 AM
credit-missile$25.00$25.007/9/2010 12:25:48 AM
credit-coach118$25.00$25.007/9/2010 9:57:55 AM
vigilance-searcher$25.00$25.007/9/2010 11:18:37 AM
nalaari$25.00$25.007/9/2010 8:19:09 AM
Johnab$25.00$25.007/9/2010 12:40:59 PM
332 bids
 
Borrower Payment Dependent Notes Series 464829
This series of Notes was issued and sold upon the funding of the borrower loan #43489, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.7% Auction start date:  Jul-01-2010 
  Auction end date:  Jul-08-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $90.47
Final lender yield: 23.97% Final borrower rate/APR: 24.97% / 27.28% Final monthly payment: $79.49
 
Auction yield range: 13.98% - 34.00% Estimated loss impact: 15.78%  
Lender servicing fee: 1.00% Estimated return: 8.19%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-1993 Debt/Income ratio: 33%
Basic (1-10): 6 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 13 / 10Length of status:3y 0m
Credit score: 620-639 (Jul-2010) Total credit lines: 24 Occupation: Truck Driver
Now delinquent: 0 Revolving credit balance: $5,699Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 98%  
Public records last 12m / 10y: 0/ 1 Homeownership: No  
Delinquencies in last 7y: 1    
Screen name: RMC66 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 26 ( 100% ) 620-639 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
640-659 (May-2010)
620-639 (Apr-2009)
640-659 (Mar-2008)
640-659 (Feb-2008)
 
Principal balance: $997.60 31+ days late: 0 ( 0% )
Total payments billed: 26  
Description
Pay A Medical Bill
Purpose of loan:
This loan will be used to pay my portion of a medical bill. The total bill was $8000.00, for an MRI? for my daughter, and our insurance only paid $6000.

My financial situation:
I am a good candidate for this loan because I pay all of my bills on time every month.. I do not have any delinquent accounts.? You will be paid back. Look at my history with my current Prosper loan, I have never been late or missed any payments.? Please consider helping me. I plan to pay this loan off within 1 year. Thank You.

Monthly net income: $ 4400 (mine)? $2400 (wife)

Monthly expenses:
??Housing: $ 900.00
??Insurance: $ 60.00 (car)
??Car expenses: $
??Utilities: $ 180.00
??Phone, cable, internet: $ 200.00
??Food, entertainment: $ 400
??Clothing, household expenses $
??Credit cards and other loans: $ 500.00? ( $200.00 for credit cards and? $300.00 for personal loan)
??Other expenses: $ 320.00 (car payment)? -? $108 Current prosper loan that will be paid off in April 2011
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Humans, this is an excellent investment, let's lend to this one! I know Prosper allows the borrower to pay in full up to 36 months. Will you go the distance or will you pay this loan off sooner? If so, in how many months? PS: Please answer publicly. - hektek22
A: I will pay this loan off in 12 months . Thank You. (Jul-01-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
hektek22$300.00$300.007/1/2010 6:29:03 PM
portfolio-turbine$25.00$25.007/3/2010 10:35:40 AM
wlm3012$25.00$25.007/4/2010 7:14:55 PM
SolarMoonshine$25.00$25.007/5/2010 5:39:07 AM
adventure0$50.00$50.007/5/2010 2:50:30 PM
graceful-credit5$50.00$50.007/6/2010 2:52:07 PM
drcoop$25.00$25.007/6/2010 11:19:20 PM
cash-tent$35.00$35.007/7/2010 9:31:45 PM
turbobunny$50.00$50.007/7/2010 9:43:13 PM
PrepWonder$25.00$25.007/8/2010 3:02:01 PM
FinanceEngine$25.00$25.007/8/2010 3:55:04 PM
wild-orange$25.00$25.007/8/2010 3:10:50 PM
balanced-balance6$25.00$25.007/8/2010 4:22:08 PM
scarlet-velvet$25.00$25.007/2/2010 9:36:46 AM
maccpro1$50.00$50.007/5/2010 6:03:27 PM
crawfishcentral$26.59$5.007/7/2010 8:37:07 AM
green-rapid-openness$100.00$100.007/7/2010 7:23:45 AM
deepblue34$30.00$30.007/7/2010 3:45:58 PM
exchange-cowbell5$25.00$25.007/7/2010 1:14:27 PM
fairness-atmosphere$25.00$25.007/7/2010 7:14:42 PM
enthusiastic-balance5$200.00$200.007/8/2010 6:54:12 AM
Mikale360$25.00$25.007/8/2010 6:38:06 AM
loan-eagle9$25.00$25.007/8/2010 7:52:12 AM
Nailman88$25.00$25.007/8/2010 2:34:08 PM
cbivitz$200.00$200.007/8/2010 12:50:00 PM
BrighterSuns$25.00$25.007/8/2010 3:47:53 PM
blissful-gain$100.00$100.007/8/2010 4:19:36 PM
red-favorable-basis$25.00$25.007/8/2010 3:51:11 PM
MStackIV$50.00$50.007/8/2010 3:58:21 PM
ultimate-peace$300.00$300.007/8/2010 4:04:54 PM
CSinvestments$25.00$25.007/8/2010 4:26:55 PM
icon7$30.00$30.007/8/2010 4:32:43 PM
XayV03$25.00$25.007/8/2010 4:39:22 PM
33 bids
 
Borrower Payment Dependent Notes Series 464959
This series of Notes was issued and sold upon the funding of the borrower loan #43483, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Jul-06-2010 
  Auction end date:  Jul-08-2010 
 
Starting lender yield: 6.10% Starting borrower rate/APR: 7.10% / 7.44% Starting monthly payment: $123.69
Final lender yield: 6.10% Final borrower rate/APR: 7.10% / 7.44% Final monthly payment: $123.69
 
Auction yield range: 2.98% - 6.10% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 5.50%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jan-1999 Debt/Income ratio: 9%
Basic (1-10): 10 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 5 / 5Length of status:14y 1m
Credit score: 800-819 (Jul-2010) Total credit lines: 17 Occupation: Skilled Labor
Now delinquent: 0 Revolving credit balance: $763Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 2%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: market-pudding Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Re-invest in Prosper
Purpose of loan:
This loan will be used to?Re-invest in Prosper

My financial situation:
I am a good candidate for this loan because?I currently have 266 active notes and the monthly payments from them will be used to pay for this loan.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
turbospeed$25.00$25.007/6/2010 4:24:10 PM
Algaes$50.00$50.007/6/2010 4:26:23 PM
Supernick$50.00$50.007/6/2010 4:26:50 PM
DrMoneyBags$25.00$25.007/6/2010 4:27:14 PM
julijask$25.00$25.007/6/2010 4:32:02 PM
BlindProphet$25.00$25.007/6/2010 4:23:54 PM
Winsten$50.00$50.007/6/2010 4:28:17 PM
thestartuplender$35.00$35.007/6/2010 4:24:15 PM
skvat$25.00$25.007/6/2010 4:25:08 PM
alexstar$25.00$25.007/6/2010 4:34:21 PM
Cai8899$75.00$75.007/6/2010 4:31:46 PM
teller$37.25$37.257/6/2010 4:35:32 PM
Phantom99$25.00$25.007/6/2010 4:35:44 PM
zielojo$25.00$25.007/6/2010 4:32:25 PM
DonaldColorado$25.00$25.007/6/2010 4:37:00 PM
serpentine$50.00$50.007/6/2010 4:33:53 PM
loyalist1$100.00$100.007/6/2010 4:34:48 PM
rulender$50.00$50.007/6/2010 4:38:33 PM
ethicalhumanist$25.00$25.007/6/2010 4:36:33 PM
RMB-Investments$50.00$50.007/6/2010 4:41:05 PM
moltopaolo$50.00$50.007/6/2010 4:41:44 PM
moola-rose8$50.00$50.007/6/2010 4:42:26 PM
delicious-social132$40.00$40.007/6/2010 4:34:43 PM
j2ee$25.00$25.007/6/2010 4:34:59 PM
overflowinglife$25.00$25.007/6/2010 4:35:06 PM
green-radiant-durability$50.00$50.007/6/2010 4:44:01 PM
first-restless-payout$50.00$50.007/6/2010 4:42:37 PM
syounker$25.00$25.007/6/2010 4:38:39 PM
a-wealth-visionary$25.00$25.007/6/2010 4:40:08 PM
kenji4861$25.00$25.007/6/2010 4:57:34 PM
antlr$25.00$25.007/6/2010 4:41:12 PM
successful-euro$75.00$75.007/6/2010 4:59:24 PM
peruse$25.00$25.007/6/2010 4:42:14 PM
thoughtful-community7$25.00$25.007/6/2010 4:42:59 PM
indianoven$50.00$50.007/6/2010 4:43:05 PM
oskizzle$25.00$25.007/6/2010 4:54:53 PM
dharma1$25.00$25.007/6/2010 4:57:22 PM
orgy63$25.00$25.007/6/2010 5:06:45 PM
inspired-contract9$50.00$50.007/6/2010 5:07:52 PM
bid-czar8$100.00$100.007/6/2010 5:08:02 PM
finance-negotiator2$25.00$25.007/6/2010 5:08:57 PM
clean-loyalty$25.00$25.007/6/2010 5:09:11 PM
tekkie2412$50.00$50.007/6/2010 5:06:30 PM
jangalt$72.00$72.007/6/2010 5:06:33 PM
treasure-hunter270$25.00$25.007/6/2010 5:06:49 PM
mlopez2007$25.00$25.007/6/2010 5:06:52 PM
interest-jedi0$50.00$50.007/6/2010 5:06:56 PM
SNH$75.00$75.007/6/2010 5:10:05 PM
SCTrojangirl$25.00$25.007/6/2010 5:08:20 PM
F_r_e_d_s__B_a_n_k$50.00$50.007/6/2010 5:18:03 PM
1800porsche$25.00$25.007/6/2010 5:08:48 PM
radforj22$50.00$50.007/6/2010 5:09:04 PM
cash-vault$25.00$25.007/6/2010 5:33:02 PM
loot-heart$50.00$50.007/6/2010 5:06:41 PM
AmericanCredit$25.00$25.007/6/2010 5:08:44 PM
Steveoo1$25.00$25.007/6/2010 7:02:22 PM
moneyfriend$50.00$50.007/6/2010 5:09:06 PM
Walkingcowboy$25.00$25.007/6/2010 7:46:28 PM
commerce-voyager$25.00$25.007/6/2010 5:09:58 PM
Toby1montana$25.00$25.007/6/2010 6:57:30 PM
generous-deal6$25.00$25.007/6/2010 7:01:41 PM
aue513$25.00$25.007/6/2010 10:06:57 PM
Bank_Of_XL$25.00$25.007/6/2010 8:40:46 PM
suburbanman64$30.41$8.647/6/2010 10:48:01 PM
Massey4$50.00$50.007/6/2010 10:45:44 PM
goldsun$25.00$25.007/7/2010 5:51:02 PM
ujiba$25.00$25.007/8/2010 9:39:16 AM
Havana21$25.00$25.007/6/2010 4:25:44 PM
Pulchritudinous$25.00$25.007/6/2010 4:28:07 PM
flexible-value$28.00$28.007/6/2010 4:32:33 PM
hookUup$25.00$25.007/6/2010 4:28:30 PM
GElender$50.00$50.007/6/2010 4:24:43 PM
ferocious-exchange3$25.00$25.007/6/2010 4:25:00 PM
dontscrewmeover1$25.00$25.007/6/2010 4:31:05 PM
pavelz$65.03$65.037/6/2010 4:36:02 PM
Rdodson11$25.00$25.007/6/2010 4:29:15 PM
Vreet$50.00$50.007/6/2010 4:37:25 PM
CaptainBlueberry$25.00$25.007/6/2010 4:40:59 PM
bds9646$26.00$26.007/6/2010 4:36:53 PM
steady-bazaar$74.61$74.617/6/2010 4:42:31 PM
riproaringrapids$25.00$25.007/6/2010 4:55:38 PM
Artist_Blue$25.00$25.007/6/2010 4:56:52 PM
blot44$25.00$25.007/6/2010 4:42:19 PM
Okeey$35.47$35.477/6/2010 4:58:03 PM
personal-lender$25.00$25.007/6/2010 5:06:14 PM
Tc11902$25.00$25.007/6/2010 5:06:20 PM
bountiful-durability$100.00$100.007/6/2010 5:06:23 PM
the-transaction-stronghold$50.00$50.007/6/2010 5:06:36 PM
alpinaut$25.00$25.007/6/2010 5:09:01 PM
liberty-destiny3$25.00$25.007/6/2010 5:09:08 PM
tntmojave$25.00$25.007/6/2010 5:06:59 PM
proper-p2p6$100.00$100.007/6/2010 5:08:27 PM
jengachamp$25.00$25.007/6/2010 5:09:26 PM
discrete-asset$25.00$25.007/6/2010 5:10:15 PM
simplelender80$100.00$100.007/6/2010 5:06:26 PM
investment-network$25.00$25.007/6/2010 5:06:39 PM
nonukem$25.00$25.007/6/2010 7:06:23 PM
meenan$25.00$25.007/6/2010 5:08:55 PM
harty$60.00$60.007/6/2010 5:09:56 PM
tech310$50.00$50.007/6/2010 5:10:12 PM
RandyL3$33.00$33.007/6/2010 5:11:40 PM
LoansomeRanger$50.00$50.007/6/2010 8:46:22 PM
wwwUniversal$25.00$25.007/6/2010 10:45:57 PM
ingenious-order783$35.00$35.007/7/2010 9:12:02 AM
Lo0se_mo0se$25.00$25.007/8/2010 1:09:25 AM
dmitriy2$25.00$25.007/8/2010 3:18:53 PM
106 bids
 
Borrower Payment Dependent Notes Series 465245
This series of Notes was issued and sold upon the funding of the borrower loan #43401, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jul-07-2010 
  Auction end date:  Jul-13-2010 
 
Starting lender yield: 9.20% Starting borrower rate/APR: 10.20% / 12.31% Starting monthly payment: $323.61
Final lender yield: 9.20% Final borrower rate/APR: 10.20% / 12.31% Final monthly payment: $323.61
 
Auction yield range: 3.93% - 9.20% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 7.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Feb-1993 Debt/Income ratio: 30%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 7 / 7Length of status:11y 0m
Credit score: 760-779 (Jul-2010) Total credit lines: 18 Occupation: Military Enlisted
Now delinquent: 0 Revolving credit balance: $37,108Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 56%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: commitment-prospector3 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 6 ( 100% ) 760-779 (Latest)
Principal borrowed: $14,000.00< 31 days late: 0 ( 0% )  
760-779 (Dec-2009)
 
Principal balance: $11,924.31 31+ days late: 0 ( 0% )
Total payments billed: 6  
Description
creditpaydown
Purpose of loan:
This loan will be used to? pay down high interest credit card

