Sales Report:Supplement No. 229 dated Jul 01, 2010 to Prospectus dated Jul 13, 2009
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 454415
This series of Notes was issued and sold upon the funding of the borrower loan #43330, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Jun-28-2010 
  Auction end date:  Jun-28-2010 
 
Starting lender yield: 18.90% Starting borrower rate/APR: 19.90% / 23.68% Starting monthly payment: $37.11
Final lender yield: 18.90% Final borrower rate/APR: 19.90% / 23.68% Final monthly payment: $37.11
 
Auction yield range: 7.98% - 18.90% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 11.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jan-2001 Debt/Income ratio: 9%
Basic (1-10): 9 Inquiries last 6m: 2Employment status:Retired
Enhanced (1-5):4 Current / open credit lines: 14 / 5Length of status:5y 6m
Credit score: 680-699 (Jun-2010) Total credit lines: 43Stated income:$25,000-$49,999
Now delinquent: 0 Revolving credit balance: $986 
Amount delinquent: $0 Bankcard utilization: 38%  
Public records last 12m / 10y: 0/ 1 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: loansolutions4u Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 20 ( 100% ) 680-699 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
660-679 (Jun-2008)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 20  
Description
Home Improvement
Purpose of loan:
This loan will be used to?
Improve Home
My financial situation:
I am a good candidate for this loan because?
I paid the last loan off on time.
Monthly net income: $

Monthly expenses: $
??Housing: $? Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
loyalist1$100.00$100.006/28/2010 4:45:37 PM
Easystreet$25.00$25.006/28/2010 4:54:24 PM
reflective-rupee$975.00$800.006/28/2010 4:40:33 PM
reflective-rupee$25.00$25.006/28/2010 4:39:29 PM
income-fortress$25.00$25.006/28/2010 4:49:47 PM
bluebouyz$25.00$25.006/28/2010 5:02:44 PM
6 bids
 
Borrower Payment Dependent Notes Series 461905
This series of Notes was issued and sold upon the funding of the borrower loan #43333, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.0% Auction start date:  Jun-09-2010 
  Auction end date:  Jun-09-2010 
 
Starting lender yield: 21.55% Starting borrower rate/APR: 22.55% / 24.82% Starting monthly payment: $76.95
Final lender yield: 21.55% Final borrower rate/APR: 22.55% / 24.82% Final monthly payment: $76.95
 
Auction yield range: 7.98% - 21.55% Estimated loss impact: 8.51%  
Lender servicing fee: 1.00% Estimated return: 13.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1972 Debt/Income ratio: 19%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 12 / 10Length of status:18y 2m
Credit score: 700-719 (May-2010) Total credit lines: 21 Occupation: Sales - Retail
Now delinquent: 0 Revolving credit balance: $5,723Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 5    
Screen name: natalieb44 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 33 ( 94% ) 700-719 (Latest)
Principal borrowed: $2,550.00< 31 days late: 2 ( 6% )  
680-699 (Aug-2008)
720-739 (Jan-2007)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Investment in Daughter's Business
Purpose of loan:
This loan will be used to take my daughter's business to the next level and continue it's already successful progress and growth. Her business is a handbag line that has gained popularity and needs additional funding for production of inventory.

My financial situation:
I am a good candidate for this loan because I am very responsible and timely with my payments.

Monthly net income: $3,000

Monthly expenses: $500
??Housing: $0
??Insurance: $0
??Car expenses: $0
??Utilities: $0
??Phone, cable, internet: $0
??Food, entertainment: $0
??Clothing, household expenses $0
??Credit cards and other loans: $500
??Other expenses: $0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Approved$25.00$25.006/9/2010 4:11:34 PM
the-silver-blaster$40.00$40.006/9/2010 4:13:43 PM
Avala$50.00$50.006/9/2010 4:18:29 PM
Phantom99$25.00$25.006/9/2010 4:18:41 PM
balanced-bill7$100.00$100.006/9/2010 4:20:25 PM
treasure-hunter270$25.00$25.006/9/2010 4:20:33 PM
green-thoughtful-yield$50.00$50.006/9/2010 4:20:57 PM
enthusiastic-balance5$100.00$100.006/9/2010 4:24:49 PM
new-return-faire$50.00$50.006/9/2010 4:39:58 PM
penny-chooser$50.00$50.006/9/2010 4:45:47 PM
reflective-rupee$25.00$25.006/9/2010 4:46:55 PM
worth-arch$25.00$25.006/9/2010 4:18:07 PM
Artist_Blue$25.00$25.006/9/2010 4:12:32 PM
shrewd-deal$25.00$25.006/9/2010 4:20:48 PM
loyalist1$100.00$100.006/9/2010 4:13:41 PM
cash-spark3$25.00$25.006/9/2010 4:22:17 PM
personal-lender$25.00$25.006/9/2010 4:23:22 PM
robot777$40.00$40.006/9/2010 4:17:41 PM
Ven58$25.00$25.006/9/2010 4:25:10 PM
kindness-percolator5$25.00$25.006/9/2010 5:23:41 PM
ddog0224$25.00$25.006/9/2010 4:18:52 PM
american6$25.00$25.006/9/2010 4:19:09 PM
wise-spiritual-commitment$26.08$26.086/9/2010 6:06:12 PM
transaction-circuit$25.00$25.006/9/2010 4:22:05 PM
FinDoc$25.00$25.006/9/2010 7:25:30 PM
SunriseTrader1$25.00$25.006/9/2010 7:46:24 PM
rescue$50.00$50.006/9/2010 4:23:49 PM
blackstar$25.00$25.006/9/2010 4:24:59 PM
portfolio-turbine$50.00$50.006/9/2010 6:14:32 PM
top-historic-peso$25.00$25.006/9/2010 6:54:48 PM
stollcm$25.00$5.986/9/2010 8:39:45 PM
trustworthy-fairness$50.00$50.006/9/2010 7:30:31 PM
beachliving29$32.11$32.116/9/2010 8:11:14 PM
1traveler$25.00$25.006/9/2010 8:46:18 PM
hrubinst$25.00$25.006/9/2010 4:18:22 PM
simplelender80$100.00$100.006/9/2010 4:20:40 PM
pavelz$50.00$50.006/9/2010 4:21:24 PM
greenback-museum$25.00$25.006/9/2010 4:23:03 PM
orgy63$25.00$25.006/9/2010 4:13:54 PM
tnjohnso$25.00$25.006/9/2010 4:40:08 PM
thoughtful-capital1$25.00$25.006/9/2010 4:45:03 PM
Ripsaw4U$25.00$25.006/9/2010 4:45:50 PM
ichibon$75.00$75.006/9/2010 4:24:05 PM
studious-bonus7$50.00$50.006/9/2010 4:17:58 PM
gulch$30.00$30.006/9/2010 6:09:43 PM
HayrideRanch$25.00$25.006/9/2010 4:45:40 PM
visionary-community$25.00$25.006/9/2010 6:54:54 PM
aasx1108$25.00$25.006/9/2010 7:09:40 PM
DcUnited$25.83$25.836/9/2010 5:25:00 PM
the-money-gargantuan$25.00$25.006/9/2010 6:34:37 PM
bid-treaty$50.00$50.006/9/2010 8:03:41 PM
jdrez$25.00$25.006/9/2010 6:34:58 PM
economy-producer$25.00$25.006/9/2010 6:54:53 PM
twjh$25.00$25.006/9/2010 8:04:40 PM
wwwUniversal$25.00$25.006/9/2010 8:04:43 PM
55 bids
 
Borrower Payment Dependent Notes Series 463677
This series of Notes was issued and sold upon the funding of the borrower loan #43245, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jun-21-2010 
  Auction end date:  Jun-23-2010 
 
Starting lender yield: 8.20% Starting borrower rate/APR: 9.20% / 11.30% Starting monthly payment: $127.57
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $127.57
 
Auction yield range: 3.98% - 8.20% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-1991 Debt/Income ratio: 11%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 11 / 7Length of status:3y 2m
Credit score: 780-799 (Jun-2010) Total credit lines: 30 Occupation: Other
Now delinquent: 1 Revolving credit balance: $3,386Stated income:$25,000-$49,999
Amount delinquent: $49 Bankcard utilization: 15%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: blue-liberty-genome Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit card
Purpose of loan:
This loan will be used to...debt consolidation and high interset credit cards.

My financial situation:
I am a good candidate for this loan because?I always pay my bills.

Monthly net income: $ 2200

Monthly expenses: $
??Housing: $ 1200
??Insurance: $
??Car expenses: $
??Utilities: $ 200
??Phone, cable, internet: $ 120
??Food, entertainment: $ 300
??Clothing, household expenses $
??Credit cards and other loans: $?200
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Will you explain the now delinquent account? Many people who used to be able to pay all bills on time are falling on harder financial times, even if temporary. - Socorro_Capital_Partners
A: I'm paying on time, but the minimum payment and hight interest is killing me. (Jun-23-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
klinebarger$25.00$25.006/21/2010 3:59:39 PM
inspired-contract9$50.00$50.006/21/2010 4:01:54 PM
riproaringrapids$25.00$25.006/21/2010 4:03:26 PM
FlexFunding$100.00$100.006/21/2010 4:06:10 PM
zen1cent$25.00$25.006/21/2010 4:08:05 PM
ray1051$50.00$50.006/21/2010 4:09:02 PM
steady-bazaar$28.44$28.446/21/2010 4:09:33 PM
kegs$100.00$100.006/21/2010 4:09:47 PM
balanced-bill7$100.00$100.006/21/2010 4:11:36 PM
trustu$25.00$25.006/21/2010 4:12:39 PM
toblerone$25.72$25.726/21/2010 4:13:19 PM
Fuzkaska__F_u_n_d_s$25.00$25.006/21/2010 4:13:51 PM
value-pouch$50.00$50.006/21/2010 4:14:02 PM
personal-lender$25.00$25.006/21/2010 4:00:35 PM
pavelz$100.00$100.006/21/2010 4:00:13 PM
Syndication$25.00$25.006/21/2010 4:01:22 PM
red-trade-cologne$25.00$25.006/21/2010 4:01:39 PM
godspeed237$25.00$25.006/21/2010 4:02:20 PM
delicious-social132$25.00$25.006/21/2010 4:02:57 PM
bountiful-durability$50.00$50.006/21/2010 4:04:43 PM
aue513$25.00$25.006/21/2010 4:04:17 PM
moltopaolo$50.00$50.006/21/2010 4:09:33 PM
truth-image$50.00$50.006/21/2010 4:09:50 PM
figs4u2$80.00$80.006/21/2010 4:09:59 PM
grc$50.00$50.006/21/2010 4:11:22 PM
gauss02$25.00$25.006/21/2010 4:11:48 PM
syounker$25.00$25.006/21/2010 4:12:48 PM
MONEYLENDER101$100.00$100.006/21/2010 4:14:23 PM
tlam168$50.00$50.006/21/2010 4:14:53 PM
tekkie2412$25.00$25.006/21/2010 4:15:51 PM
1phantom$50.00$50.006/21/2010 4:17:06 PM
Adabi$25.00$25.006/21/2010 4:16:58 PM
wwwUniversal$25.00$25.006/21/2010 4:19:45 PM
uncleubb$25.00$25.006/21/2010 9:48:25 PM
all_of_that_one$25.00$25.006/22/2010 6:16:14 PM
power-defender7$40.00$40.006/21/2010 3:59:50 PM
Ranch88$50.00$50.006/21/2010 4:02:37 PM
relentless-penny$25.00$25.006/21/2010 4:05:17 PM
point-zebra$25.00$25.006/21/2010 4:06:12 PM
hookUup$25.00$25.006/21/2010 4:08:11 PM
wise-spiritual-commitment$50.00$50.006/21/2010 4:09:23 PM
NJournalist$25.00$25.006/21/2010 4:09:30 PM
Toby1montana$49.78$49.786/21/2010 4:09:32 PM
1fortheroad$25.00$25.006/21/2010 4:09:35 PM
iolaire$25.00$25.006/21/2010 4:09:53 PM
impressive-credit431$200.00$200.006/21/2010 4:10:02 PM
Tai$25.00$25.006/21/2010 4:11:57 PM
Havana21$25.00$25.006/21/2010 3:58:59 PM
oskizzle$25.00$25.006/21/2010 3:59:31 PM
tender-integrity3$50.00$50.006/21/2010 4:14:13 PM
rosie777$30.00$30.006/21/2010 4:14:55 PM
fair-funds$25.00$25.006/21/2010 4:00:39 PM
BOZO88$25.00$25.006/21/2010 4:15:12 PM
Tc11902$25.00$25.006/21/2010 4:00:51 PM
AWTT$25.00$25.006/21/2010 4:16:47 PM
Artist_Blue$25.00$25.006/21/2010 4:01:06 PM
rulestein$25.00$25.006/21/2010 4:17:00 PM
loyalist1$100.00$100.006/21/2010 4:17:33 PM
rescue$50.00$37.346/21/2010 4:17:37 PM
capital-mover7$25.00$25.006/21/2010 4:02:26 PM
ichibon$75.00$75.006/21/2010 4:04:00 PM
holstj$25.00$25.006/21/2010 4:04:38 PM
orderly-loot$25.00$25.006/21/2010 4:06:54 PM
yield-seeker$25.00$25.006/21/2010 4:06:24 PM
successful-euro$30.00$30.006/21/2010 4:07:43 PM
UT-Longhorn$25.00$25.006/21/2010 4:08:47 PM
szetowski$25.00$25.006/21/2010 4:09:15 PM
lend_to_you$25.00$25.006/21/2010 4:08:33 PM
simplelender80$100.00$100.006/21/2010 4:09:36 PM
velvetsmog$50.00$50.006/21/2010 4:09:13 PM
Bank42$50.00$50.006/21/2010 4:09:57 PM
AmericanCredit$25.00$25.006/21/2010 4:10:43 PM
gojackgo$50.00$50.006/21/2010 4:10:49 PM
building-america$25.00$25.006/21/2010 4:09:46 PM
wormdc$25.00$25.006/21/2010 4:09:55 PM
poetic-yield3$50.00$50.006/21/2010 4:10:03 PM
generous-deal6$25.00$25.006/21/2010 4:11:18 PM
koa$50.00$50.006/21/2010 4:11:30 PM
BACKJUDGE$25.00$25.006/21/2010 4:14:18 PM
credit-investor5$100.00$100.006/21/2010 4:12:16 PM
serpentine$50.00$50.006/21/2010 4:14:25 PM
adir1$25.00$25.006/21/2010 4:14:42 PM
teller$60.00$60.006/21/2010 4:12:42 PM
gulch$30.00$30.006/21/2010 4:14:01 PM
life-is-great$25.00$25.006/21/2010 4:16:38 PM
srgriff$25.00$25.006/21/2010 4:17:30 PM
stoopidnoodle$25.00$25.006/21/2010 4:16:02 PM
stollcm$25.00$25.006/21/2010 4:17:08 PM
Little_Tuna_College_Fund$338.72$338.726/21/2010 4:19:43 PM
benefit-trident$25.00$25.006/21/2010 4:51:29 PM
90 bids
 
Borrower Payment Dependent Notes Series 463779
This series of Notes was issued and sold upon the funding of the borrower loan #43324, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.0% Auction start date:  Jun-22-2010 
  Auction end date:  Jun-29-2010 
 
Starting lender yield: 33.15% Starting borrower rate/APR: 34.15% / 36.59% Starting monthly payment: $223.78
Final lender yield: 33.15% Final borrower rate/APR: 34.15% / 36.59% Final monthly payment: $223.78
 
Auction yield range: 13.98% - 33.15% Estimated loss impact: 15.53%  
Lender servicing fee: 1.00% Estimated return: 17.62%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-2005 Debt/Income ratio: Not calculated
Basic (1-10): 6 Inquiries last 6m: 0Employment status:Part-time employee
Enhanced (1-5):5 Current / open credit lines: 5 / 5Length of status:3y 1m
Credit score: 660-679 (Jun-2010) Total credit lines: 13 Occupation: Clerical
Now delinquent: 0 Revolving credit balance: $8,296Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 82%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: mindy94 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Debt Consolidation
Purpose of loan:
This loan will be used to pay off my credit card debt.

