Sales Report:Supplement No. 221 dated Jun 18, 2010 to Prospectus dated Jul 13, 2009
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 459825
This series of Notes was issued and sold upon the funding of the borrower loan #42990, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Jun-01-2010 
  Auction end date:  Jun-08-2010 
 
Starting lender yield: 25.39% Starting borrower rate/APR: 26.39% / 28.72% Starting monthly payment: $81.00
Final lender yield: 20.00% Final borrower rate/APR: 21.00% / 23.25% Final monthly payment: $75.35
 
Auction yield range: 10.99% - 25.39% Estimated loss impact: 10.48%  
Lender servicing fee: 1.00% Estimated return: 9.52%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-1998 Debt/Income ratio: Self-employed (DTI Not Calculated)
Basic (1-10): 6 Inquiries last 6m: 1Employment status:Self-employed
Enhanced (1-5):3 Current / open credit lines: 8 / 8Length of status:3y 10m
Credit score: 720-739 (May-2010) Total credit lines: 17 Occupation: Sales - Commission
Now delinquent: 0 Revolving credit balance: $2,748Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 84%  
Public records last 12m / 10y: 0/ 1 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: apexlending Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for daughter's education
Purpose of loan:
This loan will be used to finish paying for daughter's college education. She graduates in four months from Aveda Institute and I just need a small amount to finish paying for her tuition. She is number one in her class and already has job offers after she graduates. She is only 19 years old and plans on paying me back for the loan, however, I am ultimately responsible for the loan.

My financial situation:
I am a good candidate for this loan because having a steady rental income from several real estate properties as well as other miscellaneous income.

Monthly net income: $3700.00

Monthly expenses: $2850.00
??Housing: $1200.00 rent; I have three other properties that I rent out. I have a positive cash flow in all my properties and I only have one mortgage the other two are paid for.
??Insurance: $300.00
??Car expenses: $0.00 I own all of my vehicles.
??Utilities: $105.00 electric; all other utilities included in rent.
??Phone, cable, internet: $55.00 for internet
??Food, entertainment: $700.00
??Clothing, household expenses $100.00
??Credit cards and other loans: $250.00
??Other expenses: $ 100.00 miscellaneous
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What is the "public record" from within the past 10 years? Thanks. - courteous-bazaar
A: I co-signed a loan for a friend and he never paid. At the time I couldn't make the payment. However, presently I am up-to-date on everything and I was able to buy a house a few years ago. (Jun-07-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
foothillender$25.00$25.006/2/2010 8:06:22 AM
wlm3012$50.00$50.006/6/2010 11:33:46 AM
marwadi-62$100.00$100.006/5/2010 9:43:11 AM
JGuide$26.99$26.996/7/2010 7:28:37 AM
SolarMoonshine$25.00$25.006/6/2010 6:28:19 AM
loanman2007$50.00$50.006/6/2010 11:15:08 AM
catb$70.00$70.006/7/2010 10:31:52 AM
five-star-note$42.83$42.836/7/2010 12:30:57 PM
hopheadmike$33.00$33.006/8/2010 10:15:00 AM
lenderrn$25.00$25.006/7/2010 8:54:07 PM
Octamer$50.00$50.006/7/2010 9:00:00 PM
PotBellyPete$40.00$40.006/8/2010 1:57:41 PM
calm-platinum8$25.00$25.006/8/2010 4:05:06 PM
MattProsper$50.00$50.006/8/2010 3:10:35 PM
PLending$40.00$40.006/8/2010 1:19:16 PM
RecoveryLender$25.00$25.006/8/2010 3:59:26 PM
riveting-credit5$200.00$200.006/8/2010 4:32:56 PM
alexgalt$100.00$100.006/1/2010 9:19:29 PM
transaction-circuit$25.00$25.006/2/2010 4:47:49 PM
exchange-dreams$25.00$25.006/5/2010 9:01:26 AM
lepolgr$50.00$50.006/7/2010 1:34:43 PM
rubylender$25.00$25.006/7/2010 11:07:43 AM
bobnewt$70.00$70.006/7/2010 4:12:44 PM
kronosmetis$25.00$25.006/7/2010 1:07:32 PM
tacologic$25.00$25.006/7/2010 11:42:02 AM
dammage$25.00$25.006/7/2010 7:02:17 PM
supasonic$100.00$100.006/7/2010 9:05:06 PM
enthusiastic-balance5$200.00$200.006/8/2010 6:31:28 AM
lendstats_com$100.00$100.006/7/2010 9:19:15 PM
KirosPOS$48.80$2.186/7/2010 9:27:06 PM
shrewd-income$150.00$150.006/8/2010 8:18:07 AM
catalystcf$25.00$25.006/8/2010 12:02:35 PM
gpuck$25.00$25.006/8/2010 12:19:55 PM
elvisloans$25.00$25.006/8/2010 10:21:38 AM
khamlagirl$25.00$25.006/8/2010 3:48:23 PM
stageactor$25.00$25.006/8/2010 2:38:01 PM
goodhearted-basis4$25.00$25.006/8/2010 4:12:11 PM
cash-tent$25.00$25.006/8/2010 3:42:56 PM
jybank$25.00$25.006/8/2010 3:50:25 PM
39 bids
 
Borrower Payment Dependent Notes Series 460805
This series of Notes was issued and sold upon the funding of the borrower loan #43048, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Jun-01-2010 
  Auction end date:  Jun-08-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $90.47
Final lender yield: 32.45% Final borrower rate/APR: 33.45% / 35.88% Final monthly payment: $88.73
 
Auction yield range: 16.99% - 34.00% Estimated loss impact: 19.91%  
Lender servicing fee: 1.00% Estimated return: 12.54%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1994 Debt/Income ratio: 47%
Basic (1-10): 4 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):1 Current / open credit lines: 3 / 3Length of status:3y 1m
Credit score: 680-699 (May-2010) Total credit lines: 12 Occupation: Other
Now delinquent: 0 Revolving credit balance: $0Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 8    
Screen name: bid-bigwig6 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off payday loans!
Purpose of loan:
?I will be using this loan to?pay off?2 payday loans that I cannot get rid of.? They did save my butt, however I cannot get out of this revolving cycle.? It is?costing me $268 every two weeks.? I would?better off?paying this rate here rather than theirs.??My credit scores are 698, 702 and 694.?My dept to income puts me at the HR rating on this site.? I am relisting because of a prosper screw up which really upset me.? I will give it another shot.?
My financial situation:
I am a good candidate for this loan because I am faithful about paying on time.? I have had problems in the past but have since become very stable.? I had a unforseen problem which put me in a situation in which I had no choice but to go the payday loan route.? I just need to get caught up so I can have a little extra each month to take my boys to the zoo and let them play sports at school.? I live in a family house which I do not have any expenses, I just help with the meals and utilities.?
Monthly net income:
$2500

Monthly expenses:
??Housing: $ 0??
Insurance: $ 100??
Car expenses: $?45??
Utilities: $ 250??
Phone, cable, internet: $?35??
Food, entertainment: $?400??
Clothing, household expenses $ 50?
?Credit cards and other loans: $ 250 Payday loans ??$536 a month
Other expenses: $ 185
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Tono$25.00$25.006/1/2010 5:59:44 PM
gold-cluster$100.00$100.006/3/2010 8:44:29 PM
wlm3012$25.00$25.006/6/2010 11:57:50 AM
tigercat$50.00$50.006/6/2010 5:53:23 PM
realtormoises$25.00$25.006/7/2010 12:19:34 PM
DonDiego$25.00$25.006/7/2010 11:31:14 PM
Ronnieboy888$25.00$25.006/8/2010 8:29:27 AM
zydeco337$25.00$25.006/8/2010 7:33:04 AM
shrewd-income$150.00$150.006/8/2010 8:18:38 AM
vigilance-searcher$25.00$25.006/8/2010 12:04:23 PM
s270$36.32$36.326/8/2010 2:26:44 PM
rebeldog67$25.00$25.006/8/2010 9:18:54 AM
btormc5$30.00$30.006/8/2010 9:41:20 AM
admirable-credit$25.00$25.006/8/2010 3:20:00 PM
Bobusa$25.00$25.006/8/2010 1:23:35 PM
riveting-credit5$100.00$100.006/8/2010 4:35:33 PM
flyboy21$25.00$25.006/8/2010 4:16:40 PM
sgt-schultz$48.16$48.166/8/2010 4:18:28 PM
payment-halo$25.00$25.006/8/2010 4:34:35 PM
SolarMoonshine$25.00$25.006/4/2010 10:08:04 AM
gold-cluster$100.00$100.006/4/2010 5:56:00 PM
shrewd-income$50.00$50.006/7/2010 9:12:22 AM
Blessed1958$25.00$25.006/7/2010 10:11:38 AM
Kqwik$25.00$25.006/7/2010 9:01:36 PM
impala6464$100.00$100.006/7/2010 5:48:43 PM
enthusiastic-balance5$200.00$200.006/8/2010 7:19:46 AM
commander3$25.00$25.006/8/2010 10:14:34 AM
ore-dojo$25.00$25.006/8/2010 8:35:02 AM
pellet$25.00$25.006/8/2010 11:58:23 AM
LeoBUSIIT$25.00$25.006/8/2010 2:25:14 PM
chongngoc$50.00$50.006/8/2010 2:48:29 PM
EODLEGS$25.00$25.006/8/2010 3:45:45 PM
LetsDoThisTogether$189.90$189.906/8/2010 4:11:04 PM
riveting-credit5$500.00$295.626/8/2010 4:33:55 PM
34 bids
 
Borrower Payment Dependent Notes Series 461021
This series of Notes was issued and sold upon the funding of the borrower loan #43046, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Jun-07-2010 
  Auction end date:  Jun-10-2010 
 
Starting lender yield: 25.25% Starting borrower rate/APR: 26.25% / 28.84% Starting monthly payment: $60.64
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.84% Final monthly payment: $60.64
 
Auction yield range: 10.98% - 25.25% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Dec-2000 Debt/Income ratio: 24%
Basic (1-10): 7 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 13 / 13Length of status:0y 6m
Credit score: 640-659 (May-2010) Total credit lines: 16 Occupation: Religious
Now delinquent: 0 Revolving credit balance: $5,369Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 97%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: ready-justice Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for an auto purchase
Purpose of loan:
Buy an classic motorcycle as a summer project.

My financial situation:
I am a good candidate for this loan because my current cash flow is $518 a month. Best estimates see that dropping by $100 for the loan payment plus auto insurance increase. Giving me a final monthly cash flow of around $418.

Housing and utilities are provided by my employer.

Monthly net income: $ 1489

Monthly expenses: $ 972
??Housing: $ 0
? Insurance: $ 0
??Car expenses: $ 83
??Utilities: $ 0
??Phone, cable, internet: $ 59
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $ 430
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
payment-gusto$25.00$25.006/7/2010 4:27:03 PM
cash-spark3$25.00$25.006/7/2010 4:37:24 PM
Phantom99$25.00$25.006/7/2010 4:37:44 PM
simplelender80$50.00$50.006/7/2010 4:39:58 PM
worth-arch$25.00$25.006/7/2010 4:38:23 PM
MADAOO7$50.00$50.006/7/2010 4:41:32 PM
pavelz$50.00$50.006/7/2010 4:45:32 PM
just-money930$50.00$50.006/7/2010 4:45:53 PM
danthemon35$25.00$25.006/7/2010 5:44:50 PM
qwsd12$40.00$40.006/7/2010 4:37:35 PM
tech_helper$25.00$25.006/7/2010 11:09:51 PM
shrewd-peace7$28.36$28.366/7/2010 8:18:54 PM
treasure-bliss$25.00$25.006/8/2010 10:23:18 AM
brother_tam$25.00$25.006/8/2010 6:49:47 AM
fortytwo$39.14$39.146/8/2010 1:06:07 PM
Interstate_Rate$25.00$25.006/8/2010 9:25:11 AM
fuzed$30.00$30.006/8/2010 6:30:31 PM
wwwUniversal$25.00$25.006/9/2010 10:43:24 AM
FeedTheMachine$100.00$100.006/8/2010 8:34:52 PM
Wachocia$25.00$25.006/9/2010 9:26:43 AM
buffalobills$25.00$25.006/10/2010 10:10:21 AM
S-Master$25.00$25.006/7/2010 4:18:15 PM
top-historic-peso$26.00$26.006/7/2010 4:38:11 PM
zorg77$25.00$25.006/7/2010 4:59:56 PM
Bank42$50.00$50.006/7/2010 4:39:42 PM
power-pagoda$25.00$25.006/7/2010 4:40:06 PM
green-thoughtful-yield$50.00$50.006/7/2010 4:40:53 PM
transaction-circuit$25.00$25.006/7/2010 7:28:41 PM
SNH$50.00$50.006/7/2010 4:37:57 PM
orderly-leverage$30.00$30.006/7/2010 4:38:36 PM
personal-lender$25.00$25.006/7/2010 4:38:52 PM
commerce-handshake$25.00$25.006/7/2010 4:46:04 PM
Anny-Disco$50.00$50.006/7/2010 11:49:42 PM
greenwell$25.00$25.006/7/2010 10:30:26 PM
orange-preeminant-bill$100.00$100.006/8/2010 9:40:01 AM
samo102us$25.00$25.006/8/2010 3:07:25 PM
Artist_Blue$25.00$25.006/8/2010 10:14:19 AM
desertoasis$25.00$25.006/8/2010 12:15:07 PM
DasMula$25.00$25.006/8/2010 12:32:02 PM
supreme-hope$25.00$25.006/8/2010 3:20:44 PM
circustab$50.00$50.006/8/2010 3:43:27 PM
mercuriant$25.00$25.006/8/2010 8:50:33 PM
Jester8967$35.00$6.506/9/2010 10:42:53 AM
wlm3012$25.00$25.006/10/2010 8:40:10 AM
44 bids
 
Borrower Payment Dependent Notes Series 461163
This series of Notes was issued and sold upon the funding of the borrower loan #42996, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 25.0% Auction start date:  Jun-03-2010 
  Auction end date:  Jun-10-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $135.71
Final lender yield: 28.00% Final borrower rate/APR: 29.00% / 31.36% Final monthly payment: $125.72
 
Auction yield range: 16.99% - 34.00% Estimated loss impact: 26.63%  
Lender servicing fee: 1.00% Estimated return: 1.37%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jan-2007 Debt/Income ratio: 43%
Basic (1-10): 3 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):2 Current / open credit lines: 10 / 10Length of status:3y 8m
Credit score: 620-639 (May-2010) Total credit lines: 10 Occupation: Other
Now delinquent: 0 Revolving credit balance: $5,793Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 101%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: mD2be Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 27 ( 100% ) 620-639 (Latest)
Principal borrowed: $2,551.00< 31 days late: 0 ( 0% )  
680-699 (Jul-2009)
600-619 (Jan-2008)
 
Principal balance: $758.50 31+ days late: 0 ( 0% )
Total payments billed: 27  
Description
My Personal Loan
I currently have a prosper loan that I have never been late with the payments on. This loan was used for me to able to take all of the United States Medical Licensure Examinations. Thankfully, that is over and done with, and with success! At the same time, I have stayed at my current job, and have been able to make payments on time. But now comes the hard part. I have to start applying for residency training this September, and that entails flying around the country, trying to find a hospital that will both need me, and at the same time, fulfill my career aspirations. That is where this loan comes in. The money for this loan would be used to pay off my current loan (which has about $760 left), and pay for the application to multiple hospitals, along with flight travel and hotel stays. The average applicant usually has to fly to about 10 different hospitals around the country. About my credit rating being HR, I believe this is because I had to use some of my credit cards to pay for books, classes to help me pass my exams, US Clinical Experience, and other et cetera expenses that trying to get licensed entails. My credit score has gone up since the last time I applied for a loan. I understand that seeing "HR" will turn a lot of people off, but I hope that you will see my unique situation, and see past the "HR".

My financial situation:
I am a good candidate for this loan because I continue to pay my bills on time, I have never been delinquent, and my current Prosper loan is in good standing. Because I was able to pay off that high-limit credit card, it gives me room to make bigger payments on this potential Prosper loan, and get it payed off quicker. I also receive extra money, which is not reflected in my yearly salary, because of the truly wonderful people around me who are willing to help me achieve my dream (i.e., significant other). This extra money is helpful for paying for unexpected expenses.

Monthly expenses: $ 975
Housing: $ 125 (I rent a space with my relatives, that's why it's so cheap)
Insurance: $ 50
Car expenses: $ 0 (I drive a paid-off car)
Utilities: $ 0 (it's included in my rent -- good deal!)
Phone, cable, internet: $ 150
Food, entertainment: $ 100
Clothing, household expenses $ 100
Credit cards and other loans: $ 400
Other expenses: $ 50

Please help me finally fulfill my dream of becoming a doctor. Also, feel free to ask questions; I will be more than happy to answer!

All of your help is GREATLY APPRECIATED! I will NOT let you down!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Good luck! - djmjkelso
A: Thank you! :) (Jun-10-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
realtormoises$25.00$25.006/8/2010 9:10:39 AM
jhouman$25.00$25.006/8/2010 12:40:31 PM
wlm3012$50.00$50.006/8/2010 3:02:19 PM
Aberdeen$400.00$400.006/8/2010 3:07:11 PM
katnmouse$25.00$25.006/9/2010 1:15:49 PM
ds5184$25.00$25.006/9/2010 3:13:14 PM
asya$30.00$30.006/9/2010 5:18:49 PM
nodebt2012$25.00$25.006/9/2010 10:49:27 PM
DasMula$25.00$25.006/10/2010 2:26:24 PM
nodebt2012$33.00$33.006/10/2010 3:01:57 PM
shrewd-income$275.00$275.006/10/2010 11:16:04 AM
pascal1$100.00$100.006/10/2010 3:47:47 PM
jeffe43$40.87$40.876/10/2010 10:09:38 AM
RecoveryLender$25.00$25.006/10/2010 3:56:19 PM
order-bee1$150.00$150.006/10/2010 3:57:13 PM
rockhound84$25.00$25.006/10/2010 11:00:35 AM
shrewd-income$25.00$25.006/10/2010 2:06:50 PM
DasMula$25.00$25.006/10/2010 2:25:14 PM
FinanceEngine$25.00$21.136/10/2010 2:43:21 PM
shawnw2$250.00$250.006/10/2010 3:55:15 PM
Kash2010lu$25.00$25.006/7/2010 12:30:14 PM
lender12345$200.00$200.006/7/2010 9:02:59 PM
UCLA4life$25.00$25.006/8/2010 12:10:12 PM
SolarMoonshine$100.00$100.006/8/2010 5:36:06 PM
wlm3012$50.00$50.006/9/2010 2:39:00 PM
exchange-cowbell5$25.00$25.006/9/2010 1:58:56 PM
Hummer-Guy$25.00$25.006/9/2010 6:44:39 PM
wyobeads$25.00$25.006/9/2010 6:48:46 PM
Leshan$100.00$100.006/10/2010 9:41:26 AM
good4loan$25.00$25.006/10/2010 9:19:52 AM
DasMula$25.00$25.006/10/2010 2:26:03 PM
Lubava$25.00$25.006/10/2010 9:08:07 AM
pascal1$100.00$100.006/10/2010 3:55:44 PM
pascal1$300.00$300.006/10/2010 3:45:55 PM
return-grizzly$100.00$100.006/10/2010 2:10:52 PM
MTF$50.00$50.006/10/2010 3:49:22 PM
order-bee1$200.00$200.006/10/2010 3:53:56 PM
37 bids
 
Borrower Payment Dependent Notes Series 461637
This series of Notes was issued and sold upon the funding of the borrower loan #43002, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jun-07-2010 
  Auction end date:  Jun-14-2010 
 
Starting lender yield: 9.20% Starting borrower rate/APR: 10.20% / 12.31% Starting monthly payment: $323.61
Final lender yield: 9.20% Final borrower rate/APR: 10.20% / 12.31% Final monthly payment: $323.61
 
Auction yield range: 3.98% - 9.20% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 7.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Dec-1977 Debt/Income ratio: 32%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 16 / 16Length of status:15y 11m
Credit score: 760-779 (May-2010) Total credit lines: 41 Occupation: Principal
Now delinquent: 0 Revolving credit balance: $372,460Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 97%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: new-intrepid-payment Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off Credit Cards
Purpose of loan:
This loan will be used to pay off my credit cards within three years.

My financial situation:
I am a good candidate for this loan because I have solid income and little chance of losing my job.? I am a middle school principal ans am looking to pay everything off so I can retire. I have 29 years in education and love it!? I also teach as an Adjunct Professor so I am doing everything I can to pay off my debt.