My financial situation:
I am a good candidate for this loan because? pay on time and cannot lose my job.? Also looking at promotion with $10000 more per year
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hi, what did you use your last loan for? - interest88
A: I was $27,000 in debt on high interest credit cards. I paid one of them off. I did not request the max loan last time because the interest rate recommendation by prosper was 24.9 percent which would have actually been higher than the card itsself. Please feel free to ask any more questions. (Jul-12-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
ijspence$25.00$25.007/7/2010 4:25:35 PM
delicious-social132$35.00$35.007/7/2010 4:31:16 PM
anders94$25.00$25.007/7/2010 4:34:55 PM
bid-czar8$100.00$100.007/7/2010 4:49:32 PM
sammyhammy$25.00$25.007/7/2010 4:35:46 PM
bchen78875$25.00$25.007/7/2010 4:49:50 PM
moola-man$30.00$30.007/7/2010 4:36:22 PM
brightest-breathtaking-finance$100.00$100.007/7/2010 4:30:36 PM
gracej$25.00$25.007/7/2010 4:51:33 PM
trustworthy-fairness$50.00$50.007/7/2010 4:38:38 PM
bold-durability-drum$50.00$50.007/7/2010 4:49:25 PM
noble-revenue$50.00$50.007/7/2010 4:35:54 PM
riproaringrapids$25.00$25.007/7/2010 4:52:46 PM
lender987654321$30.00$30.007/7/2010 4:49:07 PM
Alpha-AssistU$34.25$34.257/7/2010 5:41:26 PM
ddog0224$25.00$25.007/7/2010 4:50:00 PM
ichibon$75.00$75.007/7/2010 4:50:20 PM
Vegasjim$25.00$25.007/7/2010 4:52:04 PM
roadster199$25.00$25.007/7/2010 7:03:00 PM
SCTrojangirl$25.00$25.007/7/2010 7:28:45 PM
KileNSmyth4$25.00$25.007/8/2010 8:41:33 AM
Mavrck88$25.00$25.007/8/2010 8:41:47 AM
steady-bazaar$50.00$50.007/8/2010 5:31:31 AM
Avala$50.00$50.007/8/2010 8:41:27 AM
treasure-bliss$61.00$61.007/8/2010 9:29:53 AM
dschaaf$25.00$25.007/8/2010 9:38:56 AM
dickfore$25.00$25.007/8/2010 10:16:43 AM
bxdoc$150.00$150.007/8/2010 8:11:39 AM
wahoo-trader$25.00$25.007/8/2010 2:21:40 PM
overflowinglife$25.00$25.007/8/2010 8:41:35 AM
phillipd48$25.00$25.007/8/2010 3:01:20 PM
mikeandcat$50.00$50.007/8/2010 1:52:11 PM
wise-silver-wonder$25.00$25.007/8/2010 3:37:54 PM
flwah$25.00$25.007/8/2010 3:38:01 PM
don8ter$25.00$25.007/8/2010 11:22:04 AM
Winsten$50.00$50.007/8/2010 3:52:33 PM
theemhdoctor$25.00$25.007/8/2010 3:36:38 PM
fireboss$47.85$47.857/8/2010 3:37:34 PM
rmachi$25.00$25.007/8/2010 3:37:58 PM
pound-flow$50.00$50.007/8/2010 1:01:29 PM
bigphish$25.00$25.007/8/2010 2:32:13 PM
Frenchynh$25.00$25.007/8/2010 3:37:04 PM
mizount$25.00$25.007/8/2010 3:37:35 PM
Tradesmanlender$25.00$25.007/8/2010 3:38:15 PM
SimpleChoice$25.00$25.007/8/2010 3:52:00 PM
PatRichi$25.00$25.007/8/2010 9:41:37 PM
DadWarbucks$25.00$25.007/9/2010 2:34:46 AM
cassius84$25.00$25.007/9/2010 2:34:53 AM
pubnat$25.00$25.007/9/2010 5:44:04 AM
Sixmil$25.00$25.007/9/2010 5:44:13 AM
nunnie$25.00$25.007/8/2010 6:36:45 PM
Cheburashka$25.00$25.007/9/2010 6:27:07 AM
money-bauble$200.00$200.007/8/2010 9:11:26 PM
IIP77$25.00$25.007/9/2010 8:43:52 AM
yield-seeker$25.00$25.007/9/2010 8:46:07 AM
responsibility-butterfly$25.00$25.007/9/2010 8:46:23 AM
objective-investor$100.00$100.007/9/2010 8:55:51 AM
seattleslug$25.00$25.007/9/2010 2:44:57 AM
a-finance-nirvana$25.00$25.007/9/2010 9:23:08 AM
Searlzy$25.00$25.007/9/2010 9:47:18 AM
jtradition$50.00$50.007/9/2010 9:46:21 AM
thestartuplender$27.97$27.977/9/2010 10:25:23 AM
sweetlan$25.00$25.007/9/2010 10:53:35 AM
five-star-justice$36.00$36.007/9/2010 11:27:51 AM
Railbird$25.00$25.007/9/2010 1:46:46 PM
blue-useful-auction$25.00$25.007/9/2010 9:27:04 AM
Onesiphorus$25.00$25.007/9/2010 9:44:10 AM
IeatatWendys$25.00$25.007/9/2010 4:16:52 PM
easylender$25.00$25.007/9/2010 11:56:21 AM
irrelevant$25.00$25.007/9/2010 12:12:59 PM
realinvestora$25.00$25.007/9/2010 2:36:17 PM
orange-dollar-guild$25.00$25.007/9/2010 3:57:36 PM
nickel-ferret$25.00$25.007/9/2010 4:04:44 PM
ualf$44.45$44.457/9/2010 6:23:15 PM
mmckune$25.00$25.007/9/2010 6:23:30 PM
sail120$25.00$25.007/9/2010 6:23:29 PM
inventive-wealth2$25.00$25.007/9/2010 8:48:06 PM
assetmanager$25.00$25.007/10/2010 1:10:21 AM
smartie1$25.00$25.007/10/2010 1:10:16 AM
LenderByDay$25.00$25.007/10/2010 1:18:53 AM
monticello$25.00$25.007/10/2010 1:37:22 AM
important-ore$50.00$50.007/9/2010 6:13:48 PM
LoanBrkr$25.00$25.007/10/2010 1:35:06 AM
mjjjrj$25.00$25.007/10/2010 1:45:13 AM
nodrivelpls$25.00$25.007/10/2010 1:37:28 AM
geemel$25.00$25.007/10/2010 4:24:28 AM
PHI4308$25.00$25.007/10/2010 9:59:17 AM
kid8549$25.00$25.007/10/2010 9:51:37 AM
Tahoeguy$50.00$50.007/10/2010 12:41:36 PM
zeelender$25.00$25.007/10/2010 1:12:15 AM
money2k$25.00$25.007/10/2010 1:37:31 AM
jrbill1998$25.00$25.007/10/2010 5:44:35 PM
bambampk$25.00$25.007/10/2010 6:53:55 PM
omerta6102$48.40$48.407/10/2010 9:27:42 PM
stemper$50.00$50.007/10/2010 10:12:38 PM
generous-deal6$25.00$25.007/10/2010 10:43:09 PM
papaloha$50.00$50.007/10/2010 11:21:55 PM
Fishy014$50.00$50.007/11/2010 5:27:45 AM
outtahoth2o$50.00$50.007/11/2010 6:56:16 AM
RationalWorld$25.00$25.007/10/2010 10:24:12 AM
selfmademan$25.00$25.007/11/2010 2:57:33 PM
FirstBank$100.00$100.007/11/2010 5:36:44 PM
somebody32$25.00$25.007/11/2010 6:26:31 PM
wise-bonus-honker$25.00$25.007/11/2010 8:22:07 PM
dollar-oracle55$25.00$25.007/11/2010 6:56:17 AM
sanfordg$35.00$35.007/12/2010 5:46:09 AM
MrBluesummers$37.61$37.617/12/2010 5:56:24 AM
bold-special-peace7$50.00$50.007/12/2010 7:26:05 AM
heerzaquestion$25.00$25.007/11/2010 11:08:52 AM
Carne_Chung$25.00$25.007/12/2010 7:31:58 AM
jme5343$50.00$50.007/12/2010 9:39:02 AM
janus_god$25.00$25.007/12/2010 9:40:10 AM
brazilofmux$37.39$37.397/12/2010 9:45:15 AM
college_girl$25.00$25.007/11/2010 6:56:46 PM
jakesworld$25.00$25.007/12/2010 9:37:15 AM
zaxsan$25.00$25.007/11/2010 6:59:42 PM
Weaverville$47.47$47.477/11/2010 7:24:32 PM
stolan$25.00$25.007/12/2010 9:41:02 AM
A007$25.00$25.007/12/2010 9:45:17 AM
ms48105$25.00$25.007/12/2010 9:46:47 AM
radforj22$25.00$25.007/11/2010 11:14:41 PM
kindness-numero-uno$50.00$50.007/12/2010 6:25:14 AM
drtexican$25.00$25.007/12/2010 9:39:37 AM
suomynona$25.00$25.007/12/2010 9:45:49 AM
KLCRAY$50.00$50.007/12/2010 11:08:01 AM
WolRab$32.89$32.897/12/2010 1:17:15 PM
BrooklynJim$25.00$25.007/12/2010 1:21:23 PM
favorite-commerce$50.00$50.007/12/2010 2:22:19 PM
bradny$25.00$25.007/12/2010 11:30:55 AM
transparency-mandolin$25.00$25.007/12/2010 3:30:11 PM
sensible-order2$25.00$25.007/12/2010 3:31:31 PM
mrkb80$25.00$25.007/12/2010 1:17:34 PM
oreyedoc$39.81$39.817/12/2010 5:37:33 PM
Tasmir$25.00$25.007/12/2010 5:06:24 PM
UncleSafety$25.00$25.007/12/2010 8:04:56 PM
love-interest$25.00$25.007/12/2010 10:21:20 PM
Sibelius2$25.00$3.157/13/2010 1:35:06 AM
best-listing-toro$25.00$25.007/12/2010 4:48:45 PM
derec$25.00$25.007/13/2010 1:11:00 AM
IP$36.24$36.247/13/2010 1:11:19 AM
Dia_Lucri3$25.00$25.007/13/2010 1:33:06 AM
theaterguy$25.00$25.007/13/2010 1:34:49 AM
wwwUniversal$25.00$25.007/12/2010 7:03:56 PM
hste_llc$25.00$25.007/12/2010 9:06:17 PM
Brain_m$26.14$26.147/13/2010 1:07:28 AM
forthright-principal2$25.00$25.007/13/2010 2:07:59 AM
tech310$100.00$100.007/7/2010 4:30:58 PM
qtmspin$25.00$25.007/7/2010 4:31:04 PM
american6$25.00$25.007/7/2010 4:28:00 PM
personal-lender$25.00$25.007/7/2010 4:28:11 PM
orgy63$25.00$25.007/7/2010 4:25:49 PM
villagers$25.00$25.007/7/2010 4:38:06 PM
studious-bonus7$50.00$50.007/7/2010 4:27:41 PM
orderly-loot$25.00$25.007/7/2010 4:48:18 PM
treasure-hunter270$25.00$25.007/7/2010 4:28:07 PM
nybanker85$75.00$75.007/7/2010 4:35:29 PM
Supernick$50.00$50.007/7/2010 4:50:10 PM
new-social-economist$25.00$25.007/7/2010 4:36:32 PM
hrubinst$25.00$25.007/7/2010 4:37:46 PM
rescue$50.00$50.007/7/2010 4:48:38 PM
bountiful-durability$50.00$50.007/7/2010 4:49:02 PM
syounker$25.00$25.007/7/2010 6:03:35 PM
brightest-affluence-motivator$100.00$100.007/7/2010 4:50:36 PM
SNH$50.00$50.007/7/2010 4:37:44 PM
Comoparklender$50.00$50.007/7/2010 4:48:53 PM
Artist_Blue$25.00$25.007/7/2010 7:11:33 PM
Cai8899$50.00$50.007/7/2010 7:37:01 PM
GElender$50.00$50.007/7/2010 6:51:54 PM
head$25.00$25.007/7/2010 11:56:23 PM
diablo_ny$25.00$25.007/7/2010 7:11:39 PM
tjone69$50.00$50.007/8/2010 2:31:32 AM
Rysterola82$25.00$25.007/7/2010 7:51:36 PM
LongTail$25.00$25.007/8/2010 9:37:54 AM
Katburg$35.00$35.007/8/2010 10:27:42 AM
kind-unassuming-fund$25.00$25.007/8/2010 8:41:35 AM
icchok$50.00$50.007/8/2010 6:31:26 AM
calm-deal7$25.00$25.007/8/2010 8:49:03 AM
enthralling-deal180$100.00$100.007/8/2010 9:06:22 AM
checkuto$25.00$25.007/8/2010 3:35:15 PM
blackstar$25.00$25.007/8/2010 3:37:25 PM
gristle$25.00$25.007/8/2010 3:37:33 PM
lostontheedge$25.00$25.007/8/2010 3:37:39 PM
ommcd$25.00$25.007/8/2010 3:37:51 PM
orange-preeminant-bill$36.96$36.967/8/2010 2:21:56 PM
Clambake$50.00$50.007/8/2010 2:31:54 PM
Havana21$25.00$25.007/8/2010 3:52:31 PM
Breakfast_Gypsy$25.00$25.007/8/2010 3:37:30 PM
KiwiElf$25.00$25.007/8/2010 3:38:04 PM
ethicalhumanist$25.00$25.007/8/2010 1:48:05 PM
the-profit-oracle$25.00$25.007/8/2010 3:35:13 PM
decisive-capital$61.19$61.197/8/2010 3:37:32 PM
one-midas$25.00$25.007/8/2010 5:11:33 PM
hayhelp$25.00$25.007/9/2010 2:34:49 AM
cingular$25.00$25.007/8/2010 4:38:10 PM
Caledoni$25.00$25.007/9/2010 5:42:43 AM
teller$25.00$25.007/9/2010 5:44:36 AM
4est$25.00$25.007/9/2010 7:47:13 AM
lloyd_s$25.00$25.007/9/2010 8:46:09 AM
bowdish1$50.00$50.007/9/2010 8:46:10 AM
Binan$25.00$25.007/9/2010 9:09:19 AM
BuffetRocks$50.00$50.007/9/2010 9:22:55 AM
power-igloo3$25.00$25.007/9/2010 9:43:22 AM
kindness-numero-uno$50.00$50.007/9/2010 9:57:32 AM
line6owner$36.00$36.007/9/2010 10:06:50 AM
zrohmm$25.00$25.007/9/2010 11:56:19 AM
shawndw$30.00$30.007/9/2010 11:57:36 AM
latestone$25.00$25.007/9/2010 11:57:50 AM
8bitnintendo$25.00$25.007/9/2010 11:58:01 AM
ElChico124$25.00$25.007/9/2010 2:20:30 PM
agreement-sycamore$50.00$50.007/9/2010 2:36:24 PM
Phantom99$25.00$25.007/9/2010 9:23:04 AM
j2ee$25.00$25.007/9/2010 3:57:46 PM
green-thoughtful-yield$50.00$50.007/9/2010 4:04:38 PM
USCGC$50.00$50.007/9/2010 4:17:42 PM
p1k4blu$25.00$25.007/9/2010 11:56:22 AM
divedude$25.00$25.007/9/2010 11:57:39 AM
kmwvma$25.00$25.007/9/2010 11:58:13 AM
Ocean713$75.00$75.007/9/2010 12:52:02 PM
sparkling-silver1$25.00$25.007/9/2010 1:21:19 PM
wise-pound-eagle$35.00$35.007/9/2010 3:46:29 PM
deal-frontier$50.00$50.007/9/2010 7:01:46 PM
treasure-generator$25.00$25.007/9/2010 8:57:01 PM
Brainworm$25.00$25.007/9/2010 5:23:37 PM
biobulator$25.00$25.007/10/2010 1:45:44 AM
eric-p$25.00$25.007/9/2010 6:23:18 PM
Hiro07$25.00$25.007/10/2010 11:54:34 AM
oaktown23$50.00$50.007/10/2010 10:51:46 AM
gold-finder$50.00$50.007/10/2010 12:54:25 PM
Prosp_Lender$50.00$50.007/9/2010 11:01:27 PM
DaveG56313$25.00$25.007/10/2010 1:37:25 AM
new-reward-sequoia$25.00$25.007/10/2010 1:44:47 AM
reward-motion$25.00$25.007/10/2010 6:24:20 PM
Superc0ld$43.59$43.597/10/2010 7:01:23 PM
community-pipeline8$50.00$50.007/10/2010 9:56:31 AM
Preferred-Lender$25.00$25.007/11/2010 6:46:34 AM
lagnisiruk$25.00$25.007/11/2010 6:56:10 AM
the-silver-blaster$40.00$40.007/11/2010 6:56:14 AM
lender12345$25.00$25.007/11/2010 11:30:49 AM
auction-elvis$25.00$25.007/11/2010 1:12:17 PM
TheColoradoDon$25.00$25.007/11/2010 2:26:23 PM
sarisai$101.00$101.007/11/2010 2:36:53 PM
jdrez$25.00$25.007/11/2010 6:17:19 PM
szetowski$25.00$25.007/11/2010 6:26:34 PM
Dr_M$25.00$25.007/11/2010 7:17:27 PM
forceful-return9$50.00$50.007/11/2010 10:07:50 PM
PhalanxBulldog$25.00$25.007/11/2010 6:29:52 AM
Eagledrop$25.00$25.007/11/2010 6:56:13 AM
vibraphone3$50.00$50.007/12/2010 4:41:51 AM
Zadz$70.00$70.007/12/2010 5:46:59 AM
bondhedger$25.00$25.007/12/2010 7:31:43 AM
friendly-market5$41.24$41.247/12/2010 6:57:32 AM
successful-euro$50.00$50.007/12/2010 7:31:47 AM
MARSTUN$28.23$28.237/12/2010 7:48:33 AM
get30inc$25.00$25.007/12/2010 8:30:01 AM
Rusty3$25.00$25.007/12/2010 9:22:57 AM
SDNLR$25.00$25.007/12/2010 9:41:18 AM
pennyman$25.00$25.007/12/2010 9:26:13 AM
Dahlozer$25.00$25.007/11/2010 6:26:33 PM
elegant-income3$50.00$50.007/11/2010 6:28:23 PM
iamdehaan$50.00$50.007/11/2010 6:59:52 PM
Gibbyland$31.75$31.757/12/2010 9:58:08 AM
wdove511$25.00$25.007/12/2010 6:30:40 AM
a-truth-upholder$50.00$50.007/12/2010 9:38:28 AM
special-currency6$100.00$100.007/12/2010 9:39:10 AM
worthy-truth$25.00$25.007/12/2010 9:41:09 AM
Ready2Loan$25.00$25.007/12/2010 9:46:52 AM
cyberie21$25.00$25.007/12/2010 11:07:04 AM
theincarnatemike$25.00$25.007/12/2010 12:18:15 PM
unequaled-worth$25.00$25.007/12/2010 12:18:14 PM
AKJagMan$25.00$25.007/12/2010 12:26:38 PM
Logan7$25.00$25.007/12/2010 12:52:53 PM
mistertao$25.00$25.007/12/2010 1:21:24 PM
Trinkaloki$25.00$25.007/12/2010 2:31:19 PM
independent-dollar$28.85$28.857/12/2010 3:52:59 PM
glalat$25.00$25.007/12/2010 12:18:12 PM
platinum-genetics$100.00$100.007/12/2010 1:56:02 PM
HackmanBank$28.34$28.347/12/2010 6:59:21 PM
DrStaff$29.72$29.727/12/2010 6:47:35 PM
Hexnut$25.00$25.007/12/2010 9:06:15 PM
HibbyD$30.00$30.007/13/2010 12:49:58 AM
Interloper$26.59$26.597/13/2010 12:51:47 AM
Oupa-George$25.00$25.007/13/2010 1:12:50 AM
Josilot$25.00$25.007/13/2010 1:35:02 AM
topher515$25.00$25.007/13/2010 1:34:55 AM
dhe50$25.00$25.007/12/2010 6:36:49 PM
Mathiaslh$25.00$25.007/12/2010 7:21:15 PM
ISHLEP67$25.92$25.927/13/2010 1:10:55 AM
287 bids
 
Borrower Payment Dependent Notes Series 465289
This series of Notes was issued and sold upon the funding of the borrower loan #43477, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Jul-06-2010 
  Auction end date:  Jul-13-2010 
 
Starting lender yield: 18.90% Starting borrower rate/APR: 19.90% / 22.14% Starting monthly payment: $74.23
Final lender yield: 13.00% Final borrower rate/APR: 14.00% / 16.16% Final monthly payment: $68.36
 
Auction yield range: 7.98% - 18.90% Estimated loss impact: 6.79%  
Lender servicing fee: 1.00% Estimated return: 6.21%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-1996 Debt/Income ratio: 7%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 12 / 9Length of status:10y 3m
Credit score: 660-679 (Jul-2010) Total credit lines: 20 Occupation: Computer Programmer
Now delinquent: 0 Revolving credit balance: $7,312Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 89%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: ZiggySD Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 44 ( 100% ) 660-679 (Latest)
Principal borrowed: $6,400.00< 31 days late: 0 ( 0% )  
660-679 (Sep-2009)
560-579 (Nov-2007)
600-619 (Nov-2006)
 
Principal balance: $1,914.32 31+ days late: 0 ( 0% )
Total payments billed: 44  
Description
Repairing my 2000 Honda Civic
Purpose of loan:
This loan will be used to repair my 2000 Honda Civic. It is a great car and I think I can get a couple more years out of it. The repairs needed include new brakes, new tires, and a new timing belt. I also am due for a major regular maintenance. The total cost has been estimated at just over $2000 but I will cover anything over $2000 with my own funds.

My financial situation:
I am a good candidate for this loan because of my excellent history of Prosper.com loans. I have already fully paid off one loan and am currently paying off a second loan. I have never missed a payment.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Aberdeen$400.00$400.007/6/2010 4:39:21 PM
attractive-rate$25.00$25.007/7/2010 3:00:03 AM
MStackIV$50.00$50.007/8/2010 12:47:02 PM
Reliance_Banker$25.00$25.007/8/2010 8:51:08 PM
portfolio-turbine$50.00$50.007/9/2010 8:59:16 AM
Kelor99$25.00$25.007/9/2010 12:24:21 PM
green-rapid-openness$100.00$100.007/9/2010 8:45:57 PM
phchristensen$50.00$50.007/10/2010 7:08:49 AM
blLending$38.22$38.227/10/2010 12:16:14 AM
FinanceEngine$25.00$25.007/10/2010 8:58:19 PM
The-Lighthouse-Group$25.00$25.007/11/2010 10:46:55 AM
npokpr$100.00$100.007/11/2010 2:44:10 PM
Milonguero$100.00$100.007/12/2010 8:53:41 AM
LittleMingo$29.00$29.007/12/2010 10:30:54 AM
moneybags16$25.00$25.007/12/2010 4:15:55 PM
SeekingAlpha$30.00$30.007/12/2010 6:58:00 PM
mala54$25.00$25.007/13/2010 8:59:46 AM
Aberdeen$400.00$400.007/6/2010 4:39:13 PM
MoneyForNothing$144.91$144.917/6/2010 9:44:42 PM
newest-phenomenal-money$27.34$27.347/7/2010 11:43:28 AM
Catalina_Enterprises$100.00$100.007/9/2010 2:55:53 PM
grammaspurse$25.00$25.007/9/2010 9:57:32 PM
himanshuko$25.00$25.007/10/2010 11:50:07 AM
violaetain$50.00$50.007/11/2010 2:33:32 PM
integrity-doctor$100.00$30.537/11/2010 8:29:14 AM
lender12345$25.00$25.007/11/2010 11:22:15 AM
proton346$25.00$25.007/11/2010 5:16:30 PM
Bito03$25.00$25.007/13/2010 1:50:14 AM
28 bids
 
Borrower Payment Dependent Notes Series 465433
This series of Notes was issued and sold upon the funding of the borrower loan #43392, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Jul-07-2010 
  Auction end date:  Jul-09-2010 
 
Starting lender yield: 18.90% Starting borrower rate/APR: 19.90% / 22.14% Starting monthly payment: $222.68
Final lender yield: 18.90% Final borrower rate/APR: 19.90% / 22.14% Final monthly payment: $222.68
 