My financial situation:
I am a recent graduate of Montclair State University. I graduated Summa Cum Laude with a BA in Spanish. The purpose of this loan is to consolidate and pay off my credit card debt within a shorter period of time. I can easily afford the payment. I have very little overhead due to the fact that I am still living at home and I am now actively looking for a permanent position with more income. My profile says that I have 82% of my credit cards used, but what happened was whenever I paid a big chunk of the balance, they would lower my credit limit to whatever the balance was so I had pretty much no available credit and made my ratio sky high. At first I tried to consolidate all, but now I'm just trying to consolidate most of them to lower my ratio and increase my credit score. I am very dissatisfied with the credit card companies and currently not and will not use them in the future.

Monthly net income: $900.00

Monthly expenses: $
??Housing: $0.00
??Insurance: $120.00
??Car expenses: $100.00
??Utilities: $0.00
??Phone, cable, internet: $0.00
??Food, entertainment: $50.00
??Clothing, household expenses $0.00
??Credit cards and other loans: $500.00
??Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Whipster$25.00$25.006/29/2010 5:25:18 AM
simplelender80$50.00$50.006/22/2010 9:56:32 AM
relentless-penny$25.00$25.006/22/2010 9:57:58 AM
burrito6$25.00$25.006/22/2010 9:58:43 AM
head$25.00$25.006/22/2010 10:01:41 AM
loot-heart$50.00$50.006/22/2010 10:02:59 AM
orderly-leverage$30.00$30.006/22/2010 10:04:03 AM
successful-euro$30.00$30.006/22/2010 9:56:17 AM
AF-Chief$28.00$28.006/22/2010 9:54:48 AM
bountiful-durability$50.00$50.006/22/2010 9:57:53 AM
FeedTheMachine$100.00$100.006/22/2010 10:02:48 AM
IntrepidInvestment$50.00$50.006/22/2010 9:58:48 AM
visionary-currency$50.00$50.006/22/2010 9:59:02 AM
credit-wheel7$25.00$25.006/22/2010 9:59:14 AM
top-historic-peso$26.00$26.006/22/2010 10:03:56 AM
washboard1$100.00$100.006/22/2010 12:53:37 PM
Comoparklender$25.00$25.006/22/2010 10:06:10 AM
InvestorPartners$25.00$25.006/22/2010 12:53:48 PM
loanscholar$50.00$50.006/22/2010 12:53:46 PM
well-mannered-income3$25.00$25.006/22/2010 6:48:34 PM
DreDub$50.00$50.006/22/2010 4:30:40 PM
Phantom99$25.00$25.006/22/2010 5:51:01 PM
desertoasis$25.00$25.006/22/2010 5:04:37 PM
Ocean713$29.79$29.796/23/2010 8:09:28 AM
coasterman$25.00$25.006/22/2010 6:18:23 PM
ukstevenhawaii$44.42$44.426/23/2010 10:03:45 AM
loan-genie88$25.00$25.006/23/2010 10:06:12 AM
shrewd-deal$25.00$25.006/23/2010 10:06:43 AM
responsive-rate884$25.00$25.006/23/2010 10:06:50 AM
market-walnut5$50.00$50.006/23/2010 10:07:05 AM
MoneyLender72$50.00$50.006/23/2010 10:07:15 AM
MrMoney0622$25.00$25.006/23/2010 10:17:53 AM
teller$25.00$25.006/23/2010 2:09:53 AM
drg6289$25.00$25.006/23/2010 10:23:54 AM
whynormal$25.00$25.006/23/2010 10:25:48 AM
bchang2001$34.32$34.326/22/2010 10:49:28 PM
archeanchaos$25.00$25.006/23/2010 10:33:21 AM
momoney2lend$25.00$25.006/23/2010 10:34:33 AM
Artist_Blue$25.00$25.006/23/2010 9:41:35 AM
commerce-handshake$25.00$25.006/23/2010 10:03:47 AM
skunkor2$36.28$36.286/23/2010 10:01:45 AM
riproaringrapids$25.00$25.006/23/2010 10:06:17 AM
purdue98$25.00$25.006/23/2010 10:03:55 AM
time4aloan$30.00$30.006/23/2010 10:05:22 AM
yield-seeker$25.00$25.006/23/2010 10:05:28 AM
bryantsh$25.00$25.006/23/2010 10:05:32 AM
LessAllan$25.00$25.006/23/2010 10:06:38 AM
kindness-percolator5$25.00$25.006/23/2010 10:06:46 AM
orderly-loot$25.00$25.006/23/2010 10:07:39 AM
jonn834$25.00$25.006/23/2010 10:18:39 AM
Gibbyland$41.87$24.876/23/2010 10:38:38 AM
money-fort$25.00$25.006/23/2010 11:20:45 PM
wlm3012$25.00$25.006/23/2010 5:52:55 PM
DHolly$25.00$25.006/25/2010 5:34:47 AM
cashhelp$25.00$25.006/25/2010 6:04:40 AM
reflective-rupee$25.00$25.006/26/2010 1:49:34 PM
back-scratchers$25.00$25.006/27/2010 11:27:29 PM
ethicalhumanist$25.00$25.006/28/2010 3:53:35 PM
DasMula$25.00$25.006/28/2010 8:28:31 PM
green-rapid-openness$50.00$50.006/28/2010 9:53:07 PM
inspiring-reward$250.00$250.006/29/2010 6:37:44 AM
Bobusa$25.00$25.006/29/2010 8:11:29 AM
drtxmac$32.34$32.346/29/2010 9:00:12 AM
goodhearted-basis4$25.00$25.006/29/2010 9:48:27 AM
qwsd12$40.00$40.006/22/2010 10:03:49 AM
personal-lender$25.00$25.006/22/2010 10:04:13 AM
tech310$50.00$50.006/22/2010 10:05:35 AM
Havana21$25.00$25.006/22/2010 9:56:48 AM
bid-czar8$100.00$100.006/22/2010 9:57:03 AM
MADAOO7$50.00$50.006/22/2010 9:56:37 AM
greenwell$25.00$25.006/22/2010 9:57:30 AM
cash-spark3$50.00$50.006/22/2010 10:03:44 AM
SNH$50.00$50.006/22/2010 10:03:54 AM
1phantom$25.00$25.006/22/2010 12:53:52 PM
BooFoo22$25.00$25.006/22/2010 10:14:46 AM
jeromeyuan$25.00$25.006/22/2010 12:53:10 PM
ZTA0796$25.00$25.006/22/2010 12:53:45 PM
steamboatgal$25.00$25.006/22/2010 12:53:49 PM
S-Master$25.00$25.006/22/2010 12:53:28 PM
brother_tam$49.91$49.916/22/2010 12:53:39 PM
zorg77$25.00$25.006/22/2010 12:53:47 PM
realtormoises$25.00$25.006/22/2010 4:38:26 PM
ommcd$25.00$25.006/22/2010 3:40:49 PM
reflective-rupee$25.00$25.006/22/2010 4:38:13 PM
mamasbeachhouse$50.00$50.006/22/2010 5:26:17 PM
rupee-artisan$25.00$25.006/23/2010 8:04:46 AM
dedicated-diversification5$35.09$35.096/23/2010 10:03:59 AM
Share_The_Wealth$27.42$27.426/23/2010 10:06:36 AM
jrbill1998$50.00$50.006/23/2010 10:06:45 AM
orange-preeminant-bill$76.00$76.006/23/2010 10:06:54 AM
currency-oak$25.00$25.006/23/2010 10:07:10 AM
dreemin$50.00$50.006/22/2010 11:50:52 PM
payment-gusto$25.00$25.006/22/2010 9:49:30 PM
famous-bill$25.70$25.706/23/2010 7:35:46 AM
Pman$25.00$25.006/23/2010 8:31:21 AM
MAYBROOK$30.00$30.006/23/2010 10:00:20 AM
seisen$63.96$63.966/23/2010 10:03:50 AM
UT-Longhorn$25.00$25.006/23/2010 10:05:27 AM
openness-prospector$25.00$25.006/23/2010 10:06:15 AM
JGB$26.97$26.976/23/2010 10:06:24 AM
Rattlehead$25.00$25.006/23/2010 10:06:52 AM
Helenska11$25.00$25.006/23/2010 10:07:01 AM
kindness-hickory5$25.00$25.006/23/2010 10:05:25 AM
green-thoughtful-yield$43.93$43.936/23/2010 10:08:01 AM
uncleegg$50.00$50.006/23/2010 10:05:30 AM
life-is-great$25.00$25.006/23/2010 10:05:34 AM
sharp-money3$25.00$25.006/23/2010 10:06:41 AM
stock106$30.00$30.006/23/2010 10:06:47 AM
DadWarbucks$25.00$25.006/23/2010 10:07:37 AM
DeutscheBank$25.00$25.006/23/2010 10:08:04 AM
LuvToLend$25.00$25.006/23/2010 10:19:27 AM
traice$25.00$25.006/23/2010 10:33:09 AM
rockhound84$25.00$25.006/24/2010 7:07:40 AM
unger$50.00$50.006/24/2010 7:13:16 AM
interstellar$50.00$50.006/24/2010 9:35:13 PM
SFBank$200.00$200.006/25/2010 4:12:31 PM
AtlantistoXanadu$75.00$75.006/25/2010 4:23:32 PM
reflective-rupee$25.00$25.006/26/2010 1:49:22 PM
mammalian4$50.00$50.006/26/2010 12:23:13 PM
reflective-rupee$25.00$25.006/26/2010 1:49:46 PM
AlexTrep$25.00$25.006/27/2010 1:20:20 PM
AM2008$25.00$25.006/27/2010 7:11:11 AM
druidpoet$25.00$25.006/28/2010 4:21:43 PM
vivacious-p2p3$25.00$25.006/28/2010 5:49:47 PM
Core-Marketing$50.00$50.006/28/2010 5:53:40 PM
Amber_Stone$25.00$25.006/28/2010 9:35:18 PM
Bob450$30.00$30.006/28/2010 9:24:41 PM
kendigme$25.00$25.006/29/2010 3:37:33 AM
MrPie$25.00$25.006/29/2010 8:00:10 AM
order-bee1$300.00$300.006/29/2010 9:48:50 AM
130 bids
 
Borrower Payment Dependent Notes Series 464493
This series of Notes was issued and sold upon the funding of the borrower loan #43318, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,600.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jun-29-2010 
  Auction end date:  Jun-29-2010 
 
Starting lender yield: 8.20% Starting borrower rate/APR: 9.20% / 11.30% Starting monthly payment: $146.71
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $146.71
 