Monthly net income: $ 11,000+

Monthly expenses: $?10,000


??Housing: $ 3800
??Insurance: $ car- 150
??Car expenses: $?400?
??Utilities: $ 500
??Phone, cable, internet: $ 400
??Food, entertainment: $ 600
??Clothing, household expenses $ 400
??Credit cards and other loans: $ 2500
??Other expenses: $ 1250
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
orgy63$25.00$25.006/7/2010 4:23:57 PM
tech_helper$50.00$50.006/7/2010 4:26:48 PM
worth-arch$25.00$25.006/7/2010 4:34:45 PM
wayman$25.00$25.006/7/2010 4:22:17 PM
kchen486$50.00$50.006/7/2010 4:24:35 PM
balanced-bill7$100.00$100.006/7/2010 4:39:12 PM
shrewd-deal$25.00$25.006/7/2010 4:40:17 PM
the-silver-blaster$50.00$50.006/7/2010 4:41:44 PM
pavelz$50.00$50.006/7/2010 4:45:08 PM
rescue$50.00$50.006/7/2010 4:18:04 PM
balance-whistle7$25.00$25.006/7/2010 4:47:37 PM
delicious-social132$25.00$25.006/7/2010 4:39:02 PM
point-shooter$25.00$25.006/7/2010 4:24:27 PM
green-thoughtful-yield$50.00$50.006/7/2010 4:40:36 PM
mla$25.00$25.006/7/2010 4:43:49 PM
Phantom99$25.00$25.006/7/2010 4:35:39 PM
enthusiastic-balance5$100.00$100.006/7/2010 4:35:52 PM
chestnut4$25.00$25.006/7/2010 4:36:29 PM
castleman$25.00$25.006/7/2010 6:17:52 PM
treasure-hunter270$25.00$25.006/7/2010 4:39:24 PM
the-profit-oracle$25.00$25.006/7/2010 8:09:07 PM
impeccable-transparency$37.20$37.206/7/2010 8:17:14 PM
power-expert$25.00$25.006/7/2010 8:17:20 PM
financial-frenzy$33.59$33.596/7/2010 8:17:53 PM
a-finance-nirvana$25.00$25.006/7/2010 8:18:37 PM
life-is-great$25.00$25.006/7/2010 8:24:48 PM
Anny-Disco$100.00$100.006/7/2010 4:43:10 PM
Ripsaw4U$25.00$25.006/7/2010 4:44:03 PM
new-return-faire$50.00$50.006/7/2010 4:46:47 PM
wise-spiritual-commitment$50.00$50.006/7/2010 4:47:51 PM
hard-working-asset2$25.00$25.006/8/2010 1:09:41 AM
investment-comet$25.00$25.006/8/2010 1:14:41 AM
red-undaunted-kindness$35.12$35.126/8/2010 1:15:09 AM
bebeshor$25.00$25.006/8/2010 5:39:48 AM
accordion8$33.98$33.986/7/2010 8:17:10 PM
orange-preeminant-bill$40.83$40.836/8/2010 6:35:13 AM
mikrolown$25.00$25.006/7/2010 8:17:45 PM
loan-master996$50.00$50.006/7/2010 8:18:07 PM
Premierelender$25.00$25.006/7/2010 8:18:22 PM
peterpossum$25.00$25.006/8/2010 6:45:04 AM
piter-to-la-investment$25.00$25.006/7/2010 8:18:31 PM
Archchancellor$25.00$25.006/7/2010 6:32:07 PM
gqrob$29.70$29.706/8/2010 8:05:04 AM
balance6$25.00$25.006/7/2010 9:19:39 PM
dollar-spy$25.00$25.006/8/2010 8:15:23 AM
dsfoundation$25.00$25.006/8/2010 8:31:18 AM
bid-czar8$50.79$50.796/7/2010 7:15:32 PM
deal-grid7$50.00$50.006/7/2010 7:15:45 PM
unassassinable$25.00$25.006/8/2010 1:20:39 AM
greenback-museum$25.00$25.006/8/2010 9:35:29 AM
lovely-return7$25.00$25.006/7/2010 8:15:54 PM
ramblin$25.00$25.006/8/2010 6:49:38 AM
best-phenomenal-treasure$25.00$25.006/7/2010 8:17:22 PM
loan-kung-fu$25.00$25.006/8/2010 7:01:16 AM
kegs$40.03$40.036/8/2010 10:29:58 AM
personal-lender$25.00$25.006/8/2010 10:45:41 AM
Midwestvalues$49.43$49.436/8/2010 8:05:05 AM
blackstar$25.00$25.006/8/2010 11:18:31 AM
Comoparklender$27.57$27.576/8/2010 8:34:43 AM
ideal-platinum1$100.00$100.006/7/2010 11:49:36 PM
djh47a$25.00$25.006/8/2010 12:05:42 PM
truth-futurist$25.00$25.006/8/2010 12:06:57 PM
steady-bazaar$25.00$25.006/8/2010 12:07:00 PM
kaiger$25.00$25.006/8/2010 12:07:05 PM
Bank42$50.00$50.006/8/2010 12:07:11 PM
reward-motion$25.00$25.006/8/2010 1:14:39 AM
wampum-chorus3$25.00$25.006/8/2010 12:07:21 PM
transparency-planetarium$25.00$25.006/8/2010 1:20:09 AM
yield-seeker$25.00$25.006/8/2010 1:20:45 AM
bowdish1$40.22$40.226/8/2010 9:36:14 AM
Relevance$25.00$25.006/8/2010 12:39:41 PM
Artist_Blue$25.00$25.006/8/2010 10:11:49 AM
dustman$25.00$25.006/8/2010 6:54:54 AM
orderly-leverage$40.00$40.006/8/2010 12:55:00 PM
Viamin$25.00$25.006/8/2010 12:55:06 PM
golden-wealth2$50.00$50.006/8/2010 12:56:50 PM
damanq$25.00$25.006/8/2010 11:10:05 AM
xrycac$25.00$25.006/8/2010 11:34:51 AM
China0813$25.00$25.006/8/2010 12:05:43 PM
prospectr$80.00$80.006/8/2010 12:05:57 PM
power-igloo3$25.00$25.006/8/2010 12:06:36 PM
a-tranquil-liberty$25.00$25.006/8/2010 12:06:54 PM
Interstate_Rate$500.00$500.006/8/2010 12:07:06 PM
Ocean713$26.90$26.906/8/2010 12:07:13 PM
interest-jedi0$50.00$50.006/8/2010 12:07:31 PM
sharkm$28.37$28.376/8/2010 2:41:45 PM
teller$25.00$25.006/8/2010 9:24:57 AM
responsible-investment0$25.00$25.006/8/2010 2:57:52 PM
dschless$25.00$25.006/8/2010 3:02:19 PM
iLoaner$25.00$25.006/8/2010 3:03:38 PM
SDNLR$25.00$25.006/8/2010 3:04:03 PM
Dap2005$25.00$25.006/8/2010 3:05:50 PM
towering-contract$25.00$25.006/8/2010 3:15:50 PM
orbital-transparency$25.00$25.006/8/2010 3:16:13 PM
Mickeyblu$25.00$25.006/8/2010 3:16:39 PM
LoWRec$25.00$25.006/8/2010 12:40:59 PM
Angleofcare$25.00$25.006/8/2010 12:55:01 PM
Rdodson11$25.00$25.006/8/2010 12:55:04 PM
LAM26$25.00$25.006/8/2010 11:28:03 AM
line6owner$36.00$36.006/8/2010 11:29:38 AM
How$25.00$25.006/8/2010 12:06:05 PM
SeaDevil$26.58$26.586/8/2010 2:40:48 PM
gracej$25.00$25.006/8/2010 12:07:05 PM
lenderman2$25.00$25.006/8/2010 12:07:10 PM
Casper00$25.00$25.006/8/2010 3:02:50 PM
slartibardfast$25.00$25.006/8/2010 12:32:15 PM
fmvaulter$25.00$25.006/8/2010 3:16:06 PM
rhightower003$25.00$25.006/8/2010 3:16:15 PM
heavenly-repayment4$30.00$8.246/8/2010 3:16:47 PM
ms48105$25.00$25.006/8/2010 12:55:05 PM
traveler50$38.18$38.186/8/2010 2:39:39 PM
neil1492$25.00$25.006/8/2010 2:57:38 PM
nwagers$25.00$25.006/8/2010 3:02:26 PM
Kulchar$25.23$25.236/8/2010 3:05:48 PM
entertaining-greenback2$26.21$26.216/8/2010 5:14:43 PM
asafb$400.00$400.006/10/2010 8:12:15 AM
dano1965$50.00$50.006/14/2010 8:02:18 AM
BankOfBjoltus$50.00$50.006/14/2010 3:34:24 PM
visionary-community$25.00$25.006/7/2010 4:34:05 PM
samo102us$25.00$25.006/7/2010 4:41:11 PM
top-historic-peso$25.00$25.006/7/2010 4:41:50 PM
mzman$25.00$25.006/7/2010 4:43:31 PM
studious-bonus7$50.00$50.006/7/2010 4:34:30 PM
ddog0224$25.00$25.006/7/2010 4:36:01 PM
american6$25.00$25.006/7/2010 4:36:12 PM
penny-chooser$50.00$50.006/7/2010 4:24:18 PM
ichibon$75.00$75.006/7/2010 4:26:33 PM
cash-spark3$25.00$25.006/7/2010 4:41:02 PM
dschaaf$25.00$25.006/7/2010 4:42:38 PM
riproaringrapids$25.00$25.006/7/2010 4:44:29 PM
trustworthy-fairness$50.00$50.006/7/2010 4:45:03 PM
Katburg$35.00$35.006/7/2010 7:15:53 PM
hrubinst$25.00$25.006/7/2010 4:35:12 PM
doublediamond$25.00$25.006/7/2010 4:56:41 PM
Avala$50.00$50.006/7/2010 4:35:24 PM
lloyd_s$25.00$25.006/7/2010 7:48:30 PM
intelligent-nickel$25.00$25.006/7/2010 8:15:57 PM
runner262$25.00$25.006/7/2010 6:33:02 PM
market-solstice2$25.00$25.006/7/2010 8:16:33 PM
CAGE-Investments$67.24$67.246/7/2010 8:17:51 PM
cash-boots$25.00$25.006/7/2010 8:18:34 PM
Aimvest$25.00$25.006/7/2010 8:19:46 PM
nprfan5$25.00$25.006/7/2010 8:24:37 PM
peace-missile$25.00$25.006/7/2010 8:24:49 PM
mdreiss$25.00$25.006/7/2010 6:53:17 PM
jga516$25.00$25.006/7/2010 8:55:48 PM
svandgts$40.03$40.036/7/2010 10:24:36 PM
contract-maracas$50.00$50.006/7/2010 11:10:01 PM
economy-producer$25.00$25.006/7/2010 4:46:41 PM
revenue-ruler6$25.00$25.006/8/2010 1:09:51 AM
Peterman$25.00$25.006/7/2010 8:07:52 PM
Savings_EQ_Dignity$26.37$26.376/7/2010 8:17:47 PM
PatriotKnight$25.00$25.006/7/2010 8:18:21 PM
brightest-income-hunter$43.56$43.566/8/2010 7:01:15 AM
return-percolator8$50.00$50.006/7/2010 8:24:50 PM
Cheburashka$25.00$25.006/7/2010 6:34:27 PM
money_money$50.00$50.006/7/2010 8:46:36 PM
bold-investment-glider$30.00$30.006/8/2010 7:10:49 AM
active-trade4$50.00$50.006/7/2010 9:14:47 PM
bchen78875$25.00$25.006/7/2010 6:58:48 PM
SimpleChoice$25.00$25.006/8/2010 8:31:16 AM
treasure-bliss$38.10$38.106/7/2010 10:49:51 PM
dinero-speaker$50.00$50.006/8/2010 8:55:30 AM
commitment-farm$25.00$25.006/8/2010 1:20:44 AM
tenny321$25.00$25.006/8/2010 2:39:38 AM
onlyastepaway$25.00$25.006/8/2010 9:36:01 AM
movistar$25.00$25.006/8/2010 9:36:12 AM
inspired-contract9$25.00$25.006/8/2010 6:05:15 AM
bxdoc$62.78$62.786/7/2010 8:07:39 PM
nunnie$25.00$25.006/8/2010 6:30:04 AM
systemlender$25.00$25.006/8/2010 10:11:46 AM
payout-carnival$25.00$25.006/7/2010 8:16:05 PM
PRGuyinVA$25.00$25.006/8/2010 10:12:08 AM
IIP77$25.00$25.006/8/2010 7:00:39 AM
shiny-dollar9$25.00$25.006/7/2010 8:18:36 PM
Marathoner$25.00$25.006/8/2010 7:14:37 AM
supreme-bonus0$25.00$25.006/8/2010 10:30:10 AM
jdrez$25.00$25.006/7/2010 8:45:31 PM
sharp-money3$25.00$25.006/8/2010 12:06:07 PM
Bailador$25.00$25.006/8/2010 12:06:49 PM
psztnrw$100.00$100.006/8/2010 12:06:57 PM
bid-papyrus$25.00$25.006/8/2010 9:15:48 AM
psa1995$50.00$50.006/8/2010 12:07:02 PM
power-pagoda$26.00$26.006/8/2010 12:07:08 PM
twirl2$25.00$25.006/8/2010 12:07:14 PM
zone6$100.00$100.006/8/2010 12:07:22 PM
DcUnited$30.00$30.006/8/2010 12:07:32 PM
KandKLegacyInvestments$25.00$25.006/8/2010 1:20:00 AM
integrity-trumpet$49.09$49.096/8/2010 2:34:41 AM
visionary-commerce$25.00$25.006/8/2010 9:35:00 AM
jaynlana$25.00$25.006/8/2010 9:36:04 AM
VIGSY$35.00$35.006/8/2010 6:14:44 AM
SkiFastBadly$25.00$25.006/8/2010 6:49:39 AM
exchange-synapse$50.00$50.006/8/2010 12:55:02 PM
social-vibrato$25.00$25.006/8/2010 8:00:24 AM
camaraderi-workhorse$30.00$30.006/8/2010 11:10:03 AM
icchok$38.94$38.946/8/2010 11:34:58 AM
logical-moola4$50.00$50.006/8/2010 1:20:40 PM
payout-banker4$25.00$25.006/8/2010 8:40:55 AM
merle-noir$25.15$25.156/8/2010 8:44:40 AM
gettingonyourfeet$25.00$25.006/8/2010 1:29:54 PM
PCash$25.00$25.006/8/2010 12:06:04 PM
asset-equilibrium0$25.00$25.006/8/2010 12:06:58 PM
first-upright-payout$25.00$25.006/8/2010 12:07:04 PM
kmr2$350.00$350.006/8/2010 12:07:09 PM
shrewd-truth1$25.00$25.006/8/2010 12:07:16 PM
successful-euro$30.00$30.006/8/2010 12:07:30 PM
jonn834$25.00$25.006/8/2010 2:41:21 PM
sloak$25.00$25.006/8/2010 12:14:51 PM
well-rounded-dinero$50.00$50.006/8/2010 12:24:38 PM
RationalWorld$25.00$25.006/8/2010 3:15:47 PM
cello1$25.00$25.006/8/2010 3:16:44 PM
inspiring-reward$150.00$150.006/8/2010 12:55:03 PM
punctual-kindness3$25.00$25.006/8/2010 11:51:56 AM
money-bauble$188.15$188.156/8/2010 11:52:32 AM
RedRaider04$50.00$50.006/8/2010 12:05:44 PM
peso-mate$25.00$25.006/8/2010 12:06:05 PM
return-buddy$28.15$28.156/8/2010 12:06:45 PM
LoveLife45$25.00$25.006/8/2010 2:39:35 PM
painta$46.41$46.416/8/2010 2:40:44 PM
objective-investor$100.00$100.006/8/2010 12:07:07 PM
commerce-handshake$25.00$25.006/8/2010 12:07:13 PM
adamnash$25.00$25.006/8/2010 12:08:17 PM
enforcer5$25.00$25.006/8/2010 12:08:50 PM
lysholm$25.00$25.006/8/2010 3:03:32 PM
richboy56$48.47$48.476/8/2010 12:24:39 PM
powerful-velocity$25.00$25.006/8/2010 3:16:24 PM
MoneyBagsRUs$25.00$25.006/8/2010 3:16:46 PM
influential-compassion9$50.00$50.006/8/2010 12:55:02 PM
Raser$25.00$25.006/8/2010 1:06:04 PM
gecko68$25.00$25.006/8/2010 1:55:11 PM
CrossCreek$25.00$25.006/8/2010 2:41:26 PM
peerlender$25.00$25.006/8/2010 2:44:43 PM
del30$25.00$25.006/8/2010 3:04:01 PM
Picopie$35.71$35.716/8/2010 3:05:44 PM
boater01$41.98$41.986/8/2010 3:06:02 PM
note-cougar0$25.00$25.006/8/2010 3:16:18 PM
robust-trade$39.70$39.706/8/2010 3:16:38 PM
Galt_Capitalist$300.00$300.006/9/2010 4:38:40 PM
rockhound84$25.00$25.006/10/2010 4:34:29 AM
wwwUniversal$25.00$25.006/10/2010 3:57:24 PM
AuroraRobbin$25.00$25.006/11/2010 11:19:56 AM
SomebodysMom$100.00$100.006/12/2010 1:01:40 PM
outofoffice$50.00$50.006/13/2010 6:30:40 AM
mammalian4$50.00$50.006/12/2010 12:35:56 PM
Jester8967$35.00$35.006/14/2010 7:24:17 AM
rockhound84$25.00$25.006/13/2010 4:55:37 AM
spiff666$25.00$25.006/14/2010 12:02:01 PM
greekpolis$50.00$50.006/14/2010 1:25:28 PM
Lubava$25.00$25.006/14/2010 4:04:31 PM
250 bids
 
Borrower Payment Dependent Notes Series 461679
This series of Notes was issued and sold upon the funding of the borrower loan #42999, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Jun-07-2010 
  Auction end date:  Jun-11-2010 
 
Starting lender yield: 25.25% Starting borrower rate/APR: 26.25% / 28.57% Starting monthly payment: $161.70
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.57% Final monthly payment: $161.70
 
Auction yield range: 10.98% - 25.25% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-1987 Debt/Income ratio: 24%
Basic (1-10): 6 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 14 / 13Length of status:2y 0m
Credit score: 700-719 (May-2010) Total credit lines: 30 Occupation: Professional
Now delinquent: 1 Revolving credit balance: $15,833Stated income:$75,000-$99,999
Amount delinquent: $93 Bankcard utilization: 87%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 9    
Screen name: leverage-cosmos Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Need to make a property tax payment.? Plan to repay in full by October 2010.? Will be paying at least double the minimum payment until bonus check received in September.?? The account actually listed as deliquent is actually being disputed with the creditor that is why it is not paid.??
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: How did you build up your revolving debt? Thanks and best wishes. - reflective-rupee
A: We were located due to spouse's job. We had to use revolving debt for new home purchase as we were unable to sell other house. Other house is now rented out for 3 years. We are working to pay revolving debt down at rate of $1500-$2500 a month. (Jun-08-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
qwsd12$40.00$40.006/7/2010 4:37:32 PM
treasure-bliss$100.00$100.006/7/2010 4:30:27 PM
successful-euro$30.00$30.006/7/2010 4:30:36 PM
best-point-flow$50.00$50.006/7/2010 4:43:27 PM
social-vibrato$25.00$25.006/7/2010 4:46:16 PM
S-Master$25.00$25.006/7/2010 4:18:11 PM
cash-spark3$25.00$25.006/7/2010 4:37:19 PM
coachmike15$25.00$25.006/7/2010 5:41:39 PM
power-pagoda$25.00$25.006/7/2010 4:40:03 PM
MADAOO7$50.00$50.006/7/2010 4:41:29 PM
Anny-Disco$50.00$50.006/7/2010 4:43:06 PM
bowdish1$50.00$50.006/7/2010 7:28:04 PM
danthemon35$25.00$25.006/7/2010 5:44:44 PM
stock106$28.38$28.386/7/2010 7:52:33 PM
worth-arch$25.00$25.006/7/2010 4:38:19 PM
orderly-leverage$30.00$30.006/7/2010 4:38:31 PM
Bank42$50.00$50.006/7/2010 4:39:37 PM
zorg77$25.00$25.006/7/2010 4:40:10 PM
elegant-bonus$25.00$25.006/7/2010 8:18:30 PM
supreme-hope$25.00$25.006/7/2010 8:19:32 PM
desertoasis$25.00$25.006/7/2010 4:42:10 PM
tech_helper$25.00$25.006/7/2010 11:09:46 PM
mesfinity$25.00$25.006/7/2010 11:20:19 PM
hopethisworks$25.00$25.006/7/2010 6:15:33 PM
Rattlehead$25.00$25.006/8/2010 6:49:42 AM
autonomous-truth$25.00$25.006/8/2010 9:59:45 AM
Artist_Blue$25.00$25.006/8/2010 10:14:26 AM
hard-working-loot$25.00$25.006/7/2010 8:18:25 PM
inspiring-reward$25.00$25.006/7/2010 9:11:01 PM
IIP77$25.00$25.006/8/2010 12:06:22 PM
supreme-bonus0$25.00$25.006/8/2010 9:16:46 AM
zone6$25.00$25.006/8/2010 6:39:51 AM
peterpossum$25.00$25.006/8/2010 6:49:44 AM
Dreams4Cash$25.00$25.006/8/2010 2:41:36 PM
Viamin$25.00$25.006/8/2010 2:45:39 PM
HHP$25.00$25.006/8/2010 3:03:41 PM
cashonhand$25.00$25.006/8/2010 3:19:48 PM
dschaaf$25.00$25.006/8/2010 3:40:42 PM
loyalist1$45.50$45.506/8/2010 11:52:05 AM
purdue98$25.00$25.006/8/2010 12:08:51 PM
wellsfrugal$25.00$25.006/8/2010 3:01:17 PM
contract-eagle$25.00$25.006/8/2010 3:16:37 PM
UT-Longhorn$25.00$25.006/8/2010 3:18:05 PM
oldmora$50.00$50.006/8/2010 3:19:56 PM
TpbiCapitals$29.16$29.166/8/2010 2:59:58 PM
the-gold-quark$25.00$25.006/8/2010 3:07:04 PM
p2ploan-leaper$25.00$25.006/8/2010 3:17:27 PM
authoritative-capital$25.00$25.006/8/2010 3:18:06 PM
dedicated-diversification5$100.00$100.006/8/2010 3:20:11 PM
credit-czar5$25.00$25.006/8/2010 3:21:07 PM
tomas090$25.00$25.006/8/2010 7:05:57 PM
DUDE66$25.00$11.076/9/2010 9:35:52 AM
wwwUniversal$25.00$25.006/9/2010 12:41:05 PM
green-rapid-openness$50.00$50.006/9/2010 7:49:52 AM
shrewd-benjamins$51.93$51.936/9/2010 10:26:31 PM
mlj0671$30.00$30.006/11/2010 6:07:49 AM
SNH$50.00$50.006/7/2010 4:38:04 PM
top-historic-peso$26.00$26.006/7/2010 4:38:08 PM
personal-lender$25.00$25.006/7/2010 4:38:59 PM
payment-gusto$25.00$25.006/7/2010 4:26:59 PM
green-thoughtful-yield$50.00$50.006/7/2010 4:40:34 PM
shrewd-peace7$35.00$35.006/7/2010 4:17:33 PM
Phantom99$25.00$25.006/7/2010 4:37:41 PM
simplelender80$50.00$50.006/7/2010 4:39:55 PM
Ocean713$50.00$50.006/7/2010 4:44:54 PM
just-money930$50.00$50.006/7/2010 4:45:50 PM
commerce-handshake$25.00$25.006/7/2010 4:46:01 PM
orange-preeminant-bill$100.00$100.006/7/2010 4:42:23 PM
pavelz$50.00$50.006/7/2010 4:45:29 PM
Jonb6919$25.00$25.006/7/2010 8:06:27 PM
melodious-fairness$25.00$25.006/7/2010 8:17:56 PM
brother_tam$50.00$50.006/7/2010 7:26:07 PM
parsec9$25.00$25.006/8/2010 9:35:54 AM
JGB$97.11$97.116/7/2010 8:09:08 PM
benefit-squirrel$25.00$25.006/7/2010 8:17:49 PM
DasMula$25.00$25.006/8/2010 10:20:42 AM
Interstate_Rate$26.00$26.006/7/2010 8:19:31 PM
actvtrdr$35.00$35.006/8/2010 12:09:59 PM
money-bauble$74.61$74.616/8/2010 12:56:12 PM
asset-equilibrium0$50.00$50.006/8/2010 1:06:05 PM
zjonathan$25.00$25.006/8/2010 2:38:50 PM
greatwhiteninja$25.00$25.006/8/2010 2:44:32 PM
mvalley$25.00$25.006/8/2010 3:00:18 PM
papaloha$49.88$49.886/8/2010 3:05:39 PM
gotjack$25.00$25.006/8/2010 3:05:46 PM
teller$25.00$25.006/8/2010 3:06:50 PM
loan-scientist8$25.00$25.006/8/2010 3:15:33 PM
glimmering-point$25.00$25.006/8/2010 3:16:36 PM
piter-to-la-investment$25.00$25.006/8/2010 3:20:30 PM
kmr2$63.57$63.576/8/2010 3:25:02 PM
assetmanager$25.00$25.006/8/2010 3:40:37 PM
AlexTrep$25.00$25.006/8/2010 2:20:02 PM
lendme2$25.00$25.006/8/2010 2:41:13 PM
cypressdev001$25.00$25.006/8/2010 3:01:05 PM
seisen$63.23$63.236/8/2010 3:05:43 PM
favorable-order8$25.00$25.006/8/2010 3:15:48 PM
social-conductor4$25.00$25.006/8/2010 3:17:02 PM
special-responsibility$25.00$25.006/8/2010 3:20:02 PM
greenwell$25.00$25.006/8/2010 3:21:10 PM
Eagledrop$25.00$25.006/8/2010 3:34:38 PM
upright-revenue7$34.45$34.456/8/2010 1:24:50 PM
GellMaster$25.00$25.006/8/2010 3:00:06 PM
falcon88dp$25.00$25.006/8/2010 3:00:21 PM
chicagoman$25.00$25.006/8/2010 3:04:10 PM
fair-rate$25.00$25.006/8/2010 3:16:07 PM
Int_PrinRateTime4000$25.00$25.006/8/2010 3:16:58 PM
benwalla$27.64$27.646/8/2010 3:17:04 PM
lloyd_s$25.00$25.006/8/2010 3:18:33 PM
Streetfighter$40.71$40.716/8/2010 3:20:03 PM
fuzed$30.00$30.006/8/2010 5:44:45 PM
samo102us$25.00$25.006/8/2010 10:26:01 PM
FeedTheMachine$100.00$100.006/8/2010 8:34:54 PM
rustysailor$25.00$25.006/9/2010 2:47:29 PM
Luv2Bless$50.76$50.766/10/2010 9:14:48 AM
integrity-doctor$100.00$100.006/11/2010 10:12:48 AM
115 bids
 
Borrower Payment Dependent Notes Series 461727
This series of Notes was issued and sold upon the funding of the borrower loan #43042, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Jun-07-2010 
  Auction end date:  Jun-10-2010 
 
