Sales Report:Supplement No. 216 dated Jun 11, 2010 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
451778
This series of Notes was issued and sold upon the funding of the borrower loan #42923, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jun-02-2010 |
| |
Auction end date:
| Jun-09-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $127.57 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $127.57 |
| |
|
Auction yield range:
| 3.99% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-2000 |
Debt/Income ratio:
| 18% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 4
/
4 | Length of status: | 3y 6m |
|
Credit score:
| 740-759 (Jun-2010) |
Total credit lines:
| 14 |
Occupation: | Teacher |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $2,234 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 17% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| stewiedude |
Borrower's state:
| Oregon |
Borrower's group:
| Renewed Financial Horizons |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 10 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Sep-2009)
740-759
(Oct-2008)
700-719
(Jan-2008)
|
|
Principal balance:
| $1,591.84 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
My loan for auto repairs
Purpose of loan:
I had some unexpected auto repairs that I would rather not put on my credit card. My last Prosper loan was successful, so I thought I'd use it again.
My financial situation:
I am a good candidate for this loan because I have never missed a payment on any of my loans and am responsible with my money. I also successfully paid back my last Prosper loan on time.
Monthly net income: $ 2700
Monthly expenses: $ 2200
??Housing: $
880
??Insurance: $ 100
??Car expenses: $ 0
??Utilities: $
100
??Phone, cable, internet: $
120
??Food, entertainment: $
400
??Clothing, household expenses $
100
??Credit cards and student loans: $ 400
??Other expenses: $
100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| tender-integrity3 | $50.00 | $50.00 | 6/2/2010 4:12:26 PM |
| dharma1 | $25.00 | $25.00 | 6/2/2010 4:12:28 PM |
| SNH | $50.00 | $17.41 | 6/2/2010 4:15:03 PM |
| Artist_Blue | $25.00 | $25.00 | 6/2/2010 4:11:44 PM |
| successful-euro | $50.00 | $50.00 | 6/2/2010 4:12:04 PM |
| rescue | $50.00 | $50.00 | 6/2/2010 4:14:57 PM |
| meux99 | $25.00 | $25.00 | 6/2/2010 4:12:21 PM |
| GrommetPosse | $25.00 | $25.00 | 6/2/2010 4:12:35 PM |
| nuclearmoose | $25.00 | $25.00 | 6/2/2010 4:13:33 PM |
| Bank42 | $50.00 | $50.00 | 6/2/2010 4:14:13 PM |
| vine99 | $65.00 | $65.00 | 6/2/2010 8:33:00 PM |
| Chesterite | $27.17 | $27.17 | 6/4/2010 10:25:20 AM |
| pksfunds | $50.00 | $50.00 | 6/4/2010 10:33:36 AM |
| colorfulgardener | $25.00 | $25.00 | 6/4/2010 9:21:31 PM |
| Crom | $38.22 | $38.22 | 6/6/2010 3:15:00 PM |
| loanman2007 | $50.00 | $50.00 | 6/6/2010 11:23:10 AM |
| buukyak | $25.00 | $25.00 | 6/7/2010 8:30:13 AM |
| Chesterite | $30.00 | $30.00 | 6/7/2010 3:27:27 PM |
| dblakels | $25.00 | $25.00 | 6/6/2010 11:59:36 PM |
| loan-upholder4 | $25.00 | $25.00 | 6/7/2010 11:06:32 AM |
| Simply2fly | $25.00 | $25.00 | 6/7/2010 1:54:02 PM |
| payontime1 | $25.00 | $25.00 | 6/7/2010 7:33:11 PM |
| bornsucka | $25.00 | $25.00 | 6/7/2010 7:24:08 PM |
| ethicalhumanist | $25.00 | $25.00 | 6/8/2010 9:35:20 AM |
| grampy48 | $25.00 | $25.00 | 6/8/2010 10:50:20 AM |
| wwwUniversal | $25.00 | $25.00 | 6/8/2010 11:48:12 AM |
| cash-tent | $25.00 | $25.00 | 6/8/2010 3:45:10 PM |
| RadarLuv | $25.00 | $25.00 | 6/8/2010 4:07:37 PM |
| pinballwizard | $28.45 | $28.45 | 6/8/2010 6:00:01 PM |
| BOZO88 | $50.00 | $50.00 | 6/8/2010 7:22:47 PM |
| aafg69 | $25.00 | $25.00 | 6/8/2010 10:16:10 PM |
| redtilapia | $25.00 | $25.00 | 6/9/2010 7:23:48 AM |
| goldsun | $25.00 | $25.00 | 6/8/2010 9:00:54 PM |
| sigep787 | $25.00 | $25.00 | 6/8/2010 9:54:44 PM |
| jcw3rd | $25.00 | $25.00 | 6/8/2010 10:15:48 PM |
| Planecourage | $25.00 | $25.00 | 6/8/2010 10:39:31 PM |
| dpries123 | $25.00 | $25.00 | 6/9/2010 11:46:46 AM |
| salegalaxy | $25.00 | $25.00 | 6/9/2010 12:53:24 AM |
| la_tim | $50.00 | $50.00 | 6/8/2010 5:28:10 PM |
| rl164 | $50.00 | $50.00 | 6/9/2010 6:50:26 AM |
| Richmp412 | $25.00 | $25.00 | 6/9/2010 7:03:48 AM |
| money-bauble | $100.00 | $100.00 | 6/9/2010 8:53:41 AM |
| best-generosity-financier | $25.00 | $25.00 | 6/9/2010 12:24:26 AM |
| cognizant-responsibility9 | $25.00 | $25.00 | 6/9/2010 10:19:47 AM |
| martymaniaman | $43.65 | $43.65 | 6/9/2010 6:09:25 AM |
| CSAworker | $25.00 | $25.00 | 6/9/2010 12:01:02 PM |
| bughead | $25.00 | $25.00 | 6/9/2010 9:50:37 AM |
| podosphero | $29.45 | $29.45 | 6/9/2010 2:16:45 PM |
| Tulalue | $25.00 | $25.00 | 6/9/2010 12:27:35 PM |
| Snoopylover | $25.00 | $25.00 | 6/9/2010 1:45:00 PM |
| kulender | $25.00 | $25.00 | 6/2/2010 4:12:31 PM |
| Ivan2007 | $50.00 | $50.00 | 6/2/2010 4:13:07 PM |
| kenji4861 | $25.00 | $25.00 | 6/2/2010 4:11:47 PM |
| RandyL3 | $25.00 | $25.00 | 6/2/2010 4:26:49 PM |
| riproaringrapids | $25.00 | $25.00 | 6/2/2010 4:12:40 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/2/2010 4:15:12 PM |
| turbospeed | $25.00 | $25.00 | 6/2/2010 5:03:57 PM |
| satisfying-durability | $25.00 | $25.00 | 6/3/2010 9:04:44 AM |
| ritwik | $50.00 | $50.00 | 6/3/2010 8:15:59 PM |
| Barky52 | $25.00 | $25.00 | 6/4/2010 5:38:11 AM |
| outofoffice | $50.00 | $50.00 | 6/4/2010 8:03:57 AM |
| dreamhope | $25.00 | $25.00 | 6/4/2010 7:09:03 AM |
| B12SE-r | $220.47 | $220.47 | 6/4/2010 10:29:09 AM |
| money-engine | $25.66 | $25.66 | 6/5/2010 6:34:35 AM |
| wonderous-power | $25.00 | $25.00 | 6/5/2010 5:16:30 AM |
| LittleMingo | $30.00 | $30.00 | 6/5/2010 12:53:55 PM |
| lucrative-durability | $25.00 | $25.00 | 6/5/2010 5:10:58 PM |
| the-profit-oracle | $25.00 | $25.00 | 6/5/2010 12:03:31 AM |
| exchange-dreams | $25.00 | $25.00 | 6/5/2010 7:50:31 AM |
| help4u | $150.00 | $150.00 | 6/6/2010 5:58:50 AM |
| isfahanian | $41.56 | $41.56 | 6/5/2010 9:06:17 AM |
| partyplan | $35.00 | $35.00 | 6/7/2010 9:36:45 AM |
| new-return-faire | $100.00 | $100.00 | 6/7/2010 9:28:25 AM |
| paul1 | $50.00 | $50.00 | 6/7/2010 1:07:07 PM |
| titancash4u | $25.00 | $25.00 | 6/7/2010 4:12:40 PM |
| payout-magician | $25.00 | $25.00 | 6/7/2010 8:54:20 PM |
| MonkeyHero | $25.00 | $25.00 | 6/7/2010 10:40:48 PM |
| Dollars4Rent | $25.00 | $25.00 | 6/8/2010 6:43:00 AM |
| Lender0307 | $25.00 | $25.00 | 6/8/2010 12:50:54 PM |
| ethicalhumanist | $25.00 | $25.00 | 6/8/2010 11:53:03 AM |
| dma1206 | $25.00 | $25.00 | 6/8/2010 11:54:05 AM |
| ExtraIncome | $25.00 | $25.00 | 6/8/2010 2:42:28 PM |
| asset-trumpeter | $125.00 | $125.00 | 6/8/2010 12:39:58 PM |
| bear01 | $30.00 | $30.00 | 6/8/2010 1:16:01 PM |
| bowl800 | $25.00 | $25.00 | 6/8/2010 3:07:20 PM |
| FundMaker | $25.00 | $25.00 | 6/8/2010 3:12:20 PM |
| loan-upholder4 | $25.00 | $25.00 | 6/8/2010 4:52:00 PM |
| Young-Y | $29.32 | $29.32 | 6/8/2010 4:16:21 PM |
| 1phantom | $50.00 | $50.00 | 6/9/2010 7:03:58 AM |
| Patrician | $50.00 | $50.00 | 6/8/2010 4:32:05 PM |
| Kelor99 | $25.00 | $25.00 | 6/9/2010 7:29:16 AM |
| windpiano1962 | $25.00 | $25.00 | 6/9/2010 8:07:50 AM |
| crw1950 | $50.00 | $50.00 | 6/8/2010 6:41:55 PM |
| JohnSmith10 | $25.00 | $25.00 | 6/8/2010 7:13:35 PM |
| MoneyTree79 | $30.39 | $30.39 | 6/8/2010 8:11:46 PM |
| jayk63 | $25.00 | $25.00 | 6/8/2010 8:19:39 PM |
| StreetJustice | $46.80 | $46.80 | 6/8/2010 4:59:57 PM |
| elvisloans | $25.00 | $25.00 | 6/9/2010 11:03:57 AM |
| proton346 | $25.00 | $25.00 | 6/9/2010 1:17:07 AM |
| gustavholstopus32 | $25.00 | $25.00 | 6/8/2010 6:13:13 PM |
| Nasdaq | $25.00 | $25.00 | 6/9/2010 12:22:07 PM |
| blitz_ac | $25.00 | $25.00 | 6/9/2010 2:22:47 PM |
| Pickmar | $25.00 | $25.00 | 6/9/2010 11:53:01 AM |
| KSgirl89 | $50.02 | $50.02 | 6/9/2010 9:05:03 AM |
| natural-affluence4 | $25.00 | $25.00 | 6/9/2010 9:12:34 AM |
| felicity-loyalist0 | $25.00 | $25.00 | 6/9/2010 3:58:10 PM |
| gothampark | $25.00 | $25.00 | 6/9/2010 2:58:13 PM |
| loan-upholder4 | $25.00 | $25.00 | 6/9/2010 3:22:40 PM |
| doctorhuynh | $31.43 | $31.43 | 6/9/2010 3:24:47 PM |
| simplelender80 | $100.00 | $100.00 | 6/9/2010 3:36:38 PM |
| Chewbaca | $25.00 | $25.00 | 6/9/2010 3:48:09 PM |
| 111 bids
|
Borrower Payment Dependent Notes Series
460288
This series of Notes was issued and sold upon the funding of the borrower loan #42932, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,400.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| May-28-2010 |
| |
Auction end date:
| Jun-04-2010 |
|
|
Starting lender yield:
| 6.10% |
Starting borrower rate/APR:
| 7.10% / 7.44% |
Starting monthly payment:
| $74.21 |
|
Final lender yield:
| 6.10% |
Final borrower rate/APR:
| 7.10% / 7.44% |
Final monthly payment:
| $74.21 |
| |
|
Auction yield range:
| 2.99% - 6.10% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-1987 |
Debt/Income ratio:
| 34% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 12
/
10 | Length of status: | 0y 2m |
|
Credit score:
| 740-759 (May-2010) |
Total credit lines:
| 25 |
Occupation: | Engineer - Mechanic... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $4,732 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 20% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| new-special-pound |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debit consolidation
Purpose of loan:
This loan will be used to?
pay off debit
I was out of work for 3 months
My financial situation:
I am a good candidate for this loan because?working full time, for 20 plus years.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What's the amount of debt your are paying off and what interest rate is it currently at? - SqueezeKing
A:
1500 and about 20 %
(Jun-04-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Blue_HorseShoe | $25.00 | $25.00 | 5/28/2010 3:59:17 PM |
| BiggestG | $25.00 | $25.00 | 5/28/2010 3:59:57 PM |
| laststrawman | $25.00 | $25.00 | 5/28/2010 4:00:34 PM |
| lendermender | $25.00 | $25.00 | 5/28/2010 3:58:20 PM |
| chillware | $25.00 | $25.00 | 5/28/2010 3:58:37 PM |
| Searlzy | $25.00 | $25.00 | 5/28/2010 3:59:22 PM |
| reinforced-reward | $25.00 | $25.00 | 5/28/2010 3:59:30 PM |
| xyzlmno | $25.00 | $25.00 | 5/28/2010 4:00:27 PM |
| credit-scout7 | $30.00 | $30.00 | 5/28/2010 4:03:20 PM |
| truth-image | $50.00 | $50.00 | 5/28/2010 4:03:23 PM |
| DukSerduk | $25.00 | $25.00 | 5/28/2010 4:03:30 PM |
| JGB | $100.00 | $100.00 | 5/28/2010 4:03:36 PM |
| totoro | $25.00 | $25.00 | 5/28/2010 4:02:21 PM |
| golden-responsibility189 | $50.00 | $50.00 | 5/28/2010 4:03:19 PM |
| harty | $60.00 | $60.00 | 5/28/2010 4:03:22 PM |
| delicious-social132 | $40.00 | $40.00 | 5/28/2010 4:03:25 PM |
| tsclend07 | $25.00 | $25.00 | 5/28/2010 3:58:17 PM |
| cleared2land | $25.00 | $25.00 | 5/28/2010 3:59:04 PM |
| nhm | $50.00 | $50.00 | 5/28/2010 3:59:37 PM |
| Cherrypicker06 | $25.00 | $25.00 | 5/28/2010 3:59:48 PM |
| dollars4debts | $25.00 | $25.00 | 5/28/2010 4:00:24 PM |
| successful-euro | $75.00 | $75.00 | 5/28/2010 4:00:36 PM |
| tender-integrity3 | $50.00 | $50.00 | 5/28/2010 4:01:03 PM |
| biagbigmoney | $50.00 | $50.00 | 5/28/2010 4:01:19 PM |
| ethicalhumanist | $25.00 | $25.00 | 5/29/2010 4:32:33 PM |
| MrSolution | $25.00 | $25.00 | 5/29/2010 12:29:44 PM |
| ultimate-commitment | $25.00 | $25.00 | 5/31/2010 9:03:01 PM |
| khamlagirl | $25.00 | $25.00 | 6/1/2010 8:14:53 PM |
| surfsider123 | $25.00 | $25.00 | 6/2/2010 12:50:14 PM |
| octoberfresh | $25.00 | $25.00 | 6/3/2010 6:34:24 AM |
| Patrician | $48.39 | $48.39 | 6/4/2010 1:10:26 AM |
| ChristopherHS | $25.00 | $25.00 | 6/4/2010 1:41:17 AM |
| sunny1985 | $25.00 | $25.00 | 6/4/2010 10:45:57 AM |
| dbanwart | $25.00 | $25.00 | 6/4/2010 2:54:17 PM |
| paul1 | $50.00 | $50.00 | 6/4/2010 7:22:56 AM |
| outofoffice | $50.00 | $50.00 | 6/4/2010 7:56:00 AM |
| c03rc3 | $25.00 | $25.00 | 6/4/2010 10:22:19 AM |
| khamlagirl | $25.00 | $25.00 | 6/4/2010 10:54:04 AM |
| sweety075 | $25.00 | $25.00 | 6/4/2010 12:38:29 PM |
| ciscoparrot | $25.00 | $25.00 | 5/28/2010 3:59:21 PM |
| reefer | $27.47 | $27.47 | 5/28/2010 3:59:26 PM |
| tolstoy00 | $25.00 | $25.00 | 5/28/2010 3:59:42 PM |
| KeepOnRunning | $27.34 | $27.34 | 5/28/2010 3:59:56 PM |
| balanced-bill7 | $50.00 | $50.00 | 5/28/2010 4:01:28 PM |
| chilichese | $25.00 | $25.00 | 5/28/2010 4:02:00 PM |
| ptjg | $50.00 | $50.00 | 5/28/2010 3:58:24 PM |
| briphi | $25.00 | $25.00 | 5/28/2010 3:58:52 PM |
| hopeful-point | $50.00 | $50.00 | 5/28/2010 4:02:11 PM |
| Kame | $25.00 | $25.00 | 5/28/2010 4:00:08 PM |
| alexstar | $25.00 | $25.00 | 5/28/2010 4:03:13 PM |
| meenan | $25.00 | $25.00 | 5/28/2010 4:03:28 PM |
| dharma1 | $25.00 | $25.00 | 5/28/2010 4:01:05 PM |
| klinebarger | $25.00 | $25.00 | 5/28/2010 4:02:03 PM |
| kulender | $25.00 | $25.00 | 5/28/2010 4:03:34 PM |
| afotherg | $40.00 | $30.09 | 5/28/2010 4:03:40 PM |
| wwwUniversal | $25.00 | $25.00 | 5/28/2010 4:10:25 PM |
| meux99 | $25.00 | $25.00 | 5/28/2010 4:01:01 PM |
| thedoctor | $72.86 | $72.86 | 5/28/2010 4:01:25 PM |
| thorough-exchange4 | $28.85 | $28.85 | 5/28/2010 4:03:17 PM |
| interest-jedi0 | $50.00 | $50.00 | 5/28/2010 4:03:38 PM |
| cebgop | $25.00 | $25.00 | 5/29/2010 2:42:05 AM |
| julijask | $35.00 | $35.00 | 5/29/2010 3:10:50 PM |
| springpanda | $25.00 | $25.00 | 6/1/2010 2:50:15 PM |
| aue513 | $25.00 | $25.00 | 6/2/2010 5:46:45 AM |
| paramjit | $50.00 | $50.00 | 6/2/2010 6:38:32 AM |
| freetolive | $25.00 | $25.00 | 6/2/2010 11:13:40 PM |
| felicity-loyalist0 | $35.00 | $35.00 | 6/2/2010 4:57:27 PM |
| SchaeferJ | $25.00 | $25.00 | 6/4/2010 12:52:44 AM |
| jwood3030 | $35.00 | $35.00 | 6/4/2010 1:29:59 AM |
| hilsoon | $25.00 | $25.00 | 6/4/2010 1:40:26 AM |
| AsianDragon | $55.00 | $55.00 | 6/4/2010 8:56:40 AM |
| 71 bids
|
Borrower Payment Dependent Notes Series
460560
This series of Notes was issued and sold upon the funding of the borrower loan #42914, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| May-28-2010 |
| |
Auction end date:
| Jun-04-2010 |
|
|
Starting lender yield:
| 21.69% |
Starting borrower rate/APR:
| 22.69% / 25.22% |
Starting monthly payment:
| $57.82 |
|
Final lender yield:
| 21.05% |
Final borrower rate/APR:
| 22.05% / 24.57% |
Final monthly payment:
| $57.32 |
| |
|
Auction yield range:
| 7.99% - 21.69% |
Estimated loss impact:
| 8.49% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.56% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| May-1984 |
Debt/Income ratio:
| 22% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 7
/
7 | Length of status: | 4y 5m |
|
Credit score:
| 720-739 (May-2010) |
Total credit lines:
| 27 |
Occupation: | Administrative Assi... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $2,730 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 96% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| best-thoughtful-openness |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
catching up
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please list the current balance, interest rate, and minimum payments of the debts you plan to refinance. Basically, I want to see how this loan will help. - Loan_Stranger
A:
IRS - $672.16, rate is .50%, penalty 3.33 of 667.00
Chase Mortgage - $835.09 due for 5/2009, interest rate is 6.5%, penalties are $84.25/month after the 15th.
If I can get caught up with these two items, I can get back on track.
(Jun-01-2010)
Q:
what are your fixed income and expenses? - beakerfish
A:
Current monthly fixed income: 1) salary $2600 2) child support $1224
Current monthly fixed expenses: 1) mortgage $1685 2) insurance $200 3) real estate taxes $220 4) utilities $200
(Jun-02-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| tnjohnso | $25.00 | $25.00 | 5/28/2010 4:03:50 PM |
| kazanov | $50.00 | $50.00 | 5/29/2010 11:37:49 AM |
| drkosh | $25.00 | $25.00 | 5/31/2010 3:55:27 PM |
| Bender | $50.00 | $50.00 | 5/31/2010 4:28:07 PM |
| mercuriant | $25.00 | $25.00 | 6/1/2010 9:42:09 AM |
| agbullet55443 | $100.00 | $100.00 | 6/2/2010 9:19:22 PM |
| bold-attentive-listing | $80.00 | $80.00 | 6/3/2010 2:14:49 PM |
| NJournalist | $25.00 | $25.00 | 6/3/2010 4:28:12 PM |
| engbusres | $59.00 | $59.00 | 6/3/2010 8:27:52 PM |
| Ven58 | $25.00 | $25.00 | 6/4/2010 12:55:54 AM |
| Bob450 | $30.00 | $30.00 | 6/4/2010 6:38:05 AM |
| BrighterSuns | $25.00 | $25.00 | 6/4/2010 7:20:38 AM |
| Leshan | $25.00 | $25.00 | 6/3/2010 5:31:15 PM |
| bold-attentive-listing | $45.00 | $45.00 | 6/4/2010 9:42:06 AM |
| Aquarius29 | $25.83 | $25.83 | 6/4/2010 10:33:54 AM |
| mpatrick | $50.00 | $50.00 | 6/4/2010 3:46:19 PM |
| MrAirport | $25.00 | $25.00 | 6/4/2010 1:31:01 PM |
| riveting-credit5 | $300.00 | $126.23 | 6/4/2010 3:58:00 PM |
| rate-mogul | $25.00 | $25.00 | 5/28/2010 4:02:37 PM |
| transaction-circuit | $25.00 | $25.00 | 5/28/2010 4:07:57 PM |
| robot777 | $40.00 | $40.00 | 5/28/2010 4:02:34 PM |
| peter916 | $68.94 | $68.94 | 5/31/2010 9:26:17 PM |
| satisfying-deal5 | $100.00 | $100.00 | 6/1/2010 9:38:45 AM |
| Bank_Of_XL | $50.00 | $50.00 | 6/1/2010 9:51:19 AM |
| green-thoughtful-yield | $25.00 | $25.00 | 6/2/2010 9:39:35 AM |
| marwadi-62 | $100.00 | $100.00 | 6/3/2010 7:04:52 PM |
| vigilance-searcher | $25.00 | $25.00 | 6/4/2010 7:45:15 AM |
| moo916 | $25.00 | $25.00 | 6/4/2010 8:30:45 AM |
| pythia | $25.00 | $25.00 | 6/4/2010 10:11:21 AM |
| TheCount | $25.00 | $25.00 | 6/4/2010 10:58:08 AM |
| wwwUniversal | $25.00 | $25.00 | 6/4/2010 1:31:53 PM |
| investment-cluster | $25.00 | $25.00 | 6/4/2010 1:33:48 PM |
| b-rent | $25.00 | $25.00 | 6/4/2010 2:20:24 PM |
| ghinga | $25.00 | $25.00 | 6/4/2010 2:47:33 PM |
| leverage-monger | $25.00 | $25.00 | 6/4/2010 10:39:23 AM |
| gothampark | $25.00 | $25.00 | 6/4/2010 3:52:21 PM |
| 36 bids
|
Borrower Payment Dependent Notes Series
460588
This series of Notes was issued and sold upon the funding of the borrower loan #42917, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jun-01-2010 |
| |
Auction end date:
| Jun-07-2010 |
|
|
Starting lender yield:
| 9.20% |
Starting borrower rate/APR:
| 10.20% / 12.31% |
Starting monthly payment:
| $242.71 |
|
Final lender yield:
| 9.20% |
Final borrower rate/APR:
| 10.20% / 12.31% |
Final monthly payment:
| $242.71 |
| |
|
Auction yield range:
| 3.99% - 9.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1985 |
Debt/Income ratio:
| 39% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 10
/
10 | Length of status: | 0y 4m |
|
Credit score:
| 720-739 (May-2010) |
Total credit lines:
| 28 |
Occupation: | Civil Service |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $75,007 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 92% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| gopackgo04 |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 4 ( 80% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 1
( 20% )
| 620-639
(Jan-2008)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 5 | | |
Description
Second Proper Loan - Moving Forward
Purpose of loan:
This is my second Prosper loan.? I retired from the military in 2009 and had a few months of unemployment.? I started a new job in January and would like to pay off some small debts and credit card balances that?accumulated while I was job hunting.?
My financial situation:
I am an excellent loan candidate due to my previous payment history and income.? My stated income includes only my pension and current salary, added to that is my spouse?s income and a monthly VA living allowance while I am attending college.? My job requires good credit and delinquencies are something I would avoid.? This loan will also allow me to consolodate and automate most of my monthly obligations and help ensure there are no late payments on any of my accounts.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Could you explain the late Proper payment? - Johnab
A:
Greetings and thanks for asking about the late Prosper payment. My previous loan had relatively small payments and as I recall, it was just a few days late and due to inattention on my part. For this loan, the payments will be made automatically by bank draft to avoid any late payments.
I appreciate your consideration and hope this addresses your concerns.
