Sales Report:Supplement No. 217 dated Jun 14, 2010 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
459846
This series of Notes was issued and sold upon the funding of the borrower loan #42897, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| May-24-2010 |
| |
Auction end date:
| May-26-2010 |
|
|
Starting lender yield:
| 9.20% |
Starting borrower rate/APR:
| 10.20% / 12.31% |
Starting monthly payment:
| $404.51 |
|
Final lender yield:
| 9.20% |
Final borrower rate/APR:
| 10.20% / 12.31% |
Final monthly payment:
| $404.51 |
| |
|
Auction yield range:
| 3.99% - 9.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1992 |
Debt/Income ratio:
| 15% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 7
/
6 | Length of status: | 9y 2m |
|
Credit score:
| 700-719 (May-2010) |
Total credit lines:
| 15 |
Occupation: | Car Dealer |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $16,888 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 42% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| orderly-integrity0 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paying off all bills,
Purpose of loan:
making life simple by paying of all bills, consolidate into one..
My financial situation:
I am a good candidate for this loan because?i have good , solid cash flow, committed to pay off all bills..?
Monthly net income: $ 15,000
Monthly expenses: $
??Housing: $ 2300
??Insurance: $ 300
??Car expenses: $ 3000
??Utilities: $ 250
??Phone, cable, internet: $ 250Food, entertainment: $
??Clothing, household expenses $ 500
??Credit cards and other loans: $ 1000
??Other expenses: $ 1000
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| availableloan | $25.00 | $25.00 | 5/24/2010 3:53:29 PM |
| SNH | $50.00 | $50.00 | 5/24/2010 4:12:40 PM |
| the-profit-oracle | $25.00 | $25.00 | 5/24/2010 4:16:30 PM |
| ichibon | $75.00 | $75.00 | 5/24/2010 4:12:42 PM |
| camaraderi-workhorse | $30.00 | $30.00 | 5/24/2010 4:13:06 PM |
| unassassinable | $25.00 | $25.00 | 5/24/2010 4:27:10 PM |
| JGB | $100.00 | $100.00 | 5/24/2010 4:29:49 PM |
| wise-spiritual-commitment | $50.00 | $50.00 | 5/24/2010 4:29:56 PM |
| trustworthy-fairness | $50.00 | $50.00 | 5/24/2010 4:30:43 PM |
| kegs | $100.00 | $100.00 | 5/24/2010 4:30:48 PM |
| Earl65 | $25.00 | $25.00 | 5/24/2010 4:50:33 PM |
| bitbucket | $50.00 | $50.00 | 5/24/2010 4:55:19 PM |
| green-glowing-gain | $25.00 | $25.00 | 5/24/2010 4:55:39 PM |
| integrity-doctor | $100.00 | $100.00 | 5/24/2010 4:27:18 PM |
| mountains59 | $25.00 | $25.00 | 5/24/2010 4:55:56 PM |
| UncleScroogeDMD | $100.00 | $100.00 | 5/24/2010 4:17:34 PM |
| jla720 | $25.00 | $25.00 | 5/24/2010 4:29:00 PM |
| elegant-bonus | $25.00 | $25.00 | 5/24/2010 4:59:31 PM |
| red-undaunted-kindness | $37.17 | $37.17 | 5/24/2010 5:00:45 PM |
| skiforglory | $25.00 | $25.00 | 5/24/2010 4:49:48 PM |
| delicious-social132 | $25.00 | $25.00 | 5/24/2010 5:02:45 PM |
| Trolley08 | $25.00 | $25.00 | 5/24/2010 4:50:58 PM |
| speedy-point | $25.00 | $25.00 | 5/24/2010 5:02:56 PM |
| JFKPilot | $25.00 | $25.00 | 5/24/2010 5:03:36 PM |
| DcUnited | $25.00 | $25.00 | 5/24/2010 5:03:50 PM |
| one-midas | $25.00 | $25.00 | 5/24/2010 5:04:42 PM |
| life-is-great | $25.00 | $25.00 | 5/24/2010 5:05:31 PM |
| independent-revenue4 | $50.00 | $50.00 | 5/24/2010 4:26:44 PM |
| Artist_Blue | $25.00 | $25.00 | 5/24/2010 5:06:24 PM |
| AF-Chief | $27.00 | $27.00 | 5/24/2010 4:55:28 PM |
| sgmm330 | $25.00 | $25.00 | 5/24/2010 4:55:46 PM |
| mattbly | $25.00 | $25.00 | 5/24/2010 4:55:53 PM |
| angeimack | $25.00 | $25.00 | 5/24/2010 4:27:58 PM |
| emt747 | $25.00 | $25.00 | 5/24/2010 4:28:02 PM |
| maldok1 | $25.00 | $25.00 | 5/24/2010 4:28:08 PM |
| FadSaolAgat | $50.00 | $50.00 | 5/24/2010 4:28:56 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 5/24/2010 4:57:58 PM |
| uncleubb | $25.00 | $25.00 | 5/24/2010 4:58:11 PM |
| american6 | $25.00 | $25.00 | 5/24/2010 4:29:28 PM |
| orange-courageous-dedication | $25.00 | $25.00 | 5/24/2010 4:59:06 PM |
| lokiswolf | $30.00 | $30.00 | 5/24/2010 4:59:18 PM |
| onlyastepaway | $25.00 | $25.00 | 5/24/2010 5:02:22 PM |
| david5000 | $50.00 | $50.00 | 5/24/2010 5:02:57 PM |
| bxdoc | $33.72 | $33.72 | 5/24/2010 4:50:06 PM |
| Dap2005 | $25.00 | $25.00 | 5/24/2010 5:03:53 PM |
| psztnrw | $100.00 | $100.00 | 5/24/2010 5:03:59 PM |
| e6400 | $38.57 | $38.57 | 5/24/2010 5:04:21 PM |
| LiquidLender | $25.00 | $25.00 | 5/24/2010 5:04:44 PM |
| famous-bill | $50.00 | $50.00 | 5/24/2010 5:05:18 PM |
| sarisai | $45.37 | $45.37 | 5/24/2010 5:05:42 PM |
| favorite-commerce | $50.00 | $50.00 | 5/24/2010 5:26:39 PM |
| partnerinflight | $50.00 | $50.00 | 5/24/2010 5:06:11 PM |
| mtsilver | $25.00 | $25.00 | 5/24/2010 4:55:57 PM |
| intelligent-yield | $25.00 | $25.00 | 5/24/2010 4:56:37 PM |
| wonderfulwyo | $25.00 | $25.00 | 5/24/2010 4:57:05 PM |
| bigdogsafety1 | $25.00 | $25.00 | 5/24/2010 5:39:25 PM |
| nickel-advocator | $25.00 | $25.00 | 5/24/2010 5:01:29 PM |
| currency-agave | $25.00 | $25.00 | 5/24/2010 5:02:25 PM |
| djh47a | $25.00 | $25.00 | 5/24/2010 6:02:29 PM |
| Kulchar | $50.00 | $50.00 | 5/24/2010 5:02:36 PM |
| credit-kahuna | $26.06 | $26.06 | 5/24/2010 6:02:45 PM |
| balanced-bill7 | $100.00 | $100.00 | 5/24/2010 5:02:40 PM |
| torion | $25.00 | $25.00 | 5/24/2010 5:02:48 PM |
| cash-queen | $40.00 | $40.00 | 5/24/2010 5:03:22 PM |
| transparency-advocator | $25.00 | $25.00 | 5/24/2010 5:03:52 PM |
| iluxa | $25.00 | $25.00 | 5/24/2010 5:23:32 PM |
| Aimvest | $25.00 | $25.00 | 5/24/2010 5:04:07 PM |
| drumcorpsnut | $30.18 | $30.18 | 5/24/2010 5:25:21 PM |
| new-social-economist | $25.00 | $25.00 | 5/24/2010 5:05:06 PM |
| Comoparklender | $30.00 | $30.00 | 5/24/2010 5:26:41 PM |
| rider350 | $25.00 | $25.00 | 5/24/2010 5:05:30 PM |
| castleman | $25.00 | $25.00 | 5/24/2010 5:05:36 PM |
| peso-aggregator | $25.00 | $25.00 | 5/24/2010 5:05:40 PM |
| bold-durability-drum | $50.00 | $50.00 | 5/24/2010 5:05:44 PM |
| thunder135 | $25.00 | $25.00 | 5/24/2010 5:06:01 PM |
| Malkial | $25.00 | $25.00 | 5/24/2010 5:47:05 PM |
| time4aloan | $41.17 | $41.17 | 5/24/2010 8:51:22 PM |
| fair-rate | $25.00 | $25.00 | 5/24/2010 6:02:16 PM |
| alaco | $25.00 | $25.00 | 5/24/2010 9:36:59 PM |
| rjw_mpwr | $25.00 | $25.00 | 5/24/2010 9:37:06 PM |
| Fiimg | $29.00 | $29.00 | 5/24/2010 9:37:37 PM |
| realwopr | $25.00 | $25.00 | 5/24/2010 9:46:38 PM |
| revenue-serenity | $25.00 | $25.00 | 5/24/2010 9:46:42 PM |
| ShogunTKD | $50.00 | $50.00 | 5/24/2010 9:46:46 PM |
| bold-currency-holly | $25.00 | $25.00 | 5/24/2010 9:46:51 PM |
| deal-dreams3 | $25.00 | $25.00 | 5/24/2010 9:46:56 PM |
| credit-czar5 | $25.00 | $25.00 | 5/24/2010 9:47:00 PM |
| return-buddy | $25.00 | $25.00 | 5/24/2010 9:47:03 PM |
| FCI | $25.00 | $25.00 | 5/24/2010 7:01:39 PM |
| benefit-arch | $25.00 | $25.00 | 5/24/2010 9:47:07 PM |
| whois-JohnGalt | $25.00 | $25.00 | 5/24/2010 9:47:11 PM |
| physicsman | $50.00 | $50.00 | 5/24/2010 9:47:16 PM |
| charming-dime | $25.00 | $25.00 | 5/24/2010 9:47:21 PM |
| stoopidnoodle | $25.00 | $25.00 | 5/24/2010 9:47:24 PM |
| mirth378 | $25.00 | $25.00 | 5/24/2010 9:47:28 PM |
| influential-compassion9 | $40.55 | $40.55 | 5/24/2010 9:47:35 PM |
| seasonedinvestor | $50.00 | $50.00 | 5/24/2010 9:47:40 PM |
| HamletTower | $25.00 | $25.00 | 5/24/2010 9:47:56 PM |
| DeilaMiah | $25.00 | $25.00 | 5/24/2010 5:23:37 PM |
| ddprice | $25.00 | $25.00 | 5/24/2010 9:48:03 PM |
| funds-finder8 | $25.00 | $25.00 | 5/24/2010 9:48:09 PM |
| sharkm | $35.00 | $35.00 | 5/24/2010 9:48:21 PM |
| JanLal | $25.00 | $25.00 | 5/24/2010 9:48:26 PM |
| financialsteward123 | $25.00 | $25.00 | 5/24/2010 9:48:33 PM |
| cablenews | $50.00 | $50.00 | 5/24/2010 9:48:49 PM |
| shrewd-peace7 | $25.00 | $25.00 | 5/24/2010 9:48:54 PM |
| community-saver0 | $25.00 | $25.00 | 5/24/2010 9:49:02 PM |
| Musicman1950 | $25.00 | $25.00 | 5/24/2010 5:26:11 PM |
| trapper569 | $25.00 | $25.00 | 5/24/2010 9:37:02 PM |
| return-eclipse0 | $25.00 | $25.00 | 5/24/2010 9:37:13 PM |
| syounker | $25.00 | $25.00 | 5/24/2010 9:37:29 PM |
| tremendous-payment | $25.00 | $25.00 | 5/24/2010 9:37:35 PM |
| loanfairy | $25.00 | $25.00 | 5/24/2010 9:37:41 PM |
| ticketman2 | $25.00 | $25.00 | 5/24/2010 5:47:13 PM |
| tohster | $50.00 | $50.00 | 5/24/2010 9:46:37 PM |
| chestnut4 | $25.00 | $25.00 | 5/24/2010 5:47:27 PM |
| first-fund-empenada | $25.00 | $25.00 | 5/24/2010 9:46:41 PM |
| a-versatile-power | $25.00 | $25.00 | 5/24/2010 9:46:45 PM |
| catfishst | $25.00 | $25.00 | 5/24/2010 9:46:49 PM |
| mommyhelper | $25.00 | $25.00 | 5/24/2010 9:47:01 PM |
| thrifty-funds1 | $25.00 | $25.00 | 5/24/2010 9:47:08 PM |
| jeb_31 | $25.00 | $25.00 | 5/24/2010 9:47:11 PM |
| The_Secret | $50.00 | $50.00 | 5/24/2010 9:47:14 PM |
| trade-watcher | $25.00 | $25.00 | 5/24/2010 5:53:18 PM |
| Beverly_Hills_Lender | $25.00 | $25.00 | 5/24/2010 9:47:19 PM |
| davechris870 | $50.00 | $50.00 | 5/24/2010 9:47:23 PM |
| brutusbone | $25.00 | $25.00 | 5/24/2010 9:47:27 PM |
| natural-greenback6 | $25.00 | $25.00 | 5/24/2010 9:47:31 PM |
| exuberant-loot | $50.00 | $50.00 | 5/24/2010 9:47:37 PM |
| monroemoney | $25.00 | $25.00 | 5/24/2010 9:47:41 PM |
| loanforyou08 | $25.00 | $25.00 | 5/24/2010 9:47:45 PM |
| Ducatiman1978 | $25.00 | $25.00 | 5/24/2010 9:48:00 PM |
| whynormal | $25.00 | $25.00 | 5/24/2010 9:48:07 PM |
| jonn834 | $25.00 | $25.00 | 5/24/2010 9:48:25 PM |
| payout-paladin0 | $25.00 | $25.00 | 5/24/2010 9:48:28 PM |
| Favish | $50.00 | $50.00 | 5/24/2010 9:48:51 PM |
| shark8851 | $50.00 | $50.00 | 5/24/2010 9:48:54 PM |
| miket71 | $100.00 | $100.00 | 5/24/2010 9:49:00 PM |
| VeedonFleece | $50.00 | $49.09 | 5/24/2010 9:49:07 PM |
| wwwUniversal | $25.00 | $25.00 | 5/24/2010 9:49:48 PM |
| 108lender | $50.00 | $50.00 | 5/24/2010 8:46:58 PM |
| BuffetRocks | $49.27 | $49.27 | 5/24/2010 9:36:57 PM |
| Jakono | $25.00 | $25.00 | 5/24/2010 9:37:03 PM |
| GoldenTrout | $25.00 | $25.00 | 5/24/2010 9:37:14 PM |
| zeraphm | $25.00 | $25.00 | 5/24/2010 9:37:30 PM |
| jrbill1998 | $50.00 | $50.00 | 5/24/2010 9:37:39 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 5/24/2010 9:46:19 PM |
| duckbill_1972 | $25.00 | $25.00 | 5/24/2010 9:46:40 PM |
| uafedu | $25.00 | $25.00 | 5/24/2010 9:46:43 PM |
| MNSS | $50.00 | $50.00 | 5/24/2010 9:46:47 PM |
| xrycac | $25.00 | $25.00 | 5/24/2010 9:46:52 PM |
| wealthstar | $25.00 | $25.00 | 5/24/2010 9:47:04 PM |
| rupee-paloverde | $50.00 | $50.00 | 5/24/2010 9:47:08 PM |
| mulberry4 | $25.00 | $25.00 | 5/24/2010 9:47:12 PM |
| cathexis | $100.00 | $100.00 | 5/24/2010 9:47:15 PM |
| bowerz | $25.00 | $25.00 | 5/24/2010 9:47:20 PM |
| minddoc | $25.00 | $25.00 | 5/24/2010 9:47:24 PM |
| safe-finance | $25.00 | $25.00 | 5/24/2010 9:47:28 PM |
| lendme2 | $50.00 | $50.00 | 5/24/2010 9:47:34 PM |
| rromanchuk | $25.00 | $25.00 | 5/24/2010 9:47:39 PM |
| self-reliant-integrity0 | $50.00 | $50.00 | 5/24/2010 9:47:45 PM |
| top-silver-american | $25.00 | $25.00 | 5/24/2010 9:48:01 PM |
| interest-griffin | $33.40 | $33.40 | 5/24/2010 9:48:05 PM |
| atrain2007 | $25.00 | $25.00 | 5/24/2010 9:48:15 PM |
| samo102us | $25.00 | $25.00 | 5/24/2010 9:48:23 PM |
| lucrative-dollar | $25.00 | $25.00 | 5/24/2010 9:48:27 PM |
| lloyd_s | $25.00 | $25.00 | 5/24/2010 9:48:38 PM |
| fcukciti | $50.00 | $50.00 | 5/24/2010 9:48:51 PM |
| Midwestvalues | $100.00 | $100.00 | 5/24/2010 9:48:55 PM |
| funds-rascal | $25.00 | $25.00 | 5/24/2010 9:48:58 PM |
| durability-exchanger | $25.00 | $25.00 | 5/24/2010 9:49:04 PM |
| selector568 | $88.61 | $88.61 | 5/24/2010 3:56:40 PM |
| rescue | $50.00 | $50.00 | 5/24/2010 3:57:00 PM |
| ArmyGuy | $25.00 | $25.00 | 5/24/2010 4:11:09 PM |
| successful-euro | $30.00 | $30.00 | 5/24/2010 3:57:31 PM |
| economy-producer | $25.00 | $25.00 | 5/24/2010 4:12:14 PM |
| worth-arch | $25.00 | $25.00 | 5/24/2010 4:14:00 PM |
| hrubinst | $25.00 | $25.00 | 5/24/2010 4:14:40 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 5/24/2010 4:16:32 PM |
| interest-jedi0 | $50.00 | $50.00 | 5/24/2010 4:23:53 PM |
| top-historic-peso | $25.00 | $25.00 | 5/24/2010 4:13:20 PM |
| studious-bonus7 | $50.00 | $50.00 | 5/24/2010 4:13:43 PM |
| riproaringrapids | $50.00 | $50.00 | 5/24/2010 4:24:49 PM |
