Sales Report:Supplement No. 226 dated Jun 28, 2010 to Prospectus dated Jul 13, 2009
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 454166
This series of Notes was issued and sold upon the funding of the borrower loan #43146, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 19.0% Auction start date:  Jun-18-2010 
  Auction end date:  Jun-25-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 39.15% Starting monthly payment: $45.24
Final lender yield: 19.85% Final borrower rate/APR: 20.85% / 24.65% Final monthly payment: $37.60
 
Auction yield range: 16.98% - 34.00% Estimated loss impact: 20.12%  
Lender servicing fee: 1.00% Estimated return: -0.27%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1996 Debt/Income ratio: 22%
Basic (1-10): 5 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):2 Current / open credit lines: 15 / 15Length of status:5y 9m
Credit score: 600-619 (May-2010) Total credit lines: 39 Occupation: Sales - Retail
Now delinquent: 2 Revolving credit balance: $8,958Stated income:$50,000-$74,999
Amount delinquent: $2,410 Bankcard utilization: 97%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 2    
Screen name: tcvirginia Borrower's state: Colorado Borrower's group: Fix your credit, then get a loan.
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 48 ( 100% ) 600-619 (Latest)
Principal borrowed: $3,500.00< 31 days late: 0 ( 0% )  
620-639 (Dec-2009)
640-659 (Dec-2007)
580-599 (Nov-2006)
580-599 (Oct-2006)
 
Principal balance: $583.94 31+ days late: 0 ( 0% )
Total payments billed: 48  
Description
Mortgage Help
I have paid off one loan on prosper in full and am more than half way down on the second loan, so I am definitely reliable on my payments. I have had a 10% cut to my salary and my commissions in the mutual fund business is obviously dropped due to the market. We have come back and forsee having my commissions higher in the next few months. Meanwhile I am 1 mortgage payment behind and need to catch up. Here are my monthly obligations: Mortgage-$1110 Car-$213 Car Insurance-$112 Gas-$120 Electric-$60 School Loan-$187 Cell Phone-$74 Credit Cards (4)-$300 Cable-$50 Prosper-$88 Misc-$200 Avg. Expenses- $2499 Minimum Income: $4000 Leftover $1501 This is NOT including any commissions, which vary monthly from $400-$3,000. I changed jobs in 2004 and moved to Colorado for a pay raise which has been substantial. I am a hard worker, extremely capable of financially taking care of myself and would like to consolidate. With my monthly payment on this loan being about $45 a month you can see that it will not be an issue to re-pay this loan even if circumstances do change. I am very responsible, pay all my bills on time and put my finances as a number one priority. Thank you for taking the time to bid on my need.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
soulblest$50.00$50.006/20/2010 2:28:06 PM
CMDCO$50.00$50.006/23/2010 11:36:00 AM
portfolio-turbine$25.00$25.006/23/2010 7:11:25 PM
Leshan$100.00$100.006/24/2010 2:07:44 PM
best-generosity-financier$25.00$25.006/24/2010 10:26:34 PM
pathcrx$26.75$26.756/25/2010 5:33:12 AM
Tlrdlrrnch$25.00$25.006/24/2010 8:19:12 PM
kevdigital$25.00$23.256/25/2010 4:11:07 AM
amor1962$25.00$25.006/25/2010 5:37:07 AM
Aberdeen$400.00$400.006/21/2010 6:26:02 PM
jhouman$25.00$25.006/21/2010 6:19:31 PM
wlm3012$25.00$25.006/21/2010 6:26:35 PM
jhouman$25.00$25.006/22/2010 10:55:01 AM
funimuni$25.00$25.006/23/2010 7:23:21 PM
thefisherman$25.00$25.006/23/2010 9:25:57 PM
shrewd-income$100.00$100.006/24/2010 10:29:11 PM
simeonthewhale$25.00$25.006/25/2010 3:56:21 AM
17 bids
 
Borrower Payment Dependent Notes Series 460670
This series of Notes was issued and sold upon the funding of the borrower loan #43222, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 19.0% Auction start date:  Jun-15-2010 
  Auction end date:  Jun-22-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $203.56
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $203.56
 
Auction yield range: 16.98% - 34.00% Estimated loss impact: 21.01%  
Lender servicing fee: 1.00% Estimated return: 12.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-1991 Debt/Income ratio: 27%
Basic (1-10): 5 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 8 / 8Length of status:4y 9m
Credit score: 620-639 (May-2010) Total credit lines: 26 Occupation: Executive
Now delinquent: 0 Revolving credit balance: $7,629Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 94%  
Public records last 12m / 10y: 0/ 1 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: wieltech1 Borrower's state: NorthCarolina Borrower's group: Small Business &amp; Self Employed
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 22 ( 100% ) 620-639 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
660-679 (Jul-2008)
 
Principal balance: $2,439.91 31+ days late: 0 ( 0% )
Total payments billed: 22  
Description
Having Minor Cashflow Issue
Purpose of loan:
I have an Electrical Contracting?company that has been in business for several years now. We do strictly commercial work and are in no way affected by the housing bubble. Other than the last year of flat growth we have consistantly grown each year since 2005. We currently have just over $230,000 under contract and underway with 9 field guys and possibly more soon. However, due to some slow paying customers we are currently?in a tight cashflow position which normally wouldnt be a problem but because my personal creditors have taken away thousands of dollars in credit? because it sat unused it has put me in a position to seek out other methods to alieviate our ?situation. This loan would be used to ease our cashflow problem and possibly add another guy as the labor market is currently employer favored. We?could absolutely?go to our bank but we have done this once before and we really like the concept?and how it works. Also, even though we do have slow pay customers occasionally, that can tie up alot of cash, the vast majoirity are large established companies and we have had hardly nothing totally uncollected.

My financial situation:
I am a good candidate for this loan because I have a large amount of income each month and I PAY MY Bills on time. The only reason Im in the HR category is because my personal creditors knocked my unused lines down so, therefore,?it looks as though Im using alot of my availible credit. But as my report shows I dont have 1 single late payment not?even to prosper.

Monthly net income: $ 6600

Monthly expenses: $
??Housing: $ 1000????????
??Insurance: $ 110????
??Car expenses: $ 460
??Utilities: $ 250
??Phone, cable, internet: $ 130
??Food, entertainment: $ 500
??Clothing, household expenses $ 350
??Credit cards and other loans: $ 1300 - includes prosper
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hi, What steps are you taking to improve your collections? Thanks! - treasure-chestnut
A: We dont have a huge problem with collections. Its just here lately we have been taking on a slight bit more private work. When we request payment on a specific project in the private sector, the application generally goes through the developers bank to be approved and sometimes that takes more time than the 30 day payment cycle we would like everyone to stay on. However, 90% of the work we have under contract now and coming up is public and its always within the 30 day pay schedule. (Jun-17-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
chameleon125$50.00$50.006/15/2010 9:25:58 PM
aztocas$25.00$25.006/17/2010 12:17:37 PM
order-bee1$25.00$25.006/19/2010 3:10:31 AM
Gregger$25.00$25.006/19/2010 11:59:14 PM
verticalhorizon$32.21$32.216/22/2010 6:13:21 AM
realtormoises$25.00$25.006/22/2010 6:23:42 AM
vmh20035$39.73$39.736/22/2010 9:58:23 AM
tzvie$25.00$25.006/22/2010 12:21:17 PM
enthusiastic-balance5$500.00$500.006/22/2010 1:57:19 PM
twjh$25.00$25.006/22/2010 1:59:42 PM
rebeldog67$50.00$50.006/22/2010 10:57:24 AM
113121$311.85$311.856/22/2010 11:42:41 AM
Sven79$100.00$100.006/22/2010 1:36:23 PM
enthusiastic-balance5$300.00$205.286/22/2010 1:58:38 PM
twjh$25.00$25.006/22/2010 1:59:41 PM
wasaabi$177.40$177.406/22/2010 2:31:40 PM
Kash2010lu$50.00$50.006/16/2010 8:14:58 AM
MatticusCaesar$50.00$50.006/16/2010 8:39:29 AM
EEasyMoney$50.00$50.006/15/2010 9:30:09 PM
YoungTaxMan$100.00$100.006/16/2010 8:03:15 PM
jhouman$25.00$25.006/16/2010 4:25:04 PM
113121$25.00$25.006/17/2010 6:32:58 AM
UCLA4life$25.00$25.006/17/2010 10:44:45 AM
allbalooboy2$25.00$25.006/17/2010 8:47:57 PM
nilonc1$200.00$200.006/19/2010 4:21:55 PM
currency-bumblebee$50.00$50.006/21/2010 5:15:39 AM
Frosty$50.00$50.006/21/2010 3:26:39 PM
OldManP$25.00$25.006/21/2010 4:57:19 PM
skaught$50.00$50.006/21/2010 11:11:14 PM
NekHoldings$25.00$25.006/22/2010 5:10:33 AM
five-star-note$50.00$50.006/22/2010 11:35:20 AM
YoungTaxMan$150.00$150.006/22/2010 10:31:34 AM
Aberdeen$400.00$400.006/22/2010 11:35:21 AM
FarmersBank$25.00$25.006/22/2010 12:25:40 PM
Lender12$1,344.51$1,344.516/22/2010 11:31:06 AM
efficient-commitment$25.00$25.006/22/2010 12:52:49 PM
Skeptical-one$25.00$25.006/22/2010 1:26:59 PM
BrighterSuns$25.00$25.006/22/2010 1:45:00 PM
double22$64.02$64.026/22/2010 1:54:54 PM
39 bids
 
Borrower Payment Dependent Notes Series 462204
This series of Notes was issued and sold upon the funding of the borrower loan #43225, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Jun-10-2010 
  Auction end date:  Jun-17-2010 
 
Starting lender yield: 8.00% Starting borrower rate/APR: 9.00% / 9.34% Starting monthly payment: $47.70
Final lender yield: 6.10% Final borrower rate/APR: 7.10% / 7.44% Final monthly payment: $46.38
 
Auction yield range: 2.98% - 8.00% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 5.50%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1992 Debt/Income ratio: 10%
Basic (1-10): 10 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 6 / 5Length of status:24y 10m
Credit score: 780-799 (Jun-2010) Total credit lines: 18 Occupation: Administrative Assi...
Now delinquent: 0 Revolving credit balance: $1,089Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: ferocious-contract2 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
new kitchen
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
impressive-credit431$500.00$147.436/10/2010 3:36:25 PM
ujiba$25.00$25.006/10/2010 3:37:09 PM
F_r_e_d_s__B_a_n_k$50.00$50.006/10/2010 3:47:17 PM
RandyL3$33.00$33.006/10/2010 3:37:31 PM
cash-vault$25.00$25.006/11/2010 10:07:45 AM
ethicalhumanist$25.00$25.006/11/2010 8:19:37 AM
cloud8$40.00$40.006/11/2010 10:06:29 AM
blot44$25.00$25.006/11/2010 5:26:34 AM
conductor146$25.00$25.006/11/2010 6:27:59 PM
Chesterite$36.00$36.006/12/2010 9:06:12 PM
focused-dime8$25.00$25.006/13/2010 10:54:47 AM
julijask$35.00$35.006/12/2010 2:11:09 PM
gavinsp$25.00$25.006/12/2010 7:15:17 PM
philantist$25.00$25.006/14/2010 8:07:51 PM
Vegan-Girl$25.00$25.006/14/2010 4:25:20 PM
Kelor99$25.00$25.006/14/2010 5:49:19 PM
fcrick$25.00$25.006/15/2010 11:19:20 AM
Cliffie83$40.34$40.346/15/2010 11:23:45 AM
Spiv_51$25.00$25.006/15/2010 12:46:22 PM
mg144$25.00$25.006/15/2010 8:44:52 PM
JCPlending$25.00$25.006/16/2010 8:58:56 AM
FundMaker$30.00$30.006/16/2010 1:59:19 PM
khamlagirl$25.00$25.006/16/2010 4:14:08 PM
best-generosity-financier$25.00$25.006/16/2010 5:55:12 PM
Dollars4Rent$25.00$25.006/17/2010 7:14:10 AM
qkinger$50.00$50.006/17/2010 1:07:40 PM
StocksMan$50.00$50.006/17/2010 3:34:56 PM
wwwUniversal$25.00$25.006/10/2010 3:38:31 PM
dadancincowz$33.23$33.236/10/2010 5:15:45 PM
cwegert$50.00$50.006/11/2010 2:03:05 PM
ijspence$25.00$25.006/11/2010 2:34:40 PM
preciouschild$100.00$100.006/11/2010 2:04:43 PM
beachfunder$25.00$25.006/13/2010 9:53:14 AM
octoberfresh$25.00$25.006/15/2010 6:32:56 AM
ttnk62918$25.00$25.006/15/2010 11:30:26 AM
glc527$25.00$25.006/15/2010 12:23:01 PM
bfn311$25.00$25.006/15/2010 4:48:31 PM
OzGuy609$25.00$25.006/15/2010 5:07:05 PM
simiray$30.00$30.006/16/2010 5:04:12 PM
Dollars4Rent$25.00$25.006/17/2010 7:14:26 AM
1phantom$50.00$50.006/17/2010 7:52:38 AM
microloan-green$25.00$25.006/16/2010 5:44:40 PM
giovani$25.00$25.006/16/2010 6:37:04 PM
redtilapia$25.00$25.006/17/2010 9:58:11 AM
44 bids
 
Borrower Payment Dependent Notes Series 462448
This series of Notes was issued and sold upon the funding of the borrower loan #43181, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Jun-14-2010 
  Auction end date:  Jun-20-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $135.71
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $135.71
 
Auction yield range: 16.98% - 34.00% Estimated loss impact: 20.01%  
Lender servicing fee: 1.00% Estimated return: 13.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jan-1989 Debt/Income ratio: 24%
Basic (1-10): 4 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):1 Current / open credit lines: 2 / 1Length of status:2y 1m
Credit score: 660-679 (Jun-2010) Total credit lines: 4 Occupation: Other
Now delinquent: 0 Revolving credit balance: $0Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: reward-bearer Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Sound system for 2010 Camaro
Purpose of loan:
This loan will be used to? Purchase a new sound system for a 2010 Camaro I bought in February.

My financial situation:
I am a good candidate for this loan because? I have made my $410 car payments early, my insurance is current and really have no other bills.

I

Monthly net income: $ 1,600

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 527 every 6 months, next payment due in August
??Car expenses: $ 410 on the 13th of every month
??Utilities: $ 120
??Phone, cable, internet: $ 80
??Food, entertainment: $ 300
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 0
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
burrito6$25.00$25.006/14/2010 4:04:10 PM
Caerus$25.00$25.006/14/2010 4:08:49 PM
Diamond_Jim$25.00$25.006/14/2010 4:08:53 PM
SBT$25.00$25.006/14/2010 4:08:52 PM
helping-out$35.00$35.006/14/2010 4:08:59 PM
RMB-Investments$25.00$25.006/14/2010 4:04:34 PM
hyrolln$25.00$25.006/14/2010 4:04:52 PM
marketplace-buckeye$25.00$25.006/14/2010 4:44:51 PM
Buffer10$25.00$25.006/14/2010 4:44:53 PM
zone6$100.00$100.006/14/2010 4:21:44 PM
reflective-rupee$25.00$25.006/14/2010 4:17:22 PM
contract-maracas$50.00$50.006/14/2010 4:40:48 PM
sharp-money3$25.00$25.006/14/2010 4:40:51 PM
reward-adventure$25.00$25.006/14/2010 4:41:32 PM
platinum-genetics$50.00$50.006/14/2010 4:41:29 PM
kind-efficient-credit$25.00$25.006/14/2010 4:44:51 PM
realtormoises$25.00$25.006/14/2010 8:09:27 PM
Artist_Blue$25.00$25.006/15/2010 8:35:20 AM
coasterman$25.00$25.006/15/2010 8:53:09 AM
income-pillow$50.00$50.006/15/2010 4:27:03 PM
shrewd-peace7$25.00$25.006/15/2010 4:26:29 PM
Gibbyland$50.00$50.006/15/2010 4:26:12 PM
IIP77$25.00$25.006/15/2010 4:26:26 PM
kubien$25.00$25.006/15/2010 4:27:01 PM
time4aloan$25.00$25.006/15/2010 11:53:07 PM
ChristopherS$25.00$25.006/16/2010 11:05:42 AM
djsvin1$25.00$25.006/16/2010 11:05:55 AM
lowlite6647$25.00$25.006/16/2010 11:06:06 AM
TowerBusiness$25.00$25.006/16/2010 11:06:15 AM
vmann$25.00$25.006/16/2010 11:06:17 AM
moves$25.00$25.006/16/2010 11:05:43 AM
archeanchaos$25.00$25.006/16/2010 11:05:45 AM
martinnc$25.00$25.006/16/2010 11:05:52 AM
newgroom422$25.00$25.006/16/2010 11:05:57 AM
winslowdad$25.00$25.006/16/2010 11:06:03 AM
drstumpster$25.00$25.006/16/2010 11:06:08 AM
Boston005$25.00$25.006/16/2010 11:05:46 AM
unforgettable-moola1$25.00$25.006/16/2010 11:05:48 AM
naina_my_daughter$25.00$25.006/16/2010 11:05:53 AM
sankyu$25.00$25.006/16/2010 11:06:05 AM
ryan23$25.00$25.006/16/2010 11:06:13 AM
macbeck22$25.00$25.006/16/2010 11:06:19 AM
unger$50.00$50.006/17/2010 7:29:41 AM
jamiee73$25.00$25.006/18/2010 4:37:12 PM
asset-pine$25.00$25.006/18/2010 8:04:49 PM
eboomer2611$25.00$25.006/18/2010 8:32:33 PM
green-thoughtful-yield$50.00$50.006/14/2010 4:07:57 PM
S-Master$25.00$25.006/14/2010 4:40:50 PM
inspiring-reward$200.00$200.006/14/2010 4:41:27 PM
gelidfrank$25.00$25.006/14/2010 4:41:30 PM
autonomous-truth$50.00$50.006/14/2010 4:06:04 PM
PRGuyinVA$25.00$25.006/14/2010 4:08:50 PM
treasure-hunter270$25.00$25.006/14/2010 4:08:55 PM
simplelender80$50.00$50.006/14/2010 4:08:56 PM
svandgts$50.00$50.006/14/2010 4:08:58 PM
Aleut$25.00$25.006/14/2010 4:41:07 PM
genuine-responsibility8$45.92$45.926/14/2010 4:41:26 PM
AlexTrep$25.00$25.006/14/2010 6:25:28 PM
exchange-dreams$25.00$25.006/14/2010 9:01:02 PM
Rogesparkguy$25.00$25.006/14/2010 8:09:53 PM
well-mannered-income3$25.00$25.006/15/2010 11:38:50 AM
skuba$25.00$25.006/15/2010 8:33:37 AM
slico$25.00$25.006/15/2010 4:26:39 PM
swoosh$25.00$25.006/15/2010 4:26:57 PM
inqbus$25.00$25.006/15/2010 4:26:05 PM
Marathoner$25.00$25.006/15/2010 4:26:45 PM
gallant-economy9$25.00$25.006/16/2010 9:35:14 AM
rosario1$25.00$25.006/16/2010 11:05:40 AM
Apex-Lender$25.00$25.006/16/2010 11:05:49 AM
cablenews$25.00$25.006/16/2010 11:06:00 AM
indomitable-dedication$25.00$25.006/16/2010 11:06:10 AM
The_Secret$35.00$35.006/16/2010 11:06:16 AM
_wally_$25.00$25.006/16/2010 11:06:21 AM
wlm3012$25.00$25.006/16/2010 12:16:27 PM
workinghardoregon$25.00$25.006/16/2010 9:34:36 AM
arrow6$25.00$25.006/16/2010 11:05:44 AM
djames82$50.00$50.006/16/2010 11:05:50 AM
leverage-violin$25.00$25.006/16/2010 11:05:56 AM
kindness-casserole$25.00$25.006/16/2010 11:05:58 AM
open-minded-fund9$50.00$50.006/16/2010 11:06:04 AM
forthright-dedication$25.00$25.006/16/2010 11:06:12 AM
tjone69$30.00$15.086/16/2010 11:06:22 AM
return-poblano$50.00$50.006/16/2010 11:05:47 AM
currency-commander$25.00$25.006/16/2010 11:05:51 AM
rate-supporter$25.00$25.006/16/2010 11:05:59 AM
lucrative-transparency0$25.00$25.006/16/2010 11:06:09 AM
Redmond$25.00$25.006/16/2010 11:06:18 AM
jldallover$25.00$25.006/16/2010 11:06:20 AM
rockhound84$25.00$25.006/17/2010 5:26:47 AM
Moneypenny6$30.00$30.006/18/2010 4:28:16 PM
CADETTO$49.00$49.006/18/2010 11:37:44 PM
marwadi-62$50.00$50.006/19/2010 8:14:46 PM
CliffordtheRed$25.00$25.006/19/2010 10:20:28 AM
mapleman5$40.00$40.006/19/2010 1:14:15 PM
94 bids
 
Borrower Payment Dependent Notes Series 462490
This series of Notes was issued and sold upon the funding of the borrower loan #43184, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Jun-15-2010 
  Auction end date:  Jun-22-2010 
 
Starting lender yield: 10.10% Starting borrower rate/APR: 11.10% / 11.45% Starting monthly payment: $327.86
Final lender yield: 10.10% Final borrower rate/APR: 11.10% / 11.45% Final monthly payment: $327.86
 
Auction yield range: 2.98% - 10.10% Estimated loss impact: 1.51%  
Lender servicing fee: 1.00% Estimated return: 8.59%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Feb-1984 Debt/Income ratio: 35%
Basic (1-10): 7 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 23 / 22Length of status:7y 1m
Credit score: 800-819 (Jun-2010) Total credit lines: 80 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $4,199Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 11%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: kind-thankful-euro Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off cc and Grad School
Purpose of loan:
This loan will be used to? pay off cc and grad school