(Jun-07-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| rescue | $50.00 | $50.00 | 6/1/2010 11:56:47 AM |
| hrubinst | $25.00 | $25.00 | 6/1/2010 12:04:01 PM |
| wayman | $25.00 | $25.00 | 6/1/2010 12:05:11 PM |
| Avala | $50.00 | $50.00 | 6/1/2010 12:04:15 PM |
| Phantom99 | $25.00 | $25.00 | 6/1/2010 12:04:35 PM |
| chestnut4 | $25.00 | $25.00 | 6/1/2010 12:06:12 PM |
| balanced-bill7 | $100.00 | $100.00 | 6/1/2010 12:10:09 PM |
| bchen78875 | $25.00 | $25.00 | 6/1/2010 12:12:25 PM |
| MrBluesummers | $50.00 | $50.00 | 6/1/2010 12:17:48 PM |
| systemlender | $25.00 | $25.00 | 6/1/2010 12:16:34 PM |
| studious-bonus7 | $50.00 | $50.00 | 6/1/2010 12:03:32 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 6/1/2010 12:04:49 PM |
| american6 | $25.00 | $25.00 | 6/1/2010 12:05:43 PM |
| integrity-trumpet | $50.00 | $50.00 | 6/1/2010 12:06:38 PM |
| delicious-social132 | $25.00 | $25.00 | 6/1/2010 12:09:41 PM |
| bid-czar8 | $100.00 | $100.00 | 6/1/2010 12:10:25 PM |
| trustworthy-fairness | $50.00 | $50.00 | 6/1/2010 12:15:39 PM |
| cash-spark3 | $25.00 | $25.00 | 6/1/2010 4:10:45 PM |
| Weaverville | $50.00 | $50.00 | 6/1/2010 4:10:32 PM |
| rockhound84 | $25.00 | $25.00 | 6/2/2010 4:31:50 AM |
| treasure-bliss | $100.00 | $100.00 | 6/2/2010 5:22:26 AM |
| Artist_Blue | $25.00 | $25.00 | 6/2/2010 7:18:07 AM |
| green-thoughtful-yield | $25.00 | $25.00 | 6/2/2010 9:38:13 AM |
| schnatty | $50.00 | $50.00 | 6/2/2010 8:57:02 AM |
| shrewd-deal | $25.00 | $25.00 | 6/1/2010 8:22:43 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 6/2/2010 5:31:50 AM |
| teller | $25.00 | $25.00 | 6/2/2010 8:52:02 AM |
| Carpetkid | $25.00 | $25.00 | 6/2/2010 4:51:25 PM |
| TennSquire | $25.00 | $25.00 | 6/2/2010 4:52:25 PM |
| broepke | $25.00 | $25.00 | 6/2/2010 4:55:09 PM |
| skuba | $25.00 | $25.00 | 6/2/2010 5:05:34 PM |
| Clambake | $50.00 | $50.00 | 6/2/2010 4:52:54 PM |
| stemper | $50.00 | $50.00 | 6/2/2010 6:12:46 PM |
| the-silver-blaster | $50.00 | $50.00 | 6/2/2010 6:22:01 PM |
| icchok | $50.00 | $50.00 | 6/3/2010 9:37:15 AM |
| honorable-yield | $27.96 | $27.96 | 6/2/2010 4:52:41 PM |
| flexible-value | $26.00 | $26.00 | 6/2/2010 4:53:04 PM |
| money2k | $25.00 | $25.00 | 6/2/2010 4:54:18 PM |
| penny-chooser | $50.00 | $50.00 | 6/3/2010 9:48:54 AM |
| auction-seeker | $25.00 | $25.00 | 6/2/2010 6:38:15 PM |
| point-shooter | $25.00 | $25.00 | 6/3/2010 11:31:55 AM |
| Rusty3 | $25.00 | $25.00 | 6/3/2010 4:50:14 PM |
| pascal1 | $100.00 | $100.00 | 6/3/2010 7:45:34 PM |
| PhalanxBulldog | $25.00 | $25.00 | 6/4/2010 1:15:50 AM |
| Searlzy | $25.00 | $25.00 | 6/4/2010 5:20:15 AM |
| p1k4blu | $25.00 | $25.00 | 6/3/2010 4:32:28 PM |
| best-listing-toro | $25.00 | $25.00 | 6/3/2010 5:31:47 PM |
| blackstar | $25.00 | $25.00 | 6/4/2010 4:39:54 AM |
| IIP77 | $25.00 | $25.00 | 6/4/2010 8:31:03 AM |
| tech_helper | $50.00 | $50.00 | 6/4/2010 4:25:07 AM |
| DrStaff | $35.65 | $35.65 | 6/4/2010 3:42:25 PM |
| easylender | $25.00 | $25.00 | 6/4/2010 12:10:16 PM |
| KiwiElf | $25.00 | $25.00 | 6/4/2010 3:42:54 PM |
| sentry256 | $25.00 | $25.00 | 6/4/2010 4:15:15 PM |
| biobulator | $25.00 | $25.00 | 6/4/2010 6:15:55 PM |
| one-midas | $25.00 | $25.00 | 6/4/2010 10:38:33 PM |
| anton | $88.33 | $88.33 | 6/4/2010 5:39:50 PM |
| caNative | $25.00 | $25.00 | 6/5/2010 4:45:01 PM |
| jameskdean | $25.00 | $25.00 | 6/5/2010 4:45:19 PM |
| IP | $27.09 | $27.09 | 6/5/2010 4:46:04 PM |
| ThisCatWillHelp | $50.00 | $50.00 | 6/5/2010 5:20:13 PM |
| mzman | $25.00 | $25.00 | 6/5/2010 6:00:22 PM |
| flwah | $25.00 | $25.00 | 6/4/2010 6:18:13 PM |
| Ripsaw4U | $25.00 | $25.00 | 6/5/2010 11:29:58 PM |
| jumbonav | $70.00 | $70.00 | 6/5/2010 4:21:19 PM |
| jibe-set | $38.86 | $38.86 | 6/5/2010 4:45:39 PM |
| hanuman77 | $27.23 | $27.23 | 6/5/2010 4:45:56 PM |
| head | $25.00 | $25.00 | 6/5/2010 4:46:07 PM |
| mla | $25.00 | $25.00 | 6/5/2010 8:20:40 PM |
| Sixmil | $25.00 | $25.00 | 6/5/2010 7:45:51 AM |
| exchange-dreams | $25.00 | $25.00 | 6/5/2010 7:58:10 AM |
| Hotrod52 | $26.65 | $26.65 | 6/6/2010 5:33:51 PM |
| Heiko | $25.00 | $25.00 | 6/6/2010 9:16:21 PM |
| dpjd | $25.00 | $25.00 | 6/6/2010 9:22:25 AM |
| paul1 | $50.00 | $50.00 | 6/6/2010 11:56:26 AM |
| creative-finance7 | $25.00 | $25.00 | 6/6/2010 12:15:52 PM |
| outtahoth2o | $50.00 | $50.00 | 6/6/2010 9:16:26 PM |
| TheColoradoDon | $25.00 | $25.00 | 6/7/2010 9:41:12 AM |
| iolaire | $25.00 | $25.00 | 6/7/2010 5:34:42 AM |
| leverage-monger | $25.00 | $25.00 | 6/7/2010 7:01:26 AM |
| Plotinus | $30.91 | $30.91 | 6/6/2010 12:00:14 PM |
| noble-revenue | $50.00 | $50.00 | 6/6/2010 1:45:12 PM |
| omerta6102 | $50.00 | $50.00 | 6/7/2010 9:39:38 AM |
| new-return-faire | $50.00 | $50.00 | 6/7/2010 10:05:15 AM |
| selfmademan | $25.00 | $25.00 | 6/7/2010 8:49:50 AM |
| Caledoni | $25.00 | $25.00 | 6/7/2010 9:35:56 AM |
| gustavholstopus32 | $25.00 | $25.00 | 6/7/2010 12:34:47 PM |
| mizount | $25.00 | $25.00 | 6/7/2010 9:39:28 AM |
| oldrebel | $25.00 | $25.00 | 6/7/2010 10:02:18 AM |
| dada287 | $50.00 | $50.00 | 6/7/2010 10:04:00 AM |
| nodrivelpls | $25.00 | $25.00 | 6/7/2010 11:21:29 AM |
| brother_tam | $100.00 | $100.00 | 6/7/2010 6:30:13 PM |
| 78 | $25.00 | $25.00 | 6/7/2010 5:54:27 PM |
| economy-producer | $25.00 | $25.00 | 6/1/2010 12:03:00 PM |
| worth-arch | $25.00 | $25.00 | 6/1/2010 12:03:50 PM |
| riproaringrapids | $25.00 | $25.00 | 6/1/2010 12:07:18 PM |
| the-profit-oracle | $25.00 | $25.00 | 6/1/2010 12:12:59 PM |
| ichibon | $75.00 | $75.00 | 6/1/2010 12:13:20 PM |
| visionary-community | $25.00 | $25.00 | 6/1/2010 12:17:13 PM |
| Bank42 | $50.00 | $50.00 | 6/1/2010 12:15:53 PM |
| SNH | $50.00 | $50.00 | 6/1/2010 12:03:09 PM |
| top-historic-peso | $25.00 | $25.00 | 6/1/2010 12:03:21 PM |
| objective-investor | $100.00 | $100.00 | 6/1/2010 12:28:09 PM |
| ddog0224 | $25.00 | $25.00 | 6/1/2010 12:05:01 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/1/2010 12:10:42 PM |
| successful-euro | $50.00 | $50.00 | 6/1/2010 4:10:21 PM |
| golden-wealth2 | $50.00 | $50.00 | 6/1/2010 4:23:59 PM |
| twirl2 | $25.00 | $25.00 | 6/1/2010 4:24:06 PM |
| power-pagoda | $26.00 | $26.00 | 6/1/2010 12:19:12 PM |
| Interstate_Rate | $500.00 | $500.00 | 6/1/2010 1:27:33 PM |
| DcUnited | $30.00 | $30.00 | 6/1/2010 4:39:30 PM |
| gracej | $25.00 | $25.00 | 6/1/2010 5:07:03 PM |
| kegs | $100.00 | $100.00 | 6/1/2010 5:48:46 PM |
| kaiger | $25.00 | $25.00 | 6/1/2010 4:24:01 PM |
| A007 | $25.00 | $25.00 | 6/1/2010 4:24:04 PM |
| svandgts | $50.00 | $50.00 | 6/1/2010 4:39:35 PM |
| payout-banker4 | $25.00 | $25.00 | 6/1/2010 5:11:45 PM |
| kmr2 | $60.00 | $60.00 | 6/2/2010 9:02:13 AM |
| decisive-capital | $38.70 | $38.70 | 6/2/2010 1:51:35 PM |
| samo102us | $25.00 | $25.00 | 6/2/2010 2:46:43 PM |
| irrelevant | $25.00 | $25.00 | 6/2/2010 4:51:22 PM |
| rose88 | $25.00 | $25.00 | 6/2/2010 4:53:07 PM |
| NJournalist | $25.00 | $25.00 | 6/3/2010 3:22:30 AM |
| LaXavier | $25.00 | $25.00 | 6/3/2010 9:24:45 AM |
| Dia_Lucrii | $25.00 | $25.00 | 6/3/2010 3:17:07 PM |
| p2p-eagle9 | $25.00 | $25.00 | 6/3/2010 7:50:03 AM |
| orgy63 | $25.00 | $25.00 | 6/3/2010 9:12:07 AM |
| kchen486 | $50.00 | $50.00 | 6/3/2010 3:42:00 PM |
| brazilofmux | $100.00 | $100.00 | 6/4/2010 12:55:45 AM |
| mmckune | $25.00 | $25.00 | 6/4/2010 1:14:10 AM |
| GElender | $32.19 | $32.19 | 6/4/2010 5:49:55 AM |
| topher515 | $25.00 | $25.00 | 6/4/2010 4:00:49 PM |
| cgorry | $25.00 | $25.00 | 6/4/2010 11:29:42 AM |
| friendly-market5 | $50.00 | $50.00 | 6/4/2010 11:59:36 AM |
| Money2Lend_U | $300.00 | $300.00 | 6/4/2010 4:16:50 PM |
| Tradesmanlender | $25.00 | $25.00 | 6/4/2010 4:27:13 PM |
| yield-lion | $25.00 | $25.00 | 6/4/2010 4:27:53 PM |
| don8ter | $25.00 | $25.00 | 6/4/2010 6:15:48 PM |
| active-trade4 | $50.00 | $50.00 | 6/4/2010 9:19:04 PM |
| dollar-oracle55 | $25.00 | $25.00 | 6/4/2010 4:27:16 PM |
| rmachi | $25.00 | $25.00 | 6/5/2010 11:04:45 AM |
| williamdkit | $25.00 | $25.00 | 6/5/2010 4:45:54 PM |
| DasMula | $25.00 | $25.00 | 6/5/2010 9:51:06 AM |
| missgina | $25.00 | $25.00 | 6/5/2010 2:10:00 PM |
| Craig172 | $25.00 | $25.00 | 6/4/2010 8:22:12 PM |
| sshs | $25.00 | $25.00 | 6/5/2010 4:45:03 PM |
| bazzer | $25.00 | $25.00 | 6/5/2010 4:45:48 PM |
| dschaaf | $25.00 | $25.00 | 6/4/2010 9:45:08 PM |
| integrity-cowbell | $25.00 | $25.00 | 6/4/2010 10:37:12 PM |
| Rogue_Funding | $25.00 | $25.00 | 6/5/2010 6:34:14 PM |
| Dr_M | $25.00 | $25.00 | 6/6/2010 6:10:02 PM |
| VA720 | $30.57 | $30.57 | 6/6/2010 7:48:14 AM |
| lending-bear | $45.90 | $45.90 | 6/6/2010 9:16:18 PM |
| affluence-tycoon | $25.00 | $25.00 | 6/6/2010 9:16:22 PM |
| lukeskywalkerkp | $50.00 | $50.00 | 6/5/2010 10:20:41 AM |
| adamnash | $25.00 | $25.00 | 6/6/2010 10:00:46 PM |
| autonomous-truth | $50.00 | $50.00 | 6/5/2010 12:14:06 PM |
| pavelz | $50.00 | $50.00 | 6/7/2010 1:16:40 AM |
| wise-silver-wonder | $25.00 | $25.00 | 6/6/2010 3:20:14 PM |
| Anny-Disco | $100.00 | $100.00 | 6/5/2010 4:10:14 PM |
| Loan_shark718 | $40.00 | $40.00 | 6/6/2010 6:21:02 PM |
| revenue-achievement | $25.00 | $25.00 | 6/5/2010 4:45:00 PM |
| ualf | $50.00 | $50.00 | 6/5/2010 4:45:36 PM |
| DadWarbucks | $25.00 | $25.00 | 6/5/2010 4:46:09 PM |
| gristle | $25.00 | $25.00 | 6/7/2010 9:40:00 AM |
| LaSoCal | $31.00 | $31.00 | 6/5/2010 6:46:50 PM |
| mikeandcat | $50.00 | $50.00 | 6/7/2010 5:34:44 AM |
| five-star-justice | $36.00 | $36.00 | 6/5/2010 10:47:05 PM |
| MONEY_IN_THE_BANK | $25.00 | $25.00 | 6/6/2010 4:07:25 PM |
| Interloper | $31.08 | $31.08 | 6/6/2010 4:40:04 PM |
| coin-spilunker | $25.00 | $25.00 | 6/7/2010 1:16:54 PM |
| BHP12345 | $25.00 | $25.00 | 6/7/2010 10:01:29 AM |
| ISHLEP67 | $28.55 | $28.55 | 6/7/2010 11:20:00 AM |
| Onesiphorus | $25.00 | $25.00 | 6/7/2010 11:20:51 AM |
| ash135 | $25.00 | $25.00 | 6/7/2010 11:24:11 AM |
| seattleslug | $25.00 | $18.82 | 6/7/2010 11:41:32 AM |
| LongTail | $25.00 | $25.00 | 6/7/2010 9:40:15 AM |
| lostontheedge | $25.00 | $25.00 | 6/7/2010 9:41:25 AM |
| outofoffice | $75.00 | $75.00 | 6/7/2010 4:04:31 PM |
| katnmouse | $30.00 | $30.00 | 6/7/2010 4:55:34 PM |
| Navdawg | $150.00 | $150.00 | 6/7/2010 6:11:51 PM |
| Personal-Bond | $47.51 | $47.51 | 6/7/2010 6:32:35 PM |
| 182 bids
|
Borrower Payment Dependent Notes Series
460644
This series of Notes was issued and sold upon the funding of the borrower loan #42928, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| Jun-01-2010 |
| |
Auction end date:
| Jun-08-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $226.18 |
|
Final lender yield:
| 24.45% |
Final borrower rate/APR:
| 25.45% / 27.76% |
Final monthly payment:
| $199.99 |
| |
|
Auction yield range:
| 13.99% - 34.00% |
Estimated loss impact:
| 15.81% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.64% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jan-2002 |
Debt/Income ratio:
| 34% |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 16
/
15 | Length of status: | 4y 5m |
|
Credit score:
| 620-639 (May-2010) |
Total credit lines:
| 20 |
Occupation: | Nurse (LPN) |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $18,670 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 89% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| yayee |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 50 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $11,500.00 | < 31 days late:
| 0
( 0% )
| 580-599
(Apr-2008)
620-639
(Mar-2007)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 50 | | |
Description
Paying off credit card
Purpose of loan:
This loan will be used to pay off a credit card that recently jumped its rate to an unacceptable manner.
My financial situation:
I am a good candidate for this loan because I work full time as a nurse (LVN / LPN) I have a secure job in these uncertain times.? Also, I have paid back two previous Prosper loans on time, NEVER missing a payment.? As you can see, I made 50 payments on time!? I am a proven creditworthy applicant.
Monthly net income: $ 3000
Monthly expenses: $ 11000
??Housing: $ 500
??Insurance: $?100
??Car expenses: $?100?
??Utilities: $ 100
??Phone, cable, internet: $ (included in rent)?
??Food, entertainment: $ 100
??Clothing, household expenses $
??Credit cards and other loans: $ 200
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| CA_Lender | $25.00 | $25.00 | 6/1/2010 12:00:15 PM |
| SolarMoonshine | $25.00 | $25.00 | 6/3/2010 10:08:43 AM |
| Aberdeen | $400.00 | $400.00 | 6/3/2010 10:01:51 PM |
| Aberdeen | $500.00 | $500.00 | 6/3/2010 10:01:53 PM |
| Aberdeen | $400.00 | $400.00 | 6/3/2010 10:01:55 PM |
| order-bee1 | $25.00 | $25.00 | 6/4/2010 4:32:58 PM |
| portfolio-turbine | $50.00 | $50.00 | 6/4/2010 4:57:25 PM |
| BAEVentures | $25.00 | $25.00 | 6/5/2010 5:01:22 PM |
| wlm3012 | $50.00 | $50.00 | 6/5/2010 10:43:00 AM |
| PXM-Financial | $40.00 | $40.00 | 6/5/2010 6:32:22 PM |
| winger66 | $50.00 | $50.00 | 6/6/2010 4:17:38 PM |
| sweety075 | $25.00 | $25.00 | 6/6/2010 2:26:57 PM |
| CaliforniaSun | $25.00 | $25.00 | 6/6/2010 6:25:49 PM |
| micsupra | $50.00 | $50.00 | 6/7/2010 10:31:43 AM |
| exchange-cowbell5 | $25.00 | $25.00 | 6/7/2010 9:43:43 AM |
| bunnybear | $25.00 | $25.00 | 6/7/2010 7:35:53 PM |
| Leshan | $100.00 | $100.00 | 6/7/2010 7:05:46 PM |
| draggon77 | $25.00 | $25.00 | 6/7/2010 9:41:57 PM |
| autoconnection | $39.75 | $39.75 | 6/8/2010 4:52:10 AM |
| shrewd-income | $25.00 | $25.00 | 6/7/2010 6:44:35 PM |
| Kash2010lu | $25.00 | $25.00 | 6/8/2010 9:08:47 AM |
| FinanceEngine | $25.00 | $25.00 | 6/8/2010 9:23:12 AM |
| MSLendingLLC | $42.98 | $42.98 | 6/8/2010 9:51:30 AM |
| Rulea72 | $31.22 | $31.22 | 6/8/2010 7:34:02 AM |
| chameleon125 | $100.00 | $100.00 | 6/8/2010 7:38:56 AM |
| a_falk22 | $25.00 | $19.40 | 6/8/2010 7:59:23 AM |
| mutual-benefit | $25.00 | $25.00 | 6/8/2010 4:08:09 AM |
| greenback-chairman5 | $25.00 | $25.00 | 6/8/2010 10:17:27 AM |
| ZOOOM | $25.00 | $25.00 | 6/8/2010 7:11:19 AM |
| credit-missile | $59.49 | $59.49 | 6/8/2010 7:47:37 AM |
| icanhasloanz | $50.00 | $50.00 | 6/8/2010 10:03:32 AM |
| HenlopenCapital | $50.00 | $50.00 | 6/8/2010 11:01:30 AM |
| friendinmoney | $25.00 | $25.00 | 6/8/2010 11:38:39 AM |
| alexgalt | $100.00 | $100.00 | 6/1/2010 12:02:34 PM |
| MoneyForNothing | $48.00 | $48.00 | 6/1/2010 9:10:28 PM |
| Aberdeen | $400.00 | $400.00 | 6/3/2010 10:01:56 PM |
| Aberdeen | $400.00 | $400.00 | 6/3/2010 10:01:54 PM |
| jhouman | $25.00 | $25.00 | 6/4/2010 6:03:08 PM |
| unolsu5 | $25.00 | $25.00 | 6/5/2010 7:58:34 AM |
| exchange-dreams | $25.00 | $25.00 | 6/5/2010 8:01:45 AM |
| realtormoises | $25.00 | $25.00 | 6/5/2010 10:52:05 AM |
| autonomous-power | $85.00 | $85.00 | 6/6/2010 7:37:06 PM |
| MrRooster101 | $25.00 | $25.00 | 6/6/2010 9:37:16 PM |
| CoolPlexer | $25.00 | $25.00 | 6/5/2010 5:08:10 PM |
| brightest-dignified-penny | $25.00 | $25.00 | 6/7/2010 4:01:04 PM |
| american-investor | $50.00 | $50.00 | 6/7/2010 10:40:46 AM |
| OldManP | $25.00 | $25.00 | 6/7/2010 11:39:37 AM |
| brother_tam | $200.00 | $200.00 | 6/7/2010 6:31:51 PM |
| Feyenoord | $46.16 | $46.16 | 6/7/2010 7:38:21 PM |
| lender12345 | $25.00 | $25.00 | 6/7/2010 8:50:01 PM |
| Kyileo | $25.00 | $25.00 | 6/8/2010 6:55:15 AM |
| Skeptical-one | $25.00 | $25.00 | 6/8/2010 8:07:15 AM |
| 99Lender | $25.00 | $25.00 | 6/8/2010 9:33:11 AM |
| cforell | $25.00 | $25.00 | 6/8/2010 9:49:39 AM |
| icanhasloanz | $125.00 | $125.00 | 6/8/2010 10:11:05 AM |
| RecoveryLender | $25.00 | $25.00 | 6/8/2010 7:14:16 AM |
| hopeful-point | $68.00 | $68.00 | 6/8/2010 7:46:43 AM |
| Loanstou | $49.96 | $49.96 | 6/7/2010 9:03:52 PM |
| Tahoeman | $25.00 | $25.00 | 6/7/2010 9:35:56 PM |
| wwwUniversal | $25.00 | $25.00 | 6/8/2010 11:36:45 AM |
| credit-coach118 | $30.00 | $30.00 | 6/8/2010 8:44:22 AM |
| DasMula | $25.00 | $25.00 | 6/8/2010 9:29:16 AM |
| pietro_torna_indietro | $25.00 | $25.00 | 6/8/2010 3:11:33 AM |
| principal-laser | $62.04 | $62.04 | 6/8/2010 5:35:46 AM |
| benefit-javelin | $28.00 | $28.00 | 6/8/2010 9:50:34 AM |
| chameleon125 | $150.00 | $150.00 | 6/8/2010 7:38:18 AM |
| riveting-credit5 | $200.00 | $200.00 | 6/8/2010 11:36:05 AM |
| icanhasloanz | $50.00 | $50.00 | 6/8/2010 10:04:24 AM |
| Mikale360 | $25.00 | $25.00 | 6/8/2010 10:57:43 AM |
| 69 bids
|
Borrower Payment Dependent Notes Series
460798
This series of Notes was issued and sold upon the funding of the borrower loan #42935, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,100.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jun-02-2010 |
| |
Auction end date:
| Jun-09-2010 |
|
|
Starting lender yield:
| 10.00% |
Starting borrower rate/APR:
| 11.00% / 13.12% |
Starting monthly payment:
| $297.92 |
|
Final lender yield:
| 10.00% |
Final borrower rate/APR:
| 11.00% / 13.12% |
Final monthly payment:
| $297.92 |
| |
|
Auction yield range:
| 3.99% - 10.00% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.87% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 37% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 16
/
16 | Length of status: | 3y 1m |
|
Credit score:
| 700-719 (May-2010) |
Total credit lines:
| 31 |
Occupation: | Computer Programmer |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $57,166 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 72% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| five-star-interest3 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
RecoveringFromDebt
Reason for this loan is to pay off Credit Cards?CC1,2,3 and 4. After?Debt?& Expenses?paid,?$1,833.87 is available on which mostly goes towards paying extra payments.?Plan is to clear?CC+BL debt in?28 months.?$25K cash reserve available,?cash value?life ins.+vested stock options.?Never been late on any payments.