| thorough-exchange4 | $25.00 | $25.00 | 5/24/2010 4:27:07 PM |
| dinero-speaker | $50.00 | $50.00 | 5/24/2010 4:15:23 PM |
| peace-habanero | $25.00 | $25.00 | 5/24/2010 4:28:03 PM |
| A007 | $25.00 | $25.00 | 5/24/2010 4:28:48 PM |
| ddog0224 | $25.00 | $25.00 | 5/24/2010 4:16:49 PM |
| telegon | $25.00 | $25.00 | 5/24/2010 4:29:45 PM |
| wayman | $25.00 | $25.00 | 5/24/2010 4:17:07 PM |
| macgeek | $50.00 | $50.00 | 5/24/2010 4:17:24 PM |
| golden-wealth2 | $50.00 | $50.00 | 5/24/2010 4:30:27 PM |
| spirited-bazaar7 | $50.00 | $50.00 | 5/24/2010 4:30:41 PM |
| Pulchritudinous | $25.00 | $25.00 | 5/24/2010 4:12:52 PM |
| Picopie | $25.19 | $25.19 | 5/24/2010 4:52:22 PM |
| PRGuyinVA | $25.00 | $25.00 | 5/24/2010 4:14:12 PM |
| Avala | $50.00 | $50.00 | 5/24/2010 4:14:43 PM |
| F16Pilot | $25.00 | $25.00 | 5/24/2010 4:55:16 PM |
| payout-mongoose | $25.00 | $25.00 | 5/24/2010 4:55:30 PM |
| BabyLender | $25.00 | $25.00 | 5/24/2010 4:55:37 PM |
| GiantAardvark | $25.00 | $25.00 | 5/24/2010 4:27:05 PM |
| neutrino6 | $25.00 | $25.00 | 5/24/2010 4:55:42 PM |
| Phantom99 | $25.00 | $25.00 | 5/24/2010 4:15:49 PM |
| tramdath | $25.00 | $25.00 | 5/24/2010 4:55:55 PM |
| trade-pumpkin | $25.00 | $25.00 | 5/24/2010 4:56:42 PM |
| WLenders | $50.00 | $50.00 | 5/24/2010 4:28:01 PM |
| producer553 | $26.00 | $26.00 | 5/24/2010 4:57:06 PM |
| Dreams4Cash | $25.00 | $25.00 | 5/24/2010 4:59:22 PM |
| Peterman | $25.00 | $25.00 | 5/24/2010 5:01:32 PM |
| line6owner | $36.00 | $36.00 | 5/24/2010 5:02:33 PM |
| rudyindc | $25.00 | $25.00 | 5/24/2010 5:02:55 PM |
| Siafu | $25.00 | $25.00 | 5/24/2010 5:03:30 PM |
| upc_tnt | $25.00 | $25.00 | 5/24/2010 4:51:57 PM |
| ThisGuyIKnow | $25.00 | $25.00 | 5/24/2010 4:52:11 PM |
| MTlender | $25.00 | $25.00 | 5/24/2010 4:52:14 PM |
| seabass123 | $25.00 | $25.00 | 5/24/2010 5:03:55 PM |
| market-walnut5 | $50.00 | $50.00 | 5/24/2010 5:04:11 PM |
| wampum-chorus3 | $25.00 | $25.00 | 5/24/2010 5:04:14 PM |
| philosopher4 | $25.00 | $25.00 | 5/24/2010 5:04:19 PM |
| alexstar | $25.00 | $25.00 | 5/24/2010 5:04:31 PM |
| yomanie | $25.00 | $25.00 | 5/24/2010 5:04:50 PM |
| jdrez | $25.00 | $25.00 | 5/24/2010 5:04:58 PM |
| peace-missile | $25.00 | $25.00 | 5/24/2010 4:26:04 PM |
| egw | $25.00 | $25.00 | 5/24/2010 4:26:19 PM |
| mdreiss | $25.00 | $25.00 | 5/24/2010 4:54:02 PM |
| PK_USMC | $25.00 | $25.00 | 5/24/2010 4:54:55 PM |
| fishintime | $25.00 | $25.00 | 5/24/2010 4:27:02 PM |
| impeccable-transparency | $78.81 | $78.81 | 5/24/2010 4:55:31 PM |
| SeaDevil | $43.05 | $43.05 | 5/24/2010 4:55:45 PM |
| lifegrowth | $25.00 | $25.00 | 5/24/2010 4:55:50 PM |
| DeutscheBank | $25.00 | $25.00 | 5/24/2010 4:55:59 PM |
| emelia | $25.00 | $25.00 | 5/24/2010 4:28:00 PM |
| Ocean713 | $50.00 | $50.00 | 5/24/2010 4:28:08 PM |
| villagers | $25.00 | $25.00 | 5/24/2010 4:56:38 PM |
| Moxman125 | $25.00 | $25.00 | 5/24/2010 4:56:54 PM |
| Ready2Loan | $25.00 | $25.00 | 5/24/2010 4:57:10 PM |
| skbeemer16 | $30.00 | $30.00 | 5/24/2010 5:09:21 PM |
| understanding-fairness9 | $50.00 | $50.00 | 5/24/2010 4:57:45 PM |
| platinum-genetics | $50.00 | $50.00 | 5/24/2010 4:59:16 PM |
| business_savvy | $49.50 | $49.50 | 5/24/2010 5:11:13 PM |
| Stollewood | $50.00 | $50.00 | 5/24/2010 4:59:25 PM |
| peerlender | $25.00 | $25.00 | 5/24/2010 4:59:42 PM |
| generous-deal6 | $25.00 | $25.00 | 5/24/2010 4:31:11 PM |
| orderly-leverage | $40.00 | $40.00 | 5/24/2010 5:02:20 PM |
| the-gold-quark | $25.00 | $25.00 | 5/24/2010 5:03:48 PM |
| uncleegg | $50.00 | $50.00 | 5/24/2010 5:03:57 PM |
| Gladglide | $25.36 | $25.36 | 5/24/2010 5:25:14 PM |
| special-truth | $50.00 | $50.00 | 5/24/2010 5:05:02 PM |
| trumpet | $50.00 | $50.00 | 5/24/2010 4:53:34 PM |
| radforj22 | $25.00 | $25.00 | 5/24/2010 5:05:16 PM |
| Bronxpsy | $25.00 | $25.00 | 5/24/2010 5:26:04 PM |
| a-finance-nirvana | $25.00 | $25.00 | 5/24/2010 5:26:07 PM |
| gold-conga | $25.00 | $25.00 | 5/24/2010 5:26:30 PM |
| Andrewshauna | $44.34 | $44.34 | 5/24/2010 4:55:21 PM |
| Cheburashka | $25.00 | $25.00 | 5/24/2010 5:26:40 PM |
| thrifty-peso | $25.00 | $25.00 | 5/24/2010 4:55:58 PM |
| klinebarger | $25.00 | $25.00 | 5/24/2010 4:56:40 PM |
| CASSHMAN | $50.00 | $50.00 | 5/24/2010 4:56:50 PM |
| loot-duckling | $50.00 | $50.00 | 5/24/2010 4:57:03 PM |
| helpinghand63 | $47.69 | $47.69 | 5/24/2010 4:57:08 PM |
| lcole32 | $25.00 | $25.00 | 5/24/2010 4:58:40 PM |
| Archchancellor | $25.00 | $25.00 | 5/24/2010 4:59:23 PM |
| LandE2BG | $25.00 | $25.00 | 5/24/2010 4:59:43 PM |
| CaptainBlueberry | $25.00 | $25.00 | 5/24/2010 5:02:27 PM |
| OrcaFIN | $25.00 | $25.00 | 5/24/2010 5:02:38 PM |
| Marathoner | $25.00 | $25.00 | 5/24/2010 5:02:42 PM |
| sloak | $25.00 | $25.00 | 5/24/2010 5:02:46 PM |
| dinero-festivity2 | $100.00 | $100.00 | 5/24/2010 5:02:53 PM |
| TW2000 | $25.00 | $25.00 | 5/24/2010 5:03:20 PM |
| SimpleChoice | $25.00 | $25.00 | 5/24/2010 7:16:28 PM |
| money-bauble | $30.00 | $30.00 | 5/24/2010 5:26:09 PM |
| treasure-bliss | $64.79 | $64.79 | 5/24/2010 5:26:43 PM |
| gold-disk | $100.00 | $100.00 | 5/24/2010 5:05:34 PM |
| kmr2 | $350.00 | $350.00 | 5/24/2010 5:05:43 PM |
| loan-kung-fu | $25.00 | $25.00 | 5/24/2010 8:51:23 PM |
| marilyn7 | $50.00 | $50.00 | 5/24/2010 9:37:01 PM |
| ijspence | $25.00 | $25.00 | 5/24/2010 9:37:12 PM |
| steiglends | $30.80 | $30.80 | 5/24/2010 9:37:31 PM |
| Banker7371 | $25.00 | $25.00 | 5/24/2010 9:37:40 PM |
| transparency-planetarium | $25.00 | $25.00 | 5/24/2010 9:46:36 PM |
| dollar-trader2 | $25.00 | $25.00 | 5/24/2010 6:37:33 PM |
| dpdn57 | $25.00 | $25.00 | 5/24/2010 9:46:40 PM |
| js44043 | $25.00 | $25.00 | 5/24/2010 9:46:44 PM |
| Alex911 | $25.00 | $25.00 | 5/24/2010 9:46:54 PM |
| revenue-ruler6 | $25.00 | $25.00 | 5/24/2010 9:46:58 PM |
| QuinMccoy | $25.00 | $25.00 | 5/24/2010 9:47:03 PM |
| veverka | $25.00 | $25.00 | 5/24/2010 9:47:05 PM |
| unforgettable-moola1 | $30.00 | $30.00 | 5/24/2010 9:47:09 PM |
| gatorjh | $25.00 | $25.00 | 5/24/2010 9:47:12 PM |
| Syndication | $25.00 | $25.00 | 5/24/2010 9:47:19 PM |
| gokart83 | $25.00 | $25.00 | 5/24/2010 9:47:22 PM |
| japerk | $25.00 | $25.00 | 5/24/2010 9:47:27 PM |
| MasonWitt | $25.00 | $25.00 | 5/24/2010 9:47:30 PM |
| GS_Lending | $25.00 | $25.00 | 5/24/2010 9:47:38 PM |
| sensible-community1 | $25.00 | $25.00 | 5/24/2010 9:47:44 PM |
| lounges | $25.00 | $25.00 | 5/24/2010 9:48:00 PM |
| cash-merry-maker | $25.00 | $25.00 | 5/24/2010 9:48:06 PM |
| the-bright-velocity | $25.00 | $25.00 | 5/24/2010 9:48:24 PM |
| kind-adventurous-finance | $25.00 | $25.00 | 5/24/2010 9:48:27 PM |
| dschaaf | $25.00 | $25.00 | 5/24/2010 9:48:30 PM |
| Snowflake6515 | $25.00 | $25.00 | 5/24/2010 9:48:46 PM |
| naina_my_daughter | $25.00 | $25.00 | 5/24/2010 9:48:52 PM |
| Panna | $25.00 | $25.00 | 5/24/2010 9:48:57 PM |
| kirkjerk | $25.00 | $25.00 | 5/24/2010 5:25:23 PM |
| bchen78875 | $25.00 | $25.00 | 5/24/2010 5:29:34 PM |
| GlobalVisionary | $25.00 | $25.00 | 5/24/2010 9:36:59 PM |
| autonomous-basis | $25.00 | $25.00 | 5/24/2010 9:37:07 PM |
| greeninspirit | $25.00 | $25.00 | 5/24/2010 9:37:38 PM |
| contract-eagle | $29.25 | $29.25 | 5/24/2010 9:46:39 PM |
| suomynona | $25.00 | $25.00 | 5/24/2010 9:46:43 PM |
| the_iceman | $50.00 | $50.00 | 5/24/2010 9:46:46 PM |
| cladius67 | $25.00 | $25.00 | 5/24/2010 9:46:52 PM |
| repayment-launcher | $25.00 | $25.00 | 5/24/2010 9:47:06 PM |
| responsive-gain7 | $25.00 | $25.00 | 5/24/2010 9:47:09 PM |
| calilending | $25.00 | $25.00 | 5/24/2010 9:47:13 PM |
| intlargonaut | $27.64 | $27.64 | 5/24/2010 9:47:17 PM |
| income-excellence1 | $25.00 | $25.00 | 5/24/2010 9:47:21 PM |
| mlekst01 | $50.00 | $50.00 | 5/24/2010 9:47:25 PM |
| duty-sensai | $25.00 | $25.00 | 5/24/2010 9:47:29 PM |
| ptjg | $48.51 | $48.51 | 5/24/2010 9:47:32 PM |
| bill-solo | $25.00 | $25.00 | 5/24/2010 9:47:39 PM |
| locofuego | $50.00 | $50.00 | 5/24/2010 9:47:44 PM |
| forthright-trade | $25.00 | $25.00 | 5/24/2010 9:47:57 PM |
| objective-investor | $33.14 | $33.14 | 5/24/2010 9:48:04 PM |
| heavenly-repayment4 | $30.00 | $30.00 | 5/24/2010 9:48:10 PM |
| tallmon | $25.00 | $25.00 | 5/24/2010 9:48:22 PM |
| Composure1 | $50.00 | $50.00 | 5/24/2010 9:48:26 PM |
| tsui517 | $25.00 | $25.00 | 5/24/2010 9:48:30 PM |
| investor7257 | $25.00 | $25.00 | 5/24/2010 9:48:50 PM |
| powerful-finance7 | $25.00 | $25.00 | 5/24/2010 9:48:53 PM |
| drawseeker | $25.00 | $25.00 | 5/24/2010 9:48:57 PM |
| lucrative-coin | $25.00 | $25.00 | 5/24/2010 9:48:59 PM |
| gavinfh | $25.00 | $25.00 | 5/24/2010 9:49:03 PM |
| inventive-wealth2 | $25.00 | $25.00 | 5/24/2010 8:41:29 PM |
| BrandonW | $25.00 | $25.00 | 5/24/2010 9:21:26 PM |
| help58 | $50.00 | $50.00 | 5/24/2010 9:31:15 PM |
| Firestrm_Lending | $25.00 | $25.00 | 5/24/2010 9:37:00 PM |
| balance6 | $25.00 | $25.00 | 5/24/2010 9:37:08 PM |
| loan4teacher | $25.00 | $25.00 | 5/24/2010 9:37:36 PM |
| troy0868 | $25.00 | $25.00 | 5/24/2010 9:46:38 PM |
| capital-marsupial3 | $25.00 | $25.00 | 5/24/2010 9:46:41 PM |
| calinno2 | $25.00 | $25.00 | 5/24/2010 9:46:45 PM |
| Aaron_Oz | $25.00 | $25.00 | 5/24/2010 9:46:49 PM |
| quetal | $50.00 | $50.00 | 5/24/2010 9:47:02 PM |
| affluence-promise | $25.00 | $25.00 | 5/24/2010 9:47:06 PM |
| nands31 | $25.00 | $25.00 | 5/24/2010 9:47:10 PM |
| iolaire | $25.00 | $25.00 | 5/24/2010 9:47:14 PM |
| philwags | $25.00 | $25.00 | 5/24/2010 9:47:18 PM |
| bewitching-asset3 | $25.00 | $25.00 | 5/24/2010 9:47:22 PM |
| rupee-kung-fu7 | $25.00 | $25.00 | 5/24/2010 9:47:26 PM |
| powerful-velocity | $25.00 | $25.00 | 5/24/2010 9:47:30 PM |
| 13nd3r | $25.00 | $25.00 | 5/24/2010 9:47:37 PM |
| jeffvee | $25.00 | $25.00 | 5/24/2010 9:47:41 PM |
| Comfort_Investments | $50.00 | $50.00 | 5/24/2010 9:48:02 PM |
| ctgscott | $25.00 | $25.00 | 5/24/2010 9:48:11 PM |
| authoritative-capital | $25.00 | $25.00 | 5/24/2010 9:48:25 PM |
| important-ore | $50.00 | $50.00 | 5/24/2010 9:48:42 PM |
| Reinadog9 | $50.00 | $50.00 | 5/24/2010 9:48:48 PM |
| a-consummate-camaraderi | $50.00 | $50.00 | 5/24/2010 9:48:53 PM |
| Sven79 | $40.77 | $40.77 | 5/25/2010 8:16:22 AM |
| ClearLake | $25.00 | $25.00 | 5/24/2010 9:48:56 PM |
| ommcd | $25.00 | $25.00 | 5/24/2010 9:49:01 PM |
| platinum-rapture6 | $25.00 | $25.00 | 5/24/2010 9:49:05 PM |
| jimduism | $25.00 | $25.00 | 5/25/2010 11:13:34 PM |
| 364 bids
|
Borrower Payment Dependent Notes Series
460710
This series of Notes was issued and sold upon the funding of the borrower loan #42906, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,100.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jun-01-2010 |
| |
Auction end date:
| Jun-08-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $162.65 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $162.65 |
| |
|
Auction yield range:
| 3.99% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-1991 |
Debt/Income ratio:
| 19% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 20
/
20 | Length of status: | 4y 9m |
|
Credit score:
| 720-739 (May-2010) |
Total credit lines:
| 57 |
Occupation: | Attorney |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $112,012 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 95% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| worth-cowbell |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying Off High Rate Card
Purpose of loan:
This loan will be used to pay off a single, high interest rate credit card.
My financial situation:
I am a good candidate for this loan because I always pay my bills on time and have an excellent job.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What is the balance on the high interest rate credit card? What is the interest?
Could you provide us with a break down of your monthly income and expenses?
Thank you - p2p-eagle9
A:
I am traveling and will have to look at the financial documents to be certain. My memory is that the credit card rate was around 21%. I receive my salary in 12 equal installments and pay my estimated taxes quarterly. At present my income exceeds monthly expenses but not by a great deal given the high cost of private school tuition for my children. If the loan is funded, my monthly payment will only be $10 greater than the required minimum and the new loan debt will be gone in 3 years.