My financial situation:
I am a good candidate for this loan because? job is stable (7+ years) and have not been late on payments.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
affert$50.00$50.006/15/2010 3:44:37 PM
Musiclover27$25.00$25.006/15/2010 3:44:31 PM
loaninvesting$25.00$25.006/15/2010 3:44:36 PM
stockpiler079$25.00$25.006/15/2010 3:53:28 PM
Jynxie$50.00$50.006/15/2010 3:54:22 PM
top-courteous-peso$50.00$50.006/15/2010 3:55:41 PM
jmvingeorgia$100.00$100.006/16/2010 7:00:02 AM
reBuild-America$50.00$50.006/16/2010 9:52:57 AM
established-treasure875$25.00$25.006/16/2010 4:18:52 PM
suburbanman64$25.71$25.716/17/2010 12:47:46 AM
Bank_Of_XL$25.00$25.006/17/2010 7:18:04 AM
FinDoc$25.00$25.006/17/2010 12:52:24 PM
octoberfresh$25.00$25.006/17/2010 12:04:50 PM
MasterKey$25.00$25.006/17/2010 1:45:08 PM
giovani$25.00$25.006/17/2010 3:59:27 PM
benevolent-benefit$25.00$25.006/18/2010 11:15:30 AM
PPLIN810$25.81$25.816/18/2010 1:40:37 PM
JTHarris$25.00$25.006/18/2010 11:15:15 AM
heng2x$50.00$50.006/18/2010 1:40:20 PM
Troutfinder$40.00$40.006/18/2010 11:27:21 PM
integrity-cowbell$25.00$25.006/19/2010 2:44:02 AM
creative-finance7$25.00$25.006/19/2010 5:57:19 AM
Imaginos1892$100.00$100.006/19/2010 8:46:36 AM
Jinja$25.41$25.416/19/2010 1:03:51 PM
108lender$100.00$100.006/19/2010 1:04:39 PM
sturdy-rate3$25.00$25.006/19/2010 8:56:13 AM
nilonc1$100.00$100.006/19/2010 4:56:48 PM
minatoku$25.00$25.006/19/2010 8:40:31 AM
worth-engine5$25.00$25.006/19/2010 9:36:16 AM
adhocboy$25.00$25.006/20/2010 8:48:44 AM
intelligent-reward7$25.00$25.006/19/2010 9:34:03 PM
CaptainKirk$75.00$75.006/20/2010 6:31:48 PM
runbix7$25.00$25.006/19/2010 10:05:21 PM
swanseasailor$75.00$75.006/20/2010 3:21:42 AM
mobucks2$25.00$25.006/20/2010 10:20:57 AM
fastnapper$40.30$40.306/21/2010 5:16:21 AM
ALL-PRIME$25.00$25.006/21/2010 10:03:10 AM
payment-freshmaker$50.00$50.006/20/2010 11:50:01 PM
Heiko$25.00$25.006/21/2010 5:11:18 AM
haiku328$100.00$100.006/21/2010 8:27:37 AM
OldManP$25.00$25.006/21/2010 9:40:46 AM
Dr_M$25.00$25.006/21/2010 10:22:43 AM
srspank24$555.00$555.006/21/2010 2:42:18 PM
suzmash$25.00$25.006/21/2010 3:41:15 PM
favorite-commerce$50.00$50.006/21/2010 4:48:47 PM
spacedude123$100.00$100.006/21/2010 4:24:32 PM
wwwUniversal$25.00$25.006/21/2010 4:59:59 PM
kevdigital$25.00$25.006/21/2010 5:14:58 PM
gilbrear$25.00$25.006/21/2010 5:58:33 PM
buckeyebucks$50.00$50.006/21/2010 6:15:19 PM
MonkeyHero$50.00$50.006/21/2010 8:12:26 PM
best-generosity-financier$25.00$25.006/21/2010 5:49:02 PM
revenue-youngster$25.00$25.006/21/2010 6:33:38 PM
ultimatepaintball$25.00$25.006/21/2010 10:22:35 PM
kylepabo$25.00$25.006/21/2010 11:05:11 PM
Quid-Pro-Quo$25.00$25.006/21/2010 7:55:24 PM
natural-affluence4$50.00$50.006/21/2010 7:28:39 PM
CHAZGEO6685$30.00$30.006/21/2010 9:14:25 PM
Ven58$25.00$25.006/21/2010 9:49:49 PM
the-debt-fluffy-bunny$25.00$25.006/21/2010 10:17:06 PM
the-charming-integrity$43.14$43.146/22/2010 6:52:23 AM
deal-pledge$25.00$25.006/21/2010 11:04:00 PM
admirable-credit$25.00$25.006/21/2010 10:35:57 PM
crw1950$50.00$50.006/22/2010 6:26:18 AM
webwesen$50.00$50.006/22/2010 7:24:11 AM
webwesen$25.00$25.006/22/2010 7:24:53 AM
orbital-gain$50.00$50.006/22/2010 7:28:23 AM
exact-peso2$27.50$27.506/22/2010 6:42:56 AM
calbertrand$25.00$25.006/22/2010 8:18:51 AM
encore02$100.00$100.006/22/2010 7:17:45 AM
magnificent-reward9$48.96$48.966/22/2010 9:04:33 AM
lucrative-coin$50.00$50.006/22/2010 7:51:34 AM
tender-ore$25.00$25.006/22/2010 8:49:23 AM
grampy48$25.00$25.006/22/2010 9:39:47 AM
mammalian4$50.00$50.006/22/2010 10:40:54 AM
credit-panda1$50.00$50.006/22/2010 10:47:03 AM
efficient-commitment$100.00$100.006/22/2010 12:35:22 PM
patriot384$350.00$350.006/22/2010 1:37:52 PM
FOFagent1$200.00$200.006/22/2010 10:29:23 AM
LA-Funding-Bank$25.00$25.006/22/2010 11:07:16 AM
JPOPP$47.67$47.676/22/2010 11:00:44 AM
namd$50.00$50.006/22/2010 11:23:54 AM
mcs99$50.00$50.006/22/2010 12:39:26 PM
socal-lender$25.00$25.006/22/2010 2:59:06 PM
Tc11902$100.00$100.006/22/2010 12:50:09 PM
Long-term2040$25.00$25.006/22/2010 1:24:27 PM
investment-cluster$25.00$25.006/22/2010 1:48:39 PM
thoughtful-justice8$25.00$25.006/22/2010 2:02:07 PM
moola-accelerator6$26.11$26.116/22/2010 2:07:18 PM
sevens$25.00$25.006/22/2010 2:51:22 PM
captainzero$59.64$59.646/22/2010 2:30:30 PM
jey6941$25.00$25.006/15/2010 3:44:47 PM
cowboyskier$50.00$50.006/15/2010 3:45:21 PM
dontscrewmeover1$25.00$25.006/15/2010 3:44:53 PM
ethicalhumanist$25.00$25.006/15/2010 3:51:59 PM
rdrloan$50.00$50.006/15/2010 3:52:02 PM
credit-maverick1$100.00$100.006/15/2010 4:22:08 PM
ptjg$50.00$50.006/15/2010 4:27:27 PM
chibear34$25.00$25.006/15/2010 4:53:49 PM
credit-observatory$25.00$25.006/15/2010 8:23:07 PM
CIC$25.00$25.006/16/2010 7:54:55 AM
schmegs$25.00$25.006/15/2010 11:51:01 PM
Quiz18$25.00$25.006/16/2010 11:30:28 AM
Moneypenny6$30.00$30.006/16/2010 8:45:16 PM
credit-coach118$25.00$25.006/17/2010 1:39:55 PM
smart-gold$25.00$25.006/17/2010 3:27:16 PM
banker581$25.00$25.006/18/2010 8:43:36 AM
rockhound84$25.00$25.006/18/2010 4:33:36 AM
turbostar666$30.00$30.006/18/2010 4:22:37 PM
sunsetinvestment$76.20$76.206/18/2010 8:44:05 PM
norcaliboy22$25.00$25.006/18/2010 9:29:16 PM
dawg25$35.00$35.006/19/2010 4:45:43 AM
STAN7366$100.00$100.006/19/2010 10:35:03 AM
1phantom$50.00$50.006/19/2010 11:12:25 AM
FRC64$25.00$25.006/19/2010 2:12:44 AM
hampa$50.00$50.006/19/2010 6:53:41 AM
sincere-fund1$50.00$50.006/19/2010 8:35:11 AM
acg$134.00$134.006/19/2010 9:12:29 AM
contract-lava0$25.00$25.006/19/2010 12:31:11 PM
dynrep$75.00$75.006/19/2010 10:00:44 PM
dirkgently$25.00$25.006/19/2010 2:21:17 PM
CSinvestments$25.00$25.006/19/2010 3:32:44 PM
benefit-catalyst$300.00$300.006/19/2010 8:03:03 PM
respectful-integrity3$43.00$43.006/20/2010 3:54:28 PM
dynrep$25.00$25.006/19/2010 9:59:57 PM
yoshibo$200.00$200.006/20/2010 10:22:14 PM
3_boyz$25.00$25.006/20/2010 4:55:26 AM
JGuide$25.00$25.006/20/2010 9:30:02 AM
reflective-rupee$100.00$100.006/21/2010 1:49:40 AM
blue-dollar-viking$100.00$100.006/20/2010 9:25:10 AM
worthy-bid8$500.00$16.246/21/2010 9:45:14 AM
Simbrit$250.00$250.006/21/2010 5:18:41 AM
psalms6612$25.00$25.006/21/2010 9:14:33 AM
BoughtTheFarm$25.00$25.006/21/2010 10:03:06 AM
income-fortress$25.00$25.006/21/2010 10:11:01 AM
economy-caper9$25.00$25.006/21/2010 1:53:02 PM
generous-at-heart$25.00$25.006/21/2010 2:38:05 PM
debtcollector$50.00$50.006/21/2010 3:40:23 PM
cbfresh$50.00$50.006/21/2010 3:58:03 PM
squid$50.00$50.006/21/2010 4:22:23 PM
Gobsek$25.00$25.006/21/2010 4:43:36 PM
blissful-note7$25.00$25.006/21/2010 4:58:07 PM
statenisland51$50.00$50.006/21/2010 4:48:11 PM
bicyclist2270$25.00$25.006/21/2010 5:01:47 PM
cemseller$25.00$25.006/21/2010 4:56:12 PM
Bosslady123q$25.00$25.006/21/2010 4:56:42 PM
SpectrumCapital$75.00$75.006/21/2010 4:58:37 PM
Gold_Coin$25.00$25.006/21/2010 5:08:38 PM
fair_rates$25.00$25.006/21/2010 10:20:37 PM
congardner1$25.00$25.006/21/2010 6:28:45 PM
HumRaahee$100.00$100.006/21/2010 7:20:07 PM
power-secret-agent$25.00$25.006/21/2010 7:24:26 PM
gjm6d$25.00$25.006/21/2010 7:42:23 PM
brondero$60.00$60.006/21/2010 11:28:37 PM
Max8319$25.00$25.006/21/2010 7:24:02 PM
gustavholstopus32$25.00$25.006/22/2010 5:18:27 AM
_SCI_$25.00$25.006/21/2010 9:46:39 PM
broker558$25.00$25.006/22/2010 8:12:37 AM
auction-seeker$25.00$25.006/21/2010 11:49:20 PM
Veiglcc$25.00$25.006/22/2010 5:14:29 AM
eastindianprince$25.00$25.006/21/2010 11:34:43 PM
Trapman13$100.00$100.006/22/2010 6:01:33 AM
Jcardone33$25.00$25.006/22/2010 4:11:46 AM
FundMaker$25.00$25.006/22/2010 6:44:29 AM
justin323$25.00$25.006/22/2010 5:03:57 AM
marshallmanhattan$25.00$25.006/22/2010 7:20:20 AM
revenue-sapling$25.00$25.006/22/2010 7:26:07 AM
Digs$25.00$25.006/22/2010 9:35:26 AM
loan-upholder4$25.92$25.926/22/2010 8:47:41 AM
asya$30.00$30.006/22/2010 9:13:02 AM
bill-expert$200.00$200.006/22/2010 9:41:21 AM
debtcollector$50.00$50.006/22/2010 9:42:26 AM
jybank$25.00$25.006/22/2010 10:08:30 AM
invest-in-ed$350.00$350.006/22/2010 10:26:58 AM
leverage-monger$25.00$25.006/22/2010 9:48:17 AM
lanlie$115.57$115.576/22/2010 10:36:30 AM
BigBizBuilder$25.82$25.826/22/2010 12:58:00 PM
ezhik00$25.00$25.006/22/2010 10:05:44 AM
ikaika1$50.00$50.006/22/2010 1:38:42 PM
martymaniaman$25.00$25.006/22/2010 10:48:59 AM
justme4now$49.00$49.006/22/2010 2:00:32 PM
SOP_Bank$25.00$25.006/22/2010 12:41:14 PM
flyfisherman99$50.00$50.006/22/2010 1:12:06 PM
Engineer44$34.00$34.006/22/2010 3:42:44 PM
cwb8539$25.00$25.006/22/2010 2:09:03 PM
Hesty$50.00$50.006/22/2010 2:30:04 PM
dblaz5$500.00$500.006/22/2010 2:54:15 PM
gothampark$25.00$25.006/22/2010 3:43:56 PM
188 bids
 
Borrower Payment Dependent Notes Series 462704
This series of Notes was issued and sold upon the funding of the borrower loan #43143, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,700.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Jun-16-2010 
  Auction end date:  Jun-23-2010 
 
Starting lender yield: 12.85% Starting borrower rate/APR: 14.85% / 17.02% Starting monthly payment: $162.58
Final lender yield: 12.85% Final borrower rate/APR: 14.85% / 17.02% Final monthly payment: $162.58
 
Auction yield range: 5.98% - 12.85% Estimated loss impact: 5.21%  
Lender servicing fee: 1.00% Estimated return: 7.64%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-2004 Debt/Income ratio: 23%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Part-time employee
Enhanced (1-5):5 Current / open credit lines: 5 / 4Length of status:1y 1m
Credit score: 740-759 (Jun-2010) Total credit lines: 6 Occupation: Sales - Retail
Now delinquent: 0 Revolving credit balance: $1,271Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 1%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: return-saxaphone526 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off no interest credit cards
Purpose of loan:
This loan will be used to? pay off two credit cards. One with a balance of $307.00 and the second with a balance of roughly $850.00 (but the payments are at no interest for the next 18 months). Also, while between the Barnes & Noble bookstore and taking portraits/headshots for the greater Orlando area, a newer computer will help increase photo sales as well as let me search for a more steady income at home. My laptop just crashed after 6 years and a new one is in order.

My financial situation:
I am a good candidate for this loan because? I am more experienced with credit cards than most my age considering I've had a line of credit since 2004. Until just recently I have not missed a payment and usually pay in full before the due date. I will have a salary-based job within the next three weeks once I make a decision as to which company I would like to work for. Also, in cases of extreme emergency I do possess a 401k, an IRA, and mutual funds that can be accessed in order to ensure loan payment.

Monthly net income: $ 900.00 (based off of the retail job. This does not include my self-employment.)

Monthly expenses: $ 795.00
??Housing: $ 250.00
??Insurance: $ 100.00
??Car expenses: $ 180.00
??Utilities: $ 30.00
??Phone, cable, internet: $ 10.00
??Food, entertainment: $ 120.00
??Clothing, household expenses $ 20.00
??Credit cards and other loans: $ 60.00
??Other expenses: $ 0.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Just a quick Q and advice: Why pay off the 0% balance now when you have 18 months to use their money & show consistent payments. I'm also new(er) to credit and very responsible and that's what I did with financing my bike. Good luck! - thaceisbac
A: That is a good point. The loan would be used for more than just the credit cards though. And one of the credit cards is not a "no interest" card. Thank you! :) (Jun-19-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
orgy63$25.00$25.006/16/2010 4:19:49 PM
personal-lender$25.00$25.006/16/2010 4:21:51 PM
Havana21$25.00$25.006/16/2010 4:22:47 PM
Syndication$25.00$25.006/16/2010 5:29:35 PM
studious-bonus7$50.00$50.006/16/2010 4:20:06 PM
Avala$50.00$50.006/16/2010 4:20:46 PM
american6$25.00$25.006/16/2010 4:20:55 PM
SNH$50.00$50.006/16/2010 4:26:16 PM
simplelender80$100.00$100.006/16/2010 4:21:33 PM
syounker$25.00$25.006/16/2010 4:25:33 PM
finance-symphony7$25.00$25.006/16/2010 7:18:50 PM
aggielender$25.00$25.006/17/2010 9:03:59 AM
famous-bill$50.00$50.006/17/2010 5:15:27 AM
delicious-social132$25.00$25.006/17/2010 12:53:19 PM
successful-euro$30.00$30.006/17/2010 6:45:20 AM
blackstar$25.00$25.006/18/2010 4:34:41 AM
upbeat-investment9$25.00$25.006/17/2010 7:40:42 PM
revenue-officer36$25.00$25.006/18/2010 9:41:29 AM
aganippe$25.00$25.006/17/2010 11:10:43 PM
peace-missile$25.00$25.006/18/2010 8:51:45 AM
teller$25.00$25.006/18/2010 6:54:53 AM
Moneypenny6$25.00$25.006/18/2010 7:55:28 AM
VEZIROGLUA$50.00$50.006/18/2010 10:40:28 AM
bountiful-durability$50.00$50.006/18/2010 2:09:44 PM
yield-seeker$25.00$25.006/18/2010 3:59:53 PM
hawaii5-0$25.00$25.006/18/2010 5:44:20 PM
lend_to_you$25.00$25.006/19/2010 4:29:48 AM
UT-Longhorn$25.00$25.006/19/2010 6:14:45 AM
elijjah$25.00$25.006/19/2010 3:01:54 AM
JohnW12$25.00$25.006/19/2010 5:39:42 AM
wilmajean$25.00$25.006/19/2010 4:55:16 PM
sturgeonbob$120.71$120.716/19/2010 6:43:44 PM
Billfred$25.00$25.006/19/2010 8:40:41 PM
exchange-dreams$25.00$25.006/19/2010 9:41:33 PM
life-is-great$25.00$25.006/20/2010 6:54:43 AM
j2ee$25.00$25.006/21/2010 7:54:45 AM
Aeroman32$25.00$25.006/20/2010 10:50:13 PM
conductor146$25.00$25.006/21/2010 11:51:01 AM
1SteelerFan$35.00$35.006/21/2010 1:54:38 PM
AF-Chief$28.00$28.006/21/2010 8:30:05 AM
Phantom99$25.00$25.006/21/2010 2:22:04 PM
adir1$25.00$25.006/21/2010 2:32:33 PM
the-silver-blaster$40.00$40.006/21/2010 4:47:50 PM
IIP77$25.00$25.006/21/2010 4:51:42 PM
Supernick$50.00$50.006/21/2010 5:04:38 PM
flexible-value$26.00$26.006/21/2010 5:04:55 PM
head$25.00$25.006/21/2010 5:10:13 PM
mmckune$25.00$25.006/21/2010 5:00:56 PM
Tradesmanlender$25.00$25.006/21/2010 5:02:58 PM
somebody32$25.00$25.006/21/2010 5:03:27 PM
biobulator$25.00$25.006/21/2010 5:04:18 PM
lagnisiruk$25.00$25.006/21/2010 5:05:14 PM
brazilofmux$93.76$93.766/21/2010 5:10:07 PM
LibbyZ$38.92$38.926/21/2010 11:30:48 PM
nikkiesgrandma$50.00$50.006/22/2010 5:34:37 AM
enthralling-deal180$100.00$100.006/22/2010 9:35:19 AM
fuzed$25.00$25.006/22/2010 10:45:53 AM
radforj22$25.00$25.006/22/2010 10:55:15 AM
ommcd$25.00$25.006/22/2010 3:41:33 PM
theaterguy$25.00$25.006/22/2010 4:08:03 PM
WeAlNe$25.00$25.006/22/2010 4:08:13 PM
tlam168$50.00$50.006/22/2010 4:08:15 PM
forthright-principal2$25.00$25.006/22/2010 4:11:54 PM
WolRab$25.00$25.006/22/2010 4:05:54 PM
leverage-monger$25.00$25.006/22/2010 4:06:46 PM
MARSTUN$50.00$50.006/22/2010 4:08:11 PM
skuba$25.00$25.006/22/2010 4:08:17 PM
balance-chestnut$50.00$50.006/22/2010 9:03:56 PM
mjjjrj$25.00$25.006/22/2010 4:08:09 PM
Hexnut$25.00$25.006/22/2010 4:08:18 PM
wwwUniversal$25.00$25.006/22/2010 4:09:52 PM
UBOtto186$29.97$29.976/23/2010 1:57:45 AM
gjm6d$25.00$25.006/22/2010 4:45:43 PM
nakane66$35.00$35.006/22/2010 6:34:59 PM
Artist_Blue$25.00$25.006/16/2010 4:16:58 PM
peb44$50.00$50.006/16/2010 4:23:02 PM
orderly-loot$25.00$25.006/16/2010 9:54:56 PM
hrubinst$25.00$25.006/16/2010 4:20:25 PM
treasure-hunter270$25.00$25.006/16/2010 4:21:27 PM
poetic-yield3$25.00$25.006/17/2010 9:34:53 AM
bchen78875$25.00$25.006/17/2010 1:10:14 AM
bigdogsafety1$25.00$25.006/17/2010 3:19:51 PM
YsoSLO$50.00$50.006/17/2010 9:45:19 AM
cogent$25.00$25.006/17/2010 3:02:57 PM
nunnie$25.00$25.006/17/2010 7:24:46 PM
ichibon$75.00$75.006/18/2010 3:19:44 AM
the-profit-oracle$25.00$25.006/17/2010 3:59:59 PM
riproaringrapids$25.00$25.006/17/2010 7:44:37 PM
pioneer580$100.00$100.006/18/2010 7:01:09 AM
kindness-hickory5$25.00$25.006/18/2010 9:22:55 AM
careful-benjamins8$50.00$50.006/18/2010 9:42:32 AM
holstj$25.00$25.006/18/2010 11:41:29 AM
relentless-penny$25.00$25.006/18/2010 2:51:13 PM
Photoman42$25.00$25.006/18/2010 11:46:14 PM
hamster1$25.00$25.006/19/2010 3:56:10 AM
thaceisbac$25.00$25.006/19/2010 9:37:13 AM
omahajay$25.00$25.006/19/2010 7:51:56 PM
whois-JohnGalt$25.00$25.006/20/2010 7:25:25 AM
best-agreement-exchanger$25.00$25.006/20/2010 8:37:22 PM
justice-ally8$50.00$50.006/21/2010 6:06:29 AM
fearless-trade$25.00$25.006/20/2010 2:59:42 PM
new-social-economist$25.00$25.006/20/2010 10:39:34 PM
gnar$25.00$25.006/20/2010 9:54:59 PM
DadWarbucks$25.00$25.006/21/2010 11:47:03 AM
triumph329$25.00$25.006/21/2010 6:19:28 AM
ray1051$25.00$25.006/21/2010 7:26:41 AM
dave601m$25.00$25.006/21/2010 2:32:21 PM
justice-clipper$50.00$50.006/21/2010 9:39:53 AM
Spidey00$50.00$50.006/21/2010 11:50:09 AM
ElevenHills$25.00$25.006/21/2010 12:28:02 PM
cello1$25.00$25.006/21/2010 2:04:38 PM
cvfriend$50.00$50.006/21/2010 2:32:37 PM
the-transaction-stronghold$25.00$25.006/21/2010 2:33:56 PM
szetowski$25.00$25.006/21/2010 4:55:20 PM
DaveG56313$25.00$25.006/21/2010 4:55:29 PM
Clambake$50.00$50.006/21/2010 5:09:21 PM
LenderByDay$25.00$25.006/21/2010 4:58:45 PM
pbo922$25.00$25.006/21/2010 5:01:01 PM
Binan$25.00$25.006/21/2010 5:01:06 PM
Dahlozer$25.00$25.006/21/2010 5:02:25 PM
oskizzle$25.00$25.006/21/2010 5:04:28 PM
Max8319$25.00$25.006/21/2010 7:57:09 PM
zaxsan$25.00$25.006/22/2010 4:24:48 AM
tech310$50.00$50.006/22/2010 12:19:47 AM
Bank-of-Azores$75.00$75.006/22/2010 9:08:58 AM
omerta6102$50.00$50.006/22/2010 9:48:18 AM
money2k$25.00$25.006/22/2010 9:48:28 AM
trumpeter7$25.00$25.006/22/2010 12:07:55 PM
friendly-market5$25.00$25.006/22/2010 1:40:25 PM
norcalsv$28.75$28.756/22/2010 4:08:06 PM
bazzer$25.00$25.006/22/2010 4:08:10 PM
mrfixerupper$25.00$25.006/22/2010 4:08:14 PM
ILoveSushi$25.00$17.896/22/2010 4:08:19 PM
Kessler$26.00$26.006/22/2010 4:09:57 PM
circustab$50.00$50.006/22/2010 3:34:47 PM
papaman$25.00$25.006/22/2010 4:08:16 PM
jameskdean$25.00$25.006/22/2010 4:08:05 PM
bazaar-tulip$25.00$25.006/22/2010 4:08:08 PM
aganippe$25.00$25.006/22/2010 9:28:47 PM
agent86a$25.00$25.006/22/2010 11:00:19 PM
favorite-commerce$50.00$50.006/22/2010 4:11:03 PM
JohnQGalt$25.00$25.006/22/2010 5:10:24 PM
rockhound84$25.00$25.006/22/2010 5:35:31 PM
143 bids
 