NET INCOME (W2)???????$7,400.00
CURRENT DEBT & EXPENSES???? PMT???????? BAL???? I%??????? LIM
CC1????????????????????? $86.65?? $2,744.11 29.99%? $2,880.00
CC2????????????????????? $50.00?? $1,400.00 29.24%? $1,500.00
CC3????????????????????? $93.92?? $2,839.01 25.24%? $4,900.00
CC4????????????????????? $46.00?? $2,092.76 15.90%? $3,100.00
CC5???????????????????? $108.00?? $5,224.98? 9.24%? $5,800.00
CC6????????????????????? $99.00?? $6,021.94? 9.24% $15,002.00
CC7????????????????????? $32.00?? $2,132.98? 5.90%? $3,000.00
BANKLOAN1?????????????? $901.00? $29,408.94 19.99% $32,200.00
BANKLOAN2?????????????? $390.49?? $5,189.45 18.99%? $5,790.00
BANKLOAN3?????????????? $228.75?? $2,969.42 17.65%? $7,500.00
CarPayment1???????????? $285.14? $12,648.60? 7.85%
CarPayment2???????????? $499.81? $22,882.55? 8.44%
CarsInsurance?????????? $173.14???? $348.28
CityWater??????????????? $74.08
Electricity???????????? $212.39
HOA????????????????????? $85.00
LifeInsurance1????????? $153.00
LifeInsurance2?????????? $87.26
PhoneInternet??????????? $96.81
Food????????????????? $1,000.00
MortgagePayment???????? $863.69? $96,171.16? 6.24%
Total (DEBT & EXP)??? $5,566.13 $192,074.18????????$81,672.00
Available Budget????? $1,833.87
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Sorry, but what does LIM mean? :) - JoeXB
A:
Thanks for asking. LIM means Account Limit
(Jun-09-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Artist_Blue | $25.00 | $25.00 | 6/2/2010 4:12:50 PM |
| rescue | $50.00 | $50.00 | 6/2/2010 4:14:57 PM |
| economy-producer | $25.00 | $25.00 | 6/2/2010 4:20:15 PM |
| studious-bonus7 | $50.00 | $50.00 | 6/2/2010 4:20:44 PM |
| hrubinst | $25.00 | $25.00 | 6/2/2010 4:21:08 PM |
| delicious-social132 | $25.00 | $25.00 | 6/2/2010 4:23:45 PM |
| trustworthy-fairness | $50.00 | $50.00 | 6/2/2010 4:24:20 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 6/2/2010 4:21:57 PM |
| ddog0224 | $25.00 | $25.00 | 6/2/2010 4:22:07 PM |
| chestnut4 | $25.00 | $25.00 | 6/2/2010 4:22:33 PM |
| balanced-bill7 | $100.00 | $100.00 | 6/2/2010 4:23:54 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/2/2010 4:24:02 PM |
| visionary-community | $25.00 | $25.00 | 6/2/2010 4:19:07 PM |
| SNH | $50.00 | $50.00 | 6/2/2010 4:20:17 PM |
| top-historic-peso | $25.00 | $25.00 | 6/2/2010 4:20:34 PM |
| american6 | $25.00 | $25.00 | 6/2/2010 4:22:21 PM |
| nunnie | $25.00 | $25.00 | 6/2/2010 4:26:46 PM |
| exchange-synapse | $50.00 | $50.00 | 6/3/2010 4:32:58 AM |
| bchen78875 | $25.00 | $25.00 | 6/2/2010 4:51:26 PM |
| the-profit-oracle | $25.00 | $25.00 | 6/2/2010 4:51:30 PM |
| ichibon | $75.00 | $75.00 | 6/2/2010 4:56:04 PM |
| sharp-money3 | $25.00 | $25.00 | 6/3/2010 11:01:51 AM |
| point-shooter | $25.00 | $25.00 | 6/3/2010 11:31:47 AM |
| kchen486 | $50.00 | $50.00 | 6/3/2010 3:41:54 PM |
| orderly-leverage | $40.00 | $40.00 | 6/4/2010 1:34:55 PM |
| A007 | $25.00 | $25.00 | 6/4/2010 10:30:17 AM |
| bold-investment-glider | $30.00 | $30.00 | 6/4/2010 10:35:15 AM |
| dschaaf | $25.00 | $25.00 | 6/4/2010 9:45:02 PM |
| wayman | $50.00 | $50.00 | 6/5/2010 2:39:51 PM |
| poolshark72 | $25.00 | $25.00 | 6/5/2010 11:47:12 AM |
| mhammond | $50.00 | $50.00 | 6/6/2010 10:03:53 AM |
| mzman | $25.00 | $25.00 | 6/5/2010 6:00:18 PM |
| balance6 | $25.00 | $25.00 | 6/5/2010 4:09:54 AM |
| noble-revenue | $50.00 | $50.00 | 6/6/2010 1:45:16 PM |
| Ripsaw4U | $25.00 | $25.00 | 6/5/2010 11:29:53 PM |
| Loan_shark718 | $100.00 | $100.00 | 6/6/2010 6:27:06 PM |
| best-generosity-financier | $25.00 | $25.00 | 6/6/2010 9:33:16 AM |
| inspiring-reward | $150.00 | $150.00 | 6/7/2010 10:04:33 AM |
| JackinGreen | $75.00 | $75.00 | 6/6/2010 7:17:45 AM |
| decisive-capital | $25.00 | $25.00 | 6/6/2010 8:49:42 PM |
| ilend57 | $25.00 | $25.00 | 6/6/2010 9:34:04 PM |
| commerce-handshake | $25.00 | $25.00 | 6/7/2010 8:44:47 AM |
| richboy56 | $50.00 | $50.00 | 6/7/2010 11:41:46 AM |
| irrelevant | $25.00 | $25.00 | 6/7/2010 3:00:58 PM |
| new-return-faire | $50.00 | $50.00 | 6/7/2010 10:05:13 AM |
| Rdodson11 | $25.00 | $25.00 | 6/7/2010 11:29:06 AM |
| flwah | $25.00 | $25.00 | 6/7/2010 7:48:59 PM |
| brazilofmux | $100.00 | $100.00 | 6/7/2010 6:17:30 PM |
| Scottnow | $25.00 | $25.00 | 6/7/2010 8:34:13 PM |
| mikeandcat | $50.00 | $50.00 | 6/8/2010 5:36:01 AM |
| greenback-museum | $25.00 | $25.00 | 6/8/2010 9:35:46 AM |
| personal-lender | $25.00 | $25.00 | 6/8/2010 10:45:09 AM |
| rose88 | $25.00 | $25.00 | 6/8/2010 12:56:25 PM |
| rmachi | $25.00 | $25.00 | 6/8/2010 12:57:01 PM |
| cemseller | $25.00 | $25.00 | 6/8/2010 2:39:02 PM |
| Onesiphorus | $25.00 | $25.00 | 6/8/2010 9:36:10 AM |
| monticello | $25.00 | $25.00 | 6/8/2010 3:07:17 PM |
| Searlzy | $25.00 | $25.00 | 6/8/2010 12:56:25 PM |
| seattleslug | $25.00 | $25.00 | 6/8/2010 3:21:14 PM |
| Dia_Lucrii | $25.00 | $25.00 | 6/8/2010 12:07:23 PM |
| Easystreet | $25.00 | $25.00 | 6/8/2010 2:41:42 PM |
| Trinkaloki | $25.00 | $25.00 | 6/8/2010 2:46:36 PM |
| Dia_Lucri3 | $25.00 | $25.00 | 6/8/2010 3:07:16 PM |
| KiwiElf | $25.00 | $25.00 | 6/8/2010 12:56:20 PM |
| TennSquire | $25.00 | $25.00 | 6/8/2010 12:56:47 PM |
| bullwink27 | $25.00 | $25.00 | 6/8/2010 3:21:16 PM |
| bsh297 | $25.00 | $25.00 | 6/8/2010 5:00:03 PM |
| kingbutthd | $25.00 | $25.00 | 6/8/2010 5:00:24 PM |
| Cubsfan07 | $25.00 | $25.00 | 6/8/2010 5:00:32 PM |
| phillipd48 | $25.00 | $25.00 | 6/8/2010 5:00:33 PM |
| checkuto | $25.00 | $25.00 | 6/8/2010 5:00:37 PM |
| catheroo | $25.00 | $25.00 | 6/8/2010 5:00:44 PM |
| herbyman | $25.00 | $25.00 | 6/8/2010 5:02:20 PM |
| wizardii | $25.00 | $25.00 | 6/8/2010 5:03:09 PM |
| blue-dollar-viking | $100.00 | $100.00 | 6/8/2010 4:58:26 PM |
| MakoF16 | $50.00 | $50.00 | 6/8/2010 5:00:18 PM |
| Cbgator | $25.00 | $25.00 | 6/8/2010 5:00:21 PM |
| assetmanager | $25.00 | $25.00 | 6/8/2010 5:00:28 PM |
| 1750 | $25.00 | $25.00 | 6/8/2010 5:00:35 PM |
| spyro | $25.00 | $25.00 | 6/8/2010 5:00:41 PM |
| TCR3 | $25.00 | $25.00 | 6/8/2010 5:03:10 PM |
| dparkhom | $25.00 | $25.00 | 6/8/2010 5:03:13 PM |
| Chewbaca | $25.00 | $25.00 | 6/8/2010 5:36:48 PM |
| best-generosity-financier | $25.00 | $25.00 | 6/8/2010 5:42:18 PM |
| bruin558 | $50.00 | $50.00 | 6/8/2010 5:50:00 PM |
| thrilling-nickel5 | $32.63 | $32.63 | 6/8/2010 7:08:22 PM |
| patriot384 | $240.00 | $240.00 | 6/9/2010 8:28:32 AM |
| topher515 | $25.00 | $25.00 | 6/8/2010 7:55:28 PM |
| Cre8iveCash | $25.00 | $25.00 | 6/9/2010 9:45:13 AM |
| tillit | $25.00 | $25.00 | 6/8/2010 5:00:23 PM |
| Divr555 | $50.00 | $50.00 | 6/8/2010 5:00:31 PM |
| bellach | $25.00 | $25.00 | 6/8/2010 5:00:39 PM |
| Superc0ld | $25.14 | $25.14 | 6/8/2010 5:02:37 PM |
| silver-armada | $100.00 | $100.00 | 6/8/2010 5:29:36 PM |
| power-secret-agent | $35.00 | $35.00 | 6/9/2010 4:18:31 AM |
| SeattleAngel | $25.00 | $25.00 | 6/9/2010 12:18:22 PM |
| Sibelius2 | $25.00 | $25.00 | 6/9/2010 12:19:59 PM |
| gustavholstopus32 | $25.00 | $25.00 | 6/9/2010 12:23:16 PM |
| fireboss | $37.28 | $37.28 | 6/9/2010 12:32:30 PM |
| trade-elm | $30.00 | $30.00 | 6/9/2010 7:30:18 AM |
| investment-cluster | $25.00 | $25.00 | 6/9/2010 1:21:58 PM |
| spiritual-fairness5 | $26.00 | $26.00 | 6/9/2010 1:35:56 PM |
| dasbuntenheim | $38.33 | $38.33 | 6/9/2010 2:09:46 PM |
| best-generosity-financier | $25.00 | $25.00 | 6/9/2010 12:12:43 AM |
| LKN2RTR | $25.00 | $25.00 | 6/9/2010 12:18:55 PM |
| derec | $25.00 | $25.00 | 6/9/2010 12:20:39 PM |
| hanuman77 | $26.77 | $26.77 | 6/9/2010 12:31:56 PM |
| gardenslug | $68.00 | $68.00 | 6/9/2010 12:35:26 PM |
| JoeXB | $25.00 | $25.00 | 6/9/2010 9:43:14 AM |
| wwwUniversal | $25.00 | $25.00 | 6/9/2010 3:11:19 PM |
| TheColoradoDon | $25.00 | $25.00 | 6/9/2010 12:20:47 PM |
| selfmademan | $25.00 | $25.00 | 6/9/2010 12:22:35 PM |
| jameskdean | $25.00 | $25.00 | 6/9/2010 12:32:07 PM |
| nickel-master | $25.00 | $25.00 | 6/9/2010 4:07:45 PM |
| patriot384 | $200.00 | $160.73 | 6/9/2010 4:09:22 PM |
| Pulchritudinous | $25.00 | $25.00 | 6/2/2010 4:14:31 PM |
| julijask | $35.00 | $35.00 | 6/2/2010 4:15:14 PM |
| worth-arch | $25.00 | $25.00 | 6/2/2010 4:20:52 PM |
| Bank42 | $50.00 | $50.00 | 6/2/2010 4:24:27 PM |
| treasure-bliss | $100.00 | $100.00 | 6/2/2010 4:25:22 PM |
| samo102us | $25.00 | $25.00 | 6/2/2010 4:26:34 PM |
| cash-spark3 | $25.00 | $25.00 | 6/2/2010 4:26:21 PM |
| DcUnited | $30.00 | $30.00 | 6/2/2010 4:53:38 PM |
| power-pagoda | $26.00 | $26.00 | 6/2/2010 4:56:07 PM |
| Avala | $50.00 | $50.00 | 6/2/2010 4:21:29 PM |
| Phantom99 | $25.00 | $25.00 | 6/2/2010 4:21:40 PM |
| shrewd-deal | $25.00 | $25.00 | 6/2/2010 4:25:10 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 6/2/2010 4:25:30 PM |
| green-thoughtful-yield | $25.00 | $25.00 | 6/2/2010 4:25:52 PM |
| MrBluesummers | $33.00 | $33.00 | 6/2/2010 8:38:17 PM |
| bid-czar8 | $50.00 | $50.00 | 6/3/2010 4:36:49 AM |
| penny-chooser | $50.00 | $50.00 | 6/3/2010 9:48:46 AM |
| blackstar | $25.00 | $25.00 | 6/3/2010 7:11:43 AM |
| integrity-trumpet | $50.00 | $50.00 | 6/2/2010 4:55:59 PM |
| orgy63 | $25.00 | $25.00 | 6/3/2010 9:11:59 AM |
| icchok | $50.00 | $50.00 | 6/3/2010 9:37:10 AM |
| the-silver-blaster | $50.00 | $50.00 | 6/2/2010 6:22:06 PM |
| ms48105 | $25.00 | $25.00 | 6/3/2010 7:51:46 AM |
| money-bauble | $25.00 | $25.00 | 6/3/2010 11:58:17 AM |
| Weaverville | $50.00 | $50.00 | 6/4/2010 7:18:25 AM |
| ramblin | $25.00 | $25.00 | 6/4/2010 10:39:56 AM |
| IIP77 | $25.00 | $25.00 | 6/4/2010 8:31:09 AM |
| easylender | $25.00 | $25.00 | 6/4/2010 12:10:20 PM |
| tech_helper | $50.00 | $50.00 | 6/4/2010 4:25:01 AM |
| chibear34 | $25.00 | $25.00 | 6/4/2010 6:14:20 PM |
| Clambake | $38.82 | $38.82 | 6/4/2010 4:33:46 PM |
| lazyeye | $25.00 | $25.00 | 6/4/2010 4:58:59 PM |
| Anny-Disco | $100.00 | $100.00 | 6/5/2010 3:46:24 PM |
| lukeskywalkerkp | $50.00 | $50.00 | 6/5/2010 10:19:47 AM |
| lenderman2 | $25.00 | $25.00 | 6/5/2010 7:31:18 PM |
| rockhound84 | $50.00 | $50.00 | 6/6/2010 1:07:09 PM |
| riproaringrapids | $25.00 | $25.00 | 6/6/2010 12:00:08 PM |
| adamnash | $25.00 | $25.00 | 6/6/2010 10:00:44 PM |
| pavelz | $50.00 | $50.00 | 6/7/2010 1:16:36 AM |
| mla | $25.00 | $25.00 | 6/5/2010 8:20:37 PM |
| Tradesmanlender | $25.00 | $25.00 | 6/7/2010 9:41:43 AM |
| Ocean713 | $50.00 | $50.00 | 6/7/2010 10:04:50 AM |
| objective-investor | $47.00 | $47.00 | 6/7/2010 11:28:33 AM |
| wise-spiritual-commitment | $50.00 | $50.00 | 6/7/2010 1:09:49 PM |
| mizount | $25.00 | $25.00 | 6/7/2010 9:39:31 AM |
| balance-whistle7 | $25.00 | $25.00 | 6/7/2010 12:00:12 PM |
| mmckune | $25.00 | $25.00 | 6/7/2010 7:11:46 PM |
| Jinja | $29.80 | $29.80 | 6/7/2010 5:57:56 PM |
| don8ter | $25.00 | $25.00 | 6/7/2010 8:07:42 PM |
| Carpetkid | $25.00 | $25.00 | 6/7/2010 8:59:42 PM |
| zippy-revenue8 | $25.00 | $25.00 | 6/8/2010 11:29:45 AM |
| anton | $25.25 | $25.25 | 6/8/2010 9:07:01 AM |
| flexible-value | $26.00 | $26.00 | 6/8/2010 12:07:28 PM |
| julijask | $35.00 | $35.00 | 6/8/2010 9:19:00 AM |
| jtradition | $50.00 | $50.00 | 6/8/2010 9:36:35 AM |
| dollar-oracle55 | $25.00 | $25.00 | 6/8/2010 12:56:29 PM |
| cgorry | $25.00 | $25.00 | 6/8/2010 12:57:32 PM |
| revenue-sapling | $25.00 | $25.00 | 6/8/2010 11:58:55 AM |
| money2k | $25.00 | $25.00 | 6/8/2010 12:08:47 PM |
| Sixmil | $25.00 | $25.00 | 6/8/2010 12:56:45 PM |
| head | $25.00 | $25.00 | 6/8/2010 3:03:55 PM |
| RationalWorld | $25.00 | $25.00 | 6/8/2010 3:15:35 PM |
| GElender | $50.00 | $50.00 | 6/8/2010 5:00:06 PM |
| PhalanxBulldog | $25.00 | $25.00 | 6/8/2010 5:00:14 PM |
| carlover | $25.00 | $25.00 | 6/8/2010 5:00:20 PM |
| jbadawg1017 | $25.00 | $25.00 | 6/8/2010 5:00:27 PM |
| Business_Happens | $25.00 | $25.00 | 6/8/2010 5:00:34 PM |
| KR | $25.00 | $25.00 | 6/8/2010 5:00:40 PM |
| mrbigcup | $25.00 | $25.00 | 6/8/2010 5:02:19 PM |
| gothampark | $25.00 | $25.00 | 6/8/2010 9:06:35 PM |
| janicewill | $25.00 | $25.00 | 6/8/2010 9:14:38 PM |
| WolRab | $37.07 | $37.07 | 6/8/2010 4:58:55 PM |
| helpu88 | $39.63 | $39.63 | 6/8/2010 4:59:44 PM |
| biobulator | $25.00 | $25.00 | 6/8/2010 5:00:15 PM |
| cashfl0w | $29.69 | $29.69 | 6/8/2010 5:00:25 PM |
| mrfixerupper | $25.00 | $25.00 | 6/8/2010 5:00:30 PM |
| ash135 | $25.00 | $25.00 | 6/8/2010 5:00:38 PM |
| Frenchynh | $25.00 | $25.00 | 6/8/2010 5:00:45 PM |
| AKJagMan | $25.00 | $25.00 | 6/8/2010 5:00:47 PM |
| ISHLEP67 | $29.48 | $29.48 | 6/8/2010 5:02:21 PM |
| Danfromnapa | $25.95 | $25.95 | 6/8/2010 5:02:33 PM |
| crankur | $25.00 | $25.00 | 6/8/2010 5:03:07 PM |
| tornandfrayed | $25.00 | $25.00 | 6/8/2010 5:03:12 PM |
| eric-p | $25.00 | $25.00 | 6/8/2010 5:09:53 PM |
| leverage-monger | $25.00 | $25.00 | 6/9/2010 8:42:29 AM |
| ronin4sale | $25.00 | $25.00 | 6/9/2010 9:40:32 AM |
| davidc314 | $41.80 | $41.80 | 6/8/2010 4:59:45 PM |
| honorable-yield | $50.00 | $50.00 | 6/8/2010 5:00:05 PM |
| omerta6102 | $45.63 | $45.63 | 6/8/2010 5:00:13 PM |
| Eudyptes | $26.47 | $26.47 | 6/8/2010 5:00:26 PM |
| biglender5 | $25.00 | $25.00 | 6/8/2010 5:00:36 PM |
| MattTheGr8 | $25.00 | $25.00 | 6/8/2010 5:00:42 PM |
| Ballard | $25.00 | $25.00 | 6/8/2010 5:00:48 PM |
| saschar | $25.00 | $25.00 | 6/8/2010 5:02:31 PM |
| saltymt | $25.00 | $25.00 | 6/8/2010 5:03:08 PM |
| 1traveler | $25.00 | $25.00 | 6/9/2010 12:14:01 AM |
| yogi1975 | $25.00 | $25.00 | 6/8/2010 5:31:24 PM |
| Cutts | $25.00 | $25.00 | 6/9/2010 12:21:09 PM |
| manyhappydogs | $27.98 | $27.98 | 6/9/2010 12:31:25 PM |
| gristle | $25.00 | $25.00 | 6/9/2010 12:32:08 PM |
| nilonc1 | $50.00 | $50.00 | 6/8/2010 8:36:51 PM |
| integrity-cowbell | $25.00 | $25.00 | 6/9/2010 2:11:10 PM |
| money-bauble | $100.00 | $100.00 | 6/9/2010 8:56:35 AM |
| bradania | $25.00 | $25.00 | 6/8/2010 9:49:36 PM |
| DadWarbucks | $25.00 | $25.00 | 6/8/2010 10:10:40 PM |
| Land_on_your_feet | $40.00 | $40.00 | 6/9/2010 3:36:07 PM |
| undaunted-agreement | $25.00 | $25.00 | 6/8/2010 11:24:27 PM |
| hopethisworks | $26.00 | $26.00 | 6/9/2010 9:45:11 AM |
| julijask | $35.00 | $35.00 | 6/9/2010 10:03:51 AM |
| Jcardone33 | $25.00 | $25.00 | 6/9/2010 4:07:13 AM |
| papaman | $25.00 | $25.00 | 6/9/2010 12:21:04 PM |
| nodrivelpls | $25.00 | $25.00 | 6/9/2010 12:22:22 PM |
| hayhelp | $25.00 | $25.00 | 6/9/2010 8:39:50 AM |
| RLC | $25.52 | $25.52 | 6/9/2010 12:31:26 PM |
| latestone | $25.00 | $25.00 | 6/9/2010 12:31:58 PM |
| brondero | $225.00 | $225.00 | 6/9/2010 2:41:43 PM |
| Money2Lend_U | $350.00 | $350.00 | 6/9/2010 3:10:37 PM |
| lostontheedge | $25.00 | $25.00 | 6/9/2010 3:24:39 PM |
| Sam65 | $25.00 | $25.00 | 6/9/2010 3:44:38 PM |
| Emberfox | $25.00 | $25.00 | 6/9/2010 12:31:12 PM |
| dynrep | $25.00 | $25.00 | 6/9/2010 4:00:29 PM |
| katnmouse | $25.00 | $25.00 | 6/9/2010 1:04:02 PM |
| LeoBUSIIT | $25.00 | $25.00 | 6/9/2010 2:10:43 PM |
| lostperception | $29.03 | $29.03 | 6/9/2010 2:48:59 PM |
| honorable-vigilance | $100.00 | $100.00 | 6/9/2010 2:54:36 PM |
| payment-halo | $25.00 | $25.00 | 6/9/2010 3:52:50 PM |
| 78 | $25.00 | $25.00 | 6/9/2010 4:07:14 PM |
| 242 bids
|
Borrower Payment Dependent Notes Series
460864
This series of Notes was issued and sold upon the funding of the borrower loan #42922, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Jun-02-2010 |
| |
Auction end date:
| Jun-03-2010 |
|
|
Starting lender yield:
| 6.10% |
Starting borrower rate/APR:
| 7.10% / 7.44% |
Starting monthly payment:
| $77.31 |
|
Final lender yield:
| 6.10% |
Final borrower rate/APR:
| 7.10% / 7.44% |
Final monthly payment:
| $77.31 |
| |
|
Auction yield range:
| 2.99% - 6.10% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 48% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 15
/
13 | Length of status: | 0y 8m |
|
Credit score:
| 740-759 (Jun-2010) |
Total credit lines:
| 38 |
Occupation: | Waiter/Waitress |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $29,640 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 62% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| orbital-dime6 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
do home improvement
Purpose of loan:
This loan will be used to? This loan will be use to do home improvement and summer school for my son
My financial situation:
I am a good candidate for this loan because? I am a good candidate for this loan because I consistently work and make money. I also pay my bill on time.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Artist_Blue | $25.00 | $25.00 | 6/2/2010 4:11:43 PM |
| riproaringrapids | $25.00 | $25.00 | 6/2/2010 4:12:38 PM |
| Pulchritudinous | $25.00 | $25.00 | 6/2/2010 4:15:07 PM |
| briphi | $100.00 | $100.00 | 6/2/2010 4:15:17 PM |
| harty | $60.00 | $60.00 | 6/2/2010 4:15:48 PM |
| interest-jedi0 | $50.00 | $50.00 | 6/2/2010 4:16:00 PM |
| kegs | $100.00 | $100.00 | 6/2/2010 4:16:28 PM |
| Phantom99 | $25.00 | $25.00 | 6/2/2010 4:16:47 PM |
| flexible-value | $28.00 | $28.00 | 6/2/2010 4:16:58 PM |
| Ikcon07 | $50.00 | $50.00 | 6/2/2010 4:18:30 PM |
| svandgts | $50.00 | $50.00 | 6/2/2010 4:18:38 PM |
| kulender | $25.00 | $25.00 | 6/2/2010 4:12:30 PM |
| nuclearmoose | $25.00 | $25.00 | 6/2/2010 4:13:34 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/2/2010 4:15:11 PM |
| alexstar | $25.00 | $25.00 | 6/2/2010 4:15:37 PM |
| power-defender7 | $25.00 | $25.00 | 6/2/2010 4:16:08 PM |
| bold-durability-drum | $50.00 | $50.00 | 6/2/2010 4:16:26 PM |
| investmentgroup | $25.00 | $25.00 | 6/2/2010 4:16:31 PM |
| tntmojave | $25.00 | $25.00 | 6/2/2010 4:16:54 PM |
| bchen78875 | $50.00 | $50.00 | 6/2/2010 4:17:28 PM |
| hookUup | $25.00 | $25.00 | 6/2/2010 4:17:41 PM |
| justice-dna | $35.00 | $35.00 | 6/2/2010 4:17:52 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 6/2/2010 4:18:06 PM |
| julijask | $35.00 | $35.00 | 6/2/2010 4:18:10 PM |
| kenji4861 | $25.00 | $25.00 | 6/2/2010 4:11:46 PM |
| successful-euro | $50.00 | $50.00 | 6/2/2010 4:12:03 PM |
| dharma1 | $25.00 | $25.00 | 6/2/2010 4:12:27 PM |
| klinebarger | $25.00 | $25.00 | 6/2/2010 4:15:33 PM |
| david5000 | $50.00 | $50.00 | 6/2/2010 4:17:14 PM |
| gauss02 | $25.00 | $25.00 | 6/2/2010 4:17:23 PM |
| tender-integrity3 | $50.00 | $50.00 | 6/2/2010 4:12:25 PM |
| Bank42 | $50.00 | $50.00 | 6/2/2010 4:14:12 PM |
| meenan | $25.00 | $25.00 | 6/2/2010 4:15:55 PM |
| Ocean713 | $50.00 | $50.00 | 6/2/2010 4:16:20 PM |
| american6 | $50.00 | $50.00 | 6/2/2010 4:16:23 PM |
| moltopaolo | $50.00 | $50.00 | 6/2/2010 4:17:17 PM |
| rose88 | $25.00 | $25.00 | 6/2/2010 4:17:32 PM |
| UncleScroogeDMD | $100.00 | $100.00 | 6/2/2010 4:17:39 PM |
| payout-banker4 | $25.00 | $25.00 | 6/2/2010 4:18:13 PM |
| zone6 | $100.00 | $72.00 | 6/2/2010 4:18:50 PM |
| meux99 | $25.00 | $25.00 | 6/2/2010 4:12:22 PM |
| GrommetPosse | $25.00 | $25.00 | 6/2/2010 4:12:34 PM |
| Ivan2007 | $50.00 | $50.00 | 6/2/2010 4:13:06 PM |
| SNH | $50.00 | $50.00 | 6/2/2010 4:15:04 PM |
| truth-image | $50.00 | $50.00 | 6/2/2010 4:15:51 PM |
| rescue | $100.00 | $100.00 | 6/2/2010 4:16:05 PM |
| a-responsible-return | $25.00 | $25.00 | 6/2/2010 4:16:17 PM |
| Marathoner | $25.00 | $25.00 | 6/2/2010 4:16:37 PM |
| evnagelist | $25.00 | $25.00 | 6/2/2010 4:16:42 PM |
| seabass123 | $25.00 | $25.00 | 6/2/2010 4:16:50 PM |
| figs4u2 | $80.00 | $80.00 | 6/2/2010 4:17:05 PM |
| generator596 | $50.00 | $50.00 | 6/2/2010 4:17:09 PM |
| NATIVEBORN | $25.00 | $25.00 | 6/2/2010 4:17:43 PM |
| pauledgarm | $50.00 | $50.00 | 6/2/2010 4:18:20 PM |
| afotherg | $40.00 | $40.00 | 6/2/2010 4:16:03 PM |
| rjw_mpwr | $25.00 | $25.00 | 6/2/2010 4:17:35 PM |
| simplelender80 | $100.00 | $100.00 | 6/2/2010 4:18:16 PM |
| psa1995 | $50.00 | $50.00 | 6/2/2010 4:18:24 PM |
| power-pagoda | $25.00 | $25.00 | 6/2/2010 4:18:34 PM |
| Glenn | $25.00 | $25.00 | 6/2/2010 10:15:54 PM |
| 60 bids
|
Borrower Payment Dependent Notes Series
461028
This series of Notes was issued and sold upon the funding of the borrower loan #42937, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Jun-02-2010 |
| |
Auction end date:
| Jun-09-2010 |
|
|
Starting lender yield:
| 6.10% |
Starting borrower rate/APR:
| 7.10% / 7.44% |
Starting monthly payment:
| $30.92 |
|
Final lender yield:
| 6.05% |
Final borrower rate/APR:
| 7.05% / 7.39% |
Final monthly payment:
| $30.90 |
| |
|
Auction yield range:
| 2.99% - 6.10% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.45% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-1987 |
Debt/Income ratio:
| Not calculated |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 9
/
6 | Length of status: | 19y 5m |
|
Credit score:
| 860-879 (Jun-2010) |
Total credit lines:
| 25 |
Occupation: | Attorney |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $71,050 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 3% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| courteous-deal8 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Funds to Re-Loan
Purpose of loan:
This loan will be used to re-loan to other Prosper Borrowers
My financial situation: I am in strong financial condition with stable employment and strong cash flow. My credit ratings are high, all loans are current and have never had a delinquency.