Starting lender yield: 18.90% Starting borrower rate/APR: 19.90% / 22.14% Starting monthly payment: $148.45
Final lender yield: 18.90% Final borrower rate/APR: 19.90% / 22.14% Final monthly payment: $148.45
 
Auction yield range: 7.98% - 18.90% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 11.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jul-1998 Debt/Income ratio: 30%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 11 / 11Length of status:4y 7m
Credit score: 660-679 (Jun-2010) Total credit lines: 23 Occupation: Other
Now delinquent: 0 Revolving credit balance: $11,329Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 60%  
Public records last 12m / 10y: 0/ 1 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: Kkoester Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Putting in new air and heat
Purpose of loan:
This loan will be used to put in air and heat in my home that we just rehabbed.
My financial situation:
I am a good candidate for this loan because I have gotten all my ducks in a row. I am 31 year old female and have gotten a great job and just finishing paying of?a land contract on a home I have had rehabbed. I need $4000 additional to finish the heating and air.?
Monthly net income: $ 4800

Monthly expenses: $
??Housing: $ 285????
??Insurance: $ 150
??Car expenses: $485
??Utilities: $ 350
??Phone, cable, internet: $120
??Food, entertainment: $ 250
??Clothing, household expenses $ 250
??Credit cards and other loans: $?100
??Other expenses: $ 350
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hi, would you tell us more about your work on the job? - 1-HARD-HEAD
A: Yes, I am a grooming manager at a Petco in Toledo Ohio. I get paid 60% of my sales. My last 2 yeast gross have been 52,000 and 55,000 respectively. I am on a 60,000 pace this year. (Jun-08-2010)
Q: Will you explain the public record? - Socorro_Capital_Partners
A: I filed bankruptcy 3 and a half years ago due to $111,000 in medical bills from my daughters birth. I only filed on my medical bills. I had no insurance at my previous job and after 7 years of it on my credit I had to make a decision to get it off. She was 3 pounds when she was born and now she is a 11 year old terror. Thank you for the question. (Jun-08-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
wayman$25.00$25.006/7/2010 4:22:16 PM
rescue$50.00$50.006/7/2010 4:18:04 PM
visionary-community$25.00$25.006/7/2010 4:34:04 PM
enthusiastic-balance5$100.00$100.006/7/2010 4:35:52 PM
tech_helper$50.00$50.006/7/2010 4:26:47 PM
cash-spark3$25.00$25.006/7/2010 4:41:02 PM
samo102us$25.00$25.006/7/2010 4:41:10 PM
riproaringrapids$25.00$25.006/7/2010 4:44:28 PM
ddog0224$25.00$25.006/7/2010 4:36:01 PM
blackstar$25.00$25.006/7/2010 4:47:13 PM
the-silver-blaster$40.00$40.006/7/2010 4:23:28 PM
balanced-bill7$100.00$100.006/7/2010 4:39:12 PM
SqueezeKing$25.00$25.006/7/2010 6:29:40 PM
Archchancellor$25.00$25.006/7/2010 6:32:06 PM
peerlender$25.00$25.006/7/2010 6:33:50 PM
HH123$25.00$25.006/7/2010 6:48:20 PM
g314$30.00$30.006/7/2010 6:50:38 PM
top-historic-peso$25.00$25.006/7/2010 4:41:49 PM
THREE-POINTS-LENDING$25.00$25.006/7/2010 6:52:20 PM
jammers$25.00$25.006/7/2010 6:52:37 PM
mzman$25.00$25.006/7/2010 4:43:31 PM
deal-grid7$50.00$50.006/7/2010 7:15:44 PM
narblark$25.00$25.006/7/2010 7:24:45 PM
adamnash$25.00$25.006/7/2010 4:46:43 PM
studious-bonus7$50.00$50.006/7/2010 4:34:30 PM
balance-whistle7$25.00$25.006/7/2010 4:47:36 PM
wise-spiritual-commitment$50.00$50.006/7/2010 4:47:51 PM
Avala$50.00$50.006/7/2010 4:35:23 PM
coloradoloanman$25.00$25.006/7/2010 7:44:58 PM
lloyd_s$25.00$25.006/7/2010 7:48:29 PM
shabufa$25.00$25.006/7/2010 5:59:18 PM
icchok$50.00$50.006/7/2010 7:48:49 PM
Norcal$38.88$38.886/7/2010 6:14:27 PM
Ready2Loan$25.00$25.006/7/2010 6:17:26 PM
bid-czar8$28.30$28.306/7/2010 6:17:38 PM
rcldesign$25.00$25.006/7/2010 6:28:21 PM
LandE2BG$25.00$25.006/7/2010 6:34:15 PM
tsui517$25.00$25.006/7/2010 6:34:31 PM
Katburg$35.00$35.006/7/2010 6:54:04 PM
mla$25.00$25.006/7/2010 4:43:49 PM
economy-producer$25.00$25.006/7/2010 4:46:41 PM
diablo_ny$25.00$25.006/7/2010 7:44:00 PM
success1001$37.61$37.616/7/2010 7:46:53 PM
vegibenz$25.00$25.006/7/2010 5:58:43 PM
JDavidL$25.00$25.006/7/2010 6:12:33 PM
ArmyGuy$25.00$25.006/7/2010 6:13:20 PM
financialsteward123$25.00$25.006/7/2010 6:14:14 PM
Dreams4Cash$25.00$25.006/7/2010 6:32:49 PM
madolaf$25.00$25.006/7/2010 6:48:50 PM
adama_48$25.00$25.006/7/2010 6:50:34 PM
monstersdad$45.28$45.286/7/2010 7:27:23 PM
enforcer5$25.00$25.006/7/2010 7:28:00 PM
Greylox$25.00$25.006/8/2010 8:22:07 PM
penny-chooser$50.00$50.006/7/2010 4:24:17 PM
ichibon$75.00$75.006/7/2010 4:26:33 PM
hrubinst$25.00$25.006/7/2010 4:35:13 PM
chestnut4$25.00$25.006/7/2010 4:36:29 PM
kchen486$50.00$50.006/7/2010 4:24:34 PM
treasure-hunter270$25.00$25.006/7/2010 4:39:23 PM
simplelender80$100.00$100.006/7/2010 4:39:47 PM
shrewd-deal$25.00$25.006/7/2010 4:40:16 PM
green-thoughtful-yield$50.00$50.006/7/2010 4:40:35 PM
trustworthy-fairness$50.00$50.006/7/2010 4:45:02 PM
worth-arch$25.00$25.006/7/2010 4:34:44 PM
doublediamond$25.00$25.006/7/2010 4:56:40 PM
creature2$25.00$25.006/7/2010 5:00:06 PM
orgy63$25.00$25.006/7/2010 4:23:57 PM
Digs$25.00$25.006/7/2010 6:14:34 PM
point-shooter$25.00$25.006/7/2010 4:24:26 PM
castleman$25.00$25.006/7/2010 6:17:51 PM
lendme2$50.00$50.006/7/2010 6:31:37 PM
OrcaFIN$25.00$25.006/7/2010 6:33:45 PM
Cheburashka$25.00$25.006/7/2010 6:34:25 PM
jenq0001$25.00$25.006/7/2010 6:48:23 PM
bonFire8$25.00$25.006/7/2010 6:49:20 PM
snappy$29.24$29.246/7/2010 6:50:31 PM
Picopie$50.00$50.006/7/2010 6:53:50 PM
Anny-Disco$100.00$100.006/7/2010 4:43:09 PM
bchen78875$25.00$25.006/7/2010 6:58:49 PM
new-return-faire$50.00$50.006/7/2010 4:46:46 PM
helpinghand63$33.18$33.186/7/2010 7:27:55 PM
Phantom99$25.00$25.006/7/2010 4:35:38 PM
phaded$25.00$25.006/7/2010 7:44:47 PM
american6$25.00$25.006/7/2010 4:36:12 PM
drumcorpsnut$42.37$42.376/7/2010 7:47:49 PM
money_money$50.00$50.006/7/2010 7:48:26 PM
dinero-speaker$50.00$50.006/7/2010 7:49:24 PM
Kotlovan$25.00$25.006/7/2010 6:12:08 PM
rider350$25.00$25.006/7/2010 6:14:18 PM
TaraO$25.00$25.006/7/2010 8:02:21 PM
PocketAces$25.00$25.006/7/2010 6:33:21 PM
gametime34$54.86$54.866/7/2010 6:53:53 PM
Aimvest$25.00$25.006/7/2010 6:54:02 PM
dschaaf$25.00$25.006/7/2010 4:42:37 PM
evaglamazon$25.00$25.006/7/2010 7:06:59 PM
Ripsaw4U$25.00$25.006/7/2010 4:44:02 PM
Dap2005$25.00$25.006/7/2010 7:12:23 PM
pavelz$50.00$50.006/7/2010 4:45:07 PM
Thylow$25.00$25.006/7/2010 4:47:46 PM
supreme-bonus0$25.00$25.006/7/2010 4:58:33 PM
Longtermcapitalmgmt$25.00$9.436/7/2010 8:03:10 PM
runner262$25.00$25.006/7/2010 6:33:01 PM
Imaginos1892$30.00$30.006/7/2010 8:51:41 PM
SF2Berlin$25.00$25.006/7/2010 6:48:56 PM
Lightlife$34.82$34.826/7/2010 7:11:29 PM
Kulchar$50.00$50.006/7/2010 7:11:57 PM
1-HARD-HEAD$50.00$50.006/8/2010 8:27:21 AM
nikgod$25.00$25.006/7/2010 7:26:58 PM
RSV$25.00$25.006/7/2010 7:27:58 PM
boater01$50.00$50.006/7/2010 7:28:19 PM
apostle901$25.00$25.006/7/2010 7:44:45 PM
miket71$56.03$56.036/7/2010 7:48:50 PM
Bob450$30.00$30.006/7/2010 8:15:16 PM
ethicalhumanist$25.00$25.006/8/2010 12:46:50 PM
golden-wealth2$50.00$50.006/8/2010 12:56:49 PM
credit-panda1$25.00$25.006/8/2010 12:22:38 PM
Littlepeng$25.00$25.006/9/2010 9:44:01 AM
rockhound84$25.00$25.006/9/2010 4:30:57 AM
118 bids
 
Borrower Payment Dependent Notes Series 461799
This series of Notes was issued and sold upon the funding of the borrower loan #43005, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jun-08-2010 
  Auction end date:  Jun-15-2010 
 
Starting lender yield: 8.20% Starting borrower rate/APR: 9.20% / 11.30% Starting monthly payment: $223.25
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $223.25
 
Auction yield range: 3.98% - 8.20% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1997 Debt/Income ratio: 22%
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 16 / 15Length of status:7y 5m
Credit score: 720-739 (May-2010) Total credit lines: 26 Occupation: Analyst
Now delinquent: 0 Revolving credit balance: $24,804Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 56%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: friendly-marketplace535 Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Inventory for clothing boutique
Purpose of loan:
This loan will be used to? buy inventory for a new women's clothing boutique set to open September 1st 2010. Additionally, we are in the first stage of web development for our e-commerce website which is scheduled to be completed October 1, 2010.?

My financial situation:
I am a good candidate for this loan because? I have a B.S. in Accounting and have been working for a major retailer for 7+ years at their corporate buying office performing inventory replenishment. My wife is two semesters away from finishing her B.A. in Marketing and has previous retail operations experience. Due to a bonus from my current employment we will have the cash we need to open by March 2011. We would however, like to open earlier in September 2010 to take advantage of the large 2010 fourth quarter selling season. My wife will be starting a full time job June 7 which will add approximately $1,400 net a month to our income. This $1,400 net is NOT included in the monthly net income figure listed below.
We have been revising and polishing up our business plan for 3 years now. In 2008 we took 2nd place in our local downtown business plan competition.? The city we live in is committed to redeveloping the downtown area. This redevelopment has already begun and we are excited to be a part of the continued redevelopment effort.? (http://www.downtown-eauclaire.com)

Monthly net income: $4,000
Monthly expenses: $
? Housing: $ 670
? Insurance: $ 256
? Car expenses: $? 628
? Utilities: $ 293
? Phone, cable, internet: $ 72
? Food, entertainment: $ 400
? Clothing, household expenses $ 75
? Credit cards and other loans: $ 538
? Other expenses: $ 340

Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
meux99$25.00$25.006/8/2010 4:07:43 PM
aue513$25.00$25.006/8/2010 4:08:25 PM
iolaire$25.00$25.006/8/2010 4:08:28 PM
icchok$50.00$50.006/8/2010 4:10:23 PM
SNH$50.00$50.006/8/2010 4:10:54 PM
treasure-hunter270$25.00$25.006/8/2010 4:11:00 PM
micko$25.00$25.006/8/2010 4:11:32 PM
nonukem$25.00$25.006/8/2010 4:13:05 PM
moltopaolo$50.00$50.006/8/2010 4:14:19 PM
Natronpee$25.00$25.006/8/2010 4:15:53 PM
Artist_Blue$25.00$25.006/8/2010 4:07:00 PM
Ivan2007$25.00$25.006/8/2010 4:07:11 PM
Ripsaw4U$25.00$25.006/8/2010 4:17:48 PM
GrommetPosse$25.00$25.006/8/2010 4:07:40 PM
Zoomie$25.00$25.006/8/2010 4:18:53 PM
thedoctor$90.00$90.006/8/2010 4:19:04 PM
BaltimoreLender$25.00$25.006/8/2010 4:19:18 PM
majormoves1$25.00$25.006/8/2010 4:19:42 PM
inspired-contract9$50.00$50.006/8/2010 4:21:27 PM
wormdc$25.00$25.006/8/2010 4:11:27 PM
personal-lender$25.00$25.006/8/2010 4:22:18 PM
impartial-deal$25.00$25.006/8/2010 4:11:58 PM
mlopez2007$50.00$50.006/8/2010 4:13:02 PM
easylender$25.00$25.006/8/2010 4:32:03 PM
truth-image$50.00$50.006/8/2010 4:13:29 PM
Tc11902$25.00$25.006/8/2010 4:33:13 PM
kegs$100.00$100.006/8/2010 4:13:53 PM
flexible-value$28.00$28.006/8/2010 4:14:08 PM
figs4u2$80.00$80.006/8/2010 4:14:13 PM
hookUup$25.00$25.006/8/2010 4:14:23 PM
dontscrewmeover1$25.00$25.006/8/2010 4:14:25 PM
hrubinst$25.00$25.006/8/2010 4:15:12 PM
Jassi$25.00$25.006/8/2010 4:15:52 PM
samo102us$25.00$25.006/8/2010 4:58:19 PM
mizount$25.00$25.006/8/2010 4:58:38 PM
dansarkis$25.00$25.006/8/2010 4:58:58 PM
seattleslug$30.00$30.006/8/2010 4:59:16 PM
wise-silver-wonder$25.00$25.006/8/2010 4:59:26 PM
mla$25.00$25.006/8/2010 4:08:19 PM
treasure-bliss$100.00$100.006/8/2010 5:00:00 PM
Rdodson11$25.00$25.006/8/2010 4:08:33 PM
buckyhead2000$25.00$25.006/8/2010 4:17:35 PM
rescue$50.00$50.006/8/2010 4:09:26 PM
kulender$30.00$30.006/8/2010 4:10:31 PM
ganoman21$25.00$25.006/8/2010 4:18:59 PM
lowestghost$25.00$25.006/8/2010 4:19:02 PM
nuclearmoose$25.00$25.006/8/2010 4:10:42 PM
BiggestG$25.00$25.006/8/2010 4:19:03 PM
Bank42$50.00$50.006/8/2010 4:10:48 PM
_kyle$25.00$25.006/8/2010 4:19:45 PM
acropiloterau2002$25.00$25.006/8/2010 4:19:50 PM
bchen78875$50.00$50.006/8/2010 4:11:11 PM
1fortheroad$25.00$25.006/8/2010 4:11:54 PM
superchicken$25.00$25.006/8/2010 4:21:53 PM
a-responsible-return$25.00$25.006/8/2010 4:13:46 PM
Marathoner$25.00$25.006/8/2010 4:13:56 PM
Emgolda$25.00$25.006/8/2010 4:32:07 PM
bid-papyrus$25.00$25.006/8/2010 4:32:10 PM
ray1051$25.00$25.006/8/2010 4:32:12 PM
RandyL3$33.00$33.006/8/2010 4:33:09 PM
ddog0224$25.00$25.006/8/2010 4:15:30 PM
faldska$25.00$25.006/8/2010 4:58:28 PM
don8ter$33.02$33.026/8/2010 4:59:20 PM
djs81$46.15$46.156/8/2010 4:19:16 PM
wampum-chorus3$25.00$25.006/8/2010 5:00:04 PM
zone6$100.00$100.006/8/2010 4:19:52 PM
virtualbank$25.00$25.006/8/2010 4:20:09 PM
OLYVRC$25.00$25.006/8/2010 4:20:12 PM
mrzz$25.00$25.006/8/2010 4:21:42 PM
greenback-museum$25.00$25.006/8/2010 4:22:01 PM
decisive-capital$25.00$25.006/8/2010 4:32:02 PM
DukSerduk$25.00$25.006/8/2010 4:32:47 PM
anton$150.00$150.006/8/2010 4:58:26 PM
Sixmil$25.00$25.006/8/2010 4:58:32 PM
Searlzy$25.00$25.006/8/2010 4:58:43 PM
lostontheedge$25.00$25.006/8/2010 4:59:05 PM
lucrative-durability$25.00$25.006/9/2010 3:53:13 AM
SpotLending$58.00$58.006/10/2010 5:52:31 AM
Spiv_51$25.00$25.006/11/2010 3:41:24 AM
Dollars4Rent$25.00$25.006/12/2010 8:58:27 PM
truth-in-advertising$25.00$25.006/13/2010 8:47:24 PM
best-generosity-financier$25.00$25.006/14/2010 5:14:41 PM
ookamikun$50.00$50.006/15/2010 7:15:21 AM
exact-peso2$27.50$27.506/15/2010 7:42:30 AM
shrewd-deal$25.00$25.006/8/2010 4:09:59 PM
GElender$50.00$50.006/8/2010 4:12:59 PM
american6$50.00$50.006/8/2010 4:13:50 PM
seabass123$25.00$25.006/8/2010 4:14:03 PM
simplelender80$100.00$100.006/8/2010 4:14:31 PM
svandgts$50.00$50.006/8/2010 4:14:40 PM
worth-arch$25.00$25.006/8/2010 4:14:58 PM
Avala$50.00$50.006/8/2010 4:15:15 PM
delicious-social132$25.00$25.006/8/2010 4:16:37 PM
successful-euro$50.00$50.006/8/2010 4:07:07 PM
pavelz$100.00$100.006/8/2010 4:17:57 PM
new-return-faire$50.00$50.006/8/2010 4:18:25 PM
balance-whistle7$50.00$50.006/8/2010 4:18:34 PM
Castellan$25.00$25.006/8/2010 4:19:40 PM
BankOfFrankFairness$50.00$50.006/8/2010 4:19:43 PM
langdonx$25.00$25.006/8/2010 4:19:49 PM
kenji4861$25.00$25.006/8/2010 4:09:35 PM
TK4$25.00$25.006/8/2010 4:20:00 PM
the-silver-blaster$25.00$25.006/8/2010 4:10:08 PM
orgy63$25.00$25.006/8/2010 4:10:13 PM
active-trade4$50.00$50.006/8/2010 4:20:49 PM
skuba$50.00$50.006/8/2010 4:21:05 PM
chestnut4$25.00$25.006/8/2010 4:21:47 PM
fortytwo$200.00$200.006/8/2010 4:11:20 PM
radforj22$50.00$50.006/8/2010 4:12:08 PM
satisfying-durability$25.00$25.006/8/2010 4:31:26 PM
meenan$25.00$25.006/8/2010 4:13:35 PM
interest-jedi0$50.00$50.006/8/2010 4:13:39 PM
Good_Karma_Cafe$25.00$25.006/8/2010 4:38:23 PM
tntmojave$25.00$25.006/8/2010 4:14:06 PM
david5000$50.00$50.006/8/2010 4:14:17 PM
payout-banker4$25.00$25.006/8/2010 4:14:29 PM
power-pagoda$25.00$25.006/8/2010 4:14:38 PM
unclejaef$25.00$25.006/8/2010 4:15:54 PM
rmachi$25.00$25.006/8/2010 4:58:25 PM
zeelender$25.00$25.006/8/2010 4:58:40 PM
tender-integrity3$50.00$50.006/8/2010 4:07:48 PM
flwah$25.00$25.006/8/2010 4:59:15 PM
dharma1$25.00$25.006/8/2010 4:07:51 PM
balanced-bill7$100.00$100.006/8/2010 4:16:42 PM
riproaringrapids$25.00$25.006/8/2010 4:07:57 PM
truth-futurist$25.00$25.006/8/2010 4:59:54 PM
inspiring-reward$150.00$18.276/8/2010 5:00:08 PM
green-thoughtful-yield$50.00$50.006/8/2010 4:17:07 PM
top-payout-fixer$25.00$25.006/8/2010 4:08:39 PM
point-shooter$25.00$25.006/8/2010 4:10:26 PM
KeepOnRunning$38.22$38.226/8/2010 4:18:42 PM
help_each_other$25.00$25.006/8/2010 4:19:09 PM
golden-wealth2$50.00$50.006/8/2010 5:04:24 PM
ADenny$25.00$25.006/8/2010 4:20:18 PM
internetpreneur$25.00$25.006/8/2010 4:20:24 PM
degster$25.00$25.006/8/2010 4:20:29 PM
ichibon$75.00$75.006/8/2010 4:11:38 PM
cash-spark3$25.00$25.006/8/2010 4:20:42 PM
cash-merry-maker$25.00$25.006/8/2010 4:21:02 PM
djh47a$25.00$25.006/8/2010 4:12:01 PM
koa$50.00$50.006/8/2010 4:21:51 PM
alexstar$25.00$25.006/8/2010 4:13:14 PM
blackstar$25.00$25.006/8/2010 4:22:36 PM
Phantom99$25.00$25.006/8/2010 4:14:00 PM
pauledgarm$50.00$50.006/8/2010 4:14:34 PM
studious-bonus7$50.00$50.006/8/2010 4:14:49 PM
Tradesmanlender$25.00$25.006/8/2010 4:32:11 PM
enthusiastic-balance5$48.44$48.446/8/2010 4:33:31 PM
ctgscott$25.00$25.006/8/2010 4:15:59 PM
head$25.00$25.006/8/2010 4:58:42 PM
NATIVEBORN$25.00$25.006/8/2010 4:18:44 PM
five-star-justice$36.00$36.006/8/2010 4:59:27 PM
js60l$25.00$25.006/8/2010 4:19:22 PM
blukestrel$25.00$25.006/8/2010 4:19:26 PM
Walkingcowboy$25.00$25.006/8/2010 4:19:38 PM
xphile$25.00$25.006/8/2010 4:19:48 PM
danfrphils$25.00$25.006/8/2010 4:20:07 PM
Railbird$25.00$25.006/8/2010 4:20:10 PM
the-profit-oracle$25.00$25.006/8/2010 4:20:38 PM
loyalist1$100.00$100.006/8/2010 4:21:41 PM
impressive-credit431$500.00$500.006/8/2010 4:22:42 PM
wwwUniversal$25.00$25.006/8/2010 5:04:37 PM
naniamo$25.00$25.006/8/2010 4:23:20 PM
KiwiElf$30.00$30.006/8/2010 4:58:33 PM
fireboss$25.00$25.006/8/2010 4:59:01 PM
outtahoth2o$25.55$25.556/8/2010 4:59:18 PM
a-finance-nirvana$25.00$25.006/8/2010 4:59:24 PM
bowdish1$30.93$30.936/8/2010 4:59:39 PM
Anamorph$25.00$25.006/9/2010 1:03:32 PM
blissful-penny$42.89$42.896/8/2010 9:50:04 PM
ethicalhumanist$25.00$25.006/9/2010 8:11:22 PM
LoanMoneyToYou$25.00$25.006/10/2010 11:48:17 AM
1SteelerFan$25.00$25.006/12/2010 11:52:37 AM
jimbo29blue$50.00$50.006/12/2010 9:51:41 AM
asset-trumpeter$25.00$25.006/14/2010 10:14:08 AM
colorfulgardener$25.00$25.006/14/2010 6:58:24 PM
manugee$50.00$50.006/15/2010 6:48:14 AM
1phantom$50.00$50.006/15/2010 7:23:40 AM
mdf84$25.00$25.006/15/2010 1:50:32 PM
Patrician$49.03$49.036/15/2010 11:39:37 AM
dano1965$50.00$50.006/15/2010 2:52:50 PM
181 bids
 
Borrower Payment Dependent Notes Series 461831
This series of Notes was issued and sold upon the funding of the borrower loan #43036, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,650.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Jun-09-2010 
  Auction end date:  Jun-16-2010 
 
Starting lender yield: 26.00% Starting borrower rate/APR: 27.00% / 29.36% Starting monthly payment: $67.36
Final lender yield: 18.00% Final borrower rate/APR: 19.00% / 21.25% Final monthly payment: $60.48
 
Auction yield range: 7.98% - 26.00% Estimated loss impact: 6.92%  
Lender servicing fee: 1.00% Estimated return: 11.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1979 Debt/Income ratio: 42%
Basic (1-10): 10 Inquiries last 6m: 0Employment status:Retired
Enhanced (1-5):2 Current / open credit lines: 23 / 14Length of status:8y 0m
Credit score: 680-699 (May-2010) Total credit lines: 54Stated income:$50,000-$74,999
Now delinquent: 0 Revolving credit balance: $164,734 
Amount delinquent: $0 Bankcard utilization: 91%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 2    
Screen name: portages Borrower's state: Michigan Borrower's group: FUTURE FINANCIAL FREEDOM 1
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 20 ( 100% ) 680-699 (Latest)
Principal borrowed: $3,500.00< 31 days late: 0 ( 0% )  
680-699 (Mar-2010)
700-719 (Sep-2008)
680-699 (Aug-2008)
 
Principal balance: $1,863.15 31+ days late: 0 ( 0% )
Total payments billed: 20  
Description
Personal Loan For Variety of Items

I plan to use this loan to help my 92 year old motherwho is on a small soc. security income pay for? left over bills from surgery due to an accident; fund the purchase of a new computer as my current mainframe will no longer support security changes and browser updates; finish several small in home kitchen? renovations;
I have? two main sources of income to service this debt(public pension and social security) as well as a part time arts consulting agency.
My financial situation: I currently have two sources of income that increase-one every October by 70.00 per month and the other usually(soc. security pegged to inflation). I have one cureent prosper loan that was used to install a stone seawall erosion protection on my lakefront property-residence.