Borrower Payment Dependent Notes Series 462840
This series of Notes was issued and sold upon the funding of the borrower loan #43178, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,300.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Jun-15-2010 
  Auction end date:  Jun-22-2010 
 
Starting lender yield: 8.30% Starting borrower rate/APR: 9.30% / 9.64% Starting monthly payment: $297.04
Final lender yield: 8.30% Final borrower rate/APR: 9.30% / 9.64% Final monthly payment: $297.04
 
Auction yield range: 2.98% - 8.30% Estimated loss impact: 1.50%  
Lender servicing fee: 1.00% Estimated return: 6.80%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-1984 Debt/Income ratio: 8%
Basic (1-10): 8 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 8 / 8Length of status:20y 5m
Credit score: 800-819 (Jun-2010) Total credit lines: 24 Occupation: Police Officer/Corr...
Now delinquent: 1 Revolving credit balance: $7,525Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 41%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: money-expert5 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying for college
Purpose of loan:
This loan will be used to help fund my first daugter's college tuition and books. She will be attending Clark Atlanta University this fall, the tution is $25,000 per year and the loan is needed to help?supplement the funding gap.?I've been in federal law enforcement for over 25 years, and I have 3 daughters. My daughter is very excited about attending Clark Atlanta and will be studying mass communication.?She hopes to be a writer and?news reporter. I am trying my best to make this dream happen for her. I thank you for considering my request.

My financial situation:
I am a good candidate for this loan because I have always met my obligations even though I have had challenging times.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
investment-network$25.00$25.006/15/2010 3:47:18 PM
AmericanCredit$25.00$25.006/15/2010 3:47:50 PM
tntmojave$25.00$25.006/15/2010 3:49:15 PM
flexible-value$28.00$28.006/15/2010 3:49:25 PM
moltopaolo$50.00$50.006/15/2010 3:49:32 PM
systematic0$25.00$25.006/15/2010 3:52:05 PM
skvat$25.00$25.006/15/2010 3:52:08 PM
lagnisiruk$25.00$25.006/15/2010 3:53:42 PM
tender-integrity3$50.00$50.006/15/2010 3:54:21 PM
serpentine$50.00$50.006/15/2010 3:55:21 PM
SB-Funding$50.00$50.006/15/2010 3:56:29 PM
loot-heart$50.00$50.006/15/2010 3:47:29 PM
systemlender$25.00$25.006/15/2010 4:26:09 PM
truth-image$50.00$50.006/15/2010 3:48:41 PM
hookUup$25.00$25.006/15/2010 3:49:37 PM
invest-in-ed$500.00$500.006/15/2010 6:16:33 PM
alpinaut$25.00$25.006/15/2010 3:51:53 PM
tbrnet$25.00$25.006/15/2010 6:29:33 PM
orgy63$25.00$25.006/15/2010 3:48:06 PM
treasure-hunter270$25.00$25.006/15/2010 3:48:20 PM
elawn$50.00$50.006/15/2010 3:53:29 PM
mlopez2007$25.00$25.006/15/2010 3:48:30 PM
golden-responsibility189$50.00$50.006/15/2010 7:34:50 PM
successful-euro$75.00$75.006/15/2010 3:54:17 PM
kegs$100.00$100.006/15/2010 3:49:13 PM
revenue-prospector$50.00$50.006/15/2010 3:54:48 PM
agreement-sycamore$50.00$50.006/15/2010 3:54:57 PM
generous-deal6$25.00$25.006/15/2010 3:52:18 PM
Ivan2007$50.00$50.006/15/2010 4:02:47 PM
meux99$25.00$25.006/15/2010 4:02:55 PM
impressive-credit431$200.00$200.006/15/2010 4:03:03 PM
Havana21$25.00$25.006/15/2010 3:52:52 PM
fireboss$25.00$25.006/15/2010 4:11:17 PM
ZeoInvestments$25.00$25.006/15/2010 3:53:55 PM
tylerfd$25.00$25.006/15/2010 11:29:30 PM
upc_tnt$25.00$25.006/15/2010 11:38:16 PM
Jack1966$25.00$25.006/15/2010 11:38:56 PM
aue513$25.00$25.006/15/2010 3:55:15 PM
power-defender7$25.00$25.006/15/2010 3:56:19 PM
tj1683$25.00$25.006/15/2010 11:51:32 PM
ramsbladder$25.00$25.006/15/2010 11:52:34 PM
IIP77$25.00$25.006/16/2010 12:20:17 AM
lifegrowth$25.00$25.006/15/2010 5:04:41 PM
kmr2$400.00$400.006/15/2010 5:04:50 PM
gigabit$50.00$50.006/16/2010 6:34:44 AM
Ocean713$50.00$50.006/16/2010 6:34:48 AM
Marathoner$25.00$25.006/15/2010 5:04:43 PM
active-market$71.61$71.616/15/2010 7:34:46 PM
simpy$25.00$25.006/16/2010 7:00:32 AM
painta$50.00$50.006/16/2010 7:02:09 AM
achillesa$25.00$25.006/15/2010 9:09:37 PM
fair-funds$25.00$25.006/15/2010 10:04:55 PM
credit-scout7$30.00$30.006/15/2010 7:34:48 PM
loyalist1$100.00$100.006/16/2010 7:40:34 AM
BayShell$34.81$34.816/15/2010 11:29:34 PM
Dazz2061$25.00$25.006/15/2010 11:40:22 PM
kcole10$25.00$25.006/15/2010 11:40:59 PM
aasx1108$25.00$25.006/15/2010 11:52:53 PM
Lo0se_mo0se$25.00$25.006/15/2010 8:49:32 PM
fantastic-openness$25.04$25.046/15/2010 11:59:52 PM
impeccable-funds5$25.00$25.006/16/2010 9:45:29 AM
CASHGIRL$25.36$25.366/15/2010 11:41:01 PM
Cr_Sunset$25.00$25.006/15/2010 11:53:33 PM
point-shooter$25.00$25.006/16/2010 6:34:35 AM
Bank42$50.00$50.006/16/2010 6:34:45 AM
seabass123$25.00$25.006/16/2010 6:34:49 AM
dinero-festivity2$25.00$25.006/16/2010 3:29:31 AM
macgeek$34.46$34.466/16/2010 7:02:55 AM
ray1051$50.00$50.006/16/2010 5:34:34 AM
Pasagam$25.00$25.006/16/2010 6:34:37 AM
TakeCare$71.27$71.276/16/2010 6:34:41 AM
david5000$50.00$50.006/16/2010 6:34:45 AM
harty$60.00$60.006/16/2010 6:34:50 AM
LAKESPRING$50.00$50.006/16/2010 6:46:20 AM
GrayStudio$50.00$50.006/16/2010 7:05:36 AM
ultimate-social$25.00$25.006/16/2010 2:04:32 PM
dschaaf$27.78$27.786/16/2010 10:18:23 AM
billy_hoe_22$35.71$35.716/16/2010 9:05:21 AM
hogdriver$25.00$25.006/16/2010 9:45:33 AM
payment-freshmaker$50.00$50.006/16/2010 11:59:35 AM
balance-whistle7$50.00$50.006/16/2010 12:04:40 PM
reflective-rupee$2,000.00$1,288.476/16/2010 4:14:25 PM
nickel-alien$50.00$50.006/16/2010 2:10:09 PM
mla$25.00$25.006/16/2010 2:14:37 PM
interstellar$50.00$50.006/18/2010 9:42:42 AM
TomDalonajay$25.00$25.006/18/2010 10:58:34 AM
pumped130$26.00$26.006/18/2010 5:15:07 PM
rockhound84$25.00$25.006/19/2010 7:25:21 AM
charitycoon$25.00$25.006/20/2010 2:51:28 PM
DKStones$25.00$25.006/21/2010 9:14:32 AM
octoberfresh$25.00$25.006/21/2010 7:23:30 AM
Micro_Funds$25.00$25.006/21/2010 4:52:16 PM
colorfulgardener$25.00$25.006/21/2010 7:19:06 PM
Truchaos$30.00$30.006/21/2010 11:13:12 PM
grampy48$25.00$25.006/22/2010 9:25:23 AM
encore02$50.00$50.006/22/2010 7:28:12 AM
encore02$50.00$50.006/22/2010 7:31:53 AM
american6$50.00$50.006/15/2010 3:49:04 PM
figs4u2$80.00$80.006/15/2010 3:49:27 PM
dontscrewmeover1$25.00$25.006/15/2010 3:49:39 PM
seattle$25.00$25.006/15/2010 3:53:51 PM
ArashMass$30.00$30.006/15/2010 3:54:09 PM
delicious-social132$25.00$25.006/15/2010 3:55:59 PM
koa$50.00$50.006/15/2010 4:03:15 PM
samo102us$25.00$25.006/15/2010 4:11:00 PM
DeltaComputerGuy$25.00$25.006/15/2010 4:25:58 PM
meenan$25.00$25.006/15/2010 3:48:47 PM
interest-jedi0$50.00$50.006/15/2010 3:48:57 PM
NJournalist$25.00$25.006/15/2010 3:52:32 PM
HenryK7$25.00$25.006/15/2010 3:52:41 PM
kenji4861$25.00$25.006/15/2010 3:48:01 PM
Dweeberkitty1$25.00$25.006/15/2010 3:53:20 PM
SNH$50.00$50.006/15/2010 3:48:18 PM
jeffpac$55.00$55.006/15/2010 3:53:33 PM
alexstar$25.00$25.006/15/2010 3:48:38 PM
Bishopzbt$35.00$35.006/15/2010 7:34:41 PM
simplelender80$100.00$100.006/15/2010 3:49:44 PM
MONEYLENDER101$100.00$100.006/15/2010 3:55:27 PM
basis-daydream$38.62$38.626/15/2010 9:09:36 PM
Artist_Blue$25.00$25.006/15/2010 4:02:53 PM
dharma1$25.00$25.006/15/2010 4:02:58 PM
pavelz$100.00$100.006/15/2010 4:03:13 PM
personal-lender$25.00$25.006/15/2010 4:03:17 PM
scottssm$30.00$30.006/15/2010 10:10:29 PM
gauss02$25.00$25.006/15/2010 11:29:28 PM
klinebarger$25.00$25.006/15/2010 3:54:40 PM
ommcd$25.00$25.006/15/2010 3:55:03 PM
monroemoney$25.00$25.006/15/2010 11:38:51 PM
danny-lender$50.00$50.006/15/2010 3:55:35 PM
mollybosco$27.39$27.396/15/2010 11:50:40 PM
FutureLenderEC$25.00$25.006/15/2010 11:51:21 PM
saihu$25.00$25.006/15/2010 11:51:24 PM
riproaringrapids$25.00$25.006/15/2010 4:02:24 PM
Ven58$25.00$25.006/16/2010 3:29:34 AM
actuarial_investor$25.00$25.006/15/2010 5:10:07 PM
top-payout-fixer$25.00$25.006/16/2010 6:34:34 AM
peace-missile$25.00$25.006/16/2010 6:34:42 AM
afotherg$40.00$40.006/16/2010 6:34:51 AM
lenderme$25.00$25.006/15/2010 9:34:35 PM
antlr$25.00$25.006/15/2010 10:10:28 PM
Velocity_Lenders$50.00$50.006/16/2010 7:25:56 AM
Tai$25.00$25.006/15/2010 11:28:41 PM
micko$25.00$25.006/15/2010 11:29:23 PM
syounker$25.00$25.006/15/2010 8:14:31 PM
Dutchhunter$25.77$25.776/15/2010 11:39:42 PM
Cheburashka$30.00$30.006/15/2010 11:40:26 PM
meoweo$25.00$25.006/15/2010 11:50:30 PM
blissful-note7$25.00$25.006/16/2010 12:00:19 AM
sincere-transparency$25.00$25.006/16/2010 9:34:51 AM
gallant-economy9$25.00$25.006/16/2010 9:34:55 AM
sictransitgloria$25.00$25.006/16/2010 9:44:48 AM
return-confidant$25.00$25.006/16/2010 9:45:26 AM
HUNTER599673$25.00$25.006/16/2010 9:45:30 AM
Holtavious$25.00$25.006/15/2010 11:36:48 PM
Tc11902$25.00$25.006/16/2010 5:40:45 AM
Masterlender$25.00$25.006/15/2010 11:51:00 PM
rescue$100.00$100.006/16/2010 6:34:40 AM
best-ingenious-funds$25.00$25.006/16/2010 6:34:47 AM
KandKLegacyInvestments$25.00$25.006/15/2010 11:59:35 PM
inspired-contract9$26.70$26.706/16/2010 12:00:21 AM
JKEnterprises$25.00$25.006/16/2010 6:49:36 AM
radforj22$47.87$47.876/16/2010 7:04:34 AM
teller$60.00$60.006/16/2010 5:24:36 AM
burgeoning-silver$25.00$25.006/16/2010 11:06:47 AM
kulender$25.00$25.006/16/2010 6:34:38 AM
cash-merry-maker$25.00$25.006/16/2010 6:34:43 AM
investmentgroup$25.00$25.006/16/2010 6:34:48 AM
active-trade4$50.00$50.006/16/2010 11:49:38 AM
wdove511$30.00$30.006/16/2010 8:50:33 AM
bchen78875$34.74$34.746/16/2010 8:51:26 AM
a-finance-nirvana$25.00$25.006/16/2010 7:03:40 AM
BanqueDeD$25.00$25.006/16/2010 12:54:31 PM
money-bauble$75.00$75.006/16/2010 7:04:11 AM
ptjg$41.10$41.106/16/2010 7:04:18 AM
woodenshoes$25.00$25.006/16/2010 9:39:30 AM
PK_USMC$25.00$25.006/16/2010 9:45:31 AM
bluesky07$25.00$25.006/16/2010 9:35:35 AM
thegobbler$25.00$25.006/16/2010 9:45:27 AM
jmvingeorgia$250.00$250.006/16/2010 11:31:48 AM
minista$25.00$25.006/16/2010 12:04:51 PM
revenue-officer36$39.80$39.806/16/2010 11:05:07 AM
bigdogsafety1$25.00$25.006/16/2010 2:04:33 PM
ojibwa$50.00$50.006/16/2010 11:30:31 AM
sensible-community1$50.00$50.006/16/2010 3:34:38 PM
wwwUniversal$25.00$25.006/16/2010 4:26:23 PM
squarebob$25.00$25.006/18/2010 12:11:09 PM
Simply2fly$25.00$25.006/18/2010 12:36:53 PM
Lotsofbears$25.00$25.006/19/2010 1:28:21 PM
cloud8$40.00$40.006/19/2010 10:41:09 PM
gzeo$25.00$25.006/21/2010 4:56:33 PM
Damostuff$25.00$25.006/21/2010 5:01:50 PM
orbital-gain$50.00$50.006/22/2010 7:31:49 AM
nerd2fly$74.50$74.506/21/2010 10:28:44 PM
lucrative-coin$50.00$50.006/22/2010 7:57:58 AM
194 bids
 
Borrower Payment Dependent Notes Series 462918
This series of Notes was issued and sold upon the funding of the borrower loan #43216, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 25.0% Auction start date:  Jun-16-2010 
  Auction end date:  Jun-23-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $135.71
Final lender yield: 29.00% Final borrower rate/APR: 30.00% / 32.38% Final monthly payment: $127.35
 
Auction yield range: 16.98% - 34.00% Estimated loss impact: 26.69%  
Lender servicing fee: 1.00% Estimated return: 2.31%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-2003 Debt/Income ratio: Self-employed (DTI Not Calculated)
Basic (1-10): 3 Inquiries last 6m: 2Employment status:Self-employed
Enhanced (1-5):2 Current / open credit lines: 2 / 2Length of status:2y 4m
Credit score: 660-679 (Jun-2010) Total credit lines: 8 Occupation: Other
Now delinquent: 0 Revolving credit balance: $0Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: fishking3 Borrower's state: Georgia Borrower's group: BORROWERS - Free instant Listings - LARGEST GROUP
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 660-679 (Latest)
Principal borrowed: $3,001.00< 31 days late: 0 ( 0% )  
520-539 (Mar-2007)
520-539 (Jan-2007)
 
Principal balance: $0.02 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Update equipment
Purpose of loan:
Purchase new equipment for company?

My financial situation:
I am a good candidate for this loan because I have upraded my score by over 100 since I paid the old prosper loan off.

Monthly net income: $
almost $80,000
Monthly expenses: $
??Housing: $815
??Insurance: $300
??Car expenses: $300
??Utilities: $300
??Phone, cable, internet: $200
??Food, entertainment: $200
??Clothing, household expenses $300
??Credit cards and other loans: $0
??Other expenses: $0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: You said your monthly is almost 80k? How is this possible? - Mr-Miracle
A: Thats almost my yearly, sorry if I put it incorrect. (Jun-22-2010)
Q: Hello, what does your company do and what type of equipment are you looking to purchase? Thank you. - marinbb
A: I own a pest control company, and need a new power sprayer and would like a new birch meyer backpack sprayer. If ther is enough I would purchase a new B&G 2 gal sprayer as well. All my equipment I bought used and have been replacing parts from day one. (Jun-22-2010)
Q: What type of business do you operate? What equipment will you purchase? - P2InvestorSolutions
A: Pest control company. Would like to purchase new sparying equipment to replace the used I bought when I started the company. Can't afford leaky equipment and my 30 gal power sprayer has been in and out of the shop. (Jun-22-2010)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
jhouman$25.00$25.006/20/2010 12:25:50 PM
realtormoises$25.00$25.006/21/2010 6:53:07 AM
asset-pine$25.00$25.006/21/2010 7:48:00 PM
Kash2010lu$50.00$50.006/21/2010 10:15:24 PM
eod_man$250.00$250.006/22/2010 11:20:03 AM
Aberdeen$400.00$400.006/22/2010 11:21:11 AM
nodebt2012$25.00$25.006/22/2010 4:55:19 PM
Mr-Miracle$25.00$25.006/22/2010 7:06:34 PM
blooming-commerce6$25.00$25.006/23/2010 9:56:32 AM
drcoop$25.31$25.316/22/2010 9:31:46 PM
PXM-Financial$53.00$53.006/22/2010 10:05:03 PM
deadzed$62.00$62.006/23/2010 1:29:26 AM
MoneyForNothing$25.01$25.016/23/2010 6:45:50 AM
Mikale360$25.00$25.006/23/2010 9:10:42 AM
awesome-silver$100.00$100.006/23/2010 12:49:03 PM
brightest-dignified-penny$25.00$25.006/23/2010 10:17:56 AM
balanced-balance6$25.00$20.186/23/2010 10:25:20 AM
unassuming-market7$50.00$50.006/23/2010 3:59:08 PM
golffish2$100.00$100.006/23/2010 11:47:55 AM
BrighterSuns$25.00$25.006/23/2010 1:51:45 PM
marinbb$100.00$100.006/23/2010 2:22:04 PM
alexgalt$100.00$100.006/16/2010 4:17:20 PM
UCLA4life$25.00$25.006/17/2010 4:00:53 PM
jhouman$25.00$25.006/17/2010 7:19:29 PM
visionary-deal3$100.00$100.006/17/2010 10:41:01 PM
Kash2010lu$50.00$50.006/19/2010 9:37:03 AM
SolarMoonshine$25.00$25.006/21/2010 9:57:03 AM
vmh20035$40.00$40.006/22/2010 9:55:56 AM
Aberdeen$400.00$400.006/22/2010 11:21:03 AM
PCity-LOA15$40.00$40.006/22/2010 11:40:59 AM
autumn_leaves$25.00$25.006/22/2010 3:27:57 PM
eriqnoodle$25.00$25.006/22/2010 7:03:08 PM
dcm6276$25.00$25.006/23/2010 6:37:14 AM
lucrative-coin$50.00$50.006/23/2010 7:03:06 AM
wlm3012$50.00$50.006/23/2010 7:47:48 AM
Amber_Stone$25.00$25.006/23/2010 8:57:52 AM
Feyenoord$32.86$32.866/22/2010 7:33:10 PM
chameleon125$75.00$75.006/22/2010 9:40:43 PM
exchange-cowbell5$25.00$25.006/23/2010 10:35:41 AM
ColoradoLender82$25.00$25.006/23/2010 11:10:55 AM
coldfuzion$45.05$45.056/23/2010 9:20:49 AM
intelligent-reward7$25.00$25.006/23/2010 9:01:10 AM
Rancid$25.00$25.006/23/2010 10:15:11 AM
wild-orange$25.00$25.006/23/2010 3:21:55 PM
druidpoet$50.00$50.006/23/2010 4:06:39 PM
tigercat$50.00$50.006/23/2010 10:53:28 AM
Bobusa$25.00$25.006/23/2010 1:16:42 PM
a-compatible-velocity$25.00$25.006/23/2010 2:14:31 PM
fireferd$30.00$30.006/23/2010 2:58:15 PM
mammalian4$50.00$50.006/23/2010 2:31:58 PM
JauaFlash$26.59$26.596/23/2010 2:53:08 PM
51 bids
 
Borrower Payment Dependent Notes Series 462954
This series of Notes was issued and sold upon the funding of the borrower loan #43228, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 7.0% Auction start date:  Jun-16-2010 
  Auction end date:  Jun-23-2010 
 
Starting lender yield: 23.55% Starting borrower rate/APR: 24.55% / 26.85% Starting monthly payment: $592.83
Final lender yield: 23.55% Final borrower rate/APR: 24.55% / 26.85% Final monthly payment: $592.83
 
Auction yield range: 7.98% - 23.55% Estimated loss impact: 7.56%  
Lender servicing fee: 1.00% Estimated return: 15.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-1972 Debt/Income ratio: 27%
Basic (1-10): 6 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 21 / 21Length of status:16y 9m
Credit score: 780-799 (Jun-2010) Total credit lines: 37 Occupation: Teacher
Now delinquent: 0 Revolving credit balance: $38,898Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 42%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: favorable-integrity199 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Putting in a new a media room
Purpose of loan:
This loan will be used to remodel my gameroom and turn it into a Home theater/media room?which will be used when I host the shepard group from?our church?at our home.