I am a good candidate for this loan because of my strong credit history.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| safe-kindness5 | $27.00 | $27.00 | 6/2/2010 5:03:31 PM |
| springpanda | $25.00 | $25.00 | 6/3/2010 1:50:13 PM |
| focused-dime8 | $25.00 | $25.00 | 6/5/2010 8:45:06 AM |
| cebgop | $25.00 | $25.00 | 6/4/2010 9:03:19 PM |
| wam37 | $50.00 | $50.00 | 6/5/2010 9:50:19 AM |
| loanman2007 | $50.00 | $50.00 | 6/7/2010 11:31:32 AM |
| octoberfresh | $25.00 | $25.00 | 6/8/2010 6:46:27 AM |
| Mantis75 | $25.00 | $25.00 | 6/8/2010 5:00:01 AM |
| sunny1985 | $25.00 | $25.00 | 6/8/2010 12:56:47 PM |
| julijask | $35.00 | $35.00 | 6/8/2010 9:22:42 AM |
| felicity-loyalist0 | $35.00 | $26.01 | 6/8/2010 3:12:47 PM |
| unrhrsd | $25.00 | $25.00 | 6/8/2010 6:47:14 PM |
| YummiBear | $25.00 | $25.00 | 6/8/2010 6:58:55 PM |
| BipedalHominid | $25.00 | $25.00 | 6/8/2010 6:37:25 PM |
| ProjectVenture | $50.00 | $50.00 | 6/9/2010 2:53:42 PM |
| julijask | $35.00 | $35.00 | 6/2/2010 5:05:14 PM |
| economy-equilibrium7 | $25.00 | $25.00 | 6/4/2010 10:34:33 AM |
| payontime1 | $25.00 | $25.00 | 6/4/2010 7:42:08 PM |
| HealthAndSafety | $100.00 | $100.00 | 6/4/2010 7:45:31 PM |
| JGuide | $26.99 | $26.99 | 6/7/2010 7:39:07 AM |
| gpuck | $25.00 | $25.00 | 6/7/2010 9:23:51 PM |
| Dollars4Rent | $25.00 | $25.00 | 6/8/2010 6:45:11 AM |
| Dollars4Rent | $25.00 | $25.00 | 6/8/2010 6:45:27 AM |
| availableloan | $25.00 | $25.00 | 6/8/2010 11:22:53 PM |
| mclark340 | $50.00 | $50.00 | 6/9/2010 4:33:45 AM |
| Jamahl | $25.00 | $25.00 | 6/9/2010 12:50:56 PM |
| Nash2065 | $25.00 | $25.00 | 6/8/2010 8:50:48 PM |
| lincmercguy | $25.00 | $25.00 | 6/8/2010 8:57:49 PM |
| Earn_money | $25.00 | $25.00 | 6/9/2010 2:49:53 PM |
| cognizant-responsibility9 | $25.00 | $25.00 | 6/9/2010 10:18:10 AM |
| kinetic-social | $25.00 | $25.00 | 6/9/2010 4:09:40 PM |
| Nasdaq | $25.00 | $25.00 | 6/9/2010 12:32:26 PM |
| 32 bids
|
Borrower Payment Dependent Notes Series
461148
This series of Notes was issued and sold upon the funding of the borrower loan #42929, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jun-03-2010 |
| |
Auction end date:
| Jun-09-2010 |
|
|
Starting lender yield:
| 26.25% |
Starting borrower rate/APR:
| 27.25% / 29.59% |
Starting monthly payment:
| $245.76 |
|
Final lender yield:
| 26.25% |
Final borrower rate/APR:
| 27.25% / 29.59% |
Final monthly payment:
| $245.76 |
| |
|
Auction yield range:
| 10.99% - 26.25% |
Estimated loss impact:
| 10.65% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 30% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 30
/
27 | Length of status: | 4y 10m |
|
Credit score:
| 640-659 (May-2010) |
Total credit lines:
| 52 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $9,889 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 65% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| best-unafraid-integrity |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Got my M.A. Need to pay off cards!
Purpose of loan:
This loan will be used to pay off a few of my credit cards that mounted up while I was working full-time and going to school at night to get my Master of Arts degree in American History. Most of the expenses went towards books and school supplies that my student loans didn't cover.
My financial situation:
I am a good candidate for this loan because I work a secure full-time job and run a non-profit organization in my spare time.
Monthly net income: $3370
Monthly expenses:
??Housing: $1100
??Insurance: $100
??Car expenses: $340
??Utilities: $50
??Phone, cable, internet: $30
??Food, entertainment: $200
??Clothing, household expenses $100
??Credit cards and other loans: $300 (before loan)
??Other expenses: $600 (student loans)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| successful-euro | $30.00 | $30.00 | 6/3/2010 3:58:06 PM |
| qwsd12 | $40.00 | $40.00 | 6/3/2010 4:03:43 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 6/3/2010 4:06:29 PM |
| famous-bill | $50.00 | $50.00 | 6/3/2010 4:07:08 PM |
| treasure-bliss | $100.00 | $100.00 | 6/3/2010 4:01:16 PM |
| Phantom99 | $25.00 | $25.00 | 6/3/2010 4:03:48 PM |
| SNH | $50.00 | $50.00 | 6/3/2010 4:04:16 PM |
| Bank42 | $50.00 | $50.00 | 6/3/2010 4:05:34 PM |
| seisen | $36.35 | $36.35 | 6/3/2010 4:19:44 PM |
| simplelender80 | $50.00 | $50.00 | 6/3/2010 4:05:39 PM |
| shrewd-peace7 | $50.00 | $50.00 | 6/3/2010 4:19:54 PM |
| power-pagoda | $25.00 | $25.00 | 6/3/2010 4:05:43 PM |
| asset-equilibrium0 | $50.00 | $50.00 | 6/3/2010 4:07:57 PM |
| actvtrdr | $35.00 | $35.00 | 6/3/2010 4:08:28 PM |
| Shepherd7 | $30.00 | $30.00 | 6/3/2010 4:08:32 PM |
| sharp-money3 | $25.00 | $25.00 | 6/3/2010 4:09:12 PM |
| StrategicFinancier21 | $25.00 | $25.00 | 6/3/2010 7:11:36 PM |
| dollar-birdie | $25.00 | $25.00 | 6/3/2010 8:03:47 PM |
| upright-revenue7 | $41.70 | $41.70 | 6/3/2010 5:16:39 PM |
| Interstate_Rate | $249.85 | $249.85 | 6/3/2010 4:01:11 PM |
| mydreamsagain | $25.00 | $25.00 | 6/4/2010 1:27:49 AM |
| Speculator | $32.98 | $32.98 | 6/3/2010 7:17:50 PM |
| CSUgrad08 | $25.00 | $25.00 | 6/4/2010 1:30:15 AM |
| gotjack | $25.00 | $25.00 | 6/4/2010 1:31:15 AM |
| aggresive-nickel2 | $25.00 | $25.00 | 6/4/2010 1:40:47 AM |
| dime-reaction | $25.00 | $25.00 | 6/4/2010 1:41:24 AM |
| JGB | $100.00 | $100.00 | 6/3/2010 4:04:39 PM |
| Rattlehead | $25.00 | $25.00 | 6/3/2010 4:04:51 PM |
| dedicated-diversification5 | $29.58 | $29.58 | 6/4/2010 1:42:36 AM |
| zorg77 | $25.00 | $25.00 | 6/3/2010 4:05:48 PM |
| GracieLuLu04 | $25.00 | $25.00 | 6/4/2010 1:09:00 AM |
| Dreams4Cash | $25.00 | $25.00 | 6/4/2010 1:13:29 AM |
| HHP | $25.00 | $25.00 | 6/4/2010 1:30:57 AM |
| contract-maracas | $50.00 | $50.00 | 6/4/2010 1:33:57 AM |
| productive-ore | $25.00 | $25.00 | 6/4/2010 1:40:11 AM |
| revenue-officer36 | $25.00 | $25.00 | 6/4/2010 1:40:53 AM |
| piter-to-la-investment | $25.00 | $25.00 | 6/4/2010 1:41:59 AM |
| direct-yield | $25.00 | $25.00 | 6/4/2010 9:37:11 AM |
| SolarMoonshine | $25.00 | $25.00 | 6/4/2010 9:55:53 AM |
| reward-adventure | $30.00 | $30.00 | 6/4/2010 10:10:23 AM |
| hptcrabbers | $25.00 | $25.00 | 6/4/2010 10:29:52 AM |
| Artist_Blue | $25.00 | $25.00 | 6/4/2010 12:54:53 AM |
| phillipd48 | $25.00 | $25.00 | 6/4/2010 8:39:48 AM |
| Sanford-N-Sons | $25.00 | $25.00 | 6/4/2010 1:10:45 AM |
| payment-gusto | $25.00 | $25.00 | 6/4/2010 8:49:40 AM |
| teller | $25.00 | $25.00 | 6/4/2010 1:14:34 AM |
| tkr2 | $25.00 | $25.00 | 6/4/2010 1:31:42 AM |
| DadWarbucks | $25.00 | $25.00 | 6/4/2010 1:35:36 AM |
| bold-principal-thinker | $25.00 | $25.00 | 6/4/2010 1:41:39 AM |
| auction-workhorse679 | $25.00 | $25.00 | 6/4/2010 1:41:48 AM |
| melodious-fairness | $25.00 | $25.00 | 6/4/2010 1:42:35 AM |
| demoseal | $25.00 | $25.00 | 6/4/2010 6:54:45 AM |
| tomas090 | $25.00 | $25.00 | 6/4/2010 7:15:18 AM |
| safe-kindness5 | $27.00 | $27.00 | 6/4/2010 7:15:22 AM |
| elegant-bonus | $25.00 | $25.00 | 6/4/2010 7:16:49 AM |
| SnE | $25.00 | $25.00 | 6/4/2010 8:15:52 AM |
| timmybraley | $34.57 | $34.57 | 6/4/2010 4:08:47 PM |
| good2b | $46.55 | $46.55 | 6/4/2010 9:35:49 AM |
| transaction-eclipse | $25.00 | $25.00 | 6/4/2010 9:37:21 AM |
| prudent-dinero | $30.00 | $30.00 | 6/4/2010 3:19:17 PM |
| peace-missile | $25.00 | $25.00 | 6/4/2010 10:19:53 AM |
| jga516 | $25.00 | $25.00 | 6/4/2010 10:34:42 AM |
| a-resplendent-commitment | $30.00 | $30.00 | 6/4/2010 6:33:06 PM |
| exchange-dreams | $25.00 | $25.00 | 6/5/2010 9:00:04 AM |
| kindness-venture1 | $25.00 | $25.00 | 6/6/2010 4:35:21 AM |
| aztec | $150.00 | $150.00 | 6/5/2010 5:30:19 AM |
| market-pudding | $25.00 | $25.00 | 6/5/2010 2:46:31 PM |
| JustMee | $25.00 | $25.00 | 6/5/2010 3:27:45 PM |
| lsx7 | $100.00 | $100.00 | 6/5/2010 8:18:13 PM |
| d_grbg | $25.00 | $25.00 | 6/8/2010 8:30:58 AM |
| realestate6606 | $100.00 | $100.00 | 6/8/2010 8:14:25 AM |
| systematic-dough | $36.21 | $36.21 | 6/8/2010 9:16:22 AM |
| buffalobills | $25.00 | $25.00 | 6/8/2010 10:25:39 AM |
| Kyileo | $25.00 | $25.00 | 6/8/2010 7:11:39 AM |
| ethicalhumanist | $25.00 | $25.00 | 6/8/2010 3:34:48 PM |
| b-rent | $25.00 | $25.00 | 6/8/2010 12:09:15 PM |
| asset-trumpeter | $25.00 | $25.00 | 6/8/2010 3:08:25 PM |
| MattProsper | $60.00 | $60.00 | 6/8/2010 3:06:31 PM |
| asset-trumpeter | $25.00 | $25.00 | 6/8/2010 4:39:30 PM |
| Tizzo27 | $72.65 | $72.65 | 6/8/2010 9:08:01 PM |
| Reliance_Banker | $25.00 | $25.00 | 6/8/2010 4:33:50 PM |
| loan-fate | $47.93 | $47.93 | 6/9/2010 9:26:08 AM |
| Bob450 | $25.00 | $25.00 | 6/8/2010 8:12:30 PM |
| victorcab | $25.00 | $25.00 | 6/9/2010 8:34:02 AM |
| jcw3rd | $25.00 | $25.00 | 6/9/2010 9:26:57 AM |
| finance-prescription | $50.00 | $50.00 | 6/3/2010 3:58:20 PM |
| supreme-bonus0 | $25.00 | $25.00 | 6/3/2010 4:03:35 PM |
| coachmike15 | $25.00 | $25.00 | 6/3/2010 4:04:18 PM |
| worth-arch | $25.00 | $25.00 | 6/3/2010 4:04:28 PM |
| shrewd-deal | $25.00 | $25.00 | 6/3/2010 4:05:57 PM |
| zone6 | $100.00 | $100.00 | 6/3/2010 4:07:19 PM |
| supreme-hope | $25.00 | $25.00 | 6/3/2010 4:07:49 PM |
| PRGuyinVA | $25.00 | $25.00 | 6/3/2010 4:08:06 PM |
| top-historic-peso | $26.00 | $26.00 | 6/3/2010 4:04:21 PM |
| personal-lender | $25.00 | $25.00 | 6/3/2010 4:04:49 PM |
| jrbill1998 | $50.00 | $50.00 | 6/3/2010 4:06:21 PM |
| samo102us | $25.00 | $25.00 | 6/3/2010 4:07:02 PM |
| autonomous-truth | $25.00 | $25.00 | 6/3/2010 4:07:52 PM |
| market-walnut5 | $33.00 | $33.00 | 6/3/2010 4:09:31 PM |
| brother_tam | $50.00 | $50.00 | 6/3/2010 7:11:41 PM |
| riproaringrapids | $25.00 | $25.00 | 6/3/2010 8:03:53 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 6/3/2010 4:20:05 PM |
| S-Master | $25.00 | $25.00 | 6/3/2010 3:58:12 PM |
| fortytwo | $50.00 | $50.00 | 6/3/2010 5:56:53 PM |
| IIP77 | $25.00 | $25.00 | 6/3/2010 7:03:00 PM |
| p2ploan-sensation211 | $25.00 | $25.00 | 6/3/2010 7:24:03 PM |
| randsenterprise | $25.00 | $25.00 | 6/4/2010 1:31:17 AM |
| stock106 | $30.00 | $30.00 | 6/4/2010 1:34:44 AM |
| cash-spark3 | $25.00 | $25.00 | 6/3/2010 4:03:17 PM |
| attractive-rate | $25.00 | $25.00 | 6/4/2010 1:41:08 AM |
| orderly-leverage | $30.00 | $30.00 | 6/3/2010 4:04:35 PM |
| svandgts | $50.00 | $50.00 | 6/3/2010 4:05:47 PM |
| VPRLLC | $25.00 | $25.00 | 6/4/2010 12:52:20 AM |
| MADAOO7 | $50.00 | $50.00 | 6/3/2010 4:07:03 PM |
| MrMoney0622 | $25.00 | $25.00 | 6/4/2010 1:10:41 AM |
| desertoasis | $25.00 | $25.00 | 6/3/2010 4:08:16 PM |
| momoney2lend | $25.00 | $25.00 | 6/4/2010 1:12:40 AM |
| point-shooter | $25.00 | $25.00 | 6/3/2010 4:09:17 PM |
| systemlender | $25.00 | $25.00 | 6/4/2010 7:16:09 AM |
| commitment-farm | $25.00 | $25.00 | 6/4/2010 7:16:26 AM |
| Share_The_Wealth | $33.00 | $33.00 | 6/4/2010 1:34:10 AM |
| purdue98 | $25.00 | $25.00 | 6/4/2010 1:35:10 AM |
| money-bauble | $75.00 | $75.00 | 6/4/2010 7:17:42 AM |
| p2ploan-leaper | $25.00 | $25.00 | 6/4/2010 1:41:31 AM |
| benefit-squirrel | $25.00 | $25.00 | 6/4/2010 1:41:46 AM |
| SDNLR | $25.00 | $25.00 | 6/4/2010 8:15:40 AM |
| foothillender | $25.00 | $25.00 | 6/4/2010 9:15:36 AM |
| j245213 | $25.00 | $25.00 | 6/4/2010 6:54:53 AM |
| AlexTrep | $25.00 | $25.00 | 6/4/2010 6:55:01 AM |
| money-explorer3 | $25.00 | $25.00 | 6/4/2010 9:46:12 AM |
| psa1995 | $25.00 | $25.00 | 6/4/2010 7:00:30 AM |
| integrity-doctor | $30.00 | $30.00 | 6/4/2010 9:49:40 AM |
| Comoparklender | $25.00 | $25.00 | 6/4/2010 7:17:15 AM |
| Whipster | $50.00 | $50.00 | 6/4/2010 10:30:24 AM |
| israel15 | $25.00 | $25.00 | 6/4/2010 12:55:25 AM |
| humilulo | $25.00 | $25.00 | 6/4/2010 11:43:28 AM |
| tallmon | $25.00 | $25.00 | 6/4/2010 1:31:49 AM |
| orange-courageous-dedication | $30.00 | $30.00 | 6/4/2010 1:35:18 AM |
| p2ploan-futurist9 | $50.00 | $50.00 | 6/4/2010 1:35:38 AM |
| Ocean713 | $50.00 | $50.00 | 6/4/2010 12:54:44 PM |
| HayrideRanch | $25.00 | $15.77 | 6/4/2010 1:28:33 PM |
| LessAllan | $50.00 | $50.00 | 6/4/2010 10:27:18 AM |
| investment-forte | $25.00 | $25.00 | 6/4/2010 3:02:51 PM |
| kindness-percolator5 | $25.00 | $25.00 | 6/4/2010 6:35:42 AM |
| macgeek | $25.00 | $25.00 | 6/4/2010 7:00:33 AM |
| time4aloan | $28.52 | $28.52 | 6/4/2010 11:05:36 AM |
| sugarhoof | $25.00 | $25.00 | 6/4/2010 12:26:25 PM |
| truth-in-advertising | $25.00 | $25.00 | 6/5/2010 12:25:15 PM |
| invest-in-ed | $100.00 | $100.00 | 6/5/2010 8:53:26 AM |
| mercuriant | $25.00 | $25.00 | 6/5/2010 12:15:29 PM |
| the_natural__01 | $25.00 | $25.00 | 6/4/2010 9:40:50 PM |
| healthy-diversification | $75.00 | $75.00 | 6/5/2010 6:51:48 AM |
| wlm3012 | $25.00 | $25.00 | 6/6/2010 10:49:15 AM |
| buckeyebucks | $50.00 | $50.00 | 6/6/2010 11:20:30 AM |
| Loan_Stranger | $50.00 | $50.00 | 6/6/2010 2:18:15 PM |
| rockhound84 | $25.00 | $25.00 | 6/7/2010 4:29:36 AM |
| brightest-dignified-penny | $25.00 | $25.00 | 6/7/2010 4:32:17 PM |
| interstellar | $50.00 | $50.00 | 6/7/2010 6:53:21 PM |
| impressive-openness7 | $50.00 | $50.00 | 6/8/2010 11:51:57 AM |
| rebeldog67 | $58.20 | $58.20 | 6/8/2010 9:24:23 AM |
| rockhound84 | $25.00 | $25.00 | 6/8/2010 4:44:29 AM |
| Maximum_Investment | $45.14 | $45.14 | 6/8/2010 11:27:50 AM |
| ChrisKwan | $25.00 | $25.00 | 6/8/2010 12:07:35 PM |
| systematic-fairness | $25.00 | $25.00 | 6/8/2010 8:12:14 PM |
| Sugarmama21 | $50.00 | $50.00 | 6/8/2010 7:31:35 PM |
| 165 bids
|
Borrower Payment Dependent Notes Series
461430
This series of Notes was issued and sold upon the funding of the borrower loan #42911, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Jun-07-2010 |
| |
Auction end date:
| Jun-09-2010 |
|
|
Starting lender yield:
| 12.85% |
Starting borrower rate/APR:
| 13.85% / 16.01% |
Starting monthly payment:
| $102.31 |
|
Final lender yield:
| 12.85% |
Final borrower rate/APR:
| 13.85% / 16.01% |
Final monthly payment:
| $102.31 |
| |
|
Auction yield range:
| 5.98% - 12.85% |
Estimated loss impact:
| 5.21% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.64% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 33% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 14
/
12 | Length of status: | 1y 11m |
|
Credit score:
| 740-759 (May-2010) |
Total credit lines:
| 48 |
Occupation: | Nurse (LPN) |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $5,884 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 52% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| cash-buddy5 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 2 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $3,300.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Nov-2009)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 2 | | |
Description
Credit Card Consolidation
Purpose of loan:
This loan will be used to pay off a high interest credit card. Unfortunately, I missed one payment and my interest rate went from 9% to 25% with no options to review or reduce this rate until 12 months have lapsed.
My financial situation:
I am a good candidate for this loan because I am a responsible payer and I am committed to paying my debt and maintaining my credit score. I make all efforts to pay on time and in full as quickly as possible.