Auction yield range: 7.93% - 18.90% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 11.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-1999 Debt/Income ratio: 24%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 14 / 13Length of status:4y 1m
Credit score: 680-699 (Jul-2010) Total credit lines: 21 Occupation: Doctor
Now delinquent: 0 Revolving credit balance: $11,810Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 57%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 2    
Screen name: wealth-enforcer9 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Baltimore move
Purpose of loan:
This loan will be used to assist with my move to Baltimore for a new job.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
treasure-hunter270$25.00$25.007/7/2010 4:28:04 PM
Avala$50.00$50.007/7/2010 4:27:47 PM
nybanker85$75.00$75.007/7/2010 4:35:25 PM
sammyhammy$25.00$25.007/7/2010 4:35:37 PM
villagers$25.00$25.007/7/2010 4:37:59 PM
american6$25.00$25.007/7/2010 4:27:56 PM
nickel-ferret$25.00$25.007/7/2010 4:50:06 PM
blackstar$25.00$25.007/7/2010 4:37:40 PM
anders94$25.00$25.007/7/2010 4:34:59 PM
Supernick$50.00$50.007/7/2010 4:50:12 PM
noble-revenue$50.00$50.007/7/2010 4:36:00 PM
brightest-affluence-motivator$100.00$100.007/7/2010 4:50:34 PM
new-social-economist$25.00$25.007/7/2010 4:36:29 PM
KileNSmyth4$25.00$25.007/7/2010 4:36:48 PM
syounker$25.00$25.007/7/2010 4:51:21 PM
riproaringrapids$25.00$25.007/7/2010 4:52:45 PM
ethicalhumanist$25.00$25.007/7/2010 4:49:13 PM
bold-durability-drum$50.00$50.007/7/2010 4:49:22 PM
Rysterola82$25.00$25.007/7/2010 7:51:34 PM
diablo_ny$25.00$25.007/7/2010 7:11:37 PM
bchen78875$25.00$25.007/7/2010 7:37:38 PM
successful-euro$30.00$30.007/8/2010 5:31:23 AM
wealth-pipeline$25.00$25.007/8/2010 6:53:55 AM
teller$25.00$25.007/8/2010 7:24:04 AM
head$25.00$25.007/7/2010 11:56:27 PM
thestartuplender$29.28$29.287/8/2010 7:41:34 AM
treasure-bliss$25.00$25.007/8/2010 5:07:56 AM
Phantom99$25.00$25.007/8/2010 8:41:41 AM
money-bauble$35.69$35.697/8/2010 8:41:52 AM
steady-bazaar$50.00$50.007/8/2010 5:31:28 AM
time4aloan$25.00$25.007/8/2010 9:29:55 AM
hizzy$25.00$25.007/8/2010 9:38:15 AM
dschaaf$25.00$25.007/8/2010 9:38:52 AM
transaction-aggregator7$25.00$25.007/8/2010 7:46:20 AM
authoritative-platinum7$50.00$50.007/8/2010 9:59:44 AM
Katburg$35.00$35.007/8/2010 10:27:39 AM
8bitnintendo$25.00$25.007/8/2010 1:01:27 AM
wampum-chorus3$25.00$25.007/8/2010 8:41:25 AM
plentiful-reward$25.93$25.937/8/2010 8:41:46 AM
green-radiant-durability$25.00$25.007/8/2010 8:41:56 AM
Snowflake6515$25.00$25.007/8/2010 12:13:57 PM
GRI$25.00$25.007/8/2010 9:36:28 AM
brightest-income-hunter$50.00$50.007/8/2010 9:36:59 AM
FLSmooth$50.00$50.007/8/2010 12:29:17 PM
wahoo-trader$25.00$25.007/8/2010 2:21:38 PM
radforj22$25.00$25.007/8/2010 8:41:49 AM
fair-funds$25.00$25.007/8/2010 8:41:53 AM
orange-dollar-guild$50.00$50.007/8/2010 8:42:07 AM
Slend49$25.00$25.007/8/2010 8:56:46 AM
commitment-farm$25.00$25.007/8/2010 9:02:20 AM
wampum-admirer$25.00$25.007/8/2010 1:48:12 PM
UT-Longhorn$25.00$25.007/8/2010 3:36:24 PM
bodascafe$25.00$25.007/8/2010 3:36:34 PM
life-is-great$25.00$25.007/8/2010 3:38:03 PM
lovely-order7$25.00$25.007/8/2010 2:14:16 PM
ddibernardo$25.00$25.007/8/2010 3:51:19 PM
1800porsche$25.00$25.007/8/2010 3:16:54 PM
new-return-faire$50.00$50.007/8/2010 3:52:12 PM
durability-bandit1$50.00$50.007/8/2010 11:26:23 AM
loot-heart$50.00$50.007/8/2010 3:37:37 PM
relentless-penny$25.00$25.007/8/2010 3:37:43 PM
tallmon$25.00$25.007/8/2010 3:51:20 PM
revenue-officer36$30.16$30.167/8/2010 3:51:52 PM
HarrisonHome$25.00$25.007/8/2010 3:51:59 PM
janus_god$25.00$25.007/8/2010 3:52:11 PM
sweetlan$25.00$25.007/8/2010 3:56:24 PM
the-transaction-stronghold$25.00$25.007/8/2010 3:36:23 PM
muzicman$50.00$50.007/8/2010 3:36:39 PM
loan-kung-fu$25.00$25.007/8/2010 3:37:36 PM
AF-Chief$27.00$27.007/8/2010 3:47:50 PM
pound-lightning$50.00$50.007/8/2010 3:50:59 PM
kirkjerk$25.00$25.007/8/2010 3:51:06 PM
bowdish1$39.12$39.127/8/2010 3:51:29 PM
efficient-marketplace$50.00$50.007/8/2010 3:51:40 PM
Panna$25.00$25.007/8/2010 3:51:54 PM
top-silver-american$25.00$25.007/8/2010 3:51:58 PM
loan-genie88$25.00$25.007/8/2010 4:46:53 PM
SCTrojangirl$25.00$25.007/7/2010 4:28:54 PM
brightest-breathtaking-finance$100.00$100.007/7/2010 4:30:33 PM
ray1051$25.00$25.007/7/2010 4:31:11 PM
studious-bonus7$50.00$50.007/7/2010 4:27:36 PM
personal-lender$25.00$25.007/7/2010 4:28:16 PM
Winsten$31.45$31.457/7/2010 4:28:35 PM
tech310$50.00$50.007/7/2010 4:30:53 PM
trustworthy-fairness$50.00$50.007/7/2010 4:38:35 PM
simplelender80$100.00$100.007/7/2010 4:28:09 PM
Comoparklender$50.00$50.007/7/2010 4:48:50 PM
bountiful-durability$50.00$50.007/7/2010 4:48:59 PM
dickfore$25.00$25.007/7/2010 4:28:40 PM
bid-czar8$100.00$100.007/7/2010 4:49:30 PM
moola-man$30.00$30.007/7/2010 4:36:19 PM
ichibon$75.00$75.007/7/2010 4:50:17 PM
kind-unassuming-fund$25.00$25.007/7/2010 4:50:27 PM
Easystreet$25.00$25.007/7/2010 4:30:21 PM
SimpleChoice$25.00$25.007/7/2010 4:30:29 PM
gracej$25.00$25.007/7/2010 4:51:29 PM
qtmspin$25.00$25.007/7/2010 4:31:07 PM
orgy63$25.00$25.007/7/2010 4:53:41 PM
Bank_Of_XL$50.00$50.007/7/2010 5:24:56 PM
jrbill1998$50.00$50.007/7/2010 4:36:37 PM
orderly-loot$25.00$25.007/7/2010 4:48:15 PM
rescue$50.00$50.007/7/2010 4:48:34 PM
ddog0224$25.00$25.007/7/2010 4:49:56 PM
overflowinglife$25.00$25.007/7/2010 4:51:07 PM
Mavrck88$25.00$25.007/7/2010 10:06:51 PM
icchok$50.00$50.007/8/2010 6:31:22 AM
Artist_Blue$25.00$25.007/8/2010 6:31:49 AM
calm-deal7$25.00$25.007/8/2010 8:03:21 AM
tjone69$50.00$50.007/8/2010 2:31:29 AM
ommcd$25.00$25.007/8/2010 8:33:31 AM
visionary-community$25.00$25.007/8/2010 8:41:50 AM
Cheburashka$25.00$25.007/8/2010 9:03:35 AM
rhightower003$25.00$25.007/8/2010 9:36:42 AM
orange-preeminant-bill$40.54$40.547/8/2010 7:46:38 AM
Havana21$25.00$25.007/8/2010 1:43:05 AM
enthralling-deal180$25.00$25.007/8/2010 8:33:32 AM
fly99$50.00$50.007/8/2010 8:41:40 AM
wise-pound-eagle$50.00$50.007/8/2010 11:13:16 AM
linklady$29.18$29.187/8/2010 8:41:55 AM
JGB$26.83$26.837/8/2010 8:42:09 AM
credit-panda1$25.00$25.007/8/2010 9:03:17 AM
stilleto8$50.00$50.007/8/2010 11:26:25 AM
chestnut4$25.00$25.007/8/2010 9:37:49 AM
worthy-truth$25.00$25.007/8/2010 9:38:51 AM
JustMee$25.00$25.007/8/2010 12:55:14 PM
Gibbyland$25.00$25.007/8/2010 7:46:40 AM
stollcm$25.00$25.007/8/2010 10:26:45 AM
SBT$50.00$50.007/8/2010 11:13:04 AM
enthusiastic-balance5$65.75$65.757/8/2010 8:41:43 AM
boater01$43.51$43.517/8/2010 8:41:51 AM
RMB-Investments$50.00$50.007/8/2010 8:41:57 AM
SmokeyMirror$50.00$50.007/8/2010 11:57:31 AM
pound-flow$50.00$50.007/8/2010 1:01:27 PM
yield-seeker$25.00$25.007/8/2010 9:19:11 AM
flexible-return297$25.00$25.007/8/2010 9:29:57 AM
first-upright-payout$25.00$25.007/8/2010 3:36:25 PM
pavelz$50.00$50.007/8/2010 3:37:29 PM
balanced-bill7$100.00$100.007/8/2010 3:37:40 PM
worth-arch$25.00$25.007/8/2010 11:13:07 AM
cvfriend$50.00$50.007/8/2010 3:51:49 PM
cjames84$25.00$25.007/8/2010 3:52:04 PM
get30inc$25.00$25.007/8/2010 3:52:23 PM
Fingar$25.00$25.007/8/2010 11:34:10 AM
SNH$45.44$45.447/8/2010 11:34:18 AM
lloyd_s$25.00$25.007/8/2010 11:57:29 AM
arcangel72$25.00$25.007/8/2010 1:31:51 PM
Lightlife$50.00$50.007/8/2010 3:51:03 PM
intuitive-bill$25.00$25.007/8/2010 3:52:06 PM
funds-finder8$38.35$38.357/8/2010 4:09:21 PM
jga516$25.00$25.007/8/2010 3:23:21 PM
cello1$25.00$25.007/8/2010 3:36:52 PM
hrubinst$25.00$25.007/8/2010 3:38:06 PM
DeutscheBank$25.00$25.007/8/2010 3:51:04 PM
BooFoo22$25.00$25.007/8/2010 3:51:36 PM
thorough-exchange4$25.00$25.007/8/2010 3:51:54 PM
a-finance-nirvana$25.00$25.007/8/2010 3:52:07 PM
Max8319$25.00$25.007/8/2010 3:52:22 PM
reflective-rupee$600.00$396.777/8/2010 5:13:20 PM
wwwUniversal$25.00$25.007/8/2010 5:18:18 PM
d_grbg$25.00$25.007/8/2010 5:16:54 PM
grammaspurse$25.00$25.007/8/2010 10:12:35 PM
one-midas$25.00$25.007/8/2010 5:11:32 PM
1-HARD-HEAD$50.00$50.007/9/2010 5:27:05 AM
163 bids
 
Borrower Payment Dependent Notes Series 465481
This series of Notes was issued and sold upon the funding of the borrower loan #43424, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jul-08-2010 
  Auction end date:  Jul-09-2010 
 
Starting lender yield: 8.20% Starting borrower rate/APR: 9.20% / 11.30% Starting monthly payment: $159.46
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $159.46
 
Auction yield range: 3.93% - 8.20% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1998 Debt/Income ratio: 38%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 12 / 10Length of status:0y 11m
Credit score: 700-719 (Jul-2010) Total credit lines: 33 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $25,498Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 59%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: newest-p2ploan-producer Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off higher interest debt
This loan will be used to pay off a higher interest debt. I was under the impression that an 18 month note would mature at 8.9% and found out that the rate is higher than expected and thought Prosper would be a good way to refinance this debt at a more reasonable rate.I am a good candidate for this loan because I am employed full time and my debt to income ration as well as future cash flow supports my ability to pay back what is borrowed.I also own an investment firm which is in the process of closing some lucrative transactions within the next 6-8 months which further supports the health of my loan repayment.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
rescue$250.00$250.007/8/2010 4:05:07 PM
studious-bonus7$50.00$50.007/8/2010 4:10:03 PM
american6$25.00$25.007/8/2010 4:10:06 PM
Comoparklender$30.00$30.007/8/2010 4:05:50 PM
bid-czar8$100.00$100.007/8/2010 4:06:00 PM
sammyhammy$25.00$25.007/8/2010 4:12:40 PM
villagers$25.00$25.007/8/2010 4:12:58 PM
nybanker85$50.00$50.007/8/2010 4:07:34 PM
riproaringrapids$25.00$25.007/8/2010 4:13:37 PM
brightest-affluence-motivator$100.00$100.007/8/2010 4:13:52 PM
gracej$25.00$25.007/8/2010 4:14:12 PM
pound-flow$50.00$50.007/8/2010 4:16:30 PM
delicious-social132$35.00$35.007/8/2010 4:11:20 PM
Vegasjim$25.00$25.007/8/2010 4:14:17 PM
orderly-loot$25.00$25.007/8/2010 4:04:01 PM
orgy63$25.00$25.007/8/2010 4:14:35 PM
syounker$25.00$25.007/8/2010 4:14:42 PM
diablo_ny$25.00$25.007/8/2010 4:15:10 PM
Avala$50.00$50.007/8/2010 4:16:07 PM
wahoo-trader$25.00$25.007/8/2010 4:16:35 PM
one-midas$25.00$25.007/8/2010 5:11:30 PM
treasure-hunter270$25.00$25.007/8/2010 4:10:10 PM
ideal-platinum1$25.00$25.007/8/2010 6:01:26 PM
moola-man$30.00$30.007/8/2010 4:12:48 PM
Supernick$50.00$50.007/8/2010 4:13:44 PM
PK_USMC$25.00$25.007/8/2010 8:11:43 PM
peace-maximizer8$25.00$25.007/8/2010 8:16:18 PM
SCTrojangirl$25.00$25.007/8/2010 4:15:16 PM
head$25.00$25.007/8/2010 4:15:35 PM
money-bauble$200.00$200.007/8/2010 9:08:12 PM
Katburg$35.00$35.007/8/2010 4:16:27 PM
the-profit-oracle$25.00$25.007/9/2010 2:45:33 AM
don8ter$25.00$25.007/9/2010 2:45:02 AM
Cheburashka$25.00$25.007/9/2010 4:08:21 AM
Phantom99$25.00$25.007/9/2010 6:05:51 AM
kmr2$30.93$30.937/9/2010 4:44:27 AM
steady-bazaar$50.00$50.007/9/2010 5:44:47 AM
noble-revenue$43.55$43.557/8/2010 9:01:30 PM
hrubinst$25.00$25.007/9/2010 8:44:33 AM
gametime34$28.46$28.467/9/2010 8:45:50 AM
Picopie$41.18$41.187/9/2010 8:45:59 AM
Cai8899$33.16$33.167/9/2010 2:20:00 AM
useful-p2ploan$41.89$41.897/9/2010 8:46:05 AM
Ripsaw4U$25.00$25.007/9/2010 8:46:19 AM
kind-unassuming-fund$25.00$25.007/9/2010 8:46:29 AM
objective-investor$100.00$100.007/9/2010 8:55:49 AM
BuffetRocks$43.44$43.447/9/2010 2:35:01 AM
teller$25.00$25.007/9/2010 2:36:19 AM
Binan$25.00$25.007/9/2010 9:09:17 AM
IIP77$25.00$25.007/9/2010 8:55:47 AM
GElender$50.00$50.007/9/2010 2:45:29 AM
blue-useful-auction$25.00$25.007/9/2010 9:19:10 AM
metro457$50.00$50.007/9/2010 9:18:13 AM
ciccio70$25.00$25.007/9/2010 9:22:27 AM
Panna$25.00$25.007/9/2010 9:22:44 AM
1800porsche$25.00$25.007/9/2010 9:22:48 AM
peerlender$25.00$25.007/9/2010 9:22:53 AM
bonus-patriot$25.00$25.007/9/2010 9:22:42 AM
Syndication$25.00$25.007/9/2010 9:22:49 AM
yield-seeker$25.00$25.007/9/2010 5:44:12 AM
responsibility-butterfly$25.00$25.007/9/2010 6:05:50 AM
RMB-Investments$50.00$50.007/9/2010 10:25:21 AM
SnE$25.00$25.007/9/2010 11:06:52 AM
calm-deal7$25.00$25.007/9/2010 10:53:37 AM
PatRichi$25.00$25.007/9/2010 11:06:48 AM
wanna-help$25.00$25.007/9/2010 8:46:21 AM
shrewd-truth1$25.00$25.007/9/2010 9:22:43 AM
Max8319$25.00$25.007/9/2010 9:22:50 AM
tallmon$25.00$25.007/9/2010 9:22:57 AM
green-glowing-gain$25.00$25.007/9/2010 9:47:22 AM
outofoffice$50.00$50.007/9/2010 3:48:43 PM
JGB$53.12$32.437/9/2010 11:57:51 AM
bold-durability-drum$50.00$50.007/8/2010 4:05:17 PM
brightest-breathtaking-finance$100.00$100.007/8/2010 4:11:03 PM
tech310$100.00$100.007/8/2010 4:11:11 PM
bountiful-durability$100.00$100.007/8/2010 4:05:45 PM
Artist_Blue$25.00$25.007/8/2010 4:16:13 PM
enthralling-deal180$100.00$100.007/8/2010 4:16:17 PM
qtmspin$25.00$25.007/8/2010 4:11:16 PM
new-social-economist$25.00$25.007/8/2010 4:12:52 PM
ichibon$75.00$75.007/8/2010 4:13:48 PM
nunnie$25.00$25.007/8/2010 6:29:44 PM
green-thoughtful-yield$35.30$35.307/8/2010 6:56:46 PM
personal-lender$25.00$25.007/8/2010 4:10:13 PM
anders94$25.00$25.007/8/2010 4:12:28 PM
trustworthy-fairness$50.00$50.007/8/2010 4:13:03 PM
Rysterola82$25.00$25.007/8/2010 4:15:20 PM
bchen78875$25.00$25.007/8/2010 4:15:52 PM
lateflight$25.00$25.007/9/2010 1:07:24 AM
bowdish1$50.00$50.007/9/2010 2:36:02 AM
iLoaner$25.00$25.007/9/2010 5:44:29 AM
KiwiElf$25.00$25.007/9/2010 5:44:19 AM
dschaaf$25.00$25.007/9/2010 5:44:23 AM
lloyd_s$25.00$25.007/9/2010 5:44:31 AM
cash-merry-maker$25.00$25.007/9/2010 5:44:56 AM
SNH$57.50$57.507/8/2010 11:38:08 PM
overflowinglife$25.00$25.007/9/2010 8:45:22 AM
ddog0224$25.00$25.007/9/2010 8:45:28 AM
8bitnintendo$25.00$25.007/9/2010 8:46:01 AM
Winsten$50.00$50.007/9/2010 8:46:02 AM
ClearLake$25.00$25.007/9/2010 8:46:08 AM
get30inc$25.00$25.007/9/2010 8:46:18 AM
nickel-ferret$25.00$25.007/9/2010 8:45:20 AM
orange-dollar-guild$50.00$50.007/9/2010 8:45:31 AM
treasure-bliss$100.00$100.007/9/2010 8:45:57 AM
a-finance-nirvana$25.00$25.007/9/2010 8:46:12 AM
Havana21$25.00$25.007/9/2010 8:56:00 AM
orange-preeminant-bill$83.70$83.707/9/2010 2:45:36 AM
castleman$25.00$25.007/9/2010 9:22:41 AM
durability-bandit1$50.00$50.007/9/2010 9:22:44 AM
ommcd$25.00$25.007/9/2010 9:22:50 AM
SimpleChoice$25.00$25.007/9/2010 9:22:58 AM
stilleto8$50.00$50.007/9/2010 9:22:45 AM
first-upright-payout$25.00$25.007/9/2010 9:22:52 AM
power-igloo3$25.00$25.007/9/2010 9:43:20 AM
GracieLuLu04$25.00$25.007/9/2010 9:44:13 AM
SBT$25.00$25.007/9/2010 10:06:51 AM
wwwUniversal$25.00$25.007/9/2010 10:56:32 AM
sweetlan$25.00$25.007/9/2010 10:53:33 AM
4est$25.00$25.007/9/2010 7:47:16 AM
Slend49$25.00$25.007/9/2010 11:34:47 AM
Tradesmanlender$25.00$25.007/9/2010 11:57:49 AM
PersonalBnkr$25.00$25.007/9/2010 8:43:51 AM
Akkon$25.00$25.007/9/2010 8:45:49 AM
blackstar$25.00$25.007/9/2010 8:46:31 AM
wampum-chorus3$25.00$25.007/9/2010 9:22:41 AM
worth-arch$25.00$25.007/9/2010 9:22:47 AM
thestartuplender$35.00$35.007/9/2010 9:22:52 AM
radforj22$25.00$25.007/9/2010 9:23:05 AM
auction-workhorse679$25.00$25.007/9/2010 9:44:03 AM
enthusiastic-balance5$38.46$38.467/9/2010 11:11:44 AM
131 bids
 
Borrower Payment Dependent Notes Series 463490
This series of Notes was issued and sold upon the funding of the borrower loan #43398, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Jul-02-2010 
  Auction end date:  Jul-09-2010 
 
Starting lender yield: 13.85% Starting borrower rate/APR: 14.85% / 17.02% Starting monthly payment: $259.44
Final lender yield: 13.80% Final borrower rate/APR: 14.80% / 16.97% Final monthly payment: $259.26
 
Auction yield range: 5.98% - 13.85% Estimated loss impact: 5.23%  
Lender servicing fee: 1.00% Estimated return: 8.57%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-1994 Debt/Income ratio: 17%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 17 / 11Length of status:5y 9m
Credit score: 740-759 (Jun-2010) Total credit lines: 25 Occupation: Other
Now delinquent: 0 Revolving credit balance: $1,083Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 8%  
Public records last 12m / 10y: 0/ 1 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: micsupra Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 10 ( 100% ) 740-759 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
680-699 (Jul-2009)
660-679 (Apr-2009)
640-659 (Sep-2008)
640-659 (Aug-2008)
 
Principal balance: $2,332.78 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
No lates, second Prosper loan
Purpose of loan:
This loan will be used to? refinace first Prosper loan and help my stepfather grocery business and help raise my credit score.????

My financial situation:
I am a good candidate for this loan because? I have?been paying my first Prosper loan ontime, never late. My credit score went up 60 points since last year.