My financial situation:
I am a good candidate for this loan because I have a perfect credit history and the income from my employment as a teacher as well as the income from my business, and Social Security it?will be more than enough to cover the monthly payments for this loan.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Thylow$25.00$25.006/16/2010 4:19:39 PM
Avala$50.00$50.006/16/2010 4:20:39 PM
flexible-return297$25.00$25.006/16/2010 4:22:52 PM
cash-spark3$25.00$25.006/16/2010 6:31:08 PM
simplelender80$100.00$100.006/16/2010 4:21:30 PM
sociallender$25.00$25.006/16/2010 4:18:13 PM
Pulchritudinous$25.00$25.006/16/2010 4:18:36 PM
peb44$50.00$50.006/16/2010 4:22:58 PM
Borrow2Grow$51.00$51.006/16/2010 4:23:20 PM
studious-bonus7$50.00$50.006/16/2010 4:19:58 PM
personal-lender$25.00$25.006/16/2010 4:22:03 PM
kindness-percolator5$25.00$25.006/17/2010 1:22:33 AM
a-finance-nirvana$25.00$25.006/17/2010 1:25:14 AM
famous-bill$50.00$50.006/17/2010 5:15:22 AM
uncleharold$35.00$35.006/16/2010 8:35:41 PM
orderly-loot$25.00$25.006/16/2010 9:54:52 PM
building-america$25.00$25.006/17/2010 8:45:23 AM
poetic-yield3$25.00$25.006/17/2010 9:34:50 AM
murlirao2002$25.00$25.006/17/2010 2:49:42 PM
godspeed237$25.00$25.006/17/2010 7:09:44 AM
blackstar$25.00$25.006/17/2010 11:34:33 AM
impressive-credit431$25.00$25.006/17/2010 3:59:08 PM
ddog0224$25.00$25.006/17/2010 4:00:04 PM
auction-workhorse679$25.00$25.006/17/2010 9:35:28 AM
jdrez$25.00$25.006/17/2010 4:00:39 PM
green-glowing-gain$25.00$25.006/17/2010 10:49:51 AM
peace-missile$25.00$25.006/17/2010 2:11:06 PM
upbeat-investment9$25.00$25.006/17/2010 7:40:38 PM
rescue$50.00$50.006/17/2010 3:57:25 PM
riproaringrapids$25.00$25.006/17/2010 3:58:25 PM
gulch$30.00$30.006/17/2010 4:00:50 PM
jono9999$250.00$250.006/18/2010 4:38:51 AM
shadargroup$25.00$25.006/18/2010 5:40:54 AM
generous-deal6$25.00$25.006/17/2010 3:58:45 PM
pavelz$31.07$31.076/17/2010 3:59:10 PM
new-return-faire$50.00$50.006/17/2010 4:00:11 PM
frogperson$64.48$64.486/18/2010 8:46:55 AM
balanced-bill7$100.00$100.006/18/2010 8:52:12 AM
Dap2005$25.00$25.006/18/2010 8:54:03 AM
psztnrw$34.25$34.256/18/2010 9:08:27 AM
ticketman2$25.00$25.006/18/2010 9:40:02 AM
ms48105$25.00$25.006/18/2010 9:41:10 AM
careful-benjamins8$50.00$50.006/18/2010 9:42:24 AM
logical-moola4$50.00$50.006/18/2010 10:19:42 AM
Edwin_Rae$25.00$25.006/18/2010 10:21:00 AM
Dave0$25.00$25.006/18/2010 10:37:54 AM
VEZIROGLUA$50.00$50.006/18/2010 10:40:21 AM
Archchancellor$25.00$25.006/18/2010 10:50:49 AM
janus_god$25.00$25.006/18/2010 10:59:36 AM
financial-frenzy$26.11$26.116/18/2010 11:15:24 AM
ryelk$25.00$25.006/18/2010 11:15:41 AM
wise-spiritual-commitment$50.00$50.006/18/2010 8:52:09 AM
Aimvest$25.00$25.006/18/2010 8:52:42 AM
trustu$25.00$25.006/18/2010 11:28:08 AM
clean-finance1$25.00$25.006/18/2010 11:34:43 AM
holstj$25.00$25.006/18/2010 11:41:25 AM
market-walnut5$50.00$50.006/18/2010 9:08:15 AM
fairness-kayak$25.00$25.006/18/2010 9:21:40 AM
Lightlife$50.00$50.006/18/2010 11:44:46 AM
runner262$25.00$25.006/18/2010 11:49:33 AM
revenue-officer36$50.00$50.006/18/2010 9:41:23 AM
minddoc$25.00$25.006/18/2010 9:42:20 AM
djh47a$25.00$25.006/18/2010 12:25:49 PM
helpinghand63$50.00$50.006/18/2010 9:44:50 AM
neighborly-bid$25.00$25.006/18/2010 1:34:33 PM
ready-currency$25.00$25.006/18/2010 2:00:12 PM
bountiful-durability$50.00$50.006/18/2010 2:09:38 PM
chestnut4$25.00$25.006/18/2010 8:52:27 AM
castleman$25.00$25.006/18/2010 10:40:05 AM
Picopie$25.77$25.776/18/2010 3:30:37 PM
nycfinance$25.00$25.006/18/2010 9:39:40 AM
Ready2Loan$25.00$25.006/18/2010 9:44:52 AM
macgeek$47.30$47.306/18/2010 4:22:26 PM
mla$25.00$25.006/18/2010 9:59:55 AM
bowdish1$50.00$50.006/18/2010 11:16:54 AM
miket71$32.78$32.786/18/2010 11:17:13 AM
Felicia_Joy$50.00$50.006/18/2010 10:11:19 AM
worth-arch$25.00$25.006/18/2010 11:27:32 AM
Nothus$25.00$25.006/18/2010 10:29:45 AM
Dutchhunter$34.28$34.286/18/2010 10:30:12 AM
wanna-help$25.00$25.006/18/2010 11:55:42 AM
junctionking$25.00$25.006/18/2010 10:47:15 AM
objective-investor$100.00$100.006/18/2010 10:50:50 AM
loan-genie88$25.00$25.006/18/2010 12:25:53 PM
jk15$25.00$25.006/18/2010 10:59:47 AM
onlyastepaway$25.00$25.006/18/2010 11:00:10 AM
treasure-transporter$25.00$25.006/18/2010 11:11:56 AM
greenback-museum$25.00$25.006/18/2010 1:34:35 PM
slartibardfast$25.00$25.006/18/2010 11:16:49 AM
dinero-speaker$25.08$25.086/18/2010 11:28:06 AM
Bubbasnestegg$25.00$25.006/18/2010 11:44:31 AM
relentless-penny$25.00$25.006/18/2010 2:51:09 PM
tech_helper$35.62$35.626/18/2010 12:44:31 PM
angeimack$25.00$25.006/18/2010 3:56:07 PM
LAM26$25.00$25.006/18/2010 1:09:30 PM
resource777$25.00$25.006/18/2010 1:54:41 PM
momar75$50.00$50.006/18/2010 4:00:09 PM
aztocas$50.00$50.006/18/2010 8:01:52 PM
GatorBux$100.00$100.006/19/2010 7:14:41 AM
Imaginos1892$150.00$150.006/19/2010 8:49:29 AM
firsttouch1$1,000.00$1,000.006/18/2010 9:34:21 PM
JohnW12$25.00$25.006/19/2010 5:39:35 AM
lend_to_you$25.00$25.006/19/2010 4:29:40 AM
adir1$25.00$25.006/19/2010 4:59:51 PM
Billfred$25.00$25.006/19/2010 8:40:37 PM
MONEY_IN_THE_BANK$25.00$25.006/19/2010 5:32:16 PM
cvfriend$50.00$50.006/19/2010 7:24:39 PM
well-mannered-income3$70.00$70.006/20/2010 5:14:52 PM
Engineer44$35.00$35.006/20/2010 6:12:35 PM
gnar$25.00$25.006/20/2010 9:54:54 PM
life-is-great$25.00$25.006/20/2010 6:54:38 AM
whois-JohnGalt$25.00$25.006/20/2010 7:25:17 AM
reflective-rupee$200.00$200.006/20/2010 8:46:52 AM
buffalobills$25.00$25.006/20/2010 11:08:33 AM
inspired-contract9$25.00$25.006/21/2010 5:04:27 AM
ray1051$25.00$25.006/21/2010 7:26:33 AM
AF-Chief$28.00$28.006/21/2010 8:30:00 AM
important-ore$50.00$50.006/20/2010 2:59:36 PM
justice-clipper$50.00$50.006/21/2010 9:39:46 AM
power-igloo3$25.00$25.006/21/2010 9:40:39 AM
jamschmidt$25.00$25.006/21/2010 9:41:52 AM
monstersdad$27.20$27.206/21/2010 12:10:04 AM
Raye147$25.00$25.006/21/2010 5:29:37 AM
benefit-dreams$25.27$25.276/21/2010 11:51:04 AM
gold-disk$100.00$100.006/21/2010 12:12:45 PM
drgreer$25.00$25.006/21/2010 5:14:27 AM
credit-wheel7$25.00$25.006/21/2010 6:34:58 AM
quetal$50.00$50.006/21/2010 8:39:32 AM
cello1$25.00$25.006/21/2010 2:04:34 PM
mercuriant$25.00$25.006/21/2010 2:21:42 PM
frogperson$50.00$50.006/21/2010 4:22:36 PM
Tradesmanlender$25.00$25.006/21/2010 5:03:00 PM
head$25.00$25.006/21/2010 5:10:15 PM
LenderByDay$25.00$25.006/21/2010 4:58:48 PM
Binan$25.00$25.006/21/2010 5:01:09 PM
Dahlozer$25.00$25.006/21/2010 5:02:30 PM
flexible-value$26.00$26.006/21/2010 5:04:57 PM
Joyflyer$400.00$400.006/21/2010 7:50:30 PM
Clambake$40.97$40.976/21/2010 5:09:25 PM
silver-cloud$25.00$25.006/21/2010 6:29:18 PM
rinyt$30.00$30.006/21/2010 6:44:34 PM
nikkiesgrandma$50.00$50.006/22/2010 5:34:35 AM
zone6$150.00$150.006/21/2010 9:48:28 PM
Labinga$50.00$50.006/22/2010 8:32:37 AM
AndyT1999$25.00$25.006/22/2010 1:12:51 PM
NJournalist$25.00$25.006/22/2010 3:54:01 PM
faithfulartist$100.00$100.006/22/2010 4:09:02 PM
well-mannered-income3$40.00$40.006/22/2010 2:32:21 PM
satisfying-deal5$36.87$36.876/22/2010 4:12:30 PM
dontletmoneyfoolya$50.00$50.006/22/2010 5:19:37 PM
nilonc1$1,000.00$1,000.006/22/2010 5:35:38 PM
AKK1980$26.59$26.596/22/2010 3:53:19 PM
Sol_Invictus$25.00$25.006/22/2010 7:19:24 PM
Headhunter14$25.00$25.006/22/2010 8:19:36 PM
ddh81$50.00$50.006/22/2010 4:09:13 PM
JustOneVoice$25.00$25.006/22/2010 8:33:30 PM
tornandfrayed$25.00$25.006/22/2010 9:09:51 PM
dadobank$31.40$31.406/22/2010 10:15:03 PM
broepke$25.00$25.006/23/2010 6:25:15 AM
ISHLEP67$50.00$50.006/23/2010 6:25:22 AM
investment-tempo$25.00$25.006/23/2010 8:14:39 AM
loss-of-control$50.00$50.006/22/2010 6:32:10 PM
HRearden65$100.00$100.006/22/2010 5:46:32 PM
MoNeYMaN5$25.00$25.006/22/2010 9:36:05 PM
smart-loyalty498$25.00$25.006/22/2010 8:36:51 PM
lost-money-so-far-on-these$25.00$25.006/23/2010 10:19:36 AM
lending-bear$27.14$27.146/22/2010 11:04:30 PM
mydreamsagain$33.78$33.786/22/2010 9:20:08 PM
Bob450$25.00$25.006/22/2010 9:32:50 PM
KiwiElf$25.00$25.006/23/2010 10:21:15 AM
revenue-achievement$25.00$25.006/23/2010 6:25:16 AM
biobulator$25.00$25.006/23/2010 6:25:07 AM
RationalWorld$25.00$25.006/23/2010 6:25:13 AM
benjamin67$25.00$25.006/23/2010 6:31:06 AM
davidc314$32.54$32.546/23/2010 7:14:31 AM
Interloper$33.49$33.496/23/2010 9:04:33 AM
bsh297$25.00$25.006/23/2010 9:38:11 AM
muzicman$50.00$50.006/23/2010 10:08:29 AM
7588WorkingGuy$25.00$25.006/23/2010 10:17:15 AM
zeelender$25.00$25.006/23/2010 10:21:09 AM
ualf$47.11$10.186/23/2010 10:24:17 AM
Veggie_Monkey$25.00$25.006/23/2010 10:19:43 AM
sail120$25.00$25.006/23/2010 10:24:09 AM
orgy63$25.00$25.006/16/2010 4:19:44 PM
hrubinst$25.00$25.006/16/2010 4:20:32 PM
american6$25.00$25.006/16/2010 4:20:51 PM
treasure-hunter270$25.00$25.006/16/2010 4:21:23 PM
Havana21$25.00$25.006/16/2010 4:22:40 PM
the-silver-blaster$40.00$40.006/16/2010 4:25:20 PM
green-thoughtful-yield$50.00$50.006/16/2010 4:37:00 PM
rate-mogul$50.00$50.006/16/2010 4:19:33 PM
ichibon$26.96$26.966/16/2010 6:05:35 PM
robot777$40.00$40.006/16/2010 4:19:30 PM
syounker$25.00$25.006/16/2010 4:25:29 PM
loot-heart$50.00$50.006/16/2010 4:25:14 PM
Syndication$25.00$25.006/16/2010 5:29:32 PM
Artist_Blue$25.00$25.006/16/2010 10:29:46 PM
dmfog$25.00$25.006/17/2010 9:24:33 AM
Cheburashka$25.00$25.006/17/2010 12:50:25 AM
successful-euro$30.00$30.006/17/2010 6:45:15 AM
stoopidnoodle$25.00$25.006/17/2010 1:20:19 PM
Phantom99$25.00$25.006/17/2010 1:32:26 PM
Bank_Of_XL$100.00$100.006/17/2010 7:20:30 AM
treasure-bliss$52.51$52.516/17/2010 8:35:49 AM
gracej$25.00$25.006/17/2010 4:00:07 PM
nick456sd$50.00$50.006/17/2010 4:00:27 PM
SirJev$50.00$50.006/17/2010 4:00:54 PM
superindex$25.00$25.006/17/2010 1:45:54 PM
economy-producer$25.00$25.006/17/2010 9:09:31 PM
bigdogsafety1$25.00$25.006/17/2010 3:19:47 PM
bchen78875$25.00$25.006/17/2010 4:01:14 PM
visionary-community$25.00$25.006/17/2010 4:01:37 PM
nunnie$25.00$25.006/17/2010 7:24:43 PM
integrity-trumpet$50.00$50.006/18/2010 8:51:17 AM
SNH$50.00$50.006/18/2010 8:52:28 AM
line6owner$28.10$28.106/18/2010 9:06:26 AM
logical-repayment1$50.00$50.006/18/2010 10:12:15 AM
kindness-hickory5$25.00$25.006/18/2010 8:14:34 AM
Crewhippie$25.00$25.006/18/2010 10:36:38 AM
dcoggins$25.00$25.006/18/2010 10:38:12 AM
Dreams4Cash$25.00$25.006/18/2010 10:47:28 AM
Easystreet$25.00$25.006/18/2010 2:25:10 AM
lend2end$25.00$25.006/18/2010 11:10:27 AM
kirkjerk$25.00$25.006/18/2010 11:17:08 AM
teller$25.00$25.006/18/2010 6:54:49 AM
duty-sensai$25.00$25.006/18/2010 11:26:22 AM
radforj22$25.00$25.006/18/2010 11:28:04 AM
8bitnintendo$25.00$25.006/18/2010 11:28:15 AM
Anny-Disco$32.22$32.226/18/2010 11:49:37 AM
dpdn57$25.00$25.006/18/2010 12:29:29 PM
kchen486$30.97$30.976/18/2010 12:44:34 PM
elawn$50.00$50.006/18/2010 1:39:31 PM
suomynona$25.00$25.006/18/2010 8:50:33 AM
boater01$50.00$50.006/18/2010 8:51:04 AM
payout-detective7$25.00$25.006/18/2010 2:00:18 PM
shrewd-deal$25.00$25.006/18/2010 8:52:05 AM
tnjohnso$25.00$25.006/18/2010 8:52:19 AM
4link$50.00$50.006/18/2010 10:19:34 AM
point-shooter$25.00$25.006/18/2010 10:19:47 AM
speedy-point$25.00$25.006/18/2010 10:21:02 AM
greenback-amplifier$25.00$25.006/18/2010 10:29:58 AM
gogitter$25.00$25.006/18/2010 10:32:03 AM
108lender$46.29$46.296/18/2010 10:39:13 AM
sagemoto$25.62$25.626/18/2010 10:46:21 AM
NycDean$50.00$50.006/18/2010 9:21:26 AM
impeccable-funds5$25.00$25.006/18/2010 3:44:29 PM
SDNLR$25.00$25.006/18/2010 9:42:12 AM
madpinto21$25.25$25.256/18/2010 10:58:56 AM
SimpleChoice$25.00$25.006/18/2010 9:43:05 AM
GoodScot$25.00$25.006/18/2010 10:59:06 AM
CAGE-Investments$40.75$40.756/18/2010 11:17:11 AM
funnymoney1$25.00$25.006/18/2010 10:11:21 AM
special-truth$50.00$50.006/18/2010 11:28:11 AM
bid-czar8$25.00$25.006/18/2010 11:34:46 AM
Cronos$27.11$27.116/18/2010 10:26:27 AM
thefiringzod$25.00$25.006/18/2010 10:29:56 AM
Banker7371$25.00$25.006/18/2010 11:55:44 AM
Theboof$25.00$25.006/18/2010 10:46:13 AM
tsui517$25.00$25.006/18/2010 10:48:03 AM
jscope$25.00$25.006/18/2010 10:48:14 AM
californiakhan$25.00$25.006/18/2010 12:35:35 PM
talang$25.00$25.006/18/2010 11:00:04 AM
fiddlerzvi$38.32$38.326/18/2010 12:54:46 PM
del30$25.00$25.006/18/2010 11:34:41 AM
ClearLake$25.00$25.006/18/2010 3:30:39 PM
yield-seeker$25.00$25.006/18/2010 3:59:49 PM
lively-point$25.00$25.006/18/2010 1:54:36 PM
steiglends$49.01$49.016/18/2010 4:04:33 PM
j2ee$25.00$25.006/18/2010 2:04:39 PM
ptjg$50.00$50.006/18/2010 4:21:37 PM
powerful-finance7$25.00$25.006/18/2010 4:29:30 PM
Mommy_of_3_Princesses$25.00$25.006/18/2010 7:39:38 PM
worldly-community3$25.00$25.006/18/2010 5:54:57 PM
uncleegg$50.00$50.006/19/2010 7:35:58 AM
awm$50.00$50.006/19/2010 8:05:57 AM
mulberry4$25.00$25.006/18/2010 7:29:55 PM
dave601m$25.00$25.006/19/2010 11:14:45 AM
commanding-income774$25.00$25.006/19/2010 5:19:18 AM
UT-Longhorn$25.00$25.006/19/2010 6:14:40 AM
the-profit-oracle$25.00$25.006/19/2010 2:21:13 PM
1phantom$50.00$50.006/20/2010 9:24:32 AM
LoisLoan$25.00$25.006/20/2010 2:09:27 PM
MONEY_IN_THE_BANK$25.00$25.006/19/2010 5:34:28 PM
jbuberel$50.00$50.006/20/2010 5:15:33 PM
rtyp3$50.00$50.006/20/2010 7:02:22 AM
sakha$50.00$50.006/20/2010 5:44:38 AM
GlowHost$50.00$50.006/21/2010 5:29:56 AM
ocean99$25.00$25.006/20/2010 5:44:48 PM
skillful-asset5$50.00$50.006/20/2010 7:05:46 PM
payout-carnival$25.00$25.006/21/2010 9:40:20 AM
BooFoo22$25.00$25.006/21/2010 9:40:25 AM
new-social-economist$25.00$25.006/20/2010 10:39:29 PM
sawastea$25.00$25.006/21/2010 9:40:53 AM
Aeroman32$25.00$25.006/20/2010 10:50:08 PM
auction-seeker$25.00$25.006/20/2010 8:35:40 PM
ElevenHills$25.00$25.006/21/2010 12:27:58 PM
intrepid-transaction5$25.00$25.006/21/2010 5:39:48 AM
ikaika1$50.00$50.006/21/2010 1:31:15 PM
principal-kung-fu$25.00$25.006/21/2010 9:04:39 AM
hawksfanmd$25.00$25.006/21/2010 9:40:43 AM
DadWarbucks$25.00$25.006/21/2010 11:47:08 AM
dinero-festivity2$34.07$34.076/21/2010 2:05:00 PM
the-transaction-stronghold$25.00$25.006/21/2010 2:33:53 PM
Marathoner$25.00$25.006/21/2010 3:51:22 PM
dynrep$35.00$35.006/21/2010 4:22:40 PM
upbeat-investment9$100.00$100.006/21/2010 4:42:52 PM
dynrep$25.00$25.006/21/2010 4:22:05 PM
reflective-rupee$200.00$200.006/21/2010 4:49:10 PM
somebody32$25.00$25.006/21/2010 5:03:28 PM
davidmanheim$25.00$25.006/21/2010 4:51:21 PM
IIP77$25.00$25.006/21/2010 4:51:44 PM
lagnisiruk$25.00$25.006/21/2010 5:05:16 PM
szetowski$25.00$25.006/21/2010 4:55:22 PM
heat25$25.00$25.006/21/2010 8:57:48 PM
loanermn$53.62$53.626/21/2010 6:50:55 PM
Zeus82$25.00$25.006/21/2010 6:53:12 PM
mmckune$25.00$25.006/21/2010 10:10:01 PM
tech310$50.00$50.006/22/2010 12:19:44 AM
zaxsan$25.00$25.006/22/2010 4:24:50 AM
enthralling-deal180$100.00$100.006/22/2010 9:35:16 AM
KDW08$25.00$25.006/22/2010 12:56:10 PM
Winsten$50.00$50.006/22/2010 1:24:59 PM
CymruAmByth$25.00$25.006/22/2010 3:52:59 PM
MechEngLender$25.00$25.006/22/2010 4:07:31 PM
leverage-monger$66.00$66.006/22/2010 4:10:43 PM
LibbyZ$40.92$40.926/22/2010 2:35:03 PM
stockpiler079$25.00$25.006/22/2010 3:53:05 PM
ommcd$25.00$25.006/22/2010 3:41:31 PM
YsoSLO$50.00$50.006/22/2010 7:37:11 PM
Jester8967$50.00$50.006/22/2010 3:55:06 PM
Logan7$25.00$25.006/22/2010 11:04:29 PM
HackmanBank$90.14$90.146/22/2010 11:52:36 PM
brazilofmux$100.00$100.006/22/2010 4:10:37 PM
MrOglesby$25.00$25.006/23/2010 6:02:06 AM
Supernick$50.00$50.006/23/2010 6:25:08 AM
liweiwh21$25.00$25.006/23/2010 6:25:19 AM
SeattleAngel$25.00$25.006/23/2010 6:59:30 AM
smart-rate7$30.00$30.006/22/2010 5:35:43 PM
Brain_m$30.86$30.866/23/2010 9:04:35 AM
loss-of-control$25.00$25.006/22/2010 6:32:32 PM
vigilance-searcher$45.00$45.006/23/2010 9:48:41 AM
commerce-champion$25.00$25.006/22/2010 9:00:54 PM
cbfresh$25.00$25.006/22/2010 11:33:04 PM
credit-panda1$25.00$25.006/23/2010 6:27:49 AM
wwwUniversal$25.00$25.006/23/2010 6:31:02 AM
ronin4sale$25.00$25.006/23/2010 6:40:21 AM
hermosaloan$25.00$25.006/23/2010 6:25:12 AM
the-payout-hug$25.00$25.006/23/2010 7:50:02 AM
otel854$32.50$32.506/23/2010 8:07:56 AM
lcole32$25.00$25.006/23/2010 9:37:47 AM
Breakfast_Gypsy$25.00$25.006/23/2010 9:39:29 AM
MyKidsDad$25.00$25.006/23/2010 9:28:40 AM
bodascafe$25.00$25.006/23/2010 9:47:55 AM
hopethisworks$56.61$56.616/23/2010 10:20:59 AM
Sixmil$25.00$25.006/23/2010 10:21:12 AM
355 bids
 