Monthly net income: $ 5,400

Monthly expenses: $
??Housing: $?1228
??Insurance: $?600



??Car expenses: $ 125
??Utilities: $?225
??Phone, cable, internet: $ 125
??Food, entertainment: $ 400
??Clothing, household expenses $ 350
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Top_Gun_Lender$26.00$26.006/9/2010 4:57:12 PM
wlm3012$50.00$50.006/11/2010 9:24:45 AM
SDD123$25.00$25.006/13/2010 6:09:33 AM
UnclePockets$186.34$186.346/15/2010 1:50:00 AM
Reliance_Banker$25.00$25.006/15/2010 4:34:55 PM
Ambassador$25.00$25.006/16/2010 3:42:29 AM
mpatrick$25.00$25.006/15/2010 7:14:52 PM
Isaac007$33.34$33.346/16/2010 12:45:05 AM
Pu239$60.00$60.006/16/2010 8:24:49 AM
vigilance-searcher$25.00$25.006/16/2010 12:00:16 PM
icon7$25.00$4.066/16/2010 2:43:40 PM
MONEY_IN_THE_BANK$25.00$25.006/16/2010 12:07:05 PM
revenue-sapling$25.00$25.006/16/2010 4:06:54 PM
loyalist1$100.00$100.006/9/2010 4:13:39 PM
jhouman$25.00$25.006/11/2010 4:11:12 AM
Aberdeen$400.00$400.006/14/2010 4:25:29 PM
iflyforfun$25.00$25.006/15/2010 8:33:23 AM
MrCoffee$29.50$29.506/16/2010 2:45:51 AM
glenium$25.00$25.006/16/2010 2:50:35 AM
nerlands$33.42$33.426/16/2010 8:07:25 AM
Leshan$49.72$49.726/16/2010 9:00:06 AM
Moe87$37.87$37.876/16/2010 4:18:02 AM
LeoBUSIIT$25.00$25.006/16/2010 7:15:48 AM
community-bee$25.00$25.006/16/2010 6:25:05 AM
manatee21$75.00$75.006/16/2010 2:22:21 PM
J1mS$89.75$89.756/16/2010 3:25:08 PM
trumpeter5$25.00$25.006/16/2010 3:51:51 PM
Randawg$25.00$25.006/16/2010 10:38:38 AM
fireferd$100.00$100.006/16/2010 4:03:47 PM
wwwUniversal$25.00$25.006/16/2010 4:04:17 PM
30 bids
 
Borrower Payment Dependent Notes Series 461909
This series of Notes was issued and sold upon the funding of the borrower loan #43039, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,750.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jun-09-2010 
  Auction end date:  Jun-15-2010 
 
Starting lender yield: 11.00% Starting borrower rate/APR: 12.00% / 14.13% Starting monthly payment: $357.05
Final lender yield: 11.00% Final borrower rate/APR: 12.00% / 14.13% Final monthly payment: $357.05
 
Auction yield range: 3.98% - 11.00% Estimated loss impact: 2.14%  
Lender servicing fee: 1.00% Estimated return: 8.86%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-1988 Debt/Income ratio: 36%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 16 / 12Length of status:2y 0m
Credit score: 780-799 (Jun-2010) Total credit lines: 32 Occupation: Other
Now delinquent: 0 Revolving credit balance: $3,384Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 11%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: pragmatic-leverage8 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Why pay the banks
Purpose of loan:
This loan will be used to? Pay off bank cards and an installment loan.? I have paid the large banks enough over the past several years and they don't deserve any more.? I have worked hard to get out of debt and this consolidation loan will help me get closer to that goal.?

My financial situation:
I am a good candidate for this loan because?I don't miss payments, I am not late on payments, and I don't intend to do either with this loan.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What is your occupation? - velocity-onator
A: I am a certified dental assistant and EFDA (expanded function dental auxiliary). I do fillings, reconstruction, etc. I have been doing this for almost 15 years. (Jun-14-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
oht588$50.00$50.006/9/2010 4:12:52 PM
Purple11$100.00$100.006/9/2010 4:13:16 PM
orgy63$25.00$25.006/9/2010 4:13:54 PM
worth-arch$25.00$25.006/9/2010 4:18:06 PM
Avala$50.00$50.006/9/2010 4:18:28 PM
shrewd-deal$25.00$25.006/9/2010 4:20:48 PM
new-return-faire$50.00$50.006/9/2010 4:21:41 PM
enthusiastic-balance5$100.00$100.006/9/2010 4:24:48 PM
well-rounded-dinero$50.00$50.006/9/2010 4:38:39 PM
power-pagoda$26.00$26.006/9/2010 4:38:46 PM
impressive-credit431$47.30$47.306/9/2010 4:39:26 PM
tj1683$25.00$25.006/9/2010 5:02:14 PM
studious-bonus7$50.00$50.006/9/2010 4:17:56 PM
dinero-festivity2$40.36$40.366/9/2010 5:03:32 PM
dontscrewmeover1$25.00$25.006/9/2010 4:11:16 PM
money-bauble$120.35$120.356/9/2010 5:09:37 PM
the-silver-blaster$40.00$40.006/9/2010 4:24:25 PM
blackstar$25.00$25.006/9/2010 4:24:58 PM
hrubinst$25.00$25.006/9/2010 4:18:23 PM
ddog0224$25.00$25.006/9/2010 4:18:50 PM
dgallo$25.00$25.006/9/2010 5:30:27 PM
tech_helper$50.00$50.006/9/2010 4:38:42 PM
trustworthy-fairness$50.00$50.006/9/2010 4:38:47 PM
economy-producer$25.00$25.006/9/2010 4:38:54 PM
ramblin$25.00$25.006/9/2010 4:39:00 PM
Relevance$25.00$25.006/9/2010 6:30:50 PM
kchen486$50.00$50.006/9/2010 4:39:11 PM
delicious-social132$25.00$25.006/9/2010 4:20:16 PM
wayman$25.00$25.006/9/2010 4:39:22 PM
balanced-bill7$100.00$100.006/9/2010 4:20:23 PM
Ripsaw4U$25.00$25.006/9/2010 4:40:05 PM
treasure-hunter270$25.00$25.006/9/2010 4:20:33 PM
Anny-Disco$100.00$100.006/9/2010 4:45:48 PM
youthful-greenback3$28.97$28.976/9/2010 5:01:12 PM
flaloans$32.56$32.566/9/2010 5:01:40 PM
pavelz$50.00$50.006/9/2010 4:21:24 PM
Kierf$25.00$25.006/9/2010 7:19:45 PM
personal-lender$25.00$25.006/9/2010 4:23:23 PM
riproaringrapids$25.00$25.006/9/2010 8:01:33 PM
adamnash$25.00$25.006/9/2010 9:17:48 PM
knothead$25.00$25.006/9/2010 10:49:38 PM
bid-czar8$47.40$47.406/9/2010 4:38:43 PM
integrity-trumpet$50.00$50.006/9/2010 4:38:48 PM
wise-spiritual-commitment$50.00$50.006/9/2010 4:39:11 PM
MrLender101$50.00$50.006/10/2010 3:54:38 AM
point-shooter$25.00$25.006/9/2010 4:39:23 PM
balance6$25.00$25.006/9/2010 4:45:48 PM
time4aloan$28.71$28.716/9/2010 5:24:01 PM
azarael$25.00$25.006/9/2010 5:01:23 PM
TrixieD$25.00$25.006/9/2010 5:02:21 PM
SkiFastBadly$25.00$25.006/10/2010 8:19:49 AM
samo102us$25.00$25.006/10/2010 8:41:03 AM
dschaaf$25.00$25.006/9/2010 5:09:36 PM
excellent-bonus8$25.00$25.006/10/2010 9:34:58 AM
auction-workhorse679$25.00$25.006/10/2010 9:37:00 AM
Coastielender09$39.79$39.796/9/2010 11:50:47 PM
Isaac007$25.00$25.006/10/2010 2:49:47 AM
actuarial_investor$25.00$25.006/10/2010 3:54:36 AM
Snailslug$25.00$25.006/10/2010 10:10:43 AM
Viamin$25.00$25.006/10/2010 10:11:28 AM
aasx1108$25.00$25.006/9/2010 7:09:39 PM
Stollewood$31.64$31.646/10/2010 7:04:43 AM
GRI$25.00$25.006/9/2010 7:19:44 PM
orange-preeminant-bill$41.33$41.336/9/2010 9:17:49 PM
dutchlee$25.00$25.006/9/2010 9:24:39 PM
damanq$25.00$25.006/10/2010 8:19:51 AM
trustu$25.00$25.006/10/2010 8:29:34 AM
peripatetic$25.00$25.006/10/2010 2:09:42 AM
credit-maverick1$100.00$100.006/10/2010 2:26:46 AM
Pasagam$25.00$25.006/10/2010 3:54:37 AM
kelseyshea$25.00$25.006/10/2010 9:09:35 AM
successful-euro$100.00$100.006/10/2010 1:44:42 PM
carydude$25.00$25.006/10/2010 4:40:55 AM
reBuild-America$100.00$100.006/10/2010 2:03:41 PM
venture332$25.00$25.006/10/2010 4:59:41 AM
DeutscheBank$25.00$25.006/10/2010 5:24:35 AM
kirkjerk$25.00$25.006/10/2010 6:00:28 AM
bchen78875$25.00$25.006/10/2010 2:54:44 PM
asafb$400.00$400.006/10/2010 8:15:32 AM
arcangel72$25.00$25.006/10/2010 8:19:48 AM
ingenious-truth0$25.00$25.006/10/2010 8:40:56 AM
CalBear5$25.00$25.006/10/2010 11:24:58 AM
TRUST68$25.00$25.006/10/2010 9:35:18 AM
Tasselhoff$25.00$25.006/10/2010 11:54:42 AM
red-relentless-money$29.62$29.626/10/2010 9:36:13 AM
benjamin67$25.00$25.006/10/2010 1:50:20 PM
bid-papyrus$25.00$25.006/10/2010 10:11:22 AM
teller$25.00$25.006/10/2010 10:12:10 AM
steady-bazaar$25.00$25.006/10/2010 10:12:15 AM
ClearLake$25.00$25.006/10/2010 10:12:19 AM
neighborly-bid$25.00$25.006/10/2010 2:44:38 PM
ciscoparrot$25.00$25.006/10/2010 3:04:42 PM
gracej$25.00$25.006/10/2010 3:24:57 PM
BoughtTheFarm$25.00$25.006/10/2010 10:15:15 AM
note-pledge$25.00$25.006/10/2010 11:19:37 AM
payout-mongoose$26.27$26.276/10/2010 11:25:16 AM
Marathoner$25.00$25.006/10/2010 1:34:44 PM
Kattosha$25.00$25.006/10/2010 5:06:11 PM
snoopey100$25.00$25.006/10/2010 2:35:45 PM
BigLinCT$25.00$25.006/10/2010 3:14:33 PM
favorite-commerce$50.00$50.006/10/2010 4:23:10 PM
first-fund-empenada$25.00$25.006/10/2010 4:16:09 PM
ijspence$25.00$25.006/11/2010 2:34:44 PM
RochelleW$29.35$29.356/11/2010 11:30:58 AM
creativename$40.00$40.006/12/2010 11:01:31 AM
integrity-cowbell$25.00$25.006/11/2010 4:46:02 PM
MonkeyHero$50.00$50.006/12/2010 3:19:55 PM
STAN7366$100.00$100.006/12/2010 10:18:15 AM
flexible-value$26.00$26.006/11/2010 10:39:44 PM
Supernick$50.00$50.006/12/2010 7:19:48 PM
organic-commerce2$100.00$100.006/12/2010 11:00:23 AM
one-midas$25.00$25.006/12/2010 9:46:32 PM
MoneyOps$25.00$25.006/13/2010 6:25:19 AM
payment-halo$25.00$25.006/12/2010 5:52:51 PM
flexible-return297$25.00$25.006/12/2010 6:59:43 PM
peb44$50.00$50.006/13/2010 1:59:54 PM
aganippe$25.00$25.006/13/2010 3:42:52 PM
Bank_Of_XL$50.00$50.006/13/2010 5:04:11 PM
RationalWorld$25.00$25.006/14/2010 9:30:42 AM
lagnisiruk$25.00$25.006/13/2010 11:44:42 PM
ryelk$25.00$25.006/14/2010 10:44:36 AM
Citizen3$25.00$25.006/14/2010 4:33:51 PM
LindaRicci$25.00$25.006/14/2010 4:48:08 PM
npokpr$50.00$50.006/14/2010 7:23:38 PM
Quid-Pro-Quo$25.00$25.006/14/2010 6:50:46 PM
Clambake$38.27$38.276/14/2010 7:39:34 PM
economy-caper9$25.00$25.006/14/2010 8:46:17 PM
Jcardone33$25.00$25.006/15/2010 4:39:55 AM
fair_rates$25.00$25.006/15/2010 5:20:09 AM
julijask$35.00$35.006/9/2010 4:15:02 PM
Artist_Blue$25.00$25.006/9/2010 4:12:32 PM
JanLal$50.00$50.006/9/2010 4:25:27 PM
Pulchritudinous$25.00$25.006/9/2010 4:13:17 PM
penny-chooser$43.64$43.646/9/2010 4:38:26 PM
bold-investment-glider$30.00$30.006/9/2010 4:38:38 PM
mzman$25.00$25.006/9/2010 4:38:41 PM
chestnut4$25.00$25.006/9/2010 4:38:49 PM
HayrideRanch$25.00$25.006/9/2010 4:45:39 PM
brightest-durability-chomper$25.00$25.006/9/2010 5:02:16 PM
janus_god$25.00$25.006/9/2010 5:03:21 PM
yachey$25.00$25.006/9/2010 5:03:36 PM
Phantom99$25.00$25.006/9/2010 4:18:39 PM
american6$25.00$25.006/9/2010 4:19:08 PM
coloradoloanman$25.00$25.006/9/2010 5:04:51 PM
green-thoughtful-yield$50.00$50.006/9/2010 4:20:56 PM
cowboyskier$50.00$50.006/9/2010 4:13:36 PM
rescue$50.00$50.006/9/2010 4:14:07 PM
greenback-museum$25.00$25.006/9/2010 4:23:02 PM
shrewd-peace7$25.83$25.836/9/2010 5:24:03 PM
gulch$30.00$30.006/9/2010 6:09:42 PM
Bank42$50.00$50.006/9/2010 4:38:46 PM
visionary-community$25.00$25.006/9/2010 4:38:56 PM
balance-whistle7$25.00$25.006/9/2010 4:39:27 PM
lenderman2$25.00$25.006/9/2010 4:45:46 PM
oneirish$25.00$25.006/9/2010 5:01:10 PM
Strand_Investments$25.00$25.006/9/2010 5:03:06 PM
spreadgoodwill$25.00$25.006/9/2010 5:03:34 PM
cash-spark3$25.00$25.006/9/2010 4:22:16 PM
ethicalhumanist$25.00$25.006/9/2010 4:23:37 PM
ichibon$75.00$75.006/9/2010 4:24:04 PM
DcUnited$30.00$30.006/9/2010 4:38:45 PM
top-historic-peso$25.00$25.006/9/2010 4:38:52 PM
ms48105$25.00$25.006/9/2010 4:39:01 PM
orderly-leverage$38.50$38.506/9/2010 4:39:05 PM
rockhound84$25.00$25.006/10/2010 4:42:56 AM
inspiring-reward$41.46$41.466/9/2010 4:45:47 PM
QuinMccoy$25.00$25.006/9/2010 5:03:08 PM
zippy-revenue8$25.00$25.006/9/2010 5:03:20 PM
macgeek$28.66$28.666/9/2010 6:05:44 PM
littlemonkey$25.00$25.006/9/2010 5:03:35 PM
jdrez$25.00$25.006/9/2010 6:34:58 PM
filo30240$25.00$25.006/10/2010 8:19:46 AM
JTCorp$25.00$25.006/10/2010 8:19:57 AM
piter-to-la-investment$25.00$25.006/9/2010 8:04:38 PM
mla$25.00$25.006/9/2010 5:09:43 PM
suomynona$25.00$25.006/9/2010 8:24:41 PM
DowntownLAcash$25.00$25.006/10/2010 9:34:52 AM
neutrino6$25.00$25.006/10/2010 9:35:16 AM
nick456sd$50.00$50.006/9/2010 9:24:58 PM
GracieLuLu04$25.00$25.006/10/2010 9:36:11 AM
line6owner$36.00$36.006/10/2010 9:46:02 AM
lively-point$25.00$25.006/10/2010 3:54:34 AM
the-money-gargantuan$25.00$25.006/9/2010 6:34:36 PM
monstersdad$50.00$50.006/10/2010 10:11:13 AM
credit-hercules$25.00$25.006/10/2010 10:11:56 AM
dollardave$100.00$100.006/10/2010 10:20:45 AM
sharkm$35.00$35.006/10/2010 10:39:38 AM
brightest-asset-healer$25.00$25.006/10/2010 10:45:34 AM
basis-daydream$50.00$50.006/10/2010 10:54:38 AM
stollcm$25.00$25.006/9/2010 8:39:45 PM
payout-detective7$25.00$25.006/10/2010 8:14:47 AM
ticketman2$25.00$25.006/9/2010 9:24:37 PM
shamil45$25.00$25.006/10/2010 8:19:47 AM
tekkie2412$25.00$25.006/10/2010 8:20:03 AM
Loanliness$25.00$25.006/10/2010 8:26:51 AM
golden-contract8$50.00$50.006/9/2010 10:02:20 PM
SNH$50.00$50.006/9/2010 11:25:32 PM
fairness-kayak$25.00$25.006/10/2010 3:54:35 AM
Ciphernetic$25.00$25.006/10/2010 9:36:14 AM
creature2$25.00$25.006/10/2010 6:29:37 AM
lcole32$25.00$25.006/10/2010 8:10:27 AM
shrewd-truth1$25.00$25.006/10/2010 8:19:54 AM
systemlender$25.00$25.006/10/2010 8:40:59 AM
generous-deal6$25.00$25.006/10/2010 11:04:38 AM
jgold010$25.00$25.006/10/2010 9:24:47 AM
loot-heart$50.00$50.006/10/2010 9:35:29 AM
BigCityLending$25.00$25.006/10/2010 12:09:38 PM
SnE$25.00$25.006/10/2010 10:10:37 AM
FmrEngr2Phd$25.00$25.006/10/2010 4:17:47 PM
BigMoney56$25.00$25.006/10/2010 4:17:20 PM
romario$50.00$50.006/10/2010 4:15:43 PM
the-profit-oracle$25.00$25.006/10/2010 5:18:13 PM
influential-compassion9$50.00$50.006/11/2010 9:56:03 AM
rdrloan$50.00$50.006/11/2010 12:36:15 PM
moola-accelerator6$40.00$40.006/11/2010 10:09:32 AM
FG9YTR$25.00$25.006/11/2010 11:20:54 PM
best-listing-toro$25.00$25.006/12/2010 9:45:33 AM
marinebygod$75.00$75.006/11/2010 7:56:09 PM
velocity-warrior$50.00$50.006/12/2010 3:54:46 PM
Havana21$25.00$25.006/12/2010 4:24:49 PM
finance-symphony7$25.00$25.006/13/2010 7:43:48 PM
CERTIFIED$100.00$100.006/13/2010 9:36:24 AM
platinum-sorcerer6$50.00$50.006/13/2010 8:49:50 AM
a-finance-nirvana$25.00$25.006/14/2010 3:56:12 PM
felicity-loyalist0$25.00$25.006/14/2010 4:37:35 PM
Simply2fly$25.00$25.006/14/2010 8:18:41 PM
asset-caballero$25.00$25.006/14/2010 8:59:45 PM
Sven79$100.00$100.006/14/2010 6:08:46 PM
reflective-rupee$3,000.00$2,283.596/14/2010 8:23:08 PM
kmwvma$25.00$25.006/15/2010 1:30:37 AM
wonderous-power$25.00$25.006/15/2010 2:24:25 AM
wwwUniversal$25.00$25.006/14/2010 8:29:57 PM
haiku328$88.40$88.406/14/2010 10:23:57 PM
233 bids
 
Borrower Payment Dependent Notes Series 461917
This series of Notes was issued and sold upon the funding of the borrower loan #43043, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,050.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Jun-09-2010 
  Auction end date:  Jun-16-2010 
 
Starting lender yield: 18.90% Starting borrower rate/APR: 19.90% / 23.50% Starting monthly payment: $38.97
Final lender yield: 18.35% Final borrower rate/APR: 19.35% / 22.93% Final monthly payment: $38.67
 
Auction yield range: 7.98% - 18.90% Estimated loss impact: 6.92%  
Lender servicing fee: 1.00% Estimated return: 11.43%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-2000 Debt/Income ratio: 18%
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 7 / 7Length of status:6y 3m
Credit score: 660-679 (May-2010) Total credit lines: 14 Occupation: Truck Driver
Now delinquent: 0 Revolving credit balance: $14,111Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 92%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: tolerant-point Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business Start-up
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
loan_doctor$25.00$25.006/9/2010 4:12:02 PM
spy0$25.00$25.006/10/2010 6:28:40 AM
FLA-$25.00$25.006/10/2010 2:10:38 PM
credit-panda1$25.00$25.006/10/2010 7:47:09 AM
interstellar$50.00$50.006/10/2010 5:06:25 PM
mlj0671$25.00$1.476/12/2010 9:50:37 AM
dime-selector$25.00$25.006/12/2010 10:11:10 PM
ryan6853$25.00$25.006/15/2010 5:41:15 PM
interest88$25.00$25.006/16/2010 7:51:24 AM
colospgs$25.00$25.006/16/2010 5:50:42 AM
payment-freshmaker$50.00$50.006/16/2010 11:59:39 AM
I_want_to_help_you$25.00$25.006/16/2010 12:06:31 PM
partyplan$30.00$30.006/16/2010 10:09:50 AM
EngineersAlliance$75.00$75.006/9/2010 4:38:13 PM
cash-vault$25.00$25.006/10/2010 9:36:38 AM
wlm3012$25.00$25.006/11/2010 9:32:25 AM
mammalian4$50.00$50.006/12/2010 1:04:47 PM
Bank_Of_XL$100.00$100.006/13/2010 4:58:00 PM
Sol_Invictus$25.00$25.006/13/2010 5:22:07 PM
SpotLending$25.00$25.006/14/2010 8:15:35 PM
colorfulgardener$25.00$25.006/15/2010 11:27:51 AM
Reliance_Banker$25.00$25.006/15/2010 4:37:29 PM
Ambassador$25.00$25.006/16/2010 3:43:30 AM
income-fortress$25.00$25.006/16/2010 10:00:14 AM
elvisloans$25.00$25.006/16/2010 10:13:33 AM
gilbrear$25.00$25.006/16/2010 4:30:48 AM
vigilance-searcher$25.00$25.006/16/2010 12:03:57 PM
persistent-bazaar$43.53$43.536/16/2010 1:47:09 PM
LSAR$25.00$25.006/16/2010 9:35:24 AM
MattProsper$25.00$25.006/16/2010 9:37:15 AM
capital-kingdom$25.00$25.006/16/2010 4:02:40 PM
treasure-chestnut$25.00$25.006/16/2010 1:27:18 PM
fireferd$50.00$50.006/16/2010 4:05:39 PM
33 bids
 
Borrower Payment Dependent Notes Series 461931
This series of Notes was issued and sold upon the funding of the borrower loan #43037, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Jun-08-2010 
  Auction end date:  Jun-15-2010 
 
Starting lender yield: 8.00% Starting borrower rate/APR: 9.00% / 9.34% Starting monthly payment: $190.80
Final lender yield: 7.30% Final borrower rate/APR: 8.30% / 8.64% Final monthly payment: $188.85
 
Auction yield range: 2.98% - 8.00% Estimated loss impact: 1.50%  
Lender servicing fee: 1.00% Estimated return: 5.80%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Feb-1991 Debt/Income ratio: 22%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 8 / 8Length of status:3y 8m
Credit score: 800-819 (May-2010) Total credit lines: 24 Occupation: Other
Now delinquent: 0 Revolving credit balance: $0Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: jabab Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Cover my tax payment
Purpose of loan:
To cover my expenses until my corrected tax return refund arrives - 8 to 12 weeks.
I made an error on my original tax return that caused me to over pay my taxes by $6,000.
A corrected return was filed and they said it will take 8-12 weeks to refund my overpayment.