(Jun-04-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| rescue | $50.00 | $50.00 | 6/1/2010 11:56:46 AM |
| hrubinst | $25.00 | $25.00 | 6/1/2010 12:04:03 PM |
| Phantom99 | $25.00 | $25.00 | 6/1/2010 12:04:32 PM |
| worth-arch | $25.00 | $25.00 | 6/1/2010 12:03:47 PM |
| integrity-trumpet | $50.00 | $50.00 | 6/1/2010 12:06:37 PM |
| riproaringrapids | $25.00 | $25.00 | 6/1/2010 12:07:16 PM |
| chestnut4 | $25.00 | $25.00 | 6/1/2010 12:06:08 PM |
| balanced-bill7 | $100.00 | $100.00 | 6/1/2010 12:10:08 PM |
| systemlender | $25.00 | $25.00 | 6/1/2010 12:16:32 PM |
| golden-wealth2 | $50.00 | $50.00 | 6/1/2010 12:14:01 PM |
| trustworthy-fairness | $50.00 | $50.00 | 6/1/2010 12:15:38 PM |
| studious-bonus7 | $50.00 | $50.00 | 6/1/2010 12:03:30 PM |
| Avala | $50.00 | $50.00 | 6/1/2010 12:04:14 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 6/1/2010 12:04:47 PM |
| ddog0224 | $25.00 | $25.00 | 6/1/2010 12:04:59 PM |
| american6 | $25.00 | $25.00 | 6/1/2010 12:05:41 PM |
| bid-czar8 | $100.00 | $100.00 | 6/1/2010 12:10:23 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/1/2010 12:10:41 PM |
| twirl2 | $25.00 | $25.00 | 6/1/2010 4:09:56 PM |
| bchen78875 | $25.00 | $25.00 | 6/1/2010 12:12:28 PM |
| the-profit-oracle | $25.00 | $25.00 | 6/1/2010 12:13:01 PM |
| A007 | $25.00 | $25.00 | 6/1/2010 4:39:13 PM |
| RandyL3 | $25.00 | $25.00 | 6/1/2010 5:52:14 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 6/2/2010 5:31:49 AM |
| payout-banker4 | $25.00 | $25.00 | 6/1/2010 4:24:09 PM |
| Artist_Blue | $25.00 | $25.00 | 6/2/2010 7:18:03 AM |
| kmr2 | $38.84 | $38.84 | 6/2/2010 6:07:07 AM |
| merle-noir | $50.00 | $50.00 | 6/2/2010 8:52:33 AM |
| schnatty | $50.00 | $50.00 | 6/2/2010 8:57:00 AM |
| kegs | $100.00 | $100.00 | 6/1/2010 4:39:11 PM |
| green-thoughtful-yield | $25.00 | $25.00 | 6/2/2010 9:38:12 AM |
| bold-social-advantage | $75.00 | $75.00 | 6/1/2010 6:20:25 PM |
| shrewd-deal | $25.00 | $25.00 | 6/1/2010 8:22:41 PM |
| samo102us | $25.00 | $25.00 | 6/2/2010 2:46:42 PM |
| the-silver-blaster | $50.00 | $50.00 | 6/2/2010 6:22:02 PM |
| honorable-yield | $42.94 | $42.94 | 6/3/2010 7:21:45 AM |
| TennSquire | $25.00 | $25.00 | 6/3/2010 12:06:47 PM |
| Clambake | $31.83 | $31.83 | 6/3/2010 10:51:44 AM |
| decisive-capital | $78.83 | $78.83 | 6/3/2010 2:06:37 PM |
| UncleScroogeDMD | $100.00 | $100.00 | 6/3/2010 3:59:05 PM |
| point-shooter | $25.00 | $25.00 | 6/3/2010 11:31:53 AM |
| rose88 | $25.00 | $25.00 | 6/3/2010 12:06:51 PM |
| Dia_Lucrii | $25.00 | $25.00 | 6/3/2010 3:17:07 PM |
| NJournalist | $25.00 | $25.00 | 6/3/2010 9:41:40 PM |
| tech_helper | $50.00 | $50.00 | 6/4/2010 4:25:06 AM |
| money2k | $25.00 | $25.00 | 6/4/2010 1:14:05 AM |
| KiwiElf | $25.00 | $25.00 | 6/4/2010 3:42:55 PM |
| skuba | $25.00 | $25.00 | 6/4/2010 4:27:21 PM |
| flwah | $25.00 | $25.00 | 6/4/2010 6:18:14 PM |
| dollar-oracle55 | $25.00 | $25.00 | 6/4/2010 6:17:24 PM |
| GElender | $50.00 | $50.00 | 6/4/2010 5:39:28 PM |
| Tradesmanlender | $25.00 | $25.00 | 6/4/2010 5:41:00 PM |
| p1k4blu | $25.00 | $25.00 | 6/5/2010 4:45:07 PM |
| don8ter | $25.00 | $25.00 | 6/5/2010 1:34:50 PM |
| DrStaff | $48.82 | $42.44 | 6/5/2010 4:45:35 PM |
| katnmouse | $25.00 | $25.00 | 6/7/2010 4:57:48 PM |
| payout-magician | $25.00 | $25.00 | 6/7/2010 8:08:43 PM |
| 1phantom | $25.00 | $25.00 | 6/8/2010 10:02:45 AM |
| wwwUniversal | $25.00 | $25.00 | 6/8/2010 10:49:11 AM |
| economy-producer | $25.00 | $25.00 | 6/1/2010 12:02:59 PM |
| SNH | $50.00 | $50.00 | 6/1/2010 12:03:10 PM |
| wayman | $25.00 | $25.00 | 6/1/2010 12:05:09 PM |
| delicious-social132 | $25.00 | $25.00 | 6/1/2010 12:09:40 PM |
| successful-euro | $50.00 | $50.00 | 6/1/2010 12:13:54 PM |
| Bank42 | $50.00 | $50.00 | 6/1/2010 12:15:51 PM |
| top-historic-peso | $25.00 | $25.00 | 6/1/2010 12:03:20 PM |
| objective-investor | $100.00 | $100.00 | 6/1/2010 12:28:08 PM |
| visionary-community | $25.00 | $25.00 | 6/1/2010 12:17:11 PM |
| Interstate_Rate | $500.00 | $500.00 | 6/1/2010 1:27:31 PM |
| power-pagoda | $26.00 | $26.00 | 6/1/2010 12:19:10 PM |
| DcUnited | $30.00 | $30.00 | 6/1/2010 4:10:05 PM |
| ichibon | $75.00 | $75.00 | 6/1/2010 12:13:17 PM |
| kaiger | $25.00 | $25.00 | 6/1/2010 4:09:35 PM |
| gracej | $25.00 | $25.00 | 6/1/2010 4:24:02 PM |
| steady-bazaar | $25.00 | $25.00 | 6/1/2010 5:48:16 PM |
| dinero-speaker | $50.00 | $50.00 | 6/1/2010 4:39:39 PM |
| cash-spark3 | $25.00 | $25.00 | 6/1/2010 3:06:53 PM |
| wampum-chorus3 | $25.00 | $25.00 | 6/1/2010 5:47:50 PM |
| zone6 | $100.00 | $100.00 | 6/1/2010 5:48:00 PM |
| money_money | $50.00 | $50.00 | 6/1/2010 5:48:09 PM |
| MrBluesummers | $50.00 | $50.00 | 6/1/2010 4:09:52 PM |
| svandgts | $50.00 | $50.00 | 6/1/2010 4:24:11 PM |
| treasure-bliss | $100.00 | $100.00 | 6/2/2010 5:22:24 AM |
| teller | $25.00 | $25.00 | 6/2/2010 8:52:00 AM |
| PRGuyinVA | $25.00 | $25.00 | 6/1/2010 4:39:21 PM |
| Weaverville | $50.00 | $50.00 | 6/1/2010 4:39:40 PM |
| enforcer5 | $25.00 | $25.00 | 6/1/2010 5:48:17 PM |
| satisfying-durability | $25.00 | $25.00 | 6/2/2010 8:21:44 AM |
| penny-chooser | $50.00 | $50.00 | 6/3/2010 9:48:53 AM |
| orgy63 | $25.00 | $25.00 | 6/3/2010 9:12:06 AM |
| icchok | $50.00 | $50.00 | 6/3/2010 9:37:15 AM |
| flexible-value | $26.00 | $26.00 | 6/3/2010 12:06:50 PM |
| kchen486 | $50.00 | $50.00 | 6/3/2010 3:42:00 PM |
| Carpetkid | $25.00 | $25.00 | 6/3/2010 9:11:45 AM |
| irrelevant | $25.00 | $25.00 | 6/3/2010 2:13:20 PM |
| mmckune | $25.00 | $25.00 | 6/4/2010 1:14:12 AM |
| blackstar | $25.00 | $25.00 | 6/4/2010 4:39:53 AM |
| outofoffice | $50.00 | $50.00 | 6/4/2010 8:02:32 AM |
| brazilofmux | $43.12 | $43.12 | 6/4/2010 12:55:47 AM |
| p2p-eagle9 | $25.00 | $25.00 | 6/4/2010 12:02:28 PM |
| Searlzy | $25.00 | $25.00 | 6/4/2010 9:38:08 AM |
| IIP77 | $25.00 | $25.00 | 6/4/2010 8:31:04 AM |
| dma1206 | $25.00 | $25.00 | 6/4/2010 4:12:49 PM |
| cgorry | $25.00 | $25.00 | 6/4/2010 11:29:42 AM |
| easylender | $25.00 | $25.00 | 6/4/2010 12:10:16 PM |
| PhalanxBulldog | $25.00 | $25.00 | 6/4/2010 4:12:28 PM |
| durability-halibut | $25.00 | $25.00 | 6/4/2010 8:46:53 PM |
| anton | $100.00 | $100.00 | 6/5/2010 5:09:57 AM |
| dschaaf | $25.00 | $25.00 | 6/4/2010 9:45:08 PM |
| Anny-Disco | $100.00 | $100.00 | 6/5/2010 4:10:14 PM |
| broepke | $25.00 | $25.00 | 6/5/2010 4:44:59 PM |
| asset-trumpeter | $100.00 | $100.00 | 6/5/2010 9:11:23 AM |
| Cherrypicker | $35.00 | $35.00 | 6/5/2010 6:33:59 PM |
| MONEY_IN_THE_BANK | $25.00 | $25.00 | 6/6/2010 4:08:15 PM |
| bondhedger | $25.00 | $25.00 | 6/7/2010 11:15:18 AM |
| 1SteelerFan | $30.00 | $30.00 | 6/7/2010 11:30:30 AM |
| 116 bids
|
Borrower Payment Dependent Notes Series
460728
This series of Notes was issued and sold upon the funding of the borrower loan #42941, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jun-01-2010 |
| |
Auction end date:
| Jun-03-2010 |
|
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 28.57% |
Starting monthly payment:
| $101.06 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.57% |
Final monthly payment:
| $101.06 |
| |
|
Auction yield range:
| 10.99% - 25.25% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-2003 |
Debt/Income ratio:
| 10% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 6
/
6 | Length of status: | 1y 11m |
|
Credit score:
| 640-659 (May-2010) |
Total credit lines:
| 13 |
Occupation: | Sales - Retail |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $3,228 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 101% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| equitable-return6 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paying off credit cards and auto re
Purpose of loan:
This loan will be used to?payoff credit cards and repair my car
My financial situation:
I am a good candidate for this loan because?i always pay off my loans
Monthly net income: $3500
Monthly expenses: $
??Housing: $800
??Insurance: $100
??Car expenses: $0
??Utilities: $90
??Phone, cable, internet: $150
??Food, entertainment: $200
??Clothing, household expenses $100
??Credit cards and other loans: $300
??Other expenses: $0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| shrewd-peace7 | $50.00 | $50.00 | 6/1/2010 11:54:26 AM |
| cash-spark3 | $25.00 | $25.00 | 6/1/2010 12:05:27 PM |
| worth-arch | $25.00 | $25.00 | 6/1/2010 12:08:32 PM |
| actvtrdr | $35.00 | $35.00 | 6/1/2010 12:08:44 PM |
| supreme-hope | $25.00 | $25.00 | 6/1/2010 12:12:47 PM |
| S-Master | $25.00 | $25.00 | 6/1/2010 11:59:55 AM |
| asset-equilibrium0 | $50.00 | $50.00 | 6/1/2010 12:14:20 PM |
| mercuriant | $25.00 | $25.00 | 6/1/2010 12:18:55 PM |
| supreme-bonus0 | $25.00 | $25.00 | 6/1/2010 12:06:27 PM |
| SNH | $50.00 | $50.00 | 6/1/2010 12:07:56 PM |
| coachmike15 | $25.00 | $25.00 | 6/1/2010 12:08:15 PM |
| JGB | $100.00 | $100.00 | 6/1/2010 12:08:49 PM |
| honorable-yield | $26.96 | $26.96 | 6/1/2010 12:09:20 PM |
| lostviajero | $25.00 | $25.00 | 6/1/2010 12:13:31 PM |
| IIP77 | $25.00 | $25.00 | 6/1/2010 4:06:55 PM |
| desertoasis | $25.00 | $25.00 | 6/1/2010 12:13:37 PM |
| Bank42 | $50.00 | $50.00 | 6/1/2010 12:16:05 PM |
| simplelender80 | $50.00 | $50.00 | 6/1/2010 12:17:01 PM |
| zorg77 | $25.00 | $25.00 | 6/1/2010 12:19:30 PM |
| topher515 | $25.00 | $25.00 | 6/1/2010 4:35:57 PM |
| shrewd-deal | $25.00 | $25.00 | 6/1/2010 8:21:54 PM |
| Whipster | $50.00 | $50.00 | 6/1/2010 8:23:03 PM |
| zone6 | $100.00 | $100.00 | 6/1/2010 4:23:18 PM |
| jrbill1998 | $50.00 | $50.00 | 6/2/2010 8:14:36 AM |
| contract-maracas | $50.00 | $50.00 | 6/2/2010 9:41:06 AM |
| systemlender | $25.00 | $25.00 | 6/2/2010 10:04:20 AM |
| benjamin67 | $25.00 | $25.00 | 6/2/2010 10:36:47 AM |
| careful-compassion | $25.00 | $25.00 | 6/2/2010 11:47:25 AM |
| shrewd-benjamins | $25.00 | $25.00 | 6/2/2010 2:09:13 PM |
| borrowmine | $25.00 | $25.00 | 6/2/2010 10:04:12 AM |
| DeutscheBank | $25.00 | $25.00 | 6/2/2010 10:36:41 AM |
| glroark | $50.00 | $50.00 | 6/3/2010 10:30:58 AM |
| successful-euro | $30.00 | $30.00 | 6/1/2010 11:59:51 AM |
| Phantom99 | $25.00 | $25.00 | 6/1/2010 12:07:48 PM |
| top-historic-peso | $26.00 | $26.00 | 6/1/2010 12:08:23 PM |
| orderly-leverage | $30.00 | $30.00 | 6/1/2010 12:08:38 PM |
| personal-lender | $25.00 | $25.00 | 6/1/2010 12:08:57 PM |
| greenwell | $25.00 | $25.00 | 6/1/2010 12:15:06 PM |
| StrategicFinancier21 | $25.00 | $25.00 | 6/1/2010 12:16:15 PM |
| building_community | $25.00 | $25.00 | 6/1/2010 1:28:17 PM |
| svandgts | $50.00 | $50.00 | 6/1/2010 12:19:22 PM |
| impressive-openness7 | $50.00 | $50.00 | 6/1/2010 1:58:46 PM |
| qwsd12 | $40.00 | $40.00 | 6/1/2010 12:07:33 PM |
| Interstate_Rate | $250.00 | $250.00 | 6/1/2010 1:26:48 PM |
| Rattlehead | $25.00 | $25.00 | 6/1/2010 12:09:08 PM |
| money-bauble | $75.00 | $75.00 | 6/1/2010 4:09:18 PM |
| DasMula | $25.00 | $25.00 | 6/1/2010 3:17:46 PM |
| PRGuyinVA | $25.00 | $25.00 | 6/1/2010 12:13:48 PM |
| power-pagoda | $25.00 | $25.00 | 6/1/2010 12:19:05 PM |
| daekpon | $25.00 | $25.00 | 6/1/2010 1:28:15 PM |
| JustMee | $25.00 | $25.00 | 6/1/2010 5:33:35 PM |
| treasure-bliss | $100.00 | $100.00 | 6/2/2010 5:22:07 AM |
| orange-preeminant-bill | $100.00 | $100.00 | 6/2/2010 5:31:42 AM |
| green-thoughtful-yield | $25.00 | $25.00 | 6/2/2010 9:37:50 AM |
| testguy | $25.00 | $25.00 | 6/2/2010 10:49:16 AM |
| AlexTrep | $25.00 | $12.04 | 6/2/2010 2:36:55 PM |
| Artist_Blue | $25.00 | $25.00 | 6/2/2010 7:17:51 AM |
| wwwUniversal | $25.00 | $25.00 | 6/2/2010 3:38:21 PM |
| teller | $25.00 | $25.00 | 6/2/2010 8:52:11 AM |
| kmr2 | $25.00 | $25.00 | 6/2/2010 12:11:57 PM |
| SolarMoonshine | $25.00 | $25.00 | 6/3/2010 9:54:31 AM |
| frogperson | $100.00 | $100.00 | 6/3/2010 4:19:14 AM |
| 62 bids
|
Borrower Payment Dependent Notes Series
461000
This series of Notes was issued and sold upon the funding of the borrower loan #42943, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Jun-03-2010 |
| |
Auction end date:
| Jun-10-2010 |
|
|
Starting lender yield:
| 33.29% |
Starting borrower rate/APR:
| 34.29% / 36.73% |
Starting monthly payment:
| $179.34 |
|
Final lender yield:
| 31.00% |
Final borrower rate/APR:
| 32.00% / 34.41% |
Final monthly payment:
| $174.22 |
| |
|
Auction yield range:
| 13.99% - 33.29% |
Estimated loss impact:
| 15.42% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.58% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-1987 |
Debt/Income ratio:
| 28% |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 2 |
Current / open credit lines:
| 9
/
8 | Length of status: | 11y 6m |
|
Credit score:
| 660-679 (May-2010) |
Total credit lines:
| 40 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $2,567 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 72% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 10 | | | | |
|
Screen name:
| GIMOKE9717 |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 19 ( 95% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 1
( 5% )
| 640-659
(Sep-2009)
640-659
(Mar-2008)
640-659
(Jan-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 20 | | |
Description
Consolidation loan
Purpose of loan:
I'm applying for this loan to consolidate?a credit card account and to pay off a bill for some home repairs.?
My financial situation:
I?feel I am a good canidate for this loan?because of my past credit history with Prosper.??The last loan I had through Prosper was paid in full early.??I?feel like my?financial situation is also improving.? The credit card was?used for schooling and?I should be receiving a promotion at work.? My credit score has also improved since my last loan with Prosper.??The interest rate that I'm?paying on the credit card is similar to the rate?on this loan (29.99%).??The loan that I had to get for home repairs has a very high rate.? I needed the money fairly fast so?I took?out a?payday loan.? The interest rate on that is over 300%.??Only interst payments are being taken out of my account each month.??The interest payment is $330.00. If I could payoff that loan along with the credit card, I'd be saving?about $200.00 per month.???The new loan would?save me money monthly and also lower my bankcard utilization %.??So, my credit score should improve?even more.? I have every intention to pay this loan off early as well.? ??Please let me know if you have any other questions.? I appreciate your time!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| frugalinvestor20 | $25.00 | $25.00 | 6/3/2010 3:58:29 PM |
| investment-daydream | $25.00 | $25.00 | 6/4/2010 11:05:33 AM |
| FinDoc | $25.00 | $25.00 | 6/4/2010 11:05:45 AM |
| reflective-rupee | $100.00 | $100.00 | 6/4/2010 9:00:49 PM |
| vine99 | $40.00 | $40.00 | 6/6/2010 11:51:36 AM |
| fund-secret-agent | $25.00 | $25.00 | 6/7/2010 5:59:33 AM |
| new-peso-concerto | $50.00 | $50.00 | 6/7/2010 8:11:29 AM |
| SolarMoonshine | $25.00 | $25.00 | 6/7/2010 9:58:50 AM |
| realtormoises | $25.00 | $25.00 | 6/8/2010 6:55:19 PM |
| martymaniaman | $25.00 | $25.00 | 6/9/2010 6:15:10 AM |
| five-star-note | $56.01 | $56.01 | 6/8/2010 10:10:51 PM |
| shrewd-income | $50.00 | $35.37 | 6/9/2010 1:49:24 PM |
| brondero | $100.00 | $100.00 | 6/9/2010 7:13:42 PM |
| fairness-kayak | $50.00 | $50.00 | 6/9/2010 5:04:05 PM |
| heritage_loans | $50.01 | $50.01 | 6/9/2010 8:51:13 PM |
| MrPie | $25.00 | $25.00 | 6/9/2010 5:12:52 PM |
| lendstats_com | $100.00 | $100.00 | 6/9/2010 8:01:46 PM |
| Amber_Stone | $25.00 | $25.00 | 6/10/2010 9:03:54 AM |
| lucrative-loan | $25.00 | $25.00 | 6/10/2010 9:36:50 AM |
| evergreen16 | $100.00 | $100.00 | 6/9/2010 9:56:25 PM |
| Isaac007 | $25.00 | $25.00 | 6/10/2010 2:45:59 AM |
| Mikale360 | $25.00 | $25.00 | 6/10/2010 6:33:43 AM |
| Kash2010lu | $35.00 | $35.00 | 6/10/2010 7:40:58 AM |
| rvfbroker | $25.00 | $25.00 | 6/10/2010 8:22:42 AM |
| riverflow | $28.31 | $28.31 | 6/10/2010 11:55:11 AM |
| jybank | $25.00 | $25.00 | 6/9/2010 10:48:08 PM |
| checzwick | $25.00 | $25.00 | 6/10/2010 12:56:18 PM |
| drb4ever | $25.00 | $25.00 | 6/10/2010 6:19:09 AM |
| FinanceEngine | $25.00 | $25.00 | 6/10/2010 2:31:18 PM |
| earth70s | $25.00 | $25.00 | 6/10/2010 7:04:10 AM |
| PackFan13 | $25.00 | $25.00 | 6/10/2010 7:18:26 AM |
| credit-coach118 | $25.00 | $25.00 | 6/10/2010 8:44:02 AM |
| cunning-bill | $25.00 | $25.00 | 6/10/2010 3:38:23 PM |
| Lubava | $25.00 | $25.00 | 6/10/2010 9:04:57 AM |
| good4loan | $25.00 | $25.00 | 6/10/2010 9:17:53 AM |
| income-rocker2 | $53.91 | $53.91 | 6/10/2010 12:31:32 PM |
| PeePaw | $25.00 | $25.00 | 6/10/2010 3:48:41 PM |
| DasMula | $25.00 | $25.00 | 6/10/2010 9:46:41 AM |
| wwwUniversal | $25.00 | $25.00 | 6/10/2010 3:52:02 PM |
| Bob450 | $27.00 | $27.00 | 6/10/2010 3:54:52 PM |
| vigilance-searcher | $25.00 | $25.00 | 6/10/2010 10:31:04 AM |
| Happyhourcomics | $25.00 | $25.00 | 6/10/2010 3:37:01 PM |
| pellet | $25.00 | $25.00 | 6/10/2010 12:07:43 PM |
| marinbb | $75.00 | $75.00 | 6/10/2010 3:32:24 PM |
| RecoveryLender | $25.00 | $25.00 | 6/10/2010 3:43:25 PM |
| SC2TX | $100.00 | $100.00 | 6/10/2010 3:48:43 PM |
| reflective-rupee | $100.00 | $100.00 | 6/3/2010 8:43:37 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 6/3/2010 4:06:41 PM |
| principal-mermaid | $300.00 | $300.00 | 6/4/2010 9:47:33 AM |
| exchange-dreams | $25.00 | $25.00 | 6/5/2010 9:21:10 AM |
| icanhasloanz | $350.00 | $350.00 | 6/7/2010 1:26:54 AM |
| wlm3012 | $50.00 | $50.00 | 6/7/2010 8:19:37 AM |
| Skeptical-one | $25.00 | $25.00 | 6/7/2010 9:28:41 AM |
| Kash2010lu | $35.00 | $35.00 | 6/7/2010 4:30:33 PM |
| UCLA4life | $25.00 | $25.00 | 6/7/2010 7:48:45 PM |
| commerce-stronghold | $50.00 | $50.00 | 6/8/2010 10:24:48 AM |
| jhouman | $25.00 | $25.00 | 6/8/2010 12:40:27 PM |
| chameleon125 | $50.00 | $50.00 | 6/8/2010 9:03:31 PM |
| lend42013 | $25.00 | $25.00 | 6/9/2010 12:55:01 PM |
| Ray3486 | $25.00 | $25.00 | 6/9/2010 4:15:44 PM |
| IASKGOD | $25.00 | $25.00 | 6/9/2010 2:06:28 PM |
| Legally_Blonde | $27.39 | $27.39 | 6/9/2010 6:47:29 PM |
| Miklot | $100.00 | $100.00 | 6/10/2010 5:26:23 AM |
| Amber_Stone | $25.00 | $25.00 | 6/10/2010 7:49:14 AM |
| Leshan | $100.00 | $100.00 | 6/10/2010 9:27:22 AM |
| MattProsper | $50.00 | $50.00 | 6/9/2010 9:10:06 PM |
| ihelpunow | $25.00 | $25.00 | 6/9/2010 9:41:38 PM |
| DasMula | $25.00 | $25.00 | 6/10/2010 9:46:52 AM |
| NekHoldings | $25.00 | $25.00 | 6/10/2010 5:18:13 AM |
| Phatt-Daddy | $100.00 | $100.00 | 6/10/2010 7:08:57 AM |
| twjh | $25.00 | $25.00 | 6/9/2010 8:04:42 PM |
| briskdevl07 | $25.00 | $25.00 | 6/9/2010 9:14:23 PM |
| credit-missile | $25.00 | $25.00 | 6/9/2010 9:33:22 PM |
| exchange-cowbell5 | $25.00 | $25.00 | 6/10/2010 12:14:16 PM |
| Bobusa | $25.00 | $25.00 | 6/10/2010 12:48:00 PM |
| investment-visionary | $32.00 | $32.00 | 6/10/2010 9:13:20 AM |
| Crystalprop | $25.00 | $25.00 | 6/10/2010 9:34:49 AM |
| friendinmoney | $25.00 | $25.00 | 6/10/2010 3:00:42 PM |
| niggard | $25.00 | $25.00 | 6/10/2010 8:11:33 AM |
| cynthiathegreat | $25.00 | $25.00 | 6/10/2010 8:28:08 AM |
| Legally_Blonde | $25.00 | $25.00 | 6/10/2010 9:06:50 AM |
| shrewd-income | $50.00 | $50.00 | 6/10/2010 11:14:41 AM |
| return-grizzly | $100.00 | $100.00 | 6/10/2010 11:45:39 AM |
| icon7 | $25.00 | $25.00 | 6/10/2010 3:49:53 PM |
| maximusindebtus | $50.00 | $50.00 | 6/10/2010 11:16:05 AM |
| bid-caballero | $30.00 | $30.00 | 6/10/2010 11:26:18 AM |
| credit-missile | $25.00 | $25.00 | 6/10/2010 12:16:36 PM |
| fireferd | $25.00 | $25.00 | 6/10/2010 3:16:30 PM |
| friendinmoney | $25.00 | $25.00 | 6/10/2010 3:53:29 PM |
| 89 bids
|
Borrower Payment Dependent Notes Series
461132
This series of Notes was issued and sold upon the funding of the borrower loan #42949, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jun-03-2010 |
| |
Auction end date:
| Jun-10-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 12.75% |
Starting monthly payment:
| $31.89 |
|
Final lender yield:
| 7.77% |
Final borrower rate/APR:
| 8.77% / 12.31% |
Final monthly payment:
| $31.69 |
| |
|
Auction yield range:
| 3.99% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.65% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-1997 |
Debt/Income ratio:
| 22% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 8
/
7 | Length of status: | 8y 0m |
|
Credit score:
| 700-719 (Jun-2010) |
Total credit lines:
| 15 |
Occupation: | Food Service |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $3,016 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 40% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 3 | | | | |
|
Screen name:
| northphoto |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Dumping a Bad Card
Purpose of loan:
Get rid of an old credit card immediately.? This card has begun to charge ridiculous fees.