Borrower Payment Dependent Notes Series 462976
This series of Notes was issued and sold upon the funding of the borrower loan #43140, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,900.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Jun-18-2010 
  Auction end date:  Jun-20-2010 
 
Starting lender yield: 33.00% Starting borrower rate/APR: 34.00% / 36.44% Starting monthly payment: $84.88
Final lender yield: 10.38% Final borrower rate/APR: 11.38% / 13.50% Final monthly payment: $62.55
 
Auction yield range: 7.98% - 33.00% Estimated loss impact: 6.72%  
Lender servicing fee: 1.00% Estimated return: 3.66%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-2003 Debt/Income ratio: 20%
Basic (1-10): 10 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 12 / 9Length of status:2y 1m
Credit score: 640-659 (May-2010) Total credit lines: 19 Occupation: Military Officer
Now delinquent: 0 Revolving credit balance: $22,181Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 91%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: impeccable-compassion Borrower's state: Florida Borrower's group: LendersClub
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 640-659 (Latest)
Principal borrowed: $2,500.00< 31 days late: 0 ( 0% )  
680-699 (Jul-2009)
 
Principal balance: $1,780.19 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Refinancing a previous loan
Thanks for all the support on the last loan. Due to a problem with my verification card being mailed to me and being sent back, my loan was cancelled. So just a small hiccup, this should be fine this time and done quickly.
Information in the Description is not verified.
Friends And Family Winning Bids
JGuide has bid a total of $1,740.19 in winning bids.
"Fellow Military Officer and fellow group member - a great investment!"
1 friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
Q: JGuide is the only one bidding on your loan for eight pages. I am going to report this fraud to Prosper. - jpblan11
A: I'm a member of his group so it's perfectly fine. If you disagree you're free to bid as well. (Jun-18-2010)
Q: To address the last question - what you don't see is the auto bidding I was bidding against - I wanted to see what rate would outbid the original bidders. This is a great Borrower - he was funded last week and our group will quickly fund again! - JGuide
A: More explanation for those who inquired (Jun-20-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
JGuide$56.99$56.996/18/2010 6:00:47 PM
JGuide$26.20$26.206/19/2010 8:33:00 PM
JGuide$1,125.00$482.006/18/2010 10:32:09 PM
lender12345$25.00$25.006/19/2010 9:26:23 AM
JGuide$1,175.00$1,175.006/18/2010 10:33:01 PM
himistu22$34.81$34.816/19/2010 12:07:21 AM
MrPie$100.00$100.006/19/2010 12:53:20 PM
7 bids
 
Borrower Payment Dependent Notes Series 463128
This series of Notes was issued and sold upon the funding of the borrower loan #43158, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Jun-17-2010 
  Auction end date:  Jun-24-2010 
 
Starting lender yield: 19.06% Starting borrower rate/APR: 20.06% / 23.85% Starting monthly payment: $37.19
Final lender yield: 13.00% Final borrower rate/APR: 14.00% / 17.65% Final monthly payment: $34.18
 
Auction yield range: 7.98% - 19.06% Estimated loss impact: 6.79%  
Lender servicing fee: 1.00% Estimated return: 6.21%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-2008 Debt/Income ratio: 1%
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 2 / 1Length of status:8y 0m
Credit score: 660-679 (Jun-2010) Total credit lines: 2 Occupation: Food Service Manage...
Now delinquent: 0 Revolving credit balance: $0Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: cash-umbrella Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
New Business Advertising
Purpose of loan:
This loan will be used to help advertise our new Consignment shop.

My financial situation:
I am a good candidate for this loan because I work full time and I've started a new business.

Monthly net income: $ 3750

Monthly expenses: $
??Housing: $ 565
??Insurance: $ 210
??Car expenses: $ 0
??Utilities: $?150
??Phone, cable, internet: $ 125
??Food, entertainment: $?400
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 0
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: If you consignment shop fails completely, will you still be able to repay this loan with no problem? Thanks and best wishes. - reflective-rupee
A: If the shop fails, I would be able to repay the loan with no problems. Thanks for your consideration (Jun-18-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
soular21804$25.00$25.006/20/2010 4:12:47 AM
HealthyWealthNow$25.00$25.006/20/2010 10:28:40 AM
AaronL$25.00$25.006/22/2010 5:46:17 PM
crdcteng$25.00$25.006/23/2010 3:06:06 PM
Leshan$33.33$33.336/24/2010 9:00:25 AM
Dopplerbob$25.00$25.006/24/2010 6:05:43 AM
rpd1211$25.00$25.006/24/2010 3:28:38 PM
loan-eagle9$25.00$25.006/24/2010 10:08:36 AM
wild-orange$25.00$25.006/24/2010 10:08:57 AM
intelligent-reward7$25.00$25.006/24/2010 10:11:55 AM
jimmya$25.00$25.006/24/2010 10:25:20 AM
Leopoldine$25.36$25.366/24/2010 10:38:45 AM
jhernand17$25.00$25.006/24/2010 12:47:42 PM
exciting-fairness$200.00$108.726/24/2010 3:54:20 PM
exact-peso2$27.50$27.506/24/2010 4:14:30 PM
vulgy$25.00$25.006/21/2010 6:31:05 AM
FundMaker$25.00$25.006/21/2010 2:37:51 PM
khamlagirl$25.00$25.006/23/2010 8:11:30 PM
truth-trapper$25.00$25.006/23/2010 7:25:33 PM
anarchy1985$25.00$25.006/24/2010 9:38:56 AM
a-compatible-velocity$25.00$25.006/23/2010 10:12:25 PM
attractive-fund$25.00$25.006/24/2010 12:11:22 PM
principal-laser$90.00$90.006/24/2010 12:15:35 PM
Snoopylover$25.00$25.006/24/2010 9:31:29 AM
uwinwewin$25.00$25.006/24/2010 3:27:35 PM
lildones$25.00$25.006/24/2010 11:09:59 AM
gold-ladder$25.00$25.006/24/2010 11:34:24 AM
carrinel$45.00$45.006/24/2010 1:33:55 PM
Reliance_Banker$25.00$25.006/24/2010 3:39:59 PM
rhettjn$45.09$45.096/24/2010 4:50:39 PM
gothampark$25.00$25.006/24/2010 4:11:29 PM
wise-courageous-social$25.00$25.006/24/2010 4:42:31 PM
32 bids
 
Borrower Payment Dependent Notes Series 463222
This series of Notes was issued and sold upon the funding of the borrower loan #43237, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jun-21-2010 
  Auction end date:  Jun-22-2010 
 
Starting lender yield: 8.20% Starting borrower rate/APR: 9.20% / 11.30% Starting monthly payment: $111.63
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $111.63
 
Auction yield range: 3.98% - 8.20% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Feb-1996 Debt/Income ratio: 6%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 2 / 2Length of status:2y 0m
Credit score: 780-799 (Jun-2010) Total credit lines: 7 Occupation: Tradesman - Carpent...
Now delinquent: 0 Revolving credit balance: $941Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 22%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: oceanwind1950 Borrower's state: Delaware Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 11 ( 100% ) 780-799 (Latest)
Principal borrowed: $7,500.00< 31 days late: 0 ( 0% )  
780-799 (Dec-2009)
700-719 (Apr-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 11  
Description
Paying Off Medical Bills and credit
Purpose of loan:
This loan will be used to?Pay off some medical bills and credit cards.

My financial situation:
I am a good candidate for this loan because? I always pay my bills?on time.I had a loan from Prosper and paid it off in about 1Year.Am also a leader on Prosper.?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
successful-euro$30.00$30.006/21/2010 3:53:30 PM
interest-jedi0$50.00$50.006/21/2010 3:54:40 PM
american6$50.00$50.006/21/2010 3:54:47 PM
personal-lender$25.00$25.006/21/2010 3:57:49 PM
lagnisiruk$25.00$25.006/21/2010 3:59:29 PM
bountiful-durability$100.00$100.006/21/2010 4:05:48 PM
loot-heart$50.00$50.006/21/2010 3:53:40 PM
UT-Longhorn$25.00$25.006/21/2010 4:08:54 PM
hrubinst$25.00$25.006/21/2010 3:55:58 PM
alpinaut$25.00$25.006/21/2010 3:58:27 PM
Havana21$25.00$25.006/21/2010 3:59:09 PM
KeepOnRunning$50.00$50.006/21/2010 4:14:41 PM
fair-funds$25.00$25.006/21/2010 4:00:49 PM
red-trade-cologne$25.00$25.006/21/2010 4:01:49 PM
leftcoast52$25.00$25.006/21/2010 4:19:19 PM
riproaringrapids$25.00$25.006/21/2010 4:03:44 PM
jangalt$72.00$72.006/21/2010 4:20:15 PM
ctgscott$25.00$25.006/21/2010 4:20:49 PM
nunnie$25.00$25.006/21/2010 4:04:22 PM
FlexFunding$100.00$100.006/21/2010 4:05:59 PM
yield-seeker$25.00$25.006/21/2010 4:06:34 PM
gojackgo$50.00$50.006/21/2010 4:11:01 PM
murren$25.00$25.006/21/2010 4:41:58 PM
Searlzy$25.00$25.006/21/2010 4:11:44 PM
tekkie2412$25.00$25.006/21/2010 4:15:59 PM
elasermd$100.00$100.006/21/2010 4:19:25 PM
the-silver-blaster$25.00$25.006/21/2010 4:17:42 PM
budyzr$25.00$25.006/21/2010 4:20:19 PM
stolan$25.00$25.006/21/2010 4:49:20 PM
mrbanker$100.00$100.006/21/2010 4:21:14 PM
quirky$25.00$25.006/21/2010 4:22:30 PM
cello1$25.00$25.006/21/2010 4:51:26 PM
the-transaction-stronghold$50.00$50.006/21/2010 4:23:51 PM
divedude$25.00$25.006/21/2010 4:56:47 PM
turbospeed$25.00$25.006/21/2010 4:48:02 PM
dharma1$25.00$25.006/21/2010 5:05:45 PM
impartial-deal$25.00$25.006/21/2010 4:53:36 PM
flwah$25.00$25.006/21/2010 4:57:33 PM
lostontheedge$25.00$25.006/21/2010 5:00:29 PM
wise-silver-wonder$25.00$25.006/21/2010 4:59:25 PM
DadWarbucks$25.00$25.006/21/2010 5:00:33 PM
seattleslug$30.00$30.006/21/2010 5:00:40 PM
Personal-Bond$50.00$50.006/21/2010 6:50:06 PM
meux99$25.00$25.006/21/2010 5:05:37 PM
b1geasy$25.00$25.006/21/2010 10:05:17 PM
flexible-value$28.00$28.006/21/2010 3:55:03 PM
power-defender7$40.00$40.006/21/2010 3:59:57 PM
orderly-loot$25.00$25.006/21/2010 4:07:04 PM
orgy63$25.00$25.006/21/2010 3:53:47 PM
SNH$50.00$50.006/21/2010 3:53:54 PM
treasure-hunter270$25.00$25.006/21/2010 3:54:00 PM
hookUup$25.00$25.006/21/2010 4:08:26 PM
mlopez2007$25.00$25.006/21/2010 3:54:11 PM
alexstar$25.00$25.006/21/2010 3:54:21 PM
meenan$25.00$25.006/21/2010 3:54:35 PM
studious-bonus7$50.00$50.006/21/2010 3:55:46 PM
tntmojave$25.00$25.006/21/2010 3:54:58 PM
szetowski$25.00$25.006/21/2010 4:09:21 PM
simplelender80$100.00$100.006/21/2010 4:09:43 PM
Avala$50.00$50.006/21/2010 3:56:17 PM
bchen78875$25.00$25.006/21/2010 4:10:21 PM
blukestrel$25.00$25.006/21/2010 4:12:29 PM
skvat$25.00$25.006/21/2010 3:58:51 PM
Tc11902$25.00$25.006/21/2010 4:00:58 PM
delicious-social132$25.00$25.006/21/2010 4:03:09 PM
head$25.00$25.006/21/2010 4:04:27 PM
Global2010$50.00$50.006/21/2010 4:21:43 PM
relentless-penny$50.00$50.006/21/2010 4:05:37 PM
point-zebra$25.00$25.006/21/2010 4:06:22 PM
Veggie_Monkey$25.00$25.006/21/2010 4:41:03 PM
j2ee$25.00$25.006/21/2010 4:11:07 PM
credit-investor5$100.00$100.006/21/2010 4:12:01 PM
nuclearmoose$25.00$25.006/21/2010 4:17:50 PM
bruin558$60.00$60.006/21/2010 4:16:07 PM
jamschmidt$25.00$25.006/21/2010 4:48:10 PM
eighttone$25.00$25.006/21/2010 4:40:44 PM
ThomasC$25.00$25.006/21/2010 4:40:36 PM
rmachi$25.00$25.006/21/2010 4:56:03 PM
don8ter$60.00$60.006/21/2010 4:57:58 PM
kmwvma$25.00$25.006/21/2010 4:47:00 PM
decisive-capital$61.70$61.706/21/2010 4:52:00 PM
jasperpants$25.00$25.006/21/2010 4:52:23 PM
KiwiElf$30.00$30.006/21/2010 4:52:54 PM
p1k4blu$25.00$25.006/21/2010 4:53:07 PM
outtahoth2o$53.55$53.556/21/2010 4:53:41 PM
Sixmil$25.00$25.006/21/2010 4:56:10 PM
BooFoo22$25.00$25.006/21/2010 5:09:43 PM
forthright-principal2$25.00$25.006/21/2010 6:50:17 PM
Ivan2007$25.00$25.006/21/2010 5:05:47 PM
kenji4861$25.00$25.006/21/2010 5:05:33 PM
Syndication$25.00$25.006/21/2010 5:07:19 PM
ichibon$75.00$75.006/21/2010 5:07:36 PM
the-profit-oracle$25.00$25.006/21/2010 5:08:50 PM
gigabit$50.00$50.006/21/2010 5:15:18 PM
inspired-contract9$50.00$19.806/21/2010 5:15:58 PM
RandyL3$33.00$33.006/21/2010 10:22:40 PM
MoneyForNothing$56.95$56.956/21/2010 10:07:29 PM
97 bids
 
Borrower Payment Dependent Notes Series 463492
This series of Notes was issued and sold upon the funding of the borrower loan #43152, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Jun-22-2010 
  Auction end date:  Jun-24-2010 
 
Starting lender yield: 13.85% Starting borrower rate/APR: 14.85% / 17.02% Starting monthly payment: $345.92
Final lender yield: 13.85% Final borrower rate/APR: 14.85% / 17.02% Final monthly payment: $345.92
 
Auction yield range: 5.98% - 13.85% Estimated loss impact: 5.23%  
Lender servicing fee: 1.00% Estimated return: 8.62%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Dec-2000 Debt/Income ratio: 23%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 8 / 7Length of status:7y 10m
Credit score: 740-759 (Jun-2010) Total credit lines: 23 Occupation: Clerical
Now delinquent: 0 Revolving credit balance: $3,823Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 23%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: MRod09 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit cards
Purpose of loan:
This loan will be used to pay off my credit cards with high interest rates.

My financial situation:
I am a good candidate for this loan because I have a very good credit score and have also never been late on a payment.