Auction yield range: 3.98% - 8.20% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jan-1993 Debt/Income ratio: 21%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 4 / 2Length of status:4y 8m
Credit score: 700-719 (Jun-2010) Total credit lines: 18 Occupation: Other
Now delinquent: 0 Revolving credit balance: $6,157Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 68%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: workalot34 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 28 ( 100% ) 700-719 (Latest)
Principal borrowed: $7,500.00< 31 days late: 0 ( 0% )  
660-679 (Nov-2009)
680-699 (Feb-2008)
640-659 (Sep-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 28  
Description
3rd Prosper loan
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $ 0???(?husband pays)
??Insurance: $ 22.25
??Car expenses: $ 420
??Utilities: $ 100
??Phone, cable, internet: $ 0 (husband pays)
??Food, entertainment: $0 (husband?pays)
??Clothing, household expenses $ 75
??Credit cards and other loans: $ 125
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
stilleto8$50.00$50.006/29/2010 3:56:33 PM
Comoparklender$30.00$30.006/29/2010 3:57:04 PM
american6$50.00$50.006/29/2010 3:57:30 PM
gojackgo$50.00$50.006/29/2010 3:57:59 PM
treasure-hunter270$25.00$25.006/29/2010 3:58:22 PM
Avala$50.00$50.006/29/2010 3:58:39 PM
riproaringrapids$25.00$25.006/29/2010 3:56:50 PM
orgy63$25.00$25.006/29/2010 3:57:19 PM
AmericanCredit$25.00$25.006/29/2010 4:00:28 PM
personal-lender$25.00$25.006/29/2010 3:57:40 PM
the-transaction-stronghold$50.00$50.006/29/2010 3:58:11 PM
treasure-bliss$100.00$100.006/29/2010 4:01:20 PM
Aberdeen$400.00$400.006/29/2010 4:01:30 PM
studious-bonus7$50.00$50.006/29/2010 3:58:35 PM
point-solstice$50.00$50.006/29/2010 4:02:33 PM
harty$60.00$60.006/29/2010 4:02:46 PM
Artist_Blue$25.00$25.006/29/2010 3:56:19 PM
fortytwo$100.00$100.006/29/2010 3:56:30 PM
Ivan2007$25.00$25.006/29/2010 3:59:54 PM
successful-euro$30.00$30.006/29/2010 3:56:53 PM
proper-p2p6$100.00$100.006/29/2010 4:00:09 PM
alpinaut$25.00$25.006/29/2010 4:00:39 PM
Havana21$25.00$25.006/29/2010 3:57:36 PM
liberty-destiny3$25.00$25.006/29/2010 4:00:55 PM
Tc11902$25.00$25.006/29/2010 3:57:50 PM
meux99$25.00$25.006/29/2010 4:01:22 PM
jengachamp$25.00$25.006/29/2010 4:01:28 PM
jangalt$72.00$72.006/29/2010 3:58:08 PM
SimpleChoice$25.00$25.006/29/2010 4:02:11 PM
tntmojave$25.00$25.006/29/2010 3:58:32 PM
intuitive-bill$25.00$25.006/29/2010 4:02:44 PM
ray1051$50.00$50.006/29/2010 3:59:37 PM
reflective-rupee$500.00$428.996/29/2010 4:52:44 PM
finance-negotiator2$25.00$25.006/29/2010 4:00:36 PM
radforj22$50.00$50.006/29/2010 4:00:42 PM
durability-bandit1$50.00$50.006/29/2010 4:01:01 PM
syounker$25.00$25.006/29/2010 4:01:24 PM
antlr$25.00$25.006/29/2010 4:01:38 PM
Cai8899$75.00$75.006/29/2010 4:02:06 PM
logical-loyalty0$25.00$25.006/29/2010 4:10:35 PM
commerce-voyager$25.00$25.006/29/2010 4:11:00 PM
lend_to_you$25.00$25.006/29/2010 4:50:08 PM
Personal-Bond$50.00$50.006/29/2010 4:54:27 PM
orderly-loot$25.00$25.006/29/2010 3:56:45 PM
bountiful-durability$100.00$100.006/29/2010 3:56:57 PM
simplelender80$100.00$100.006/29/2010 3:57:56 PM
mlopez2007$25.00$25.006/29/2010 3:58:25 PM
enthralling-deal180$100.00$100.006/29/2010 3:59:02 PM
ichibon$75.00$75.006/29/2010 3:59:57 PM
1800porsche$25.00$25.006/29/2010 4:00:30 PM
fair-funds$25.00$25.006/29/2010 3:57:45 PM
inspired-contract9$50.00$50.006/29/2010 3:58:58 PM
Panna$25.00$25.006/29/2010 4:02:10 PM
Winsten$50.00$50.006/29/2010 3:59:05 PM
brightest-breathtaking-finance$100.00$100.006/29/2010 4:02:31 PM
money-owner2$250.00$250.006/29/2010 4:02:35 PM
bid-czar8$100.00$100.006/29/2010 3:59:28 PM
affluence-pumpkin0$25.00$25.006/29/2010 4:02:57 PM
dharma1$25.00$25.006/29/2010 3:56:42 PM
SCTrojangirl$25.00$25.006/29/2010 4:00:07 PM
kenji4861$25.00$25.006/29/2010 3:57:01 PM
Lii4me$30.15$30.156/29/2010 4:19:28 PM
meenan$25.00$25.006/29/2010 4:00:34 PM
payout-banker4$25.00$25.006/29/2010 4:44:22 PM
moneyfriend$50.00$50.006/29/2010 4:00:45 PM
flexible-value$28.00$28.006/29/2010 3:57:34 PM
delicious-social132$25.00$25.006/29/2010 3:57:53 PM
lender_100$25.00$25.006/29/2010 4:01:07 PM
clean-loyalty$25.00$25.006/29/2010 4:01:12 PM
credit-investor5$100.00$100.006/29/2010 3:58:03 PM
tekkie2412$25.00$25.006/29/2010 3:58:06 PM
RandyL3$25.00$25.006/29/2010 4:01:36 PM
loot-heart$50.00$50.006/29/2010 3:58:18 PM
loyalist1$35.39$35.396/29/2010 4:02:18 PM
interest-jedi0$50.00$50.006/29/2010 3:58:30 PM
potatoepicker$50.00$50.006/29/2010 3:59:34 PM
lifegrowth$25.00$25.006/29/2010 4:14:22 PM
get30inc$25.00$25.006/29/2010 3:59:49 PM
trustworthy-fairness$50.00$50.006/29/2010 4:00:17 PM
deanches$25.00$25.006/29/2010 4:50:34 PM
orindalender$50.00$50.006/29/2010 4:00:58 PM
orange-preeminant-bill$100.00$100.006/29/2010 4:01:54 PM
HarrisonHome$25.00$25.006/29/2010 4:02:21 PM
SmokeyMirror$50.00$50.006/29/2010 4:02:53 PM
sanych$35.47$35.476/29/2010 4:44:26 PM
85 bids
 
Borrower Payment Dependent Notes Series 464565
This series of Notes was issued and sold upon the funding of the borrower loan #43327, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Jun-29-2010 
  Auction end date:  Jun-29-2010 
 
Starting lender yield: 25.25% Starting borrower rate/APR: 26.25% / 28.57% Starting monthly payment: $80.85
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.57% Final monthly payment: $80.85
 
Auction yield range: 10.98% - 25.25% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Mar-1988 Debt/Income ratio: 40%
Basic (1-10): 7 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 13 / 13Length of status:1y 6m
Credit score: 660-679 (Jun-2010) Total credit lines: 60 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $17,701Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 91%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 13    
Screen name: uniquechild Borrower's state: Maryland Borrower's group: BORROWERS - Free instant Listings - LARGEST GROUP
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 19 ( 53% ) 660-679 (Latest)
Principal borrowed: $17,000.00< 31 days late: 17 ( 47% )  
680-699 (Dec-2007)
740-759 (Feb-2007)
 
Principal balance: $0.05 31+ days late: 0 ( 0% )
Total payments billed: 36  
Description
2nd Prosper Loan/Household Repairs
Purpose of loan:
This loan will be used for household repairs.

My financial situation:
I am a good candidate for this loan because I have successfully paid off a Prosper loan and have established a good relationship and repayment history with Prosper.? Having made several repayments within the given grace period, I never missed a payment.? I got married in 2007 and created new debt.? Currently, my husband and I are on a payment plan?to pay off our combined debt in three (3) years or less to get completely out of debt, replenish our savings, add to investment portfolio and?start a new family.?? Working in the legal field, I have had both lengthy?credit and background checks performed by my current and former employers of law firms?to show that I am a person who is stable, responsible and has integrity.? I value my character as a professional and decent citizen and uphold it with the utmost respect, having dignity and pride.? I am very grateful and appreciative?to Prosper for the opportunity to borrow again and value my relationship and credit worthiness with Prosper.?

Monthly net income: $ 6900.00 (includes part-time income)

Monthly expenses: $ 5662.00
Housing: $? 2103.00
Insurance: $ 382.00
Car expenses: $?789.00??
Utilities: $ 238.00
Phone, cable, Internet: $200.00
Food, entertainment: $ 250.00
Clothing, household expenses $100.00
Credit cards and other loans: $1500.00
Misc: $100.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Comoparklender$25.00$25.006/29/2010 3:56:21 PM
Artist_Blue$25.00$25.006/29/2010 3:56:27 PM
CC911$25.00$25.006/29/2010 3:56:36 PM
MADAOO7$50.00$50.006/29/2010 3:59:10 PM
Rattlehead$25.00$25.006/29/2010 4:00:22 PM
bountiful-durability$50.00$50.006/29/2010 4:01:26 PM
svandgts$25.00$25.006/29/2010 4:02:25 PM
personal-lender$25.00$25.006/29/2010 3:59:27 PM
soulful-truth$1,000.00$1,000.006/29/2010 4:00:16 PM
loyalist1$100.00$100.006/29/2010 3:57:26 PM
treasure-bliss$100.00$100.006/29/2010 4:01:43 PM
life-is-great$25.00$25.006/29/2010 4:02:26 PM
ommcd$25.00$15.006/29/2010 4:02:29 PM
simplelender80$50.00$50.006/29/2010 3:59:09 PM
first-upright-payout$25.00$25.006/29/2010 3:59:44 PM
Pman$25.00$25.006/29/2010 3:59:31 PM
kind-adventurous-finance$30.00$30.006/29/2010 4:00:05 PM
intelligent-yield$25.00$25.006/29/2010 4:01:35 PM
AlexTrep$25.00$25.006/29/2010 3:57:07 PM
thorough-exchange4$25.00$25.006/29/2010 4:00:57 PM
jengachamp$25.00$25.006/29/2010 4:01:27 PM
orange-preeminant-bill$100.00$100.006/29/2010 4:01:48 PM
cash-spark3$50.00$50.006/29/2010 4:02:01 PM
relentless-penny$25.00$25.006/29/2010 4:02:27 PM
orderly-leverage$30.00$30.006/29/2010 4:01:34 PM
FeedTheMachine$50.00$50.006/29/2010 4:02:03 PM
GInBaghdad$25.00$25.006/29/2010 4:02:24 PM
27 bids
 
Borrower Payment Dependent Notes Series 462698
This series of Notes was issued and sold upon the funding of the borrower loan #43321, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jun-16-2010 
  Auction end date:  Jun-23-2010 
 
Starting lender yield: 8.20% Starting borrower rate/APR: 9.20% / 11.30% Starting monthly payment: $95.68
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $95.68
 
Auction yield range: 3.98% - 8.20% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Feb-1992 Debt/Income ratio: 23%
Basic (1-10): 10 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 11 / 10Length of status:13y 0m
Credit score: 720-739 (Jun-2010) Total credit lines: 24 Occupation: Administrative Assi...
Now delinquent: 0 Revolving credit balance: $4,622Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 15%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 10    
Screen name: listing-mammal5 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
consolidating several small account
Purpose of loan:
This loan will be used to pay off several small bills.?

My financial situation:
I am a good candidate for this loan because paying my bills is important to me.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
riproaringrapids$25.00$25.006/16/2010 4:17:34 PM
interest-jedi0$50.00$50.006/16/2010 4:18:57 PM
peb44$50.00$50.006/16/2010 4:23:03 PM
lagnisiruk$25.00$25.006/16/2010 4:23:08 PM
reflective-rupee$1,500.00$292.886/16/2010 4:31:58 PM
Artist_Blue$25.00$25.006/16/2010 4:16:57 PM
Ivan2007$25.00$25.006/16/2010 4:17:32 PM
AmericanCredit$25.00$25.006/16/2010 4:18:10 PM
orgy63$25.00$25.006/16/2010 4:18:19 PM
SNH$50.00$50.006/16/2010 4:18:23 PM
tntmojave$25.00$25.006/16/2010 4:19:08 PM
dharma1$25.00$25.006/16/2010 4:17:44 PM
treasure-hunter270$25.00$25.006/16/2010 4:18:34 PM
alexstar$25.00$25.006/16/2010 4:18:45 PM
meenan$25.00$25.006/16/2010 4:18:52 PM
dontscrewmeover1$25.00$25.006/16/2010 4:19:25 PM
impressive-credit431$200.00$200.006/16/2010 4:24:21 PM
syounker$25.00$25.006/16/2010 4:25:26 PM
fair-funds$25.00$25.006/16/2010 4:25:46 PM
skvat$25.00$25.006/16/2010 4:22:22 PM
wwwUniversal$25.00$25.006/16/2010 4:37:15 PM
JohnSmith10$25.00$25.006/20/2010 2:19:42 PM
s270$47.40$47.406/22/2010 4:01:29 PM
njmlaj726$25.00$25.006/22/2010 8:30:48 PM
zone6$100.00$100.006/22/2010 7:09:50 PM
organic-commerce2$50.00$50.006/22/2010 7:46:15 PM
balance-chestnut$50.00$50.006/22/2010 9:06:12 PM
p_amadeus$114.90$114.906/22/2010 10:13:40 PM
wild-orange$25.00$25.006/23/2010 3:14:24 PM
simiray$25.00$25.006/23/2010 2:34:18 PM
relierma$25.00$25.006/23/2010 3:29:26 PM
paul1$40.00$40.006/23/2010 3:46:27 PM
studious-bonus7$50.00$50.006/16/2010 4:20:08 PM
personal-lender$25.00$25.006/16/2010 4:21:49 PM
alpinaut$25.00$25.006/16/2010 4:22:12 PM
Havana21$25.00$25.006/16/2010 4:22:37 PM
oskizzle$25.00$25.006/16/2010 4:23:14 PM
power-defender7$40.00$40.006/16/2010 4:24:11 PM
pavelz$100.00$100.006/16/2010 4:24:28 PM
Tc11902$25.00$25.006/16/2010 4:26:10 PM
meux99$25.00$25.006/16/2010 4:17:38 PM
loot-heart$50.00$50.006/16/2010 4:17:59 PM
american6$50.00$50.006/16/2010 4:19:02 PM
simplelender80$100.00$100.006/16/2010 4:19:28 PM
Avala$50.00$50.006/16/2010 4:20:48 PM
kenji4861$25.00$25.006/16/2010 4:17:25 PM
flexible-value$28.00$28.006/16/2010 4:19:11 PM
figs4u2$80.00$80.006/16/2010 4:19:19 PM
klinebarger$25.00$25.006/16/2010 4:23:49 PM
serpentine$50.00$50.006/16/2010 4:24:04 PM
hrubinst$25.00$25.006/16/2010 4:20:24 PM
teller$60.00$60.006/16/2010 4:26:05 PM
generous-deal6$25.00$25.006/16/2010 4:22:25 PM
NJournalist$25.00$25.006/16/2010 4:22:29 PM
successful-euro$75.00$75.006/16/2010 4:23:31 PM
aue513$25.00$25.006/16/2010 4:24:00 PM
squarebob$25.00$25.006/18/2010 12:17:15 PM
FLFF$50.00$50.006/19/2010 5:40:30 AM
cloud8$40.00$40.006/19/2010 10:41:06 PM
Cherrypicker$50.00$50.006/21/2010 6:22:14 PM
Lender0307$25.00$25.006/21/2010 10:02:26 PM
ethicalhumanist$25.00$25.006/22/2010 1:50:10 PM
ryan6853$25.00$25.006/23/2010 9:29:15 AM
blooming-commerce6$25.00$25.006/23/2010 9:53:40 AM
tomjac2000$25.00$25.006/22/2010 7:18:38 PM
1phantom$50.00$50.006/23/2010 7:25:56 AM
slwholesales$31.82$31.826/23/2010 12:01:22 PM
GPLLending$25.00$25.006/23/2010 12:09:05 PM
68 bids
 