My financial situation:
I am a good candidate for this loan because I am also a lender on Prosper and have a stellar recent credit standing.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| exchange-dreams | $25.00 | $25.00 | 6/5/2010 7:47:39 AM |
| BaxterSandy | $25.00 | $25.00 | 6/7/2010 10:47:03 PM |
| Lender0307 | $25.00 | $25.00 | 6/8/2010 12:52:38 PM |
| payontime1 | $25.00 | $25.00 | 6/8/2010 10:56:11 PM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 6/10/2010 12:44:09 AM |
| skaught | $25.00 | $25.00 | 6/9/2010 7:09:29 PM |
| grampy48 | $25.00 | $25.00 | 6/10/2010 9:05:30 AM |
| jsnryn | $25.00 | $25.00 | 6/9/2010 9:31:45 PM |
| phchristensen | $50.00 | $50.00 | 6/9/2010 10:33:43 PM |
| gpuck | $25.00 | $25.00 | 6/10/2010 12:21:38 PM |
| deal-dojo | $229.87 | $95.85 | 6/10/2010 1:46:16 PM |
| friendinmoney | $25.00 | $25.00 | 6/10/2010 3:03:00 PM |
| RewardedWithMaturity | $25.96 | $25.96 | 6/10/2010 3:09:30 PM |
| anarchy1985 | $43.19 | $43.19 | 6/10/2010 3:33:51 PM |
| Tulalue | $25.00 | $25.00 | 6/10/2010 8:16:06 AM |
| note-pursuit | $25.00 | $25.00 | 6/10/2010 11:38:19 AM |
| ProModelA | $25.00 | $25.00 | 6/10/2010 1:49:40 PM |
| FundMaker | $25.00 | $25.00 | 6/8/2010 3:23:40 PM |
| nick456sd | $100.00 | $100.00 | 6/8/2010 1:15:22 PM |
| soular21804 | $25.00 | $25.00 | 6/9/2010 2:48:36 AM |
| loanman2007 | $75.00 | $75.00 | 6/9/2010 5:09:48 AM |
| GABC-1 | $50.00 | $50.00 | 6/9/2010 1:40:36 PM |
| NYCLAIMSGUY | $25.00 | $25.00 | 6/9/2010 4:28:53 PM |
| Jcardone33 | $25.00 | $25.00 | 6/10/2010 4:38:00 AM |
| Bodyboard | $25.00 | $25.00 | 6/10/2010 8:42:28 AM |
| compuguy8 | $25.00 | $25.00 | 6/10/2010 12:49:52 PM |
| kinetic-social | $25.00 | $25.00 | 6/10/2010 2:00:18 PM |
| jwood3030 | $35.00 | $35.00 | 6/10/2010 10:13:10 AM |
| wwwUniversal | $25.00 | $25.00 | 6/10/2010 3:54:54 PM |
| 29 bids
|
Borrower Payment Dependent Notes Series
461142
This series of Notes was issued and sold upon the funding of the borrower loan #42944, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jun-03-2010 |
| |
Auction end date:
| Jun-10-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $223.25 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $223.25 |
| |
|
Auction yield range:
| 3.99% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1992 |
Debt/Income ratio:
| 35% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 13
/
13 | Length of status: | 2y 2m |
|
Credit score:
| 780-799 (May-2010) |
Total credit lines:
| 33 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $20,312 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 61% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 15 | | | | |
|
Screen name:
| mrg88x |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan: This loan will be used to consolidate and reduce higher interest credit cards and?pay off?the debt in a?reasonable amount of time.?
My financial situation: I am a good candidate for this loan because I have a continous and stable employment and?I always make it a point to?pay my bills?in a timely manner.
Thank You.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| SNH | $50.00 | $50.00 | 6/3/2010 4:02:02 PM |
| hrubinst | $25.00 | $25.00 | 6/3/2010 4:02:34 PM |
| delicious-social132 | $25.00 | $25.00 | 6/3/2010 4:05:02 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 6/3/2010 4:06:36 PM |
| visionary-community | $25.00 | $25.00 | 6/3/2010 4:01:20 PM |
| chestnut4 | $25.00 | $25.00 | 6/3/2010 4:03:30 PM |
| balanced-bill7 | $100.00 | $100.00 | 6/3/2010 4:05:09 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/3/2010 4:05:12 PM |
| Bank42 | $50.00 | $50.00 | 6/3/2010 4:05:31 PM |
| bold-durability-drum | $32.61 | $32.61 | 6/3/2010 4:28:20 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 6/3/2010 4:06:18 PM |
| successful-euro | $50.00 | $50.00 | 6/3/2010 5:16:46 PM |
| samo102us | $25.00 | $25.00 | 6/3/2010 4:06:54 PM |
| orgy63 | $25.00 | $25.00 | 6/3/2010 4:08:50 PM |
| point-shooter | $25.00 | $25.00 | 6/3/2010 4:09:22 PM |
| riproaringrapids | $25.00 | $25.00 | 6/3/2010 7:03:16 PM |
| ichibon | $75.00 | $75.00 | 6/3/2010 4:32:58 PM |
| integrity-trumpet | $25.00 | $25.00 | 6/3/2010 5:02:03 PM |
| jonn834 | $25.00 | $25.00 | 6/4/2010 1:10:13 AM |
| Aimvest | $25.00 | $25.00 | 6/4/2010 1:14:18 AM |
| copperfield | $25.00 | $25.00 | 6/4/2010 1:27:55 AM |
| Lightlife | $31.42 | $31.42 | 6/4/2010 1:31:13 AM |
| Phantom99 | $25.00 | $25.00 | 6/3/2010 4:02:56 PM |
| drumcorpsnut | $50.00 | $50.00 | 6/4/2010 1:33:38 AM |
| lloyd_s | $25.00 | $25.00 | 6/4/2010 1:35:25 AM |
| bobby4u3 | $25.00 | $25.00 | 6/4/2010 1:35:46 AM |
| reward-winner | $30.32 | $30.32 | 6/4/2010 1:40:28 AM |
| treasure-transporter | $25.00 | $25.00 | 6/4/2010 1:41:15 AM |
| accordion8 | $37.44 | $37.44 | 6/4/2010 1:41:27 AM |
| durability-mad-scientist4 | $55.01 | $55.01 | 6/4/2010 1:41:45 AM |
| elegant-bonus | $25.00 | $25.00 | 6/4/2010 1:42:18 AM |
| Ocean713 | $50.00 | $50.00 | 6/4/2010 1:50:09 AM |
| cash-spark3 | $25.00 | $25.00 | 6/3/2010 4:06:47 PM |
| littlemonkey | $25.00 | $25.00 | 6/4/2010 12:53:50 AM |
| jla720 | $25.00 | $25.00 | 6/4/2010 12:55:50 AM |
| ready-currency | $25.00 | $25.00 | 6/4/2010 6:35:22 AM |
| liberty-bearer0 | $25.00 | $25.00 | 6/4/2010 6:54:47 AM |
| kegs | $100.00 | $100.00 | 6/4/2010 6:54:59 AM |
| peso-mate | $25.00 | $25.00 | 6/4/2010 7:15:49 AM |
| NR | $25.00 | $25.00 | 6/4/2010 7:15:52 AM |
| Cheburashka | $25.00 | $25.00 | 6/4/2010 1:15:34 AM |
| roentgen | $25.00 | $25.00 | 6/4/2010 7:15:56 AM |
| How | $25.00 | $25.00 | 6/4/2010 7:16:03 AM |
| THREE-POINTS-LENDING | $25.00 | $25.00 | 6/4/2010 7:16:17 AM |
| money_money | $50.00 | $50.00 | 6/4/2010 7:16:55 AM |
| bonus-banker | $25.00 | $25.00 | 6/4/2010 7:16:59 AM |
| supreme-bonus0 | $25.00 | $25.00 | 6/4/2010 7:17:04 AM |
| Marathoner | $25.00 | $25.00 | 6/4/2010 7:17:08 AM |
| bowdish1 | $50.00 | $50.00 | 6/4/2010 1:34:47 AM |
| exchange-synapse | $50.00 | $21.89 | 6/4/2010 7:17:14 AM |
| miket71 | $33.92 | $33.92 | 6/4/2010 1:35:15 AM |
| jammo1 | $25.00 | $25.00 | 6/4/2010 1:40:13 AM |
| sloak | $25.00 | $25.00 | 6/4/2010 1:42:45 AM |
| cash-boots | $25.00 | $25.00 | 6/4/2010 1:43:28 AM |
| Bobafet | $25.00 | $25.00 | 6/4/2010 4:30:41 AM |
| integrity-doctor | $47.11 | $47.11 | 6/4/2010 5:25:59 AM |
| redrum35 | $25.00 | $25.00 | 6/3/2010 6:56:39 PM |
| Relevance | $25.00 | $25.00 | 6/4/2010 6:39:52 AM |
| calkidd05 | $25.00 | $25.00 | 6/4/2010 7:15:53 AM |
| prospectr | $25.00 | $25.00 | 6/3/2010 7:56:41 PM |
| bigbrown20 | $25.00 | $25.00 | 6/4/2010 7:16:00 AM |
| merle-noir | $50.00 | $50.00 | 6/4/2010 7:16:06 AM |
| crittman | $27.92 | $27.92 | 6/4/2010 7:16:10 AM |
| tallmon | $25.00 | $25.00 | 6/4/2010 7:16:28 AM |
| SanJoser | $25.00 | $25.00 | 6/4/2010 7:16:31 AM |
| truth-futurist | $25.00 | $25.00 | 6/4/2010 7:16:53 AM |
| twirl2 | $25.00 | $25.00 | 6/4/2010 7:17:06 AM |
| teller | $25.00 | $25.00 | 6/4/2010 7:17:11 AM |
| orderly-leverage | $40.00 | $40.00 | 6/4/2010 12:06:00 AM |
| peerlender | $25.00 | $25.00 | 6/4/2010 12:55:58 AM |
| Archchancellor | $25.00 | $25.00 | 6/4/2010 1:10:35 AM |
| runner262 | $25.00 | $25.00 | 6/4/2010 1:12:34 AM |
| Dap2005 | $25.00 | $25.00 | 6/4/2010 1:14:29 AM |
| lcole32 | $25.00 | $25.00 | 6/4/2010 1:30:46 AM |
| mtsilver | $25.00 | $25.00 | 6/4/2010 1:41:02 AM |
| czar3 | $30.75 | $30.75 | 6/4/2010 1:41:18 AM |
| bid-papyrus | $25.00 | $25.00 | 6/4/2010 1:41:44 AM |
| power-pagoda | $26.00 | $26.00 | 6/4/2010 1:42:46 AM |
| svandgts | $50.00 | $50.00 | 6/4/2010 1:50:06 AM |
| telegon | $25.00 | $25.00 | 6/4/2010 4:14:46 AM |
| peace-missile | $25.00 | $25.00 | 6/4/2010 5:20:18 AM |
| zigzagz03 | $25.00 | $25.00 | 6/4/2010 6:54:50 AM |
| srgriff | $25.00 | $25.00 | 6/4/2010 6:54:56 AM |
| stollcm | $25.00 | $25.00 | 6/4/2010 7:15:47 AM |
| shark8851 | $50.00 | $50.00 | 6/4/2010 7:15:51 AM |
| tisgro | $25.00 | $25.00 | 6/4/2010 7:15:56 AM |
| rbb | $25.00 | $25.00 | 6/4/2010 7:16:01 AM |
| fair-hope | $25.00 | $25.00 | 6/4/2010 7:16:08 AM |
| jetfan11 | $50.00 | $50.00 | 6/4/2010 7:16:10 AM |
| kylepabo | $25.00 | $25.00 | 6/4/2010 7:16:15 AM |
| sgmm330 | $25.00 | $25.00 | 6/4/2010 7:16:21 AM |
| dustman | $25.00 | $25.00 | 6/4/2010 7:16:30 AM |
| stoopidnoodle | $25.00 | $25.00 | 6/4/2010 7:16:34 AM |
| zone6 | $100.00 | $100.00 | 6/4/2010 7:16:54 AM |
| enforcer5 | $25.00 | $25.00 | 6/4/2010 7:16:57 AM |
| j245213 | $25.00 | $25.00 | 6/4/2010 7:17:07 AM |
| 108lender | $107.40 | $107.40 | 6/4/2010 7:17:14 AM |
| wwwUniversal | $25.00 | $25.00 | 6/8/2010 11:29:18 AM |
| Cherrypicker | $50.00 | $50.00 | 6/9/2010 8:50:35 AM |
| 1phantom | $50.00 | $50.00 | 6/10/2010 6:59:16 AM |
| debt-legend | $25.00 | $25.00 | 6/10/2010 3:53:16 PM |
| studious-bonus7 | $50.00 | $50.00 | 6/3/2010 4:02:14 PM |
| ddog0224 | $25.00 | $25.00 | 6/3/2010 4:03:13 PM |
| trustworthy-fairness | $50.00 | $50.00 | 6/3/2010 4:05:23 PM |
| the-silver-blaster | $50.00 | $50.00 | 6/3/2010 4:07:40 PM |
| top-historic-peso | $25.00 | $25.00 | 6/3/2010 4:02:07 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 6/3/2010 4:03:06 PM |
| kchen486 | $50.00 | $50.00 | 6/3/2010 4:09:39 PM |
| Sefotonga | $25.00 | $25.00 | 6/3/2010 4:19:35 PM |
| shrewd-deal | $25.00 | $25.00 | 6/3/2010 4:06:02 PM |
| treasure-bliss | $100.00 | $100.00 | 6/3/2010 4:06:13 PM |
| PRGuyinVA | $25.00 | $25.00 | 6/3/2010 4:33:09 PM |
| special-truth | $32.83 | $32.83 | 6/3/2010 5:28:40 PM |
| objective-investor | $25.00 | $25.00 | 6/3/2010 5:31:40 PM |
| nunnie | $25.00 | $25.00 | 6/3/2010 8:56:38 PM |
| DcUnited | $30.00 | $30.00 | 6/3/2010 4:32:59 PM |
| SimpleChoice | $25.00 | $25.00 | 6/3/2010 5:02:01 PM |
| bid-czar8 | $75.28 | $75.28 | 6/3/2010 5:16:52 PM |
| dinero-speaker | $50.00 | $50.00 | 6/3/2010 5:28:42 PM |
| hizzy | $25.00 | $25.00 | 6/4/2010 1:08:55 AM |
| Katburg | $35.00 | $35.00 | 6/4/2010 1:14:25 AM |
| economy-producer | $25.00 | $25.00 | 6/3/2010 4:01:54 PM |
| worth-arch | $25.00 | $25.00 | 6/3/2010 4:02:20 PM |
| Avala | $50.00 | $50.00 | 6/3/2010 4:02:44 PM |
| success1001 | $25.82 | $25.82 | 6/4/2010 1:31:38 AM |
| american6 | $25.00 | $25.00 | 6/3/2010 4:03:23 PM |
| Usurious | $25.00 | $25.00 | 6/4/2010 1:40:43 AM |
| financial-frenzy | $34.45 | $34.45 | 6/4/2010 1:41:20 AM |
| unassassinable | $25.00 | $25.00 | 6/4/2010 1:42:14 AM |
| a-finance-nirvana | $25.00 | $25.00 | 6/4/2010 1:42:24 AM |
| red-undaunted-kindness | $36.91 | $36.91 | 6/4/2010 1:42:42 AM |
| credit-kahuna | $35.66 | $35.66 | 6/4/2010 5:59:48 AM |
| LOWCOUNTRYLENDER | $25.00 | $25.00 | 6/4/2010 1:08:26 AM |
| walabie | $25.00 | $25.00 | 6/4/2010 1:08:49 AM |
| Ready2Loan | $25.00 | $25.00 | 6/4/2010 6:54:51 AM |
| Elbanko | $50.00 | $50.00 | 6/4/2010 6:54:55 AM |
| gold-disk | $71.28 | $71.28 | 6/4/2010 6:55:00 AM |
| penny-chooser | $50.00 | $50.00 | 6/3/2010 4:09:04 PM |
| OrcaFIN | $25.00 | $25.00 | 6/4/2010 1:14:22 AM |
| PCash | $25.00 | $25.00 | 6/4/2010 7:15:47 AM |
| theprince | $45.00 | $45.00 | 6/4/2010 7:15:51 AM |
| balance-whistle7 | $25.00 | $25.00 | 6/4/2010 7:15:54 AM |
| camaraderi-workhorse | $30.00 | $30.00 | 6/4/2010 1:15:44 AM |
| hope-eagle6 | $25.00 | $25.00 | 6/4/2010 7:15:59 AM |
| affluence-tycoon6 | $25.00 | $25.00 | 6/4/2010 7:16:05 AM |
| scottjbarn | $25.00 | $25.00 | 6/4/2010 7:16:16 AM |
| dschless | $25.00 | $25.00 | 6/4/2010 7:16:21 AM |
| schnatty | $50.00 | $50.00 | 6/4/2010 7:16:36 AM |
| asset-equilibrium0 | $25.00 | $25.00 | 6/4/2010 7:16:51 AM |
| upbeat-investment9 | $25.00 | $25.00 | 6/4/2010 7:16:58 AM |
| jdrez | $25.00 | $25.00 | 6/4/2010 7:17:02 AM |
| first-upright-payout | $25.00 | $25.00 | 6/4/2010 7:17:05 AM |
| psztnrw | $28.24 | $28.24 | 6/4/2010 7:17:08 AM |
| boater01 | $50.00 | $50.00 | 6/4/2010 1:35:13 AM |
| KandKLegacyInvestments | $25.00 | $25.00 | 6/4/2010 1:40:23 AM |
| sensible-order2 | $25.00 | $25.00 | 6/4/2010 1:40:42 AM |
| rescue | $50.00 | $50.00 | 6/3/2010 4:19:59 PM |
| useful-p2ploan | $48.29 | $48.29 | 6/4/2010 1:41:34 AM |
| impeccable-transparency | $72.25 | $72.25 | 6/4/2010 1:41:42 AM |
| best-phenomenal-treasure | $25.00 | $25.00 | 6/4/2010 1:42:11 AM |
| crispies | $25.00 | $25.00 | 6/4/2010 1:42:34 AM |
| wampum-chorus3 | $25.00 | $25.00 | 6/4/2010 1:42:48 AM |
| kmr2 | $119.92 | $119.92 | 6/4/2010 1:42:57 AM |
| interest-jedi0 | $50.00 | $50.00 | 6/3/2010 4:32:38 PM |
| tech_helper | $50.00 | $50.00 | 6/4/2010 4:24:45 AM |
| worlds-best-auction | $25.00 | $25.00 | 6/4/2010 6:54:48 AM |
| wise-spiritual-commitment | $50.00 | $50.00 | 6/4/2010 6:55:04 AM |
| a-resplendent-asset | $25.00 | $25.00 | 6/4/2010 7:15:30 AM |
| tranquil-return4 | $25.00 | $25.00 | 6/4/2010 7:15:50 AM |
| abeprof70 | $25.00 | $25.00 | 6/4/2010 7:15:55 AM |
| BachDegreeNavy | $25.00 | $25.00 | 6/4/2010 7:15:59 AM |
| power-expert | $25.00 | $25.00 | 6/4/2010 7:16:02 AM |
| sugarhoof | $25.00 | $25.00 | 6/4/2010 7:16:07 AM |
| Casper00 | $25.00 | $25.00 | 6/4/2010 7:16:22 AM |
| hopeful-point | $50.00 | $50.00 | 6/4/2010 7:16:28 AM |
| steady-bazaar | $25.00 | $25.00 | 6/4/2010 7:16:56 AM |
| adir1 | $25.00 | $25.00 | 6/4/2010 7:17:02 AM |
| LandE2BG | $25.00 | $25.00 | 6/4/2010 7:17:12 AM |
| lendme2 | $26.92 | $26.92 | 6/4/2010 12:53:43 AM |
| castleman | $25.00 | $25.00 | 6/4/2010 12:55:41 AM |
| stjules | $26.72 | $26.72 | 6/4/2010 1:08:18 AM |
| Picopie | $39.67 | $39.67 | 6/4/2010 1:14:15 AM |
| Sang1963 | $25.00 | $25.00 | 6/4/2010 1:28:44 AM |
| lifegrowth | $25.00 | $25.00 | 6/4/2010 1:32:03 AM |
| Kulchar | $34.78 | $34.78 | 6/4/2010 1:35:20 AM |
| dsfoundation | $25.00 | $25.00 | 6/4/2010 1:35:45 AM |
| CAGE-Investments | $71.53 | $71.53 | 6/4/2010 1:42:13 AM |
| Peterman | $25.00 | $25.00 | 6/4/2010 1:42:47 AM |
| blackstar | $25.00 | $25.00 | 6/4/2010 4:39:43 AM |
| plentiful-reward | $50.00 | $50.00 | 6/4/2010 6:54:53 AM |
| payout-banker4 | $25.00 | $25.00 | 6/4/2010 6:54:57 AM |
| gracej | $25.00 | $25.00 | 6/4/2010 6:55:07 AM |
| Bailador | $25.00 | $25.00 | 6/4/2010 7:15:49 AM |
| thorough-exchange4 | $25.00 | $25.00 | 6/4/2010 7:15:54 AM |
| cscott2007 | $25.00 | $25.00 | 6/4/2010 7:15:58 AM |
| WLenders | $32.59 | $32.59 | 6/4/2010 7:16:02 AM |
| onlyastepaway | $25.00 | $25.00 | 6/4/2010 7:16:08 AM |
| community-saver0 | $25.00 | $25.00 | 6/4/2010 7:16:16 AM |
| financialzen | $25.07 | $25.07 | 6/4/2010 7:16:29 AM |
| kaiger | $25.00 | $25.00 | 6/4/2010 7:16:55 AM |
| psa1995 | $50.00 | $50.00 | 6/4/2010 7:17:01 AM |
| alcyon | $25.00 | $25.00 | 6/4/2010 7:17:13 AM |
| rangersquire | $25.00 | $25.00 | 6/10/2010 10:44:16 AM |
| TheGeek | $25.00 | $25.00 | 6/10/2010 10:36:51 AM |
| 204 bids
|
Borrower Payment Dependent Notes Series
461354
This series of Notes was issued and sold upon the funding of the borrower loan #42958, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,100.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jun-07-2010 |
| |
Auction end date:
| Jun-10-2010 |
|
|
Starting lender yield:
| 24.00% |
Starting borrower rate/APR:
| 25.00% / 28.53% |
Starting monthly payment:
| $43.74 |
|
Final lender yield:
| 24.00% |
Final borrower rate/APR:
| 25.00% / 28.54% |
Final monthly payment:
| $43.74 |
| |
|
Auction yield range:
| 10.98% - 24.00% |
Estimated loss impact:
| 10.59% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.41% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 31% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 19
/
18 | Length of status: | 2y 2m |
|
Credit score:
| 680-699 (Jun-2010) |
Total credit lines:
| 59 |
Occupation: | Teacher |
|
Now delinquent:
| 2 |
Revolving credit balance:
| $1,313 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $4,223 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| Snavorke |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 33 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Mar-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 33 | | |
Description
My loan for auto repairs relist
Purpose of loan:
This loan will be used to repair the air conditioning compressor, replace?the tires and take care of maintenence on?my truck.? This vehicle is my?only means of transportation.