Monthly net income: $ 3,596

Monthly expenses: $
??Housing: $ 386
??Insurance: $ 199
??Car expenses: $ 0
??Utilities: $ 140
??Phone, cable, internet: $ 250
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $ 483
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: How did you build up this credit card debt? Thanks and best wishes. - reflective-rupee
A: We purchased much needed items with our a sears card (washer & dryer, frig, dishwasher) to bring up this high. Haven't been able to pay it all off before the no finance deadline so we want to take care of that before it happens. Also my wife and I both have one that we want to put away for good. Thank you all for your consideration! (Jun-23-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
ethicalhumanist$25.00$25.006/22/2010 9:55:45 AM
the-transaction-stronghold$25.00$25.006/22/2010 9:59:40 AM
personal-lender$25.00$25.006/22/2010 10:04:24 AM
riproaringrapids$25.00$25.006/22/2010 10:04:33 AM
yield-seeker$25.00$25.006/22/2010 10:04:46 AM
successful-euro$30.00$30.006/22/2010 10:04:52 AM
Pulchritudinous$25.00$25.006/22/2010 9:55:43 AM
lendmedo$25.00$25.006/22/2010 11:24:37 AM
Bank_Of_XL$50.00$50.006/22/2010 12:35:39 PM
B-rad_the_Coug$25.00$25.006/22/2010 10:05:00 AM
treasure-hunter270$25.00$25.006/22/2010 10:04:18 AM
simplelender80$100.00$100.006/22/2010 10:04:20 AM
bchen78875$25.00$25.006/22/2010 10:42:30 AM
radforj22$25.00$25.006/22/2010 10:55:07 AM
ichibon$75.00$75.006/22/2010 3:03:35 PM
BuffetRocks$50.00$50.006/22/2010 3:03:38 PM
serpentine$50.00$50.006/22/2010 3:44:55 PM
ray1051$25.00$25.006/22/2010 1:40:31 PM
dollardave$100.00$100.006/22/2010 1:45:10 PM
smart-gold$25.00$25.006/22/2010 1:53:47 PM
finance-prescription$48.43$48.436/22/2010 1:56:08 PM
balanced-bill7$70.89$70.896/22/2010 4:12:20 PM
kmr2$66.87$66.876/22/2010 4:12:33 PM
impressive-credit431$30.00$30.006/22/2010 3:03:39 PM
Picopie$100.00$100.006/22/2010 5:04:28 PM
blackstar$25.00$25.006/22/2010 3:03:36 PM
head$25.00$25.006/22/2010 3:10:54 PM
top-historic-peso$25.00$25.006/22/2010 5:51:29 PM
pavelz$50.00$50.006/22/2010 4:12:24 PM
vanderhp$25.00$25.006/22/2010 10:54:28 PM
relentless-penny$25.00$25.006/22/2010 4:12:07 PM
generous-deal6$25.00$25.006/22/2010 4:12:14 PM
cash-spark3$25.00$25.006/22/2010 4:12:17 PM
Mojo1$40.00$40.006/22/2010 4:26:43 PM
shrewd-deal$25.00$25.006/22/2010 4:56:03 PM
market-pudding$25.00$25.006/22/2010 4:55:14 PM
rockhound84$25.00$25.006/22/2010 5:45:33 PM
delicious-social132$25.00$25.006/22/2010 4:55:44 PM
new-return-faire$50.00$50.006/22/2010 4:56:04 PM
wise-spiritual-commitment$50.00$50.006/22/2010 5:51:30 PM
mzman$25.00$25.006/22/2010 5:51:26 PM
greenback-museum$25.00$25.006/22/2010 5:51:30 PM
Headhunter14$25.00$25.006/22/2010 8:19:30 PM
nikkiesgrandma$50.00$50.006/23/2010 10:51:55 AM
Artist_Blue$25.00$25.006/23/2010 9:41:18 AM
loot-heart$42.77$42.776/23/2010 12:44:47 PM
nanda$25.00$25.006/23/2010 1:09:41 PM
bodascafe$25.00$25.006/23/2010 9:51:04 AM
j2ee$25.00$25.006/23/2010 1:16:01 PM
satisfying-deal5$25.00$25.006/23/2010 1:16:12 PM
UncleSafety$75.00$75.006/23/2010 10:14:49 AM
Cheburashka$25.00$25.006/23/2010 10:21:20 AM
vegibenz$25.00$25.006/23/2010 10:19:14 AM
SimpleChoice$25.00$25.006/23/2010 3:25:15 PM
buckyhead2000$25.00$25.006/23/2010 10:24:58 AM
sparkling-silver1$25.00$25.006/23/2010 4:00:31 PM
revenue-officer36$50.00$50.006/23/2010 4:00:55 PM
brightest-asset-healer$25.00$25.006/23/2010 4:01:48 PM
LeReve$25.00$25.006/23/2010 4:02:13 PM
market-walnut5$50.00$50.006/23/2010 4:03:25 PM
gulch$30.00$30.006/23/2010 4:03:30 PM
klinebarger$25.00$25.006/23/2010 4:03:41 PM
gracej$25.00$25.006/23/2010 4:03:45 PM
sensible-community1$50.00$50.006/23/2010 4:03:53 PM
icchok$50.00$50.006/23/2010 4:04:09 PM
tech_helper$50.00$50.006/23/2010 4:04:23 PM
gold-disk$100.00$100.006/23/2010 4:05:17 PM
tech310$25.51$25.516/23/2010 12:14:40 PM
success1001$50.00$50.006/23/2010 1:10:23 PM
upbeat-investment9$25.00$25.006/23/2010 1:16:22 PM
Savings_EQ_Dignity$26.39$26.396/23/2010 2:34:33 PM
Dreams4Cash$25.00$25.006/23/2010 1:44:38 PM
loan-genie88$25.00$25.006/23/2010 1:49:33 PM
gelidfrank$25.00$25.006/23/2010 4:00:30 PM
power-igloo3$25.00$25.006/23/2010 4:00:56 PM
djh47a$25.00$25.006/23/2010 4:02:01 PM
alcyon$25.00$25.006/23/2010 4:03:10 PM
trustu$25.00$25.006/23/2010 4:03:29 PM
tremendous-payment$25.00$25.006/23/2010 4:03:47 PM
BashtonLends$50.00$50.006/23/2010 4:03:54 PM
mangas$28.96$28.966/23/2010 4:00:26 PM
naina_my_daughter$25.00$25.006/23/2010 4:00:43 PM
balance-whistle7$25.00$25.006/23/2010 4:04:30 PM
jamschmidt$25.00$25.006/23/2010 4:00:57 PM
halothane_logic$25.00$25.006/23/2010 4:01:57 PM
nick456sd$43.58$43.586/23/2010 4:03:30 PM
bonus-patriot$25.00$25.006/23/2010 4:03:40 PM
justice-clipper$50.00$50.006/23/2010 4:03:56 PM
adamnash$25.00$25.006/23/2010 4:04:05 PM
Bank42$50.00$50.006/23/2010 4:04:15 PM
point-shooter$25.00$25.006/23/2010 4:04:22 PM
penny-chooser$28.47$28.476/23/2010 4:04:31 PM
jdrez$25.00$25.006/23/2010 4:04:50 PM
first-fund-empenada$25.00$25.006/23/2010 4:04:57 PM
DcUnited$30.00$30.006/23/2010 4:05:08 PM
DiabolicalGamer$25.00$25.006/23/2010 4:05:14 PM
dontletmoneyfoolya$50.00$50.006/23/2010 7:46:22 PM
Max8319$25.00$25.006/23/2010 7:55:17 PM
reflective-rupee$2,500.00$2,264.226/24/2010 6:09:29 AM
forthright-principal2$25.00$25.006/24/2010 6:09:37 AM
d_grbg$25.00$25.006/24/2010 6:09:32 AM
Sven79$50.00$50.006/24/2010 11:11:43 AM
he-shoots-he-scores$30.01$30.016/24/2010 9:05:29 AM
studious-bonus7$50.00$50.006/22/2010 10:03:24 AM
hrubinst$25.00$25.006/22/2010 10:03:28 AM
american6$25.00$25.006/22/2010 10:03:41 AM
orderly-loot$25.00$25.006/22/2010 9:54:38 AM
enthralling-deal180$100.00$100.006/22/2010 10:06:27 AM
orgy63$25.00$25.006/22/2010 9:56:29 AM
nunnie$25.00$25.006/22/2010 9:58:11 AM
selector568$300.00$300.006/22/2010 9:55:52 AM
Havana21$25.00$25.006/22/2010 9:56:59 AM
payment-freshmaker$50.00$50.006/22/2010 9:59:07 AM
bountiful-durability$50.00$50.006/22/2010 9:57:48 AM
SNH$50.00$50.006/22/2010 9:58:54 AM
Avala$50.00$50.006/22/2010 10:03:35 AM
syounker$25.00$25.006/22/2010 10:06:06 AM
Winsten$50.00$50.006/22/2010 1:24:51 PM
Tc11902$50.00$50.006/22/2010 1:00:06 PM
ommcd$25.00$25.006/22/2010 3:41:26 PM
loanermn$25.00$25.006/22/2010 4:06:24 PM
the-silver-blaster$40.00$40.006/22/2010 2:25:56 PM
zento$25.00$25.006/22/2010 4:09:19 PM
Billfred$25.00$25.006/22/2010 2:26:47 PM
UT-Longhorn$25.00$25.006/22/2010 2:28:21 PM
peb44$50.00$50.006/22/2010 4:12:13 PM
enthusiastic-balance5$100.00$100.006/22/2010 4:56:06 PM
ddog0224$25.00$25.006/22/2010 3:03:42 PM
Anny-Disco$32.42$32.426/22/2010 5:51:27 PM
maschinenbau$25.00$25.006/22/2010 4:06:29 PM
uncleegg$25.00$25.006/23/2010 1:19:28 AM
flexible-return297$25.00$25.006/22/2010 4:12:15 PM
elephantparty$25.00$25.006/22/2010 4:12:28 PM
Ripsaw4U$25.00$25.006/23/2010 6:45:54 AM
Dan12781$25.00$25.006/23/2010 7:10:43 AM
rescue$50.00$50.006/22/2010 5:51:14 PM
chestnut4$25.00$25.006/22/2010 5:51:28 PM
dinero-speaker$35.90$35.906/22/2010 5:51:28 PM
green-thoughtful-yield$50.00$50.006/22/2010 6:09:31 PM
Breakfast_Gypsy$25.00$25.006/23/2010 9:39:44 AM
holstj$25.00$25.006/22/2010 6:44:45 PM
aganippe$25.00$25.006/22/2010 9:27:09 PM
teller$25.00$25.006/22/2010 8:39:31 PM
inventive-wealth2$25.00$25.006/23/2010 4:54:36 AM
platinum-sorcerer6$50.00$50.006/23/2010 6:45:48 AM
a-finance-nirvana$25.00$25.006/23/2010 10:51:26 AM
commerce-triumph$25.00$25.006/23/2010 10:52:15 AM
apetrock$50.00$50.006/23/2010 11:09:45 AM
zaxsan$25.00$25.006/23/2010 9:19:45 AM
bowdish1$50.00$50.006/23/2010 10:06:28 AM
muzicman$50.00$50.006/23/2010 10:08:22 AM
integrity-doctor$100.00$100.006/23/2010 3:09:26 PM
kbguru$30.67$30.676/23/2010 10:41:20 AM
captainack$25.00$25.006/23/2010 4:00:37 PM
lokiswolf$30.00$30.006/23/2010 4:00:51 PM
ElevenHills$25.00$25.006/23/2010 4:00:58 PM
calm-deal7$25.00$25.006/23/2010 4:01:59 PM
logical-repayment1$25.00$25.006/23/2010 4:03:03 PM
ryelk$25.00$25.006/23/2010 4:03:28 PM
Ready2Loan$25.00$25.006/23/2010 4:03:31 PM
SelectTrustLending$50.00$50.006/23/2010 4:03:42 PM
gallant-economy9$25.00$25.006/23/2010 4:03:50 PM
worth-arch$25.00$25.006/23/2010 4:04:29 PM
Phantom99$25.00$25.006/23/2010 4:05:01 PM
sentimental-euro$25.00$25.006/23/2010 10:51:48 AM
kegs$100.00$100.006/23/2010 4:05:19 PM
FinDoc$25.00$25.006/23/2010 11:19:28 AM
Syndication$25.00$25.006/23/2010 1:16:01 PM
economy-producer$25.00$25.006/23/2010 1:16:10 PM
1phantom$25.00$25.006/23/2010 1:15:54 PM
credit-panda1$50.00$50.006/23/2010 2:21:26 PM
bigphish$25.00$25.006/23/2010 2:29:47 PM
PRGuyinVA$25.00$25.006/23/2010 2:34:50 PM
fareast_man$25.00$25.006/23/2010 2:29:52 PM
life-is-great$25.00$25.006/23/2010 2:34:35 PM
pioneer580$50.00$50.006/23/2010 4:00:29 PM
Interstate_Rate$75.00$75.006/23/2010 4:00:32 PM
kaiger$25.00$25.006/23/2010 4:00:54 PM
dinero-festivity2$30.93$30.936/23/2010 4:01:00 PM
clean-finance1$25.00$25.006/23/2010 4:02:14 PM
elawn$27.09$27.096/23/2010 4:03:26 PM
BooFoo22$25.00$25.006/23/2010 4:03:38 PM
velocity-warrior$50.00$50.006/23/2010 4:03:43 PM
admirable-basis1$25.00$25.006/23/2010 4:03:55 PM
money_money$50.00$50.006/23/2010 4:04:10 PM
kchen486$50.00$50.006/23/2010 4:04:25 PM
elevated-truth$25.00$25.006/23/2010 4:00:30 PM
integrity-trumpet$50.00$50.006/23/2010 4:04:27 PM
drkosh$25.00$25.006/23/2010 4:00:55 PM
visionary-community$25.00$25.006/23/2010 4:04:33 PM
ikaika1$50.00$50.006/23/2010 4:01:00 PM
twirl2$25.00$25.006/23/2010 4:01:50 PM
Panna$25.00$25.006/23/2010 4:02:03 PM
FG9YTR$25.00$25.006/23/2010 4:04:50 PM
neighborly-bid$25.00$25.006/23/2010 4:03:27 PM
shrewd-truth1$25.00$25.006/23/2010 4:03:44 PM
fcukciti$50.00$50.006/23/2010 4:03:52 PM
fair-funds$25.00$25.006/23/2010 4:03:58 PM
objective-investor$100.00$100.006/23/2010 4:04:07 PM
bid-czar8$100.00$100.006/23/2010 4:04:13 PM
power-pagoda$26.00$26.006/23/2010 4:04:17 PM
trustworthy-fairness$50.00$50.006/23/2010 4:04:20 PM
wayman$25.00$25.006/23/2010 4:04:28 PM
drumcorpsnut$35.89$35.896/23/2010 4:05:06 PM
cttarheel$25.00$25.006/23/2010 6:10:24 PM
jchurchi$25.00$25.006/23/2010 7:07:55 PM
benefit-dreams$50.00$50.006/23/2010 8:11:12 PM
rdrloan$50.00$50.006/23/2010 4:37:20 PM
wwwUniversal$25.00$25.006/24/2010 6:09:35 AM
209 bids
 
Borrower Payment Dependent Notes Series 463800
This series of Notes was issued and sold upon the funding of the borrower loan #43231, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.0% Auction start date:  Jun-22-2010 
  Auction end date:  Jun-24-2010 
 
Starting lender yield: 33.30% Starting borrower rate/APR: 34.30% / 36.74% Starting monthly payment: $112.10
Final lender yield: 33.30% Final borrower rate/APR: 34.30% / 36.74% Final monthly payment: $112.10
 
Auction yield range: 13.98% - 33.30% Estimated loss impact: 15.54%  
Lender servicing fee: 1.00% Estimated return: 17.76%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jan-2007 Debt/Income ratio: 15%
Basic (1-10): 6 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 2 / 2Length of status:0y 8m
Credit score: 680-699 (Jun-2010) Total credit lines: 10 Occupation: Skilled Labor
Now delinquent: 0 Revolving credit balance: $3Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: transparency-kin Borrower's state: Utah Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Reconstructive Chest Surgery
Purpose of loan:
This loan will be used to finance a reconstructive chest surgery. I do not have health insurance and so I must pay for the procedures and associated follow-up myself.

My financial situation:
I am a good candidate for this loan because I work full-time, I am responsible and I am completely independent. I am also working toward an undergraduate degree and am often able to supplement my work income with my leftover financial aid. Everything I have beyond living expenses is going toward surgery until it is funded and any borrowed money is paid off.

Monthly net income: $1300

Monthly expenses: $ 780
??Housing: $ 300
??Insurance: $ 60
??Car expenses: $ 60
??Utilities: $ 100
??Phone, cable, internet: $ 80
??Food, entertainment: $ 50
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 30
??Other expenses: $ 50
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
BankofRon$25.00$25.006/22/2010 1:31:12 PM
hyrolln$25.00$25.006/22/2010 1:32:08 PM
Diamond_Jim$25.00$25.006/22/2010 1:32:16 PM
friendly-worth3$25.00$25.006/22/2010 1:32:50 PM
uncleegg$50.00$50.006/22/2010 1:32:54 PM
Rogesparkguy$25.00$25.006/22/2010 1:31:11 PM
PRGuyinVA$25.00$25.006/22/2010 1:32:13 PM
svandgts$50.00$50.006/22/2010 1:32:55 PM
SBT$25.00$25.006/22/2010 1:32:14 PM
famous-bill$50.00$50.006/22/2010 1:32:53 PM
loan-kung-fu$25.00$25.006/22/2010 1:55:21 PM
green-thoughtful-yield$50.00$50.006/22/2010 2:27:57 PM
direct-yield$25.00$25.006/22/2010 2:39:37 PM
skuba$25.00$25.006/22/2010 3:25:40 PM
revenue-officer36$25.00$25.006/22/2010 3:40:22 PM
FinDoc$25.00$25.006/22/2010 4:06:11 PM
Gibbyland$39.58$39.586/22/2010 3:53:50 PM
contract-maracas$50.00$50.006/22/2010 4:54:42 PM
wwwUniversal$25.00$25.006/23/2010 9:11:46 AM
reflective-rupee$1,300.00$970.426/23/2010 9:09:36 AM
lostviajero$25.00$25.006/23/2010 11:07:47 AM
unger$50.00$50.006/24/2010 7:17:32 AM
cashhelp$25.00$25.006/24/2010 10:05:41 AM
aztec$100.00$100.006/24/2010 11:50:50 AM
Caerus$25.00$25.006/22/2010 1:32:11 PM
helping-out$35.00$35.006/22/2010 1:32:20 PM
SailAwayMoon$25.00$25.006/22/2010 1:32:52 PM
time4aloan$25.00$25.006/22/2010 1:56:09 PM
RMB-Investments$25.00$25.006/22/2010 1:30:22 PM
burrito6$25.00$25.006/22/2010 1:32:10 PM
treasure-hunter270$25.00$25.006/22/2010 1:32:17 PM
loan-genie88$25.00$25.006/22/2010 1:32:53 PM
upright-revenue7$25.00$25.006/22/2010 3:51:16 PM
simplelender80$50.00$50.006/22/2010 1:32:18 PM
birddogsb$50.00$50.006/22/2010 1:32:45 PM
Artist_Blue$25.00$25.006/22/2010 2:09:58 PM
reflective-rupee$25.00$25.006/22/2010 5:14:00 PM
TheBaldGuy$25.00$25.006/22/2010 3:51:10 PM
well-mannered-income3$25.00$25.006/22/2010 6:46:02 PM
mesfinity$25.00$25.006/22/2010 10:04:55 PM
AlexTrep$25.00$25.006/22/2010 4:11:15 PM
bankbuddy55$25.00$25.006/23/2010 5:47:20 AM
auction-workhorse679$25.00$25.006/23/2010 6:44:30 AM
108lender$25.00$25.006/23/2010 8:00:45 AM
gain-implementer$80.00$80.006/23/2010 8:36:53 AM
wlm3012$25.00$25.006/23/2010 5:58:40 PM
Asian-Persuasion$25.00$25.006/24/2010 11:37:39 AM
kingston1$25.00$25.006/24/2010 5:00:38 PM
48 bids
 
Borrower Payment Dependent Notes Series 462559
This series of Notes was issued and sold upon the funding of the borrower loan #43219, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Jun-15-2010 
  Auction end date:  Jun-22-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $361.89
Final lender yield: 22.00% Final borrower rate/APR: 23.00% / 25.28% Final monthly payment: $309.68
 
Auction yield range: 16.98% - 34.00% Estimated loss impact: 19.25%  
Lender servicing fee: 1.00% Estimated return: 2.75%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-1997 Debt/Income ratio: 20%
Basic (1-10): 5 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):2 Current / open credit lines: 15 / 12Length of status:9y 1m
Credit score: 700-719 (Jun-2010) Total credit lines: 25 Occupation: Military Officer
Now delinquent: 0 Revolving credit balance: $27,741Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 90%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: supahsith Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 20 ( 100% ) 700-719 (Latest)
Principal borrowed: $6,000.00< 31 days late: 0 ( 0% )  
640-659 (Oct-2008)
640-659 (Sep-2008)
 
Principal balance: $2,996.61 31+ days late: 0 ( 0% )
Total payments billed: 20  
Description
Finishing What I Started!
Purpose of loan:
Finish consolidating higher interest debt, and complete some minor upgrades to my rental home.? Specifically, I need to replace a storm door and some carpeting in the home, and I plan to use the remainder to consolidate my remaining high interest debts.

My financial situation:
I am a worthy investment for many reasons, but primarily for my promptness in payments - I have never been late on any payments in my life.? My payment record should speak for itself, which is most easily shown by my other Prosper loan.? The numbers do not lie - I still have a significant amount of personal debt, but I have also significantly improved my financial situation through hard work and fiscal discipline.? That first loan provided me an opportunity to start working towards financial freedom - and I invite you all to help yourselves while helping me achieve my goals!?

Monthly net income: $ 10,451 (work)
???????????????????????????????? $? 1,200 (rent)
Monthly expenses: $
??Housing: $ 3800.00
??Insurance: $ 84.00
??Car expenses: $ 498.00
??Utilities: $ 100.00
??Phone, cable, internet: $ 236.00
??Food, entertainment: $ 700.00
??Clothing, household expenses $ 120 (estimated annually, then divided into monthly)
??Credit cards and other loans: $ 1005.00
??Other expenses: $ 0.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Just wondering if you are on sea or shore duty. Thanks. - Integrity1st
A: I'm on shore duty now. (Jun-18-2010)
Q: Thank you for confirming employment and income. Meets Military Credit Index. - Military-2-Military
A: Thanks for the bid! (Jun-20-2010)
Q: How much of this loan will go towards debt consolidation vs home repairs? What is the interest rate on the debt you want to consolidate? Will you take the loan if the rate is higher than your current debt? Thanks and good luck. - interest88
A: My best estimate for the home repairs portion is around $2500-$3000 for repairs on my rental home, with the remainder of funds going to debt consolidation. The interest rate on the debt I intend to consolidate is 26.74%, so I am still undecided on taking the loan if the rate is higher. (Jun-21-2010)
Q: Military Officer, verified. This is a great bet! Thanks for your service! - JGuide
A: Thank you for your bid! (Jun-21-2010)
4 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
SaintMatthew$25.00$25.006/15/2010 6:48:08 PM
Integrity1st$230.11$230.116/18/2010 4:51:13 AM
Aberdeen$400.00$400.006/19/2010 4:29:37 PM
Integrity1st$105.77$105.776/20/2010 8:37:02 AM
JGuide$100.08$100.086/21/2010 2:58:13 PM
debtcollector$50.00$50.006/21/2010 3:50:34 PM
platinum-enlightenment$32.30$32.306/21/2010 5:50:21 PM
Brighter_Future$25.00$25.006/21/2010 6:08:16 PM
orange-pound-party$30.84$30.846/21/2010 7:29:10 PM
deepblue34$30.00$30.006/21/2010 6:29:46 PM
lsx7$400.00$400.006/21/2010 6:59:32 PM
economy-popcorn$25.00$25.006/21/2010 8:37:46 PM
Johnab$25.00$25.006/22/2010 4:38:38 AM
ds5184$25.00$25.006/22/2010 1:03:42 AM
shrewd-income$100.00$100.006/22/2010 6:08:40 AM
bobnewt$100.00$100.006/22/2010 6:35:38 AM
Leshan$100.00$100.006/22/2010 8:29:19 AM
exchange-cowbell5$25.00$25.006/22/2010 9:13:54 AM
Military-2-Military$1,000.00$1,000.006/22/2010 1:19:27 PM
rubylender$25.00$25.006/22/2010 11:16:14 AM
intelligent-reward7$25.83$25.836/22/2010 1:04:50 PM
awesome-silver$200.00$200.006/22/2010 1:46:59 PM
Legally_Blonde$25.00$25.006/22/2010 2:29:56 PM
fireferd$50.00$50.006/22/2010 2:52:08 PM
HenlopenCapital$42.50$42.506/22/2010 3:09:15 PM
jhouman$25.00$25.006/17/2010 3:59:47 PM
nodebt2012$25.00$25.006/21/2010 1:45:45 PM
Rosencranz$25.48$25.486/21/2010 4:39:29 PM
Spinnaker$50.00$50.006/21/2010 9:51:31 PM
fairness-atmosphere$40.00$40.006/22/2010 7:50:10 AM
gpuck$25.00$25.006/22/2010 4:44:07 AM
briskdevl07$25.00$25.006/22/2010 8:42:57 AM
brightest-dignified-penny$25.00$25.006/22/2010 10:13:28 AM
exciting-fairness$200.00$200.006/22/2010 11:36:34 AM
money_player$25.00$25.006/22/2010 11:26:25 AM
Lender-Trader$27.00$27.006/22/2010 1:00:23 PM
wlm3012$25.00$25.006/22/2010 3:10:32 PM
Lubava$25.00$25.006/22/2010 1:14:35 PM
Military-2-Military$1,000.00$960.096/22/2010 1:20:12 PM
Sven79$200.00$200.006/22/2010 1:38:27 PM
Eaglehigh$25.00$25.006/22/2010 1:36:50 PM
wlm3012$25.00$25.006/22/2010 3:10:56 PM
loot-motion$25.00$25.006/22/2010 3:44:20 PM
riveting-credit5$3,000.00$3,000.006/22/2010 3:43:10 PM
RecoveryLender$25.00$25.006/22/2010 3:44:29 PM
45 bids
 