Monthly net income: $ 2000

Monthly expenses: $ 1469????
??Housing: $ 500????????????????
??Insurance: $ 180????
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $ 65????
??Food, entertainment: $ 250
??Clothing, household expenses $?75
??Credit cards and other loans: $?210
??Other expenses: $ 89
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: How will this loan help your stepfather's grocery business? Thanks and Good Luck! - proton346
A: Part of this loan will help my steppather's business to have xtra cash to buy items on sale and sell them at regular price, example: beers, sodas. Thank you for looking. (Jul-07-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
selector568$300.00$300.007/2/2010 3:59:54 PM
top-courteous-peso$250.00$250.007/2/2010 4:18:32 PM
lucrative-loan$50.00$50.007/2/2010 5:06:48 PM
ChoiceInvestments$25.00$25.007/2/2010 11:21:31 PM
credit-panda1$50.00$50.007/3/2010 8:55:32 AM
Islandgal$27.00$27.007/3/2010 11:17:04 AM
aganippe$25.00$25.007/3/2010 9:20:40 AM
buckyhead2000$25.00$25.007/3/2010 5:18:41 PM
UncleScroogeDMD$100.00$100.007/4/2010 7:03:52 AM
rockhound84$25.00$25.007/4/2010 3:58:15 AM
GrossBuddha$50.00$50.007/4/2010 9:11:52 AM
riv701$25.00$25.007/4/2010 10:27:39 PM
quad$50.00$50.007/4/2010 5:53:29 PM
bondhedger$25.00$25.007/5/2010 4:42:53 AM
Nailman88$25.00$25.007/5/2010 3:23:12 PM
Lo0se_mo0se$25.00$25.007/5/2010 1:51:52 PM
Pickmar$25.00$25.007/5/2010 2:17:52 PM
a-wealth-visionary$53.05$53.057/6/2010 2:34:51 AM
MStackIV$25.00$25.007/6/2010 4:40:09 AM
market-pudding$25.00$25.007/5/2010 5:58:23 PM
FinanceEngine$25.00$25.007/5/2010 6:00:34 PM
djp127$25.00$25.007/6/2010 7:19:20 AM
ready-interest9$25.00$25.007/5/2010 11:02:33 PM
Lender0307$25.00$25.007/6/2010 10:21:20 AM
attractive-rate$25.00$25.007/6/2010 4:23:55 PM
Dollars4Rent$25.00$25.007/6/2010 6:42:47 PM
hidavehi$26.77$26.777/6/2010 7:31:29 PM
serene-capital$25.00$25.007/6/2010 10:33:16 PM
MortgageeMarty$25.00$25.007/6/2010 6:51:55 PM
SPADES$50.00$50.007/6/2010 7:54:21 PM
jfreaksho$25.00$25.007/7/2010 6:35:33 AM
haryassman$25.00$25.007/7/2010 8:57:03 AM
affluence-pumpkin0$50.00$50.007/7/2010 11:01:08 AM
puchkoo$25.00$25.007/7/2010 2:20:36 PM
principal-laser$128.00$128.007/7/2010 12:09:40 PM
california5andime$25.00$25.007/7/2010 6:35:43 PM
BrighterSuns$25.00$25.007/8/2010 8:12:32 AM
lukeskywalkerkp$50.00$50.007/7/2010 8:36:31 PM
cash-tent$25.00$25.007/7/2010 9:36:33 PM
decisive-marketplace3$25.00$25.007/8/2010 6:56:04 AM
fund-fox4$30.00$30.007/8/2010 1:55:00 PM
wisconsinvestor$50.00$50.007/8/2010 3:46:54 PM
Big_Funder$25.00$25.007/8/2010 10:08:17 AM
pythia$25.00$25.007/8/2010 6:24:36 PM
oceanside$25.00$25.007/8/2010 6:35:00 PM
gmf$25.00$25.007/8/2010 6:35:40 PM
MattProsper$30.00$30.007/8/2010 11:09:02 PM
redrose1518$40.00$40.007/8/2010 4:55:16 PM
Snoopylover$25.00$25.007/9/2010 2:17:34 AM
ccapital$100.00$100.007/9/2010 6:25:00 AM
credit-missile$25.00$25.007/8/2010 6:38:15 PM
Moneypenny6$30.00$30.007/8/2010 6:50:58 PM
manatee21$60.00$60.007/9/2010 8:15:54 AM
nalaari$29.25$29.257/9/2010 8:23:03 AM
loyalist1$100.00$100.007/9/2010 7:56:37 AM
enthusiastic-balance5$200.00$200.007/9/2010 8:26:54 AM
jybank$25.00$25.007/8/2010 10:29:18 PM
lateflight$50.00$50.007/9/2010 12:40:26 AM
bonus-quark4$25.00$25.007/9/2010 8:42:33 AM
CaliforniaSun$25.00$25.007/9/2010 9:08:16 AM
macotra4$36.00$36.007/9/2010 6:19:45 AM
Smallbear$25.00$25.007/9/2010 6:34:46 AM
4mydaughterseducation$25.00$25.007/9/2010 10:33:43 AM
falcone$25.00$25.007/9/2010 11:01:39 AM
workwithchrisDOTbiz$50.00$50.007/9/2010 8:00:01 AM
Bidwinner08$50.83$50.837/9/2010 11:21:33 AM
Leshan$74.84$74.847/9/2010 12:30:27 PM
twerns$60.96$60.967/9/2010 12:17:32 PM
dood2112$25.00$25.007/9/2010 1:55:29 PM
careful-compassion$25.00$25.007/9/2010 2:09:10 PM
noble-yield136$25.00$7.497/9/2010 3:10:47 PM
Engineer44$30.00$30.007/9/2010 3:51:31 PM
money-bauble$100.00$100.007/9/2010 10:15:03 AM
economy-caper9$25.00$25.007/9/2010 10:47:49 AM
blackstar$25.00$25.007/9/2010 11:04:33 AM
Loan_Some_Money$25.00$25.007/9/2010 12:04:18 PM
visionary-fund$100.00$100.007/9/2010 2:56:12 PM
Nailman88$50.00$50.007/9/2010 3:30:34 PM
HQLender06851$25.00$25.007/2/2010 4:05:25 PM
1stAmericanCapital$25.00$25.007/2/2010 4:23:38 PM
new-smart-fund$50.00$50.007/2/2010 4:34:16 PM
omahajay$25.00$25.007/3/2010 11:02:50 AM
850$50.00$50.007/2/2010 10:29:30 PM
Sealion$50.00$50.007/3/2010 8:01:18 AM
RandyL3$25.00$25.007/3/2010 9:33:01 PM
FinanciallySavvyMom$25.00$25.007/4/2010 9:20:05 AM
cash-tent$25.00$25.007/4/2010 11:10:40 AM
CERTIFIED$100.00$100.007/4/2010 10:46:15 AM
Johnab$50.00$50.007/4/2010 11:22:32 AM
briantrader21$25.00$25.007/5/2010 12:09:09 AM
forthright-principal2$25.00$25.007/5/2010 5:19:35 PM
red-favorable-basis$25.00$25.007/5/2010 7:02:02 PM
thaceisbac$25.00$25.007/5/2010 9:55:31 PM
grammaspurse$25.00$25.007/6/2010 9:21:28 AM
loanman2007$50.00$50.007/6/2010 7:00:09 AM
whatreality$25.00$25.007/6/2010 7:47:41 AM
graceful-credit5$50.00$50.007/6/2010 2:54:15 PM
epall$25.00$25.007/6/2010 3:40:38 PM
hidavehi$88.00$88.007/6/2010 6:55:22 PM
shrewd-income$56.31$56.317/6/2010 6:30:44 PM
brother_tam$300.00$300.007/6/2010 9:57:31 PM
mgking007$25.00$25.007/7/2010 12:58:08 AM
lazyeye$34.43$34.437/7/2010 7:02:51 AM
natedog666$73.57$73.577/7/2010 5:30:32 AM
hasbegun$35.40$35.407/7/2010 6:53:15 AM
sensational-dollar$25.00$25.007/7/2010 5:56:27 PM
ptjg$50.00$50.007/7/2010 6:45:07 PM
best-listing-toro$25.00$25.007/7/2010 5:12:19 PM
credit-missile$75.00$75.007/7/2010 7:58:53 PM
basejump0$25.00$25.007/7/2010 11:52:01 PM
wojo$25.00$25.007/8/2010 7:40:34 AM
steady-dime$25.00$25.007/8/2010 7:59:24 AM
runbix7$25.00$25.007/8/2010 3:05:28 AM
moneytolend72$25.00$25.007/8/2010 9:17:04 AM
dano1965$50.00$50.007/8/2010 8:17:23 AM
CACO_Bank$25.00$25.007/8/2010 11:25:47 AM
Leopoldine$25.71$25.717/8/2010 12:40:09 PM
DasMula$50.00$50.007/8/2010 2:26:57 PM
brightest-dignified-penny$25.00$25.007/8/2010 10:41:12 AM
jchurchi$50.00$50.007/8/2010 1:57:12 PM
Barrayaran$25.00$25.007/8/2010 3:15:54 PM
bigbrowntruck$50.00$50.007/8/2010 4:14:45 PM
paqattack$25.00$25.007/8/2010 4:55:27 PM
vest_vortex$25.00$25.007/8/2010 5:41:13 PM
base858$29.04$29.047/8/2010 9:23:16 PM
credit-missile$25.00$25.007/8/2010 6:43:03 PM
prominence8$25.00$25.007/8/2010 7:50:57 PM
wkeboarder21$50.00$50.007/9/2010 4:33:09 AM
serene-capital$25.00$25.007/9/2010 2:29:54 AM
patriot384$450.00$450.007/9/2010 5:51:55 AM
Terapin0511$30.93$30.937/9/2010 4:38:10 AM
heerzaquestion$25.00$25.007/9/2010 6:17:36 AM
Mindful7$25.00$25.007/9/2010 6:35:56 AM
shrewd-income$100.00$100.007/9/2010 7:35:10 AM
lucrative-coin$50.00$50.007/9/2010 7:54:11 AM
tamcho$25.00$25.007/9/2010 7:09:37 AM
social-zebra$25.00$25.007/9/2010 8:19:30 AM
zxcvbn$135.94$135.947/9/2010 2:30:56 AM
admirable-credit$25.00$25.007/9/2010 2:43:12 AM
credit-haven7$50.00$50.007/9/2010 7:37:10 AM
Jinja$25.00$25.007/9/2010 11:26:40 AM
ultimatepaintball$25.00$25.007/9/2010 11:57:28 AM
djfireball$25.00$25.007/9/2010 12:09:41 PM
trade-elm$25.00$25.007/9/2010 12:48:32 PM
Barky52$25.00$25.007/9/2010 12:53:18 PM
a-resplendent-commitment$25.00$25.007/9/2010 1:09:27 PM
exciting-fairness$200.00$200.007/9/2010 1:24:51 PM
Peacepower$28.63$28.637/9/2010 1:32:59 PM
wwwUniversal$25.00$25.007/9/2010 1:35:56 PM
nymoney$45.00$45.007/9/2010 1:39:26 PM
Astyanax$45.00$45.007/9/2010 1:54:07 PM
trustworthy-finance6$100.00$100.007/9/2010 1:58:34 PM
ethicalhumanist$25.00$25.007/9/2010 2:14:19 PM
grampy48$25.00$25.007/9/2010 2:29:36 PM
shrimper$25.00$25.007/9/2010 3:25:15 PM
kooties8$37.85$37.857/9/2010 9:45:58 AM
iamdoug$45.00$45.007/9/2010 3:30:44 PM
Sven79$50.00$50.007/9/2010 11:57:13 AM
knight0916$25.00$25.007/9/2010 3:03:22 PM
159 bids
 
Borrower Payment Dependent Notes Series 464112
This series of Notes was issued and sold upon the funding of the borrower loan #43427, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Jun-25-2010 
  Auction end date:  Jul-02-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $135.71
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $135.71
 
Auction yield range: 16.98% - 34.00% Estimated loss impact: 20.01%  
Lender servicing fee: 1.00% Estimated return: 13.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jan-2009 Debt/Income ratio: 7%
Basic (1-10): 5 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 2 / 2Length of status:3y 0m
Credit score: 640-659 (Jun-2010) Total credit lines: 3 Occupation: Skilled Labor
Now delinquent: 0 Revolving credit balance: $51Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: newest-cordial-p2p Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Helping fix my truck and going to s
Purpose of loan:
This loan will be used to? Help fix a used?truck that I had purchased and to go to school part time.

My financial situation:
I am a good candidate for this loan because? I work hard and I'm trying to build on my credit. I live at home with my Mom and brother and sister and I help with the monthly rent and utilities.

Monthly net income: $ 2000.00

Monthly expenses: $
??Housing: $ 300.00
??Insurance: $ 0
??Car expenses: $ 100.00
??Utilities: $ 50.00
??Phone, cable, internet: $ 30.00
??Food, entertainment: $ 50.00
??Clothing, household expenses $100.00
??Credit cards and other loans: $50.00
??Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hi, what is your total debt? What are your total monthly payments? What is your gross monthly income? Thanks. - interest88
A: My total debt is $1400.00 and I make monthly payments of $200.00. My gross monthly income is $2300.00 (Jul-02-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
famous-bill$50.00$50.006/25/2010 4:56:19 PM
RMB-Investments$25.00$25.006/25/2010 4:56:06 PM
SailAwayMoon$25.00$25.006/25/2010 4:56:16 PM
coasterman$25.00$25.006/26/2010 7:00:16 AM
winmals$25.00$25.006/26/2010 9:39:27 AM
nodebt2012$25.00$25.006/28/2010 4:28:25 PM
bull_lender$25.00$25.006/28/2010 7:58:35 PM
top-courteous-peso$35.00$35.006/29/2010 1:36:23 PM
buffalobills$25.00$25.006/29/2010 3:43:33 PM
ultimate-power2$25.00$25.006/30/2010 9:27:22 AM
kevlar$25.00$25.006/30/2010 12:04:42 PM
FASTIZIO_P$25.00$25.006/30/2010 4:39:27 PM
aultraman$25.00$25.007/1/2010 1:20:22 PM
new-truth-chuckler$33.43$33.437/1/2010 3:54:44 PM
marwadi-62$50.00$50.007/1/2010 6:28:25 PM
BlessedEveryDay$25.00$25.007/2/2010 7:08:40 AM
Leshan$33.33$33.337/2/2010 8:56:46 AM
ultimate-peace$50.00$50.007/2/2010 11:12:08 AM
niq4soccer$25.00$25.007/2/2010 10:04:45 AM
riverflow$42.44$42.447/2/2010 12:34:18 PM
penny-sergeant$25.00$25.007/2/2010 6:39:39 AM
back-scratchers$25.00$25.007/2/2010 6:44:59 AM
run_dmc$150.00$150.007/2/2010 11:25:31 AM
wealth-pipeline$25.00$25.007/2/2010 11:42:57 AM
zydeco337$25.00$25.007/2/2010 12:43:38 PM
YoungTaxMan$50.00$50.007/2/2010 12:55:09 PM
GoGators01$25.00$25.007/2/2010 3:18:11 PM
innovator2$50.00$50.007/2/2010 10:32:53 AM
first-dinero-igloo$25.00$25.007/2/2010 1:02:48 PM
larryboy10$25.00$25.007/2/2010 3:50:56 PM
rockhound84$25.00$25.007/2/2010 4:06:12 PM
JontheBuilder$25.16$25.167/2/2010 3:24:30 PM
dws2380$25.00$25.007/2/2010 3:27:26 PM
icon7$25.00$25.007/2/2010 4:10:12 PM
epic-payout$73.62$73.627/2/2010 4:51:49 PM
burrito6$25.00$25.006/25/2010 4:55:52 PM
uncleegg$50.00$23.426/25/2010 4:56:21 PM
wlm3012$25.00$25.006/26/2010 2:24:11 PM
rate-farm3$162.36$162.366/28/2010 4:41:07 PM
turbostar666$26.05$26.056/28/2010 11:37:30 PM
SC2TX$50.00$50.006/29/2010 2:57:32 PM
realtormoises$25.00$25.007/1/2010 4:36:50 AM
cbivitz$150.00$150.007/1/2010 6:40:54 AM
rockhound84$25.00$25.007/1/2010 5:08:45 AM
zone6$100.00$100.007/1/2010 5:33:46 AM
MrPie$25.00$25.007/1/2010 8:58:47 AM
Leopoldine$25.00$25.007/1/2010 1:01:42 PM
bid-caballero$35.84$35.847/1/2010 4:11:40 PM
nodebt2012$25.00$25.007/1/2010 5:15:18 PM
KirosPOS$50.00$50.007/1/2010 9:42:21 PM
interest88$25.00$25.007/1/2010 7:46:45 PM
chato2345$48.35$48.357/1/2010 6:15:14 PM
FASTIZIO_P$100.00$100.007/2/2010 5:39:08 AM
Ray3486$25.00$25.007/1/2010 7:02:15 PM
maricel10$50.00$50.007/2/2010 2:36:11 AM
kendigme$25.00$25.007/2/2010 3:29:40 AM
dynrep$25.00$25.007/2/2010 8:14:57 AM
balanced-balance6$25.00$25.007/2/2010 6:44:27 AM
Hummer-Guy$25.00$25.007/2/2010 11:53:56 AM
gshx2$36.00$36.007/2/2010 3:26:48 PM
credit-coach118$25.00$25.007/2/2010 4:41:16 PM
order-bee1$600.00$600.007/2/2010 4:50:06 PM
62 bids
 
Borrower Payment Dependent Notes Series 464172
This series of Notes was issued and sold upon the funding of the borrower loan #43389, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Jun-28-2010 
  Auction end date:  Jul-05-2010 
 
Starting lender yield: 25.25% Starting borrower rate/APR: 26.25% / 28.57% Starting monthly payment: $121.27
Final lender yield: 24.11% Final borrower rate/APR: 25.11% / 27.42% Final monthly payment: $119.45
 
Auction yield range: 10.98% - 25.25% Estimated loss impact: 10.59%  
Lender servicing fee: 1.00% Estimated return: 13.52%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1996 Debt/Income ratio: 17%
Basic (1-10): 6 Inquiries last 6m: 0Employment status:Retired
Enhanced (1-5):5 Current / open credit lines: 5 / 5Length of status:7y 1m
Credit score: 720-739 (Jun-2010) Total credit lines: 27Stated income:$50,000-$74,999
Now delinquent: 2 Revolving credit balance: $1,384 
Amount delinquent: $3,660 Bankcard utilization: 46%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 26    
Screen name: standupguy2001 Borrower's state: Washington Borrower's group: 1st and BEST for Loans
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 34 ( 100% ) 720-739 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
660-679 (Mar-2008)
720-739 (Aug-2007)
 
Principal balance: $66.91 31+ days late: 0 ( 0% )
Total payments billed: 34  
Description
Need help moving to Colorado
Hello good people.? On the part of this page where I am to put in my description, it says "This listing has a higher likelihood to fund and therefore does not need to include a description".? I feel a bit different about that, I feel I should include a description of myself and what I will be using the loan for.
OK, description.? I`m 62 yrs young, retired from NYC Sanitation dept. in 2003, have a good pension.? Also will be receiving my first social security check around July 28 2010.? So now, life gets a little easier.? My wife is also getting her social security check but I`m not counting that in my income.? We`ve been married 32? happy years, one daughter and the best two grand kids ever.? All Grandpa`s and Grandma`s think that way.? They live in Colorado.