Borrower Payment Dependent Notes Series 463354
This series of Notes was issued and sold upon the funding of the borrower loan #43256, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Jun-21-2010 
  Auction end date:  Jun-28-2010 
 
Starting lender yield: 10.00% Starting borrower rate/APR: 11.00% / 11.35% Starting monthly payment: $491.08
Final lender yield: 9.30% Final borrower rate/APR: 10.30% / 10.65% Final monthly payment: $486.12
 
Auction yield range: 2.98% - 10.00% Estimated loss impact: 1.51%  
Lender servicing fee: 1.00% Estimated return: 7.79%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-1994 Debt/Income ratio: 16%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 9 / 9Length of status:3y 0m
Credit score: 820-839 (Jun-2010) Total credit lines: 18 Occupation: Computer Programmer
Now delinquent: 0 Revolving credit balance: $13,651Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: Despo Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 13 ( 100% ) 820-839 (Latest)
Principal borrowed: $10,000.00< 31 days late: 0 ( 0% )  
800-819 (Feb-2008)
 
Principal balance: $0.04 31+ days late: 0 ( 0% )
Total payments billed: 13  
Description
Home Improvements
Purpose of loan:
This loan will be used to make improvement on the house I expect to be at for at least the next decade.? The windows in my house have to be replaced and I would like to take advantage of the tax credit that will only till the end of the year.? The kitchen really needs an up lift and I don't expect all this money to be used; however being?a veteran of home improvement projects I want to over shoot on the amount I am going to borrow to account for any unexpected expenses.? I rather ask for the Money up front and not stress the financials once the project is under way.? I am not planning on going super high end with the kitchen my goal is to update it and expand it to a modern layout.?