My financial situation:
I am a good candidate for this loan because I have a steady income.? I work full time as a high-school teacher, and?this will be my second loan through Prosper.? The first loan was used to pay for college classes.? I never missed a payment on that loan, and paid it off almost a year early.
Monthly net income: $ 2700.00
Monthly expenses: $
??Housing: $?200.00
??Insurance: $?100.00
???Phone, cable, internet: $ 70.00
??Food, entertainment: $?300.00
???Credit cards and student loans: $?1500.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hello, can you tell us a little about the 2 delinquencies that are currently showing, and the amount delinquent? Thanks in advance. - wise-repayment-seeker
A:
Three years ago I had an unexpected health issue that resulted in an ambulance ride and a week long stay in the hospital. At the time, I was a full time student with a part time job and had no medical insurance. The delinquencies on my account are the remaining balance from that event.
(Jun-08-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| loyalist1 | $100.00 | $100.00 | 6/7/2010 4:22:56 PM |
| dws2380 | $25.00 | $25.00 | 6/7/2010 4:44:24 PM |
| alexgalt | $100.00 | $100.00 | 6/7/2010 4:31:47 PM |
| lender12345 | $25.00 | $25.00 | 6/7/2010 9:09:21 PM |
| ptjg | $48.63 | $48.63 | 6/8/2010 11:05:04 AM |
| Mr-Miracle | $25.00 | $25.00 | 6/8/2010 2:45:06 PM |
| pascal1 | $50.00 | $50.00 | 6/8/2010 7:05:53 PM |
| SolarMoonshine | $25.00 | $25.00 | 6/9/2010 10:00:33 AM |
| Aberdeen | $400.00 | $400.00 | 6/10/2010 7:24:47 AM |
| farblest | $83.98 | $83.98 | 6/10/2010 7:23:01 AM |
| wlm3012 | $50.00 | $50.00 | 6/10/2010 8:02:29 AM |
| vine99 | $50.00 | $50.00 | 6/7/2010 9:07:30 PM |
| jhouman | $25.00 | $25.00 | 6/8/2010 12:40:37 PM |
| jhouman | $25.00 | $25.00 | 6/8/2010 12:40:08 PM |
| TheCount | $25.00 | $17.39 | 6/10/2010 9:17:58 AM |
| RoccoLoan | $50.00 | $50.00 | 6/10/2010 9:44:02 AM |
| 16 bids
|
Borrower Payment Dependent Notes Series
461444
This series of Notes was issued and sold upon the funding of the borrower loan #42950, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Jun-07-2010 |
| |
Auction end date:
| Jun-11-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $158.33 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $158.33 |
| |
|
Auction yield range:
| 16.98% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1993 |
Debt/Income ratio:
| 35% |
|
Basic (1-10):
| 5 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 6
/
6 | Length of status: | 13y 2m |
|
Credit score:
| 700-719 (May-2010) |
Total credit lines:
| 14 |
Occupation: | Sales - Retail |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $4,982 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 85% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| poorboy |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 22 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Apr-2010)
700-719
(Mar-2010)
660-679
(Jun-2008)
680-699
(May-2008)
|
|
Principal balance:
| $1,544.31 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 22 | | |
Description
paying off credit cards
Purpose of loan:
This loan will be used to? combine some debts into one payment
My financial situation:
I am a good candidate for this loan because? i make my payments every month but not getting the balance down. make my prosper payments every month.? also would pay off my? current loan with prosper.
Monthly net income: $ 1850.00
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $ 420.00
??Utilities: $ 85.00
??Phone, cable, internet: $ 100.00
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 700.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| YoungTaxMan | $265.47 | $265.47 | 6/7/2010 11:36:57 PM |
| jhouman | $25.00 | $25.00 | 6/8/2010 12:40:39 PM |
| reflective-rupee | $25.00 | $25.00 | 6/8/2010 5:16:44 PM |
| Amber_Stone | $25.00 | $25.00 | 6/9/2010 7:52:12 PM |
| SolarMoonshine | $25.00 | $25.00 | 6/10/2010 10:06:19 AM |
| buffalobills | $25.00 | $25.00 | 6/10/2010 10:06:42 AM |
| shawnw2 | $50.00 | $50.00 | 6/9/2010 6:40:52 PM |
| wlm3012 | $50.00 | $50.00 | 6/10/2010 8:15:07 AM |
| WMY-Investor | $200.00 | $200.00 | 6/10/2010 10:43:56 AM |
| gain-implementer | $390.00 | $364.71 | 6/11/2010 8:57:54 AM |
| thomas16882004 | $25.00 | $25.00 | 6/10/2010 5:17:18 PM |
| Amber_Stone | $100.00 | $100.00 | 6/10/2010 7:31:29 PM |
| JustMee | $25.00 | $25.00 | 6/10/2010 9:17:19 PM |
| Mr_Katana | $25.00 | $25.00 | 6/10/2010 6:10:12 PM |
| Amber_Stone | $175.00 | $175.00 | 6/10/2010 6:28:59 PM |
| well-mannered-income3 | $25.00 | $25.00 | 6/10/2010 6:32:34 PM |
| lender12345 | $25.00 | $25.00 | 6/10/2010 8:55:02 PM |
| Kash2010lu | $50.00 | $50.00 | 6/8/2010 6:23:16 AM |
| red-favorable-basis | $25.00 | $25.00 | 6/8/2010 10:18:33 AM |
| chameleon125 | $50.00 | $50.00 | 6/8/2010 7:48:44 AM |
| visionary-deal3 | $100.00 | $100.00 | 6/8/2010 11:36:46 PM |
| MONEY_IN_THE_BANK | $25.00 | $25.00 | 6/9/2010 6:54:41 AM |
| zone6 | $200.00 | $200.00 | 6/9/2010 6:45:17 PM |
| realtormoises | $25.00 | $25.00 | 6/9/2010 8:06:28 PM |
| nilonc1 | $150.00 | $150.00 | 6/9/2010 10:07:17 PM |
| MrPie | $25.00 | $25.00 | 6/9/2010 10:55:25 PM |
| skater | $25.00 | $25.00 | 6/10/2010 2:33:12 AM |
| big_balla_papi | $25.00 | $25.00 | 6/10/2010 7:42:38 AM |
| vine99 | $50.00 | $50.00 | 6/9/2010 9:14:16 PM |
| FarmersBank | $25.00 | $25.00 | 6/9/2010 10:35:42 PM |
| return-grizzly | $100.00 | $100.00 | 6/10/2010 11:45:04 AM |
| lucrative-loan | $25.00 | $25.00 | 6/10/2010 9:36:30 AM |
| shawnw2 | $61.75 | $61.75 | 6/10/2010 2:00:55 PM |
| shawnw2 | $90.00 | $90.00 | 6/10/2010 3:59:38 PM |
| Calif-smo | $25.00 | $25.00 | 6/10/2010 9:20:35 PM |
| Aberdeen | $400.00 | $400.00 | 6/10/2010 5:09:49 PM |
| blitzen40 | $25.00 | $25.00 | 6/10/2010 5:07:33 PM |
| innovator2 | $92.48 | $92.48 | 6/11/2010 12:29:46 AM |
| Rip128 | $150.00 | $150.00 | 6/11/2010 6:55:37 AM |
| autonomous-truth | $100.00 | $100.00 | 6/10/2010 7:44:44 PM |
| five-star-note | $35.00 | $35.00 | 6/11/2010 8:46:05 AM |
| emance | $65.59 | $65.59 | 6/10/2010 10:58:35 PM |
| yungtiger | $100.00 | $100.00 | 6/11/2010 8:33:35 AM |
| 43 bids
|
Borrower Payment Dependent Notes Series
460069
This series of Notes was issued and sold upon the funding of the borrower loan #42946, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| May-26-2010 |
| |
Auction end date:
| Jun-02-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $63.79 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $63.79 |
| |
|
Auction yield range:
| 3.99% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1997 |
Debt/Income ratio:
| 16% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 11
/
9 | Length of status: | 5y 9m |
|
Credit score:
| 740-759 (May-2010) |
Total credit lines:
| 18 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $2,498 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 12% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| singularity9 |
Borrower's state:
| WestVirginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| seabass123 | $25.00 | $25.00 | 5/26/2010 4:12:43 PM |
| generator596 | $50.00 | $47.15 | 5/26/2010 4:13:14 PM |
| Phantom99 | $25.00 | $25.00 | 5/26/2010 4:12:39 PM |
| golden-wealth2 | $50.00 | $50.00 | 5/26/2010 4:20:07 PM |
| wwwUniversal | $25.00 | $25.00 | 5/26/2010 4:20:38 PM |
| Socorro_Capital_Partners | $25.00 | $25.00 | 5/26/2010 8:17:01 PM |
| JohnSmith10 | $25.00 | $25.00 | 5/27/2010 9:31:49 PM |
| SCD | $25.00 | $25.00 | 5/28/2010 1:53:39 PM |
| khamlagirl | $25.00 | $25.00 | 5/28/2010 2:12:34 PM |
| myworld701 | $25.00 | $25.00 | 5/30/2010 7:17:06 PM |
| bear01 | $30.00 | $30.00 | 5/31/2010 8:26:51 PM |
| socal-lender | $25.00 | $25.00 | 5/31/2010 10:50:05 PM |
| credit-haven7 | $100.00 | $100.00 | 6/1/2010 7:06:47 AM |
| isid0re | $25.00 | $25.00 | 6/1/2010 11:23:24 AM |
| felicity-loyalist0 | $25.00 | $25.00 | 6/1/2010 12:24:50 PM |
| integrity-cowbell | $25.00 | $25.00 | 6/1/2010 4:21:17 PM |
| Barky52 | $25.00 | $25.00 | 6/2/2010 6:48:28 AM |
| steady-bazaar | $25.00 | $25.00 | 6/2/2010 4:57:31 AM |
| moneyman105 | $33.67 | $33.67 | 6/2/2010 8:32:43 AM |
| bowl800 | $25.00 | $25.00 | 6/2/2010 7:26:01 AM |
| elvisloans | $25.00 | $25.00 | 6/2/2010 7:55:58 AM |
| Quid-Pro-Quo | $25.00 | $25.00 | 6/1/2010 8:23:05 PM |
| GrossBuddha | $25.00 | $25.00 | 6/2/2010 3:56:13 PM |
| rmpedi33 | $200.00 | $200.00 | 6/2/2010 1:40:32 PM |
| COtheBeast | $25.00 | $25.00 | 6/2/2010 3:15:51 PM |
| art75 | $25.00 | $25.00 | 6/2/2010 4:00:07 PM |
| stephen_c01 | $25.00 | $25.00 | 6/2/2010 11:26:47 AM |
| tntmojave | $25.00 | $25.00 | 5/26/2010 4:12:47 PM |
| scrappy-bonus2 | $25.00 | $25.00 | 5/26/2010 4:12:53 PM |
| ChristopherHS | $25.00 | $25.00 | 5/26/2010 4:19:03 PM |
| flexible-value | $28.00 | $28.00 | 5/26/2010 4:12:59 PM |
| figs4u2 | $80.00 | $80.00 | 5/26/2010 4:13:07 PM |
| SNH | $50.00 | $50.00 | 5/26/2010 4:13:10 PM |
| RandyL3 | $33.00 | $33.00 | 5/26/2010 5:06:36 PM |
| ethicalhumanist | $25.00 | $25.00 | 5/26/2010 6:21:43 PM |
| hopeful-point | $25.00 | $25.00 | 5/27/2010 2:28:56 PM |
| interstellar | $26.61 | $26.61 | 5/28/2010 9:08:50 AM |
| Kelor99 | $25.00 | $25.00 | 5/28/2010 2:04:45 PM |
| myworld701 | $25.00 | $25.00 | 5/29/2010 5:32:03 AM |
| LoanerPrincipal | $25.00 | $25.00 | 5/28/2010 7:12:10 PM |
| JCPlending | $25.00 | $25.00 | 5/31/2010 8:24:43 AM |
| Pickmar | $25.00 | $25.00 | 5/31/2010 8:42:31 AM |
| drkosh | $25.00 | $25.00 | 5/31/2010 3:57:35 PM |
| Lender0307 | $25.00 | $25.00 | 6/1/2010 10:44:02 AM |
| dollar-trader2 | $25.00 | $25.00 | 6/1/2010 3:01:04 PM |
| moneytolend72 | $25.00 | $25.00 | 6/1/2010 2:52:18 PM |
| yons88 | $30.00 | $30.00 | 6/1/2010 9:31:11 PM |
| availableloan | $25.00 | $25.00 | 6/1/2010 10:29:12 PM |
| crw1950 | $50.00 | $50.00 | 6/1/2010 8:30:35 PM |
| brlarue | $25.00 | $25.00 | 6/2/2010 8:44:36 AM |
| Nasdaq | $25.00 | $25.00 | 6/2/2010 12:21:47 PM |
| kgeezy | $100.00 | $100.00 | 6/2/2010 12:37:46 PM |
| chopstk | $41.57 | $41.57 | 6/2/2010 9:39:03 AM |
| crazyinjun | $25.00 | $25.00 | 6/2/2010 9:41:34 AM |
| redtilapia | $25.00 | $25.00 | 6/2/2010 10:49:20 AM |
| paramjit | $50.00 | $50.00 | 6/2/2010 6:35:47 AM |
| Charmart | $25.00 | $25.00 | 6/2/2010 3:09:28 PM |
| Lubava | $25.00 | $25.00 | 6/2/2010 3:46:43 PM |
| 58 bids
|
Borrower Payment Dependent Notes Series
460949
This series of Notes was issued and sold upon the funding of the borrower loan #42900, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Jun-02-2010 |
| |
Auction end date:
| Jun-09-2010 |
|
|
Starting lender yield:
| 33.29% |
Starting borrower rate/APR:
| 34.29% / 36.73% |
Starting monthly payment:
| $89.67 |
|
Final lender yield:
| 33.10% |
Final borrower rate/APR:
| 34.10% / 36.54% |
Final monthly payment:
| $89.46 |
| |
|
Auction yield range:
| 13.99% - 33.29% |
Estimated loss impact:
| 15.53% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.57% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 12% |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 8
/
7 | Length of status: | 3y 2m |
|
Credit score:
| 680-699 (Jun-2010) |
Total credit lines:
| 14 |
Occupation: | Administrative Assi... |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $1,938 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 79% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 3 | | | | |
|
Screen name:
| the-transaction-producer |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Payoff credit cards
Purpose of loan:
This loan will be used to?consolidate credit cards.?
My financial situation:
I am a good candidate for this loan because? this loan would provide me one low monthly payment to pay off my credit cards.
Monthly net income: $ 1,100.00
Monthly expenses: $
??Housing: $ 200.00
??Insurance: $ 50.00
??Car expenses: $
??Utilities: $ 100.00
??Phone, cable, internet: $ 30.00
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 120.00????
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
what is the amounts and interest rates on your current credit cards you plan to pay off with this? - noble-revenue
A:
I have four small credit cards which range in interest from 20.99 to 26.99. The rates all raised right before the new credit card law came into effect I believe in February. I just don't want to have any more credit cards. Also $500.00 would go for a medical bill. They are telling me that that amount is too small to qualify for a payment plan and they want it all.
(Jun-09-2010)
Q:
Do you plan on continuing to use your credit cards after you pay these? - noble-revenue
A:
No, I do not plan to use these small credit cards again. I plan on keeping the one with a $500.00 limit for emergency purposes.
(Jun-09-2010)
Q:
What is the 1 "Now delinquent" account that your listing shows? Thanks. - dynrep
A:
I believe it is the Medical bill that they are saying that is not large enough to qualify for a payment plan and they want it all at once. It is from December. I have been paying tweny per month but they still sent it on to collections.