Borrower Payment Dependent Notes Series 462719
This series of Notes was issued and sold upon the funding of the borrower loan #43155, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.0% Auction start date:  Jun-16-2010 
  Auction end date:  Jun-23-2010 
 
Starting lender yield: 33.30% Starting borrower rate/APR: 34.30% / 36.74% Starting monthly payment: $134.52
Final lender yield: 27.50% Final borrower rate/APR: 28.50% / 30.86% Final monthly payment: $124.90
 
Auction yield range: 13.98% - 33.30% Estimated loss impact: 15.25%  
Lender servicing fee: 1.00% Estimated return: 12.25%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Feb-1998 Debt/Income ratio: 12%
Basic (1-10): 6 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 6 / 6Length of status:21y 10m
Credit score: 660-679 (Jun-2010) Total credit lines: 26 Occupation: Accountant/CPA
Now delinquent: 0 Revolving credit balance: $6,446Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 94%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: ultimate-benefit2 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off a high interest credit line
Purpose of loan:
This loan will be used to? I plan on using this money to pay off my balance on a revolving line of credit that has a ridiculously high rate of interest

My financial situation:
I am a good candidate for this loan because? I undersatnd the importance of my credit rating and my history proves that I pay my debts in full and on time

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
lendstats_com$25.00$25.006/16/2010 4:23:41 PM
SolarMoonshine$100.00$100.006/17/2010 10:01:39 AM
MrPie$25.00$25.006/18/2010 4:13:20 AM
MoneyTree79$25.00$25.006/18/2010 5:15:47 PM
finance-prescription$50.00$50.006/21/2010 12:59:37 PM
master648$40.00$40.006/22/2010 6:38:43 PM
credit-missile$100.00$100.006/22/2010 9:04:36 PM
interest88$25.00$25.006/23/2010 2:04:01 AM
vest_vortex$50.00$50.006/22/2010 6:22:32 PM
credit-missile$25.00$25.006/22/2010 9:11:41 PM
rockhound84$25.00$25.006/23/2010 10:45:25 AM
ice518$32.66$32.666/23/2010 7:44:24 AM
DMKAssetManagement$38.54$38.546/23/2010 10:55:08 AM
OGS_Capital$25.00$25.006/23/2010 9:35:41 AM
aultraman$25.00$25.006/23/2010 10:00:43 AM
awesome-silver$100.00$100.006/23/2010 1:42:33 PM
sparkling-contract7$25.00$25.006/23/2010 10:23:36 AM
income-rocker2$31.27$31.276/23/2010 11:21:41 AM
madbeefer$25.00$25.006/23/2010 11:31:32 AM
order-bee1$400.00$400.006/23/2010 1:37:23 PM
jcw3rd$25.00$25.006/23/2010 2:52:09 PM
just-trade0$36.00$11.156/23/2010 3:47:58 PM
Engineer44$35.00$35.006/23/2010 4:12:13 PM
wlm3012$25.00$25.006/17/2010 2:56:57 PM
tech_helper$25.00$25.006/17/2010 1:32:30 PM
AlexTrep$25.00$25.006/20/2010 9:49:41 AM
lendstats_com$175.00$175.006/21/2010 5:34:16 AM
realtormoises$25.00$25.006/21/2010 6:56:38 AM
tompau$25.00$25.006/21/2010 7:43:59 AM
debtcollector$50.00$50.006/21/2010 3:55:52 PM
golffish2$100.00$100.006/22/2010 4:35:38 AM
Tahoeman$25.00$25.006/22/2010 8:05:44 AM
brightest-dignified-penny$25.00$25.006/22/2010 10:23:15 AM
eboomer2611$25.00$25.006/22/2010 1:41:14 PM
MattProsper$30.00$30.006/22/2010 5:28:45 PM
cold1$25.00$25.006/22/2010 8:01:37 PM
grampy48$50.00$50.006/23/2010 6:55:02 AM
Dan77$25.00$25.006/23/2010 7:15:06 AM
responsible-worth113$25.00$25.006/23/2010 8:13:41 AM
G-Love$500.00$500.006/23/2010 6:18:56 AM
daekpon$25.00$25.006/23/2010 8:01:14 AM
credit-missile$25.00$25.006/23/2010 9:38:32 AM
green-rapid-openness$100.00$100.006/23/2010 1:24:59 PM
mammalian4$25.00$25.006/23/2010 2:25:02 PM
credit-coach118$30.00$30.006/23/2010 3:29:39 PM
carrinel$49.59$49.596/23/2010 10:34:01 AM
Leshan$81.79$81.796/23/2010 4:08:58 PM
wlm3012$25.00$25.006/23/2010 1:15:26 PM
EngineersAlliance$25.00$25.006/23/2010 12:27:46 PM
tigercat$50.00$50.006/23/2010 2:23:33 PM
icon7$45.00$45.006/23/2010 3:05:19 PM
friendinmoney$25.00$25.006/23/2010 3:46:39 PM
jtc26$50.00$50.006/23/2010 4:01:12 PM
53 bids
 
Borrower Payment Dependent Notes Series 462897
This series of Notes was issued and sold upon the funding of the borrower loan #43175, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jun-16-2010 
  Auction end date:  Jun-23-2010 
 
Starting lender yield: 10.50% Starting borrower rate/APR: 11.50% / 15.09% Starting monthly payment: $32.98
Final lender yield: 7.00% Final borrower rate/APR: 8.00% / 11.52% Final monthly payment: $31.34
 
Auction yield range: 3.98% - 10.50% Estimated loss impact: 2.11%  
Lender servicing fee: 1.00% Estimated return: 4.89%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-1999 Debt/Income ratio: 36%
Basic (1-10): 10 Inquiries last 6m: 3Employment status:Full-time employee
Enhanced (1-5):2 Current / open credit lines: 12 / 11Length of status:6y 1m
Credit score: 700-719 (Jun-2010) Total credit lines: 28 Occupation: Other
Now delinquent: 0 Revolving credit balance: $26,911Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 70%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: sonicreducer Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off High APR CC
This loan will be used to pay off a card that jumped to a large interest rate (25%)+ several months ago. Negotiating with the lender to get the interest rate lowered has not worked.

I have had stable employment for 5+ years. I just recently received a transfer and a promotion, which will bring in more income. I am striving to eliminate all of my revolving debt (including paying back this loan) within the next 18-24 months.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
G-Love$500.00$475.006/23/2010 6:21:43 AM
bold-social-advantage$75.00$75.006/22/2010 6:12:29 PM
SummaCapital$200.00$200.006/23/2010 2:41:56 PM
JaceSpade$25.00$25.006/22/2010 5:55:15 PM
versatilenyguy$100.00$100.006/23/2010 2:26:08 PM
NYCLAIMSGUY$25.00$25.006/23/2010 10:46:59 AM
wild-orange$100.00$100.006/23/2010 3:20:19 PM
7 bids
 
Borrower Payment Dependent Notes Series 463011
This series of Notes was issued and sold upon the funding of the borrower loan #43187, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Jun-16-2010 
  Auction end date:  Jun-23-2010 
 
Starting lender yield: 13.85% Starting borrower rate/APR: 14.85% / 17.02% Starting monthly payment: $345.92
Final lender yield: 13.85% Final borrower rate/APR: 14.85% / 17.02% Final monthly payment: $345.92
 
Auction yield range: 5.98% - 13.85% Estimated loss impact: 5.23%  
Lender servicing fee: 1.00% Estimated return: 8.62%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-1987 Debt/Income ratio: 6%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 8 / 8Length of status:4y 9m
Credit score: 740-759 (Jun-2010) Total credit lines: 23 Occupation: Other
Now delinquent: 0 Revolving credit balance: $79,007Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 94%  
Public records last 12m / 10y: 0/ 1 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: note-fountain5 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off a credit card
Purpose of loan:
This loan will be used to pay off a Chase Credit card.

My financial situation:
I am a good candidate for this loan because I will make my monthly payment commitments.? In addition, I will probably pay off the loan early.

Monthly net income: $ 14,583

Monthly expenses: $ 13,500
??Housing: $ 3200
??Insurance: $ 850
??Car expenses: $?450
??Utilities: $ 550
??Phone, cable, internet: $ 250
??Food, entertainment: $ 2300
??Clothing, household expenses $?400
??Credit cards and other loans: $?1000
??Other expenses: $ 4000
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Please explain the public record shown on your credit profile. Please list the balances of your major debts, including mortgage debt. Thanks and best wishes. - reflective-rupee
A: The Public record was a tax lien by the state of GA from May 2000 - the lien was resolved in August 2000. I did not pay my state income tax timely due to some unexpected expenses. Therefore, the state placed a lien. List of balances on major debts: 1. Primary Mortgage - $297,553 2. Secondary Mortgage - $69,786 3. Car Loan - $12,075 4. Credit Cards - $15,599 The value of my is estimated at $415,000 - down from $495,000 (Jun-18-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
iolaire$25.00$25.006/16/2010 4:14:49 PM
Avala$50.00$50.006/16/2010 4:20:37 PM
syounker$25.00$25.006/16/2010 4:25:28 PM
riproaringrapids$25.00$25.006/16/2010 4:25:49 PM
pavelz$50.00$50.006/16/2010 4:51:18 PM
Artist_Blue$25.00$25.006/16/2010 4:59:56 PM
studious-bonus7$50.00$50.006/16/2010 4:19:58 PM
american6$25.00$25.006/16/2010 4:20:50 PM
peb44$50.00$50.006/16/2010 4:22:56 PM
orgy63$25.00$25.006/16/2010 4:19:42 PM
orderly-loot$25.00$25.006/16/2010 9:54:50 PM
cash-spark3$25.00$25.006/16/2010 4:26:51 PM
simplelender80$100.00$100.006/16/2010 4:21:29 PM
arwensolo55$29.16$29.166/17/2010 12:46:50 AM
Trolley08$25.00$25.006/17/2010 12:47:19 AM
mdreiss$25.00$25.006/17/2010 12:49:33 AM
Cheburashka$25.00$25.006/17/2010 12:50:21 AM
kanemochi$25.00$25.006/17/2010 1:03:13 AM
lysholm$25.00$25.006/17/2010 1:07:26 AM
boater01$50.00$50.006/17/2010 1:07:51 AM
impressive-credit431$51.15$51.156/16/2010 4:50:58 PM
Dap2005$25.00$25.006/17/2010 1:09:31 AM
trustu$25.00$25.006/17/2010 1:09:57 AM
moola-accelerator6$40.00$40.006/16/2010 4:51:44 PM
macgeek$50.00$50.006/17/2010 1:11:51 AM
credit-sunshine$25.00$25.006/17/2010 1:21:12 AM
treasure-bliss$67.41$67.416/16/2010 5:00:05 PM
graceful-investment$25.00$25.006/17/2010 1:21:51 AM
Comoparklender$30.00$30.006/17/2010 1:23:41 AM
the-silver-blaster$40.00$40.006/16/2010 4:25:20 PM
Cronos$33.33$33.336/17/2010 1:24:53 AM
market-walnut5$50.00$50.006/17/2010 1:25:21 AM
generous-deal6$25.00$25.006/16/2010 4:26:53 PM
shrewd-deal$25.00$25.006/16/2010 6:34:39 PM
greenback-boss296$50.00$50.006/17/2010 5:55:31 AM
influential-compassion9$50.00$50.006/16/2010 4:50:29 PM
ichibon$75.00$75.006/16/2010 4:51:39 PM
shrewd-truth1$25.00$25.006/16/2010 4:51:50 PM
balanced-bill7$100.00$100.006/16/2010 8:45:57 PM
teller$25.00$25.006/17/2010 8:10:44 AM
building-america$25.00$25.006/17/2010 8:45:22 AM
gracej$25.00$25.006/16/2010 9:56:38 PM
dmfog$25.00$25.006/17/2010 9:24:31 AM
poetic-yield3$25.00$25.006/17/2010 9:34:49 AM
snappy$32.46$32.466/17/2010 12:48:50 AM
e6400$50.00$50.006/17/2010 12:48:55 AM
Moneypenny6$30.00$30.006/16/2010 8:45:49 PM
ptjg$50.00$50.006/17/2010 1:08:14 AM
market-solstice2$25.00$25.006/17/2010 1:22:00 AM
inspire22$25.00$25.006/17/2010 12:30:11 AM
captainack$25.00$25.006/17/2010 12:00:41 PM
fenderxes$25.00$25.006/17/2010 3:44:35 AM
a-consummate-camaraderi$50.00$50.006/17/2010 3:50:24 AM
Isaac007$25.00$25.006/17/2010 12:41:28 AM
lendme2$38.17$38.176/17/2010 12:48:58 AM
texrob20$25.00$25.006/17/2010 1:04:32 AM
dschless$25.00$25.006/17/2010 1:05:09 AM
sgmm330$25.00$25.006/17/2010 1:06:42 AM
Peterman$25.00$25.006/17/2010 1:23:51 AM
commitment-farm$25.00$25.006/17/2010 1:23:54 AM
successful-euro$30.00$30.006/17/2010 6:45:13 AM
loan-kung-fu$25.00$25.006/17/2010 1:24:27 AM
friendly-market5$29.70$29.706/17/2010 3:44:36 AM
monstersdad$25.00$25.006/17/2010 1:30:21 PM
saysana$25.00$25.006/17/2010 7:45:02 AM
gulch$28.32$28.326/17/2010 7:54:57 AM
careful-benjamins8$25.00$25.006/17/2010 5:39:59 AM
jdrez$25.00$25.006/17/2010 6:15:40 AM
auction-workhorse679$25.00$25.006/17/2010 9:35:26 AM
Pasagam$25.00$25.006/17/2010 9:39:31 AM
wayman$25.00$25.006/17/2010 9:39:35 AM
seabass123$25.00$25.006/17/2010 7:09:32 AM
integrity-trumpet$28.76$28.766/17/2010 8:10:47 AM
logical-repayment1$50.00$50.006/17/2010 3:56:52 PM
naina_my_daughter$25.00$25.006/17/2010 3:57:54 PM
tsui517$25.00$25.006/17/2010 11:34:29 AM
metro457$50.00$50.006/17/2010 3:59:12 PM
red-relentless-money$26.78$26.786/17/2010 9:35:16 AM
chief_wo$25.00$25.006/17/2010 12:34:45 PM
sarisai$49.39$49.396/17/2010 4:04:37 PM
steamboatgal$25.00$25.006/17/2010 4:10:21 PM
yachey$25.00$25.006/17/2010 12:51:25 PM
active-trade4$50.00$50.006/17/2010 12:51:35 PM
blackstar$25.00$25.006/17/2010 11:34:31 AM
ArmyGuy$25.00$25.006/17/2010 1:39:35 PM
superindex$25.00$25.006/17/2010 1:45:52 PM
forthright-trade$25.00$25.006/17/2010 2:40:06 PM
delicious-social132$25.00$25.006/17/2010 12:53:15 PM
money-bauble$75.00$75.006/17/2010 12:54:11 PM
bigdogsafety1$25.00$25.006/17/2010 3:19:45 PM
KrazyCelticKid$75.00$75.006/17/2010 1:14:40 PM
bid-czar8$100.00$100.006/17/2010 3:57:19 PM
elawn$50.00$50.006/17/2010 3:57:40 PM
platinum-sorcerer6$50.00$50.006/17/2010 3:57:56 PM
openness-prospector$25.00$25.006/17/2010 10:39:35 PM
Ocean713$39.42$39.426/17/2010 4:04:38 PM
momar75$47.69$47.696/17/2010 3:56:46 PM
IIP77$25.00$25.006/17/2010 3:56:51 PM
enthusiastic-balance5$25.00$25.006/17/2010 3:57:24 PM
ryelk$25.00$25.006/17/2010 3:57:30 PM
FG9YTR$25.00$25.006/17/2010 3:58:44 PM
BuffetRocks$50.00$50.006/17/2010 3:59:07 PM
Dutchhunter$45.50$45.506/17/2010 4:14:29 PM
loan-master996$50.00$50.006/18/2010 8:48:52 AM
LandE2BG$25.00$25.006/18/2010 8:49:19 AM
mikrolown$25.00$25.006/18/2010 8:49:27 AM
bold-durability-drum$32.72$32.726/18/2010 8:49:42 AM
adir1$25.00$25.006/18/2010 8:49:50 AM
roentgen$25.00$25.006/18/2010 8:49:56 AM
cash-boots$25.00$25.006/18/2010 8:50:03 AM
supreme-bonus0$25.00$25.006/18/2010 8:50:10 AM
kmr2$350.00$148.786/18/2010 8:50:25 AM
shadargroup$25.00$25.006/18/2010 5:40:53 AM
economy-producer$25.00$25.006/17/2010 9:09:30 PM
kegs$42.22$42.226/17/2010 9:14:38 PM
kindness-hickory5$25.00$25.006/18/2010 8:14:32 AM
SongBirdProphecy$50.00$50.006/17/2010 10:34:44 PM
Picopie$43.20$43.206/18/2010 8:48:42 AM
svandgts$50.00$50.006/18/2010 8:48:53 AM
green-planet-guy$26.00$26.006/18/2010 8:49:37 AM
truth-futurist$25.00$25.006/18/2010 8:49:51 AM
riversmoke$25.00$25.006/18/2010 8:50:00 AM
zone6$100.00$100.006/18/2010 8:50:07 AM
Katburg$35.00$35.006/18/2010 8:48:45 AM
TaoPooh$25.00$25.006/18/2010 8:49:29 AM
Katahdin$50.00$50.006/18/2010 8:49:35 AM
telegon$25.00$25.006/18/2010 8:49:45 AM
camaraderi-workhorse$30.00$30.006/18/2010 8:49:53 AM
return-percolator8$50.00$50.006/18/2010 8:49:57 AM
jasonuz$25.00$25.006/18/2010 8:50:05 AM
kaiger$25.00$25.006/18/2010 8:50:23 AM
credit-panda1$50.00$50.006/18/2010 10:16:03 AM
BobJohnson$25.00$25.006/18/2010 12:21:58 PM
Loan_shark718$50.00$50.006/19/2010 9:15:58 PM
interstellar$34.32$34.326/19/2010 1:37:49 PM
lender-inc$30.00$30.006/20/2010 6:30:38 AM
rockhound84$25.00$25.006/21/2010 6:01:32 AM
spiff666$25.00$25.006/20/2010 9:32:34 PM
The_Birnetts$100.00$100.006/21/2010 11:44:41 AM
nakane66$25.00$25.006/21/2010 4:48:15 PM
forthright-principal2$25.00$25.006/21/2010 5:16:04 PM
satisfying-deal5$71.71$71.716/21/2010 6:25:57 PM
puchkoo$25.00$25.006/23/2010 7:04:32 AM
stuy1998$26.15$26.156/23/2010 10:37:36 AM
1phantom$50.00$50.006/23/2010 7:33:43 AM
Watersports$267.00$267.006/23/2010 3:55:25 PM
paul1$40.00$40.006/23/2010 4:05:22 PM
exact-peso2$27.50$27.506/23/2010 10:57:23 AM
versatilenyguy$100.00$100.006/23/2010 2:28:43 PM
KSPHoldings$25.00$25.006/23/2010 3:27:17 PM
hrubinst$25.00$25.006/16/2010 4:20:33 PM
treasure-hunter270$25.00$25.006/16/2010 4:21:22 PM
personal-lender$25.00$25.006/16/2010 4:22:05 PM
loot-heart$50.00$50.006/16/2010 4:25:13 PM
Phantom99$25.00$25.006/16/2010 5:20:59 PM
Thylow$25.00$25.006/16/2010 4:19:38 PM
flexible-return297$25.00$25.006/16/2010 4:22:51 PM
SDNLR$25.00$25.006/17/2010 12:49:37 AM
Havana21$25.00$25.006/16/2010 4:22:39 PM
platinum-rapture6$25.00$25.006/17/2010 1:21:22 AM
scottjbarn$25.00$25.006/17/2010 1:22:11 AM
DasCoon$25.78$25.786/17/2010 1:22:59 AM
allamerathlete$25.00$25.006/16/2010 5:10:01 PM
dsfoundation$25.00$25.006/17/2010 1:24:33 AM
durability-exchanger$25.00$25.006/17/2010 1:24:47 AM
dinero-speaker$28.45$28.456/17/2010 1:25:52 AM
rescue$25.52$25.526/16/2010 5:39:34 PM
peerlender$25.00$25.006/17/2010 1:26:00 AM
new-return-faire$50.00$50.006/17/2010 1:35:53 AM
CrossCreek$25.00$25.006/16/2010 5:44:52 PM
visionary-community$25.00$25.006/17/2010 3:50:49 AM
sensible-community1$50.00$50.006/17/2010 4:05:24 AM
SimpleChoice$25.00$25.006/16/2010 4:51:49 PM
wise-spiritual-commitment$50.00$50.006/16/2010 7:36:06 PM
one-midas$25.00$25.006/17/2010 6:39:47 AM
uncleharold$35.00$35.006/16/2010 8:35:40 PM
Syndication$25.00$25.006/16/2010 5:29:30 PM
ddog0224$25.00$25.006/16/2010 8:54:39 PM
SirJev$26.28$26.286/17/2010 7:49:33 AM
asset-equilibrium0$25.00$25.006/17/2010 7:54:54 AM
BigCityLending$25.00$25.006/17/2010 8:35:09 AM
agile-loan0$25.00$25.006/17/2010 9:15:05 AM
orange-preeminant-bill$100.00$100.006/17/2010 9:16:12 AM
LeReve$25.00$25.006/16/2010 7:29:42 PM
totoro$25.00$25.006/17/2010 12:38:35 AM
castleman$25.00$25.006/17/2010 12:39:51 AM
Ready2Loan$25.00$25.006/17/2010 12:40:25 AM
Stollewood$45.87$45.876/17/2010 12:48:47 AM
Aaron_Oz$25.00$25.006/17/2010 12:48:52 AM
gametime34$25.15$25.156/17/2010 12:49:30 AM
taxman1971$25.00$25.006/17/2010 1:04:11 AM
Strand_Investments$25.00$25.006/17/2010 1:05:45 AM
worth-arch$25.00$25.006/17/2010 10:40:57 AM
drumcorpsnut$31.88$31.886/17/2010 1:25:22 AM
happyinvallarta$30.58$30.586/17/2010 1:25:42 AM
traveler50$50.00$50.006/17/2010 12:48:06 AM
jammers$25.00$25.006/17/2010 12:48:34 AM
matusky$25.00$25.006/17/2010 12:49:03 AM
g314$28.65$28.656/17/2010 1:06:14 AM
balance-whistle7$25.00$25.006/17/2010 6:09:40 AM
Lightlife$36.48$36.486/17/2010 1:09:09 AM
Aimvest$25.00$25.006/17/2010 1:09:27 AM
nick456sd$50.00$50.006/17/2010 6:15:39 AM
koinonea$25.00$25.006/17/2010 1:22:44 AM
floret596$25.00$25.006/17/2010 1:23:32 AM
a-finance-nirvana$25.00$25.006/17/2010 1:25:12 AM
Panna$25.00$25.006/17/2010 1:25:20 AM
jed919$25.00$25.006/17/2010 1:04:56 PM
chestnut4$25.00$25.006/17/2010 3:50:34 AM
famous-bill$50.00$50.006/17/2010 5:15:20 AM
minddoc$25.00$25.006/17/2010 5:19:34 AM
financial-frenzy$43.83$43.836/17/2010 1:55:01 PM
asdf9876$25.00$25.006/17/2010 1:59:55 PM
wampum-chorus3$25.00$25.006/17/2010 2:14:42 PM
peace-habanero$25.14$25.146/17/2010 6:15:43 AM
murlirao2002$25.00$25.006/17/2010 2:49:40 PM
systemlender$25.00$25.006/17/2010 2:59:51 PM
peace-missile$25.00$25.006/17/2010 9:39:34 AM
godspeed237$25.00$25.006/17/2010 7:09:42 AM
top-historic-peso$25.00$25.006/17/2010 7:24:33 AM
twirl2$25.00$25.006/17/2010 10:40:34 AM
serpentine$50.00$50.006/17/2010 3:56:48 PM
antrux$25.00$25.006/17/2010 9:34:56 AM
Ciphernetic$25.00$25.006/17/2010 9:35:12 AM
klinebarger$25.00$25.006/17/2010 9:55:31 AM
rider350$25.00$25.006/17/2010 4:25:33 PM
green-glowing-gain$25.00$25.006/17/2010 10:44:38 AM
line6owner$36.00$36.006/17/2010 12:10:51 PM
jscope$25.00$25.006/17/2010 12:51:26 PM
tranquil-return4$25.00$25.006/17/2010 1:55:16 PM
miked8303$25.00$25.006/17/2010 3:19:31 PM
buckyhead2000$25.00$25.006/17/2010 12:59:48 PM
stoopidnoodle$25.00$25.006/17/2010 1:20:17 PM
DcUnited$30.00$30.006/17/2010 2:19:35 PM
californiakhan$25.00$25.006/17/2010 3:56:42 PM
clean-finance1$25.00$25.006/17/2010 3:57:37 PM
velocity-warrior$50.00$50.006/17/2010 3:58:42 PM
top-courteous-peso$35.00$35.006/17/2010 5:49:39 PM
CAGE-Investments$75.00$75.006/18/2010 8:48:38 AM
hope-eagle6$25.00$25.006/18/2010 8:48:50 AM
new-social-economist$25.00$25.006/18/2010 8:49:31 AM
Elbanko$50.00$50.006/18/2010 8:49:48 AM
hopeful-point$50.00$50.006/18/2010 8:49:54 AM
spirited-bazaar7$50.00$50.006/18/2010 8:49:58 AM
first-upright-payout$25.00$25.006/18/2010 8:50:06 AM
nunnie$25.00$25.006/17/2010 7:24:42 PM
upbeat-investment9$25.00$25.006/17/2010 7:40:37 PM
psa1995$50.00$50.006/18/2010 8:48:40 AM
littlemonkey$25.00$25.006/18/2010 8:48:44 AM
ClearLake$25.00$25.006/18/2010 8:49:24 AM
superb-point$40.00$40.006/18/2010 8:49:33 AM
independent-revenue4$50.00$50.006/18/2010 8:49:44 AM
SanJoser$25.00$25.006/18/2010 8:49:55 AM
miket71$65.58$65.586/18/2010 8:50:17 AM
Gladglide$34.61$34.616/18/2010 8:48:46 AM
time4aloan$50.00$50.006/18/2010 8:49:12 AM
BachDegreeNavy$25.00$25.006/18/2010 8:49:34 AM
orange-courageous-dedication$30.00$30.006/18/2010 8:49:39 AM
credit-kahuna$44.74$44.746/18/2010 8:49:47 AM
order-gondola$25.00$25.006/18/2010 8:49:56 AM
interest-jedi0$50.00$50.006/18/2010 8:50:08 AM
alcyon$25.00$25.006/18/2010 8:50:18 AM
Bank42$50.00$50.006/18/2010 8:50:24 AM
reflective-rupee$100.00$100.006/18/2010 10:38:50 AM
palpbert$25.45$25.456/18/2010 10:45:58 AM
rockhound84$25.00$25.006/18/2010 6:19:40 PM
best-listing-toro$25.00$25.006/19/2010 7:36:47 AM
charitycoon$25.00$25.006/20/2010 2:48:11 PM
Havilah$50.00$50.006/22/2010 9:25:36 AM
jpme$25.00$25.006/22/2010 10:40:23 AM
LibbyZ$50.00$50.006/22/2010 3:55:10 PM
ethicalhumanist$25.00$25.006/22/2010 2:25:27 PM
lazyeye$25.00$25.006/22/2010 8:53:34 PM
basejump0$25.00$25.006/23/2010 1:15:33 AM
jtc26$43.17$43.176/23/2010 4:09:18 PM
patriot384$210.00$210.006/23/2010 1:02:56 PM
principal-bull$25.00$25.006/23/2010 3:50:21 PM
277 bids
 