My financial situation:
I am a good candidate for this loan because because I am getting a refund from the IRS that I will use to pay this back and I have stocks and cash savings of more than $14,000 that I can use in the event that I need to pay this loan off before the terms are up.

I have a very high credit score that I work hard to maintain and I work for a Fortune 50 company as a Manufacturing Engineer. My take home pay is more than I need to survive and I only "play" with money that is left over after investing in my 401K, savings, and paying off my monthly bills.

I am not in need of this loan in order to avoid default or because I cant take out of my savings to pay off the debt.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
GrommetPosse$25.00$25.006/8/2010 4:07:38 PM
tender-integrity3$50.00$50.006/8/2010 4:07:47 PM
riproaringrapids$25.00$25.006/8/2010 4:07:55 PM
point-shooter$25.00$25.006/8/2010 4:10:25 PM
kulender$30.00$30.006/8/2010 4:10:30 PM
fortytwo$200.00$200.006/8/2010 4:11:22 PM
a-responsible-return$25.00$25.006/8/2010 4:13:47 PM
seabass123$25.00$25.006/8/2010 4:14:03 PM
flexible-value$28.00$28.006/8/2010 4:14:09 PM
unclejaef$25.00$25.006/8/2010 4:15:56 PM
meux99$25.00$25.006/8/2010 4:07:42 PM
iolaire$25.00$25.006/8/2010 4:08:28 PM
RandyL3$33.00$33.006/8/2010 4:18:56 PM
kenji4861$25.00$25.006/8/2010 4:09:33 PM
shrewd-deal$25.00$25.006/8/2010 4:09:58 PM
bebeshor$25.00$25.006/8/2010 4:21:23 PM
treasure-hunter270$25.00$25.006/8/2010 4:10:59 PM
dinero-oasis$25.00$25.006/8/2010 4:21:59 PM
blackstar$25.00$25.006/8/2010 4:22:37 PM
naniamo$25.00$25.006/8/2010 4:23:22 PM
Steveoo1$25.00$25.006/8/2010 4:23:37 PM
investment-network$25.00$25.006/8/2010 4:30:37 PM
american6$50.00$50.006/8/2010 4:13:49 PM
Artist_Blue$25.00$25.006/8/2010 4:07:02 PM
successful-euro$50.00$50.006/8/2010 4:07:07 PM
Underzenith85$25.00$25.006/8/2010 4:17:32 PM
ujiba$25.00$25.006/8/2010 4:18:19 PM
guardlender$25.00$25.006/8/2010 4:19:00 PM
blukestrel$25.00$25.006/8/2010 4:19:28 PM
SNH$50.00$50.006/8/2010 4:10:55 PM
bchen78875$50.00$50.006/8/2010 4:11:13 PM
radforj22$50.00$50.006/8/2010 4:12:07 PM
nonukem$25.00$25.006/8/2010 4:13:05 PM
shorthairedg$27.02$27.026/8/2010 4:22:07 PM
david5000$50.00$50.006/8/2010 4:14:16 PM
dontscrewmeover1$25.00$25.006/8/2010 4:14:24 PM
payout-banker4$25.00$25.006/8/2010 4:14:27 PM
ijspence$25.00$25.006/8/2010 4:30:40 PM
power-pagoda$25.00$25.006/8/2010 4:14:37 PM
Carpetkid$50.00$50.006/8/2010 4:30:56 PM
qwsd12$40.00$1.756/8/2010 4:31:04 PM
Nash2065$25.00$25.006/8/2010 8:54:28 PM
pavelz$100.00$100.006/8/2010 4:17:56 PM
tekkie2412$25.00$25.006/8/2010 4:18:36 PM
NATIVEBORN$25.00$25.006/8/2010 4:18:45 PM
zone6$80.96$80.966/8/2010 4:19:53 PM
internetpreneur$25.00$25.006/8/2010 4:20:25 PM
delicious-social132$25.00$25.006/8/2010 4:21:45 PM
personal-lender$25.00$25.006/8/2010 4:22:20 PM
zippy-revenue8$25.00$25.006/8/2010 7:00:28 PM
beachfunder$25.00$25.006/8/2010 9:42:06 PM
durability-gyration4$25.00$25.006/9/2010 9:26:54 AM
sainswor99$27.00$27.006/9/2010 11:57:39 AM
ethicalhumanist$25.00$25.006/10/2010 10:14:48 AM
LoanMoneyToYou$25.00$25.006/10/2010 12:06:43 PM
fair_rates$25.00$25.006/12/2010 2:10:36 PM
Dollars4Rent$25.00$25.006/12/2010 9:01:21 PM
Simply2fly$25.00$25.006/14/2010 7:42:04 PM
mojii77$50.00$50.006/14/2010 6:36:46 PM
fcrick$25.00$25.006/15/2010 11:19:02 AM
bamboozled_again$61.11$61.116/15/2010 9:01:54 AM
qkinger$50.00$50.006/15/2010 1:33:56 PM
dano1965$50.00$50.006/15/2010 8:06:50 AM
LA-Funding-Bank$30.00$30.006/15/2010 10:36:31 AM
Jester8967$60.00$60.006/15/2010 11:22:53 AM
Bizern$25.00$25.006/15/2010 11:24:13 AM
BristolGarden$50.00$50.006/15/2010 12:49:10 PM
dharma1$25.00$25.006/8/2010 4:07:50 PM
Rdodson11$25.00$25.006/8/2010 4:08:33 PM
a-wealth-visionary$25.00$25.006/8/2010 4:08:43 PM
tbrnet$25.00$25.006/8/2010 4:09:54 PM
the-silver-blaster$25.00$25.006/8/2010 4:10:09 PM
Bank42$50.00$50.006/8/2010 4:10:47 PM
ashik$50.00$50.006/8/2010 4:11:25 PM
1fortheroad$25.00$25.006/8/2010 4:11:53 PM
mlopez2007$50.00$50.006/8/2010 4:13:01 PM
truth-image$50.00$50.006/8/2010 4:13:28 PM
Phantom99$25.00$25.006/8/2010 4:14:01 PM
pauledgarm$50.00$50.006/8/2010 4:14:33 PM
buckyhead2000$25.00$25.006/8/2010 4:17:36 PM
triumphant-commitment$50.00$50.006/8/2010 4:17:41 PM
gojackgo$50.00$50.006/8/2010 4:17:45 PM
mla$25.00$25.006/8/2010 4:08:18 PM
aue513$25.00$25.006/8/2010 4:08:24 PM
balance-whistle7$50.00$50.006/8/2010 4:18:33 PM
AntiKris$50.00$50.006/8/2010 4:19:35 PM
Walkingcowboy$25.00$25.006/8/2010 4:19:37 PM
Tc11902$25.00$25.006/8/2010 4:19:46 PM
icchok$50.00$50.006/8/2010 4:10:22 PM
koa$50.00$50.006/8/2010 4:21:50 PM
wormdc$25.00$25.006/8/2010 4:11:26 PM
micko$25.00$25.006/8/2010 4:11:32 PM
LoWRec$25.00$25.006/8/2010 4:23:08 PM
dsnybnd$25.00$25.006/8/2010 4:30:26 PM
alexstar$25.00$25.006/8/2010 4:13:15 PM
moltopaolo$50.00$50.006/8/2010 4:14:18 PM
simplelender80$100.00$100.006/8/2010 4:14:30 PM
svandgts$50.00$50.006/8/2010 4:14:39 PM
Earnest_Money$25.00$25.006/8/2010 4:57:43 PM
Ivan2007$25.00$25.006/8/2010 4:07:10 PM
top-payout-fixer$25.00$25.006/8/2010 4:08:38 PM
bds9646$26.00$26.006/8/2010 4:09:02 PM
deal-multiplier9$25.00$25.006/8/2010 4:17:38 PM
orgy63$25.00$25.006/8/2010 4:10:11 PM
nuclearmoose$25.00$25.006/8/2010 4:10:43 PM
Pulchritudinous$25.00$25.006/8/2010 4:10:57 PM
briphi$55.16$55.166/8/2010 4:11:02 PM
ADenny$25.00$25.006/8/2010 4:20:20 PM
skuba$50.00$50.006/8/2010 4:21:06 PM
inspired-contract9$50.00$50.006/8/2010 4:21:26 PM
loyalist1$100.00$100.006/8/2010 4:21:40 PM
meenan$25.00$25.006/8/2010 4:13:33 PM
interest-jedi0$50.00$50.006/8/2010 4:13:38 PM
kegs$100.00$100.006/8/2010 4:13:52 PM
Marathoner$25.00$25.006/8/2010 4:13:59 PM
tntmojave$25.00$25.006/8/2010 4:14:05 PM
figs4u2$80.00$80.006/8/2010 4:14:11 PM
hookUup$25.00$25.006/8/2010 4:14:22 PM
cash-queen$50.00$50.006/8/2010 4:30:23 PM
psa1995$50.00$50.006/8/2010 4:14:36 PM
cloud8$40.00$40.006/8/2010 4:31:24 PM
BayShell$50.00$50.006/8/2010 4:18:48 PM
Dazz2061$25.00$25.006/8/2010 4:19:25 PM
active-trade4$50.00$50.006/8/2010 4:20:48 PM
cash-merry-maker$25.00$25.006/8/2010 4:21:01 PM
impressive-credit431$500.00$500.006/8/2010 4:22:41 PM
best-decisive-peace$25.00$25.006/8/2010 4:22:44 PM
LoanAngel$25.00$25.006/8/2010 4:22:46 PM
wampum-prodigy6$25.00$25.006/8/2010 4:23:43 PM
wwwUniversal$25.00$25.006/8/2010 5:04:06 PM
loanman2007$100.00$100.006/9/2010 5:50:36 AM
blot44$25.00$25.006/9/2010 8:22:54 AM
Nash2065$25.00$25.006/8/2010 9:00:03 PM
cebgop$25.00$25.006/8/2010 10:31:21 PM
justinology$45.00$45.006/11/2010 10:29:29 AM
cwegert$25.00$25.006/11/2010 2:10:56 PM
surfsider123$25.00$25.006/12/2010 10:07:45 AM
tobin$35.00$35.006/12/2010 3:30:00 PM
maccpro1$50.00$50.006/13/2010 7:14:28 PM
HenryK7$25.00$25.006/12/2010 2:13:14 PM
outofoffice$50.00$50.006/13/2010 6:31:43 AM
octoberfresh$25.00$25.006/14/2010 7:12:52 AM
felicity-loyalist0$40.00$40.006/14/2010 4:36:45 PM
Kelor99$25.00$25.006/14/2010 5:48:01 PM
gothampark$25.00$25.006/14/2010 6:50:15 PM
Damostuff$25.00$25.006/15/2010 9:03:46 AM
pokey38650$25.00$25.006/15/2010 11:18:18 AM
Barrayaran$25.00$25.006/15/2010 4:21:49 AM
julijask$25.00$25.006/15/2010 11:26:11 AM
ookamikun$50.00$50.006/15/2010 7:16:29 AM
sknop64$25.00$25.006/15/2010 2:10:58 PM
LovinMe$25.00$25.006/15/2010 11:41:34 AM
boomarang2$25.00$25.006/15/2010 10:24:29 AM
153 bids
 
Borrower Payment Dependent Notes Series 462209
This series of Notes was issued and sold upon the funding of the borrower loan #43011, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Jun-11-2010 
  Auction end date:  Jun-16-2010 
 
Starting lender yield: 26.25% Starting borrower rate/APR: 27.25% / 29.59% Starting monthly payment: $307.20
Final lender yield: 26.25% Final borrower rate/APR: 27.25% / 29.59% Final monthly payment: $307.20
 
Auction yield range: 10.98% - 26.25% Estimated loss impact: 10.65%  
Lender servicing fee: 1.00% Estimated return: 15.60%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1999 Debt/Income ratio: 10%
Basic (1-10): 6 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 8 / 6Length of status:2y 2m
Credit score: 720-739 (Jun-2010) Total credit lines: 24 Occupation: Attorney
Now delinquent: 0 Revolving credit balance: $4,764Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 39%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: worthy-ore029 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding blues...
Purpose of loan:
This loan will be used to help my brother pay for his loan and for me to get emergency dental work.? Normally, I would not need a loan, because I do earn a good salary, but unfortunately I have a number of expenses that have popped up over the last 30 days and I need a loan.? The biggest expense was my law school loan...it was transferred to another lender and I was unhappy with their rates, so I decided to pay the entire loan off.? While I am happy I paid off the loan, it left me in a bad position for any immediate/short-term expenses.

My financial situation:
I am a good candidate for this loan because I have excellent credit/credit history.??I do not have a lot of debt and as evidenced by my credit history - any loan I have taken...I have paid back.?

Monthly net income: $7500

Monthly expenses: $
??Housing: $ 1500
??Insurance: $ 0
??Car expenses: $ 0?
??Utilities: $ 125
??Phone, cable, internet: $ 271
??Food, entertainment: $ 500?
??Clothing, household expenses $ 500?
??Credit cards and other loans: $?720
??Other expenses: $?300?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Thylow$100.00$100.006/11/2010 4:16:13 PM
tech_helper$25.00$25.006/11/2010 4:22:45 PM
finance-prescription$50.00$50.006/11/2010 4:13:48 PM
green-thoughtful-yield$50.00$50.006/11/2010 4:16:44 PM
qwsd12$40.00$40.006/11/2010 4:21:57 PM
reflective-rupee$25.00$25.006/11/2010 6:05:10 PM
simplelender80$50.00$50.006/11/2010 4:22:34 PM
orange-preeminant-bill$29.89$29.896/12/2010 1:58:30 PM
brother_tam$50.00$50.006/12/2010 1:59:05 PM
Whipster$50.00$50.006/11/2010 8:20:15 PM
desertoasis$25.00$25.006/12/2010 10:14:56 AM
MoneyMA$25.00$25.006/11/2010 11:59:35 PM
famous-bill$50.00$50.006/12/2010 5:50:56 AM
ethicalhumanist$25.00$25.006/12/2010 8:09:34 AM
Anny-Disco$30.25$30.256/12/2010 11:14:42 PM
supreme-hope$25.00$25.006/12/2010 2:26:38 PM
Santa_Osage$26.47$26.476/12/2010 2:29:52 PM
wlm3012$50.00$50.006/13/2010 5:31:52 PM
power-pagoda$25.00$25.006/13/2010 5:59:36 PM
return-eclipse0$25.00$25.006/12/2010 4:41:41 PM
transparency-burger$25.00$25.006/12/2010 4:42:38 PM
seisen$29.68$29.686/13/2010 9:05:42 PM
371millwood$300.00$300.006/12/2010 7:21:01 PM
dedicated-diversification5$47.83$47.836/12/2010 2:30:22 PM
cbz$25.00$25.006/14/2010 5:09:36 AM
time4aloan$30.00$30.006/13/2010 8:04:38 AM
DasMula$25.00$25.006/13/2010 9:14:13 AM
just-money930$45.81$45.816/13/2010 10:27:37 AM
asset-equilibrium0$50.00$50.006/14/2010 9:36:28 AM
Kaj$25.00$25.006/14/2010 9:36:30 AM
hopethisworks$25.00$25.006/14/2010 9:37:56 AM
Interstate_Rate$25.00$25.006/12/2010 9:49:33 PM
bowdish1$36.77$36.776/14/2010 10:40:33 AM
dschaaf$25.00$25.006/13/2010 7:46:04 AM
DadWarbucks$25.00$25.006/14/2010 11:56:38 AM
Angleofcare$25.00$25.006/14/2010 5:09:37 AM
heerzaquestion$100.00$100.006/14/2010 5:23:46 AM
ukstevenhawaii$50.00$50.006/14/2010 12:39:47 PM
benefit-elation$25.00$25.006/14/2010 12:49:36 PM
mercuriant$25.00$25.006/14/2010 12:55:53 PM
dime-beeper$25.00$25.006/14/2010 8:30:12 AM
auction-workhorse679$25.00$25.006/14/2010 9:29:37 AM
social-conductor4$25.00$25.006/14/2010 9:35:24 AM
dime-reaction$25.00$25.006/14/2010 9:35:43 AM
ezg$25.00$25.006/14/2010 9:36:25 AM
Shepherd7$30.00$30.006/14/2010 9:37:02 AM
Bank42$49.85$49.856/13/2010 9:24:41 PM
PRGuyinVA$25.00$25.006/14/2010 9:37:11 AM
enigmallc$25.00$25.006/14/2010 9:35:35 AM
IIP77$25.00$25.006/14/2010 9:36:56 AM
market-walnut5$50.00$50.006/14/2010 9:37:03 AM
coachmike15$25.00$25.006/14/2010 9:37:10 AM
SolarMoonshine$200.00$200.006/14/2010 10:13:44 AM
thomas16882004$25.00$25.006/14/2010 10:14:41 AM
Comoparklender$25.00$25.006/14/2010 3:55:52 PM
money-bauble$30.00$30.006/14/2010 3:48:25 PM
ommcd$25.00$25.006/14/2010 8:15:23 PM
Lam0nt$25.00$25.006/14/2010 6:34:52 PM
rustysailor$25.00$25.006/14/2010 5:22:17 PM
wonder3$25.00$25.006/14/2010 5:55:42 PM
cashhelp$25.00$25.006/14/2010 8:40:37 PM
FOFagent1$200.00$200.006/15/2010 9:38:07 AM
squarebob$25.00$25.006/15/2010 5:56:58 AM
reflective-rupee$200.00$200.006/15/2010 3:06:13 PM
reflective-rupee$200.00$200.006/15/2010 3:07:35 PM
mlj0671$25.00$25.006/15/2010 11:29:35 AM
charitycoon$25.00$25.006/15/2010 7:50:32 PM
top-historic-peso$26.00$26.006/11/2010 4:22:03 PM
MADAOO7$50.00$50.006/11/2010 4:22:40 PM
Artist_Blue$25.00$25.006/11/2010 4:16:04 PM
FeedTheMachine$100.00$100.006/11/2010 4:16:49 PM
generous-deal6$25.00$25.006/11/2010 8:34:33 PM
cash-spark3$25.00$25.006/11/2010 4:21:54 PM
personal-lender$25.00$25.006/11/2010 4:22:13 PM
loot-heart$50.00$50.006/11/2010 4:17:41 PM
S-Master$25.00$25.006/11/2010 4:21:24 PM
SNH$50.00$50.006/11/2010 4:22:01 PM
orderly-leverage$30.00$30.006/11/2010 4:22:07 PM
greenwell$25.00$25.006/12/2010 2:13:06 PM
lloyd_s$25.00$25.006/12/2010 2:26:36 PM
reflective-rupee$100.00$100.006/11/2010 6:05:24 PM
Phantom99$25.00$25.006/12/2010 4:42:35 PM
DUDE66$25.00$25.006/12/2010 11:29:34 PM
halothane_logic$25.00$25.006/12/2010 11:39:38 PM
danthemon35$25.00$25.006/12/2010 1:59:16 PM
momoney2lend$25.00$25.006/12/2010 1:59:27 PM
elegant-bonus$25.00$25.006/12/2010 2:30:18 PM
suomynona$25.00$25.006/13/2010 1:35:01 PM
melodious-fairness$25.00$25.006/12/2010 2:31:13 PM
treasure-bliss$25.00$25.006/12/2010 3:00:04 PM
teller$25.00$25.006/12/2010 3:34:35 PM
Havana21$25.00$25.006/12/2010 4:19:37 PM
StrategicFinancier21$25.00$25.006/12/2010 4:49:58 PM
assetmanager$25.00$25.006/12/2010 5:09:34 PM
shrewd-peace7$35.00$35.006/12/2010 2:31:04 PM
autonomous-truth$25.00$25.006/12/2010 10:49:33 PM
JGB$31.68$31.686/12/2010 2:31:42 PM
payout-detective7$25.00$25.006/12/2010 4:34:44 PM
commerce-handshake$25.00$25.006/13/2010 9:04:49 AM
moola-accelerator6$25.00$25.006/12/2010 5:46:01 PM
payout-carnival$25.00$25.006/14/2010 9:35:11 AM
smallbizrule$25.00$25.006/13/2010 11:59:34 AM
deal-hickory5$50.00$50.006/14/2010 9:36:26 AM
peace-missile$25.00$25.006/14/2010 9:36:29 AM
calkidd05$25.00$25.006/14/2010 9:37:11 AM
Makemony$50.00$50.006/13/2010 1:51:54 PM
pavelz$30.65$30.656/12/2010 11:39:41 PM
asiaratt$41.00$41.006/13/2010 8:50:42 PM
worth-arch$25.00$25.006/14/2010 2:25:40 AM
well-mannered-income3$60.00$60.006/13/2010 4:54:06 PM
NR$25.00$25.006/14/2010 9:35:26 AM
Rattlehead$25.00$25.006/14/2010 9:37:09 AM
benefit-squirrel$25.00$25.006/14/2010 9:38:12 AM
lagnisiruk$25.00$25.006/13/2010 11:40:01 PM
brilliant-balance$25.00$25.006/14/2010 10:14:38 AM
payment-gusto$25.00$25.006/14/2010 8:34:37 AM
camaraderi-workhorse$25.00$25.006/14/2010 9:36:12 AM
Ocean713$50.00$50.006/14/2010 9:36:57 AM
actvtrdr$35.00$35.006/14/2010 9:37:01 AM
successful-euro$30.00$30.006/14/2010 9:37:07 AM
supreme-bonus0$25.00$25.006/14/2010 9:37:12 AM
kidsskipp$25.00$25.006/14/2010 12:39:48 PM
UT-Longhorn$25.00$25.006/14/2010 9:45:56 AM
theonezozo$25.00$25.006/14/2010 4:37:53 PM
penny-surgeon$25.00$25.006/14/2010 7:26:32 PM
oskizzle$25.00$25.006/14/2010 4:35:51 PM
openness-prospector$25.00$25.006/14/2010 5:39:52 PM
bid-czar8$100.00$100.006/14/2010 5:54:48 PM
reflective-rupee$3,000.00$1,753.226/14/2010 8:34:13 PM
wwwUniversal$25.00$25.006/14/2010 8:40:35 PM
AlexTrep$25.00$25.006/14/2010 6:27:04 PM
SFDiver$25.00$25.006/14/2010 8:24:51 PM
cognizant-rate732$50.00$50.006/15/2010 9:15:34 AM
reflective-rupee$200.00$200.006/15/2010 3:07:12 PM
ChrisKwan$25.00$25.006/15/2010 4:13:35 PM
simiray$25.00$25.006/15/2010 4:21:06 PM
Top_Gun_Lender$50.90$50.906/15/2010 8:17:44 PM
squarebob$25.00$25.006/15/2010 6:32:19 PM
market-pudding$25.00$25.006/15/2010 7:45:34 PM
interstellar$50.00$50.006/15/2010 11:40:48 PM
felicity-daydream$25.00$25.006/16/2010 1:32:30 PM
blooming-kindness$25.00$25.006/16/2010 11:43:20 AM
142 bids
 
Borrower Payment Dependent Notes Series 462249
This series of Notes was issued and sold upon the funding of the borrower loan #43052, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 19.0% Auction start date:  Jun-11-2010 
  Auction end date:  Jun-16-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.73% Starting monthly payment: $67.85
Final lender yield: 30.00% Final borrower rate/APR: 31.00% / 33.67% Final monthly payment: $64.50
 
Auction yield range: 16.98% - 34.00% Estimated loss impact: 20.76%  
Lender servicing fee: 1.00% Estimated return: 9.24%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Mar-1982 Debt/Income ratio: 33%
Basic (1-10): 5 Inquiries last 6m: 2Employment status:Part-time employee
Enhanced (1-5):3 Current / open credit lines: 12 / 11Length of status:3y 4m
Credit score: 620-639 (Jun-2010) Total credit lines: 22 Occupation: Other
Now delinquent: 0 Revolving credit balance: $9,254Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 95%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: oldtimernow65 Borrower's state: Georgia Borrower's group: Small Business &amp; Self Employed
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 620-639 (Latest)
Principal borrowed: $6,000.00< 31 days late: 0 ( 0% )  
640-659 (Apr-2010)
640-659 (Sep-2009)
620-639 (Jan-2008)
600-619 (Dec-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
to pay for repairs that I had done
Purpose of loan:
This loan will be used to put money back into my account to cover my house payment that I had to pay out to have my truck fixed so I could still be able to drive to work?????