?We are? in Washington state wanting to move out to Colorado.? Thats where Prosper comes in and why we need this loan.? I have a loan with prosper already, with only $66 left to pay.? The payments were taken out electronically with-out a late payment.? With this loan I`m applying for, it will also be taken out electronically.? The funds will always be there because of our income.? We haven`t any charge cards except Target, owe an old debt which I pay $100 a month, $3300 more to pay off on that.? We will be using the money to rent a truck and pull our car on a flat-bed and for gas.? We should have enough left over to rent a place.? I have already been approved for a V.A. loan, so we will be looking for a spot to call our home.? Please help us get there.? If you have read this whole description part of my application, thanks for lending me your ear.??????????????????????????????????????????????????????????
????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? Sincerely,
?????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? Colorado Bound

Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Why are you currently delinquent on payments? What are those debts? Also, how come your first line of credit was only given in 1996? - moneybags16
A: Moneybags16 dont know why it says 1996, I`ll take that up with prosper. First line of credit was in 1988purchased first houses sold it in 2003 went to washington state purchased another house sold it in 2006 There was a lien on the house got caught up in credit cards but it was paid off, have legal papers Verizon wrote off $636 I paid it any-how still shows as a write off. The $3366 from a NY credit union paying 100 a mo still dont know if from a car or credit card write again (Jul-01-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
loyalist1$100.00$100.006/28/2010 4:45:38 PM
Aberdeen$400.00$400.006/28/2010 6:25:41 PM
jhouman$25.00$25.006/29/2010 10:11:02 AM
integrity-doctor$100.00$100.006/29/2010 11:24:02 AM
heerzaquestion$25.00$25.006/29/2010 12:56:05 PM
drcoop$30.00$30.006/29/2010 2:34:28 PM
genuine-integrity0$25.00$25.006/30/2010 3:49:26 PM
heerzaquestion$125.00$125.006/30/2010 1:20:02 PM
MStackIV$25.00$25.007/1/2010 10:00:07 AM
five-star-note$50.00$50.007/1/2010 11:46:42 AM
best-point-flow$66.64$66.647/1/2010 10:17:43 AM
hillerod$25.00$25.007/1/2010 12:21:14 PM
quest0$44.28$44.287/1/2010 5:49:37 PM
ethicalhumanist$25.00$25.007/1/2010 6:33:42 PM
outofoffice$50.00$50.007/2/2010 12:22:16 PM
2seriousteachers$25.00$25.007/2/2010 7:05:30 PM
jcw3rd$25.00$25.007/3/2010 8:46:13 AM
marwadi-62$100.00$100.007/3/2010 11:49:51 AM
Zipcut$25.00$25.007/3/2010 6:58:30 PM
afterhours$25.00$25.007/4/2010 11:10:25 AM
PotBellyPete$50.00$50.007/5/2010 1:45:59 PM
social-zebra$25.00$25.007/5/2010 11:13:37 AM
Amber_Stone$25.00$25.007/5/2010 8:05:05 AM
eriqnoodle$25.00$25.007/5/2010 10:20:54 AM
Engineer44$25.00$25.007/5/2010 4:39:13 PM
Aberdeen$400.00$400.006/28/2010 6:25:40 PM
CoolPlexer$25.00$25.006/29/2010 5:28:50 PM
glroark$50.00$50.006/29/2010 5:12:04 PM
icanhasloanz$100.00$100.006/30/2010 2:14:30 AM
fairness-atmosphere$40.00$40.007/1/2010 1:35:59 PM
shrewd-income$100.00$100.007/1/2010 7:59:55 PM
whatreality$50.00$50.007/2/2010 10:30:01 AM
MStackIV$25.00$25.007/2/2010 11:31:01 AM
benefit-javelin$27.40$27.407/2/2010 9:44:47 AM
nerlands$25.00$25.007/2/2010 5:08:26 PM
exchange-cowbell5$25.00$25.007/2/2010 6:16:04 PM
frclmym$50.00$50.007/3/2010 10:49:47 PM
hillerod$25.00$25.007/4/2010 3:57:41 PM
brother_tam$500.00$201.687/4/2010 2:48:16 PM
red-favorable-basis$25.00$25.007/5/2010 6:07:25 AM
supreme-hope$25.00$25.007/5/2010 11:50:43 AM
Rogelio48$35.00$35.007/5/2010 9:05:33 AM
Bob450$25.00$25.007/5/2010 10:50:05 AM
Mikale360$30.00$30.007/5/2010 6:48:42 AM
shrewd-income$200.00$200.007/5/2010 1:12:25 PM
CACO_Bank$25.00$25.007/5/2010 2:00:40 PM
vigilance-searcher$25.00$25.007/5/2010 2:56:40 PM
47 bids
 
Borrower Payment Dependent Notes Series 464726
This series of Notes was issued and sold upon the funding of the borrower loan #43430, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Jul-02-2010 
  Auction end date:  Jul-09-2010 
 
Starting lender yield: 9.30% Starting borrower rate/APR: 10.30% / 10.65% Starting monthly payment: $648.16
Final lender yield: 9.30% Final borrower rate/APR: 10.30% / 10.65% Final monthly payment: $648.16
 
Auction yield range: 2.98% - 9.30% Estimated loss impact: 1.51%  
Lender servicing fee: 1.00% Estimated return: 7.79%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jul-1996 Debt/Income ratio: 14%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 10 / 9Length of status:2y 6m
Credit score: 820-839 (Jul-2010) Total credit lines: 39 Occupation: Engineer - Chemical
Now delinquent: 0 Revolving credit balance: $3,365Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 12%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: useful-basis6 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Rental Property Rehab
Purpose of loan:
I will use the funds towards the purchase and rehab of a 2 to 4 unit apartment building that will primarily be rented out to tenants rehabilitating themselves with the assistance of a not-for-profit corporation which partially subsidizes their rent.