My financial situation:
I am a good candidate for this loan because I have always paid every penny with interest back in full without a late payment.? I am a veteran to prosper lending and borrowing.? I have one loan under my belt on prosper with payment in full.? I have?a integration analyst IV with my company and have been there for 3 years.? I am expecting to get?my annual raise.? I own?several properties with positive cash flow and I am a student of the capital markets and invest in the stock market.? I am not a novice to how money works.? I am very frugal with my money as I pretty much live for free the place I own because I have 2 roommate that take care of most of my household bills.? The main reason for this loan is cash is king and don't want to wipe out my savings and stay with no reserves.? My net worth is currently $130,051.81 I am only 26 years old and when grew up very poor and I left my house at 18 years old I didn't have a penny to my name.? Be assured I will go and work at McDonalds before I default on a penny of money I have borrowed.? I am very traditional and my word means everything.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: what are your fixed income and expenses? - beakerfish
A: Income $5500.00 Pay check $1100.00 Investing/dividends $3285.00 Rental Income $1100.00 Roommate Income (2 x $550) $10985 Total Monthly Income Expenses $1005.00 Personal Mortgage $275.00 Utilities $2361.00 Real Estate Investment Mortgage Payments $150.00 Gas $400.00 Food $250.00 Entertainment $2500.00 Debt Reduction (Currently have a Balance the Rate is 1.9%) I could pay it off but the money is making me money at 2.5% rate in a CD. .6 spread. (Jun-23-2010)
Q: Can you provide an estimate of the energy cost savings you will experience with the windows upgrade? - jackdempsey
A: Windows would save about 30% of my bill in peak months it will be about $60.00 a month. I would like to say that some of my windows don't even open. The energy savings is a plus but not the main reason I am making the upgrade. (Jun-27-2010)
Q: I (ridiculously) have 1 default & 2 on the way to default in only 7 months as a lender. Hoped for better as we lenders are real people just like you. We are taking a chance on you. Will you promise to pay this back - NO MATTER WHAT? - Toastmaster007
A: I am sorry for your defaults. I have been a long time lender on prosper and know what you are going thru. I have the money I am borrowing in savings right now I just don't want to be cash poor. I promise you that you will not have any issues with this loan. I promise to pay every penny with interest. Thank you for your support (Jun-27-2010)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
mlopez2007$25.00$25.006/21/2010 3:54:08 PM
alexstar$25.00$25.006/21/2010 3:54:25 PM
tntmojave$25.00$25.006/21/2010 3:54:56 PM
ethicalhumanist$25.00$25.006/21/2010 3:58:32 PM
zhiguli$25.00$25.006/21/2010 3:59:35 PM
power-defender7$40.00$40.006/21/2010 3:59:56 PM
nunnie$25.00$25.006/21/2010 4:04:20 PM
caffinate$110.00$110.006/21/2010 4:07:17 PM
hookUup$25.00$25.006/21/2010 4:08:24 PM
dontscrewmeover1$25.00$25.006/21/2010 3:55:15 PM
simplelender80$100.00$100.006/21/2010 4:09:42 PM
credit-investor5$100.00$100.006/21/2010 4:12:03 PM
skvat$25.00$25.006/21/2010 3:58:50 PM
inforapenny$25.00$25.006/21/2010 4:00:04 PM
personal-lender$25.00$25.006/21/2010 4:00:29 PM
bountiful-durability$100.00$100.006/21/2010 4:05:45 PM
Global2010$50.00$50.006/21/2010 4:21:41 PM
relentless-penny$50.00$50.006/21/2010 4:05:34 PM
quirky$25.00$25.006/21/2010 4:22:28 PM
commanding-income774$25.00$25.006/21/2010 4:22:36 PM
ThomasC$25.00$25.006/21/2010 4:40:35 PM
gojackgo$50.00$50.006/21/2010 4:10:58 PM
bigballer105$50.00$50.006/21/2010 4:41:25 PM
tekkie2412$25.00$25.006/21/2010 4:15:57 PM
jangalt$72.00$72.006/21/2010 4:20:14 PM
lucrative-loan$25.00$25.006/21/2010 4:50:51 PM
worthy-bid8$100.00$100.006/21/2010 4:23:02 PM
wdove511$30.00$30.006/21/2010 4:53:00 PM
bchen78875$50.00$50.006/21/2010 4:57:04 PM
riproaringrapids$25.00$25.006/21/2010 4:50:58 PM
investment-network$25.00$25.006/21/2010 5:06:01 PM
inforapenny$25.00$25.006/21/2010 5:06:09 PM
FinDoc$25.00$25.006/21/2010 4:53:50 PM
availableloan$25.00$25.006/21/2010 5:06:29 PM
zento$25.00$25.006/21/2010 5:08:07 PM
DadWarbucks$25.00$25.006/21/2010 5:00:35 PM
loot-heart$50.00$50.006/21/2010 5:06:04 PM
kenji4861$25.00$25.006/21/2010 5:05:32 PM
dharma1$25.00$25.006/21/2010 5:05:43 PM
syounker$25.00$25.006/21/2010 5:08:30 PM
docdekay$40.00$40.006/21/2010 5:08:18 PM
ujiba$25.00$25.006/21/2010 5:09:49 PM
gigabit$50.00$50.006/21/2010 5:15:17 PM
inspired-contract9$50.00$50.006/21/2010 5:15:56 PM
buckyhead2000$25.00$25.006/21/2010 10:08:20 PM
authoritative-capital$25.00$25.006/21/2010 10:33:00 PM
a-finance-nirvana$25.00$25.006/21/2010 10:33:48 PM
Ranch88$50.00$50.006/21/2010 6:50:03 PM
Fishy014$50.00$50.006/21/2010 8:19:55 PM
knight0916$25.00$25.006/21/2010 9:44:58 PM
fervent-repayment$25.00$25.006/22/2010 6:14:30 AM
sb0453$25.00$25.006/22/2010 9:34:37 AM
GeorgiaGator$50.00$50.006/21/2010 10:33:19 PM
Railbird$25.00$25.006/22/2010 9:35:40 AM
zaxsan$25.00$25.006/22/2010 4:24:39 AM
Binan$25.00$25.006/21/2010 10:36:41 PM
agreement-sycamore$50.00$50.006/22/2010 4:50:36 AM
unclejaef$25.00$25.006/21/2010 11:04:45 PM
sicce$25.00$25.006/22/2010 7:54:32 AM
loyalist1$43.08$43.086/22/2010 8:44:59 AM
Aeroman32$25.00$25.006/22/2010 9:17:28 AM
Phantom99$25.00$25.006/22/2010 10:41:42 AM
Mint_Man$25.00$25.006/22/2010 10:34:31 AM
BoughtTheFarm$25.00$25.006/22/2010 1:45:22 PM
ALL-PRIME$25.00$25.006/22/2010 1:45:20 PM
lostontheedge$25.00$25.006/22/2010 4:08:39 PM
radforj22$50.00$50.006/22/2010 3:02:33 PM
ommcd$25.00$25.006/22/2010 3:40:27 PM
bid-czar8$100.00$100.006/22/2010 3:41:39 PM
wise-silver-wonder$25.00$25.006/22/2010 4:08:28 PM
kmwvma$25.00$25.006/22/2010 4:06:35 PM
djs81$50.00$50.006/22/2010 9:15:32 PM
usedtoborrow$100.00$100.006/22/2010 11:29:29 PM
impressive-credit431$200.00$200.006/23/2010 6:30:18 AM
krazydavet$25.00$25.006/23/2010 7:05:03 AM
dansarkis$25.00$25.006/22/2010 5:54:40 PM
Finspons$25.00$25.006/22/2010 6:14:36 PM
achillesa$25.00$25.006/22/2010 6:26:35 PM
potatoepicker$50.00$50.006/23/2010 8:49:28 AM
kegs$25.00$25.006/22/2010 7:24:48 PM
Headhunter14$25.00$25.006/22/2010 8:19:27 PM
rmachi$25.00$25.006/23/2010 10:21:22 AM
Westerly$29.39$29.396/23/2010 10:35:29 AM
hayhelp$25.00$25.006/23/2010 10:36:26 AM
ChicoBob$28.10$28.106/23/2010 10:37:16 AM
clean-loyalty$25.00$25.006/23/2010 5:19:56 AM
mrzz$25.00$25.006/23/2010 10:48:38 AM
theemhdoctor$25.00$25.006/23/2010 6:59:29 AM
DiabolicalGamer$25.00$25.006/23/2010 11:09:50 AM
greenback-summoner0$25.00$25.006/23/2010 9:38:26 AM
bodascafe$50.00$50.006/23/2010 9:51:01 AM
teejay411$100.00$100.006/23/2010 1:09:46 PM
Ven58$25.00$25.006/23/2010 10:23:53 AM
BiggestG$25.00$25.006/23/2010 10:19:59 AM
Kame$25.00$25.006/23/2010 10:21:25 AM
mrpowers5531$25.00$25.006/23/2010 10:39:26 AM
golden-responsibility189$50.00$50.006/23/2010 4:00:39 PM
harty$44.78$44.786/23/2010 4:00:50 PM
five-star-justice$30.50$30.506/23/2010 10:48:33 AM
aue513$25.00$25.006/23/2010 10:47:48 AM
commerce-triumph$25.00$25.006/23/2010 10:52:13 AM
wwwUniversal$25.00$25.006/23/2010 12:26:10 PM
farbav$25.00$25.006/23/2010 11:19:39 AM
hydrolucid$25.00$25.006/23/2010 12:25:19 PM
L-vex$25.00$25.006/23/2010 2:29:33 PM
Velocity_Lenders$33.99$33.996/23/2010 2:14:32 PM
balance-whistle7$50.00$50.006/23/2010 4:00:41 PM
life-is-great$25.00$25.006/23/2010 3:10:44 PM
koa$50.00$50.006/23/2010 4:04:49 PM
gsp1885$27.00$27.006/23/2010 4:29:10 PM
ray1051$50.00$50.006/24/2010 3:20:34 AM
LEBO$25.00$25.006/23/2010 4:36:56 PM
bayareainv$25.78$25.786/24/2010 9:31:34 AM
Saab93$25.00$25.006/23/2010 6:35:28 PM
rcr549$25.00$25.006/24/2010 9:48:39 AM
BaxterEvil$25.00$25.006/24/2010 11:21:04 AM
lost-money-so-far-on-these$25.00$25.006/24/2010 9:31:18 AM
SourDoughSteve$25.00$25.006/24/2010 9:47:10 AM
GenerousGentleMan$75.00$75.006/24/2010 9:48:17 AM
interstellar$50.00$50.006/24/2010 9:50:44 AM
ptjg$38.83$38.836/24/2010 10:06:54 AM
reinforced-reward$25.00$25.006/24/2010 10:22:28 AM
Bearls$25.00$25.006/24/2010 10:22:25 AM
djh47a$25.00$25.006/24/2010 10:23:03 AM
logical-loyalty0$25.00$25.006/24/2010 2:54:38 PM
the-silver-blaster$25.00$25.006/24/2010 4:21:04 PM
Money_Hog$25.00$25.006/24/2010 4:32:59 PM
dumbass$25.00$25.006/24/2010 9:33:52 PM
rulender$30.02$30.026/24/2010 9:47:38 PM
DeathScythe676$25.00$25.006/24/2010 9:48:12 PM
johnrx$48.26$48.266/24/2010 10:59:12 PM
dbanwart$25.00$25.006/25/2010 5:45:29 AM
4XKcWfGvp9kC3ELjo4pL$25.00$25.006/24/2010 6:24:50 PM
Dollars4Rent$25.00$25.006/24/2010 8:39:36 PM
perlindc$31.00$31.006/24/2010 9:22:22 PM
ADenny$25.00$25.006/24/2010 9:22:06 PM
LoanBrkr$25.00$25.006/24/2010 9:47:18 PM
nhm$28.51$28.516/24/2010 9:47:41 PM
salala$25.00$25.006/24/2010 9:48:13 PM
SCTrojangirl$25.00$25.006/25/2010 9:35:50 AM
proper-p2p6$100.00$100.006/25/2010 9:36:26 AM
social-comet7$25.00$25.006/25/2010 9:36:54 AM
drysdale-sd$30.00$30.006/25/2010 10:26:46 AM
transparency-giant$49.24$49.246/25/2010 12:09:46 PM
trunderw$100.00$100.006/25/2010 1:54:46 PM
credit-coach118$25.00$25.006/25/2010 4:41:36 PM
benevolent-benefit$150.00$150.006/25/2010 4:42:55 PM
Bzbee$100.00$100.006/25/2010 5:35:30 PM
Washington_Loan$25.00$25.006/25/2010 11:22:42 PM
new-smart-fund$50.00$50.006/26/2010 1:09:50 PM
Pendruce$25.00$25.006/26/2010 4:12:24 AM
GarciaCompany$28.14$28.146/26/2010 3:52:07 PM
ritwik$50.00$50.006/26/2010 7:50:27 PM
CARedBull$70.00$70.006/27/2010 12:03:59 AM
Barky52$25.00$25.006/27/2010 6:19:42 AM
kevdigital$25.00$25.006/26/2010 11:57:47 AM
credit-observatory$25.00$25.006/26/2010 5:36:21 PM
interest88$25.00$25.006/26/2010 7:42:44 PM
averagefore$50.00$50.006/27/2010 11:58:04 AM
ksubd$40.00$40.006/27/2010 10:43:17 PM
Jester8967$45.00$45.006/28/2010 6:49:09 AM
Lender50$25.00$25.006/28/2010 7:22:41 AM
brondero$75.00$75.006/28/2010 9:33:22 AM
Daubertoo$30.48$30.486/28/2010 9:40:57 AM
Spkthewrd3$25.00$25.006/28/2010 5:25:03 AM
duty-gatherer$25.00$25.006/28/2010 6:55:09 AM
gotbyu$25.00$25.006/28/2010 7:05:41 AM
boomer61$25.00$25.006/28/2010 2:56:33 PM
moneytolend72$25.00$25.006/28/2010 3:28:32 PM
nalaari$35.00$35.006/28/2010 11:43:48 AM
castlwizz$29.18$29.186/28/2010 11:44:03 AM
Lo0se_mo0se$25.00$25.006/28/2010 11:50:18 AM
patriot384$525.00$525.006/28/2010 2:06:34 PM
investment-cluster$25.00$25.006/28/2010 1:34:48 PM
johndoeProsper$150.00$150.006/28/2010 2:17:54 PM
social-zebra$25.00$25.006/28/2010 2:55:02 PM
Memphis-King$75.00$75.006/28/2010 3:48:49 PM
interest-jedi0$50.00$50.006/21/2010 3:54:38 PM
american6$50.00$50.006/21/2010 3:54:45 PM
alpinaut$25.00$25.006/21/2010 3:58:23 PM
bankdaddy$25.00$25.006/21/2010 4:00:08 PM
revenue-glider9$75.00$75.006/21/2010 4:00:11 PM
pavelz$100.00$100.006/21/2010 4:00:23 PM
Tc11902$25.00$25.006/21/2010 4:00:57 PM
point-zebra$25.00$25.006/21/2010 4:06:20 PM
yield-seeker$25.00$25.006/21/2010 4:06:32 PM
treasure-hunter270$25.00$25.006/21/2010 3:53:57 PM
flexible-value$28.00$28.006/21/2010 3:55:04 PM
meenan$25.00$25.006/21/2010 3:54:31 PM
UT-Longhorn$25.00$25.006/21/2010 4:08:53 PM
Havana21$25.00$25.006/21/2010 3:59:07 PM
fair-funds$25.00$25.006/21/2010 4:00:47 PM
Artist_Blue$25.00$25.006/21/2010 4:01:17 PM
red-trade-cologne$25.00$25.006/21/2010 4:01:48 PM
delicious-social132$25.00$25.006/21/2010 4:03:05 PM
mrbanker$100.00$100.006/21/2010 4:21:13 PM
FlexFunding$100.00$100.006/21/2010 4:06:02 PM
szetowski$25.00$25.006/21/2010 4:09:20 PM
j2ee$25.00$25.006/21/2010 4:11:10 PM
murren$25.00$25.006/21/2010 4:41:57 PM
TexasLender2007$25.00$25.006/21/2010 4:43:15 PM
basis-daydream$50.00$50.006/21/2010 4:21:33 PM
cyberie21$50.00$50.006/21/2010 4:21:48 PM
elasermd$50.00$50.006/21/2010 4:22:50 PM
cello1$25.00$25.006/21/2010 4:51:25 PM
the-transaction-stronghold$50.00$50.006/21/2010 4:23:49 PM
martalli$25.00$25.006/21/2010 4:40:26 PM
eighttone$25.00$25.006/21/2010 4:40:42 PM
HenryK7$25.00$25.006/21/2010 5:00:21 PM
successful-euro$75.00$75.006/21/2010 4:47:44 PM
orgy63$25.00$25.006/21/2010 5:06:13 PM
klinebarger$25.00$25.006/21/2010 6:50:00 PM
capital-mover7$25.00$25.006/21/2010 6:50:02 PM
Ivan2007$50.00$50.006/21/2010 5:05:26 PM
meux99$25.00$25.006/21/2010 5:05:39 PM
SNH$50.00$50.006/21/2010 5:06:15 PM
tenacious-payout$25.00$25.006/21/2010 9:29:56 PM
Jassi$25.00$25.006/21/2010 10:22:20 PM
Rdodson11$25.00$25.006/21/2010 7:19:31 PM
zippy-revenue8$25.00$25.006/22/2010 5:09:40 AM
thedoctor$100.00$100.006/21/2010 9:47:28 PM
turbostar666$30.00$30.006/21/2010 9:48:56 PM
ctgscott$25.00$25.006/22/2010 7:09:48 AM
head$25.00$25.006/22/2010 2:19:33 AM
crazybill$25.00$25.006/22/2010 9:35:05 AM
heroic-platinum$25.00$25.006/22/2010 9:35:29 AM
NATIVEBORN$25.00$25.006/21/2010 10:35:09 PM
shorthairedg$50.00$50.006/22/2010 9:36:02 AM
majormoves1$25.00$25.006/22/2010 9:39:43 AM
leftcoast52$25.00$25.006/22/2010 4:35:52 AM
tech310$50.00$50.006/22/2010 12:19:30 AM
Divot$25.00$25.006/22/2010 5:40:42 AM
Castellan$25.00$25.006/22/2010 5:49:34 AM
octoberfresh$25.00$25.006/22/2010 6:28:17 AM
surfhoss644$50.00$50.006/22/2010 7:54:36 AM
mrxtravis$105.68$105.686/22/2010 7:25:55 AM
RandyL3$25.00$25.006/22/2010 9:45:56 AM
best-heavenly-justice$25.00$25.006/22/2010 9:34:29 AM
unassuming-note$25.00$25.006/22/2010 9:35:01 AM
morpholog$25.00$25.006/22/2010 10:11:08 AM
open-marketplace$40.00$40.006/22/2010 11:29:51 AM
skuba$39.96$39.966/22/2010 11:49:38 AM
KiwiElf$25.52$25.526/22/2010 12:52:03 PM
decisive-capital$25.00$25.006/22/2010 2:10:25 PM
rockhound84$25.00$25.006/22/2010 5:39:42 PM
Sumach$25.00$25.006/22/2010 4:06:18 PM
Sixmil$25.00$25.006/22/2010 4:07:57 PM
teller$27.99$27.996/22/2010 7:55:51 PM
Lii4me$50.00$50.006/22/2010 7:59:28 PM
Guiren$100.00$100.006/22/2010 4:06:09 PM
don8ter$46.91$46.916/22/2010 4:08:12 PM
all_of_that_one$25.00$25.006/23/2010 6:19:25 AM
Picopie$50.00$50.006/22/2010 5:04:25 PM
GElender$34.55$34.556/22/2010 5:40:12 PM
Searlzy$25.00$25.006/22/2010 5:54:34 PM
best-ingenious-funds$25.00$25.006/23/2010 9:39:50 AM
Caledoni$25.00$25.006/22/2010 8:54:35 PM
help_each_other$25.00$25.006/23/2010 10:20:45 AM
ClearLake$25.00$25.006/23/2010 10:21:27 AM
dtrain5$25.00$25.006/23/2010 5:20:19 AM
Gar3field$100.00$100.006/22/2010 11:27:44 PM
GrayStudio$50.00$50.006/22/2010 11:29:28 PM
TK4$25.00$25.006/23/2010 10:37:23 AM
rdrloan$50.00$50.006/23/2010 8:01:55 AM
briphi$100.00$100.006/23/2010 8:09:30 AM
Aristocrat$104.55$104.556/23/2010 11:13:19 AM
mikeandcat$100.00$100.006/23/2010 12:00:17 PM
Breakfast_Gypsy$25.00$25.006/23/2010 9:41:24 AM
gzeo$25.00$25.006/23/2010 9:41:30 AM
wojo$25.00$25.006/23/2010 12:49:47 PM
david5000$35.64$35.646/23/2010 12:54:31 PM
lagnisiruk$25.00$25.006/23/2010 9:44:32 AM
figs4u2$80.00$80.006/23/2010 1:40:30 PM
mizount$25.00$25.006/23/2010 10:21:32 AM
stensonb$25.00$25.006/23/2010 10:20:02 AM
dartmouth99$25.00$25.006/23/2010 10:34:02 AM
JJS180$25.00$25.006/23/2010 10:36:55 AM
xphile$25.00$25.006/23/2010 10:38:48 AM
fireboss$25.00$25.006/23/2010 10:39:36 AM
bowdish1$100.00$100.006/23/2010 10:40:12 AM
Emgolda$25.00$25.006/23/2010 10:38:52 AM
jdashv$25.00$25.006/23/2010 10:48:40 AM
dschaaf$25.11$25.116/23/2010 10:40:51 AM
Tradesmanlender$25.00$25.006/23/2010 10:49:17 AM
Halos2002$50.00$50.006/23/2010 11:00:11 AM
cactus70$27.70$27.706/23/2010 11:32:31 AM
minista$25.00$25.006/23/2010 12:26:17 PM
Merganser$25.00$25.006/23/2010 12:54:33 PM
forthright-principal2$25.00$25.006/23/2010 12:26:04 PM
gauss02$25.00$25.006/23/2010 12:44:31 PM
Cheburashka$30.00$30.006/23/2010 1:16:09 PM
moltopaolo$50.00$50.006/23/2010 1:40:28 PM
auction-turbine4$25.00$25.006/23/2010 2:49:43 PM
AmericanCredit$25.00$25.006/23/2010 3:24:50 PM
credit-scout7$30.00$30.006/23/2010 4:00:47 PM
Montgomery-Burns$25.00$25.006/23/2010 3:24:40 PM
108lender$25.00$25.006/23/2010 4:03:07 PM
afotherg$40.00$40.006/23/2010 4:03:36 PM
sisepuede$25.00$25.006/23/2010 5:56:51 PM
PatRichi$25.00$25.006/24/2010 6:49:28 AM
LKN2RTR$25.00$25.006/24/2010 7:04:29 AM
Heiko$25.00$25.006/23/2010 4:36:11 PM
johannesfactotum$25.00$25.006/24/2010 9:31:14 AM
zeelender$25.00$25.006/24/2010 9:31:52 AM
green-penny-finder$50.00$50.006/24/2010 9:44:34 AM
smartie1$25.00$25.006/24/2010 9:47:45 AM
stilleto8$25.00$25.006/23/2010 8:54:41 PM
brstern2$25.00$25.006/24/2010 10:07:19 AM
money-bauble$75.00$75.006/23/2010 10:20:18 PM
totoro$25.00$25.006/23/2010 11:20:09 PM
seattleslug$25.38$25.386/24/2010 10:23:37 AM
Eagledrop$25.00$25.006/24/2010 7:04:26 AM
fireman4$25.00$25.006/24/2010 7:20:25 AM
tsui517$25.00$25.006/24/2010 9:10:37 AM
Boxhead$25.00$25.006/24/2010 9:31:00 AM
totoro$25.00$25.006/24/2010 9:33:19 AM
sajitk$25.00$25.006/24/2010 9:47:16 AM
donloah$25.00$25.006/24/2010 9:48:25 AM
laststrawman$25.00$25.006/24/2010 9:49:43 AM
Sigonio$25.00$25.006/24/2010 9:47:22 AM
museic1$25.00$25.006/24/2010 10:07:16 AM
Natronpee$25.00$25.006/24/2010 10:06:23 AM
BankOfFrankFairness$39.59$39.596/24/2010 10:07:12 AM
johngaltline$25.00$25.006/24/2010 10:22:29 AM
geekguy$25.00$25.006/24/2010 10:54:37 AM
Sven79$50.00$50.006/24/2010 11:11:38 AM
buffalobills$25.00$25.006/24/2010 11:47:43 AM
MTGuy$25.00$25.006/24/2010 12:05:09 PM
balance-chestnut$50.00$50.006/24/2010 3:59:10 PM
Marathoner$25.00$25.006/24/2010 4:21:02 PM
KeepOnRunning$38.26$38.266/24/2010 9:13:12 PM
langdonx$25.00$25.006/24/2010 9:33:48 PM
jblack01$25.00$25.006/24/2010 9:48:00 PM
degster$25.00$25.006/24/2010 9:48:15 PM
a-responsible-return$25.00$25.006/24/2010 4:21:21 PM
blackstar$25.00$25.006/24/2010 4:20:59 PM
Nephi$100.00$100.006/25/2010 5:57:31 AM
cashhelp$50.00$50.006/25/2010 6:04:35 AM
calbertrand$50.00$50.006/25/2010 6:45:50 AM
BrighterSuns$25.00$25.006/25/2010 8:49:20 AM
nuclearmoose$25.00$25.006/24/2010 9:22:10 PM
cashhelp$25.00$25.006/24/2010 9:47:27 PM
mjjjrj$25.00$25.006/24/2010 9:48:19 PM
reueljw$25.00$25.006/25/2010 7:04:56 AM
Cherrypicker06$25.00$25.006/25/2010 7:50:08 AM
Hoov$25.00$25.006/25/2010 9:37:14 AM
AtlantistoXanadu$250.00$250.006/25/2010 4:18:35 PM
rbotterbLLC$25.00$25.006/25/2010 11:13:03 AM
cowboyskier$50.00$2.226/25/2010 2:10:45 PM
lazyeye$25.00$25.006/25/2010 4:23:43 PM
pure-fairness$40.38$40.386/25/2010 6:14:02 PM
favorite-commerce$50.00$50.006/26/2010 12:14:33 AM
Spiv_51$25.00$25.006/26/2010 3:35:02 AM
blue-dollar-viking$50.00$50.006/25/2010 5:20:51 PM
Oakland$50.00$50.006/26/2010 6:24:32 AM
Hidalgo2004$100.00$100.006/25/2010 7:00:43 PM
jdadverb$50.45$50.456/25/2010 8:02:17 PM
philantist$25.00$25.006/25/2010 8:17:25 PM
LARRY4NY$25.00$25.006/26/2010 8:01:18 AM
leverage-monger$25.00$25.006/26/2010 9:42:43 AM
bamboozled_again$27.33$27.336/25/2010 11:25:10 PM
BankofPaul$40.00$40.006/26/2010 4:28:22 AM
rebelduke$50.00$50.006/26/2010 6:41:47 AM
mcabery$100.00$100.006/26/2010 6:54:47 AM
mammalian4$50.00$50.006/26/2010 11:03:09 AM
senior1$25.00$25.006/26/2010 6:03:39 PM
jackdempsey$100.00$100.006/27/2010 5:58:53 AM
colorfulgardener$25.00$25.006/27/2010 7:59:49 AM
historyman$25.00$25.006/27/2010 10:33:59 AM
jackdempsey$150.00$150.006/27/2010 12:24:57 PM
Chesterite$65.00$65.006/28/2010 8:52:54 AM
DoctorJoe$25.00$25.006/28/2010 9:36:25 AM
gas$25.00$25.006/27/2010 6:16:05 PM
socal-lender$25.00$25.006/27/2010 10:00:20 PM
back-scratchers$25.00$25.006/28/2010 7:21:58 AM
RugbyFan$26.50$26.506/28/2010 10:27:45 AM
VBPlayer$25.00$25.006/28/2010 11:56:08 AM
mgking007$50.00$50.006/28/2010 12:44:12 PM
DasMula$25.00$25.006/28/2010 12:54:22 PM
ddamenace$30.00$30.006/28/2010 2:29:31 PM
Quid-Pro-Quo$25.00$25.006/28/2010 3:01:02 PM
exact-peso2$25.00$25.006/28/2010 12:21:35 PM
382 bids
 