My financial situation:
I am a good candidate for this loan because?I always pay my bills first and I paid the prosper loan off with no misses?

Monthly net income: $ 4000

Monthly expenses: $
??Housing: $ 806
??Insurance: $ 300
??Car expenses: $ 200
??Utilities: $ 33
??Phone, cable, internet: $ 174
??Food, entertainment: $ 250
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 800
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Your credit card utilization is quite high. Are you able to work on building up savings to avoid a future "truck or house" payment choice? - integrity-broker
A: Yes i am working on that and I will start to put some away each month so that won't happen again for it was a mix up on the credit line for the work I had done and now I have corrected that and everything should be alright after this. (Jun-15-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
CommunityArts_Non-profit$25.00$25.006/11/2010 7:02:56 PM
alexgalt$100.00$100.006/11/2010 4:20:18 PM
jhouman$25.00$25.006/11/2010 10:35:02 PM
lucrative-loan$25.00$25.006/12/2010 5:54:41 PM
wlm3012$25.00$25.006/13/2010 5:20:00 PM
lender12345$25.00$25.006/13/2010 8:00:28 PM
realtormoises$25.00$25.006/14/2010 2:26:28 PM
UCLA4life$25.00$25.006/14/2010 3:56:40 PM
jhouman$25.00$25.006/14/2010 4:43:17 PM
bankbuddy55$50.00$42.716/14/2010 7:15:14 PM
integrity-broker$25.00$25.006/15/2010 10:07:31 AM
jojofrankie$87.14$87.146/15/2010 2:25:58 PM
chameleon125$150.00$150.006/16/2010 8:52:45 AM
five-star-note$25.00$25.006/16/2010 10:25:58 AM
Amber_Stone$25.00$25.006/11/2010 8:13:38 PM
MoneyForNothing$30.15$30.156/11/2010 9:10:31 PM
return-grizzly$100.00$100.006/12/2010 5:51:25 PM
Kash2010lu$35.00$35.006/13/2010 3:37:45 PM
Aberdeen$400.00$400.006/14/2010 4:45:04 PM
chameleon125$100.00$100.006/14/2010 8:29:33 PM
exchange-dreams$25.00$25.006/14/2010 8:52:48 PM
portfolio-turbine$25.00$25.006/15/2010 5:04:28 PM
nodebt2012$30.00$30.006/16/2010 8:59:58 AM
Mr-Miracle$25.00$25.006/16/2010 9:03:29 AM
Littlepeng$25.00$25.006/16/2010 7:21:01 AM
greenback-chairman5$25.00$25.006/16/2010 10:02:35 AM
rockhound84$25.00$25.006/16/2010 11:09:48 AM
27 bids
 
Borrower Payment Dependent Notes Series 462867
This series of Notes was issued and sold upon the funding of the borrower loan #43008, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Jun-15-2010 
  Auction end date:  Jun-15-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $180.94
Final lender yield: 30.00% Final borrower rate/APR: 31.00% / 33.39% Final monthly payment: $172.00
 
Auction yield range: 16.98% - 34.00% Estimated loss impact: 19.76%  
Lender servicing fee: 1.00% Estimated return: 10.24%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Feb-1995 Debt/Income ratio: 20%
Basic (1-10): 4 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 6 / 5Length of status:15y 8m
Credit score: 640-659 (Jun-2010) Total credit lines: 32 Occupation: Military Enlisted
Now delinquent: 0 Revolving credit balance: $8,079Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 57%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 7    
Screen name: tanker07 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 8 ( 89% ) 640-659 (Latest)
Principal borrowed: $1,500.00< 31 days late: 1 ( 11% )  
600-619 (May-2010)
640-659 (Oct-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Buying new motorcycle
Purpose of loan:? To purchase motorcycle (explain what you will be using this loan for)
.?? My financial situation:? Purchasing a motorcycle for work.

Monthly net income: $ 5,000.00
Monthly payments:$2,800.00

Monthly expenses: $?
??Housing: $ 1045.00 Insurance: $ 82.00
??Car expenses: $ 420.00
??Utilities: $ 120.00
??Phone, cable, internet: $ 110.00
??Food, entertainment: $ 250.00
??Clothing, household expenses $?40??
??Credit cards and other loans: $ 220.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
julian_rojas72$4,000.00$3,975.006/15/2010 5:05:32 PM
lucrative-loan$25.00$25.006/15/2010 4:44:38 PM
2 bids
 
Borrower Payment Dependent Notes Series 460296
This series of Notes was issued and sold upon the funding of the borrower loan #42993, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 25.0% Auction start date:  May-26-2010 
  Auction end date:  Jun-02-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $158.33
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $158.33
 
Auction yield range: 16.99% - 34.00% Estimated loss impact: 27.01%  
Lender servicing fee: 1.00% Estimated return: 6.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-1994 Debt/Income ratio: 15%
Basic (1-10): 2 Inquiries last 6m: 4Employment status:Retired
Enhanced (1-5):1 Current / open credit lines: 1 / 0Length of status:4y 4m
Credit score: 680-699 (May-2010) Total credit lines: 15Stated income:$1-$24,999
Now delinquent: 0 Revolving credit balance: $0 
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 1/ 3 Homeownership: No  
Delinquencies in last 7y: 3    
Screen name: note-director Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off property taxes
Purpose of loan:
This loan will be used to pay off our back property taxes of $3475.00 and to get our credit once again in good standing.? Because of medical
reasons I had to quit the working sector and retire.? This loan would help us get back on our feet and relieve a lot of pressure.

My financial situation:
I am a good candidate for this loan because of?my strong desire to get our finances in order.? Payment for this loan would be?covered by money
received from social security and?veterans disability pension?which is a guaranteed income.? We have had good credit in the past and need to
have it once again.

Monthly net income: $ 1782.00 (Total) - $839.00 (my social security), $243.00 (my veterans disability pension) & $700.00 (my wife's
social security)

Monthly expenses:?Joint ($1169.00)
Fixed payments:
??Housing: $ 125.00 (back taxes)
??Insurance: $?54.00 (house insurance) & $ 56.00 (auto insurance)
??Utilities: $?200.00 (fuel Oil) & $ 40.00 (electric)
??Credit cards: $ 50.00
??Prescriptions: $ 144.00

Flexible spending:
?? Car expense:? $?175.00
?? Food and Entertainment:? $ 250.00
?? Clothing and Household expense:? $ 75.00
Information in the Description is not verified.
Friends And Family Winning Bids
Rollshaft has bid a total of $2,119.69 in winning bids.
1 friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
Q: Public records last 12m / 10y: 1 / 3 ?? - JGuide
A: Last year we did a chapter 7 bankruptcy on our unsecured loans in order to get out of debt. However, we do need help in paying our taxes off as we could not put them on our bankruptcy. (May-29-2010)
Q: Please explain the other two public records and explain the reason for bankrupcy - Rollshaft
A: We originally filed for a chapter 13 bankruptcy and made payments on it for 3 years when we decided to file for a chapter 7 bankruptcy. Chapter 13 bankruptcy was dismissed when we filed for a chapter 7 bankruptcy. The chapter 7 bankruptcy has since been discharged. I had a civil judgment against me by a payday loan and was settled with the chapter 7 bankruptcy. The reason for the bankruptcy was my medical condition kept me from working and the monthly payments were becoming overwhelming. (May-29-2010)
Q: You say your monthly housing expense is $125. for back taxes. Do you live rent free some where? Please post for lenders to see what your monthly housing expense is or if you own a coach/mobile home free and clear. Thanks. And to good health. - RecoveryLender
A: The $125.00 per month is for back property taxes. Our house is free and clear of a mortgage payment and is up for sale. We currently are living with our son until then. The payment of $125.00 for back property taxes would go towards the payment of prosper's loan. If we do not get this loan the total amount that we owe on our back property taxes would be taken out of the sale of the house. (May-30-2010)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Rollshaft$1,116.86$1,116.865/26/2010 7:09:45 PM
alexgalt$100.00$100.005/26/2010 7:12:44 PM
reflective-rupee$100.00$100.005/27/2010 9:32:45 AM
eurobikermcdog$25.00$25.005/27/2010 7:49:47 PM
Kash2010lu$35.00$35.005/28/2010 7:43:44 AM
wlm3012$25.00$25.005/28/2010 1:07:04 PM
JGuide$25.00$25.005/28/2010 4:48:47 PM
Rollshaft$502.83$502.835/31/2010 7:01:10 AM
Rollshaft$500.00$500.005/31/2010 3:09:27 PM
eurobikermcdog$25.00$25.006/1/2010 3:13:16 PM
AdamsWay$50.00$50.006/2/2010 9:53:41 AM
wise-courageous-social$25.00$25.006/2/2010 12:08:02 PM
shrewd-income$25.00$25.006/1/2010 6:54:09 PM
debt-legend$25.00$25.006/2/2010 12:50:29 PM
a-successful-credit$25.00$25.005/30/2010 5:35:19 PM
CashFlow13$250.00$190.705/31/2010 7:40:41 AM
Unitas4302$50.00$50.005/31/2010 3:44:54 PM
Bob450$25.00$25.005/31/2010 10:27:05 PM
Kash2010lu$35.00$35.006/1/2010 6:17:28 PM
funimuni$25.00$25.006/1/2010 7:15:54 PM
skydancer506$27.61$27.616/1/2010 7:39:58 PM
sensational-peace6$25.00$25.006/2/2010 3:01:22 PM
payout-bridge$100.00$100.006/2/2010 4:06:47 PM
riveting-credit5$200.00$200.006/2/2010 4:13:00 PM
Cessna172$50.00$50.006/2/2010 7:46:59 AM
cunning-bill$30.00$30.006/2/2010 4:09:39 PM
unger$50.00$50.006/2/2010 12:04:43 PM
Lubava$25.00$25.006/2/2010 3:48:11 PM
Kash2010lu$35.00$35.006/2/2010 4:10:37 PM
Engineer44$27.00$27.006/2/2010 4:12:50 PM
30 bids
 
Borrower Payment Dependent Notes Series 461742
This series of Notes was issued and sold upon the funding of the borrower loan #43045, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Jun-07-2010 
  Auction end date:  Jun-14-2010 
 
Starting lender yield: 6.10% Starting borrower rate/APR: 7.10% / 7.44% Starting monthly payment: $30.92
Final lender yield: 5.99% Final borrower rate/APR: 6.99% / 7.33% Final monthly payment: $30.87
 
Auction yield range: 2.98% - 6.10% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 5.39%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1996 Debt/Income ratio: 3%
Basic (1-10): 10 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 7 / 5Length of status:4y 10m
Credit score: 780-799 (Jun-2010) Total credit lines: 20 Occupation: Other
Now delinquent: 0 Revolving credit balance: $1,192Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: nickel-canary Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Post-graduate graduate education
Purpose of loan:
This loan will be used to? pay the balance of my credit card. Because I am only returning to graduate education at the rate of one class a semester, I am ineligible for any financial aid. Unfortunately, I do not have the means to pay for such things out-of-pocket from a savings account so using my credit card was my only option. Asking for a loan here would enable me to pay off this loan at a lower interest rate, thus saving me money over time.

My financial situation:
I am a good candidate for this loan because?I am reliable and prompt with payments. I make a solid salary (at the lower end of the range listed above, but please take into consideration that I live in one of the most expensive cities on the planet) and, as evidenced by my credit report, am responsible.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: In what field are you getting your post graduate degree? - senior1
A: It is a post-graduate certificate in Library and Information Science. This Fall semester I am taking an Archives & Manuscripts course. (Jun-11-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
F_r_e_d_s__B_a_n_k$50.00$50.006/7/2010 4:19:14 PM
blot44$25.00$13.726/7/2010 7:30:15 PM
goldsun$25.00$25.006/8/2010 9:05:04 PM
PBanker$25.00$25.006/9/2010 12:18:41 PM
djmjkelso$32.27$32.276/10/2010 12:19:02 AM
ChristopherHS$25.00$25.006/11/2010 2:11:25 PM
kazanov$50.00$50.006/11/2010 8:57:04 PM
zx12rider$25.00$25.006/12/2010 5:46:08 AM
alpinaut$25.00$25.006/12/2010 8:03:37 AM
all_of_that_one$25.00$25.006/14/2010 6:41:01 AM
dsparrow$38.13$38.136/12/2010 10:59:22 PM
EasternLender$25.00$25.006/13/2010 3:39:46 PM
debt-legend$25.00$25.006/14/2010 8:20:16 AM
dbanwart$25.00$25.006/14/2010 10:07:57 AM
dma1206$25.00$25.006/14/2010 11:57:55 AM
RandyL3$33.00$33.006/7/2010 4:47:21 PM
gavinsp$25.00$25.006/8/2010 11:45:22 AM
TomDalonajay$25.00$25.006/8/2010 2:38:06 PM
JohnSmith10$50.00$50.006/9/2010 7:04:57 PM
Bodyboard$27.48$27.486/11/2010 9:43:23 AM
Busekrc$49.00$49.006/11/2010 5:53:56 PM
Lender0307$25.00$25.006/11/2010 11:33:28 PM
frankandirene$25.00$25.006/12/2010 2:29:59 PM
CollinsCrew$25.61$25.616/13/2010 9:13:06 PM
Chesterite$25.00$25.006/12/2010 9:08:05 PM
heerzaquestion$25.00$25.006/14/2010 5:11:22 AM
Jollyrancher$100.00$100.006/12/2010 4:24:32 PM
Dollars4Rent$25.00$25.006/12/2010 8:47:04 PM
PeacefulFlorida$25.00$25.006/14/2010 3:57:38 PM
intelligent-reward7$30.79$30.796/14/2010 11:09:10 AM
worth-quark$25.00$25.006/14/2010 1:26:35 PM
kinetic-social$25.00$25.006/14/2010 4:02:56 PM
32 bids
 
Borrower Payment Dependent Notes Series 461746
This series of Notes was issued and sold upon the funding of the borrower loan #43051, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jun-08-2010 
  Auction end date:  Jun-15-2010 
 
Starting lender yield: 9.20% Starting borrower rate/APR: 10.20% / 12.31% Starting monthly payment: $258.89
Final lender yield: 9.20% Final borrower rate/APR: 10.20% / 12.31% Final monthly payment: $258.89
 