Monthly net income: $
4000
Monthly expenses: $
??Housing: $
1070
??Insurance: $
120
??Car expenses: $
470
??Utilities: $ 200
??Phone, cable, internet: $
120
??Food, entertainment: $
200 Groceries
??Clothing, household expenses $
0
??Credit cards and other loans: $
400
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| orgy63 | $25.00 | $25.00 | 6/7/2010 4:24:06 PM |
| ddog0224 | $25.00 | $25.00 | 6/7/2010 4:36:08 PM |
| simplelender80 | $100.00 | $100.00 | 6/7/2010 4:39:51 PM |
| the-silver-blaster | $50.00 | $50.00 | 6/7/2010 4:41:40 PM |
| the-profit-oracle | $25.00 | $25.00 | 6/7/2010 4:42:00 PM |
| studious-bonus7 | $50.00 | $50.00 | 6/7/2010 4:34:37 PM |
| Phantom99 | $25.00 | $25.00 | 6/7/2010 4:35:47 PM |
| Avala | $50.00 | $50.00 | 6/7/2010 4:35:34 PM |
| mzman | $25.00 | $25.00 | 6/7/2010 4:43:44 PM |
| active-trade4 | $50.00 | $50.00 | 6/7/2010 9:14:53 PM |
| riproaringrapids | $25.00 | $25.00 | 6/7/2010 4:44:38 PM |
| new-return-faire | $50.00 | $50.00 | 6/7/2010 4:47:00 PM |
| friendly-market5 | $25.00 | $25.00 | 6/8/2010 8:01:50 AM |
| personal-lender | $25.00 | $25.00 | 6/8/2010 10:45:30 AM |
| penny-chooser | $50.00 | $50.00 | 6/8/2010 12:57:10 PM |
| wayman | $25.00 | $25.00 | 6/8/2010 12:57:36 PM |
| enthusiastic-balance5 | $75.04 | $75.04 | 6/8/2010 9:19:43 AM |
| blackstar | $25.00 | $25.00 | 6/8/2010 11:18:37 AM |
| favorite-commerce | $50.00 | $50.00 | 6/8/2010 12:09:49 PM |
| a-finance-nirvana | $25.00 | $25.00 | 6/8/2010 3:20:19 PM |
| dschaaf | $25.00 | $25.00 | 6/8/2010 3:21:35 PM |
| credit-panda1 | $25.00 | $25.00 | 6/9/2010 9:28:16 AM |
| stephen_c01 | $25.00 | $25.00 | 6/9/2010 1:09:56 PM |
| honorable-vigilance | $200.00 | $200.00 | 6/9/2010 2:51:13 PM |
| market-pudding | $25.00 | $25.00 | 6/9/2010 9:04:41 AM |
| payout-detective7 | $25.00 | $25.00 | 6/9/2010 9:36:58 AM |
| blooming-kindness | $25.00 | $25.00 | 6/9/2010 7:20:14 PM |
| rescue | $50.00 | $50.00 | 6/7/2010 4:24:55 PM |
| Pulchritudinous | $25.00 | $25.00 | 6/7/2010 4:32:36 PM |
| chestnut4 | $25.00 | $25.00 | 6/7/2010 4:36:35 PM |
| ichibon | $75.00 | $75.00 | 6/7/2010 4:26:41 PM |
| Ripsaw4U | $25.00 | $25.00 | 6/7/2010 4:44:12 PM |
| american6 | $25.00 | $25.00 | 6/7/2010 4:36:23 PM |
| delicious-social132 | $25.00 | $25.00 | 6/7/2010 4:39:07 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/7/2010 4:39:32 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 6/7/2010 4:40:43 PM |
| cash-spark3 | $25.00 | $25.00 | 6/7/2010 4:41:08 PM |
| samo102us | $25.00 | $25.00 | 6/7/2010 4:41:21 PM |
| pavelz | $50.00 | $50.00 | 6/7/2010 4:45:18 PM |
| SNH | $50.00 | $50.00 | 6/7/2010 4:34:27 PM |
| Thylow | $25.00 | $25.00 | 6/7/2010 4:47:47 PM |
| worth-arch | $25.00 | $25.00 | 6/7/2010 4:34:52 PM |
| hrubinst | $25.00 | $25.00 | 6/7/2010 4:35:03 PM |
| balanced-bill7 | $100.00 | $100.00 | 6/7/2010 4:39:18 PM |
| shrewd-deal | $25.00 | $25.00 | 6/7/2010 4:40:28 PM |
| mla | $25.00 | $25.00 | 6/7/2010 4:43:56 PM |
| inspired-contract9 | $25.00 | $25.00 | 6/8/2010 6:05:22 AM |
| lender12345 | $25.00 | $25.00 | 6/7/2010 9:09:46 PM |
| bchen78875 | $25.00 | $25.00 | 6/7/2010 6:58:31 PM |
| greenback-museum | $25.00 | $25.00 | 6/8/2010 9:35:36 AM |
| visionary-community | $25.00 | $25.00 | 6/8/2010 12:08:05 PM |
| Anny-Disco | $100.00 | $100.00 | 6/8/2010 12:10:42 PM |
| Artist_Blue | $25.00 | $25.00 | 6/8/2010 10:12:00 AM |
| ethicalhumanist | $25.00 | $25.00 | 6/8/2010 12:46:48 PM |
| RationalWorld | $25.00 | $25.00 | 6/8/2010 3:15:42 PM |
| wise-spiritual-commitment | $50.00 | $50.00 | 6/8/2010 12:57:03 PM |
| dinero-speaker | $50.00 | $50.00 | 6/8/2010 3:07:27 PM |
| pascal1 | $100.00 | $100.00 | 6/8/2010 3:26:24 PM |
| Mav26 | $50.00 | $50.00 | 6/8/2010 2:40:24 PM |
| top-historic-peso | $25.00 | $25.00 | 6/8/2010 3:21:38 PM |
| impressive-credit431 | $200.00 | $200.00 | 6/9/2010 5:25:29 AM |
| jchurchi | $25.00 | $25.00 | 6/9/2010 9:33:23 AM |
| lazyeye | $25.00 | $25.00 | 6/9/2010 11:26:09 AM |
| rockhound84 | $25.00 | $25.00 | 6/9/2010 4:20:36 AM |
| Weaverville | $27.22 | $27.22 | 6/8/2010 6:09:58 PM |
| wwwUniversal | $25.00 | $25.00 | 6/9/2010 2:56:43 PM |
| Debt-free-Southern-California | $26.02 | $26.02 | 6/9/2010 1:05:35 AM |
| a-resplendent-commitment | $40.00 | $40.00 | 6/9/2010 6:51:42 AM |
| Pickmar | $25.00 | $25.00 | 6/9/2010 12:29:38 PM |
| irrelevant | $25.00 | $19.20 | 6/9/2010 12:32:48 PM |
| ptjg | $50.00 | $50.00 | 6/9/2010 4:36:44 PM |
| SC2TX | $50.00 | $50.00 | 6/9/2010 4:45:17 PM |
| lucrative-loan | $37.52 | $37.52 | 6/9/2010 4:36:38 PM |
| 73 bids
|
Borrower Payment Dependent Notes Series
459951
This series of Notes was issued and sold upon the funding of the borrower loan #42940, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| May-25-2010 |
| |
Auction end date:
| Jun-01-2010 |
|
|
Starting lender yield:
| 12.85% |
Starting borrower rate/APR:
| 13.85% / 16.01% |
Starting monthly payment:
| $102.31 |
|
Final lender yield:
| 12.85% |
Final borrower rate/APR:
| 13.85% / 16.01% |
Final monthly payment:
| $102.31 |
| |
|
Auction yield range:
| 5.99% - 12.85% |
Estimated loss impact:
| 5.21% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.64% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-1996 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 7
/
7 | Length of status: | 3y 4m |
|
Credit score:
| 720-739 (May-2010) |
Total credit lines:
| 22 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $1,994 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 3% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 40 | | | | |
|
Screen name:
| cljdrj |
Borrower's state:
| SouthDakota |
Borrower's group:
| HARD MONEY LOANS |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off debt
Purpose of loan:
This loan will be used to pay off current debt that I have.? I plan to consolidat medical bills that have occured.
My financial situation:
I am a good candidate for this loan because my yearly income is strong and I am able to provide proof of it in my tax returns.?
Monthly net income: $ My yearly income for the last 3 years has been $300,000.00.
Monthly expenses: $
??Housing: $ 3,166
??Insurance: $ 600
??Car expenses: $ 500
??Utilities: $ 300
??Phone, cable, internet: $ 350
??Food, entertainment: $ 400
??Clothing, household expenses $ 400
??Credit cards and other loans: $ 1000
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| rescue | $50.00 | $50.00 | 5/25/2010 4:15:15 PM |
| riproaringrapids | $25.00 | $25.00 | 5/25/2010 4:15:33 PM |
| SNH | $50.00 | $50.00 | 5/25/2010 4:20:48 PM |
| worth-arch | $25.00 | $25.00 | 5/25/2010 4:21:13 PM |
| dinero-speaker | $50.00 | $50.00 | 5/25/2010 4:21:44 PM |
| the-profit-oracle | $25.00 | $25.00 | 5/25/2010 4:22:02 PM |
| ddog0224 | $25.00 | $25.00 | 5/25/2010 4:22:17 PM |
| wise-spiritual-commitment | $50.00 | $50.00 | 5/25/2010 4:23:28 PM |
| golden-wealth2 | $50.00 | $50.00 | 5/25/2010 4:23:36 PM |
| Avala | $50.00 | $50.00 | 5/25/2010 4:21:37 PM |
| economy-producer | $25.00 | $25.00 | 5/25/2010 4:20:37 PM |
| PRGuyinVA | $25.00 | $25.00 | 5/25/2010 4:21:21 PM |
| Phantom99 | $25.00 | $25.00 | 5/25/2010 4:21:51 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 5/25/2010 4:22:10 PM |
| A007 | $25.00 | $25.00 | 5/25/2010 4:23:08 PM |
| supreme-bonus0 | $25.00 | $25.00 | 5/25/2010 11:21:15 PM |
| Orca-man | $28.92 | $28.92 | 5/25/2010 5:21:26 PM |
| ichibon | $75.00 | $75.00 | 5/25/2010 7:48:36 PM |
| RedRaider04 | $50.00 | $50.00 | 5/26/2010 12:29:09 PM |
| prospectr | $80.00 | $80.00 | 5/26/2010 4:31:31 AM |
| pureliquidhw | $25.00 | $25.00 | 5/26/2010 7:25:15 AM |
| the-payout-hug | $25.00 | $25.00 | 5/26/2010 8:40:37 AM |
| greekpolis | $50.00 | $50.00 | 5/26/2010 11:54:42 AM |
| treasure-hunter270 | $25.00 | $25.00 | 5/27/2010 5:32:03 PM |
| marwadi-62 | $25.00 | $25.00 | 5/28/2010 11:40:53 AM |
| MrSolution | $50.00 | $50.00 | 5/29/2010 12:21:34 PM |
| blackbear | $87.57 | $87.57 | 5/28/2010 10:01:07 PM |
| economy-caper9 | $25.00 | $25.00 | 5/29/2010 3:19:36 AM |
| 1SteelerFan | $35.00 | $35.00 | 5/29/2010 4:30:43 PM |
| Johnab | $50.00 | $50.00 | 5/29/2010 5:37:02 PM |
| 4mydaughterseducation | $25.00 | $25.00 | 5/30/2010 5:22:37 AM |
| best-listing-toro | $25.00 | $25.00 | 5/31/2010 7:41:48 AM |
| katnmouse | $25.00 | $25.00 | 5/31/2010 10:55:26 AM |
| giantfan19 | $40.06 | $40.06 | 5/30/2010 3:28:43 PM |
| frclmym | $50.00 | $50.00 | 5/31/2010 8:35:43 PM |
| patriot384 | $180.00 | $180.00 | 6/1/2010 4:25:28 AM |
| ultimate-commitment | $25.00 | $25.00 | 5/31/2010 9:05:21 PM |
| BUCS | $33.35 | $33.35 | 6/1/2010 12:58:56 AM |
| deal-promiser | $25.00 | $25.00 | 5/31/2010 4:07:47 PM |
| Leshan | $25.00 | $25.00 | 6/1/2010 7:08:20 AM |
| theloanfiller | $25.00 | $25.00 | 5/31/2010 5:24:10 PM |
| Smallbear | $25.00 | $25.00 | 6/1/2010 6:28:51 AM |
| successful-euro | $50.00 | $50.00 | 5/25/2010 4:15:05 PM |
| studious-bonus7 | $50.00 | $50.00 | 5/25/2010 4:21:07 PM |
| american6 | $25.00 | $25.00 | 5/25/2010 4:23:13 PM |
| top-historic-peso | $25.00 | $25.00 | 5/25/2010 4:21:00 PM |
| wayman | $25.00 | $25.00 | 5/25/2010 4:22:26 PM |
| first-upright-payout | $25.00 | $25.00 | 5/25/2010 4:37:14 PM |
| kegs | $100.00 | $100.00 | 5/25/2010 4:23:45 PM |
| gracej | $25.00 | $25.00 | 5/25/2010 4:27:08 PM |
| hrubinst | $25.00 | $25.00 | 5/25/2010 4:21:30 PM |
| bchen78875 | $25.00 | $25.00 | 5/25/2010 8:12:06 PM |
| chestnut4 | $25.00 | $25.00 | 5/25/2010 4:25:31 PM |
| integrity-trumpet | $50.00 | $50.00 | 5/26/2010 9:36:57 AM |
| punctual-kindness3 | $25.00 | $25.00 | 5/25/2010 6:12:49 PM |
| peso-mate | $25.00 | $25.00 | 5/26/2010 10:06:33 AM |
| Bailador | $25.00 | $25.00 | 5/26/2010 9:36:38 AM |
| treasure-bliss | $25.00 | $25.00 | 5/26/2010 11:11:32 AM |
| finance-prescription | $69.83 | $69.83 | 5/26/2010 12:06:21 PM |
| interest-jedi0 | $33.41 | $33.41 | 5/26/2010 2:55:27 PM |
| PCash | $25.00 | $25.00 | 5/26/2010 2:36:21 PM |
| UncleScroogeDMD | $100.00 | $90.75 | 5/26/2010 3:42:41 PM |
| rockhound84 | $25.00 | $25.00 | 5/28/2010 2:50:46 PM |
| Deshy | $55.03 | $55.03 | 5/28/2010 6:19:38 PM |
| loss-of-control | $25.00 | $25.00 | 5/29/2010 3:21:53 PM |
| runbix7 | $25.00 | $25.00 | 5/29/2010 4:04:16 PM |
| maplehouse | $25.31 | $25.31 | 5/30/2010 10:26:29 AM |
| sunshinysmiles | $30.00 | $30.00 | 5/30/2010 2:28:07 PM |
| dmk2006 | $25.00 | $25.00 | 5/30/2010 4:03:06 PM |
| KTOWN | $65.78 | $65.78 | 5/31/2010 7:28:00 PM |
| nevetsnosliw1 | $30.00 | $30.00 | 5/31/2010 9:09:08 PM |
| moneytolend72 | $35.00 | $35.00 | 5/31/2010 1:27:59 PM |
| Bito03 | $29.99 | $29.99 | 5/31/2010 6:47:53 PM |
| basejump0 | $25.00 | $25.00 | 6/1/2010 1:10:31 AM |
| credit-panda1 | $25.00 | $25.00 | 6/1/2010 7:02:36 AM |
| MONEY_IN_THE_BANK | $25.00 | $25.00 | 5/31/2010 9:33:35 PM |
| Richmp412 | $25.00 | $25.00 | 6/1/2010 6:41:49 AM |
| 77 bids
|
Borrower Payment Dependent Notes Series
460577
This series of Notes was issued and sold upon the funding of the borrower loan #42931, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jun-01-2010 |
| |
Auction end date:
| Jun-08-2010 |
|
|
Starting lender yield:
| 26.39% |
Starting borrower rate/APR:
| 27.39% / 29.73% |
Starting monthly payment:
| $328.28 |
|
Final lender yield:
| 25.85% |
Final borrower rate/APR:
| 26.85% / 29.18% |
Final monthly payment:
| $325.96 |
| |
|
Auction yield range:
| 10.99% - 26.39% |
Estimated loss impact:
| 10.64% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.21% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Dec-2003 |
Debt/Income ratio:
| 20% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 18
/
18 | Length of status: | 4y 8m |
|
Credit score:
| 720-739 (May-2010) |
Total credit lines:
| 24 |
Occupation: | Retail Management |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $14,437 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 27% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| hershel142 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jan-2007)
|
|
Principal balance:
| $0.02 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate high interest rate credit cards. The cards were used for?major home improvement projects such as energy efficient garage doors, energy efficient exterior doors, and an updated tiled bathroom.?The total credit card balance is $7965.00?. The improvements have increased the equity in our home?by approximately?$10000.00 and save us on our montly utility bills. This prosper loan will be used to decrease the amount of time it takes to pay off the credit cards.
My financial situation:
I am a good candidate for this loan because I have the monthly income to guarantee payment for this loan. This loan will also free up approximately $250.00 extra dollars from my monthly budget which can be?put into savings.?
Monthly net income: $4600.00
Monthly expenses: $
??Housing: $ 750.00
??Insurance: $ 170.00
??Car expenses: $ 320.00
??Utilities: $ 250.00
??Phone, cable, internet: $100.00
??Food, entertainment: $600.00
??Clothing, household expenses $200.00
??Credit cards and other loans: $?185.00
??Other expenses: $ 200.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi: Can you describe your job in a bit more detail? Also, what is your equity in the house? Are you the sole owner? - courteous-bazaar
A:
I am the manager of an Aldi grocery store. I am responsible for the daily store duties and all the employees in my store. I am the sole owner of my house. I have a total of $111,000.00 in mortgage on my house, a $105,00.00 main and a $6000.00 balance on my HELOC. My house is valued at $135,000.00 from my property tax statements. So in reality it is closer to $145,000.00. Please let me know if you have any more questions.
(Jun-05-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ekmendenhall | $35.00 | $35.00 | 6/1/2010 11:51:45 AM |
| tntmojave | $25.00 | $25.00 | 6/1/2010 11:59:45 AM |
| 371millwood | $300.00 | $300.00 | 6/1/2010 12:27:28 PM |
| RedCentre | $500.00 | $500.00 | 6/1/2010 4:34:55 PM |
| careful-compassion | $25.00 | $25.00 | 6/2/2010 11:36:29 AM |
| careful-compassion | $25.00 | $25.00 | 6/2/2010 12:00:25 PM |
| vine99 | $65.00 | $65.00 | 6/2/2010 8:50:22 PM |
| CADETTO | $100.00 | $100.00 | 6/3/2010 10:34:42 AM |
| cognizant-rate732 | $50.00 | $50.00 | 6/3/2010 2:36:50 PM |
| ChrisKwan | $25.00 | $25.00 | 6/3/2010 3:21:51 PM |
| finance-prescription | $100.00 | $100.00 | 6/3/2010 3:21:55 PM |
| Molson Bank & Trust | $50.00 | $50.00 | 6/4/2010 4:38:31 AM |
| Pakse | $25.00 | $25.00 | 6/4/2010 10:13:24 AM |
| SolarMoonshine | $25.00 | $25.00 | 6/4/2010 10:06:43 AM |
| OldManP | $25.00 | $25.00 | 6/4/2010 4:24:06 PM |
| power-secret-agent | $25.00 | $25.00 | 6/4/2010 2:05:35 PM |
| reflective-rupee | $100.00 | $100.00 | 6/4/2010 9:03:52 PM |
| ptjg | $50.00 | $50.00 | 6/4/2010 4:24:48 PM |
| silvercertificate | $25.00 | $25.00 | 6/4/2010 8:31:02 PM |
| new-peso-concerto | $69.45 | $69.45 | 6/5/2010 6:13:27 AM |
| ptjg | $25.00 | $25.00 | 6/4/2010 4:41:11 PM |
| DasMula | $25.00 | $25.00 | 6/5/2010 8:57:03 AM |
| courteous-bazaar | $75.00 | $75.00 | 6/5/2010 11:16:23 AM |
| Aberdeen | $400.00 | $400.00 | 6/6/2010 8:08:04 AM |
| dbanwart | $25.00 | $25.00 | 6/6/2010 5:00:02 PM |
| exchange-dreams | $25.00 | $25.00 | 6/5/2010 9:04:10 AM |
| jgar_O | $25.00 | $25.00 | 6/6/2010 8:02:15 AM |
| vigilance-searcher | $25.00 | $25.00 | 6/6/2010 9:28:03 PM |
| MONEY_IN_THE_BANK | $32.49 | $32.49 | 6/6/2010 11:56:56 PM |
| killdare | $25.00 | $25.00 | 6/6/2010 11:48:57 AM |
| wlm3012 | $50.00 | $50.00 | 6/6/2010 11:51:53 AM |
| Glovez2 | $60.46 | $60.46 | 6/7/2010 6:01:26 AM |
| chameleon125 | $50.00 | $50.00 | 6/7/2010 7:50:20 AM |
| SongBirdProphecy | $25.00 | $25.00 | 6/6/2010 3:43:14 PM |
| platinum-piledriver | $34.65 | $34.65 | 6/6/2010 4:03:49 PM |
| martymaniaman | $50.00 | $50.00 | 6/7/2010 6:43:37 AM |
| NekHoldings | $25.00 | $25.00 | 6/7/2010 7:16:39 AM |
| mutual-benefit | $25.00 | $25.00 | 6/7/2010 11:52:30 AM |
| cashhelp | $25.00 | $25.00 | 6/7/2010 12:00:00 PM |
| investment-cluster | $25.00 | $25.00 | 6/7/2010 2:26:52 PM |
| penny-surgeon | $25.00 | $25.00 | 6/7/2010 2:30:55 PM |
| american-investor | $27.92 | $27.92 | 6/7/2010 10:38:35 AM |
| thomas16882004 | $25.00 | $25.00 | 6/7/2010 11:40:32 AM |
| mohara25 | $116.57 | $116.57 | 6/7/2010 1:55:38 PM |
| Rulea72 | $129.90 | $129.90 | 6/7/2010 6:26:17 PM |
| brother_tam | $200.00 | $200.00 | 6/7/2010 6:29:00 PM |
| wonder3 | $25.00 | $25.00 | 6/7/2010 6:35:16 PM |
| theonezozo | $25.00 | $25.00 | 6/7/2010 6:13:29 PM |
| draggon77 | $25.00 | $25.00 | 6/7/2010 9:36:39 PM |
| kendigme | $25.00 | $25.00 | 6/8/2010 3:32:33 AM |
| credit-missile | $25.00 | $25.00 | 6/7/2010 6:10:16 PM |
| enthusiastic-balance5 | $200.00 | $200.00 | 6/8/2010 7:18:39 AM |
| PotBellyPete | $45.00 | $45.00 | 6/8/2010 7:27:32 AM |
| Leshan | $100.00 | $100.00 | 6/7/2010 7:04:11 PM |
| Legally_Blonde | $25.00 | $25.00 | 6/8/2010 9:05:55 AM |
| pietro_torna_indietro | $26.64 | $26.64 | 6/8/2010 3:10:06 AM |
| icon7 | $30.00 | $30.00 | 6/8/2010 4:24:03 AM |
| mbf2234 | $25.00 | $25.00 | 6/8/2010 5:53:58 AM |
| wealth-pipeline | $25.00 | $25.00 | 6/8/2010 6:33:36 AM |
| Bob450 | $25.00 | $25.00 | 6/7/2010 8:16:41 PM |
| eureka117 | $25.00 | $25.00 | 6/8/2010 7:12:50 AM |
| deepblue34 | $30.00 | $30.00 | 6/7/2010 8:53:42 PM |
| credit-coach118 | $45.00 | $45.00 | 6/8/2010 8:34:46 AM |
| wwwUniversal | $25.00 | $25.00 | 6/8/2010 11:35:59 AM |
| _SCI_ | $25.00 | $25.00 | 6/8/2010 9:45:30 AM |
| principal-star | $25.00 | $25.00 | 6/8/2010 9:56:56 AM |
| bold-attentive-listing | $50.00 | $50.00 | 6/8/2010 10:04:28 AM |
| credit-missile | $25.00 | $25.00 | 6/8/2010 11:12:41 AM |
| realtormoises | $25.00 | $25.00 | 6/8/2010 9:07:14 AM |
| asset-trumpeter | $50.00 | $50.00 | 6/8/2010 9:09:13 AM |
| twtb19 | $25.00 | $25.00 | 6/8/2010 10:49:26 AM |
| MoneyForNothing | $45.00 | $45.00 | 6/1/2010 9:16:38 PM |
| Skeptical-one | $25.00 | $25.00 | 6/2/2010 8:12:04 AM |
| foothillender | $25.00 | $25.00 | 6/2/2010 8:03:57 AM |
| DasMula | $25.00 | $25.00 | 6/2/2010 9:39:13 AM |
| FinanceEngine | $25.00 | $25.00 | 6/2/2010 3:50:39 PM |
| felicity-daydream | $75.00 | $75.00 | 6/2/2010 12:53:19 PM |
| drluong | $50.00 | $50.00 | 6/2/2010 1:38:11 PM |
| green-thoughtful-yield | $25.00 | $25.00 | 6/2/2010 9:39:40 AM |
| cometstarmoon | $25.00 | $25.00 | 6/3/2010 11:54:10 AM |
| simiray | $25.00 | $25.00 | 6/3/2010 5:43:11 PM |
| b-rent | $25.00 | $25.00 | 6/4/2010 4:32:42 PM |
| jhouman | $25.00 | $25.00 | 6/4/2010 4:09:50 PM |
| visionary-deal3 | $100.00 | $100.00 | 6/4/2010 9:27:32 PM |
| mercuriant | $25.00 | $25.00 | 6/4/2010 4:14:50 PM |
| Serpent2801 | $25.00 | $25.00 | 6/5/2010 12:59:29 AM |
| autonomous-truth | $100.00 | $100.00 | 6/5/2010 11:40:14 AM |
| DasMula | $25.00 | $25.00 | 6/5/2010 8:57:15 AM |
| courteous-bazaar | $100.00 | $100.00 | 6/5/2010 11:15:23 AM |
| grnii78 | $150.00 | $150.00 | 6/5/2010 1:23:05 PM |
| dslobbs | $31.90 | $31.90 | 6/6/2010 8:33:22 AM |
| greenback-chairman5 | $25.00 | $25.00 | 6/6/2010 11:23:46 AM |
| sweety075 | $25.00 | $25.00 | 6/6/2010 2:25:48 PM |
| leverage-monger | $25.00 | $25.00 | 6/6/2010 4:30:06 PM |
| rubylender | $25.00 | $25.00 | 6/6/2010 6:32:09 AM |
| DasMula | $25.00 | $25.00 | 6/5/2010 8:56:50 AM |
| Aberdeen | $400.00 | $400.00 | 6/6/2010 8:07:13 AM |
| market-pudding | $25.00 | $25.00 | 6/6/2010 8:24:45 PM |
| Whipster | $40.00 | $40.00 | 6/6/2010 10:49:52 PM |
| well-mannered-income3 | $40.00 | $40.00 | 6/5/2010 12:56:00 PM |
| new-return-faire | $100.00 | $100.00 | 6/7/2010 9:33:24 AM |
| Moe87 | $32.67 | $32.67 | 6/7/2010 4:31:48 AM |
| cttarheel | $50.00 | $50.00 | 6/6/2010 1:07:58 PM |
| well-mannered-income3 | $40.00 | $40.00 | 6/6/2010 3:53:03 PM |
| Bob450 | $30.00 | $30.00 | 6/7/2010 1:26:01 PM |
| interest88 | $25.00 | $25.00 | 6/7/2010 3:31:46 PM |
| exchange-cowbell5 | $25.00 | $25.00 | 6/7/2010 12:39:11 PM |
| grnii78 | $35.01 | $35.01 | 6/7/2010 4:23:07 PM |
| buffalobills | $25.00 | $25.00 | 6/7/2010 3:17:25 PM |
| finance-solo | $57.04 | $57.04 | 6/7/2010 6:54:10 PM |
| impala6464 | $50.00 | $50.00 | 6/7/2010 5:39:50 PM |
| MrPie | $25.00 | $25.00 | 6/7/2010 11:24:01 PM |
| credit-missile | $42.46 | $42.46 | 6/7/2010 6:11:37 PM |
| Dollars4Rent | $25.00 | $25.00 | 6/8/2010 6:38:35 AM |
| beach_bum | $25.00 | $25.00 | 6/8/2010 7:30:56 AM |
| credit-missile | $25.00 | $25.00 | 6/8/2010 7:49:50 AM |
| bunnybear | $26.76 | $26.76 | 6/7/2010 7:34:34 PM |
| AM2008 | $25.00 | $25.00 | 6/8/2010 3:43:34 AM |
| bamboozled_again | $86.03 | $86.03 | 6/7/2010 7:48:56 PM |
| best-listing-toro | $25.00 | $25.00 | 6/8/2010 10:04:40 AM |
| bobnewt | $70.00 | $70.00 | 6/7/2010 8:20:06 PM |
| Mr-Miracle | $25.00 | $25.00 | 6/8/2010 10:29:13 AM |
| lender12345 | $25.00 | $25.00 | 6/7/2010 8:49:31 PM |
| Galt_Capitalist | $300.00 | $114.41 | 6/8/2010 7:48:17 AM |
| clemclan | $30.64 | $30.64 | 6/7/2010 9:04:44 PM |
| realestate6606 | $100.00 | $100.00 | 6/8/2010 9:09:09 AM |
| return-grizzly | $100.00 | $100.00 | 6/8/2010 6:01:29 AM |
| golffish2 | $100.00 | $100.00 | 6/8/2010 6:27:06 AM |
| dcm6276 | $25.00 | $25.00 | 6/8/2010 10:21:22 AM |
| rate-hickory | $25.00 | $25.00 | 6/8/2010 8:37:39 AM |
| Starfin300 | $30.00 | $30.00 | 6/8/2010 9:04:36 AM |
| exciting-fairness | $200.00 | $200.00 | 6/8/2010 9:28:48 AM |
| grampy48 | $50.00 | $50.00 | 6/8/2010 10:45:16 AM |
| riveting-credit5 | $500.00 | $500.00 | 6/8/2010 11:34:33 AM |
| RecoveryLender | $25.00 | $25.00 | 6/8/2010 11:35:38 AM |
| friendinmoney | $25.00 | $25.00 | 6/8/2010 11:37:59 AM |
| 136 bids
|
Borrower Payment Dependent Notes Series
460647
This series of Notes was issued and sold upon the funding of the borrower loan #42916, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Jun-01-2010 |
| |
Auction end date:
| Jun-08-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 39.15% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 28.99% |
Final borrower rate/APR:
| 29.99% / 34.02% |
Final monthly payment:
| $42.45 |
| |
|
Auction yield range:
| 16.99% - 34.00% |
Estimated loss impact:
| 19.69% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.30% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-1983 |
Debt/Income ratio:
| 156% |
|
Basic (1-10):
| 5 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 1 |
Current / open credit lines:
| 18
/
18 | Length of status: | 23y 8m |
|
Credit score:
| 660-679 (May-2010) |
Total credit lines:
| 56 |
Occupation: | Clerical |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $30,030 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 99% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| Jerseycake |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 24 ( 96% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 1
( 4% )
| 640-659
(Apr-2008)
620-639
(Feb-2008)
600-619
(Jan-2008)
540-559
(Dec-2007)
|
|
Principal balance:
| $560.43 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 25 | | |
Description
Good Payer Needs a Little More
Purpose of loan:
This loan will be used to?