Borrower Payment Dependent Notes Series 463504
This series of Notes was issued and sold upon the funding of the borrower loan #43242, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jun-22-2010 
  Auction end date:  Jun-23-2010 
 
Starting lender yield: 9.20% Starting borrower rate/APR: 10.20% / 12.31% Starting monthly payment: $291.25
Final lender yield: 9.20% Final borrower rate/APR: 10.20% / 12.31% Final monthly payment: $291.25
 
Auction yield range: 3.98% - 9.20% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 7.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Dec-1992 Debt/Income ratio: 57%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Part-time employee
Enhanced (1-5):5 Current / open credit lines: 12 / 12Length of status:9y 10m
Credit score: 780-799 (Jun-2010) Total credit lines: 29 Occupation: Sales - Retail
Now delinquent: 0 Revolving credit balance: $15,459Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 32%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: punctual-coin4 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Working Retiree Consolidating
Purpose of loan:
This loan will be used to consolidate?2?credit card bills that have?a higher interest rate?and for some auto repair costs.
My photo shows my son and my wonderful grandson who have been through a very difficult year. I would like to assist him purchase new tires and have the computer module?in his 2005 vehicle replaced as it is causing major issues.
My financial situation:
I am a widower and a very responsible bill payer and credit user. I am extremely mindful of paying my bills on time and paying off debt as soon as possible.
I have a $325 2010 Honda mini-van payment and the usual electric and gas bills. My home is paid off and I have no large debt.
I am a?great candidate for this loan because I take my credit and trustworthiness very seriously and I only use credit for what I absolutely must.
Thank you
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
orderly-loot$25.00$25.006/22/2010 9:54:37 AM
orgy63$25.00$25.006/22/2010 9:56:29 AM
SNH$50.00$50.006/22/2010 9:58:54 AM
successful-euro$30.00$30.006/22/2010 10:04:52 AM
Havana21$25.00$25.006/22/2010 9:56:58 AM
bountiful-durability$50.00$50.006/22/2010 9:57:48 AM
Avala$50.00$50.006/22/2010 10:03:34 AM
personal-lender$25.00$25.006/22/2010 10:04:25 AM
yield-seeker$25.00$25.006/22/2010 10:04:44 AM
studious-bonus7$50.00$50.006/22/2010 10:03:23 AM
american6$25.00$25.006/22/2010 10:03:40 AM
riproaringrapids$25.00$25.006/22/2010 10:04:32 AM
UT-Longhorn$25.00$25.006/22/2010 1:45:02 PM
lendmedo$25.00$25.006/22/2010 11:24:37 AM
bowdish1$50.00$50.006/22/2010 3:01:31 PM
cash-spark3$25.00$25.006/22/2010 3:03:32 PM
platinum-sorcerer6$43.28$43.286/22/2010 3:03:37 PM
Tc11902$50.00$50.006/22/2010 1:00:05 PM
elephantparty$25.00$25.006/22/2010 3:44:52 PM
ichibon$75.00$75.006/22/2010 2:27:53 PM
AF-Chief$28.00$28.006/22/2010 4:12:01 PM
peb44$50.00$50.006/22/2010 3:03:19 PM
shrewd-truth1$25.00$25.006/22/2010 3:03:23 PM
gracej$25.00$25.006/22/2010 3:03:26 PM
balanced-bill7$100.00$100.006/22/2010 3:03:36 PM
kchen486$50.00$50.006/22/2010 4:55:35 PM
integrity-trumpet$50.00$50.006/22/2010 4:55:47 PM
castleman$25.00$25.006/22/2010 4:55:58 PM
a-finance-nirvana$25.00$25.006/22/2010 4:56:02 PM
velocity-warrior$50.00$50.006/22/2010 3:03:15 PM
head$25.00$25.006/22/2010 3:10:54 PM
wayman$25.00$25.006/22/2010 5:50:58 PM
worth-arch$25.00$25.006/22/2010 5:51:17 PM
NR$25.00$25.006/22/2010 6:44:31 PM
kmr2$350.00$350.006/22/2010 3:55:14 PM
fairwealth$25.00$25.006/22/2010 8:14:37 PM
Headhunter14$25.00$25.006/22/2010 8:19:29 PM
j2ee$25.00$25.006/22/2010 4:12:03 PM
fair-funds$25.00$25.006/22/2010 4:12:26 PM
loot-heart$50.00$50.006/22/2010 4:11:55 PM
justice-clipper$50.00$50.006/22/2010 4:12:04 PM
Syndication$25.00$25.006/22/2010 4:12:11 PM
mzman$25.00$25.006/22/2010 4:55:32 PM
chestnut4$25.00$25.006/22/2010 4:55:43 PM
economy-producer$25.00$25.006/22/2010 4:55:59 PM
Erogan5877$25.00$25.006/23/2010 6:29:49 AM
thunder135$25.00$25.006/23/2010 6:29:54 AM
understanding-fairness9$28.32$28.326/23/2010 6:29:58 AM
important-ore$34.73$34.736/23/2010 6:30:12 AM
basis-daydream$50.00$50.006/23/2010 6:44:37 AM
CalBear5$25.00$25.006/23/2010 6:45:37 AM
kelseyshea$25.00$25.006/23/2010 6:45:43 AM
first-fund-empenada$25.00$25.006/23/2010 6:54:52 AM
wise-handy-finance$25.00$25.006/23/2010 7:04:54 AM
kbguru$40.75$40.756/23/2010 7:09:47 AM
shingu79$29.63$29.636/22/2010 5:50:25 PM
greenback-museum$25.00$25.006/22/2010 4:56:00 PM
inspired-contract9$25.00$25.006/22/2010 5:51:24 PM
green-thoughtful-yield$50.00$50.006/22/2010 4:56:09 PM
Picopie$100.00$100.006/22/2010 5:04:27 PM
Artist_Blue$25.00$25.006/23/2010 8:15:53 AM
community-saver0$25.00$25.006/22/2010 6:25:38 PM
cscott2007$25.00$25.006/22/2010 6:44:32 PM
dschaaf$25.00$25.006/22/2010 5:50:55 PM
Ripsaw4U$25.00$25.006/22/2010 5:51:26 PM
VEZIROGLUA$41.35$41.356/22/2010 6:44:33 PM
heroic-deal7$25.00$25.006/23/2010 9:59:47 AM
Ayemia$25.00$25.006/23/2010 10:00:16 AM
uncleegg$31.13$31.136/22/2010 9:00:08 PM
LiquidLender$25.00$25.006/22/2010 9:04:29 PM
muzicman$50.00$50.006/23/2010 10:08:20 AM
xsw1234$25.00$25.006/23/2010 10:16:47 AM
return-eclipse0$25.00$25.006/23/2010 1:15:40 AM
time4aloan$42.43$42.436/23/2010 10:23:28 AM
inventive-wealth2$25.00$25.006/23/2010 4:54:35 AM
lamarsam$25.00$25.006/23/2010 10:34:59 AM
drumcorpsnut$31.06$31.066/23/2010 10:36:23 AM
ms48105$25.00$25.006/23/2010 10:37:45 AM
ahempton$25.00$25.006/23/2010 6:29:53 AM
FadSaolAgat$50.00$50.006/23/2010 6:30:00 AM
encourager2$51.85$51.856/23/2010 6:10:47 AM
DcUnited$30.00$30.006/23/2010 10:40:58 AM
note-pledge$25.00$25.006/23/2010 6:44:38 AM
peripatetic$25.00$25.006/23/2010 6:45:12 AM
Ducatiman1978$25.00$25.006/23/2010 6:29:51 AM
VeedonFleece$50.00$50.006/23/2010 6:30:03 AM
FG9YTR$25.00$25.006/23/2010 6:45:41 AM
bxdoc$53.83$53.836/23/2010 10:47:37 AM
success1001$27.24$27.246/23/2010 10:49:58 AM
samo102us$25.00$25.006/23/2010 10:50:54 AM
PocketAces$25.00$25.006/23/2010 7:39:30 AM
CordeliaLear$50.00$50.006/23/2010 11:02:53 AM
triumphant-community$50.00$50.006/23/2010 11:09:54 AM
Dreams4Cash$25.00$25.006/23/2010 9:38:32 AM
visionary-commerce$25.00$25.006/23/2010 9:37:36 AM
bodascafe$25.00$25.006/23/2010 9:51:02 AM
jla720$25.00$25.006/23/2010 1:09:50 PM
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GreenMind$25.00$25.006/23/2010 1:15:14 PM
kindness-hickory5$25.00$25.006/23/2010 1:15:23 PM
Phantom99$25.00$25.006/23/2010 10:06:58 AM
jonn834$25.00$25.006/23/2010 1:44:28 PM
minddoc$25.00$25.006/23/2010 10:18:49 AM
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PatriotKnight$25.00$25.006/23/2010 10:19:30 AM
Cheburashka$25.00$25.006/23/2010 10:21:19 AM
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Dutchhunter$28.15$28.156/23/2010 10:34:42 AM
TheJunker$25.00$25.006/23/2010 10:45:26 AM
the-aggresive-principal$25.00$25.006/23/2010 10:45:59 AM
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workinghardoregon$25.00$25.006/23/2010 10:45:27 AM
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auction-workhorse679$25.00$25.006/23/2010 10:47:40 AM
russm011$25.00$25.006/23/2010 10:48:14 AM
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treasure-bliss$69.74$69.746/23/2010 10:50:06 AM
orange-preeminant-bill$72.84$72.846/23/2010 10:51:18 AM
maldok1$25.00$25.006/23/2010 11:09:56 AM
durability-exchanger$25.00$25.006/23/2010 11:02:09 AM
famous-bill$50.00$50.006/23/2010 11:10:08 AM
csarradio$25.00$25.006/23/2010 1:15:16 PM
shadargroup$25.00$25.006/23/2010 1:15:34 PM
bonFire8$25.00$25.006/23/2010 1:44:25 PM
roman2008$25.00$25.006/23/2010 1:15:17 PM
a-special-power$25.00$25.006/23/2010 1:15:59 PM
norcaliboy22$25.00$25.006/23/2010 1:51:36 PM
syounker$25.00$25.006/22/2010 10:06:05 AM
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the-transaction-stronghold$25.00$25.006/22/2010 9:59:40 AM
treasure-hunter270$25.00$25.006/22/2010 10:04:17 AM
Winsten$50.00$50.006/22/2010 1:24:51 PM
enthralling-deal180$100.00$100.006/22/2010 10:06:26 AM
bchen78875$25.00$25.006/22/2010 2:27:51 PM
blackstar$25.00$25.006/22/2010 2:28:19 PM
teller$25.00$25.006/22/2010 3:02:50 PM
shrewd-deal$25.00$25.006/22/2010 3:03:30 PM
BuffetRocks$50.00$50.006/22/2010 2:28:28 PM
impressive-credit431$61.65$61.656/22/2010 2:51:08 PM
tech310$50.00$50.006/22/2010 2:27:31 PM
holstj$25.00$25.006/22/2010 4:12:05 PM
ddog0224$25.00$25.006/22/2010 2:51:09 PM
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rescue$50.00$50.006/22/2010 4:55:17 PM
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BabyLender$25.00$25.006/23/2010 6:29:52 AM
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reliable-dough3$25.00$25.006/23/2010 6:30:04 AM
ciscoparrot$25.00$25.006/23/2010 6:45:02 AM
golden-contract8$50.00$50.006/23/2010 6:45:38 AM
teega5$25.00$25.006/22/2010 5:14:26 PM
jdrez$25.00$25.006/23/2010 6:45:45 AM
marilyn7$25.00$25.006/23/2010 7:04:55 AM
Anny-Disco$100.00$100.006/22/2010 4:55:33 PM
top-historic-peso$25.00$25.006/22/2010 4:55:57 PM
visionary-community$25.00$25.006/22/2010 5:51:25 PM
active-trade4$50.00$50.006/22/2010 5:50:27 PM
penny-chooser$50.00$50.006/22/2010 5:51:25 PM
angeimack$25.00$25.006/22/2010 5:54:30 PM
Breakfast_Gypsy$25.00$25.006/23/2010 9:39:45 AM
peso-windmill$25.00$25.006/22/2010 8:35:50 PM
PersonalBnkr$25.00$25.006/22/2010 8:44:49 PM
liberty-bearer0$25.00$25.006/22/2010 8:54:27 PM
IIP77$25.00$25.006/23/2010 10:06:21 AM
revenue-prospector$25.00$25.006/22/2010 8:49:55 PM
IeatatWendys$25.00$25.006/23/2010 10:16:36 AM
rakem777$29.46$29.466/23/2010 10:19:45 AM
108lender$199.86$199.866/23/2010 10:21:04 AM
careful-benjamins8$25.00$25.006/23/2010 2:09:25 AM
sjlnn$25.00$25.006/23/2010 4:04:37 AM
vanderhp$25.00$25.006/22/2010 10:54:27 PM
Sang1963$25.00$25.006/23/2010 10:36:01 AM
scottssm$29.00$29.006/23/2010 6:29:50 AM
business_savvy$25.00$25.006/23/2010 6:29:55 AM
loanfairy$25.00$25.006/23/2010 6:19:28 AM
TRUST68$25.00$25.006/23/2010 6:44:40 AM
sarisai$25.00$25.006/23/2010 6:29:56 AM
LAM26$25.00$25.006/23/2010 10:46:51 AM
the-money-gargantuan$25.00$25.006/23/2010 6:45:13 AM
loan-master996$50.00$50.006/23/2010 10:47:07 AM
poetic-yield3$25.00$25.006/23/2010 10:47:35 AM
sentimental-euro$25.00$25.006/23/2010 7:14:26 AM
Dan12781$25.00$25.006/23/2010 7:10:42 AM
commitment-farm$25.00$25.006/23/2010 11:01:10 AM
upbeat-investment9$25.00$25.006/23/2010 8:59:28 AM
nikkiesgrandma$50.00$50.006/23/2010 8:34:29 AM
DowntownLAcash$25.00$25.006/23/2010 9:19:32 AM
partnerinflight$50.00$50.006/23/2010 12:39:30 PM
BigCityLending$25.00$25.006/23/2010 10:00:05 AM
WLenders$42.05$42.056/23/2010 1:10:01 PM
bgood2016$25.00$25.006/23/2010 9:59:48 AM
EPCapital$25.00$25.006/23/2010 1:15:12 PM
JonnyD$25.00$25.006/23/2010 1:15:15 PM
tallmon$25.00$25.006/23/2010 10:01:40 AM
tjone69$100.00$100.006/23/2010 1:39:15 PM
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wwwUniversal$25.00$25.006/23/2010 1:44:48 PM
omahajay$25.00$25.006/23/2010 1:48:07 PM
snappy$44.62$44.626/23/2010 10:18:43 AM
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jammers$25.00$25.006/23/2010 10:18:47 AM
skiforglory$25.00$25.006/23/2010 10:19:38 AM
runner262$25.00$25.006/23/2010 10:20:42 AM
GracieLuLu04$25.00$25.006/23/2010 10:33:17 AM
sgmm330$25.00$25.006/23/2010 10:34:30 AM
kirkjerk$25.00$25.006/23/2010 10:34:45 AM
texrob20$25.00$25.006/23/2010 10:34:25 AM
Dap2005$25.00$25.006/23/2010 10:40:55 AM
macgeek$34.70$34.706/23/2010 10:34:56 AM
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direct-yield$25.00$25.006/23/2010 10:47:24 AM
apetrock$50.00$50.006/23/2010 11:09:46 AM
Peterman$25.00$25.006/23/2010 10:51:22 AM
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Dabne$36.44$36.446/23/2010 12:54:25 PM
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rhightower003$25.00$25.006/23/2010 1:14:56 PM
_wally_$50.00$50.006/23/2010 1:15:10 PM
Noseel$46.44$46.446/23/2010 1:15:18 PM
openness-prospector$25.00$25.006/23/2010 1:15:56 PM
reflective-rupee$700.00$359.516/23/2010 2:00:17 PM
249 bids
 