My financial situation:
I am an excellent candidate for this loan because I am a very financially responsible person who has adequate income to make the monthly payments even if I am not able to obtain rental income immediately and/or for all units.? I do not have personal funds to use towards this purchase/rehab project due to such funds being tied up in my 1st investment property, which houses 3 tenants (1 of which is in the rehabilitation program I made mention of above).
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: How many months of payments do you have in the bank if you can't rent these properties right away? - velvetsmog
A: ~ 3 months; savings is still recovering from paying off prior cc spending & family vacation. Also, other rental property is now generating surplus of $400 - $500/mo and after personal bills/mortgage etc. are paid I have over $1,000/mo for gas/groceries and personal spending. So I won't have a problem repaying but without rental income I will have to sacrifice personal spending. I am doing direct debit if I get the loan. (Jul-05-2010)
Q: You certainly look like a good risk! Do mind telling me what made you choose a loan through prosper rather than your bank? - unrelenting-integrity
A: My own bank & credit union & several others do not offer mortgage loans for less than $50K on investments properties. I didn't fully explore personal loans but previously seemed difficult to obtain for that amount. (Jul-09-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
stilleto8$25.00$25.007/2/2010 3:57:32 PM
inforapenny$50.00$50.007/2/2010 3:57:39 PM
inforapenny$25.00$25.007/2/2010 3:57:45 PM
kenji4861$25.00$25.007/2/2010 4:00:52 PM
riproaringrapids$25.00$25.007/2/2010 4:00:34 PM
personal-lender$25.00$25.007/2/2010 4:11:17 PM
worthy-bid8$300.00$300.007/2/2010 3:57:34 PM
LEBO$25.00$25.007/2/2010 3:59:47 PM
moneyfriend$50.00$50.007/2/2010 4:15:20 PM
proper-p2p6$100.00$100.007/2/2010 4:14:01 PM
ferocious-exchange3$25.00$25.007/2/2010 4:19:49 PM
AmericanCredit$25.00$25.007/2/2010 4:14:31 PM
hookUup$25.00$25.007/2/2010 4:22:59 PM
SNH$75.00$75.007/2/2010 4:17:36 PM
tech310$50.00$50.007/2/2010 4:17:51 PM
discrete-asset$25.00$25.007/2/2010 4:17:55 PM
GElender$50.00$50.007/2/2010 4:19:34 PM
investment-network$25.00$25.007/2/2010 4:12:00 PM
Havana21$25.00$25.007/2/2010 4:20:18 PM
orgy63$25.00$25.007/2/2010 4:12:09 PM
mlopez2007$25.00$25.007/2/2010 4:12:19 PM
Algaes$50.00$50.007/2/2010 4:20:51 PM
alaco$25.00$25.007/2/2010 4:21:57 PM
alexstar$25.00$25.007/2/2010 4:22:21 PM
1800porsche$25.00$25.007/2/2010 4:14:38 PM
meenan$25.00$25.007/2/2010 4:14:49 PM
liberty-destiny3$25.00$25.007/2/2010 4:15:25 PM
jengachamp$25.00$25.007/2/2010 4:15:50 PM
bchen78875$50.00$50.007/2/2010 4:20:24 PM
ramsumana$25.00$25.007/2/2010 8:01:20 PM
8bitnintendo$25.00$25.007/2/2010 4:20:33 PM
responsibility-butterfly$25.00$25.007/2/2010 4:20:54 PM
Global2010$50.00$50.007/2/2010 5:20:26 PM
Supernick$50.00$50.007/2/2010 4:21:08 PM
contract-giant$25.00$25.007/2/2010 4:21:52 PM
Jassi$25.00$25.007/2/2010 4:22:52 PM
money-owner2$25.00$25.007/3/2010 3:32:55 AM
restech$25.00$25.007/2/2010 4:24:58 PM
Ivan2007$25.00$25.007/3/2010 5:43:36 AM
potatoepicker$34.89$34.897/2/2010 4:36:44 PM
roymckenzie$25.00$25.007/3/2010 1:47:17 AM
quantumwellguy$50.00$50.007/3/2010 5:01:17 AM
balance-voyager$100.00$100.007/3/2010 8:26:29 AM
MoNeYMaN5$25.00$25.007/3/2010 9:31:21 AM
zielojo$25.00$25.007/2/2010 8:13:07 PM
UT-Longhorn$25.00$25.007/3/2010 12:06:11 PM
point-zebra$25.00$25.007/3/2010 12:06:19 PM
MONEYLENDER101$33.87$33.877/3/2010 2:36:24 PM
power-defender7$40.00$40.007/3/2010 12:06:20 PM
CAGE-Investments$50.00$50.007/3/2010 12:06:32 PM
SCD$25.00$25.007/3/2010 6:32:03 AM
hopethisworks$39.35$39.357/3/2010 4:40:45 PM
ommcd$25.00$25.007/3/2010 12:58:37 PM
PatRichi$25.00$25.007/3/2010 5:13:31 PM
JJS180$25.00$25.007/3/2010 5:15:17 PM
Fuzkaska__F_u_n_d_s$25.00$25.007/3/2010 5:18:03 PM
moltopaolo$50.00$50.007/3/2010 5:18:14 PM
USMC0311$25.00$25.007/3/2010 5:18:28 PM
djh47a$25.00$25.007/3/2010 5:24:43 PM
cello1$25.00$25.007/3/2010 5:32:33 PM
junctionking$25.00$25.007/3/2010 5:02:17 PM
fotep-financial$25.00$25.007/3/2010 7:18:41 PM
antlr$25.00$25.007/3/2010 12:06:26 PM
Gar3field$100.00$100.007/3/2010 9:27:25 PM
ThomasC$25.00$25.007/3/2010 12:06:37 PM
best-ingenious-funds$25.00$25.007/3/2010 12:06:44 PM
burgeoning-silver$25.00$25.007/3/2010 5:24:57 PM
Philosonie$25.00$25.007/3/2010 5:32:35 PM
overflowinglife$25.00$25.007/3/2010 3:51:37 PM
UncleScroogeDMD$100.00$100.007/4/2010 6:58:41 AM
rustysailor$50.00$50.007/3/2010 9:04:55 PM
djs81$37.01$37.017/3/2010 5:01:17 PM
Phantom99$25.00$25.007/3/2010 5:14:14 PM
Dazz2061$25.00$25.007/4/2010 11:06:38 AM
stensonb$25.00$25.007/4/2010 3:58:46 AM
museic1$25.00$25.007/3/2010 5:15:22 PM
Zoomie$25.00$25.007/4/2010 6:23:17 AM
kcole10$25.00$25.007/4/2010 11:24:39 AM
authoritative-capital$25.00$25.007/4/2010 1:01:41 PM
DonaldColorado$25.00$25.007/4/2010 2:21:17 AM
GenerousGentleMan$35.60$35.607/4/2010 7:47:01 AM
sajitk$25.00$25.007/4/2010 8:31:36 PM
pseudokris$25.00$25.007/5/2010 6:21:40 AM
rulender$50.00$50.007/5/2010 8:46:28 AM
seattleslug$30.00$30.007/5/2010 12:46:52 PM
availableloan$25.00$25.007/5/2010 9:41:45 AM
pipopirate$25.00$25.007/5/2010 11:57:03 AM
syounker$25.00$25.007/5/2010 9:26:24 AM
velvetsmog$25.00$25.007/5/2010 9:56:24 AM
Guiren$100.00$100.007/5/2010 4:50:59 PM
SnE$25.68$25.687/5/2010 11:57:00 AM
edieg$25.00$25.007/5/2010 12:21:38 PM
dtrain5$25.00$25.007/5/2010 5:06:47 PM
kmwvma$25.00$25.007/5/2010 5:07:32 PM
american6$50.00$50.007/5/2010 2:26:22 PM
CASHGIRL$29.90$29.907/5/2010 5:19:21 PM
cjames84$25.00$25.007/5/2010 5:04:48 PM
impartial-deal$25.00$25.007/5/2010 3:57:17 PM
greenwell$25.00$25.007/5/2010 7:38:43 PM
klinebarger$25.00$25.007/5/2010 8:36:22 PM
murspot$25.00$25.007/5/2010 4:51:22 PM
FlexFunding$51.42$51.427/5/2010 5:19:43 PM
mrzz$25.00$25.007/5/2010 6:23:21 PM
decisive-capital$44.50$44.507/5/2010 6:38:56 PM
johntina$30.32$30.327/5/2010 7:41:39 PM
DadWarbucks$25.00$25.007/5/2010 5:07:39 PM
laststrawman$25.00$25.007/6/2010 7:03:47 AM
BaxterEvil$25.00$25.007/5/2010 5:19:11 PM
iolaire$25.00$25.007/6/2010 8:46:33 AM
preciouschild$125.00$125.007/6/2010 5:29:07 AM
chibear34$25.00$25.007/6/2010 6:06:31 AM
BankOfFrankFairness$26.13$26.137/6/2010 9:07:13 AM
jga516$25.00$25.007/6/2010 9:39:40 AM
head$25.00$25.007/6/2010 9:39:42 AM
wdove511$28.39$28.397/6/2010 7:03:54 AM
pinnacle10$25.00$25.007/6/2010 9:47:41 AM
CARedBull$75.00$75.007/5/2010 8:36:50 PM
zbfamwl$25.00$25.007/6/2010 11:07:46 AM
red-trade-cologne$25.00$25.007/6/2010 8:46:35 AM
brstern2$25.00$25.007/6/2010 9:01:59 AM
HunterSix$25.00$25.007/6/2010 9:07:56 AM
heroic-platinum$25.00$25.007/6/2010 4:46:36 AM
truth-image$50.00$50.007/6/2010 5:11:38 AM
stolan$25.00$25.007/6/2010 9:38:26 AM
ALL-PRIME$25.00$25.007/6/2010 9:39:45 AM
moola-rose8$50.00$50.007/6/2010 9:56:17 AM
thedoctor$65.66$65.667/6/2010 10:12:17 AM
achillesa$25.00$25.007/6/2010 1:28:27 PM
GeorgiaGator$30.05$30.057/6/2010 11:01:31 AM
superchicken$25.00$25.007/6/2010 7:51:36 AM
MyPlantsEatBugs$25.00$25.007/6/2010 11:46:22 AM
bold-durability-drum$48.05$48.057/6/2010 1:32:33 PM
thoughtful-community7$25.00$25.007/6/2010 11:46:26 AM
building-america$25.00$25.007/6/2010 1:32:38 PM
kirkjerk$25.00$25.007/6/2010 1:32:59 PM
danny-lender$50.00$50.007/6/2010 1:33:05 PM
anything-but-ordinary$50.00$50.007/6/2010 1:33:19 PM
ryreesado$25.00$25.007/6/2010 1:33:25 PM
scholarly-integrity$25.00$25.007/6/2010 8:46:41 AM
dinero-festivity2$38.42$38.427/6/2010 1:33:32 PM
Lise46$25.00$25.007/6/2010 1:33:54 PM
nonukem$25.00$25.007/6/2010 12:16:25 PM
all_of_that_one$25.00$25.007/6/2010 1:34:14 PM
GetItRight$25.00$25.007/6/2010 1:34:37 PM
engaging-yield4$25.00$25.007/6/2010 9:01:51 AM
bruin558$51.31$51.317/6/2010 1:44:37 PM
transparency-advocator$26.30$26.307/6/2010 9:07:53 AM
Lender75$40.66$40.667/6/2010 9:19:30 AM
elasermd$100.00$100.007/6/2010 2:16:39 PM
cash-queen$50.00$50.007/6/2010 1:29:16 PM
commerce-triumph$25.00$25.007/6/2010 10:29:27 AM
green-radiant-durability$50.00$50.007/6/2010 3:33:24 PM
golden-responsibility189$50.00$50.007/6/2010 1:32:35 PM
david5000$50.00$50.007/6/2010 1:32:40 PM
peaceful-agreement2$25.00$25.007/6/2010 1:32:45 PM
impressive-credit431$25.20$25.207/6/2010 11:46:20 AM
myextracash$25.00$25.007/6/2010 1:33:01 PM
jeffpac$55.00$55.007/6/2010 1:33:08 PM
roccofox$50.00$50.007/6/2010 1:33:10 PM
1fortheroad$25.00$25.007/6/2010 1:33:14 PM
spenrod$50.00$50.007/6/2010 1:33:50 PM
reueljw$25.00$25.007/6/2010 1:33:59 PM
indianoven$50.00$50.007/6/2010 12:36:29 PM
soursoup$25.00$25.007/6/2010 12:48:50 PM
dedication-merman$44.40$44.407/6/2010 1:51:27 PM
green-glowing-gain$25.00$25.007/6/2010 4:11:24 PM
bigphish$25.00$25.007/6/2010 4:11:37 PM
payout-banker4$25.00$25.007/6/2010 4:11:41 PM
top-payout-fixer$25.00$25.007/6/2010 4:11:47 PM
revenue-prospector$25.00$25.007/6/2010 1:28:42 PM
BabyLender$25.00$25.007/6/2010 4:11:50 PM
mrbanker$69.11$69.117/6/2010 2:48:23 PM
peb44$25.00$25.007/6/2010 2:58:29 PM
kulender$25.00$25.007/6/2010 1:29:50 PM
wampum-chorus3$25.00$25.007/6/2010 1:32:09 PM
scottssm$31.00$31.007/6/2010 1:32:28 PM
Ven58$25.00$25.007/6/2010 3:33:22 PM
SB-Funding$50.00$50.007/6/2010 1:32:36 PM
calkidd05$25.00$25.007/6/2010 1:32:43 PM
PA2LA$25.00$25.007/6/2010 1:32:44 PM
lancetc$25.00$25.007/6/2010 1:32:48 PM
godspeed237$25.00$25.007/6/2010 1:32:51 PM
afotherg$40.00$40.007/6/2010 1:33:02 PM
Bank42$50.00$50.007/6/2010 1:33:07 PM
a-finance-nirvana$25.00$25.007/6/2010 1:33:12 PM
murren$25.00$25.007/6/2010 1:33:16 PM
briphi$100.00$100.007/6/2010 1:33:23 PM
toblerone$50.00$50.007/6/2010 1:33:30 PM
HUNTER599673$25.00$25.007/6/2010 1:33:51 PM
platinum-genetics$50.00$50.007/6/2010 4:11:17 PM
pauledgarm$50.00$50.007/6/2010 4:11:42 PM
jjswanso$25.00$25.007/6/2010 1:44:34 PM
power-pagoda$25.00$25.007/6/2010 4:11:48 PM
Pasagam$25.00$25.007/6/2010 4:11:52 PM
BigGuyBank$25.00$25.007/6/2010 3:17:35 PM
pbo922$25.00$25.007/6/2010 3:22:29 PM
dinero-oasis$25.00$25.007/6/2010 4:11:18 PM
seabass123$25.00$25.007/6/2010 4:11:43 PM
golden-contract8$50.00$50.007/6/2010 4:11:52 PM
point-shooter$25.00$25.007/6/2010 4:11:54 PM
attractive-rate$25.00$25.007/6/2010 4:19:00 PM
sunshine1965$25.00$25.007/6/2010 4:24:07 PM
Tradesmanlender$25.00$25.007/6/2010 4:35:39 PM
StWaldo$25.00$25.007/6/2010 10:24:21 PM
lost-money-so-far-on-these$25.00$25.007/6/2010 10:25:15 PM
Lendomatic$25.00$25.007/6/2010 10:26:29 PM
mwl$25.00$25.007/6/2010 6:46:40 PM
PaulW$25.00$25.007/6/2010 10:25:42 PM
Sixmil$25.00$25.007/6/2010 10:27:08 PM
smartie1$25.00$25.007/6/2010 10:41:08 PM
ebusinessagent$25.00$25.007/6/2010 10:27:24 PM
cantsavenuf$25.00$25.007/6/2010 10:39:59 PM
Zipperdu$25.00$25.007/7/2010 5:50:49 AM
QuinMccoy$25.00$25.007/6/2010 10:41:34 PM
Registerednurse1$50.00$50.007/7/2010 8:52:57 AM
cashhelp$25.00$25.007/7/2010 6:57:26 AM
toocautious$88.00$88.007/7/2010 5:42:21 AM
jfreaksho$30.00$30.007/7/2010 6:15:44 AM
superstar449$25.00$25.007/7/2010 10:18:18 AM
forthright-principal2$25.00$25.007/7/2010 10:39:12 AM
blue-useful-auction$25.00$25.007/7/2010 9:39:35 AM
Nailman88$25.00$25.007/7/2010 4:21:39 PM
senior1$25.00$25.007/7/2010 4:26:07 PM
best-listing-toro$25.00$25.007/7/2010 5:14:57 PM
Heiko$25.00$25.007/7/2010 5:32:38 PM
mgking007$25.00$25.007/7/2010 6:56:21 PM
rainbowsorbet$25.00$25.007/8/2010 8:12:17 AM
interstellar$32.86$32.867/8/2010 7:01:20 AM
planet613$78.34$78.347/8/2010 12:32:33 PM
paqattack$25.00$25.007/8/2010 9:58:56 AM
dmitriy2$25.00$25.007/8/2010 3:08:06 PM
revenue-youngster$25.00$25.007/8/2010 7:54:09 PM
jtu55$34.34$34.347/9/2010 12:54:14 AM
78$29.91$29.917/8/2010 5:12:00 PM
zhiguli$25.00$25.007/9/2010 5:41:00 AM
dynrep$25.00$25.007/9/2010 7:25:10 AM
bonus-quark4$25.00$25.007/9/2010 8:57:18 AM
marshallmanhattan$25.00$25.007/9/2010 9:09:27 AM
patriot384$300.00$300.007/9/2010 5:56:22 AM
doomsday18$25.00$25.007/9/2010 9:48:00 AM
runfree$100.00$100.007/9/2010 10:16:40 AM
manthrax3$100.00$100.007/9/2010 6:40:59 AM
GABC-1$50.00$50.007/9/2010 11:26:37 AM
moneytolend72$25.00$25.007/9/2010 8:18:10 AM
dontletmoneyfoolya$50.00$50.007/9/2010 11:57:06 AM
rdrloan$50.00$50.007/9/2010 11:57:10 AM
northphoto$35.00$35.007/9/2010 12:02:58 PM
boomer61$25.00$25.007/9/2010 1:40:04 PM
the-worthy-income$25.00$25.007/9/2010 2:28:18 PM
robot81$50.00$50.007/9/2010 2:31:08 PM
KlarthXVII$25.00$25.007/9/2010 2:56:09 PM
leverage-monger$46.00$46.007/9/2010 9:36:35 AM
noble-yield136$25.00$25.007/9/2010 3:04:27 PM
tsmonaghan$27.00$27.007/9/2010 9:57:34 AM
bouvierchamp$28.11$28.117/9/2010 11:57:03 AM
FinanceEngine$25.00$25.007/9/2010 1:47:04 PM
bankdaddy$25.00$25.007/2/2010 3:57:48 PM
revenue-glider9$75.00$75.007/2/2010 3:57:52 PM
Artist_Blue$25.00$25.007/2/2010 4:00:11 PM
dharma1$25.00$25.007/2/2010 4:00:40 PM
successful-euro$50.00$50.007/2/2010 4:00:49 PM
simplelender80$100.00$100.007/2/2010 4:11:35 PM
treasure-hunter270$25.00$25.007/2/2010 4:12:14 PM
tntmojave$25.00$25.007/2/2010 4:12:29 PM
inspired-contract9$50.00$50.007/2/2010 4:13:02 PM
JKKCapital$25.00$25.007/2/2010 3:58:47 PM
clean-loyalty$25.00$25.007/2/2010 4:15:36 PM
Tc11902$25.00$25.007/2/2010 4:11:23 PM
bountiful-durability$100.00$100.007/2/2010 4:11:27 PM
harty$60.00$60.007/2/2010 4:16:58 PM
loot-heart$50.00$50.007/2/2010 4:12:05 PM
interest-jedi0$50.00$50.007/2/2010 4:12:23 PM
orange-dollar-guild$50.00$50.007/2/2010 4:18:38 PM
BlindProphet$25.00$25.007/2/2010 4:18:51 PM
dontscrewmeover1$25.00$25.007/2/2010 4:19:01 PM
alpinaut$25.00$25.007/2/2010 4:15:03 PM
commerce-voyager$25.00$25.007/2/2010 4:17:17 PM
skuba$50.00$50.007/2/2010 4:23:27 PM
top-courteous-peso$250.00$250.007/2/2010 4:18:34 PM
NATIVEBORN$25.00$25.007/2/2010 4:24:44 PM
gojackgo$50.00$50.007/2/2010 4:11:42 PM
tekkie2412$25.00$25.007/2/2010 4:11:46 PM
jangalt$72.00$72.007/2/2010 4:11:51 PM
the-transaction-stronghold$50.00$50.007/2/2010 4:11:55 PM
credit-investor5$62.61$62.617/2/2010 4:49:57 PM
bid-czar8$100.00$100.007/2/2010 4:13:36 PM
Pulchritudinous$25.00$25.007/2/2010 4:22:40 PM
SCTrojangirl$25.00$25.007/2/2010 4:13:56 PM
Rdodson11$25.00$25.007/2/2010 4:23:52 PM
finance-negotiator2$25.00$25.007/2/2010 4:14:55 PM
ptjg$50.00$50.007/2/2010 5:08:31 PM
radforj22$50.00$50.007/2/2010 4:15:13 PM
PurplePonchoMan$25.00$25.007/2/2010 5:18:31 PM
Cai8899$75.00$75.007/2/2010 4:16:22 PM
julijask$25.00$25.007/2/2010 5:36:27 PM
thestartuplender$35.00$35.007/2/2010 4:19:22 PM
ray1051$50.00$50.007/2/2010 4:19:30 PM
teller$60.00$60.007/2/2010 4:19:38 PM
skvat$25.00$25.007/2/2010 4:19:58 PM
DrMoneyBags$25.00$25.007/2/2010 4:21:17 PM
Winsten$50.00$50.007/2/2010 4:22:48 PM
flexible-value$28.00$28.007/2/2010 8:27:11 PM
delicious-social132$25.00$25.007/3/2010 5:43:38 AM
kmr2$300.00$300.007/3/2010 5:43:39 AM
serpentine$50.00$50.007/3/2010 10:26:35 AM
life-is-great$25.00$25.007/2/2010 6:46:25 PM
loyalist1$25.00$25.007/3/2010 10:58:37 AM
attractive-rate$25.00$25.007/3/2010 11:53:59 AM
Charlieofalbany$42.07$42.077/3/2010 12:06:15 PM
Lii4me$50.00$50.007/3/2010 12:06:28 PM
zenchef$25.00$25.007/3/2010 12:06:47 PM
fair-funds$25.00$25.007/3/2010 12:06:12 PM
balance6$25.00$25.007/3/2010 12:06:23 PM
wampum-reaction2$25.00$25.007/3/2010 6:22:25 AM
lender_100$25.00$25.007/3/2010 12:06:48 PM
rescue$50.00$50.007/3/2010 12:12:43 PM
Merganser$25.00$25.007/3/2010 4:40:43 PM
peerlender$25.00$25.007/3/2010 5:01:43 PM
awwaww$25.00$25.007/3/2010 5:02:15 PM
KiwiElf$30.00$30.007/3/2010 4:37:56 PM
bsmtloan$42.02$42.027/3/2010 5:17:02 PM
MAJESTIC5$33.45$33.457/3/2010 5:18:11 PM
HHP$25.00$25.007/3/2010 5:18:20 PM
Tai$25.00$25.007/3/2010 5:02:14 PM
BayShell$48.11$48.117/3/2010 5:02:19 PM
tender-integrity3$50.00$50.007/3/2010 12:03:14 PM
108lender$34.37$34.377/3/2010 5:14:06 PM
JGB$25.00$25.007/3/2010 12:05:28 PM
meux99$25.00$25.007/3/2010 12:06:07 PM
thorough-exchange4$40.00$40.007/3/2010 12:06:18 PM
Dweeberkitty1$25.00$25.007/3/2010 12:06:27 PM
efficient-marketplace$50.00$50.007/3/2010 12:06:42 PM
orindalender$50.00$50.007/3/2010 12:06:49 PM
docdekay$40.00$40.007/3/2010 12:17:19 PM
pavelz$26.10$26.107/3/2010 1:16:22 PM
bds9646$26.00$26.007/3/2010 10:56:32 PM
svandgts$25.00$25.007/3/2010 11:26:33 PM
j2ee$25.00$25.007/3/2010 3:27:52 PM
SDNLR$25.00$25.007/3/2010 7:47:37 PM
RG$29.87$29.877/3/2010 4:36:46 PM
bayareainv$25.65$25.657/3/2010 5:00:59 PM
tsui517$25.00$25.007/4/2010 11:14:17 AM
unclejaef$25.00$25.007/3/2010 5:15:20 PM
mikeandcat$76.37$76.377/3/2010 5:17:17 PM
Toby1montana$26.61$26.617/3/2010 5:18:06 PM
DeltaGambler$25.00$25.007/3/2010 5:18:22 PM
kindness-percolator5$25.00$25.007/3/2010 5:24:55 PM
soulwork$25.00$25.007/3/2010 6:46:25 PM
srgriff$25.00$25.007/4/2010 4:46:40 PM
ethicalhumanist$25.00$25.007/3/2010 8:13:25 PM
Gnube$25.00$25.007/3/2010 11:31:35 PM
cash-tent$25.00$25.007/4/2010 8:18:50 AM
Vreet$50.00$50.007/4/2010 1:01:44 PM
figs4u2$48.26$48.267/4/2010 5:01:38 PM
engaging-worth$25.00$25.007/5/2010 6:21:33 AM
aasx1108$25.00$25.007/5/2010 8:06:40 AM
hayhelp$25.00$25.007/4/2010 10:46:49 PM
degster$25.00$25.007/5/2010 11:57:06 AM
4XKcWfGvp9kC3ELjo4pL$25.00$25.007/5/2010 12:11:45 PM
Cheburashka$30.00$30.007/5/2010 5:35:06 AM
active-market$25.00$25.007/5/2010 1:51:52 PM
ADenny$25.00$25.007/5/2010 11:57:05 AM
wojo$25.00$25.007/5/2010 7:51:15 AM
Railbird$25.00$25.007/5/2010 12:36:51 PM
point-solstice$42.12$42.127/5/2010 3:31:25 PM
majormoves1$25.00$25.007/5/2010 1:41:29 PM
HamletTower$25.00$25.007/5/2010 1:51:34 PM
TK4$25.00$25.007/5/2010 2:48:35 PM
BiggestG$25.00$25.007/5/2010 5:05:50 PM
virtualbank$25.00$25.007/5/2010 12:36:55 PM
bowdish1$100.00$100.007/5/2010 5:06:45 PM
lostontheedge$25.00$25.007/5/2010 5:07:27 PM
xphile$25.00$25.007/5/2010 4:42:13 PM
wise-silver-wonder$25.00$25.007/5/2010 5:08:23 PM
kindofaloaner$25.00$25.007/5/2010 5:28:00 PM
lloyd_s$25.00$25.007/5/2010 5:06:46 PM
divedude$25.00$25.007/5/2010 5:07:02 PM
CSinvestments$25.00$25.007/5/2010 7:24:40 PM
FinDoc$25.00$25.007/5/2010 4:49:11 PM
Sumach$25.00$25.007/5/2010 4:50:44 PM
don8ter$40.22$40.227/5/2010 5:19:25 PM
grafton$125.79$125.797/5/2010 11:07:17 PM
Walkingcowboy$25.00$25.007/5/2010 5:36:27 PM
Captain88$25.00$25.007/6/2010 5:11:27 AM
rmachi$25.00$25.007/5/2010 5:04:30 PM
Massey4$30.00$30.007/6/2010 6:01:32 AM
generous-deal6$25.00$25.007/5/2010 7:41:38 PM
cingular$25.00$25.007/5/2010 5:07:15 PM
sisterkate$25.00$25.007/6/2010 7:18:53 AM
acropiloterau2002$25.00$25.007/6/2010 7:51:33 AM
aue513$25.00$25.007/5/2010 5:19:20 PM
money-bauble$35.42$35.427/5/2010 5:36:28 PM
Gar3field$100.00$100.007/5/2010 5:39:53 PM
commanding-income774$25.00$25.007/5/2010 5:44:52 PM
gauss02$25.00$25.007/6/2010 9:07:55 AM
think-become$25.00$25.007/6/2010 9:39:34 AM
BoughtTheFarm$25.00$25.007/6/2010 9:39:46 AM
CaptainBlueberry$25.00$25.007/5/2010 7:46:44 PM
Mark-O-Polo$25.00$25.007/6/2010 7:51:35 AM
RMB-Investments$50.00$50.007/5/2010 8:31:25 PM
first-restless-payout$50.00$50.007/6/2010 10:37:05 AM
nuclearmoose$25.00$25.007/6/2010 10:56:21 AM
morpholog$25.00$25.007/6/2010 11:01:37 AM
eloquent-bill6$25.00$25.007/6/2010 11:05:44 AM
Reinadog9$26.30$26.307/6/2010 8:46:34 AM
jjb3$25.00$25.007/6/2010 9:19:25 AM
skywalkerR5$25.00$25.007/6/2010 9:37:51 AM
USCGC$37.85$37.857/6/2010 4:46:40 AM
nunnie$25.00$25.007/6/2010 9:37:53 AM
stable-money$25.00$25.007/6/2010 6:01:28 AM
steady-bazaar$100.00$100.007/6/2010 10:12:11 AM
asset-trumpeter$50.00$50.007/6/2010 1:24:06 PM
Hutpit$27.75$27.757/6/2010 11:01:25 AM
wormdc$25.00$25.007/6/2010 1:29:51 PM
surfhoss644$34.71$34.717/6/2010 7:59:25 AM
nickel-synapse$29.66$29.667/6/2010 11:31:29 AM
Debt2Freedom$25.00$25.007/6/2010 11:41:40 AM
transparency-giant$50.00$50.007/6/2010 1:31:26 PM
Mr_Money$25.00$25.007/6/2010 1:32:37 PM
Ranch88$50.00$50.007/6/2010 1:32:57 PM
DavenportCapital$25.00$25.007/6/2010 1:33:00 PM
emprestador$25.00$25.007/6/2010 1:33:15 PM
rosie777$40.00$40.007/6/2010 1:33:24 PM
MTLoans$25.00$25.007/6/2010 1:33:29 PM
fxsrider$25.00$25.007/6/2010 1:33:42 PM
suburbanman64$35.00$35.007/6/2010 1:34:02 PM
KeepOnRunning$32.60$32.607/6/2010 12:23:30 PM
steady-gain5$25.00$25.007/6/2010 1:34:36 PM
best-point-flow$25.00$25.007/6/2010 2:19:38 PM
IeatatWendys$50.00$50.007/6/2010 3:16:42 PM
reinforced-reward$25.00$25.007/6/2010 3:32:46 PM
agreement-sycamore$50.00$50.007/6/2010 3:32:56 PM
Velocity_Lenders$50.00$50.007/6/2010 1:32:39 PM
sensible-community1$50.00$50.007/6/2010 1:32:55 PM
love-interest$25.00$25.007/6/2010 3:38:05 PM
elawn$50.00$50.007/6/2010 1:33:06 PM
mburke3434$25.00$25.007/6/2010 1:33:09 PM
fireboss$25.00$25.007/6/2010 1:33:11 PM
koa$50.00$50.007/6/2010 1:33:21 PM
first-pragmatic-note$25.00$25.007/6/2010 1:33:33 PM
shadowflame_99$25.00$25.007/6/2010 1:33:44 PM
mizount$25.00$25.007/6/2010 1:33:57 PM
buckyhead2000$25.00$25.007/6/2010 12:23:33 PM
bmcg$25.00$25.007/6/2010 12:26:24 PM
alcyon$25.00$25.007/6/2010 1:42:54 PM
szetowski$25.00$25.007/6/2010 1:03:43 PM
cash-merry-maker$25.00$25.007/6/2010 4:11:27 PM
Underzenith85$25.00$25.007/6/2010 4:11:34 PM
actuarial_investor$25.00$25.007/6/2010 4:11:41 PM
HeavyDriver03$25.00$25.007/6/2010 4:11:44 PM
Kerrysbay$45.46$45.467/6/2010 4:11:50 PM
AJSinvest$25.00$25.007/6/2010 4:18:01 PM
basis-daydream$50.00$50.007/6/2010 1:30:22 PM
lagnisiruk$25.00$25.007/6/2010 3:32:30 PM
balance2$25.00$25.007/6/2010 1:31:08 PM
fantastic-openness$44.28$44.287/6/2010 1:32:12 PM
wise-diversification-formula$30.00$30.007/6/2010 1:32:42 PM
secundus$25.00$25.007/6/2010 1:32:43 PM
paladin847$25.00$25.007/6/2010 1:32:47 PM
Aethelinde$37.56$37.567/6/2010 1:32:50 PM
capital-mover7$25.00$25.007/6/2010 1:32:56 PM
kegs$100.00$100.007/6/2010 1:33:04 PM
NJournalist$25.00$25.007/6/2010 1:33:09 PM
systematic0$25.00$25.007/6/2010 1:33:13 PM
relentless-penny$50.00$50.007/6/2010 1:33:22 PM
Steveoo1$25.00$25.007/6/2010 1:33:27 PM
lend_to_you$25.00$25.007/6/2010 1:33:34 PM
zaxsan$25.00$25.007/6/2010 1:34:15 PM
saver20$25.00$25.007/6/2010 4:11:16 PM
GrommetPosse$25.00$25.007/6/2010 4:11:21 PM
BigLinCT$25.00$25.007/6/2010 4:11:39 PM
poetic-yield3$50.00$50.007/6/2010 4:11:45 PM
icchok$50.00$50.007/6/2010 4:11:49 PM
credit-observatory$25.00$25.007/6/2010 3:19:30 PM
neenerman$75.00$75.007/6/2010 3:54:23 PM
Ocean713$50.00$50.007/6/2010 4:11:22 PM
Lo0se_mo0se$25.00$25.007/6/2010 4:11:40 PM
shrewd-deal$25.00$25.007/6/2010 4:11:46 PM
generator596$50.00$50.007/6/2010 4:11:53 PM
minista$25.00$25.007/6/2010 4:42:16 PM
Mantis75$25.00$25.007/6/2010 6:57:14 PM
Hexnut$50.00$50.007/6/2010 8:26:24 PM
well-rounded-diversification$25.00$25.007/6/2010 7:02:04 PM
ganoman21$25.00$25.007/6/2010 10:26:22 PM
SkiNZ$25.00$25.007/6/2010 10:41:31 PM
leftcoast52$25.00$25.007/6/2010 8:16:33 PM
pawsitive$25.00$25.007/6/2010 10:42:32 PM
SpectrumCapital$75.00$75.007/6/2010 10:44:32 PM
Bank_Of_XL$25.00$25.007/6/2010 8:39:18 PM
DukSerduk$25.00$25.007/6/2010 6:57:13 PM
Rockymtnhi$27.75$27.757/6/2010 11:13:02 PM
GlocalPM$25.00$25.007/7/2010 5:17:16 AM
token34$25.00$25.007/6/2010 10:40:01 PM
Kame$25.00$25.007/6/2010 10:42:20 PM
perlindc$26.19$11.597/6/2010 10:42:41 PM
dma1206$25.00$25.007/6/2010 10:57:53 PM
intuitive-bill$50.00$50.007/7/2010 7:48:36 AM
nickel-synapse$30.00$30.007/7/2010 9:23:01 AM
DragonMaster9000$100.00$100.007/7/2010 8:13:10 AM
unbelievable-value2$25.00$25.007/7/2010 8:35:14 AM
GrayStudio$41.02$41.027/7/2010 10:42:21 AM
vtpilot00$50.00$50.007/7/2010 10:17:40 AM
Lenderesco$25.00$25.007/7/2010 10:59:03 AM
wwwUniversal$25.00$25.007/7/2010 10:41:18 AM
sprinkler5$25.00$25.007/7/2010 4:26:22 PM
repayment-radio$100.00$100.007/7/2010 4:49:36 PM
MonopolyDred$25.00$25.007/7/2010 5:40:16 PM
NoNameLender$55.00$55.007/7/2010 4:59:49 PM
elevated-finance$32.33$32.337/7/2010 5:17:39 PM
ujiba$25.00$25.007/7/2010 7:36:58 PM
blue-dollar-viking$25.00$25.007/7/2010 8:49:39 PM
Dollars4Rent$25.00$25.007/7/2010 7:49:41 PM
gsp1885$27.00$27.007/8/2010 9:18:57 AM
octoberfresh$25.00$25.007/8/2010 7:06:39 AM
CACO_Bank$25.00$25.007/8/2010 11:26:38 AM
CIC$25.00$25.007/8/2010 12:37:43 PM
AEH_Now$100.00$100.007/8/2010 9:58:59 AM
CalCollegeFund19$75.00$75.007/8/2010 3:47:10 PM
mammalian4$50.00$50.007/8/2010 4:52:52 PM
gzeo$25.00$25.007/8/2010 5:04:08 PM
zx12rider$25.00$25.007/8/2010 9:26:50 PM
Untiedshu$50.00$50.007/8/2010 6:53:10 PM
scloans$37.75$37.757/9/2010 2:52:51 AM
cashhelp$25.41$25.417/9/2010 2:31:46 AM
RadarLuv$25.00$25.007/8/2010 5:09:12 PM
Alittleluck$50.00$50.007/8/2010 6:04:00 PM
strgazr8888$25.00$25.007/9/2010 4:55:09 AM
lucrative-coin$50.00$50.007/9/2010 7:56:48 AM
Castelj$30.00$30.007/9/2010 8:17:58 AM
lateflight$50.00$50.007/9/2010 12:43:10 AM
megich06$50.00$50.007/9/2010 8:45:43 AM
triumphant-bonus$25.00$25.007/9/2010 7:26:18 AM
silvercertificate$25.00$25.007/9/2010 11:18:08 AM
worth-quark$25.00$25.007/9/2010 12:46:56 PM
aue513$29.86$29.867/9/2010 1:35:11 PM
skydiver111$25.00$25.007/9/2010 1:41:13 PM
trustworthy-finance6$100.00$100.007/9/2010 2:05:32 PM
auction-seeker$25.00$25.007/9/2010 2:12:38 PM
bkb7484$29.65$29.657/9/2010 2:54:40 PM
slick8812$25.00$25.007/9/2010 3:04:08 PM
Trapman13$50.00$50.007/9/2010 10:24:29 AM
Peacepower$30.00$30.007/9/2010 1:36:19 PM
blitz_ac$25.00$25.007/9/2010 2:13:11 PM
Earnest_Money$25.00$25.007/9/2010 2:37:59 PM
credit-coach118$25.00$25.007/9/2010 2:49:47 PM
outofoffice$49.65$49.657/9/2010 3:34:34 PM
546 bids
 
Borrower Payment Dependent Notes Series 464810
This series of Notes was issued and sold upon the funding of the borrower loan #43407, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Jul-02-2010 
  Auction end date:  Jul-09-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $294.03
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $294.03
 
Auction yield range: 16.98% - 34.00% Estimated loss impact: 20.01%  
Lender servicing fee: 1.00% Estimated return: 13.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Mar-2004 Debt/Income ratio: 19%
Basic (1-10): 5 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 15 / 13Length of status:5y 5m
Credit score: 700-719 (Jun-2010) Total credit lines: 27 Occupation: Sales - Commission
Now delinquent: 0 Revolving credit balance: $10,970Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 27%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: Obpd1985 Borrower's state: Mississippi Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
paying off my debt!
Purpose of loan:
This loan will be used to pay off my HVAC unit that comes due in August.