Invest in a trip out of state for a wedding.
My financial situation:
I am a good candidate for this loan because?
I have a great income and good paying history w/ Prosper. My husband's income is added to mine and we always pay on time. I just need a little extra 'cash' to make this trip in order to see a family member who is ill and will be attending this function. I don't want to get off course of paying bills etc. by dipping into monthly income.
Monthly net income: $
$5800.00
Monthly expenses: $
??Housing: $ 850.00
??Insurance: $ 275.00
??Car expenses: $ 400.00
??Utilities: $ 300.00
??Phone, cable, internet: $ 140.00
??Food, entertainment: $ 300.00
??Clothing, household expenses $ 400.00
??Credit cards and other loans: $ 400.00
??Other expenses: $ 150.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Leshan | $100.00 | $100.00 | 6/7/2010 7:07:53 PM |
| boo_hoo | $50.00 | $50.00 | 6/7/2010 7:42:01 PM |
| UCLA4life | $25.00 | $25.00 | 6/7/2010 7:48:39 PM |
| balanced-balance6 | $25.00 | $25.00 | 6/8/2010 9:21:07 AM |
| boodo | $100.00 | $49.78 | 6/8/2010 6:00:40 AM |
| DonDiego | $25.00 | $25.00 | 6/7/2010 11:36:14 PM |
| DasMula | $25.00 | $25.00 | 6/8/2010 9:30:01 AM |
| Bob450 | $25.00 | $25.00 | 6/8/2010 9:34:07 AM |
| glenium | $25.00 | $25.00 | 6/8/2010 10:10:22 AM |
| sweety075 | $25.00 | $25.00 | 6/6/2010 2:28:08 PM |
| DonDiego | $25.00 | $25.00 | 6/7/2010 11:18:46 PM |
| realtormoises | $25.00 | $25.00 | 6/7/2010 5:35:19 PM |
| portfolio-turbine | $25.00 | $25.00 | 6/8/2010 7:00:15 AM |
| ultimate-peace | $300.00 | $300.00 | 6/8/2010 9:13:33 AM |
| enthusiastic-balance5 | $100.00 | $100.00 | 6/8/2010 6:21:54 AM |
| JauaFlash | $25.22 | $25.22 | 6/8/2010 7:29:42 AM |
| lender12345 | $25.00 | $25.00 | 6/7/2010 8:50:41 PM |
| Mikale360 | $25.00 | $25.00 | 6/8/2010 10:59:11 AM |
| wlm3012 | $25.00 | $25.00 | 6/8/2010 6:44:10 AM |
| PeePaw | $25.00 | $25.00 | 6/8/2010 11:39:40 AM |
| aks12 | $25.00 | $25.00 | 6/8/2010 11:40:47 AM |
| 21 bids
|
Borrower Payment Dependent Notes Series
460719
This series of Notes was issued and sold upon the funding of the borrower loan #42934, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,200.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Jun-01-2010 |
| |
Auction end date:
| Jun-04-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.44% |
Starting monthly payment:
| $54.28 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 38.44% |
Final monthly payment:
| $54.28 |
| |
|
Auction yield range:
| 16.99% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 12% |
|
Basic (1-10):
| 5 |
Inquiries last 6m:
| 5 | Employment status: | Full-time employee |
| Enhanced (1-5): | 1 |
Current / open credit lines:
| 1
/
1 | Length of status: | 3y 4m |
|
Credit score:
| 640-659 (May-2010) |
Total credit lines:
| 3 |
Occupation: | Sales - Retail |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| relentless-deal1 |
Borrower's state:
| NewHampshire |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Ran into a few unexpected expenses
Purpose of loan:
Pay off a few unexpected expenses.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What are your income and expenses? Also, what specifically do you do for a living? - smarva
A:
I guess it doesn't matter since i can't be eligible for funding until Prosper sends me there verification form which hasn't arrived after like 5 days...
(Jun-04-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| burrito6 | $25.00 | $25.00 | 6/1/2010 11:55:45 AM |
| kind-efficient-credit | $25.00 | $25.00 | 6/1/2010 12:00:43 PM |
| SBT | $25.00 | $25.00 | 6/1/2010 12:00:35 PM |
| phredd | $25.00 | $25.00 | 6/1/2010 12:00:39 PM |
| Diamond_Jim | $25.00 | $25.00 | 6/1/2010 12:00:42 PM |
| helping-out | $35.00 | $35.00 | 6/1/2010 12:06:02 PM |
| RMB-Investments | $25.00 | $25.00 | 6/1/2010 11:55:47 AM |
| PRGuyinVA | $25.00 | $25.00 | 6/1/2010 12:00:33 PM |
| marketplace-buckeye | $25.00 | $25.00 | 6/1/2010 12:00:37 PM |
| DasMula | $25.00 | $25.00 | 6/1/2010 12:51:04 PM |
| reflective-rupee | $25.00 | $25.00 | 6/1/2010 4:10:26 PM |
| reflective-rupee | $25.00 | $25.00 | 6/1/2010 4:10:41 PM |
| wlm3012 | $25.00 | $25.00 | 6/3/2010 3:02:16 PM |
| rallytime | $30.00 | $30.00 | 6/3/2010 6:42:43 PM |
| marwadi-62 | $40.00 | $40.00 | 6/3/2010 7:09:49 PM |
| eurobikermcdog | $50.00 | $50.00 | 6/3/2010 7:36:17 PM |
| unger | $50.00 | $50.00 | 6/4/2010 2:56:56 AM |
| BDS | $25.00 | $25.00 | 6/3/2010 8:40:48 PM |
| Buffer10 | $25.00 | $25.00 | 6/1/2010 12:00:32 PM |
| gelidfrank | $25.00 | $25.00 | 6/1/2010 12:00:36 PM |
| swoosh | $25.00 | $25.00 | 6/1/2010 12:00:40 PM |
| reward-adventure | $25.00 | $25.00 | 6/1/2010 12:00:30 PM |
| inspiring-reward | $200.00 | $200.00 | 6/1/2010 12:00:45 PM |
| skuba | $25.00 | $25.00 | 6/1/2010 12:02:27 PM |
| autonomous-truth | $50.00 | $20.00 | 6/1/2010 12:10:02 PM |
| Caerus | $25.00 | $25.00 | 6/1/2010 12:00:29 PM |
| platinum-genetics | $50.00 | $50.00 | 6/1/2010 12:06:00 PM |
| reflective-rupee | $25.00 | $25.00 | 6/1/2010 2:02:04 PM |
| Ronnieboy888 | $25.00 | $25.00 | 6/1/2010 9:01:08 PM |
| funimuni | $25.00 | $25.00 | 6/1/2010 7:13:16 PM |
| SolarMoonshine | $25.00 | $25.00 | 6/2/2010 10:26:00 AM |
| sensational-peace6 | $25.00 | $25.00 | 6/2/2010 9:11:04 PM |
| realtormoises | $25.00 | $25.00 | 6/3/2010 5:50:43 AM |
| hopeful-point | $75.00 | $75.00 | 6/2/2010 10:06:15 PM |
| exchange-cowbell5 | $25.00 | $25.00 | 6/3/2010 9:26:51 AM |
| 35 bids
|
Borrower Payment Dependent Notes Series
460725
This series of Notes was issued and sold upon the funding of the borrower loan #42908, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Jun-01-2010 |
| |
Auction end date:
| Jun-08-2010 |
|
|
Starting lender yield:
| 12.85% |
Starting borrower rate/APR:
| 13.85% / 16.01% |
Starting monthly payment:
| $119.37 |
|
Final lender yield:
| 12.85% |
Final borrower rate/APR:
| 13.85% / 16.01% |
Final monthly payment:
| $119.37 |
| |
|
Auction yield range:
| 5.99% - 12.85% |
Estimated loss impact:
| 5.21% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.64% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1990 |
Debt/Income ratio:
| 15% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 10
/
9 | Length of status: | 4y 10m |
|
Credit score:
| 740-759 (May-2010) |
Total credit lines:
| 16 |
Occupation: | Truck Driver |
|
Now delinquent:
| 3 |
Revolving credit balance:
| $4,168 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $14,394 |
Bankcard utilization:
| 7% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 2 | | | | |
|
Screen name:
| wampum-sleuth3 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
doing minor repairs to roof
Purpose of loan:
This loan will be used to make necessary repairs to house and personal vehicle?
My financial situation: good
I am a good candidate for this loan because I am able to repay this loan on time and possibly earlier than term.
Monthly net income: $ 4500
Monthly expenses: $
??Housing: $1150
??Insurance: $250
??Car expenses: $451
??Utilities: $250
??Phone, cable, internet: $100
??Food, entertainment: $500
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| successful-euro | $30.00 | $30.00 | 6/1/2010 11:57:21 AM |
| economy-producer | $25.00 | $25.00 | 6/1/2010 12:02:57 PM |
| delicious-social132 | $25.00 | $25.00 | 6/1/2010 12:09:39 PM |
| kaiger | $25.00 | $25.00 | 6/1/2010 12:14:37 PM |
| ichibon | $75.00 | $75.00 | 6/1/2010 12:13:15 PM |
| cash-spark3 | $25.00 | $25.00 | 6/1/2010 12:15:30 PM |
| power-pagoda | $26.00 | $26.00 | 6/1/2010 12:19:10 PM |
| top-historic-peso | $25.00 | $25.00 | 6/1/2010 12:03:19 PM |
| objective-investor | $100.00 | $100.00 | 6/1/2010 12:28:06 PM |
| integrity-trumpet | $50.00 | $50.00 | 6/1/2010 12:06:35 PM |
| Interstate_Rate | $500.00 | $500.00 | 6/1/2010 1:27:30 PM |
| satisfying-deal5 | $100.00 | $100.00 | 6/1/2010 4:10:07 PM |
| bchen78875 | $25.00 | $25.00 | 6/1/2010 12:12:30 PM |
| gracej | $25.00 | $25.00 | 6/1/2010 4:09:44 PM |
| Bank42 | $50.00 | $50.00 | 6/1/2010 12:15:50 PM |
| visionary-community | $25.00 | $25.00 | 6/1/2010 12:17:10 PM |
| buckyhead2000 | $25.00 | $25.00 | 6/2/2010 10:46:42 AM |
| loan-upholder4 | $25.00 | $25.00 | 6/2/2010 12:53:41 PM |
| green-forceful-openness | $29.85 | $29.85 | 6/2/2010 1:00:51 PM |
| bold-social-advantage | $60.00 | $60.00 | 6/4/2010 1:57:41 PM |
| sparkmeister | $25.00 | $25.00 | 6/4/2010 6:00:05 PM |
| lukeskywalkerkp | $50.00 | $50.00 | 6/5/2010 10:21:13 AM |
| colorfulgardener | $25.00 | $25.00 | 6/4/2010 9:20:24 PM |
| marwadi-62 | $100.00 | $100.00 | 6/5/2010 9:46:00 AM |
| aztec | $150.00 | $150.00 | 6/5/2010 5:32:05 AM |
| tamcho | $25.00 | $25.00 | 6/5/2010 8:49:30 AM |
| market-pudding | $25.00 | $25.00 | 6/5/2010 2:45:03 PM |
| cashasaurus0 | $25.00 | $25.00 | 6/6/2010 6:44:19 AM |
| JUDAHiNVESTMENTGROUP | $73.82 | $73.82 | 6/7/2010 1:06:19 PM |
| 1SteelerFan | $30.00 | $30.00 | 6/7/2010 11:36:22 AM |
| Leshan | $25.00 | $25.00 | 6/7/2010 7:13:30 PM |
| patriot384 | $180.00 | $180.00 | 6/7/2010 7:28:19 PM |
| 1phantom | $25.00 | $25.00 | 6/8/2010 10:06:44 AM |
| direct-asset | $25.00 | $25.00 | 6/8/2010 7:35:50 AM |
| wealth-samaritan2 | $25.00 | $25.00 | 6/8/2010 11:37:52 AM |
| rescue | $50.00 | $50.00 | 6/1/2010 11:56:44 AM |
| worth-arch | $25.00 | $25.00 | 6/1/2010 12:03:43 PM |
| hrubinst | $25.00 | $25.00 | 6/1/2010 12:04:05 PM |
| american6 | $25.00 | $25.00 | 6/1/2010 12:05:39 PM |
| studious-bonus7 | $50.00 | $50.00 | 6/1/2010 12:03:29 PM |
| ddog0224 | $25.00 | $25.00 | 6/1/2010 12:04:57 PM |
| riproaringrapids | $25.00 | $25.00 | 6/1/2010 12:07:14 PM |
| balanced-bill7 | $100.00 | $100.00 | 6/1/2010 12:10:06 PM |
| golden-wealth2 | $50.00 | $50.00 | 6/1/2010 12:14:00 PM |
| SNH | $50.00 | $50.00 | 6/1/2010 12:03:12 PM |
| simplelender80 | $100.00 | $100.00 | 6/1/2010 12:16:54 PM |
| Avala | $50.00 | $50.00 | 6/1/2010 12:04:12 PM |
| Phantom99 | $25.00 | $25.00 | 6/1/2010 12:04:26 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 6/1/2010 12:04:45 PM |
| twirl2 | $25.00 | $25.00 | 6/1/2010 12:18:07 PM |
| wayman | $25.00 | $25.00 | 6/1/2010 12:05:07 PM |
| chestnut4 | $25.00 | $25.00 | 6/1/2010 12:06:06 PM |
| Pulchritudinous | $25.00 | $25.00 | 6/1/2010 12:06:31 PM |
| bid-czar8 | $100.00 | $100.00 | 6/1/2010 12:10:22 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/1/2010 12:10:40 PM |
| the-profit-oracle | $25.00 | $25.00 | 6/1/2010 4:09:26 PM |
| kegs | $100.00 | $34.97 | 6/1/2010 4:09:49 PM |
| trustworthy-fairness | $50.00 | $50.00 | 6/1/2010 12:15:36 PM |
| systemlender | $25.00 | $25.00 | 6/1/2010 12:16:32 PM |
| DcUnited | $26.93 | $26.93 | 6/1/2010 12:18:38 PM |
| wwwUniversal | $25.00 | $25.00 | 6/2/2010 8:57:27 AM |
| Byrd24 | $100.00 | $100.00 | 6/4/2010 4:31:14 PM |
| 1stAmericanCapital | $25.00 | $25.00 | 6/4/2010 4:41:18 PM |
| magee425 | $30.52 | $30.52 | 6/6/2010 10:24:19 AM |
| MONEY_IN_THE_BANK | $25.00 | $25.00 | 6/6/2010 4:11:03 PM |
| mex_invests | $25.00 | $25.00 | 6/5/2010 4:05:52 PM |
| Kessler | $26.00 | $26.00 | 6/7/2010 11:19:09 AM |
| exact-peso2 | $25.00 | $25.00 | 6/8/2010 8:32:51 AM |
| massuot | $25.00 | $25.00 | 6/8/2010 10:22:09 AM |
| pinballwizard | $26.91 | $26.91 | 6/7/2010 10:22:08 PM |
| 70 bids
|
Borrower Payment Dependent Notes Series
460731
This series of Notes was issued and sold upon the funding of the borrower loan #42920, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jun-01-2010 |
| |
Auction end date:
| Jun-08-2010 |
|
|
Starting lender yield:
| 26.25% |
Starting borrower rate/APR:
| 27.25% / 29.59% |
Starting monthly payment:
| $245.76 |
|
Final lender yield:
| 26.25% |
Final borrower rate/APR:
| 27.25% / 29.59% |
Final monthly payment:
| $245.76 |
| |
|
Auction yield range:
| 10.99% - 26.25% |
Estimated loss impact:
| 10.65% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-1990 |
Debt/Income ratio:
| 28% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 8
/
7 | Length of status: | 2y 1m |
|
Credit score:
| 680-699 (May-2010) |
Total credit lines:
| 25 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $6,148 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 91% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 1 | | | | |
|
Screen name:
| seattlecraig |
Borrower's state:
| Washington |
Borrower's group:
| Our Values |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 53 ( 93% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $11,500.00 | < 31 days late:
| 4
( 7% )
| 660-679
(Jun-2008)
660-679
(Feb-2007)
|
|
Principal balance:
| $1,936.91 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 57 | | |
Description
Hearing Aids = Life Ring
Purpose of loan:
I was recently diagnosed with significant hearing loss in the mid and high ranges.? I proceeded with a purchase of hearing aids but had to return them at the end of 30 days because I was unable to pay the full cost.? Since then, I have muddled through my work days and personal life in an exhausting attempt to get clarity and meaning from my co-workers, direct reports, boss, and friends.? Rather then saving up for them and putting up with the frustration and poor quality of life, I would like to get them now and start fully hearing right away.? I was shocked to find that most health insurance policies do not cover hearing aids!? ( I could get a vasectomy tomorrow for a $20 co-pay if I wanted, but I can't get hearing aids?? CRAZY ! )
My financial situation:
Last July I was promoted to leadership of a small team of 5 direct reports.? I fully expect this to expand to a larger team within the next year.? My cost of living is low, and I put 10% of every paycheck into 401k.? With the exception of long term student loan, my consumer debt is low.? My personal savings has recently been dropped to zero due to helping a family member over a rough patch, but that is now resolved.
Monthly net income: $
3,500
Monthly expenses: $
2,445
??Housing: $
710
??Insurance: $
120
??Car expenses: $
20 ( I bike to work and bus )
??Utilities: $
50
??Phone, cable, internet: $
100
??Food, entertainment: $
400
??Clothing, household expenses $
100
??Credit cards and other loans: $
895? ( 450.00 is student loan @ 5.6 % interest )
??Other expenses: $
50 ( I volunteer as a Big Brother and we go to museums, cinema, baseball games, etc )
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| successful-euro | $40.00 | $40.00 | 6/1/2010 11:56:37 AM |
| SNH | $50.00 | $50.00 | 6/1/2010 12:07:56 PM |
| qwsd12 | $40.00 | $40.00 | 6/1/2010 12:07:33 PM |
| coachmike15 | $25.00 | $25.00 | 6/1/2010 12:08:15 PM |
| shrewd-peace7 | $50.00 | $50.00 | 6/1/2010 11:54:25 AM |
| JGB | $100.00 | $100.00 | 6/1/2010 12:08:48 PM |
| personal-lender | $25.00 | $25.00 | 6/1/2010 12:08:59 PM |
| Rattlehead | $25.00 | $25.00 | 6/1/2010 12:09:08 PM |
| Shepherd7 | $30.00 | $30.00 | 6/1/2010 12:13:27 PM |
| svandgts | $50.00 | $50.00 | 6/1/2010 12:19:21 PM |
| Interstate_Rate | $250.00 | $250.00 | 6/1/2010 1:26:47 PM |
| zorg77 | $25.00 | $25.00 | 6/1/2010 12:19:30 PM |
| top-historic-peso | $26.00 | $26.00 | 6/1/2010 12:08:22 PM |
| orderly-leverage | $30.00 | $30.00 | 6/1/2010 12:08:37 PM |
| DasMula | $25.00 | $25.00 | 6/1/2010 3:16:46 PM |
| 113121 | $25.00 | $25.00 | 6/1/2010 3:29:02 PM |
| PRGuyinVA | $25.00 | $25.00 | 6/1/2010 12:13:47 PM |
| asset-equilibrium0 | $50.00 | $50.00 | 6/1/2010 12:14:19 PM |
| power-pagoda | $25.00 | $25.00 | 6/1/2010 12:19:05 PM |
| asiaratt | $25.00 | $25.00 | 6/1/2010 9:27:09 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 6/2/2010 5:31:41 AM |
| teller | $25.00 | $25.00 | 6/2/2010 8:52:10 AM |
| green-thoughtful-yield | $25.00 | $25.00 | 6/2/2010 9:37:49 AM |
| parsec9 | $25.00 | $25.00 | 6/2/2010 9:39:01 AM |
| contract-maracas | $50.00 | $50.00 | 6/2/2010 9:41:05 AM |
| impressive-openness7 | $50.00 | $50.00 | 6/2/2010 8:38:52 AM |
| yeti888 | $25.00 | $25.00 | 6/2/2010 2:36:58 PM |
| samo102us | $25.00 | $25.00 | 6/2/2010 2:47:03 PM |
| kind-responsibility-balancer | $39.36 | $39.36 | 6/2/2010 3:01:52 PM |
| Artist_Blue | $25.00 | $25.00 | 6/2/2010 7:17:52 AM |
| Skeptical-one | $25.00 | $25.00 | 6/2/2010 8:06:51 AM |
| jrbill1998 | $50.00 | $50.00 | 6/2/2010 8:14:35 AM |
| javajahn | $25.00 | $25.00 | 6/2/2010 2:36:57 PM |
| vine99 | $65.00 | $65.00 | 6/2/2010 8:44:57 PM |
| Whipster | $50.00 | $50.00 | 6/4/2010 1:18:59 AM |
| SolarMoonshine | $25.00 | $25.00 | 6/4/2010 9:49:32 AM |
| investment-forte | $59.87 | $59.87 | 6/4/2010 2:58:36 PM |
| twjh | $25.00 | $25.00 | 6/4/2010 4:25:27 PM |
| UCLA4life | $25.00 | $25.00 | 6/4/2010 5:49:02 PM |
| Bob450 | $30.00 | $30.00 | 6/4/2010 7:51:06 PM |
| wlm3012 | $50.00 | $50.00 | 6/5/2010 10:54:47 AM |
| dws2380 | $25.00 | $25.00 | 6/6/2010 11:55:31 AM |
| unassuming-market7 | $50.00 | $50.00 | 6/6/2010 6:45:32 PM |
| icanhasloanz | $100.00 | $100.00 | 6/7/2010 1:20:24 AM |
| monstersdad | $26.46 | $26.46 | 6/5/2010 10:46:00 PM |
| PeePaw | $25.00 | $25.00 | 6/7/2010 7:50:22 AM |
| jfs1179 | $25.00 | $25.00 | 6/7/2010 11:13:35 AM |
| sensational-peace6 | $50.00 | $50.00 | 6/7/2010 3:43:09 PM |
| Kash2010lu | $25.00 | $25.00 | 6/7/2010 4:24:51 PM |
| worldly-gold | $100.00 | $100.00 | 6/7/2010 6:17:06 PM |
| Leshan | $100.00 | $100.00 | 6/7/2010 7:15:25 PM |
| marinbb | $25.00 | $25.00 | 6/7/2010 6:39:24 PM |
| lyrisnox | $40.00 | $40.00 | 6/8/2010 12:21:32 AM |
| bid-papyrus | $25.00 | $25.00 | 6/7/2010 8:17:34 PM |
| PotBellyPete | $25.00 | $25.00 | 6/8/2010 8:07:59 AM |
| friendinmoney | $25.00 | $25.00 | 6/8/2010 8:18:18 AM |
| balanced-balance6 | $25.00 | $25.00 | 6/8/2010 7:50:16 AM |
| wwwUniversal | $25.00 | $25.00 | 6/8/2010 11:10:17 AM |
| wealth-multiplier | $25.00 | $25.00 | 6/8/2010 11:44:12 AM |
| vigilance-searcher | $25.00 | $25.00 | 6/8/2010 8:44:44 AM |
| leverage-monger | $40.00 | $40.00 | 6/8/2010 9:20:35 AM |
| stable-bonus | $26.50 | $26.50 | 6/8/2010 9:29:30 AM |
| friendinmoney | $25.00 | $25.00 | 6/8/2010 10:51:07 AM |
| Galt_Capitalist | $200.00 | $200.00 | 6/8/2010 11:21:43 AM |
| riveting-credit5 | $200.00 | $200.00 | 6/8/2010 11:41:29 AM |
| tntmojave | $25.00 | $25.00 | 6/1/2010 11:59:46 AM |
| S-Master | $25.00 | $25.00 | 6/1/2010 11:59:54 AM |
| finance-prescription | $50.00 | $50.00 | 6/1/2010 12:00:47 PM |
| cash-spark3 | $25.00 | $25.00 | 6/1/2010 12:05:26 PM |
| supreme-bonus0 | $25.00 | $25.00 | 6/1/2010 12:06:26 PM |
| actvtrdr | $35.00 | $35.00 | 6/1/2010 12:08:44 PM |
| money-bauble | $70.28 | $70.28 | 6/1/2010 12:09:32 PM |
| Bank42 | $50.00 | $50.00 | 6/1/2010 12:16:05 PM |
| StrategicFinancier21 | $25.00 | $25.00 | 6/1/2010 12:16:15 PM |
| supreme-hope | $25.00 | $25.00 | 6/1/2010 12:12:47 PM |
| greenwell | $25.00 | $25.00 | 6/1/2010 12:15:07 PM |
| Phantom99 | $25.00 | $25.00 | 6/1/2010 12:07:48 PM |
| worth-arch | $25.00 | $25.00 | 6/1/2010 12:08:31 PM |
| IIP77 | $25.00 | $25.00 | 6/1/2010 4:06:54 PM |
| desertoasis | $25.00 | $25.00 | 6/1/2010 12:13:36 PM |
| topher515 | $25.00 | $25.00 | 6/1/2010 4:35:58 PM |
| simplelender80 | $50.00 | $50.00 | 6/1/2010 12:17:01 PM |
| zone6 | $100.00 | $100.00 | 6/1/2010 4:23:17 PM |
| systemlender | $25.00 | $25.00 | 6/1/2010 4:37:08 PM |
| AlexTrep | $25.00 | $25.00 | 6/2/2010 10:04:06 AM |
| cvlender | $25.00 | $25.00 | 6/2/2010 9:16:52 AM |
| 113121 | $150.00 | $150.00 | 6/2/2010 10:13:58 AM |
| kmr2 | $25.00 | $25.00 | 6/2/2010 10:28:13 AM |
| honorable-yield | $35.00 | $35.00 | 6/2/2010 1:50:53 PM |
| life-is-great | $25.00 | $25.00 | 6/2/2010 1:52:05 PM |
| yamahaRider | $100.00 | $100.00 | 6/1/2010 8:06:29 PM |
| shrewd-deal | $25.00 | $25.00 | 6/1/2010 8:21:54 PM |
| MADAOO7 | $50.00 | $42.10 | 6/2/2010 3:31:40 PM |
| treasure-bliss | $100.00 | $100.00 | 6/2/2010 5:22:05 AM |
| penny-surgeon | $25.00 | $25.00 | 6/3/2010 2:32:11 PM |
| marinbb | $50.00 | $50.00 | 6/3/2010 8:29:30 PM |
| pascal1 | $50.00 | $50.00 | 6/3/2010 7:30:50 PM |
| wowlender | $25.00 | $25.00 | 6/4/2010 10:49:42 AM |
| TheCount | $25.00 | $25.00 | 6/4/2010 11:00:23 AM |
| interstellar | $50.00 | $50.00 | 6/4/2010 11:14:54 PM |
| bstlndlrd207 | $155.00 | $155.00 | 6/5/2010 9:41:46 AM |
| hopeful-point | $25.00 | $25.00 | 6/4/2010 8:58:12 PM |
| order-bee1 | $75.00 | $75.00 | 6/5/2010 3:55:05 PM |
| wlm3012 | $50.00 | $50.00 | 6/5/2010 10:55:10 AM |
| Mr-Miracle | $25.00 | $25.00 | 6/6/2010 11:19:11 AM |
| SDD123 | $25.00 | $25.00 | 6/5/2010 5:26:30 PM |
| AtmaSingshu | $25.00 | $25.00 | 6/7/2010 7:03:32 AM |
| fairness-atmosphere | $25.00 | $25.00 | 6/6/2010 10:55:26 AM |
| FinanceEngine | $25.00 | $25.00 | 6/7/2010 2:23:26 PM |
| NYCharacter | $111.03 | $111.03 | 6/6/2010 10:33:59 PM |
| sknabnoj | $26.08 | $26.08 | 6/7/2010 4:00:21 PM |
| worldly-gold | $100.00 | $100.00 | 6/7/2010 6:17:52 PM |
| patriot384 | $90.00 | $90.00 | 6/7/2010 7:29:19 PM |
| american-investor | $25.00 | $25.00 | 6/7/2010 4:55:49 PM |
| 113121 | $165.00 | $165.00 | 6/8/2010 5:59:59 AM |
| enthusiastic-balance5 | $200.00 | $200.00 | 6/8/2010 6:24:18 AM |
| jhouman | $25.00 | $25.00 | 6/7/2010 7:12:13 PM |
| realtormoises | $25.00 | $25.00 | 6/8/2010 9:08:17 AM |
| credit-missile | $25.00 | $25.00 | 6/8/2010 11:13:38 AM |
| credit-missile | $25.00 | $25.00 | 6/8/2010 8:17:00 AM |
| ultimate-peace | $100.00 | $100.00 | 6/8/2010 9:15:26 AM |
| HomerdohNY | $25.00 | $25.00 | 6/8/2010 7:14:09 AM |
| credit-missile | $77.32 | $77.32 | 6/8/2010 8:15:31 AM |
| exact-peso2 | $25.00 | $25.00 | 6/8/2010 8:28:23 AM |
| galloping_unicorns_batman | $50.00 | $50.00 | 6/8/2010 11:19:01 AM |
| 125 bids
|
Borrower Payment Dependent Notes Series
460749
This series of Notes was issued and sold upon the funding of the borrower loan #42926, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 19.0% |
Auction start date:
| Jun-01-2010 |
| |
Auction end date:
| Jun-08-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 39.15% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 20.00% |
Final borrower rate/APR:
| 21.00% / 24.81% |
Final monthly payment:
| $37.68 |
| |
|
Auction yield range:
| 16.99% - 34.00% |
Estimated loss impact:
| 20.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| -0.13% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 32% |
|
Basic (1-10):
| 5 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 2 |
Current / open credit lines:
| 6
/
5 | Length of status: | 2y 2m |
|
Credit score:
| 600-619 (May-2010) |
Total credit lines:
| 11 |
Occupation: | Sales - Commission |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $2,866 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $931 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 2 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| swagger247 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 23 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 580-599
(Jun-2008)
580-599
(Apr-2008)
|
|
Principal balance:
| $382.96 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 23 | | |
Description
easy money 4 you
Purpose of loan:
This loan will be used to? pay off dq on my credit from a medical bill 931.... also plan on paying off within 6-8 months thank you and please ask me questions if you have any i will answer
My financial situation:
I am a good candidate for this loan because? never been late on prosper loan
Monthly net income: $ 1600
Monthly expenses: $ 1125
??Housing: $ 0
??Insurance: $ 0
??Car expenses: $ 400
??Utilities: $ 100
??Phone, cable, internet: $?75
??Food, entertainment: $ 200
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 50
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| lsx7 | $300.00 | $84.23 | 6/2/2010 11:14:02 AM |
| wlm3012 | $25.00 | $25.00 | 6/7/2010 10:11:54 AM |
| dstolars | $25.00 | $25.00 | 6/7/2010 6:22:07 AM |
| exchange-cowbell5 | $25.00 | $25.00 | 6/7/2010 9:43:11 AM |
| pathcrx | $25.77 | $25.77 | 6/7/2010 7:27:55 PM |
| Aberdeen | $400.00 | $400.00 | 6/2/2010 3:51:39 AM |
| wlm3012 | $25.00 | $25.00 | 6/5/2010 10:57:05 AM |
| CoolPlexer | $25.00 | $25.00 | 6/5/2010 5:10:09 PM |
| master648 | $40.00 | $40.00 | 6/6/2010 2:31:06 PM |
| shrewd-income | $25.00 | $25.00 | 6/6/2010 9:14:41 PM |
| wise-repayment-seeker | $25.00 | $25.00 | 6/7/2010 9:57:53 AM |
| sweety075 | $25.00 | $25.00 | 6/7/2010 5:14:57 PM |
| Leshan | $100.00 | $100.00 | 6/7/2010 7:16:50 PM |
| Champion_Lending | $25.00 | $25.00 | 6/8/2010 8:49:45 AM |
| amor1962 | $25.00 | $25.00 | 6/8/2010 5:36:56 AM |
| ultimate-peace | $100.00 | $100.00 | 6/8/2010 9:16:53 AM |
| 16 bids
|
Borrower Payment Dependent Notes Series
460757
This series of Notes was issued and sold upon the funding of the borrower loan #42894, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jun-01-2010 |
| |
Auction end date:
| Jun-07-2010 |
|
|
Starting lender yield:
| 26.25% |
Starting borrower rate/APR:
| 27.25% / 29.59% |
Starting monthly payment:
| $307.20 |
|
Final lender yield:
| 26.25% |
Final borrower rate/APR:
| 27.25% / 29.59% |
Final monthly payment:
| $307.20 |
| |
|
Auction yield range:
| 10.99% - 26.25% |
Estimated loss impact:
| 10.65% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1991 |
Debt/Income ratio:
| 18% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 8
/
8 | Length of status: | 11y 2m |
|
Credit score:
| 740-759 (Jun-2010) |
Total credit lines:
| 29 |
Occupation: | Skilled Labor |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $42,434 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 51% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| yougotit6 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 7 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $30,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Apr-2010)
720-739
(Apr-2008)
720-739
(Mar-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
My personal loan
Purpose of loan:
This loan will be used to for paying off some medical bills that have been unexpected.?