Borrower Payment Dependent Notes Series 463578
This series of Notes was issued and sold upon the funding of the borrower loan #43262, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Jun-21-2010 
  Auction end date:  Jun-28-2010 
 
Starting lender yield: 26.25% Starting borrower rate/APR: 27.25% / 29.59% Starting monthly payment: $245.76
Final lender yield: 26.25% Final borrower rate/APR: 27.25% / 29.59% Final monthly payment: $245.76
 
Auction yield range: 10.98% - 26.25% Estimated loss impact: 10.65%  
Lender servicing fee: 1.00% Estimated return: 15.60%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1999 Debt/Income ratio: 51%
Basic (1-10): 8 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 18 / 14Length of status:5y 8m
Credit score: 640-659 (Jun-2010) Total credit lines: 34 Occupation: Other
Now delinquent: 0 Revolving credit balance: $9,060Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 49%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: economy-cadence9 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 6 ( 75% ) 640-659 (Latest)
Principal borrowed: $2,000.00< 31 days late: 2 ( 25% )  
660-679 (Oct-2009)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 8  
Description
pay off auto loan
Purpose of loan:
This loan will be used to? i would like to pay off the balance of an auto loan.

My financial situation:
I am a good candidate for this loan because? have had the same job for 5+ years and I always pay my bills

Monthly net income: $ 2435.00

Monthly expenses: $
??Housing: $?225
??Insurance: $?50
??Car expenses: $299
??Utilities: $?100
??Phone, cable, internet: $ 50
??Food, entertainment: $200
??Clothing, household expenses $
??Credit cards and other loans: $ 500?
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Your rent / housing payments are very low?. How do you structure your living arrangements. - SmartConsolidation
A: my wife is responsible for the other half of our house payment (Jun-23-2010)
Q: Hi, what is the interest on your auto loan? Thanks - green-rapid-openness
A: 14% but by doing this it allows me to lower the monthly payments allowing me to pay more to other debt. (Jun-23-2010)
Q: I (ridiculously) have 1 default & 2 on the way to default in only 7 months as a lender. Hoped for better as we lenders are real people just like you. We are taking a chance on you. Will you promise to pay this back - NO MATTER WHAT? - Toastmaster007
A: I assure you I will pay this debt. I am almost 29 and have never defaulted on a loan in my 11 year credit history. I have had auto loans, student loans, mortgage, lines of credit, store cards as well as major credit cards and have always paid them. I take pride in my ability to pay and am working hard to up my credit score. Prosper is just one step in the process and thanks to people like you and the other prosper lenders I am able to make it happen. (Jun-26-2010)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
S-Master$25.00$25.006/21/2010 3:55:34 PM
SNH$50.00$50.006/21/2010 3:56:50 PM
orderly-leverage$30.00$30.006/21/2010 3:57:00 PM
personal-lender$25.00$25.006/21/2010 3:57:04 PM
simplelender80$50.00$50.006/21/2010 3:57:32 PM
MADAOO7$50.00$50.006/21/2010 3:57:39 PM
bid-czar8$100.00$100.006/21/2010 3:59:49 PM
life-is-great$25.00$25.006/21/2010 4:16:35 PM
riproaringrapids$25.00$25.006/21/2010 4:03:56 PM
relentless-penny$25.00$25.006/21/2010 4:05:14 PM
yield-seeker$25.00$25.006/21/2010 4:06:41 PM
seisen$50.00$50.006/21/2010 4:17:15 PM
visionary-currency$50.00$50.006/21/2010 4:20:23 PM
browneyegravy$25.00$25.006/21/2010 4:21:06 PM
jeromeyuan$25.00$25.006/21/2010 4:23:11 PM
utmom$25.00$25.006/21/2010 4:23:30 PM
somebody32$25.00$25.006/21/2010 4:40:12 PM
Veggie_Monkey$25.00$25.006/21/2010 4:40:59 PM
five-star-justice$36.00$36.006/21/2010 4:59:16 PM
LongTail$25.00$25.006/21/2010 4:59:19 PM
cash-tiramisu$50.45$50.456/21/2010 4:59:31 PM
noble-revenue$100.00$100.006/21/2010 4:48:35 PM
stoopidnoodle$25.00$25.006/21/2010 4:48:51 PM
lagnisiruk$25.00$25.006/21/2010 4:52:45 PM
loot-heart$50.00$50.006/21/2010 5:06:07 PM
loan-master996$33.23$33.236/21/2010 4:53:30 PM
head$25.00$25.006/21/2010 4:53:45 PM
ash135$25.00$25.006/21/2010 4:56:06 PM
dparkhom$25.00$25.006/21/2010 4:58:01 PM
inkplj$33.79$33.796/21/2010 5:39:32 PM
Fernpatch_autoshop$25.00$25.006/21/2010 5:39:53 PM
Sam65$25.00$25.006/21/2010 5:40:06 PM
FeedTheMachine$100.00$100.006/21/2010 5:05:57 PM
BooFoo22$25.00$25.006/21/2010 5:08:28 PM
snoopey100$25.00$25.006/21/2010 5:39:50 PM
decisive-capital$75.49$75.496/21/2010 5:40:08 PM
natecam$25.00$25.006/21/2010 10:20:20 PM
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tkr2$25.00$25.006/21/2010 10:20:59 PM
samo102us$25.00$25.006/21/2010 5:40:00 PM
zeelender$25.00$25.006/21/2010 5:40:04 PM
desertoasis$25.00$25.006/21/2010 5:40:12 PM
rhin0cerx$50.00$50.006/21/2010 6:14:38 PM
calsig1363$25.00$25.006/21/2010 9:29:52 PM
brother_tam$50.00$50.006/21/2010 10:10:43 PM
Plotinus$27.24$27.246/21/2010 10:20:54 PM
NoMoreDebt4Me$25.00$25.006/21/2010 10:06:42 PM
flwah$25.00$25.006/21/2010 10:21:00 PM
Cypher041$25.00$25.006/22/2010 9:34:57 AM
Comoparklender$25.00$25.006/22/2010 7:15:13 AM
whiffle$25.00$25.006/22/2010 8:29:41 AM
yarg$25.00$25.006/22/2010 9:24:28 AM
nycloan$25.00$25.006/22/2010 12:50:08 PM
honorable-yield$35.00$35.006/22/2010 12:50:23 PM
CPAMAN$25.00$5.556/22/2010 12:50:40 PM
slojudy$25.00$25.006/22/2010 12:50:20 PM
TheColoradoDon$25.00$25.006/22/2010 12:50:37 PM
Learning2Lend$50.00$50.006/22/2010 12:50:21 PM
Guerrilla_Man$25.00$25.006/22/2010 12:50:29 PM
realtormoises$25.00$25.006/22/2010 4:40:14 PM
wwwUniversal$25.00$25.006/22/2010 5:14:33 PM
grnii78$70.59$70.596/24/2010 9:23:13 AM
monstersdad$50.00$50.006/24/2010 9:46:14 AM
Sven79$100.00$100.006/24/2010 10:55:51 AM
revenue-sapling$25.00$25.006/24/2010 1:26:42 PM
PropertyInvest$25.00$25.006/25/2010 4:08:22 AM
Bob450$25.00$25.006/24/2010 7:59:29 PM
nethosters$25.00$25.006/25/2010 6:14:01 AM
ethicalhumanist$25.00$25.006/25/2010 4:51:11 PM
interstellar$50.00$50.006/25/2010 11:11:45 PM
quest0$25.00$25.006/26/2010 6:07:24 AM
mckhbnpc$30.00$30.006/26/2010 8:51:36 AM
impressive-fund0$59.62$59.626/26/2010 9:47:50 AM
trumpeter5$25.00$25.006/26/2010 3:31:49 PM
auction-seeker$25.00$25.006/26/2010 8:03:27 PM
hektek22$300.00$300.006/27/2010 8:35:29 AM
responsibility-blanket6$25.00$25.006/27/2010 11:59:29 AM
buvaet$25.00$25.006/27/2010 10:53:19 PM
qwsd12$40.00$40.006/21/2010 3:56:46 PM
bountiful-durability$50.00$50.006/21/2010 4:05:04 PM
cash-spark3$50.00$50.006/21/2010 3:56:42 PM
top-historic-peso$26.00$26.006/21/2010 3:56:57 PM
Havana21$25.00$25.006/21/2010 3:58:57 PM
greenwell$25.00$25.006/21/2010 4:02:03 PM
IntrepidInvestment$50.00$50.006/21/2010 4:19:37 PM
kginatl$25.00$25.006/21/2010 4:18:27 PM
burrito6$25.00$25.006/21/2010 4:19:29 PM
AF-Chief$28.00$28.006/21/2010 4:21:58 PM
credit-wheel7$25.00$25.006/21/2010 4:21:22 PM
green-thoughtful-yield$50.00$50.006/21/2010 4:50:55 PM
teller$25.00$25.006/21/2010 4:51:18 PM
loanscholar$50.00$50.006/21/2010 4:22:20 PM
zorg77$25.00$25.006/21/2010 4:22:55 PM
loyalist1$50.00$50.006/21/2010 4:23:27 PM
selfmademan$25.00$25.006/21/2010 4:53:03 PM
Artist_Blue$25.00$25.006/21/2010 4:47:22 PM
successful-euro$40.00$40.006/21/2010 4:48:33 PM
oskizzle$25.00$25.006/21/2010 4:48:55 PM
spsavage$25.00$25.006/21/2010 4:52:43 PM
FASTIZIO_P$27.00$27.006/21/2010 4:59:29 PM
A007$25.00$25.006/21/2010 5:39:34 PM
treasure-bliss$62.67$62.676/21/2010 5:39:43 PM
LBOregon$25.00$25.006/21/2010 5:39:57 PM
simplewareinc$28.64$28.646/21/2010 9:47:52 PM
wise-silver-wonder$25.00$25.006/21/2010 5:15:51 PM
dmh4880$80.00$80.006/21/2010 5:39:33 PM
gizzywump$25.00$25.006/21/2010 5:40:02 PM
BCD$25.00$25.006/21/2010 5:44:58 PM
washboard1$49.28$49.286/21/2010 5:24:32 PM
bradania$25.00$25.006/21/2010 5:39:33 PM
punctual-worth$25.00$25.006/21/2010 5:39:49 PM
compassion-paladin042$25.00$25.006/21/2010 5:39:56 PM
KiwiElf$25.00$25.006/21/2010 5:40:05 PM
MONEYMATCH$25.00$25.006/21/2010 5:40:15 PM
delivery$25.00$25.006/21/2010 5:40:18 PM
bnlforever$25.00$25.006/21/2010 5:40:21 PM
reflective-rupee$25.00$25.006/21/2010 8:30:16 PM
b-rent$25.00$25.006/21/2010 10:20:55 PM
johnayan$25.00$25.006/21/2010 10:33:07 PM
ouyangers$25.00$25.006/21/2010 10:49:30 PM
purdue98$25.00$25.006/21/2010 10:23:38 PM
tech310$50.00$50.006/22/2010 12:30:40 AM
RebuildALife$25.00$25.006/22/2010 9:34:54 AM
famous-hope$30.00$30.006/22/2010 9:39:48 AM
Phantom99$25.00$25.006/22/2010 9:46:57 AM
joeirps$25.00$25.006/21/2010 10:49:31 PM
113121$25.00$25.006/22/2010 7:37:45 AM
parsec9$25.00$25.006/22/2010 9:35:36 AM
SolarMoonshine$25.00$25.006/22/2010 10:05:32 AM
affluence-tycoon$25.00$25.006/22/2010 12:50:19 PM
nuts$50.25$50.256/22/2010 12:50:26 PM
divedude$25.00$25.006/22/2010 12:50:40 PM
Whipster$50.00$50.006/22/2010 12:52:19 PM
DER$29.51$29.516/22/2010 12:50:15 PM
TCayce$25.00$25.006/22/2010 12:50:24 PM
stolan$25.00$25.006/22/2010 12:50:33 PM
1stBankAndHal$25.00$25.006/22/2010 12:09:28 PM
Warbler$25.00$25.006/22/2010 12:50:17 PM
ElAbel11$25.00$25.006/22/2010 12:50:25 PM
108lender$49.30$49.306/22/2010 12:50:30 PM
113121$300.00$300.006/23/2010 7:29:43 AM
kendigme$33.11$33.116/24/2010 3:22:47 AM
AlexTrep$25.00$25.006/23/2010 4:37:25 PM
money-fort$50.00$50.006/23/2010 11:18:20 PM
lucrative-coin$50.00$50.006/24/2010 9:16:51 AM
frogperson$110.00$110.006/24/2010 6:35:30 PM
Ambassador$25.00$25.006/24/2010 8:22:17 PM
top-courteous-peso$25.00$25.006/25/2010 5:30:29 AM
BrighterSuns$25.00$25.006/25/2010 8:50:05 AM
manatee21$60.00$60.006/25/2010 10:41:05 AM
green-rapid-openness$50.00$50.006/25/2010 10:01:27 PM
houli123$44.28$44.286/26/2010 2:05:42 PM
worldly-gold$50.00$50.006/26/2010 8:00:56 PM
mammalian4$50.00$50.006/26/2010 11:04:47 AM
wonder3$25.00$25.006/27/2010 8:41:35 AM
payment-halo$25.00$25.006/26/2010 3:08:24 PM
DasMula$25.00$25.006/26/2010 7:47:47 PM
divine940$25.00$25.006/27/2010 6:19:04 AM
exchange-cowbell5$25.00$25.006/27/2010 6:37:45 PM
Kash2010lu$25.00$25.006/27/2010 9:12:18 PM
160 bids
 