My financial situation:
I am a good candidate for this loan because I have never been late on anything?that?I am aware of, also I know my credit score isn't as high as I need?it to be but I do pay my bills?on time and I?am getting a 2nd job to be able to pay this loan off faster. I am borrowing the rest of the $5,000 from a family member to pay off the rest of my revolving debt and I intend to pay that one off as quickly as possible (considering I try not to borrow money from relatives)?and then this loan I intend on paying off within 2 years. I work at CarMax auto superstores as a president's club sales consultant?so I understand the importance of paying my bills and I have always done so! If you have any questions please do not hesitate to ask.?

Monthly net income: $3500

Monthly expenses: $ 2,634+260=$2,900(if loan funds 100%)
??Housing: $929.15
??Insurance: $128?????
??Car loans: $500
??Utilities: $ 200
??Phone, cable, internet: $80
??Food, entertainment: $ 400
??Clothing, household expenses $ 200????
??Credit cards and other loans: $ I will be paying my credit cards off this month as well????
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
p2ploan-leaper$25.00$25.007/2/2010 3:55:10 PM
burrito6$25.00$25.007/2/2010 4:00:25 PM
Diamond_Jim$25.00$25.007/2/2010 4:06:29 PM
simplelender80$50.00$50.007/2/2010 4:06:36 PM
Aleut$25.00$25.007/2/2010 4:09:38 PM
RMB-Investments$25.00$25.007/2/2010 4:06:27 PM
Artist_Blue$25.00$25.007/2/2010 4:06:46 PM
loanfairy$25.00$25.007/2/2010 4:06:54 PM
AlexTrep$25.00$25.007/2/2010 4:06:58 PM
SBT$25.00$25.007/2/2010 4:09:26 PM
svandgts$50.00$50.007/2/2010 4:09:39 PM
gelidfrank$25.00$25.007/2/2010 4:01:33 PM
treasure-hunter270$25.00$25.007/2/2010 4:06:33 PM
moopi$50.00$50.007/2/2010 4:06:57 PM
skuba$25.00$25.007/2/2010 4:07:39 PM
hyrolln$25.00$25.007/2/2010 4:08:30 PM
Caerus$25.00$25.007/2/2010 4:09:24 PM
autonomous-truth$50.00$50.007/2/2010 4:09:44 PM
CashCowNow$25.00$25.007/2/2010 4:32:52 PM
loan-kung-fu$25.00$25.007/2/2010 4:34:58 PM
green-thoughtful-yield$42.77$42.777/2/2010 4:49:23 PM
uncleegg$50.00$50.007/2/2010 4:22:01 PM
bonus-tent$25.00$25.007/2/2010 5:08:05 PM
108lender$25.00$25.007/2/2010 4:34:18 PM
loan-genie88$25.00$25.007/2/2010 5:00:50 PM
wealthstar$25.00$25.007/2/2010 5:08:16 PM
dedication-merman$50.00$50.007/2/2010 4:20:03 PM
HHP$25.00$25.007/2/2010 8:12:29 PM
bassman2$25.00$25.007/2/2010 9:06:22 PM
gustavzantanon$25.00$25.007/2/2010 10:51:24 PM
gimincorp$25.00$25.007/2/2010 8:12:27 PM
Nirmalkumar1234$25.00$25.007/2/2010 4:32:28 PM
bignic$25.00$25.007/2/2010 4:33:04 PM
swoosh$25.00$25.007/3/2010 6:12:54 AM
BankofRon$25.00$25.007/2/2010 4:59:37 PM
mfosterii$25.00$25.007/2/2010 5:00:11 PM
autonomous-basis$25.00$25.007/2/2010 5:08:04 PM
Tammy102800$25.00$25.007/3/2010 8:47:53 AM
realtormoises$25.00$25.007/3/2010 6:36:38 AM
selfmademan$25.00$25.007/3/2010 8:47:51 AM
auction-workhorse679$25.00$25.007/3/2010 8:47:58 AM
famous-bill$26.64$26.647/2/2010 6:16:25 PM
wampum-chorus3$25.00$25.007/2/2010 8:12:23 PM
KrazyCelticKid$25.00$25.007/2/2010 8:42:47 PM
bright-exchange$25.00$25.007/3/2010 8:40:07 AM
phredd$25.00$25.007/3/2010 8:47:52 AM
Midwestvalues$30.69$22.367/3/2010 8:47:59 AM
SolarMoonshine$25.00$25.007/5/2010 5:42:52 AM
nilonc1$33.81$33.817/4/2010 9:52:03 PM
reflective-rupee$25.00$25.007/4/2010 10:38:28 PM
commanding-income774$25.00$25.007/5/2010 5:10:18 AM
market-pudding$25.00$25.007/5/2010 6:08:56 PM
golffish2$100.00$100.007/6/2010 4:18:56 AM
CoffeyvilleKS$50.00$50.007/6/2010 3:44:20 AM
well-mannered-income3$30.00$30.007/6/2010 2:50:38 PM
kingston1$25.00$25.007/6/2010 4:11:58 PM
peb44$25.00$25.007/6/2010 2:51:50 PM
gold-cluster$100.00$100.007/7/2010 9:39:24 AM
reflective-rupee$25.00$25.007/7/2010 10:01:13 AM
niggard$25.00$25.007/7/2010 4:28:04 PM
eurobikermcdog$26.21$26.217/7/2010 5:21:03 PM
getreadyloans$35.00$35.007/7/2010 4:37:40 PM
back-scratchers$25.00$25.007/7/2010 6:47:12 PM
Dollars4Rent$25.00$25.007/7/2010 7:53:40 PM
Amber_Stone$100.00$100.007/7/2010 8:01:10 PM
reflective-rupee$25.00$25.007/8/2010 8:21:11 AM
GlenBank$100.00$100.007/7/2010 9:23:20 PM
reflective-rupee$25.00$25.007/8/2010 8:23:09 AM
cbivitz$200.00$200.007/8/2010 12:52:42 PM
Rabid_Dove$25.00$25.007/8/2010 1:50:10 PM
thomas16882004$25.00$25.007/8/2010 7:01:41 PM
mammalian4$50.00$50.007/8/2010 4:58:26 PM
Loanstou$70.49$70.497/8/2010 7:44:18 PM
MrPie$25.00$25.007/8/2010 8:55:46 PM
loss-of-control$25.00$25.007/8/2010 5:51:25 PM
helping-out$25.00$25.007/8/2010 9:08:07 PM
Kash2010lu$25.00$25.007/8/2010 7:17:35 PM
eureka117$25.00$25.007/8/2010 9:14:34 PM
principal-laser$60.00$60.007/9/2010 4:02:28 AM
respectful-credit3$25.00$25.007/8/2010 6:50:18 PM
Robertd918$25.00$25.007/8/2010 8:12:08 PM
buffalobills$25.00$25.007/8/2010 9:19:23 PM
skubwa$25.00$25.007/9/2010 8:28:46 AM
investment-visionary$44.20$44.207/9/2010 9:09:39 AM
CaliforniaSun$25.00$25.007/9/2010 9:19:30 AM
mutual-benefit$25.00$25.007/9/2010 5:21:05 AM
ultimate-dough0$25.00$25.007/9/2010 9:52:41 AM
rakey$25.00$25.007/9/2010 6:51:19 AM
dinero-poblano$100.00$100.007/9/2010 11:33:11 AM
Leshan$25.00$25.007/9/2010 12:32:30 PM
debtcollector$100.00$100.007/9/2010 12:35:41 PM
grampy48$25.00$25.007/9/2010 2:30:58 PM
grampy48$25.00$25.007/9/2010 2:32:57 PM
2152$25.00$25.007/9/2010 12:41:19 PM
birddogsb$50.00$50.007/2/2010 4:06:40 PM
Comoparklender$50.00$50.007/2/2010 4:06:48 PM
PRGuyinVA$25.00$25.007/2/2010 4:06:55 PM
zone6$100.00$100.007/2/2010 4:06:59 PM
rock-turner$25.00$25.007/2/2010 4:08:51 PM
enthusiastic-balance5$100.00$100.007/2/2010 4:09:08 PM
glimmering-point$25.00$25.007/2/2010 3:55:07 PM
nanda$25.00$25.007/2/2010 4:06:43 PM
logical-loyalty0$25.00$25.007/2/2010 4:06:50 PM
schpere$25.00$25.007/2/2010 4:07:30 PM
youthful-greenback3$25.00$25.007/2/2010 4:33:27 PM
nybanker85$51.40$51.407/2/2010 4:33:49 PM
leverage-violin$30.20$30.207/2/2010 5:08:13 PM
reflective-rupee$25.00$25.007/2/2010 4:33:12 PM
reward-adventure$25.00$25.007/2/2010 5:26:45 PM
mesfinity$25.00$25.007/2/2010 6:06:27 PM
gallant-economy9$25.00$25.007/2/2010 6:16:26 PM
revenue-officer36$25.00$25.007/2/2010 5:36:32 PM
lowlite6647$25.00$25.007/2/2010 6:16:24 PM
LuvToLend$25.00$25.007/3/2010 4:37:47 AM
Speculator$53.62$53.627/2/2010 8:12:22 PM
basis-prodigy$25.00$25.007/2/2010 4:35:20 PM
shrewd-peace7$25.00$25.007/2/2010 4:59:56 PM
DeltaComputerGuy$25.00$25.007/3/2010 8:47:57 AM
genuine-responsibility8$45.61$45.617/2/2010 5:19:21 PM
platinum-genetics$29.29$29.297/2/2010 5:48:27 PM
A007$25.00$25.007/3/2010 8:47:55 AM
coasterman$25.00$25.007/3/2010 11:17:19 AM
burgeoning-silver$25.00$25.007/2/2010 8:12:16 PM
TribecaFunding$25.00$25.007/2/2010 8:12:28 PM
cjames84$25.00$25.007/3/2010 5:51:27 AM
IIP77$25.00$25.007/3/2010 6:56:27 AM
ah-long$25.00$25.007/3/2010 8:47:56 AM
unger$70.00$70.007/5/2010 3:13:50 AM
Amber_Stone$25.00$25.007/4/2010 2:20:15 PM
inspiring-reward$25.00$25.007/5/2010 9:23:42 AM
Whipster$25.00$25.007/5/2010 9:02:16 PM
skillful-asset5$35.00$35.007/5/2010 8:46:18 PM
SIRMOLES$200.00$200.007/5/2010 9:02:09 PM
vivacious-p2p3$25.00$25.007/6/2010 6:41:06 PM
vineet$25.00$25.007/6/2010 9:19:05 PM
filovirus$25.00$25.007/7/2010 5:02:04 AM
wealth-serenity$25.64$25.647/7/2010 10:19:02 AM
rate-farm3$85.74$85.747/7/2010 10:44:40 AM
reflective-rupee$25.00$25.007/7/2010 10:01:27 AM
well-mannered-income3$40.00$40.007/7/2010 12:08:52 PM
payment-halo$25.00$25.007/7/2010 3:07:32 PM
glroark$50.00$50.007/7/2010 11:06:24 AM
DHolly$25.00$25.007/7/2010 4:58:11 PM
Fromthebu$37.00$37.007/7/2010 7:21:17 PM
reflective-rupee$25.00$25.007/8/2010 8:19:58 AM
bull_lender$36.00$36.007/8/2010 7:14:53 AM
dynrep$50.00$50.007/8/2010 8:31:55 AM
CACO_Bank$25.00$25.007/8/2010 1:01:08 PM
eclipse056$28.20$28.207/8/2010 5:15:24 PM
Wyatte$25.00$25.007/8/2010 7:36:31 PM
gshx2$36.00$36.007/8/2010 6:47:02 PM
sweetlan$25.00$25.007/8/2010 10:40:05 PM
Lender-Trader$27.00$27.007/8/2010 11:01:27 PM
greekgst99$25.00$25.007/9/2010 5:37:42 AM
cash-arboretum$55.53$55.537/8/2010 5:29:32 PM
power-secret-agent$25.00$25.007/9/2010 3:25:05 AM
kendigme$25.00$25.007/9/2010 3:58:55 AM
sensational-peace6$75.00$75.007/9/2010 6:07:32 AM
respectful-credit3$25.00$25.007/8/2010 6:52:07 PM
himistu22$25.00$25.007/8/2010 6:59:06 PM
wildanne$25.00$25.007/8/2010 7:15:54 PM
RyanM561$25.00$25.007/9/2010 6:27:41 AM
sturdy-peace9$75.00$75.007/8/2010 8:59:32 PM
peregrine$28.32$28.327/8/2010 9:06:34 PM
TheLightInMe$29.72$29.727/9/2010 8:29:45 AM
credit-elation1$25.00$25.007/8/2010 10:18:18 PM
CADETTO$50.00$50.007/9/2010 9:13:33 AM
rate-farm3$25.34$25.347/9/2010 7:25:54 AM
malomar66$48.91$48.917/9/2010 10:46:14 AM
umfan123$25.00$25.007/9/2010 2:11:58 PM
vigilance-searcher$25.00$25.007/9/2010 11:19:20 AM
djfireball$25.00$25.007/9/2010 12:15:44 PM
principal-mermaid$300.00$300.007/9/2010 12:41:06 PM
pellet$25.00$25.007/9/2010 12:55:57 PM
Astyanax$40.00$40.007/9/2010 2:43:06 PM
175 bids
 
Borrower Payment Dependent Notes Series 464984
This series of Notes was issued and sold upon the funding of the borrower loan #43445, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Jul-06-2010 
  Auction end date:  Jul-13-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $90.47
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $90.47
 
Auction yield range: 16.98% - 34.00% Estimated loss impact: 20.01%  
Lender servicing fee: 1.00% Estimated return: 13.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Mar-1995 Debt/Income ratio: 81%
Basic (1-10): 5 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):1 Current / open credit lines: 22 / 19Length of status:12y 10m
Credit score: 640-659 (Jul-2010) Total credit lines: 34 Occupation: Other
Now delinquent: 1 Revolving credit balance: $27,389Stated income:$25,000-$49,999
Amount delinquent: $35 Bankcard utilization: 96%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: lovebug2 Borrower's state: Oregon Borrower's group: BORROWERS - Free instant Listings - LARGEST GROUP
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 26 ( 100% ) 640-659 (Latest)
Principal borrowed: $1,200.00< 31 days late: 0 ( 0% )  
600-619 (Mar-2008)
620-639 (Feb-2008)
620-639 (Jan-2008)
 
Principal balance: $397.71 31+ days late: 0 ( 0% )
Total payments billed: 26  
Description
pay off some small credit cards
Purpose of loan:
This loan will be used to?
pay off some small credit cards.
My financial situation:
I am a good candidate for this loan because? I pay my bills on time and it can be directly taken out of my checking account.

Monthly net income: $ 1840.00

Monthly expenses: $
??Housing: $280
??Insurance: $ 85
??Car expenses: $310
??Utilities: $60
??Phone, cable, internet: $65
??Food, entertainment: $100
??Clothing, household expenses $25
??Credit cards and other loans: $ 450
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
SNH$75.00$75.007/6/2010 4:40:05 PM
reflective-rupee$25.00$25.007/7/2010 11:20:48 AM
reflective-rupee$25.00$25.007/7/2010 11:21:33 AM
well-mannered-income3$50.00$50.007/7/2010 5:16:32 PM
zone6$100.00$100.007/8/2010 1:25:46 AM
squarebob$25.00$25.007/9/2010 5:46:02 AM
mrxtravis$47.97$47.977/9/2010 5:14:56 PM
seadrg$25.00$25.007/10/2010 4:54:13 AM
payment-halo$25.00$25.007/10/2010 11:45:35 AM
YoungTaxMan$25.00$25.007/10/2010 5:03:19 PM
CincyTex$50.00$50.007/11/2010 10:29:09 AM
lender12345$25.00$25.007/11/2010 11:00:39 AM
clemclan$25.00$25.007/12/2010 5:41:26 PM
icanhasloanz$100.00$100.007/12/2010 6:02:53 PM
sensational-peace6$25.00$25.007/12/2010 5:46:27 PM
givetolive$25.00$25.007/13/2010 3:16:46 AM
lucrative-loan$29.14$29.147/13/2010 8:02:37 AM
mikeandcat$50.00$50.007/13/2010 5:09:09 AM
return-grizzly$100.00$100.007/13/2010 5:25:32 AM
Rip128$25.00$25.007/13/2010 10:25:40 AM
SC2TX$100.00$100.007/13/2010 12:14:02 PM
Bob450$30.00$30.007/13/2010 7:51:33 AM
ready-interest9$25.00$25.007/13/2010 1:08:42 PM
majestic-currency3$25.00$25.007/13/2010 8:25:15 AM
revenue-driver8$25.00$15.947/13/2010 9:52:08 AM
innovator2$50.00$50.007/13/2010 11:38:24 AM
reflective-rupee$50.00$50.007/7/2010 11:21:49 AM
Kash2010lu$35.00$35.007/7/2010 10:38:56 PM
Amber_Stone$25.00$25.007/7/2010 7:54:25 PM
MStackIV$50.00$50.007/8/2010 1:01:41 PM
sierrasteve$50.00$50.007/8/2010 5:48:30 PM
heerzaquestion$50.00$50.007/9/2010 6:23:25 AM
sweetlan$25.00$25.007/9/2010 10:36:35 AM
realtormoises$25.00$25.007/9/2010 8:31:46 AM
UCLA4life$25.00$25.007/10/2010 1:34:56 AM
weezy22$26.00$26.007/10/2010 5:44:37 AM
retired272$25.00$25.007/10/2010 2:30:15 PM
ohmarkybaby$25.00$25.007/10/2010 3:27:03 PM
Hummer-Guy$25.00$25.007/10/2010 7:09:11 PM
GrossBuddha$100.00$100.007/12/2010 4:15:44 PM
chameleon125$75.00$75.007/12/2010 9:28:07 PM
kindness-venture1$30.00$30.007/13/2010 3:36:42 AM
NekHoldings$25.00$25.007/13/2010 4:56:28 AM
sgt-schultz$25.00$25.007/13/2010 6:29:17 AM
Skeptical-one$25.00$25.007/13/2010 10:22:21 AM
tzvie$50.00$50.007/13/2010 7:32:11 AM
CoolPlexer$25.00$25.007/13/2010 8:08:33 AM
PeePaw$25.00$25.007/13/2010 8:24:26 AM
five-star-note$35.95$35.957/13/2010 11:52:13 AM
cunning-bill$25.00$25.007/13/2010 11:56:15 AM
50 bids
 
Borrower Payment Dependent Notes Series 464990
This series of Notes was issued and sold upon the funding of the borrower loan #43404, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 25.0% Auction start date:  Jul-06-2010 
  Auction end date:  Jul-11-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $294.03
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $294.03
 
Auction yield range: 16.98% - 34.00% Estimated loss impact: 27.01%  
Lender servicing fee: 1.00% Estimated return: 6.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Dec-2000 Debt/Income ratio: 38%
Basic (1-10): 3 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 15 / 9Length of status:0y 10m
Credit score: 620-639 (Jun-2010) Total credit lines: 37 Occupation: Teacher
Now delinquent: 0 Revolving credit balance: $2,573Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 94%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: ahovaki Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 27 ( 100% ) 620-639 (Latest)
Principal borrowed: $8,000.00< 31 days late: 0 ( 0% )  
660-679 (May-2010)
640-659 (Apr-2010)
600-619 (Feb-2008)
580-599 (Jan-2008)
 
Principal balance: $2,362.89 31+ days late: 0 ( 0% )
Total payments billed: 27  
Description
2nd Prosper Loan - Want Out of Debt
PURPOSE OF LOAN: Consolidation of credit card debt. I want to
use this loan to pay off my current credit card debt and pay on only my
Prosper Loans. My plan is to rebuild my credit, credit score, and
eliminate my credit card debt so that I can start saving for my future.