Auction yield range: 3.98% - 9.20% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 7.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Mar-1994 Debt/Income ratio: 24%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 16 / 15Length of status:5y 5m
Credit score: 760-779 (May-2010) Total credit lines: 36 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $55,953Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 59%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: listing-trophy7 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
I plan to use the fund to pay off my BOA CC, which has an interest rate of 27%..
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
ichibon$75.00$75.006/8/2010 4:11:39 PM
hrubinst$25.00$25.006/8/2010 4:15:11 PM
ddog0224$25.00$25.006/8/2010 4:15:31 PM
american6$25.00$25.006/8/2010 4:15:38 PM
Ripsaw4U$25.00$25.006/8/2010 4:17:48 PM
pavelz$50.00$50.006/8/2010 4:17:59 PM
the-profit-oracle$25.00$25.006/8/2010 4:20:36 PM
worth-arch$25.00$25.006/8/2010 4:14:58 PM
treasure-hunter270$25.00$25.006/8/2010 4:16:49 PM
shrewd-deal$25.00$25.006/8/2010 4:17:02 PM
Marathoner$25.00$25.006/8/2010 5:01:52 PM
rescue$50.00$50.006/8/2010 4:10:33 PM
wayman$25.00$25.006/8/2010 5:04:30 PM
commerce-handshake$25.00$25.006/8/2010 5:19:55 PM
treasure-bliss$100.00$100.006/8/2010 6:30:03 PM
Phantom99$25.00$25.006/8/2010 4:15:24 PM
trustworthy-fairness$50.00$50.006/8/2010 8:15:13 PM
bowdish1$25.88$25.886/8/2010 9:00:48 PM
fairness-kayak$25.00$25.006/8/2010 9:04:42 PM
penny-chooser$30.85$30.856/8/2010 9:54:43 PM
Bank42$50.00$50.006/8/2010 5:01:13 PM
chestnut4$25.00$25.006/8/2010 4:21:48 PM
visionary-community$25.00$25.006/8/2010 5:04:13 PM
PRGuyinVA$25.00$25.006/8/2010 5:04:32 PM
adamnash$25.00$25.006/8/2010 6:09:57 PM
balance6$25.00$25.006/9/2010 7:34:51 AM
shamil45$25.00$25.006/9/2010 8:14:39 AM
riversmoke$25.00$25.006/9/2010 8:56:22 AM
mla$25.00$25.006/8/2010 4:59:30 PM
enthusiastic-balance5$100.00$100.006/8/2010 5:04:38 PM
gracej$25.00$25.006/9/2010 11:45:03 AM
kegs$100.00$100.006/9/2010 11:45:17 AM
tekkie2412$25.00$25.006/9/2010 11:45:31 AM
syberhat$26.85$26.856/9/2010 12:18:10 PM
sgmm330$25.00$25.006/9/2010 12:20:55 PM
Rothgoe$25.00$25.006/9/2010 12:31:35 PM
zippy-revenue8$25.00$25.006/8/2010 7:06:27 PM
orderly-leverage$35.83$35.836/9/2010 12:32:54 PM
tomas090$50.00$50.006/8/2010 7:11:10 PM
cash-boots$25.00$25.006/9/2010 12:40:47 PM
wise-spiritual-commitment$37.88$37.886/9/2010 1:10:40 PM
j245213$25.00$25.006/9/2010 2:15:31 PM
golden-wealth2$50.00$50.006/9/2010 2:16:44 PM
Angleofcare$25.00$25.006/8/2010 9:10:41 PM
line6owner$36.00$36.006/9/2010 2:41:51 PM
MrLender101$50.00$50.006/9/2010 2:44:42 PM
payout-detective7$25.00$25.006/9/2010 9:36:47 AM
deal-grid7$39.34$39.346/9/2010 3:44:58 PM
balance-whistle7$25.00$25.006/9/2010 3:45:18 PM
inventive-wealth2$25.00$25.006/9/2010 2:04:41 AM
filo30240$25.00$25.006/9/2010 4:15:52 AM
steady-bazaar$25.00$25.006/9/2010 11:44:55 AM
kaiger$25.00$25.006/9/2010 11:45:05 AM
twirl2$25.00$25.006/9/2010 11:45:11 AM
DcUnited$30.00$30.006/9/2010 11:45:18 AM
a-finance-nirvana$25.00$25.006/9/2010 11:52:11 AM
mdreiss$25.00$25.006/9/2010 12:22:18 PM
Cheburashka$25.00$25.006/9/2010 12:22:59 PM
ClearLake$25.00$25.006/9/2010 12:25:16 PM
actuarial_investor$25.00$25.006/9/2010 12:26:40 PM
the-purposeful-principal$25.00$25.006/9/2010 8:59:48 AM
tallmon$25.00$25.006/9/2010 12:32:05 PM
intelligent-credit0$45.60$45.606/9/2010 10:28:17 AM
GoodScot$25.00$25.006/9/2010 2:04:44 PM
payout-banker4$25.00$25.006/9/2010 11:45:15 AM
madpinto21$26.60$26.606/9/2010 12:18:26 PM
bobby4u3$25.00$25.006/9/2010 3:24:42 PM
ms48105$25.00$25.006/9/2010 12:25:29 PM
RandyL3$33.00$33.006/9/2010 12:25:57 PM
hope-eagle6$25.00$25.006/9/2010 12:39:53 PM
PatriotKnight$25.00$25.006/9/2010 1:19:57 PM
loan-master996$39.80$39.806/9/2010 1:29:45 PM
JGB$29.75$29.756/9/2010 1:54:43 PM
chevygal$50.00$50.006/9/2010 2:59:45 PM
nick456sd$50.00$50.006/9/2010 9:25:08 PM
rockhound84$25.00$25.006/10/2010 4:36:23 AM
gulch$30.00$30.006/9/2010 6:09:52 PM
jdrez$25.00$25.006/9/2010 6:35:02 PM
benjamin67$25.00$25.006/10/2010 1:50:26 PM
loot-heart$50.00$50.006/10/2010 9:35:33 AM
RationalWorld$25.00$25.006/10/2010 4:21:28 PM
favorite-commerce$50.00$50.006/10/2010 4:02:17 PM
generous-deal6$25.00$25.006/11/2010 8:35:08 PM
organic-commerce2$50.00$50.006/12/2010 10:51:39 AM
organic-commerce2$50.00$50.006/12/2010 11:03:58 AM
Havana21$25.00$25.006/12/2010 4:24:54 PM
velocity-warrior$50.00$50.006/12/2010 3:54:50 PM
lagnisiruk$25.00$25.006/13/2010 11:44:38 PM
bold-social-advantage$125.00$125.006/13/2010 5:57:13 AM
MoneyOps$25.00$25.006/13/2010 6:19:07 AM
Supernick$50.00$50.006/12/2010 7:19:43 PM
peb44$50.00$50.006/13/2010 1:59:59 PM
oreyedoc$50.00$6.286/14/2010 4:50:47 PM
felicity-loyalist0$25.00$25.006/14/2010 4:35:08 PM
mistertao$25.00$25.006/14/2010 4:39:54 PM
newest-bountiful-basis$25.00$25.006/14/2010 4:41:36 PM
Damostuff$25.00$25.006/14/2010 4:42:02 PM
mammalian4$25.00$25.006/14/2010 7:46:48 PM
EretzCapital$25.43$25.436/15/2010 9:29:22 AM
xchach1ng$25.00$25.006/15/2010 12:47:00 AM
STAN7366$77.00$77.006/15/2010 10:25:42 AM
vigilance-searcher$25.00$25.006/14/2010 9:05:19 PM
bigfoot15$25.58$25.586/15/2010 8:21:24 AM
dano1965$50.00$50.006/15/2010 2:51:48 PM
j352000$25.00$25.006/15/2010 1:13:49 PM
studious-bonus7$50.00$50.006/8/2010 4:14:50 PM
green-thoughtful-yield$50.00$50.006/8/2010 4:17:07 PM
new-return-faire$50.00$50.006/8/2010 4:18:25 PM
Artist_Blue$25.00$25.006/8/2010 4:21:19 PM
greenback-museum$25.00$25.006/8/2010 4:22:01 PM
blackstar$25.00$25.006/8/2010 4:22:57 PM
Avala$50.00$50.006/8/2010 4:15:15 PM
delicious-social132$25.00$25.006/8/2010 4:16:37 PM
balanced-bill7$100.00$100.006/8/2010 4:16:43 PM
orgy63$25.00$25.006/8/2010 4:10:16 PM
icchok$50.00$50.006/8/2010 5:02:07 PM
mzman$25.00$25.006/8/2010 5:04:14 PM
economy-producer$25.00$25.006/8/2010 5:04:27 PM
Ocean713$50.00$50.006/8/2010 5:10:55 PM
cash-spark3$25.00$25.006/8/2010 4:20:43 PM
Rdodson11$25.00$25.006/8/2010 5:19:54 PM
bchen78875$25.00$25.006/8/2010 7:14:44 PM
availableloan$25.00$25.006/8/2010 4:15:46 PM
lenderman2$25.00$25.006/8/2010 8:15:11 PM
successful-euro$50.00$50.006/8/2010 4:56:05 PM
inspiring-reward$25.66$25.666/8/2010 10:11:19 PM
integrity-trumpet$50.00$50.006/8/2010 10:25:59 PM
top-historic-peso$25.00$25.006/8/2010 5:03:24 PM
power-pagoda$26.00$26.006/8/2010 5:03:25 PM
personal-lender$25.00$25.006/8/2010 4:22:30 PM
interest-jedi0$50.00$50.006/8/2010 5:04:26 PM
riproaringrapids$25.00$25.006/8/2010 4:22:50 PM
samo102us$25.00$25.006/8/2010 5:44:47 PM
life-is-great$25.00$25.006/8/2010 6:29:51 PM
lively-point$25.00$25.006/8/2010 7:35:01 PM
JTCorp$25.00$25.006/9/2010 9:36:15 AM
Nash2065$25.00$25.006/8/2010 9:02:38 PM
lovely-order7$25.00$25.006/9/2010 10:09:45 AM
point-shooter$25.00$25.006/8/2010 5:01:32 PM
the-silver-blaster$50.00$50.006/8/2010 5:03:51 PM
Anny-Disco$100.00$100.006/8/2010 5:04:17 PM
dinero-speaker$50.00$50.006/8/2010 5:04:34 PM
ThisGuyIKnow$50.00$50.006/9/2010 11:44:47 AM
bid-czar8$100.00$100.006/9/2010 11:45:12 AM
ramblin$25.00$25.006/9/2010 12:09:27 PM
tech_helper$50.00$50.006/9/2010 6:21:06 AM
NELNET$25.53$25.536/9/2010 12:31:40 PM
slartibardfast$25.00$25.006/9/2010 12:32:36 PM
DDHMoney$25.00$25.006/9/2010 12:41:14 PM
dschaaf$25.00$25.006/8/2010 9:54:44 PM
bold-investment-glider$30.00$30.006/9/2010 9:29:48 AM
Dreams4Cash$25.00$25.006/9/2010 3:39:50 PM
impressive-credit431$200.00$200.006/9/2010 5:25:16 AM
Pasagam$25.00$25.006/9/2010 10:51:10 AM
kchen486$50.00$50.006/9/2010 6:21:08 AM
wampum-chorus3$25.00$25.006/9/2010 11:44:49 AM
kmr2$145.33$145.336/9/2010 11:45:09 AM
svandgts$50.00$50.006/9/2010 11:45:14 AM
skiforglory$25.00$25.006/9/2010 12:19:21 PM
arcangel72$25.00$25.006/9/2010 8:19:59 AM
fopaul13$25.00$25.006/9/2010 12:20:36 PM
gametime34$28.10$28.106/9/2010 12:25:18 PM
lloyd_s$25.00$25.006/9/2010 12:32:21 PM
cocopuffs$25.00$25.006/9/2010 12:55:37 PM
Velocity_Lenders$25.00$25.006/9/2010 2:25:13 PM
lokiswolf$30.00$30.006/9/2010 12:04:43 PM
stjules$26.76$26.766/9/2010 12:20:22 PM
tsui517$25.00$25.006/9/2010 12:22:08 PM
jonn834$25.00$25.006/9/2010 12:22:47 PM
nprfan5$25.00$25.006/9/2010 12:41:06 PM
howcal77$27.22$27.226/9/2010 3:20:05 PM
asafb$400.00$400.006/10/2010 8:13:44 AM
SNH$50.00$50.006/9/2010 11:25:27 PM
fair_rates$25.00$25.006/10/2010 10:14:22 AM
neighborly-bid$25.00$25.006/10/2010 2:44:41 PM
QsDad$25.00$25.006/10/2010 5:03:23 PM
shrewd-truth1$25.00$25.006/11/2010 9:40:19 AM
Tradesmanlender$25.00$25.006/11/2010 9:39:57 AM
moola-accelerator6$40.00$40.006/11/2010 10:09:38 AM
wildanne$25.00$25.006/11/2010 8:08:18 PM
STAN7366$50.00$50.006/12/2010 10:34:58 AM
flexible-value$26.00$26.006/11/2010 10:39:40 PM
Clambake$25.79$25.796/13/2010 9:19:44 AM
MonkeyHero$25.00$25.006/12/2010 3:18:23 PM
platinum-sorcerer6$50.00$50.006/13/2010 8:49:56 AM
flexible-return297$25.00$25.006/12/2010 6:59:46 PM
manthrax3$83.38$83.386/13/2010 8:51:38 PM
FG9YTR$25.00$25.006/14/2010 9:30:12 AM
merciful-yield$84.50$84.506/14/2010 4:08:19 PM
TheCount$25.00$25.006/14/2010 11:01:17 AM
Simply2fly$25.00$25.006/14/2010 8:15:51 PM
irrelevant$25.00$25.006/14/2010 4:41:58 PM
best-listing-toro$25.00$25.006/14/2010 9:50:27 PM
brazilofmux$68.65$68.656/14/2010 4:41:39 PM
MrBluesummers$50.00$50.006/14/2010 4:41:50 PM
Weaverville$50.00$50.006/14/2010 4:42:03 PM
FredHead3$44.07$44.076/15/2010 6:16:16 AM
LindaRicci$25.00$25.006/14/2010 4:45:14 PM
danielamity$96.19$96.196/15/2010 7:52:22 AM
integrity-cowbell$25.00$25.006/14/2010 5:05:24 PM
Quid-Pro-Quo$25.00$25.006/14/2010 6:47:27 PM
moneytolend72$33.02$33.026/15/2010 9:16:23 AM
wwwUniversal$25.00$25.006/15/2010 7:47:24 AM
gustavholstopus32$25.00$25.006/15/2010 7:56:49 AM
Prairie-MN$30.00$30.006/15/2010 4:27:27 AM
Richmp412$25.00$25.006/15/2010 12:32:45 PM
drluong$50.00$50.006/15/2010 1:13:27 PM
triumphant-bonus$33.83$33.836/15/2010 1:29:25 PM
crmoir$26.65$26.656/15/2010 10:59:08 AM
here2lend$25.00$25.006/15/2010 3:48:01 PM
djmike805$41.65$41.656/15/2010 3:46:43 PM
friendinmoney$25.00$25.006/15/2010 4:04:05 PM
212 bids
 
Borrower Payment Dependent Notes Series 461750
This series of Notes was issued and sold upon the funding of the borrower loan #43054, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Jun-09-2010 
  Auction end date:  Jun-16-2010 
 
Starting lender yield: 18.90% Starting borrower rate/APR: 19.90% / 22.14% Starting monthly payment: $148.45
Final lender yield: 18.90% Final borrower rate/APR: 19.90% / 22.14% Final monthly payment: $148.45
 
Auction yield range: 7.98% - 18.90% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 11.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1997 Debt/Income ratio: 20%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 12 / 11Length of status:4y 8m
Credit score: 640-659 (Jun-2010) Total credit lines: 28 Occupation: Architect
Now delinquent: 1 Revolving credit balance: $9,131Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 61%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: bold-felicity-hug Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
credit card debt reduction
Purpose of loan:
This loan will be used to?? shift my debt from credit cards to a loan which locks in a lower interest rate, and holds me to a 3year pay-off time table.?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hi bold-felicity-hug, Could you please list your credit cards, rates, and amount owed. thanks. - golffish2
A: Capital 1: $1,570 (25% apr) Citi card: $1,856 (28.9% apr) Chase: $1,243 (27% apr) (Jun-10-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
ddog0224$25.00$25.006/9/2010 4:18:58 PM
the-silver-blaster$40.00$40.006/9/2010 4:13:45 PM
Avala$50.00$50.006/9/2010 4:18:34 PM
balanced-bill7$100.00$53.806/9/2010 4:20:29 PM
worth-arch$25.00$25.006/9/2010 4:18:12 PM
wizard750$25.00$25.006/11/2010 1:42:06 PM
exchange-dreams$25.00$25.006/12/2010 9:52:57 AM
Bank_Of_XL$25.00$25.006/13/2010 5:00:05 PM
MONEY_IN_THE_BANK$25.00$25.006/14/2010 3:56:56 PM
asset-professor$25.00$25.006/14/2010 6:37:37 PM
lendstats_com$175.00$175.006/14/2010 7:47:44 PM
Ambassador$45.00$45.006/15/2010 3:39:30 AM
Bob450$25.00$25.006/15/2010 11:52:11 AM
principal-star$25.00$25.006/15/2010 10:43:18 AM
capital-kingdom$25.00$25.006/15/2010 3:05:28 PM
green-rapid-openness$50.00$50.006/15/2010 5:34:44 PM
AM2008$25.00$25.006/15/2010 6:23:27 PM
mpatrick$25.00$25.006/15/2010 7:13:05 PM
rate-hickory$25.00$25.006/16/2010 8:00:15 AM
jybank$25.00$25.006/15/2010 9:15:09 PM
LSAR$25.00$25.006/16/2010 9:35:22 AM
SkinnyFish$25.00$25.006/16/2010 5:58:38 AM
peso-miser$42.87$42.876/16/2010 10:36:02 AM
grampy48$25.00$25.006/16/2010 7:08:13 AM
credit-panda1$25.00$25.006/16/2010 7:12:21 AM
mtnsofutah$25.00$25.006/16/2010 7:35:37 AM
dano1965$50.00$50.006/16/2010 7:39:13 AM
manatee21$60.00$60.006/16/2010 2:17:27 PM
Pu239$60.00$60.006/16/2010 8:20:25 AM
scientists$25.00$25.006/16/2010 9:07:17 AM
heerzaquestion$100.00$100.006/16/2010 3:37:10 PM
fireferd$50.00$50.006/16/2010 4:01:55 PM
Mindful7$25.00$25.006/16/2010 11:02:20 AM
Tikiland$25.00$25.006/16/2010 10:18:03 AM
Easystreet$25.00$25.006/16/2010 10:19:01 AM
interact$25.00$25.006/16/2010 1:04:04 PM
DasMula$25.00$25.006/16/2010 3:23:22 PM
patriot384$140.00$140.006/16/2010 12:41:10 PM
Chewbaca$25.00$25.006/16/2010 4:00:02 PM
Magician$50.00$50.006/16/2010 2:04:49 PM
twerns$40.00$40.006/16/2010 2:48:35 PM
treasure-hunter270$25.00$25.006/9/2010 4:20:38 PM
lendstats_com$25.00$25.006/9/2010 4:12:06 PM
Artist_Blue$25.00$25.006/9/2010 4:12:37 PM
Pulchritudinous$25.00$25.006/9/2010 4:15:07 PM
studious-bonus7$50.00$50.006/9/2010 4:18:03 PM
hrubinst$25.00$25.006/9/2010 4:18:16 PM
orgy63$25.00$25.006/9/2010 4:13:58 PM
Phantom99$25.00$25.006/9/2010 4:18:47 PM
american6$25.00$25.006/9/2010 4:19:13 PM
market-pudding$25.00$25.006/13/2010 7:25:06 PM
felicity-daydream$75.00$75.006/14/2010 3:19:00 PM
MattProsper$100.00$100.006/14/2010 9:26:50 PM
wlm3012$25.00$25.006/15/2010 7:58:02 AM
wwwUniversal$25.00$25.006/14/2010 8:26:06 PM
FinanceEngine$25.00$25.006/14/2010 9:32:52 PM
frogperson$125.00$125.006/15/2010 9:55:46 AM
JustMee$25.00$25.006/15/2010 7:42:13 AM
golffish2$100.00$100.006/15/2010 8:09:31 AM
satisfying-deal5$26.94$26.946/15/2010 11:31:00 AM
vigilance-searcher$25.00$25.006/15/2010 10:50:34 AM
sensational-peace6$50.00$50.006/15/2010 1:12:15 PM
guardian3$25.00$25.006/15/2010 4:09:27 PM
1phantom$50.00$50.006/15/2010 4:10:15 PM
BrighterSuns$25.00$25.006/15/2010 12:49:50 PM
rockstar73$50.00$50.006/15/2010 4:26:55 PM
point-berserker$25.00$25.006/15/2010 5:40:44 PM
jimartin1$25.00$25.006/15/2010 7:04:48 PM
cards4u$316.81$316.816/15/2010 7:14:39 PM
Cambium$30.00$30.006/16/2010 3:46:46 AM
heerzaquestion$100.00$100.006/16/2010 4:15:43 AM
ryan6853$25.00$25.006/15/2010 5:48:55 PM
Techne_Funds_LLC$25.00$25.006/15/2010 4:43:59 PM
Reliance_Banker$25.00$25.006/15/2010 5:05:54 PM
the-charming-integrity$50.00$50.006/15/2010 6:04:18 PM
charitycoon$25.00$25.006/15/2010 7:36:08 PM
JustOneVoice$25.00$25.006/16/2010 8:20:53 AM
liberty-injector$50.00$50.006/16/2010 10:16:46 AM
scabrendan$60.77$60.776/16/2010 10:25:59 AM
friendinmoney$33.81$33.816/16/2010 8:39:33 AM
income-fortress$25.00$25.006/16/2010 10:00:11 AM
draggon77$25.00$25.006/16/2010 7:51:41 AM
revenue-sapling$25.00$25.006/16/2010 8:39:57 AM
credit-coach118$35.00$35.006/16/2010 8:44:17 AM
Leshan$25.00$25.006/16/2010 8:55:43 AM
heerzaquestion$25.00$25.006/16/2010 3:36:05 PM
partyplan$25.00$25.006/16/2010 10:07:54 AM
rockhound84$25.00$25.006/16/2010 11:18:15 AM
investment-cluster$25.00$25.006/16/2010 1:31:10 PM
trumpeter5$25.00$25.006/16/2010 2:03:58 PM
NewYorker48$50.00$50.006/16/2010 3:00:17 PM
Engineer44$25.00$25.006/16/2010 4:05:52 PM
Astyanax$40.00$40.006/16/2010 1:43:13 PM
0403$25.00$25.006/16/2010 4:06:52 PM
ultimate-peace$100.00$100.006/16/2010 3:19:38 PM
95 bids
 
Borrower Payment Dependent Notes Series 461812
This series of Notes was issued and sold upon the funding of the borrower loan #42984, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,150.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Jun-09-2010 
  Auction end date:  Jun-16-2010 
 
Starting lender yield: 12.85% Starting borrower rate/APR: 13.85% / 16.01% Starting monthly payment: $141.54
Final lender yield: 12.50% Final borrower rate/APR: 13.50% / 15.65% Final monthly payment: $140.83
 
Auction yield range: 5.98% - 12.85% Estimated loss impact: 5.21%  
Lender servicing fee: 1.00% Estimated return: 7.29%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1986 Debt/Income ratio: Self-employed (DTI Not Calculated)
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Self-employed
Enhanced (1-5):5 Current / open credit lines: 7 / 6Length of status:1y 0m
Credit score: 760-779 (Jun-2010) Total credit lines: 20 Occupation: Religious
Now delinquent: 0 Revolving credit balance: $220Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: Richthrone Borrower's state: Mississippi Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 21 ( 100% ) 760-779 (Latest)
Principal borrowed: $1,650.00< 31 days late: 0 ( 0% )  
720-739 (Jul-2008)
 
Principal balance: $738.58 31+ days late: 0 ( 0% )
Total payments billed: 21  
Description
Paying off High IR Credit Cards
Purpose of loan:
This loan will be used to?Pay off my high interest rate credit card debt incurred because of major car repair and pressing school/educational expenses for my daughter.

My financial situation:
I am a good candidate for this loan because?I have an excellent credit rating (760 or above) - I have a 26 year history of making a priority of paying loans I am responsible for to meet the required monthly payments and many times pay of the loans before the term of the loan. - I own a car title to a 2005 Dodge Caravan and can use it as collateral if need be. - My budget expense are not as high as most typical American budgets. (Please see budget below) I only pay $600 for rent. I am a Christian Missionary who has learned to live on a tight budget. Other than that, I have no outstanding debt, except for a Proper loan with a balance of approximately $740 and I have been making payments faithfully for almost 2 years now. - Prosper's rating for estimated loss if you loan to me is only 5%. Thank you for your consideration!

Monthly net income: Approximately $3200

Monthly expenses: Approximately $2900
??Housing: $600
??Insurance: Car insurance; $257
??Car expenses: $400
??Utilities: $280
??Phone, cable, internet: $138
??Food, entertainment: $700
??Clothing, household expenses $200
??Credit cards and other loans: under $100/mo minimum balances
??Other expenses: $225
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
benevolent-benefit$25.00$17.756/10/2010 6:01:04 AM
CA_Lender$25.00$25.006/10/2010 3:09:01 PM
Aberdeen$400.00$400.006/11/2010 10:09:48 AM
value-squirrel3$50.00$50.006/12/2010 7:24:40 AM
BrighterSuns$25.00$25.006/12/2010 2:01:30 PM
Sol_Invictus$25.00$25.006/13/2010 5:17:35 PM
simiray$25.00$25.006/14/2010 8:53:19 AM
market-pudding$25.00$25.006/13/2010 7:24:58 PM
Light_Verity$400.00$400.006/13/2010 8:53:53 PM
twjh$25.00$25.006/14/2010 12:46:41 PM
jumbonav$61.00$61.006/14/2010 4:09:36 PM
Sven79$150.00$150.006/14/2010 6:10:58 PM
exchange-dreams$25.00$25.006/14/2010 8:43:19 PM
giantfan19$36.08$36.086/14/2010 7:34:50 PM
JJ-Loans$50.00$50.006/15/2010 11:20:44 AM
Land_on_your_feet$25.00$25.006/15/2010 2:54:13 PM
help4u$150.00$150.006/15/2010 4:18:24 PM
lazyeye$25.00$25.006/15/2010 4:28:42 PM
green-rapid-openness$100.00$100.006/15/2010 9:40:34 PM
Moots$27.00$27.006/16/2010 6:40:55 AM
gjm6d$25.00$25.006/16/2010 7:07:19 AM
investment-cluster$25.00$25.006/16/2010 1:35:36 PM
Leshan$49.72$49.726/16/2010 8:59:05 AM
scientists$25.00$25.006/16/2010 9:06:44 AM
blooming-kindness$25.00$25.006/16/2010 11:35:35 AM
patriot384$132.00$132.006/16/2010 3:39:36 PM
ddamenace$25.00$25.006/10/2010 12:22:59 PM
JackinGreen$46.77$46.776/11/2010 6:48:05 AM
lender12345$25.00$25.006/10/2010 9:06:25 PM
KlarthXVII$25.00$25.006/12/2010 8:08:16 PM
MONEY_IN_THE_BANK$25.00$25.006/14/2010 3:57:27 PM
rockhound84$25.00$25.006/14/2010 12:44:10 PM
omahajay$25.00$25.006/14/2010 3:33:51 PM
allbalooboy2$25.00$25.006/14/2010 7:55:36 PM
LindaRicci$25.00$25.006/14/2010 4:44:12 PM
rockhound84$25.00$25.006/15/2010 3:19:05 AM
martymaniaman$50.00$50.006/15/2010 6:31:57 AM
FinanceEngine$25.00$25.006/14/2010 9:39:03 PM
xchach1ng$25.00$25.006/15/2010 12:47:19 AM
G-Love$500.00$500.006/15/2010 8:15:22 AM
Starfin-Capital-Management$100.00$100.006/15/2010 2:50:08 PM
DoctorJoe$25.00$25.006/16/2010 3:46:46 AM
nalaari$50.00$50.006/16/2010 5:52:05 AM
niq4soccer$25.00$25.006/16/2010 6:48:18 AM
jmvingeorgia$100.00$100.006/16/2010 6:59:46 AM
mg144$25.00$25.006/15/2010 8:42:31 PM
StanTheMan$33.89$33.896/15/2010 11:12:36 PM
rupee-kung-fu7$31.58$31.586/16/2010 8:41:39 AM
MattProsper$50.00$50.006/15/2010 9:32:20 PM
kelador$100.00$100.006/16/2010 10:22:57 AM
singletrck$25.00$25.006/16/2010 6:45:26 AM
grampy48$50.00$50.006/16/2010 7:00:26 AM
faultline45$48.29$48.296/16/2010 9:00:29 AM
exact-peso2$25.00$25.006/16/2010 9:03:00 AM
beachliving29$25.00$25.006/16/2010 9:08:05 AM
ToloUSN$50.00$50.006/16/2010 9:20:34 AM
economy-caper9$25.00$25.006/16/2010 3:13:39 PM
revenue-sapling$25.00$25.006/16/2010 3:59:11 PM
wwwUniversal$25.00$25.006/16/2010 4:02:54 PM
vigilance-searcher$25.00$25.006/16/2010 11:59:38 AM
StrongMonty$25.00$25.006/16/2010 1:35:53 PM
schnarff$25.00$25.006/16/2010 11:01:39 AM
Astyanax$40.00$40.006/16/2010 1:48:34 PM
patriot384$86.00$86.006/16/2010 3:40:05 PM
NewYorker48$50.00$50.006/16/2010 3:03:02 PM
patriot384$132.00$132.006/16/2010 3:39:06 PM
dasbuntenheim$32.92$32.926/16/2010 3:42:16 PM
fireferd$75.00$75.006/16/2010 4:02:55 PM
68 bids
 
Borrower Payment Dependent Notes Series 461908
This series of Notes was issued and sold upon the funding of the borrower loan #42987, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jun-09-2010 
  Auction end date:  Jun-16-2010 
 
Starting lender yield: 8.20% Starting borrower rate/APR: 9.20% / 11.30% Starting monthly payment: $127.57
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $127.57
 
Auction yield range: 3.98% - 8.20% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Mar-1994 Debt/Income ratio: 11%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 11 / 10Length of status:18y 5m
Credit score: 740-759 (Jun-2010) Total credit lines: 44 Occupation: Analyst
Now delinquent: 0 Revolving credit balance: $85,884Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 80%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: mayawill Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 13 ( 87% ) 740-759 (Latest)
Principal borrowed: $11,650.00< 31 days late: 2 ( 13% )  
720-739 (Aug-2009)
700-719 (Feb-2008)
740-759 (Aug-2007)
660-679 (May-2007)
 
Principal balance: $15.01 31+ days late: 0 ( 0% )
Total payments billed: 15  
Description
Pay off High Interest Credit Cards
Purpose of loan:
This loan will be used to pay off a high interest credit card.? The rate is about 22%.? Yikes.? We'd like to accelerate paying it off and having a lower interest rate would help our payment go further and pay down the $4K balance faster.