Borrower Payment Dependent Notes Series 463630
This series of Notes was issued and sold upon the funding of the borrower loan #43259, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.0% Auction start date:  Jun-22-2010 
  Auction end date:  Jun-29-2010 
 
Starting lender yield: 33.15% Starting borrower rate/APR: 34.15% / 36.59% Starting monthly payment: $156.65
Final lender yield: 33.15% Final borrower rate/APR: 34.15% / 36.59% Final monthly payment: $156.65
 
Auction yield range: 13.98% - 33.15% Estimated loss impact: 15.53%  
Lender servicing fee: 1.00% Estimated return: 17.62%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jul-1993 Debt/Income ratio: 5%
Basic (1-10): 6 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 3 / 3Length of status:2y 5m
Credit score: 660-679 (Jun-2010) Total credit lines: 28 Occupation: Administrative Assi...
Now delinquent: 0 Revolving credit balance: $865Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 86%  
Public records last 12m / 10y: 0/ 1 Homeownership: No  
Delinquencies in last 7y: 26    
Screen name: orange-alluring-loan Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Short term Loan Request
Purpose of loan:
This loan will be used to?pay off an auto loan.

My financial situation:
I am a good candidate for this loan because? I am adamant about building my credit to be the best it can be.

Monthly net income: $ 3300.00 ????

Monthly expenses: $
??Housing: $ 800.00
??Insurance: $ 60.00
??Car expenses: $ 200.00 (gas)
??Utilities: $ 200.00
??Phone, cable, internet: $ 200.00
??Food, entertainment: $ 300.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 25.00
??Other expenses: $ n.a
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: could you explain the 26 delinquencies in the last 7 years? Thanks. - green-rapid-openness
A: Good morning, Yes, I can. They are older. My husband stopped working - didn't pay bills (not all delinquincies are mine) No longer married to him and on my own -that does not/will not happen. Hope that helps you understand. (Jun-23-2010)
Q: I (ridiculously) have 1 default & 2 on the way to default in only 7 months as a lender. Hoped for better as we lenders are real people just like you. We are taking a chance on you. Will you promise to pay this back - NO MATTER WHAT? - Toastmaster007
A: Good morning - I am SO sorry to hear about the defaults - that would make me crazy! Yes, you can rest assured that you will be paid off. Actually, the entire thing will most likely be paid in less than the time frame allotted. Have you had some that have not defaulted I hope??? (Jun-28-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
successful-euro$40.00$40.006/22/2010 1:30:56 PM
famous-bill$50.00$50.006/22/2010 1:59:51 PM
calkidd05$25.00$25.006/22/2010 2:34:55 PM
AF-Chief$28.00$28.006/22/2010 1:30:38 PM
Havana21$25.00$25.006/22/2010 1:31:22 PM
simplelender80$50.00$50.006/22/2010 1:31:16 PM
IntrepidInvestment$50.00$50.006/22/2010 1:31:53 PM
credit-wheel7$25.00$25.006/22/2010 1:32:01 PM
loot-heart$50.00$50.006/22/2010 1:32:25 PM
orderly-leverage$30.00$30.006/22/2010 1:32:36 PM
personal-lender$25.00$25.006/22/2010 1:32:40 PM
BradP$50.00$50.006/22/2010 3:59:47 PM
riproaringrapids$25.00$25.006/22/2010 1:59:51 PM
cashhelp$25.00$25.006/22/2010 4:05:58 PM
orderly-loot$25.00$25.006/22/2010 1:49:52 PM
credit-czar5$25.00$25.006/22/2010 1:59:31 PM
dime-reaction$25.00$25.006/22/2010 2:50:06 PM
tech_helper$25.00$25.006/22/2010 3:53:42 PM
Evolver$38.58$38.586/22/2010 9:15:03 PM
bold-direct-asset$25.00$25.006/23/2010 6:24:56 AM
wlm3012$25.00$25.006/23/2010 8:30:42 AM
lostviajero$25.00$25.006/23/2010 11:07:27 AM
unger$50.00$50.006/24/2010 7:15:18 AM
top-courteous-peso$25.00$25.006/25/2010 5:30:55 AM
marwadi-62$25.00$25.006/25/2010 11:57:08 AM
brightest-dignified-penny$25.00$25.006/25/2010 5:51:36 PM
victorcab$25.00$25.006/26/2010 7:04:37 AM
Pu239$60.00$60.006/26/2010 7:44:21 AM
new-smart-fund$25.00$25.006/26/2010 11:44:33 AM
malomar66$46.77$46.776/28/2010 7:00:02 PM
bull_lender$25.00$25.006/28/2010 7:51:39 PM
moola-accelerator6$35.00$35.006/28/2010 8:51:27 PM
Ven58$25.00$25.006/28/2010 11:51:12 PM
Bob450$25.00$25.006/28/2010 9:26:53 PM
leverage-britches$25.00$25.006/28/2010 9:54:37 PM
Rackmaster32$30.00$30.006/29/2010 8:50:14 AM
revenue-appraiser$30.00$30.006/29/2010 8:24:07 AM
platinum-cargo$25.00$25.006/29/2010 11:18:44 AM
Leopoldine$25.00$25.006/29/2010 10:29:35 AM
cforell$27.48$27.486/29/2010 10:44:46 AM
balanced-return5$25.00$25.006/29/2010 11:29:10 AM
reflective-rupee$25.00$25.006/29/2010 11:33:26 AM
yons88$37.21$37.216/29/2010 1:22:39 PM
bid-czar8$100.00$100.006/22/2010 1:31:25 PM
greenwell$25.00$25.006/22/2010 1:31:29 PM
relentless-penny$25.00$25.006/22/2010 1:31:31 PM
Comoparklender$25.00$25.006/22/2010 1:32:47 PM
loan-genie88$25.00$25.006/22/2010 1:59:29 PM
teller$25.00$25.006/22/2010 1:59:48 PM
coin-investor$25.00$25.006/22/2010 2:24:55 PM
MADAOO7$50.00$50.006/22/2010 1:31:20 PM
FeedTheMachine$100.00$100.006/22/2010 1:32:24 PM
cash-spark3$50.00$50.006/22/2010 1:32:28 PM
SNH$50.00$50.006/22/2010 1:32:32 PM
tech310$50.00$50.006/22/2010 1:32:44 PM
burrito6$25.00$25.006/22/2010 1:31:50 PM
visionary-currency$50.00$50.006/22/2010 1:31:58 PM
the-aggresive-principal$25.00$25.006/22/2010 1:44:28 PM
top-historic-peso$26.00$26.006/22/2010 1:32:33 PM
keeks$25.00$25.006/22/2010 1:40:01 PM
Scoote2912$25.00$25.006/22/2010 1:59:30 PM
sarisai$50.00$50.006/22/2010 1:56:28 PM
openness-prospector$25.00$25.006/22/2010 1:59:39 PM
S-Master$25.00$25.006/22/2010 2:10:27 PM
worth-arch$25.00$25.006/22/2010 2:27:43 PM
BooFoo22$25.00$25.006/22/2010 2:27:36 PM
MoneyMA$25.00$25.006/22/2010 2:50:08 PM
sensible-order2$25.00$25.006/22/2010 2:59:30 PM
JGB$37.85$31.056/22/2010 2:59:45 PM
realtormoises$25.00$25.006/22/2010 4:39:06 PM
reflective-rupee$25.00$25.006/22/2010 4:35:45 PM
SolarMoonshine$25.00$25.006/23/2010 10:01:48 AM
interstellar$50.00$50.006/23/2010 10:36:47 AM
kingston1$25.00$25.006/23/2010 1:44:45 PM
wlm3012$25.00$25.006/26/2010 11:39:41 AM
AlexTrep$25.00$25.006/27/2010 1:20:22 PM
fund-secret-agent$25.00$25.006/27/2010 4:41:46 PM
wwwUniversal$25.00$25.006/28/2010 1:52:52 PM
income-pillow$50.00$50.006/28/2010 4:13:56 PM
Core-Marketing$25.00$25.006/28/2010 5:54:45 PM
green-rapid-openness$50.00$50.006/28/2010 9:54:45 PM
Kash2010lu$35.00$35.006/28/2010 11:20:49 PM
DasMula$25.00$25.006/28/2010 8:32:32 PM
vigilance-searcher$25.00$25.006/28/2010 10:04:14 PM
dynrep$25.00$25.006/29/2010 5:05:07 AM
MrPie$25.00$25.006/29/2010 8:02:01 AM
mrxtravis$55.17$55.176/29/2010 10:08:45 AM
pellet$25.00$25.006/29/2010 10:31:35 AM
leverage-monger$65.00$65.006/29/2010 10:46:53 AM
1phantom$25.00$25.006/29/2010 10:57:00 AM
jtc26$50.00$50.006/29/2010 11:18:08 AM
mrxtravis$50.00$50.006/29/2010 10:07:25 AM
point-berserker$25.00$25.006/29/2010 11:20:34 AM
NYretire$41.26$41.266/29/2010 11:27:24 AM
reflective-rupee$25.00$25.006/29/2010 11:33:07 AM
responsible-worth113$25.00$25.006/29/2010 11:49:57 AM
Dave_Cashflow$93.48$93.486/29/2010 1:13:17 PM
Loan_Some_Money$50.00$50.006/29/2010 1:17:21 PM
credit-missile$75.00$75.006/29/2010 12:05:21 PM
shrewd-income$50.00$50.006/29/2010 1:23:43 PM
msgslg68$25.00$25.006/29/2010 1:06:25 PM
101 bids