My financial situation:
In April of 2009, I lost my job working in recruiting at a Chicago law
firm.? Due to my unemployment, I had to rely on credit to help support
myself.? In September 2009, I was hired as a math teacher at a Chicago
School.? So I am currently employed, teaching high school students.? My
position is stable and I am more than excited to be putting my degree
to use!? I graduated in 2006 from Loyola University Chicago with
degrees in Secondary Education and Math Ed.?I am asking for this loan
in order to pay off all of my credit card debt which I have
accumulated.

This will be my second Prosper loan. My first being paid off by March 2011. Check out my payment history....it's good :)

My long term goal is to be able to start saving my money and plan for the future, like buying my own condo.

If this Prosper loan is funded, my monthly expenses will be reduced by $300 (this coming from the $400 monthly Prosper payments vs. $700 credit card payments). Also, by early next year, my first Prosper loan will be paid off. This will add to my potential savings.
Please help make this happen!!

Thank you for your time and consideration :)

FINANCES:
Monthly income (after taxes): approx. $3,000
Monthly expenses: approx $ 2,800
Housing: $800
Prosper Loan: $280
Utilities: $ 100
Phone, cable, internet: $ 150
Food, entertainment: $ 500
Clothing, household expenses $ 300
Current credit cards: $ 700



I WILL ENROLL IN AUTO PAYMENT AS SOON AS MY ACCOUNT IS VERIFIED BY PROSPER!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: I'd like to know if your total balance owed on your monthly credit payments of $700 is $2,573 and do you plan to pay off this amount with the prosper loan? - Cpay2Me
A: Hi. Thank you for the question. I do plan on using this loan toward credit card balances. My total credit card balance is higher than the $2, 573 shown here. I think that might be due to my having closed some of the cards and there still being an existing balance on the closed cards. Right now, I'm paying approximately $700 per month towards all of the card balances. Having this loan will help pay off the debts as well as bring down my monthly total payments. (Jul-08-2010)
Q: Hi, How many credit cards are you still using? Do you save more than spend now, especially in this downturn economy? Thanks, - p2ploan-sensation211
A: I have 2 major credit cards that I've kept open. One has a very low interest rate and the other earns miles. Even though I have these 2 cards open, I try not to use them as my ultimate goal is to get zero balances on all my cards; then if I do need to use credit, pay off once the bill comes. Another goal is to be able to save but with the debt I have now, I'm not in the position to do so. Although, I do plan on opening a savings account soon and contributing to it per pay period what I can. (Jul-08-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
GrossBuddha$50.00$50.007/6/2010 4:30:10 PM
reflective-rupee$50.00$50.007/6/2010 5:00:23 PM
reflective-rupee$100.00$100.007/6/2010 5:00:35 PM
bright-exchange$25.00$25.007/6/2010 9:37:10 PM
pi567$27.32$27.327/6/2010 8:15:20 PM
Legally_Blonde$175.00$175.007/7/2010 9:16:11 AM
relentless-penny$464.58$464.587/7/2010 9:27:28 AM
Amber_Stone$100.00$100.007/7/2010 9:35:00 AM
reflective-rupee$50.00$50.007/7/2010 10:05:04 AM
Kash2010lu$35.00$35.007/7/2010 10:08:29 AM
cash-tent$25.00$25.007/7/2010 9:50:40 PM
GlenBank$150.00$150.007/7/2010 9:20:29 PM
SolarMoonshine$25.00$25.007/8/2010 10:37:03 AM
relentless-penny$100.00$100.007/8/2010 7:29:01 AM
MStackIV$50.00$50.007/8/2010 12:44:22 PM
OldManP$25.00$25.007/8/2010 1:37:33 PM
JustMee$25.00$25.007/8/2010 6:28:03 PM
FinanceEngine$25.00$25.007/8/2010 4:08:05 PM
pouch1$25.00$25.007/8/2010 10:45:49 PM
lateflight$50.00$50.007/9/2010 12:52:01 AM
YurshotCapital$25.00$25.007/8/2010 7:31:52 PM
systemlender$25.00$25.007/9/2010 6:15:14 AM
p2ploan-sensation211$25.00$25.007/8/2010 8:12:36 PM
helping-out$45.00$45.007/8/2010 9:11:24 PM
squarebob$25.00$25.007/9/2010 5:45:23 AM
Skeptical-one$100.00$100.007/9/2010 10:40:28 AM
Skeptical-one$100.00$100.007/9/2010 10:40:15 AM
credit-elation1$25.00$25.007/9/2010 10:52:14 AM
reflective-rupee$25.00$25.007/9/2010 4:10:07 PM
reflective-rupee$25.00$25.007/9/2010 4:08:59 PM
investment-tempo$50.00$50.007/9/2010 12:13:36 PM
sgt-schultz$25.00$25.007/9/2010 4:49:10 PM
reflective-rupee$25.00$25.007/9/2010 4:09:42 PM
boo_hoo$50.00$50.007/9/2010 8:37:41 PM
s270$25.00$25.007/9/2010 5:17:14 PM
credit-missile$25.00$25.007/9/2010 10:48:20 PM
credit-missile$42.65$42.657/9/2010 10:43:36 PM
UCLA4life$25.00$25.007/10/2010 1:34:51 AM
goodcents$25.00$25.007/10/2010 12:08:06 PM
AdmiralKirk$25.00$25.007/10/2010 1:10:57 PM
credit-missile$25.00$25.007/9/2010 10:44:21 PM
Bob450$32.00$32.007/10/2010 2:04:58 PM
gluon$25.00$25.007/10/2010 2:32:14 PM
silver-parsec$25.00$25.007/10/2010 3:47:25 PM
Loanstou$46.49$46.497/10/2010 6:49:29 PM
skillful-asset5$45.00$45.007/10/2010 5:12:32 AM
mmeyer_jr$29.97$29.977/10/2010 8:59:17 PM
genuine-integrity0$30.00$30.007/10/2010 9:25:55 AM
GeorgiaBoy2008$50.00$50.007/10/2010 10:27:19 AM
gold-cluster$100.00$100.007/10/2010 11:08:11 AM
Jerrys1951$25.00$25.007/11/2010 8:18:05 AM
Blessed1958$25.00$25.007/11/2010 2:06:22 PM
a2190b$25.00$25.007/11/2010 4:32:27 PM
exchange-cowbell5$25.00$25.007/11/2010 7:27:00 PM
heerzaquestion$25.00$25.007/11/2010 8:16:19 PM
KLcapital$25.00$25.007/11/2010 9:03:21 PM
zxsport30$25.00$25.007/11/2010 9:46:24 PM
lender12345$25.00$25.007/11/2010 11:02:19 AM
kevlar$25.00$25.007/11/2010 10:51:28 PM
usedtoborrow$25.00$25.007/6/2010 4:57:44 PM
reflective-rupee$25.00$25.007/6/2010 5:00:10 PM
zone6$200.00$200.007/6/2010 11:18:24 PM
nilonc1$48.30$48.307/6/2010 10:24:02 PM
realtormoises$25.00$25.007/7/2010 5:47:01 AM
Amber_Stone$100.00$100.007/7/2010 9:31:58 AM
reflective-rupee$100.00$100.007/7/2010 10:05:27 AM
well-mannered-income3$175.00$175.007/7/2010 12:18:50 PM
knark$25.00$25.007/7/2010 2:30:45 PM
new-smart-fund$50.00$50.007/7/2010 12:22:22 PM
bull_lender$36.00$36.007/8/2010 7:13:06 AM
BrighterSuns$25.00$25.007/8/2010 8:13:32 AM
restless-dime$26.06$26.067/8/2010 11:54:27 AM
nunnie$25.00$25.007/8/2010 7:20:35 PM
Cpay2Me$35.00$35.007/8/2010 8:13:17 PM
usedtoborrow$50.00$50.007/8/2010 9:55:56 PM
p2ploan-sensation211$25.00$25.007/8/2010 8:11:52 PM
lucrative-loan$50.00$50.007/8/2010 5:11:44 PM
enthusiastic-balance5$1,000.00$1,000.007/9/2010 8:23:40 AM
american-investor$46.51$46.517/9/2010 4:05:07 AM
heerzaquestion$25.00$14.257/9/2010 6:28:23 AM
sweetlan$25.00$25.007/9/2010 10:39:44 AM
credit-coach118$30.00$30.007/9/2010 2:45:07 PM
reflective-rupee$25.00$25.007/9/2010 4:08:40 PM
reflective-rupee$25.00$25.007/9/2010 4:09:15 PM
return-grizzly$100.00$100.007/9/2010 3:43:18 PM
ore-dojo$50.00$50.007/9/2010 4:03:29 PM
mrxtravis$75.00$75.007/9/2010 5:14:05 PM
credit-missile$25.00$25.007/9/2010 10:45:20 PM
credit-missile$25.00$25.007/9/2010 10:44:59 PM
jbloans$25.00$25.007/10/2010 7:05:58 AM
peso-aggregator$58.24$58.247/10/2010 8:50:17 AM
well-mannered-income3$50.00$50.007/10/2010 9:51:17 AM
neorunner$25.00$25.007/10/2010 2:11:42 PM
Terrah75$32.63$32.637/10/2010 4:36:45 PM
WonByOne$50.00$50.007/10/2010 3:03:44 AM
mutual-benefit$25.00$25.007/10/2010 5:40:24 AM
penny-sergeant$25.00$25.007/10/2010 9:18:39 AM
visionary-deal3$100.00$100.007/11/2010 8:48:01 AM
Gregger$25.00$25.007/11/2010 1:32:11 PM
loss-of-control$50.00$50.007/11/2010 2:28:09 PM
autumn_leaves$25.00$25.007/11/2010 6:26:18 PM
RainMakers$25.00$25.007/11/2010 6:32:48 PM
MilitaryAV8R$25.00$25.007/11/2010 3:38:23 AM
order-bee1$400.00$400.007/11/2010 4:04:29 PM
PalmerTheEmbalmer$25.00$25.007/11/2010 5:28:58 PM
reflective-rupee$100.00$100.007/11/2010 5:51:52 PM
106 bids
 
Borrower Payment Dependent Notes Series 465008
This series of Notes was issued and sold upon the funding of the borrower loan #43433, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Jul-06-2010 
  Auction end date:  Jul-06-2010 
 
Starting lender yield: 18.90% Starting borrower rate/APR: 19.90% / 22.14% Starting monthly payment: $111.34
Final lender yield: 18.90% Final borrower rate/APR: 19.90% / 22.14% Final monthly payment: $111.34
 
Auction yield range: 7.98% - 18.90% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 11.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-1987 Debt/Income ratio: 15%
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 13 / 11Length of status:2y 9m
Credit score: 660-679 (Jul-2010) Total credit lines: 31 Occupation: Other
Now delinquent: 0 Revolving credit balance: $30,528Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 94%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: reward-gatherer Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding in 4 weeks
Purpose of loan:
This loan will be used to finish paying for my wedding and honeymoon. I am working an additional job till 4AM almost every morning to pay for this wedding. I am doing it on my own but falling a little short.

My financial situation:
I am a good candidate for this loan because I always pay for my bills on time and very trustworthy.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
bid-czar8$100.00$100.007/6/2010 4:19:56 PM
brightest-breathtaking-finance$100.00$100.007/6/2010 4:21:36 PM
SCTrojangirl$25.00$25.007/6/2010 4:19:45 PM
Havana21$25.00$25.007/6/2010 4:25:59 PM
qtmspin$25.00$25.007/6/2010 4:23:04 PM
Slend49$25.00$25.007/6/2010 4:23:30 PM
brightest-affluence-motivator$100.00$100.007/6/2010 4:29:28 PM
tech310$50.00$50.007/6/2010 4:22:48 PM
bchen78875$25.00$25.007/6/2010 4:25:20 PM
income-fortress$25.00$25.007/6/2010 4:31:30 PM
overflowinglife$25.00$25.007/6/2010 4:35:16 PM
Supernick$50.00$50.007/6/2010 4:26:54 PM
gracej$25.00$25.007/6/2010 4:39:34 PM
green-radiant-durability$50.00$50.007/6/2010 4:43:55 PM
bold-durability-drum$50.00$50.007/6/2010 4:40:19 PM
jpollar$50.00$50.007/6/2010 5:03:01 PM
orderly-loot$25.00$25.007/6/2010 4:56:22 PM
Winsten$50.00$50.007/6/2010 5:07:59 PM
orgy63$25.00$25.007/6/2010 5:06:06 PM
Thylow$25.00$25.007/6/2010 5:04:27 PM
metro457$25.00$25.007/6/2010 5:17:52 PM
Avala$50.00$50.007/6/2010 5:07:24 PM
american6$25.00$25.007/6/2010 5:07:33 PM
orange-preeminant-bill$25.00$25.007/6/2010 6:48:17 PM
Frenchynh$25.00$25.007/6/2010 8:36:30 PM
p2p-harmony$50.00$50.007/6/2010 6:50:04 PM
Imaginos1892$25.00$25.007/6/2010 8:51:41 PM
1800porsche$25.00$25.007/6/2010 4:20:07 PM
GElender$50.00$50.007/6/2010 4:24:50 PM
ray1051$25.00$25.007/6/2010 4:23:12 PM
Easystreet$25.00$25.007/6/2010 4:20:56 PM
treasure-bliss$100.00$100.007/6/2010 4:21:05 PM
SimpleChoice$25.00$25.007/6/2010 4:21:19 PM
ddog0224$25.00$25.007/6/2010 4:26:16 PM
riproaringrapids$25.00$25.007/6/2010 4:21:52 PM
nickel-ferret$25.00$25.007/6/2010 4:26:43 PM
SNH$75.00$75.007/6/2010 4:22:34 PM
hrubinst$25.00$25.007/6/2010 4:27:36 PM
thestartuplender$35.00$35.007/6/2010 4:24:28 PM
ichibon$75.00$75.007/6/2010 4:27:55 PM
kind-unassuming-fund$25.00$25.007/6/2010 4:29:09 PM
rescue$250.00$250.007/6/2010 4:38:19 PM
syounker$25.00$25.007/6/2010 4:38:56 PM
bountiful-durability$100.00$100.007/6/2010 4:57:30 PM
Comoparklender$30.00$30.007/6/2010 4:57:42 PM
Artist_Blue$25.00$25.007/6/2010 4:56:58 PM
treasure-hunter270$25.00$25.007/6/2010 5:07:38 PM
simplelender80$100.00$100.007/6/2010 5:07:40 PM
personal-lender$25.00$25.007/6/2010 5:07:41 PM
dickfore$25.00$25.007/6/2010 5:08:08 PM
serpentine$50.00$50.007/6/2010 5:19:26 PM
studious-bonus7$50.00$50.007/6/2010 5:07:09 PM
reflective-rupee$600.00$510.007/6/2010 8:44:06 PM
wwwUniversal$25.00$25.007/6/2010 8:46:32 PM
Alpha-AssistU$50.00$50.007/6/2010 7:52:45 PM
Bank_Of_XL$50.00$50.007/6/2010 8:34:57 PM
56 bids
 
Borrower Payment Dependent Notes Series 465250
This series of Notes was issued and sold upon the funding of the borrower loan #43436, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.7% Auction start date:  Jul-06-2010 
  Auction end date:  Jul-13-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $90.47
Final lender yield: 27.00% Final borrower rate/APR: 28.00% / 30.35% Final monthly payment: $82.73
 
Auction yield range: 13.98% - 34.00% Estimated loss impact: 15.93%  
Lender servicing fee: 1.00% Estimated return: 11.07%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-2004 Debt/Income ratio: 38%
Basic (1-10): 6 Inquiries last 6m: 4Employment status:Part-time employee
Enhanced (1-5):2 Current / open credit lines: 16 / 15Length of status:1y 0m
Credit score: 620-639 (Jul-2010) Total credit lines: 19 Occupation: Postal Service
Now delinquent: 0 Revolving credit balance: $3,963Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 62%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: rangersquire Borrower's state: Utah Borrower's group: Business Owners Cooperative
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 16 ( 94% ) 620-639 (Latest)
Principal borrowed: $2,500.00< 31 days late: 1 ( 6% )  
580-599 (Jul-2006)
 
Principal balance: $0.02 31+ days late: 0 ( 0% )
Total payments billed: 17  
Description
Graduate School Expenses
Purpose of loan:
This loan will be used to pay for graduate school expenses. I begin a Master's of Accountancy program at the end of August. I will be receiving student loans adequate for tuition and ongoing expenses, but I will have moving expenses before then, as well as a requisite upgrade for my computer and will need first and last for an apartment.

My financial situation:
I am a good candidate for this loan because I have been careful to improve my credit rating and will not allow any credit line to go into default. You can see my credit rating has improved by more than 40 points since my last Prosper loan, even though the business that loan was for failed. Most of my current outstanding credit lines are student loans from my undergraduate program. They are currently in forbearance and will go into deferral as soon as my graduate program starts at the end of August.

Monthly net income: $ Currently $2000, but will reduce when I start my Graduate program. I will be actively seeking new work in my new city if I do not receive a fellowship. I will know about my fellowship in early August, but have already started actively seeking employment in my new city.

Monthly expenses: $ About $1200.
??Housing: $ 100 now, subject to change when I move. Probably about $400.
??Insurance: $ 91
??Car expenses: $ 500 - but planning to sell my car to limit expenses.
??Utilities: $ Included in rent
??Phone, cable, internet: $ 60
??Food, entertainment: $ 125
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 200
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
AlexTrep$25.00$6.087/6/2010 4:31:18 PM
wlm3012$25.00$25.007/8/2010 1:49:01 PM
srthsvghdthtr$25.00$25.007/8/2010 10:01:20 PM
1stBankAndHal$25.00$25.007/9/2010 7:31:49 AM
WonByOne$25.00$25.007/10/2010 3:05:51 AM
CASSHMAN$50.00$50.007/11/2010 9:29:30 AM
eboomer2611$25.00$25.007/11/2010 3:42:34 PM
Moe87$37.87$37.877/12/2010 4:36:06 AM
chameleon125$50.00$50.007/12/2010 8:18:00 AM
graceful-credit5$50.00$50.007/12/2010 9:32:23 AM
gshx2$36.00$36.007/12/2010 9:17:55 AM
EngineersAlliance$25.00$25.007/12/2010 12:32:29 PM
marinbb$50.00$50.007/12/2010 5:53:11 PM
quest0$59.71$59.717/12/2010 6:13:02 PM
DackoDenk$25.00$25.007/12/2010 5:37:50 PM
transaction-circuit$25.00$25.007/13/2010 2:40:55 AM
Feyenoord$34.75$34.757/12/2010 8:09:34 PM
Free-the-usa-1776$27.50$27.507/12/2010 9:57:08 PM
JGuide$56.01$56.017/12/2010 10:22:52 PM
JGuide$26.08$26.087/12/2010 10:43:35 PM
Leshan$50.00$50.007/13/2010 7:24:58 AM
kindness-venture1$25.00$25.007/13/2010 3:40:33 AM
debt-legend$25.00$25.007/13/2010 10:00:30 AM
grampy48$50.00$50.007/13/2010 9:14:04 AM
hillerod$25.00$25.007/13/2010 9:23:52 AM
aafg69$25.00$25.007/13/2010 10:41:21 AM
market-pudding$25.00$25.007/13/2010 7:31:34 AM
order-bee1$250.00$250.007/6/2010 6:14:21 PM
realtormoises$25.00$25.007/7/2010 5:47:30 AM
1stBankAndHal$25.00$25.007/7/2010 7:33:35 AM
durable-economy2$50.00$50.007/7/2010 4:07:42 PM
mommaroeroe$40.00$40.007/8/2010 5:37:28 PM
icanhasloanz$25.00$25.007/9/2010 4:49:34 AM
Gandalf0001$25.00$25.007/9/2010 4:49:59 PM
MStackIV$50.00$50.007/10/2010 2:26:17 AM
lendstats_com$100.00$100.007/9/2010 6:26:12 PM
five-star-note$60.00$60.007/10/2010 9:32:42 AM
income-rocker2$25.00$25.007/10/2010 11:57:16 AM
mmccrensky$50.00$50.007/10/2010 6:15:35 AM
rockhound84$25.00$25.007/12/2010 4:31:26 AM
loanman2007$50.00$50.007/12/2010 6:53:04 AM
us957165$25.00$25.007/11/2010 5:13:14 PM
1BizLady$25.00$25.007/11/2010 7:14:10 PM
bull_lender$36.00$36.007/12/2010 12:27:32 PM
marinbb$50.00$50.007/12/2010 5:52:56 PM
eriqnoodle$25.00$25.007/12/2010 5:43:44 PM
MattProsper$30.00$30.007/12/2010 8:04:15 PM
Kash2010lu$25.00$25.007/13/2010 6:21:47 AM
peso-aggregator$25.00$25.007/13/2010 10:09:30 AM
martymaniaman$25.00$25.007/13/2010 10:05:25 AM
red-favorable-basis$25.00$25.007/13/2010 6:57:30 AM
51 bids