My financial situation:
I am a good candidate for this loan because I am a good bank person and I have never defautled on anything.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ekmendenhall | $35.00 | $35.00 | 6/1/2010 11:51:47 AM |
| IIP77 | $25.00 | $25.00 | 6/1/2010 11:58:26 AM |
| supreme-bonus0 | $25.00 | $25.00 | 6/1/2010 12:06:25 PM |
| qwsd12 | $40.00 | $40.00 | 6/1/2010 12:07:32 PM |
| money-bauble | $75.00 | $75.00 | 6/1/2010 12:09:31 PM |
| coachmike15 | $25.00 | $25.00 | 6/1/2010 12:08:14 PM |
| top-historic-peso | $26.00 | $26.00 | 6/1/2010 12:08:21 PM |
| orderly-leverage | $30.00 | $30.00 | 6/1/2010 12:08:37 PM |
| shrewd-peace7 | $50.00 | $50.00 | 6/1/2010 11:54:24 AM |
| JGB | $100.00 | $100.00 | 6/1/2010 12:08:48 PM |
| S-Master | $25.00 | $25.00 | 6/1/2010 11:56:41 AM |
| RedCentre | $500.00 | $500.00 | 6/1/2010 12:14:05 PM |
| asset-equilibrium0 | $50.00 | $50.00 | 6/1/2010 12:14:18 PM |
| 371millwood | $200.00 | $200.00 | 6/1/2010 12:27:14 PM |
| power-pagoda | $25.00 | $25.00 | 6/1/2010 12:19:05 PM |
| personal-lender | $25.00 | $25.00 | 6/1/2010 12:09:00 PM |
| PRGuyinVA | $25.00 | $25.00 | 6/1/2010 12:13:47 PM |
| zone6 | $100.00 | $100.00 | 6/1/2010 4:23:16 PM |
| buphigam | $30.00 | $30.00 | 6/1/2010 12:14:49 PM |
| Bank42 | $50.00 | $50.00 | 6/1/2010 12:16:04 PM |
| StrategicFinancier21 | $25.00 | $25.00 | 6/1/2010 12:16:14 PM |
| topher515 | $25.00 | $25.00 | 6/1/2010 4:35:59 PM |
| systemlender | $25.00 | $25.00 | 6/1/2010 4:37:08 PM |
| Interstate_Rate | $250.00 | $250.00 | 6/1/2010 1:26:47 PM |
| shrewd-deal | $25.00 | $25.00 | 6/1/2010 8:21:53 PM |
| asiaratt | $25.00 | $25.00 | 6/1/2010 8:23:01 PM |
| Artist_Blue | $25.00 | $25.00 | 6/2/2010 7:17:53 AM |
| creed99 | $25.00 | $25.00 | 6/2/2010 10:04:15 AM |
| jrbill1998 | $50.00 | $50.00 | 6/2/2010 8:14:35 AM |
| green-thoughtful-yield | $25.00 | $25.00 | 6/2/2010 9:37:48 AM |
| suomynona | $25.00 | $25.00 | 6/2/2010 1:48:24 PM |
| nrowland | $25.00 | $25.00 | 6/2/2010 1:48:37 PM |
| psa1995 | $25.00 | $25.00 | 6/2/2010 10:04:10 AM |
| inspiring-reward | $36.30 | $36.30 | 6/2/2010 10:04:17 AM |
| benjamin67 | $25.00 | $25.00 | 6/2/2010 10:36:46 AM |
| dollar-birdie | $25.00 | $25.00 | 6/2/2010 1:50:15 PM |
| autonomous-truth | $25.00 | $25.00 | 6/2/2010 1:50:17 PM |
| testguy | $25.00 | $25.00 | 6/2/2010 11:05:11 AM |
| asset-professor | $35.00 | $35.00 | 6/2/2010 1:57:03 PM |
| DasMula | $25.00 | $25.00 | 6/2/2010 2:25:47 PM |
| careful-compassion | $25.00 | $25.00 | 6/2/2010 11:44:23 AM |
| zburner | $25.00 | $25.00 | 6/2/2010 3:16:36 PM |
| benwalla | $25.77 | $25.77 | 6/2/2010 1:48:26 PM |
| supersarah61 | $25.00 | $25.00 | 6/2/2010 1:48:38 PM |
| javajahn | $25.00 | $25.00 | 6/2/2010 1:48:42 PM |
| a-special-power | $25.00 | $25.00 | 6/2/2010 1:49:01 PM |
| commitment-farm | $25.00 | $25.00 | 6/2/2010 1:49:06 PM |
| astute-dollar | $44.14 | $44.14 | 6/2/2010 1:49:11 PM |
| cypressdev001 | $25.00 | $25.00 | 6/2/2010 1:49:40 PM |
| Elbanko | $25.00 | $25.00 | 6/2/2010 1:50:14 PM |
| brother_tam | $31.56 | $31.56 | 6/2/2010 1:50:19 PM |
| samo102us | $25.00 | $25.00 | 6/2/2010 2:47:03 PM |
| ommcd | $25.00 | $25.00 | 6/2/2010 3:16:38 PM |
| parsec9 | $25.00 | $25.00 | 6/2/2010 9:39:00 AM |
| silver-trajectory6 | $25.00 | $25.00 | 6/2/2010 10:04:14 AM |
| honorable-yield | $35.00 | $35.00 | 6/2/2010 4:26:24 PM |
| AF-Chief | $28.00 | $28.00 | 6/2/2010 1:47:56 PM |
| iGeoff | $25.00 | $25.00 | 6/2/2010 1:48:27 PM |
| AGSLending | $25.00 | $25.00 | 6/2/2010 1:48:30 PM |
| floridass | $25.00 | $25.00 | 6/2/2010 1:48:36 PM |
| camaraderi-workhorse | $25.00 | $25.00 | 6/2/2010 1:49:42 PM |
| Comoparklender | $25.00 | $25.00 | 6/2/2010 1:51:20 PM |
| Headhunter14 | $25.00 | $25.00 | 6/2/2010 1:57:00 PM |
| building_community | $25.00 | $25.00 | 6/2/2010 3:16:35 PM |
| Whipster | $50.00 | $50.00 | 6/2/2010 3:16:49 PM |
| marketologist327 | $25.00 | $25.00 | 6/2/2010 5:43:44 PM |
| the-silver-blaster | $25.00 | $25.00 | 6/2/2010 6:22:18 PM |
| famous-bill | $50.00 | $50.00 | 6/3/2010 5:11:41 AM |
| income-rotation9 | $25.00 | $25.00 | 6/2/2010 7:49:48 PM |
| sharp-money3 | $25.00 | $25.00 | 6/3/2010 10:51:49 AM |
| wlm3012 | $25.00 | $25.00 | 6/3/2010 3:03:54 PM |
| decisive-capital | $44.85 | $44.85 | 6/3/2010 3:08:18 PM |
| peace-missile | $25.00 | $25.00 | 6/3/2010 2:21:42 PM |
| rhin0cerx | $50.00 | $50.00 | 6/3/2010 7:06:46 PM |
| Sam65 | $25.00 | $25.00 | 6/4/2010 1:43:04 AM |
| tuneman1980 | $25.00 | $25.00 | 6/4/2010 1:30:50 AM |
| cognizant-rate732 | $50.00 | $50.00 | 6/4/2010 1:43:18 AM |
| CADETTO | $52.80 | $52.80 | 6/4/2010 2:19:39 PM |
| delivery | $25.00 | $25.00 | 6/4/2010 6:36:12 AM |
| payment-gusto | $25.00 | $25.00 | 6/4/2010 8:49:44 AM |
| Kash2010lu | $35.00 | $35.00 | 6/4/2010 9:58:37 AM |
| ITExec | $29.27 | $29.27 | 6/4/2010 5:47:42 PM |
| prudent-dinero | $25.00 | $25.00 | 6/4/2010 3:26:02 PM |
| LKN2RTR | $25.00 | $25.00 | 6/4/2010 5:56:55 PM |
| golath24 | $25.00 | $25.00 | 6/4/2010 6:13:58 PM |
| simplewareinc | $30.27 | $30.27 | 6/4/2010 5:47:46 PM |
| palpbert | $25.00 | $25.00 | 6/4/2010 6:05:21 PM |
| thomas16882004 | $25.00 | $25.00 | 6/4/2010 6:18:10 PM |
| Dollars4Rent | $25.00 | $25.00 | 6/4/2010 9:37:13 PM |
| Kyileo | $25.00 | $25.00 | 6/5/2010 9:06:51 AM |
| Simonsez808 | $25.00 | $14.19 | 6/4/2010 6:14:02 PM |
| Craig172 | $40.00 | $40.00 | 6/4/2010 8:10:36 PM |
| visionary-deal3 | $100.00 | $100.00 | 6/4/2010 9:27:46 PM |
| reflective-rupee | $100.00 | $100.00 | 6/6/2010 3:16:25 PM |
| shrewd-income | $50.00 | $50.00 | 6/7/2010 9:09:59 AM |
| dbanwart | $25.00 | $25.00 | 6/6/2010 4:56:51 PM |
| successful-euro | $40.00 | $40.00 | 6/1/2010 11:56:37 AM |
| tntmojave | $25.00 | $25.00 | 6/1/2010 11:59:46 AM |
| finance-prescription | $50.00 | $50.00 | 6/1/2010 12:00:47 PM |
| cash-spark3 | $25.00 | $25.00 | 6/1/2010 12:05:26 PM |
| actvtrdr | $35.00 | $35.00 | 6/1/2010 12:08:43 PM |
| Rattlehead | $25.00 | $25.00 | 6/1/2010 12:09:07 PM |
| SNH | $50.00 | $50.00 | 6/1/2010 12:07:57 PM |
| worth-arch | $25.00 | $25.00 | 6/1/2010 12:08:30 PM |
| supreme-hope | $25.00 | $25.00 | 6/1/2010 12:12:46 PM |
| lostviajero | $25.00 | $25.00 | 6/1/2010 12:13:32 PM |
| desertoasis | $25.00 | $25.00 | 6/1/2010 12:13:36 PM |
| zorg77 | $25.00 | $25.00 | 6/1/2010 12:19:29 PM |
| mercuriant | $25.00 | $25.00 | 6/1/2010 1:28:18 PM |
| Phantom99 | $25.00 | $25.00 | 6/1/2010 12:07:47 PM |
| Shepherd7 | $30.00 | $30.00 | 6/1/2010 12:13:27 PM |
| AlexTrep | $25.00 | $25.00 | 6/1/2010 12:16:45 PM |
| simplelender80 | $50.00 | $50.00 | 6/1/2010 12:17:00 PM |
| svandgts | $50.00 | $50.00 | 6/1/2010 12:19:21 PM |
| 371millwood | $100.00 | $100.00 | 6/1/2010 12:28:42 PM |
| ethicalhumanist | $25.00 | $25.00 | 6/1/2010 7:26:43 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 6/2/2010 5:31:41 AM |
| treasure-bliss | $100.00 | $100.00 | 6/2/2010 5:22:04 AM |
| cvlender | $25.00 | $25.00 | 6/2/2010 9:16:51 AM |
| balanced-bill7 | $28.14 | $28.14 | 6/2/2010 9:46:57 AM |
| life-is-great | $25.00 | $25.00 | 6/2/2010 10:04:08 AM |
| kmr2 | $60.00 | $60.00 | 6/2/2010 9:17:11 AM |
| kind-responsibility-balancer | $38.56 | $38.56 | 6/2/2010 1:12:37 PM |
| proper-penny7 | $25.00 | $25.00 | 6/2/2010 1:48:20 PM |
| the-gold-quark | $25.00 | $25.00 | 6/2/2010 1:48:34 PM |
| DadWarbucks | $25.00 | $25.00 | 6/2/2010 9:47:01 AM |
| momoney2lend | $25.00 | $25.00 | 6/2/2010 1:49:35 PM |
| p2ploan-futurist9 | $50.00 | $50.00 | 6/2/2010 10:04:11 AM |
| rlrcstr | $25.00 | $25.00 | 6/2/2010 1:50:10 PM |
| riproaringrapids | $25.00 | $25.00 | 6/2/2010 1:50:16 PM |
| orange-courageous-dedication | $30.00 | $30.00 | 6/2/2010 1:50:21 PM |
| Ocean713 | $50.00 | $50.00 | 6/2/2010 1:50:48 PM |
| market-walnut5 | $50.00 | $50.00 | 6/2/2010 1:50:52 PM |
| seisen | $50.00 | $50.00 | 6/2/2010 1:51:17 PM |
| dthompso | $38.66 | $38.66 | 6/2/2010 2:36:40 PM |
| MADAOO7 | $50.00 | $50.00 | 6/2/2010 3:31:39 PM |
| Tammy102800 | $25.00 | $25.00 | 6/2/2010 1:48:35 PM |
| persevering | $47.79 | $47.79 | 6/2/2010 1:48:40 PM |
| Share_The_Wealth | $30.67 | $30.67 | 6/2/2010 1:49:36 PM |
| purdue98 | $25.00 | $25.00 | 6/2/2010 1:49:41 PM |
| greenwell | $25.00 | $25.00 | 6/2/2010 1:51:11 PM |
| borrowmine | $25.00 | $25.00 | 6/2/2010 1:52:05 PM |
| commerce-voyager | $25.00 | $25.00 | 6/2/2010 2:36:43 PM |
| mg6619 | $25.00 | $25.00 | 6/2/2010 3:06:47 PM |
| magnolia161 | $25.00 | $25.00 | 6/2/2010 3:16:38 PM |
| loyalist1 | $27.27 | $27.27 | 6/2/2010 3:48:13 PM |
| impressive-openness7 | $50.00 | $50.00 | 6/2/2010 8:33:09 AM |
| teller | $25.00 | $25.00 | 6/2/2010 8:52:10 AM |
| contract-maracas | $50.00 | $50.00 | 6/2/2010 9:41:04 AM |
| upright-revenue7 | $25.00 | $25.00 | 6/2/2010 9:47:03 AM |
| wellsfrugal | $25.00 | $25.00 | 6/2/2010 1:48:33 PM |
| yeti888 | $25.00 | $25.00 | 6/2/2010 1:49:39 PM |
| Madmigel | $58.85 | $58.85 | 6/2/2010 2:00:26 PM |
| penny-surgeon | $25.00 | $25.00 | 6/2/2010 2:06:51 PM |
| jonbozeman | $25.00 | $25.00 | 6/2/2010 2:57:28 PM |
| burrito6 | $25.00 | $25.00 | 6/2/2010 3:16:34 PM |
| ukstevenhawaii | $27.27 | $27.27 | 6/2/2010 3:16:39 PM |
| Midwestvalues | $73.68 | $73.68 | 6/2/2010 4:02:48 PM |
| Viamin | $25.00 | $25.00 | 6/2/2010 4:47:25 PM |
| ezg | $25.00 | $25.00 | 6/3/2010 6:25:09 AM |
| macgeek | $25.00 | $25.00 | 6/2/2010 4:48:06 PM |
| deal-hickory5 | $50.00 | $50.00 | 6/3/2010 6:25:03 AM |
| vine99 | $65.00 | $65.00 | 6/2/2010 8:39:56 PM |
| JustMee | $25.00 | $25.00 | 6/2/2010 9:28:06 PM |
| Kaj | $25.00 | $25.00 | 6/3/2010 6:25:00 AM |
| influential-compassion9 | $50.00 | $50.00 | 6/3/2010 8:41:34 AM |
| point-shooter | $25.00 | $25.00 | 6/3/2010 11:31:35 AM |
| KiwiElf | $25.00 | $25.00 | 6/3/2010 2:54:44 PM |
| fortytwo | $50.00 | $50.00 | 6/3/2010 5:56:45 PM |
| flexible-value | $25.00 | $25.00 | 6/3/2010 5:16:45 PM |
| cashhelp | $25.00 | $25.00 | 6/4/2010 6:39:47 AM |
| principal-star | $25.00 | $25.00 | 6/4/2010 12:13:18 PM |
| anton | $25.00 | $25.00 | 6/4/2010 12:29:46 PM |
| 108lender | $40.72 | $40.72 | 6/4/2010 1:31:01 PM |
| investment-forte | $25.00 | $25.00 | 6/4/2010 3:05:06 PM |
| TheCount | $25.00 | $25.00 | 6/4/2010 11:00:41 AM |
| Sateesh | $90.24 | $90.24 | 6/4/2010 4:11:25 PM |
| Tikiland | $25.00 | $25.00 | 6/4/2010 4:56:36 PM |
| spsavage | $25.00 | $25.00 | 6/4/2010 5:59:50 PM |
| TCayce | $25.00 | $25.00 | 6/4/2010 6:02:05 PM |
| xzec777 | $25.00 | $25.00 | 6/4/2010 6:13:54 PM |
| kginatl | $25.00 | $25.00 | 6/4/2010 6:01:25 PM |
| FeedTheMachine | $50.00 | $50.00 | 6/4/2010 4:32:57 PM |
| community-bee | $25.00 | $25.00 | 6/5/2010 5:33:08 AM |
| KevinC_63366 | $25.00 | $25.00 | 6/4/2010 5:48:24 PM |
| twjh | $25.00 | $25.00 | 6/4/2010 6:17:03 PM |
| edts13 | $45.00 | $45.00 | 6/5/2010 9:49:54 PM |
| neenee1981 | $25.00 | $25.00 | 6/4/2010 7:09:42 PM |
| reflective-rupee | $100.00 | $100.00 | 6/6/2010 3:16:10 PM |
| reflective-rupee | $100.00 | $100.00 | 6/6/2010 3:15:56 PM |
| billybragg | $25.00 | $25.00 | 6/7/2010 8:05:13 AM |
| 191 bids
|
Borrower Payment Dependent Notes Series
461003
This series of Notes was issued and sold upon the funding of the borrower loan #42919, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| Jun-03-2010 |
| |
Auction end date:
| Jun-09-2010 |
|
|
Starting lender yield:
| 21.69% |
Starting borrower rate/APR:
| 22.69% / 24.96% |
Starting monthly payment:
| $154.19 |
|
Final lender yield:
| 21.68% |
Final borrower rate/APR:
| 22.68% / 24.95% |
Final monthly payment:
| $154.17 |
| |
|
Auction yield range:
| 7.99% - 21.69% |
Estimated loss impact:
| 8.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.17% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 46% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 10
/
10 | Length of status: | 11y 10m |
|
Credit score:
| 720-739 (May-2010) |
Total credit lines:
| 27 |
Occupation: | Military Enlisted |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $20,761 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 58% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| WOLFY500 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 40 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $12,100.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Sep-2008)
760-779
(Dec-2007)
|
|
Principal balance:
| $0.34 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 40 | | |
Description
Need to get rid of my credit cards!
Purpose of loan:
I will be using this loan to consolidate two of my credit cards.? Over the past year during all the banking issues and credit card rule changes, my credit cards went up to a 30% interest rate.? I am trying to pay them off and was making head untill the rate increase. Now it is almost impossible to make any head way.?
My financial situation:
I am a good candidate for this loan because for one thing I am in the Air Force. I will be hitting my 12 year mark this summer, and still have 4 years left on my current enlistment. I have already had to loans funded here and have paid in full on both, and never had a late payment. Also I was a lender on here untill the new rule changes took effect and seeing I am in Az, I am not allowed to lend any more money out. So I know what its like to have loans that you lose money on.? I would rather pay 25% interest to honest people than 30% interest to greedy, heartless banks. Also As to my HR rating that is shown, i hit that box by accident and cant change it.
Monthly net income: $ 4100
Monthly expenses: $
??Housing: $ 1400
??Insurance: $ 120
??Car expenses: $550
??Utilities: $ 60-250(it gets reall hot in phoenix)
??Phone, cable, internet: $ 75
??Food, entertainment: $ 180
??Clothing, household expenses $ minimal
??Credit cards and other loans: $?