(Jun-09-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| green-thoughtful-yield | $25.00 | $25.00 | 6/2/2010 4:25:58 PM |
| exchange-dreams | $25.00 | $25.00 | 6/5/2010 9:10:35 AM |
| SolarMoonshine | $25.00 | $25.00 | 6/8/2010 5:56:39 PM |
| realtormoises | $25.00 | $25.00 | 6/8/2010 7:00:09 PM |
| dynrep | $25.00 | $25.00 | 6/9/2010 8:44:27 AM |
| DasMula | $25.00 | $25.00 | 6/9/2010 4:02:06 PM |
| DasMula | $25.00 | $25.00 | 6/9/2010 4:03:19 PM |
| wwwUniversal | $25.00 | $25.00 | 6/9/2010 4:05:59 PM |
| FarmersBank | $36.74 | $36.74 | 6/9/2010 8:51:44 AM |
| IASKGOD | $25.00 | $25.00 | 6/9/2010 2:05:30 PM |
| DasMula | $25.00 | $25.00 | 6/9/2010 4:02:17 PM |
| DasMula | $25.00 | $25.00 | 6/9/2010 4:04:01 PM |
| DasMula | $25.00 | $25.00 | 6/9/2010 4:04:44 PM |
| shrewd-income | $100.00 | $100.00 | 6/9/2010 1:44:51 PM |
| Frosty | $25.00 | $25.00 | 6/9/2010 2:24:16 PM |
| basis-driver | $25.00 | $25.00 | 6/9/2010 3:36:48 PM |
| Bob450 | $25.00 | $25.00 | 6/9/2010 3:51:25 PM |
| DasMula | $25.00 | $25.00 | 6/9/2010 4:00:26 PM |
| DasMula | $25.00 | $25.00 | 6/9/2010 4:02:31 PM |
| DasMula | $25.00 | $25.00 | 6/9/2010 4:03:31 PM |
| DasMula | $25.00 | $25.00 | 6/9/2010 4:04:58 PM |
| riveting-credit5 | $200.00 | $200.00 | 6/9/2010 4:10:55 PM |
| principal-mermaid | $300.00 | $300.00 | 6/4/2010 9:44:53 AM |
| basis-driver | $25.00 | $25.00 | 6/4/2010 10:52:00 AM |
| income-pillow | $50.00 | $13.26 | 6/4/2010 11:29:49 AM |
| reflective-rupee | $100.00 | $100.00 | 6/4/2010 2:38:32 PM |
| USNavyVet | $25.00 | $25.00 | 6/7/2010 11:16:41 AM |
| well-mannered-income3 | $40.00 | $40.00 | 6/8/2010 3:39:21 PM |
| reflective-rupee | $100.00 | $100.00 | 6/9/2010 5:31:35 AM |
| gelt4u | $25.00 | $25.00 | 6/9/2010 1:56:01 PM |
| Leshan | $25.00 | $25.00 | 6/9/2010 9:11:34 AM |
| ore-dojo | $50.00 | $50.00 | 6/9/2010 3:09:04 PM |
| well-mannered-income3 | $50.00 | $50.00 | 6/9/2010 3:50:47 PM |
| Bob450 | $25.00 | $25.00 | 6/9/2010 3:56:11 PM |
| DasMula | $25.00 | $25.00 | 6/9/2010 4:02:50 PM |
| DasMula | $25.00 | $25.00 | 6/9/2010 4:04:26 PM |
| reflective-rupee | $100.00 | $100.00 | 6/9/2010 5:31:20 AM |
| pureliquidhw | $25.00 | $25.00 | 6/9/2010 12:54:19 PM |
| well-mannered-income3 | $60.00 | $60.00 | 6/9/2010 1:34:35 PM |
| liberty-injector | $50.00 | $50.00 | 6/9/2010 1:44:48 PM |
| DasMula | $25.00 | $25.00 | 6/9/2010 4:03:02 PM |
| DasMula | $25.00 | $25.00 | 6/9/2010 4:03:43 PM |
| DasMula | $25.00 | $25.00 | 6/9/2010 4:04:15 PM |
| gsd | $25.00 | $25.00 | 6/9/2010 1:44:46 PM |
| DasMula | $25.00 | $25.00 | 6/9/2010 4:05:10 PM |
| 45 bids
|
Borrower Payment Dependent Notes Series
461067
This series of Notes was issued and sold upon the funding of the borrower loan #42953, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,700.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| Jun-02-2010 |
| |
Auction end date:
| Jun-09-2010 |
|
|
Starting lender yield:
| 21.69% |
Starting borrower rate/APR:
| 22.69% / 24.96% |
Starting monthly payment:
| $65.53 |
|
Final lender yield:
| 15.00% |
Final borrower rate/APR:
| 16.00% / 18.18% |
Final monthly payment:
| $59.77 |
| |
|
Auction yield range:
| 7.99% - 21.69% |
Estimated loss impact:
| 8.34% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.66% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 12% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 3
/
3 | Length of status: | 5y 10m |
|
Credit score:
| 700-719 (Jun-2010) |
Total credit lines:
| 14 |
Occupation: | Teacher |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| dynamic-trade5 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
returning to college
Purpose of loan:
This loan will be used to? begin working on my Master's degree.?
My financial situation:
I am a good candidate for this loan because?the only?debt I have besides my house is another personal loan which?is in good standing?
Monthly net income: $
$3000
Monthly expenses: $
??Housing: $?650
??Insurance: $ 0
??Car expenses:?0
??Utilities: $ 150
??Phone, cable, internet: $ 150
??Food, entertainment: $ 250
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 287
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
I see that your a teacher, would it be correct to assume you will be keeping this position? - Asian-Persuasion
A:
Yes, I will keep my current position.
(Jun-03-2010)
Q:
Hi: Where do you teach, what will you be going to school for, will you be taking out additional loans to cover tuition, when will you finish your program will you receive a raise in your current job or seek a new one? - courteous-bazaar
A:
I teach in Spring Texas, a subrub of Houston. I hope to not have to take out any further loans, will be teaching summer school and tutoring when school resumes. I am trying for my adminstrators degree and will recieve a pay raise when finished.
(Jun-04-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| invest-in-ed | $250.00 | $250.00 | 6/5/2010 8:58:47 AM |
| marwadi-62 | $100.00 | $100.00 | 6/5/2010 9:42:15 AM |
| wlm3012 | $25.00 | $25.00 | 6/6/2010 11:07:35 AM |
| grammaspurse | $25.00 | $25.00 | 6/7/2010 9:36:18 PM |
| scientists | $25.00 | $25.00 | 6/9/2010 10:00:01 AM |
| noodles932 | $32.00 | $32.00 | 6/8/2010 9:21:27 PM |
| FinanceEngine | $25.00 | $25.00 | 6/9/2010 3:32:02 PM |
| qkinger | $50.00 | $50.00 | 6/9/2010 9:51:00 AM |
| hebjet | $25.00 | $25.00 | 6/9/2010 11:26:39 AM |
| sainswor99 | $25.33 | $25.33 | 6/9/2010 11:56:40 AM |
| gjm6d | $25.00 | $25.00 | 6/9/2010 10:25:58 AM |
| exchange-cowbell5 | $25.00 | $25.00 | 6/9/2010 1:54:02 PM |
| DasMula | $25.00 | $25.00 | 6/9/2010 4:05:43 PM |
| riveting-credit5 | $100.00 | $100.00 | 6/9/2010 4:11:47 PM |
| wwwUniversal | $25.00 | $25.00 | 6/9/2010 4:03:00 PM |
| jpollar | $50.00 | $50.00 | 6/2/2010 4:18:03 PM |
| favorite-commerce | $50.00 | $50.00 | 6/5/2010 12:45:37 PM |
| Flash80 | $50.00 | $50.00 | 6/6/2010 7:33:56 AM |
| invest-in-ed | $100.00 | $100.00 | 6/7/2010 12:11:00 PM |
| Sol_Invictus | $25.00 | $25.00 | 6/7/2010 7:15:00 PM |
| richmondcowboy | $25.00 | $25.00 | 6/8/2010 7:55:42 PM |
| lildones | $31.72 | $31.72 | 6/8/2010 9:46:08 PM |
| mammalian4 | $50.00 | $50.00 | 6/9/2010 9:52:14 AM |
| martymaniaman | $25.00 | $22.64 | 6/9/2010 6:13:33 AM |
| des_strm_vet | $25.00 | $25.00 | 6/9/2010 3:10:01 PM |
| exciting-fairness | $200.00 | $200.00 | 6/9/2010 3:20:21 PM |
| exact-peso2 | $30.00 | $30.00 | 6/9/2010 3:47:33 PM |
| orangefob7 | $33.31 | $33.31 | 6/9/2010 5:29:10 AM |
| Nusk | $25.00 | $25.00 | 6/9/2010 11:46:16 AM |
| CashBank | $25.00 | $25.00 | 6/9/2010 8:49:32 AM |
| Nasdaq | $25.00 | $25.00 | 6/9/2010 12:33:21 PM |
| enthralling-investment | $50.00 | $50.00 | 6/9/2010 10:27:07 AM |
| LeoBUSIIT | $25.00 | $25.00 | 6/9/2010 2:12:16 PM |
| DRA-Properties | $25.00 | $25.00 | 6/9/2010 3:27:25 PM |
| kinetic-social | $25.00 | $25.00 | 6/9/2010 4:08:19 PM |
| cognizant-responsibility9 | $25.00 | $25.00 | 6/9/2010 3:38:04 PM |
| 36 bids
|
Borrower Payment Dependent Notes Series
461089
This series of Notes was issued and sold upon the funding of the borrower loan #42956, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 25.0% |
Auction start date:
| Jun-03-2010 |
| |
Auction end date:
| Jun-10-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $226.18 |
|
Final lender yield:
| 33.00% |
Final borrower rate/APR:
| 34.00% / 36.44% |
Final monthly payment:
| $223.36 |
| |
|
Auction yield range:
| 16.99% - 34.00% |
Estimated loss impact:
| 26.95% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.05% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Dec-1999 |
Debt/Income ratio:
| 33% |
|
Basic (1-10):
| 3 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 1 |
Current / open credit lines:
| 8
/
5 | Length of status: | 6y 11m |
|
Credit score:
| 680-699 (Jun-2010) |
Total credit lines:
| 19 |
Occupation: | Military Enlisted |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| order-holly5 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off some bills
Purpose of loan:
This loan will be used to? Pay off some other bills to lower?the amount off money?I send out every month. I have worked hard to rebuild my credit from some mistakes?I made when?I was younger and I am?doing my best to keep my bills under control. I am in the military and?I drive 135 miles per day?for work, when gas prices went up so?high put me in a bad situation. I need this loan to?pay off some other stuff so my credit does not get any worse.?
My financial situation:
I am a good candidate for this loan because? I am in the Military with a very stable job. I have no problem making the monthly payment every month on time.
Monthly net income: $3690.00
Monthly expenses: $
??Housing: $?000.00
??Insurance: $ 155.00
??Car expenses: $ 360.00
??Utilities: $ 000.00
??Phone, cable, internet: $60.00
??Food, entertainment: $ 300.00
??Clothing, household expenses $?
??Credit cards and other loans: $?
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Military-2-Military | $1,000.00 | $1,000.00 | 6/3/2010 9:19:53 PM |
| unger | $50.00 | $50.00 | 6/4/2010 7:35:59 PM |
| superb-kindness2 | $50.00 | $50.00 | 6/5/2010 12:58:24 PM |
| dorypro | $50.00 | $50.00 | 6/7/2010 2:48:32 PM |
| realtormoises | $25.00 | $25.00 | 6/8/2010 9:09:48 AM |
| loanman2007 | $100.00 | $100.00 | 6/9/2010 5:16:12 AM |
| MrPie | $25.00 | $25.00 | 6/9/2010 5:18:53 PM |
| well-mannered-income3 | $40.00 | $40.00 | 6/10/2010 12:20:00 PM |
| well-mannered-income3 | $40.00 | $40.00 | 6/10/2010 5:33:37 AM |
| note-pursuit | $25.00 | $25.00 | 6/10/2010 11:42:57 AM |
| vigilance-apple3 | $75.00 | $75.00 | 6/10/2010 11:09:38 AM |
| Bob450 | $25.00 | $25.00 | 6/10/2010 3:56:42 PM |
| Gbrad88 | $100.00 | $100.00 | 6/7/2010 2:57:47 PM |
| gpuck | $25.00 | $25.00 | 6/7/2010 9:23:02 PM |
| enthusiastic-balance5 | $200.00 | $200.00 | 6/8/2010 6:35:41 AM |
| Octamer | $25.00 | $25.00 | 6/7/2010 9:01:32 PM |
| Kash2010lu | $25.00 | $25.00 | 6/8/2010 6:39:17 AM |
| Dark_Helmet | $25.00 | $25.00 | 6/8/2010 10:47:40 AM |
| Frosty | $25.00 | $25.00 | 6/9/2010 6:45:53 PM |
| Leshan | $25.00 | $25.00 | 6/10/2010 9:32:24 AM |
| ledesma31 | $112.44 | $112.44 | 6/10/2010 3:22:25 PM |
| julian_rojas72 | $4,660.99 | $2,932.56 | 6/10/2010 3:56:20 PM |
| 22 bids
|
Borrower Payment Dependent Notes Series
461173
This series of Notes was issued and sold upon the funding of the borrower loan #42961, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jun-04-2010 |
| |
Auction end date:
| Jun-09-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.73% |
Starting monthly payment:
| $67.85 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.73% |
Final monthly payment:
| $67.85 |
| |
|
Auction yield range:
| 10.99% - 34.00% |
Estimated loss impact:
| 10.87% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 23.13% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| 13% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 1m |
|
Credit score:
| 640-659 (May-2010) |
Total credit lines:
| 38 |
Occupation: | Sales - Commission |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $10,699 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 99% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| san408jose |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
$1500 business loan
Purpose of loan:
This loan will be used to? living expenses while training at new job
My financial situation:
I am a good candidate for this loan because?
equifax score of 698, transunion 686, only 1 30 day late pmt dec 2006
Monthly net income: $
2500
Monthly expenses: $
??Housing: $
700
??Insurance: $
300
??Car expenses: $
100
??Utilities: $ 50
??Phone, cable, internet: $
60
??Food, entertainment: $
200
??Clothing, household expenses $
50
??Credit cards and other loans: $
200
??Other expenses: $
0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
You have 1 year 1 month at current job. But said you were training for a new job on the loan. - noble-revenue
A:
to clarify: i trained with new my current employer for 1 year while earning my bachelor's degree. upon graduation (last month) i began working for them full-time as an agent.
(Jun-08-2010)
Q:
Can you tell us a little about the new job you're training for? Is it with the company you work for already, or do you have a job lined up once the training is complete? - tigercat
A:
I am a full-time life insurance agent for New York Life. The loan is for my daily living expenses, just until I I trigger commission status
(Jun-09-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| TheFamilyFund | $25.00 | $25.00 | 6/4/2010 4:10:49 PM |
| CyberCapital | $25.00 | $25.00 | 6/4/2010 4:26:41 PM |
| jpollar | $50.00 | $50.00 | 6/4/2010 4:29:32 PM |
| wlm3012 | $25.00 | $25.00 | 6/6/2010 12:11:44 PM |
| fund-secret-agent | $25.00 | $25.00 | 6/7/2010 5:57:56 AM |
| lovely-leverage | $45.00 | $45.00 | 6/7/2010 11:01:24 AM |
| buukyak | $25.00 | $25.00 | 6/7/2010 8:57:37 AM |
| MrPie | $25.00 | $25.00 | 6/7/2010 11:52:36 PM |
| b-rent | $25.00 | $25.00 | 6/8/2010 12:09:16 PM |
| Tono | $30.00 | $30.00 | 6/8/2010 5:36:48 PM |
| Bob450 | $25.00 | $25.00 | 6/8/2010 8:19:30 PM |
| lostviajero | $25.00 | $25.00 | 6/9/2010 5:59:36 AM |
| Evolver | $57.76 | $57.76 | 6/9/2010 6:35:47 AM |
| bold-direct-asset | $25.00 | $25.00 | 6/9/2010 7:54:37 AM |
| master648 | $35.00 | $35.00 | 6/8/2010 6:33:10 PM |
| reflective-rupee | $25.00 | $25.00 | 6/8/2010 9:01:37 PM |
| vivacious-p2p3 | $25.00 | $25.00 | 6/8/2010 5:37:23 PM |
| jono9999 | $35.64 | $35.64 | 6/9/2010 5:56:55 AM |
| Marfloogan | $25.00 | $25.00 | 6/9/2010 6:54:39 AM |
| intuitive-bill | $25.00 | $25.00 | 6/4/2010 4:26:36 PM |
| rgryoung20 | $25.00 | $25.00 | 6/4/2010 4:13:21 PM |
| propertytransformer | $25.00 | $25.00 | 6/4/2010 4:26:39 PM |
| principal-mermaid | $100.00 | $100.00 | 6/4/2010 6:47:04 PM |
| building_community | $25.00 | $25.00 | 6/4/2010 6:50:19 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 6/4/2010 4:05:31 PM |
| smart-gain | $50.00 | $50.00 | 6/4/2010 4:10:01 PM |
| BradP | $75.00 | $75.00 | 6/5/2010 11:06:02 AM |
| booOST | $87.25 | $87.25 | 6/5/2010 11:43:58 AM |
| inforapenny | $25.00 | $25.00 | 6/7/2010 5:59:53 AM |
| responsibility-blueberry | $25.00 | $25.00 | 6/7/2010 9:37:03 AM |
| mercuriant | $25.00 | $25.00 | 6/7/2010 3:43:39 PM |
| Thylow | $50.00 | $50.00 | 6/7/2010 8:44:33 PM |
| transaction-circuit | $25.00 | $25.00 | 6/7/2010 7:28:30 PM |
| DonDiego | $25.00 | $25.00 | 6/7/2010 11:21:54 PM |
| finance-prescription | $100.00 | $100.00 | 6/8/2010 12:10:08 PM |
| Whipster | $50.00 | $50.00 | 6/8/2010 12:10:38 PM |
| Ronnieboy888 | $25.00 | $25.00 | 6/8/2010 8:31:23 AM |
| cashhelp | $25.00 | $25.00 | 6/8/2010 6:45:14 PM |
| josephpenrod | $25.00 | $25.00 | 6/8/2010 8:32:02 PM |
| Saulite | $25.00 | $9.35 | 6/8/2010 5:38:22 PM |
| wwwUniversal | $25.00 | $25.00 | 6/9/2010 6:36:22 AM |
| ponbiki | $25.00 | $25.00 | 6/9/2010 7:31:25 AM |
| 42 bids
|
Borrower Payment Dependent Notes Series
461187
This series of Notes was issued and sold upon the funding of the borrower loan #42903, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,800.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jun-03-2010 |
| |
Auction end date:
| Jun-10-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $121.19 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $121.19 |
| |
|
Auction yield range:
| 3.99% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 25% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 8
/
8 | Length of status: | 2y 5m |
|
Credit score:
| 700-719 (May-2010) |
Total credit lines:
| 12 |
Occupation: | Engineer - Mechanic... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $6,989 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 71% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| capital-guitar3 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit cards
Purpose of loan:
This loan will be used to?
Pay off higher interest rate credit cards.
My financial situation:
I am a good candidate for this loan because??
I have a steady job with very little worry of losing it.? I have been paying down my debt over the?past two years, but would like to consolidate my credit cards and pay a lower interest rate.? I have purchased a new house and car in the past year and a half and have still managed to reduce my debt, just not as quickly as I'd like.