My financial situation:
I am a good candidate for this loan because I've paid off 2 other higher balance Prosper loans and my credit score has continued to go up due to a great payment history.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Pasagam$25.00$25.006/9/2010 4:10:26 PM
top-payout-fixer$25.00$25.006/9/2010 4:13:13 PM
point-shooter$25.00$25.006/9/2010 4:14:02 PM
nuclearmoose$25.00$25.006/9/2010 4:14:10 PM
micko$25.00$25.006/9/2010 4:14:44 PM
djh47a$25.00$25.006/9/2010 4:15:00 PM
mlopez2007$50.00$50.006/9/2010 4:15:33 PM
interest-jedi0$50.00$50.006/9/2010 4:16:14 PM
flexible-value$28.00$28.006/9/2010 4:16:59 PM
figs4u2$80.00$80.006/9/2010 4:17:04 PM
dontscrewmeover1$25.00$25.006/9/2010 4:17:21 PM
svandgts$38.32$38.326/9/2010 4:17:35 PM
delicious-social132$25.00$20.666/9/2010 4:20:17 PM
dharma1$25.00$25.006/9/2010 4:11:50 PM
aue513$25.00$25.006/9/2010 4:13:04 PM
meenan$25.00$25.006/9/2010 4:16:09 PM
tntmojave$25.00$25.006/9/2010 4:16:56 PM
hookUup$25.00$25.006/9/2010 4:17:18 PM
worth-arch$25.00$25.006/9/2010 4:18:07 PM
ddog0224$25.00$25.006/9/2010 4:18:51 PM
successful-euro$30.00$30.006/9/2010 4:11:32 PM
meux99$25.00$25.006/9/2010 4:11:42 PM
tender-integrity3$50.00$50.006/9/2010 4:11:46 PM
Rdodson11$25.00$25.006/9/2010 4:13:09 PM
rescue$50.00$50.006/9/2010 4:14:07 PM
Bank42$50.00$50.006/9/2010 4:14:14 PM
treasure-hunter270$25.00$25.006/9/2010 4:14:20 PM
radforj22$50.00$50.006/9/2010 4:15:06 PM
a-responsible-return$25.00$25.006/9/2010 4:16:24 PM
kegs$100.00$100.006/9/2010 4:16:37 PM
seabass123$25.00$25.006/9/2010 4:16:53 PM
rockhound84$25.00$25.006/10/2010 4:42:08 AM
vine99$65.00$65.006/9/2010 9:09:14 PM
payontime1$25.00$25.006/10/2010 10:03:10 PM
bold-social-advantage$100.00$100.006/13/2010 5:59:07 AM
Dollars4Rent$25.00$25.006/12/2010 9:05:56 PM
Sven79$100.00$100.006/14/2010 6:09:09 PM
best-listing-toro$25.00$25.006/14/2010 9:55:10 PM
organic-commerce2$50.00$50.006/14/2010 11:40:35 PM
1phantom$25.00$25.006/15/2010 4:16:34 PM
best-generosity-financier$25.00$25.006/15/2010 6:32:04 PM
bornsucka$25.00$25.006/15/2010 4:26:52 PM
jmvingeorgia$250.00$250.006/16/2010 11:44:30 AM
wildanne$200.00$200.006/16/2010 12:01:38 PM
buukyak$25.00$25.006/16/2010 8:57:42 AM
restless-moola$25.00$25.006/16/2010 10:22:17 AM
Astyanax$35.00$35.006/16/2010 1:54:49 PM
the-silver-blaster$25.00$25.006/9/2010 4:13:46 PM
orgy63$25.00$25.006/9/2010 4:13:50 PM
1fortheroad$25.00$25.006/9/2010 4:14:57 PM
moltopaolo$50.00$50.006/9/2010 4:17:14 PM
AmericanCredit$25.00$25.006/9/2010 4:10:41 PM
Ivan2007$50.00$50.006/9/2010 4:11:13 PM
brstern2$25.00$25.006/9/2010 4:11:23 PM
riproaringrapids$25.00$25.006/9/2010 4:11:58 PM
fortytwo$200.00$200.006/9/2010 4:14:34 PM
wormdc$25.00$25.006/9/2010 4:14:39 PM
alexstar$25.00$25.006/9/2010 4:15:45 PM
truth-image$50.00$50.006/9/2010 4:16:03 PM
Marathoner$25.00$25.006/9/2010 4:16:41 PM
Velocity_Lenders$50.00$50.006/9/2010 4:10:20 PM
studious-bonus7$50.00$50.006/9/2010 4:17:57 PM
chilichese$25.00$25.006/9/2010 4:12:21 PM
Artist_Blue$25.00$25.006/9/2010 4:12:28 PM
a-wealth-visionary$25.00$25.006/9/2010 4:13:15 PM
kenji4861$25.00$25.006/9/2010 4:13:28 PM
kulender$30.00$30.006/9/2010 4:14:04 PM
SNH$50.00$50.006/9/2010 4:14:16 PM
bchen78875$50.00$50.006/9/2010 4:14:29 PM
american6$50.00$50.006/9/2010 4:16:33 PM
Phantom99$25.00$25.006/9/2010 4:16:47 PM
david5000$50.00$50.006/9/2010 4:17:10 PM
simplelender80$100.00$100.006/9/2010 4:17:27 PM
hrubinst$25.00$25.006/9/2010 4:18:23 PM
RandyL3$33.00$33.006/9/2010 4:25:24 PM
Avala$50.00$50.006/9/2010 4:18:28 PM
wwwUniversal$25.00$25.006/9/2010 4:38:07 PM
loanman2007$75.00$75.006/14/2010 9:43:16 AM
LindaRicci$25.00$25.006/14/2010 4:33:59 PM
HappyToLoan$25.00$25.006/15/2010 5:11:51 AM
njmlaj726$25.00$25.006/15/2010 7:48:03 AM
interstellar$50.00$50.006/15/2010 3:04:37 PM
Cherrypicker$40.00$40.006/15/2010 3:05:38 PM
green-rapid-openness$50.00$50.006/15/2010 9:57:42 PM
Charmart$25.00$25.006/16/2010 2:40:54 AM
mg144$50.00$50.006/15/2010 8:43:53 PM
moneytolend72$25.00$25.006/16/2010 7:55:18 AM
spotty54$25.00$25.006/16/2010 5:18:54 AM
lasalsa03$25.02$25.026/16/2010 6:06:18 AM
manatee21$50.00$50.006/16/2010 2:24:01 PM
balance-chestnut$50.00$50.006/16/2010 2:00:44 PM
maj0508$100.00$100.006/16/2010 1:15:13 PM
92 bids
 
Borrower Payment Dependent Notes Series 461976
This series of Notes was issued and sold upon the funding of the borrower loan #43040, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.0% Auction start date:  Jun-09-2010 
  Auction end date:  Jun-16-2010 
 
Starting lender yield: 33.28% Starting borrower rate/APR: 34.28% / 36.72% Starting monthly payment: $134.49
Final lender yield: 33.09% Final borrower rate/APR: 34.09% / 36.53% Final monthly payment: $134.17
 
Auction yield range: 13.98% - 33.28% Estimated loss impact: 15.53%  
Lender servicing fee: 1.00% Estimated return: 17.56%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-2002 Debt/Income ratio: Self-employed (DTI Not Calculated)
Basic (1-10): 6 Inquiries last 6m: 1Employment status:Self-employed
Enhanced (1-5):3 Current / open credit lines: 7 / 5Length of status:3y 11m
Credit score: 680-699 (Jun-2010) Total credit lines: 36 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $5,152Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 85%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: Hopeful954 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 1 ( 100% ) 680-699 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
700-719 (Apr-2010)
640-659 (Dec-2009)
640-659 (Nov-2009)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 1  
Description
Building Credit
Purpose of loan:
This loan will be used to build credit.

My financial situation:
I am a good candidate for this loan because I already received and paid off one Prosper loan. I am trying for a larger amount this time.


Information in the Description is not verified.
Friends And Family Winning Bids
LovesBostonTerriers has bid a total of $51.95 in winning bids.
1 friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
frugalinvestor20$25.00$25.006/9/2010 4:15:58 PM
alexgalt$100.00$100.006/9/2010 4:16:20 PM
LovesBostonTerriers$51.95$51.956/10/2010 3:29:09 AM
alexgalt$100.00$100.006/10/2010 3:35:18 AM
reflective-rupee$25.00$25.006/10/2010 4:56:37 AM
Kash2010lu$35.00$35.006/13/2010 8:10:22 AM
AlexTrep$25.00$25.006/14/2010 6:26:51 PM
mammalian4$25.00$25.006/14/2010 8:30:17 PM
Isaac007$33.33$33.336/15/2010 12:37:12 AM
lucrative-loan$25.00$25.006/14/2010 7:39:31 PM
five-star-note$50.00$50.006/15/2010 8:35:50 AM
brightest-dignified-penny$25.00$25.006/15/2010 10:51:49 AM
wlm3012$50.00$50.006/15/2010 8:04:25 AM
rakey$25.00$25.006/15/2010 8:58:30 AM
greenback-chairman5$25.00$25.006/15/2010 9:05:32 AM
red-favorable-basis$25.00$25.006/15/2010 9:43:33 AM
skillful-asset5$35.00$35.006/15/2010 4:35:27 PM
Bob450$25.00$25.006/15/2010 3:20:58 PM
market-pudding$25.00$25.006/15/2010 7:24:48 PM
Loanstou$69.31$69.316/15/2010 8:33:54 PM
jcn12321$25.00$25.006/16/2010 4:51:32 AM
DHolly$25.00$25.006/15/2010 7:08:16 PM
JeffHoll$25.00$25.006/15/2010 7:18:26 PM
Ronnieboy888$25.00$25.006/15/2010 10:28:46 PM
I_want_to_help_you$25.00$25.006/16/2010 12:08:38 PM
sensible-fund$32.14$32.146/16/2010 2:57:11 PM
payment-halo$25.00$25.006/16/2010 3:06:27 PM
ultimate-peace$200.00$200.006/16/2010 3:22:28 PM
Ambassador$25.00$25.006/16/2010 3:43:08 PM
MTF$50.00$50.006/16/2010 3:52:56 PM
five-star-note$25.00$25.006/16/2010 10:26:59 AM
gelt4u$25.00$25.006/16/2010 4:01:40 PM
Gregger$28.49$28.496/16/2010 12:32:29 PM
eboomer2611$25.00$25.006/16/2010 11:40:42 AM
goodhearted-basis4$25.00$25.006/16/2010 12:15:22 PM
sensational-peace6$50.00$50.006/16/2010 4:04:20 PM
reflective-rupee$100.00$100.006/14/2010 10:51:14 AM
realtormoises$25.00$25.006/14/2010 3:38:38 PM
well-mannered-income3$75.00$75.006/14/2010 3:57:36 PM
mt3209$25.00$25.006/14/2010 8:29:37 PM
JustMee$25.00$25.006/15/2010 7:43:19 AM
bondhedger$25.00$25.006/15/2010 8:42:12 AM
cashhelp$25.00$25.006/14/2010 8:29:59 PM
kendigme$25.00$25.006/15/2010 2:14:37 AM
rospa$25.00$25.006/15/2010 9:43:37 AM
squarebob$25.00$25.006/15/2010 6:19:17 AM
Legally_Blonde$25.00$25.006/15/2010 11:20:20 AM
dws2380$25.00$25.006/15/2010 4:34:11 PM
beachfunder$50.00$50.006/15/2010 5:45:40 PM
master648$50.00$50.006/15/2010 7:39:19 PM
return-grizzly$100.00$100.006/15/2010 4:39:34 PM
Littlepeng$25.00$25.006/16/2010 7:18:11 AM
unger$50.00$50.006/16/2010 7:55:29 AM
brondero$25.00$25.006/16/2010 8:16:30 AM
Kash2010lu$25.00$25.006/15/2010 8:28:43 PM
CoolPlexer$25.00$25.006/15/2010 8:42:02 PM
hellasow$30.00$30.006/16/2010 9:05:56 AM
SolarMoonshine$25.00$25.006/16/2010 9:50:19 AM
order-bee1$25.00$25.006/15/2010 11:51:00 PM
intelligent-reward7$25.00$25.006/16/2010 10:17:18 AM
dano1965$39.19$39.196/16/2010 7:42:16 AM
mammalian4$50.00$50.006/16/2010 2:06:36 PM
back-scratchers$25.00$25.006/16/2010 7:25:48 AM
sgvending$27.90$27.906/16/2010 8:04:54 AM
Bob450$25.00$25.006/16/2010 10:16:42 AM
MattProsper$50.00$50.006/16/2010 9:38:18 AM
Bobusa$25.00$25.006/16/2010 1:10:30 PM
RecoveryLender$25.00$25.006/16/2010 11:19:09 AM
vigilance-searcher$25.00$25.006/16/2010 12:03:17 PM
bid-caballero$31.33$31.336/16/2010 3:29:08 PM
payout-bridge$233.80$134.496/16/2010 4:08:09 PM
Trekow$25.00$25.006/16/2010 2:26:16 PM
Legally_Blonde$101.87$101.876/16/2010 3:30:09 PM
bss97603$100.00$100.006/16/2010 3:44:08 PM
74 bids
 
Borrower Payment Dependent Notes Series 462094
This series of Notes was issued and sold upon the funding of the borrower loan #43049, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Jun-11-2010 
  Auction end date:  Jun-16-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 39.15% Starting monthly payment: $45.24
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 39.15% Final monthly payment: $45.24
 
Auction yield range: 16.98% - 34.00% Estimated loss impact: 20.01%  
Lender servicing fee: 1.00% Estimated return: 13.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-2006 Debt/Income ratio: 8%
Basic (1-10): 5 Inquiries last 6m: 4Employment status:Full-time employee
Enhanced (1-5):1 Current / open credit lines: 3 / 3Length of status:1y 8m
Credit score: 640-659 (Jun-2010) Total credit lines: 3 Occupation: Food Service Manage...
Now delinquent: 0 Revolving credit balance: $0Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: return-freshmaker7 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Down payment for transportation.
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
jazz619$25.00$25.006/11/2010 4:11:33 PM
autonomous-truth$50.00$50.006/11/2010 4:17:08 PM
Caerus$25.00$12.436/11/2010 4:19:28 PM
burrito6$25.00$25.006/11/2010 4:18:16 PM
winmals$25.00$25.006/11/2010 9:16:06 PM
wlm3012$25.00$25.006/13/2010 5:14:48 PM
unger$50.00$50.006/12/2010 5:16:49 PM
Kqwik$25.94$25.946/13/2010 10:18:27 PM
turbostar666$30.00$30.006/12/2010 2:25:34 PM
realtormoises$25.00$25.006/12/2010 3:21:51 PM
squarebob$25.00$25.006/15/2010 6:02:52 AM
svandgts$50.00$50.006/15/2010 6:38:03 PM
kevlar$25.00$25.006/15/2010 10:21:25 PM
RMB-Investments$25.00$25.006/11/2010 4:13:58 PM
slico$25.00$25.006/11/2010 4:17:54 PM
marwadi-62$100.00$100.006/12/2010 10:07:20 AM
green-thoughtful-yield$50.00$50.006/11/2010 4:18:40 PM
reflective-rupee$25.00$25.006/11/2010 6:07:08 PM
SolarMoonshine$25.00$25.006/13/2010 8:01:40 AM
buffalobills$25.00$25.006/14/2010 3:04:48 PM
heerzaquestion$25.00$25.006/14/2010 5:01:38 AM
brightest-dignified-penny$25.00$25.006/14/2010 4:22:40 PM
coasterman$25.00$25.006/15/2010 9:01:14 AM
mark1017-31$81.53$81.536/14/2010 9:22:41 PM
gain-boomerang5$25.00$25.006/14/2010 9:27:51 PM
rate-farm3$125.10$125.106/15/2010 2:44:25 PM
Ronnieboy888$25.00$25.006/15/2010 10:29:42 PM
27 bids
 
Borrower Payment Dependent Notes Series 462324
This series of Notes was issued and sold upon the funding of the borrower loan #43057, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Jun-11-2010 
  Auction end date:  Jun-14-2010 
 
Starting lender yield: 25.25% Starting borrower rate/APR: 26.25% / 28.57% Starting monthly payment: $101.06
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.57% Final monthly payment: $101.06
 
Auction yield range: 10.98% - 25.25% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Feb-1994 Debt/Income ratio: 20%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 8 / 7Length of status:6y 2m
Credit score: 660-679 (Jun-2010) Total credit lines: 18 Occupation: Other
Now delinquent: 2 Revolving credit balance: $1,482Stated income:$25,000-$49,999
Amount delinquent: $174 Bankcard utilization: 5%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 18    
Screen name: first-enticing-openness Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
paying off credit card and PD loan
Purpose of loan:
This loan will be used to?
pay off my credit card debt and 2 payday loans I took out to cover some emergency auto repairs, but the interest on this is so high that I have to keep renewing them every payday just to pay my other bills. I know it was a bad decison to take one out in the first place, but I was in a bind, and now Im throwing away hundreds of dollars a month in refinancing fees, and cant seem to get ahead.
My financial situation:
I am a good candidate for this loan because?
I own my home so I dont have a morgage payment, just my monthly bills and without paying hundreds of dollars on the loans every two weeks, my debt to income ratio is pretty low, and??I would be able to pay back my loan early.
Monthly net income: $
1900.00
Monthly expenses: $
??Housing: $ 0.00
??Insurance: $ 100.00
??Car expenses: $ 120.00?
?Utilities: $ 200.00
??Phone, cable, internet: $ 200.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 400.00
??Other expenses: $ payday loans? 440.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Artist_Blue$25.00$25.006/11/2010 4:16:02 PM
FeedTheMachine$100.00$100.006/11/2010 4:16:50 PM
loot-heart$50.00$50.006/11/2010 4:17:40 PM
orderly-leverage$30.00$30.006/11/2010 4:22:06 PM
shrewd-peace7$30.00$30.006/11/2010 4:37:10 PM
coffee_hound$25.00$25.006/11/2010 5:19:33 PM
Phantom99$25.00$25.006/11/2010 6:30:43 PM
danthemon35$25.00$25.006/11/2010 6:40:42 PM
MoneyMA$25.00$25.006/11/2010 11:59:34 PM
cash-spark3$25.00$25.006/11/2010 4:21:53 PM
SNH$50.00$50.006/11/2010 4:22:02 PM
halothane_logic$25.00$25.006/12/2010 8:15:12 AM
cspot$25.00$25.006/11/2010 4:35:07 PM
Viamin$25.00$25.006/11/2010 4:36:19 PM
piter-to-la-investment$25.00$25.006/11/2010 4:36:22 PM
exchange-dreams$25.00$25.006/12/2010 9:46:26 AM
marwadi-62$25.00$25.006/12/2010 10:12:01 AM
transparency-burger$25.00$25.006/12/2010 10:45:01 AM
seisen$27.47$27.476/12/2010 1:13:27 PM
hopethisworks$25.00$25.006/12/2010 1:24:31 PM
generous-deal6$25.00$25.006/11/2010 8:34:32 PM
Dreams4Cash$25.00$25.006/12/2010 1:41:29 PM
jhjoe$25.00$25.006/12/2010 1:53:04 PM
ukstevenhawaii$50.00$50.006/11/2010 11:14:37 PM
treasure-bliss$59.51$59.516/12/2010 1:56:47 PM
just-money930$50.00$50.006/12/2010 4:35:21 AM
famous-bill$50.00$50.006/12/2010 5:50:54 AM
fuzed$28.75$28.756/12/2010 2:12:52 PM
payment-gusto$25.00$25.006/12/2010 6:44:35 AM
treasure-generator$25.00$25.006/12/2010 2:22:13 PM
Streetfighter$38.51$38.516/12/2010 2:23:19 PM
brother_tam$35.83$35.836/12/2010 8:19:33 AM
JGB$65.87$9.196/12/2010 2:25:08 PM
kidsskipp$25.00$25.006/12/2010 5:14:50 AM
HHP$25.00$25.006/12/2010 1:25:14 PM
1nvest$25.00$25.006/12/2010 1:38:09 PM
whynormal$25.00$25.006/12/2010 1:43:02 PM
lloyd_s$25.00$25.006/12/2010 10:14:42 AM
oldmora$35.67$35.676/12/2010 2:23:15 PM
Anny-Disco$50.00$50.006/12/2010 12:31:37 PM
sc91$25.00$25.006/12/2010 1:04:41 PM
LuvToLend$25.00$25.006/12/2010 1:12:44 PM
DeutscheBank$25.00$25.006/12/2010 1:41:31 PM
papaloha$29.30$29.306/12/2010 1:43:04 PM
benefit-squirrel$25.00$25.006/12/2010 2:24:47 PM
wlm3012$25.00$25.006/13/2010 5:22:14 PM
qwsd12$40.00$40.006/11/2010 4:21:56 PM
personal-lender$25.00$25.006/11/2010 4:22:16 PM
simplelender80$50.00$50.006/11/2010 4:22:32 PM
MADAOO7$50.00$50.006/11/2010 4:22:38 PM
tech_helper$25.00$25.006/11/2010 4:22:44 PM
desertoasis$25.00$25.006/11/2010 4:24:37 PM
time4aloan$30.00$30.006/11/2010 4:36:43 PM
payout-detective7$25.00$25.006/11/2010 4:44:36 PM
orange-preeminant-bill$35.50$35.506/11/2010 8:34:55 PM
janasek$40.00$40.006/11/2010 11:49:46 PM
top-historic-peso$26.00$26.006/11/2010 4:22:03 PM
pavelz$39.01$39.016/12/2010 9:24:32 AM
duty-sensai$25.00$25.006/11/2010 4:35:21 PM
green-thoughtful-yield$50.00$50.006/11/2010 4:16:43 PM
supreme-hope$25.00$25.006/12/2010 10:14:52 AM
zone6$55.71$55.716/11/2010 4:39:32 PM
momoney2lend$25.00$25.006/12/2010 11:15:06 AM
moola-accelerator6$25.00$25.006/12/2010 1:13:30 PM
S-Master$25.00$25.006/11/2010 4:21:23 PM
Floridagirl$25.00$25.006/12/2010 1:22:46 PM
cypressdev001$25.00$25.006/12/2010 1:54:24 PM
likeable-openness$25.00$25.006/11/2010 5:15:00 PM
wwwUniversal$25.00$25.006/12/2010 2:26:35 PM
commerce-handshake$25.00$25.006/12/2010 4:35:24 AM
actuarial_investor$25.00$25.006/12/2010 5:14:48 AM
worth-arch$25.00$25.006/12/2010 6:15:29 AM
rjeffries35$25.00$25.006/12/2010 1:37:18 PM
teller$25.00$25.006/12/2010 1:42:55 PM
purdue98$25.00$25.006/12/2010 2:09:41 PM
Comoparklender$25.00$25.006/12/2010 2:24:37 PM
persevering$25.06$25.066/12/2010 1:54:55 PM
gotjack$25.00$25.006/12/2010 1:55:24 PM
sympathetic-asset$25.00$25.006/12/2010 1:56:39 PM
randsenterprise$25.00$25.006/12/2010 2:08:29 PM
Gibbyland$34.49$34.496/12/2010 2:10:08 PM
81 bids