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Your net income is $4100 and your expenses (without cc payments) total $2575. Why are you unable to make headway on your cc debt? Thank you. - interest88
A:
Last month I had just paid off a loan, wich was tacking on another $430 to my bills. This is the first month where I really could start getting ahead on my credit card. But I would rather pay off a 30% credit card , and make monthly payments to honest people trying to get head, while helping me out.
(Jun-09-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| alexgalt | $100.00 | $100.00 | 6/3/2010 3:58:53 PM |
| CA_Lender | $25.00 | $25.00 | 6/3/2010 3:56:43 PM |
| buphigam | $29.61 | $29.61 | 6/4/2010 1:15:22 AM |
| MoneyForNothing | $32.00 | $32.00 | 6/4/2010 3:30:07 AM |
| afm | $100.00 | $100.00 | 6/4/2010 6:34:29 PM |
| exchange-dreams | $25.00 | $25.00 | 6/5/2010 9:18:45 AM |
| tnjohnso | $25.00 | $25.00 | 6/5/2010 9:45:15 AM |
| wlm3012 | $50.00 | $50.00 | 6/7/2010 8:21:31 AM |
| reflective-rupee | $50.00 | $50.00 | 6/7/2010 10:33:45 AM |
| VAGweilo | $31.88 | $31.88 | 6/7/2010 12:17:54 PM |
| reflective-rupee | $50.00 | $50.00 | 6/7/2010 10:31:27 AM |
| nilonc1 | $300.00 | $62.04 | 6/6/2010 11:42:26 PM |
| Imaginos1892 | $50.00 | $50.00 | 6/7/2010 8:43:21 PM |
| Top_Gun_Lender | $26.00 | $26.00 | 6/7/2010 8:14:35 PM |
| investmentgroup | $25.00 | $25.00 | 6/8/2010 12:06:28 PM |
| jhouman | $25.00 | $25.00 | 6/8/2010 12:40:28 PM |
| jhouman | $25.00 | $25.00 | 6/8/2010 12:40:01 PM |
| ronin4sale | $25.00 | $25.00 | 6/9/2010 9:38:55 AM |
| friendinmoney | $50.00 | $50.00 | 6/9/2010 8:23:50 AM |
| Ven58 | $25.00 | $25.00 | 6/9/2010 8:25:01 AM |
| lendstats_com | $146.29 | $146.29 | 6/8/2010 9:17:11 PM |
| money-baron | $100.00 | $100.00 | 6/9/2010 2:25:06 PM |
| liquid-lender | $65.70 | $65.70 | 6/9/2010 2:43:26 PM |
| WealthBoy | $25.00 | $25.00 | 6/9/2010 2:49:40 PM |
| FinanceEngine | $35.00 | $35.00 | 6/9/2010 3:35:15 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 6/9/2010 4:09:58 PM |
| EretzCapital | $120.00 | $120.00 | 6/9/2010 12:20:06 PM |
| Aberdeen | $400.00 | $400.00 | 6/9/2010 8:25:05 AM |
| Whipster | $50.00 | $50.00 | 6/9/2010 8:32:17 AM |
| payment-halo | $25.00 | $25.00 | 6/9/2010 3:09:16 PM |
| ds5184 | $25.00 | $25.00 | 6/9/2010 3:10:06 PM |
| gilbrear | $25.00 | $25.00 | 6/9/2010 4:18:29 PM |
| bullwink27 | $25.00 | $25.00 | 6/9/2010 4:37:31 PM |
| Bank_Of_XL | $100.00 | $100.00 | 6/5/2010 6:27:05 PM |
| greenback-chairman5 | $25.00 | $25.00 | 6/7/2010 11:58:14 AM |
| sociallender | $25.00 | $25.00 | 6/7/2010 10:20:14 AM |
| loanman2007 | $100.00 | $100.00 | 6/7/2010 11:38:07 AM |
| Jerrys1951 | $25.00 | $25.00 | 6/7/2010 5:09:47 PM |
| selector568 | $200.00 | $200.00 | 6/8/2010 3:16:43 PM |
| Sol_Invictus | $25.00 | $25.00 | 6/8/2010 8:07:38 PM |
| Aberdeen | $400.00 | $400.00 | 6/9/2010 8:25:03 AM |
| JGuide | $26.14 | $26.14 | 6/8/2010 5:02:17 PM |
| red-favorable-basis | $25.00 | $25.00 | 6/8/2010 10:33:24 PM |
| martymaniaman | $50.00 | $50.00 | 6/9/2010 6:18:24 AM |
| neorunner | $25.00 | $25.00 | 6/9/2010 6:32:48 AM |
| Aberdeen | $400.00 | $400.00 | 6/9/2010 8:25:04 AM |
| sensational-peace6 | $50.00 | $50.00 | 6/9/2010 3:17:25 PM |
| favorite-commerce | $50.00 | $50.00 | 6/9/2010 8:25:02 AM |
| principal-star | $25.00 | $25.00 | 6/9/2010 1:04:37 PM |
| katnmouse | $30.00 | $30.00 | 6/9/2010 1:12:51 PM |
| leverage-monger | $25.00 | $25.00 | 6/9/2010 1:29:40 PM |
| Tingali | $25.00 | $25.00 | 6/9/2010 1:43:45 PM |
| shrewd-income | $25.00 | $25.00 | 6/9/2010 1:48:06 PM |
| CashMoney2009 | $35.00 | $35.00 | 6/9/2010 10:50:01 AM |
| Pod1313 | $25.00 | $25.00 | 6/9/2010 2:05:05 PM |
| MattProsper | $30.00 | $30.00 | 6/9/2010 11:10:12 AM |
| bondhedger | $25.00 | $25.00 | 6/9/2010 2:44:38 PM |
| gothampark | $25.00 | $25.00 | 6/9/2010 3:04:42 PM |
| Sonihal | $105.34 | $105.34 | 6/9/2010 4:22:25 PM |
| NJournalist | $25.00 | $25.00 | 6/9/2010 4:23:31 PM |
| inismor | $25.00 | $25.00 | 6/9/2010 4:36:31 PM |
| ptjg | $25.00 | $25.00 | 6/9/2010 4:36:47 PM |
| wwwUniversal | $25.00 | $25.00 | 6/9/2010 2:27:06 PM |
| payment-halo | $25.00 | $25.00 | 6/9/2010 3:09:39 PM |
| BoCo | $25.00 | $25.00 | 6/9/2010 3:11:04 PM |
| encore739 | $25.00 | $25.00 | 6/9/2010 4:29:25 PM |
| Bob450 | $25.00 | $25.00 | 6/9/2010 4:38:01 PM |
| 67 bids
|
Borrower Payment Dependent Notes Series
461221
This series of Notes was issued and sold upon the funding of the borrower loan #42925, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Jun-04-2010 |
| |
Auction end date:
| Jun-06-2010 |
|
|
Starting lender yield:
| 6.10% |
Starting borrower rate/APR:
| 8.10% / 8.44% |
Starting monthly payment:
| $156.91 |
|
Final lender yield:
| 6.10% |
Final borrower rate/APR:
| 8.10% / 8.44% |
Final monthly payment:
| $156.91 |
| |
|
Auction yield range:
| 2.99% - 6.10% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 15% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 15
/
15 | Length of status: | 11y 10m |
|
Credit score:
| 820-839 (Jun-2010) |
Total credit lines:
| 60 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $3,310 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 2% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| power-lionheart8 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Putting in a new Central Air unit
Purpose of loan:
This loan will be used to install new duct work and a new central air unit.? The installer is a friend of mine and needs some up front cash to purchase the material.? I have a full time job and have been working for one of the countries largest Property Casualty Insurance Carriers for over 11 years and my job is very secure.?? My credit scores and Prosper rating should help support my credit worthiness.
My financial situation:
I am a good candidate for this loan because I have a great job and flawless credit history.? My wife also has a great job.? Two incomes helps us live life comfortably.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| saritha | $25.00 | $25.00 | 6/4/2010 4:04:44 PM |
| loyalist1 | $100.00 | $100.00 | 6/4/2010 4:07:04 PM |
| GrommetPosse | $25.00 | $25.00 | 6/4/2010 4:08:23 PM |
| micko | $25.00 | $25.00 | 6/4/2010 4:11:53 PM |
| BayShell | $49.02 | $49.02 | 6/4/2010 4:13:23 PM |
| IIP77 | $25.00 | $25.00 | 6/4/2010 4:14:26 PM |
| 1fortheroad | $25.00 | $25.00 | 6/4/2010 4:14:36 PM |
| zwx1997 | $25.00 | $25.00 | 6/4/2010 4:14:42 PM |
| tenacious-payout | $25.00 | $25.00 | 6/4/2010 4:14:58 PM |
| gain-butterfly | $25.46 | $25.46 | 6/4/2010 4:20:56 PM |
| Xaja | $25.00 | $25.00 | 6/4/2010 4:21:35 PM |
| dospapalotes | $25.00 | $25.00 | 6/4/2010 4:24:18 PM |
| GElender | $46.50 | $46.50 | 6/4/2010 4:27:09 PM |
| kmr2 | $116.94 | $116.94 | 6/4/2010 4:27:18 PM |
| power-defender7 | $25.00 | $25.00 | 6/4/2010 4:28:51 PM |
| bayareainv | $100.00 | $100.00 | 6/4/2010 4:06:47 PM |
| Phantom99 | $25.00 | $25.00 | 6/4/2010 4:29:12 PM |
| david5000 | $50.00 | $50.00 | 6/4/2010 4:29:24 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 6/4/2010 4:29:34 PM |
| icchok | $50.00 | $50.00 | 6/4/2010 4:07:21 PM |
| meux99 | $25.00 | $25.00 | 6/4/2010 4:08:32 PM |
| dharma1 | $25.00 | $25.00 | 6/4/2010 4:08:38 PM |
| Pulchritudinous | $25.00 | $25.00 | 6/4/2010 4:09:27 PM |
| Cheburashka | $30.00 | $30.00 | 6/4/2010 4:11:16 PM |
| ashik | $50.00 | $50.00 | 6/4/2010 4:11:42 PM |
| snazzet | $25.00 | $25.00 | 6/4/2010 4:21:30 PM |
| peaceful-agreement2 | $25.00 | $25.00 | 6/4/2010 4:21:33 PM |
| Ancalagon | $25.00 | $25.00 | 6/4/2010 4:22:54 PM |
| langdonx | $25.00 | $25.00 | 6/4/2010 4:24:27 PM |
| djh47a | $25.00 | $25.00 | 6/4/2010 4:24:32 PM |
| shorthairedg | $36.77 | $36.77 | 6/4/2010 4:25:31 PM |
| gauss02 | $25.00 | $25.00 | 6/4/2010 4:25:45 PM |
| JohnGalt94 | $25.00 | $25.00 | 6/4/2010 4:27:25 PM |
| truth-image | $50.00 | $50.00 | 6/4/2010 4:28:43 PM |
| afotherg | $40.00 | $40.00 | 6/4/2010 4:28:49 PM |
| a-responsible-return | $25.00 | $25.00 | 6/4/2010 4:28:54 PM |
| generator596 | $50.00 | $50.00 | 6/4/2010 4:29:23 PM |
| payout-banker4 | $25.00 | $25.00 | 6/4/2010 4:29:36 PM |
| svandgts | $50.00 | $50.00 | 6/4/2010 4:29:45 PM |
| wwwUniversal | $25.00 | $25.00 | 6/4/2010 4:33:26 PM |
| the-silver-blaster | $25.00 | $25.00 | 6/4/2010 4:06:37 PM |
| ferocious-exchange3 | $25.00 | $25.00 | 6/4/2010 4:07:02 PM |
| kchen486 | $25.00 | $25.00 | 6/4/2010 4:07:57 PM |
| Bank42 | $50.00 | $50.00 | 6/4/2010 4:09:16 PM |
| SNH | $50.00 | $50.00 | 6/4/2010 4:09:25 PM |
| briphi | $100.00 | $100.00 | 6/4/2010 4:09:33 PM |
| nunnie | $25.00 | $25.00 | 6/4/2010 4:10:53 PM |
| wormdc | $25.00 | $25.00 | 6/4/2010 4:11:45 PM |
| buckyhead2000 | $25.00 | $25.00 | 6/4/2010 4:12:42 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 6/4/2010 4:21:14 PM |
| Lise46 | $25.00 | $25.00 | 6/4/2010 4:23:02 PM |
| HHP | $25.00 | $25.00 | 6/4/2010 4:24:41 PM |
| Okeey | $42.85 | $42.85 | 6/4/2010 4:25:37 PM |
| mlopez2007 | $35.60 | $35.60 | 6/4/2010 4:27:17 PM |
| kenji4861 | $25.00 | $25.00 | 6/4/2010 4:28:13 PM |
| cloud8 | $30.16 | $30.16 | 6/4/2010 8:05:42 PM |
| meenan | $25.00 | $25.00 | 6/4/2010 4:28:45 PM |
| moltopaolo | $50.00 | $50.00 | 6/4/2010 4:29:26 PM |
| psa1995 | $50.00 | $50.00 | 6/4/2010 4:29:42 PM |
| blot44 | $25.00 | $25.00 | 6/4/2010 8:36:21 PM |
| schnatty | $50.00 | $50.00 | 6/4/2010 4:05:12 PM |
| samo102us | $25.00 | $25.00 | 6/4/2010 4:05:50 PM |
| thorough-exchange4 | $40.00 | $40.00 | 6/4/2010 4:06:20 PM |
| Turkish101 | $25.00 | $25.00 | 6/4/2010 4:06:48 PM |
| blackstar | $25.00 | $25.00 | 6/4/2010 4:07:00 PM |
| dimitrip1024 | $25.00 | $25.00 | 6/4/2010 4:22:09 PM |
| heavenly-repayment4 | $25.00 | $25.00 | 6/4/2010 4:22:12 PM |
| trevandtal | $25.00 | $25.00 | 6/4/2010 4:23:03 PM |
| radforj22 | $50.00 | $50.00 | 6/4/2010 4:25:44 PM |
| klinebarger | $25.00 | $25.00 | 6/4/2010 4:28:25 PM |
| harty | $37.66 | $37.66 | 6/4/2010 4:28:40 PM |
| bold-durability-drum | $50.00 | $50.00 | 6/4/2010 4:28:59 PM |
| evnagelist | $25.00 | $25.00 | 6/4/2010 4:29:08 PM |
| tntmojave | $25.00 | $25.00 | 6/4/2010 4:29:17 PM |
| hookUup | $25.00 | $25.00 | 6/4/2010 4:29:30 PM |
| power-pagoda | $25.00 | $25.00 | 6/4/2010 4:29:43 PM |
| tender-integrity3 | $50.00 | $50.00 | 6/4/2010 4:08:36 PM |
| money-bauble | $37.77 | $37.77 | 6/4/2010 4:08:42 PM |
| nuclearmoose | $25.00 | $25.00 | 6/4/2010 4:09:14 PM |
| bchen78875 | $50.00 | $50.00 | 6/4/2010 4:10:26 PM |
| fortytwo | $200.00 | $200.00 | 6/4/2010 4:10:33 PM |
| julijask | $35.00 | $35.00 | 6/4/2010 4:32:44 PM |
| RandyL3 | $25.00 | $25.00 | 6/4/2010 4:33:30 PM |
| Tc11902 | $25.00 | $25.00 | 6/4/2010 4:13:00 PM |
| platinum-genetics | $50.00 | $50.00 | 6/4/2010 4:14:24 PM |
| BabyLender | $25.00 | $25.00 | 6/4/2010 4:14:43 PM |
| DeltaComputerGuy | $25.00 | $25.00 | 6/4/2010 4:14:47 PM |
| balance2 | $25.00 | $25.00 | 6/4/2010 4:22:07 PM |
| JGB | $100.00 | $100.00 | 6/4/2010 4:26:31 PM |
| systemlender | $25.00 | $25.00 | 6/4/2010 4:26:50 PM |
| famous-bill | $50.00 | $50.00 | 6/4/2010 4:27:26 PM |
| nonukem | $25.00 | $25.00 | 6/4/2010 4:27:50 PM |
| golden-responsibility189 | $50.00 | $50.00 | 6/4/2010 4:28:37 PM |
| interest-jedi0 | $50.00 | $50.00 | 6/4/2010 4:28:48 PM |
| american6 | $50.00 | $50.00 | 6/4/2010 4:28:57 PM |
| investmentgroup | $25.00 | $25.00 | 6/4/2010 4:29:02 PM |
| seabass123 | $25.00 | $25.00 | 6/4/2010 4:29:15 PM |
| flexible-value | $28.00 | $28.00 | 6/4/2010 4:29:18 PM |
| simplelender80 | $100.00 | $100.00 | 6/4/2010 4:29:37 PM |
| KHODADAD | $50.00 | $50.00 | 6/4/2010 4:05:38 PM |
| turbospeed | $25.00 | $25.00 | 6/4/2010 4:06:17 PM |
| steady-bazaar | $50.00 | $50.00 | 6/4/2010 4:06:52 PM |
| orgy63 | $25.00 | $25.00 | 6/4/2010 4:07:07 PM |
| point-shooter | $25.00 | $25.00 | 6/4/2010 4:07:53 PM |
| successful-euro | $75.00 | $75.00 | 6/4/2010 4:08:19 PM |
| kulender | $30.00 | $30.00 | 6/4/2010 4:08:27 PM |
| riproaringrapids | $25.00 | $25.00 | 6/4/2010 4:09:05 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/4/2010 4:09:30 PM |
| majormoves1 | $25.00 | $25.00 | 6/4/2010 4:12:15 PM |
| InvestorPartners | $25.00 | $25.00 | 6/4/2010 4:13:27 PM |
| phillipd48 | $25.00 | $25.00 | 6/4/2010 4:14:39 PM |
| ATOHokie | $25.00 | $25.00 | 6/4/2010 4:15:12 PM |
| greendale | $100.00 | $100.00 | 6/5/2010 6:21:40 AM |
| Ivan2007 | $50.00 | $50.00 | 6/4/2010 4:28:19 PM |
| alexstar | $25.00 | $25.00 | 6/4/2010 4:28:31 PM |
| credit-scout7 | $30.00 | $30.00 | 6/4/2010 4:28:38 PM |
| rescue | $100.00 | $100.00 | 6/4/2010 4:28:50 PM |
| Ocean713 | $50.00 | $50.00 | 6/4/2010 4:28:55 PM |
| kegs | $100.00 | $100.00 | 6/4/2010 4:29:01 PM |
| Marathoner | $25.00 | $25.00 | 6/4/2010 4:29:07 PM |
| figs4u2 | $80.00 | $80.00 | 6/4/2010 4:29:19 PM |
| UncleScroogeDMD | $100.00 | $100.00 | 6/4/2010 4:29:28 PM |
| pauledgarm | $50.00 | $50.00 | 6/4/2010 4:29:40 PM |
| zone6 | $100.00 | $19.04 | 6/4/2010 4:29:47 PM |
| iostorms | $34.23 | $34.23 | 6/5/2010 11:11:43 AM |
| cebgop | $25.00 | $25.00 | 6/4/2010 9:07:15 PM |
| 126 bids
|
Borrower Payment Dependent Notes Series
461403
This series of Notes was issued and sold upon the funding of the borrower loan #42891, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Jun-04-2010 |
| |
Auction end date:
| Jun-05-2010 |
|
|
Starting lender yield:
| 18.90% |
Starting borrower rate/APR:
| 19.90% / 22.14% |
Starting monthly payment:
| $92.78 |
|
Final lender yield:
| 18.90% |
Final borrower rate/APR:
| 19.90% / 22.14% |
Final monthly payment:
| $92.78 |
| |
|
Auction yield range:
| 7.98% - 18.90% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jan-1991 |
Debt/Income ratio:
| 17% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 9
/
8 | Length of status: | 0y 10m |
|
Credit score:
| 660-679 (Jun-2010) |
Total credit lines:
| 51 |
Occupation: | Sales - Commission |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $5,671 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 91% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 4 | | | | |
|
Screen name:
| bold-admirable-gold |
Borrower's state:
| Vermont |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation Help Needed.....
Purpose of loan:
This loan will be used to? Consolidate Debt into 1 affordable monthly payment.
My financial situation:
I am a good candidate for this loan because?I consistently pay my loans and need the loan to consolidate a few other small loans.
Monthly net income: $ 7200
Monthly expenses: $
??Housing: $?950
??Insurance: $ 120
??Car expenses: $?775
??Utilities: $ 225
??Phone, cable, internet: $ 110
??Food, entertainment: $ 400
??Clothing, household expenses $ 500
??Credit cards and other loans: $
??Other expenses: $ 500
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| orgy63 | $25.00 | $25.00 | 6/4/2010 4:07:13 PM |
| rescue | $50.00 | $50.00 | 6/4/2010 4:08:51 PM |
| Edwin_Rae | $25.00 | $25.00 | 6/4/2010 4:14:52 PM |
| jga516 | $25.00 | $25.00 | 6/4/2010 4:23:39 PM |
| Pulchritudinous | $25.00 | $25.00 | 6/4/2010 4:25:50 PM |
| loan-master996 | $50.00 | $50.00 | 6/4/2010 4:27:24 PM |
| ClearLake | $25.00 | $25.00 | 6/4/2010 4:10:56 PM |
| tech_helper | $50.00 | $50.00 | 6/4/2010 4:13:49 PM |
| runner262 | $25.00 | $25.00 | 6/4/2010 4:14:14 PM |
| Thorny | $25.00 | $25.00 | 6/4/2010 4:21:18 PM |
| MitchD | $25.00 | $25.00 | 6/4/2010 4:21:25 PM |
| nickel-advocator | $25.00 | $25.00 | 6/4/2010 4:23:10 PM |
| unison8 | $41.00 | $41.00 | 6/4/2010 4:23:43 PM |
| worth-arch | $25.00 | $25.00 | 6/4/2010 4:30:39 PM |
| Avala | $50.00 | $50.00 | 6/4/2010 4:30:55 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 6/4/2010 4:31:14 PM |
| chestnut4 | $25.00 | $25.00 | 6/4/2010 4:31:40 PM |
| Peterman | $25.00 | $25.00 | 6/4/2010 4:33:10 PM |
| penny-chooser | $50.00 | $50.00 | 6/4/2010 4:07:24 PM |
| point-shooter | $25.00 | $25.00 | 6/4/2010 4:07:47 PM |
| kchen486 | $50.00 | $50.00 | 6/4/2010 4:08:01 PM |
| EngineersAlliance | $75.00 | $75.00 | 6/4/2010 4:40:52 PM |
| Aimvest | $25.00 | $25.00 | 6/4/2010 4:12:20 PM |
| ichibon | $75.00 | $75.00 | 6/4/2010 4:13:35 PM |
| Casper00 | $25.00 | $25.00 | 6/4/2010 4:14:04 PM |
| Interstate_Rate | $45.21 | $45.21 | 6/4/2010 4:14:10 PM |
| boater01 | $41.83 | $41.83 | 6/4/2010 4:14:21 PM |
| uncleubb | $25.00 | $25.00 | 6/4/2010 5:46:53 PM |
| accord0 | $25.00 | $25.00 | 6/4/2010 4:21:10 PM |
| nikgod | $25.00 | $25.00 | 6/4/2010 4:21:42 PM |
| slartibardfast | $25.00 | $25.00 | 6/4/2010 4:23:27 PM |
| 1phantom | $30.08 | $30.08 | 6/4/2010 4:23:41 PM |
| Bank_Of_XL | $25.00 | $25.00 | 6/4/2010 8:06:35 PM |
| Phantom99 | $25.00 | $25.00 | 6/4/2010 4:31:07 PM |
| hope-eagle6 | $25.00 | $25.00 | 6/4/2010 4:33:11 PM |
| kmr2 | $36.25 | $36.25 | 6/4/2010 4:33:14 PM |
| red-undaunted-kindness | $29.33 | $29.33 | 6/4/2010 4:33:29 PM |
| funds-dominator | $25.00 | $25.00 | 6/4/2010 4:21:52 PM |
| tucksta | $25.00 | $25.00 | 6/4/2010 4:23:07 PM |
| visionary-community | $25.00 | $25.00 | 6/4/2010 4:29:48 PM |
| a-finance-nirvana | $25.00 | $25.00 | 6/4/2010 4:32:53 PM |
| JGB | $41.18 | $41.18 | 6/4/2010 4:33:35 PM |
| blackstar | $25.00 | $25.00 | 6/4/2010 4:13:56 PM |
| LandE2BG | $25.00 | $25.00 | 6/4/2010 4:14:08 PM |
| Katburg | $33.56 | $33.56 | 6/4/2010 4:14:16 PM |
| Moxman125 | $25.00 | $25.00 | 6/4/2010 4:22:59 PM |
| trade-watcher | $25.00 | $25.00 | 6/4/2010 4:23:09 PM |
| kain11286 | $25.00 | $25.00 | 6/4/2010 4:23:23 PM |
| Savings_EQ_Dignity | $35.00 | $35.00 | 6/4/2010 4:23:33 PM |
| Gibbyland | $28.30 | $28.30 | 6/4/2010 4:23:40 PM |
| a-resplendent-asset | $26.17 | $26.17 | 6/4/2010 4:25:12 PM |
| piter-to-la-investment | $25.00 | $25.00 | 6/4/2010 4:26:47 PM |
| time4aloan | $50.00 | $50.00 | 6/4/2010 4:27:57 PM |
| SNH | $50.00 | $50.00 | 6/4/2010 4:30:18 PM |
| studious-bonus7 | $50.00 | $50.00 | 6/4/2010 4:30:27 PM |
| hrubinst | $25.00 | $25.00 | 6/4/2010 4:30:52 PM |
| ddog0224 | $25.00 | $25.00 | 6/4/2010 4:31:23 PM |
| american6 | $25.00 | $25.00 | 6/4/2010 4:31:31 PM |
| drumcorpsnut | $31.47 | $31.47 | 6/4/2010 4:33:13 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/4/2010 4:34:30 PM |
| simplelender80 | $100.00 | $47.49 | 6/4/2010 4:34:38 PM |
| onlyastepaway | $25.00 | $25.00 | 6/4/2010 4:14:02 PM |
| kaiger | $25.00 | $25.00 | 6/4/2010 4:14:07 PM |
| Dap2005 | $25.00 | $25.00 | 6/4/2010 4:14:18 PM |
| bid-czar8 | $25.95 | $25.95 | 6/4/2010 4:15:11 PM |
| Jgodd13 | $50.00 | $50.00 | 6/4/2010 4:21:50 PM |
| top-historic-peso | $25.00 | $25.00 | 6/4/2010 4:30:20 PM |
| zone6 | $61.29 | $61.29 | 6/4/2010 4:33:12 PM |
| CAGE-Investments | $45.89 | $45.89 | 6/4/2010 4:33:15 PM |
| balanced-bill7 | $100.00 | $100.00 | 6/4/2010 4:34:24 PM |
| trustworthy-fairness | $50.00 | $50.00 | 6/4/2010 4:34:35 PM |
| 71 bids
|