Borrower Payment Dependent Notes Series 463147
This series of Notes was issued and sold upon the funding of the borrower loan #43161, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jun-21-2010 
  Auction end date:  Jun-25-2010 
 
Starting lender yield: 8.20% Starting borrower rate/APR: 9.20% / 11.30% Starting monthly payment: $95.68
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $95.68
 
Auction yield range: 3.98% - 8.20% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-2003 Debt/Income ratio: 28%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Part-time employee
Enhanced (1-5):5 Current / open credit lines: 8 / 8Length of status:1y 11m
Credit score: 720-739 (Jun-2010) Total credit lines: 10 Occupation: Food Service
Now delinquent: 0 Revolving credit balance: $2,331Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 41%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: pure-truth2 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying credit cards and auto repair
Purpose of loan:
This loan will be used to?
consolidate my high interest credit card debts so I can pay them off and continue to increase my savings. I also have some auto repair work that I need to take care of.
My financial situation:
I am a good candidate for this loan because?
My credit score is 731 and I have 100% record on paying back all of my bills and student loans on time.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
personal-lender$25.00$25.006/21/2010 3:58:02 PM
yield-seeker$25.00$25.006/21/2010 4:06:29 PM
UT-Longhorn$25.00$25.006/21/2010 4:08:50 PM
grc$50.00$50.006/21/2010 4:11:26 PM
credit-investor5$100.00$100.006/21/2010 4:12:10 PM
alpinaut$25.00$25.006/21/2010 3:58:16 PM
skvat$25.00$25.006/21/2010 3:58:46 PM
fair-funds$25.00$25.006/21/2010 4:00:42 PM
tekkie2412$25.00$25.006/21/2010 4:15:54 PM
Artist_Blue$25.00$25.006/21/2010 4:01:10 PM
Tc11902$25.00$25.006/21/2010 4:00:54 PM
red-trade-cologne$25.00$25.006/21/2010 4:01:43 PM
Ranch88$50.00$50.006/21/2010 4:02:44 PM
inspired-contract9$50.00$50.006/21/2010 4:01:58 PM
capital-mover7$25.00$25.006/21/2010 4:02:32 PM
delicious-social132$25.00$25.006/21/2010 4:03:01 PM
Aeroman32$25.00$25.006/21/2010 4:20:27 PM
ichibon$75.00$75.006/21/2010 4:04:09 PM
mrbanker$100.00$100.006/21/2010 4:21:10 PM
relentless-penny$25.00$25.006/21/2010 4:05:27 PM
FlexFunding$100.00$100.006/21/2010 4:06:06 PM
hookUup$25.00$25.006/21/2010 4:08:19 PM
martalli$25.00$25.006/21/2010 4:40:24 PM
eighttone$25.00$25.006/21/2010 4:40:40 PM
intrepid-transaction5$25.00$25.006/21/2010 4:40:52 PM
gojackgo$50.00$50.006/21/2010 4:10:52 PM
pragmatic-contract$25.00$25.006/21/2010 4:41:11 PM
life-is-great$25.00$25.006/21/2010 4:16:42 PM
elasermd$50.00$50.006/21/2010 4:22:47 PM
BooFoo22$25.00$25.006/21/2010 4:22:11 PM
the-transaction-stronghold$50.00$50.006/21/2010 4:23:46 PM
ThomasC$25.00$25.006/21/2010 4:40:32 PM
bigballer105$50.00$50.006/21/2010 4:41:22 PM
reflective-rupee$1,200.00$316.716/21/2010 4:42:27 PM
RandyL3$33.00$33.006/21/2010 10:22:46 PM
buukyak$50.00$50.006/22/2010 4:44:13 PM
brginhuntr$38.29$38.296/23/2010 7:53:54 AM
UncleSafety$50.00$50.006/23/2010 10:19:13 AM
szetowski$25.00$25.006/21/2010 4:09:17 PM
simplelender80$100.00$100.006/21/2010 4:09:39 PM
treasure-hunter270$25.00$25.006/21/2010 3:57:11 PM
Havana21$25.00$25.006/21/2010 3:59:03 PM
pavelz$100.00$100.006/21/2010 4:00:19 PM
power-defender7$40.00$40.006/21/2010 3:59:53 PM
Syndication$25.00$25.006/21/2010 4:01:31 PM
riproaringrapids$25.00$25.006/21/2010 4:03:36 PM
SNH$50.00$50.006/21/2010 4:20:01 PM
jangalt$72.00$72.006/21/2010 4:20:11 PM
bountiful-durability$50.00$50.006/21/2010 4:04:53 PM
point-zebra$25.00$25.006/21/2010 4:06:15 PM
orderly-loot$25.00$25.006/21/2010 4:06:59 PM
quirky$25.00$25.006/21/2010 4:22:25 PM
lend_to_you$25.00$25.006/21/2010 4:08:36 PM
orgy63$25.00$25.006/21/2010 4:41:40 PM
BOZO88$25.00$25.006/21/2010 4:15:16 PM
Global2010$50.00$50.006/21/2010 4:21:37 PM
basis-daydream$50.00$50.006/21/2010 4:21:31 PM
pumped130$25.00$25.006/21/2010 4:35:48 PM
murren$25.00$25.006/21/2010 4:41:54 PM
forthright-principal2$25.00$25.006/21/2010 5:16:14 PM
SCD$25.00$25.006/22/2010 4:34:21 AM
paul1$45.00$45.006/22/2010 5:21:48 AM
CHAZGEO6685$30.00$30.006/21/2010 9:16:38 PM
circustab$50.00$50.006/22/2010 3:35:30 PM
wwwUniversal$25.00$25.006/22/2010 3:10:52 PM
dproxima$25.00$25.006/22/2010 6:04:36 PM
p2ploan-sensation211$25.00$25.006/22/2010 5:59:08 PM
Halos2002$50.00$50.006/23/2010 10:38:54 AM
squarebob$25.00$25.006/24/2010 11:00:10 AM
dreamhope$25.00$25.006/24/2010 7:39:23 AM
Cherrypicker$50.00$50.006/24/2010 11:53:28 AM
71 bids
 
Borrower Payment Dependent Notes Series 463327
This series of Notes was issued and sold upon the funding of the borrower loan #43149, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Jun-21-2010 
  Auction end date:  Jun-24-2010 
 
Starting lender yield: 26.25% Starting borrower rate/APR: 27.25% / 29.59% Starting monthly payment: $204.80
Final lender yield: 26.25% Final borrower rate/APR: 27.25% / 29.59% Final monthly payment: $204.80
 
Auction yield range: 10.98% - 26.25% Estimated loss impact: 10.65%  
Lender servicing fee: 1.00% Estimated return: 15.60%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-1991 Debt/Income ratio: 34%
Basic (1-10): 6 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 17 / 15Length of status:1y 0m
Credit score: 720-739 (Jun-2010) Total credit lines: 22 Occupation: Administrative Assi...
Now delinquent: 0 Revolving credit balance: $2,178Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 6%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: truth-burst5 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate and Feel Great
Purpose of loan:
This loan will be used to?

My financial situation: I'm a responsible, steadily employed candidate who is requesting assistance in order to consolidate credit card and medical debt.

Monthly net income: $ 3400.0
Monthly expenses:
??Housing: $895.00
??Car expenses: $(do not have one)
??Utilities: $100.00
??Phone, cable, internet: $200
??Food, entertainment: $400
??Clothing, household expenses $150
? Credit Card and Other Debt Payments: $500
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
simplelender80$50.00$50.006/21/2010 3:57:30 PM
lendstats_com$25.00$25.006/21/2010 3:59:38 PM
washboard1$100.00$100.006/21/2010 4:01:02 PM
greenwell$25.00$25.006/21/2010 4:02:08 PM
riproaringrapids$25.00$25.006/21/2010 4:03:52 PM
relentless-penny$25.00$25.006/21/2010 4:05:10 PM
MADAOO7$50.00$50.006/21/2010 3:57:35 PM
desertoasis$25.00$25.006/21/2010 4:12:33 PM
Havana21$25.00$25.006/21/2010 3:58:55 PM
bid-czar8$100.00$100.006/21/2010 3:59:45 PM
famous-bill$50.00$50.006/21/2010 4:02:14 PM
credit-wheel7$25.00$25.006/21/2010 4:21:19 PM
bountiful-durability$50.00$50.006/21/2010 4:04:59 PM
ommcd$25.00$25.006/21/2010 4:23:13 PM
Helenska11$25.00$25.006/21/2010 4:08:42 PM
AF-Chief$28.00$28.006/21/2010 4:21:56 PM
credit-fox3$25.00$25.006/21/2010 4:22:43 PM
jeromeyuan$25.00$25.006/21/2010 4:23:07 PM
SFDiver$25.00$25.006/21/2010 4:23:14 PM
somebody32$25.00$25.006/21/2010 4:40:14 PM
reflective-rupee$4,000.00$2,862.166/21/2010 4:40:27 PM
wwwUniversal$25.00$25.006/21/2010 5:02:19 PM
SolarMoonshine$25.00$25.006/22/2010 9:58:27 AM
Uylsses$100.00$100.006/22/2010 8:50:48 AM
realtormoises$25.00$25.006/22/2010 4:41:42 PM
DG2007$25.00$25.006/22/2010 7:58:49 PM
vivacious-p2p3$25.00$25.006/23/2010 7:09:52 AM
wlm3012$25.00$25.006/23/2010 7:57:58 AM
GCSS$25.00$25.006/23/2010 3:13:05 PM
power-secret-agent$38.84$38.846/23/2010 6:53:49 PM
checzwick$25.00$25.006/24/2010 5:17:45 AM
bold-dynamic-silver$25.00$25.006/24/2010 6:56:09 AM
uncleegg$50.00$50.006/21/2010 4:09:10 PM
life-is-great$25.00$25.006/21/2010 4:16:31 PM
burrito6$25.00$25.006/21/2010 4:19:28 PM
visionary-currency$50.00$50.006/21/2010 4:20:21 PM
intrepid-transaction5$25.00$25.006/21/2010 4:21:04 PM
loanscholar$50.00$50.006/21/2010 4:22:19 PM
yield-seeker$25.00$25.006/21/2010 4:06:38 PM
cashhelp$25.00$25.006/21/2010 4:46:17 PM
IntrepidInvestment$50.00$50.006/21/2010 4:19:34 PM
currency-oak$25.00$25.006/21/2010 4:22:33 PM
rupee-artisan$25.00$25.006/21/2010 4:22:03 PM
finance-prescription$50.00$50.006/21/2010 4:23:23 PM
zorg77$25.00$25.006/21/2010 4:22:54 PM
SeaSoundFinancier$25.00$25.006/21/2010 4:23:40 PM
utmom$25.00$25.006/21/2010 4:23:32 PM
loan-tycoon0$25.00$25.006/21/2010 4:43:43 PM
Whipster$50.00$50.006/21/2010 4:58:27 PM
mercuriant$25.00$25.006/21/2010 5:10:19 PM
thomas16882004$25.00$25.006/21/2010 4:59:33 PM
NS_Consult$25.00$25.006/21/2010 5:57:44 PM
S-Master$25.00$25.006/21/2010 5:06:32 PM
interstellar$50.00$50.006/21/2010 10:05:35 PM
JustMee$25.00$25.006/21/2010 6:54:42 PM
1-HARD-HEAD$50.00$50.006/22/2010 4:09:20 AM
green-thoughtful-yield$50.00$50.006/22/2010 3:14:54 PM
beachfunder$50.00$50.006/22/2010 8:27:22 PM
frogperson$95.00$95.006/24/2010 9:06:40 AM
Top_Gun_Lender$26.00$26.006/23/2010 5:20:18 PM
60 bids
 
Borrower Payment Dependent Notes Series 463887
This series of Notes was issued and sold upon the funding of the borrower loan #43234, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Jun-23-2010 
  Auction end date:  Jun-24-2010 
 
Starting lender yield: 25.25% Starting borrower rate/APR: 26.25% / 28.57% Starting monthly payment: $161.70
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.57% Final monthly payment: $161.70
 
Auction yield range: 10.98% - 25.25% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Mar-1989 Debt/Income ratio: 24%
Basic (1-10): 6 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 17 / 11Length of status:21y 10m
Credit score: 700-719 (Jun-2010) Total credit lines: 52 Occupation: Police Officer/Corr...
Now delinquent: 1 Revolving credit balance: $6,729Stated income:$100,000+
Amount delinquent: $96 Bankcard utilization: 85%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 10    
Screen name: epoc41 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 22 ( 100% ) 700-719 (Latest)
Principal borrowed: $2,500.00< 31 days late: 0 ( 0% )  
700-719 (Mar-2010)
700-719 (Dec-2009)
660-679 (Jul-2008)
 
Principal balance: $1,221.42 31+ days late: 0 ( 0% )
Total payments billed: 22  
Description
Paying off some credit card debt
Purpose of loan:
This loan will be used to?to pay off some credit card bills and to have some additional spending money for an upcoming summer family vacation.?

My financial situation:
I am a good candidate for this loan because?I have had some credit issues in the past, mainly because of having to pay child suport I just could not keep myself above water. The child support days are over and I am on the road to financial recovery. I am on stable financial ground right now. I just need a little more help from my prosper friends to get over the hump.

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Anny-Disco$25.00$25.006/23/2010 4:13:49 PM
successful-euro$40.00$40.006/23/2010 4:21:24 PM
Havana21$25.00$25.006/23/2010 4:21:54 PM
IntrepidInvestment$50.00$50.006/23/2010 4:22:26 PM
visionary-currency$50.00$50.006/23/2010 4:22:32 PM
ommcd$25.00$25.006/23/2010 4:24:01 PM
desertoasis$25.00$25.006/23/2010 4:24:42 PM
brother_tam$50.00$50.006/23/2010 4:25:56 PM
helping-out$30.00$30.006/23/2010 4:37:29 PM
MADAOO7$50.00$50.006/23/2010 4:21:46 PM
bid-czar8$100.00$100.006/23/2010 4:22:02 PM
cash-spark3$50.00$50.006/23/2010 4:22:52 PM
relentless-penny$25.00$25.006/23/2010 4:22:15 PM
personal-lender$25.00$25.006/23/2010 4:23:25 PM
qwsd12$40.00$40.006/23/2010 4:24:53 PM
DreDub$50.00$50.006/23/2010 4:24:31 PM
benefit-squirrel$25.00$25.006/23/2010 4:26:00 PM
social-conductor4$25.00$25.006/23/2010 4:37:19 PM
wwwUniversal$25.00$25.006/23/2010 5:04:26 PM
loot-motion$25.00$25.006/23/2010 9:48:38 PM
113121$25.00$25.006/24/2010 6:15:41 AM
JustMee$25.00$25.006/24/2010 12:41:27 PM
safe-kindness5$31.00$31.006/24/2010 9:43:14 AM
simplelender80$50.00$50.006/23/2010 4:21:31 PM
loot-heart$50.00$50.006/23/2010 4:22:49 PM
washboard1$100.00$100.006/23/2010 4:25:04 PM
AF-Chief$28.00$28.006/23/2010 4:14:09 PM
return-eclipse0$25.00$25.006/23/2010 4:25:49 PM
bestman$25.00$25.006/23/2010 4:26:29 PM
smloanbigresult$25.00$25.006/23/2010 4:35:23 PM
hard-working-loot$25.00$25.006/23/2010 4:37:04 PM
reflective-rupee$3,000.00$2,053.106/23/2010 5:02:55 PM
Aberdeen$400.00$400.006/23/2010 5:04:27 PM
credit-wheel7$25.00$25.006/23/2010 4:22:34 PM
burrito6$25.00$25.006/23/2010 4:22:25 PM
SolarMoonshine$25.00$25.006/23/2010 8:37:43 PM
top-historic-peso$26.00$26.006/23/2010 4:23:01 PM
orderly-leverage$30.00$30.006/23/2010 4:23:05 PM
Comoparklender$25.00$25.006/23/2010 4:23:28 PM
Interstate_Rate$46.90$46.906/23/2010 4:24:14 PM
Pman$25.00$25.006/23/2010 4:25:31 PM
eronyc$25.00$25.006/23/2010 4:37:05 PM
reflective-rupee$25.00$25.006/23/2010 5:03:10 PM
wlm3012$25.00$25.006/23/2010 6:01:00 PM
red-favorable-basis$25.00$25.006/23/2010 8:38:15 PM
supreme-hope$25.00$25.006/24/2010 12:27:52 PM
S-Master$25.00$25.006/24/2010 12:10:16 PM
47 bids