Monthly net income: $ 2000
Monthly expenses: $ 1580
??Housing: $?500
??Insurance: $ 100
??Car expenses: $?450
??Utilities: $?100
??Phone, cable, internet: $?30
??Food, entertainment: $ 200
??Clothing, household expenses $?50
??Credit cards and other loans: $?100
??Other expenses: $ 50
Thanks for your bids!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| SNH | $50.00 | $50.00 | 6/3/2010 3:57:53 PM |
| bold-durability-drum | $50.00 | $50.00 | 6/3/2010 3:59:07 PM |
| kegs | $100.00 | $100.00 | 6/3/2010 3:59:13 PM |
| visionary-community | $25.00 | $25.00 | 6/3/2010 4:01:19 PM |
| worth-arch | $25.00 | $25.00 | 6/3/2010 4:02:19 PM |
| chestnut4 | $25.00 | $25.00 | 6/3/2010 4:03:28 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/3/2010 3:57:57 PM |
| briphi | $100.00 | $100.00 | 6/3/2010 3:58:01 PM |
| a-responsible-return | $25.00 | $25.00 | 6/3/2010 3:58:57 PM |
| investmentgroup | $25.00 | $25.00 | 6/3/2010 3:59:18 PM |
| Ivan2007 | $25.00 | $25.00 | 6/3/2010 3:59:43 PM |
| shrewd-deal | $25.00 | $25.00 | 6/3/2010 4:05:56 PM |
| moltopaolo | $50.00 | $50.00 | 6/3/2010 4:00:21 PM |
| KHODADAD | $50.00 | $50.00 | 6/3/2010 4:06:50 PM |
| simplelender80 | $100.00 | $100.00 | 6/3/2010 4:00:47 PM |
| studious-bonus7 | $50.00 | $50.00 | 6/3/2010 4:02:12 PM |
| Avala | $50.00 | $50.00 | 6/3/2010 4:02:42 PM |
| delicious-social132 | $25.00 | $25.00 | 6/3/2010 4:05:00 PM |
| heretoprosper | $25.00 | $25.00 | 6/3/2010 4:06:40 PM |
| american6 | $50.00 | $50.00 | 6/3/2010 3:59:03 PM |
| evnagelist | $25.00 | $25.00 | 6/3/2010 3:59:37 PM |
| hookUup | $25.00 | $25.00 | 6/3/2010 4:00:30 PM |
| justice-dna | $35.00 | $35.00 | 6/3/2010 4:00:34 PM |
| pauledgarm | $50.00 | $50.00 | 6/3/2010 4:00:56 PM |
| hrubinst | $25.00 | $25.00 | 6/3/2010 4:02:36 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 6/3/2010 4:03:04 PM |
| balanced-bill7 | $100.00 | $100.00 | 6/3/2010 4:05:07 PM |
| trustworthy-fairness | $50.00 | $50.00 | 6/3/2010 4:05:22 PM |
| cash-spark3 | $25.00 | $25.00 | 6/3/2010 4:06:46 PM |
| samo102us | $25.00 | $25.00 | 6/3/2010 4:06:53 PM |
| bayareainv | $100.00 | $24.90 | 6/3/2010 4:08:00 PM |
| satisfying-durability | $25.00 | $25.00 | 6/4/2010 6:26:40 PM |
| BaxterSandy | $25.00 | $25.00 | 6/7/2010 10:47:38 PM |
| Lender0307 | $25.00 | $25.00 | 6/8/2010 12:53:39 PM |
| wwwUniversal | $25.00 | $25.00 | 6/8/2010 11:29:20 AM |
| jayk63 | $25.00 | $25.00 | 6/9/2010 2:29:30 PM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 6/10/2010 12:45:28 AM |
| 1phantom | $50.00 | $50.00 | 6/10/2010 7:08:15 AM |
| dreamhope | $25.00 | $25.00 | 6/10/2010 7:19:43 AM |
| flyflorida2001 | $25.00 | $25.00 | 6/10/2010 7:25:56 AM |
| timtheman1 | $25.00 | $25.00 | 6/10/2010 11:32:15 AM |
| moneytolend72 | $25.00 | $25.00 | 6/10/2010 10:16:20 AM |
| hope-lionheart1 | $31.00 | $31.00 | 6/10/2010 10:23:50 AM |
| Cherrypicker | $50.00 | $50.00 | 6/10/2010 12:25:21 PM |
| Charmart | $25.00 | $25.00 | 6/10/2010 1:16:29 PM |
| klinebarger | $25.00 | $25.00 | 6/3/2010 3:58:18 PM |
| alexstar | $25.00 | $25.00 | 6/3/2010 3:58:25 PM |
| rescue | $100.00 | $100.00 | 6/3/2010 3:58:50 PM |
| Ocean713 | $50.00 | $50.00 | 6/3/2010 3:59:00 PM |
| kenji4861 | $25.00 | $25.00 | 6/3/2010 3:59:23 PM |
| seabass123 | $25.00 | $25.00 | 6/3/2010 3:59:56 PM |
| tntmojave | $25.00 | $25.00 | 6/3/2010 4:00:00 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 6/3/2010 4:00:42 PM |
| payout-banker4 | $25.00 | $25.00 | 6/3/2010 4:00:44 PM |
| economy-producer | $25.00 | $25.00 | 6/3/2010 4:01:52 PM |
| truth-image | $50.00 | $50.00 | 6/3/2010 3:58:37 PM |
| Marathoner | $25.00 | $25.00 | 6/3/2010 3:59:30 PM |
| credit-coach118 | $30.00 | $30.00 | 6/3/2010 3:59:50 PM |
| Phantom99 | $25.00 | $25.00 | 6/3/2010 3:59:54 PM |
| saritha | $25.00 | $25.00 | 6/3/2010 4:06:08 PM |
| flexible-value | $28.00 | $28.00 | 6/3/2010 4:00:06 PM |
| figs4u2 | $80.00 | $80.00 | 6/3/2010 4:00:10 PM |
| generator596 | $50.00 | $50.00 | 6/3/2010 4:00:14 PM |
| UncleScroogeDMD | $100.00 | $100.00 | 6/3/2010 4:00:26 PM |
| Ikcon07 | $28.10 | $28.10 | 6/3/2010 4:01:03 PM |
| the-silver-blaster | $50.00 | $50.00 | 6/3/2010 4:07:41 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 6/3/2010 4:06:35 PM |
| ichibon | $75.00 | $75.00 | 6/3/2010 4:07:22 PM |
| DcUnited | $30.00 | $30.00 | 6/3/2010 4:07:32 PM |
| RandyL3 | $33.00 | $33.00 | 6/3/2010 4:07:46 PM |
| sfmf | $25.00 | $25.00 | 6/3/2010 4:16:20 PM |
| meenan | $25.00 | $25.00 | 6/3/2010 3:58:41 PM |
| interest-jedi0 | $50.00 | $50.00 | 6/3/2010 3:58:45 PM |
| david5000 | $50.00 | $50.00 | 6/3/2010 4:00:17 PM |
| psa1995 | $50.00 | $50.00 | 6/3/2010 4:00:59 PM |
| power-pagoda | $25.00 | $25.00 | 6/3/2010 4:01:05 PM |
| svandgts | $50.00 | $50.00 | 6/3/2010 4:01:09 PM |
| top-historic-peso | $25.00 | $25.00 | 6/3/2010 4:02:06 PM |
| ddog0224 | $25.00 | $25.00 | 6/3/2010 4:03:12 PM |
| Bank42 | $50.00 | $50.00 | 6/3/2010 4:05:30 PM |
| treasure-bliss | $100.00 | $100.00 | 6/3/2010 4:06:12 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 6/3/2010 4:06:16 PM |
| schnatty | $50.00 | $50.00 | 6/3/2010 4:06:28 PM |
| SCD | $25.00 | $25.00 | 6/4/2010 11:40:50 AM |
| uncleubb | $25.00 | $25.00 | 6/4/2010 3:36:29 PM |
| outofoffice | $50.00 | $50.00 | 6/7/2010 4:08:59 PM |
| bondhedger | $25.00 | $25.00 | 6/8/2010 3:04:05 PM |
| RussiaAC5M | $30.00 | $30.00 | 6/8/2010 9:52:47 AM |
| bornsucka | $25.00 | $25.00 | 6/8/2010 4:32:08 PM |
| Pickmar | $25.00 | $25.00 | 6/9/2010 12:06:21 PM |
| bankofriverside | $25.00 | $25.00 | 6/10/2010 5:39:55 AM |
| dmitriy2 | $25.00 | $25.00 | 6/10/2010 10:33:12 AM |
| Bodyboard | $25.00 | $25.00 | 6/10/2010 8:43:01 AM |
| grampy48 | $25.00 | $25.00 | 6/10/2010 9:04:29 AM |
| StrongMonty | $25.00 | $25.00 | 6/10/2010 12:59:14 PM |
| jayk63 | $25.00 | $25.00 | 6/10/2010 2:29:51 PM |
| 96 bids
|
Borrower Payment Dependent Notes Series
461277
This series of Notes was issued and sold upon the funding of the borrower loan #42947, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Jun-03-2010 |
| |
Auction end date:
| Jun-10-2010 |
|
|
Starting lender yield:
| 33.29% |
Starting borrower rate/APR:
| 34.29% / 37.01% |
Starting monthly payment:
| $67.25 |
|
Final lender yield:
| 30.00% |
Final borrower rate/APR:
| 31.00% / 33.67% |
Final monthly payment:
| $64.50 |
| |
|
Auction yield range:
| 13.99% - 33.29% |
Estimated loss impact:
| 15.38% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.62% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1976 |
Debt/Income ratio:
| Not calculated |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 2
/
1 | Length of status: | 0y 2m |
|
Credit score:
| 680-699 (Jun-2010) |
Total credit lines:
| 9 | Stated income: | Not employed |
|
Now delinquent:
| 2 |
Revolving credit balance:
| $0 | |
|
Amount delinquent:
| $44 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 4 | | | | |
|
Screen name:
| czareggbert |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 21 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Aug-2008)
580-599
(May-2008)
580-599
(Jan-2008)
|
|
Principal balance:
| $521.89 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 21 | | |
Description
unexpected moving expences
This loan will be used to pay unexpected moving costs. I have just been told I have to be out of my location two weeks earlier than I was expecting, July 15th. I have a place lined up, and it will be available, but I have run into a snag: I don't start my new job until July 6th, and I don't get paid from my new job until July 25th. This has thrown me through a loop.
My financial situation:
I am a good candidate for this loan because I have paid my current prosper loan on time for the past 21months. I have improved my credit score more than 40 points in the past 2 years. I have no credit cards. And my income with this new job will be moren than $3,000 a month where as my bills will be less than $1300.
Monthly net income(as of July 6th): $ 3,084
Monthly expenses: $ 1296
Housing: $ 670
Insurance: $ 0
Transportation expenses: $54
Utilities: $ 100
Phone, cable, internet: $130
Food, entertainment: $ 100
Clothing, household expenses $100
Credit cards and other loans: $ 42.50
Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| principal-mermaid | $50.00 | $50.00 | 6/4/2010 3:19:18 PM |
| jhouman | $25.00 | $25.00 | 6/8/2010 12:40:32 PM |
| Leshan | $100.00 | $100.00 | 6/10/2010 9:47:39 AM |
| SV-AZ | $50.00 | $50.00 | 6/10/2010 2:32:40 PM |
| Aberdeen | $400.00 | $400.00 | 6/10/2010 10:15:10 AM |
| ultimate-peace | $425.00 | $425.00 | 6/10/2010 3:01:05 PM |
| ColoradoLender82 | $25.00 | $25.00 | 6/10/2010 1:20:06 PM |
| Bob450 | $40.00 | $40.00 | 6/10/2010 3:54:18 PM |
| CommunityArts_Non-profit | $50.00 | $50.00 | 6/6/2010 8:31:45 AM |
| fireferd | $50.00 | $50.00 | 6/10/2010 3:14:41 PM |
| DMKAssetManagement | $25.00 | $25.00 | 6/10/2010 3:32:20 PM |
| return-grizzly | $100.00 | $9.49 | 6/10/2010 11:48:25 AM |
| DasMula | $25.00 | $25.00 | 6/10/2010 9:37:44 AM |
| SC2TX | $50.00 | $50.00 | 6/10/2010 3:52:51 PM |
| JiggaJoeyS | $75.51 | $75.51 | 6/10/2010 3:58:06 PM |
| vigilance-searcher | $25.00 | $25.00 | 6/10/2010 10:34:16 AM |
| RecoveryLender | $25.00 | $25.00 | 6/10/2010 3:44:54 PM |
| PeePaw | $25.00 | $25.00 | 6/10/2010 3:49:26 PM |
| balanced-balance6 | $25.00 | $25.00 | 6/10/2010 3:12:55 PM |
| 19 bids
|
Borrower Payment Dependent Notes Series
461407
This series of Notes was issued and sold upon the funding of the borrower loan #42952, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jun-07-2010 |
| |
Auction end date:
| Jun-10-2010 |
|
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 28.57% |
Starting monthly payment:
| $101.06 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.57% |
Final monthly payment:
| $101.06 |
| |
|
Auction yield range:
| 10.98% - 25.25% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-1993 |
Debt/Income ratio:
| 41% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 9
/
8 | Length of status: | 2y 0m |
|
Credit score:
| 660-679 (May-2010) |
Total credit lines:
| 55 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $12,484 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 92% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| hope-sergeant8 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Start Small Business
This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| S-Master | $25.00 | $25.00 | 6/7/2010 4:18:13 PM |
| cash-spark3 | $25.00 | $25.00 | 6/7/2010 4:37:22 PM |
| qwsd12 | $40.00 | $40.00 | 6/7/2010 4:37:34 PM |
| Bank42 | $50.00 | $50.00 | 6/7/2010 4:39:39 PM |
| commerce-handshake | $25.00 | $25.00 | 6/7/2010 4:46:03 PM |
| SNH | $50.00 | $50.00 | 6/7/2010 4:37:58 PM |
| top-historic-peso | $26.00 | $26.00 | 6/7/2010 4:38:10 PM |
| worth-arch | $25.00 | $25.00 | 6/7/2010 4:38:21 PM |
| simplelender80 | $50.00 | $50.00 | 6/7/2010 4:39:57 PM |
| treasure-bliss | $100.00 | $100.00 | 6/7/2010 4:30:30 PM |
| shrewd-peace7 | $50.00 | $50.00 | 6/7/2010 7:11:15 PM |
| pavelz | $50.00 | $50.00 | 6/7/2010 4:45:31 PM |
| zorg77 | $25.00 | $25.00 | 6/7/2010 4:40:11 PM |
| tech_helper | $25.00 | $25.00 | 6/7/2010 11:09:50 PM |
| USNavyVet | $25.00 | $25.00 | 6/8/2010 9:56:14 AM |
| samo102us | $25.00 | $25.00 | 6/8/2010 3:45:42 PM |
| bowdish1 | $45.47 | $45.47 | 6/8/2010 3:06:01 PM |
| kmr2 | $25.00 | $25.00 | 6/8/2010 3:49:45 PM |
| supreme-hope | $25.00 | $25.00 | 6/8/2010 3:20:42 PM |
| ukstevenhawaii | $50.00 | $50.00 | 6/9/2010 12:19:50 PM |
| kidsskipp | $25.00 | $25.00 | 6/9/2010 12:39:45 PM |
| DUDE66 | $25.00 | $25.00 | 6/9/2010 9:35:53 AM |
| money-bauble | $35.00 | $35.00 | 6/9/2010 2:17:02 PM |
| QuonCompany | $50.00 | $50.00 | 6/9/2010 11:29:04 PM |
| anton | $150.00 | $150.00 | 6/10/2010 10:13:03 AM |
| seisen | $28.62 | $28.62 | 6/10/2010 1:11:42 PM |
| loot-heart | $50.00 | $50.00 | 6/10/2010 9:36:03 AM |
| wwwUniversal | $25.00 | $25.00 | 6/10/2010 10:46:38 AM |
| decisive-capital | $100.00 | $100.00 | 6/10/2010 10:12:25 AM |
| rhin0cerx | $25.00 | $25.00 | 6/10/2010 1:01:38 PM |
| Phantom99 | $25.00 | $25.00 | 6/7/2010 4:37:43 PM |
| just-money930 | $50.00 | $50.00 | 6/7/2010 4:45:52 PM |
| personal-lender | $25.00 | $25.00 | 6/7/2010 4:38:54 PM |
| power-pagoda | $25.00 | $25.00 | 6/7/2010 4:40:05 PM |
| payment-gusto | $25.00 | $25.00 | 6/7/2010 4:27:02 PM |
| orderly-leverage | $30.00 | $30.00 | 6/7/2010 4:38:32 PM |
| MADAOO7 | $50.00 | $50.00 | 6/7/2010 4:41:31 PM |
| desertoasis | $25.00 | $25.00 | 6/7/2010 6:58:05 PM |
| danthemon35 | $25.00 | $25.00 | 6/7/2010 5:44:49 PM |
| brightest-asset-healer | $25.00 | $25.00 | 6/7/2010 8:45:28 PM |
| Interstate_Rate | $40.00 | $40.00 | 6/8/2010 8:16:37 AM |
| orange-preeminant-bill | $100.00 | $100.00 | 6/7/2010 8:17:57 PM |
| Artist_Blue | $25.00 | $25.00 | 6/8/2010 10:14:23 AM |
| Ocean713 | $50.00 | $50.00 | 6/8/2010 8:19:56 AM |
| Anny-Disco | $50.00 | $50.00 | 6/7/2010 11:49:40 PM |
| successful-euro | $30.00 | $30.00 | 6/8/2010 9:16:40 AM |
| inspiring-reward | $150.00 | $150.00 | 6/8/2010 12:10:37 PM |
| brother_tam | $35.80 | $35.80 | 6/8/2010 6:24:40 AM |
| JGB | $29.83 | $29.83 | 6/8/2010 3:20:54 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 6/8/2010 1:09:45 PM |
| lendme2 | $25.00 | $25.00 | 6/8/2010 2:41:18 PM |
| purdue98 | $25.00 | $25.00 | 6/8/2010 3:06:48 PM |
| teller | $25.00 | $25.00 | 6/8/2010 3:06:51 PM |
| greenwell | $25.00 | $25.00 | 6/8/2010 3:21:08 PM |
| FeedTheMachine | $100.00 | $100.00 | 6/8/2010 8:34:52 PM |
| fortytwo | $25.47 | $25.47 | 6/8/2010 11:59:37 PM |
| Steveo64 | $30.00 | $30.00 | 6/10/2010 7:40:20 AM |
| KiwiElf | $25.00 | $25.00 | 6/10/2010 1:29:41 PM |
| wlm3012 | $25.00 | $25.00 | 6/10/2010 8:48:12 AM |
| Sam65 | $25.00 | $25.00 | 6/10/2010 9:00:26 AM |
| delivery | $25.00 | $25.00 | 6/10/2010 10:45:52 AM |
| kginatl | $25.00 | $3.81 | 6/10/2010 5:07:26 PM |
| 62 bids
|
Borrower Payment Dependent Notes Series
461671
This series of Notes was issued and sold upon the funding of the borrower loan #42955, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jun-08-2010 |
| |
Auction end date:
| Jun-09-2010 |
|
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 30.18% |
Starting monthly payment:
| $40.42 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 30.18% |
Final monthly payment:
| $40.42 |
| |
|
Auction yield range:
| 10.98% - 25.25% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| May-1989 |
Debt/Income ratio:
| 18% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 1 | Employment status: | Part-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 4
/
4 | Length of status: | 5y 0m |
|
Credit score:
| 660-679 (Jun-2010) |
Total credit lines:
| 8 |
Occupation: | Clerical |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $8,122 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 99% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| integrity-financier |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off bills
Purpose of loan:
This loan will be used to? pay bills
My financial situation:
I am a good candidate for this loan because? I will pay it back
Monthly net income: $ varies 1200
Monthly expenses: $
??Housing: $ 683
??Insurance: $ 0
??Car expenses: $?50
??Utilities: $ 75
??Phone, cable, internet: $ 90
??Food, entertainment: $ 200
??Clothing, household expenses $ 20
??Credit cards and other loans: $ 25
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| payment-gusto | $25.00 | $25.00 | 6/8/2010 4:11:49 PM |
| worth-arch | $25.00 | $25.00 | 6/8/2010 4:16:19 PM |
| simplelender80 | $50.00 | $50.00 | 6/8/2010 4:16:59 PM |
| MADAOO7 | $50.00 | $50.00 | 6/8/2010 4:17:26 PM |
| tech_helper | $25.00 | $25.00 | 6/8/2010 4:20:53 PM |
| cash-spark3 | $25.00 | $25.00 | 6/8/2010 4:16:02 PM |
| qwsd12 | $40.00 | $40.00 | 6/8/2010 4:16:06 PM |
| just-money930 | $50.00 | $50.00 | 6/8/2010 4:18:12 PM |
| Artist_Blue | $25.00 | $25.00 | 6/8/2010 4:21:56 PM |
| FeedTheMachine | $100.00 | $100.00 | 6/8/2010 8:34:57 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 6/8/2010 4:17:15 PM |
| brother_tam | $50.00 | $50.00 | 6/8/2010 4:22:53 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 6/8/2010 6:30:13 PM |
| wwwUniversal | $25.00 | $25.00 | 6/8/2010 9:39:38 PM |
| orderly-leverage | $30.00 | $30.00 | 6/8/2010 4:16:24 PM |
| transaction-circuit | $25.00 | $25.00 | 6/8/2010 4:19:57 PM |
| SNH | $50.00 | $50.00 | 6/8/2010 4:16:10 PM |
| S-Master | $25.00 | $25.00 | 6/8/2010 4:09:29 PM |
| pavelz | $50.00 | $50.00 | 6/8/2010 4:18:07 PM |
| top-historic-peso | $26.00 | $26.00 | 6/8/2010 4:16:15 PM |
| personal-lender | $25.00 | $25.00 | 6/8/2010 4:16:32 PM |
| loyalist1 | $100.00 | $79.00 | 6/8/2010 9:35:51 PM |
| interstellar | $50.00 | $50.00 | 6/9/2010 12:25:26 PM |
| 23 bids
|
Borrower Payment Dependent Notes Series
461843
This series of Notes was issued and sold upon the funding of the borrower loan #42909, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jun-09-2010 |
| |
Auction end date:
| Jun-10-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $63.79 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $63.79 |
| |
|
Auction yield range:
| 3.98% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 37% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 10
/
9 | Length of status: | 2y 0m |
|
Credit score:
| 700-719 (Jun-2010) |
Total credit lines:
| 39 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $40,351 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 94% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| peace-trooper3 |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Car repair
Purpose of loan:
This loan will be used to?get my car repaired?
My financial situation:
I am a good candidate for this loan because?i always pay my bills on time i could go get a loan at a local company but i want a better rate so i came to prosper
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Artist_Blue | $25.00 | $25.00 | 6/9/2010 4:12:33 PM |
| hrubinst | $25.00 | $25.00 | 6/9/2010 4:18:21 PM |
| ddog0224 | $25.00 | $25.00 | 6/9/2010 4:18:53 PM |
| american6 | $25.00 | $25.00 | 6/9/2010 4:19:09 PM |
| the-silver-blaster | $40.00 | $40.00 | 6/9/2010 4:24:25 PM |
| blackstar | $25.00 | $25.00 | 6/9/2010 4:25:00 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/9/2010 4:20:34 PM |
| pavelz | $50.00 | $50.00 | 6/9/2010 4:21:24 PM |
| orgy63 | $25.00 | $25.00 | 6/9/2010 4:13:55 PM |
| studious-bonus7 | $50.00 | $50.00 | 6/9/2010 4:17:59 PM |
| worth-arch | $25.00 | $25.00 | 6/9/2010 4:18:08 PM |
| Phantom99 | $25.00 | $25.00 | 6/9/2010 4:18:42 PM |
| shrewd-deal | $25.00 | $25.00 | 6/9/2010 4:20:49 PM |
| aasx1108 | $25.00 | $25.00 | 6/9/2010 7:09:41 PM |
| cash-spark3 | $25.00 | $25.00 | 6/9/2010 4:22:18 PM |
| wise-spiritual-commitment | $31.92 | $31.92 | 6/9/2010 7:30:37 PM |
| greenback-museum | $25.00 | $25.00 | 6/9/2010 4:23:03 PM |
| peripatetic | $25.00 | $25.00 | 6/10/2010 2:09:43 AM |
| Isaac007 | $25.00 | $25.00 | 6/10/2010 2:49:47 AM |
| new-return-faire | $50.00 | $50.00 | 6/10/2010 3:54:44 AM |
| DeutscheBank | $25.00 | $25.00 | 6/10/2010 5:24:36 AM |
| gulch | $30.00 | $30.00 | 6/9/2010 6:09:43 PM |
| the-money-gargantuan | $25.00 | $25.00 | 6/9/2010 6:34:38 PM |
| actuarial_investor | $25.00 | $25.00 | 6/10/2010 8:14:56 AM |
| economy-producer | $25.00 | $25.00 | 6/10/2010 12:55:52 AM |
| jdrez | $25.00 | $25.00 | 6/9/2010 6:34:59 PM |
| well-rounded-dinero | $50.00 | $50.00 | 6/10/2010 7:16:23 AM |
| top-historic-peso | $25.00 | $25.00 | 6/9/2010 11:29:42 PM |
| impressive-credit431 | $200.00 | $200.00 | 6/10/2010 3:54:43 AM |
| Ripsaw4U | $25.00 | $25.00 | 6/10/2010 3:54:47 AM |
| venture332 | $25.00 | $25.00 | 6/10/2010 4:59:41 AM |
| trustworthy-fairness | $35.92 | $35.92 | 6/10/2010 6:01:46 AM |
| Avala | $50.00 | $50.00 | 6/9/2010 4:18:30 PM |
| rescue | $50.00 | $50.00 | 6/9/2010 4:23:50 PM |
| HayrideRanch | $25.00 | $25.00 | 6/9/2010 4:45:41 PM |
| delicious-social132 | $25.00 | $25.00 | 6/9/2010 4:20:17 PM |
| balanced-bill7 | $100.00 | $100.00 | 6/9/2010 4:20:26 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 6/9/2010 4:20:57 PM |
| personal-lender | $25.00 | $25.00 | 6/9/2010 4:23:21 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 6/9/2010 4:40:11 PM |
| ichibon | $75.00 | $75.00 | 6/9/2010 4:24:05 PM |
| riproaringrapids | $25.00 | $25.00 | 6/10/2010 4:04:41 AM |
| ramblin | $25.00 | $1.67 | 6/10/2010 8:20:07 AM |
| nick456sd | $50.00 | $50.00 | 6/9/2010 9:24:59 PM |
| SNH | $50.00 | $50.00 | 6/9/2010 11:25:32 PM |
| chestnut4 | $25.00 | $25.00 | 6/10/2010 3:54:42 AM |
| visionary-community | $25.00 | $25.00 | 6/10/2010 4:09:48 AM |
| money-bauble | $25.20 | $25.20 | 6/10/2010 7:16:27 AM |
| stollcm | $25.00 | $25.00 | 6/9/2010 8:39:46 PM |
| Pasagam | $25.00 | $25.00 | 6/10/2010 8:14:57 AM |
| golden-contract8 | $50.00 | $50.00 | 6/9/2010 10:02:21 PM |
| penny-chooser | $33.00 | $33.00 | 6/10/2010 12:49:44 AM |
| DcUnited | $27.29 | $27.29 | 6/10/2010 6:01:40 AM |
| wwwUniversal | $25.00 | $25.00 | 6/10/2010 7:19:49 AM |
| 54 bids
|
Borrower Payment Dependent Notes Series
461937
This series of Notes was issued and sold upon the funding of the borrower loan #42938, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Jun-08-2010 |
| |
Auction end date:
| Jun-09-2010 |
|
|
Starting lender yield:
| 10.00% |
Starting borrower rate/APR:
| 11.00% / 11.35% |
Starting monthly payment:
| $196.43 |
|
Final lender yield:
| 6.10% |
Final borrower rate/APR:
| 7.10% / 7.44% |
Final monthly payment:
| $185.54 |
| |
|
Auction yield range:
| 2.98% - 10.00% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-1988 |
Debt/Income ratio:
| 20% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 23
/
15 | Length of status: | 3y 4m |
|
Credit score:
| 720-739 (Jun-2010) |
Total credit lines:
| 50 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $52,871 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 60% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| unrivaled-leverage5 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying Off High Interest Cards
Purpose of loan:
This loan will be used to?
pay off five smaller higher interest rate credit cards and a Paypal account. Even with good credit and absolutely no?late payments or delinquencies, the credit card companies have raised my interest rates like they have for everyone else these days.?I just want to get these smaller balance cards paid down at a reasonable rate.
My financial situation:
I am a good candidate for this loan because? I have a very good?and secure job in the healthcare industry, and I always pay my?bills on time. You can see from my Prosper score and my credit score that I am a good risk. I have not been late or delinquent with any accounts, and I am a responsible homeowner. There will be no issues with paying this back as I do honor my word.
Cards
Wells Fargo???? ?$803
Kohls?????????????? $720
Paypal???????????? $263
Orchard Bank?? $1623
Capital One????? $1899
Sams Club?????? $680
Monthly Net Income: $7744
Mortgage??????????????????? $1498
Homeowners Assoc.?? $222
Cell Phone????????????????? $125
Utilities?????????????????????? $300
Student Loans???????????? $142
Car & Home Ins.????????? $143
Car Payment?????????????? $638
Credit Cards??????????????? $2238 ( I am paying extra to have everything paid off by 2014)
Available for Food, Gas and All other requirements? $2313
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| shrewd-deal | $25.00 | $25.00 | 6/8/2010 4:09:58 PM |
| klinebarger | $25.00 | $25.00 | 6/8/2010 4:13:11 PM |
| american6 | $50.00 | $50.00 | 6/8/2010 4:13:49 PM |
| payout-banker4 | $25.00 | $25.00 | 6/8/2010 4:14:27 PM |
| simplelender80 | $100.00 | $100.00 | 6/8/2010 4:14:30 PM |
| svandgts | $50.00 | $50.00 | 6/8/2010 4:14:39 PM |
| swiftsoul | $25.00 | $25.00 | 6/8/2010 4:07:28 PM |
| iolaire | $25.00 | $25.00 | 6/8/2010 4:08:27 PM |
| RandyL3 | $25.00 | $25.00 | 6/8/2010 4:18:58 PM |
| bds9646 | $26.00 | $26.00 | 6/8/2010 4:09:02 PM |
| orgy63 | $25.00 | $25.00 | 6/8/2010 4:10:11 PM |
| active-trade4 | $50.00 | $50.00 | 6/8/2010 4:20:47 PM |
| Bank42 | $50.00 | $50.00 | 6/8/2010 4:10:46 PM |
| Pulchritudinous | $25.00 | $25.00 | 6/8/2010 4:10:56 PM |
| wwwUniversal | $25.00 | $25.00 | 6/8/2010 4:22:12 PM |
| impressive-credit431 | $500.00 | $500.00 | 6/8/2010 4:22:39 PM |
| radforj22 | $50.00 | $50.00 | 6/8/2010 4:12:07 PM |
| GiantAardvark | $25.00 | $25.00 | 6/8/2010 4:30:34 PM |
| love-interest | $25.00 | $25.00 | 6/8/2010 4:31:06 PM |
| diligent-leverage | $25.00 | $25.00 | 6/8/2010 4:31:32 PM |
| harty | $60.00 | $60.00 | 6/8/2010 4:13:25 PM |
| interest-jedi0 | $50.00 | $50.00 | 6/8/2010 4:13:38 PM |
| rescue | $30.00 | $30.00 | 6/8/2010 4:13:41 PM |
| Marathoner | $25.00 | $25.00 | 6/8/2010 4:13:59 PM |
| tntmojave | $25.00 | $25.00 | 6/8/2010 4:14:05 PM |
| david5000 | $50.00 | $50.00 | 6/8/2010 4:14:15 PM |
| power-pagoda | $25.00 | $25.00 | 6/8/2010 4:14:37 PM |
| unclejaef | $25.00 | $25.00 | 6/8/2010 4:15:56 PM |
| successful-euro | $50.00 | $50.00 | 6/8/2010 4:07:06 PM |
| tender-integrity3 | $50.00 | $50.00 | 6/8/2010 4:07:46 PM |
| dharma1 | $25.00 | $25.00 | 6/8/2010 4:07:50 PM |
| riproaringrapids | $25.00 | $25.00 | 6/8/2010 4:07:55 PM |
| kenji4861 | $25.00 | $25.00 | 6/8/2010 4:08:07 PM |
| a-wealth-visionary | $25.00 | $25.00 | 6/8/2010 4:08:43 PM |
| Underzenith85 | $25.00 | $25.00 | 6/8/2010 4:17:32 PM |
| triumphant-commitment | $50.00 | $50.00 | 6/8/2010 4:17:41 PM |
| point-shooter | $25.00 | $25.00 | 6/8/2010 4:10:24 PM |
| NATIVEBORN | $25.00 | $25.00 | 6/8/2010 4:18:46 PM |
| Merganser | $25.00 | $25.00 | 6/8/2010 4:18:54 PM |
| fortytwo | $200.00 | $200.00 | 6/8/2010 4:11:22 PM |
| alpinaut | $25.00 | $25.00 | 6/8/2010 4:20:50 PM |
| cash-merry-maker | $25.00 | $25.00 | 6/8/2010 4:21:00 PM |
| delicious-social132 | $25.00 | $25.00 | 6/8/2010 4:21:44 PM |
| koa | $50.00 | $50.00 | 6/8/2010 4:21:50 PM |
| alexstar | $25.00 | $25.00 | 6/8/2010 4:13:15 PM |
| credit-scout7 | $30.00 | $30.00 | 6/8/2010 4:13:23 PM |
| ddibernardo | $25.00 | $25.00 | 6/8/2010 4:22:16 PM |
| best-decisive-peace | $25.00 | $25.00 | 6/8/2010 4:22:44 PM |
| a-responsible-return | $25.00 | $25.00 | 6/8/2010 4:13:48 PM |
| BuildingBestLife | $25.00 | $25.00 | 6/8/2010 4:23:28 PM |
| pauledgarm | $50.00 | $50.00 | 6/8/2010 4:14:32 PM |
| orange-courageous-dedication | $40.00 | $40.00 | 6/8/2010 4:30:45 PM |
| emt747 | $25.00 | $25.00 | 6/8/2010 4:30:58 PM |
| deal-multiplier9 | $25.00 | $25.00 | 6/8/2010 4:17:38 PM |
| pavelz | $100.00 | $100.00 | 6/8/2010 4:17:55 PM |
| lifegrowth | $25.00 | $25.00 | 6/8/2010 4:18:50 PM |
| surfhoss644 | $25.00 | $25.00 | 6/8/2010 4:19:11 PM |
| blukestrel | $25.00 | $25.00 | 6/8/2010 4:19:28 PM |
| AntiKris | $50.00 | $50.00 | 6/8/2010 4:19:34 PM |
| Tc11902 | $25.00 | $25.00 | 6/8/2010 4:19:46 PM |
| ADenny | $25.00 | $25.00 | 6/8/2010 4:20:20 PM |
| USMC0311 | $25.00 | $25.00 | 6/8/2010 4:20:27 PM |
| skuba | $50.00 | $50.00 | 6/8/2010 4:21:07 PM |
| bebeshor | $25.00 | $25.00 | 6/8/2010 4:21:22 PM |
| kchen486 | $25.00 | $25.00 | 6/8/2010 4:22:09 PM |
| Chuck9802 | $50.00 | $50.00 | 6/8/2010 4:22:59 PM |
| Steveoo1 | $25.00 | $25.00 | 6/8/2010 4:23:36 PM |
| money-surge1 | $25.00 | $25.00 | 6/8/2010 4:30:32 PM |
| Carpetkid | $50.00 | $50.00 | 6/8/2010 4:30:55 PM |
| TakeCare | $100.00 | $100.00 | 6/8/2010 4:30:59 PM |
| creative-finance7 | $25.00 | $25.00 | 6/8/2010 4:31:05 PM |
| Artist_Blue | $25.00 | $25.00 | 6/8/2010 4:07:03 PM |
| meux99 | $25.00 | $25.00 | 6/8/2010 4:07:41 PM |
| aue513 | $25.00 | $25.00 | 6/8/2010 4:08:24 PM |
| nonukem | $25.00 | $25.00 | 6/8/2010 4:09:39 PM |
| the-silver-blaster | $25.00 | $25.00 | 6/8/2010 4:10:10 PM |
| icchok | $50.00 | $50.00 | 6/8/2010 4:10:21 PM |
| SNH | $50.00 | $50.00 | 6/8/2010 4:10:56 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/8/2010 4:10:58 PM |
| wormdc | $25.00 | $25.00 | 6/8/2010 4:11:26 PM |
| micko | $25.00 | $25.00 | 6/8/2010 4:11:31 PM |
| meenan | $25.00 | $25.00 | 6/8/2010 4:13:32 PM |
| generator596 | $50.00 | $50.00 | 6/8/2010 4:14:14 PM |
| moltopaolo | $50.00 | $50.00 | 6/8/2010 4:14:18 PM |
| Ivan2007 | $25.00 | $25.00 | 6/8/2010 4:07:09 PM |
| GrommetPosse | $25.00 | $25.00 | 6/8/2010 4:07:37 PM |
| balance-whistle7 | $50.00 | $50.00 | 6/8/2010 4:18:33 PM |
| DavenportCapital | $25.00 | $25.00 | 6/8/2010 4:08:36 PM |
| CASHGIRL | $42.64 | $42.64 | 6/8/2010 4:19:14 PM |
| Dazz2061 | $25.00 | $25.00 | 6/8/2010 4:19:24 PM |
| Walkingcowboy | $25.00 | $25.00 | 6/8/2010 4:19:36 PM |
| toblerone | $50.00 | $50.00 | 6/8/2010 4:20:16 PM |
| DeltaGambler | $25.00 | $25.00 | 6/8/2010 4:20:28 PM |
| KHODADAD | $50.00 | $50.00 | 6/8/2010 4:10:02 PM |
| independent-investment | $25.00 | $25.00 | 6/8/2010 4:20:40 PM |
| wampum-optimization | $41.40 | $41.40 | 6/8/2010 4:20:59 PM |
| inspired-contract9 | $50.00 | $50.00 | 6/8/2010 4:21:25 PM |
| briphi | $100.00 | $100.00 | 6/8/2010 4:11:02 PM |
| loyalist1 | $100.00 | $100.00 | 6/8/2010 4:21:39 PM |
| bchen78875 | $50.00 | $50.00 | 6/8/2010 4:11:13 PM |
| shorthairedg | $50.00 | $50.00 | 6/8/2010 4:22:07 PM |
| personal-lender | $25.00 | $25.00 | 6/8/2010 4:22:21 PM |
| LoWRec | $25.00 | $25.00 | 6/8/2010 4:23:07 PM |
| qwsd12 | $40.00 | $40.00 | 6/8/2010 4:31:04 PM |
| Composure1 | $25.00 | $25.00 | 6/8/2010 4:31:13 PM |
| life-is-great | $25.00 | $25.00 | 6/8/2010 4:31:47 PM |
| truth-image | $50.00 | $50.00 | 6/8/2010 4:13:27 PM |
| kegs | $100.00 | $100.00 | 6/8/2010 4:13:52 PM |
| Phantom99 | $25.00 | $25.00 | 6/8/2010 4:14:02 PM |
| flexible-value | $28.00 | $28.00 | 6/8/2010 4:14:09 PM |
| hookUup | $25.00 | $25.00 | 6/8/2010 4:14:21 PM |
| psa1995 | $50.00 | $50.00 | 6/8/2010 4:14:35 PM |
| julijask | $35.00 | $35.00 | 6/8/2010 4:15:58 PM |
| Okeey | $49.60 | $49.60 | 6/8/2010 4:08:05 PM |
| mla | $25.00 | $25.00 | 6/8/2010 4:08:17 PM |
| coup173 | $25.00 | $25.00 | 6/8/2010 4:08:23 PM |
| Rdodson11 | $25.00 | $25.00 | 6/8/2010 4:08:32 PM |
| top-payout-fixer | $25.00 | $25.00 | 6/8/2010 4:08:37 PM |
| buckyhead2000 | $25.00 | $25.00 | 6/8/2010 4:17:37 PM |
| dschaaf | $40.89 | $40.89 | 6/8/2010 4:17:40 PM |
| gojackgo | $50.00 | $50.00 | 6/8/2010 4:17:45 PM |
| kulender | $30.00 | $30.00 | 6/8/2010 4:10:29 PM |
| BayShell | $50.00 | $50.00 | 6/8/2010 4:18:47 PM |
| nuclearmoose | $25.00 | $25.00 | 6/8/2010 4:10:44 PM |
| Philosonie | $25.00 | $25.00 | 6/8/2010 4:19:41 PM |
| Kerrysbay | $50.00 | $50.00 | 6/8/2010 4:20:01 PM |
| Railbird | $25.00 | $25.00 | 6/8/2010 4:20:06 PM |
| ashik | $50.00 | $50.00 | 6/8/2010 4:11:24 PM |
| 1fortheroad | $25.00 | $25.00 | 6/8/2010 4:11:52 PM |
| nunnie | $25.00 | $25.00 | 6/8/2010 4:21:31 PM |
| mlopez2007 | $50.00 | $50.00 | 6/8/2010 4:13:01 PM |
| seabass123 | $25.00 | $25.00 | 6/8/2010 4:14:02 PM |
| naniamo | $25.00 | $25.00 | 6/8/2010 4:23:22 PM |
| figs4u2 | $80.00 | $80.00 | 6/8/2010 4:14:11 PM |
| cash-queen | $50.00 | $50.00 | 6/8/2010 4:30:22 PM |
| the-gold-quark | $25.00 | $25.00 | 6/8/2010 4:30:31 PM |
| scrappy-bonus2 | $25.00 | $25.00 | 6/8/2010 4:31:21 PM |
| guardlender | $25.00 | $25.00 | 6/8/2010 4:19:00 PM |
| HunterSix | $25.00 | $25.00 | 6/8/2010 4:19:13 PM |
| internetpreneur | $25.00 | $25.00 | 6/8/2010 4:20:26 PM |
| mykkai | $25.00 | $25.00 | 6/8/2010 4:21:52 PM |
| wampum-prodigy6 | $25.00 | $25.00 | 6/8/2010 4:23:42 PM |
| dsnybnd | $25.00 | $25.00 | 6/8/2010 4:30:26 PM |
| investment-network | $25.00 | $25.00 | 6/8/2010 4:30:36 PM |
| Supernick | $50.00 | $50.00 | 6/8/2010 4:30:57 PM |
| listing-shooter4 | $25.00 | $25.00 | 6/8/2010 4:31:00 PM |
| lucrative-dollar | $25.00 | $25.00 | 6/8/2010 4:31:07 PM |
| CaptainBlueberry | $25.00 | $25.00 | 6/8/2010 4:31:38 PM |
| thorough-exchange4 | $40.00 | $1.47 | 6/8/2010 4:31:49 PM |
| dollardave | $100.00 | $100.00 | 6/9/2010 12:20:09 AM |
| 150 bids
|